ANNUAL REPORT relationship driven MARIE Z. ZIEGLER Chair of the Board, QCR Holdings, Inc. Thank you for your support, and we look forward to another rewarding year in 2025. Passion, achievement, accountability, collaboration, innovation, and inclusion are at the core of our business decisions every day, whether those decisions are related to our employees, our clients, our communities, or our shareholders. This approach has resulted in another record year of earnings, $2.2 million in sponsorships and donations supporting our local nonprofits, over 25,000 volunteer hours in our communities, and an employee engagement score of 78% with an impressive 94% participation rate. No one better represents QCR Holdings, Inc. values than our CEO, Larry Helling, who will be retiring in May. I’ve had the privilege to work with Larry for nearly 20 years and have seen his commitment to the company’s positive outcomes for all our stakeholders. His vision has positioned QCR Holdings for outstanding and sustainable financial performance We wish Larry a happy retirement, and we are confident that his successor, Todd Gipple, will bring continued success for QCR Holdings, Inc. and our shareholders. A MESSAGE FROM THE CHAIR OF THE BOARD On behalf of the entire Board of Directors, I am proud to bring you this year’s Annual Report. 3 2024 Annual Report A Message from our CEO and President STRATEGY, VISION, AND SUSTAINABILITY LARRY J. HELLING Chief Executive Officer, QCR Holdings, Inc. TODD A. GIPPLE President and Chief Financial Officer, QCR Holdings, Inc. Key strategic decisions, paired with a clear vision for the future, have paved our company’s path toward sustainable financial performance. Focusing on 9% loan growth—funded with new core deposits—6% growth in fee income, and 5% expense growth (9-6-5) has allowed us to achieve top-quartile financial performance. QCR HOLDINGS, INC. FINISHED 2024 WITH A RECORD YEAR OF NET INCOME. Our employees are deeply engaged and genuinely care about their clients and communities. As we’ve learned from experience, when our employees are engaged, we exceed client expectations and strengthen our communities—leading to sustainable financial performance. This, in turn, allows us to invest in top talent and cutting-edge technology to build the bank of the future while delivering value to our shareholders. We have been honored to guide our company as a team since 2019. As Todd steps in as CEO and Larry transitions to retirement, we remain dedicated to delivering sustained top-quartile financial performance and ensuring your investment in our institution is rewarded. Thank you for the confidence you have placed in us. 4 QCR Holdings, Inc. FINANCIAL HIGHLIGHTS 10% Loan Growth Prior to Securitizations 8% Core Deposit Growth $7.03 Adjusted Diluted Earnings Per Share 15% Increase in Tangible Book Value Per Share 12.61% Adjusted Return on Average Equity $71Million Capital Markets Revenue 1.35% Adjusted Return on Average Asset $119 Million Record Adjusted Annual Net Income Strong Core Deposit Growth and Increased Liquidity Total core deposits grew $474 million or 8% from the prior year, outpacing net loan growth and increasing immediate liquidity. Asset Quality Remains Excellent At the end of 2024, the ratio of NPAs to total assets was .50%, which is well below the Company’s historical 20 year average. 2024 Brought Significant Loan Growth Prior to loan securitizations of $387 Million, the Company’s total loans and leases grew $628 Million, or 10% from the prior year. 5 2024 Annual Report $5,705 Adjusted Non-GAAP $0 $8 $6 $2 $4 2021 $3.96 2020 2022 $6.27 2023 $6.80 2024 $6.82 $7.03 Adjusted Earnings Per Share Summary of Financial Results (thousands) Net interest income Provision for credit losses Non-interest income Non-interest expense Net income before taxes Income taxes Net income 2020 $166,950 ($55,704) $111,580 ($146,304) $76,522 ($13,281) $63,241 2021 $178,233 ($3,486) $100,303 ($152,136) $122,914 ($22,866) $100,048 2022 $231,120 $4,110 $78,754 ($180,775) $133,209 ($18,348) $114,861 2023 2024 $221,006 ($16,539) $134,397 ($210,324) $128,540 ($13,465 ) $115,075 231,788 ($17,098) $119,864 ($205,257) $129,297 ($10,047) $119,250 Earnings Per Share Compound Annual Growth Rate 15% FINANCIAL HIGHLIGHTS 2020-2024 6 QCR Holdings, Inc. $0 $0 $0 2% $8.0 $8.0 $6.0 $6.0 $2.0 $2.0 1% $4 $4.0 Adjusted ROAA Total Deposits (billions) 2020 2021 2022* 2023 Tangible Book Value and Fair Market Value TANGIBLE BOOK VALUE PER COMMON SHARE FAIR MARKET VALUE 2021 2020 2022 2023 2024 2024 Gross Loans/Leases (billions) 2021 1.13% 2020 2020 2022 1.70% 2021 $4.6 2023 1.59% 2022* $4.9 2024 1.41% 1.35% 2023 $6.0 2024 2024 $6.6 $7.1 $6.8 $6.5 $6.1 $4.7 $4.3 $90 $60 $0 $30 * Benefitted from the Guaranty Bank acquisition. * Benefitted from the Guaranty Bank acquisition. 7 2024 Annual Report OUR MISSION: We make financial dreams a reality. VISION: Exceptional people providing extraordinary performance for our clients, shareholders, and communities. Passion - We care. Accountability - We drive it. Collaboration - We work together. Innovation - We embrace change. Inclusion - We respect all. Achievement - We expect to win. Mission Vision Values VALUES: 8 QCR Holdings, Inc. OUR RESPONSIBILITIES $2.2 Million in Sponsorships and Donations $695 Million Loans CRA-Eligible 1,530 Financial Literacy Volunteer Hours 823 Employee Volunteers 25,895 Employee Volunteer hours $94 Million Investments CRA-Eligible We believe in using resources responsibly, fostering a culture of inclusion for our clients and employees, supporting our communities, and governing our business practices with integrity. We put these beliefs into practice through volunteer hours, sponsorships, and community investments and loans. 1,115 Non-Profits Supported Through Volunteering, Donations, or Community Development Loans 9 2024 Annual Report Our first year of F.O.C.U.S., our 2024-2026 Strategic Plan, was a strong success, laying a solid foundation for the future. 10 QCR Holdings, Inc. Our strategic plan, which has five main focus areas, allows employees to understand our company’s goals and how they each contribute to our efforts. Progress in each of the five areas is analyzed quarterly. Based on various measurements, a composite score is communicated to pinpoint where we are on our path to achievement. Our scores for the last quarter of 2024 are listed below. First Priority = Employees We will attract, retain, and develop top talent. 2024 SCORE IS 3/5 Optimized Experiences We will invest in employee and client-facing technology and operations. 2024 SCORE IS 3/5 Client Expectations We will exceed the expectations of our clients. 2024 SCORE IS 4/5 Uplifting Our Communities We will invest in our communities. 2024 SCORE IS 4/5 Sustainable Performance We will deliver sustainable top-tier financial performance. 2024 SCORE IS 4/5 11 2024 Annual Report OUR ENTITIES Throughout 2024, QCBT innovated, invigorated and looked to the future. Quad City Bank & Trust celebrated a milestone 30th anniversary on January 7th, 2024. A celebration and concurrent grand opening was held in the lobby of the newly-renovated Brady Street branch. Employees, clients, retirees, local dignitaries and members of the public were all invited to the celebration which was commemorated with a video message capturing historical thoughts and perspectives from the bank’s founders. In mid-2024, after 17 years as CEO of QCBT, John Anderson announced his retirement along with announcing Laura “Divot” Ekizian as his successor as President and CEO. The announcement was met with much gratitude and appreciation for his contributions to the growth and success QCBT now enjoys, and excitement for Divot’s fresh perspective and renewed focus on company culture and values. Continuing with our look to the future footprint of QCBT in the Quad Cities, a new Corporate Headquarters for QCR Holdings was announced, and in conjunction, a 6th branch for QCBT. The new branch will occupy the first floor of the 4-story building in Bettendorf at the corner of Middle & Forest Grove Roads. It was also announced that QCBT will maintain a presence in the Illinois Quad Cities and will be evaluating location placement to best fit the needs of our growing community. As the continued leader in market share in the Quad Cities at nearly 22%, QCBT has pledged to ensure the bank’s products, services, employee base and local donations and sponsorships are reflective of and meeting the needs of our ever-changing community well into 2025 and beyond. Laura ‘Divot’ Ekizian President and Chief Executive Officer, Quad City Bank & Trust 12 QCR Holdings, Inc. Cedar Rapids Bank & Trust had another strong year of performance with respect to all our key constituents. From a client perspective, we focused on a variety of strategies to grow core deposits including digital account openings to an exciting collaboration with college basketball star and Cedar Rapids native, Hannah Stuelke. As a result of our collective efforts, we grew by a record number of households and had strong financial growth. Our employees remain our most important asset. It is due to their dedication and hard work - doing both the big and small things every day – that CRBT remains the #1 bank by market share in Linn County and a Top Workplace in Iowa and USA. I am extremely proud of our team and the culture we have built and work hard to preserve as we continue to grow. Speaking of growth, we recently celebrated the completion of our new three-story, 34,000 square foot building that expands our downtown campus and houses nearly fifty employees. Lastly, CRBT employees proudly volunteered 7,334 hours to 141 local nonprofit organizations to help those most in need within our community. As we navigate 2025, we remain focused on supporting our employees, clients, and community while guided by our core beliefs of balance, trust, excellence, and perspective. It is that winning combination that makes us People you can bank on.® JAMES D. KLEIN President, Cedar Rapids Bank & Trust and Chief Deposit Officer, QCR Holdings, Inc. 13 2024 Annual Report We grew new client relationships throughout the year, including 50 new business clients and 13 new wealth management clients. Our employees delivered raving fan service both externally to clients and internally to each other. It is this shared philosophy to provide superior local service that continues to differentiate us among our competitors. In addition, our staff was committed to giving back to our community through time, talent, and treasure. CBT proudly volunteered a total of 1,518 hours to 72 nonprofit organizations in 2024. We also were recognized for our 28th consecutive year of 100% giving to United Way, being a Top 10 United Way donor in the Cedar Valley, and for being the recipient of the 2024 Cedar Valley Economic Diversity & Inclusion award from Grow Cedar Valley. As a result, CBT increased to #5 in deposit market share (in the Cedar Valley) and #8 in MSA. In 2025, our focus remains steady to continue growing new checking accounts while developing client relationships. We will continue to measure our Net Promoter Score and the valuable feedback we receive from clients. Lastly, we will explore additional client and staff outreach initiatives to position CBT for ongoing relationship and business opportunities throughout the Cedar Valley. STACEY J. BENTLEY President and Chief Executive Officer, Community Bank & Trust 2024 was a successful year of delivering on our relationship driven model as a community bank. 14 QCR Holdings, Inc. KURT A. GIBSON Chief Executive Officer, Community State Bank Emphasis on growth leads to record earnings. We added over $100 million of new C& I commitments and deposit relationships in 2024, which contributed to 14% compounded annual growth rate and record earnings - a testament to the strength of our team and exceptional service. 2024 brought exciting changes and new initiatives to CSB. In January, we announced an executive leadership change with the appointment of Brian Hannah as President and Kurt Gibson continuing as CEO. The addition of Brian to our organization’s leadership strengthens our ability to concentrate on the most critical priorities for our employees, clients and community. Our new Wealth Management division launched in April and in May, we introduced a refreshed and modernized CSB brand. We were also presented with the Commercial Investment Award by the Ankeny Business & Industry Collaborative’s “Salute to Industry,” the Des Moines Register’s Ankeny’s Best Bank, and finalist for Metro’s Best Bank. In August, we held a groundbreaking for CSB’s new headquarters, a four- story, 71,000 square foot facility in north Ankeny set on 5-1/2 acres. The location provides excellent visibility and access from Interstate 35 for our clients and community and will enhance collaboration between CSB and Central Iowa GO employees. Construction is projected for completion in spring 2026. We positively impacted over 150 Central Iowa organizations through our CSB Changemakers employee volunteerism and grew our financial commitments to the community. To maintain this momentum, we will introduce new resources dedicated to greater community involvement and CRA commitments with a focus on continuing to uplift our communities. 15 2024 Annual Report We are proud to say that 2024 marked the highest net income in our bank’s history. Additionally, Guaranty Bank moved to #2 in market share in the Springfield, MO MSA. This was fueled by growth in our retail accounts. A key component to this growth was our new youth driven accounts know as Empower. The “One Bank. One Team. One Goal” initiative has been applied throughout the entire bank. Our new wealth management team has noticed synergies with our already robust private banking team to quickly gain real traction in our market. Uplifting and supporting our communities is a priority for our bank. Our team exceeded both of our goals of volunteer hours and donations giving back to critical organizations in our communities. MONTE C. MCNEW Chief Executive Officer, Guaranty Bank and Chief Lending Officer, QCR Holdings, Inc. 16 QCR Holdings, Inc. TODD A. GIPPLE President, Chief Financial Officer, QCR Holdings, Inc. In 2024, Group Operations (GO) had another successful year of delivering shared services to our internal clients, the Charters. Our services consist of more than 1,000 total actions and processes, providing $6.0 million in cost savings and $3.8 million in cost avoidance due to contract management since 2019. Our GO teammates execute 30-45 projects and support 400 total technology systems enterprise-wide each year. We are intentionally located throughout each of our markets to create strong engagement and collaboration between our teams. Together, we focus on providing an exceptional client experience. Last year, we began the conversion of our personal banking customers to the Q2 online banking platform in preparation for our “Bank of the Future” technology plan. As with each conversion, we implement the upgrades one Charter at a time, beginning in August with Guaranty Bank and with plans to finish with Community State Bank in June 2025. Lastly, we ramped up our efforts to further engage our 325 Group Operations employees by developing action plans based on results from our Employee Engagement Survey. Specifically, we initiated a leadership program (called GROW) and a mentorship program. 17 2024 Annual Report LARRY J. HELLING Chief Executive Officer, QCR Holdings, Inc. and Cedar Rapids Bank & Trust JOHN-PAUL E. BESONG Retired Executive, Rockwell Collins TODD A. GIPPLE President, Chief Financial Officer, QCR Holdings, Inc. MARY KAY BATES President and Chief Executive Officer, Bank Midwest JAMES R. BATTEN President, H2D2, LLC BRENT R. COBB Chief Executive Officer, World Class Industries, Inc. MARK C. KILMER Chair of the Board, The Republic Companies JAMES M. FIELD Vice Chair of the Board, QCR Holdings, Inc., Retired President and Chief Financial Officer, Deere and Company JOHN F. GRIESEMER President and Chief Executive Officer, Erlen Group AMY L. REASNER President, Lynch Dallas, P.C. ELIZABETH S. JACOBS President, The Jacobs Group, LLC DONNA J. SORENSEN, J.D. President, Sorensen Consulting MARIE Z. ZIEGLER Chair of the Board, QCR Holdings, Inc., Retired Executive, Deere and Company OUR LEADERSHIP BOARD OF DIRECTORS 18 QCR Holdings, Inc. Our Management Cabinet is made up of 6 key leaders within our organization who oversee QCR Holdings, Inc. strategic development, critical decision making, and talent management. They work hand-in-hand with our Leadership Team. Members of the Leadership Team include the Management Cabinet and other key leaders from around the company. Their leadership ensures effective communication and execution of the holding company’s strategic plan and reinforces our values and culture. JAMES D. KLEIN President, Cedar Rapids Bank & Trust and Chief Deposit Officer, QCR Holdings, Inc. TODD A. GIPPLE President and Chief Financial Officer, QCR Holdings, Inc. LARRY J. HELLING Chief Executive Officer, QCR Holdings, Inc. and Cedar Rapids Bank & Trust NIKI A. LEE Executive Vice President, Chief Human Resources Officer, QCR Holdings, Inc. MONTE C. MCNEW Chief Executive Officer, Guaranty Bank and Chief Lending Officer, QCR Holdings, Inc. REBA K. WINTER Executive Vice President, Chief Operating Officer, QCR Holdings, Inc. LEADERSHIP TEAM MANAGEMENT CABINET ANNE M. O’NEILL Executive Vice President, Chief Operations Officer & Cashier, Quad City Bank & Trust AARON C. SUNDQUIST Executive Vice President, Chief Risk Officer CARI J. HENSON Vice President, Corporate Communications Manager, QCR Holdings, Inc. STACEY J. BENTLEY President and Chief Executive Officer, Community Bank & Trust ROBERT M. EBY Executive Vice President, Chief Credit Officer, QCR Holdings, Inc. LAURA ‘DIVOT’ EKIZIAN President and Chief Executive Officer, Quad City Bank & Trust KURT A. GIBSON Chief Executive Officer, Community State Bank 19 2024 Annual Report CONDENSED BALANCE SHEET Amount Amount Cash and due from banks $91,732 $97,123 Federal funds sold and interest-bearing deposits 170,592 140,369 Securities, net 1,200,435 1,005,528 Net loans/leases 6,694,563 6,456,216 Intangibles 11,061 13,821 Goodwill 138,596 139,027 Derivatives 186,781 187,341 Other assets 532,270 499,469 Total assets $9,026,030 $8,538,894 Total deposits $7,061,187 $6,514,005 Total borrowings 569,532 718,295 Derivatives 214,823 215,735 Other liabilities 183,101 204,263 Total stockholders' equity 997,387 886,596 Total liabilities and stockholders' equity $9,026,030 $8,538,894 FOR THE YEAR ENDED December 31, 2024 December 31, 2023 (dollars in thousands) 20 QCR Holdings, Inc. ANALYSIS OF LOAN PORTFOLIO Loan/lease mix: Commercial and industrial - revolving $387,991 $325,243 Commercial and industrial - other 1,295,961 1,390,068 Commercial and industrial - other - LIHTC 218,971 91,710 Total commercial and industrial 1,902,923 1,807,021 Commercial real estate, owner occupied 605,993 607,365 Commercial real estate, non-owner occupied 1,077,852 1,008,892 Construction and land development 395,557 477,424 Construction and land development - LIHTC 917,986 943,101 Multi-family 303,662 284,721 Multi-family - LIHTC 828,448 711,422 Direct financing leases 17,076 31,164 1-4 family real estate 588,179 544,971 Consumer 146,728 127,335 Total loans/leases $6,784,404 $6,543,416 Less allowance for credit losses 89,841 87,200 Net loans/leases $6,694,563 $6,456,216 FOR THE YEAR ENDED December 31, 2024 December 31, 2023 (dollars in thousands) ANALYSIS OF DEPOSITS Deposit mix: Noninterest-bearing demand deposits $921,160 $1,038,689 Interest-bearing demand deposits 4,828,216 4,338,390 Time deposits 953,496 851,950 Brokered deposits 358,315 284,976 Total deposits $7,061,187 $6,514,005 21 2024 Annual Report INCOME STATEMENT Amount Amount Interest income $481,857 $413,410 Interest expense 250,069 192,404 Net interest income 231,788 221,006 Provision for credit losses 17,098 16,539 Net interest income after provision for credit losses 214,690 204,467 Total noninterest income 115,529 132,684 Total noninterest expense 207,642 210,531 Net income before taxes 122,577 126,620 Income tax expense 8,727 13,062 Net income $113,850 $113,558 Basic EPS $6.77 $6.79 Diluted EPS $6.71 $6.73 Weighted average common shares outstanding 16,829,004 16,732,406 Weighted average common and common equivalent shares outstanding 16,959,853 16,866,391 FOR THE YEAR ENDED December 31, 2024 December 31, 2023 (dollars in thousands) 22 QCR Holdings, Inc. COMMON SHARE DATA Common shares outstanding 16,882,045 16,749,254 Book value per common share (1) $59.08 $52.93 Tangible book value per common share (2) $50.21 $43.81 Closing stock price $80.64 $58.39 Market capitalization $1,361,368 $977,989 Market price / book value 136.49% 110.31% Market price / tangible book value 160.59% 133.29% Earnings per common share (basic) $6.77 $6.78 Price earnings ratio 11.91 x 8.61 x Basic adjusted earnings per common share (non-GAAP) (3) $7.09 6.88% Diluted adjusted earnings per common share (non-GAAP) (3) $7.03 6.82% TCE / TA (4) 9.55% 8.75% FOR THE YEAR ENDED December 31, 2024 December 31, 2023 (dollars in thousands, except per share data) CONDENSED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY Beginning balance $886,596 $772,724 Net income 113,850 113,558 Other comprehensive income (loss), net of tax (3,682) 8,939 Repurchase and cancellation of shares of common stock as a result of a share repurchase program - (8,686) Common stock cash dividends declared (4,041) (4,020) Other (5) 4,664 4,081 Ending balance $997,387 $886,596 (1) Includes accumulated other comprehensive income (loss). (2) Includes accumulated other comprehensive income (loss) and excludes intangible assets (Non-GAAP). (3) See GAAP to Non-GAAP reconciliation. (4) TCE / TCA : tangible common equity / total tangible assets. See GAAP to Non-GAAP reconciliations. (5) Includes mostly common stock issued for options exercised and the employee stock purchase plan, as well as stock-based compensation. 23 2024 Annual Report REGULATORY CAPITAL RATIOS Total risk-based capital ratio 14.10% 14.29% Tier 1 risk-based capital ratio 10.57% 10.27% Tier 1 leverage capital ratio 10.73% 10.03% Common equity tier 1 ratio 10.03% 9.67% FOR THE YEAR ENDED December 31, 2024 December 31, 2023 (dollars in thousands) KEY PERFORMANCE RATIOS AND OTHER METRICS Adjusted return on average assets 1.35% 1.41% Adjusted return on average total equity 12.61% 13.94% Net interest margin 2.88% 2.97% Net interest margin (TEY) (Non-GAAP)(1) (2) 3.33% 3.35% Adjusted net interest margin (TEY) (Non-GAAP) (1) 2) 3.31% 3.32% Efficiency ratio (Non-GAAP) (2) 59.78% 59.52% Gross loans/leases held for investment/total assets 75.14% 76.63% Full-time equivalent employees 980 996 AVERAGE BALANCES Assets $8,837,393 $8,165,805 Loans/leases 6,764,754 6,337,551 Deposits 6,813,620 6,325,790 Total stockholders' equity 945,848 825,557 (1) TEY : Tax equivalent yield. (2) See GAAP to Non-GAAP reconciliations in the Company’s Form 10-K. 24 QCR Holdings, Inc. 2025 Annual Meeting of Stockholders We invite you to electronically attend the virtual annual meeting which will be held on Thursday, May 22, 2025 at 8:00 a.m. Central Daylight Time. You will be able to attend the meeting and vote during the meeting by visiting: www.virtualshareholdermeeting.com/ QCRH2025. Prior to the meeting, you will be able to vote by visiting www.proxyvote.com. Stockholders interested in information may contact Shellee R. Showalter Senior Vice President, Director of Equity Administration & Executive Compensation QCR Holdings, Inc. 3551 Seventh Street, Moline, IL 61265 309.743.7760 Annual Report on Form 10-K Copies of the QCR Holdings annual report on Form 10-K and exhibits filed with the Securities and Exchange Commission are available to stockholders without charge by accessing our website at www.qcrh.com or may contact: Nick W. Anderson Senior Vice President, Chief Accounting Officer QCR Holdings, Inc. 3551 Seventh Street, Moline, IL 61265 309.743.7707 Internet Information Information on our subsidiaries’ history, locations, products and services can be accessed on the internet at: www.qcbt.bank, www.crbt.bank, www.communitybt. bank, www.bankcsb.com, www.gbankmo.com, and www.m2equipmentfinance.com Stock Transfer Agent Inquiries related to stockholder records, stock transfers, lost certificates, changes of ownership, changes of address, and dividend payments should be sent to our transfer agent at: Equiniti Trust Company, LLC 55 Challenger Road 2nd floor Ridgefield Park, New Jersey 07660 Toll Free: 800.937.5449 Local & International: 718.921.8124 Hours: 8 a.m. – 8 p.m. ET Monday-Friday Email: helpast@equiniti.com Website: equiniti.com Analysts or other investors interested in information may contact Todd A. Gipple President and Chief Financial Officer QCR Holdings, Inc. 3551 Seventh Street, Moline, IL 61265 309.743.7745 Heather L. Brummel Group Operations Executive Administrative Assistant QCR Holdings, Inc. 3551 Seventh Street, Moline, IL 61265 309.277.2657 Independent Registered Public Accounting Firm RSM US LLP, Davenport, IA Corporate Counsel Lane & Waterman LLP, Davenport, IA Barack Ferrazzano Kirschbaum & Nagelberg LLP, Chicago, IL The common stock of QCR Holdings, Inc. is traded on the Nasdaq Global Market under the symbol “QCRH”. STOCK LISTING INFORMATION 25 2024 Annual Report RECORD DATE PAYMENT DATE CASH AMOUNT 03/15/24 04/03/24 $0.06 06/14/24 07/03/24 $0.06 09/13/24 10/02/24 $0.06 12/13/24 01/03/25 $0.06 DIVIDEND INFORMATION 2024 Stock Performance - Annual Percent Change QCR KBW Nasdaq Regional Banking Index Russel 2000 26 QCR Holdings, Inc. relationship driven. 3551 SEVENTH STREET | MOLINE, IL 61265 QCRH.COM