Quarterlytics / Industrials / Trucking / Patriot Transportation Holding

Patriot Transportation Holding

pati · NASDAQ Industrials
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Ticker pati
Exchange NASDAQ
Sector Industrials
Industry Trucking
Employees 501-1000
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FY2017 Annual Report · Patriot Transportation Holding
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PATRIOT TRANSPORTATION HOLDING, INC.

ANNUAL REPORT

2017

A Transportation Company

Annual Report 2017

Patriot Transportation Holding, Inc.

CONSOLIDATED AND COMBINED FINANCIAL HIGHLIGHTS
Years ended September 30
(Amounts in thousands except per share amounts)

2017

2016

%
Change

Revenues  ............................................................................................$ 112,165 
2,372 
Operating profit  ....................................................................................$ 
2,298 
Income before income taxes ................................................................$ 
1,829 
Net income  ..........................................................................................$ 

Per common share:

Basic  ..............................................................................................$ 
Diluted ............................................................................................$ 

0.55 
0.55 

Total Assets ..........................................................................................$ 67,954 
— 
Total Debt  ............................................................................................$ 
Shareholders’ Equity ............................................................................$ 46,583 
3,304 
Common Shares Outstanding  ..............................................................
14.10 
Book Value Per Common Share .......................................................... $ 

120,172 
7,790 
9,353 
5,705 

1.74 
1.74 

66,299 
— 
43,946 
3,289 
13.36 

(6.7)
(69.6)
(75.4)
(67.9)

(68.4)
(68.4)

2.5
—
6.0
.5
5.5

BUSINESS. The business of the Company, conducted
through  our  wholly  owned  subsidiary,  Florida  Rock  &
Tank Lines, Inc. (Tank Lines), which is a Southeastern
U.S. based tank truck company, is to transport petroleum
and other liquids and dry bulk commodities.

to
OBJECTIVES. The  Company’s  objectives  are 
continue building a substantial transportation company
providing sound long-term growth, cash generation and
asset appreciation.

GROWTH PLAN. 
n Internal growth is accomplished by a dedicated and
competent work force emphasizing superior service
to  customers  in  existing  markets,  developing  new
transportation  services  for  customers  in  current
market areas and expanding into new market areas..

n External  growth 

the
is  designed 
Company’s  geographic  market  area  and  delivery
services by acquiring related businesses.

to  broaden 

1

To Our Shareholders

Patriot Transportation Holding, Inc.

Fiscal year 2017 proved to be a difficult year.
Our revenues declined from $120,172,000 last
year to $112,165,000 this year. The Company
reported net income per share of $.55 versus
$1.74 last year. Last year included (i) $.24 per
share  of  net  income  from  the  sale  of  an
easement in Tampa, FL and (ii) $0.31 per share
of  net  income  from  the  settlement  of  a  claim
with  BP.  We  ended  the  year  with  no  debt,  a
cash  balance  of  $11,289,000  and  grew
our  shareholders’  equity  by  $2,637,000
to $46,583,000.

that  our 

In certain markets where we operate, we saw
aggressive pricing from our competitors despite
the  rising  costs  of  equipment,  insurance  and
driving  pay 
industry  has  been
experiencing.  As  a  result,  we  lost  a  sizeable
amount  of  business  with  one  of  our  largest
customers following a competitive bid in certain
locations.  In  addition,  another  of  our  largest
customers  has  been  slowly  transitioning  its
business to its growing private fleet. These two
events  represent  the  largest  of  our  business
losses  over  the  year  and  outweighed  the
business growth we were able to achieve with
other customers.

We  continue  to  face  challenges  hiring  and
retaining qualified drivers in several markets. We
raised driver pay and added vacation time for
our drivers during the year and adopted a new
driver  training  and  retention  program  to  drive
improvement. This year we have engaged our
3rd  party  insurance  advisor  to  perform  an
independent  perception  survey  targeting  our
safety  programs  and  culture  and  provide
insights  into  ways  we  can  improve  our  driver
retention  and  safety  record  to  drive  down
the  costs  associated  with 
turnover  and
preventable incidents.

Again, we are proud to report that we were well
represented  by  our  drivers  in  the  Florida
Trucking 
Driving
Championships and had a driver awarded the
Florida Trucking Association Driver of the Year
for  2017.  Dennis  Rollins  who  works  in  our

Association 

Truck 

2

Jacksonville,  Florida  terminal  won  the  award
and is a great representative of our company
and driver force.

In  December,  2017  the  federally  mandated
electronic log requirements for all drivers go into
effect.  Our  Company  has  been  electronic  log
compliant 
this  new
for  many  years  and 
requirement will have no negative impact on our
drivers or how we run our business. It is yet to
be determined how this mandate will impact our
competition. We  will  be  watching  closely  and
looking for opportunities to gain business and
drivers if and when the impacts of the mandate
provide those opportunities.

Technology  has  been  a  major  focus  of  the
Company over the past year and we have made
several key strategic decisions with regards to
improving  our  technology  infrastructure  and
software applications. We should start to see the
benefits of these initiatives early this year. Our
goal is to be the best in our industry with respect
to using technology to enhance our customers’
experience  and  leveraging  that  technology
to  automate  and  reduce  costs  throughout
the organization. 

forward 

for  revenue  growth 

Our primary goal for our shareholders is to grow
profitably  while  maintaining  a  strong  balance
sheet. Due to the declines in revenue throughout
the year, we did not achieve our goal of growing
profitably this year. In order to achieve our goals
next year, we are focused on growing revenues
and  continuing  to  control  our  variable  costs
while  reducing  our  fixed  costs.  Our  strategy
to
going 
concentrate our efforts in the markets where we
have  been  successful  finding  and  retaining
quality  drivers.  We  will  also  be  exploring
acquisition  opportunities  with  small  regional
carriers  and  private  fleets.  With  regards  to
reducing  fixed  costs  we  are  focused  on
increasing the utilization of our equipment and
measuring our success based on revenue and
drivers per tractor. We are consistently analyzing
all  costs  associated  with  SG&A  and  making
appropriate  changes.  With  these  focuses  in

is 

To Our Shareholders  Continued

Patriot Transportation Holding, Inc.

mind,  we  are  optimistic  we  will  achieve  our
targeted levels of revenue and bottom line results
in fiscal 2018.

As  always,  we  do  not  take  your  continuing
investment in our Company lightly and we want
to  thank  you,  our  loyal  shareholders,  for  your
continued interest and support.

Respectively yours,

Robert E. Sandlin
President & Chief Executive Officer

Thompson S. Baker II
Chairman 

3

Our Business

Patriot Transportation Holding, Inc.

On  January  30,  2015,  FRP  Holdings,  Inc.  ("FRP")
completed the tax-free spin-off (the “Spin-off") of Patriot
Transportation Holding, Inc., (the "Company" or "Patriot").
In  the  Spin-off,  FRP  distributed  all  of  the  outstanding
stock of the Company to FRP's shareholders as of the
record  date  of  January  9,  2015.  FRP’s  shareholders
received one share of Patriot (stock symbol “PATI”) for
every  three  shares  of  FRP  owned  on  the  record  date
resulting in 3,242,524 of Patriot shares outstanding on
the  distribution  date.  Patriot  now  is  an  independent,
publicly traded company, and FRP retains no ownership
in Patriot.

Patriot was incorporated on August 5, 2014 in connection
with a corporate reorganization that preceded the Spin-
off. The business of the Company is conducted through
our wholly-owned subsidiary, Florida Rock & Tank Lines,
Inc. (“Tank Lines”), the same subsidiary through which
FRP  operated  the  transportation  business  prior  to
the Spin-off.

Our  business  consists  of  hauling  petroleum  related
products, dry bulk commodities and liquid chemicals. We
are one of the largest regional tank truck carriers in North
America. According to the Tank Truck Carrier 2015 Gross
Revenue Report issued by Bulk Transporter, we are the
15th  largest  bulk  tank  carrier  in  North  America  by
revenue.  We  operate  terminals  in  Florida,  Georgia,
Alabama,  South  Carolina,  North  Carolina  and
Tennessee. We do not own any of the products we haul;
rather,  we  act  as  a  third  party  carrier  to  deliver  our
customers’  products  from  point  A  to  point  B,  using
predominately  Company  employees  and  Company-
owned tractors and tank trailers. Approximately 82% of
our  business  consists  of  hauling  liquid  petroleum
products (mostly gas and diesel fuel) from large scale
fuel storage facilities to our customers’ retail outlets (e.g.
convenience stores, truck stops and fuel depots) where
we off-load the product into our customer’s fuel storage
tanks  for  ultimate  sale  to  the  retail  consumer.  The
remaining 18% of our business consists of hauling our
customers’ dry bulk commodities such as cement, lime
and  various  industrial  powder  products  and  liquid
chemicals. As of September 30, 2017, we employed 624
revenue-producing drivers who operated our fleet of 451
tractors  and  558  trailers  from  our  21  terminals  and  7
satellite locations.

We are an important link in our customers’ fuel supply
chain, transporting primarily from petroleum terminals to
retail  locations  such  as  hypermarkets,  convenience

4

from  distribution 

stores and truck stops. We also provide the last mile of
delivery  service  in  the  liquid  chemical  and  dry  bulk
business  primarily 
facilities  or
manufacturing facilities to the end user. Cement and ash
are  delivered  to  concrete  plants,  powdered  lime  to
industrial users and liquid chemicals primarily to the end
user  at  a  manufacturing  plant  or  water  treatment  or
storage facility.

During  fiscal  2017,  the  Company  purchased  37  new
tractors. Our fiscal 2018 capital budget includes 62 new
tractors. We anticipate this more modern fleet will result
in reduced maintenance expenses, improved operating
efficiencies  and  enhanced  driver  recruitment  and
retention. At September 30, 2017 the Company operated
a fleet of 451 tractors and 558 tank trailers, 7 trucks that
were being prepared for sale and 17 trucks that were
being placed in service. The Company owns all of the
tank trailers and tractors used to conduct our business,
except for 13 tractors owned by owner-operators and 10
leased tractors that were assumed in connection with the
Company’s acquisitions of Pipeline Transportation, Inc.
in November, 2013 and Petroleum Transport Corporation
acquired in April 2016.

Approximately 82% of our business consists of hauling
petroleum related products. Our petroleum clients include
major convenience store and hypermarket accounts, fuel
wholesalers and major oil companies. We strive to build
long-term  relationships  with  major  customers  by
providing  outstanding  customer  service.  During  fiscal
2017, the Company’s ten largest customers accounted
for  approximately  58.8%  of  revenue.  One  of  these
customers,  Murphy  USA,  accounted  for  19.6%  of
revenue. The loss of any one of these customers could
have  a  material  adverse  effect  on  the  Company’s
revenues  and  income.  Our  transportation  services
agreements with our customers generally are terminable
upon 90-120 days’ notice, but nine of our top 10 accounts
have been customers for at least 10 years. Our dry bulk
and  chemical  customers 
industrial
companies including cement and concrete accounts and
product  distribution 
customer
relationships are long-standing and have grown over time
as a result of consistently high safety and service levels.

companies.  Our 

include 

large 

Financial information about the company is presented in
the financial statements included in this Annual Report.

Five Year Summary - Years ended September 30

Patriot Transportation Holding, Inc.

(Amounts in thousands except per share amounts)

2017

2016

2015

2014

2013

Summary of Operations:
Revenues ......................................................$ 
Operating profit  ............................................$ 
Interest expense  ..........................................$ 
Income from continuing operations  ..............$ 
Per Common Share (a):
Basic  ............................................................$ 
Diluted  ..........................................................$ 

112,165 
2,372 
80 
1,829 

.55 
.55

120,172 
7,790 
130 
5,705 

1.74 
1.74 

122,882 
5,586 
112 
3,339 

1.02 
1.02 

129,162 
5,343 
109 
3,197 

.99
.99

112,120
8,570
19
5,216

1.61
1.61

Net income  ..................................................$ 
Per Common Share (a):
Basic  ............................................................$ 
Diluted  ..........................................................$ 

Financial Summary:
Current assets  ..............................................$ 
Current liabilities  ..........................................$ 
Property and equipment, net  ........................$
Total assets  ..................................................$
Long-term debt  ............................................$ 
Shareholders’ equity/Net Investment ............$
Net Book Value Per common Share (a) ........$ 
Other Data:
Weighted average common shares - basic (a) ..
Weighted average common shares - diluted (a)..
Number of employees  ....................................
Shareholders of record ....................................

1,829 

5,705

3,339 

3,197 

5,216

.55 
.55 

1.74
1.74 

1.02 
1.02 

.99 
.99 

23,721 
10,028 
39,592 
67,954 
— 
46,583
14.10 

3,299
3,302 
857 
406 

17,737
10,573 
43,703 
66,299 
— 
43,946 
13.36 

3,283 
3,285
959
423 

11,796 
12,103 
42,620 
59,526 
—  
37,202 
11.37 

3,268 
3,275 
979 
440  

11,685 
9,950 
42,174 
61,134 
7,282 
32,722 
10.09 

3,243 
3,243 
942 
— 

1.61
1.61

11,011
10,838
38,902
51,107
—
29,530
9.11

3,243
3,243
871
—

Quarterly Results  (unaudited)

(Dollars in thousands except per share amounts)

First 

Second

Third 

Fourth

2017

2016

2017

2016

2017

2016

2017

2016

Revenues .................................................... $ 28,758 
Operating profit ............................................$  1,248 
Income before income taxes ........................$  1,218 
912 
Net income ..................................................$ 

29,371 
599 
2,254 
1,375 

27,393 
325 
294 
260 

29,048 
1,447 
1,415 
863 

28,104 
534 
520 
456 

31,362 
2,290 
2,260 
1,379 

27,910 
265 
266 
201 

30,391
3,454
3,424
2,088

Earnings per common share (a):

Net Income-

Basic  ....................................................$ 
Diluted  ..................................................$

.28 
.28

.42 
.42 

.08 
.08

.26 
.26

.14 
.14 

.42 
.42 

.06 
.06 

.63
.63

Market price per common share (b):

High  ......................................................$  26.42 
Low ...................................................... $  20.52 

24.86
21.70 

26.60
20.50

22.98 
19.50

23.50
17.80

21.10
18.08 

20.33 
17.77 

22.27
19.40

(a) Earnings per share of common stock is computed independently for each quarter presented. The sum of the quarterly net
earnings per share of common stock for a year may not equal the total for the year due to rounding differences. For comparative
purposes, for the years ended September 30, 2012 through September 30, 2014 and for the first quarter 2015, the number of
common shares outstanding utilized for the calculation is based on the 3,242,524 shares of our common stock that was distributed
to the shareholders of FRP in connection with the Spin-off and distribution on January 30, 2015.

(b) All prices represent Nasdaq reported high and low daily closing prices.

5

Management Analysis

Patriot Transportation Holding, Inc.

MANAGEMENT’S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS.

Executive Overview. The business of the Company, conducted
through our wholly owned subsidiary, Florida Rock & Tank Lines,
Inc.,  is  to  transport  petroleum  and  other  liquids  and  dry  bulk
commodities. We do not own any of the products we haul, rather,
we act as a third party carrier to deliver our customer’s products
from point A to point B predominately using Company employees
driving Company owned tractors and tank trailers. Approximately
82% of our business consists of hauling liquid petroleum products
(mostly gas and diesel fuel) from large scale fuel storage facilities
to  our  customers’  retail  outlets  (e.g.  convenience  stores,  truck
stops  and  fuel  depots)  where  we  off-load  the  product  into  our
customer’s  fuel  storage  tanks  for  ultimate  sale  to  the  retail
consumer. The remaining 18% of our business consists of hauling
our customer’s dry bulk commodities such as cement, lime and
various industrial powder products and liquid chemicals. As of
September 30, 2017, we employed 624 revenue-producing drivers
who operated our fleet of 451 tractors and 558 trailers from our
21  terminals  and  7  satellite  locations  in  Florida,  Georgia,
Alabama,  South  Carolina,  North  Carolina  and  Tennessee.
We  experience  increased  seasonal  demand  in  Florida  during
the  spring  and  in  most  of  our  other  locations  during  the
summer months.

Our industry is characterized by such barriers to entry as the time
and cost required to develop the capabilities necessary to handle
hazardous material, the resources required to recruit, train and
retain  drivers,  substantial  industry  regulatory  and  insurance
requirements and the significant capital investments required to
build a fleet of equipment, establish a network of terminals and,
in  recent  years,  the  cost  to  build  and  maintain  sufficient
information technology resources to allow us to interface with and
assist  our  customers  in  the  day-to-day  management  of  their
product inventories.

Our ability to provide superior customer service at competitive
rates  and  to  operate  safely  and  efficiently  is  important  to  our
success in growing our revenues and increasing profitability. Our
focus is to grow our profitability by executing on our key strategies
of (i) increasing our business with existing and new customers,
particularly hypermarket and large convenience store chains, that
are willing to compensate us for our ability to provide superior,
safe and reliable service which facilitates their ability to grow their
market  share  and  footprint  with  confidence,  (ii)  expanding  our
service offerings with respect to dry bulk and chemical products
particularly in markets where we already operate terminals, (iii)
earning the reputation as the preferred employer for tank truck
drivers in all the markets in which we operate and (iv) pursuing
strategic acquisitions. Our ability to execute this strategy depends
on continuing our dedicated commitments to customer service
and safety and continuing to recruit and retain qualified drivers.

The driver market remains very tight. As the need to hire drivers
has risen across our industry the trend we are seeing is that more
and more of the applicants are drivers with little to no experience
in  the  tank  truck  business.  Our  management  team  is  keenly
focused on continuing to grow our driver count in markets where
there are opportunities for us to grow our business and to retain
all of our drivers at the levels we have historically achieved while
balancing the aforementioned trends and associated risks of the
“new  to  the  industry”  driver  applicant  pool.  Through  the
implementation of a new software program, we have enhanced

6

our ability to quickly identify, communicate with and ultimately hire
qualified drivers. We have also implemented programs to help us
determine which new driver applicants are less likely to turnover
early on in their careers with us thus adding new and valuable
information into our hiring decision making process.

There are several opportunities available today in our markets that
will allow us to execute on our growth strategy so long as we can
find, hire and retain qualified drivers to meet the demands of these
opportunities. We believe the tighter driver market has and will
continue to provide us with opportunities to capture new business
and  continue  to  improve  upon  our  rate  structure  across  the
customer base. As these opportunities arise, we are willing to let
certain lower priced business go in this environment to grow our
business  with  customers  willing  to  pay  for  our  reliability  and
superior customer service.

We generate both transportation based revenue as well as fuel
surcharge revenue. Our transportation revenue consists of base
revenue  for  each  delivery  which  is  generally  calculated  by
multiplying a negotiated mileage-based rate by the quantity of
product delivered plus any fees for extra stops to load or unload,
powered  product  unloading  and  toll  cost  reimbursements.
These  negotiated  transportation  rates  compensate  us  both
for  transporting  the  products  as  well  as  for  loading  and
unloading time.

While our base rates include a fixed amount to cover our cost of
fuel using an assumed price for diesel, we have fuel surcharges
in  place  with  our  customers  that  allow  us  to  obtain  additional
compensation for fuel expense incurred when the price of diesel
rises above that assumed price. Likewise, for some customers,
the fuel surcharge system allows the customer to receive a lower
cost from us when the price of diesel drops below that assumed
price. There  is  a  time  lag  between  fuel  price  fluctuations  and
changes to fuel surcharges to our customers. In a rapidly rising
price  environment  this  time  lag  can  negatively  impact  the
Company’s financial results as we must pay the higher fuel cost
immediately  but  in  most  cases  aren’t  able  to  adjust  fuel
surcharges to our customers until the end of the month.

The main factors that affect our total revenue are the number of
revenue miles driven, rates per mile, quantity of products hauled
and the amount of fuel surcharges.

Our operating costs primarily consist of the following:

•  Compensation and Benefits - Wages and employee benefits for
our  drivers  and  terminal  support  personnel  is  the  largest
component of our operating costs. These costs are impacted by
such factors as miles driven, driver pay increases, driver turnover
and training costs and additional driver pay due to temporary out-
of-town deployments to serve new business;

•    Fuel  Expenses  -  Our  fuel  expenses  will  vary  depending  on
miles driven as well as such factors as fuel prices (which can
be highly volatile), the fuel efficiency of our fleet and the average
haul length;

•  Repairs  and  Tires  –  This  category  consists  of  vehicle
maintenance  and  repairs  (excluding  shop  personnel)  and  tire
expense  (including  amortization  of  tire  cost  and  road  repairs).
These expenses will vary based on such factors as miles driven,
the age of our fleet, and tire prices.

Management Analysis  Continued

Patriot Transportation Holding, Inc.

•  Other  Operating  Expenses  – This  category  consists  of  tolls,
hiring  costs,  out-of-town  driver  travel  cost,  terminal  facility
maintenance and other operating expenses. These expenses will
vary based on such factors as, driver availability and out-of-town
driver  travel  requirements,  business  growth  and  inflation
among others;

•  Insurance  and  Losses  - This  includes  costs  associated  with
insurance  premiums,  and  the  self-insured  portion  of  liability,
worker’s compensation, health insurance and cargo claims and
wreck  repairs. We  work  very  hard  to  manage  these  expenses
through our safety and wellness programs, but these expenses
will vary depending on the frequency and severity of accident and
health claims, insurance markets and deductible levels;

• Depreciation Expense – Depreciation expense consists of the
depreciation  of  the  cost  of  fixed  assets  such  as  tractors  and
trailers  over  the  life  assigned  to  those  assets. The  amount  of
depreciation expense is impacted by equipment prices and the
timing of new equipment purchases. We expect the cost of new
tractors and trailers to continue to increase, impacting our future
depreciation expense;

• Rents, Tags and Utilities Expenses – This category consists of
rents payable on leased facilities and leased equipment, federal
highway use taxes, vehicle registrations, license and permit fees
and personal property taxes assessed against our equipment,
communications, utilities and real estate taxes;

• Sales, General and Administrative Expenses – This category
consists of the wages, bonus accruals, benefits, travel, vehicle
and  office  costs  for  our  administrative  personnel  as  well  as
professional fees and amortization charges for intangible assets
purchased in acquisitions of other businesses;

• Corporate Expenses - Corporate expenses consist of wages,
bonus accruals, insurance and other benefits, travel, vehicle and
office costs for corporate executives, director fees, stock option
expense and aircraft expense;

• Gains/Loss on Equipment - Our financial results for any period
may be impacted by any gain or loss that we realize on the sale
of  used  equipment  and  losses  on  wrecked  equipment.  We
periodically sell used equipment as we replace older tractors and
trailers. Gains or losses on equipment sales can vary significantly
from period to period depending on the timing of our equipment
replacement cycle, market prices for used equipment and losses
on wrecked equipment.

The  following  discussion  includes  certain  non-GAAP  financial
measures  (“adjusted”)  within  the  meaning  of  Regulation  G
promulgated  by  the  Securities  and  Exchange  Commission
(“Regulation G”) to supplement the financial results as reported
in  accordance  with  GAAP. The  non-GAAP  financial  measures
discussed below include adjusted net income, adjusted operating
profit  and  adjusted  operating  ratio. These  non-GAAP  financial
measures  exclude  the  $1,277,000  gain  on  easement  sale
included in the fourth quarter 2016 and the $2,074,000 intangible
asset impairment charge incurred in second quarter 2015. Patriot
uses these metrics to analyze its continuing operations and to
monitor, assess, and identify meaningful trends in its operating
and financial performance. These measures are not, and should
not be viewed as, substitutes for GAAP financial measures. Refer
to “Non-GAAP Financial Measures” below in this annual report for

a more detailed discussion, including reconciliations of these non-
GAAP financial measures to their most directly comparable GAAP
financial measures..

Management believes these adjusted measures better reflect our
operating performance during the periods discussed and reflect
how  management  evaluates  our  operational  results.  These
measures are not, and should not be viewed as, substitutes for
GAAP reporting measures.

To measure our performance, management focuses primarily on
transportation revenue growth, revenue miles, our preventable
accident frequency rate (“PAFR”), our operating ratio (defined as
our  operating  expenses  as  a  percentage  of  our  operating
revenue),  turnover  rate  and  average  driver  count  (defined  as
average number of revenue producing drivers under employment
over the specified time period) as compared to the same period
in the prior year.

ITEM

Total Revenue
Transportation Revenue
Revenue Miles
Fuel net of surcharges
PAFR
Adjusted Operating Ratio
Driver Turnover Rate
Average Number of Drivers Down 11%

FY 2017 vs. FY 2016
Down 6.7%
Down 8.9%
Down by 11.4%
Down by 22.9%
Improved from 2.03 to 2.00
Increased from 94.6% to 97.9%
Increased from 63% to 67%

The Company’s operations are influenced by a number of external
and internal factors. External factors include levels of economic
and  industrial  activity  in  the  United  States  and  the  Southeast,
driver  availability  and  cost,  government  regulations  regarding
driver qualifications and limitations on the hours drivers can work,
petroleum product demand in the Southeast which is driven in part
by  tourism  and  commercial  aviation,  and  fuel  costs.  Internal
factors  include  revenue  mix,  equipment  utilization,  Company
imposed  restrictions  on  hiring  drivers  under  the  age  of  25  or
drivers without at least two years of driving experience, auto and
workers’  compensation  accident  frequencies  and  severity,
administrative costs, and group health claims experience.

Highlights of Fiscal 2017
• Transportation revenue decreased $10,258,000, or 8.9%.

• Annualized driver turnover rate increased from 63% last year to
67% this year.

• Fuel cost net of surcharges increased $2,417,000.

• The Company’s net income was $1,829,000, or $.55 per share
(inclusive of $427,000, or $.13 per share, due to a reduced tax
expense from stock option exercises in accordance with newly
adopted  accounting  guidance  on  stock  option  exercises),
compared to net income of $5,705,000, or $1.74 per share, last
year. The prior year included $1,029,000, or $0.31 per share, of
net  income  from  the  settlement  of  a  claim  with  BP  over  the
Deepwater Horizon event and $779,000, or $.24 per share, of net
income from the sale of the easement in Tampa, FL.

7

Management Analysis  Continued

Patriot Transportation Holding, Inc.

COMPARATIVE RESULTS OF OPERATIONS

(dollars in 
thousands)

Revenue miles
(in thousands)

Revenues:
Transportation 
revenue

Fuel 
surcharges

Fiscal Years ended September 30

2017

%

2016

%

2015

%

38,000

42,884

43,220

$105,334

93.9%  115,592 

96.2%  111,294  90.6%

6,831

6.1% 

4,580 

3.8% 

11,588 

9.4%

Total Revenues 

112,165 100.0%  120,172  100.0%  122,882  100.0%

Cost of operations:
Compensation 
and benefits 

48,109

42.9% 

51,069 

42.5% 

49,050  39.9%

Fuel 
expenses 

Repairs 
& tires 

Other 
operating 

Insurance 
and losses 

Depreciation 
expense 

Rents, tags 
& utilities 

Sales, General 
& Administrative 

Corporate 
expenses 

Intangible asset 
impairment 

Gain on 
property sale 

Gain on 
equipment sales 

Total cost of 
operations 

Total
operating profit 

14,991

13.4% 

15,157

12.6% 

20,295  16.5%

7,077

6.3% 

7,777 

6.5% 

7,876 

6.4%

4,418

3.9% 

4,719 

3.9% 

4,520 

3.7%

10,728

9.6% 

10,358 

8.6% 

10,249

8.3%

9,542

8.5% 

8,870

7.4% 

8,486 

6.9%

3,384

3.0% 

3,834 

3.2% 

3,892 

3.2%

9,404

8.4% 

9,626 

8.0% 

9,188 

7.5%

2,711

2.4% 

2,946 

2.4% 

3,203

2.6%

—  

0.0% 

— 

0.0% 

2,074   1.7%

— 

0.0% 

(1,277) 

(1.1%) 

—   0.0%

(571)

(.5%) 

(697) 

(.5%) 

(1,537)  (1.2%)

109,793

97.9%  112,382

93.5%  117,296  95.5%

$ 2,372

2.1% 

7,790

6.5% 

5,586

4.5%

Fiscal  Year  2017  versus  2016  – Total  revenues  were
$112,165,000,  down  $8,007,000  or  6.7%  from  last  year.
Transportation revenues (excluding fuel surcharges) were down
$10,258,000, or 8.9%, to $105,334,000. Revenue miles declined
by 4,884,000, or 11.4%, to 38,000,000 versus last year mostly
attributable to (i) business loss in a competitive bid due to rates,
(ii)  privatization  of  a  customer  fleet,  (iii)  the  lower  demand  for
gasoline in the earlier part of the fiscal year and (iv) Hurricanes
Harvey and Irma. Revenue per mile increased by 2.8% over last

8

year  which  partially  offset  the  reduced  miles.  Fuel  surcharge
revenues were up $2,251,000 to $6,831,000 due to higher diesel
prices and the positive benefits of renegotiating fuel surcharge
tables with several key customers last year..

Compensation and benefits decreased $2,960,000, or 5.8%, due
to fewer miles driven partially offset by higher driver pay following
the  pay  increase  that  went  into  effect  June  30,  2017.  Net
fuel  expense  (i.e.  gross  fuel  expenses  less  fuel  surcharges)
decreased by $2,417,000, or 23%, due to fewer miles driven and
higher fuel surcharges.

Insurance  and  losses  were  up  $370,000  versus  last  year  due
mainly to increased risk and health claims. Depreciation increased
$672,000 but was offset by lower repair and equipment leasing
costs as we have continued to replace leased equipment from a
prior acquisition with new equipment. SG&A was down $222,000
and corporate expenses were down by $235,000 due to no bonus
compensation expense in the current year and lower legal fees.

As  a  result,  operating  profit  was  $2,372,000  compared  to
$7,790,000 last year. Last year’s quarter included $1,277,000 from
the sale of the easement in Tampa, FL. Operating ratio was 97.9
this year compared to 94.6 last year excluding the gain on the
Tampa easement sale.

Fiscal Year 2016 versus 2015 – Total revenues for fiscal 2016
were $120,172,000 down $2,710,000 from $122,882,000 in fiscal
2015. Transportation revenues (excluding fuel surcharges) were
up $4,298,000 to $115,592,000 and fuel surcharge revenues were
down $7,008,000 to $4,580,000. Our transportation revenue per
mile in fiscal 2016 increased by 4.7% over fiscal 2015.

Compensation and benefits costs were up $2,019,000 (or $.05
per  mile)  versus 
to  driver  pay
enhancements as we continued to invest in hiring and retaining
our driver force.

fiscal  2015  due  mainly 

For  fiscal  2016  the  Company’s  gross  cost  of  fuel  was  down
$5,138,000 over fiscal 2015 which was not enough to off-set the
$7,008,000 reduction in fuel surcharge revenues resulting in a
negative margin impact of $1,870,000 (or $.04 per mile) in fiscal
2016 versus fiscal 2015. The Company’s gross price of diesel fuel
remained low and in a fairly tight range throughout fiscal year 2016
with the second quarter having the lowest average cost per mile
at $.31 and the fourth quarter having the highest average cost per
mile at $.35. Since the price of diesel began declining in late 2014,
the Company experienced margin erosion as the decline in fuel
surcharge revenue outpaced the decline in diesel fuel cost. During
the first half of fiscal 2016 we were able to implement positive
adjustments  to  the  fuel  surcharge  tables  with  many  of  our
customers and those adjustments contributed significantly to a
positive  trend  of  less  margin  erosion  resulting  from  the  lower
diesel fuel price (negative margin impact: Q1 - $883,000 (or $.09
per mile), Q2 - $719,000 (or $.07 per mile), Q3 - $251,000 (or $.02
per mile), Q4 - $17,000 (or $.002)).

SG&A  was  up  $438,000  as  we  have  hired  more  management
personnel to focus on the issues of driver hiring and turnover and
to support our safety performance.

Corporate expense was lower by $257,000 compared to fiscal
2015 due mainly to the sale of a 75% interest in the corporate
airplane during the second quarter of fiscal 2016.

Gain on equipment sales were $840,000 lower compared to fiscal
2015  primarily  to  fewer  trailers  sold  and  lower  average  value
of tractors sold. Gain on property sales were $1,277,000 higher
as a result of the sale of the easement in the fourth quarter of
fiscal 2016.

Management Analysis  Continued

Patriot Transportation Holding, Inc.

Operating  profit  for  fiscal  2016  was  $7,790,000  versus  an
operating  profit  of  $5,586,000  in  fiscal  2015.  Fiscal  2016’s
operating  profit  benefitted  from  the  gain  on  easement  sale  of
$1,277,000  while  fiscal  2015  was  negatively  impacted  by  the
$2,074,000 intangible asset impairment charge.

Adjusted operating profit in fiscal 2016 was $6,513,000 versus an
adjusted  operating  profit  of  $7,660,000  in  fiscal  2015.  Our
adjusted operating ratio was 94.6% in fiscal 2016 compared to an
adjusted operating ratio of 93.8% in fiscal 2015. The lower results
were mainly due to the higher net fuel cost of $1,870,000 which
mostly occurred in the first half of fiscal 2016 prior to the positive
adjustments we made to the fuel surcharge tables. These non-
GAAP  financial  measures  exclude  gain  from  easement  sale
realized  in  the  fourth  quarter  of  fiscal  2016  and  the  intangible
asset impairment charge incurred in the second quarter of fiscal
2015.  Management  believes  these  adjusted  measures  better
reflect our operating performance during the periods discussed
and reflect how management evaluates our operational results.

LIQUIDITY AND CAPITAL RESOURCES
The Company maintains its operating accounts with Wells Fargo
Bank, N.A. and these accounts directly sweep overnight against
the Wells Fargo revolver. As of September 30, 2017, we had no
debt outstanding on this revolver, $2,180,000 outstanding under
letters  of  credit  and  $22,820,000  available  for  additional
borrowings.  The  Company  expects  our  fiscal  year  2018  cash
generation  to  cover  the  cost  of  our  operations  and  all  of  our
budgeted capital expenditures.

Cash Flows – The following table summarizes our cash flows
from operating, investing and financing activities for each of the
periods presented (in thousands of dollars):

Years Ended September 30

Total cash provided by 

(used for):

Operating activities
Investing activities
Financing activities
Increase in cash

2017

2016

2015

$ 10,660
(5,376)
—

$ 14,955 $ 15,052
(8,042)
(7,010)

(8,348)
(602)

and cash equivalents

$

5,284

$ 6,005 $

—

Outstanding debt at the

beginning of the period

Outstanding debt at the

end of the period

$

$

— $

— $

7,282

— $

— $

—

Operating Activities – Net cash provided by operating activities
(as set forth in the cash flow statement) was $10,660,000 for the
year  ended  September  30,  2017,  $14,955,000  in  2016  and
$15,052,000 in 2015. The total of net income plus depreciation
and  amortization  less  gains  on  asset  dispositions  decreased
$1,692,000 versus the same period last year. These changes are
described  above  under  “Comparative  Results  of  Operations”.
Trade accounts receivable decreased $599,000 compared to an
increase  of  $339,000  last  year  due  to  lower  days  sales
outstanding and lower revenues. Deferred income tax decreased
$434,000  versus  an  increase  of  $2,145,000  last  year.  These
changes  comprise  the  majority  of  the  increase  in  net  cash
provided by operating activities.

Investing Activities – Investing activities include the purchase of
property and equipment, any business acquisitions and proceeds
from sales of these assets upon retirement. For the year ended
September 30, 2017, we spent $5,376,000 on equipment net of

proceeds from retirements. The Company received $1,330,000 for
an easement granted to the state of Florida over the Company's
25.2  acre  terminal  facility  in  Tampa,  Florida  resulting  in  a
$1,277,000 gain during 2016.

In  2016,  cash  required  by  investing  activities  was  $8,348,000
compared to $8,042,000 in 2015.

Financing Activities – Financing activities primarily include net
changes to our outstanding revolving debt. For the year ended
September 30, 2017 we had no financing activities. For the year
ended September 30, 2016 we used $602,000 of cash to pay
down debt. The Company had no outstanding long-term debt on
September 30, 2017 or September 30, 2016.

Cash used by financing activities in the year ended September
30, 2016, was $602,000 compared to $7,010,000 in 2015.

Credit Facilities – In connection with the Spin-off, on January 30,
2015, the Company entered into a five-year credit agreement with
Wells Fargo Bank N.A. which provides a $25 million revolving line
of credit with a $10 million sublimit for stand-by letters of credit. In
connection  with  the  Spin-off,  the  Company  assumed  and
refinanced onto this new revolving credit line approximately $5.1
million of indebtedness from FRP. The amounts outstanding under
the credit agreement bear interest at a rate of 1.0% over LIBOR,
which may change quarterly based on the Company’s ratio of
consolidated total debt to consolidated total capital. A commitment
fee  of  0.15%  per  annum  is  payable  quarterly  on  the  unused
portion of the commitment, which fee may change quarterly based
on our ratio of consolidated total debt to consolidated total capital.
The credit agreement contains certain conditions and financial
covenants, including a minimum $25 million tangible net worth. As
of September 30, 2017, the tangible net worth covenant would
have limited our ability to pay dividends or repurchase stock with
borrowed funds to a maximum of $13.4 million combined.

Cash Requirements – The Company currently expects its fiscal
2018 capital expenditures to be approximately $10,492,000 for
expansion and replacement equipment which we expect to be fully
funded by our cash generated from our operations. The Company
does not currently pay any cash dividends on common stock.

While the Company is affected by environmental regulations, such
regulations  are  not  expected  to  have  a  major  effect  on  the
Company’s capital expenditures or operating results.

The Company expects that cash flows from operating activities,
cash on hand and the funds available under its revolving credit
agreement will be adequate to finance these capital expenditures
and  its  working  capital  needs  for  the  next  12  months  and  the
foreseeable future.

9

Management Analysis  Continued

Patriot Transportation Holding, Inc.

NON-GAAP FINANCIAL MEASURES
To supplement the financial results presented in accordance with
GAAP,  Patriot  presents  certain  non-GAAP  financial  measures
within the meaning of Regulation G promulgated by the Securities
and  Exchange  Commission.  Patriot  uses  these  non-GAAP
financial measures to analyze its continuing operations and to
monitor, assess, and identify meaningful trends in its operating
and financial performance. These measures are not, and should
not be viewed as, substitutes for GAAP financial measures.

Adjusted Operating Profit

Adjusted  operating  profit  excludes  the  impact  of  the  gain  on
property sale. Adjusted operating profit is presented to provide
additional  perspective  on  underlying  trends  in  Patriot’s  core
operating results. A reconciliation between operating profit and
adjusted operating profit is as follows:

Three months ended
September 30, 2017

Three months ended
September 30, 2016

Operating profit
Adjustments:

$

Gain on property sale

Adjusted operating profit $

265

—
265

3,454

(1,277)
2,177

Twelve months ended
September 30, 2017

Twelve months ended
September 30, 2016

CRITICAL ACCOUNTING POLICIES
The  preparation  of  financial  statements  in  accordance  with
accounting  principles  generally  accepted  in  the  United  States
requires us to make estimates and assumptions that affect the
reported amounts of assets and liabilities and the disclosure of
contingent assets and liabilities as of the date of the consolidated
and combined financial statements and the reported amounts of
revenues and expenses during the respective reporting periods.
Accounting estimates are considered to be critical if (1) the nature
of the estimates and assumptions is material due to the levels of
subjectivity  and  judgment  necessary  to  account  for  highly
uncertain matters or the susceptibility of such matters to change;
and (2) the impact of the estimates and assumptions on financial
condition  or  operating  performance  is  material.  Actual  results
could  differ 
the  estimates  and  assumptions  used.
Management of the Company considers the following accounting
policies critical to the reported operations of the Company:

from 

Accounts  Receivable Valuation. The  Company  is  subject  to
customer credit risk that could affect the collection of outstanding
accounts  receivable.  To  mitigate  these  risks,  the  Company
performs credit reviews on all new customers and periodic credit
reviews on existing customers. A detailed analysis of late and slow
pay  customers  is  prepared  monthly  and  reviewed  by  senior
management. The overall collectability of outstanding receivables
is  evaluated  and  allowances  are  recorded  as  appropriate.
Significant changes in customer credit could require increased
allowances and affect cash flows.

Operating profit
Adjustments:

$

Gain on property sale

Adjusted operating profit $

2,372

—
2,372

7,790

(1,277)
6,513

Property and Equipment and Impairment of Assets. Property
and equipment is recorded at cost less accumulated depreciation.
Provision for depreciation of property and equipment is computed
using the straight-line method based on the following estimated
useful lives:

Adjusted Operating Ratio

Adjusted  operating  ratio  excludes  the  impact  of  the  gain  on
property sale. Adjusted operating ratio is presented to provide
additional  perspective  on  underlying  trends  in  Patriot’s  core
operating results. A reconciliation between operating ratio and
adjusted operating ratio is as follows:

Three months ended
September 30, 2017

Three months ended
September 30, 2016

Operating ratio
Adjustments:

Gain on property sale
Adjusted operating ratio

99.1%

—
99.1%

88.6%

4.2%
92.8%

Twelve months ended
September 30, 2017

Twelve months ended
September 30, 2016

Operating ratio
Adjustments:

Gain on property sale
Adjusted operating ratio

97.9%

—
97.9%

93.5%

1.1%
94.6%

OFF-BALANCE SHEET ARRANGEMENTS
Except for the letters of credit described above under “Liquidity
and  Capital  Resources,”  the  Company  does  not  have  any
off  balance  sheet  arrangements  that  either  have,  or  are
reasonably likely to have, a current or future material effect on its
financial condition.

10

Buildings and improvements 
Revenue equipment 
Other equipment 

Years
7-39
7-10
3-10

The Company periodically reviews property and equipment for
potential impairment whenever events or circumstances indicate
the carrying amount of a long-lived asset may not be recoverable.
The  analysis  consists  of  a  review  of  future  anticipated  results
considering business prospects and asset utilization. If the sum
of  these  future  cash  flows  (undiscounted  and  without  interest
charges)  is  less  than  the  carrying  amount  of  the  assets,  the
Company would record an impairment loss based on the fair value
of the assets with the fair value of the assets generally based upon
an estimate of the discounted future cash flows expected with
regards  to  the  assets  and  their  eventual  disposition  as  the
measure  of  fair  value.  The  Company  performs  an  annual
impairment test on goodwill and other intangible assets. Changes
in  estimates  or  assumptions  could  have  an  impact  on  the
Company’s financials.

Insurance  Accruals.  The  nature  of 

the
Claims  and 
transportation  business  subjects  the  Company  to  risks  arising
from  workers’  compensation,  automobile  liability,  and  general
liability  claims. The  Company  retains  the  exposure  on  certain
claims of $250,000 ($500,000 for automobile liability and general
liability claims prior to fiscal 2011 and for worker’s compensation
claims  prior  to  fiscal  2013)  and  has  third  party  coverage  for
amounts exceeding the retention up to the amount of the policy
limits. The Company expenses during the year an estimate of risk
insurance  losses  based  upon  independent  actuarial  analysis,
insurance company estimates, and our monthly review of claims
reserve changes. In making claim reserve changes we rely upon

Management Analysis  Continued

Patriot Transportation Holding, Inc.

estimates  of  our 
insurance  company  adjusters,  attorney
evaluations, and judgment of our management. Our estimates
require  judgment  concerning  the  nature,  severity,  comparative
liability, jurisdiction, legal and investigative costs of each claim.
Claims involving serious injury have greater uncertainty of the
eventual cost. In the past, our estimate of the amount of individual
claims  has  increased  from  insignificant  amounts  to  the  full
deductible  as  we  learn  more  information  about  the  claim  in
subsequent periods. We obtain an independent actuarial analysis
at  least  twice  annually  to  assist  in  estimating  the  total  loss
reserves expected on claims including claim development and
incurred  but  not  reported  claims.  We  also  retain  exposure  on
employee health benefits up to $250,000 per covered participant
each calendar year plus a $77,000 aggregate deductible for any
claims  exceeding  $250,000.  We  estimate  claim  liability  using
historical payment trends and specific knowledge of larger claims.
Health claims are expensed as the health services are rendered
so there is only a two month lag in payments on average. We are
usually aware of the larger claims before closing each accounting
period reducing the amount of uncertainty of the estimate. Our
accrued insurance liabilities for retiree benefits are recorded by
actuarial calculation. Our accrued insurance liabilities for claims
as  of  September  30,  2017,  2016,  and  2015  amounted  to  $.8
million, $.9 million and $2.1 million, respectively. Payments made
under  a  captive  agreement  for  each  year’s  loss  fund  are
scheduled in advance using actuarial methodology. The captive
agreement provides that we will share in the underwriting results,
good  or  bad,  within  a  $250,000  per  occurrence  layer  of  loss
through  retrospective  premium  adjustments.  Including  the
potential exposure in the captive we have $4.8 million of estimated
insurance liabilities. In the event that actual costs for these claims
are different than estimates we will have adjustments in future
periods. It is likely that we will experience either gains or losses of
5-10% of prior year estimated insurance liabilities in any year.

Income Taxes. The Company accounts for income taxes under
the asset-and-liability method. Deferred tax assets and liabilities
represent items that will result in taxable income or a tax deduction
in future years for which the related tax expense or benefit has
already been recorded in our statement of earnings. Deferred tax
accounts arise as a result of timing differences between when
items are recognized in the consolidated and combined financial
statements compared with when they are recognized in the tax
returns. The Company assesses the likelihood that deferred tax
assets will be recovered from future taxable income. To the extent
recovery is not probable, a valuation allowance is established and
included as an expense as part of our income tax provision. No
valuation allowance was recorded at September 30, 2016, as all
deferred  tax  assets  are  considered  more  likely  than  not  to  be
realized.  Significant  judgment  is  required  in  determining  and
assessing the impact of complex tax laws and certain tax-related
contingencies on the provision for income taxes. As part of the
calculation of the provision for income taxes, we assess whether
the benefits of our tax positions are at least more likely than not
of being sustained upon audit based on the technical merits of the
tax position. For tax positions that are more likely than not of being
sustained upon audit, we accrue the largest amount of the benefit
that  is  more  likely  than  not  of  being  sustained  in  our  financial
statements.  Such  accruals  require  estimates  and  judgments,
whereby actual results could vary materially from these estimates.
Further,  a  number  of  years  may  elapse  before  a  particular
matter, for which an established accrual was made, is audited
and resolved.

CONTRACTUAL OBLIGATIONS
The following table summarizes our contractual obligations as of
September 30, 2017:

Payments due by period

Contractual Obligations
(thousands of dollars)

Less 
than 
1 year

1-3 
years

More
than
years 5 years

3-5  

Total

Operating 
Leases

2,044 

581 

632 

641 

190

Purchase 
Commitments  2,763 

2,233 

530

- 

-

Other 
Long-Term 
Liabilities 

Total 
obligations 

1,086 

74 

153 

195 

664

$ 5,893

2,888 

1,315 

836 

854

INFLATION
Most of the Company’s operating expenses are inflation-sensitive,
with inflation generally producing increased costs of operations.
During the past three years, inflation has been fairly modest with
its impacts mostly related to equipment prices, tire prices and the
compensation paid to drivers. Tractor prices have increased over
45%  since  2007  due  in  part  to  EPA  mandated  new  engine
emission  requirements  on  tractor  engines.  Customer  rate
increases received have lagged the increased prices paid for new
equipment over the same period.

In  addition  to  inflation,  fluctuations  in  fuel  prices  can  affect
profitability.  Most  of  the  Company’s  contracts  with  customers
contain  fuel  surcharge  provisions.  Although  the  Company
historically  has  been  able  to  pass  through  most  long-term
increases in fuel prices and operating taxes to customers in the
form of surcharges and higher rates, there is no guarantee that
this will be possible in the future. See “Risk Factors—We may be
adversely impacted by fluctuations in the price and availability
of fuel.”

SEASONALITY
Our business is subject to seasonal trends common in the refined
petroleum products delivery industry. We typically face reduced
demand for refined petroleum products delivery services during
the winter months and increased demand during the spring and
summer  months.  Further,  operating  costs  and  earnings  are
generally  adversely  affected  by  inclement  weather  conditions.
These factors generally result in lower operating results during the
first  and  fourth  calendar  quarters  of  the  year  and  cause  our
operating  results  to  fluctuate  from  quarter  to  quarter.  Our
operating expenses also have been somewhat higher in the winter
months, due primarily to decreased fuel efficiency and increased
maintenance costs for tractors and trailers in colder months.

FORWARD LOOKING STATEMENTS
Certain matters discussed in this report contain forward-looking
statements that are subject to risks and uncertainties that could
cause actual results to differ materially from those indicated by
such 
forward-looking
statements relate to, among other things, capital expenditures,
liquidity, capital resources and competition and may be indicated
by  words  or  phrases  such  as  ”anticipate”,  ”estimate”,  ”plans”,

forward-looking  statements.  These 

11

Management Analysis  Continued

Patriot Transportation Holding, Inc.

”projects”,  ”continuing”,  ”ongoing”,  ”expects”,  ”management
believes”, ”the Company believes”, ”the Company intends” and
similar  words  or  phrases.  The  following  factors  and  others
discussed in the Company’s periodic reports and filings with the
Securities and Exchange Commission are among the principal
factors that could cause actual results to differ materially from the
forward-looking  statements:  freight  demand  for  petroleum
products including recessionary and terrorist impacts on travel in
the Company’s markets; fuel costs and the Company’s ability to
recover  fuel  surcharges;  accident  severity  and  frequency;  risk
insurance markets; driver availability and cost; the impact of future
regulations regarding the transportation industry; availability and
terms of financing; competition in our markets; interest rates, and
inflation and general economic conditions. However, this list is not
a complete statement of all potential risks or uncertainties.

These forward-looking statements are made as of the date hereof
based on management’s current expectations, and the Company
does  not  undertake  an  obligation  to  update  such  statements,
whether as a result of new information, future events or otherwise.
Additional information regarding these and other risk factors may
be found in the Company’s other filings made from time to time
with the Securities and Exchange Commission.

12

Consolidated and Combined Statements of Income  -Years ended September 30

Patriot Transportation Holding, Inc.

(In thousands, except per share amounts)

Revenues:

2017

2016

2015

Transportation revenues  ....................................................................................$ 105,334 
6,831 
Fuel surcharges  ..................................................................................................
Total revenues  ............................................................................................................ 112,165 

115,592 
4,580 
120,172 

Cost of operations:

Compensation and benefits  ................................................................................ 48,109 
Fuel expenses  ...................................................................................................... 14,991 
7,077 
Repairs & tires ......................................................................................................
4,418 
Other operating  ....................................................................................................
Insurance and losses  .......................................................................................... 10,728 
9,542 
Depreciation expense  ..........................................................................................
3,384
Rents, tags & utilities ............................................................................................
9,404 
Sales, general & administrative ............................................................................
2,711 
Corporate expenses  ............................................................................................
- 
Intangible asset impairment  ................................................................................
- 
Gain on property sale  ..........................................................................................
(571) 
Gain on equipment sales  ....................................................................................

51,069 
15,157 
7,777 
4,719 
10,358 
8,870 
3,834 
9,626 
2,946 
- 
(1,277) 
(697) 

Total cost of operations  .............................................................................................. 109,793

112,382

Total operating profit  ..................................................................................................

2,372 

BP claim settlement ....................................................................................................
Interest income and other  ..........................................................................................
Interest expense  ........................................................................................................

-  
6  
(80) 

Income before income taxes  ......................................................................................
Provision for income taxes ..........................................................................................

2,298 
469 

Net income ..............................................................................................................$

1,829 

Earnings per common share:

Net Income-

Basic .................................................................................................................. $
Diluted  ................................................................................................................$ 

.55 
.55 

Number of shares (in thousands) used in computing:

- basic earnings per common share  ....................................................................
- diluted earnings per common share  ..................................................................

3,299
3,302

7,790 

1,687 
6 
(130) 

9,353
3,648 

5,705 

1.74 
1.74 

3,283 
3,285 

Consolidated and Combined Statements of Comprehensive Income  -Years ended September 30

(In thousands)

Net income  ..............................................................................................................$ 
Other comp. income (loss)net of tax:

Actuarial gain retiree health  ....................................................................................
Minimum pension liability  ........................................................................................
Comprehensive income  ............................................................................................$ 

See notes to consolidated and combined financial statements

2017
1,829 

- 
- 
1,829 

2016
5,705 

123
- 
5,828 

111,294
11,588
122,882

49,050
20,295
7,876
4,520
10,249
8,486
3,892
9,188
3,203
2,074
-
(1,537)
117,296

5,586

-
- 
(112)

5,474
2,135

3,339

1.02
1.02

3,268
3,275

2015
3,339

4
(6)
3,337

13

Consolidated and Combined Balance Sheets  -As of September 30

Patriot Transportation Holding, Inc.

(In thousands, except share data)

Assets
Current assets:

Cash and cash equivalents  ..............................................................................................$ 
Accounts receivable (net of allowance for doubtful

accounts of $150 and $153, respectively)  ......................................................................
Federal and state taxes receivable  ....................................................................................
Inventory of parts and supplies  ..........................................................................................
Prepaid tires on equipment  ................................................................................................
Prepaid taxes and licenses  ................................................................................................
Prepaid insurance  ..............................................................................................................
Prepaid expenses, other  ....................................................................................................
Total current assets  ..................................................................................................

Property, plant and equipment, at cost:

Land ..................................................................................................................................
Buildings  ............................................................................................................................
Equipment  ..........................................................................................................................

Less accumulated depreciation  ............................................................................................

2017

11,289 

7,642 
516
855 
1,913 
612 
823 
71 
23,721 

2,773 
5,639 
93,511 
101,923 
62,331 
39,592 

Goodwill  ................................................................................................................................
Intangible assets, net  ............................................................................................................
Other assets, net ....................................................................................................................
Total assets .......................................................................................................................... $

3,431 
1,021 
189 
67,954 

Liabilities and Shareholders’ Equity
Current liabilities:

Accounts payable ..............................................................................................................$ 
Accrued payroll and benefits  ..............................................................................................
Accrued insurance  ..............................................................................................................
Accrued liabilities, other ......................................................................................................
Total current liabilities ................................................................................................

Deferred income taxes  ..........................................................................................................
Accrued insurance  ................................................................................................................
Other liabilities  ......................................................................................................................
Commitments and contingencies (Note 11)
Shareholders’ equity:

Preferred stock, 5,000,000 shares authorized,

of which 250,000 shares are designated Series A
Junior Participating Preferred Stock; $0.01 par
value; none issued and outstanding ................................................................................

Common stock, $.10 par value; (25,000,000 shares

authorized; 3,303,802 and 3,289,353 shares issued
and outstanding, respectively  ..........................................................................................
Capital in excess of par value  ............................................................................................
Retained earnings ..............................................................................................................
Accumulated other comprehensive income, net  ................................................................
Total shareholders’ equity ..........................................................................................
Total liabilities and shareholders’ equity ............................................................................$

4,948 
4,143 
558 
379
10,028 

10,045 
193 
1,105

-

330 
36,726
9,353
174 
46,583 
67,954 

See notes to consolidated and combined financial statements

2016

6,005

7,043
261
811
2,052
681
820
64
17,737

2,626
5,494
94,663
102,783
59,080
43,703

3,431
1,214
214
66,299

4,896
4,608
700
369
10,573

10,479
184
1,117

-

329
35,919
7,524
174
43,946
66,299

14

Consolidated and Combined Statements of Cash Flows  -Years ended September 30

Patriot Transportation Holding, Inc.

(In thousands)

Cash flows from operating activities:

Net income  ....................................................................................................$ 
Adjustments to reconcile net income to

net cash provided by continuing operating activities:

Depreciation and amortization  ........................................................................
Intangible asset impairment  ............................................................................
Deferred income taxes  ....................................................................................
Gain on asset dispositions  ..............................................................................
Stock-based compensation  ............................................................................
Net changes in operating assets and liabilities:

Accounts receivable  ....................................................................................
Inventory of parts and supplies ....................................................................
Prepaid expenses ........................................................................................
Other assets..................................................................................................
Accounts payable and accrued liabilities  ....................................................
Income taxes payable and receivable  ..........................................................
Long-term insurance liabilities and other

long-term liabilities  ....................................................................................
Net cash provided by operating activities  ....................................................

2017

1,829 

10,293 
- 
(434) 
(602) 
808 

(599) 
(44)
198
14
(545) 
(255) 

2016

5,705 

9,729 
-
2,145 
(2,222) 
745

339
(31)
(98)
132
(448) 
(146) 

2015

3,339

9,485
2,074
(590)
(1,558)
617

(263)
115
152
(148)
2,478
(244)

(3)
10,660 

(895) 
14,955 

(405)
15,052

Cash flows from investing activities:

Purchase of property and equipment ..............................................................
Proceeds from the sale of property, plant and equipment  ..............................
Net cash used in investing activities ................................................................

(6,332) 
956 
(5,376) 

Cash flows from financing activities:

(Decrease) Increase in bank overdrafts  ..........................................................
Proceeds from borrowing on revolving credit facility  ......................................
Payments on revolving credit facility ................................................................
Debt issue costs  ..............................................................................................
Excess tax benefits from exercise of stock options  ........................................
Proceeds from exercised stock options............................................................
Net distributions to FRP prior to spin-off  ........................................................
Net cash used in financing activities  ..............................................................

- 
-
- 
- 
- 
-
- 
- 

Net increase in cash and cash equivalents ..................................................
Cash and cash equivalents at beginning of year ................................................
Cash and cash equivalents at end of year  ......................................................$

5,284
6,005 
11,289 

(11,503)
3,155
(8,348) 

(773) 
13,536 
(13,536)
- 
171
-
-

(602) 

6,005 
- 
6,005 

(9,905)
1,863
(8,042)

(160)
43,793
(51,075)
(94)
425
202
(101)
(7,010)

-
-
-

Supplemental disclosures of cash flow information:

Cash paid during the year for:

Interest  ......................................................................................................$ 
Income taxes ..............................................................................................$

53 
1,578 

74 
1,909 

175
2,840

The Company recorded a non-cash, impairment charge related to the customer relationship intangible asset recorded resulting
from the Pipeline acquisition of $2,074 during the second quarter of fiscal 2015.

See notes to consolidated and combined financial statements.

15

Consolidated and Combined Statements of Shareholder’s Equity/Net Investment  -Years ended September 30

Patriot Transportation Holding, Inc.

(In thousands, except share amounts) 

Balance at September 30, 2014..................................

– $

– $

–

$

– $

Capital in
Common Stock
Excess of Retained
Shares Amount Par Value Earnings

Accumulated
Other
Comprehensive
Income, net
53
$

Total
Stockholders’
Equity/Net
Investment
32,722
$

Net
Investment
32,669

Issuance of common stock at spinoff .......................... 3,242,524
Exercise of stock options..............................................
16,000
Excess tax benefits from exercise of stock options ....
Stock-based compensation ........................................
Shares granted to Directors ........................................
Net income....................................................................
Minimum pension liability, net of tax ............................
Actuarial (loss) gain, net ..............................................
Reclassification of net investment to capital in

14,280

324
2

1

201
425
174
341

3,339

excess of par value ..................................................

33,864

(1,520)

(32,669)

324
203
425
174
342
3,339
(6)
4

(325)

(6)
4

Balance as of September 30, 2015 ............................ 3,272,804 $

327 $ 35,005

$ 1,819 $

–

$

51

$

37,202

Excess tax benefits from exercise of stock options ....
Stock-based compensation ........................................
Shares granted to Directors ........................................
Net income....................................................................
Actuarial (loss) gain, net ..............................................

16,549

2

171
384
359

5,705

171
384
361
5,705
123

123

Balance as of September 30, 2016 ............................ 3,289,353 $

329 $ 35,919

$ 7,524 $

–

$

174

$

43,946

Stock-based compensation ........................................
Shares granted to Directors ........................................
Net income....................................................................

14,449

1

440
367

1,829

440
368
1,829

Balance as of September 30, 2017 ............................ 3,303,802 $

330 $ 36,726

$ 9,353 $

–

$

174

$

46,583

16

Notes to Consolidated and Combined Financial Statements

Patriot Transportation Holding, Inc.

1. Accounting Policies.

DESCRIPTION OF BUSINESS

SPIN-OFF  TRANSACTION  -  On  January  30,  2015,  FRP
Holdings,  Inc.  ("FRP")  completed  the  tax-free  spin-off  (the
“Spin-off")  of  Patriot  Transportation  Holding,  Inc.,  (the
"Company" or "Patriot"). In the Spin-off, FRP distributed all of
the outstanding stock of the Company to FRP's shareholders
as of the record date of January 9, 2015. FRP’s shareholders
received one share of Patriot (stock symbol “PATI”) for every
three shares of FRP owned on the record date resulting in
3,242,524  of  Patriot  shares  outstanding  on  the  distribution
date. Patriot now is an independent, publicly traded company,
and FRP retains no ownership in Patriot.

COMPANY’S  BUSINESS  -  The  business  of  the  Company,
conducted through our wholly owned subsidiary, Florida Rock
& Tank Lines, Inc., is to transport petroleum and other liquids
and dry bulk commodities. We do not own any of the products
we haul, rather, we act as a third party carrier to deliver our
customer’s  products  from  point  A  to  point  B  predominately
using Company employees driving Company owned tractors
and tank trailers. Approximately 82% of our business consists
of hauling liquid petroleum products (mostly gas and diesel
fuel) from large scale fuel storage facilities to our customers’
retail  outlets  (e.g.  convenience  stores,  truck  stops  and  fuel
depots) where we off-load the product into our customer’s fuel
storage  tanks  for  ultimate  sale  to  the  retail  consumer. The
remaining  18%  of  our  business  consists  of  hauling  our
customer’s dry bulk commodities such as cement, lime and
various industrial powder products and liquid chemicals.

PRINCIPLES OF CONSOLIDATION AND COMBINATION -
The  consolidated  and  combined  financial  statements  were
prepared  in  accordance  with  U.S.  generally  accepted
accounting  principles  (“GAAP”)  and  include  the  accounts,
certain assets, liabilities, and expenses of Patriot and its wholly
owned subsidiaries that comprise the Company. All significant
intercompany  transactions  within  the  consolidated  and
combined entity have been eliminated.

CASH AND CASH EQUIVALENTS - The Company considers
all  highly  liquid  debt  instruments  with  maturities  of  three
months or less at time of purchase to be cash equivalents.
Bank  overdrafts  consist  of  outstanding  checks  not  yet
presented  to  a  bank  for  settlement,  net  of  cash  held  in
accounts with right of offset.

INVENTORY - Inventory of parts and supplies is valued at the
lower of cost (first-in, first-out) or market.

TIRES ON EQUIPMENT - The value of tires on tractors and
trailers is accounted for as a prepaid expense and amortized
over the life of the tires as a function of miles driven.

REVENUE AND EXPENSE RECOGNITION - Transportation
revenue, including fuel surcharges, is recognized when the
services  have  been  rendered  to  customers  or  delivery  has
occurred, the pricing is fixed or determinable and collectibility

reasonably  assured.  Transportation  expenses  are

is 
recognized as incurred.

ACCOUNTS  RECEIVABLE  -  Accounts  receivable  are
recorded  net  of  discounts  and  provisions  for  estimated
allowances. We estimate allowances on an ongoing basis by
considering historical and current trends. We record estimated
bad debts expense as a selling, general and administrative
expense. We  estimate  the  net  collectibility  of  our  accounts
receivable and establish an allowance for doubtful accounts
based  upon  this  assessment.  Specifically,  we  analyze  the
aging of accounts receivable balances, historical bad debts,
customer concentrations, customer credit-worthiness, current
economic trends and changes in customer payment terms. Any
trade accounts receivable balances written off are charged
against the allowance for doubtful accounts. The Company has
not experienced any significant credit-related losses in the past
three years.

PROPERTY AND EQUIPMENT - Property and equipment is
recorded at cost less accumulated depreciation. Provision for
depreciation  of  property  and  equipment  is  computed  using
the  straight-line  method  based  on  the  following  estimated
useful lives:

Buildings and improvements 
Revenue equipment 
Other equipment 

Years
7-39
7-10
3-10

The Company recorded depreciation expenses for 2017, 2016
and  2015  of  $10,089,000,  $9,487,000  and  $9,154,000,
respectively.

IMPAIRMENT  OF  LONG-LIVED  ASSETS  -  The  Company
periodically  reviews  its  long-lived  assets,  which  include
property  and  equipment  and  purchased  intangible  assets
subject  to  amortization,  for  potential  impairment  whenever
events  or  circumstances  indicate  the  carrying  amount  of  a
long-lived asset may not be recoverable. The analysis consists
of a review of future anticipated results considering business
prospects and asset utilization. If the sum of these future cash
flows (undiscounted and without interest charges) is less than
the carrying amount of the assets, the Company would record
an impairment loss based on the fair value of the assets with
the fair value of the assets generally based upon an estimate
of the discounted future cash flows expected with regards to
the assets and their eventual disposition.

GOODWILL - Goodwill represents the excess of the purchase
price over the estimated fair value of the net assets acquired
in the acquisition of a business. Goodwill is not amortized, but
rather is tested for impairment annually and when events or
changes  in  circumstances  indicate  that  the  fair  value  of  a
reporting unit with goodwill has been reduced below carrying
value. The impairment test requires allocating goodwill and
other assets and liabilities to reporting units. The fair value of
each reporting unit is determined and compared to the book
value of the reporting unit. If the fair value of the reporting unit

17

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

is  less  than  the  book  value,  including  goodwill,  then  the
recorded goodwill is impaired to its implied fair value with a
charge to operating expense.

INSURANCE  - The  Company  has  a  $250,000  to  $500,000
self-insured retention per occurrence in connection with certain
of its workers’ compensation, automobile liability, and general
liability insurance programs (“risk insurance”). The Company
is also self-insured for its employee health insurance benefits
and carries stop loss coverage for losses over $250,000 per
covered participant per year plus a $77,000 aggregate. The
Company has established an accrued liability for the estimated
cost  in  connection  with  its  portion  of  its  risk  and  health
insurance losses incurred and reported. Claims paid by the
Company  are  charged  against  the  liability.  Additionally,  the
Company maintains an accrued liability for incurred but not
reported claims based on historical analysis of such claims.
Payments made under a captive agreement for each year’s
in  advance  using  actuarial
loss 
methodology.  The  captive  agreement  provides  that  we  will
share  in  the  underwriting  results,  good  or  bad,  within  a
$250,000 per occurrence layer of loss through retrospective
premium adjustments. The method of calculating the accrual
liability is subject to inherent uncertainty. If actual results are
less  favorable  than  the  estimates  used  to  calculate  the
liabilities,  the  Company  would  have  to  record  expenses  in
excess of what has been accrued.

fund  are  scheduled 

INCOME  TAXES  -  Deferred  tax  assets  and  liabilities  are
recognized based on differences between financial statement
and tax bases of assets and liabilities using presently enacted
tax  rates.  Deferred  income  taxes  result  from  temporary
differences between pre-tax income reported in the financial
statements  and  taxable  income.  The  Company  recognizes
liabilities  for  uncertain  tax  positions  based  on  a  two-step
process.  The  first  step  is  to  evaluate  the  tax  position  for
recognition by determining if the weight of available evidence
indicates that it is more likely than not that the position will be
sustained  on  audit.  The  second  step  is  to  estimate  and
measure the tax benefit as the largest amount that is more
than 50% likely to be realized upon ultimate settlement. It is
inherently difficult and subjective to estimate such amounts, as
the amounts rely upon the determination of the probability of
various possible outcomes. The Company reevaluates these
uncertain tax positions on a quarterly basis. This evaluation is
based on factors including, but not limited to, changes in facts
or circumstances, changes in tax law and expiration of statutes
of limitations, effectively settled issues under audit, and audit
activity. Such a change in recognition or measurement would
result in the recognition of a tax benefit or an additional charge
to the tax provision. It is the Company’s policy to recognize as
additional  income  tax  expense  the  items  of  interest  and
penalties directly related to income taxes.

STOCK BASED COMPENSATION – The Company accounts
for compensation related to share based plans by recognizing
the  grant  date  fair  value  of  stock  options  and  other  equity-
based  compensation  issued  to  Company  employees  in

18

Patriot’s income statement over the requisite employee service
period  using  the  straight-line  attribution  model.  In  addition,
compensation expense must be recognized for the change in
fair value of any awards modified, repurchased or cancelled
after the grant date. The fair value of each grant is estimated
on the date of grant using the Black-Scholes option-pricing
model. The assumptions used in the model and related impact
are discussed in Footnote 6.

PENSION PLAN - The Company accounts for its pension plan
the  requirements  of  FASB  ASC  Topic  715,
following 
“Compensation  –  Retirement  Benefits”,  which  requires  an
employer to: (a) recognize in its statement of financial position
the funded status of a benefit plan; (b) measure defined benefit
plan assets and obligations as of the end of the employer’s
fiscal year (with limited exceptions); and (c) recognize as a
component  of  other  comprehensive  income,  net  of  tax,  the
gains or losses and prior service costs or credits that arise but
are not recognized as components of net periodic benefit costs
pursuant to prior existing guidance.

EARNINGS  PER  COMMON  SHARE  -  Basic  earnings  per
common share are based on the weighted average number of
common  shares  outstanding  during  the  periods.  Diluted
earnings  per  common  share  are  based  on  the  weighted
average number of common shares and potential dilution of
securities  that  could  share  in  earnings.  The  differences
between  basic  and  diluted  shares  used  for  the  calculation
are  the  effect  of  employee  and  director  stock  options  and
restricted stock.

USE OF ESTIMATES - The preparation of financial statements
in conformity with accounting principles generally accepted in
the United States requires management to make estimates
and assumptions that affect the reported amounts of assets
and liabilities and disclosure of contingent assets and liabilities
at  the  date  of  the  financial  statements  and  the  reported
amounts  of  revenues  and  expenses  during  the  reporting
period. Actual results could differ from those estimates.

Certain  accounting  policies  and  estimates  are  of  more
significance in the financial statement preparation process than
others. The  most  critical  accounting  policies  and  estimates
include the economic useful lives and salvage values of our
vehicles and equipment, provisions for uncollectible accounts
receivable, estimates of exposures related to our insurance
claims plans, and estimates for taxes. To the extent that actual,
final  outcomes  are  different  than  these  estimates,  or  that
additional facts and circumstances result in a revision to these
estimates,  earnings  during  that  accounting  period  will
be affected.

ENVIRONMENTAL - Environmental expenditures that benefit
future periods are capitalized. Expenditures that relate to an
existing condition caused by past operations, and which do not
contribute  to  current  or  future  revenue  generation,  are
expensed. Liabilities are recorded for the estimated amount of
expected environmental assessments and/or remedial efforts.
Estimation  of  such  liabilities  includes  an  assessment  of

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

engineering estimates, continually evolving governmental laws
and standards, and potential involvement of other potentially
responsible parties.

COMPREHENSIVE  INCOME  –  Comprehensive  income
consists  of  net  income  and  other  comprehensive  income
(loss). Other comprehensive income (loss) refers to expenses,
gains,  and  losses  that  are  not  included  in  net  income,
but 
in  shareholder’s
recorded  directly 
equity/net investment.

rather  are 

NET  INVESTMENT  BY  PARENT  – The  Net  investment  by
former Parent represents a net balance reflecting FRP’s initial
investment  in  the  Company  and  subsequent  adjustments
resulting  from  the  operations  of  the  Company  and  various
transactions between the Company and FRP.

RECENTLY ISSUED ACCOUNTING STANDARDS – In May
2014,  the  FASB  issued  ASU  No.  2014-09,  “Revenue  from
Contracts with Customers” which replaces existing revenue
recognition standards and significantly expand the disclosure
requirements for revenue arrangements. It may be adopted
either retrospectively or on a modified retrospective basis to
new  contracts  and  existing  contracts  with  remaining
performance  obligations  as  of  the  effective  date.  The  new
standard is effective beginning with the first quarter of fiscal
2019. The Company currently does not expect the adoption of
its
this  guidance 
financial statements.

in  a  material 

impact  on 

to  result 

In November 2015, the FASB issued ASU 2015-17, “Balance
Sheet Classification of Deferred Taxes”. The guidance requires
that all deferred tax assets and liabilities, along with any related
valuation  allowance,  be  classified  as  noncurrent  on  the
balance  sheet. The  guidance  becomes  effective  for  annual
reporting  periods  beginning  after  December  15,  2016  with
early adoption permitted. The Company adopted this guidance
retrospectively  as  of  October  1,  2015  and  reclassified
$309,000 of deferred tax liability as of September 30, 2015
from current to long term.

including  significant 

In  February  2016,  the  FASB  issued  ASU  No.  2016-02,
“Leases”, which requires lessees to recognize a right-to-use
asset  and  a  lease  obligation  for  all  leases.  Lessees  are
permitted  to  make  an  accounting  policy  election  to  not
recognize an asset and liability for leases with a term of twelve
months  or  less.  Additional  qualitative  and  quantitative
disclosures, 
judgments  made  by
management, will be required. The new standard will become
effective for the Company beginning with the first quarter 2020
and requires a modified retrospective transition approach and
includes a number of practical expedients. Early adoption of
the standard is permitted. The Company is currently evaluating
the impacts the adoption of this accounting guidance will have
on the consolidated financial statements. The Company has
relatively few leases extending over 12 months, the total gross
contractual  obligation  for  lease  payments  greater  than  12
months at September 30, 2016 was $1,722,000.

(Topic 

In  March  2016,  the  FASB  issued  ASU  No.  2016-09,
718):
“Compensation—Stock  Compensation 
Improvements 
to  Employee  Share-Based  Payment
Accounting”. The ASU includes multiple provisions intended to
simplify  various  aspects  of  the  accounting  for  share-based
payments. Excess tax benefits for share-based payments are
recorded  as  a  reduction  of  income  taxes  and  reflected  in
operating cash flows upon the adoption of this ASU. Excess
tax benefits were recorded in equity and as financing activity
prior to adoption of this ASU. In addition, the guidance allows
for a policy election to account for forfeitures as they occur
rather than on an estimated basis. This guidance is effective
for  annual  and  interim  reporting  periods  of  public  entities
beginning  after  December  15,  2016  with  early  adoption
permitted. The Company adopted this guidance prospectively
as of October 1, 2016. As a result of this adoption we recorded
a reduction of income tax expense from excess tax benefits on
stock option exercises of $38,000 and $427,000 for the three
and twelve months ended September 30, 2017, respectively.

2. Related Party Agreements.
The  Company  is  party  to  a Transition  Services  Agreement
which resulted from our January 30, 2015 spin-off transaction
from  FRP  Holdings,  Inc.  (FRP).  The  Transition  Services
Agreement sets forth the terms on which the Company will
provide to FRP certain services that were shared prior to the
Spin-off,  including  the  services  of  certain  shared  executive
officers. The boards of the respective companies amended and
extended this agreement for one year effective April 1, 2017.

The consolidated and combined statements of income reflect
charges  and/or  allocation  to  FRP  Holdings,  Inc.  for  these
services of $1,606,000, $1,542,000, and $2,211,000 for fiscal
2017, 2016 and 2015, respectively. Included in the charges
above are amounts recognized for corporate executive stock-
based compensation expense. These charges are reflected as
a reduction to corporate expenses.

To determine these allocations between FRP and Patriot as
set forth in the Transition Services Agreement, we generally
employed  the  same  methodology  historically  used  by  the
Company pre Spin-off to allocate said expenses and thus we
believe  that  the  allocations  to  FRP  are  a  reasonable
approximation of the costs related to FRP’s operations but any
such  related-party  transactions  cannot  be  presumed  to  be
carried  out  on  an  arm’s-length  basis  as  the  terms  were
negotiated while Patriot was still a subsidiary of FRP.

information 

Patriot  provides 
technology  services  and
previously  subleased  office  space  to  Bluegrass  Materials
Company,  LLC  (“Bluegrass”).  Mr.  John  Baker,  brother  of
Edward L. Baker and uncle of Thompson S. Baker II, serves
as Chairman of Bluegrass, and his son, Edward L. Baker II,
serves as its Chief Executive Officer. Messrs. John Baker and
Edward  L.  Baker  II  have  a  beneficial  ownership  interest  in
Bluegrass. Bluegrass paid $16,000, $599,000 and $490,000
to the Company for fiscal 2017, 2016 and 2015 respectively
for such information technology services and office space. The
services to Bluegrass ceased on December 31, 2016. Patriot

19

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

paid $7,000 to Bluegrass for information technology services
for fiscal 2017.

3. Debt.
The  Company  had  no  long-term  debt  outstanding  at
September 30, 2017 and September 30, 2016.

Prior to the Spin-off, the Company was permitted to borrow
under FRP's credit agreement with Wells Fargo Bank, N.A. (the
"FRP Credit Agreement"). On January 30, 2015, the Company
entered  into  a  new  $25  million,  five  year,  revolving  credit
agreement  with Wells  Fargo  Bank,  N.A.  and  assumed  and
refinanced $5.1 million then outstanding on the FRP Credit
Agreement into this new revolver. As of September 30, 2017,
we  had  no  outstanding  debt  borrowed  on  this  revolver,
letters  of  credit  and
$2,180,000  outstanding  under 
$22,820,000 available for additional borrowings. The letter of
credit fee is 1% and the applicable interest rate would have
been 3.235% on September 30, 2017.

The credit agreement contains certain conditions, affirmative
financial  covenants  and  negative  covenants 
including
limitations  on  paying  cash  dividends.  The  Company  was
loan  covenants  as  of
in  compliance  with  all  of 
September 30, 2017.

its 

4. Operating Leases.
The Company leases certain assets under operating leases,
which primarily consist of real estate leases for the corporate
office and some of our terminal locations. Certain operating
leases provide for renewal options, which can vary by lease
and are typically offered at their fair rental value. The Company
has  not  made  any  residual  value  guarantees  related  to  its
operating leases; therefore, there is no corresponding liability
recorded on the Balance Sheets.

Future  minimum  annual  lease  payments  for  assets  under
operating leases as of September 30, 2017 are as follows (in
thousands):

Fiscal Year
2018
2019
2020
2021
2022
Thereafter
Total minimum lease payments

Total
302
309
314
318
323
190
1,756

$

$

Aggregate  expense  under  operating  leases  was  $804,000,
$759,000 and $742,000 for 2017, 2016 and 2015, respectively.
Certain operating leases include rent escalation provisions,
which are recognized as expense on a straight-line basis.

5. Earnings Per Share.
Basic earnings per common share are based on the weighted
average number of common shares outstanding during the
periods. Diluted earnings per common share are based on the
weighted average number of common shares and potential
in  earnings.
dilution  of  securities 
The differences between basic and diluted shares used for

that  could  share 

20

the  calculation  are  the  effect  of  employee  and  director
stock options.
On January 30, 2015, 3,242,524 shares of our common stock
were distributed to the shareholders of FRP in connection with
the  Spin-off  and  distribution.  For  comparative  purposes,
we  have  assumed  this  amount  to  be  outstanding  as  of
the  beginning  of  each  period  prior  to  the  Spin-off  and
distribution presented in the calculation of weighted average
shares outstanding.

The following details the computations of the basic and diluted
earnings per common share. (dollars and shares in thousands,
except per share amounts.)

Years Ended September 30

2017

2016

2015

Common shares:

Weighted average common shares
outstanding during the period -
shares used for basic earnings
per common share 

3,299

3,283

3,268

Common shares issuable under share
based payment plans which are
potentially dilutive 

3 

2 

7

Common shares used for diluted
earnings per common share 

Net income 

Earnings per common share

3,302 

$  1,829

3,285 

5,705

Basic 
Diluted 

$ 
$

.55 
.55 

1.74
1.74

3,275

3,339

1.02
1.02

For 2017 and 2016, 121,449 and 80,669 shares, respectively,
attributable to outstanding stock options were excluded from
the  calculation  of  diluted  earnings  per  share  because  their
inclusion would have been anti-dilutive.

6. Stock-Based Compensation Plans.
PARTICIPATION IN FRP PLANS – The Company's directors,
officers  and  key  employees  previously  were  eligible  to
participate  in  FRP's  2000  Stock  Option  Plan  and  the  2006
Stock Option Plan under which options for shares of common
stock were granted to directors, officers and key employees.
All related compensation expense has been fully allocated to
the  Company  (rather  than  FRP)  and  included  in  corporate
expenses. Corporate expense also reflects an offsetting credit
for the Transition Services Agreement allocation to FRP. All
outstanding options held by company directors, officers and
key  employees  on  January  30,  2015  were  cancelled  and
replaced by an equal number of FRP options at 75.14% of the
previous exercise price based upon the market value of FRP
less the when issued market value of the Company on that day.

PATRIOT INCENTIVE STOCK PLAN – In January 2015, the
Board  of  Directors  of  the  Company  adopted  the  Patriot
Transportation Holding, Inc. Incentive Stock Plan. Grants were
issued  based  upon  all  outstanding  FRP  options  held  by
company directors, officers and key employees on January 30,

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

2015 with the same remaining terms. The grants were based
upon the FRP options outstanding at 24.86% of the previous
exercise price based upon the when issued market value of
the Company compared to the market value of FRP on that
day. Simultaneously, the number of shares were divided by 3
and the exercise price multiplied by 3 to adjust for the Spin-off
distribution  of  1  for  3  shares  of  FRP.  The  number  of
common shares available for future issuance was 87,131 at
September 30, 2017.

the  Black-Scholes  valuation  model 

for
Patriot  utilizes 
estimating  fair  value  of  stock  compensation  for  options
awarded to officers and employees. Each grant is evaluated
based upon assumptions at the time of grant. The assumptions
are no dividend yield, expected volatility between 26% and
46%, risk-free interest rate of .3 to 3.9% and expected life of
3.0 to 7.0 years.

The dividend yield of zero is based on the fact that Patriot does
not pay cash dividends and has no present intention to pay
cash  dividends.  Expected  volatility  is  estimated  based  on
FRP’s historical experience over a period equivalent to the
expected life in years. The risk-free interest rate is based on
the U.S. Treasury constant maturity interest rate at the date of
grant  with  a  term  consistent  with  the  expected  life  of
the  options  granted. The  expected  life  calculation  is  based
on  the  observed  and  expected  time  to  exercise  options  by
the employees.

Subsequent to Spin-off, the realized tax benefit pertaining to
options  exercised  and  the  remaining  compensation  cost  of
options  previously  granted  prior  to  the  Spin-off  will  be
recognized  by  FRP  or  Patriot  based  on  the  employment
location of the related employee or director.

In December 2016, the Company approved and issued a long-
term performance incentive to an officer in the form of stock
appreciation  rights.  The  Company  granted  80,000  stock
appreciation rights. The market price was $23.13 on the date
of  grant  and  the  executive  will  get  a  cash  award  at  age  65
based upon the stock price at that date compared to the stock
price at the date of grant but in no event will the award be less
than $500,000. The Company plans to expense the fair value
of the award over the 9.1 year vesting period to the officer’s
attainment of age 65.

In  March  2017,  in  recognition  of  Thompson  S.  Baker  II's
outstanding service to FRP, the Board approved the vesting of
all of Mr. Baker's outstanding FRP stock options, which expired
90  days  following  the  termination  of  his  employment.  The
vesting  of  Mr.  Baker’s  outstanding  FRP  options  that  were
issued  prior  to  the  spin-off  required  modification  stock
compensation expense of $150,000. FRP reimbursed Patriot
for this cost under the transition services agreement.

The annual director stock grant was 14,449 shares in fiscal
2017 at $25.50, 16,549 shares in fiscal 2016 at $21.81, and
14,280 shares in fiscal 2015 at $24.00 based on the market
prices indicated on the date of the grants.

The  Company  recorded  the  following  stock  compensation
expense for FRP and Patriot options (including allocations in
periods prior to the Spin-off) in its consolidated statements of
income (in thousands):

Years Ended September 30

Stock option grants 
Annual Director stock award 

2017
$ 440 
368 
$ 808 

2016
384 
361 
745 

2015
274
343
617

A summary of Company stock options is presented below (in
thousands, except share and per share amounts):

Weighted  Weighted

Weighted
Average 

Number  Average  Average  Grant Date 
Exercise Remaining  Fair Value 

Price

Term (yrs)

(000’s)

Of 
Shares

91,315  $ 20.31 
(16,000)  $  12.62 

5.6 

$  761
(95)
$ 

Options
Grants substituted on
January 30, 2015 

Exercised 

Outstanding at

September 30, 2015 

Granted
Forfeited

Outstanding at

75,315  $ 21.95 
23.78
38,794
24.24
(3,298)

5.8 

6.2 

$  666
362
(29)

$  999
272

September 30, 2016  110,811  $ 22.52 
21.25

Granted

40,780

Outstanding at

September 30, 2017

151,591 $ 22.18

6.3

$ 1,271

Exercisable at

September 30, 2017 

95,901  $ 21.83 

5.0 

$  758

Vested during

twelve months ended
September 30, 2017  127,852 

$  210

The following table summarizes information concerning stock
options outstanding at September 30, 2017:

Range of Exercise 
Prices per Share

Non-exercisable:
$16.50 - $20.63 
$20.64 - $25.78 
$25.79 - $32.23 

Exercisable:
$16.50 - $20.63 
$20.64 - $25.78
$25.79 - $32.23 

Total 

Shares 
under
Option 

1,984 
46,813 
6,893 
55,690

38,078 
45,498 
12,325 
95,901 
151,591 

Weighted 
Average 

Weighted
Average

Exercise Price Remaining Life

19.54
22.11 
28.27 
$22.78 

18.50 
22.71
28.86 
$21.83 
$22.18 

5.2
8.8
6.8
8.4  years

3.4
5.9
6.7
5.0  years
6.3  years

The aggregate intrinsic value of exercisable Company options
was  $55,000  and  the  aggregate  intrinsic  value  of  all
outstanding in-the-money options was $56,000 based on the

21

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

Company’s market closing price of $19.94 on September 29,
2017 less exercise prices.

The realized tax benefit from option exercises during fiscal
2017 was $849,000 which pertained to FRP options exercised
that were granted prior to the Spin-off to persons employed by
Patriot. The unrecognized compensation expense of Patriot
options  granted  as  of  September  30,  2017  was  $471,000,
which is expected to be recognized over a weighted-average
period of 3.1 years.

7. Income Taxes.
The provision for income taxes for continuing operations for
fiscal years ended September 30 consists of the following (in
thousands):

Current:

Federal 
State 

Deferred 

Total 

2017

2016

2015

$739 
164 
903 
(434) 

$469 

1,247 
334 
1,581 
2,067 

3,648 

2,315
408
2,723
(588)

2,135

A reconciliation between the amount of tax shown above and
the amount computed at the statutory Federal income tax rate
follows (in thousands):

Amount computed at 
statutory Federal rate 

State income taxes (net of 
Federal income tax benefit) 

Excess tax benefits from
stock option exercises

Other, net 

2017

2016

2015

$781 

3,180 

1,862

108 

440 

257

(427)

7 

-

28 

-

16

Provision for income taxes

$469 

3,648 

2,135

In  this  reconciliation,  the  category  “Other,  net”  consists  of
changes  in  permanent  tax  differences  related  to  non-
deductible expenses, special tax rates and tax credits, interest
and penalties, and adjustments to prior year estimates.

The types of temporary differences and their related tax effects
that give rise to deferred tax assets and deferred tax liabilities
at September 30, are presented below (in thousands):

2017

2016

Deferred tax liabilities:

Property and equipment 
Prepaid expenses 

Gross deferred tax liabilities 

Deferred tax assets:

Insurance liabilities 
Employee benefits and other 

Gross deferred tax assets 
Net deferred tax liability 

$11,568 
121 
11,689 

159 
1,485 
1,644 
$ 10,045 

12,156
134
12,290

184
1,627
1,811
10,479

22

The Company has no unrecognized tax benefits.

Patriot tax returns in the U.S. and various states that include
the Company are subject to audit by taxing authorities. As of
September 30, 2017, the earliest tax year that remains open
for audit in the Unites States is 2012.

8. Accrued Insurance.
The  Company  has  established  an  accrued  liability  for  the
estimated  cost  in  connection  with  its  portion  of  its  risk  and
health  insurance  losses  incurred  and  reported.  Payments
made under a captive agreement for each year’s risk loss fund
are  scheduled  in  advance  using  actuarial  methodology.
Captive  insurance  assets  available  to  us  to  settle  risk
insurance liabilities are not reported on our balance sheet as
we do not control or consolidate the captive.

The accrued insurance liability at September 30 is summarized
as follows (in thousands):

Accrued insurance, current portion 
Prepaid insurance claims
Accrued insurance, non-current 
Total accrued insurance
Captive agreement assets 
Gross accrued insurance 

$

2017
558
(501)
193 
250 
4,506 
$ 4,756 

$

2016
700
-
184
884
3,669
4,553

9. Employee Benefits.
The Company and certain subsidiaries have a savings/profit
sharing plan for the benefit of qualified employees. The savings
feature  of  the  plan  incorporates  the  provisions  of  Section
401(k) of the Internal Revenue Code under which an eligible
employee may elect to save a portion (within limits) of their
compensation on a tax deferred basis. Patriot contributes to a
participant’s account an amount equal to 50% (with certain
limits) of the participant’s contribution.

Additionally, the Company may make an annual discretionary
contribution  to  the  plan  as  determined  by  the  Board  of
Directors,  with  certain  limitations.  The  plan  provides  for
deferred  vesting  with  benefits  payable  upon  retirement  or
earlier termination of employment. The Company’s allocated
cost was $768,000 in 2017, $792,000 in 2016 and $718,000
in 2015.

The Company has a Management Security Plan (MSP) for
certain key employees. The accruals for future benefits are
based  upon  the  remaining  years  to  retirement  of  the
participating employees and other actuarial assumptions. The
expense allocated to the Company for fiscal 2017, 2016 and
2015  was  $23,000,  $25,000  and  $28,000,  respectively.
The accrued benefit related to the Company under this plan
as  of  September  30,  2017  and  2016  was  $658,000  and
$702,000, respectively.

The  Company  provides  certain  health  benefits  for  retired
employees. Employees may become eligible for those benefits
if they were employed by the Company prior to December 10,
1992, meet the service requirements and reach retirement age

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

while  working  for  Patriot.  The  plan  is  contributory  and
unfunded. The Company accrues its allocated estimated cost
of retiree health benefits over the years that the employees
render service. The accrued postretirement benefit obligation
for this plan related to the Company as of September 30, 2017
and 2016 was $192,000 and $180,000, respectively. The net
periodic postretirement benefit credit or cost allocated to the
Company was ($33,000), $16,000 and $12,000 for fiscal 2017,
2016  and  2015,  respectively.  The  discount  rate  used  in
determining the Net Periodic Postretirement Benefit Cost was
3.7% for 2017, 3.7% for 2016 and 4.0% for 2015. The discount
rate  used  in  determining  the  Accumulated  Postretirement
Benefit  Obligation  (APBO)  was  3.73%  for  2017,  4.25%  for
2016,  and  4.25%  for  2015.  No  medical  trend  is  applicable
because the Company’s share of the cost is frozen.

10. Fair Value Measurements.
Fair value is defined as the price that would be received to sell
an asset or paid to transfer a liability in an orderly transaction
between market participants at the measurement date. The fair
value hierarchy prioritizes the inputs to valuation techniques
used  to  measure  fair  value  into  three  broad  levels.  Level  1
means the use of quoted prices in active markets for identical
assets  or  liabilities.  Level  2  means  the  use  of  values  that
are  derived  principally  from  or  corroborated  by  observable
market  data.  Level  3  means  the  use  of  inputs  are  those
that  are  unobservable  and  significant  to  the  overall  fair
value measurement.

As  of  September  30,  2017  the  Company  had  no  assets
or  liabilities  measured  at  fair  value  on  a  recurring  or  non-
recurring basis.

At  September  30,  2017  and  2016,  the  carrying  amount
reported in the consolidated and combined balance sheets for
cash  and  cash  equivalents,  accounts  receivable,  accounts
payable and other financial instruments approximate their fair
value based upon the short-term nature of these items. We
believe  the  fair  value  of  the  allocated  outstanding  debt
obligations approximate their carrying value as the related debt
agreements reflect present market terms and as certain debt
obligations contain certain interest rates that reset periodically
based on current market indices.

11. Contingent Liabilities.
The Company is involved in litigation on a number of matters
and  is  subject  to  certain  claims  which  arise  in  the  normal
course of business. The Company has retained certain self-
insurance risks with respect to losses for third party liability and
property damage. There is a reasonable possibility that the
Company’s estimate of vehicle and workers’ compensation
liability  may  be  understated  or  overstated  but  the  possible
range cannot be estimated. The liability at any point in time
depends upon the relative ages and amounts of the individual
open  claims.  In  the  opinion  of  management  none  of  these
matters  are  expected  to  have  a  material  adverse  effect  on
the  Company’s  financial  condition,  results  of  operations  or
cash flows.

12. Concentrations.
MARKET – The Company primarily serves customers in the
petroleum  industry  in  the  Southeastern  U.S.  Significant
economic disruption or downturn in this geographic region or
within these industries could have an adverse effect on our
financial statements.

CUSTOMERS – During fiscal 2017, the Company’s ten largest
customers accounted for approximately 58.8% of our revenue
and  one  of  these  customers  accounted  for  19.6%  of  our
revenue. Accounts receivable from the ten largest customers
was $4,070,000 and $3,998,000 at September 30, 2017 and
September 30, 2016 respectively. The loss of any one of these
ten  customers  could  have  a  material  adverse  effect  on  the
Company’s revenues and income.

DEPOSITS  –  The  Company  places  its  cash  and  cash
equivalents  with  Wells  Fargo  Bank,  N.A.  At  times,  such
amounts may exceed FDIC limits.

13. Unusual or Infrequent Items Impacting Results.
On September 30, 2016, the Company received $1,330,000
for  an  easement  granted  to  the  state  of  Florida  over  the
Company's  25.2  acre  terminal  facility  in  Tampa,  Florida
resulting  in  a  $1,277,000  gain.  The  easement  prohibits
residential  development  on  the  site  and  prohibits  hotel
development on a portion of the site.

On October 20, 2015, the Company received notice from the
Claims Administrator for the Deepwater Horizon Economic and
Property Damages Settlement Program that the Company’s
claim in the amount of $2,106,281 qualifies for payment under
the terms of the Economic and Property Damages Settlement
Agreement.  On  December  18,  2015  BP  accepted  the
Company’s proposal of $2,047,651. The Company received
payment  of  $1,687,085  on  January  6,  2016  net  of  all
contingency fees. This amount is included in other income.

An impairment charge of $2,074,000 was recorded in second
quarter  2015  related  to  the  recorded  customer  relationship
intangible asset fair value pertaining to the Pipeline acquisition
in November 2013.

14. Goodwill and Intangible Assets.
The  changes  in  gross  carrying  amounts  of  goodwill  are  as
follows (in thousands):

October 1, 2014
No activity
September 30, 2015
No activity
September 30, 2016
No activity
September 30, 2017

Goodwill

$

$

3,431
-
3,431
-
3,431
-
3,431

The Company assesses goodwill for impairment on an annual
basis  in  the  fourth  quarter,  or  more  frequently  if  events  or
changes  in  circumstances  indicate  that  the  asset  might
be impaired.

23

Notes to Consolidated Financial Statements  Continued

Patriot Transportation Holding, Inc.

trade  name  and  non-compete  agreements, 

The Company reviews intangible assets, including customer
for
value, 
impairment,  whenever  events  or  changes  in  circumstances
indicate that the carrying amount of such assets may not be
recoverable. Recoverability of long-lived assets is measured
by a comparison of the carrying amount of the asset group to
the  future  undiscounted  net  cash  flows  expected  to  be
generated by those assets. If such assets are considered to
be impaired, the impairment charge recognized is the amount
by which the carrying amounts of the assets exceeds the fair
value of the assets.

The gross amounts and accumulated amortization (including
impairment) of identifiable intangible assets are as follows (in
thousands):

September 30, 2017
Gross
Accumulated Gross Accumulated
Amount Amortization Amount Amortization

September 30, 2016

The Company recorded an impairment charge related to the
recorded customer relationship intangible asset resulting from
the Pipeline acquisition of $2,074,000, with an after tax impact
to net income of $1,265,000, in its consolidated and combined
financial statements for the quarter ended March 31, 2015. The
impairment charge was calculated utilizing the assistance of a
third party valuation expert. The Company's conclusion that an
impairment charge was necessary in second quarter 2015 was
a the result of (i) the loss of certain Pipeline customers over
the course of the first nine months of calendar 2014, and then
(ii) the notification from another customer during the second
quarter that we would not be able to retain a sizeable piece of
the business we acquired from Pipeline at the rates we quoted
them during a competitive bid process.

Amortization expense for intangible assets was $177,000 for 2017
and  it  is  included  in  sales,  general  and  administrative  expense.
Estimated amortization expense for the five succeeding years follows
(in thousands):

4,004

2,997

4,004

2,844

72

72

72

62
4,138

$

$

48
3,117 $

62
4,138 $

60

36
2,940

2018
2019
2020
2021
2022
Total

Amount

166
154
153
153
153
779

$

$

Amortizable intangible 
assets:

Customer value
(useful life 10.5 years)
Trade name
(useful life 3.5 years)
Non-compete
(useful life 5 years)

24

Management’s Report on Internal Control Over Financial Reporting

Patriot Transportation Holding, Inc.

is 

responsible 

The  management  of  Patriot 
for
establishing and maintaining adequate internal control
over financial reporting. Patriot's internal control system
was designed to provide reasonable assurance to the
Company's  management  and  Board  of  Directors
regarding  the  preparation  and  fair  presentation  of
published financial statements in accordance with U.S.
generally  accepted  accounting  principles.  All  internal
control  systems,  no  matter  how  well  designed  have
inherent  limitations.  Therefore,  even  those  systems
determined to be effective can provide only reasonable

assurance with respect to financial statement preparation
and presentation. Patriot's management assessed the
effectiveness  of  the  Company's  internal  control  over
financial reporting as of September 30, 2017 based on
the  criteria  set  forth  by  the  Committee  of  Sponsoring
Organizations of the Treadway Commission (COSO) in
the Internal Control-Integrated Framework (2013). Based
on this assessment, management believes that, as of
September 30, 2017, the Company's internal control over
financial reporting is effective.

Report of Independent Registered Certified Public Accounting Firm

The Shareholders and Board of Directors
Patriot Transportation Holding, Inc.

We have audited the accompanying consolidated
and  combined  balance  sheets  of  Patriot
Transportation  Holding,  Inc.  as  of  September  30,
2017 and 2016, and the related consolidated and
combined  statements  of  income,  comprehensive
income,  shareholder’s  equity/net  investment,  and
cash flows for the years ended September 30, 2017,
2016 and 2015. These consolidated and combined
financial  statements  are  the  responsibility  of  the
Company’s  management.  Our  responsibility  is  to
express  an  opinion  on  these  consolidated  and
combined financial statements based on our audits.

We  conducted  our  audits  in  accordance  with  the
standards  of  the  Public  Company  Accounting
Oversight Board (United States). Those standards
require that we plan and perform the audits to obtain
reasonable assurance about whether the financial
statements are free of material misstatement. The
Company  is  not  required  to  have,  nor  were  we
engaged to perform, an audit of its internal control
over 
included
consideration  of  internal  control  over  financial
reporting as a basis for designing audit procedures
that are appropriate in the circumstances, but not for
the  purpose  of  expressing  an  opinion  on  the

financial  reporting.  Our  audits 

effectiveness of the Company’s internal control over
financial reporting. Accordingly, we express no such
opinion. An audit also includes examining, on a test
basis,  evidence  supporting  the  amounts  and
disclosures in the financial statements, assessing
the  accounting  principles  used  and  significant
estimates  made  by  management,  as  well  as
evaluating 
statement
presentation. We believe that our audits provide a
reasonable basis for our opinion.

the  overall 

financial 

In our opinion, the financial statements referred to
above  present  fairly,  in  all  material  respects,  the
consolidated  and  combined  financial  position  of
Patriot Transportation Holding, Inc. as of September
30,  2017  and  2016,  and  the  consolidated  and
combined results of its operations and its cash flows
for the years ended September 30, 2017, 2016 and
2015  in  conformity  with  accounting  principles
generally accepted in the United States of America.

Hancock Askew & Co., LLP

Savannah, Georgia
December 1, 2017

25

Directors and Officers

Patriot Transportation Holding, Inc.

Directors

Officers

Robert E. Sandlin
President and Chief Executive Officer

Matthew C. McNulty.
Vice President and Chief Financial Officer

John D. Milton, Jr.
Executive Vice President, General Counsel,
Treasurer, and Secretary

John D. Klopfenstein
Controller and Chief Accounting Officer

James N. Anderson IV
Vice President of Safety and Risk Management

Thompson S. Baker II (1)
Chairman of the Board of the Company
Senior Vice President, Vulcan Materials

Edward L. Baker (1)
Chairman Emeritus

John E. Anderson (2)(3)(4)
Former President and Chief Executive
Officer of Patriot Transportation Holding, Inc.

Luke E. Fichthorn III (2)(3)(4)
Private Investment Banker,
Twain Associates

Charles D. Hyman (2)(3)(4)
President/Founder
Charles D. Hyman & Company

________________
(1) Member of the Executive Committee
(2) Member of the Audit Committee
(3) Member of the Compensation Committee
(4) Member of the Nominating Committee

26

Other Information

Patriot Transportation Holding, Inc.

Patriot Transportation Holding, Inc.
200 West Forsyth Street, 7th Floor
Jacksonville, Florida, 32202
Telephone: (904) 396-5733

Common Stock Listed
The Nasdaq Stock Market
(Symbol: PATI)

Annual Meeting
Shareholders are cordially invited to attend the Annual
Shareholders Meeting which will be held at 10 a.m. local
time, on Wednesday, January 31, 2018, at the River Club,
Ortega  Room,  on  the  34th  Floor  of  the  Wells  Fargo
Building, One Independent Drive, Jacksonville, Florida
32202.

Transfer Agent
American Stock Transfer & Trust Company
59 Maiden Lane
Plaza Level
New York, NY 10038
Telephone: 1-800-937-5449

General Counsel
Nelson Mullins Riley & Scarborough LLP
Jacksonville, Florida

Independent Registered Certified 
Public Accounting Firm
Hancock Askew & Co., LLP
Savannah, Georgia

Form 10-K
Shareholders  may  receive  without  charge  a  copy  of
Patriot Transportation Holding, Inc.’s annual report on
Form 10-K for the fiscal year ended September 30, 2017
as filed with the Securities and Exchange Commission
by writing to the Treasurer at 200 West Forsyth Street,
7th Floor, Jacksonville, Florida 32202. The most recent
certifications  by  our  Chief  Executive  Officer,  Chief
Financial Officer and Chief Accounting Officer pursuant
to Section 302 of the Sarbanes-Oxley Act of 2002 are
filed as exhibits to our Form 10-K.

Company Website
The  Company’s  website  may  be  accessed  at
www.patriottrans.com. All of our filings with the Securities
and Exchange Commission can be accessed through
our  website  promptly  after  filing. This  includes  annual
reports  on  Form  10-K,  proxy  statements,  quarterly
reports on Form 10-Q, current reports filed or furnished
on Form 8-K and all related amendments.

27

Patriot Transportation Holding, Inc.

28

Safely Delivering Our Customers’

NASDAQ: PATI

Products On Time and

Accurately

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PATRIOT TRANSPORTATION HOLDING, INC.
200 W. FORSYTH STREET, 7TH FLOOR
JACKSONVILLE, FLORIDA 32202

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