Nicholas Financial, Inc., a renowned consumer finance company based in the United States, specializes in the acquisition and servicing of automobile finance installment contracts for new and used cars and light trucks. In addition, the company also originates direct customer loans and sells consumer-finance related products. Presently, the organization operates 47 branch offices in Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin, as of March 31, 2022. Founded in 1985, Nicholas Financial, Inc. is headquartered in Clearwater, Florida.