Quarterlytics / Healthcare / Medical - Healthcare Information Services / National Research Corporation / FY2020 Annual Report

National Research Corporation
Annual Report 2020

NRC · NASDAQ Healthcare
Claim this profile
Ticker NRC
Exchange NASDAQ
Sector Healthcare
Industry Medical - Healthcare Information Services
Employees 368
← All annual reports
FY2020 Annual Report · National Research Corporation
Loading PDF…
Human
Understanding

TM

Behind every person is a story...

2020 Annual Report | 2021 Proxy Statement

Company Profile
A company can be described in a variety of ways including the industry it serves, its product, service, or even size. 
However, at its core, every organization is a collection of its associates. Listed below is who we are.

Carling Adams
Molly Adamson
Veronica Adekile
Junayed Ahmed
Lindsey Akiyama
Echo Alexander
Sophia Ali
Ben Allemann
Taylor Almquist
Karen Althouse
Eliot Anderson
Mike Anderson
Kathy Anstine
Jess Arter
Test Associate
Sina Attaie
Michelle Bachman
Desarie Ball
Cindy Ballow
Emily Barker
Jackie Barnhart
Jason Barry
Nick Bartholomai
Steve Barton
Anna Bates
Allan Bautista
Amanda Beardsley
Ricardo Beas Medina
Rachel Beavers
Heidi Behrens
Nick Beiermann
Jocelyn Belden
Adam Benash
Sara Bennett
India Bercey
Miguel Betancourt Soto
Dan Biggs
Tracy Black
Cody Bodfield
Kasy Bodfield
Jeff Bogner
Spencer Bogus
Ava Bohlender
Ryan Bondegard
Jon Boumstein
Kassandra Braaten
Lindsey Bradley
Nick Brandt
Nicki Bratten
Leanne Bristol
Dawn Brock
Erin Brodhagen
Ryan Broker
David Bronson
Tyler Brothers
Jenn Brown
Sandrina Brown
Dustin Bruce
Dawn Brunke Helmstadter
Jenny Brunke
Katie Bruss
Haley Bucknell
Tyler Burbach
Brett Burkard
Justin Burns
Kenzie Busekist
Chris Butler
Jamie Cajka
Danielle Calhoun
Nick Canino
Corry Caouette

June Captain
Carly Carlson
Janet Carlson
Karol Carlson
Naila Carneiro
Kathy Carroll
Mary Ann Castillo
Erin Cerretta
Isak Chai
Megan Charko
Anna Chitepu
Bryan Christiancy
Bailey Christy
Jared Chulufas
Justin Clark
Brianne Clark
Alayna Clouston
Kim Clouston
Alyssa Conn
Breanna Cook
Kelsey Cook
Tim Cook
Ashley Cosgriff
Heather Costa-Greger
Teresa Costello-Raddatz
Lindsay Coupens
Ken Cousino
Chase Craddock
Karla Cram
Melissa Cummings
Shayne Cuong
Pat Dabney
Matt Dahlke
Kathleen Damme
Jake Daniel
Rob Davis
Ashlee Deeds
Tyler Dempsay
Lauryn Dermit
Lauri Dettmer
Julie Diaz
Jennifer Dietze
Ryan Donohue
John Dorn
Chandler Drake
Connor Drake
Austin Edstrom
TJ Ehlers
Sara Ehnes
Zane Ehnes
Hannah Eisert
Jhordan Elsberry
William England
Matt Engler
Andy Essink
Maggie Essink
Jared Eubank
Jillian Fast
Ashley Felker
Beki Ferguson
Bobbie Ficken
Travis Ficken
Micaela Fikar
Brian Finck
Jeanie Fisher
Lauren Fix
Aliya Flores
Michelle Folken
Travis Freeburg
Rachelle Friesen
Jessica Frink

Ben Frodyma
Sarah Fryda
Jing Fu
Cortney Galvin
Brooke Garbison
Lesly Garcia
Alex Gerch
Tim Gerken
Jeff Gill
Dave Gilsdorf
Andy Glenn
Aislinn Goodrich
Toya Gorley
Jenny Grant
Patrick Griffin
Abbie Grim
Lydia Grossenbacher
Meghan Gull
David Gutgesell
Ashley Haas
Brooke Hagel
Candis Hager
Marty Hager
Ted Hailer
Dan Halverson
Rachel Hamilton
Tracy Hanger
Hailey Hanlin
Jon Hanseling
Dave Hansen
Kathleen Hansen
John Harkendorff
Courtney Harper
Ryan Harpham
Claire Harris
Malik Harrison
Tom Hart II
Shannon Hasemann
Kylee Hasenauer
Ryan Hatt
Kirsten Hattan
Renee Hauser
Britt Hayes
Shannon Hayes
Mike Hays
Kipp Heidtbrink
Marypat Heineman
Becky Hergert
Bret Hermsen
Betti Herring
Jimmy Hilaire
James Hill
Deb Hinds
Carmen Hinseth
Bryony Hokanson-Jack
Jason Holm
Alaia Holmes
Christina Holton
Kelly Honke
Holly Hopkins
Kim Houle
Helen Hrdy
Dorothy Hu
Ming Huang
Dena Hughes
Ada Hui
Greg Humlicek
LaDonna Humphrey
Katie Hunke
Rachel Hupp
Brandon Hurley

Elisabeth Hurst
Eric Hyde
Tharziv Ilangovan
Camille Jackson
Todd Jarchow
Erika Johnson
Jean Johnson
Katie Johnson
Nygel Jones
Jamie Jorgenson
Ligy Joseph
Kayce Kahl
Ryan Kalkwarf
Mel Kamm
Kevin Karas
Emily Karnish
Dana Kearse
Kevin Kelly Jr.
Steve Kepler
Triet Khuc
Jennifer Kimmons
Kate Kimmons
Alicia King
Shawnelle King
Sam Kingsley
Mike Koh
Rich Kortum
Bill Kossack
Pete Kostelnick
Glenn Kramer
Annie Krein
Katie Kriegler
Justin Kubick
Jon Kuehler
Billy Kuehn
Brian Kvapil
Paige Lacey
Heath Lamb
Andy Lambert
Heather Lannin
Lindsay Laug
McKenna Lee
Bonny Lehmer
Garth Lienemann
Richard Lierman
Sheri Life
Kaili Little
Lu Liu
Anne Loethen
Scott Logan
Justin Longnecker
Rocio Lopez
Amanda Loseke
Pam Luciano
Greg Ludvik
Katrina Lupsiakova
Ken Lynch Jr.
Manasa Madabhushi
Linda Magin
Greg Makoul
Laine Makoul
Joel Maloof
Jamie Manley
Nathan Marra
Tracy Marshall
Brad Martins
Austin Martz
Jake Mastera
Corey Matejka
Bridget Matthiessen
Larry Mayer Jr.

Bryant McCann
Shannon McCann
Patrick McCarthy
Rusty McConnell
Jo Mcelwain
Laura McLeod
Linda Meeker
Maggie Mendoza
Amanda Merritt
Jason Messerli
Jenni Metzler
Amber Meyer
Emilio Meza
AJ Miller
Ian Miller
Matthew Miller
Nolan Miller
Randi Miller
Lisa Minchow
Yuri Miranda
Cami Mitelman
Kade Mohrman
Sheena Mommens
Ken Morton
Shelly Morton
Rose Moss
Laura Moulton
Archana Muduganti
Kathy Mummert
Ana Munoz
Chloe Murphy
Luanne Murphy
Molly Murphy
Tom Myers
Kaitlyne Nash
Pam Nelson
Sara Nelson
Taylor Nelson
Tristen Nelson
Emma Newcomb
James Newton
Jason Newton
Emily Ngo
Jennifer Nguyen
Joan Niemann
Courtney Nitzel
Courtney Nore
Sam Norman
Keshia Norris
Roxana Novoa
Breanna Obermier
Courtney Oldham
Laura Olinger
Drew Oliver
Levi Olson
Tony Ong
Michelle Ostia
Tim Ottersburg
John Palmer
Kayla Papazian
De’Juan Parker
Shilpa Patel
Komal Pattni
Connie Pautz
Alex Pavlik
Jordan Pedersen
Heidi Peirce
Kathryn Peisert
Christa Peters
Michelle Peters
Dana Petersen

Lisa Stolzenburg
Ryan Stoner
Vanessa Stuart
Melissa Summers
Dana Svehla
Sydney Svoboda
Sean Swanson
Jon Tanner
Kim Taruc
Megan Taruc
Tonya Tedrick
Jake Tegler
Allison Thomas
Sean Thomas
Micheal Thompson
Matt Timbs
James Tobey
Mia Tompkins
Eugene Tong
Shayla Underwood
Marci Vander Tuig
Peggy Vaughn
Mike Vaughn
Ryan Vavra
Priya Visweswaran
Gunter Voelker
Becky Volten
Vicki Vopalensky
Kayla Wagner
Rachel Wagner
Ari Wait
Seth Walker
Maxia Webb
Jenny Weber
Sam Weis
Dara Wells
KK West
Andie Westling
Deb Weyers
Connie White
Jenny Wieseler
Karen Wilken
Minon Wilkinson
Tanner Wilkinson
Joshua Willey
Brinn Williams
Sara Winchell
Rob Wirth
Kendall Witt
Emilie Wohlers
Erin Wolter
Kelli Woods
Charlie Woodward
Meghan Wright
Brian Wynne
Keith Wysocki
Joe Xiao
Josh Yeoman
Ian York
Ilze Young
Jon Young
Anita Yu
Alex Yuan
Natalia Yunge Ossenkop
Jason Zulkoski

Spencer Phillips
Tyler Phillips
Sara Pickrel
Rachel Pinos
Abby Plybon
Devika Pondicherry
Bailey Pons
Elliot Presnell
Alex Preston
Molly Preston
Jacob Pribnow
Taylor Price
Abby Protzman
Jona Raasch
Giana Rada
Judy Radford
Cydnee Rand
Angie Rauner
Ryan Real
Melissa Recio
Joshua Rector
Luisa Restrepo
Desiree Reutzel
Aulii Reyes
Katie Rhone
Dylan Ritchie
Corbin Rix
Karen Robertus
Andre Rodrigues Ferreira
Christy Rohe
Marcie Rohlfs
Natalie Rose
Kim Ruff
Tiffany Ryck
Deya Salgado
Parker Scheer
Mitchell Scheuler
Nathan Schmitz
Kelsey Schneider
Wes Schoenfelder
Rana Schreiber
Justin Schuerman
April Schulz
Hannah Schwanebeck
Tawna Schwarz
Matthew Seems
Colleen Selvage
Josh Sexson
Maggie Sexson
Mary Shaw
Evan Sheaff
Ben Shelton
Grant Shinn
Sarah Shockey
Hannah Skiff
Kelly Slama
Ted Smidberg
Jay Smith
Raquel Smith
Shak Sobuj
Linda Stacy
Carla Steadman
Amber Steffen
Andy Steffen
Jenelle Stein
DeAnn Stephan
Jake Stephens
Erin Steuben
Joel Steuben
Jackie Stevens
Stan Sticka

Annual Meeting
The annual meeting of shareholders will be held on June 29, 2021, at 12:30 p.m. Central Time,  
live via the Internet at www.virtualshareholdermeeting.com/nrc2021.

To Our Owners:

The power of resiliency. 

The chief medical officer of a major health-system client recently related his organization’s quest to move 
from 40 telehealth visits a day to an aspirational level of 400 telehealth visits a day over the next few 
years—only to find themselves driven by the onset of COVID-19 to successfully deliver on over 4,000 
telehealth visits a day. 

Closer to home, I vividly recall a session with NRC Health leadership in which we discussed our desire to 
“over time” optimize culture, consistency, and connectivity across a few remote associates, only to witness 
a pivot, within moments of the arrival of COVID-19, to 500 associates dispersed in lockstep.

Outside of all the pain and tragedy it represents, history may well reference the pandemic as having proven 
that the slow adoption of innovation and change is our greatest waste. All too often we, as leaders, exert 
energy setting limiting goals and inordinate amounts of time thinking too small, and gain a false sense of 
comfort—supported by perpetual committees and taskforces—that progress is afoot. 

We must take to heart that what is allowed to remain is an endorsement. 

Most transformational pivots occur in moments of crisis, when survival is only secured through the rapid 
adoption of innovation and when there’s no time to consider why something won’t work. In such moments, 
people’s intuition is on steroids, focused on purpose. Processes are quickly established, self-governing 
kicks in, and the village comes to life co-producing success. What was historically assumed to be required 
becomes disposable; the impossible becomes routine; the compression of time unfathomable.  

If there was ever any doubt, operationalizing innovation is possible when hesitancy is removed. Prevailing 
wisdom suggests that change is hard and requires converting non-believers. But perhaps unleashing the 
power of resiliency, rather than embarking on yet another exhausting journey to justify the change, may 
provide our greatest and quickest returns on innovation. 

Change is easy and inspiring among those who embrace it. 

For NRC Health, believing in the resiliency of our associates is a powerful lever and is at the top of our list 
for generating shareholder value and societal good.

Sincerely,

Michael D. Hays
Fellow Owner

[This page intentionally left blank] 

NATIONAL RESEARCH CORPORATION 
D/B/A NRC Health 

NOTICE OF ANNUAL MEETING OF SHAREHOLDERS 
To Be Held June 29, 2021 

To the Shareholders of 

National Research Corporation: 

NOTICE IS HEREBY GIVEN that the Annual Meeting of Shareholders of National Research 

Corporation will be held on Tuesday, June 29, 2021, at 12:30 P.M., Central Time, via the Internet at 
www.virtualshareholdermeeting.com/nrc2021, for the following purposes:  

1. 

To elect two directors to hold office until the 2024 annual meeting of 

shareholders and until their successors are duly elected and qualified. 

2. 

To ratify the appointment of KPMG LLP as our independent registered public 

accounting firm for 2021. 

3. 

To conduct an advisory vote to approve the compensation of our named executive 

officers as disclosed in the accompanying proxy statement. 

4. 

To approve the reincorporation of National Research Corporation from the State 

of Wisconsin to the State of Delaware pursuant to a plan of conversion. 

5. 

To approve our Delaware Certificate of Incorporation increasing the total number 

of shares of the Company’s authorized common stock. 

6. 

To approve our Delaware Certificate of Incorporation removing restrictions on 

business combinations. 

7. 

 To approve a  provision in our Delaware Certificate of Incorporation opting out 

of Delaware General Corporation Law Section 203 in connection with the reincorporation to 
Delaware; and 

8. 

To consider and act upon such other business as may properly come before the 

meeting or any adjournment or postponement thereof. 

The close of business on May 5, 2021, has been fixed as the record date for the determination of 

shareholders entitled to notice of, and to vote at, the meeting and any adjournment or postponement 
thereof. 

A proxy for the meeting and a proxy statement are enclosed herewith. 

By Order of the Board of Directors 
NATIONAL RESEARCH CORPORATION 

Kevin R. Karas 
Secretary 

Lincoln, Nebraska 
June 3, 2021  

 
 
 
 
 
 
 
Important Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting To Be 
Held on June 29, 2021.  The National Research Corporation proxy statement for the 2021 Annual 
Meeting of Shareholders and the 2020 Annual Report to Shareholders are available at 
www.proxyvote.com.   

YOUR VOTE IS IMPORTANT NO MATTER HOW LARGE OR SMALL YOUR HOLDINGS 
MAY BE.  TO ASSURE YOUR REPRESENTATION AT THE MEETING, PLEASE DATE THE 
ENCLOSED PROXY, WHICH IS SOLICITED BY THE BOARD OF DIRECTORS, SIGN 
EXACTLY AS YOUR NAME APPEARS THEREON AND RETURN IMMEDIATELY. 

 
 
 
 
 
TABLE OF CONTENTS 

General Information about the Annual Meeting .................................................................... 

Proposal No. 1 – Election of Directors .................................................................................. 

Page 

1 

3 

Security Ownership of Certain Beneficial Owners and Management ...................................  13 

Proposal  No.  2  –  Ratification  of  the  Appointment  of  Independent  Registered  Public 
Accounting Firm ....................................................................................................................  15 

Compensation Discussion and Analysis ................................................................................  16 

Proposal No. 3 – Advisory Vote on Executive Compensation ..............................................  27 

Commentary from the Board of Directors on Proposals 4 through 7 ....................................  29 

Proposal No. 4 – Approval of the Company Reincorporating from the State of Wisconsin 
to the State of Delaware ......................................................................................................... 

Proposal No. 5 – Approval of our Certificate of Incorporation Increasing the Number of 
Authorized Shares of Common Stock.................................................................................... 

Proposal No. 6 – Approval of our Certificate of Incorporation Removing Restrictions on 
Business Combinations .......................................................................................................... 

Proposal No. 7 – Approval of a Provision in our Certificate of Incorporation Opting Out 
of DGCL Section 203 ............................................................................................................ 

30 

46 

50 

52 

Fees Paid to Independent Registered Public Accounting Firm .............................................  54 

Appendix A – Plan of Conversion .........................................................................................  A-1 

Appendix B – Wisconsin Certificate of Conversion ..............................................................  B-1 

Appendix C – Delaware Certificate of Conversion ...............................................................  C-1 

Appendix D – Delaware Certificate of Incorporation............................................................  D-1 

Appendix E – Delaware Bylaws ............................................................................................  E-1 

Proxy Card .............................................................................................................................  F-1 

 
 
 
 
 
 
 
 
[This page intentionally left blank] 

NATIONAL RESEARCH CORPORATION 
D/B/A NRC Health 
1245 Q Street 
Lincoln, Nebraska 68508 

PROXY STATEMENT 
FOR 
ANNUAL MEETING OF SHAREHOLDERS 
To Be Held June 29, 2021   

This proxy statement is being furnished to shareholders by the Board of Directors (the “Board”) 

of National Research Corporation, doing business as NRC Health (“NRC Health,” the “Company,” “we,” 
“our,” “us” or similar terms), beginning on or about June 3, 2021, in connection with a solicitation of 
proxies by the Board for use at the Annual Meeting of Shareholders to be held on Tuesday, June 29, 
2021, at 12:30 P.M., Central Time, virtually via the Internet at 
www.virtualshareholdermeeting.com/nrc2021, and all adjournments or postponements thereof (the 
“Annual Meeting”) for the purposes set forth in the attached Notice of Annual Meeting of Shareholders.  

Execution of a proxy given in response to this solicitation will not affect a shareholder’s right to 
vote their shares during the Annual Meeting.  Participation at the Annual Meeting of a shareholder who 
has signed a proxy does not in itself revoke a proxy.  Any shareholder giving a proxy may revoke it at any 
time before it is exercised by giving notice thereof to us in writing or in open meeting.  Instructions on 
how to vote while participating in the Annual Meeting live via the Internet are posted at 
www.virtualshareholdermeeting.com/nrc2021. 

A proxy, in the enclosed form, which is properly executed, duly returned to us and not revoked, 
will be voted in accordance with the instructions contained therein.  The shares represented by executed 
but unmarked proxies will be voted as follows: 

•  FOR the two persons nominated for election as directors referred to herein; 

•  FOR the ratification of the appointment of KPMG LLP as our independent registered public 

accounting firm for 2021; 

•  FOR the advisory vote to approve the compensation of the individuals named in the 

Summary Compensation Table set forth below in this proxy statement (such group of 
individuals are sometimes referred to as our named executive officers); 

•  FOR the reincorporation of National Research Corporation from the State of Wisconsin to the 

State of Delaware pursuant to a plan of conversion; 

•  FOR our Delaware Certificate of Incorporation increasing the total number of shares of the 

Company’s authorized common stock; 

•  FOR our Delaware Certificate of Incorporation removing restrictions on business 

combinations; 

•  FOR the approval of a provision in our Delaware Certificate of Incorporation opting out of 
Delaware General Corporation Law Section 203 in connection with the reincorporation to 
Delaware; and  

1 

 
 
 
•  On such other business or matters which may properly come before the Annual Meeting in 
accordance with the best judgment of the persons named as proxies in the enclosed form of 
proxy.   

Other than the election of two directors, the ratification of the appointment of KPMG LLP as our 
independent registered public accounting firm for 2021, the advisory vote to approve the compensation of 
our named executive officers, the reincorporation from the State of Wisconsin to the State of Delaware, 
increasing the total number of shares of the Company’s authorized common stock in our Delaware 
Certificate of Incorporation, removing restrictions on business combinations in our Delaware Certificate 
of Incorporation, and in connection with the reincorporation, the approval of a provision in our Delaware 
Certificate of Incorporation opting out of Delaware General Corporation Law Section 203, the Board has 
no knowledge of any matters to be presented for action by the shareholders at the Annual Meeting. 

Only holders of record of our common stock, $.001 par value per share (the “Common Stock”), at 
the close of business on May 5, 2021 (the “Record Date”), are entitled to vote at the Annual Meeting.  On 
that date, we had outstanding and entitled to vote 25,439,013 shares of Common Stock, each of which is 
entitled to one vote per share. The presence at the Annual Meeting, via live webcast or by proxy, of a 
majority of the votes entitled to be cast shall constitute a quorum for the purpose of transacting business at 
the Annual Meeting. Abstentions and broker non-votes will be counted as present in determining whether 
there is a quorum.  

Information Regarding Participation in the Annual Meeting via the Internet 

Due to the public health impact of the coronavirus outbreak (COVID-19) and to support the 

health and well-being of our associates and shareholders, we will be hosting the Annual Meeting live via 
the Internet.  You will not be able to attend the Annual Meeting in person.  Any stockholder can listen to 
and participate in the Annual Meeting live via the Internet at 
www.virtualshareholdermeeting.com/nrc2021.  The Annual Meeting webcast will begin promptly at 
12:30 P.M., Central Time.  We encourage you to access the Annual Meeting webcast prior to the start 
time.  Online check-in will begin, and stockholders may begin submitting written questions, at 12:15 
P.M., Central Time, and you should allow ample time for the check-in procedures.   

You will need the 16-digit control number included on your proxy card or voting instruction 

form, or included in the e-mail to you if you received the proxy materials by e-mail, in order to be able to 
vote your shares or submit questions during the Annual Meeting.  Instructions on how to connect to the 
Annual Meeting and participate via the Internet, including how to demonstrate proof of stock ownership, 
are posted at www.virtualshareholdermeeting.com/nrc2021.  If you do not have your 16-digit control 
number, you will be able to access and listen to the Annual Meeting but you will not be able to vote your 
shares or submit questions during the Annual Meeting.  Our virtual meeting platform vendor will have 
technicians ready to assist you with any technical difficulties you may have accessing the virtual meeting 
or submitting questions.  If you encounter any difficulties accessing the virtual meeting during the check-
in or meeting time, please call the technical support number that will be posted on the Virtual Shareholder 
Meeting login page. 

2 

 
 
 
 
 
 
 
 
 
PROPOSAL NO. 1 – ELECTION OF DIRECTORS 

Our By-Laws provide that the directors shall be divided into three classes, with staggered terms 
of three years each.  At the Annual Meeting, the shareholders will elect two directors to hold office until 
the 2024 annual meeting of shareholders and until their successors are duly elected and qualified.  Unless 
shareholders otherwise specify, the shares represented by the proxies received will be voted in favor of 
the election as directors of the two persons named as nominees herein.  The Board has no reason to 
believe that the listed nominees will be unable or unwilling to serve as directors if elected.   However, in 
the event that any nominee should be unable to serve or for good cause will not serve, the shares 
represented by proxies received will be voted for another nominee selected by the Board.  Each director 
will be elected by a plurality of the votes cast at the Annual Meeting (assuming a quorum is present).  
Consequently, any shares not voted at the Annual Meeting, whether due to abstentions, broker non-votes 
or otherwise, will have no impact on the election of the directors.  Votes will be tabulated by an inspector 
of elections appointed by the Board.  

The following sets forth certain information, as of May 5, 2020, about the Board’s nominees for 

election at the Annual Meeting and each director of the Company whose term will continue after the 
Annual Meeting.  

Nominees for Election at the Annual Meeting   

Terms expiring at the 2024 Annual Meeting  

Michael D. Hays, 66, has served as Chief Executive Officer and a director since he founded the 

Company in 1981.  He also served as President of the Company from 1981 to 2004, from July 2008 
to July 2011, and from October 2020 to present.  Prior to founding the Company, Mr. Hays served for 
seven years as a Vice President and a director of SRI Research Center, Inc. (n/k/a the Gallup 
Organization).  Mr. Hays’ background as founder of the Company, and his long and successful tenure as 
Chief Executive Officer and a director, led to the conclusion that he should serve as a director of the 
Company.  

John N. Nunnelly, 68, has served as a director of the Company since December 1997. Mr. 

Nunnelly is a retired Group President from McKesson Corporation, a leader in pharmaceutical 
distribution and healthcare information technology.  During his 28-year career at McKesson, Mr. 
Nunnelly served in a variety of other positions, including Vice President of Strategic Planning and 
Business Development, Vice President and General Manager of the Amherst Product Group and Vice 
President of Sales-Decision Support.  These responsibilities included leading several business units, 
including one with over $360 million in annual revenue.  In addition, he was involved in managing a 
number of mergers and acquisitions.  Mr. Nunnelly has also served as an adjunct professor at the 
University of Massachusetts, School of Nursing, advising students and faculty on matters pertaining to 
healthcare information technology.  These experiences and Mr. Nunnelly’s expertise as a professional and 
educator in the field of healthcare information technology led to the conclusion that he should serve as a 
director of the Company.  

THE BOARD RECOMMENDS THE FOREGOING NOMINEES FOR ELECTION AS  
DIRECTORS AND URGES EACH SHAREHOLDER TO VOTE “FOR” SUCH NOMINEES.  
SHARES OF THE COMPANY’S COMMON STOCK REPRESENTED BY EXECUTED BUT 
UNMARKED PROXIES WILL BE VOTED “FOR” SUCH NOMINEES. 

3 

 
 
 
 
Directors Continuing in Office 

Terms expiring at the 2022 Annual Meeting 

Donald M. Berwick, 74, has served as a director of the Company since October 2015.  Dr. 
Berwick is the former President and Chief Executive Officer of the Institute for Healthcare Improvement, 
which he co-founded and led for almost 20 years, and where he now serves as President Emeritus and 
Senior Fellow.  He is also currently a Lecturer in the Department of Health Care Policy at Harvard 
Medical School.  From July 2010 to December 2011, Dr. Berwick served as the Administrator of the 
Centers for Medicare and Medicaid Services as an appointee of President Barack Obama.  Dr. Berwick 
previously served on the faculty of the Harvard Medical School and the Harvard School of Public Health 
(from 1974 to 2010). He was also vice chair of the U.S. Preventive Services Task Force (from 1990 to 
1995), the first “Independent Member” of the Board of Trustees of the American Hospital Association 
(from 1996 to 1999) and the chair of the National Advisory Council of the Agency for Healthcare 
Research and Quality (from 1995 to 1999). Dr. Berwick’s expertise as a professional, administrator, 
lecturer and educator in the field of healthcare led to the conclusion that he should serve as a director of 
the Company. 

Stephen H. Lockhart, 62, has served as a director of the Company since May 2021.  Dr. 

Lockhart served as senior vice president and chief medical officer for Sutter Health Network, a not-for-
profit system of hospitals, physician organizations, and research institutions in Northern California, from 
2015 to 2021. Prior to that role, Dr. Lockhart served as Sutter Health Network’s regional chief medical 
officer for the East Bay Region from 2010 to 2015. From 2008 to 2010, Dr. Lockhart served as the chief 
administrative officer at the St. Luke’s campus of Sutter’s California Pacific Medical Center. In 2017, Dr. 
Lockhart was named to California Governor Brown’s Advisory Committee on Precision Medicine as part 
of California’s effort to use advanced computing and technology to better understand, treat, and prevent 
disease. Dr. Lockhart serves on the board of Molina Healthcare, Inc. (NYSE: MOH), a health plan 
provider under Medicaid and Medicare programs and in state insurance marketplaces. Dr. Lockhart also 
serves on the boards of the ECRI Institute, Recreational Equipment, Inc., the David and Lucile Packard 
Foundation, and is chairman of Parks California – a nonprofit dedicated to supporting California's parks 
and public lands. Dr. Lockhart’s 35 years of experience in the healthcare industry and his background as 
medical provider and administrator in a large healthcare system led to the conclusion that he should serve 
as a director of the Company. 

Terms expiring at the 2023 Annual Meeting  

JoAnn M. Martin, 66, has served as a director of the Company since June 2001. Ms. Martin 

served as the Vice Chair of the Board of Ameritas Mutual Holding Company, Ameritas Holding 
Company, and Ameritas Life Insurance Corp. (“Ameritas”) until May 2021.  Ms. Martin was elected 
President and Chief Executive Officer of Ameritas, an insurance and financial services company, in July 
2005 and served as Chair and Chief Executive Officer until January 2020. From April 2003 to July 2005, 
she served Ameritas as President and Chief Operating Officer. Prior to that role, Ms. Martin served as 
Senior Vice President and Chief Financial Officer of Ameritas for more than the preceding five years. In 
April 2009, Ms. Martin was elected Chief Executive Officer of Ameritas Holding Company and Ameritas 
Mutual Holding Company (previously named UNIFI Mutual Holding Company), where she had served as 
Executive Vice President and Chief Financial Officer for more than the preceding five years, and served 
as Chief Executive Officer of Ameritas Mutual Holding Company until January 2020. Prior to her 
retirement from the position of Chief Executive Officer in January 2020, Ms. Martin had served as an 
officer of Ameritas and/or its affiliates since 1988. Ms. Martin has also served as a director of Nelnet, Inc. 
(NYSE: NNI), a diversified educational services, technology solutions, telecommunications, and asset 
management company, since March 2020 and currently serves on Nelnet’s Audit Committee. Ms. 
Martin’s financial background as a certified public accountant and as the former Chief Financial Officer 
and Chief Executive Officer of a mutual insurance holding company, as well as her past leadership 

4 

 
 
experiences as a director of the Omaha Branch of the Federal Reserve Bank of Kansas City and other 
organizations, led to the conclusion that she should serve as a director of the Company.  

Penny A. Wheeler, 63, has served as a director of the Company since May 2021.  Since 2015, 

Dr. Wheeler has served as the chief executive officer of Allina Health, a not-for-profit healthcare system 
serving over 1.5 million individuals in Minnesota and western Wisconsin. Prior to that role she served as 
chief clinical officer since 2006. For 20 years, Dr. Wheeler has also served as a board certified 
obstetrician/gynecologist where she spent considerable time interacting with, and caring for, patients and 
the community. In 2015, Minnesota Governor Mark Dayton appointed Dr. Wheeler to the Taskforce for 
Health Care Financing, and Dr. Wheeler has been named as one of the top 25 women in health care by 
Modern Healthcare magazine. Dr. Wheeler also serves on the board of Portico Healthnet, a not-for-profit 
organization dedicated to helping uninsured Minnesotans receive affordable health coverage and care, St. 
Thomas University, and the University of Minnesota Foundation. She is also on the Board of Cedar 
Cares, an organization that eases the patient billing experience through customized engagement. Dr. 
Wheeler’s past leadership experiences in the healthcare industry led to the conclusion that she should 
serve as a director of the Company.  

Independent Directors and Annual Meeting Attendance 

CORPORATE GOVERNANCE 

Of the six directors currently serving on the Board, the Board has determined that Donald M. 

Berwick, JoAnn M. Martin, John N. Nunnelly, Stephen H. Lockhart, and Penny A. Wheeler are 
“independent directors” as that term is defined in the listing standards of The NASDAQ Stock Market.  

Directors are typically expected to attend our annual meeting of shareholders each year.  For the 

2021 Annual Meeting, such attendance will be through the Internet via live webcast.  Each of the 
directors attended our 2020 annual meeting of shareholders. 

Currently, we do not have a chairman, and the Board does not have a policy on whether the roles 

of chief executive officer and chairman should be separate.  The Board has, however, designated a lead 
director since 2007, with Ms. Martin serving as the lead director from 2007 until May 2012 and Mr. 
Nunnelly serving as the lead director since May 2012.  The Board believes its current leadership structure 
is appropriate at this time since it establishes our chief executive officer as the primary executive leader 
with one vision and eliminates ambiguity as to who has primary responsibility for our performance.  

The lead director is an independent director who is appointed by the independent directors and 

who works closely with the chief executive officer.  In addition to serving as the principal liaison between 
the independent directors and the chief executive officer in matters relating to the Board as a whole, the 
primary responsibilities of the lead director are as follows: 

  Preside at all meetings of the Board at which the chief executive officer is not present, 

including any executive sessions of the independent directors, and establish agendas for such 
executive sessions in consultation with the other directors and the chief executive officer; 

  Advise the chief executive officer as to the quality, quantity, and timeliness of the flow of 
information from management that is necessary for the independent directors to effectively 
perform their duties;  

  Have the authority to call meetings of the independent directors as appropriate; and  

  Be available to act as the spokesperson for the Company if the chief executive officer is 

unable to act as the spokesperson. 

5 

 
 
 
 
 
Committees 

The Board held eleven meetings in 2020.  All persons serving as directors in 2020 attended at 

least 75% of the meetings of the Board and the committees on which they served during 2020.  

The Board has a standing Audit Committee, Compensation and Talent Committee, Nominating 

Committee and Strategic Planning Committee.  Each of these committees has the responsibilities set forth 
in formal written charters adopted by the Board.  We make available copies of each of these charters free 
of charge on our website located at www.nrchealth.com/our-purpose/investor-relations/corporate-
governance/. Other than the text of the charters, we are not including the information contained on or 
available through our website as a part of, or incorporating such information by reference into, this proxy 
statement. 

The Audit Committee’s primary function is to assist the Board in fulfilling its oversight 

responsibilities by overseeing our systems of internal controls regarding finance, accounting, legal 
compliance and ethics that management and the Board have established; our accounting and financial 
reporting processes; and the audits of our financial statements.  The Audit Committee presently consists 
of JoAnn M. Martin (Chairperson), John N. Nunnelly, and Donald M. Berwick,  each of whom meets the 
independence standards of The NASDAQ Stock Market and the Securities and Exchange Commission for 
audit committee members. The Board has determined that JoAnn M. Martin qualifies as an “audit 
committee financial expert,” as that term is defined by the Securities and Exchange Commission, because 
she has the requisite attributes through, among other things, education and experience as a president, chief 
financial officer and certified public accountant.  The Audit Committee held five meetings in 2020. 

The Compensation and Talent Committee determines compensation programs for our executive 

officers, reviews management’s recommendations as to the compensation to be paid to other key 
personnel and administers our equity-based compensation plans.  The Compensation and Talent 
Committee presently consists of Donald M. Berwick (Chairperson), JoAnn M. Martin, and John N. 
Nunnelly, each of whom meets the independence standards of The NASDAQ Stock Market and the 
Securities and Exchange Commission for compensation committee members. The Compensation and 
Talent Committee held two meetings in 2020.  From time to time, with the last time being in 2015, the 
Compensation and Talent Committee or our management has engaged a nationally recognized 
compensation consultant to assist us in our review of our compensation and benefits programs, including 
the competitiveness of pay levels, executive compensation design issues, market trends and technical 
considerations.  The Compensation and Talent Committee, however, did not use this information in 
setting the compensation of our executive officers in 2020. 

The Nominating Committee presently consists of Donald M. Berwick (Chairperson) and John N. 

Nunnelly, each of whom meets the independence standards of The NASDAQ Stock Market for 
nominating committee members. The Nominating Committee’s primary functions are to: (1) recommend 
persons to be selected by the Board as nominees for election as directors and (2) recommend persons to 
be elected to fill any vacancies on the Board.  The Nominating Committee held three meetings in 2020. 

The Strategic Planning Committee assists the Board in reviewing and, as necessary, altering, our 

strategic plan, reviewing industry trends and their effects, if any, on us and assessing our products, 
services and offerings and the viability of such portfolio in meeting the needs of the markets that we 
serve.  John N. Nunnelly (Chairperson), Donald M. Berwick and JoAnn M. Martin are the current 
members of the Strategic Planning Committee. The Strategic Planning Committee did not hold any 
meetings in 2020. 

Board Oversight of Risk 

The full Board is responsible for the oversight of our operational and strategic risk management 

process.  The Board relies on its Audit Committee to address significant financial risk exposures facing us 
and the steps management has taken to monitor, control and report such exposures, with appropriate 

6 

 
 
reporting of these risks to be made to the full Board.  The Board relies on its Compensation and Talent 
Committee to address significant risk exposures facing us with respect to compensation, with appropriate 
reporting of these risks to be made to the full Board.  The Board’s role in our risk oversight has not 
affected the Board’s leadership structure. 

Nominations of Directors 

The Nominating Committee will consider persons recommended by shareholders to become 

nominees for election as directors.  Recommendations for consideration by the Nominating Committee 
should be sent to the Secretary of the Company in writing together with appropriate biographical 
information concerning each proposed nominee.  Our By-Laws also set forth certain requirements for 
shareholders wishing to nominate director candidates directly for consideration by the shareholders. With 
respect to an election of directors to be held at an annual meeting, a shareholder must, among other 
things, give notice of intent to make such a nomination to the Secretary of the Company not less than 60 
days or more than 90 days prior to the second Wednesday in the month of April. In the event, however, 
that the date of the annual meeting is advanced by more than 30 days or delayed by more than 60 days 
from the second Wednesday in the month of April, in order to be timely notice by the shareholder must be 
received not earlier than the 90th day prior to the date of such annual meeting and not later than the close 
of business on the later of (i) the 60th day prior to such annual meeting and (ii) the 10th day following the 
day on which public announcement of the date of such meeting is first made. 

In identifying and evaluating nominees for director, the Nominating Committee seeks to ensure 
that the Board possesses, in the aggregate, the strategic, managerial and financial skills and experience 
necessary to fulfill its duties and to achieve its objectives, and seeks to ensure that the Board is comprised 
of directors who have broad and diverse backgrounds, possessing knowledge in areas that are of 
importance to us.  The Nominating Committee looks at each nominee on a case-by-case basis regardless 
of who recommended the nominee.  In looking at the qualifications of each candidate to determine if their 
election would further the goals described above, the Nominating Committee takes into account all 
factors it considers appropriate, which may include strength of character, mature judgment, career 
specialization, relevant technical skills or financial acumen, diversity of viewpoint and industry 
knowledge.  In addition, the Board and the Nominating Committee believe that the following specific 
qualities and skills are necessary for all directors to possess: 

 A director must display high personal and professional ethics, integrity and values. 

 A director must have the ability to exercise sound business judgment. 

  A director must be accomplished in his or her respective field, with broad experience at the 

administrative and/or policy-making level in business, government, education, technology or 
public interest. 

  A director must have relevant expertise and experience, and be able to offer advice and 

guidance based on that expertise and experience. 

  A director must be independent of any particular constituency, be able to represent all 

shareholders of the Company and be committed to enhancing long-term shareholder value. 

  A director must have sufficient time available to devote to activities of the Board and to 

enhance his or her knowledge of the Company’s business. 

7 

 
 
The Board also believes the following qualities or skills are necessary for one or more directors to 

possess: 

  At least one independent director must have the requisite experience and expertise to be 
designated as an “audit committee financial expert,” as defined by applicable rules of the 
Securities and Exchange Commission, and have past employment experience in finance or 
accounting, requisite professional certification in accounting, or any other comparable 
experience or background which results in the member’s financial sophistication, as required 
by the rules of NASDAQ. 

  One or more of the directors generally must be active or former executive officers of public 
or private companies or leaders of major complex organizations, including commercial, 
scientific, government, educational and other similar institutions. 

As noted above, in identifying and evaluating nominees for director, the Nominating Committee 
seeks to ensure that, among other things, the Board is comprised of directors who have broad and diverse 
backgrounds, because the Board believes that directors should be selected so that the Board is a diverse 
body. The Nominating Committee implements this policy by considering how potential directors’ 
backgrounds would contribute to the diversity of the Board. As part of its annual self-evaluation, the 
Nominating Committee assesses the effectiveness of its efforts to attain diversity by considering whether 
it has an appropriate process for identifying and selecting director candidates. 

Compensation Committee Interlocks and Insider Participation 

Barbara Mowry, Ms. Martin, Mr. Nunnelly, and Mr. Berwick served on the Compensation and 

Talent Committee during 2020. None of such individuals were our officers or employees at any time 
during 2020 or as of the date of this Proxy Statement, nor was any such individual a former officer of the 
Company. In 2020 we purchased dental and vision insurance for certain of our associates from Ameritas, 
a company for whom Ms. Martin served as Chair and Chief Executive Officer during 2020, in arms’ 
length transactions for approximately $248,000.  See Transactions with Related Persons for additional 
information on this transaction.  Otherwise, in 2020, no member of our Compensation and Talent 
Committee had any relationship or transaction with us that would require disclosure as a "related person 
transaction" under Item 404 of Securities and Exchange Commission Regulation S-K in this Proxy 
Statement under the section entitled Transactions with Related Persons. 

During 2020, none of our executive officers served as a member of the board of directors or 

compensation committee (or other board committee performing equivalent functions) of another entity, 
one of whose executive officers served on our Compensation and Talent Committee.  Additionally, during 
2020, none of our executive officers served as a member of the compensation committee (or other board 
committee performing equivalent functions) of another entity, one of whose executive officers served as a 
member of our Board or Compensation and Talent Committee. 

Transactions with Related Persons 

Except as otherwise disclosed in this section, we had no related person transactions during 2020, 

and none are currently proposed, in which we were a participant and in which any related person had a 
direct or indirect material interest.  Our Board has adopted written policies and procedures regarding 
related person transactions.  For purposes of these policies and procedures: 

  A “related person” means any of our directors, executive officers, nominees for director, any 
holder of 5% or more of the common stock or any of their immediate family members; and 

  A “related person transaction” generally is a transaction (including any indebtedness or a 
guarantee of indebtedness) in which we were or are to be a participant and the amount 

8 

 
 
 
 
involved exceeds $120,000, and in which a related person had or will have a direct or indirect 
material interest. 

Each of our executive officers, directors or nominees for director is required to disclose to the 

Audit Committee certain information relating to related person transactions for review, approval or 
ratification by the Audit Committee.  Disclosure to the Audit Committee should occur before, if possible, 
or as soon as practicable after the related person transaction is effected, but in any event as soon as 
practicable after the executive officer, director or nominee for director becomes aware of the related 
person transaction.  The Audit Committee’s decision whether or not to approve or ratify a related person 
transaction is to be made in light of the Audit Committee’s determination that consummation of the 
transaction is not or was not contrary to our best interests.  Any related person transaction must be 
disclosed to the full Board. 

Until January 2020, Ms. Martin served as Chair and Chief Executive Officer of Ameritas. Until 

May 2021, Ms. Martin served on the board of directors of Ameritas and certain of its affiliated 
companies.  In connection with our regular assessment of our insurance-based associate benefits and the 
costs associated therewith, which is conducted by an independent insurance broker, in 2007 we began 
purchasing dental insurance for certain of our associates from Ameritas and, in 2009, we also began 
purchasing vision insurance for certain of our associates from Ameritas.  The total value of these 
purchases, which were conducted in arms’ length transactions and approved by the Audit Committee 
pursuant to our related person transaction policies and procedures, was approximately $248,000 in 2020. 

During 2017, we acquired a cost method investment in convertible preferred stock of 

PracticingExcellence.com, Inc., a privately-held Delaware corporation (“PX”).  As part of the investment, 
we have the right to appoint one member to PX’s board of directors. Prior to the investment, we entered 
into an agreement with PX, under which we act as a reseller of PX services (the “PX reseller agreement”).  
The total revenue we earned from the PX reseller agreement was approximately $294,000 in 2020.  These 
transactions were conducted at arms’ length and approved by the Audit Committee pursuant to our related 
person transaction policies and procedures. 

Barbara Mowry, who served as one of our directors through May 2020, also served on the board 

of directors of IMA Financial Group Inc. (“IMA”). In connection with our regular assessment of our 
insurance coverages and the costs associated therewith, in 2020, we purchased directors and officers and 
employment practices liability insurance from IMA. The total payments for these services, which were 
conducted in arms’ length transactions and approved by the Audit Committee pursuant to our related 
person transaction policies and procedures, was approximately $1,100,000 in 2020. 

Communications with the Board of Directors 

Shareholders may communicate with the Board by writing to NRC Health, Board of Directors 

(or, at the shareholder’s option, to a specific director), c/o Kevin R. Karas, Secretary, 1245 Q Street, 
Lincoln, Nebraska 68508.   The Secretary will ensure that the communication is delivered to the Board or 
the specified director, as the case may be. 

Information About Our Executive Officers  

Set forth below is certain information regarding our current executive officers (other than our 

CEO and President, Mr. Hays, for whom information is set forth above under Nominees for Election at 
the Annual Meeting). 

Kevin R. Karas, 63, has served as our Chief Financial Officer, Treasurer and Secretary since 

September 2011, and as Senior Vice President Finance since he joined us in December 2010. From 2005 
to 2010, he served as Vice President of Finance for Lifetouch Portrait Studios, Inc., a national retail 
photography company.  Mr. Karas also previously served as Chief Financial Officer at CARSTAR, Inc., 

9 

 
 
 
 
an automobile collision repair franchise business, from 2000 to 2005, Chief Financial Officer at Rehab 
Designs of America, Inc., a provider of orthotic and prosthetic services, from 1993 to 2000, and as a 
regional Vice President of Finance and Vice President of Operations at Novacare, Inc., a provider of 
physical rehabilitation services, from 1988 to 1993.  He began his career as a Certified Public 
Accountant at Ernst & Young. 

Jona S. Raasch, 62, has served as our Chief Operating Officer from 1988 to 2011 and from 

2014 to present.  She has also served as Chief Executive Officer of the Governance Institute, one of our 
divisions, since May 2006. 

Helen L. Hrdy, 56, has served as our Chief Growth Officer since January 2020.  Prior to that 

position Ms. Hrdy served as our Senior Vice President, Customer Success, from January 2012 to 
January 2020.  Prior to this Ms. Hrdy held various positions of increasing responsibility with the 
Company since 2000. 

Our executive officers are elected by and serve at the discretion of the Board. There are no 

family relationships between any of our directors or executive officers.  There are no arrangements or 
understandings between any of our executive officers and any other person pursuant to which any of our 
executive officers was or is to be selected as an officer. 

Employee, Officer and Director Hedging 

We do not have practices or policies regarding the ability of employees (including officers) or 

directors of the Company, or any of their designees, to purchase financial instruments, or otherwise 
engage in transactions, that hedge or offset, or are designed to hedge or offset, any decrease in the market 
value of our equity securities.  Our officers and Named Executive Officers have not historically engaged 
in any such hedging transactions and as of the Record Date none of our officers or Named Executive 
Officers were party to any such hedging transactions. 

10 

 
 
 
 
  
 
 
 
2020 DIRECTOR COMPENSATION 

Directors who are executive officers of the Company receive no compensation for service as 
members of either the Board or committees thereof.  Directors who are not executive officers of the 
Company receive an annual fixed fee of $75,000 for the lead director and $50,000 for each other director.  
Directors are also reimbursed for out-of-pocket expenses associated with attending meetings of the Board 
and committees thereof.  Ms. Martin served as our lead director from 2007 to May 2012, and Mr. 
Nunnelly has served as our lead director since May 2012. 

Pursuant to the National Research Corporation 2004 Non-Employee Director Stock Plan, as 
amended (the “Director Plan”), each director who is not an associate (i.e., employee) of the Company also 
receives an annual grant of an option to purchase shares of our Common Stock on the date of each Annual 
Meeting of Shareholders. For the period from January 1, 2020 to December 31, 2020, each director 
continuing in office who was not an associate of the Company received a grant of options to purchase 
shares of our Common Stock with a target grant date fair value of approximately $100,000, rounded to 
the nearest whole share and computed in accordance with Financial Accounting Standards Board 
Accounting Standards Codification Topic 718, Compensation-Stock Compensation (“FASB ASC Topic 
718”), or successor rule, on the date of our 2020 annual meeting of shareholders.  The options were 
granted with an exercise price equal to the fair market value of our common stock on the date of grant, 
and are scheduled to vest the day immediately preceding the Annual Meeting. 

 The following table sets forth information regarding the compensation received by each of our 

directors during 2020: 

Name 

Donald M. Berwick 

JoAnn M. Martin 

Barbara J. Mowry(2) 

John N. Nunnelly 

Fees Earned or  
Paid in Cash 

Option Awards(1) 

Total 

$ 50,000 

$ 50,000 

$ 19,231 

$ 75,000 

$ 100,003 

$ 100,003 

$ 150,003 

$ 150,003 

- 

$ 19,231  

$ 100,003 

$ 175,003  

1 Represents the aggregate grant date fair value of option awards granted during the year, computed in accordance with 
FASB ASC Topic 718.  See Note 9 to our Consolidated Financial Statements included in our Annual Report on Form 
10-K for the years ended December 31, 2020, December 31, 2019, and December 31, 2018, for a discussion of 
assumptions made in the valuation of share-based compensation.   As of December 31, 2020, the outstanding option 
awards for each director were as follows: Dr. Berwick – 14,000 options; Ms. Martin – 60,440 options; Ms. Mowry – 
50,000 options; and Mr. Nunnelly – 49,675 options. 
2 Ms. Mowry’s term as director expired on May 18, 2020 and she did not stand for reelection. 

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF THE AUDIT COMMITTEE 

In accordance with its written charter, the Audit Committee’s primary function is to assist the 

Board in fulfilling its oversight responsibilities by overseeing the Company’s systems of internal controls 
regarding finance, accounting, legal compliance and ethics that management and the Board have 
established; the Company’s accounting and financial reporting processes; and the audits of the financial 
statements of the Company.  

In fulfilling its responsibilities, the Audit Committee has reviewed and discussed the audited 

financial statements contained in the 2020 Annual Report on Form 10-K with the Company’s 
management and independent registered public accounting firm.  Management is responsible for the 
financial statements and the reporting process, including the system of internal controls.  The independent 
registered public accounting firm is responsible for expressing an opinion on the audited financial 
statements in conformity with U.S. generally accepted accounting principles and on the Company’s 
internal control over financial reporting. 

The Audit Committee discussed with the independent registered public accounting firm matters 

required to be discussed under the applicable requirements of the Public Company Accounting Oversight 
Board regarding communications with audit committees.  In addition, the Company’s independent 
registered public accounting firm provided to the Audit Committee the written disclosures and the letter 
required by applicable requirements of the Public Company Accounting Oversight Board regarding the 
independent registered public accounting firm’s communications with the Audit Committee concerning 
independence, and the Audit Committee discussed with the independent registered public accounting firm 
the firm’s independence.  The Audit Committee pre-approves all audit and permissible non-audit services 
provided by the independent registered public accounting firm.  The Audit Committee has considered 
whether the provision of the services relating to the Audit-Related Fees, Tax Fees and All Other Fees set 
forth in “Miscellaneous – Independent Registered Public Accounting Firm” was compatible with 
maintaining the independence of the independent registered public accounting firm and determined that 
such services did not adversely affect the independence of the firm. 

In reliance on the reviews and discussions referred to above, the Audit Committee recommended 

to the Board (and the Board has approved) that the audited financial statements be included in the 
Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2020, for filing with the 
Securities and Exchange Commission. 

This report shall not be deemed incorporated by reference by any general statement incorporating 

by reference this proxy statement into any filing under the Securities Act of 1933, as amended, or the 
Securities Exchange Act of 1934, as amended, and shall not otherwise be deemed filed under such Acts. 

AUDIT COMMITTEE 

JoAnn M. Martin, Chairperson 
John N. Nunnelly 
Donald M. Berwick 

12 

 
 
 
 
PRINCIPAL SHAREHOLDERS 

The following table sets forth certain information regarding the beneficial ownership of Common 
Stock as of the Record Date (i.e., May 5, 2021) by: (1) each director and director nominee; (2) each of the 
executive officers named in the Summary Compensation Table; (3) all of the directors, director nominees 
and executive officers as a group; and (4) each person or entity known to the Company to be the 
beneficial owner of more than 5% of the Common Stock.  Except as otherwise indicated in the footnotes, 
each of the holders listed below has sole voting and investment power over the shares beneficially owned. 
As of the Record Date, there were 25,439,013 shares of Common Stock outstanding.  

Name of Beneficial Owner 

Shares 

% (1) 

Shares Beneficially Owned 

Directors and Executive Officers (2) 

Michael D. Hays ..............................................................................................  

Kevin R. Karas ................................................................................................  

Jona S. Raasch .................................................................................................  

Helen L. Hrdy..................................................................................................  

223,794(3)(4) 

42,754(4)(5)  

95,735(4)(6) 

58,691(4) 

Steven D. Jackson ...........................................................................................  

55,567 

Donald M. Berwick .........................................................................................  

JoAnn M. Martin .............................................................................................  

John N. Nunnelly ............................................................................................  

Stephen H. Lockhart ........................................................................................  

Penny A. Wheeler ...........................................................................................  

14,540(4) 

199,395(4) 

76,569(4) 

0(4) 

0(4) 

  * 

* 

* 

* 

* 

* 

* 

* 

* 

* 

All directors, nominees and executive 

officers as a group (ten persons) ..................................................................  

767,045(4) 

3.0% 

Other Holders 

Amandla MK Trust and Patrick E. Beans, as the Special Holdings Direction 
Advisor under this Trust (7) ..........................................................................  

6,265,055 

24.6% 

Common Property Trust, Common Property Trust LLC and Thomas 
Richardson, as Trustee of Common Property Trust and Manager of 
Common Property Trust LLC(8) ...................................................................  

4,772,522 

18.8% 

Kayne Anderson Rudnick Investment Management 

LLC (9)..........................................................................................................  

3,334,366 

13.1% 

_______________________ 
* Denotes less than 1%. 

(1) 

(2) 
(3) 
(4) 

In accordance with applicable rules under the Securities Exchange Act of 1934, as amended, the number of shares indicated as beneficially 
owned by a person includes shares of common stock and shares underlying options that are currently exercisable or will be exercisable 
within 60 days of May 5, 2021. Shares of common stock underlying stock options that are currently exercisable or will be exercisable 
within 60 days of May 5, 2021 are deemed to be outstanding for purposes of computing the percentage ownership of the person holding 
such options, but are not deemed outstanding for purposes of computing the percentage ownership of any other person. 
The address of all directors and officers is 1245 Q Street, Lincoln, Nebraska 68508. 
Includes 139,095 shares of Common Stock held by Mr. Hays’ wife.  Mr. Hays disclaims beneficial ownership of the shares held by his wife. 
Includes shares of Common Stock that may be purchased under stock options which are currently exercisable or exercisable within 60 days 
of May 5, 2021, as follows:  Mr. Hays, 47,950 shares; Mr. Karas, 20,458 shares; Ms. Raasch, 45,116 shares; Ms. Hrdy, 25,866 shares; Mr. 
Berwick, 14,000 shares; Ms. Martin, 60,440 shares; Mr. Nunnelly, 49,675 shares; Dr. Lockhart, 0 shares; Dr. Wheeler, 0 shares; and all 
directors, nominees and executive officers as a group, 263,505 shares. 

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(5) 
(6) 

(7) 

(8) 

Includes 22,296 shares of Common Stock pledged as security.  
Includes 50,619 shares of Common Stock held indirectly through a trust. 
The trustee of this Trust is The Bryn Mawr Trust Company of Delaware and its address is 20 Montchanin Road, Suite 100, Greenville, 
Delaware 19807.  The address of the Special Holdings Direction Advisor for this Trust is 709 Pier 2, Lincoln, Nebraska 68528.   
The address for the Common Property Trust and Common Property Trust LLC is 4535 Normal Boulevard, Suite 195, Lincoln, Nebraska 
68506.  The trustee of Common Property Trust and the manager of Common Property Trust LLC is Thomas Richardson.  Mr. Richardson’s 
address is 601 Massachusetts Avenue, NW, Washington, D.C. 2000. 

 (9)  The number of shares owned set forth above in the table is as of or about December 31, 2020 as reported by Kayne Anderson Rudnick 

Investment Management LLC (“Kayne Anderson”) in its amended Schedule 13G filed with the Securities and Exchange Commission.  The 
address for Kayne Anderson is 1800 Avenue of the Stars, 2nd Floor, Los Angeles, California 90067.  Kayne Anderson reports sole voting 
and dispositive power with respect 717,151 of these shares and shared voting and dispositive power with respect to 2,617,215 of these 
shares. The amended Schedule 13G further provides that the shares noted as beneficially owned by Kayne Anderson include: (i) 2,617,215 
shares beneficially owned by Virtus Investment Advisers, Inc., One Financial Plaza, Hartford, Connecticut 06103, for which such person 
has shared voting and dispositive power, and (ii) 2,409,518 shares beneficially owned by Virtus Equity Trust, on behalf of Virtus KAR 
Small Cap Growth Fund, 101 Munson Street, Greenfield, Massachusetts 01301, for which such person has shared voting and dispositive 
power. 

DELINQUENT SECTION 16(A) REPORTS 

Section 16(a) of the Securities Exchange Act of 1934 requires our directors, executive officers 

and any owner of greater than 10% of our Common Stock to file reports with the Securities and Exchange 
Commission concerning their ownership of our Common Stock.  Based solely upon information provided 
to us by individual directors and executive officers, we believe that, during the fiscal year ended 
December 31, 2020, all of our directors and executive officers and owners of greater than 10% of our 
Common Stock complied with the Section 16(a) filing requirements, except that (i) a Form 4 for Mr. 
Jackson reporting the forfeiture of shares upon the vesting of restricted stock and (ii) a Form 4 for Mr. 
Hays reporting his acquisition of shares from a family trust were not timely filed. 

14 

 
 
 
 
 
 
 
 
 PROPOSAL NO. 2 – RATIFICATION OF THE APPOINTMENT OF 
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

The Audit Committee has appointed KPMG LLP to serve as our independent registered public 

accounting firm for the year ending December 31, 2021.  

We are asking our shareholders to ratify the appointment of KPMG LLP as our independent 
registered public accounting firm. Although ratification is not required, our Board is submitting the 
appointment of KPMG LLP to our shareholders for ratification because we value our shareholders’ views 
on our independent auditors and as a matter of good corporate practice. In the event that our shareholders 
fail to ratify the appointment, the Audit Committee will consider it as a direction to consider the 
appointment of a different firm. Even if the appointment is ratified, the Audit Committee in its discretion 
may select a different independent auditor at any time if it determines that such a change would be in the 
best interests of the Company and our shareholders.  

Representatives of KPMG LLP are expected to participate in the Annual Meeting via the live 

webcast with the opportunity to make a statement if they so desire. Such representatives are also expected 
to be available to respond to appropriate questions.   

Assuming a quorum is present at the Annual Meeting, the number of votes cast for the ratification 

of the Audit Committee’s appointment of KPMG LLP as our independent registered public accounting 
firm for the year ending December 31, 2021 must exceed the number of votes cast against it. Abstentions 
and broker non-votes will be counted as present in determining whether there is a quorum; however, they 
will not constitute a vote “for” or “against” ratification and will be disregarded in the calculation of votes 
cast. A broker non-vote occurs when a broker submits a proxy card with respect to shares that the broker 
holds on behalf of another person but declines to vote on a particular matter, either because the broker 
elects not to exercise its discretionary authority to vote on the matter or does not have authority to vote on 
the matter.  

THE BOARD OF DIRECTORS RECOMMENDS A VOTE “FOR” RATIFICATION OF 

THE APPOINTMENT OF KPMG LLP AS OUR INDEPENDENT REGISTERED PUBLIC 
ACCOUNTING FIRM.  SHARES OF THE COMPANY’S COMMON STOCK REPRESENTED 
BY EXECUTED BUT UNMARKED PROXIES WILL BE VOTED “FOR” RATIFICATION OF 
THE APPOINTMENT OF KPMG LLP AS OUR INDEPENDENT REGISTERED PUBLIC 
ACCOUNTING FIRM. 

15 

 
 
 
 
COMPENSATION DISCUSSION AND ANALYSIS 

The following discussion and analysis relates to the compensation of the individuals named in the 
Summary Compensation Table, a group we refer to as our “named executive officers.”  In this discussion, 
the terms “we,” “our,” “us” or similar terms refer to the Company.  

Overview of Executive Compensation Philosophy  

Key features of our compensation program include the following: 

 

 

 
 
 
 

 
 

 

 Conservative  pay  policy  with  total  named  executive  officer  and  director 
compensation positioned below the median 
 Direct  link  between  pay  and  performance  that  aligns  business  strategies  with 
stockholder value creation 
 Annual say-on-pay votes 
 No tax gross-ups 
 No excessive perquisites for executives 
 No  change  of  control  or  severance  obligations  to  named  executive  officers, 
including no accelerated vesting of equity awards upon a change of control 
 No re-pricing or back-dating of stock options or similar awards 
 Appropriate balance between short- and long-term compensation that discourages 
short-term risk taking at the expense of long-term results 
 Five year vesting period for executive option grants 

We recognize the importance of maintaining sound principles for the development and 

administration of our executive compensation and benefit programs.  Specifically, we design our 
executive compensation and benefit programs to advance the following core principles: 

  Competitive Pay for Our Market.  We strive to compensate our executive officers at levels to 
ensure that we continue to attract and retain a highly competent, committed management 
team.  Our Midwest headquarters provides a low cost of living that allows us to provide 
compensation that accomplishes this goal while keeping total compensation below that of 
many similar companies. 

  Align with Shareholders.  We seek to align the interests, perspectives and decision-making of 

our executive officers with the interests of our shareholders. 

  Incentivize Performance.  We link our executive officers’ compensation, particularly annual 

cash bonuses, to our established financial performance goals. 

We believe that a focus on these principles will benefit us and, ultimately, our shareholders in the 

long term by ensuring that we can attract and retain highly-qualified executive officers who are 
committed to our long-term success. 

Role of the Compensation and Talent Committee 

The Board appoints the Compensation and Talent Committee (the “Committee”), which consists 

entirely of directors who are “non-employee directors” for purposes of the Securities Exchange Act of 
1934.  The following individuals are members of the Committee:  

  Donald M. Berwick (Chairperson) 

  JoAnn M. Martin 

16 

 
 
 
  John N. Nunnelly 

The Committee is responsible for discharging the Board’s responsibilities with respect to all 
significant aspects of our compensation policies, programs and plans, and accordingly the Committee 
determines compensation programs for our executive officers or recommends such programs to the full 
Board for approval.  The Committee also reviews management’s recommendations as to the 
compensation to be paid to other key personnel and administers our equity-based compensation plans.  
Periodically, the Committee reviews and determines our compensation and benefit programs, with the 
objective of ensuring the executive compensation and benefits programs are consistent with our 
compensation philosophy.  The Committee has authority to carry out the foregoing responsibilities under 
its charter and may delegate such authority to subcommittees of the Committee.  From time to time, the 
Committee or management has engaged a nationally recognized compensation consultant to conduct a 
benchmarking study of executive compensation levels and practices.  This market information has, in the 
past, been used to help inform and shape decisions, but was (and is) neither the only nor the determinative 
factor in making compensation decisions.   

At the time our Committee recommended, and our Board approved, our named executive 

officers’ 2020 compensation, our most recent review of our compensation and benefit programs was in 
late 2015, when our Committee engaged Aon Hewitt to review our programs before determining 
compensation for 2016.  In determining compensation levels for our named executive officers in 2020, 
our Committee did not engage Aon Hewitt or any other compensation consultant to provide advice 
concerning executive officer compensation.   

One objective of the Committee in setting compensation for our executive officers, other than our 

Chief Executive Officer, is to establish base salary at a level that will attract and retain highly-qualified 
individuals.  The Committee’s considerations in setting our Chief Executive Officer’s base salary are 
described below.  For our executive officers other than our Chief Executive Officer, we also consider 
individual performance, level of responsibility, skills and experience, and internal comparisons among 
executive officers in determining base salary levels.     

The Committee administers our annual cash incentive program and long-term equity incentive 

plans and approves all awards made under the program and plans.  For annual and long-term incentives, 
the Committee considers internal comparisons and other existing compensation awards or arrangements 
in making compensation decisions and recommendations.  In its decision-making process, the Committee 
receives and considers the recommendations of our Chief Executive Officer as to executive compensation 
programs for all of the other officers.  In its decision-making process for the long-term incentives for our 
executive officers, the Committee considers relevant factors, including our performance and relative 
shareholder return and the awards given to the executive officer in past years.  The Committee makes its 
decisions regarding general program adjustments to future base salaries, annual incentives and long-term 
incentives concurrently with its assessment of the executive officers’ performance.  Adjustments 
generally become effective in January of each year. 

In fulfilling its objectives as described above, the Committee took the following steps in 

determining 2020 compensation levels for our named executive officers: 

  Considered the performance of our Chief Executive Officer and determined his total 

compensation; 

  Considered the performance of our other executive officers and other key associates (i.e., 

employees) with assistance from our Chief Executive Officer; and 

17 

 
 
  Determined total compensation for our named executive officers based on recommendations 

by our Chief Executive Officer (as to the other officers) and the Committee’s consideration of 
the Company’s and the individual officer’s performance. 

2020 Say on Pay Vote 

In May 2020 (after the 2020 executive compensation actions described in this Compensation 

Discussion and Analysis had taken place), we held our annual advisory shareholder vote on the 
compensation of our named executive officers at our annual shareholders’ meeting, and, consistent with 
the recommendation of the Board, our shareholders approved our executive compensation, with more 
than 99% of votes cast in favor.  Consistent with this strong vote of shareholder approval, we have not 
undertaken any material changes to our executive compensation programs.  

Total Compensation 

We intend to continue our strategy of compensating our executive officers through programs that 
emphasize performance-based incentive compensation in the form of cash and equity-based awards.  To 
that end, we have structured total executive compensation to ensure that there is an appropriate balance 
between a focus on our long-term versus short-term performance.  We believe that the total compensation 
paid or awarded to the executive officers during 2020 was consistent with our financial performance and 
the individual performance of each of our executive officers.  We also believe that this total compensation 
was reasonable in its totality and is consistent with our compensation philosophies described above. 

CEO Compensation 

The Committee reviews annually the salary and total compensation levels of Michael D. Hays, 
our Chief Executive Officer.  While Mr. Hays’ salary and overall compensation are significantly below 
the median level paid to chief executive officers of comparable companies, he requested that his base 
salary and targeted overall compensation remain unchanged.  The Committee has not proposed an 
increase in his salary or overall compensation since 2005. 

Elements of Compensation 

Base Salary 

The objective of the Committee is to establish base salary, when aligned with performance 
incentives, to continue to attract and retain the best talent (with the exception of Mr. Hays’ salary as noted 
above). We have historically attempted to minimize base salary increases in order to limit our executive 
compensation expense if we do not meet our objectives for financial growth under our incentive 
compensation program.   

Consistent with this practice, the Committee left base salaries unchanged in 2020 for Mr. Hays, 

Mr. Karas, Ms. Raasch and Mr. Jackson, maintaining the salary levels in place since 2016.  In the case of 
Mr. Hays, the decision was based on his request, described above, that his salary not be increased.  In the 
case of the other named executive officers, the decision was based on our performance and the belief that 
such named executive officer’s salaries were at an appropriate level to retain their talent. Ms. Hrdy 
received a pay increase in 2020 due to her promotion to Chief Growth Officer.  

Base salaries paid to our named executive officers represented the following percentages of their 

total compensation (as calculated for purposes of the Summary Compensation Table). 

18 

 
 
 
Base Salary as a Percentage 
of Total Compensation 

         Michael D. Hays 

      50% 

         Kevin R. Karas 

      50% 

         Jona S. Raasch 

      50% 

         Helen L. Hrdy 

      52% 

         Steven D. Jackson 

      58% 

Annual Cash Incentive 

Our executive officers are eligible for annual cash incentive awards under our incentive 
compensation program.  Please note that, while we may refer to annual cash incentive awards as bonuses 
in this discussion, the award amounts are reported in the Summary Compensation Table under the column 
titled “Non-Equity Incentive Plan Compensation” pursuant to the Securities and Exchange Commission’s 
regulations.   

We intend for our incentive compensation program to provide an incentive to meet and exceed 

our financial goals, and to promote a superior level of performance.  Within the overall context of our pay 
philosophy and culture, the program: 

  Provides total cash compensation to attract and retain key executive talent; 

  Aligns pay with organizational performance; 

  Focuses executive attention on key business metrics; and 

  Provides a significant incentive for achieving and exceeding performance goals. 

Under our incentive compensation program, the Committee establishes performance measures for 

our named executive officers at the beginning of each year.  For 2020, the Committee used our overall 
revenue and net income as performance measures because the Committee believes these are key measures 
of our ability to deliver value to our shareholders for which our named executive officers have primary 
responsibility.  The Committee weighted the two performance measures equally in determining bonus 
payouts.  The Committee structured the incentive compensation program so that our named executive 
officers would receive a bonus based on the percentage of growth in overall revenue and net income in 
2020 over 2019, starting from “dollar one” of such growth.  Consistent with past years, the Committee 
structured the incentive compensation program for our named executive officers to require performance 
representing growth in revenue or net income for any payout to be received.   

The Committee structured the incentive compensation program to permit payouts to be earned for 

any growth in revenue and net income because it believed that providing an incentive to achieve growth 
in these measures would provide an effective incentive to the executive officers in 2020.  The Committee 
determined that the bonuses under the incentive compensation program would be equal to the following 
(subject to a maximum of 200% of base salary): the product of the executive officer’s base salary (i) 
multiplied by the sum of the percentage year over year increase, if any, in overall revenue plus the 
percentage year over year increase, if any, in overall net income (ii) multiplied by 2.5.  

19 

 
 
 
In determining the potential bonus amounts for our named executive officers described above, the 

Committee concluded that their payouts determined by these formulas were likely to produce results 
consistent with our past practice of setting annual target payouts at 50% of base salary, and would 
continue to provide competitive compensation consistent with our goals for annual incentive awards. 

The following table shows amounts actually earned by our named executive officers for 2020, 

along with the percentages of their total compensation (as calculated for purposes of the Summary 
Compensation Table) that these amounts represent. 

Name 

    Michael D. Hays 

    Kevin R. Karas 

    Jona S. Raasch 

    Helen L. Hrdy 

    Steven D. Jackson(1) 

2020 Actual Bonus 
Percentage of 
Total Compensation 

2020 Actual 
Bonus Amount 

25% 

25% 

25% 

25% 

0% 

$62,426  

$139,650 

$147,000 

$139,650 

$0 

(1)  Mr. Jackson resigned effective October 2, 2020 and, accordingly, did not receive a 
bonus for 2020. 

Long-Term Equity Incentive 

The general purpose of our current equity-based plans is to promote the achievement of our long-

range strategic goals and enhance shareholder value.  The Committee may from time to time approve 
discretionary awards, however, we generally grant equity-based awards in the following circumstances:  

•  Annual Awards.  To provide an additional performance incentive for our executive officers and 

other key management personnel, our executive compensation package generally includes annual 
grants of stock options with respect to our common stock.     

•  New Hire or Promotion Awards.  We also award restricted stock grants to newly hired or 
promoted executive officers during their first year of participation in our equity incentive 
program to provide greater alignment between the officers’ interests and those of our 
shareholders, and to assist in retention.   

Options to purchase shares of common stock are typically granted with a per-share exercise price 

of 100% of the fair market value of each share of common stock subject to the option on the date of grant.  
The value of the option will be dependent on the future market value of the common stock, which we 
believe helps to align the economic interests of our key management personnel with the interests of our 
shareholders.  To encourage our key management personnel to continue in employment with us, when we 
grant restricted stock under the 2006 Equity Incentive Plan to executive officers, we generally impose a 5-
year restriction period on the grant, pursuant to which the options do not become fully vested and 
exercisable until the fifth anniversary of the grant date. 

In determining equity incentive awards for 2020, the Committee concluded that setting annual 

equity awards for our named executive officers at a grant date target fair value of approximately 50% of 
their respective then-current base salaries would provide competitive compensation consistent with our 
goals for equity awards.   The Committee generally grants stock options effective on a date in the first 

20 

 
 
 
 
 
 
week of January.  Accordingly, effective January 3, 2020, the Committee granted options to each of our 
named executive officers.  To determine the number of option shares with a grant date target fair value 
approximately equal to 50% of an executive officer’s base salary, the Committee divided 50% of the 
current base salary by the most recent Common Stock closing price to determine the number of shares 
that equal 50% of the current base salary.   The number of shares were then multiplied by a factor of three 
to determine the number of option shares to be granted.   The number of options granted to our named 
executive officers is shown in the Grants of Plan-Based Awards Table.    

For 2020, no performance-based equity awards were granted to our named executive officers. 

Our Committee may, however, consider in the future conditioning awards on the achievement of various 
performance goals, including return on equity, shareholder value added, earnings from operations, net 
earnings, net earnings per share, market price of our common stock and/or total shareholder return. 

Other Benefits 

To assist our associates in preparing financially for retirement, we maintain a 401(k) plan for all 
associates over 21 years of age, including our executive officers.  Pursuant to the 401(k) plan, we match 
25% of the first 6% of compensation contributed by our associates up to allowable Internal Revenue 
Service limitations.  We also maintain group life, health, dental and vision insurance programs for all of 
our salaried associates, and our named executive officers are eligible to participate in these programs on 
the same basis as all other eligible associates.   During 2020 we also provided our associates a work-from-
home allowance to further enable remote work due to COVID-19.  

Agreements with Officers 

We do not have employment, retention, severance, change of control or similar agreements with 

any of our executive officers.  While we enter into award agreements with our executive officers and 
other participants under our long-term equity award plans, these agreements and plans do not provide for 
acceleration of vesting or other benefits upon a change of control or termination. 

21 

 
 
 
 
 
 
2020 SUMMARY COMPENSATION TABLE 

Set forth below is information regarding compensation earned by or paid or awarded to the 

following executive officers:  Michael D. Hays, our Chief Executive Officer and President; Kevin R. 
Karas, our Senior Vice President Finance, Chief Financial Officer, Treasurer and Secretary; Jona S. 
Raasch, our Chief Operating Officer; Helen L. Hrdy, our Chief Growth Officer and Steven D. Jackson, 
our former President.  We had no other executive officers, as defined in Rule 3b-7 of the Securities 
Exchange Act of 1934, whose total compensation exceeded $100,000 during 2020.  The identification of 
such named executive officers is determined based on the individual’s total compensation for 2020, as 
reported below in the Summary Compensation Table, other than amounts reported as above-market 
earnings on deferred compensation and the actuarial increase in pension benefit accruals. 

The following table sets forth for our named executive officers with respect to 2020, 2019, and 

2018: (1) the dollar value of base salary earned during the year; (2) the aggregate grant date fair value of 
stock and option awards granted during the year, computed in accordance with Financial Accounting 
Standards Board Accounting Standards Codification Topic 718, Compensation-Stock Compensation 
(“FASB ASC Topic 718”); (3) the dollar value of earnings for services pursuant to awards granted during 
the year under non-equity incentive plans; (4) all other compensation for the year; and (5) the dollar value 
of total compensation for the year. 

Name and 
Principal Position 

Michael D. Hays(3) 
   Chief Executive Officer 
   President 

Kevin R. Karas 
   Senior Vice President 
   Finance, Chief 
     Financial Officer,  
   Treasurer and  
   Secretary 

Jona S. Raasch 
   Chief Operating Officer 

Helen L. Hrdy 
   Chief Growth Officer 

Steven D. Jackson(3) 
   Former President 

Option 
Awards 
($)(1) 

$ 60,258 
$ 54,890 
$ 53,332 

$ 134,813 
$ 122,782 
$ 119,307  

Non-Equity  
Incentive Plan  
Compensation 
($) 

All Other 
Compensation 
($)(2) 

$62,426 
$47,265 
$104,468 

$139,650 
$105,735 
$ 233,700 

$ 4,420 
$ 4,323 
$ 4,267 

$ 6,868 
$ 6,529 
$ 6,604 

Total ($) 

$ 254.504 
$ 233,878 
$ 289,467 

$ 566,331 
$ 520,046 
$ 644,611 

Year  Salary ($) 

2020 
 2019 
 2018 

2020 
 2019 
 2018 

$ 127,400 
$ 127,400 
$ 127,400 

$ 285,000 
$ 285,000 
$ 285,000 

2020 

$ 300,000 

$ 141,909 

$147,000 

$ 6,914 

$ 595,823 

2020 

$ 285,000 

$ 118,254 

$139,650 

$ 5,410 

$ 548,314 

2020 
 2019 
 2018 

$ 225,000 
$ 300,000 
$ 300,000 

$ 141,909 
$ 129,239 
$ 125,582 

$0 
$111,300 
$ 246,000 

$ 20,363 
$ 5,100 
$ 5,025 

$ 387,272 
$ 545,639 
$ 676,607 

(1)

(2)

Represents the aggregate grant date fair value of the option awards granted during the year, computed in accordance with FASB ASC Topic 
718. See Note 9 to our Consolidated Financial Statements included in our Annual Report on Form 10-K for the year ended December 31, 
2020 for a discussion of assumptions made in the valuation of share-based compensation.
Includes, for each of our named executive officers, the amount of our 401(k) matching contributions; for Messrs. Hays and Karas and Mses.
Raasch and Hrdy, the amount of our health saving account matching contributions; for Messrs. Karas and Jackson and Mses. Raasch and
Hrdy, the amount of our technology allowance; and for Mr. Jackson, a housing allowance of $15,200. 

(3) Mr. Jackson resigned from his position as President and Mr. Hays was appointed President effective October 2, 2020. 

22 

0
2
0
2
N
I
S
D
R
A
W
A
D
E
S
A
B
N
A
L
P
F
O
S
T
N
A
R
G

-

e
v
i
t
u
c
e
x
e

r
u
o

o
t

e
d
a
m
e
b

y
a
m
s
t
n
a
r
g

h
c
i
h
w
o
t

t
n
a
u
s
r
u
p
n
a
l
P
e
v
i
t
n
e
c
n
I

y
t
i
u
q
E
1
0
0
2

e
h
t

d
n
a

n
a
l
P
e
v
i
t
n
e
c
n
I

y
t
i
u
q
E
6
0
0
2

e
h
t
n
i
a
t
n
i
a
m
e

W

n
i

s
r
e
c
i
f
f
o

e
v
i
t
u
c
e
x
e

d
e
m
a
n

e
h
t

o
t

e
d
a
m
e
r
e
w

t
a
h
t

s
d
r
a
w
a

n
a
l
p
e
v
i
t
n
e
c
n
i
h
c
u
s

l
l
a

g
n
i
d
r
a
g
e
r

n
o
i
t
a
m
r
o
f
n
i
h
t
r
o
f

s
t
e
s

e
l
b
a
t
g
n
i
w
o
l
l
o
f

e
h
T

.
s
r
e
c
i
f
f
o

r
i
a
F
e
t
a
D

t
n
a
r
G

k
c
o
t
S
f
o
e
u
l
a
V

n
o
i
t
p
O
d
n
a

)
$
(

s
d
r
a
w
A

e
c
i
r
P
g
n
i
s
o
l
C

e
s
a
B
r
o
e
s
i
c
r
e
x
E

n
o
i
t
p
O
r
e
h
t
O

l
l

A

f
o
.
o
N

:
s
d
r
a
w
A

s
t
u
o
y
a
P
e
r
u
t
u
F
d
e
t
a
m

i
t
s
E

y
t
i
u
q
E
-
n
o
N
r
e
d
n
U

)
1
(
s
d
r
a
w
A
n
a
l
P
e
v
i
t
n
e
c
n
I

f
o
e
t
a
D
n
o

)
$
(

t
n
a
r
G

n
o
i
t
p
O

f
o
e
c
i
r
P

)
2
(
)
$
(

s
d
r
a
w
A

g
n
i
y
l
r
e
d
n
U
s
e
i
t
i
r
u
c
e
S

)
2
(
)
#
(

s
n
o
i
t
p
O

)
$
(

m
u
m
i
x
a
M

)
$
(

t
e
g
r
a
T

d
l
o
h
s
e
r
h
T

)
3
(
)
$
(

f
o
e
t
a
D

e
e
t
t
i

m
m
o
C

n
o
i
t
c
A

t
n
a
r
G

e
t
a
D

8
5
2
,
0
6
$

0
8
.
6
6
$

0
8
.
5
6
$

4
0
9
,
2

9
1
/
0
2
/
2
1

0
2
0
2
/
3
/
1

0
0
8
,
4
5
2

$

0
0
7
,
3
6

$

-
-

3
1
8
,
4
3
1
$

0
8
.
6
6
$

0
8
.
5
6
$

7
9
4
,
6

9
1
/
0
2
/
2
1

0
2
0
2
/
3
/
1

9
0
9
,
1
4
1
$

0
8
.
6
6
$

0
8
.
5
6
$

9
3
8
,
6

4
5
2
,
8
1
1
$

0
8
.
6
6
$

0
8
.
5
6
$

9
9
6
,
5

9
0
9
,
1
4
1
$

0
8
.
6
6
$

0
8
.
5
6
$

9
3
8
,
6

0
0
0
,
0
7
5
$

0
0
5
,
2
4
1
$

0
0
0
,
0
0
6
$

0
0
0
,
0
5
1
$

0
0
0
,
0
7
5
$

0
0
5
,
2
4
1
$

0
0
0
,
0
0
6
$

0
0
0
,
0
5
1
$

-
-

-
-

-
-

-
-

9
1
/
0
2
/
2
1

0
2
0
2
/
3
/
1

9
1
/
0
2
/
2
1

0
2
0
2
/
3
/
1

9
1
/
0
2
/
2
1

0
2
0
2
/
3
/
1

n
o
s
k
c
a
J

.

D
n
e
v
e
t

S

y
l
e
t
a
i
d
e
m
m

i
y
a
d
e
h
t

,
0
2
0
2
,
2
y
r
a
u
n
a
J
n
o
e
c
i
r
p
k
c
o
t
s

g
n
i
s
o
l
c

e
h
t
o
t

l
a
u
q
e

s
a
w
s
d
r
a
w
a

n
o
i
t
p
o
k
c
o
t
s

e
h
t

f
o
e
c
i
r
p
e
s
i
c
r
e
x
e

e
h
T

.
n
a
l
P
e
v
i
t
n
e
c
n
I

y
t
i
u
q
E
6
0
0
2
e
h
t

r
e
d
n
u
d
e
t
n
a
r
g
e
r
e
w
s
d
r
a
w
a
n
o
i
t
p
o
k
c
o
t
s

e
h
T

.
e
v
o
b
a

e
l
b
a
T
n
o
i
t
a
s
n
e
p
m
o
C
y
r
a
m
m
u
S
e
h
t

n
i
n
w
o
h
s

e
r
a

)
y
n
a

f
i
(

d
e
v
i
e
c
e
r

s
t
n
u
o
m
a

l
a
u
t
c
a

e
h
t

;
s
d
r
a
w
a
n
a
l
p
e
v
i
t
n
e
c
n
i
0
2
0
2
e
h
t

r
e
d
n
u
s
t
n
e
m
y
a
p
l
a
i
t
n
e
t
o
p
y
l
n
o
t
n
e
s
e
r
p
e
r

s
t
n
u
o
m
a

e
s
e
h
T

.
s
e
r
u
s
a
e
m
e
c
n
a
m
r
o
f
r
e
p
e
l
b
a
c
i
l
p
p
a

e
h
t

f
o
y
n
a
n
i

e
s
a
e
r
c
n
i

r
a
e
y
-
r
e
v
o
-
r
a
e
y
y
n
a

r
o
f

e
d
a
m
e
b
d
l
u
o
w

t
e
g
r
a
t

w
o
l
e
b
s
t
n
e
m
y
a
p
;
s
d
r
a
w
a
n
a
l
p
e
v
i
t
n
e
c
n
i
0
2
0
2
e
s
e
h
t

r
e
d
n
u

s
t
n
e
m
y
a
p
r
o
f

s
d
l
o
h
s
e
r
h
t
o
n
e
r
e
w
e
r
e
h
T

.
e
t
a
d
t
n
a
r
g
e
h
t
o
t

r
o
i
r
p

)
1
(

)
2
(

)
3
(

.

0
2
0
2

e
m
a
N

.

D

l
e
a
h
c
i

M

s
y
a
H

.

R
n
i
v
e
K

s
a
r
a
K

.

S
a
n
o
J

h
c
s
a
a
R

.

L
n
e
l
e
H

y
d
r
H

23

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
0
2
0
2

,
1
3
R
E
B
M
E
C
E
D
T
A
S
D
R
A
W
A
Y
T
I
U
Q
E
G
N
I
D
N
A
T
S
T
U
O

,
0
2
0
2

,
1
3
r
e
b
m
e
c
e
D

t
a

s
r
e
c
i
f
f
o

e
v
i
t
u
c
e
x
e

d
e
m
a
n

e
h
t
y
b

d
l
e
h

s
d
r
a
w
a
n
o
i
t
p
o

g
n
i
d
n
a
t
s
t
u
o
n
o

n
o
i
t
a
m
r
o
f
n
i

h
t
r
o
f

s
t
e
s

e
l
b
a
t
g
n
i
w
o
l
l
o
f

e
h
T

e
t
a
d
n
o
i
t
a
r
i
p
x
e

d
n
a

e
c
i
r
p
e
s
i
c
r
e
x
e

e
h
t

,
n
o
i
t
p
o

k
c
o
t
s

h
c
a
e

f
o

s
n
o
i
t
r
o
p

e
l
b
a
s
i
c
r
e
x
e
n
u
d
n
a

e
l
b
a
s
i
c
r
e
x
e
h
t
o
b
g
n
i
y
l
r
e
d
n
u
s
e
r
a
h
s

f
o

r
e
b
m
u
n

e
h
t

g
n
i
d
u
l
c
n
i

.

n
o
i
t
p
o

g
n
i
d
n
a
t
s
t
u
o

h
c
a
e

f
o

s
d
r
a
w
A
n
o
i
t
p
O

n
o
i
t
p
O

e
t
a
D
n
o
i
t
a
r
i
p
x
E

n
o
i
t
p
O

e
s
i
c
r
e
x
E

)
$
(

e
c
i
r
P

s
e
i
t
i
r
u
c
e
S
f
o
.
o
N

g
n
i
y
l
r
e
d
n
U

d
e
s
i
c
r
e
x
e
n
U

s
n
o
i
t
p
O

s
e
i
t
i
r
u
c
e
S
f
o
.
o
N

g
n
i
y
l
r
e
d
n
U

)
e
l
b
a
s
i
c
r
e
x
e
n
U

(

s
n
o
i
t
p
O
d
e
s
i
c
r
e
x
e
n
U

)
#
(

)
#
(

)
e
l
b
a
s
i
c
r
e
x
E

(

e
m
a
N

1
2
/
5
0
/
1
0

2
2
/
5
0
/
1
0

3
2
/
7
0
/
1
0

4
2
/
7
0
/
1
0

5
2
/
6
0
/
1
0

6
2
/
5
0
/
1
0

7
2
/
4
0
/
1
0

8
2
/
3
0
/
1
0

9
2
/
3
0
/
1
0

0
3
/
3
0
/
1
0

4
2
/
7
0
/
1
0

5
2
/
6
0
/
1
0

6
2
/
5
0
/
1
0

7
2
/
4
0
/
1
0

8
2
/
3
0
/
1
0

9
2
/
3
0
/
1
0

0
3
/
3
0
/
1
0

5
2
/
6
0
/
1
0

6
2
/
5
0
/
1
0

7
2
/
4
0
/
1
0

8
2
/
3
0
/
1
0

4
1
.
9
$

5
7
.
0
1
$

0
5
.
4
1
$

0
8
.
8
1
$

7
1
.
3
1
$

3
2
.
5
1
$

0
8
.
8
1
$

0
8
.
6
3
$

0
3
.
8
3
$

0
8
.
5
6
$

0
8
.
8
1
$

7
1
.
3
1
$

3
2
.
5
1
$

0
8
.
8
1
$

0
8
.
6
3
$

0
3
.
8
3
$

0
8
.
5
6
$

7
1
.
3
1
$

3
2
.
5
1
$

0
8
.
8
1
$

0
8
.
6
3
$

-

-

-

-

-

)
7
(
)
1
(

5
4
1
,
9

)
8
(
)
1
(

8
7
4
,
7

)
9
(
)
1
(

3
9
1
,
5

)
0
1
(
)
1
(

0
9
9
,
4

)
1
1
(
)
1
(
4
0
9
,
2

-

-

)
7
(
)
1
(

8
5
4
,
0
2

)
8
(
)
1
(

8
2
7
,
6
1

)
9
(
)
1
(

7
1
6
,
1
1

)
1
1
(
)
1
(
7
9
4
,
6

)
0
1
(
)
1
(

2
6
1
,
1
1

-

)
7
(
)
1
(
5
3
5
,
1
2

)
8
(
)
1
(
8
0
6
,
7
1

)
9
(
)
1
(
8
2
2
,
2
1

)
2
(
)
1
(

5
4
7
,
7
1

)
3
(
)
1
(

9
4
9
,
4
1

)
4
(

)
1
(

8
3
9
,
0
1

)
5
(
)
1
(

4
0
9
,
2

)
6
(
)
1
(

4
1
0
,
0
1

-

-

-

-

-

)
5
(
)
1
(

4
3
3
,
5

)
6
(
)
1
(

3
1
3
,
9
1

-

-

-

s
y
a
H

.

D

l
e
a
h
c
i

M

s
a
r
a
K

.

R
n
i
v
e
K

-

-

-

)
6
(
)
1
(
1
8
5
,
3
2

h
c
s
a
a
R

.

S
a
n
o
J

24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
9
2
/
3
0
/
1
0

0
3
/
3
0
/
1
0

5
2
/
6
0
/
1
0

6
2
/
5
0
/
1
0

7
2
/
4
0
/
1
0

8
2
/
3
0
/
1
0

9
2
/
3
0
/
1
0

0
3
/
3
0
/
1
0

n
o
i
t
p
O

e
t
a
D
n
o
i
t
a
r
i
p
x
E

n
o
i
t
p
O

e
s
i
c
r
e
x
E

)
$
(

e
c
i
r
P

0
3
.
8
3
$

0
8
.
5
6
$

7
1
.
3
1
$

3
2
.
5
1
$

0
8
.
8
1
$

0
8
.
6
3
$

0
3
.
8
3
$

0
8
.
5
6
$

-

-

-

)
0
1
(
)
1
(
9
4
7
,
1
1

)
1
1
(
)
)
1
(
9
3
8
,
6

-

)
7
(
)
1
(
6
4
3
,
2
1

)
8
(
)
1
(
9
1
6
,
2
1

)
9
(
)
1
(
4
6
7
,
8

)
0
1
(
)
1
(
0
2
4
,
8

)
1
1
(
)
1
9
9
6
,
5

-

-

)
6
(
)
1
(
0
2
5
,
3
1

y
d
r
H

.

L
n
e
l
e
H

-

-

-

-

-

-

n
o
s
k
c
a
J

.

D
n
e
v
e
t
S

s
d
r
a
w
A
n
o
i
t
p
O

s
e
i
t
i
r
u
c
e
S
f
o
.
o
N

g
n
i
y
l
r
e
d
n
U

d
e
s
i
c
r
e
x
e
n
U

s
n
o
i
t
p
O

s
e
i
t
i
r
u
c
e
S
f
o
.
o
N

g
n
i
y
l
r
e
d
n
U

)
e
l
b
a
s
i
c
r
e
x
e
n
U

(

s
n
o
i
t
p
O
d
e
s
i
c
r
e
x
e
n
U

)
#
(

)
#
(

)
e
l
b
a
s
i
c
r
e
x
E

(

e
m
a
N

.
6
1
0
2
,
5
y
r
a
u
n
a
J

n
o
d
e
t
s
e
v
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d
t
n
a
r
g

e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a
h
t
f
i
f

.
7
1
0
2
,
5
y
r
a
u
n
a
J

n
o
d
e
t
s
e
v
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d
t
n
a
r
g
e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a
h
t
f
i
f

.
8
1
0
2
,
7
y
r
a
u
n
a
J

n
o

d
e
t
s
e
v
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d
t
n
a
r
g
e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a
h
t
f
i
f

.
9
1
0
2
,
7
y
r
a
u
n
a
J

n
o
d
e
t
s
e
v
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d
t
n
a
r
g
e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a
h
t
f
i
f

.
0
2
0
2
,
6
y
r
a
u
n
a
J

n
o
d
e
t
s
e
v
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d
t
n
a
r
g
e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a
h
t
f
i
f

.
1
2
0
2
,
5
y
r
a
u
n
a
J

n
o
d
e
t
s
e
v
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d
t
n
a
r
g
e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a
h
t
f
i
f

.
2
2
0
2
,
4
y
r
a
u
n
a
J
n
o
t
s
e
v
l
l
i

w
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d
t
n
a
r
g
e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a
h
t
f
i
f

.
3
2
0
2
,
3
y
r
a
u
n
a
J
n
o
t
s
e
v
l
l
i

w
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d
t
n
a
r
g
e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a

h
t
f
i
f

.
4
2
0
2
,
3
y
r
a
u
n
a
J
n
o
t
s
e
v
l
l
i

w
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d
t
n
a
r
g
e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a
h
t
f
i
f

.
5
2
0
2
,
3
y
r
a
u
n
a
J
n
o
t
s
e
v
l
l
i

w
s
n
o
i
t
p
o
e
s
e
h
T

.
e
t
a
d

t
n
a
r
g
e
h
t

f
o
y
r
a
s
r
e
v
i
n
n
a
h
t
f
i
f

e
h
t

e
h
t

e
h
t

e
h
t

e
h
t

e
h
t

e
h
t

e
h
t

e
h
t

e
h
t

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

n
o
l
l
u
f
n
i

t
s
e
v
s
n
o
i
t
p
O

.
k
c
o
t
s
n
o
m
m
o
c

f
o
s
e
r
a
h
s

e
s
a
h
c
r
u
p
o
t
n
o
i
t
p
O

)
1
(

)
2
(

)
3
(

)
4
(

)
5
(

)
6
(

)
7
(

)
8
(

)
9
(

)
0
1
(

)
1
1
(

25

  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
OPTION EXERCISES AND STOCK VESTED IN 2020 

Option Awards 

Stock Awards 

Number of 
Shares 
Acquired 
on Exercise 
(#)(1) 

26,481 
20,088 
- 
20,196 
- 

Value 
Realized on 
Exercise 
($)(2) 

$1,575,620 
$858,159 
- 
$999,702 
- 

Number of 
 Shares 
Acquired 
 on Vesting 
(#)(1) (3) 

- 
- 
- 
- 
52,477 

Value 
Realized on 
Vesting 
($)(3) 

- 
- 
- 
- 
$2,940,949 

Name 
Michael D. Hays 
Kevin R. Karas 
Jona S. Raasch 
Helen L. Hrdy 
Steven D. Jackson 

(1)

(2) 

(3) 

Shares of common stock.
Amounts represent the product of the number of shares acquired on exercise multiplied by the excess of the
closing market price per share on the date of exercise over the exercise price per share.
15,721 shares vested on January 6, 2020 and 36,756 shares vested on October 1, 2020.  The market value is
based on the $68.30 and $50.80 per share closing prices of our common stock on The NASDAQ Stock Market
on January 6, 2020 and October 1, 2020, respectively.

Risk Assessment of Compensation Policies and Practices 

The Board relies on the Committee to address risk exposures facing us with respect to 
compensation, with appropriate reporting of these risks to be made to the full Board.  The Committee, as 
part of its periodic review of compensation and benefit programs, assesses the potential risks arising from 
our compensation policies and practices and considers safeguards against incentives to take excessive 
risks.  Based on its most recent review, the Committee has concluded that the risks arising from our 
compensation policies and practices for its associates are not reasonably likely to have a material adverse 
effect on us. 

COMPENSATION COMMITTEE REPORT 

The Committee has reviewed and discussed the preceding Compensation Discussion and 
Analysis with management and, based on such review and discussion, has recommended to the Board of 
Directors that the Compensation Discussion and Analysis be included in the Company’s proxy statement. 

Donald M. Berwick, Chairperson 
JoAnn M. Martin 
John N. Nunnelly 

26 

PROPOSAL NO. 3 – ADVISORY VOTE ON EXECUTIVE COMPENSATION 

This proposal provides our shareholders with the opportunity to cast a vote either for or against a 

non-binding, advisory resolution to approve the compensation of our named executive officers as 
disclosed in the Compensation Discussion and Analysis section and the accompanying compensation 
tables and narrative discussion in this proxy statement.  We are required to hold this vote by Section 14A 
of the Securities Exchange Act of 1934.  As discussed in the Compensation Discussion and Analysis 
above, beginning on page 16, we have designed our executive compensation and benefit programs for our 
executive officers, including our named executive officers, to advance the following core principles: 

  Competitive Pay for Our Market.  We strive to compensate our executive officers at levels to 
ensure that we continue to attract and retain a highly competent, committed management 
team.  Our Midwest headquarters provides a low cost of living that allows us to provide 
compensation that accomplishes this goal while keeping total compensation below that of 
many similar companies. 

  Align with Shareholders.  We seek to align the interests, perspectives and decision-making of 

our executive officers with the interests of our shareholders. 

  Incentivize Performance.  We link our executive officers’ compensation, particularly annual 

cash bonuses, to our established financial performance goals. 

We believe that a focus on these principles will benefit us and, ultimately, our shareholders in the 

long term by ensuring that we can attract and retain highly-qualified executive officers who are 
committed to our long-term success. 

The Board invites you to review carefully the Compensation Discussion and Analysis beginning 

on page 16 and the tabular and other disclosures on compensation beginning on page 22, and cast an 
advisory vote either for or against the following resolution: 

“Resolved, that shareholders approve, on an advisory basis, the compensation of the Company’s 
named executive officers as disclosed in the Compensation Discussion and Analysis section and 
the compensation tables and narrative discussion contained in this Proxy Statement.” 

While the vote does not bind the Board to any particular action, the Board values the input of our 

shareholders, and will take into account the outcome of this vote in considering future compensation 
arrangements.   

Assuming a quorum is present at the Annual Meeting, the number of votes cast for the non-

binding resolution to approve the Company’s executive compensation program must exceed the number 
of votes cast against it. Abstentions and broker non-votes will be counted as present in determining 
whether there is a quorum; however, they will not constitute a vote “for” or “against” the non-binding 
resolution and will be disregarded in the calculation of votes cast. A broker non-vote occurs when a 
broker submits a proxy card with respect to shares that the broker holds on behalf of another person but 
declines to vote on a particular matter, either because the broker elects not to exercise its discretionary 
authority to vote on the matter or does not have authority to vote on the matter.   

Based on the outcome of the advisory vote on the frequency of shareholder votes on executive 

compensation at our 2017 annual shareholders meeting, the Company will ask its shareholders to consider 
an advisory vote on the compensation of our named executive officers every year until otherwise 
determined by a vote of our shareholders pursuant to applicable Securities and Exchange Commission 
rules.  The next advisory vote on the compensation of our named executive officers will occur at the 2022 
annual meeting of shareholders.   

27 

 
 
 
THE BOARD RECOMMENDS A VOTE “FOR” APPROVAL OF THE COMPENSATION OF 
OUR NAMED EXECUTIVE OFFICERS AS DISCLOSED IN THIS PROXY STATEMENT.  
SHARES OF THE COMPANY’S COMMON STOCK REPRESENTED BY EXECUTED BUT 
UNMARKED PROXIES WILL BE VOTED “FOR” APPROVAL OF THE COMPENSATION OF 
OUR NAMED EXECUTIVE OFFICERS AS DISCLOSED IN THIS PROXY STATEMENT. 

CEO PAY RATIO 

As required by Item 402(u) of Regulation S-K promulgated under the Securities Exchange Act of 
1934, we are providing the following information about the ratio of the median annual total compensation 
of our associates (i.e., employees) and the annual total compensation of Michael D. Hays, our Chief 
Executive Officer.  For the year ended December 31, 2020: 

  the median of the annual total compensation of all associates of the Company was reasonably 

estimated to be $66,976; and 

  the annual total compensation of Mr. Hays was $254,504. 

  Based on this information, the ratio of the annual total compensation of our Chief Executive 
Officer to the median of the annual total compensation of all other associates is estimated to 
be 3.80 to 1. 

For purposes of this disclosure, as permitted by SEC regulations, we used the same median 
associate as in our 2020 proxy statement because there was no change in our associate population or 
associate compensation arrangements during 2020 that we reasonably believed would result in a 
significant change to our pay ratio disclosure. We identified that median associate by examining total cash 
compensation (i.e., base wages plus cash bonuses and/or commissions) for 2019 of all individuals 
employed by us on December 1, 2019 (other than Mr. Hays), whether full-time, part-time or on a seasonal 
basis.  We annualized total cash compensation for all permanent associates who were hired after January 
1, 2019, as permitted by the rules of the Securities and Exchange Commission.  To calculate total cash 
compensation for any associate paid in currency other than U.S. dollars, we then applied the applicable 
foreign currency exchange rate in effect on December 1, 2019 to convert such associate’s total cash 
compensation into U.S. dollars.   

To calculate the 2020 annual total compensation of our median associate for purposes of this 

disclosure, we added together all of the elements of our median associate’s compensation for 2020 in the 
same way that we calculate the annual total compensation of our named executive officers in the 
Summary Compensation Table.  To calculate Mr. Hays’ annual total compensation, we used the amount 
reported in the “Total” column of our 2020 Summary Compensation Table.  To calculate our ratio, we 
divided Mr. Hays’ annual total compensation by the annual total compensation of our median associate.    

28 

 
 
 
 
 
 
 
 
COMMENTARY FROM THE BOARD OF DIRECTORS  
ON PROPOSALS 4 THROUGH 7 

In Proposals 4, 5, 6, and 7 below, we are seeking shareholder approval to reincorporate from the State of 
Wisconsin to the State of Delaware, increase the total number of shares of the Company’s authorized 
Common Stock, remove restrictions on our ability to engage in certain business combinations, and in 
connection with the reincorporation, opt out of Section 203 of the Delaware General Corporation Law 
(“DGCL Section 203”). In addition, if the reincorporation to Delaware is approved we intend to amend 
our Bylaws to align with Delaware law as further described under Proposal 4.  In amending our Bylaws, 
the Board intends to include (i) proxy access provisions, pursuant to which a shareholder, or a group of up 
to 20 shareholders, that have held at least 3% of our outstanding Common Stock for at least three years, 
may submit director nominees for inclusion in our future proxy statements; and (ii) a majority voting 
requirement in uncontested director elections, pursuant to which any director that does not receive at least 
a majority of the votes cast in future uncontested elections is required to submit his or her resignation for 
consideration by the Nominating Committee and the Board.  If the reincorporation proposal is not 
approved, the Board will further evaluate whether to add these proxy access and majority voting 
provisions to our Bylaws.   

Currently, the Company is subject to various antitakeover, control share, and similar provisions under 
Wisconsin law and our Articles of Incorporation.  The Board believes that these provisions may dissuade 
certain potential investors from investing in the Company and may impede the ability of large 
stockholders to dispose of their shares in orderly block sales instead of prolonged open market sales, 
which could depress the price of our Common Stock.  By reincorporating in Delaware, eliminating the 
restrictions on certain business combination transactions with interested shareholders in our Articles of 
Incorporation, and opting out of DGCL Section 203, we would be eliminating these impediments.  
Moreover, reincorporating in Delaware would provide a corporate law framework that is more predictable 
and more familiar to potential investors, as well as prospective board and executive officer candidates.    
In addition, by increasing our total authorized Common Stock pursuant to Proposal 5, the Company will 
have more flexibility in considering and planning for actions that may increase shareholder liquidity or 
otherwise benefit shareholders, such as stock splits, additional stock offerings, or the issuance of stock in 
strategic transactions.  Finally, by amending our Bylaws to include proxy access and majority vote 
provisions, the Board intends to move towards a more modern and shareholder friendly governance 
structure. 

Proposals 4 through 7 are intended to further the Board’s goals of increasing liquidity and public float for 
the Company’s shareholders and improving governance practices.  We believe the Proposals offer 
potential liquidity, public float, and governance benefits for all shareholders and recommend a vote in 
favor.  We acknowledge that the Proposals, together with subsequent share accumulations by one or more 
investors, could result in a party having significant influence over our affairs or proposing a takeover that 
some shareholders disfavor, including actions or proposals that could have been prevented under our 
current framework. In addition, the amendments to our Articles of Incorporation, reincorporation, and 
opting out of DGCL Section 203 could facilitate the ability of trusts established by our founder and CEO, 
Mike Hays, to trade larger blocks of our stock and potentially receive more favorable terms than could 
have been obtained under our current framework.  Nevertheless, the Board believes the potential benefits 
more than outweigh the potential risks and believes that approval of Proposals 4 through 7 is in the best 
interests of our shareholders.  The Board’s reasons for recommending these proposals are described in 
more detail below. 

29 

 
 
 
 
     
PROPOSAL NO. 4 – APPROVAL OF THE COMPANY REINCORPORATING FROM THE 
STATE OF WISCONSIN TO THE STATE OF DELAWARE 

Our Board has unanimously approved and recommends that our shareholders approve the 

reincorporation of the Company from the State of Wisconsin to the State of Delaware (the 
“Reincorporation”). Subject to shareholder approval, the Reincorporation will be effected pursuant to a 
Plan of Conversion, a copy of which is included as Appendix A to this proxy statement (the “Plan of 
Conversion”). If the Reincorporation is approved by our shareholders, then  in accordance with the Plan 
of Conversion, Section 180.1161 of the Wisconsin Business Corporation Law (the “WBCL”), and Section 
265 of the Delaware General Corporation Law (the “DGCL”), the Company will file with the Wisconsin 
Department of Financial Institutions a certificate of conversion substantially in the form of Appendix B to 
this proxy statement (the “Wisconsin Certificate”), at the same time, the Company will file with the 
Delaware Secretary of State (i) a certificate of conversion substantially in the form of Appendix C to this 
proxy statement (the “Delaware Certificate”), and (ii) a new certificate of incorporation, which would 
govern the Company, substantially in the form of Appendix D to this proxy statement (the “Delaware 
Charter”). The approval of the Reincorporation by our shareholders will also constitute approval of the 
Plan of Conversion, the Delaware Certificate, and the Delaware Charter (other than certain provisions of 
the Delaware Charter that we are asking shareholders to separately approve in Proposals 5, 6, and 7). In 
connection with replacing the Wisconsin Certificate with the Delaware Certificate, we are separately 
seeking approval to (i) increase the total number of shares of the Company’s authorized Common Stock 
in our Delaware Charter, as described in Proposal 5, (ii) remove restrictions on business combinations in 
our Delaware Charter, as described in Proposal 6, and (iii) opt out of the restrictions of DGCL Section 
203 in our Delaware Charter, as described in Proposal 7.  If the Reincorporation is approved, then our 
Board intends to adopt amended bylaws substantially in the form of Appendix E to this proxy statement 
(the “Delaware Bylaws”), in accordance with DGCL requirements. In addition to changes required to 
conform to the DGCL, our Board intends to include in the Delaware Bylaws (i) a shareholder “proxy 
access” provision, providing a process whereby shareholders can submit director nominees to be included 
in our proxy statements, and (ii) a provision providing for election of directors at an annual or special 
meeting by a majority vote so long as such election is not a contested election, in each case as set forth in 
Appendix E to this proxy statement.  In this Proposal 4, we sometimes refer to the Company before and 
after the Reincorporation as “NRC Wisconsin” and “NRC Delaware,” respectively.  

Summary 

The principal effects of the Reincorporation, if approved by our shareholders and effected, will be that: 

•  The affairs of the Company will cease to be governed by the WBCL and will become subject to 

the DGCL. 

•  Our existing Amended and Restated Articles of Incorporation (the “Wisconsin Charter”), and our 
existing By-Laws, as amended (the “Wisconsin By-Laws”), will be replaced by the Delaware 
Charter and Delaware Bylaws. 

•  NRC Delaware will (i) be deemed to be the same entity as NRC Wisconsin under Wisconsin and 
Delaware law, (ii) continue to have all the rights, powers, and privileges as NRC Wisconsin, 
except for changes that result from being subject to Delaware law, the Delaware Charter, or the 
Delaware Bylaws, (iii) continue to possess all of the assets of NRC Wisconsin, (iv) continue to 
have all of the debts, liabilities, and obligations of NRC Wisconsin, and (v) continue with the 
same officers and directors of NRC Wisconsin immediately prior to the Reincorporation. 

•  Each issued and outstanding share of our Common Stock will continue to be an outstanding share 
of common stock of NRC Delaware, and each outstanding option, warrant, or other right to 
acquire shares of our Common Stock will continue to be an outstanding option, warrant, or other 
right to acquire shares of common stock of NRC Delaware; 

30 

 
 
 
 
  
 
 
 
•  Each employee benefit plan, incentive compensation plan, or other similar plan of NRC 

Wisconsin will continue to be an employee benefit plan, incentive compensation plan, or other 
similar plan of NRC Delaware; 

•  Each director and officer of NRC Wisconsin will continue to hold his or her respective position 

with NRC Delaware; and 

•  Other than a change in corporate domicile, the Reincorporation will not result in any change of 

the business or physical location of NRC Wisconsin, nor will it result in a change of location for 
our current employees, including management. 

Certificates representing shares of our Common Stock will continue to represent an equal number 

of shares of NRC Delaware common stock. The Reincorporation will not affect the validity of currently 
outstanding stock certificates. Consequently, it will not be necessary for our shareholders to exchange 
their existing stock certificates for stock certificates of NRC Delaware. Shares of our Common Stock that 
are freely tradeable prior to the Reincorporation will continue to be freely tradeable as shares of NRC 
Delaware common stock, and shares of our Common Stock that are subject to restrictions prior to the 
Reincorporation will continue to be subject to the same restrictions as shares of NRC Delaware common 
stock. NRC Delaware will continue to file periodic reports and other documents with the Securities and 
Exchange Commission to the extent required by Securities and Exchange Commission rules and 
regulations, and the registration statements of the Company on file with the Securities and Exchange 
Commission immediately prior to the Reincorporation will not be affected. Our Common Stock is listed 
for trading on the Nasdaq Global Select Market under the ticker symbol “NRC.” After the 
Reincorporation, our common stock will continue be traded on the Nasdaq Global Select Market, without 
interruption, under the same symbol and with the same CUSIP number. 

Reasons for the Reincorporation 

Our Board believes that the Reincorporation is in the best interests of the Company and will help 

maximize shareholder value by allowing us to draw upon Delaware’s leading and well established 
principles of corporate governance when making business and legal decisions. The prominence and 
predictability of Delaware corporate law provides a reliable foundation on which our governance 
decisions can be based and we believe that shareholders and the Company will benefit from the 
responsiveness of Delaware corporate law. Our Board believes that there are several benefits of the 
Reincorporation, as summarized below. 

Highly Developed and Predicable Corporate Law 

Delaware has one of the most modern statutory corporation codes, which is revised regularly in 
response to changing legal and business needs of corporations. The Delaware legislature is particularly 
responsive to developments in modern corporate law and Delaware has proven sensitive to changing 
needs of corporations and their shareholders. The Delaware Secretary of State is viewed as particularly 
flexible and responsive in its administration of the filings required for mergers, acquisitions and other 
corporate transactions. Delaware has become a preferred domicile for most major American corporations 
and the DGCL and administrative practices have become comparatively well-known and widely 
understood. As a result of these factors, it is anticipated that the DGCL will provide greater efficiency, 
predictability and flexibility in the Company’s legal affairs than is presently available under the WBCL. 
In addition, Delaware case law provides a well-developed body of law defining the proper duties and 
decision making processes expected of boards of directors in evaluating potential or proposed 
extraordinary corporate transactions. 

31 

 
 
 
 
 
 
 
 
 
Access to Specialized Courts 

Delaware has a specialized court of equity called the Court of Chancery that hears corporate law 

cases. The Delaware Court of Chancery operates under rules that are intended to ensure litigation of 
disputes in a timely and effective way, keeping in mind the timelines and constraints of business decision-
making and market dynamics. The appellate process on decisions emanating from the Court of Chancery 
is similarly streamlined, and the justices of Delaware appellate courts tend to have substantial experience 
with corporate cases because of the relatively higher volume of these cases in the Delaware courts. As the 
leading state of incorporation for both private and public companies, Delaware has developed a vast body 
of corporate law that helps to promote greater consistency and predictability in judicial rulings. In 
contrast, Wisconsin does not have a similar specialized court established to hear corporate law cases. 
Rather, disputes involving questions of Wisconsin corporate law are either heard in law courts of general 
jurisdiction, alongside other civil cases, or, if federal jurisdiction exists, a federal district court. These 
courts hear many different types of cases, and the cases may be heard before judges or juries with limited 
corporate law experience. As a result, corporate law cases brought in Wisconsin may not proceed as 
expeditiously as cases brought in Delaware and the outcomes in such courts may be less consistent and 
predictable. 

Enhanced Ability to Attract and Retain Directors and Officers 

The Board believes that the Reincorporation will enhance our ability to attract and retain qualified 

directors and officers, as well as encourage directors and officers to continue to make independent 
decisions in good faith on behalf of the Company. We are in a competitive industry and compete for 
talented individuals to serve on our management team and on our Board. The vast majority of public 
companies are incorporated in Delaware. Not only is Delaware law more familiar to directors, it also 
offers greater certainty and stability from the perspective of those who serve as corporate officers and 
directors. The parameters of director and officer liability are more extensively addressed in Delaware 
court decisions and are therefore better defined and better understood than under Wisconsin law. The 
Board believes that the Reincorporation will enhance our ability to recruit and retain directors and 
officers. We believe that the better understood and comparatively stable corporate environment afforded 
by Delaware law will enable us to compete more effectively with other public companies in the 
recruitment of talented and experienced directors and officers. 

Greater Access to Capital 

Delaware corporate law and practice are comparatively well-known and widely understood, and 

the well-established body of corporate case law provides a greater degree of predictability for the 
investors and market participants than exists in other jurisdictions. More than two-thirds of the Fortune 
500 companies are incorporated in Delaware, and, because Delaware law is better understood than 
Wisconsin law by many market participants, underwriters and other members of the financial services 
industry may be more willing and better able to assist in capital-raising programs, if necessary, for the 
Company following the Reincorporation. 

Eliminate Burdensome Restrictions of the WBCL and Wisconsin Charter 

Taken together, the WBCL and the Wisconsin Charter place multiple restrictions on the 
Company’s ability to engage in certain transactions which the Board may believe are in the best interests 
of the Company and our shareholders. Specifically, the WBCL and Wisconsin Charter may restrict 
business combinations with interested stockholders, limit the voting power of significant shareholders, 
and require supermajority approval for certain business combinations where the consideration does not 
meet certain requirements – For more detailed information on these restrictions, please see the rows 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
captioned “Business Combinations with Interested Stockholders,” “Control Share Statute,” and “Fair 
Price Statute” in the table following the heading “Comparison of Shareholder Rights Before and After the 
Reincorporation” below. These provisions are unduly burdensome and restrictive and may limit the 
Board’s ability to maximize value for our shareholders. Additionally, the Company has concentrated 
ownership, and these provisions may act as an impediment for large shareholders to dispose of their 
shares in large blocks.  This could result in such shareholders engaging in prolonged open market sales, 
which could place downward pressure on the price of our Common Stock. Accordingly, the Board 
believes removing these unduly burdensome and restrictive provisions may help facilitate increased 
liquidity for our shareholders, grow our public float, and remove impediments to block sales that would 
enable large shareholders to deconcentrate their ownership without negatively impacting the trading price 
of our Common Stock.  

Comparison of Shareholder Rights Before and After the Reincorporation 

Because of differences between the WBCL and the DGCL, as well as differences between the 
Company’s governing documents before and after the Reincorporation, the Reincorporation will effect 
certain changes in the rights of the Company’s shareholders. The most significant provisions of 
Wisconsin law and Delaware law are summarized below, along with the differences between the rights of 
the Company’s shareholders immediately before and immediately after the Reincorporation. This 
summary is not an exhaustive list of all differences, or a complete description of the differences 
described, and is qualified in its entirety by reference to Wisconsin law, Delaware law, the Wisconsin 
Charter, the Wisconsin By-Laws, the Delaware Charter and the Delaware Bylaws. Copies of the 
Wisconsin Charter and Wisconsin By-Laws are filed with the Securities and Exchange Commission as 
exhibits to our periodic reports. The Delaware Charter and Delaware Bylaws are included in this proxy 
statement as Appendix D and Appendix E, respectively. 

Provision or Law 

NRC Wisconsin 

NRC Delaware 

Amending Charters 

to 

our 

only 

Under  the  WBCL,  other  than  certain 
amendments 
the 
requiring 
approval  of  the  board  of  directors,  an 
amendment 
of 
incorporation  must  be  approved  by  a 
majority of the votes entitled to be cast 
on  a  proposed  amendment,  unless  a 
greater  percentage  is  required  by  our 
articles  of  incorporation,  by-laws,  or 
the WBCL. 

articles 

The  Wisconsin  Charter 
requires 
approval  of  at  least  66-2/3%  of  the 
votes  entitled  to  be  cast  to  amend  (i) 
Article  3  (concerning  (a)  the  general 
powers,  number,  classification  and 
tenure  of  directors,  (b)  removal  of 
directors,  and  (c)  filling  vacancies  on 
the  Board),  (ii)  Article  9  (restrictions 
on 
combinations  with 
interested  shareholders  –  for  more 
row 
information  please 
captioned  “Business  Combinations 

business 

see 

the 

33 

amend 

certificate 

The DGCL provides that a corporation 
may 
of 
its 
incorporation  by  adoption  of  a  board 
resolution followed by the affirmative 
vote  of  a  majority  of  the  shares 
entitled to be cast on such amendment. 

If  an  amendment  directly  affects  the 
shares of a class or series of stock, the 
holders  of  the  class  or  series  are 
entitled to vote on the amendment as a 
class,  unless 
certificate  of 
the 
incorporation  opts  out  of  the  separate 
class vote for increases or decreases in 
the number of authorized shares of any 
class  of  stock.  If  a  certificate  of 
incorporation  requires  a  greater  vote 
for  action  by  the  board  of  directors, 
shareholders  or  other  security  holders 
than 
under 
Delaware  law,  the  provision  requiring 
the greater vote may be amended only 
by that greater vote. 

otherwise 

required 

 
 
 
 
 
 
 
 
 
 
with  Interested  Stockholders”  below), 
and  (iii)  Article  10  (electing  to  be 
subject  to  control  share  and  fair  price 
restrictions  of  the  WBCL  –  for  more 
information 
these 
restrictions  please 
rows 
captioned “Control Share Statute” and 
Fair Price Statute” below). 

regarding 

see 

the 

Amending By-Laws 

in 

shareholders, 

The  WBCL  provides  that  a  board  of 
directors  may  amend  or  repeal  a 
corporation’s  bylaws,  or  adopt  new 
the  articles  of 
bylaws,  unless  (i) 
incorporation 
this  power 
reserve 
exclusively  to  the  shareholders  or  (ii) 
amending, 
the 
repealing  or  adopting  a  particular 
bylaw,  provide  expressly 
the 
board  of  directors  may  not  amend  or 
repeal  that  bylaw.  Under  the  WBCL, 
shareholders may also amend or repeal 
a  corporation’s  bylaws,  or  adopt  new 
bylaws,  even  though  the  bylaws  may 
also  be  amended  or  repealed  by  the 
board of directors. 

that 

The  Wisconsin  By-Laws  may  be 
amended,  altered,  or  repealed  by  the 
Board  by  affirmative  vote  of  the 
number  of  directors  present  at  a 
meeting  at  which  a  quorum  is  in 
however, 
provided, 
attendance, 
amendments to Sections 3.01 and 3.02 
of the Wisconsin By-Laws require the 
affirmative vote of at least 66-2/3% of 
the  directors  then  in  office  plus  one 
director  (but  in  no  case  more  than  all 
of 
in  office). 
Further,  the  Wisconsin  By-Laws  may 
be  amended,  altered,  or  repealed  by 
shareholders upon the affirmative vote 
of  a  majority  of  votes  entitled  to  be 
cast, provided amendments to Sections 
3.01  and  3.02  of  the  Wisconsin  By-
Laws require the affirmative vote of at 
least  66-2/3%  of  the  votes  entitled  to 
be cast. 

the  directors 

then 

supermajority 

Except  for  the  Wisconsin  Charter 
provisions  noted  as  requiring  a  66-
the 
2/3% 
Delaware Charter will be substantially 
similar  to  the  Wisconsin  Charter  with 
respect 
the 
amendments 
certificate of incorporation. 

vote, 

to 

to 

the 

repeal  bylaws 

Under the DGCL, the power to adopt, 
amend,  or 
rests 
shareholders 
generally  with 
entitled to vote, although the board of 
directors  may  amend  the  bylaws  if 
such right is expressly conferred upon 
its  certificate  of 
the  directors 
incorporation.  

in 

The  Delaware  Charter  will  provide 
that the Board has the power to adopt, 
amend,  or 
the  Delaware 
Bylaws,  including  the  qualifications, 
classifications, or tenure of directors.  

repeal 

The  Delaware  Bylaws  may  be 
amended,  altered,  or  repealed  by  the 
Board  by  affirmative  vote  of  the 
number  of  directors  present  at  a 
meeting  at  which  a  quorum  is  in 
attendance, 
however, 
provided, 
amendments to Sections 3.01 and 3.02 
of  the  Delaware  Bylaws  require  the 
affirmative vote of at least 66-2/3% of 
the  directors  then  in  office  plus  one 
director  (but  in  no  case  more  than  all 
in  office). 
of 
Further, the Delaware Bylaws may be 
amended,  altered,  or  repealed  by 
shareholders upon the affirmative vote 
of  a  majority  of  votes  entitled  to  be 
cast, provided amendments to Sections 
3.01 and 3.02 of the Delaware Bylaws 
require the affirmative vote of at least 
66-2/3%  of  the  votes  entitled  to  be 
cast. 

the  directors 

then 

The  Delaware  Bylaws  will  be 
substantially  similar  to  the  Wisconsin 
By-Laws  with  respect  to  amendments 
to the bylaws. 

Number of Directors 

Under  the  WBCL,  the  number  of  Under  the  DGCL,  the  number  of 

34 

 
 
 
 
 
 
 
 
 
 
members  serving  on  the  board  of 
directors shall be at least one and fixed 
in  accordance  with  the  articles  of 
incorporation or bylaws.  

members  serving  on  the  Board  of 
Directors  shall  be  at  least  one,  and 
fixed in accordance with the certificate 
of incorporation or the bylaws. 

The  Wisconsin  By-Laws  provide  that 
the Board shall consist of not less than 
3 directors, the exact number of which 
shall be fixed from time to time by the 
Board. 

The Delaware Bylaws provide that the 
Board  shall  consist  of  not  less  than  3 
directors,  the  exact  number  of  which 
shall be fixed from time to time by the 
Board. 

The  Delaware  Bylaws  will  not 
materially  differ  from  the  Wisconsin 
By-Laws  with  respect  to  the  number 
of directors. 

The  WBCL  allows  the  articles  of 
incorporation or bylaws to provide for 
the staggering of terms for directors by 
dividing  the  directors  into  2  or  3 
classes. Pursuant to the WBCL, a class 
of  directors  is  elected  at  each  annual 
shareholder  meeting,  with  each  class 
of  directors  to  serve  for  2-years  (if 
there  are  2  classes  of  directors)  or  3-
years  (if 
there  are  3  classes  of 
directors). Under the WBCL, directors 
are  elected  by  a  plurality  of  the  votes 
cast  of  the  shares  entitled to  vote at  a 
meeting at which a quorum is present. 

The  DGCL  allows  the  certificate  of 
incorporation or bylaws to provide for 
the staggering of terms for directors by 
dividing  the  directors  into  1,  2,  or  3 
classes. Pursuant to the DGCL, a class 
of  directors  is  elected  at  each  annual 
shareholder  meeting,  with  each  class 
of  directors  to  serve  for  2-years  (if 
there  are  2  classes  of  directors)  or  3-
years  (if 
there  are  3  classes  of 
directors). Under the DGCL, directors 
are  elected  by  a  plurality  of  the  votes 
of  the  shares  in  person  or  represented 
at the meeting and entitled to vote. 

The  Wisconsin  By-Laws  provide  for 
the  division  of  the  Board  into  3 
classes,  and  each  class  of  directors 
serves a 3-year term. 

The  Delaware  Bylaws  provide for the 
division  of  the  Board  into  3  classes, 
with each class of directors serving a 3 
year  term.  The  Delaware  Bylaws  also 
provide  that,  in  uncontested  elections, 
directors  are  elected  by  a  majority  of 
the  votes  of  the  shares  in  person  or 
represented at the meeting and entitled 
to vote. 

Except for a majority vote standard in 
the 
uncontested  director  elections, 
Delaware  Bylaws  do  not  materially 
differ  from  the  Wisconsin  By-Laws 
with  respect  to  the  classification  and 
election of directors. 

The  Wisconsin  Charter  provides  that 
any  vacancy  occurring  on  the  Board, 
by 
including 
removal of a director or the increase in 

vacancies 

created 

35 

The  Delaware  Charter  provides  that 
any  vacancy  occurring  on  the  Board, 
by 
including 
removal of a director or the increase in 

vacancies 

created 

Classified Board; 
Board Elections; Vote 
Required to Elect 
Directors 

Filling Vacancies on 
the Board 

 
 
 
 
 
 
 
 
 
 
Removal of Directors 

then 

the  directors 

the number of directors, shall be filled 
by  the  affirmative  vote  of  a  majority 
of 
in  office, 
provided,  however,  that  if  the  vacant 
office  was  held  by  a  director  elected 
by  a  voting  group  of  shareholders, 
only  the  remaining  directors  elected 
by  that  voting  group  shall  fill  the 
vacancy.  

that 

The Wisconsin Charter provides that a 
director  may  only  be  removed  for 
“cause” and upon the affirmative vote 
of  the  holders  of  66-2/3%  voting 
power of the voting group that elected 
such director to be removed, provided, 
however, 
the  Board  has 
if 
recommend removal of a director by a 
resolution adopted by at least 66-2/3% 
of the directors then in office plus one 
director  (but  in  no  case  more  than  all 
of  the  directors  then  in  office),    our 
such 
shareholders  may 
director  from  office  without  “cause” 
by  the  affirmative  vote  of  a  majority 
of the outstanding shares. 

remove 

and 

Under the Wisconsin Charter, “cause” 
to remove a director exists only if the 
director  to  be  removed    (i)  has  been 
convicted  of  a  felony  by  a  court  of 
competent 
such 
jurisdiction 
conviction  is  no  longer  subject  to 
direct appeal or (ii) has been adjudged 
by a court of competent jurisdiction to 
be liable for willful misconduct in the 
performance  of  his  or  her  duties  to 
NRC Wisconsin in a matter which has 
a  material  adverse  effect  on 
the 
business  of  NRC  Wisconsin  and  such 
adjudication  is  no  longer  subject  to 
direct appeal. 
Under  the  WBCL,  action  required  or 
permitted  to  be  taken  at  a  meeting  of 
shareholders  may  be  taken  by  action 
without a meeting if the action is taken 
by  all  of  the  shareholders  entitled  to 

36 

Shareholder Action by 
Written Consent 

then 

the  directors 

the number of directors, shall be filled 
by  the  affirmative  vote  of  a  majority 
of 
in  office, 
provided,  however,  that  if  the  vacant 
office  was  held  by  a  director  elected 
by  a  voting  group  of  shareholders, 
only  the  remaining  directors  elected 
by  that  voting  group  shall  fill  the 
vacancy. 

The  Delaware  Charter  will  not 
materially  differ  from  the  Wisconsin 
Charter  with 
filling 
respect 
vacancies on the Board. 

to 

that 

The  Delaware  Charter  provides  that  a 
director  may  only  be  removed  for 
cause upon the affirmative vote of the 
holders  of  66-2/3%  voting  power  of 
the  voting  group  that  elected  such 
director  to  be  removed;  provided, 
however, 
the  Board  has 
if 
recommended removal of a director by 
a  resolution  adopted  by  at  least  66-
2/3%  of  the  directors  then  in  office 
plus one director (but in no case more 
than all of the directors then in office),  
our  shareholders  may  remove  such 
director  from  office  without  cause  by 
the  affirmative  vote  of  a  majority  of 
the outstanding shares. 

The Delaware Charter does not define 
“cause” in  order  to  be  consistent  with 
the  DGCL,  otherwise,  the  Delaware 
Charter will not materially differ from 
the Wisconsin  Charter  with  respect  to 
removal of directors. 

unless 

the  DGCL, 

Under 
the 
certificate  of  incorporation  provides 
otherwise,  any  action  to  be  taken  at  a 
meeting  of  the  shareholders  may  be 
taken without a meeting if the holders 

 
 
 
 
 
 
 
the 

that 

allow 

articles 

vote  on  the  action.  The  WBCL  also 
of 
provides 
incorporation  may 
action 
without  a  meeting  to  be  taken  by 
shareholders  having  not  less  than  the 
minimum number of votes that would 
be  needed  to  take  the  action  if  a 
meeting were held. 

The  Wisconsin  Charter  does  not 
address  shareholder  action  without  a    
meeting.    Accordingly,  in  accordance 
with  the  relevant  provisions  of  the 
WBCL 
above), 
(described 
shareholders  may  take  action  without 
a  meeting  if  the  action is  taken  by  all 
of the shareholders entitled to vote on 
the action. 

of outstanding stock having at least the 
minimum number of votes that would 
be necessary to authorize or take such 
action  at  a  meeting  consent  to  the 
action in writing. 

The  Delaware  Charter  provides  that 
any action to be taken at a meeting of 
the shareholders may be taken without 
a  meeting  if  the  holders  of  all  of  the 
outstanding stock entitled to vote with 
respect  to  the  subject  matter  thereof 
consent to such action in writing. 

The  Delaware  Charter  will  not 
materially  differ  from  the  Wisconsin 
Charter  with  respect  to  shareholder 
action by written consent. 

Shareholder Ability to 
Call Special Meetings 

Shareholder Derivative 
Suits 

Preemptive Rights 

In accordance with our Wisconsin By-
Laws  and 
the  WBCL,  a  special 
meeting  of the shareholders  may  only 
be  called  by  our  Chief  Executive 
Officer,  our  President,  or  our  Board. 
Additionally,  our  Board is required to 
call  a 
the 
shareholders  if  the  holders  of  at  least 
10% of all the votes entitled to be cast 
on  any  issue  to  be  considered  at  a 
special meeting bring a proper demand 
for a special meeting to the Company. 

special  meeting  of 

In  accordance  with  our  Delaware 
Bylaws  and  the  DGCL,  a  special 
meeting  of the shareholders  may  only 
be  called  by  our  Chief  Executive 
Officer or our President. Additionally, 
our Board is required to call a special 
meeting  of  the  shareholders  if  the 
holders of at least 10% of all the votes 
entitled  to  be  cast  on  any  issue  to  be 
considered at a special meeting bring a 
proper  demand  for  a  special  meeting 
to the Company. 

The  Delaware  Bylaws  will  not 
materially  differ  from  the  Wisconsin 
By-Laws with respect to shareholder’s 
ability to call special meetings. 

transfer 

The  WBCL  requires  a  shareholder 
bringing a derivative lawsuit (i) to be a 
beneficial  owner  of  our  shares  at  the 
time  the  transaction  complained  of 
to  have  become  a 
occurred  or 
by 
through 
shareholder 
operation  of  law  from  a  person  who 
was a shareholder at that time, and (ii) 
fairly  and  adequately  represent  the 
interests of the Company in enforcing 
the right of the Company. The WBCL 
requires  that the shareholder  remain a 
shareholder throughout the litigation. 
Under  the  WBCL  and  the  Wisconsin 
no 
Charter, 

shareholders 

have 

that 

requires 

The  DGCL 
the 
shareholder  bringing  a  derivative  suit 
to  be  a  shareholder  at  the  time  of  the 
wrong complained of or that the stock 
devolved to him or her by operation of 
law  from  a  person  who  was  a 
shareholder  at  the  time  of  the  wrong 
complained  of. 
the 
shareholder must remain a shareholder 
throughout the litigation. 

In  addition, 

Under  the  DGCL  and  the  Delaware 
no 
Charter, 

shareholders 

have 

37 

 
 
 
 
 
 
 
 
 
preemptive rights to acquire additional 
shares issued by NRC Wisconsin. 

preemptive rights to acquire additional 
shares issued by NRC Delaware. 

Vote Required to 
Approve a Merger or 
Sale of the Company 

Business 
Combinations with 
Interested 
Stockholders 

The  WBCL  requires  the  affirmative 
vote  of  each  voting  group  entitled  to 
vote  by  a  majority  of  all  the  votes 
entitled to be cast to approve a merger 
of  the  corporation  or  a  sale  of  all  or 
substantially  all  the  assets  of  the 
corporation 
limited 
except 
circumstances.  In  addition,  Wisconsin 
super-
Charter  may  provide 
majority  voting  in  connection  with 
these transactions. 

for 

in 

of 

with 

The  Wisconsin  Charter  does  not 
include 
voting 
supermajority 
requirements  for  mergers  or  sales  of 
all of  substantially  all  of  the  assets  of 
NRC  Wisconsin,  except  where  such 
merger  or  sale  of  all  or  substantially 
all  of  the  assets  of  NRC  Wisconsin 
would  be  otherwise  subject  to  the 
restrictions  of  Article  9  (business 
interested 
combinations 
shareholders) 
the  Wisconsin 
Charter.  
The  WBCL  may  limit  the ability  of a 
“resident  domestic  corporation” 
to 
business 
engage 
in 
combinations 
interested 
stockholders.  While  we  believe  NRC 
Wisconsin  does  not  meet  the  criteria 
of  a  “resident  domestic  corporation” 
under the WBCL, this is a fact specific 
inquiry,  and  the  Board  cannot  be 
certain  NRC  Wisconsin  would  not  be 
deemed 
domestic 
a 
corporation.   

certain 
with 

resident 

If  NRC  Wisconsin  were  deemed  a 
“resident  domestic  corporation,”  the 
WBCL would prohibit a person who is 
an “interested stockholder” (defined as 
a  person  who  beneficially  owns, 
directly  or  indirectly,  10%  of  the 
voting power of the outstanding voting 
stock  of  a  corporation,  or  who  is  an 
affiliate or associate of the corporation 
and  beneficially  owned  10%  of  the 
voting  power  of  the  then  outstanding 
voting  stock  within  the  last  three 

38 

The  DGCL  requires  the  affirmative 
vote  of  the  holders  of  a  majority  in 
voting power of the outstanding shares 
of  stock  entitled  to  vote  to  approve  a 
merger of the corporation or a sale of 
all or substantially all the assets of the 
limited 
except 
corporation, 
circumstances. 
the 
In 
Delaware  Charter  may  provide  for 
super-majority  voting  in  connection 
with these transactions. 

in 
addition, 

The  Delaware  Charter  does  not 
include 
voting 
supermajority 
requirements  for  mergers  or  sales  of 
all of  substantially  all  of  the  assets  of 
NRC Delaware. 

to 

in 

stock) 

DGCL, 

specified 
The 
circumstances, prohibits a person who 
is an “interested stockholder” (defined 
generally  as  a  person  who  owns  15% 
of  NRC  Delaware’s 
or  more 
outstanding 
from 
voting 
engaging  in  a  “business  combination” 
include,  among  other 
(defined 
things,  a  merger,  consolidation,  or 
other  transaction,  including  a  sale, 
lease,  or  other  disposition  of  assets 
with  an  aggregate  market  value  equal 
to  10%  or  more  of  the  aggregate 
market  value  of  NRC  Delaware’s 
outstanding  stock  or  its  assets  (on  a 
basis))  with  NRC 
consolidated 
Delaware  for  a 
three-year  period 
following  the  time  the  stockholder 
became  an  “interested  stockholder,” 
unless certain requirements are met.  

For  further  information,  please  see 
Proposal  7  below,  where  we  are 
the 
seeking  separate  approval  of 
Delaware Charter expressly electing to 

 
 
 
 
 
 
 
 
exchange 

opt out of these restrictions. Under the 
DGCL, since NRC Delaware common 
stock  will  be  listed  on  a  national 
(the  Nasdaq 
securities 
Global Select Market), if Proposal 7 is 
approved  by 
shareholders,  NRC 
Delaware  will  be  subject  to  these 
restrictions for twelve months after the 
Delaware  Charter  becomes  effective. 
After such twelve month period, NRC 
Delaware  will  not  be  restricted  from 
engaging  in  “business  combinations” 
with an “interested stockholder.” 

years)  from  engaging  in  a  “business 
combination”  (defined  to  include    a 
merger  or  share  exchange,  sale, lease, 
exchange,  mortgage,  pledge,  transfer, 
or  other  disposition  of  assets  equal  to 
at least 5% of the market value of the 
stock or assets of a corporation or 10% 
of its earning power, issuance of stock 
or  rights  to  purchase  stock  with  a 
market  value  equal  to  5%  of  the 
outstanding  stock,  adoption  of  a  plan 
liquidation,  and  certain  other 
of 
transactions  involving  an  “interested 
stockholder”)  with  NRC  Wisconsin 
for a 3-year period following the time 
the shareholder became an “interested 
stockholder.”  Additionally,  under  the 
WBCL,  business  combinations  after 
the  three-year  period  are  permitted 
only  if:  (i)  the  Board  approved  the 
acquisition  of  the  stock  prior  to  the 
acquisition  date;  (ii) 
the  business 
combination is approved by a majority 
of  the  outstanding  voting  stock  not 
beneficially  owned  by  the  interested 
stockholder;  (iii)  the  consideration  to 
be  received  by  shareholders  meets 
certain  requirements  with  respect  to 
form and amount; or (iv) the business 
combination  is  of  a  type  specifically 
excluded  from  the  coverage  of  the 
statute. 

engaging 

Article  9  of  the  Wisconsin  Charter 
contains  provisions  that  are  similar  to 
the provisions of the WBCL discussed 
above  and  restrict  NRC  Wisconsin 
from 
“business 
combinations”  with  an  “interested 
stockholder.”  For  further  information, 
please  see  Proposal  6  below,  where 
shareholders  are  being  asked 
to 
separately  approve  the  removal  of 
Article 9 from the Wisconsin Charter.  

in 

Control Share Statute 

The  WBCL,  in  certain  circumstances, 
may  limit  the  voting  power  of  the 
shares held by a person by limiting the 
voting  power  of  such  person’s  shares 
in  excess  of  20%  of  the  total  voting 
power in the corporation to 10% of the 
full voting power of those shares. The 

39 

There  is  no  similar  provision  in  the 
DGCL or the Delaware Charter. 

 
 
 
 
 
 
Fair Price Statute 

Interested Party 
Transactions 

WBCL  allows  a  person  whose  voting 
power is limited to be restored by the 
affirmative  vote  of  a  majority  of  the 
voting  power  of  shares  represented  at 
the meeting and entitled to vote. 

require  a 

The  Wisconsin  Charter  expressly 
elects  to  be  subject  to  control  share 
restrictions. 
The  WBCL,  in  certain  circumstances, 
may 
supermajority  of 
shareholders  to  approve  a  business 
combination  unless  the  consideration 
to be received by shareholders is equal 
to or greater than a minimum fair price 
statutorily  defined 
calculated  by 
valuation methods. 

The  Wisconsin  Charter  expressly 
elects  to  be  subject  to  fair  price 
restrictions. 
The WBCL provides that a conflict of 
interest  transaction  is  not  voidable  by 
a corporation solely due to a director’s 
conflicting  interest  in  the  transaction 
so  long  as  any  of  the  following  are 
true:  (i)  the  material  facts  of  the 
transaction  and  the  director’s  interest 
were  disclosed  to  or  known  by  the 
board  of  directors  and  the  transaction 
was  approved  by  a  majority  of  the 
disinterested  directors  of  the  board  of 
directors  or  a  committee  thereof,  as 
applicable, (ii) the material facts of the 
transaction  and  the  director’s  interest 
were  disclosed  to  or  known  by  the 
shareholders  entitled  to  vote  thereon  
and the transaction was approved by a 
majority  of  the  shares  entitled  to  vote 
(excluding any shares owned or voted 
under  the  control  of  the  interested 
director),  or  (iii)  the  transaction  was 
fair to the corporation.   

40 

There  is  no  similar  provision  in  the 
DGCL or the Delaware Charter. 

if  (i) 

interest  or 

The  DGCL  provides  that  contracts  or 
transactions between a corporation and 
one or more of its officers or directors 
or  an  entity  in  which  they  have  an 
interest  is  not  void  or  voidable  solely 
because  of  such 
the 
participation  of  the  director  or  officer 
in  a meeting  of the  board  of  directors 
or  a  committee  which  authorizes  the 
the 
transaction 
contract  or 
material  facts  as  to  the  director’s  or 
officer’s relationship or interest and as 
to  the  contract  or  transaction  are 
disclosed or are known to the board of 
directors  or  the  committee,  and  the 
board  of  directors  or  committee  in 
good  faith  authorizes  the  contract  or 
transaction by the affirmative votes of 
a  majority  of  disinterested  directors, 
even though the disinterested directors 
are  less 
than  a  quorum;  (ii)  the 
material  facts  as  to  the  director’s  or 
officer’s relationship or interest and as 
to  the  contract  or  transaction  are 
disclosed  or  are  known 
the 
stockholders  entitled  to  vote  thereon, 
and  the  contract  or  transaction  is 
specifically approved in good faith by 
vote  of  the  stockholders;  or  (iii)  the 
contract or transaction is fair as to the 
is 
corporation  as  of 

time 

the 

to 

it 

 
 
 
 
 
 
Indemnification and 
Advancement of 
Expenses of Directors 
and Officers 

Under  the  WBCL,  a  corporation  is 
required  to  indemnify  a  director  or 
officer  for  all  reasonable  expenses 
incurred in the defense of a proceeding 
to  the  extent  that  he  or  she  has  been 
successful  on  the  merits  or  otherwise 
and  was  a  party  to  such  proceeding 
due to the fact he or she was a director 
or  officer  of  such  corporation.  In 
addition, 
the  WBCL  permits  a 
corporation to indemnify a director or 
officer  against  liability  incurred  in  a 
proceeding  to  which  the  director  or 
officer  was  a  party  because  he  or  she 
is  a  director  or  officer  of  such 
liability  was 
corporation 
incurred due to the fact the director or 
officer breached or failed to perform a 
fiduciary duty constituting (i) a willful 
the 
failure 
corporation  or  its  shareholders  in  a 
matter  in  which  the  director  has  a 
material  conflict  of  interest,  (ii)  a 
violation  of  criminal  law,  unless  the 
director  had 
to 
believe  that  his  or  her  conduct  was 
lawful  or  no  reasonable  cause  to 
believe  that  his  or  her  conduct  was 
transaction  from 
unlawful,  (iii)  a 
which 
an 
improper  personal  benefit,  or  (iv) 
willful misconduct. 

the  director  derived 

reasonable  cause 

fairly  with 

to  deal 

unless 

the 

reimburse 

The  WBCL  allows  a  corporation  to 
reasonable 
pay  or 
expenses  of  a  director  or  officer  who 
is  party  to a  proceeding, upon  written 
request,    so  long  as  the  director  or 
officer  provides  the  corporation  with 
(a)  a  written  affirmation  of  his  or  her 
good faith belief that he or she has not 
breached  or  failed  to  perform  his  or 
her  fiduciary  duties,  and  (b)  a  written 
undertaking  to  repay  the  allowance, 
and if requested by the corporation, to 
pay 
such 
allowance to the extent it is ultimately 
determined that indemnification is not 

interest  on 

reasonable 

41 

authorized, approved or ratified by the 
board of directors, a committee thereof 
or the stockholders. 

Under  the  DGCL,  a  corporation  must 
indemnify  a  director  or  officer  to  the 
extent  the  person  is  successful  on  the 
merits  or  otherwise  in  defense  of  an 
action,  suit  or  proceeding  by  which 
such  director  or  officer  is  party  by 
reason  of  the  fact  that  he  or  she  is  a 
director or officer of such corporation.  
In  addition,  the  DGCL  permits  a 
corporation  to  indemnify  its  directors 
or  officers  from  expenses  and  losses 
arising  out  of  litigation  by  reason  of 
the director’s or officer’s service to the 
corporation  or  to  another  entity  at  its 
request, 
certain 
circumstances,  litigation  by  or  in  the 
right of the corporation, so long as the 
officer  or  director  acted  in  good  faith 
and  in  a  manner  reasonably  believed 
to  be  in  or  not  opposed  to  the  best 
interests of the corporation; and, in the 
case  of  criminal  proceedings,  had  no 
reasonable cause to believe that his or 
her  conduct  was  unlawful.  Unless 
corporations 
judicially 
may  not 
in 
connection with a proceeding by or in 
the  right  of  the  corporation  in  which 
the  person  was  adjudged  liable  to  the 
corporation. 

authorized, 
indemnify  a  person 

including, 

in 

under 

DGCL, 

certain 
The 
circumstances,  permits  a  corporation 
to  advance  expenses  to  its  officers  or 
directors  prior  to  conclusion  of  the 
litigation. In such an event, the DGCL 
requires  officers  and  directors 
to 
undertake to repay advanced expenses 
if it is ultimately determined that he or 
she is not entitled to be indemnified by 
the corporation. 

The  Delaware  Charter  and  Delaware 
Bylaws  provide  our  directors  and 
officers  with 
indemnification  and 
advancement of expenses to the fullest 
extent permitted by the DGCL. 

 
 
 
 
 
 
 
Limitation on Personal 
Liability of Directors 

Declaration and 
Payment of Dividends 

Appraisal Rights 

proper.  

and 

fullest 

officers 

to  deal 

fairly  with 

The  Wisconsin  By-Laws  provide  our 
with 
directors 
indemnification  and  advancement  of 
expenses 
extent 
the 
to 
permitted by the WBCL. 
Under  the  WBCL,  a  director  is  not 
personally 
liable  for  a  breach  of 
fiduciary  duty  except  to  the  extent 
such  breach  constitutes  (a)  a  willful 
the 
failure 
corporation  or  its  shareholders  in  a 
matter  in  which  the  director  has  a 
material  conflict  of  interest,  (b)  a 
violation  of  criminal  law,  unless  the 
director  had 
to 
believe  that  his  or  her  conduct  was 
lawful  or  no  reasonable  cause  to 
believe  that  his  or  her  conduct  was 
unlawful, (c) a transaction from which 
improper 
the  director  derived  an 
personal  benefit,  or 
(d)  willful 
misconduct.  

reasonable  cause 

Under  the  DGCL,  the  certificate  of 
incorporation  may  eliminate  or  limit 
the  personal  liability  of  a  director  for 
breach  of fiduciary  duty. A  certificate 
of  incorporation  may  not,  however, 
limit or eliminate a director’s personal 
liability  for  (a)  any  breach  of  the 
director’s  duty  of 
the 
corporation  or  its  stockholders,  (b) 
acts  or  omissions not in  good  faith  or 
involving  intentional  misconduct  or  a 
knowing violation of law, (c) payment 
stock 
of 
repurchases  or  redemptions  (Section 
the  DGCL),  or  (d)  any 
174  of 
transaction 
the  director 
in  which 
received an improper personal benefit. 

dividends, 

unlawful 

loyalty 

to 

The  Delaware  Charter 
the 
personal  liability  of  a  director  for 
breach  of  fiduciary  duty  to  the  fullest 
extent permitted by the DGCL. 

limits 

authorizing 

the  Board 

the  WBCL, 
from 

Under 
is 
the 
prohibited 
payment of  a  dividend,  if after  giving 
effect  to  such  dividend  payment,  the 
Company  would  be  unable  to  pay  its 
debts  as  they  become  due  in  the 
ordinary  course  of  business  or  the 
Company’s  total  assets  would  be  less 
than the sum of its total liabilities plus 
the  amount  that  would  be  needed,  if 
the  Company  were  to  be  dissolved  at 
the  time  of  the  distribution,  to  satisfy 
the preferential rights upon dissolution 
of  shareholders  whose  preferential 
rights  are  superior  to  those  receiving 
the distribution. 
Under  the  WBCL,  shareholders  have 
appraisal 
rights, 
respectively, 
corporate 
actions,  such  as  a  merger,  occur. 
These  rights  include  the  rights  to 
dissent  from  voting  to  approve  such 

dissenter’s 
certain 

or 

if 

The DGCL provides that a corporation 
may  pay  dividends  out  of  surplus  or, 
in  case  there  is  no  surplus,  out  of  the 
corporation’s  net  profits 
the 
preceding  fiscal  year,  subject  to  any 
restrictions  contained  in  its  certificate 
incorporation.  The  Delaware 
of 
Charter  will 
such 
contain 
restrictions. 

for 

no 

the  DGCL, 

stockholders 
Under 
generally  have  appraisal  rights  if  a 
merger  or  consolidation 
to  be 
effected pursuant to Section 251 of the 
DGCL.  In  order  to  exercise  appraisal 
rights,  stockholders  must  not  vote  in 

is 

42 

 
 
 
 
 
 
rights  must 

corporate  action  and  to  demand  fair 
value  for  the  shares  of  the  dissenting 
shareholder.  If  a  proposed  corporate 
action  creating  dissenters’  rights  is 
submitted  to  a  vote  at  a  shareholders 
meeting,  a  shareholder  who  wishes  to 
assert  dissenters’ 
(i) 
deliver  to  the  corporation,  before  the 
vote  is  taken,  written  notice  of  his 
intent  to  demand  payment  for  his 
shares 
is 
effected and (ii) not vote his shares for 
the proposed action. If fair value is not 
settled,  the  WBCL  provides  various 
procedures  for  the  dissenter  and  the 
corporation  to  arrive  at  a  fair  value, 
which  may  ultimately  be  resolved  by 
petition to a circuit court of the county 
in  Wisconsin  where 
the 
corporation’s  principal  office  or 
registered office is located. 

the  proposed  action 

if 

a 

favor  of  the  merger  or  consolidation 
nor  consent  thereto  in  writing.  If  a 
proposed  merger  or  consolidation  for 
which  appraisal  rights  are  provided  is 
submitted  to  a  vote  at  a  stockholders 
meeting,  a  stockholder  who  wishes  to 
assert appraisal rights  must  (i)  deliver 
to  the  corporation,  before  the  vote  is 
taken, written demand for appraisal of 
such  stockholder’s  shares  and  (ii)  not 
vote  his  or  her  shares  in  favor  of  the 
proposed  merger  or  consolidation.  If 
the fair value of the shares is unsettled, 
various 
provides 
the 
procedures 
shareholder(s) 
the 
exercising  appraisal  rights  and  the 
corporation  to  arrive  at  a  fair  value, 
which  may  ultimately  be  resolved  by 
petition  to  the  Court  of  Chancery 
where  a  corporation’s  principal  office 
or registered office is located. 

DGCL 

for 

appraisal 

The DGCL provides an exception to a 
stockholder’s 
rights 
commonly known as the “market-out” 
exception.  Under 
this  exception, 
appraisal rights will not be available if 
a 
stockholders 
corporation that is either (i) listed on a 
national  securities  exchange  or  (ii) 
held of record by over 2,000 holders. 

stock 

hold 

of 

After 
the  Reincorporation,  NRC 
Delaware’s  stock  will  continue  to  be 
traded on the NASDAQ Global Select 
Market,  and  therefore  subject  to  the 
market-out exception in the event of a 
merger or consolidation. 

would 

holders 

Holders  of  NRC  Delaware  common 
stock  will  not  have  appraisal  rights 
under Delaware law while the market-
out  exception  is  applicable,  except  if 
such 
receive 
consideration  in  a  transaction  other 
than 
the  surviving 
corporation,  (b)  stock  of  any  other 
corporation that is or will be listed on 
a  national  securities  exchange  or  held 
by over 2,000 stockholders, (c) cash in 
lieu  of  fractional  shares  or  (d)  any 

(a)  stock  of 

43 

 
 
 
 
 
 
 
Filing and License 
Fees 

Wisconsin 
corporations 
charges 
incorporated  in  Wisconsin  nominal 
annual corporate license renewal fees, 
and  does  not 
impose  an  annual 
franchise tax fee. 

combination of the foregoing. 

all 

on 

fees 

Delaware  imposes  annual  franchise 
corporations 
tax 
incorporated  in  Delaware.  The  annual 
fee  ranges  from  a  nominal  fee  to  a 
maximum  of  $250,000,  based  on  the 
number of authorized shares of capital 
stock  or,  in  the  alternative,  based  on 
an  equation  consisting  of  the  number 
of  issued  shares  and  the  total  gross 
assets of the corporation. 

Anticipated Federal Income Tax Consequences of Reincorporation  

The Company intends the Reincorporation to be a tax-free reorganization under the Internal 

Revenue Code of 1986, as amended (the “Code”). Assuming the Reincorporation qualifies as a tax-free 
reorganization, the holders of the Company’s common stock will not recognize any gain or loss under the 
U.S. federal income tax laws as a result of the consummation of the Reincorporation, and neither will the 
Company. At the time the Reincorporation becomes effective, each holder will receive the same basis in 
NRC Delaware’s common stock as that holder had in their corresponding shares of common stock of 
NRC Wisconsin and the holding period for the shares of NRC Delaware common stock will include the 
holding period for shares of the NRC Wisconsin common stock converted therefor. 

This proxy statement only discusses U.S. federal income tax consequences and has done so only 

for your general information. This proxy statement does not address all of the federal income tax 
consequences that may be relevant to particular shareholders based upon individual circumstances or to 
shareholders who are subject to special rules, such as, financial institutions, tax-exempt organizations, 
insurance companies, dealers in securities, foreign holders or holders who acquired their shares as 
compensation, whether through employee stock options or otherwise. This proxy statement does not 
address the tax consequences under state, local or foreign laws. 

This discussion is based on the Code, regulations, rulings and decisions in effect as of the date of 

this proxy statement, all of which are subject to differing interpretations and change, possibly with 
retroactive effect. The Company has neither requested nor received a tax opinion from legal counsel or 
rulings from the Internal Revenue Service regarding the consequences of the Reincorporation. There can 
be no assurance that future legislation, regulations, administrative rulings or court decisions would not 
alter the consequences discussed above. 

You should consult with your own tax advisor to determine your particular tax consequences of 

the Reincorporation, including the applicability and effect of federal, state, local, foreign and other tax 
laws. 

Consequences of Shareholder Vote 

A vote in favor of this proposal is a vote in favor of the Reincorporation and the Plan of 
Conversion, which will authorize us to file the Wisconsin Certificate, the Delaware Certificate, and the 
Delaware Charter, and adopt the Delaware Bylaws. Notwithstanding the foregoing, if the Reincorporation 
is approved by shareholders, the Board may, in accordance with the Plan of Conversion, abandon the 
Reincorporation if the Board believes that doing so is in the best interests of the Company and its 
shareholders. If this Proposal 4 is approved and implemented, the provisions of the Delaware Charter will 

44 

 
 
 
 
 
 
 
 
 
 
 
depend upon whether Proposals 5, 6, and 7 are approved. If any or all of Proposals 5, 6, or 7 are 
approved, the Delaware Charter will include a provision substantively as described in Proposals 5, 6, or 7, 
as applicable. If any or all of Proposals 5, 6, or 7 are not approved, Proposals 5, 6, or 7 describe the 
impact on the Delaware Charter, as applicable. 

If this Proposal 4 fails to obtain the requisite vote for approval, the Reincorporation will not be 

consummated and the Company will continue to be incorporated in the State of Wisconsin and governed 
by the Wisconsin Charter and the Wisconsin By-Laws, subject to the outcome of, and the changes 
contemplated by, Proposals 5 and 6. 

Required Vote 

Under the WBCL, the Reincorporation of the Company from a Wisconsin corporation to a 

Delaware corporation and the associated plan of conversion requires approval by a majority of votes 
entitled to be cast.  In addition, the Reincorporation effectively requires an amendment to the Wisconsin 
Charter by adopting the revised Delaware Charter.  In general, amendments to the Wisconsin Charter 
require approval by a majority of votes entitled to be cast.  However, the Delaware Charter will delete 
Article 10 of the Wisconsin Charter and will delete the definition of “cause” in Article 3 of the Wisconsin 
Charter in order to be consistent with Delaware law. Article 10 and Article 3 of the Wisconsin Charter 
require approval of at least 66-2/3% of the voting power of all of the Company’s capital stock in order to 
amend such Articles.  Accordingly, the affirmative vote of holders of at least 66-2/3% of the shares 
entitled to be cast at the annual meeting is required to approve the reincorporation of the Company from 
the State of Wisconsin to the State of Delaware. Abstentions and broker non-votes will have the same 
effect as a vote “AGAINST” this proposal. 

THE BOARD RECOMMENDS THE REINCORPORATION OF THE COMPANY FROM THE 
STATE OF WISCONSIN TO THE STATE OF DELAWARE AND URGES EACH 
SHAREHOLDER TO VOTE “FOR” SUCH REINCORPORATION. SHARES OF THE 
COMPANY’S COMMON STOCK REPRESENTED BY EXECUTED BUT UNMARKED 
PROXIES WILL BE VOTED “FOR” SUCH REINCORPORATION. 

45 

 
 
 
 
 
 
 
 
PROPOSAL NO. 5 – APPROVAL OF OUR CERTIFICATE OF INCORPORATION 
INCREASING THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK 

Proposed Provision 

On May 4, 2021, our Board unanimously approved and adopted a resolution to increase the 

number of authorized shares of the Company’s Common Stock.  

As proposed, Article 4 to the Delaware Charter would state as follows: 

ARTICLE 4 
AUTHORIZED CAPITAL 

The total amount of stock of which the Corporation shall have the authority to issue is One 

Hundred-Twelve Million (112,000,000) shares, consisting of: (i) One Hundred-Ten Million 
(110,000,000) shares of a class designated as “Common Stock,” with a par value of $.001 per share; and 
(ii) Two Million (2,000,000) shares of a class designated as “Preferred Stock,” with a par value of $.01 
per share.  

The designation, relative rights, preferences and limitations of the shares of each class and the 
authority of the Board of Directors of the Corporation to establish and to designate series of Preferred 
Stock and to fix variations in the relative rights, preferences and limitations as between such series, shall 
be as set forth herein. 

A.  Preferred Stock.  

(1)  Series and Variations Between Series. The Board of Directors of the Corporation is authorized, to 
the full extent permitted under the DGCL and the provisions of this Section A, to provide for the 
issuance of the Preferred Stock in series, each of such series to be distinctively designated, and to 
have such redemption rights, dividend rights, rights on dissolution or distribution of assets, 
conversion or exchange rights, voting powers, designations, preferences and relative 
participating, optional or other special rights, if any, and such qualifications, limitations or 
restrictions thereof as shall be provided by the Board of Directors of the Corporation consistent 
with the provisions of this Article 4. 

(2)  Dividends. Before any dividends shall be paid or set apart for payment upon shares of Common 

Stock, the holders of each series of Preferred Stock shall be entitled to receive dividends at the 
rate (which may be fixed or variable) and at such times as specified in the particular series. The 
holders of shares of Preferred Stock shall have no rights to participate with the holders of shares 
of Common Stock in any distribution of dividends in excess of the preferential dividends, if any, 
fixed for such Preferred Stock. 

(3)  Liquidation Rights. In the event of any voluntary or involuntary liquidation, dissolution or 

winding up of the Corporation, the holders of shares of each series of Preferred Stock shall be 
entitled to receive out of the assets of the Corporation in money or money’s worth the preferential 
amount, if any, specified in the particular series for each share at the time outstanding together 
with all accrued but unpaid dividends thereon, before any of such assets shall be paid or 
distributed to holders of Common Stock. The holders of Preferred Stock shall have no rights to 
participate with the holders of Common Stock in the assets of the Corporation available for 
distribution to stockholders in excess of the preferential amount, if any, fixed for such Preferred 
Stock.  

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(4)  Voting Rights. The holders of Preferred Stock shall have only such voting rights as are fixed for 
shares of each series by the Board of Directors pursuant to this Section A or are provided, to the 
extent applicable, by the DGCL. 

B.  Common Stock 

(1)  Voting Rights. Except as otherwise provided by the DGCL, and except as may be determined by 
the Board of Directors with respect to the Preferred Stock pursuant to Section A of this Article 4, 
only the holders of Common Stock shall be entitled to vote for the election of directors of the 
Corporation and for all other corporate purposes. Upon any such vote the holders of Common 
Stock shall, except as otherwise provided by law, be entitled to one vote for each share of 
Common Stock held by them respectively.  

(2)  Dividends. Subject to the provisions of this Article 4, the Board of Directors of the Corporation 

may, in its sole discretion, out of funds legally available for the payment of dividends and at such 
times and in such manner as determined by the Board of Directors, declare and pay dividends or 
other distributions on the Common Stock.  

(3)  Liquidation Rights. In the event of any voluntary or involuntary liquidation, dissolution or 

winding up of the Corporation, after there shall have been paid to or set aside for the holders of 
Preferred Stock the full preferential amounts, if any, to which they are entitled, the holders of 
outstanding shares of Common Stock shall be entitled to receive pro rata, according to the 
number of shares held by each, the remaining assets of the Corporation available for distribution 
to the holders of Common Stock.  

C. 

Preemptive Rights. No holder of shares of any class of capital stock of the Corporation 

shall have any preferential or preemptive right to acquire unissued shares of capital stock of the 
Corporation or securities convertible into such shares or conveying a right to subscribe for or acquire 
shares. 

Purpose and Effect of Proposed Article 4 

Our Amended and Restated Articles of Incorporation currently authorize the issuance of up to 

60,000,000 shares of Common Stock and 2,000,000 shares of Preferred Stock. As the close of business on 
May 5, 2021, there were approximately 25,439,013 shares of Common Stock issued and outstanding and 
2,135,813 shares of Common Stock reserved for issuance pursuant to (i) outstanding option awards, (ii) 
the Director Plan, and (iii) our 2006 Equity Incentive Plan.  

If this proposal is approved by shareholders, upon its effectiveness we will have a total of 

110,000,000 authorized shares of Common Stock, with approximately 25,439,013 shares of Common 
Stock issued and outstanding as of May 5, 2021, and approximately 2,135,813 shares of Common Stock 
reserved for issuance, leaving a balance of 82,425,174 shares of Common Stock authorized and not 
reserved for any specific purpose. 

Our Board believes it is in the best interests of the Company to increase the number of authorized 
shares of our Common Stock in order to give the Company greater flexibility in considering and planning 
for future general corporate needs, including, but not limited to, stock splits, the offer and sale of 
Common Stock in one or more public offerings or private placements, the grant of Common Stock or 
warrants, options or other convertible securities in one or more strategic transactions, stock dividends, 
grants under equity compensation plans, as well as other general corporation transactions. Our Board 
believes that additional authorized shares of Common Stock will provide increased flexibility to the 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Company to take timely advantage of any market conditions and favorable financing and acquisition 
opportunities that may become available to the Company. The authorized but unissued shares will only be 
issued at the direction of the Board, and if required by applicable law or regulation, upon separate 
stockholder approval.  

The increase in the authorized shares of Common Stock could, under certain circumstances, have 
an anti-takeover effect or delay or prevent a change in control of the Company by providing the Company 
the capability to engage in actions that would be dilutive to a potential acquirer, to pursue alternative 
transactions, or to otherwise increase the potential cost to acquire control of the Company. Thus, while 
the Company currently has no intent to employ the additional unissued authorized shares as an anti-
takeover device, the proposal may have the effect of discouraging future unsolicited takeover attempts.  

The proposed increase in the number of authorized shares of the Company’s Common Stock will 

not change the number of shares of Common Stock outstanding, nor will it have any immediate dilutive 
effect or change the rights of current holders of the Company’s Common Stock. Any newly authorized 
shares of Common Stock will be identical to the shares of Common Stock now issued and outstanding. 
However, the issuance of additional shares of Common Stock authorized by this proposal may occur at 
times or under circumstances as to have a dilutive effect on earnings per share, book value per share or 
the percentage voting or ownership interest of the present holders of the Company’s common stock.  

Consequences of Shareholder Vote 

If both Proposal 5 and Proposal 4 are approved by our shareholders, the Company will be 
authorized to reincorporate in the State of Delaware, file the Delaware Certificate and Delaware Charter 
with the Secretary of State for the State of Delaware, and adopt the Delaware Bylaws. In such an event, 
Article 4 of the Delaware Charter will provide that the Company is authorized to issue 110,000,000 shares 
of common stock. 

If this Proposal 5 is approved by our shareholders but Proposal 4 does not obtain the approval of 

our shareholders, the Company will not reincorporate in the State of Delaware and the Company will 
continue to be incorporated in the State of Wisconsin, and, consistent with the intent of this Proposal 5,  
the Company will file an amendment to our Amended and Restated Articles of Incorporation with the 
Wisconsin Department of Financial Institutions increasing the number of authorized shares of Common 
Stock from 60,000,000 shares to 110,000,000 shares. In such an event, the amended provision in our 
Amended and Restated Articles of Incorporation will be substantially similar to the provision proposed 
above, except that references to “Article 4” will instead refer to “Article 2” and references to the “DGCL” 
will instead refer to the “WBCL.”  

If this Proposal 5 is not approved by our shareholders, the Company’s authorized shares of 

Common Stock will not be increased, and the number of shares of Common Stock authorized by the 
Delaware Charter (if Proposal 4 is approved) or the Wisconsin Charter (if Proposal 4 is not approved) will 
continue to be 60,000,000 shares.  

Required Vote 

Approval of this Proposal 5 requires an affirmative vote of holders of at least a majority of the 
votes to which all of the shareholders of the Company would be entitled to cast at the annual meeting. 
Abstentions and broker non-votes will have the same effect as a vote “AGAINST” this proposal.  

THE BOARD RECOMMENDS AMENDING OUR AMENDED AND RESTATED ARTICLES OF 
INCORPORATION AND URGES EACH SHAREHOLDER TO VOTE “FOR” SUCH 
AMENDMENT. SHARES OF THE COMPANY’S COMMON STOCK REPRESENTED BY 

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXECUTED BUT UNMARKED PROXIES WILL BE VOTED “FOR” AMENDING OUR 
AMENDED AND RESTATED ARTICLES OF INCORPORATION TO INCREASE THE 
NUMBER OF AUTHORIZED SHARES OF COMMON STOCK. 

49 

 
 
 
 
PROPOSAL NO. 6 – APPROVAL OF OUR CERTIFICATE OF INCORPORATION 
REMOVING RESTRICTIONS ON BUSINESS COMBINATIONS  

Background 

On May 4, 2021, in connection with the Reincorporation, our Board unanimously approved and 

adopted a resolution to remove restrictions and limitations regarding business combinations with 
interested shareholders from the Delaware Charter. Currently, Article 9 of our Wisconsin Charter restricts 
business combinations with interested shareholders by incorporating a substantial portion of the WBCL’s 
“Business Combination” statute. 

Article 9 of the Wisconsin Charter regulates a broad range of “business combinations” between 

the Company and an “interested stockholder.” Article 9 of the Wisconsin Charter defines a “business 
combination” to include a merger or share exchange, sale, lease, exchange, mortgage, pledge, transfer, or 
other disposition of assets equal to at least 5% of the market value of the stock or assets of the Company 
or 10% of its earning power, issuance of stock or rights to purchase stock with a market value equal to 5% 
of our outstanding stock, adoption of a plan of liquidation, and certain other transactions involving an 
“interested stockholder.”  

Article 9 of the Wisconsin Charter defines an “interested stockholder” as a person who 
beneficially owns, directly or indirectly, 10% of the voting power of the outstanding voting stock of the 
Company, or who is an affiliate or associate of the Company and beneficially owned 10% of the voting 
power of the then outstanding voting stock within the last three years. Article 9 of the Wisconsin Charter 
prohibits the Company from engaging in a business combination (other than certain business 
combinations which are specifically excluded) with an interested stockholder for a period of three years 
following the date such person becomes an interested stockholder, unless the Board approved the business 
combination or the acquisition of the stock that resulted in a person becoming an interested stockholder 
before such acquisition. Additionally, business combinations after the three-year period following the 
stock acquisition date are permitted only if: (i) the Board approved the acquisition of our stock prior to the 
acquisition date; (ii) the business combination is approved by a majority of our outstanding voting stock 
not beneficially owned by the interested stockholder; (iii) the consideration to be received by shareholders 
meets certain requirements with respect to form and amount; or (iv) the business combination is of a type 
specifically excluded by Article 9 of the Wisconsin Charter. 

Reasons for Removing Business Combination Restrictions 

The Board believes that it is in the best interests of the Company and its shareholders to remove 

these business combination restrictions as they may limit the Company’s ability to engage in certain 
transactions which may otherwise benefit the Company’s growth and strategic plan. Additionally, these 
business combination restrictions are viewed unfavorably by some institutional investors as they could 
have an anti-takeover effect or otherwise restrict the Company’s ability to maximize value for its 
shareholders. Moreover, as described under Proposal 4, the business combination restrictions can act as 
an impediment to large shareholders selling their shares in orderly block sales instead of prolonged open 
market sales.  The Board believes that removing these restrictions would help facilitate dispositions of our 
Common Stock by large stockholders in transactions that do not create downward pressure on the price of 
our Common Stock, which in turn may help deconcentrate the ownership of our Common Stock and 
increase our public float and liquidity for all shareholders. 

The Board also believes that these business combination restrictions are unduly burdensome and 

unnecessary if the Company reincorporates from the State of Wisconsin to the State of Delaware. In 
connection with the Reincorporation, shareholders are being asked approve opting out of DGCL Section 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
203, which imposes similar restrictions on business combinations as those in Article 9 of our Wisconsin 
Charter. If shareholders approved opting-out of DGCL Section 203, but we did not remove the business 
combination restrictions from our Delaware Charter, we would continue to be subject to restrictions on 
business combinations, which would largely defeat the purpose of opting out of DGCL Section 203. 
Accordingly, the Board believes restrictions on business combinations should be removed from the 
Delaware Charter for the same reasons identified in Proposal 7 below. 

Consequences of Shareholder Vote 

If both Proposal 6 and Proposal 4 are approved by our shareholders, the Company will be 
authorized to reincorporate in the State of Delaware, file the Delaware Certificate and Delaware Charter 
with the Secretary of State for the State of Delaware, and adopt the Delaware Bylaws. In such an event, 
the Delaware Charter will not include provisions restricting business combinations. 

If this Proposal 6 is approved by our shareholders, but Proposal 4 fails to obtain shareholder 

approval, then consistent with the intent of this Proposal 6, the Company will file an amendment to our 
Amended and Restated Articles of Incorporation with the Wisconsin Department of Financial Institutions 
removing the provisions of Article 9. 

If this Proposal 6 is not approved by our shareholders, the Delaware Charter (if Proposal 4 is 

approved) or the Wisconsin Charter (if Proposal 4 is not approved) will continue to include provisions 
restricting business combinations substantially similar to those in Article 9 in our current Wisconsin 
Charter. 

Required Vote 

This Proposal 6 seeks to amend Article 9 of our Wisconsin Charter, which requires the approval 
of at least 66-2/3% of the shares entitled to be cast in order to be amended. Accordingly, the affirmative 
vote of holders of at least 66-2/3% of the shares entitled to be cast at the annual meeting is required to 
approve removing restrictions on business combinations in our Delaware Charter. Abstentions and broker 
non-votes will have the same effect as a vote “AGAINST” this proposal. 

THE BOARD RECOMMENDS REMOVING PROVISIONS IN OUR CERTIFICATE OF 
INCORPORATION RESTRICTING BUSINESS COMBINATIONS AND URGES EACH 
SHAREHOLDER TO VOTE “FOR” REMOVING SUCH PROVISIONS IN OUR CERTIFICATE 
OF INCORPORATION. SHARES OF THE COMPANY’S COMMON STOCK REPRESENTED 
BY EXECUTED BUT UNMARKED PROXIES WILL BE VOTED “FOR” REMOVING SUCH 
PROVISONS IN OUR CERTIFICATE OF INCORPORATION.  

51 

 
 
 
 
 
 
 
 
 
 
 
PROPOSAL NO. 7 – APPROVAL OF A PROVISON IN OUR CERTIFICATE OF 
INCORPORATION OPTING OUT OF DGCL SECTION 203 

Proposed Provision  

On May 4, 2021, our Board unanimously approved and adopted a resolution to add a provision in 

the Delaware Charter, Article 9, which would opt the Company out of Section 203 of the DGCL. As 
proposed, Article 9 to the Company’s Certificate of Incorporation would state as follows: 

ARTICLE 9 
DGCL SECTION 203 

The Corporation hereby expressly elects not to be governed by Section 203 of the DGCL. 

Purpose and Effect of Proposed Article 9 

Our Board believes that it is in the best interests of the Company and our shareholders to opt out of 

DGCL Section 203. DGCL Section 203 is an anti-takeover provision that applies to Delaware 
corporations that either have shares of voting stock listed on a national securities exchange or have more 
than 2,000 record holders of voting stock. DGCL Section 203 generally provides that any person or entity 
who acquires 15% or more in voting power of a corporation’s voting stock (thereby becoming an 
“interested stockholder”) may not engage in a wide range of transactions (referred to as “business 
combinations”) with the corporation for a period of three years following the date the person became an 
interested stockholder, subject to certain exceptions. The exceptions are (i) the board of directors of the 
corporation has approved, prior to the acquisition date, either the business combination or the transaction 
that resulted in the person becoming an interested stockholder, (ii) upon consummation of the transaction 
that resulted in the person becoming an interested stockholder, that person owns at least 85% in voting 
power of the corporation’s voting stock outstanding at the time the transaction commenced (excluding 
certain shares), or (iii) the business combination is approved by the board of directors and authorized at a 
stockholder meeting, and not by written consent, by the affirmative vote of at least 66-2/3% of the voting 
power of the outstanding voting stock not owned by the interested stockholder. Under DGCL Section 
203, a corporation can elect not to be subject to DGCL Section 203 by amendment of its certificate of 
incorporation. Subject to certain exceptions that do not apply to the Company, such amendment does not 
take effect until twelve months after its adoption because the Company’s voting stock is listed on a 
national securities exchange. The description of DGCL Section 203 set forth in this proxy statement is 
qualified in its entirety by reference to the text of DGCL Section 203. Our Board believes that DGCL 
Section 203 results in unnecessary additional requirements with respect to potential transactions and 
opting out of DGCL Section 203 would eliminate a potential hurdle to a potential transaction that the 
Board believes to be in the best interests of the Company. Moreover, as described under Proposals 4 and 
6, business combination restrictions such as those in DGCL Section 203 can act as an impediment to large 
shareholders selling their shares in orderly block sales instead of prolonged open market sales.  The Board 
believes that removing these restrictions would help facilitate dispositions of our Common Stock by large 
stockholders in transactions that do not create downward pressure on the price of our Common Stock, 
which in turn may help deconcentrate the ownership of our Common Stock and increase our public float 
and liquidity for all shareholders. 

Consequences of Shareholder Vote 

This Proposal 7 is conditioned upon the approval of Proposal 4 contained in this proxy statement. 
If Proposals 4 and 7 are approved by our shareholders, the Company will be authorized to reincorporate in 
the State of Delaware, file the Delaware Certificate and Delaware Charter with the Secretary of State for 
the State of Delaware, and adopt the Delaware Bylaws. In such event, the Delaware Charter will include a 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
provision opting out of DGCL Section 203 and, due to the Company’s voting stock being listed on a 
national securities exchange, such provision does not take effect until twelve months after its adoption. 
Following such twelve month period, the Company will not be subject to any restrictions imposed by 
DGCL Section 203.  

If this Proposal 7 is approved by our shareholders, but Proposal 4 fails to obtain shareholder 
approval, then the approval of this Proposal 7 will have no force or effect, the Reincorporation will not be 
consummated, and the Company will continue to be incorporated in the State of Wisconsin and governed 
by the Wisconsin Charter and the Wisconsin By-Laws, subject to the outcome of, and the changes 
contemplated by, Proposals 5 and 6. 

If this Proposal 7 is not approved by our shareholders, but Proposal 4 is approved by our 
shareholders, the Company’s Delaware Charter will not opt-out of DGCL Section 203 and the Company 
will be subject to DGCL Section 203. If this Proposal 7 is not approved by our shareholders and Proposal 
4 fails to obtain shareholder approval, then the Company will continue to be incorporated in the State of 
Wisconsin and governed by the Wisconsin Charter and the Wisconsin By-Laws, subject to the outcome 
of, and the changes contemplated by, Proposals 5 and 6. 

Required Vote 

Approval of this proposal requires an affirmative vote of holders of at least a majority of the votes 

to which all of the shareholders of the Company would be entitled to cast at the annual meeting. 
Abstentions and broker non-votes will have the same effect as a vote “AGAINST” this proposal.  

THE BOARD RECOMMENDS INCLUDING A PROVISION IN OUR CERTIFICATE OF 
INCORPORATION OPTING OUT OF DGCL SECTION 203 IN CONNECTION WITH THE 
REINCORPORATION AND URGES EACH SHAREHOLDER TO VOTE “FOR” INCLUDING 
SUCH A PROVISION IN OUR CERTIFICATE OF INCORPORATION. SHARES OF THE 
COMPANY’S COMMON STOCK REPRESENTED BY EXECUTED BUT UNMARKED 
PROXIES WILL BE VOTED “FOR” INCLUDING SUCH A PROVISON IN OUR 
CERTIFICATE OF INCORPORATION OPTING OUT OF DGCL SECTION 203. 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Independent Registered Public Accounting Firm 

MISCELLANEOUS 

KPMG LLP acted as the independent registered public accounting firm for us in 2020.  The Audit 
Committee is solely responsible for the selection, retention, oversight and, when appropriate, termination 
of our independent registered public accounting firm.  

The fees to KPMG LLP for the fiscal years ended December 31, 2020 and 2019 were as follows: 

2020 

2019 

Audit Fees(1) 
Audit-Related Fees(2) 
Tax Fees(3) 
All Other Fees 
Total 
___________________ 
(1)  Audit of annual financial statements, review of financial statements included in Form 10-Q and other services normally provided 

$457,810 
134,500 
83,285 
-- 

$449,748 
134,726 
203,336 
-- 

$787,810     

$675,595     

in connection with statutory and regulatory filings, including out-of-pocket expenses. 
Information security audit services, including out-of-pocket expenses.  

(2) 
(3)    Tax consultations and tax return preparation including out-of-pocket expenses.  Of this amount, $71,727 related to tax return 

preparation services and $11,558 related to tax consulting services. 

The Audit Committee has established pre-approval policies and procedures with respect to audit 

and permitted non-audit services to be provided by our independent registered public accounting firm.  
Pursuant to these policies and procedures, the Audit Committee may form, and delegate authority to, 
subcommittees consisting of one or more members when appropriate to grant such pre-approvals, 
provided that decisions of such subcommittee to grant pre-approvals are presented to the full Audit 
Committee at its next scheduled meeting.  The Audit Committee’s pre-approval policies do not permit the 
delegation of the Audit Committee’s responsibilities to management.  In 2020, the Audit Committee pre-
approved all services provided by our independent registered public accounting firm, and no fees to the 
independent registered public accounting firm were approved pursuant to the de minimis exception under 
the Securities and Exchange Commission’s rules. 

Expenses 

The cost of soliciting proxies will be borne by the Company.  In addition to soliciting proxies by 

mail, proxies may be solicited personally and by telephone by certain officers and regular associates of 
the Company.  Such individuals will not be paid any additional compensation for such solicitation.  We 
will reimburse brokers and other nominees for their reasonable expenses in communicating with the 
persons for whom they hold Common Stock. 

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Multiple Shareholders Sharing the Same Address 

Pursuant to the rules of the Securities and Exchange Commission, services that deliver our 

communications to shareholders that hold their stock through a bank, broker or other holder of record 
may deliver to multiple shareholders sharing the same address a single copy of our annual report to 
shareholders and proxy statement, unless we have received contrary instructions from one or more of the 
shareholders.  Upon written or oral request, we will promptly deliver a separate copy of the annual report 
to shareholders and/or proxy statement to any shareholder at a shared address to which a single copy of 
each document was delivered.  For future deliveries of annual reports to shareholders and/or proxy 
statements, shareholders may also request that we deliver multiple copies at a shared address to which a 
single copy of each document was delivered.  Shareholders sharing an address who are currently 
receiving multiple copies of the annual report to shareholders and/or proxy statement may also request 
delivery of a single copy.  Shareholders may notify us of their requests by calling or writing Kevin R. 
Karas, Secretary, NRC Health, at (402) 475-2525 or 1245 Q Street, Lincoln, Nebraska 68508. 

Shareholder Proposals 

Proposals that our shareholders intend to present at and have included in our proxy statement for 
the 2022 annual meeting pursuant to Rule 14a-8 under the Securities Exchange Act of 1934, as amended 
(“Rule 14a-8”), must be received by us by the close of business on February 12, 2022.  In addition, a 
shareholder who otherwise intends to present business at the 2022 annual meeting (including nominating 
persons for election as directors) must comply with the requirements set forth in our By-Laws.  Among 
other things, to bring business before an annual meeting, a shareholder must give written notice thereof, 
complying with the By-Laws, to the Secretary of the Company not less than 60 days and not more than 90 
days prior to the second Wednesday in the month of April.  In the event, however, that the date of the 
annual meeting is advanced by more than 30 days or delayed by more than 60 days from the second 
Wednesday in the month of April, in order to be timely notice by the shareholder must be received not 
earlier than the 90th day prior to the date of such annual meeting and not later than the close of business 
on the later of (i) the 60th day prior to such annual meeting and (ii) the 10th day following the day on 
which public announcement of the date of such meeting is first made.  Under the By-Laws, if we do not 
receive notice of a shareholder proposal submitted otherwise than pursuant to Rule 14a-8 (i.e., proposals 
shareholders intend to present at the 2022 annual meeting but do not intend to include in our proxy 
statement for such meeting) prior to February 12, 2022, then the notice will be considered untimely and 
we will not be required to present such proposal at the 2022 annual meeting.  If the Board chooses to 
present such proposal at the 2022 annual meeting, then the persons named in proxies solicited by the 
Board for the 2022 annual meeting may exercise discretionary voting power with respect to such 
proposal. 

By Order of the Board of Directors 
NATIONAL RESEARCH CORPORATION 

June 3, 2021 

Kevin R. Karas 
Secretary 

55 

 
 
 
 
 
 
 
 
 
NATIONAL RESEARCH CORPORATION 

PLAN OF CONVERSION 

APPENDIX A 

This  Plan  of  Conversion,  dated  as  of  [],  2021  (this  “Plan”),  of  National  Research 
Corporation,  a  Wisconsin  corporation  (the  “Company”),  sets  forth  the  terms,  conditions,  and 
procedures  for  the  conversion  of  the  Company  from  a  Wisconsin  corporation  to  a  Delaware 
corporation pursuant to Sections 180.1161 and 180.1103 of the Wisconsin Business Corporation 
Law (the “WBCL”) and Section 265 of the Delaware General Corporation Law (the “DGCL”). 

WHEREAS,  conversion  of  a  Wisconsin  corporation  into  a  Delaware  corporation  is 

permitted by Sections 180.1161 and 180.1103 of the WBCL and Section 265 of the DGCL; 

WHEREAS, the Board of Directors of the Company (the “Board”) has determined that 
the  conversion  of  the  Company  into  a  Delaware  corporation  (the  “Conversion”)  is  in  the  best 
interests of the Company and its stockholders;  

WHEREAS,  the  Board  has  authorized,  approved,  and  adopted  the  form,  terms,  and 
provisions of this Plan and has submitted this Plan to the Company’s stockholders for approval;  

WHEREAS, on June 29, 2021, an annual meeting of the stockholders of the Company 
was held, whereby this Plan was approved by the stockholders holding a majority of the voting 
power of the Company; and  

WHEREAS,  this  Plan  has  been  approved  by  the  Board  and  the  stockholders  of  the 
Company in accordance with the WBCL, DGCL, and the governing documents of the Company.   

NOW, THEREFORE, the Company will be converted to a Delaware corporation in accordance 
with the provisions of this Plan: 

1. 

Conversion; Effect of Conversion.  

a)  At the Effective Time (as defined below), the Company will be converted into the 
Converted Entity (as defined below), pursuant to, and in accordance with Sections 
180.1161 and 180.1103 of the WBCL and Section 265 of the DGCL, whereupon 
the previous organizational form of Company shall cease, and the Company will 
continue its existence in the organizational form of a Delaware corporation. 

b)  At the Effective Time, by virtue of the Conversion and without any further action 
on the part of the Company or its stockholders, the Converted Entity shall, for all 
purposes of the laws of the State of Delaware be deemed to be the same entity as 
the Company. At the Effective Time, by virtue of the Conversion and without any 
further action of the part of the Company or its stockholders, for all purposes of 
the laws of the State of Delaware, all of the rights, privileges, and powers of the 
Company, and all property, whether real, personal or mixed, and all debts due to 
the  Company,  as  well  as  all  other  things  and  causes  of  action  belonging  to  the 
Company, shall remain vested in the Converted Entity and shall be the property of 
the Converted Entity and the title to any real property vested by deed or otherwise

A-1 

 
 
 
 
 
 
 
 
 
 
 in  the  Company  shall  not  revert  or  in  any  way  be  impaired  by  reason  of  the 
Conversion;  but  all  rights  of  creditors  and  all  liens  upon  any  property  of  the 
Company  shall  be  preserved  unimpaired,  and  all  debts,  liabilities,  and  duties  of 
the Company shall remain attached to the Converted Entity at the Effective Time, 
and  may  be  enforced  against  the  Converted  Entity  to  the  same  extent  as  if  said 
debts,  liabilities,  and  duties  had  been  originally  incurred  or  contracted  by  the 
Converted  Entity  in  its  capacity  as  a  corporation  of  the  State  of  Delaware.  The 
rights, privileges, powers, and interests in property of the Company, as well as the 
debts,  liabilities,  and  duties  of  the  Company,  shall  not  be  deemed,  as  a 
consequence of the Conversion, to have been transferred to the Converted Entity 
at the Effective Time for any purpose of the laws of the State of Delaware. 

c)  The Company shall not be required to wind up its affairs or pay its liabilities and 
distribute  its  assets,  and  the  Conversion  shall  not  be  deemed  to  constitute  a 
dissolution of the Company and shall constitute a continuation of the existence of 
the Company in the form of a Delaware corporation. The Converted Entity is the 
same  entity as the  Company. The Conversion shall not be  deemed to effect  any 
obligations or liabilities of the Company  incurred prior  to  the  Effective  Time or 
the personal liability of any person incurred prior to the Effective Time. 

d)  At  the  Effective  Time,  the  name  of  the  Converted  Entity  shall  be  “National 
Research  Corporation”  and  it  will  be  subject  to  all  provisions  of  the  DGCL, 
except  that  notwithstanding  Section  106  of  the  DGCL,  the  existence  of  the 
Converted Entity shall be deemed to have commenced on the date the Company 
commenced its existence in the State of Wisconsin (September 8, 1997). 

2. 

Filings. As promptly as practicable following  the  date  hereof,  the  Company shall cause 
the Conversion to be effective by:  

a)  Executing  and  filing  (or  causing  to  be  executed  and  filed)  a  Certificate  of 
Conversion pursuant to Section 180.1161 of the WBCL substantially in the form 
set forth in Exhibit A attached hereto with the Wisconsin Department of Financial 
Institutions; 

b)  Executing  and  filing  (or  causing  to  be  executed  and  filed)  a  Certificate  of 
Conversion  pursuant  to  Section  265  of  the  DGCL  substantially  in  the  form  set 
forth in Exhibit B attached hereto (the “Delaware Certificate of Conversion”) with 
the Secretary of State of the State of Delaware; and 

c)  Executing, acknowledging, and filing (or causing to be executed, acknowledged, 
or  filed)  a  Certificate  of  Incorporation  of  National  Research  Corporation 
substantially  in  the  form  set  forth  in  Exhibit  C  attached  hereto  (the  “Delaware 
Certificate of Incorporation”) with the Secretary of State of the State of Delaware. 

3. 

Effective  Time.  The  Conversion  shall  become  effective  at  5:01  p.m.  Eastern  Standard 
Time upon the filing the Delaware Certificate of Conversion and Delaware Certificate of 
Incorporation  with  the  Secretary  of  State  of  the  State  of  Delaware  (the  time  of  the 
effectiveness of the Conversion, the “Effective Time”). 

A-2 

 
 
 
 
 
 
 
 
 
4. 

5. 

6. 

7. 

8. 

Effect of Conversion on Common Stock. Subject to the terms and conditions of this Plan, 
at the Effective  Time, by virtue of the Conversion and  without  any further action on the 
part of the Company or its stockholders, each share of common stock in the Company, par 
value  $.001  per  share  (the  “Company  Common  Stock”)  issued  and  outstanding 
immediately prior to the Effective Time shall automatically be converted into one share of 
common stock in the Converted Entity, par value $.001 per share (the “Converted Entity 
Common Stock”). 

Effect of Conversion on Stock Options, Warrants, and Other Rights to Acquire Shares of 
Common Stock. Subject to the terms and conditions of this Plan, at the Effective Time, by 
virtue of the Conversion and without any further action on the part of the Company or its 
stockholders,  each  option,  warrant,  and  other  right  to  acquire  shares  of  the  Company 
Common Stock outstanding immediately prior to the Effective Time shall automatically be 
converted into an equivalent option, warrant, or other right to acquire, as applicable, upon 
the same terms and conditions (including, without limitation, the exercise price per share 
applicable to such option, warrant, or other right to acquire) as were in effect immediately 
prior  to  the  Effective  Time,  to  the  same  number  of  shares  of  Converted  Entity  Common 
Stock. 

Effect  of  Conversion  on  Employee  Benefit,  Incentive  Compensation,  or  Other  Similar 
Plans. Subject to the terms and conditions of this Plan, at the Effective Time, by virtue of 
the  Conversion  and  without  any  further  action  on  the  part  of  the  Company  or  its 
stockholders,  each  employee  benefit  plan,  incentive  compensation  plan,  or  other  similar 
plan  to  which  the  Company  is  a  party  shall  automatically  continue  to  be  a  plan  of  the 
Converted Entity. To the extent that any such plan provides for the issuance of Company 
Common  Stock,  at  the  Effective  Time,  such  plan  shall  be  deemed  to  provide  for  the 
issuance  of  Converted  Entity  Common  Stock.  A  number  of  shares  of  Converted  Entity 
Common Stock shall be reserved for issuance under any such plan equal to the number of 
shares of Company Common Stock so reserved immediately prior to the Effective Time. 

Effect of Conversion on Stock Certificates. The holders of the Company Common Stock 
will  not  be  required  to  exchange  their  stock  certificates  for  new  stock  certificates  of  the 
Converted  Entity.  Following  the  Effective  Time,  any  stock  certificates  of  the  Company 
submitted to the Converted Entity for transfer, whether pursuant to a sale or otherwise, will 
automatically be exchanged for the stock certificates of the Converted Entity. The holders 
of the Company Common Stock should not destroy any stock certificate(s) and should not 
submit  any  certificate(s)  to  the  Company  or  the  Converted  Entity  unless  and  until 
requested to do so. 

Effect of Conversion on Directors and Officers. The members of the Board and the officers 
of the Company immediately prior to the Effective Time shall continue in office following 
the Effective Time as the directors and officers of the Converted Entity, respectively, until 
the expiration of their respective terms of office and until their successors have been duly 
elected and qualified, or until their earlier death, resignation or removal. 

9. 

Termination. At any time prior to the Effective Time and notwithstanding the approval of 
this  Plan  by  the  stockholders  of  the  Company,  this  Plan  may  be  terminated  and  the 

A-3 

 
 
 
 
 
 
 
 
 
Conversion may be abandoned by an action of the Board. In the event of the termination of 
this Plan in accordance with its terms, this Plan will be void and have no force or effect, 
without any liability or obligation on the part of the Company. 

10.  Amendment. The Board may amend this Plan at any time prior to the approval of this Plan 
by  the  stockholders  of  the  Company.  Notwithstanding  the  foregoing,  this  Plan  may  be 
amended or modified by the Board at any time prior to the Effective Time, provided that 
such amendment shall not change (a) the amount or kind of shares or other securities to be 
received hereunder by the stockholders of the Company, (b) any term of the Certificate of 
Incorporation  or  the  Bylaws  of  the  Converted  Entity,  other  than  changes  permitted  to  be 
made without stockholder approval by the DGCL, or (c) any of the terms and conditions of 
this  Plan  if  such  alteration  or  change  would  adversely  affect  the  stockholders  of  the 
Company. This Plan may not be amended except by an instrument in writing signed by the 
Company. 

11.  Filings,  Licenses,  Permits,  Titled  Property,  Etc.  As  necessary,  following  the  Effective 
Time,  the  Converted  Entity  shall  apply  for  new  qualifications  to  conduct  business 
(including  as  a  foreign  corporation),  licenses,  permits  and  similar  authorizations  on  its 
behalf and in its own name in connection with the Conversion and to reflect the fact that it 
is a corporation duly formed and validly existing under the laws of the State of Delaware. 
As  required  or  appropriate,  following  the  Effective  Time,  all  real,  personal  or  intangible 
property  of  the  Converted  Entity  which  was  titled  or  registered  in  the  name  of  the 
Company  shall  be  re-titled  or  re-registered,  as  applicable,  in  the  name  of  the  Converted 
Entity  by  appropriate  filings  or  notices  to  the  appropriate  party  (including,  without 
limitation, any applicable governmental agencies). 

12.  Further  Assurances.  If,  at  any  time  after  the  Effective  Time,  the  Converted  Entity  shall 
determine or be advised that any deeds, bills of sale, assignments, agreements, documents 
or assurances or any other acts or things are necessary, desirable or proper, consistent with 
the  terms  of  this  Plan,  (a)  to  vest,  perfect  or  confirm,  of  record  or  otherwise,  in  the 
Converted  Entity  its  right,  title  or  interest  in,  to  or  under  any  of  the  rights,  privileges, 
immunities,  powers,  purposes,  franchises,  properties  or  assets  of  the  Company,  or  (b)  to 
otherwise  carry  out  the  purposes  of  this  Plan,  the  Converted  Entity,  its  officers  and 
directors and the designees of its officers and directors, are hereby authorized to solicit in 
the name of the Converted Entity any third-party consents or other documents required to 
be delivered by any third-party, to execute and deliver, in the name and on behalf of the 
Converted  Entity  all  such  deeds,  bills  of  sale,  assignments,  agreements,  documents  and 
assurances and do, in the name and on behalf of the Converted Entity, all such other acts 
and  things  necessary,  desirable  or  proper  to  vest,  perfect  or  confirm  its  right,  title  or 
interest  in,  to  or  under  any  of  the  rights,  privileges,  immunities,  powers,  purposes, 
franchises, properties or assets of the Company and otherwise to carry out the purposes of 
this Plan. 

13.  Delaware Bylaws. To the fullest extent permitted by law, at the Effective Time, the bylaws 
of the Converted Entity shall be substantially in the form attached hereto as Exhibit D (the 
“Delaware  Bylaws”),  and  the  Converted  Entity’s  board  of  directors  shall  approve  and 
ratify the Delaware Bylaws as promptly as practicable following the Effective Time. 

A-4 

 
 
 
 
 
 
 
 
14.  Third  Party  Beneficiaries.  This  Plan  shall  not  confer  any  rights  or  remedies  upon  any 

person other than as expressly provided herein. 

15. 

Implementation and Interpretation. This Plan shall be implemented and interpreted, prior to 
the Effective Time, by the Board and, upon the Effective Time, by the board of directors of 
the Converted Entity, (a) each of which shall have full power and authority to delegate and 
assign any matters covered hereunder to any other party(ies), including, without limitation, 
any  officers  of  the  Company  or  the  Converted  Entity,  as  the  case  may  be,  and  (b)  the 
interpretations and decisions of which shall be final, binding and conclusive on all parties. 

16.  Severability.  Whenever  possible,  each  provision  of  this  Plan  will  be  interpreted  in  such 
manner as to be effective and valid under applicable law, but if any provision of this Plan 
is  held  to  be  prohibited  by  or  invalid  under  applicable  law,  such  provision  will  be 
ineffective  only  to  the  extent  of  such  prohibition  or  invalidity,  without  invalidating  the 
remainder of this Plan. 

17.  Governing Law. This Plan shall be construed in accordance with and governed by the laws 

of the State of Delaware, without regard to the conflict of law provisions thereof. 

[Remainder of Page Intentionally Left Blank] 

A-5 

 
 
 
 
 
 
 
 
IN WITNESS WHEREOF, the Company has caused this Plan of Conversion to be duly executed 

as of the date first above written. 

National Research Corporation 
a Wisconsin corporation 

By: ________________________________ 
Name: Kevin R. Karas 
Title:   Senior Vice President Finance, Chief  
Financial Officer, Treasurer and 
Secretary

A-6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
APPENDIX B 

B-1 

 
 
 
 
 
B-2 

 
 
 
 
 
B-3 

 
 
 
 
B-4 

 
 
 
 
 
APPENDIX C 

C-1 

 
 
 
CERTIFICATE OF INCORPORATION 
OF 
NATIONAL RESEARCH CORPORATION 

APPENDIX D 

(Effective [•], 2021) 

ARTICLE 1 
NAME 

The name of the corporation is National Research Corporation (the “Corporation”). 

ARTICLE 2 
REGISTERED OFFICE; REGISTERED AGENT 

The address of the Corporation’s registered office in the State of Delaware is Corporation Trust 
Center, 1209  Orange  Street,  Wilmington,  Delaware  1980.  The  name  of  the  registered  agent  at  such 
address is The Corporation Trust Company. 

ARTICLE 3 
PURPOSE 

The purpose of the Corporation is to engage in any lawful act or activity for which corporations 

may be organized under the General Corporation Law of the State of Delaware (the “DGCL”). 

ARTICLE 4 
AUTHORIZED CAPITAL 

The aggregate number of shares which the Corporation shall have the authority to issue is One 
Hundred-Twelve  Million  (112,000,000)  shares,  consisting  of:  (i)  One  Hundred-Ten  Million 
(110,000,000) shares of a class designated as “Common Stock,” with a par value of $.001 per share; and 
(ii) Two Million (2,000,000) shares of a class designated as “Preferred Stock,” with a par value of $.01 
per share.  

The  designation,  relative  rights,  preferences  and  limitations  of  the  shares  of  each  class  and  the 
authority  of  the  Board  of  Directors  of  the  Corporation  to  establish  and  to  designate  series  of  Preferred 
Stock and to fix variations in the relative rights, preferences and limitations as between such series, shall 
be as set forth herein. 

A.  Preferred Stock.  

(1) 

Series  and  Variations  Between  Series.  The  Board  of  Directors  of  the  Corporation  is 
authorized, to the full extent permitted under the DGCL and the provisions of this Section A, to provide 
for the issuance of the Preferred Stock in series, each of such series to be distinctively designated, and to 
have such redemption rights, dividend rights, rights on dissolution or distribution of assets, conversion or 
exchange  rights,  voting  powers,  designations,  preferences  and  relative  participating,  optional  or  other 
special rights, if any, and such qualifications, limitations or restrictions thereof as shall be provided by the 
Board of Directors of the Corporation consistent with the provisions of this Article 4. 

(2) 

Dividends.  Before  any  dividends  shall  be  paid  or  set  apart  for  payment  upon  shares  of 
Common Stock, the holders of each series of Preferred Stock shall be entitled to receive dividends at the 
rate (which may be fixed or variable) and at such times as specified in the particular series. The holders of 
shares of Preferred Stock shall have no rights to participate with the holders of shares of Common Stock

D-1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 in any distribution of dividends in excess of the preferential dividends, if any, fixed for such Preferred 
Stock. 

(3) 

Liquidation Rights. In the event of any voluntary or involuntary liquidation, dissolution or 
winding up of the Corporation, the holders of shares of each series of Preferred Stock shall be entitled to 
receive out of the assets of the Corporation in money or money’s worth the preferential amount, if any, 
specified  in  the  particular  series  for  each  share  at  the  time  outstanding  together  with  all  accrued  but 
unpaid  dividends thereon, before  any  of such assets shall  be paid  or distributed  to  holders  of  Common 
Stock.  The  holders  of  Preferred  Stock  shall  have  no  rights  to  participate  with  the  holders  of  Common 
Stock  in  the  assets  of  the  Corporation  available  for  distribution  to  stockholders  in  excess  of  the 
preferential amount, if any, fixed for such Preferred Stock.  

(4) 

Voting Rights. The holders of Preferred Stock shall have only such voting rights as are 
fixed for shares of each series by the Board of Directors pursuant to this Section A or are provided, to the 
extent applicable, by the DGCL. 

B.  Common Stock 

(1) 

Voting  Rights.  Except  as  otherwise  provided  by  the  DGCL,  and  except  as  may  be 
determined by the Board of Directors with respect to the Preferred Stock pursuant to Section A of this 
Article 4, only the holders of Common Stock shall be entitled to vote for the election of directors of the 
Corporation and for all other corporate purposes. Upon any such vote the holders of Common Stock shall, 
except  as  otherwise  provided  by law, be entitled  to  one  vote for  each  share  of Common  Stock  held  by 
them respectively.  

(2) 

Dividends.  Subject  to  the  provisions  of  this  Article  4,  the  Board  of  Directors  of  the 
Corporation may, in its sole discretion, out of funds legally available for the payment of dividends and at 
such  times  and  in  such  manner  as  determined  by  the Board  of  Directors,  declare  and  pay  dividends  or 
other distributions on the Common Stock.  

(3) 

Liquidation Rights. In the event of any voluntary or involuntary liquidation, dissolution or 
winding up of the Corporation, after there shall have been paid to or set aside for the holders of Preferred 
Stock the full preferential amounts, if any, to which they are entitled, the holders of outstanding shares of 
Common Stock shall be entitled to receive pro rata, according to the number of shares held by each, the 
remaining assets of the Corporation available for distribution to the holders of Common Stock.  

C. 

Preemptive Rights. No holder of shares of any class of capital stock of the Corporation 
shall  have  any  preferential  or  preemptive  right  to  acquire  unissued  shares  of  capital  stock  of  the 
Corporation  or  securities  convertible  into  such  shares  or  conveying  a  right  to  subscribe  for  or  acquire 
shares. 

ARTICLE 5 
BYLAWS 

In  furtherance  and  not  in  limitations  of  the  powers  conferred  by  the  DGCL,  the  Board  of 
Directors is expressly authorized to make, alter, amend, change, add to, rescind or repeal, in whole or in 
part, the bylaws of the Corporation (as the same may be amended and/or restated from time to time, the 

D-2 

 
 
 
 
 
 
 
 
 
“Bylaws”) without the assent or vote of the stockholders in any manner not inconsistent with the laws of 
the State of Delaware or this Certificate of Incorporation. 

ARTICLE 6 
BOARD OF DIRECTORS 

A. 

General  Powers,  Number,  Classification  and  Tenure  of  Directors.  The  general  powers, 
number, classification, tenure and qualifications of the directors of the Corporation shall be as set forth in 
Sections 3.01 and 3.02 of Article III of the Bylaws of the Corporation (and as such Sections shall exist 
from  time  to  time).  Such Sections 3.01  and  3.02  of the  Bylaws,  or  any  provision  thereof, may  only  be 
amended, altered, changed or repealed by the affirmative vote of stockholders holding at least sixty-six 
and  two-thirds  percent  (66-2/3%)  of  the  voting  power  of  the  then  outstanding  shares  of  all  classes  of 
capital  stock  of  the  Corporation  generally  possessing  the  voting  rights  in  the  election  of  directors, 
considered for this purpose as a single class; provided, however, that the Board of Directors, by resolution 
adopted by the Requisite Vote (as hereinafter defined), may amend, alter, change or repeal Sections 3.01 
and 3.02 of the Bylaws, or any provision thereof, without a vote of the stockholders. As used herein, the 
term “Requisite Vote” shall mean the affirmative vote of at least two-thirds of the directors then in office 
plus one director, but in no case more than all of the directors then in office.  

B. 

Removal  of  Directors.  Any  director  may  be  removed  from  office  for  cause  by  the 
affirmative vote of holders of at least sixty-six and two-thirds percent (66-2/3%) of the voting power of 
the  then  outstanding  shares  of  stock  of  the  voting  group  of  stockholders  that  elected  the  director  to  be 
removed; provided, however, that if the Board of Directors by resolution adopted by the Requisite Vote 
shall  have  recommended  removal  of  a  director,  then  the  stockholders  may  remove  such  director  from 
office without cause by a majority vote of such outstanding shares. 

C. 

Vacancies. Any vacancy occurring in the Board of Directors, including a vacancy created 
by the removal of a director or an increase in the number of directors, shall be filled by the affirmative 
vote of a majority of the directors then in office, although less than a quorum of the Board of Directors; 
provided,  however,  that  if  the  vacant  office  was  held  by  a  director  elected  by  a  voting  group  of 
stockholders,  only  the  remaining  directors  elected  by  that  voting  group  shall  fill  the  vacancy.  For 
purposes of this Article 6, a director elected by directors to fill a vacant office pursuant to this Section C 
shall  be  deemed  to  be  a  director  elected  by  the  same  voting  group  of  stockholders  that  elected  the 
director(s) who voted to fill the vacancy. Any director elected pursuant to this Section C shall serve until 
the next election of the class for which such director shall have been chosen and until his or her successor 
shall be elected and qualified.  

D. 

Amendments. 

(1) 

Notwithstanding any other provision of this Certificate of Incorporation, the provisions of 
this Article 6 may be amended, altered, changed or repealed only by the affirmative vote of stockholders 
holding at  least  sixty-six  and  two-thirds  percent  (66-2/3%) of the  voting  power  of the  then outstanding 
shares of all classes of capital stock of the Corporation generally possessing voting rights in the election 
of directors, considered for this purpose as a single class.  

(2) 

Notwithstanding  the  foregoing  and  any  provisions  in  the  Bylaws  of  the  Corporation, 
whenever the holders of any one or more series of Preferred Stock issued by the Corporation pursuant to 
Article  4  hereof  shall  have  the  right,  voting  separately  as  a  class  or  by  series,  to  elect  directors  at  an 

D-3 

 
 
 
 
 
 
annual  or  special  meeting  of  stockholders,  the  election,  term  of  office,  filling  of  vacancies  and  other 
features of such directorships shall be governed by the terms of the series of Preferred Stock applicable 
thereto, and such directors so elected shall not be divided into classes unless expressly provided by the 
terms of the applicable series.  

STOCKHOLDER ACTION BY WRITTEN CONSENT 

ARTICLE 7 

Any  action  required  or  permitted  by  this  Certificate  of  Incorporation  or  the  Bylaws  of  the 
Corporation  or  any  provision  of  the  DGCL  to  be  taken  at  an  Annual  Meeting  or  Special  Meeting  of 
Stockholders may be taken without a meeting if a written consent or consents, describing the action so 
taken, is signed by all of the stockholders entitled to vote with respect to the subject matter thereof and 
delivered to the Corporation for inclusion in the corporation records. 

ARTICLE 8 
LIMITATION ON LIABILITY 

To the fullest extent permitted by the DGCL, a director of the Corporation shall not be personally 
liable  to  the  Corporation  or  its  stockholders  for  monetary  damages  for  breach  of  fiduciary  duty  as  a 
director  except for liability  (i)  for  any  breach  of  the director’s  duty  of  loyalty to  the  Corporation  or its 
stockholders,  (ii)  for  acts  or  omissions  not  in  good  faith  or  which  involve  intentional  misconduct  or  a 
knowing violation of law, (iii) under Section 174 of the DGCL, or (iv) for any transaction from which the 
director derived an improper personal benefit. If the DGCL is amended after the filing of the Certificate 
of  Incorporation  of  which  this  Section  A  is  a  part  to  authorize  corporate  action  further  eliminating  or 
limiting  the  personal  liability  of  directors,  then  the  liability  of  a  director  of  the  Corporation  shall  be 
eliminated or limited to the fullest extent permitted by the DGCL, as so amended.  

Neither  any  amendment  nor  repeal  of  this  Article  8,  nor  adoption  of  any  provision  of  the 
Corporation’s  Certificate of  Incorporation inconsistent  with this  Article  8, shall eliminate  or reduce the 
effect  of  this  Article  8  in  respect  of  any  matter  occurring,  or  any  cause  of  action,  suit  or  proceeding 
accruing or arising that, but for this Article 8, would accrue or arise, prior to such amendment, repeal or 
adoption of an inconsistent provision. 

ARTICLE 9 
DGCL SECTION 203 

The Corporation hereby expressly elects not to be governed by Section 203 of the DGCL. 

ARTICLE 10 
BOOKS AND RECORDS 

The books and records of the Corporation may be kept, subject to the DGCL, outside the State of 
Delaware at such place or places as may be designated from time to time by the Board of Directors or in 
the Bylaws of the Corporation. Elections of directors need not be by written ballot unless the Bylaws of 
the Corporation shall so provide. 

ARTICLE 11 
AMENDMENTS 

Subject  to  the  provisions  hereof,  the  Corporation  reserves  the  right  to  amend,  alter,  change  or 
repeal  any  provision  contained  in  this  Certificate  of  Incorporation,  in  the  manner  now  or  hereafter 
prescribed  by  statute,  and  all  rights  conferred  upon  stockholders  herein  are  granted  subject  to  this 
reservation. 

D-4 

 
 
 
 
 
 
 
 
 
 
ARTICLE 12 
INCORPORATOR 

The name and mailing address of the Incorporator are as follows: 

The incorporator is Kevin R. Karas, whose address is 1245 Q Street, Lincoln, Nebraska 68508. 

[Remainder of page intentionally left blank.] 

D-5 

 
 
 
 
 
 
 
I,  THE  UNDERSIGNED,  being  the  Incorporator  hereinbefore  named,  for  the  purpose  of  forming  a 
corporation pursuant to the General Corporation Law of the State of Delaware, do make, file and record 
this Certificate of Incorporation, hereby declaring and certifying that the facts herein stated are true and, 
accordingly, have hereunto set my hand this [●] day of [●], 2021.  

Kevin R. Karas 
Sole Incorporator 

D-6 

 
 
 
 
 
 
 
 
 
BYLAWS 
OF 
NATIONAL RESEARCH CORPORATION 
(a Delaware corporation) 

APPENDIX E 

As amended through 
 [●], 2021 

E-1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ARTICLE I.  OFFICES 

1.01  Principal  and  Business  Offices.    The  Corporation  may  have  such  principal  and 
other business offices, either within or without the State of Delaware, as the Board of Directors 
may designate or as the business of the Corporation may require from time to time. 

1.02  Registered  Office.    The  registered  office  of  the  Corporation  required  by  the 
General Corporation Law of the State of Delaware (the “DGCL”) to be maintained in the State of 
Delaware may be, but need not be, identical with the principal office in the State of Delaware, 
and  the  address  of  the  registered  office  may  be  changed  from  time  to  time  by  the  Board  of 
Directors  or  by  the  registered  agent.    The  business  office  of  the  registered  agent  of  the 
Corporation shall be identical to such registered office. 

ARTICLE II.  STOCKHOLDERS 

2.01  Annual  Meeting.    The  annual  meeting  of  the  stockholders  (the  “Annual 
Meeting”),  commencing  with  the  Annual  Meeting  in  1998,  shall  be  held  on  the  second 
Wednesday in April of each year, or at such other time and date as may be fixed by resolution of 
the Board of Directors.  In fixing a meeting date for any Annual Meeting, the Board of Directors 
may  consider  such  factors  as  it  deems  relevant  within  the  good  faith  exercise  of  its  business 
judgment.  At each Annual Meeting, the stockholders shall elect that number of directors equal 
to the number of directors in the class whose term expires at the time of such meeting.  At any 
such  Annual  Meeting,  only  other  business  properly  brought  before  the  meeting  in  accordance 
with  Section  2.14  of  these  Bylaws  may  be  transacted.    If  the  election  of  directors  shall  not  be 
held on the date designated herein, or fixed as herein provided, for any Annual Meeting, or any 
adjournment  thereof,  the  Board  of  Directors  shall  cause  the  election  to  be  held  at  a  special 
meeting of stockholders (a “Special Meeting”) as soon thereafter as is practicable. 

2.02  Special Meetings. 

(a) 

A Special Meeting may be called only by (i) the Chief Executive Officer, (ii) the 
President or (iii) the Board of Directors and shall be called by the Corporation upon the demand, 
in accordance with this Section 2.02, of the holders of record of shares representing at least 10% 
of all the votes entitled to be cast on any issue proposed to be considered at the Special Meeting. 

(b) 

In order that the Corporation may determine the stockholders entitled to demand a 
Special  Meeting,  the  Board  of  Directors  may  fix  a  record  date  to  determine  the  stockholders 
entitled to make such a demand (the “Demand Record Date”).  The Demand Record Date shall 
not precede the date upon which the resolution fixing the Demand Record Date is adopted by the 
Board of Directors and shall not be more than ten days after the date upon which the resolution 
fixing the Demand Record Date is adopted by the Board of Directors. Any stockholder of record 
seeking to have stockholders demand a Special  Meeting shall, by sending written notice to the 
Secretary of the Corporation by hand or by certified or registered mail, return receipt requested, 
request  the  Board  of  Directors  to  fix  a  Demand  Record  Date.  The  Board  of  Directors  shall 
promptly,  but  in  all  events  within  ten  days  after  the  date  on  which  a  valid  request  to  fix  a 
Demand Record Date is received, adopt a resolution fixing the Demand Record Date and shall 
make  a  public  announcement  of  such  Demand  Record  Date.    If  no  Demand  Record  Date  has 
been  fixed  by  the  Board  of  Directors  within  ten  days  after  the  date  on  which  such  request  is 
received by the Secretary, the Demand Record Date shall be the 10th day after the first date on 

E-2 

 
 
 
 
which a valid written request to set a Demand Record Date is received by the Secretary.  To be 
valid, such written request shall set forth the purpose or purposes for which the Special Meeting 
is  to  be  held,  shall  be  signed  by  one  or  more  stockholders  of  record  (or  their  duly  authorized 
proxies  or  other  representatives),  shall  bear  the  date  of  signature  of  each  such  stockholder  (or 
proxy or other representative) and shall set forth all information about each such stockholder and 
about the beneficial owner or owners, if any, on whose behalf the request is made that would be 
required to be set forth in a stockholder’s notice described in paragraph (a) (ii) of Section 2.14 of 
these Bylaws. 

(c) 

In order for a stockholder or stockholders to demand a Special Meeting, a written 
demand  or  demands  for  a  Special  Meeting  by  the  holders  of  record  as  of  the  Demand  Record 
Date of shares representing at least 10% of all the votes entitled to be cast on any issue proposed 
to be considered at the Special Meeting must be delivered to the Corporation.  To be valid, each 
written  demand  by  a  stockholder  for  a  Special  Meeting  shall  set  forth  the  specific  purpose  or 
purposes for which the Special Meeting is to be held (which purpose or purposes shall be limited 
to the purpose or purposes set forth in the written request to set a Demand Record Date received 
by  the  Corporation  pursuant  to  paragraph  (b)  of  this  Section  2.02),  shall  be  signed  by  one  or 
more  persons  who  as  of  the  Demand  Record  Date  are  stockholders  of  record  (or  their  duly 
authorized  proxies  or  other  representatives),  shall  bear  the  date  of  signature  of  each  such 
stockholder (or proxy or other representative), and shall set forth the name and address, as they 
appear in the Corporation’s books, of each stockholder signing such demand and the class and 
number  of shares of  the  Corporation which are owned of record  and beneficially  by each such 
stockholder,  shall  be  sent  to  the  Secretary  by  hand  or  by  certified  or  registered  mail,  return 
receipt requested, and shall be received by the Secretary within seventy days after the Demand 
Record Date. 

(d) 

Except as provided in the following sentence, any Special Meeting shall be held at 
such  hour  and  day  as  may  be  designated  by  whichever  of  the  Chief  Executive  Officer,  the 
President, or the Board of Directors shall have called such meeting.  In the case of any Special 
Meeting  called  by  the  President  upon  the  demand  of  stockholders  (a  “Demand  Special 
Meeting”), such meeting shall be held at such hour and day as may be designated by the Board 
of Directors; provided , however, that the date of any Demand Special Meeting shall not be more 
than sixty days nor less than ten days after the Meeting Record Date (as defined in Section 2.06 
hereof); and provided further that in the event that the directors then in office fail to designate an 
hour  and  date  for  a  Demand  Special  Meeting  within  ten  days  after  the  date  that  valid  written 
demands  for  such  meeting  by  the  holders  of  record  as  of  the  Demand  Record  Date  of  shares 
representing  at  least  10%  of  all  the  votes  entitled  to  be  cast  on  each  issue  proposed  to  be 
considered  at the Special Meeting are delivered to  the Corporation  (the “Delivery  Date”), then 
such meeting shall be held at 2:00 P.M. local time on the 100th day after the Delivery Date or, if 
such 100th day is not a Business Day (as defined below), on the first preceding Business Day.  In 
fixing a meeting date for any Special Meeting, the Chief Executive Officer, the President, or the 
Board  of  Directors  may  consider  such  factors  as  he,  she  or  it  deems  relevant  within  the  good 
faith exercise of his, her or its business judgment, including, without limitation, the nature of the 
action  proposed  to  be  taken,  the  facts  and  circumstances  surrounding  any  demand  for  such 
meeting, and any plan of the Board of Directors to call an Annual Meeting or a Special Meeting 
for the conduct of related business. 

E-3 

 
 
 
 
(e) 

The  Corporation  may  engage  regionally  or  nationally  recognized  independent 
inspectors  of  elections  to  act  as  an  agent  of  the  Corporation  for  the  purpose  of  promptly 
performing a ministerial review of the validity of any purported written demand or demands for a 
Special  Meeting  received  by  the  Secretary.    For  the  purpose  of  permitting  the  inspectors  to 
perform  such  review,  no  purported  demand  shall  be  deemed  to  have  been  delivered  to  the 
Corporation until the earlier of (i) five Business Days following receipt by the Secretary of such 
purported demand and (ii) such date as the independent inspectors certify to the Corporation that 
the valid demands received by the Secretary represent at least 10% of all the votes entitled to be 
cast on each issue proposed to be considered at the Special Meeting.  Nothing contained in this 
paragraph (f) shall  in  any way  be  construed  to  suggest  or  imply that the Board of  Directors or 
any  stockholder  shall  not  be  entitled  to  contest  the  validity  of  any  demand,  whether  during  or 
after such five Business Day period, or to take any other action (including, without limitation, the 
commencement, prosecution or defense of any litigation with respect thereto). 

(f) 

For  purposes  of  these  Bylaws,  “Business  Day”  shall  mean  any  day  other  than  a 
Saturday,  a  Sunday  or  a  day  on  which  banking  institutions  in  the  State  of  Delaware  are 
authorized or obligated by law or executive order to close. 

2.03  Place  of  Meeting.    The  Board  of  Directors,  the  Chief  Executive  Officer  or  the 
President may designate any place, either within or without the State of Delaware, as the place of 
meeting for an Annual Meeting or Special Meeting, or no place if the meeting is to be held solely 
by  means  of  remote  communication.    The  Board  of  Directors  may,  in  its  sole  discretion, 
determine that a meeting of the stockholders shall not be held at any place, but may instead be 
held solely by means of remote communication in accordance with the applicable provisions of 
the  DGCL.  If  no  designation  is  made,  the  place  of  meeting  shall  be  the principal  office  of  the 
Corporation.  Any meeting may be adjourned to reconvene at any place, or by means of remote 
communication,  designated  by  vote  of  the  Board  of  Directors  or  by  the  President  or  the 
Secretary.   

2.04  Notice of Meeting.  Written notice stating the date, time and place, if any, of any 
meeting of stockholders shall be delivered not less than ten days nor more than sixty days before 
the date of the meeting (unless a different time period is provided by the DGCL or the Certificate 
of  Incorporation),  either  personally  or  by  mail,  by  or  at  the  direction  of  the  Chief  Executive 
Officer,  the  President  or  the  Secretary,  to  each  stockholder  of  record  entitled  to  vote  at  such 
meeting  and  to  such  other  persons  as  required  by  the  DGCL.    If  the  Board  of  Directors  has 
authorized  participation  by  means  of  remote  communication  the  notice  shall  also  describe  the 
means of remote communication to be used.  In the event of any Demand Special Meeting, such 
notice  of  meeting  shall  be  sent  not  more  than  thirty  days  after  the  Delivery  Date.    If  mailed, 
notice pursuant to this Section 2.04 shall be deemed to be effective when deposited in the United 
States mail, addressed to the stockholder at his or her address as it appears on the stock record 
books of the Corporation, with postage thereon prepaid.  Unless otherwise required by the DGCL 
or the Certificate of Incorporation, a notice of an Annual Meeting need not include a description 
of the purpose for which the meeting is called.  In the case of any Special Meeting, (a) the notice 
of  meeting  shall  describe  any  business  that  the  Board  of  Directors  shall  have  theretofore 
determined  to  bring  before  the  meeting  and  (b)  in  the  case  of  a  Demand  Special  Meeting,  the 
notice  of  meeting  (i)  shall  describe  any  business  set  forth  in  the  statement  of  purpose  of  the 
demands received by the Corporation in accordance with Section 2.02 of these Bylaws and (ii) 
shall  contain  all  of  the  information  required  in  the  notice  received  by  the  Corporation  in 

E-4 

 
 
 
 
accordance with Section 2.14(b) of these Bylaws.  If an Annual Meeting or Special Meeting is 
adjourned  to  a  different  date,  time  or  place,  or  will  be  held  by  new  means  of  remote 
communication, the Corporation shall not be required to give notice of the new date, time, place, 
or  means  of  remote  communication  if  the  new  date,  time,  place,  or  means  of  remote 
communication  is  announced  at  the  meeting  before  adjournment;  provided,  however,  that  if  a 
new Meeting Record Date for  an  adjourned  meeting  is or must be  fixed,  the Corporation shall 
give  notice  of  the  adjourned  meeting  to  persons  who  are  stockholders  as  of  the  new  Meeting 
Record Date. 

2.05  Waiver  of  Notice.   A stockholder  may  waive any notice  required  by the DGCL, 
the  Certificate  of  Incorporation  or  these  Bylaws  before  or  after  the  date  and  time  stated  in  the 
notice.    The  waiver  shall  be  in  writing  and  signed  by  the  stockholder  entitled  to  the  notice, 
contain  the  same  information  that  would  have  been  required  in  the  notice  under  applicable 
provisions of the DGCL (except that the time and place of meeting need not be stated)  and be 
delivered to the Corporation for inclusion in the corporate records.  A stockholder’s attendance at 
any  Annual  Meeting  or  Special  Meeting,  in  person  or  by  proxy,  waives  objection  to  all  of  the 
following:    (a)  lack  of  notice  or  defective  notice  of  the  meeting,  unless  the  stockholder  at  the 
beginning of the meeting or promptly upon arrival objects to holding the meeting or transacting 
business  at  the  meeting;  and  (b)  consideration  of  a  particular  matter  at  the  meeting  that  is  not 
within the purpose described in the meeting notice, unless the stockholder objects to considering 
the matter when it is presented. 

2.06  Fixing of Record Date.  The Board of Directors may fix in advance a date not less 
than  ten  days  and  not  more  than  sixty  days  prior  to  the  date  of  an  Annual  Meeting  or  Special 
Meeting as the record date for the determination of stockholders entitled to notice of, or to vote 
at, such meeting (the “Meeting Record Date”).  In the case of any Demand Special Meeting, (i) 
the Meeting Record Date shall be not later than the 30th day after the Delivery Date and (ii) if 
the Board of Directors fails to fix the Meeting Record Date within thirty days after the Delivery 
Date,  then  the  close  of  business  on  such  30th  day  shall  be  the  Meeting  Record  Date.    The 
stockholders of record on the Meeting Record Date shall be the stockholders entitled to notice of 
and to vote at the meeting.  Except as provided by the DGCL for a court-ordered adjournment, a 
determination of stockholders entitled to notice of and to vote at an Annual Meeting or Special 
Meeting is effective for any adjournment of such meeting unless the Board of Directors fixes a 
new Meeting Record Date, which it shall do if the meeting is adjourned to a date more than 120 
days  after  the  date  fixed  for  the  original  meeting.    The  Board  of  Directors  may  also  fix  in 
advance a date as the record date for the purpose of determining stockholders entitled to take any 
other  action  or  determining  stockholders  for  any  other  purpose.    Such  record  date  shall  be  not 
more  than  sixty  days  prior  to  the  date  on  which  the  particular  action,  requiring  such 
determination  of  stockholders,  is  to  be  taken.    The  record  date  for  determining  stockholders 
entitled  to  a  distribution  (other  than  a  distribution  involving  a  purchase,  redemption  or  other 
acquisition  of  the  Corporation’s  shares)  or  a  share  dividend  is  the  date  on  which  the  Board  of 
Directors authorizes the distribution or share dividend, as the case may be, unless the Board of 
Directors fixes a different record date. 

2.07  Stockholders’ List for Meetings.  After a Meeting Record Date has been fixed, the 
Corporation shall prepare a list of the names of all of the stockholders  entitled to notice of the 
meeting.  The list shall be arranged by class or series of shares, if any, and show the address of 
and number of shares held by each stockholder.  Such list shall be available for inspection by any 

E-5 

 
 
 
 
stockholder, beginning ten days prior to the date of the meeting and continuing to the date of the 
meeting, at the Corporation’s principal office or at a place identified in the meeting notice in the 
city  where  the  meeting  will  be  held.    A  stockholder  or  his,  her  or  its  agent  may,  on  written 
demand,  inspect  and,  subject  to  the  limitations  imposed  by  the  DGCL,  copy  the  list,  during 
regular  business  hours  and  at  his,  her  or  its  expense,  during  the  period  that  it  is  available  for 
inspection  pursuant  to  this  Section  2.07.    The  Corporation  shall  make  the  stockholders’  list 
available at the meeting and any stockholder or his, her or its agent or attorney may inspect the 
list at any time during the meeting or any adjournment thereof.  Refusal or failure to prepare or 
make available the stockholders’ list shall not affect the validity of any action taken at a meeting 
of stockholders. 

2.08  Quorum and Voting Requirements; Postponements; Adjournments. 

(a) 

Shares entitled to vote as a separate voting group may take action on a matter at 
any Annual Meeting or Special Meeting only if a quorum of those shares exists with respect to 
that matter.  If the Corporation has only one class of stock outstanding, such class shall constitute 
a separate voting group for purposes of this Section 2.08.  Except as otherwise provided in the 
Certificate of Incorporation or the DGCL, a majority of the votes entitled to be cast on the matter 
shall  constitute  a  quorum  of  the  voting  group  for  action  on  that  matter.    Once  a  share  is 
represented  for  any  purpose  at  any  Annual  Meeting  or  Special  Meeting,  other  than  for  the 
purpose  of  objecting  to  holding  the  meeting  or  transacting  business  at  the  meeting,  it  is 
considered present for purposes of determining whether a quorum exists for the remainder of the 
meeting and for any adjournment of that meeting unless a new Meeting Record Date is or must 
be  set  for  the  adjourned  meeting.    If  a  quorum  exists,  except  in  the  case  of  the  election  of 
directors, action on a matter shall be approved if the votes cast within the voting group favoring 
the action exceed the votes cast opposing the action, unless the Certificate of Incorporation, these 
Bylaws, or the DGCL requires a greater number of affirmative votes.  Unless otherwise provided 
in  the  Certificate  of  Incorporation,  each  nominee  for  director  shall  be  elected  to  the  Board  of 
Directors by a majority of the votes cast by the shares entitled to vote in the election of directors 
at an Annual Meeting or Special Meeting at which a quorum is present, if the election is not a 
contested  election.    A  nominee  receives  a  majority  of  the  votes  cast  if  the  votes  “for”  such 
nominee’s election exceed the votes “against” such nominee’s election. However, a nominee for 
director shall be elected by a plurality of the votes cast in any contested election for directors. A 
contested election is an election in which the number of nominees seeking election is more than 
the number of directors to be elected.  

(i) 

Following  any  uncontested  election,  any  incumbent  director  who  was  a 
nominee  and  who  did  not  receive  a  majority  of  the  votes  cast  by  the  shares  entitled  to 
vote in the election of directors shall promptly tender his or her offer of resignation to the 
Board  of  Directors  for  consideration  by  the  Board  of  Directors  if  such  director  has  not 
previously submitted a conditional offer of resignation. A recommendation on whether or 
not  to  accept  such  resignation  offer  shall  be  made  by  a  committee  of  independent 
directors  that  has  been  delegated  responsibility  of  recommending  nominees  for  director 
appointment  or  election  to  the  Board  of  Directors,  or  (A)  if  each  member  of  such 
committee  did  not  receive  the  required  majority  vote  or  (B)  if  no  such  committee  has 
been appointed, a majority of the Board of Directors shall appoint a special committee of 
independent  directors  for  such  purpose  of  making  a  recommendation  to  the  Board  (the 

E-6 

 
 
 
 
“Nominating  Committee”).  If  no  independent  directors  received  the  required  majority 
vote, the Board of Directors shall act on the resignation offers. 

Within  60  days  following  certification  of  the  stockholder  vote,  the  Nominating 
Committee shall recommend to the Board of Directors the action to be taken with respect 
to such offer of resignation. In determining whether or not to recommend that the Board 
of Directors accept any resignation offer, the Nominating Committee shall be entitled to 
consider  all factors believed  relevant by  such  Committee’s  members,  including without 
limitation: (1) any stated reasons for the director not receiving the required majority vote 
and whether the underlying cause or causes are curable; (2) the factors, if any, set forth in 
the guidelines or other policies that are to be considered by the Nominating Committee in 
evaluating potential  candidates for the Board of Directors as such factors relate to each 
director  who  has  so  offered  his  or  her  resignation;  (3)  the  length  of  service  of  such 
director, (4) the effect of such resignation on the Corporation’s compliance with any law, 
rule,  regulation,  stock  exchange  listing  standards,  or  contractual  obligations,  (5)  such 
director’s contributions to the Corporation, and (6) any other factors that the Nominating 
Committee believes are in the best interest of the Corporation.  

The  Board  of  Directors  shall  act  on  the  Nominating  Committee’s  recommendation  and 
publicly  disclose the decision and reasons therefor,  by a  press release,  a  filing with the 
Securities  and  Exchange  Commission  or  other  broadly  disseminated  means  of 
communication,  within  90  days  following  certification  of  the  stockholder  vote.  In 
determining whether or not to accept any resignation offer, the Board of Directors shall 
take into account the factors considered by the Nominating Committee and any additional 
information and factors that the Board of Directors believes to be relevant.  

(ii) 

If  any  director’s  resignation  offer  is  not  accepted  by  the  Board  of 
Directors, such director shall continue to serve until the third succeeding Annual Meeting 
and his or her successor is duly elected and qualified, or until the director’s earlier death, 
resignation  or  removal.  If  a  director’s  resignation  is  accepted  by  the  Board  pursuant  to 
this  Section  2.08,  or  if  a  nominee  for  director  is  not  elected  and  the  nominee  is  not  an 
incumbent  director,  then  the  Board  of  Directors,  in  its  sole  discretion,  may  fill  any 
resulting vacancy pursuant to the provisions of Section 3.09 or may decrease the size of 
the Board of Directors pursuant to Section 3.01. 

(b) 

The  Board  of  Directors  acting  by  resolution  may  postpone  and  reschedule  any 
previously  scheduled  Annual  Meeting  or  Special  Meeting;  provided,  however,  that  a  Demand 
Special Meeting shall not be postponed beyond the 100th day following the Delivery Date.  Any 
Annual Meeting or Special Meeting may be adjourned from time to time, whether or not there is 
a  quorum,  (i)  at  any  time,  upon  a  resolution  by  stockholders  if  the  votes  cast  in  favor  of  such 
resolution by the holders of shares of each voting group entitled to vote on any matter theretofore 
properly brought before the meeting exceed the number of votes cast against such resolution by 
the holders of shares of each such voting group or (ii) at any time prior to the transaction of any 
business at such meeting, by the President or pursuant to a resolution of the Board of Directors.  
No notice of the time and place of adjourned meetings need be given except as required by the 
DGCL.    At  any  adjourned  meeting  at  which  a  quorum  shall  be  present  or  represented,  any 
business  may  be  transacted  which  might  have  been  transacted  at  the  meeting  as  originally 
notified. 

E-7 

 
 
 
 
2.09  Conduct of Meeting.  The Chief Executive Officer, and in his or her absence, the 
President, and in his or her absence, a Vice President in the order provided under Section 4.08 of 
these Bylaws, and in their absence, any person chosen by the stockholders present shall call any 
Annual Meeting or Special Meeting to order and shall act as chairperson of the meeting, and the 
Secretary of the Corporation shall act as secretary of all meetings of the stockholders, but, in the 
absence of the Secretary, the presiding officer may appoint any other person to act as secretary of 
the meeting. 

2.10  Proxies.  At any Annual Meeting or Special Meeting, a stockholder may vote his 
or her shares in person or by proxy.  A stockholder may appoint a proxy to vote or otherwise act 
for  the  stockholder  by  signing  an  appointment  form,  either  personally  or  by  his  or  her 
attorney-in-fact.  An appointment of a proxy is effective when received by the Secretary or other 
officer  or  agent  of  the  Corporation  authorized  to  tabulate  votes.    An  appointment  is  valid  for 
three  years  from  the  date  of  its  signing  unless  a  different  period  is  expressly  provided  in  the 
appointment form.  Unless otherwise provided, a proxy may be revoked at any time before it is 
voted, either by written notice filed with the Secretary or the acting secretary of the meeting or 
by notice given by the stockholder to the presiding officer during the meeting.  The presence of a 
stockholder who has filed his or her appointment of proxy shall not itself constitute a revocation.  
The  Board  of  Directors  shall  have  the  power  and  authority  to  make  rules  establishing 
presumptions as to the validity and sufficiently of proxies. 

2.11  Voting of Shares. 

(a) 

Each outstanding share shall be entitled to one vote upon each matter submitted to 
a vote at an Annual Meeting or Special Meeting, except to the extent that the voting rights of the 
shares of any class or classes are enlarged, limited or denied by the DGCL or the Certificate of 
Incorporation. 

(b) 

Shares  held  by  another  corporation,  if  a  sufficient  number  of  shares  entitled  to 
elect  a  majority  of  the  directors  of  such  other  corporation  is  held  directly  or  indirectly  by  this 
Corporation, shall  not  be entitled to vote  at an  Annual Meeting or  Special  Meeting, but shares 
held in a fiduciary capacity may be voted.  

2.12  Action Without Meeting.  Any action required or permitted by the Certificate of 
Incorporation or these Bylaws or any provision of the DGCL to be taken at an Annual Meeting 
or Special Meeting may be taken without a meeting if a written consent or consents, describing 
the action so taken, is signed by all of the stockholders entitled to vote with respect to the subject 
matter thereof and delivered to the Corporation for inclusion in the corporate records. 

2.13  Acceptance of Instruments Showing Stockholder Action.  If the name signed on a 
vote,  consent,  waiver  or  proxy  appointment  corresponds  to  the  name  of  a  stockholder,  the 
Corporation, if acting in good faith, may accept the vote, consent, waiver or proxy appointment 
and give it effect as the act of a stockholder.  If the name signed on a vote, consent, waiver or 
proxy appointment does not correspond to the name of a stockholder, the Corporation, if acting 
in good faith, may accept the vote, consent, waiver or proxy appointment and give it effect as the 
act of the stockholder if any of the following apply: 

(a) 

The stockholder is an entity and the name signed purports to be that of an officer 

or agent of the entity. 

E-8 

 
 
 
 
(b) 

The name purports to be that of a personal representative, administrator, executor, 
guardian or conservator representing the stockholder and, if the Corporation requests, evidence 
of fiduciary  status acceptable  to the Corporation is presented  with  respect to  the  vote, consent, 
waiver or proxy appointment. 

(c) 

The name signed purports to be that of a receiver or trustee in bankruptcy of the 
stockholder and, if the Corporation requests, evidence of this status acceptable to the Corporation 
is presented with respect to the vote, consent, waiver or proxy appointment. 

(d) 

The  name  signed  purports  to  be  that  of  a  pledgee,  beneficial  owner,  or 
attorney-in-fact  of  the  stockholder  and,  if  the  Corporation  requests,  evidence  acceptable  to  the 
Corporation of the signatory’s authority to sign for the stockholder is presented with respect to 
the vote, consent, waiver or proxy appointment. 

(e) 

Two  or  more  persons  are  the  stockholders  as  co-tenants  or  fiduciaries  and  the 
name  signed  purports  to  be  the  name  of  at  least  one  of  the  co-owners  and  the  person  signing 
appears to be acting on behalf of all co-owners. 

The Corporation may reject a vote, consent, waiver or proxy appointment if the Secretary or 
other officer or agent of the Corporation who is authorized to tabulate votes, acting in good faith, 
has reasonable basis for doubt about the validity of the signature on it or about the signatory’s 
authority to sign for the stockholder. 

2.14  Notice of Stockholder Business and Nomination of Directors. 

(a) 

Annual Meetings. 

(i) 

Nominations  of  persons  for  election  to  the  Board  of  Directors  of  the 
Corporation  and  the  proposal  of  business  to  be  considered  by  the  stockholders  may  be 
made at an Annual Meeting (A) pursuant to the Corporation’s notice of meeting, (B) by 
or at the direction of the Board of Directors or (C) by any stockholder of the Corporation 
who is a stockholder of record at the time of giving of notice provided for in this Bylaw 
and  who  is  entitled  to  vote  at  the  meeting  and  complies  with  the  notice  procedures  set 
forth in this Section 2.14. 

(ii) 

For nominations or other business to be properly brought before an Annual 
Meeting by a stockholder pursuant to clause (C) of paragraph (a)(i) of this Section 2.14, 
the stockholder must have given timely notice thereof in writing to the Secretary of the 
Corporation.  To be timely, a stockholder’s notice shall be received by the Secretary of 
the  Corporation  at  the  principal  offices  of  the  Corporation  not  less  than  sixty  days  nor 
more  than  ninety days prior  to the second  Wednesday  in  the  month  of  April; provided, 
however, that in the event that the date of the Annual Meeting is advanced by more than 
thirty days or delayed by more than sixty days from the second Wednesday in the month 
of April, notice by the stockholder to be timely must be so received not earlier than the 
90th day prior to the date of such Annual Meeting and not later than the close of business 
on  the  later  of  (x)  the  60th  day  prior  to  such  Annual  Meeting  and  (y)  the  10th  day 
following  the  day  on  which  public  announcement  of  the  date  of  such  meeting  is  first 
made.    Such  stockholder’s  notice  shall  be  signed  by  the  stockholder  of  record  who 
intends  to  make  the  nomination  or  introduce  the  other  business  (or  his  duly  authorized 

E-9 

 
 
 
 
proxy  or  other  representative),  shall  bear  the  date  of  signature  of  such  stockholder  (or 
proxy  or  other  representative)  and  shall  set  forth:  (A)  the  name  and  address,  as  they 
appear  on  this  Corporation’s  books,  of  such  stockholder  and  the  beneficial  owner  or 
owners,  if  any,  on  whose  behalf  the  nomination  or  proposal  is  made;  (B)  the  class  and 
number of shares of the Corporation which are beneficially owned by such stockholder or 
beneficial  owner  or  owners;  (C)  a  representation  that  such  stockholder  is  a  holder  of 
record of shares of the Corporation entitled to vote at such meeting and intends to appear 
in  person  or  by  proxy  at  the  meeting  to  make  the  nomination  or  introduce  the  other 
business specified in the notice; (D) in the case of any proposed nomination for election 
or re-election as a director, (I) the name and residence address of the person or persons to 
be  nominated,  (II)  a  description  of  all  arrangements  or  understandings  between  such 
stockholder  or  beneficial  owner  or  owners  and  each  nominee  and  any  other  person  or 
persons (naming such person or persons) pursuant to which the nomination is to be made 
by  such  stockholder,  (III)  such  other  information  regarding  each  nominee  proposed  by 
such  stockholder  as  would  be  required  to  be  disclosed  in  solicitations  of  proxies  for 
elections  of  directors,  or  would  be  otherwise  required  to  be  disclosed,  in  each  case 
pursuant  to  Regulation  14A  under  the  Exchange  Act,  including  any  information  that 
would be required to be included in a proxy statement filed pursuant to Regulation 14A 
had the nominee been nominated by the Board of Directors and (IV) the written consent 
of  each  nominee  to  be  named  in  a  proxy  statement  and  to  serve  as  a  director  of  the 
Corporation if so elected; and (E) in the case of any other business that such stockholder 
proposes to bring before the meeting, (I) a brief description of the business desired to be 
brought  before  the  meeting  and,  if  such  business  includes  a  proposal  to  amend  these 
Bylaws, the language of the proposed amendment, (II) such stockholder’s and beneficial 
owner’s  or  owners’  reasons  for  conducting  such  business  at  the  meeting  and  (III)  any 
material interest in such business of such stockholder and beneficial owner or owners. 

(iii)  Notwithstanding  anything  in  the  second  sentence  of  paragraph  (a)(ii)  of 
this Section 2.14 to the contrary, in the event that the number of directors to be elected to 
the  Board  of  Directors  of  the  Corporation  is  increased  and  there  is  no  public 
announcement  naming  all  of  the  nominees  for  director  or  specifying  the  size  of  the 
increased Board of Directors made by the Corporation at least seventy days prior to the 
second Wednesday in the month of April, a stockholder’s notice required by this Section 
2.14  shall  also  be  considered  timely,  but  only  with  respect  to  nominees  for  any  new 
positions created by such increase, if it shall be received by the Secretary at the principal 
offices of the Corporation not later than the close of business on the 10th day following 
the day on which such public announcement is first made by the Corporation. 

(b) 

Special Meetings.  Only such business shall be conducted at a Special Meeting as 
shall have been described in the notice of meeting sent to stockholders pursuant to Section 2.04 
of these Bylaws.  Nominations of persons for election to the Board of Directors may be made at 
a Special Meeting at which directors are to be elected pursuant to such notice of meeting (i) by or 
at the direction of the Board of Directors or (ii) by any stockholder of the Corporation who (A) is 
a stockholder of record at the time of giving of such notice of meeting, (B) is entitled to vote at 
the  meeting  and  (C)  complies  with  the  notice  procedures  set  forth  in  this  Section  2.14.    Any 
stockholder desiring to nominate persons for election to the Board of Directors at such a Special 
Meeting  shall  cause  a  written  notice  to  be  received  by  the  Secretary  of  the  Corporation  at  the 
principal  offices  of  the  Corporation  not  earlier  than  ninety  days  prior  to  such  Special  Meeting 

E-10 

 
 
 
 
and  not  later  than  the  close  of  business  on  the  later  of  (x)  the  60th  day  prior  to  such  Special 
Meeting and (y) the 10th day following the day on which public announcement is first made of 
the date of such Special Meeting and of the nominees proposed by the Board of Directors to be 
elected at such meeting.  Such written notice shall be signed by the stockholder of record who 
intends to make the nomination (or his duly authorized proxy or other representative), shall bear 
the date  of  signature of  such  stockholder  (or  proxy  or other representative)  and shall set forth: 
(A) the name and address, as they appear on the Corporation’s books, of  such stockholder and 
the beneficial owner or  owners,  if  any,  on whose behalf the  nomination  is made;  (B) the class 
and number of shares  of  the Corporation which  are beneficially owned by such stockholder or 
beneficial  owner  or  owners; (C)  a representation that such stockholder is a holder  of record of 
shares of the Corporation entitled to vote at such meeting and intends to appear in person or by 
proxy at the meeting to make the nomination specified in the notice; (D) the name and residence 
address  of  the  person  or  persons  to  be  nominated;  (E)  a  description  of  all  arrangements  or 
understandings between such stockholder or beneficial owner or owners and each nominee and 
any other person or persons (naming such person or persons) pursuant to which the nomination is 
to be made by such stockholder; (F) such other information regarding each nominee proposed by 
such stockholder as would be required to be disclosed in solicitations of proxies for elections of 
directors,  or  would  be  otherwise  required  to  be  disclosed,  in  each  case  pursuant  to  Regulation 
14A under the Exchange Act, including any information that would be required to be included in 
a  proxy  statement  filed  pursuant  to  Regulation  14A  had  the  nominee  been  nominated  by  the 
Board  of  Directors;  and  (G)  the  written  consent  of  each  nominee  to  be  named  in  a  proxy 
statement and to serve as a director of the Corporation if so elected. 

(c) 

General. 

(i) 

Only  persons  who  are  nominated  in  accordance  with  the  procedures  set 
forth in this Section 2.14 shall be eligible to serve as directors.  Only such business shall 
be conducted at an Annual Meeting or Special Meeting as shall have been brought before 
such  meeting  in  accordance  with  the  procedures  set  forth  in  this  Section  2.14.    The 
chairman  of  the  meeting  shall  have  the  power  and  duty  to  determine  whether  a 
nomination  or  any  business  proposed  to  be  brought  before  the  meeting  was  made  in 
accordance  with  the  procedures  set  forth  in  this  Section  2.14  and,  if  any  proposed 
nomination or business is not in compliance with this Section 2.14, to declare that such 
defective proposal shall be disregarded. 

(ii) 

For  purposes  of  this  Section  2.14,  “public  announcement”  shall  mean 
disclosure in a press release reported by the Dow Jones News Service, Associated Press 
or comparable national news service or in a document publicly filed by the Corporation 
with the Securities and Exchange Commission pursuant to Section 13, 14 or 15(d) of the 
Exchange Act. 

(iii)  Notwithstanding 

the  foregoing  provisions  of 

this  Section  2.14,  a 
stockholder shall also comply with all applicable requirements of the Exchange Act and 
the  rules and regulations  thereunder with respect to the  matters set forth in this Section 
2.14.  Nothing in this Section 2.14 shall be deemed to limit the Corporation’s obligation 
to  include  stockholder  proposals  in  its  proxy  statement  if  such  inclusion  is  required  by 
Rule 14a-8 under the Exchange Act. 

E-11 

 
 
 
 
(d)  Nothing  contained  in  this  Section  2.14  shall  be  deemed  to  affect  any  rights  of 
stockholders to request inclusion of nominees for director in the Corporation’s proxy statement 
pursuant to Section 2.15. 

2.15  Stockholder Nominations Included in the Corporation’s Proxy Materials. 

(a) 

Definitions.  For purposes of this Section 2.15, the following terms shall have the 

meanings set forth below, except as otherwise provided herein. 

(i) 

“Eligible Holder” is a person who has either (i) been a record holder of the 
shares  of  Common  Stock  used  to  satisfy  the  eligibility  requirements  of  Section  2.15(d) 
continuously for the three (3)-year period as described in Section 2.15(d), or (ii) provides 
to the Secretary of the Corporation, within the time period specified in Section 2.15(e), 
evidence of continuous ownership of such shares for such three (3)-year period from one 
or more securities intermediaries  in  a  form that the Board of  Directors,  or  its designee, 
acting  in  good  faith,  determines  would  be  acceptable  for  purposes  of  a  stockholder 
proposal under Rule 14a-8(b)(2) under the Exchange Act (or any successor rule).  

(ii) 

“Maximum  Number”  with  respect  to  any  Annual  Meeting,  means  that 
number of nominees for election to the Board of Directors that constitutes no more than 
20%  of  the  total  number  of  directors  of  the  Corporation  as  of  the  last  day  on  which  a 
Qualified  Nomination  Notice  may  be  submitted  pursuant  to  Section  2.15(e)  (rounded 
down to the nearest  whole number), but not less than two (2).   The Maximum Number 
shall be subject to the adjustments described in Section 2.15(c). 

(iii) 

“Minimum  Number”  means  3%  of 

issued  and 
outstanding shares of Common Stock as of the most recent date for which such amount is 
given  in  any  filing  made  by  the  Corporation  with  the  Securities  and  Exchange 
Commission (the “SEC”) prior to the submission of the Qualified Nomination Notice. 

the  Corporation’s 

(iv) 

“Qualified  Nomination  Notice”  means  a  notice  given  by  a  Nominating 
Stockholder  that  complies  with  the  requirements  of  Section  2.15(e)  and  names  a 
Nominee. 

(v) 

“Nominating Stockholder” means an Eligible Holder or group of up to 20 

Eligible Holders who nominate a nominee for election to the Board of Directors.  

(vi) 

“Nominee”  means  any  person  nominated  for  election  to  the  Board  of 
Directors by a Nominating Stockholder that, individually and collectively, in the case of a 
group, satisfy all applicable procedures set forth in Section 2.15(d) and 2.15(e). 

(b) 

Inclusion  of  Nominee  in  Proxy  Statement.    Subject  to  the  provisions  of  this 
Section 2.15, if expressly requested in a Qualified Nomination Notice delivered by a Nominating 
Stockholder, the Corporation shall include in its proxy statement for any Annual Meeting: 

(i) 

the  name  of  the  Nominee,  which  shall  also  be  included  on  the 

Corporation’s form of proxy and ballot; 

(ii) 

disclosures  about  the  Nominee  and  Nominating  Stockholder  required 

E-12 

 
 
 
 
 
 
 
under the rules of the SEC or other applicable law to be included in the proxy statement; 

(iii) 

any  statement  included  by  the  Nominating  Stockholder  in  the  Qualified 
Nomination Notice for inclusion in the proxy statement in support of the Nominee’s election to 
the Board of Directors (subject, without limitation, to Section 2.15(e)(ii)), if such statement does 
not exceed 500 words; and  

(iv) 

any  other  information  that  the  Corporation  or  the  Board  of  Directors 
determines, in its discretion to include in the proxy statement relating to  the nomination of the 
Nominee, including, without limitation, any statement in opposition to the nomination and any of 
the information provided pursuant to this Section 2.15.  

(c)  Maximum Number of Nominees. 

(i) 

The Corporation shall not be required to include in the proxy statement for 
an Annual Meeting more Nominees than the Maximum Number for such Annual Meeting. The 
Maximum Number for a particular Annual Meeting shall be reduced by: (1) Nominees who are 
subsequently withdrawn or that the Board of Directors itself decides to nominate for election at 
such  Annual  Meeting,  and  (2)  the  number  of  incumbent  directors  who  were  Nominees  with 
respect  to  any  of  the  preceding  two  Annual  Meetings  and  whose  re-election  at  the  upcoming 
Annual Meeting is being recommended by the Board of Directors. If one or more vacancies for 
any reason occurs on the Board of Directors after the deadline set forth  in Section 2.15(e), but 
before the date of the Annual Meeting, and the Board of Directors resolves to reduce the size of 
the  Board  in  connection  therewith,  the  Maximum  Number  shall  be  calculated  based  on  the 
number of directors in office as so reduced. 

(ii) 

If  the  number  of  Nominees  pursuant  to  this  Section  2.15  for  any  Annual 
Meeting exceeds the Maximum Number then, promptly upon notice from the Corporation, each 
Nominating Stockholder will select one Nominee for inclusion in the proxy statement until the 
Maximum  Number  is  reached,  going  in  order  of  the  amount  (largest  to  smallest)  of  the 
ownership position as disclosed in each Nominating Stockholder’s Qualified Nomination Notice, 
with  the  process  repeated  if  the  Maximum  Number  is  not  reached  after  each  Nominating 
Stockholder  has  selected  one  Nominee.  If,  after  the  deadline  for  submitting  a  Qualified 
Nomination Notice as set forth in Section 2.15(e), a Nominating Stockholder becomes ineligible 
or  withdraws  its  nomination,  or  a  Nominee  becomes  unwilling  to  serve  on  the  Board  of 
Directors,  whether  before  or  after  the  mailing  of  the  definitive  proxy  statement,  then  the 
nomination shall be disregarded, and the Corporation (1) shall not be required to include in its 
proxy statement or on any ballot or form of proxy the disregarded Nominee or any successor or 
replacement  Nominee  proposed  by  the  Nominating  Stockholder  or  by  any  other  Nominating 
Stockholder,  and  (2)  may  otherwise  communicate  to  its  stockholders,  including,  without 
limitation, by amending or supplementing its proxy statement or ballot or form of proxy, that the 
Nominee will not be included as a Nominee in the proxy statement or on any ballot or form of 
proxy and will not be voted on at the Annual Meeting. 

(d) 

Eligibility of Nominating Stockholder. 

An  Eligible  Holder  or  group  of  up  to  twenty  (20)  Eligible  Holders  may 
submit  a  nomination  in  accordance  with  this  Section  2.15  only  if  the  person  or  group  (in  the 

(i) 

E-13 

 
 
 
 
 
 
 
 
 
 
 
aggregate)  has  continuously  owned  at  least  the  Minimum  Number  of  shares  of  the  Common 
Stock (as adjusted  for any stock splits, stock dividends, or similar events) throughout the three 
(3)-year period preceding, including the date of submission of, the Qualified Nomination Notice, 
and continues to own at least the Minimum Number through the date of the Annual Meeting. A 
group  of  funds  under  common  management  and  investment  control  shall  be  treated  as  one 
Eligible  Holder  if  such  Eligible  Holder  shall  provide,  together  with  the  Qualified  Nomination 
Notice,  documentation  reasonably  satisfactory  to  the  Corporation  that  demonstrates  that  the 
funds are under common management and investment control. For the avoidance of doubt, in the 
event of a nomination by a group of Eligible Holders, any and all requirements and obligations 
for an individual Eligible Holder that are set forth in this Section 2.15, including the minimum 
holding period, shall apply to each member of such group; provided, however, that the Minimum 
Number shall apply to the ownership of the group in the aggregate. If any stockholder withdraws 
from a group of Eligible Holders acting together as a Nominating Stockholder at any time prior 
to the Annual Meeting, the group of Eligible Holders shall only be treated as owning the shares 
held by the remaining members of the group.  

(ii) 

For purposes of this Section 2.15(d), an Eligible Holder “owns” only those 
outstanding shares of Common Stock as to which the Eligible Holder possesses both: (A) the full 
voting  and  investment  rights  pertaining  to  the  shares;  and  (B)  the  full  economic  interest  in 
(including  the  opportunity  for  profit  and  risk  of  loss  on)  such  shares.  The  number  of  shares 
calculated in accordance with clauses (A) and (B) shall not include any shares: (1) sold by such 
Eligible Holder or any of its affiliates in any transaction that has not been settled or closed, (2) 
borrowed by such Eligible Holder or any of its affiliates for any purpose or purchased by such 
Eligible  Holder or any  of  its  affiliates  pursuant to an agreement  to resell,  or (3)  subject to any 
option,  warrant,  forward  contract,  swap,  contract  of  sale,  other  derivative  or  similar  agreement 
entered  into  by  such  Eligible  Holder  or  any  of  its  affiliates,  whether  any  such  instrument  or 
agreement  is  to  be  settled  with  shares  or  with  cash  based  on  the  notional  amount  or  value  of 
outstanding shares of Common Stock, in any such case which instrument or agreement has, or is 
intended  to  have,  the  purpose or effect  of: (x)  reducing  in  any manner,  to  any extent or at any 
time in the future, such Eligible Holder’s or any of its affiliates’ full right to vote or direct the 
voting of any such shares, and/or (y) hedging, offsetting, or altering to any degree, gain or loss 
arising from the  full economic ownership  of such  shares by  such  Eligible Holder or any of its 
affiliates.  An  Eligible  Holder  “owns”  shares  held  in  the  name  of  a  Nominee  or  other 
intermediary, so long as the Eligible Holder retains the right to instruct how the shares are voted 
with respect to the election  of directors and  possesses the full economic interest (including the 
opportunity for profit and risk of loss on) in the shares. An Eligible Holder’s ownership of shares 
shall be  deemed to  continue during  any  period  in which the Eligible Holder has delegated any 
voting power by means of a proxy, power of attorney, or other similar instrument or arrangement 
that is revocable at any  time by the Eligible  Holder.  The terms “owned,”  “owning”  and other 
variations  of  the  word  “own”  shall  have  correlative  meanings.  Whether  outstanding  shares  of 
Common Stock are “owned” for these purposes shall be determined by the Board of Directors, 
acting in good faith.  

(iii)  No person shall be permitted to be in more than one group constituting a 
Nominating Stockholder, and if any person appears as a member of more than one group, it shall 
be deemed to be a member of the group that has the largest ownership position as reflected in the 
Qualified Nomination Notice. 

E-14 

 
 
 
 
 
 
 
(e) 

Qualified  Nomination  Notice.    To  nominate  a  Nominee,  the  Nominating 
Stockholder  must,  no  earlier  than  one  hundred  fifty  (150)  days  and  no  later  than  one  hundred 
twenty  (120)  days  before  the  anniversary  of  the  date  that  the  Corporation  mailed  its  proxy 
statement for the prior year’s Annual Meeting, submit to the Secretary of the Corporation at the 
principal  executive  office  of  the  Corporation  all  of  the  following  information  and  documents 
(collectively,  the  “Qualified  Nomination  Notice”);  provided,  however,  that  if  (and  only  if)  the 
Annual  Meeting  is  not  scheduled  to  be  held  within  a  period  that  commences  thirty  (30)  days 
before  the  anniversary  date  of  the  prior  year’s  Annual  Meeting  and  ends  thirty  (30)  days  after 
such anniversary date (an Annual Meeting date outside such period being referred to herein as an 
“Other Meeting Date”), the Qualified Nomination Notice shall be given in the manner provided 
herein by the later of the close of business on the date that is one hundred eighty (180) days prior 
to such Other Meeting Date or the tenth (10th) day following the date such Other Meeting Date is 
first publicly announced or disclosed: 

(i) 

A  Schedule  14N  (or  any  successor  form)  relating  to  the  Nominee, 
completed and filed with the SEC by the Nominating Stockholder as applicable, in accordance 
with SEC rules; 

(ii)  A  written  notice  of  the  nomination  of  such  Nominee  that  includes  the 
following additional information, agreements, representations and warranties by the Nominating 
Stockholder  (including  each  group  member):  (A)  the  details  of  any  relationship  that  existed 
within  the  past  three  (3)  years  and  that  would  have  been  described  pursuant  to  Item  6(e)  of 
Schedule  14N  (or  any  successor  item)  if  it  existed  on  the  date  of  submission  of  the  Schedule 
14N; (B) a representation and warranty that the Nominating Stockholder did not acquire, and is 
not  holding,  securities  of  the  Corporation  for  the  purpose  or  with  the  effect  of  influencing  or 
changing  control  of  the  Corporation;  (C)  a  representation  and  warranty  that  the  Nominee’s 
candidacy  or,  if  elected,  Board  of  Directors  membership  would  not  violate  applicable  state  or 
federal law or the rules of any stock exchange on which the Corporation’s securities are traded; 
(D)  a  representation  and  warranty  that  the  Nominee:  (1)  does  not  have  any  direct  or  indirect 
relationship  with  the  Corporation  other  than  those  relationships  that  have  been  deemed 
categorically immaterial pursuant to the Corporation’s corporate governance guidelines as most 
recently  published  on its website  and  otherwise  qualifies  as independent  under  the rules of the 
primary  stock  exchange  on  which  the  Corporation’s  securities  are  traded;  (2)  meets  the  Audit 
Committee  independence  requirements  under  the  rules  of  any  stock  exchange  on  which  the 
Corporation’s  securities  are  traded;  (3)  is  a  “non-employee  director”  for  the  purposes  of  Rule 
16b-3 under the Exchange Act (or any successor rule); and (4) is not and has not been subject to 
any  event  specified  in  Rule  506(d)(1)  of  Regulation  D  (or  any  successor  rule)  under  the 
Securities Act of 1933, as amended (the “Securities Act”) or Item 401(f) of Regulation S-K (or 
any successor rule) under the Exchange Act, without reference to whether the event is material to 
an evaluation of  the ability or  integrity of the  Nominee; (E) a representation and  warranty that 
the Nominating Stockholder satisfies the eligibility requirements set forth in Section 2.15(d) and 
has  provided  evidence  of  ownership  to  the  extent  required  by  Section  2.15(d);  (F)  a 
representation  and  warranty  that  the  Nominating Stockholder  intends  to  continue  to  satisfy  the 
share  ownership  eligibility  requirements  described  in  Section  2.15(d)  through  the  date  of  the 
Annual  Meeting;  (G)  details  of  any  position  of  the  Nominee  as  an  officer  or  director  of  any 
competitor (that is, any entity that produces products or provides services that compete with or 
are alternatives to the principal products produced or services provided by the Corporation or its 
affiliates) of the Corporation, within the five (5) years preceding the submission of the Qualified 

E-15 

 
 
 
 
 
 
Nomination Notice; (H) a representation and warranty that the Nominating Stockholder will not 
engage  in  a  “solicitation”  within  the  meaning  of  Rule  14a-1(l)  of  the  Exchange  Act  (without 
reference to the exception in Rule 14a-1(l)(2)(iv) of the Exchange Act) (or any successor rules) 
with respect to the Annual Meeting, other than with respect to the Nominee or any nominee of 
the  Board;  (I)  a  representation  and  warranty  that  the  Nominating  Stockholder  will  not  use  any 
proxy card other than the Corporation’s proxy card in soliciting stockholders in connection with 
the election of a Nominee at the Annual Meeting; (J) if desired, a statement for inclusion in the 
proxy  statement  in  support  of  the  Nominee’s  election  to  the  Board  of  Directors,  provided  that 
such  statement  shall  not  exceed  500  words  and  shall  fully  comply  with  Section  14  of  the 
Exchange Act and the rules and regulations thereunder, including Rule 14a-9; (K) in the case of 
a  nomination  by  a  group,  the  designation  by  all  group  members  of  one  group  member  who  is 
authorized  to  act  on  behalf  of  all  group  members  with  respect  to  all  matters  relating  to  the 
nomination,  including  withdrawal  of  the  nomination;  and  (L)  the  information  required  to  be 
included in a stockholder’s notice referenced in Section 14(a)(ii) and Section 14(b); 

(iii)  An executed agreement, which must be submitted within seven (7) days of 
the Nominating Stockholder’s first submission of any information required by this Section 2.15, 
in  a  form  deemed  satisfactory  by  the  Board  of  Directors  or  its  designee,  acting  in  good  faith, 
pursuant  to  which  the  Nominating  Stockholder  (including  each  group  member)  agrees:  (A)  to 
comply  with  all  applicable  laws,  rules  and  regulations  in  connection  with  the  nomination, 
solicitation  and  election;  (B)  to  file  any  written  solicitation  or  other  communication  with  the 
Corporation’s  stockholders  relating  to  one  or  more  of  the  Corporation’s  directors  or  director 
nominees or any Nominee with the SEC, regardless of whether any such filing is required under 
rule or regulation or whether any exemption from filing is available for such materials under any 
rule  or  regulation;  (C)  to  assume  all  liability  stemming  from  an  action,  suit  or  proceeding 
concerning any actual or alleged legal or regulatory violation arising out of any communication 
by  the  Nominating  Stockholder  with  the  Corporation,  its  stockholders  or  any  other  person  in 
connection  with  the  nomination  or  election  of  directors,  including,  without  limitation,  the 
Qualified Nomination Notice; (D) to indemnify and hold harmless (jointly with all other group 
members, in the case of a group member) the Corporation and each of its directors, officers and 
employees  individually  against  any  liability,  loss,  damages,  expenses  or  other  costs  (including 
attorneys’ fees) incurred in connection with any threatened or pending action, suit or proceeding, 
whether  legal,  administrative,  or  investigative,  against  the  Corporation  or  any  of  its  directors, 
officers or employees arising out of or relating to a failure or alleged failure of the Nominating 
Stockholder  to  comply  with, or any breach  or  alleged breach of,  its obligations, agreements or 
representations under this Section 2.15, or otherwise arising out of any nomination, solicitation 
or other activity by any Nominating Stockholder in connection with its efforts under this Section 
2.15;  and  (E)  if  any  information  included  in  the  Qualified  Nomination  Notice,  or  any  other 
communication by  the Nominating Stockholder  (including with respect to  any  group member), 
with the Corporation, its stockholders or any other person in connection with the nomination or 
election  ceases  to  be  true  and  accurate  in  all  material  respects  (or  due  to  a  subsequent 
development omits a material fact necessary to make the statements made no misleading), or the 
Nominating Stockholder (including any group member) fails to continue to satisfy the eligibility 
requirements  described  in  Section  2.15(d),  to  promptly  (and  in  any  event  within  48  hours  of 
discovering  such  misstatement  or  omission)  notify  the  Corporation  and  any  other  recipient  of 
such  communication  of  the  misstatement  or  omission  in  such  previously  provided  information 
and of the information that is required to correct the misstatement or omission; and  

E-16 

 
 
 
 
 
 
(iv)  An executed agreement, which must be submitted within seven (7) days of 
the Nominating Stockholder’s first submission of any information required by this Section 2.15, 
in a form determined to be satisfactory by the Board of Directors, or its designee, acting in good 
faith,  by  the  Nominee:  (A)  to  provide  to  the  Corporation  such  other  information,  including 
completion of the Corporation’s director questionnaire, as it may reasonably request; (B) that the 
Nominee  has  read  and  agrees,  if  elected,  to  serve  as  a  member  of  the  Board  of  Directors,  to 
adhere to the Corporation’s corporate governance guidelines and code of ethical conduct and any 
other Corporation policies and guidelines applicable to directors  as adopted from  time to time; 
and (C) that the Nominee will promptly and fully disclose to the Corporation if the Nominee is 
or becomes a party to (1) any compensatory, payment or other financial agreement, arrangement 
or understanding with any person or entity in connection with service or action as a director of 
the Corporation, (2) any agreement, arrangement or understanding with any person or entity as to 
how  the  Nominee  would  vote  or  act  on  any  issue  or  question  as  a  director  (a  “Voting 
Commitment”)  that  has not  been  disclosed  to  the  Corporation,  or  (3)  any  Voting  Commitment 
that could limit or interfere with the Nominee’s ability to comply, if elected as a director of the 
Corporation, with its fiduciary duties under applicable law.  

The  information  and  documents  required  by  this  Section  2.15(e)  shall  be:  (i)  provided  with 
respect to and executed  by each group  member,  in the  case of  information applicable to group 
members;  and  (ii)  provided  with  respect  to  the persons  specified  in  Instruction  1  to  Items  6(c) 
and  (d)  of  Schedule  14N  (or  any  successor  items)  in  the  case  of  a  Nominating  Stockholder  or 
group member that is an entity. The Qualified Nomination Notice shall be deemed submitted on 
the  date  on  which  all  the  information  and  documents  referred  to  in  this  Section  2.15(e)  (other 
than such information and documents contemplated to  be  provided  after  the date  the  Qualified 
Nomination  Notice  is  provided)  have  been  delivered  to  or,  if  sent  by  mail,  received  by  the 
Secretary of the Corporation.  

(f) 

Exceptions. 

(i) 

Notwithstanding  anything  to  the  contrary  contained  in  Section  2.15,  the 
Corporation  may  omit  from  its  proxy  statement  any  Nominee  and  any  information  concerning 
such Nominee (including a Nominating Stockholder’s statement in support) and no vote on such 
Nominee  will  occur  (notwithstanding  that  proxies  in  respect  of  such  vote  may  have  been 
received  by  the  Corporation),  and  the  Nominating  Stockholder  may  not,  after  the  last  day  on 
which  a  Qualified Nomination Notice would  be timely, cure  in any way  any defect  preventing 
the nomination of the Nominee, if: (A) the Nominating Stockholder or the designated lead group 
member,  as  applicable,  or  any  qualified  representative  thereof,  does  not  appear  at  the  Annual 
Meeting  to  present  the  nomination  submitted  pursuant  to  this  Section  2.15  or  the  Nominating 
Stockholder  withdraws  its  nomination;  (B)  the  Board  of  Directors,  acting  in  good  faith, 
determines that such Nominee’s nomination or election to the Board of Directors would result in 
the  Corporation  violating  or  failing  to  be  in  compliance  with  these  Bylaws  or  Certificate  of 
Incorporation  or  any  applicable  law,  rule  or  regulation  to  which  the  Corporation  is  subject, 
including any rules or regulations of any stock exchange on which the Corporation’s securities 
are traded; (C) the Nominee was nominated for election to the Board of Directors pursuant to this 
Section 2.15 at one of the Corporation’s two (2) preceding Annual Meetings and either withdrew 
or became ineligible or received less than 25% of the votes that all stockholders are entitled to 
cast for such Nominee; (D) the Nominee has been, within the past three (3) years, an officer or 
director  of  a  competitor,  as  defined  for  purposes  of  Section  8  of  the  Clayton  Antitrust  Act  of 

E-17 

 
 
 
 
 
 
 
1914, as  amended,  or  (E)  the Corporation is notified, or  the Board  of  Directors  acting in good 
faith  determines,  that  a  Nominating  Stockholder  has  failed  to  continue  to  satisfy  the  eligibility 
requirements described in Section 2.15(d), any of the representations and warranties made in the 
Qualified Nomination Notice ceases to be true and accurate in all material respects (or omits a 
material fact necessary to make the statement not misleading), the Nominee becomes unwilling 
or  unable  to  serve  on  the  Board  of  Directors  or  any  material  violation  or  breach  occurs  of  the 
obligations,  agreements,  representations  or  warranties  of  the  Nominating  Stockholder  or  the 
Nominee under this Section 2.15.  

(ii) 

Notwithstanding anything to the contrary contained in this Section 
2.15,  the  Corporation  may  omit  from  its  proxy  statement,  or  may  supplement  or  correct,  any 
information, including all or any portion of the statement in support of the Nominee included in 
the  Nomination  Notice,  if  the  Board  of  Directors  in  good  faith  determines  that:  (A)  such 
information is not true in all material respects or omits a material statement necessary to make 
the  statements  made  not  misleading;  (B)  such  information  directly  or  indirectly  impugns 
character, integrity or personal reputation of, or directly or indirectly makes charges concerning 
improper, illegal or immoral conduct or associations, without factual foundation, with respect to, 
any  person;  or  (C)  the  inclusion  of  such  information  in  the  proxy  statement  would  otherwise 
violate the SEC proxy rules or any other applicable law, rule or regulation. 

(iii) 

The  Corporation  may  solicit  against,  and  include  in  the  proxy 

statement its own statement relating to, any Nominee. 

ARTICLE III.  BOARD OF DIRECTORS 

3.01  General  Powers,  Classification  and  Number.    All  corporate  powers  shall  be 
exercised by or under the authority of, and the business affairs of the Corporation managed under 
the  direction  of,  the  Board  of  Directors.    The  Board  of  Directors  shall  consist  of  not  less  than 
three (3) members, the exact number of which shall be fixed from time to time by the Board of 
Directors.  The Board of Directors shall be divided into three classes, designated as Class I, Class 
II,  and  Class  III,  as  nearly  equal  in  number  of  directors  as  reasonably  possible.    At  the  first 
meeting  of  stockholders  at  which  directors  are  elected  after  the  date  these  Bylaws  are  first 
adopted, the directors of Class I shall be elected for a term to expire at the first Annual Meeting 
after their election, and until their successors are duly elected and qualified, the directors of Class 
II shall be elected for a term to expire at the second Annual Meeting after their election, and until 
their successors are duly elected and qualified, and the directors of Class III shall be elected for a 
term to expire at the third Annual Meeting after their election, and until their successors are duly 
elected and qualified.  At each Annual Meeting after the first meeting of stockholders at which 
directors are elected after the date these Bylaws are first adopted, the successors to the class of 
directors whose terms shall expire at the time of such Annual Meeting shall be elected to hold 
office until the third succeeding Annual Meeting, and until their successors are duly elected and 
qualified. 

3.02  Tenure and Qualifications.  Each director shall hold office until the next Annual 
Meeting  in  the  year  in  which  such  director’s  term  expires  and  until  his  or  her  successor  shall 
have been duly elected and, if necessary, qualified, or until there is a decrease in the number of 
directors  which  takes  effect  after  the  expiration  of  his  or  her  term,  or  until  his  or  her  prior 
retirement,  death,  resignation  or  removal.    A  director  may  be  removed  from  office  only  as 

E-18 

 
 
 
 
 
 
 
provided  in  the  Certificate  of  Incorporation  at  a  meeting  of  the  stockholders  called  for  the 
purpose of removing the director, and the meeting notice shall state that the purpose, or one of 
the  purposes,  of  the  meeting  is  removal  of  the  director.    A  director  may  resign  at  any  time  by 
delivering written notice which complies with the DGCL to the Board of Directors, to the Chief 
Executive Officer or to the Corporation.  A director’s resignation is effective when the notice is 
delivered unless the notice specifies a later effective date.  Directors need not be residents of the 
State  of  Delaware  or  stockholders  of  the  Corporation.    No  other  restrictions,  limitations  or 
qualifications may be imposed on individuals for service as a director. 

3.03  Regular  Meetings.    Unless  otherwise  determined  by  the  Board  of  Directors,  a 
regular  meeting  of  the  Board  of  Directors  shall  be  held  without  other  notice  than  this  Bylaw 
immediately  after  the  Annual  Meeting  and  each  adjourned  session  thereof.    The  place  of  such 
regular meeting shall be the same as the place of the Annual Meeting which precedes it, or such 
other suitable place as may be announced at such Annual Meeting.  The Board of Directors may 
provide, by resolution, the date, time and place, either within or without the State of Delaware, 
for the holding of additional regular meetings of the Board of Directors without other notice than 
such resolution. 

3.04  Special Meetings.  Special meetings of the Board of Directors may be called by or 
at the request of the Chief Executive Officer, the President, the Secretary or any two directors.  
The Chief Executive Officer, the President or the Secretary may fix any place, either within or 
without  the  State  of  Delaware,  as  the  place  for  holding  any  special  meeting  of  the  Board  of 
Directors, and if no other place is fixed the place of the meeting shall be the principal office of 
the Corporation in the State of Delaware. 

3.05  Notice;  Waiver.    Notice  of  each  meeting  of  the  Board  of  Directors  (unless 
otherwise  provided  in  or  pursuant  to  Section  3.03  of  these  Bylaws)  shall  be  given  by  written 
notice  delivered  in  person,  by  telegraph,  teletype,  facsimile  or  other  form  of  wire  or  wireless 
communication, or by mail or private carrier, to each director at his or her business address or at 
such other address as such director shall have designated in writing filed with the Secretary, in 
each case not less than forty-eight hours prior to the meeting.  The notice need not describe the 
purpose of the meeting of the Board of Directors or the business to be transacted at such meeting.  
If mailed, such notice shall be deemed to be effective when deposited in the United States mail 
so addressed, with postage thereon prepaid.  If notice is given by telegram, such notice shall be 
deemed  to  be  effective  when  the  telegram  is  delivered  to  the  telegraph  company.    If  notice  is 
given by private carrier, such notice shall be deemed to be effective when delivered to the private 
carrier.  Whenever any notice whatever is required to be given to any director of the Corporation 
under the Certificate of Incorporation or these Bylaws or any provision of the DGCL, a waiver 
thereof in writing, signed at any time, whether before or after the date and time of meeting, by 
the director entitled to such notice shall be deemed equivalent to the giving of such notice. The 
Corporation shall retain any such waiver as part of the permanent corporate records.  A director’s 
attendance  at  or  participation  in  a  meeting  waives  any  required  notice  to  him  or  her  of  the 
meeting unless the director at the beginning of the meeting or promptly upon his or her arrival 
objects to holding the meeting or transacting business at the meeting and does not thereafter vote 
for or assent to action taken at the meeting. 

3.06  Quorum.    A  majority  of  the  directors  holding  office  immediately  prior  to  a 
meeting  of  the  Board  of  Directors  shall  constitute  a  quorum  for  the  transaction  of  business  at 

E-19 

 
 
 
 
such meeting.  A quorum of any committee of the Board of Directors created pursuant to Section 
3.12 of these Bylaws shall consist of a majority of the number of directors appointed to serve on 
the  committee.    If  a  quorum  shall  not  be  present  at  any  meeting  of  the  Board  of  Directors  or 
committee  thereof,  a  majority  of  the  directors  present  (though  less  than  such  quorum)  may 
adjourn  any  meeting  of  the  Board  of  Directors  or  any  committee  thereof,  as  the  case  may  be, 
from time to time without further notice. In the event the Board of Directors is composed of an 
even number of persons, a majority means one-half of the number of such persons plus one. 

3.07  Manner of Acting.  The affirmative vote of a majority of the directors present at a 
meeting of the Board of Directors or a committee thereof at which a quorum is present shall be 
the act of the Board of Directors or such committee, as the case may be, unless the DGCL, the 
Certificate of Incorporation or these Bylaws require the vote of a greater number of directors. 

3.08  Conduct of Meetings.  The Chief Executive Officer, and in his or her absence, the 
President, and in his or her absence, a Vice President in the order provided under Section 4.08 of 
these  Bylaws,  and  in  their  absence,  any  director  chosen  by  the  directors  present,  shall  call 
meetings  of  the  Board  of  Directors  to  order  and  shall  act  as  chairperson  of  the  meeting.    The 
Secretary of the Corporation shall act as secretary of all meetings of the Board of Directors but in 
the absence of the Secretary, the presiding officer may appoint any other person present to act as 
secretary  of the meeting.   Minutes of any regular  or special  meeting of  the  Board of Directors 
shall be prepared and distributed to each director. 

3.09  Vacancies.    Any  vacancies  occurring  in  the  Board  of  Directors,  including  a 
vacancy created by an increase in the number of directors, shall be filled only as provided in the 
Certificate  of  Incorporation.    A  vacancy  that  will  occur  at  a  specific  later  date,  because  of  a 
resignation effective at a later date or otherwise, may be filled before the vacancy occurs, but the 
new director may not take office until the vacancy occurs. 

3.10  Compensation.    The  Board  of  Directors,  irrespective  of  any  personal  interest  of 
any  of  its  members,  may  establish  reasonable  compensation  of  all  directors  for  services  to  the 
Corporation as directors or may delegate such authority to an appropriate committee.  The Board 
of  Directors  also  shall  have  authority  to  provide  for  or  delegate  authority  to  an  appropriate 
committee to provide for reasonable pensions, disability or death benefits, and other benefits or 
payments,  to  directors,  officers  and  employees  and  to  their  estates,  families,  dependents  or 
beneficiaries on account of prior services rendered by such directors, officers and employees to 
the Corporation. 

3.11  Presumption of Assent.  A director who is present and is announced as present at a 
meeting of the Board of Directors or any committee thereof created in accordance with Section 
3.12 of these Bylaws, when corporate action is taken, assents to the action taken unless any of 
the following occurs:  (a) the director objects at the beginning of the meeting or promptly upon 
his or her arrival to holding the meeting or transacting business at the meeting; (b) the director 
dissents or abstains from an action taken and minutes of the meeting are prepared that show the 
director’s dissent or abstention from the action taken; (c) the director delivers written notice that 
complies  with  the  DGCL  of  his  or  her  dissent  or  abstention  to  the  presiding  officer  of  the 
meeting  before  its  adjournment  or  to  the  Corporation  immediately  after  adjournment  of  the 
meeting; or (d) the director dissents or abstains from an action taken, minutes of the meeting are 
prepared  that  fail  to  show  the  director’s  dissent  or  abstention  from  the  action  taken,  and  the 

E-20 

 
 
 
 
director delivers to the Corporation a written notice of that failure that complies with the DGCL 
promptly  after  receiving  the  minutes.    Such  right  of  dissent  or  abstention  shall  not  apply  to  a 
director who votes in favor of the action taken. 

3.12  Committees.    The  Board  of  Directors  by  resolution  adopted  by  the  affirmative 
vote  of  a  majority  of  all  of  the  directors  then  in  office  may  create  one  or  more  committees, 
appoint  members  of  the  Board  of  Directors  to  serve  on  the  committees  and  designate  other 
members of the Board of Directors to serve as alternates.  Each committee shall have at least one 
member who shall, unless otherwise provided by the Board of Directors, serve at the pleasure of 
the Board of Directors.  A committee may be authorized to exercise the authority of the Board of 
Directors, except that a committee may not do any of the following:  (a) approve or recommend 
to  stockholders  for  approval  any  action  or  matter  expressly  required  by  the  DGCL  to  be 
submitted  to  stockholders  for  approval;  and  (b)  adopt,  amend  or  repeal  any  Bylaw  of  the 
Corporation.  Unless otherwise provided by the Board of Directors in creating the committee, a 
committee may employ counsel, accountants and other consultants to assist it in the exercise of 
its authority. 

3.13  Telephonic Meetings.   Except as  herein  provided  and notwithstanding  any place 
set forth in the notice of the meeting or these Bylaws, members of the Board of Directors (and 
any  committees  thereof  created  pursuant  to  Section  3.12  of  these  Bylaws)  may  participate  in 
regular or special meetings by, or through the use of, any means of communication by which all 
participants may simultaneously hear each other, such as by conference telephone.  If a meeting 
is  conducted  by  such  means,  then  at  the  commencement  of  such  meeting  the  presiding  officer 
shall inform the participating directors that a meeting is taking place at which official business 
may  be  transacted.    Any  participant  in  a  meeting  by  such  means  shall  be  deemed  present  in 
person at such meeting.  Notwithstanding the foregoing, no action may be taken at any meeting 
held by such means on any particular matter which the presiding officer determines, in his or her 
sole discretion, to be inappropriate under the circumstances for action at a meeting held by such 
means.  Such determination shall be made and announced in advance of such meeting. 

3.14  Action  Without  Meeting.    Any  action  required  or  permitted  by  the  DGCL  to  be 
taken at a meeting of the Board of Directors or a committee thereof created pursuant to Section 
3.12 of these Bylaws may be taken without a meeting if the action is taken by all members of the 
Board  or  of  the  committee.    The  action  shall  be  evidenced  by  one  or  more  written  consents 
describing  the  action  taken,  signed  by  each  director  or  committee  member  and  retained  by  the 
Corporation.  Such  action  shall be  effective  when  the  last director or  committee member signs 
the consent, unless the consent specifies a different effective date. 

ARTICLE IV.  OFFICERS 

4.01  Number.    The  principal  officers  of  the  Corporation  shall  be  a  Chief  Executive 
Officer, a President, the number of Vice Presidents as authorized from time to time by the Board 
of  Directors,  a  Secretary,  and  a  Treasurer,  each  of  whom  shall  be  elected  by  the  Board  of 
Directors.  Such other officers and assistant officers as may be deemed necessary may be elected 
or  appointed  by  the  Board  of  Directors.    The  Board  of  Directors  may  also  authorize  any  duly 
appointed officer to appoint one or more officers or assistant officers.  Any two or more offices 
may be held by the same person. 

E-21 

 
 
 
 
4.02  Election and Term of Office.  The officers of the Corporation to be elected by the 
Board of Directors shall be elected annually by the Board of Directors at the first meeting of the 
Board of Directors held after each Annual Meeting.  If the election of officers shall not be held at 
such meeting, such election shall be held as soon thereafter as is practicable.  Each officer shall 
hold office until his or her successor shall have been duly elected or until his or her prior death, 
resignation or removal. 

4.03  Removal.  The Board of Directors may remove any officer and, unless restricted 
by the Board of Directors or these Bylaws, an officer may remove any officer or assistant officer 
appointed  by  that  officer,  at  any  time,  with  or  without  cause  and  notwithstanding  the  contract 
rights,  if  any,  of  the  officer  removed.    The  appointment  of  an  officer  does  not  of  itself  create 
contract rights. 

4.04  Resignation.    An  officer  may  resign  at  any  time  by  delivering  notice  to  the 
Corporation that complies with the DGCL.  The resignation shall be effective when the notice is 
delivered, unless the notice specifies a later effective date and the Corporation accepts the later 
effective date. 

4.05  Vacancies.    A  vacancy  in  any  principal  office  because  of  death,  resignation, 
removal, disqualification or otherwise, shall be filled by the Board of Directors for the unexpired 
portion of the term.  If a resignation of an officer is effective at a later date as contemplated by 
Section  4.04  of  these  Bylaws,  the  Board  of  Directors  may  fill  the  pending  vacancy  before  the 
effective date if the Board provides that the successor may not take office until the effective date. 

4.06  Chief  Executive  Officer.    The  Chief  Executive  Officer  shall  be  the  principal 
executive officer of the Corporation and, subject to the control of the Board of Directors, shall in 
general  supervise  and  control  all  of  the  business  and  affairs  of  the  Corporation.    The  Chief 
Executive Officer shall have authority, subject to such rules as may be prescribed by the Board 
of Directors, to appoint such agents and employees of the Corporation as he or she shall deem 
necessary, to prescribe their powers, duties and compensation, and to delegate authority to them.  
Such agents and employees shall hold office at the discretion of the Chief Executive Officer.  He 
or she shall have authority to sign, execute and acknowledge, on behalf of the Corporation, all 
deeds, mortgages, bonds, stock certificates, contracts, leases, reports and all other documents or 
instruments  necessary  or  proper  to  be  executed  in  the  course  of  the  Corporation’s  regular 
business,  or  which  shall  be  authorized  by  resolution  of  the  Board  of  Directors;  and,  except  as 
otherwise provided by law or the Board of Directors, he or she may authorize the President or 
any Vice President or other officer or agent of the Corporation to sign, execute and acknowledge 
such documents or instruments in his or her place and stead.  In general, he or she shall perform 
all  duties  incident  to  the  office  of  Chief  Executive  Officer  and  such  other  duties  as  may  be 
prescribed by the Board of Directors from time to time.  The Chief Executive Officer shall, when 
present, preside at all meetings of the stockholders and of the Board of Directors. 

4.07  President.  The  President  shall  assist  the  Chief  Executive  Officer  in  exercising 
general  supervision  over  the  business  and  affairs  of  the  Corporation,  and  shall  perform  such 
other duties and have such authority as from time to time may be delegated or assigned to him or 
her  by  the  Chief  Executive  Officer  or  by  the  Board  of  Directors.    The  President  shall  have 
authority,  subject  to  the  authority  of  the  Chief  Executive  Officer  and  to  such  rules  as  may  be 
prescribed by the Board of Directors, to appoint such agents and employees of the Corporation as 

E-22 

 
 
 
 
he  or  she  shall  deem  necessary,  to  prescribe  their  powers,  duties  and  compensation,  and  to 
delegate authority to them.  Such agents and employees shall hold office at the discretion of the 
President.    He  or  she  shall  have  authority  to  sign,  execute  and  acknowledge,  on  behalf  of  the 
Corporation,  all  deeds,  mortgages,  bonds,  stock  certificates,  contracts,  leases,  reports  and  all 
other  documents  or  instruments  necessary  or  proper  to  be  executed  in  the  course  of  the 
Corporation’s regular business, or which shall be authorized by the Chief Executive Officer or 
by  resolution  of  the  Board  of  Directors;  and,  except  as  otherwise  provided  by  law,  the  Chief 
Executive Officer or the Board of Directors, he or she may authorize any Vice President or other 
officer  or  agent  of  the  Corporation  to  sign,  execute  and  acknowledge  such  documents  or 
instruments in his or her place and stead.  During the absence or disability of the Chief Executive 
Officer, or while that office is vacant, the President shall exercise all the powers and discharge 
all of the duties of the Chief Executive Officer.   

4.08  The  Vice  Presidents.    In  the  absence  of  the  President  or  in  the  event  of  the 
President’s  death,  inability  or  refusal  to  act,  or  in  the  event  for  any  reason  it  shall  be 
impracticable  for  the  President  to  act  personally,  the  Vice  President  (or  in  the  event  there  be 
more  than  one  Vice  President,  the  Vice  Presidents  in  the  order  designated  by  the  Board  of 
Directors, or in the absence of any designation, then in the order of their election) shall perform 
the duties of the President, and when so acting, shall have all the powers of and be subject to all 
the restrictions upon the President.  Any Vice President may sign, with the Secretary or Assistant 
Secretary, certificates for shares of the Corporation; and shall perform such other duties and have 
such  authority  as  from  time  to  time  may  be  delegated  or  assigned  to  him  or  her  by  the  Chief 
Executive Officer, President or by the Board of Directors. The execution of any instrument of the 
Corporation by any Vice President shall be conclusive evidence, as to third parties, of his or her 
authority to act in  the  stead of the President.    The Board  of  Directors  may designate  any Vice 
President  as  being  senior  in  rank  or  degree  of  responsibility  and  may  accord  such  a  Vice 
President an appropriate title designating his or her senior rank, such as “Senior Vice President.”  
The Board of Directors may assign a certain Vice President responsibility for a designated group, 
division or function of the Corporation’s business and add an appropriate descriptive designation 
to his or her title. 

4.09  The  Secretary.    The  Secretary  shall:    (a)  keep  minutes  of  the  meetings  of  the 
stockholders  and  of  the  Board  of  Directors  (and  of  committees  thereof)  in  one  or  more  books 
provided for that purpose (including records of actions taken by the stockholders or the Board of 
Directors  (or committees  thereof)  without a meeting); (b) see that all notices are  duly given in 
accordance with the provisions of these Bylaws or as required by the DGCL; (c) be custodian of 
the corporate records and of the seal of the Corporation and see that the seal of the Corporation is 
affixed  to  all  documents  the  execution  of  which  on  behalf  of  the  Corporation  under  its  seal  is 
duly  authorized;  (d)  maintain  a  record  of  the  stockholders  of  the  Corporation,  in  a  form  that 
permits preparation of a list of the names and addresses of all stockholders, by class or series of 
shares and showing the number and class or series of shares held by each stockholder; (e) sign 
with the Chief Executive Officer, the President, or a Vice President, certificates for shares of the 
Corporation,  the  issuance  of  which  shall  have  been  authorized  by  resolution  of  the  Board  of 
Directors;  (f)  have  general  charge  of  the  stock  transfer  books  of  the  Corporation;  and  (g)  in 
general  perform  all  duties  incident  to  the  office  of  Secretary  and  have  such  other  duties  and 
exercise  such  authority  as  from  time  to  time  may  be  delegated  or  assigned  by  the  Chief 
Executive Officer, the President or by the Board of Directors. 

E-23 

 
 
 
 
4.10  The  Treasurer.    The  Treasurer  shall:    (a)  have  charge  and  custody  of  and  be 
responsible for all funds and securities of the Corporation; (b) maintain appropriate accounting 
records; (c) receive and give receipts for moneys due and payable to the Corporation from any 
source whatsoever, and deposit all such moneys in the name of the Corporation in such banks, 
trust  companies  or  other  depositaries  as  shall  be  selected  in  accordance  with  the  provisions  of 
Section 5.04 of these Bylaws; and (d) in general perform all of the duties incident to the office of 
Treasurer and have such other duties and exercise such other authority as from time to time may 
be  delegated  or  assigned  by  the  Chief  Executive  Officer,  the  President  or  by  the  Board  of 
Directors.  If required by the Board of Directors, the Treasurer shall give a bond for the faithful 
discharge  of  his  or  her  duties  in  such  sum  and  with  such  surety  or  sureties  as  the  Board  of 
Directors shall determine. 

4.11  Assistant  Secretaries  and  Assistant  Treasurers.    There  shall  be  such  number  of 
Assistant Secretaries and Assistant Treasurers as the Board of Directors may from time to time 
authorize.  The Assistant Secretaries may sign with the Chief Executive Officer, the President or 
a Vice President certificates for shares of the Corporation the issuance of which shall have been 
authorized by a resolution of the Board of Directors.  The Assistant Treasurers shall respectively, 
if required by the Board of Directors, give bonds for the faithful discharge of their duties in such 
sums and with such sureties as the Board of Directors shall determine.  The Assistant Secretaries 
and Assistant Treasurers, in general, shall perform such duties and have such authority as shall 
from  time  to  time  be  delegated  or  assigned  to  them  by  the  Secretary  or  the  Treasurer, 
respectively, or by the Chief Executive Officer, the President or the Board of Directors. 

4.12  Other  Assistants  and  Acting  Officers.    The  Board  of  Directors  shall  have  the 
power to appoint, or to authorize any duly appointed officer of the Corporation to appoint, any 
person to act as assistant to any officer, or as agent for the Corporation in his or her stead, or to 
perform the duties of such officer whenever for any reason it is impracticable for such officer to 
act personally, and such assistant or acting officer or other agent so appointed by the Board of 
Directors or an authorized officer shall have the power to perform all the duties of the office to 
which he or she is so appointed to be an assistant, or as to which he or she is so appointed to act, 
except  as  such  power  may  be  otherwise  defined  or  restricted  by  the  Board  of  Directors  or  the 
appointing officer. 

4.13  Salaries.  The salaries of the principal officers shall be fixed from time to time by 
the  Board  of  Directors  or  by  a  duly  authorized  committee  thereof,  and  no  officer  shall  be 
prevented from receiving such salary by reason of the fact that he or she is also a director of the 
Corporation. 

ARTICLE V  CONTRACTS, LOANS, CHECKS 
AND DEPOSITS; SPECIAL CORPORATE ACTS 

5.01  Contracts.  The Board of Directors may authorize any officer or officers, agent or 
agents,  to  enter  into  any  contract  or  execute  or  deliver  any  instrument  in  the  name  of  and  on 
behalf  of  the  Corporation,  and  such  authorization  may  be  general  or  confined  to  specific 
instances.    In  the  absence  of  other  designation,  all  deeds,  mortgages  and  instruments  of 
assignment or pledge made by the Corporation shall be executed in the name of the Corporation 
by the Chief Executive Officer, the President or one of the Vice Presidents and by the Secretary, 
an  Assistant  Secretary,  the  Treasurer  or  an  Assistant  Treasurer;  the  Secretary  or  an  Assistant 

E-24 

 
 
 
 
 
Secretary, when necessary or required, shall affix the corporate seal, if any, thereto; and when so 
executed  no  other  party  to  such  instrument  or  any  third  party  shall  be  required  to  make  any 
inquiry into the authority of the signing officer or officers. 

5.02  Loans.  No indebtedness for borrowed money shall be contracted on behalf of the 
Corporation and no evidences of such indebtedness shall be issued in its name unless authorized 
by or under the authority of a resolution of the Board of Directors.  Such authorization may be 
general or confined to specific instances. 

5.03  Checks, Drafts, etc.  All checks, drafts or other orders for the payment of money, 
notes or other evidences of indebtedness issued in the name of the Corporation, shall be signed 
by such officer or officers, agent or agents of the Corporation and in such manner as shall from 
time to time be determined by or under the authority of a resolution of the Board of Directors. 

5.04  Deposits.  All funds of the Corporation not otherwise employed shall be deposited 
from  time  to  time  to  the  credit  of  the  Corporation  in  such  banks,  trust  companies  or  other 
depositaries  as  may  be  selected  by  or  under  the  authority  of  a  resolution  of  the  Board  of 
Directors. 

5.05  Voting  of  Securities  Owned  by  this  Corporation.    Subject  always  to  the specific 
directions  of  the  Board  of  Directors,  (a)  any  shares  or  other  securities  issued  by  any  other 
corporation and owned or controlled by this Corporation may be voted at any meeting of security 
holders  of  such  other  corporation  by  the  Chief  Executive  Officer  or  the  President  of  this 
Corporation  if  any  of  them  shall  be  present,  or  in  their  absence  by  any  Vice  President  of  this 
Corporation  who  may  be  present,  and  (b)  whenever,  in  the  judgment  of  the  Chief  Executive 
Officer  or  the  President,  or  in  their  absence,  of  any  Vice  President,  it  is  desirable  for  this 
Corporation  to  execute  a  proxy  or  written  consent  in  respect  to  any  shares  or  other  securities 
issued by any other corporation and owned by this Corporation, such proxy or consent shall be 
executed in the name of this Corporation by the Chief Executive Officer, the President or one of 
the Vice Presidents of this Corporation, without necessity of any authorization by the Board of 
Directors,  affixation  of  corporate  seal,  if  any,  or  countersignature  or  attestation  by  another 
officer.  Any person or persons designated in the manner above stated as the proxy or proxies of 
this Corporation shall have full right, power and authority to vote the shares or other securities 
issued by such other corporation and owned by this Corporation the same as such shares or other 
securities might be voted by this Corporation. 

ARTICLE VI.  CERTIFICATES FOR SHARES; TRANSFER OF SHARES 

6.01  Certificates for Stock; Stock Without Certificates.  Certificates representing shares 
of the Corporation shall be in such form, consistent with the DGCL, as shall be determined by 
the  Board  of  Directors.    Such  certificates  shall  be  signed  by  the  Chief  Executive  Officer,  the 
President  or  a  Vice  President  and  by  the  Secretary  or  an  Assistant  Secretary.  The  name  and 
address  of  the  person  to  whom  the  shares  represented  thereby  are  issued,  with  the  number  of 
shares  and  date  of  issue,  shall  be  entered  on  the  stock  transfer  books  of  the  Corporation.    All 
certificates surrendered to the Corporation for transfer shall be canceled and no new certificate 
shall be issued until the former certificate for a like number of shares shall have been surrendered 
and  canceled,  except  as  provided  in  Section  6.06  of  these  Bylaws.    Shares  of  the  Corporation 
may also be issued without certificates to the full extent such issuance is allowed by the DGCL 
and the listing standards of The NASDAQ Stock Market. 

E-25 

 
 
 
 
6.02  Facsimile  Signatures  and  Seal.    The  seal  of  the  Corporation,  if  any,  on  any 
certificates  for  shares  may  be  a  facsimile.    The  signature  of  the  Chief  Executive  Officer,  the 
President  or  Vice  President  and  the  Secretary  or  Assistant  Secretary  upon  a  certificate  may  be 
facsimiles if the certificate is manually signed on behalf of a transfer agent, or a registrar, other 
than the Corporation itself or an employee of the Corporation. 

6.03  Signature by Former Officers.  The validity of a share certificate is not affected if 
a person who signed the certificate (either manually or in facsimile) no longer holds office when 
the certificate is issued. 

6.04  Transfer of Shares.  Prior to due presentment of shares for registration of transfer 
the Corporation may treat the registered owner of such shares as the person exclusively entitled 
to vote, to receive notifications and otherwise to have and exercise all the rights and power of an 
owner.  Where shares are presented to the Corporation with a request to register for transfer, the 
Corporation shall not be liable to the owner or any other person suffering loss as a result of such 
registration of transfer if (a) there were on or with the certificate the necessary endorsements or 
with the necessary documents accompanying a transfer of shares issued without certificates, and 
(b) the Corporation had no duty to inquire into adverse claims or has discharged any such duty.  
The  Corporation  may  require  reasonable  assurance  that  such  endorsements  are  genuine  and 
effective  and  compliance  with  such  other  regulations  as  may  be  prescribed  by  or  under  the 
authority of the Board of Directors. 

6.05  Restrictions on Transfer.  The face or reverse side of each certificate representing 
shares shall bear a conspicuous notation of any restriction imposed by the Corporation upon the 
transfer  of  such  shares  and  any  such  notation  shall  be  made  in  the  “book-entry”  system  in  the 
case of shares issued without certificates. 

6.06  Lost, Destroyed or Stolen Certificates.  The Board of Directors may direct a new 
certificate or certificates to be issued in place of any certificate or certificates theretofore issued 
by the Corporation alleged to have been lost, stolen or destroyed, upon the making of an affidavit 
of that fact by the person claiming the certificate of stock to be lost, stolen or destroyed.  When 
authorizing  such  issue  of  a  new  certificate  or  certificates,  the  Board  of  Directors  may,  in  its 
discretion  and  as  a  condition  precedent  to  the  issuance  thereof,  require  the  person  requesting 
such new  certificate or certificates, or his or her legal representative, to give the Corporation a 
bond in such sum as it may direct as indemnity against any claim that may be made against the 
Corporation with respect to the certificate alleged to have been lost, stolen or destroyed. 

6.07  Consideration  for  Shares.    The  Board  of  Directors  may  authorize  shares  to  be 
issued  for  consideration  consisting  of  any  tangible  or  intangible  property  or  benefit  to  the 
Corporation, including cash,  promissory notes, services performed, contracts for services to be 
performed  or  other  securities  of  the  Corporation.    Before  the  Corporation  issues  shares,  the 
Board of Directors shall determine that the consideration received or to be received for the shares 
to be issued is adequate.  The determination of the Board of Directors is conclusive insofar as the 
adequacy  of  consideration  for  the  issuance  of  shares  relates  to  whether  the  shares  are  validly 
issued,  fully  paid  and  nonassessable.  The  Corporation  may  place  in  escrow  shares  issued  in 
whole or in part for a contract for future services or benefits, a promissory note, or other property 
to be issued in the future, or make other arrangements to restrict the transfer of the shares, and 
may credit distributions in respect of the shares against their purchase price, until the services are 

E-26 

 
 
 
 
performed, the benefits or property are received or the promissory note is paid.  If the services 
are not performed, the benefits or property are not received or the promissory note is not paid, 
the  Corporation  may  cancel,  in  whole  or  in  part,  the  shares  escrowed  or  restricted  and  the 
distributions credited. 

6.08  Stock Regulations.  The Board of Directors shall have the power and authority to 
make all such further rules and regulations not inconsistent with law as it may deem expedient 
concerning the issue, transfer and registration of shares of the Corporation. 

ARTICLE VII.  SEAL 

7.01  The Board of Directors may provide for a corporate seal for the Corporation. 

ARTICLE VIII.  FISCAL YEAR 

8.01  The fiscal year of the Corporation shall be from January 1 to December 31. 

ARTICLE IX.  INDEMNIFICATION 

9.01  Provision  of  Indemnification.    The  Corporation  shall,  to  the  fullest  extent 
permitted or required by the DGCL, including any amendments thereto (but in the case of any 
such  amendment,  only  to  the  extent  such  amendment  permits  or  requires  the  Corporation  to 
provide  broader  indemnification  rights  than  prior  to  such  amendment),  indemnify  its  directors 
and officers against any and all liabilities, and advance any and all reasonable expenses, incurred 
thereby in any proceeding to which any such director or officer is a party because he or she is or 
was a director or officer of the Corporation.  The Corporation shall also indemnify an employee 
who is not a director or officer, to the extent that the employee has been successful on the merits 
or otherwise in defense of a proceeding, for all reasonable expenses incurred in the proceeding if 
the  employee  was  a  party  because  he  or  she  is  or  was  an  employee  of  the  Corporation.    The 
rights to indemnification granted hereunder shall not be deemed exclusive of any other rights to 
indemnification  against  liabilities  or  the  advancement  of  expenses  which  a  director,  officer  or 
employee  may  be  entitled  under  any  written  agreement,  Board  of  Directors  resolution,  vote  of 
stockholders,  the  DGCL  or  otherwise.    The  Corporation  may,  but  shall  not  be  required  to, 
supplement  the  foregoing  rights  to  indemnification  against  liabilities  and  advancement  of 
expenses under this Section 9.01 by the purchase of insurance on behalf of any one or more of 
such  directors,  officers  or  employees,  whether  or  not  the  Corporation  would  be  obligated  to 
indemnify or advance expenses to such director, officer or employee under this Section 9.01.  

ARTICLE X.  AMENDMENTS 

10.01  By Stockholders.  Except as otherwise provided in the Certificate of Incorporation 
or these Bylaws, these Bylaws may be amended or repealed and new Bylaws may be adopted by 
the stockholders at any Annual Meeting or Special Meeting at which a quorum is in attendance. 

10.02  By  Directors.    Except  as  otherwise  provided  by  the  DGCL  or  the  Certificate  of 
Incorporation, these Bylaws may also be amended or repealed and new Bylaws may be adopted 
by the Board of Directors by affirmative vote of a majority of the number of directors present at 
any  meeting  at  which  a  quorum  is  in  attendance;  provided,  however,  that  the  stockholders  in 

E-27 

 
 
 
 
adopting,  amending  or  repealing  a  particular  Bylaw  may  provide  therein  that  the  Board  of 
Directors may not amend, repeal or readopt that Bylaw. 

10.03  Implied Amendments.  Any action taken or authorized by the stockholders or by 
the Board of Directors which would be inconsistent with the Bylaws then in effect but which is 
taken or authorized by affirmative vote of not less than the number of shares or the number of 
directors required to amend the Bylaws so that the Bylaws would be consistent with such action 
shall be given the same effect as though the Bylaws had been temporarily amended or suspended 
so far, but only so far, as is necessary to permit the specific action so taken or authorized. 

E-28 

 
 
 
 
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

☒  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2020      

 or 
☐ 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the transition period from ________ to ________ 

Commission File Number 001-35929 

National Research Corporation  
(Exact name of Registrant as specified in its charter) 

Wisconsin 
(State or other jurisdiction of 
incorporation or organization) 

47-0634000 
(I.R.S. Employer 
Identification No.) 

1245 Q Street, Lincoln, Nebraska          68508 
(Address of principal executive offices) (Zip Code) 

(402) 475-2525 
(Registrant’s telephone number, including area code) 

Title of Each Class 
Common Stock, $.001 par value 

Securities registered pursuant to 12(b) of the Act: 
Trading Symbol(s) 
NRC 

Name of each exchange on which registered 
The NASDAQ stock market 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. 
Yes ☐ No ☒ 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  
Yes ☐ No ☒ 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 
during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing 
requirements for the past 90 days. 
Yes  ☒  No ☐ 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of 
Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes  ☒  No ☐ 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an 
emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" 
in Rule 12b-2 of the Exchange Act. 

Large accelerated filer 
Non-accelerated filer 

☐ 
☐ 

Accelerated filer      
Smaller reporting company 
Emerging growth company 

☒  
☐  
☐  

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new 
or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    ☐ 

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control 
over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued 
its audit report ☒ 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act.) Yes ☐    No  ☒  

Aggregate market value of the common stock held by non-affiliates of the registrant at June 30, 2020: $653,540,609. 

Indicate the number of shares outstanding of each of the issuer’s classes of common stock as of the latest practicable date. 

Common Stock, $.001 par value, outstanding as of February 26, 2021: 25,420,408 

Portions of the Proxy Statement for the 2021 Annual Meeting of Shareholders are incorporated by reference into Part III. 

DOCUMENTS INCORPORATED BY REFERENCE 

 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
TABLE OF CONTENTS 

PART I 

Item 1. 
Business ..................................................................................................................................................... 
Item 1A.  Risk Factors ............................................................................................................................................... 
Item 1B.  Unresolved Staff Comments ...................................................................................................................... 
Properties ................................................................................................................................................... 
Item 2. 
Legal Proceedings ...................................................................................................................................... 
Item 3. 
Mine Safety Disclosures ............................................................................................................................ 
Item 4. 

PART II 

Item 5. 

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities ................................................................................................................................................ 
Selected Financial Data ............................................................................................................................. 
Item 6. 
Management’s Discussion and Analysis of Financial Condition and Results of Operations .................... 
Item 7. 
Item 7A.  Quantitative and Qualitative Disclosure About Market Risk .................................................................... 
Financial Statements and Supplementary Data .......................................................................................... 
Item 8. 
Item 9. 
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure .................... 
Item 9A.  Controls and Procedures ............................................................................................................................ 
Item 9B.  Other Information ...................................................................................................................................... 

PART III 

Item 10.  Directors, Executive Officers and Corporate Governance ......................................................................... 
Executive Compensation ........................................................................................................................... 
Item 11. 
Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters .. 
Item 12. 
Certain Relationships and Related Transactions, and Director Independence ........................................... 
Item 13. 
Principal Accountant Fees and Services .................................................................................................... 
Item 14. 

PART IV 

Item 15. 
Exhibits ...................................................................................................................................................... 
Form 10-K Summary ................................................................................................................................. 
Item 16. 
Signatures ...................................................................................................................................................................... 

Page 

1
7
14
14
14
14

15
17
18
27
28
57
57
57

58
58
59
59
59

60
61
63

i 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Item 1.   Business 

Special Note Regarding Forward-Looking Statements 

PART I 

Certain  matters  discussed  in  this  Annual  Report  on  Form  10-K  are  “forward-looking  statements”  within  the  meaning  of 
Section 21E  of  the  Securities  Exchange  Act  of  1934,  as  amended.  These  forward-looking  statements  can  generally  be 
identified as such because the context of the statement includes phrases such as National Research Corporation, doing business 
as NRC Health (“NRC Health,” the “Company,” “we,” “our,” “us” or similar terms), “believes,” “expects,” “may,” “could,” 
“anticipates,” or the use of words such as “would,” “may,” “could,” or “should,” or other words of similar import. Similarly, 
statements that describe our future plans, objectives or goals are also forward-looking statements. In this Annual Report on 
Form 10-K, statements regarding the future impact of adopting new accounting standards, value and utility of, and market 
demand for, our service offerings, future opportunities for growth and respect to new and existing clients, our future ability 
to compete and the types of firms with which we will compete, future consolidation in the healthcare industry, future adequacy 
of  our  liquidity  sources,  future  revenue  sources,  future  capital  expenditures  and  the  sources  of  cash  to  fund  such  capital 
expenditures, the expected impact of pending claims and contingencies, the future outcome of uncertain tax positions, our 
future use of owned and leased real property, the source of funds for future payments of deferred purchase price obligations 
and other cash expenses, the future phase out of LIBOR and applicable replacement benchmark rates and the expected impact 
of  the  COVID-19  pandemic  and  related  government  mandates  and  recommendations,  among  others,  are  forward-looking 
statements. Such forward-looking statements are subject to certain risks and uncertainties which could cause actual results or 
outcomes to differ materially from those currently anticipated. Factors that could affect actual results or outcomes include, 
without limitation, the following factors: 

   ●  The likelihood that the COVID-19 pandemic will adversely affect our sales, earnings, financial condition and liquidity; 

   ●  The possibility of non-renewal of our client service contracts and retention of key clients; 

   ●  Our ability to compete in our markets, which are highly competitive with new market entrants, and the possibility of 

increased price pressure and expenses; 

   ●  The effects of an economic downturn; 

   ●  The impact of consolidation in the healthcare industry; 

   ●  The impact of federal healthcare reform legislation or other regulatory changes; 

   ●  Our ability to attract and retain key managers and other personnel; 

   ●  The  possibility  that  our  intellectual  property  and  other  proprietary  information  technology  could  be  copied  or 

independently developed by our competitors; 

   ●  The possibility for failures or deficiencies in our information technology platform; 

   ●  The possibility that we could be subject to cyber-attacks, security breaches or computer viruses; and  

   ●  The factors set forth under the caption “Risk Factors” in Part I, Item 1A of this Annual Report on Form 10-K and various 
disclosures in our press releases, stockholder reports, and other filings with the Securities and Exchange Commission. 

Shareholders, potential investors and other readers are urged to consider these and other factors in evaluating the forward-
looking statements and are cautioned not to place undue reliance on such forward-looking statements. The forward-looking 
statements included are only made as of the date of this Annual Report on Form 10-K and we undertake no obligation to 
publicly update such forward-looking statements to reflect subsequent events or circumstances, except as required by the 
federal securities laws. 

1 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
General 

Our purpose is to establish human understanding. Our solutions enable health care organizations to understand what matters 
most  to  each  person  they  serve.  We  are  a  leading  provider  of  analytics  and  insights  that  facilitate  measurement  and 
improvement  of  the  patient  and  employee  experience  while  also  increasing  patient  engagement  and  customer  loyalty  for 
healthcare organizations. Our heritage, proprietary methods, and holistic approach enable our partners to better understand 
the people they care for and design experiences that inspire loyalty and trust, while also facilitating regulatory compliance 
and the shift to population-based health management. Our ability to measure what matters most and systematically capture, 
analyze and deliver insights based on self-reported information from patients, families and consumers is critical in today’s 
healthcare market. We believe that access to and analysis of our extensive consumer-driven information is becoming more 
valuable  as  healthcare  providers  increasingly  need  to  more  deeply  understand  and  engage  the  people  they  serve  to  build 
customer loyalty. 

Our expertise includes the efficient capture, transmittal, benchmarking, analysis and interpretation of critical data elements 
from millions of healthcare consumers. Using our digital Voice of the Customer platform, our clients gain insights into what 
people think and feel about their organizations in real-time, allowing them to build on their strengths and resolve service 
issues with greater  speed  and personalization. We  also provide legacy  experience-based  solutions  and  shared  intelligence 
from  industry thought  leaders  and  the  nation’s  largest member  network focused  on healthcare governance  and  strategy  to 
member boards and executives. 

Our portfolio of subscription-based solutions provides actionable information and analysis to healthcare organizations across 
a  range  of  mission-critical,  constituent-related  elements,  including  patient  experience,  service  recovery,  care  transitions, 
health risk assessments, employee engagement, reputation management and brand loyalty. We partner with clients across the 
continuum of healthcare services. Our clients include integrated health systems, post-acute providers and payer organizations. 
We believe this cross-continuum positioning is a unique and an increasingly important capability as evolving payment models 
drive healthcare providers and payers towards a more collaborative and integrated service model. 

We have achieved a market leadership position through our more than 39 years of industry innovation and experience, as well 
as our long-term, recurring revenue relationships (solutions that are used or required by a client each year) with many of the 
healthcare industry’s largest organizations. Since our founding in 1981, we have focused on meeting the evolving information 
needs of the healthcare industry through internal product development, as well as select acquisitions. We are a Wisconsin 
corporation headquartered in Lincoln, Nebraska. 

Sales 

Our portfolio of solutions represents a unique set of capabilities that individually and collectively provide value to our clients. 
The solutions are offered at an enterprise level through the Voice of the Customer platform, The Governance Institute, and 
legacy Experience solutions. 

We partner with clients across the continuum of healthcare services. Our clients include integrated health systems, post-acute 
providers and payer organizations. Our ten largest clients collectively accounted for 14%, 16%, and 17% of our total revenue 
in 2020, 2019 and 2018, respectively. Approximately 2%, 3% and 4% of our revenue was derived from foreign customers in 
2020, 2019, and 2018, respectively. 

Voice of the Customer Platform Solutions 

Our Voice of the Customer (“VoC”) platform represents a portfolio of solutions that collectively provide a comprehensive 
set of capabilities that enable healthcare providers to collect, measure and analyze data collected across the patient journey to 
understand the preferences, experiences and needs of the people they serve. The digital platform consists of three primary 
solution  categories which  can be  implemented both  collectively  as  an enterprise  solution or  individually  to  meet specific 
needs within the organization. The primary solution categories include Market Insights solutions, Transparency solutions, 
and certain Experience solutions. Our solutions within the digital VoC platform accounted for 73.3% of total revenue in 2020. 

2 

 
  
  
  
  
  
  
  
  
  
  
 
 
Market Insights Solutions – Our Market Insights solutions are subscription-based services that allow for improved tracking 
of  awareness,  perception,  and  consistency  of  healthcare  brands;  real-time  assessment  of  competitive  differentiators;  and 
enhanced  segmentation  tools  to  evaluate  the  needs,  wants,  and  behaviors  of  communities  through  real-time  competitive 
assessments and enhanced segmentation tools. Market Insights is the largest U.S. healthcare consumer database of its kind, 
measuring the opinions and behaviors of approximately 300,000 healthcare consumers across the contiguous United States 
annually.  Our  Market  Insights  is  a  syndicated  survey  that  provides  clients  with  an  independent  third-party  source  of 
information that is used to understand consumer perception and preferences and optimize marketing strategies. Our Market 
Insights  solutions  provide  clients  with  on-demand  tools  to  measure  brand  value  and  build  brand  equity  in  their  markets, 
evaluate and optimize advertising efficacy and consumer recall, and tailor research to obtain the real time voice of customer 
feedback  to  support  branding  and  loyalty  initiatives.  Our  Market  Insights  solutions  were  historically  marketed  under  the 
Healthcare Market Guide and Ticker brands. 

Experience Solutions – Our Experience solutions are provided on a subscription basis via a cross-continuum VoC platform 
that collects and measures data and then delivers business intelligence that our clients utilize to improve patient experience, 
engagement and loyalty. Patient experience data can also be collected on a periodic basis using CAHPS compliant mail and 
telephone survey methods for regulatory compliance purposes and to monitor and measure improvement in CAHPS survey 
scores. CAHPS survey data can be collected and measured as an integrated service within the VoC platform or independently 
as a legacy service offering. Our Experience solutions provide hospitals and healthcare providers the ability to receive and 
take action on customer and employee feedback across all care settings in real-time. Experience solutions include patient and 
resident experience, workforce engagement, health risk assessments, transitions, and improvement tools, which are provided 
through the Experience, Transitions and National Research Canada Corporation operating segments. These solutions enable 
clients to comply with regulatory requirements and to improve their reimbursement under value-based purchasing models. 
More importantly, our Experience solutions provide quantitative and qualitative real-time feedback, improvement plans, and 
coaching tools to enable clients to improve the experiences of patients, residents, physicians and staff.   By illuminating the 
complete care journey in real time, our clients are able to ensure each individual receives the care, respect, and experience he 
or  she deserves. Developing a  longitudinal profile of what  healthcare  customers want and need  allows for  organizational 
improvement, increased clinician and staff engagement, loyal relationships and personal well-being. These solutions have 
previously been marketed under the NRC Picker, My InnerView (“MIV”), Customer-Connect LLC (“Connect”), and NRC 
Canada brands. 

Our Health Risk Assessment solutions (formerly Payer solutions) enable our clients to understand the health risks associated 
with  populations  of  patients,  analyze  and  address  readmission  risks,  and  efficiently  reach  out  to  patients  to  impact  their 
behaviors  outside  of  the  healthcare  provider  settings.  These  health  risk  assessment  solutions  enable  clients  to  effectively 
segment  populations  and  manage  care  for  those  who  are  most  at-risk,  engage  individuals,  increase  preventative  care  and 
manage wellness programs to improve patient experience and outcomes. 

Our Transitions solutions are provided to healthcare organizations on a subscription basis to drive effective communication 
between healthcare providers and patients in the critical 24-72 hours post discharge using a discharge call program. Through 
preference-based communications and real-time alerts, these solutions enable organizations to identify and manage high-risk 
patients  to  reduce  readmissions,  increase  patient  satisfaction  and  support  safe  care  transitions.  Tracking,  trending  and 
benchmarking tools isolate the key areas for process improvement allowing organizations to implement changes and reduce 
future readmissions. Our Transitions solutions were previously provided by Connect. 

Transparency Solutions – Our Transparency solutions allow healthcare organizations to share a picture of their organization 
and ensure that timely and relevant content informs better consumer decision-making. Our Star Ratings solution (formerly 
Reputation) enables clients to publish a five-star rating metric and verified patient feedback derived from actual patient survey 
data to complement their online physician information. Sharing this feedback not only results in better-informed consumer 
decision-making but also has the ability to drive new patient acquisition and grow online physician reputation. Our Reputation 
Monitoring solution alerts clients to ratings and reviews on third-party websites and provides workflows for response and 
service recovery. These solutions raise physician awareness of survey results and provide access to improvement resources 
and educational development opportunities designed to improve the way care is delivered. 

The Governance Institute 

Our Governance solutions, branded as The Governance Institute (“TGI”), serves not-for-profit hospital and health system 
boards of directors, executives, and physician leadership. TGI’s subscription-based, value-driven membership services are 
provided  through  national  conferences,  publications,  advisory  services,  and  an  online  portal  designed  to  improve  the 
effectiveness  of  hospital  and  healthcare  systems  by  continually  strengthening  their  board  governance,  strategic  planning, 
medical leadership, management performance, and transparency positioning. TGI also conducts research studies and tracks 
3 

 
  
  
  
  
  
  
industry trends showcasing emerging healthcare trends and best practice solutions of healthcare boards across the country. 
TGI  thought  leadership  helps  our  client  board  members  and  executives  inform  and  guide  their  organization’s  strategic 
priorities in alignment with the rapidly changing healthcare market. 

For additional information on our operating segments and our revenue and assets by geographic area, see Note 13, “Segment 
Information,” to our consolidated financial statements. 

Markets 

Growth Strategy 

We believe that the value proposition of our current solutions, combined with the favorable alignment of our solutions with 
emerging market demand, positions us to benefit from multiple growth opportunities. We believe that we can accelerate our 
growth through (1) increasing scope of services and sales of our existing solutions to our existing clients (or cross-selling), 
(2) winning additional new clients through market share growth in existing market segments, (3) developing and introducing 
new  solutions  to  new  and  existing  clients,  and  (4)  pursuing  acquisitions  of,  or  investments  in,  firms  providing  products, 
solutions or technologies which complement ours. 

Increasing contract value with existing clients. Approximately 28% of our existing clients purchase more than one of our 
solutions. Our sales organization actively identifies and pursues cross-sell opportunities for clients to add additional solutions 
in order to accelerate our growth. Organic contract value growth is also realized by the increased scope of solution adoption 
as the size of client organizations increase from market expansion and consolidation. 

Adding new clients. We believe that there is an opportunity to add new clients across all existing market segments. Our sales 
organization is actively identifying and engaging new client prospects with a focus on demonstrating the economic value 
derived from adopting the portfolio of solutions in alignment with the prospect’s strategic objectives. 

Adding new solutions. The need for effective solutions in the market segments that we serve is evolving to align with emerging 
healthcare consumerism trends. The evolving market creates an opportunity for us to introduce new solutions that leverage 
and extend our existing core competencies. We believe that there is an opportunity to drive sales growth with both existing 
and new clients, across all of the market segments that we serve, through the introduction of new solutions. 

Pursue  strategic  acquisitions  and  investments.  We  have  historically  complemented  our  organic  growth  with  strategic 
acquisitions,  having  completed  seven  such  transactions  over  the  past  eighteen years.  These  transactions  have  added  new 
capabilities  and  access  to  market  segments  that  are  adjacent  and  complementary  to  our  existing  solutions  and  market 
segments. We believe that additional strategic acquisition and/or investment opportunities will exist from time to time to 
complement our organic growth by further expanding our service capabilities, technology offerings and end markets. 

We generate the majority of our revenue from the renewal of subscription-based client service agreements, supplemented by 
sales of additional solutions to existing clients and the addition of new clients. Our sales activities are carried out by a direct 
sales organization staffed with professional, trained sales associates. 

We engage in marketing activities that enhance our brand visibility in the marketplace, generate demand for our solutions and 
engage existing clients. Strategic campaigns and programs focus on (1) ensuring coverage of prospective clients via targeted 
advertising and account-based campaigns, (2) elevating client value evidence and success stories to an executive level profile, 
(3) engaging key stakeholders with content, programming and events and (4) amplifying thought leadership through public 
and  media  relations  programs  that  include  earning  placement  in  national  media  and  trade  publications,  securing  podium 
presentations at key industry events and winning awards on behalf of us and our executives. 

Competition 

The healthcare information and market research services industry is highly competitive. We have traditionally competed with 
healthcare organizations’ internal marketing, market research, and/or quality improvement departments which create their 
own  performance  measurement  tools,  and  with  relatively  small  specialty  research  firms  which  provide  survey-based 
healthcare  market  research  and/or  performance  assessment.  Our  primary  competitors  among  such  specialty  firms  include 
Press Ganey, which we believe has significantly higher annual revenue than us, and several other organizations that we believe 
have less annual revenue than us. We, to a certain degree, currently compete with, and anticipate that in the future we may 
increasingly compete with, (1) market research firms and technology solutions which provide survey-based, general market 

4 

 
  
  
  
  
  
  
  
  
  
  
  
  
research  or  voice  of  the  customer  feedback  capabilities  and  (2)  firms  that  provide  services  or  products  that  complement 
healthcare performance assessments such as healthcare software or information systems. 

We believe the primary competitive factors within our market include quality of service, timeliness of delivery, unique service 
capabilities, credibility of provider, industry experience, and price. We believe that our industry leadership position, exclusive 
focus  on  the  healthcare  industry,  cross-continuum  presence,  comprehensive  portfolio  of  solutions  and  relationships  with 
leading healthcare payers and providers position us to compete in this market. 

Although only a few of these competitors have offered specific services that compete directly with our solutions, many of 
these  competitors  have  substantially  greater  financial,  information  gathering,  and  marketing  resources  than  us  and  could 
decide to increase their resource commitments to our market. There are relatively few barriers to entry into our market, and 
we expect increased competition in our market which could adversely affect our operating results through pricing pressure, 
increased  marketing  expenditures,  and  market  share  losses,  among  other  factors.  There  can  be  no  assurance  that  we  will 
continue to compete successfully against existing or new competitors. 

We believe that our competitive strengths include the following: 

A leading provider of patient experience solutions for healthcare providers, payers and other healthcare organizations. Our 
history is based on capturing the voice of the consumer in healthcare markets. Our solutions build on the “Eight Dimensions 
of  Patient-Centered  Care,”  a  philosophy  developed  by  noted  patient  advocate  Harvey  Picker,  who  believed  patients’ 
experiences are integral to quality healthcare. This foundation has been enhanced through the digital VoC platform offering 
that provides the delivery of data and insights on a real time basis. 

Premier client portfolio across the care continuum. Our client portfolio encompasses leading healthcare organizations across 
the healthcare continuum, from acute care hospitals and post-acute providers to healthcare payers. Our client base is diverse, 
with our top ten clients collectively representing approximately 14% of total revenue for the year ended December 31, 2020, 
and no single client representing more than 4% of our revenue. 

Highly scalable and visible revenue model. Our solutions are offered to healthcare providers, payers and other healthcare 
organizations primarily through subscription-based service agreements. The solutions we provide are also recurring in nature, 
which enables an ongoing relationship with our clients. This combination of subscription-based revenue, a base of ongoing 
client renewals and automated platforms creates a highly visible and scalable revenue model. 

Comprehensive portfolio of solutions. We offer a portfolio of solutions that provide insights across the patient journey, which 
is unique in the healthcare industry, enabling our clients to initially establish an enterprise relationship utilizing the entire 
portfolio or begin with an individual solution and increase the scope of services over time, increasing overall contract value. 

Exclusive focus on healthcare. We focus exclusively on healthcare and serving the unique needs of healthcare organizations 
across the continuum, which we believe gives us a distinct competitive advantage compared to other survey and analytics 
software providers. Our platform includes features and capabilities built specifically for healthcare providers, including  a 
library of performance improvement content which can be tailored to the provider based on their specific customer feedback 
profile. 

Experienced senior management team led by our founder. Our senior management team has extensive industry and leadership 
experience. Michael D. Hays, our Chief Executive Officer and President as of October 2, 2020, founded NRC Health in 1981. 
Prior to launching the Company, Mr. Hays served as Vice President and as a Director of SRI Research Center, Inc. (now 
known  as  the  Gallup  Organization).  Our  Chief  Financial  Officer,  Kevin  Karas,  CPA,  has  extensive  financial  experience 
having served as CFO at two previous companies, along with healthcare experience at Rehab Designs of America, Inc. and 
NovaCare,  Inc.  Steven  D.  Jackson,  our  President  through  October  1,  2020,  served  as  Chief  Strategy  Officer  for  Vocera 
Communications. Jona Raasch has served as our Chief Operating Officer for most of the last 30 years and as Chief Executive 
Officer of the Governance Institute for nearly 15 years.  Helen Hrdy was appointed as our Chief Growth Officer in 2020.  Prior 
to this position Ms. Hrdy served as our Senior Vice President, Customer Success, for eight years. 

5 

 
  
  
  
  
  
  
  
  
  
  
 
 
Resources 

Our  success  depends  in  part  upon  our  data  collection  processes,  research  methods,  data  analysis  techniques  and  internal 
systems, and procedures that we have developed specifically to serve clients in the healthcare industry. We have no patents 
for most of our intellectual property. Consequently, we rely on a combination of copyright and trade secret laws and associate 
nondisclosure agreements to protect our systems, survey instruments and procedures. There can be no assurance that the steps 
we have taken to protect our rights will be adequate to prevent misappropriation of such rights or that third parties will not 
independently develop functionally equivalent or superior systems or procedures. We believe that our systems and procedures 
and other proprietary rights do not infringe upon the proprietary rights of third parties. There can be no assurance, however, 
that third parties will not assert infringement claims against us in the future or that any such claims will not result in protracted 
and costly litigation, regardless of the merits of such claims or whether we are ultimately successful in defending against such 
claims. 

Government Regulation 

According  to  the  Centers  for  Medicare  and  Medicaid  Services  (“CMS”),  health  expenditures  in  the  United  States  were 
approximately $3.8 trillion in 2019, or $11,582 per person. In total, health spending accounted for 17.7% of the nation’s Gross 
Domestic Product in 2019. Addressing this growing expenditure burden continues to be a major policy priority at both federal 
and state levels. In addition, increased co-pays and deductibles in healthcare plans have focused even more consumer attention 
on health spending and affordability. In the public sector, Medicare provides health coverage for individuals aged 65 and 
older,  while  Medicaid  provides  coverage  for  low-income  families  and  other  individuals  in  need.  Both  programs  are 
administered  by  the  CMS.  With  the  aging  of  the  U.S.  population,  Medicare  enrollment  has  increased  significantly.   In 
addition, longer life spans and greater prevalence of chronic illnesses among both the Medicare and Medicaid populations 
have placed tremendous demands on the health care system. 

An increasing percentage of Medicare reimbursement and reimbursement from commercial payers has been determined under 
value payment models, based on factors such as patient readmission rates and provider adherence to certain quality-related 
protocols. At the same time, many hospitals and other providers are creating new models of care delivery to improve patient 
experience,  reduce  cost  and  provide  better  clinical  outcomes.  These  new  models  are  based  on  sharing  financial  risk  and 
managing the health and behaviors of large populations of patients and consumers. This transformation towards value-based 
payment  models  and  increased  engagement  of  healthcare  consumers  is  resulting  in  a  greater  need  for  existing  healthcare 
providers  to  deliver  more  customer-centric  healthcare.  At  the  same  time,  organizations  that  have  successfully  developed 
effective customer service models and brand loyalty in other industry verticals are entering the healthcare services market. 

We believe that our current portfolio of solutions is uniquely aligned to address these healthcare market trends and related 
business  opportunity.  We  provide  tools  and  solutions  to  capture,  interpret  and  improve  the  Consumer  Assessment  of 
Healthcare Providers and Systems ("CAHPS") data required by CMS as well as real time feedback that enables clients to 
better understand what matters most to people at key moments in their relationship with a health organization. Our solutions 
enable our clients to both satisfy patient survey compliance requirements and design experiences to build loyalty and improve 
the wellbeing of the people and communities they care for. 

Human Capital 

As of December 31, 2020, we employed a total of 485 associates, 13 of those were employed in Canada. None of our associates 
are represented by a collective bargaining unit. As a result of the COVID-19 pandemic, the majority of our associates are 
working remotely with very successful results. We attract a passionate team of associates who care deeply about making a 
difference in advancing “Human Understanding” in healthcare. We consider our relationships with our associates to be good. 

Available Information 

More  information  regarding  NRC  Health  is  available  on  our  website  at  www.nrchealth.com.  We  are  not  including  the 
information contained on or available through our website as part of, or incorporating such information by reference into, this 
Annual Report on Form 10-K. Our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on 
Form 8-K and any amendments to those reports are made available to the public at no charge through a link appearing on our 
website. We provide access to such materials through our website as soon as reasonably practicable after electronically filing 
such material with, or furnishing it to, the Securities and Exchange Commission. Reports and amendments posted on our 
website do not include access to exhibits and supplemental schedules electronically filed with the reports or amendments. 

6 

 
  
  
  
  
  
  
  
  
  
 
 
Item 1A.  Risk Factors 

You should carefully consider each of the risks described below, together with all of the other information contained in this 
Annual Report on Form 10-K, before making an investment decision with respect to our securities. If any of the following 
risks develop into actual events, our business, financial condition or results of operations could be materially and adversely 
affected and you may lose all or part of your investment. 

Risks Related to our Business 

We could be negatively impacted by the recent Coronavirus or “COVID-19” outbreak or other similar outbreaks. 

The outbreak of COVID-19 has been recognized as a global pandemic by the World Health Organization. Federal, state, local 
and foreign governments have restricted travel and business operations and recommended or imposed social distancing and 
isolation mandates. These measures have severely restricted economic activity around the world. These events have had and 
may continue to have adverse effects on our business in a number of respects. 

The  outbreak  of  COVID-19  has  significantly  increased  economic  and  demand  uncertainty.   The  current  outbreak  and 
continued spread of COVID-19 and associated government mandates and recommendations have resulted in an economic 
slowdown and a global recession.  Although the impact on our healthcare clients has varied, the restrictions on movement 
outside of individuals’ homes has resulted in significantly decreased demand for elective healthcare services, which are a 
large  source  of  revenue  for  healthcare  providers. These  circumstances  have  resulted  in  many  of  our  clients  experiencing 
decreased revenues, contracting margins, and cash losses.  Some clients’ cost reducing measures have included and could 
continue  to  include  reducing  or  eliminating  the  services  they  purchase  from  us. While  these  circumstances  did  not 
significantly impact our financial position or results of operations in 2020, the negative impact could continue to increase.  

We rely on third-party service providers and business partners, for services or supplies that are critical to providing our clients’ 
services. These include activities such as internet, cloud data storage, information technology services, and survey related 
services. These third parties are also subject to risks and uncertainties related to the COVID-19 pandemic, which may interfere 
with their ability to provide their services in a timely manner and in accordance with the agreed-upon terms or our agreements, 
which could interfere with our ability to operate our business. 

The COVID-19 pandemic may also have legal or regulatory impacts that have an impact on our business and operations. 
Historically CMS required certain healthcare organizations to periodically assess, through surveys or related methodologies, 
the  performance  of  the  care  they  provide.  Many  of  these  organizations  use  our  services  to  comply  with  this  regulatory 
requirement.  However,  as  a  result  of  the  COVID-19  pandemic  CMS  has  suspended  the  requirement  for  healthcare 
organizations to perform these assessments, and some clients have suspended or reduced these services, and others may do 
so. 

In addition, the vast majority of our workforce has been working remotely since March 2020. Historically we have relied on 
national travel as part of our sales efforts, but as a result of the pandemic we have placed an indefinite hold on all company 
related travel. To date, we are still capable of providing our services without interruption and without significant changes to 
our internal control over financial reporting. However, an extended period of associates working remotely and restrictions on 
travel may interfere with our ability to conduct business, including our ability to sell our products or develop new products. 

Furthermore, COVID-19 has negatively impacted the proper functioning of financial and capital markets, foreign currency 
exchange rates, and interest rates. In particular, the continued spread of COVID-19 has led to disruption and volatility in the 
global capital markets which increases the cost of capital and adversely impacts access to capital. If we need to seek additional 
liquidity in response to some of the economic and business impacts of COVID-19, these circumstances could increase our 
cost of capital or limit the extent to which capital is available to us. 

The impact of the COVID-19 pandemic (or any future pandemic or similar event) on our business will depend on a variety 
of factors, including the duration and spread of the outbreak in the United States and Canada, the associated government and 
industry mandates and practices, the economic and regulatory impacts on our clients and the markets in which we operate, 
the policies we implement, and the response of our associates and clients to these factors, all of  which are difficult to predict. 
We may need to develop or adapt to new ways of doing business that challenge our leadership, our associate training, our 
human resources, and our business practices, and we cannot assure you that we will be successful in doing so. The short and 
long-term costs associated with these potential changes are difficult to quantify.  For these and other reasons, the outbreak 
and associated responses have negatively affected and are expected to continue to affect our business, and the impact could 
be material. 

7 

 
  
  
  
  
  
  
  
  
  
  
We depend on contract renewals, including retention of key clients, for a large share of our revenue and our operating 
results could be adversely affected. 

We expect that a substantial portion of our revenue for the foreseeable future will continue to be derived from renewable 
service contracts. Substantially all contracts are renewable annually at the option of our clients, although contracts with clients 
under unit-based arrangements generally have no minimum purchase commitments. Client contracts are generally cancelable 
on short notice without penalty, however we are entitled to payment for services through the cancellation date. To the extent 
that clients fail to renew or defer their renewals, we anticipate our results may be materially adversely affected. We rely on a 
limited number of key clients for a substantial portion of our revenue. Our ten largest clients collectively accounted for 14%, 
16%, and 17% of our total revenue in 2020, 2019, and 2018, respectively. Our ability to secure renewals depends on, among 
other things, our ability to gather and analyze performance data in a consistent, high-quality, and timely fashion. In addition, 
the service needs of our clients are affected by accreditation requirements, enrollment in managed care plans, the level of use 
of satisfaction measures in healthcare organizations’ overall management and compensation programs, the size of operating 
budgets, clients’ operating performance, industry and economic conditions, and changes in management or ownership. As 
these factors are beyond our control, we cannot ensure that we will be able to maintain our renewal rates. Any material decline 
in renewal rates from existing levels would have an adverse effect on our revenue and a corresponding effect on our operating 
and net income. 

We operate in a highly competitive market and could experience increased price pressure and expenses as a result. 

The healthcare information and market research services industry is highly competitive. We have traditionally competed with 
healthcare organizations’ internal marketing, market research and/or quality improvement departments that create their own 
performance  measurement  tools,  and  with  relatively  small  specialty  research  firms  that  provide  survey-based  healthcare 
market research and/or performance assessment. Our primary competitors among such specialty firms include Press Ganey, 
which we believe has significantly higher annual revenue than us, and three or four other firms that we believe have lower 
annual revenue than us. To a certain degree, we currently compete with, and anticipate that in the future we may increasingly 
compete with, (1) market research firms and technology solutions which provide survey-based, general market research or 
Voice  of  the  Customer  Feedback  capabilities  and  (2)  firms  that  provide  services  or  products  that  complement  healthcare 
performance assessments, such as healthcare software or information systems. Although only a few of these competitors have 
offered  specific  services  that  compete  directly  with  our  services,  many  of  these  competitors  have  substantially  greater 
financial, information gathering, and marketing resources than us and could decide to increase their resource commitments 
to our market. There are relatively few barriers to entry into our market, and we expect increased competition in our market 
which could adversely affect our operating results through pricing pressure, increased marketing expenditures, and market 
share losses, among other factors. There can be no assurance that we will continue to compete successfully against existing 
or new competitors. 

Because our clients are concentrated in the healthcare industry, our revenue and operating results may be adversely 
affected by changes in regulations, a business downturn or consolidation with respect to the healthcare industry. 

Substantially all of our revenue is derived from clients in the healthcare industry. As a result, our business, financial condition 
and  results  of  operations  are  influenced  by  conditions  affecting  this  industry,  including  changing  political,  economic, 
competitive and regulatory influences that may affect the procurement practices and operation of healthcare providers and 
payers. Future legislative changes, including additional provisions to control healthcare costs, improve healthcare quality and 
expand access to health insurance, could result in lower reimbursement rates and otherwise change the environment in which 
providers and payers operate. In addition, large private purchasers of healthcare services are placing increasing cost pressure 
on  providers.  Healthcare  providers  may  react  to  these  cost  pressures  and  other  uncertainties  by  curtailing  or  deferring 
purchases, including purchases of our services. 

Moreover, there has been consolidation of companies in the healthcare industry, a trend which we believe will continue to 
grow.  Consolidation  in  this  industry,  including  the  potential  acquisition  of  certain  of  our  clients,  could  adversely  affect 
aggregate client budgets for our services, could result in clients performing more marketing, market research and/or quality 
improvement functions internally or could result in the termination of a client’s relationship with us. The impact of these 
developments  on  the  healthcare  industry  is  difficult  to  predict  and  could  have  an  adverse  effect  on  our  revenue  and  a 
corresponding effect on our operating and net income. 

8 

 
  
  
  
  
  
  
 
 
We rely on third parties for data collection and other services whose actions could have a material adverse effect on 
our business. 

We outsource certain operations and engage third parties to perform work needed to fulfill our client services. For example, 
we  use  vendors  to  perform  certain  printing,  mailing,  information  transmittal  and  other  services  related  to  our  survey 
operations.  If  any  of  these  vendors  cease  to  operate  or  fail  to  adequately  perform  the  contracted  services  and  alternative 
resources and processes are not utilized in a timely manner, our business could be adversely affected. The loss of any of our 
key vendors could impair our ability to perform our client services and result in lower revenues and income. It would also be 
time-consuming and expensive to replace, either directly or through other vendors, the services performed by these vendors, 
which could adversely impact revenues, expenses and net income. Furthermore, our ability to monitor and direct our vendors’ 
activities is limited. If their actions and business practices violate policies, regulations or procedures otherwise considered 
illegal, we could be subject to reputational damage or litigation which would adversely affect our business. 

We face several risks relating to our ability to collect the data on which our business relies.  

Our ability to provide timely and accurate performance measurement and improvement services to our clients depends on our 
ability  to  collect  large  quantities  of  high-quality  data  through  surveys  and  interviews.  If  our  mail  survey  operations  are 
disrupted and we are unable to mail our surveys in a timely manner, then our revenue and net income could be negatively 
impacted.  If  receptivity  to  our  survey  and  interview  methods  by  respondents  declines,  or,  for  some  other  reason,  their 
willingness to complete and return surveys declines, or if we, for any reason, cannot rely on the integrity of the data we 
receive, then our revenue could be adversely affected with a corresponding effect on our operating and net income. We also 
rely on third-party panels of pre-recruited consumer households to produce our Market Insights in a timely manner. If we are 
not  able  to  continue  to  use  these  panels,  or  the  time  period  in  which  we  use  these  panels  is  altered  and  we  cannot  find 
alternative panels on a timely, cost-competitive basis, we could face an increase in our costs or an inability to effectively 
produce our Market Insights. In either case, our operating and net income could be negatively affected. 

If intellectual property and other proprietary information technology were copied or independently developed by our 
competitors, our operating results could be negatively affected.  

Our success depends in part upon our data collection process, research methods, data analysis techniques, and internal systems 
and procedures that we have developed specifically to serve clients in the healthcare industry. We have no patents for most 
of  our  intellectual  property.  Consequently,  we  rely  on  a  combination  of  copyright,  trade  secret  laws  and  associate 
nondisclosure agreements to protect our systems, survey instruments and procedures. We cannot assure you that the steps we 
have  taken  to protect our  rights will  be  adequate  to prevent misappropriation  of such  rights, or  that  third parties will  not 
independently develop functionally equivalent or superior systems or procedures. We believe that our systems and procedures 
and other proprietary rights do not infringe upon the proprietary rights of third parties. We cannot assure you, however, that 
third parties will not assert infringement claims against us in the future, or that any such claims will not result in protracted 
and costly litigation, regardless of the merits of such claims, or whether we are ultimately successful in defending against 
such claims. 

Failures or deficiencies in our information technology platform could negatively impact our operating results. 

Our ability to provide client service is dependent, to a significant extent, upon the technology that we develop internally. 
Investment in the enhancement of existing and development of new information technology processes is costly and affects 
our ability to successfully serve our clients. The failure or deficiency of the technology we develop could negatively impact 
the willingness or ability for our clients to use our services and our ability to perform our services. Our failure to anticipate 
clients’  expectation  and  needs,  adapt  to  emerging  technological  trends,  or  design  efficient  and  effective  information 
technology platforms, could result in lower utilization, loss of customers, damage to customer relationships, reduced revenue 
and profits, refunds to customers and damage to our reputation. Although we have procedures to monitor the efficacy of our 
information  technology  platforms,  the  procedures  may  not  prevent  failures  or  deficiencies  in  the  information  technology 
platforms we develop, we may not adapt quickly enough and may incur significant costs and delays that could harm our 
business. Additional costs could be incurred to further develop and improve our information technology platforms. 

9 

 
  
  
  
  
  
  
  
  
 
 
Our business and operating results could be adversely affected if we experience business interruptions or failure of 
our information technology and communication systems. 

Our ability to provide timely and accurate performance measurement and improvement services to our clients depends on the 
efficient and uninterrupted operation of our information technology and communication systems, and those of our external 
service providers. Our systems and those of our external service providers could be exposed to damage or interruption from 
fire, natural disasters, energy loss, telecommunication failure, security breach and computer viruses. An operational failure 
or outage in our information technology and communication systems or those of our external service providers, could result 
in loss of customers, damage to customer relationships, reduced revenue and profits, refunds of customer charges and damage 
to our reputation and may result in additional expense to repair or replace damaged equipment and recover data loss resulting 
from the interruption. Although we have taken steps to prevent system failures and have back-up systems and procedures to 
prevent or reduce disruptions, such steps may not prevent an interruption of services and our disaster recovery planning may 
not account for all contingencies. Additionally, our insurance may not adequately compensate us for all losses or failures that 
may occur. Any one of the above situations could have a material adverse effect on our business, financial condition, results 
of operations and reputation. 

If we sustain cyber-attacks or other privacy or data security incidents that result in security breaches that disrupt our 
operations or result in the unintended dissemination of protected personal information or proprietary or confidential 
information, we could suffer a loss of revenue and increased costs, exposure to significant liability, reputational harm 
and other serious negative consequences.  

In connection with our client services, we receive, process, store and transmit sensitive business information and, in certain 
circumstances, personal medical information of our clients’ patients, electronically over the internet. We may become the 
target of attempted cyber-attacks and other security threats and may be subject to breaches of the information technology 
systems we use. Experienced computer programmers and hackers may be able to penetrate our security controls and access, 
misappropriate or otherwise compromise protected personal information or proprietary or confidential information or that of 
third-parties, create system disruptions or cause system shutdowns that could negatively affect our operations. They also may 
be able to develop and deploy viruses, worms, ransomware, and other malicious software programs that attack our systems 
or otherwise exploit any security vulnerabilities. 

We were the target of an external cyber-attack in February 2020 (the “February incident”) which resulted in a temporary 
suspension of our services to clients.  We will likely continue to be the target of other attempted cyber-attacks and security 
threats. Such cyber-attacks may subject us to litigation and regulatory risk, civil and criminal penalties, additional costs and 
diversion of management attention due to investigation, remediation efforts and engagement of third party consultants and 
legal counsel in connection with such incidents, payment of “ransoms” to regain access to our systems and information, loss 
of clients, damage to client relationships, reduced revenue and profits, refunds of client charges and damage to our reputation, 
any of which could have a material adverse effect on our business, cash flows, financial condition and results of operations. 
While we have contingency plans and insurance coverage for potential liabilities of this nature, they may not be sufficient to 
cover all claims and liabilities and in some cases are subject to deductibles and layers of self-insured retention. 

We cannot ensure that we will be able to identify, prevent or contain the effects of cyber-attacks or other cybersecurity risks 
that bypass our security measures or disrupt our information technology systems or business. We have security technologies, 
processes and procedures in place to protect against cybersecurity risks and security breaches. However, hardware, software 
or applications we develop or procure from third parties may contain defects in design, manufacturer defects or other problems 
that could unexpectedly compromise information security. In addition, because the techniques used to obtain unauthorized 
access, disable or degrade service or sabotage systems change frequently, are becoming increasingly sophisticated, and may 
not immediately produce signs of intrusion, we may be unable to anticipate these techniques, timely discover or counter them 
or implement adequate preventative measures. 

In  addition,  we  use  third-party  technology,  systems  and  services  for  a  variety  of  reasons,  including,  without  limitation, 
encryption  and  authentication  technology,  employee  email,  content  delivery  to  clients,  back-office  support,  and  other 
functions that in some cases involve processing, storing and transmitting large amounts of data for our business. These third-
party providers may also experience security breaches or interruptions to their information technology hardware and software 
infrastructure and communications systems that could adversely impact us. 

10 

 
  
  
  
  
  
  
  
 
 
Under the Health Insurance Portability and Accountability Act of 1996, as amended by the Health Information Technology 
for Economic and Clinical Health Act of 2009, or HITECH, implementing regulations promulgated by the U.S. Department 
of Health  and Human Services,  or  “HHS,” including what  are  referred  to  as  the “Privacy  Rule”  and  the  “Security Rule” 
(collectively, “HIPAA”), we face potential liability related to the privacy of health information we obtain.  We are required 
through our contracts with our clients and by HIPAA to protect the privacy and security of certain health information and to 
make certain disclosures to our clients or to the public if this information is unlawfully accessed.  

Changes  in  privacy  and  information  security  laws  and  standards  may  require  we  incur  significant  expense  to  ensure 
compliance due to increased technology investment and operational procedures. Noncompliance with any privacy or security 
laws and regulations, including, without limitation, HIPPA, or any security breach, cyber-attack or cybersecurity breach, and 
any  incident  involving  the  misappropriation,  loss  or  other  unauthorized  disclosure  or  use  of,  or  access  to,  sensitive  or 
confidential information, whether by us or by one of our third-party service providers, could require us to expend significant 
resources to continue to modify or enhance our protective measures and to remediate any damage. In addition, this could 
negatively affect our operations, cause system disruptions, damage our reputation, cause client losses and contract breaches, 
and could also result in regulatory enforcement actions, material fines and penalties, litigation or other actions that could have 
a material adverse effect on our business, cash flows, financial condition and results of operations.  Even if cyber-attacks or 
other  cybersecurity  breaches  do  not  result  in  noncompliance  with  privacy  or  security  laws,  the  perception  that  such 
noncompliance may have occurred by our clients or in the news media may have an adverse impact on our stock price and 
could result in damage to our reputation or loss of clients, which could have a material adverse effect on our business, cash 
flows, financial condition and results of operations. 

Reputational harm could have a material adverse effect on our business, financial condition and results of operations. 

Our ability to maintain a good reputation is critical to selling our services. Our reputation could be adversely impacted by any 
of the following (whether or not valid): the failure to maintain high ethical and social standards; the failure to perform our 
client services in a timely manner; violations of laws and regulations; failure to adequately preserve information security; and 
the failure to maintain an effective system of internal controls or to provide accurate and timely financial information. Damage 
to our reputation or loss of our clients’ confidence in our services for any of these, or any other reasons, could adversely 
impact our business, revenues, financial condition, and results of operations, as well as require additional resources to rebuild 
our reputation. 

Our operations are subject to laws and regulations that impose significant compliance costs and create reputational 
and legal risk.  

Due to the nature of the services we offer, we are subject to significant commercial, trade and privacy regulations. We cannot 
predict the nature, scope or effect of future regulatory requirements to which our operations might be subject or the manner 
in which existing laws might be administered or interpreted, which could have a material and negative impact on our business 
and our results of operation. For example, recent years have seen an increase in the development or enforcement of legislation 
related to healthcare reform, privacy, trade compliance and anti-corruption. Additionally, some of the services we provide 
include information our clients need to fulfill regulatory reporting requirements. If our services result in errors or omissions 
in  our  clients’ regulatory reporting, we  may  be  subject  to  loss  of  clients,  reputational  harm  or  litigation,  each potentially 
adversely impacting our business. Furthermore, although we maintain a variety of internal policies and controls designed to 
educate, discourage, prevent and detect violations of such laws, we cannot guarantee that such actions will be effective or 
sufficient or that individual employees will not engage in inappropriate behavior in breach of our policies. Such conduct, or 
even an allegation of misbehavior, could result in material adverse reputational harm, costly investigations, severe criminal 
or civil sanctions, or could disrupt our business, and could negatively affect our results of operations or financial condition. 

Our growth strategy includes future acquisitions and/or investments which involve inherent risk. 

In order to expand services or technologies to existing clients and increase our client base, we have historically, and may in 
the future, make strategic business acquisitions and/or investments that we believe complement our business. Acquisitions 
have inherent risks which may have material adverse effects on our business, financial condition, or results of operations, 
including, among other things: (1) failure to successfully integrate the purchased operations, technologies, products or services 
and maintain uniform standard controls, policies and procedures; (2) substantial unanticipated integration costs; (3) loss of 
key associates including those of the acquired business; (4) diversion of management’s attention from other operations; (5) 
failure to retain the customers of the acquired business; (6) failure to achieve any projected synergies and performance targets; 
(7) additional debt and/or assumption of known or unknown liabilities; (8) dilutive issuances of equity securities; and (9) a 
write-off of goodwill, software development costs, client lists, other intangibles and amortization of expenses. If we fail to 

11 

 
  
  
  
  
  
  
  
successfully complete acquisitions or integrate acquired businesses, we may not achieve projected results and there may be a 
material adverse effect on our business, financial condition and results of operations. 

Risks Related to our Common Stock 

Our principal shareholders effectively control the Company. 

A  majority  of  our  common  stock  and  voting  power  was  historically  owned  and/or  held  by  Michael  D.  Hays,  our  Chief 
Executive Officer and President. However, over the years Mr. Hays, for estate planning purposes, gifted and/or transferred 
almost all of his directly owned shares to two trusts for the benefit of his family, The K/I/E Trust under agreement dated 
October 24, 2018 and the Amandla MK Trust (collectively the “Trusts”). 

As of February 26, 2021, approximately 44.0% of our outstanding common stock was owned by the Trusts and approximately 
54.0% of our outstanding common stock was held by the Trusts and other entities owned or controlled by members of Mr. 
Hays’ family. As a result, the Trusts and these other entities have the power to indirectly control decisions such as whether to 
issue additional shares or declare and pay dividends and can control matters requiring shareholder approval, including the 
election of directors and the approval of significant corporate matters such as change of control transactions. The effects of 
such influence could be to delay or prevent a change of control of the Company unless the terms are approved by the Trusts 
and these other entities. 

The market price of our common stock may be volatile and shareholders may be unable to resell shares at or above 
the price at which the shares were acquired. 

The market price and trading volume of our common stock has historically been and may continue to be highly volatile, and 
investors in our common stock may experience a decrease in the value of their shares, including decreases that are in response 
to factors beyond our control, including, but not limited to: 

   ●  Variations in our financial performance and that of similar companies; 
   ●  Regulatory and other developments that may impact the demand for our services; 
   ●  Reaction to our press releases, public announcements and filings with the Securities and Exchange Commission; 
   ●  Client, market and industry perception of our services and performance; 
   ●  Actions of our competitors; 
   ●  Changes in earnings estimates or recommendations by analysts who follow our stock; 
   ●  Loss of key personnel; 
   ●  Investor, management team or large stockholder sales of our stock; 
   ●  Changes in accounting principles; and 
   ●  Variations in general market, economic and political conditions or financial markets. 

Any of these factors, among others, may result in changes in the trading volume and/or market price of our common stock. 
Following  periods  of  volatility  in  the  market  price  of  our  securities,  shareholders  have  often  filed  securities  class-action 
lawsuits. 

Our involvement in a class-action lawsuit would result in substantial legal fees and divert our senior management’s attention 
from operating our business, which could harm our business and net income. 

General Risk Factors 

Our operating results may fluctuate and this may cause our stock price to decline.  

Our overall operating results may fluctuate as a result of a variety of factors, including the size and timing of orders from 
clients, client demand for our services (which, in turn, is affected by factors such as accreditation requirements, enrollment 
in  managed  care  plans, operating  budgets  and  clients’ operating performance),  the hiring  and  training  of  additional  staff, 
expense increases, and industry and general economic conditions. Because a significant portion of our overhead is fixed in 
the short-term, particularly some costs associated with owning and occupying our building and full-time personnel expenses, 
our results of operations may be materially adversely affected in any particular period if revenue falls below our expectations. 
These factors, among others, make it possible that in some future period our operating results may be below the expectations 
of securities analysts and investors which would have a material adverse effect on the market price of our common stock. 

12 

 
  
  
  
  
  
  
  
  
 
  
  
  
 
 
Our business and operating results could be adversely affected if we are unable to attract or retain key managers and 
other personnel. 

Our  future  performance  may  depend,  to  a  significant  extent,  upon  the  efforts  and  ability  of  our  key  personnel  who  have 
expertise in gathering, interpreting and marketing survey-based performance information for healthcare markets. Although 
client relationships are managed at many levels within our company, the loss of the services of Michael D. Hays, our Chief 
Executive Officer and President, or one or more of our other senior managers, could have a material adverse effect, at least 
in the short to medium term, on most significant aspects of our business, including strategic planning, product development, 
and sales and customer relations. Our success will also depend on our ability to hire, train and retain skilled personnel in all 
areas of our business. Competition for qualified personnel in our industry is intense, and many of the companies that compete 
with  us  for  qualified  personnel  have  substantially  greater  financial  and  other  resources  than  us.  Furthermore,  we  expect 
competition for qualified personnel to become more intense as competition in our industry increases. We cannot assure you 
that we will be able to recruit, retain and motivate a sufficient number of qualified personnel to compete successfully. 

Failure to comply with public company regulations could adversely impact our profitability. 

As a public company, we are subject to the reporting requirements of the Securities Exchange Act of 1934, the Sarbanes-
Oxley  Act  of  2002,  the  Dodd-Frank  Act  Wall  Street  Reform  and  Consumer  Protection  Act,  the  listing  requirements  of 
NASDAQ  and  other  applicable  securities  rules  and  regulations.  Additionally,  laws,  regulations  and  standards  relating  to 
corporate governance and public disclosure are subject to varying interpretations and continue to develop and change. If we 
misinterpret or fail to comply with these rules and regulations, our legal and financial compliance costs and net income may 
be adversely affected. 

13 

 
  
  
  
 
 
Item 1B.  Unresolved Staff Comments 

We have no unresolved staff comments to report pursuant to this item. 

Item 2.  Properties 

Our headquarters is located in an owned office building in Lincoln, Nebraska, of which 62,000 square feet are used for our 
operations.  This  facility  houses  all  the  capabilities  necessary  for  our  survey  programming,  printing  and  distribution,  data 
processing, analysis and report generation, marketing, and corporate administration. Our credit facilities are secured by this 
property and our other assets. 

We are leasing 4,000 square feet of office space in Markham, Ontario, 4,300 square feet of office space in Seattle, Washington, 
6,200 square feet of office space in Atlanta, Georgia and 200 square feet of office space in Nashville, Tennessee.  Due to our 
transition to a primarily remote workforce we do not anticipate renewing these office leases at expiration, other than Nashville, 
Tennessee, which is a month-to-month lease.  In February 2021 we began leasing 19,300 square feet of space in Lincoln, 
Nebraska for our survey programming, printing and distribution previously housed at our headquarters. 

Item 3.  Legal Proceedings 

From time to time, we are involved in certain claims and litigation arising in the normal course of business. Management 
assesses the probability of loss for such contingencies and recognizes a liability when a loss is probable and estimable. For 
additional  information,  see  Note  1,  under  the  heading  “Commitments  and  Contingencies,”  to  our  consolidated  financial 
statements. Regardless of the final outcome, any legal proceedings, claims, inquiries and investigations, however, can impose 
a significant burden on management and employees, may include costly defense and settlement costs, and could cause harm 
to our reputation and brand, and other factors. 

Item 4.   Mine Safety Disclosures 

Not applicable. 

14 

 
  
  
  
  
  
  
  
  
 
 
PART II 

Item 5.   Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 

Securities 

In May 2013, we consummated a recapitalization pursuant to which we established two classes of common stock (class A 
common stock and class B common stock), issued a dividend of three shares of class A common stock for each share of our 
then existing common stock and reclassified each then existing share of common stock as one-half of one share of class B 
common stock. Following the May 2013 recapitalization, our class A common stock and our class B common stock were 
traded on the NASDAQ Global Market under the symbols “NRCIA” and “NRCIB,” respectively. 

On April 16, 2018, our shareholders approved, among other things, an amendment to our Amended and Restated Articles of 
Incorporation (the “Articles”) to effect a recapitalization (the “Recapitalization”) pursuant to which each share of our then-
existing class B common stock was exchanged for one share of the our then-existing Class A common stock plus $19.59 in 
cash, without interest. On April 17, 2018, we filed an amendment to our Articles effecting the Recapitalization, followed by 
an  amendment  and  restatement  of  our  Articles,  which  resulted  in  the  elimination  of  our  class  B  common  stock  and  the 
reclassification of our class A common stock as a share of Common Stock, par value $0.001 per share (“Common Stock”). 
We issued 3,617,615 shares of Common Stock and paid $72.4 million in exchange for all class B shares outstanding and to 
settle outstanding share-based awards for class B common stock. The Common Stock continues to trade on the NASDAQ 
Global Market under the revised symbol “NRC.” 

Cash dividends in the aggregate amount of $5.3 million were declared and paid in 2020. Cash dividends in the aggregate 
amount of $19.4 million were declared in 2019 with $14.2 million paid in 2019 and the remaining $5.2 million paid in January 
2020. Cash dividends in the aggregate amount of $29.7 million were declared in 2018 with $12.6 million paid in 2018 and 
the remaining $17.1 million paid in January 2019. The payment and amount of future dividends, if any, is at the discretion of 
our Board of Directors and will depend on our future earnings, financial condition, general business conditions, alternative 
uses of our earnings and cash and other factors. 

On February 16, 2021, there were approximately 12 shareholders of record and approximately 7,479 beneficial owners of 
common stock. 

In February 2006 and subsequently amended in May 2013, our Board of Directors authorized the repurchase of 2,250,000 
shares of class A common stock and 375,000 shares of class B common stock in the open market or in privately negotiated 
transactions.  In  connection  with  the  Recapitalization  in  April  2018,  our  Board  of  Directors  further  amended  the  stock 
repurchase program to eliminate the repurchase of the former class B common stock. Unless terminated earlier by resolution 
of our Board of Directors, the repurchase program will expire when we have repurchased all shares authorized for repurchase 
thereunder. No Common Stock was repurchased during the three-month period ended December 31, 2020. The remaining 
shares of Common Stock that may be purchased under that authorization are 280,491. 

See Item 12 in Part III of this Annual Report on Form 10-K for certain information concerning shares of our Common Stock 
authorized for issuance under our equity compensation plans. 

15 

 
  
  
  
  
  
  
  
  
 
 
The following graph compares the cumulative 5-year total return provided shareholders on our common stock relative to the 
cumulative  total  returns  of  the  NASDAQ  Composite  Index  and  the  Russell  2000  Index.  An  investment  of  $100  (with 
reinvestment of all dividends) is assumed to have been made in our common stock and in each of the indexes on December 
31, 2015, and our relative performance is tracked through December 31, 2020.  

The stock price performance included in this graph is not necessarily indicative of future stock price performance. 

12/15    

12/16    

12/17    

12/18     12/19    12/20 

National Research Corporation – Formerly Class B       100.00      

123.06      

173.87       

--      

--    

-- 

National Research Corporation Common Stock - 
Formerly Class A 

     100.00      

121.06      

241.04       

253.96      445.62

   290.26 

NASDAQ Composite 

     100.00      

108.87      

141.13       

137.12      187.44    271.64 

Russell 2000 

     100.00      

121.31      

139.08       

123.76      155.35    186.36 

16 

 
  
 
 
  
  
  
      
        
        
        
        
      
 
  
      
        
        
        
        
      
 
 
  
      
        
        
        
        
      
 
  
      
        
        
        
        
      
 
  
 
 
Item 6.   Selected Financial Data 

The selected statement of income data for the years ended December 31, 2020, 2019 and 2018, and the selected balance sheet 
data as of December 31, 2020 and 2019, are derived from, and are qualified by reference to, our audited consolidated financial 
statements included elsewhere in this Annual Report on Form 10-K. The selected statement of income data for the years 
ended December 31, 2017 and 2016, and the balance sheet data as of December 31, 2018, 2017 and 2016, are derived from 
audited consolidated financial statements not included herein. The information set forth below should be read in conjunction 
with  “Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations”  and  our  consolidated 
financial statements and notes thereto included in Items 7 and 8, respectively, of this Annual Report on Form 10-K. 

Statement of Income Data: 
Revenue 
Insurance recoveries 
Operating expenses: 

Direct 
Selling, general and administrative 
Depreciation, amortization and impairment 

Total operating expenses 

Operating income 
Other income (expense) 
Income before income taxes 
Provision for income taxes 
Net income 
Earnings per share common stock: 
Basic Earnings per share: 

Common Stock (formerly Class A) 
Class B 

Diluted Earnings per share: 

Common Stock (formerly Class A) 
Class B 

Weighted average share and share equivalents 

outstanding: 
Common Stock (formerly Class A) – basic 
Class B – basic 
Common Stock (formerly Class A) – diluted 
Class B – diluted 

Balance Sheet Data: 
Working capital surplus (deficiency) 
Total assets 
Total debt and finance lease obligations, net of 

unamortized debt issuance costs 

Total shareholders’ equity 
Cash dividends declared per share: 

Common Stock (formerly class A) 
Class B common stock 

2020 

 2019(2)(3) 

Year Ended December 31,  
 2018(1)(2) 
 2017 
(In thousands, except per share data) 

 2016 

  $ 

133,277    $ 
533      

127,982    $ 
--      

119,686    $ 
--      

117,559    $ 
--      

109,384  
--  

49,187      
34,441      
7,505      
91,133      
42,677      
(1,210)     
41,467      
4,207      
37,260    $ 

1.48    $ 
--    $ 

1.45    $ 
--    $ 

46,435      
32,973      
5,539      
84,947      
43,035      
(2,516)     
40,519      
8,113      
32,406    $ 

1.30    $ 
--    $ 

1.26    $ 
--    $ 

47,577      
31,371      
5,463      
84,411      
35,275      
(566)     
34,709      
4,662      
30,047    $ 

1.08    $ 
1.31    $ 

1.04    $ 
1.27    $ 

49,068      
29,686      
4,586      
83,340      
34,219      
64      
34,283      
11,340      
22,943    $ 

0.54    $ 
3.26    $ 

0.52    $ 
3.18    $ 

45,577  
28,385  
4,225  
78,187  
31,197  
159  
31,356  
10,838  
20,518  

0.49  
2.93  

0.48  
2.88  

  $ 

  $ 
  $ 

  $ 
  $ 

25,170      
--      
25,696      
--      

24,809      
--      
25,653      
--      

23,562      
3,527      
24,448      
3,628      

20,770      
3,514      
21,627      
3,603      

20,713  
3,505  
21,037  
3,560  

2020 

 2019(2)(3) 

 2018(1)(2) 
 2017 
(In thousands, except per share data) 

 2016 

  $ 

22,431    $ 
133,423      

(8,998)   $ 
110,685      

(18,699)   $ 
108,032      

19,949    $ 
127,316      

15,551  
120,624  

31,878      
64,315      

34,959      
32,892      

38,723      
19,083      

1,225      
90,041      

3,732  
82,806  

  $ 

0.21      
--    $ 

0.78      
--    $ 

1.13      
.60    $ 

.40      
2.40    $ 

.34  
2.04  

(1)  On January 1, 2018, we adopted Accounting Standards Update 2014-09, Revenue- Revenue from Contracts with Customers 
and all related amendments using the modified retrospective method for all incomplete contracts as of the date of adoption. 
See Notes 1 and 3 to our consolidated financial statements. 

(2)  As described in Note 2 to our consolidated financial statements, we completed the Recapitalization in April 2018 which 
settled all then-existing outstanding class B share-based awards, resulting in the elimination of the class B common stock 
and reclassified class A common stock to Common Stock. 

(3)  On  January  1,  2019,  we  adopted  Accounting  Standards  Update  2016-02,  Leases,  and  all  related  amendments  using  the 
modified retrospective method for all incomplete contracts as of the date of adoption. See Notes 1 and 10 to our consolidated 
financial statements. 

17 

 
  
  
  
  
  
  
  
    
    
    
    
  
  
  
  
  
  
  
    
      
        
        
        
        
  
    
    
    
    
    
    
    
    
      
        
        
        
        
  
      
        
        
        
        
  
      
        
        
        
        
  
      
        
        
        
        
  
    
    
    
    
  
  
  
    
    
    
    
  
  
  
  
  
  
  
    
    
    
      
        
        
        
        
  
    
  
  
  
  
 
 
Item 7.   Management’s Discussion and Analysis of Financial Condition and Results of Operations  

Overview 

Our purpose is to establish human understanding. Our solutions enable health care organizations to understand what matters 
most  to  each  person  they  serve.  We  are  a  leading  provider  of  analytics  and  insights  that  facilitate  measurement  and 
improvement  of  the  patient  and  employee  experience  while  also  increasing  patient  engagement  and  customer  loyalty  for 
healthcare organizations. Our heritage, proprietary methods, and holistic approach enable our partners to better understand 
the people they care for and design experiences that inspire loyalty and trust, while also facilitating regulatory compliance 
and the shift to population-based health management. Our ability to measure what matters most and systematically capture, 
analyze and deliver insights based on self-reported information from patients, families and consumers is critical in today’s 
healthcare market. We believe that access to and analysis of our extensive consumer-driven information is becoming more 
valuable  as  healthcare  providers  increasingly  need  to  more  deeply  understand  and  engage  the  people  they  serve  to  build 
customer loyalty. 

Our portfolio of subscription-based solutions provides actionable information and analysis to healthcare organizations across 
a  range  of  mission-critical,  constituent-related  elements,  including  patient  experience,  service  recovery,  care  transitions, 
health risk assessments, employee engagement, reputation management, and brand loyalty. We partner with clients across the 
continuum of healthcare services. Our clients include integrated health systems, post-acute providers and payer organizations. 
We believe this cross-continuum positioning is a unique and an increasingly important capability as evolving payment models 
drive healthcare providers and payers towards a more collaborative and integrated service model. 

The outbreak of COVID-19, and the associated responses, have impacted our business in a variety of ways.  Governments 
have  implemented  business  and  travel  restrictions,  recommended  social  distancing  and  other  guidelines,  and  temporarily 
suspended the requirement for certain healthcare organizations to periodically assess the performance of the care they provide 
(although many providers continue to do so). Many businesses, including many of our clients, have de-emphasized external 
business opportunities and restricted in-person meetings while shifting their attention toward addressing COVID-19 planning, 
business  disruptions,  higher  costs,  and  revenue  shortfalls.  At  NRC  Health,  our  workforce  remains  intact  and  highly 
engaged.   The  vast  majority  of  our  associates  are  working  remotely,  and  to  date  we  have  been  capable  of  providing  our 
services without significant disruption. Historically, we have relied on national travel as part of our sales efforts, but as a 
result of the pandemic we have placed an indefinite hold on all company related travel. The duration and severity of the 
COVID-19 pandemic and associated responses on our business, including the impact on our revenue, expenses, and cash 
flows, cannot be predicted at this time.  Some clients cost reducing measures have included and could continue to include 
reducing or eliminating the services they purchase from us. Based on the foregoing, we do not expect our recent revenue and 
earnings growth to be indicative of future expectations.  We do, however, expect to have adequate sources of liquidity to meet 
our current and expected needs for the foreseeable future. 

Our  operating  income  in  2020  was  impacted  by  a  significant  increase  in  depreciation  and  amortization,  as  well  as  an 
impairment adjustment. Depreciation and amortization increased by $1.1 million compared to 2019 due to the change in the 
estimated lives of certain assets related to our transformation to a distributed workforce environment, which includes building 
renovations in our headquarters, as well as shortening the useful lives of certain assets associated with our Atlanta, Georgia 
and Markham, Ontario offices based on the expectation that we will vacate the office space before the end of the lease term. 
In addition, we recognized a goodwill impairment adjustment for our Canadian reporting unit of $714,000, as described in 
more detail under “Critical Accounting Policies and Estimates”. 

Critical Accounting Policies and Estimates 

The preparation of financial statements requires management to make estimates and assumptions that affect amounts reported 
therein.  The  following  areas  are  considered  critical  accounting  estimates  because  they  involve  significant  judgments  or 
assumptions, involve complex or uncertain matters or they are susceptible to change and the impact could be material to our 
financial condition or operating results: 

   ● 
   ● 

Revenue recognition; and 
Valuation of goodwill and identifiable intangible assets. 

18 

 
  
  
  
  
  
  
  
  
  
 
 
Revenue Recognition 

We derive a majority of our revenue from annually renewable subscription-based service agreements with our customers, 
which include performance measurement and improvement services, healthcare analytics and governance education services. 
Such  agreements  are  generally  cancelable  on  short  or  no  notice  without  penalty.  See  Notes  1  and  3  to  our  consolidated 
financial statements for a description of our revenue recognition policies. 

Our revenue arrangements with a client may include combinations of more than one service offering which may be executed 
at the same time, or within close proximity of one another. We combine contracts with the same customer into a single contract 
for accounting purposes when the contract is entered into at or near the same time and the contracts are negotiated as a single 
performance obligation. For contracts that contain more than one separately identifiable performance obligation, the total 
transaction price is allocated to the identified performance obligations based upon the relative stand-alone selling prices of 
the  performance  obligations.  The  stand-alone  selling  prices  are  based  on  an  observable  price  for  services  sold  to  other 
comparable  customers,  when  available,  or  an  estimated  selling  price  using  a  cost-plus  margin  or  residual  approach.  We 
estimate the total contract consideration we expect to receive for variable arrangements based on the most likely amount we 
expect  to  earn  from  the  arrangement  based  on  the  expected  quantities.  We  only  include  some  or  a  portion  of  variable 
consideration  in  the  transaction  price  when  it  is  probable that  a  significant  reversal  in  the  amount of cumulative  revenue 
recognized will not occur. We consider the sensitivity of the estimate, our relationship and experience with the client and 
variable services being performed, the range of possible revenue amounts and the magnitude of the variable consideration to 
the overall arrangement. 

Our fixed, non-subscription arrangements typically require us to perform an unspecified amount of services for a fixed price 
during a fixed period of time. Revenues are recognized over time based upon the costs incurred to date in relation to the total 
estimated contract costs. In determining cost estimates, management uses historical and forecasted cost information which is 
based on estimated volumes, external and internal costs and other factors necessary in estimating the total costs over the term 
of the contract. Changes in estimates are accounted for using a cumulative catch up adjustment which could impact the amount 
and timing of revenue for any period. 

If management made different judgments and estimates, then the amount and timing of revenue for any period could differ 
from the reported revenue.  

Valuation of Goodwill and Identifiable Intangible Assets 

Intangible  assets  include  customer  relationships,  trade  names,  technology,  and  goodwill.  Intangible  assets  with  estimable 
useful  lives  are  amortized  over  their  respective  estimated  useful  lives  to  their  estimated residual values  and reviewed  for 
impairment with other long-lived assets in the related asset group whenever events or changes in circumstances indicate that 
the carrying amount of the assets may not be recoverable. We review intangible assets with indefinite lives for impairment 
annually as of October 1 and whenever events or changes in circumstances indicate that the carrying value of an asset may 
not be recoverable. 

When performing the impairment assessment, we will first assess qualitative factors to determine whether it is necessary to 
recalculate the fair value of the intangible assets with indefinite lives. If we believe, as a result of the qualitative assessment, 
that  it  is  more  likely  than not  that  the  fair value  of  the  indefinite-lived  intangibles  is  less  than  their carrying  amount, we 
determine the fair value using a market or income approach. If the carrying value of intangible assets with indefinite lives 
exceeds their fair value, then the intangible assets are written-down to their fair values. We did not recognize any impairments 
related to indefinite-lived intangibles during 2020, 2019 or 2018. 

Goodwill is an asset representing the future economic benefits arising from other assets acquired in a business combination 
that are not individually identified and separately recognized. All of our goodwill is allocated to our reporting units, which 
are the same as our six operating segments: Experience, The Governance Institute, Market Insights, Transparency, National 
Research Corporation Canada and Transitions. Goodwill is reviewed for impairment at least annually, as of October 1, and 
whenever events or changes in circumstances indicate that the carrying value of goodwill may not be recoverable. 

19 

 
  
  
  
  
  
  
  
  
  
 
 
We review goodwill for impairment by first assessing qualitative factors to determine whether any impairment may exist. If 
we believe, as a result of the qualitative assessment, that it is more likely than not that the fair value of a reporting unit is less 
than its carrying amount, a quantitative analysis will be performed, and the fair value of the reporting unit is compared with 
its carrying value (including goodwill). If the carrying value of the reporting unit exceeds the fair value, then goodwill is 
written down by this difference. We performed a qualitative analysis as of October 1, 2020 and determined the fair value of 
each reporting unit likely exceeded the carrying value. No impairments were recorded during the years ended December 31, 
2019 or 2018. A substantial portion of the revenue earned by our Canadian subsidiary is concentrated with one customer. 
While the customer has exercised its option to extend its existing contract to September 2022, during December 2020 we 
chose not to enter into a new contract with this customer or otherwise extend the term of the contract beyond September 2022. 
We subsequently announced that we would close the Canada office at the end of the contract.  As a result, we tested for 
impairment of the Canada reporting unit’s goodwill at December 31, 2020. We recognized an impairment of $714,000 for 
the  excess of  the  Canada reporting  unit’s  carrying value over  the  fair value, using discounted  cash  flows.  The  remaining 
balance of goodwill of our Canada reporting unit at December 31, 2020 was $1.6 million. Changes in the actual amount or 
timing of cash flows or other assumption used to discount cash flows to estimate fair value of the Canada reporting unit could 
result in additional impairment. 

Results of Operations 

The following table and graphs set forth, for the periods indicated, selected financial information derived from our 
consolidated financial statements, including amounts expressed as a percentage of total revenue and the percentage change 
in such items versus the prior comparable period (please note that all columns may not add up to 100% due to rounding). 
The trends illustrated in the following table and graphs may not necessarily be indicative of future results. The discussion 
that follows the information should be read in conjunction with our consolidated financial statements. 

Percentage of Total Revenue 
Year Ended December 31, 

2020 

2019 

2018 

Percentage 
Increase (Decrease) 

2020 over 
2019 

2019 over 
2018 

Revenue 
Insurance recoveries 
Operating expenses: 

100.0%     
0.4       

100.0%     
--       

100.0%     
--       

4.1%      

100.0  

Direct 
Selling, general and administrative 
Depreciation, amortization and impairment 

Total operating expenses 
Operating income 

36.9       
25.9       
5.6       
68.4       
32.0%     

36.3       
25.8       
4.3       
66.4       
33.6%     

39.7       
26.2       
4.6       
70.5       
29.5%     

5.9  
4.5  
35.5  
7.3  
(0.8)%     

6.9% 
--  

(2.4) 
5.1  
1.4  
0.6  
22.0% 

20 

 
  
  
  
  
  
     
  
  
  
     
     
     
  
  
  
  
      
         
         
         
  
      
  
    
    
    
      
         
         
         
  
      
  
    
    
    
    
    
    
    
    
    
 
 
 
  
 
 
Year Ended December 31, 2020, Compared to Year Ended December 31, 2019 

Revenue. Revenue in 2020 increased 4.1% to $133.3 million, compared to $128.0 million in 2019, which was driven primarily 
due to both new client sales and growth in contract value from existing clients. Revenue growth was partially offset by revenue 
reductions due to COVID-19, as some clients have reduced or eliminated the services they purchase from us as cost reducing 
measures. Our solutions within the VoC platform in 2020 accounted for 73.3% of total revenue compared to 62.7% in 2019. 
The remaining revenue consists of legacy Experience and Governance Solutions. 

Direct expenses. Direct expenses increased 5.9% to $49.2 million in 2020, compared to $46.4 million in 2019. This was due 
to an increase in fixed expenses of $5.4 million, partially offset by a decrease in variable expenses of $2.6 million. Fixed 
expenses increased primarily as a result of increased salary and benefits and contracted services costs in the customer service 
and information technology areas and less sales tax incentives compared to the same period in 2019. These were partially 
offset by decreased travel and meal costs due to restricted travel from COVID-19. Variable expenses decreased mainly due 
to less postage, printing and paper costs primarily resulting from increased use of digital survey methodologies and decreased 
conference expenses due to rescheduling and virtually hosting the conferences on account of COVID-19. Direct expenses 
increased as a percentage of revenue to 36.9% in 2020, from 36.3% in 2019, as expenses increased by 5.9% while revenue 
for the same period increased by 4.1%. 

Selling, general and administrative expenses. Selling, general and administrative expenses increased 4.5% to $34.4 million 
in 2020 compared to $33.0 million in 2019, primarily due to an increase in software license fees and platform hosting expenses 
of $1.5 million, an increase in contracted services of $1.4 million, additional salary and benefits costs of $864,000 and less 
sales tax incentives of $362,000 compared to the same period in 2019. These increases were partially offset by a decrease in 
travel and meals expense of $1.6 million due to restricted travel associated with COVID-19 and decreases in other taxes and 
licenses of $948,000 primarily due to less sales taxes. Selling, general, and administrative expenses as a percentage of revenue 
was 25.9% in 2020 and 25.8% in 2019. 

Depreciation, amortization and impairment. Depreciation, amortization and impairment expenses increased to $7.5 million 
for the twelve-month period ended December 31, 2020 compared to $5.5 million in 2019. This was primarily due $1.1 million 
in additional depreciation resulting from the change in useful lives of certain assets due to our transformation to a distributed 
workforce environment, which includes building renovations in our headquarters, as well as shortening the useful lives of 
certain assets associated with our Atlanta, Georgia and Markham, Ontario offices based on the expectation that we will vacate 
the office space before the end of the lease term. Additionally, we recognized a $714,000 goodwill impairment adjustment 
for our Canadian reporting unit due to our decision to not enter into a new agreement with an existing client, which accounted 
for  the  majority of revenue  in  Canada. Depreciation,  amortization  and  impairment  expenses  increased  as a  percentage of 
revenue to 5.6% in 2020, from 4.3% in 2019 as depreciation, amortization and impairment expenses increased by 35.5% 
while revenue increased by 4.1% during the same period. 

Other  income  (expense).  Other  expense,  net  was  $1.2  million  for  the  twelve-month  period  ended  December  31,  2020, 
compared to $2.5 million for the same period in 2019. Interest expense decreased to $1.8 million in the 2020 period from $2.1 
million for the same period in 2019 due to the declining balance on our term loan and no borrowings on our Line of Credit 
during the 2020 period. Other non-interest expense changed to other income of $585,000 for the twelve-month period ended 
December 31, 2020, compared to other expense of $462,000 for the same period in 2019, primarily due to gain on insurance 
recoveries  for  property  damage  of  $260,000  and  the  revaluation  of  intercompany  transactions  for  changes  in  the  foreign 
exchange rates. 

Provision for income taxes. Provision for income taxes was $4.2 million (10.1% effective tax rate) in 2020, compared to $8.1 
million (20.0% effective tax rate) in 2019. The effective tax rate for the twelve-month period ended December 31, 2020, was 
lower  primarily  due  to  increased  tax  benefits  of  $4.8  million  from  the  exercise  and  vesting  of  share-based  compensation 
awards, partially offset by a non-deductible goodwill impairment adjustment and higher state income taxes.  

Year Ended December 31, 2019, Compared to Year Ended December 31, 2018 

Revenue. Revenue in 2019 increased 6.9% to $128.0 million, compared to $119.7 million in 2018, which was driven primarily 
due to new customer sales, as well as increases in sales to the existing client base. Our solutions within the VoC platform in 
2019 accounted for 62.7% of total revenue compared to 49.6% in 2018. The remaining revenue consists of legacy Experience 
and Governance Solutions. Clients with agreements for multiple solutions represented 27% of our client base at the end of 
2019, up from 24% at the end of 2018. 

21 

 
  
  
  
  
  
  
  
  
 
 
Direct expenses. Direct expenses decreased 2.4% to $46.4 million in 2019, compared to $47.6 million in 2018. This was due 
to a decrease in variable expenses of $2.6 million, partially offset by an increase in fixed expenses of $1.4 million. Variable 
expenses  decreased  mainly  due  to  less  postage,  printing  and  paper  costs  due  to  lower  volumes  and  changes  in  survey 
methodologies. Fixed expenses increased primarily as a result of increased salary and benefit costs in the customer service 
and information technology areas partially offset by $730,000 of state payroll and sales tax incentives and lower contracted 
services. Direct expenses decreased as a percentage of revenue to 36.3% in 2019, from 39.7% in 2018, as expenses decreased 
by 2.4% while revenue for the same period increased by 6.9%. 

Selling, general and administrative expenses. Selling, general and administrative expenses increased 5.1% to $33.0 million 
in 2019 compared to $31.4 million in 2018, primarily due to increased software license fees and platform hosting expenses 
of $790,000, sales tax expense of $775,000 as a result of a recent sales tax analysis, higher salary and benefit costs of $690,000, 
additional insurance costs of $285,000, increased travel costs of $196,000, higher marketing program expenses of $89,000 
and  additional  company  incentive  event  costs  of  $81,000.  These  were  partially  offset  by  decreased  contract  services  of 
$529,000, a reduction in legal and accounting costs of $469,000 mainly associated with the Recapitalization, the Tax Cut and 
Jobs  Act  and  adoption  of  ASC  606  in  2018  and  state  payroll  and  sales  tax  incentives  of  $917,000.  Selling,  general,  and 
administrative expenses decreased as a percentage of revenue to 25.8% in 2019, from 26.2% in 2018 as expenses increased 
by 5.1% while revenue increased by 6.9% during the same period. 

Depreciation and amortization. Depreciation and amortization expenses remained at $5.5 million for the twelve-month period 
ended  December  31,  2019  and  2018,  however,  there  was  increased  amortization  from  additional  computer  software 
investments primarily offset by an intangible asset that has been fully amortized. Depreciation and amortization expenses 
decreased as a percentage of revenue to 4.3% in 2019, from 4.6% in 2018 as depreciation and amortization expenses increased 
by 1.4% while revenue increased by 6.9% during the same period. 

Other  income  (expense).  Other  expense,  net  was  $2.5  million  for  the  twelve-month  period  ended  December  31,  2019, 
compared to $566,000 for the same period in 2018.  Interest expense increased $578,000 due to additional interest related to 
the term loan originated in April 2018 and borrowings on the line of credit. Other expense, net increased $1.3 million primarily 
due to revaluation of intercompany transactions for changes in the foreign exchange rates. 

Provision for income taxes. Provision for income taxes was $8.1 million (20.0% effective tax rate) in 2019, compared to $4.7 
million (13.4% effective tax rate) in 2018. The effective tax rate for the twelve-month period ended December 31, 2019, was 
higher  mainly  due  to  lower  income  tax  benefits  from  the  exercise  of  share-based  compensation  awards  and  higher  state 
income taxes due to requirements to file in more states. 

Inflation and Changing Prices 

Inflation and changing prices have not had a material impact on revenue or net income in the last three years. 

Liquidity and Capital Resources 

We believe that our existing sources of liquidity, including cash and cash equivalents, borrowing availability, and operating 
cash flows will be sufficient to meet our projected capital and debt maturity needs for the foreseeable future. Cash dividends 
in the aggregate amount of $5.3 million were declared and paid in 2020. An additional $5.2 million was paid in January 2020 
from dividends declared in 2019. The dividends were paid from cash on hand. 

As of December 31, 2020, our principal sources of liquidity included $34.7 million of cash and cash equivalents, up to $30 
million of unused borrowings under our line of credit and up to $15 million on our delayed draw term note. Of this cash, $5.4 
million was held in Canada. The delayed draw term note can only be used to fund permitted future business acquisitions or 
repurchasing our Common Stock. 

Working Capital 

We  had  a  working  capital  surplus  of  $22.4  million  and  deficiency  of  $9.0  million  on  December  31,  2020  and  2019, 
respectively. 

22 

 
  
  
  
  
  
  
  
  
  
  
  
  
 
 
The change was primarily due to increases in cash and cash equivalents of $21.2 million, trade accounts receivable of $2.3 
million, income taxes receivable of $1.2 million, prepaids of $607,000, and decreases in dividends payable of $5.2 million 
and  deferred  revenue  of  $769,000.  Dividends  payable  decreased  due  dividends  not  being  declared  since  the  three-month 
period ended March 31, 2020. Trade accounts receivable increased due to timing of billing and payments, as well as COVID-
19 causing clients payments to be delayed due to such clients’ cash-flow issues. Prepaid expenses increased due to timing of 
payment for services and supplies. Income taxes receivable changed due to the timing of income tax payments. Our working 
capital is significantly impacted by our large deferred revenue balances which will vary based on the timing and frequency 
of billings on annual agreements. The deferred revenue balances as of December 31, 2020 and December 31, 2019, were 
$15.6 million and $16.4 million, respectively. 

The deferred revenue balance is primarily due to timing of initial billings on new and renewal contracts. We typically invoice 
clients for services before they have been completed. Billed amounts are recorded as billings in excess of revenue earned, or 
deferred revenue, on our consolidated financial statements, and are recognized as income when earned. In addition, when 
work is performed in advance of billing, we record this work as revenue earned in excess of billings, or unbilled revenue. 
Substantially all deferred revenue and all unbilled revenue will be earned and billed respectively, within 12 months of the 
respective period ends. 

Cash Flow Analysis 

A summary of operating, investing, and financing activities are shown in the following table: 

2020 

For the Year Ended December 31, 
2019 
(In thousands) 

2018 

Provided by operating activities 
Used in investing activities 
Used in financing activities 
Effect of exchange rate changes on cash 
Net increase (decrease) in cash and cash equivalents 
Cash and cash equivalents at end of period 

Cash Flows from Operating Activities 

  $ 

  $ 

40,636    $
(3,724)     
(15,503)     
(236)     
21,173      
34,690    $

40,917     $
(4,656 )     
(36,346 )     
611       
526       
13,517     $

39,848  
(5,971) 
(54,497) 
(1,122) 
(21,742) 
12,991  

Cash  flows  from  operating  activities  consist  of  net  income  adjusted  for  non-cash  items  including  depreciation  and 
amortization, deferred income taxes, share-based compensation and related taxes, reserve for uncertain tax positions, loss on 
disposal of property and equipment and the effect of working capital changes. 

Net cash provided by operating activities was $40.6 million for the year ended December 31, 2020, which included net income 
of  $37.3  million,  plus  non-cash  charges  (benefits)  for  deferred  income  taxes,  depreciation,  amortization  and  impairment, 
reserve  for  uncertain  tax  positions,  loss  on  disposal  of  property  and  equipment  and  non-cash  share-based  compensation 
totaling $8.0 million. Changes in working capital decreased cash flows from operating activities by $4.6 million, primarily 
from increases in trade accounts receivable, income taxes receivable, prepaid expenses and other current assets and deferred 
contact costs, and a decrease in accounts payable, which fluctuate due to the timing of payments of prepaids, accounts payable 
and income taxes and the timing of direct and incremental costs directly related to sales. A decrease in deferred revenue also 
contributed  to  the  working  capital  surplus,  which  will  vary  based  on  the  timing  and  frequency  of  billings  on  annual 
agreements. These decreases to cash flows were partially offset by increases in accrued expenses, wages and bonuses which 
fluctuate due to the timing of accrued expenses, wages and bonuses and included the deferral of employer payroll taxes from 
the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”). 

Net cash provided by operating activities was $40.9 million for the year ended December 31, 2019, which included net income 
of  $32.4  million,  plus  non-cash  charges  (benefits)  for  deferred  income  taxes,  depreciation  and  amortization,  reserve  for 
uncertain tax positions, loss on disposal of property and equipment and non-cash share-based compensation totaling $7.9 
million. Changes in working capital increased cash flows from operating activities by $616,000, primarily from increases in 
accounts payable, accrued expenses, wages, bonus and profit sharing, deferred tax incentives, and deferred contract costs, 
net, which fluctuate due to the timing of payments of accounts payable and accrued expenses, and the timing of direct and 
incremental costs directly related to sales. These increases to cash flows were partially offset by decreases in deferred contract 
costs and prepaid expenses and other current assets. 

23 

 
  
  
  
  
  
  
  
  
  
    
    
  
  
  
  
    
    
    
    
  
  
  
  
 
 
Net cash provided by operating activities was $39.8 million for the year ended December 31, 2018, which included net income 
of  $30.0  million,  plus  non-cash  charges  (benefits)  for  deferred  tax  expense,  depreciation  and  amortization,  reserve  for 
uncertain tax positions, loss on disposal of property and equipment and non-cash share-based compensation totaling $8.4 
million. Changes in working capital increased cash flows from operating activities by $1.5 million, primarily from increases 
in income taxes payable and decreases in accounts receivables, which fluctuate due to the timing of income tax payments and 
the timing and frequency of billings on new and renewal contracts, respectively. These increases to cash flows were partially 
offset by an increase in prepaid expenses and other current assets and decreases due to the timing of payments on accounts 
payable, accrued expenses, wages, bonus and profit sharing, deferred contract costs and a decrease in deferred revenue.  

Cash Flows from Investing Activities 

Net cash of $3.7 million was used for investing activities in the year ended December 31, 2020. We used cash of $4.0 million 
for purchases of property and equipment, consisting mainly of computer software classified in property and equipment. We 
received $260,000 in insurance proceeds for damaged property and equipment due to flooding. 

Net cash of $4.7 million was used for investing activities in the year ended December 31, 2019 for purchases of property and 
equipment. These expenditures consisted mainly of computer software classified in property and equipment. 

Net cash of $6.0 million was used for investing activities in the year ended December 31, 2018 for purchases of property and 
equipment. 

Cash Flows from Financing Activities 

Net cash used in financing activities was $15.5 million in the year ended December 31, 2020. In 2020 we used cash to repay 
borrowings  under  the  term  notes  totaling  $3.6  million,  to  pay  loan  commitment  fees  of  $36,000  and  for  finance  lease 
obligations of $332,000. In 2020 we also used cash to pay $10.5 million of dividends on our Common Stock and to pay 
payroll tax withholdings related to share-based compensation of $2.8 million. Proceeds from the exercise of stock options 
were $1.7 million in 2020. 

Net cash used in financing activities was $36.3 million in the year ended December 31, 2019. In 2019 we used cash to repay 
borrowings under the term notes totaling $3.7 million, to repay borrowings on the line of credit of $21.0 million and for 
finance lease obligations of $229,000. In 2019 we also used cash to pay $31.3 million of dividends on our Common Stock 
and to pay payroll tax withholdings related to share-based compensation of $1.1 million. In 2019 borrowings on our line of 
credit provided cash of $21.0 million. 

Net cash used in financing activities was $54.5 million in the year ended December 31, 2018. In 2018 we used cash for the 
Recapitalization of $72.4 million (see Note 2 to our consolidated financial statements), to repay borrowings under the term 
notes totaling $3.1 million, to repay borrowings on the line of credit of $2.5 million, to pay loan origination fees on the new 
credit agreement of $187,000 and for finance lease obligations of $157,000. In 2018, we also used cash to pay $16.9 million 
of dividends on our Common Stock and to pay payroll tax withholdings related to share-based compensation of $1.9 million. 
In  2018  borrowings  on  our  new  term  loan  and  the  new  line  of  credit  provided  cash  of  $40  million  and  $2.5  million, 
respectively. 

Capital Expenditures 

We paid cash of $4.0 million for capital expenditures in the year ended December 31, 2020. These expenditures consisted 
mainly of computer software and hardware and furniture and equipment. In addition to continued expenditures for computer 
software  and  hardware  and  furniture  and  equipment  in  2021,  we  expect  substantially  higher  capital  expenditures  for 
investment in our VoC platform and building improvements, with the total amount yet to be determined, which we expect to 
be funded through cash generated from operations. 

Debt and Equity 

Our credit agreement (the “Credit Agreement”) with First National Bank of Omaha (“FNB”) was amended and restated on 
May 28, 2020 and includes (i) a $30,000,000 revolving credit facility (the “Line of Credit”), (ii) a $33,002,069 term loan (the 
“Term Loan”) and (iii) a $15,000,000 delayed draw-dawn term facility (the “Delayed Draw Term Loan” and, together with 
the  Line  of  Credit  and  the  Term  Loan,  the  “Credit  Facilities”).  The  Delayed  Draw  Term  Loan  may  be  used  to  fund  any 
permitted future business acquisitions or repurchases of our Common Stock and the Line of Credit can be used to fund ongoing 

24 

 
  
  
  
  
  
  
  
  
  
  
  
  
working capital needs and for other general corporate purposes. The May 2020 amendment increased the Line of Credit from 
$15,000,000 to $30,000,000. 

The amended Term Loan revised the remaining payments for the existing balance outstanding of $33,002,069 to monthly 
installments of $462,988 through May 2025, with a balloon payment due at maturity in May 2025. The Term Loan bears 
interest at a fixed rate per annum of 5%.   

Borrowings under the Line of Credit and the Delayed Draw Term Loan, if any, bear interest at a floating rate equal to the 30-
day  London  Interbank  Offered  Rate  plus  225  basis  points  (2.40%  at  December  31,  2020).  Interest  on  the  Line  of  Credit 
accrues and is payable monthly. Principal amounts outstanding under the Line of Credit are due and payable in full at maturity, 
in May 2023. As of December 31, 2020, and December 31, 2019, the Line of Credit did not have a balance. There were no 
borrowings  on  the  Line  of  Credit  during  2020.  There  have  been  no  borrowings  on  the  Delayed  Draw  Term  Loan  since 
origination. 

We are obligated to pay ongoing unused commitment fees quarterly in arrears pursuant to the Line of Credit and the Delayed 
Draw Term Loan facility at a rate of 0.20% per annum based on the actual daily unused portions of the Line of Credit and the 
Delayed Draw Term Loan facility, respectively. 

The  Credit  Agreement  contains  customary  representations,  warranties,  affirmative  and  negative  covenants  (including 
financial covenants) and events of default. The negative covenants include, among other things, restrictions regarding the 
incurrence of  indebtedness  and  liens, repurchases  of our Common  Stock  and  acquisitions, subject  in  each  case  to certain 
exceptions. Pursuant to the Credit Agreement, we are required to maintain a minimum fixed charge coverage ratio of 1.10x 
for all testing periods throughout the term(s) of the Credit Facilities, which calculation excludes, unless our liquidity falls 
below  a  specified  threshold,  (i)  any  cash  dividend  in  a  fiscal  quarter  that,  together  with  all  other  cash  dividends  paid  or 
declared during such fiscal quarter, exceeds $5,500,000 in total cash dividends paid or declared, (ii) the portion of the purchase 
price  for  any  permitted  share  repurchase  of  our  shares  paid  with  cash  on  hand,  and  (iii)  the  portion  of  any  acquisition 
consideration for a permitted acquisition paid with cash on hand. We are also required to maintain a cash flow leverage ratio 
of 3.00x or less for all testing periods throughout the terms of the Credit Facilities. As of December 31, 2020, we were in 
compliance with our financial covenants. 

All obligations under the Credit Facilities are to be guaranteed by each of our direct and indirect wholly owned domestic 
subsidiaries, if any, and, to the extent required by the Credit Agreement, direct and indirect wholly owned foreign subsidiaries 
(each, a “guarantor”). 

The Credit Facilities are secured, subject to permitted liens and other agreed upon exceptions, by a first-priority lien on and 
perfected  security  interest  in  substantially  all  of  our  and  our  guarantors’  present  and  future  assets  (including,  without 
limitation,  fee-owned  real  property,  and  limited,  in  the  case  of  the  equity  interests  of  foreign  subsidiaries,  to  65%  of  the 
outstanding equity interests of such subsidiaries). 

We  have  finance  leases  for  computer  equipment,  office  equipment,  printing  and  inserting  equipment.  The  balance  of  the 
finance leases as of December 31, 2020 was $1.3 million. 

We incurred expenses related to the Recapitalization of approximately $721,000 in the year ended December 31, 2018, which 
were included in selling and administrative expenses. 

A sales tax accrual of $775,000 was recorded in 2019 for sales taxes that should have been collected from clients in 2019 and 
certain previous years. We received a revenue ruling from the state of Washington noting that our services are not subject to 
retail sales tax, and therefore, reversed $268,000 of sales tax accrual for the state of Washington in the third quarter of 2020. 
We have completed voluntary disclosure agreements with certain states, remitted past due sales tax, are remitting current 
sales tax timely, are collecting sales tax from clients, and no accrual for past due sales tax remains as of December 31, 2020. 
State and local jurisdictions have differing rules and regulations governing sales, use, and other taxes and these rules and 
regulations can be complex and subject to varying interpretations that may change over time. As a result, we could face the 
possibility of tax assessment and audits, and our liability for these taxes and associated interest and penalties could exceed 
our original estimates. 

25 

 
  
  
  
  
  
  
  
  
  
  
 
 
Contractual Obligations 

We had contractual obligations to make payments in the following amounts in the future as of December 31, 2020: 

Contractual Obligations(1) 
(In thousands) 

Operating leases 
Finance leases 
Uncertain tax positions(2) 
Long-term debt 
Total 

Total 
Payments 

Less than 
One Year 

One to 

Three to 

Three Years     

Five Years      

After 
Five Years    

  $ 

  $ 

1,471    $ 
1,326      
--      
35,544      
38,341    $ 

509    $ 
527      
--      
5,556      
6,592    $ 

641    $ 
786      
--      
11,112      
12,539    $ 

321    $ 
13      
--      
18,876      
19,210    $ 

--  
--  
--  
--  
--  

(1)  Amounts are inclusive of interest payments, where applicable. 
(2)  We  have  $783,000  in  liabilities  associated  with  uncertain  tax  positions.  We  are  unable  to  reasonably  estimate  the 

expected cash settlement dates of these uncertain tax positions with the taxing authorities. 

We generally do not make unconditional, non-cancelable purchase commitments. We enter into purchase orders in the normal 
course of business, but these purchase obligations do not exceed one year. 

Stock Repurchase Program 

Our Board of Directors authorized the repurchase of up to 2,250,000 then-existing class A shares and 375,000 then-existing 
class B shares of common stock in the open market or in privately negotiated transactions under a stock repurchase program 
that  was  originally  approved  in  February  2006  and  subsequently  amended  in  May  2013.  In  connection  with  the 
Recapitalization  in  April  2018,  our  Board  of  Directors  further  amended  the  stock  repurchase  program  to  eliminate  the 
repurchase of the former class B common stock. As of December 31, 2020, the remaining number of shares of Common Stock 
that could be purchased under this authorization was 280,491 shares.  

Off-Balance Sheet Obligations 

We have no significant off-balance sheet obligations. 

Recent Accounting Pronouncements  

See Note 1 to our consolidated financial statements for a description of recently issued accounting pronouncements. 

26 

 
  
  
  
    
    
      
        
        
        
        
  
    
    
    
  
  
  
  
  
  
  
  
  
 
 
Item 7A.  Quantitative and Qualitative Disclosure About Market Risk  

Our primary market risk exposures are changes in foreign currency exchange rates and interest rates. 

Our Canadian subsidiary uses Canadian dollars as its functional currency. It translates its assets and liabilities into U.S. dollars 
at the exchange rate in effect at the balance sheet date. It translates its revenue and expenses at the average exchange rate 
during the period. We include translation gains and losses in accumulated other comprehensive income (loss), a component 
of shareholders’ equity. Foreign currency translation gains (losses) were ($189,550), $707,000 and ($1.3 million) in 2020, 
2019 and 2018, respectively. Gains and losses related to transactions denominated in a currency other than the functional 
currency of the countries in which we operate and short-term intercompany accounts are included in other income (expense) 
in the consolidated statements of income and amounted to ($333,000), ($483,000) and $893,000 in 2020, 2019 and 2018, 
respectively.  The  change  is  primarily  the  result  of  exchange  rate  fluctuation  applied  to  an  intercompany  loan  from  our 
Canadian subsidiary which was paid off in the three-month period ended September 30, 2020. A portion of our cash in our 
Canadian subsidiary is denominated in foreign currencies, where fluctuations in exchange rates will impact our cash balances 
in U.S. dollar terms. A sensitivity analysis assuming a hypothetical 10% change in the value of the U.S. dollar versus the 
Canadian dollar would impact our reported cash balance by approximately $686,000. We have not entered into any foreign 
currency hedging transactions. We do not purchase or hold any currency exchange related derivative financial instruments. 

We are exposed to interest rate risk with both our fixed-rate Term Loan and variable rate Line of Credit. Interest rate changes 
for borrowings under our fixed-rate Term Loan would impact the fair value of such debt, but do not impact earnings or cash 
flow. At December 31, 2020, our fixed-rate Term Loan totaled $30.7 million. Based on a sensitivity analysis, a one percent 
per annum change in market interest rates as of December 31, 2020, would impact the estimated fair value of our fixed-rate 
Term Loan outstanding at December 31, 2020 by approximately $944,000. 

Borrowings under our Line of Credit and Delayed Draw Term Loan, if any, bear interest at a floating rate equal to the 30-day 
LIBOR plus 225 basis points. Borrowings under the Line of Credit and Delayed Draw Term Note may not exceed $30.0 
million and $15.0 million, respectively. There were no borrowings outstanding under the Line of Credit at December 31, 
2020, or at any time during 2020. There were no borrowings outstanding under the Delayed Draw Term Note at December 
31, 2020, or at any time during 2020. A sensitivity analysis assuming a hypothetical 10% movement in interest rates applied 
to the average daily borrowings and the maximum borrowings available under the Line of Credit for 2020 indicated that such 
a movement would not have a material impact on our consolidated financial position, results of operations or cash flows. We 
have not entered into any interest rate swaps or hedging transactions. 

LIBOR is currently expected to be phased out in 2021. We are required to pay interest on borrowings under our Line of Credit 
and Delayed Draw Term Loan at floating rates based on LIBOR. Future debt that we may incur may also require that we pay 
interest based upon LIBOR. Under the terms of our Credit Agreement with FNB, if LIBOR becomes unavailable during the 
term of the agreement, FNB may, in its discretion and in a manner consistent with market practice, designate a substitute 
index. We currently expect that the determination of interest under our Credit Agreement would be revised to provide for an 
interest  rate  that  approximates  the  existing  interest  rate  as  calculated  in  accordance  with  LIBOR.  Despite  our  current 
expectations, we cannot be sure that if LIBOR is phased out or transitioned, the changes to the determination of interest under 
our agreements would approximate the current calculation in accordance with LIBOR. We do not know what standard, if any, 
will replace LIBOR if it is phased out or transitioned. 

27 

 
  
  
  
  
 
 
 
Item 8.   Financial Statements and Supplementary Data 

Quarterly Financial Data (Unaudited) 

The  following  table  sets  forth  selected  financial  information  for  each  of  the  eight  quarters  in  the  two-year  period  ended 
December 31, 2020. This unaudited information has been prepared on the same basis as the consolidated financial statements 
and includes all normal recurring adjustments necessary to present fairly this information when read in conjunction with our 
audited consolidated financial statements and the notes thereto. 

(In thousands, except per share data) 
Quarter Ended 

Dec. 31,  
2020 

Sept 30,  
2020 

June 30, 
2020 

Mar. 31, 
2020 

Dec. 31,  
2019 

Sept 30,  
2019 

June 30, 
2019 

Mar. 31, 
2019 

Revenue 
Insurance recoveries 
Direct expenses 
Selling, general and 
administrative 
expenses 
Depreciation, 

  $  34,774    $ 33,477    $ 31,166    $ 33,860    $ 32,623    $ 32,465    $ 31,414    $ 31,480  
--  
--      
     12,818       12,189       11,634       12,546       11,166       12,109       11,506       11,654  

533      

--      

--      

--      

--      

--      

8,887      

7,953      

8,852      

8,749      

8,241      

8,706      

8,319      

7,707  

amortization and 
impairment 
Operating income 
Other income (expense)     
Provision for income 

2,882      

1,847      
     10,187       12,021      
(355)     

(313)     

1,371      

1,405      
1,415  
9,275       11,194       11,962       10,220       10,149       10,704  
(844) 
(718)     

1,430      

1,440      

1,254      

(664)     

(597)     

(411)     

176      

1,662      
  $  8,212    $

2,088      
9,578    $

842      

(385)     
7,715    $ 11,755    $

2,667      
8,698    $

1,690      
8,119    $

2,092      
7,393    $

1,664  
8,196  

taxes 
Net income 
Earnings per share of 
common stock: 
Basic earnings per 

share 
Common (formerly 

class A) 

  $ 

0.32    $

0.38    $

0.31    $

0.47    $

0.35    $

0.33    $

0.30    $

0.33  

Dilutive earnings per 

share 
Common (formerly 

class A) 
Weighted average 

shares outstanding 
– basic 
Common (formerly 

class A) 
Weighted average 

shares outstanding 
– diluted 
Common (formerly 

  $ 

0.32    $

0.37    $

0.30    $

0.46    $

0.34    $

0.31    $

0.29    $

0.32  

     25,337       25,219       25,148       24,972       24,852       24,827       24,789       24,766  

class A) 

     25,684       25,704       25,680       25,725       25,715       25,741       25,586       25,509  

28 

 
  
  
  
  
  
  
  
  
  
  
  
    
    
    
    
    
    
    
  
  
      
        
        
        
        
        
        
        
  
    
    
    
    
      
        
        
        
        
        
        
        
  
      
        
        
        
        
        
        
        
  
      
        
        
        
        
        
        
        
  
      
        
        
        
        
        
        
        
  
      
        
        
        
        
        
        
        
  
  
 
 
Report of Independent Registered Public Accounting Firm 

To the Shareholders and the Board of Directors 
National Research Corporation: 

Opinions on the Consolidated Financial Statements and Internal Control Over Financial Reporting 

We  have  audited  the  accompanying  consolidated  balance  sheets  of  National  Research  Corporation  and  subsidiary  (the 
Company)  as  of  December  31,  2020  and  2019,  the  related  consolidated  statements  of  income,  comprehensive  income, 
shareholders’ equity, and cash flows for each of the years in the three-year period ended December 31, 2020, and the related 
notes (collectively, the consolidated financial statements). We also have audited the Company’s internal control over financial 
reporting as of December 31, 2020, based on criteria established in Internal Control – Integrated Framework (2013) issued 
by the Committee of Sponsoring Organizations of the Treadway Commission. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial 
position of the Company as of December 31, 2020 and 2019, and the results of its operations and its cash flows for each of 
the  years  in  the  three-year  period  ended  December  31,  2020,  in  conformity  with  U.S.  generally  accepted  accounting 
principles. Also in our opinion, the Company maintained, in all material respects, effective internal control over financial 
reporting as of December 31, 2020 based on criteria established in Internal Control – Integrated Framework (2013) issued by 
the Committee of Sponsoring Organizations of the Treadway Commission. 

Basis for Opinions 

The Company’s management is responsible for these consolidated financial statements, for maintaining effective internal 
control  over  financial  reporting,  and  for  its  assessment  of  the  effectiveness  of  internal  control  over  financial  reporting, 
included in the accompanying Management's Report on Internal Control over Financial Reporting. Our responsibility is to 
express an opinion on the Company’s consolidated financial statements and an opinion on the Company’s internal control 
over financial reporting based on our audits. We are a public accounting firm registered with the Public Company Accounting 
Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Company in accordance 
with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and 
the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform 
the  audits  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  are  free  of  material 
misstatement, whether due to error or fraud, and whether effective internal control over financial reporting was maintained 
in all material respects. 

Our  audits  of  the  consolidated  financial  statements  included  performing  procedures  to  assess  the  risks  of  material 
misstatement of the consolidated financial statements, whether due to error or fraud, and performing procedures that respond 
to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the 
consolidated financial statements. Our audits also included evaluating the accounting principles used and significant estimates 
made by management, as well as evaluating the overall presentation of the consolidated financial statements. Our audit of 
internal  control  over  financial  reporting  included  obtaining  an  understanding  of  internal  control  over  financial  reporting, 
assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal 
control based on the assessed risk. Our audits also included performing such other procedures as we considered necessary in 
the circumstances. We believe that our audits provide a reasonable basis for our opinions. 

Definition and Limitations of Internal Control Over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures 
that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to 
permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the company are being made only in accordance with authorizations of management and directors of the 
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 
disposition of the company’s assets that could have a material effect on the financial statements. 

29 

 
  
  
  
  
  
  
  
  
  
  
  
Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

Critical Audit Matter 

The critical audit matter communicated below is a matter arising from the current period audit of the consolidated financial 
statements that was communicated or required to be communicated to the audit committee and that: (1) relates to accounts or 
disclosures that are material to the consolidated financial statements and (2) involved our especially challenging, subjective, 
or complex judgments. The communication of a critical audit matter does not alter in any way our opinion on the consolidated 
financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing a separate 
opinion on the critical audit matter or on the accounts or disclosures to which it relates. 

Evaluation of sufficiency of audit evidence over new and modified subscription-based service agreement terms 

As discussed in Notes 1 and 3 to the consolidated financial statements, revenue consists of service arrangement contracts 
with customers that can include more than one separately identifiable performance obligation. The Company’s revenue for 
the year ended December 31, 2020 included $122.5 million for subscription-based service agreements, a portion of which 
was revenue from new and modified subscription-based service agreements, that was recognized ratably over the subscription 
period and which agreements are renewable at the option of the customer. Subscription-based service agreements represent 
a single promise to stand ready to provide reporting, tools and services throughout the subscription period. 

We identified the evaluation of sufficiency of audit evidence over the key terms within new and modified subscription-based 
service agreements as a critical audit matter. Specifically, the nature and extent of procedures performed over the key terms 
within the new and modified subscription-based service agreements required subjective auditor judgment as recognition of 
revenue  by  the  Company  is  dependent  on  the  accuracy  of  the  key  terms  within  the  related  information  technology  (IT) 
application  used  to  calculate  revenue.  The  key  terms  within  the  new  subscription-based  service  agreements  include 
description of service, transaction price, renewal price and contract term, and the key terms within the modified subscription-
based service agreements are the transaction price and contract term. 

The following are the primary procedures we performed to address this critical audit matter. We applied auditor judgment to 
determine the nature and extent of procedures to be performed over the accuracy of key terms within the IT application, 
including the identification of key terms. We evaluated the design and tested the operating effectiveness of certain internal 
controls over the Company’s subscription-based service revenue process, including controls over the agreements entered into 
during the current year, and the determination of the transaction price and contract term when the agreement was modified 
during the current year. We also tested certain internal controls over the accurate input of the underlying key terms of the 
subscription-based service agreement into the related IT application. For a sample of revenue transactions, we compared the 
key terms used in the revenue calculation to the underlying contract with the customer. We evaluated the sufficiency of audit 
evidence obtained over the key terms within new and modified subscription-based service agreements by assessing the results 
of procedures performed, including the nature and extent of audit effort. 

/s/ KPMG LLP 

We have served as the Company’s auditor since 1997. 

Lincoln, Nebraska 
March 5, 2021 

30 

 
  
  
  
  
  
  
  
  
  
  
  
  
 
 
NATIONAL RESEARCH CORPORATION AND SUBSIDIARY 
CONSOLIDATED BALANCE SHEETS 
(In thousands, except share amounts) 

Current assets: 

Assets 

Cash and cash equivalents 
Trade accounts receivable, less allowance for doubtful accounts of $120 and $144, 

  $ 

34,690    $

13,517   

2020  

2019  

respectively 
Prepaid expenses 
Income taxes receivable 
Other current assets 

Total current assets 

Net property and equipment 
Intangible assets, net 
Goodwill 
Operating lease right-of-use assets 
Deferred contract costs, net 
Other 

Total assets 

Current liabilities: 

Liabilities and Shareholders’ Equity 

Current portion of notes payable, net of unamortized debt issuance costs 
Accounts payable 
Accrued wages and bonuses 
Accrued expenses 
Income taxes payable 
Dividends payable 
Deferred revenue 
Other current liabilities 

Total current liabilities 

Notes payable, net of current portion and unamortized debt issuance costs 
Deferred income taxes 
Other long-term liabilities 

Total liabilities 

Shareholders’ equity: 

Preferred stock, $0.01 par value, authorized 2,000,000 shares, none issued 
Common stock, $0.001 par value; authorized 60,000,000 shares, issued 30,775,154 
in 2020 and 30,151,574 in 2019, outstanding 25,390,968 in 2020 and 24,947,500 
in 2019 

Additional paid-in capital 
Retained earnings (accumulated deficit) 
Accumulated other comprehensive loss, foreign currency translation adjustment 
Treasury stock, at cost; 5,384,186 Common shares in 2020 and 5,204,074 Common 

shares in 2019 

Total shareholders’ equity 

13,923      
2,645      
1,235      
1,619      
54,112      

11,726      
1,410      
57,255      
1,308      
4,555      
3,057      

11,639   
2,038   
69   
1,894   
29,157   

13,530   
1,728   
57,935   
1,628   
4,204   
2,503   

  $ 

133,423    $

110,685   

  $ 

4,061    $
1,095      
6,460      
3,184      
--      
--      
15,585      
1,296      
31,681      

26,547      
7,265      
3,615      
69,108      

4,378   
1,279   
6,086   
3,408   
366   
5,239   
16,354   
1,045   
38,155   

29,795   
7,399   
2,444   
77,793   

--      

--   

31      
171,785      
(61,375)     
(2,399)     

(43,727)     
64,315      

30   
162,154   
(93,357 ) 
(2,209 ) 

(33,726 ) 
32,892   

Total liabilities and shareholders’ equity 

  $ 

133,423    $

110,685   

See accompanying notes to consolidated financial statements.  

31 

 
  
  
  
    
  
    
  
      
  
  
      
        
  
    
    
    
    
    
  
      
        
  
    
    
    
    
    
    
  
      
        
  
  
      
        
  
    
  
      
  
  
      
        
  
    
    
    
    
    
    
    
    
  
      
        
  
    
    
    
    
  
      
        
  
      
        
  
    
    
    
    
    
    
    
  
      
        
  
  
  
 
 
NATIONAL RESEARCH CORPORATION AND SUBSIDIARY 
CONSOLIDATED STATEMENTS OF INCOME 
(In thousands, except share amounts) 

Revenue 

Insurance recoveries 

Operating expenses: 

Direct 
Selling, general and administrative 
Depreciation, amortization and impairment 

Total operating expenses 

Operating income 

Other income (expense): 

Interest income 
Interest expense 
Other, net 

2020 

2019 

2018  

  $ 

133,277    $

127,982     $

119,686  

533      

--       

--  

49,187      
34,441      
7,505      
91,133      

46,435       
32,973       
5,539       
84,947       

47,577  
31,371  
5,463  
84,411  

42,677      

43,035       

35,275  

18      
(1,813)     
585      

37       
(2,091 )     
(462 )     

62  
(1,513) 
885  

Total other income (expense) 

(1,210)     

(2,516 )     

(566) 

Income before income taxes 

41,467      

40,519       

34,709  

Provision for income taxes 

4,207      

8,113       

4,662  

Net income 

  $ 

37,260    $

32,406     $

30,047  

Earnings per share of common stock: 

Basic earnings per share: 

Common (formerly Class A) 
Class B 

Diluted earnings per share: 

Common (formerly Class A) 
Class B 

Weighted average shares and share equivalents outstanding 

Common (formerly Class A) - basic 
Class B - basic 
Common (formerly Class A) - diluted 
Class B - diluted 

See accompanying notes to consolidated financial statements. 

  $ 
  $ 

  $ 
  $ 

1.48    $
--    $

1.45    $
--    $

1.30     $
--     $

1.26     $
--     $

25,170      
--      
25,696      
--      

24,809       
--       
25,653       
--       

1.08  
1.31  

1.04  
1.27  

23,562  
3,527  
24,448  
3,628  

32 

 
  
  
  
    
    
  
  
      
        
        
  
  
      
        
        
  
    
  
      
        
        
  
      
        
        
  
    
    
    
    
  
      
        
        
  
    
  
      
        
        
  
      
        
        
  
    
    
    
  
      
        
        
  
    
  
      
        
        
  
    
  
      
        
        
  
    
  
      
        
        
  
  
      
        
        
  
      
        
        
  
      
        
        
  
      
        
        
  
  
      
        
        
  
      
        
        
  
    
    
    
    
  
  
  
 
 
NATIONAL RESEARCH CORPORATION AND SUBSIDIARY 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME  
(In thousands) 

2020 

2019 

2018 

Net income 

  $ 

37,260    $

32,406     $

30,047  

Other comprehensive income (loss): 
Cumulative translation adjustment 
Other comprehensive income (loss) 

Comprehensive income 

See accompanying notes to consolidated financial statements. 

  $ 
  $ 

  $ 

(190)   $
(190)   $

707     $
707     $

(1,281) 
(1,281) 

37,070    $

33,113     $

28,766  

33 

 
  
  
  
    
    
  
  
      
        
        
  
  
      
        
        
  
      
        
        
  
  
      
        
        
  
  
  
  
 
 
NATIONAL RESEARCH CORPORATION AND SUBSIDIARY 
CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY 
(In thousands except share and per share amounts) 

Common 
Stock  
(formerly 
Class A)      

Class B 
Common 
Stock 

Additional 
Paid-in 
Capital 

Retained 
Earnings      

Accumulated 
Other 
Comprehensive 
Income (Loss) 

Treasury 
Stock  

     Total 

  $ 

26    $ 

4    $ 

51,025    $ 

77,574    $ 

(1,635)   $ 

(36,953)   $  90,041  

--      

--      

--      

--      

--      

(7,950)     

(7,950) 

Balances at December 31, 2017 
Purchase of 218,344 class A and 3,677 
class B shares of treasury stock 
Issuance of 468,318 class A and 9,296 

class B common shares for the exercise 
of stock options 

Issuance of 3,496 class A restricted 

common shares, net of (forfeitures) 
Non-cash stock compensation expense 
Settlement of class B restricted common 
shares and stock options in connection 
with Recapitalization for cash of $3,271 
and 90,369 class A common shares 
Settlement of class B common shares in 
connection with Recapitalization 
(3,527,246 class B common shares 
exchanged for $69,099 cash and 
3,527,246 class A common shares) 
Retirement of 4,328,552 class B common 

shares in connection with 
Recapitalization 

Dividends declared of $1.13 and $0.60 per 
A and B common share, respectively 
Cumulative effect adjustment for adoption 

  $ 

of ASC 606, net of income tax 
Other comprehensive income, foreign 
currency translation adjustment 

Net income 
Balances at December 31, 2018 
Purchase of 87,203 shares of treasury 

stock 

Issuance of 227,902 common shares for 

the exercise of stock options 

Issuance of 6,005 restricted common 

shares 

Non-cash stock compensation expense 
Dividends declared of $0.78 per common 

share 

Other comprehensive income, foreign 
currency translation adjustment 

Net income 
Balances at December 31, 2019 
Purchase of 180,112 shares of treasury 

  $ 

stock 

Issuance of 630,373 common shares for 

the exercise of stock options 

Forfeiture of 6,793 restricted common 

shares 

Non-cash stock compensation expense 
Dividends declared of $0.21 per common 

share 

Other comprehensive income, foreign 
currency translation adjustment 

Net income 
Balances at December 31, 2020 

  $ 

--      

--      
--      

--      

--      
--      

6,098      

--      
1,514      

--      

--      
--      

--      

--      
--      

--      

6,098  

--      
--      

--  
1,514  

-      

--      

(2,548)     

--      

--      

(723)     

(3,271) 

4      

--      

118,335      

--      

--      

(187,438)      (69,099) 

--      

--      

--      

--      
--      
30    $ 

--      

--      

--      
--      

--      

--      
--      
30    $ 

--      

1      

--      
--      

--      

--      
--      
31    $ 

(4)     

(17,112)     

(186,944)     

--      

204,060      

--  

--      

--      

--      
--      
--    $ 

--      

--      

--      
--      

--      

--      

(29,751)     

--      

2,735      

--      

--      

--       (29,751) 

--      

2,735  

--      
--      

--      
30,047      
157,312    $  (106,339)   $ 

(1,281)     
--      
(2,916)   $ 

--      
(1,281) 
--       30,047  
(29,004)   $  19,083  

--      

3,618      

--      
1,224      

--      

--      

--      
--      

--      

(19,424)     

--      

(4,722)     

(4,722) 

--      

--      
--      

--      

--      

3,618  

--      
--      

--  
1,224  

--       (19,424) 

--      
--      
--    $ 

--      
--      
162,154    $ 

--      
32,406      
(93,357)   $ 

707      
--      
(2,209)   $ 

--      
707  
--       32,406  
(33,726)   $  32,892  

--      

--      

--      
--      

--      

--      

8,951      

--      
680      

--      

--      

--      
--      

--      

(5,278)     

--      

(10,001)      (10,001) 

--      

--      
--      

--      

--      

8,952  

--      
--      

--  
680  

--      

(5,278) 

--      
--      
--    $ 

--      
--      
171,785    $ 

--      
37,260      
(61,375)   $ 

(190)     
--      
(2,399)   $ 

(190) 
--      
--       37,260  
(43,727)   $  64,315  

See accompanying notes to consolidated financial statements.  

34 

 
  
  
  
    
    
    
  
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
  
  
 
 
NATIONAL RESEARCH CORPORATION AND SUBSIDIARY 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(In thousands) 

Cash flows from operating activities: 

Net income 
Adjustments to reconcile net income to net cash provided by operating 

  $ 

2020 

2019 

2018 

37,260    $ 

32,406    $ 

30,047  

activities: 

Depreciation, amortization and impairment 
Deferred income taxes 
Reserve for uncertain tax positions 
Gain on insurance recoveries for damaged property 
Loss on disposal of property and equipment 
Non-cash share-based compensation expense 
Change in assets and liabilities: 
Trade accounts receivable 
Prepaid expenses and other current assets 
Operating lease assets and liability, net 
Deferred contract costs, net 
Accounts payable 
Accrued expenses, wages and bonuses 
Income taxes receivable and payable 
Deferred revenue 
Net cash provided by operating activities 

Cash flows from investing activities: 

Purchases of property and equipment 
Insurance proceeds for damaged property 

Net cash used in investing activities 

Cash flows from financing activities: 

Payments related to Recapitalization 
Proceeds from issuance of note payable 
Borrowings on line of credit 
Payments on line of credit 
Payments on notes payable 
Payment of debt issuance costs 
Payments on finance lease obligations 
Proceeds from the exercise of stock options 
Payment of employee payroll tax withholdings on share-based awards 

exercised 

Payment of dividends on common stock 

Net cash used in financing activities 

Effect of exchange rate changes on cash 

Net increase (decrease) in cash and cash equivalents 

7,505      
(134)     
185      
(260)     
12      
680      

(2,271)     
(827)     
16      
(351)     
(247)     
1,370      
(1,529)     
(773)     
40,636      

(3,984)     
260      
(3,724)     

--      
--      
--      
--      
(3,568)     
(36)     
(332)     
1,734      

(2,784)     
(10,517)     
(15,503)     

(236)     
21,173      

5,539      
1,099      
39      
--      
(6)     
1,224      

311      
(529)     
(8)     
(719)     
647      
806      
11      
97      
40,917      

(4,656)     
--      
(4,656)     

--      
--      
21,000      
(21,000)     
(3,715)     
--      
(229)     
--      

(1,103)     
(31,299)     
(36,346)     

611      
526      

5,463  
1,476  
(288) 
--  
186  
1,514  

2,767  
(833) 
--  
(113) 
(39) 
(566) 
686  
(452) 
39,848  

(5,971) 
--  
(5,971) 

(72,370) 
40,000  
2,500  
(2,500) 
(3,071) 
(187) 
(157) 
--  

(1,853) 
(16,859) 
(54,497) 

(1,122) 
(21,742) 

Cash and cash equivalents at beginning of period 

13,517      

12,991      

34,733  

Cash and cash equivalents at end of period 

Supplemental disclosure of cash paid for: 

Interest expense, net of capitalized amounts 
Income taxes 

Supplemental disclosure of non-cash investing and financing activities: 
Common stock (formerly class A) issued in the Recapitalization in 

exchange for then-existing class B shares and options. 

Finance lease obligations originated for property and equipment 
Stock tendered to the Company for cashless exercise of stock options in 

connection with equity incentive plans 

  $ 

  $ 
  $ 

  $ 
  $ 

  $ 

34,690    $ 

13,517    $ 

12,991  

1,735    $ 
5,217    $ 

2,014    $ 
6,946    $ 

1,282  
2,635  

--    $ 
817    $ 

--    $ 
192    $ 

121,371  
879  

7,217    $ 

3,618    $ 

6,098  

See accompanying notes to consolidated financial statements.  

35 

 
  
  
  
    
    
  
      
        
        
  
      
        
        
  
    
    
    
    
    
    
      
        
        
  
    
    
    
    
    
    
    
    
    
  
      
        
        
  
      
        
        
  
    
    
    
  
      
        
        
  
      
        
        
  
    
    
    
    
    
    
    
    
    
    
    
  
      
        
        
  
    
    
  
      
        
        
  
    
  
      
        
        
  
  
      
        
        
  
      
        
        
  
      
        
        
  
  
 
 
NATIONAL RESEARCH CORPORATION AND SUBSIDIARY 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

(1)  Summary of Significant Accounting Policies 

Description of Business and Basis of Presentation 

National Research Corporation, doing business as NRC Health (“NRC Health,” the “Company,” “we,” “our,” “us” or similar 
terms), is a leading provider of analytics and insights that facilitate measurement and improvement of the patient and employee 
experience while also increasing patient engagement and customer loyalty for healthcare organizations in the United States 
and Canada. Our purpose is to establish human understanding. Our solutions enable health care organizations to understand 
what matters most to each person they serve. Our portfolio of solutions represents a unique set of capabilities that individually 
and collectively provide value to our clients. The solutions are offered at an enterprise level through the Voice of the Customer 
("VoC") platform, The Governance Institute, and legacy Experience solutions.  

Principles of Consolidation 

The  consolidated  financial  statements  include  the  accounts  of  the  Company  and  our  wholly-owned  subsidiary,  National 
Research Corporation Canada. All significant intercompany transactions and balances have been eliminated. 

Use of Estimates 

The preparation of financial statements in conformity with accounting principles generally accepted in the United States of 
America  requires  management  to  make  certain  estimates  and  assumptions  that  affect  the  reported  amounts  of  assets  and 
liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. 
Actual results could differ from those estimates. 

Translation of Foreign Currencies 

Our Canadian subsidiary uses Canadian dollars as its functional currency. It translates its assets and liabilities into U.S. dollars 
at the exchange rate in effect at the balance sheet date. It translates its revenue and expenses at the average exchange rate 
during the period. We include translation gains and losses in accumulated other comprehensive income (loss), a component 
of shareholders’ equity. Gains and losses related to transactions denominated in a currency other than the functional currency 
of  the  country  in  which  we  operate  and  short-term  intercompany  accounts  are  included  in  other  income  (expense)  in  the 
consolidated statements of income. 

Revenue Recognition 

On January 1, 2018, we adopted Accounting Standards Update (“ASU”) 2014-09, Revenue from Contracts with Customers 
and  all  related  amendments  (“ASC  606”  or  “new  revenue  standard”)  using  the  modified  retrospective  method  for  all 
incomplete  contracts  as  of  the  date  of  adoption.  We  applied  the  practical  expedient  to  reflect  the  total  of  all  contract 
modifications occurring before January 1, 2018 in the transaction price and performance obligations at transition rather than 
accounting for each modification separately. Results for reporting periods beginning on or after January 1, 2018 are presented 
under ASC 606, while prior period amounts are not adjusted and continue to be reported under the accounting standards in 
effect for the prior period. As discussed in more detail below and under “Deferred Contract Costs”, the largest impact of 
implementing  the  new  revenue  standard  was  the  deferral  and  amortization  of  direct  and  incremental  costs  of  obtaining 
contracts.  In  addition,  there  were  other  revisions  to  revenue  recognition  primarily  related  to  performance  obligation 
determinations and estimating variable consideration. We recorded a transition adjustment of approximately $2.7 million, net 
of $814,000 of tax, to the opening balance of retained earnings. 

We derive a majority of our revenues from our annually renewable subscription-based service agreements with our customers, 
which include performance measurement and improvement services, healthcare analytics and governance education services. 
Such agreements are generally cancelable on short or no notice without penalty. See Note 3 for further information about our 
contracts with customers. We account for revenue using the following steps: 

   ●  Identify the contract, or contracts, with a customer; 
   ●  Identify the performance obligations in the contract; 
   ●  Determine the transaction price; 

36 

 
   
  
  
  
  
  
  
  
  
  
  
  
  
  
   ●  Allocate the transaction price to the identified performance obligations; and 
   ●  Recognize revenue when, or as, we satisfy the performance obligations. 

Our revenue arrangements with a client may include combinations of more than one service offering which may be executed 
at the same time, or within close proximity of one another. We combine contracts with the same client into a single contract 
for accounting purposes when the contract is entered into at or near the same time and the contracts are negotiated together, 
consideration  in one  contract  depends  on  another  contract,  or  services  in  one or  more contracts  are  a  single  performance 
obligation. For contracts that contain more than one separately identifiable performance obligation, the total transaction price 
is allocated to the identified performance obligations based upon the relative stand-alone selling prices of the performance 
obligations. The stand-alone selling prices are based on an observable price for services sold to other comparable clients, 
when available, or an estimated selling price using a cost-plus margin or residual approach. We estimate the amount of total 
contract consideration we expect to receive for variable arrangements based on the most likely amount we expect to earn from 
the arrangement based on the expected quantities of services we expect to provide and the contractual pricing based on those 
quantities. We only include some or a portion of variable consideration in the transaction price when it is probable that a 
significant reversal in the amount of cumulative revenue recognized will not occur. We consider the sensitivity of the estimate, 
our relationship and experience with the client and variable services being performed, the range of possible revenue amounts 
and the magnitude of the variable consideration to the overall arrangement. Our revenue arrangements do not contain any 
significant financing element due to the contract terms and the timing between when consideration is received and when the 
service is provided. 

Our arrangements with customers consist principally of four different types of arrangements: 1) subscription-based service 
agreements; 2) one-time specified services performed at a single point in time; 3) fixed, non-subscription service agreements; 
and 4) unit-priced service agreements. 

Subscription-based services - Services that are provided under subscription-based service agreements are usually for a twelve 
month period and represent a single promise to stand ready to provide reporting, tools and services throughout the subscription 
period as requested by the client. These agreements are renewable at the option of the client at the completion of the initial 
contract term for an agreed upon price increase each year. These agreements represent a series of distinct monthly services 
that are substantially the same, with the same pattern of transfer to the client as the client receives and consumes the benefits 
throughout  the  contract  period.  Accordingly,  subscription  services  are  recognized  ratably  over  the  subscription  period. 
Subscription services are typically billed annually in advance but may also be billed on a quarterly and monthly basis. 

One-time services – These agreements typically require us to perform a specific one-time service in a particular month. We 
are entitled to a fixed payment upon completion of the service. Under these arrangements, we recognize revenue at the point 
in time we complete the service and it is accepted by the client. 

Fixed, non-subscription services – These arrangements typically require us to perform an unspecified amount of services for 
a fixed price during a fixed period of time. Revenues are recognized over time based upon the costs incurred to date in relation 
to the total estimated contract costs. In determining cost estimates, management uses historical and forecasted cost information 
which is based on estimated volumes, external and internal costs and other factors necessary in estimating the total costs over 
the term of the contract. Changes in estimates are accounted for using a cumulative catch up adjustment which could impact 
the amount and timing of revenue for any period. 

Unit-price services – These arrangements typically require us to perform certain services on a periodic basis as requested by 
the client for a per-unit amount which is typically billed in the month following the performance of the service. Revenue 
under these arrangements is recognized over the time the services are performed at the per-unit amount. 

Revenue  is  presented  net  of  any  sales  tax  charged  to  our  clients  that  we  are  required  to  remit  to  taxing  authorities.  We 
recognize contract assets or unbilled receivables related to revenue recognized for services completed but not invoiced to the 
clients. Unbilled receivables are classified as receivables when we have an unconditional right to contract consideration. A 
contract liability is recognized as deferred revenue when we invoice clients in advance of performing the related services 
under the terms of a contract. Deferred revenue is recognized as revenue when we have satisfied the related performance 
obligation. 

37 

 
  
  
  
  
  
  
  
  
 
 
Deferred Contract Costs  

Deferred  contract  costs,  net  is  stated  at  gross  deferred  costs  less  accumulated  amortization.  We  defer  commissions  and 
incentives, including payroll taxes, if they are incremental and recoverable costs of obtaining a renewable client contract. In 
2020, we  began  providing  information  technology development  work  for  certain  clients  specific  to  their  implementation, 
which are capitalized as deferred contract costs. Deferred contract costs are amortized over the estimated term of the contract, 
including renewals, which generally ranges from three to five years. The contract term was estimated by considering factors 
such as historical client attrition rates and product life. The amortization period is adjusted for significant changes in the 
estimated remaining term of a contract. An impairment of deferred contract costs is recognized when the unamortized balance 
of deferred contract costs exceeds the remaining amount of consideration we expect to receive net of the expected future costs 
directly related to providing those services. We have elected the practical expedient to expense contract costs when incurred 
for any nonrenewable contracts with a term of one year or less. Prior to 2018, all commissions and incentives were expensed 
as incurred. We recorded a transition adjustment on January 1, 2018 as an increase to retained earnings of $2.6 million, net 
of $776,000 of tax, to reflect $3.4 million of commissions and incentives related to contracts that began prior to 2018, net of 
accumulated amortization. We deferred incremental costs of obtaining a contract of $3.7 million, $3.6 million and $2.6 million 
in the years ended December 31, 2020, 2019 and 2018, respectively. Deferred contract costs, net of accumulated amortization 
was $4.6 million and $4.2 million at December 31, 2020 and 2019, respectively. Total amortization by expense classification 
for the years ended December 31, 2020, 2019 and 2018 was as follows: 

Direct expenses 
Selling, general and administrative expenses 
Total amortization 

2020 

2019 
(In thousands) 

2018 

  $ 
  $ 
  $ 

272    $
2,970    $
3,242    $

34     $
2,874     $
2,908     $

83  
2,400  
2,483  

Additional expense included in selling, general and administrative expenses for impairment of costs capitalized due to lost 
clients was $63,000, $22,000 and $51,000 for the years December 31, 2020, 2019 and 2018, respectively. 

Trade Accounts Receivable 

Trade accounts receivable are recorded at the invoiced amount. Effective January 1, 2020, we adopted Accounting Standards 
Update (“ASU”) 2016-13, Measurement of Credit Losses on Financial Instruments. This ASU requires the measurement of 
all  expected  credit  losses  for  financial  assets,  including  trade  receivables,  held  at  the  reporting  date  based  on  historical 
experience, current conditions, and reasonable and supportable forecasts. The adoption of this standard did not have an impact 
on our consolidated financial statements. The allowance for doubtful accounts is our best estimate of the amount of probable 
credit losses in our existing accounts receivable, determined based on our historical write-off experience, current economic 
conditions and reasonable and supportable forecasts about the future. We review the allowance for doubtful accounts monthly. 
Account balances are charged off against the allowance after all means of collection have been exhausted and the potential 
for recovery  is  considered  remote.  The  COVID-19 pandemic has  resulted  in  an  increase  in  accounts  receivables  as  some 
clients have delayed payments or are slower paying due to such clients’ cash-flow issues. 

The following table provides the activity in the allowance for doubtful accounts for the years ended December 31, 2020, 2019 
and 2018 (in thousands): 

Balance at 
Beginning 
of Year 

Bad Debt 
Expense 

Write-offs, 
net of 

Recoveries      

Balance 
at End 
of Year 

Year Ended December 31, 2018 
Year Ended December 31, 2019 
Year Ended December 31, 2020 

  $ 
  $ 
  $ 

200    $ 
175    $ 
144    $ 

80    $ 
75    $ 
46    $ 

105    $ 
106    $ 
70    $ 

175  
144  
120  

38 

 
  
  
  
  
    
    
  
  
  
  
  
  
  
  
  
  
  
    
    
  
  
      
        
        
        
  
  
 
 
Property and Equipment 

Property and equipment is stated at cost. Major expenditures to purchase property or to substantially increase useful lives of 
property  are  capitalized.  Maintenance,  repairs  and  minor  renewals  are  expensed  as  incurred.  When  assets  are  retired  or 
otherwise disposed of, their costs and related accumulated depreciation are removed from the accounts and resulting gains or 
losses are included in income. 

We capitalize certain costs incurred in connection with obtaining or developing internal-use software, including payroll and 
payroll-related costs for employees who are directly associated with the internal-use software projects and external direct 
costs of materials and services. Capitalization of such costs ceases when the project is substantially complete and ready for 
its  intended  purpose.  Costs  incurred  during  the  preliminary  project  and  post-implementation  stages,  as  well  as  software 
maintenance and training costs are expensed as incurred. We capitalized approximately $2.7 million and $4.1 million of costs 
incurred for the development of internal-use software for the years ended December 31, 2020 and 2019, respectively. 

When a software license is included in a cloud computing arrangement and we have the legal right, ability and feasibility to 
download the software, it is accounted for as software, included in property and equipment, and amortized. If a software 
license  is  not  included  or  we  do  not  have  the  ability  or  feasibility  to  download  software  included  in  a  cloud  computing 
arrangement,  it  is  accounted  for  as  a  service  contract,  which  is  expensed  to  direct  expenses  or  selling,  general  and 
administrative  expenses  during  the  service  period.  Effective  January  1,  2020,  we  prospectively  adopted  ASU  2018-15, 
Intangibles-Goodwill and Other-Internal Use Software (Subtopic 350-40). This ASU aligns the requirements for capitalizing 
implementation  costs  incurred  in  a  hosting  arrangement  that  is  a  service  contract  with  the  requirements  for  capitalizing 
implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal 
use software license). The adoption did not significantly impact our results of operations and financial position. 

We provide for depreciation and amortization of property and equipment using annual rates which are sufficient to amortize 
the  cost  of  depreciable  assets  over  their  estimated  useful  lives.  We  use  the  straight-line  method  of  depreciation  and 
amortization over estimated useful lives of three to ten years for furniture and equipment, three to five years for computer 
equipment,  one  to  five  years  for  capitalized  software,  and  seven  to  forty  years  for  our  office  building  and  related 
improvements. Software licenses are amortized over the term of the license. 

Impairment of Long-Lived Assets and Amortizing Intangible Assets 

Long-lived assets, such as property and equipment and purchased intangible assets subject to depreciation or amortization, 
are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may 
not  be  recoverable.  If  circumstances  require  a  long-lived  asset  or  asset  group  be  tested  for  possible  impairment,  we  first 
compare undiscounted cash flows expected to be generated by that asset or asset group to its carrying value. If the carrying 
value of the long-lived asset or asset group is not recoverable on an undiscounted cash flow basis, an impairment is recognized 
to the extent that the carrying value exceeds its fair value. Fair value is determined through various valuation techniques 
including discounted cash flow models, quoted market values and third-party independent appraisals, as considered necessary. 
No significant impairments were recorded during the years ended December 31, 2020, 2019, or 2018. 

Among others, management believes the following circumstances are important indicators of potential impairment of such 
assets and as a result may trigger an impairment review: 

   ● 
   ● 
   ● 
   ● 
   ● 

Significant underperformance in comparison to historical or projected operating results; 
Significant changes in the manner or use of acquired assets or our overall strategy; 
Significant negative trends in our industry or the overall economy; 
A significant decline in the market price for our common stock for a sustained period; and 
Our market capitalization falling below the book value of our net assets. 

Goodwill and Intangible Assets 

Intangible  assets  include  customer  relationships,  trade  names,  technology,  and  goodwill.  Intangible  assets  with  estimable 
useful  lives  are  amortized  over  their  respective  estimated  useful  lives  to  their  estimated residual values  and reviewed  for 
impairment  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  amount  of  the  assets  may  not  be 
recoverable. We review intangible assets with indefinite lives for impairment annually as of October 1 and whenever events 
or changes in circumstances indicate that the carrying value of an asset may not be recoverable. 

39 

 
  
  
  
  
  
  
  
  
  
  
 
 
When performing the impairment assessment, we will first assess qualitative factors to determine whether it is necessary to 
recalculate the fair value of the intangible assets with indefinite lives. If we believe, as a result of the qualitative assessment, 
that  it  is  more  likely  than not  that  the  fair value  of  the  indefinite-lived  intangibles  is  less  than  their carrying  amount, we 
calculate the fair value using a market or income approach. If the carrying value of intangible assets with indefinite lives 
exceeds their fair value, then the intangible assets are written-down to their fair values. We did not recognize any impairments 
related to indefinite-lived intangibles during 2020, 2019 or 2018. 

Goodwill is an asset representing the future economic benefits arising from other assets acquired in a business combination 
that are not individually identified and separately recognized. All of our goodwill is allocated to our reporting units, which 
are the same as our operating segments. Goodwill is reviewed for impairment at least annually, as of October 1, and whenever 
events or changes in circumstances indicate that the carrying value of goodwill may not be recoverable. 

We review goodwill for impairment by first assessing qualitative factors to determine whether any impairment may exist. If 
we believe, as a result of the qualitative assessment, that it is more likely than not that the fair value of a reporting unit is less 
than its carrying amount, a quantitative analysis will be performed, and the fair value of the reporting unit is compared with 
its carrying value (including goodwill). If the carrying value of the reporting unit exceeds the fair value, then goodwill is 
written down by this difference. We performed a qualitative analysis as of October 1, 2020 and determined the fair value of 
each reporting unit likely exceeded the carrying value. No impairments were recorded during the years ended December 31, 
2019  or  2018.  A  substantial  portion  of  the  revenue  earned  by  our  Canadian  subsidiary  is  concentrated  with  one 
customer. While the customer has exercised its option to extend its existing contract to September 2022, during December 
2020  we  chose  not  to  enter  into  a  new  contract  with  this  customer  or  otherwise  extend  the  term  of  the  contract  beyond 
September 2022. We subsequently announced that we would close the Canada office at the end of the contract.  As a result, 
we tested for impairment of the Canada reporting unit’s goodwill at December 31, 2020. We recognized an impairment of 
$714,000 for the excess of the Canada reporting unit’s carrying value over the fair value, using discounted cash flows. The 
remaining balance of goodwill of our Canada reporting unit at December 31, 2020 was $1.6 million. Changes in the actual 
amount or timing of cash flows or other assumptions used to discount cash flows to estimate fair value of the Canada reporting 
unit could result in additional impairment. 

Insurance Recoveries 

We record insurance recoveries when the realization of the claim is probable. In 2020 we received $3.3 million in insurance 
recoveries, and $447,000 was paid directly to certain vendors from the insurer related to a cyber-attack in February 2020 (the 
“February incident”). We recorded $533,000, representing reimbursement for lost revenues, as insurance recoveries, and the 
remainder as a reduction to operating expenses. Due to insurance recoveries, the February incident did not have a significant 
impact on our consolidated financial statements. In 2020, we also recorded a gain in other income of $260,000 from insurance 
recoveries for property damage due to a flooding. 

Income Taxes 

We use the asset and liability method of accounting for income taxes. Under that method, deferred income tax assets and 
liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying 
amounts of existing assets and liabilities and their respective tax basis using enacted tax rates. The effect on deferred tax 
assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation 
allowances, if any, are established when necessary to reduce deferred tax assets to the amount that is more likely than not to 
be realized. We use the deferral method of accounting for our investment tax credits related to state tax incentives. During 
the years ended December 31, 2020, 2019 and 2018, we recorded income tax benefits relating to these tax credits of $45,000, 
$24,000, and $0, respectively. Interest and penalties related to income taxes are included in income taxes in the Consolidated 
Statements of Income. 

We recognize the effect of income tax positions only if those positions are more likely than not of being sustained. Recognized 
income  tax  positions  are  measured  at  the  largest  amount  that  is  greater  than  50%  likely  of  being  realized.  Changes  in 
recognition or measurement are reflected in the period in which the change in judgment occurs. 

40 

 
  
  
  
  
  
  
  
  
 
 
Share-Based Compensation 

All of our existing stock option awards and non-vested stock awards have been determined to be equity-classified awards. 
The compensation expense on share-based payments is recognized based on the grant-date fair value of those awards. We 
recognize  the  excess  tax  benefits  and  tax  deficiencies  in  the  income  statement  when  options  are  exercised.  Amounts 
recognized in the financial statements with respect to these plans are as follows: 

Amounts charged against income, before income tax benefit 
Amount of related income tax benefit 
Net (benefit) expense to net income 

  $ 

  $ 

680    $
(6,764)     
(6,084)   $

1,224     $
(2,081 )     
(857 )   $

1,514  
(3,566) 
(2,052) 

2020 

2019 
(In thousands) 

2018 

We refer to our restricted stock awards as “non-vested” stock in these consolidated financial statements.   

Cash and Cash Equivalents 

We  consider  all  highly  liquid  investments  with  original  maturities  of  three  months  or  less  to  be  cash  equivalents.  Cash 
equivalents were $5.0 million and $3.7 million as of December 31, 2020, and 2019, respectively, consisting primarily of 
money market accounts. At certain times, cash equivalent balances may exceed federally insured limits. 

Leases 

We  adopted  Accounting  Standards  Update  (“ASU”)  2016-02,  Leases  (Topic  842)  (“Topic  842”  or  the  “New  Leases 
Standard”) effective January 1, 2019 using a modified retrospective transition and did not adjust prior periods. We elected 
practical  expedients  related  to  existing  leases  at  transition  to  not  reassess  whether  contracts  are  or  contain  leases,  to  not 
reassess lease classification, initial direct costs, or lease terms. Additionally, we elected the practical expedient to account for 
lease and non-lease components as a single lease component for all asset classifications. We have also made a policy election 
to not record short-term leases with a duration of 12 months or less on the balance sheet. 

Topic 842 requires lessees to recognize a lease liability and a right-of-use (“ROU”) asset on the balance sheet for operating 
leases. We recorded $2.3 million of ROU assets and $2.3 million of lease liabilities related to operating leases at the date of 
transition. The ROU assets recorded were net of $43,000 of accrued liabilities and prepaid expenses representing previously 
deferred (prepaid) rent. There was no significant impact to the consolidated statements of income, comprehensive income, 
shareholders’ equity or cash flows. Accounting for finance leases is substantially unchanged. 

We determine whether a lease is included in an agreement at inception. Operating lease ROU assets are included in operating 
lease  right-of-use  assets in  our  consolidated  balance  sheet.  Finance  lease  assets  are  included  in  property  and  equipment. 
Operating and finance lease liabilities are included in other current liabilities and other long-term liabilities. Certain lease 
arrangements may include options to extend or terminate the lease. We include these provisions in the ROU asset and lease 
liabilities only when it is reasonably certain that we will exercise that option. Lease expense for operating lease payments is 
recognized on a straight-line basis over the lease term and is included in direct expenses and selling, general and administrative 
expenses. Our lease agreements do not contain any residual value guarantees. 

ROU assets represent our right to use an underlying asset for the lease term and lease liabilities represent our obligation to 
make lease payments during the lease term. ROU assets and lease liabilities are recorded at lease commencement based on 
the estimated present value of lease payments. Because the rate of interest implicit in each lease is not readily determinable, 
we use our estimated incremental collateralized borrowing rate at lease commencement, to calculate the present value of lease 
payments. When determining the appropriate incremental borrowing rate, we consider our available credit facilities, recently 
issued debt and public interest rate information. 

Fair Value Measurements 

Our valuation techniques are based on maximizing observable inputs and minimizing the use of unobservable inputs when 
measuring fair value. Observable inputs reflect readily obtainable data from independent sources, while unobservable inputs 
reflect our market assumptions. The inputs are then classified into the following hierarchy: (1) Level 1 Inputs—quoted prices 
in active markets for identical assets and liabilities; (2) Level 2 Inputs—observable market-based inputs other than Level 1 
inputs, such as quoted prices for similar assets or liabilities in active markets, quoted prices for similar or identical assets or 

41 

 
  
  
  
  
    
    
  
  
  
  
    
  
  
  
  
  
  
  
  
  
  
liabilities in markets that are not active, or other inputs that are observable or can be corroborated by observable market data; 
(3) Level 3 Inputs—unobservable inputs. 

The following details our financial assets within the fair value hierarchy at December 31, 2020 and 2019: 

As of December 31, 2020 
Money Market Funds 

Total Cash Equivalents 

As of December 31, 2019 
Money Market Funds 

Total Cash Equivalents 

   Level 1 

     Level 2 

     Level 3 

Total 

(In thousands) 

  $ 
  $ 

  $ 
  $ 

5,015    $ 
5,015    $ 

3,662    $ 
3,662    $ 

--    $ 
--    $ 

--    $ 
--    $ 

--    $
--    $

5,015  
5,015  

--    $
--    $

3,662  
3,662  

There were no transfers between levels during the years ended December 31, 2020 and 2019. 

Our long-term debt described in Note 8 is recorded at historical cost. The fair value of long-term debt is classified in Level 2 
of  the  fair  value  hierarchy  and  was  estimated  based  primarily  on  estimated  current  rates  available  for  debt  of  the  same 
remaining duration and adjusted for nonperformance and credit. 

The following are the carrying amount and estimated fair values of long-term debt: 

Total carrying amount of long-term debt 
Estimated fair value of long-term debt 

December 31, 
2020 

December 31, 
2019 

  $ 
  $ 

(In thousands) 
30,713     $ 
32,943     $ 

34,281  
35,205  

The carrying amounts of accounts receivable, accounts payable, and accrued expenses approximate their fair value. All non-
financial assets that are not recognized or disclosed at fair value in the financial statements on a recurring basis, which includes 
property  and  equipment,  goodwill,  intangibles  and  cost  method  investments,  are  measured  at  fair  value  in  certain 
circumstances  (for  example,  when  there  is  evidence  of  impairment).  As  of  December  31,  2020  and  2019,  there  was  no 
indication of impairment related to these assets, other than for the Canada reporting unit’s goodwill as discussed above. We 
estimated  the  fair  value  of  the  Canada  reporting  unit  using  discounted  cash  flows  based  on  management’s  most  recent 
projections which are considered level 3 inputs in the fair value hierarchy. 

Commitments and Contingencies 

From time to time, we are involved in certain claims and litigation arising in the normal course of business. Management 
assesses the probability of loss for such contingencies and recognizes a liability when a loss is probable and estimable. Legal 
fees, net of estimated insurance recoveries, are expensed as incurred. We do not believe the final disposition of claims at 
December 31, 2020 will have material adverse effect on our consolidated financial position, results of operations or liquidity. 

A sales tax accrual of $775,000 was recorded in 2019 for sales taxes that should have been collected from clients in 2019 and 
certain previous years. We received a revenue ruling from the state of Washington noting that our services are not subject to 
retail sales tax, and therefore, reversed $268,000 of sales tax accrual for the state of Washington in the third quarter of 2020. 
We have completed voluntary disclosure agreements with certain states, remitted past due sales tax, are remitting sales tax 
timely, are collecting sales tax from clients and no accrual for past due sales tax remains as of December 31, 2020. State and 
local jurisdictions have differing rules and regulations governing sales, use, and other taxes and these rules and regulations 
can be complex and subject to varying interpretations that may change over time. As a result, we could face the possibility of 
tax assessment and audits, and our liability for these taxes and associated interest and penalties could exceed our original 
estimates. 

We became self-insured for group medical and dental insurance on January 1, 2019.   We carry excess loss coverage in the 
amount of $150,000 per covered person per year for group medical insurance.  We do not self-insure for any other types of 
losses, and therefore do not carry any additional excess loss insurance.  We record a reserve for our group medical and dental 
insurance for all unresolved claims and for an estimate of incurred but not reported (“IBNR”) claims.  On a quarterly basis, 

42 

 
  
  
  
    
  
  
  
  
      
        
        
        
  
  
      
        
        
        
  
      
        
        
        
  
  
  
  
  
  
  
    
  
  
  
  
  
  
 
  
 
we adjust our accrual based on a review of our claims experience and a third-party actuarial IBNR analysis.  As of December 
31, 2020 and 2019, our accrual related to self-insurance was $418,000 and $270,000, respectively. 

Earnings Per Share 

Prior to the Recapitalization, net income per share of our former class A common stock and former class B common stock 
was computed using the two-class method. Basic net income per share was computed by allocating undistributed earnings to 
common shares and using the weighted-average number of common shares outstanding during the period. 

Diluted  net  income  per  share  was  computed  using  the  weighted-average  number  of  common  shares  and,  if  dilutive,  the 
potential common shares outstanding during the period. Potential common shares consist of the incremental common shares 
issuable upon the exercise of stock options and vesting of restricted stock. The dilutive effect of outstanding stock options is 
reflected in diluted earnings per share by application of the treasury stock method. 

The liquidation rights and the rights upon the consummation of an extraordinary transaction were the same for the holders of 
our former class A common stock and former class B common stock. Other than share distributions and liquidation rights, 
the amount of any dividend or other distribution payable on each share of former class A common stock was equal to one-
sixth (1/6th) of the amount of any such dividend or other distribution payable on each share of former class B common stock. 
As a result, the undistributed earnings for each period were allocated based on the participation rights of the former class A 
and former class B common stock under our then-effective Articles of Incorporation as if the earnings for the year had been 
distributed. 

As described in Note 2, we completed a Recapitalization in April 2018, resulting in the elimination of the class B common 
stock and settlement of all then-existing outstanding class B share-based awards and reclassification of all class A common 
stock to Common Stock. The Recapitalization was effective on April 17, 2018. Therefore, income was allocated between the 
former class A and class B stock using the two-class method through April 16, 2018, and fully allocated to the Common Stock 
(formerly class A) following the Recapitalization. 

We had 65,127, 16,221 and 93,346 options of Common Stock (former class A shares) for the years ended December 31, 2020, 
2019 and  2018,  respectively  which have  been  excluded  from  the  diluted net  income per  share  computation  because  their 
inclusion would be anti-dilutive. 

2020 

2019 

2018 

Common 
Stock 

Common 
Stock 

Common 
Stock 
(formerly 
Class A)      

Class B 
Common 
Stock 

(In thousands, except per share data) 

  $ 

37,260    $ 

32,406    $ 

25,423    $ 

4,624  

(57)     
37,203    $ 

(109)     
32,297    $ 

(82)     
25,341    $ 

(18) 
4,606  

25,170      
1.48    $ 

24,809      
1.30    $ 

23,562      
1.08    $ 

3,527  
1.31  

  $ 

  $ 

Numerator for net income per share - basic: 
Net income 
Allocation of distributed and undistributed income to unvested 

restricted stock shareholders 

Net income attributable to common shareholders 
Denominator for net income per share - basic: 

Weighted average common shares outstanding – basic 

Net income per share - basic 
Numerator for net income per share - diluted: 
Net income attributable to common shareholders for basic 

computation 

  $ 

37,203    $ 

32,297    $ 

25,341    $ 

4,606  

Denominator for net income per share - diluted: 
Weighted average common shares outstanding – basic 
Weighted average effect of dilutive securities – stock options 
Denominator for diluted earnings per share – adjusted weighted 

25,170      
526      

24,809      
844      

23,562      
886      

average shares 

Net income per share - diluted 

25,696      
1.45    $ 

25,653      
1.26    $ 

24,448      
1.04    $ 

  $ 

3,527  
101  

3,628  
1.27  

43 

 
  
  
  
  
  
  
  
  
  
    
    
  
  
  
    
    
  
  
  
  
      
        
        
        
  
    
      
        
        
        
  
    
      
        
        
        
  
      
        
        
        
  
    
    
    
  
 
 
Recent Accounting Pronouncements Not Yet Adopted  

In December 2019, the FASB issued ASU 2019-12, Simplifying the Accounting for Income Taxes (Topic 740). Among other 
clarifications and simplifications related to income tax accounting, this ASU simplifies the accounting for income taxes by 
eliminating certain exceptions related to the approach for intraperiod tax allocation, the methodology for calculating income 
taxes  in  an  interim  period,  hybrid  taxes  and  the  recognition  of  deferred  tax  liabilities  for  outside  basis  differences.   The 
guidance is effective for fiscal years beginning after December 15, 2020 and interim periods within those fiscal years.  Early 
adoption is permitted in interim or annual periods with any adjustments reflected as of the beginning of the annual period that 
includes  that  interim  period.   Additionally,  entities  that  elect  early  adoption  must  adopt  all  the  amendments  in  the  same 
period.   Amendments  are  to  be  applied  prospectively,  except  for  certain  amendments  that  are  to  be  applied  either 
retrospectively  or  with  a  modified  retrospective  approach  through  a  cumulative  effect  adjustment  recorded  to  retained 
earnings.  We believe the adoption will not significantly impact our results of operations and financial position. 

In March 2020, FASB issued ASU No. 2020-04, "Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference 
Rate Reform on Financial Reporting", which provides optional expedients and exceptions for applying generally accepted 
accounting principles (GAAP) to contracts, hedging relationships, and other transactions affected by reference rate reform if 
certain criteria are met. The amendments apply only to contracts, hedging relationships, and other transactions that reference 
LIBOR or another reference rate expected to be discontinued because of reference rate reform. The amendments are effective 
for all entities as of March 12, 2020 through December 31, 2022. We expect to apply the optional expedient for contract 
modification  to  account  for  the  change  in  the  reference  rate  on  impacted  credit  facilities  prospectively  by  adjusting  the 
effective interest rate. 

(2)   Recapitalization 

On April 16, 2018, our shareholders approved, among other things, an amendment to our Amended and Restated Articles of 
Incorporation (the “Articles”) to effect a recapitalization (the “Recapitalization”) pursuant to which each share of our then-
existing class B common stock was exchanged for one share of the our then-existing Class A common stock plus $19.59 in 
cash, without interest. On April 17, 2018, we filed an amendment to our Articles effecting the Recapitalization, followed by 
an  amendment  and  restatement  of  our  Articles,  which  resulted  in  the  elimination  of  our  class  B  common  stock  and  the 
reclassification of our class A common stock as a share of Common Stock, par value $0.001 per share (“Common Stock”). 
We issued 3,617,615 shares of Common Stock and paid $72.4 million in exchange for all class B shares outstanding and to 
settle outstanding share-based awards for class B common stock. The Common Stock continues to trade on the NASDAQ 
Global Market under the revised symbol “NRC.” 

In connection with the Recapitalization, on April 18, 2018, we entered into a credit agreement with First National Bank of 
Omaha, a national banking association (“FNB”), as described in Note 8.  

(3)   Contracts with Customers 

The following table disaggregates revenue for the years ended December 31, 2020 and 2019 based on timing of revenue 
recognition (In thousands): 

Subscription services recognized ratably over time 
Services recognized at a point in time 
Fixed, non-subscription recognized over time 
Unit price services recognized over time 

Total revenue 

  $ 

  $ 

122,499     $ 
2,932       
2,907       
4,939       
133,277     $ 

114,216      $ 
4,992        
3,248        
5,526        
127,982      $ 

104,777  
4,775  
3,163  
6,971  
119,686  

2020 

2019 

2018 

Our  solutions  within  the  digital VoC  platform  in  2020,  2019  and  2018  accounted  for  73.3%,  62.7%  and  49.6%  of  total 
revenue, respectively. The remaining revenue consists of legacy Experience and Governance Solutions.   

44 

 
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
    
    
    
  
  
 
 
The  following  table  provides  information  about  receivables,  contract  assets,  and  contract  liabilities  from  contracts  with 
customers (In thousands): 

Accounts receivables 
Contract assets included in other current assets 
Deferred revenue 

December 31, 
2020 

December 31, 
2019 

  $ 
  $ 
  $ 

13,923     $ 
311     $ 
(15,585 )   $ 

11,639   
103   
(16,354 ) 

Significant changes in contract assets and contract liabilities during the years ended December 31, 2020 and 2019 are as 
follows (in thousands): 

2020 

2019 

Contract 
Asset 

Deferred 
Revenue      

Contract 
Asset 
Increase (Decrease) 

Deferred 
Revenue    

Revenue recognized that was included in deferred revenue at 

beginning of year due to completion of services 

  $ 

-    $

(16,083)   $ 

-    $

(15,785) 

Increases due to invoicing of client, net of amounts recognized 

as revenue 

Decreases due to completion of services (or portion of services) 

and transferred to accounts receivable 

Change due to cumulative catch-up adjustments arising from 

changes in expected contract consideration 

Increases due to revenue recognized in the period with 
additional performance obligations before invoicing 

-      

15,338      

-      

15,631  

(103)     

-      

(53)     

-  

-      

(24)     

-      

264  

311      

-      

103      

-  

We have elected to apply the practical expedient to not disclose the value of unsatisfied performance obligations for contracts 
with an original expected length of one year or less. Total remaining contract revenue for contracts with original duration of 
greater  than  one  year  expected  to  be  recognized  in  the  future  related  to  performance  obligations  that  are  unsatisfied  at 
December 31, 2020 approximated $205,000, which is expected to be recognized during 2021. 

(4)   Equity Investments 

We  make  equity  investments  to  promote  business  and  strategic  objectives.  For  investments  that  do  not  have  a  readily 
determinable fair value, we apply either cost or equity method of accounting depending on the nature of our investment and 
our ability to exercise significant influence. Investments are periodically analyzed to determine whether or not there are any 
indicators of impairment and written down to fair value if the investment has incurred an other than temporary impairment. 
Our investment of $1.3 million in convertible preferred stock of PracticingExcellence.com, Inc., a privately-held Delaware 
corporation (“PX”) is included in non-current assets. It is not practicable for us to estimate fair value at each reporting date 
due to the cost and complexity of the calculations for this non-public entity. Therefore, it is carried at cost less impairment, 
plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment 
of the same issuer, if any. We have a seat on PX's board of directors and our investment, which is not considered to be in-
substance common stock, represents approximately 15.7% of the issued and outstanding equity interests in PX. 

45 

 
  
  
  
    
  
  
  
  
  
    
  
  
  
    
    
  
  
  
    
    
    
    
  
  
  
  
  
 
 
(5)  Property and Equipment 

At December 31, 2020, and 2019, property and equipment consisted of the following: 

Furniture and equipment 
Computer equipment 
Computer software 
Building 
Leaseholds 
Land 
Property and equipment at cost 
Less accumulated depreciation and amortization 

Net property and equipment 

2020 

2019 

(In thousands) 
4,808    $ 
2,638      
27,087      
7,515      
232      
425      
42,705      
30,979      
11,726    $ 

5,025  
2,706  
24,532  
9,349  
41  
425  
42,078  
28,548  
13,530  

  $ 

  $ 

Depreciation and amortization expense related to property and equipment, including assets under capital lease, for the years 
ended December 31, 2020, 2019, and 2018 was $6.5 million, $5.4 million, and $4.8 million, respectively. There were no 
significant impairments in property and equipment during 2020, 2019, and 2018. However, we did shorten the useful lives of 
certain assets to reflect our best estimate of when assets are expected to be disposed of or replaced. 

(6)   Goodwill and Intangible Assets  

Goodwill and intangible assets consisted of the following at December 31, 2020: 

Goodwill 

  $ 

57,969    $ 

(714)   $ 

57,255  

Gross 

Accumulated 
Impairment 
(In thousands) 

Net 

Non-amortizing intangible assets: 

Indefinite trade name 
Amortizing intangible assets: 

Customer related 
Technology 
Trade names 

Total amortizing intangible assets 
Total intangible assets other than goodwill 

   Useful Life 
(In years) 

Gross 

Accumulated 
Amortization     
     (In thousands)       

Net 

5

5

-  15 
7 
-  10 

     $ 

1,191      

9,344      
1,360      
1,572      
12,276      
13,467    $ 

9,256      
1,229      
1,572      
12,057      
12,057    $ 

1,191   

88   
131   
--   
219   
1,410   

Goodwill and intangible assets consisted of the following at December 31, 2019: 

Goodwill 

  $ 

57,935    $ 

-    $ 

57,935  

Gross 

Accumulated 
Impairment 
(In thousands) 

Net 

46 

 
  
  
  
  
    
  
  
  
  
    
    
    
    
    
    
    
  
  
  
  
  
  
  
    
    
  
  
  
  
   
  
  
    
    
  
  
  
      
  
  
  
    
  
  
        
        
        
  
  
 
 
       
       
    
  
  
        
        
        
  
  
      
  
  
       
  
      
  
 
 
       
  
 
 
  
  
  
  
    
    
  
  
  
  
  
  
 
 
Non-amortizing intangible assets: 

Indefinite trade name 
Amortizing intangible assets: 

Customer related 
Technology 
Trade names 

Useful Life 
(In years) 

5

5

-  15 
7 
-  10 

Total amortizing intangible assets 
Total intangible assets other than goodwill 

     $ 

Gross 

Accumulated 
Amortization     
    (In thousands)       

Net 

1,191      

9,338      
1,360      
1,572      
12,270      
13,461    $ 

9,154      
1,007      
1,572      
11,733      
11,733    $ 

1,191  

184  
353  
--  
537  
1,728  

The following represents a summary of changes in the carrying amount of goodwill for the years ended December 31, 2020 
and 2019 (in thousands): 

Balance as of December 31, 2018 
Foreign currency translation 
Balance as of December 31, 2019 
Impairment 
Foreign currency translation 
Balance as of December 31, 2020 

  $ 

  $ 

  $ 

57,831  
104  
57,935  
(714) 
34  
57,255  

As discussed in Note 1, we recorded an impairment of $714,000 to the Canada reporting unit’s goodwill in December 2020. 

Aggregate amortization expense for customer related intangibles, trade names, and technology for the years ended December 
31, 2020, 2019 and 2018 was $318,000, $374,000, and $662,000, respectively. Estimated future amortization expense for 
2021, 2022 and 2023 is $180,000, $40,000, and -0-, respectively. 

(7)   Income Taxes  

For the years ended December 31, 2020, 2019, and 2018, income before income taxes consists of the following: 

U.S. Operations 
Foreign Operations 
Income before income taxes 

2020 

2019 
(In thousands) 

2018 

  $ 

  $ 

41,357    $ 
110      
41,467    $ 

40,045    $ 
474      
40,519    $ 

32,056  
2,653  
34,709  

47 

 
  
  
    
    
  
  
  
      
  
  
  
    
  
  
        
        
        
  
  
 
  
       
       
    
  
  
        
        
        
  
  
      
  
  
       
  
      
  
 
  
       
  
 
  
  
  
    
    
    
  
  
  
  
  
  
  
  
    
    
  
  
  
  
    
  
 
 
Income tax expense consisted of the following components: 

Federal: 
Current 
Deferred 
Total 

Foreign: 
Current 
Deferred 
Total 

State: 
Current 
Deferred 
Total 

Total 

2020 

2019 
(In thousands) 

2018 

  $ 

  $ 

  $ 

  $ 

  $ 

  $ 

  $ 

3,546    $ 
(308)     
3,238    $ 

225    $ 
(6)     
219    $ 

578    $ 
172      
750    $ 

5,574    $ 
718      
6,292    $ 

94    $ 
33      
127    $ 

1,322    $ 
372      
1,694    $ 

2,144  
1,328  
3,472  

882  
(178) 
704  

204  
282  
486  

4,207    $ 

8,113    $ 

4,662  

Federal Tax Reform 

On December 22, 2017, the Tax Cut and Jobs Act (the “Tax Act”) was enacted which made broad and complex changes to 
the U.S. tax code, including the following: 

●  Reduction in the U.S. Federal Corporate Tax Rate: The Tax Act reduced the corporate tax rate to 21%, effective 

January 1, 2018 

●  Availability of 100% bonus depreciation on assets placed in service after September 27, 2017 
●  Certain stock compensation plans potentially subject to limitations on excess tax benefits 
●  The Global Intangible Low Taxed Income (GILTI) provision 

As  a  result  of  the  Tax  Act,  we  determined  that  we  would  no  longer  indefinitely  reinvest  the  earnings  of  our  Canadian 
subsidiary. Our Canadian subsidiary declared a deemed dividend to the Company for $9.6 million and $3 million in 2020 and 
2018, respectively. Additionally, a withholding tax of 5% was paid for each dividend distribution. 

The Tax Act subjects a U.S. corporation to tax on its Global Intangible Low Taxed Income (“GILTI”). Due to the complexity 
of the new GILTI tax rules, we are continuing to evaluate this provision of the Tax Act. Under Generally Accepted Accounting 
Principles, we can make an accounting policy election to either treat taxes due on the GILTI inclusion as a current period 
expense or factor such amounts into the measurement of deferred taxes. We elected the current period expense method and 
have not reflected any corresponding deferred tax assets and liabilities associated with the GILTI tax in the table of deferred 
tax assets and liabilities. GILTI tax has been recorded as current period expense of $10,000, $13,000, and $40,000 in 2020, 
2019, and 2018, respectively. 

We  received  notice  in  December  2019,  that  we  met  qualification  requirements  for  the  Nebraska  Advantage  LB312  Act 
(“NAA”) related to certain investment and full-time equivalent employee thresholds in the year ended 2017. NAA provides 
direct refunds of sales tax on qualified property, as well as investment credits and employment credits that can be claimed 
through credits of Nebraska income tax, employment tax, and sales tax on non-qualified property. We will receive direct 
refunds of Nebraska sales tax on qualified property incurred from 2014 to 2023. Investment credits started to accumulate in 
2014 and can be earned through 2023. These credits can be claimed against Nebraska income taxes or through sales tax on 
non-qualified property through 2028. The employment credits are earned from 2017 through 2023, and they can be claimed 
against Nebraska payroll taxes through 2028. In 2019, we recorded cumulative adjustments for direct refunds and credits 
earned through the year ending December 31, 2019, which reduced operating expenses by approximately $1.9 million. For 
the  year  ended  December  31,  2020,  adjustments  for  credits  reduced  operating  expenses  by  approximately  $435,000.  In 
addition, income tax credits of $45,000 and $24,000 were recorded as a reduction to income tax expense for the years ended 
December 31, 2020 and 2019, respectively. 

48 

 
  
  
  
    
    
  
  
  
  
      
        
        
  
    
  
      
        
        
  
      
        
        
  
    
  
      
        
        
  
      
        
        
  
    
  
      
        
        
  
  
  
  
  
  
  
  
  
  
  
 
 
The differences between income taxes expected at the U.S. federal statutory income tax rate of 21 percent and the reported 
income tax (benefit) expense are summarized as follows: 

2020 

2019 
(In thousands) 

2018 

Expected federal income taxes 
Foreign tax rate differential 
State income taxes, net of federal benefit and state tax credits 
Share-based compensation 
Compensation limit for covered employees 
Federal tax credits 
Uncertain tax positions 
Nondeductible expenses (income) related to recapitalization 
Goodwill Impairment 
Tax depreciation method change 
Withholding tax on repatriation of foreign earnings 
GILTI 
Other 

  $ 

  $ 

8,708    $ 
6      
607      
(5,713)     
463      
(261)     
157      
--      
184      
--      
18      
10      
28      
4,207    $ 

8,509    $ 
26      
1,344      
(1,579)     
--      
(419)     
34      
(24)     
--      
--      
107      
13      
102      
8,113    $ 

7,285  
146  
376  
(3,041) 
--  
(150) 
90  
151  
--  
(308) 
--  
40  
73  
4,662  

Deferred tax assets and liabilities at December 31, 2020 and 2019, were comprised of the following: 

Deferred tax assets: 

Allowance for doubtful accounts 
Accrued expenses 
Share-based compensation 
Accrued bonuses 
Employer payroll tax deferral 
Foreign tax credit from repatriation 
Other 

Gross deferred tax assets 

Less valuation allowance 
Deferred tax assets 
Deferred tax liabilities: 
Prepaid expenses 
Deferred contract costs 
Property and equipment 
Intangible assets 
Repatriation withholding 
Unrealized translation gain on intercompany loan 
Other 

Deferred tax liabilities 
Net deferred tax liabilities 

2020 

2019 

(In thousands) 

  $ 

  $ 

29    $ 
696      
735      
145      
323      
--      
27      
1,955      
--      
1,955      

93      
1,111      
1,725      
6,109      
174      
--      
8      
9,220      
(7,265)   $ 

35  
537  
1,267  
120  
--  
535  
--  
2,494  
(535) 
1,959  

135  
990  
1,926  
5,553  
528  
214  
12  
9,358  
(7,399) 

In  March  27,  2020,  the  U.S.  federal  government  enacted  the  Coronavirus  Aid,  Relief,  and  Economic  Security  Act  (the 
“CARES Act”). The CARES Act is an emergency economic stimulus package in response to the coronavirus outbreak which, 
among other things, contains numerous income tax provisions. As a result of the CARES Act, we have deferred $1,323,000 
of  employer  social  security  tax  payments  into  future  years.  We  have  had  no  other  impacts  to  our  consolidated  financial 
statements or related disclosures from the CARES Act. 

In assessing the realizability of deferred tax assets, we consider whether it is more likely than not that some portion, or all, of 
the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of 
future taxable income during the periods in which those temporary differences become deductible. We consider projected 
future taxable income, carry-back opportunities, and tax planning strategies in making this assessment. Based upon the level 
of  historical  taxable  income  and  projections  for  future  taxable  income  over  the  periods  which  the  deferred  tax  assets  are 
deductible, we believe it is more likely than not that we will realize the benefits of these deductible differences excluding the 
49 

 
  
  
  
    
    
  
  
  
  
    
    
    
    
    
    
    
    
    
    
    
    
  
  
  
  
  
    
  
  
  
  
      
        
  
    
    
    
    
    
    
    
    
    
      
        
  
    
    
    
    
    
    
    
    
  
  
foreign tax credit carryforward. In 2020, we wrote off the deferred tax asset for prior year foreign tax credit carryforwards of 
$535,000  and  the  related  valuation  allowance.  We  made  the  assessment  that  due  to  our  Canadian  subsidiary’s  decreased 
projected future income and the lower US tax rate compared to the Canadian tax rate, it was unlikely we would realize this 
asset. 

We had an unrecognized tax benefit at December 31, 2020 and 2019, of $768,000 and $592,000, respectively, excluding 
interest of $15,000 and $7,000 at December 31, 2020 and 2019, respectively. Of these amounts, $668,000 and $515,000 at 
December 31, 2020 and 2019, respectively, represents the net unrecognized tax benefits that, if recognized, would favorably 
impact the effective income tax rate. The change in the unrecognized tax benefits for 2020 and 2019 is as follows: 

Balance of unrecognized tax benefits at December 31, 2018 
Reductions due to lapse of applicable statute of limitations 
Reductions due to tax positions of prior years 
Reductions due to settlement with taxing authorities 
Additions based on tax positions related to the current year 

Balance of unrecognized tax benefits at December 31, 2019 
Reductions due to lapse of applicable statute of limitations 
Additions due to tax positions of prior years 
Reductions due to settlement with taxing authorities 
Additions based on tax positions related to the current year 

Balance of unrecognized tax benefits at December 31, 2020 

(In thousands) 

  $ 

  $ 

  $ 

554  
(43) 
--  
(300) 
381  
592  
(34) 
4  
--  
206  
768  

We  file  income  tax  returns  in  the  U.S.  federal  jurisdiction,  various  state  jurisdictions,  and  Canada  federal  and  provincial 
jurisdictions. Tax years 2017 and forward remain subject to U.S. federal examination. Tax years 2014 and forward remain 
subject to state examination. Tax years 2016 and forward remain subject to Canadian federal and provincial examination. 

(8)   Notes Payable 

Our long-term debt consists of the following:   

Term Loans 

Less: current portion 
Less: unamortized debt issuance costs 

Notes payable, net of current portion 

2020 

2019 

(In thousands) 
30,713    $ 
(4,061)     
(105)     
26,547    $ 

34,281  
(4,378) 
(108) 
29,795  

  $ 

  $ 

Our credit agreement (the “Credit Agreement”) with First National Bank of Omaha (“FNB”) was amended and restated on 
May 28, 2020 and includes (i) a $30,000,000 revolving credit facility (the “Line of Credit”), (ii) a $33,002,069 term loan (the 
“Term Loan”) and (iii) a $15,000,000 delayed draw-dawn term facility (the “Delayed Draw Term Loan” and, together with 
the  Line  of  Credit  and  the  Term  Loan,  the  “Credit  Facilities”).  The  Delayed  Draw  Term  Loan  may  be  used  to  fund  any 
permitted future business acquisitions or repurchases of our Common Stock and the Line of Credit can be used to fund ongoing 
working capital needs and for other general corporate purposes. The May 2020 amendment increased the Line of Credit from 
$15,000,000 to $30,000,000. 

The amended Term Loan revised the remaining payments for the existing balance outstanding of $33,002,069 to monthly 
installments of $462,988 through May 2025, with a balloon payment due at maturity in May 2025. The Term Loan bears 
interest at a fixed rate per annum of 5%. Borrowings under the Line of Credit and the Delayed Draw Term Loan, if any, bear 
interest at a floating rate equal to the 30-day London Interbank Offered Rate plus 225 basis points (2.40% at December 31, 
2020). Interest on the Line of Credit accrues and is payable monthly. Principal amounts outstanding under the Line of Credit 
are due and payable in full at maturity, in May 2023. There were no borrowings on the Line of Credit during 2020. There 
have been no borrowings on the Delayed Draw Term Loan since origination. 

50 

 
  
  
  
  
  
    
    
    
    
    
    
    
    
  
  
  
  
  
  
  
    
  
  
  
  
    
    
  
  
 
 
We are obligated to pay ongoing unused commitment fees quarterly in arrears pursuant to the Line of Credit and the Delayed 
Draw Term Loan facility at a rate of 0.20% per annum based on the actual daily unused portions of the Line of Credit and the 
Delayed Draw Term Loan facility, respectively. 

The Credit Agreement is collateralized by substantially all of our assets, subject to permitted liens and other agreed exceptions, 
and contains customary representations, warranties, affirmative and negative covenants (including financial covenants) and 
events of default. The negative covenants include, among other things, restrictions regarding the incurrence of indebtedness 
and liens, repurchases of our Common Stock and acquisitions, subject in each case to certain exceptions. Pursuant to the 
Credit  Agreement,  we  are  required  to  maintain  a  minimum  fixed  charge  coverage  ratio  of  1.10x  for  all  testing  periods 
throughout the terms of the Credit Facilities, which calculation excludes, unless our liquidity falls below a specified threshold, 
(i) any cash dividend in a fiscal quarter that, together with all other cash dividends paid or declared during such fiscal quarter, 
exceeds $5,500,000 in total cash dividends paid or declared, (ii) the portion of the purchase price for any permitted share 
repurchase  of  our  shares  paid  with  cash  on  hand,  and  (iii)  the  portion  of  any  acquisition  consideration  for  a  permitted 
acquisition paid with cash on hand. We are also required to maintain a cash flow leverage ratio of 3.00x or less for all testing 
periods throughout the term(s) of the Credit Facilities. As of December 31, 2020, we were in compliance with our financial 
covenants. 

Scheduled maturities of notes payable at December 31, 2020 are as follows: 

2021 
2022 
2023 
2024 
2025 

(9)  Share-Based Compensation 

  $ 

4,093  
4,306  
4,529  
4,762  
13,023  

We measure and recognize compensation expense for all share-based payments based on the grant-date fair value of those 
awards.  All  of  our  existing  stock  option  awards  and  unvested  stock  awards  have  been  determined  to  be  equity-classified 
awards. We account for forfeitures as they occur. As described in Note 2, we completed a Recapitalization in April 2018 
which, among other things, settled all then-existing outstanding class B share-based awards and resulted in the elimination of 
the class B common stock. As a result, we accelerated vesting of all outstanding class B share-based awards, resulting in 
accelerated share-based compensation of $331,000 in the year ended December 31, 2018. All outstanding class B share-based 
awards were then settled for the same stock to cash proportion of the class B common stock described in Note 2, less the 
exercise price, if any, which approximated the awards’ intrinsic values. 

Our  2001  Equity  Incentive  Plan  provided  for  the  granting  of  stock  options,  stock  appreciation  rights,  restricted  stock, 
performance shares and other share-based awards and benefits up to an aggregate of 1,800,000 shares of our former class A 
common  stock  and  300,000  shares  of  our  former  class  B  common  stock.  Stock  options  granted  could  have  been  either 
nonqualified or incentive stock options. Stock options vest over one to five years following the date of grant and option terms 
are generally five to ten years following the date of grant. Due to the expiration of the 2001 Equity Incentive Plan, at December 
31, 2015, there were no shares of stock available for future grants. 

Our 2004 Non-Employee Director Stock Plan, as amended (the “2004 Director Plan”), is a nonqualified plan that provides 
for the granting of options with respect to 3,000,000 shares of our Common Stock and, prior to the Recapitalization, 500,000 
shares of our former class B common stock. The 2004 Director Plan provides for grants of nonqualified stock options to each 
of our directors who we do not employ. Beginning in 2018, on the date of each annual meeting of shareholders, options to 
purchase shares of Common Stock equal to an aggregate grant date fair value of $100,000 are granted to each non-employee 
director that is elected or retained as a director at each such meeting. Stock options vest approximately one year following 
the date of grant and option terms are generally the earlier of ten years following the date of grant, or three years from the 
termination of the outside director’s service. At December 31, 2020, there were 830,419 shares of Common Stock available 
for issuance pursuant to future grants under the 2004 Director Plan. We have accounted for grants of 2,169,581 shares of 
Common  Stock  under  the  2004  Director  Plan  using  the  date  of  grant  as  the  measurement  date  for  financial  accounting 
purposes. 

51 

 
  
  
  
    
    
    
    
  
  
  
  
  
  
 
 
Our 2006 Equity Incentive Plan (the “2006 Equity Incentive Plan”), as amended, provides for the granting of stock options, 
stock appreciation rights, restricted stock, performance shares and other share-based awards and benefits up to an aggregate 
of 1,800,000 shares of Common Stock and, prior to the Recapitalization, 300,000 shares of our former class B common stock. 
Stock options granted may be either incentive stock options or nonqualified stock options. Vesting terms vary with each grant 
and option terms are generally five to ten years following the date of grant. At December 31, 2020, there were 779,800 shares 
of Common Stock available for issuance pursuant to future grants under the 2006 Equity Incentive Plan. We have accounted 
for grants of 1,020,200 shares of Common Stock and restricted stock under the 2006 Equity Incentive Plan using the date of 
grant as the measurement date for financial accounting purposes. 

During  2020,  2019  and  2018,  we  granted  options  to  purchase  70,471,  100,615  and  116,276  shares  of  Common  Stock, 
respectively. Options to purchase shares of common stock are typically granted with exercise prices equal to the fair value of 
the common stock on the date of grant. We do, in certain limited situations, grant options with exercise prices that exceed the 
fair value of the common shares on the date of grant. The fair value of stock options granted was estimated using a Black-
Scholes valuation model with the following weighted average assumptions: 

Expected dividend yield at date of grant 
Expected stock price volatility 
Risk-free interest rate 
Expected life of options (in years) 

2020 
Common 
Stock 

2019 
Common 
Stock 

2018 
Common 
Stock 

1.84%     
33.62%     
1.35%     
7.39       

2.60%     
34.01%     
2.38%     
7.46       

2.59% 
32.47% 
2.51% 
7.28  

The risk-free interest rate assumptions were based on the U.S. Treasury yield curve in effect at the time of the grant. The 
expected volatility was based on historical monthly price changes of our stock based on the expected life of the options at the 
date of grant. The expected life of options is the average number of years we estimate that options will be outstanding. We 
consider groups of associates that have similar historical exercise behavior separately for valuation purposes. 

The following table summarizes stock option activity under the 2001 and 2006 Equity Incentive Plans and the 2004 Director 
Plan for the year ended December 31, 2020: 

Common Stock 
Outstanding at December 31, 2019 
Granted 
Exercised 
Forfeited 
Outstanding at December 31, 2020 
Exercisable at December 31, 2020 

Weighted 
Average 
Remaining 
Contractual 
Terms 
(Years) 

Aggregate 
Intrinsic 
Value 
(In 
thousands)    

Weighted 
Average 
Exercise 
Price 

18.08      
62.23      
14.20      
32.28      
25.31      
18.00      

      $ 

25,912  

5.58     $ 
4.14     $ 

11,665  
6,811  

Number of 
Options 

     1,245,922     $ 
70,471     $ 
(630,373 )   $ 
(85,449 )   $ 
600,571     $ 
270,876     $ 

The following table summarizes information related to stock options for the years ended December 31, 2020, 2019 and 2018: 

2020 
Common 
Stock 

2019 
Common 
Stock 

2018 
Common 
Stock 

Weighted average grant date fair value of stock options 

granted 

  $ 
Intrinsic value of stock options exercised (in thousands)    $ 
  $ 
Intrinsic value of stock options vested (in thousands) 

18.67    $ 
25,912    $ 
1,965    $ 

11.99    $ 
8,280    $ 
1,891    $ 

10.02  
10,621  
2,719  

As  of  December  31,  2020,  the  total  unrecognized  compensation  cost  related  to  non-vested  stock  option  awards  was 
approximately $1.4 million which was expected to be recognized over a weighted average period of 2.96 years. 

52 

 
  
  
  
  
     
     
  
  
  
     
     
  
    
    
    
    
  
  
  
  
  
    
    
    
      
        
        
        
  
        
   
    
        
   
    
    
        
   
    
    
  
  
  
  
    
    
  
  
  
    
    
  
  
 
 
There was $1.7 million in cash received from stock options exercised for the year ended December 31, 2020 and no cash 
received  from  options  exercised  in  2019  or  2018.  We  recognized  $680,000,  $934,000  and  $1.1  million  of  non-cash 
compensation for the years ended December 31, 2020, 2019, and 2018, respectively, related to options, which is included in 
direct and selling, general and administrative expenses. The actual tax benefit realized for the tax deduction from stock options 
exercised was $6.3 million, $2.0 million and $3.8 million for the years ended December 31, 2020, 2019 and 2018, respectively. 

During 2019 and 2018, we granted 6,005 and 6,793 non-vested shares of Common Stock, respectively, under the 2006 Equity 
Incentive  Plan.  No  shares  of  non-vested  Common  Stock  were  granted  during  the  year  ended  December  31,  2020.  As  of 
December 31, 2020, we had 6,005 non-vested shares of Common Stock outstanding under the 2006 Equity Incentive Plan. 
These shares vest over five years following the date of grant and holders thereof are entitled to receive dividends from the 
date of grant, whether or not vested. The fair value of the awards is calculated as the fair market value of the shares on the 
date of grant. We recognized $23,000, $290,000 and $428,000 of non-cash compensation for the years ended December 31, 
2020,  2019,  and  2018,  respectively,  related  to  this  non-vested  stock,  which  is  included  in  direct  and  selling,  general  and 
administrative expenses. The actual tax benefit realized for the tax deduction from vesting of restricted stock was $235,000 
and $168,000 for the years ended December 31, 2020 and 2018, respectively. No restricted stock vested during the year end 
December 31, 2019. 

The following table summarizes information regarding non-vested stock granted to associates under the 2006 Equity Incentive 
Plans for the year ended December 31, 2020: 

Outstanding at December 31, 2019 
Granted 
Vested 
Forfeited 
Outstanding at December 31, 2020 

Common Stock 
Weighted 
Average Grant 
Date Fair Value 
Per Share 

17.23  
--  
13.59  
36.80  
38.30  

Common Stock 
Outstanding 

84,176    $ 
--    $ 
(71,378)   $ 
(6,793)   $ 
6,005    $ 

As of December 31, 2020, the total unrecognized compensation cost related to non-vested stock awards was approximately 
$138,000 and is expected to be recognized over a weighted average period of 3.00 years. 

(10)  Leases 

We lease printing, computer, other equipment and office space in the United States and Canada. The leases remaining terms 
as of December 31, 2020 range from less than one year to 4.7 years. 

Certain equipment and office lease agreements include provisions for periodic adjustments to rates and charges. The rates 
and charges are adjusted based on actual usage or actual costs for internet, common area maintenance, taxes or insurance, as 
determined by the lessor and are considered variable lease costs. 

The components of lease expense for the years ended December 31, 2020 and 2019 included (in thousands): 

Operating leases 
Finance leases: 

Asset amortization 
Interest on lease liabilities 

Variable lease cost 
Short-term lease cost 
Total net lease cost 

2020 

2019 

  $ 

600    $ 

355      
37      
62      
42      
1,096    $ 

  $ 

781  

252  
39  
86  
42  
1,200  

In 2020, we adjusted the useful life of the operating right of use assts associated with our Atlanta, Georgia and Markham, 
Ontario  office  leases  based  on  the  expectation  that  we  will  vacate  the  office  space  before  the  end  of  the  lease  term.  We 
recorded rent expense in connection with our operating leases of $779,000 in 2018. 

53 

 
  
  
  
  
  
    
  
    
    
    
    
    
  
  
  
  
  
  
  
  
  
    
  
      
        
  
    
    
    
    
  
 
Supplemental balance sheet information related to leases (in thousands):      

Operating leases: 

Operating ROU assets 

Current operating lease liabilities 
Noncurrent operating lease liabilities 
Total operating lease liabilities 

Finance leases: 

Furniture and equipment 
Computer Equipment 
Computer Software 

Property and equipment under finance lease, gross 
Less accumulated amortization 

Property and equipment under finance lease, net 

Current obligations of finance leases 
Noncurrent obligations of finance leases 

Total finance lease liabilities 

Weighted average remaining lease term (in years): 
Operating leases 
Finance leases 

Weighted average discount rate: 
Operating leases 
Finance leases 

December 31, 
2020 

December 31, 
2019 

  $ 

1,308    $ 

1,628  

461      
896      
1,357    $ 

524  
1,139  
1,663  

  $ 

December 31, 
2020 

December 31, 
2019 

  $ 

  $ 

  $ 

  $ 

1,014     $ 
662       
207       
1,883       
(605)      
1,278     $ 

493     $ 
778       
1,271     $ 

3.68       
2.69       

4.40%     
3.38%     

802  
511  
207  
1,520  
(734) 
786  

227  
559  
786  

4.17  
3.56  

4.81% 
4.60% 

Supplemental cash flow and other information related to leases were as follows (in thousands): 

Cash paid for amounts included in the measurement of lease liabilities: 
Operating cash flows from operating leases 
Operating cash flows from finance leases 
Financing cash flows from finance leases 

  $ 

ROU assets obtained in exchange for operating lease liabilities 
ROU assets obtained in exchange for finance lease liabilities 

2020 

2019 

596    $ 
36      
332      

276      
817      

789  
38  
229  

16  
192  

54 

 
  
  
  
    
  
      
        
  
  
      
        
  
    
    
  
  
  
     
  
      
         
  
    
    
    
    
  
      
         
  
    
  
    
        
   
    
        
   
    
    
  
    
        
   
    
        
   
    
    
  
  
  
  
    
  
      
        
  
    
    
  
      
        
  
    
    
  
 
 
Undiscounted  payments  under  non-cancelable  finance  and  operating  leases  at  December  31,  2020  were  as  follows  (in 
thousands): 

2021 
2022 
2023 
2024 
2025 
Thereafter 

Total minimum lease payments 

Less: Amount representing interest 

Present value of minimum lease payments 
Current portion 

Lease obligations, net of current portion 

   Finance Leases      Operating Leases   
509  
527    $ 
  $ 
322  
481      
319  
305      
203  
13      
118  
--      
--  
--      
1,471  
1,326      
(114) 
(55)     
1,357  
1,271      
(461) 
(493)     
896  
778    $ 

  $ 

In addition to the above, we have an operating lease for office space commencing February 2021 which requires monthly 
base rent payments of $14,288 through January 2024.  

(11)  Related Party 

Until January 2020, one of our directors served as an officer and director of Ameritas Life Insurance Corp. (“Ameritas”) and 
continues to service on the board of directors of Ameritas. In connection with our regular assessment of our insurance-based 
associate benefits, which is conducted by an independent insurance broker, and the costs associated therewith, we purchase 
dental and vision insurance for certain of our associates from Ameritas. The total value of these purchases was $248,000, 
$242,000 and $200,000 in 2020, 2019 and 2018 respectively. 

A director, who served on our board through May 2020, also served as a board member of IMA Financial Group. In connection 
with our regular assessment of our liability coverage, during 2020 we began purchasing directors and officers and employment 
practices  liability  insurance  through  IMA  Financial  Group.  Total  payments  for  these  services  totaled  $1.1  million with 
$478,000 recorded as expense in 2020. 

During 2017, we acquired a cost method investment in convertible preferred stock of PX (see Note 4). Also in 2017, we paid 
$250,000 to acquire certain perpetual content licenses from PX for content we include in certain of our subscription services. 
We also have an agreement with PX which commenced in 2016 under which we act as a reseller of PX services and receive 
a portion of the revenues. The total revenue earned from the PX reseller agreement in the years ended December 31, 2020, 
2019 and 2018 was $294,000, $578,000 and $439,000, respectively. We will no longer earn revenue under this agreement 
after September 30, 2021 due to termination of the reseller agreement. 

(12)  Associate Benefits 

We sponsor a qualified 401(k) plan covering substantially all associates with no eligibility service requirement. Under the 
401(k) plan, we match 25.0% of the first 6.0% of compensation contributed by each associate. Employer contributions, which 
are discretionary, vest to participants at a rate of 20% per year. We contributed $521,000, $447,000 and $396,000 in 2020, 
2019 and 2018, respectively, as a matching percentage of associate 401(k) contributions. 

(13)  Segment Information 

Our six operating segments are aggregated into one reporting segment because they have similar economic characteristics 
and  meet  the  other  aggregation  criteria  from  the  FASB  guidance  on  segment  disclosure.  The  six  operating  segments  are 
Experience,  The  Governance  Institute,  Market  Insights,  Transparency,  National  Research  Corporation  Canada  and 
Transitions, which offer a portfolio of solutions that address specific needs around market insight, experience, transparency 
and governance for healthcare providers, payers and other healthcare organizations. 

55 

 
  
  
    
    
    
    
    
    
    
    
    
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
The table below presents entity-wide information regarding our revenue and assets by geographic area (in thousands): 

Revenue: 

United States 
Canada 
Total 
Long-lived assets: 
United States 
Canada 
Total 
Total assets: 

United States 
Canada 
Total 

(14)  Subsequent Event 

2020 

2019 

2018 

  $ 

  $ 

  $ 

  $ 

  $ 

  $ 

130,305    $ 
2,972      
133,277    $ 

77,448    $ 
1,863      
79,311    $ 

128,319    $ 
5,104      
133,423    $ 

124,369    $ 
3,613      
127,982    $ 

78,906    $ 
2,622      
81,528    $ 

95,668    $ 
15,017      
110,685    $ 

115,451   
4,235   
119,686   

77,330   
2,291   
79,621   

91,080   
16,952   
108,032   

On January 4, 2021, we acquired substantially all assets and assumed certain liabilities of PatientWisdom, Inc., a company 
with a health engagement solution that will further our purpose of operationalizing human understanding through tangible 
and actionable insights. $3.0 million of the total $5.0 million all-cash consideration was paid at closing. We are required to 
pay the remaining $2.0 million no later than February 1, 2022, subject to offset for indemnification claims as provided in the 
purchase agreement. The closing payment was funded, and we expect to fund the deferred portion of the purchase price, with 
cash on hand. 

56 

 
  
  
  
    
    
  
       
         
         
  
    
       
         
         
  
    
       
         
         
  
    
  
  
  
 
 
Item 9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

Not applicable. 

Item 9A.  Controls and Procedures 

Evaluation of Disclosure Controls and Procedures 

In accordance with Rule 13a-15(b) of the Securities Exchange Act of 1934 (the “Exchange Act”), our management evaluated, 
with the participation of our Chief Executive Officer and our Chief Financial Officer, the effectiveness of the design and 
operation of our disclosure controls and procedures (as defined in Rule 13a-15(e) and 15d-15(e) under the Exchange Act) as 
of December 31, 2020. Based upon their evaluation of these disclosure controls and procedures, the Chief Executive Officer 
and the Chief Financial Officer concluded that the disclosure controls and procedures were effective as of December 31, 
2020. 

Management’s Report on Internal Control over Financial Reporting 

Our management is responsible for establishing and maintaining adequate internal control over financial reporting (as defined 
in  Rule  13a-15(f)  of  the  Exchange  Act).  Our  internal  control  over  financial  reporting  is  designed  to  provide  reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles. Because of its inherent limitations, however, internal control over 
financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future 
periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of 
compliance with the policies of procedures may deteriorate. 

Our  management,  with  the  participation  of  our  Chief  Executive  Officer  and  Chief  Financial  Officer,  has  evaluated  the 
effectiveness of our internal control over financial reporting using the framework in Internal Control – Integrated Framework 
(2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (“COSO”).  Based  on  such 
evaluation, our management concluded that our internal control over financial reporting was effective as of December 31, 
2020. 

The effectiveness of our internal control over financial reporting as of December 31, 2020, has been audited by KPMG LLP, 
an independent registered public accounting firm, as stated in their report, a copy of which is included in this Annual Report 
on Form 10-K. 

Changes in Internal Control over Financial Reporting 

There was no change in our internal control over financial reporting that occurred during the quarter ended December 31, 
2020, that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting. 

Item 9B.  Other Information 

We have no other information to report pursuant to this item. 

57 

 
  
  
  
  
  
  
  
  
  
  
  
  
 
 
PART III 

Preliminary  note  regarding  this  Part  III:  The  disclosure  below  is  from  our  Annual  Report  on  Form  10-K  filed  with  the 
Securities  and  Exchange  Commission  on  March  5,  2021  (the  “Original  10-K”).   As  noted  below,  the  Original  10-K 
incorporated certain  information by reference  to our  Proxy  Statement  for our 2021  Annual Meeting of  Shareholders  (the 
“Proxy Statement”), which is being provided to shareholders contemporaneously with this Annual Report.  We amended the 
Original 10-K by filing an amendment on Form 10-K/A on April 28, 2021 to include the information previously incorporated 
by  reference  in  this  Part  III  (the  “Amendment”).   A  copy  of  the  Amendment  is  available  on  our  website  at  
https://national-research-corporation.ir.rdgfilings.com/  and  is  also  available  to  the  public  on  the  Securities  and  Exchange 
Commission’s online EDGAR database at www.sec.gov.  We have not included the Amendment as part of this Annual Report 
because it contains information that is duplicative with the information contained in the accompanying Proxy Statement and, 
in some cases, the information in the Amendment has been further updated in the Proxy Statement. 

Item 10.  Directors, Executive Officers and Corporate Governance 

The information required by this Item with respect to directors, executive officers and Section 16 compliance is included 
under  the  captions  “Election  of  Directors,”  “Corporate  Governance  –  Committees”,  “Information  About  Our  Executive 
Officers”  and  “Delinquent  Section 16(a)  Reports,”  respectively,  in  our  definitive  Proxy  Statement  for  our  2021  Annual 
Meeting of Shareholders (“Proxy Statement”) and is hereby incorporated herein by reference. The information required by 
this Item with respect to audit committees and audit committee financial experts is included under the caption “Corporate 
Governance” in the Proxy Statement and is incorporated herein by reference. 

We have adopted a Code of Business Conduct and Ethics that applies to all of our associates, including our Chief Executive 
Officer and Chief Financial Officer and other persons performing similar functions. We have posted a copy of the Code of 
Business  Conduct  and  Ethics  on  our  website  at  www.nrchealth.com,  and  such  Code  of  Business  Conduct  and  Ethics  is 
available, in print, without charge, to any shareholder who requests it from our Secretary. We intend to satisfy the disclosure 
requirements under Item 5.05 of Form 8-K regarding amendments to, or waivers from, the Code of Business Conduct and 
Ethics by posting such information on our website at www.nrchealth.com. We are not including the information contained on 
our website as part of, or incorporating it by reference into, this report. 

Item 11.  Executive Compensation 

The  information  required  by  this  Item  is  included  under  the  captions  “Compensation  Discussion  and  Analysis,”  “2020 
Summary Compensation Table,” “Grants of Plan-Based Awards in 2020,” “Outstanding Equity Awards at December 31, 
2020,”  “2020  Director  Compensation,”  “Compensation  Committee  Report,”  “Corporate  Governance-Transactions  with 
Related  Persons,”  “Compensation  Committee  Interlocks  and  Insider  Participation” and  “CEO  Pay  Ratio”  in  the  Proxy 
Statement and is hereby incorporated herein by reference. 

58 

 
  
 
  
  
  
  
  
 
 
Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters 

The information required by this Item with respect to security ownership of certain beneficial owners and management is 
included under the caption “Principal Shareholders” in the Proxy Statement and is hereby incorporated by reference. 

The following table sets forth information with respect to compensation plans under which equity securities of the Company 
are authorized for issuance as of December 31, 2020. 

Number of 
securities 
to be issued 
upon 
the exercise of 
outstanding 
options, 
warrants and 
rights 

Weighted- 
average 
exercise price 
of 
outstanding 
options, 
warrants and 
rights 

Number of 
securities 
remaining 
available 
for future issuance 
under equity 
compensation 
plans (excluding 
securities 
reflected 
in the first 
column) 

600,571    $ 
--      
600,571    $ 

25.31      
--      
25.31      

1,610,219 (2) 

--  
1,610,219  

Plan Category Common Shares 
Equity compensation plans approved by security holders(1) 
Equity compensation plans not approved by security holders      
Total 

(1)  Includes our 2006 Equity Incentive Plan, 2004 Director Plan, and the 2001 Equity Incentive Plan. 
(2)  Under  the  2006  Equity  Incentive  Plan,  we  had  authority  to  award  up  to  331,874  additional  shares  of  restricted 
Common Stock provided that the total of such shares awarded may not exceed the total number of shares remaining 
available for issuance under the 2006 Equity Incentive Plan, which totaled 779,800 shares of Common Stock as of 
December 31, 2020. The Director Plan provides for granting options for 3,000,000 shares of Common Stock. Option 
awards through December 31, 2020 totaled 2,169,581 shares of Common Stock. No future awards are available 
under the 2001 Equity Incentive Plan due to its expiration.  

Item 13.  Certain Relationships and Related Transactions, and Director Independence 

The information required by this Item is included under the caption “Corporate Governance” in the Proxy Statement and is 
hereby incorporated by reference. 

Item 14.  Principal Accountant Fees and Services 

The  information  required  by  this  Item  is  included  under  the  caption  “Miscellaneous  —  Independent  Registered  Public 
Accounting Firm” in the Proxy Statement and is hereby incorporated by reference. 

59 

 
  
  
  
  
    
    
  
    
    
  
  
  
  
  
  
  
  
 
 
Item 15.  Exhibits, Financial Statement Schedules 

PART IV 

1.  Consolidated  financial  statements.  The  consolidated  financial  statements  listed  in  the  accompanying  index  to  the 

consolidated financial statements are filed as part of this Annual Report on Form 10-K. 

2.  Financial statement schedules. All financial statement schedules have been omitted because they are not applicable or 

the required information is included in the consolidated financial statements and the related notes thereto. 

3.  Exhibits. The exhibits listed in the exhibit index below are filed as part of this Annual Report on Form 10-K. 

Exhibit 
Number  Exhibit Description 

EXHIBIT INDEX 

(3.1) 

(3.2) 

(4.1) 

(4.2) 

(4.3) 

Amended and Restated Articles of Incorporation of National Research Corporation, effective as of 5:01 pm, CT, 
on April 17, 2018 [Incorporated by reference to Exhibit 3.3 to National Research Corporation’s Current Report on 
Form 8-K dated April 16, 2018 and filed on April 20, 2018 (File No. 001-35929)]  

By-Laws  of  National  Research  Corporation,  as  amended  to  date  [Incorporated  by  reference  to  Exhibit  3.1 to 
National Research Corporation’s Current Report on Form 8-K dated May 14, 2020 and filed on May 15, 2020 (File 
No. 001-35929)] 

Amended and Restated Articles of Incorporation of National Research Corporation, effective as of 5:01 pm, CT, 
on April 17, 2018 [Incorporated by reference to Exhibit 3.3 to National Research Corporation’s Current Report on 
Form 8-K dated April 16, 2018 and filed on April 20, 2018 (File No. 001-35929)]  

By-Laws  of  National  Research  Corporation,  as  amended  to  date  [Incorporated  by  reference  to  Exhibit  3.1 to 
National Research Corporation’s Current Report on Form 8-K dated May 14, 2020 and filed on May 15, 2020 (File 
No. 001-35929)] 

Description  of  the  Securities  of  the  Registrant  [Incorporated  by  reference  to  Exhibit  4.3  to  National  Research 
Corporation’s Annual Report on Form 10-K for the year ended December 31, 2019 and filed on March 6, 2020 
(File No. 001-35929)] 

(10.1)  Amended and Restated Credit Agreement dated May 28, 2020, between National Research Corporation and First 
National Bank of Omaha [Incorporated by reference to Exhibit 10.1 to National Research Corporation’s Quarterly 
Report on Form 10-Q for the quarter ended June 30, 2020 and filed on August 7, 2020 (File No. 001-35929)] 

(10.2)*  National Research Corporation 2004 Non-Employee Director Stock Plan, as amended [Incorporated by reference 
to Appendix A to National Research Corporation’s Proxy Statement for the 2018 Annual Meeting of Shareholders 
filed on April 27, 2018 (File No. 001-35929)] 

(10.3)*  Form of Nonqualified Stock Option Agreement (for new associates) used in connection with the National Research 
Corporation  2001  Equity  Incentive  Plan  [Incorporated  by  reference  to  Exhibit  4.4  to  National  Research 
Corporation’s Registration Statement on Form S-8 (Registration No. 333-120530) filed on November 16, 2004] 

(10.4)*  Form  of  Nonqualified  Stock  Option  Agreement  (for  officers)  used  in  connection  with  the  National  Research 
Corporation  2001  Equity  Incentive  Plan  [Incorporated  by  reference  to  Exhibit  4.5  to  National  Research 
Corporation’s Registration Statement on Form S-8 (Registration No. 333-120530) filed on November 16, 2004] 

(10.5)*  Form  of  Restricted  Stock  Agreement  for  executive  officers  used  in  connection  with  the  National  Research 
Corporation  2001  Equity  Incentive  Plan  [Incorporated  by  reference  to  Exhibit  10.2  to  National  Research 
Corporation’s Current Report on Form 8-K dated March 19, 2005 and filed on March 23, 2005 (File No. 000-
29466)] 

60 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
Exhibit 
Number  Exhibit Description 

(10.6)*  Form of Restricted Stock Agreement (one year vesting) used in connection with the National Research Corporation 
2001  Equity  Incentive  Plan  [Incorporated  by  reference  to  Exhibit  4.6  to  National  Research  Corporation’s 
Registration Statement on Form S-8 (Registration No. 333-120530) filed on November 16, 2004] 

(10.7)*  Form of Restricted Stock Agreement (five year vesting) used in connection with the National Research Corporation 
2001  Equity  Incentive  Plan  [Incorporated  by  reference  to  Exhibit  4.7  to  National  Research  Corporation’s 
Registration Statement on Form S-8 (Registration No. 333-120530) filed on November 16, 2004] 

(10.8)*  Form of Nonqualified Stock Option Agreement used in connection with the National Research Corporation 2006 
Equity Incentive Plan [Incorporated by reference to Exhibit (10.14) to National Research Corporation’s Annual 
Report on Form 10-K for the year ended December 31, 2006 and filed on April 2, 2007 (File No. 000-29466)] 

(10.9)*  Form  of  Restricted  Stock  Agreement  used  in  connection  with  the  National  Research  Corporation  2006  Equity 
Incentive Plan [Incorporated by reference to Exhibit (10.15) to National Research Corporation’s Annual Report on 
Form 10-K for the year ended December 31, 2006 and filed on April 2, 2007 (File No. 000-29466)] 

(10.10)*  National Research Corporation 2001 Equity Incentive Plan [Incorporated by reference to Appendix A to National 
Research Corporation’s Proxy Statement for the 2002 Annual Meeting of Shareholders filed on April 3, 2002 (File 
No. 000-29466)]] 

(10.11)*  National Research Corporation 2006 Equity Incentive Plan, [Incorporated by reference to Appendix A to National 
Research Corporation’s Proxy Statement for the 2006 Annual Meeting of Shareholders filed on April 3, 2006 (File 
No. 000-29466)] 

(10.12)*  Form of Grant used in connection with the National Research Corporation 2004 Non-Employee Director Stock 
Plan, as amended [Incorporated by reference to Exhibit 10.2 to National Research Corporation’s Quarterly Report 
on Form 10-Q for the quarter ended June 30, 2020 and filed on August 7, 2020 (File No. 001-35929)] 

(21)**  Subsidiary of National Research Corporation 

(23)**  Consent of Independent Registered Public Accounting Firm 

(31.1)**  Certification of the Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 

(31.2)**  Certification of the Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 

(32)**  Certification of Periodic Financial Report by the Chief Executive Officer and Chief Financial Officer pursuant to 

Section 906 of the Sarbanes-Oxley Act of 2002 

(101)**  Financial statements from the Annual Report on Form 10-K of National Research Corporation for the year ended 
December 31, 2020, formatted in Inline eXtensible Business Reporting Language (iXBRL): (i) the Consolidated 
Balance  Sheets,  (ii)  the  Consolidated  Statements  of  Income,  (iii)  Consolidated  Statements  of  Comprehensive 
Income, (iv) Consolidated Statements of Shareholders’ Equity, (v) the Consolidated Statements of Cash Flows, 
(vi) the Notes to the Consolidated Financial Statements, and (vii) document and entity information. 

(104)**  Cover Page Interactive Data File (formatted in the Inline XBRL and contained in Exhibit 101). 

* 

A management contract or compensatory plan or arrangement. 

**  Filed herewith. 

Item 16.  Form 10-K Summary 

None. 

61 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
  
 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS 

Page in this  
Form 10-K 

Report of Independent Registered Public Accounting Firm .................................................................................  

Consolidated Balance Sheets as of December 31, 2020 and 2019 .......................................................................  

Consolidated Statements of Income for the Three Years Ended December 31, 2020 ..........................................  

Consolidated Statements of Comprehensive Income for the Three Years Ended December 31, 2020 ................  

Consolidated Statements of Shareholders’ Equity for the Three Years Ended December 31, 2020 ....................  

Consolidated Statements of Cash Flows for the Three Years Ended December 31, 2020 ...................................  

Notes to Consolidated Financial Statements ........................................................................................................  

29 

31 

32 

33 

34  

35 

36 

All other financial statement schedules are omitted since the required information is not present or is not present in amounts 
sufficient to require submission of the schedules, or because the information required is included in the consolidated financial 
statements and notes thereto. 

62 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly 

caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, on this 5th day of March 2021. 

SIGNATURES 

NATIONAL RESEARCH CORPORATION 

By: /s/ Michael D. Hays 
   Michael D. Hays 
   Chief Executive Officer and President 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the 

following persons on behalf of the Registrant and in the capacities and on the dates indicated. 

Signature 

Title 

Date 

/s/ Michael D. Hays 
Michael D. Hays 

/s/ Kevin R. Karas 
Kevin R. Karas 

/s/ Donald M. Berwick 
Donald M. Berwick 

/s/ JoAnn M. Martin 
JoAnn M. Martin 

/s/ John N. Nunnelly 
John N. Nunnelly 

Chief Executive Officer, President and Director 
(Principal Executive Officer) 

   March 5, 2021 

Senior Vice President Finance, Chief Financial 
Officer, Treasurer and Secretary (Principal 
Financial and Accounting Officer) 

Director 

Director 

Director 

   March 5, 2021 

   March 5, 2021 

   March 5, 2021 

   March 5, 2021 

63 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Subsidiary of National Research Corp. 

National Research Corporation’s subsidiary as of December 31, 2020 is listed below: 

Subsidiary 

Jurisdiction of organization 

National Research Corporation Canada  

Ontario 

Exhibit 21 

  
  
  
  
  
  
  
Consent of Independent Registered Public Accounting Firm 

Exhibit 23 

The Board of Directors 
National Research Corporation: 

We  consent  to  the  incorporation  by  reference  in  the  registration  statements  (File  Nos. 333-120530,  333-137763,  333-
137769, 333-173097, 333-189139, 333-189140, 333-189141, 333-209934, 333-226715, and 333-226716) on Forms S-8 
and (File Nos. 333-120529, 333-211190, and 333-232534) on Forms S-3 of National Research Corporation of our report 
dated March 5, 2021, with respect to the consolidated balance sheets of National Research Corporation and subsidiary as 
of December 31, 2020 and 2019, and the related consolidated statements of income, comprehensive income, shareholders’ 
equity, and cash flows for each of the years in the three-year period ended December 31, 2020, and the related notes, and 
the  effectiveness  of  internal  control  over  financial  reporting  as  of  December 31,  2020,  which  report  appears  in  the 
December 31, 2020 annual report on Form 10-K of National Research Corporation. 

/s/ KPMG LLP 

Lincoln, Nebraska 
March 5, 2021 

  
  
  
  
  
  
  
  
  
  
  
  
Exhibit 31.1 

Certification of Chief Executive Officer 
Pursuant to Rule 13a-14(a) or 15d-14(a) under the Securities Exchange Act of 1934 

I, Michael D. Hays, certify that: 

1.  I have reviewed this Annual Report on Form 10-K of National Research Corporation; 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material 
fact necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present 
in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report; 

4.  The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

   (a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed 
under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated 
subsidiary, is made known to us by others within those entities, particularly during the period in which this report is 
being prepared; 

   (b)  Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 
designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles; 

   (c)  Evaluated  the  effectiveness  of  the  registrant’s  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by 
this report based on such evaluation; and 

   (d)  Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the 
registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; 
and 

5.  The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over 
financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons 
performing the equivalent functions): 

   (a)  All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial 
reporting which are reasonably likely to adversely affect  the registrant’s ability to record, process, summarize and 
report financial information; and 

   (b)  Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant’s internal control over financial reporting. 

 Date: March 5, 2021 

By: /s/ Michael D. Hays 
   Michael D. Hays 
   Chief Executive Officer and President 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Exhibit 31.2 

Certification of Chief Financial Officer 
Pursuant to Rule 13a-14(a) or 15d-14(a) under the Securities Exchange Act of 1934 

I, Kevin R. Karas, certify that: 

1.  I have reviewed this Annual Report on Form 10-K of National Research Corporation; 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material 
fact necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present 
in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report; 

4.  The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

   (a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed 
under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated 
subsidiary, is made known to us by others within those entities, particularly during the period in which this report is 
being prepared; 

   (b)  Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 
designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles; 

   (c)  Evaluated  the  effectiveness  of  the  registrant’s  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by 
this report based on such evaluation; and 

   (d)  Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the 
registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; 
and 

5.  The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over 
financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons 
performing the equivalent functions): 

   (a)  All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial 
reporting which are reasonably likely to adversely affect  the registrant’s ability to record, process, summarize and 
report financial information; and 

   (b)  Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant’s internal control over financial reporting. 

 Date: March 5, 2021 

By: /s/ Kevin R. Karas 
   Kevin R. Karas 
   Chief Financial Officer 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Exhibit 32 

Certification Pursuant to 18 U.S.C. Section 1350 
as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 

In connection with the accompanying Annual Report on Form 10-K of National Research Corporation (the “Company”) for 
the year ended December 31, 2020 (the “Report”), I, Michael D. Hays, Chief Executive Officer and President of the Company, 
and I, Kevin R. Karas, Chief Financial Officer, certify pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 
906 of the Sarbanes-Oxley Act of 2002, based on my knowledge, that: 

1)  The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, 

as amended; and 

2)  The information contained in the Report fairly presents, in all material respects, the financial condition and results 

of operations of the Company. 

/s/ Michael D. Hays 

   Michael D. Hays 
   Chief Executive Officer and President 

/s/ Kevin R. Karas 

   Kevin R. Karas 
   Chief Financial Officer 

   Date: March 5, 2021 

A signed original of this written statement required by Section 906 has been provided to National Research Corporation and 
will be retained by National Research Corporation and furnished to the Securities and Exchange Commission or its staff upon 
request. 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Directors and Officers

Board of Directors

Michael D. Hays
President and Chief Executive Officer
National Research Corporation

JoAnn M. Martin
Retired President and Chief Executive 
Officer, Ameritas Life Insurance Corp.
Member of the Strategy, Audit (Chair), and 

Stephen H. Lockhart, M.D., Ph.D.
Retired Senior Vice President and Chief 
Medical Officer, Sutter Health Network
Member of the Strategy, Nominating and 

Compensation and Talent Committees

Compensation and Talent (Co-chair) Committees

Donald M. Berwick, M.D.
President Emeritus and Senior Fellow 
Institute for Healthcare Improvement
Member of the Strategy, Audit, 

Nominating (Chair), and Compensation 
and Talent (Co-chair) Committees

John N. Nunnelly, Lead Director
Retired Group President  
McKesson Corporation
Member of the Strategy (Chair), Audit, 

Nominating, and Compensation and 
Talent Committees

Penny A. Wheeler, M.D.
Chief Executive Officer
Allina Health
Member of the Strategy, Audit and 

Nominating Committees

Executive Officers 

Michael D. Hays
President and Chief Executive Officer

Helen L. Hrdy
Chief Growth Officer

Jona S. Raasch
Chief Operating Officer 
Chief Executive Officer,  
The Governance Institute

Kevin R. Karas
Chief Financial Officer,
Treasurer and Secretary

Corporate Data

Corporate Headquarters
National Research Corporation
1245 Q Street
Lincoln, Nebraska 68508
Phone: 402.475.2525
Fax: 402.475.9061
www.nrchealth.com

Transfer Agent
American Stock Transfer & Trust Company LLC
200 S. Wacker Drive, Suite 3144
Chicago, Illinois 60606
Phone: 718.921.8588
Fax: 718.765.8717

Corporate Counsel 
Scudder Law Firm, P.C., L.L.O. 
Lincoln, Nebraska

Common Stock
National Research Corporation’s
common stock is traded on the  
NASDAQ Stock Market under the  
symbol NRC.

Independent Registered  
Public Accounting Firm 
KPMG LLP
Lincoln, Nebraska

 
 
 
 
1.800.388.4264 | nrchealth.com
1245 Q Street | Lincoln, Nebraska | 68508