Quarterlytics / Consumer Cyclical / Furnishings, Fixtures & Appliances / Patrick Industries

Patrick Industries

patk · NASDAQ Consumer Cyclical
Claim this profile
Ticker patk
Exchange NASDAQ
Sector Consumer Cyclical
Industry Furnishings, Fixtures & Appliances
Employees 1001-5000
← All annual reports
FY2019 Annual Report · Patrick Industries
Sign in to download
Loading PDF…
2019 ANNUAL REPORT

SELECTED FINANCIAL DATA

As of or for the Year Ended December 31, 
(thousands except per share and employees amounts)

NET SALES

GROSS PROFIT

WAREHOUSE & DELIVERY EXPENSES

SELLING, GENERAL & ADMINISTRATIVE EXPENSES

OPERATING INCOME

NET INCOME

DILUTED NET INCOME PER COMMON SHARE

WEIGHTED AVERAGE SHARES OUTSTANDING - DILUTED

TOTAL ASSETS

TOTAL DEBT

SHAREHOLDERS' EQUITY

NET CASH PROVIDED BY OPERATING ACTIVITIES

NUMBER OF EMPLOYEES

INVESTOR INFORMATION

2019

2018

2017

$2,337,082

$2,263,061

$1,635,653

422,871

415,866

278,915

98,055

74,996

134,466

128,242

154,442

89,566

3.85

23,280

178,415

119,832

4.93

24,317

46,905

90,736

121,900

85,718

3.48

24,643

1,470,993

1,231,231

866,644

705,000

661,082

354,357

497,481

408,754

370,685

192,410

200,013

7,500

8,113

99,901

6,721

Net Sales ($ Millions)

Net Income ($ Millions)

Diluted Net Income Per Common Share

$2,337

$90

$3.85

2015

2016

2017

2018

2019

2015

2016

2017

2018

2019

2015

2016

2017

2018

2019

Operating Cash Flows ($ Millions)

$192

Working Capital ($ Millions) 
At December 31st

$223

Stock Price At December 31st

$52.43

2015

2016

2017

2018

2019

2015

2016

2017

2018

2019

2015

2016

2017

2018

2019

LETTER TO SHAREHOLDERS

This past year was marked by recalibration and  
re-balancing in our end markets, disciplined and  
nimble execution in our operations and our strategic 
and capital allocation initiatives, and further solidifying 
our balance sheet. Our markets were challenged by 
both macro-economic and secular industry conditions 
that contributed to significant volatility, including dealer 
inventory reductions, significant tariffs, fluctuations in 
commodity prices and interest rates, and weather-
related issues that impacted demand in our Leisure 
Lifestyle and Housing and Industrial markets. Despite 
the impact these headwinds had on our end markets, 
we continued to focus on leveraging the strength of 
our brands, executing on strategic initiatives, achieving 
organic market share gains, flexing our highly variable 
cost structure, and most importantly, the tremendous 
talent and expertise of our more than 7,500 team 
members. Additionally, as part of our long-term 
financial planning, we enhanced our capital structure, 
providing the capacity and flexibility to pursue future 
growth initiatives and giving our Company the tools to 
ensure we can successfully navigate through further 
volatility and any potential economic weakness. Finally, 
based on the strength of our operating cash flows, 
we supplemented our capital allocation strategy by 
implementing a quarterly cash dividend to consistently 
reward our long-standing, loyal shareholders. 

Fiscal 2019 Highlights 
•   Increased revenue 3% to $2.34 billion and generated 
organic growth net of industry declines in our Leisure 
Lifestyle and Manufactured Housing markets

•   Generated net income of $90 million or $3.85 per 

diluted share and operating cash flows of $192 million

•   Executed on fixed cost reduction initiatives totaling 

more than $10 million on an annualized basis

•   Added additional liquidity and strengthened our 

capital structure through the successful completion of 
a $300 million bond offering and the extension of our 
credit facility’s maturity date 

•   Completed two strategic acquisitions representing 

$54 million in annualized revenues

•  Returned capital to shareholders through disciplined 

share repurchases and dividends 

Our Leisure Lifestyle markets, comprising recreational 
vehicle (“RV”) and marine, collectively represented 
69% of our revenues in 2019 compared to 75% in 
2018. Our Housing and Industrial markets, comprising 
manufactured housing (“MH”) and residential stick-
built housing, as well as commercial construction and 
furniture, collectively made up 31% of our revenues 
versus 25% in 2018, reflecting our efforts to strategically 
diversify our revenue stream within our primary  
market sectors. 
Our RV revenues, which represented 55% of 2019 
sales, declined 10% on decreased wholesale unit 
shipments of 16%. The RV industry experienced 
volatility in both wholesale and retail demand in 2019 
as OEMs continued to adjust their production levels to 
reflect reductions in RV dealer inventories in the retail 
marketplace. Retail RV unit sales outpaced wholesale 
unit shipments in both 2018 and 2019, with more than 
50,000 units coming out of dealer inventories in 2019 
and more closely aligning production and dealer 
inventory levels with expected retail demand in 2020.
Our marine revenues, which represented 14% of 2019 
sales, increased 20% over the prior year, primarily 
reflecting the contribution of recent acquisitions, while 
retail unit sales declined 4% in the powerboat sector, 
which is our primary marine market. In 2019, we put 
several initiatives in place to drive innovation, sales 
growth, and market share gains across our marine brand 
platform, including the launch in February 2020 of the 
Marine Studio, a 14,000 square foot Design/Innovation 
Center and Showroom located in Sarasota, Florida that 
showcases the products and design and engineering 
capabilities offered by our marine brands.

In our Housing and Industrial markets, revenues from 
the MH industry, which represented 19% of our 2019 
sales, increased 59% primarily as a result of acquisitions 
completed in 2018, while wholesale unit shipments 
decreased 2%. Our Industrial revenues, which include 
the stick-built residential single-family and multi-family 
housing markets and commercial, hospitality, high-rise 
and institutional furniture markets, represented 12% 
of our 2019 sales and increased 2%. We continue to 
believe there is significant opportunity for growth in the 
MH and Industrial markets over the long-term based on 

PATRICK INDUSTRIES, INC.
PATRICK INDUSTRIES, INC.

and safety of our team members and to manage and 
flex our operations as we navigate these uncertain 
flex our operations as we navigate these uncertain 
times together. While the long-term impacts from the 
times together. While the long-term impacts from the 
pandemic are unclear at this time, our financial position 
pandemic are unclear at this time, our financial position 
is strong and we believe we have sufficient liquidity, 
is strong and we believe we have sufficient liquidity, 
supported by cash on hand and available borrowings 
supported by cash on hand and available borrowings 
under our revolving credit facility, to manage through 
under our revolving credit facility, to manage through 
the business disruption caused by this crisis. As we 
the business disruption caused by this crisis. As we 
adjust to the new environment and face the challenges 
adjust to the new environment and face the challenges 
and opportunities that lie ahead, we expect to continue 
and opportunities that lie ahead, we expect to continue 
to drive our business and execute off of our operational 
to drive our business and execute off of our operational 
and financial platforms and to take advantage of our 
and financial platforms and to take advantage of our 
flexible business model which will allow us to quickly 
flexible business model which will allow us to quickly 
adjust our production levels as market conditions 
adjust our production levels as market conditions 
change and visibility and stability improve in the markets 
change and visibility and stability improve in the markets 
we serve.  We believe our markets are well-positioned 
we serve.  We believe our markets are well-positioned 
to be significant beneficiaries of the lifestyle changes 
to be significant beneficiaries of the lifestyle changes 
and adaptations that are expected to take place once 
and adaptations that are expected to take place once 
this pandemic is over, and we are optimistic and excited 
this pandemic is over, and we are optimistic and excited 
about our ability to bring value to our customers and 
about our ability to bring value to our customers and 
the consumers in our markets that will enhance and 
the consumers in our markets that will enhance and 
positively impact their lives going forward.
positively impact their lives going forward.
Finally, our success is attributable to the tremendous 
Finally, our success is attributable to the tremendous 
commitment, passion and dedication put forth by each 
commitment, passion and dedication put forth by each 
one of our Patrick team members and by the ongoing 
one of our Patrick team members and by the ongoing 
support we receive from our customers, suppliers, 
support we receive from our customers, suppliers, 
banking partners, Board, and shareholders, whom we 
banking partners, Board, and shareholders, whom we 
are privileged to serve. As we move through uncharted 
are privileged to serve. As we move through uncharted 
waters in the first half of 2020, we will continue to 
waters in the first half of 2020, we will continue to 
aggressively and proactively manage our business 
aggressively and proactively manage our business 
and prudently manage our cash flows. Our overall goal 
and prudently manage our cash flows. Our overall goal 
of increasing long-term shareholder value by serving 
of increasing long-term shareholder value by serving 
our customers at the highest level, reinvesting in our 
our customers at the highest level, reinvesting in our 
team members, dealing ethically and responsibly 
team members, dealing ethically and responsibly 
with our business partners, and supporting our local 
with our business partners, and supporting our local 
communities, remains our highest priority.  
communities, remains our highest priority.

Sincerely,

Todd M. Cleveland
Executive Chairman of the Board
Todd M. Cleveland
Executive Chairman of the Board

Andy L. Nemeth
President and Chief Executive Officer
Andy L. Nemeth
President and Chief Executive Officer

housing capacity, and the need for quality affordable 
positive demographic patterns, multi-family housing 
housing. Additionally, we have several initiatives in 
capacity, and the need for quality affordable housing. 
place to continue to penetrate new markets that include 
Additionally, we have several initiatives in place 
to continue to penetrate new markets that include 
leveraging our industrial brands and capabilities by 
expanding our centralized industrial sales team and  
leveraging our industrial brands and capabilities by 
by forming partnerships to support large scale  
expanding our centralized industrial sales team and  
industrial products.  
by forming partnerships to support large scale  
industrial products.  
Leveraging the strength of our cash flows, 
Leveraging the strength of our cash flows, combined 
combined with a disciplined financial policy and a strong 
with a disciplined financial policy and a strong focus 
focus on liquidity, continues to be a high priority in our 
on liquidity, continues to be a high priority in our 
capital allocation strategy with a goal of maximizing 
capital allocation strategy with a goal of maximizing 
returns for our shareholders. In 2019, we generated 
returns for our shareholders. In 2019, we generated 
over $190 million in operating cash flows and put $88 
over $190 million in operating cash flows and put $88 
million to work with $56 million in acquisitions, $28 
million to work with $56 million in acquisitions, $28 
million in capital expenditures, and $4 million in stock 
million in capital expenditures, and $4 million in stock 
repurchases. In addition, our Board of Directors (the 
repurchases. In addition, our Board of Directors (the 
“Board”) implemented a quarterly cash dividend, and 
“Board”) implemented a quarterly cash dividend, and 
in December 2019 we paid our first quarterly cash 
in December 2019 we paid our first quarterly cash 
dividend since 2003. These initiatives were executed 
dividend since 2003. These initiatives were executed 
while maintaining an appropriate leverage profile and 
while maintaining an appropriate leverage profile and 
ensuring we have adequate liquidity and borrowing 
ensuring we have adequate liquidity and borrowing 
capacity. In September 2019, we enhanced our capital 
capacity. In September 2019, we enhanced our capital 
structure through the completion of a $300 million 
structure through the completion of a $300 million 
private offering of 7.5% Senior Notes due 2027. In 
private offering of 7.5% Senior Notes due 2027. In 
conjunction with this offering, we amended our credit 
conjunction with this offering, we amended our credit 
facility to provide greater covenant capacity and 
facility to provide greater covenant capacity and 
flexibility and extended the maturity date to September 
flexibility and extended the maturity date to September 
2024 to help position us with a solid foundation to 
2024 to help position us with a solid foundation to 
continue to execute on our long-term strategic growth 
continue to execute on our long-term strategic growth 
initiatives and successfully manage through times of 
initiatives and successfully manage through times of 
economic volatility. 
economic volatility. 
During the first nine months of 2019, we 
During the first nine months of 2019, we strategically 
strategically focused our efforts on integrating the 
focused our efforts on integrating the acquisitions 
acquisitions we completed in fiscal 2018 in terms of 
we completed in fiscal 2018 in terms of synergy 
synergy realization, growing market share and content 
realization, growing market share and content per 
per unit, and positioning Patrick to be a leading value-
unit, and positioning Patrick to be a leading value-
added component solutions supplier in the marine 
added component solutions supplier in the marine 
space where five of the acquisitions were centered. 
space where five of the acquisitions were centered. 
In the latter part of 2019, we completed two strategic 
In the latter part of 2019, we completed two strategic 
acquisitions after we paused in disciplined fashion 
acquisitions after we paused in disciplined fashion 
during the first half of the year to assess the trajectory  
during the first half of the year to assess the trajectory  
of each of our markets.
of each of our markets.

In addition, we significantly increased our emphasis 
In addition, we significantly increased our emphasis 
on environmental, social and governance policies, 
on environmental, social and governance policies, 
responsibilities, and best practices with the goal of 
responsibilities, and best practices with the goal of 
understanding the issues that most significantly impact 
understanding the issues that most significantly impact 
our Company, team members, partners, communities, 
our Company, team members, partners, communities, 
and the core markets we serve.  
and the core markets we serve.  
As to the difficult and unprecedented circumstances 
As to the difficult and unprecedented circumstances 
surrounding the COVID-19 pandemic over the last 
surrounding the COVID-19 pandemic over the last 
several months, we have been working diligently 
several months, we have been working diligently 
to balance production levels with fluctuations in 
to balance production levels with fluctuations in 
customer demand and have taken, and will continue 
customer demand and have taken, and will continue 
to take, appropriate actions to protect the health 
to take, appropriate actions to protect the health 
and safety of our team members and to manage and 

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549 
FORM 10-K 

(Mark One) 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Fiscal Year Ended December 31, 2019 

or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF
1934

For the transition period from ……………… to ………………

Commission file number 000-03922

PATRICK INDUSTRIES, INC. 
(Exact name of registrant as specified in its charter)

Indiana
(State or other jurisdiction of incorporation or organization)

35-1057796
(I.R.S. Employer Identification No.)

107 W. FRANKLIN STREET, P.O. BOX 638

ELKHART,

Indiana

(Address of principal executive offices)

46515

(Zip Code)

Registrant’s telephone number, including area code: (574) 294-7511 

Securities registered pursuant to Section 12(b) of the Act:

Common stock, without par value

PATK

Nasdaq Stock Market LLC

(Title of each class)

(Trading Symbol)

(Name of each exchange on which registered)

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes 

 No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes 

 No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has 
been subject to such filing requirements for the past 90 days. Yes 

 No

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive 
Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 
12 months (or for such shorter period that the registrant was required to submit and post such files). Yes 

 No 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting 
company, or emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” 
and "emerging growth company" in Rule 12b-2 of the Exchange Act.

Large accelerated filer 

  Accelerated filer 

  Non-accelerated filer  

 Smaller reporting company 

Emerging growth company 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying 
with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes 

 No 

As of June 28, 2019, the last business day of the registrant's most recently completed second fiscal quarter, the aggregate market value 
of the common stock of the registrant held by non-affiliates was $1.1 billion.  As of February 14, 2020, there were 23,880,778 shares of 
the registrant’s common stock outstanding.

Portions of the registrant’s Proxy Statement for its Annual Meeting of Shareholders to be held on May 14, 2020 are incorporated by 
reference into Part III of this Form 10-K.

DOCUMENTS INCORPORATED BY REFERENCE

 
 
 
      
 
PATRICK INDUSTRIES, INC.

FORM 10-K

FISCAL YEAR ENDED DECEMBER 31, 2019

Table of Contents

PART I

ITEM 1.

BUSINESS

ITEM 1A. RISK FACTORS

ITEM 1B. UNRESOLVED STAFF COMMENTS

ITEM 2.

PROPERTIES

ITEM 3.

LEGAL PROCEEDINGS

ITEM 4.

MINE SAFETY DISCLOSURES

PART II

ITEM 5.

MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS, 
AND ISSUER PURCHASES OF EQUITY SECURITIES 

ITEM 6.

SELECTED FINANCIAL DATA

ITEM 7.

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND 
RESULTS OF OPERATIONS 

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

ITEM 8.

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

ITEM 9.

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURE

ITEM 9A. CONTROLS AND PROCEDURES

ITEM 9B. OTHER INFORMATION

PART III

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

ITEM 11.

EXECUTIVE COMPENSATION

ITEM 12.

ITEM 13.

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED STOCKHOLDER MATTERS

CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR 
INDEPENDENCE

ITEM 14.

PRINCIPAL ACCOUNTING FEES AND SERVICES

PART IV

ITEM 15.

EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

ITEM 16.

FORM 10-K SUMMARY

SIGNATURES

4

4

13

21

22

23

23

23

23

25

25

34

35

35

35

36

36

36

37

37

37

37

38

38

40

41

2

FINANCIAL SECTION

Index to Financial Statements and Financial Statement Schedules

Report of Independent Registered Public Accounting Firm, Deloitte & Touche LLP

Report of Independent Registered Public Accounting Firm, Crowe LLP

Consolidated Statements of Income

Consolidated Statements of Comprehensive Income

Consolidated Statements of Financial Position

Consolidated Statements of Cash Flows
Consolidated Statements of Shareholders’ Equity

Notes to Consolidated Financial Statements

Exhibits

F-1

F-2

F-5

F-6

F-7

F-8

F-9

F-10

F-11

3

 
INFORMATION CONCERNING FORWARD-LOOKING STATEMENTS

This Annual Report on Form 10-K contains certain “forward-looking statements” within the meaning of the Private 
Securities Litigation Reform Act of 1995 with respect to financial condition, results of operations, business 
strategies, operating efficiencies or synergies, competitive position, industry growth and projections, growth 
opportunities for existing products, plans and objectives of management, markets for the common stock of Patrick 
Industries, Inc. (the “Company” or “Patrick”) and other matters. Statements in this Form 10-K as well as other 
statements contained in the annual report and statements contained in future filings with the Securities and Exchange 
Commission (“SEC”) and publicly disseminated press releases, and statements which may be made from time to 
time in the future by management of the Company in presentations to shareholders, prospective investors, and others 
interested in the business and financial affairs of the Company, which are not historical facts, are forward-looking 
statements that involve risks and uncertainties that could cause actual results to differ materially from those set forth 
in the forward-looking statements. 

There are a number of factors, many of which are beyond the control of the Company, which could cause actual 
results and events to differ materially from those described in the forward-looking statements. Many of these factors 
are identified in the “Risk Factors” section of this Form 10-K as set forth in Part I, Item 1A. These factors include, 
without limitation, the impact of any economic downturns especially in the residential housing market, a decline in 
discretionary consumer spending, pricing pressures due to competition, costs and availability of raw materials and 
commodities, the imposition of restrictions and taxes on imports of raw materials and components used in our 
products, information technology performance and security, the availability of commercial credit, the availability of 
retail and wholesale financing for recreational vehicles, watercraft, and residential and manufactured homes, the 
availability and costs of labor, inventory levels of retailers and manufacturers, the financial condition of our 
customers, retention and concentration of significant customers, the ability to generate cash flow or obtain financing 
to fund growth, future growth rates in the Company's core businesses, the seasonality and cyclicality in the 
industries to which our products are sold, realization and impact of efficiency improvements and cost reductions, the 
successful integration of acquisitions and other growth initiatives, increases in interest rates and oil and gasoline 
prices, the ability to retain key management personnel, adverse weather conditions impacting retail sales, our ability 
to remain in compliance with our credit agreement covenants, cyber-related risks and general economic, market and 
political conditions. In addition, national and regional economic conditions may affect the retail sale of recreational 
vehicles, watercraft, and residential and manufactured housing. You should consider forward-looking statements, 
therefore, in light of various important factors, including those set forth in the reports and documents that the 
Company files with the SEC, including this Annual Report on Form 10-K for the year ended December 31, 2019.  

Any projections of financial performance or statements concerning expectations as to future developments should 
not be construed in any manner as a guarantee that such results or developments will, in fact, occur. There can be no 
assurance that any forward-looking statement will be realized or that actual results will not be significantly different 
from that set forth in such forward-looking statement. Patrick does not undertake to publicly update or revise any 
forward-looking statements, except as required by law. See Part I, Item 1A “Risk Factors” below for further 
discussion.

ITEM 1. 

BUSINESS

PART I

Unless the context otherwise requires, the terms “Company,” “Patrick,” “we,” “our,” or “us” refer to Patrick 
Industries, Inc. and its subsidiaries.

Company Overview

Patrick Industries, Inc. was founded in 1959 and incorporated in the state of Indiana in 1961.  Patrick is a major 
manufacturer and distributor of component and building products and materials serving original equipment 
manufacturers (“OEMs”) primarily in the recreational vehicle (“RV”), manufactured housing (“MH”) and marine 

4

markets. The Company also supplies products to adjacent industrial markets, such as kitchen cabinet, high-rise, 
office and household furniture, fixtures and commercial furnishings, and other industrial markets. 

The Company operates through a nationwide network that includes, as of December 31, 2019, 125 manufacturing 
plants and 48 warehouse and distribution facilities located in 23 states, China, Canada and the Netherlands. The 
Company operates within two reportable segments, Manufacturing and Distribution, through a nationwide network 
of manufacturing and distribution centers for its products, thereby reducing in-transit delivery time and cost to the 
regional manufacturing footprint of its customers.  The Manufacturing and Distribution segments accounted for 70% 
and 30% of the Company’s consolidated net sales for 2019, respectively. Financial information about these operating 
segments is included in Note 19 of the Notes to Consolidated Financial Statements included in this Annual Report 
on Form 10-K (the "Form 10-K") and incorporated herein by reference.  

The Company’s strategic and capital allocation strategy is to optimally manage and utilize its resources and leverage 
its platform of operating brands to continue to grow and reinvest in its business. Through strategic acquisitions,  
geographic expansion, expansion into new product lines and investment in infrastructure and capital expenditures, 
Patrick seeks to ensure that its operating network contains capacity, technology and innovative thought processes to 
support anticipated growth needs, effectively respond to changes in market conditions, inventory and sales levels, 
and successfully integrate manufacturing, distribution and administrative functions.

Over the last three years, the Company has executed on a number of new product initiatives and invested 
approximately $651 million in acquisitions, which directly complement our core competencies and existing product 
lines as well as expand its presence in the marine industry. The combination of improved economic conditions and 
demographic trends benefiting the RV, MH and marine industries and the execution of the strategic initiatives 
identified above, among others, resulted in increases in sales, operating income, net income and cash flows over the 
last several years. 

The Company’s principal executive and administrative offices are located at 107 West Franklin Street, Elkhart, 
Indiana 46515 and the telephone number is (574) 294-7511; Internet website address: www.patrickind.com. The 
information on Patrick's website is not incorporated by reference into this Form 10-K. The Company makes 
available free of charge through the website, its Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, 
Current Reports on Form 8-K and all amendments to those reports filed with the SEC as soon as reasonably 
practicable after such material is electronically filed with or furnished to the SEC.  

5

Major Product Lines

Patrick manufactures and distributes a variety of products within its reportable segments including:

Manufacturing
Laminated products for furniture, shelving, walls and
countertops
Decorative vinyl, wrapped vinyl, paper laminated
panels and vinyl printing

Distribution

Pre-finished wall and ceiling panels

Drywall and drywall finishing products

Solid surface, granite and quartz countertops

Interior and exterior lighting products

Fabricated aluminum products

Wiring, electrical and plumbing products

Wrapped vinyl, paper and hardwood profile mouldings Transportation and logistics services

Custom cabinetry

Electronics and audio systems components

Electrical systems components including instrument and
dash panels

Cement siding

Slide-out trim and fascia
Cabinet products, doors, components and custom
cabinetry

Raw and processed lumber

Fiber reinforced polyester (“FRP”) products

Hardwood furniture

Fiberglass bath fixtures and tile systems

Interior passage doors

Roofing products

Specialty bath and closet building products

Laminate and ceramic flooring

Shower doors

Furniture

Fireplaces and surrounds

Appliances

Tile

Other miscellaneous products

Boat covers, towers, tops, and frames

Softwoods lumber

Interior passage doors

Wiring and wire harnesses

CNC molds and composite parts

Aluminum fuel tanks

Slotwall panels and components

RV painting

Thermoformed shower surrounds

Fiberglass and plastic components including front and
rear caps and marine helms

Polymer-based flooring
Air handling products

Marine hardware

Primary Markets

Patrick manufactures and distributes its building products and interior decorative component products for use in the 
four primary markets it serves. Operating facilities that supply the Company’s products are strategically located in 
proximity to the customers they serve.  The Company’s sales by market are as follows:

6

RV
Marine
MH
Industrial
     Total

Recreational Vehicles

2019
55%
14%
19%
12%
100%

2018
63%
12%
12%
13%
100%

The Company’s RV products are sold primarily to major manufacturers of RVs, smaller OEMs, and to a lesser 
extent, manufacturers in adjacent industries. The principal types of recreational vehicles include (1) towables: 
conventional travel trailers, fifth wheels, folding camping trailers, and truck campers; and (2) motorized: motor 
homes. The RV market is primarily dominated by Thor Industries, Inc. (“Thor”), Forest River, Inc. (“Forest River”) 
and Winnebago Industries, Inc. ("Winnebago") which combined held 91% of retail market share for towables and 
74% for motorized units as reported per Statistical Surveys, Inc. ("SSI") for 2019. 

The RV industry experienced a decline in wholesale unit shipments in 2019 and 2018 following eight straight years 
of growth as RV OEMs continued to adjust their production levels in tandem with the rebalancing of dealer 
inventories in the retail marketplace. According to the Recreation Vehicle Industry Association ("RVIA"), total RV 
industry wholesale shipments fell 16% in 2019 compared to 2018, with shipments reaching a total of approximately 
406,000 units. 

The Company estimates that its mix of RV revenues related to towable units and motorized units is consistent with 
the overall RV industry production mix. In 2019, towable and motorized unit shipments represented approximately 
89% and 11%, respectively, of total RV industry wholesale shipments. The towable sector decreased 16% in 2019 
compared to the prior year and the motorized sector decreased 19% per the RVIA.

With estimated retail unit shipments outpacing wholesale unit shipments in 2019, RV dealer inventories declined in 
2019. On the retail side, estimated RV retail unit shipments declined 7% in 2019 compared to 2018. For the full year 
2019, RV dealer inventories declined by more than 50,000 units, which we believe will position the industry to 
return to a more direct relationship between wholesale unit shipments and retail unit shipments for the upcoming 
2020 selling season.

Recreational vehicle purchases are generally consumer discretionary income purchases, and therefore, any situation 
which causes concerns related to discretionary income can have a negative impact on this market. The Company 
believes that industry-wide retail sales and the related production levels of RVs will continue to be dependent on the 
overall strength of the economy, consumer confidence levels, equity securities market trends, fluctuations in dealer 
inventories, the level of disposable income, and other demographic trends. 

Demographic and ownership trends continue to point to favorable market growth in the long term, as there is a shift 
toward outdoor, nature-based tourism activities, with a large segment of the population’s “millennials” and "Gen 
Xers" embracing this outdoor lifestyle and entering into the RV marketplace as well as a large percentage of new 
campers from increasingly more diverse groups. Per the 2019 KOA North American Camping Report, 41% of all 
campers and 56% of new campers are millennials, while 36% of all campers and 25% of new campers are Gen Xers.

Detailed narrative information about the Company’s sales to the RV industry is included in Item 7. “Management’s 
Discussion and Analysis of Financial Condition and Results of Operations” (the "MD&A") of this Form 10-K.  

Marine 

The marine industry reflects the similar active, outdoor leisure-based, family-oriented lifestyle that characterizes the 
RV industry and the Company has increased its focus and expanded its presence in the adjacent marine market 
through recent acquisitions, particularly within the last three years. Consumer demand in the marine market is 
generally driven by the popularity of the recreational and leisure lifestyle and by economic conditions.

7

Based on current available data per SSI, within the powerboat sector, fiberglass units accounted for approximately 
38% of retail unit sales, aluminum 29%, pontoon 28% and ski & wake 5% for 2019. 

According to the National Marine Manufacturers Association ("NMMA"), per its latest available 2018 U.S. 
Recreational Boating Statistical Abstract, it is estimated that there were approximately 12 million registered boats in 
the U.S. in 2018. Total U.S. retail expenditures on boats, engines, accessories, and related costs totaled 
approximately $41.8 billion in 2018, up approximately 7% from 2017. The average age of boats currently in use is 
approximately 25 years compared to an average useful life of 30 years, and the expected number of boats to be 
retired over the next four years is approximately 1 million, according to NMMA. 

The Company’s sales to the marine industry are primarily focused on the powerboat sector of the market which is 
comprised of four main categories: fiberglass, aluminum, pontoon and ski & wake. Based on current available data 
per SSI, marine powerboat retail unit shipments decreased 4% in 2019 compared to 2018, while marine wholesale 
unit shipments decreased approximately 13% in 2019 compared to 2018, marking the first year of declines in retail 
and wholesale unit shipments after eight consecutive years of growth in new boat shipments. Detailed narrative 
information about the Company’s sales to the marine industry is included in the MD&A of this Form 10-K.

Manufactured Housing

The Company’s manufactured housing products are sold primarily to major manufacturers of manufactured homes, 
other OEMs, and to a lesser extent, to manufacturers in adjacent industries. In the aggregate, the top three 
manufacturers produced approximately 78% of MH market retail unit shipments in 2019 per SSI.

Although wholesale unit shipments have increased in the MH industry from a low of approximately 49,800 units in 
2009 to 94,633 units in 2019, they are still trending well below historical levels. The Company believes there is 
significant upside potential for this market in the long term driven by pent-up demand, multi-family housing 
capacity, improving consumer credit and financing conditions, residential housing market conditions, higher 
consumer confidence levels, increased affordability and quality, demographic trends such as first time home buyers 
and those looking to downsize, new home pricing, and improved consumer savings levels. 

Factors that may favorably impact production levels further in this industry include improving quality credit 
standards in the residential housing market, new jobs growth, consumer confidence, favorable changes in financing 
regulations, a narrowing in the difference between interest rates on MH loans and mortgages on traditional 
residential "stick-built" housing, and any improvement in conditions in the asset-backed securities markets for 
manufactured housing loans.

In addition, there have been changes in financial regulations, including changes to the Dodd-Frank Wall Street 
Reform Act, in efforts to ease the regulatory burden on smaller financial institutions, as well as ongoing MH loan 
program initiatives by Fannie Mae, which in turn are expected to increase MH loan availability and reduce the total 
cost of MH borrowing, with a potential resulting increase in MH demand. 

Detailed narrative information about the Company’s sales to the MH industry is included in the MD&A of this Form 
10-K.  

Industrial Markets

The Company estimates that approximately 60% of its industrial net sales in 2019 were associated with the U.S. 
residential housing market. The Company believes that there is a direct correlation between the demand for its 
products in this market and new residential housing construction and remodeling activities. Patrick's sales to the 
industrial market generally lag new housing starts by four to six months and will vary based on differences in 
regional economic prospects. 

Many of Patrick's core manufacturing products are also utilized in the kitchen cabinet, high-rise, office and 
household furniture, hospitality, and fixtures and commercial furnishings markets. These markets are generally 

8

categorized by a more performance-than-price driven customer base, and provide an opportunity for the Company to 
diversify its customer base. Additionally, other residential and commercial segments have been less vulnerable to 
import competition, and therefore, provide opportunities for increased sales penetration and market share gains. 
Over the past three years, the residential housing market in particular has shown signs of improvement across the 
country and that trend is expected to continue in 2020.

Detailed narrative information about the Company’s sales to the industrial markets is included in the MD&A of this 
Form 10-K.  

Strategic Acquisitions

The Company is focused on driving growth in each of its primary markets through the acquisition of companies with 
strong management teams having a strategic fit with Patrick’s core values, business model and customer presence, as 
well as additional product lines, facilities, or other assets to complement or expand its existing businesses. The 
Company may explore strategic acquisition opportunities that are not directly tied to the four primary markets it 
serves in order to further leverage its core competencies in manufacturing and distribution and to diversify its end 
market exposure and presence.

In 2019, the Company invested approximately $56 million in acquisitions and over the last three years has 
completed approximately $651 million of acquisitions. See Note 4 of the Notes to Consolidated Financial 
Statements for a description of acquisitions completed by the Company in 2019, 2018 and 2017. 

Competition

The RV, MH, marine and industrial markets are highly competitive, both among manufacturers and the suppliers of 
various components. The barriers to entry for each industry are generally low and include compliance with industry 
standards, codes and safety requirements, and the initial capital investment required to establish manufacturing 
operations. In addition, the Company competes with manufacturers of manufactured homes with vertically 
integrated operations. Across the Company’s range of products and services, competition exists primarily on price, 
product features and innovation, timely and reliable delivery, quality and customer service. Several competitors 
compete with Patrick in each product line on a regional and local basis. However, in order for a competitor to 
compete with Patrick on a national basis, the Company believes that a substantial capital commitment and 
investment in personnel and facilities would be required. 

Capacity and Plant Expansions

Patrick has the ability to fulfill demand for certain products in excess of capacity at certain facilities by shifting 
production to other facilities. Capital expenditures for 2019 consisted of $27.7 million of investments primarily to 
replace and upgrade production equipment, expand facilities outside of core Midwest markets to align with OEM 
expansions, increase capacity, and provide more advanced manufacturing automation.  Management regularly 
monitors capacity at its facilities and reallocates existing resources where needed to maintain production efficiencies 
throughout all of its operations and capitalize on commercial and industrial synergies in key regions to support 
profitable growth, grow its customer base, and expand its geographical product reach outside its core Midwest 
market. 

Branding 

New product development is a key component of the Company’s efforts to grow its market share and revenue base, 
adapt to changing market conditions, and proactively address customer demand. The Company has expanded its 
product and service offerings with the integration of new and innovative product lines into its operations that bring 
additional value to customers and create additional scale advantages. 

9

The Studio

The Company's Design/Innovation Center and Showroom, The Studio, is located in Elkhart, Indiana. The Studio 
presents the latest design trends and products in the markets served by Patrick, and provides a creative environment 
for customers to design products and enhance their brand. The 45,000 square foot facility includes a 25,000 square 
foot showroom devoted to the display of products, capabilities and services offered by each of Patrick’s business 
units, in addition to offices and conference rooms. The Company’s specialized team of designers, engineers and 
graphic artists works with RV, MH, marine and industrial customers to meet their creative design and product needs, 
including creating new styles and utilizing new colors, patterns, products, and wood types for panels and mouldings, 
cabinet doors, furniture, lighting and other products. Other services provided at The Studio include product 
development, 3D CAD illustration, 3D printing, photography and marketing. 

Marine Studio

The Company's Marine Studio, which was opened in February 2020 and is located in Sarasota, Florida, is a 
comprehensive marine studio showroom, design and engineering center, which provides full engineering and 
integrated design solutions for our marine customers. The 14,000 square foot facility includes a showroom that 
displays the Company's marine products as well as the marine design and engineering capabilities and services 
offered by our marine businesses.   

Operating Brands

Through its operating brands, the Company provides customers with specific product knowledge, expertise and 
support that are tailored to their needs. The Company strives to be the supplier of choice for its customers by 
elevating the customer purchasing experience with expert product line managers, and support staff and strategic 
partnerships for each operating brand, which help drive efficiency and maximize value for its customers.

Patrick has no material licenses, franchises, or concessions and does not conduct significant research and 
development activities.

Marketing and Distribution

As of December 31, 2019, the Company had over 3,100 active customers. Its revenues from the RV market include 
sales to two major manufacturers of RVs that each account for over 10% of the Company's net sales, Forest River 
and Thor. Both Forest River and Thor have multiple businesses and brands that operate independently under the 
parent company and these multiple businesses and brands generally purchase our products independently from one 
another. The Company’s sales to the various businesses of Forest River and Thor, on a combined basis, accounted 
for 40%, 49% and 57% of our consolidated net sales, for the years ended December 31, 2019, 2018 and 2017, 
respectively.

The Company generally maintains supplies of various commodity products in its warehouses to ensure that it has 
product on hand at all times for its distribution customers. The Company purchases a majority of its distribution 
segment products in railcar, container, or truckload quantities, which are warehoused prior to their sale to customers. 
Approximately 12%, 15% and 19% of the Company's distribution segment’s sales were from products shipped 
directly from the suppliers to Patrick customers in 2019, 2018 and 2017, respectively. Typically there is a one to 
two-week period between Patrick receiving a purchase order and the delivery of products to its warehouses or 
customers and, as a result, the Company has no significant backlog of orders. In periods of declining market 
conditions, customer order rates can decline, resulting in less efficient logistics planning and fulfillment and thus 
increasing delivery costs due to increased numbers of shipments with fewer products in each shipment. 

Raw Materials

Patrick has arrangements with certain suppliers that specify exclusivity in certain geographic areas, pricing 
structures and rebate agreements among other terms. 

10

Raw materials are primarily commodity products, such as lauan, gypsum, particleboard and other lumber products, 
aluminum, resin, fiberglass and overlays, among others which are available from many suppliers. Our customers do 
not maintain long-term supply contracts, and therefore, the Company bears the risk of accurate forecasting of 
customer orders. Its sales in the short-term could be negatively impacted in the event any unforeseen negative 
circumstances were to affect its major suppliers. In addition, demand changes in certain market sectors can result in 
fluctuating costs of certain more commodity-oriented raw materials and other products that are utilized and 
distributed. 

The Company continually explores alternative sources of raw materials and components, both domestically and 
from outside the U.S.  Alternate sources of supply are available for all of its material purchases. 

Regulation and Environmental Quality

The Company’s operations are subject to environmental laws and regulations administered by federal, state, and 
local regulatory authorities including requirements relating to air, water and noise pollution. Additionally, these 
requirements regulate the Company's use, storage, discharge and disposal of hazardous chemicals used or generated 
during specific manufacturing processes.

Select products are subject to various legally binding or voluntary standards.  For example, the composite wood 
substrate materials that Patrick uses to produce products for its customers in the RV marketplace have been certified 
as to compliance with applicable emission standards developed by the California Air Resources Board (“CARB”). 
All suppliers and manufacturers of composite wood materials are required to comply with the current CARB 
regulations.

The Company is certified to sell Forestry Stewardship Council (“FSC”) materials to its customers at certain of its 
manufacturing branches. The FSC certification provides a link between responsible production and consumption of 
materials from the world’s forests and assists the Company’s customers in making socially and environmentally 
responsible buying decisions on the products they purchase. Upholstered products and mattresses provided by the 
Company for RVs must comply with Federal Motor Vehicle Safety Standards regulated by the National Highway 
Traffic Safety Administration regarding flammability.

The Company also produces and provides products for manufactured homes that must comply with performance and 
construction regulations promulgated by the U.S. Department of Housing and Urban Development (“HUD”).

Seasonality

Manufacturing operations in the RV, marine and MH industries historically have been seasonal and at their highest 
levels when the weather is moderate. Accordingly, the Company’s sales and profits had generally been the highest in 
the second quarter and lowest in the fourth quarter. Seasonal industry trends in the past several years have included 
the impact related to the addition of major RV manufacturer open houses for dealers in the August-September 
timeframe and marine open houses in the December-February timeframe, resulting in dealers delaying certain 
restocking purchases until new product lines are introduced at these shows. In addition, recent seasonal industry 
trends have been, and future trends may be, different than in prior years due to the impact of volatile economic 
conditions, interest rates, access to financing, cost of fuel, national and regional economic conditions and consumer 
confidence on retail sales of RVs and marine units and other products for which the Company sells its components, 
as well as fluctuations in RV and marine dealer inventories, increased volatility in demand from RV and marine 
dealers, the timing of dealer orders, and from time to time, the impact of severe weather conditions on the timing of 
industry-wide wholesale shipments.

11

 
Employees

At December 31, 2019, we had approximately 7,500 employees. The Company believes its relations with its 
employees are good. The Company is not subject to any collective bargaining agreements with its employees.

Executive Officers of the Company

The following table sets forth our executive officers as of January 1, 2020:

Position

Officer
Todd M. Cleveland
Andy L. Nemeth
Jeffrey M. Rodino
Kip B. Ellis
Joshua A. Boone
Courtney A. Blosser Executive Vice President-Human Resources and Chief Human Resources Officer

Executive Chairman of the Board
President and Chief Executive Officer
Executive Vice President-Sales and Chief Sales Officer
Executive Vice President-Operations and Chief Operating Officer
Vice President-Finance, Chief Financial Officer and Secretary-Treasurer

Age
51
50
49
45
40
53

Todd M. Cleveland was appointed Executive Chairman of the Board of the Company in January 2020. Prior to that, 
Mr. Cleveland was Chairman of the Board from May 2018 to December 2019 and Chief Executive Officer from 
February 2009 until December 2019. Mr. Cleveland was President of the Company from May 2008 to December 
2015, and Chief Operating Officer from May 2008 to March 2013. Prior to that, Mr. Cleveland served as Executive 
Vice President of Operations and Sales and Chief Operating Officer from August 2007 to May 2008 following the 
acquisition of Adorn Holdings, Inc. by Patrick in May 2007. Mr. Cleveland has over 29 years of manufactured 
housing, recreational vehicle, and industrial experience in various leadership capacities. 

Andy L. Nemeth was appointed Chief Executive Officer of the Company in January 2020. In addition to this role, 
Mr. Nemeth serves as President of the Company, a position he has held since January 2016. Mr. Nemeth was the 
Executive Vice President of Finance and Chief Financial Officer from May 2004 to December 2015, and Secretary-
Treasurer from 2002 to 2015. Mr. Nemeth has over 28 years of manufactured housing, recreational vehicle, and 
industrial experience in various financial and managerial capacities. 

Jeffrey M. Rodino was appointed Chief Sales Officer of the Company in September 2016. In addition to this role, 
Mr. Rodino serves as the Executive Vice President of Sales, a position he has held since December 2011. Prior to 
that, he was the Chief Operating Officer of the Company from March 2013 to September 2016, and Vice President 
of Sales for the Midwest from August 2009 to December 2011. Mr. Rodino has over 26 years of experience in 
serving the recreational vehicle, manufactured housing and industrial markets.

Kip B. Ellis was appointed Executive Vice President of Operations and Chief Operating Officer of the Company in 
September 2016.  He was elected an officer in September 2016.  Mr. Ellis joined the Company as Vice President of 
Market Development in April 2016.  Prior to his role at Patrick, Mr. Ellis served as Vice President of Aftermarket 
Sales for the Dometic Group from 2015 to 2016.  Prior to his tenure at Dometic, Mr. Ellis served as Vice President 
of Global Sales and Marketing from 2007 to 2015 at Atwood Mobile Products.  Mr. Ellis has over 23 years of 
experience serving the recreational vehicle, manufactured housing, industrial and automotive markets.

Joshua A. Boone was appointed Vice President of Finance, Chief Financial Officer and Secretary-Treasurer of the 
Company in January 2016.  He was elected an officer in May 2016. Mr. Boone joined the Company as its Director 
of Corporate Finance in July 2014. Prior to his role at Patrick, Mr. Boone served as Chief Financial Officer for 
Pretzels, Inc. from 2012 to 2014 and served in several leadership positions in finance and accounting at Brunswick 
Corporation from 2007 to 2012. Mr. Boone has over 15 years of experience serving the manufacturing, industrial 
and marine industries in various financial and managerial capacities.

12

Courtney A. Blosser was appointed Executive Vice President of Human Resources and Chief Human Resources Officer 
of the Company in May 2016.  Prior to that, Mr. Blosser was the Vice President of Human Resources from October 
2009 to May 2016.  Prior to his role at Patrick, Mr. Blosser served as the Corporate Director-Human Resources of 
Whirlpool Corporation from 2008 to 2009. Mr. Blosser has over 31 years of operations and human resource experience 
in various industries.

Website Access to Company Reports

We make available free of charge through our website, www.patrickind.com, our Annual Report on Form 10-K, 
quarterly reports on Form 10-Q, current reports on Form 8-K, and all amendments to those reports as soon as 
reasonably practicable after such material is electronically filed with or furnished to the SEC. The charters of our 
Audit, Compensation, and Corporate Governance and Nominations Committees, our Corporate Governance 
Guidelines, our Code of Ethics and Business Conduct, and our Code of Ethics Applicable to Senior Executives are 
also available on the “Corporate Governance” portion of our website. Our website and the information contained 
therein or incorporated therein are not intended to be incorporated into this Annual Report on Form 10-K.

ITEM 1A.  RISK FACTORS  

In addition to the other information set forth in this report, you should carefully consider the following factors which 
could materially affect our business, financial condition or results of operations. The risks described below are not 
the only risks we face. Additional factors not presently known to us or that we currently deem to be immaterial also 
may materially adversely affect our business, cash flows, financial condition or results of operations in future 
periods. 

Economic and business conditions beyond Patrick's control, including cyclicality and seasonality in the 
industries it sells products, could lead to fluctuations in and negatively impact operating results.

The RV, MH, marine and industrial markets in which we operate are subject to cycles of growth and contraction in 
consumer demand, and volatility in production levels, shipments, sales and operating results, due to external factors 
such as general economic conditions, consumer confidence, employment rates, financing availability, interest rates, 
inflation, fuel prices, and other economic conditions affecting consumer demand and discretionary spending. Periods 
of economic recession and downturns have adversely affected our business and operating results in the past, and 
have potential to adversely impact our future results. Consequently, the results for any prior period may not be 
indicative of results for any future period.  In addition, fluctuation in demand could adversely affect our 
management of inventory, which could lead to an inability to meet customer needs or a charge for obsolete 
inventory.

Manufacturing operations in the RV, marine and MH industries historically have been seasonal and at their highest 
levels when the weather is moderate. Accordingly, the Company’s sales and profits had generally been the highest in 
the second quarter and lowest in the fourth quarter. Seasonal industry trends in the past several years have included 
the impact related to the addition of major RV manufacturer open houses for dealers in the August-September 
timeframe and marine open houses in the December-February timeframe, resulting in dealers delaying certain 
restocking purchases until new product lines are introduced at these shows. In addition, recent seasonal industry 
trends have been, and future trends may be, different than in prior years due to the impact of volatile economic 
conditions, interest rates, access to financing, cost of fuel, national and regional economic conditions and consumer 
confidence on retail sales of RVs and marine units and other products for which the Company sells its components, 
as well as fluctuations in RV and marine dealer inventories, increased volatility in demand from RV and marine 
dealers, the timing of dealer orders, and from time to time, the impact of severe weather conditions on the timing of 
industry-wide wholesale shipments.

13

If the financial condition of our customers and suppliers deteriorate, our business and operating results could 
suffer.

The markets we serve have been highly sensitive to changes in the economic environment. Weakening conditions in 
the economy, or the lack of available financing in the credit market, could cause the financial condition of our 
customers and suppliers to deteriorate, which could negatively affect our business through the loss of sales or the 
inability to meet our commitments. Many of our customers participate in highly competitive markets and their 
financial condition may deteriorate as a result. In addition, a decline in the financial condition of our customers 
could hinder our ability to collect amounts owed by customers.

Although we have a large number of customers, our sales are significantly concentrated with two customers, the 
loss of either of which could have a material adverse impact on our operating results and financial condition.

Two customers in the RV market accounted for a combined 40% of our consolidated net sales in 2019. The loss of 
either of these customers could have a material adverse impact on our operating results and financial condition. We 
do not have long-term agreements with our customers and cannot predict that we will maintain our current 
relationships with these customers or that we will continue to supply them at current levels.

Changes in consumer preferences relating to our products could adversely impact our sales levels and our 
operating results.

Changes in consumer preferences, or our inability to anticipate changes in consumer preferences for RVs, marine 
models or manufactured homes, or for the products we make could reduce demand for our products and adversely 
affect our operating results and financial condition.

A significant percentage of the Company’s sales are concentrated in the RV industry, and declines in the level of 
RV unit shipments or reductions in industry growth could reduce demand for our products and adversely impact 
our operating results and financial condition.

In 2019 and 2018, the Company's net sales to the RV industry were approximately 55% and 63%, respectively, of 
consolidated net sales. While the Company measures its RV segment sales against industry-wide wholesale shipment 
statistics, the underlying health of the RV industry is determined by retail demand. Retail sales of RVs historically 
have been closely tied to general economic conditions, and as well to consumer confidence, which has been on an 
upward trend since 2010. In addition, the recalibration of RV dealer inventory levels contributed to a decline in 
wholesale unit shipment levels in 2018 and 2019. Declines in RV unit shipment levels or reductions in industry 
growth could significantly reduce the Company’s revenue from the RV industry and have a material adverse impact 
on its operating results in 2020 and other future periods. 

The RV, MH, marine and industrial industries are highly competitive and some of our competitors may have 
greater resources than we do.

We operate in a highly competitive business environment and our sales could be negatively impacted by our 
inability to maintain or increase prices, changes in geographic or product mix, or the decision of our customers to 
purchase our competitors’ products or to produce in-house products that we currently produce. We compete not only 
with other suppliers to the RV, MH, marine and industrial producers, but also with suppliers to traditional site-built 
homebuilders and suppliers of cabinetry and countertops. Sales could also be affected by pricing, purchasing, 
financing, advertising, operational, promotional, or other decisions made by purchasers of our products. 
Additionally, we cannot control the decisions made by suppliers of our distributed and manufactured products and 
therefore, our ability to maintain our distribution arrangements may be adversely impacted.

Although we are one of the largest competitors in our industry, the greater financial resources or the lower levels of 
debt or financial leverage of certain of our competitors may enable them to commit larger amounts of capital in 
response to changing market conditions. Competitors may develop innovative new products that could put the 
Company at a competitive disadvantage. If we are unable to compete successfully against other manufacturers and 

14

suppliers to the RV, MH and marine industries as well as to the industrial markets we serve, we could lose customers 
and sales could decline, or we may not be able to improve or maintain profit margins on sales to customers or be 
able to continue to compete successfully in our core markets.

Conditions in the credit market could limit the ability of consumers and wholesale customers to obtain retail and 
wholesale financing for RVs, manufactured homes, and marine products, resulting in reduced demand for our 
products. 

Restrictions on the availability of consumer and wholesale financing for RVs, manufactured homes and marine 
products and increases in the costs of such financing have in the past limited, and could again limit, the ability of 
consumers and wholesale customers to purchase such products, which would result in reduced production by our 
customers, and therefore reduce demand for our products.

Loans used to finance the purchase of manufactured homes usually have shorter terms and higher interest rates, and 
are more difficult to obtain, than mortgages for site-built homes. Historically, lenders required a higher down 
payment, higher credit scores and other criteria for these loans. Current lending criteria are more stringent than 
historical criteria, and many potential buyers of manufactured homes may not qualify.

The availability, cost, and terms of these manufactured housing loans are also dependent on economic conditions, 
lending practices of financial institutions, government policies, and other factors, all of which are beyond our 
control. Reductions in the availability of financing for manufactured homes and increases in the costs of this 
financing have limited, and could continue to limit, the ability of consumers and wholesale customers to purchase 
manufactured homes, resulting in reduced production of manufactured homes by our customers, and therefore 
reduced demand for our products. In addition, certain provisions of the Dodd-Frank Act, which regulate financial 
transactions, could make certain types of loans more difficult to obtain, including those historically used to finance 
the purchase of manufactured homes.

The manufactured housing industry has experienced a significant long-term decline in shipments, which has led 
to reduced demand for our products.

The MH industry, which accounted for 19% of the Company's consolidated net sales for 2019, has experienced a 
significant decline in production of new homes compared to the last peak production level in 1998. The downturn 
was caused, in part, by limited availability and high cost of financing for manufactured homes and was exacerbated 
by economic and political conditions during the 2008 financial crisis. Although industry-wide wholesale production 
of manufactured homes has improved somewhat in recent years, annual production remains well below historical 
averages and a worsening of conditions in the MH market could have a material adverse impact on our operating 
results.

Fuel shortages or high prices for fuel could have an adverse impact on our operations.

The products produced by the RV and marine industries typically require gasoline or diesel fuel for their operation, 
or the use of a vehicle requiring gasoline or diesel fuel for their operation. There can be no assurance that the supply 
of gasoline and diesel fuel will continue uninterrupted or that the price or tax on fuel will not significantly increase 
in the future. Shortages of gasoline and diesel fuel, and substantial increases in the price of fuel, have had a material 
adverse effect on our business and the RV industry as a whole in the past and could have a material adverse effect on 
our business in the future.

If we cannot effectively manage the challenges and risks associated with doing business internationally, our 
revenues and profitability may suffer.

We purchase a significant portion of our raw materials and other supplies from suppliers located in Indonesia, China, 
Malaysia and Canada. As a result, our ability to obtain raw materials and supplies on favorable terms and in a timely 
fashion are subject to a variety of risks, including fluctuations in foreign currencies, changes in the economic 
strength of the foreign countries in which we do business, difficulties in enforcing contractual obligations and 

15

intellectual property rights, compliance burdens associated with a wide variety of international and U.S. import laws, 
and social, political, and economic instability. Our business with our international suppliers could be adversely 
affected by restrictions on travel to and from any of the countries in which we do business due to a health epidemic 
or outbreak or other event.  Additional risks associated with our foreign business include restrictive trade policies, 
imposition of duties, taxes, or government royalties by foreign governments, and compliance with the Foreign 
Corrupt Practices Act and local anti-bribery laws. Any measures, or proposals to implement such measures, could 
negatively impact our relations with our international suppliers and the volume of shipments to the U.S. from these 
countries, which could have a materially adverse effect on our business and operating results. We maintain limited 
operations in Canada, the Netherlands and China but are nevertheless exposed to risks of operating in those 
countries associated with: (i) the difficulties and costs of complying with a wide variety of of complex laws, treaties 
and regulations; (ii) unexpected changes in political or regulatory environments; (iii) earnings and cash flows that 
may be subject to tax withholding requirements or the imposition of tariffs, exchange controls, or other restrictions; 
(iv) political, economic, and social instability; (v) import and export restrictions and other trade barriers; (vi) 
responding to disruptions in existing trade agreements or increased trade tensions between countries or political or 
economic unions; (vii) maintaining overseas subsidiaries and managing international operations; and (viii) 
fluctuations in foreign currency exchange rates.

We are dependent on third-party suppliers and manufacturers and any increased cost and limited availability of 
certain raw materials may have a material adverse effect on our business and results of operations.

Prices of certain materials, including gypsum, lauan, particleboard, MDF, aluminum and other commodity products, 
can be volatile and change dramatically with changes in supply and demand. Certain products are purchased from 
overseas and their availability is dependent upon weather conditions, seasonal and religious holidays, political 
unrest, economic conditions overseas, tariffs or other cross-border taxes, natural disasters, vessel shipping schedules 
and port availability. Further, our commodity product suppliers sometimes operate at or near capacity, resulting in 
some products having the potential of being put on allocation. We generally have been able to maintain adequate 
supplies of materials and to pass higher material costs on to our customers in the form of surcharges and base price 
increases where needed. However, it is not certain future price increases can be passed on to our customers without 
affecting demand or that limited availability of materials will not impact our production capabilities. Our sales levels 
and operating results could be negatively impacted by changes in any of these items.

Generally, our raw materials, supplies and energy requirements are obtained from various sources and in the 
quantities desired. While alternative sources are available, our business is subject to the risk of price increases and 
periodic delays in delivery. Fluctuations in prices may be driven by the supply/demand relationship for that 
commodity, governmental regulation, tariffs or other cross-border taxes, economic conditions in other countries, 
religious holidays, natural disasters, and other events. In addition, if any of our suppliers seek bankruptcy relief or 
otherwise cannot continue their business as anticipated, the availability or price of these requirements could be 
adversely affected.

If we are unable to manage our inventory, our operating results could be materially and adversely affected.

Our customers generally do not maintain long-term supply contracts and, therefore, we must bear the risk of certain 
inventory commitments, based on our projections of future customer orders. We maintain an inventory to support 
these customers’ needs. Changes in demand, market conditions and/or product specifications could result in material 
obsolescence and a lack of alternative markets for certain of our customer specific products and could negatively 
impact operating results.

We could incur charges for impairment of assets, including goodwill and other long-lived assets, due to potential 
declines in the fair value of those assets or a decline in expected profitability of the Company or individual 
reporting units of the Company.

Approximately 65% of our total assets as of December 31, 2019 were comprised of goodwill, intangible assets, 
operating lease right-of-use assets and property, plant and equipment. Under generally accepted accounting 
principles, each of these assets is subject to periodic review and testing to determine whether the asset is recoverable 

16

or realizable. The events or changes that could require us to test our goodwill and intangible assets for impairment 
include changes in our estimated future cash flows, changes in rates of growth in our industry or in any of our 
reporting units, and decreases in our stock price and market capitalization.

In the future, if sales demand or market conditions change from those projected by management, asset write-downs 
may be required. Significant impairment charges, although not always affecting current cash flow, could have a 
material effect on our operating results and financial position.

Increases in demand for our products could make it more difficult for us to obtain additional skilled labor, which 
may adversely impact our operating efficiencies. 

In certain geographic regions in which we have manufacturing facilities, we have experienced shortages of qualified 
employees, which negatively impacted our cost of goods sold. Labor shortages and continued competition for 
qualified employees may increase, especially during improving economic times, the cost of our labor and create 
employee retention and recruitment challenges, as employees with knowledge and experience have the ability to 
change employers more easily.

If demand continues to increase, we may not be able to increase production to timely satisfy demand, and may 
initially incur higher labor and production costs, which could adversely impact our financial condition and operating 
results.

We may incur significant charges or be adversely impacted by the consolidation and/or closure of all or part of a 
manufacturing or distribution facility.

We periodically assess the cost structure of our operating facilities to distribute and/or manufacture products in the 
most efficient manner. We may make capital investments to move, discontinue manufacturing and/or distribution 
capabilities, or products and product lines, sell or close all or part of additional manufacturing and/or distribution 
facilities in the future. These changes could result in significant future charges or disruptions in our operations, and 
we may not achieve the expected benefits from these changes, which could result in an adverse impact on our 
operating results, cash flows, and financial condition.

We are subject to governmental and environmental regulations, and failure in our compliance efforts, changes to 
such laws and regulations or events beyond our control could result in damages, expenses or liabilities that 
individually, or in the aggregate, would have a material adverse effect on our financial condition and results of 
operations.

Some of our manufacturing processes involve the use, handling, storage and contracting for recycling or disposal of 
hazardous or toxic substances or wastes. Accordingly, we are subject to various governmental and environmental 
laws and regulations regarding these substances, as well as environmental requirements relating to air, water and 
noise pollution. The implementation of new laws and regulations or amendments to existing regulations could 
significantly increase the cost of the Company’s products. We cannot presently determine what, if any, legislation 
may be adopted by federal, state or local governing bodies, or the effect any such legislation may have on our 
customers or us. Failure to comply with present or future regulations could result in fines or potential civil or 
criminal liability. Both scenarios could negatively impact our results of operations or financial condition.

The inability to attract and retain qualified executive officers and key personnel may adversely affect our 
operations.

While we include succession planning as part of our ongoing talent development and management process to help 
ensure the continuity of our business model, the loss of any of our executive officers or other key personnel could 
reduce our ability to manage our business and strategic plan in the short-term and could cause our sales and 
operating results to decline. In addition, our future success will depend on, among other factors, our ability to attract 
and retain executive management, key employees, and other qualified personnel.

17

Our ability to integrate acquired businesses may adversely affect operations.

As part of our business and strategic plan, we look for strategic acquisitions to provide shareholder value. Any 
acquisition will require the effective integration of an existing business and certain of its administrative, financial, 
sales and marketing, manufacturing, distribution and other functions to maximize synergies. Acquired businesses 
involve a number of risks that may affect our financial performance, including increased leverage, diversion of 
management resources, assumption of liabilities of the acquired businesses, and possible corporate culture conflicts. 
If we are unable to successfully integrate these acquisitions, we may not realize the benefits identified in our due 
diligence process, and our financial results may be negatively impacted. Additionally, significant unexpected 
liabilities could arise from these acquisitions.

Our level of indebtedness could limit our operational flexibility and harm our financial condition and results of 
operations.

As of December 31, 2019, we had $705.0 million of total long-term debt, including current maturities and exclusive 
of deferred financing costs and debt discount, outstanding under our $650.0 million 2019 Credit Facility, Senior 
Notes and Convertible Senior Notes (all as defined herein). 

Our level of indebtedness could have adverse consequences on our future operations, including making it more 
difficult for us to meet our payments on outstanding debt, and we may not be able to find alternative financing 
sources to replace our indebtedness in such an event. Our level of indebtedness could: (i) reduce the availability of 
our cash flow to fund working capital, capital expenditures, acquisitions and other general corporate purposes, and 
limit our ability to obtain additional financing for these purposes; (ii) limit our flexibility in planning for, or reacting 
to, and increase our vulnerability to, changes in our business and the industry in which we operate; (iii) place us at a 
competitive disadvantage compared to our competitors that have less debt or are less leveraged; and (iv) create 
concerns about our credit quality which could result in the loss of supplier contracts and/or customers. Our ability to 
satisfy our debt obligations will depend on our future operating performance which may be affected by factors 
beyond our control.

Our 2019 Credit Agreement contains various financial performance and other covenants. If we do not remain in 
compliance with these covenants, our 2019 Credit Agreement could be terminated and the amounts outstanding 
thereunder could become immediately due and payable.

We have debt outstanding that contains financial and non-financial covenants with which we must comply that place 
restrictions on us. There can be no assurance that we will maintain compliance with the financial covenants under 
our 2019 Credit Agreement (as defined herein). These covenants require that we comply with a maximum level of a 
consolidated total leverage ratio and a minimum level of a consolidated fixed charge coverage ratio. If we fail to 
comply with the covenants contained in our 2019 Credit Agreement, the lenders could cause our debt to become due 
and payable prior to maturity or it could result in our having to refinance the indebtedness under unfavorable terms. 
If our debt were accelerated, our assets might not be sufficient to repay our debt in full and there can be no assurance 
that we would be able to refinance any or all of this indebtedness.

Due to industry conditions and our operating results, there have been times in the past when we have had limited 
access to sources of capital. If we are unable to locate suitable sources of capital when needed, we may be unable 
to maintain or expand our business.

We depend on our cash balances, our cash flows from operations, and our 2019 Credit Facility to finance our 
operating requirements, capital expenditures and other needs. If a significant economic recession occurred, such as 
the recession that impacted the economy in 2007-2010, production of RVs, marine units and manufactured homes 
could decline, resulting in reduced demand for our products. A decline in our operating results could negatively 
impact our liquidity. If our cash balances, cash flows from operations, and availability under our 2019 Credit 
Facility are insufficient to finance our operations and alternative capital is not available, we may not be able to 
expand our business and make acquisitions, or we may need to curtail or limit our existing operations.

18

We have letters of credit representing collateral for our casualty insurance programs and for general operating 
purposes that have been issued under our 2019 Credit Agreement. The inability to retain our current letters of credit, 
to obtain alternative letter of credit sources, or to retain our 2019 Credit Agreement to support these programs could 
require us to post cash collateral, reduce the amount of cash available for our operations, or cause us to curtail or 
limit existing operations.

The conditional conversion feature of the Convertible Notes that we issued in January 2018, if triggered, may 
adversely affect our financial condition and operating results.  

In the event the conditional conversion feature of the Convertible Senior Notes due 2023 (the "Convertible Notes") 
is triggered, holders of Convertible Notes will be entitled to convert the Convertible Notes at any time during 
specified periods at their option.  If one or more holders elect to convert their Convertible Notes, unless we elect to 
satisfy our conversion obligation by delivering solely shares of our common stock (other than paying cash in lieu of 
delivering any fractional share), we would be required to settle a portion or all of our conversion obligation through 
the payment of cash, which could adversely affect our liquidity. In addition, even if holders do not elect to convert 
their Convertible Notes, we could be required under applicable accounting rules to reclassify all or a portion of the 
outstanding principal of the Convertible Notes as a current rather than long-term liability.  See Notes 8 and 9 of the 
Notes to Consolidated Financial Statements for additional details.

The convertible note hedge and warrant transactions may affect the value of the Convertible Notes and our 
common stock.

In connection with the pricing of the Convertible Notes, we entered into convertible note hedge transactions with 
certain of the initial purchasers and/or their respective affiliates (the “option counterparties”).  At the same time, we 
entered into warrant transactions with the option counterparties. The convertible note hedge transactions are 
expected generally to reduce the potential dilution upon conversion of the Convertible Notes and/or offset any cash 
payments we are required to make in excess of the principal amount of converted notes, as the case may be. 
However, the warrant transactions could separately have a dilutive effect on our common stock to the extent that the 
market price per share of our common stock exceeds the strike price of the warrants. 

In addition, the option counterparties or their respective affiliates may modify their hedge positions by entering into 
or unwinding various derivatives with respect to our common stock and/or purchasing or selling our common stock 
or other securities of ours in secondary market transactions following the pricing of the Convertible Notes and prior 
to the maturity of the Convertible Notes (and are likely to do so during any observation period related to a 
conversion of Convertible Notes). This activity could cause or avoid an increase or a decrease in the market price of 
our common stock or the Convertible Notes, which could affect a holder's ability to convert the Convertible Notes 
and, to the extent the activity occurs during any observation period related to a conversion of Convertible Notes, it 
could affect the number of shares and value of the consideration that a holder will receive upon conversion of the 
Convertible Notes.

A variety of factors, many of which are beyond our control, could influence fluctuations in the market price for 
our common stock.

The stock market, in general, experiences volatility that has often been unrelated to the underlying operating 
performance of companies. If this volatility continues, the trading price of our common stock could decline 
significantly, independent of our actual operating performance. The market price of our common stock could 
fluctuate significantly in response to a number of factors, many of which are beyond our control, including the 
following:

• 
• 
• 

• 

variations in our, our customers' and our competitors’ operating results;
high concentration of shares held by institutional investors;
announcements by us or our competitors of significant contracts, acquisitions, strategic partnerships, joint 
ventures or capital commitments;
announcements by us or our competitors of technological improvements or new products;

19

• 
• 
• 
• 
• 
• 
• 
• 

the gain or loss of significant customers;
additions or departures of key personnel;
events affecting other companies that the market deems comparable to us;
changes in investor perception of our business and/or management; 
changes in global economic conditions or general market conditions in the industries in which we operate; 
sales of our common stock held by certain equity investors or members of management; 
issuance of our common stock or debt securities by the Company; and 
the occurrence of other events that are described in these risk factors. 

If our information technology systems fail to perform adequately, our operations could be disrupted and could 
adversely affect our business, reputation and results of operations.

We are increasingly dependent on digital technology, including information systems and related infrastructure, to 
process and record financial and operating data, manage inventory and communicate with our employees and 
business partners. We rely on our information technology systems to effectively manage our business data, 
inventory, supply chain, order entry and fulfillment, manufacturing, distribution, warranty administration, invoicing, 
collection of payments, and other business processes. Our systems are subject to damage or interruption from power 
outages, telecommunications or internet failures, computer viruses and malicious attacks, security breaches and 
catastrophic events. If our systems are damaged or fail to function properly or reliably, we may incur substantial 
repair or replacement costs, experience data loss or theft and impediments to our ability to manage our business, 
which could adversely affect our results of operations. At the end of the third quarter of 2019, the Company 
experienced a highly-sophisticated third-party malware cyberattack that impacted certain of the Company's 
administrative and production servers and resulted in a disruption of administrative and network operations for 
approximately two business days. Any such events could result in legal claims or proceedings, liability or penalties 
under privacy laws, disruption in operations, and damage to our reputation, which could adversely affect our 
business.

In addition, we may be required to make significant technology investments to maintain and update our existing 
computer systems. Implementing significant system changes increases the risk of computer system disruption. The 
potential problems and interruptions associated with implementing technology initiatives could disrupt or reduce our 
operational efficiency.

A cyber incident or data breach could result in information theft, data corruption, operational disruption, and/or 
financial loss.  

Our technologies, systems, networks, and those of our business partners have in the past and may in the future 
become the target of cyber-attacks or information security breaches that could result in the unauthorized release, 
gathering, monitoring, misuse, loss, or destruction of proprietary and other information, or other disruption of our 
business operations. A cyber-attack could include gaining unauthorized access to digital systems for purposes of 
misappropriating assets or sensitive information, corrupting data, or causing operational disruption or destruction 
due to ransom attacks or malware or result in denial of service on websites. We have programs in place to detect, 
contain and respond to data security incidents. However, because the techniques used to obtain unauthorized access, 
disable or degrade service, or sabotage systems change frequently and may be difficult to detect for long periods of 
time, we may be unable to anticipate these techniques or implement adequate preventive measures. Unauthorized 
parties may also attempt to gain access to our systems or facilities, or those of third parties with whom we do 
business, through fraud, trickery, or other forms of deceiving our team members, contractors, vendors, and 
temporary staff.  In addition, hardware, software, or applications we develop or procure from third parties may 
contain defects in design or manufacture or other problems that could unexpectedly compromise information 
security. Any cyber-attack on our business could materially harm our business and operating results. The Company 
currently carries insurance to cover exposure to this type of incident, but this coverage may not be sufficient to cover 
all potential losses. As cyber threats continue to evolve, we may be required to expend significant additional 
resources to continue to modify or enhance our protective measures or to investigate and remediate any information 
security vulnerabilities. At the end of the third quarter of 2019, the Company experienced a highly-sophisticated 
third-party malware cyberattack that impacted certain of the Company's administrative and production servers and 

20

resulted in a disruption of administrative and network operations for approximately two business days. If we or our 
suppliers experience additional significant data security breaches or fail to detect and appropriately respond to 
significant data security breaches, we could be exposed to costly government enforcement actions and private 
litigation and our business and operating results could suffer. 

We are required to evaluate our internal controls over financial reporting under Section 404 of the Sarbanes-
Oxley Act of 2002 and any adverse results from such evaluation could result in a loss of investor confidence in 
our financial reports and could have an adverse effect on our stock price.

Pursuant to Section 404 of the Sarbanes-Oxley Act of 2002, we are required to furnish a report by our management 
on our internal control over financial reporting. Such report contains, among other matters, an assessment of the 
effectiveness of our internal control over financial reporting as of the end of our fiscal year, including a statement as 
to whether or not our internal control over financial reporting is effective. This assessment must include disclosure 
of any material weaknesses in our internal control over financial reporting identified by management. Each year we 
must prepare or update the process documentation and perform the evaluation needed to comply with Section 404. 
During this process, if our management identifies one or more material weaknesses in our internal control over 
financial reporting, we will be unable to assert that such internal control is effective. Ensuring that we have adequate 
internal financial and accounting controls and procedures in place is a costly and time-consuming effort that needs to 
be re-evaluated frequently. We and our independent auditors may in the future discover areas of our internal controls 
that need further attention and improvement, particularly with respect to any businesses that we decide to acquire in 
the future. Any failure to implement required new or improved controls, or difficulties encountered in their 
implementation, could harm our operating results or cause us to fail to meet our reporting obligations. Investor 
perception that our internal controls are inadequate or that we are unable to produce accurate financial statements on 
a timely, consistent basis may adversely affect our stock price. Failure to comply with Section 404 could also 
potentially subject us to sanctions or investigations by the SEC, NASDAQ, or other regulatory authorities.

Certain provisions in our Articles of Incorporation and Amended and Restated By-laws may delay, defer or 
prevent a change in control that our shareholders each might consider to be in their best interest.

Our Articles of Incorporation and Amended and Restated By-laws contain provisions that are intended to deter 
coercive takeover practices and inadequate takeover bids. These provisions may delay, defer or prevent a change in 
control that our shareholders might consider to be in their best interest.

Conditions within the insurance markets could impact our ability to negotiate favorable terms and conditions for 
various liability coverage and could potentially result in uninsured losses.

We generally negotiate our insurance contracts annually for property, casualty, workers compensation, general 
liability, health insurance, and directors and officers liability coverage. Due to conditions within these insurance 
markets and other factors beyond our control, future coverage limits, terms and conditions and the amount of the 
related premiums could have a negative impact on our operating results. While we continually measure the risk/
reward of policy limits and coverage, the lack of coverage in certain circumstances could result in potential 
uninsured losses.

ITEM 1B.  UNRESOLVED STAFF COMMENTS

None.

21

ITEM 2. 

PROPERTIES 

At December 31, 2019, the Company leased approximately 6.9 million square feet of manufacturing, distribution 
and corporate facilities and owned approximately 2.7 million square feet, as listed below.

Location

Alabama
Alabama
Alabama
Arizona
Arizona
California
California
Canada
China
Colorado
Florida
Florida
Georgia
Georgia
Idaho
Idaho
Illinois
Indiana
Indiana
Indiana
Michigan
Michigan
Minnesota
Minnesota
Mississippi
Missouri
North Carolina
North Carolina
The Netherlands
Nevada
Nevada
Oregon
Oregon
Pennsylvania
Pennsylvania
South Carolina
Tennessee
Tennessee
Texas
Texas
Utah
Washington
Wisconsin
Corporate/Other:
Indiana
Indiana
Various
Total square footage

Use
Manufacturing
Distribution
Manufacturing & Distribution
Manufacturing
Distribution
Manufacturing
Manufacturing & Distribution
Distribution
Manufacturing
Distribution
Manufacturing
Distribution
Manufacturing
Distribution
Manufacturing
Distribution
Manufacturing
Manufacturing
Distribution
Manufacturing & Distribution
Manufacturing
Distribution
Distribution
Manufacturing
Manufacturing
Manufacturing
Manufacturing
Distribution
Distribution
Manufacturing
Distribution
Manufacturing
Distribution
Manufacturing
Distribution
Manufacturing
Manufacturing
Distribution
Manufacturing
Distribution
Distribution
Manufacturing
Manufacturing

Corporate/Administrative Offices
Design Center & Showrooms
Other

22

Leased
10,000
103,000

22,550
10,600
332,404
193,297
9,752
6,876
9,918
316,661
60,977
150,800
75,000
117,510
16,000
54,400
2,283,171
669,653
373,400
363,552
22,525

19,088
267,250
223,000

104,160
1,300
8,295
6,720
54,600
86,000

79,000
57,650
371,837
67,500
105,162
99,510
6,000
64,000

56,200
52,137
6,931,455

Area Sq. Ft.

Owned

94,000

50,440
31,000

1,271,761
593,733

58,000

31,250
81,950

48,565
89,000

132,600

85,055

35,000

50,925
2,653,279

Pursuant to the terms of the Company’s 2019 Credit Agreement, all owned real property subject to the existing 
security documents is subject to a security interest. 

The Company's leased properties have lease expiration dates ranging from 2020 to 2030. Patrick believes the 
facilities occupied as of December 31, 2019 are adequate for the purposes for which they are currently being used 
and are well-maintained. The Company may, as part of its strategic operating plan, further consolidate and/or close 
certain owned facilities and may not renew leases on property with near-term lease expirations. Use of its 
manufacturing and distribution facilities may vary with seasonal, economic, and other business conditions.

ITEM 3. 

LEGAL PROCEEDINGS

Patrick is subject to claims and lawsuits in the ordinary course of business. In management's opinion, currently 
pending legal proceedings and claims against the Company will not, individually or in the aggregate, have a material 
adverse effect on its financial condition, results of operations, or cash flows.

In August 2019, a group of companies calling itself the Lusher Site Remediation Group (the “Group”) commenced 
litigation against the Company in Lusher Site Remediation Group v. Sturgis Iron & Metal Co., Inc., et al., Case 
Number 3:18-cv-00506, pending in the U.S. District Court for the Northern District of Indiana.  The Group’s Second 
Amended Complaint, which is the first to assert claims against Patrick, asserts claims under the federal 
Comprehensive Environmental Response, Compensation, and Liability Act (“CERCLA”), 42 U.S.C. § 7601 et seq., 
an Indiana state environmental statute and Indiana common law.  One of the other defendants in the case, Sturgis 
Iron & Metal Co., Inc. (“Sturgis”) subsequently filed two cross claims against Patrick, one for contribution under 
CERCLA and one for contractual indemnity.  The Company has moved to dismiss the Second Amended Complaint 
and the Sturgis cross claims, and those motions remain pending.  The Company does not currently believe that this 
matter is likely to have a material adverse impact on its financial condition, results of operations, or cash flows. 
However, any litigation is inherently uncertain, and any judgment or injunctive relief entered against us or any 
adverse settlement could materially and adversely impact our business, results of operations, financial condition, and 
prospects.

ITEM 4.  MINE SAFETY DISCLOSURES

Not applicable.

PART II

ITEM 5.  MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER 

MATTERS, AND ISSUER PURCHASES OF EQUITY SECURITIES

Market Information  

The Company's common stock is listed on The NASDAQ Global Stock MarketSM under the symbol PATK. 

Holders of Common Stock  

As of February 14, 2020, there were 266 shareholders of record. A number of shares are held in broker and nominee 
names on behalf of beneficial owners.

Dividends

In December 2019, the Company's Board of Directors (the "Board") adopted a dividend policy under which it plans 
to declare regular quarterly cash dividends. The Company paid cash dividends of $0.25 per share, or $5.8 million in 
the aggregate, in 2019. Any future determination to pay cash dividends will be made by the Board in light of the 
Company’s earnings, financial position, capital requirements, and restrictions under the Company’s 2019 Credit 
Agreement, and such other factors as the Board deems relevant.

23

Purchases of Equity Securities by the Issuer 

(c)  Issuer Purchases of Equity Securities

Period

Sep. 30 - Oct. 27, 2019

Oct. 28 - Dec. 1, 2019

Dec. 2 - Dec. 31, 2019

Total

Total
Number of
Shares
Purchased (1)

— $

3,582

1,565

5,147

Average
Price
Paid Per
Share (1)

—

48.96

48.68

Total Number of Shares
Purchased as
Part of Publicly
Announced Plans
or Programs (2)

Maximum Dollar Value
of Shares that May Yet
Be Purchased Under
the Plans or Programs
(2)

— $

3,166

1,565

4,731

26,722,195

26,567,451

26,491,262

(1)  Amount includes 416 shares common stock purchased by the Company in November 2019 for the sole 
purpose of satisfying the minimum tax withholding obligations of employees upon the vesting of stock 
awards held by the employees. 

(2)  See Note 14 of the Notes to Consolidated Financial Statements for additional information about the 

Company's stock repurchase program. 

Stock Performance Graph 

The following graph compares the cumulative 5-year total return to shareholders of the Company’s common stock 
relative to the cumulative total returns of the Russell 2000 index and a customized peer group of companies, which 
includes Brunswick Corporation, Cavco Industries, Inc., LCI Industries, Spartan Motors, Inc., Thor Industries, Inc., 
Winnebago Industries, Inc., and Wabash National Corporation. This graph assumes an initial investment of $100 
(with reinvestment of all dividends) was made in our common stock, in the index and in the peer group on 
December 31, 2014 and its relative performance is tracked through December 31, 2019. 

24

($)

12/31/2014

12/31/2015

12/31/2016

12/31/2017

12/31/2018

12/31/2019

Patrick Industries, Inc.

Peer Group

Russell 2000

100.00

100.00

100.00

148.36

97.15

94.29

260.23

157.74

112.65

355.30

231.50

127.46

151.48

125.10

111.94

268.23

212.63

138.50

*The stock price performance included in this graph is not necessarily indicative of future stock price performance.

ITEM 6. 

SELECTED FINANCIAL DATA  

As of or for the Year Ended December 31

2019

2018

2017

2016

2015

(thousands except per share amounts)

$ 2,337,082 $ 2,263,061 $ 1,635,653 $ 1,221,887 $

920,333

422,871

154,442

89,566

415,866

178,415

119,832

278,915

121,900

85,718

202,469

152,279

90,837

55,577

2.47 $

2.43 $
— $

69,918

42,219

1.84

1.81
—

Basic net income per common share

$

$
Diluted net income per common share
Cash dividends paid per common share $

3.88 $
3.85 $
0.25 $

4.99 $

4.93 $
— $

3.54 $

3.48 $
— $

Operating Data:
Net sales (1)
Gross profit
Operating income (1)
Net income

Financial Data:
Total assets (1) (2)

$ 1,470,993 $ 1,231,231 $

866,644 $

534,950 $

381,584

Cash and cash equivalents
Total short-term and long-term debt (3)
Shareholders' equity

Cash flows from operating activities

139,390

705,000

497,481

192,410

6,895

661,082

408,754

200,013

2,767

354,357

370,685

99,901

6,449

273,153

185,448

97,147

87

204,484

128,597

66,856

(1)  See Note 4 to Consolidated Financial Statements for information regarding revenues, operating income and net assets of businesses 
acquired in fiscal years 2019, 2018 and 2017. 

(2) See Note 16 to the Consolidated Financial Statements for information regarding operating lease right-of-use assets reflected on the 
Company's balance sheet with the adoption of a new lease accounting standard in 2019.  

(3)  Total short-term and long-term debt for each of the periods presented in the table above is not presented net of deferred financing costs 
or debt discount.

ITEM 7.  MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND 

RESULTS OF OPERATIONS

This Management’s Discussion and Analysis of Financial Condition and Results of Operations (“MD&A”) should 
be read in conjunction with the Company’s Consolidated Financial Statements and Notes thereto included in Item 8 
of this Report. In addition, this MD&A contains certain statements relating to future results that are forward-looking 
statements as that term is defined in the Private Securities Litigation Reform Act of 1995. See “Information 
Concerning Forward-Looking Statements” on page 4 of this Report.

25

EXECUTIVE SUMMARY

Overview of Markets and Related Industry Performance

Recreational Vehicle ("RV") Industry 

The RV industry is our primary market and comprised 55% of the Company’s sales in 2019. Sales from the RV 
industry decreased 10% in 2019 compared to 2018.

According to the Recreation Vehicle Industry Association (“RVIA”), wholesale industry shipments totaled 406,000 
units in 2019, a decline of 16% compared to 484,000 units in 2018.  On the retail side, RV industry retail unit 
shipments declined 7% in 2019. With retail industry unit shipments outpacing wholesale industry unit shipments in 
2019, RV industry dealer inventories declined in 2019. For the full year 2019, RV industry dealer inventories 
declined by more than 50,000 units, which we believe will position the industry to return to a more direct 
relationship between wholesale unit shipments and retail unit shipments for the upcoming 2020 selling season.

Marine Industry 

Sales to the marine industry, which represented approximately 14% of the Company's consolidated net sales in 2019, 
increased 20% in 2019 compared to 2018. For 2019, overall marine retail industry unit shipments in the powerboat 
sector, which is the Company's primary marine market, decreased an estimated 4%, with aluminum fishing industry 
shipments decreasing an estimated 10%; pontoon industry shipments decreasing an estimated 2%; fiberglass 
industry shipments decreasing an estimated 3%; and ski and wake industry shipments increasing an estimated 4%.

Adverse weather and flooding in certain regions of the country impacted marine retail unit shipments in the first half 
of 2019, particularly in the pontoon and aluminum fishing categories. Reflecting this retail softness in the first half 
of 2019, we saw inventory recalibration by marine dealers in the second half of 2019, which we believe contributed 
to a decline in wholesale unit shipments in the second half of 2019 despite the slight increase in overall retail unit 
shipments in the second half of 2019. Due to the impact of weather in the first half of 2019 and the related dealer 
inventory re-calibration, the powerboat sector of this market experienced an estimated wholesale unit percentage 
decline of 13%.

Manufactured Housing ("MH") Industry

Sales to the MH industry, which represented 19% of the Company’s sales in 2019, increased 59% in 2019 compared 
to 2018. Based on industry data from the Manufactured Housing Institute, MH wholesale industry unit shipments 
decreased by 2% in 2019. Manufactured housing was negatively impacted in the first half of 2019 by wet weather 
conditions in certain regions of the country where moving inventory and setting foundations and houses were 
difficult.

Industrial Market

The industrial market is comprised primarily of the kitchen cabinet industry, high-rise, hospitality market, retail and 
commercial fixtures market, office and household furniture market and regional distributors. Sales to this market 
represented 12% of our consolidated sales in 2019, increasing 2% in 2019 compared to 2018. Overall, our revenues 
in these markets are focused on the residential housing, hospitality, high-rise housing and office, commercial 
construction and institutional furniture markets. We estimate that approximately 60% of our industrial business is 
directly tied to the residential housing market, with the remaining 40% directly tied to the non-residential and 
commercial markets. 

Combined new housing starts increased 3% in 2019 compared to 2018, with single family housing starts increasing 
1% and multifamily residential starts increasing 8% for the same period. Our industrial products are generally 
among the last components installed in new unit construction and as such our related sales typically trail new 
housing starts by four to six months. Because of this lag in the relationship between new housing starts and our sales 
of related industrial products, we expect our industrial sales to benefit in 2020 from recent growth in residential 
housing starts. 

26

CONSOLIDATED OPERATING RESULTS

The following table sets forth the percentage relationship to net sales of certain items on the Company’s 
consolidated statements of income for the years ended December 31, 2019, 2018 and 2017.

Net sales

Cost of goods sold

Gross profit

Warehouse and delivery expenses

Selling, general and administrative expenses

Amortization of intangible assets

Operating income

Interest expense, net

Income taxes

Net income

Year Ended December 31,

2019

100.0%

81.9

18.1

4.2

5.8

1.5

6.6

1.6

1.2

3.8

2018

100.0%

81.6

18.4

3.3

5.7

1.5

7.9

1.2

1.4

5.3

2017

100.0%

82.9

17.1

2.9

5.6

1.2

7.4

0.5

1.7

5.2

Year Ended December 31, 2019 Compared to 2018 

Net Sales. Net sales in 2019 increased approximately $74.0 million or 3%, to $2.34 billion from $2.26 billion in 
2018. The increase was attributable to a 59% increase in the Company’s sales from the MH industry, a 20% increase 
in revenues from the marine industry and a 2% increase in sales from the industrial markets, partly offset by a 10% 
decrease in sales from the RV industry. The sales increase largely reflected the revenue contribution from the 
acquisition of LaSalle Bristol ("LaSalle"), completed in the fourth quarter of 2018.  The consolidated net sales 
decrease from the RV industry in 2019 primarily reflected decreases in RV OEM wholesale unit shipments. 

In 2019 and 2018, revenue attributable to acquisitions completed in each of those periods was $8.3 million and 
$249.3 million, respectively.

The Company’s RV content per wholesale unit for 2019 increased 7% to $3,170 from $2,965 in 2018. Marine 
powerboat content per retail unit for 2019 increased 26% to an estimated $1,581 from $1,256 in 2018. The MH 
content per wholesale unit for 2019 increased 62% to $4,616 from $2,849 in 2018. 

Cost of Goods Sold. Cost of goods sold increased $67.0 million, or 4%, to $1.9 billion in 2019 from $1.8 billion in 
2018. As a percentage of net sales, cost of goods sold increased during 2019 to 81.9% from 81.6% in 2018.    

Cost of goods sold as a percentage of net sales was impacted during 2019 by: (i) higher overall fixed overhead costs 
relative to RV and marine revenue and (ii) the lower margin profile of LaSalle, which was acquired in the fourth 
quarter of 2018. In general, the Company's cost of goods sold percentage can be impacted by demand changes in 
certain market sectors that can result in fluctuating costs of certain raw materials and commodity-based components 
that are utilized in the production of our products. 

Gross Profit. Gross profit increased $7.0 million or 2%, to $422.9 million in 2019 from $415.9 million in 2018. As 
a percentage of net sales, gross profit decreased to 18.1% in 2019 from 18.4% in 2018. The decrease in gross profit 
as a percentage of net sales in 2019 compared to 2018 reflects the impact of the factors discussed above under “Cost 
of Goods Sold”. 

27

Economic or industry-wide factors affecting the profitability of our RV, MH, marine and industrial businesses 
include the costs of commodities and the labor used to manufacture our products as well as the competitive 
environment that can cause gross margins to fluctuate from quarter-to-quarter and year-to-year. 

Warehouse and Delivery Expenses. Warehouse and delivery expenses increased $23.1 million, or 31%, to $98.1 
million in 2019 from $75.0 million in 2018. As a percentage of net sales, warehouse and delivery expenses were 
4.2% in 2019 and 3.3% in 2018. The increase in expense 2019 compared to 2018 was primarily attributable to the 
impact of the LaSalle acquisition that had higher warehouse and delivery expenses as a percentage of net sales when 
compared to the consolidated percentage. Increased sales volumes in 2019 compared to 2018 also contributed to the 
increase in warehouse and delivery expense. In addition, the Company's shipments to OEMs in 2019 compared to 
2018 were generally lower volume and higher frequency, and as a result transportation costs relative to sales levels 
of products delivered increased as a percentage of net sales. 

Selling, General and Administrative ("SG&A") Expenses. SG&A expenses increased $6.3 million, or 5%, to 
$134.5 million in 2019 from $128.2 million in 2018. As a percentage of net sales, SG&A expenses were 5.8% in 
2019 and 5.7% in 2018. The increase in SG&A expenses in 2019 compared to 2018 is primarily due to: (i) a loss on 
extinguishment of debt associated with the amendment of the Company's credit facility in 2019 and (ii) the impact 
of certain acquisitions completed in 2018 that had higher SG&A expenses as a percentage of net sales when 
compared to the consolidated percentage. Partially offsetting these factors was a decrease in incentive compensation 
and sales commissions in 2019 compared to 2018.

Amortization of Intangible Assets. Amortization of intangible assets increased $1.7 million, or 5%, in 2019 
compared to 2018. The increase in 2019 compared to 2018 primarily reflects the impact of businesses acquired in 
2018, partly offset by purchase accounting adjustments to intangible assets and the associated impact to amortization 
expense.

Operating Income. Operating income decreased $24.0 million, or 13%, to $154.4 million in 2019 from $178.4 
million in 2018. Operating income in 2019 and 2018 included $0.9 million and $23.2 million, respectively, from the 
businesses acquired in each such year. Operating income as a percentage of net sales was 6.6% in 2019 and 7.9% in 
2018. The decrease in operating income is primarily attributable to the items discussed above. 

Interest Expense, Net. Interest expense, net, increased $10.2 million, or 39%, to $36.6 million in 2019 from $26.4 
million in 2018. The increase in net interest expense reflects: (i) increased borrowings related to 2018 acquisitions, 
(ii) increases in the average interest rate on the variable rate portion of the Company's debt, which reflects a higher 
weighted average LIBOR in 2019 compared to 2018 and (iii) an increase in the Company's overall average interest 
rate resulting from the issuance of the Company's 7.5% Senior Notes due 2027 (the "Senior Notes") in the third 
quarter of 2019. 

Income Taxes. Income tax expense decreased $3.8 million, or 12%, to $28.3 million in 2019 from $32.1 million in 
2018. For 2019, the effective tax rate was 24.0% compared to 21.2% in 2018. The increase in the effective tax rate 
in 2019 was mostly attributable to a decrease in excess tax benefits on share-based compensation. For the full year 
2020, the Company estimates its effective tax rate to be between 25% and 26%.

See our Form 10-K for the year ended December 31, 2018 for a discussion of our consolidated operating results for 
the year ended December 31, 2018 compared to 2017. 

Use of Financial Metrics

Our MD&A includes financial metrics, such as RV, marine and MH content per unit, which we believe are important 
measures of the Company's business performance. Content per unit metrics are generally calculated using our 
market sales divided by third-party industry volume metrics. These metrics should not be considered alternatives to 
U.S. GAAP. Our computations of content per unit may differ from similarly titled measures used by others. These 
metrics should not be considered in isolation or as substitutes for an analysis of our results as reported under U.S. 
GAAP.

28

BUSINESS SEGMENTS 

The Company's reportable segments, manufacturing and distribution, are based on its method of internal reporting. 
The Company regularly evaluates the performance of the manufacturing and distribution segments and allocates 
resources to them based on a variety of indicators including sales and operating income. The Company does not 
measure profitability at the customer market (RV, marine, MH and industrial) level. 

•  Manufacturing – This segment includes the following products: laminated products that are utilized to 

produce furniture, shelving, walls, countertops and cabinet products; cabinet doors; fiberglass bath fixtures 
and tile systems; hardwood furniture; vinyl printing; decorative vinyl and paper laminated panels; solid 
surface, granite, and quartz countertop fabrication; RV painting; fabricated aluminum products; fiberglass 
and plastic components; fiberglass bath fixtures and tile systems; softwoods lumber; custom cabinetry; 
polymer-based flooring; electrical systems components including instrument and dash panels; wrapped 
vinyl, paper and hardwood profile mouldings; interior passage doors; air handling products; slide-out trim 
and fascia; thermoformed shower surrounds; specialty bath and closet building products; fiberglass and 
plastic helm systems and components products; wiring and wire harnesses; boat covers, towers, tops and 
frames; marine hardware; aluminum fuel tanks; CNC molds and composite parts; slotwall panels and 
components; and other products.

•  Distribution – The Company distributes pre-finished wall and ceiling panels; drywall and drywall 

finishing products; electronics and audio systems components; appliances; wiring, electrical and plumbing 
products; fiber reinforced polyester products; cement siding; raw and processed lumber; interior passage 
doors; roofing products; laminate and ceramic flooring; tile; shower doors; furniture; fireplaces and 
surrounds; interior and exterior lighting products; and other miscellaneous products in addition to providing 
transportation and logistics services.

Sales pertaining to the manufacturing and distribution segments as stated in the table below and in the following 
discussions include intersegment sales. Gross profit includes the impact of intersegment operating activity.

The table below presents information about the sales, gross profit, and operating income of the Company’s 
segments. Reconciliations of the amounts below to consolidated totals are presented in Note 19 to Consolidated 
Financial Statements. 

(thousands)

Sales

Manufacturing

Distribution

Gross Profit

Manufacturing

Distribution

Operating Income

Manufacturing

Distribution

Year Ended December 31,

2019

2018

2017

$1,673,486

$1,779,048

$1,368,454

699,159

521,235

300,447

307,362

110,957

337,451

81,016

232,671

48,136

174,913

38,953

215,246

31,491

151,635

18,858

29

 
Year Ended December 31, 2019 Compared to 2018 

Manufacturing 

Sales. Sales decreased $105.6 million, or 6%, to $1.67 billion from $1.78 billion in 2018. This segment accounted 
for approximately 70% and 77% of the Company’s consolidated net sales in 2019 and 2018, respectively. The sales 
decrease primarily reflected a decrease in revenue from of the Company's RV market.

In 2019 and 2018, revenue attributable to acquisitions completed in each of those periods was $8.3 million and 
$150.9 million, respectively. 

Gross Profit. Gross profit decreased $30.1 million, or 9%, to $307.4 million in 2019 from $337.5 million in 2018. 
As a percentage of sales, gross profit decreased to 18.4% in 2019 from 19.0% in 2018. The overall decrease in gross 
profit dollars and as a percentage of sales reflected higher overall fixed overhead costs relative to RV and marine 
revenue in 2019.

Operating Income. Operating income decreased $40.3 million, or 19%, to $174.9 million in 2019 from $215.2 
million in 2018. Operating income attributable to acquisitions completed in 2019 and 2018 was $0.9 million and 
$18.5 million, respectively. The decrease in operating income primarily reflects the decrease in gross profit 
mentioned above. 

Distribution

Sales. Sales increased $178.0 million, or 34%, to $699.2 million in 2019 from $521.2 million in 2018. This segment 
accounted for approximately 30% and 23% of the Company’s consolidated net sales for 2019 and 2018, 
respectively. The sales increase largely reflected the revenue contribution from the acquisition of LaSalle. The 
businesses acquired in 2018 contributed $98.4 million to total sales in the Distribution segment in 2018. There were 
no Distribution segment acquisitions in 2019.

Gross Profit. Gross profit increased $30.0 million, or 37%, to $111.0 million in 2019 from $81.0 million in 2018. 
As a percentage of sales, gross profit was 15.9% in 2019 compared to 15.5% in 2018. The increase in gross profit as 
a percentage of sales for 2019 reflected the contribution of increased sales in our higher margin transportation 
business and the positive impact of leveraging fixed costs on higher sales volumes in our other distribution 
businesses, partially offset by the lower gross margin profile of LaSalle, which was acquired in the fourth quarter of 
2018, compared to our other distribution businesses. 

Operating Income. Operating income in 2019 increased $7.5 million, or 24%, to $39.0 million from $31.5 million 
in 2018. The businesses acquired in 2018 contributed approximately $4.7 million to operating income in the 
Distribution segment in 2018. The overall net improvement in operating income in 2019 primarily reflects the items 
discussed above.

Unallocated Corporate Expenses

As presented in Note 19 to the Consolidated Financial Statements, unallocated corporate expenses in 2019 decreased 
$10.6 million, or 31%, to $23.5 million from $34.1 million in 2018. The decrease in 2019 was mostly attributed to a 
decrease in professional fees, administrative wages and incentive compensation. 

LIQUIDITY AND CAPITAL RESOURCES 

The Company's primary sources of liquidity are cash flow from operations, which includes selling its products and 
collecting receivables, available cash reserves and borrowing capacity available under its credit facility. Principal 
uses of cash are to support working capital demands, meet debt service requirements and support the Company's 
capital allocation strategy, which includes acquisitions, capital expenditures, dividends and repurchases of the 
Company’s common stock, among others.

30

Cash Flows 

Year Ended December 31, 2019 Compared to 2018 

Operating Activities

Cash flows from operating activities are one of the Company's primary sources of liquidity, representing the net 
income the Company earned in the reported periods, adjusted for non-cash items and changes in operating assets and 
liabilities. 

Net cash provided by operating activities decreased $7.6 million to $192.4 million 2019 from $200.0 million in 2018 
primarily due to: a decrease in net income of $30.2 million, partly offset by (i) an increase of depreciation and 
amortization of $7.7 million, (ii) an increase in stock based compensation expense, amortization of debt discount 
and other operating items of $3.8 million, (iii) an increase in deferred income taxes of $4.8 million and (iv) a net 
source of cash from changes in operating assets and liabilities of $6.3 million. Changes in operating assets and 
liabilities were mostly attributable to a decrease in inventories due to improved working capital management and a 
decrease in accounts receivable, net of acquisitions, due to timing of collections, offset partly by an increase in 
prepaid expenses, mostly attributable to an increase in prepaid income taxes.

Investing Activities  

Net cash used in investing activities decreased $292.2 million to $79.2 million in 2019 from $371.4 million in 2018 
primarily due to a decrease in cash used in business acquisitions of $287.4 million and a decrease in capital 
expenditures of $6.8 million, offset slightly by a decrease in proceeds from sale of property, plant, equipment and 
other investing activities of $2.0 million.

The Company's current operating model forecasts capital expenditures, primarily to enhance and expand our 
capabilities in our manufacturing facilities, for fiscal 2020 of approximately $30 million.

Financing Activities 

Net cash flows provided by financing activities decreased $156.2 million to $19.3 million in 2019 from $175.5  
million in 2018 primarily due to: (i) cash used for net repayments on the Company's credit facility of $256.1 million 
in 2019 compared to a source of cash from net borrowings on the Company's credit facility of $134.2 million in 
2018; (ii) gross proceeds of $172.5 million from the third quarter 2018 issuance of 1% Convertible Senior Notes due 
2023 (the "Convertible Notes") with no comparable amount in 2019; (iii) a source of cash in 2018 of $18.1 million 
from the related sale of warrants with no comparable amount in 2019 (iv) a use of cash of $4.4 million in 2019 from 
payment of contingent consideration resulting from a business acquisition with no comparable amount in 2018 and 
(v) payment of dividends of $5.8 million in 2019 with no comparable amount in 2018. Partially offsetting these 
items were: (i) the issuance of $300.0 million of Senior Notes in 2019 with no comparable amount in 2018; (ii) a use 
of cash in 2018 of $31.5 million from the purchase of Convertible Notes hedges with no comparable amount in 2019 
and (iii) a decrease in the use of cash for stock repurchases of $103.8 million in 2019 compared to 2018.

See our Form 10-K for the year ended December 31, 2018 for a discussion of cash flows for the year ended 
December 31, 2018 compared to 2017. 

Summary of Liquidity and Capital Resources 

The Company believes that existing cash and cash equivalents, cash generated from operations, and available 
borrowings under its 2019 Credit Facility (as defined herein) will be sufficient to meet anticipated cash needs for 
working capital and capital expenditures for at least the next 12 months, exclusive of any acquisitions, based on its 
current cash flow budgets and forecast of short-term and long-term liquidity needs.  

The ability to access unused borrowing capacity under the 2019 Credit Facility as a source of liquidity is dependent 
on maintaining compliance with the financial covenants as specified under the terms of the credit agreement that 

31

established the 2019 Credit Facility (the "2019 Credit Agreement"). In 2019, the Company was in compliance with 
its financial debt covenants as required under the terms of the 2019 Credit Agreement. The required maximum 
consolidated total leverage ratio and the required minimum consolidated fixed charge coverage ratio compared to 
the actual amounts as of December 31, 2019 and for the fiscal period then ended are as follows:  

Consolidated total leverage ratio (12-month period)

Consolidated fixed charge coverage ratio (12-month period)

Required

Actual

4.00

1.50

2.27

5.28

Working capital requirements vary from period to period depending on manufacturing volumes primarily related to 
the RV, MH and marine industries as well as the industrial markets we serve, the timing of deliveries, and the 
payment cycles of customers. In the event that operating cash flow is inadequate and one or more of the Company's 
capital resources were to become unavailable, the Company would seek to revise its operating strategies 
accordingly. The Company will continue to assess its liquidity position and potential sources of supplemental 
liquidity in view of operating performance, current economic and capital market conditions, and other relevant 
circumstances.

Borrowings under the revolving credit loan (the "2019 Revolver") and the term loan (the "2019 Term Loan" and, 
together with the 2019 Revolver, the "2019 Credit Facility") established under the 2019 Credit Agreement, which 
are subject to variable rates of interest, are subject to a maximum total borrowing limit of $650.0 million (effective 
September 17, 2019). See Note 8 of the Notes to the Consolidated Financial Statements for further information. See 
Note 9 of the Notes to Consolidated Financial Statements for information on interest rate swaps used to partially 
hedge variable interest rates under the 2019 Revolver and 2019 Term Loan. The unused availability under the 2019 
Credit Facility as of December 31, 2019 was $411.1 million. 

Contractual Obligations 

The following table summarizes the Company's contractual cash obligations at December 31, 2019, and the future 
periods during which the Company expects to settle these obligations.

Payments due by period

(thousands)

2020

2021-2022

2023-2024

Thereafter

Total

Long-term debt
Interest payments on debt (1)
Deferred compensation payments

Minimum pension contributions
Purchase obligations (2)
Contingent consideration (3)
Leases payments

$

5,000 $

17,500 $

382,500 $

300,000 $

705,000

34,838

216

610

210,609

2,000

30,443

68,884

309

1,810

—

8,000

42,765

61,213

260

1,500

—

1,000

22,553

62,812

1,831

1,800

—

—

5,867

227,747

2,616

5,720

210,609

11,000

101,628

Total contractual cash obligations

$

283,716 $

139,268 $

469,026 $

372,310 $

1,264,320

(1)  Scheduled interest payments on debt obligations are calculated based on interest rates in effect at 

December 31, 2019 as follows: (a) 2019 Revolver - 4.59%, (b) 2019 Term Loan - 4.53%, (c) Convertible 
Notes - 1.00% and (d) Senior Notes - 7.50%. The projected interest payments exclude non-cash interest that 
would normally be included in interest expense on the Company’s Consolidated Statements of Income. 

(2)  The purchase obligations are primarily comprised of purchase orders issued in the normal course of 

business. 

32

 
(3)  Amount for 2020 represents actual contractual payment in 2020 achieved based on 2019 performance. 

2021-2023 amounts represent undiscounted estimated contingent payments. 

We also have commercial commitments as described below (in thousands):

Other Commercial
Commitments

Total Amount
Committed

Outstanding
at 12/31/19

Date of
Expiration

Letters of Credit

$

25,000 (1)

$

3,863

September 17, 2024

(1)  The $25.0 million commitment for the Letters of Credit is a sub-limit contained within the 2019 Revolver 

as of December 31, 2019. 

Off-Balance Sheet Arrangements

Other than the commercial commitments set forth above, we have no off-balance sheet arrangements.

CRITICAL ACCOUNTING POLICIES 

The preparation of financial statements in conformity with accounting principles generally accepted in the U.S. 
requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, 
the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of 
revenues and expenses during the reporting period. The SEC has defined a company’s critical accounting policies as 
those that are most important to the portrayal of its financial condition and results of operations, and which require 
the Company to make its most difficult and subjective judgments, often as a result of the need to make estimates of 
matters that are inherently uncertain. Although management believes that its estimates and assumptions are 
reasonable, they are based upon information available when they are made. Actual results may differ significantly 
from these estimates under different assumptions or conditions. Other significant accounting policies are described 
in Notes 1, 3 and 16 of the Notes to Consolidated Financial Statements. The Company has identified the following 
critical accounting policies and estimates:

Goodwill and Other Intangible Assets. The Company’s acquisitions include purchased goodwill and other 
intangible assets. Goodwill represents the excess of cost over the fair value of the net assets acquired. Other 
intangible assets acquired are classified as customer relationships, non-compete agreements, patents and trademarks. 

Goodwill and indefinite-lived intangible assets, representing acquired trademarks, are not amortized but are subject 
to an annual (or under certain circumstances more frequent) impairment test in the fourth quarter based on their 
estimated fair value. We test more frequently, if there are indicators of impairment, or whenever such circumstances 
suggest that the carrying value of goodwill or trademarks may not be recoverable. These indicators include a 
sustained significant decline in our share price and market capitalization, a decline in expected future cash flows, or 
a significant adverse change in the business climate. A significant adverse change in the business climate could 
result in a significant loss of market share or the inability to achieve previously projected revenue growth. 

Impairment reviews of goodwill are performed at the reporting unit level. The Company’s reporting units are 
defined as one level below our operating segments, Manufacturing and Distribution, which are the same as our 
reportable segments. In evaluating goodwill for impairment, either a qualitative or quantitative assessment is 
performed. If the qualitative assessment indicates it is more likely than not that the fair value of the reporting unit is 
less than its carrying value, the Company performs a quantitative assessment. When estimating reporting unit fair 
value with the quantitative assessment, the Company uses a combination of market and income-based 
methodologies. The market approach includes a comparison of multiples of earnings before interest, taxes, 
depreciation and amortization for the reporting units to similar businesses or guideline companies whose securities 
are actively traded in public markets. When calculating the present value of future cash flows under the income 
approach, the Company takes into consideration multiple variables, including forecasted sales volumes and 
operating income, current industry and economic conditions, and historical results. The income approach fair value 

33

estimate also includes estimates of long-term growth rates and discount rates that are commensurate with the risks 
and uncertainty inherent in the respective reporting units and the internally-developed forecasts. 

Impairment reviews of indefinite-lived intangible assets (trademarks) consist of a comparison of the fair value of the 
trademark to its carrying value. Fair value is measured using a relief-from-royalty approach, a form of discounted cash 
flow  method.  Estimated  royalty  rates  applied  to  projected  revenues  are  based  on  comparable  industry  studies  and 
consideration of operating margins. Discount rates are derived in a manner similar to what is done in testing goodwill 
for impairment. 

Based on the results of the Company's analyses, the estimated fair value of each of the Company's reporting units and 
trademarks was determined to exceed the carrying value for each of the years ended December 31, 2019, 2018 and 
2017, and so no impairments were recognized. Further, based on the results of the impairment analyses, none of the 
Company’s reporting units or trademarks were at risk of failing the impairment assessments discussed above that would 
have a material effect on the Company’s consolidated financial statements for any period presented.

Finite-lived intangible assets that meet certain criteria continue to be amortized over their useful lives and are also 
subject to an impairment test based on estimated undiscounted cash flows when impairment indicators exist. 

Business Combinations. From time to time, we may enter into business combinations. We recognize the 
identifiable assets acquired and the liabilities assumed at their fair values as of the date of acquisition. We measure 
goodwill as the excess of consideration transferred, which we also measure at fair value, over the net of the 
acquisition date fair values of the identifiable assets acquired and liabilities assumed. The acquisition method of 
accounting requires us to make significant estimates and assumptions regarding the fair values of the elements of a 
business combination as of the date of acquisition, including the fair values of identifiable intangible assets and 
contingent consideration. Significant estimates and assumptions include subjective and/or complex judgments 
regarding items such as discount rates, customer attrition rates, royalty rates, economic lives and other factors, 
including estimated future cash flows that we expect to generate from the acquired assets.

The acquisition method of accounting also requires us to refine these estimates over a measurement period not to 
exceed one year to reflect new information obtained about facts and circumstances that existed as of the acquisition 
date that, if known, would have affected the measurement of the amounts recognized as of that date. If we are 
required to adjust provisional amounts that we have recorded for the fair values of assets and liabilities in connection 
with acquisitions, these adjustments could have a material impact on our financial condition and results of 
operations. No changes in fiscal 2019 to our fiscal 2018 provisional fair value estimates of assets and liabilities 
assumed in acquisitions were material. If the subsequent actual results and updated projections of the underlying 
business activity change compared with the assumptions and projections used to develop the acquisition date fair 
value estimates, we could record future impairment charges. In addition, we estimate the economic lives of certain 
acquired assets and these lives are used to calculate depreciation and amortization expense. If our estimates of the 
economic lives change, depreciation or amortization expenses could be increased or decreased, or the acquired 
assets could be impaired.

ITEM 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Debt Obligations

At December 31, 2019, our total debt obligations under our 2019 Credit Agreement were under LIBOR-based 
interest rates. A 100 basis point increase in the underlying LIBOR rates would result in additional annual interest 
cost of approximately $0.3 million, assuming average borrowings, including the Term Loan, subject to variable rates 
of $33.0 million, which was the amount of such borrowings outstanding at December 31, 2019 subject to variable 
rates after taking into consideration interest rate swaps with a combined notional principal amount of $200 million.

34

Inflation

The prices of key raw materials, consisting primarily of lauan, gypsum, particleboard, fiberglass and aluminum, and 
petroleum-based products are influenced by demand and other factors specific to these commodities, such as the 
price of oil, rather than being directly affected by inflationary pressures. Prices of certain commodities have 
historically been volatile and continued to fluctuate in 2019. During periods of rising commodity prices, we have 
generally been able to pass the increased costs to our customers in the form of surcharges and price increases. 
However, there can be no assurance future cost increases, if any, can be partially or fully passed on to customers, or 
that the timing of such sales price increases will match raw material cost increases. We do not believe that inflation 
had a material effect on results of operations for the periods presented.

ITEM 8. 

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

The information required by this item is set forth in Item 15(a)(1) of Part IV of this Annual Report on Form 10-K.

ITEM 9. 

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURE

The information required by this Item 9 was previously reported in the Company’s Current Report on Form 8-K that 
was filed with the SEC on June 7, 2019.

ITEM 9A.  CONTROLS AND PROCEDURES

Disclosure Controls and Procedures

The Company maintains “disclosure controls and procedures”, as such term is defined under Securities Exchange 
Act Rule 13a-15(e), that are designed to ensure that information required to be disclosed in our Securities Exchange 
Act of 1934, as amended (the “Exchange Act”) reports is recorded, processed, summarized and reported within the 
time periods specified in the SEC’s rules and forms, and that such information is accumulated and communicated to 
our management, including our Chief Executive Officer and Chief Financial Officer, as appropriate to allow for 
timely decisions regarding required disclosures. In designing and evaluating the disclosure controls and procedures, 
the Company’s management recognizes that any controls and procedures, no matter how well designed and 
operated, can provide only reasonable assurance of achieving the desired control objectives and the Company’s 
management necessarily is required to apply its judgment in evaluating the cost-benefit relationship of possible 
controls and procedures.

Under the supervision and with the participation of our senior management, including our Chief Executive Officer 
and Chief Financial Officer, the Company conducted an evaluation of the effectiveness of the design and operation 
of our disclosure controls and procedures as of the end of the period covered by this report (the “Evaluation Date”). 
Based on this evaluation, our Chief Executive Officer and Chief Financial Officer concluded as of the Evaluation 
Date that our disclosure controls and procedures were effective such that the information relating to the Company, 
including consolidated subsidiaries, required to be disclosed in our reports filed under the Exchange Act is recorded, 
processed, summarized, and reported within the time periods specified in the SEC’s rules and forms, and is 
accumulated and communicated to Company’s management, including our Chief Executive Officer and Chief 
Financial Officer, as appropriate to allow timely decisions regarding required disclosure.

Management’s Annual Report on Internal Control Over Financial Reporting

We are responsible for establishing and maintaining adequate internal control over financial reporting, as defined in 
Rule 13a-15(f) and 15d-15(f) under the Exchange Act. Our internal control system was designed to provide 
reasonable assurance regarding the fair and reliable preparation and presentation of our published financial 
statements. We continually evaluate our system of internal control over financial reporting to determine if changes 
are appropriate based upon changes in our operations or the business environment in which we operate.

35

All internal control systems, no matter how well designed, have inherent limitations. Therefore, even those systems 
determined to be effective can provide only reasonable assurance with respect to financial statement preparation and 
presentation.

Under the supervision and with the participation of our management, including our Chief Executive Officer and 
Chief Financial Officer, we conducted an assessment of the effectiveness of our internal control over financial 
reporting based on the framework in the 2013 Internal Control - Integrated Framework issued by the Committee of 
Sponsoring Organizations of the Treadway Commission (COSO). This assessment included a review of the 
documentation of controls, an assessment of the design effectiveness of controls, testing of the operating 
effectiveness of controls, and a conclusion on this evaluation. As permitted under SEC guidance, management’s 
assessment of and conclusion regarding the design and effectiveness of internal control over financial reporting 
excluded the internal control over financial reporting of the operations of businesses acquired in 2019, which are 
described in Note 4 of the Notes to Consolidated Financial Statements. Businesses acquired in 2019 represented less 
than 1% of consolidated net sales for the year ended December 31, 2019 and approximately 5% of consolidated total 
assets as of December 31, 2019. Based on our assessment, we have concluded that our internal control over financial 
reporting was effective as of December 31, 2019.

The Company’s independent registered public accounting firm, Deloitte & Touche LLP, audited our internal control 
over financial reporting as of December 31, 2019, as stated in their report in the section entitled “Report of 
Independent Registered Public Accounting Firm” included elsewhere in this Form 10-K, which expresses an 
unqualified opinion on the effectiveness of the Company’s internal control over financial reporting as of 
December 31, 2019.

Changes in internal control over financial reporting

There have been no changes in our internal control over financial reporting that occurred during the fourth quarter 
ended December 31, 2019 or subsequent to the date the Company completed its evaluation, that have materially 
affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM 9B.  OTHER INFORMATION

None.

PART III

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

Directors of the Company

The information required by this item with respect to directors is set forth in our Proxy Statement for the Annual 
Meeting of Shareholders to be held on May 14, 2020, under the captions “Election of Directors” and “Section 16(a) 
Beneficial Ownership Reporting Compliance,” which information is hereby incorporated herein by reference.

Executive Officers of the Registrant

The information required by this item is set forth under the caption “Executive Officers of the Company” in Part I of 
this Annual Report on Form 10-K.

Audit Committee

Information on our Audit Committee is contained under the caption “Audit Committee” in our Proxy Statement for 
the Annual Meeting of Shareholders to be held on May 14, 2020 and is incorporated herein by reference.

36

Code of Ethics and Business Conduct

We have adopted a Code of Ethics and Business Conduct Policy applicable to all employees. Additionally, we have 
adopted a Code of Ethics Applicable to Senior Executives including, but not limited to, the Chief Executive Officer 
and Chief Financial Officer of the Company. Our Code of Ethics and Business Conduct, and our Code of Ethics 
Applicable to Senior Executives are available on the Company’s web site at www.patrickind.com under “Investor 
Relations”. We intend to post on our web site any substantive amendments to, or waivers from, our Code of Ethics 
and Business Conduct Policy and our Code of Ethics Applicable to Senior Executives as well as our Corporate 
Governance Guidelines. We will provide shareholders with a copy of these policies without charge upon written 
request directed to the Company’s Corporate Secretary at the Company’s address.

Corporate Governance 

Information on our corporate governance practices is contained under the caption “Corporate Governance” in our 
Proxy Statement for the Annual Meeting of Shareholders to be held on May 14, 2020 and incorporated herein by 
reference. 

ITEM 11.  EXECUTIVE COMPENSATION  

The information required by this item is set forth in the Company’s Proxy Statement for the Annual Meeting of 
Shareholders to be held on May 14, 2020, under the captions “Executive Compensation – Compensation of 
Executive Officers and Directors,” “Compensation Committee Interlocks and Director Participation,” and 
“Compensation Committee Report,” and is incorporated herein by reference.

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT 

AND RELATED STOCKHOLDER MATTERS  

The information required by this item is set forth in our Proxy Statement for the Annual Meeting of Shareholders to 
be held on May 14, 2020, under the captions “Equity Compensation Plan Information” and “Security Ownership of 
Certain Beneficial Owners and Management,” and is incorporated herein by reference.

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR 

INDEPENDENCE

The information required by this item is set forth in our Proxy Statement for the Annual Meeting of Shareholders to 
be held on May 14, 2020, under the captions “Related Party Transactions” and “Independent Directors,” and is 
incorporated herein by reference.

ITEM 14.  PRINCIPAL ACCOUNTING FEES AND SERVICES

The information required by this item is set forth in our Proxy Statement for the Annual Meeting of Shareholders to 
be held on May 14, 2020, under the heading “Independent Public Accountants,” and is incorporated herein by 
reference.

37

ITEM 15. 

EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

PART IV

(a)

(1) The financial statements listed in the accompanying Index to the Financial Statements on page F-1 of
the separate financial section of this Report are incorporated herein by reference.

(3) The exhibits required to be filed as part of this Annual Report on Form 10-K are listed under (c) below.

(c)

Exhibits

Exhibit Number

Exhibits

3.1

3.2

3.3

4.1

4.2

4.3**

10.1

10.2*

10.3*

10.4*

10.5*

10.6*

10.7*

10.8*

Articles of Incorporation of Patrick Industries, Inc. (filed as Exhibit 3.1 to the Company’s 
Form 10-K filed on March 30, 2010 and incorporated herein by reference).

Amendment to the Articles of Incorporation of Patrick Industries, Inc. dated June 5, 2018 (filed 
as exhibit 3.2 to the Company's Form 10-K filed on February 28, 2019 and incorporated herein 
by reference). 

Amended and Restated By-laws of Patrick Industries, Inc. (filed as Exhibit 3.1 to the 
Company's Form 8-K filed on November 20, 2019 and incorporated herein by reference).

Indenture (including Form of Note) with respect to the Company's 1.00% Convertible Senior 
Notes due 2023, dated as of January 22, 2018, between Patrick Industries, Inc. and U.S. Bank 
National Association, as trustee (filed as Exhibit 4.1 to the Company's Form 8-K filed on 
January 24, 2018 and incorporated herein by reference). 

Indenture (including Form of Note), dated as of September 17, 2019, among Patrick Industries, 
Inc., the guarantors from time to time party thereto and U.S. Bank, National Association, as 
Trustee (filed as Exhibit 4.1 to the Company's Form 8-K filed on September 18, 2019 and 
incorporated herein by reference).

Description of the Company’s common stock.

Patrick Industries, Inc. 2009 Omnibus Incentive Plan (filed as Appendix A to the Company’s 
revised Definitive Proxy Statement on Schedule 14A filed on October 20, 2009 and 
incorporated herein by reference).

Form of Employment Agreements with Executive Officers (filed as Exhibit 10.2 to the 
Company’s Form 10-K filed on March 30, 2010 and incorporated herein by reference).

Form of Non-Qualified Stock Option Award (filed as Exhibit 10.4 to the Company’s Form 10-
K filed on March 14, 2014 and incorporated herein by reference).

Form of Officer and Employee Restricted Stock Award (filed as Exhibit 10.5 to the Company’s 
Form 10-K filed on March 30, 2010 and incorporated herein by reference).

Form of Officer and Employee Time Based Restricted Share Award and Performance 
Contingent Restricted Share Award (filed as Exhibit 10.7 to the Company’s Form 10-K filed on 
March 29, 2012 and incorporated herein by reference).

Form of Non-Employee Director Restricted Share Award (filed as Exhibit 10.2 to the 
Company’s Form 10-Q filed on November 8, 2011 and incorporated herein by reference).

Form of Stock Appreciation Rights Award (filed as Exhibit 10.9 to the Company’s Form 10-K 
filed on March 14, 2014 and incorporated herein by reference).

Form of Performance Share Unit Award (filed as Exhibit 10.1 to the Company’s Form 10-Q 
filed on May 8, 2014 and incorporated herein by reference).

38

10.9

10.10

10.11

10.12

10.13

10.14

10.15

10.16

10.17

12**

21**

16.1

23.1**

23.2**

31.1**

31.2**

32**

Third Amended and Restated Credit Agreement dated September 17, 2019 by and among 
theCompany, the Guarantors, the lenders from time to time a party thereto and Wells Fargo 
Bank,National Association (filed as Exhibit 10.1 to the Company's Form 8-K filed on 
September 18,2019 and incorporated herein by reference).

Base Convertible Bond Hedge Transaction Confirmation, dated as of January 17, 2018, by and 
between Patrick Industries, Inc. and Bank of America, N.A. (filed as Exhibit 10.2 to the 
Company's Form 8-K filed on January 22, 2018 and incorporated herein by reference).

Base Convertible Bond Hedge Transaction Confirmation, dated as of January 17, 2018, by and 
between Patrick Industries, Inc. and Wells Fargo Bank, National Association (filed as Exhibit 
10.3 to the Company's Form 8-K filed on January 22, 2018 and incorporated herein by 
reference).

Base Issuer Warrant Transaction Confirmation, dated as of January 17, 2018, by and between 
Patrick Industries, Inc. and Bank of America, N.A. (filed as Exhibit 10.4 to the Company's 
Form 8-K filed on January 22, 2018 and incorporated herein by reference).

Base Issuer Warrant Transaction Confirmation, dated as of January 17, 2018, by and between 
Patrick Industries, Inc. and Wells Fargo Bank, National Association. (filed as Exhibit 10.5 to 
the Company's Form 8-K filed on January 22, 2018 and incorporated herein by reference).

Additional Convertible Bond Hedge Transaction Confirmation, dated as of January 18, 2018, 
by and between Patrick Industries, Inc. and Bank of America, N.A. (filed as Exhibit 10.6 to the 
Company's Form 8-K filed on January 22, 2018 and incorporated herein by reference).

Additional Convertible Bond Hedge Transaction Confirmation, dated as of January 18, 2018, 
by and between Patrick Industries, Inc. and Wells Fargo Bank, National Association (filed as 
Exhibit 10.7 to the Company's Form 8-K filed on January 22, 2018 and incorporated herein by 
reference).

Additional Issuer Warrant Transaction Confirmation, dated as of January 18, 2018, by and 
between Patrick Industries, Inc. and Bank of America, N.A. (filed as Exhibit 10.8 to the 
Company's Form 8-K filed on January 22, 2018 and incorporated herein by reference).

Additional Issuer Warrant Transaction Confirmation, dated as of January 18, 2018, by and 
between Patrick Industries, Inc. and Well Fargo Bank, National Association (filed as Exhibit 
10.9 to the Company's Form 8-K filed on January 22, 2018 and incorporated herein by 
reference).

Statement of Computation of Operating Ratios. 

Subsidiaries of the Registrant. 

Letter of Crowe LLP to the Securities and Exchange Commission dated June 7, 2019 (filed as 
Exhibit 16.1 to the Company's Form 8-K filed on June 7, 2019 and incorporated herein by 
reference). 

Consent of Deloitte & Touche LLP.

Consent of Crowe LLP. 

Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 by Chief Executive 
Officer.

Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 by Chief Financial 
Officer.

Certification pursuant to 18 U.S.C. Section 1350.

39

XBRL Exhibits.

Interactive Data Files. The following materials are filed electronically with this Annual Report on Form 10-K:

101.INS XBRL Instance Document
101.SCH XBRL Taxonomy Schema Document
101.CAL XBRL Taxonomy Calculation Linkbase Document
101.DEF XBRL Taxonomy Definition Linkbase Document
101.LAB XBRL Taxonomy Label Linkbase Document
101.PRE XBRL Taxonomy Presentation Linkbase Document

Attached as Exhibits 101 to this report are the following financial statements from the Company’s Annual Report on 
Form 10-K for the year ended December 31, 2019 formatted in XBRL (“eXtensible Business Reporting Language”): 
(i) the Consolidated Statements of Financial Position; (ii) the Consolidated Statements of Income; (iii) the 
Consolidated Statements of Comprehensive Income; (iv) the Consolidated Statements of Shareholders’ Equity; and 
(v) the Consolidated Statements of Cash Flows, and the related Notes to these financial statements in detail tagging 
format.

*Management contract or compensatory plan or arrangement.

**Filed herewith.

All other financial statement schedules are omitted because they are not applicable or the required information is 
immaterial or is shown in the Notes to Consolidated Financial Statements.

ITEM 16. 

FORM 10-K SUMMARY

None.

40

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly 
caused this report to be signed on its behalf by the undersigned, thereunto duly authorized

SIGNATURES

Date: February 27, 2020

PATRICK INDUSTRIES, INC.

By:

/s/ Andy L. Nemeth
Andy L. Nemeth
President and Chief Executive Officer

Pursuant to the Requirements of the Securities Exchange Act of 1934, this report has been signed below by the 
following persons on behalf of the registrant and in the capacities and on the dates indicated. 

Signature
/s/ Andy L. Nemeth
Andy L. Nemeth

/s/ Joshua A. Boone
Joshua A. Boone

Title

President and Chief Executive Officer
(Principal Executive Officer)
Director

Date

February 27, 2020

Vice President Finance, Chief Financial Officer and
Secretary-Treasurer
(Principal Financial and Accounting Officer)

February 27, 2020

/s/ Joseph M. Cerulli
Joseph M. Cerulli

Director

February 27, 2020

/s/ Todd M. Cleveland
Todd M. Cleveland

/s/ John A. Forbes
John A. Forbes

/s/ Michael A. Kitson
Michael A. Kitson

/s/ Pamela R. Klyn
Pamela R. Klyn

/s/ Derrick B. Mayes
Derrick B. Mayes

/s/ Denis G. Suggs
Denis G. Suggs

/s/ M. Scott Welch
M. Scott Welch

Executive Chairman of the Board

February 27, 2020

Director

Director

Director

Director

Director

February 27, 2020

February 27, 2020

February 27, 2020

February 27, 2020

February 27, 2020

Lead Director

February 27, 2020

41

PATRICK INDUSTRIES, INC.   

Index to the Financial Statements  

Report of Independent Registered Public Accounting Firm, Deloitte & Touche LLP
Report of Independent Registered Public Accounting Firm, Crowe LLP
Financial Statements:
Consolidated Statements of Income
Consolidated Statements of Comprehensive Income
Consolidated Statements of Financial Position
Consolidated Statements of Cash Flows
Consolidated Statements of Shareholders' Equity
Notes to Consolidated Financial Statements

F-2
F-5

F-6
F-7
F-8
F-9
F-10
F-11

F-1

 
Report of Independent Registered Public Accounting Firm

To the shareholders and the Board of Directors of Patrick Industries, Inc.

Opinions on the Financial Statements and Internal Control over Financial Reporting

We have audited the accompanying consolidated statement of financial position of Patrick Industries, Inc. and 
subsidiaries (the "Company") as of December 31, 2019, the related consolidated statements of income, 
comprehensive income, shareholders' equity, and cash flows, for the year ended December 31, 2019, and the related 
notes (collectively referred to as the "financial statements"). We also have audited the Company’s internal control 
over financial reporting as of December 31, 2019 based on criteria established in Internal Control-Integrated 
Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). In 
our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of 
the Company as of December 31, 2019, and the results of its operations and its cash flows for the year ended 
December 31, 2019, in conformity with accounting principles generally accepted in the United States of America. 
Also, in our opinion, the Company maintained, in all material respects, effective internal control over financial 
reporting as of December 31, 2019, based on criteria established in Internal Control - Integrated Framework 
(2013) issued by COSO.

Basis for Opinions

The Company’s management is responsible for these financial statements, for maintaining effective internal control 
over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, 
included in the accompanying Management’s Annual Report on Internal Control Over Financial Reporting. Our 
responsibility is to express an opinion on these financial statements and an opinion on the Company’s internal 
control over financial reporting based on our audits. We are a public accounting firm registered with the Public 
Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to 
the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the 
Securities and Exchange Commission and the PCAOB. As described in Management’s Annual Report on Internal 
Control Over Financial Reporting, management excluded from its assessment the internal control over financial 
reporting at the operations of businesses acquired in 2019, which are described in Note 4, whose financial statements 
constitute less than 1% of consolidated net sales for the year ended December 31, 2019 and approximately 5% of 
consolidated total assets as of December 31, 2019. Accordingly, our audit did not include the internal control over 
financial reporting at these businesses.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audits to obtain reasonable assurance about whether the financial statements are free of material 
misstatement, whether due to error or fraud, and whether effective internal control over financial reporting was 
maintained in all material respects.

Our audit of the financial statements included performing procedures to assess the risks of material misstatement of 
the financial statements, whether due to error or fraud, and performing procedures to respond to those risks. Such 
procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial 
statements. Our audit also included evaluating the accounting principles used and significant estimates made by 
management, as well as evaluating the overall presentation of the financial statements. Our audit of internal control 
over financial reporting included obtaining an understanding of internal control over financial reporting, assessing 
the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal 
control based on the assessed risk. Our audits also included performing such other procedures as we considered 
necessary in the circumstances. We believe that our audits provide a reasonable basis for our opinions.

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 

F-2

accordance with generally accepted accounting principles. A company’s internal control over financial reporting 
includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable 
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company are being made 
only in accordance with authorizations of management and directors of the company; and (3) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate.

Critical Audit Matter

The critical audit matter communicated below is a matter arising from the current-period audit of the financial 
statements that was communicated or required to be communicated to the audit committee and that (1) relates to 
accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, 
subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion 
on the financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, 
providing a separate opinion on the critical audit matter or on the accounts or disclosures to which it relates. 

Goodwill-Refer to Notes 1 and 7 to the financial statements

Critical Audit Matter Description

The Company’s evaluation of goodwill for impairment involves the comparison of the fair value of each reporting 
unit to its carrying value. The Company uses a combination of market and income-based methodologies. The market 
approach includes a comparison of multiples of earnings before interest, taxes, depreciation and amortization 
(EBITDA) for the reporting units to similar businesses or guideline companies whose securities are actively traded 
in public markets. When calculating the present value of future cash flows under the income approach, the Company 
takes into consideration multiple variables, including forecasted sales volumes and operating income, current 
industry and economic conditions, and historical results. The income approach fair value estimate also includes 
estimates of long-term growth rates and discount rates that are commensurate with the risks and uncertainty inherent 
in the respective reporting units and the internally-developed forecasts. The goodwill balance was $319 million as of 
December 31, 2019. The estimated fair value of each of the Company's reporting units was determined to exceed the 
carrying value for the year ended December 31, 2019, and so no impairment was recognized.

Given the significant judgments made by management to estimate the fair value of certain of the Company’s 
reporting units, performing audit procedures to evaluate the reasonableness of management’s estimates and 
assumptions related to selection of the discount rates and forecasts of sales and operating income, specifically due to 
the sensitivity of the Company’s operations to periods of volatility in the Company’s end customer markets, required 
a high degree of auditor judgment and an increased extent of effort, including the need to involve our fair value 
specialists.

How the Critical Audit Matter Was Addressed in the Audit

Our audit procedures related to the discount rate and forecasts of sales and operating income used by management to 
estimate the fair value of certain reporting units included the following, among others: 

•  We tested the effectiveness of controls over management’s goodwill impairment evaluation, including those 

over the determination of the fair value of the Company’s reporting units, such as controls related to 
management’s selection of the discount rates and forecasts of sales and operating income.

F-3

•  We evaluated management’s ability to accurately forecast sales and operating income by comparing actual 

results to management’s historical forecasts.

•  We evaluated the reasonableness of management’s sales and operating income assumptions included in the 

income approach model, and extent to which forecast projection risk had been contemplated in the 
selection of the discount rates, by comparing the forecasts to historical sales and operating income, the 
strategic plans communicated to the Board of Directors, and forecasted information included in analyst and 
industry reports.

•  With the assistance of our fair value specialists, we evaluated the reasonableness of the valuation 

methodology and discount rates by testing the source information underlying the determination of the 
discount rates and the mathematical accuracy of the calculations and developing a range of independent 
estimates and comparing those to the discount rates selected by management. 

/s/ Deloitte & Touche LLP

Chicago, Illinois
February 27, 2020

We have served as the Company's auditor since 2019.

F-4

Report of Independent Registered Public Accounting Firm

Shareholders and the Board of Directors of Patrick Industries, Inc.
Elkhart, Indiana

Opinions on the Financial Statements and Internal Control over Financial Reporting

We have audited the accompanying consolidated statements of financial position of Patrick Industries, Inc. (the 
"Company") as of December 31, 2018, the related consolidated statements of income, comprehensive income, 
shareholders’ equity, and cash flows for each of the years in the two-year period ended December 31, 2018, and the 
related notes (collectively referred to as the "financial statements"). In our opinion, the financial statements referred 
to above present fairly, in all material respects, the financial position of the Company as of December 31, 2018 and 
2017, and the results of its operations and its cash flows for each of the years in the two-year period ended 
December 31, 2018 in conformity with accounting principles generally accepted in the United States of America.

Basis for Opinion

These financial statements are the responsibility of the Company’s management.  Our responsibility is to express an 
opinion on the Company’s financial statements based on our audits. We are a public accounting firm registered with 
the Public Company Accounting Oversight Board (United States) ("PCAOB") and are required to be independent 
with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and 
regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audits to obtain reasonable assurance about whether the financial statements are free of material 
misstatement, whether due to error or fraud.

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, 
whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included 
examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits 
also included evaluating the accounting principles used and significant estimates made by management, as well as 
evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis 
for our opinion.

/s/ Crowe LLP

We served as the Company's auditor from 2009 to 2018.

Oak Brook, Illinois
February 28, 2019 

F-5

Year Ended December 31,
2018
2,263,061
1,847,195
415,866

2019
2,337,082
1,914,211
422,871

$

$

98,055
134,466
35,908
268,429
154,442
36,616
117,826
28,260
89,566

3.88
3.85

23,058
23,280

$

$
$

74,996
128,242
34,213
237,451
178,415
26,436
151,979
32,147
119,832

4.99
4.93

23,995
24,317

$

$
$

2017
1,635,653
1,356,738
278,915

46,905
90,736
19,374
157,015
121,900
8,790
113,110
27,392
85,718

3.54
3.48

24,230
24,643

PATRICK INDUSTRIES, INC.

CONSOLIDATED STATEMENTS OF INCOME

(thousands except per share data)

NET SALES
Cost of goods sold
GROSS PROFIT

Operating Expenses:
Warehouse and delivery
Selling, general and administrative
Amortization of intangible assets

Total operating expenses

OPERATING INCOME
Interest expense, net
Income before income taxes
Income taxes
NET INCOME

BASIC NET INCOME PER COMMON SHARE
DILUTED NET INCOME PER COMMON SHARE

Weighted average shares outstanding - Basic
Weighted average shares outstanding - Diluted

$

$

$
$

See accompanying Notes to Consolidated Financial Statements.

F-6

 
PATRICK INDUSTRIES, INC.

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

(thousands)

NET INCOME
Other comprehensive (loss) income, net of tax:
Change in unrealized loss of hedge derivatives
Foreign currency translation loss
Other
Total other comprehensive (loss) income
COMPREHENSIVE INCOME

$

$

2019

Year Ended December 31,
2018

2017

89,566

$

119,832

$

85,718

(2,401)
(22)
(595)
(3,018)
86,548

$

(1,973)
(32)
(741)
(2,746)
117,086

$

—
—
39
39
85,757

See accompanying Notes to Consolidated Financial Statements.

F-7

 
PATRICK INDUSTRIES, INC. 

CONSOLIDATED STATEMENTS OF FINANCIAL POSITION

(thousands except share data)
ASSETS
Current Assets

Cash and cash equivalents
Trade receivables, net
Inventories
Prepaid expenses and other
Total current assets

Property, plant and equipment, net
Operating lease right-of-use-assets
Goodwill
Intangible assets, net
Deferred financing costs, net
Other non-current assets

TOTAL ASSETS

LIABILITIES AND SHAREHOLDERS’ EQUITY
Current Liabilities

Current maturities of long-term debt
Current operating lease liabilities
Accounts payable
Accrued liabilities

Total current liabilities

Long-term debt, less current maturities, net
Long-term operating lease liabilities
Deferred tax liabilities, net
Other long-term liabilities

TOTAL LIABILITIES

COMMITMENTS AND CONTINGENCIES

SHAREHOLDERS’ EQUITY
Preferred stock, no par value; authorized 1,000,000 shares; none issued
Common stock, no par value; authorized 40,000,000 shares;
issued 2019 - 23,753,551 shares;
issued 2018 - 23,527,307 shares
Additional paid-in-capital
Accumulated other comprehensive loss
Retained earnings
TOTAL SHAREHOLDERS’ EQUITY
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY

See accompanying Notes to Consolidated Financial Statements.

F-8

December 31,

2019

2018

$

$

$

139,390
87,536
253,870
36,038
516,834
180,849
93,546
319,349
357,014
2,978
423
1,470,993

5,000
27,694
96,208
58,033
186,935
670,354
66,467
27,284
22,472
973,512

6,895
82,499
272,898
22,875
385,167
177,145
—
281,734
382,982
3,688
515
1,231,231

8,750
—
89,803
59,202
157,755
621,751
—
22,699
20,272
822,477

—

—

172,662
25,014
(5,698)
305,503
497,481
1,470,993

$

161,436
25,124
(2,680)
224,874
408,754
1,231,231

$

$

$

$

 
 
 
 
 
 
 
 
PATRICK INDUSTRIES, INC. 

CONSOLIDATED STATEMENTS OF CASH FLOWS  

(thousands)

CASH FLOWS FROM OPERATING ACTIVITIES
Net income
Adjustments to reconcile net income to net cash provided by operating
activities:
Depreciation and amortization
Amortization of convertible notes debt discount
Stock-based compensation expense

Deferred income taxes

Other
Change in operating assets and liabilities, net of acquisitions of
businesses:
Trade receivables

Inventories

Prepaid expenses and other assets

Accounts payable, accrued liabilities and other
Net cash provided by operating activities
CASH FLOWS FROM INVESTING ACTIVITIES

Capital expenditures

Proceeds from sale of property, equipment, facility and other

Business acquisitions, net of cash acquired
Net cash used in investing activities

CASH FLOWS FROM FINANCING ACTIVITIES

Term debt borrowings

Term debt repayments

Borrowing on revolver

Repayments on revolver

Proceeds from senior notes offering

Proceeds from convertible notes offering

Purchase of convertible notes hedges

Proceeds from sale of warrants

Cash dividends paid to shareholders

Stock repurchases under buyback program

Proceeds from public offering of common stock, net of expenses

Payments related to vesting of stock-based awards, net of shares tendered   
for taxes
Payment of deferred financing costs

Payment of contingent consideration from a business acquisition
Other financing activities

Net cash provided by financing activities

Increase (decrease) in cash and cash equivalents

Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year

See accompanying Notes to Consolidated Financial Statements.

F-9

Year Ended December 31,
2018

2017

2019

$

89,566

$ 119,832

$

85,718

62,795
7,021

15,436

5,593
(1,661)

55,052
5,885
13,981

759
(2,841)

5,768

26,680

19,682
(12,869)
1,079

192,410

(27,661)
4,402
(55,953)
(79,212)

92

1,654
(21,081)
200,013

(34,486)
6,463
(343,347)
(371,370)

7,500
(6,250)
653,129
(910,461)
300,000

36,981
(7,691)
1,211,464
(1,106,528)
—

—

—

—
(5,798)
(3,815)
—

(3,380)
(7,219)
(4,416)
7

19,297
132,495

6,895

172,500
(31,481)
18,147

—
(107,567)
—

(2,698)
(7,632)
—
(10)
175,485
4,128

2,767

33,541
—
10,411
(6,477)
422

(11,152)
(35,270)
(7,600)
30,308

99,901

(22,497)
1,211
(251,851)
(273,137)

—
(15,766)
673,830
(576,860)
—

—

—

—

—

—

93,306

(4,821)
(997)
—

862

169,554
(3,682)
6,449

$ 139,390

$

6,895

$

2,767

 
 
 
 
l
a
t
o
T

d
e
n
i
a
t
e
R

s
g
n
i
n
r
a
E

)
s
s
o
L
(

e
m
o
c
n
I

e
v
i
s
n
e
h
e
r
p
m
o
C

l
a
t
i
p
a
C

-
n
i
-
d
i
a
P

k
c
o
t

S

n
o
m
m
o
C

r
e
h
t
O

d
e
t
a
l
u
m
u
c
c
A

l
a
n
o
i
t
i
d
d
A

9
3

6
2
9

6
0
3
,
3
9

)
3
6
1
,
5
(

1
1
4
,
0
1

—

—

—

—

—

8
1
7
,
5
8

8
1
7
,
5
8

8
4
4
,
5
8
1

$

2
6
4
,
3
1
1

$

2
3
8
,
9
1
1

2
3
8
,
9
1
1

5
8
6
,
0
7
3

$

0
8
1
,
9
9
1

$

7
2

—

9
3

—

—

—

—

6
6

—

3

)
1
6
9
,
2
(

1
8
9
,
3
1

)
1
8
4
,
1
3
(

7
4
1
,
8
1

1
6
8
,
0
3

—

—

—

—

—

—

)
7
6
5
,
7
0
1
(

)
8
3
1
,
4
9
(

—

—

—

—

—

—

—

)
6
4
7
,
2
(

—

)
6
4
7
,
2
(

$

3
4
2
,
8

$

6
1
7
,
3
6

$

—

—

—

—

—

—

—

—

6
2
9

6
0
3
,
3
9

)
3
6
1
,
5
(

1
1
4
,
0
1

$

3
4
2
,
8

$

6
9
1
,
3
6
1

$

—

—

—

—

)
6
4
6
(

)
3
8
7
,
2
1
(

—

—

—

)
1
8
4
,
1
3
(

7
4
1
,
8
1

1
6
8
,
0
3

3

)
1
6
9
,
2
(

1
8
9
,
3
1

—

—

—

4
5
7
,
8
0
4

$

4
7
8
,
4
2
2

$

)
0
8
6
,
2
(

$

4
2
1
,
5
2

$

6
3
4
,
1
6
1

$

6
6
5
,
9
8

)
8
3
9
,
5
(

)
8
1
0
,
3
(

)
5
1
8
,
3
(

7

)
1
1
5
,
3
(

6
3
4
,
5
1

)
8
3
9
,
5
(

6
6
5
,
9
8

—

)
9
9
9
,
2
(

—

—

—

—

—

)
8
1
0
,
3
(

—

—

—

—

—

—

)
0
1
1
(

—

—

—

—

—

—

7

)
6
0
7
(

)
1
1
5
,
3
(

6
3
4
,
5
1

1
8
4
,
7
9
4

$

3
0
5
,
5
0
3

$

)
8
9
6
,
5
(

$

4
1
0
,
5
2

$

2
6
6
,
2
7
1

$

0
1
-
F

s
e
s
n
e
p
x
e

f
o

t
e
n

,
g
n
i
r
e
f
f
o

c
i
l
b
u
p

n
i

s
e
r
a
h
s

0
0
0
,
5
2
0
,
2

f
o

e
c
n
a
u
s
s
I

s
n
o
i
t
p
o

k
c
o
t
s

n
o
m
m
o
c

f
o

e
s
i
c
r
e
x
e

n
o
p
u

s
e
r
a
h
s

f
o

e
c
n
a
u
s
s
I

x
a
t

f
o

t
e
n

,
e
m
o
c
n
i

e
v
i
s
n
e
h
e
r
p
m
o
c

r
e
h
t
O

)
a
t
a
d

e
r
a
h
s

t
p
e
c
x
e

s
d
n
a
s
u
o
h
t
(

7
1
0
2

,
1

y
r
a
u
n
a
J

e
c
n
a
l
a
B

e
m
o
c
n
i

t
e
N

s
n
o
i
t
p
o

k
c
o
t
s

n
o
m
m
o
c

f
o

e
s
i
c
r
e
x
e

n
o
p
u

s
e
r
a
h
s

f
o

e
c
n
a
u
s
s
I

e
c
n
a
u
s
s
i

e
t
o
n

e
l
b
i
t
r
e
v
n
o
c

f
o

t
n
e
n
o
p
m
o
c

y
t
i
u
q
E

s
t
n
a
r
g

k
c
o
t
s

n
o

s
e
x
a
t

y
a
p

o
t

d
e
s
u
s
e
r
a
h
S

s
e
g
d
e
h

s
e
t
o
n

e
l
b
i
t
r
e
v
n
o
c

f
o

e
s
a
h
c
r
u
P

e
s
n
e
p
x
e

n
o
i
t
a
s
n
e
p
m
o
c

d
e
s
a
b
-
k
c
o
t
S

s
t
n
a
r
r
a
w

f
o

e
l
a
s

m
o
r
f

s
d
e
e
c
o
r
P

8
1
0
2

,
1
3

r
e
b
m
e
c
e
D
e
c
n
a
l
a
B

d
e
r
a
l
c
e
d
s
d
n
e
d
i
v
i
D

e
m
o
c
n
i

t
e
N

s
n
o
i
t
p
o
k
c
o
t
s
n
o
m
m
o
c

f
o

e
s
i
c
r
e
x
e
n
o
p
u
s
e
r
a
h
s

f
o

e
c
n
a
u
s
s
I

m
a
r
g
o
r
p
k
c
a
b
y
u
b
r
e
d
n
u
s
e
s
a
h
c
r
u
p
e
r
k
c
o
t
S

x
a
t

f
o
t
e
n

,
s
s
o
l

e
v
i
s
n
e
h
e
r
p
m
o
c

r
e
h
t
O

s
t
n
a
r
g
k
c
o
t
s
n
o
s
e
x
a
t
y
a
p
o
t
d
e
s
u
s
e
r
a
h
S

e
s
n
e
p
x
e
n
o
i
t
a
s
n
e
p
m
o
c
d
e
s
a
b
-
k
c
o
t
S

9
1
0
2

,
1
3
r
e
b
m
e
c
e
D
e
c
n
a
l
a
B

.
s
t
n
e
m
e
t
a
t

S

l
a
i
c
n
a
n
i
F
d
e
t
a
d
i
l
o
s
n
o
C
o
t

s
e
t
o
N
g
n
i
y
n
a
p
m
o
c
c
a

e
e
S

s
t
n
a
r
g

k
c
o
t
s

n
o

s
e
x
a
t

y
a
p

o
t

d
e
s
u
s
e
r
a
h
S

e
s
n
e
p
x
e

n
o
i
t
a
s
n
e
p
m
o
c

d
e
s
a
b
-
k
c
o
t
S

7
1
0
2

,
1
3

r
e
b
m
e
c
e
D
e
c
n
a
l
a
B

e
m
o
c
n
i

t
e
N

m
a
r
g
o
r
p

k
c
a
b
y
u
b

r
e
d
n
u

s
e
s
a
h
c
r
u
p
e
r

k
c
o
t
S

x
a
t

f
o

t
e
n

,
s
s
o
l

e
v
i
s
n
e
h
e
r
p
m
o
c

r
e
h
t
O

Y
T
I
U
Q
E

'

S
R
E
D
L
O
H
E
R
A
H
S
F
O
S
T
N
E
M
E
T
A
T
S
D
E
T
A
D
I
L
O
S
N
O
C

.

C
N
I

,

S
E
I
R
T
S
U
D
N
I
K
C
I
R
T
A
P

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PATRICK INDUSTRIES, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

1.  BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES

Nature of Business

Patrick Industries, Inc. (“Patrick” or the “Company”) operations consist of the manufacture and distribution of 
component products and materials for use primarily by the recreational vehicle (“RV”), marine, manufactured 
housing (“MH”) and industrial markets for customers throughout the United States and Canada. At December 31, 
2019, the Company maintained 125 manufacturing plants and 48 distribution facilities located in 23 states, China, 
Canada and the Netherlands. Patrick operates in two business segments: Manufacturing and Distribution.

Principles of Consolidation

The accompanying consolidated financial statements have been prepared pursuant to the rules and regulations of the 
Securities and Exchange Commission and in accordance with accounting principles generally accepted in the United 
States of America (“U.S. GAAP”). The consolidated financial statements include the accounts of Patrick and its 
wholly owned subsidiaries. All significant intercompany accounts and transactions have been eliminated in 
consolidation. Certain prior year amounts have been reclassified to conform with current year presentation and such 
reclassifications are immaterial.

In preparation of Patrick’s consolidated financial statements as of December 31, 2019, management evaluated all 
material subsequent events or transactions that occurred after the balance sheet date through the date of issuance of 
the Form 10-K to determine those requiring recognition or disclosure in the consolidated financial statements.  

Financial Periods

The Company maintains its financial records on the basis of a fiscal year ending on December 31, with the fiscal 
quarters spanning thirteen weeks, with the first, second and third quarters ending on the Sunday closest to the end of 
the first, second and third 13-week periods, respectively. The first three quarters of fiscal year 2019 ended on March 
31, 2019, June 30, 2019 and September 29, 2019. The first three quarters of fiscal year 2018 ended on April 1, 2018, 
July 1, 2018 and September 30, 2018. The first three quarters of 2017 ended on March 26, 2017, June 25 2017, and 
September 24, 2017.

Use of Estimates

The preparation of the consolidated financial statements in conformity with U.S. GAAP requires management to 
make estimates and assumptions that affect the amounts reported in the consolidated financial statements and 
accompanying notes. Estimates include the valuation of goodwill and indefinite-lived intangible assets, the valuation 
of long-lived assets, the allowance for doubtful accounts, excess and obsolete inventories, the valuation of estimated 
contingent consideration and deferred tax asset valuation allowances. Actual results could differ from the amounts 
reported.

Revenue Recognition   

See Note 3 for further information on our revenue recognition accounting policies. 

Costs and Expenses

Cost of goods sold includes material costs, direct and indirect labor, overhead expenses, inbound freight charges, 
inspection costs, internal transfer costs, receiving costs, and other costs.

F-11

Warehouse and delivery expenses include salaries and wages, building rent and insurance, and other overhead costs 
related to distribution operations and delivery costs related to the shipment of finished and distributed products to 
customers.

Stock Based Compensation

Compensation expense related to the fair value of restricted stock and restricted stock unit ("RSU") awards as of the 
grant date is calculated based on the Company’s closing stock price on the date of grant. In addition, the Company 
estimates the fair value of all stock option and stock appreciation rights (“SARS”) awards as of the grant date by 
applying the Black-Scholes option-pricing model. The use of this valuation model involves assumptions that are 
judgmental and highly sensitive in the determination of compensation expense and include the dividend yield and 
exercise price. Expected volatilities take into consideration the historical volatility of the Company’s common stock. 
The expected term of options and SARS represents the period of time that the options and SARS granted are 
expected to be outstanding based on historical Company trends. The risk free interest rate is based on the U.S. 
Treasury yield curve in effect at the time of grant for instruments of a similar term.

Income Per Common Share

Basic net income per common share is computed by dividing net income by the weighted-average number of 
common shares outstanding. Diluted net income per common share is computed by dividing net income by the 
weighted-average number of common shares outstanding, plus the dilutive effect of stock options, SARS, and 
restricted stock and RSU awards (collectively, “Common Stock Equivalents”). The dilutive effect of Common Stock 
Equivalents is calculated under the treasury stock method using the average market price for the period. Certain 
Common Stock Equivalents were not included in the computation of diluted net income per common share because 
the exercise prices of those Common Stock Equivalents were greater than the average market price of the common 
shares. See Note 15 for the calculation of both basic and diluted net income per common share.

Cash and Cash Equivalents 

The Company considers all highly liquid investments with a maturity of three months or less at the time of purchase 
to be cash equivalents.

Trade Receivables  

Trade receivables consist primarily of amounts due to the Company from its normal business activities. In assessing 
the carrying value of its trade receivables, the Company estimates the recoverability by making assumptions based 
on factors such as current overall and industry-specific economic conditions, historical and anticipated customer 
performance, historical write-off and collection experience, the level of past-due amounts, and specific risks 
identified in the trade receivables portfolio.

Allowance for doubtful accounts was immaterial at December 31, 2019 and 2018, and changes in the allowance 
were immaterial for the years ended December 31, 2019, 2018 and 2017. 

Inventories 

Inventories are stated at the lower of cost (first-in, first-out method) and net realizable value. Based on the inventory 
aging and other considerations for realizable value, the Company writes down the carrying value to net realizable 
value where appropriate. The Company reviews inventory on-hand and records provisions for excess and obsolete 
inventory based on current assessments of future demand, market conditions, and related management initiatives. 
The cost of manufactured inventories includes raw materials, inbound freight, labor and overhead. The Company’s 
distribution inventories include the cost of materials purchased for resale and inbound freight.

F-12

Prepaid Expenses and Other 

The following table summarizes balances in prepaid expenses and other:

(thousands)
Vendor rebates receivable
Income tax receivable
Prepaid expenses
Deposits
Prepaid income taxes
Total

Property, Plant and Equipment 

2019
11,524
3,895
7,571
1,409
11,639
36,038

$

$

2018
10,127
2,030
8,419
2,299
—
22,875

$

$

Property, plant and equipment (“PP&E”) is generally recorded at cost. Depreciation is computed primarily by the 
straight-line method applied to individual items based on estimated useful lives, which generally range from 10 to 
30 years for buildings and improvements, and from three to seven years for machinery, equipment and transportation 
equipment. Leasehold improvements are amortized over the lesser of their useful lives or the related lease term. The 
recoverability of PP&E is evaluated whenever events or changes in circumstances indicate that the carrying amount 
of the assets may not be recoverable, primarily based on estimated selling price, appraised value or projected future 
cash flows.

Goodwill and Intangible Assets  

Goodwill and indefinite-lived intangible assets are not amortized but are subject to an annual impairment test based 
on their estimated fair value. The Company performs the required test for goodwill and indefinite-lived intangible 
assets impairment in the fourth quarter, or more frequently, if events or changes in circumstances indicate that the 
carrying value may exceed the fair value. Definite-lived intangible assets are amortized over their useful lives, as 
detailed further in Note 7, and are also subject to an impairment test based on estimated undiscounted cash flows 
when impairment indicators exist. 

Impairment of Long-Lived Assets 

When events or conditions warrant, the Company evaluates the recoverability of long-lived assets other than 
goodwill and indefinite-lived intangible assets and considers whether these assets are impaired.  The Company 
assesses the recoverability of these assets based upon several factors, including management's intention with respect 
to the assets and their projected future undiscounted cash flows.  If projected undiscounted cash flows are less than 
the carrying amount of the assets, the Company adjusts the carrying amounts of such assets to their estimated fair 
value. A significant adverse change in the Company’s business climate in future periods could result in a significant 
loss of market share or the inability to achieve previously projected revenue growth and could lead to a required 
assessment of the recoverability of the Company’s long-lived assets, which may subsequently result in an 
impairment charge.

Fair Value and Financial Instruments

The Company accounts for certain assets and liabilities at fair value. The fair values are separated into three broad 
levels (Levels 1, 2 and 3) based on the assessment of the availability of observable market data and the significance 
of non-observable data used to determine fair value. Each fair value measurement must be assigned to a level 
corresponding to the lowest level input that is significant to the fair value measurement in its entirety. The three 
levels are as follows: 

•  Level 1 inputs, which are quoted prices (unadjusted) in active markets for identical assets or liabilities that 

the reporting entity has the ability to access at the measurement date. 

F-13

•  Level 2 inputs, which are inputs other than quoted prices included within Level 1 that are observable for the 
asset or liability, either directly or indirectly. If the asset or liability has a specified (contractual) term, a 
Level 2 input must be observable for substantially the full term of the asset or liability. 

•  Level 3 inputs, which are unobservable inputs for the asset or liability. These unobservable inputs reflect 

the entity’s own assumptions about the assumptions that market participants would use in pricing the asset 
or liability, and are developed based on the best information available in the circumstances (which might 
include the reporting entity’s own data).

The carrying amounts of cash equivalents, representing government and other money market funds traded in an 
active market, are reported on the consolidated statements of financial position as a component of "Cash and cash 
equivalents". The carrying amount of cash equivalents at December 31, 2019, which approximated fair value 
because of the relatively short maturities, was approximately $132.6 million, valued using Level 1 inputs, with no 
corresponding amount at December 31, 2018.

The carrying amounts of the 2019 Term Loan and the 2019 Revolver (each as defined herein) and of the 2018 Term 
Loan and the 2018 Revolver (each as defined herein) approximated fair value as of December 31, 2019 and 
December 31, 2018, respectively, based upon terms and conditions available to the Company at those dates in 
comparison to the terms and conditions of its outstanding debt. The estimated fair value of the Convertible Notes (as 
defined herein), calculated using Level 2 inputs, was approximately $162.5 million and $130.3 million as of 
December 31, 2019 and 2018, respectively. The estimated fair value of the Senior Notes (as defined herein), 
calculated using Level 2 inputs, was approximately $320.3 million as of December 31, 2019. The estimated fair 
value of the Company's interest rate swaps are valued using Level 2 inputs and discussed in further detail in Note 9. 
The estimated fair value of the Company's contingent consideration is valued using Level 3 inputs and is discussed 
further in Note 4.

Income Taxes 

Deferred taxes are provided on an asset and liability method whereby deferred taxes are recognized based on 
temporary differences between the reported amounts of assets and liabilities and their tax basis. Deferred tax assets 
are reduced by a valuation allowance when it is more likely than not that some portion or all of the deferred tax 
assets may not be realized.

The Company reports a liability, if any, for unrecognized tax benefits resulting from uncertain tax positions taken or 
expected to be taken in a tax return. The Company recognizes interest and penalties, if any, related to unrecognized 
tax benefits in income tax expense.  

2.      RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS

Leases

In February 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update 
(“ASU”) 2016-02, "Leases (Topic 842)", which requires in part that an entity recognize lease assets and lease 
liabilities on its statement of financial position for leases that were previously classified as operating leases under 
U.S. GAAP. 

In July 2018, the FASB issued ASU 2018-11, "Leases (Topic 842): Targeted Improvements", which offered practical 
expedient alternatives to the modified retrospective adoption of Accounting Standards Codification (“ASC”) 842. 

The Company adopted ASC 842 effective January 1, 2019, and recorded approximately $88 million in lease right-
of-use assets and corresponding lease liabilities, with no material impact on the consolidated statement of 
shareholders' equity, income, comprehensive income or cash flows. See Note 16 for further information.

Goodwill Impairment  

In January 2017, the FASB issued ASU 2017-04, "Intangibles-Goodwill and Other (Topic 350): Simplifying the Test 
for Goodwill Impairment". This ASU simplifies the accounting for goodwill impairments by eliminating step two 
from the goodwill impairment test. The standard requires that the impairment loss be measured as the excess of the 

F-14

reporting unit's carrying amount over its fair value. It eliminates the second step that requires the impairment to be 
measured between the implied value of a reporting unit's goodwill and its carrying value. The standard is effective 
for annual and any interim impairment tests for periods beginning after December 15, 2019 and early adoption is 
permitted. The Company adopted this ASU 2017-04 on January 1, 2020 and the adoption did not have a material 
effect on its consolidated financial statements. 

Credit Losses

In June 2016, the FASB issued ASU 2016-13 “Financial Instruments – Credit Losses: Measurement of Credit Losses 
on Financial Instruments”, which amends certain provisions of ASC 326, “Financial Instruments-Credit Loss”. The 
ASU changes the impairment model for most financial assets and certain other instruments. For trade and other 
receivables, held to maturity debt securities, loans and other instruments, entities will be required to use a new 
forward-looking “expected loss” model that generally will result in the earlier recognition of allowances for losses. 
Additionally, entities will be required to disclose more information with respect to credit quality indicators, 
including information used to track credit quality by year of origination for most financing receivables. The ASU is 
effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years and 
will be applied as a cumulative effect adjustment to retained earnings as of the beginning of the first reporting period 
for which the guidance is effective. The Company adopted ASU 2016-13 on January 1, 2020 and the adoption did 
not have a material effect on its consolidated financial statements.

3.  REVENUE RECOGNITION

The Company is a major manufacturer and distributor of component products and materials serving original 
equipment manufacturers in the RV, MH, marine, and industrial industries. Revenue is recognized when or as 
control of the promised goods transfers to the Company's customers in an amount that reflects the consideration the 
Company expects to be entitled to in exchange for those goods. The Company’s contracts typically consist of a 
single performance obligation to manufacture and provide the promised goods. To the extent a contract is deemed to 
have multiple performance obligations, the Company allocates the transaction price of the contract to each 
performance obligation using the standalone selling price of each distinct good in the contract. The transaction price 
for contracts may include reductions to the transaction price for estimated volume discounts and rebates and other 
customer incentives.

Manufacturing segment revenue is recognized when control of the products transfers to the customer which is the 
point when the customer gains the ability to direct the use of and obtain substantially all the remaining benefits from 
the asset, which is generally upon delivery of goods. In limited circumstances, where the products are customer 
specific with no alternative use to the Company, and the Company has a legally enforceable right to payment for 
performance to date with a reasonable margin, revenue is recognized over the contract term based on the cost-to-cost 
method. However, such revenue is not material to the consolidated financial statements.

Distribution segment revenue from product sales is recognized on a gross basis upon shipment or delivery of goods 
at which point control transfers to the customer. The Company acts as a principal in such arrangements because it 
controls the promised goods before delivery to the customer. The Company uses direct shipment arrangements with 
certain vendors and suppliers to deliver products to its customers without having to physically hold the inventory at 
its warehouses. The Company is the principal in the transaction and recognizes revenue for direct shipment 
arrangements on a gross basis. Our role as principal in our distribution sales is generally characterized by (i) 
customers entering into contracts with the Company, not the vendor; (ii) our obligation to pay the vendor 
irrespective of our ability to collect from the customer; (iii) our discretion in determining the price of the good 
provided to the customer; (iv) our title to the goods before the customer receives or accept the goods; and (v) our 
responsibility for the quality and condition of goods delivered to the customer. 

F-15

In the following table, revenue from contracts with customers, net of intersegment sales, is disaggregated by market 
type and by reportable segment, consistent with how the Company believes the nature, amount, timing, and 
uncertainty of revenue and cash flows are affected by economic factors:

(thousands)

Market type:

Recreational Vehicle

Manufactured Housing

Industrial

Marine

Total

(thousands)
Market type:
Recreational Vehicle
Manufactured Housing
Industrial
Marine
Total

Year Ended December 31, 2019

Manufacturing

Distribution

Total

$

$

$

$

$

897,848

176,665

250,969

316,781

389,345

260,121

33,595

11,758

$

1,287,193

436,786

284,564

328,539

1,642,263

$

694,819

$

2,337,082

Year Ended December 31, 2018

Manufacturing

Distribution

Total

1,069,981
163,513
246,168
265,805
1,745,467

$

$

364,276
111,178
33,813
8,327
517,594

$

$

1,434,257
274,691
279,981
274,132
2,263,061

Sales and other taxes collected concurrent with revenue-producing activities are excluded from net sales. 

The Company records freight billed to customers in net sales. The corresponding costs incurred for shipping and 
handling related to these customer billed freight costs are accounted for as costs to fulfill the contract and are 
included in warehouse and delivery expenses.

The Company’s contracts across each of its businesses typically do not result in situations where there is a time 
period greater than one year between performance under the contract and collection of the related consideration. The 
Company does not account for a significant financing component when the Company expects, at contract inception, 
that the period between the Company's transfer of a promised good or service to a customer and the customer’s 
payment for that good or service will be one year or less.

The Company recognizes the incremental costs of obtaining contracts as an expense when incurred if the 
amortization period of the incurred costs that the Company otherwise would have capitalized is one year or less. 
These costs, representing primarily sales commissions, are included in selling, general and administrative expenses.

The Company does not disclose information about the transaction price being allocated to the remaining 
performance obligations at period end, as the Company does not have material contracts that have original expected 
durations of more than one year.

Contract Liabilities  

Contract liabilities, representing upfront payments from customers received prior to satisfying performance 
obligations, were immaterial in all periods presented and changes in contract liabilities were immaterial in all 
periods presented. 

F-16

4.  ACQUISITIONS

General

The Company completed the acquisitions discussed below during December 31, 2019, 2018 and 2017. The 
acquisitions were funded through cash on hand or through borrowings under the Company’s credit facility in 
existence at the time of acquisition. Assets acquired and liabilities assumed in the individual acquisitions were 
recorded on the Company’s consolidated statements of financial position at their estimated fair values as of the 
respective dates of acquisition. For each acquisition, the Company completes its allocation of the purchase price to 
the fair value of acquired assets and liabilities within a one-year measurement period. For those acquisitions where 
the purchase price allocation is provisional, which includes only those acquisitions completed in 2019, the Company 
generally is still in the process of finalizing the fair values of acquired intangible assets, fixed assets, and, if 
applicable, contingent consideration and deferred tax assets and liabilities. In general, the acquisitions described 
below provided the opportunity for the Company to either establish a new presence in a particular market and/or 
expand its product offerings in an existing market and increase its market share and per unit content.

For each acquisition, the excess of the purchase consideration over the fair value of the net assets acquired is 
recorded as goodwill, which generally represents the combined value of the Company’s existing purchasing, 
manufacturing, sales, and systems resources with the organizational talent and expertise of the acquired companies’ 
respective management teams to maximize efficiencies, revenue impact, market share growth and net income. The 
goodwill recognized is expected to be deductible for income tax purposes for each of the acquisitions with the 
exception of the 2018 acquisition of Marine Accessories Corporation and the 2017 acquisition of Leisure Product 
Enterprises, LLC, for which goodwill is expected to be partially deductible for income tax purposes, and the 2019 
acquisition of G.G. Schmitt & Sons, Inc. and the 2018 acquisition of LaSalle Bristol, for which goodwill is not 
deductible for income tax purposes. Intangible asset values were estimated using income-based valuation 
methodologies. See Note 7 for information regarding the amortization periods assigned to acquired definite-lived 
intangible assets.

For the years ended December 31, 2019, 2018 and 2017, revenue of approximately $8.3 million, $249.3 million and 
$109.7 million, respectively, was included in the Company’s consolidated statements of income pertaining to the 
businesses acquired in each such year.

For the years ended December 31, 2019, 2018 and 2017, operating income of approximately $0.9 million, $23.2 
million and $13.1 million, respectively, was included in the Company’s consolidated statements of income 
pertaining to the businesses acquired in each such year. Acquisition-related costs associated with the businesses 
acquired in 2019, 2018 and 2017 were immaterial. 

Contingent Consideration

In connection with certain acquisitions, if certain financial targets for the acquired businesses are achieved, the 
Company is required to pay additional cash consideration. The Company records a liability for the fair value of the 
contingent consideration related to each of these acquisitions as part of the initial purchase price based on the 
present value of the expected future cash flows and the probability of future payments at the date of acquisition. The 
liability for the contingent consideration is measured at fair value in subsequent periods, with the changes in fair 
value recorded in the consolidated statements of income. 

The aggregate fair value of the contingent consideration as of December 31, 2019 was $9.6 million, $2.0 million of 
which is included in the line item "Accrued liabilities" and $7.6 million is included in “Other long-term liabilities” 
on the consolidated statement of financial position. At December 31, 2018, the fair value was $13.8 million, $4.4 
million of which was included in the line item "Accrued liabilities" and $9.4 million was included in "Other long-
term liabilities". The liability for contingent consideration expires at various dates through December 2023. The 
contingent consideration arrangements are subject to a maximum payment amount of up to $17.2 million in the 
aggregate as of December 31, 2019. In 2019, the Company recorded a $3.1 million non-cash decrease to accrued 
liabilities, which is included within selling, general and administrative expense in the consolidated statement of 

F-17

income, partly offset by a $0.7 million non-cash accretion of other long term liabilities, representing changes in the 
amount of consideration expected to be paid. In 2019, the Company made cash payments of approximately $4.4 
million related to contingent consideration liabilities, recording a corresponding reduction to accrued liabilities.

2019 Acquisitions 

Acquisitions completed in 2019 include previously announced Topline Counters, LLC, a Sumner, Washington-based 
designer and manufacturer of kitchen and bathroom countertops for residential and commercial markets, and G.G. 
Schmitt & Sons, Inc. ("G.G. Schmitt"), a Sarasota, Florida-based designer and manufacturer of customized hardware 
and structural components for the marine industry. The total initial consideration for these acquisitions was $54.3 
million, plus contingent consideration over a one-year period based on future performance in connection with the 
acquisition of G.G. Schmitt. The preliminary purchase price allocations are subject to valuation activities being 
finalized, and thus all required purchase accounting adjustments are subject to change within the measurement 
period as the Company finalizes its estimates. These acquisitions are included in the Manufacturing segment.

2018 Acquisitions 

Metal Moulding Corporation (“MMC”)
In February 2018, the Company completed the acquisition of the business and certain assets of Madison, Tennessee-
based MMC, a manufacturer of custom metal fabricated products, primarily for the marine market, including hinges, 
arm rests, brackets, panels and trim, as well as plastic products including boxes, inlay tables, steps, and related 
components, for a net initial purchase price of $19.9 million, plus contingent consideration over a one-year period 
based on future performance. MMC is included in the Manufacturing segment.  

Aluminum Metals Company, LLC (“AMC”)

In February 2018, the Company completed the acquisition of the business and certain assets of Elkhart, Indiana-
based AMC, a manufacturer of aluminum products including coil, fabricated sheets and extrusions and roofing 
products, primarily for the RV, industrial and marine markets, for a net purchase price of $17.8 million. AMC is 
included in the Manufacturing segment.  

IMP Holdings, LLC d/b/a Indiana Marine Products (“IMP”)

In March 2018, the Company completed the acquisition of the business and certain assets of Angola, Indiana-based 
IMP, a manufacturer of fully-assembled helm assemblies, including electrical wiring harnesses, dash panels, 
instrumentation and gauges, and other products primarily for the marine market, for a net initial purchase price of 
$18.6 million, plus contingent consideration over a three-year period based on future performance. IMP is included 
in the Manufacturing segment.  

Collins & Company, Inc. (“Collins”)
In March 2018, the Company completed the acquisition of the business and certain assets of Bristol, Indiana-based 
Collins, a distributor of appliances, trim products, fuel systems, flooring, tile, and other related building materials 
primarily to the RV market as well as the housing and industrial markets, for a net purchase price of $40.0 million. 
Collins is included in the Distribution segment. 

Changes from previously reported estimated amounts as of December 31, 2018 include a decrease to intangible 
assets of $3.6 million and a $3.6 million offsetting increase to goodwill. 

Dehco, Inc. (“Dehco”)

In April 2018, the Company completed the acquisition of Dehco, a distributor and manufacturer of flooring, kitchen 
and bath products, adhesives and sealants, electronics, appliances and accessories, LP tanks, and other related 
building materials, primarily for the RV market as well as the MH, marine and other industrial markets, for a net 
purchase price of $52.8 million. Dehco has operating facilities in Indiana, Oregon, Pennsylvania and Alabama.  
Dehco is included in the Manufacturing and Distribution segments. 

F-18

Changes from previously reported estimated amounts as of December 31, 2018 include a decrease to intangible 
assets of $0.3 million and a $0.3 million offsetting increase to goodwill. 

Dowco, Inc. (“Dowco”)

In May 2018, the Company completed the acquisition of Dowco, a designer and manufacturer of custom designed 
boat covers and bimini tops, full boat enclosures, mounting hardware, and other accessories and components for the 
marine market, for a net purchase price of $56.3 million, net of cash acquired. Dowco has operating facilities in 
Wisconsin, Missouri, Indiana, and Minnesota. Dowco is included in the Manufacturing segment. 

Changes from previously reported estimated amounts as of December 31, 2018 include a $2.7 million increase to 
property, plant and equipment and a $3.3 million increase to goodwill, offset by a $5.9 million decrease to intangible 
assets and a $0.1 million increase in accounts payable and accrued liabilities. 

Marine Accessories Corporation (“MAC”) 

In June 2018, the Company acquired 100% of the membership interests of Maryville, Tennessee-based MAC, a 
manufacturer, distributor and aftermarket supplier of custom tower and canvas products and other related 
accessories to OEMs, dealers, retailers and distributors within the marine market, as well as direct to consumers, for 
a net purchase price of $57.0 million, net of cash acquired. MAC is included in the Manufacturing and Distribution 
segments. 

Changes from previously reported estimated amounts as of December 31, 2018 include a $6.5 million decrease to 
intangible assets and a $1.0 million decrease to property, plant and equipment, offset by a decrease in deferred taxes 
and other liabilities of $1.1 million and an increase to goodwill of $6.4 million. 

Engineered Metals and Composites, Inc. (“EMC”) 

In September 2018, the Company completed the acquisition of the business and certain assets of West Columbia, 
South Carolina-based EMC, a designer and manufacturer of custom marine towers, frames, and other fabricated 
component products for OEMs in the marine industry, for a net initial purchase price of $25.3 million, plus 
contingent consideration over a three-month period based on future performance. EMC is included in the 
Manufacturing segment. 

After adjusting for a $0.1 million increase to the estimated purchase price reported at December 31, 2018 due to a 
final working capital adjustment of $0.1 million, changes from previously reported estimated amounts as of 
December 31, 2018 include an increase to intangible assets of $1.6 million, an increase to inventory of $0.1 million, 
a decrease to property, plant and equipment of $0.8 million, a decrease to goodwill of $0.6 million and an increase to 
accounts payable of $0.2 million. 

LaSalle Bristol (“LaSalle”)

In November 2018, the Company completed the acquisition of LaSalle, a distributor and manufacturer of plumbing, 
flooring, tile, lighting, air handling and building products for the MH, RV, and industrial markets, for a net purchase 
price of $51.5 million, net of cash acquired. LaSalle is headquartered in Elkhart, Indiana and operates a total of 15 
manufacturing and distribution centers located in North America. LaSalle is included in the Manufacturing and 
Distribution segments.

After adjusting for a $1.5 million increase in the estimated purchase price reported at December 31, 2018 due to a 
final working capital adjustment of $1.5 million, changes from previously reported estimated amounts as of 
December 31, 2018 are related primarily to a $6.7 million increase to intangible assets, a $0.8 decrease to deferred 
tax liabilities, a $0.8 million increase to goodwill, a $0.7 million increase to accounts receivable and a $0.3 million 
increase to prepaid expenses, partly offset by a $6.7 million decrease to inventory, a $0.8 million decrease to 
property, plant and equipment and a $0.3 million increase in accounts payable and accrued liabilities. 

F-19

2017 Acquisitions

Medallion Plastics, Inc. (“Medallion”)

In March 2017, the Company acquired the business and certain assets of Elkhart, Indiana-based Medallion, 
a designer, engineer and manufacturer of custom thermoformed products and components which include dash and 
trim panels and fender skirts for the RV market, and complete interior packages, bumper covers, hoods, and trims for 
the automotive, specialty transportation and other industrial markets, for a net purchase price of $9.9 million. 
Medallion is included in the Manufacturing segment.

Leisure Product Enterprises, LLC (“LPE”)

In April 2017, the Company acquired 100% of the membership interests of LPE for a net purchase price of 
approximately $73.3 million. LPE is comprised of three complementary manufacturing companies primarily serving 
the marine and industrial markets: Marine Electrical Products, located in Lebanon, Missouri, supplies marine OEMs 
with fully-assembled boat dash and helm assemblies, including electrical wire harnesses as well as custom parts and 
assemblies for the industrial, commercial, and off-road vehicle markets; Florida Marine Tanks, located in 
Henderson, North Carolina, supplies aluminum fuel and holding tanks for marine and industrial customers; and 
Marine Concepts/Design Concepts, with facilities located in Sarasota, Florida and Cape Coral, Florida, designs, 
engineers and manufactures CNC plugs, open and closed composite molds, and CNC molds for fiberglass boat 
manufacturers. LPE is included in the Manufacturing segment.

Indiana Technologies, Inc. d/b/a Wire Design (“Wire Design”)

In July 2017, the Company acquired the business and certain assets of Elkhart, Indiana-based Wire Design, a 
manufacturer of wire harnesses for the RV, marine and industrial markets, for a net purchase price of $10.8 million. 
Wire Design is included in the Manufacturing segment.

Baymont, Inc. (“Baymont”)

In September 2017, the Company acquired the business and certain assets of Baymont, a manufacturer and supplier 
of fiberglass showers, tubs, and tile systems for the MH and industrial markets, with operating facilities located in 
Golden, Mississippi and Belmont, Mississippi.  The net purchase price was $3.8 million, plus contingent 
consideration over a six-year period based on future performance. Baymont is included in the Manufacturing 
segment.

Indiana Transport, Inc. (“Indiana Transport”)

In November 2017, the Company acquired the business and certain assets of Elkhart, Indiana-based Indiana 
Transport, a transportation and logistics service provider primarily to OEMs and dealers in the RV market, for a net 
purchase price of $58.8 million. Indiana Transport is included in the Distribution segment. 

LMI, Inc. and Related Companies (collectively, “LMI”)

In November 2017, the Company acquired LMI, a designer, fabricator, and installer of specialty glass, mirror, bath 
and closet building products to residential housing and commercial high-rise builders, general contractors, retailers, 
and RV manufacturers in the U.S., for a purchase price of $80.3 million, net of cash acquired. LMI is headquartered 
in Ontario, California and operates six manufacturing and distribution centers in California and Nevada and an 
additional manufacturing facility in China. LMI is included in the Manufacturing segment.

Nickell Moulding Company, Inc. (“Nickell”)

In December 2017, the Company acquired the business and certain assets of Elkhart, Indiana-based Nickell, a 
manufacturer of hardwood and wrapped mouldings and trim, custom wood frames, and door components for the RV, 
retail and hospitality, MH, and other markets, for a net purchase price of $12.6 million. Nickell is included in the 
Manufacturing segment.

F-20

The following table summarizes the fair values of the assets acquired and liabilities assumed as of the date of the 
acquisition for 2019, 2018 and 2017 acquisitions. As noted above, the purchase price allocations for the 2019 
acquisitions are preliminary and subject to finalization: 

(thousands)

Trade
receivables

Inventories

Property,
plant and
equipment

Prepaid
expenses
& other

Intangible
assets

Goodwill

Less:
Total
liabilities

Less:
Deferred
taxes

Total net
assets
acquired

2019(1)

2018
MMC(2)
AMC
IMP(3)
Collins

Dehco

Dowco

MAC
EMC(4)
LaSalle

Other

$

10,115 $

7,257 $

5,200 $

103 $ 17,766 $ 24,088 $

5,699 $ 1,922 $ 56,908

$

1,463 $

2,324 $

2,085 $

— $

8,540 $

7,668 $

827 $ — $ 21,253

3,942

1,943
2,830

4,771

4,053

3,054

623

8,957

473

5,623

4,286
9,903

2,321

1,463
1,188

16,923

13,755

4,498

6,815

1,678

39,293

329

8,566

7,003

1,684

7,670

280

39

13
5

208

1,240

284

6,550

12,920
18,430

13,950

28,435

26,190

— 17,350

6,560

12,551

13

1,667

1,755

8,803
10,237

6,580

13,732

25,669

7,483

4,520

919

2,463

2,930
2,586

3,392

4,178

4,227

987

28,882

195

— 17,767

— 26,498
— 40,007

— 52,795

— 56,346

7,767

57,021

— 27,831

(798)
—

51,467

3,486

2018 Totals

$

32,109 $

91,672 $

46,015 $ 8,362 $146,583 $ 87,366 $ 50,667 $ 6,969 $ 354,471

2017

Medallion

$

2,233 $

2,605 $

1,713 $

118 $

3,100 $

1,342 $

1,200 $ — $

9,911

LPE

Wire Design
Baymont(5)

Indiana
Transport

LMI
Nickell

Other

5,848

615

—

6,379

11,205
1,784

—

5,162

437

1,174

—

9,071
1,547

250

9,225

555

2,067

2,594

6,028
1,240

2,668

337

33,275

39,945

6,358

14,140

73,294

21

—

5,590

3,166

4,052

1,502

1,309

449
—

—

31,675

32,810
6,250

—

19,950

29,241
2,331

668

491

69

3,117

8,471
556

124

— 10,779

—

7,840

— 58,790

— 80,333
— 12,596

—

3,462

2017 Totals

$

28,064 $

20,246 $

26,090 $ 2,234 $115,866 $ 99,031 $ 20,386 $14,140 $ 257,005

(1) Total net assets acquired for the 2019 acquisitions reflect the estimated liability of $2.6 million pertaining to the fair value of contingent 
consideration relating to the acquisition of G.G. Schmitt. The actual net cash paid for 2019 acquisitions of $54.3 million is included in “Cash 
Flows from Investing Activities - Business Acquisitions” on the consolidated statement of cash flows for the year ended December 31, 2019. 
None of the 2019 acquisitions were individually material and therefore aggregated information has been presented.

(2) Total net assets acquired for MMC reflect the estimated liability of $1.4 million pertaining to the fair value of the contingent consideration.  
The actual net cash paid for the MMC acquisition of $19.9 million is included in “Cash Flows from Investing Activities - Business Acquisitions” 
on the consolidated statement of cash flows for the year ended December 31, 2018.  

(3) Total net assets acquired for IMP reflect the estimated liability of $7.9 million pertaining to the fair value of the contingent consideration. The 
actual net cash paid for the IMP acquisition of $18.6 million is included in “Cash Flows from Investing Activities - Business Acquisitions” on the 
consolidated statement of cash flows for the year ended December 31, 2018.  

(4) Total net assets acquired for EMC reflect the estimated liability of $2.5 million pertaining to the fair value of the contingent consideration.  
The actual net cash paid for the EMC acquisition of $25.3 million is included in the amount of $25.2 million in “Cash Flows from Investing 

F-21

Activities - Business Acquisitions” on the consolidated statement of cash flows for the year ended December 31, 2018 and $0.1 million on the 
consolidated statement of cash flows for the year ended December 31, 2019.

(5) Total net assets acquired for Baymont include the estimated liability of $4.0 million pertaining to the fair value of the contingent 
consideration. The actual net cash paid for the Baymont acquisition of $3.8 million is included in "Cash Flows from Investing Activities - 
Business Acquisitions" on the consolidated statement of cash flows for the year ended December 31, 2017.  

Pro Forma Information (Unaudited) 

The following pro forma information assumes the 2019 and 2018 acquisitions occurred as of the beginning of the 
year immediately preceding each such acquisition. The pro forma information contains the actual operating results 
of each of the 2019 and 2018 acquisitions, combined with the results prior to their respective acquisition dates, 
adjusted to reflect the pro forma impact of the acquisitions occurring as of the beginning of the year immediately 
preceding each such acquisition. 

The pro forma information includes financing and interest expense charges based on the actual incremental 
borrowings incurred in connection with each transaction as if it occurred as of the beginning of the year immediately 
preceding each such acquisition.

In addition, the pro forma information includes amortization expense, in the aggregate, related to intangible assets 
acquired of $1.3 million and $7.0 million for the years ended December 31, 2019 and 2018, respectively, in 
connection with the acquisitions as if they occurred as of the beginning of the year immediately preceding each such 
acquisition. 

(thousands except per share data)

Net sales

Net income

Basic net income per common share

Diluted net income per common share

2019

2018

$

2,397,225

$

2,658,544

92,847

133,234

4.03

3.99

5.55

5.48

The pro forma information is presented for informational purposes only and is not necessarily indicative of the 
results of operations that actually would have been achieved had the acquisitions been consummated as of that time, 
nor is it intended to be a projection of future results.  

5. 

INVENTORIES

Inventories as of December 31, 2019 and 2018 consist of the following: 

(thousands)

Raw materials

Work in process

Finished goods

Less: reserve for inventory excess and obsolescence

Total manufactured goods, net

Materials purchased for resale (distribution products)

Less: reserve for inventory excess and obsolescence

Total materials purchased for resale (distribution products), net

Total inventories

F-22

2019

2018

$ 162,238

$ 164,408

14,272

28,446
(10,123)
194,833

60,918
(1,881)
59,037
$ 253,870

12,829

28,341
(5,354)
200,224

74,914
(2,240)
72,674

$ 272,898

 
6.  PROPERTY, PLANT AND EQUIPMENT

Property, plant and equipment, net, consists of the following at December 31, 2019 and 2018: 

(thousands)

Land and improvements

Building and improvements

Machinery and equipment

Transportation equipment

Leasehold improvements

Property, plant and equipment, at cost

Less: accumulated depreciation and amortization

Property, plant and equipment, net

2019

$

9,754

$

67,493

204,383

6,640

14,738

2018

8,686

59,701

191,142

4,972

11,873

303,008
(122,159)
$ 180,849

276,374
(99,229)
$ 177,145

Total depreciation expense for property, plant and equipment for fiscal 2019, 2018, and 2017 was $26.9 million, 
$20.8 million and $14.2 million, respectively. 

7.  GOODWILL AND INTANGIBLE ASSETS

Changes in the carrying amount of goodwill for the years ended December 31, 2019 and 2018 by segment are as 
follows: 

(thousands)

Balance - January 1, 2018

Acquisitions

Adjustment to prior year preliminary purchase price allocation

Balance - December 31, 2018

Acquisitions

Adjustment to prior year preliminary purchase price allocation

Manufacturing Distribution

Total

$

179,471 $

28,573 $

208,044

56,704
(830)

235,345
21,488

11,569

17,138

678

46,389
—

4,558

73,842
(152)

281,734
21,488

16,127

Balance - December 31, 2019

$

268,402 $

50,947 $

319,349

Goodwill at December 31, 2019 and 2018 includes $27.4 million of accumulated impairment in the manufacturing 
segment. 

For the definite-lived intangible assets attributable to the 2019 acquisitions, the useful life pertaining to non-compete 
agreements was three years, and the useful life pertaining to customer relationships for 2019 acquisitions was 10 
years.  

Intangible assets, net consist of the following at December 31, 2019 and 2018:  

F-23

(thousands)

Customer relationships

Non-compete agreements

Patents

Trademarks

Less: accumulated amortization

2019

$

357,513

16,202

16,495

88,524

478,734

(121,720)

Intangible assets, net

$

357,014

Weighted
Average
Useful Life
(years)
10.1

5.0

14.6

Indefinite

$

$

Weighted
Average
Useful Life
(years)
10.1

4.9

8.9

Indefinite

2018

366,228

19,159

1,048

82,358

468,793
(85,811)
382,982

Changes in the carrying value of intangible assets for the years ended December 31, 2019 and 2018 by segment are 
as follows: 

(thousands)

Balance - January 1, 2018

Acquisitions

Amortization

Adjustment to prior year preliminary purchase price allocation

Balance - December 31, 2018

Acquisitions

Amortization

Adjustment to prior year preliminary purchase price allocation

Balance - December 31, 2019

$

Manufacturing
220,540
$

Distribution
42,927
$

Total 
263,467

$

112,517
(27,413)
(1,159)
304,485
17,922
(29,457)

(10,827)
282,123

42,085
(6,800)
285

78,497
—
(6,451)

2,845

$

74,891

$

154,602
(34,213)
(874)
382,982
17,922
(35,908)

(7,982)
357,014

Amortization expense for the next five fiscal years ending December 31 related to definite-lived intangible assets as 
of December 31, 2019 is estimated to be (in thousands): 2020 - $38,208; 2021 - $37,669; 2022 - $36,844; 2023 - 
$35,640; and 2024 - $34,045.  

F-24

 
 
 
 
 
 
8.  DEBT

A summary of total debt outstanding at December 31, 2019 and 2018 is as follows:  

(thousands)

Long-term debt:

Revolver

Term Loan

  Senior Notes

  Convertible Notes

Total long-term debt

Less: Convertible Notes discount and deferred financing costs, net

Less: Senior Notes deferred financing costs, net

Less: Current maturities of long-term debt

Less: Term Loan deferred financing costs, net

Total long-term debt, less current maturities, net

$

2019

2018

$

135,000

$

392,332

97,500

300,000

172,500

705,000
(23,260)
(5,844)
(5,000)
(542)
670,354

$

96,250

—

172,500

661,082
(30,125)
—
(8,750)
(456)
621,751

Senior Notes

On September 17, 2019, the Company issued $300 million aggregate principal amount of 7.50% Senior Notes due 
2027 (the “Senior Notes”). The Senior Notes will mature on October 15, 2027. Interest on the Senior Notes will 
accrue from September 17, 2019 and is payable semi-annually in cash in arrears on April 15 and October 15 of each 
year, beginning on April 15, 2020. The effective interest rate on the Senior Notes, which includes debt issuance 
costs, was 7.83%. In connection with the issuance of the Senior Notes, the Company incurred and capitalized as a 
reduction of the principal amount of the Senior Notes approximately $6.0 million in deferred financing costs which 
will be amortized using the effective interest rate over the term of the Senior Notes. 

The Senior Notes are senior unsecured indebtedness of the Company and are guaranteed by each of the Company’s 
subsidiaries that guarantee the obligations of the Company under the 2019 Credit Facility (as defined herein). The 
Company may redeem the Senior Notes, in whole or in part, at any time (a) prior to October 15, 2022, at a price 
equal to 100% of the principal amount thereof, plus the applicable premium described in the associated indenture 
and accrued and unpaid interest and (b) on or after October 15, 2022 at specified redemption prices set forth in the 
indenture, plus accrued and unpaid interest. In addition, prior to October 15, 2022, the Company may redeem, in one 
or more transactions, up to an aggregate of 40% of the original principal amount of the Senior Notes at a redemption 
price equal to 107.5% of the principal amount thereof, plus accrued and unpaid interest, with the net cash proceeds 
of one or more equity offerings. If the Company experiences specific kinds of changes of control, the Company 
must offer to repurchase all of the Senior Notes (unless otherwise redeemed) at a price equal to 101% of the 
aggregate principal amount thereof, plus accrued and unpaid interest.

2019 Credit Facility

Simultaneously with the issuance of the Senior Notes, the Company entered into the Third Amended and Restated 
Credit Agreement (the “2019 Credit Agreement”). The 2019 Credit Agreement amended and extended the 
Company’s 2018 Credit Agreement (as defined herein) and consists of a $550 million senior secured revolver (the 
“2019 Revolver”) and a $100 million senior secured term loan (the “2019 Term Loan” and together with the 2019 
Revolver, the “2019 Credit Facility”). The maturity date for borrowings under the 2019 Credit Agreement is 
September 17, 2024. Upon the satisfaction of certain conditions, and obtaining incremental commitments from its 
lenders, the Company may be able to increase the borrowing capacity of the 2019 Credit Facility by up to $250 
million.

F-25

Borrowings under the 2019 Credit Facility are secured by substantially all personal property assets of the Company 
and any domestic subsidiary guarantors. Pursuant to the 2019 Credit Agreement:

•  The 2019 Term Loan is due in consecutive quarterly installments in the following amounts: (i) beginning 
September 30, 2019, through and including June 30, 2021, $1,250,000 and (ii) beginning September 30, 
2021, and each quarter thereafter, $2,500,000, with the remaining balance due at maturity;

•  The interest rates for borrowings under the 2019 Revolver and the 2019 Term Loan are the Prime Rate or 
LIBOR plus a margin, which ranges from 0.00% to 0.75% for Prime Rate loans and from 1.00% to 1.75% 
for LIBOR loans depending on the Company’s consolidated total leverage ratio, as defined below. The 
Company is required to pay fees on unused but committed portions of the 2019 Revolver, which range from 
0.15% to 0.225%; and

•  Covenants include requirements as to a maximum consolidated total net leverage ratio (4.00:1.00, 

increasing to 4.50:1.00 in certain circumstances in connection with Company acquisitions) and a minimum 
consolidated fixed charge coverage ratio (1.50 :1.00) that are tested on a quarterly basis, a minimum 
liquidity requirement applicable during the six-month period preceding the maturity of the Convertible 
Notes, and other customary covenants. 

At December 31, 2019, the Company had $97.5 million outstanding under the 2019 Term Loan under the LIBOR-
based option, and borrowings outstanding under the 2019 Revolver of $135.0 million under the LIBOR-based 
option. The interest rate for incremental borrowings at December 31, 2019 was LIBOR plus 1.5% (or 3.31%) for the 
LIBOR-based option. The fee payable on committed but unused portions of the 2019 Revolver was 0.20% at 
December 31, 2019. The weighted average interest rate for 2019 borrowings under the 2018 Revolver and 2019 
Revolver was 4.59%, and 4.53% for 2019 borrowings under the 2018 Term Loan and 2019 Term Loan. 

2018 Credit Facility

The 2018 Credit Agreement was amended by the 2019 Credit Agreement on September 17, 2019 as discussed above. 
The Company recorded a $0.7 million loss on extinguishment of debt in the third quarter of 2019 in connection with 
the replacement of the 2018 Credit Facility with the 2019 Credit Facility. The Company's previous credit agreement 
(the "2018 Credit Agreement") consisted of an $800 million revolving credit loan (the “2018 Revolver”) and a $100 
million term loan (the “2018 Term Loan” and, together with the 2018 Revolver, the “2018 Credit Facility”). At 
December 31, 2018, the Company had $96.3 million outstanding under the 2018 Term Loan under the LIBOR-based 
option, and borrowings outstanding under the 2018 Revolver of: (i) $388.0 million under the LIBOR-based option 
and (ii) $4.3 million under the Base Rate-based option. The interest rate for incremental borrowings at December 31, 
2018 was the Prime Rate plus 1.00% (or 6.50%) for the Base Rate-based option, or LIBOR plus 2.00% (or 4.56%) 
for the LIBOR-based option. The weighted average interest rate on borrowings in 2018 was 4.05% for the 2018 
Term Loan and 4.20% for the 2018 Revolver.

2015 Credit Facility 

Prior to June 5, 2018, the Company's credit facility was established under its Amended and Restated Credit 
Agreement, dated April 28, 2015, with Wells Fargo Bank, National Association (“Wells Fargo”), as Administrative 
Agent and a lender, and the lenders party thereto, as amended (the “2015 Credit Agreement”). The 2015 Credit 
Agreement consisted of a $417.3 million revolving credit loan (the “2015 Revolver”) and up to an $82.7 million 
term loan (the “2015 Term Loan” and, together with the Revolver, the “2015 Credit Facility”). The 2015 Credit 
Facility had a maturity date of March 17, 2022 and was replaced by the 2018 Credit Facility. 

F-26

Convertible Senior Notes

In January 2018, the Company issued $172.5 million aggregate principal amount of 1.00% Convertible Senior Notes 
due 2023 (the “Convertible Notes”). The total debt discount of $36.0 million at issuance consisted of two 
components: (i) the conversion option component, recorded to shareholders' equity, in the amount of $31.9 million, 
representing the difference between the principal amount of the Convertible Notes upon issuance less the present 
value of the future cash flows of the Convertible Notes and (ii) debt issuance costs of $4.1 million. The unamortized 
portion of the total debt discount is being amortized to interest expense over the life of the Convertible Notes. The 
effective interest rate on the Convertible Notes, which includes the non-cash interest expense of debt discount 
amortization and debt issuance costs, was 5.25% as of December 31, 2019 and 2018. 

The net proceeds from the issuance of the Convertible Notes were approximately $167.5 million, after deducting the 
initial purchasers’ discounts and commissions and offering expenses payable by the Company, but before deducting 
the net cost of the Convertible Note Hedge Transactions and the Warrant Transactions (each as defined herein) 
described in Note 9. The Convertible Notes are senior unsecured obligations of the Company and pay interest semi-
annually in arrears on February 1 and August 1 of each year at an annual rate of 1.00% beginning August 1, 2018. 
The Convertible Notes will mature on February 1, 2023 unless earlier repurchased or converted in accordance with 
their terms. The Convertible Notes are convertible by the noteholders, in certain circumstances and subject to certain 
conditions, into cash, shares of common stock of the Company, or a combination thereof, at the Company’s election. 
The initial conversion rate for the Convertible Notes is 11.3785 shares of the Company's common stock per $1,000 
principal amount of the Convertible Notes (or 1,962,790 shares in the aggregate) and is equal to an initial conversion 
price of approximately $87.89 per share.  If an event of default on the Convertible Notes occurs, the principal 
amount of the Convertible Notes, plus accrued and unpaid interest (including additional interest, if any) may be 
declared immediately due and payable, subject to certain conditions. 

Convertible Notes holders can convert their Convertibles Notes on or after August 1, 2022 at any time at their 
option. Holders may convert Convertible Notes prior to August 1, 2022, only under the following circumstances: (i) 
during any calendar quarter commencing after the calendar quarter ending on June 30, 2018, if the last reported sale 
price of the Company's common stock for at least 20 trading days (whether or not consecutive) during a period of 30 
consecutive trading days ending on the last trading day of the immediately preceding calendar quarter is greater than 
or equal to 130% of the conversion price on each applicable trading day, (ii) during the five business day period after 
any five consecutive trading day period in which the trading price per $1,000 principal amount of notes for each 
trading day of the measurement period was less than 98% of the product of the last reported sale price of our 
common stock and the conversion rate on each such trading day and (iii) upon the occurrence of certain specified 
distributions or corporate events. 

Debt Maturities

As of December 31, 2019, the aggregate maturities of total long-term debt for the next five fiscal years and 
thereafter are as follows (in thousands): 

2020

2021

2022

2023

2024

Thereafter

Total

$

$

5,000

7,500

10,000

182,500

200,000

300,000

705,000

Five standby letters of credit totaling $3.9 million were outstanding at December 31, 2019 that exist to meet credit 
requirements for the Company’s insurance providers.

F-27

Cash paid for interest for the years ended December 31, 2019, 2018 and 2017 was $22.1 million, $18.4 million and 
$8.6 million, respectively.

9.  DERIVATIVE FINANCIAL INSTRUMENTS

Convertible Note Hedge Transactions and Warrant Transactions

In January 2018, in connection with the Convertible Notes offering, the Company entered into privately negotiated 
convertible note hedge transactions (together, the “Convertible Note Hedge Transactions”) with each of Bank of 
America, N.A. and Wells Fargo Bank, National Association (together, the “Hedge Counterparties”). Pursuant to the 
Convertible Note Hedge Transactions, the Company acquired options to purchase the same number of shares of the 
Company's common stock (or 1,962,790 shares) initially underlying the Convertibles Notes at an initial strike price 
equal to the initial strike price of the Convertible Notes of approximately $87.89 per share, subject to customary 
anti-dilution adjustments. The options expire on February 1, 2023, subject to earlier exercise. 

At the same time, the Company also entered into separate, privately negotiated warrant transactions (the “Warrant 
Transactions”) with each of the Hedge Counterparties, pursuant to which the Company sold warrants to purchase the 
same number of shares of the Company’s common stock (or 1,962,790 shares) underlying the Convertible Notes, at 
an initial strike price of approximately $113.93 per share, subject to customary anti-dilution adjustments. The 
warrants have a final expiration date of September 20, 2023.  

The Company paid $31.5 million associated with the cost of the Convertible Note Hedge Transactions and received 
proceeds of $18.1 million related to the Warrant Transactions. The Convertible Note Hedge Transactions are 
expected generally to reduce potential dilution to the Company’s common stock upon any conversion of the 
Convertible Notes and/or offset any cash payments the Company is required to make in excess of the principal 
amount of converted Convertible Notes. However, the Warrant Transactions could separately have a dilutive effect 
on the Company's common stock to the extent that the market price per share of the common stock exceeds the 
strike price of the warrants. 

As these transactions meet certain accounting criteria, the Convertible Note Hedges Transactions and Warrant 
Transactions are recorded in stockholders’ equity and are not accounted for as derivatives.

Interest Rate Swaps

The Company's credit facility exposes the Company to risks associated with the variability in interest expense 
associated with fluctuations in LIBOR. To partially mitigate this risk, the Company entered into interest rate swaps. 
As of December 31, 2019, the Company had a combined notional principal amount of $200.0 million of interest rate 
swap agreements, all of which are designated as cash flow hedges. These swap agreements effectively convert the 
interest expense associated with a portion of the Company's variable rate debt from variable interest rates to fixed 
interest rates and have maturities ranging from February 2022 to March 2022.

The following table summarizes the fair value of derivative contracts included in the accompanying consolidated 
balance sheet (in thousands): 

Derivatives accounted for as cash flow hedges

Balance sheet location

Interest rate swap agreements

Other long-term
liabilities

December 31,
2019

December 31,
2018

$

5,868

$

2,652

Fair value of derivative liabilities

The interest rate swaps are comprised of over-the-counter derivatives, which are valued using models that primarily 
rely on observable inputs such as yield curves, and are classified as Level 2 in the fair value hierarchy. 

F-28

10.  ACCUMULATED OTHER COMPREHENSIVE LOSS

Accumulated other comprehensive loss primarily includes unrealized gains and losses on derivatives that qualify as 
hedges of cash flows and cumulative foreign currency translation adjustments. The activity in accumulated other 
comprehensive loss was as follows: 

(thousands)

Balance at January 1, 2018

Other comprehensive loss (net of tax
benefit of $679, $254 and $0)

Balance at December 31, 2018

Other comprehensive loss (net of tax
benefit of $816, $204 and $0)
Balance at December 31, 2019

11.  ACCRUED LIABILITIES

$

$

$

Cash Flow
Hedges

Other

Foreign
Currency Items

Total

— $

66

$

— $

66

(1,973)

(1,973) $

(2,401)

(4,374) $

(741)
(675) $

(595)
(1,270) $

(32)
(32) $

(22)
(54) $

(2,746)
(2,680)

(3,018)
(5,698)

Accrued liabilities as of December 31, 2019 and 2018 include the following: 

(thousands)

Employee compensation and benefits

Property taxes

Customer incentives

Accrued interest

Other

Total accrued liabilities

12.  INCOME TAXES            

2019

$

28,717

$

3,657

12,297

7,460

5,902

$

58,033

$

2018

31,898

3,405

10,318

1,232

12,349

59,202

On December 22, 2017, the U.S. government enacted comprehensive tax legislation commonly referred to as the 
Tax Cuts and Jobs Act (the “TCJA”). The TCJA makes broad and complex changes to the U.S. tax code, including, 
but not limited to: (1) reducing the U.S. federal corporate tax rate from 35% to 21% for tax years ending after 
December 31, 2017; (2) bonus depreciation that will allow for full expensing in the year placed in service of 
qualified property acquired and placed in service after September 27, 2017; (3) repealing the Domestic Production 
Activities Deduction for years beginning after December 31, 2017; and (4) requiring a current inclusion in U.S. 
federal taxable income of certain earnings of controlled foreign corporations.

The Company has accounted for in its 2019 and 2018 income tax provision the impact of Global Intangible Low-
Taxed Income, base-erosion anti-abuse tax, interest expense limitations under Section 163(j), and foreign-derived 
intangible income deductions, although such provisions were either not applicable or resulted in a zero or immaterial 
impact to the consolidated financial statements.

F-29

The provision for income taxes for the years ended December 31, 2019, 2018 and 2017 consists of the following: 

(thousands)

Current:

Federal

State

Foreign

Total current

Deferred:

Federal

State

Total deferred

Income taxes

2019

2018

2017

$

17,587

$

22,578

$

5,019

61

22,667

4,529

1,064

5,593

8,725

85

31,388

1,529
(770)
759

$

28,260

$

32,147

$

27,833

6,036

—

33,869

(6,289)
(188)
(6,477)
27,392

A reconciliation of the differences between the actual provision for income taxes and income taxes at the federal 
statutory income tax rate of 21% for the years ended December 31, 2019 and 2018 and at the federal statutory 
income tax rate of 35% for the year ended December 31, 2017 is as follows:

(thousands)

2019

2018

2017

Rate applied to pretax income

State taxes, net of federal tax effect

$

24,744

5,147

21.0 % $
4.4 %

6,427

4.2 %

31,916

21.0 % $

39,588

35.0 %

— — %

— — %

4,060
(7,699)

3.6 %

(6.8)%

Remeasurement of net deferred tax liabilities
Excess tax benefit on stock-based
compensation
Other

Income taxes

(833)

(798)

$

28,260

(0.7)%
(0.7)%
24.0 % $

(6,685)
489

(4.4)%

0.4 %

32,147

21.2 % $

(6,009)
(2,548)
27,392

(5.3)%

(2.3)%

24.2 %

F-30

 
 
 
The composition of the deferred tax assets and liabilities as of December 31, 2019 and 2018 is as follows:  

(thousands)

2019

Long-term deferred income tax assets (liabilities):

Trade receivables allowance

$

417

$

Inventory capitalization

Accrued expenses

Deferred compensation

Inventory reserves

Federal NOL carryforwards

State NOL carryforwards

Valuation allowance - NOL

Share-based compensation

Operating lease right-of-use assets
Operating lease liabilities

Other

Intangibles

Depreciation expense

Prepaid expenses

2,226

5,987

413

4,651

1,113

953
(872)
7,221
(23,910)
24,160

2,015
(28,160)
(22,368)
(1,130)

Net deferred tax liabilities

$

(27,284) $

2018

418

2,591

6,123

462

1,278

1,607

2,060
(649)
5,848

—
—

1,432
(26,419)
(16,562)
(888)

(22,699)

The Company paid income taxes of $36.1 million, $28.2 million and $38.6 million in 2019, 2018 and 2017, 
respectively.

As of December 31, 2019 and December 31, 2018, the Company had gross federal, state, and foreign net operating 
losses, of approximately $24.5 million and $53.9 million, respectively.  These loss carryforwards generally expire 
between tax years ending December 31, 2020 and December 31, 2037.  The components of the valuation allowance 
relate to certain acquired federal, state and foreign net operating loss carryforwards that the Company anticipates 
will not be utilized prior to their expiration, either due to income limitations or limitations under Section 382. The 
tax effected values of these net operating losses are $2.0 million and $3.7 million at December 31, 2019 and 2018, 
respectively, exclusive of valuation allowances of $0.9 million and $0.6 million at December 31, 2019 and 2018, 
respectively.

The Company is subject to periodic audits by domestic tax authorities. For the majority of tax jurisdictions, the U.S. 
federal statute of limitations remains open for the years 2015 and later. The Company is currently under audit by the 
Internal Revenue Service for the 2015 and 2016 tax years. Uncertain tax benefits were immaterial at December 31, 
2019 and 2018 and activity related to uncertain tax benefits was immaterial for all periods presented. 

13.  SHAREHOLDERS’ EQUITY

Preferred Stock

The Company has 1,000,000 shares of preferred stock authorized, without par value, the issuance of which is subject 
to approval by the Board of Directors (the “Board”). The Board has the authority to fix the number, rights, 
preferences and limitations of the shares, subject to applicable laws and the provisions of the Articles of 
Incorporation.

F-31

 
 
Common Stock

In May 2017, the Company's shareholders approved an amendment to the Articles of Incorporation to increase the 
number of shares of common stock authorized, without par value, from 20,000,000 shares to 40,000,000 shares, of 
which 23,753,551 and 23,527,307 shares were issued and outstanding as of December 31, 2019 and 2018, 
respectively.   

The Company issued 428,852 shares in 2019, 226,595 shares in 2018 and 411,212 shares in 2017 related to stock-
based compensation plans and for the exercise of stock options and SARS. The Company made repurchases of 
83,512 shares in 2019, 43,900 shares in 2018 and 82,970 shares in 2017 for the sole purpose of satisfying the 
minimum tax withholding obligations of employees upon the vesting of stock awards held by the employees.

In addition, in 2019 and 2018, the Company repurchased 102,932 shares and 1,984,095 shares, respectively, of its 
common stock through a stock repurchase program. There were no shares repurchased under a stock repurchase 
program in 2017.  See Note 14 for further details.

On March 14, 2017, the Company completed a public offering of 2,025,000 shares of its common stock at a price of 
$48.67 per share for gross proceeds of $98.6 million. The net proceeds from the offering of $93.3 million were used 
to pay down a portion of the Company's outstanding indebtedness.

14.  STOCK REPURCHASE PROGRAMS

In January 2018, the Board approved a stock repurchase program that authorized the repurchase of up to $50.0 
million of the Company's common stock over a 24-month period (the "2018 Repurchase Plan") to replace a 2016 
Repurchase Plan that expired in January 2018. 

In May 2018, the Board approved an increase in the amount of the Company's common stock that may be acquired 
over 24 months under the current stock repurchase program to $50.0 million, which included $8.5 million remaining 
under the original $50.0 million authorization announced in January 2018.  

In October 2018, the Board approved an increase in the amount of the Company's common stock that may be 
acquired over 24 months under the current stock repurchase program to $50.0 million, which included $3.6 million 
remaining under the $50.0 million authorization announced in May 2018. In 2018, the Company repurchased 
1,984,095 shares under the 2018 repurchase program at an average price of $54.21 per share for a total cost of 
$107.6 million. 

In 2019, the Company repurchased 102,932 shares under the 2018 repurchase program at an average price of $37.06 
per share for a total cost of $3.8 million. 

The Company’s common stock does not have a stated par value. As a result, repurchases of common stock have 
been reflected, using an average cost method, as a reduction of common stock, additional paid-in-capital and 
retained earnings in the Company’s consolidated statements of financial position.

F-32

15.  NET INCOME PER COMMON SHARE

Income per common share is calculated for the years ended December 31, 2019, 2018 and 2017 as follows: 

(thousands except per share data)

Net income

2019

2018

2017

$

89,566

$ 119,832

$

85,718

Weighted average common shares outstanding - basic

Effect of potentially dilutive securities

Weighted average common shares outstanding - diluted

23,058

222

23,280

23,995

322

24,317

24,230

413

24,643

Basic net income per common share

Diluted net income per common share

Cash dividends paid per common share

$

$

$

3.88

3.85

0.25

$

$

$

4.99

4.93

$

$

3.54

3.48

— $

—

The impact on diluted net income per common share from antidilutive securities excluded from the calculation was 
immaterial for all periods presented. 

On February 25, 2020, the Company’s Board of Directors declared a cash dividend of $0.25 per share of common 
stock.  The dividend will be payable on March 23, 2020 to shareholders of record at the close of business on March 
9, 2020.

16.  LEASES

As discussed in Note 2, the Company adopted the provisions of ASC 842 on January 1, 2019 using the modified 
retrospective approach as of the effective date of ASC 842. Accordingly, financial results in periods reported prior to 
2019 are unchanged.

As a result of the adoption of ASC 842, operating leases for certain warehouses, buildings, forklifts, trucks, trailers 
and other equipment are now recognized as right-of-use assets and corresponding short-term and long-term lease 
liabilities. The Company utilized a package of available practical expedients in the adoption of ASC 842, which, 
among them, does not require the reassessment of operating versus capital lease classification. 

Leases with an initial term of 12 months or less are not recorded on the balance sheet and expense related to these 
short term leases was immaterial for fiscal 2019. Lease and non-lease components in the fixed base rent of facility 
and equipment leases are included as a single component and accounted for as a lease. Pursuant to ASC 842, the 
Company elected to use the remaining non-cancellable lease term as of January 1, 2019 in determining the 
lease term at the date of adoption and the corresponding incremental borrowing rate for such leases. Variable lease 
expense, principally related to trucks, forklifts, and index-related facility rent escalators, was immaterial for the year 
ended December 31, 2019. Leases have remaining lease terms of one year to eleven years. Certain leases 
include options to renew for an additional term. Where there is reasonable certainty to utilize a renewal option, we 
include the renewal option in the lease term used to calculate operating lease right-of-use assets and lease liabilities. 

F-33

 
Lease expense, supplemental cash flow information, and other information related to leases were as follows: 

(thousands)

Operating lease cost

Cash paid for amounts included in the measurement of lease liabilities:

Operating cash flows for operating leases

Right-of-use assets obtained in exchange for lease obligations:

Operating leases

Balance sheet information related to leases was as follows: 

(thousands, except lease term and discount rate)
Assets

Operating lease right-of-use assets
Liabilities

Operating lease liabilities, current portion

Long-term operating lease liabilities
Total lease liabilities

Weighted average remaining lease term, operating leases (in years)

Weighted average discount rate, operating leases

$

$

$

$

$

$

Year Ended

December 31, 2019

December 31, 2019

31,653

30,677

37,112

93,546

27,694

66,467

94,161

4.2

3.7%

F-34

Maturities of operating lease liabilities were as follows at December 31, 2019:

(thousands)

2020

2021

2022

2023

2024

Thereafter

Total lease payments

Less imputed interest

Total

Disclosures related to periods prior to the adoption of ASC 842:

Future minimum lease payments were as follows at December 31, 2018: 

(thousands)

2019

2020

2021

2022

2023

Thereafter

Total

$

$

$

$

30,443

24,300

18,465

13,481

9,072

5,867

101,628
(7,467)
94,161

29,345

23,344

16,165

9,602

5,357

4,883

88,696

17.  COMMITMENTS AND CONTINGENCIES

The Company is subject to proceedings, lawsuits, audits, and other claims arising in the normal course of business. 
All such matters are subject to uncertainties and outcomes that are not predictable with assurance. Accruals for these 
items, when applicable, have been provided to the extent that losses are deemed probable and are reasonably 
estimable. These accruals are adjusted from time to time as developments warrant.

Although the ultimate outcome of these matters cannot be ascertained, on the basis of present information, amounts 
already provided, availability of insurance coverage and legal advice received, it is the opinion of management that 
the ultimate resolution of these proceedings, lawsuits, and other claims will not have a material adverse effect on the 
Company’s consolidated financial position, results of operations, or cash flows.

18.  COMPENSATION PLANS

Stock-Based Compensation

The Company has various stock option and stock-based incentive plans and various agreements whereby stock 
options, restricted stock awards, and SARS were made available to certain key employees, directors, and others 
based upon meeting various individual, divisional or company-wide performance criteria and time-based criteria. All 
such awards qualify and are accounted for as equity awards. Equity incentive plan awards, which are granted under 
the Company's 2009 Omnibus Incentive Plan (the "2009 Plan"), are intended to retain and reward key employees for 

F-35

outstanding performance and efforts as they relate to the Company’s short-term and long-term objectives and its 
strategic plan.    

The Company recorded compensation expense of $15.4 million, $14.0 million and $10.4 million for the years ended 
December 31, 2019, 2018 and 2017, respectively, on the consolidated statements of income for its stock-based 
compensation plans. As of December 31, 2019, there was approximately $19.8 million of total unrecognized 
compensation cost related to share-based compensation arrangements granted under incentive plans. That cost is 
expected to be recognized over a weighted-average period of approximately 15 months.

Stock Options:

Stock options vest ratably over either three or four years and have nine-year contractual terms.  

On January 17, 2017, the Company’s Compensation Committee of the Board (the "Compensation Committee") 
approved the grant of 340,110 stock options under the 2009 Plan at an exercise price per share of $53.83.  The stock 
options vest pro-rata over four years, commencing on January 17, 2018, and have nine-year contractual terms. There 
were no stock options granted in 2018 and 2019. 

The following table summarizes the Company’s option activity during the years ended December 31, 2019, 2018 
and 2017: 

Years ended December 31

2019

2018

2017

(shares in thousands)

Shares

Weighted
Average
Exercise
Price

Weighted
Average
Exercise
Price

Weighted
Average
Exercise
Price

Shares

Shares

Outstanding beginning of year

545 $

44.35

548 $

44.07

Granted during the year

Forfeited during the year

Exercised during the year

Outstanding end of year

Vested Options:

Vested during the year

Eligible end of year for exercise

—

—

(9)

—

—

0.67

536 $

45.11

—

—
(3)
545 $

—

—

0.78

44.35

288 $

340

—
(80)
548 $

23.59

53.83

—

11.62

44.07

115 $

336 $

50.46

41.07

115 $

230 $

50.46

34.72

30 $

118 $

40.95

18.36

Aggregate intrinsic value ($ in thousands):

Total options outstanding

Options exercisable

Options exercised

$

$

$

4,398

4,051

381

$

$

$

1,570

1,570

195

$ 13,932

$

$

6,037

2,601

Weighted average fair value of options
granted during the year

       N/A

N/A

$

17.76

The aggregate intrinsic value (excess of market value over the option exercise price) in the table above is before 
income taxes, and assuming the Company’s closing stock price of $52.43, $29.61 and $69.45 per share as of 
December 31, 2019, 2018 and 2017, respectively, is the price that would have been received by the option holders 
had those option holders exercised their options as of that date. 

The cash received from the exercise of stock options was immaterial in 2019 and 2018, and approximately $0.9 
million in 2017. The income tax benefit related to the stock options exercised in 2019 and 2018 was immaterial and 

F-36

 
 
 
 
 
was approximately $0.9 million in 2017. The grant date fair value of stock options vested in 2019, 2018 and 2017 
was $5.8 million, $5.8 million and $1.2 million, respectively. 

A summary of options outstanding and exercisable at December 31, 2019 is as follows:  

(shares in thousands)

Options Outstanding

Options Exercisable

2013 Grant:

Exercise price - $12.30

2016 Grant:

Exercise price - $40.95

2017 Grant:

Exercise price - $53.83

Shares
Outstanding

Remaining
Contractual
Life (years)

Exercise
Price

Shares
Exercisable

Exercise
Price

75

121

340

3.0 $

12.30

75 $

12.30

5.8 $

40.95

91 $

40.95

6.0 $

53.83

170 $

53.83

The following table presents assumptions used in the Black-Scholes model for the stock options granted in 2017. 
There were no stock options granted in 2019 and 2018.

Dividend rate

Risk-free interest rate

Expected option life (years)

Price volatility

2017

—

2.00%

5.75

30.84%

As of December 31, 2019, there was approximately $1.9 million of total unrecognized compensation expense related 
to the stock options, which is expected to be recognized over a weighted-average remaining life of approximately 
12.2 months.

Stock Appreciation Rights (SARS):

On January 17, 2017, the Compensation Committee approved the grant of 340,128 SARS under the 2009 Plan 
divided into four tranches of 85,032 shares each, at strike prices of $53.83, $60.03, $66.93 and $74.63 per share. The 
SARS vest pro-ratably over four years from the grant date and have nine-year contractual terms. The SARS are to be 
settled in shares of common stock, or at the sole discretion of the Board in cash. The grant date fair value of these 
awards totaled $5.0 million and this amount is being amortized over the four-year vesting period. There were no 
SARS granted in 2018 and 2019.  

F-37

 
The following table summarizes the Company’s SARS activity during the years ended December 31, 2019, 2018 
and 2017:

Years ended December 31

2019

2018

2017

(shares in thousands)

Total SARS:

Weighted
Average
Exercise
Price

Weighted
Average
Exercise
Price

Weighted
Average
Exercise
Price

Shares

Shares

Shares

Outstanding beginning of year

535 $

54.53

535 $

54.53

Granted during the year

Forfeited during the year

Exercised during the year

Outstanding end of year

Vested SARS:

Vested during the year

Eligible end of year for exercise

—

—

—

—

—

—

—

—

—

—

—

—

535 $

54.53

535 $

54.53

270 $

340

—
(75)
535 $

32.29

63.85

—

16.50

54.53

115 $

336 $

60.71

50.04

115 $

220 $

60.71

44.46

30 $

105 $

51.87

26.66

Aggregate intrinsic value ($ in thousands):

Total SARS outstanding

SARS exercisable

SARS exercised

  $
  $
  $

3,190

3,066

—

  $

$

  $

983

983

—

  $

  $

  $

8,458

4,521

3,822

Weighted average fair value of SARS
granted during the year

N/A

N/A

$

14.66

The aggregate intrinsic value (excess of market value over the SARS exercise price) in the table above is before 
income taxes, and assuming the Company’s closing stock price of $52.43, $29.61 and $69.45 per share as of 
December 31, 2019, 2018 and 2017, respectively, is the price that would have been received by the SARS holder 
had that SARS holder exercised the SARS as of that date. 

F-38

 
 
 
 
 
 
 
 
 
 
 
 
 
A summary of SARS outstanding and exercisable at December 31, 2019 is as follows:  

(shares in thousands)

2013 Grant:

Exercise price - $12.30

Exercise price - $14.75

Exercise price - $17.71

Exercise price - $21.25

2016 Grant:

Exercise price - $40.95

Exercise price - $47.51

Exercise price - $55.11

Exercise price - $63.93
2017 Grant:

Exercise price - $53.83

Exercise price - $60.03

Exercise price - $66.93

Exercise price - $74.63

SARS Outstanding

SARS Exercisable

Shares
Outstanding

Remaining
Contractual
Life (years)

Exercise
Price

Shares
Exercisable

Exercise
Price

18

19

19

19

30

30

30

30

85

85

85

85

3.0 $

3.0

3.0

3.0

5.8 $

5.8

5.8

5.8

6.0 $

6.0

6.0

6.0

12.30

14.75

17.71

21.25

40.95

47.51

55.11

63.93

53.83

60.03

66.93

74.63

18 $

19

19

19

22 $

23

22

23

42 $

43

42

43

12.30

14.75

17.71

21.25

40.95

47.51

55.11

63.93

53.83

60.03

66.93

74.63

The following table presents assumptions used in the Black-Scholes model for the SARS granted in 2017. There 
were no SARS granted in 2019 and 2018. 

Dividend rate

Risk-free interest rate

Expected option life (years)

Price volatility

2017

—

2.00%

5.75

30.84%

As of December 31, 2019, there was approximately $1.6 million of total unrecognized compensation expense related 
to the SARS which is expected to be recognized over a weighted-average remaining life of approximately 12.3 
months.

Restricted Stock:

The Company’s stock-based awards include restricted stock awards. As of December 31, 2019, there was 
approximately $16.3 million of total unrecognized compensation expense related to restricted stock, which is 
expected to be recognized over a weighted-average remaining life of approximately 15.7 months.

Restricted stock awards possess voting rights, are included in the calculation of actual shares outstanding, and 
include both performance- and time-based contingencies. The grant date fair value of the awards is expensed over 
the related service or performance period. Time-based shares cliff vest at the conclusion of the required service 
period, which ranges from one to three years. The performance contingent shares are earned based on the 
achievement of a cumulative financial performance target, which ranges from a one to five-year period and vest at 
the conclusion of the measurement period.

F-39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table summarizes the activity for restricted stock for the years ended December 31, 2019, 2018 and 
2017:  

2019

2018

2017

Weighted-
Average
Grant Date
Stock Price
48.56

606 $

378

(230)

(16)

738 $

39.74

30.46

50.49

49.65

Weighted-
Average
Grant Date
Stock Price

Weighted-
Average
Grant Date
Stock Price

Shares

Shares

634 $

182
(209)
(1)
606 $

35.68

65.35

23.98

57.93

48.56

644 $

233
(240)
(3)
634 $

22.15

54.46

17.49

46.64

35.68

(shares in thousands)

Shares

Unvested beginning of year

Granted during the year

Vested during the year

Forfeited during the year

19.  SEGMENT INFORMATION

The Company has two reportable segments, Manufacturing and Distribution, which are based on its method of 
internal reporting, which segregates its businesses based on the way in which its chief operating decision maker 
allocates resources, evaluates financial results, and determines compensation.

A description of the Company’s reportable segments is as follows:

Manufacturing – This segment includes the following products: laminated products that are utilized to produce 
furniture, shelving, walls, countertops and cabinet products; cabinet doors; fiberglass bath fixtures and tile systems; 
hardwood furniture; vinyl printing; decorative vinyl and paper laminated panels; solid surface, granite, and quartz 
countertop fabrication; RV painting; fabricated aluminum products; fiberglass and plastic components; fiberglass 
bath fixtures and tile systems; softwoods lumber; custom cabinetry; polymer-based flooring; electrical systems 
components including instrument and dash panels; wrapped vinyl, paper and hardwood profile mouldings; interior 
passage doors; air handling products; slide-out trim and fascia; thermoformed shower surrounds; specialty bath and 
closet building products; fiberglass and plastic helm systems and components products; wiring and wire harnesses; 
boat covers, towers, tops and frames; marine hardware; aluminum fuel tanks; CNC molds and composite parts; 
slotwall panels and components; and other products. 

Distribution – The Company distributes pre-finished wall and ceiling panels; drywall and drywall finishing 
products; electronics and audio systems components; appliances; wiring, electrical and plumbing products; fiber 
reinforced polyester products; cement siding; raw and processed lumber; interior passage doors; roofing products; 
laminate and ceramic flooring; tile; shower doors; furniture; fireplaces and surrounds; interior and exterior lighting 
products; and other miscellaneous products in addition to providing transportation and logistics services.

The accounting policies of the segments are the same as those described in Note 1, except that segment data includes 
intersegment sales. Assets are identified to the segments except for cash, prepaid expenses, land and buildings, and 
certain deferred assets, which are identified with the corporate division. The corporate division charges rents to the 
segments for use of the land and buildings based upon estimated market rates. The Company accounts for 
intersegment sales similar to third party transactions, which reflect current market prices. The Company also records 
certain income from purchase incentive agreements at the corporate division. The Company evaluates the 
performance of its segments and allocates resources to them based on a variety of indicators including but not 
limited to sales and operating income as presented in the tables below.

The tables below present information that is provided to the chief operating decision maker of the Company as of 
December 31, 2019 and 2018 and for the years ended December 31, 2019, 2018 and 2017 (in thousands):  

F-40

 
 
Net outside sales
Intersegment sales
Total sales
Operating income
Total assets
Capital expenditures
Depreciation and amortization

Net outside sales
Intersegment sales
Total sales
Operating income
Total assets
Capital expenditures
Depreciation and amortization

Net outside sales
Intersegment sales
Total sales
Operating income
Capital expenditures
Depreciation and amortization

2019

2018

2017

$

$

$

Manufacturing
1,642,263
$
31,223
1,673,486
174,913
990,692
25,291
52,036

Manufacturing
1,745,467
$
33,581
1,779,048
215,246
948,557
31,152
44,747

Manufacturing
1,337,785
$
30,669
1,368,454
151,635
21,204
27,481

$

$

$

Distribution
694,819
4,340
699,159
38,953
304,230
1,973
7,534

Distribution
517,594
3,641
521,235
31,491
240,499
1,852
7,613

Distribution
297,868
2,579
300,447
18,858
309
3,521

Total
2,337,082
35,563
2,372,645
213,866
1,294,922
27,264
59,570

Total
2,263,061
37,222
2,300,283
246,737
1,189,056
33,004
52,360

Total
1,635,653
33,248
1,668,901
170,493
21,513
31,002

F-41

 
 
 
A reconciliation of certain line items pertaining to the total reportable segments to the consolidated financial 
statements as of December 31, 2019 and 2018 and for the years ended December 31, 2019, 2018 and 2017 is as 
follows (in thousands):

Net sales:
Total sales for reportable segments
Elimination of intersegment sales
Consolidated net sales

Operating income:
Operating income for reportable segments
Unallocated corporate expenses
Amortization
Consolidated operating income

Total assets:
Identifiable assets for reportable segments
Corporate assets unallocated to segments
Cash and cash equivalents
Consolidated total assets

Depreciation and amortization:
Depreciation and amortization for reportable segments
Corporate depreciation and amortization
Consolidated depreciation and amortization

Capital expenditures:

Capital expenditures for reportable segments
Corporate capital expenditures
  Consolidated capital expenditures

2019

2018

2017

$

$

$

$

$

$

$

$

$

$

2,372,645
(35,563)
2,337,082

213,866
(23,516)
(35,908)
154,442

1,294,922
36,681
139,390
1,470,993

59,570
3,225
62,795

27,264
397
27,661

$

$

$

$

$

$

$

$

$

$

2,300,283
(37,222)
2,263,061

246,737
(34,109)
(34,213)
178,415

1,189,056
35,280
6,895
1,231,231

52,360
2,692
55,052

33,004
1,482
34,486

$

$

$

$

$

$

$

$

1,668,901
(33,248)
1,635,653

170,493
(29,219)
(19,374)
121,900

31,002
2,539
33,541

21,513
984
22,497

Amortization expense related to intangible assets in the Manufacturing segment for the years ended December 31, 
2019, 2018 and 2017 was $29.5 million, $27.4 million and $16.2 million, respectively. Intangible assets 
amortization expense in the Distribution segment was $6.4 million, $6.8 million and $3.1 million in 2019, 2018 and 
2017, respectively.

Unallocated corporate expenses include corporate general and administrative expenses comprised of wages, 
insurance, taxes, supplies, travel and entertainment, professional fees and other.

Major Customers

One RV customer accounted for approximately 14% and 12% of the trade receivables balance at December 31, 2019 
and 2018, respectively. In addition, a second RV customer accounted for approximately 13% of the trade receivables 
balance at December 31, 2018.

One RV customer accounted for approximately 23%, 29% and 32% of consolidated net sales in 2019, 2018 and 
2017, respectively. In addition, a second RV customer accounted for approximately 17%, 20% and 25% of 
consolidated net sales in 2019, 2018 and 2017, respectively.

F-42

 
 
 
 
 
 
 
 
 
 
 
 
 
20.  QUARTERLY FINANCIAL DATA (UNAUDITED)

Selected quarterly financial data for the years ended December 31, 2019 and 2018 is as follows: 

(thousands except per share data)

1Q

2Q

3Q

4Q

2019

Net sales

Gross profit

Net income

Net income per common share(1)
Basic

Diluted

Cash dividends paid per common share

$ 608,218 $ 613,218 $ 566,186 $ 549,460 $ 2,337,082

106,548

112,661

104,335

20,849

27,416

21,317

99,327

19,984

422,871

89,566

$

$

0.90 $

1.19 $

0.92 $

0.87 $

0.90

1.18

0.92

0.86

3.88

3.85

— $

— $

— $

0.25 $

0.25

(thousands except per share data)

1Q

2Q

3Q

4Q

2018

Net sales

Gross profit

Net income

Net income per common share(1)
Basic

Diluted

$ 551,832 $ 604,879 $ 575,139 $ 531,211 $ 2,263,061

97,754

30,068

114,792

106,655

34,860

27,934

96,665

26,970

415,866

119,832

$

1.22 $

1.44 $

1.17 $

1.17 $

1.20

1.42

1.15

1.15

4.99

4.93

(1)  Basic and diluted net income per common share are computed independently for each of the quarters presented.  Therefore, the sum of 
quarterly basic and diluted net income per common share information may not equal annual basic and diluted net income per common share.

21.  RELATED PARTY TRANSACTIONS 

During 2019, 2018, and 2017, the Company entered into transactions with companies affiliated with three of its 
independent Board members. The Company purchased approximately $1.1 million, $1.1 million, and $1.0 million in 
fiscal years 2019, 2018 and 2017, respectively, of corrugated packaging materials from Welch Packaging Group, an 
independently owned company established by M. Scott Welch who serves as its President and CEO. The Company 
sold approximately $0.4 million, $0.6 million and $0.4 million in fiscal years 2019, 2018 and 2017, respectively, of 
RV component products to DNA Enterprises, Inc. ("DNA"). Walter E. Wells, whose son is affiliated with DNA, 
retired from Patrick's Board on May 15, 2019. In addition, in 2017 the Company sold approximately $1.1 million of 
various fiberglass and plastic components and wood products to a company with which John A. Forbes was formerly 
affiliated. Mr. Forbes was not affiliated with this company during 2019 or 2018. 

F-43

Exhibit 4.3

General

DESCRIPTION OF COMMON STOCK

We are currently authorized to issue 40,000,000 shares of common stock, without par value, and 1,000,000 shares of 

preferred stock, without par value. Each share of our common stock has the same relative rights as, and is identical 

in all respects to, each other share of our common stock. On February 14, 2020, there were 23,880,778 shares of our 

common stock outstanding and no shares of preferred stock outstanding.

Issuance of Common Stock 

Shares of common stock may be issued from time to time as our Board of Directors (the “Board”) shall determine 

and on such terms and for such consideration as shall be fixed by the Board. The authorized number of shares of 

common stock may, without a class or series vote, be increased or decreased from time to time by the affirmative 

vote of the holders of a majority of the stock of the Company entitled to vote.

Dividends and Rights Upon Liquidation. 

After the requirements with respect to preferential dividends on any preferred stock outstanding, if any, are met, the 

holders of our outstanding common stock are entitled to receive dividends out of assets legally available at the time 

and in the amounts as the Board may from time to time determine. Our common stock is not convertible or 

exchangeable into other securities. Upon our liquidation, dissolution or winding up, the holders of our common 

stock are entitled to receive the assets that are legally available for distribution on a pro rata basis, after payment of 

all of our debts and other liabilities and subject to the prior rights of holders of any preferred stock then outstanding. 

Voting Rights 

The holders of the common stock are entitled to vote at all meetings of the shareholders and are entitled to cast one 

vote for each share of common stock held by them respectively and standing in their respective names on the books 

of the Company.

Preemptive Rights

Holders of our common stock do not have preemptive rights with respect to any shares that may be issued. Shares of 

our common stock are not subject to redemption.

Relevant Provisions of the Indiana Business Corporation Law

The Indiana Business Corporation Law (the “IBCL”) limits some transactions between an Indiana company and any 

person who acquires 10% or more of the company’s common stock (an “interested shareholder”). During the five-

year period after the acquisition of 10% or more of a company’s common stock, an interested shareholder cannot 

enter into a business combination with the company unless, before the interested shareholder acquired the common 

stock, the board of directors of the company approved the acquisition of common stock or approved the business 

combination. After the five-year period, an interested shareholder can enter into only the following three types of 

business combinations with the company: (i) a business combination approved by the board of directors of the 

company before the interested shareholder acquired the common stock; (ii) a business combination approved by 

holders of a majority of the common stock not owned by the interested shareholder; and (iii) a business combination 

in which the shareholders receive a price for their common stock at least equal to a formula price based on the 

highest price per common share paid by the interested shareholder.

In addition, under Indiana law, a person who acquires shares giving that person more than 20%, 33 1/3%, and 50% 

of the outstanding voting securities of an Indiana corporation is subject to the “Control Share Acquisitions Statute” 

of the IBCL and may lose the right to vote the shares which take the acquiror over these respective levels of 

ownership. Before an acquiror may vote the shares that take the acquiror over these ownership thresholds, the 

acquiror must obtain the approval of a majority of the shares of each class or series of shares entitled to vote 

separately on the proposal, excluding shares held by officers of the corporation, by employees of the corporation 

who are directors of the corporation and by the acquiror. An Indiana corporation subject to the Control Share 

Acquisitions Statute may elect not to be covered by the statute by so providing in its articles of incorporation or by-

laws. We have adopted a provision in our Amended and Restated By-laws which states that the Control Share 

Acquisitions Statute shall not apply to the issued and outstanding shares of our common stock.

Transfer Agent and Registrar

The transfer agent and registrar for our common stock is Computershare.

Listing

Our common stock is listed on The Nasdaq Stock Market under the symbol “PATK”.

PATRICK INDUSTRIES, INC.

STATEMENT OF COMPUTATION OF OPERATING RATIOS

Exhibit 12

Operating ratios that appear in this Form 10-K, including cost of goods sold, gross profit, warehouse and delivery 
expenses, selling, general and administrative expenses, operating income, and net income were computed by 
dividing the respective amounts by net sales for the periods indicated.  

 
 
 
 
 
 
 
 
 
 
 
 
PATRICK INDUSTRIES, INC.

SUBSIDIARIES OF THE REGISTRANT  

Exhibit 21

Company
Adorn Holdings, Inc.
All Counties Glass, Inc.
All State Glass, Inc.
Arran Isle, Inc.
Bathroom & Closet, LLC
Bristolpipe, LLC
Dehco, Inc.
Dowco, Inc.
Dura Shower Enclosures Co., Ltd
Fresno Shower Door, Inc.
G.G Schmitt & Sons, Inc.
Great Lakes Boat Top, LLC
Heywood Williams USA, LLC
Highland Lakes Acquisition, LLC
KLS Doors, LLC
Larry Methvin Installation, Inc.
LaSalle Bristol Corporation
LaSalle Bristol, LLC
LaSalle Bristol, LP
Madrona Stone, LLC
Marine Accessories Corporation
Marine Accessories Europe B.V.
Marine Accessories Europe Holdco, LLC
Monster Marine Products, Inc.
Patrick Transportation, LLC
Shanghai Daoke Trading Co, Ltd.
Shower Enclosures America, Inc.
Strong Dragon Investment Limited
Structural Composites, LLC
Sunrise Pipe and Supply, Ltd.
Topline Counters, LLC
Topline Equipment, LLC
Transport Indiana, LLC
Xtreme Marine Corporation

State or Country of Incorporation
Delaware
California
California
Indiana
Nevada
Indiana
Indiana
Wisconsin
China
California
Pennsylvania
Delaware
Indiana
Delaware
California
California
Indiana
Delaware
Indiana
Washington
Arizona
The Netherlands
Delaware
Delaware
Indiana
China
California
Hong Kong
Indiana
Canada
Washington
Washington
Indiana
Delaware

 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

Exhibit 23.1

We consent to the incorporation by reference in Registration Statement No. 333-156391 on Form S-3 and 
Registration Statement Nos. 333-165788, 333-198321, and 333-236454 on Form S-8 of our report dated 
February 27, 2020, relating to the financial statements of Patrick Industries, Inc. and subsidiaries (the 
“Company”) and the effectiveness of the Company's internal control over financial reporting appearing in 
this Annual Report on Form 10-K for the year ended December 31, 2019.

/s/ Deloitte & Touche LLP

Chicago, Illinois
February 27, 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 23.2

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

We consent to the incorporation by reference in the Registration Statement No. 333-156391 on Form S-3, and the 
Registration Statements (333-165788, 333-198321 and 333-236454) on Form S-8, of Patrick Industries, Inc. of our 
report dated February 28, 2019, relating to the consolidated financial statements as of and for each of the years in the 
two-year period ended December 31, 2018, which appears in the Annual Report on Form 10-K for the year ended 
December 31, 2019.

Oak Brook, Illinois
February 27, 2020

/s/ Crowe LLP

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATIONS 

Exhibit 31.1

I, Andy L. Nemeth, certify that:

1.

2.

3.

4.

I have reviewed this annual report on Form 10-K of Patrick Industries, Inc. (the “registrant”);

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state
a material fact necessary to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report,
fairly present in all material respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this report;

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and
have:

a)

b)

c)

d)

designed such disclosure controls and procedures, or caused such disclosure controls
and procedures to be designed under our supervision, to ensure that material
information relating to the registrant, including its consolidated subsidiaries, is made
known to us by others within those entities, particularly during the period in which this
report is being prepared;

designed such internal control over financial reporting, or caused such internal control
over financial reporting to be designed under our supervision, to provide reasonable
assurance regarding the reliability of financial reporting and the preparation of financial
statements for external purposes in accordance with generally accepted accounting
principles;

evaluated the effectiveness of the registrant’s disclosure controls and procedures and
presented in this report our conclusions about the effectiveness of the disclosure
controls and procedures, as of the end of the period covered by this report based on
such evaluation; and

disclosed in this report any change in the registrant’s internal control over financial
reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s
fourth fiscal quarter in the case of an annual report) that has materially affected, or is
reasonably likely to materially affect, the registrant’s internal control over financial
reporting; and

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal
control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s Board
of Directors (or persons performing the equivalent functions):

a)

b)

all significant deficiencies and material weaknesses in the design or operation of
internal control over financial reporting which are reasonably likely to adversely affect
the registrant’s ability to record, process, summarize and report financial information;
and
any fraud, whether or not material, that involves management or other employees who
have a significant role in the registrant’s internal control over financial reporting.

Date: February 27, 2020

/s/ Andy L. Nemeth
Andy L. Nemeth
President and Chief Executive Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATIONS 

Exhibit 31.2

I, Joshua A. Boone, certify that:

1.

2.

3.

4.

I have reviewed this annual report on Form 10-K of Patrick Industries, Inc. (the “registrant”);

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state
a material fact necessary to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report,
fairly present in all material respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this report;

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and
have:

a)

b)

c)

d)

designed such disclosure controls and procedures, or caused such disclosure controls
and procedures to be designed under our supervision, to ensure that material
information relating to the registrant, including its consolidated subsidiaries, is made
known to us by others within those entities, particularly during the period in which this
report is being prepared;

designed such internal control over financial reporting, or caused such internal control
over financial reporting to be designed under our supervision, to provide reasonable
assurance regarding the reliability of financial reporting and the preparation of financial
statements for external purposes in accordance with generally accepted accounting
principles;
evaluated the effectiveness of the registrant’s disclosure controls and procedures and
presented in this report our conclusions about the effectiveness of the disclosure
controls and procedures, as of the end of the period covered by this report based on
such evaluation; and

disclosed in this report any change in the registrant’s internal control over financial
reporting that occurred during the registrant’s most recent fiscal quarter (the company’s
fourth fiscal quarter in the case of an annual report) that has materially affected, or is
reasonably likely to materially affect, the registrant’s internal control over financial
reporting; and

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal
control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s Board
of Directors (or persons performing the equivalent functions):

a)

b)

all significant deficiencies and material weaknesses in the design or operation of
internal control over financial reporting which are reasonably likely to adversely affect
the registrant’s ability to record, process, summarize and report financial information;
and
any fraud, whether or not material, that involves management or other employees who
have a significant role in the company’s internal control over financial reporting.

Date: February 27, 2020

/s/ Joshua A. Boone
Joshua A. Boone
Vice President - Finance and
Chief Financial Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 32

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED

PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Patrick Industries, Inc. (the “Company”) on Form 10-K for the year ended 
December 31, 2019, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the 
undersigned Chief Executive Officer and Chief Financial Officer of the Company hereby certify, pursuant to 18 
U.S.C. §1350, as adopted pursuant to §906 of the Sarbanes-Oxley Act of 2002 that: 1) the Report fully complies 
with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and 2) the information 
contained in the Report fairly presents, in all material respects, the financial condition and results of operations of 
the Company as of and for the periods covered in the Report.

/s/ Andy L. Nemeth
Andy L. Nemeth
President and Chief Executive Officer

/s/ Joshua A. Boone
Joshua A. Boone 
Vice President – Finance and
Chief Financial Officer

February 27, 2020

 
 
 
 
 
 
 
OFFICERS

TODD M. CLEVELAND 
Executive Chairman of the Board

ANDY L. NEMETH 
President and  
Chief Executive Officer

JEFFREY M. RODINO 
Executive Vice President – Sales 
Chief Sales Officer

KIP B. ELLIS 
Executive Vice President – Operations 
Chief Operating Officer

JOSHUA A. BOONE 
Vice President – Finance 
Chief Financial Officer and 
Secretary-Treasurer

COURTNEY A. BLOSSER 
Executive Vice President –  
Human Resources 
Chief Human Resources Officer

BOARD OF DIRECTORS

JOSEPH M. CERULLI 
Tontine Associates, LLC 
Director since 2008

MICHAEL A. KITSON 
CFO  
oVertone Haircare, Inc.  
Director since 2013 

ANDY L. NEMETH 
President and CEO  
of the Company 
Director since 2006

TODD M. CLEVELAND 
Executive Chairman  
of the Board 
Director since 2008 

PAMELA R. KLYN 
Senior Vice President  
Global Product Organization 
Whirlpool Corporation 
Director since 2019 

DENIS G. SUGGS 
CEO  
LCP Transportation, LLC 
Director since 2019

JOHN A. FORBES 
Partner  
Outcomes LLC and 
Full Sails LLC 
Director since 2011 

DERRICK B. MAYES 
Vice President 
WME / IMG 
Director since 2019

M. SCOTT WELCH 
President and CEO  
Welch Packaging Group 
Director since 2015

CORPORATE INFORMATION

CORPORATE OFFICE 
Patrick Industries, Inc. 
107 W. Franklin Street 
P.O. Box 638 
Elkhart, IN 46515 
(574) 294-7511 
www.patrickind.com

INVESTOR RELATIONS 
Julie Ann Kotowski 
(574) 294-7511 
kotowskj@patrickind.com

INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 
Deloitte & Touche LLP

STOCK SYMBOL 
NASDAQ: PATK

TRANSFER AGENT & REGISTRAR 
Computershare Investor Services 
462 South 4th Street, Suite 1600 
Louisville, KY 40202 
Within the U.S., Canada and Puerto Rico: (877) 581-5548 
Outside the U.S., Canada and Puerto Rico: (781) 575-2879 
www.computershare.com/investor

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PATRICK INDUSTRIES, INC.

Company Profile
Patrick Industries, Inc. is a major manufacturer and distributor of component products and building products serving the recreational vehicle, 
marine, manufactured housing, residential housing, high-rise, hospitality, kitchen cabinet, office and household furniture, fixtures and 
commercial furnishings, and other industrial markets. Patrick’s major manufactured products include decorative vinyl and paper laminated 
panels, countertops, fabricated aluminum products, wrapped profile mouldings, slide-out trim and fascia, cabinet doors and components, 
hardwood furniture, fiberglass bath fixtures and tile systems, thermoformed shower surrounds, specialty bath and closet building products, 
fiberglass and plastic helm systems and component products, wiring and wire harnesses, boat covers, towers, tops and frames, electrical 
systems components including instrument and dash panels, softwoods lumber, interior passage doors, air handling products, RV painting, 
slotwall panels and components, aluminum fuel tanks, and CNC molds and composite parts and other products. The Company also 
distributes drywall and drywall finishing products, electronics and audio systems components, wiring, electrical and plumbing products, 
appliances, cement siding, raw and processed lumber, FRP products, interior passage doors, roofing products, tile, laminate and ceramic 
flooring, shower doors, furniture, fireplaces and surrounds, interior and exterior lighting products, and other miscellaneous products, in 
addition to providing transportation and logistics services. Patrick operates various manufacturing facilities and warehouse and distribution 
centers in the United States and in Canada, China and the Netherlands.

Corporate Headquarters

Manufacturing Centers

Distribution Centers

ALABAMA

ARIZONA

CALIFORNIA

FLORIDA

GEORGIA

IDAHO

ILLINOIS

INDIANA

MICHIGAN

MINNESOTA

MISSISSIPPI

MISSOURI

NEVADA

NORTH CAROLINA

OREGON

PENNSYLVANIA

SOUTH CAROLINA

TENNESSEE

TEXAS

WASHINGTON

WISCONSIN

CHINA

ALABAMA

ARIZONA

CALIFORNIA

COLORADO

FLORIDA

GEORGIA

IDAHO

INDIANA

MICHIGAN

MINNESOTA

NEVADA

NORTH CAROLINA

OREGON

PENNSYLVANIA

TENNESSEE

TEXAS

UTAH

CANADA

THE NETHERLANDS

PATRICK INDUSTRIES, INC. / CORPORATE OFFICE 

107 W. Franklin Street 
P.O. Box 638 
Elkhart, IN 46515 
(800) 331-2151 / (574) 294-7511 
www.patrickind.com