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Mid-America Apartment Communities

maa · NYSE Real Estate
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Ticker maa
Exchange NYSE
Sector Real Estate
Industry REIT - Residential
Employees 1001-5000
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FY2021 Annual Report · Mid-America Apartment Communities
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2021 ANNUAL REPORT

Building on 
Our Momentum 

MAA Midtown Phoenix, Phoenix, AZ

To my fellow 
shareholders

MAA’s performance for calendar year 2021 was strong. Leasing conditions across our markets exceeded 

our expectations as the demand for apartment housing in our Sunbelt markets continued to increase. 

Strong job and population growth and resulting higher household formations drove record rent growth 

for MAA in 2021. As we head into 2022, the exceptional market dynamics of the prior year continue in 

our footprint. We are building on our momentum to deliver increasing value.   

Beyond the opportunities for strong rent growth associated with favorable market conditions, we are 

driving value through creative redevelopment of many of our properties. Our ongoing kitchen and bath 

upgrade initiative and our repositioning of resident amenity areas, both of which incorporate water 

and energy efficient fixtures and appliances, will continue to support rent growth, expense savings 

and resulting profit margin expansion over the coming years. In addition, our expansive LED lighting 

retrofit project and implementation of new Smart Home technology, that includes automated control 

of thermostats and lighting as well as leak detection, along with new and expanding virtual leasing 

capabilities will continue to enhance the resident experience throughout our portfolio and create 

additional efficiencies in our operations with less waste of our environmental resources.

H. Eric Bolton, Jr.

Chairman and Chief Executive Officer

 
28YEARS PUBLIC

19K

UNITS REDEVELOPED

OVER LAST 3 YEARS

06  MAA

Balance Sheet Strength

NET DEBT/ADJ EBITDAre*

4.34xMAA

5.56x

PEER AVG

*Adjusted EBITDAre represents trailing 12-month period ended 12/31/2021. 
Peer Average includes multifamily peers AVB, CPT, EQR, ESS, UDR.

S&P 500

MEMBER COMPANY

$703M

2021 DEVELOPMENT &

LEASE-UP PIPELINE

Consistent Annual 
Dividend/Share Growth

10-YEAR DIVIDEND RECORD

8
4
3
$

.

8
2
3
$

.

8
0
3
$

.

2
9
2
$

.

.

8
7
2
$

4
6
2
$

.

.

1
5
2
$

4
8
3
$

.

9
6
3
$

.

0
0
4
$

.

0
1
.
4
$

2011

2021

Our talented team of associates who make these initiatives 
and our outperformance possible, have done so despite the 
ongoing challenges surrounding COVID. Although somewhat 
abated from the previous year, the pandemic continued 
to impact our residents, associates and operations during 
2021. Our dedication to deliver superior service and support 
for our residents remained strong as we continued to 
provide a range of services introduced in 2020 for those 
impacted by the virus including active promotion of federal 
rent relief programs, rent deferral options and early lease 
terminations. We also remained active in supporting our 
associates with their health and safety needs including 
maintaining our safety protocols and offering education and 
assistance related to vaccinations and providing time off 
from work when needed. As we begin calendar year 2022,  
I am hopeful that the worst of this terrible pandemic is 
behind us, but we stand prepared to protect and help those 
who depend on MAA. 

As the economy and we, as a society, gain lost ground from 
the last two years, we believe MAA is best positioned to 
outperform during the recovery cycle for many reasons, 
including:

A Successful and Proven Strategy. Over our 28-year 
history as a publicly traded apartment REIT we have 
consistently focused on the high-growth Sunbelt region 
of the country. While more investment capital is now being 
drawn to the strong value proposition offered by these 
markets, we believe MAA’s uniquely diversified strategy,  
high quality portfolio, proven operating experience and deep 
insights in operating and growing value in this region of the 
country will support continued out-performance.

Operating Advantages. MAA has execution capabilities 
that generate clear competitive advantages when compared 
to others operating across the Sunbelt region. MAA’s 
larger scale and efficiencies, unique approach to pricing 
management, significant redevelopment opportunities 
within our existing portfolio and expanded virtual leasing 
capabilities support higher future operating margins.

A Strong Focus on Technology and Innovation.
Providing a seamless and high-quality experience to our 
residents is an important part of our future growth. Our 
continued investments in technology to increase customer 
engagement, service, and satisfaction will not only produce 
accelerated efficiencies in our operations but will provide 
additional support to our growing pricing and revenue 
trends.  

development platform continues to expand and is poised 
to deliver significant new value over the next few years. We 
believe MAA’s long established record of development 
and performance across the region will drive increasing 
opportunity for attractive new growth.    

A Service-Driven Mission and Culture. Underpinning 
our platform’s strong capabilities is a culture and mind-set 
anchored with a deep understanding of our responsibilities 
to drive higher value for all the constituents that depend on 
our work. This influence behind all our decisions and actions 
is the strongest and most critical variable in our ability to 
outperform over the long term.

MAA’s long established strategy and approach to creating 
value are driven by a goal to outperform over the full market 
cycle, inclusive of both expansion and recessionary phases 
of the broader economy. As a publicly traded, real estate 
company structured as a REIT, with the associated dividend 
performance objectives this entails, a full cycle performance 
strategy is key to our goal. When compared to the publicly 
traded apartment REIT Index, MAA’s top tier performance for 
shareholders over a 1-year, 3-year, 5-year, 10-year, and 20-
year period is a testament to this focus and objective.

In closing, I want to make note of the loss of our company 
founder, George Cates, this past year. George entered 
the apartment industry in 1970, later forming The Cates 
Company which he ultimately transformed into MAA 
through a public offering in 1994. Though he retired as CEO 
in 2001, his passion for service to others, his enthusiasm 
for MAA and his appreciation for the critical nature that 
our culture has on our long-term success not only made 
a deep impression on me, personally, but continue to 
be the foundation of our culture and are reflected in the 
compassion and dedication of MAA associates. Our 
company’s record of long-term outperformance is directly 
tied to the many things we learned from George.  

I also want to thank our roughly 2,500 MAA associates and 
our board of directors for their support and our tremendous 
results in 2021. And I want to thank you, our loyal investors, 
who have remained supportive of our strategy and execution 
over the many years. We look forward to 2022 and the 
opportunities to drive higher value for those we serve and 
who depend on MAA.  

Sincerely,

Higher New Growth. Supported by a strong balance 
sheet with significant capacity for new growth, our new 

H. Eric Bolton, Jr.

Chairman and Chief Executive Officer

  
  
  
Sand Lake, Orlando, FL

Our Sunbelt AdvantageMAA’s 28 years of Sunbelt strategy and expertise continue to be a differentiator in today’s recovery cycle.  Our markets are experiencing tremendous demand and we are in a strong position to capture the opportunities before us to grow value for our stakeholders. 102K

Homes

16

States + DC

297

Communities

Multifamily Market

Multifamily Market  
and Regional Office

Multifamily Market and 
Corporate Headquarters

Multifamily Development 
Underway

UNIQUE DIVERSIFICATION ACROSS THE HIGH-GROWTH SUNBELT REGION*
*Map and community data represent the total portfolio including active developments at December 31, 2021.

Core AFFO/Share

Core FFO/Share

MAA-US

MSCI US REIT 
INDEX (RMS)

S&P 500

0
3
5
$

.

0
9
5
$

.

5
3
5
$

.

6
9
5
$

.

4
6
5
$

.

6
2
6
$

.

.

5
7
5
$

3
4
6
$

.

.

2
3
6
$

1
0
7.
$

2017

2018

2019

2020

2021

%
7
8
2

.

%
8
5
8

.

%

1
.
3
4

1-YR

%

1
.
8
1

%
3
.
1
1

%
6
6
1

.

%
1
7.
1

%
7
0
1

.

%
5
9

.

10-YR

20-YR

STEADY CORE AFFO & CORE FFO GROWTH
2021 YOY Growth | 9.9%, 9.0%

TOTAL SHAREHOLDER RETURNS1
Annualized at 12/31/2021

COMMON EQUITY 
$27.20B

DEBT + PREFERRED 
$4.56B

SECURED 
DEBT 1.2%

UNSECURED 
DEBT 13.1%

PREFERRED 
EQUITY 0.1%

$4.08B

COMMON 
EQUITY 
85.6%

$15.00B

TOTAL CAPITALIZATION2
At 12/31/2021

1  Compounded annual growth rate in share value due to appreciation in price and 

dividends paid, assuming dividends reinvested. 

BBB+

Standard & Poor’s Rating Services3

Baa1

Moody’s Investors Service4

BBB+

Fitch Ratings3

CREDIT RATINGS
Positive Outlook from All Three Rating Agencies in 2021

2  Common shares and units outstanding multiplied by closing stock price on 12/31/2021, plus total 

debt outstanding at 12/31/2021, plus Preferred stock ($50 redeemable stock price multiplied by total 
shares outstanding).

3  Corporate credit rating assigned to MAA and MAALP
4  Corporate credit rating assigned to MAALP, the operating partnership of MAA

Note: For definitions of terms used herein, as well as a reconciliation of non-GAAP terms to the most comparable GAAP measure, please refer to our earnings release for the fourth quarter of 2021, which may be found at our 
website, www.maac.com, under the “For Investors” tab and the “Filings & Financials” and “Quarterly Results” sub-tabs.

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

(Mark One) 
☒    ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2021 

OR 

☐    TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from __________ to ___________ 

Commission File Number 001-12762 (Mid-America Apartment Communities, Inc.) 
Commission File Number 333-190028-01 (Mid-America Apartments, L.P.) 

MID-AMERICA APARTMENT COMMUNITIES, INC. 
MID-AMERICA APARTMENTS, L.P. 
(Exact name of registrant as specified in its charter) 

Tennessee (Mid-America Apartment Communities, Inc.) 
Tennessee (Mid-America Apartments, L.P.) 
(State or other jurisdiction of incorporation or organization) 

62-1543819
62-1543816
(I.R.S. Employer Identification No.)

Securities registered pursuant to Section 12(b) of the Act: 

6815 Poplar Avenue, Suite 500, Germantown, Tennessee, 38138 
(Address of principal executive offices) (Zip Code) 
Registrant’s telephone number, including area code: (901) 682-6600 

Common Stock, par value $.01 per share (Mid-America Apartment Communities, Inc.)
8.50% Series I Cumulative Redeemable Preferred Stock, $.01 par value per share (Mid-America Apartment Communities, Inc.)

MAA 
MAA*I 

New York Stock Exchange
New York Stock Exchange

Title of each class

Trading 

Symbol(s)  Name of each exchange on which registered

Securities registered pursuant to Section 12(g) of the Act: None. 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. 

Mid-America Apartment Communities, Inc. 
Mid-America Apartments, L.P. 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. 

Mid-America Apartment Communities, Inc. 
Mid-America Apartments, L.P. 

Yes  ☒
Yes  ☐

Yes  ☐
Yes  ☐

No ☐
No ☒

No ☒
No ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for 
such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. 

Mid-America Apartment Communities, Inc. 
Mid-America Apartments, L.P. 

Yes  ☒
Yes  ☒

No ☐
No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this 
chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). 

Mid-America Apartment Communities, Inc. 
Mid-America Apartments, L.P. 

Yes  ☒
Yes  ☒

No ☐
No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the 
definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. 

Mid-America Apartment Communities, Inc.  
Large accelerated filer ☒ 

Mid-America Apartments, L.P. 

Accelerated filer ☐ 

Non-accelerated filer ☐

Smaller reporting company ☐ 

Emerging growth company ☐

Large accelerated filer ☐ 

Accelerated filer ☐ 

Non-accelerated filer ☒

Smaller reporting company ☐ 

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting 
standards provided pursuant to Section 13(a) of the Exchange Act.  ☐ 

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under 
Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. 

Mid-America Apartment Communities, Inc.  ☒ 
Mid-America Apartments, L.P.  ☐ 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). 

Mid-America Apartment Communities, Inc. 
Mid-America Apartments, L.P. 

Yes  ☐
Yes  ☐

No ☒
No ☒

The aggregate market value of the 81,749,318 shares of common stock of Mid-America Apartment Communities, Inc. held by non-affiliates was approximately $13.8 billion based 
on the closing price of $168.42 as reported on the New York Stock Exchange on June 30, 2021.  This calculation excludes shares of common stock held by the registrant’s officers and directors 
and each person known by the registrant to beneficially own more than 5% of the registrant’s outstanding shares, as such persons may be deemed to be affiliates.  This determination of affiliate 
status should not be deemed conclusive for any other purpose.  As of February 14, 2022, there were 115,341,027 shares of Mid-America Apartment Communities, Inc. common stock 
outstanding. 

There is no public trading market for the partnership units of Mid-America Apartments, L.P.  As a result, an aggregate market value of the partnership units of Mid-America 

Apartments, L.P. cannot be determined. 

Portions of the proxy statement for the annual shareholders meeting of Mid-America Apartment Communities, Inc. to be held on May 17, 2022 are incorporated by reference into 

Part III of this report.  We expect to file our proxy statement within 120 days after December 31, 2021.

Documents Incorporated by Reference 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MID-AMERICA APARTMENT COMMUNITIES, INC. 
MID-AMERICA APARTMENTS, L.P. 

TABLE OF CONTENTS 

PART I 

Page 

Business. 
Risk Factors. 
Unresolved Staff Comments. 
Properties. 
Legal Proceedings. 
Mine Safety Disclosures. 

PART II 

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities. 
[Reserved]. 
Management’s Discussion and Analysis of Financial Condition and Results of Operations. 
Quantitative and Qualitative Disclosures About Market Risk.
Financial Statements and Supplementary Data.
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure. 
Controls and Procedures. 
Other Information. 
Disclosure Regarding Foreign Jurisdictions that Prevent Inspections.

PART III 

Directors, Executive Officers and Corporate Governance.
Executive Compensation. 
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.
Certain Relationships and Related Transactions, and Director Independence.
Principal Accountant Fees and Services.

Exhibits and Financial Statement Schedules.
Form 10-K Summary. 

PART IV 

3
9
23
23
25
25

25

27
27
37
37
37
38
39
39

39
39
39
39
39

40
44

Item 

1. 
1A. 
1B. 
2. 
3. 
4. 

5. 

6. 
7. 
7A. 
8. 
9. 
9A. 
9B. 
9C.  

10. 
11. 
12. 
13. 
14. 

15. 
16. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Explanatory Note 

This report combines the Annual Reports on Form 10-K for the year ended December 31, 2021 of Mid-America Apartment 

Communities, Inc., a Tennessee corporation, and Mid-America Apartments, L.P., a Tennessee limited partnership, of which Mid-
America Apartment Communities, Inc. is the sole general partner. Mid-America Apartment Communities, Inc. and its 97.3% owned 
subsidiary, Mid-America Apartments, L.P., are both required to file annual reports under the Securities Exchange Act of 1934, as 
amended. Unless the context otherwise requires, all references in this Annual Report on Form 10-K to “MAA” refer only to Mid-
America Apartment Communities, Inc., and not any of its consolidated subsidiaries. Unless the context otherwise requires, all 
references in this report to “we,” “us,” “our,” or the “Company” refer collectively to Mid-America Apartment Communities, Inc., 
together with its consolidated subsidiaries, including Mid-America Apartments, L.P. Unless the context otherwise requires, all 
references in this report to the “Operating Partnership” or “MAALP” refer to Mid-America Apartments, L.P. together with its 
consolidated subsidiaries. “Common stock” refers to the common stock of MAA, “preferred stock” refers to the preferred stock of 
MAA, and “shareholders” refers to the holders of shares of MAA’s common stock or preferred stock, as applicable. The common 
units of limited partnership interest in the Operating Partnership are referred to as “OP Units” and the holders of the OP Units are 
referred to as “common unitholders.” 

As of December 31, 2021, MAA owned 115,336,876 OP Units (97.3% of the total number of OP Units). MAA conducts 

substantially all of its business and holds substantially all of its assets, directly or indirectly, through the Operating Partnership, and by 
virtue of its ownership of the OP Units and being the Operating Partnership’s sole general partner, MAA has the ability to control all 
of the day-to-day operations of the Operating Partnership. 

We believe combining the Annual Reports on Form 10-K of MAA and the Operating Partnership, including the notes to the 

consolidated financial statements, into this report results in the following benefits: 

 

 

 

enhances investors’ understanding of MAA and the Operating Partnership by enabling investors to view the business as a 
whole in the same manner that management views and operates the business; 
eliminates duplicative disclosure and provides a more streamlined and readable presentation since a substantial portion 
of the disclosure in this report applies to both MAA and the Operating Partnership; and  
creates time and cost efficiencies through the preparation of one combined report instead of two separate reports. 

MAA, an S&P 500 company, is a multifamily-focused, self-administered and self-managed real estate investment trust, or 
REIT.  Management operates MAA and the Operating Partnership as one business. We believe it is important to understand the few 
differences between MAA and the Operating Partnership in the context of how MAA and the Operating Partnership operate as a 
consolidated company. MAA and the Operating Partnership are structured as an umbrella partnership REIT, or UPREIT. MAA’s 
interest in the Operating Partnership entitles MAA to share in cash distributions from, and in the profits and losses of, the Operating 
Partnership in proportion to MAA’s percentage interest therein and entitles MAA to vote on substantially all matters requiring a vote 
of the partners. MAA’s only material asset is its ownership of limited partnership interests in the Operating Partnership (other than 
cash held by MAA from time to time); therefore, MAA’s primary function is acting as the sole general partner of the Operating 
Partnership, issuing public equity from time to time and guaranteeing certain debt of the Operating Partnership from time to time. The 
Operating Partnership holds, directly or indirectly, all of the real estate assets. Except for net proceeds from public equity issuances by 
MAA, which are contributed to the Operating Partnership in exchange for limited partnership interests, the Operating Partnership 
generates the capital required by the Company’s business through the Operating Partnership’s operations, direct or indirect incurrence 
of indebtedness and issuance of OP Units. 

The presentation of MAA’s shareholders’ equity and the Operating Partnership’s capital are the principal areas of difference 

between the consolidated financial statements of MAA and those of the Operating Partnership. MAA’s shareholders’ equity may 
include shares of preferred stock, shares of common stock, additional paid-in capital, cumulative earnings, cumulative distributions, 
noncontrolling interests, treasury shares, accumulated other comprehensive income or loss and redeemable common stock. The 
Operating Partnership’s capital may include common capital and preferred capital of the general partner (MAA), limited partners’ 
common capital and preferred capital, noncontrolling interests, accumulated other comprehensive income or loss and redeemable 
common units. Holders of OP Units (other than MAA) may require the Operating Partnership to redeem their OP Units from time to 
time, in which case the Operating Partnership may, at its option, pay the redemption price either in cash (in an amount per OP Unit 
equal, in general, to the average closing price of MAA’s common stock on the New York Stock Exchange, or NYSE, over a specified 
period prior to the redemption date) or by delivering one share of MAA’s common stock (subject to adjustment under specified 
circumstances) for each OP Unit so redeemed.   

1 

 
In order to highlight the material differences between MAA and the Operating Partnership, this Annual Report on Form 10-K 

includes sections that separately present and discuss areas that are materially different between MAA and the Operating Partnership, 
including: 

 
 

 
 

the consolidated financial statements in Item 8 of this report;  
certain accompanying notes to the consolidated financial statements, including Note 2 - Earnings per Common Share of 
MAA and Note 3 - Earnings per OP Unit of MAALP; and Note 8 - Shareholders’ Equity of MAA and Note 9 - Partners’ 
Capital of MAALP; 
the controls and procedures in Item 9A of this report; and 
the certifications included as Exhibits 31 and 32 to this report.  

In the sections that combine disclosures for MAA and the Operating Partnership, this report refers to actions or holdings as 

being actions or holdings of the Company. Although the Operating Partnership (directly or indirectly through one of its subsidiaries) is 
generally the entity that enters into contracts, holds assets and issues debt, management believes this presentation is appropriate for the 
reasons set forth above and because we operate the business through the Operating Partnership.  MAA, the Operating Partnership and 
its subsidiaries operate as one consolidated business, but MAA, the Operating Partnership and each of its subsidiaries are separate, 
distinct legal entities. 

Note Regarding Forward-Looking Statements 

We consider this and other sections of this Annual Report on Form 10-K to contain forward-looking statements within the 

meaning of Section 27A of the Securities Act of 1933, as amended, or the Securities Act, and Section 21E of the Securities Exchange 
Act of 1934, as amended, or the Exchange Act, with respect to our expectations for future periods. Forward-looking statements do not 
discuss historical fact, but instead include statements related to expectations, projections, intentions or other items related to the future.  
Such forward-looking statements include, without limitation, statements regarding the potential impact of the ongoing COVID-19 
pandemic on our business, statements regarding expected operating performance and results, property stabilizations, property 
acquisition and disposition activity, joint venture activity, development and renovation activity and other capital expenditures, and 
capital raising and financing activity, as well as lease pricing, revenue and expense growth, occupancy, interest rate and other 
economic expectations. Words such as “expects,” “anticipates,” “intends,” “plans,” “believes,” “seeks,” “estimates,” “forecasts,” 
“projects,” “assumes,” “will,” “may,” “could,” “should,” “budget,” “target,” “outlook,” “guidance” and variations of such words and 
similar expressions are intended to identify such forward-looking statements. Such forward-looking statements involve known and 
unknown risks, uncertainties and other factors, as described below, which may cause our actual results, performance or achievements 
to be materially different from the results of operations, financial conditions or plans expressed or implied by such forward-looking 
statements. Although we believe that the assumptions underlying the forward-looking statements contained herein are reasonable, any 
of the assumptions could be inaccurate, and therefore such forward-looking statements included in this report may not prove to be 
accurate. In light of the significant uncertainties inherent in the forward-looking statements included herein, the inclusion of such 
information should not be regarded as a representation by us or any other person that the results or conditions described in such 
statements or our objectives and plans will be achieved. 

The following factors, among others, could cause our actual results, performance or achievements to differ materially from 

those expressed or implied in the forward-looking statements: 

 

 

 
 

 

the COVID-19 pandemic and measures taken or that may be taken by federal, state and local governmental authorities to 
combat the spread of the disease; 
inability to generate sufficient cash flows due to unfavorable economic and market conditions, changes in supply and/or 
demand, competition, uninsured losses, changes in tax and housing laws or other factors; 
exposure to risks inherent in investments in a single industry and sector; 
adverse changes in real estate markets, including, but not limited to, the extent of future demand for multifamily units in 
our significant markets, barriers of entry into new markets which we may seek to enter in the future, limitations on our 
ability to increase or collect rental rates, competition, our ability to identify and consummate attractive acquisitions or 
development projects on favorable terms, our ability to consummate any planned dispositions in a timely manner on 
acceptable terms, and our ability to reinvest sale proceeds in a manner that generates favorable returns; 
failure of development communities to be completed within budget and on a timely basis, if at all, to lease-up as 
anticipated or to achieve anticipated results; 
unexpected capital needs; 

 
  material changes in operating costs, including real estate taxes, utilities and insurance costs, due to inflation and other 

factors; 
inability to obtain appropriate insurance coverage at reasonable rates, or at all, or losses from catastrophes in excess of 
our insurance coverage; 
ability to obtain financing at favorable rates, if at all, or refinance existing debt as it matures; 

 

 

2 

 
 
 
 

 

 

 
 

 
 

 
 
 
 

 
 

level and volatility of interest or capitalization rates or capital market conditions; 
the effect of any rating agency actions on the cost and availability of new debt financing; 
the effect of the phase-out of the London Interbank Offered Rate, or LIBOR, as a variable rate debt benchmark and the 
transition to a different benchmark interest rate;  
significant change in the mortgage financing market or other factors that would cause single-family housing or other 
alternative housing options, either as an owned or rental product, to become a more significant competitive product; 
ability to continue to satisfy complex rules in order to maintain our status as a REIT for federal income tax purposes, the 
ability of the Operating Partnership to satisfy the rules to maintain its status as a partnership for federal income tax 
purposes, the ability of our taxable REIT subsidiaries to maintain their status as such for federal income tax purposes and 
our ability and the ability of our subsidiaries to operate effectively within the limitations imposed by these rules; 
inability to attract and retain qualified personnel; 
cyber liability or potential liability for breaches of our or our service providers’ information technology systems or 
business operations disruptions; 
potential liability for environmental contamination; 
changes in the legal requirements we are subject to, or the imposition of new legal requirements, that adversely affect our 
operations; 
extreme weather, natural disasters, disease outbreaks and other public health events;  
impact of climate change on our properties or operations; 
legal proceedings or class action lawsuits; 
impact of reputational harm caused by negative press or social media postings of MAA’s actions or policies, whether or 
not warranted; 
compliance costs associated with numerous federal, state and local laws and regulations; and 
other risks identified in this Annual Report on Form 10-K, including under the caption “Risk Factors,” and in other 
reports we file with the Securities and Exchange Commission, or the SEC, or in other documents that we publicly 
disseminate. 

New factors may also emerge from time to time that could have a material adverse effect on our business. Except as required 
by law, we undertake no obligation to publicly update or revise forward-looking statements contained in this Annual Report on Form 
10-K to reflect events, circumstances or changes in expectations after the date on which this Annual Report on Form 10-K is filed. 

PART I 

Item 1. Business. 

Overview 

MAA, an S&P 500 company, is a multifamily-focused, self-administered and self-managed real estate investment trust, or 
REIT. We own, operate, acquire and selectively develop apartment communities primarily located in the Southeast, Southwest and 
Mid-Atlantic regions of the United States. As of December 31, 2021, we maintained full or partial ownership of apartment 
communities, including communities currently in development, across 16 states and the District of Columbia, summarized as follows: 

Multifamily 

Communities (1)

Units 

Consolidated 
Unconsolidated 

Total 

(2) 

296
1
297 

(3) 

99,733
269
100,002 

(1) 
(2) 
(3) 

As of December 31, 2021, 33 of the Company’s apartment communities included retail components. 
Number of communities includes six communities under development as of December 31, 2021. 
Number of units excludes development units not yet delivered as of December 31, 2021. 

Our business is conducted principally through the Operating Partnership. MAA is the sole general partner of the Operating 

Partnership, holding 115,336,876 OP Units, comprising a 97.3% partnership interest in the Operating Partnership as of December 31, 
2021. MAA and MAALP were formed in Tennessee in 1993.   

3 

 
 
   
 
 
   
   
   
 
 
Business Objectives 

Our primary business objectives are to generate a sustainable, stable and increasing cash flow that will fund our dividends 

and distributions through all parts of the real estate investment cycle. To achieve these objectives, we intend to continue to pursue the 
following goals and strategies: 

 
 
 

 
 

 

 

create value for our shareholders, residents, associates and the communities in which our properties are located; 
effectively operate our existing properties with an intense property and asset management focus; 
utilize technology to provide services desired by our residents and create efficiencies and performance advantages in our 
operations; 
take an opportunistic approach to buying, selling, developing and renovating apartment communities; 
diversify our portfolio across markets, submarkets and price points in the geographical areas in which we operate to 
minimize operating performance volatility;  
offer attractive work environments, compensation and incentive packages and career development opportunities to attract 
and retain required talent; and  
actively manage our balance sheet and capital structure. 

Operations 

Our goal is to generate return on investment collectively and in each apartment community by increasing revenues, 
controlling operating expenses, maintaining high occupancy levels and reinvesting in the income producing capacity of each 
apartment community as appropriate. The steps taken to meet these objectives include: 

providing management information and improved customer services through technology innovations; 
implementing programs to control expenses through investment in cost-saving initiatives; 
analyzing individual asset productivity performances to identify best practices and improvement areas; 

 
 
 
  maintaining the physical condition of each property through ongoing capital investments; 
 

improving the “curb appeal,” amenities and common areas of the apartment communities through environmentally-
thoughtful landscaping and exterior improvements, and repositioning apartment communities from time to time to 
enhance or maintain market positions; 
effectively utilizing search engine optimization, internet leasing solutions and other internet tools to generate leasing 
traffic; 

 

  managing lease expirations to align with peak leasing traffic patterns and to maximize productivity of property staffing; 

and 
allocating additional capital, including capital for selective interior and exterior improvements. 

 

We believe that leveraging the strength of enterprise solutions in conjunction with our decentralized operating structure 

capitalizes on specific market knowledge and provides greater accountability than an entirely centralized structure. To support our 
operational structure, senior management, along with various asset management functions, are proactively involved in supporting and 
optimizing property operations and reviewing property management performance through extensive reporting processes and on-site 
visits. To maximize the amount of information shared between senior management and the properties on a real-time basis, we utilize a 
web-based property management system. The system contains property and accounting modules that allow for operating efficiencies 
and continued expense control, provide for various expanded revenue management practices and improve the support provided to on-
site property operations.  We use a “yield management” pricing program that helps our property managers optimize rental revenues, 
and we also utilize purchase order and accounts payable software to provide improved controls and management information. 

Investment in technology continues to drive operating efficiencies in our business and helps us to better meet the changing 
needs of our residents. Our residents have the ability to conduct business with us 24 hours a day, 7 days a week and complete online 
leasing applications, leases and renewals through our web-based resident portal. Interacting with our residents through such 
technology has allowed us to improve resident satisfaction ratings and increase the efficiency of our operating teams. During 2021, 
our resident portal also provided a safer way to transact business during the COVID-19 pandemic, and we have continued to invest in 
technology to enable potential residents to examine their future homes both online (virtual touring) or by self-guided tour (self-
touring) in addition to the more traditional guided tour. 

Acquisitions and Development 

Our external growth strategy is to acquire existing apartment communities, utilize our internal development team to develop 

our own apartment communities and partner with local developers to develop apartment communities that we will own completely 
after stabilization, which we refer to as a pre-purchase transaction. Acquisitions and development, along with dispositions, help us 
achieve and maintain our desired product mix, geographic diversification and asset allocation. Portfolio growth allows for maximizing 
the efficiency of the existing management and overhead structure. We have extensive experience in the acquisition and development 

4 

 
of apartment communities. We will continue to evaluate opportunities that arise, and we will utilize this strategy to increase our 
number of apartment communities in strong and growing markets.  

We acquired the following properties during the year ended December 31, 2021: 

Multifamily Development Acquisitions 

Novel Daybreak (2) 
Novel West Midtown (2) 
(1) 
(2) 

Market 
Salt Lake City, UT
Atlanta, GA

Units (1)
400
340

Date Acquired 
April 2021
April 2021

Represents number of units upon completion of the development.  
This pre-purchase multifamily community development is being developed through a joint venture with a local developer. We own 80% of the joint venture 
that owns this property.    

Land Acquisition 

MAA Westshore 

Market 
Tampa, FL

Acres 
19

Date Acquired 
June 2021

Development activities may be conducted through entities we wholly-own or through joint ventures with our pre-purchase 

transaction partners. Typically, fixed price construction contracts are signed with unrelated parties to minimize construction risk. We 
may also engage in limited expansion development opportunities on existing communities in which we typically serve as the 
developer. During the year ended December 31, 2021, we incurred $231.6 million in development costs and completed four 
development projects. 

The following multifamily projects were under development as of December 31, 2021 (dollars in thousands): 

Project 
MAA Westglenn 
MAA Park Point 
MAA Windmill Hill 
Novel Val Vista (1) 
Novel West Midtown (1)   
Novel Daybreak (1) 

Market 
Denver, CO 
Houston, TX 
Austin, TX 
Phoenix, AZ 
Atlanta, GA 
  Salt Lake City, UT     

Total 

Total
Units
306
308
350
317
340
400
    2,021 

Units 
Completed
194
222
—
—
—
—
416 

Cost 
to Date
$ 80,727
52,466
39,761
36,536
30,262
33,917
  $ 273,669 

$

Budgeted
Cost 
84,500
57,000
63,000
72,500
89,500
94,000
  $ 460,500 

Estimated 
Cost 
Per Unit 
276 
$ 
185 
180 
229 
263 
235 

Expected 
Completion 
1st Quarter 2022
1st Quarter 2022
4th Quarter 2022
2nd Quarter 2023
3rd Quarter 2023
3rd Quarter 2023

(1) 

This pre-purchase multifamily community development is being developed through a joint venture with a local developer. We own 80% of the joint venture 
that owns this property. 

Dispositions 

We sell apartment communities and other assets that no longer meet our long-term strategy or when market conditions are 
favorable, and we redeploy the proceeds from those sales to acquire, develop and redevelop additional apartment communities and 
rebalance our portfolio across or within geographic regions. Dispositions also allow us to realize a portion of the value created through 
our investments and provide additional liquidity. We are then able to redeploy the net proceeds from our dispositions in lieu of raising 
additional equity or debt capital. In deciding to sell an apartment community, we consider current market conditions and generally 
solicit competing bids from unrelated parties for these individual properties, considering the sales price and other key terms of each 
proposal. We also consider portfolio dispositions when such a structure is useful to maximize proceeds and efficiency of execution.  
During the year ended December 31, 2021, we disposed of seven multifamily communities totaling 1,905 units, and five land parcels 
totaling approximately 142 acres.  

Property Redevelopment and Repositioning Activity 

We focus on both interior unit upgrades and property amenity and common area upgrades above and beyond routine capital 

upkeep on our apartment communities that we believe have the ability to support additional rent growth. During the year ended 
December 31, 2021, we renovated the kitchen and bathroom of 6,360 apartment units at an average cost of $5,893 per apartment unit, 
achieving average rental rate increases of 12.2% above the normal market rate for similar but non-renovated apartment units. 

We have installed Smart Home technology (unit entry locks, mobile control of lights and thermostat and leak monitoring) at 

select apartment communities in order to provide additional resident value and increase rent growth. During the year ended 
December 31, 2021, we installed smart devices in 23,579 apartment units at an average cost of $1,395 per apartment unit and a 
projected average monthly rent increase of approximately $25 per unit upon lease renewal or unit turnover. As of  December 31, 2021, 
we have completed installation of the Smart Home technology at nearly one-half of our existing properties and are employing Smart 
Home technology in all of our new developments.  

Separately, we continued our property repositioning program to upgrade and reposition the amenity and common areas at 

select apartment communities. The program includes targeted plans to move all apartment units at the properties to higher rents. For 
the year ended December 31, 2021, we spent $9.2 million on this program.  

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
 
 
 
 
Portfolio Strategy 

Our goal is to maintain a diversified, balanced portfolio that we believe provides the optimal path to maximizing operating 

performance over the full economic cycle. Maintaining a diverse portfolio includes: 

  Operating apartment communities in a variety of markets across the Southeast, Southwest, and Mid-Atlantic regions of the 

United States 

  Operating apartment communities in a variety of submarkets within our markets (urban, suburban, inner loop, etc.) 
  Operating apartment communities of different product types such as high-rise, mid-rise and garden style 
  Offering a variety of different rent price points within a market or submarket 

We believe a diverse portfolio performs well during economic up cycles and weathers economic down cycles better than a 

more homogenous portfolio. 

Human Capital 

As of December 31, 2021, we employed 2,429 associates.  Our associates’ time, energy, creativity and passion are essential 

to our continued success as a company.  With respect to our workforce, we focus on driving diversity and inclusion, providing market-
competitive pay and benefits to support our associates’ well-being, encouraging our associates’ growth and development, fostering 
associate engagement and protecting our associates’ health and safety. 

We respect the privilege of providing value to those whose lives we touch. We call this outlook our “Brighter View.” To 

achieve these objectives, we use our Core Values to guide the way we interact with each other and conduct business by:  

 
 
 
 

appreciating the uniqueness of each individual; 
communicating openly and with integrity; 
embracing opportunities; and 
doing the right thing at the right time for the right reasons.   

Diversity, Equity and Inclusion 

We strive to recruit, develop and retain a talented and diverse workforce that mirrors the diversity of our residents and the 

communities where we do business. We are committed to an inclusive working environment that not only values diversity in ideas and 
opinions, but also fosters a sense of belonging and connection where associates feel recognized and appreciated regardless of 
individual differences. Our goal through these efforts is to support and promote inclusive diversity, equal opportunity and fair 
treatment for all those working at the company and as a result create more value for all the constituents we serve.  Our Inclusive 
Diversity Council is comprised of individuals across all areas of our company whose aim is to cultivate conversations, expand 
education and examine our practices surrounding diversity and inclusion. This group works collaboratively with our Chief Executive 
Officer and other members of our executive team to ensure our policies and actions are guided by our culture of inclusivity and are 
free from discriminatory practices and bias.  

We recruit from a diverse range of sources including historically Black colleges and universities as well as technical/trade 

schools. As of December 31, 2021, ethnic/cultural minorities represented approximately 49% of our workforce, 37% of our collective 
corporate, regional and property leadership positions and 52% of our associates promoted during the year ended December 31, 2021. 
Also, as of December 31, 2021, females represented approximately 46% of our workforce, 55% of our collective corporate, regional 
and property leadership positions and 57% of our associates promoted during the year ended December 31, 2021, representing a 1% 
increase from the year ended December 31, 2020. We intend to continue using a combination of targeted recruiting, talent 
development and internal promotion strategies to expand the diversity of our employee base across all roles and functions. 

Well-being and Development  

We take a comprehensive approach to supporting our associates’ physical and emotional health as well as their financial and 

professional well-being. Our associates are eligible for medical, dental and vision insurance, life and disability insurance, various 
wellness programs, an employee assistance program, for which we pay part or all the cost, as well as other benefits. We strive to 
maintain an equitable compensation program for performance, designed to reward competitive levels of compensation based on 
employee contributions, performance and qualifications. We offer a 401(k) savings plan with an employer match as well as 
educational support for savings strategies. We also offer discounted rent to associates, parental leave and financial assistance with 
adoption expenses as well as grant up to three scholarships for associates’ dependents each year. Our training and development 
programs are designed to provide continuous learning for associates in the flow of their workday. Additionally, we encourage and 
provide financial assistance to our eligible associates to seek education and certification outside of the company through both 
apartment associations and accredited educational institutions. We encourage our associates to “embrace opportunities” including 
developing skills and knowledge needed for increased responsibilities as they promote within the Company.  

6 

 
Communication and Engagement 

It is our goal to communicate authentically with our associates in a way that is clear, credible and compassionate. We 
understand effective communication must flow both ways, and we strive to continuously improve our efforts to appropriately engage 
our associates so that as a team we can successfully complete our mission. Our internal communications function aims to provide 
associates the information they need in a timely, focused, relevant and consistent manner using the most appropriate channels 
available. It is also important that we maintain an active dialogue with our associates, and they have multiple channels to be seen and 
heard. We periodically conduct a comprehensive survey to measure associate engagement and pulse checks to capture topical 
feedback to guide current programs, projects and progress. We also conduct an annual review process to provide an opportunity for 
each associate to build mutual understanding with leadership, gain self-discovery and learn about possible avenues for growth. We 
encourage a work environment where ideas, problems and solutions can be discussed with immediate managers and other 
management personnel. Associates may also use our company intranet as a means of submitting feedback.   

Health and Safety 

Since the beginning of  the COVID-19 pandemic, we have been committed to protecting our associates, residents and guests 

while balancing the needs of the business. In 2021, we continued to follow our COVID-19 Workplace Health and Safety Guidelines 
and made amendments as needed to respond to U.S. Centers for Disease Control and Prevention guidelines and directives from state 
and local governmental authorities. We also continued to offer several measures to support our associates’ overall well-being, 
including supplemental leave and sick time policies, additional COVID-19 paid time off and coverage for COVID-19 testing and 
vaccination under our health plan. Following U.S. Federal Food and Drug Administration approvals of COVID-19 vaccines, and later, 
the booster shots, we encouraged, but did not require, our associates to take advantage of available vaccines and offered financial 
incentives for associates who got vaccinated and boosted against COVID-19. The combination of all of these measures have allowed 
us to maintain our onsite workforce during 2021, which we believe has alleviated disruption to our operations and the challenge of 
reintegrating a long-term remote workforce back to traditional pre-pandemic working conditions.   

Capital Structure 

We use a combination of debt and equity sources to fund our business objectives.  We focus on maintaining access, flexibility 

and low costs, which we believe allows us to proactively support normal business operations and source potential investment 
opportunities in the marketplace.  We structure our debt maturities to avoid disproportionate exposure in any given year.  Our primary 
debt financing strategy is to access the unsecured debt markets to provide our debt capital needs, but we also maintain a limited 
amount of secured debt and maintain our access to both the secured and unsecured debt markets for maximum flexibility.  We also 
believe that we have significant access to the equity capital markets. 

As of December 31, 2021, 14.2% of our total market capitalization consisted of debt borrowings, including 13.1% under 

unsecured borrowings and 1.1% under secured borrowings. We currently intend to target our total debt, net of cash held, to a range of 
approximately 30% to 36% of our adjusted total assets (as defined in the covenants for the bonds issued by MAALP). Our charter and 
bylaws do not limit our debt levels and our Board of Directors can modify this policy at any time. We may issue new equity to 
maintain our debt within the target range. Covenants for our unsecured senior notes limit our total debt to 60% or less of our adjusted 
total assets. As of December 31, 2021, our total debt was approximately 29.8% of our adjusted total assets. We continuously review 
opportunities for lowering our cost of capital. We plan to continue using unsecured debt to take advantage of the lower cost of capital 
and flexibility provided by these markets. We will evaluate opportunities to repurchase shares when we believe that our share price is 
significantly below our net present value. We also look for opportunities where we can acquire or develop apartment communities, 
selectively funded or partially funded by sales of equity securities, when appropriate opportunities arise. We focus on improving the 
net present value of our investments by generating cash flow from our portfolio of assets above the estimated total cost of debt and 
equity capital. We routinely make new investments when we believe it will be accretive to shareholder value over the life of the 
investments. 

Competition and Market Demand 

Our apartment communities are located in areas that include other apartment communities. Occupancy and rental rates are 

affected by the number of competitive apartment communities in a particular area. The owners of competing apartment communities 
may have greater resources than us, and the managers of these apartment communities may have more experience than our 
management. Moreover, single-family rental housing, manufactured housing, condominiums and the new and existing home markets 
provide housing alternatives to potential residents of apartment communities. Competition for new residents is generally intense 
across all of our markets. Some competing apartment communities offer features that our apartment communities do not have or may 
be deemed to be in a more desirable location within the market. Competing apartment communities can use concessions or lower rents 
to obtain temporary competitive advantages. Also, some competing apartment communities are newer than our apartment 
communities, may have different amenities or otherwise be more attractive to a prospective resident. The competitive position of each 
apartment community is different depending upon many factors including submarket supply and demand. In addition, other real estate 

7 

 
investors compete with us to acquire existing properties and to develop new properties. These competitors include insurance 
companies, pension and investment funds, public and private real estate companies, investment companies and other public and 
private apartment REITs, some of which may have greater resources, greater ability to utilize leverage or lower capital costs than we 
do. 

We believe, however, that we are generally well-positioned to compete effectively for residents and acquisition and 

development opportunities. We believe our competitive advantages include: 

 

 

 
 

 

a fully integrated organization with property management, development, redevelopment, acquisition, marketing, sales 
and financing expertise; 
scalable operating and support systems, which include automated systems to meet the changing technological needs of 
our residents and associates; 
access to a wide variety of debt and equity capital sources; 
geographic diversification with a presence in 36 defined markets across the Southeast, Southwest and Mid-Atlantic 
regions of the United States; and 
significant presence in many of our major markets that allows us to be a local operating expert and offer varying location 
options within a market to meet a variety of prospective resident preferences. 

Moving forward, we plan to continue our focus on optimizing lease expiration management, current and prospective resident 
engagement, expense control and resident retention efforts and also to align employee incentive plans with our performance. We also 
plan to continue to make capital improvements to both our apartment communities and individual units on a regular basis to maintain 
a competitive position. We believe this plan of operation, coupled with the portfolio’s strengths in targeting residents across a 
geographically diverse platform, should position us for continued operational growth. 

For information regarding trends in market demand, see “Management’s Discussion and Analysis of Financial Condition and 

Results of Operations – Trends” in this Annual Report on Form 10-K. 

Environmental Matters 

As a part of our standard apartment community acquisition and development processes, we generally obtain environmental 

studies of the sites from outside environmental engineering firms. The purpose of these studies is to identify potential sources of 
contamination at the site and to assess the status of environmental regulatory compliance. These studies generally include historical 
reviews of the site, reviews of certain public records, preliminary investigations of the site and surrounding properties, inspection for 
the presence of asbestos, poly-chlorinated biphenyls and underground storage tanks and the preparation and issuance of written 
reports. Depending on the results of these studies, more invasive procedures, such as soil sampling or ground water analysis, may be 
performed to investigate potential sources of contamination. These studies must be satisfactorily completed before we take ownership 
of an acquisition or development property; however, no assurance can be given that the studies or additional documents reviewed 
identify all significant environmental risks.  See “Risk Factors – Environmental problems are possible and can be costly” and “Risk 
Factors – Compliance or failure to comply with laws and regulations could have an adverse effect on our operations and the values of 
our properties” in this Annual Report on Form 10-K.  

The environmental studies we received on properties that we have acquired have not revealed any material environmental 

liabilities. Should any potential environmental risks or conditions be discovered during our due diligence process, the potential costs 
of remediation will be assessed carefully and factored into the cost of acquisition, assuming the identified risks and factors are deemed 
to be manageable and within reason. We are not aware of any existing conditions that we believe would be considered a material 
environmental liability. Nevertheless, it is possible that the studies do not reveal all environmental risks or that there are material 
environmental liabilities of which we are not aware. Moreover, no assurance can be given concerning future laws, ordinances or 
regulations, or the potential introduction of hazardous or toxic substances by neighboring properties or residents. 

Government Regulations 

We must own, operate, manage, acquire, develop and redevelop our properties in compliance with the laws and regulations of 

the United States, as well as state and local laws and regulations in the markets where our properties are located, which may differ 
among jurisdictions. In response to the COVID-19 pandemic, federal governmental authorities, as well as state and local governmental 
authorities in jurisdictions where our properties are located, implemented laws and regulations which impacted our ability to operate 
our business in the ordinary course, including our ability to charge certain fees, increase rents and evict residents who violate their 
lease. These governmental requirements, along with the COVID-19 pandemic, had an impact on our operations in the year ended 
December 31, 2021, and any reinstatement of similar requirements in response to the pandemic could effect our results of operations 
for the year ending December 31, 2022. Otherwise, we do not expect that compliance with the various laws and regulations we are 
subject to will have a material effect on our capital expenditures, results of operations and competitive position for the year ending 
December 31, 2022 as compared to prior periods.   

8 

 
For additional information, see “Risk Factors – The COVID-19 pandemic has materially impacted and may continue to 

materially impact our business, and our financial condition, results of operations and cash flows could be materially adversely affected 
by factors relating to the pandemic,” “Risk Factors – Environmental problems are possible and can be costly” and “Risk Factors – 
Compliance or failure to comply with laws and regulations could have an adverse effect on our operations and the values of our 
properties” in this Annual Report on Form 10-K. 

Qualification as a Real Estate Investment Trust 

MAA has elected to be taxed as a REIT under the Internal Revenue Code of 1986, as amended, or the Code. To continue to 

qualify as a REIT, MAA must continue to meet certain tests which, among other things, generally require that our assets consist 
primarily of real estate assets, our income be derived primarily from real estate assets and that we distribute at least 90% of our REIT 
taxable income (other than our net capital gains) to our shareholders annually. If MAA maintains its qualification as a REIT, MAA 
generally will not be subject to U.S. federal income taxes at the corporate level on its net income to the extent it distributes such net 
income to its shareholders annually. Even if MAA continues to qualify as a REIT, it will continue to be subject to certain federal, state 
and local taxes on its income and its property. For the year ended December 31, 2021, MAA paid total distributions of $4.10 per share 
of common stock to its shareholders, which was above the 90% REIT distribution requirement and was in excess of REIT taxable 
income. 

Website Access to Our Reports 

MAA and the Operating Partnership file combined periodic reports with the SEC. Our Annual Reports on Form 10-K, along 

with our Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and any amendments to those reports, are available on our 
website at https://www.maac.com as soon as reasonably practicable after such material is electronically filed with, or furnished to, the 
SEC. Reference to our website does not constitute incorporation by reference of the information contained on the site and should not 
be considered part of this Annual Report on Form 10-K. All of the aforementioned materials may also be obtained free of charge by 
contacting our Investor Relations Department, 6815 Poplar Avenue, Suite 500, Germantown, Tennessee 38138. 

Item 1A. Risk Factors. 

In addition to the other information contained in this Annual Report on Form 10-K, we have identified the following risks 

and uncertainties that may have a material adverse effect on our business prospects, financial condition or results of operations. 
Investors should carefully consider the risks described below before making an investment decision. Our business faces significant 
risks and the risks described below may not be the only risks we face. Additional risks that are not presently known to us, that we 
currently believe are immaterial or that could apply generically to any company may also significantly impact our business 
operations. If any of these risks occur, our business prospects, financial condition or results of operations could suffer, the market 
price of our stock and the trading price of our debt securities could decline and you could lose all or part of your investment in our 
stock or debt securities. 

Risks Related to Our Real Estate Investments and Our Operations  

The COVID-19 pandemic has materially impacted and may continue to materially impact our business, and our financial 
condition, results of operations and cash flows could be materially adversely affected by factors relating to the pandemic. 

In March 2020, the World Health Organization characterized COVID-19 as a pandemic, and the President of the United 
States proclaimed that the COVID-19 outbreak in the United States constituted a national emergency. Extraordinary actions were 
taken by federal, state and local governmental authorities to combat the spread of COVID-19, including issuance of “stay-at-home” 
directives and similar mandates for many individuals to substantially restrict daily activities and for many businesses to curtail or 
cease normal operations. While many of the restrictions have eased across the country, the pandemic has not yet been contained in the 
United States and some areas have re-imposed closures and other restrictions due to increased rates of COVID-19 cases. No assurance 
can be given that these new closures and restrictions will not continue to occur. The emergence of new and more easily transmitted 
variants of COVID-19, such as the Delta and Omicron variants, have resulted in a longer-term impact of the restrictions employed to 
control the COVID-19 pandemic, which have combined to produce significant effects on the job market, supply-chain and materials 
pricing.  In addition, there have been and may continue to be downstream effects of widespread long-term remote working conditions, 
academic and childcare disruption, and various financial aid measures employed by government sectors.  It is unknown which of these 
effects will be temporary, which will have a long-term impact and what negative impacts or risks may result. 

Our ability to lease our apartments and collect rental revenues is dependent upon national, regional and local economic 

conditions, particularly unemployment levels and personal income levels. As unemployment rises and incomes fall, fewer people, 
including both current and prospective residents, may be able to afford our apartment communities, and it may be difficult for some of 
our residents to make timely rental payments to us under their leases. 

9 

 
The persistence of the COVID-19 pandemic and restrictions intended to prevent its spread could have significant adverse 
impacts on our business, financial condition, results of operations and cash flows that are difficult to predict. Such adverse impacts 
will depend on, among other factors: 

 
 

 

 

 
 

 

 

 

 

 

 

 

our residents’ ability or willingness to pay rent in full on a timely basis; 
federal, state, local and industry-initiated efforts that may adversely affect the ability of landlords, including us, to collect 
rent and customary fees, adjust rental rates and enforce remedies for the failure to pay rent, such as the various orders 
that were issued by governmental authorities and public officials to temporarily halt residential evictions to prevent 
further spread of COVID-19; 
the legacy of the regulatory focus on landlords during the pandemic as distinguished from other providers of essential 
services; 
our ability to renew leases or relet units on favorable terms, or at all, including as a result of unfavorable economic and 
market conditions in those markets where our apartment communities are located; 
our ability to lease or relet units due to social distancing or other restrictions that may frustrate our leasing activities; 
our ability to successfully complete the lease-up of properties in our lease-up portfolio and attain expected rental and 
occupancy rates due to social distancing or other restrictions that may frustrate our leasing activities; 
our ability to continue our apartment unit redevelopment programs and attain increased rental rates for renovated or 
upgraded units due to social distancing or other restrictions; 
our ability to complete the construction of properties in our development portfolio on schedule and on budget due to 
social distancing or other restrictions, labor shortages, supply chain disruptions and escalating labor and material costs; 
the impact of supply chain disruptions and inflationary pressures on our normal business operations, including repair and 
maintenance work and unit renovations and upgrades; 
severe and prolonged disruption and instability in the financial markets, including the debt and equity capital markets, 
which have already experienced and may continue to experience significant volatility, or deteriorations in credit and 
financing conditions (or a refusal or failure of one or more lenders under our unsecured revolving credit facility to fund 
their respective financing commitment to us), which may affect our ability to access capital necessary to fund our 
business operations or refinance maturing debt on a timely basis, on attractive terms, or at all, which would adversely 
affect our ability to meet liquidity and capital expenditure requirements; 
sustained stock market volatility that negatively affects the market price of our securities, including market conditions 
unrelated to our operating performance or prospects; 
the impact on our workforce of any vaccine mandate implemented by governmental authorities, which could result in 
employee attrition; and 
our ability to manage our business to the extent our management or other personnel are impacted in significant numbers 
by the COVID-19 pandemic and are not willing, available or allowed to conduct work. 

The ongoing COVID-19 pandemic and the current economic, financial and capital markets environment present material 

risks and uncertainties for us.  The extent of the impact that the COVID-19 pandemic will have on our business, financial condition, 
results of operation and cash flows will depend largely on future developments relating to the duration and scope of the COVID-19 
pandemic in the United States, including the continued emergence, persistence, severity and transmissibility of variants of the virus, 
the efficacy of vaccines, the pace at which governmental restrictions are eased or lifted and the implementation of new or additional 
mitigation efforts by governmental authorities to control the spread of the disease, such as “stay-at-home” orders, business closures 
and vaccine mandates. To the extent the COVID-19 pandemic adversely affects our business, financial condition, results of operation 
and cash flows, it may also have the effect of heightening many of the other risks described in this Annual Report on Form 10-K.  In 
addition, if in the future there is an outbreak of another highly infectious or contagious disease or similar public health crisis, we 
would be subject to similar risks as posed by the COVID-19 pandemic. 

10 

 
Unfavorable market and economic conditions could adversely affect occupancy levels, rental revenues and the value of our 
properties. 

Unfavorable market and economic conditions in the areas in which we operate may significantly affect our occupancy levels, 

our rental rates and collections, the value of our properties and our ability to acquire or dispose of apartment communities on 
economically favorable terms. Our ability to lease our apartment communities at favorable rates is adversely affected by the increase 
in supply in the multifamily and other rental markets and is dependent upon the overall level in the economy, which is adversely 
affected by, among other things, job losses and unemployment levels, personal debt levels, a downturn in the housing market, stock 
market volatility, inflationary conditions and uncertainty about the future. Some of our major expenses generally do not decline when 
related rents decline. We would expect that declines in our occupancy levels, rental revenues and/or the values of our apartment 
communities would cause us to have less cash available to make payments on our debt and to make distributions, which could 
adversely affect our financial condition or the market value of our securities. Factors that may affect our occupancy levels, our rental 
revenues and/or the value of our apartment communities include the following, among others: 

 
 
 
 

 

 
 
 

downturns in global, national, regional and local economic conditions, particularly increases in unemployment; 
declines in mortgage interest rates and home pricing, making alternative housing more affordable; 
government or builder incentives with respect to home ownership, making alternative housing options more attractive; 
local real estate market conditions, including oversupply of apartments or other housing available for rent, or a reduction 
in demand for apartments in the area; 
declines in the financial condition of our residents, which may make it more difficult for us to collect rents from some 
residents; 
declines in market rental rates;  
declines in household formation; and 
increases in operating costs, if these costs cannot be passed through to our residents. 

Failure to generate sufficient cash flow could limit our ability to make payments on our debt and to make distributions. 

Our ability to make payments on our debt and to make distributions depends on our ability to generate cash flow in excess of 

operating costs and capital expenditure requirements and/or to have access to the markets for debt and equity financing. Our funds 
from operations may be insufficient because of factors that are beyond our control. Such events or conditions could include: 

  weakness in the general economy, which lowers job growth and the associated demand for apartment housing; 
 
 

competition from other apartment communities; 
overbuilding of new apartments or oversupply of available apartments or alternative housing options (i.e. condominiums 
or single-family houses for rent or sale) in our markets, which might adversely affect occupancy or rental rates and/or 
require rent concessions in order to lease apartments; 
increases in operating costs (including real estate taxes, utilities and insurance premiums) due to inflation and other 
factors, which may not be offset by increased rental rates; 
inability to initially, or subsequently after lease terminations, rent apartments on favorable economic terms; 
changes in governmental regulations and the related costs of compliance; 
the enactment of rent control or rent stabilization laws in the areas in which we operate or other laws regulating 
multifamily housing; 
other changes in laws, including, but not limited to, tax laws and housing laws; 
an uninsured loss, including those resulting from a catastrophic storm, earthquake or act of terrorism; 
changes in interest rate levels and the availability of financing, borrower credit standards and down-payment 
requirements which could lead renters to purchase homes (if interest rates decrease and home loans are more readily 
available) or increase our acquisition and operating costs (if interest rates increase and financing is less readily 
available); and 
the relative illiquidity of real estate investments. 

 

 
 
 

 
 
 

 

At times, we have relied on external funding sources to fully fund the payment of distributions to shareholders and our capital 

investment program, including our existing property developments. While we have sufficient liquidity to permit distributions at 
current rates through additional borrowings, if necessary, any significant and sustained deterioration in operations could result in our 
financial resources being insufficient to make payments on our debt and to make distributions at the current rate, in which event we 
would be required to reduce the distribution rate. Any decline in our funds from operations could adversely affect our ability to make 
distributions or to meet our loan covenants and could have a material adverse effect on our stock price or the trading price of our debt 
securities. 

11 

 
We are dependent on a concentration of our investments in a single asset class, making our results of operations more vulnerable 
to a downturn or slowdown in the sector or other economic factors. 

As of December 31, 2021, substantially all of our investments are concentrated in the multifamily sector. As a result, we will 

be subject to risks inherent in investments in a single type of property. A downturn or slowdown in the demand for multifamily 
housing may have more pronounced effects on our results of operations or on the value of our assets than if we had diversified our 
investments into more than one asset class. 

Our operations are concentrated in the Southeast, Southwest and Mid-Atlantic regions of the United States; we are subject to 
general economic conditions in the regions in which we operate. 

As of December 31, 2021, approximately 40.5% of our portfolio was located in our top five markets:  Atlanta, Georgia; 

Dallas, Texas; Austin, Texas; Orlando, Florida; and Charlotte, North Carolina.  In addition, our overall operations are concentrated in 
the Southeast, Southwest and Mid-Atlantic regions of the United States. Our performance could be adversely affected by economic 
conditions in, and other factors relating to, these geographic areas, including supply and demand for apartments in these areas, zoning 
and other regulatory conditions and competition from other communities and alternative forms of housing. In particular, our 
performance is disproportionately influenced by job growth and unemployment. To the extent the economic conditions, job growth 
and unemployment in any of these markets deteriorate or any of these areas experiences natural disasters, the value of our portfolio, 
our results of operations and our ability to make payments on our debt and to make distributions could be adversely affected. 

Substantial competition among apartment communities and real estate companies may adversely affect our revenues and 
acquisition and development opportunities. 

There are numerous other apartment communities and real estate companies, some of which may have greater financial and 

other resources than we have, within the market area of each of our communities that compete with us for residents and acquisition 
and development opportunities.  The number of competitive apartment communities and real estate companies in these areas could 
have a material effect on (1) our ability to rent our apartments and generate revenues, and (2) acquisition and development 
opportunities. The activities of these competitors could cause us to pay higher prices for new properties than we otherwise would have 
paid or may prevent us from purchasing desired properties at all, which could have a material adverse effect on us and our ability to 
make payments on our debt and to make distributions. 

Failure to succeed in new markets may have adverse consequences on our performance. 

We may make acquisitions outside of our existing market areas if appropriate opportunities arise. Our historical experience in 
our existing markets does not ensure that we will be able to operate successfully in new markets, should we choose to enter them. We 
may be exposed to a variety of risks if we choose to enter new markets, including an inability to accurately evaluate local market 
conditions and local economies, to identify appropriate acquisition opportunities, to hire and retain key personnel and a lack of 
familiarity with local governmental and permitting procedures. In addition, we may abandon opportunities to enter new markets that 
we have begun to explore for any reason and may, as a result, fail to recover expenses already incurred. 

Environmental problems are possible and can be costly. 

Under various federal, state and local laws, ordinances and regulations, a current or previous owner or operator of real estate 

may be liable for the costs of removal or remediation of certain hazardous or toxic substances in, on, around or under such property. 
Such laws often impose such liability without regard to whether the owner or operator knew of, or was responsible for, the presence of 
such hazardous or toxic substances. The presence of, or failure to properly remediate, hazardous, toxic substances or petroleum 
product releases may adversely affect the owner’s or operator’s ability to sell or rent the affected property or to borrow using the 
property as collateral. Persons who arrange for the disposal or treatment of hazardous or toxic substances may also be liable for the 
costs of removal or remediation of hazardous or toxic substances at a disposal or treatment facility, whether or not the facility is 
owned or operated by the person. Certain environmental laws impose liability for the release of asbestos-containing materials into the 
air, and third parties may also seek recovery from owners or operators of real property for personal injury associated with asbestos-
containing materials and other hazardous or toxic substances. Federal and state laws also regulate the operation and subsequent 
removal of certain underground storage tanks. In connection with the current or former ownership (direct or indirect), operation, 
management, development or control of real property, we may be considered an owner or operator of such apartment communities or 
as having arranged for the disposal or treatment of hazardous or toxic substances and, therefore, may be potentially liable for removal 
or remediation costs, as well as certain other costs, including governmental fines, and claims for injuries to persons and property. 

12 

 
Our current policy is to obtain a Phase I environmental study on each apartment community that we seek to acquire or 
develop, which generally does not involve invasive techniques such as soil or ground water sampling, and to proceed accordingly. We 
cannot assure you, however, that the Phase I environmental studies or other environmental studies undertaken with respect to any of 
our current or future apartment communities will reveal: 

 
 
 

 

all or the full extent of potential environmental liabilities;  
that any prior owner or operator of a property did not create any material environmental condition unknown to us; 
that a material environmental condition does not otherwise exist as to any one or more of such apartment communities; 
or  
that environmental matters will not have a material adverse effect on us and our ability to make payments on our debt 
and to make distributions.  

Certain environmental laws impose liability on a previous owner of property to the extent that hazardous or toxic substances 

were present during the prior ownership period. A transfer of the property does not relieve an owner of such liability. Thus, we may 
have liability with respect to apartment communities previously sold by our predecessors or by us.  There have been a number of 
lawsuits against owners and operators of multifamily apartment communities alleging personal injury and property damage caused by 
the presence of mold in residential real estate. Some of these lawsuits have resulted in substantial monetary judgments or settlements. 
Insurance carriers have reacted to these liability awards by excluding mold-related claims from standard policies and pricing mold 
endorsements separately. We have obtained a separate pollution insurance policy that covers mold-related claims and have adopted 
programs designed to minimize the existence of mold in any of our apartment communities as well as guidelines for promptly 
addressing and resolving reports of mold. To the extent not covered by our pollution policy, the presence of mold could expose us to 
liability from residents and others if property damage or health concerns, or allegations thereof, arise. 

Our business and operations are subject to physical and transition risks related to climate change. 

Many of our apartment communities are located along or near coastal areas. To the extent climate change causes changes in 

weather patterns, areas where many of our communities are located could experience more frequent and intense extreme weather 
events and rising sea levels, which may cause significant damage to our properties, disrupt our operations and adversely impact our 
residents. Over time, such conditions could result in reduced demand for housing in areas where our communities are located and 
increased costs related to further developing our communities to mitigate the effects of climate change or repairing damage related to 
the effects of climate change that may or may not be fully covered by insurance. Likewise, such conditions also may negatively 
impact the types and pricing of insurance we are able to procure. 

Changes in federal, state and local laws and regulations on climate change could result in increased operating costs and/or 

capital expenditures to improve the energy efficiency of our existing communities and could also require us to spend more on our new 
development communities without a corresponding increase in rental revenues. For example, various laws and regulations have been 
implemented or are under consideration to mitigate the effects of climate change caused by greenhouse gas emissions. Among other 
things, “green” building codes may seek to reduce emissions through the imposition of standards for design, construction materials, 
water and energy usage and efficiency and waste management. The imposition of such requirements could increase the costs of 
maintaining or improving our existing communities (for example by requiring retrofits of existing communities to improve their 
energy efficiency and/or resistance to inclement weather) and developing new communities without creating corresponding increases 
in rental revenues, which would have an adverse impact on our operating results. 

Operations from new acquisitions, development projects and redevelopment activities may fail to perform as expected. 

We intend to acquire, develop and redevelop apartment communities as part of our business strategy.  Newly acquired, 
developed or renovated properties may not perform as we expect.  We may also overestimate the revenue (or underestimate the 
expenses) that a new or repositioned property may generate.  The occupancy rates and rents at these properties may fail to meet our 
expectations underlying our investment. 

In addition, with respect to acquisitions, we may be unable to quickly and efficiently integrate acquired apartment 
communities and new personnel into our existing operations, and the failure to successfully integrate those apartment communities or 
personnel would result in inefficiencies that could adversely affect our expected return on our investments.  Likewise, we may acquire 
properties that are subject to liabilities or that have problems relating to environmental condition, state of title, physical condition or 
compliance with zoning laws, building codes or other legal requirements and in each case, our acquisition may be without any, or with 
only limited, recourse with respect to unknown liabilities or conditions and we may be obligated to pay substantial sums to settle or 
cure it, which could adversely affect our cash flow and operating results. 

13 

 
We are subject to certain risks associated with selling apartment communities, which could limit our operational and financial 
flexibility. 

We plan to sell apartment communities that no longer meet our long-term strategy.  However, adverse market conditions 

could limit our ability to sell properties when we want and to change our portfolio promptly to meet our strategic objectives.  
Likewise, federal tax laws applicable to REITs limit our ability to profit on the sale of properties, and this limitation could prevent us 
from selling properties when market conditions are favorable.  From time to time, we may dispose of properties in transactions 
intended to qualify as “like-kind exchanges” under Section 1031 of the Code. If a transaction intended to qualify as a Section 1031 
exchange is later determined to be taxable, we may face adverse consequences, and if the laws applicable to such transactions are 
amended or repealed, we may not be able to dispose of real properties on a tax deferred basis.  

Development and construction risks could impact our profitability. 

As of December 31, 2021, we had six development communities under construction representing 2,021 units once complete. 

We may make further investments in these and other development communities as opportunities arise and may do so through joint 
ventures with unaffiliated parties.  Our development and construction activities are subject to the following risks: 

  we may be unable to obtain, or face delays in obtaining, necessary zoning, land-use, building, occupancy and other 

required governmental permits and authorizations, which could result in increased development costs, could delay initial 
occupancy dates for all or a portion of a development community and could require us to abandon our activities entirely 
with respect to a project for which we are unable to obtain permits or authorizations; 

 

  we may be unable to obtain financing for development activities under favorable terms, which could cause a delay in 
construction resulting in increased costs, decreases in revenue and potentially cause us to abandon the opportunity; 
yields may be less than anticipated as a result of delays in completing projects, costs that exceed budget, higher than 
expected concessions for lease-up and lower rents than initially estimated; 
bankruptcy of developers in our development projects could impose delays and costs on us with respect to the 
development of our communities and may adversely affect our financial condition and results of operations; 

 

  we may abandon development opportunities that we have already begun to explore, and we may fail to recover expenses 

already incurred in connection with exploring such opportunities; 

  we may be unable to complete construction and lease-up of an apartment community on schedule, or incur development 
or construction costs that exceed our original estimates and we may be unable to charge rents that would compensate for 
any increase in such costs; 
occupancy rates and rents at a newly developed apartment community may fluctuate depending on a number of factors, 
including market and economic conditions, preventing us from meeting our profitability goals for that community;  
  when we sell to third parties apartment communities or properties that we developed or renovated, we may be subject to 

 

 

 

warranty or construction defects that are uninsured or exceed the limit of our insurance; 
our failure to successfully enter into a joint venture agreement may prohibit an otherwise advantageous investment if we 
cannot raise the money through other means; and 
adoption of laws and regulations designed to address climate change and its effects, including, for example, “green” 
building codes, could increase our costs of development and cause delays in the construction of our development 
communities. 

Increasing real estate taxes, utilities and insurance premiums may negatively impact operating results. 

As a result of our substantial real estate holdings, the cost of real estate taxes, utilities and insuring our apartment 

communities is a significant component of expense. Real estate taxes, utilities and insurance premiums are subject to significant 
increases and fluctuations, which can be widely outside of our control. For example, the potential impact of climate change and the 
increased risk of extreme weather events and natural disasters could cause a significant increase in our insurance premiums and 
adversely affect the availability of coverage.  If the costs associated with real estate taxes, utilities and insurance premiums should 
rise, without being offset by a corresponding increase in revenues, our results of operations could be negatively impacted, and our 
ability to make payments on our debt and to make distributions could be adversely affected. 

Short-term leases expose us to the effects of declining market rents and we may be unable to renew leases or relet units as leases 
expire. 

Our apartment leases are generally for a term of one year or less. The short-term nature of these leases generally serves to 

reduce our risk to adverse effects of inflation as our leases allow for adjustments in the rental rate at the time of renewal, which may 
enable us to seek rent increases. However, since our leases typically permit the residents to leave at the end of the lease term without 
penalty, our revenues are impacted by declines in market rents more quickly than if our leases were for longer terms.  If we are unable 
to promptly renew the leases or relet the units, or if the rental rates upon renewal or reletting are significantly lower than expected 
rates, then our financial condition and results of operations may be adversely affected. 

14 

 
We rely on information technology systems in our operations, and any breach or security failure of those systems could materially 
adversely affect our business, financial condition, results of operations and reputation. 

We rely on proprietary and third-party information technology systems to process, transmit and store information and to 

manage or support our business processes. We store and maintain confidential financial and business information regarding us and 
persons with whom we do business on our information technology systems. We also collect and hold personally identifiable 
information of our residents and prospective residents in connection with our leasing and property management activities, and we 
collect and hold personally identifiable information of our employees in connection with their employment. In addition, we engage 
third-party service providers that may collect and hold personally identifiable information of our residents, prospective residents and 
employees in connection with providing business services to us, including web hosting, property management, leasing, accounting, 
payroll and benefit services. The protection of the information technology systems on which we rely is critically important to us. We 
take steps, and generally require third-party service providers to take steps, to protect the security of the information maintained in our 
and our service providers’ information technology systems, including the use of systems, software, tools and monitoring to provide 
security for processing, transmitting and storing of the information. However, we face risks associated with breaches or security 
failures of the information technology systems on which we rely, which could result from, among other incidents, cyber-attacks or 
cyber-intrusions over the internet, malware, computer viruses or employee error or misconduct. This risk of a data breach or security 
failure, particularly through cyber-attacks or cyber-intrusion, has generally increased due to the rise in new technologies and the 
increased sophistication and activities of the perpetrators of attempted attacks and intrusions. 

The security measures put in place by us and our service providers cannot provide absolute security and there can be no 

assurance that we or our service providers will not suffer a data security incident in the future, that unauthorized parties will not gain 
access to sensitive information stored on our or our service providers’ systems, that such access will not, whether temporarily or 
permanently, impact, interfere with or interrupt our operations, or that any such incident will be discovered in a timely manner. Even 
the most well-protected information, networks, systems and facilities remain potentially vulnerable as the techniques used in such 
attempted security breaches evolve and generally are not recognized until launched against a target, and in some cases are designed to 
not be detected and, in fact, may not be detected.  In addition, third-party information technology providers may not provide us with 
fixes or updates to hardware or software in a manner as to avoid an unauthorized loss or disclosure or to address a known 
vulnerability, which may subject us to known threats or downtime as a result of those delays.  Accordingly, we and our service 
providers may be unable to anticipate these techniques or to implement adequate security barriers or other preventative measures. 
Further, we may be required to expend significant additional resources to continue to enhance information security measures and 
internal processes and procedures or to investigate and remediate any information security vulnerabilities. 

A data security incident could compromise our or our service providers’ information technology systems, and the information 

stored by us or our service providers, including personally identifiable information of residents, prospective residents and employees, 
could be accessed, misused, publicly disclosed, corrupted, lost or stolen. Any failure to prevent a data breach or a security failure of 
our or our service providers’ information technology systems could interrupt our operations, result in downtime, divert our planned 
efforts and resources from other projects, damage our reputation and brand, damage our competitive position, make it difficult for us 
to attract and retain residents, subject us to liability claims or regulatory penalties and could materially and adversely affect our 
business, financial condition or results of operations. Similarly, if our service providers fail to use adequate security or data protection 
processes, or use personal data in an unpermitted or improper manner, we may be liable for certain losses and it may damage our 
reputation. 

Compliance or failure to comply with laws and regulations could have an adverse effect on our operations and the values of our 
properties. 

We must own, operate, manage, acquire, develop and redevelop our properties in compliance with numerous federal, state 
and local laws and regulations.  For example, the Americans with Disabilities Act of 1990, the Fair Housing Act of 1988 and other 
federal, state and local laws generally require that public accommodations be made accessible to disabled persons. Noncompliance 
could result in the imposition of fines by the government or the award of damages to private litigants. These laws may require us to 
modify our existing apartment communities. These laws may also restrict renovations by requiring improved access to such buildings 
by disabled persons or may require us to add other structural features that increase our construction costs. We cannot ascertain the 
costs of compliance with these laws, which may be substantial.  

We do not know whether the legal requirements we are subject to will change or whether new requirements will be imposed.  

Changes in laws and regulations could require us to make significant unanticipated expenditures and limit our ability to recover 
increases in operating expenses, impose limitations on our ability to increase rents or charge certain fees, impose limitations on our 
ability to enforce remedies for the failure to pay rent or otherwise adversely impact our operations.  For example, as the eviction 
moratoria enacted in light of the COVID-19 pandemic began to lapse in 2021, many state and local governments implemented policies 
to prevent or delay formal eviction proceedings. Likewise, the federal government has urged all states to adopt eviction diversion 
strategies, including, among others, a requirement for landlords to apply for rental assistance prior to filing for eviction and the 
extension of pending eviction cases to provide sufficient time for rental assistance applications to be processed, while also 

15 

 
recommending creation of more robust eviction diversion programs over the longer term that include a combination of rental 
assistance, mandatory alternative dispute resolution and access to legal counsel for unrepresented tenants. In addition, we have seen an 
increase in state and local governments implementing, considering or being urged by tenant advocacy groups to consider rent control 
or rent stabilization laws and regulations as well as tenants’ rights laws and regulations.  Any such future enactments in the markets in 
which we operate could have a significant adverse impact on our results of operations and the value of our properties. 

Legal proceedings that we become involved in from time to time could adversely affect our business. 

As an owner, operator and developer of multifamily apartment communities, we may become involved in various legal 

proceedings, including, but not limited to, proceedings related to commercial, development, employment, environmental, securities, 
shareholder, tenant or tort legal issues, some of which could result in a class action lawsuit.  For example, as described in more detail 
in Note 11 to the consolidated financial statements included in this Annual Report on Form 10-K, we are currently a defendant in two 
putative class action lawsuits relating to tenant late fee policies at our Texas apartment communities. 

Legal proceedings, if decided adversely to or settled by us, and not covered by insurance, could result in liability material to 

our financial condition, results of operations or cash flows.  Likewise, regardless of outcome, legal proceedings could result in 
substantial costs and expenses, affect the availability or cost of some of our insurance coverage and significantly divert the attention of 
our management. There can be no assurance that we will be able to prevail in, or achieve a favorable settlement of, any pending or 
future legal proceedings to which we become subject.  

Extreme weather or natural disasters may cause significant damage to our properties and losses from catastrophes could exceed 
our insurance coverage. 

Many of our apartment communities are located in areas that may be subject to extreme weather and natural disasters, such as 
floods, tornados, hurricanes and earthquakes, the likelihood or frequency of which events could increase in part based on the impact of 
climate change.  Such events may cause significant damage to our properties, disrupt our operations and adversely impact our 
residents.  There can be no assurances that such conditions will not have a material adverse effect on our properties, operations or 
business. 

We carry property insurance on our apartment communities and intend to obtain similar coverage for apartment communities 
we acquire in the future. However, some losses, generally of a catastrophic nature, such as losses from floods, tornados, hurricanes or 
earthquakes, are subject to limitations, and therefore may be uninsured. We exercise our discretion in determining amounts, coverage 
limits and deductibility provisions of insurance, with a view to maintaining what we believe is appropriate insurance on our 
investments at a reasonable cost and on suitable terms. If we suffer a substantial loss, our insurance coverage may not be sufficient to 
pay the full current market value or current replacement value of our lost investment. Inflation, changes in building codes and 
ordinances, environmental considerations and other factors also might make it infeasible to use insurance proceeds to replace a 
property after it has been damaged or destroyed.  Any losses we experience that are not fully covered by our insurance may negatively 
impact our results of operations and may reduce the value of our properties. 

Acts of violence could decrease the value of our assets and could have an adverse effect on our business and results of operations. 

Our apartment communities could directly or indirectly be the location or target of actual or threatened terrorist attacks, 
crimes, shootings or other acts of violence, the occurrence of which could impact the value of our communities through damage, 
destruction, loss or increased security costs, as well as result in operational losses due to reduced rental demand, and the availability of 
insurance may be limited or may be subject to substantial costs.  If such an incident were to occur at one of our apartment 
communities, we may also become subject to significant liability claims. In addition, the adverse effects that actual or threatened 
terrorist attacks could have on national economic conditions, as well as economic conditions in the markets in which we operate, could 
similarly have a material adverse effect on our business and results of operations. 

16 

 
Risks Related to Our Indebtedness and Financing Activities 

Our substantial indebtedness could adversely affect our financial condition and results of operations. 

As of December 31, 2021, the amount of our total debt was $4.5 billion. We may incur additional indebtedness in the future 

in connection with, among other things, our acquisition, development and operating activities. 

The degree of our leverage creates significant risks, including the following: 

  we may be required to dedicate a substantial portion of our funds from operations to servicing our debt and our cash flow 

 

may be insufficient to make required payments of principal and interest;   
debt service obligations will reduce funds available for distribution and funds available for acquisitions, development 
and redevelopment;   

  we may be more vulnerable to economic and industry downturns than our competitors that have less debt;   
  we may be limited in our ability to respond to changing business and economic conditions;  
  we may default on our indebtedness, which could result in acceleration of those obligations, assignment of rents and 

 

leases and loss of properties to foreclosure; and 
if one of our subsidiaries defaults, it could trigger a cross default or cross acceleration provision under other 
indebtedness, which could cause an immediate default or could allow the lenders to declare all funds borrowed 
thereunder to be due and payable. 

If any one of these events was to occur, our financial condition and results of operations could be materially and adversely 

affected. 

We may be unable to renew, repay or refinance our outstanding debt, which could negatively impact our financial condition and 
results of operations. 

We are subject to the normal risks associated with debt financing, including the risk that our cash flow will be insufficient to 
meet required payments of principal and interest, the risk that either secured or unsecured indebtedness will not be able to be renewed, 
repaid or refinanced when due or that the terms of any renewal or refinancing will not be as favorable as the existing terms of such 
indebtedness. If we are unable to refinance our indebtedness on acceptable terms, if at all, we might be forced to dispose of one or 
more of our apartment communities on disadvantageous terms, which might result in losses to us. Such losses could have a material 
adverse effect on us and our ability to make payments on our debt and to make distributions. Furthermore, if a property is mortgaged 
to secure payment of indebtedness and we are unable to meet mortgage payments, the mortgagee could foreclose upon the property, 
appoint a receiver and receive an assignment of rents and leases or pursue other remedies, all with a consequent loss of our revenues 
and asset value. Foreclosures could also create taxable income without accompanying cash proceeds, thereby hindering our ability to 
meet the REIT distribution requirements of the Code. 

Rising interest rates could adversely affect our results of operations and cash flows. 

We have incurred and expect in the future to incur indebtedness that bears interest at variable rates. Interest rates could 

increase, which could result in higher interest expense on our variable-rate debt or increase interest rates when refinancing maturing 
fixed-rate debt, which could have a material adverse effect on us and our ability to make payments on our debt and to make 
distributions or cause us to be in default under certain debt instruments. In addition, an increase in market interest rates may lead 
holders of shares of our common stock to demand a higher yield on their shares from distributions by us, which could adversely affect 
the market price for our common stock. Any increase in the federal funds rate due to key economic indicators, such as the 
unemployment rate or inflation, may cause interest rates and borrowing costs to rise, which may negatively impact our ability to 
access the debt markets on favorable terms. Any continued adverse economic conditions could have a material adverse effect on our 
business, financial condition and results of operations. 

The phase-out of LIBOR could adversely impact our results of operations and cash flows. 

LIBOR is the interest rate benchmark used as a reference rate on our unsecured revolving credit facility, although we had no 

borrowings under our unsecured revolving credit facility as of December 31, 2021.  The ICE Benchmark Administration, the 
administrator of LIBOR, ceased the publication of one-week and two-month U.S. dollar (USD) LIBOR as of December 31, 2021 and 
plans to cease the publications of the remaining tenors of USD LIBOR (one, three, six and 12-month) immediately after June 30, 
2023. The U.S. Federal Reserve, in connection with the Alternative Reference Rates Committee, a steering committee comprised of 
large U.S. financial institutions, has endorsed replacing USD LIBOR with the Secured Overnight Financing Rate, or SOFR. SOFR is a 
more generic measure than LIBOR and considers the cost of borrowing cash overnight, collateralized by U.S. Treasury securities. 
However, U.S. banking regulators have indicated that financial institutions will be permitted to choose any benchmark rate to replace 
LIBOR.  The terms of our unsecured revolving credit facility allow for the transition to an alternate benchmark interest rate, including 
SOFR, to replace any outstanding USD LIBOR borrowings when USD LIBOR is no longer published. Given the inherent differences 

17 

 
between LIBOR and SOFR or any other alternative benchmark rate that may be established, there are many uncertainties regarding a 
transition from LIBOR, including, but not limited to, how this will impact our cost of variable rate debt. The consequences of these 
developments with respect to LIBOR cannot be entirely predicted and will span multiple future periods but could result in an increase 
in the cost of our variable rate debt, which could adversely impact our results of operations and cash flows. 

We may incur additional debt in the future, which may adversely impact our financial condition. 

We currently fund the acquisition and development of apartment communities partially through borrowings (including our 

commercial paper program and revolving credit facility) as well as from other sources such as sales of apartment communities which 
no longer meet our investment criteria. In addition, we may fund other of our capital requirements through additional debt. Our 
organizational documents do not contain any limitation on the amount of indebtedness that we may incur, and we may incur more debt 
in the future. Accordingly, subject to limitations on indebtedness set forth in various loan agreements and the indentures governing our 
senior notes, we could become more highly leveraged, resulting in an increase in debt service and an increased risk of default on our 
obligations, which could have a material adverse effect on our financial condition, our ability to access debt and equity capital markets 
in the future and our ability to make payments on our debt and to make distributions. 

The restrictive terms of certain of our indebtedness may cause acceleration of debt payments. 

As of December 31, 2021, we had outstanding borrowings of $4.5 billion. Our indebtedness contains financial covenants as 
to interest coverage ratios, maximum secured debt, maintenance of unencumbered asset value, and total debt to gross assets, among 
others, and cross default provisions with other material debt. Our ability to comply with these financial covenants may be affected by 
changes in our operating and financial performance, changes in general business and economic conditions, adverse regulatory 
developments or other events adversely impacting us. In the event that an event of default occurs, our lenders may declare borrowings 
under the respective loan agreements to be due and payable immediately, which could have a material adverse effect on our financial 
condition and our ability to make payments on our debt and to make distributions. 

A downgrade in our credit ratings could have a material adverse effect on our business, financial condition and results of 
operations. 

We have a significant amount of unsecured debt outstanding. We are currently assigned corporate credit ratings from each of 

the three ratings agencies based on their evaluation of our creditworthiness.  These ratings are based on a number of factors, which 
include their assessment of our financial strength, liquidity, capital structure, asset quality and sustainability of cash flows and 
earnings.  If our credit ratings are downgraded or other negative action is taken, we could be required to pay additional interest and 
fees on our outstanding borrowings.  In addition, a downgrade may adversely impact our ability to borrow secured and unsecured debt 
and otherwise limit our access to capital, which could adversely affect our business, financial condition and results of operations. 

Financing may not be available and could be dilutive. 

Our capital requirements depend on numerous factors, including the occupancy and turnover rates of our apartment 
communities, development and capital expenditures, costs of operations and potential acquisitions. We cannot accurately predict the 
timing and amount of our capital requirements. If our capital requirements vary materially from our plans, we may require additional 
financing sooner than anticipated.  

We and other companies in the real estate industry have experienced limited availability of financing from time to time. 

Dislocations and liquidity disruptions in capital and credit markets could impact liquidity in the debt markets, which could result in 
financing terms that are less attractive to us and/or the unavailability of certain types of debt financing.  Likewise, disruptions could 
impede the ability of our counterparties to perform on their contractual obligations.  Should the capital and credit markets experience 
volatility and the availability of funds again becomes limited, or be available only on unattractive terms, we will incur increased costs 
associated with issuing debt instruments.  In addition, it is possible that our ability to access the capital and credit markets may be 
limited or precluded by these or other factors at a time when we would like, or need, to do so, which would adversely impact our 
ability to refinance maturing debt and/or react to changing economic and business conditions.  Uncertainty in the credit markets could 
negatively impact our ability to make acquisitions and make it more difficult or not possible for us to sell properties or may adversely 
affect the price we receive for properties that we do sell, as prospective buyers may experience increased costs of debt financing or 
difficulties in obtaining debt financing.  Potential continued disruptions in the financial markets could also have other unknown 
adverse effects on us or the economy generally and may cause the price of our securities to fluctuate significantly and/or to decline.  If 
we issue additional equity securities to obtain additional financing, the interest of our existing shareholders could be diluted. 

18 

 
Risks Related to MAA’s Organization and Ownership of Its Stock 

MAA’s ownership limit restricts the transferability of its capital stock. 

MAA’s charter limits ownership of its capital stock by any single shareholder to 9.9% of the value of all outstanding shares 

of its capital stock, both common and preferred, unless approved by its Board of Directors. The charter also prohibits anyone from 
buying shares if the purchase would result in it losing REIT status. This could happen if a share transaction results in fewer than 100 
persons owning all of its shares or in five or fewer persons, applying certain broad attribution rules of the Code, owning 50% or more 
of its shares. If an investor acquires shares in excess of the ownership limit or in violation of the ownership requirements of the Code 
for REITs, MAA: 

  will consider the transfer to be null and void; 
  will not reflect the transaction on its books; 
  may institute legal action to enjoin the transaction; 
  will not pay dividends or other distributions with respect to those shares; 
  will not recognize any voting rights for those shares; 
  will consider the shares held in trust for its benefit; and 
  will either direct the holder to sell the shares and turn over any profit to MAA, or MAA will redeem the shares. If MAA 

redeems the shares, the holder will be paid a price equal to the lesser of: 
o 
o 

the principal price paid for the shares by the holder, 
a price per share equal to the market price (as determined in the manner set forth in its charter) of the applicable 
capital stock, 
the market price (as so determined) on the date such holder would, but for the restrictions on transfers set forth in its 
charter, be deemed to have acquired ownership of the shares, and 
the maximum price allowed under the Tennessee Greenmail Act (such price being the average of the highest and 
lowest closing market price for the shares during the 30 trading days preceding the purchase of such shares or, if the 
holder of such shares has commenced a tender offer or has announced an intention to seek control of MAA, during 
the 30 trading days preceding the commencement of such tender offer or the making of such announcement). 

o 

o 

The redemption price may be paid, at MAA’s option, by delivering one common unit (subject to adjustment from time to 

time in the event of, among other things, stock splits, stock dividends or recapitalizations affecting its common stock or certain 
mergers, consolidations or asset transfers by MAA) issued by the Operating Partnership for each excess share being redeemed. 

If an investor acquires shares in violation of the limits on ownership described above: 

 
 
 

the holder may lose its power to dispose of the shares; 
the holder may not recognize profit from the sale of such shares if the market price of the shares increases; and 
the holder may be required to recognize a loss from the sale of such shares if the market price decreases. 

Future offerings of debt or equity securities, which may rank senior to MAA’s stock, may adversely affect the market price of 
MAA’s stock. 

If we decide to issue additional debt securities in the future, which would rank senior to MAA’s common stock, it is likely 

that they will be governed by an indenture or other instrument containing covenants restricting our operating flexibility. Additionally, 
any equity securities or convertible or exchangeable securities that we issue in the future may have rights, preferences and privileges 
more favorable than those of MAA’s common stock and may result in dilution to owners of MAA’s common stock. We and, 
indirectly, MAA’s shareholders, will bear the cost of issuing and servicing such securities. Because our decision to issue debt or 
equity securities in any future offering will depend on market conditions and other factors beyond our control, we cannot predict or 
estimate the amount, timing or nature of any future offerings. Thus, holders of MAA’s common stock will bear the risk of our future 
offerings reducing the market price of MAA’s common stock and diluting the value of their stock holdings. 

The form, timing and amount of dividend distributions in future periods may vary and be impacted by economic and other 
considerations. 

Though our Board of Directors has a history of declaring dividends in advance of the quarter they are paid, the form, timing 
and amount of dividend distributions will be declared, and standing practice changed, at the discretion of the Board of Directors.  The 
form, timing and amount of dividend distributions will depend on actual cash from operations, our financial condition, capital 
requirements, the annual distribution requirements under the REIT provisions of the Code and other factors as our Board of Directors 
may consider relevant. Our Board of Directors may modify our dividend policy from time to time. 

19 

 
Provisions of MAA’s charter and Tennessee law may limit the ability of a third party to acquire control of MAA. 

Ownership Limit 

The 9.9% ownership limit discussed above may have the effect of precluding acquisition of control of MAA by a third party 

without the consent of our Board of Directors. 

Preferred Stock 

MAA’s charter authorizes our Board of Directors to issue up to 20,000,000 shares of preferred stock, 868,000 of which have 

been designated as 8.50% Series I Cumulative Redeemable Preferred Stock, which we refer to as MAA Series I preferred stock. In 
addition to the MAA Series I preferred stock, the Board of Directors may establish the preferences and rights of any other series of 
preferred shares issued. The issuance of preferred stock could have the effect of delaying or preventing someone from taking control 
of MAA, even if a change in control were in MAA shareholders’ best interests. As of December 31, 2021, 867,846 shares of preferred 
stock were issued and outstanding, all of which shares were MAA Series I preferred stock. 

Tennessee Anti-Takeover Statutes 

As a Tennessee corporation, MAA is subject to various legislative acts, which impose restrictions on and require compliance 

with procedures designed to protect shareholders against unfair or coercive mergers and acquisitions. These statutes may delay or 
prevent offers to acquire MAA and increase the difficulty of consummating any such offers, even if MAA’s acquisition would be in 
MAA shareholders’ best interests. 

Third-party expectations relating to environmental, social and governance factors may impose additional costs and expose us to 
new risks. 

We have a significant institutional investor base, and there is an increasing focus from institutional investors and other 

stakeholders on corporate responsibility, specifically related to environmental, social and governance, or ESG, factors. Some 
institutional investors may use these factors to guide their investment strategies, and many institutional investors focus on positive 
ESG business practices and may consider a company’s ESG score when making an investment decision.  In addition, many 
institutional investors may use ESG scores to benchmark companies against their peers. Third-party providers of corporate 
responsibility ratings and reports on companies have increased in number, resulting in varied and in some cases inconsistent standards. 
In addition, the criteria by which companies’ ESG practices are assessed are evolving, which could result in greater expectations of us 
and cause us to undertake costly initiatives to satisfy any new criteria.  Alternatively, if we elect not to or are unable to satisfy new 
criteria or do not meet the criteria of a specific third-party provider, some investors may conclude that our ESG business practices are 
inadequate. We may face reputational damage in the event that our corporate responsibility standards do not meet the standards set by 
various stakeholders. In addition, in the event that we communicate certain ESG initiatives and goals, we could fail, or be perceived to 
have failed, in our achievement of our initiatives or goals, or we could be criticized for the scope of our initiatives or goals. If we fail 
to satisfy the ESG expectations of investors and other stakeholders or our initiatives are not executed as planned, our reputation and 
financial results and the market price of MAA’s common stock could be adversely affected. 

Market interest rates may have an adverse effect on the market value of MAA’s common stock. 

The market price of shares of common stock of a REIT may be affected by the distribution rate on those shares, as a 

percentage of the price of the shares, relative to market interest rates. If market interest rates increase, prospective purchasers of 
MAA’s common stock may expect a higher annual distribution rate. Higher interest rates would not, however, result in more funds for 
MAA to distribute and, in fact, would likely increase MAA’s borrowing costs and potentially decrease funds available for distribution. 
This could cause the market price of MAA’s common stock to go down.  

Changes in market conditions or a failure to meet the market’s expectations with regard to our results of operations and cash 
distributions could adversely affect the market price of MAA’s common stock. 

We believe that the market value of a REIT’s equity securities is based primarily upon the market’s perception of the REIT’s 

growth potential and its current and potential future cash distributions, and is secondarily based upon the real estate market value of 
the underlying assets. For that reason, MAA’s common stock may trade at prices that are higher or lower than the net asset value per 
share. To the extent we retain operating cash flow for investment purposes, working capital reserves or other purposes, these retained 
funds, while increasing the value of our underlying assets, may not correspondingly increase the market price of MAA’s common 
stock. In addition, we are subject to the risk that our cash flow will be insufficient to pay distributions to MAA’s shareholders. Our 
failure to meet the market’s expectations with regard to future earnings and cash distributions would likely adversely affect the market 
price of MAA’s common stock. 

20 

 
The stock markets, including the NYSE, on which MAA lists its common stock, have, at times, experienced significant price 

and volume fluctuations. As a result, the market price of MAA’s common stock could be similarly volatile, and investors in MAA’s 
common stock may experience a decrease in the value of their shares, including decreases unrelated to our operating performance or 
prospects. The market price of MAA’s publicly traded securities may be affected by many factors, including, but not limited to the 
following: 

 
 
 
 
 
 
 

 

 
 

 

 
 
 
 
 
 
 

our financial condition and operating performance and the performance of other similar companies; 
actual or anticipated differences in our quarterly and annual operating results; 
changes in our revenues or earnings estimates or recommendations by securities analysts; 
publication of research reports about us or our industry by securities analysts; 
additions and departures of key personnel; 
inability to access the capital markets; 
strategic decisions by us or our competitors, such as acquisitions, dispositions, spin-offs, joint ventures, strategic 
investments or changes in business strategy; 
the issuance of additional shares of MAA’s common stock, or the perception that such sales may occur, including under 
a forward sale agreement and MAA’s at-the-market share offering program, or ATM program; 
the reputation of REITs generally and the reputation of REITs with portfolios similar to ours; 
the attractiveness of the securities of REITs in comparison to securities issued by other entities (including securities 
issued by other real estate companies); 
an increase in market interest rates, which may lead prospective investors to demand a higher distribution rate in relation 
to the price paid for MAA’s common stock; 
the passage of legislation or other regulatory developments that adversely affect us or our industry; 
speculation in the press or investment community; 
actions by institutional shareholders or hedge funds; 
the issuance of ratings, reports and scores related to our corporate responsibility and ESG reports and disclosures; 
changes in accounting principles; 
terrorist acts; and 
general market conditions, including factors unrelated to our performance. 

In the past, securities class action litigation has often been instituted against companies following periods of volatility in their 

stock price. This type of litigation could result in substantial costs and divert our management’s attention and resources. 

Risks Related to the Operating Partnership’s Organization and Ownership of OP Units 

The Operating Partnership’s existing unitholders have limited approval rights, which may prevent the Operating Partnership’s 
sole general partner, MAA, from completing a change of control transaction that may be in the best interests of all unitholders of 
the Operating Partnership and all shareholders of MAA. 

MAA may not engage in a sale or other disposition of all or substantially all of the assets of the Operating Partnership, 
dissolve the Operating Partnership or, upon the occurrence of certain triggering events, take any action that would result in any 
unitholder realizing taxable gain, without the approval of the holders of a majority of the outstanding OP Units held by holders other 
than MAA or its affiliates, or Class A OP Units. The right of the holders of our Class A OP Units to vote on these transactions could 
limit MAA’s ability to complete a change of control transaction that might otherwise be in the best interest of all unitholders of the 
Operating Partnership and all shareholders of MAA. 

In certain circumstances, certain of the Operating Partnership’s unitholders must approve the Operating Partnership’s sale of 
certain properties contributed by the unitholders. 

In certain circumstances, as detailed in the partnership agreement of the Operating Partnership, the Operating Partnership 
may not sell or otherwise transfer certain properties unless a specified percentage of the limited partners who were partners in the 
limited partnership holding such properties at the time of its acquisition by us approves such sale or transfer. The exercise of these 
approval rights by the Operating Partnership’s unitholders could delay or prevent the Operating Partnership from completing a 
transaction that may be in the best interest of all unitholders of the Operating Partnership and all shareholders of MAA. 

MAA, its officers and directors have substantial influence over the Operating Partnership’s affairs. 

MAA, as the Operating Partnership’s sole general partner and acting through its officers and directors, has a substantial 

influence on the Operating Partnership’s affairs. MAA, its officers and directors could exercise their influence in a manner that is not 
in the best interest of the unitholders of the Operating Partnership. Also, MAA owns approximately 97.3% of the OP Units and as 
such, will have substantial influence on the outcome of substantially all matters submitted to the Operating Partnership’s unitholders 
for approval. 

21 

 
Insufficient cash flow from operations or a decline in the market price of MAA’s common stock may reduce the amount of cash 
available to the Operating Partnership to meet its obligations. 

The Operating Partnership is subject to the risk that its cash flow will be insufficient to make payments on its debt and to 

make distributions to its unitholders, which may cause MAA to not have the funds to make distributions to its shareholders.  MAA’s 
failure to meet the market’s expectations with regard to future results of operations and cash distributions would likely adversely 
affect the market price of its shares and thus potentially reduce MAA’s ability to contribute funds from issuances down to the 
Operating Partnership, resulting in a lower level of cash available for investment, to make payments on its debt or to make 
distributions to its unitholders. 

Risks Related to Tax Laws 

Failure to qualify as a REIT would cause us to be taxed as a corporation, which would significantly reduce funds available for 
distribution to shareholders. 

If MAA fails to qualify as a REIT for federal income tax purposes, MAA will be subject to federal income tax on its taxable 
income at regular corporate rates without the benefit of the dividends paid deduction applicable to REITs. In addition, unless MAA is 
entitled to relief under applicable statutory provisions, MAA would be ineligible to make an election for treatment as a REIT for the 
four taxable years following the year in which it loses its qualification. The additional tax liability resulting from the failure to qualify 
as a REIT would significantly reduce or eliminate the amount of funds available for distribution to MAA’s shareholders. MAA’s 
failure to qualify as a REIT also could impair its ability to expand its business and raise capital, and would adversely affect the value 
of MAA’s common stock. 

MAA believes that it is organized and qualified as a REIT, and MAA intends to operate in a manner that will allow it to 

continue to qualify as a REIT. MAA cannot assure, however, that it is qualified or will remain qualified as a REIT. This is because 
qualification as a REIT involves the application of highly technical and complex provisions of the Code for which there are only 
limited judicial and administrative interpretations and involves the determination of a variety of factual matters and circumstances not 
entirely within MAA’s control. In addition, future legislation, new regulations, administrative interpretations or court decisions may 
significantly change the tax laws or the application of the tax laws with respect to qualification as a REIT for federal income tax 
purposes or the federal income tax consequences of qualification as a REIT.  Even if MAA qualifies as a REIT, MAA will be subject 
to various federal, state and local taxes, including property taxes and income taxes on taxable income that MAA does not timely 
distribute to its shareholders. In addition, MAA may hold certain assets and engage in certain activities that a REIT could not engage 
in directly through its taxable REIT subsidiaries, or TRS, and those TRS will be subject to federal income tax at regular corporate 
rates on their taxable income without the benefit of the dividends paid deduction applicable to REITs. 

Furthermore, we have a subsidiary that has elected to be treated as a REIT, and if our subsidiary REIT were to fail to qualify 
as a REIT, it is possible that we also would fail to qualify as a REIT unless we (or the subsidiary REIT) could qualify for certain relief 
provisions. The qualification of our subsidiary REIT as a REIT will depend on satisfaction, on an annual or quarterly basis, of 
numerous requirements set forth in highly technical and complex provisions of the Code for which there are only limited judicial or 
administrative interpretations. A determination as to whether such requirements are satisfied involves various factual matters and 
circumstances not entirely within our control. The fact that we hold substantially all of our assets through the Operating Partnership 
and its subsidiaries further complicates the application of the REIT requirements for us. No assurance can be given that our subsidiary 
REIT will qualify as a REIT for any particular year. 

If any REIT previously acquired by us failed to qualify as a REIT for U.S. federal income tax purposes, we would incur adverse 
tax consequences and our financial condition and results of operations would be materially adversely affected. 

In the past, we have acquired companies that operated in a manner intended to allow them to qualify as REITs for U.S. 

federal income tax purposes. If any such REIT previously acquired by MAA, referred to as a Merged REIT, is determined to have lost 
its REIT status at any time prior to its merger with MAA, MAA would be subject to serious adverse tax consequences, including: 

  MAA would be required to pay U.S. federal income tax at regular corporate rates on the taxable income of such Merged 
REIT without the benefit of the dividends paid deduction for the taxable years that the Merged REIT did not qualify as a 
REIT and for which the statute of limitations period remains open; and 

  MAA would be required to pay any federal alternative minimum tax liability of the Merged REIT and any applicable 

state and local tax liability, in each case, for all taxable years that remain open under the applicable statute of limitations 
periods. 

MAA is liable for any tax liability of a Merged REIT with respect to any periods prior to the merger of such Merged REIT 
with MAA. If a Merged REIT failed to qualify as a REIT, then in the event of a taxable disposition by MAA of an asset previously 
held by the Merged REIT during a specified period of up to five years following the merger of the Merged REIT with MAA, MAA 
will be subject to corporate income tax with respect to any built-in gain inherent in such asset as of the date of such merger. In 

22 

 
addition, unless an applicable statutory relief provision applies, if a Merged REIT failed to qualify as a REIT for a taxable year, then 
the Merged REIT would not have been entitled to re-elect to be taxed as a REIT until the fifth taxable year following the year during 
which it was disqualified. Furthermore, if both MAA and a Merged REIT were “investment companies” under the “investment 
company” rules set forth in Section 368 of the Code at the time of the merger of MAA and such Merged REIT, the failure of MAA or 
such Merged REIT to have qualified as a REIT at the time of their merger could result in such merger being treated as taxable for 
federal income tax purposes. As a result of all these factors, the failure by a Merged REIT to have qualified as a REIT could 
jeopardize MAA’s qualification as a REIT and require the Operating Partnership to provide material amounts of cash to MAA to 
satisfy MAA’s additional tax liabilities and, therefore, could have a material adverse effect on MAA’s business prospects, financial 
condition or results of operations and on MAA’s ability to make payments on our debt and to make distributions. 

The Operating Partnership may fail to be treated as a partnership for federal income tax purposes. 

We believe that the Operating Partnership qualifies, and has so qualified since its formation, as a partnership for federal 

income tax purposes and not as a publicly traded partnership taxable as a corporation. No assurance can be provided, however, that the 
Internal Revenue Service, or IRS, will not challenge the treatment of the Operating Partnership as a partnership for federal income tax 
purposes or that a court would not sustain such a challenge. If the IRS were successful in treating the Operating Partnership as a 
corporation for federal income tax purposes, then the taxable income of the Operating Partnership would be taxable at regular 
corporate income tax rates. In addition, the treatment of the Operating Partnership as a corporation would cause MAA to fail to qualify 
as a REIT. See “Failure to qualify as a REIT would cause us to be taxed as a corporation, which would significantly reduce funds 
available for distribution to shareholders” above. 

Certain dispositions of property by us may generate prohibited transaction income, resulting in a 100% penalty tax on any gain 
attributable to the disposition. 

Any gain resulting from a transfer of property that we hold as inventory or primarily for sale to customers in the ordinary 

course of business would be treated for federal income tax purposes as income from a prohibited transaction that is subject to a 100% 
penalty tax.  Since we acquire properties for investment purposes, we do not believe that our occasional transfers or disposals of 
property would be considered prohibited transactions. Whether property is held for investment purposes is a question of fact that 
depends on all the facts and circumstances surrounding the particular transaction. As such, the IRS may contend that certain transfers 
or disposals of properties by us are prohibited transactions. If the IRS were to argue successfully that a transfer or disposition of 
property constituted a prohibited transaction, then we would be required to pay a 100% penalty tax on any gain allocable to us from 
the prohibited transaction. In addition, income from a prohibited transaction might adversely affect our ability to satisfy the income 
tests for qualification as a REIT for federal income tax purposes. A safe harbor to the characterization of the disposition of property as 
a prohibited transaction and the resulting imposition of the 100% tax is available; however, we cannot assure that we will be able to 
comply with such safe harbor in connection with any property dispositions. 

Legislative or regulatory income tax changes related to REITs could materially and adversely affect us. 

The U.S. federal income tax laws and regulations governing REITs and their shareholders, as well as the administrative 

interpretations of those laws and regulations, are constantly under review and may be changed at any time, possibly with retroactive 
effect. No assurance can be given as to whether, when, or in what form changes to the U.S. federal income tax laws applicable to us 
and MAA’s shareholders may be enacted. Changes to the U.S. federal income tax laws and interpretations of U.S. federal tax laws 
could adversely affect an investment in MAA’s stock. 

Item 1B. Unresolved Staff Comments. 

None.  

Item 2. Properties. 

We own, operate, acquire and selectively develop apartment communities primarily located in the Southeast, Southwest and 
Mid-Atlantic regions of the United States with the potential for above average growth and return on investment.  Approximately 69% 
of our apartment units are located in the Florida, Georgia, North Carolina, and Texas markets.  Our strategic focus is to provide our 
residents high quality apartment units in attractive community settings, characterized by upscale amenities, extensive landscaping and 
attention to aesthetic detail. 

23 

 
The following schedule summarizes our apartment community portfolio and occupancy levels by location, as of 

December 31, 2021: 

Atlanta, GA 
Dallas, TX 
Austin, TX 
Charlotte, NC 
Raleigh / Durham, NC 
Orlando, FL 
Tampa, FL 
Houston, TX 
Nashville, TN 
Fort Worth, TX 
Washington, DC 
Jacksonville, FL 
Charleston, SC 
Phoenix, AZ 
Greenville, SC 
Richmond, VA 
Savannah, GA 
Memphis, TN 
San Antonio, TX 
Birmingham, AL 
Huntsville, AL 
Kansas City, MO / KS 
Chattanooga, TN 
Lexington, KY 
Norfolk / Hampton / Virginia Beach, VA
Las Vegas, NV 
Tallahassee, FL 
Columbia, SC 
South Florida, FL 
Gainesville, FL 
Denver, CO 
Louisville, KY 
Gulf Shores, AL 
Panama City, FL 
Charlottesville, VA 
Same Store 

Denver, CO 
Orlando, FL 
Dallas, TX 
Phoenix, AZ 
Greenville, SC 
Houston, TX 
Fort Worth, TX 
Gulf Shores, AL 
Austin, TX 
Atlanta, GA 
Salt Lake City, UT 

Total (4) 

Number of Communities

Number of Units (1) 

Average Physical 
Occupancy (2) 

29
27
22
20
15
13
14
15
12
11
10
10
11
8
9
7
7
4
4
5
3
3
4
4
3
2
2
2
1
2
1
1
1
1
1
284
2
2
— (3) 
2
1
1
— (3) 
1
1
1
1
296   

11,434     
9,767     
7,117     
5,867     
5,350     
5,274     
5,220     
4,867     
4,375     
4,249     
4,080     
3,496     
3,168     
2,623     
2,084     
2,004     
1,837     
1,811     
1,504     
1,462     
1,228     
1,110     
943     
924     
788     
721     
604     
576     
480     
468     
359     
384     
324     
254     
251     
97,003     
647     
633     
348     
345     
271     
222     
168     
96     
—     
—     
—     
99,733     

95.5%
95.7%
95.6%
96.2%
95.9%
96.0%
97.1%
95.3%
95.6%
96.2%
96.0%
97.5%
96.3%
96.9%
96.4%
96.6%
97.3%
97.0%
96.1%
96.3%
96.8%
95.3%
96.9%
96.4%
98.0%
96.1%
96.9%
95.3%
96.3%
94.9%
95.0%
97.4%
97.2%
97.2%
96.8%
96.1%
69.5%
33.6%
83.4%
47.9%
95.5%
20.9%
92.4%
98.5%
—
—
—
95.2% 

(1) 
(2) 

(3) 
(4) 

Number of units excludes development units not yet delivered. 
Average physical occupancy is calculated by dividing the average daily number of units occupied in 2021 by the total number of units at each apartment 
community. 
Represents a MAA multifamily apartment community expansion development. 
Schedule excludes a 269 unit joint venture property in Washington, D.C. 

Thirty-three of our apartment communities reflected in the above table also include retail components.  See “Management’s 
Discussion and Analysis of Financial Condition and Results of Operations” in this Annual Report on Form 10-K for a discussion of 
our Same Store and Non-Same Store and Other segments. 

24 

 
 
 
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
Mortgage Financing 

As of December 31, 2021, we had $368.6 million of indebtedness collateralized, secured and outstanding as set forth in 

Schedule III – Real Estate and Accumulated Depreciation included in this Annual Report on Form 10-K. 

Item 3. Legal Proceedings. 

As disclosed in Note 11 to the consolidated financial statements included in this Annual Report on Form 10-K, we are 

engaged in certain legal proceedings, and the disclosure set forth in Note 11 relating to legal proceedings is incorporated herein by 
reference. 

Item 4. Mine Safety Disclosures. 

Not applicable.  

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities. 

PART II 

Mid-America Apartment Communities, Inc. 

Market Information 

MAA’s common stock has been listed and traded on the NYSE under the symbol “MAA” since its initial public offering in 

February 1994. As of February 14, 2022, there were approximately 2,300 holders of record of the common stock. MAA believes it has 
a significantly larger number of beneficial owners of its common stock. 

MAA has a history of declaring dividends to holders of MAA common stock. The timing and amount of future dividends will 
depend on actual cash flows from operations, our financial condition, capital requirements, the annual distribution requirements under 
the REIT provisions of the Code and other factors as MAA’s Board of Directors deems relevant. MAA’s Board of Directors may 
modify our dividend policy from time to time. 

Direct Stock Purchase and Distribution Reinvestment Plan 

We have established the dividend and distribution reinvestment stock purchase plan, or DRSPP, under which holders of 

common stock, preferred stock and OP Units can elect to automatically reinvest their distributions in shares of MAA common stock. 
The DRSPP also allows for the optional purchase of MAA common stock of at least $250, but not more than $5,000 in any given 
month, free of brokerage commissions and charges. In our absolute discretion, we may grant waivers to allow for optional cash 
payments in excess of $5,000. To fulfill our obligations under the DRSPP, we may either issue additional shares of common stock or 
repurchase common stock in the open market. We may elect to sell shares under the DRSPP at up to a 5% discount. During the years 
ended December 31, 2021, 2020 and 2019, we had issuances with no discounts through our DRSPP of 6,301 shares, 8,259 shares and 
16,219 shares, respectively. 

Mid-America Apartments, L.P. 

Operating Partnership Units 

There is no established public trading market for the Operating Partnership’s OP Units. From time to time, we issue shares of 

MAA’s common stock in exchange for OP Units tendered to the Operating Partnership for redemption in accordance with the 
provisions of the Operating Partnership’s limited partnership agreement. As of December 31, 2021, there were 118,542,994 OP Units 
outstanding in the Operating Partnership, of which 115,336,876 OP Units, or 97.3%, were owned by MAA and 3,206,118 OP Units, 
or 2.7%, were owned by limited partners. Under the terms of the Operating Partnership’s limited partnership agreement, the limited 
partner holders of OP Units have the right to require the Operating Partnership to redeem all or a portion of the OP Units held by the 
holder in exchange for one share of MAA common stock per one OP Unit or a cash payment based on the market value of MAA’s 
common stock at the time of redemption, at the option of MAA. During the year ended December 31, 2021, MAA issued a total of 
851,536 shares of common stock upon redemption of OP Units. 

At-the-Market Share Offering Program 

In November 2021, the Company entered into an equity distribution agreement to establish a new ATM program, replacing 

MAA’s previous ATM program and allowing MAA to sell shares of its common stock from time to time to or through its sales agents 
into the existing market at current market prices, and to enter into separate forward sales agreements to or through its forward 
purchasers. Under the current ATM program, MAA has the authority to issue up to an aggregate of 4.0 million shares of its common 
stock, at such times to be determined by MAA. MAA has no obligation to issue shares through the ATM program.  

25 

 
During the years ended December 31, 2021 and 2020, MAA did not sell any shares of common stock under its ATM 

program. As of December 31, 2021, there were 4.0 million shares remaining under the current ATM program. 

Stock Repurchase Plan 

In December 2015, MAA’s Board of Directors authorized the repurchase of up to 4.0 million shares of MAA common stock, 
which represented approximately 5.3% of MAA’s common stock outstanding at the time of such authorization. From time to time, we 
may repurchase shares under this authorization when we believe that shareholder value would be enhanced. Factors affecting this 
determination include, among others, the share price and expected rates of return. As of December 31, 2021, no shares have been 
repurchased under the authorization. 

Purchases of Equity Securities 

The following table reflects repurchases of shares of MAA’s common stock during the three months ended December 31, 

2021: 

Period 
October 1, 2021 - October 31, 2021 
November 1, 2021 - November 30, 
2021 
December 1, 2021 - December 31, 2021   

Total 

(1) 

Total 
Number 
of Shares 
Purchased 

Average
Price 
Paid 
per Share
—

— $

— $
— $
— 

—
—

Total Number of Shares 
Purchased as Part of 
Publicly Announced 
Plans or Programs 

Maximum Number of 
Shares That May Yet be
Purchased Under the 
Plans or Programs (1) 

— 

— 
— 
— 

4,000,000

4,000,000
4,000,000
4,000,000 

This column reflects the number of shares of MAA’s common stock that are available for purchase under the 4.0 million share repurchase program 
authorized by MAA’s Board of Directors in December 2015. 

Comparison of Five-year Cumulative Total Returns 

The following graph compares the cumulative total returns of the shareholders of MAA since December 31, 2016 with the 

S&P 500 Index and the Dow Jones U.S. Real Estate Apartments Index.  The graph assumes that the base share price for our common 
stock and each index is $100 and that all dividends are reinvested. The performance graph is not necessarily indicative of future 
investment performance. 

Mid-America Apartment Communities, Inc.   $ 
S&P 500 Index 
DJ US REIT Apartment Index 

100.00
100.00
100.00

$

106.28 $
121.83
104.51

105.15 $
116.49
106.80

149.85   $ 
153.17    
136.82    

148.89 $
181.35
120.51

276.74
233.41
194.93

2016 

2017 

2018 

2019 

2020 

2021 

Year Ended December 31, 

26 

 
 
 
 
   
  
   
  
   
   
  
 
   
   
 
 
 
 
 
 
 
  
 
   
   
Item 6. [Reserved]. 

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations. 

The following discussion analyzes the financial condition and results of operations of both MAA and the Operating 
Partnership, of which MAA is the sole general partner and in which MAA owned a 97.3% interest as of December 31, 2021. MAA 
conducts all of its business through the Operating Partnership and its various subsidiaries.  This discussion should be read in 
conjunction with the consolidated financial statements and notes thereto included in this Annual Report on Form 10-K. This 
discussion contains forward-looking statements that involve risks, uncertainties and assumptions. Our actual results, performance or 
achievements may differ materially from those expressed or implied by such forward-looking statements as a result of many factors, 
including, but not limited to, those under the heading “Risk Factors” in this Annual Report on Form 10-K. 

MAA, an S&P 500 company, is a multifamily-focused, self-administered and self-managed real estate investment trust, or 
REIT. We own, operate, acquire and selectively develop apartment communities primarily located in the Southeast, Southwest and 
Mid-Atlantic regions of the United States. As of December 31, 2021, we owned and operated 290 apartment communities (which does 
not include development properties under construction) through the Operating Partnership and its subsidiaries, and we had an 
ownership interest in one apartment community through an unconsolidated real estate joint venture and had six development 
communities under construction. In addition, as of December 31, 2021, 33 of our apartment communities included retail components. 
Our apartment communities, including development communities under construction, were located across 16 states and the District of 
Columbia as of December 31, 2021. 

We report in two segments, Same Store and Non-Same Store and Other.  Our Same Store segment represents those apartment 

communities that have been owned and stabilized for at least 12 months as of the first day of the calendar year. Our Non-Same Store 
and Other segment includes recently acquired communities, communities being developed or in lease-up, communities identified for 
disposition, communities that have incurred a significant casualty loss and stabilized communities that do not meet the requirements to 
be Same Store communities. Also included in our Non-Same Store and Other segment are non-multifamily activities.  Additional 
information regarding the composition of our segments is included in Note 13 to the consolidated financial statements included in this 
Annual Report on Form 10-K. 

Overview 

For the year ended December 31, 2021, net income available for MAA common shareholders was $530.1 million as 

compared to $251.3 million for the year ended December 31, 2020. Results for the year ended December 31, 2021 included $221.2 
million of gains related to the sale of real estate assets and $40.9 million of gain, net of tax, related to our investments in 
unconsolidated limited partnerships.  Results for the year ended December 31, 2020 included $1.0 million of gains related to the sale 
of real estate assets and $4.8 million of gain, net of tax, related to our investments in unconsolidated limited partnerships.  Revenues 
for the year ended December 31, 2021 increased 6.0% as compared to the year ended December 31, 2020, driven by a 5.5% increase 
in our Same Store segment. Property operating expenses, excluding depreciation and amortization, for the year ended December 31, 
2021 increased by 4.8% as compared to the year ended December 31, 2020, driven by a 4.4% increase in our Same Store segment. 
The primary drivers of these changes are discussed in the “Results of Operations” section. 

Trends 

During the year ended December 31, 2021, revenue growth for our Same Store segment continued to be primarily driven by 
growth in average effective rent per unit. The average effective rent per unit for our Same Store segment continued to increase from 
the prior year, up 5.2% for the year ended December 31, 2021 as compared to the year ended December 31, 2020. Average effective 
rent per unit represents the average of gross rent amounts, after the effect of leasing concessions, for occupied apartment units plus 
prevalent market rates asked for unoccupied apartment units, divided by the total number of units. Leasing concessions represent 
discounts to the current market rate. We believe average effective rent per unit is a helpful measurement in evaluating average pricing; 
however, it does not represent actual rental revenue collected per unit. In addition, for the year ended December 31, 2021, average 
physical occupancy for our Same Store segment was 96.1%, as compared to 95.6%  for the year ended year ended December 31, 
2020. Average physical occupancy is a measurement of the total number of our apartment units that are occupied by residents, and it 
represents the average of the daily physical occupancy for the period.  

An important part of our portfolio strategy is to maintain diversity of markets, submarkets, product types and price points in 
the Southeast, Southwest and Mid-Atlantic regions of the United States. This diversity tends to mitigate exposure to economic issues 
in any one geographic market or area. We believe that a well-balanced portfolio, including both urban and suburban locations, with a 
broad range of monthly rent price points, will perform well in economic up cycles as well as better weather economic down cycles. 
Through our investment in 36 defined markets, we are diversified across markets, urban and suburban submarkets, and a variety of 
product types and monthly rent price points. 

27 

 
While the United States economy continues to recover from the effects of the COVID-19 pandemic, demand for apartments 

during the year ended December 31, 2021 was very strong, as evidenced by the accelerating rent growth we achieved. Demand for 
apartments is primarily driven by general economic conditions in our markets and is particularly correlated to job growth. While our 
rent growth trends and rent collection trends during the year ended December 31, 2021 were strong, we continue to monitor pressures 
surrounding supply chain challenges and inflation trends.  A worsening of the current environment could contribute to uncertain rent 
collections going forward and suppress demand for apartments and would likely drive rent growth on new leases and renewals lower 
than what we achieved during the year ended December 31, 2021. Elevated supply levels could further affect rent growth for our 
portfolio, particularly for apartment communities located in urban submarkets. To date, properties in suburban submarkets have been 
somewhat less impacted by supply, primarily because new development has been less prevalent in those submarkets. Supply chain and 
inflationary pressures would likely drive higher operating expenses, particularly in personnel and repairs and maintenance. 

With the COVID-19 pandemic still impacting the country and contributing more uncertainty than normal, we believe that our 
portfolio strategy of maintaining a diversity of markets, submarkets, product types and rent price points will serve the company better 
in this environment than a more concentrated portfolio profile. At a portfolio level, we have focused on using our pricing system to 
maintain strong occupancy. As previously noted, average physical occupancy for our Same Store segment for the year ended 
December 31, 2021 was 96.1%, which we believe positions us well to manage through the typically slower winter leasing season and 
progress toward the typically stronger spring and summer leasing season.  

Access to the financial markets remains strong, particularly for high credit rated borrowers. During 2021, we were able to 

efficiently raise capital through the debt market, and we positioned ourselves to access the equity market in the event we have such a 
need. However, a prolonged disruption of the markets or a decline in credit and financing conditions could negatively affect our ability 
to access capital necessary to fund our operations or refinance maturing debt in the future.  The prospect of rising interest rates could 
negatively impact our borrowing costs for any variable rate borrowings or refinancing activity; however, as of December 31, 2021, the 
interest rate on all of our outstanding debt was fixed, and our fixed rate debt maturities in the year ending December 31, 2022 are not 
significant.  

Results of Operations 

For the year ended December 31, 2021, we achieved net income available for MAA common shareholders of $530.1 million, 
a 111.0% increase as compared to the year ended December 31, 2020, and total revenue growth of $100.1 million, representing a 6.0% 
increase in property revenues as compared to the year ended December 31, 2020. The following discussion describes the primary 
drivers of the increase in net income available for MAA common shareholders for the year ended December 31, 2021 as compared to 
the year ended December 31, 2020. A discussion of the results of operations for the year ended December 31, 2020 as compared to the 
year ended December 31, 2019 is found in Item 7 of Part II of our Annual Report on Form 10-K for the year ended December 31, 
2020, filed with the SEC on February 18, 2021, which is available free of charge on the SEC’s website at https://www.sec.gov and on 
our website at https://www.maac.com, on the “For Investors” page under “Filings and Financials—Annual Reports.”  

Property Revenues 

The following table reflects our property revenues by segment for the year ended December 31, 2021 (dollars in thousands): 

Same Store 
Non-Same Store and Other 

Total 

 $ 

  December 31, 2021 
 $ 

1,702,741 $
75,341
1,778,082  $

December 31, 2020 

Increase 

    % Change 

1,613,369 $
64,615
1,677,984  $

89,372 
10,726 
100,098 

5.5%
16.6%
6.0% 

The increase in property revenues for our Same Store segment for the year ended December 31, 2021 as compared to the year 

ended December 31, 2020 was the primary driver of total property revenue growth.  The Same Store segment generated a 5.5% 
increase in revenues for the year ended December 31, 2021, primarily a result of average effective rent per unit growth of 5.2% as 
compared to the year ended December 31, 2020. The increase in property revenues from the Non-Same Store and Other segment for 
the year ended December 31, 2021 as compared to the year ended December 31, 2020 was primarily the result of increased revenues 
from recently completed development communities. These increases were partially offset by decreased revenues from the disposition 
of seven multifamily communities during the year ended December 31, 2021.   

28 

 
 
 
  
  
  
  
Property Operating Expenses 

Property operating expenses include costs for property personnel, building repairs and maintenance, real estate taxes and 

insurance, utilities, landscaping and other operating expenses. The following table reflects our property operating expenses by 
segment for the year ended December 31, 2021 (dollars in thousands): 

Same Store 
Non-Same Store and Other 

Total 

 $ 

  December 31, 2021 
 $ 

638,433 $
32,732
671,165  $

December 31, 2020 

Increase 

    % Change 

611,450 $
29,021
640,471  $

26,983 
3,711 
30,694 

4.4%
12.8%
4.8% 

The increase in property operating expenses for our Same Store segment for the year ended December 31, 2021 as compared 

to the year ended December 31, 2020 was primarily driven by increases in real estate tax expense of $7.0 million, insurance expense 
of $6.2 million, building repairs and maintenance of $5.6 million, personnel expense of $4.4 million and utilities expense of $2.7 
million.  The increase in property operating expenses from the Non-Same Store and Other segment for the year ended December 31, 
2021 as compared to the year ended December 31, 2020 was primarily the result of increased property operating expenses from 
recently completed development communities. These increases were partially offset by decreased property operating expenses from 
the disposition of seven multifamily communities during the year ended December 31, 2021.  

Depreciation and Amortization 

Depreciation and amortization expense for the year ended December 31, 2021 was $533.4 million, an increase of $22.6 
million as compared to the year ended December 31, 2020.  The increase was primarily driven by the recognition of depreciation 
expense associated with our development and capital spend activities made in the normal course of business during the year ended 
December 31, 2021. 

Other Income and Expenses 

Property management expenses for the year ended December 31, 2021 were $55.7 million, an increase of $3.4 million as 
compared to the year ended December 31, 2020. General and administrative expenses for the year ended December 31, 2021 were 
$52.9 million, an increase of $6.0 million as compared to the year ended December 31, 2020. 

Interest expense for the year ended December 31, 2021 was $156.9 million, a decrease of $10.7 million as compared to the 
year ended December 31, 2020. The decrease was primarily due to a decrease of 27 basis points in our effective interest rate during 
the year ended December 31, 2021 as compared to the year ended December 31, 2020. The decrease in our effective interest rate was 
primarily due to debt retirements during the year ended December 31, 2021, which were retired with proceeds from unsecured debt 
issuances with lower effective interest rates over the same period.  

For the year ended December 31, 2021, we disposed of seven apartment communities, resulting in a gain on sale of 

depreciable real estate assets of $220.4 million. We did not dispose of any apartment communities during the year ended 
December 31, 2020.  During the year ended December 31, 2021, we disposed of five land parcels resulting in a gain on sale of non-
depreciable real estate assets of $0.8 million. During the year ended December 31, 2020, we disposed of one land parcel resulting in a 
gain on sale of non-depreciable real estate assets of $1.0 million.  

Other non-operating income for the year ended December 31, 2021 was $33.9 million of income, as compared to $4.9 million 

of income for the year ended December 31, 2020. The increase was primarily driven by $51.7 million of non-cash gain from 
unconsolidated limited partnerships compared to $5.6 million of non-cash gain from unconsolidated limited partnerships during the 
year ended December 31, 2020.  During the year ended December 31, 2021, we also recognized $4.6 million of non-cash expense 
related to the fair value adjustment of the embedded derivative in the MAA Series I preferred shares compared to the recognition of 
$2.6 million of non-cash income related to the adjustment of the embedded derivative during the year ended December 31, 2020. 
During the year ended December 31, 2021, we recognized $13.4 million in debt extinguishment costs. Expense recognized related to 
debt extinguishments during the year ended December 31, 2020 was negligible. During the year ended December 31, 2021, we 
recognized $1.3 million of COVID-19 related expenses compared to $3.5 million of COVID-19 related expenses during the year 
ended December 31, 2020. 

Funds from Operations and Core Funds from Operations 

Funds from operations, or FFO, a non-GAAP financial measure, represents net income available for MAA common 
shareholders (computed in accordance with the United States generally accepted accounting principles, or GAAP) excluding gains or 
losses on disposition of operating properties and asset impairment, plus depreciation and amortization of real estate assets, net income 
attributable to noncontrolling interests and adjustments for joint ventures. Because net income attributable to noncontrolling interests 
is added back, FFO, when used in this Annual Report on Form 10-K, represents FFO attributable to the Company. 

29 

 
 
 
  
  
  
  
FFO should not be considered as an alternative to net income available for MAA common shareholders or any other GAAP 

measurement, as an indicator of operating performance or as an alternative to cash flow from operating, investing and financing 
activities as a measure of liquidity. Management believes that FFO is helpful to investors in understanding our operating performance, 
primarily because its calculation excludes depreciation and amortization expense on real estate assets. We believe that GAAP 
historical cost depreciation of real estate assets is generally not correlated with changes in the value of those assets, whose value does 
not diminish predictably over time, as historical cost depreciation implies. While our calculation of FFO is in accordance with the 
National Association of Real Estate Investment Trusts’, or NAREIT’s, definition, it may differ from the methodology for calculating 
FFO utilized by other REITs and, accordingly, may not be comparable to such other REITs. 

Core FFO represents FFO as adjusted for items that are not considered part of our core business operations, such as 

adjustments related to the fair value of the embedded derivative in the MAA Series I preferred shares, gain or loss on sale of non-
depreciable assets, gain or loss from unconsolidated limited partnerships, net casualty gain or loss, gain or loss on debt 
extinguishment, legal costs and settlements, COVID-19 related costs and mark-to-market debt adjustments. While our definition of 
Core FFO may be similar to others in the industry, our methodology for calculating Core FFO may differ from that utilized by other 
REITs and, accordingly, may not be comparable to such other REITs. Core FFO should not be considered as an alternative to net 
income available for MAA common shareholders as an indicator of operating performance. We believe that Core FFO is helpful in 
understanding our core operating performance between periods in that it removes certain items that by their nature are not comparable 
over periods and therefore tend to obscure actual operating performance. 

The following table presents a reconciliation of net income available for MAA common shareholders to FFO and Core FFO 

for the years ended December 31, 2021 and 2020, as we believe net income available for MAA common shareholders is the most 
directly comparable GAAP measure (dollars in thousands): 

Net income available for MAA common shareholders
Depreciation and amortization of real estate assets
Gain on sale of depreciable real estate assets 
Depreciation and amortization of real estate assets 
   of real estate joint venture 
Net income attributable to noncontrolling interests
FFO attributable to the Company 
Loss (income) from embedded derivative in preferred shares (1) 
Gain on sale of non-depreciable real estate assets 
Gain from unconsolidated limited partnerships, net of tax (1)(2) 
Net casualty loss and other settlement proceeds (3) 
Loss on debt extinguishment (1) 
Legal costs and settlements, net (1) 
COVID-19 related costs (1) 
Mark-to-market debt adjustments (4) 
Core FFO 

Year ended December 31, 
2020 
2021 

$

530,103    $
526,220     
(220,428)    

616     
16,911     
853,422     
4,560     
(811)    
(40,875)    
1,524     
13,391     
(2,167)    
1,301     
270     
830,615    $ 

  $ 

251,274
504,364
(9)

612
9,053
765,294
(2,562)
(1,024)
(4,757)
484
344
(38)
3,536
75

761,352   

(1) 
(2) 

(3) 

(4) 

Included in “Other non-operating income” in the Consolidated Statements of Operations.  
For the year ended December 31, 2021, $51.7 million of gain from unconsolidated limited partnerships is offset by $10.8 million of income tax expense.  For 
the year ended December 31, 2020, $5.6 million of gain from unconsolidated limited partnerships is offset by $0.8 million of income tax expense.  
During the year ended December 31, 2021, we incurred $26.0 million in casualty losses related to winter storm Uri (primarily building repairs, landscaping 
and asset write-offs). We expect the majority of the casualty losses to be reimbursed through insurance coverage. A receivable has been recognized in “Other 
non-operating income” for the amount of the recorded losses that we expect to be recovered. Additional costs related to the storm that are not expected to be 
recovered through insurance coverage, along with other unrelated casualty losses and recoveries, are also reflected in this adjustment. The adjustment is 
primarily included in “Other non-operating income” in the Consolidated Statements of Operations.  
Included in “Interest expense” in the Consolidated Statements of Operations. 

Core FFO for the year ended December 31, 2021 was $830.6 million, an increase of $69.3 million as compared to the year 

ended December 31, 2020, primarily as a result of an increase in property revenues of $100.1 million and a decrease in interest 
expense of $10.7 million.  The increases to Core FFO were offset by increases in property operating expenses, excluding depreciation 
and amortization, of $30.7 million, general and administrative expenses of $6.0 million and property management expenses of $3.4 
million. 

30 

 
 
 
  
 
Liquidity and Capital Resources 

Overview 

Our cash flows from operating, investing and financing activities, as well as general economic and market conditions, are the 

principal factors affecting our liquidity and capital resources. 

We expect that our primary uses of cash will be to fund our ongoing operating needs, to fund our ongoing capital spending 

requirements, which relate primarily to our development, redevelopment and property repositioning activities, to repay maturing 
borrowings, to fund the future acquisition of assets and to pay shareholder dividends. We expect to meet our cash requirements 
through net cash flows from operating activities, existing unrestricted cash and cash equivalents, borrowings under our commercial 
paper program and our revolving credit facility, the future issuance of debt and equity and the future disposition of assets. 

We historically have had positive net cash flows from operating activities. We believe that future net cash flows generated 

from operating activities, existing unrestricted cash and cash equivalents, borrowing capacity under our current commercial paper 
program and revolving credit facility, and our ability to issue debt and equity will provide sufficient liquidity to fund the cash 
requirements for our business over the next 12 months and the foreseeable future. 

As of December 31, 2021, we had $1.1 billion of combined unrestricted cash and cash equivalents and available capacity 

under our revolving credit facility.  

Cash Flows from Operating Activities 

Net cash provided by operating activities was $895.0 million for the year ended December 31, 2021 as compared to $823.9 

million for the year ended December 31, 2020.  The increase in operating cash flows was primarily driven by our operating 
performance. 

Cash Flows from Investing Activities 

Net cash used in investing activities was $253.6 million for the year ended December 31, 2021 as compared to $484.7 million 

for the year ended December 31, 2020.  The primary drivers of the change were as follows (dollars in thousands):   

Primary drivers of cash (outflow) inflow 
during the year ended December 31, 

2021 

2020 

Increase 
(Decrease) 
in Net Cash 

Purchases of real estate and other assets 
Capital improvements and other 
Development costs 
Proceeds from disposition of real estate assets 

$

(46,028) $
(279,635)
(231,642)
307,891

(56,965 )   $ 
(225,506 )    
(201,435 )    
4,175  

10,937
(54,129)
(30,207)
303,716

The decrease in cash outflows for purchases of real estate and other assets was driven by acquisition activity during the year 

ended December 31, 2021 as compared to the year ended December 31, 2020.  The increase in cash outflows for capital improvements 
and other was primarily driven by reconstruction related capital spend due to winter storm Uri in addition to increased redevelopment 
capital spend during the year ended December 31, 2021 as compared to the year ended December 31, 2020. The increase in cash 
outflows for development costs was driven by increased development activity during the year ended December 31, 2021 as compared 
to the year ended December 31, 2020. The increase in cash inflows related to proceeds from disposition of real estate assets was 
driven by the disposition of seven multifamily apartment communities during the year ended December 31, 2021 as compared to no 
apartment community dispositions during the year ended December 31, 2020.  

31 

 
 
   
 
 
   
 
  
Cash Flows from Financing Activities 

Net cash used in financing activities was $546.4 million for the year ended December 31, 2021 as compared to $374.1 

million for the year ended December 31, 2020.  The primary drivers of the change were as follows (dollars in thousands): 

Net change in commercial paper 
Proceeds from notes payable 
Principal payments on notes payable 
Dividends paid on common shares 
Net change in other financing activities 

Primary drivers of cash (outflow) inflow 
during the year ended December 31, 

2021 

2020 

(Decrease) 
Increase 
in Net Cash 

$

(172,000) $
594,423
(467,153)
(470,401)
(6,142)

 $ 

102,000  
447,593  
(441,108 )    
(457,355 )    
(1,126 )    

(274,000)
146,830
(26,045)
(13,046)
(5,016)

The increase in cash outflows related to the net change in commercial paper resulted from the decrease in net borrowings of 

$172.0 million on our commercial paper program during the year ended December 31, 2021 as compared to the increase in net 
borrowings of $102.0 million on our commercial paper program during the year ended December 31, 2020. The increase in cash 
inflows related to proceeds from notes payable primarily resulted from the issuance of $600.0 million of unsecured senior notes during 
the year ended December 31, 2021 as compared to the issuance of $450.0 million of unsecured senior notes during the year ended 
December 31, 2020. The increase in cash outflows from principal payments on notes payable primarily resulted from the retirement of 
$222.0 million of privately placed unsecured senior notes, $125.0 million of publicly issued unsecured senior notes and $118.6 million 
of property mortgages during the year ended December 31, 2021 as compared to the retirement of a $300.0 million term loan and 
$135.7 million of property mortgages during the year ended December 31, 2020.  The increase in cash outflows from dividends paid 
on common shares primarily resulted from the increase in the dividend rate to $4.10 per share during the year ended December 31, 
2021 as compared to the dividend rate of $4.00 per share during the year ended December 31, 2020.  The increase in cash outflows 
from the net change in other financing activities was primarily driven by increased debt extinguishment costs paid during the year 
ended December 31, 2021 as compared to the year ended December 31, 2020, partially offset by increased cash inflows from 
contributions received from the noncontrolling interests related to our consolidated real estate entities. 

Debt 

The following schedule reflects our debt outstanding as of December 31, 2021 (dollars in thousands): 

Unsecured debt 

Fixed rate senior notes 
Debt issuance costs, discounts, premiums and fair market value adjustments

Total unsecured debt 

Secured debt 

Fixed rate property mortgages 
Debt issuance costs 

Total secured debt 
Total debt 

Principal 
Balance 

Average Years to 
Rate Maturity 

Effective 
Rate 

$

$

$

$
$

4,175,000
(23,625)
4,151,375

368,555
(3,240)
365,315
4,516,690 

7.1

7.1

26.8

26.8

8.7   

3.3%

3.3%

4.4%

4.4%
3.4% 

32 

 
 
   
 
 
   
 
  
 
 
 
 
The following schedule presents the contractual maturity dates of our outstanding debt, net of debt issuance costs, discounts, 

premiums and fair market value adjustments as of December 31, 2021 (dollars in thousands): 

Revolving Credit Facility & 
Commercial Paper ⁽¹⁾ ⁽²⁾ 

Public 
Bonds 

Secured 

Total 

2022 
2023 
2024 
2025 
2026 
2027 
2028 
2029 
2030 
2031 
Thereafter 
Total 

 $ 

 $ 

— $
—
—
—
—
—
—
—
—
—
—
—  $

$

124,827
348,834
398,024
396,999
296,430
595,762
396,087
560,415
297,196
444,323
292,478
4,151,375  $

— 
— 
— 
5,425 
— 
— 
— 
— 
— 
— 
359,890 
365,315 

 $ 

 $ 

124,827
348,834
398,024
402,424
296,430
595,762
396,087
560,415
297,196
444,323
652,368
4,516,690 

(1) 

(2) 

There were no borrowings outstanding under MAALP’s commercial paper program as of December 31, 2021. Under the terms of the program, MAALP 
may issue up to a maximum aggregate amount outstanding at any time of $500.0 million.  For the year ended December 31, 2021, average daily borrowings 
outstanding under the commercial paper program were $217.8 million. 
There were no borrowings outstanding under MAALP’s $1.0 billion unsecured revolving credit facility as of December 31, 2021.  The unsecured revolving 
credit facility has a maturity date of May 2023 plus two six-month extensions. 

The following schedule reflects the interest rate maturities of our outstanding fixed rate debt, net of debt issuance costs, 

discounts, premiums and fair market value adjustments as of December 31, 2021 (dollars in thousands): 

Fixed Rate Debt 

Effective Rate 

2022 
2023 
2024 
2025 
2026 
2027 
2028 
2029 
2030 
2031 
Thereafter 
Total 

  $ 

  $ 

124,827
348,834
398,024
402,424
296,430
595,762
396,087
560,415
297,196
444,323
652,368
4,516,690     

3.3%
4.2%
4.0%
4.2%
1.2%
3.7%
4.2%
3.7%
3.1%
1.8%
3.8%
3.4% 

Unsecured Revolving Credit Facility & Commercial Paper 

In May 2019, MAALP closed on a $1.0 billion unsecured revolving credit facility with a syndicate of banks led by Wells 

Fargo Bank, National Association, and fourteen other banks, which we refer to as the Credit Facility.  The Credit Facility replaced our 
previous unsecured revolving credit facility and includes an expansion option up to $1.5 billion.  The Credit Facility bears an interest 
rate of LIBOR, plus a spread of 0.75% to 1.45% based on an investment grade pricing grid.  The Credit Facility matures in May 2023 
with an option to extend for two additional six-month periods.  As of December 31, 2021, there was no outstanding balance under the 
Credit Facility, while $4.0 million of capacity was used to support outstanding letters of credit. The Credit Facility serves as our 
primary source of short-term liquidity. 

Certain tenors of the USD LIBOR (one-week and two-month) ceased publication as of December 31, 2021, and all remaining 
tenors of the USD LIBOR (one, three, six and 12-month) will cease to be published after June 30, 2023. Currently, our exposure to the 
phase-out of LIBOR is limited to the Credit Facility. The terms of the Credit Facility allow for the transition to an alternate benchmark 
interest rate, including SOFR, to replace any outstanding USD LIBOR borrowings at the time USD LIBOR is no longer published. 

In May 2019, MAALP established an unsecured commercial paper program, whereby it can issue unsecured commercial 

paper notes with varying maturities not to exceed 397 days up to a maximum aggregate amount outstanding of $500.0 million. As of 
December 31, 2021, there were no outstanding borrowings under the commercial paper program.  

33 

 
 
 
 
 
   
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
   
   
   
   
   
   
   
   
   
   
Unsecured Senior Notes 

As of December 31, 2021, MAALP had $4.2 billion of publicly issued unsecured senior notes.   

In July 2021, MAALP retired a $72.8 million tranche of privately placed unsecured senior notes at maturity. 

In August 2021, MAALP publicly issued $300 million in aggregate principal amount of unsecured senior notes maturing 

September 2026 with a coupon rate of 1.100% per annum. Interest will be paid semi-annually on March 15 and September 15 of each 
year beginning March 15, 2022.   

In August 2021, MAALP also publicly issued $300 million in aggregate principal amount of unsecured senior notes maturing 
September 2051 with a coupon rate of 2.875% per annum. Interest will be paid semi-annually on March 15 and September 15 of each 
year beginning March 15, 2022.  

In September 2021, MAALP retired a $117.0 million tranche of privately placed unsecured senior notes due in November 
2022, a $125.0 million portion of the $250.0 million in aggregate principal amount of publicly issued unsecured senior notes due in 
December 2022, a $12.3 million tranche of privately placed unsecured senior notes due in July 2023 and a $20.0 million tranche of 
privately placed unsecured senior notes due in November 2024. We incurred $13.4 million in prepayment penalties and write-offs of 
unamortized costs resulting from the debt retirements. These costs are included in “Other non-operating income” in the accompanying 
Consolidated Statements of Operations for the year ended December 31, 2021.  

Secured Property Mortgages 

MAALP maintains secured property mortgages with various life insurance companies.  As of December 31, 2021, MAALP 

had $368.6 million of secured property mortgages with a weighted average interest rate of 4.4%.  In February 2021, MAALP retired a 
$118.6 million mortgage associated with eight apartment communities prior to its June 2021 maturity. 

For more information regarding our debt capital resources, see Note 5 to the consolidated financial statements included in 

this Annual Report on Form 10-K. 

Equity 

As of December 31, 2021, MAA owned 115,336,876 OP Units, comprising a 97.3% limited partnership interest in MAALP, 
while the remaining 3,206,118 outstanding OP Units were held by limited partners of MAALP other than MAA.  Holders of OP Units 
(other than MAA) may require us to redeem their OP Units from time to time, in which case we may, at our option, pay the 
redemption price either in cash (in an amount per OP Unit equal, in general, to the average closing price of MAA’s common stock on 
the NYSE over a specified period prior to the redemption date) or by delivering one share of MAA’s common stock (subject to 
adjustment under specified circumstances) for each OP Unit so redeemed.  MAA has registered under the Securities Act the 3,206,118 
shares of its common stock that, as of December 31, 2021, were issuable upon redemption of OP Units, in order for those shares to be 
sold freely in the public markets. 

In August 2021, MAA entered into two 18-month forward sale agreements with respect to a total of 1.1 million shares of its 

common stock at an initial forward sale price of $190.56 per share, which price is net of issuance costs. Under the forward sale 
agreements, the forward sale price is subject to adjustment on a daily basis based on a floating interest rate factor equal to a specified 
daily rate less a spread and will be decreased based on amounts related to dividends on MAA’s common stock during the term of the 
forward sale agreements.  No shares had been settled under the forward sale agreements as of December 31, 2021. Subject to certain 
conditions, we generally have the right to elect cash or net share settlement under the forward sale agreements, although we expect to 
settle the forward sale agreements entirely by the full physical delivery of shares of MAA’s common stock in exchange for cash 
proceeds.  We intend to use any cash proceeds upon settlement of the forward sale agreements to fund our development and 
redevelopment activities, among other potential uses. 

In November 2021, the Company entered into an equity distribution agreement to establish a new ATM program, replacing 

MAA’s previous ATM program and allowing MAA to sell shares of its common stock from time to time to or through its sales agents 
into the existing market at current market prices, and to enter into separate forward sales agreements to or through its forward 
purchasers. Under its current ATM program, MAA has the authority to issue up to an aggregate of 4.0 million shares of its common 
stock, at such times to be determined by MAA. MAA has no obligation to issue shares through the ATM program. During the years 
ended December 31, 2021 and 2020, MAA did not sell any shares of common stock under its ATM program. As of December 31, 
2021, there were 4.0 million shares remaining under the current ATM program. 

For more information regarding our equity capital resources, see Note 8 and Note 9 to the consolidated financial statements 

included in this Annual Report on Form 10-K. 

34 

 
Material Cash Requirements  

The following table summarizes material cash requirements as of December 31, 2021 related to contractual obligations, 

which consist of principal and interest on our debt obligations and right-of-use lease obligations (dollars in thousands): 

Debt obligations (1) 
Fixed rate interest 
Right-of-use lease obligations 
(2) 

Total 

(1) 
(2) 

2022 
  $  126,401 
    154,229 

2023 
  $  351,481
    149,027

2024 
$ 401,566
127,021

2025 
$ 400,815
118,070

2026 
$ 300,000 
103,099 

    Thereafter
  $  2,963,292
666,554

Total 
$ 4,543,555
1,318,000

2,894 
  $  283,524 

2,885
  $  503,393 

2,862
$ 531,449 

2,872
$ 521,757 

2,920 
$ 406,019 

59,993
  $  3,689,839 

74,426
$ 5,935,981 

Represents principal payments gross of discounts, premiums, debt issuance costs and fair market value adjustments of debt assumed. 
Primarily comprised of a ground lease underlying one apartment community we own and the lease of our corporate headquarters. 

As of December 31, 2021, we also had contractual obligations, which are not reflected in the table above, to make additional 
capital contributions to two technology-focused limited partnerships in which we hold equity interests. The capital contributions may 
be called by the general partners at any time until February 2025 after giving appropriate notice. As of December 31, 2021, we had 
committed to make additional capital contributions totaling up to $16.0 million if and when called by the general partners of the 
limited partnerships and until February 2025. 

We have other material cash requirements that do not represent contractual obligations, but we expect to incur in the ordinary 

course of our business.  

As of December 31, 2021, we had six development communities under construction totaling 2,021 apartment units once 

complete. Total expected costs for the six development projects are $460.5 million, of which $273.7 million had been incurred 
through December 31, 2021. We expect to have additional development projects in the future. In addition, our property development 
and repositioning activities are ongoing, and we incur expenditures relating to recurring capital replacements, which typically include 
scheduled carpet replacement, new roofs, HVAC units, plumbing, concrete, masonry and other paving, pools and various exterior 
building improvements. For the year ending December 31, 2022, we expect that our total capital expenditures relating to our 
development activities, our property redevelopment and repositioning activities and recurring capital replacements will be in line with 
our total capital expenditures for the year ended December 31, 2021.  

We typically declare cash dividends on MAA’s common stock on a quarterly basis, subject to approval by MAA’s Board of 

Directors. We expect to pay quarterly dividends at an annual rate of $4.35 per share of MAA common stock during the year ending 
December 31, 2022. 

Inflation 

Our resident leases at our apartment communities allow for adjustments in the rental rate at the time of renewal, which may 

enable us to seek rent increases.  The majority of our leases are for one year or less. The short-term nature of these leases generally 
serves to reduce our risk to adverse effects of inflation. 

Critical Accounting Estimates 

A critical accounting estimate is one that is both important to our financial condition and results of operations and that 

involves some degree of uncertainty.  The preceding discussion and analysis of our financial condition and results of operations are 
based upon our consolidated financial statements and the notes thereto, which have been prepared in accordance with GAAP.  The 
preparation of financial statements in conformity with GAAP requires management to make a number of estimates and assumptions 
that affect the reported amounts and disclosures in the consolidated financial statements.  On an ongoing basis, we evaluate our 
estimates and assumptions based upon historical experience and various other factors and circumstances.  We believe that our 
estimates and assumptions are reasonable under the circumstances; however, actual results may differ from these estimates and 
assumptions. 

We believe that the estimates and assumptions summarized below are most important to the portrayal of our financial 
condition and results of operations because they involve a significant level of estimation uncertainty and they have had, or are 
reasonably likely to have, a material impact on our financial condition or results of operations. 

Acquisition of real estate assets 

We account for our acquisitions of investments in real estate as asset acquisitions in accordance with Accounting Standards 

Codification Topic 805, Business Combinations, which requires the cost of the real estate acquired to be allocated to the individual 
acquired tangible assets, consisting of land, buildings and improvements and other, and identified intangible assets, consisting of the 
value of in-place leases and other contracts, on a relative fair value basis. In calculating the asset value of acquired tangible and 

35 

 
 
 
   
 
 
 
 
   
   
   
   
intangible assets, management may use significant subjective inputs, including forecasted net operating income, or NOI, and market 
specific capitalization and discount rates. Management analyzes historical stabilized NOI to determine its estimate for forecasted NOI. 
Management estimates the market capitalization rate by analyzing the market capitalization rates for sold properties with comparable 
ages in similarly sized markets. Management allocates the purchase price of the asset acquisition based on the relative fair value of the 
individual components as a proportion of the total assets acquired. During the years ended December 31, 2021 and 2020, we did not 
acquire any real estate assets that required us to allocate the cost of the real estate asset to the individual acquired tangible and 
intangible assets.  

Impairment of long-lived assets 

We account for long-lived assets in accordance with the provisions of accounting standards for the impairment or disposal of 
long-lived assets. Management periodically evaluates long-lived assets, including investments in real estate, for indicators that would 
suggest that the carrying amount of the assets may not be recoverable. The judgments regarding the existence of such indicators are 
based on factors such as operating performance, market conditions and legal factors. Long-lived assets, such as real estate assets, 
equipment, right-of-use lease assets and purchased intangibles subject to amortization, are grouped with other assets and liabilities at 
the lowest level for which identifiable cash flows are largely independent of the cash flows of other assets and liabilities, or an asset 
group.  Management generally considers the individual assets of an apartment community to collectively represent an asset group.  
Recoverability of assets to be held and used is measured by a comparison of the carrying amount of an asset to estimated undiscounted 
future cash flows expected to be generated by the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an 
impairment charge is recognized for the amount by which the carrying amount of the asset exceeds the fair value of the asset. 
Management calculates the fair value of an asset by dividing estimated future cash flows by a market capitalization rate. No material 
impairment losses were recognized during the years ended December 31, 2021 and 2020.  

Our impairment assessments contain uncertainties because they require management to make assumptions and to apply 

judgment to estimate future cash flows and the fair value of the assets. Key assumptions used in estimating future cash flows and the 
fair value of an asset include projecting an apartment community’s NOI, estimating asset useful lives, disposition dates and recurring 
capital expenditures, as well as selecting an appropriate market capitalization rate. Management considers its apartment communities’ 
historical stabilized NOI performance, local market economics and the business environment impacting our apartment communities as 
the basis in projecting forecasted NOI, which management believes is representative of future cash flows. Management estimates the 
market capitalization rate by analyzing the market capitalization rates for sold properties with comparable ages in similarly sized 
markets. These estimates are subjective and our ability to realize future cash flows and asset fair values is affected by factors such as 
ongoing maintenance and improvement of the assets, changes in economic conditions and changes in operating performance.  

Loss contingencies 

The outcomes of claims, disputes and legal proceedings are subject to significant uncertainty. Management records an accrual 

for loss contingencies when a loss is probable and the amount of the loss can be reasonably estimated. We also accrue an estimate of 
defense costs expected to be incurred in connection with legal matters. Management reviews these accruals quarterly and makes 
revisions based on changes in facts and circumstances. When a loss contingency is not both probable and reasonably estimable, then 
we do not accrue the loss. However, for material loss contingencies, if the unrecorded loss (or an additional loss in excess of the 
accrual) is at least a reasonable possibility and material, then management discloses a reasonable estimate of the possible loss, or range 
of loss, if such reasonable estimate can be made. If we cannot make a reasonable estimate of the possible loss, or range of loss, then a 
statement to that effect is disclosed. 

The assessment of whether a loss is probable or a reasonable possibility, and whether the loss or range of loss is reasonably 

estimable, often involves a series of complex and qualitative judgments about future events. Among the factors that we consider in this 
assessment, including with respect to the matters disclosed in this Annual Report on Form 10-K, are the nature of existing legal 
proceedings and claims, the asserted or possible damages or loss contingency (if reasonably estimable), the progress of the matter, 
existing law and precedent, the opinions or views of legal counsel and other advisers, our experience in similar matters, the facts 
available to us at the time of assessment, and how we intend to respond, or have responded, to the proceeding or claim.  
Management’s assessment of these factors may change over time as individual proceedings or claims progress. For matters where we 
are not currently able to reasonably estimate a range of reasonably possible loss, the factors that have contributed to this determination 
include the following: (i) the damages sought are indeterminate; (ii) the proceedings are in the early stages; (iii) the matters involve 
novel or unsettled legal theories or a large or uncertain number of actual or potential cases or parties; and/or (iv) discussions with the 
parties in matters that are expected ultimately to be resolved through negotiation and settlement have not reached the point where we 
believe a reasonable estimate of loss, or range of loss, can be made. In such instances, management believes that there is considerable 
uncertainty regarding the timing or ultimate resolution of such matters, including a possible eventual loss or business impact, if any.  

36 

 
Valuation of embedded derivative 

The redemption feature embedded in the MAA Series I preferred stock is reported as a derivative asset and is adjusted to its 

fair value at each reporting date, with a corresponding non-cash adjustment to the income statement. The derivative asset related to the 
redemption feature is valued using widely accepted valuation techniques, including a discounted cash flow analysis in which the 
perpetual value of the preferred shares is compared to the value of the preferred shares assuming the call option is exercised, with the 
value of the bifurcated call option as the difference between the two values. The analysis reflects the contractual terms of the 
redeemable preferred shares, which are redeemable at our option beginning on October 1, 2026 and at the redemption price of $50 per 
share. We use various significant inputs in the analysis, including trading data available on the preferred shares, coupon yields on 
preferred stock issuances from REITs with similar credit ratings as MAA and treasury rates to determine the fair value of the 
bifurcated call option. As a result of the adjustments recorded to reflect the change in fair value of the derivative asset, the fair value of 
the embedded derivative asset decreased to $34.5 million as of December 31, 2021 as compared to $39.0 million as of December 31, 
2020, a decrease in value of the asset of $4.5 million. 

Arriving at the valuation of the embedded derivative requires a significant amount of subjective judgment by management, 
and the valuation of the embedded derivative is highly sensitive to changes in certain inputs in the analysis. For example, changes in 
the inputs of the trading data available on the preferred shares, coupon yields on preferred stock issuances from REITs with similar 
credit ratings as MAA and treasury rates could cause the valuation of the embedded derivative to materially change from the recorded 
balance as of December 31, 2021. For instance, holding all other assumptions constant, a $1 decrease in the trading price of the 
preferred shares as of December 31, 2021 would result in a decrease in fair value of the embedded derivative asset of approximately 
$6 million. 

Significant Accounting Policies 

For more information regarding our significant accounting policies, including the accounting polices related to the critical 
accounting estimates discussed above as well as a brief description of recent accounting pronouncements that could have a material 
impact on our financial statements, see Note 1 to the consolidated financial statements included in this Annual Report on Form 10-K. 

Item 7A. Quantitative and Qualitative Disclosures About Market Risk. 

Market risk includes risks that arise from changes in interest rates, foreign currency exchange rates, commodity prices, equity 

prices and other market changes that affect market sensitive instruments. Our primary market risk exposure is to changes in interest 
rates on our borrowings. As of December 31, 2021, 14.2% of our total market capitalization consisted of debt borrowings. Our interest 
rate risk objective is to limit the impact of interest rate fluctuations on earnings and cash flows and to lower our overall borrowing 
costs. To achieve this objective, we manage our exposure to fluctuations in market interest rates for borrowings through the use of 
fixed rate debt instruments and from time to time interest rate swaps to effectively fix the interest rate on anticipated future debt 
transactions. We use our best efforts to have our debt instruments mature across multiple years, which we believe limits our exposure 
to interest rate changes in any one year. We do not enter into derivative instruments for trading or other speculative purposes. As of 
December 31, 2021, 100.0% of our outstanding debt was subject to fixed rates.  We regularly review interest rate exposure on 
outstanding borrowings in an effort to minimize the risk of interest rate fluctuations. 

Item 8. Financial Statements and Supplementary Data. 

The consolidated financial statements and related financial information required to be filed are set forth on pages F-1 to F-42 

of this Annual Report on Form 10-K. 

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure. 

None. 

37 

 
Item 9A. Controls and Procedures. 

Mid-America Apartment Communities, Inc. 

(a)  Evaluation of Disclosure Controls and Procedures 

MAA is required to maintain disclosure controls and procedures, within the meaning of Exchange Act Rules 13a-15 and 15d-

15. MAA’s management, with the participation of MAA’s Chief Executive Officer and Chief Financial Officer, carried out an 
evaluation of the effectiveness of MAA’s disclosure controls and procedures as of December 31, 2021. Based on that evaluation, 
MAA’s Chief Executive Officer and Chief Financial Officer concluded that the disclosure controls and procedures were effective as of 
December 31, 2021 to ensure that information required to be disclosed by MAA in its Exchange Act filings is accurately recorded, 
processed, summarized and reported within the time periods specified in the SEC’s rules and forms and is accumulated and 
communicated to MAA’s management, including the Chief Executive Officer and Chief Financial Officer, as appropriate to allow 
timely decisions regarding required disclosure. 

(b)  Management’s Report on Internal Control over Financial Reporting 

MAA’s management is responsible for establishing and maintaining adequate internal control over financial reporting within 

the meaning of Exchange Act Rules 13a-15 and 15d-15. MAA’s management, with the participation of MAA’s Chief Executive 
Officer and Chief Financial Officer, conducted an evaluation of the effectiveness of MAA’s internal control over financial reporting as 
of December 31, 2021 based on the framework specified in Internal Control - Integrated Framework (2013) published by the 
Committee of Sponsoring Organizations of the Treadway Commission. Based on such evaluation, MAA’s management concluded 
that MAA’s internal control over financial reporting was effective as of December 31, 2021. 

Ernst & Young LLP, the independent registered public accounting firm that has audited the consolidated financial statements 

included in this Annual Report on Form 10-K, has issued an attestation report on MAA’s internal control over financial reporting, 
which is included in this Annual Report on Form 10-K. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 

Therefore, even those systems determined to be effective can only provide reasonable assurance with respect to financial statement 
preparation and presentation. 

(c)   Changes in Internal Control over Financial Reporting 

There was no change to MAA’s internal control over financial reporting, within the meaning of Exchange Act Rules 13a-15 

and 15d-15, that occurred during the quarter ended December 31, 2021 that has materially affected, or is reasonably likely to 
materially affect, MAA’s internal control over financial reporting. 

Mid-America Apartments, L.P. 

(a)  Evaluation of Disclosure Controls and Procedures 

The Operating Partnership is required to maintain disclosure controls and procedures, within the meaning of Exchange Act 
Rules 13a-15 and 15d-15. Management of the Operating Partnership, with the participation of the Chief Executive Officer and Chief 
Financial Officer of MAA, as the general partner of the Operating Partnership, carried out an evaluation of the effectiveness of the 
Operating Partnership’s disclosure controls and procedures as of December 31, 2021. Based on that evaluation, the Chief Executive 
Officer and Chief Financial Officer of MAA, as the general partner of the Operating Partnership, concluded that the disclosure 
controls and procedures were effective as of December 31, 2021 to ensure that information required to be disclosed by the Operating 
Partnership in its in Exchange Act filings is accurately recorded, processed, summarized and reported within the time periods specified 
in the SEC’s rules and forms and is accumulated and communicated to the Operating Partnership’s management, including the Chief 
Executive Officer and Chief Financial Officer of MAA, as the general partner of the Operating Partnership, as appropriate to allow 
timely decisions regarding required disclosure. 

(b)  Management’s Report on Internal Control over Financial Reporting 

Management of the Operating Partnership is responsible for establishing and maintaining adequate internal control over 

financial reporting within the meaning of Exchange Act Rule 13a-15 and 15d-15. Management of the Operating Partnership, with the 
participation of the Chief Executive Officer and Chief Financial Officer of MAA, as the general partner of the Operating Partnership, 
conducted an evaluation of the effectiveness of the Operating Partnership’s internal control over financial reporting as of 
December 31, 2021 based on the framework specified in Internal Control - Integrated Framework (2013) published by the Committee 
of Sponsoring Organizations of the Treadway Commission. Based on such evaluation, management of the Operating Partnership has 
concluded that the Operating Partnership’s internal control over financial reporting was effective as of December 31, 2021.  An 

38 

 
attestation report of the independent registered public accounting firm of the Operating Partnership will not be required as long as the 
Operating Partnership is a non-accelerated filer. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 

Therefore, even those systems determined to be effective can only provide reasonable assurance with respect to financial statement 
preparation and presentation. 

(c)   Changes in Internal Control over Financial Reporting 

There was no change to the Operating Partnership’s internal control over financial reporting, within the meaning of Exchange 
Act Rules 13a-15 and 15d-15, that occurred during the quarter ended December 31, 2021 that has materially affected, or is reasonably 
likely to materially affect, the Operating Partnership’s internal control over financial reporting. 

Item 9B. Other Information. 

None. 

Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections.   

Not applicable.  

Item 10. Directors, Executive Officers and Corporate Governance. 

PART III 

The information contained in MAA’s 2022 Proxy Statement in the sections entitled “Current Board Composition”, “Director 

Nominees for Election” and “Executive Officers of the Registrant” is incorporated herein by reference in response to this Item 10. 

Our Board of Directors has adopted a Code of Conduct applicable to all officers, directors and employees, including the 
CEO, CFO and principal accounting officer, which can be found on our website at https://www.maac.com, on the “For Investors” 
page in the “Corporate Documents” section under “Overview—Corporate Governance”. We will provide a copy of this document to 
any person, without charge, upon request, by writing to the Legal Department at MAA, 6815 Poplar Avenue, Suite 500, Germantown, 
Tennessee 38138. We intend to satisfy the disclosure requirement under Item 5.05 of Form 8-K regarding an amendment to, or waiver 
from, a provision of the Code of Conduct by posting such information on our website at the address and the locations specified above.  
Reference to our website does not constitute incorporation by reference of the information contained on the site and should not be 
considered part of this Annual Report on Form 10-K. 

Item 11. Executive Compensation. 

The information contained in MAA’s 2022 Proxy Statement in the sections entitled “Executive Compensation Tables”, 

“Director Compensation Table”, “Compensation Committee Interlocks and Insider Participation”, “Compensation Committee Report” 
and “Compensation Discussion and Analysis” is incorporated herein by reference in response to this Item 11. 

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters. 

The information contained in MAA’s 2022 Proxy Statement in the sections entitled “Security Ownership of Management”, 
“Security Ownership of Certain Beneficial Owners” and “Securities Authorized for Issuance Under Equity Compensation Plans” is 
incorporated herein by reference in response to this Item 12. 

Item 13. Certain Relationships and Related Transactions, and Director Independence. 

The information contained in MAA’s 2022 Proxy Statement in the sections entitled “Certain Relationships and Related 

Transactions” and “Indebtedness of Management” is incorporated herein by reference in response to this Item 13. 

Item 14. Principal Accountant Fees and Services. 

The information contained in MAA’s 2022 Proxy Statement in the section entitled “Audit and Non-Audit Fees” is 

incorporated herein by reference in response to this Item 14. 

39 

 
PART IV 

Item 15. Exhibits and Financial Statement Schedules. 

(a) 

The following documents are filed as part of this Annual Report on Form 10-K: 

1.  Reports of Independent Registered Public Accounting Firm (PCAOB ID: 42)

Financial Statements of Mid-America Apartment Communities, Inc.: 

Consolidated Balance Sheets as of December 31, 2021 and 2020
Consolidated Statements of Operations for the years ended December 31, 2021, 2020 and 2019 
Consolidated Statements of Comprehensive Income for the years ended December 31, 2021, 2020 and 2019
Consolidated Statements of Equity for the years ended December 31, 2021, 2020 and 2019 
Consolidated Statements of Cash Flows for the years ended December 31, 2021, 2020 and 2019 

Financial Statements of Mid-America Apartments, L.P.: 

Consolidated Balance Sheets as of December 31, 2021 and 2020
Consolidated Statements of Operations for the years ended December 31, 2021, 2020 and 2019 
Consolidated Statements of Comprehensive Income for the years ended December 31, 2021, 2020 and 2019
Consolidated Statements of Changes in Capital for the years ended December 31, 2021, 2020 and 2019 
Consolidated Statements of Cash Flows for the years ended December 31, 2021, 2020 and 2019 

  Notes to Consolidated Financial Statements for the years ended December 31, 2021, 2020 and 2019 

2.  Financial Statement Schedule required to be filed by Item 8 and Paragraph (b) of this Item 15: 
Schedule III – Real Estate and Accumulated Depreciation as of December 31, 2021

3.  The exhibits required by Item 601 of Regulation S-K, except as otherwise noted, have been filed with previous reports 

by the registrant and are herein incorporated by reference.

F-1

F-7
F-8
F-9
F-10
F-11

F-12
F-13
F-14
F-15
F-16

F-17

F-37

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 
Number 

Exhibit Description 

3.1 

  Composite Charter of Mid-America Apartment Communities, Inc. (Filed as Exhibit 3.1 to the Registrant’s Annual 

Report on Form 10-K filed on February 24, 2017 and incorporated herein by reference). 

3.2 

  Fourth Amended and Restated Bylaws of Mid-America Apartment Communities, Inc., dated as of March 13, 2018 (Filed 
as Exhibit 3.2(i) to the Registrant’s Current Report on Form 8-K filed on March 14, 2018 and incorporated herein by 
reference). 

3.3 

  Composite Certificate of Limited Partnership of Mid-America Apartments, L.P. (Filed as Exhibit 3.1 to the Registrant’s 

Quarterly Report on Form 10-Q filed on August 1, 2019 and incorporated herein by reference). 

3.4 

  Third Amended and Restated Agreement of Limited Partnership of Mid-America Apartments, L.P. dated as of October 

1, 2013 (Filed as Exhibit 10.1 to the Registrant’s Current Report on Form 8-K filed on October 2, 2013 and incorporated 
herein by reference). 

3.5 

  First Amendment to the Third Amended and Restated Agreement of Limited Partnership of Mid-America Apartments, 

L.P. (Filed as Exhibit 10.1 to the Registrant’s Current Report on Form 8-K filed on November 10, 2016 and incorporated 
herein by reference). 

4.1 

  Form of Common Share Certificate (Filed as Exhibit 4.1 to the Registrant's Annual Report on form 10-K filed on 

February 18, 2021 and incorporated herein by reference). 

4.2 

  Form of 8.50% Series I Cumulative Redeemable Preferred Stock Certificate (Filed as Exhibit 4.2 to Pre-Effective 

Amendment No. 1 to the Registrant’s Registration Statement on Form S-4 filed on September 28, 2016 and incorporated 
herein by reference). 

4.3 

  Indenture, dated as of October 16, 2013, by and among Mid-America Apartments, L.P., Mid-America Apartment 

Communities, Inc. and U.S. Bank National Association (Filed as Exhibit 4.1 to the Registrant’s Current Report on Form 
8-K filed on October 16, 2013 and incorporated herein by reference).

4.4 

4.5 

First Supplemental Indenture, dated as of October 16, 2013, by and among Mid-America Apartments, L.P., Mid-
America Apartment Communities, Inc. and U.S. Bank National Association, including the form of 4.300% Senior Notes 
due 2023 (Filed as Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on October 16, 2013 and 
incorporated herein by reference). 

Second Supplemental Indenture, dated as of June 13, 2014, by and among Mid-America Apartments, L.P., Mid-America 
Apartment Communities, Inc. and U.S. Bank National Association, including the form of 3.7500% Senior Notes due 
2024 (Filed as Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on June 13, 2014 and incorporated 
herein by reference). 

4.6 

  Third Supplemental Indenture, dated as of November 9, 2015, by and among Mid-America Apartments, L.P., Mid-

America Apartment Communities, Inc. and U.S. Bank National Association, including the form of 4.000% Senior Notes 
due 2025 (Filed as Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on November 9, 2015 and 
incorporated herein by reference). 

4.7 

4.8 

4.9 

4.10 

4.11 

Indenture between Post Properties, Inc. and SunTrust Bank, as Trustee (Filed as Exhibit 4.1 to Post Properties’ 
Registration Statement on Form S-3 (File No. 333-42884), and incorporated herein by reference). 

First Supplemental Indenture to the Indenture between the Post Apartment Homes, L.P., and SunTrust Bank, as Trustee 
(Filed as Exhibit 4.2 to Post Properties’ Registration Statement on Form S-3ASR (File No. 333-139581) and 
incorporated herein by reference). 

Form of Post Apartment Homes, L.P. 3.375% Note due 2022 (Filed as Exhibit 4.1 to Post Properties’ Current Report on 
Form 8-K filed November 7, 2012 and incorporated herein by reference).

Indenture, dated as of May 9, 2017, by and between Mid-America Apartments, L.P. and U.S. Bank National Association 
(Filed as Exhibit 4.1 to the Registrant’s Current Report on Form 8-K filed on May 9, 2017 and incorporated herein by 
reference). 

First Supplemental Indenture, dated as of May 9, 2017, by and between Mid-America Apartments, L.P. and U.S. Bank 
National Association (Filed as Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on May 9, 2017 and 
incorporated herein by reference). 

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4.12 

4.13 

4.14 

4.15 

4.16 

Second Supplemental Indenture, dated as of May 14, 2018, by and between Mid-America Apartments, L.P. and U.S. 
Bank National Association (Filed as Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on May 14, 2018 
and incorporated herein by reference). 

Third Supplemental Indenture, dated as of March 7, 2019, by and between Mid-America Apartments, L.P. and U.S. 
Bank National Association (Filed as Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on March 7, 2019 
and incorporated herein by reference). 

Fourth Supplemental Indenture, dated as of November 26, 2019, by and between Mid-America Apartments, L.P. and 
U.S. Bank National Association (Filed as Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on November 
26, 2019 and incorporated herein by reference).

Fifth Supplemental Indenture, dated as of August 12, 2020, by and between Mid-America Apartments, L.P. and U.S. 
Bank National Association (Filed as Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on August 12, 
2020 and incorporated herein by reference).

Sixth Supplemental Indenture, dated as of August 19, 2021, by and between Mid-America Apartments, L.P. and U.S. 
Bank National Association (Filed as Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on August 19, 
2021 and incorporated herein by reference).

4.17 

  Description of Securities (Filed as Exhibit 4.15 to the Registrant’s Annual Report on Form 10-K filed on February 20, 

2020 and incorporated herein by reference).

10.1† 

10.2† 

Employment Agreement, dated as of March 24, 2015, by and between the Registrant and H. Eric Bolton, Jr. (Filed as 
Exhibit 10.1 to the Registrant’s Current Report on Form 8-K filed on March 24, 2015 and incorporated herein by 
reference). 

  Non-Qualified Deferred Compensation Plan for Outside Company Directors as Amended Effective November 30, 2010 
(Filed as Exhibit 10.7 to the Registrant’s Annual Report on Form 10-K filed on February 26, 2016 and incorporated 
herein by reference). 

10.3† 

  Amended and Restated Mid-America Apartment Communities, Inc. 2013 Stock Incentive Plan (Filed as Appendix B to 

the Registrant’s Definitive Proxy Statement filed on April 16, 2014 and incorporated herein by reference).

10.4† 

10.5† 

10.6† 

Form of Non-Qualified Stock Option Agreement for Company Employees under the Mid-America Apartment 
Communities, Inc. 2013 Stock Incentive Plan (Filed as Exhibit 10.20 to the Registrant’s Quarterly Report on Form 10-Q 
filed on November 7, 2013 and incorporated herein by reference).

Form of Restricted Stock Award Agreement under the Mid-America Apartment Communities, Inc. 2013 Stock Incentive 
Plan (Filed as Exhibit 10.1 to the Registrant’s Quarterly Report on Form 10-Q filed on May 1, 2015 and incorporated 
herein by reference). 

Form of Incentive Stock Option Agreement for Company Employees under the Mid-America Apartment Communities, 
Inc. 2013 Stock Incentive Plan (Filed as Exhibit 10.22 to the Registrant’s Quarterly Report on Form 10-Q filed on 
November 7, 2017 and incorporated herein by reference).

10.7† 

  MAA Non-Qualified Executive Deferred Compensation Retirement Plan Amended and Restated Effective January 1, 

2016 (Filed as Exhibit 10.12 to the Registrant’s Annual Report on Form 10-K filed on February 26, 2016 and 
incorporated herein by reference). 

10.8† 

Form of Change in Control and Termination Agreement (Filed as Exhibit 10.1 to the Registrant’s Quarterly Report on 
Form 10-Q filed on May 2, 2014 and incorporated herein by reference).

10.9† 

  Mid-America Apartment Communities, Inc. Indemnification Agreement (Filed as Exhibit 10.2 to the Registrant’s 

Current Report on Form 8-K filed on December 1, 2016 and incorporated herein by reference). 

10.10† 

  Amended and Restated Post Properties Inc. 2003 Incentive Stock Plan (Filed as Exhibit 99.1 to the Registrant’s 

Registration Statement on Form S-8 filed on December 9, 2016 and incorporated herein by reference).

10.11† 

10.12† 

Second Amended and Restated Mid-America Apartment Communities, Inc. 2013 Stock Incentive Plan (Filed as 
Appendix A to the Registrant’s Definitive Proxy Statement filed on April 9, 2018 and incorporated herein by reference).

Form of Restricted Stock Award Agreement Under the Mid-America Apartment Communities, Inc. 2013 Stock 
Incentive Plan (Filed as Exhibit 10.1 to the Registrant’s Quarterly Report on Form 10-Q filed on August 2, 2018 and 
incorporated herein by reference). 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.13† 

10.14† 

10.15† 

Form of Non-Qualified Stock Option Agreement for Company Employees Under the Mid-America Apartment 
Communities, Inc. 2013 Stock Incentive Plan (Filed as Exhibit 10.2 to the Registrant’s Quarterly Report on Form 10-Q 
filed on August 2, 2018 and incorporated herein by reference).

Form of Incentive Stock Option Agreement for Company Employees Under the Mid-America Apartment Communities, 
Inc. 2013 Stock Incentive Plan (Filed as Exhibit 10.3 to the Registrant’s Quarterly Report on Form 10-Q filed on August 
2, 2018 and incorporated herein by reference).

Form of Restricted Stock Unit Award Agreement Under the Mid-America Apartment Communities, Inc. 2013 Stock 
Incentive Plan (Filed as Exhibit 10.4 to the Registrant’s Quarterly Report on Form 10-Q filed on August 2, 2018 and 
incorporated herein by reference). 

10.16 

  Third Amended and Restated Credit Agreement, dated as of May 21, 2019, by and among Mid-America Apartments, 

L.P., as the borrower, Wells Fargo Bank, National Association, as the administrative agent, Wells Fargo Securities, LLC, 
KeyBanc Capital Markets Inc. and JPMorgan Chase Bank, N.A., as the arrangers, KeyBank National Association and 
JPMorgan Chase Bank, N.A., as syndication agents, and the other lenders named therein (Filed as Exhibit 10.1 to the 
Registrant’s Current Report on Form 8-K filed on May 22, 2019 and incorporated herein by reference).

21.1 

  List of Subsidiaries. 

23.1 

  Consent of Independent Registered Public Accounting Firm, Ernst & Young LLP for MAA. 

23.2 

  Consent of Independent Registered Public Accounting Firm, Ernst & Young LLP for MAALP. 

31.1 

  MAA Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

31.2 

  MAA Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

31.3 

  MAALP Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

31.4 

  MAALP Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

32.1* 

  MAA Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 

of the Sarbanes-Oxley Act of 2002. 

32.2* 

  MAA Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 

of the Sarbanes-Oxley Act of 2002. 

32.3* 

  MAALP Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 

906 of the Sarbanes-Oxley Act of 2002.

32.4* 

  MAALP Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 

906 of the Sarbanes-Oxley Act of 2002.

101 

The following financial information from Mid-America Apartment Communities, Inc.’s and Mid-America Apartments, 
L.P.’s Annual Report on Form 10-K for the period ended December 31, 2021, filed with the SEC on February 17, 2022, 
formatted in iXBRL (Inline Extensible Business Reporting Language): (i) the Consolidated Balance Sheets as of 
December 31, 2021 and December 31, 2020; (ii) the Consolidated Statements of Operations for the years ended 
December 31, 2021, 2020 and 2019; (iii) the Consolidated Statements of Comprehensive Income for the years ended 
December 31, 2021, 2020 and 2019; (iv) the Consolidated Statements of Equity/Changes in Capital for the years ended 
December 31, 2021, 2020 and 2019; (v) the Consolidated Statements of Cash Flows for the years ended December 31, 
2021, 2020 and 2019; (vi) Notes to Consolidated Financial Statements; and (vii) Schedule III - Real Estate and 
Accumulated Depreciation as of December 31, 2021.

104 

  Cover Page Interactive Data File (formatted as iXBRL and contained in Exhibit 101). 

† Management contract or compensatory plan or arrangement. 
* This certification is being furnished solely to accompany this Annual Report on Form 10-K pursuant to 18 U.S.C. Section 1350, and 
is not being filed for purposes of Section 18 of the Securities Exchange Act of 1934 and is not to be incorporated by reference into any 
filing of MAA or MAALP, whether made before or after the date hereof, regardless of any general incorporation language in such 
filings. 

(b) 
(c) 

Exhibits: See Item 15(a)(3) above. 
Financial Statement Schedule:  See Item 15(a)(2) above. 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 16. Form 10-K Summary. 

None. 

44 

 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be 

signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Date:  February 17, 2022 

MID-AMERICA APARTMENT COMMUNITIES, INC.

/s/ H. Eric Bolton, Jr.
H. Eric Bolton, Jr. 
Chairman of the Board of Directors 
Chief Executive Officer 
(Principal Executive Officer)

45 

 
 
 
 
 
 
 
 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf 

of the registrant and in the capacities and on the dates indicated. 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

MID-AMERICA APARTMENT COMMUNITIES, INC. 

/s/ H. Eric Bolton, Jr.
H. Eric Bolton, Jr.
Chairman of the Board of Directors  
Chief Executive Officer  
(Principal Executive Officer)

/s/ Albert M. Campbell, III
Albert M. Campbell, III
Executive Vice President and Chief Financial Officer  
(Principal Financial Officer)

/s/ A. Clay Holder
A. Clay Holder
Senior Vice President and Chief Accounting Officer 
(Principal Accounting Officer)

/s/ Alan B. Graf, Jr.
Alan B. Graf, Jr.
Director

/s/ Edith Kelly-Green
Edith Kelly-Green
Director

/s/ Toni Jennings
Toni Jennings
Director

/s/ James K. Lowder
James K. Lowder
Director

/s/ Thomas H. Lowder
Thomas H. Lowder
Director

/s/ Monica McGurk
Monica McGurk
Director

/s/ Claude B. Nielsen
Claude B. Nielsen
Director

/s/ Philip W. Norwood
Philip W. Norwood
Director

/s/ W. Reid Sanders
W. Reid Sanders
Director

/s/ Gary Shorb
Gary Shorb
Director

/s/ David P. Stockert
David P. Stockert
Director

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be 

signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Date:  February 17, 2022 

MID-AMERICA APARTMENTS, L.P. 
a Tennessee Limited Partnership
By: Mid-America Apartment Communities, Inc., its general partner

/s/ H. Eric Bolton, Jr.
H. Eric Bolton, Jr.
Chairman of the Board of Directors 
Chief Executive Officer 
(Principal Executive Officer)

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf 
of the registrant as an officer or director of Mid-America Apartment Communities, Inc., in its capacity as the general partner of the registrant and on 
the dates indicated. 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

Date:  February 17, 2022 

MID-AMERICA APARTMENTS, L.P. 
a Tennessee Limited Partnership
By: Mid-America Apartment Communities, Inc., its general partner

/s/ H. Eric Bolton, Jr.
H. Eric Bolton, Jr.
Chairman of the Board of Directors 
Chief Executive Officer 
(Principal Executive Officer)

/s/ Albert M. Campbell, III
Albert M. Campbell, III
Executive Vice President and Chief Financial Officer 
(Principal Financial Officer)

/s/ A. Clay Holder
A. Clay Holder
Senior Vice President and Chief Accounting Officer 
(Principal Accounting Officer)

/s/ Alan B. Graf, Jr.
Alan B. Graf, Jr.
Director

/s/ Edith Kelly-Green
Edith Kelly-Green
Director

/s/ Toni Jennings
Toni Jennings
Director

/s/ James K. Lowder
James K. Lowder
Director

/s/ Thomas H. Lowder
Thomas H. Lowder
Director

/s/ Monica McGurk
Monica McGurk
Director

/s/ Claude B. Nielsen
Claude B. Nielsen
Director

/s/ Philip W. Norwood
Philip W. Norwood
Director

/s/ W. Reid Sanders
W. Reid Sanders
Director

/s/ Gary Shorb
Gary Shorb
Director

/s/ David P. Stockert
David P. Stockert
Director

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
To the Shareholders and the Board of Directors of Mid-America Apartment Communities, Inc. 

Report of Independent Registered Public Accounting Firm 

Opinion on the Financial Statements 

We have audited the accompanying consolidated balance sheets of Mid-America Apartment Communities, Inc. (the Company) as of 
December 31, 2021 and 2020, the related consolidated statements of operations, comprehensive income, equity, and cash flows for 
each of the three years in the period ended December 31, 2021, and the related notes and financial statement schedule listed in the 
Index at Item 15(a)(2) (collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated financial 
statements present fairly, in all material respects, the financial position of the Company at December 31, 2021 and 2020, and the 
results of its operations and its cash flows for each of the three years in the period ended December 31, 2021, in conformity with U.S. 
generally accepted accounting principles. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB), the Company’s internal control over financial reporting as of December 31, 2021, based on criteria established in Internal 
Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework) 
and our report dated February 17, 2022 expressed an unqualified opinion thereon. 

Basis for Opinion 

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the 
Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to 
be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and 
regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit 
to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. 
Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to 
error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence 
regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used 
and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe 
that our audits provide a reasonable basis for our opinion. 

Critical Audit Matters  

The critical audit matters communicated below are matters arising from the current period audit of the financial statements that were 
communicated or required to be communicated to the audit committee and that: (1) relate to accounts or disclosures that are material 
to the financial statements and (2) involved our especially challenging, subjective or complex judgments. The communication of 
critical audit matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, and we are not, 
by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or 
disclosures to which they relate. 

  Loss Contingencies 

Description of 
the Matter 

  As discussed in Note 11 to the consolidated financial statements, two separate putative class action lawsuits were 

filed against the Company in 2016 and 2017. The lawsuits both relate to purported violations of a late-fee statute in 
the state of Texas. In 2018, the District Court granted the plaintiffs’ motions for partial summary judgment and class 
certification. The Company appealed the class certifications to the Fifth Circuit Court of Appeals. In 2021, the Fifth 
Circuit Court of Appeals issued its opinions finding error in the District Court’s analysis of the Texas late-fee 
statute and remanding the lawsuits to the District Court to determine if class certifications are appropriate in light of 
the Fifth Circuit Court of Appeals’ ruling. If the plaintiff classes are recertified, management estimates that the 
Company’s maximum exposure in the lawsuits is $63.0 million. 

Auditing management’s evaluation of an accrual for, and disclosure of, loss contingencies related to the class action 
lawsuits was especially challenging because management’s evaluation of the likelihood and amount of loss and 
range of potential loss is highly subjective and requires significant judgment. In particular, management’s 
evaluation considers, among other factors, the nature of the claim, the asserted or possible damages, the progress of 
the matter, existing law and precedent, the opinions or views of legal counsel and other advisors, the Company’s 
experience in similar matters, the facts available at the time of the assessment, and how the Company intends to 
respond, or has responded, to the claim, which involves a series of complex judgments about future events. 

F-1 

 
 
How We 
Addressed the 
Matter in Our 
Audit 

  We obtained an understanding, evaluated the design and tested the operating effectiveness of controls over the 

evaluation of the class action lawsuits, including controls related to the Company’s assessment and measurement of 
its estimate of maximum exposure. For example, we tested controls over management’s review and approval of the 
legal reserves and related disclosures. 

To test the Company’s assessment of the probability of incurrence of a loss and whether the loss was reasonably 
estimable, our audit procedures included, among others, reading summaries of the proceedings and related lawsuit 
correspondence, requesting and receiving written responses to our inquiries of internal and external legal counsel 
and meeting with internal and external legal counsel to discuss developments related to the legal matters and case 
progression.  To test the measurement of management’s estimate of maximum exposure, among other procedures, 
we evaluated the method of measuring the maximum exposure and related assumptions, tested the accuracy and 
completeness of the data, and reviewed correspondence received from internal and external counsel used to 
determine the estimate of maximum exposure that was disclosed.    

  Valuation of Embedded Derivative 

Description of 
the Matter 

  As disclosed in Notes 6 and 8 to the consolidated financial statements, the Series I Preferred Stock shares (“preferred 
shares”) include a redemption feature which represents an embedded call option exercisable at the Company’s option 
beginning on October 1, 2026 at the redemption price of $50 per share. The embedded call option has been 
bifurcated as a separate asset and is valued at fair value each reporting period with changes in its fair value reported 
in earnings. At each reporting date, management performs an analysis which compares the perpetual value of the 
preferred shares to the value of the preferred shares assuming the call option is exercised, with the value of the 
bifurcated call option as the difference between the two values. At December 31, 2021, the fair value of the 
Company’s embedded derivative asset was $34.5 million.   

Auditing the Company’s valuation of this bifurcated embedded derivative was challenging as the Company uses a 
complex valuation methodology that incorporates various inputs, including trading data available on the preferred 
shares, treasury rates and coupon yields on preferred stock issuances from REITs with similar credit ratings, and 
includes significant assumptions about economic and market conditions with uncertain future outcomes. 

How We 
Addressed the 
Matter in Our 
Audit 

  We obtained an understanding, evaluated the design and tested the operating effectiveness of the Company’s 

controls over the risks of material misstatement relating to the valuation of the bifurcated embedded derivative 
asset. For example, we tested controls over management’s review of the valuation model and the underlying inputs 
and assumptions noted above.   

To test the valuation of the embedded derivative asset, our audit procedures included, among others, assessing the 
methodology used in the valuation model and testing the significant assumptions discussed above. For example, we 
evaluated management’s assumptions by comparing the coupon rate that was used to discount future dividend 
payments from the preferred stock to observable market data. We also assessed the completeness and accuracy of the 
underlying data used by the Company in its valuation. In addition, we involved our valuation specialists to assist in 
our evaluation of the methodology used by the Company and the underlying inputs and assumptions noted above. 

/s/ Ernst & Young LLP 

We have served as the Company’s auditor since 2005. 

Memphis, Tennessee 

February 17, 2022 

F-2 

 
 
 
Report of Independent Registered Public Accounting Firm 

To the Partners of Mid-America Apartments, L.P. 

Opinion on the Financial Statements 

We have audited the accompanying consolidated balance sheets of Mid-America Apartments, L.P. (the Operating Partnership) as of 
December 31, 2021 and 2020, the related consolidated statements of operations, comprehensive income, changes in capital, and cash 
flows for each of the three years in the period ended December 31, 2021, and the related notes and financial statement schedule listed 
in the Index at Item 15(a)(2) (collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated 
financial statements present fairly, in all material respects, the financial position of the Operating Partnership at December 31, 2021 
and 2020, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2021, in 
conformity with U.S. generally accepted accounting principles. 

Basis for Opinion 

These financial statements are the responsibility of the Operating Partnership’s management. Our responsibility is to express an 
opinion on the Operating Partnership’s financial statements based on our audits. We are a public accounting firm registered with the 
Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the 
Operating Partnership in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and 
Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit 
to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. 
The Operating Partnership is not required to have, nor were we engaged to perform, an audit of its internal control over financial 
reporting. As part of our audits we are required to obtain an understanding of internal control over financial reporting but not for the 
purpose of expressing an opinion on the effectiveness of the Operating Partnership’s internal control over financial reporting. 
Accordingly, we express no such opinion. 

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to 
error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence 
regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used 
and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe 
that our audits provide a reasonable basis for our opinion. 

Critical Audit Matters 

The critical audit matters communicated below are matters arising from the current period audit of the financial statements that were 
communicated or required to be communicated to the audit committee and that: (1) relate to accounts or disclosures that are material 
to the financial statements and (2) involved our especially challenging, subjective or complex judgments. The communication of 
critical audit matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, and we are not, 
by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or 
disclosures to which they relate. 

F-3 

 
Description of the 
Matter 

 Loss Contingencies 

 As discussed in Note 11 to the consolidated financial statements, two separate putative class action lawsuits were 
filed against Mid-America Apartment Communities, Inc. (MAA) and the Operating Partnership in 2016 and 2017. 
The lawsuits both relate to purported violations of a late-fee statute in the state of Texas. In 2018, the District 
Court granted the plaintiffs’ motions for partial summary judgment and class certification. MAA and the 
Operating Partnership appealed the class certifications to the Fifth Circuit Court of Appeals. In 2021, the Fifth 
Circuit Court of Appeals issued its opinions finding error in the District Court’s analysis of the Texas late-fee 
statute and remanding the lawsuits to the District Court to determine if class certifications are appropriate in light 
of the Fifth Circuit Court of Appeals’ ruling. If the plaintiff classes are recertified, management estimates that 
MAA’s and the Operating Partnership’s maximum exposure in the lawsuits is $63.0 million. 

Auditing management’s evaluation of an accrual for, and disclosure of, loss contingencies related to the class 
action lawsuits was especially challenging because management’s evaluation of the likelihood and amount of loss 
and range of potential loss is highly subjective and requires significant judgment. In particular, management’s 
evaluation considers, among other factors, the nature of the claim, the asserted or possible damages, the progress 
of the matter, existing law and precedent, the opinions or views of legal counsel and other advisors, MAA’s and 
the Operating Partnership’s experience in similar matters, the facts available at the time of the assessment, and 
how MAA and the Operating Partnership intends to respond, or has responded, to the claim, which involves a 
series of complex judgments about future events. 

How We 
Addressed the 
Matter in Our 
Audit 

 We obtained an understanding, evaluated the design and tested the operating effectiveness of controls over the 
evaluation of the class action lawsuits, including controls related to the Operating Partnership’s assessment and 
measurement of its estimate of maximum exposure. For example, we tested controls over management’s review 
and approval of the legal reserves and related disclosures. 

Description of the 
Matter 

To test the Operating Partnership’s assessment of the probability of incurrence of a loss and whether the loss was 
reasonably estimable, our audit procedures included, among others, reading summaries of the proceedings and 
related lawsuit correspondence, requesting and receiving written responses to our inquiries of internal and external 
legal counsel and meeting with internal and external legal counsel to discuss developments related to the legal 
matters and case progression.  To test the measurement of management’s estimate of maximum exposure, among 
other procedures, we evaluated the method of measuring the maximum exposure and related assumptions, tested 
the accuracy and completeness of the data, and reviewed correspondence received from internal and external 
counsel used to determine the estimate of maximum exposure that was disclosed. 

 Valuation of Embedded Derivative 

 As disclosed in Notes 6 and 9 to the consolidated financial statements, the MAALP Series I Preferred Units 
(“preferred units”) have the same characteristics as the MAA Series I Preferred Stock shares (“preferred shares”), 
and thus include a redemption feature which represents an embedded call option exercisable at the Operating 
Partnership’s option beginning on October 1, 2026 at the redemption price of $50 per share. The embedded call 
option has been bifurcated as a separate asset and is valued at fair value each reporting period with changes in its 
fair value reported in earnings. At each reporting date, management performs an analysis which compares the 
perpetual value of the preferred units to the value of the preferred units assuming the call option is exercised, with 
the value of the bifurcated call option as the difference between the two values. At December 31, 2021, the fair 
value of the Operating Partnership’s embedded derivative asset was $34.5 million.   

Auditing the Operating Partnership’s valuation of this bifurcated embedded derivative was challenging as the 
Operating Partnership uses a complex valuation methodology that incorporates various inputs, including trading 
data available on the respective MAA preferred shares, treasury rates and coupon yields on preferred stock 
issuances from REITs with similar credit ratings, and includes significant assumptions about economic and market 
conditions with uncertain future outcomes. 

F-4 

 
 
 
How We 
Addressed the 
Matter in Our 
Audit 

 We obtained an understanding, evaluated the design and tested the operating effectiveness of the Operating 
Partnership’s controls over the risks of material misstatement relating to the valuation of the bifurcated embedded 
derivative asset. For example, we tested controls over management’s review of the valuation model and the 
underlying inputs and assumptions noted above.   

To test the valuation of the embedded derivative asset, our audit procedures included, among others, assessing the 
methodology used in the valuation model and testing the significant assumptions discussed above. For example, 
we evaluated management’s assumptions by comparing the coupon rate that was used to discount future dividend 
payments from the preferred units to observable market data. We also assessed the completeness and accuracy of 
the underlying data used by the Operating Partnership in its valuation. In addition, we involved our valuation 
specialists to assist in our evaluation of the methodology used by the Operating Partnership and the underlying 
inputs and assumptions noted above.  

/s/ Ernst & Young LLP 

We have served as the Operating Partnership’s auditor since 2012. 

Memphis, Tennessee 

February 17, 2022 

F-5 

 
Report of Independent Registered Public Accounting Firm 

To the Shareholders and the Board of Directors of Mid-America Apartment Communities, Inc. 

Opinion on Internal Control Over Financial Reporting 

We have audited Mid-America Apartment Communities, Inc.’s internal control over financial reporting as of December 31, 2021, 
based on criteria established in Internal Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the 
Treadway Commission (2013 framework) (the COSO criteria). In our opinion, Mid-America Apartment Communities, Inc. (the 
Company) maintained, in all material respects, effective internal control over financial reporting as of December 31, 2021, based on 
the COSO criteria. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB), the consolidated balance sheets of the Company as of December 31, 2021 and 2020, the related consolidated statements of 
operations, comprehensive income, shareholders’ equity, and cash flows for each of the three years in the period ended December 31, 
2021, and the related notes and financial statement schedule listed in the Index at Item 15(a)(2) and our report dated February 17, 2022 
expressed an unqualified opinion thereon. 

Basis for Opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of 
the effectiveness of internal control over financial reporting included in the accompanying Management’s Report on Internal Control 
over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based 
on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the 
Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange 
Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit 
to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. 

Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness 
exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such 
other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our 
opinion. 

Definition and Limitations of Internal Control Over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of 
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the 
maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the 
company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in 
accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in 
accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding 
prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect 
on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections 
of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

/s/ Ernst & Young LLP 

Memphis, Tennessee 

February 17, 2022 

F-6 

 
Mid-America Apartment Communities, Inc. 
Consolidated Balance Sheets 
December 31, 2021 and 2020 
(Dollars in thousands, except share and per share data) 

Assets 
Real estate assets: 

Land 
Buildings and improvements and other 
Development and capital improvements in progress

Less: Accumulated depreciation 

Undeveloped land 
Investment in real estate joint venture 

Real estate assets, net 

Cash and cash equivalents 
Restricted cash 
Other assets 

Total assets 

Liabilities and equity 
Liabilities: 

Unsecured notes payable 
Secured notes payable 
Accrued expenses and other liabilities 

Total liabilities 

Redeemable common stock 

Shareholders’ equity: 

Preferred stock, $0.01 par value per share, 20,000,000 shares authorized; 
   8.50% Series I Cumulative Redeemable Shares, liquidation preference $50.00 
   per share, 867,846 shares issued and outstanding as of December 31, 2021 
   and December 31, 2020, respectively 
Common stock, $0.01 par value per share, 145,000,000 shares authorized; 
   115,336,876 and 114,373,727 shares issued and outstanding as of 
   December 31, 2021 and December 31, 2020, respectively (1) 
Additional paid-in capital 
Accumulated distributions in excess of net income
Accumulated other comprehensive loss 
Total MAA shareholders’ equity 
Noncontrolling interests - OP Units 

Total Company’s shareholders’ equity 

Noncontrolling interests - consolidated real estate entities

Total equity 

Total liabilities and equity 

December 31, 
2021 

December 31, 
2020 

$

$

$

$

  $

  $

  $

1,977,813 
12,454,439 
247,970 
14,680,222 
(3,848,161) 
10,832,061 
24,015 
42,827 
10,898,903 

54,302 
76,296 
255,681 
11,285,182 

4,151,375 
365,315 
584,400 
5,101,090 

1,929,181
12,065,244
283,477
14,277,902
(3,415,105)
10,862,797
60,993
43,325
10,967,115

25,198
10,417
192,061
11,194,791

4,077,373
485,339
528,274
5,090,986

30,185 

15,397

9 

9

1,151 
7,230,956 
(1,255,807) 
(11,132) 
5,965,177 
165,116 
6,130,293 
23,614 
6,153,907 
11,285,182 

  $

1,141
7,176,793
(1,294,182)
(12,128)
5,871,633
206,927
6,078,560
9,848
6,088,408
11,194,791

(1) 

Number of shares issued and outstanding represents total shares of common stock regardless of classification on the Consolidated Balance Sheets. The 
number of shares classified as redeemable common stock on the Consolidated Balance Sheets as of December 31, 2021 and December 31, 2020 are 131,559 
and 121,534, respectively. 

See accompanying notes to consolidated financial statements. 

F-7 

 
 
 
   
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Mid-America Apartment Communities, Inc. 
Consolidated Statements of Operations 
Years ended December 31, 2021, 2020 and 2019 
(Dollars in thousands, except per share data) 

Revenues: 

Rental and other property revenues 

Expenses: 

Operating expenses, excluding real estate taxes and insurance
Real estate taxes and insurance 
Depreciation and amortization 
Total property operating expenses 
Property management expenses 
General and administrative expenses 
Interest expense 
Gain on sale of depreciable real estate assets 
Gain on sale of non-depreciable real estate assets 
Other non-operating income 
Income before income tax expense 

Income tax expense 

Income from continuing operations before real estate joint venture activity

Income from real estate joint venture 

Net income 

Net income attributable to noncontrolling interests

Net income available for shareholders 

Dividends to MAA Series I preferred shareholders
Net income available for MAA common shareholders

Earnings per common share - basic: 

Net income available for MAA common shareholders

Earnings per common share - diluted: 

Net income available for MAA common shareholders

2021 

2020 

2019 

$

1,778,082

$ 

1,677,984 

$

1,641,017

404,288
266,877
533,433
1,204,598
55,732
52,884
156,881
(220,428)
(811)
(33,902)
563,128
(13,637)
549,491
1,211
550,702
16,911
533,791
3,688
530,103

387,966 
252,505 
510,842 
1,151,313 
52,300 
46,858 
167,562 
(9) 
(1,024) 
(4,857) 
265,841 
(3,327) 
262,514 
1,501 
264,015 
9,053 
254,962 
3,688 
251,274 

$ 

4.62

$ 

2.20 

4.61

$ 

2.19 

$

$

$

377,453
235,392
496,843
1,109,688
55,011
43,845
179,847
(80,988)
(12,047)
(22,999)
368,660
(3,696)
364,964
1,654
366,618
12,807
353,811
3,688
350,123

3.07

3.07

$

$

$

See accompanying notes to consolidated financial statements. 

F-8 

 
 
 
 
   
   
 
 
 
 
 
 
Mid-America Apartment Communities, Inc. 
Consolidated Statements of Comprehensive Income 
Years ended December 31, 2021, 2020 and 2019  
(Dollars in thousands) 

Net income 
Other comprehensive income (loss): 

2021 

2020 

2019 

$

550,702

$ 

264,015 

$

366,618

Unrealized loss from derivative instruments 
Adjustment for net losses (gains) reclassified to net income from 
   derivative instruments 
Total comprehensive income 

Less: Comprehensive income attributable to noncontrolling interests

Comprehensive income attributable to MAA 

—

— 

(11,676)

1,114
551,816
(17,029)
534,787

$ 

1,088 
265,103 
(9,091) 
256,012 

$

(1,747)
353,195
(12,350)
340,845

$

See accompanying notes to consolidated financial statements.

F-9 

 
 
 
 
   
   
 
Mid-America Apartment Communities, Inc. 
Consolidated Statements of Equity 
Years ended December 31, 2021, 2020 and 2019 
(Dollars and shares in thousands) 

Mid-America Apartment Communities, Inc. Shareholders 

Preferred Stock 

Common Stock 

  Shares 

    Amount 

Shares 

Amount 

Additional 
Paid-In 
Capital 

Accumulated 
Distributions 
in Excess of 
Net Income 

Accumulated 
Other 
Comprehensive
Loss 

Noncontrolling
Interests - 
Operating 
Partnership 

Noncontrolling 
Interests - 
Consolidated 
Real Estate 
Entities 

Total Equity 

Redeemable 
Common 
Stock 

EQUITY BALANCE DECEMBER 31, 2018 

868   $ 

Net income 
Other comprehensive loss - derivative instruments 
Issuance and registration of common shares 
Shares repurchased and retired 
Exercise of stock options 
Shares issued in exchange for common units 
Shares issued in exchange for redeemable stock 
Redeemable stock fair market value adjustment 
Adjustment for noncontrolling interests in Operating 
Partnership 
Amortization of unearned compensation 
Dividends on preferred stock 
Dividends on common stock ($3.8800 per share) 
Dividends on noncontrolling interests units ($3.8800 per 
unit) 
Acquisition of noncontrolling interest 
Contributions from noncontrolling interest 
EQUITY BALANCE DECEMBER 31, 2019 

Net income 
Other comprehensive income - derivative instruments 
Issuance and registration of common shares 
Shares repurchased and retired 
Exercise of stock options 
Shares issued in exchange for common units 
Redeemable stock fair market value adjustment 
Adjustment for noncontrolling interests in Operating 
Partnership 
Amortization of unearned compensation 
Dividends on preferred stock 
Dividends on common stock ($4.0250 per share) 
Dividends on noncontrolling interests units ($4.0250 per 
unit) 
Contributions from noncontrolling interest 
EQUITY BALANCE DECEMBER 31, 2020 

Net income 
Other comprehensive income - derivative instruments 
Issuance and registration of common shares 
Shares repurchased and retired 
Exercise of stock options 
Shares issued in exchange for common units 
Redeemable stock fair market value adjustment 
Adjustment for noncontrolling interests in Operating 
Partnership 
Amortization of unearned compensation 
Dividends on preferred stock 
Dividends on common stock ($4.1625 per share) 
Dividends on noncontrolling interests units ($4.1625 per 
unit) 
Contributions from noncontrolling interest 
EQUITY BALANCE DECEMBER 31, 2021 

—    
—    
—    
—    
—    
—    
—    
—    

—    
—    
—    
—    

—    
—    
—    
868   $ 

—    
—    
—    
—    
—    
—    
—    

—    
—    
—    
—    

—    
—    
868   $ 

—    
—    
—    
—    
—    
—    
—    

—    
—    
—    
—    

—    
—    
868   $ 

9

—
—
—
—
—
—
—
—

—
—
—
—

—
—
—
9

—
—
—
—
—
—
—

—
—
—
—

—
—
9

—
—
—
—
—
—
—

—
—
—
—

—
—
9

113,746

$

1,136 $

7,138,170

$

(989,263) $

(212)

$

220,043

$

2,306

$

6,372,189

$

—
—
338
(37)
48
44
—
—

—
—
—
—

—
—
4
—
—
—
—
—

—
—
—
—

—
—
20,496
(3,724)
2,881
2,366
575
—

(816)
14,684
—
—

—
—
—
114,139

$

—
—
—
1,140 $

—
(8,559)
—
7,166,073

—
—
157
(55)
1
10
—

—
—
—
—

—
—
1
—
—
—
—

—
—
—
—

—
—
(209)
(5,657)
71
502
—

(25)
16,038
—
—

—
—
114,252

$

—
—
1,141 $

—
—
7,176,793

—
—
147
(64)
19
851
—

—
—
—
—

—
—
2
—
—
8
—

—
—
—
—

—
—
(431)
(9,043)
1,478
43,284
—

723
18,152
—
—

—
—
115,205

$

—
—
1,151 $

—
—
7,230,956

353,811
—
—
—
—
—
—
(3,641)

—
—
(3,688)
(442,698)

—
—
—

$

(1,085,479) $

254,962
—
—
—
—
—
363

—
—
(3,688)
(460,340)

—
—

$

(1,294,182) $

533,791
—
—
—
—
—
(13,131)

—
—
(3,688)
(478,597)

—
—

$

(1,255,807) $

—
(12,966)
—
—
—
—
—
—

—
—
—
—

—
—
—
(13,178)

$

—
1,050
—
—
—
—
—

—
—
—
—

—
—
(12,128)

$

—
996
—
—
—
—
—

—
—
—
—

12,671
(457)
—
—
—
(2,366)
—
—

816
—
—
—

(16,060)
—
—
214,647

9,053
38
—
—
—
(502)
—

25
—
—
—

(16,334)
—
206,927

16,911
118
—
—
—
(43,292)
—

(723)
—
—
—

$

$

136
—
—
—
—
—
—
—

—
—
—
—

—
(2,321)
6,126
6,247

—
—
—
—
—
—
—

—
—
—
—

—
3,601
9,848

—
—
—
—
—
—
—

—
—
—
—

—
—
(11,132)

$

(14,825)
—
165,116

$

—
13,766
23,614

366,618
(13,423)
20,500
(3,724)
2,881
—
575
(3,641)

—
14,684
(3,688)
(442,698)

(16,060)
(10,880)
6,126
6,289,459

264,015
1,088
(208)
(5,657)
71
—
363

—
16,038
(3,688)
(460,340)

(16,334)
3,601
6,088,408

550,702
1,114
(429)
(9,043)
1,478
—
(13,131)

—
18,152
(3,688)
(478,597)

(14,825)
13,766
6,153,907

$

$

$

$

$

$

9,414 

— 
— 
1,651 
— 
— 
— 
(575) 
3,641 

— 
— 
— 
— 

— 
— 
— 
14,131 

— 
— 
1,629 
— 
— 
— 
(363) 

— 
— 
— 
— 

— 
— 
15,397 

— 
— 
1,657 
— 
— 
— 
13,131 

— 
— 
— 
— 

— 
— 
30,185 

See accompanying notes to consolidated financial statements.

F-10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
Mid-America Apartment Communities, Inc. 
Consolidated Statements of Cash Flows 
Years ended December 31, 2021, 2020 and 2019 
(Dollars in thousands) 

Cash flows from operating activities: 
Net income 

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization 
Gain on sale of depreciable real estate assets 
Gain on sale of non-depreciable real estate assets 
Loss (gain) on embedded derivative in preferred shares
Stock compensation expense 
Amortization of debt issuance costs, discounts and premiums
Gain from unconsolidated limited partnerships, net of distributions received
Net change in operating accounts and other operating activities

Net cash provided by operating activities 

Cash flows from investing activities: 

Purchases of real estate and other assets 
Capital improvements and other 
Development costs 
Distributions from real estate joint venture 
Contributions to affiliates 
Proceeds from disposition of real estate assets 

Net cash used in investing activities 

Cash flows from financing activities: 

Proceeds from revolving credit facility 
Repayments of revolving credit facility 
Net (payments of) proceeds from commercial paper
Proceeds from notes payable 
Principal payments on notes payable 
Payment of deferred financing costs 
Distributions to noncontrolling interests 
Dividends paid on common shares 
Dividends paid on preferred shares 
Net change in other financing activities 

Net cash used in financing activities 

2021 

2020 

2019 

$

550,702 

 $ 

264,015

$

366,618

534,415 
(220,428) 
(811) 
4,560 
16,665 
5,652 
(51,713) 
55,925 
894,967 

(46,028) 
(279,635) 
(231,642) 
497 
(4,669) 
307,891 
(253,586) 

— 
— 
(172,000) 
594,423 
(467,153) 
(5,940) 
(15,497) 
(470,401) 
(3,688) 
(6,142) 
(546,398) 

511,678
(9)
(1,024)
(2,562)
14,329
4,960
(4,577)
37,139
823,949

(56,965)
(225,506)
(201,435)
349
(5,349)
4,175
(484,731)

255,000
(255,000)
102,000
447,593
(441,108)
(4,217)
(16,243)
(457,355)
(3,688)
(1,126)
(374,144)

497,790
(80,988)
(12,047)
(17,886)
13,654
5,778
(3,882)
12,383
781,420

(105,106)
(190,204)
(112,893)
507
(5,391)
174,814
(238,273)

565,000
(1,105,000)
70,000
1,059,289
(657,619)
(14,274)
(15,939)
(437,743)
(3,688)
15,695
(524,279)

Net increase (decrease) in cash, cash equivalents and restricted cash 
Cash, cash equivalents and restricted cash, beginning of period
Cash, cash equivalents and restricted cash, end of period

94,983 
35,615 
130,598 

 $ 

(34,926)
70,541
35,615

$

$

18,868
51,673
70,541

The following table provides a reconciliation of cash, cash equivalents and restricted cash to amounts reported within the Consolidated 
Balance Sheets: 
Reconciliation of cash, cash equivalents and restricted cash: 

Cash and cash equivalents 
Restricted cash 

Total cash, cash equivalents and restricted cash 

Supplemental information: 

Interest paid 
Income taxes paid 
Non-cash transactions: 

$

$

$

54,302 
76,296 
130,598 

158,630 
2,543 

Conversion of OP Units to shares of common stock
Accrued construction in progress 
Interest capitalized 

43,292 
15,123 
9,720 
See accompanying notes to consolidated financial statements. 

$

 $ 

 $ 

 $ 

 $ 

$

$

$

$

25,198
10,417
35,615

165,098
2,549

502
19,625
6,912

20,476
50,065
70,541

169,743
2,546

2,366
9,298
2,889

F-11 

 
 
   
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
  
  
  
  
  
 
 
  
  
 
  
 
 
 
  
 
  
  
Mid-America Apartments, L.P. 
Consolidated Balance Sheets 
December 31, 2021 and 2020 
(Dollars in thousands, except unit data) 

Assets 
Real estate assets: 

Land 
Buildings and improvements and other 
Development and capital improvements in progress

Less: Accumulated depreciation 

Undeveloped land 
Investment in real estate joint venture 

Real estate assets, net 

Cash and cash equivalents 
Restricted cash 
Other assets 

Total assets 

Liabilities and capital 
Liabilities: 

Unsecured notes payable 
Secured notes payable 
Accrued expenses and other liabilities 
Due to general partner 
Total liabilities 

Redeemable common units 

Operating Partnership capital: 

Preferred units, 867,846 preferred units outstanding as of December 31, 2021 
   and December 31, 2020, respectively 
General partner, 115,336,876 and 114,373,727 OP Units outstanding as of 
   December 31, 2021 and December 31, 2020, respectively (1) 
Limited partners, 3,206,118 and 4,057,657 OP Units outstanding as of 
   December 31, 2021 and December 31, 2020, respectively (1) 
Accumulated other comprehensive loss 
Total operating partners’ capital 

Noncontrolling interests - consolidated real estate entities

Total equity 

Total liabilities and equity 

December 31, 
2021 

December 31, 
2020 

$

$

$

$

  $

  $

  $

1,977,813 
12,454,439 
247,970 
14,680,222 
(3,848,161) 
10,832,061 
24,015 
42,827 
10,898,903 

54,302 
76,296 
255,681 
11,285,182 

4,151,375 
365,315 
584,400 
19 
5,101,109 

1,929,181
12,065,244
283,477
14,277,902
(3,415,105)
10,862,797
60,993
43,325
10,967,115

25,198
10,417
192,061
11,194,791

4,077,373
485,339
528,274
19
5,091,005

30,185 

15,397

66,840 

66,840

5,909,700 

5,817,270

165,116 
(11,382) 
6,130,274 
23,614 
6,153,888 
11,285,182 

  $

206,927
(12,496)
6,078,541
9,848
6,088,389
11,194,791

(1) 

Number of units outstanding represents total OP Units regardless of classification on the Consolidated Balance Sheets. The number of units classified as 
redeemable common units on the Consolidated Balance Sheets as of December 31, 2021 and December 31, 2020 are 131,559 and 121,534, respectively. 

See accompanying notes to consolidated financial statements. 

F-12 

 
 
 
 
   
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Mid-America Apartments, L.P. 
Consolidated Statements of Operations 
Years ended December 31, 2021, 2020 and 2019 
(Dollars in thousands, except per unit data) 

Revenues: 

Rental and other property revenues 

Expenses: 

Operating expenses, excluding real estate taxes and insurance
Real estate taxes and insurance 
Depreciation and amortization 
Total property operating expenses 
Property management expenses 
General and administrative expenses 
Interest expense 
Gain on sale of depreciable real estate assets 
Gain on sale of non-depreciable real estate assets 
Other non-operating income 
Income before income tax expense 

Income tax expense 

Income from continuing operations before real estate joint venture activity

Income from real estate joint venture 

Net income 

Net income attributable to noncontrolling interests

Net income available for MAALP unitholders 

Distributions to MAALP preferred unitholders 

Net income available for MAALP common unitholders

Earnings per common unit - basic: 

Net income available for MAALP common unitholders

Earnings per common unit - diluted: 

Net income available for MAALP common unitholders

2021 

2020 

2019 

$

1,778,082

$ 

1,677,984 

$

1,641,017

404,288
266,877
533,433
1,204,598
55,732
52,884
156,881
(220,428)
(811)
(33,902)
563,128
(13,637)
549,491
1,211
550,702
—
550,702
3,688
547,014

387,966 
252,505 
510,842 
1,151,313 
52,300 
46,858 
167,562 
(9) 
(1,024) 
(4,857) 
265,841 
(3,327) 
262,514 
1,501 
264,015 
— 
264,015 
3,688 
260,327 

$ 

4.62

$ 

2.20 

4.61

$ 

2.20 

$

$

$

377,453
235,392
496,843
1,109,688
55,011
43,845
179,847
(80,988)
(12,047)
(22,999)
368,660
(3,696)
364,964
1,654
366,618
136
366,482
3,688
362,794

3.07

3.07

$

$

$

See accompanying notes to consolidated financial statements. 

F-13 

 
 
 
 
   
   
 
 
 
 
Mid-America Apartments, L.P. 
Consolidated Statements of Comprehensive Income 
Years ended December 31, 2021, 2020 and 2019 
(Dollars in thousands) 

Net income 
Other comprehensive income (loss): 

2021 

2020 

2019 

$

550,702

$ 

264,015 

$

366,618

Unrealized loss from derivative instruments 
Adjustment for net losses (gains) reclassified to net income from 
   derivative instruments 
Total comprehensive income 

Less: Comprehensive income attributable to noncontrolling interests

Comprehensive income attributable to MAALP 

$

—

1,114
551,816
—
551,816

— 

(11,676)

1,088 
265,103 
— 
265,103 

$

(1,747)
353,195
(136)
353,059

$ 

See accompanying notes to consolidated financial statements. 

F-14 

 
 
 
 
   
   
 
Mid-America Apartments, L.P. 
Consolidated Statements of Changes in Capital 
Years ended December 31, 2021, 2020 and 2019 
(Dollars in thousands) 

CAPITAL BALANCE DECEMBER 31, 2019 

  $ 

220,043    $

6,083,142

$

66,840

$

(161)

$

2,306 

  $ 

6,372,170

Mid-America Apartments, L.P. Unitholders 

    Noncontrolling 

Limited 
Partner 

General 
Partner 

Preferred 
Units 

Accumulated
Other 
Comprehensive
Loss 

Interests - 
Consolidated 
Real Estate 
Entities 

Total 
Partnership 
Capital 

Redeemable
Common Units
9,414
$

Net income 
Other comprehensive loss - derivative instruments 
Issuance of units 
Units repurchased and retired 
Exercise of unit options 
General partner units issued in exchange for limited partner 
units 
Units issued in exchange for redeemable units 
Redeemable units fair market value adjustment 
Adjustment for limited partners’ capital at redemption value   
Amortization of unearned compensation 
Distributions to preferred unitholders 
Distributions to common unitholders ($3.8800 per unit) 
Acquisition of noncontrolling interest 
Contribution from noncontrolling interest 
CAPITAL BALANCE DECEMBER 31, 2019 

  $ 

Net income 
Other comprehensive loss - derivative instruments 
Issuance of units 
Units repurchased and retired 
Exercise of unit options 
General partner units issued in exchange for limited partner 
units 
Redeemable units fair market value adjustment 
Adjustment for limited partners’ capital at redemption value   
Amortization of unearned compensation 
Distributions to preferred unitholders 
Distributions to common unitholders ($4.0250 per unit) 
Contribution from noncontrolling interest 
CAPITAL BALANCE DECEMBER 31, 2020 

  $ 

Net income 
Other comprehensive income - derivative instruments 
Issuance of units 
Units repurchased and retired 
Exercise of unit options 
General partner units issued in exchange for limited partner 
units 
Redeemable units fair market value adjustment 
Adjustment for limited partners’ capital at redemption value   
Amortization of unearned compensation 
Distributions to preferred unitholders 
Distributions to common unitholders ($4.1625 per unit) 
Contribution from noncontrolling interest 
CAPITAL BALANCE DECEMBER 31, 2021 

  $ 

12,671   
—   
—   
—   
—   

(2,366)  
—   
—   
359   
—   
—   
(16,060)  
—   
—   

214,647    $

9,053   
—   
—   
—   
—   

(502)  
—   
63   
—   
—   
(16,334)  
—   

206,927    $

16,911   
—   
—   
—   
—   

(43,292)  
—   
(605)  
—   
—   
(14,825)  
—   

165,116    $

350,123
—
20,500
(3,724)
2,881

2,366
575
(3,641)
(359)
14,684
—
(442,698)
(8,559)
—
6,015,290

251,274
—
(208)
(5,657)
71

502
363
(63)
16,038
—
(460,340)
—
5,817,270

530,103
—
(429)
(9,043)
1,478

43,292
(13,131)
605
18,152
—
(478,597)
—
5,909,700

$

$

$

3,688
—
—
—
—

—
—
—
—
—
(3,688)
—
—
—
66,840

3,688
—
—
—
—

—
—
—
—
(3,688)
—
—
66,840

3,688
—
—
—
—

—
—
—
—
(3,688)
—
—
66,840

$

$

$

—
(13,423)
—
—
—

—
—
—
—
—
—
—
—
—
(13,584)

—
1,088
—
—
—

—
—
—
—
—
—
—
(12,496)

—
1,114
—
—
—

—
—
—
—
—
—
—
(11,382)

$

$

$

136 
— 
— 
— 
— 

— 
— 
— 
— 
— 
— 
— 
(2,321) 
6,126 
6,247 

— 
— 
— 
— 
— 

— 
— 
— 
— 
— 
— 
3,601 
9,848 

— 
— 
— 
— 
— 

— 
— 
— 
— 
— 
— 
13,766 
23,614 

  $ 

  $ 

  $ 

366,618
(13,423)
20,500
(3,724)
2,881

—
575
(3,641)
—
14,684
(3,688)
(458,758)
(10,880)
6,126
6,289,440

264,015
1,088
(208)
(5,657)
71

—
363
—
16,038
(3,688)
(476,674)
3,601
6,088,389

550,702
1,114
(429)
(9,043)
1,478

—
(13,131)
—
18,152
(3,688)
(493,422)
13,766
6,153,888

$

$

$

—
—
1,651
—
—

—
(575)
3,641
—
—
—
—
—
—
14,131

—
—
1,629
—
—

—
(363)
—
—
—
—
—
15,397

—
—
1,657
—
—

—
13,131
—
—
—
—
—
30,185

See accompanying notes to consolidated financial statements. 

F-15 

 
 
 
 
   
 
 
 
 
 
 
  
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Mid-America Apartments, L.P. 
Consolidated Statements of Cash Flows 
Years ended December 31, 2021, 2020 and 2019 
(Dollars in thousands) 

Cash flows from operating activities: 
Net income 

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization 
Gain on sale of depreciable real estate assets 
Gain on sale of non-depreciable real estate assets 
Loss (gain) on embedded derivative in preferred shares
Stock compensation expense 
Amortization of debt issuance costs, discounts and premiums
Gain from unconsolidated limited partnerships, net of distributions received
Net change in operating accounts and other operating activities

Net cash provided by operating activities 

Cash flows from investing activities: 

Purchases of real estate and other assets 
Capital improvements and other 
Development costs 
Distributions from real estate joint venture 
Contributions to affiliates 
Proceeds from disposition of real estate assets 

Net cash used in investing activities 

Cash flows from financing activities: 

Proceeds from revolving credit facility 
Repayments of revolving credit facility 
Net (payments of) proceeds from commercial paper
Proceeds from notes payable 
Principal payments on notes payable 
Payment of deferred financing costs 
Distributions paid on common units 
Distributions paid on preferred units 
Net change in other financing activities 

Net cash used in financing activities 

2021 

2020 

2019 

$

550,702 

 $ 

264,015

$

366,618

534,415 
(220,428) 
(811) 
4,560 
16,665 
5,652 
(51,713) 
55,925 
894,967 

(46,028) 
(279,635) 
(231,642) 
497 
(4,669) 
307,891 
(253,586) 

— 
— 
(172,000) 
594,423 
(467,153) 
(5,940) 
(485,898) 
(3,688) 
(6,142) 
(546,398) 

511,678
(9)
(1,024)
(2,562)
14,329
4,960
(4,577)
37,139
823,949

(56,965)
(225,506)
(201,435)
349
(5,349)
4,175
(484,731)

255,000
(255,000)
102,000
447,593
(441,108)
(4,217)
(473,598)
(3,688)
(1,126)
(374,144)

497,790
(80,988)
(12,047)
(17,886)
13,654
5,778
(3,882)
12,383
781,420

(105,106)
(190,204)
(112,893)
507
(5,391)
174,814
(238,273)

565,000
(1,105,000)
70,000
1,059,289
(657,619)
(14,274)
(453,682)
(3,688)
15,695
(524,279)

Net increase (decrease) in cash, cash equivalents and restricted cash 
Cash, cash equivalents and restricted cash, beginning of period
Cash, cash equivalents and restricted cash, end of period

94,983 
35,615 
130,598 

 $ 

(34,926)
70,541
35,615

$

$

18,868
51,673
70,541

The following table provides a reconciliation of cash, cash equivalents and restricted cash to amounts reported within the Consolidated 
Balance Sheets: 
Reconciliation of cash, cash equivalents and restricted cash: 

Cash and cash equivalents 
Restricted cash 

Total cash, cash equivalents and restricted cash 

Supplemental information: 

Interest paid 
Income taxes paid 
Non-cash transactions: 

$

$

$

54,302 
76,296 
130,598 

158,630 
2,543 

Accrued construction in progress 
Interest capitalized 

15,123 
9,720 
See accompanying notes to consolidated financial statements. 

$

 $ 

 $ 

 $ 

 $ 

25,198
10,417
35,615

165,098
2,549

19,625
6,912

$

$

$

$

20,476
50,065
70,541

169,743
2,546

9,298
2,889

F-16 

 
 
   
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
  
  
  
  
 
 
  
  
 
  
 
 
 
  
 
  
Mid-America Apartment Communities, Inc. and Mid-America Apartments, L.P. 
Notes to Consolidated Financial Statements 
Years ended December 31, 2021, 2020 and 2019 

1. 

Organization and Summary of Significant Accounting Policies 

Unless the context otherwise requires, all references to the “Company” refer collectively to Mid-America Apartment Communities, 
Inc., together with its consolidated subsidiaries, including Mid-America Apartments, L.P. Unless the context otherwise requires, all 
references to “MAA” refer only to Mid-America Apartment Communities, Inc., and not any of its consolidated subsidiaries.  Unless 
the context otherwise requires, the references to the “Operating Partnership” or “MAALP” refer to Mid-America Apartments, L.P. 
together with its consolidated subsidiaries. “Common stock” refers to the common stock of MAA and, unless the context otherwise 
requires, “shareholders” refers to the holders of shares of MAA’s common stock. The common units of limited partnership interests in 
the Operating Partnership are referred to as “OP Units,” and the holders of the OP Units are referred to as “common unitholders.” 

As of December 31, 2021, MAA owned 115,336,876 OP Units (or 97.3% of the total number of OP Units). MAA conducts 
substantially all of its business and holds substantially all of its assets, directly or indirectly, through the Operating Partnership, and by 
virtue of its ownership of the OP Units and being the Operating Partnership’s sole general partner, MAA has the ability to control all 
of the day-to-day operations of the Operating Partnership. 

Management believes combining the notes to the consolidated financial statements of MAA and the Operating Partnership results in 
the following benefits: 

 

 

 

enhances a readers’ understanding of MAA and the Operating Partnership by enabling the reader to view the business as 
a whole in the same manner that management views and operates the business; 
eliminates duplicative disclosure and provides a more streamlined and readable presentation since a substantial portion 
of the disclosure applies to both MAA and the Operating Partnership; and 
creates time and cost efficiencies through the preparation of one combined set of notes instead of two separate sets. 

MAA, an S&P 500 company, is a multifamily-focused, self-administered and self-managed real estate investment trust, or REIT. 
Management operates MAA and the Operating Partnership as one business. The management of the Company is comprised of 
individuals who are officers of MAA and employees of the Operating Partnership. Management believes it is important to understand 
the few differences between MAA and the Operating Partnership in the context of how MAA and the Operating Partnership operate as 
a consolidated company. MAA and the Operating Partnership are structured as an umbrella partnership REIT, or UPREIT. MAA’s 
interest in the Operating Partnership entitles MAA to share in cash distributions from, and in the profits and losses of, the Operating 
Partnership in proportion to MAA’s percentage interest therein and entitles MAA to vote on substantially all matters requiring a vote 
of the partners. MAA’s only material asset is its ownership of limited partnership interests in the Operating Partnership (other than 
cash held by MAA from time to time); therefore, MAA’s primary function is acting as the sole general partner of the Operating 
Partnership, issuing public equity from time to time and guaranteeing certain debt of the Operating Partnership from time to time. The 
Operating Partnership holds, directly or indirectly, all of the Company’s real estate assets. Except for net proceeds from public equity 
issuances by MAA, which are contributed to the Operating Partnership in exchange for limited partnership interests, the Operating 
Partnership generates the capital required by the business through the Operating Partnership’s operations, direct or indirect incurrence 
of indebtedness and issuance of OP Units. 

The presentations of MAA’s shareholders’ equity and the Operating Partnership’s capital are the principal areas of difference between 
the consolidated financial statements of MAA and those of the Operating Partnership. MAA’s shareholders’ equity may include shares 
of preferred stock, shares of common stock, additional paid-in capital, cumulative earnings, cumulative distributions, noncontrolling 
interests, treasury shares, accumulated other comprehensive income or loss and redeemable common stock. The Operating 
Partnership’s capital may include common capital and preferred capital of the general partner (MAA), limited partners’ common 
capital and preferred capital, noncontrolling interests, accumulated other comprehensive income or loss and redeemable common 
units. Holders of OP Units (other than MAA) may require the Operating Partnership to redeem their OP Units from time to time, in 
which case the Operating Partnership may, at its option, pay the redemption price either in cash (in an amount per OP Unit equal, in 
general, to the average closing price of MAA’s common stock on the New York Stock Exchange, or NYSE, over a specified period 
prior to the redemption date) or by delivering one share of MAA’s common stock (subject to adjustment under specified 
circumstances) for each OP Unit so redeemed. 

F-17 

 
Organization of Mid-America Apartment Communities, Inc. 

The Company owns, operates, acquires and selectively develops apartment communities primarily located in the Southeast, Southwest 
and Mid-Atlantic regions of the United States. As of December 31, 2021, the Company owned and operated 290 apartment 
communities (which does not include development communities under construction) through the Operating Partnership and its 
subsidiaries and had an ownership interest in one apartment community through an unconsolidated real estate joint venture. As of 
December 31, 2021, the Company also had six development communities under construction, totaling 2,021 apartment units once 
complete. Total expected costs for the six development projects are $460.5 million, of which $273.7 million had been incurred 
through December 31, 2021. The Company expects to complete three of these developments in 2022 and three developments in 2023. 
As of December 31, 2021, 33 of the Company’s apartment communities included retail components. The Company’s apartment 
communities, including development communities under construction, were located across 16 states and the District of Columbia as of 
December 31, 2021. 

Basis of Presentation and Principles of Consolidation 

The accompanying consolidated financial statements have been prepared by the Company’s management in accordance with United 
States generally accepted accounting principles, or GAAP, and applicable rules and regulations of the Securities and Exchange 
Commission, or the SEC. The consolidated financial statements of MAA presented herein include the accounts of MAA, the 
Operating Partnership and all other subsidiaries in which MAA has a controlling financial interest. MAA owns, directly or indirectly, 
approximately 80% to 100% of all consolidated subsidiaries, including the Operating Partnership. In management’s opinion, all 
adjustments necessary for a fair presentation of the consolidated financial statements have been included, and all such adjustments 
were of a normal recurring nature. All significant intercompany accounts and transactions have been eliminated in consolidation. 

The Company invests in entities which may qualify as variable interest entities, or VIEs, and MAALP is considered a VIE. A VIE is a 
legal entity in which the equity investors lack sufficient equity at risk for the entity to finance its activities without additional 
subordinated financial support or, as a group, the holders of the equity investment at risk lack the power to direct the activities of a 
legal entity as well as the obligation to absorb its expected losses or the right to receive its expected residual returns. MAALP is 
classified as a VIE because the limited partners lack substantive kick-out rights and substantive participating rights. The Company 
consolidates all VIEs for which it is the primary beneficiary and uses the equity method to account for investments that qualify as 
VIEs but for which it is not the primary beneficiary. In determining whether the Company is the primary beneficiary of a VIE, 
management considers both qualitative and quantitative factors, including, but not limited to, those activities that most significantly 
impact the VIE’s economic performance and which party controls such activities. The Company uses the equity method of accounting 
for its investments in entities for which the Company exercises significant influence but does not have the ability to exercise control. 
The factors considered in determining whether the Company has the ability to exercise control include ownership of voting interests 
and participatory rights of investors (see “Investments in Unconsolidated Affiliates” below). 

Noncontrolling Interests 

As of December 31, 2021, the Company had two types of noncontrolling interests with respect to its consolidated subsidiaries: (1) 
noncontrolling interests related to the common unitholders of its Operating Partnership; and (2) noncontrolling interests related to its 
consolidated real estate entities.  The noncontrolling interests relating to the limited partnership interests in the Operating Partnership 
are owned by the holders of the Class A OP Units. MAA is the sole general partner of the Operating Partnership and holds all of the 
outstanding Class B OP Units. Net income (after allocations to preferred ownership interests) is allocated to MAA and the 
noncontrolling interests based on their respective ownership percentages of the Operating Partnership. Issuance of additional Class A 
OP Units or Class B OP Units changes the ownership percentage of both the noncontrolling interests and MAA. The issuance of Class 
B OP Units generally occurs when MAA issues common stock and the issuance proceeds are contributed to the Operating Partnership 
in exchange for Class B OP Units equal to the number of shares of MAA’s common stock issued. At each reporting period, the 
allocation between total MAA shareholders’ equity and noncontrolling interests is adjusted to account for the change in the respective 
percentage ownership of the underlying equity of the Operating Partnership. MAA’s Board of Directors established economic rights in 
respect to each Class A OP Unit that were equivalent to the economic rights in respect to each share of MAA common stock. See Note 
9 for additional details. 

The noncontrolling interests relating to the Company’s five consolidated real estate entities are owned by private real estate companies 
that are generally responsible for the development, construction and lease-up of the apartment communities that are owned through the 
consolidated real estate entities with a noncontrolling interest. The entities were determined to be VIE’s with the Company designated 
as the primary beneficiary. As a result, the accounts of the entities are consolidated by the Company. As of  December 31, 2021, the 
consolidated assets and liabilities of the Company’s consolidated real estate entities with a noncontrolling interest were $252.8 million 
and $15.9 million, respectively. As of December 31, 2020, the consolidated assets and liabilities of the Company’s consolidated real 
estate entities with a noncontrolling interest were $128.9 million and $8.1 million, respectively.   

F-18 

 
Real Estate Assets and Depreciation and Amortization 

Real estate assets are carried at depreciated cost and consist of land, buildings and improvements and other, and development and 
capital improvements in progress (see “Development Costs” below). Repairs and maintenance costs are expensed as incurred, while 
significant improvements, renovations and recurring capital replacements are capitalized and depreciated over their estimated useful 
lives. Recurring capital replacements typically include scheduled carpet replacement, new roofs, HVAC units, plumbing, concrete, 
masonry and other paving, pools and various exterior building improvements. In addition to these costs, the Company also capitalizes 
salary costs directly identifiable with renovation work. These expenditures extend the useful life of the property and increase the 
property’s fair market value. The cost of interior painting and blinds are typically expensed as incurred. 

Depreciation is computed on a straight-line basis over the estimated useful lives of the related assets, which range from three to 40 
years. The line item “Buildings and improvements and other” in the Consolidated Balance Sheets includes land improvements and 
buildings, which have a useful life ranging from five to 40 years, as well as furniture, fixtures and equipment, which have a useful life 
of three to five years. 

Development Costs 

Development projects and the related carrying costs, including interest, property taxes, insurance and allocated direct development 
salary costs during the construction period, are capitalized and reported in the accompanying Consolidated Balance Sheets as 
“Development and capital improvements in progress” during the construction period. Interest is capitalized in accordance with 
accounting standards governing the capitalization of interest. Upon completion and certification for occupancy of individual buildings 
or floors within a development, amounts representing the completed portion of total estimated development costs for the project are 
transferred to “Buildings and improvements and other” as real estate held for investment. Capitalization of interest, property taxes, 
insurance and allocated direct development salary costs cease upon the transfer. The assets are depreciated over their estimated useful 
lives. Total capitalized costs (including capitalized interest, salaries and real estate taxes) during the years ended December 31, 2021, 
2020 and 2019 were $16.6 million, $12.7 million and $6.5 million, respectively. Certain costs associated with the lease-up of 
development projects, including cost of model units, furnishings and signs, are capitalized and amortized over their respective 
estimated useful lives. All other costs relating to renting development projects are expensed as incurred. 

Acquisition of Real Estate Assets 

In accordance with Accounting Standards Codification (“ASC”) Topic 805, Business Combinations, most acquisitions of operating 
properties qualify as an asset acquisition. Accordingly, the cost of the real estate acquired, including acquisition costs, is allocated to 
the acquired tangible assets, consisting of land, buildings and improvements and other, and identified intangible assets, consisting of 
the value of in-place leases and other contracts, on a relative fair value basis. Acquisition costs include appraisal fees, title fees, broker 
fees and other legal costs to acquire the property. 

The purchase price of an acquired property is allocated based on the relative fair value of the individual components as a proportion of 
the total assets acquired. The Company allocates the cost of the tangible assets of an acquired property by valuing the building as if it 
were vacant, based on management’s determination of the relative fair values of these assets. Management determines the as-if-vacant 
fair value of a building using methods similar to those used by independent appraisers. These methods include using stabilized net 
operating income, or NOI, and market specific capitalization and discount rates. The Company allocates the cost of land based on its 
relative fair value if acquired with a multifamily community or by the actual purchase price adjusted to an allocation of the relative 
fair value if acquired separately. In allocating the cost of identified intangible assets of an acquired property, the in-place leases are 
valued based on current rent rates and time and cost to lease a unit. Management concluded that the residential leases acquired in 
connection with each of its property acquisitions approximate at-market rates since the residential lease terms generally do not extend 
beyond one year.  

For residential leases, the fair value of the in-place leases and resident relationships is amortized over the remaining term of the 
resident leases. For retail and commercial leases, the fair value of in-place leases and tenant relationships is amortized over the 
remaining term of the leases. The net amount of these lease intangibles included in “Other assets” totaled $0.9 million and $1.3 
million as of December 31, 2021 and 2020, respectively.  

Impairment of Long-lived Assets 

The Company accounts for long-lived assets in accordance with the provisions of accounting standards for the impairment or disposal 
of long-lived assets. Management periodically evaluates long-lived assets, including investments in real estate, for indicators that 
would suggest that the carrying amount of the assets may not be recoverable. The judgments regarding the existence of such indicators 
are based on factors such as operating performance, market conditions and legal factors. Long-lived assets, such as real estate assets, 
equipment and purchased intangibles subject to amortization, are reviewed for impairment whenever events or changes in 
circumstances indicate that the carrying amount of an asset may not be recoverable. Recoverability of assets to be held and used is 
measured by a comparison of the carrying amount of an asset to estimated undiscounted future cash flows expected to be generated by 

F-19 

 
the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an impairment charge is recognized for the 
amount by which the carrying amount of the asset exceeds the fair value of the asset. Assets to be disposed of are separately presented 
in the Consolidated Balance Sheets, are reported at the lower of the carrying amount or fair value less costs to sell and are no longer 
depreciated. The assets and liabilities of a disposed group or a property classified as held for sale are presented separately in the 
appropriate asset and liability sections of the Consolidated Balance Sheets. 

Undeveloped Land 

Undeveloped land includes sites intended for future multifamily developments and sites for future commercial development, which 
are carried at the lower of cost or fair value in accordance with GAAP. Any costs incurred prior to commencement of pre-
development activities are expensed as incurred. 

Cash and Cash Equivalents 

Investments in money market accounts and certificates of deposit with original maturities of three months or less are considered to be 
cash equivalents. 

Restricted Cash 

Restricted cash consists of security deposits required to be held separately, escrow deposits held by lenders for property taxes, 
insurance, debt service and replacement reserves, and exchanges under Section 1031(b) of the Internal Revenue Code of 1986, as 
amended, or the Code. Section 1031(b) exchanges are presented within cash, cash equivalents and restricted cash reported in the 
Consolidated Statements of Cash Flows. 

Investments in Unconsolidated Affiliates 

The Company uses the equity method to account for its investments in a real estate joint venture and two technology-focused limited 
partnerships that each qualify as a VIE.  Management determined the Company is not the primary beneficiary in any of these 
investments but does have the ability to exert significant influence over the operations and financial policies of the real estate joint 
venture and considers its investments in the limited partnerships to be more than minor. The Company’s investment in the real estate 
joint venture was $42.8 million and $43.3 million as of December 31, 2021 and 2020, respectively.   

As of December 31, 2021 and 2020, the Company’s investments in the technology-focused limited partnerships were $79.4 million 
and $23.0 million, respectively, and are included in “Other assets” in the accompanying Consolidated Balance Sheets. The increase in 
the Company’s investment in the limited partnerships was driven by the recognition of unrealized gains, which were primarily a result 
of an increase in the valuation of an underlying investment that recently became publicly traded. As of December 31, 2021, the 
Company was committed until February 2025 to make additional capital contributions totaling $16.0 million if and when called by the 
general partners of the limited partnerships. 

Other Assets 

Other assets consist primarily of receivables and deposits from residents, the value of derivative contracts, right-of-use lease assets, 
investments in technology-focused limited partnerships, deferred rental concessions, deferred financing costs relating to a revolving 
credit facility and other prepaid expenses. Also included in other assets are the fair market value of in-place leases and resident 
relationships, net of accumulated amortization. 

F-20 

 
Accrued Expenses and Other Liabilities 

Accrued expenses and other liabilities consist of accrued real estate taxes, accrued dividends payable, unearned income, right-of-use 
lease obligations, accrued payroll, accrued interest payable, security deposits, general liability and workers compensation insurance, 
accrued construction in progress, net deferred tax liability (see Note 7), accrued loss contingencies (see Note 11), accounts payable 
and other accrued expenses. The following table reflects a detail of the Company’s “Accrued expenses and other liabilities” balances 
as of December 31, 2021 and 2020 (dollars in thousands): 

Accrued real estate taxes 
Accrued dividends payable 
Unearned income 
Right-of-use lease obligations 
Accrued payroll 
Accrued interest payable 
Security deposits 
General liability and workers compensation insurance
Accrued construction in progress 
Accounts payable, accrued expenses and other 

Total 

Loss Contingencies 

$

  December 31, 2021 
144,326 
128,916 
59,937 
30,251 
27,092 
26,331 
24,660 
23,851 
15,123 
103,913 
584,400 

  $

  $ 

    December 31, 2020 
140,615
121,392
48,781
31,740
19,575
24,771
21,637
13,920
19,625
86,218
528,274 

  $ 

The outcomes of claims, disputes and legal proceedings are subject to significant uncertainty. The Company records an accrual for 
loss contingencies when a loss is probable and the amount of the loss can be reasonably estimated. The Company also accrues an 
estimate of defense costs expected to be incurred in connection with legal matters. Management reviews these accruals quarterly and 
makes revisions based on changes in facts and circumstances. When a loss contingency is not both probable and reasonably estimable, 
management does not accrue the loss. However, if the loss (or an additional loss in excess of the accrual) is at least a reasonable 
possibility and material, then management discloses a reasonable estimate of the possible loss, or range of loss, if such reasonable 
estimate can be made. If the Company cannot make a reasonable estimate of the possible loss, or range of loss, then a statement to that 
effect is disclosed. 

The assessment of whether a loss is probable or a reasonable possibility, and whether the loss or range of loss is reasonably estimable, 
often involves a series of complex judgments about future events. Among the factors considered in this assessment, are the nature of 
existing legal proceedings and claims, the asserted or possible damages or loss contingency (if reasonably estimable), the progress of 
the matter, existing law and precedent, the opinions or views of legal counsel and other advisers, management’s experience in similar 
matters, the facts available to management at the time of assessment, and how the Company intends to respond, or has responded, to 
the proceeding or claim. Management’s assessment of these factors may change over time as individual proceedings or claims 
progress. For matters where management is not currently able to reasonably estimate a range of reasonably possible loss, the factors 
that have contributed to this determination include the following: (i) the damages sought are indeterminate; (ii) the proceedings are in 
the early stages; (iii) the matters involve novel or unsettled legal theories or a large or uncertain number of actual or potential cases or 
parties; and/or (iv) discussions with the parties in matters that are ultimately expected to be resolved through negotiation and 
settlement have not reached the point where management believes a reasonable estimate of loss, or range of loss, can be made.  The 
Company believes that there is considerable uncertainty regarding the timing or ultimate resolution of such matters, including a 
possible eventual loss or business impact, if any. See Note 11 for additional disclosures regarding loss contingencies. 

Equity Forward Sale Agreements  

MAA has entered into, and in the future may enter into, forward sale agreements for the sale and issuance of shares of its common 
stock, either through an underwritten public offering or through MAA’s at-the-market share offering program, or ATM program. 
When MAA enters into a forward sale agreement, the contract requires MAA to sell its shares to a counterparty at a predetermined 
price at a future date, which price is subject to adjustment during the term of the contract for MAA’s anticipated dividends as well as 
for a daily interest factor that varies with changes in the federal funds rate. MAA generally has the ability to determine the dates and 
method of settlement (i.e., gross physical settlement, net share settlement or cash settlement), subject to certain conditions and the 
right of the counterparty to accelerate settlement under certain circumstances. The Company accounts for the shares of MAA’s 
common stock reserved for issuance upon settlement as equity in accordance with ASC Topic 815-40, Contracts in Entity’s Own 
Equity, which permits equity classification when a contract is considered indexed to its own stock and the contract requires or permits 
the issuing entity to settle the contract in shares (either physically or net in shares).  

The guidance in ASC Topic 815-40 establishes a two-step process for evaluating whether an equity-linked financial instrument is 
considered indexed to its own stock by evaluating the instrument’s contingent exercise provisions and the instrument’s settlement 

F-21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
provisions. In evaluating the forward sale agreements MAA has entered into, management concluded that (i) none of the agreements’ 
exercise contingencies are based on observable markets or indices besides those related to the market of MAA’s common stock price; 
and (ii) none of the settlement provisions preclude the agreements from being indexed to MAA’s common stock.  

Before the issuance of shares of MAA’s common stock, upon physical or net share settlement of the forward sale agreements, MAA 
expects the shares issuable upon settlement of the forward sale agreements will be reflected in its diluted earnings per share 
calculations using the treasury stock method. Under this method, the number of shares of common stock used in calculating diluted 
earnings per share is deemed to be increased by the excess, if any, of the number of shares of common stock that would be issued 
upon full physical settlement of the forward sale agreements over the number of shares of common stock that could be purchased by 
MAA in the open market (based on the average market price during the period) using the proceeds to be received upon full physical 
settlement (based on the adjusted forward sale price at the end of the reporting period). When MAA physically or net share settles a 
forward sale agreement, the delivery of shares of common stock would result in an increase in the number of weighted average 
common shares outstanding and dilution to basic earnings per share. See Note 8 for additional disclosures regarding the equity 
forward sale agreements. 

Revenue Recognition 

The Company primarily leases multifamily residential apartments to residents under operating leases generally due on a monthly basis 
with terms of approximately one year or less.  Rental revenues are recognized in accordance with ASC Topic 842, Leases, using a 
method that represents a straight-line basis over the term of the lease. In addition, in circumstances where a lease incentive is provided 
to residents, the incentive is recognized as a reduction of rental revenues on a straight-line basis over the reasonably assured lease 
term.  Rental revenues represent approximately 93% of the Company’s total revenues and include gross rents charged less adjustments 
for concessions and bad debt.  Approximately 6% of the Company’s total revenues represent non-lease reimbursable property 
revenues from its residents for utility reimbursements, which are generally recognized and due on a monthly basis as residents obtain 
control of the service over the term of the lease.  The remaining 1% of the Company’s total revenues represents other non-lease 
property revenues primarily driven by nonrefundable fees and commissions. 

In accordance with ASC Topic 842, rental revenues and non-lease reimbursable property revenues meet the criteria to be aggregated 
into a single lease component and are reported on a combined basis in the line item “Rental revenues,” as presented in the 
disaggregation of the Company’s revenues in Note 13.  Other non-lease property revenues are accounted for in accordance with ASC 
Topic 606, Revenue from Contracts with Customers, which requires revenue recognized outside of the scope of ASC Topic 842 to be 
recognized when a customer obtains control of promised goods or services in an amount that reflects the consideration the entity 
expects to receive in exchange for those goods or services. Other non-lease property revenues are reported in the line item “Other 
property revenues”, as presented in the disaggregation of the Company’s revenues in Note 13.   

Rental Costs 

Costs associated with rental activities are expensed as incurred and include advertising expenses, which were $23.9 million, $23.9 
million and $20.8 million for the years ended December 31, 2021, 2020 and 2019, respectively. 

Leases 

The Company is the lessee under certain ground, office, equipment and other operational leases, all of which are accounted for as 
operating leases in accordance with ASC Topic 842. The Company recognizes a right-of-use asset for the right to use the underlying 
asset for all leases where the Company is the lessee with terms of more than twelve months, and a related lease liability for the 
obligation to make lease payments. Expenses related to leases determined to be operating leases are recognized on a straight-line 
basis.  As of December 31, 2021 and 2020, right-of-use assets recorded within “Other assets” totaled $47.0 million and $49.4 million, 
respectively, and related lease obligations recorded within “Accrued expenses and other liabilities” totaled $30.3 million and $31.7 
million, respectively, in the Consolidated Balance Sheets. Lease expense recognized for the years ended December 31, 2021, 2020 and 
2019 was immaterial to the Company. Cash paid for amounts included in the measurement of operating lease liabilities during the 
years ended December 31, 2021 and 2020 was also immaterial. See Note 11 for additional disclosures regarding leases.  

Income Taxes 

MAA has elected to be taxed as a REIT under the Code and intends to continue to operate in such a manner. The current and 
continuing qualification as a REIT depends on MAA’s ability to meet the various requirements imposed by the Code, which are 
related to organizational structure, distribution levels, diversity of stock ownership and certain requirements with respect to the nature 
and diversity of MAA’s assets and sources of MAA’s gross income. As long as MAA qualifies for taxation as a REIT, it will 
generally not be subject to United States federal corporate income tax on its taxable income that is currently distributed to 
shareholders. This treatment substantially eliminates the “double taxation” (i.e., income taxation at both the corporate and shareholder 
levels) that generally results from an investment in a corporation. Even if MAA qualifies as a REIT, MAA may be subject to United 
States federal income and excise taxes in certain situations, such as if MAA fails to distribute timely all of its taxable income with 

F-22 

 
respect to a taxable year. MAA also will be required to pay a 100% tax on any net income on non-arm’s length transactions between 
MAA and one of its taxable REIT subsidiaries, or TRS. Furthermore, MAA and its shareholders may be subject to state or local 
taxation in various state or local jurisdictions, including those in which MAA transacts business or its shareholders reside, and the 
applicable state and local tax laws may not conform to the United States federal income tax treatment. Any taxes imposed on MAA 
would reduce its operating cash flows and net income. 

The Company has elected TRS status for certain of its corporate subsidiaries. As a result, the TRS incur both federal and state income 
taxes on any taxable income after consideration of any net operating losses. The TRS use the liability method of accounting for 
income taxes. Deferred income tax assets and liabilities are recognized for future tax consequences attributable to differences between 
the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and 
liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences 
are expected to be recovered or settled. The effect on deferred tax assets and liabilities from a change in tax rate is recognized in 
earnings in the period of the enactment date. A valuation allowance is provided when it is more likely than not that all or some portion 
of the deferred tax assets will not be realized. 

The Company recognizes liabilities for uncertain income tax positions based on a two-step process. The first step is to evaluate the tax 
position for recognition by determining if the weight of available evidence indicates that it is more likely than not that the position will 
be sustained on audit, including resolution of related appeals or litigation processes, if any. The second step requires the Company to 
estimate and measure the tax benefit as the largest amount that is more likely than not to be realized upon ultimate settlement. See 
Note 7 for additional disclosures regarding income taxes. 

Fair Value Measurements 

The Company applies the guidance in ASC Topic 820, Fair Value Measurements and Disclosures, to the valuation of real estate assets 
recorded at fair value, to its impairment valuation analysis of real estate assets, to its disclosure of the fair value of financial 
instruments, principally indebtedness, and to its disclosure of the fair value of its derivative financial instruments.  Fair value 
disclosures required under ASC Topic 820 as well as the Company’s derivative accounting policies are summarized in Note 6 utilizing 
the following hierarchy: 

Level 1 - Quoted prices in active markets for identical assets or liabilities that are accessible at the measurement date. 
Level 2 - Inputs other than quoted prices that are observable for the asset or liability, either directly or indirectly. 
Level 3 - Unobservable inputs for the assets or liability. 

Use of Estimates 

Management has made a number of estimates and assumptions relating to the reporting of assets and liabilities, the disclosure of 
contingent assets and liabilities, and the reported amounts of revenues and expenses to prepare these financial statements and notes in 
conformity with GAAP. Actual results could differ from those estimates. 

2. 

Earnings per Common Share of MAA 

Basic earnings per share is computed using the two-class method by dividing net income available to MAA common shareholders by 
the weighted average number of common shares outstanding during the period. All outstanding unvested restricted share awards 
contain rights to non-forfeitable dividends and participate in undistributed earnings with shareholders and, accordingly, are considered 
participating securities that are included in the two-class method of computing basic earnings per share. Both the unvested restricted 
shares and other potentially dilutive common shares, and the related impact to earnings, are considered when calculating earnings per 
share on a diluted basis with diluted earnings per share being the more dilutive of the treasury stock or two-class methods. OP Units 
are included in dilutive earnings per share calculations when the units are dilutive to earnings per share.  

F-23 

 
For the years ended December 31, 2021, 2020 and 2019, MAA’s diluted earnings per share was computed using the treasury stock 
method as presented below (dollars and shares in thousands, except per share amounts): 

Calculation of Earnings per common share – basic 
Net income 
Net income attributable to noncontrolling interests 
Unvested restricted stock (allocation of earnings) 
Preferred dividends 
Net income available for MAA common shareholders, adjusted

Weighted average common shares – basic 
Earnings per common share – basic 

Calculation of Earnings per common share – diluted 
Net income 
Net income attributable to noncontrolling interests 
Preferred dividends 
Net income available for MAA common shareholders, adjusted

Weighted average common shares – basic 
Effect of dilutive securities 
Weighted average common shares – diluted 
Earnings per common share – diluted 

2021 

2020 

2019 

$

$

$

$

$

$

550,702
(16,911)
(539)
(3,688)
529,564

114,717
4.62 

550,702
(16,911)
(3,688)
530,103

114,717
322
115,039
4.61 

$

$

  $

$

(1)

$

  $

264,015 
(9,053) 
(338) 
(3,688) 
250,936 

114,188 
2.20 

264,015 
(9,053) 
(3,688) 
251,274 

114,188 
312 
114,500 
2.19 

  $

  $

  $

  $
(1)

  $

  $

366,618
(12,807)
(519)
(3,688)
349,604

113,854
3.07 

366,618
(12,807)
(3,688)
350,123

113,854
259
114,113
3.07 

(1)

(1) 

3. 

For the years ended December 31, 2021, 2020 and 2019, 3.7 million, 4.1 million and 4.1 million OP Units and their related income are not included in the 
diluted earnings per share calculations as they are not dilutive. 

Earnings per OP Unit of MAALP 

Basic earnings per common unit is computed using the two-class method by dividing net income available for common unitholders by 
the weighted average number of OP Units outstanding during the period. All outstanding unvested restricted unit awards contain rights 
to non-forfeitable distributions and participate in undistributed earnings with common unitholders and, accordingly, are considered 
participating securities that are included in the two-class method of computing basic earnings per common unit. Diluted earnings per 
common unit reflects the potential dilution that could occur if securities or other contracts to issue OP Units were exercised or 
converted into OP Units. Both the unvested restricted unit awards and other potentially dilutive common units, and the related impact 
to earnings, are considered when calculating earnings per common unit on a diluted basis with diluted earnings per common unit being 
the more dilutive of the treasury stock or two-class methods.  

For the years ended December 31, 2021, 2020 and 2019, MAALP’s diluted earnings per common unit was computed using the 
treasury stock method as presented below (dollars and units in thousands, except per unit amounts): 

Calculation of Earnings per common unit – basic 
Net income 
Net income attributable to noncontrolling interests 
Unvested restricted units (allocation of earnings) 
Preferred unit distributions 
Net income available for MAALP common unitholders, adjusted

Weighted average common units – basic 
Earnings per common unit – basic 

Calculation of Earnings per common unit – diluted 
Net income 
Net income attributable to noncontrolling interests 
Preferred unit distributions 
Net income available for MAALP common unitholders, adjusted

Weighted average common units – basic 
Effect of dilutive securities 
Weighted average common units – diluted 
Earnings per common unit – diluted 

2021 

2020 

2019 

550,702
—
(539)
(3,688)
546,475

$ 

$ 

264,015 
— 
(338) 
(3,688) 
259,989 

$

$

366,618
(136)
(519)
(3,688)
362,275

118,400
4.62 

  $ 

118,248 
2.20 

  $

117,944
3.07 

550,702
—
(3,688)
547,014

118,400
322
118,722
4.61 

$ 

$ 

  $ 

264,015 
— 
(3,688) 
260,327 

$

$

118,248 
312 
118,560 
2.20 

  $

366,618
(136)
(3,688)
362,794

117,944
259
118,203
3.07 

$

$

  $

$

$

  $

F-24 

 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
4. 

Stock-Based Compensation 

Overview 

MAA accounts for its stock-based employee compensation plans in accordance with accounting standards governing stock-based 
compensation. These standards require an entity to measure the cost of employee services received in exchange for an award of an 
equity instrument based on the award’s fair value on the grant date and recognize the cost over the period during which the employee 
is required to provide service in exchange for the award, which is generally the vesting period. Any liability awards issued are 
remeasured at each reporting period. 

MAA’s stock compensation plans consist of a number of incentives provided to attract and retain independent directors, executive 
officers and key employees. Incentives are currently granted under the Second Amended and Restated 2013 Stock Incentive Plan, or 
the Stock Plan, which was approved at the 2018 annual meeting of MAA shareholders. The Stock Plan allows for the grant of 
restricted stock and stock options up to 2,000,000 shares. MAA believes that such awards better align the interests of its employees 
with those of its shareholders. 

Compensation expense is generally recognized for service based restricted stock awards using the straight-line method over the 
vesting period of the shares regardless of cliff or ratable vesting distinctions. Compensation expense for market and performance 
based restricted stock awards is generally recognized using the accelerated amortization method with each vesting tranche valued as a 
separate award, with a separate vesting date, consistent with the estimated value of the award at each period end. Additionally, 
compensation expense is adjusted for actual forfeitures for all awards in the period that the award was forfeited. Compensation 
expense for stock options is generally recognized on a straight-line basis over the requisite service period. MAA presents stock 
compensation expense in the Consolidated Statements of Operations in “General and administrative expenses”. 

Total compensation expense under the Stock Plan was $18.2 million, $16.0 million and $14.7 million for the years ended 
December 31, 2021, 2020 and 2019, respectively. Of these amounts, total compensation expense capitalized was $1.5 million, $1.7 
million and $1.0 million for the years ended December 31, 2021, 2020 and 2019, respectively. As of December 31, 2021, the total 
unrecognized compensation expense was $14.0 million.  This cost is expected to be recognized over the remaining weighted average 
period of 0.8 years. Total cash paid for the settlement of plan shares totaled $9.0 million, $5.7 million and $3.7 million for the years 
ended December 31, 2021, 2020 and 2019, respectively. Information concerning grants under the Stock Plan is provided below. 

Restricted Stock 

In general, restricted stock is earned based on either a service condition, market condition, performance condition or a combination 
thereof and generally vests ratably over a period from at grant date up to 5 years. Service based awards are earned when the employee 
remains employed over the requisite service period and are valued on the grant date based upon the market price of MAA common 
stock on the date of grant. Market based awards are earned when MAA reaches a specified stock price or specified return on the stock 
price (price appreciation plus dividends) and are valued on the grant date using a Monte Carlo simulation. Performance based awards 
are earned when MAA reaches certain operational goals, such as funds available for distribution targets, and are valued based upon the 
market price of MAA common stock on the date of grant as well as the probability of reaching the stated targets. MAA remeasures the 
fair value of the performance based awards each balance sheet date with adjustments made on a cumulative basis until the award is 
settled and the final compensation is known. The weighted average grant date fair value per share of restricted stock awards granted 
during the years ended December 31, 2021, 2020 and 2019, was $88.22, $100.53 and $72.98, respectively. 

The following is a summary of the key assumptions used in the valuation calculations for market based awards granted during the 
years ended December 31, 2021, 2020 and 2019: 

Risk free rate 
Dividend yield 
Volatility 
Requisite service period 

2021 
0.161%
3.341%
28.04%
3 years

2020 
1.603% 
3.070% 
17.02% 
3 years 

2019 
2.578%
4.043%
18.95%
3 years

The risk free rate was based on a zero coupon risk-free rate. The dividend yield was based on the closing stock price of MAA stock on 
the date of grant. Volatility for MAA was obtained by using a blend of both historical and implied volatility calculations. Historical 
volatility was based on the standard deviation of daily total continuous returns, and implied volatility was based on the trailing month 
average of daily implied volatilities interpolating between the volatilities implied by stock call option contracts that were closest to the 
terms shown and closest to the money. The requisite service period is based on the criteria for the separate programs according to the 
vesting schedule.  

F-25 

 
 
 
 
 
 
 
 
 
 
A summary of the status of the nonvested restricted shares as of December 31, 2021, and the changes for the year ended December 31, 
2021, is presented below: 

Nonvested Shares 

Shares 

Nonvested as of January 1, 2021 
Issued 
Vested 
Forfeited 
Nonvested as of December 31, 2021 

216,850
143,375
(197,970)
(359)
161,896 

$

    Weighted Average Grant-Date Fair Value
102.10
87.05
80.06
110.23
115.07 

  $

The total fair value of shares vested during the years ended December 31, 2021, 2020 and 2019 was $15.8 million, $13.9 million and 
$9.3 million, respectively. 

Stock Options 

Stock options are earned when the employee remains employed over the requisite service period and vest ratably over a period from 
0.3 years to 2.3 years.  Stock options exercised result in new common shares being issued on the open market by the Company. The 
fair value of stock option awards is determined using the Monte Carlo valuation model. No stock options were granted or expired 
during the years ended December 31, 2021, 2020 or 2019. 

A summary of the status of the outstanding stock options as of December 31, 2021 and the changes for the year ended December 31, 
2021 is presented below: 

Stock Options 

Options 

Weighted Average Exercise Price 

Outstanding as of January 1, 2021 
Exercised 
Outstanding as of December 31, 2021 

19,845
(19,032)
813 

$

  $

77.83
77.67
81.41 

All options outstanding as of December 31, 2021 were exercisable and had an intrinsic value of $0.1 million with a weighted average 
remaining term of 4.1 years.  There were 19,032 options, 918 options and 69,852 options exercised during the years ended 
December 31, 2021, 2020 and 2019, respectively. Cash received from the exercise of stock options totaled $1.5 million, $0.1 million 
and $2.9 million for the years ended December 31, 2021, 2020 and 2019, respectively.  

5. 

Borrowings 

The following table summarizes the Company’s outstanding debt as of December 31, 2021 and 2020 (dollars in thousands): 

Unsecured debt 

December 31, 2021 

Variable rate commercial paper program 
Fixed rate senior notes 
Debt issuance costs, discounts, premiums and fair 
market value adjustments 
Total unsecured debt 

Secured debt 

Fixed rate property mortgages 
Debt issuance costs 

Total secured debt 
Total outstanding debt 

Unsecured Revolving Credit Facility 

$

$

$

$
$

— $

4,175,000

(23,625)
4,151,375 $

368,555 $
(3,240)
365,315 $
4,516,690 $

December 31, 2020 
172,000
3,922,000

(16,627)
4,077,373

488,709
(3,370)
485,339
4,562,712

As of December 31, 2021 

Weighted 
Average Effective 
Rate 

—  
3.3 %

3.3 %

4.4 %

4.4 %
3.4 %

Weighted Average 
Contract Maturity  

—
3/4/2029

9/24/2048

In May 2019, MAALP entered into a $1.0 billion unsecured revolving credit facility with a syndicate of banks led by Wells Fargo 
Bank, National Association, and fourteen other banks, which is referred to as the Credit Facility. The Credit Facility replaced 
MAALP’s previous unsecured revolving credit facility, and it includes an expansion option up to $1.5 billion. The Credit Facility 
bears an interest rate of the London Interbank Offered Rate, or LIBOR, plus a spread of 0.75% to 1.45% based on an investment grade 
pricing grid. The Credit Facility matures in May 2023 with an option to extend for two additional six-month periods.  As of 
December 31, 2021, there was no outstanding balance under the Credit Facility, while $4.0 million of capacity was used to support 
outstanding letters of credit. The terms of the Credit Facility allow for the transition to an alternate benchmark interest rate, including 

F-26 

 
 
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
the Secured Overnight Financing Rate, to replace any outstanding U.S. dollar (USD) LIBOR borrowings at the time USD LIBOR is 
no longer published. 

Unsecured Commercial Paper 

In May 2019, MAALP established an unsecured commercial paper program whereby MAALP may issue unsecured commercial paper 
notes with varying maturities not to exceed 397 days up to a maximum aggregate principal amount outstanding of $500.0 million. As 
of December 31, 2021, MAALP had no outstanding borrowings under the commercial paper program.  

Unsecured Senior Notes 

As of December 31, 2021, MAALP had $4.2 billion of publicly issued unsecured senior notes outstanding. The unsecured senior notes 
had maturities at issuance ranging from 5 to 30 years, with a weighted average of 7.1 years remaining until maturity as of 
December 31, 2021. 

In July 2021, MAALP retired a $72.8 million tranche of privately placed unsecured senior notes at maturity. 

In August 2021, MAALP publicly issued $300 million in aggregate principal amount of unsecured senior notes maturing September 
2026 with a coupon rate of 1.100% per annum, or the 2026 Notes. The purchase price paid by the purchasers of the 2026 Notes was 
99.553% of the principal amount.  The 2026 Notes are general unsecured senior obligations of MAALP and rank equally in right of 
payment with all other unsecured senior indebtedness of MAALP.  Interest on the 2026 Notes is payable semi-annually in arrears on 
March 15 and September 15 of each year beginning March 15, 2022.   The net proceeds of the offering were $296.9 million, after 
deducting the original issue discount and underwriting commissions totaling $3.1 million.  The 2026 Notes have an effective interest 
rate of 1.191% and have been reflected net of discount and debt issuance costs in the accompanying Consolidated Balance Sheets as of 
December 31, 2021. 

In August 2021, MAALP also publicly issued $300 million in aggregate principal amount of unsecured senior notes maturing 
September 2051 with a coupon rate of 2.875% per annum, or the 2051 Notes.  The purchase price paid by the purchasers of the 2051 
Notes was 98.588% of the principal amount. The 2051 Notes are general unsecured senior obligations of MAALP and rank equally in 
right of payment with all other unsecured senior indebtedness of MAALP. Interest on the 2051 Notes is payable semi-annually in 
arrears on March 15 and September 15 of each year beginning March 15, 2022. The net proceeds of the offering were $293.1 million, 
after deducting the original issue discount and underwriting commissions totaling $6.9 million. The 2051 Notes have an effective 
interest rate of 2.946% and have been reflected net of discount and debt issuance costs in the accompanying Consolidated Balance 
Sheets as of December 31, 2021. 

In September 2021, MAALP retired a $117.0 million tranche of privately placed unsecured senior notes due in November 2022, a 
$125.0 million portion of the $250.0 million in aggregate principal amount of publicly issued unsecured senior notes due in December 
2022, a $12.3 million tranche of privately placed unsecured senior notes due in July 2023, and a $20.0 million tranche of privately 
placed unsecured senior notes due in November 2024. MAALP incurred $13.4 million in prepayment penalties and write-offs of 
unamortized costs resulting from the debt retirements during the year ended December 31, 2021. These costs are included in “Other 
non-operating income” in the accompanying Consolidated Statements of Operations for the year ended December 31, 2021. 

Secured Property Mortgages 

As of December 31, 2021, MAALP had $368.6 million of fixed rate conventional property mortgages with a weighted average interest 
rate of 4.4% and a weighted average maturity in 2048.  

In February 2021, MAALP retired a $118.6 million mortgage associated with eight apartment communities prior to its June 2021 
maturity. 

Schedule of Maturities 

The following table includes scheduled principal repayments of MAALP’s outstanding borrowings as of December 31, 2021, as well 
as the amortization of the fair market value of debt assumed, debt discounts, premiums and issuance costs (in thousands): 

Maturities 

Amortization 

Total 

2022 
2023 
2024 
2025 
2026 
Thereafter 
Total 

  $ 

  $ 

125,000
350,000
400,000
405,262
300,000
2,963,293
4,543,555 

$

  $

F-27 

(173)    $ 
(1,166)     
(1,976)     
(2,838)     
(3,570)     
(17,142)     
(26,865)    $ 

124,827
348,834
398,024
402,424
296,430
2,946,151
4,516,690 

 
 
 
 
   
   
   
   
   
   
6. 

Financial Instruments and Derivatives 

Financial Instruments Not Carried at Fair Value 

Cash and cash equivalents, restricted cash and accrued expenses and other liabilities are carried at amounts that reasonably 
approximate their fair value due to their short term nature. 

Fixed rate notes payable as of December 31, 2021 and 2020 totaled $4.5 billion and $4.4 billion, respectively, and had estimated fair 
values of $4.8 billion and $4.9 billion (excluding prepayment penalties), respectively. The carrying value of variable rate debt as of 
December 31, 2020 totaled $172.0 million and had an estimated fair value of $172.0 million. As of December 31, 2021, the Company 
had no variable rate debt outstanding. The fair values of fixed rate debt are determined by using the present value of future cash 
outflows discounted with the applicable current market rate plus a credit spread. The fair values of variable rate debt are determined 
using the stated variable rate plus the current market credit spread. The variable rates reset at various maturities typically less than 30 
days, and management concluded these rates reasonably estimate current market rates. 

Financial Instruments Measured at Fair Value on a Recurring Basis 

As of December 31, 2021, the Company had one outstanding series of cumulative redeemable preferred stock, which is referred to as 
the MAA Series I preferred stock (see Note 8). The Company has recognized a derivative asset related to the redemption feature 
embedded in the MAA Series I preferred stock. The derivative asset is valued using widely accepted valuation techniques, including a 
discounted cash flow analysis in which the perpetual value of the preferred shares is compared to the value of the preferred shares 
assuming the call option is exercised, with the value of the bifurcated call option as the difference between the two values. The 
analysis reflects the contractual terms of the redeemable preferred shares, which are redeemable at the Company’s option beginning 
on October 1, 2026 at the redemption price of $50.00 per share. The Company uses various significant inputs in the analysis, including 
trading data available on the preferred shares, coupon yields on preferred stock issuances from REITs with similar credit ratings as 
MAA and treasury rates to determine the fair value of the bifurcated call option. 

The redemption feature embedded in the MAA Series I preferred stock is reported as a derivative asset in “Other assets” in the 
accompanying Consolidated Balance Sheets and is adjusted to its fair value at each reporting date, with a corresponding non-cash 
adjustment to “Other non-operating income” in the accompanying Consolidated Statements of Operations. As a result of the 
adjustments recorded to reflect the change in fair value of the derivative asset, the fair value of the embedded derivative asset 
decreased to $34.5 million as of December 31, 2021 as compared to $39.0 million as of December 31, 2020, a decrease in value of the 
derivative asset of $4.5 million.   

The Company has determined the majority of the inputs used to value its outstanding debt and its embedded derivative fall within 
Level 2 of the fair value hierarchy, and as a result, the fair value valuation of its debt and embedded derivative held as of 
December 31, 2021 and December 31, 2020 were classified as Level 2 in the fair value hierarchy.  

Cash Flow Hedges of Interest Rate Risk 

The Company periodically uses derivatives to hedge exposures to interest rates. For transactions that meet the hedge accounting 
criteria, the Company formally designates and documents the instrument as a hedge at inception and thereafter assesses the hedge to 
ensure it is effective in offsetting changes in the cash flows of the underlying exposures. The changes in the fair value of a derivative 
designated and that qualifies as a cash flow hedge are recorded in “Accumulated other comprehensive loss” and are subsequently 
reclassified into earnings in the period that the hedged forecasted transaction affects earnings. As long as a hedging instrument is 
designated and the results of the effectiveness testing support that the instrument qualifies for hedge accounting treatment, there is no 
periodic measurement or recognition of ineffectiveness, regardless of whether or not economic mismatches exist in the hedging 
relationship.  

As of December 31, 2021, the Company had $11.1 million in net realized losses recorded in “Accumulated other comprehensive loss” 
related to terminated interest rate swap and forward rate swap derivatives which were previously designated as qualifying cash flow 
hedging instruments. The net realized losses are reclassified to interest expense as interest payments are made over the remaining life 
of the associated debt.  During the next twelve months, the Company estimates that an additional $1.1 million will be reclassified to 
earnings as an increase to “Interest expense.” Derivatives designated as cash flow hedging instruments and their related gains and 
losses are reported in “Net change in operating accounts and other operating activities” in the accompanying Consolidated Statements 
of Cash Flows.   

F-28 

 
 
Tabular Disclosure of the Effect of Derivative Instruments on the Statements of Operations 

The tables below present the effect of the Company’s derivative financial instruments on the Consolidated Statements of Operations 
for the years ended December 31, 2021, 2020 and 2019, respectively (dollars in thousands): 

Derivatives in Cash Flow Hedging 
Relationships 
For the Year ended December 31,   
Interest rate contracts 
(1) 
(2) 

  Loss Recognized in OCI on Derivative 
2020 

2019 (1)

2021 

$
The Company had outstanding interest rate swaps that terminated during the year ended December 31, 2019. 

— $ (11,676)

—   $ 

 $ 

Location of (Loss) Gain 
Reclassified from 
Accumulated 
OCL into Income 
Interest expense

Net (Loss) Gain Reclassified from 
Accumulated OCL into Interest Expense 
(2) 

2021 

2020 

2019 

(1,114)  $ 

(1,088) $

1,747

See the Consolidated Statements of Comprehensive Income for changes in accumulated other comprehensive loss as these changes are presented net of the 
allocation to noncontrolling interests. 

Derivatives Not Designated as Hedging Instruments 
For the year ended December 31, 
Preferred stock embedded derivative 

  Location of (Loss) Gain Recognized in 
Income on Derivative 
 Other non-operating income

$

7. 

Income Taxes 

(Loss) Gain Recognized in Earnings on Derivative 
2020 

2019 

2021 

(4,560)  $ 

2,562   $

17,886

Due to the structure of MAA as a REIT and the nature of the operations of its operating properties, no provision for federal income 
taxes has been made at the MAA level. In addition, as MAALP is structured as a limited partnership, and its partners recognize their 
proportionate share of income or loss in their tax returns, no provision for federal income taxes has been made at the MAALP level. 
Historically, the Company has incurred certain state and local income, excise and franchise taxes. 

Taxable REIT Subsidiaries 

A TRS is an entity that is subject to federal, state and any applicable local corporate income tax without the benefit of the dividends 
paid deduction applicable to REITs. The Company’s TRS generated taxable income of $51.8 million, $5.8 million and $4.2 million for 
the years ended December 31, 2021, 2020 and 2019 and income tax expense of $10.9 million, $0.8 million and $1.0 million for the 
years ended December 31, 2021, 2020 and 2019. The Company’s TRS generally provide the Company with third-party services 
(property management services to a real estate joint venture and other services) for which the Company reimburses its TRS.  

In addition, one of the Company’s TRS has investments in two technology-focused limited partnerships that generate investment 
income and losses. The investment income is recognized for tax purposes at the time of sale or exchange of the investment. All 
intercompany transactions are eliminated in the accompanying consolidated financial statements. 

In addition to the TRS income tax provision, income tax expense primarily relates to the Texas-based margin tax for all Texas 
apartment communities. Income tax expense for the Company for the years ended December 31, 2021, 2020 and 2019 was $13.6 
million, $3.3 million and $3.7 million, respectively, and is presented in “Income tax expense” in the accompanying Consolidated 
Statements of Operations.  

As of December 31, 2021 and 2020, the components of the Company’s TRS deferred income tax assets and liabilities were as follows 
(dollars in thousands): 

December 31, 2021 

December 31, 2020 

Deferred tax asset: 

Other 

Deferred tax liabilities: 

Unrealized gain from limited partnerships 
Other 
Total deferred tax liabilities 
Net deferred tax liability 

$

$

$
  $

328   $ 

12,946   $ 
246    
13,192   $ 
  $ 
12,864 

308

2,087
275
2,362
2,054 

The net deferred tax liability balances are reflected in “Accrued expenses and other liabilities” in the accompanying Consolidated 
Balance Sheets for the years ended December 31, 2021 and 2020. The TRS had no reserve for uncertain tax positions for the years 
ended December 31, 2021 and 2020, and management does not believe there will be any material changes in the TRS’ unrecognized 
tax positions over the next 12 months.  If necessary, the TRS accrues interest and penalties on unrecognized tax benefits as a 
component of income tax expense. 

F-29 

 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOL Carryforwards 

As of December 31, 2021, the Company held federal NOL carryforwards of $54.4 million for income tax purposes that expire in the 
years 2022 to 2032. Utilization of any NOL carryforwards is subject to an annual limitation due to ownership change limitations 
provided by Section 382 of the Code and similar state provisions. The annual limitations may result in the expiration of NOL 
carryforwards prior to utilization. The Company may use these NOLs to offset all or a portion of the taxable income generated at the 
REIT level.  Tax years 2018 through 2021 are subject to examination by the Internal Revenue Service.  No tax examination is 
currently in process. 

Taxable Composition of Distributions 

For income tax purposes, dividends paid to holders of common stock generally consist of ordinary income, return of capital, capital 
gains, qualified dividends and un-recaptured Section 1250 gains, or a combination thereof. For the years ended December 31, 2021, 
2020 and 2019, dividends per share held for the entire year were estimated to be taxable as follows: 

2021 

2020 

2019 

Ordinary income 
Capital gain 
Un-recaptured Section 1250 gain 

Total 

  $ 

2.43 
1.36 
0.31 
4.10     

59.18% $
33.15%
7.67%
100%   $ 

4.00
0.00
0.00
4.00     

99.98%    $ 
0.02%     
0.00%     
100%   $ 

  Amount 
  $ 

  Percentage  

Amount 

Percentage      Amount 

Percentage  
91.39%
5.54%
3.07%
100%

3.51
0.21
0.12
3.84     

The Company designated the per share amounts above as capital gain dividends in accordance with the requirements of the Code. The 
difference between net income available to common shareholders for financial reporting purposes and taxable income before dividend 
deductions relates primarily to temporary differences such as depreciation and amortization and taxable gains on sold properties. 

8. 

Shareholders’ Equity of MAA 

As of December 31, 2021, 115,336,876 shares of common stock of MAA and 3,206,118 OP Units (excluding the OP Units held by 
MAA) were issued and outstanding, representing a total of 118,542,994 common shares and units. As of December 31, 2020, 
114,373,727 shares of common stock of MAA and 4,057,657 OP Units (excluding the OP Units held by MAA) were issued and 
outstanding, representing a total of 118,431,384 common shares and units. 

Preferred Stock 

As of December 31, 2021, MAA had one outstanding series of cumulative redeemable preferred stock which has the following 
characteristics: 

Description 
MAA Series I 
(1) 
(2) 

Outstanding 
Shares 

867,846    $ 

Liquidation 
Preference (1) 
50.00

Optional 
Redemption Date 
10/1/2026

Redemption 
Price (2) 

$

50.00

Stated Dividend 
Yield 
8.50% 

  $

Approximate 
Dividend Rate 
4.25

The total liquidation preference for the outstanding preferred stock is $43.4 million. 
The redemption price is the price at which the preferred stock is redeemable, at MAA’s option, for cash. 

See Note 6 for details of the valuation of the derivative asset related to the redemption feature embedded in the MAA Series I 
preferred stock. 

Direct Stock Purchase and Distribution Reinvestment Plan 

MAA has a Dividend and Distribution Reinvestment and Share Purchase Plan, or DRSPP, pursuant to which MAA’s common 
shareholders have the ability to reinvest all or part of their distributions from MAA into shares of MAA’s common stock and holders 
of Class A OP Units have the ability to reinvest all or part of their distributions from the Operating Partnership into MAA’s common 
stock. The DRSPP also provides the opportunity to make optional cash investments in MAA’s common stock of at least $250, but not 
more than $5,000 in any given month, free of brokerage commissions and charges. MAA, in its absolute discretion, may grant waivers 
to allow for optional cash payments in excess of $5,000. To fulfill its obligations under the DRSPP, MAA may either issue additional 
shares of common stock or repurchase common stock in the open market. MAA currently has registered with the SEC the offer and 
sale of up to 1,906,762 shares of common stock pursuant to the DRSPP. MAA may elect to sell shares under the DRSPP at up to a 5% 
discount. Shares of MAA’s common stock totaling 6,301 in 2021, 8,259 in 2020 and 16,219 in 2019 were acquired by participants 
under the DRSPP. MAA did not offer a discount for optional cash purchases in 2021, 2020 or 2019.  

F-30 

 
 
 
 
   
 
 
   
   
 
  
 
 
 
   
Equity Forward Sale Agreements  

In August 2021, MAA entered into two 18-month forward sale agreements with respect to a total of 1.1 million shares of its common 
stock at an initial forward sale price of $190.56 per share, which price is net of issuance costs. Under the forward sale agreements, the 
forward sale price is subject to adjustment on a daily basis based on a floating interest rate factor equal to a specified daily rate less a 
spread and will be decreased based on amounts related to dividends on MAA’s common stock during the term of the forward sale 
agreements.  No shares had been settled under the forward sale agreements as of December 31, 2021. MAA generally has the ability to 
determine the dates and method of settlement (i.e., gross physical settlement, net share settlement or cash settlement), subject to 
certain conditions and the right of the counterparty to accelerate settlement under certain circumstances, provided that settlement 
under each forward sale agreement must occur by February 2, 2023. MAA currently expects to fully physically settle each forward 
sale agreement with the relevant forward purchaser on one or more dates specified by MAA on or prior to the maturity date of the 
particular forward sale agreement, in which case MAA expects to receive aggregate net cash proceeds at settlement equal to the 
number of shares underlying the particular forward sale agreement multiplied by the relevant forward sale price. The impact of the 
forward sale agreements was not dilutive to the Company’s diluted earnings per share for the year ended December 31, 2021. 

At-the-Market Share Offering Program 

In November 2021, the Company entered into an equity distribution agreement to establish a new ATM program, replacing MAA’s 
previous ATM program and allowing MAA to sell shares of its common stock from time to time to or through its sales agents into the 
existing market at current market prices, and to enter into separate forward sales agreements to or through its forward purchasers. 
Under its current ATM program, MAA has the authority to issue up to an aggregate of 4.0 million shares of its common stock, at such 
times to be determined by MAA. MAA has no obligation to issue shares through the ATM program.  

During the years ended December 31, 2021 and 2020, MAA did not sell any shares of common stock under its ATM program. During 
the year ended December 31, 2019, MAA sold 146,301 shares of comment stock for net proceeds of $19.6 million through its 
previous ATM program. As of December 31, 2021, 4.0 million shares remained issuable under the current ATM program. 

9. 

Partners’ Capital of MAALP 

Common units of limited partnership interests in MAALP are represented by OP Units. As of December 31, 2021, there were 
118,542,994 OP Units outstanding, 115,336,876, or 97.3%, of which represent Class B OP Units (common units issued to or held by 
MAALP’s general partner or any of its subsidiaries), which were owned by MAA, MAALP’s general partner. The remaining 
3,206,118 OP Units were Class A OP Units owned by Class A limited partners. As of December 31, 2020, there were 118,431,384 OP 
Units outstanding, 114,373,727, or 96.6%, of which were owned by MAA and 4,057,657 of which were owned by the Class A limited 
partners. 

MAA, as the sole general partner of MAALP, has full, complete and exclusive discretion to manage and control the business of 
MAALP subject to the restrictions specifically contained within MAALP’s agreement of limited partnership, or the Partnership 
Agreement. Unless otherwise stated in the Partnership Agreement, this power includes, but is not limited to, acquiring, leasing or 
disposing of any real property; constructing buildings and making other improvements to properties owned; borrowing money, 
modifying or extinguishing current borrowings, issuing evidence of indebtedness and securing such indebtedness by mortgage, deed 
of trust, pledge or other lien on MAALP’s assets; and distribution of MAALP’s cash or other assets in accordance with the Partnership 
Agreement. MAA can generally, at its sole discretion, issue and redeem OP Units and determine the consideration to be received or 
the redemption price to be paid, as applicable. The general partner may delegate these and other powers granted to it if the general 
partner remains in supervision of the designee. 

Under the Partnership Agreement, MAALP may issue Class A OP Units and Class B OP Units. Class A OP Units are any OP Units 
other than Class B OP Units, while Class B OP Units are those issued to or held by MAALP’s general partner or any of its 
subsidiaries. In general, the limited partners do not have the power to participate in the management or control of MAALP’s business 
except in limited circumstances, including changes in the general partner and protective rights if the general partner acts outside of the 
provisions provided in the Partnership Agreement. The transferability of Class A OP Units is also limited by the Partnership 
Agreement. 

Net income of MAALP (after allocations to preferred ownership interests) is allocated to the general partner and limited partners 
based on their respective ownership percentages of MAALP. Issuance or redemption of additional Class A OP Units or Class B OP 
Units changes the relative ownership percentage of the partners. The issuance of Class B OP Units generally occurs when MAA issues 
common stock and the proceeds from that issuance are contributed to MAALP in exchange for the issuance to MAA of a number of 
OP Units equal to the number of shares of common stock issued. Likewise, if MAA repurchases or redeems outstanding shares of 
common stock, MAALP generally redeems an equal number of Class B OP Units with similar terms held by MAA for a redemption 
price equal to the purchase price of those shares of common stock. At each reporting period, the allocation between general partner 
capital and limited partner capital is adjusted to account for the change in the respective percentage ownership of the underlying 
capital of MAALP. Holders of the Class A OP Units may require MAA to redeem their Class A OP Units, in which case MAA may, 

F-31 

 
at its option, pay the redemption price either in cash (in an amount per Class A OP Unit equal, in general, to the average closing price 
of MAA’s common stock on the NYSE over a specified period prior to the redemption date) or by delivering one share of MAA 
common stock (subject to adjustment under specified circumstances) for each Class A OP Unit so redeemed. 

As of December 31, 2021, a total of 3,206,118 Class A OP Units were outstanding and redeemable for 3,206,118 shares of MAA 
common stock, with an approximate value of $735.6 million, based on the closing price of MAA’s common stock on December 31, 
2021 of $229.44 per share. As of December 31, 2020, a total of 4,057,657 Class A OP Units were outstanding and redeemable for 
4,057,657 shares of MAA common stock, with an approximate value of $514.1 million, based on the closing price of MAA’s common 
stock on December 31, 2020 of $126.69 per share. MAALP pays the same per unit distributions in respect to the OP Units as the per 
share dividends MAA pays in respect to its common stock. 

As of December 31, 2021, MAALP had one outstanding series of cumulative redeemable preferred units, or the MAALP Series I 
preferred units. The MAALP Series I preferred units have the same characteristics as the MAA Series I preferred stock described in 
Note 8. As of December 31, 2021, 867,846 units of the MAALP Series I preferred units were outstanding. See Note 6 for details of the 
valuation of the derivative asset related to the redemption feature embedded in the MAALP Series I preferred units. 

10. 

Employee Benefit Plans 

The following provides details of the employee benefit plans not previously discussed in Note 4. 

401(k) Savings Plans 

MAA’s 401(k) Savings Plan, or 401(k) Plan, is a defined contribution plan that satisfies the requirements of Section 401(a) and 401(k) 
of the Code. MAA’s Board of Directors has the discretion to approve matching contributions to the 401(k) Plan. MAA recognized 
expense from the 401(k) Plan of $4.1 million, $3.9 million and $3.5 million, for the years ended December 31, 2021, 2020 and 2019, 
respectively. 

Non-Qualified Executive Deferred Compensation Retirement Plan 

MAA has adopted the MAA Non-Qualified Executive Deferred Compensation Retirement Plan Amended and Restated effective 
January 1, 2016, or the Deferred Compensation Plan, for certain executive employees. Under the terms of the Deferred Compensation 
Plan, employees may elect to defer a percentage of their compensation and bonus, and MAA may, but is not obligated to, match a 
portion of the employees’ salary deferral. MAA recognized expense on its match to the Deferred Compensation Plan for the years 
ended December 31, 2021, 2020 and 2019 of $0.1 million, $0.4 million and $0.3 million, respectively. 

Non-Qualified Deferred Compensation Plan for Outside Company Directors 

MAA has adopted the Non-Qualified Deferred Compensation Plan for Outside Company Directors as Amended effective November 
30, 2010, or the Directors Deferred Compensation Plan, which allows non-employee directors to defer their director fees by having the 
fees held by MAA as shares of MAA’s common stock. Directors can also choose to have their annual restricted stock grants issued 
into the Directors Deferred Compensation Plan. Amounts deferred through the Directors Deferred Compensation Plan are distributed 
to the directors in two annual installments beginning in the first 90 days of the year following the director’s departure from the board. 
Participating directors may choose to have the amount issued to them in shares of MAA’s common stock or paid to them as cash at the 
market value of MAA’s common stock as of the end of the year the director ceases to serve on the board. 

For the years ended December 31, 2021, 2020 and 2019, directors deferred 6,944 shares, 10,593 shares and 10,738 shares of common 
stock, respectively, with weighted-average grant date fair values of $164.23, $111.19 and 117.73, respectively, into the Directors 
Deferred Compensation Plan. The shares of common stock held in the Directors Deferred Compensation Plan are classified outside of 
permanent equity in redeemable stock with changes in the redemption amount recorded immediately to retained earnings because the 
directors have redemption rights not solely within the control of MAA. Additionally, any shares that become mandatorily redeemable 
because a departed director has elected to receive a cash payout are recorded as a liability. MAA did not record a liability related to 
mandatorily redeemable shares for the years ended December 31, 2021, 2020 and 2019. 

Employee Stock Ownership Plan 

MAA’s Employee Stock Ownership Plan, or ESOP, is a non-contributory stock bonus plan that satisfies the requirements of Section 
401(a) of the Code. On December 31, 2010, the ESOP was frozen by amendment, whereby effective January 1, 2011, no additional 
employees became eligible for the plan, no additional contributions were made to the ESOP, and all participants with an account 
balance under the ESOP became 100% vested. The Company did not contribute to the ESOP during 2021, 2020 or 2019.  As of 
December 31, 2021, the ESOP held 122,582 shares with a fair value of $28.1 million. 

F-32 

 
11. 

Commitments and Contingencies 

Leases 

The Company’s operating leases include a ground lease expiring in 2074 related to one of its apartment communities and an office 
lease expiring in 2028 related to its corporate headquarters. Both leases contain stated rent increases that generally compensate for the 
impact of inflation. The Company also has other commitments related to immaterial office and equipment operating leases. As of 
December 31, 2021, the Company’s operating leases had a weighted average remaining lease term of approximately 32 years and a 
weighted average discount rate of approximately 4.4%. 

The table below reconciles undiscounted cash flows for each of the first five years and total of the remaining years to the right-of-use 
lease obligations recorded on the Consolidated Balance Sheets as of December 31, 2021 (in thousands): 

Operating Leases 

2022 
2023 
2024 
2025 
2026 
Thereafter 
Total minimum lease payments 
Net present value adjustments 

Right-of-use lease obligations 

Legal Proceedings 

$

  $

2,894
2,885
2,862
2,872
2,920
59,993
74,426
(44,175)
30,251 

In June 2016, plaintiffs Cathi Cleven and Tara Cleven, on behalf of a putative class of plaintiffs, filed a complaint against MAA and 
the Operating Partnership in the United States District Court for the Western District of Texas, Austin Division. In January 2017, Areli 
Arellano and Joe L. Martinez joined the lawsuit as additional plaintiffs. The lawsuit alleges that the Company (but not Post Properties 
- see the description of the Brown class action lawsuit below) charged late fees at its Texas properties that violate Section 92.019 of 
the Texas Property Code, or Section 92.019, which provides that a landlord may not charge a tenant a late fee for failing to pay rent 
unless, among other things, the fee is a reasonable estimate of uncertain damages to the landlord that are incapable of precise 
calculation and result from the late payment of rent. The plaintiffs are seeking monetary damages and attorneys’ fees and costs. In 
September 2018, the District Court certified a class proposed by the plaintiffs. Additionally, in September 2018, the District Court 
denied the Company’s motion for summary judgment and granted the plaintiffs’ motion for partial summary judgment. Because the 
District Court certified a class prior to granting the plaintiffs’ motion for partial summary judgment, the District Court’s ruling applies 
to the entire class. In October 2018, the Fifth Circuit Court of Appeals accepted the Company’s petition to review the District Court’s 
order granting class certification. In September 2019, the Fifth Circuit Court of Appeals heard the Company’s oral arguments. 
Thereafter, in December 2021, the Fifth Circuit Court of Appeals issued its opinion, finding error in the District Court’s analysis of 
Section 92.019 and remanding the case to the District Court to determine if class certification is appropriate in light of the Fifth 
Circuit’s determination that Section 92.019 does not require that a landlord engage in a process to arrive at its late fee, so long as the 
fee is a reasonable estimate at the time of contracting of damages that are incapable of precise calculation.  The Company will 
continue to vigorously defend the action and pursue such appeals as are warranted and available.  Management estimates that the 
Company’s maximum exposure in the lawsuit, if the class is recertified by the District Court, is $54.6 million, which includes both 
potential damages and attorneys’ fees but excludes any prejudgment interest that may be awarded. 

In April 2017, plaintiff Nathaniel Brown, on behalf of a putative class of plaintiffs, filed a complaint against the Operating 
Partnership, as the successor by merger to Post Properties’ primary operating partnership, and MAA in the United States District 
Court for the Western District of Texas, Austin Division. The lawsuit alleges that Post Properties (and, following the Post Properties 
merger in December 2016, the Operating Partnership) charged late fees at its Texas properties that violate Section 92.019. The 
plaintiffs are seeking monetary damages and attorney’s fees and costs. In September 2018, the District Court certified a class proposed 
by the plaintiff. Additionally, in September 2018, the District Court denied the Company’s motion for summary judgment and granted 
the plaintiff’s motion for partial summary judgment. Because the District Court certified a class prior to granting the plaintiff’s motion 
for partial summary judgment, the District Court’s ruling applies to the entire class. In October 2018, the Fifth Circuit Court of 
Appeals accepted the Company’s petition to review the District Court’s order granting class certification. In September 2019, the Fifth 
Circuit Court of Appeals heard the Company’s oral arguments. The Fifth Circuit issued its opinion in December 2021 finding error in 
the District Court’s analysis of Section 92.019 and remanding the case to the District Court to determine if class certification is 
appropriate in light of the Fifth Circuit’s ruling on the application of Section 92.019 in the Cleven lawsuit, as noted above.  The 
Company will continue to vigorously defend the action and pursue such appeals as are warranted and available. Management 
estimates that the Company’s maximum exposure in the lawsuit, if the class is recertified, is $8.4 million, which includes both 
potential damages and attorneys’ fees but excludes any prejudgment interest that may be awarded. 

F-33 

 
 
 
 
The Company is subject to various other legal proceedings and claims that arise in the ordinary course of its business operations.  
Matters that arise out of allegations of bodily injury, property damage and employment practices are generally covered by insurance. 
While the resolution of these other matters cannot be predicted with certainty, management does not currently believe that such 
matters, either individually or in the aggregate, will have a material adverse effect on the Company’s financial condition, results of 
operations or cash flows in the event of a negative outcome. 

As of December 31, 2021 and 2020, the Company’s accrual for loss contingencies relating to unresolved legal matters was $5.2 
million and $5.3 million in the aggregate, respectively. The loss contingencies are presented in “Accrued expenses and other 
liabilities” in the accompanying Consolidated Balance Sheets. 

12. 

Related Party Transactions 

The cash management of the Company is managed by the Operating Partnership. In general, cash receipts are remitted to the 
Operating Partnership and all cash disbursements are funded by the Operating Partnership. As a result of these transactions, the 
Operating Partnership had a de minimis payable to MAA, its general partner, as of December 31, 2021 and 2020, respectively. The 
Partnership Agreement does not require the due to/due from balance to be settled in cash until liquidation of the Operating 
Partnership, and therefore, there is no regular settlement schedule for such amounts. 

13. 

Segment Information 

As of December 31, 2021, the Company owned and operated 290 multifamily apartment communities (which does not include 
development communities under construction) in 15 different states from which it derived all significant sources of earnings and 
operating cash flows. The Company views each consolidated apartment community as an operating segment. The Company’s chief 
operating decision maker, which is the Company’s Chief Executive Officer, evaluates performance and determines resource 
allocations of each of the apartment communities on a Same Store and Non-Same Store and Other basis, as well as an individual 
apartment community basis. This is consistent with the aggregation criteria under GAAP as each of the apartment communities 
generally has similar economic characteristics, facilities, services and residents.  

The following reflects the two reportable segments for the Company: 

  Same Store includes communities that the Company has owned and have been stabilized for at least a full 12 months as 

of the first day of the calendar year. 

  Non-Same Store and Other includes recently acquired communities, communities being developed or in lease-up, 

communities identified for disposition, communities that have incurred a significant casualty loss and stabilized 
communities that do not meet the requirements to be Same Store communities. Also included in Non-Same Store and 
Other are non-multifamily activities. 

On the first day of each calendar year, the Company determines the composition of its Same Store and Non-Same Store and Other 
reportable segments for that year as well as adjusts the previous year, which allows the Company to evaluate full period-over-period 
operating comparisons. Communities previously in development or lease-up are added to the Same Store segment on the first day of 
the calendar year after the community has been owned and stabilized for at least a full 12 months. Communities are considered 
stabilized after achieving 90% average physical occupancy for 90 days. Communities that have been identified for disposition are 
excluded from the Same Store segment. 

The chief operating decision maker utilizes NOI in evaluating the performance of its operating segments. Total NOI represents total 
property revenues less total property operating expenses, excluding depreciation and amortization, for all properties held during the 
period regardless of their status as held for sale. Management believes that NOI is a helpful tool in evaluating the operating 
performance of the segments because it measures the core operations of property performance by excluding corporate level expenses 
and other items not directly related to property operating performance. 

F-34 

 
Revenues and NOI for each reportable segment for the years ended December 31, 2021, 2020 and 2019 were as follows (in 
thousands): 

$

$ 

$

Revenues: 
Same Store 

Rental revenues 
Other property revenues 

Total Same Store revenues 

Non-Same Store and Other 

Rental revenues 
Other property revenues 

Total Non-Same Store and Other revenues 

Total rental and other property revenues 

Net Operating Income: 

Same Store NOI 
Non-Same Store and Other NOI 

Total NOI 

Depreciation and amortization 
Property management expenses 
General and administrative expenses 
Interest expense 
Gain on sale of depreciable real estate assets 
Gain on sale of non-depreciable real estate assets 
Other non-operating income 
Income tax expense 
Income from real estate joint venture
Net income attributable to noncontrolling interests 
Dividends to MAA Series I preferred shareholders 

Net income available for MAA common shareholders  $ 

2021 

2020 

2019 

$

1,690,770
11,971
1,702,741

74,432
909
75,341
1,778,082  $ 

$

1,064,308
42,609
1,106,917
(533,433)
(55,732)
(52,884)
(156,881)
220,428
811
33,902
(13,637)
1,211
(16,911)
(3,688)
530,103  $ 

 $ 

1,601,812 
11,557 
1,613,369 

64,401 
214 
64,615 
1,677,984 

 $ 

 $ 

1,001,919 
35,594 
1,037,513 
(510,842)    
(52,300)    
(46,858)    
(167,562)    

9 
1,024 
4,857 
(3,327)    
1,501 
(9,053)    
(3,688)    
 $ 

251,274 

1,526,101
12,174
1,538,275

101,503
1,239
102,742
1,641,017 

968,190
59,982
1,028,172
(496,843)
(55,011)
(43,845)
(179,847)
80,988
12,047
22,999
(3,696)
1,654
(12,807)
(3,688)
350,123 

Assets for each reportable segment as of December 31, 2021 and 2020 were as follows (in thousands): 

Assets: 
Same Store 
Non-Same Store and Other 
Corporate assets 
Total assets 

  $ 

  $ 

December 31, 2021 

December 31, 2020 

9,832,347
1,181,432
271,403
11,285,182 

$

  $

10,076,511
937,375
180,905
11,194,791 

14. 

Real Estate Acquisitions and Dispositions 

The following table reflects the Company’s acquisition activity for the year ended December 31, 2021: 

Multifamily Development Acquisitions 

Novel Daybreak (2) 
Novel West Midtown (2) 
(1) 
(2) 

Market 
Salt Lake City, UT
Atlanta, GA

Units (1)
400
340

Date Acquired 
April 2021
April 2021

Represents number of units upon completion of the development.  
This pre-purchase multifamily community development is being developed through a joint venture with a local developer. The Company owns 80% of the 
joint venture that owns this property. 

Land Acquisition 

MAA Westshore 

Market 
Tampa, FL

Acres 
19

Date Acquired 
June 2021

F-35 

 
 
 
 
 
   
 
 
 
   
 
 
 
 
   
 
 
  
  
 
  
  
  
 
  
  
  
  
  
  
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table reflects the Company’s disposition activity for the year ended December 31, 2021: 

Multifamily Dispositions 

Crosswinds 
Pear Orchard 
Reflection Pointe 
Lakeshore Landing 
MAA Timbercrest 
Colonial Village at Greentree 
Colonial Village at Marsh Cove 

Land Dispositions 

Colonial Promenade 
Tutwiler 
Colonial Grand at Sweetwater 
Colonial Grand at Traditions 
Colonial Grand at Thunderbird 

15. 

Subsequent Events 

Market 
Jackson, MS
Jackson, MS
Jackson, MS
Jackson, MS
Charlotte, NC
Savannah, GA
Savannah, GA

Market 
Huntsville, AL
Birmingham, AL
Phoenix, AZ
Gulf Shores, AL
Phoenix, AZ

Units 
360
389
296
196
282
194
188

Acres 
1
9
5
118
9

Date Sold 
June 2021
June 2021
June 2021
June 2021
November 2021
November 2021
November 2021

Date Sold 
September 2021
September 2021
October 2021
December 2021
December 2021

In January 2022, the Company entered into an agreement with a third technology-focused limited partnership and made an initial 
investment of $7.5 million.  The Company is committed to make additional capital contributions totaling $17.5 million if and when 
called by the general partner of the limited partnership.

F-36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Mid-America Apartment Communities, Inc. and Mid-America Apartments, L.P. 
Schedule III — Real Estate and Accumulated Depreciation 
December 31, 2021 
(Dollars in thousands) 

Property 

Location 

  Encumbrances 

Land 

Initial Cost 

Buildings 
and Fixtures 

Costs Capitalized Subsequent 
to Acquisition 

Land 

Buildings 
and Fixtures 

Gross Amount carried as of 
December 31, 2021 

Land 

Buildings 
and Fixtures 

Total (3) 

Accumulated 
Depreciation (4) 

Net 

Date of 
Construction 

Date 
Acquired 

Birchall at Ross Bridge 
Colonial Grand at Riverchase Trails 
Colonial Village at Trussville 
Eagle Ridge 
Colonial Grand at Traditions 
Colonial Grand at Edgewater 
Paddock Club at Providence 
Colonial Grand at Madison 
Cypress Village 
Colonial Grand at Liberty Park 
Sky View Ranch 
Colonial Grand at Inverness Commons 
Edge at Lyon's Gate 
Residences at Fountainhead 
Talus Ranch 
Novel Midtown 
Colonial Grand at OldTown Scottsdale 
Colonial Grand at Scottsdale 
SkySong 
MAA River North 
MAA Promenade 
MAA Tiffany Oaks 

Colonial Grand at Lakewood Ranch 
Indigo Point 
Paddock Club Brandon 
MAA Coral Springs 
Paddock Club Gainesville 
The Retreat at Magnolia Parke 
MAA Heathrow 
220 Riverside 
Atlantic Crossing 
Cooper's Hawk 
Hunter's Ridge at Deerwood 
Lakeside 
Lighthouse at Fleming Island 
Paddock Club Mandarin 
St. Augustine 
Tattersall at Tapestry Park 
Woodhollow 
MAA Lake Mary 
MAA Town Park 
MAA Town Park Reserve 
MAA Heather Glen 
MAA Randal Lakes 
MAA Baldwin Park 
MAA Crosswater 
MAA Parkside 
MAA Lake Nona 
Sand Lake 
Park Crest at Innisbrook 
The Club at Panama Beach 
MAA Twin Lakes 
Paddock Club Tallahassee 
Verandas at Southwood 
Belmere 
Colonial Grand at Hampton Preserve 
Links at Carrollwood 
Post Bay at Rocky Point 
Post Harbour Place 
Post Hyde Park 
Post Rocky Point 
Post Soho Square 
Village Oaks 
Colonial Grand at Seven Oaks 
MAA Windermere 
MAA Briarcliff 

 Birmingham, AL 
 Birmingham, AL 
 Birmingham, AL 
 Birmingham, AL 
 Gulf Shores, AL 
 Huntsville, AL 
 Huntsville, AL 
 Madison, AL 
 Orange Beach, AL 
 Vestavia Hills, AL 
 Gilbert, AZ 
 Mesa, AZ 
 Phoenix, AZ 
 Phoenix, AZ 
 Phoenix, AZ 
 Phoenix, AZ 
 Scottsdale, AZ 
 Scottsdale, AZ 
 Scottsdale, AZ 
 Denver, CO 
 Denver, CO 
Altamonte Springs, 
FL 
 Bradenton, FL 
 Brandon, FL 
 Brandon, FL 
 Coral Springs, FL 
 Gainesville, FL 
 Gainesville, FL 
 Heathrow, FL 
 Jacksonville, FL 
 Jacksonville, FL 
 Jacksonville, FL 
 Jacksonville, FL 
 Jacksonville, FL 
 Jacksonville, FL 
 Jacksonville, FL 
 Jacksonville, FL 
 Jacksonville, FL 
 Jacksonville, FL 
 Lake Mary, FL 
 Lake Mary, FL 
 Lake Mary, FL 
 Orlando, FL 
 Orlando, FL 
 Orlando, FL 
 Orlando, FL 
 Orlando, FL 
 Orlando, FL 
 Orlando, FL 
 Palm Harbor, FL 
 Panama City, FL 
 Sanford, FL 
 Tallahassee, FL 
 Tallahassee, FL 
 Tampa, FL 
 Tampa, FL 
 Tampa, FL 
 Tampa, FL 
 Tampa, FL 
 Tampa, FL 
 Tampa, FL 
 Tampa, FL 
 Tampa, FL 
 Wesley Chapel, FL 
 Windermere, FL 
 Atlanta, GA 

—    $ 
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
— (1)   
—     
—     
—     
—     
—     
—     
—     

— 
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
— 
—     
— (2)   
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
— (1)   
—     
—     
— (1)   
—     

2,641  $
3,762 
3,403 
852 
3,212 
4,944 
1,740 
3,602 
1,290 
3,922 
2,668 
4,219 
7,901 
12,212 
12,741 
9,001 
7,820 
3,612 
— 
14,500 
24,111 

1,024 
2,980 
1,167 
2,896 
9,600 
1,800 
2,040 
4,101 
2,381 
4,000 
854 
1,533 
1,430 
4,047 
1,411 
2,857 
6,417 
1,678 
6,346 
5,742 
3,481 
4,662 
8,859 
18,101 
7,046 
5,669 
7,880 
7,635 
6,900 
893 
3,091 
1,480 
3,600 
852 
6,233 
927 
4,541 
16,296 
16,891 
35,260 
5,190 
2,891 
3,051 
2,711 
24,614 

28,842
22,079
31,813
7,667
25,162
38,673
10,152
28,934
12,238
30,977
14,577
26,255
27,182
56,705
47,701
—
51,627
20,273
55,748
28,900
81,317

9,219
40,230
10,500
26,111
40,004
15,879
16,338
35,684
35,514
19,495
7,500
13,835
12,883
35,052
14,967
6,475
36,069
15,179
41,539
56,562
10,311
56,988
50,553
144,200
52,585
49,754
41,175
—
26,613
14,276
47,793
4,805
25,914
7,667
69,535
7,355
28,381
116,193
95,259
153,102
56,296
19,055
42,768
36,710
114,921

2,641 $
3,762
3,403
852
3,212
4,944
1,740
3,602
1,290
3,922
2,668
4,219
7,901
12,212
12,741
9,001
7,820
3,612
—
14,500
24,111

1,024
2,980
1,167
2,896
9,600
1,800
2,040
4,101
2,381
4,000
854
1,533
1,430
4,047
1,411
2,857
6,417
1,678
6,346
5,742
3,481
4,662
8,859
18,101
7,046
5,669
7,880
7,635
6,900
893
3,091
1,480
3,600
852
6,233
927
4,541
16,296
16,891
35,260
5,190
2,891
3,051
2,711
24,614

$

$

31,742
28,628
36,718
12,251
30,394
46,895
25,019
31,304
15,248
38,601
17,522
30,262
30,966
59,096
53,163
73,926
58,306
23,866
58,987
69,700
103,773

14,849
46,596
14,714
33,453
54,005
20,911
17,801
41,262
44,530
22,557
11,540
19,829
21,279
40,660
18,432
26,067
38,706
24,298
66,942
63,746
10,889
64,926
100,071
149,127
53,911
58,258
48,389
59,684
31,127
19,308
51,489
19,236
28,340
14,659
72,707
13,614
30,597
131,252
104,000
169,920
57,353
22,252
46,381
39,014
121,228

34,383
32,390
40,121
13,103
33,606
51,839
26,759
34,906
16,538
42,523
20,190
34,481
38,867
71,308
65,904
82,927
66,126
27,478
58,987
84,200
127,884

15,873
49,576
15,881
36,349
63,605
22,711
19,841
45,363
46,911
26,557
12,394
21,362
22,709
44,707
19,843
28,924
45,123
25,976
73,288
69,488
14,370
69,588
108,930
167,228
60,957
63,927
56,269
67,319
38,027
20,201
54,580
20,716
31,940
15,511
78,940
14,541
35,138
147,548
120,891
205,180
62,543
25,143
49,432
41,725
145,842

(11,255)
(10,925)
(13,131)
(8,889)
(11,194)
(15,206)
(16,361)
(11,654)
(5,087)
(14,412)
(7,739)
(10,308)
(14,177)
(10,197)
(27,009)
(2,749)
(20,091)
(8,319)
(10,575)
(10,045)
(11,516)

(11,251)
(15,909)
(10,150)
(23,848)
(29,765)
(12,070)
(6,544)
(14,755)
(7,251)
(8,245)
(9,039)
(14,323)
(16,314)
(24,091)
(10,601)
(13,451)
(13,668)
(18,682)
(18,790)
(23,729)
(4,137)
(22,662)
(17,424)
(30,996)
(10,177)
(11,627)
(16,087)
(1,232)
(13,985)
(11,500)
(18,097)
(14,369)
(7,535)
(10,865)
(23,677)
(9,748)
(6,384)
(28,051)
(22,344)
(35,663)
(10,705)
(10,018)
(15,903)
(12,647)
(24,367)

$

23,128
21,465
26,990
4,214
22,412
36,633
10,398
23,252
11,451
28,111
12,451
24,173
24,690
61,111
38,895
80,178
46,035
19,159
48,412
74,155
116,368

4,622
33,667
5,731
12,501
33,840
10,641
13,297
30,608
39,660
18,312
3,355
7,039
6,395
20,616
9,242
15,473
31,455
7,294
54,498
45,759
10,233
46,926
91,506
136,232
50,780
52,300
40,182
66,087
24,042
8,701
36,483
6,347
24,405
4,646
55,263
4,793
28,754
119,497
98,547
169,517
51,838
15,125
33,529
29,078
121,475

2009
2010
1996/97
1986
2007
1990
1993
2000
2008
2000
2007
2002
2007
2015
2005
2021
1994/95
1999
2014
2018
2017/19

1985
1999
1989
1998
1996
1999
2009
1997
2015
2008
1987
1987
1985
2003
1998
1987/ 2008
2009
1986
2012
2005
2004
2000
2014/17
2011
2013
1999
2006
2021
2000
2000
2005
1992
2003
1984
2012
1980
1997
1997
1994
1994-1996
2012
2005
2004
2009
1996

2011
2013
2013
1998
2013
2013
1997
2013
2013
2013
2009
2013
2008
2016
2006
2019
2013
2013
2015
2016
2018

1996
2013
2000
1997
2004
1998
2011
2013
2012
2011
1995
1997
1996
2003
1998
1995
2011
1997
2013
2013
2013
2013
2013
2016
2016
2016
2012
2019
2009
1998
2013
1997
2011
1994
2013
1998
2016
2016
2016
2016
2016
2008
2013
2013
2016

— $
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—

—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—

$

2,900
6,549
4,905
4,584
5,232
8,222
14,867
2,370
3,010
7,624
2,945
4,007
3,784
2,391
5,462
73,926
6,679
3,593
3,239
40,800
22,456

5,630
6,366
4,214
7,342
14,001
5,032
1,463
5,578
9,016
3,062
4,040
5,994
8,396
5,608
3,465
19,592
2,637
9,119
25,403
7,184
578
7,938
49,518
4,927
1,326
8,504
7,214
59,684
4,514
5,032
3,696
14,431
2,426
6,992
3,172
6,259
2,216
15,059
8,741
16,818
1,057
3,197
3,613
2,304
6,307

F-37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Property 

Location 

  Encumbrances 

Land 

Initial Cost 

Buildings 
and Fixtures 

Costs Capitalized Subsequent 
to Acquisition 

Land 

Buildings 
and Fixtures 

Gross Amount carried as of 
December 31, 2021 

Land 

Buildings 
and Fixtures 

Total (3) 

Accumulated
Depreciation (4) 

MAA Brookhaven 
MAA Brookwood 
MAA Buckhead 
MAA Centennial Park 
MAA Chastain 
MAA Dunwoody 
MAA Gardens 
MAA Glen 
MAA Lenox 
MAA Midtown 
MAA Oglethorpe 
MAA Peachtree Hills 
MAA Piedmont Park 
MAA Riverside 
MAA Spring 
MAA Stratford 
MAA Berkeley Lake 
MAA McDaniel Farm 
MAA Pleasant Hill 
MAA Prescott 
MAA River Oaks 
MAA River Place 
MAA Mount Vernon 
MAA Lake Lanier 
MAA Shiloh 
MAA Milstead 
MAA Barrett Creek 
Colonial Grand at Godley Lake 
Colonial Grand at Godley Station 
Avala at Savannah Quarters 
Colonial Grand at Hammocks 
Colonial Village at Huntington 
Georgetown Grove 
Oaks at Wilmington Island 
MAA West Village 
Ranch at Prairie Trace 
MAA Pinnacle 
MAA Lakepointe 
MAA Mansion 
MAA Village 
MAA Stonemill Village 
Market Station 
The Denton 
Colonial Village at Beaver Creek 
Hermitage at Beechtree 
Waterford Forest 
MAA 1225 
MAA Ayrsley 
MAA Ballantyne 
MAA Beverly Crest 
MAA Chancellor Park 
MAA City Grand 
MAA Enclave 
MAA Gateway 
MAA Legacy Park 
MAA Prosperity Creek 
MAA Reserve 
MAA South Line 
MAA South Park 
MAA South Tryon 
MAA University Lake 
MAA Uptown 
MAA Cornelius 
Colonial Grand at Patterson Place 
Colonial Grand at Research Park 
Colonial Village at Deerfield 
MAA Huntersville 
MAA Fifty-One 
MAA Matthews Commons 
Reserve at Arringdon 
Colonial Grand at Brier Creek 
Colonial Grand at Brier Falls 
Colonial Grand at Crabtree Valley 

 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Duluth, GA 
 Duluth, GA 
 Duluth, GA 
 Duluth, GA 
 Duluth, GA 
 Duluth, GA 
 Dunwoody, GA 
 Gainesville, GA 
 Kennesaw, GA 
 LaGrange, GA 
 Marietta, GA 
 Pooler, GA 
 Pooler, GA 
 Savannah, GA 
 Savannah, GA 
 Savannah, GA 
 Savannah, GA 
 Savannah, GA 
 Smyrna, GA 
 Overland Park, KS 
 Lexington, KY 
 Lexington, KY 
 Lexington, KY 
 Lexington, KY 
 Louisville, KY 
 Kansas City, MO 
 Kansas City, MO 
 Apex, NC 
 Cary, NC 
 Cary, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Cornelius, NC 
 Durham, NC 
 Durham, NC 
 Durham, NC 
 Huntersville, NC 
 Matthews, NC 
 Matthews, NC 
 Morrisville, NC 
 Raleigh, NC 
 Raleigh, NC 
 Raleigh, NC 

(2) 

— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
5,262 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 

29,048  
11,168  
8,633  
13,650  
30,223  
15,799  
17,907  
13,878  
23,876  
7,000  
6,856  
11,974  
11,025  
23,765  
18,596  
—  
1,960  
3,985  
6,753  
3,840  
4,349  
2,059  
6,861  
6,710  
4,864  
3,100  
5,661  
1,750  
1,800  
1,500  
2,441  
2,521  
1,288  
2,864  
14,410  
3,500  
2,024  
411  
694  
900  
1,169  
5,814  
5,520  
7,491  
900  
4,000  
9,612  
2,481  
16,216  
3,161  
5,311  
1,620  
1,461  
17,528  
2,891  
4,591  
4,628  
18,835  
20,869  
2,260  
3,250  
10,888  
4,571  
2,590  
4,201  
3,271  
4,251  
3,071  
3,690  
6,401  
7,372  
6,572  
2,241  

106,463
52,758
19,844
10,950
82,964
48,054
56,093
51,079
165,572
44,000
31,441
55,264
34,277
89,369
57,819
30,051
15,707
32,206
32,202
24,011
13,579
19,158
23,748
40,994
45,893
29,240
26,186
30,893
35,454
24,862
36,863
8,223
11,579
25,315
73,733
40,614
31,525
3,699
6,242
8,097
10,518
46,241
50,939
34,863
8,099
20,250
22,342
52,119
44,817
24,004
28,016
17,499
18,984
57,444
28,272
27,713
44,282
58,795
65,517
19,489
31,389
30,078
29,151
27,126
37,682
15,609
31,948
21,830
28,536
31,134
50,202
48,910
18,434

115,228 
58,727 
30,738 
73,562 
87,792 
52,806 
62,227 
57,703 
170,507 
85,290 
39,158 
57,199 
37,351 
100,068 
64,909 
36,167 
18,639 
38,412 
39,623 
30,022 
17,213 
23,344 
28,561 
51,496 
54,117 
33,057 
30,052 
33,543 
40,859 
27,967 
43,856 
10,908 
15,464 
31,309 
83,810 
42,946 
38,575 
6,518 
10,405 
13,125 
20,981 
50,000 
79,912 
38,168 
13,668 
25,288 
53,459 
68,647 
49,518 
28,921 
33,650 
18,979 
21,287 
66,296 
32,473 
30,646 
57,946 
62,960 
73,692 
22,569 
37,170 
34,825 
31,613 
31,215 
42,557 
18,028 
36,370 
28,522 
31,582 
36,311 
54,085 
52,458 
21,751 

144,276
69,895
39,371
87,212
118,015
68,605
80,134
71,581
194,383
92,290
46,014
69,173
48,376
123,833
83,505
36,167
20,599
42,397
46,376
33,862
21,562
25,403
35,422
58,206
58,981
36,157
35,713
35,293
42,659
29,467
46,297
13,429
16,752
34,173
98,220
46,446
40,599
6,929
11,099
14,025
22,150
55,814
85,432
45,659
14,568
29,288
63,071
71,128
65,734
32,082
38,961
20,599
22,748
83,824
35,364
35,237
62,574
81,795
94,561
24,829
40,420
45,713
36,184
33,805
46,758
21,299
40,621
31,593
35,272
42,712
61,457
59,030
23,992

(25,210)
(19,754)
(10,595)
(8,384)
(17,439)
(11,019)
(13,499)
(11,964)
(37,951)
(10,430)
(16,429)
(10,976)
(7,203)
(22,777)
(14,407)
(7,829)
(7,808)
(15,458)
(15,106)
(17,027)
(8,423)
(9,134)
(9,983)
(29,059)
(19,573)
(10,277)
(12,672)
(11,618)
(13,895)
(9,978)
(15,081)
(3,923)
(11,415)
(15,886)
(21,973)
(7,542)
(22,033)
(5,132)
(8,110)
(10,450)
(16,087)
(15,927)
(12,651)
(12,976)
(9,918)
(13,599)
(14,515)
(21,483)
(10,088)
(9,771)
(12,088)
(6,254)
(6,524)
(14,178)
(11,323)
(11,033)
(11,480)
(11,736)
(15,299)
(8,021)
(13,552)
(7,135)
(11,602)
(10,953)
(15,043)
(7,325)
(12,972)
(11,359)
(11,179)
(12,635)
(18,235)
(17,275)
(7,061)

—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—

29,048
11,168
8,633
13,650
30,223
15,799
17,907
13,878
23,876
7,000
6,856
11,974
11,025
23,765
18,596
—
1,960
3,985
6,753
3,840
4,349
2,059
6,861
6,710
4,864
3,100
5,661
1,750
1,800
1,500
2,441
2,521
1,288
2,864
14,410
3,500
2,024
411
694
900
1,169
5,814
5,520
7,491
900
4,000
9,612
2,481
16,216
3,161
5,311
1,620
1,461
17,528
2,891
4,591
4,628
18,835
20,869
2,260
3,250
10,888
4,571
2,590
4,201
3,271
4,251
3,071
3,690
6,401
7,372
6,572
2,241

8,765
5,969
10,894
62,612
4,828
4,752
6,134
6,624
4,935
41,290
7,717
1,935
3,074
10,699
7,090
6,116
2,932
6,206
7,421
6,011
3,634
4,186
4,813
10,502
8,224
3,817
3,866
2,650
5,405
3,105
6,993
2,685
3,885
5,994
10,077
2,332
7,050
2,819
4,163
5,028
10,463
3,759
28,973
3,305
5,569
5,038
31,117
16,528
4,701
4,917
5,634
1,480
2,303
8,852
4,201
2,933
13,664
4,165
8,175
3,080
5,781
4,747
2,462
4,089
4,875
2,419
4,422
6,692
3,046
5,177
3,883
3,548
3,317

F-38 

Net 
119,066
50,141
28,776
78,828
100,576
57,586
66,635
59,617
156,432
81,860
29,585
58,197
41,173
101,056
69,098
28,338
12,791
26,939
31,270
16,835
13,139
16,269
25,439
29,147
39,408
25,880
23,041
23,675
28,764
19,489
31,216
9,506
5,337
18,287
76,247
38,904
18,566
1,797
2,989
3,575
6,063
39,887
72,781
32,683
4,650
15,689
48,556
49,645
55,646
22,311
26,873
14,345
16,224
69,646
24,041
24,204
51,094
70,059
79,262
16,808
26,868
38,578
24,582
22,852
31,715
13,974
27,649
20,234
24,093
30,077
43,222
41,755
16,931

Date of 
Construction 

Date 
Acquired 

1989-1992
2008
2002
2018
1990
1995
1996
1996
2006/15
2017
1994
1992-1994/2009
1999
1996
1999
1999
1998
1997
1996
2001
1992
1994
1997
1998/ 2001
2002
1998
1999
2008
2001
2009
1997
1986
1997
1999
2006/12
2015
2000
1986
1989
1989
1985
2010
2013/14/17
2007
1988
1996
2010
2008
2004
1996
1999
2005
2008
2000
2001
2005
2013
2009
1996
2002
1998
2000
2009
1997
2002
1985
2008
2008
2008
2003
2010
2008
1997

2016
2012
2012
2016
2016
2016
2016
2016
2016
2016
2008
2016
2016
2016
2016
2016
2013
2013
2013
2004
2013
2013
2013
2005
2013
2008
2013
2013
2013
2011
2013
2013
1998
2006
2014
2015
1998
1994
1994
1994
1994
2012
2015
2013
1997
2005
2010
2013
2016
2013
2013
2013
2013
2016
2013
2013
2013
2016
2016
2013
2013
2016
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
  
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
Property 

Location 

Colonial Grand at Trinity Commons 
Hue 
Post Parkside at Wade 
Preserve at Brier Creek 
Providence at Brier Creek 
Colonial Grand at Desert Vista 

Colonial Grand at Palm Vista 

Tanglewood 
1201 Midtown 
Colonial Grand at Cypress Cove 
Colonial Village at Hampton Pointe 
Colonial Village at Westchase 
Quarterdeck at James Island 
River's Walk 
Paddock Club Columbia 
The Fairways 
Colonial Village at Windsor Place 
Highland Ridge 
Howell Commons 
Innovation Apartment Homes 
Paddock Club Greenville 
Park Haywood 
Spring Creek 
The Greene 
Runaway Bay 
Colonial Grand at Commerce Park 
535 Brookwood 
Park Place 
Colonial Village at Waters Edge 
Farmington Village 
Hamilton Pointe 
Hidden Creek 
Steeplechase 
Windridge 
Kirby Station 
Lincoln on the Green 
Park Estate 
Reserve at Dexter Lake 
Paddock Club Murfreesboro 
Acklen West End 
Aventura at Indian Lake Village 
Avondale at Kennesaw 
Brentwood Downs 
Charlotte at Midtown 
MAA Bellevue 
Grande View Nashville 
Monthaven Park 
Park at Hermitage 
Venue at Cool Springs 
Verandas at Sam Ridley 
Balcones Woods 
Colonial Grand at Canyon Creek 
Colonial Grand at Canyon Pointe 
Colonial Grand at Double Creek 
Colonial Grand at Onion Creek 
Colonial Grand at Wells Branch 
Colonial Village at Quarry Oaks 
Grand Reserve at Sunset Valley 
Legacy at Western Oaks 
Post Barton Creek 
Post Park Mesa 
Post South Lamar 
Post West Austin 
Silverado at Brushy Creek 
Sixty 600 
Stassney Woods 
The Woods on Barton Skyway 
MAA Shoal Creek 
MAA Willow Creek 
MAA Hebron 
Colonial Grand at Silverado 
Colonial Grand at Silverado Reserve 
Grand Cypress 
MAA Medical District 
MAA Highlands North 
MAA Deer Run 

  Raleigh, NC 
  Raleigh, NC 
  Raleigh, NC 
  Raleigh, NC 
  Raleigh, NC 

North Las Vegas, 
NV 
North Las Vegas, 
NV 

  Anderson, SC 
  Charleston, SC 
  Charleston, SC 
  Charleston, SC 
  Charleston, SC 
  Charleston, SC 
  Charleston, SC 
  Columbia, SC 
  Columbia, SC 
  Goose Creek, SC 
  Greenville, SC 
  Greenville, SC 
  Greenville, SC 
  Greenville, SC 
  Greenville, SC 
  Greenville, SC 
  Greenville, SC 
  Mt. Pleasant, SC 
  North Charleston, SC 
Simpsonville, SC 
Spartanburg, SC 
Summerville, SC 
Summerville, SC 
  Chattanooga, TN 
  Chattanooga, TN 
  Chattanooga, TN 
  Chattanooga, TN 
  Memphis, TN 
  Memphis, TN 
  Memphis, TN 
  Memphis, TN 
  Murfreesboro, TN 
  Nashville, TN 
  Nashville, TN 
  Nashville, TN 
  Nashville, TN 
  Nashville, TN 
  Nashville, TN 
  Nashville, TN 
  Nashville, TN 
  Nashville, TN 
  Nashville, TN 
  Nashville, TN 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Austin, TX 
  Bedford, TX 
  Bedford, TX 
  Carrollton, TX 
  Cedar Park, TX 
  Cedar Park, TX 
  Cypress, TX 
  Dallas, TX 
  Dallas, TX 
  Dallas, TX 

Encumbrances 
— 
— 
— 
— 
— 

— 

— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 

(1) 

(2) 

(1) 

Initial Cost 

Land 

Buildings 
and Fixtures 

Costs Capitalized Subsequent 
to Acquisition 

Land 

Buildings 
and Fixtures 

Gross Amount carried as of 
December 31, 2021 

Land 

Buildings 
and Fixtures 

Total (3) 

Accumulated
Depreciation (4) 

Net 

Date of 
Construction 

Date 
Acquired 

5,232
3,690
19,434
5,831
4,695

4,091

4,909
427
18,679
3,610
3,971
4,571
920
8,831
1,840
910
1,321
482
1,304
4,437
1,200
360
583
5,427
1,096
2,780
1,216
723
2,103
2,800
1,131
972
217
817
1,148
1,498
178
3,407
915
12,761
4,950
3,456
1,191
7,898
17,193
2,963
2,736
1,524
6,670
3,350
1,598
3,621
3,778
3,131
4,902
3,722
4,621
3,150
9,100
8,683
4,653
20,542
7,805
2,900
2,281
1,621
1,405
4,982
3,109
4,231
3,282
3,951
3,881
4,050
988
1,252

45,138
29,910
98,288
21,980
29,007

29,826

25,643
3,853
63,759
28,645
22,790
20,091
24,097
39,430
16,560
8,207
14,163
4,337
11,740
52,026
10,800
2,925
5,374
66,546
7,269
33,966
18,666
6,504
9,187
26,295
10,632
8,954
1,957
7,416
10,337
20,483
1,141
16,043
14,774
58,906
28,053
22,443
10,739
54,480
64,196
33,673
28,902
14,800
—
28,308
14,398
32,137
20,201
29,375
33,010
32,283
34,461
11,393
49,339
21,497
19,828
74,093
48,843
24,009
6,169
7,501
12,769
27,377
33,488
42,237
24,935
31,705
24,267
33,779
8,893
11,271

—
—
—
—
—

—

—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—

5,865
2,794
28,097
27,126
2,531

2,568

5,136
2,786
17,624
4,284
7,977
5,481
7,190
2,774
5,976
3,327
4,576
2,982
4,761
2,729
3,434
5,008
3,093
1,109
6,858
5,130
2,424
2,678
4,778
3,472
7,406
7,157
4,380
4,631
10,312
16,990
3,620
46,439
4,242
2,162
2,838
4,884
8,926
2,543
7,385
9,215
6,677
8,810
53,880
4,450
13,348
2,834
3,803
2,165
3,775
3,584
13,557
5,964
3,585
4,554
2,139
28,756
2,721
5,716
9,559
8,881
12,858
5,362
10,314
2,673
2,357
3,093
4,447
3,683
4,582
5,371

F-39 

5,232
3,690
19,434
5,831
4,695

4,091

4,909
427
18,679
3,610
3,971
4,571
920
8,831
1,840
910
1,321
482
1,304
4,437
1,200
360
583
5,427
1,096
2,780
1,216
723
2,103
2,800
1,131
972
217
817
1,148
1,498
178
3,407
915
12,761
4,950
3,456
1,191
7,898
17,193
2,963
2,736
1,524
6,670
3,350
1,598
3,621
3,778
3,131
4,902
3,722
4,621
3,150
9,100
8,683
4,653
20,542
7,805
2,900
2,281
1,621
1,405
4,982
3,109
4,231
3,282
3,951
3,881
4,050
988
1,252

51,003
32,704
126,385
49,106
31,538

32,394

30,779
6,639
81,383
32,929
30,767
25,572
31,287
42,204
22,536
11,534
18,739
7,319
16,501
54,755
14,234
7,933
8,467
67,655
14,127
39,096
21,090
9,182
13,965
29,767
18,038
16,111
6,337
12,047
20,649
37,473
4,761
62,482
19,016
61,068
30,891
27,327
19,665
57,023
71,581
42,888
35,579
23,610
53,880
32,758
27,746
34,971
24,004
31,540
36,785
35,867
48,018
17,357
52,924
26,051
21,967
102,849
51,564
29,725
15,728
16,382
25,627
32,739
43,802
44,910
27,292
34,798
28,714
37,462
13,475
16,642

56,235
36,394
145,819
54,937
36,233

36,485

35,688
7,066
100,062
36,539
34,738
30,143
32,207
51,035
24,376
12,444
20,060
7,801
17,805
59,192
15,434
8,293
9,050
73,082
15,223
41,876
22,306
9,905
16,068
32,567
19,169
17,083
6,554
12,864
21,797
38,971
4,939
65,889
19,931
73,829
35,841
30,783
20,856
64,921
88,774
45,851
38,315
25,134
60,550
36,108
29,344
38,592
27,782
34,671
41,687
39,589
52,639
20,507
62,024
34,734
26,620
123,391
59,369
32,625
18,009
18,003
27,032
37,721
46,911
49,141
30,574
38,749
32,595
41,512
14,463
17,894

(18,397)
(9,951)
(27,901)
(22,795)
(14,541)

(11,576)

(11,481)
(5,588)
(11,364)
(11,450)
(10,815)
(10,068)
(11,001)
(8,085)
(16,400)
(9,348)
(7,321)
(5,304)
(12,418)
(10,086)
(10,259)
(6,140)
(6,453)
(4,049)
(10,982)
(12,994)
(8,427)
(7,044)
(6,435)
(14,389)
(9,287)
(8,444)
(4,022)
(8,910)
(15,656)
(28,748)
(3,593)
(32,288)
(11,147)
(9,012)
(10,932)
(10,454)
(14,160)
(7,923)
(20,047)
(23,596)
(21,250)
(18,651)
(13,391)
(12,728)
(17,814)
(12,289)
(9,105)
(10,964)
(13,093)
(11,797)
(16,287)
(9,060)
(17,916)
(5,509)
(4,366)
(18,243)
(12,559)
(15,620)
(9,965)
(11,058)
(13,377)
(12,190)
(16,203)
(14,424)
(9,505)
(11,946)
(7,051)
(11,481)
(9,545)
(12,343)

37,838
26,443
117,918
32,142
21,692

24,909

24,207
1,478
88,698
25,089
23,923
20,075
21,206
42,950
7,976
3,096
12,739
2,497
5,387
49,106
5,175
2,153
2,597
69,033
4,241
28,882
13,879
2,861
9,633
18,178
9,882
8,639
2,532
3,954
6,141
10,223
1,346
33,601
8,784
64,817
24,909
20,329
6,696
56,998
68,727
22,255
17,065
6,483
47,159
23,380
11,530
26,303
18,677
23,707
28,594
27,792
36,352
11,447
44,108
29,225
22,254
105,148
46,810
17,005
8,044
6,945
13,655
25,531
30,708
34,717
21,069
26,803
25,544
30,031
4,918
5,551

2000/02
2009
2011/17/19
2004
2007

2009

2007
1980
2015/18
2001
1986
1985
1987
2013/16
1991
1992
1985
1984
1987
2015
1996
1983
1985
2019
1988
2008
2008
1987
1985
2007
1989
1987
1986
1984
1978
1992
1974
2000
1999
2015
2010
2008
1986
2016
1996/ 2015
2001
2000
1987
2012
2009
1983
2008
2003
2013
2009
2008
1996
1996
2001
1998
1992
2011/17
2009
2003
1987
1985
1977
1996
1996
2011
2005
2005
2008
2007
1986
1985

2013
2010
2016
2006
2008

2013

2013
1994
2016
2013
2013
2013
2013
2013
1997
1994
2013
1995
1997
2016
1997
1993
1995
2019
1995
2013
2010
1997
2013
2007
1992
1988
1991
1997
1994
1994
1977
1998
1998
2017
2011
2010
1994
2017
2013
1998
2004
1995
2010
2010
1997
2013
2013
2013
2013
2013
2013
2004
2009
2016
2016
2016
2016
2006
1995
1995
1997
2013
2013
2013
2013
2013
2013
2013
1998
1998

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Property 
MAA Grand Courtyards 
MAA Lowes Farm 
MAA Frisco Bridges 
MAA McKinney Avenue 
MAA Worthington 
MAA Abbey 
MAA Addison Circle 
MAA North Hall 
MAA Eastside 
MAA Gallery 
MAA Heights 
MAA Katy Trail 
MAA Legacy 
MAA Meridian 
MAA Uptown Village 
MAA Watermark 
MAA Bear Creek 
MAA Fairview 
MAA Starwood 
MAA Grapevine 
Greenwood Forest 
Legacy Pines 
Park Place Houston 
Post 510 
Post at Afton Oaks 
Post Midtown Square 
Ranchstone 
Reserve at Woodwind Lakes 
Retreat at Vintage Park 
Yale at 6th 
Cascade at Fall Creek 
MAA Bella Casita 
MAA Valley Ranch 
MAA Las Colinas 
MAA Remington Hills 
MAA Oakbend 
MAA Times Square 
MAA Stonebridge Ranch 
MAA Market Center 
MAA Highwood 
MAA Los Rios 
MAA Boulder Ridge 
MAA Copper Ridge 
Colonial Grand at Ashton Oaks 
Colonial Grand at Round Rock 
Colonial Village at Sierra Vista 
Alamo Ranch 
Bulverde Oaks 
Haven at Blanco 
Stone Ranch at Westover Hills 
Cypresswood Court 
Villages at Kirkwood 
Green Tree Place 
Stonefield Commons 
Adalay Bay 
Apartments at Cobblestone Square 
Colonial Village at Greenbrier 
Seasons at Celebrate Virginia 
Station Square at Cosner's Corner 
Colonial Village at Hampton Glen 
Colonial Village at West End 
Township 
Colonial Village at Waterford 
Radius 
Ashley Park 
Colonial Village at Chase Gayton 
Hamptons at Hunton Park 
Retreat at West Creek 
Post Carlyle Square 
Post Corners at Trinity Center 

Location 

  Encumbrances 

Land 

Initial Cost 

Buildings 
and Fixtures 

Costs Capitalized Subsequent 
to Acquisition 

Land 

Buildings 
and Fixtures 

Gross Amount carried as of 
December 31, 2021 

Land 

Buildings 
and Fixtures 

Total (3) 

Accumulated
Depreciation (4) 

Net 

Date of 
Construction 

Date 
Acquired 

 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Euless, TX 
 Fairview, TX 
 Frisco, TX 
 Grapevine, TX 
 Houston, TX 
 Houston, TX 
 Houston, TX 
 Houston, TX 
 Houston, TX 
 Houston, TX 
 Houston, TX 
 Houston, TX 
 Houston, TX 
 Houston, TX 
 Humble, TX 
 Irving, TX 
 Irving, TX 
 Irving, TX 
 Irving, TX 
 Lewisville, TX 
 McKinney, TX 
 McKinney, TX 
 Plano, TX 
 Plano, TX 
 Plano, TX 
 Roanoke, TX 
 Roanoke, TX 
 Round Rock, TX 
 Round Rock, TX 
 Round Rock, TX 
 San Antonio, TX 
 San Antonio, TX 
 San Antonio, TX 
 San Antonio, TX 
 Spring, TX 
 Stafford, TX 
 Woodlands, TX 
 Charlottesville, VA 
 Chesapeake, VA 
 Fredericksburg, VA    
 Fredericksburg, VA    
 Fredericksburg, VA    
 Fredericksburg, VA    
 Glen Allen, VA 
 Glen Allen, VA 
 Hampton, VA 
 Midlothian, VA 
 Newport News, VA    
 Richmond, VA 
 Richmond, VA 
 Richmond, VA 
 Richmond, VA 
 Washington D.C. 
 Washington D.C. 

—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
— (1)   
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
— (1)   
— (2)   
—     
—     
—     
— (2)   
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     
—     

2,730 
5,016 
14,845 
34,765 
13,713 
2,711 
12,308 
13,030 
7,134 
4,391 
26,245 
10,333 
6,575 
8,780 
34,974 
960 
6,453 
2,171 
3,240 
2,351 
3,465 
2,142 
2,061 
7,226 
11,503 
19,038 
1,480 
1,968 
8,211 
13,107 
5,985 
2,521 
5,072 
3,902 
4,390 
5,598 
1,130 
4,034 
16,894 
864 
3,273 
3,382 
4,166 
5,511 
4,691 
2,561 
2,380 
4,257 
5,411 
4,000 
576 
1,918 
539 
11,044 
5,280 
10,990 
4,842 
14,490 
12,825 
4,851 
4,661 
1,509 
6,733 
5,040 
4,761 
6,021 
4,930 
10,112 
29,728 
7,664 

22,240
41,091
66,571
40,127
43,268
4,369
189,419
14,383
58,095
7,910
37,922
32,456
55,277
13,654
33,213
14,438
30,048
35,077
26,069
29,757
23,482
19,066
15,830
33,366
65,469
89,570
14,807
19,928
40,352
62,764
40,011
26,432
37,397
40,691
21,822
28,616
28,058
19,528
110,705
7,783
28,823
26,930
—
36,241
45,379
16,488
26,982
36,759
45,958
24,992
5,190
15,846
4,850
36,689
31,341
48,696
21,677
32,083
51,078
21,678
18,908
8,189
29,221
36,481
13,365
29,004
35,598
36,136
154,309
70,012

—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—

2,730
5,016
14,845
34,765
13,713
2,711
12,308
13,030
7,134
4,391
26,245
10,333
6,575
8,780
34,974
960
6,453
2,171
3,240
2,351
3,465
2,142
2,061
7,226
11,503
19,038
1,480
1,968
8,211
13,107
5,985
2,521
5,072
3,902
4,390
5,598
1,130
4,034
16,894
864
3,273
3,382
4,166
5,511
4,691
2,561
2,380
4,257
5,411
4,000
576
1,918
539
11,044
5,280
10,990
4,842
14,490
12,825
4,851
4,661
1,509
6,733
5,040
4,761
6,021
4,930
10,112
29,728
7,664

5,604
3,976
64,427
10,151
8,461
705
24,510
3,601
4,539
1,320
3,352
1,932
5,907
1,045
8,201
4,409
4,494
1,822
2,795
8,212
2,452
4,379
3,783
1,783
4,334
6,991
3,799
5,351
2,118
2,688
4,543
5,841
14,559
3,310
13,684
7,081
6,365
3,322
5,177
3,950
7,541
7,780
48,086
3,820
3,652
4,877
3,734
2,476
4,559
3,707
5,205
3,783
4,037
2,021
4,077
3,894
3,763
41,603
2,714
4,324
3,478
8,972
6,193
4,278
3,654
4,710
6,593
15,486
4,980
3,169

F-40 

27,844
45,067
130,998
50,278
51,729
5,074
213,929
17,984
62,634
9,230
41,274
34,388
61,184
14,699
41,414
18,847
34,542
36,899
28,864
37,969
25,934
23,445
19,613
35,149
69,803
96,561
18,606
25,279
42,470
65,452
44,554
32,273
51,956
44,001
35,506
35,697
34,423
22,850
115,882
11,733
36,364
34,710
48,086
40,061
49,031
21,365
30,716
39,235
50,517
28,699
10,395
19,629
8,887
38,710
35,418
52,590
25,440
73,686
53,792
26,002
22,386
17,161
35,414
40,759
17,019
33,714
42,191
51,622
159,289
73,181

30,574
50,083
145,843
85,043
65,442
7,785
226,237
31,014
69,768
13,621
67,519
44,721
67,759
23,479
76,388
19,807
40,995
39,070
32,104
40,320
29,399
25,587
21,674
42,375
81,306
115,599
20,086
27,247
50,681
78,559
50,539
34,794
57,028
47,903
39,896
41,295
35,553
26,884
132,776
12,597
39,637
38,092
52,252
45,572
53,722
23,926
33,096
43,492
55,928
32,699
10,971
21,547
9,426
49,754
40,698
63,580
30,282
88,176
66,617
30,853
27,047
18,670
42,147
45,799
21,780
39,735
47,121
61,734
189,017
80,845

(14,215)
(16,047)
(24,007)
(10,590)
(9,534)
(1,056)
(42,860)
(4,348)
(13,489)
(2,380)
(9,058)
(6,491)
(12,428)
(3,331)
(9,345)
(10,354)
(13,236)
(11,685)
(11,239)
(13,295)
(7,829)
(14,293)
(9,779)
(7,919)
(18,246)
(20,546)
(9,084)
(12,905)
(8,011)
(10,337)
(20,927)
(11,516)
(20,326)
(13,519)
(12,627)
(12,740)
(13,626)
(6,502)
(21,161)
(8,329)
(21,553)
(18,764)
(10,162)
(13,914)
(16,773)
(8,291)
(11,860)
(7,677)
(16,680)
(12,093)
(6,637)
(11,038)
(6,767)
(7,813)
(12,545)
(11,512)
(8,048)
(20,119)
(10,900)
(9,109)
(7,855)
(12,521)
(12,905)
(7,742)
(6,640)
(12,123)
(15,221)
(8,574)
(30,892)
(14,370)

16,359
34,036
121,836
74,453
55,908
6,729
183,377
26,666
56,279
11,241
58,461
38,230
55,331
20,148
67,043
9,453
27,759
27,385
20,865
27,025
21,570
11,294
11,895
34,456
63,060
95,053
11,002
14,342
42,670
68,222
29,612
23,278
36,702
34,384
27,269
28,555
21,927
20,382
111,615
4,268
18,084
19,328
42,090
31,658
36,949
15,635
21,236
35,815
39,248
20,606
4,334
10,509
2,659
41,941
28,153
52,068
22,234
68,057
55,717
21,744
19,192
6,149
29,242
38,057
15,140
27,612
31,900
53,160
158,125
66,475

2000
2008
2009/13/21
1993/96
1993/ 2008
1996
1998-2000
1998
2008
1999
1998-1999/ 2009
2010
2000
1991
1995-2000
2002
1998
2012
2009
1985/86
1994
1999
1996
2014
2017
1999/ 2013
1996
1999
2014
2015
2007
2007
1997
2006
1984
1997
2009
2000
2013/15
1983
2000
1999
2009/20
2009
1997
1999
2009
2014
2010
2009
1984
1996
1984
2013
2002
2012
1980
2011
2013/16
1986
1987
1987
1989
2012
1988
1984
2003
2015/17
2006/13
1996

2006
2011
2013
2016
2016
2016
2016
2016
2016
2016
2016
2016
2016
2016
2016
2004
2013
2013
2010
2013
2013
2003
2007
2016
2016
2016
2007
2006
2014
2016
2007
2010
2013
2013
2013
2013
2010
2013
2014
1998
2003
2005
2008
2013
2013
2013
2011
2014
2012
2009
1994
2004
1994
2014
2012
2016
2013
2011
2013
2013
2013
1995
2013
2015
2013
2013
2011
2015
2016
2016

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Location 

 Washington D.C. 
 Washington D.C. 
 Washington D.C. 
 Washington D.C. 
 Orlando, FL 

Huntsville, AL 

 Jacksonville, FL 
 Orlando, FL 
 Tampa, FL 
 Tampa, FL 
 Tampa, FL 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Atlanta, GA 
 Smyrna, GA 
 Kansas City, MO 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Charlotte, NC 
 Raleigh, NC 
 Raleigh, NC 
 Greenville, SC 
 Austin, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Dallas, TX 
 Houston, TX 
 Houston, TX 
 Irving, TX 
 McKinney, TX 
 Washington D.C. 
 Washington D.C. 
 Orlando, FL 

 Denver, CO 
 Houston, TX 
 Austin, TX 
 Gilbert, AZ 
 Atlanta, GA 
 Salt Lake City, UT 

Property 

Post Fallsgrove 
Post Park 
MAA National Landing 
Post Tysons Corner 
MAA Robinson 
Total Residential Properties 
Colonial Promenade at Huntsville 
Retail 
220 Riverside Retail 
MAA Parkside Retail 
Post Harbour Place Retail 
Post Rocky Point Retail 
Post Soho Square Retail 
MAA Buckhead Retail 
MAA Piedmont Park Retail 
MAA Riverside Office 
MAA Riverside Retail 
Post Training Facility 
MAA West Village Retail 
The Denton Retail 
MAA 1225 Retail 
MAA Gateway Retail 
MAA South Line Retail 
MAA Uptown Retail 
MAA Leasing Center 
Hue Retail 
Post Parkside at Wade Retail 
The Greene Retail 
Post South Lamar Retail 
MAA Frisco Bridges Retail 
MAA McKinney Avenue Retail 
MAA Worthington Retail 
MAA Addison Circle Office 
MAA Addison Circle Retail 
MAA North Hall Retail 
MAA Eastside Retail 
MAA Heights Retail 
MAA Katy Trail Retail 
MAA Legacy Retail 
Post Midtown Square Retail 
Rise Condo Devel LP Retail 
MAA Bella Casita Retail 
MAA Times Square Retail 
Post Carlyle Square Retail 
Post Park Maryland Retail 
MAA Robinson Retail 
Total Retail / Commercial 
Properties 
MAA Westglenn 
MAA Park Point 
MAA Windmill Hill 
Novel Val Vista 
Novel West Midtown 
Novel Daybreak 
Total Active Development 
Properties 
Total Properties 
Total Land Held for Future 
Developments 
Total Properties in Predevelopment 
Corporate Properties 
Total Other 
Total Real Estate Assets, net of Real 
Estate Joint Venture 

Initial Cost 

  Encumbrances 
—   
—   
—   
—   
—   
5,262   

Land 

17,524    
5,355    
30,452    
30,776    
6,003    
1,840,840    

Buildings 
and Fixtures 

58,896
79,842
125,091
82,021
—
9,864,650 

— 
—   
—   
—   
—   
—  (1)   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—   
—  (1)   
—   
—   
—   
—   
—   
—   
—   

— 
—   
—   
—   
—   
—   
—   

355    
119    
742    
386    
34    
268    
867    
426    
9,680    
889    
1,092    
3,408    
700    
52    
318    
470    
319    
1,290    
—    
317    
—    
421    
779    
1,581    
108    
1,395    
448    
347    
682    
1,065    
465    
150    
1,322    
—    
46    
253    
1,048    
25    
—    

31,867    
8,077    
9,031    
5,006    
7,285    
6,650    
6,525    

—
2,902
11,924
4,315
51
4,033
3,465
1,089
22,108
2,340
968
8,446
4,439
199
1,430
1,289
1,144
1,488
2,129
4,552
—
3,072
6,593
5,982
495
4,280
21,386
716
10,645
3,314
4,883
3,334
16,005
2,280
186
1,310
7,930
137
563

171,422 
—
—
—
—
—
—

— 
5,262   

— 
—   
—   
—   

42,574    
1,915,281    

— 
10,036,072 

24,015    
62,532    
—    
86,547    

—
—
24,508
24,508 

Costs Capitalized Subsequent 
to Acquisition 

Land 

Buildings 
and Fixtures 

Gross Amount carried as of 
December 31, 2021 

Land 

17,524
5,355
30,452
30,776
6,003
1,840,840  

Buildings 
and Fixtures 

63,750
83,608
143,192
89,701
91,062
12,232,205 

Total (3) 

81,274
88,963
173,644
120,477
97,065
14,073,045 

Accumulated 
Depreciation (4) 

(13,064)
(20,986)
(27,722)
(17,325)
(1,887)
(3,784,517) 

Net 

68,210
67,977
145,922
103,152
95,178
10,288,528 

4,854
3,766
18,101
7,680
91,062
2,367,555 

—
701
1,317
351
403
14
977
22
10,165
2,609
33
1,629
747
249
13
207
25
151
77
94
—
676
676
270
422
877
2,365
76
509
396
99
444
491
67
178
4,294
67
—
—

31,691 
73,094
43,977
37,560
29,253
23,612
27,392

—
—
—
—
—
— 

—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—

— 
—
—
—
—
—
—

— 
— 

—
—
—
— 

355
119
742
386
34
268
867
426
9,680
889
1,092
3,408
700
52
318
470
319
1,290
—
317
—
421
779
1,581
108
1,395
448
347
682
1,065
465
150
1,322
—
46
253
1,048
25
—

31,867  
8,077
9,031
5,006
7,285
6,650
6,525

—
3,603
13,241
4,666
454
4,047
4,442
1,111
32,273
4,949
1,001
10,075
5,186
448
1,443
1,496
1,169
1,639
2,206
4,646
—
3,748
7,269
6,252
917
5,157
23,751
792
11,154
3,710
4,982
3,778
16,496
2,347
364
5,604
7,997
137
563

203,113 
73,094
43,977
37,560
29,253
23,612
27,392

234,888 
2,634,134 

—
7,695
—
7,695 

42,574  
1,915,281  

234,888 
12,670,206 

24,015
62,532
—
86,547  

—
7,695
24,508
32,203 

Date of 
Construction 

Date 
Acquired 

2003
2010
2001
1990
2021

2017
2015
1999
1997
1994-1996
2012
2012
1999
1996
1996
1999
2012
2014
2010
2000
2009
1998
1998
2010
2011
2019
2011
2009
1996
1993/ 2008
1998-2000
1998-2000
1998
2008
1997
2010
2000
1999/ 2013
1999/ 2013
2007
2009
2006/16
2007
2021

N/A
N/A
N/A
N/A
N/A
N/A

2016
2016
2016
2016
2018

2013
2019
2016
2016
2016
2016
2012
2016
2016
2016
2016
2014
2015
2010
2016
2016
2016
2016
2018
2016
2019
2016
2016
2016
2016
2016
2016
2016
2016
2016
2016
2016
2016
2016
2010
2010
2016
2016
2018

2018
2018
2020
2020
2021
2021

N/A
N/A
Various

Various
Various
Various

355
3,722
13,983
5,052
488
4,315
5,309
1,537
41,953
5,838
2,093
13,483
5,886
500
1,761
1,966
1,488
2,929
2,206
4,963
—
4,169
8,048
7,833
1,025
6,552
24,199
1,139
11,836
4,775
5,447
3,928
17,818
2,347
410
5,857
9,045
162
563

234,980 
81,171
53,008
42,566
36,538
30,262
33,917

277,462 
14,585,487 

24,015
70,227
24,508
118,750 

—
(277)
(2,645)
(897)
(200)
(1,113)
(1,246)
(237)
(7,611)
(892)
(406)
(2,485)
(1,018)
(174)
(321)
(318)
(239)
(332)
(253)
(1,227)
—
(692)
(1,659)
(1,245)
(153)
(1,509)
(5,482)
(201)
(2,289)
(750)
(952)
(698)
(3,257)
(478)
(134)
(1,200)
(1,616)
(23)
(7)

(44,236) 
(1,005)
(455)
—
—
—
—

(1,460) 
(3,830,213) 

—
(71)
(17,877)
(17,948) 

355
3,445
11,338
4,155
288
3,202
4,063
1,300
34,342
4,946
1,687
10,998
4,868
326
1,440
1,648
1,249
2,597
1,953
3,736
—
3,477
6,389
6,588
872
5,043
18,717
938
9,547
4,025
4,495
3,230
14,561
1,869
276
4,657
7,429
139
556

190,744 
80,166
52,553
42,566
36,538
30,262
33,917

276,002 
10,755,274 

24,015
70,156
6,631
100,802 

 $ 

5,262 

 $ 

2,001,828   $

10,060,580 

$ 

—  $ 

2,641,829 

$ 

2,001,828 $

12,702,409 

$

14,704,237 

$

(3,848,161) 

$

10,856,076 

(1) 
(2) 
(3) 

(4) 

Encumbered by a $191.3 million secured property mortgage, with a fixed interest rate of 4.43%, which matures on February 10, 2049. 
Encumbered by a $172.0 million secured property mortgage, with a fixed interest rate of 4.44%, which matures on January 10, 2049. 
The aggregate cost for federal income tax purposes was approximately $11.8 billion as of December 31, 2021. The aggregate cost for book purposes exceeds the total gross amount of real estate assets for federal income tax purposes, principally due to purchase accounting adjustments recorded under accounting principles generally accepted 
in the United States of America. 
Depreciation is recognized on a straight-line basis over the estimated useful asset life, which ranges from five to 40 years for land improvements and buildings, three to five years for furniture, fixtures and equipment and approximately six months for the fair market value of in-place residential leases. 

F-41 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
  
 
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
  
 
  
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
 
 
  
 
  
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
  
 
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Mid-America Apartment Communities, Inc. and Mid-America Apartments, L.P. 
Schedule III — Real Estate and Accumulated Depreciation 
Years ended December 31, 2021, 2020 and 2019 

The following table summarizes the Company’s changes in real estate investments and accumulated depreciation for the years ended December 31, 2021, 2020 and 2019 (dollars 
in thousands): 

Real estate investments: 

Balance at beginning of year 
Acquisitions (1) 
Less:  FMV of leases included in acquisitions 
Improvement and development 
Disposition of real estate assets (2) 

Balance at end of year 

Accumulated depreciation: 

Balance at beginning of year 
Depreciation 
Disposition of real estate assets (2) 

Balance at end of year 

2021 

2020 

2019 

$ 

  $ 

$ 

  $ 

14,338,895
44,086
—
506,775
(185,519)
14,704,237 

3,415,105
531,848
(98,792)
3,848,161 

$

  $

$

  $

13,898,707
56,327
—
437,268
(53,407)
14,338,895 

2,955,253
508,746
(48,894)
3,415,105 

$

  $

$

  $

13,656,807 
105,730 
(512) 
302,380 
(165,698) 
13,898,707 

2,549,287 
493,674 
(87,708) 
2,955,253 

(1) 
(2) 

Includes non-cash activity related to acquisitions. 
Includes assets sold, casualty losses, and removal of certain fully depreciated assets. 

See accompanying reports of independent registered public accounting firm.

F-42 

 
 
 
 
 
 
 
List of Subsidiaries of Mid-America Apartment Communities, Inc. 

EXHIBIT 21.1 

Alabama 
CPSI, LLC 
Colonial/DPL JV, LLC 
CPSI-UCO Spanish Oaks, LLC 
CPSI-UCO, LLC 
Forty Seven Canal Place, LLC 
Highway 31 Alabaster Two, LLC 
Highway 31 Alabaster, LLC 

Delaware 
1499 Massachusetts Avenue, Inc. 
1499 Massachusetts Holding, LLC 
Brighton Apartments, LLC 
CC Daybreak, LLC 
CC Val Vista, LLC 
CC West Midtown, LLC 
CMS/Colonial Multifamily Canyon Creek JV, LP 
Colonial Commercial Contracting, LLC 
Colonial Construction Services, LLC 
Colonial Office Holdings LLC 
Colonial Multifamily Canyon Creek GP, LLC 
CP D'Iberville JV, LLC 
CPSI Mizner, LLC 
CRLP Huntsville TIC Investor I LLC 
CRLP Huntsville TIC Investor II LLC 
CRLP Huntsville TIC Investor III LLC 
Heathrow 4, LLC 
MAA Alloy, LLC 
MAA Arkansas REIT, LLC 
MAA Holdings, LLC 
MAA WWARRS, LLC 
Midtown Phoenix 2018, LLC 
Montecito Mizner, LLC 
P/C First Avenue, LLC 
Post Carlyle II, LLC 
Sand Lake 2019, LLC 
Stone Ranch at Westover Hills, LLC 

Florida 
MAA Westshore Exchange LLC 

Georgia 
3630 South Tower Residential, LLC 
98 San Jac Holdings, LLC 
Carlyle Condominium Development, LLC 
Clyde Lane Condominium Development, LLC 
Merritt at Godley Station, LLC 
PAH Lender, LLC 
Park Land Development, LLC 
PBP Apartments, LLC 
PF Apartments, LLC 
PL Conservation, LLC 

 
 
 
  
  
  
  
Post 1499 Massachusetts, LLC 
Post Alexander II, LLC 
Post Asset Management, Inc. 
Post Carlyle I, LLC 
Post Centennial Park, LLC 
Post Corners, LLC 
Post Denver Investor, LLC 
Post Galleria, LLC 
Post Hyde Park, LLC 
Post Midtown Atlanta, LLC 
Post Midtown Square GP, LLC 
Post Midtown Square, L.P. 
Post Park, LLC 
Post Park Development, LLC 
Post Parkside at Wade II GP, LLC 
Post Parkside at Wade II, L.P. 
Post Services, LLC 
Post South End GP, LLC 
Post South End, L.P. 
Post Wade Tract M-2, L.P. 
Rise Condominium Development, LLC 
Rocky Point Management, LLC 
Spring Land, LLC 

North Carolina 
Midtown Redevelopment Partners, LLC 

Tennessee 
Brighter View Insurance Company, LLC 
Mid-America Apartments, L.P. 

Texas 
Akard-McKinney Investment Company, LLC 
MAA of Copper Ridge, Inc. 

 
 
  
  
  
  
 
EXHIBIT 23.1 

Consent of Independent Registered Public Accounting Firm 

We consent to the incorporation by reference in the following Registration Statements: 

(1) 

(2) 

(3) 

(4) 

(5) 

(6) 

(7) 

(8) 

(9) 

Registration Statements (Form S-3 Nos. 33-96852, 333-82526, 333-190028 and 333-258271) of Mid-
America Apartment Communities, Inc. and in the related Prospectuses, 

Registration Statement (Form S-3 No. 333-253298) pertaining to the Dividend and Distribution 
Reinvestment and Share Purchase Plan of Mid-America Apartment Communities, Inc. and in the related 
Prospectus, 

Registration Statement (Form S-8 No. 333-123945) pertaining to the Non-Qualified Deferred 
Compensation Plan for Outside Company Directors of Mid-America Apartment Communities, Inc., 

Registration Statement (Form S-8 No. 333-115834) pertaining to the Fourth Amended and Restated 1994 
Restricted Stock and Stock Option Plan and the 2004 Stock Plan of Mid-America Apartment Communities, 
Inc., 

Registration Statement (Form S-8 No. 33-91416) pertaining to the 1994 Employee Stock Purchase Plan of 
Mid-America Apartment Communities, Inc., 

Registration Statement (Form S-8 No. 333-191541) pertaining to the Mid-America Apartment 
Communities, Inc. 2013 Stock Incentive Plan, Colonial Properties Trust 2008 Omnibus Incentive Plan and 
Colonial Properties Trust Third Amended and Restated Shares Option and Restricted Shares Plan, 

Registration Statement (Form S-8 No. 333-196250) pertaining to the Amended and Restated Mid-America 
Apartment Communities, Inc. 2013 Stock Incentive Plan, 

Registration Statement (Form S-8 No. 333-225136) pertaining to the Second Amended and Restated Mid-
America Apartment Communities, Inc. 2013 Stock Incentive Plan, and 

Registration Statement (Form S-8 No. 333-214993) pertaining to the Amended and Restated Post 
Properties, Inc. 2003 Incentive Stock Plan  

of our reports dated February 17, 2022, with respect to the consolidated financial statements and schedule listed in 
the Index at Item 15(a)(2) of Mid-America Apartment Communities, Inc. and the effectiveness of internal control 
over financial reporting of Mid-America Apartment Communities, Inc. included in this Annual Report (Form 10-K) 
of Mid-America Apartment Communities, Inc. and Mid-America Apartments, L.P. for the year ended December 31, 
2021. 

/s/ Ernst & Young LLP 

Memphis, Tennessee 
February 17, 2022

 
 
 
 
 
 
 
Consent of Independent Registered Public Accounting Firm 

We consent to the incorporation by reference in the Registration Statement (Form S-3 No. 333-258271-01) of Mid-
America Apartments, L.P. and in the related Prospectus of our report dated February 17, 2022, with respect to the 
consolidated financial statements and schedule listed in the Index at Item 15(a)(2) of Mid-America Apartments, 
L.P., included in this Annual Report (Form 10-K) for the year ended December 31, 2021. 

EXHIBIT 23.2 

/s/ Ernst & Young LLP 

Memphis, Tennessee 
February 17, 2022

 
 
 
 
 
 
EXHIBIT 31.1 

I, H. Eric Bolton, Jr., certify that: 

CERTIFICATION 

1. 

2. 

3. 

4. 

I have reviewed this Annual Report on Form 10-K of Mid-America Apartment Communities, Inc.; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material 
fact necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report; 

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in 
all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report; 

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period 
in which this report is being prepared; 

(b)  Designed such internal control over financial reporting, or caused such internal control over financial 

reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of 
financial reporting and the preparation of financial statements for external purposes in accordance with 
generally accepted accounting principles; 

(c)  Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report 
our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period 
covered by this report based on such evaluation; and 

(d)  Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred 

during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual 
report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control 
over financial reporting; and 

5. 

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or 
persons performing the equivalent functions): 

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over 

financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, 
summarize and report financial information; and 

(b)  Any fraud, whether or not material, that involves management or other employees who have a significant 

role in the registrant’s internal control over financial reporting. 

Date:    February 17, 2022 

/s/ H. Eric Bolton, Jr.
H. Eric Bolton, Jr.
Chairman of the Board of Directors
Chief Executive Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
EXHIBIT 31.2 

I, Albert M. Campbell, III, certify that: 

CERTIFICATION 

1. 

2. 

3. 

4. 

I have reviewed this Annual Report on Form 10-K of Mid-America Apartment Communities, Inc.; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material 
fact necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report; 

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in 
all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report; 

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared; 

(b)  Designed such internal control over financial reporting, or caused such internal control over financial reporting to 
be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting 
and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles; 

(c)  Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered 
by this report based on such evaluation; and 

(d)  Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during 
the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that 
has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial 
reporting; and 

5. 

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or 
persons performing the equivalent functions): 

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over financial 

reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and 
report financial information; and 

(b)  Any fraud, whether or not material, that involves management or other employees who have a significant role in 

the registrant’s internal control over financial reporting. 

Date:    February 17, 2022 

/s/ Albert M. Campbell, III
Albert M. Campbell, III
Executive Vice President and Chief Financial Officer

 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
EXHIBIT 31.3 

I, H. Eric Bolton, Jr., certify that: 

CERTIFICATION 

1. 

2. 

3. 

4. 

I have reviewed this Annual Report on Form 10-K of Mid-America Apartments, L.P.; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material 
fact necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report; 

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in 
all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report; 

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period 
in which this report is being prepared; 

(b)  Designed such internal control over financial reporting, or caused such internal control over financial 

reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of 
financial reporting and the preparation of financial statements for external purposes in accordance with 
generally accepted accounting principles; 

(c)  Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report 
our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period 
covered by this report based on such evaluation; and 

(d)  Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred 

during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual 
report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control 
over financial reporting; and 

5. 

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or 
persons performing the equivalent functions): 

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over 

financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, 
summarize and report financial information; and 

(b)  Any fraud, whether or not material, that involves management or other employees who have a significant 

role in the registrant’s internal control over financial reporting. 

Date:    February 17, 2022 

/s/ H. Eric Bolton, Jr.
H. Eric Bolton, Jr.
Chairman of the Board of Directors
Chief Executive Officer 
Mid-America Apartment  Communities, Inc., general  partner of Mid-
America Apartments, L.P.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
EXHIBIT 31.4 

I, Albert M. Campbell, III, certify that: 

CERTIFICATION 

1. 

2. 

3. 

4. 

I have reviewed this Annual Report on Form 10-K of Mid-America Apartments, L.P.; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material 
fact necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report; 

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in 
all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report; 

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared; 

(b)  Designed such internal control over financial reporting, or caused such internal control over financial reporting to 
be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting 
and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles; 

(c)  Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered 
by this report based on such evaluation; and 

(d)  Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during 
the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that 
has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial 
reporting; and 

5. 

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or 
persons performing the equivalent functions): 

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over financial 

reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and 
report financial information; and 

(b)  Any fraud, whether or not material, that involves management or other employees who have a significant role in 

the registrant’s internal control over financial reporting. 

Date:    February 17, 2022 

/s/ Albert M. Campbell, III
Albert M. Campbell, III
Executive Vice President and Chief Financial Officer 
Mid-America Apartment  Communities, Inc., general  partner of Mid-
America Apartments, L.P.

 
 
 
 
 
 
  
 
  
 
  
 
 
CERTIFICATION PURSUANT TO 
18 U.S.C. SECTION 1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

EXHIBIT 32.1 

In connection with the Annual Report of Mid-America Apartment Communities, Inc. (the “Company”) on Form 10-K for the 
period ended December 31, 2021, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, 
H. Eric Bolton, Jr., President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. § 1350, as adopted 
pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that: 

(1) 

(2) 

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 
1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition and 
results of operations of the Company. 

Date:  February 17, 2022 

/s/ H. Eric Bolton, Jr.
H. Eric Bolton, Jr.
Chairman of the Board of Directors 
Chief Executive Officer

 
 
 
 
 
 
 
 
  
 
  
 
  
CERTIFICATION PURSUANT TO 
18 U.S.C. SECTION 1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

EXHIBIT 32.2 

In connection with the Annual Report of Mid-America Apartment Communities, Inc. (the “Company”) on Form 10-K for the 
period ended December 31, 2021, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, 
Albert M. Campbell, III, Executive Vice President and Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. § 
1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that: 

(1) 

(2) 

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 
1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition and 
results of operations of the Company. 

Date:  February 17, 2022 

/s/ Albert M. Campbell, III
Albert M. Campbell, III
Executive Vice President and Chief Financial Officer

 
 
 
 
 
 
 
 
  
 
  
CERTIFICATION PURSUANT TO 
18 U.S.C. SECTION 1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

EXHIBIT 32.3 

In connection with the Annual Report of Mid-America Apartments, L.P. (the “Operating Partnership”) on Form 10-K for the 
period ended December 31, 2021, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, 
H. Eric Bolton, Jr., President and Chief Executive Officer of Mid-America Apartment Communities, Inc., general partner of the 
Operating Partnership, certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, 
that: 

(1) 

(2) 

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 
1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition and 
results of operations of the Operating Partnership. 

Date:  February 17, 2022 

/s/ H. Eric Bolton, Jr.
H. Eric Bolton, Jr.
Chairman of the Board of Directors 
Chief Executive Officer 
Mid-America Apartment Communities, Inc., general partner of 
Mid-America Apartments, L.P.

 
 
 
 
 
 
 
 
  
 
  
 
  
CERTIFICATION PURSUANT TO 
18 U.S.C. SECTION 1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

EXHIBIT 32.4 

In connection with the Annual Report of Mid-America Apartments, L.P. (the “Operating Partnership”) on Form 10-K for the 
period ended December 31, 2021, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, 
Albert M. Campbell, III, Executive Vice President and Chief Financial Officer of Mid-America Apartment Communities, Inc., 
general partner of the Operating Partnership, certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the 
Sarbanes-Oxley Act of 2002, that: 

(1) 

(2) 

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 
1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition and 
results of operations of the Operating Partnership. 

Date:  February 17, 2022 

/s/ Albert M. Campbell, III
Albert M. Campbell, III
Executive Vice President and Chief Financial Officer 
Mid-America Apartment Communities, Inc., general partner of 
Mid-America Apartments, L.P.

 
 
 
 
 
 
 
 
  
 
  
 
Board of Directors

H. ERIC BOLTON, JR. 
Chairman of the Board of Directors 
and Chief Executive Officer, MAA
Committee: Real Estate Investment 
(Chairman)

ALAN B. GRAF, JR.
Past Executive Vice President 
and Chief Financial Officer, 
FedEx Corporation
Committee: Audit (Chairman)
Lead Independent Director

TONI JENNINGS
Chairman of the Board of Directors, 
Jack Jennings & Sons, Inc.; Past Lieutenant 
Governor, Senate President 
and Representative of the State of Florida
Committees: Compensation; 
Nominating and Corporate Governance

EDITH KELLY-GREEN
Founding Partner, JKG Properties LLC and 
The KGR Group; Past Vice President and 
Chief Sourcing Officer of FedEx Express, 
a subsidiary of FedEx Corporation
Committee: Audit

Shareholder Information

CORPORATE HEADQUARTERS
MAA
6815 Poplar Avenue, Suite 500
Germantown, TN 38138
901-682-6600
www.maac.com

INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM
Ernst & Young LLP, Memphis, TN

2022 ANNUAL MEETING 
OF SHAREHOLDERS
MAA plans to hold its 2022 Annual Meeting 
of Shareholders virtually on Tuesday, May 17, 
2022, at 12:30 p.m. CDT. 

STOCK LISTING
MAA’s common and preferred stock are listed 
on the New York Stock Exchange (NYSE) 
and are traded under the stock symbols 
MAA and MAApI, respectively.   

SEC FILINGS
MAA’s filings with the Securities and 
Exchange Commission are filed under the 
registrant names of Mid-America Apartment 
Communities, Inc. and/or Mid-America 
Apartments, L.P.

JAMES K. LOWDER
Chairman of the Board of Directors 
and President, The Colonial Company
Committees: Nominating and Corporate 
Governance; Real Estate Investment 

THOMAS H. LOWDER
Past Chairman of the Board of Trustees 
and Chief Executive Officer, 
Colonial Properties Trust 
Committees: Compensation; 
Real Estate Investment

MONICA McGURK 
Past Chief Growth Officer, 
Kellogg Company
Committees: Compensation; 
Nominating and Corporate Governance

CLAUDE B. NIELSEN
Chairman of the Board of Directors and 
past Chief Executive Officer, Coca-Cola 
Bottling Company United, Inc. 
Committees: Compensation; Nominating 
and Corporate Governance (Chairman)

PHILIP W. NORWOOD
Chairman, Pacolet Milliken Enterprises, Inc.; 
Principal, Haviland Capital, LLC; 
Past President and Chief Executive Officer, 
Faison Enterprises, Inc.
Committees: Compensation (Chairman); 
Real Estate Investment

W. REID SANDERS
President, Sanders Properties, LLC 
and Sanders Investments, LLC; 
Past Executive Vice President, 
Southeastern Asset Management and 
Past President, Longleaf Partners Fund 
Committee: Audit

GARY SHORB
Executive Director, The Urban Child 
Institute; Past President and 
Chief Executive Officer, 
Methodist Le Bonheur Healthcare  
Committees: Audit; Nominating 
and Corporate Governance

DAVID P. STOCKERT
General Partner, Sweetwater Opportunity 
Fund, LP; Past Chief Executive Officer 
and President, Post Properties, Inc.
Committee: Real Estate Investment

TRANSFER AGENT AND REGISTRAR
Broadridge Corporate Issuer Solutions, Inc.
Call: 877-206-4722
Email: shareholder@broadridge.com, 
or Visit:
www.shareholder.broadridge.com/maa/

Registered shareholders who have 
questions about their accounts or who wish 
to change ownership or address of stock; 
report lost, stolen or destroyed certificates; 
sign up for direct deposit of dividends; or 
enroll in our dividend reinvestment plan 
or direct stock purchase program should 
contact Broadridge Corporate Issuer 
Solutions, Inc. at the shareholder service 
number or email address listed above, or 
access their account at the website listed 
above. Beneficial owners who own shares 
held in “street name” should contact their 
broker or bank for all questions. Limited 
partners of Mid-America Apartments, L.P. 
wishing to transfer their units or convert 
units into shares of common stock of 
MAA should contact MAA directly at the 
corporate headquarters.

ANNUAL REPORT AND FORM 10-K
A copy of MAA’s Annual Report and Form 
10-K for the year ended December 31, 
2021, as filed with the Securities and 
Exchange Commission (SEC), will be sent 
without charge upon written request. 
Please address requests to MAA’s 
corporate headquarters, attention Investor 
Relations, or email your request to investor.
relations@maac.com. Please indicate 
your preference of email or paper copy as 
well as your full address information for 
delivery.  Other MAA SEC filings as well as 
corporate governance documents are also 
on the “For Investors” page of our website 
at www.maac.com.

CEO AND CFO CERTIFICATIONS
As is required by Section 303A.12(a) of the 
NYSE’s corporate governance standards, 
the CEO Certification has been previously 
filed without qualification with the NYSE. 
Certifications of the CEO and CFO 
pursuant to Section 302 of the Sarbanes-
Oxley Act of 2002 have been filed as 
exhibits to MAA’s Form 10-K.

 
 
Sand Lake, Orlando, FL

6815 Poplar Avenue, Suite 500
Germantown, TN 38138
www.maac.com