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QuinStreet, Inc.

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FY2017 Annual Report · QuinStreet, Inc.
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UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 10-K

 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Fiscal Year Ended June 30, 2017

OR

 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Commission file number: 001-34628

QuinStreet, Inc.

(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of
incorporation or organization)

77-0512121
(I.R.S. Employer
Identification No.)

950 Tower Lane, 6th Floor
Foster City, California 94404
(Address of principal executive offices, including zip code)

(650) 587-7700
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class
Common Stock, par value $0.001 per share

Name of Each Exchange on Which Registered
The NASDAQ Stock Market LLC
(NASDAQ Global Select Market)

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.    Yes      No  
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.    Yes      No  
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject 
to such filing requirements for the past 90 days.    Yes      No  

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data 
File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the 
registrant was required to submit and post such files).    Yes      No  

Indicate  by  check  mark  if  disclosure  of  delinquent  filers  pursuant  to  Item 405  of  Regulation S-K  is  not  contained  herein  and  will  not  be 
contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K 
or any amendment to this Form 10-K.      

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. 

See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer
Non-accelerated filer
Emerging growth company

  
 (Do not check if a smaller reporting company)


Accelerated filer
Smaller reporting company




If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying 

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes      No  
As of December 31, 2016, the aggregate market value of the voting stock held by non-affiliates of the registrant, based on the closing sale 
price  of  the  Company’s  common  stock  as  reported  by  the  NASDAQ  Global  Select  Market  on  such  date,  was  $136,296,954.  For  purposes  of 
calculating the aggregate market value of shares held by non-affiliates, we have assumed that all outstanding shares are held by non-affiliates, except 
for shares beneficially owned by each of our executive officers, directors and 5% or greater stockholders. In the case of 5% or greater stockholders, 
we have not deemed such stockholders to be affiliates unless there are facts and circumstances indicating that such stockholders exercise any control 
over our company. The determination of executive officer or affiliate status is not a conclusive determination for other purposes.

Number of shares of common stock outstanding as of August 31, 2017: 45,712,559

Documents Incorporated by Reference:
Portions of the registrant’s definitive proxy statement relating to its 2017 annual stockholders’ meeting are incorporated by reference into 

Part III of this Annual Report on Form 10-K where indicated.

QUINSTREET, INC.

FOR THE FISCAL YEAR ENDED JUNE 30, 2017

TABLE OF CONTENTS

PART I.

Item 1.

Business..........................................................................................................................................................................

Item 1A.

Risk Factors ....................................................................................................................................................................

Item 1B.

Unresolved Staff Comments...........................................................................................................................................

Item 2.

Item 3.

Item 4.

Item 5.

Item 6.

Item 7.

Properties........................................................................................................................................................................

Legal Proceedings ..........................................................................................................................................................

Mine Safety Disclosures.................................................................................................................................................

PART II.

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities ....

Selected Consolidated Financial Data ............................................................................................................................

Management’s Discussion and Analysis of Financial Condition and Results of Operations ........................................

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk .......................................................................................

Item 8.

Item 9.

Financial Statements and Supplementary Data ..............................................................................................................

Changes In and Disagreements with Accountants on Accounting and Financial Disclosure........................................

Item 9A.

Controls and Procedures.................................................................................................................................................

Item 9B.

Other Information...........................................................................................................................................................

PART III.

Item 10.

Directors, Executive Officers and Corporate Governance .............................................................................................

Item 11.

Executive Compensation ................................................................................................................................................

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters ......................

Item 13.

Certain Relationships and Related Transactions, and Director Independence...............................................................

Item 14.

Principal Accounting Fees and Services ........................................................................................................................

PART IV.

Item 15.

Exhibits, Financial Statement Schedules........................................................................................................................
Signatures .......................................................................................................................................................................

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SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS

PART I

This  report  contains  forward-looking  statements. All  statements  other  than  statements  of  historical  facts,  including  statements 
regarding our future financial condition, business strategy and plans and objectives of management for future operations, are forward-
looking  statements.  Terminology  such  as  “believe,”  “may,”  “might,”  “objective,”  “estimate,”  “continue,”  “anticipate,”  “intend,” 
“should,” “plan,” “expect,” “predict,” “potential,” or the negative of these terms or other similar expressions is intended to identify 
forward-looking  statements.  We  have  based  these  forward-looking  statements  largely  on  our  current  expectations  and  projections 
about future events and financial trends that we believe may affect our financial condition, results of operations, business strategy and 
financial needs. These forward-looking statements are subject to a number of known and unknown risks and uncertainties that could 
cause  our  actual  results  to  differ  materially  from  those  expressed  or  implied  in  our  forward-looking  statements.  Such  risks  and 
uncertainties include, among others, those listed in Part 1, Item 1A. “Risk Factors” of this Annual Report on Form 10-K and elsewhere 
in this report, such as but not limited to:

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our still developing industry and relatively new business model;

changes in the economic condition, market dynamics, regulatory enforcement or legislative environment affecting our, our 
third party publishers’, and our clients’ businesses;

our dependence on the availability and affordability of quality media from third-party publishers and strategic partners;

our dependence on Internet search companies to attract Internet visitors;

our ability to accurately forecast our results of operations and appropriately plan our expenses;

our ability to compete in our industry;

our ability to manage cyber security risks and costs associated with maintaining a robust security infrastructure;

our ability to continually optimize our websites to allow Internet visitors to access our websites through mobile devices;

our ability to develop new services, enhancements and features to meet new demands from our clients; and

our ability to successfully challenge regulatory audits, investigations or allegations of noncompliance with laws.

Except  as  required  by  law,  we  undertake  no  obligation  to  update  publicly  any  forward-looking  statements  for  any  reason  to 
conform these statements to actual results or to changes in our expectations. Given these risks and uncertainties, readers are cautioned 
not  to  place  undue  reliance  on  such  forward-looking  statements,  and  we  qualify  all  of  our  forward-looking  statements  by  these 
cautionary statements.

Item 1.

Business

Our Company

We  are  a  leader  in  performance  marketing  products  and  technologies.  Our  approach  to  proprietary  performance  marketing 
technologies  allows  clients  to  engage  high  intent  digital  media  or  traffic  from  a  wide  range  of  device  types  (e.g.,  mobile,  desktop, 
tablet), in multiple formats or types of media (e.g., search engines, large and small media properties or websites, email), and in a wide 
range  of  cost-per-action,  or  CPA,  forms.  These  forms  of  contact  are  the  primary  “products”  we  sell  to  our  clients,  and  include 
qualified  leads,  inquiries,  clicks,  calls,  applications  and  customers.  We  specialize  in  customer  acquisition  for  clients  in  high  value, 
information-intensive  markets,  or  “verticals,”  including  financial  services,  education,  home  services,  and  business-to-business 
technology.  Our  clients  include  some  of  the  world’s  largest  companies  and  brands  in  those  markets.  While  the  majority  of  our 
operations and revenue are in North America, we also have emerging businesses in Brazil and India.

We generate revenue by delivering measurable online marketing results to our clients. The benefits to our clients include cost-
effective  and  measurable  customer  acquisition  costs,  as  well  as  management  of  highly  targeted  but  also  highly  fragmented  online 
media sources and access to our world-class proprietary technologies. We are predominantly paid on a negotiated or market-driven 
“per lead,” “per click,” or other “per action” basis that aligns with the customer acquisition cost targets of our clients. We bear the cost 
of  paying  Internet  search  companies,  third-party  publishers,  strategic  partners  and  other  online  media  sources  to  generate  qualified 
leads, inquiries, clicks, calls, applications or customers for our clients.

Our  competitive  advantages  include  our  media  buying  power,  proprietary  technologies,  extensive  data  and  experience  in 
performance marketing, and significant online media market share in the markets or verticals we serve. Our advantage in online media 
buying is key to our business model and comes from our ability to effectively segment and match high-intent, unbranded media or 

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traffic – one of the largest sources of traffic for customer acquisition – to as many as hundreds of clients or client offerings and, in 
most cases, to match those visitors to multiple clients, which also satisfies the visitor’s desire to choose among alternatives and to shop 
multiple offerings. Together, the ability to match more visitors in any given flow of traffic or media to a client offering, and to do so 
multiple  times,  adds  up  to  a  significant  media  buying  advantage  compared  to  individual  clients  or  other  buyers  for  these  types  of 
media.

Our proprietary technologies have been developed over the past 18 years to allow us to best segment and match media or traffic, 

to deliver optimized results for our clients and to operate our high volume and highly complex channel cost-efficiently. 

Our  extensive  data  and  experience  in  performance  marketing  reflect  the  execution,  knowledge  and  learning  from  billions  of 
dollars of media spend on these campaigns over time. This is a steep and expensive learning curve. These learnings address millions 
of  permutations  of  media  sources,  mix  and  order  of  creative  and  content  merchandising,  and  approaches  to  the  matching  and 
segmentation  of  Internet  visitors  to  optimize  their  experience  and  the  results  for  clients.  Together,  these  learnings  allow  us  to  run 
thousands of campaigns simultaneously and cost-effectively for our clients at acceptable media costs and margins to us. 

Because of our deep expertise and capabilities in running financially successful performance marketing programs, we are able to 
effectively compete for sources and partners of high-intent, unbranded media, and our market share in our client verticals of this media 
is  significant.  Our  media  sources  include  owned-and-operated  organic  or  search  engine  optimization  (“SEO”)  websites,  targeted 
search engine marketing (“SEM”) or pay-per-click (“PPC”) campaigns, social media and mobile programs, internal email databases, 
call center operations, partnerships with large and small online media companies, and more. Our collective media presence results in 
engagement  with  a  significant  share  of  online  visitors  in  those  markets  or  verticals,  which  leads  us  to  be  included  in  client  online 
media buys.

We were incorporated in California on April 16, 1999 and reincorporated in Delaware on December 31, 2009. We have been a 
pioneer in the development and application of measurable marketing on the Internet. Clients pay us for the actual opt-in actions by 
visitors  or  customers  that  result  from  our  marketing  activities  on  their  behalf,  versus  traditional  impression-based  advertising  and 
marketing models in which an advertiser pays for a broad audience’s exposure to an advertisement.

Market Opportunity

Change in marketing strategy and approach

We believe that marketing approaches are changing as budgets shift from offline, analog advertising media to digital advertising 

media such as Internet marketing. These changing approaches require a shift to fundamentally new competencies, including:

From qualitative, impression-driven marketing to analytic, data-driven marketing

Growth in Internet marketing enables a more data-driven approach to advertising. The measurability of online marketing allows 
marketers to collect a significant amount of detailed data on the performance of their marketing campaigns, including the effectiveness 
of ad format and placement and user responses. This data can then be analyzed and used to improve marketing campaign performance 
and cost-effectiveness on substantially shorter cycle times than with traditional offline media.

From account management-based client relationships to results-based client relationships

Marketers are becoming increasingly focused on strategies that deliver specific, measurable results. For example, marketers are 
attempting to better understand how their marketing spending produces measurable objectives such as meeting their target marketing 
cost  per  new  customer.  As  marketers  adopt  more  results-based  approaches,  the  basis  of  client  relationships  with  their  marketing 
services providers is shifting from being more account management-based to being more results-oriented.

From marketing messages pushed on audiences to marketing messages pulled by self-directed audiences

Traditional  marketing  messages  such  as  television  and  radio  advertisements  are  broadcast  to  a  broad  audience.  The  Internet 
enables more self-directed and targeted marketing. For example, when Internet visitors click on PPC search advertisements, they are 
expressing  an  interest  in  and  proactively  engaging  with  information  about  a  product  or  service  related  to  that  advertisement.  The 
growth of self-directed marketing, primarily through online channels, allows marketers to present more targeted and potentially more 
relevant marketing messages to potential customers who have taken the first step in the buying process, which can in turn increase the 
effectiveness of marketers’ spending.

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From marketing spending focused on large media buys to marketing spending optimized for fragmented media

We believe that media is becoming increasingly fragmented and that marketing strategies are changing to adapt to this trend. 
There are millions of Internet websites, tens of thousands of which have significant numbers of visitors. While this fragmentation can 
create  challenges  for  marketers,  it  also  allows  for  improved  audience  segmentation  and  the  delivery  of  highly  targeted  marketing 
messages, but innovative technologies and approaches are necessary to effectively manage marketing given the increasing complexity 
resulting from more media fragmentation.

Increasing complexity of online marketing

Online  marketing  is  a  dynamic  and  increasingly  complex  advertising  medium.  There  are  numerous  online  channels  for 
marketers to reach potential customers, including search engines, Internet portals, vertical content websites, affiliate networks, display 
and  contextual  ad  networks,  email,  video  advertising,  and  social  media.  We  refer  to  these  and  other  marketing  channels  as  media. 
Each of these channels may involve multiple ad formats and different pricing models, amplifying the complexity of online marketing. 
We believe that this complexity increases the demand for our vertical marketing and media services due to our capabilities and to our 
experience managing and optimizing online marketing programs across multiple channels. Also, marketers and agencies often lack our 
ability to aggregate offerings from multiple clients in the same industry vertical, an approach that allows us to cover a wide selection 
of visitor segments and provide more potential matches to visitor needs. This approach can allow us to convert more Internet visitors 
into  qualified  leads,  inquiries,  clicks,  calls,  applications,  or  customers  from  targeted  media  sources,  giving  us  an  advantage  when 
buying or monetizing that media.

Our Business Model

We deliver measurable and cost-effective marketing results to our clients, typically in the form of a qualified lead, inquiry, click, 
call, application, or customer. Leads, inquiries, clicks, calls, and applications can then convert into a customer or sale for clients at a 
rate that results in an acceptable marketing cost to them. We are paid typically by clients when we deliver qualified leads, inquiries, 
clicks, calls, applications, or customers as defined by our agreements with them. References to the delivery of customers means a sale 
or completed customer transaction (e.g., bound insurance policies or customer appointments with clients). Because we bear the costs 
of media, our programs must result in attractive marketing costs to our clients at media costs and margins that provide sound financial 
outcomes for us. To deliver leads, inquiries, clicks, calls, applications, and customers to our clients, generally we:

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own or access targeted media through business arrangements (e.g., revenue sharing arrangements) or by purchasing media 
(e.g., clicks from major search engines); 

run advertisements or other forms of marketing messages and programs in that media to create visitor responses typically in 
the form of leads or inquiries (e.g., contact information), clicks (to further qualification or matching steps, or to online client 
applications or offerings), calls (to our owned and operated call centers or that of our clients or their agents), applications 
(e.g., for enrollment or a financial product), or customers (e.g., bound insurance policies);

match these leads, inquiries, clicks, calls, applications, or customers to client offerings or brands that we believe can meet 
visitor interests or needs and client targets and requirements; and

optimize client matches and media costs such that we achieve desired results for clients and a sound financial outcome for us.

Media cost, or the cost to attract targeted Internet visitors, is the largest cost input to producing the measurable marketing results 
we  deliver  to  clients.  Balancing  our  clients’  customer  acquisition  cost  and  conversion  objectives  —  or  the  rate  at  which  the  leads, 
inquiries, clicks, calls, or applications that we deliver to them convert into customers — with our media costs and yield objectives, 
represents  the  primary  challenge  in  our  business  model.  We  have  been  able  to  effectively  balance  these  competing  demands  by 
focusing  on  our  media  sources  and  creative  capabilities,  developing  proprietary  technologies  and  optimization  capabilities,  and 
working  to  constantly  improve  segmentation  and  matching  of  visitors  to  clients  through  the  application  of  our  extensive  data  and 
experience  in  performance  marketing.  We  also  seek  to  mitigate  media  cost  risk  by  working  with  third-party  publishers  and  media 
owners  predominantly  on  a  revenue-share  basis,  which  makes  these  costs  variable  and  provides  for  risk  management.  Media 
purchased  on  a  revenue-share  basis  has  represented  the  majority  of  our  media  costs  and  of  the  Internet  visitors  we  convert  into 
qualified  leads,  inquiries,  clicks,  calls,  applications,  or  customers  for  clients,  contributing  significantly  to  our  ability  to  maintain 
profitability.

Media and Internet visitor mix

We are a client-driven organization. We seek to be one of the largest providers of measurable marketing results on the Internet 
in the client industry verticals we serve by meeting the needs of clients for results, reliability and volume. Meeting those client needs 
requires  that  we  maintain  a  diversified  and  flexible  mix  of  Internet  visitor  sources  due  to  the  dynamic  nature  of  online  media.  Our 

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media  mix  changes  with  changes  in  Internet  visitor  usage  patterns.  We  adapt  to  those  changes  on  an  ongoing  basis,  and  also 
proactively  adjust  our  mix  of  vertical  media  sources  to  respond  to  client-  or  vertical-specific  circumstances  and  to  achieve  our 
financial objectives. Generally, our Internet visitor sources include:

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websites owned and operated by us, with content and offerings that are relevant to our clients’ target customers;

visitors acquired from PPC advertisements purchased on major search engines and sent to our websites;

third-party  publishers  (including  strategic  partners)  with  whom  we  have  a  relationship  and  whose  content  or  traffic  is 
relevant to our clients’ target customers;

email lists owned by us or by third-parties; and

advertisements run through online advertising networks, directly with major websites or portals, social media networks, or 
mobile networks.

Our Strategy

Our  goal  is  to  continue  to  be  one  of  the  largest  and  most  successful  performance  marketing  companies  on  the  Internet,  and 
eventually in other digitized media forms. We believe that we are in the early stages of a very large and long-term market opportunity. 
Our strategy for pursuing this opportunity includes the following key components:

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focus on generating sustainable revenues by providing measurable value to our clients;

build  QuinStreet  and  our  industry  sustainably  by  behaving  ethically  in  all  we  do  and  by  providing  quality  content  and 
website experiences to Internet visitors;

remain  vertically  focused,  choosing  to  grow  through  depth,  expertise  and  coverage  in  our  current  client  verticals;  enter 
new client verticals selectively over time, organically and through acquisitions;

build a world class organization, with best-in-class capabilities for delivering measurable marketing results to clients and 
high yields or returns on media costs;

develop  and  evolve  the  best  products,  technologies  and  platform  for  managing  successful  performance  marketing 
campaigns  on  the  Internet;  focus  on  technologies  that  enhance  media  yield,  improve  client  results  and  achieve  scale 
efficiencies;

build  and  apply  unique  data  advantages  from  running  some  of  the  largest  campaigns  over  long  periods  of  time  in  our 
client verticals, including the steep learning curves of what campaigns work best to optimize each media type and each 
client’s results;

build and partner with vertical content websites that attract high intent visitors in the client and media verticals we serve; 
and

be a client-driven organization and develop a broad set of media sources and capabilities to reliably meet client needs.

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Clients

In fiscal years 2017 and 2016, we had one client, The Progressive Corporation, that accounted for 17% and 12% of net revenue. 
No other client accounted for 10% or more of net revenue in fiscal years 2017 and 2016 and no client accounted for 10% or more of 
net revenue in fiscal year 2015. Our top 20 clients accounted for 52%, 48% and 45% of net revenue in fiscal years 2017, 2016 and 
2015. Since our service was first offered in 2001, we have developed a broad client base with many multi-year relationships. We enter 
into  Internet  marketing  contracts  with  our  clients,  most  of  which  are  cancelable  with  little  or  no  prior  notice.  In  addition,  these 
contracts do not contain penalty provisions for cancellation before the end of the contract term.

Sales and Marketing

We have an internal sales team that consists of employees focused on signing new clients and account managers who maintain 
and seek to increase our business with existing clients. Our sales people and account managers are each focused on a particular client 
vertical so that they develop an expertise in the marketing needs of our clients in that particular vertical.

Technology and Infrastructure

We have developed a suite of technologies to manage, improve and measure the results of the marketing programs we offer our 
clients. We use a combination of proprietary and third-party software as well as hardware from established technology vendors. We 
use specialized software for client management, building and managing websites, acquiring and managing media, managing our third-
party  publishers,  and  using  data  and  optimization  tools  to  best  match  Internet  visitors  to  our  marketing  clients.  We  have  invested 
significantly in these technologies and plan to continue to do so to meet the demands of our clients and Internet visitors, to increase the 
scalability of our operations, and enhance management information systems and analytics in our operations. Our development teams 
work  closely  with  our  marketing  and  operating  teams  to  develop  applications  and  systems  that  can  be  used  across  our  business.  In 
fiscal years 2017, 2016 and 2015, we spent $13.5 million, $16.4 million and $17.9 million on product development.

Our primary data center is at a third-party co-location center in San Francisco, California. All of the critical components of the 
system  are  redundant,  and  we  have  a  backup  data  center  in  Las  Vegas,  Nevada.  We  have  implemented  these  backup  systems  and 
redundancies to minimize the risk associated with earthquakes, fire, power loss, telecommunications failure, and other events beyond 
our control.

Intellectual Property

We  rely  on  a  combination  of  patent,  trade  secret,  trademark  and  copyright  laws  in  the  United  States  and  other  jurisdictions 
together with confidentiality agreements and technical measures to protect the confidentiality of our proprietary rights. To protect our 
trade  secrets,  we  control  access  to  our  proprietary  systems  and  technology  and  enter  into  confidentiality  and  invention  assignment 
agreements  with  our  employees  and  consultants  and  confidentiality  agreements  with  other  third-parties.  QuinStreet  is  a  registered 
trademark in the United States and other jurisdictions. We also have registered and unregistered trademarks for the names of many of 
our websites, and we own the domain registrations for many of our website domains.

Our Competitors

Our primary competition falls into two categories: advertising and direct marketing services agencies, and online marketing and 
media  companies.  We  compete  for  business  on  the  basis  of  a  number  of  factors  including  return  on  marketing  expenditures,  price, 
access to targeted media, ability to deliver large volumes or precise types of customer prospects, and reliability.

Advertising and direct marketing services agencies

Online and offline advertising and direct marketing services agencies control the majority of the large client marketing spending 
for which we primarily compete. So, while they are sometimes our competitors, agencies are also often our clients. We compete with 
agencies to attract marketing budget or spending from offline forms to the Internet or, once designated to be spent online, to be spent 
with  us  versus  the  agency  or  by  the  agency  with  others.  When  spending  online,  agencies  spend  with  us  and  with  portals,  other 
websites and ad networks.

Online marketing and media companies

We compete with other Internet marketing and media companies, in many forms, for online marketing budgets. Most of these 
competitors  compete  with  us  in  one  client  vertical.  Examples  include  LendingTree  in  the  financial  services  client  vertical  and 
Education Dynamics in the education client vertical. Some of our competition also comes from agencies or clients spending directly 
with larger websites or portals, including Google, Yahoo! and Microsoft.

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Government Regulation

We provide services through a number of different online and offline channels. As a result, we are subject to many federal and 
state laws and regulations, including restrictions on the use of unsolicited commercial email, such as the CAN-SPAM Act and state 
email marketing laws, and restrictions on the use of marketing activities conducted by telephone, including the Telemarketing Sales 
Rule  and  the  Telephone  Consumer  Protection  Act.  Our  business  is  also  subject  to  federal  and  state  laws  and  regulations  regarding 
unsolicited  commercial  email,  telemarketing,  user  privacy,  search  engines,  Internet  tracking  technologies,  direct  marketing,  data 
security,  data  privacy,  pricing,  sweepstakes,  promotions,  intellectual  property  ownership  and  infringement,  trade  secrets,  export  of 
encryption technology, acceptable content and quality of goods, and taxation, among others.

In  addition,  we  provide  services  to  a  number  of  our  clients  that  operate  in  highly  regulated  industries,  particularly  in  our 
financial services and education verticals. In our financial services vertical, our websites and marketing services are subject to various 
federal, state and local laws, including state licensing laws, federal and state laws prohibiting unfair acts and practices, and federal and 
state advertising laws. In addition, we are a licensed insurance agent in all fifty states. In our education client vertical, nearly all of the 
revenue is generated from post-secondary education institutions. Post-secondary education institutions are subject to extensive federal 
and  state  regulations  and  accrediting  agency  standards,  including  the  Higher  Education  Act  of  1965  as  amended  (the  “HEA”), 
Department  of  Education  regulations  under  the  HEA,  individual  state  higher  education  regulations,  as  well  as  regulations  of  the 
Federal Trade Commission and Consumer Finance Protection Bureau and other federal agencies. Such state and federal regulations 
govern many aspects of these clients’ operations, including marketing and recruiting activities, as well as the school’s eligibility to 
participate  in  Title  IV  federal  student  financial  aid  programs,  which  is  the  principal  source  of  funding  for  many  of  our  education 
clients. Although we are not a higher education institution, we may be required to comply with such education laws and regulations as 
a result of our role as a vendor to higher education institutions, either directly or indirectly through our contractual arrangements with 
clients.  Since  2010,  there  have  been  significant  additions  and  changes  to  these  regulations  and  increasing  enforcement  of  them  by 
regulators. In addition, Congress is considering changes to the HEA. These changes may place additional regulatory burdens on post-
secondary schools generally, and specific initiatives may be targeted at companies like us that serve higher education institutions. In 
recent years, a particularly high level of regulatory and legislative scrutiny has been focused on for-profit higher education institutions, 
several of which are clients. The costs of compliance with these regulations and new laws may increase in the future and any failure 
on our part to comply with such laws may subject us to significant liabilities.

Employees

As  of  June  30,  2017,  we  had  469  employees,  which  consisted  of  142 employees  in  product  development,  48  in  sales  and 
marketing, 36 in general and administration and 243 in operations. None of our employees are represented by a labor union, except for 
our employees in Brazil who are represented by a union as required by Brazilian law.

Available Information

We  file  reports  with  the  Securities  and  Exchange  Commission  (“SEC”),  including  annual  reports  on  Form 10-K,  quarterly 
reports on Form 10-Q, current reports on Form 8-K and other filings required by the SEC. We make these reports and filings available 
free  of  charge  on  our  website  via  the  investor  relations  page  on  www.quinstreet.com  as  soon  as  reasonably  practicable  after  such 
material  is  electronically  filed  with  or  furnished  to  the  SEC.  We  also  webcast  our  earnings  calls  and  certain  events  we  host  with 
members of the investment community on our investor relations page at http://investor.quinstreet.com. The content of our website is 
not  intended  to  be  incorporated  by  reference  into  this  report  or  in  any  other  report  or  document  we  file,  and  any  reference  to  this 
website and others included in this report is intended to be an inactive textual reference only.

The public may read and copy any materials we file with the SEC at the SEC’s Public Reference Room at 100 F Street, NE, 
Washington, DC 20549. The public may obtain information on the operation of the Public Reference Room by calling the SEC at 1-
800-SEC-0330. The SEC maintains an Internet site (http://www.sec.gov) that contains reports, proxy and information statements, and 
other information regarding issuers that file electronically with the SEC.

8

Item 1A.

Risk Factors

Investing in our common stock involves a high degree of risk. You should carefully consider the risks described below and the 
other information in this periodic report. The risks and uncertainties described below are not the only ones we face. Additional risks 
and  uncertainties  that  we  are  unaware  of,  or  that  we  currently  believe  are  not  material,  may  also  become  important  factors  that 
adversely affect our business. If any of the following risks actually occur, our business, financial condition or results of operations 
could be adversely affected. In those cases, the trading price of our common stock could decline and you may lose all or part of your 
investment.

Risks Related to Our Business and Industry

We operate in an industry that is still developing and have a relatively new business model that is continually evolving, which 

makes it difficult to evaluate our business and prospects.

We derive all of our revenue from the sale of online marketing and media services, which is still a developing industry that has 
undergone rapid and dramatic changes in its relatively short history and which is characterized by rapidly-changing Internet media and 
advertising technology, evolving industry standards, regulatory uncertainty, and changing visitor and client demands. As a result, we 
face risks and uncertainties such as but not limited to:

•

•

•

•

•

•

•

•

•

•

our still developing industry and relatively new business model;

changes in the economic condition, market dynamics, regulatory enforcement or legislative environment affecting our, our 
third-party publishers’, and our clients’ businesses;

our dependence on the availability and affordability of quality media from third-party publishers and strategic partners;

our dependence on Internet search companies to attract Internet visitors;

our ability to accurately forecast our results of operations and appropriately plan our expenses;

our ability to compete in our industry;

our ability to manage cyber security risks and costs associated with maintaining a robust security infrastructure;

our ability to continually optimize our websites to allow Internet visitors to access our websites through mobile devices;

our ability to develop new services, enhancements and features to meet new demands from our clients; and

our ability to successfully challenge regulatory audits, investigations or allegations of noncompliance with laws.

If we are unable to address these risks, our business, results of operations and prospects could suffer.

Negative changes in the market conditions and the regulatory environment have had in the past, and may in the future have, a 

material and adverse impact on our revenue, business and growth.

Adverse macroeconomic conditions could cause decreases or delays in spending by our clients and could harm our ability to 
generate revenue and our results of operations. Moreover, to date, we have generated a large majority of our revenue from clients in 
our financial services and education client verticals. We expect that a majority of our revenue, at least in the near term, will continue 
to  be  generated  from  clients  in  our  financial  services  and  education  client  verticals.  Changes  in  the  market  conditions  and  the 
regulatory  environment  in  these  two  highly-regulated  client  verticals  in  particular  have  in  the  past  negatively  impacted,  and  may 
continue to negatively impact, our clients’ businesses, marketing practices and budgets and, therefore, our financial results.

Our,  our  third-party  publishers’,  and  our  clients’  businesses  operate  in  highly  regulated  industries,  subject  to  many  laws  and 
regulatory  requirements,  including  federal,  state,  and  local  laws  and  regulations  regarding  unsolicited  commercial  email, 
telemarketing,  user  privacy,  search  engines,  Internet  tracking  technologies,  direct  marketing,  data  security,  data  privacy,  pricing, 
sweepstakes, promotions, intellectual property ownership and infringement, trade secrets, export of encryption technology, acceptable 
content and quality of goods, and taxation, among others. Each of our financial services, education and other client verticals is also 
subject to various laws and regulations, and our marketing activities on behalf of our clients are regulated. Many of these laws and 
regulations  are  frequently  changing  and  can  be  subject  to  vagaries  of  interpretation  and  emphasis,  and  the  extent  and  evolution  of 
future  government  regulation  is  uncertain,  therefore,  keeping  our  business  in  compliance  with  or  bringing  our  business  into 
compliance with new laws may be costly, affect our revenue and harm our financial results. Violations or alleged violations of laws by 
us, our third-party publishers or clients could result in damages, fines, criminal prosecution, unfavorable publicity, and restrictions on 
our ability to operate, any of which could have a material adverse effect on our business, financial condition, and results of operations. 
In addition, new laws or regulations or changes in enforcement of existing laws or regulations applicable to our clients could affect the 
activities or strategies of our clients and, therefore, lead to reductions in their level of business with us.

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For example, the Federal Communications Commission amended the Telephone Consumer Protection Act (the “TCPA”) that 
affects telemarketing calls. Certain provisions of the regulations became effective in July 2012, and additional regulations requiring 
prior express written consent for certain types of telemarketing calls became effective in October 2013. Our efforts to comply with the 
TCPA  has  not  had  a  material  impact  on  traffic  conversion  rates.  However,  depending  on  future  traffic  and  product  mix,  it  could 
potentially have a material effect on our revenue and profitability, including increasing our and our clients’ exposure to enforcement 
actions and litigation. Additionally, we generate leads from which users provide a phone number, and a significant amount of revenue 
comes from calls made by our internal call centers as well as, in some cases, by third-party publishers’ call centers. We also purchase 
a portion of our lead data from third-party publishers and cannot guarantee that these third-parties will comply with the regulations. 
Any  failure  by  us  or  the  third-party  publishers  on  which  we  rely  for  telemarketing,  email  marketing,  and  other  lead  generation 
activities  to  adhere  to  or  successfully  implement  appropriate  processes  and  procedures  in  response  to  existing  regulations  and 
changing  regulatory  requirements  could  result  in  legal  and  monetary  liability,  significant  fines  and  penalties,  or  damage  to  our 
reputation in the marketplace, any of which could have a material adverse effect on our business, financial condition, and results of 
operations. Furthermore, our clients may make business decisions based on their own experiences with the TCPA regardless of our 
products and the changes we implemented to comply with the new regulations. These decisions may negatively affect our revenue or 
profitability.

In connection with our owned and our third-party publishers’ email campaigns to generate traffic for our clients, we are subject 
to various state and Federal laws regulating commercial email communications, including the federal CAN-SPAM Act. For example, 
in  2012,  several  of  our  clients  were  named  defendants  in  a  California  Anti-Spam  lawsuit  relating  to  commercial  emails  which 
allegedly originated from us and our third-party publishers. While the matter was ultimately resolved in our clients’ favor, we were 
nonetheless obligated to indemnify certain of our clients for the fees incurred in the defense of such matter. Further, foreign laws and 
regulations, such as the Canadian Anti-Spam Law, may also apply to our business activities to the extent we are doing business with 
or marketing to consumers in foreign jurisdictions. If we or any of our third-party publishers fail to comply with any provisions of 
these  laws  or  regulations,  we  could  be  subject  to  regulatory  investigation,  enforcement  actions,  and  litigation,  as  well  as 
indemnification obligations with respect to our clients. Any negative outcomes from such regulatory actions or litigation, including 
monetary penalties or damages, could have a material adverse effect on our financial condition, results of operation, and reputation. 

From time to time, we are subject to audits, inquiries, investigations, claims of non-compliance and lawsuits by federal and state 
governmental agencies, regulatory agencies, attorneys general, and other governmental or regulatory bodies, any of whom may allege 
violations  of  legal  requirements.  For  example,  in  June  2012,  we  entered  into  an  Assurance  of  Voluntary  Compliance  agreement 
following a civil investigation into certain of our marketing practices related to our education client vertical that was conducted by the 
attorneys general of a number of states. If the results of any future investigations, audits, inquiries, claims or litigation are unfavorable 
to  us,  we  may  be  required  to  pay  monetary  fines  or  penalties  or  have  restrictions  placed  on  our  business,  which  could  materially 
adversely affect our business, financial condition, results of operations, and cash flows.

Federal  and  state  regulations  and  increased  oversight  of  clients  in  our  education  vertical  have  negatively  affected,  and  may 
continue  to  negatively  affect,  our  clients’  businesses,  marketing  practices,  and  budgets,  any  or  all  of  which  could  reduce  our 
clients’ level of business with us and thereby have a material adverse effect on our financial results.

To date, we have generated a large portion of our revenue from our education client vertical, and nearly all of that revenue was 
generated from post-secondary education institutions. Post-secondary education institutions are subject to extensive federal and state 
regulations and accrediting standards (including the Higher Education Act, Department of Education regulations and individual state 
higher education regulations) and oversight by various regulatory enforcement authorities (including the Department of Education, the 
Federal  Trade  Commission,  the  Consumer  Finance  Protection  Bureau  and  state  attorneys  general).  Such  regulations  govern  many 
aspects of these clients’ operations, including marketing and recruiting activities, as well as private student lending and the school’s 
eligibility to participate in Title IV federal student financial aid programs, which is the principal source of funding for many of our 
education clients. In addition, there have been significant changes to these regulations in recent years and a high level of regulatory 
scrutiny  and  enforcement  activity  (e.g.,  investigations  of  our  clients  and  other  post-secondary  education  institutions).  Heightened 
regulatory  activity  and  legislative  and  regulatory  scrutiny  are  expected  to  continue  in  the  post-secondary  education  sector.  Such 
activity and scrutiny may have an adverse effect on our operating results as our management may be required to devote substantial 
time and resources to such matters, and such matters may result in lower client marketing spend. 

For  example,  in  January  2014,  the  Department  of  Education  initiated  an  investigation  of  a  U.S.  publicly  traded  for-profit 
education client with respect to its enrollment activities and job placement, among other things, and in July 2014, the Department of 
Education signed an agreement with the client requiring it to wind down or sell its campuses. In September 2016, the Department of 
Education took action which resulted in the closure of a large for-profit education provider.

Similarly,  in  July  2015,  the  Federal  Trade  Commission  initiated  an  investigation  of  another  publicly  traded  U.S.  for-profit 
education client with respect to its recruiting and enrollment practices, and in January 2016, the Federal Trade Commission filed a 

10

lawsuit  against  a  different  publicly-traded  U.S.  for-profit  education  client  with  respect  to  its  advertising  practices.  Moreover,  the 
Department of Education, the Consumer Finance Protection Bureau, the Federal Trade Commission and several state attorneys general 
currently have open investigations with several other post-secondary educational institutions including some of our clients. Regulatory 
decisions  may  also  adversely  impact  our  education  clients  indirectly.  For  example,  in  October  2016,  the  Department  of  Education 
published its final defense to repayment rule, which streamlines and liberalizes a procedure whereby students may have their federal 
loans forgiven. This may result in students increasingly seeking to have their loans forgiven, which may in turn involve claims by the 
government  against  education  providers.  In  connection  with  these  or  other  investigations  of  our  clients’  marketing  practices, 
regulatory authorities may also make requests to us for information, which requests may consume substantial time and resources and 
result in a negative effect on our operating results. These and other similar regulatory and enforcement activities have affected, and are 
expected to continue to affect, our clients’ businesses and marketing practices, which have resulted in, and may continue to result in, a 
decrease in these clients’ spending with us and fluctuations in the volume and mix of our business with these clients. This may be the 
case notwithstanding the fact that we are not a target of these regulatory investigations or inquiries and the fact that our marketing 
practices  consist  largely  of  utilizing  client-provided  or  client-approved  online  marketing  materials  subject  to  client  advertising 
guidelines. 

In addition, changes in, or new interpretations of, applicable laws, regulations, standards or policies applicable to these clients 
could have a material adverse effect on their accreditation, authorization to operate in various states, or receipt of funds under Title IV 
programs,  any  of  which,  in  turn,  may  harm  our  ability  to  generate  revenue  from  these  clients  and  negatively  impact  our  financial 
results.

Finally, although we are not a higher education institution, we are sometimes required to comply with such education laws and 
regulations  as  a  result  of  our  role  as  a  vendor  to  higher  education  institutions,  either  directly  or  indirectly  through  our  contractual 
arrangements  with  clients.  Failure  to  comply  with  education  laws  and  regulations  could  result  in  breach  of  contract  and 
indemnification  claims  against  us,  subject  us  to  regulatory  sanctions  and  could  cause  damage  to  our  reputation  and  impair  our 
business.

A  reduction  in  online  marketing  spend  by  our  clients,  a  loss  of  clients  or  lower  advertising  yields  may  seriously  harm  our 
business,  financial  condition,  and  results  of  operations.  In  addition,  a  substantial  portion  of  our  revenue  is  generated  from  a 
limited number of clients and, if we lose a major client, our revenue will decrease and our business and prospects may be harmed.

We  rely  on  clients’  marketing  spend  on  our  owned  and  operated  websites  and  on  our  network  of  third-party  publisher  and 
strategic partner websites. We have historically derived, and we expect to continue to derive, the majority of our revenue through the 
delivery of qualified leads, inquiries, clicks, calls, applications, and customers. One component of our platform that we use to generate 
client interest is our system of monetization tools, which is designed to match content with client offerings in a manner that optimizes 
revenue yield and end-user experience. Clients will stop spending marketing funds on our owned and operated websites or our third-
party publisher and strategic partner websites if their investments do not generate leads and ultimately users or if we do not deliver 
advertisements  in  an  appropriate  and  effective  manner.  The  failure  of  our  yield-optimized  monetization  technology  to  effectively 
match advertisements or client offerings with our content in a manner that results in increased revenue for our clients could have an 
adverse impact on our ability to maintain or increase our revenue from client marketing spend.

Even if our content is effectively matched with advertisements or client offerings, our current clients may not continue to place 
marketing spend or advertisements on our websites. If any of our clients decided not to continue marketing spend or advertising on our 
owned and operated websites or on our third-party publisher or strategic partner websites, we could experience a rapid decline in our 
revenue over a relatively short period of time. Any factors that limit the amount our clients are willing to and do spend on marketing 
or advertising with us, or to purchase leads from us, could have a material adverse effect on our business.

Furthermore,  a  substantial  portion  of  our  revenue  is  generated  from  a  limited  number  of  clients,  including  one  client  that 
accounted for 17% of our net revenue for fiscal year 2017. Our clients can generally terminate their contracts with us at any time, and 
they do not have minimum spend requirements. Clients may also fail to renew their contracts or reduce their level of business with us, 
leading to lower revenue.

In  addition,  reductions  in  business  by  one  or  more  significant  clients  has  in  the  past  triggered,  and  may  in  the  future  trigger, 
price reductions for other clients whose prices for certain products are determined in whole or in part by client bidding or competition 
which may reduce our ability to monetize media, further decreasing revenue. Any future such price or volume reductions, or drop in 
media monetization, could result in lower revenue or margin. We expect that a limited number of clients will continue to account for a 
significant percentage of our revenue, and the loss of any one of these clients, or a material reduction in their marketing spending with 
us, could decrease our revenue and harm our business.

11

We depend on third-party publishers, including strategic partners, for a significant portion of our visitors. Any decline in the 
supply  of  media  available  through  these  third-party  publishers’  websites  or  increase  in  the  price  of  this  media  could  cause  our 
revenue to decline or our cost to reach visitors to increase.

A significant portion of our revenue is attributable to visitor traffic originating from third-party publishers (including strategic 
partners). In many instances, third-party publishers can change the media inventory they make available to us at any time in ways that 
could  impact  our  results  of  operations.  In  addition,  third-party  publishers  may  place  significant  restrictions  on  our  offerings.  These 
restrictions may prohibit advertisements from specific clients or specific industries, or restrict the use of certain creative content or 
formats. If a third-party publisher decides not to make media inventory available to us, decides to demand a higher revenue-share or 
places  significant  restrictions  on  the  use  of  such  inventory,  we  may  not  be  able  to  find  media  inventory  from  other  websites  that 
satisfies  our  requirements  in  a  timely  and  cost-effective  manner.  Consolidation  of  Internet  advertising  networks  and  third-party 
publishers  could  eventually  lead  to  a  concentration  of  desirable  inventory  on  websites  or  networks  owned  by  a  small  number  of 
individuals or entities, which could limit the supply or impact the pricing of inventory available to us. In the past, we have experienced 
declines in our financial services client vertical primarily due to volume declines caused by losses of available media from third-party 
publishers acquired by competitors, changes in search engine algorithms which reduced or eliminated traffic from some third-party 
publishers and increased competition for quality media. We cannot assure you that we will be able to acquire media inventory that 
meets our clients’ performance, price, and quality requirements, in which case our revenue could decline or our operating costs could 
increase.

We depend upon Internet search companies to direct a significant portion of visitors to our owned and operated and our third-
party  publishers’  websites.  Changes  in  search  engine  algorithms  have  in  the  past  harmed,  and  may  in  the  future  harm,  the 
websites’ placements in both paid and organic search result listings, which may reduce the number of visitors to our owned and 
operated and our third-party publishers’ websites and as a result, cause our revenue to decline.

Our success depends on our ability to attract online visitors to our owned and operated and our third-party publishers’ websites 
and  convert  them  into  customers  for  our  clients  in  a  cost-effective  manner.  We  depend  on  Internet  search  companies  to  direct  a 
substantial share of visitors to our owned and operated and our third-party publishers’ websites. Search companies offer two types of 
search results: organic and paid listings. Organic listings are displayed based solely on formulas designed by the search companies. 
Paid  listings  are  displayed  based  on  a  combination  of  the  advertiser’s  bid  price  for  particular  keywords  and  the  search  engines’ 
assessment of the website’s relevance and quality.

Our ability to maintain or grow the number of visitors to our owned and operated and our third-party publishers’ websites from 
search  companies  is  not  entirely  within  our  control.  Search  companies  frequently  revise  their  algorithms  and  changes  in  their 
algorithms have in the past caused, and could in the future cause, our owned and operated and our third-party publishers’ websites to 
receive less favorable placements. We have experienced fluctuations in organic rankings for a number of our owned and operated and 
our  third-party  publishers’  websites  and  some  of  our  paid  listing  campaigns  have  also  been  harmed  by  search  engine  algorithmic 
changes. Search companies could determine that our or our third-party publishers’ websites’ content is either not relevant or is of poor 
quality.

In addition, we may fail to optimally manage our paid listings, or our proprietary bid management technologies may fail. To 
attract  and  retain  visitors,  we  use  search  engine  optimization  (“SEO”)  which  involves  developing  content  to  optimize  ranking  in 
search  engine  results.  Our  ability  to  successfully  manage  SEO  efforts  across  our  owned  and  operated  websites  and  our  third-party 
publishers’ websites depends on our timely and effective modification of SEO practices implemented in response to periodic changes 
in  search  engine  algorithms  and  methodologies  and  changes  in  search  query  trends.  If  we  fail  to  successfully  manage  our  SEO 
strategy,  our  owned  and  operated  and  our  third-party  publishers’  websites  may  receive  less  favorable  placement  in  organic  or  paid 
listings, which would reduce the number of visitors to our sites, decrease conversion rates and repeat business and have a detrimental 
effect on our ability to generate revenue. If visits to our owned and operated and our third-party publishers’ websites decrease, we may 
need  to  use  more  costly  sources  to  replace  lost  visitors,  and  such  increased  expense  could  adversely  affect  our  business  and 
profitability. Even if we succeed in driving traffic to our owned and operated websites, our third-party publishers’ websites and to our 
clients’ websites, we may not be able to effectively monetize this traffic or otherwise retain users. Our failure to do so could result in 
lower advertising revenue from our owned and operated websites as well as third-party publishers’ websites, which would have an 
adverse effect on our business, financial condition, and results of operations.

If  we  fail  to  continually  enhance  and  adapt  our  products  and  services  to  keep  pace  with  rapidly  changing  technologies  and 

industry standards, we may not remain competitive and could lose clients or advertising inventory.

The online media and marketing industry is characterized by rapidly changing standards, changing technologies, frequent new 
product  and  service  introductions,  and  changing  user  and  client  demands.  The  introduction  of  new  technologies  and  services 
embodying new technologies and the emergence of new industry standards and practices could render our existing technologies and 

12

services obsolete and unmarketable or require unanticipated investments in technology. We continually make enhancements and other 
modifications  to  our  proprietary  technologies,  and  these  changes  may  contain  design  or  performance  defects  that  are  not  readily 
apparent.  If  our  proprietary  technologies  fail  to  achieve  their  intended  purpose  or  are  less  effective  than  technologies  used  by  our 
competitors, our business could be harmed.

Our future success will depend in part on our ability to successfully adapt to these rapidly changing online media formats and 

other technologies. If we fail to adapt successfully, we could lose clients or advertising inventory.

Our results of operations have fluctuated in the past and may do so in the future, which makes our results of operations difficult 

to predict and could cause our results of operations to fall short of analysts’ and investors’ expectations.

Historically,  quarterly  and  annual  results  of  operations  have  fluctuated  due  to  changes  in  our  business,  our  industry,  and  the 
general economic and regulatory climate. We expect our future results of operations to vary significantly from quarter to quarter due 
to a variety of factors, many of which are beyond our control. Our fluctuating results of operations could cause our performance and 
outlook  to  be  below  the  expectations  of  securities  analysts  and  investors,  causing  the  price  of  our  common  stock  to  decline.  Our 
business is changing and evolving, and, as a result, our historical results of operations may not be useful to you in predicting our future 
results of operations. Factors that may increase the volatility of our results of operations include, but are not limited to, the following:

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changes in client volume;

loss of or reduced demand by existing clients and agencies;

the availability and price of quality media;

consolidation of media sources;

seasonality;

developing and implementing our media strategies and client initiatives;

changes in our revenue mix and shifts in margins related to changes in our media strategies or client initiatives;

changes in interest rates;

changes in Internet search engine algorithms that affect our owned and operated and our third-party publishers’ websites 
ability to attract and retain Internet visitors; and

regulatory and legislative changes, or their interpretation or emphasis, in our and our client industries.

As a result of changes in our business model, increased investments, increased expenditures for certain businesses, products, 

services, and technologies, we anticipate fluctuations in our adjusted EBITDA margin.

We have invested and expect to continue to invest in new businesses, products, markets, services and technologies, including 
more expensive forms of media. For example, we expended significant resources in developing new products and technologies and 
made  strategic  outlays  in,  among  other  things,  partnerships,  which  in  the  short  term  may  have  the  effect  of  reducing  our  adjusted 
EBITDA  margin.  If  we  are  unsuccessful  in  our  monetization  efforts  with  respect  to  new  products  and  investments,  we  may  fail  to 
engage and retain users and clients. We may have insufficient revenue to fully offset liabilities and expenses in connection with these 
investments and may experience inadequate or unpredictable return of capital on our investments. As a result of these investments, we 
expect fluctuations in our adjusted EBITDA margin.

To maintain target levels of profitability, from time to time, we may restructure our operations or make other adjustments to our 
workforce. For example, in November 2016, we announced a corporate restructuring resulting in the reduction of approximately 25% 
of personnel costs. We have completed the restructuring; however we may not achieve or sustain the expected cost savings or other 
anticipated benefits of our existing or future corporate restructurings, or do so within the expected time frame. 

Our visitor traffic can be impacted by interest rate volatility.

Visitor  traffic  to  our  online  platforms  in  our  financial  services  client  vertical  can  increase  or  decrease  with  interest  rate 
movements. A decline in interest rates may lead to reduced client demand for media, as there are more consumers in the marketplace 
seeking financing and, accordingly, clients may receive more organic media volume. Conversely, an increase in interest rates may lead 
to an increase in client demand, as there are fewer consumers in the marketplace and, accordingly, the supply of organic media volume 
may decrease. Federal Reserve Board actions, regulations restricting the amount of interest and fees that may be charged to consumers 

13

and  general  market  conditions  affecting  access  to  credit  could  also  cause  significant  visitor  fluctuations  and  have  a  material  and 
adverse effect on our business.

If  we  fail  to  compete  effectively  against  other  online  marketing  and  media  companies  and  other  competitors,  we  could  lose 

clients and our revenue may decline.

The market for online marketing is intensely competitive, and we expect this competition to continue to increase in the future 
both from existing competitors and, given the relatively low barriers to entry into the market, from new competitors. We compete both 
for clients and for high-quality media. We compete for clients on the basis of a number of factors, including return on investment of 
client’s marketing spending, price, and client service.

We compete with Internet and traditional media companies for high quality media and for a share of clients’ overall marketing 

budgets, including:

•

•

•

•

•

•

•

•

•

•

online marketing or media services providers such as LendingTree in the financial services client vertical and Education 
Dynamics in the education client vertical;

offline and online advertising agencies;

major Internet portals and search engine companies with advertising networks;

other online marketing service providers, including online affiliate advertising networks and industry-specific portals or 
lead generation companies;

digital advertising exchanges, real-time bidding and other programmatic buying channels;

third-party publishers with their own sales forces that sell their online marketing services directly to clients;

in-house marketing groups and activities at current or potential clients;

offline direct marketing agencies;

mobile and social media; and

television, radio, and print companies.

Finding, developing and retaining high quality media on a cost-effective basis is challenging because competition for web traffic 
among websites and search engines, as well as competition with traditional media companies, has resulted and may continue to result 
in significant increases in media pricing, declining margins, reductions in revenue, and loss of market share. In addition, if we expand 
the  scope  of  our  services,  we  may  compete  with  a  greater  number  of  websites,  clients,  and  traditional  media  companies  across  an 
increasing  range  of  different  services,  including  in  vertical  markets  where  competitors  may  have  advantages  in  expertise,  brand 
recognition,  and  other  areas.  Internet  search  companies  with  brand  recognition,  such  as  Google,  Yahoo!  and  Microsoft,  have 
significant  numbers  of  direct  sales  personnel  and  substantial  proprietary  advertising  inventory  and  web  traffic  that  provide  a 
significant  competitive  advantage  and  have  a  significant  impact  on  pricing  for  Internet  advertising  and  web  traffic.  Some  of  these 
companies may offer or develop more vertically targeted products that match users with products and services and, thus, compete with 
us more directly. The trend toward consolidation in online marketing may also affect pricing and availability of media inventory and 
web traffic. Many of our current and potential competitors also have other competitive advantages over us, such as longer operating 
histories,  greater  brand  recognition,  larger  client  bases,  greater  access  to  advertising  inventory  on  high-traffic  websites,  and 
significantly  greater  financial,  technical,  and  marketing  resources.  As  a  result,  we  may  not  be  able  to  compete  successfully. 
Competition from other marketing service providers’ online and offline offerings has affected and may continue to affect both volume 
and price, and, thus, revenue, profit margins, and profitability. If we fail to deliver results that are superior to those that other online 
marketing service providers deliver to clients, we could lose clients and market share, and our revenue may decline.

We are exposed to online security risks and security breaches particularly given that we gather, transmit and store personally 
identifiable  information.  If  we  fail  to  maintain  adequate  security  and  supporting  infrastructure,  we  may  be  in  breach  of  our 
commitments to our clients. Unauthorized access to or accidental disclosure of confidential or proprietary data may cause us to 
incur significant expenses and may negatively affect our reputation and business.

Nearly all of our products and services are web-based, and online performance marketing is data-driven. As a result, the amount 
of data stored on our servers has been increasing. We gather, transmit, and store information about our users and marketing and media 
partners,  including  personally  identifiable  information.  This  information  may  include  social  security  numbers,  credit  scores,  credit 
card information, and financial and health information, some of which is held or managed by our third-party vendors. As a result, we 
are  subject  to  certain  contractual  terms,  including  third-party  security  reviews,  as  well  as  federal,  state  and  foreign  laws  and 
regulations  designed  to  protect  personally  identifiable  information.  Complying  with  these  contractual  terms  and  various  laws  could 

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cause us to incur substantial costs or require us to change our business practices in a manner adverse to our business. In addition, our 
existing security measures may not be successful in preventing security breaches. As we grow our business, we expect to continue to 
invest  in  technology  services,  hardware  and  software.  Creating  the  appropriate  security  support  for  our  technology  platforms  is 
expensive and complex, and our execution could result in inefficiencies or operational failures and increased vulnerability to cyber-
attacks. We make commitments to our clients regarding our security policies and practices. If we do not adequately implement and 
enforce these security policies to the satisfaction of our clients, we could be in violation of our commitments to our clients and this 
could  result  in  a  loss  of  client  confidence,  damage  to  our  reputation  and  loss  of  business.  Despite  our  implementation  of  security 
measures and controls, our information technology and infrastructure are susceptible to circumvention by an internal party, external 
party, or unrelated third-party, such that electronic or physical computer break-ins, cyber attacks, malware, viruses, fraud, employee 
error,  and  other  disruptions  and  security  breaches  that  could  result  in  third-parties  gaining  unauthorized  access  to  our  systems  and 
data.  In  addition,  the  increased  use  of  mobile  devices  increases  the  risk  of  unintentional  disclosure  of  data  including  personally 
identifiable information. We may be unable to anticipate all our vulnerabilities and implement adequate preventative measures and, in 
some  cases,  we  may  not  be  able  to  immediately  detect  a  security  incident.  In  the  past,  we  have  experienced  security  incidents 
involving access to our databases. Although to our knowledge no sensitive financial or personal information has been compromised 
and no statutory breach notification has been required, any future security incidents could result in the compromise of such data and 
subject us to liability or remediation expense or result in cancellation of client contracts. Any security incident may also result in a 
misappropriation of our proprietary information or that of our users, clients, and third-party publishers, which could result in legal and 
financial  liability,  as  well  as  harm  to  our  reputation.  Any  compromise  of  our  security  could  limit  the  adoption  of  our  products  and 
services and have an adverse effect on our business.

We  also  face  risks  associated  with  security  breaches  affecting  third-parties  conducting  business  over  the  Internet.  Consumers 
generally  are  concerned  with  security  and  privacy  on  the  Internet,  and  any  publicized  security  problems  could  negatively  affect 
consumers’ willingness to provide private information on the Internet generally, including through our services. Some of our business 
is  conducted  through  third-parties,  which  may  gather,  transmit,  and  store  information  about  our  users  and  marketing  and  media 
partners,  through  our  infrastructure  or  through  other  systems.  A  security  breach  at  any  such  third-party  could  be  perceived  by 
consumers as a security breach of our systems and in any event could result in negative publicity, damage our reputation, expose us to 
risk of loss or litigation and possible liability and subject us to regulatory penalties and sanctions. In addition, such third-parties may 
not comply with applicable disclosure or contractual requirements, which could expose us to liability. 

Security concerns relating to our technological infrastructure, privacy concerns relating to our data collection practices and any 
perceived or actual unauthorized disclosure of personally identifiable information, whether through breach of our network or that of 
third-parties which we engage with, by an unauthorized party, employee theft, misuse, or error could harm our reputation, impair our 
ability to attract website visitors and to attract and retain our clients, result in a loss of confidence in the security of our products and 
services, or subject us to claims or litigation arising from damages suffered by consumers, and thereby harm our business and results 
of  operations.  In  the  past  few  years,  several  major  companies,  such  as  Yahoo!,  Sony,  Home  Depot,  Target  and  LinkedIn,  have 
experienced high-profile security breaches that exposed their customers’ personal information. In addition, we could incur significant 
costs  for  which  our  insurance  policies  may  not  adequately  cover  us  and  expend  significant  resources  in  protecting  against  security 
breaches  and  complying  with  the  multitude  of  state,  federal  and  foreign  laws  regarding  data  privacy  and  data  breach  notification 
obligations.  We  may  need  to  increase  our  security-related  expenditures  to  maintain  or  increase  our  systems’  security  or  to  address 
problems caused and liabilities incurred by security breaches.

Many people are using mobile devices to access the Internet. If we fail to optimize our websites to keep pace with this shift in 

user devices, we may not remain competitive and could lose clients or visitors to our websites.

The  number  of  people  who  access  the  Internet  through  mobile  devices  such  as  smart  phones  and  tablets  has  increased 
dramatically in the past several years, and we expect the trend to continue. Our online marketing services and content were originally 
designed for desktop or laptop computers. The shift from desktop or laptop computers to mobile devices could potentially deteriorate 
the user experience for visitors to our websites and may make it more difficult for visitors to respond to our offerings. It also requires 
us  to  develop  new  product  offerings  specifically  designed  for  mobile  devices,  such  as  social  media  advertising  opportunities. 
Additionally, the monetization of our online marketing services and content on these mobile devices might not be as lucrative for us 
compared to those on desktop and laptop computers. If we fail to optimize our websites cost effectively and improve the monetization 
capabilities of our mobile marketing services, we may not remain competitive, which may negatively affect our business and results of 
operations.

Third-party publishers, strategic partners, vendors, or their respective affiliates may engage in unauthorized or unlawful acts 

that could subject us to significant liability or cause us to lose clients and revenue.

We generate a significant portion of our web visitors from online media that we source directly from our third-party publishers’ 
and strategic partners’ owned and operated websites, as well as indirectly from the affiliates of our third-party publishers and strategic 

15

partners.  We  also  rely  on  third-party  call  centers  and  email  marketers.  Some  of  these  third-parties,  strategic  partners,  vendors,  and 
their  respective  affiliates  are  authorized  to  use  our  clients’  brands,  subject  to  contractual  restrictions.  Any  activity  by  third-party 
publishers,  strategic  partners,  vendors,  or  their  respective  affiliates  which  violates  the  marketing  guidelines  of  our  clients  or  that 
clients view as potentially damaging to their brands (e.g., search engine bidding on client trademarks), whether or not permitted by our 
contracts  with  our  clients,  could  harm  our  relationship  with  the  client  and  cause  the  client  to  terminate  its  relationship  with  us, 
resulting in a loss of revenue. Moreover, because we do not have a direct contractual relationship with the affiliates of our third-party 
publishers and strategic partners, we may not be able to monitor the compliance activity of such affiliates. If we are unable to cause 
our  third-party  publishers  and  strategic  partners  to  monitor  and  enforce  our  clients’  contractual  restrictions  on  such  affiliates,  our 
clients may terminate their relationships with us or decrease their marketing budgets with us. In addition, we may also face liability for 
any  failure  of  our  third-party  publishers,  strategic  partners,  vendors  or  their  respective  affiliates  to  comply  with  regulatory 
requirements,  as  further  described  in  the  risk  factor  beginning,  “Negative  changes  in  the  market  conditions  and  the  regulatory 
environment have had in the past, and may in the future have, a material and adverse impact on our revenue, business, and growth.”

The law is unsettled on the extent of liability that an advertiser in our position has for the activities of third-party publishers, 
strategic  partners,  or  vendors.  Department  of  Education  regulations  impose  liability  on  our  education  clients  for  misrepresentations 
made  by  their  marketing  service  providers.  In  addition,  certain  of  our  contracts  impose  liability  on  us,  including  indemnification 
obligations, for the acts of our third-party publishers, strategic partners, or vendors. We could be subject to costly litigation and, if we 
are  unsuccessful  in  defending  ourselves,  we  could  incur  damages  for  the  unauthorized  or  unlawful  acts  of  third-party  publishers, 
strategic partners, or vendors.

We  rely  on  our  management  team  and  other  key  employees,  and  the  loss  of  one  or  more  key  employees  could  harm  our 

business.

Our success and future growth depend upon the continued services of our management team, including Douglas Valenti, Chief 
Executive  Officer,  and  other  key  employees  in  all  areas  of  our  organization.  From  time  to  time,  there  may  be  changes  in  our  key 
employees resulting from the hiring or departure of executives and employees, which could disrupt our business. We have experienced 
declines in our business and a depressed stock price, making our equity and cash incentive compensation programs less attractive to 
current  and  potential  key  employees.  If  we  lose  the  services  of  key  employees  or  if  we  are  unable  to  attract  and  retain  additional 
qualified employees, our business and growth could suffer.

We  rely  on  certain  advertising  agencies  for  the  purchase  of  various  advertising  and  marketing  services  on  behalf  of  their 

clients. Such agencies may have or develop high-risk credit profiles, which may result in credit risk to us.

A portion of our client business is sourced through advertising agencies and, in many cases, we contract with these agencies and 
not directly with the underlying client. Contracting with these agencies subjects us to greater credit risk than where we contract with 
clients directly. In many cases, agencies are not required to pay us unless and until they are paid by the underlying client. In addition, 
many agencies are thinly capitalized and have or may develop high-risk credit profiles. This credit risk may vary depending on the 
nature of an agency’s aggregated client base. If an agency were to become insolvent, or if an underlying client did not pay the agency, 
we may be required to write off account receivables as bad debt. Any such write-offs could have a materially negative effect on our 
results of operations for the periods in which the write-offs occur.

Damage to our reputation could harm our business, financial condition and results of operations.

Our business is dependent on attracting a large number of visitors to our owned and operated and our third-party publishers’ 
websites  and  providing  leads,  inquiries,  clicks,  calls,  applications,  and  customers  to  our  clients,  which  depends  in  part  on  our 
reputation within the industry and with our clients. Certain other companies within our industry have in the past, engaged in activities 
that others may view as unlawful or inappropriate. These activities by third-parties, such as spyware or deceptive promotions, may be 
seen as characteristic of participants in our industry and may therefore harm the reputation of all participants in our industry, including 
us.

Our  ability  to  attract  visitors  and,  thereby,  potential  customers  to  our  clients,  also  depends  in  part  on  our  clients  providing 
competitive levels of customer service, responsiveness and prices to such visitors. If our clients do not provide competitive levels of 
service to visitors, our reputation and therefore our ability to attract additional clients and visitors could be harmed.

In addition, from time to time, we may be subject to investigations, inquiries or litigation by various regulators, which may harm 
our reputation regardless of the outcome of any such action. For example, in 2012 we responded to a civil investigation conducted by 
the  attorneys  general  of  a  number  of  states  into  certain  of  our  marketing  and  business  practices  resulting  in  us  entering  into  an 
Assurance of Voluntary Compliance agreement. Negative perceptions of our business may result in additional regulation, enforcement 

16

actions by the government and increased litigation, or harm our ability to attract or retain clients, third-party publishers or strategic 
partners, any of which may affect our business and result in lower revenue.

We  also  believe  that  building  brand  awareness  is  important  to  achieving  increased  demand  for  certain  of  our  products  and 
services. Accordingly, we have dedicated, and expect to continue to dedicate, significant operating capital and resources to building 
brand awareness, which may not be successful. Our failure to build brand awareness may adversely affect our ability to attract and 
retain clients in a cost-effective manner and as a result, our business, financial condition and results of operations.

Any damage to our reputation, including from publicity from legal proceedings against us or companies that work within our 
industry,  governmental  proceedings,  consumer  class  action  litigation,  or  the  disclosure  of  information  security  breaches  or  private 
information misuse, could adversely affect our business, financial condition and results of operations.

If we do not effectively manage any future growth or if we are not able to scale our products quickly enough to meet our clients’ 

needs, our operating performance will suffer and we may lose clients.

We have experienced growth in our operations and operating locations during certain periods of our history. This growth has 
placed,  and  any  future  growth  will  continue  to  place,  significant  demands  on  our  management  and  our  operational  and  financial 
infrastructure. Growth, if any, may make it more difficult for us to accomplish the following:

•

•

•

•

successfully scaling our technology to accommodate a larger business and integrate acquisitions;

maintaining our standing with key vendors, including Internet search companies and third-party publishers;

maintaining our client service standards; and

developing  and  improving  our  operational,  financial  and  management  controls  and  maintaining  adequate  reporting 
systems and procedures.

Our future success depends in part on the efficient performance of our software and technology infrastructure. As the numbers 
of  websites  and  Internet  users  increase,  our  technology  infrastructure  may  not  be  able  to  meet  the  increased  demand.  Unexpected 
constraints on our technology infrastructure could lead to slower website response times or system failures and adversely affect the 
availability of websites and the level of user responses received, which could result in the loss of clients or revenue or harm to our 
business and results of operations.

In  addition,  our  personnel,  systems,  procedures,  and  controls  may  be  inadequate  to  support  our  future  operations.  The 
improvements required to manage growth may require us to make significant expenditures, expand, train and manage our employee 
base,  and  reallocate  valuable  management  resources.  We  may  spend  substantial  amounts  to  purchase  or  lease  data  centers  and 
equipment, upgrade our technology and network infrastructure to handle increased traffic on our owned and operated websites and roll 
out  new  products  and  services.  This  expansion  could  be  expensive  and  complex  and  could  result  in  inefficiencies  or  operational 
failures.  If  we  do  not  implement  this  expansion  successfully,  or  if  we  experience  inefficiencies  and  operational  failures  during  its 
implementation, the quality of our products and services and our users’ experience could decline. This could damage our reputation 
and cause us to lose current and potential users and clients. The costs associated with these adjustments to our architecture could harm 
our operating results. Accordingly, if we fail to effectively manage any future growth, our operating performance will suffer, and we 
may lose clients, key vendors and key personnel.

Interruption or failure of our information technology and communications systems could impair our ability to effectively deliver 

our services, which could cause us to lose clients and harm our results of operations.

Our delivery of marketing and media services depends on the continuing operation of our technology infrastructure and systems. 
Any  damage  to  or  failure  of  our  systems  could  result  in  interruptions  in  our  ability  to  deliver  offerings  quickly  and  accurately  or 
process  visitors’  responses  emanating  from  our  various  web  presences.  Interruptions  in  our  service  could  reduce  our  revenue  and 
profits, and our reputation could be damaged if users or clients perceive our systems to be unreliable. Our systems and operations are 
vulnerable  to  damage  or  interruption  from  earthquakes,  terrorist  attacks,  floods,  fires,  power  loss,  break-ins,  hardware  or  software 
failures, telecommunications failures, cyber attacks, computer viruses or other attempts to harm our systems, and similar events. If we 
or  third-party  data  centers  that  we  utilize  were  to  experience  a  major  power  outage,  we  would  have  to  rely  on  back-up  generators. 
These  back-up  generators  may  not  operate  properly  through  a  major  power  outage  and  their  fuel  supply  could  also  be  inadequate 
during  a  major  power  outage  or  disruptive  event.  Furthermore,  we  do  not  currently  have  backup  generators  at  our  Foster  City, 
California  headquarters.  Information  systems  such  as  ours  may  be  disrupted  by  even  brief  power  outages,  or  by  the  fluctuations  in 
power resulting from switches to and from back-up generators. This could give rise to obligations to certain of our clients which could 
have an adverse effect on our results of operations for the period of time in which any disruption of utility services to us occurs.

17

Our primary data center is at a third-party co-location center in San Francisco, California. All of the critical components of the 
system  are  redundant  and  we  have  a  backup  data  center  in  Las  Vegas,  Nevada.  We  have  implemented  these  backup  systems  and 
redundancies to minimize the risk associated with earthquakes, fire, power loss, telecommunications failure, and other events beyond 
our control; however, these backup systems may fail or may not be adequate to prevent losses.

Any  unscheduled  interruption  in  our  service  would  result  in  an  immediate  loss  of  revenue.  If  we  experience  frequent  or 
persistent  system  failures,  the  attractiveness  of  our  technologies  and  services  to  clients  and  third-party  publishers  could  be 
permanently  harmed.  The  steps  we  have  taken  to  increase  the  reliability  and  redundancy  of  our  systems  are  expensive,  reduce  our 
operating margin and may not be successful in reducing the frequency or duration of unscheduled interruptions.

Acquisitions,  investments  and  divestitures  could  complicate  operations,  or  could  result  in  dilution  and  other  harmful 

consequences that may adversely impact our business and results of operations.

Acquisitions  have  historically  been  an  important  element  of  our  overall  corporate  strategy  and  use  of  capital.  Any  future 
acquisitions, investments or divestitures could be material to our financial condition and results of operations. We may evaluate and 
enter  into  discussions  regarding  a  wide  array  of  potential  strategic  transactions.  The  process  of  integrating  an  acquired  company, 
business  or  technology  has  created,  and  will  continue  to  create,  unforeseen  operating  difficulties  and  expenditures.  Our  failure  to 
address these risks or other problems encountered in connection with our past or future acquisitions and investments could cause us to 
fail  to  realize  the  anticipated  benefits  of  such  acquisitions  or  investments,  incur  unanticipated  liabilities  and  harm  our  business 
generally.

Future acquisitions could also result in dilutive issuances of our equity securities, the incurrence of debt, contingent liabilities, 
amortization expense, impairment of goodwill or restructuring charges, any of which could harm our financial condition or results. 
Also, the anticipated benefit of many of our acquisitions may not materialize. In connection with a disposition of assets or a business, 
we may agree to provide indemnification for certain potential liabilities or retain certain liabilities or obligations, which may adversely 
impact our financial condition or results. 

We rely on call centers, Internet and data center providers, and other third-parties for key aspects of the process of providing 
services to our clients, and any failure or interruption in the services and products provided by these third-parties could harm our 
business.

We  rely  on  internal  and  third-party  call  centers  as  well  as  third-party  vendors,  data  centers  and  Internet  providers. 
Notwithstanding disaster recovery and business continuity plans and precautions instituted to protect our clients and us from events 
that could interrupt delivery of services, there is no guarantee that such interruptions would not result in a prolonged interruption in 
our ability to provide services to our clients. Any temporary or permanent interruption in the services provided by our call centers or 
third-party providers could significantly harm our business.

In  addition,  any  financial  or  other  difficulties  our  third-party  providers  face  may  have  negative  effects  on  our  business,  the 
nature and extent of which we cannot predict. We exercise little control over our third-party vendors, which increases our vulnerability 
to problems with the services they provide. We license technology and related databases from third-parties to facilitate analysis and 
storage of data and delivery of offerings. We have experienced interruptions and delays in service and availability for data centers, 
bandwidth and other technologies in the past. Any errors, failures, interruptions or delays experienced in connection with these third-
party technologies and services could adversely affect our business and could expose us to liabilities to third-parties.

We may need additional capital in the future to meet our financial obligations and to pursue our business objectives. Additional 
capital may not be available or may not be available on favorable terms and our business and financial condition could therefore 
be adversely affected.

In June 2017, our revolving loan facility expired. While we anticipate that our existing cash and cash equivalents and cash we 
expect to generate from future operations will be sufficient to fund our operations for at least the next 12 months, we may need to raise 
additional  capital,  including  debt  capital,  to  fund  operations  in  the  future  or  to  finance  acquisitions.  If  we  seek  to  raise  additional 
capital  in  order  to  meet  various  objectives,  including  developing  future  technologies  and  services,  increasing  working  capital, 
acquiring businesses, and responding to competitive pressures, capital may not be available on favorable terms or may not be available 
at all. Lack of sufficient capital resources could significantly limit our ability to take advantage of business and strategic opportunities. 
Any additional capital raised through the sale of equity or debt securities with an equity component would dilute our stock ownership. 
If adequate additional funds are not available, we may be required to delay, reduce the scope of, or eliminate material parts of our 
business strategy, including potential additional acquisitions or development of new technologies.

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Our  quarterly  revenue  and  results  of  operations  may  fluctuate  significantly  from  quarter  to  quarter  due  to  fluctuations  in 

advertising spending, including seasonal and cyclical effects.

In  addition  to  other  factors  that  cause  our  results  of  operations  to  fluctuate,  results  are  also  subject  to  significant  seasonal 
fluctuation.  In  particular,  our  quarters  ending  December  31  (our  second  fiscal  quarter)  are  typically  characterized  by  seasonal 
weakness. During that quarter, there is generally lower availability of lead supply from some forms of media during the holiday period 
on a cost effective basis and some of our clients have lower budgets. In our quarters ending March 31 (our third fiscal quarter), this 
trend generally reverses with better lead availability and often new budgets at the beginning of the year for our clients with fiscal years 
ending December 31. Moreover, our lending clients’ businesses are subject to seasonality. For example, our clients that offer mortgage 
products  are  historically  subject  to  seasonal  trends.  These  trends  reflect  the  general  patterns  of  the  mortgage  industry  and  housing 
sales, which typically peak in the spring and summer seasons. Other factors affecting our lending clients’ businesses include macro 
factors  such  as  credit  availability,  the  strength  of  the  economy  and  employment.  Any  of  the  foregoing  seasonal  trends,  or  the 
combination of them, may negatively impact our quarterly revenue and results of operations. 

Furthermore, advertising spend on the Internet, similar to traditional media, tends to be cyclical and discretionary as a result of 
factors beyond our control, including budgetary constraints and buying patterns of clients, as well as economic conditions affecting the 
Internet and media industry. For example, weather and other events have in the past, led to short-term increases in insurance industry 
client loss ratios, which in turn led to decreased client spend on online performance marketing. In addition, inherent industry specific 
risks (e.g., Insurance industry loss ratios and cutbacks) and poor macroeconomic conditions as well as other short-term events could 
decrease  our  clients’  advertising  spending  and  thereby  have  a  material  adverse  effect  on  our  business,  financial  condition,  and 
operating results.

If  the  market  for  online  marketing  services  fails  to  continue  to  develop,  our  success  may  be  limited,  and  our  revenue  may 

decrease.

The online marketing services market is relatively new and rapidly evolving, and it uses different measurements from traditional 
media to gauge its effectiveness. Some of our current or potential clients have little or no experience using the Internet for advertising 
and  marketing  purposes  and  have  allocated  only  limited  portions  of  their  advertising  and  marketing  budgets  to  the  Internet.  The 
adoption  of  online  marketing,  particularly  by  those  companies  that  have  historically  relied  upon  traditional  media  for  advertising, 
requires the acceptance of a new way of conducting business, exchanging information and evaluating new advertising and marketing 
technologies and services.

In particular, we are dependent on our clients’ adoption of new metrics to measure the success of online marketing campaigns 
with which they may not have prior experience. Certain of our metrics are subject to inherent challenges in measurement, and real or 
perceived inaccuracies in such metrics may harm our reputation and negatively affect our business. We present key metrics such as 
cost-per-click,  cost-per-lead  and  cost-per-acquisition,  some  of  which  are  calculated  using  internal  data.  We  periodically  review  and 
refine some of our methodologies for monitoring, gathering, and calculating these metrics. While our metrics are based on what we 
believe to be reasonable measurements and methodologies, there are inherent challenges in deriving our metrics. In addition, our user 
metrics  may  differ  from  estimates  published  by  third-parties  or  from  similar  metrics  of  our  competitors  due  to  differences  in 
methodology. If clients or publishers do not perceive our metrics to be accurate, or if we discover material inaccuracies in our metrics, 
it could negatively affect our business model and current or potential clients’ willingness to adopt our metrics.

We may also experience resistance from traditional advertising agencies who may be advising our clients. We cannot assure you 
that the market for online marketing services will continue to grow. If the market for online marketing services fails to continue to 
develop or develops more slowly than we anticipate, the success of our business may be limited, and our revenue may decrease.

If we do not adequately protect our intellectual property rights, our competitive position and business may suffer.

Our  ability  to  compete  effectively  depends  upon  our  proprietary  systems  and  technology.  We  rely  on  patent,  trade  secret, 
trademark  and  copyright  law,  confidentiality  agreements,  and  technical  measures  to  protect  our  proprietary  rights.  We  enter  into 
confidentiality agreements with our employees, consultants, independent contractors, advisors, client vendors, and publishers. These 
agreements  may  not  effectively  prevent  unauthorized  disclosure  of  confidential  information  or  unauthorized  parties  from  copying 
aspects  of  our  services  or  obtaining  and  using  our  proprietary  information.  Further,  these  agreements  may  not  provide  an  adequate 
remedy  in  the  event  of  unauthorized  disclosures  or  uses,  and  we  cannot  assure  you  that  our  rights  under  such  agreements  will  be 
enforceable.  Effective  patent,  trade  secret,  copyright,  and  trademark  protection  may  not  be  available  in  all  countries  where  we 
currently operate or in which we may operate in the future. Some of our systems and technologies are not covered by any copyright, 
patent or patent application. We cannot guarantee that: (i) our intellectual property rights will provide competitive advantages to us; 
(ii) our  ability  to  assert  our  intellectual  property  rights  against  potential  competitors  or  to  settle  current  or  future  disputes  will  be 
effective;  (iii) our  intellectual  property  rights  will  be  enforced  in  jurisdictions  where  competition  may  be  intense  or  where  legal 

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protection may be weak; (iv) any of the patent, trademark, copyright, trade secret or other intellectual property rights that we presently 
employ  in  our  business  will  not  lapse  or  be  invalidated,  circumvented,  challenged,  or  abandoned;  (v) competitors  will  not  design 
around our protected systems and technology; or (vi) that we will not lose the ability to assert our intellectual property rights against 
others.

We have from time to time become aware of third-parties who we believe may have infringed our intellectual property rights. 
Such  infringement  or  infringement  of  which  we  are  not  yet  aware  could  reduce  our  competitive  advantages  and  cause  us  to  lose 
clients,  third-party  publishers  or  could  otherwise  harm  our  business.  Policing  unauthorized  use  of  our  proprietary  rights  can  be 
difficult  and  costly.  Litigation,  while  it  may  be  necessary  to  enforce  or  protect  our  intellectual  property  rights,  could  result  in 
substantial  costs  and  diversion  of  resources  and  management  attention  and  could  adversely  affect  our  business,  even  if  we  are 
successful on the merits. In addition, others may independently discover trade secrets and proprietary information, and in such cases 
we could not assert any trade secret rights against such parties.

Third-parties  may  sue  us  for  intellectual  property  infringement,  which,  even  if  unsuccessful,  could  require  us  to  expend 

significant costs to defend or settle.

We  cannot  be  certain  that  our  internally  developed  or  acquired  systems  and  technologies  do  not  and  will  not  infringe  the 
intellectual property rights of others. In addition, we license content, software and other intellectual property rights from third-parties 
and may be subject to claims of infringement if such parties do not possess the necessary intellectual property rights to the products 
they license to us.

In addition, we have in the past, and may in the future, be subject to legal proceedings and claims that we have infringed the 
patents  or  other  intellectual  property  rights  of  third-parties.  These  claims  sometimes  involve  patent  holding  companies  or  other 
adverse  patent  owners  who  have  no  relevant  product  revenue  and  against  whom  our  own  intellectual  property  rights,  if  any,  may 
therefore  provide  little  or  no  deterrence.  For  example,  in  December  2012,  Internet  Patents  Corporation  (“IPC”)  filed  a  patent 
infringement lawsuit against us in the Northern District of California alleging that some of our websites infringe a patent held by IPC. 
IPC  is  a  non-practicing  entity  that  relies  on  asserting  its  patents  as  its  primary  source  of  revenue.  In  addition,  third-parties  have 
asserted  and  may  in  the  future  assert  intellectual  property  infringement  claims  against  our  clients,  and  we  have  agreed  in  certain 
circumstances  to  indemnify  and  defend  against  such  claims.  Any  intellectual  property-related  infringement  claims,  whether  or  not 
meritorious and regardless of the outcome of the litigation, could result in costly litigation, could divert management resources and 
attention and could cause us to change our business practices. Should we be found liable for infringement, we may be required to enter 
into  licensing  agreements,  if  available  on  acceptable  terms  or  at  all,  pay  substantial  damages,  or  limit  or  curtail  our  systems  and 
technologies. Moreover, we may need to redesign some of our systems and technologies to avoid future infringement liability. Any of 
the foregoing could prevent us from competing effectively and increase our costs.

Additionally,  the  laws  relating  to  use  of  trademarks  on  the  Internet  are  unsettled,  particularly  as  they  apply  to  search  engine 
functionality.  For  example,  other  Internet  marketing  and  search  companies  have  been  sued  for  trademark  infringement  and  other 
intellectual property-related claims for displaying ads or search results in response to user queries that include trademarked terms. The 
outcomes  of  these  lawsuits  have  differed  from  jurisdiction  to  jurisdiction.  We  may  be  subject  to  trademark  infringement,  unfair 
competition, misappropriation or other intellectual property-related claims which could be costly to defend and result in substantial 
damages or otherwise limit or curtail our activities, and therefore adversely affect our business or prospects.

Limitations  on  our  ability  to  collect  and  use  data  derived  from  user  activities,  as  well  as  new  technologies  that  block  our 
ability to deliver Internet-based advertising, could significantly diminish the value of our services and have an adverse effect on 
our ability to generate revenue.

When a user visits our websites, we use technologies, including “cookies,” to collect information such as the user’s IP address 
and the user’s past responses to our offerings. We also have relationships with data partners that collect and provide us with user data. 
We  access  and  analyze  this  information  in  order  to  determine  the  effectiveness  of  a  marketing  campaign  and  to  determine  how  to 
modify  the  campaign.  The  use  of  cookies  is  the  subject  of  litigation,  regulatory  scrutiny  and  industry  self-regulatory  activities, 
including the discussion of “do-not-track” technologies and guidelines.

Additionally, users are able to block or delete cookies from their browser. Periodically, certain of our clients and publishers seek 
to  prohibit  or  limit  our  collection  or  use  of  data  derived  from  the  use  of  cookies.  Technologies,  tools,  software  and  applications 
(including new and enhanced web browsers) have been developed, and are likely to continue to be developed, that can block or allow 
users  to  opt  out  of  display,  search,  and  Internet-based  advertising  and  content,  delete  or  block  the  cookies  used  to  deliver  such 
advertising,  or  shift  the  location  in  which  advertising  appears  on  pages  so  that  our  advertisements  do  not  show  up  in  the  most 
monetizable  places  on  our  pages  or  are  obscured.  As  a  result,  the  adoption  of  such  technologies,  tools,  software,  and  applications 

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could reduce the number of display and search advertisements that we are able to deliver and/or our ability to deliver Internet-based 
advertising and this, in turn, could reduce our results of operations.

Interruptions,  failures  or  defects  in  our  data  collection  systems,  as  well  as  privacy  concerns  and  regulatory  changes  or 
enforcement actions affecting our or our data partners’ ability to collect user data, could also limit our ability to analyze data from, and 
thereby  optimize,  our  clients’  marketing  campaigns.  If  our  access  to  data  is  limited  in  the  future,  we  may  be  unable  to  provide 
effective technologies and services to clients and we may lose clients and revenue.

If  we  fail  to  maintain  proper  and  effective  internal  controls,  our  ability  to  produce  accurate  financial  statements  on  a  timely 

basis or effectively prevent fraud could be impaired, which would adversely affect our ability to operate our business.

In  order  to  comply  with  the  Sarbanes-Oxley  Act  of  2002  (“SOX  Act”),  our  management  is  responsible  for  establishing  and 
maintaining adequate internal control over financial reporting to provide reasonable assurance regarding the reliability of our financial 
reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles 
in the United States. We may in the future discover areas of our internal financial and accounting controls and procedures that need 
improvement.  Our  internal  control  over  financial  reporting  will  not  prevent  or  detect  all  error  and  all  fraud.  A  control  system,  no 
matter how well designed and operated, can provide only reasonable, not absolute, assurance that the control system’s objectives will 
be met. All control systems have inherent limitations, and, accordingly, no evaluation of controls can provide absolute assurance that 
misstatements due to error or fraud will not occur or that all control issues and instances of fraud will be detected. If we are unable to 
maintain proper and effective internal controls, we may not be able to produce accurate financial statements on a timely basis, which 
could adversely affect our ability to operate our business and could result in regulatory action.

We have identified material weaknesses in our internal control over financial reporting in both fiscal years 2017 and 2016. If 
we  fail  to  remediate  the  material  weakness  we  identified  in  fiscal  year  2017,  or  if  our  remedial  measures  do  not  continue  to  be 
sufficient to address the material weakness we identified in fiscal year 2016 and subsequently remediated in fiscal year 2017, or if 
we identify additional material weaknesses in the future or otherwise fail to maintain an effective system of internal control over 
financial reporting, the accuracy and timeliness of our financial reporting may be adversely affected.

We  must  maintain  effective  internal  control  over  financial  reporting  in  order  to  accurately  and  timely  report  our  results  of 
operations  and  financial  condition.  In  addition,  the  SOX  Act  requires,  among  other  things,  that  we  assess  the  effectiveness  of  our 
internal control over financial reporting as of the end of our fiscal year, and the effectiveness of our disclosure controls and procedures 
quarterly. If we are not able to comply with the requirements of the SOX Act in a timely manner, the market price of our stock could 
decline and we could be subject to sanctions or investigations by the NASDAQ, the SEC or other regulatory authorities, which would 
diminish investor confidence in our financial reporting and require additional financial and management resources, each of which may 
adversely affect our business and operating results. 

For the last two fiscal years, we have identified material weaknesses in our internal control over financial reporting. A material 
weakness is a deficiency, or combination of deficiencies, in internal control over financial reporting such that there is a reasonable 
possibility  that  a  material  misstatement  of  our  annual  or  interim  financial  statements  will  not  be  prevented  or  detected  on  a  timely 
basis.  Most  recently,  as  described  in  Item  9A  in  Part  II  of  this  Annual  Report  on  Form  10-K,  as  of  June  30,  2017,  we  disclosed  a 
material weakness in internal control over financial reporting over the completeness and accuracy of the accounting for non-standard 
revenue  credits.  Specifically,  our  internal  controls  did  not  identify  non-standard  revenue  credits  authorized  but  not  timely 
communicated to finance to ensure proper accounting evaluation. As a result, during the fourth quarter of 2017, we identified a non-
standard revenue credit that was not accounted for in the correct period.

In  connection  with  the  preparation  of  our  consolidated  financial  statements  for  fiscal  year  2016,  we  identified  a  material 
weakness in our internal control over financial reporting over the accuracy of the accounting for stock-based compensation expense 
for market-based restricted stock units. We have remediated this material weakness as of June 30, 2017. However, we cannot assure 
you that the measures we have taken to date will be sufficient to identify or prevent future material weaknesses.

Furthermore,  we  cannot  assure  you  that  we  have  identified  all,  or  that  we  will  not  in  the  future  have  additional,  material 
weaknesses. Material weaknesses may still exist when we report on the effectiveness of our internal control over financial reporting as 
required by the reporting requirements under Section 404 of the SOX Act. The standards required for a Section 404 assessment under 
the SOX Act may in the future require us to implement additional corporate governance practices and adhere to additional reporting 
requirements.  These  stringent  standards  require  that  our  audit  committee  be  advised  and  regularly  updated  on  management’s 
assessment of internal control over financial reporting. Our management may not be able to effectively and timely implement controls 
and  procedures  that  adequately  respond  to  the  increased  regulatory  compliance  and  reporting  requirements  that  are  or  will  be 
applicable  to  us  as  a  public  company.  If  we  fail  to  maintain  effective  internal  control  over  financial  reporting,  our  business  and 

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reputation may be harmed and our stock price may decline. Furthermore, investor perceptions of us may be adversely affected which 
could cause a decline in the market price of our common stock.

As a creator and a distributor of Internet content, we face potential liability and expenses for legal claims based on the nature 
and  content  of  the  materials  that  we  create  or  distribute,  including  materials  provided  by  our  clients.  If  we  are  required  to  pay 
damages or expenses in connection with these legal claims, our results of operations and business may be harmed.

We  display  original  content  and  third-party  content  on  our  websites  and  in  our  marketing  messages.  In  addition,  our  clients 
provide us with advertising creative and financial information (e.g., insurance premium or credit card interest rates) that we display on 
our owned and operated websites and our third-party publishers’ websites. As a result, we face potential liability based on a variety of 
claims,  including  defamation,  negligence,  deceptive  advertising  (including  Department  of  Education  regulations  regarding 
misrepresentation in education marketing and Federal Trade Commission regulations), copyright or trademark infringement. We are 
also  exposed  to  risk  that  content  provided  by  third-parties  or  clients  is  inaccurate  or  misleading,  and  for  material  posted  to  our 
websites  by  users  and  other  third-parties.  These  claims,  whether  brought  in  the  United  States  or  abroad,  could  divert  our 
management’s  time  and  attention  away  from  our  business  and  result  in  significant  costs  to  investigate,  defend,  and  respond  to 
investigative demands, regardless of the merit of these claims. In addition, if we become subject to these types of claims and are not 
successful in our defense, we may be forced to pay substantial damages.

We face additional risks in conducting business in international markets.

We have entered into certain international markets and may enter into additional international markets in the future, including 
through acquisitions. We have limited experience in marketing, selling and supporting our services outside of the United States, and 
we may not be successful in introducing or marketing our services abroad. For example, in fiscal year 2015, we acquired a company 
specializing in online marketing to financial services clients in Brazil. While we already have a foothold in the Brazilian education 
market, our expansion into the financial services market in Brazil is new and as such, we cannot guarantee that we will achieve the 
same success as we have in the United States with the Brazilian education market.

There are risks and challenges inherent in conducting business in international markets, such as:

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adapting our technologies and services to foreign clients’ preferences and customs;

successfully  navigating  foreign  laws  and  regulations,  including  marketing,  privacy  regulations,  employment  and  labor 
regulations;

changes in foreign political and economic conditions;

tariffs and other trade barriers, fluctuations in currency exchange rates and potentially adverse tax consequences;

language barriers or cultural differences;

reduced or limited protection for intellectual property rights in foreign jurisdictions;

difficulties and costs in staffing, managing or overseeing foreign operations;

education of potential clients who may not be familiar with online marketing;

challenges in collecting accounts receivables; and

successfully interpreting and complying with the U.S. Foreign Corrupt Practices Act and similar foreign anti-bribery laws, 
particularly when operating in countries with varying degrees of governmental corruption.

If we are unable to successfully expand and market our services abroad, our business and future growth may be harmed, and we 

may incur costs that may not lead to future revenue.

We  may  be  required  to  record  a  significant  charge  to  earnings  if  our  goodwill,  intangible  assets,  or  investments  become 

impaired.

We continue to have a substantial amount of goodwill and purchased intangible assets on our consolidated balance sheet as a 
result  of  historical  acquisitions.  The  carrying  value  of  goodwill  represents  the  fair  value  of  an  acquired  business  in  excess  of 
identifiable  assets  and  liabilities  as  of  the  acquisition  date.  The  carrying  value  of  intangible  assets  with  identifiable  useful  lives 
represents the fair value of relationships, content, domain names, acquired technology, among others, as of the acquisition date, and 
are amortized based on their economic lives. The carrying value of our investment represents the fair value at acquisition date. We are 
required  to  evaluate  our  intangible  assets  and  investments  for  impairment  when  events  or  changes  in  circumstances  indicate  the 

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carrying  value  may  not  be  recoverable.  Goodwill  that  is  expected  to  contribute  indefinitely  to  our  cash  flows  is  not  amortized,  but 
must be evaluated for impairment at least annually. If necessary, a quantitative test is performed to compare the carrying value of the 
asset  to  its  estimated  fair  value,  as  determined  based  on  a  discounted  cash  flow  approach,  or  when  available  and  appropriate,  to 
comparable  market  values.  If  the  carrying  value  of  the  asset  exceeds  its  current  fair  value,  the  asset  is  considered  impaired  and  its 
carrying value is reduced to fair value through a non-cash charge to earnings. Events and conditions that could result in impairment of 
our  goodwill  and  intangible  assets  include  adverse  changes  in  the  regulatory  environment,  a  reduced  market  capitalization  or  other 
factors leading to reduction in expected long-term growth or profitability. Events and conditions that could lead to an impairment of 
our investment include a prolonged period of decline in its operating performance and financial condition or adverse changes in the 
regulatory environment or market conditions in which it operates. 

Goodwill  impairment  analysis  and  measurement  is  a  process  that  requires  significant  judgment.  Our  stock  price  and  any 
estimated  control  premium  are  factors  affecting  the  assessment  of  the  fair  value  of  our  underlying  reporting  units  for  purposes  of 
performing  any  goodwill  impairment  assessment.  For  example,  our  public  market  capitalization  sustained  a  decline  after 
December 31, 2012 and June 30, 2014 to a value below the net book carrying value of our equity, triggering the need for a goodwill 
impairment  analysis.  As  a  result  of  our  goodwill  impairment  analysis,  we  recorded  a  goodwill  impairment  charge  in  those  periods. 
Additionally,  in  the  third  quarter  of  fiscal  year  2016,  our  stock  price  experienced  volatility  and  our  public  market  capitalization 
decreased to a value below the net book carrying value of our equity, triggering the need for an interim impairment test. While no 
impairment  was  recorded  as  a  result  of  the  interim  impairment  test,  it  is  possible  that  another  material  change  could  occur  in  the 
future. We will continue to conduct impairment analyses of our goodwill on an annual basis, unless indicators of possible impairment 
arise  that  would  cause  a  triggering  event,  and  we  would  be  required  to  take  additional  impairment  charges  in  the  future  if  any 
recoverability assessments reflect estimated fair values that are less than our recorded values. Further impairment charges with respect 
to our goodwill could have a material adverse effect on our financial condition and results of operations.

We could lose clients if we fail to detect click-through or other fraud on advertisements in a manner that is acceptable to our 

clients.

We are exposed to the risk of fraudulent clicks or actions on our websites or our third-party publishers’ websites, which could 
lead our clients to become dissatisfied with our campaigns, and in turn, lead to loss of clients and related revenue. Click-through fraud 
occurs when an individual clicks on an ad displayed on a website, or an automated system is used to create such clicks, with the intent 
of generating the revenue-share payment to the publisher rather than viewing the underlying content. Action fraud occurs when online 
lead forms are completed with false or fictitious information in an effort to increase a publisher’s compensable actions. From time to 
time, we have experienced fraudulent clicks or actions. We do not charge our clients for fraudulent clicks or actions when they are 
detected, and such fraudulent activities could negatively affect our profitability or harm our reputation. If fraudulent clicks or actions 
are not detected, the affected clients may experience a reduced return on their investment in our marketing programs, which could lead 
the clients to become dissatisfied with our campaigns, and in turn, lead to loss of clients and related revenue. Additionally, from time 
to time, we have had to, and in the future may have to, terminate relationships with publishers whom we believed to have engaged in 
fraud. Termination of such relationships entails a loss of revenue associated with the legitimate actions or clicks generated by such 
publishers.

As a public company, we are subject to compliance initiatives that require substantial time from our management and result in 

significantly increased costs that may adversely affect our operating results and financial condition.

The  Securities  Exchange  Act  of  1934,  Sarbanes-Oxley  Act  of  2002,  the  Dodd-Frank  Wall  Street  Reform  and  Consumer 
Protection Act of 2010, and other rules implemented by the SEC and NASDAQ, impose various requirements on public companies, 
including  corporate  governance  practices.  These  and  proposed  corporate  governance  laws  and  regulations  under  consideration  may 
further increase our compliance costs. If compliance with these various legal and regulatory requirements diverts our management’s 
attention  from  other  business  concerns,  it  could  have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of 
operations. These laws and regulations also make it more difficult and more expensive for us to obtain director and officer liability 
insurance, and we may be required to accept reduced policy limits and coverage or incur substantially higher costs to obtain the same 
or  similar  coverage  than  available  to  a  private  company.  As  a  result,  it  may  be  more  difficult  for  us  to  attract  and  retain  qualified 
individuals to serve on our board of directors, on committees of our board of directors, or as executive officers.

Risks Related to the Ownership of Our Common Stock

Our stock price has been volatile and may continue to fluctuate significantly in the future, which may lead to you not being able 
to  resell  shares  of  our  common  stock  at  or  above  the  price  you  paid,  delisting,  securities  litigation  or  hostile  or  otherwise 
unfavorable takeover offers.

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The trading price of our common stock has been volatile since our initial public offering and may continue to be subject to wide 
fluctuations in response to various factors, some of which are beyond our control. These factors include those discussed in this “Risk 
Factors” section of this report and other factors such as:

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our ability to grow our revenues and adjusted EBITDA margin and to manage any such growth effectively;

changes in earnings estimates or recommendations by securities analysts;

announcements about our revenue, earnings or other financial results that are not in line with analyst expectations;

geopolitical and world economic conditions;

our ability to find, develop or retain high quality targeted media on a cost effective basis;

relatively low trading volume in our stock, which creates inherent volatility regardless of factors related to our business 
performance or prospects;

the  sale  of,  or  indication  of  the  intent  to  sell,  substantial  amounts  of  our  common  stock  by  our  directors,  officers  or 
substantial shareholders;

stock repurchase programs;

announcements by us or our competitors of new services, significant contracts, commercial relationships, acquisitions or 
capital commitments;

our commencement of, involvement in, or a perceived threat of litigation or regulatory enforcement action; and

negative publicity about us, our industry, our clients or our clients’ industries.

In  recent  years,  the  stock  market  in  general,  and  the  market  for  technology  and  Internet-based  companies  in  particular,  has 
experienced extreme price and volume fluctuations that have often been unrelated or disproportionate to the operating performance of 
those  companies.  Broad  market  and  industry  factors  may  seriously  affect  the  market  price  of  our  common  stock,  regardless  of  our 
actual operating performance. As a result of this volatility, you may not be able to sell your common stock at or above the price paid 
for  the  shares.  In  addition,  in  the  past,  following  periods  of  volatility  in  the  overall  market  and  the  market  price  of  a  particular 
company’s securities, securities class action litigation has often been instituted against these companies. Such litigation, if instituted 
against us, could result in substantial costs and a diversion of our management’s attention and resources.

Moreover,  a  low  or  declining  stock  price  may  make  us  attractive  to  hedge  funds  and  other  short-term  investors  which  could 
result in substantial stock price volatility and cause fluctuations in trading volumes for our stock. A relatively low stock price may also 
cause  us  to  become  subject  to  an  unsolicited  or  hostile  acquisition  bid  which  could  result  in  substantial  costs  and  a  diversion  of 
management  attention  and  resources.  In  the  event  that  such  a  bid  is  publicly  disclosed,  it  may  result  in  increased  speculation  and 
volatility in our stock price even if our board of directors decides not to pursue a transaction.

If  securities  or  industry  analysts  do  not  publish  research  or  reports  about  our  business,  or  if  they  issue  an  adverse  opinion 

regarding our stock, our stock price and trading volume could decline.

The trading market for our common stock is influenced by the research and reports that industry or securities analysts publish 
about us, our business or the industries or businesses of our clients. If any of the analysts issue an adverse opinion regarding our stock 
or  if  our  actual  results  do  not  meet  analyst  estimates,  our  stock  price  would  likely  decline.  If  one  or  more  of  these  analysts  ceases 
coverage of our company or fails to publish reports on us regularly, we could lose visibility in the financial markets, which in turn 
could cause our stock price or trading volume to decline.

Our directors and executive officers and their respective affiliates have substantial influence over us and could delay or prevent 

a change in corporate control.

As of June 30, 2017, our directors and executive officers, together with their affiliates, beneficially owned approximately 24% 
of  our  outstanding  common  stock.  As  a  result,  these  stockholders,  acting  together,  have  substantial  influence  over  the  outcome  of 
matters submitted to our stockholders for approval, including the election of directors and any merger, consolidation or sale of all or 
substantially  all  of  our  assets.  In  addition,  these  stockholders,  acting  together,  have  significant  influence  over  the  management  and 
affairs of our company. Accordingly, this concentration of ownership may have the effect of:

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delaying, deferring or preventing a change in corporate control;

impeding a merger, consolidation, takeover or other business combination involving us; or

discouraging a potential acquirer from making a tender offer or otherwise attempting to obtain control of us.

24

We cannot guarantee that our stock repurchase program will be fully consummated or that our stock repurchase program will 
enhance  long-term  stockholder  value,  and  stock  repurchases  could  increase  the  volatility  of  the  price  of  our  stock  and  could 
diminish our cash reserves.

From time to time, our board of directors may authorize a stock repurchase program. The timing and actual number of shares 
repurchased  will  depend  on  a  variety  of  factors  including  the  price,  cash  availability  and  other  market  conditions.  The  stock 
repurchase program could affect the price of our stock and increase volatility and may be suspended or terminated at any time, which 
may result in a decrease in the trading price of our stock. The existence of our stock repurchase program could also cause the price of 
our common stock to be higher than it would be in the absence of such a program and could potentially reduce the market liquidity for 
our common stock. Additionally, repurchases under our stock repurchase program will diminish our cash reserves. There can be no 
assurance  that  any  stock  repurchases  will  enhance  stockholder  value  because  the  market  price  of  our  common  stock  may  decline 
below the levels at which we repurchased such shares. Any failure to repurchase shares after we have announced our intention to do so 
may negatively impact our reputation and investor confidence in us and may negatively impact our stock price. Although our stock 
repurchase  program  is  intended  to  enhance  long-term  stockholder  value,  short-term  stock  price  fluctuations  could  reduce  the 
program’s effectiveness.

Provisions in our charter documents under Delaware law and in contractual obligations could discourage a takeover that 

stockholders may consider favorable and may lead to entrenchment of management.

Our amended and restated certificate of incorporation and bylaws contain provisions that could have the effect of delaying or 

preventing changes in control or changes in our management without the consent of our board of directors. These provisions include:

•

•

•

•

•

•

•

a classified board of directors with three-year staggered terms, which may delay the ability of stockholders to change the 
membership of a majority of our board of directors;

no  cumulative  voting  in  the  election  of  directors,  which  limits  the  ability  of  minority  stockholders  to  elect  director 
candidates;

the exclusive right of our board of directors to elect a director to fill a vacancy created by the expansion of the board of 
directors or the resignation, death or removal of a director, which prevents stockholders from being able to fill vacancies 
on our board of directors;

the ability of our board of directors to issue shares of preferred stock and to determine the price and other terms of those 
shares, including preferences and voting rights, without stockholder approval, which could be used to significantly dilute 
the ownership of a hostile acquirer;

a prohibition on stockholder action by written consent, which forces stockholder action to be taken at an annual or special 
meeting of our stockholders;

the requirement that a special meeting of stockholders may be called only by the chairman of the board of directors, the 
chief executive officer or the board of directors, which may delay the ability of our stockholders to force consideration of 
a proposal or to take action, including the removal of directors; and

advance notice procedures that stockholders must comply with in order to nominate candidates to our board of directors or 
to propose matters to be acted upon at a stockholders’ meeting, which may discourage or deter a potential acquiror from 
conducting a solicitation of proxies to elect the acquiror’s own slate of directors or otherwise attempting to obtain control 
of us.

We  are  also  subject  to  certain  anti-takeover  provisions  under  Delaware  law.  Under  Delaware  law,  a  corporation  may  not,  in 
general, engage in a business combination with any holder of 15% or more of its capital stock unless the holder has held the stock for 
three years or, among other things, the board of directors has approved the transaction.

We do not currently intend to pay dividends on our common stock and, consequently, your ability to achieve a return on your 

investment will depend on appreciation in the price of our common stock.

We have not declared or paid dividends on our common stock and we do not intend to do so in the near term. We currently 
intend to invest our future earnings, if any, to fund our growth. Therefore, you are not likely to receive any dividends on your common 
stock in the near term, and capital appreciation, if any, of our common stock will be your sole source of gain for the foreseeable future.

25

Item 1B.

Unresolved Staff Comments

None.

Item 2.

Properties

Our  principal  executive  offices  are  located  in  a  leased  facility  in  Foster  City,  California,  consisting  of  approximately 
63,998 square feet of office space under a lease that expires in October 2018 with the option to extend the lease term by another two 
years.  This  facility  accommodates  our  principal  engineering,  sales,  marketing,  operations,  finance  and  administrative  activities.  We 
also lease additional facilities to accommodate sales, marketing, and operations throughout the United States. Outside of the United 
States, we also lease facilities to accommodate engineering, sales, marketing, and operations in Brazil and India.

We may add new facilities and expand our existing facilities as we add employees and expand our markets, and we believe that 

suitable additional or substitute space will be available as needed to accommodate any such expansion of our operations.

Item 3.

Legal Proceedings

From time to time, we may become involved in legal proceedings and claims arising in the ordinary course of business. Certain 
of our outstanding legal matters include claims for indeterminate amounts of damages. We record a liability when we believe that it is 
probable  that  a  loss  has  been  incurred  and  the  amount  can  be  reasonably  estimated.  Based  on  our  current  knowledge,  we  do  not 
believe that there is a reasonable possibility that the final outcome of the pending or threatened legal proceedings to which we are a 
party, either individually or in the aggregate, will have a material adverse effect on our future financial results. However, the outcome 
of such legal matters is subject to significant uncertainties.

Item 4.

Mine Safety Disclosures

Not Applicable.

26

Item 5.

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

The following table shows the high and low sale prices per share of our common stock as reported on the NASDAQ Global 

Select Market for the periods indicated:

PART II

Fiscal Year Ended June 30, 2016
First quarter ended September 30, 2015.....................................................  $
Second quarter ended December 31, 2015 .................................................  $
Third quarter ended March 31, 2016..........................................................  $
Fourth quarter ended June 30, 2016 ...........................................................  $

Fiscal Year Ended June 30, 2017
First quarter ended September 30, 2016.....................................................   $
Second quarter ended December 31, 2016.................................................   $
Third quarter ended March 31, 2017..........................................................   $
Fourth quarter ended June 30, 2017 ...........................................................   $

High
6.82
6.30
4.35
3.84

High
4.06
4.32
4.23
4.63

    $
    $
    $
    $

    $
    $
    $
    $

Low
4.87
4.23
2.65
2.82

Low
2.81
2.61
2.96
3.44

On August 31, 2017, the closing price as reported on the NASDAQ Global Select Market of our common stock was $5.35 per 

share and we had approximately 87 stockholders of record of our common stock.

We  have  never  declared  or  paid,  and  do  not  anticipate  declaring  or  paying,  any  dividends  on  our  common  stock.  Any  future 
determination as to the declaration and payment of dividends, if any, will be at the discretion of our board of directors and will depend 
on then existing conditions, including our financial condition, operating results, contractual restrictions, capital requirements, business 
prospects and other factors our board of directors may deem relevant.

For equity compensation plan information refer to Item 12 in Part III of this Annual Report on Form 10-K.

Stock Repurchase Program

In  November  2016,  our  Board  of  Directors  authorized  a  stock  repurchase  program  to  repurchase  up  to  750,000  outstanding 
shares  of  our  common  stock  with  an  expiration  date  of  November  2017.  Repurchases  under  this  program  took  place  in  the  open 
market and were made under a Rule 10b5-1 plan. There is no guarantee as to the exact number of shares that will be repurchased by 
us, and we may discontinue repurchases at any time. 

The  following  table  summarizes  the  stock  repurchase  activity  in  fiscal  year  2017  and  the  number  of  shares  that  may  yet  be 

purchased pursuant to our stock repurchase program that was available as of June 30, 2017:

Period
November 1, 2016 - November 30, 2016 .....   
December 1, 2016 - December 31, 2016 ....   
January 1, 2017 - January 31, 2017...........   
February 1, 2017 - February 28, 2017.......   
March 1, 2017 - March 31, 2017...............   
April 1, 2017 - April 30, 2017...................   
May 1, 2017 - May 31, 2017 .....................   
June 1, 2017 - June 30, 2017 .....................   
Total...........................................................   

Total Number of 
Shares Purchased  

Weighted Average 
Price Paid Per Share (1)    

Total Number of 
Shares Purchased as 
Part of Publicly 

Announced Program    

Maximum Number of 
Shares that May Yet Be 
Purchased Under the 
Program

250,979    $
93,044   
187,500   
—   
—   
64,077   
108,009   
15,414   
719,023    $

2.92     
3.21     
3.82     
—     
—     
3.86     
3.77     
3.92     
3.43     

250,979     
93,044     
187,500     
—     
—     
64,077     
108,009     
15,414     
719,023       

499,021 
405,977 
218,477 
218,477 
218,477 
154,400 
46,391 
30,977 

(1) Excludes $0.03 per share broker commission.

Performance Graph

The following performance graph shall not be deemed “soliciting material” or to be “filed” with the Securities and Exchange 
Commission  for  purposes  of  Section 18  of  the  Securities  Exchange  Act  of  1934,  as  amended,  or  the  Exchange  Act,  or  otherwise 

27

 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
       
       
       
 
       
 
subject to the liabilities under that Section, and shall not be deemed to be incorporated by reference into any filing of QuinStreet, Inc. 
under the Securities Act of 1933, as amended, or the Exchange Act.

The following performance graph shows a comparison from June 30, 2012 through June 30, 2017 of cumulative total return for 
our  common  stock,  the  NASDAQ  Composite  Index  and  the  RDG  Internet  Composite  Index.  Such  returns  are  based  on  historical 
results and are not intended to suggest future performance. Data for the NASDAQ Composite Index and the RDG Internet Composite 
Index assume reinvestment of dividends.

COMPARISON OF 5 YEAR CUMULATIVE TOTAL RETURN*
Among QuinStreet, Inc., the NASDAQ Composite Index 
and the RDG Internet Composite Index

$350

$300

$250

$200

$150

$100

$50

$0

6/12

6/13

6/14

6/15

6/16

6/17

QuinStreet, Inc.

NASDAQ Composite

RDG Internet Composite

*$100 invested on 6/30/12 in stock or index, including reinvestment of dividends.
Fiscal year ending June 30.

Recent Sales of Unregistered Securities

There were no unregistered sales of our equity securities in fiscal year 2017.

28

Item 6.

Selected Consolidated Financial Data

The  following  selected  consolidated  financial  data  should  be  read  together  with  “Management’s  Discussion  and  Analysis  of 
Financial  Condition  and  Results  of  Operations”  and  with  the  consolidated  financial  statements  and  accompanying  notes  appearing 
elsewhere in this report. The selected consolidated financial data in this section is not intended to replace our consolidated financial 
statements  and  the  accompanying  notes.  The  results  of  acquired  businesses  have  been  included  in  our  consolidated  financial 
statements since their respective dates of acquisition. Our historical results are not necessarily indicative of our future results and any 
interim results are not necessarily indicative of the results for a full fiscal year.

We  derived  the  consolidated  statements  of  operations  data  for  the  fiscal  years  ended  June  30,  2017,  2016  and  2015  and  the 
consolidated balance sheets data as of June 30, 2017 and 2016 from our audited consolidated financial statements appearing elsewhere 
in this report. The consolidated statements of operations data for the fiscal years ended June 30, 2014 and 2013 and the consolidated 
balance sheets data as of June 30, 2015, 2014 and 2013 are derived from our audited consolidated financial statements, which are not 
included in this report.

2017

2016

Fiscal Year Ended June 30,
2015
(In thousands, except per share data)

2014

2013

Consolidated Statements of Operations Data:
Net revenue ............................................................................ $
Cost of revenue (1) ..................................................................  
Gross profit ............................................................................  
Operating expenses: (1)

Product development ........................................................  
Sales and marketing..........................................................  
General and administrative...............................................  
Impairment of goodwill....................................................  
Restructuring charges .......................................................  
Total operating expenses........................................................  
Operating loss ........................................................................  
Interest income.......................................................................  
Interest expense......................................................................  
Other (expense) income, net ..................................................  
Interest and other expense, net...............................................  
Loss before taxes....................................................................  
Benefit from (provision for) taxes .........................................  
Net loss................................................................................... $

Net loss per share: (2)

299,785    $
269,409     
30,376     

297,706    $
270,963     
26,743     

282,140    $
252,002     
30,138     

282,549    $
241,907     
40,642     

305,101 
251,591 
53,510 

13,476     
9,189     
15,934     
—     
2,441     
41,040     
(10,664)    
138     
(346)    
(2,416)    
(2,624)    
(13,288)    
1,080     
(12,208)   $

16,431     
12,020     
17,166     
—     
—     
45,617     
(18,874)    
61     
(585)    
112     
(412)    
(19,286)    
(134)    
(19,420)   $

17,948     
14,544     
16,823     
—     
—     
49,315     
(19,177)    
72     
(3,818)    
2,671     
(1,075)    
(20,252)    
244     

19,548     
16,385     
17,046     
95,641     
—     
148,620     
(107,978)    
115     
(3,825)    
1,493     
(2,217)    
(110,195)    
(36,209)    
(20,008)   $ (146,404)   $

19,048 
14,705 
16,226 
92,350 
— 
142,329 
(88,819)
115 
(5,200)
(69)
(5,154)
(93,973)
26,601 
(67,372)

Basic ................................................................................. $
Diluted .............................................................................. $

(0.27)   $
(0.27)   $

(0.43)   $
(0.43)   $

(0.45)   $
(0.45)   $

(3.36)   $
(3.36)   $

(1.57)
(1.57)

Weighted-average shares used in computing net loss per share:
Basic .................................................................................  
Diluted ..............................................................................  

45,594     
45,594     

45,197     
45,197     

44,454     
44,454     

43,528     
43,528     

42,816 
42,816  

(1) Cost of revenue and operating expenses include stock-based compensation expense as follows:

Cost of revenue ...................................................................... $
Product development .............................................................  
Sales and marketing ...............................................................  
General and administrative ....................................................  
Restructuring charges.............................................................  

3,109    $
1,834     
1,154     
2,759     
42     

3,780    $
2,340     
1,825     
3,023     
—     

3,120    $
2,395     
2,144     
2,196     
—     

2,767    $
2,429     
2,937     
2,296     
—     

3,930 
2,765 
3,264 
2,057 
—  

(2) See Note 3, Net Loss per Share, to our consolidated financial statements for an explanation of the method used to calculate basic 

and diluted net loss per share of common stock.

29

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
       
     
 
 
  
 
 
  
 
 
   
       
       
       
       
 
 
   
       
       
       
       
 
   
       
       
       
       
 
 
   
       
       
       
       
 
 
 
Consolidated Balance Sheets Data:
Cash and cash equivalents ..................................................... $
Working capital......................................................................  
Total assets.............................................................................  
Long-term liabilities...............................................................  
Total debt ...............................................................................  
Total stockholders' equity ......................................................  

2017

2016

June 30,
2015
(In thousands)

2014

2013

49,571    $
47,301     
174,308     
3,672     
—     
118,082     

53,710    $
44,264     
193,102     
4,631     
15,000     
124,752     

60,468    $
69,549     
205,153     
20,740     
15,049     
135,585     

84,177    $
110,412     
276,843     
65,448     
77,263     
145,151     

90,117 
111,040 
429,547 
83,961 
92,677 
278,895  

2017

2016

Fiscal Year Ended June 30,
2015
(In thousands)

2014

2013

Consolidated Statements of Cash Flows Data:
Net cash provided by operating activities.............................. $
Depreciation and amortization...............................................  
Capital expenditures...............................................................  

18,536    $
11,377     
1,160     

1,015    $
15,087     
1,859     

6,133    $
18,867     
3,346     

18,377    $
26,097     
5,455     

50,665 
32,325 
1,341  

Other Financial Data:
Adjusted EBITDA (1) ............................................................. $

12,010    $

7,853    $

9,984    $

24,189    $

47,872  

2017

2016

Fiscal Year Ended June 30,
2015
(In thousands)

2014

2013

(1) We define adjusted EBITDA as net loss less (benefit from) provision for taxes, depreciation expense, amortization expense, stock-
based compensation expense, interest and other expense, net, impairment of goodwill, restructuring and legal settlement expense. 
Please see the “adjusted EBITDA” section within “Management’s Discussion and Analysis of Financial Condition and Results of 
Operations” for more information.

The  following  table  presents  a  reconciliation  of  adjusted  EBITDA  to  net  loss  calculated  in  accordance  with  U.S. generally 

accepted accounting principles (GAAP), the most comparable GAAP measure, for each of the periods indicated:

2017

2016

Fiscal Year Ended June 30,
2015
(In thousands)

2014

2013

Net loss................................................................................... $
Interest and other expense, net...............................................  
(Benefit from) provision for taxes .........................................  
Depreciation and amortization...............................................  
Stock-based compensation expense.......................................  
Impairment of goodwill .........................................................  
Restructuring..........................................................................  
Legal settlement expense .......................................................  
Adjusted EBITDA ................................................................. $

(12,208)   $
2,624     
(1,080)    
11,377     
8,856     
—     
2,441     
—     
12,010    $

(19,420)   $
412     
134     
15,087     
10,968     
—     
297     
375     
7,853    $

(20,008)   $ (146,404)   $
2,217     
36,209     
26,097     
10,429     
95,641     
—     
—     
24,189    $

1,075     
(244)    
18,867     
9,855     
—     
439     
—     
9,984    $

(67,372)
5,154 
(26,601)
32,325 
12,016 
92,350 
— 
— 
47,872  

30

  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
       
     
 
 
  
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
       
     
 
 
  
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
       
     
 
 
  
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 7.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

You should read the following discussion and analysis of our financial condition and results of operations in conjunction with 
the  consolidated  financial  statements  and  the  notes  thereto  included  elsewhere  in  this  report.  The  following  discussion  contains 
forward-looking  statements  that  reflect  our  plans,  estimates  and  beliefs.  Our  actual  results  could  differ  materially  from  those 
discussed in the forward-looking statements. Factors that could cause or contribute to these differences include those discussed below 
and  elsewhere  in  this  report,  particularly  in  the  sections  titled  “Special  Note  Regarding  Forward-Looking  Statements”  and  “Risk 
Factors.”

Management Overview

We are a leader in performance marketing products and technologies. We specialize in customer acquisition for clients in high 
value,  information-intensive  markets  or  “verticals,”  including  financial  services,  education,  home  services  and  business-to-business 
technology.  Our  clients  include  some  of  the  world’s  largest  companies  and  brands  in  those  markets.  While  the  majority  of  our 
operations and revenue are in North America, we also have emerging businesses in Brazil and India. 

We deliver measurable and cost-effective marketing results to our clients, typically in the form of a qualified lead, inquiry, click, 
call, application, or customer. Leads, inquiries, clicks, calls, and applications can then convert into a customer or sale for clients at a 
rate that results in an acceptable marketing cost to them. We are typically paid by clients when we deliver qualified leads, inquiries, 
clicks, calls, applications, or customers as defined by our agreements with them. References to the delivery of customers means a sale 
or completed customer transaction (e.g., bound insurance policies or customer appointments with clients). Because we bear the costs 
of media, our programs must result in attractive marketing costs to our clients at media costs and margins that provide sound financial 
outcomes for us. To deliver leads, inquiries, clicks, calls, applications, and customers to our clients, generally we:

•

•

•

•

own or access targeted media through business arrangements (e.g., revenue sharing arrangements) or by purchasing media 
(e.g., clicks from major search engines); 

run advertisements or other forms of marketing messages and programs in that media to create visitor responses typically in 
the form of leads or inquiries (e.g., contact information), clicks (to further qualification or matching steps, or to online client 
applications or offerings), calls (to our owned and operated call centers or that of our clients or their agents), applications 
(e.g., for enrollment or a financial product), or customers (e.g., bound insurance policies);

match these leads, inquiries, clicks, calls, applications, or customers to client offerings or brands that we believe can meet 
visitor interests or needs and client targets and requirements; and

optimize client matches and media costs such that we achieve desired results for clients and a sound financial outcome for us.

Our  primary  financial  objective  has  been  and  remains  creating  revenue  growth  from  sustainable  sources,  at  target  levels  of 
profitability.  Our  primary  financial  objective  is  not  to  maximize  profits,  but  rather  to  achieve  target  levels  of  profitability  while 
investing in various growth initiatives, as we continue to believe we are in the early stages of a large, long-term market opportunity.

Our  business  derives  its  net  revenue  from  fees  earned  through  the  delivery  of  qualified  leads,  inquiries,  clicks,  calls, 
applications,  or  customers  and,  to  a  lesser  extent,  display  advertisements,  or  impressions.  Through  a  vertical  focus,  targeted  media 
presence and our technology platform, we are able to deliver targeted, measurable marketing results to our clients.

Our two largest client verticals are financial services and education. Our financial services client vertical represented 62%, 52% 
and  42%  of  net  revenue  in  fiscal  years  2017,  2016  and  2015.  Our  education  client  vertical  represented  24%,  30%  and  38%  of  net 
revenue in fiscal years 2017, 2016 and 2015. Our other client verticals, consisting of home services, business-to-business technology 
and medical, represented 14%, 18% and 20% of net revenue in fiscal years 2017, 2016 and 2015. We generated the majority of our 
revenue from sales to clients in the United States.

Trends Affecting our Business

Client Verticals

To date, we have generated the majority of our revenue from clients in our financial services and education client verticals. We 
expect  that  a  majority  of  our  revenue  in  fiscal  year  2018  will  also  be  generated  from  clients  in  these  client  verticals.  In  addition, 
revenue from our financial services client vertical is expected to increase as a percentage of our total revenue.

Our financial services client vertical has been challenged by a number of factors in the past, including the limited availability of 
high  quality  media  at  acceptable  margins  caused  by  acquisition  of  media  sources  by  competitors,  increased  competition  for  high 

31

quality  media  and  changes  in  search  engine  algorithms.  These  effects  may  impact  our  business  in  the  future  again.  To  offset  this 
impact, we have broadened our product set with enhanced click, lead, call and policy products that have enabled better monetization to 
provide greater access to high quality media sources. Moreover, we have entered into strategic partnerships to increase and diversify 
our access to quality media and client budgets.

Our education client vertical has been significantly challenged by regulations and enforcement activity affecting U.S. for-profit 
education institutions over the past several years. For example, in July 2015, the Federal Trade Commission initiated an investigation 
of  a  publicly  traded  U.S.  for-profit  education  client  with  respect  to  its  recruiting  and  enrollment  practices.  These  and  other  similar 
regulatory  and  enforcement  activities  have  affected  and  are  expected  to  continue  to  affect  our  clients’  businesses  and  marketing 
practices, which have and may continue to, result in a decrease in these clients’ spending with us and other vendors and fluctuations in 
the volume and mix of our business with these clients. To offset the impact these regulatory and investigative activities have had on 
the U.S. for-profit education clients, we have broadened our product set from our traditional lead business with the addition of better 
qualified  and  matched  leads  or  inquiries,  clicks  and  calls;  we  believe  these  new  enhanced  products  better  match  U.S.  for-profit 
education  client  needs  in  the  current  regulatory  environment.  We  have  also  broadened  our  markets  in  education  to  include  not-for-
profit  schools  and  international  markets  in  Brazil  and  India.  Moreover,  we  have  entered  into  strategic  partnerships  to  increase  and 
diversify our access to quality media and client budgets.

Development, Acquisition and Retention of High Quality Targeted Media

One of the primary challenges of our business is finding or creating media that is high quality and targeted enough to attract 
prospects for our clients at costs that provide a sound financial outcome for us. In order to grow our business, we must be able to find, 
develop  and  retain  quality  targeted  media  on  a  cost-effective  basis.  Consolidation  of  media  sources,  changes  in  search  engine 
algorithms and increased competition for available media has, during some periods, limited and may continue to limit our ability to 
generate  revenue  at  acceptable  margins.  To  offset  this  impact,  we  have  developed  new  sources  of  media,  including  entering  into 
strategic  partnerships  with  other  marketing  and  media  companies.  Such  partnerships  include  takeovers  of  performance  marketing 
functions  for  large  web  media  properties;  backend  monetization  of  unmatched  traffic  for  clients  with  large  media  buys;  and  white 
label  products  for  other  performance  marketing  companies.  We  have  also  focused  on  growing  our  revenue  from  mobile  and  social 
media traffic sources.

Seasonality 

Our results are subject to significant fluctuation as a result of seasonality. In particular, our quarters ending December 31 (our 
second fiscal quarter) are typically characterized by seasonal weakness. In our second fiscal quarters, there is lower availability of lead 
supply from some forms of media during the holiday period on a cost effective basis and some of our clients have lower budgets. In 
our  quarters  ending  March  31  (our  third  fiscal  quarter),  this  trend  generally  reverses  with  better  lead  availability  and  often  new 
budgets at the beginning of the year for our clients with fiscal years ending December 31.

Our results are also subject to fluctuation as a result of seasonality in our clients’ business. For example, revenue in our clients’ 
lending  businesses  is  subject  to  cyclical  and  seasonal  trends.  Home  sales  typically  rise  during  the  spring  and  summer  months  and 
decline during the fall and winter months, while refinancing and home equity activity is principally driven by mortgage interest rates 
as  well  as  real  estate  values.  Other  factors  affecting  our  clients’  businesses  include  macro  factors  such  as  credit  availability  in  the 
market, the strength of the economy and employment.

Regulations

Our  revenue  has  fluctuated  in  part  as  a  result  of  federal,  state  and  industry-based  regulations  and  developing  standards  with 
respect  to  the  enforcement  of  those  regulations.  Our  business  is  affected  directly  because  we  operate  websites  and  conduct 
telemarketing and email marketing, and indirectly affected as our clients adjust their operations as a result of regulatory changes and 
enforcement activity that affect their industries.

Clients in our financial services vertical have been affected by laws and regulations and the increased enforcement of new and 
pre-existing  laws  and  regulations.  In  addition,  our  education  client  vertical  has  been  significantly  affected  by  the  adoption  of 
regulations  affecting  U.S.  for-profit  education  institutions  over  the  past  several  years,  and  a  high  level  of  governmental  scrutiny  is 
expected to continue. The effect of these regulations, or any future regulations, may continue to result in fluctuations in the volume 
and mix of our business with these clients.

An example of a regulatory change that may affect our business is the amendment of the Telephone Consumer Protection Act 
(the “TCPA”) that affects telemarketing calls. Our efforts to comply with the TCPA have thus far had a relatively small negative effect 
on  traffic  conversion  rates.  However,  our  clients  may  make  business  decisions  based  on  their  own  experiences  with  the  TCPA 

32

regardless of our products, and the changes we implemented to comply with the regulations. Those decisions may negatively affect 
our revenue or profitability.

Basis of Presentation

Net Revenue

Our  business  generates  revenue  from  fees  earned  through  the  delivery  of  qualified  leads,  inquiries,  clicks,  calls,  applications, 
customers and, to a lesser extent, display advertisements, or impressions. We deliver targeted and measurable results through a vertical 
focus  that  we  classify  into  the  following  client  verticals:  financial  services,  education  and  “other”  (which  includes  home  services, 
business-to-business technology and medical).

Cost of Revenue

Cost of revenue consists primarily of media and marketing costs, personnel costs, amortization of intangible assets, depreciation 
expense  and  amortization  of  internal  software  development  costs  related  to  revenue-producing  technologies.  Media  and  marketing 
costs  consist  primarily  of  fees  paid  to  third-party  publishers,  media  owners  or  managers,  or  to  strategic  partners  that  are  directly 
related to a revenue-generating event and of pay-per-click, or PPC, ad purchases from Internet search companies. We pay these third-
party publishers, media owners or managers, strategic partners and Internet search companies on a revenue-share, a cost-per-lead, or 
CPL,  cost-per-click,  or  CPC,  or  cost-per-thousand-impressions,  or  CPM,  basis.  Personnel  costs  include  salaries,  stock-based 
compensation  expense,  bonuses,  commissions  and  employee  benefit  costs.  Personnel  costs  are  primarily  related  to  individuals 
associated with maintaining our servers and websites, our call center operations, our editorial staff, client management, creative team, 
content,  compliance  group  and  media  purchasing  analysts.  Costs  associated  with  software  incurred  in  the  development  phase  or 
obtained for internal use are capitalized and amortized in cost of revenue over the software’s estimated useful life.

Operating Expenses

We  classify  our  operating  expenses  into  three  categories:  product  development,  sales  and  marketing,  and  general  and 
administrative. Our operating expenses consist primarily of personnel costs and, to a lesser extent, professional services fees, facilities 
fees  and  other  costs.  Personnel  costs  for  each  category  of  operating  expenses  generally  include  salaries,  stock-based  compensation 
expense, bonuses, commissions and employee benefit costs.

Product  Development.  Product  development  expenses  consist  primarily  of  personnel  costs,  facilities  fees  and  professional 
services  fees  related  to  the  development  and  maintenance  of  our  products  and  media  management  platform.  We  are  constraining 
expenses generally to the extent practicable.

Sales and Marketing. Sales and marketing expenses consist primarily of personnel costs, facilities fees and professional services 

fees. We are constraining expenses generally to the extent practicable.

General  and  Administrative.  General  and  administrative  expenses  consist  primarily  of  personnel  costs  of  our  finance,  legal, 
employee benefits and compliance, technical support and other administrative personnel, as well as accounting and legal professional 
services fees and facilities fees. We are constraining expenses generally to the extent practicable.

Interest and Other (Expense) Income, Net

Interest and other (expense) income, net, consists primarily of interest income, interest expense, and other income and expense. 
Interest  income  represents  interest  earned  on  our  cash,  cash  equivalents  and  marketable  securities,  which  may  increase  or  decrease 
depending  on  market  interest  rates  and  the  amounts  invested.  Interest  expense  is  related  to  our  term  loan  facility,  revolving  loan 
facility,  the  related  interest  rate  swap,  promissory  notes  issued  in  connection  with  our  acquisitions,  and  imputed  interest  on  non-
interest bearing notes. We have no borrowing agreements outstanding as of June 30, 2017; however interest expense could increase if, 
among other things, we enter into a new borrowing agreement to manage liquidity needs or make additional acquisitions through debt 
financing. Other income and expense includes gains and losses on foreign currency exchange, gains and losses on sales of websites 
and domain names that were not considered to be strategically important to our business, and other non-operating items.

Benefit from (Provision for) Income Taxes

We are subject to tax in the United States as well as other tax jurisdictions or countries in which we conduct business. Earnings 

from our limited non-U.S. activities are subject to local country income tax and may be subject to U.S. income tax.

33

Results of Operations

The following table sets forth our consolidated statements of operations for the periods indicated:

2017

Fiscal Year Ended
2016
(In thousands)

2015

Net revenue ..................................................................  $ 299,785     
Cost of revenue (1).........................................................    269,409     
Gross profit...................................................................   
30,376     
Operating expenses: (1)

Product development ..............................................   
13,476     
Sales and marketing ................................................   
9,189     
General and administrative .....................................   
15,934     
Restructuring charges .............................................   
2,441     
Operating loss...............................................................   
(10,664)   
Interest income .............................................................   
138     
Interest expense ............................................................   
(346)   
Other (expense) income, net.........................................   
(2,416)   
Loss before taxes ..........................................................   
(13,288)   
1,080     
Benefit from (provision for) taxes................................   
Net loss.........................................................................  $ (12,208)   

100.0%   $ 297,706     
    270,963     
26,743     

89.9 
10.1 

100.0%   $ 282,140     
    252,002     
30,138     

91.0 
9.0 

100.0%
89.3 
10.7 

4.4 
16,431     
3.1 
12,020     
5.3 
17,166     
0.8 
—     
(3.5)
(18,874)   
— 
61     
(0.1)
(585)   
(0.8)
112     
(4.4)
(19,286)   
(134)   
0.3 
(4.1)%  $ (19,420)   

5.5 
4.0 
5.8 
— 
(6.3)
— 
(0.2)
— 
(6.5)
— 

17,948     
14,544     
16,823     
—     
(19,177)   
72     
(3,818)   
2,671     
(20,252)   
244     
(6.5)%  $ (20,008)   

6.4 
5.1 
6.0 
— 
(6.8)
— 
(1.3)
0.9 
(7.2)
0.1 
(7.1)%

(1) Cost of revenue and operating expenses include stock-based compensation expense as follows:

Cost of revenue .............................................................  $
Product development ....................................................   
Sales and marketing......................................................   
General and administrative ...........................................   
Restructuring charges ...................................................   

3,109     
1,834     
1,154     
2,759     
42     

1.0%  $
0.6 
0.4 
0.9 
— 

3,780     
2,340     
1,825     
3,023     
—     

1.3%  $
0.8 
0.6 
1.0 
— 

3,120     
2,395     
2,144     
2,196     
—     

1.1%
0.8 
0.8 
0.8 
—  

Gross Profit

2017

Fiscal Year Ended June 30,
2016
(In thousands)

2015

  2017 - 2016  
  % Change  

  2016 - 2015  
  % Change  

Net revenue ............................................................................  $ 299,785    $ 297,706    $ 282,140     
252,002     
Cost of revenue.......................................................................   
30,138     
Gross profit.............................................................................  $

270,963     
26,743    $

269,409     
30,376    $

1%    
(1%)   
14%    

6%
8%
(11%)

Net Revenue

Net  revenue  increased  $2.1  million,  or  1%,  in  fiscal  year  2017  compared  to  fiscal  year  2016.  Our  financial  services  client 
vertical  revenue  increased  $29.6  million,  or  19%,  primarily  due  to  our  enhanced  product  set  that  provides  greater  segmentation, 
transparency,  and  right  pricing  of  media  which  have  enabled  access  to  more  media  and  client  budgets  and  to  additional  strategic 
partnerships that have increased and diversified our access to quality media and client budgets. Our education client vertical revenue 
decreased $18.0 million, or 20%, primarily due to exits from the channel of some for-profit education clients, decreased client demand 
as a result of client initiatives which include campus closures and discontinuation of certain education programs and lower budgets 
from certain education clients. Revenue from other client verticals decreased $9.5 million, or 18%, primarily due to decreased client 
demand in our business-to-business technology and medical client verticals, partially offset by increased client demand in our home 
services client vertical.

Net  revenue  increased  $15.6  million,  or  6%,  in  fiscal  year  2016  compared  to  fiscal  year  2015.  Our  financial  services  client 
vertical  revenue  increased  $36.0  million,  or  30%,  primarily  due  to  the  continued  rollout  of  our  enhanced  products  and  media 
management platform and to strategic partnerships that have increased and diversified our access to quality media and client budgets. 
Our education client vertical revenue decreased $16.3 million, or 15%, primarily due to the exit from the channel by a large U.S. for-

34

 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
     
       
 
     
       
 
     
       
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
   
   
   
   
   
   
   
  
 
 
 
 
 
 
 
 
 
 
 
       
 
     
 
profit education client. Revenue from other client verticals decreased $4.1 million, or 7%, primarily due to decreased client demand in 
our business-to-business technology, partially offset by increased client demand in our home services client vertical.

Cost of Revenue and Gross Profit Margin

Cost of revenue decreased $1.6 million, or 1%, in fiscal year 2017 compared to fiscal year 2016, driven by decreased personnel 
costs of $5.6 million, decreased amortization of intangible assets of $2.7 million, decreased stock-based compensation expense of $0.7 
million and decreased depreciation expense of $0.5 million, partially offset by increased media and marketing costs of $8.2 million. 
The  decrease  in  personnel  costs  is  primarily  related  to  our  corporate  restructuring  announced  in  November  2016  and  decreased 
incentive compensation associated with the lower achievement of performance objectives. The decrease in amortization of intangible 
assets  is  attributable  to  assets  from  historical  acquisitions  becoming  fully  amortized  and  decreased  spending  in  recent  periods.  The 
increase in media and marketing costs is primarily due to higher revenue volumes from our financial services client vertical, which 
tend to have higher media and marketing costs as a percentage of revenue. Gross profit margin was 10% in fiscal year 2017 compared 
to 9% in fiscal year 2016. The increase in gross profit margin was attributable to decreased personnel costs and decreased amortization 
of intangible assets, partially offset by a higher proportion of our revenue coming from our financial services client vertical, which 
tend to have higher media and marketing costs as a percentage of revenue.

Cost of revenue increased $19.0 million, or 8%, in fiscal year 2016 compared to fiscal year 2015, driven by increased media and 
marketing costs of $22.4 million and increased stock-based compensation expense of $0.7 million, offset by decreased amortization of 
intangible  assets  of  $3.6  million.  The  increased  media  and  marketing  costs  were  due  to  higher  revenue  volumes.  The  decreased 
amortization of intangible assets were related to historical acquisitions becoming fully amortized and reduced spending on acquisitions 
in recent periods. Gross profit margin was 9% in fiscal year 2016 compared to 11% in fiscal year 2015. The decrease in gross profit 
margin was attributable to a higher proportion of our revenue coming from our financial services client vertical, which tend to have 
higher media and marketing costs as a percentage of revenue, partially offset by decreased amortization of intangible assets.

Operating Expenses

2017

Fiscal Year Ended June 30,
2016
(In thousands)

2015

  2017 - 2016  
  % Change  

  2016 - 2015  
  % Change  

Product development..............................................................  $
Sales and marketing ...............................................................   
General and administrative.....................................................   
Restructuring charges .............................................................   
Operating expenses ................................................................  $

13,476    $
9,189     
15,934     
2,441     
41,040    $

16,431    $
12,020     
17,166     
—     
45,617    $

17,948     
14,544     
16,823     
—     
49,315     

(18%)   
(24%)   
(7%)   
100%    
(10%)   

(8%)
(17%)
2%
— 
(7%)

Product Development Expenses

Product development expenses decreased $3.0 million, or 18%, in fiscal year 2017 compared to fiscal year 2016, primarily due 
to  decreased  personnel  costs  of  $1.9  million  and  decreased  stock-based  compensation  expense  of  $0.5  million.  The  decrease  in 
personnel  costs  was  related  to  our  corporate  restructuring  announced  in  November  2016  and  decreased  performance  incentive 
compensation associated with the lower achievement of performance objectives.

Product development expenses decreased $1.5 million, or 8%, in fiscal year 2016 compared to fiscal year 2015, primarily due to 
decreased  personnel  costs  of  $1.8  million  related  to  decreased  headcount  and  decreased  performance  incentive  compensation 
associated with the lower achievement of performance objectives.

Sales and Marketing Expenses

Sales and marketing expenses decreased $2.8 million, or 24%, in fiscal year 2017 compared to fiscal year 2016, primarily due to 
decreased personnel costs of $1.7 million and decreased stock-based compensation expense of $0.7 million. The decrease in personnel 
costs  was  related  to  our  corporate  restructuring  announced  in  November  2016  and  decreased  performance  incentive  compensation 
associated with the lower achievement of performance objectives.

Sales and marketing expenses decreased $2.5 million, or 17%, in fiscal year 2016 compared to fiscal year 2015, primarily due to 
decreased  personnel  costs  of  $1.5  million  related  to  decreased  headcount  and  decreased  performance  incentive  compensation 
associated with the lower achievement of performance objectives and decreased advertising costs of $0.4 million.

35

  
 
 
 
 
 
 
 
 
 
 
 
       
 
     
 
 
General and Administrative Expenses

General and administrative expenses decreased $1.2 million, or 7%, in fiscal year 2017 compared to fiscal year 2016, primarily 
due to decreased personnel costs of $0.7 million and decreased litigation expense of $0.5 million. The decrease in personnel costs was 
related  to  our  corporate  restructuring  announced  in  November  2016  and  decreased  performance  incentive  compensation  associated 
with the lower achievement of performance objectives. The decrease in litigation expense was due to lower legal settlements.

General and administrative expenses increased $0.3 million, or 2%, in fiscal year 2016 compared to fiscal year 2015.

Restructuring Charges

In November 2016, we announced a corporate restructuring in order to accelerate margin expansion and grow cash flow. As a 
result, we recognized total cash and non-cash restructuring costs of $2.4 million related to employee severance and benefits in fiscal 
year 2017, which was paid during the fiscal year using existing cash on hand. The corporate restructuring was complete as of June 30, 
2017  and  is  expected  to  reduce  operating  costs  by  approximately  $17  million  annually,  primarily  from  personnel  costs  in  cost  of 
revenue and product development. Benefits from the restructuring took effect starting in the three months ended December 31, 2016.

Interest and Other Expense, Net

Interest income .......................................................................  $
Interest expense ......................................................................   
Other (expense) income, net...................................................   
Interest and other expense, net ...............................................  $

138    $
(346)    
(2,416)    
(2,624)   $

61    $
(585)    
112     
(412)   $

72     
(3,818)    
2,671     
(1,075)    

126%    
(41%)   
(2257%)   
537%    

(15%)
(85%)
(96%)
(62%)

2017

Fiscal Year Ended June 30,
2016
(In thousands)

2015

  2017 - 2016  
  % Change  

  2016 - 2015  
  % Change  

Interest income was immaterial in fiscal years 2017, 2016 and 2015.

Interest expense decreased $0.2 million, or 41% in fiscal year 2017 compared to fiscal year 2016, and $3.2 million, or 85%, in 

fiscal year 2016 compared to fiscal year 2015, primarily due to decreased debt obligations.

Other  (expense)  income,  net  decreased  $2.5  million  in  fiscal  year  2017  compared  to  fiscal  year  2016,  primarily  due  to  the 

impairment of our investment in a privately held entity of $2.5 million. 

Other (expense) income, net decreased $2.6 million, or 96% in fiscal year 2016 compared to fiscal year 2015, primarily due to a 
decrease in gains on the sale of domain names that were not considered to be strategically important to our business of $3.2 million, 
partially offset by an expense of $0.3 million recognized in fiscal year 2015 related to the termination of the interest rate swap.

Benefit from (Provision for) Taxes

2017

Fiscal Year Ended June 30,
2016
(In thousands)

2015

Benefit from (provision for) taxes ....................................................................  $
Effective tax rate ...............................................................................................   

1,080 

  $
8.1%   

(134)
  $
(0.7%)   

244 
1.2%

We recorded a benefit from taxes of $1.1 million in fiscal year 2017, primarily as a result of a tax refund from an amended state 

tax return filing.

We recorded a provision for taxes of $0.1 million in fiscal year 2016 primarily due to the outcome of a state tax examination, 

partially offset by the release of uncertain tax position reserves due to the expiration of the statute of limitations. 

We recorded a benefit from taxes of $0.2 million in fiscal year 2015 primarily due to the carryback of prior year tax losses.

Our effective tax rate was 8.1% in fiscal year 2017 compared to (0.7%) in fiscal year 2016 and 1.2% in fiscal year 2015. Due to 
the effects of our deferred tax asset valuation allowance and our net operating loss, our annual effective tax rate was not meaningful as 
our income tax amounts were not directly correlated to the amount of loss before income taxes for the periods.

36

  
 
 
 
 
 
 
 
 
 
 
 
       
 
     
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Selected Quarterly Financial Data

The  following  table  sets  forth  our  unaudited  quarterly  condensed  consolidated  statements  of  operations  for  the  eight  quarters 
ended  June  30,  2017.  We  have  prepared  the  statements  of  operations  for  each  of  these  quarters  on  the  same  basis  as  the  audited 
consolidated financial statements included elsewhere in this report and, in the opinion of management, each statement of operations 
includes all adjustments, consisting solely of normal recurring adjustments, necessary for the fair statement of the results of operations 
for these periods. This information should be read in conjunction with the audited consolidated financial statements and related notes 
included elsewhere in this report. These quarterly operating results are not necessarily indicative of our operating results for any future 
period.

June 30,  
2017

  Mar 31,

  Dec 31,

  Sept 30,

2017

2016

2016

  June 30,  
2016

  Mar 31,

  Dec 31,

  Sept 30,

2016

2015

2015

Three Months Ended

(In thousands, except per share data)
(unaudited)

Net revenue ........................................   $ 81,532    $ 79,205    $ 65,610    $ 73,438    $ 79,113    $ 81,243    $ 64,961    $ 72,389 
  65,918 
Costs of revenue .................................  
Gross profit.........................................  
6,471 
Operating expenses:

  61,657   
  3,953   

  71,743   
  7,370   

  70,606   
  10,926   

  69,338   
  9,867   

  67,808   
  5,630   

  72,956   
  8,287   

  60,346   
  4,615   

Product development ....................  
Sales and marketing ......................  
General and administrative ...........  
Restructuring charges ...................  
Operating income (loss) .....................  
Interest income ...................................  
Interest expense ..................................  
Other (expense) income, net...............  
(Loss) income before taxes ................  
(Provision for) benefit from taxes ......  
Net (loss) income ...............................   $ (1,368)   $

  3,061   
  2,188   
  4,086   
—   
  1,591   
39   
(24)  
  (2,668)  
  (1,062)  
(306)  

4,444 
  3,930   
  3,147   
3,622 
  2,518   
  2,243   
4,220 
  4,460   
  4,023   
— 
—   
38   
(5,815)
  (3,538)  
416   
6 
22   
42   
(133)
(152)  
(31)  
(57)
(8)  
142   
(5,999)
  (3,676)  
569   
10   
(365)
343   
579    $ (7,850)   $ (3,569)   $ (3,333)   $ (3,265)   $ (6,458)   $ (6,364)

  3,314   
  2,168   
  3,794   
  2,403   
  (7,726)  
36   
(135)  
(25)  
  (7,850)  
—   

  3,954   
  2,590   
  4,031   
—   
  (4,945)  
21   
(156)  
135   
  (4,945)  
  1,376   

  4,214   
  2,898   
  4,348   
—   
  (3,173)  
23   
(155)  
112   
  (3,193)  
(72)  

  3,843   
  2,982   
  4,138   
—   
  (6,348)  
10   
(145)  
65   
  (6,418)  
(40)  

Net (loss) income per share: (1)
Basic ...................................................   $ (0.03)   $
Diluted................................................   $ (0.03)   $

0.01    $ (0.17)   $ (0.08)   $ (0.07)   $ (0.07)   $ (0.14)   $ (0.14)
0.01    $ (0.17)   $ (0.08)   $ (0.07)   $ (0.07)   $ (0.14)   $ (0.14)

Other Financial Data:
Adjusted EBITDA..............................   $ 6,057    $ 5,191    $

(273)   $ 1,035    $ 3,016    $ 3,543    $

158    $ 1,136  

(1) Net (loss) income per share for the four quarters of each fiscal year may not sum to the total for the fiscal year as a result of the 

different number of shares outstanding during each period.

During  the  quarter  ended  June  30,  2017,  we  identified  an  error  related  to  the  recognition  of  a  non-standard  revenue  credit 
included in the unaudited condensed consolidated financial statements for the quarterly periods ended September 30, 2016, December 
31, 2016 and March 31, 2017. Specifically, the error resulted in an overstatement to revenue of $0.5 million for the quarterly period 
ended September 30, 2016 and an understatement to revenue for the quarterly periods ended December 31, 2016, March 31, 2017 and 
June  30,  2017  of  $0.1  million,  $0.1  million  and  $0.3  million.  We  have  assessed  the  impact  of  the  error  individually  and  in  the 
aggregate in accordance with the Securities and Exchange Commission’s Staff Accounting Bulletin No. 99 and 108 and, based on an 
analysis  of  quantitative  and  qualitative  factors  have  concluded  that  such  amounts  were  not  material  to  our  September  30,  2016, 
December 31, 2016 and March 31, 2017 quarterly condensed consolidated financial statements. Additionally, the impact of correcting 
this error as an out-of-period correction in the three months ended June 30, 2017 was not material. Therefore, these previously issued 
financial statements can continue to be relied upon and amendments of the previously filed Quarterly Reports on Form 10-Q were not 
required. 

Adjusted EBITDA

We  include  adjusted  EBITDA  in  this  report  because  (i) we  seek  to  manage  our  business  to  a  level  of  adjusted  EBITDA  as  a 
percentage of net revenue, (ii) is used internally by management for planning purposes, including preparation of internal budgets; to 

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allocate  resources;  to  evaluate  the  effectiveness  of  operational  strategies  and  capital  expenditures  as  well  as  the  capacity  to  service 
debt, (iii) it is a key basis upon which management assesses our operating performance, (iv) it is one of the primary metrics investors 
use  in  evaluating  Internet  marketing  companies,  (v) it  is  a  factor  in  determining  compensation,  and  (vi) it  is  an  element  of  certain 
financial  covenants  under  our  historical  borrowing  arrangements.  We  define  adjusted  EBITDA  as  net  (loss)  income  less  (provision 
for) benefit from taxes, depreciation expense, amortization expense, stock-based compensation expense, interest and other (expense) 
income, net, restructuring and legal settlement expense.

We use adjusted EBITDA as a key performance measure because we believe it facilitates operating performance comparisons 
from  period  to  period  by  excluding  potential  differences  caused  by  variations  in  capital  structures  (affecting  interest  expense),  tax 
positions  (such  as  the  impact  on  periods  or  companies  of  changes  in  effective  tax  rates  or  fluctuations  in  permanent  differences  or 
discrete  quarterly  items),  non-recurring  charges  (such  as  restructuring  and  legal  settlement  expense)  and  the  non-cash  impact  of 
depreciation expense, amortization expense and stock-based compensation expense.

In  addition,  we  believe  adjusted  EBITDA  and  similar  measures  are  widely  used  by  investors,  securities  analysts,  ratings 
agencies and other interested parties in our industry as a measure of financial performance, debt-service capabilities and as a metric 
for analyzing company valuations. Our use of adjusted EBITDA has limitations as an analytical tool, and it should not be considered 
in isolation or as a substitute for analysis of our results as reported under GAAP. Some of these limitations are:

•

•

•

•

•

•

•

adjusted EBITDA does not reflect our cash expenditures for capital equipment or other contractual commitments;

although depreciation and amortization are non-cash charges, the assets being depreciated and amortized may have to be 
replaced in the future, and adjusted EBITDA does not reflect cash capital expenditure requirements for such replacements;

adjusted EBITDA does not reflect changes in, or cash requirements for, our working capital needs;

adjusted  EBITDA  does  not  consider  the  potentially  dilutive  impact  of  issuing  stock-based  compensation  to  our 
management team and employees;

should we enter into borrowing arrangements in the future, adjusted EBITDA does not reflect the interest expense or the 
cash requirements that may be necessary to service interest or principal payments on such indebtedness;

adjusted EBITDA does not reflect certain tax payments that may represent a reduction in cash available to us; and

other  companies,  including  companies  in  our  industry,  may  calculate  adjusted  EBITDA  measures  differently,  which 
reduces their usefulness as a comparative measure.

Due to these limitations, adjusted EBITDA should not be considered as a measure of discretionary cash available to us to invest 
in the growth of our business. When evaluating our performance, adjusted EBITDA should be considered alongside other financial 
performance measures, including various cash flow metrics, net (loss) income and our other GAAP results.

The following table presents a reconciliation of adjusted EBITDA to net loss (income), the most comparable GAAP measure, 

for each of the periods indicated:

  June 30,  
2017

  Mar 31,  
2017

  Dec 31,
2016

  Sept 30,  
2016

  June 30,  
2016

  Mar 31,  
2016

  Dec 31,
2015

  Sept 30,
2015

Three Months Ended

Net (loss) income ...............................  $ (1,368)   $
Interest and other expense (income),
   net....................................................    2,653 
Provision for (benefit from) taxes......   
306 
Depreciation and amortization...........    2,394 
Stock-based compensation expense...    2,072 
— 
Restructuring......................................   
Legal settlement expense ...................   
— 
Adjusted EBITDA .............................  $ 6,057 

(In thousands)
(unaudited)

579 

  $ (7,850)  $ (3,569)   $ (3,333)   $ (3,265)   $ (6,458)  $ (6,364)

(153)    
(10)    

124     
—      (1,376)    

— 

138 
(343)    

    2,660 
    2,077 
38 
— 
  $ 5,191 

    2,950      3,373 
    2,100      2,607 
— 
    2,403     
— 
—     
  $ (273)  $ 1,035 

    3,650 
    2,629 
— 
275 
  $ 3,016 

20 
72 
    3,721 
    2,816 
79 
100 
  $ 3,543 

184 
70     
365 
40     
    3,772      3,944 
    2,734      2,789 
218 
—     
—     
— 
158    $ 1,136 

  $

Adjusted EBITDA as a percentage
   of net revenue..................................   

7%   

7%   

—     

1%   

4%   

4%   

—     

2%

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
     
 
     
 
     
       
 
     
 
     
 
     
       
 
We seek to manage our business to a level of adjusted EBITDA as a percentage of net revenue. We do so on a fiscal year basis 
by varying our operations to balance revenue growth and costs throughout the fiscal year. We do not seek to manage our business to a 
level of adjusted EBITDA on a quarterly basis and we expect our adjusted EBITDA margins to vary from quarter to quarter.

Liquidity and Capital Resources

As  of  June  30,  2017,  our  principal  sources  of  liquidity  consisted  of  cash  and  cash  equivalents  of  $49.6  million  and  cash  we 
expect to generate from future operations. Our cash and cash equivalents are maintained in highly liquid investments with remaining 
maturities of 90 days or less at the time of purchase. We believe our cash equivalents are liquid and accessible.

Our  short-term  and  long-term  liquidity  requirements  primarily  arise  from  our  working  capital  requirements,  capital 
expenditures,  internal  software  development  costs  and  acquisitions  from  time  to  time.  Our  primary  operating  cash  requirements 
include the payment of media costs, personnel costs, costs of information technology systems and office facilities. Our ability to fund 
these  requirements  will  depend  on  our  future  cash  flows,  which  are  determined,  in  part,  by  future  operating  performance  and  are, 
therefore, subject to prevailing global macroeconomic conditions and financial, business and other factors. Even though we may not 
need additional funds to fund anticipated liquidity requirements, we may still elect to obtain additional debt or issue additional equity 
securities for other reasons.

We believe that our principal sources of liquidity will be sufficient to satisfy our currently anticipated cash requirements through 

at least the next 12 months.

Net cash provided by operating activities..........................................................  $
Net cash (used in) provided by investing activities ...........................................   
Net cash used in financing activities..................................................................   

18,536    $
(4,137)    
(18,505)    

1,015    $
(5,202)    
(2,497)    

6,133 
33,270 
(63,119)

2017

Fiscal Year Ended June 30,
2016
(In thousands)

2015

Net Cash Provided by Operating Activities

Cash  from  operating  activities  are  primarily  the  result  of  our  net  loss  adjusted  for  depreciation  and  amortization,  stock-based 

compensation expense, impairment of investment and changes in working capital components.

Cash provided by operating activities was $18.5 million for fiscal year 2017 compared to $1.0 million for fiscal year 2016 and 

$6.1 million for fiscal year 2015.

Cash provided by operating activities in fiscal year 2017 consisted of a net loss of $12.2 million, which included a restructuring 
charge of $2.4 million, offset by non-cash adjustments of $23.0 million. In addition, there was a net increase in cash from changes in 
working  capital  of  $7.8  million.  The  non-cash  adjustments  primarily  consisted  of  depreciation  and  amortization  of  $11.4  million, 
stock-based  compensation  expense  of  $8.9  million  and  impairment  of  investment  of  $2.5  million.  The  changes  in  working  capital 
accounts were primarily due to an increase in accounts payable and accrued liabilities of $4.2 million, primarily due to the timing of 
cash payments, partially offset by a decrease in accrued performance incentive compensation of $2.0 million associated with the lower 
achievement of performance objectives. The decrease in accounts receivable of $2.9 million was primarily due to the timing of cash 
receipts.

Cash provided by operating activities in fiscal year 2016 consisted of a net loss of $19.4 million, which included a restructuring 
charge of $0.3 million, offset by non-cash adjustments of $26.8 million. In addition, there was a net decrease in cash from changes in 
working  capital  of  $6.3  million.  The  non-cash  adjustments  primarily  consisted  of  depreciation  and  amortization  of  $15.1  million, 
stock-based compensation expense of $11.0 million, and provision for sales returns and doubtful accounts receivable of $0.8 million. 
The changes in working capital accounts were primarily due to an increase in other assets, noncurrent of $8.2 million and an increase 
in accounts receivable of $1.8 million, partially offset by a decrease in prepaid expenses and other assets of $4.5 million. The increase 
in other assets, noncurrent, was primarily due to a one-time $10.0 million cash payment to All Web Leads, a strategic partner, to be 
their exclusive click monetization partner for the majority of their insurance categories and the increase in accounts receivable was 
primarily due to the timing of cash receipts. The decrease in prepaid expenses and other assets was primarily due to a cash receipt 
from a federal tax refund of $6.5 million.

Cash provided by operating activities in fiscal year 2015 consisted of a net loss of $20.0 million, which included a restructuring 
charge of $0.4 million, offset by non-cash adjustments of $26.6 million. In addition, there was a net decrease in cash from changes in 
working  capital  of  $0.4  million.  The  non-cash  adjustments  primarily  consisted  of  depreciation  and  amortization  of  $18.9  million, 

39

  
 
 
 
 
   
 
 
 
 
 
 
 
stock-based compensation expense of $9.9 million, and gain on the sale of domain names that were not considered to be strategically 
important  to  our  business  of  $3.3  million.  The  changes  in  working  capital  accounts  were  primarily  due  to  an  increase  in  accounts 
receivable of $4.4 million, partially offset by an increase in accounts payable and accrued liabilities of $2.4 million and a decrease in 
net  deferred  taxes  of  $1.8  million.  The  increase  in  accounts  receivable  as  well  as  the  increase  in  accounts  payable  and  accrued 
liabilities were primarily due to the timing of payments.

Net Cash (Used in) Provided by Investing Activities

Cash  from  investing  activities  include  capital  expenditures,  capitalized  internal  development  costs,  and  purchases,  sales  and 

maturities of marketable securities.

Cash  used  in  investing  activities  was  $4.1  million  for  fiscal  year  2017,  compared  to  cash  used  in  investing  activities  of  $5.2 

million for fiscal year 2016 and cash provided by investing activities of $33.3 million for fiscal year 2015.

Cash used in investing activities in fiscal year 2017 was primarily due to capital expenditures and internal software development 
costs of $3.3 million and an increase in restricted cash of $0.8 million held as collateral for letters of credit related to our corporate 
headquarters’ operating lease and fidelity bonds placed with an insurance company.

Cash used in investing activities in fiscal year 2016 was primarily due to capital expenditures and internal software development 

costs of $5.3 million.

Cash provided by investing activities in fiscal year 2015 was primarily due to net sales and maturities of marketable securities of 
$38.7 million and proceeds from the sale of domain names that were not considered to be strategically important to our business of 
$3.4 million, offset by capital expenditures and internal software development costs of $5.7 million and a purchase of an investment of 
$2.5 million.

Net Cash Used in Financing Activities

Cash  from  financing  activities  include  repayments  on  loan  facilities  and  acquisition-related  notes  payable,  repurchases  of 
common  stock,  withholding  taxes  related  to  the  release  of  restricted  stock,  net  of  share  settlement,  proceeds  from  revolving  loan 
facility and proceeds from the exercise of stock options.

Cash used in financing activities was $18.5 million for fiscal year 2017 compared to $2.5 million for fiscal year 2016 and $63.1 

million for fiscal year 2015.

Cash  used  in  financing  activities  in  fiscal  year  2017  was  due  to  repayment  of  the  revolving  loan  facility  of  $15.0  million, 
repurchases of common stock of $2.5 million and withholding taxes related to the release of restricted stock, net of share settlement of 
$1.0 million.

Cash used in financing activities in fiscal year 2016 was primarily due to withholding taxes related to the release of restricted 

stock, net of share settlement of $2.5 million.

Cash  used  in  financing  activities  in  fiscal  year  2015  was  primarily  due  to  principal  payments  on  our  term  loan  facility  and 
acquisition-related notes payable of $78.0 million and withholding taxes related to restricted stock net share settlement of $1.2 million, 
offset by proceeds from the revolving loan facility of $15.0 million and exercises of stock options of $1.3 million.

Off-Balance Sheet Arrangements

During the periods presented, we did not have any relationships with unconsolidated entities or financial partnerships, such as 
entities  often  referred  to  as  structured  finance  or  special  purpose  entities,  which  would  have  been  established  for  the  purpose  of 
facilitating  off-balance  sheet  arrangements  or  other  contractually  narrow  or  limited  purposes.  We  have  an  investment  in  a  variable 
interest entity of which we are not the primary beneficiary and as to which we do not have any material obligations.

40

Contractual Obligations

The following table sets forth payments due under our contractual obligations as of June 30, 2017:

Operating Leases .......................................................  $

5,755    $

3,660    $

2,049    $

46    $

—  

Total

    Less than 1 Year   

1-3 Years
(In thousands)

3-5 Years

    More than 5 Years 

The above table does not include approximately $2.1 million of long-term income tax liabilities for uncertainty in income taxes 

due to the fact that we are unable to reasonably estimate the timing of these potential future payments.

Loan Facility

In fiscal year 2017, we were party to a credit agreement with Comerica Bank, as administrative agent and sole lender, which 
consisted  of  a  $25.0  million  revolving  loan  facility  bearing  interest  at  a  rate  of  the  Eurodollar  rate  plus  3.00%.  The  revolving  loan 
facility  expired  on  June  11,  2017  with  no  outstanding  balance  at  the  time  of  expiration.  As  of  June  30,  2016,  $15.0  million  was 
outstanding under the revolving loan facility.

Headquarters Lease

We entered into a lease agreement in February 2010 for approximately 63,998 square feet of office space located at 950 Tower 
Lane, Foster City, California. The term of the lease began on November 1, 2010 and expires on October 31, 2018. The monthly base 
rent was abated for the first 12 calendar months under the lease, and remained at $0.1 million through the 24th calendar month of the 
term  of  the  lease.  After  this  24  month  period,  monthly  base  rent  increased  to  $0.2  million  for  the  subsequent  12  months  and  now 
increases approximately 3% after each 12-month anniversary during the remaining term, including any extensions under our options to 
extend. We have two options to extend the term of the lease for one additional year for each option following the expiration date of the 
lease or renewal term, as applicable.

Critical Accounting Policies and Estimates

We  have  prepared  our  consolidated  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the 
United States of America (“GAAP”). In doing so, we are required to make estimates and assumptions that affect the reported amounts 
of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements and reported amounts of 
revenue and expenses during the reporting period.

Some of the estimates and assumptions we are required to make relate to matters that are inherently uncertain as they pertain to 
future  events.  We  base  these  estimates  and  assumptions  on  historical  experience  or  on  various  other  factors  that  we  believe  to  be 
reasonable and appropriate under the circumstances. On an ongoing basis, we reconsider and evaluate our estimates and assumptions. 
Actual results may differ significantly from these estimates.

We believe that the critical accounting policies listed below involve our more significant judgments, estimates and assumptions 
and,  therefore,  could  have  the  greatest  potential  impact  on  our  consolidated  financial  statements.  In  addition,  we  believe  that  a 
discussion of these policies is necessary to understand and evaluate the consolidated financial statements contained in this report.

See Note 2, Summary of Significant Accounting Principles, of our consolidated financial statements for further information on 

our critical and other significant accounting policies.

Revenue Recognition

Revenue earned through the delivery of qualified leads, inquiries, clicks, calls, applications, customers and, to a lesser extent, 
display advertisements, or impressions constituted all revenue in fiscal years 2017 and 2016, and more than 99% of revenue in fiscal 
year  2015.  We  recognize  revenue  when  persuasive  evidence  of  an  arrangement  exists,  delivery  has  occurred,  the  fee  is  fixed  or 
determinable and collectability is reasonably assured. Delivery is deemed to have occurred at the time a qualified lead, inquiry, click, 
call, application, or customer is delivered to the client provided that no significant obligations remain.

Under  our  revenue  recognition  policies,  we  allocate  revenue  in  an  arrangement  using  the  estimated  selling  price  (“ESP”)  of 
deliverables  if  vendor-specific  objective  evidence  (“VSOE”)  of  selling  price  based  on  historical  stand-alone  sales  or  third-party 
evidence (“TPE”) of selling price does not exist. Due to the unique nature of some of our multiple deliverable revenue arrangements, 
we may not be able to establish selling prices based on historical stand-alone sales or third-party evidence, therefore we may use our 

41

  
 
   
 
 
 
best estimate to establish selling prices for these arrangements under the standard. We establish best estimates within a range of selling 
prices  considering  multiple  factors  including,  but  not  limited  to,  factors  such  as  class  of  client,  size  of  transaction,  available  media 
inventory, pricing strategies and market conditions. We believe the use of the best estimate of selling price allows revenue recognition 
in a manner consistent with the underlying economics of the transaction.

From time to time, we may agree to credit a client for certain leads, inquiries, clicks, calls, applications, or customers if they fail 
to meet the contractual or other guidelines of a particular client. We have established a sales reserve based on historical experience. To 
date, such credits have been within our expectations.

Separately  from  the  agreements  we  have  with  clients,  we  have  agreements  with  Internet  search  companies,  third-party 
publishers and strategic partners to generate potential qualified leads, inquiries, clicks, calls, applications, or customers. We receive a 
fee from our clients and separately pay a fee to the Internet search companies, third-party publishers and strategic partners. We are the 
primary obligor in the transaction. As a result, the fees paid by our clients are recognized as revenue and the fees paid to our Internet 
search companies, third-party publishers and strategic partners are included in cost of revenue.

Deferred  revenue  is  comprised  of  contractual  billings  in  excess  of  recognized  revenue  and  payments  received  in  advance  of 

revenue recognition.

Stock-Based Compensation

We  measure  and  record  the  expense  related  to  stock-based  transactions  based  on  the  fair  value  of  the  stock-based  payment 
awards as determined on the date of grant. The fair value of restricted stock units with a service condition is determined based on the 
closing price of our common stock on the date of grant. For stock options, we have selected and used the Black-Scholes option pricing 
model to estimate the fair value. For restricted stock units with a service and market condition, we have selected and used the Monte 
Carlo simulation model to estimate the fair value. In applying these models, our determination of fair value is affected by assumptions 
regarding  a  number  of  highly  complex  and  subjective  variables.  These  variables  include,  but  are  not  limited  to,  the  expected  stock 
price volatility over the term of the award and the employees’ actual and projected stock option exercise and pre-vesting employment 
termination behaviors. We estimate the expected volatility of our common stock based on our historical volatility over the expected 
term of the award. We have no history or expectation of paying dividends on our common stock. The risk-free interest rate is based on 
the U.S. Treasury yield for a term consistent with the expected term of the award. 

We  recognize  stock-based  compensation  expense  over  the  requisite  service  period  using  the  straight-line  method,  based  on 
awards ultimately expected to vest. We estimate future forfeitures at the date of grant. On an annual basis, we assess changes in our 
estimate  of  expected  forfeitures  based  on  recent  forfeiture  activity.  The  effect  of  adjustments  made  to  forfeiture  rates,  if  any,  is 
recognized in the period that the change is made.

Goodwill

We conduct a test for the impairment of goodwill at the reporting unit level on at least an annual basis and whenever there are 
events  or  changes  in  circumstances  that  would  more  likely  than  not  reduce  the  estimated  fair  value  of  a  reporting  unit  below  its 
carrying  value.  Application  of  the  goodwill  impairment  test  requires  judgment,  including  the  identification  of  reporting  units, 
assigning  assets  and  liabilities  to  reporting  units,  assigning  goodwill  to  reporting  units,  and  determining  the  fair  value  of  each 
reporting  unit.  Significant  judgments  required  to  estimate  the  fair  value  of  reporting  units  include  estimating  future  cash  flows  and 
determining  appropriate  discount  rates,  growth  rates,  an  appropriate  control  premium  and  other  assumptions.  Changes  in  these 
estimates  and  assumptions  could  materially  affect  the  determination  of  fair  value  for  each  reporting  unit  which  could  trigger 
impairment.

42

We  performed  our  annual  goodwill  impairment  test  on  April  30,  2017  for  fiscal  year  2017.  We  had  one  reporting  unit  for 
purposes of allocating and testing goodwill and conducted a qualitative assessment to determine whether it was necessary to perform a 
two-step quantitative goodwill impairment test. In assessing the qualitative factors, we considered the impact of key factors such as 
changes in industry and competitive environment, stock price, actual revenue performance compared to previous years, forecasts and 
cash flow generation. Based on the results of the qualitative assessment, there were no indicators of impairment.

In  the  third  quarter  of  fiscal  year  2016,  our  public  market  capitalization  experienced  a  decline  to  a  value  below  the  net  book 
carrying value of our equity which triggered the necessity to conduct an interim goodwill impairment test as of March 31, 2016. As all 
revenue in fiscal year 2016 had been earned through the delivery of qualified leads, inquiries, clicks, calls, applications, customers, 
and to a lesser extent, display advertisements, or impressions, we had one reporting unit as of March 31, 2016. Given that our shares 
are publicly traded in an active market, we believe that the quoted market price provides evidence of fair value. As of March 31, 2016, 
our market capitalization exceeded our net book carrying value. Additionally, we estimated fair value utilizing a weighting of the fair 
values derived from the market and income approach which exceeded our net book carrying value. Based on the results of the step one 
interim impairment test, we determined there was no goodwill impairment as of March 31, 2016.

We  performed  our  annual  goodwill  impairment  test  on  April  30,  2016  for  fiscal  year  2016.  We  conducted  a  qualitative 
assessment  to  determine  whether  it  was  necessary  to  perform  a  two-step  quantitative  goodwill  impairment  test.  In  assessing  the 
qualitative  factors,  we  considered  any  significant  changes  in  key  factors  such  as  changes  in  industry  and  competitive  environment, 
stock price, actual revenue performance compared to previous years and budget, EBITDA and cash flow generation, since the most 
recent valuation date, March 31, 2016. Based on the results of the qualitative assessment, there were no indicators of impairment. As 
of June 30, 2016, we did not identify any indicators of impairment.  

We  performed  our  annual  goodwill  impairment  test  on  April  30,  2015  for  fiscal  year  2015.  We  had  two  reporting  units  for 
purposes  of  allocating  and  testing  goodwill,  DMS  and  DSS.  We  conducted  a  qualitative  assessment  to  determine  whether  it  was 
necessary to perform a two-step quantitative goodwill impairment test. In assessing the qualitative factors, we considered the impact 
of  key  factors  such  as  changes  in  industry  and  competitive  environment,  stock  price,  actual  revenue  performance  compared  to 
previous  years,  forecasts  and  cash  flow  generation.  Based  on  the  results  of  the  qualitative  assessment,  there  were  no  indicators  of 
impairment. 

Long-Lived Assets

We evaluate long-lived assets, such as property and equipment and purchased intangible assets with finite lives, for impairment 
whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  value  of  an  asset  may  not  be  recoverable.  If  necessary,  a 
quantitative test is performed that requires the application of judgment when assessing the fair value of an asset. When we identify an 
impairment, we reduce the carrying amount of the asset to its estimated fair value based on a discounted cash flow approach or, when 
available and appropriate, to comparable market values. As of April 30, 2017, 2016 and 2015, we evaluated our long-lived assets and 
concluded there were no indicators of impairment. 

Income Taxes

We  account  for  income  taxes  using  an  asset  and  liability  approach  to  record  deferred  taxes.  Our  deferred  income  tax  assets 
represent temporary differences between the financial statement carrying amount and the tax basis of existing assets and liabilities that 
will  result  in  deductible  amounts  in  future  years,  including  net  operating  loss  carry  forwards.  A  valuation  allowance  is  recorded 
against our deferred tax assets which are not expected to be realized. Our judgment regarding future profitability may change due to 
future market conditions, changes in U.S. or international tax laws and other factors. We recorded a valuation allowance against the 
majority of our deferred tax assets at the end of fiscal year 2014 due to the significant negative evidence that the near term realization 
of certain assets were deemed unlikely. We continue to maintain the valuation allowance as of June 30, 2017.

Recent Accounting Pronouncements

See Note 2, Summary of Significant Accounting Policies, to our consolidated financial statements for information with respect 

to recent accounting pronouncements and the impact of these pronouncements on our consolidated financial statements.

Item 7A.

Quantitative and Qualitative Disclosures about Market Risk

We are exposed to market risks in the ordinary course of our business. These risks include primarily interest rate and foreign 

currency exchange rate risks.

43

Interest Rate Risk

Our cash equivalents are invested in money market funds. Cash and cash equivalents are held for working capital purposes and 
acquisition financing. We do not enter into investments for trading or speculative purposes. We believe that we do not have material 
exposure to changes in the fair value of these investments as a result of changes in interest rates due to the short-term nature of our 
investments. Declines in interest rates may reduce future investment income. A hypothetical decline of 1% in the interest rate on our 
investments would not have a material effect on our consolidated financial statements.

Foreign Currency Exchange Risk

To date, our client agreements have been predominately denominated in U.S. dollars, and accordingly, we have limited exposure 
to foreign currency exchange rate fluctuations related to client agreements, and do not currently engage in foreign currency hedging 
transactions. As the local accounts for some of our foreign operations are maintained in the local currency of the respective country, 
we  are  subject  to  foreign  currency  exchange  rate  fluctuations  associated  with  the  remeasurement  to  U.S.  dollars.  A  hypothetical 
change of 10% in foreign currency exchange rates would not have a material effect on our consolidated financial statements.

44

Item 8.

Financial Statements and Supplementary Data

QUINSTREET, INC.

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Report of PricewaterhouseCoopers LLP, Independent Registered Public Accounting Firm ...........................................................
Consolidated Balance Sheets ............................................................................................................................................................
Consolidated Statements of Operations ............................................................................................................................................
Consolidated Statements of Comprehensive Loss .............................................................................................................................
Consolidated Statements of Stockholders’ Equity ............................................................................................................................
Consolidated Statements of Cash Flows ...........................................................................................................................................
Notes to Consolidated Financial Statements .....................................................................................................................................

Page

46
47
48
49
50
51
52

The supplementary financial information required by this Item 8 is included in Item 7 under the caption "Selected Quarterly Financial 
Data."

45

Report of Independent Registered Public Accounting Firm

To the Board of Directors and Stockholders of QuinStreet, Inc.

In our opinion, the accompanying consolidated balance sheets and the related consolidated statements of operations, of comprehensive 
loss, of stockholders’ equity and of cash flows present fairly, in all material respects, the financial position of QuinStreet, Inc. and its 
subsidiaries as of June 30, 2017 and 2016, and the results of their operations and their cash flows for each of the three years in the 
period ended June 30, 2017 in conformity with accounting principles generally accepted in the United States of America.  In addition, 
in  our  opinion,  the  financial  statement  schedule  listed  in  the  index  appearing  under  Item  15(a)(2)  presents  fairly,  in  all  material 
respects,  the  information  set  forth  therein  when  read  in  conjunction  with  the  related  consolidated  financial  statements.  Also  in  our 
opinion, the Company did not maintain, in all material respects, effective internal control over financial reporting as of June 30, 2017, 
based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations 
of  the  Treadway  Commission  (COSO)  because  a  material  weakness  in  internal  control  over  financial  reporting  related  to  the 
accounting  for  non-standard  revenue  credits  existed  as  of  that  date.   A  material  weakness  is  a  deficiency,  or  a  combination  of 
deficiencies, in internal control over financial reporting, such that there is a reasonable possibility that a material misstatement of the 
annual or interim financial statements will not be prevented or detected on a timely basis.  The material weakness referred to above is 
described  in  Management's  Report  on  Internal  Control  over  Financial  Reporting  appearing  under  Item  9A.   We  considered  this 
material weakness in determining the nature, timing, and extent of audit tests applied in our audit of the 2017 consolidated financial 
statements and our opinion regarding the effectiveness of the Company’s internal control over financial reporting does not affect our 
opinion  on  those  consolidated  financial  statements.   The  Company's  management  is  responsible  for  these  financial  statements  and 
financial  statement  schedule,  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its  assessment  of  the 
effectiveness of internal control over financial reporting included in management's report referred to above.   Our responsibility is to 
express  opinions  on  these  financial  statements,  on  the  financial  statement  schedule,  and  on  the  Company's  internal  control  over 
financial reporting based on our integrated audits.  We conducted our audits in accordance with the standards of the Public Company 
Accounting  Oversight  Board  (United  States).   Those  standards  require  that  we  plan  and  perform  the  audits  to  obtain  reasonable 
assurance  about  whether  the  financial  statements  are  free  of  material  misstatement  and  whether  effective  internal  control  over 
financial reporting was maintained in all material respects.  Our audits of the financial statements included examining, on a test basis, 
evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant 
estimates  made  by  management,  and  evaluating  the  overall  financial  statement  presentation.   Our  audit  of  internal  control  over 
financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk.  Our 
audits also included performing such other procedures as we considered necessary in the circumstances. We believe that our audits 
provide a reasonable basis for our opinions.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of 
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles.   A  company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures  that  (i)  pertain  to  the 
maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and  dispositions  of  the  assets  of  the 
company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in 
accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in 
accordance  with  authorizations  of  management  and  directors  of  the  company;  and  (iii)  provide  reasonable  assurance  regarding 
prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect 
on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.  Also, projections 
of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ PricewaterhouseCoopers LLP 
San Jose, California
September 8, 2017

46

QUINSTREET, INC.
CONSOLIDATED BALANCE SHEETS
(In thousands, except share and per share data)

Assets
Current assets:

Cash and cash equivalents.....................................................................................................  $
Accounts receivable, net........................................................................................................ 
Prepaid expenses and other assets ......................................................................................... 
Total current assets .......................................................................................................... 
Property and equipment, net ....................................................................................................... 
Goodwill ..................................................................................................................................... 
Other intangible assets, net ......................................................................................................... 
Other assets, noncurrent.............................................................................................................. 

Total assets.......................................................................................................................  $

Liabilities and Stockholders' Equity
Current liabilities:

Accounts payable ..................................................................................................................  $
Accrued liabilities.................................................................................................................. 
Deferred revenue ................................................................................................................... 
Debt ....................................................................................................................................... 
Total current liabilities..................................................................................................... 
Other liabilities, noncurrent................................................................................................... 
Total liabilities ................................................................................................................. 

Commitments and contingencies (See Note 9)
Stockholders' equity:

June 30,
2017

June 30,
2016

49,571    $
44,059   
6,225   
99,855   
5,613   
56,118   
4,105   
8,617   
174,308    $

25,205    $
26,223   
1,126   
—   
52,554   
3,672   
56,226   

53,710 
47,218 
7,055 
107,983 
7,678 
56,118 
10,081 
11,242 
193,102 

19,814 
27,705 
1,200 
15,000 
63,719 
4,631 
68,350 

Common stock:  $0.001 par value; 100,000,000 shares authorized; 45,435,836 and
   45,557,295 shares issued and outstanding at June 30, 2017 and June 30, 2016 ............... 
Additional paid-in capital...................................................................................................... 
Accumulated other comprehensive loss ................................................................................ 
Accumulated deficit .............................................................................................................. 
Total stockholders' equity ................................................................................................ 
Total liabilities and stockholders' equity .........................................................................  $

45   
263,533   
(463)  
(145,033)  
118,082   
174,308    $

45 
257,950 
(418)
(132,825)
124,752 
193,102  

See notes to consolidated financial statements

47

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
 
   
   
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
  
 
   
   
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
  
 
   
   
 
  
 
 
 
 
 
 
 
 
 
 
QUINSTREET, INC.
CONSOLIDATED STATEMENTS OF OPERATIONS
(In thousands, except per share data)

2017

Fiscal Year Ended June 30,
2016

2015

Net revenue ........................................................................................................
Cost of revenue (1) ..............................................................................................
Gross profit ........................................................................................................
Operating expenses: (1)

 $

299,785    $
269,409     
30,376 

297,706 
  $
270,963     
26,743     

Product development ....................................................................................
Sales and marketing......................................................................................
General and administrative...........................................................................
Restructuring charges ...................................................................................
Operating loss ....................................................................................................
Interest income...................................................................................................
Interest expense..................................................................................................
Other (expense) income, net ..............................................................................
Loss before taxes................................................................................................
Benefit from (provision for) taxes .....................................................................
Net loss...............................................................................................................

Net loss per share:

Basic .............................................................................................................
Diluted ..........................................................................................................

 $

 $
 $

13,476 
9,189 
15,934 
2,441 
(10,664)
138 
(346)
(2,416)
(13,288)
1,080 
(12,208)

(0.27)
(0.27)

 $

 $
 $

282,140 
252,002 
30,138 

17,948 
14,544 
16,823 
— 
(19,177)
72 
(3,818)
2,671 
(20,252)
244 
(20,008)

16,431     
12,020     
17,166     
—     
(18,874)    

61   
(585)    
112     
(19,286)    
(134)    
(19,420)   $

(0.43)   $
(0.43)   $

(0.45)
(0.45)

Weighted-average shares used in computing net loss per share:

Basic .............................................................................................................
Diluted ..........................................................................................................

45,594 
45,594 

45,197     
45,197     

44,454 
44,454  

(1) Cost of revenue and operating expenses include stock-based compensation expense as follows:

Cost of revenue ..................................................................................................
Product development .........................................................................................
Sales and marketing ...........................................................................................
General and administrative ................................................................................
Restructuring charges.........................................................................................

 $

3,109    $
1,834 
1,154 
2,759 
42 

3,780    $
2,340     
1,825     
3,023     
—     

3,120 
2,395 
2,144 
2,196 
—  

See notes to consolidated financial statements

48

 
  
 
 
 
 
   
   
 
  
  
  
  
  
  
      
  
  
  
  
  
  
  
  
  
  
  
 
 
  
  
  
  
  
  
  
  
 
  
  
  
      
  
  
  
  
      
  
 
  
  
  
      
  
  
  
  
      
  
  
  
  
  
 
  
  
  
  
  
  
  
  
QUINSTREET, INC.
CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS
(In thousands)

Net loss...............................................................................................................  $
Other comprehensive (loss) income:
Unrealized gain on investments:

Change in unrealized gain.......................................................................   
Less: reclassification adjustment related to realized loss, net
   of tax of $0 ...........................................................................................   
Net change .........................................................................................   
Foreign currency translation adjustment ......................................................   
Unrealized gain on interest rate swap:

Change in unrealized gain.......................................................................   
Less: reclassification adjustment related to realized loss, net
   of tax of $0 ...........................................................................................   
Net change .........................................................................................   
Other comprehensive (loss) income...................................................................   
Comprehensive loss ...........................................................................................  $

2017

Fiscal Year Ended June 30,
2016

2015

(12,208)   $

(19,420)   $

(20,008)

—     

—     
—     
(45)    

—     

—     

—     
—     
(5)    

—     

13 

16 
29 
(18)

225 

—     
—     
(45)    
(12,253)    

—     
—     
(5)    
(19,425)   $

405 
630 
641 
(19,367)

See notes to consolidated financial statements

49

 
  
 
 
 
 
   
   
 
   
      
      
  
   
      
      
  
   
      
      
  
QUINSTREET, INC.
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY
(In thousands, except share data)

Common Stock

Treasury Stock

Shares

    Amount

Shares

    Amount

    Comprehensive    Accumulated    Shareholders’ 

Loss

Deficit

44     

—    $

—  $ 239,558    $

(1,054)  $ (93,397)  $

Total

Equity
145,151 

    Accumulated      
Other

  Additional    
Paid-in
  Capital

—     

4,531    

211,878   

380,064     

—     
—     

Balance at June 30, 2014 ....    44,025,908    $
Issuance of common stock
  upon exercise of stock
  options ...............................   
Release of restricted stock,
  net of share settlement .......   
Stock-based compensation
  expense ..............................   
Withholding taxes related to
  release of restricted stock,
  net of share settlement .......   
Net loss ................................   
Other comprehensive 
income .................................   
—     
Balance at June 30, 2015 ....    44,617,850    $
Issuance of common stock
  upon exercise of stock
  options ...............................   
Release of restricted stock,
  net of share settlement .......   
Stock-based compensation
  expense ..............................   
Withholding taxes related to
  release of restricted stock,
—    
  net of share settlement .......   
—    
Net loss ................................   
Other comprehensive loss....   
—    
Balance at June 30, 2016 ....    45,557,295    $
Release of restricted stock,
  net of share settlement .......   
Stock-based compensation
  expense ..............................   
Withholding taxes related to
  release of restricted stock,
  net of share settlement .......   
Repurchase of common 
—     
stock.....................................   
(719,023)   
Retirement of treasury stock    
—     
Net loss ................................   
Other comprehensive loss.....   
—     
Balance at June 30, 2017 ....    45,435,836    $

934,914    

597,564     

—    

—     

—     

1     

—     

—   

974     

—     

—     

—   

—     

—     

—     

—   

9,989     

—     

—     

—     

—     

—     

975 

— 

—     

9,989 

—     
—     

—     
45     

—     
—     

—     
—    $

—   
—   

(1,163)   
—     

—     
—     

—     
(20,008)   

(1,163)
(20,008)

—   
—     
—  $ 249,358    $

641     
—     
(413)  $ (113,405)  $

641 
135,585 

—    

—     

—    

—     

—   

—   

26    

—    

—    

—     

—   

11,048    

—    

—    

—    

—    

—    

26 

— 

—    

11,048 

—    
—    
—    
45     

—     
—     
—     
—    $

(2,482)   
—   
—    
—   
—   
—    
—  $ 257,950    $

—    
—    
(5)   

—    
(19,420)   
—    
(418)  $ (132,825)  $

(2,482)
(19,420)
(5)
124,752 

—     

—     

—   

—     

—     

—     

—   

9,088     

—     

—     

—     

— 

—     

9,088 

—     

—     

—   

(1,018)   

—     

—     

(1,018)

—      (719,023)   
—      719,023     
—     
—     
—     
—     
—    $
45     

—     
(2,487) 
(2,487)   
2,487   
—     
—   
—   
—     
—  $ 263,533    $

—     
—     
—     
—     
(12,208)   
—     
(45)   
—     
(463)  $ (145,033)  $

(2,487)
— 
(12,208)
(45)
118,082  

See notes to consolidated financial statements

50

 
  
   
 
     
 
     
 
     
 
   
 
 
     
 
 
 
   
 
     
 
     
 
     
 
     
 
   
 
 
 
   
 
 
 
   
   
   
   
 
QUINSTREET, INC.
CONSOLIDATED STATEMENTS OF CASH FLOWS
(In thousands)

Cash Flows from Operating Activities
Net loss ............................................................................................................................   $
Adjustments to reconcile net loss to net cash provided by operating activities:

Depreciation and amortization...................................................................................  
Impairment of investment..........................................................................................  
Write-off of bank loan upfront fees...........................................................................  
Provision for sales returns and doubtful accounts receivable....................................  
Stock-based compensation ........................................................................................  
Gains on sale of domain names .................................................................................  
Other adjustments, net ...............................................................................................  
Changes in assets and liabilities:

Accounts receivable.............................................................................................  
Prepaid expenses and other assets .......................................................................  
Deferred taxes......................................................................................................  
Other assets, noncurrent ......................................................................................  
Accounts payable.................................................................................................  
Accrued liabilities................................................................................................  
Deferred revenue .................................................................................................  
Other liabilities, noncurrent.................................................................................  
Net cash provided by operating activities .....................................................  

Cash Flows from Investing Activities
Capital expenditures ........................................................................................................  
Business acquisitions .......................................................................................................  
Internal software development costs ...............................................................................  
Purchases of marketable securities ..................................................................................  
Proceeds from maturities of marketable securities..........................................................  
Proceeds from sales of marketable securities ..................................................................  
Purchase of investment ....................................................................................................  
Proceeds from sale of domain names ..............................................................................  
Restricted cash .................................................................................................................  
Other investing activities .................................................................................................  
Net cash (used in) provided by investing activities.......................................  

Cash Flows from Financing Activities
Proceeds from exercise of common stock options ..........................................................  
Proceeds from revolving loan facility..............................................................................  
Principal payments on term loan facility .........................................................................  
Repayment of revolving loan facility ..............................................................................  
Payment of bank loan upfront fees ..................................................................................  
Principal payments on acquisition-related notes payable................................................  
Withholding taxes related to release of restricted stock, net of share settlement ............  
Repurchases of common stock ........................................................................................  
Net cash used in financing activities .............................................................  
Effect of exchange rate changes on cash and cash equivalents .......................................  
Net decrease in cash and cash equivalents ......................................................................  
Cash and cash equivalents at beginning of period...........................................................  
Cash and cash equivalents at end of period .....................................................................   $
Supplemental Disclosure of Cash Flow Information
Cash paid for interest .......................................................................................................  
Cash paid for income taxes..............................................................................................  
Supplemental Disclosure of Noncash Investing Activities
Purchases of property and equipment included in accrued liabilities..............................  
Retirement of treasury stock............................................................................................  

2017

Fiscal Year Ended June 30,
2016

2015

(12,208)   $

(19,420)   $

(20,008)

11,377   
2,500   
—   
291   
8,898   
(169)  
53   

2,868   
830   
(430)  
891   
5,394   
(1,155)  
(74)  
(530)  
18,536   

(1,160)  
—   
(2,185)  
—   
—   
—   
—   
169   
(766)  
(195)  
(4,137)  

—   
—   
—   
(15,000)  
—   
—   
(1,018)  
(2,487)  
(18,505)  
(33)  
(4,139)  
53,710   
49,571    $

295   
390   

134   
(2,487)  

15,087   
—   
—   
789   
10,968   
(181)  
116   

(1,767)  
4,448   
(496)  
(8,179)  
(505)  
608   
(8)  
(445)  
1,015   

(1,859)  
—   
(3,482)  
—   
—   
—   
—   
156   
—   
(17)  
(5,202)  

26   
—   
—   
—   
—   
(41)  
(2,482)  
—   
(2,497)  
(74)  
(6,758)  
60,468   
53,710    $

643   
863   

—   
—   

18,867 
— 
809 
142 
9,855 
(3,331)
247 

(4,403)
(181)
1,786 
(5)
2,030 
494 
33 
(202)
6,133 

(3,346)
(500)
(2,342)
(16,600)
26,849 
28,427 
(2,500)
3,371 
(99)
10 
33,270 

1,300 
15,000 
(77,500)
— 
(272)
(484)
(1,163)
— 
(63,119)
7 
(23,709)
84,177 
60,468 

3,052 
237 

1,832 
—  

See notes to consolidated financial statements

51

 
  
 
 
 
 
   
   
 
 
 
    
 
    
 
  
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
QUINSTREET, INC.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

1. The Company

QuinStreet,  Inc.  (the  “Company”)  is  a  leader  in  performance  marketing  products  and  technologies.  The  Company  was 
incorporated  in  California  in  April 1999  and  reincorporated  in  Delaware  in  December  2009.  The  Company  specializes  in  customer 
acquisition  for  clients  in  high  value,  information-intensive  markets  or  “verticals,”  including  financial  services,  education,  home 
services and business-to-business technology. The corporate headquarters are located in Foster City, California, with additional offices 
throughout the United States, Brazil and India. While the majority of the Company’s operations and revenue are in North America, the 
Company also has emerging businesses in Brazil and India.

2. Summary of Significant Accounting Policies

Principles of Consolidation

The consolidated financial statements include the accounts of the Company and its subsidiaries. The Company also evaluates its 
ownership  in  entities  to  determine  if  they  are  variable  interest  entities  (“VIEs”),  if  the  Company  has  a  variable  interest  in  those 
entities,  and  if  the  nature  and  extent  of  those  interests  result  in  consolidation.  Refer  to  Note  4  for  more  information  on  VIEs.  The 
Company  applies  the  cost  method  of  accounting  for  investments  in  entities  if  the  Company  does  not  have  the  ability  to  exercise 
significant influence over the entities. The interests held at cost are periodically evaluated for impairment. Intercompany balances and 
transactions have been eliminated in consolidation.

Use of Estimates

The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the  United  States  of 
America (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, 
disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the  financial  statements  and  reported  amounts  of  revenue  and  expenses 
during the reporting period. These estimates are based on information available as of the date of the financial statements; therefore, 
actual results could differ from those estimates.

Revenue Recognition

Revenue earned through the delivery of qualified leads, clicks, calls, customers and, to a lesser extent, display advertisements, or 
impressions constituted all revenue in fiscal years 2017 and 2016, and more than 99% of revenue in fiscal year 2015. The Company 
recognizes revenue when persuasive evidence of an arrangement exists, delivery has occurred, the fee is fixed or determinable and 
collectability is reasonably assured. Delivery is deemed to have occurred at the time a qualified lead, inquiry, click, call, application, 
or customer is delivered to the client provided that no significant obligations remain.

The Company allocates revenue in an arrangement using the estimated selling price (“ESP”) of deliverables if it does not have 
vendor-specific objective evidence (“VSOE”) of selling price based on historical stand-alone sales or third-party evidence (“TPE”) of 
selling  price.  Due  to  the  unique  nature  of  some  of  its  multiple  deliverable  revenue  arrangements,  the  Company  may  not  be  able  to 
establish selling prices based on historical stand-alone sales or third-party evidence, therefore the Company may use its best estimate 
to establish selling prices for these arrangements under the standard. The Company establishes best estimates within a range of selling 
prices considering multiple factors including, but not limited to, class of client, size of transaction, available media inventory, pricing 
strategies and market conditions. The Company believes the use of the best estimate of selling price allows revenue recognition in a 
manner consistent with the underlying economics of the transaction.

From time to time, the Company may agree to credit a client for certain leads, inquiries, clicks, calls, applications, customers or 
impressions if they fail to meet the contractual or other guidelines of a particular client. The Company has established a sales reserve 
based on historical experience. To date, such credits have been within the Company’s estimates.

Separately  from  the  agreements  the  Company  has  with  clients,  the  Company  also  has  agreements  with  Internet  search 
companies, third-party publishers and strategic partners to generate potential qualified leads, inquiries, clicks, calls, applications, or 
customers for our clients. The Company receives a fee from our clients and separately pays a fee to the Internet search companies, 
third-party publishers and strategic partners. The Company is the primary obligor in the transaction. As a result, the fees paid by its 
clients are recognized as revenue and the fees paid to its Internet search companies, third-party publishers and strategic partners are 
included in cost of revenue.

52

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

Deferred  revenue  is  comprised  of  contractual  billings  in  excess  of  recognized  revenue  and  payments  received  in  advance  of 

revenue recognition.

Concentrations of Credit Risk

Financial instruments that potentially subject the Company to significant concentrations of credit risk consist principally of cash 
and cash equivalents and accounts receivable. The Company’s investment portfolio consists of money market funds. Cash is deposited 
with financial institutions that management believes are creditworthy. To date, the Company has not experienced any material losses 
on its investment portfolio.

The Company maintains contracts with its clients, most of which are cancelable with little or no prior notice. In addition, these 
contracts  do  not  contain  penalty  provisions  for  cancellation  before  the  end  of  the  contract  term.  In  fiscal  years  2017  and  2016,  the 
Company had one client, The Progressive Corporation, that accounted for 17% and 12% of net revenue. No other client accounted for 
10% or more of net revenue in fiscal years 2017 and 2016 and no client accounted for 10% or more of net revenue in fiscal year 2015. 

The Company’s accounts receivable are derived from clients located principally in the United States. The Company performs 
ongoing  credit  evaluation  of  its  clients,  does  not  require  collateral,  and  maintains  allowances  for  potential  credit  losses  on  client 
accounts when deemed necessary. The Company had one client, The Progressive Corporation, that accounted for 14% of net accounts 
receivable as of June 30, 2017. No other client accounted for 10% or more of net accounts receivable as of June 30, 2017 and no client 
accounted for 10% or more of net accounts receivable as of June 30, 2016.

Fair Value of Financial Instruments

The Company’s financial instruments consist principally of cash equivalents, accounts receivable and accounts payable. The fair 
value  of  the  Company’s  cash  equivalents  is  determined  based  on  quoted  prices  in  active  markets  for  identical  assets  for  its  money 
market funds. The recorded values of the Company’s accounts receivable and accounts payable approximate their current fair values 
due to the relatively short-term nature of these accounts.

Cash, Cash Equivalents and Restricted Cash

All highly liquid investments with maturities of three months or less at the date of purchase are classified as cash equivalents. 
As of June 30, 2017 and 2016, cash equivalents consist of money market funds. As of June 30, 2017, the Company maintains $0.9 
million cash restricted as collateral for letters of credit that is reflected within other assets, noncurrent, in the Company’s consolidated 
balance sheet.

Property and Equipment

Property and equipment are stated at cost less accumulated depreciation and amortization, and are depreciated on a straight-line 

basis over the estimated useful lives of the assets, as follows:

Computer equipment ........................................................... 3 years
Software .............................................................................. 3 years
Furniture and fixtures .......................................................... 3 to 5 years
Leasehold improvements.....................................................

the shorter of the lease term or the estimated useful lives of 
the improvements

Internal Software Development Costs

The Company incurs costs to develop software for internal use. The Company expenses all costs that relate to the planning and 
post-implementation phases of development as product development expense. Costs incurred in the development phase are capitalized 
and  amortized  over  the  product’s  estimated  useful  life  if  the  product  is  expected  to  have  a  useful  life  beyond  six  months.  Costs 
associated with repair or maintenance of existing sites or the developments of website content are included within cost of revenue in 
the Company’s consolidated statements of operations. The Company’s policy is to amortize capitalized internal software development 
costs  on  a  product-by-product  basis  using  the  straight-line  method  over  the  estimated  economic  life  of  the  application,  which  is 
generally  two  years.  The  Company  capitalized  $2.1  million,  $3.5  million  and  $2.5  million  in  fiscal  years  2017,  2016  and  2015. 
Amortization of internal software development costs is reflected within cost of revenue in the Company’s consolidated statements of 
operations.

53

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

Goodwill

The Company conducts a test for the impairment of goodwill at the reporting unit level on at least an annual basis and whenever 
there are events or changes in circumstances that would more likely than not reduce the estimated fair value of a reporting unit below 
its  carrying  value.  Application  of  the  goodwill  impairment  test  requires  judgment,  including  the  identification  of  reporting  units, 
assigning  assets  and  liabilities  to  reporting  units,  assigning  goodwill  to  reporting  units,  and  determining  the  fair  value  of  each 
reporting  unit.  Significant  judgments  required  to  estimate  the  fair  value  of  reporting  units  include  estimating  future  cash  flows  and 
determining  appropriate  discount  rates,  growth  rates,  an  appropriate  control  premium  and  other  assumptions.  Changes  in  these 
estimates  and  assumptions  could  materially  affect  the  determination  of  fair  value  for  each  reporting  unit  which  could  trigger 
impairment.

The  Company  performed  its  annual  goodwill  impairment  test  on  April  30,  2017  for  fiscal  year  2017.  The  Company  had  one 
reporting unit for purposes of allocating and testing goodwill. The Company conducted a qualitative assessment to determine whether 
it  was  necessary  to  perform  a  two-step  quantitative  goodwill  impairment  test.  In  assessing  the  qualitative  factors,  the  Company 
considered  the  impact  of  key  factors  such  as  changes  in  industry  and  competitive  environment,  stock  price,  actual  revenue 
performance compared to previous years, forecasts and cash flow generation. Based on the results of the qualitative assessment, there 
were no indicators of impairment.

In the third quarter of fiscal year 2016, the Company’s public market capitalization experienced a decline to a value below the 
net book carrying value of the Company’s equity which triggered the necessity to conduct an interim goodwill impairment test as of 
March 31, 2016. As all revenue in fiscal year 2016 had been earned through the delivery of qualified leads, inquiries, clicks, calls, 
applications,  customers,  and  to  a  lesser  extent,  display  advertisements,  or  impressions,  the  Company  had  one  reporting  unit  as  of 
March  31,  2016.  Given  that  the  Company’s  shares  are  publicly  traded  in  an  active  market,  the  Company  believes  that  the  quoted 
market price provides evidence of fair value. As of March 31, 2016, the Company’s market capitalization exceeded the Company’s net 
book carrying value. Additionally, the Company estimated fair value utilizing a weighting of the fair values derived from the market 
and income approach which exceeded the Company’s net book carrying value. Based on the results of the step one interim impairment 
test, the Company determined there were no indicators of impairment as of March 31, 2016.

The Company performed its annual goodwill impairment test on April 30, 2016 for fiscal year 2016. The Company conducted a 
qualitative assessment to determine whether it is necessary to perform a two-step quantitative goodwill impairment test. In assessing 
the qualitative factors, the Company considered any significant change in key factors such as industry and competitive environment, 
stock price, actual revenue performance compared to previous years and budget, EBITDA and cash flow generation, since the most 
recent valuation date, March 31, 2016. Based on the results of the qualitative assessment, there were no indicators of impairment. As 
of June 30, 2016, the Company did not identify any indicators of impairment. 

The  Company  performed  its  annual  goodwill  impairment  test  on  April  30,  2015  for  fiscal  year  2015.  The  Company  had  two 
reporting units for purposes of allocating and testing goodwill, DMS and DSS. The Company conducted a qualitative assessment to 
determine whether it was necessary to perform a two-step quantitative goodwill impairment test. In assessing the qualitative factors, 
the  Company  considered  the  impact  of  key  factors  such  as  changes  in  industry  and  competitive  environment,  stock  price,  actual 
revenue  performance  compared  to  previous  years,  forecasts  and  cash  flow  generation.  Based  on  the  results  of  the  qualitative 
assessment, there were no indicators of impairment.

Long-Lived Assets

The Company evaluates long-lived assets, such as property and equipment and purchased intangible assets with finite lives, for 
impairment  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  value  of  an  asset  may  not  be  recoverable.  If 
necessary, a quantitative test is performed that requires the application of judgment when assessing the fair value of an asset. When 
the Company identifies an impairment, it reduces the carrying amount of the asset to its estimated fair value based on a discounted 
cash  flow  approach  or,  when  available  and  appropriate,  to  comparable  market  values.  As  of  April  30,  2017,  2016  and  2015,  the 
Company evaluated its long-lived assets and concluded there were no indicators of impairment. The weighted-average useful life of 
intangible assets was 9.3 years as of June 30, 2017.

Income Taxes

The Company accounts for income taxes using an asset and liability approach to record deferred taxes. The Company’s deferred 
income tax assets represent temporary differences between the financial statement carrying amount and the tax basis of existing assets 
and  liabilities  that  will  result  in  deductible  amounts  in  future  years.  Based  on  estimates,  the  carrying  value  of  the  Company’s  net 
deferred  tax  assets  assumes  that  it  is  not  more  likely  than  not  that  the  Company  will  be  able  to  generate  sufficient  future  taxable 

54

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

income in the respective tax jurisdictions. The Company’s judgments regarding future profitability may change due to future market 
conditions, changes in U.S. or international tax laws and other factors.

Foreign Currency Translation

The Company’s foreign operations are subject to exchange rate fluctuations. The majority of the Company’s sales and expenses 
are denominated in U.S. dollars. The functional currency for the majority of the Company’s foreign subsidiaries is the U.S. dollar. For 
these subsidiaries, assets and liabilities denominated in foreign currency are remeasured into U.S. dollars at current exchange rates for 
monetary assets and liabilities and historical exchange rates for nonmonetary assets and liabilities. Net revenue, cost of revenue and 
expenses  are  generally  remeasured  at  average  exchange  rates  in  effect  during  each  period.  Gains  and  losses  from  foreign  currency 
remeasurement are included in other (expense) income, net in the Company’s consolidated statements of operations. Certain foreign 
subsidiaries designate the local currency as their functional currency. For those subsidiaries, the assets and liabilities are translated into 
U.S. dollars at exchange rates in effect at the balance sheet date. Income and expense items are translated at average exchange rates 
for  the  period.  The  foreign  currency  translation  adjustments  are  included  in  accumulated  other  comprehensive  loss  as  a  separate 
component of stockholders’ equity. Foreign currency transaction gains and losses are recorded within other (expense) income, net in 
the Company’s consolidated statements of operations and were not material for any period presented.

Comprehensive Loss

Comprehensive loss consists of two components, net loss and other comprehensive (loss) income. Other comprehensive (loss) 
income  refers  to  revenue,  expenses,  gains,  and  losses  that  under  GAAP  are  recorded  as  an  element  of  stockholders’  equity  but  are 
excluded from net loss. The Company’s comprehensive (loss) income and accumulated other comprehensive loss consists of foreign 
currency translation adjustments from those subsidiaries not using the U.S. dollar as their functional currency, unrealized gains and 
losses  on  marketable  securities  categorized  as  available-for-sale  and  unrealized  gains  and  losses  on  the  interest  rate  swap.  Total 
accumulated other comprehensive loss is displayed as a separate component of stockholders’ equity.

Loss Contingencies

The Company is subject to the possibility of various loss contingencies arising in the ordinary course of business. Management 
considers the likelihood of loss or impairment of an asset or the incurrence of a liability, as well as its ability to reasonably estimate 
the amount of loss, in determining loss contingencies. An estimated loss contingency is accrued when it is probable that an asset has 
been impaired or a liability has been incurred and the amount of loss can be reasonably estimated. The Company regularly evaluates 
current information available to its management to determine whether such accruals should be adjusted and whether new accruals are 
required.

From time to time, the Company is involved in disputes, litigation and other legal actions. The Company records a charge equal 
to at least the minimum estimated liability for a loss contingency only when both of the following conditions are met: (i) information 
available prior to issuance of the financial statements indicates that it is probable that an asset had been impaired or a liability had 
been incurred at the date of the financial statements, and (ii) the range of loss can be reasonably estimated. The actual liability in any 
such  matters  may  be  materially  different  from  the  Company’s  estimates,  which  could  result  in  the  need  to  adjust  the  liability  and 
record additional expenses.

Stock-Based Compensation

The  Company  measures  and  records  the  expense  related  to  stock-based  transactions  based  on  the  fair  values  of  stock-based 
payment  awards,  as  determined  on  the  date  of  grant.  The  fair  value  of  restricted  stock  units  with  a  service  condition  is  determined 
based  on  the  closing  price  of  the  Company’s  common  stock  on  the  date  of  grant.  To  estimate  the  fair  value  of  stock  options,  the 
Company  selected  the  Black-Scholes  option  pricing  model.  To  estimate  the  fair  value  of  restricted  stock  units  with  a  service  and 
market condition, the Company selected the Monte Carlo simulation model. In applying these models, the Company’s determination 
of  the  fair  value  of  the  award  is  affected  by  assumptions  regarding  a  number  of  highly  complex  and  subjective  variables.  These 
variables include, but are not limited to, the Company’s expected stock price volatility over the term of the award and the employees’ 
actual and projected stock option exercise and pre-vesting employment termination behaviors.

The  Company  recognizes  stock-based  compensation  expense  over  the  requisite  service  period  using  the  straight-line  method, 
based on awards ultimately expected to vest. The Company estimates future forfeitures at the date of grant. On an annual basis, the 
Company assesses changes to its estimate of expected forfeitures based on recent forfeiture activity. The effect of adjustments made to 
the  forfeiture  rates,  if  any,  is  recognized  in  the  period  that  change  is  made.  Refer  to  Note  11,  Stock  Benefit  Plans,  for  additional 
information regarding stock-based compensation.

55

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

401(k) Savings Plan

The Company sponsors a 401(k) defined contribution plan covering all U.S. employees. There were no employer contributions 

under this plan in fiscal years 2017, 2016 or 2015.

Recent Accounting Pronouncements

In  May  2014,  the  FASB  issued  a  new  accounting  standard  update  on  revenue  from  contracts  with  clients.  The  new  guidance 
provides that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that 
reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In March and April 2016, 
the FASB amended this standard to clarify implementation guidance on principal versus agent considerations and the identification of 
performance obligations and licensing. In May 2016, the FASB amended this standard to address improvements to the guidance on 
collectability,  noncash  consideration,  and  completed  contracts  at  transition  as  well  as  provide  a  practical  expedient  for  contract 
modifications at transition and an accounting policy election related to the presentation of sales taxes and other similar taxes collected 
from customers. The new standards become effective for fiscal years beginning after December 15, 2017, and interim periods within 
those years with early adoption permitted. The Company does not plan to early adopt, and accordingly, will adopt the new standards 
effective July 1, 2018. Entities have the option of using either a full retrospective or a modified retrospective approach to adopt the 
new  standards.  The  Company  is  continuing  to  evaluate  the  overall  impact  of  the  new  standard  on  its  financial  statements,  related 
disclosures and internal controls over financial reporting and has not selected the method of transition. At this time, the Company has 
not  identified  any  provisions  that  are  expected  to  have  a  significant  impact  on  how  the  Company  recognizes  revenue  and  related 
expenses.

In February 2015, the FASB issued a new accounting standard update on consolidating legal entities in which a reporting entity 
holds a variable interest. The amended guidance modifies the evaluation of whether limited partnerships and similar legal entities are 
VIEs and affects the consolidation analysis of reporting entities that are involved with VIEs that have fee arrangements and related 
party  relationships.  The  new  guidance  became  effective  in  the  current  fiscal  year  and  did  not  have  an  impact  on  the  Company’s 
consolidated financial statements.

In February 2016, the FASB issued a new accounting standard update which replaces ASC 840, “Leases.” The new guidance 
requires a lessee to recognize on its balance sheet a right-of-use asset representing its right to use the underlying asset for the lease 
term and a lease liability representing its lease payment obligations. The guidance also requires a lessee to recognize a single lease 
cost, calculated so that the cost of the lease is allocated over the lease term, on a generally straight-line basis. The guidance becomes 
effective for fiscal years beginning after December 15, 2018, and interim periods within those years, with early adoption permitted. 
The Company is currently assessing the impact of this new guidance.

In  March  2016,  the  FASB  issued  a  new  accounting  standard  update  on  the  accounting  for  share-based  payments.  The  new 
guidance  simplifies  several  aspects  of  the  accounting  for  employee  share-based  payment  transactions,  including  the  accounting  for 
income  taxes,  forfeitures  and  statutory  tax  withholding  requirements,  as  well  as  classification  in  the  statement  of  cash  flows.  The 
guidance  becomes  effective  for  fiscal  years  beginning  after  December  15,  2016,  and  interim  periods  within  those  years,  with  early 
adoption  permitted.  The  adoption  of  this  standard  is  not  expected  to  have  an  impact  on  the  Company’s  consolidated  financial 
statements.

In November 2016, the FASB issued a new accounting standard update on the disclosure of restricted cash on the statement of 
cash flows. The new guidance requires the statement of cash flows explain the changes during a reporting period of the totals for cash, 
cash  equivalents,  restricted  cash,  and  restricted  cash  equivalents. Additionally,  amounts  for  restricted  cash  and  restricted  cash 
equivalents  are  to  be  included  with  cash  and  cash  equivalents  if  the  cash  flow  statement  includes  a  reconciliation  of  the  total  cash 
balances  for  a  reporting  period.  The  guidance  becomes  effective  for  fiscal  years  beginning  after  December  15,  2017,  and  interim 
periods within those years, with early application permitted. The adoption of this standard is not expected to have a material impact on 
the Company’s consolidated financial statements.

In January 2017, the FASB issued a new accounting standard update to simplify the measurement of goodwill by eliminating the 
Step 2 impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill 
with the carrying amount of that goodwill.  The new guidance requires an entity to compare the fair value of a reporting unit with its 
carrying amount and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair 
value.  Additionally,  an  entity  should  consider  income  tax  effects  from  any  tax  deductible  goodwill  on  the  carrying  amount  of  the 
reporting  unit  when  measuring  the  goodwill  impairment  loss,  if  applicable.  The  new  guidance  becomes  effective  for goodwill 
impairment tests in fiscal years beginning after December 15, 2019, with early adoption permitted.  The adoption of this standard is 
not expected to have an impact on the Company’s consolidated financial statements.

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

In  May  2017,  the  FASB  issued  a  new  accounting  standard  update  to  amend  the  scope  of  modification  accounting  for  share-
based payment arrangements. The amendments in the update provide guidance on types of changes to the terms or conditions of share-
based payment awards would be required to apply modification accounting under ASC 718, Compensation-Stock Compensation. The 
new guidance becomes effective for fiscal years beginning after December 15, 2017, with early adoption permitted. The Company is 
currently assessing the impact of this new guidance.

3. Net Loss per Share

Basic  net  loss  per  share  is  computed  by  dividing  net  loss  by  the  weighted-average  number  of  shares  of  common  stock 
outstanding  during  the  period.  Diluted  net  loss  per  share  is  computed  by  using  the  weighted-average  number  of  shares  of  common 
stock outstanding, including potential dilutive shares of common stock assuming the dilutive effect of outstanding stock options and 
restricted stock units using the treasury stock method.

The following table presents the calculation of basic and diluted net loss per share:

2017

Fiscal Year Ended June 30,
2016
(In thousands, except per share data)

2015

Numerator:

Basic and Diluted:

Net loss ...................................................................................................

 $

(12,208)   $

(19,420)   $

(20,008)

Denominator:

Basic and Diluted:

Weighted-average shares of common stock used in computing
   basic and diluted net loss per share .....................................................

Net loss per share:

Basic and Diluted (1) .....................................................................................
Securities excluded from weighted-average shares used in computing diluted
   net loss per share because the effect would have been anti-dilutive: (2) .........

45,594   

45,197   

44,454 

 $

(0.27)   $

(0.43)   $

(0.45)

7,060   

5,331   

8,198  

(1) Diluted  EPS  does  not  reflect  any  potential  common  stock  relating  to  stock  options  or  restricted  stock  units  due  to  net  losses 

incurred in fiscal years 2017, 2016 and 2015. The assumed issuance of any additional shares would be anti-dilutive.

(2) These weighted shares relate to anti-dilutive stock options and restricted stock units as calculated using the treasury stock method 

and could be dilutive in the future.

4. Fair Value Measurements, Marketable Securities and Variable Interest Entities

Fair Value Measurements

Fair value is defined as the price that would be received on sale of an asset or paid to transfer a liability (“exit price”) in an 
orderly  transaction  between  market  participants  at  the  measurement  date.  The  FASB  has  established  a  fair  value  hierarchy  that 
distinguishes  between  (1)  market  participant  assumptions  developed  based  on  market  data  obtained  from  independent  sources 
(observable  inputs)  and  (2)  an  entity’s  own  assumptions  about  market  participant  assumptions  developed  based  on  the  best 
information available in the circumstances (unobservable inputs). The fair value hierarchy consists of three broad levels, which gives 
the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to 
unobservable inputs (Level 3).

The three levels of the fair value hierarchy under the guidance for fair value measurement are described below:

Level 1 — Inputs are unadjusted quoted prices in active markets for identical assets or liabilities. Pricing inputs are based upon 
quoted  prices  in  active  markets  for  identical  assets  or  liabilities  that  the  reporting  entity  has  the  ability  to  access  at  the 
measurement date. The valuations are based on quoted prices of the underlying security that are readily and regularly available 
in  an  active  market,  and  accordingly,  a  significant  degree  of  judgment  is  not  required.  As  of  June  30,  2017  and  2016,  the 
Company used Level 1 assumptions for its money market funds.

Level 2 — Pricing inputs are based upon quoted prices for similar instruments in active markets, quoted prices for identical or 
similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions 
are observable in the market or can be corroborated by observable market data for substantially the full term of the assets or 
liabilities. As of June 30, 2016, the Company used Level 2 assumptions for its revolving loan facility.

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

Level 3 — Pricing inputs are generally unobservable for the assets or liabilities and include situations where there is little, if 
any,  market  activity  for  the  investment.  The  inputs  into  the  determination  of  fair  value  require  management’s  judgment  or 
estimation  of  assumptions  that  market  participants  would  use  in  pricing  the  assets  or  liabilities.  The  fair  values  are  therefore 
determined  using  model-based  techniques  that  include  option  pricing  models,  discounted  cash  flow  models,  and  similar 
techniques. As of June 30, 2017 and 2016, the Company did not have any Level 3 financial assets or liabilities.

The Company’s recurring financial assets and liabilities as of June 30, 2017 and 2016 were categorized as follows in the fair 

value hierarchy (in thousands):

Fair Value Measurements as of June 30, 2017 Using

  Quoted Prices in    
Active Markets

for Identical Assets    

(Level 1)

Significant Other    

Observable

Inputs
(Level 2)

Total

Assets:
Money market funds..................................................................................  $

10,330    $

—    $

10,330  

Fair Value Measurements as of June 30, 2016 Using

  Quoted Prices in    
Active Markets

for Identical Assets    

(Level 1)

Significant Other    

Observable
Inputs
(Level 2)

Total

Assets:
Money market funds..................................................................................  $
Liabilities:
Revolving loan facility (1)...........................................................................  $

20,203    $

—    $

20,203 

—    $

15,000    $

15,000  

(1) This liability was carried at historical cost on the Company’s consolidated balance sheet.

The  Company  measures  certain  assets,  including  its  cost  method  investment,  at  fair  value  on  a  nonrecurring  basis  only  if  an 

impairment is recognized. The resulting fair value is considered to be a Level 3 measurement.

Marketable Securities

All  liquid  investments  with  maturities  of  three  months  or  less  at  the  date  of  purchase  are  classified  as  cash  equivalents. 
Investments with maturities greater than three months at the date of purchase are classified as marketable securities. Historically, the 
Company’s  marketable  securities  have  been  classified  and  accounted  for  as  available-for-sale.  Management  determines  the 
appropriate  classification  of  its  investments  at  the  time  of  purchase  and  reevaluates  the  available-for-sale  designation  as  of  each 
balance  sheet  date.  Available-for-sale  securities  are  carried  at  fair  value,  with  unrealized  gains  and  losses,  net  of  tax,  reported  as  a 
component of accumulated other comprehensive loss within stockholders’ equity.

The Company held money market funds classified as cash equivalents of $10.3 million as of June 30, 2017 and $20.2 million as 
of June 30, 2016. Gross unrealized gains and losses were not material as the carrying value approximated estimated fair value due to 
their short maturities. The Company did not hold any marketable securities as of June 30, 2017 and 2016.

The Company did not realize any material gains or losses from sales of its securities in fiscal years 2017, 2016 and 2015. As of 

June 30, 2017 and 2016, the Company did not hold securities that had maturity dates greater than one year.

Variable Interest Entities

A VIE is consolidated by its primary beneficiary. The primary beneficiary has both the power to direct the activities that most 
significantly impact the entity’s economic performance and the obligation to absorb losses or the right to receive benefits from the 
entity that could potentially be significant to the VIE. The assessment of whether the Company is the primary beneficiary of the VIE 
requires  significant  assumptions  and  judgments,  including  the  identification  of  significant  activities  and  an  assessment  of  the 
Company’s ability to direct those activities. The Company has an equity interest in a privately held entity that is a VIE, of which the 
Company is not the primary beneficiary. Accordingly, the equity interest is recognized at cost within other assets, noncurrent in the 
Company’s consolidated balance sheets. 

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

The Company’s policy is to recognize an impairment in the carrying value of its equity interest in the privately held entity when 
clear identified events or changes in conditions have a material adverse effect on the fair value of the equity interest. Determining the 
fair value requires management’s judgement based on the specific facts and circumstances. Events and conditions that could lead to an 
impairment include a prolonged period of decline in the operating performance and financial condition of the privately held entity or  
adverse  changes  in  the  regulatory  environment  or  market  conditions  in  which  the  privately  held  entity  operates.  During  the  fourth 
quarter of 2017, the Company became aware of adverse changes in the privately held entity’s expected future operating performance  
which  indicated  that  its  equity  interest  in  the  privately  held  entity  of  $2.5  million  would  not  be  recoverable.  Accordingly,  the 
Company  recorded  an  impairment  of  $2.5  million  in  other  (expense)  income,  net  in  the  Company’s  consolidated  statements  of 
operations. As of June 30, 2017, the Company has no remaining exposure to loss related to the Company’s investment in the privately 
held entity. As of June 30, 2016, the Company had $2.5 million recognized related to its investment in the privately held entity.

5. Balance Sheet Components

Accounts Receivable, Net

Accounts receivable, net was comprised of the following (in thousands):

Accounts receivable................................................................................................................   $
Less: Allowance for doubtful accounts ..................................................................................  
Less: Allowance for sales returns ...........................................................................................  

Total .....................................................................................................................................   $

46,009    $
(547)    
(1,403)    
44,059    $

49,503 
(441)
(1,844)
47,218  

June 30,

2017

2016

Property and Equipment, Net

Property and equipment, net was comprised of the following (in thousands):

June 30,

2017

2016

Computer equipment ..............................................................................................................   $
Software..................................................................................................................................  
Furniture and fixtures .............................................................................................................  
Leasehold improvements ........................................................................................................  
Internal software development costs ......................................................................................  
Total property plant and equipment, gross ..........................................................................  
Less: Accumulated depreciation and amortization.................................................................  

Total property plant and equipment, net ..............................................................................   $

12,581    $
11,386     
3,020     
1,917     
31,605     
60,509     
(54,896)    
5,613    $

14,673 
11,191 
3,240 
1,957 
29,521 
60,582 
(52,904)
7,678  

Depreciation  expense  was  $2.3  million,  $3.8  million  and  $4.0  million  for  fiscal  years  2017,  2016  and  2015.  Amortization 
expense related to internal software development costs was $2.9 million, $2.4 million and $2.4 million for fiscal years 2017, 2016 and 
2015.

Prepaid Expenses and Other Assets

Prepaid expenses and other assets were comprised of the following (in thousands):

Income tax receivable .............................................................................................................   $
Prepaid expenses.....................................................................................................................  
Other assets.............................................................................................................................  

Total .....................................................................................................................................   $

2,761    $
3,051     
413     
6,225    $

3,332 
3,399 
324 
7,055  

In  fiscal  year  2016,  the  Company  entered  into  a  10-year  partnership  agreement  with  a  large  online  customer  acquisition 
marketing  company  focused  on  the  U.S.  insurance  industry  to  be  its  exclusive  click  monetization  partner  for  the  majority  of  its 
insurance categories. The agreement included a one-time upfront cash payment of $10.0 million. The payment is being amortized on a 

June 30,

2017

2016

59

 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

straight-line  basis  over  the  life  of  the  contract  and  is  assessed  for  impairment  annually.  As  of  June  30,  2017,  the  Company  had 
recorded  $1.0  million  within  prepaid  expenses  and  other  assets  and  $7.3  million  within  other  assets,  noncurrent  on  the  Company’s 
consolidated balance sheet. As of June 30, 2016, the Company had recorded $1.0 million within prepaid expenses and other assets and 
$8.3 million within other assets, noncurrent in the Company’s consolidated balance sheet. Amortization expense was $1.0 million and 
$0.7 million for fiscal years 2017 and 2016.

Accrued liabilities

Accrued liabilities were comprised of the following (in thousands):

Accrued media costs ...............................................................................................................   $
Accrued compensation and related expenses .........................................................................  
Accrued professional service and other business expenses....................................................  

Total .....................................................................................................................................   $

19,917    $
1,936     
4,370     
26,223    $

17,858 
5,468 
4,379 
27,705  

June 30,

2017

2016

6. Intangible Assets, Net and Goodwill

Intangible assets, net consisted of the following (in thousands):

June 30, 2017

June 30, 2016

  Gross
  Carrying  
  Amount

  Accumulated  
 Amortization 

Net
  Carrying  
  Amount

  Gross
  Carrying  
  Amount

  Accumulated  
 Amortization 

Net
  Carrying  
  Amount

Customer/publisher/advertiser relationships ................  $ 36,908    $ (36,689)   $
(60,629)    
Content..........................................................................   
(28,723)    
Website/trade/domain names........................................   
(36,303)    
Acquired technology and others ...................................   
Total ...........................................................................  $ 166,449    $ (162,344)   $

61,521     
31,287     
36,733     

219    $ 36,669    $ (35,648)   $
(57,778)    
892     
(27,288)    
2,564     
(35,794)    
430     

1,021 
3,939 
4,182 
939 
4,105    $ 166,589    $ (156,508)   $ 10,081  

61,717     
31,470     
36,733     

Amortization of intangible assets was $6.2 million, $8.9 million and $12.5 million for fiscal years 2017, 2016 and 2015.

Future amortization expense for the Company’s intangible assets as of June 30, 2017 was as follows (in thousands):

Fiscal Year Ending June 30,
2018 ......................................................................................................................................................................  $
2019 ......................................................................................................................................................................   
2020 ......................................................................................................................................................................   
2021 ......................................................................................................................................................................   
2022 ......................................................................................................................................................................   
Thereafter..............................................................................................................................................................   
Total ...................................................................................................................................................................  $

Amortization

2,310 
863 
762 
170 
— 
— 
4,105  

As of June 30, 2017 and 2016, goodwill was $56.1 million. There were no additions to goodwill or impairment charges recorded 

in fiscal years 2017 and 2016.

7. Income Taxes

The components of loss before income taxes were as follows (in thousands):

US ......................................................................................................................   $
Foreign ...............................................................................................................    
Total ................................................................................................................   $

(12,286)   $
(1,002)    
(13,288)   $

(18,291)   $
(995)    
(19,286)   $

(18,917)
(1,335)
(20,252)

2017

Fiscal Year Ended June 30,
2016

2015

60

 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

The components of the (benefit from) provision for taxes were as follows (in thousands):

Current
Federal................................................................................................................   $
State....................................................................................................................    
Foreign ...............................................................................................................    
Total current (benefit from) provision for income taxes.................................   $

Deferred
Federal................................................................................................................   $
State....................................................................................................................    
Foreign ...............................................................................................................    
Total deferred provision for income taxes ......................................................    
Total (benefit from) provision for income taxes .............................................   $

2017

Fiscal Year Ended June 30,
2016

2015

(16)   $
(1,270)    
191     
(1,095)   $

15    $
—     
—     
15     
(1,080)   $

(131)   $
(23)    
271     
117    $

15    $
—     
2     
17     
134    $

(2,140)
(149)
129 
(2,160)

1,954 
— 
(38)
1,916 
(244)

The reconciliation between the statutory federal income tax and the Company’s effective tax rates as a percentage of loss before 

income taxes was as follows:

2017

Fiscal Year Ended June 30,
2016

2015

Federal tax rate..................................................................................................    
States taxes, net of federal benefit.....................................................................    
Foreign rate differential ....................................................................................    
Stock-based compensation expense ..................................................................    
Change in valuation allowance .........................................................................    
Research and development credits ....................................................................    
Other..................................................................................................................    
Effective income tax rate ..................................................................................    

34.0%    
14.5%    
(0.3)%   
(23.9)%   
(18.7)%   
2.5%    
— 
8.1%    

34.0%    
7.7%    
(1.1)%   
(15.7)%   
(25.2)%   
2.7%    
(3.1)%   
(0.7)%   

34.0%
5.8%
(1.1)%
(13.3)%
(25.0)%
1.6%
(0.8)%
1.2%

The components of the long-term deferred tax liabilities, net were as follows (in thousands):

Noncurrent:
Reserves and accruals....................................................................................................................
Stock options .................................................................................................................................
Intangible assets ............................................................................................................................
Net operating loss..........................................................................................................................
Fixed assets ...................................................................................................................................
Tax credits .....................................................................................................................................
Other..............................................................................................................................................
Total noncurrent deferred tax assets...........................................................................................
Valuation allowance - Long-term .................................................................................................
Noncurrent deferred tax liabilities, net..........................................................................................

   $

   $

Fiscal Year Ended June 30,
2016
2017

2,198    $
4,805     
41,639     
27,719     
194     
4,488     
868     
81,911     
(81,964)    
(53)   $

3,309 
5,885 
47,850 
18,812 
9 
3,874 
91 
79,830 
(79,868)
(38)

The Company recorded a valuation allowance against the majority of the Company’s deferred tax assets at the end of fiscal year 
2014  due  to  the  significant  negative  evidence  that  the  near  term  realization  of  certain  assets  were  deemed  unlikely.  The  Company 
regularly  assesses  the  continuing  need  for  a  valuation  allowance  against  its  deferred  tax  assets.  Significant  judgment  is  required  to 
determine whether a valuation allowance continues to be necessary and the amount of such valuation allowance, if appropriate. The 
Company  considers  all  available  evidence,  both  positive  and  negative  to  determine,  based  on  the  weight  of  available  evidence, 
whether it is more likely than not that some or all of the deferred tax assets will not be realized. In evaluating the continued need for a 
valuation allowance the Company considers, among other things, the nature, frequency and severity of current and cumulative losses, 
forecasts of future profitability, and the duration of statutory carryforward periods. As of June 30, 2017, the Company believes it is not 
more likely than not that the net deferred tax assets will be fully realizable and continues to maintain a full valuation allowance against 
its deferred tax assets.

61

 
  
 
 
 
 
 
 
 
 
 
     
       
       
 
     
       
       
 
 
  
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
      
       
 
    
    
    
    
    
    
    
    
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

As of June 30, 2017 and 2016, the Company had a federal operating loss carryforward of approximately $69.5 million and $45.3 
million. As of June 30, 2017 and 2016, the Company’s state operating loss carryforward was approximately $37.1 million and $28.7 
million. Included in the federal, California and other state net operating loss carryovers above were approximately $0.1 million, $0.3 
million and $0.2 million related to stock option windfall deductions, which when realized will be credited to equity. The federal and 
state net operating losses, if not used, will begin to expire on June 30, 2035 and June 30, 2034. The operating loss carryforward in the 
Brazil jurisdiction was approximately $2.3 million and does not have an expiration date. The operating loss carryforward in the India 
jurisdiction was approximately $4.8 million which will begin to expire on June 30, 2021. The Company has federal and California 
research and development tax credit carry-forwards of approximately $2.1 million and $5.4 million to offset future taxable income. 
The federal research and development tax credits, if not used, will begin to expire on June 30, 2033, while the state tax credit carry-
forwards do not have an expiration date and may be carried forward indefinitely.

Utilization of the operating loss carryforwards and credits may be subject to a substantial annual limitation due to the ownership 
change limitations provided by the Internal Revenue Code of 1986, as amended, and similar state provisions. The annual limitation 
may result in the expiration of operating loss carryforwards and credits before utilization. 

United  States  federal  income  taxes  have  not  been  provided  for  the  $2.8  million  of  cumulative  undistributed  earnings  of  the 
Company’s  foreign  subsidiaries  as  of  June  30,  2017.  The  Company’s  present  intention  is  that  such  undistributed  earnings  be 
permanently reinvested offshore, with the exception of the undistributed earnings of its Canadian subsidiary. The Company would be 
subject  to  additional  United  States  taxes  if  these  earnings  were  repatriated.  The  amount  of  the  unrecognized  deferred  income  tax 
liability related to these earnings is not material to the Company’s consolidated financial statements.

A reconciliation of the beginning and ending amounts of unrecognized tax benefits was as follows (in thousands):

Balance at the beginning of the year..................................................................   $
Gross increases - current period tax positions ...................................................    
Gross increases - prior period tax positions.......................................................    
Gross decreases - prior period tax positions ......................................................    
Reductions as a result of lapsed statute of limitations .......................................    
Balance at the end of the year ............................................................................   $

3,175    $
295     
51     
(429)    
(254)    
2,838    $

3,263    $
362     
38     
—     
(488)    
3,175    $

3,077 
337 
115 
(44)
(222)
3,263  

2017

Fiscal Year Ended June 30,
2016

2015

The  Company’s  policy  is  to  include  interest  and  penalties  related  to  unrecognized  tax  benefits  within  the  Company’s  benefit 
from (provision for) income taxes. As of June 30, 2017, the Company has accrued $1.0 million for interest and penalties related to the 
unrecognized tax benefits. The balance of interest and penalties is recorded as a noncurrent liability in the Company’s consolidated 
balance sheet.

As of June 30, 2017, unrecognized tax benefits of $1.1 million, if recognized, would affect the Company’s effective tax rate. 
The Company does not anticipate that the amount of existing unrecognized tax benefits will significantly increase or decrease within 
the next 12 months.

The Company is no longer subject to U.S. federal, state and local, or non-U.S., income tax examinations by tax authorities for 
years before 2013. The Company files income tax returns in the United States, various U.S. states and certain foreign jurisdictions. As 
of  June  30,  2017,  the  tax  years  2013  through  2016  remain  open  in  the  U.S.,  the  tax  years  2012  through  2016  remain  open  in  the 
various state jurisdictions, and the tax years 2014 through 2016 remain open in various foreign jurisdictions.

8. Debt

Loan Facility

In November 2011, the Company entered into a credit agreement (“Credit Agreement”) with Comerica Bank (the “Bank”), the 
administrative agent and lead arranger. The Credit Agreement consisted of a $100.0 million five-year term loan facility, with annual 
principal  amortization  of  5%,  10%,  15%,  20%  and  50%,  and  a  $200.0  million  five-year  revolving  loan  facility  maturing  on 
November 4, 2016.

On  February  15,  2013,  the  Company  entered  into  the  First  Amendment  to  Credit  Agreement  and  Amendment  to  Guaranty 
(“First Amendment”) with the Bank to, among other things: (1) amend the definition of EBITDA; and (2) reduce the $200.0 million 
five-year revolving loan facility to $100.0 million. Upfront arrangement fees incurred in connection with the First Amendment totaled 

62

 
  
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

$0.2  million.  In  connection  with  the  reduction  of  the  revolving  credit  line  capacity,  during  the  third  quarter  of  fiscal  2013  the 
Company accelerated amortization of approximately $0.7 million of unamortized deferred upfront costs.

On  July  17,  2014,  the  Company  entered  into  the  Second  Amendment  to  Credit  Agreement  (“Second  Amendment”)  with  the 
Bank  to,  among  other  things,  amend  the  financial  covenants  and  reduce  the  revolving  loan  facility  from  $100.0  million  to  $50.0 
million, each effective as of June 30, 2014. Upfront arrangement fees incurred in connection with the Second Amendment totaled $0.3 
million  and  were  deferred  and  amortized  over  the  remaining  term  of  the  arrangement.  In  connection  with  the  reduction  of  the 
revolving loan facility, the Company accelerated amortization of approximately $0.3 million of unamortized deferred upfront costs.

On June 11, 2015, the Company entered into the Third Amendment to Credit Agreement (“Third Amendment”) with the Bank 
to, among other things, pay off in full and terminate the term loan facility, amend the financial covenants, reduce the revolving loan 
facility from $50.0 million to $25.0 million and extend the expiration date of the Credit Agreement from November 4, 2016 to June 
11, 2017. Pursuant to the Third Amendment, each of the revolving loan facility lenders (other than the Bank) assigned its revolving 
loan  facility  commitments  to  the  Bank,  resulting  in  the  Bank  remaining  as  sole  lender  under  the  Credit  Agreement.  Upfront 
arrangement fees incurred in connection with the Third Amendment were not material. In connection with the termination of the term 
loan facility, the Company accelerated amortization of approximately $0.5 million of unamortized deferred upfront costs.

Pursuant to the Second Amendment, (1) the applicable margin for base rate borrowings was set at (a) 1.375% for the revolving 
loan facility or (b) 1.75% for the term loan facility, and (2) the applicable margin for Eurodollar rate borrowings was set at (a) 2.375% 
for the revolving loan facility or (b) 2.75% for the term loan facility.

Pursuant to the Third Amendment, borrowings under the revolving loan facility yielded interest at a Eurodollar rate plus 3.00%.

The Company’s revolving loan facility expired on June 11, 2017 with no outstanding balance at the time of expiration. As of 

June 30, 2016, $15.0 million was outstanding under the revolving loan facility.

Interest Rate Swap

In fiscal year 2015, the Company held an interest rate swap to reduce its exposure to the financial impact of changing interest 
rates under its term loan facility. This interest rate swap was designated as a cash flow hedge of the interest rate risk attributable to 
forecasted variable interest payments. The effective portion of the fair value gains or losses on this swap was included as a component 
of accumulated other comprehensive loss with any hedge ineffectiveness immediately recognized into earnings.

In June 2015, in connection with the repayment in full and termination of the term loan facility, the Company also terminated 
the  interest  rate  swap  agreement.  Upon  settlement,  the  Company  recognized  an  expense  of  $0.3  million  within  other  (expense)  
income, net, in the Company’s consolidated statement of operations.

Letters of Credit

The Company has a $0.4 million letter of credit agreement with a financial institution that is used as collateral for fidelity bonds 
placed with an insurance company and a $0.5 million letter of credit agreement with a financial institution that is used as collateral for 
the Company’s corporate headquarters’ operating lease. The letters of credit automatically renew annually without amendment unless 
cancelled by the financial institutions within 30 days of the annual expiration date.

9. Commitments and Contingencies

Leases

The Company leases office space under non-cancelable operating leases with various expiration dates through fiscal year 2021. 
Rent  expense  for  fiscal  years  2017,  2016  and  2015  was  $3.4  million,  $3.4  million  and  $3.5  million.  The  Company  recognizes  rent 
expense on a straight-line basis over the lease period and accrues for rent expense incurred but not paid.

63

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

Future  annual  minimum  lease  payments  under  noncancelable  operating  leases  as  of  June  30,  2017  were  as  follows  (in 

thousands):

Fiscal Year Ending June 30,
2018.......................................................................................................................................................................  $
2019.......................................................................................................................................................................   
2020.......................................................................................................................................................................   
2021.......................................................................................................................................................................   
2022.......................................................................................................................................................................   
Thereafter ..............................................................................................................................................................   
Total ...................................................................................................................................................................  $

Operating
Leases

3,660 
1,669 
380 
46 
— 
— 
5,755  

In February 2010, the Company entered into a lease agreement for its corporate headquarters located at 950 Tower Lane, Foster 
City, California. The term of the lease began on November 1, 2010 and expires on October 31, 2018. The Company has the option to 
extend the term of the lease twice by one additional year. The monthly base rent was abated for the first 12 calendar months under the 
lease, and was $0.1 million through the 24th calendar month of the term of the lease. Monthly base rent increased to $0.2 million for 
the subsequent 12 months and now increases approximately 3% after each 12-month anniversary during the remaining term, including 
any extensions under options to extend.

Guarantor Arrangements

The  Company  has  agreements  whereby  it  indemnifies  its  officers  and  directors  for  certain  events  or  occurrences  while  the 
officer  or  director  is,  or  was,  serving  at  the  Company’s  request  in  such  capacity.  The  term  of  the  indemnification  period  is  for  the 
officer or director’s lifetime. The maximum potential amount of future payments the Company could be required to make under these 
indemnification agreements is unlimited; however, the Company has a director and officer insurance policy that limits its exposure 
and  enables  the  Company  to  recover  a  portion  of  any  future  amounts  under  certain  circumstances  and  subject  to  deductibles  and 
exclusions.  As  a  result  of  its  insurance  policy  coverage,  the  Company  believes  the  estimated  fair  value  of  these  indemnification 
agreements is not material. Accordingly, the Company had no liabilities recorded for these agreements as of June 30, 2017 and June 
30, 2016.

In  the  ordinary  course  of  its  business,  the  Company  from  time  to  time  enters  into  standard  indemnification  provisions  in  its 
agreements  with  its  clients.  Pursuant  to  these  provisions,  the  Company  may  be  obligated  to  indemnify  its  clients  for  certain  losses 
suffered or incurred, including losses arising from violations of applicable law by the Company or by its third-party publishers, losses 
arising  from  actions  or  omissions  of  the  Company  or  its  third-party  publishers,  and  for  third-party  claims  that  a  Company  product 
infringed  upon  any  United  States  patent,  copyright,  or  other  intellectual  property  rights.  Where  practicable,  the  Company  limits  its 
liabilities under such indemnities. Subject to these limitations, the term of such indemnification provisions is generally coterminous 
with  the  corresponding  agreements  and  survives  for  the  duration  of  the  applicable  statute  of  limitations  after  termination  of  the 
agreement.  The  potential  amount  of  future  payments  to  defend  lawsuits  or  settle  indemnified  claims  under  these  indemnification 
provisions  is  generally  limited  and  the  Company  believes  the  estimated  fair  value  of  these  indemnity  provisions  is  not  material. 
Accordingly, the Company had no liabilities recorded for these agreements as of June 30, 2017 and 2016.

10. Stockholders’ Equity

Stock Repurchases

In  November  2016,  the  Board  of  Directors  authorized  a  stock  repurchase  program  to  repurchase  up  to  750,000  outstanding 
shares of its common stock with an expiration date of November 2017. In fiscal year 2017, the Company repurchased 719,023 shares 
of its common stock at a weighted-average price of $3.43 per share, excluding a broker commission of $0.03 per share, at a total cost 
of  $2.5  million.  Repurchases  under  this  program  took  place  in  the  open  market  and  were  made  under  a  Rule  10b5-1  plan.  The 
repurchased shares of common stock were recorded as treasury stock and were accounted for under the cost method. 

Retirement of Treasury Stock

In  fiscal  year  2017,  the  Company  retired  719,023  shares  of  its  common  stock  with  a  carrying  value  of  $2.5  million.  The 
Company’s  accounting  policy  upon  the  retirement  of  treasury  stock  is  to  deduct  its  par  value  from  common  stock  and  reduce 
additional paid-in capital by the amount recorded in additional paid-in capital when the stock was originally issued.

64

 
  
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

11. Stock Benefit Plans

Stock-Based Compensation

In fiscal years 2017, 2016 and 2015, the Company recorded stock-based compensation expense of $8.9 million, $11.0 million 
and  $9.9  million.  There  were  no  excess  tax  benefits  recognized  in  fiscal  years  2017,  2016  and  2015  due  to  the  Company’s  full 
valuation  allowance.  There  was  no  gross  benefit  of  tax  deductions  recognized  in  fiscal  years  2017,  2016  and  2015  due  to  the 
Company’s full valuation allowance.

Stock Incentive Plans

In November 2009, the Company’s board of directors adopted the 2010 Equity Incentive Plan (the “2010 Incentive Plan”) and 
the Company’s stockholders approved the 2010 Incentive Plan in January 2010. The 2010 Incentive Plan became effective upon the 
completion of the IPO of the Company’s common stock in February 2010. Awards granted after January 2008 but before the adoption 
of  the  2010  Incentive  Plan  continue  to  be  governed  by  the  terms  of  the  2008  Equity  Incentive  Plan.  All  outstanding  stock  awards 
granted  before  January  2008  continue  to  be  governed  by  the  terms  of  the  Company’s  amended  and  restated  1999  Equity  Incentive 
Plan.

The  2010  Incentive  Plan  provides  for  the  grant  of  incentive  stock  options  (“ISOs”),  nonstatutory  stock  options  (“NQSOs”), 
restricted stock, restricted stock units (“RSUs”), stock appreciation rights, performance-based stock awards and other forms of equity 
compensation, as well as for the grant of performance cash awards. The Company may issue ISOs only to its employees. NQSOs and 
all other awards may be granted to employees, including officers, nonemployee directors and consultants.

Prior  to  fiscal  year  2016,  the  Company  granted  restricted  stock  units  with  a  service  condition  (“service-based  RSUs”). 
Beginning in fiscal year 2016, the Company also began granting to employees RSUs with a service and market condition (“market-
based RSUs”) that requires that the Company’s stock price achieve a specified price above the grant date stock price before it can be 
eligible for service vesting conditions. To date, the Company has issued ISOs, NQSOs, RSUs and performance-based stock awards 
under the 2010 Incentive Plan. ISOs and NQSOs are generally granted to employees with an exercise price equal to the market price 
of the Company’s common stock at the date of grant. Stock options granted to employees generally have a contractual term of seven 
years and vest over four years of continuous service, with 25 percent of the stock options vesting on the one-year anniversary of the 
date of grant and the remaining 75 percent vesting in equal monthly installments over the three year period thereafter. RSUs granted to 
employees prior to fiscal year 2013 generally vest over five years of continuous service, with 15 percent of the RSUs vesting on the 
one-year  anniversary  of  the  date  of  grant,  60  percent  vesting  in  equal  quarterly  installments  over  the  following  three  years  and  the 
remaining  25 percent  vesting  in  equal  quarterly  installments  over  the  last  year  of  the  vesting  period.  RSUs  granted  to  employees 
starting in fiscal year 2013 generally vest over four years of continuous service, with 25 percent of the RSUs vesting on the one-year 
anniversary of the date of grant and 6.25% vesting quarterly thereafter for the next 12 quarters.

An aggregate of 15,920,578 shares of the Company’s common stock were reserved for issuance under the 2010 Incentive Plan 
as of June 30, 2017, and this amount will be increased by any outstanding stock awards that expire or terminate for any reason prior to 
their  exercise  or  settlement.  The  number  of  shares  of  the  Company’s  common  stock  reserved  for  issuance  is  increased  annually 
through July 1, 2019 by up to five percent of the total number of shares of the Company’s common stock outstanding on the last day 
of the preceding fiscal year. The maximum number of shares that may be issued under the 2010 Incentive Plan is 30,000,000. There 
were 13,825,928 shares available for issuance under the 2010 Incentive Plan as of June 30, 2017.

In  November  2009,  the  Company’s  board  of  directors  adopted  the  2010  Non-Employee  Directors’  Stock  Award  Plan  (the 
“Directors’ Plan”) and the stockholders approved the Directors’ Plan in January 2010. The Directors’ Plan became effective upon the 
completion  of  the  Company’s  IPO.  The  Directors’  Plan  provides  for  the  automatic  grant  of  NQSOs  and  RSUs  to  non-employee 
directors and also provides for the discretionary grant of NQSOs and RSUs. Stock options granted to new non-employee directors vest 
in equal monthly installments over four years and annual stock option grants to existing directors vest in equal monthly installments 
over  one  year.  Prior  to  fiscal  year  2015,  the  annual  service-based  RSU  grants  vested  quarterly  over  a  period  of  four  years  and  the 
initial service-based RSU grants vested quarterly over a period of one year. Beginning in fiscal year 2015, initial service-based RSU 
grants vest daily over a period of four years and annual service-based RSU grants vest daily over a period of one year.

An aggregate of 3,359,964 shares of the Company’s common stock were reserved for issuance under the Directors’ Plan as of 
June 30, 2017. This amount is increased annually, by the sum of 200,000 shares and the aggregate number of shares of the Company’s 
common  stock  subject  to  awards  granted  under  the  Directors’  Plan  during  the  immediately  preceding  fiscal  year.  There  were 
1,498,539 shares available for issuance under the Directors’ Plan as of June 30, 2017.

65

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

Valuation Assumptions

The Company estimates the fair value of stock options at the date of grant using the Black-Scholes option-pricing model. Options 
are granted with an exercise price equal to the fair value of the common stock at the date of grant. The Company calculates the weighted-
average  expected  life  of  options  using  the  simplified  method  pursuant  to  the  accounting  guidance  for  share-based  payments  as  its 
historical  exercise  experience  does  not  provide  a  reasonable  basis  upon  which  to  estimate  expected  term.  The  Company  estimates  the 
expected  volatility  of  its  common  stock  based  on  its  historical  volatility  over  the  expected  term  of  the  stock  option  and  market-based 
RSU. The Company has no history or expectation of paying dividends on its common stock. The risk-free interest rate is based on the 
U.S. Treasury yield for a term consistent with the expected term of the stock option and market-based RSU.

The  weighted-average  Black-Scholes  model  assumptions  and  the  weighted-average  grant  date  fair  value  of  stock  options  in 

fiscal years 2017, 2016 and 2015 were as follows:

2017

Fiscal Year Ended June 30,
2016

2015

Expected term (in years) ...................................................................................    
Expected volatility ............................................................................................    
Expected dividend yield....................................................................................    
Risk-free interest rate ........................................................................................    
Grant date fair value..........................................................................................   $

4.5 
45%   
— 
1.3%   
  $
1.41 

3.9 
43%   
— 
1.0%   
  $
1.83 

4.6 
46%
— 
1.6%
1.87  

The Company estimates the fair value of market-based RSUs at the date of the grant using the Monte Carlo simulation model. 

The weighted-average Monte Carlo simulation model assumptions in fiscal years 2017, 2016 and 2015 were as follows:

2017

Fiscal Year Ended June 30,
2016

2015

Expected term (in years)....................................................................................    
Expected volatility.............................................................................................    
Expected dividend yield ....................................................................................    
Risk-free interest rate ........................................................................................    
Grant date fair value ..........................................................................................   $

4.0 
45%   
— 
1.1%   
  $
3.01 

4.0 
47%   
— 
1.3%   
5.04 

— 
— 
— 
— 
—  

The fair value of service-based RSUs is determined based on the closing price of the Company’s common stock on the grant 
date. Compensation expense is amortized net of estimated forfeitures on a straight-line basis over the requisite service period of the 
stock-based compensation awards. 

66

 
  
 
 
 
 
 
 
 
 
 
   
   
   
   
 
 
  
 
 
 
 
 
 
 
 
 
   
   
   
   
   
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

Stock Option Award Activity

The following table summarizes the stock option award activity under the plans in fiscal years 2017 and 2016:

  Weighted
Average

Exercise
Price

  Weighted
Average

  Remaining
  Contractual Life   
(In years)

  Aggregate
Intrinsic

Value
  (In thousands)  
951 

2.88    $

Outstanding at June 30, 2015.............................................................    
Granted...............................................................................................    
Exercised............................................................................................    
Forfeited.............................................................................................    
Expired...............................................................................................    
Outstanding at June 30, 2016.............................................................    
Granted...............................................................................................    
Exercised............................................................................................    
Forfeited.............................................................................................    
Expired...............................................................................................    
Outstanding at June 30, 2017.............................................................    
Vested and expected-to-vest at June 30, 2017 (1) ...............................    
Vested and exercisable at June 30, 2017 ...........................................    

Shares
5,878,441    $
297,586     
(4,531)    
(143,863)    
(1,720,385)    
4,307,248    $
1,767,018     
—     
(137,925)    
(1,714,762)    
4,221,579    $
4,019,351    $
2,482,868    $

10.07   
5.41       
5.79       
7.84       
10.18       
9.78     
3.62       
—       
4.31       
12.15       
6.50     
6.65     
8.40     

2.67    $

15 

4.17    $
4.07    $
2.85    $

996 
891 
118  

(1) The expected-to-vest options are the result of applying the pre-vesting forfeiture assumption to total outstanding options.

The following table summarizes outstanding and exercisable stock options by range of exercise price as of June 30, 2017:

Options Outstanding
Weighted
Average
Remaining
  Contractual Term  
6.37 
6.08 
4.20 
4.32 
2.58 
3.22 
3.07 
1.71 
1.09 
1.98 
4.17 

  $
  $
  $
  $
  $
  $
  $
  $
  $
  $
  $

  Number of Shares  
508,618 
1,149,000 
422,499 
458,435 
425,627 
25,000 
425,500 
276,500 
423,700 
106,700 
4,221,579 

Weighted
Average
Exercise Price

3.48 
3.63 
4.46 
5.82 
7.76 
9.44 
9.55 
10.25 
11.67 
14.82 
6.50 

Options Exercisable

  Number of Shares  
87,784 
— 
339,320 
397,299 
411,507 
23,437 
416,621 
276,500 
423,700 
106,700 
2,482,868 

  $

  $
  $
  $
  $
  $
  $
  $
  $
  $

Weighted
Average
Exercise Price

3.05 
— 
4.45 
5.83 
7.77 
9.44 
9.55 
10.25 
11.67 
14.82 
8.40  

Range or Exercise Prices
$2.70 - $3.59
$3.63 - $3.63
$3.67 - $5.47
$5.50 - $5.94
$5.96 - $9.24
$9.44 - $9.44
$9.55 - $9.55
$9.64 - $11.26
$11.67 - $11.67
$12.43 - $15.60
$2.70 - $15.60

The following table summarizes the total intrinsic value, the cash received and the actual tax benefit of all options exercised in 

fiscal years 2017, 2016 and 2015:

Intrinsic value.....................................................................................................  $
Cash received .....................................................................................................   
Tax benefit .........................................................................................................   

—    $
—     
—     

1    $
26     
—     

131 
975 
—  

As of June 30, 2017, there was $1.8 million of total unrecognized compensation expense related to unvested stock options which 

are expected to be recognized over a weighted-average period of 3.05 years.

2017

Fiscal Year Ended June 30,
2016

2015

67

 
  
   
 
 
   
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
       
 
       
 
       
 
       
 
       
 
       
 
 
  
   
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
  
 
 
 
 
   
   
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

Service-Based Restricted Stock Unit Activity

The following table summarizes the service-based RSU activity under the plans in fiscal years 2017 and 2016:

  Weighted
Average

  Grant Date
Fair Value

  Weighted
Average

  Remaining
  Contractual Life   
(In years)

  Aggregate
Intrinsic

Value
  (In thousands)  
24,064 

1.32    $

Outstanding at June 30, 2015.............................................................    
Granted...............................................................................................    
Vested ................................................................................................    
Forfeited.............................................................................................    
Outstanding at June 30, 2016.............................................................    
Granted...............................................................................................    
Vested ................................................................................................    
Forfeited.............................................................................................    
Outstanding at June 30, 2017.............................................................    

Shares
3,732,630    $
98,999     
(1,481,325)    
(438,395)    
1,911,909    $
1,904,506     
(907,288)    
(359,464)    
2,549,663    $

7.06     
5.99     
6.09     
6.12     
5.79     
3.55       
6.10       
4.90       
4.12     

1.33    $

6,691 

1.11    $

10,632  

At the time of vesting, a portion of service-based RSUs are relinquished and cancelled by the Company to provide for federal 
and state tax withholding obligations resulting from the service-based RSU release. As of June 30, 2017, there was $7.2 million of 
total unrecognized compensation expense related to service-based RSUs which are expected to be recognized over a weighted-average 
period of 2.45 years.

Market-Based Restricted Stock Unit Activity

The following table summarizes the market-based RSU activity under the 2010 Incentive Plan in fiscal years 2017 and 2016:

  Weighted
Average

  Grant Date
Fair Value

Shares

  Weighted
Average

  Remaining
  Contractual Life   
(In years)

  Aggregate
Intrinsic

Value
  (In thousands)  
— 

—    $

Outstanding at June 30, 2015.............................................................    
Granted...............................................................................................    
Vested ................................................................................................    
Forfeited.............................................................................................    
Outstanding at June 30, 2016.............................................................    
Granted...............................................................................................    
Vested ................................................................................................    
Forfeited.............................................................................................    
Outstanding at June 30, 2017.............................................................    

—    $
1,069,162     
—     
(63,560)    
1,005,602    $
312,660    $
—     
(224,973)    
1,093,289    $

—     
5.03       
—       
5.11       
5.03     
3.01       
—       
4.20       
4.57     

1.36    $

3,570 

1.22    $

4,559  

As of June 30, 2017, there was $1.0 million of total unrecognized compensation expense related to market-based RSUs which 

are expected to be recognized over a weighted average period of 1.22 years.

12. Segment Information

Operating segments are defined as components of an enterprise about which separate financial information is available that is 
evaluated  regularly  by  the  chief  operating  decision  maker,  or  decision  making  group,  in  deciding  how  to  allocate  resources  and  in 
assessing  performance.  The  Company’s  chief  operating  decision  maker,  its  chief  executive  officer,  reviews  financial  information 
presented on a consolidated basis, and no expense or operating income is evaluated at a segment level. Given the consolidated level of 
review by the Company’s chief executive officer, the Company operates as one reportable segment.

68

 
  
   
 
 
   
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
       
 
       
 
       
 
  
   
 
 
   
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
       
 
       
 
       
 
       
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued)

The following tables set forth net revenue and long-lived assets by geographic area (in thousands):

Net revenue:

United States.................................................................................................   $
International..................................................................................................    
Total net revenue................................................................................................   $

292,370    $
7,415     
299,785    $

291,526    $
6,180     
297,706    $

276,182 
5,958 
282,140  

2017

Fiscal Year Ended June 30,
2016

2015

Property and equipment, net:

United States ...............................................................................................................................     $
International ................................................................................................................................      
Total property and equipment, net ...................................................................................................     $

5,116    $
497     
5,613    $

6,973 
705 
7,678  

June 30,
2017

June 30,
2016

13. Restructuring Costs

In November 2016, the Company announced a corporate restructuring in order to accelerate margin expansion and grow cash 

flow. The following table summarizes the restructuring charges for the period (in thousands):         

Employee severance and benefits ..............................................................................................................  $
Non-cash employee severance and benefits - stock-based compensation .................................................   
Total restructuring charges ...................................................................................................................  $

2,399 
42 
2,441  

The costs were paid in cash in fiscal year 2017. The corporate restructuring was complete as of June 30, 2017.

Fiscal Year Ended
June 30, 2017

14. Subsequent Events

In July 2017, the Company repurchased 30,977 shares of its common stock at a weighted average price of $3.99, excluding a 
broker commission of $0.03 per share, at a total cost of $0.1 million. This completed the share repurchase program authorized by the 
Board of Directors in November 2016.

In July 2017, the Board of Directors authorized a stock repurchase program allowing the Company to repurchase up to 905,000 
outstanding shares of its common stock to offset annual dilution due to equity compensation. The Board of Directors will continue to 
assess the repurchase program on an ongoing basis as circumstances change.

69

 
  
 
 
 
 
   
   
 
     
       
       
 
 
  
   
   
 
 
   
   
 
       
       
 
  
 
 
 
 
 
 
Item 9.

Changes In and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A.

Controls and Procedures

Evaluation of Disclosure Controls and Procedures

Our  management,  with  the  participation  of  our  Chief  Executive  Officer  and  our  Chief  Financial  Officer,  evaluated  the 
effectiveness of our disclosure controls and procedures as of June 30, 2017. The term “disclosure controls and procedures,” as defined 
in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), means controls and 
other procedures of a company that are designed to ensure that information required to be disclosed by a company in the reports that it 
files  or  submits  under  the  Exchange  Act  is  recorded,  processed,  summarized  and  reported,  within  the  time  periods  specified  in  the 
SEC’s rules and forms. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that 
information required to be disclosed by a company in the reports that it files or submits under the Exchange Act is accumulated and 
communicated to the company’s management, including its principal executive and principal financial officers, as appropriate to allow 
timely  decisions  regarding  required  disclosure.  Management  recognizes  that  any  controls  and  procedures,  no  matter  how  well 
designed and operated, can provide only reasonable assurance of achieving their objectives and management necessarily applies its 
judgment  in  evaluating  the  cost-benefit  relationship  of  possible  controls  and  procedures.  Based  on  the  evaluation  of  our  disclosure 
controls  and  procedures  as  of  June  30,  2017,  our  Chief  Executive  Officer  and  Chief  Financial  Officer  concluded  that,  due  to  the 
existence  of  a  material  weakness  as  discussed  further  below,  our  disclosure  controls  and  procedures  were  not  effective  at  the 
reasonable assurance level. Notwithstanding the identified material weaknesses, our management believes the consolidated financial 
statements included in this Annual Report on Form 10-K fairly represent in all material respects our consolidated position, results of 
operations and cash flows at and for the periods presented in accordance with U.S. GAAP.

Management’s Report on Internal Control Over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting as defined in 
Rules 13a-15(f) and 15d-15(f) under the Exchange Act. Our internal control over financial reporting is designed to provide reasonable 
assurance regarding the reliability of financial reporting and the preparation of consolidated financial statements for external purposes 
in accordance with generally accepted accounting principles. Our internal control over financial reporting includes those policies and 
procedures that:

(i)

(ii)

pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of its assets,

provide reasonable assurance that transactions are recorded as necessary to permit preparation of consolidated financial 
statements in accordance with generally accepted accounting principles, and that receipts and expenditures are being made 
only in accordance with authorizations of our management and directors, and

(iii) provide reasonable assurance regarding prevention or timely detection of any unauthorized acquisition, use or disposition 

of our assets that could have a material effect on the consolidated financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections of any evaluation of the effectiveness of internal controls over financial reporting to future periods are subject to the risk 
that  controls  may  become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or 
procedures may deteriorate.

Our management has assessed the effectiveness of the internal control over financial reporting as of June 30, 2017. In making 
this  assessment,  our  management  used  the  criteria  set  forth  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway 
Commission (“COSO”) in Internal Control — Integrated Framework (2013).

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there 
is a reasonable possibility that a material misstatement of our annual or quarterly financial statements will not be prevented or detected 
on a timely basis.

We did not maintain effective internal control over financial reporting over the completeness and accuracy of the accounting for 
non-standard revenue credits. Specifically, our internal controls did not identify non-standard revenue credits authorized but not timely 
communicated to finance to ensure proper accounting evaluation. As a result, during the fourth quarter of 2017, we identified a non-
standard revenue credit that was not accounted for in the correct period.

This  control  deficiency  resulted  in  an  overstatement  to  revenue  of  $0.5  million  for  the  quarterly  period  ended  September  30, 
2016 and an understatement to revenue for the quarterly periods ended December 31, 2016, March 31, 2017 and June 30, 2017 of $0.1 

70

million,  $0.1  million  and  $0.3  million.  Management  has  concluded  that  such  amounts  were  not  material  to  our  quarterly  financial 
statements for the periods ended September 30, 2016, December 31, 2016 and March 31, 2017. Additionally, the impact of correcting 
this error as an out-of-period correction in the three months ended June 30, 2017 was not material. However; management assessed 
that this control deficiency could result in a misstatement of the aforementioned account balance or disclosures that would result in a 
material  misstatement  to  our  annual  or  quarterly  financial  statements  that  would  not  be  prevented  or  detected  on  a  timely  basis. 
Accordingly; we determined that this control deficiency constitutes a material weakness. Based on this evaluation, management has 
concluded that our internal control over financial reporting was not effective as of June 30, 2017.

The  effectiveness  of  our 

internal  control  over  financial  reporting  as  of  June  30,  2017  has  been  audited  by 
PricewaterhouseCoopers LLP, an independent registered public accounting firm, as stated in their report which appears in this Annual 
Report on Form 10-K.

Plan for Remediation of Material Weakness in Internal Control over Financial Reporting

We  have  begun  taking  steps  to  remediate  the  material  weakness  identified  above  primarily  through  the  development  of 
transactional  and  monitoring  controls  over  non-standard  revenue  credits  and  revenue  recognition  trainings  focused  on  senior-level 
management, customer-facing employees as well as finance, sales and marketing personnel.

Remediation of Previously Reported Material Weakness in Internal Control over Financial Reporting

As disclosed in our fiscal year 2016 Annual Report on Form 10-K, management determined that we had a material weakness in 
the  design  of  our  internal  controls  related  to  the  accounting  for  stock-based  compensation.  We  have  taken  steps  to  remediate  the 
material  weakness  previously  reported.  Specifically,  we  enhanced  the  stock-based  compensation  process  to  include  formal 
documentation  and  review  of  the  expense  recognition  policy  for  new  award  types  granted  and  significant  modifications  to  existing 
awards.  Based  on  our  evaluation  and  testing  of  the  control  implemented,  we  believe  it  is  designed  appropriately  and  operating 
effectively. As such, management determined that, as of June 30, 2017, our implementation of the enhanced control fully remediated 
the material weakness previously reported.

Changes in Internal Control over Financial Reporting

There  was  no  change  in  our  internal  control  over  financial  reporting  identified  in  connection  with  the  evaluation  required  by 
Rule 13a-15(d)  and  15d-15(d)  of  the  Exchange  Act  that  occurred  during  the  three  months  ended  June  30,  2017  that  has  materially 
affected, or is reasonably likely to materially affect, our internal control over financial reporting.

Item 9B.

Other Information

None

Item 10.

Directors, Executive Officers and Corporate Governance

PART III

The information required by this item concerning directors and executive officers is incorporated herein by reference from the 
sections to be titled “Election of Class III Directors,” “Board of Directors” and “Directors and Executive Officers” in our definitive 
proxy statement to be filed with the Securities and Exchange Commission in connection with our 2017 annual meeting of stockholders 
(the “Proxy Statement”). The Proxy Statement is expected to be filed no later than 120 days after the end of our fiscal year ended June 
30, 2017.

The  information  required  by  this  item  with  respect  to  Section 16(a)  of  the  Exchange  Act  is  incorporated  herein  by  reference 

from the section to be titled “Section 16(a) Beneficial Ownership Reporting Compliance” in our Proxy Statement.

Code of Ethics

We have adopted a Code of Conduct and Ethics that applies to all of our employees, officers (including our principal executive 
officer,  principal  financial  officer,  principal  accounting  officer  or  controller,  or  persons  performing  similar  functions),  agents  and 
representatives,  including  directors  and  consultants.  We  will  make  any  required  disclosure  of  future  amendments  to  our  Code  of 
Conduct and Ethics, or waivers of such provisions, applicable to any principal executive officer, principal financial officer, principal 

71

accounting  officer  or  controller,  or  persons  performing  similar  functions  or  our  directors  on  the  investor  relations  page  of  our 
corporate website (www.quinstreet.com).

Item 11.

Executive Compensation

The  information  required  by  this  item  will  be  set  forth  in  the  sections  to  be  titled  “Report  of  the  Compensation  Committee,” 

“Board of Directors” and “Executive Compensation” in our Proxy Statement and is incorporated herein by reference.

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

The  information  required  by  this  item  will  be  set  forth  in  the  sections  to  be  titled  “Executive  Compensation”  and  “Stock 

Ownership of Certain Beneficial Owners and Management” in our Proxy Statement and is incorporated herein by reference.

Item 13.

Certain Relationships and Related Transactions, and Director Independence

The information required by this item will be included in the section to be titled “Stock Ownership of Certain Beneficial Owners 

and Management” and “Board of Directors” in the Proxy Statement and is incorporated herein by reference.

Item 14.

Principal Accountant Fees and Services

The  information  required  by  this  item  will  be  set  forth  in  the  section  to  be  titled  “Ratification  of  the  Selection  of 
PricewaterhouseCoopers  LLP  as  our  Independent  Registered  Public  Accounting  Firm”  in  our  Proxy  Statement  and  is  incorporated 
herein by reference.

72

Item 15.

Exhibits, Financial Statement Schedules

(a) We have filed the following documents as part of this Annual Report on Form 10-K:

1. Consolidated Financial Statements

PART IV

Report of Independent Registered Public Accounting Firm............................................................................................................
Consolidated Balance Sheets ...........................................................................................................................................................
Consolidated Statements of Operations...........................................................................................................................................
Consolidated Statements of Comprehensive Loss...........................................................................................................................
Consolidated Statements of Stockholders’ Equity ..........................................................................................................................
Consolidated Statements of Cash Flows..........................................................................................................................................
Notes to Consolidated Financial Statements ...................................................................................................................................

Page

46
47
48
49
50
51
52

2. Financial Statement Schedules

The following financial statement schedule is filed as a part of this report:

Schedule II: Valuation and Qualifying Accounts

The activity in the allowance for doubtful accounts, sales returns and the deferred tax asset valuation allowance are as follows 

(in thousands):

Balance at the 
beginning of the
year

Charged to
expenses/against
revenue

Write-offs

net of recoveries    

Balance at the end
of the year

Allowance for doubtful accounts and sales returns
Fiscal year 2015 .................................................................................  $
Fiscal year 2016 .................................................................................  $
Fiscal year 2017 .................................................................................  $

1,922    $
2,064    $
2,285    $

923    $
789    $
291    $

Deferred tax asset valuation allowance
Fiscal year 2015 .................................................................................  $
Fiscal year 2016 .................................................................................  $
Fiscal year 2017 .................................................................................  $

68,172    $
73,241    $
79,868    $

5,069    $
6,627    $
2,096    $

(781)  $
(568)  $
(626)  $

—    $
—    $
—    $

2,064 
2,285 
1,950 

73,241 
79,868 
81,964  

Note: Additions to the allowance for doubtful accounts and the valuation allowance are charged to expense. Additions to the 

allowance for sales credits are charged against revenue.

All other schedules are omitted because they are not required or the required information is shown in the financial statements or 

notes thereto.

(b) Exhibits

See the exhibit index immediately following the signature page of this Annual Report on Form 10-K.

73

 
  
 
   
   
 
     
       
       
       
 
 
     
       
       
     
 
 
     
       
       
       
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this 

report to be signed on its behalf by the undersigned, thereunto duly authorized, on September 8, 2017.

SIGNATURES

QuinStreet, Inc.

By:

/s/  Douglas Valenti
Douglas Valenti
Chairman and Chief Executive Officer

POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints 
Douglas  Valenti  and  Gregory  Wong,  and  each  of  them,  as  his  true  and  lawful  attorneys-in-fact  and  agents,  with  full  power  of 
substitution and re-substitution, for him in any and all capacities, to sign any and all amendments to this Annual Report on Form 10-K 
and  to  file  the  same,  with  all  exhibits  thereto,  and  other  documents  in  connection  therewith,  with  the  Securities  and  Exchange 
Commission  hereby  ratifying  and  confirming  that  each  of  said  attorneys-in-fact  and  agents,  or  his  substitute  or  substitutes,  may 
lawfully do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons 

on behalf of the Registrant and in the capacities and on the dates indicated.

Signature

Title

/s/   Douglas Valenti
Douglas Valenti

/s/   Gregory Wong
Gregory Wong

/s/   Matthew Glickman
Matthew Glickman

/s/   Stuart Huizinga
Stuart Huizinga

/s/   Robin Josephs
Robin Josephs

/s/   John G. McDonald
John G. McDonald

/s/   David Pauldine
David Pauldine

/s/   Gregory Sands
Gregory Sands

/s/   Marjorie T. Sennett
Marjorie T. Sennett

/s/   Andrew Sheehan
Andrew Sheehan

/s/   James Simons
James Simons

Chairman of the Board and Chief 
Executive Officer (Principal Executive 
Officer)

Chief Financial Officer and Senior Vice President
(Principal 
Financial and Accounting Officer)

Director

Director

Director

Director

Director

Director

Director

Director

Director

74

Date

September 8, 2017

September 8, 2017

September 8, 2017

September 8, 2017

September 8, 2017

September 8, 2017

September 8, 2017

September 8, 2017

September 8, 2017

September 8, 2017

September 8, 2017

EXHIBIT INDEX

Exhibit 
Number

2.1

3.1

3.2

4.1

10.1+

10.2+

10.3+

10.4+

10.5+

10.6+

10.7+

10.8+

10.9+

10.10+

10.11+

10.12+

10.13+

Description of Exhibit

Stock Purchase Agreement, dated November 5, 2010, by 
and among QuinStreet, Inc., Car Insurance.com, Inc., 
Car Insurance Agency, Inc., Car Insurance Holdings, 
Inc., CarInsurance.com, Inc., Lloyd Register IV, Lloyd 
Register III, David Fitzgerald, Timothy Register, Randy 
Horowitz and Erick Pace.

Amended and Restated Certificate of Incorporation.

Bylaws.

Form of QuinStreet, Inc.’s Common Stock Certificate.

QuinStreet, Inc. 2008 Equity Incentive Plan.

Forms of Option Agreement and Option Grant Notice 
under 2008 Equity Incentive Plan (for non-executive 
officer employees).

Forms of Option Agreement and Option Grant Notice 
under 2008 Equity Incentive Plan (for executive 
officers).

Forms of Option Agreement and Option Grant Notice 
under 2008 Equity Incentive Plan (for non-employee 
directors).

QuinStreet, Inc. 2010 Equity Incentive Plan.

Forms of Option Agreement and Option Grant Notice 
under 2010 Equity Incentive Plan (for non-executive 
officer employees).

Forms of Option Agreement and Option Grant Notice 
under 2010 Equity Incentive Plan (for executive 
officers).

Forms of Senior Management Restricted Stock Unit 
(RSU) Grant Notice and Agreement under 2010 Equity 
Incentive Plan (for executive officers).

Forms of Restricted Stock Unit (RSU) Grant Notice and 
Agreement under 2010 Equity Incentive Plan (for non-
executive officer employees).

Form of Restricted Stock Unit Agreement under 2010 
Equity Incentive Plan (for non-employee directors).

QuinStreet, Inc. 2010 Non-Employee Directors’ Stock 
Award Plan.

Forms of Option Agreement and Option Grant Notice for 
Initial Grants under the 2010 Non-Employee Directors’ 
Stock Award Plan.

Forms of Option Agreement and Option Grant Notice for 
Annual Grants under the 2010 Non-Employee Directors’ 
Stock Award Plan.

Form

8-K

S-1/A

S-1/A

S-1/A

S-1

S-1

File Number

Exhibit

Filing Date

001-34628

2.1

November 8, 2010

333-163228

333-163228

333-163228

333-163228

333-163228

3.2

3.4

4.1

10.1

10.2

December 22, 2009

December 22, 2009

January 14, 2010

November 19, 2009

November 19, 2009

S-1

333-163228

10.3

November 19, 2009

S-1

333-163228

10.4

November 19, 2009

S-8

S-8

333-165534

99.9

March 17, 2010

333-165534

99.10

March 17, 2010

S-8

333-165534

99.11

March 17, 2010

10-K

001-34628

10.8

August 23, 2012

10-K

001-34628

10.9

August 23, 2012

10-K

001-34628

10.10

August 20, 2013

S-8

S-8

333-165534

99.12

March 17, 2010

333-165534

99.13

March 17, 2010

S-8

333-165534

99.14

March 17, 2010

10.15+

Annual Incentive Plan.

S-1/A

333-163228

10.12

January 14, 2010

75

10.16

10.17

10.18

10.19+

10.20

10.21

10.23

10.24

10.26

10.27+

10.28+

10.29

Second Amended and Restated Revolving Credit and 
Term Loan Agreement, by and among QuinStreet, Inc., 
the lenders thereto and Comerica Bank as Administrative 
Agent Sole Lead Arranger and Sole Bookrunner, Bank 
of America N.A. as Syndication Agent, and Union Bank, 
N.A. as Documentation Agent dated as of 
November 4, 2011.

First Amendment to Second Amended and Restated 
Revolving Credit and Term Loan Agreement and 
Amendment to Guaranty dated as of February 15, 2013.

Office Lease Metro Center, dated as of February 25, 
2010, between the registrant and CA-Metro Center 
Limited Partnership.

Form of Indemnification Agreement made by and 
between QuinStreet, Inc. and each of its directors and 
executive officers.

Assurance of Voluntary Compliance dated June 26, 2012 
by and among QuinStreet, Inc. and the Attorneys 
General of the States of Alabama, Arizona, Arkansas, 
Delaware, Florida, Idaho, Illinois, Iowa, Kentucky, 
Massachusetts, Mississippi, Missouri, Nevada, New 
York, North Carolina, Ohio, Oregon, South Carolina, 
Tennessee and West Virginia.

License and Investment Agreement by and among 
QuinStreet, Inc., Bronwyn Syiek and TownB 
Corporation dated August 23, 2012.

Transition Agreement dated September 18, 2013 
between the Company and Scott Mackley.

Transition Agreement dated September 18, 2013 
between the Company and Bronwyn Syiek.

Second Amendment to the Second Amended and 
Restated Revolving Credit and Term Loan Agreement, 
as amended from time to time, dated as of July 17, 2014, 
by and among QuinStreet, Inc., Comerica Bank, as 
administrative agent, and certain lenders party thereto.

Forms of Senior Management Performance-Based 
Restricted Stock Unit (RSU) Grant Notice and 
Agreement under 2010 Equity Incentive Plan (for 
executive officers).

Form of Deferred Restricted Stock Unit Agreement 
under 2010 Non-Employee Directors’ Stock Award Plan.

Third Amendment, to the Second Amended and Restated 
Revolving Credit and Term Loan Agreement, as 
amended from time to time, dated as of June 11, 2015, 
by and among QuinStreet, Inc., Comerica Bank, as 
administrative agent, and certain lenders party thereto.

10-Q

001-34628

10.1

November 8, 2011

10-Q

001-34628

10.1

February 15, 2013

10-Q

001-34628

10.1

May 12, 2010

S-1/A

333-163228

10.19

January 26, 2010

8-K

001-34628

10.1

June 27, 2012

10-K

001-34628

10.19

August 23, 2012

8-K

8-K

8-K

001-34628

10.1

September 19, 2013

001-34628

10.2

September 19, 2013

001-34628

10.1

July 22, 2014

10-K

001-34628

10.27

September 12, 2014

10-Q

001-34628

10.1

February 6, 2015

8-K

001-34628

10.1

June 12, 2015

10.30+

Forms of Performance-Based Restricted Stock Unit 
(RSU) Grant Notice and Agreement under 2010 Equity 
Incentive Plan (for non-executive officer employees).

10.31

Counselor Agreement dated December 31, 2015 between 
the Company and William Bradley.

76

10-K

001-34628

10.30

August 19, 2015

10-Q

001-34628

10.1

February 9, 2016

10.32

Form of Change in Control Severance Agreement.

10-Q

001-34628

10.1

November 9, 2016

10.33*+

Forms of Restricted Stock Unit (RSU) Grant Notice and 
Agreement under 2010 Equity Incentive Plan (for 
employees with a Change in Control Severance 
Agreement).

10.34*+

Forms of Option Agreement and Option Grant Notice 
under 2010 Equity Incentive Plan (for employees with a 
Change in Control Severance Agreement).

23.1*

24.1*

31.1*

31.2*

Consent of Independent Registered Public Accounting 
Firm.

Power of Attorney (incorporated by reference to the 
signature page of this Annual Report on Form 10-K).

Certification of the Chief Executive Officer of 
QuinStreet, Inc. pursuant to Section 302 of the Sarbanes-
Oxley Act.

Certification of the Chief Financial Officer of 
QuinStreet, Inc. pursuant to Section 302 of the Sarbanes-
Oxley Act.

32.1**

Section 1350 Certifications of Chief Executive Officer 
and Chief Financial Officer.

101.INS* XBRL Instance Document

101.SCH* XBRL Taxonomy Extension Schema Document

101.CAL* XBRL Taxonomy Extension Calculation Linkbase 

Document

101.DEF* XBRL Taxonomy Extension Definition Linkbase 

Document

101. LAB* XBRL Taxonomy Extension Label Linkbase Document

101. PRE* XBRL Taxonomy Extension Presentation Linkbase 

Document

Filed herewith. 

Furnished herewith. 

Indicates management contract or compensatory plan. 

*

**

+

77

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We hereby consent to the incorporation by reference in the Registration Statements on Form S-8 (Nos. 333-213220, 333-206472, 333-
198714, 333-190735, 333-183517, 333-176272, 333-168322, 333-165534) of QuinStreet, Inc. of our report dated September 8, 2017 
relating to the consolidated financial statements, financial statement schedule and the effectiveness of internal control over financial 
reporting, which appears in this Form 10-K. 

Exhibit 23.1

/s/ PricewaterhouseCoopers LLP 
San Jose, California
September 8, 2017

Exhibit 31.1

CERTIFICATION PURSUANT TO SECTION 302 OF
THE SARBANES-OXLEY ACT

I, Douglas Valenti, certify that: 

1. I have reviewed this annual report on Form 10-K of QuinStreet, Inc.; 

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with 
respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material respects the financial condition, results of operations and cash flows of the company as of, and for, the periods presented in 
this report;

4.  The  company’s  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in 
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the company and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed 
under  our  supervision,  to  ensure  that  material  information  relating  to  the  company,  including  its  consolidated  subsidiaries,  is 
made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 
designed  under  our  supervision,  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c)  Evaluated  the  effectiveness  of  the  company’s  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report 
based on such evaluation; and

(d) Disclosed in this report any change in the company’s internal control over financial reporting that occurred during the 
company’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially 
affected, or is reasonably likely to materially affect, the company’s internal control over financial reporting; and

5.  The  company’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over 
financial reporting, to the company’s auditors and the audit committee of the company’s board of directors (or persons performing the 
equivalent functions):

(a)  All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial 
reporting  which  are  reasonably  likely  to  adversely  affect  the  company’s  ability  to  record,  process,  summarize  and  report 
financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant’s internal control over financial reporting.

Date: September 8, 2017

/s/ Douglas Valenti 
Douglas Valenti 
Chairman and Chief Executive Officer 
(Principal Executive Officer)

Exhibit 31.2

CERTIFICATION PURSUANT TO SECTION 302 OF
THE SARBANES-OXLEY ACT

I, Gregory Wong, certify that: 

1. I have reviewed this annual report on Form 10-K of QuinStreet, Inc.; 

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with 
respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material respects the financial condition, results of operations and cash flows of the company as of, and for, the periods presented in 
this report;

4.  The  company’s  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in 
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the company and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed 
under  our  supervision,  to  ensure  that  material  information  relating  to  the  company,  including  its  consolidated  subsidiaries,  is 
made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 
designed  under  our  supervision,  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c)  Evaluated  the  effectiveness  of  the  company’s  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report 
based on such evaluation; and

(d) Disclosed in this report any change in the company’s internal control over financial reporting that occurred during the 
company’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially 
affected, or is reasonably likely to materially affect, the company’s internal control over financial reporting; and

5.  The  company’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over 
financial reporting, to the company’s auditors and the audit committee of the company’s board of directors (or persons performing the 
equivalent functions):

(a)  All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial 
reporting  which  are  reasonably  likely  to  adversely  affect  the  company’s  ability  to  record,  process,  summarize  and  report 
financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant’s internal control over financial reporting.

Date: September 8, 2017

/s/ Gregory Wong 
Gregory Wong 
Chief Financial Officer and Senior Vice President
(Principal Financial and Accounting Officer)

CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF
FINANCIAL OFFICER PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1

The  certification  set  forth  below  is  being  submitted  in  connection  with  the  report  on  Form  10-K  of  QuinStreet,  Inc.  (the 
“Report”)  for  the  purpose  of  complying  with  Rule  13a-14(b)  or  Rule  15d-14(b)  of  the  Securities  Exchange  Act  of  1934  (the 
“Exchange Act”) and Section 1350 of Chapter 63 of Title 18 of the United States Code.

Douglas Valenti, the Chief Executive Officer and Gregory Wong, the Chief Financial Officer of QuinStreet, Inc., each certifies 

that, to the best of his knowledge:

1. the Report fully complies with the requirements of Section 13(a) or 15(d) of the Exchange Act; and

2. the information contained in the Report fairly presents, in all material respects, the financial condition and results of 

operations of QuinStreet, Inc.

Date: September 8, 2017

/s/ Douglas Valenti
Name: Douglas Valenti 
Chairman and Chief Executive Officer 
(Principal Executive Officer)

/s/ Gregory Wong 
Name: Gregory Wong 
Chief Financial Officer and Senior Vice President
(Principal Financial and Accounting Officer)

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