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Patriot Transportation Holding

pati · NASDAQ Industrials
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Ticker pati
Exchange NASDAQ
Sector Industrials
Industry Trucking
Employees 501-1000
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FY2016 Annual Report · Patriot Transportation Holding
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PATRIOT TRANSPORTATION HOLDING, INC.

ANNUAL REPORT

2016

A Transportation Company

Annual Report 2016

Patriot Transportation Holding, Inc.

CONSOLIDATED AND COMBINED FINANCIAL HIGHLIGHTS
Years ended September 30
(Amounts in thousands except per share amounts)

2016

2015

%
Change

Revenues  ............................................................................................$ 120,172 
7,790 
Operating profit  ....................................................................................$ 
9,353 
Income before income taxes ................................................................$ 
5,705 
Net income  ..........................................................................................$ 

Per common share:

Basic  ..............................................................................................$ 
Diluted ............................................................................................$ 

1.74 
1.74 

Total Assets ..........................................................................................$ 66,299 
— 
Total Debt  ............................................................................................$ 
Shareholders’ Equity ............................................................................$ 43,946 
3,289 
Common Shares Outstanding  ..............................................................
13.36 
Book Value Per Common Share .......................................................... $ 

122,882 
5,586 
5,474 
3,339 

1.02 
1.02 

59,526 
— 
37,202 
3,273 
11.37 

(2.2)
39.5
70.9
70.9

70.6
70.6

11.4
—
18.1
.5
17.5

BUSINESS. The business of the Company, conducted
through  our  wholly  owned  subsidiary,  Florida  Rock  &
Tank Lines, Inc. (Tank Lines), which is a Southeastern
U.S. based tank truck company, is to transport petroleum
and other liquids and dry bulk commodities.

to
OBJECTIVES. The  Company’s  objectives  are 
continue building a substantial transportation company
providing sound long-term growth, cash generation and
asset appreciation.

GROWTH PLAN. 
n Internal growth is accomplished by a dedicated and
competent work force emphasizing superior service
to  customers  in  existing  markets,  developing  new
transportation  services  for  customers  in  current
market areas and expanding into new market areas.

n External  growth 

the
is  designed 
Company’s  geographic  market  area  and  delivery
services by acquiring related businesses.

to  broaden 

1

To Our Shareholders

Patriot Transportation Holding, Inc.

Fiscal 2016 was a tough year, but one in which we made
significant progress. We worked with our customers to
create  and  implement  a  new  fuel  surcharge  that
neutralizes the negative margin impacts we had been
experiencing in this lower priced diesel fuel environment.
As a result of better freight pricing in the market and more
efficient utilization of our equipment we were able to grow
our per mile transportation revenue by 4.7% over last
year.  During  the  year,  we  received  $1,687,000  as  the
result of a settlement agreement with BP Exploration and
Production,  Inc.  for  damages  arising  out  of  the
Deepwater Horizon event and sold an easement to the
state of Florida at our terminal facility in Tampa, Florida
for $1,330,000. We also purchased the equipment of two
different private fleets, one in Florida and the other in
North Carolina. The Florida acquisition included 8 trailers,
assuming the leases on 7 tractors and hiring 16 drivers
while contracting to haul 73 locally owned convenience
stores. In North Carolina we purchased 4 tractors and
hired 6 drivers as one of our largest customers acquired
a chain of C-stores and asked us to take on the seller’s
private fleet.

All of these factors contributed to the Company reporting
net income per share of $1.74 versus $1.02 last year.
We  ended  the  year  with  no  debt,  a  cash  balance  of
$6,005,000  and  grew  our  shareholders’  equity  by
$6,744,000,  to  $43,946,000,  an  18%  increase  over
last year.

We  continue  to  face  challenges  hiring  and  retaining
qualified drivers to safely perform a very difficult job for
our  customers.  As  a  result,  our  compensation  and
benefits cost were up and our safety performance came
up short of our expectations as new hires tended to have
higher  incident  frequency  rates. This  year,  we  will  be
exploring the roll out of additional programs to attract,
train and retain more quality drivers, including a driver
mentor program.

In  2017,  our  industry  will  be  impacted  by  federally
mandated electronic log requirements for all drivers. Our
Company has been electronic log compliant for many
years and this new requirement will have no negative
impact  on  our  drivers  or  how  we  run  our  business.
However, not all of our competitors can say the same and
these competitors may see significant negative impacts
as a result of these new regulations.

2

Our industry is also facing increasing costs associated
with risk insurance as some large insurance underwriters
have recently left the space completely. While this may
challenge  us  going  forward,  we  believe  that  our  size,
strong financial condition, and positive safety experience
provide us an opportunity to distinguish ourselves from
our competition.

Our company has an historical culture of “safety first”. I
want to take this opportunity to mention two bright spots
in  the  safety  department,  both  senior  drivers  with  the
Company,  Mr.  James  “Orik”  Daniels  and  Mr.  William
“Butch” White. Orik Daniels was recognized earlier this
year by the National Tank Truck Carriers’ Association as
being one of the eight “champion” drivers for 2015 in the
tank truck industry and Butch White was recognized this
year by the Florida Trucking Association as its Driver of
the Year. 

Customer  service  and  satisfaction  are  the  keys  to
succeeding in this business. It takes a dedicated team in
the field to consistently deliver on our promise of “safely
delivering  our  customer’s  products  on-time  and
accurately”, in particular, during times of crises. In the
latter  part  of  the  fourth  quarter,  many  of  our  markets
experienced  the  impacts  of  the  Colonial  gas  pipeline
rupture in Alabama. This event put a tremendous strain
on  our  customers  and,  in  turn,  on  our  employees.  It
required significant flexibility in the field to service our
customers’  demands  on  a  daily  basis.  Following  our
performance  during  this  crisis,  we  received  several
acknowledgements  from  customers  expressing  their
appreciation for the efforts our employees put forth and
the successes we achieved together. It is moments like
these that we feel set us apart in the industry and keep
our  customer  partnerships  strong  over  the  course  of
many years.

Our  primary  goal  for  our  shareholders  is  to  grow
profitably while maintaining a strong balance sheet and
double digit returns on capital employed and we achieved
this  goal  on  all  fronts.  The  major  headwinds  to  our
improvement and growth are the rising cost of insurance
and  the  difficulty  associated  with  hiring,  training  and
retaining  drivers  in  today’s  environment.  Our  strategy
going forward is to concentrate our growth efforts in the
markets  where  we  have  been  successful  finding  and
retaining quality drivers. We will also focus our efforts on
improving our technology to enhance both our driver’s

To Our Shareholders  Continued

Patriot Transportation Holding, Inc.

and  our  customer’s  experience  while  also  working  to
lower our costs by streamlining and automating many of
our day-to-day processes. With these focuses in mind, we
are  optimistic  we  will  achieve  our  targeted  levels  of
revenue and bottom line results in fiscal 2017. As always,
we  do  not  take  your  continuing  investment  in  our
Company  lightly  and  we  want  to  thank  you,  our  loyal
shareholders, for your continued interest and support.

Respectively yours,

Edward L. Baker
Chairman Emeritus

Thompson S. Baker II
Chairman, President & Chief Executive Officer

3

Our Business

Patriot Transportation Holding, Inc.

On  January  30,  2015,  FRP  Holdings,  Inc.  ("FRP")
completed the tax-free spin-off (the “Spin-off") of Patriot
Transportation Holding, Inc., (the "Company" or "Patriot").
In  the  Spin-off,  FRP  distributed  all  of  the  outstanding
stock of the Company to FRP's shareholders as of the
record  date  of  January  9,  2015.  FRP’s  shareholders
received one share of Patriot (stock symbol “PATI”) for
every  three  shares  of  FRP  owned  on  the  record  date
resulting in 3,242,524 of Patriot shares outstanding on
the  distribution  date.  Patriot  now  is  an  independent,
publicly traded company, and FRP retains no ownership
in Patriot.

Patriot was incorporated on August 5, 2014 in connection
with a corporate reorganization that preceded the Spin-
off. The business of the Company is conducted through
our wholly-owned subsidiary, Florida Rock & Tank Lines,
Inc. (“Tank Lines”), the same subsidiary through which
FRP operated the transportation business prior to the
Spin-off.

Our  business  consists  of  hauling  petroleum  related
products, dry bulk commodities and liquid chemicals. We
are one of the largest regional tank truck carriers in North
America. According to the Tank Truck Carrier 2015 Gross
Revenue Report issued by Bulk Transporter, we are the
15th  largest  bulk  tank  carrier  in  North  America  by
revenue.  We  operate  terminals  in  Florida,  Georgia,
Alabama,  South  Carolina,  North  Carolina  and
Tennessee. We do not own any of the products we haul;
rather,  we  act  as  a  third  party  carrier  to  deliver  our
customers’  products  from  point  A  to  point  B,  using
predominately  Company  employees  and  Company-
owned tractors and tank trailers. Approximately 82% of
our  business  consists  of  hauling  liquid  petroleum
products (mostly gas and diesel fuel) from large scale
fuel storage facilities to our customers’ retail outlets (e.g.
convenience stores, truck stops and fuel depots) where
we off-load the product into our customer’s fuel storage
tanks  for  ultimate  sale  to  the  retail  consumer.  The
remaining 18% of our business consists of hauling our
customers’ dry bulk commodities such as cement, lime
and  various  industrial  powder  products  and  liquid
chemicals. As of September 30, 2016, we employed 689
revenue-producing drivers who operated our fleet of 468
tractors  and  561  trailers  from  our  21  terminals  and  9
satellite locations.

retail  locations  such  as  hypermarkets,  convenience
stores and truck stops. We also provide the last mile of
delivery  service  in  the  liquid  chemical  and  dry  bulk
business  primarily 
facilities  or
manufacturing facilities to the end user. Cement and ash
are  delivered  to  concrete  plants,  powdered  lime  to
industrial users and liquid chemicals primarily to the end
user  at  a  manufacturing  plant  or  water  treatment  or
storage facility.

from  distribution 

During  fiscal  2016,  the  Company  purchased  78  new
tractors and 24 trailers. Our fiscal 2017 capital budget
includes 67 new tractors plus we had 7 tractors ordered
in fiscal 2016 that were delivered shortly after September
30,2016. We anticipate this more modern fleet will result
in reduced maintenance expenses, improved operating
efficiencies  and  enhanced  driver  recruitment  and
retention. At September 30, 2016 the Company operated
a fleet of 468 tractors and 561 tank trailers, 9 trucks that
were being prepared for sale and 23 trucks that were
being placed in service. The Company owns all of the
tank trailers and tractors used to conduct our business,
except for 4 tractors owned by owner-operators and 32
leased  tractors  that  were  acquired  from  Pipeline
Transportation, Inc. in November, 2013 and Petroleum
Transport Corporation acquired in April 2016.

Approximately 82% of our business consists of hauling
petroleum related products. Our petroleum clients include
major convenience store and hypermarket accounts, fuel
wholesalers and major oil companies. We strive to build
long-term  relationships  with  major  customers  by
providing  outstanding  customer  service.  During  fiscal
2016, the Company’s ten largest customers accounted
for  approximately  58.9%  of  revenue.  One  of  these
customers,  Murphy  USA,  accounted  for  22.0%  of
revenue. The loss of any one of these customers could
have  a  material  adverse  effect  on  the  Company’s
revenues  and  income.  Our  transportation  services
agreements with our customers generally are terminable
upon 90-120 days’ notice, but nine of our top 10 accounts
have been customers for at least 10 years. Our dry bulk
and  chemical  customers 
industrial
companies including cement and concrete accounts and
product  distribution 
customer
relationships are long-standing and have grown over time
as a result of consistently high safety and service levels.

companies.  Our 

include 

large 

We are an important link in our customers’ fuel supply
chain, transporting primarily from petroleum terminals to

Financial information about the company is presented in
the financial statements included in this Annual Report.

4

Five Year Summary - Years ended September 30

Patriot Transportation Holding, Inc.

(Amounts in thousands except per share amounts)

Summary of Operations:
Revenues ......................................................$ 
Operating profit  ............................................$ 
Interest expense  ..........................................$ 
Income from continuing operations  ..............$ 
Per Common Share (a):
Basic  ............................................................$ 
Diluted  ..........................................................$ 
Discontinued

Operations, net ..........................................$
Net income  ..................................................$ 
Per Common Share (a):
Basic  ............................................................$ 
Diluted  ..........................................................$ 

Financial Summary:
Current assets  ..............................................$ 
Current liabilities  ..........................................$ 
Property and equipment, net  ........................$
Total assets  ..................................................$
Long-term debt  ............................................$ 
Shareholders’ equity/Net Investment ............$
Net Book Value Per common Share (a) ........$ 
Other Data:
Weighted average common shares - basic (a) ..
Weighted average common shares - diluted (a)
Number of employees  ....................................
Shareholders of record ....................................

Quarterly Results  (unaudited)

(Dollars in thousands except per share amounts)

2016

2015

2014

2013

2012

120,172 
7,790 
130 
5,705 

122,882 
5,586 
112 
3,339 

129,162 
5,343 
109 
3,197 

112,120 
8,570 
19 
5,216 

103,476
6,736
27
4,092

1.74 
1.74

— 
5,705 

1.74 
1.74 

17,737 
10,573 
43,703 
66,299 
— 
43,946
13.36 

3,283
3,285 
959 
423 

1.02 
1.02 

— 
3,339

1.02
1.02 

11,796 
12,103 
42,620 
59,526 
— 
37,202 
11.37 

3,268 
3,275
979 
440 

.99 
.99 

— 
3,197 

.99 
.99 

11,685 
9,950 
42,174 
61,134 
7,282 
32,722 
10.09 

3,243 
3,243 
942 
—  

1.61
1.61

—  
5,216 

1.61 
1.61 

11,011 
10,838 
38,902 
51,107 
— 
29,530 
9.11 

3,243 
3,243 
871 
— 

1.26
1.26

97
4,189

1.29
1.29

15,944
10,437
31,386
48,477
—
27,843
8.59

3,243
3,243
812
—

First 

Second

Third 

Fourth

2016

2015

2016

2015

2016

2015

2016

2015

Revenues .................................................... $ 29,371 
Operating profit (loss) ..................................$ 
599 
Income (loss) before income taxes ..............$  2,254 
Net income (loss)  ........................................$  1,375 

31,717 
1,833 
1,807 
1,102 

29,048 
1,447 
1,415 
863 

29,737 
(553) 
(576) 
(351) 

31,362 
2,290 
2,260 
1,379 

31,099 
1,673 
1,644 
1,003 

30,391 
3,454 
3,424 
2,088 

30,329
2,633
2,599
1,585

Earnings (loss) per common share (a):

Net Income (loss)-

Basic  ....................................................$ 
Diluted  ..................................................$

.42 
.42

.34 
.34 

.26 
.26

(.11) 
(.11)

.42 
.42 

.31 
.31 

.63 
.63 

.48
.48

Market price per common share (b):

High  ......................................................$  24.86 
Low ...................................................... $  21.70 

— 
— 

22.98
19.50

26.34 
21.89

21.10
18.08

26.26
24.10 

22.27 
19.40 

24.70
21.27

(a) Earnings per share of common stock is computed independently for each quarter presented. The sum of the quarterly net
earnings per share of common stock for a year may not equal the total for the year due to rounding differences. For comparative
purposes, for the years ended September 30, 2012 through September 30, 2014 and for the first quarter 2015, the number of
common shares outstanding utilized for the calculation is based on the 3,242,524 shares of our common stock that was distributed
to the shareholders of FRP in connection with the Spin-off and distribution on January 30, 2015.

(b) All prices represent Nasdaq reported high and low daily closing prices.

5

Management Analysis

Patriot Transportation Holding, Inc.

MANAGEMENT’S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS.

Executive Overview. The business of the Company, conducted
through our wholly owned subsidiary, Florida Rock & Tank Lines,
Inc.,  is  to  transport  petroleum  and  other  liquids  and  dry  bulk
commodities. We do not own any of the products we haul, rather,
we act as a third party carrier to deliver our customer’s products
from point A to point B predominately using Company employees
driving Company owned tractors and tank trailers. Approximately
82% of our business consists of hauling liquid petroleum products
(mostly gas and diesel fuel) from large scale fuel storage facilities
to  our  customers’  retail  outlets  (e.g.  convenience  stores,  truck
stops  and  fuel  depots)  where  we  off-load  the  product  into  our
customer’s  fuel  storage  tanks  for  ultimate  sale  to  the  retail
consumer. The remaining 18% of our business consists of hauling
our customer’s dry bulk commodities such as cement, lime and
various industrial powder products and liquid chemicals. As of
September 30, 2016, we employed 689 revenue-producing drivers
who operated our fleet of 468 tractors and 561 trailers from our
21  terminals  and  9  satellite  locations  in  Florida,  Georgia,
Alabama,  South  Carolina,  North  Carolina  and  Tennessee.
We  experience  increased  seasonal  demand  in  Florida  during
the  spring  and  in  most  of  our  other  locations  during  the
summer months.

Our industry is characterized by such barriers to entry as the time
and cost required to develop the capabilities necessary to handle
hazardous material, the resources required to recruit, train and
retain  drivers,  substantial  industry  regulatory  and  insurance
requirements and the significant capital investments required to
build a fleet of equipment,establish a network of terminals and, in
recent years, the cost to build and maintain sufficient information
technology  resources  to  allow  us  to  interface  with  and  assist
their
in 
our  customers 
product inventories.

the  day-to-day  management  of 

Our ability to provide superior customer service at competitive
rates  and  to  operate  safely  and  efficiently  is  important  to  our
success in growing our revenues and increasing profitability. Our
focus is to grow our profitability by executing on our key strategies
of (i) increasing our business with existing and new customers,
particularly hypermarket and large convenience store chains, that
are willing to compensate us for our ability to provide superior,
safe and reliable service which facilitates their ability to grow their
market  share  and  footprint  with  confidence,  (ii)  expanding  our
service offerings with respect to dry bulk and chemical products
particularly in markets where we already operate terminals, (iii)
earning the reputation as the preferred employer for tank truck
drivers in all the markets in which we operate and (iv) pursuing
strategic acquisitions. Our ability to execute this strategy depends
on continuing our dedicated commitments to customer service
and safety and continuing to recruit and retain qualified drivers.

Our industry is experiencing a severe driver shortage. As the need
to  hire  drivers  has  risen  across  our  industry  the  trend  we  are
seeing is that more and more of the applicants are drivers with
little to no experience in the tank truck business. Our management
team is keenly focused on continuing to grow our driver count in
markets where there are opportunities for us to grow our business
and to retain all of our drivers at the levels we have historically
achieved  while  balancing  the  aforementioned  trends  and
associated risks of the “new to the industry” driver applicant pool.
Through the implementation of a new software program, we have

6

enhanced our ability to quickly identify, communicate with and
ultimately  hire  qualified  drivers.  We  have  also  implemented
programs  to  help  us  determine  which  new  driver  applicants
are less likely to turnover early on in their careers with us thus
adding  new  and  valuable  information  into  our  hiring  decision
making process.

There are several opportunities available today in our markets that
will allow us to execute on our growth strategy so long as we can
find, hire and retain qualified drivers to meet the demands of these
opportunities. We believe the tighter driver market has and will
continue to provide us with opportunities to capture new business
and  continue  to  improve  upon  our  rate  structure  across  the
customer base. As these opportunities arise, we are willing to let
certain lower priced business go in this environment to grow our
business  with  customers  willing  to  pay  for  our  reliability  and
superior customer service.

We generate both transportation based revenue as well as fuel
surcharge revenue. Our transportation revenue consists of base
revenue  for  each  delivery  which  is  generally  calculated  by
multiplying a negotiated mileage-based rate by the quantity of
product delivered plus any fees for extra stops to load or unload,
powered product unloading and toll cost reimbursements. These
for
negotiated 
transporting 
loading  and
unloading time.

transportation  rates  compensate  us  both 

the  products  as  well  as 

for 

While our base rates include a fixed amount to cover our cost of
fuel using an assumed price for diesel, we have fuel surcharges
in  place  with  our  customers  that  allow  us  to  obtain  additional
compensation for fuel expense incurred when the price of diesel
rises above that assumed price. Likewise, for some customers,
the fuel surcharge system allows the customer to receive a lower
cost from us when the price of diesel drops below that assumed
price. There  is  a  time  lag  between  fuel  price  fluctuations  and
changes to fuel surcharges to our customers. In a rapidly rising
price  environment  this  time  lag  can  negatively  impact  the
Company’s financial results as we must pay the higher fuel cost
immediately  but  in  most  cases  aren’t  able  to  adjust  fuel
surcharges to our customers until the end of the month.

The main factors that affect our total revenue are the number of
revenue miles driven, rates per mile, quantity of products hauled
and the amount of fuel surcharges.

Our operating costs primarily consist of the following:

•  Compensation and Benefits - Wages and employee benefits for
our  drivers  and  terminal  support  personnel  is  the  largest
component of our operating costs. These costs are impacted by
such factors as miles driven, driver pay increases, driver turnover
and training costs and additional driver pay due to temporary out-
of-town deployments to serve new business;

•    Fuel  Expenses  -  Our  fuel  expenses  will  vary  depending  on
miles driven as well as such factors as fuel prices (which can
be highly volatile), the fuel efficiency of our fleet and the average
haul length;

•  Repairs  and  Tires  –  This  category  consists  of  vehicle
maintenance  and  repairs  (excluding  shop  personnel)  and  tire
expense  (including  amortization  of  tire  cost  and  road  repairs).
These expenses will vary based on such factors as miles driven,
the age of our fleet, and tire prices;

Management Analysis  Continued

Patriot Transportation Holding, Inc.

•  Other  Operating  Expenses  – This  category  consists  of  tolls,
hiring  costs,  out-of-town  driver  travel  cost,  terminal  facility
maintenance and other operating expenses. These expenses will
vary based on such factors as, driver availability and out-of-town
driver  travel  requirements,  business  growth  and  inflation
among others;

•  Insurance  and  Losses  - This  includes  costs  associated  with
insurance  premiums,  and  the  self-insured  portion  of  liability,
worker’s compensation, health insurance and cargo claims and
wreck  repairs. We  work  very  hard  to  manage  these  expenses
through our safety and wellness programs, but these expenses
will vary depending on the frequency and severity of accident and
health claims, insurance markets and deductible levels;

• Depreciation Expense – Depreciation expense consists of the
depreciation  of  the  cost  of  fixed  assets  such  as  tractors  and
trailers  over  the  life  assigned  to  those  assets. The  amount  of
depreciation expense is impacted by equipment prices and the
timing of new equipment purchases. We expect the cost of new
tractors and trailers to continue to increase, impacting our future
depreciation expense;

• Rents, Tags and Utilities Expenses – This category consists of
rents payable on leased facilities and leased equipment, federal
highway use taxes, vehicle registrations, license and permit fees
and personal property taxes assessed against our equipment,
communications, utilities and real estate taxes;

• Sales, General and Administrative Expenses – This category
consists of the wages, bonus accruals, benefits, travel, vehicle
and  office  costs  for  our  administrative  personnel  as  well  as
professional fees and amortization charges for intangible assets
purchased in acquisitions of other businesses;

• Corporate Expenses - Corporate expenses consist of wages,
bonus accruals, insurance and other benefits, travel, vehicle and
office costs for corporate executives, director fees, stock option
expense and aircraft expense;

• Gains/Loss on Equipment - Our financial results for any period
may be impacted by any gain or loss that we realize on the sale
of  used  equipment  and  losses  on  wrecked  equipment.  We
periodically sell used equipment as we replace older tractors and
trailers. Gains or losses on equipment sales can vary significantly
from period to period depending on the timing of our equipment
replacement cycle, market prices for used equipment and losses
on wrecked equipment.

The  following  discussion  includes  certain  non-GAAP  financial
measures  (“adjusted”)  within  the  meaning  of  Regulation  G
promulgated  by  the  Securities  and  Exchange  Commission
(“Regulation G”) to supplement the financial results as reported
in  accordance  with  GAAP. The  non-GAAP  financial  measures
discussed below include adjusted net income, adjusted operating
profit  and  adjusted  operating  ratio. These  non-GAAP  financial
measures  exclude  the  $1,277,000  gain  on  easement  sale
included in the fourth quarter 2016 and the $2,074,000 intangible
asset impairment charge incurred in second quarter 2015. Patriot
uses these metrics to analyze its continuing operations and to
monitor, assess, and identify meaningful trends in its operating
and financial performance. These measures are not, and should
not be viewed as, substitutes for GAAP financial measures. Refer
to “Non-GAAP Financial Measures” below in this annual report for

a more detailed discussion, including reconciliations of these non-
GAAP financial measures to their most directly comparable GAAP
financial measures.

Management believes these adjusted measures better reflect our
operating performance during the periods discussed and reflect
how  management  evaluates  our  operational  results.  These
measures are not, and should not be viewed as, substitutes for
GAAP reporting measures.

To measure our performance, management focuses primarily on
transportation revenue growth, revenue miles, our preventable
accident frequency rate (“PAFR”), our operating ratio (defined as
our  operating  expenses  as  a  percentage  of  our  operating
revenue),  turnover  rate  and  average  driver  count  (defined  as
average number of revenue producing drivers under employment
over the specified time period) as compared to the same period
in the prior year.

ITEM

Total Revenue
Transportation Revenue
Revenue Miles
Fuel net of surcharges
PAFR
Adjusted Operating Ratio
Driver Turnover Rate
Average Number of Drivers Up 3.8%

FY 2016 vs. FY 2015
Down 2.2%
Up 3.9%
Down by 0.8%
Up 21.5%
Up 22.9%
Down by 0.8%
Down by 13%

The Company’s operations are influenced by a number of external
and internal factors. External factors include levels of economic
and  industrial  activity  in  the  United  States  and  the  Southeast,
driver  availability  and  cost,  government  regulations  regarding
driver qualifications and limitations on the hours drivers can work,
petroleum product demand in the Southeast which is driven in part
by  tourism  and  commercial  aviation,  and  fuel  costs.  Internal
factors  include  revenue  mix,  equipment  utilization,  Company
imposed  restrictions  on  hiring  drivers  under  the  age  of  25  or
drivers without at least two years of driving experience, auto and
workers’  compensation  accident  frequencies  and  severity,
administrative costs, and group health claims experience.

Highlights of Fiscal 2016
• Transportation revenue increased $4,298,000, or 3.9%.

• Annualized driver turnover rate declined from 75% last year to
62% this year.

• Fuel cost net of surcharges increased $1,870,000.

• The Company successfully completed negotiations and entered
into a settlement agreement with BP Exploration and Production,
Inc. resulting in other income of $1,687,000 as compensation for
damages  arising  out  of  the  Deepwater  Horizon  event  that
occurred in 2010.

• The Company received $1,330,000 for an easement granted to
the state of Florida over the Company's 25.2 acre terminal facility
in Tampa, Florida resulting in a $1,277,000 gain. The easement
prohibits residential development on the site and prohibits hotel
development on a portion of the site.

• The Company reported net income of $5,705,000, or $1.74 per

7

Management Analysis  Continued

Patriot Transportation Holding, Inc.

share compared to net income of $3,339,000 of $1.02 per share,
in 2015. The current year income includes (i) $779,000, or $.24
per share, of net income from the $1,277,000 gain on the sale of
the Tampa easement and (ii) $1,029,000, or $0.31 per share, of
net income from the settlement of a claim with BP for $1,687,000
in connection with the 2010 Deepwater Horizon event. The prior
year included a $2,074,000 intangible asset impairment charge
with an after tax negative impact to net income of $1,265,000 or
$0.39 per share, related to the Pipeline Transportation acquisition.

COMPARATIVE RESULTS OF OPERATIONS

(dollars in 
thousands)

Revenue miles
(in thousands)

Revenues:
Transportation 
revenue

Fuel 
surcharges

Fiscal Years ended September 30

2016

%

2015

%

2014

%

42,884

43,220

43,865

$115,592

96.2%  111,294 

90.6%  108,424  83.9%

4,580

3.8% 

11,588 

9.4% 

20,738  16.1%

Total Revenues 

120,172 100.0%  122,882  100.0%  129,162  100.0%

Cost of operations:
Compensation 
and benefits 

51,069

42.5% 

49,050 

39.9% 

47,431  36.7%

Fuel 
expenses 

Repairs 
and tires 

Other 
operating 

Insurance 
and losses 

Depreciation 
expense 

Rents, tags 
and utilities 

Sales, General 
& Admin 

Corporate 
expenses 

Intangible asset 
impairment 

Gain on 
property sale 

Gain on 
equipment sales 

Total cost of 
operations 

Total
operating profit 
8

15,157

12.6% 

20,295

16.5% 

29,281  22.7%

7,777

6.5% 

7,876 

6.4% 

7,831 

6.0%

4,719

3.9% 

4,520 

3.7% 

5,251 

4.1%

10,358

8.6% 

10,249 

8.3% 

10,729

8.3%

8,870

7.4% 

8,486

6.9% 

8,210 

6.4%

3,834

3.2% 

3,892 

3.2% 

3,706 

2.9%

9,626

8.0% 

9,188 

7.5% 

9,273 

7.2%

2,946

2.4% 

3,203 

2.6% 

2,685

2.1%

—  

0.0% 

2,074 

1.7% 

—   0.0%

(1,277)

(1.1%) 

— 

0.0% 

—   0.0%

(697)

(.5%) 

(1,537) 

(1.2%) 

(578) 

(.5%)

112,382

93.5%  117,296

95.5%  123,819  95.9%

$ 7,790

6.5% 

5,586

4.5% 

5,343 

4.1%

Fiscal  Year  2016  versus  2015  – Total  revenues  were
$120,172,000  down  $2,710,000  from  $122,882,000  last  year.
Transportation  revenues  (excluding  fuel  surcharges)  were  up
$4,298,000 to $115,592,000 and fuel surcharge revenues were
down $7,008,000 to $4,580,000. Our transportation revenue per
mile increased by 4.7% over last year.

Compensation and benefits costs were up $2,019,000 (or $.05
per mile) versus last year due mainly to driver pay enhancements
as we continue to invest in hiring and retaining our driver force.

The Company’s gross cost of fuel was down $5,138,000 over last
year which was not enough to off-set the $7,008,000 reduction in
fuel surcharge revenues resulting in a negative margin impact of
$1,870,000  (or  $.04  per  mile)  this  year  versus  last  year.  The
Company’s gross price of diesel fuel remained low and in a fairly
tight  range  throughout  the  fiscal  year  with  the  second  quarter
having the lowest average cost per mile at $.31 and the fourth
quarter having the highest average cost per mile at $.35. Since
the price of diesel began declining in late 2014, the Company has
experienced  margin  erosion  as  the  decline  in  fuel  surcharge
revenue outpaced the decline in diesel fuel cost. During the first
half of this year we were able to implement positive adjustments
to the fuel surcharge tables with many of our customers and those
adjustments contributed significantly to a positive trend of less
margin erosion resulting from the lower diesel fuel price (negative
margin impact: Q1 - $883,000 (or $.09 per mile), Q2 - $719,000
(or $.07 per mile), Q3 - $251,000 (or $.02 per mile), Q4 - $17,000
(or $.002)).

SG&A  was  up  $438,000  as  we  have  hired  more  management
personnel to focus on the issues of driver hiring and turnover and
to support our safety performance.

Corporate expense was lower by $257,000 compared to last year
due mainly to the sale of a 75% interest in the corporate airplane
during the second quarter of fiscal 2016.

Gain on equipment sales were $840,000 lower compared to last
year primarily to fewer trailers sold and lower average value of
tractors sold. Gain on property sales were $1,277,000 higher as
a result of the sale of the easement in the fourth quarter.

Operating profit this year was $7,790,000 versus an operating
profit  of  $5,586,000  last  year.  This  year’s  operating  profit
benefitted from the gain on easement sale of $1,277,000 while
the  prior  year  was  negatively  impacted  by  the  $2,074,000
intangible asset impairment charge.

Adjusted  operating  profit  this  year  was  $6,513,000  versus  an
adjusted operating profit of $7,660,000 last year. Our adjusted
operating ratio was 94.6% compared to an adjusted operating
ratio of 93.8% last year. The lower results were mainly due to the
higher net fuel cost of $1,870,000 which mostly occurred in the
first half of this fiscal year prior to the positive adjustments we
made  to  the  fuel  surcharge  tables. These  non-GAAP  financial
measures exclude gain from easement sale realized in the fourth
quarter of fiscal 2016 and the intangible asset impairment charge
incurred  in  the  second  quarter  of  fiscal  2015.  Management
believes  these  adjusted  measures  better  reflect  our  operating
performance  during  the  periods  discussed  and  reflect  how
management evaluates our operational results. Refer to “Non-
GAAP Financial Measures” below in this press release for a more
detailed discussion, including reconciliations of these non-GAAP
financial  measures  to  their  most  directly  comparable  GAAP
financial measures”.

Fiscal Year 2015 versus 2014 – Net income for fiscal 2015 was
$3,339,000 or $1.02 per share, an increase of $142,000 or $.03
per  share  compared  to  net  income  of  $3,197,000  or  $.99  per

Management Analysis  Continued

Patriot Transportation Holding, Inc.

share in fiscal 2014. During the second quarter of 2015, as part
of a competitive bid, we elected not to pursue a significant piece
of business acquired in the Pipeline transaction (closed in early
fiscal 2014). The absence of this business required us to take an
impairment  charge  of  $2,074,000  against  the  intangible  asset
“customer  relationships”.  The  $2,074,000  intangible  asset
impairment charge had an after tax negative impact to net income
of  $1,265,000,  or  $.39  per  share,  related  to  the  Pipeline
Transportation acquisition. Rather than lower our quoted rates to
retain that business, management determined it was in our best
interest to employ our capital and resources to find new business
at better rates. During the latter half of fiscal 2015, our sales team
did an excellent job replacing those lost revenue miles. In the end,
we  were  able  to  haul  almost  as  many  miles  in  fiscal  2015
(43,220,000)  as  we  did  in  fiscal  2014  (43,865,000)  while
increasing  our  transportation  revenue  by  $2,870,000.  The
Company’s  2015  adjusted  operating  profit  increased  43%  to
$7,660,000 and 2015 adjusted operating ratio improved to 93.8%
versus last year’s 95.9%, more in line with our goals.

For fiscal 2015, total revenue was down $6,280,000 due mainly
to significantly lower fuel surcharges. Total revenue is made up of
transportation revenue (up $2,870,000, a 2.6% improvement over
fiscal 2014) and fuel surcharge revenue (down $9,150,000 due to
the dramatic decrease in fuel prices experienced over the past 12
months).  Comparing 
revenue
lower 
($9,150,000)  to  the  lower  fuel  cost  ($8,986,000)  resulted  in  a
$164,000 negative impact to the Company from the lower price of
diesel in 2015 versus 2014.

fuel  surcharge 

the 

Compensation and benefits expense was up significantly for a
series  of  reasons  including,  an  increase  in  pay  for  all  of  our
drivers,  higher  driver  training  pay  and  an  increase  in  support
wages as we continue to hire people in the field to enhance our
ability to hire and retain drivers to meet our customers’ growing
demands. The demand for drivers continues to increase with the
expansion of the US economy while the pool of qualified drivers
so far has not grown at a sufficient pace to meet that demand;
thus, finding and retaining qualified drivers to grow our business
is  an  ever  increasing  challenge.  Management  believes  that  in
order to be successful going forward we need to be a leader in
our  industry  at  attracting,  hiring  and  retaining  drivers  and  we
will continue to focus more and more of our resources on meeting
this goal..

Operating expenses improved by $731,000 over 2014 due in large
part  to  lower  out-of-town  driver  costs  (as  we  improved  on
managing  our  customer’s  business  demands  with  more  local
drivers in fiscal 2015 versus 2014) and lower rigging, tolls, and
operating supplies expense. Gains on equipment sales were up
significantly in 2015 ($959,000) due in large part to the sale of 50
trailers during fiscal 2015 versus no trailer sales in fiscal 2014.
Insurance and loss expense improved by $480,000 due in large
part  to  lower  workers’  comp  expense.  Depreciation  expense
increased $276,000 due to the increased cost of new tractors year
over year. Corporate overhead saw an increase of $518,000 due
mainly  to  higher  medical  claims,  a  significant  repair  to  the
corporate  aircraft  (management  is  in  the  process  of  selling  a
significant stake in the corporate aircraft to reduce the Company’s
on-going expenses related thereto), higher management incentive
compensation expense and the additional costs of operating as a
stand-alone public company.

LIQUIDITY AND CAPITAL RESOURCES
The Company maintains its operating accounts with Wells Fargo
Bank, N.A. and these accounts directly sweep overnight against
the Wells Fargo revolver. As of September 30, 2016, we had no
debt outstanding on this revolver, $2,436,000 outstanding under
letters  of  credit  and  $22,564,000  available  for  additional
borrowings. During fiscal 2015, the Company closed on a two (2)

—

—

year  revolving  credit  facility,  to  be  secured  by  a  portion  of  the
Company’s equipment at the time of draw, from Branch Banking
and Trust  Company  (BB&T)  for  up  to  $25  million. This  facility
contains  a  provision  which  automatically  converts  any  draws
under  the  revolver  into  five-year  term  loans  with  a  seven  year
amortization. As of September 30, 2016, the Company had not
taken any draws against this facility. The Company expects our
fiscal  year  2017  cash  generation  to  cover  the  cost  of  our
operations and all of our budgeted capital expenditures.

Cash Flows – The following table summarizes our cash flows
from operating, investing and financing activities for each of the
periods presented (in thousands of dollars):

Years Ended September 30

Total cash provided by 

(used for):

Operating activities
Investing activities
Financing activities
Increase in cash

2016

2015

2014

$ 14,955
(8,348)
(602)

$ 15,052 $ 10,820
(18,218)
7,398

(8,042)
(7,010)

and cash equivalents

$

6,005

$

— $

Outstanding debt at the

beginning of the period

Outstanding debt at the

end of the period

$

$

— $ 7,282 $

— $

— $

7,282

Operating Activities – Net cash provided by operating activities
(as set forth in the cash flow statement) was $14,955,000 for the
year  ended  September  30,  2016,  $15,052,000  in  2015  and
$10,820,000 in 2014. The total of net income plus depreciation
and  amortization  less  gains  on  asset  dispositions  increased
$1,946,000 versus the same period last year. These changes are
described  above  under  “Comparative  Results  of  Operations”.
Accounts payable and accrued liabilities decreased $2,926,000
due to the timing of payments on the purchase of tractors and
trailers in 2016 and lower bonus compensation accruals in the
same period last year. These changes comprise the majority of
the  increase  in  net  cash  provided  by  operating  activities. The
$2,074,000  impairment  charge  and  the  related  $809,000  of
deferred income taxes are added back to net income in fiscal 2015
as these are non-cash items.

Investing Activities – Investing activities include the purchase of
property and equipment, any business acquisitions and proceeds
from sales of these assets upon retirement. For the year ended
September 30, 2016, we spent $8,348,000 on equipment net of
proceeds from retirements. The Company received $1,330,000 for
an easement granted to the state of Florida over the Company's
25.2  acre  terminal  facility  in  Tampa,  Florida  resulting  in  a
$1,277,000 gain during 2016. For the year ended September 30,
2015 we spent $8,042,000 on equipment net of retirements.

In  2015,  cash  required  by  investing  activities  was  $8,042,000
compared to $18,218,000 in 2014. The lower investing cash use
of $10,176,000 was primarily due to the acquisition of Pipeline
Transportation, Inc. in fiscal 2014.

Financing Activities – Financing activities primarily include net
changes to our outstanding revolving debt. For the year ended
September 30, 2016 we used $602,000 of cash to pay down debt.
The Company had no outstanding long-term debt on September
30, 2016 or September 30, 2015.

Cash used by financing activities in the year ended September
30,  2015,  was  $7,010,000  compared  to  cash  provided  of

9

Management Analysis  Continued

Patriot Transportation Holding, Inc.

$7,398,000 in 2014. This decrease in cash provided was due to
borrowing  to  finance  the  acquisition  of  the  assets  of  Pipeline
Transportation in 2014.

Credit Facilities – In connection with the Spin-off, on January 30,
2015, the Company entered into a five-year credit agreement with
Wells Fargo Bank N.A. which provides a $25 million revolving line
of credit with a $10 million sublimit for stand-by letters of credit. In
connection  with  the  Spin-off,  the  Company  assumed  and
refinanced onto this new revolving credit line approximately $5.1
million of indebtedness from FRP. The amounts outstanding under
the credit agreement bear interest at a rate of 1.0% over LIBOR,
which may change quarterly based on the Company’s ratio of
consolidated total debt to consolidated total capital. A commitment
fee  of  0.15%  per  annum  is  payable  quarterly  on  the  unused
portion of the commitment, which fee may change quarterly based
on our ratio of consolidated total debt to consolidated total capital.
The credit agreement contains certain conditions and financial
covenants, including a minimum $25 million tangible net worth. As
of September 30, 2016, the tangible net worth covenant would
have limited our ability to pay dividends or repurchase stock with
borrowed funds to a maximum of $11.3 million combined.

In addition to the unsecured revolving facility provided by Wells
Fargo,  Management  determined  the  Company  needed  an
additional financing source to provide capital for potential growth
opportunities. As a result, the Company closed on a loan from
Branch Banking and Trust Company (BB&T) for up to $25 million
under a two (2) year revolving facility to be secured by a portion
of the Company’s equipment. This facility contains a provision
which automatically converts any draws under the revolver into
five-year term loans with a seven year amortization. Each draw
requires the payment of a bank fee equal to .25% of the amount
drawn. Any amounts outstanding under this facility bear interest
at a rate of 1.5% over LIBOR, which may change quarterly based
on the Company’s leverage ratio. A commitment fee of 0.15% per
annum  is  payable  quarterly  on  the  unused  portion  of  the
commitment. The credit agreement contains certain conditions
and financial covenants, including limitations on the payment of
cash dividends that are based on the Company’s consolidated
retained earnings. As of September 30 2016, the Company had
not taken any draws against this facility.

Cash Requirements – The Company currently expects its fiscal
2017  capital  expenditures  to  be  approximately  $9,823,000  for
expansion and replacement equipment which we expect to be fully
funded by our cash generated from our operations. The Company
does not currently pay any cash dividends on common stock.

While the Company is affected by environmental regulations, such
regulations  are  not  expected  to  have  a  major  effect  on  the
Company’s capital expenditures or operating results.

The Company expects that cash flows from operating activities,
cash on hand and the funds available under its revolving credit
agreement will be adequate to finance these capital expenditures
and  its  working  capital  needs  for  the  next  12  months  and  the
foreseeable future.

NON-GAAP FINANCIAL MEASURES
To supplement the financial results presented in accordance with
GAAP,  Patriot  presents  certain  non-GAAP  financial  measures
within the meaning of Regulation G promulgated by the Securities
and  Exchange  Commission.  Patriot  uses  these  non-GAAP
financial measures to analyze its continuing operations and to
monitor, assess, and identify meaningful trends in its operating
and financial performance. These measures are not, and should
not be viewed as, substitutes for GAAP financial measures.

10

Adjusted Operating Profit

Adjusted operating profit excludes the impact of the intangible
asset impairment charge. Adjusted operating profit is presented
to provide additional perspective on underlying trends in Patriot’s
core operating results. A reconciliation between operating profit
and adjusted operating profit is as follows:

Three months ended
September 30, 2016

Three months ended
September 30, 2015

Operating profit
Adjustments:

$

Gain on property sale

Adjusted operating profit $

3,454

(1,277)
2,177

2,633

2,633

Twelve months ended
September 30, 2016

Twelve months ended
September 30, 2015

Operating profit
Adjustments:

$

Gain on property sale
Intangible asset 

impairment charge

Adjusted operating profit $

Adjusted Operating Ratio

7,790

(1,277)

—
6,513

5,586

—

2,074
7,660

Adjusted  operating  ratio  excludes  the  impact  of  the  intangible
asset impairment charge. Adjusted operating ratio is presented to
provide additional perspective on underlying trends in Patriot’s
core operating results. A reconciliation between operating ratio
and adjusted operating ratio is as follows:

Three months ended
September 30, 2016

Three months ended
September 30, 2015

Operating profit
Adjustments:

Gain on property sale
Adjusted operating ratio

88.6%

4.2%
92.8%

91.3%

—
91.3%

Twelve months ended
September 30, 2016

Twelve months ended
September 30, 2015

Operating profit
Adjustments:

Gain on property sale
Intangible asset 

impairment charge
Adjusted operating ratio

93.5%

1.1%

—
94.6%

95.5%

—

(1.7%)
93.8%

OFF-BALANCE SHEET ARRANGEMENTS
Except for the letters of credit described above under “Liquidity
and  Capital  Resources,”  the  Company  does  not  have  any
off  balance  sheet  arrangements  that  either  have,  or  are
reasonably likely to have, a current or future material effect on its
financial condition.

CRITICAL ACCOUNTING POLICIES
The  preparation  of  financial  statements  in  accordance  with
accounting  principles  generally  accepted  in  the  United  States
requires us to make estimates and assumptions that affect the
reported amounts of assets and liabilities and the disclosure of

Management Analysis  Continued

Patriot Transportation Holding, Inc.

contingent assets and liabilities as of the date of the consolidated
and combined financial statements and the reported amounts of
revenues and expenses during the respective reporting periods.
Accounting estimates are considered to be critical if (1) the nature
of the estimates and assumptions is material due to the levels of
subjectivity  and  judgment  necessary  to  account  for  highly
uncertain matters or the susceptibility of such matters to change;
and (2) the impact of the estimates and assumptions on financial
condition  or  operating  performance  is  material.  Actual  results
could  differ 
the  estimates  and  assumptions  used.
Management of the Company considers the following accounting
policies critical to the reported operations of the Company:

from 

Accounts  Receivable Valuation. The  Company  is  subject  to
customer credit risk that could affect the collection of outstanding
accounts  receivable.  To  mitigate  these  risks,  the  Company
performs credit reviews on all new customers and periodic credit
reviews on existing customers. A detailed analysis of late and slow
pay  customers  is  prepared  monthly  and  reviewed  by  senior
management. The overall collectability of outstanding receivables
is  evaluated  and  allowances  are  recorded  as  appropriate.
Significant changes in customer credit could require increased
allowances and affect cash flows.

Property and Equipment and Impairment of Assets. Property
and equipment is recorded at cost less accumulated depreciation.
Provision for depreciation of property and equipment is computed
using the straight-line method based on the following estimated
useful lives:

Buildings and improvements 
Revenue equipment 
Other equipment 

Years
7-39
7-10
3-10

The Company periodically reviews property and equipment for
potential impairment whenever events or circumstances indicate
the carrying amount of a long-lived asset may not be recoverable.
The  analysis  consists  of  a  review  of  future  anticipated  results
considering business prospects and asset utilization. If the sum
of  these  future  cash  flows  (undiscounted  and  without  interest
charges)  is  less  than  the  carrying  amount  of  the  assets,  the
Company would record an impairment loss based on the fair value
of the assets with the fair value of the assets generally based upon
an estimate of the discounted future cash flows expected with
regards  to  the  assets  and  their  eventual  disposition  as  the
measure  of  fair  value.  The  Company  performs  an  annual
impairment test on goodwill and other intangible assets. Changes
in  estimates  or  assumptions  could  have  an  impact  on  the
Company’s financials.

Insurance  Accruals.  The  nature  of 

the
Claims  and 
transportation  business  subjects  the  Company  to  risks  arising
from  workers’  compensation,  automobile  liability,  and  general
liability  claims. The  Company  retains  the  exposure  on  certain
claims of $250,000 ($500,000 for automobile liability and general
liability claims prior to fiscal 2011 and for worker’s compensation
claims  prior  to  fiscal  2013)  and  has  third  party  coverage  for
amounts exceeding the retention up to the amount of the policy
limits. The Company expenses during the year an estimate of risk
insurance  losses  based  upon  independent  actuarial  analysis,
insurance company estimates, and our monthly review of claims
reserve changes. In making claim reserve changes we rely upon
estimates  of  our 
insurance  company  adjusters,  attorney
evaluations, and judgment of our management. Our estimates
require  judgment  concerning  the  nature,  severity,  comparative
liability, jurisdiction, legal and investigative costs of each claim.
Claims involving serious injury have greater uncertainty of the

eventual cost. In the past, our estimate of the amount of individual
claims  has  increased  from  insignificant  amounts  to  the  full
deductible  as  we  learn  more  information  about  the  claim  in
subsequent periods. We obtain an independent actuarial analysis
at  least  twice  annually  to  assist  in  estimating  the  total  loss
reserves expected on claims including claim development and
incurred  but  not  reported  claims.  We  also  retain  exposure  on
employee health benefits up to $250,000 per covered participant
each calendar year plus a $77,000 aggregate deductible for any
claims  exceeding  $250,000.  We  estimate  claim  liability  using
historical payment trends and specific knowledge of larger claims.
Health claims are expensed as the health services are rendered
so there is only a two month lag in payments on average. We are
usually aware of the larger claims before closing each accounting
period reducing the amount of uncertainty of the estimate. Our
accrued insurance liabilities for retiree benefits are recorded by
actuarial calculation. Our accrued insurance liabilities for claims
as  of  September  30,  2016,  2015,  and  2014  amounted  to  $.9
million, $2.1 million and $2.6 million, respectively. Payments made
under  a  captive  agreement  for  each  year’s  loss  fund  are
scheduled in advance using actuarial methodology. The captive
agreement provides that we will share in the underwriting results,
good  or  bad,  within  a  $250,000  per  occurrence  layer  of  loss
through  retrospective  premium  adjustments.  Including  the
potential exposure in the captive we have $4.6 million of estimated
insurance liabilities. In the event that actual costs for these claims
are different than estimates we will have adjustments in future
periods. It is likely that we will experience either gains or losses of
5-10% of prior year estimated insurance liabilities in any year.

Income Taxes. The Company accounts for income taxes under
the asset-and-liability method. Deferred tax assets and liabilities
represent items that will result in taxable income or a tax deduction
in future years for which the related tax expense or benefit has
already been recorded in our statement of earnings. Deferred tax
accounts arise as a result of timing differences between when
items are recognized in the consolidated and combined financial
statements compared with when they are recognized in the tax
returns. The Company assesses the likelihood that deferred tax
assets will be recovered from future taxable income. To the extent
recovery is not probable, a valuation allowance is established and
included as an expense as part of our income tax provision. No
valuation allowance was recorded at September 30, 2016, as all
deferred  tax  assets  are  considered  more  likely  than  not  to  be
realized.  Significant  judgment  is  required  in  determining  and
assessing the impact of complex tax laws and certain tax-related
contingencies on the provision for income taxes. As part of the
calculation of the provision for income taxes, we assess whether
the benefits of our tax positions are at least more likely than not
of being sustained upon audit based on the technical merits of the
tax position. For tax positions that are more likely than not of being
sustained upon audit, we accrue the largest amount of the benefit
that  is  more  likely  than  not  of  being  sustained  in  our  financial
statements.  Such  accruals  require  estimates  and  judgments,
whereby actual results could vary materially from these estimates.
Further,  a  number  of  years  may  elapse  before  a  particular
matter, for which an established accrual was made, is audited
and resolved.

11

Management Analysis  Continued

Patriot Transportation Holding, Inc.

”projects”,  ”continuing”,  ”ongoing”,  ”expects”,  ”management
believes”, ”the Company believes”, ”the Company intends” and
similar  words  or  phrases.  The  following  factors  and  others
discussed in the Company’s periodic reports and filings with the
Securities and Exchange Commission are among the principal
factors that could cause actual results to differ materially from the
forward-looking  statements:  freight  demand  for  petroleum
products including recessionary and terrorist impacts on travel in
the Company’s markets; fuel costs and the Company’s ability to
recover  fuel  surcharges;  accident  severity  and  frequency;  risk
insurance markets; driver availability and cost; the impact of future
regulations regarding the transportation industry; availability and
terms of financing; competition in our markets; interest rates, and
inflation and general economic conditions. However, this list is not
a complete statement of all potential risks or uncertainties.

These forward-looking statements are made as of the date hereof
based on management’s current expectations, and the Company
does  not  undertake  an  obligation  to  update  such  statements,
whether as a result of new information, future events or otherwise.
Additional information regarding these and other risk factors may
be found in the Company’s other filings made from time to time
with the Securities and Exchange Commission.

CONTRACTUAL OBLIGATIONS
The following table summarizes our contractual obligations as of
September 30, 2016:

Payments due by period

Contractual Obligations
(thousands of dollars)

Less 
than 
1 year

1-3 
years

More
than
years 5 years

3-5  

Total

Operating 
Leases

2,179 

458 

602 

618 

501

Purchase 
Commitments  1,055 

1,055 

-

- 

-

Other 
Long-Term 
Liabilities 

Total 
obligations 

1,141 

72 

150 

154 

765

$ 4,375

1,585 

752 

772 

1,266

INFLATION
Most of the Company’s operating expenses are inflation-sensitive,
with inflation generally producing increased costs of operations.
During the past three years, inflation has been fairly modest with
its impacts mostly related to equipment prices, tire prices and the
compensation paid to drivers. Tractor prices have increased over
40%  since  2007  due  in  part  to  EPA  mandated  new  engine
emission  requirements  on  tractor  engines.  Customer  rate
increases received have significantly lagged the increased prices
paid for new equipment over the same period.

In  addition  to  inflation,  fluctuations  in  fuel  prices  can  affect
profitability.  Most  of  the  Company’s  contracts  with  customers
contain  fuel  surcharge  provisions.  Although  the  Company
historically  has  been  able  to  pass  through  most  long-term
increases in fuel prices and operating taxes to customers in the
form of surcharges and higher rates, there is no guarantee that
this will be possible in the future. See “Risk Factors—We may be
adversely impacted by fluctuations in the price and availability
of fuel.”

SEASONALITY
Our business is subject to seasonal trends common in the refined
petroleum products delivery industry. We typically face reduced
demand for refined petroleum products delivery services during
the winter months and increased demand during the spring and
summer  months.  Further,  operating  costs  and  earnings  are
generally  adversely  affected  by  inclement  weather  conditions.
These factors generally result in lower operating results during the
first  and  fourth  calendar  quarters  of  the  year  and  cause  our
operating  results  to  fluctuate  from  quarter  to  quarter.  Our
operating expenses also have been somewhat higher in the winter
months, due primarily to decreased fuel efficiency and increased
maintenance costs for tractors and trailers in colder months.

FORWARD LOOKING STATEMENTS
Certain matters discussed in this report contain forward-looking
statements that are subject to risks and uncertainties that could
cause actual results to differ materially from those indicated by
such 
forward-looking
statements relate to, among other things, capital expenditures,
liquidity, capital resources and competition and may be indicated
by  words  or  phrases  such  as  ”anticipate”,  ”estimate”,  ”plans”,

forward-looking  statements.  These 

12

Consolidated and Combined Statements of Income  -Years ended September 30

Patriot Transportation Holding, Inc.

(In thousands, except per share amounts)

Revenues:

2016

2015

2014

Transportation revenues  ....................................................................................$ 115,592 
4,580 
Fuel surcharges  ..................................................................................................
Total revenues  ............................................................................................................ 120,172 

111,294 
11,588 
122,882 

Cost of operations:

Compensation and benefits  ................................................................................ 51,069 
Fuel expenses  ...................................................................................................... 15,157 
7,777 
Repairs and tires  ..................................................................................................
4,719 
Other operating  ....................................................................................................
Insurance and losses  .......................................................................................... 10,358 
8,870 
Depreciation expense  ..........................................................................................
3,834
Rents, tags and utilities  ........................................................................................
9,626 
Sales, general and administrative  ........................................................................
2,946 
Corporate expenses  ............................................................................................
- 
Intangible asset impairment  ................................................................................
(1,277) 
Gain on property sale  ..........................................................................................
(697) 
Gain on equipment sales  ....................................................................................

49,050 
20,295 
7,876 
4,520 
10,249 
8,486 
3,892 
9,188 
3,203 
2,074 
- 
(1,537) 

Total cost of operations  .............................................................................................. 112,382

117,296

Total operating profit  ..................................................................................................

7,790 

5,586 

BP claim settlement ....................................................................................................
Interest income and other  ..........................................................................................
Interest expense  ........................................................................................................

Income before income taxes  ......................................................................................
Provision for income taxes ..........................................................................................

1,687  
6  
(130) 

9,353 
3,648 

Net income ..............................................................................................................$

5,705 

Earnings per common share:

Net Income-

Basic .................................................................................................................. $
Diluted  ................................................................................................................$ 

1.74 
1.74 

Number of shares (in thousands) used in computing:

- basic earnings per common share  ....................................................................
- diluted earnings per common share  ..................................................................

3,283
3,285

- 
- 
(112) 

5,474
2,135 

3,339 

1.02 
1.02 

3,268 
3,275 

Consolidated and Combined Statements of Comprehensive Income  -Years ended September 30

(In thousands)

Net income  ..............................................................................................................$ 
Other comp. income (loss)net of tax:

Actuarial gain (loss) retiree health  ..........................................................................
Minimum pension liability  ........................................................................................
Comprehensive income  ............................................................................................$ 

See notes to consolidated and combined financial statements

2016
5,705 

123 
- 
5,828 

2015
3,339 

4
(6) 
3,337 

108,424
20,738
129,162

47,431
29,281
7,831
5,251
10,729
8,210
3,706
9,273
2,685
-
-
(578)
123,819

5,343

-
7 
(109)

5,241
2,044

3,197

.99
.99

3,243
3,243

2014
3,197

(3)
(2)
3,192

13

Consolidated and Combined Balance Sheets  -As of September 30

Patriot Transportation Holding, Inc.

(In thousands, except share data)

Assets
Current assets:

Cash and cash equivalents  ..............................................................................................$ 
Accounts receivable (net of allowance for doubtful

accounts of $153 and $144, respectively)  ......................................................................
Federal and state taxes receivable  ....................................................................................
Inventory of parts and supplies  ..........................................................................................
Prepaid tires on equipment  ................................................................................................
Prepaid taxes and licenses  ................................................................................................
Prepaid insurance  ..............................................................................................................
Prepaid expenses, other  ....................................................................................................
Total current assets  ..................................................................................................

Property, plant and equipment, at cost:

Land ..................................................................................................................................
Buildings  ............................................................................................................................
Equipment  ..........................................................................................................................

Less accumulated depreciation  ............................................................................................

2016

6,005 

7,043 
261
811 
2,052 
681 
820 
64 
17,737 

2,626 
5,494 
94,663 
102,783 
59,080 
43,703 

Goodwill  ................................................................................................................................
Intangible assets, net  ............................................................................................................
Other assets, net ....................................................................................................................
Total assets .......................................................................................................................... $

3,431 
1,214 
214 
66,299 

Liabilities and Shareholders’ Equity
Current liabilities:

Accounts payable ..............................................................................................................$ 
Bank overdraft  ....................................................................................................................
Accrued payroll and benefits  ..............................................................................................
Accrued insurance  ..............................................................................................................
Accrued liabilities, other ......................................................................................................
Total current liabilities ................................................................................................

Deferred income taxes  ..........................................................................................................
Accrued insurance  ................................................................................................................
Other liabilities  ......................................................................................................................
Commitments and contingencies (Notes 11)
Shareholders’ equity:

Preferred stock, 5,000,000 shares authorized,

of which 250,000 shares are designated Series A
Junior Participating Preferred Stock; $0.01 par
value; none issued and outstanding ................................................................................

Common stock, $.10 par value; (25,000,000 shares

authorized; 3,289,353 and 3,272,804 shares issued
respectively ......................................................................................................................
Capital in excess of par value  ............................................................................................
Retained earnings ..............................................................................................................
Accumulated other comprehensive income, net  ................................................................
Total shareholders’ equity ..........................................................................................
Total liabilities and shareholders’ equity ............................................................................$

4,896 
-
4,608 
700 
369
10,573 

10,479 
184 
1,117

-

329 
35,919
7,524
174 
43,946 
66,299 

See notes to consolidated and combined financial statements

2015

-

7,382
115
780
2,019
694
748
58
11,796

2,679
5,507
91,800
99,986
57,366
42,620

3,431
1,384
295
59,526

4,163
773
5,363
1,102
393
11,794

8,334
1,026
1,170

-

327
35,005
1,819
51
37,202
59,526

14

Consolidated and Combined Statements of Cash Flows  -Years ended September 30

Patriot Transportation Holding, Inc.

(In thousands)

Cash flows from operating activities:

Net income  ....................................................................................................$ 
Adjustments to reconcile net income to

net cash provided by continuing operating activities:

Depreciation and amortization  ........................................................................
Intangible asset impairment  ............................................................................
Deferred income taxes  ....................................................................................
Gain on asset dispositions  ..............................................................................
Stock-based compensation  ............................................................................
Net changes in operating assets and liabilities:

Accounts receivable  ....................................................................................
Inventory of parts and supplies ....................................................................
Prepaid expenses ........................................................................................
Other assets..................................................................................................
Accounts payable and accrued liabilities  ....................................................
Income taxes payable and receivable  ..........................................................
Long-term insurance liabilities and other

long-term liabilities  ....................................................................................
Net cash provided by operating activities  ....................................................

Cash flows from investing activities:

Purchase of property and equipment ..............................................................
Business acquisition ........................................................................................
Proceed from the sale of property, plant and equipment  ................................
Net cash used in investing activities ................................................................

Cash flows from financing activities:

(Decrease) Increase in bank overdrafts  ..........................................................
Proceeds from borrowing on revolving credit facility  ......................................
Payments on revolving credit facility ................................................................
Debt issue costs  ..............................................................................................
Excess tax benefits from exercise of stock options  ........................................
Proceeds from exercised stock options............................................................
Net distributions to FRP prior to spin-off  ........................................................
Net cash (used in) provided by financing activities  ........................................

Net increase in cash and cash equivalents ..................................................
Cash and cash equivalents at beginning of year ................................................
Cash and cash equivalents at end of year  ......................................................$

Supplemental disclosures of cash flow information:

Cash paid during the year for:

2016

5,705 

9,729 
- 
2,145 
(2,222) 
745 

339 
(31)
(98)
132
(448) 
(146) 

(895)
14,955 

(11,503) 
- 
3,155 
(8,348) 

(773) 

13,536
(13,536) 
- 
171 
-
- 
(602) 

6,005
- 
6,005 

2015

3,339 

9,485 
2,074
(590) 
(1,558) 
617

(263)
115
152
(148)
2,478 
(244) 

(405) 
15,052 

(9,905)
- 
1,863
(8,042) 

(160) 
43,793 
(51,075)
(94) 
425
202
(101)
(7,010) 

- 
- 
- 

2014

3,197

9,294
-
(461)
(578)
569

(235)
(14)
(149)
-
(1,487)
(44)

728
10,820

(9,631)
(10,023)
1,436
(18,218)

685
23,528
(16,246)
-
-
-
(569)
7,398

-
-
-

Interest  ......................................................................................................$ 
Income taxes ..............................................................................................$

74 
1,909 

175 
2,840 

109
2,548

The Company recorded non-cash transactions for vacation liability of the Pipeline business acquisition of $132 in fiscal 2014.
The Company recorded a non-cash, impairment charge related to the customer relationship intangible asset recorded resulting
from the Pipeline acquisition of $2,074 during the second quarter of fiscal 2015.

See notes to consolidated and combined financial statements.

15

Consolidated and Combined Statements of Shareholder’s Equity/Net Investment  -Years ended September 30

Patriot Transportation Holding, Inc.

(In thousands, except share amounts) 

Balance at October 1, 2013 ........................................

– $

– $

–

$

– $

Capital in
Common Stock
Excess of Retained
Shares Amount Par Value Earnings

Accumulated
Other
Comprehensive
Income, net
58
$

Total
Stockholders’
Equity/Net
Investment
29,530
$

Net
Investment
29,472

Net income....................................................................
Minimum pension liability, net of tax ............................
Actuarial (loss) gain, net ..............................................

3,197

(2)
(3)

3,197
(2)
(3)

Balance as of September 30, 2014 ............................

– $

– $

–

$

– $

32,669

$

53

$

32,722

Issuance of common stock at spinoff .......................... 3,242,524
Exercise of stock options..............................................
16,000
Excess tax benefits from exercise of stock options ....
Stock-based compensation ........................................
Shares granted to Directors ........................................
Net income....................................................................
Minimum pension liability, net of tax ............................
Actuarial (loss) gain, net ..............................................
Reclassification of net investment to capital in

14,280

324
2

1

201
425
174
341

3,339

excess of par value ..................................................

33,864

(1,520)

(32,669)

324
203
425
174
342
3,339
(6)
4

(325)

(6)
4

Balance as of September 30, 2015 ............................ 3,272,804 $

327 $ 35,005

$ 1,819 $

–

$

51

$

37,202

Excess tax benefits from exercise of stock options ....
Stock-based compensation ........................................
Shares granted to Directors ........................................
Net income....................................................................
Actuarial (loss) gain, net ..............................................

16,549

2

171
384
359

5,705

171
384
361
5,705
123

123

Balance as of September 30, 2016 ............................ 3,289,353 $

329 $ 35,919

$ 7,524 $

–

$

174

$

43,946

16

Notes to Consolidated and Combined Financial Statements

Patriot Transportation Holding, Inc.

1. Accounting Policies.

DESCRIPTION OF BUSINESS

SPIN-OFF  TRANSACTION  -  On  January  30,  2015,  FRP
Holdings,  Inc.  ("FRP")  completed  the  tax-free  spin-off  (the
“Spin-off")  of  Patriot  Transportation  Holding,  Inc.,  (the
"Company" or "Patriot"). In the Spin-off, FRP distributed all of
the outstanding stock of the Company to FRP's shareholders
as of the record date of January 9, 2015. FRP’s shareholders
received one share of Patriot (stock symbol “PATI”) for every
three shares of FRP owned on the record date resulting in
3,242,524  of  Patriot  shares  outstanding  on  the  distribution
date. Patriot now is an independent, publicly traded company,
and FRP retains no ownership in Patriot.

COMPANY’S  BUSINESS  -  The  business  of  the  Company,
conducted through our wholly owned subsidiary, Florida Rock
& Tank Lines, Inc., is to transport petroleum and other liquids
and dry bulk commodities. We do not own any of the products
we haul, rather, we act as a third party carrier to deliver our
customer’s  products  from  point  A  to  point  B  predominately
using Company employees driving Company owned tractors
and tank trailers. Approximately 82% of our business consists
of hauling liquid petroleum products (mostly gas and diesel
fuel) from large scale fuel storage facilities to our customers’
retail  outlets  (e.g.  convenience  stores,  truck  stops  and  fuel
depots) where we off-load the product into our customer’s fuel
storage  tanks  for  ultimate  sale  to  the  retail  consumer. The
remaining  18%  of  our  business  consists  of  hauling  our
customer’s dry bulk commodities such as cement, lime and
various industrial powder products and liquid chemicals.

PRINCIPLES OF CONSOLIDATION AND COMBINATION -
The  consolidated  and  combined  financial  statements  were
prepared  in  accordance  with  U.S.  generally  accepted
accounting  principles  (“GAAP”)  and  include  the  accounts,
certain assets, liabilities, and expenses of Patriot and its wholly
owned subsidiaries that comprise the Company. All significant
intercompany  transactions  within  the  consolidated  and
combined entity have been eliminated.

CASH AND CASH EQUIVALENTS - The Company considers
all  highly  liquid  debt  instruments  with  maturities  of  three
months or less at time of purchase to be cash equivalents.
Bank  overdrafts  consist  of  outstanding  checks  not  yet
presented  to  a  bank  for  settlement,  net  of  cash  held  in
accounts with right of offset.

INVENTORY - Inventory of parts and supplies is valued at the
lower of cost (first-in, first-out) or market.

TIRES ON EQUIPMENT - The value of tires on tractors and
trailers is accounted for as a prepaid expense and amortized
over the life of the tires as a function of miles driven.

REVENUE AND EXPENSE RECOGNITION - Transportation
revenue, including fuel surcharges, is recognized when the
services  have  been  rendered  to  customers  or  delivery  has
occurred, the pricing is fixed or determinable and collectibility
reasonably  assured.  Transportation  expenses  are
is 

recognized as incurred.

ACCOUNTS  RECEIVABLE  -  Accounts  receivable  are
recorded  net  of  discounts  and  provisions  for  estimated
allowances. We estimate allowances on an ongoing basis by
considering historical and current trends. We record estimated
bad debts expense as a selling, general and administrative
expense. We  estimate  the  net  collectibility  of  our  accounts
receivable and establish an allowance for doubtful accounts
based  upon  this  assessment.  Specifically,  we  analyze  the
aging of accounts receivable balances, historical bad debts,
customer concentrations, customer credit-worthiness, current
economic trends and changes in customer payment terms. Any
trade accounts receivable balances written off are charged
against the allowance for doubtful accounts. The Company has
not experienced any significant credit-related losses in the past
three years.

PROPERTY AND EQUIPMENT - Property and equipment is
recorded at cost less accumulated depreciation. Provision for
depreciation  of  property  and  equipment  is  computed  using
the  straight-line  method  based  on  the  following  estimated
useful lives:

Buildings and improvements 
Revenue equipment 
Other equipment 

Years
7-39
7-10
3-10

The Company recorded depreciation expenses for 2016, 2015
and  2014  of  $9,487,000,  $9,154,000  and  $8,898,000,
respectively.

IMPAIRMENT  OF  LONG-LIVED  ASSETS  -  The  Company
periodically  reviews  its  long-lived  assets,  which  include
property  and  equipment  and  purchased  intangible  assets
subject  to  amortization,  for  potential  impairment  whenever
events  or  circumstances  indicate  the  carrying  amount  of  a
long-lived asset may not be recoverable. The analysis consists
of a review of future anticipated results considering business
prospects and asset utilization. If the sum of these future cash
flows (undiscounted and without interest charges) is less than
the carrying amount of the assets, the Company would record
an impairment loss based on the fair value of the assets with
the fair value of the assets generally based upon an estimate
of the discounted future cash flows expected with regards to
the assets and their eventual disposition.

GOODWILL - Goodwill represents the excess of the purchase
price over the estimated fair value of the net assets acquired
in the acquisition of a business. Goodwill is not amortized, but
rather is tested for impairment annually and when events or
changes  in  circumstances  indicate  that  the  fair  value  of  a
reporting unit with goodwill has been reduced below carrying
value. The impairment test requires allocating goodwill and
other assets and liabilities to reporting units. The fair value of
each reporting unit is determined and compared to the book
value of the reporting unit. If the fair value of the reporting unit
is  less  than  the  book  value,  including  goodwill,  then  the
recorded goodwill is impaired to its implied fair value with a

17

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

charge to operating expense.

INSURANCE  - The  Company  has  a  $250,000  to  $500,000
self-insured retention per occurrence in connection with certain
of its workers’ compensation, automobile liability, and general
liability insurance programs (“risk insurance”). The Company
is also self-insured for its employee health insurance benefits
and carries stop loss coverage for losses over $250,000 per
covered participant per year plus a $77,000 aggregate. The
Company has established an accrued liability for the estimated
cost  in  connection  with  its  portion  of  its  risk  and  health
insurance losses incurred and reported. Claims paid by the
Company  are  charged  against  the  liability.  Additionally,  the
Company maintains an accrued liability for incurred but not
reported claims based on historical analysis of such claims.
Payments made under a captive agreement for each year’s
loss 
in  advance  using  actuarial
methodology.  The  captive  agreement  provides  that  we  will
share  in  the  underwriting  results,  good  or  bad,  within  a
$250,000 per occurrence layer of loss through retrospective
premium adjustments. The method of calculating the accrual
liability is subject to inherent uncertainty. If actual results are
less  favorable  than  the  estimates  used  to  calculate  the
liabilities,  the  Company  would  have  to  record  expenses  in
excess of what has been accrued.

fund  are  scheduled 

INCOME  TAXES  -  Deferred  tax  assets  and  liabilities  are
recognized based on differences between financial statement
and tax bases of assets and liabilities using presently enacted
tax  rates.  Deferred  income  taxes  result  from  temporary
differences between pre-tax income reported in the financial
statements  and  taxable  income.  The  Company  recognizes
liabilities  for  uncertain  tax  positions  based  on  a  two-step
process.  The  first  step  is  to  evaluate  the  tax  position  for
recognition by determining if the weight of available evidence
indicates that it is more likely than not that the position will be
sustained  on  audit.  The  second  step  is  to  estimate  and
measure the tax benefit as the largest amount that is more
than 50% likely to be realized upon ultimate settlement. It is
inherently difficult and subjective to estimate such amounts, as
the amounts rely upon the determination of the probability of
various possible outcomes. The Company reevaluates these
uncertain tax positions on a quarterly basis. This evaluation is
based on factors including, but not limited to, changes in facts
or circumstances, changes in tax law and expiration of statutes
of limitations, effectively settled issues under audit, and audit
activity. Such a change in recognition or measurement would
result in the recognition of a tax benefit or an additional charge
to the tax provision. It is the Company’s policy to recognize as
additional  income  tax  expense  the  items  of  interest  and
penalties directly related to income taxes.

STOCK BASED COMPENSATION – The Company accounts
for compensation related to share based plans by recognizing
the  grant  date  fair  value  of  stock  options  and  other  equity-
based  compensation  issued  to  Company  employees  in
Patriot’s income statement over the requisite employee service
period  using  the  straight-line  attribution  model.  In  addition,
compensation expense must be recognized for the change in

18

fair value of any awards modified, repurchased or cancelled
after the grant date. The fair value of each grant is estimated
on the date of grant using the Black-Scholes option-pricing
model. The assumptions used in the model and related impact
are discussed in Footnote 6.

PENSION PLAN - The Company accounts for its pension plan
following 
the  requirements  of  FASB  ASC  Topic  715,
“Compensation  –  Retirement  Benefits”,  which  requires  an
employer to: (a) recognize in its statement of financial position
the funded status of a benefit plan; (b) measure defined benefit
plan assets and obligations as of the end of the employer’s
fiscal year (with limited exceptions); and (c) recognize as a
component  of  other  comprehensive  income,  net  of  tax,  the
gains or losses and prior service costs or credits that arise but
are not recognized as components of net periodic benefit costs
pursuant to prior existing guidance.

EARNINGS  PER  COMMON  SHARE  -  Basic  earnings  per
common share are based on the weighted average number of
common  shares  outstanding  during  the  periods.  Diluted
earnings  per  common  share  are  based  on  the  weighted
average number of common shares and potential dilution of
securities  that  could  share  in  earnings.  The  differences
between  basic  and  diluted  shares  used  for  the  calculation
are  the  effect  of  employee  and  director  stock  options  and
restricted stock.

USE OF ESTIMATES - The preparation of financial statements
in conformity with accounting principles generally accepted in
the United States requires management to make estimates
and assumptions that affect the reported amounts of assets
and liabilities and disclosure of contingent assets and liabilities
at  the  date  of  the  financial  statements  and  the  reported
amounts  of  revenues  and  expenses  during  the  reporting
period. Actual results could differ from those estimates.

Certain  accounting  policies  and  estimates  are  of  more
significance in the financial statement preparation process than
others. The  most  critical  accounting  policies  and  estimates
include the economic useful lives and salvage values of our
vehicles and equipment, provisions for uncollectible accounts
receivable, estimates of exposures related to our insurance
claims plans, and estimates for taxes. To the extent that actual,
final  outcomes  are  different  than  these  estimates,  or  that
additional  facts  and  circumstances  result  in  a  revision  to
these estimates, earnings during that accounting period will
be affected.

ENVIRONMENTAL - Environmental expenditures that benefit
future periods are capitalized. Expenditures that relate to an
existing condition caused by past operations, and which do not
contribute  to  current  or  future  revenue  generation,  are
expensed. Liabilities are recorded for the estimated amount of
expected environmental assessments and/or remedial efforts.
Estimation  of  such  liabilities  includes  an  assessment  of
engineering estimates, continually evolving governmental laws
and standards, and potential involvement of other potentially
responsible parties.

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

COMPREHENSIVE  INCOME  –  Comprehensive  income
consists  of  net  income  and  other  comprehensive  income
(loss). Other comprehensive income (loss) refers to expenses,
gains,  and  losses  that  are  not  included  in  net  income,
but 
in  shareholder’s
recorded  directly 
equity/net investment.

rather  are 

NET  INVESTMENT  BY  PARENT  – The  Net  investment  by
former Parent represents a net balance reflecting FRP’s initial
investment  in  the  Company  and  subsequent  adjustments
resulting  from  the  operations  of  the  Company  and  various
transactions between the Company and FRP.

RECENTLY  ISSUED  ACCOUNTING  STANDARDS  –  In
November  2015,  the  FASB  issued  ASU  2015-17,  “Balance
Sheet Classification of Deferred Taxes”. The guidance requires
that all deferred tax assets and liabilities, along with any related
valuation  allowance,  be  classified  as  noncurrent  on  the
balance  sheet. The  guidance  becomes  effective  for  annual
reporting  periods  beginning  after  December  15,  2016  with
early adoption permitted. The Company adopted this guidance
retrospectively  as  of  October  1,  2015  and  reclassified
$309,000 of deferred tax liability as of September 30, 2015
from current to long term.

including  significant 

In  February  2016,  the  FASB  issued  ASU  No.  2016-02,
“Leases”, which requires lessees to recognize a right-to-use
asset  and  a  lease  obligation  for  all  leases.  Lessees  are
permitted  to  make  an  accounting  policy  election  to  not
recognize an asset and liability for leases with a term of twelve
months  or  less.  Additional  qualitative  and  quantitative
disclosures, 
judgments  made  by
management, will be required. The new standard will become
effective for the Company beginning with the first quarter 2020
and requires a modified retrospective transition approach and
includes a number of practical expedients. Early adoption of
the standard is permitted. The Company is currently evaluating
the impacts the adoption of this accounting guidance will have
on the consolidated financial statements. The Company has
relatively few leases extending over 12 months, the total gross
contractual  obligation  for  lease  payments  greater  than  12
months at September 30, 2016 was $1,722,000.

(Topic 

In  March  2016,  the  FASB  issued  ASU  No.  2016-09,
718):
“Compensation—Stock  Compensation 
Improvements 
to  Employee  Share-Based  Payment
Accounting”. The ASU includes multiple provisions intended to
simplify  various  aspects  of  the  accounting  for  share-based
payments. Excess tax benefits for share-based payments will
be recorded as a reduction of income taxes and reflected in
operating cash flows upon the adoption of this ASU. Excess
tax benefits are currently recorded in equity and disclosed on
the  statement  of  cash  flows  as  financing  activity  under  the
current  rules.  In  addition,  the  guidance  allows  for  a  policy
election to account for forfeitures as they occur rather than on
an estimated basis. This guidance is effective for annual and
interim  reporting  periods  of  public  entities  beginning  after
December  15,  2016  with  early  adoption  permitted.  The
Company may early adopt this accounting guidance in fiscal

2017 or as required in fiscal 2018.

2. Related Party Agreements.
In order to effect the Spin-off and govern our relationship with
FRP  Holdings,  Inc.  after  the  Spin-off,  we  entered  into  an
Employee  Matters  Agreement  and  a  Transition  Services
Agreement.  The  Employee  Matters  Agreement  generally
allocates responsibilities to each company for liabilities relating
to  each  Company’s  current  and  former  employees  and
allocated responsibilities under employee benefit plans. The
Transition Services Agreement sets forth the terms on which
the Company will provide to FRP certain services that were
shared prior to the Spin-off, including the services of certain
shared executive officers, for a period of 12 or more months
after  the  Spin-off. The  boards  of  the  respective  companies
have  since  extended  these  agreements  for  an  additional
twelve months.

The consolidated and combined statements of income reflect
charges  and/or  allocation  to  FRP  Holdings,  Inc.  for  these
services of $1,542,000, $2,211,000, and $2,539,000 for fiscal
2016, 2015 and 2014, respectively. Included in the charges
above are amounts recognized for corporate executive stock-
based compensation expense. These charges are reflected as
a reduction to corporate expenses.

To determine these allocations between FRP and Patriot as
set forth in the Transition Services Agreement, we generally
employed  the  same  methodology  historically  used  by  the
Company pre Spin-off to allocate said expenses and thus we
believe  that  the  allocations  to  FRP  are  a  reasonable
approximation of the costs related to FRP’s operations but any
such  related-party  transactions  cannot  be  presumed  to  be
carried  out  on  an  arm’s-length  basis  as  the  terms  were
negotiated while Patriot was still a subsidiary of FRP.

information 

technology  services  and
Patriot  provides 
previously  subleased  office  space  to  Bluegrass  Materials
Company,  LLC  (“Bluegrass”).  Mr.  John  Baker,  brother  of
Edward L. Baker and uncle of Thompson S. Baker II, serves
as Chairman of Bluegrass, and his son, Edward L. Baker II,
serves as its Chief Executive Officer. Messrs. John Baker and
Edward  L.  Baker  II  have  a  beneficial  ownership  interest  in
Bluegrass. Bluegrass paid $599,000, $490,000 and $359,000
to the Company for fiscal 2016, 2015 and 2014 respectively
for  such  information  technology  services  and  office  space.
The  services  to  Bluegrass  are  anticipated  to  cease  by
December 31, 2016.

3. Debt.
The  Company  had  no  long-term  debt  outstanding  at
September 30, 2016 and September 30, 2015. The Company
has  two  revolving  lines  of  credit  at  September  30,  2016
as follows:

Prior to the Spin-off, the Company was permitted to borrow
under FRP's credit agreement with Wells Fargo Bank, N.A. (the
"FRP Credit Agreement"). On January 30, 2015, the Company
entered  into  a  new  $25  million,  five  year,  revolving  credit
agreement  with Wells  Fargo  Bank,  N.A.  and  assumed  and

19

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

refinanced $5.1 million then outstanding on the FRP Credit
Agreement into this new revolver. As of September 30, 2016,
we  had  no  outstanding  debt  borrowed  on  this  revolver,
$2,436,000  outstanding  under 
letters  of  credit  and
$22,564,000 available for additional borrowings.

In addition to the unsecured revolving facility provided by Wells
Fargo,  Management  determined  the  Company  needed  an
additional  financing  source  to  provide  capital  for  potential
growth opportunities. The Company closed on a loan on May
13, 2015 from Branch Banking and Trust Company (BB&T) for
up to $25 million under a two (2) year revolving facility to be
secured by a portion of the Company’s equipment. This facility
contains a provision which automatically converts any draws
under the revolver into five-year term loans with a seven year
amortization. As of September 30 2016, the Company had not
taken any draws against this facility.

These credit agreements contain certain conditions, affirmative
including
financial  covenants  and  negative  covenants 
limitations  on  paying  cash  dividends.  The  Company  was
in  compliance  with  all  of 
loan  covenants  as  of
September 30, 2016.

its 

4. Operating Leases.
The Company leases certain assets under operating leases,
which primarily consist of real estate leases for the corporate
office and some of our terminal locations. Certain operating
leases provide for renewal options, which can vary by lease
and are typically offered at their fair rental value. The Company
has  not  made  any  residual  value  guarantees  related  to  its
operating leases; therefore, there is no corresponding liability
recorded on the Balance Sheets.

Future  minimum  annual  lease  payments  for  assets  under
operating leases as of September 30, 2016 are as follows (in
thousands):

Fiscal Year
2017
2018
2019
2020
2021
Thereafter
Total minimum lease payments

Total
458
299
303
307
311
501
2,179

$

$

Aggregate  expense  under  operating  leases  was  $759,000,
$742,000 and $738,000 for 2016, 2015 and 2014, respectively.
Certain operating leases include rent escalation provisions,
which are recognized as expense on a straight-line basis.

5. Earnings Per Share.
Basic earnings per common share are based on the weighted
average number of common shares outstanding during the
periods. Diluted earnings per common share are based on the
weighted average number of common shares and potential
dilution  of  securities  that  could  share  in  earnings.  The
differences  between  basic  and  diluted  shares  used  for  the
calculation  are  the  effect  of  employee  and  director  stock

20

options.

On January 30, 2015, 3,242,524 shares of our common stock
were distributed to the shareholders of FRP in connection with
the  Spin-off  and  distribution.  For  comparative  purposes,
we  have  assumed  this  amount  to  be  outstanding  as  of
the  beginning  of  each  period  prior  to  the  Spin-off  and
distribution presented in the calculation of weighted average
shares outstanding.

The following details the computations of the basic and diluted
earnings per common share. (Shares in thousands, except per
share amounts.)

Years Ended September 30

2016

2015

2014

Common shares:

Weighted average common shares
outstanding during the period -
shares used for basic earnings
per common share 

3,283

3,268

3,243

Common shares issuable under share
based payment plans which are
potentially dilutive 

2 

7 

—

Common shares used for diluted
earnings per common share 

Net income 

Earnings per common share

3,285 

$  5,705

3,275 

3,339

3,243

3,197

Basic 
Diluted 

$  1.74 
$ 1.74 

1.02
1.02

.99
.99

For 2016 and 2015, 80,669 and 19,218 shares, respectively,
attributable to outstanding stock options were excluded from
the  calculation  of  diluted  earnings  per  share  because  their
inclusion would have been anti-dilutive.

6. Stock-Based Compensation Plans.
PARTICIPATION IN FRP PLANS – The Company's directors,
officers  and  key  employees  previously  were  eligible  to
participate  in  FRP's  2000  Stock  Option  Plan  and  the  2006
Stock Option Plan under which options for shares of common
stock were granted to directors, officers and key employees.
All related compensation expense has been fully allocated to
the  Company  (rather  than  FRP)  and  included  in  corporate
expenses. Corporate expense also reflects an offsetting credit
for the Transition Services Agreement allocation to FRP. All
outstanding options held by company directors, officers and
key  employees  on  January  30,  2015  were  cancelled  and
replaced by an equal number of FRP options at 75.14% of the
previous exercise price based upon the market value of FRP
less the when issued market value of the Company on that day.

PATRIOT INCENTIVE STOCK PLAN – In January 2015, the
Board  of  Directors  of  the  Company  adopted  the  Patriot
Transportation Holding, Inc. Incentive Stock Plan. Grants were
issued  based  upon  all  outstanding  FRP  options  held  by
company directors, officers and key employees on January 30,

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

2015 with the same remaining terms. The grants were based
upon the FRP options outstanding at 24.86% of the previous
exercise price based upon the when issued market value of
the Company compared to the market value of FRP on that
day. Simultaneously, the number of shares were divided by 3
and the exercise price multiplied by 3 to adjust for the Spin-off
distribution  of  1  for  3  shares  of  FRP.  The  number  of
common shares available for future issuance was 142,360 at
September 30, 2016.

the  Black-Scholes  valuation  model 

for
Patriot  utilizes 
estimating  fair  value  of  stock  compensation  for  options
awarded to officers and employees. Each grant is evaluated
based upon assumptions at the time of grant. The assumptions
are no dividend yield, expected volatility between 37% and
41%, risk-free interest rate of .9 to 2.0% and expected life of
3.0 to 7.0 years.

The dividend yield of zero is based on the fact that Patriot does
not pay cash dividends and has no present intention to pay
cash  dividends.  Expected  volatility  is  estimated  based  on
FRP’s historical experience over a period equivalent to the
expected life in years. The risk-free interest rate is based on
the U.S. Treasury constant maturity interest rate at the date of
grant  with  a  term  consistent  with  the  expected  life  of  the
options granted. The expected life calculation is based on the
observed  and  expected 
to  exercise  options  by
time 
the employees.

Subsequent to Spin-off, the realized tax benefit pertaining to
options  exercised  and  the  remaining  compensation  cost  of
options  previously  granted  prior  to  the  Spin-off  will  be
recognized  by  FRP  or  Patriot  based  on  the  employment
location of the related employee or director.

The  Company  recorded  the  following  stock  compensation
expense for FRP and Patriot options (including allocations in
periods prior to the Spin-off) in its consolidated and combined
statements of income (in thousands):

Years Ended September 30

Stock option grants 
Annual Director stock award 

2016
$ 384 
361 
$ 745 

2015
274 
343 
617 

2014
220
349
569

A summary of Company stock options is presented below (in
thousands, except share and per share amounts):

Weighted  Weighted

Weighted
Average 

Number  Average  Average  Grant Date 
Exercise Remaining  Fair Value 

Price

Term (yrs)

(000’s)

Of 
Shares

91,315  $ 20.31 
(16,000)  $  12.62 

5.6 

$  761
(95)
$ 

75,315  $ 21.95 
23.78
38,794
24.24
(3,298)

5.8 

$  666
362
(29)

Options
Grants substituted on
January 30, 2015 

Exercised 

Outstanding at

September 30, 2015 

Granted
Forfeited

Outstanding at

September 30, 2016  110,811  $ 22.52 

6.2 

$  999

Exercisable at

September 30, 2016 

68,049  $ 21.43 

4.8 

$  548

Vested during

twelve months ended
September 30, 2016 

13,651 

$  110

The following table summarizes information concerning stock
options outstanding at September 30, 2016:

Range of Exercise 
Prices per Share

Non-exercisable:
$16.50 - $20.63 
$20.64 - $25.78 
$25.79 - $32.23 

Exercisable:
$16.50 - $20.63 
$20.64 - $25.78
$25.79 - $32.23 

Total 

Shares 
under
Option 

4,874 
28,276 
9,612 
42,762

35,188 
23,255 
9,606 
68,049 
110,811 

Weighted 
Average 

Weighted
Average

Exercise Price Remaining Life

18.99
23.77 
28.39 
$24.27 

18.49 
22.78
28.91 
$21.43 
$22.52 

6.0
9.1
7.8
8.5  years

4.3
4.4
7.7
4.8  years
6.2  years

The aggregate intrinsic value of exercisable Company options
was  $79,000  and  the  aggregate  intrinsic  value  of  all
outstanding in-the-money options was $87,000 based on the
Company’s market closing price of $20.73 on September 30,
2016 less exercise prices.

The realized tax benefit from Patriot option exercises during
fiscal  2016  was  $353,000  which  pertained  to  FRP  options
exercised that were granted prior to the Spin-off to persons
employed by Patriot. The unrecognized compensation expense
of  Patriot  options  granted  as  of  September  30,  2016  was
$647,000, which is expected to be recognized over a weighted-
average period of 3.0 years.

21

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

7. Income Taxes.
The provision for income taxes for continuing operations for
fiscal  years  ended  September  30  consists  of  the  following
(in thousands):

2016

2015

2014

Captive  insurance  assets  available  to  us  to  settle  risk
insurance liabilities are not reported on our balance sheet as
we do not control or consolidate the captive.

The accrued insurance liability at September 30 is summarized
as follows (in thousands):

Current:

Federal 
State 

Deferred 

Total 

$1,247 
334 
1,581 
2,067 

$3,648 

2,315 
408 
2,723 
(588) 

2,135 

2,081
424
2,505
(461)

2,044

Accrued insurance, current portion 
Accrued insurance, non-current 
Total accrued insurance
Captive agreement assets 
Gross accrued insurance 

$

2016
700
184 
884 
3,669 
$ 4,553 

$

2015
1,102
1,026
2,128
2,986
5,114

A reconciliation between the amount of tax shown above and
the amount computed at the statutory Federal income tax rate
follows (in thousands):

Amount computed at 
statutory Federal rate 

State income taxes (net of 
Federal income tax benefit) 

Other, net 

2016

2015

2014

$3,180 

1,862 

1,804

440 

28 

257 

16 

233

7

Provision for income taxes

$3,648 

2,135 

2,044

In  this  reconciliation,  the  category  “Other,  net”  consists  of
changes  in  permanent  tax  differences  related  to  non-
deductible expenses, special tax rates and tax credits, interest
and penalties, and adjustments to prior year estimates.

The types of temporary differences and their related tax effects
that give rise to deferred tax assets and deferred tax liabilities
at September 30, are presented below (in thousands):

2016

2015

Deferred tax liabilities:

Property and equipment 
Prepaid expenses 

Gross deferred tax liabilities 

Deferred tax assets:

Insurance liabilities 
Employee benefits and other 

Gross deferred tax assets 
Net deferred tax liability 

$12,156 
134
12,290 

184 
1,627 
1,811 
$ 10,479 

10,684
-
10,684

656
1,694
2,350
8,334

The Company has no unrecognized tax benefits.

Patriot tax returns in the U.S. and various states that include
the Company are subject to audit by taxing authorities. As of
September 30, 2016, the earliest tax year that remains open
for audit in the Unites States is 2010.

8. Accrued Insurance.
The  Company  has  established  an  accrued  liability  for  the
estimated  cost  in  connection  with  its  portion  of  its  risk  and
health  insurance  losses  incurred  and  reported.  Payments
made under a captive agreement for each year’s risk loss fund
are  scheduled  in  advance  using  actuarial  methodology.

22

9. Employee Benefits.
The Company and certain subsidiaries have a savings/profit
sharing plan for the benefit of qualified employees. The savings
feature  of  the  plan  incorporates  the  provisions  of  Section
401(k) of the Internal Revenue Code under which an eligible
employee may elect to save a portion (within limits) of their
compensation on a tax deferred basis. Patriot contributes to a
participant’s account an amount equal to 50% (with certain
limits)  of  the  participant’s  contribution.  Additionally,  the
Company may make an annual discretionary contribution to
the plan as determined by the Board of Directors, with certain
limitations. The plan provides for deferred vesting with benefits
payable upon retirement or earlier termination of employment.
The  Company’s  allocated  cost  was  $792,000  in  2016,
$718,000 in 2015 and $718,000 in 2014.

The Company has a Management Security Plan (MSP) for
certain key employees. The accruals for future benefits are
based  upon  the  remaining  years  to  retirement  of  the
participating employees and other actuarial assumptions. The
fourth quarter of fiscal 2014 included a $575,000 unfavorable
adjustment  to  the  actuarially  assumed  expense  due  to  the
death prior to retirement of one of the plan participants. The
expense allocated to the Company for fiscal 2016, 2015 and
2014  was  $25,000,  $28,000  and  $614,000,  respectively.
The accrued benefit related to the Company under this plan
as  of  September  30,  2016  and  2015  was  $702,000  and
$744,000, respectively.

The  Company  provides  certain  health  benefits  for  retired
employees. Employees may become eligible for those benefits
if they were employed by the Company prior to December 10,
1992, meet the service requirements and reach retirement age
while  working  for  Patriot.  The  plan  is  contributory  and
unfunded. The Company accrues its allocated estimated cost
of retiree health benefits over the years that the employees
render service. The accrued postretirement benefit obligation
for this plan related to the Company as of September 30, 2016
and 2015 was $180,000 and $387,000, respectively. The net
periodic postretirement benefit cost allocated to the Company
was $16,000, $12,000 and $12,000 for fiscal 2016, 2015 and
2014, respectively. The discount rate used in determining the
Net Periodic Postretirement Benefit Cost was 3.7% for 2016,
4.0% for 2015 and 4.0% for 2014. The discount rate used in
the  Accumulated  Postretirement  Benefit
determining 

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

Obligation (APBO) was 4.25% for 2016, 2015, and 2014. No
medical trend is applicable because the Company’s share of
the cost is frozen.

10. Fair Value Measurements.
Fair value is defined as the price that would be received to sell
an asset or paid to transfer a liability in an orderly transaction
between market participants at the measurement date. The fair
value hierarchy prioritizes the inputs to valuation techniques
used  to  measure  fair  value  into  three  broad  levels.  Level  1
means the use of quoted prices in active markets for identical
assets or liabilities. Level 2 means the use of values that are
derived  principally  from  or  corroborated  by  observable
market  data.  Level  3  means  the  use  of  inputs  are  those
that  are  unobservable  and  significant  to  the  overall  fair
value measurement.

As  of  September  30,  2016  the  Company  had  no  assets
or  liabilities  measured  at  fair  value  on  a  recurring  or  non-
recurring basis.

At  September  30,  2016  and  2015,  the  carrying  amount
reported in the consolidated and combined balance sheets for
cash  and  cash  equivalents,  accounts  receivable,  accounts
payable and other financial instruments approximate their fair
value based upon the short-term nature of these items. We
believe  the  fair  value  of  the  allocated  outstanding  debt
obligations approximate their carrying value as the related debt
agreements reflect present market terms and as certain debt
obligations contain certain interest rates that reset periodically
based on current market indices.

11. Contingent Liabilities.
The Company is involved in litigation on a number of matters
and  is  subject  to  certain  claims  which  arise  in  the  normal
course of business. The Company has retained certain self-
insurance risks with respect to losses for third party liability and
property damage. There is a reasonable possibility that the
Company’s estimate of vehicle and workers’ compensation
liability  may  be  understated  or  overstated  but  the  possible
range cannot be estimated. The liability at any point in time
depends upon the relative ages and amounts of the individual
open  claims.  In  the  opinion  of  management  none  of  these
matters  are  expected  to  have  a  material  adverse  effect  on
the  Company’s  financial  condition,  results  of  operations  or
cash flows.

12. Concentrations.
MARKET – The Company primarily serves customers in the
petroleum  industry  in  the  Southeastern  U.S.  Significant
economic disruption or downturn in this geographic region or
within these industries could have an adverse effect on our
financial statements.

CUSTOMERS – During fiscal 2016, the Company’s ten largest
customers accounted for approximately 58.9% of our revenue
and  one  of  these  customers  accounted  for  22.0%  of  our
revenue. Accounts receivable from the ten largest customers
was $3,998,000 and $4,596,000 at September 30, 2016 and
September 30, 2015 respectively. The loss of any one of these

ten  customers  could  have  a  material  adverse  effect  on  the
Company’s revenues and income.

DEPOSITS  –  The  Company  places  its  cash  and  cash
equivalents with high credit quality institutions. At times, such
amounts may exceed FDIC limits.

13.  Unusual  or  Infrequent  Items  Impacting  Quarterly
Results.
On September 30, 2016, the Company received $1,330,000
for  an  easement  granted  to  the  state  of  Florida  over  the
Company's  25.2  acre  terminal  facility  in  Tampa,  Florida
resulting  in  a  $1,277,000  gain.  The  easement  prohibits
residential  development  on  the  site  and  prohibits  hotel
development on a portion of the site.

On October 20, 2015, the Company received notice from the
Claims Administrator for the Deepwater Horizon Economic and
Property Damages Settlement Program that the Company’s
claim in the amount of $2,106,281 qualifies for payment under
the terms of the Economic and Property Damages Settlement
Agreement.  On  December  18,  2015  BP  accepted  the
Company’s proposal of $2,047,651. The Company received
payment  of  $1,687,085  on  January  6,  2016  net  of  all
contingency fees. This amount is included in other income.

An impairment charge of $2,074,000 was recorded in second
quarter  2015  related  to  the  recorded  customer  relationship
intangible asset fair value pertaining to the Pipeline acquisition
in November 2013.

Sales, general & administrative expense for the fourth quarter
of fiscal 2014 includes a $575,000 unfavorable adjustment to
the  actuarially  assumed  expense  due  to  the  death  prior
to 
the  Management  Security
Plan participants.

retirement  of  one  of 

14. Pipeline Business Acquisition.
The operations acquired from Pipeline Transportation, Inc. on
November  7,  2013  for  $10,023,000  are  included  in  the
Company’s  consolidated  and  combined  operating  results
subsequent to the acquisition date. The Company accounted
for this acquisition in accordance with the provisions of ASC
805,  Business  Combinations  (ASC  805)  and  allocated  the
purchase price of the business based upon the fair value of
the assets acquired and liabilities assumed, using a third party
valuation expert as follows (in thousands):

Consideration:

Fair value of consideration
transferred (cash paid)

Acquisition related costs expensed
Recognized amounts of identifiable
assets acquired and liabilities assumed:
Property and equipment
Prepaid tires and other prepaid assets
Customer relationships
Trade name

$

$

$

(10,023)

75

3,397
276
4,004
72

23

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

Non-compete agreement
Vacation liability assumed

Total identifiable net assets assumed

Goodwill
Total

62
(132)
7,679
2,344
10,023

$

$

The goodwill recorded resulting from the acquisition amounted
to $2,344,000 and is shown on the consolidated and combined
balance  sheets  under  Goodwill,  and  is  amortizable  for  tax
purposes.  The  other  intangible  assets  acquired  in  the
transaction are reflected in the line Intangible assets, net on
the consolidated and combined balance sheets. In connection
with the Pipeline acquisition, the Company assumed certain
vehicle  leases.  As  of  September  30,  2016  these  non-
cancellable operating leases will require minimum annualized
rental  payments  approximating  $200,000  for  the  next  1.1
fiscal years.

15. Goodwill and Intangible Assets.
The  changes  in  gross  carrying  amounts  of  goodwill  are  as
follows (in thousands):

October 1, 2013
Goodwill acquired
September 30, 2014
No activity
September 30, 2015
No activity
September 30, 2016

Goodwill

$

$

1,087
2,344
3,431
-
3,431
-
3,431

The Company assesses goodwill for impairment on an annual
basis  in  the  fourth  quarter,  or  more  frequently  if  events  or
changes  in  circumstances  indicate  that  the  asset  might
be impaired.

trade  name  and  non-compete  agreements, 

The Company reviews intangible assets, including customer
value, 
for
impairment,  whenever  events  or  changes  in  circumstances
indicate that the carrying amount of such assets may not be
recoverable. Recoverability of long-lived assets is measured
by a comparison of the carrying amount of the asset group to
the  future  undiscounted  net  cash  flows  expected  to  be
generated by those assets. If such assets are considered to
be impaired, the impairment charge recognized is the amount
by which the carrying amounts of the assets exceeds the fair
value of the assets.

The gross amounts and accumulated amortization (including
impairment)  of  identifiable  intangible  assets  are  as  follows
(in thousands):

Amortizable intangible 
assets:

Customer value
(useful life 10.5 years)
Trade name
(useful life 3.5 years)
Non-compete
(useful life 5 years)

September 30, 2016
Gross
Accumulated Gross Accumulated
Amount Amortization Amount Amortization

September 30, 2015

4,004

2,844

4,004

2,691

72

60

72

62
4,138

$

$

36
2,940 $

62
4,138 $

39

24
2,754

The Company recorded an impairment charge related to the
recorded customer relationship intangible asset resulting from
the Pipeline acquisition of $2,074,000, with an after tax impact
to net income of $1,265,000, in its consolidated and combined
financial statements for the quarter ended March 31, 2015. The
impairment charge was calculated utilizing the assistance of a
third party valuation expert. The Company's conclusion that an
impairment charge was necessary in second quarter 2015 was
a the result of (i) the loss of certain Pipeline customers over
the course of the first nine months of calendar 2014, and then
(ii) the notification from another customer during the second
quarter that we would not be able to retain a sizeable piece of
the business we acquired from Pipeline at the rates we quoted
them during a competitive bid process.

Amortization expense for intangible assets was $186,000 for 2016
and  it  is  included  in  sales,  general  and  administrative  expense.
Estimated amortization expense for the five succeeding years follows
(in thousands):

2017
2018
2019
2020
2021
Total

16. Subsequent Events.
None.

Amount

177
166
154
153
153
803

$

$

24

Management’s Report on Internal Control Over Financial Reporting

Patriot Transportation Holding, Inc.

is 

responsible 

The  management  of  Patriot 
for
establishing and maintaining adequate internal control
over financial reporting. Patriot's internal control system
was designed to provide reasonable assurance to the
Company's  management  and  Board  of  Directors
regarding  the  preparation  and  fair  presentation  of
published financial statements in accordance with U.S.
generally  accepted  accounting  principles.  All  internal
control  systems,  no  matter  how  well  designed  have
inherent  limitations.  Therefore,  even  those  systems
determined to be effective can provide only reasonable

assurance with respect to financial statement preparation
and presentation. Patriot's management assessed the
effectiveness  of  the  Company's  internal  control  over
financial reporting as of September 30, 2016 based on
the  criteria  set  forth  by  the  Committee  of  Sponsoring
Organizations of the Treadway Commission (COSO) in
the Internal Control-Integrated Framework (2013). Based
on this assessment, management believes that, as of
September 30, 2016, the Company's internal control over
financial reporting is effective.

Report of Independent Registered Certified Public Accounting Firm

The Shareholders and Board of Directors
Patriot Transportation Holding, Inc.

We have audited the accompanying consolidated
and  combined  balance  sheets  of  Patriot
Transportation  Holding,  Inc.  as  of  September  30,
2016 and 2015, and the related consolidated and
combined  statements  of  income,  comprehensive
income,  shareholder’s  equity/net  investment,  and
cash  flows  for  years  ended  September  30,  2016,
2015 and 2014. These consolidated and combined
financial  statements  are  the  responsibility  of  the
Company’s  management.  Our  responsibility  is  to
express  an  opinion  on  these  consolidated  and
combined financial statements based on our audits.

We  conducted  our  audits  in  accordance  with  the
standards  of  the  Public  Company  Accounting
Oversight Board (United States). Those standards
require that we plan and perform the audits to obtain
reasonable assurance about whether the financial
statements are free of material misstatement. The
Company  is  not  required  to  have,  nor  were  we
engaged to perform, an audit of its internal control
over 
included
consideration  of  internal  control  over  financial
reporting as a basis for designing audit procedures
that are appropriate in the circumstances, but not for
the  purpose  of  expressing  an  opinion  on  the

financial  reporting.  Our  audits 

effectiveness of the Company’s internal control over
financial reporting. Accordingly, we express no such
opinion. An audit also includes examining, on a test
basis,  evidence  supporting  the  amounts  and
disclosures in the financial statements, assessing
the  accounting  principles  used  and  significant
estimates  made  by  management,  as  well  as
evaluating 
statement
presentation. We believe that our audits provide a
reasonable basis for our opinion.

the  overall 

financial 

In our opinion, the financial statements referred to
above  present  fairly,  in  all  material  respects,  the
consolidated  and  combined  financial  position  of
Patriot Transportation Holding, Inc. as of September
30,  2016  and  2015,  and  the  consolidated  and
combined results of its operations and its cash flows
for the years ended September 30, 2016, 2015 and
2014  in  conformity  with  accounting  principles
generally accepted in the United States of America.

Hancock Askew & Co., LLP

Savannah, Georgia
December 2, 2016

25

Directors and Officers

Patriot Transportation Holding, Inc.

Directors

Officers

Thompson S. Baker II
President and Chief Executive Officer

John D. Milton, Jr.
Executive Vice President, Treasurer, Secretary
and Chief Financial Officer

John D. Klopfenstein
Controller and Chief Accounting Officer

Robert E. Sandlin
Vice President
President, Florida Rock & Tank Lines, Inc.

James N. Anderson IV
Vice President of Safety and Human Resources

Thompson S. Baker II (1)
Chairman, President and Chief Executive
Officer of the Company

Edward L. Baker (1)
Chairman Emeritus

John E. Anderson (2) (3) (4)
Former President and Chief Executive
Officer of Patriot Transportation Holding, Inc.

Luke E. Fichthorn III (2) (3) (4)
Private Investment Banker,
Twain Associates

Charles D. Hyman (2)(3)(4)
President/Founder
Charles D. Hyman & Company

________________
(1) Member of the Executive Committee
(2) Member of the Audit Committee
(3) Member of the Compensation Committee
(4) Member of the Nominating Committee

26

Other Information

Patriot Transportation Holding, Inc.

Patriot Transportation Holding, Inc.
200 West Forsyth Street, 7th Floor
Jacksonville, Florida, 32202
Telephone: (904) 396-5733

Common Stock Listed
The Nasdaq Stock Market
(Symbol: PATI)

Annual Meeting
Shareholders are cordially invited to attend the Annual
Shareholders Meeting which will be held at 10 a.m. local
time, on Wednesday, January 25, 2017, at the River Club,
Ortega  Room,  on  the  34th  Floor  of  the  Wells  Fargo
Building, One Independent Drive, Jacksonville, Florida
32202.

Transfer Agent
American Stock Transfer & Trust Company
59 Maiden Lane
Plaza Level
New York, NY 10038
Telephone: 1-800-937-5449

General Counsel
Nelson Mullins Riley & Scarborough LLP
Jacksonville, Florida

Independent Registered Certified 
Public Accounting Firm
Hancock Askew & Co., LLP
Savannah, Georgia

Form 10-K
Shareholders  may  receive  without  charge  a  copy  of
Patriot Transportation Holding, Inc.’s annual report on
Form 10-K for the fiscal year ended September 30, 2016
as filed with the Securities and Exchange Commission
by writing to the Treasurer at 200 West Forsyth Street,
7th Floor, Jacksonville, Florida 32202. The most recent
certifications  by  our  Chief  Executive  Officer,  Chief
Financial Officer and Chief Accounting Officer pursuant
to Section 302 of the Sarbanes-Oxley Act of 2002 are
filed as exhibits to our Form 10-K.

Company Website
The  Company’s  website  may  be  accessed  at
www.patriottrans.com. All of our filings with the Securities
and Exchange Commission can be accessed through
our  website  promptly  after  filing. This  includes  annual
reports  on  Form  10-K,  proxy  statements,  quarterly
reports on Form 10-Q, current reports filed or furnished
on Form 8-K and all related amendments.

27

Patriot Transportation Holding, Inc.

28

Safely Delivering Our Customers’

NASDAQ: PATI

Products On Time and

Accurately

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PATRIOT TRANSPORTATION HOLDING, INC.
200 W. FORSYTH STREET, 7TH FLOOR
JACKSONVILLE, FLORIDA 32202

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