Quarterlytics / Consumer Defensive / Packaged Foods / Natural Alternatives International, Inc.

Natural Alternatives International, Inc.

naii · NASDAQ Consumer Defensive
Claim this profile
Ticker naii
Exchange NASDAQ
Sector Consumer Defensive
Industry Packaged Foods
Employees 51-200
← All annual reports
FY2001 Annual Report · Natural Alternatives International, Inc.
Sign in to download
Loading PDF…
Life

improving it naturally.

N A T U R A L A L T E R N A T I V E S I N T E R N A T I O N A L ,   I N C .
1
A

O

N

N

U

R

A

R

P

E

T

0

2

0

L

 
 
Natural Alternatives International, Inc. is a leading formulator and 

manufacturer  of  nutritional  supplements,  providing  strategic  partnering 

services  to  its  customers.  The  Company’s  comprehensive  partnership 

approach offers a wide range of innovative nutritional products and services to

clients, including: scientific research, clinical studies demonstrating product 

efficacy, customer-specific nutritional product formulation, product testing and

evaluation, marketing management and support, packaging and delivery 

system design, regulatory review and international product registration assistance.

D E A R  S H A R E H O L D E R S ,

We used this time to focus on several important objectives, including controlling costs, improving our balance

sheet, targeting new revenue opportunities and increasing operational efficiencies. We reduced debt by more

L ast year was a time of transition, during which we made progress on many fronts. 

hensive, real-time information available across the Company. 

than $2.5 million and improved cash flow from operations. Gross profit increased through streamlining materials

management and manufacturing processes. Administrative expenses increased minimally due to costs associated

with the successful launch of the Dr. Cherry physician-branded product line and unrelated litigation costs. In addition, we

continued implementation of an enterprise-wide business software system that significantly improved operations by making compre-

We are optimistic about our industry and the opportunity for NAI. Supplements are a significant portion of the $140-billion global

nutrition market. The supplements market is driven by an aging population, increased media attention, emergence of supplements

into mainstream usage and expanding medical knowledge regarding their health benefits. 

Recently, we have seen increased interest from consumers and international regulatory bodies for greater scientific validation

of supplements. For the past 20 years, NAI has placed great emphasis on clinical evaluation and quality control in product development.

Our focus in these areas ensures that NAI products consistently meet the intense scrutiny of consumers and regulatory agencies.

It’s our belief that consumer confidence must be maintained through regulatory bodies and trade groups that advocate product

quality and improved international manufacturing standards. In support of these objectives, Dr. John Wise, NAI’s Chief Science

Officer, and I are expanding the Company’s involvement in industry organizations such as the Council for Responsible Nutrition and

National Nutritional Foods Association. 

Recent publications of scientific research are fostering greater acceptance of the role of well-designed supplements in promoting

health. As scientific publications continue to report their findings regarding nutritional supplementation, we are confident that quality

supplements will enjoy even greater acceptance in commerce.

In September, we announced senior management changes to further enhance our effectiveness and improve our responsive-

ness to customers and new market opportunities. The role of Chairman of the Board was added to my responsibilities and I relin-

quished the position of President. Randell Weaver, the Company’s Chief Financial Officer, was also appointed to the role of Chief

Operating Officer. Additional management changes are detailed on the following pages.

With the Company’s most pressing issues behind us we are now focused on achieving profitability by investing wisely, cutting

expenses appropriately and targeting strong markets and revenue sources. As I look at our talented employees, strengthened manu-

facturing and business processes and accomplishments in 2001, I am confident that we can execute our strategy of operating NAI

as a successful, profitable company.

Sincerely,

F O U N D E R ,  C H I E F  E X E C U T I V E  O F F I C E R  A N D  C H A I R M A N  O F  T H E  B OA R D

M A R K  A .  L E  D O U X

Building Consumer Confidence through Quality

Product quality is vital to consumer acceptance of supplements and confidence 

in their effectiveness. NAI employs stringent manufacturing and quality control 

standards to deliver the highest quality products. All raw materials are certified to

meet or exceed federally-mandated requirements and are tested to ensure they are

free of harmful pesticides, herbicides and heavy metal contamination. NAI maintains

Good Manufacturing Practices (GMP) and has been audited and approved for the

third time by the prestigious Therapeutic Goods Administration 

(TGA) of Australia. TGA is an agency of the Australian 

government that regulates therapeutic goods

to ensure their quality, safety and efficacy.

Diversifying Our Core Business

The Company enjoyed great success in the 

first full year sales of Dr. Cherry products, the

Company’s first physician-branded product line

distributed direct to consumers. Sales exceeded

$5 million and Dr. Cherry products now represent

a growing client base of more than 10,000 con-

sumers. The line’s initial Basic Nutrient Support

supplement was followed in 2001 with the intro-

duction of condition-specific products for joints,

menopause, prostate and sleep that target Dr.

Cherry’s demographic audience. 

Fighting Muscle Fatigue with 

a Patented Process

The U.S. Patent Office awarded NAI two

patents for a significant new process that 

enhances athletic performance by enabling

muscles to work harder for a longer period 

of time. The Company’s process, known as

the “Oxford Factor”, substantially reduces

muscle fatigue by buffering against lactic

acid build-up during strenuous exercise.

With patents issued or pending in a number

of countries, NAI is seeking exclusive world-

wide rights for this invention. The patents

also grant NAI the exclusive right to combine 

the Oxford Factor with creatine, a popular

supplement that improves muscle strength.

Advancing Supplements through Science

NAI conducts numerous clinical studies in affiliation 

with renowned universities and research institutions. 

The verified results ensure that our consumers receive

the most advanced nutritional supplements available.

The benefits of using an NAI product to reduce oxidative

stress has been demonstrated in a study at the Institute

of Social Medicine in Austria. An on-going study at the

University of Sydney in Australia is researching how the

same product protects LDL cholesterol against oxidative

damage. A test with U.S. Navy Special Forces demon-

strated how another NAI product combats oxidative

stress on the immune system that 

occurs during heavy exercise. 

A University of Maryland study showed

that NAI supplements virtually eliminate

the constriction of arteries that occurs

after high-fat meals. A study with

Scripps Hospital in San Diego and 

the University of Texas incorporating

diet, exercise and NAI nutritional 

supplements showed dramatic 

improvements in body composition.

Participants lost fat while maintaining

or increasing lean muscle mass and

improving overall fitness.

Providing Solutions for the Self-Care Revolution

Demand for dietary supplements is driven by several 

factors, including an aging population, a desire to control

one’s healthcare, high cost of doctor visits and the percep-

tion that supplements provide safe, effective self-care. In 

response to these trends, the Company developed 

condition-specific formulations for primary health concerns

that include: maintaining healthy cholesterol, promoting a

healthy heart, increasing vision acuity, enhancing memory,

increasing energy levels, promoting extended youthfulness,

easing menopause symptoms, promoting healthy weight

levels, improving sleep, alleviating joint pain, easing

prostate problems and providing antioxidants.

B U I L D I N G  N A I  G LO BA L LY  

Natural Alternatives International Europe (NAIE), our European subsidiary in Lugano, Switzerland, upgraded and expanded manu-

facturing and infrastructure this year in response to increased levels of client growth. Manufacturing capacity was increased

through the addition of new encapsulation, tableting and blending equipment, and by doubling packaging throughput. The 

facility was expanded with additional manufacturing and laboratory space. Key staff hired to implement new quality and 

business systems brought total employment at NAIE to 23 people. 

I M P R OV I N G  B U S I N E S S  I N F O R M AT I O N  SYS T E M S  

During 2001, NAI completed implementation of a top-tier enterprise software system that we believe will significantly improve

operations by providing real-time information about Company activities across all departments. From entering a customer sales

order to tracking manufacturing capacity and generating financial reports, the system seamlessly integrates operational data

to provide managers with more accurate and current information. Managers can make better decisions faster, which improves

business efficiencies and enables the Company to achieve on-time deliveries and better meet customer needs.

S T R E N G T H E N I N G  M A N AG E M E N T

The Company made several senior management appointments intended to enhance NAI’s effectiveness, improve productivity

and responsiveness to customers and expand our ability to identify and capitalize on market opportunities. Randell Weaver,

the Company’s Chief Financial Officer, was named Chief Operating Officer and is now responsible for daily operations. Robert

Clausen was promoted to Senior Vice President of Manufacturing. In his expanded role, Mr. Clausen oversees worldwide

manufacturing and production, quality control, product development and regulatory affairs. Dr. John Wise was appointed Chief

Science Officer. John Egerer was promoted to Vice President and Corporate Controller and David Lough was appointed Vice

President Business Development.

S C I E N C E

H E A L T H

Q U A L I T Y

C A P A C I T Y

P R E V E N T I O N

W E L L N E S S

D E V E L O P M E N T

R E S E A R C H

N A T U R E

S U P P L I E R

I N T E R N A T I O N A L

P A R T N E R

L O N G E V I T Y

C O N S U M E R

M A N U FA C T U R I N G

D I E T

N A I   G O A L S

Achieve profitability in a challenging global environment.

Focus on excellence in research, formulation, manufacturing and marketing.

Expand NAI’s role in the international regulatory environment through 

participation in key regulatory and trade groups.

O F F I C E R S

Mark A. Le Doux
Chairman and Chief Executive Officer

Randell Weaver
Chief Operating Officer and 
Chief Financial Officer

John A. Wise, Ph.D.
Chief Science Officer

Robert Clausen
Senior Vice President 
Manufacturing

David Lough
Vice President 
Business Development

John Egerer
Vice President and
Corporate Controller

B OA R D  O F  D I R E C T O R S

Mark A. Le Doux
Chairman and Chief Executive Officer

Marie Le Doux
Director

Lee Weldon
Director

J. Scott Schmidt
Director

Joe Davis
Director

I N D E P E N D E N T  A U D I T O R S
Ernst & Young LLP
501 West Broadway, Suite 1100
San Diego, CA  92101

C O R P O R AT E  C O U N S E L
Fisher Thurber LLP
4225 Executive Square, Suite 1600
La Jolla, California 92037

T R A N S F E R  AG E N T  &  R E G I S T R A R
Chase Mellon Shareholder Services
85 Challenger Road
Ridgefield Park, New Jersey 07660
Tel: 800-522-6645
www.chasemellon.com

NAI™, NAIE™ are registered trademarks of Natural Alternatives
International, Inc.

This report includes forward-looking statements that reflect

management’s current views of future events. Actual results
may differ materially from the forward–looking statements 

due to a number of important factors including but not limited

to those described in the most recent Forms 10-K and 10-Q.

Corporate Headquarters
Natural Alternatives International, Inc.
1185 Linda Vista Drive
San Marcos, California 92069

Telephone: 760-744-7340
Facsimile: 760-744-9589
E-Mail: info@nai-online.com
www.nai-online.com

NAI Europe
Centro Galleria 1
6928 Manno
Switzerland

NAI Asia
592-2 Obacho
Aoba-Ku Yokohama City
Kanagawa-Ku, Japan

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

Annual Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

For the fiscal year ended June 30, 2001    Commission file number 0-15701

NATURAL ALTERNATIVES INTERNATIONAL, INC.

Incorporated in Delaware
1185 Linda Vista Drive, San Marcos, California
92069
(760) 744-7340  

84-1007839
(I.R.S. Employer
Identification No.)

Securities registered pursuant to Section 12(b) of the Act:

Common Stock - $.01 par value                                   Nasdaq Stock Market

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or
15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period
that the registrant was required to file such reports), and (2) has been subject to such filing requirements
for the past 90 days.

Yes     X      No______

Indicate  by  check  mark  if  disclosure  of  delinquent  filers  pursuant  to  Item  405  of  regulation  S-K  is  not
contained  herein,  and  will  not  be  contained,  to  the  best  of  registrant's  knowledge,  in  definitive  proxy  or
information  statements  incorporated  by  reference  in  Part  III  of  this  Form  10-K  or  any  amendment  to  this
Form 10-K. [ X ]

The aggregate market value of shares of voting stock held by non-affiliates (assuming for this purpose that
all officers and directors, and affiliates of directors, are affiliates) of the Registrant was approximately $8.30
million based on the closing sale price as of September 17, 2001.

At  September  17,  2001,  the  Registrant  had  5,785,606  outstanding  shares  of  Common  Stock,  $.01  par
value, net of 262,500 shares held in the treasury.

Documents Incorporated by Reference

Registrant’s  Proxy  Statement,  for  the  2002  Annual  Meeting  of  Stockholders,  to  be  filed  within  120  days
from June 30, 2001, is incorporated herein by reference.

1

   
ITEM 1. BUSINESS

PART I

Natural  Alternatives  International,  Inc.  and  its  subsidiaries  (referred  to  collectively  herein  as  ”Natural
Alternatives”,  “NAI”,  or  the  “Company”)  are  engaged  in  the  formulation,  manufacturing  and  packaging  of
encapsulated  and  compressed  tablets  and  powder  blended  vitamins  and  related  nutritional  supplements
including  phytochemicals  derived  from  botanicals  and  foods.  The  Company  has  for  many  years  provided
private  label  contract  manufacturing  services  to  various  companies  engaged  in  the  marketing  and
distribution  of  vitamins,  mineral  supplements,  herbs  and  other  health  and  nutrition  consumer  products
(“core business” or “core products”). The Company seeks to further its customers' objectives by assisting
them  in  expanding  their  market  share  through  a  variety  of  special  marketing  and  research  programs
including,  customer-specific  nutritional  product 
formulation;  clinical  studies  assessment;  product
development; assistance with international product registration; and packaging and delivery system design.
Revenues are not specifically derived from these activities, but are a component of the sales price for the
core  products  delivered  to  the  customer.  In  an  attempt  to  diversify  its  sales  channels  while  solidifying  its
core business, the Company initiated, during the fourth quarter of fiscal 2000, a direct-to-consumer (“DTC”)
marketing program for its own products.

The Company’s strategy is to increase its revenues by capitalizing on key customer relationships through
new product introductions, developing new customer relationships in its core business both internationally
and  domestically,  expanding  its  DTC  marketing  program  by  increasing  existing  product  lines,  marketing
through  additional  mediums  and  securing  new  highly  targeted  physicians  brands.  The  Company  will  also
continue  to  strengthen  its  financial  position  by  effectively  managing  its  cost  structure.  The  Company
believes  it  can  successfully  implement  its  strategy  by  continuing  to  capitalize  on  its  core  product
development  and  manufacturing  strengths;  its  ability  to  develop  innovative  science-based  products;
adherence  to  stringent  quality  control  and  assurance  standards;  the  utilization  of  fully  integrated
manufacturing and distribution; and the leadership of an experienced management team.

The Company’s long-term growth strategies are focused on geographic diversification through its European
manufacturing  facility  and  Asian  sales  presence,  introduction  of  additional  branded  direct-to-consumer
product lines and development of strategic alliances with health companies focused on consumer sales.

RECENT MANAGEMENT CHANGES

The Company experienced changes in its management team during fiscal 2001.

During  fiscal  2001,  NAI’s  management  team  was  strengthened  in  September  2000  with  the  addition  of
Robert  Clausen  as  Vice  President  Operations.  In  May  2001  Peter  Wulff,  the  Company’s  CFO,  left  the
Company to return to the medical device industry. Randell Weaver replaced Mr. Wulff as CFO in May 2001
and  was  also  named  the  Company’s  Chief  Operating  Officer  in  September  2001.  Mr.  Clausen  has
subsequently been promoted to Senior Vice President of Manufacturing. John Egerer, formerly Corporate
Controller, has also assumed new duties as Vice President Accounting and Corporate Controller.  Douglas
Flaker, Vice President Marketing, also left the company in August 2001 to pursue other interests.

PRODUCTS AND MANUFACTURING

The Company is engaged in the research, design and manufacture of private label customized nutritional
supplements  for  domestic  and  international  personal  care  and  health  product  companies  engaged  in
marketing  and  distribution  in  a  variety  of  sales  channels.  The  Company  purchases  raw  materials  in  bulk
from  qualified  vendors,  and,  after  quality  control  testing  and  release,  weighs  and  blends  these  materials
and then either encapsulates them, processes the powder blends into jars, or compresses them into solid
dosage  forms  of  either  chewable  wafers  or  tablets.  These  materials  are  packaged  by  the  Company  and
delivered to its customers.

2

The  Therapeutic  Goods  Administration  (“TGA”)  of  Australia  has  certified  the  Company’s  operations.  The
TGA  evaluates  new  therapeutic  products,  prepares  standards,  develops  testing  methods  and  conducts
testing  programs  to  ensure  that  products  are  of  high  quality,  safe  and  effective.  TGA  certification  also
enables  the  Company  to  manufacture  products  for  export  into  countries  which  have  signed  the
Pharmaceutical  Inspection  Convention,  and  includes  most  European  countries  as  well  as  several  Pacific
Rim countries.

The  United  States  Pharmacopeia  XXIV  compendia  (“USP”)  contain  specifications  for  vitamin  and  mineral
supplements.  This  USP  monograph  has  long  been  the  basis  for  determining  the  potency,  purity,  content
uniformity, disintegration, dissolution and bio-burden of drugs and related articles. The Company believes
its  has  the  technical  and  quality  control  expertise  to  conform  to  all  aspects  of  USP  specifications.
Conformance  with  USP  specifications  allows  the  Company  to  use  the  USP  designation  on  products
manufactured for its customers.

INTERNATIONAL OPERATIONS

Natural  Alternatives  International  Europe  S.A.  (“NAIE”),  a  wholly-owned  subsidiary  of  the  Company,
operates a facility in Manno Switzerland, which is adjacent to the city of Lugano. The manufacturing facility
provides  manufacturing  capability  in  encapsulation  and  tablets,  finished  goods  packaging,  quality  control
laboratory testing, warehousing, distribution and administration. NAIE enjoys a five-year Swiss federal and
local income tax holiday ending in fiscal 2005.

For  the  fiscal  years  ended  June  30,  2001  and  2000,  the  percentage  of  the  Company's  net  sales  to
customers in international markets was approximately 29% and 32%, respectively. Approximately 18% and
8%  of  the  Company’s  net  sales  for  the  same  fiscal  years,  respectively,  were  manufactured  by  NAIE  for
customers marketing in the European marketplace.

RESEARCH AND DEVELOPMENT

The  primary  emphasis  of  the  Company’s  research  and  development  activities  is  the  development  of  new
products  and  enhancement  of  existing  products.  In  addition,  the  Company  continuously  produces  pilot  or
sample  runs  of  product  formulation  prototypes  to  ensure  stability  and/or  efficacy  and  to  determine
ingredient  interaction  and  prospective  customer  acceptance  of  the  final  product.  The  Company  has
implemented  quality  control  procedures  to  verify  that  all  products  comply  with  established  specifications
and standards in compliance with both USP and Good Manufacturing Practices promulgated by the Food
and  Drug  Administration.  The  Company  also  directs  and  participates  in  clinical  research  studies  for
measuring  the  efficacy  of  certain  products  and/or  formulations.  These  studies  are  conducted  to  establish
consumer  benefits  and  scientific  efficacy  supporting  both  product  claims  and  marketing  initiatives.    The
Company often collaborates with scientists and institutions, and the study results are generally presented
at various scientific meetings and symposia, and published in peer reviewed scientific journals.  Research
of this type is a part of the operating expenses incurred by the Company, and the associated costs have
not been significant to date.

SOURCES AND AVAILABILITY OF RAW MATERIALS

Raw  materials  used  in  the  Company’s  products  consist  of  nutrient  powders,  excipients,  empty  gelatin
capsules,  and  necessary  components  for  packaging  and  distribution  of  finished  vitamin  and  nutritional
supplement  products.  The  nutrient  powders  and  the  empty  gelatin  capsules  are  purchased  from
manufacturers in the United States, and foreign countries. To date, the Company has not experienced any
difficulty in obtaining adequate sources of supply. Although there can be no assurance that the Company
will continue to be able to obtain adequate sources in the future, the Company believes that it will be able
to do so.

3

MAJOR CUSTOMERS

NSA  International,  Inc.  (“NSA”),  Mannatech  Incorporated  (“Mannatech”)  and  Nikken  USA,  Ltd.  (“Nikken”)
represented 72% of the Company's net sales for the fiscal year ended June 30, 2001. No other customers
represented 10% or more of the Company's net sales for the fiscal year ended June 30, 2001.  For the year
ended June 30, 2000, NSA and Mannatech together represented 62% of the Company’s net sales.

The  majority  of  the  Company’s  existing  customers  are  either  public  or  privately  held  direct  marketing
organizations  who  distribute  a  variety  of  nutritional  and  health  related  products  throughout  the  United
States, Europe and the Pacific Rim.

As of August 31, 2001, the Company’ s sales backlog was approximately $10.7 million.

COMPETITION

The Company’s products are sold in domestic and foreign markets in competition with other private label
manufacturing  and  marketing  companies.  The  vitamin  and  nutritional  supplement  industry  is  highly
competitive, and competition continues to increase. The nutritional supplements category includes vitamins
and minerals, herbs and botanicals, and sports, meal and homeopathic supplements. Competition for the
sale  of  vitamins  and  supplements  comes  from  many  sources,  including  companies  which  sell  vitamins  to
supermarkets,  large  chain  discount  retailers,  drug  store  chains  and  independent  drug  stores,  health  food
stores,  pharmaceutical  companies  and  others  who  sell  to  wholesalers,  as  well  as  mail  order  vendors,
eCommerce and network marketing companies. The Company does not believe it is possible to accurately
estimate the number or size of its many competitors since the vitamin industry is largely privately held and
highly fragmented.

The  Company  believes  the  industry  will  continue  to  undergo  significant  consolidation  with  merger  and
acquisition  activity  in  the  near-term.  Most  industry  experts  expect  this  activity  to  continue  for  the
foreseeable  future  in  food  and  nutrition  companies,  multilevel  marketing  organizations  and  eCommerce
internet firms.

The  Company  believes  competition  among  manufacturers  of  vitamin  and  supplement  products  is  based,
among  other  things,  on  price,  timely  delivery,  product  quality,  safety,  availability,  product  innovation,
marketing  assistance  and  customer  service.  The  competitive  position  of  the  Company  will  likely  depend
upon  continued  acceptance  of  its  products,  its  ability  to  attract  and  retain  qualified  personnel,  future
governmental regulations affecting vitamins and nutritional supplements, and publication of vitamin product
safety and efficacy studies by the government and authoritative health and medical authorities.

The  Company's  operations  are  subject  to  the  risks  normally  associated  with  manufacturing  vitamins  and
nutritional  products,  including  shortage  of  certain  raw  materials  and  damage  to  property  or  injury  to
persons.

EMPLOYEES

As  of  June  30,  2001,  the  Company  employed  in  the  United  States  114  full-time  employees,  with  five
employed  in  executive  management  positions,  twenty  in  the  area  of  research,  laboratory  and  quality
control,  seven  in  sales  and  marketing,  while  the  remaining  employees  are  engaged  in  production  and
administration. The Company uses in its normal course of operations temporary personnel to meet short-
term  operating  level  requirements  primarily  in  manufacturing  and  manufacturing  support.  As  of  June  30,
2001 approximately 39 individuals were employed as temporary personnel.

As of June 30, 2001, the Company’s Swiss subsidiary employed 19 full-time employees and 4 temporary
personnel  in  Switzerland.  Most  of  these  employees  were  engaged  in  manufacturing  and  manufacturing
support.

The Company has never experienced a work stoppage. None of its employees are currently represented
by  a  union  or  any  other  form  of  collective  bargaining  unit.  The  Company  believes  its  relations  with  its
employees are good.

4

GOVERNMENT REGULATION

The  formulation,  manufacturing,  packaging,  labeling,  advertising  and  distribution  of  the  Company's
products are subject to regulation by one or more federal agencies, including the United States Food and
Drug  Administration  (“FDA”),  the  Federal  Trade  Commission  (“FTC”),  the  Consumer  Product  Safety
Commission  (“CPSC”),  the  United  States  Department  of  Agriculture  (“DOA”)  and  the  Environmental
Protection Agency (“EPA”). The Company’s activities are also regulated by various agencies of the states
and  localities  in  which  the  Company's  products  are  sold,  including  without  limitation  the  California
Department  of  Health  Services,  Food  and  Drug  branch.  The  FDA  in  particular  regulates  the  advertising,
labeling and sales of vitamin and mineral supplements and may take regulatory action concerning medical
claims, misleading or untruthful advertising, and product safety issues. These regulations include the FDA's
Good Manufacturing Practices (“GMP”) for foods. Detailed dietary supplement GMPs have been proposed
but no regulations have been adopted. Additional dietary supplement regulations were adopted by the FDA
pursuant to the implementation of the Dietary Supplement Health and Education Act of 1994 (“DSHEA”).

The Company may be subject, from time to time, to additional laws or regulations administered by the FDA
or  other  Federal,  State  or  foreign  regulatory  authorities,  or  to  revised  interpretations  of  current  laws  or
regulations. The Company is unable to predict the nature of such future laws, regulations, interpretations or
applications,  nor  can  it  predict  what  effect  additional  governmental  regulations  or  administrative  orders,
when  and  if  promulgated,  would  have  on  its  business  in  the  future.  They  could,  however,  require  the
Company to: reformulate certain products to meet new standards; recall or discontinue certain products not
able  to  be  reformulated;  expand  documentation  of  the  properties  of  certain  products;  expand  or  provide
different labeling and scientific substantiation; or, impose additional record keeping requirements. Any or all
such  requirements  could  have  a  material  adverse  effect  on  the  Company's  results  of  operations  and
financial position.

ITEM 2. PROPERTIES

The  Company's  U.S.  corporate  and  manufacturing  facilities  consist  of  approximately  123,000  square  feet
and  are  located  in  San  Marcos  and  Vista,  California.  Of  this  space,  the  Company  owns  approximately
29,500  square  feet  and  leases  the  remaining  space.  Approximately  68,000  square  feet  is  used  for
production  related  activities,  35,000  square  feet  is  used  for  warehousing,  5,000  square  feet  is  used  for
laboratory and product development, and 15,000 square feet is used for offices.

The  Company’s  Swiss  subsidiary  leases  approximately  22,000  square  feet  in  Manno,  a  town  adjacent  to
Lugano, Switzerland. The facilities are used primarily for the manufacturing, packaging and distribution of
nutritional supplement products for the European marketplace.

The Company expects to renew its leases in the normal course of business. The Company believes that its
current facilities are adequate to meet its operating requirements for the foreseeable future.

ITEM 3. LEGAL PROCEEDINGS

The  Company  is  a  party  to  a  lawsuit  filed  in  January  2000  by  its  former  President,  Director  and  Chief
Financial Officer, William P. Spencer.  Mr. Spencer was terminated by the Company for cause in January
1999. The lawsuit alleges damages for wrongful termination, breach of option contract, conversion, breach
of employment contract, discriminatory and retaliatory discharge, workplace harassment and slander. The
lawsuit  seeks  damages  in  an  amount  to  be  proved  at  trial,  and  alleges  damages  in  excess  of  six  million
dollars. The Company has responded to the lawsuit and has denied it has any liability. The Company has
filed a cross-complaint in the lawsuit against Mr. Spencer and Imagenetix, Inc., a corporation in which Mr.
Spencer is currently a director, principal shareholder and chief executive, and three other individuals, two of
whom  are  former  employees  of  the  Company  and  the  other  a  former  consultant  to  the  Company.  The
cross-complaint  seeks  damages  and  injunctive  relief  for  breach  of  fiduciary  duty;  fraud-concealment  of
material  facts;  intentional  interference  with  prospective  economic  advantage;  negligent  interference  with
prospective economic advantage; civil conspiracy; intentional interference with contract; trade libel; slander
per se; breach of contract; conversion; misappropriation of trade secrets; breach of duty of loyalty; unlawful,
unfair and/or fraudulent business acts or practices and an accounting. The additional defendants in NAI's

5

cross-complaint  subsequently  filed  cross-actions  against  NAI,  alleging  similar  claims  to  those  alleged  by
Mr. Spencer and add Imagenetix, Inc. as a claimant. Management believes the claims against it are without
merit,  and  the  Company  will  prevail  in  its  cross-complaint  against  each  cross-defendant.  In  the  event  a
judgment  is  obtained  against  the  Company  in  the  amount  of  the  damages  alleged  in  the  lawsuit  or  any
significant  portion  thereof,  it  would  have  a  material  adverse  impact  upon  the  financial  condition  of  the
Company.

The Company is a plaintiff in an anti-trust lawsuit against several manufacturers of vitamins and other raw
materials purchased by the Company.  Other similarly situated companies have filed a number of similar
lawsuits  against  some  or  all  of  the  same  manufacturers.    The  Company’s  lawsuit  has  been  consolidated
with some of the others and is captioned In re: Vitamin Antitrust Litigation, and is pending in U.S. District
Court in Washington D.C.  One or more consumer class actions have also been filed against some or all of
the  same  defendants,  and  at  least  one  of  these  is  presently  in  a  settlement  process.    The  Company
brought its own action to insure it understood what actually occurred.  To date the Company has received
$416,000 in settlement payments from certain defendants. There can be no assurance the claims will be
resolved, or, if they are, that it will result in a material benefit to the Company.

The Company is involved in various claims and legal actions arising in the ordinary course of business. In
the  opinion  of  management,  after  consultation  with  its  legal  counsel,  the  ultimate  disposition  of  these
matters will not have a material adverse effect on the Company’s consolidated financial position, results of
operations or liquidity.

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

None.

6

PART II

ITEM  5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER

MATTERS

The  Company’s  common  stock  trades  on  The  Nasdaq  Stock  Market  under  the  Symbol:  NAII.  The  table
below sets forth the high and low sales prices of the Company’s stock for fiscal 2001 and 2000.

First Quarter Ended September 30, 2000

Second Quarter Ended December 31, 2000

Third Quarter Ended March 31, 2001

Fourth Quarter Ended June 30, 2001

First Quarter Ended September 30, 1999

Second Quarter Ended December 31, 1999

Third Quarter Ended March 31, 2000

Fourth Quarter Ended June 30, 2000

High

$2.313

$3.625

$3.000

$2.780

$4.875

$4.250

$3.500

$2.125

Low

$1.375

$1.656

$2.094

$1.938

$3.188

$2.531

$1.750

$1.313

As of June 30, 2001, there were approximately 1,800 stockholders of record of NAII Common Stock.

The Company has never paid a dividend on its Common Stock. It is the Company's present policy to retain
all earnings to provide funds for the future growth of the Company.

7

ITEM 6. SELECTED FINANCIAL DATA

Five Year Summary of Selected Financial Data

____________________________________________________________________________________

Year Ended June 30
(Dollars in thousands except per share amounts)

2001

2000

1999

1998

1997

Net Sales

$42,158

$47,827

$57,430

$67,894

$49,444

Income (Loss) from Operations

($2,204)

($6,724)

($4,937)

$9,623

$1,815

Net Earnings (Loss)

($4,889)

($4,472)

($2,923)

$5,872

$1,120

Net Earnings (Loss) Per  
Common Share: 

Basic

Diluted

Current Assets

Total Assets

Long-Term Debt and Capital
Lease Obligations, Less
Current Installments

($0.85)

($0.78)

($0.50)

($0.85)

($0.78)

($0.50)

$1.06

$1.00

$0.21

$0.20

$11,037

$17,500

$23,239

$30,642

$18,858

$25,068

$34,109

$38,596

$42,987

$28,109

$3,567

$3,345

$927

$977

$1,124

Stockholders' Equity

$15,604

$20,486

$25,091

$27,660

$18,700

8

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND

RESULTS OF OPERATIONS

This  Form  10-K  contains  certain  “forward-looking  statements”  as  such  term  is  defined  in  the  Private
Securities  Litigation  Reform  Act  of  1995  or  by  the  Securities  and  Exchange  Commission  in  its  rules,
regulations  and  releases.  These  statements  represent  the  Company’s  expectations  or  beliefs,  including,
but  not  limited  to,  statements  concerning  future  financial  and  operating  results,  anticipated  growth  in
revenues and profit margins, improvements in management personnel, the impact of European operations,
and the utilization of inventories and facilities, statements concerning industry performance, the Company’s
operations,  economic  performance,  financial  condition,  growth  and  acquisition  strategies,  margins  and
growth in sales of the Company’s products. For this purpose, any statements contained in this Report that
are not statements of historical fact may be deemed to be forward-looking statements. Without limiting the
generality  of  the  foregoing,  words  such  as  “may”,  “will”,  “expect”,  “believe”,  “anticipate”,  “intend”,  “could”,
“estimate” or “continue” or the negative or other variations thereof or comparable terminology are intended
to  identify  forward-looking  statements.  These  statements  by  their  nature  involve  substantial  risks  and
uncertainties, certain of which are beyond the Company’s control, and actual results may differ materially
depending  on  a  variety  of  important  factors,  including  uncertainty  related  to  government  regulation,  the
effect  of  adverse  publicity,  litigation,  the  centralized  location  of  the  Company’s  manufacturing  operations,
availability  of  raw  materials,  risks  associated  with  international  operations,  competition,  product  liability
claims,  volatility  of  stock  price  and  those  factors  described  in  this  and  other  Company  filings  with  the
Securities and Exchange Commission.

RESULTS OF OPERATIONS

Fiscal 2001 Compared to Fiscal 2000

Fiscal 2001’s net sales were $42.2 million a decrease from fiscal 2000 of $5.6 million, or 12%. Net sales for
fiscal 2001 were comprised of $36.5 million from our core business and $5.7 million from our DTC products
versus $46.9 million and $875,000, for the same products in fiscal 2000, respectively. Of the core business
for fiscal 2001, $7.5 million was produced by NAIE with NAI manufacturing the remainder of $29.0 million.
NAIE produced approximately $3.4 million of the core business sales in fiscal 2000.

DTC products were first shipped in March 2000 and included only a single product offering. Sales for fiscal
2000  were  $875,000.    During  fiscal  2001,  three  additional  products  were  introduced  and  sales  increased
approximately  $4.8 million.

Total  net  sales  for  all  core  business  customers  achieving  individual  volumes  of  at  least  $1.0  million  was
$34.4  million  (six  customers)  and  $45.1  million  (eight  customers)  for  fiscal  years  2001  and  2000,
respectively,  a  decrease  of  $10.7  million.  The  sales  decline  was  primarily  due  to  the  loss  of  three
customers, which represented combined net sales of $9.9 million in fiscal 2000 versus $238,000 for fiscal
2001. Loss of these three customers reflects the risk associated with our core business where price/cost is
a prime driver. Sales to our second largest customer declined by 53% to $4.2 million from $9.0 million for
fiscal 2000. Fiscal 2000 sales were higher as this customer purchased large quantities of product from the
Company to support a major product introduction, while fiscal 2001 sales volumes have stabilized at lower
levels. The sales decreases associated with these customers were offset by increases with other existing
customers. Sales to our largest customer during fiscal 2001 increased by $1.1 million to $21.9 million as a
result  of  increased  product  shipped.  Sales  increased  by  $1.1  million  to  our  third  largest  customer  as  a
result of increased volume of established products coupled with additional new products introduced during
the year.

Gross profit for fiscal 2001 increased to $8.2 million, 19% of net sales, from $3.7 million, or 8% of net sales,
for fiscal 2000. Gross profit for fiscal 2001 was favorably impacted primarily by: savings obtained by
bringing in-house the Company’s packaging operations (gross savings of $4.6 million), the favorable
material contribution margins generated by DTC product sales (approximately $1.1 million) and the $2.0
million inventory write-off in fiscal 2000, partially offset by increases to material costs associated with our
core business ($520,000) and the additional manufacturing, fulfillment, and royalty expenses required to

9

support in-house packaging and the DTC products ($2.5 million). Cost of goods sold for fiscal 2000
included an inventory write-off of $2.0 million, which represents approximately 4% of net sales. Excluding
this charge, gross profit would have been 12% for fiscal 2000.

Cost of goods sold, excluding the inventory write-off, decreased by $8.2 million, or 19%, to $34.0 million
from $42.2 million in fiscal 2000. The decrease in the absolute dollar amount of the cost of goods sold
resulted from the decrease in sales in fiscal 2001 versus fiscal 2000.

Material costs, including outside packaging costs, as a percentage of net sales, excluding the inventory
write-off, were 53% ($22.2 million) and 63% ($30.2 million) for fiscal years 2001 and 2000, respectively.
The decrease is primarily due to savings in packaging costs coupled with the effect of higher gross margins
generated by our direct-to-consumer (“DTC”) business, offset by some higher material costs affecting our
core products. During the fourth quarter of fiscal 2000, the Company began packaging most of its finished
goods internally. Prior to this period, independent third-party vendors performed all packaging of the
Company’s products. Cost of outside packaging during fiscal 2001 amounted to approximately $700,000,
or 2% of sales, versus $5.4 million (11% of sales) for fiscal 2000. Material costs, as a percentage of sales,
are approximately 55% and 36% for our core and DTC businesses, respectively.

Direct and indirect manufacturing expenses were, 28% and 25%, as a percentage of sales, for fiscal years
2001 and 2000, respectively. In absolute dollars, the expenses decreased to $11.7 million from $12.0
million. The reduction was primarily due to a cost containment program established previously in fiscal
2000, offset by additional expenses to support in-house packaging and fulfillment expenses required by the
DTC business.

SG&A for fiscal years 2001 and 2000 was $8.8 million (21% of net sales) and $8.7 million (18% of net
sales), respectively. The increase of fiscal 2001’s SG&A expenses, as a percentage of net sales, reflects
incremental expenditures for legal expense ($851,000), and selling and promotional expenses associated
with DTC sales increases, ($712,000), offset by savings in bad debts, and costs to support our Swiss
subsidiary. Legal expense incurred in fiscal 2001 is net of insurance proceeds received from our insurance
carriers of $312,000 (See Item 3. Legal Proceedings).

Fiscal 2000 operating expenses included a $1.7 million charge for loss on leased facility. Fiscal 2001
operating expenses included a charge of $1.5 million reflecting the write down of intangible assets acquired
and additional expenses associated with the attempted commercialization of the underlying software
obtained from the FitnessAge and Custom Nutrition ventures (See Note L to Consolidated Financial
Statements).

Other  income  for  fiscal  years  2001  and  2000,  contain  receipts  of  $300,000  and  $116,000,  respectively
obtained in partial settlement of claims associated with the Vitamin Antitrust Litigation (See Item 3. Legal
Proceedings).

The Company’s loss from operations was $2.2 million for fiscal 2001 compared to a loss of $6.7 million for
fiscal 2000. The decrease in loss from operations of $4.5 million was due primarily to an increase in gross
profit of $4.5 million. Operating expenses for both fiscal 2001 and fiscal 2000 were comparable in absolute
dollars at approximately $10.4 million.

Income tax expense for fiscal 2001 was $2.4 million, while fiscal 2000 reflected a benefit of $2.4 million, a
change of $4.8 million. The income tax benefit recorded in fiscal 2000 gave rise to net deferred tax assets
of  $2.3  million.  At  the  end  of  fiscal  2001,  changes  in  underlying  estimates  and  assumptions  as  to  the
ultimate  recovery  of  these  assets  required  Management  to  establish  a  valuation  reserve  of  $2.3  million
thereon, resulting in the charge to income taxes, for the current year, of the same amount (See Note G to
Consolidated Financial Statements).

The Company recorded a net loss for fiscal 2001 of $4.9 million ($0.85 per share) compared to a net loss of
$4.5 million ($0.78 per share) for fiscal 2000. The change in net loss from fiscal 2000 to fiscal 2001 reflects
the favorable change in operations offset by the significant charge to income taxes as described above.

10

Fiscal 2000 Compared To Fiscal 1999

Fiscal  2000  net  sales  of  $47.8  million  decreased  $9.6  million,  or  17%,  compared  to  net  sales  of
approximately $57.4 million for fiscal 1999. The decrease was primarily due to the loss of a major customer
who accounted for sales of approximately $4.3 million, or 9%, for fiscal 2000 and $18.4 million, or 32%, for
fiscal  1999.  The  sales  decrease  from  fiscal  1999  was  also  impacted  by  the  loss  of  commodity  herbal
product  sales  to  another  former  customer  of  approximately  $9.4  million.  The  Company  experienced  the
sales  decrease  to  this  customer  commencing  in  the  third  quarter  fiscal  1999  as  a  result  of  a  sharp  sales
decrease in the mass drug and retail consumer market starting during the time period of mid to late 1998.
The loss of these major customers was partially offset by increased sales to existing and new customers in
the  private  label  product  line  and  the  launch  in  March  2000  of  the  Company’s  first  direct-to-consumer
physicians  branded  product  line.  The  sales  increase  attributed  to  the  Company’s  largest  customer
increased  to  $20.8  million,  over  fiscal  year  1999  sales  of  $13.4  million,  an  increase  of  $7.4  million.  The
Company’s second largest customer in fiscal 2000 also increased sales from $2.5 million in fiscal 1999 to
$9.0  million  in  fiscal  2000,  an  increase  of  $6.5  million.  In  addition,  sales  attributed  to  a  new  private  label
product line customer contributed approximately $3.1 million in sales for fiscal 2000.

Management  continues  to  focus  its  growth  strategy  through  diversifying  and  expanding  sales  channels.
The  expansion  in  fiscal  2000  was  principally  through  the  Company’s  Swiss  subsidiary  who  commenced
operations  in  September  1999  and  contributed  $3.4  million,  or  7%,  in  net  sales  for  fiscal  2000.  The
Company believes NAIE is tracking to its business plan and sales volumes are anticipated to grow to meet
European  market  demand.  During  the  latter  part  of  the  third  quarter  of  fiscal  2000,  the  Company  also
launched  its  first  physician  branded  product  line  under  the  Dr.  Cherry  label.  This  new  direct-to-consumer
product line contributed slightly less than $1.0 million in revenues during the fourth quarter fiscal 2000. The
Company  has  a  10-year  Exclusive  Licensing  and  Manufacturing  Agreement  for  the  distribution  and
manufacture  of  these  products  and  has  contracted  with  an  outside  company  to  utilize  their  specialized
services to meet direct-to-consumer call center and order fulfillment capabilities. In addition, the Company
developed  and  sold  to  Custom  Nutrition,  a  joint  venture  with  FitnessAge  Incorporated,  customized  sports
nutritional  supplements  in  anticipation  of  FitnessAge  launching  its  consumer  health  marketing  programs
during the second half of calendar year 2000.

During fiscal 2000, the Company experienced an increase in cost of goods sold as a percentage of sales,
excluding the inventory write-off of $2.0 million, to 86.7% compared to 78.4% for fiscal 1999. The increase
reflects  reduced  selling  prices  which  were  not  completely  offset  by  reduced  material  costs;  increased
manufacturing  labor  and  overhead  costs;  and  increased  costs  in  quality  control  to  ensure  product
compliance with established GMP specifications and standards. During the second quarter fiscal 2000, the
Company  wrote-off  inventory  of  $2.0  million,  which  included  $735,000  for  deposits  on  inventory.  The
analysis of inventory balances and subsequent write-off related primarily to the loss of a major customer in
December  1999,  a  decline  in  market  share  and  continuing  competitive  pressures,  which  caused  the
Company  to  re-evaluate  all  product  lines  and  reduce  or  slow  production  of  products  with  limited  future
commercial value. The decrease in sales, increase in cost of goods sold and the inventory write-off resulted
in a reduction of gross profit of $8.1 million to approximately $4.3 million for fiscal 2000 compared to $12.4
million for fiscal 1999. The Company reduced manufacturing labor and overhead costs by $1.0 million and
outside packaging costs by $1.6 million during the last six months of fiscal 2000.

Selling, general and administrative expenses for fiscal 2000 were $9.3 million, or 19.5% as a percentage of
sales,  which  represented  a  decrease  from  20.8%  for  fiscal  1999.  In  absolute  dollars,  the  expenses
decreased  by  approximately  $2.7  million  to  $9.3  million  for  fiscal  2000  from  $12.0  million  for  fiscal  1999.
The  expense  reduction  was  primarily  the  result  of  reductions  in  personnel,  consulting,  commissions  and
travel  expenses.  In  addition,  during  fiscal  1999,  the  Company  incurred  approximately  $0.6  million  of
expenses related to the restructuring of the senior management team.

The Company’s loss from operations was $6.7 million for fiscal 2000 compared to a loss of $4.9 million for
fiscal 1999. The increase in loss from operations of $1.8 million was due to a decrease in gross profit of
$8.1 million, partially offset by the decrease in selling, general and administrative expenses of $2.7 million
and  the  loss  on  abandonment  of  leased  facility  of  approximately  $3.7  million.  Cumulative  loss  from
operations for the two fiscal years 2000 and 1999 of $11.7 million included expenses relating to the loss on
abandonment  of  the  Carlsbad  facility  of  $7.1  million  and  the  inventory  write-off  of  $2.0  million.  Loss  from
operations during both fiscal 2000 and 1999 also included professional and consulting fees relating to the

11

training  in  new  computer  systems  and  management  restructuring.  These  costs  are  expected  to  reduce
significantly as a result of both the cost containment program and cessation of such events.

The Company recorded a net loss for fiscal 2000 of $4.5 million compared to a net loss of $2.9 million for
fiscal 1999.  The increase in net loss was due to the reasons described above. The income tax benefit of
35.2% compares  with  a  benefit  of  39.4%  for  fiscal  2000  and  1999,  respectively.  The  lower  percentage  is
partially  due  to  the  consolidation  of  NAIE,  the  wholly-owned  subsidiary  located  in  Switzerland,  which  has
five-year income tax holiday ending in fiscal 2005. NAIE contributed in its first year of operations a net loss
of  less  than  $0.2  million  during  fiscal  2000,  which  included  start-up  and  development  expenses,  and
provided net earnings for the last six months of fiscal 2000 of approximately $0.5 million. Diluted net loss
per common share was $0.78 for fiscal 2000 compared to diluted net loss per common share of $0.50 for
1999.

LIQUIDITY AND CAPITAL RESOURCES

The  Company  has  historically  financed  its  operations  through  cash  flow  from  operations,  capital  and
operating lease transactions, working capital credit facilities and equipment financing arrangements.

At  June  30,  2001,  the  Company  had  cash  of  approximately  $0.5  million,  a  decrease  from  approximately
$0.8 million at June 30, 2000. The Company used approximately $1.1 million in investing activities primarily
to  fund  improvements  to  its  management  information  systems,  manufacturing  facilities  and  equipment  in
both the United States and Switzerland. The Company also used approximately $3.6 million cash to pay-
down  debt.  The  cash  used  in  both  investing  and  financing  activities,  was  provided  from  operations  of
approximately $4.4 million.

Capital  expenditures  for  fiscal  2001  amounted  to  $960,000.  These  expenditures  relate  primarily  to  the
continuing  development  of  the  Swiss  manufacturing  facility  of  approximately  $355,000  and  domestic
manufacturing  and  information  system  improvements  of  approximately  $605,000.  The  domestic  capital
expenditures for manufacturing were spent on improvements to leasehold and building improvements and
for  the  acquisition  of  equipment  primarily  for  our  finished  goods  packaging  operation.    Additional
expenditures were made to improve the Company’s management information system as well as to improve
speed  and  security  of  the  Company’s  local-area  and  web-based  networks.  These  expenditures  were
funded primarily from cash provided by operations.

At  June  30,  2001,  the  Company  had  working  capital  of  approximately  $5.4  million  compared  to
approximately $7.6 million at June 30, 2000. The $2.2 million decrease in working capital was primarily the
result of a decrease in current assets of $6.4 million offset by a decrease in current liabilities of $4.2 million.
Current assets declined primarily due to a decrease in inventories of approximately $1.4 million, collection
of  the  income  tax  receivable  of  $1.5  million  and  the  establishment  of  a  valuation  reserve  against  the
deferred tax asset of approximately $1.5 million. Current liabilities declined primarily as cash was used to
pay-down debt of $3.7 million.

For  fiscal  2001,  the  Company’s  consolidated  outstanding  debt  decreased  to  approximately  $4.7  million
from  approximately  $8.4  million  at  June  30,  2000.  The  decrease  of  $3.7  million  reflects  the  pay-down  of
debt discussed in the previous paragraph. The composite interest rate on all outstanding debt as of June
30, 2001 was approximately 8.06%.

The Company has access to funds from existing working capital credit facilities to support future ongoing
operating  requirements  of  approximately  $3.1  million,  net  of  borrowings  outstanding  under  these  facilities
as  of  June  30,  2001  of  approximately  $465,000.  The  working  capital  line  of  credit  facilities  are  subject  to
eligibility  requirements  for  current  accounts  receivable  and  inventory  balances.  As  of  June  30,  2001  total
excess borrowing capacity based on eligible working capital balances was approximately $3.0 million. One
or  more  of  the  Company’s  loan  agreements  contain  a  number  of  financial  covenants.  Such  covenants
include  requiring  the  Company  to  comply  with  specified  financial  ratios  and  tests,  including  minimum
tangible  net  worth  requirements,  maximum  leverage  ratios,  debt  coverage  ratios,  and  minimum  earnings.
The Company was not in compliance with certain of these ratios as of June 30, 2001, which the lender has
agreed to waive at June 30, 2001. As of July 1, 2001 the Company and the lender have amended the credit
agreement to provide new debt covenant restrictions under which the Company is compliant.

12

The Company believes that its available cash and existing credit facilities should be sufficient to fund near-
term  operating  activities.  However,  the  Company’s  ability  to  fund  future  operations  and  meet  capital
requirements will depend on many factors, including but not limited to: the ability to seek additional capital;
the  effectiveness  of  the  Company’s  diversified  growth  strategy;  the  effectiveness  of  the  expansion  of
European  operations  and  the  ability  to  establish  additional  customers  or  changes  to  existing  customer’s
business.

RECENT ACCOUNTING PRONOUNCEMENTS

In December 1999, the Securities and Exchange Commission (“SEC”) issued Staff Accounting Bulletin No.
101, “Revenue Recognition in Financial Statements” (“SAB No. 101”).  SAB No. 101, as amended by SAB
No.  101B,  summarizes  certain  of  the  SEC’s  staff’s  views  in  applying  generally  accepted  accounting
principles to revenue recognition in financial statements. The Company implemented SAB No. 101 in fiscal
2001 with no significant effect to its financial statements.

In  July  2001,  the  Financial  Accounting  Standards  Board  issued  Statements  of  Financial  Accounting
Standards  No.  141,  Business  Combinations  (“FAS  141”)  and  No.  142,  Goodwill  and  Other  Intangible
Assets  (“FAS  142”).    FAS  141  requires  all  business  combinations  initiated  after  June  30,  2001  to  be
accounted  for  using  the  purchase  method.  Under  FAS  142,  goodwill  and  intangible  assets  with  indefinite
lives are no longer amortized but are reviewed annually, or more frequently if impairment indicators arise,
for impairment. Separable intangible assets that are not deemed to have indefinite lives will continue to be
amortized over their useful lives, but with no maximum life.  The amortization provisions of FAS 142 apply
to  goodwill  and  intangible  assets  acquired  after  June  30,  2001.  With  respect  to  goodwill  and  intangible
assets  acquired  prior  to  July  1,  2001,  the  Company  is  required  to  adopt  FAS  142  effective  July  1,  2002.
The Company has not yet determined the impact these standards will have on its results of operations and
financial position.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

The  Company  is  exposed  to  market  risks  from  adverse  changes  in  interest  rates,  and  foreign  exchange
rates  affecting  the  return  on  our  investments  and  the  cost  of  our  debt.  The  Company  does  not  use
derivative financial instruments to reduce the impact of changes in interest or foreign exchange rates.

At  June  30,  2001,  the  Company’s  cash  equivalents  consisted  of  financial  instruments  with  original
maturities of three months or less.

The Company’s debt as of June 30, 2001 totaled $4.7 million and was comprised of fixed rate loans of $3.0
million and variable rate loans of $1.7 million. The average composite interest rates at June 30, 2001 for
fixed rate and variable rate loans were 8.5% and 7.25%, respectively.

NAIE has a line of credit denominated in Swiss Francs. The maximum borrowing allowed under the line is
CHF  1.0  million  ($558,000).  The  interest  rate  applied  to  the  line  is  fixed,  but  the  Company  is  exposed  to
movements  in  the  exchange  rate  between  the  Swiss  Franc  and  the  U.S.  Dollar.    On  June  30,  2001,  the
Swiss Franc closed at 1.79 to 1 U.S. dollar. The same rate was 1.64 Swiss Francs to 1 U.S. dollar at June
30, 2000. Foreign exchange gain for the year-ended June 30, 2001 was $15,000.

An  immediate  adverse  change  of  one  hundred  basis  points  in  interest  rates  would  increase  interest
expense on an annual basis by $17,000. A 10% adverse change to the Swiss Franc exchange rate would
decrease earnings by $38,000.

RISK FACTORS THAT MAY AFFECT FUTURE OPERATING RESULTS

In  addition  to  the  other  information  included  in  this  Report,  the  following  factors  should  be  considered  in
evaluating  the  Company’s  business  and  future  prospects.  The  Company’s  business  and  results  of

13

operations  could  be  seriously  harmed  by  any  of  the  following  risks.    In  addition,  the  market  price  of  our
common stock could decline due to any of these risks.

Recent Losses; Declining Sales

The  Company  incurred  a  net  loss  of  approximately  $4.9  million  for  the  fiscal  year  ended  June  30,  2001.
Sales  for  the  fiscal  year  ended  June  30,  2001,  declined  to  approximately  $42.2  million,  compared  to
approximately  $47.8  million  for  the  fiscal  year  ended  June  30,  2000.    There  can  be  no  assurance
management’s efforts to reverse these trends will be effective, or if they are, the Company cannot predict
the level of profitability or whether the Company will be able to maintain profitability. The Company expects
that  operating  results  will  fluctuate  from  period  to  period  as  a  result  of  differences  in  when  it  incurs
expenses and recognizes revenues from product sales. Some of these fluctuations may be significant.

Decline in Stock Price

The Company's stock price has experienced significant volatility at times during the past few years and is
currently  near  historic  lows.    In  view  of  the  Company's  recent  losses  and  the  fact  there  can  be  no
assurances of future profitability, there can be no assurance that the stock price will not continue to decline.
Market conditions in the vitamin and nutritional supplement industry, such as increased price competition,
consolidation,  oversupply  of  vitamin  and  supplement  products,  operating  results  of  competitors,  adverse
publicity and other factors such as customer and product announcements by the Company and operating
results which are lower than the expectations of analysts and our investors, may have a continuing adverse
affect on the price of the Company's stock.

Reliance on Limited Number of Customers for Majority of Revenue

For the fiscal year ended June 30, 2001, the Company had 3 major customers, which together accounted
for  approximately  72%  of  the  Company's  net  sales.  The  loss  of  any  of  these  major  customers,  or  any
substantial reduction of their purchases from the Company, would have a material adverse impact on the
business, operations and financial condition of the Company.

Restrictive Financing Covenants.

One or more of the Company’s loan agreements contain a number of covenants that restrict the operations
of the Company.  Such restrictions include requiring the Company to comply with specified financial ratios
and  tests,  including  minimum  tangible  net  worth  requirements,  maximum  leverage  ratios,  debt  coverage
ratios, and minimum earnings.

The Company was not in compliance with certain of these ratios at June 30, 2001, which the lender has
agreed to waive through June 30, 2001.  As of July 1, 2001, the Company and the lender have amended
the  credit  agreement  to  provide  new  debt  covenant  restrictions  under  which  the  Company  is  compliant.
There  can  be  no  assurance  the  Company  will  be  able  to  comply  with  the  covenants  or  restrictions
contained therein during future quarters. The Company’s ability to comply with such covenants and other
restrictions  may  be  affected  by  events  beyond  its  control,  including  prevailing  economic,  financial  and
industry  conditions.    The  breach  of  any  such  covenants  or  restrictions  could  result  in  a  default  under  the
various loan agreements that would permit the lenders to declare all amounts outstanding thereunder to be
immediately  due  and  payable,  together  with  accrued  and  unpaid  interest,  and  to  terminate  their
commitments to make further extensions of credit.  Any such action could have a material adverse impact
upon the business operations and financial condition of the Company.

14

Lawsuit by Former President, Director and Chief Financial Officer

The  Company  is  a  party  to  a  lawsuit  filed  by  its  former  President,  Director  and  Chief  Financial  Officer,
William P. Spencer.  Mr. Spencer was terminated by the Company for cause in January 1999. The lawsuit
includes various claims, and alleges damages in excess of six million dollars. The Company has responded
to the lawsuit and has denied it has any liability associated with the claim. Management believes the claims
against  the  Company  are  without  merit.  The  Company  filed  a  cross-complaint  in  the  lawsuit  against  Mr.
Spencer  and  Imagenetix,  Inc.,  a  corporation  in  which  he  is  currently  a  director,  principal  shareholder  and
chief executive, and three other individuals, two of whom are former employees of the Company and the
other  a  former  consultant  to  the  Company.    Both  the  Company's  and  the  other  parties'  complaints  have
been amended, and additional parties have been added.  Management believes the Company will not be
found liable on any claim, and will prevail in its cross-complaint against each cross-defendant. In the event
a judgment is obtained against the Company in the amount of the damages alleged in the lawsuit or any
significant  portion  thereof,  it  would  have  a  material  adverse  impact  upon  the  financial  condition  of  the
Company.

Potential for Increased Competition

The market for the Company's products is highly competitive.  The Company competes with other dietary
supplement  products  and  over-the-counter  pharmaceutical  manufacturers.  Among  other 
factors,
competition  among  these  manufacturers  is  based  upon  price.    If  one  or  more  manufacturers  significantly
reduce  their  prices  in  an  effort  to  gain  market  share,  the  Company's  business,  operations  and  financial
condition could be adversely affected.  Many of the Company's competitors, particularly manufacturers of
nationally advertised brand name products, are larger and have resources substantially greater than those
of  the  Company.    There  has  been  speculation  about  the  potential  for  increased  participation  in  these
markets  by  major  international  pharmaceutical  companies.    In  the  future,  if  not  already,  one  or  more  of
these companies could seek to compete more directly with the Company by manufacturing and distributing
their own or others' products, or by significantly lowering the prices of existing national brand products. The
Company  sells  substantially  all  of  its  supplement  products  to  customers  who  re-sell  and  distribute  the
products.    Although  the  Company  does  not  currently  participate  significantly  in  other  channels  such  as
health  food  stores,  direct  mail,  and  internet  sales,  the  Company  is  expanding  its  operations  and  its
products,  and  will  likely  face  increased  competition  in  such  distribution  and  sales  channels  as  more
vendors and customers utilize them.

Reliance on Limited Number of Suppliers; Availability and Cost of Purchased Materials

The Company purchases certain products it does not manufacture from a limited number of raw material
suppliers.  No supplier represented more than 10% of total raw material purchases for the fiscal year ended
June 30, 2001.  Although the Company currently has supply arrangements with several suppliers of these
raw  materials,  and  such  materials  are  generally  available  from  numerous  sources,  the  termination  of  the
supply  relationship  by  any  material  supplier  or  an  unexpected  interruption  of  supply  could  materially
adversely affect the Company's business, operations and financial condition.

The  Company  relies  on  a  single  supplier  to  process  certain  raw  materials  for  a  product  line  of  the
Company's  largest  customer.  An  unexpected  interruption  of  supply  of  this  service  would  materially
adversely affect the Company's business, operations and financial condition.

Effect of Adverse Publicity

The  Company's  products  consist  primarily  of  dietary  supplements  (vitamins,  minerals,  herbs  and  other
ingredients).  The Company regards these products as safe when taken as suggested by the Company.  In
addition, various scientific studies have suggested the ingredients in some of the Company's products may
involve health benefits.  The Company believes the growth in the dietary supplements business of the last
several  years  may,  in  part,  be  based  on  significant  media  attention  and  various  scientific  research
suggesting  potential  health  benefits  from  the  consumption  of  certain  vitamin  products.  The  Company  is
indirectly  dependent  upon  its  customers'  perception  of  the  overall  integrity  of  its  business,  as  well  as  the

15

safety and quality of its products and similar products distributed by other companies which may not adhere
to  the  same  quality  standards  as  the  Company.    The  business,  operations,  and  financial  condition  of  the
Company could be adversely affected if any of the Company's products or any similar products distributed
by other companies should prove or be asserted to be harmful to consumers, or should scientific studies
provide unfavorable findings regarding the effect of products similar to those produced by the Company.

Exposure to Product Liability Claims

The Company, like other retailers, distributors and manufacturers of products that are ingested, faces a risk
of exposure to product liability claims in the event that, among other things, the use of its products allegedly
results  in  injury.    The  Company  maintains  product  liability  insurance  coverage,  including  primary  product
liability  and  excess  liability  coverage.  There  can  be  no  assurance  that  product  liability  insurance  will
continue  to  be  available  at  an  economically  reasonable  cost  or  that  the  Company's  insurance  will  be
adequate  to  cover  any  liability  the  Company  incurs  in  respect  to  all  possible  product  liability  claims.    In
addition, some of the ingredients included in one or more of the products manufactured by the Company
are subject to controversy involving potential negative side effects or questionable health benefits.  Some
insurers have recently excluded certain of these ingredients from their product liability coverage. Although
the  Company's  product  liability  insurance  does  not  presently  have  any  such  limitations,  the  Company’s
insurer could require such exclusions or limitations on coverage in the future.  In such event, the Company
may have to cease utilizing the ingredients or may have to rely on indemnification or similar arrangements
with its customers who wish to continue to include such ingredients in their products. In such an event, the
consequential  increase  in  product  liability  risk  or  the  loss  of  customers  or  product  lines  could  have  a
material adverse impact on the Company's business, operations, and financial condition.

Risks Associated with International Markets

The Company's growth may be dependent in part upon its ability to expand its operations and those of its
customers into new markets, including international markets.  For the fiscal year ended June 30, 2001 and
2000, the percentage of the Company's net sales to customers in international markets was approximately
29%  and  32%,  respectively.    NAIE  operates  a  manufacturing  facility  in  Switzerland,  which  is  intended  to
facilitate  an  increase  in  sales  of  the  Company's  products  overseas  and  which  contributed  approximately
18% and 8% of the Company’s net sales for the fiscal years ended June 30, 2001 and 2000, respectively.
The Company may experience difficulty expanding in international markets due to regulatory barriers, the
necessity  of  adapting  to  new  regulatory  systems,  and  problems  related  to  entering  new  markets  with
different cultural bases and political systems. Operating in international markets exposes the Company to
certain  risks,  including,  among  other  things,  (1)  changes  in  or  interpretations  of  foreign  import,  currency
transfer  and  other  restrictions  and  regulations  that  among  other  things  may  limit  the  Company's  ability  to
sell certain products or repatriate profits to the United States, (2) exposure to currency fluctuations, (3) the
potential  imposition  of  trade  or  foreign  exchange  restrictions  or  increased  tariffs,  and  (4)  economic  and
political instability.  As the Company continues to expand its international operations, these and other risks
associated with international operations are likely to increase.

Government Regulation

The  manufacturing,  processing,  formulation,  packaging,  labeling  and  advertising  of  the  Company's
products are subject to regulation by one or more federal agencies, including the United States Food and
Drug  Administration  ("FDA"),  the  Federal  Trade  Commission  ("FTC"),  the  Consumer  Product  Safety
Commission,  the  United  States  Department  of  Agriculture,  the  United  States  Postal  Service,  the  United
States  Environmental  Protection  Agency,  and  the  Occupational  Safety  and  Health  Administration.    The
Company's  activities  are  also  regulated  by  various  agencies  of  the  states  and  localities  in  which  the
Company's  products  are  sold.    In  particular,  the  FDA  regulates  the  safety,  labeling  and  distribution  of
dietary supplements, including vitamins, minerals, herbs, food, and over-the-counter and prescription drugs
and  cosmetics.    In  addition,  the  FTC  has  overlapping  jurisdiction  with  the  FDA  to  regulate  the  labeling,
promotion and advertising of vitamins, over-the-counter drugs, cosmetics and foods.

16

The Dietary Supplement Health and Education Act of 1994 ("DSHEA") was enacted on October 25, 1994.
DSHEA amends the Federal Food, Drug and Cosmetic Act by defining dietary supplements, which include
vitamins,  minerals,  nutritional  supplements  and  herbs  as  a  new  category  of  food  separate  from
conventional  food.    DSHEA  provides  a  regulatory  framework  to  ensure  safe,  quality  dietary  supplements
and the dissemination of accurate information about such products.  Under DSHEA, the FDA is generally
prohibited  from  regulating  the  active  ingredients  in  dietary  supplements  as  drugs  unless  product  claims,
such as claims that a product may heal, mitigate, cure or prevent an illness, disease or malady, trigger drug
status.

DSHEA  provides  for  specific  nutritional  labeling  requirements  for  dietary  supplements.    DSHEA  permits
substantiated, truthful and non-misleading statements of nutritional support to be made in labeling, such as
statements describing general well being resulting from consumption of a dietary ingredient or the role of a
nutrient or dietary ingredient in affecting or maintaining a structure or function of the body.  The Company
anticipates the FDA will finalize manufacturing process regulations that are specific to dietary supplements
and  require  at  least  some  of  the  quality  control  provisions  applicable  to  drugs.    The  Company  currently
manufactures  its  vitamins  and  nutritional  supplement  products  in  compliance  with  the  food  good
manufacturing processes.

The  FDA  is  developing  additional  regulations  to  implement  DSHEA.    Labeling  regulations  may  require
expanded  or  different  labeling  for  the  Company's  vitamin  and  nutritional  products.    The  Company  cannot
determine  what  effect  such  regulations,  when  fully  implemented,  will  have  on  its  business  in  the  future.
Such  regulations  could,  among  other  things,  require  the  recall,  reformulation  or  discontinuance  of  certain
products, additional record keeping, warnings, notification procedures and expanded documentation of the
properties  of  certain  products  or  scientific  substantiation  regarding  ingredients,  product  claims,  safety  or
efficacy.  Failure to comply with applicable FDA requirements could result in sanctions being imposed on
the  Company  or  the  manufacturers  of  its  products,  including  warning  letters,  fines,  product  recalls  and
seizures.

Governmental  regulations  in  foreign  countries  where  the  Company  plans  to  commence  or  expand  sales
may prevent or delay entry into a market or prevent or delay the introduction, or require the reformulation
of, certain of the Company's products.  In addition, the Company cannot predict whether new domestic or
foreign  legislation  regulating  its  activities  will  be  enacted.    Such  new  legislation  could  have  a  material
adverse effect on the business, operations and financial condition of the Company.

Failure to Attract and Retain Management Could Harm Our Ability to Achieve Profitability

The  Company’s  success  is  dependent  in  large  part  upon  its  continued  ability  to  identify,  hire,  retain,  and
motivate  highly  skilled  management  employees.    Competition  for  these  employees  is  intense,  and  the
Company  may  not  be  able  to  hire  additional  qualified  personnel  in  a  timely  manner  and  on  reasonable
terms.    The  majority  of  the  Company's  current  corporate  officers  began  their  employment  with  the
Company  in  fiscal  years  2000  and  2001.    The  inability  of  the  Company  to  retain  competent  professional
management could adversely effect our ability to execute our business strategy.

Centralized Location of Manufacturing Operations

The Company currently manufactures the vast majority of its products at its manufacturing facilities in San
Marcos,  California.  Accordingly,  any  event  resulting  in  the  slowdown  or  stoppage  of  the  Company's
manufacturing operations or distribution facilities in San Marcos could have a material adverse affect on the
Company.  The Company maintains business interruption insurance. There can be no assurance, however,
that such insurance will continue to be available at a reasonable cost or, if available, will be adequate to
cover any losses that may be incurred from an interruption in the Company's manufacturing and distribution
operations.

17

Concentration of Ownership; Certain Anti-Takeover Considerations

The  Company's  directors  and  executive  officers  beneficially  own  in  excess  of  22.9%  of  the  outstanding
Common Stock as of June 30, 2001.  Accordingly, these shareholders will continue to have the ability to
substantially  influence  the  management,  policies,  and  business  operations  of  the  Company.  The
Company's  Board  of  Directors  has  the  authority  to  approve  the  issuance  of  500,000  shares  of  preferred
stock and to fix the rights, preferences, privileges and restrictions, including voting rights, of those shares
without any further vote or action by the Company's shareholders.  The rights of the holders of Common
Stock will be subject to, and may be adversely affected by, the rights of holders of any preferred stock that
may be issued in the future.  Certain provisions of Delaware law, as well as the issuance of preferred stock,
and  other  "anti-takeover"  provisions  in  the  Company's  Articles  and  Bylaws,  could  delay  or  inhibit  the
removal of incumbent directors and could delay, defer, make more difficult or prevent a merger, tender offer
or proxy content, or any change in control involving the Company, as well as the removal of management,
even if such events would be beneficial to the interests of the Company's shareholders, and may limit the
price certain investors may be willing to pay in the future for shares of Common Stock.

ITEM 8.

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

The  financial  statements  and  supplementary  data  as  required  by  this  item  are  set  forth  on  pages  25
through 51.

ITEM 9.CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL DISCLOSURE

Form 8-K filed May 24, 2001, and amended June 12, 2001

Item 4. Changes In Registrant's Certifying Accountant

(b)
their appointment as independent auditors has been terminated effective May 16, 2001.

On  May  16,  2001,  the  Board  of  Directors  of  the  Company  notified  KPMG  LLP  (“KPMG”)  that

The reports of KPMG on the Company’s financial statements for the fiscal years ended June 30, 1999
and June 30, 2000 did not contain any adverse opinion or disclaimer of opinion and were not qualified
or modified as to uncertainty, audit scope, or accounting principles.

In connection with the audits of the Company’s financial statements for the fiscal years ended June 30,
1999 and June 30, 2000, and in the subsequent interim period through March 31, 2001, there were no
disagreements  with  KPMG  on  any  matter  of  accounting  principles  or  practices,  financial  statement
disclosure, or auditing scope and procedures, which disagreements if not resolved to their satisfaction
would have caused them to make reference in connection with their opinion to the subject matter of the
disagreement.

The Company provided KPMG with a copy of this disclosure and requested KPMG to furnish it with a
letter  addressed  to  the  Securities  Exchange  Commission  stating  whether  it  agrees  with  the  above
statements.  A copy of that letter dated May 24, 2001 was filed as Exhibit 16.1 to a current report filed
with the Securities and Exchange Commission on Form 8-K as amended.

(c)
The Registrant engaged the accounting firm of Ernst & Young LLP (“Ernst & Young”), on May
21,  2001,  as  the  independent  auditors  to  audit  the  Registrant's  financial  statements.    Neither  the
Registrant  nor  anyone  acting  on  its  behalf  has  previously  consulted  Ernst  &  Young  for  any  purpose,
within the last two most recent fiscal years or any subsequent interim period.

18

Item 7.  Financial Statements and Exhibits

(c) 

Exhibit 16.1 Letter from KPMG to the Securities Exchange Commission dated May 24, 2001.

19

PART III

ITEM 10.

DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

The information required by this item will be included under the caption “Directors and Executive Officers of
the  Registrant”  in  the  Registrant’s  Proxy  Statement  for  the  next  Annual  Meeting  of  Stockholders  and  is
incorporated herein by reference.

ITEM 11.

EXECUTIVE COMPENSATION

The  information  required  by  this  item  will  be  included  under  the  caption  “Executive  Compensation”  in  the
Registrant’s Proxy Statement for the 2001 Annual Meeting of Stockholders and is incorporated herein by
reference.

ITEM 12.

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

The  information  required  by  this  item  will  be  included  under  the  caption  “Security  Ownership  of  Certain
Beneficial Owners and Management” in the Registrant’s Proxy Statement for the 2001 Annual Meeting of
Stockholders and is incorporated herein by reference.

ITEM 13.

CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

The information required by this item will be included under the caption “Certain Relationships and Related
Transactions”  in  the  Registrant’s  Proxy  Statement  for  the  2001  Annual  Meeting  of  Stockholders  and  is
incorporated herein by reference.

20

PART IV

ITEM 14.

EXHIBITS, FINANCIAL STATEMENT SCHEDULES AND REPORTS ON FORM 8-K

(A) 

1.  FINANCIAL STATEMENTS

The financial statements listed in the accompanying index to the consolidated financial statements are filed
as part of this report.

2.  FINANCIAL STATEMENT SCHEDULES

The financial statement schedule listed in the accompanying index to the consolidated financial statements
is  filed  as  part  of  this  annual  report.  Schedules  not  included  have  been  omitted  because  they  are  not
applicable or the information required is included in the financial statements and notes thereto.

(B)  EXHIBITS

23.1  Consent of KPMG LLP, Independent Auditors

23.2

Consent of Ernst & Young LLP, Independent Auditors

(C)  REPORTS FORM 8-K

The  following  filings,  and  amendment,  on  Form  8-K  were  filed  during  the  fourth  fiscal  quarter,  of  the
fiscal year reported herein, ended June 30, 2001:

Form 8-K filed May 24, 2001, and amended June 12, 2001
Item 4. Changes in Registrant’s Certifying Accountant

21

NATURAL ALTERNATIVES INTERNATIONAL, INC. AND SUBSIDIARIES
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS
AND FINANCIAL STATEMENT SCHEDULE
JUNE 30, 2001

Independent Auditors' Report.........................................................................................................................23

Independent Auditors' Report.........................................................................................................................24

Consolidated Balance Sheets as of June 30, 2001 and 2000 ....................................................................... 25

Consolidated Statements of Operations and Comprehensive Loss
for the years ended June 30, 2001, 2000 and 1999 ...................................................................................... 27

Consolidated Statements of Stockholders' Equity for the years ended June 30, 2001, 2000 and 1999....... 28

Consolidated Statements of Cash Flows for the years ended June 30, 2001, 2000 and 1999.....................29

Notes to Consolidated Financial Statements ................................................................................................. 31

Schedule II - Valuation and Qualifying Accounts for the years ended June 30, 2001, 2000 and 1999 ........ 51

22

INDEPENDENT AUDITORS' REPORT

The Board of Directors and Stockholders
NATURAL ALTERNATIVES INTERNATIONAL, INC.

We have audited the accompanying consolidated balance sheet of Natural Alternatives International, Inc.
and  subsidiaries  as  of  June  30,  2001,  and  the  related  consolidated  statements  of  operations  and
comprehensive loss, stockholders’ equity and cash flows for the year then ended. Our audit also included
the  financial  statement  schedule  listed  in  the  Index  at  Item  14  (a)(2)  for  the  year  ended  June  30,  2001.
These  financial  statements  and  schedule  are  the  responsibility  of  the  Company's  management.  Our
responsibility is to express an opinion on these financial statements and schedule based on our audit.

We  conducted  our  audit  in  accordance  with  auditing  standards  generally  accepted  in  the  United  States.
Those standards require that we plan and perform the audit to obtain reasonable assurance about whether
the  financial  statements  are  free  of  material  misstatement.  An  audit  includes  examining,  on  a  test  basis,
evidence  supporting  the  amounts  and  disclosures  in  the  financial  statements.  An  audit  also  includes
assessing  the  accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as
evaluating  the  overall  financial  statement  presentation.  We  believe  that  our  audit  provides  a  reasonable
basis for our opinion.

In  our  opinion,  the  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the
consolidated financial position of Natural Alternatives International, Inc. and subsidiaries at June 30, 2001,
and the consolidated results of their operations and their cash flows for the year then ended, in conformity
with accounting principles generally accepted in the United States. Also in our opinion, the related financial
statement  schedule,  when  considered  in  relation  to  the  basic  financial  statements  taken  as  a  whole,
presents fairly in all material respects the information set forth therein.

Ernst & Young LLP

San Diego, California
August 13, 2001
except the second paragraph of
Note E, as to which the date is
October 10, 2001

23

INDEPENDENT AUDITORS' REPORT

The Board of Directors and Stockholders
NATURAL ALTERNATIVES INTERNATIONAL, INC.

We have audited the consolidated balance sheet of Natural Alternatives International, Inc. and subsidiaries
as  of  June  30,  2000  and  the  related  consolidated  statements  of  operations  and  comprehensive  loss,
stockholders’ equity, and cash flows for each of the years in the two-year period ended June 30, 2000. In
connection  with  our  audits  of  the  consolidated  financial  statements,  we  have  also  audited  the  financial
statement schedule as of June 30, 2000. These consolidated financial statements and financial statement
schedule are the responsibility of the Company's management. Our responsibility is to express an opinion
on these consolidated financial statements and financial statement schedule based on our audits.

We conducted our audits in accordance with auditing standards generally accepted in the United States of
America.    Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance
about whether the financial statements are free of material misstatement. An audit includes examining, on
a  test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the  financial  statements.  An  audit  also
includes assessing the accounting principles used and significant estimates made by management, as well
as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable
basis for our opinion.

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material
respects, the consolidated financial position of Natural Alternatives International, Inc. and subsidiaries as of
June 30, 2000, and the consolidated results of their operations and their cash flows for each of the years in
the  two-year  period  ended  June  30,  2000,  in  conformity  with  accounting  principles  generally  accepted  in
the  United  States  of  America.  Also  in  our  opinion,  the  related  financial  statement  schedule,  when
considered in relation to the basic consolidated financial statements taken as a whole, presents fairly, in all
material respects, the information set forth therein.

San Diego, California
October 9, 2000

KPMG LLP

24

NATURAL ALTERNATIVES INTERNATIONAL, INC.
CONSOLIDATED BALANCE SHEETS
JUNE 30, 2001 AND 2000

ASSETS

(Amounts in thousands except share data)

Current Assets:

Cash and cash equivalents
Accounts receivable - less allowance for doubtful 
     accounts of $470 at June 30, 2001 and 
     $330 at June 30, 2000 (Notes F and M)

Inventories (Notes C and F)
Income tax refund receivable (Note G)
Deferred income taxes (Note G)
Related parties notes receivable - current portion (Note K)
Prepaid expenses
Deposits
Other current assets

       Total Current Assets

Property and equipment, net (Notes D and F)

Other Assets:

Deferred income taxes (Note G)
Related parties notes receivable, less current portion (Note K)
Other noncurrent assets, net

       Total Other Assets

TOTAL ASSETS

June 30
2001

June 30
2000

$499

3,331
6,201

-
-
-
481
353
172

11,037

13,478

-
451
102

553

$815

4,097
7,627
1,500
1,467
815
635
390
154

17,500

15,037

826
444
302

1,572

$25,068

$34,109

See accompanying notes to consolidated financial statements.

(continued)

25

                  
                  
                  
                  
                           
                  
                           
                  
                           
                     
                     
                     
                     
                     
                     
                     
                
                
                
                           
                     
                     
                     
                     
                     
                     
                  
NATURAL ALTERNATIVES INTERNATIONAL, INC.
CONSOLIDATED BALANCE SHEETS (continued)
JUNE 30, 2001 AND 2000

LIABILITIES AND STOCKHOLDERS' EQUITY

(Amounts in thousands except share data)

Current Liabilities:

Accounts payable
Accrued compensation and employee benefits
Lines of credit (Note F)
Notes payable (Note F)
Income taxes payable (Note G)
Current accrual for loss on lease obligation
Current installments of long-term debt and capital lease 

       Total Current Liabilities

Deferred income taxes (Note G)
Long-term debt and capital lease, less current installments (Note F)
Long-term pension liability (Note H)

       Total Liabilities

Commitments and contingencies (Notes F, H, J and N)

Stockholders' Equity (Note I):

Preferred stock; $.01 par value; 500,000 shares 
authorized; none issued or outstanding

Common stock; $.01 par value; 8,000,000 shares

authorized, issued and outstanding 6,048,106 at          
June 30, 2001 and 6,024,380 at June 30, 2000

Additional paid-in capital
Retained earnings
Treasury stock, at cost, 262,500 shares at June 30, 2001

and June 30, 2000

Accumulated other comprehensive loss (Note E)

       Total Stockholders' Equity

June 30
2001

June 30
2000

$4,149
320
242
-
72
-
889

5,672

-

3,567
225

9,464

-

60

11,307
5,609

(1,283)
(89)

15,604

$4,422
355
2,803
1,741

-
50
490

9,861

-

3,345
417

13,623

-

60

11,272
10,498

(1,283)
(61)

20,486

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY

$25,068

$34,109

See accompanying notes to consolidated financial statements.

26

                     
                     
                     
                  
                           
                  
                        
                           
                           
                        
                     
                     
                           
                           
                  
                  
                     
                     
 
                           
                           
                        
                        
                
                
                  
                
                 
                 
                      
                      
                
                
NATURAL ALTERNATIVES INTERNATIONAL, INC.
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS
FOR THE YEARS ENDED JUNE 30, 2001, 2000 AND 1999

(Dollars in thousands except 

share data)

Net sales

Cost of goods sold
Inventory write-off

 GROSS PROFIT

Selling, general & 
  administrative expenses

Loss on abandonment of leased facility
Loss associated with impairment of
   intangible assets acquired

 LOSS FROM OPERATIONS

Other income (expense):
  Interest income
  Interest expense
  Equity in loss of unconsolidated joint

venture

  Foreign exchange gain
  Other, net

LOSS BEFORE 

INCOME TAXES

Provision for income taxes (benefit) (Note G)

2001

2000

1999

$42,158

$47,827

$57,430

33,970

8,188

8,848

-

-

1,544

(2,204)

92
(755)

(38)
15
371

(315)

(2,519)

2,370

42,152
2,000

3,675

8,670

1,729

-

45,010

12,420

11,965

5,392

-

-

(6,724)

(4,937)

139
(399)

(62)
74
71

(177)

(6,901)

(2,429)

185
(85)

-
-
15

115

(4,822)

(1,899)

              NET LOSS

($4,889)

($4,472)

($2,923)

Unrealized loss on investments

Comprehensive Loss

(28)

(1)

(12)

($4,917)

($4,473)

($2,935)

NET LOSS PER COMMON SHARE:

   Basic

   Diluted

($0.85)

($0.85)

($0.78)

($0.78)

($0.50)

($0.50)

Weighted average common shares outstanding:

Basic shares
Diluted shares

5,769,585
5,769,585

5,756,705
5,756,705

5,868,159
5,868,159

See accompanying notes to consolidated financial statements.

27

                         
                         
                         
                         
                         
                         
                         
NATURAL ALTERNATIVES INTERNATIONAL, INC.
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY
FOR THE YEARS ENDED JUNE 30, 2001, 2000 AND 1999

(Dollars in thousands)

Shares

Amount

Common Stock

Additional

Paid-in

Capital

Accumulated

Other

Retained

 Earnings

Treasury

Comprehensive

Stock

(Loss)

Total

Balance, June 30, 1998

5,768,209

$58

$9,757

$17,893

Issuance of common 

stock upon exercise of

stock options

234,166

Income tax benefit from

stock options exercised

Treasury stock purchased

Net unrealized loss on

investments

Net loss

-

-

-

-

2

-

-

-

-

1,106

374

-

-

-

-

-

-

-

(2,923)

-

-

-

(1,116)

-

-

($48)

$27,660

-

-

-

(12)

-

1,108

374

(1,116)

(12)

(2,923)

Balance, June 30, 1999

6,002,375

$60

$11,237

$14,970

($1,116)

($60)

$25,091

Issuance of common 

stock for employe stock 
purchase plan

Treasury stock purchased

Net unrealized loss on

investments

Net loss

22,005

-

-

-

-

-

-

-

35

-

-

-

-

-

-

(4,472)

-

(167)

-

-

-

-

(1)

-

35

(167)

(1)

(4,472)

Balance, June 30, 2000

6,024,380

$60

$11,272

$10,498

($1,283)

($61)

$20,486

Issuance of common 

stock for employee stock 
purchase plan

Net unrealized loss on

investments

Net loss

23,726

-

-

-

-

-

35

-

-

-

-

(4,889)

-

-

-

-

35

(28)

(28)

-

(4,889)

Balance, June 30, 2001

6,048,106

$60

$11,307

$5,609

($1,283)

($89)

$15,604

See accompanying notes to consolidated financial statements.

28

 
                 
            
           
                    
                 
                      
                
             
              
                    
                 
                      
                
             
                   
                    
        
                      
                
             
                   
                    
                 
                  
                
             
                   
           
                 
                      
 
             
                
                    
                 
                      
                
             
                   
                    
           
                      
                
             
                   
                    
                 
                    
                
             
                   
           
                 
                      
 
             
                
                    
                 
                      
                
             
                   
                    
                 
                  
                
             
                   
           
                 
                      
 
NATURAL ALTERNATIVES INTERNATIONAL, INC.
CONSOLIDATED STATEMENTS OF CASH FLOWS
FOR THE YEARS ENDED JUNE 30, 2001, 2000 AND 1999

(Dollars in thousands)

2001

2000

1999

CASH FLOWS PROVIDED BY (USED IN) OPERATING ACTIVITIES:

Net loss

($4,889)

($4,472)

($2,923)

Adjustments to reconcile net loss to net 

cash provided by (used in) operating activities:

Provision for uncollectible accounts receivable
Write-off of inventory
Write-off of notes receivable
Tax benefit on option exercise
Depreciation and amortization
Impairment charge on intangible assets
Deferred income taxes
Pension expense, net of contributions
Loss on disposal of assets
Loss on investments
Loss on abandonment of leased facility, 

net of amounts paid

Other
Foreign exchange gains on foreign debt
Changes in operating assets and liabilities:

Accounts receivable
Inventories
Tax refund receivable
Prepaid expenses
Deposits
Accrued interest on related parties notes receivable
Other current assets
Other noncurrent assets
Accounts payable
Income taxes payable
Accrued compensation and employee benefits

286
-
89
-

2,487
1,216
2,293
(192)
32
37

(50)
-
-

373
1,426
1,500
154
37
(53)
(109)
12
(302)
72
(35)

(142)
2,000
80
-

2,182

-
(907)
7
162
63

(2,384)

-
(86)

3,560
249
729
420
875
(64)
-
393

(3,883)

-
(431)

566
-
353
374
1,638

-

(1,032)

163
5
1

4,739
10
-

4,477
1,629
(2,229)

28
(624)
-
-
-

(3,997)
(378)
348

Net Cash  Provided by (Used in) Operating Activities

$4,384

($1,649)

$3,148

(continued)

29

                    
                   
                    
                          
                 
                          
                      
                      
                    
                          
                          
                    
                 
                 
                 
                 
                          
                          
                 
                   
               
                   
                         
                    
                      
                    
                         
                      
                      
                         
                     
               
                 
                          
                          
                      
                          
                     
                    
                 
                 
                 
                    
                 
                 
                    
               
                    
                    
                      
                      
                    
                   
                     
                     
                   
                          
                          
                      
                    
                   
               
               
                      
                          
                   
                     
                   
                    
NATURAL ALTERNATIVES INTERNATIONAL, INC.
CONSOLIDATED STATEMENTS OF CASH FLOWS (continued)
FOR THE YEARS ENDED JUNE 30, 2001, 2000 AND 1999

CASH FLOWS FROM INVESTING ACTIVITIES:

Proceeds from sale of property and equipment
Capital expenditures
Issuance of notes receivable
Repayment of notes receivable
Investment purchases
Increases intangible assets
Other assets

2001

2000

1999

$                    

-
(960)
(100)
17
-
(11)
-

$                

54
(5,161)
(826)
78
(100)
-
-

$                

10
(5,700)
(641)
343
(334)
-
(399)

Net Cash Used in Investing Activities

(1,054)

(5,955)

(6,721)

CASH FLOWS FROM FINANCING ACTIVITIES:

Net (payments) borrowing on lines of credit
Borrowings on long-term debt and capital leases
Payments on long-term debt and capital leases
Issuance of common stock
Treasury stock acquisitions

Net Cash (Used in) Provided by Financing Activities

Net Decrease in Cash and Cash Equivalents

Cash and Cash Equivalents at Beginning of Year

(2,561)
1,708
(2,828)
35
-

(3,646)

(316)

815

2,833
5,455
(800)
35
(167)

7,356

(248)

1,063

-
-
(70)
1,108
(1,116)

(78)

(3,651)

4,714

Cash and Cash Equivalents at End of Year

$              

499

$              

815

$           

1,063

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:

Cash paid during the year for:

Interest
Income taxes (refunded) paid

Disclosure of non-cash activities:

Net unrealized gains (losses) on investments

$              

676
(1,497)

$              

365
(2,252)

$                

84
1,196

$               

(28)

$                 

(1)

$               

(12)

SUPPLEMENTAL SCHEDULE OF NON-CASH ACTIVITIES:

Related parties notes receivable
Investments
Accounts receivable
   Other current assets
Accounts payable

$              

855
150
107
64
29
1,205

$                    

$                    

-
-
-
-
-
-

$                    

$                    

-
-
-
-
-
-

$           

See accompanying notes to consolidated financial statements.

30

               
            
            
               
               
               
                   
                   
                
                      
               
               
                 
                      
                      
                      
                      
               
            
            
            
            
             
                      
             
             
                      
            
               
                 
                   
                   
             
                      
               
            
            
             
                 
               
               
            
                
             
             
            
            
             
                
                      
                      
                
                      
                      
                   
                      
                      
                   
                      
                      
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

A.

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Organization

Natural  Alternatives  International,  Inc.  manufactures  vitamins,  micronutrients  and  related  nutritional
supplements,  and  provides  innovative  private-label  products  for  specialized  corporate,  institutional  and
commercial accounts worldwide. The Company operates in a single segment, nutritional supplements.

Principles of Consolidation

The consolidated financial statements include the accounts of Natural Alternatives International, Inc. and its
wholly-owned  subsidiary,  NAIE  Natural  Alternatives  International  Europe,  SA  (“Company”).  All  significant
intercompany accounts and transactions have been eliminated. The functional currency of the Company’s
foreign  subsidiary  is  the  United  States  dollar.  The  financial  statements  of  the  subsidiary  have  been
translated at either current or historical exchange rates, as appropriate, with gains and losses included in
the consolidated statements of operations.

Cash and Cash Equivalents

The  Company  considers  all  highly  liquid  investments  with  a  maturity  of  three  months  or  less  when
purchased to be cash equivalents.

Inventories

Inventories are recorded at the lower of cost (first-in, first-out) or market (net realizable value). Such costs
include raw materials, labor and manufacturing overhead.

Property and Equipment

Property and equipment are stated at cost. Depreciation of property and equipment is provided using the
straight-line  method  over  their  estimated  useful  lives,  generally  ranging  from  3  to  39  years.  Leasehold
improvements are amortized using the straight-line method over the shorter of the life of the improvement
or  the  remaining  term  of  the  lease.  Maintenance  and  repairs  are  expensed  as  incurred.  Significant
expenditures that increase economic useful lives are capitalized.

Impairment of Long-Lived Assets

Long-lived  assets  and  certain  identifiable  intangibles  are  reviewed  for  impairment  whenever  events  or
changes  in  circumstances  indicate  that  the  carrying  amount  of  an  asset  may  not  be  recoverable.
Recoverability  of  assets  to  be  held  and  used  is  measured  by  a  comparison  of  the  carrying  amount  of  an
asset to future net cash flows expected to be generated by the asset. If such assets are considered to be
impaired, the impairment to be recognized is measured by the amount by which the carrying amount of the
assets  exceed  the  fair  value  of  the  assets.  Assets  to  be  disposed  of  are  reported  at  the  lower  of  the
carrying amount or fair value less costs to sell.

Revenue Recognition

Revenue from sales of product, and related cost of products sold, are recognized at the time title passes to
the  customer,  which  usually  occurs  upon  shipment.  Customers  generally  do  not  have  the  right  to  return
product unless damaged or defective.

(continued)

31

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

A.

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued)

Cost of Goods Sold

Cost of goods sold includes raw material, labor and manufacturing overhead.

Research and Development Costs

Research  and  development  costs  are  charged  to  expense  when  incurred  and  were  $718,000,  $774,000,
and $754,000 for the years ended June 30, 2001, 2000, and 1999, respectively.

Income Taxes

The Company accounts for income taxes using the asset and liability method.  Under this method, deferred
tax assets and liabilities are recognized for the future tax consequences attributable to differences between
the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and
operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted
tax  rates  expected  to  apply  to  taxable  income  in  the  years  in  which  those  temporary  differences  are
expected  to  be  recovered  or  settled.  The  effect  on  deferred  tax  assets  and  liabilities  of  a  change  in  tax
rates is recognized in operations in the period that includes the enactment date.

Stock Option Plans

The  Company  accounts  for  its  stock-based  employee  compensation  for  stock  options  using  the  intrinsic
value method prescribed by Accounting Principles Board Opinion No. 25, "Accounting for Stock Issued to
Employees",  and  related  interpretations,  as  allowed  under  SFAS  123.  Accordingly,  compensation  cost  is
measured as the excess, if any, of the fair value of the Company's stock at the date of the grant over the
price the employee must pay to acquire the stock.

Fair Value of Financial Instruments

The  carrying  amounts  of  certain  of  the  Company's  financial  instruments,  including  cash  and  cash
equivalents, accounts receivable, notes receivable, investments, accounts payable, line of credit and note
payable  approximates  fair  value  due  to  the  relatively  short  maturity  of  such  instruments.  The  carrying
amounts for long-term debt approximate fair value as the interest rates and terms are comparable to rates
and terms that could be obtained currently for similar instruments.

Use of Estimates

Management of the Company has made a number of estimates and assumptions relating to the reporting
of  assets  and  liabilities,  revenue  and  expenses,  and  the  disclosure  of  contingent  assets  and  liabilities  to
prepare these consolidated financial statements in conformity with accounting principles generally accepted
in the United States. Actual results could differ from those estimates.

Net Earnings (Loss) per Share

The  Company  computes  net  earnings  (loss)  per  share  in  accordance  with  Statement  of  Financial
Accounting  Standards  No.  128,  “Earnings  Per  Share”  (“SFAS  128”).  This  statement  requires  the
presentation  of  basic  earnings  (loss)  per  share,  computed  using  the  weighted  average  number  of  shares
outstanding during the period, and diluted earnings (loss) per share, computed using the additional dilutive
effect  of  all  dilutive  securities.  The  dilutive  impact  of  stock  options  account  for  the  additional  weighted
average  shares  of  common  stock  outstanding  for  the  Company’s  diluted  earnings  (loss)  per  share
computation. Basic and diluted earnings (loss) per share have been calculated as follows:

32

(continued)

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

A.

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued)

For the Years Ended June 30, 2001, 2000, and 1999

(Amounts in thousands except share data)

2001

2000

1999

Numerator:
Net loss - Numerator for 

basic and diluted loss per
 share - loss available to 
common shareholders (In thousands)

Denominator:
Denominator for basic

loss per share - weighted
average shares

Denominator for diluted

loss per share - adjusted weighted
average shares with assumed
conversions

Basic loss per share

Diluted loss per share

($4,889)

($4,472)

($2,923)

5,769,585

5,756,705

5,868,159

5,769,585

5,756,705

5,868,159

$             

(0.85)

$             

(0.78)

$             

(0.50)

$             

(0.85)

$             

(0.78)

$             

(0.50)

For the years ended June 30, 2001, 2000 and 1999, shares related to stock options of 524,400, 313,000
and  352,750,  respectively,  were  excluded  from  the  calculation  of  diluted  loss  per  share,  as  the  effect  of
their inclusion would be anti-dilutive.

Concentrations of Credit Risk

Financial  instruments  that  subject  the  Company  to  concentrations  of  credit  risk  consist  primarily  of  cash
and  cash  equivalents  and  accounts  receivable.  The  Company  places  its  cash  and  cash  equivalents  with
highly rated financial institutions. Credit risk with respect to receivables is concentrated with the Company’s
largest customers (see Note M). These customers’ receivable balances collectively represent 85% of gross
accounts receivable at June 30, 2001 and 71% at June 30, 2000. Concentrations of credit risk related to
the  remaining  accounts  receivable  balances  are  limited  due  to  the  number  of  customers  comprising  the
Company’s remaining customer base.

Reclassifications

In  July  2000,  the  Emerging  Issues  Task  Force  (“EITF”)  finalized  its  consensus  on  Issue  No.  00-10,
“Accounting  for  Shipping  and  Handling  Revenues  and  Costs.”  Pursuant  to  EITF  Issue  No.  00-10  and  the
Securities and Exchange Commission’s position on this issue, all amounts billed to customers for shipping
and handling should be included in “net sales” and costs incurred related to shipping and handling should
be included in “cost of goods sold.” The Company had previously included shipping and handling revenues
and  costs  in  “selling”  expenses.  The  Company’s  Statement  of  Operations  for  all  periods  presented  has
been reclassified and reflects the classification required by EITF Issue No. 00-10. As a result, revenues for
the  years  ended  June  30,  2001,  2000  and  1999  were  increased  by  the  amounts  billed  to  customers  for
freight of $240,000, $75,000 and $11,000, respectively, which was previously offset by Shipping Expenses
in the warehouse operations.  Shipping Expenses were $279,000, $337,000 and $224,000 for fiscal years
2001, 2000 and 1999, respectively.

Certain other prior period amounts have been reclassified to conform with the current period presentation.

33

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

B.

INTERNATIONAL SUBSIDIARY

On January 22, 1999, Natural Alternatives International Europe, SA (“NAIE”), was incorporated as a wholly-
owned subsidiary of the Company, based in Manno Switzerland, which is adjacent to the city of Lugano. In
September  1999,  NAIE  opened  its  new  manufacturing  facility  to  provide  manufacturing  capability  in
encapsulation  and  tablets,  finished  goods  packaging,  quality  control  laboratory  testing,  warehousing,
distribution  and  administration.  Upon  formation,  NAIE  obtained  from  the  Swiss  tax  authorities  a  five-year
federal and local income tax holiday ending in fiscal 2005.

C.

INVENTORIES

Inventories are comprised of the following at June 30:

(Dollars in thousands)

2001

2000

Raw materials
Work in progress
Finished goods

$2,758
2,196
1,247

$6,201

$4,187
2,409
1,031

$7,627

D.

PROPERTY AND EQUIPMENT

The following is a summary of property and equipment at June 30:

(Dollars in thousands)

Land
Building and building improvements
Machinery and equipment
Office equipment and furniture
Vehicles
Leasehold improvements

Total property and equipment
Less accumulated depreciation and amortization

Property and equipment, net

Life Used For
Depreciation

NA

5 - 39 years
3 - 15 years
5 - 7 years
3 years
5 - 39 years

2001

2000

$393
3,277
14,675
3,813
197
4,100

26,455
(12,977)

$13,478

$393
3,285
14,301
3,679
179
3,920

25,757
(10,720)

$15,037

E.

INVESTMENTS

The  Company’s  investments  include  equity  securities  classified  as  available  for  sale  and  carried  at  fair
value, with unrealized gains and losses excluded from net earnings and are included in Accumulated Other
Comprehensive Loss. Securities are valued at $17,000 and $44,000 as of June 30, 2001 and 2000 and are
included in other current assets in the accompanying balance sheet.  The security portfolio includes gross
unrealized losses, net of tax, of $89,000 and $61,000 at June 30, 2001 and 2000, respectively.

34

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

F.

DEBT

On December 20, 2000, the Company replaced an existing $9.0 million working capital line of credit with
$9.35 million in new financing. The new financing consists of a $7.0 million working capital line of credit, a
$1.6  million  term  note,  and  an  additional  $750,000  term  note  facility  to  be  used  to  finance  equipment
purchases.  The  entire  credit  facility  carries  an  annual  interest  rate  of  prime  plus  0.5%,  for  an  effective
interest rate of 7.25% at June 30, 2001.  Borrowings under the line of credit are collateralized by eligible
accounts  receivable  and  inventory,  as  defined  in  the  agreement;  proceeds  are  to  be  used  to  support
ongoing  operating  requirements.  As  of  June  30,  2001,  the  Company  was  not  in  compliance  with  certain
financial covenant provisions of the credit agreement.

In  October  2001,  the  Company  and  the  lender  amended  the  credit  agreement  to  provide  new  debt
covenant  restrictions  and  waive  default  rights  and  remedies  as  of  June  30,  2001.  Under  the  amended
agreement the working capital line of credit was reduced to $2.5 million. The entire credit facility, including
the  term  note,  now  expires  on  July  1,  2002.  The  term  note  is  to  be  repaid  in  monthly  installments  of
approximately $26,700 with the balance due upon expiration of the agreement on July 1, 2002.

As  of  June  30,  2001,  amounts  outstanding  under  the  line  of  credit,  the  term  note,  and  the  equipment
purchases facility were $213,000, $1.4 million, and $-0-, respectively. The Company expects this line to be
refinanced in the normal course of business.

On May 2, 1996, the Company entered into a term note agreement for $1.1 million, secured by a building,
at an annual interest rate of 8.25%. The note is due in June 2011 and provides for principal and interest
payable in monthly installments of $10,800.  As of June 30, 2001 the outstanding amount is $872,000.

NAIE  has  a  line  of  credit  agreement  permitting  borrowings  up  to  CHF  1.0  million,  or  approximately
$558,000 at June 30, 2001, at an annual interest rate of 5.5%. The line of credit requires minimum annual
principal payments of CHF 250,000, or $139,000, due annually on December 31; management expects this
line to be renewed in the normal course of business. The agreement contains no financial covenants. As of
June  30,  2001,  the  Company  has  converted  approximately  $223,000  of  amounts  previously  borrowed
under  the  line  of  credit,  into  various  unsecured  term  notes  with  maturities  from  six  to  twelve  months  at
interest  rates  ranging  from  5.5%  to  6.0%.    The  amount  outstanding  under  the  line  of  credit  was
approximately $30,000 as of June 30, 2001.

In  March  2001,  NAIE  entered  into  a  capital  lease  arrangement  with  a  bank  for  CHF  182,000,  or
approximately $108,000. The lease provides for monthly payments of approximately $3,000 over its thirty
six (36) month term. Proceeds were used to finance capital equipment purchased.

On  November  9,  1999,  the  Company  entered  into  a  term  note  agreement  for  $2.5  million,  secured  by
equipment, at an annual interest rate of 9.2%. The note has a five-year term that provides for principal and
interest payable in monthly installments of $52,000.  As of June 30, 2001 the outstanding amount is $1.828
million.

(continued)

35

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

F.

DEBT (continued)

The composite interest rate on all outstanding debt at June 30, 2001 was 8.06%.

Aggregate amounts of long-term debt maturities
as of June 30, 2001 are as follows:
(Dollars in thousands)

2002
2003
2004
2005
2006

Thereafter

$                 

857
908
963
651
243
742

$              

4,364

Future minimum payments under capital lease obligation
as of June 30, 2001 are as follows:
(Dollars in thousands)

$                    

2002
2003
2004
2005
2006

Thereafter

Less amount representing interest

Present value of minimum lease payments

Less  current portion

36
36
27
-
-
-

99
7
92
(32)

Long-term portion

$                    

60

36

                      
                      
                         
                         
                         
                      
                        
                      
                     
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

G.

INCOME TAXES

Income taxes (benefit) for the year ended June 30 consist of the following:

(Dollars in thousands)

2001

2000

1999

Current:
   Federal
   State

Deferred:
   Federal
   State

$                     

-
-

-

1,992
378

2,370

($1,525)

3

(1,522)

(755)
(152)

(907)

Income taxes (benefit)

$2,370

($2,429)

($857)
(10)

(867)

(689)
(343)

(1,032)

($1,899)

The provision (benefit) for deferred income taxes for the year ended June 30 consists of the following:

(Dollars in thousands)

2001

2000

1999

Accrual for loss on lease obligation
Accelerated depreciation and 
   amortization for tax purposes
Increase in valuation allowance
Inventories
Bad debt expense
Accrued vacation expense
Customer deposits
State income taxes
Credit carryforward
Investment loss carryforward
Other, net
Net operating loss carryforward

$                     

-

$               

951

$              

(971)

21
83
(697)
308
(15)
(80)
-
(126)
36
(102)
(1,286)

($907)

93
-
(106)
(245)
7
-
232
-
-
14
(56)

($1,032)

91
3,355
(90)
(51)
(18)
-
-
-
-
304

(1,221)

$2,370

37

(continued)

                       
                      
                  
                       
                    
                    
                    
              
                    
                       
                  
                
                
                  
                 
                
                  
                  
                      
                       
                  
                       
                       
                       
                 
                       
                
                       
                    
                 
                
                    
             
             
                  
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

G.

INCOME TAXES (continued)

Net deferred tax assets and deferred tax liabilities as of June 30 are as follows:

(Dollars in thousands)

Deferred tax assets:

Accrual for loss on lease obligation
Allowance for doubtful accounts
Accrued vacation expense
Credit carryforward
Allowance for inventories
Other, net
Deposits
Net operating loss carryforward

Total gross deferred tax assets
Less valuation allowance

Net deferred tax assets

Deferred tax liabilities:

Accumulated depreciation and amortization
Federal impact of state NOL carryforward
Net deferred tax liabilities

2001

2000

$                   

-
184
78
126
1,220
116
-

2,456

4,180
3,474

706

706
-
706

$                

20
135
61
126
1,160
102
80
1,494

3,178
119

3,059

614
152
766

Net deferred tax asset

$                   

-

$2,293

At  June  30,  2001,  the  Company  has  federal  and  state  tax  net  operating  loss  carry  forwards  of
approximately $6,400,000 and $4,700,000, respectively.  The federal and state tax loss carryforwards will
begin to expire in 2019 and 2005, respectively, unless previously utilized.

A valuation allowance is provided for deferred tax assets if it is more likely than not these items will either
expire  before  the  Company  is  able  to  realize  their  benefit,  or  that  future  deductibility  is  uncertain.  The
valuation allowance for deferred tax assets was $119,000 at June 30, 2000. In assessing the realizability of
deferred tax assets, management considered, among other things, the scheduled reversal of deferred tax
liabilities, projected future taxable income, and other planning strategies. As of June 30, 2000 management
believed  it  was  more  likely  than  not  that  the  Company  would  realize  the  benefit  of  the  net  deferred  tax
asset, net of the existing valuation allowance.

As  reflected  in  the  Company’s  filings  on  Form  10-Q  for  the  three  fiscal  quarters  ended  March  31,  2001
and based upon various forecasts of future taxable income, management believed that as to the deferred
tax  assets  as  of  June  30,  2000  and  subsequent  additions  through  the  third  quarter  of  fiscal  2001,  it  was
more likely than not that the Company would realize the benefit of the net deferred tax assets. During the
fourth fiscal quarter of 2001, management reviewed the likelihood of the realizability of the net deferred tax
assets.  Based  upon  the  comprehensive  business  plan  completed  in  June  2001,  the  historical  operating
losses  and  the  uncertainty  regarding  sufficient  near  term  taxable  income,  management  believes  that  this
evidence creates sufficient uncertainty regarding the realizability of the net deferred tax assets. Therefore,
a valuation allowance of $3,474,000 was recorded.

As  was  discussed  in  Note  B,  NAIE  obtained  from  the  Swiss  tax  authorities  a  five  year  federal  and  local
income  tax  holiday  ending  in  fiscal  2005.  NAIE  had  income  of  $1,471,000  for  the  year  ended  June  30,
2001.

38

(continued)

                
                
                
                
                     
                  
            
                
                     
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

G. INCOME TAXES (continued)

A  reconciliation  of  income  taxes  computed  by  applying  the  statutory  federal  income  tax  rate  of  34%  to
earnings before income taxes for the year ended June 30 is as follows:

(Dollars in thousands)

2001

2000

1999

Income taxes (benefit) computed at 
statutory federal income tax rate

State income taxes (benefit), net of federal 

income tax benefit (expense)

Increase (decrease) in valuation allowance
Expenses not deductible for tax purposes
Foreign tax holiday
Other

$              

(857)

$          

(2,346)

$           

(1,640)

(101)
3,355
70
(442)
345

(214)
83
68
57
(77)

(220)
-
32
-
(71)

Income taxes (benefit) as reported

$            

2,370

$          

(2,429)

$           

(1,899)

Effective tax rate

94.1%

35.2%

39.4%

H.

EMPLOYEE BENEFIT PLANS

The Company has a profit sharing plan pursuant to Section 401(k) of the Internal Revenue Code, whereby
participants  may  contribute  a  percentage  of  compensation,  but  not  in  excess  of  the  maximum  allowed
under the Code. All employees with twelve months and at least one thousand hours of service during the
twelve-month  period  are  eligible  to  participate  in  the  plan.  The  Company  may  make  contributions  at  the
discretion of its Board of Directors. The Company contributed and expensed $-0-, $117,000, and $167,000
in 2001, 2000, and 1999, respectively.

The  Company  has  a  "Cafeteria  Plan"  pursuant  to  Section  125  of  the  Internal  Revenue  Code,  whereby
health  care  benefits  are  provided  for  active  employees  through  insurance  companies.  Substantially  all
active  full-time  employees  are  eligible  for  these  benefits.  The  Company  recognizes  the  cost  of  providing
these benefits by expensing the annual premiums, which are based on benefits paid during the year. The
premiums  expensed  for  these  benefits  totaled  $271,000,  $348,000,  and  $366,000  for  2001,  2000,  and
1999, respectively.

In December 1999, the Company adopted an employee stock purchase plan that provides for the issuance
of up to 150,000 shares of Common Stock. The plan is intended to qualify under Section 423 of the Internal
Revenue  Code  and  is  for  the  benefit  of  qualifying  employees,  as  designated  by  the  Human  Resource
Committee  of  the  Board  of  Directors.  Under  the  terms  of  the  plan,  participating  employees  are  eligible  to
have a maximum of 10% of their compensation withheld through payroll deductions to purchase shares of
Common Stock at the lower of 85% of (i) the fair market value at the beginning of each offering period or (ii)
the fair market value on predetermined dates. As of June 30, 2001, 45,731 shares of Common Stock have
been issued pursuant to this plan.

The Company sponsors a defined benefit pension plan (the “Plan”), which provides retirement benefits to
employees  based  generally  on  years  of  service  and  compensation  during  the  last  five  years  before
retirement. Effective June 21, 1999, the Company adopted an amendment to freeze benefit accruals to the
participants of the Plan, resulting in the recognition of $97,606 of net curtailment gains in 1999. The gain
resulted  from  the  net  decrease  of  the  Company’s  benefit  obligation.  At  June  30,  2001,  the  estimated
amortized portion of the unfunded estimated accrued liability for prior service cost, using a 30-year funding
period, amounted to approximately $225,000.  This amount has been accrued.  The Company’s policy is to
fund the net pension cost accrued. However, the Company would not contribute an amount less than the
minimum funding requirements of the Employee Retirement Income Security Act of 1974 or more than the
maximum tax-deductible amount.

 (continued)

39

                
                
                 
              
                    
                        
                    
                    
                     
                
                    
                 
                  
                   
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

H.

EMPLOYEE BENEFIT PLANS (continued)

Disclosure of Funded Status

The  following  table  sets  forth  the  Plan’s  funded  status  and  amount  recognized  in  the  Company’s
consolidated balance sheets at June 30, after the effect of curtailment:

(Dollars in thousands)

2001

2000

Change in Benefit Obligation

Benefit obligation at beginning of year
Interest cost
Actuarial (gain)/loss
Benefits paid
Other
Benefit obligation at end of year

Change in Plan Assets

Fair value of plan assets at beginning of year
Actual return on plan assets
Employer contributions
Benefits paid
Other
Fair value of plan assets at end of year

Reconciliation of Funded Status

Funded status (under)/over funded
Unrecognized net actuarial (gain)/loss
(Accrued)/Prepaid benefit cost

Additional Minimum Liability Disclosures

Accrued benefit liability

$                 

$                 

$                 

$                 

988
68
141
-
(219)
978

768
18
201
-
(219)
768

$             

1,179
69
(227)
(33)
-
988

$                 

$                 

$                 

769
32
-
(33)
-
768

$               

$               

(210)
(15)
(225)

$               

$               

(220)
(197)
(417)

$               

(210)

$               

(220)

(continued)

40

                         
                  
                         
                   
                         
                         
                         
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

H. 

EMPLOYEE BENEFIT PLANS (continued)

Net Periodic Benefit Cost

The Net Periodic Benefit Cost for the fiscal years ending June 30 includes the following components:

(Dollars in thousands)

2001

2000

Components of Net Periodic Benefit Cost

Interest cost
Expected return on Plan Assets
Recognized net actuarial (gain)/loss
Effect of special events (curtailment)
Net periodic benefit cost

68
(58)
(6)
4
$8

68
(61)

-
-

$7

Assumption and Method Disclosures

Discount rate

Expected long term rate of return

2001

2000

6.50%

7.50%

7.00%

7.50%

Amortization method

Straight-line

Straight-line

I.

STOCKHOLDERS' EQUITY

Treasury Stock

In February 1999, the Board of Directors approved a repurchase program of up to 500,000 shares of the
Company’s  common  stock.  As  of  June  30,  2001,  262,500  shares  had  been  repurchased  under  this
repurchase program, including 13,000 shares from an officer of the Company.

Stock Option Plans

Effective  June  5,  1992,  the  Company  adopted  the  1992  Incentive  Stock  Option  Plan  for  which  500,000
common  shares  have  been  reserved  for  issuance  to  officers,  directors,  and  key  employees  of  the
Company. The plan provides that no option may be granted at an exercise price less than the fair market
value of the common stock of the Company on the date of grant. On September 9, 1993, 200,000 options
were granted with an exercise price equal to the fair market value price of $4.875 per share.  On January
21,  1998,  300,000  options  were  granted  with  an  exercise  price  equal  to  the  fair  market  value  price  of
$10.50 per share. During fiscal 1999, 188,250 options were forfeited, and on May 10, 1999 an additional
70,000 options were granted with an exercise price equal to the fair market value price of $3.78 per share.
During fiscal 2000 an additional 30,000 options were granted on December 6, 1999 to equal the fair market
value  price  of  $3.19  per  share  and  38,750  options  were  forfeited.  During  fiscal  2001  no  options  were
granted under this plan, but 8,000 were forfeited.

41

(continued)

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

I.

STOCKHOLDERS' EQUITY (continued)

Also effective June 5, 1992, the Company adopted the 1992 Nonqualified Stock Option Plan and reserved
a  total  of  250,000  common  shares  for  issuance  to  officers,  employees,  and  consultants  of  the  Company.
On September 9, 1993, 250,000 options were granted with an exercise price equal to the fair market value
price of $4.875 per share. All remaining options under this plan were exercised or forfeited as of June 30,
1999.  As of June 30, 2001, no additional shares are reserved.

Effective December 9, 1994, the Board of Directors approved the 1994 Nonqualified Stock Option Plan for
which 500,000 common shares were reserved for issuance to officers, employees, and consultants of the
Company.  On  January  24,  1995,  500,000  options  were  granted  with  an  exercise  price  equal  to  the  fair
market value price of $4.625 per share. During the fiscal years 2000 and 1999, a total of 34,166 options
were  exercised,  while  296,000  options  were  forfeited.  As  of  June  30,  2001,  no  additional  shares  are
reserved.

On October 28, 1998, and as amended March 11, 1999, the Board of Directors adopted the 1998 Outside
Director  Compensation  Plan  that  provided  non-employee  directors  an  annual  grant  of  nonqualified  stock
options.  During fiscal 2000, three options for 10,000 shares each, were granted as of March 11, 1999, at a
fair market value price of $5.75 per share, and one grant of 10,000 shares was subsequently forfeited.

At the Company’s Annual Meeting held on December 6, 1999, the Stockholders approved the adoption of
the 1999 Omnibus Equity Incentive Plan (the “1999 Plan”) and reserved a total of 500,000 common shares
for issuance to officers, directors, employees, and consultants of the Company.  Grants under this Plan can
be  either  Incentive  Stock  Options,  or  Nonqualified  Stock  Options.  During  fiscal  2000  there  were  three
grants under this Plan - 108,500 options were granted at $2.031 per share, 30,000 options were granted at
$2.156 per share, and 12,000 options were granted at $1.813 per share on February 10, 2000, March 1,
2000, and June 29, 2000, respectively. Of the 150,500 options granted in fiscal 2000, 30,500 were forfeited
as of June 30, 2000. During fiscal 2001 total options granted were 233,000; 167,000 options were granted
at  $2.00  per  share  on  August  28,  2000,  20,000  options  at  $2.44  per  share  were  granted  on  January  8,
2001,  30,000  options  were  granted  at  $2.81  per  share  on  March  12,  2001,  10,000  options  at  $2.38  per
share  were  granted  on  April  16,  2001,  and  6,000  options  were  granted  at  $2.35  per  share  on  June  22,
2001. Total options forfeited during fiscal 2001 were 13,600.

With the exception of the 1999 Plan; all stock options under each of the plans have five-year terms and all
options  become  fully  vested  within  three  years  of  their  grant  date.  The  stock  options  granted  under  the
1999 Plan have either a five or a ten-year term and become fully vested within three years of their grant
date.

(continued)

42

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

I.

STOCKHOLDERS' EQUITY (continued)

Stock option activity during the periods indicated is summarized below:

Outstanding and exercisable at June 30, 1998
Exercised
Forfeited
Granted
Outstanding at June 30, 1999
Exercised
Forfeited
Granted
Outstanding at June 30, 2000
Exercised
Forfeited
Granted
Outstanding at June 30, 2001
Exercisable at June 30, 2001

Weighted-average exercise price:

June 30, 2001
June 30, 2000

1992    
Incentive     
Plan
338,391
(38,391)
(188,250)
70,000
181,750
-
(38,750)
30,000
173,000
-
(8,000)
-
165,000
128,333

1992 
Nonqualified 
Plan

61,609
(61,609)
-
-
-
-
-
-
-
-
-
-
-
-

  1994   
Nonqualified  
Plan  
330,166
(34,166)
(125,000)
-
171,000
-
(171,000)
-
-
-
-
-
-
-

  1998 Outside 
Director  Plan 

  1999  Plan  

-
-
-
-
-
-
(10,000)
30,000
20,000
-
-
-
20,000
13,334

-
-
-
-
-
-
(30,500)
150,500
120,000
-
(13,600)
233,000
339,400
36,540

$         
$         

7.13
7.29

$                 
-
$                 
-

$                 
-
$                 
-

$             
$             

5.75
5.75

$        
$        

2.13
2.04

Weighted-average remaining contractual life in years
Available for grant at June 30, 2001

2.3
143,000

-
-

-
-

2.7
-

8.2
160,600

The fair value of the option grants was estimated on the date of the grant using the Black-Scholes option-
pricing model with the following assumptions for fiscal 2001: risk-free interest rate of 6.0% at the grant date;
dividend yield of zero; expected life of four years depending on the option termination date; and volatility of
52%. The weighted average fair value of the options granted during fiscal 2001 was $2.17 per share.

The fair value of the option grants was estimated on the date of the grant using the Black-Scholes option-
pricing model with the following assumptions for fiscal 2000: risk-free interest rate of 6.0% at the grant date;
dividend  yield  of  zero;  expected  life  of  three  to  six  years  depending  on  the  option  termination  date;  and
volatility of 88%. The weighted average fair value of the options granted during fiscal 2000 was $1.61 per
share.

The fair value of the option grants was estimated on the date of the grant using the Black-Scholes option-
pricing model with the following assumptions for fiscal 1999: risk-free interest rate of 5.9% at the grant date;
dividend  yield  of  zero;  expected  life  of  three  to  six  years  depending  on  the  option  termination  date;  and
volatility of 62.1%. The weighted average fair value of the options granted during fiscal 1999 was $1.74 per
share.

The Company applies APB Opinion No. 25 in accounting for its Plans and, accordingly, no compensation
cost  has  been  recognized  for  its  stock  option  grants  to  employees  in  the  financial  statements.  Had  the
Company  determined  compensation  cost  based  on  the  fair  value  at  the  grant  date  for  its  stock  options
under SFAS No. 123, the Company’s net earnings (loss) would have been the pro forma amounts indicated
below.  These proforma amounts are not necessarily representative of the effects on reported net income
(loss) for future years.

(continued)

43

     
         
       
                     
               
      
        
        
                     
               
    
                   
      
                     
               
       
                   
                   
                     
               
     
                   
       
                     
               
                 
                   
                   
                     
               
      
                   
      
          
    
       
                   
                   
           
    
     
                   
                   
           
    
                 
                   
                   
                     
               
        
                   
                   
                     
    
                 
                   
                   
                     
    
     
                   
                   
           
    
     
                   
                   
           
      
             
                   
                   
                 
            
     
                   
                   
                     
    
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

I.

STOCKHOLDERS' EQUITY (continued)

(Dollars in thousands except per share data)

Net loss, as reported
Pro forma net loss

Basic loss per share, as reported
Pro forma basic loss per share

Diluted earnings loss per share, as reported
Pro forma diluted loss per share

Other Stock Options

2001

2000

1999

($4,889)
($4,993)

($0.85)
($0.87)

($0.85)
($0.87)

($4,472)
($4,750)

($0.78)
($0.83)

($0.78)
($0.83)

($2,923)
($3,311)

($0.50)
($0.56)

($0.50)
($0.56)

On January 24, 1995, the Board of Directors granted 100,000 options with an exercise price of $4.625 in
exchange  for  consulting  services  and  reserved  100,000  common  shares.  The  options  were  exercised  in
January 1999. As of June 30, 2001, no additional shares are reserved.

J.

COMMITMENTS

The Company leases part of its main facilities under leases that are classified as non-cancelable operating
leases.

The Company entered into two lease agreements during fiscal year 1999 for adjacent buildings located in
Vista,  California.  The  facilities  are  leased  from  an  unaffiliated  third  party  and  consist  of  a  total  of
approximately 74,000 square feet. The lease for the first building commenced in August 1998 under a 5-
year  lease  agreement  and  consists  of  approximately  54,000  square  feet  to  be  utilized  as  a  warehousing
and blending facility. The lease for the second building commenced in March 1999 under a 3.5-year lease
agreement for the rental of approximately 20,000 square feet to be utilized as a packaging facility.

NAIE  leases  two  units  in  Manno,  a  town  adjacent  to  Lugano,  Switzerland.  Both  units  total  approximately
22,000  square  feet.  The  facilities  are  used  primarily  for  the  use  of  manufacturing,  packaging  and
distribution of nutritional supplement products for the European marketplace.  The Company entered into a
five-year lease agreement in March 1999 for the initial unit containing 18,000 square feet, with the facility
becoming fully operational for manufacturing operations in September 1999. The lease for the second unit
(the  term  of  which  is  the  same  as  the  first  unit)  was  completed  in  March  2001,  for  an  additional  4,000
square feet. This unit is expected to be operational in the fourth quarter of fiscal 2002.

Minimum  rental  commitments  (exclusive  of  property  tax,  insurance  and  maintenance)  under  all  non-
cancelable  operating  leases,  including  the  lease  agreements  referred  to  above,  (with  initial  or  remaining
lease terms in excess of one year) are set forth below:

(continued)

44

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

J.

COMMITTMENTS (continued)

(Dollars in thousands)
2002
2003
2004
2005
2006

$822
817
354
239
108

$2,340

Rental  expense  totaled  $780,000,  $647,000  and  $419,000  for  the  years  ended  June  30,  2001,  2000
and1999, respectively.

K.

RELATED PARTY TRANSACTIONS

The Company had sales of $-0-, $24,000, and $553,000 for fiscal year 2001, 2000 and 1999, respectively,
to  a  customer  in  which  directors,  officers  and  employees  previously  had  direct  and  indirect  equity
ownership. At June 30, 1999 the amount receivable from this company was $91,000, net of a $74,000 bad
debt  allowance  reserve.    During  fiscal  2000,  the  Company  received  payments  of  $155,000  and  wrote  off
the remaining balance of $34,000.  In addition, at June 30, 1999 the Company had a net note receivable
from this customer of $50,000.  This entire amount was written off as uncollectable during the year ended
June 30, 2000. A lawsuit was filed during fiscal 2001 and $65,000 was received from this company. The
total amount was credited to Other Income as recovery of amounts previously written off.

During  fiscal  1999,  the  Company  made  6%  interest-bearing  loans  of  $20,000,  secured  by  Company
common  stock,  to  the  Vice  President  of  Science  and  Technology,  the  Vice  President,  Marketing,  and  a
former Vice President, Operations. During fiscal 2000 an additional loan of $19,000, with interest at 6% and
secured  by  a  second  deed  of  trust  on  a  principal  residence,  was  made  to  a  former  Vice  President,
Marketing.    During  fiscal  2000  the  loan  amount,  including  accrued  interest,  to  the  Vice  President,
Operations,  was  repaid  upon  termination  of  his  employment.  As  of  June  30,  2001,  the  notes  receivable
from the former Vice President, Marketing were fully reserved as uncollectible. The amount reserved was
$39,000  plus  accrued  interest  of  approximately  $4,000.    During  fiscal  2001,  certain  notes  and  accrued
interest receivable, totaling $61,216 from the Company’s Vice President of Science and Technology, which
had been fully reserved in fiscal 1999, as uncollectible, were forgiven.

During fiscal 2001, 2000 and 1999, the Company paid the brother and sister-in-law of the Chief Executive
Officer approximately $25,000, $58,000 and $33,000, respectively, in settlement of an existing consulting
arrangement. As of June 30, 2001, the agreement has expired.

During each of the fiscal years 2001, 2000 and 1999, the Company made non-interest loans to a member
of the Board of Directors in the amount of $50,000. Amounts owed on these loans, which are secured by
proceeds from life insurance policies, were $350,000, $300,000 and $250,000 at June 30, 2001, 2000 and
1999, respectively.

During fiscal 2001, the Company made a loan to a consultant of $50,000. As of June 30, 2001, the note
and interest receivable (total of $52,000), was reserved as uncollectible.

(continued)

45

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

K.

RELATED PARTY TRANSACTIONS (continued)

The  balances  of  these  notes  receivables  from  related  parties  and  employees  as  of  June  30,  including
accrued interest are shown below.

(Dollars in thousands)

2001

2000

Chief Executive Officer
Vice President of Science and Technology
Vice President, Marketing
Chairperson - Board of Directors
Other Current Employees
Former Officers
Former Employees
Other 
Former Customers
FitnessAge (See Note L)

$               

$               

71
27
-
350
1
-
-
2
-
-
451

67
21
41
300
24
-
1
-
-
805
1,259

$            

$         

The Company accrued interest from related parties notes receivable of $4,000 and $67,000 for fiscal 2001
and fiscal 2000, respectively.

L.

JOINT VENTURE AND INTANGIBLE ASSETS ACQUIRED

In  March  1999,  the  Company  entered  into  a  letter  of  intent  to  form  a  joint  venture  with  FitnessAge
Incorporated,  a  privately  held  development  stage  company  based  in  San  Diego,  CA  (“FitnessAge”).  In
connection therewith, on March 30, 1999 the Company purchased 300,000 shares of FitnessAge common
stock for $150,000.  On or about the same date, the family limited partnership of the Chief Executive Officer
and  the  Chairperson  of  the  Board  of  Directors  and  Secretary  purchased  200,000  shares  of  the  Common
Stock of FitnessAge for $100,000.

During  November  1999,  the  Company  and  FitnessAge  formalized  the  joint  venture  by  forming  a  new
company named Custom Nutrition, LLC, a Delaware limited liability company (“Custom Nutrition”) in which
the  Company  at  formation  had  a  40%  ownership.    Custom  Nutrition  was  formed  for  the  purpose  of
developing,  merchandising,  selling  and  distributing  customized  nutritional  and  related  products  through
various  channels  to  individuals  who  have  taken  the  FitnessAge  assessment.    Under  terms  of  a  10-year
Exclusive Manufacturing Agreement, the Company was to be the exclusive manufacturer of all nutritional
supplements  and  related  products  sold  by  Custom  Nutrition.  Custom  Nutrition  has  obtained  an  exclusive
royalty  free  license  to  FitnessAge’s  proprietary  software  technology,  including  their  physical  fitness
assessments  known  as  the  FitnessAge  System,  as  well  as,  software  under  development  designed  to
provide  customized  nutritional  assessments.    In  accordance  with  the  Custom  Nutrition  LLC  Operating
Agreement,  the  Company  was  required  to  make  an  initial  capital  contribution  of  $100,000,  which  was
funded during the fourth quarter of fiscal 2000. Income and losses were to be allocated and any additional
capital contribution requirements of Custom Nutrition were to be made 60% to FitnessAge and 40% to the
Company.

(continued)

46

                 
                 
                    
                 
               
               
                   
                 
                    
                   
                   
                    
                    
                    
                    
               
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

L.

JOINT VENTURE AND INTANGIBLE ASSETS ACQUIRED (continued)

In  addition,  in  November  and  December  1999,  the  Company  loaned  FitnessAge  a  total  of  $750,000  (the
“Loan”).  The  Loan  was  secured  by  all  rights,  title,  and  interest  of  FitnessAge  in  Custom  Nutrition  and
FitnessAge’s  allocable  share  of  gross  revenues  which  at  the  time  could  have  been  received  by  Custom
Nutrition  from  a  major  customer  and  included  interest  accruing  at  an  annual  rate  of  12%.  The  principal
together with all accrued and unpaid interest on the Loan was due November 10, 2000. The Company had
the right at any time to convert all or any portion of the amount due on the Loan into the common stock of
FitnessAge at a conversion price of $0.75 per share.

During the year ended June 30, 2000, the Company had sales of $135,000 to Custom Nutrition. At June
30, 2000, the net accounts receivable from this customer was approximately $80,000.

As  of  November  10,  2000,  the  Company  agreed  with  FitnessAge  to  extend  the  maturity  of  the  Loan  (the
“Extension”).  Pursuant  to  the  Extension,  the  Company  combined  all  accrued  and  unpaid  interest  on  the
Loan  into  a  revised  payment  schedule  requiring  payments  of  $150,000  in  February  2001,  $150,000  in
March 2001, $225,000 in June 2001 and complete pay-off of any outstanding principal and accrued interest
by September 2001. In consideration of the Extension, FitnessAge provided the Company with additional
collateral  in  the  form  of  a  perpetual,  irrevocable,  nonexclusive,  royalty-free  worldwide  license  to
FitnessAge’s proprietary physical assessment software technology.

FitnessAge did not meet its loan payment obligation on February 1, 2001 pursuant to the Extension. As a
result, the Company notified FitnessAge on February 2, 2001 of its decision to accelerate the maturity of
the  Loan  and  its  intention  to  retain  the  Loan  collateral  in  satisfaction  of  FitnessAge’s  obligations.  As  of
February  23,  2001,  the  Company  perfected  its  interest  in  the  collateralized  assets,  as  defined  per  the
escrow agreement and the Uniform Commercial Code, and took full ownership and possession of Custom
Nutrition LLC and the perpetual, irrevocable, nonexclusive, royalty-free worldwide license to FitnessAge’s
proprietary  physical  assessment  software  technology.  The  Company  retained  its  equity  interest  in
FitnessAge  by  its  ownership  of  common  stock.  As  of  March  31,  2001,  the  Company  believed  the  assets
had  future  value  based  on  various  alternatives,  including  but  not  limited  to,  moving  forward  to
commercialize  the  assets  alone,  or  with  others,  restructuring  the  joint  venture  with  FitnessAge,  or  other
alternatives.

As  of  June  30,  2001,  the  management  and  the  Board  of  Directors  determined  based  on  their  on-going
evaluation  of  the  various  alternatives  to  commercialize  the  physical  assessment  software,  that  the
Company  will  not  dedicate  the  resources  necessary  to  recover  the  carrying  value  of  the  asset.
Management has determined that the fair value of the asset is de minimus and therefore recorded a charge
of $1,216,000 to write off the carrying value of the intangible asset. In addition, the Company has incurred
expenses of approximately $328,000 in its efforts toward commercializing the assets.

M.

ECONOMIC DEPENDENCY

The Company had substantial sales to five separate customers during one or more of the periods shown in
the  following  table.  The  loss  of  any  of  these  customers  could  have  a  material  adverse  impact  on  the
Company's revenues and earnings. Sales by customer, representing 10% or more of the respective year’s
total sales, are shown below:

(continued)

47

NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

M.

ECONOMIC DEPENDENCY (continued)

Customer

   Customer 1
   Customer 2
   Customer 3
   Customer 4
   Customer 5

2001

Sales by 
Customer

%(a)

2000

Sales by 
Customer

$     

21,889,000
4,242,000

52%
10%

$    

20,818,000
8,958,000

(b)
(b)

4,219,000

10%

(b)
(b)
(b)

%(a)

44%
18%

1999

Sales by 
Customer

$  

13,393,000
(b)
18,390,000
9,383,000
(b)

%(a)

23%

32%
16%

$     

30,350,000

72%

$    

29,776,000

62%

$  

41,166,000

71%

(a) Percent of total sales  (b) Sales for the year were less than 10% of total sales.

Accounts receivable from these customers totaled $2,817,000 and $2,889,000 at June 30, 2001 and 
2000, respectively.

N.

CONTINGENCIES

The  Company  is  a  party  to  a  lawsuit  filed  in  January  2000  by  its  former  President,  Director  and  Chief
Financial Officer, William P. Spencer.  Mr. Spencer was terminated by the Company, for cause in January
1999. His termination has had no direct effect on the Company’s financial statements. The lawsuit alleges
damages for wrongful termination, breach of option contract, conversion, breach of employment contract,
discriminatory and retaliatory discharge, workplace harassment and slander. The lawsuit seeks damages in
an amount to be proved at trial, and alleges damages in excess of six million dollars. The Company has
responded to the lawsuit and has denied it has any liability. The Company has filed a cross-complaint in the
lawsuit against Mr. Spencer and Imagenetix, Inc., a corporation in which Mr. Spencer is currently a director,
principal shareholder and chief executive, and three other individuals, two of whom are former employees
of the Company and the other a former consultant to the Company. The cross-complaint seeks damages
and injunctive relief for breach of fiduciary duty; fraud-concealment of material facts; intentional interference
with  prospective  economic  advantage;  negligent  interference  with  prospective  economic  advantage;  civil
conspiracy; intentional interference with contract; trade libel; slander per se; breach of contract; conversion;
misappropriation of trade secrets; breach of duty of loyalty; unlawful, unfair and/or fraudulent business acts
or  practices  and  an  accounting.  The  additional  defendants  in  NAI's  cross-complaint  subsequently  filed
cross-actions against NAI, alleging similar claims as those alleged by Mr. Spencer.  The complaint against
the  Company  was  further  amended  to  add  Imagenetix,  Inc.  as  a  claimant  and  several  current  or  former
employees of the Company as defendants. Management believes the additional claims are without merit,
and  the  Company  will  prevail  in  its  cross-complaint  against  each  cross-defendant.  The  Company
subsequently  amended  its  complaint,  adding  additional  claims  against  certain  parties.  In  the  event  a
judgment  is  obtained  against  the  Company  in  the  amount  of  the  damages  alleged  in  the  lawsuit  or  any
significant  portion  thereof,  it  would  have  a  material  adverse  impact  upon  the  financial  condition  of  the
Company.

While the Company believes the allegations contained in these lawsuits are without merit, the claims have
not progressed sufficiently for the Company to estimate the possible exposure, if any.

48

(continued)

          
        
     
       
          
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

N.

CONTINGENCIES (continued)

The Company is a plaintiff in an anti-trust lawsuit against several manufacturers of vitamins and other raw
materials purchased by the Company.  Other similarly situated companies have filed a number of similar
lawsuits  against  some  or  all  of  the  same  manufacturers.    The  Company’s  lawsuit  has  been  consolidated
with some of the others and is captioned In re: Vitamin Antitrust Litigation, and is pending in U.S. District
Court in Washington D.C.  One or more consumer class actions have also been filed against some or all of
the  same  defendants,  and  at  least  one  of  these  is  presently  in  a  settlement  process.    The  Company
brought its own action to insure it understood what actually occurred. To date the Company has received
$415,000 in settlement payments from certain defendants.    There can be no assurance the claims will be
resolved, or, if they are, that it will result in a material benefit to the Company.

The Company is involved in various claims and legal actions arising in the ordinary course of business. In
the  opinion  of  management,  after  consultation  with  its  legal  counsel,  the  ultimate  disposition  of  these
matters will not have a material adverse effect on the Company’s consolidated financial position, results of
operations or liquidity.

O.

SEGMENT INFORMATION

Prior to July 1, 1999 the Company operated solely within the United States.  During the year ended June
30,  2000  the  Company  opened  its  new  wholly  owned  manufacturing  subsidiary  in  Switzerland.    The
Company’s  segment  information  by  geographic  area  as  of  and  for  the  years  ended  June  30,  2001  and
2000, respectively, is as follows:

Capital 
Expenditures

$            

$            

605
355
960

Capital 
Expenditures

$         

$         

3,742
1,419
5,161

2001

Sales

Long Lived 
Assets

Total 
Assets

United States
Europe

$      

$      

34,639
7,519
42,158

$   

$   

12,678
1,370
14,048

$    

$    

22,674
2,394
25,068

2000

Sales

Long Lived 
Assets

Total Assets

United States
Europe

$      

$      

44,429
3,398
47,827

$      

$      

32,006
2,869
34,875

$    

$    

14,560
1,267
15,827

49

 
       
 
      
 
      
 
             
 
 
 
       
 
      
 
        
 
          
 
 
NATURAL ALTERNATIVES INTERNATIONAL, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

P.

QUARTERLY DATA (unaudited)

The following is a summary of unaudited quarterly data:

(Amounts in thousands
 except per share amounts)

Year Ended June 30, 2001

Net sales
Gross profit
Net earnings (loss)

Net earnings (loss) 
per common share:

Basic
Diluted

Net sales
Gross profit
Net earnings (loss)

Net earnings (loss) 
per common share:

Basic
Diluted

1st Quarter

2nd Quarter

3rd Quarter

4th Quarter

 Total 

$10,223
2,011
$205

$11,240
2,845
$443

$10,341
2,290
($234)

$10,354
1,042
($5,303)

$42,158
8,188
($4,889)

$0.04
$0.04

$0.08
$0.08

($0.04)
($0.04)

($0.93)
($0.93)

($0.85)
($0.85)

Year Ended June 30, 2000

1st Quarter

2nd Quarter

3rd Quarter

4th Quarter

 Total 

$15,264
3,188
$87

$12,064

(527)
($2,411)

$9,538
(126)
($1,763)

$10,961
1,140
($385)

$47,827
3,675
($4,472)

$0.02
$0.02

($0.42)
($0.42)

($0.31)
($0.31)

($0.07)
($0.07)

($0.78)
($0.78)

50

                
                
NATURAL ALTERNATIVES INTERNATIONAL, INC.
VALUATION AND QUALIFYING ACCOUNTS
FOR THE YEARS ENDED JUNE 30, 2001, 2000 AND 1999

SCHEDULE II

Allowance for doubtful 

accounts
(Dollars in thousands)

Year ended June 30, 2001

Year ended June 30, 2000

Balance at 
beginning of 
period

Provision

(Deductions)

Balance at 
end of period

$330 

$472 

$286

$389

($146)

($531)

$470 

$330 

$472

Year ended June 30, 1999

$1,073

$567

($1,168)

See accompanying independent auditors report.

51

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant
has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

NATURAL ALTERNATIVES INTERNATIONAL, INC.
(Registrant)

Date: October 12, 2001

By:  ___/s/ Mark A. LeDoux__________________________

      (Mark A. LeDoux, Chief Executive Officer)

By: :  ___/s/ Randell Weaver__________________________

      (Randell Weaver, Chief Financial Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by
the following persons on behalf of the registrant and in the capacities and on the dates indicated.

Signature

Title

Date

_/s/ Mark A. LeDoux
(Mark A. LeDoux)

_/s/ Marie A. LeDoux
(Marie A. LeDoux)

_/s/ Joe E. Davis
(Joe E. Davis)

_/s/ Lee G. Weldon
(Lee G. Weldon)

 /s/ J. Scott Schmidt
(J. Scott Schmidt)

Chairman of the Board of Directors

October 12, 2001

Director

October 12, 2001

Director

October 12, 2001

Director

October 12, 2001

Director

October 12, 2001

52

Independent Accountants’ Consent

Exhibit 23.1

The Board of Directors
Natural Alternatives International, Inc.:

We consent to incorporation by reference in the registration statements (Nos. 33-00947 and 333-32828) on
Form  S-8  of  Natural  Alternatives  International,  Inc.  of  our  report  dated  October  9,  2000,  relating  to  the
consolidated balance sheet of Natural Alternatives International, Inc. and subsidiaries as of June 30, 2000,
and the related consolidated statements of operations and comprehensive loss, stockholders’ equity, and
cash  flows  for  each  of  the  years  in  the  two-year  period  ended  June  30,  2000,  and  the  related  financial
statement  schedule,  which  report  appears  in  the  June  30,  2001,  annual  report  on  Form  10-K  of  Natural
Alternatives International, Inc.

/s/

KPMG LLP

San Diego, California
October 11, 2001

53

Exhibit 23.2

Consent of Ernst & Young LLP, Independent Auditors

The Board of Directors
Natural Alternatives International, Inc.

We consent to the incorporation by reference in the Registration Statement (Form S-8 No. 33-00947 and
333-32828)  pertaining  to  the  1994  Nonqualified  Stock  Option  Plan,  1999  Omnibus  Equity  Incentive  Plan
and the 1999 Employee Stock Purchase Plan of Natural Alternatives International, Inc. of our report dated
August 13, 2001, except the second paragraph of Note E, as to which the date is October 10, 2001, with
respect  to  the  consolidated  financial  statements  and  schedule  of  Natural  Alternatives  International,  Inc.
included in the Annual Report (Form 10-K) for the year ended June 30, 2001.

/s/

Ernst & Young LLP

San Diego, CA
October 11, 2001

54