Provident Financial Services, Inc., a New Jersey-based bank holding company, is bringing a plethora of high-quality banking products and services to individuals, families, and businesses across the United States. As the parent company of Provident Bank, it specializes in various deposit products, such as savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, in addition to IRA products. As for its loan portfolio, the company offers commercial real estate loans, commercial business loans, fixed-rate and adjustable-rate mortgage loans, commercial construction loans, and consumer loans. To enhance its offerings further, the firm also provides cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services. Not only that, but it also offers wealth management services, which include investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Lastly, the company provides insurance and investment products, functions as a real estate investment trust for acquiring mortgage loans and other real estate-related assets, and manages and sells real estate properties acquired through foreclosure. The company, established in 1839, maintains its headquarters in Jersey City.