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Real Estate Investors plc

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FY2013 Annual Report · Real Estate Investors plc
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FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2013 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

Company Registration Number: 

5045715 

Registered Office: 

Directors: 

Secretary: 

Auditor:  

Solicitors: 

Nominated Adviser: 

Broker: 

Bankers: 

Registrars: 

Cathedral Place, 3rd Floor 
42-44 Waterloo Street 
Birmingham 
B2 5QB 

J R A Crabtree OBE:  Chairman 
W Wyatt: Non Executive Director 
P P S Bassi CBE: Chief Executive 
M H P Daly: Finance Director 

M H P Daly 

Grant Thornton UK LLP 
Chartered Accountants 
Registered Auditor 
Colmore Plaza 
20 Colmore Circus 
Birmingham 
B4 6AT 

Gateley 
One Eleven 
Edmund Street 
Birmingham 
B3 2HJ 

Smith & Williamson Corporate Finance Limited 
25 Moorgate 
London 
EC2R 6AY 

Liberum Capital Limited 
Ropemaker Place, Level 12 
25 Ropemaker Street 
London 
EC2Y 9LY 

Lloyds Banking Group 
55 Temple Row 
Birmingham 
B2 5LS 

Capita Asset Services 
The Registry 
34 Beckenham Road 
Beckenham 
Kent 
BR3 4TU 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                                         
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                                         
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

PROPERTY PORTFOLIO 

For the year ended 31 December 2013 

CATHEDRAL PLACE, BIRMINGHAM 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

PROPERTY PORTFOLIO 

For the year ended 31 December 2013 

LUNN POLY HOUSE, LEAMINGTON 

75-77 COLMORE ROW, BIRMINGHAM 

 GATEWAY HOUSE, BIRMINGHAM 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

PROPERTY PORTFOLIO 

For the year ended 31 December 2013 

85/89 COLMORE ROW, BIRMINGHAM 

GUARDIAN HOUSE, WEST BROMWICH 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

PROPERTY PORTFOLIO 

For the year ended 31 December 2013 

PEAT HOUSE, LEICESTER 

AVON HOUSE, BROMSGROVE 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

OUR PORTFOLIO AND PROPERTY LOCATIONS 

For the year ended 31 December 2013 

OUR PORTFOLIO 

BIRMINGHAM CITY CENTRE PROPERTY LOCATIONS 

 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CONTENTS 

For the year ended 31 December 2013 

INDEX 

Chairman’s and Chief executive’s statement 

Directors’ report 

Group strategic report 

Corporate governance report 

Directors' remuneration report 

Independent auditor’s report 

Consolidated statement of comprehensive income 

Consolidated statement of changes in equity 

Consolidated statement of financial position 

Consolidated statement of cashflows 

Notes to the financial statements 

Company statutory financial statements (prepared under UK GAAP) 

PAGE 

2 - 6 

7 - 8 

9 

10  

11 - 13 

14 

15  

16  

17 - 18 

19  

20 - 45 

46 - 56 

1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CHAIRMAN’S AND CHIEF EXECUTIVE’S REPORT 

For the year ended 31 December 2013 

Financial Highlights 

Profit before tax of £5.0 million (2012: £1.0 million) up 400% 
Dividend of 1p, paid in October 2013, in respect of 2013 financial year – increase of 100% 
EPRA EPS 0.4p (2012: 0.8p) 
Portfolio valuation of £75.2 million (2012: £77.4 million) 
EPRA NAV per share up 5.3% to 59.1p (2012: 56.1p) 
EPRA NNNAV per share 58.6p (2012: 54.6p) up 5% 

• 
• 
• 
• 
• 
• 
•  Net loan to value 47.3% (2012: 49.0%) gross debt £44.1 million (2012: £40.6 million) 
• 

Cash £8.5 million (2012: £2.7 million) weighted average debt maturity 7 years (2012: 8.6 years) 

Operational Highlights 

Revenue £6.6 million (2012: £6.1 million) up 8% 

Property sale proceeds totalling £7.0 million  
Acquisitions totalling £2.3 million 
Surrender premium £0.4 million (2012: £0.6 million) 

• 
•  Gross property assets valued at £75.2 million (2012: £77.4 million) 
• 
• 
• 
•  Overall occupancy 83.6% and WAULT 3.7 years 
• 
• 
• 

Total ownership of 650,000 sq ft over 46 buildings with 150 tenants 
Prime Birmingham City centre ownership 143,408 sq ft across 9 buildings – 37.2% of portfolio by value 
Contracted rental income £5.8 million (2012: £6.6 million) 

*EPRA = European Public Real estate Association 
**WAULT = Weighted Average Unexpired Lease Term 

Overview 

After several years, the market appears to have recognised that there is more to the UK economy than Central London 
and  the  South  East.   The  regional  economy  in  the  West  Midlands,  where  we  are  focussed,  has  had  its  challenges  like 
most  regions  in  the  UK  and  abroad,  however, during  the period  under  review,  it  has  strengthened  and  re-established 
itself as a major economic centre. 

This improved sentiment towards the region, which was more visible in Q4 and particularly in the property sector, has 
revealed  the  early  signs  of  improving  investor  appetite  and  economic  activity.    We  believe  property  values  and 
occupancy will see further positive improvement in 2014 and 2015. 

Investor appetite, in particular from funds, insurance companies, public companies and specialist equity, has been very 
strong, with a number of properties attracting multiple offers, and achieving prices significantly higher than the guide 
price.  This activity has and will more so, act as comparable evidence and support growing valuations for our portfolio.  
We anticipate other buyers, namely private companies, pension funds, trusts, overseas buyers and HNW’s also returning 
to  the  regional  market,  in  order  to  benefit  from  superior  yields  and  rising  capital  values.    We  have  seen  some 
revaluation uplift in a number of assets, through a combination of asset management, lettings and yield compression, 
and anticipate that this will continue in 2014-15. 

Whilst  we  have  picked  up  our  fair  share  of  distressed  assets,  where  we  can  add  value,  the  long  awaited  volume  of 
distressed disposals of regional property did not happen during 2013.  It is already clear during the first few months of 
2014, that the ‘distressed disposals’ into an improving property market, now supported by bank lending, is finally in full 
swing.  We anticipate capitalising on these opportunities, particularly those that cannot support traditional debt, due to 
the  short  term  lease  profile  or  properties  that  are  vacant  and  require  refurbishment  before  they  can  be  sold  or  let.  
Indeed,  we  believe  that  the  scale  of  the  opportunity  available  to  REI  is  greater  than  our  existing  resource,  yet  REI 
remains uniquely positioned to benefit from our existing ownership and the opportunities that our reputation and track 
record will attract. 

Financial markets are starting to take the view that interest rates will rise, hence we have seen a positive move in the 
fair value of our financial instruments resulting in a credit to our income statement of £2.1 million, which is a non cash 
item, leaving us with approx £3.3 million more to recover.  With rising interest rates or maturing of our interest rate 
term, we anticipate recovering the entire amount in due course. 

Results 

Against this improving backdrop, we are delighted to report our results for the year in which we made a profit before 
tax of £5 million (2012: £1.0 million – up 400%). The results are after providing for £345,000 as a result of one of our 
tenants,  Challinors,  solicitors,  entering  administration.  This  charge  represents  a  provision  against  rental  income  of 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CHAIRMAN’S AND CHIEF EXECUTIVE’S REPORT 

For the year ended 31 December 2013 

£280,000 as a reversal of the rent free debtor under IFRS, which is a non cash item, and a provision of £65,000 for bad 
debts.  We anticipate recovering monies via personal guarantees from the former partners of Challinors. 

Dividend 

We were pleased to have doubled our dividend payment to our shareholders, with a payment of 1.0 pence in October 
2013 in respect of the 2013 financial year.  The Board intends to follow a progressive dividend policy in the future and 
move to a more conventional interim and final payment schedule. 

Regional Review 

We are absolutely committed to investing in the Central England regions, with a focus on the West Midlands, as this is a 
market place and environment in which the management have a longstanding association and network.  This is why we 
are able to build a business that will generate profits, capital growth and dividends for our shareholders.  Despite media 
articles and negative sentiment over the last few years, our region is very much alive, robust and growing.  We have 
listed below some of the facts that reveal the improving level of activity and confidence in the region: 

• 

• 

• 

• 

Automotive strength will see the West Midlands outstrip Germany on export growth, growing three times faster 
than Germany. 

Jaguar Land Rover (JLR) is to create 1,700 new jobs with a £1.5 billion investment in Solihull.  JLR achieved 
record global sales of 425,000 new vehicles. 

Profits at JLR more than doubled in the last three months of 2013.  The UK company made profits of £842 million, 
up from £404 million for the same quarter in 2012, on revenues of £5.3 billion. 

The West Midlands region has outstripped the rest of the UK in job boosting investment from foreign investors.  
After London, Birmingham is the biggest city for foreign direct investment. 

•  Unemployment in the West Midlands has shown the largest percentage fall in the country with 31,000 fewer 

people now out of work (February 2014). 

• 

The West Midlands six Local Enterprise Partnerships have attracted a further £730 million of European funding. 

•  HM Revenue and Customs reveals that the West Midlands is the top performing region for international trade, with 

18% year on year growth. 

• 

The West Midlands property market has outperformed the rest of the UK, other than the South East. 

•  House prices in the West Midlands saw the biggest annual increase in the English regions, other than London and 

the South East, with a 4.4% increase. 

• 

• 

Annual take up of office space in Birmingham in 2013 was 664,147 sq ft, an increase of almost 33% on 2012.  
Prime yields across the year contracted from 6.25% to 5.75% and continue to trend in. 

Birmingham has seen the opening of a brand new £640 million New Street station, a £193 million new Central 
Library and the expansion of Birmingham Airport. 

•  West Midlands has the largest rental growth in England (PwC). 

Property portfolio overview 

Over the last few years, we have established REI as a recognised regional landlord.  The majority of our portfolio has 
been  acquired  during  the  downturn,  and  all  acquisitions  have  met  our  criteria.  We  now  have  assets  throughout  the 
Midlands  in  Birmingham  City  Centre,  Edgbaston,  Leicester,  Derby,  Bromsgrove,  West  Bromwich,  Walsall,  Kings  Heath, 
Coventry and Rugeley. 

Our criteria remain: 

Focus on our region – West Midlands/Central England 
Shops, offices, land or opportunities 
Vacant – part vacant or fully let with asset management opportunities 
Add value via letting, lease renewals, rent reviews, planning and refurbishment 
Lot sizes £500,000 - £10,000,000 
Target yields of 10-20% plus, excluding capital growth 
Assets unable to support traditional debt 
No tenant should be more than 5% of our overall ERV. 

i. 
ii. 
iii. 
iv. 
v. 
vi. 
vii. 
viii. 
3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CHAIRMAN’S AND CHIEF EXECUTIVE’S REPORT 

For the year ended 31 December 2013 

The total portfolio valuation is now £75.2 million after sales in Derby, Edgbaston, Crawley and Wakefield, totalling £7.0 
million, and the acquisition of 37a Waterloo Street, Birmingham City Centre for £1.8 million, and Tudor House, Bridge 
Street, Walsall for £500,000. 

Over  the  last  few  years,  our  underperforming  assets  have  been  prime  City  Centre  assets,  these  have  now  seen  some 
valuation  uplifts,  and  improved  occupation  and  demand.    We  now  have  143,408  sq  ft  in  the  City  Centre  business 
district, with a valuation of £28.0 million – representing 37.2% of our total portfolio, across 9 buildings. 

Overall occupancy is 83.6% (2012: 86.49%) and our WAULT is 3.7 years to break (2012: 4.2 years), both  of these have 
been impacted by 75-77 Colmore Row, a prime 18,000 sq ft office building, which was returned to us by PwC at the end 
of  their  lease,  in  good tenantable  condition  and  is  available  to  let  for  a  total  ERV  of £400,000  p.a.    Additionally, we 
secured  £0.4  million  surrender  premium  from  Bank  of  Scotland  at  Apex  House,  and  have  since  sold  this  building  to  a 
third party.   

Our  total  ownership  is  now  approximately  650,000  sq  ft  across  46  buildings  and  presently  with  150  occupiers  and  the 
gross yield on our investment properties at 31 December 2013 was 8.09%. 

Rental deals completed in the last few years have also been on relatively soft terms and provide REI with rental growth 
prospects, as quality stock is becoming occupied and new supply is limited.  Investor appetite for City Centre assets is 
vastly improved and we will consider sales, once we have completed asset management initiatives and capitalised on 
any  rental  growth.    It  is  our  view  that  this  will  coincide  with  the  return  of  HNW/private  pension  funds/overseas 
investors and property company buyers that have remained inactive until now. 

Core Portfolio 

Offices 

Birmingham 

Other West Midlands 

Total Offices 

Total Retail 

Total Core Portfolio 

Non Core Portfolio 

Total Portfolio 

£m 

% 

28.0 

26.3 

54.3 

10.1 

64.4 

10.8 

75.2 

37.2% 

35.0% 

72.2% 

13.4% 

85.6% 

14.4% 

100% 

Our  non  City  Centre  investments  have  remained  stable  and  secure  throughout  the  downturn,  and  continue  to  trade 
well.  Indeed demand for good town centre stock was demonstrated when Challinors went into administration and we 
immediately  re-let  floor  space  to  Sandwell  Inspired  Partnership,  a  ‘not  for  profit  co-operative’  formed  by  the  local 
councils  and schools, for a 10 year term, with a 5  year  6 month break, for a gross rental of £251,793  p.a.  This fully 
demonstrated the benefits of our close working association with local agents. 

Other activity across our portfolio is as follows: 

85/89 Colmore Row, Birmingham 
A listed building, in a prime location in the City Centre, was acquired in December 2012 from PwC (acting as receivers).  
We have let some of the vacant space to the Royal College of Surgeons, on a new 10 year lease at a rental of £74,320 
p.a.  We have additional asset management activity ongoing that will further improve our tenant profile, lease terms, 
rental income and capital growth.  The contracted rent is now £346,393 with an ERV of £548,648.  

293/310 High Street, West Bromwich 
A  former  Allied  Carpets  property,  acquired  in  June  2012  with  vacant  possession  for  the  sum  of  £475,000.    We  have 
obtained  planning  approval  to  create  5  ground  floor  units,  with  a  separate  upper  floor.    The  refurbishment  has  been 
completed at a cost of approximately £100,000.  Three units are let with offers and interest in the others, and our ERV 
is approximately £140,000 p.a. 

2/30 Alcester Road, Kings Heath 
A  prime  unbroken  retail  parade  of  16  shops,  directly  adjoining  a  Sainsbury’s  supermarket  store  and  near  to  the  King 
Edwards Schools Foundation.  Acquired in November 2008, at the height of the financial crisis, with a number of short 
leases and outstanding lease renewals.  All leases have been renewed, and the investment continues to trade well with 
a healthy pipeline of requirement for this parade of shops. 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CHAIRMAN’S AND CHIEF EXECUTIVE’S REPORT 

For the year ended 31 December 2013 

75/77 Colmore Row, Birmingham 
A  listed  prime  City  Centre  building  previously  let  to  PricewaterhouseCoopers  at  £400,000  p.a,  with  a  FRI  lease  that 
expired on 25th December 2013.  The property has been vacated and will be brought to the market following necessary 
works.  The 18,000 sq ft building is on the market with Knight Frank at an asking rental of £25 per sq ft (an uplift on the 
previous letting). 

Southgate Retail Park, Derby 
This  multi-let  retail  park  was  acquired  for  £4.8  million  in  September  2011,  providing  an  approximate  10%  yield.    We 
gained  planning  consent  for  a  45,000  sq  ft  food  store  during  the  year,  and  subsequently  sold  units  1,2  and  3  to  Lidl 
supermarkets  for  the  sum  of  £4.25  million,  and  retained  the  remainder  that  is  let  or  under  offer  with  an  ERV  of 
£250,000 p.a. 

Colmore Row/Bennetts Hill/Waterloo Street, Birmingham 
These are also listed buildings, within the Central business district, where we have attracted a number of new tenants 
throughout the year including Goodchilds Estate Agents, Redleaf Ltd and Open Executive Recruitment.   

Tudor House, Bridge Street, Walsall 
A four shop retail parade, acquired in December 2013 from a receiver for the sum of £500,000.  The property is let to 
Ladbrokes, Hambro Countrywide and 2 regional multiples.  Successful lease renewals and lettings at this town centre 
parade will produce approximately £80,000 p.a. 

Gateway House, Birmingham 
A  strategically  located  prime  building,  offering  long  term  re-development  potential.    In  the  interim,  the  key  tenant, 
Arcadia Group, occupies over 11,000 sq ft in a prime retail unit.  Nearby, Marks and Spencers operates a key store and 
Primark is committing to its largest UK store, a giant 200,000 sq ft unit, by taking over The Pavilions Shopping Centre.  
REI has achieved annual breaks in the Arcadia lease offering flexibility to capitalise on the retail market at the correct 
time and we are looking to submit a change of use application or create three retail units on the ground floor. 

More  generally,  across  the  portfolio,  we  continue  to  achieve  positive  lease  renewals,  rent  reviews  and  new  lettings.  
With  very  few  exceptions,  tenants  across  the  portfolio  are  renewing,  and  we  are  benefitting  from  improving  market 
sentiment. 

Sales 

For several years, it has been very much a buyer’s market and we have capitalised on the opportunities made available 
to us. 

It remains our intention to build a business with a strong underlying rental income, however when we have completed 
our planned asset management, or when we receive favourable interest, we will also consider selling assets.  The part 
sale of Southgate Retail Park provided us with such an opportunity, and we successfully sold. 

We  have  also  sold  properties  from  the  historical  portfolio  in  Wakefield  and  Crawley  and  some  locally  at  Apex  in 
Edgbaston. 

We anticipate growing capital values, from yield compression, growing rental income and will remain open minded to 
sales opportunities that provide value for REI.   

Over the next few years, we are likely to become a more active seller as the market shifts to the benefit of a seller, 
and plan to achieve REIT status, which will be more tax efficient for the Company and our shareholders.  

Acquisitions 

We have an extensive network that allows us to acquire assets ‘off market’ or through a privileged and known network.  
In  Q4,  we  began  to  see  criteria  assets  and  secured  37a  Waterloo  Street/7  Bennetts  Hill,  Birmingham  City  Centre,  a 
listed building fully let and providing £188,000 p.a., with tenants including W H Ireland stock brokers, Triton Global and 
Systra  Limited.    The  purchase  price  was  £1.8  million  in  cash.    This  acquisition  is  criteria  compliant  and  an  excellent 
addition  to  our  City  Centre  portfolio.    We  additionally  acquired  Tudor  House  in  Walsall  for  £500,000  with  an  ERV  in 
excess of £80,000. 

In Q4, we have seen a significant number of opportunities that we will seek to acquire, predominantly from receivers 
acting  for  banks,  who  appear  to  be  starting  the  long  awaited  distressed  stock  sales.    It  is  these  assets  that  cannot 
support  traditional  debt,  and  as  a  cash  buyer,  will  provide  REI  with  our  greatest  opportunity  for  capital  growth  and 
double digit yields. 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CHAIRMAN’S AND CHIEF EXECUTIVE’S REPORT 

For the year ended 31 December 2013 

Since the year end, we have acquired 770/772 Bristol Road South, Northfield, Birmingham for the sum of £1.25 million 
in cash.  The rental income is £115,800 p.a. plus a vacant flat.  Tenants are HSBC bank (£80,800) with a lease expiring 
in July 2018 and West Bromwich Building Society (£35,000) with a lease expiring in February 2023 (subject to a tenant 
break in February 2019). 

Finance 

At 31 December 2013, the Group’s gross debt was £44.1 million (2012: £40.6 million) with cash and undrawn facilities of 
£8.5 million (2012: £4.2 million). The weighted average debt maturity was 7.0 years (2012: 8.6 years) with a weighted 
average cost of debt of 6.2% (2012: 6.3%) at year end - 94% fixed or hedged (2012: 100%). 

Net loan to value was 47.3% (2012: 49.0%) and net interest cover based on adjusted earnings before interest and tax as 
a ratio of finance costs was 2.1 (2012: 1.6). Both loan to value and interest cover fall comfortably within the banking 
covenants. 

During the year, we drew down £1.5 million of our undrawn facility and secured a further facility of £2.7 million on a 
variable basis of 2.75% above base with Lloyds, secured against a previously un-encumbered asset, a listed City centre 
building at 85/89 Colmore Row, Birmingham.  

Our  £20  million  facility  with  Lloyds  is  due  for  renewal  in  October  2014.  We  are  currently  in  the  process  of  agreeing 
terms  for  the  renewal  of  these  facilities,  and  whilst  they remain  subject  to  Credit  approval,  at  the  present  time  the 
bank  is  proposing  to  extend  the  facilities  at  a  similar  level  for  a  period  of  three  to  five  years  from  the  expiry  of  the 
facilities.    

REI has continued to receive excellent support from our principal bankers throughout the last few years, namely Lloyds 
Banking Group, Aviva, Handelsbanken and Nationwide. 

Outlook & Summary 

Clearly, we are now in an improved economic environment and the region in which we invest and run our  business is 
well  placed  to  grow  and  prosper.    This  backdrop  is  essential  in  order  for  us  to  see  the  continued  improvement  in 
occupier demand, and investor appetite. 

We  anticipate  that  during  2014-15  we  will  experience  greater  demand  for  investment  property  in  our  region,  as 
investors  seek  higher  yields  and  capital  growth  and  this  improving  demand  will  naturally  inflate  capital  values.    The 
additional  contributor  to  capital  growth  will  be  rental  growth,  reducing  incentives  and  tenants  beginning  to  accept 
longer lease terms with fewer tenant break options. 

The real forward opportunity is to capitalise on our market reputation and existing resource and acquire the distressed 
stock that the financial institutions have mothballed throughout the recession.  REI is able to access these opportunities 
and successful acquisitions should result in capital growth and increased rental income which, in turn, will facilitate the 
Board’s intention to pay a progressive dividend. 

Over the next few years, as our portfolio matures, and our asset management programme completes, we will dispose of 
some of our assets, into an environment in which the banks are lending, and HNW individuals, property companies and 
pension funds join the existing funds, public companies, insurance companies and overseas buyers from Singapore and 
China who are buying in our region to secure quality returns and capital growth. 

It  is  our  intention  to  change  our  status  to  a  REIT  as  soon  as  is  appropriate  for  the  Company  and  its  shareholders  to 
benefit from REIT status and we anticipate that is likely to be 2015. 

Finally, we would like to thank all our staff, advisors and Board for the support over the last few challenging years, and 
now look forward to growing REI into a substantial regional public company. 

JOHN CRABTREE OBE DL D.UNIV 
CHAIRMAN 
14 MARCH 2014 

PAUL BASSI CBE DL D.UNIV Dsc 
CHIEF EXECUTIVE 
14 MARCH 2014 

6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

DIRECTORS’ REPORT 

For the year ended 31 December 2013 

The directors present their report together with the audited consolidated financial statements for the year ended 
31 December 2013. 

Directors 
The directors who served during the year were as follows: 

J R A Crabtree 
J J Jack (retired 30 June 2013) 
W Wyatt 
P P S Bassi 
M H P Daly 

  Chairman – Non-Executive 
  Deputy Chairman – Non-Executive 
  Non-Executive Director 
  Chief Executive 
Finance Director 

W Wyatt will retire and submit himself for re-election at the forthcoming Annual General Meeting. 

Substantial shareholdings 
The Company has been notified of the following interests that represent 3% or more of the issued share capital of 
the Company at 11 February 2014. 

Caledonia Investments Plc 
P P S Bassi 
Ruffer 
Henderson Global Investors 
Friends Provident International 
Miton Asset Management 

Number 
20,154,812 
9,050,000 
8,690,716 
6,390,132 
4,969,257 
2,700,000 

% 
28.22 
12.67 
12.17 
8.95 
6.96 
3.78 

Matters covered in the Strategic Report 

Financial risk management objectives and policies are included in note 15 to the financial statements. 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

DIRECTORS’ REPORT 

For the year ended 31 December 2013 

Statement of directors’ responsibilities 

The directors are responsible for preparing the Strategic Report, Directors’ Report and the financial statements in 
accordance with applicable law and regulations. 

Company  law  requires  the  directors  to  prepare  financial  statements  for  each  financial  year.  Under  that  law  the 
directors have elected  to prepare Group financial statements in accordance with International Financial Reporting 
Standards  as  adopted  by  the  European  Union  (IFRSs).  Under  company  law  the  directors  must  not  approve  the 
financial statements unless they are satisfied that they give a true and fair view of the state of affairs and profit or 
loss of the Group for that period. In preparing those financial statements, the directors are required to: 

•  select suitable accounting policies and then apply them consistently; 
•  make judgments and estimates that are reasonable and prudent; 
•  state whether applicable IFRSs have been followed, subject to any material departures disclosed and explained 

in the financial statements;  

•  prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group 

will continue in business. 

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the 
Company’s  transactions  and  disclose  with  reasonable  accuracy  at  any  time  the  financial  position  of  the  Company 
and  enable  them  to  ensure  that  the  financial  statements  comply  with  the  Companies  Act  2006.  They  are  also 
responsible for safeguarding the assets of the Group and hence for taking reasonable steps for the prevention and 
detection of fraud and other irregularities. 

The directors confirm that:  
•  so  far  as  each  director  is  aware,  there  is  no  relevant  audit  information  of  which  the  company’s  auditor  is 

unaware; and 

•  the  directors  have  taken  all  the  steps  that  they  ought  to  have  taken  as  directors  in  order  to  make  themselves 

aware of any relevant audit information and to establish that the auditors are aware of that information.  

The directors are responsible for the maintenance and integrity of the corporate and financial information included 
on  the  company’s  website.  Legislation  in  the  United  Kingdom  governing  the  preparation  and  dissemination  of 
financial statements may differ from legislation in other jurisdictions. 

Annual General Meeting 
The Annual General Meeting will be held at Cathedral Place, 3rd Floor, 42-44 Waterloo Street, Birmingham, B2 5QB 
on 20 June 2014 at 11 am. 

Auditor 
Grant  Thornton  UK  LLP  offer  themselves  for  re-appointment  as  auditor  in  accordance  with  Section  489  of  the 
Companies Act 2006. 

BY ORDER OF THE BOARD 

M H P Daly 
Secretary 

Date:   14 March 2014 

Company No 5045715 

8 

 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

GROUP STRATEGIC REPORT 

For the year ended 31 December 2013 

Review of business 

Real Estate Investors PLC is a commercial property investment company specialising in the established and proven 
markets of the greater Midlands area. The Group’s business model is based on generating rental and capital growth 
from an active approach to the management and development of a portfolio of quality buildings, predominantly 
within the office and retail sectors. 

Recurring rental income from the portfolio underpins profits, which are supplemented by gains from the sale of 
investment properties. Disposal proceeds are recycled into new acquisitions with better growth prospects, whilst 
maintaining compliance with the terms of flexible secured bank finance. 

The Group has built up a portfolio of good quality assets concentrated in these resilient established markets, 
without reliance on one sector or location (see pages 3 to 6). 

Principal risks and uncertainties 

The directors consider the principal risks of the Group and the strategy to mitigate these risks, as follows: 

Risk area 
Investment portfolio 
•  Tenant default 
•  Change in demand for space 
•  Market pricing affecting value 

Financial 
•  Reduced availability or increased cost of 

debt 
Interest rate sensitivity 

• 

People 
•  Retention/recruitment 

Key performance indicators (“KPIs”) 

Mitigation 
•  Not reliant on one single tenant or business sector 
•  Focused on established business locations for investment 
•  Monitor asset concentration 
•  Portfolio diversification between office and retail 

properties 

•  Building specifications not tailored to one user 
•  Continual focus on current vacancies and expected 

changes 

•  Low gearing policy 
•  Fixed rate debt and hedging in place 
•  Existing facilities sufficient for spending commitments 
•  On-going monitoring and management of the forecast 

cash position  
Internal procedures in place to track compliance 

• 

•  Remuneration structure reviewed 
•  Regular assessment of performance 

The following KPIs are some of the tools  used by management to monitor the  performance of  the  Group against the 
aim of creating sustainable long-term returns for shareholders. 

Indicator 
Earnings per share 

Profit    – actual 

Net assets per share 

       2013 

5.04p 

£4.9m 

58.6p 

             2012 
0.51p 

£1.0m 

54.6p 

The  above  continue  to  be  the  key  performance  indicators  of  the  Group,  but  last  year  was  a  year  of  unprecedented 
economic,  bank  and  property  turmoil  which  meant  that  these  targets  were  not  achieved.    In  our  focus  area  of 
Birmingham  and  the  wider  West  Midlands,  we  have  been  one  of  very  few  active  investors  and  believe  we  have 
acquired assets favourably.  

BY ORDER OF THE BOARD 

Date:  14 March 2014 

9 

  M H P Daly 
Secretary 

 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CORPORATE GOVERNANCE REPORT 

For the year ended 31 December 2013 

Directors’ statement on corporate governance 

The Board of  Directors is accountable to shareholders for the good corporate governance of the Group. Under the 
AIM rules for companies, the Group is not required to comply with the UK Corporate Governance Code (June 2010) 
and  does  not  comply  with  the  Code.  However,  the  Board  is  aware  of  the  best  practice  defined  by  the  Code  and 
seeks to adopt procedures to institute good governance insofar as practical and appropriate for a Group of its size 
while  retaining  its  focus  on  the  entrepreneurial  success  of  the  business.  The  main  elements  of  the  Group’s 
governance procedure are documented below. 

Application of principles 

Directors 
The composition of the Board is set out on page 7. The Board currently comprises two non-executive directors and 
two  executive  directors.  The  Board  aims  to  meet  monthly  and  is  provided  with  relevant  information  on  financial, 
business and corporate matters prior to meetings. The Board is responsible for overall Group strategy, approval of 
property  and  corporate  acquisitions  and  disposals,  approval  of  substantial  items  of  capital  expenditure,  and 
consideration  of  significant  operational  and  financial  matters.  The  Board  has  established  both  an  Audit  and 
Remuneration Committee. Given the small size of the Board, it is not considered necessary to establish a separate 
Nominations  Committee.  All  members  of  the  Board  are  fully  consulted  on  the  potential  appointment  of  a  new 
director. All directors are subject to re-election every three years. 

Accountability and audit 

The Audit Committee comprises two non-executive directors, J R A Crabtree and W Wyatt, and the finance director, 
by  invitation.  The  committee  oversees  the  adequacy  of  the  Group’s  internal  controls,  accounting  policies  and 
financial  reporting  and  provides  a  forum  through  which  the  Group’s  external  auditor  reports  to  the  non-executive 
directors. 

Going concern 

The Group has prepared and reviewed forecasts and made appropriate enquiries which indicate that the Group has 
adequate resources to continue in operational existence for the foreseeable future. These enquiries considered the 
following: 
•  the significant cash balances the Group holds and the low levels of historic and projected operating cashflows 
•  any  property  purchases  will  only  be  completed  if  cash  resources  or  loans  are  available  to  complete  those 

purchases 

•  the Group’s bankers have indicated their continuing support for the Group. The Group’s £20 million facility with 
Lloyds Banking Group is due for renewal in October 2014. The Group is currently in the process of agreeing terms 
for  the  renewal  of  these  facilities,  and  whilst  they  remain  subject  to  credit  approval,  at  the  present  time  the 
bank is proposing to extend the facilities at a similar level for a period of three to five years from the expiry of 
the facilities. 

For these reasons, the directors continue to adopt the going concern basis in preparing the financial statements. 

Internal control 

The Board has overall responsibility for ensuring that the Group maintains systems of internal control to provide it 
with  reasonable  assurance  regarding  the  reliability  of  financial  information  used  within  the  business  and  that  the 
assets  of  the  business  are  safeguarded.  It  is acknowledged  that  such  systems  can  only  provide  reasonable  and  not 
absolute assurance against material misstatements or loss. Key areas of internal control, which are overseen by the 
finance director, are listed below: 

•  the  preparation  of  monthly  financial  information  which  reports  actual  performance  and  continuously  updates 
monthly  forecasts  of  revenue,  expense,  cash  flows  and  assets  and  liabilities  for  the  remainder  of  the  current 
financial accounting period 

•  appraisal and approval of property and corporate investment proposals in the context of their cash flow profile, 

potential profitability and fit with the Group’s overall strategy 

•  ongoing review of the Group’s property portfolio and issues arising therefrom 
•  the close involvement of the executive directors in the day to day running of the business. 

The  Board  has  considered  the  need  for  an  internal  audit  function  but  has  decided  the  size  and  complexity  of  the 
Group does not justify it at present. However, it will keep this decision under annual review. 

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

DIRECTORS' REMUNERATION REPORT 

For the year ended 31 December 2013 

Remuneration Committee 

As a company trading on AIM, the Company is not obliged to comply with the provisions of the Directors’ Remuneration 
Reports  Regulations.  However,  as  part  of  its  commitment  to  good  corporate  governance  practice  the  Company 
provides the following information.  

The Remuneration Committee is made up of two non-executive directors, J R A Crabtree and W Wyatt, and the chief 
executive, by invitation. The terms of reference of the committee are to review and make recommendations  to the 
Board regarding the terms and conditions of employment of the executive directors. 

Service agreements 

No director has a service agreement with a notice period that exceeds 12 months. 

Policy on directors’ remuneration 

The  executive  directors’  remuneration  packages  are  designed  to  attract,  motivate  and  retain  directors  of  the  high 
calibre needed to help the Group successfully compete in its market place. The Group’s policies are to pay executive 
directors a salary at market levels for comparable jobs in the sector whilst recognizing the relative size of the Group. 
The executive directors do not receive any benefits apart from their basic salaries and any bonuses. 

The performance management of the executive directors and the determination of their annual remuneration package 
is undertaken by the Remuneration Committee. No director plays a part in any decision about his own remuneration. 
Annual  bonuses  will  be  paid  at  the  discretion  of  the  Remuneration  Committee  as  an  incentive  and  to  reward 
performance  during  the  financial  year  pursuant  to  specific  performance  criteria.  In  exercising  its  discretion  the 
committee will take into account (among other things)  performance against budget and improving shareholder value 
and believes that incentive compensation should recognize the growth and profitability of the business.  

Directors’ remuneration (forming part of the financial statements and subject to audit) 

The remuneration of directors for the year ended 31 December 2013 was as follows: 

Salary in 
lieu of 
benefits 
£000 

- 
87 
50 
- 
- 
137 

Salary 
£000 

- 
350 
200 
- 
- 
550 

Fees 
£000 

Total 
£000 

13 
- 
- 
30 
25 
68 

13 
437 
250 
30 
25 
755 

Employers’ 
national 
insurance 
contributions 
£000 

2013 
Total 
£000 

2012 
Total 
£000 

Share 
options 
2013 
Number 

Share 
options 
2012 
Number 

- 
59 
31 
- 
- 
90 

13 
496 
281 
30 
25 
845 

22 
425 
254 
25 
22 
748 

- 
- 
- 
- 
- 
- 

- 
- 
- 
- 
- 
- 

J J Jack 
P P S Bassi 
M H P Daly 
J Crabtree 
W Wyatt 

Salary in lieu of benefits is paid in recognition for the fact that the Directors do not receive any benefits in kind. 

The Group does not make pension contributions on behalf of the Directors. 

No bonuses have been awarded to the directors. 

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

DIRECTORS' REMUNERATION REPORT 

For the year ended 31 December 2013 

Policy on non-executive directors’ remuneration 

The remuneration of the non-executive directors is determined by the Board and based upon independent surveys of 
fees  paid  to  non-executive  directors  of  similar  companies.  The  non-executive  directors  do  not  receive  any  benefits 
apart from their fees which are paid directly to the individual involved. 

Share warrants 

Certain directors were granted share warrants on 29 June 2006 in respect of 2,127,500 Ordinary shares and on 25 July 
2006 in respect of 475,000 Ordinary shares. The share warrants are exercisable from two years from the date of the 
grant of the option and will lapse within seven years if not exercised. The warrants were granted on the basis of 1 for 
2  shares  held  at  the  date  of  grant,  in  proportion  to  their  shareholding  and  are  exercisable  at  120p  per  share.  No 
warrants were exercised and they have now lapsed. 

Long Term Incentive Plan 

At the Annual General Meeting held in June 2010 a resolution was passed approving the adoption of a new Long Term 
Incentive Plan (LTIP). The proposed LTIP is designed to promote retention and incentivise the executive directors to 
grow the value of the Group and to maximise returns: 

•  The LTIP has a ten year life from January 2010 to December 2019. 
•  Awards become payable to the extent that shareholder return defined as net asset value (“NAV”) growth adjusted 
for dividends and other returns to shareholders exceed a compound growth rate of 10% per annum (Hurdle Return). 
If shareholder returns exceed the Hurdle Return, 20% of such excess will be payable in Ordinary shares under the 
LTIP. 

• 

•  Participants will have the opportunity to take up to 30% of the amount accrued under the LTIP at the end of year 
three, with the portion able to be taken up each year thereafter increasing by 10% each year and the full amount 
(100%) being available only after the end of the ten year period. 

•  Only executive directors are eligible to participate in the LTIP. 
•  The baseline for the commencement of the LTIP is the NAV per Ordinary share at 31 December 2009 adjusted for 

the impact of the placing of Ordinary shares in 2010 and 2011. 

•  Subject  to  the  time  limits  set  out  above,  awards  may  be  taken  up  in  the  20  business  day  period  following  the 

announcement of full year or interim results. 

•  Amounts  payable  will  be  satisfied  in  full  (save  as  below)  by  the  issue  of  Ordinary  shares  or  the  grant  of 
zero/nominal cost options to any participant. The price at which shares will be issued will be the higher of NAV per 
share as reported in the latest full year results and the weighted average mid-market closing price for the first 20 
business  days  following  announcement  of  the  latest  full  year  results.  On  issue,  the  Ordinary  shares  will  rank  pari 
passu with the existing issued Ordinary shares. 

•  The number of Ordinary shares which can be issued under the LTIP is limited to 10% of the Company’s then issued 
share capital. Any excess earned above this level will be paid in cash provided that the remuneration  committee 
consider it prudent to do so at that stage, otherwise payment will be deferred until the remuneration committee 
deem it prudent. 

•  The remuneration committee may from time to time make any alteration to the plan which it thinks fit, including 
for legal, regulatory or tax reasons, in order to ensure the smooth workings of the plan in line with its objectives.  

The LTIP was implemented in December 2010.  On 3 December 2010, the Group granted each of P P S Bassi and M H 
P Daly an option under the scheme which entitles them to subscribe for or acquire ordinary shares in the company 
at a price of 1p per share (in the case of new ordinary shares) or 0p per share (in the case of a transfer of existing 
shares).  The grant and exercise of the options is subject to the rules of the LTIP and cannot be exercised unless the 
relevant performance criteria are met, as discussed above. 

The  number  of  ordinary  shares  to  be  awarded  under  the  option  will  be  determined  at  the  relevant  trigger  date 
based on the net asset value of the Group and will  be calculated with reference to the prevailing net  asset value 
per share or market price per share, whichever is higher.  The first trigger date is 1 January 2013 and subsequent 
trigger dates occur annually thereafter until 1 January 2020. No options were granted, forfeited or exercised during 
the period. 

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

DIRECTORS' REMUNERATION REPORT 

For the year ended 31 December 2013 

Long Term Incentive Plan (continued) 

No  expense  has  been  recognised  in  respect  of  the  LTIP  for  the  year  ended  31  December  2013  as  no  options  are 
expected to vest. 

APPROVED BY THE BOARD OF DIRECTORS – J R A Crabtree 
Chairman, Remuneration Committee 
Date:    14 March 2014

13 

 
 
 
 
 
 
 
 
 
 
 
INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF 
REAL ESTATE INVESTORS PLC 

We have audited  the consolidated financial statements  of Real  Estate Investors plc for the year ended  31  December 
2013 which comprise the consolidated statement of comprehensive income, the consolidated statement of changes in 
equity,  the  consolidated  statement  of  financial  position,  the  consolidated  statement  of  cashflows  and  the  related 
notes. The financial reporting framework that has been applied in their preparation is applicable law and International 
Financial Reporting Standards (IFRSs) as adopted by the European Union. 

This  report  is  made  solely  to  the  Company’s  members,  as  a  body,  in  accordance  with  Chapter  3  of  Part  16  of  the 
Companies  Act  2006.  Our  audit  work  has  been  undertaken  so  that  we  might  state  to  the  Company’s  members  those 
matters  we  are  required  to  state  to  them  in  an  auditor’s  report  and  for  no  other  purpose.  To  the  fullest  extent 
permitted by law, we do not accept  or assume responsibility to anyone  other than  the Company and the Company’s 
members as a body, for our audit work, for this report, or for the opinions we have formed. 

Respective responsibilities of directors and auditors 

As explained more fully in the Statement of Directors’ Responsibilities set out on page 8, the directors are responsible 
for the preparation of the consolidated financial statements and for being satisfied that they give a true and fair view. 
Our  responsibility  is  to  audit  and  express  an  opinion  on  the  consolidated  financial  statements  in  accordance  with 
applicable  law  and  International  Standards  on  Auditing  (UK  and  Ireland).  Those  standards  require  us  to  comply  with 
the Auditing Practices Board’s (APB’s) Ethical standards for Auditors. 

Scope of the audit of the financial statements 

A description of the scope of an audit of financial statements is provided on the APB’s website at 
www.frc.org.uk/apb/scope/private.cfm. 

Opinion on financial statements 

In our opinion the consolidated financial statements: 

•  give a true and fair view of the state of the Group’s affairs as at 31 December 2013 and of its profit for the year 

then ended; 

•  have been properly prepared in accordance with IFRS as adopted by the European Union; and 
•  have been prepared in accordance with the requirements of the Companies Act 2006. 

Opinion on other matters prescribed by the Companies Act 2006 

In our opinion the information given in the Group Strategic Report and the Directors’ Report for the financial year for 
which the consolidated financial statements are prepared is consistent with the consolidated financial statements. 

Matters on which we are required to report by exception 

We have nothing to report in respect of the following where under the Companies Act 2006 we are required to report 
to you if, in our opinion: 

•  certain disclosures of directors’ remuneration specified by law are not made; or 
•  we have not received all the information and explanations we require for our audit. 

Other matter 

We have reported separately on the parent Company financial statements of Real Estate Investors plc for the year 
ended 31 December 2013. 

David White 
Senior Statutory Auditor 
For and on behalf of Grant Thornton UK LLP 
Statutory Auditor, Chartered Accountants 
Birmingham 
Date:    14 March 2014

14 

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME 

For the year ended 31 December 2013 

Revenue 

Cost of sales 

Gross profit 

Administrative expenses 

Share of profit of joint venture 

Surplus on sale of investment property 

Net surplus on valuation of investment properties 

Profit from operations 

Finance income 

Finance costs 

Profit/(loss) on financial liabilities at fair value through profit and loss 

Profit on ordinary activities before taxation 

Income tax charge 

Net profit after taxation and total comprehensive income 

Total and continuing earnings per ordinary share 

Basic  

Diluted  

Note 

2013 

£000 

2012 

£000 

6,638 

6,122 

(2,069) 

4,569 

(1,434) 

4,688 

(1,675) 

(1,874) 

19 

459 

2,096 

5,468 

21 

(2,595) 

2,062 

- 

64 

822 

3,700 

26 

(2,404) 

(320) 

4,956 

1,002 

(1,355) 

(635) 

3,601 

367 

5.04p 

5.04p 

0.51p 

0.51p 

11 

9 

5 

5 

16 

3 

6 

7 

7 

The results of the Group for the period related entirely to continuing operations. 

The accompanying notes form an integral part of these financial statements.  

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY 

For the year ended 31 December 2013 

At 1 January 2012 

Dividends 

Transactions with owners 

Profit for the year and total 
comprehensive income 

Share 
capital 
£000 

7,142 

- 

- 

- 

At 31 December 2012 

7,142 

Dividends 

Transactions with owners 

Transfer to retained earnings 

Profit for the year and total 
comprehensive income 

- 

- 

- 

- 

At 31 December 2013 

7,142 

Share 
premium 
account 
£000 

Capital 
redemption 
reserve  
£000 

Other 
reserves 
£000 

Retained 
earnings 
£000 

Total 
£000 

61 

- 

- 

- 

61 

- 

- 

- 

- 

61 

45 

- 

- 

- 

45 

- 

- 

- 

- 

45 

121 

31,612 

38,981 

- 

- 

- 

(357)

(357)

(357)

(357)

367 

367 

121 

31,622 

38,991 

- 

- 

(714)

(714)

(714)

(714)

(121)

121 

- 

- 

- 

3,601 

3,601 

34,630 

41,878 

The accompanying notes form an integral part of these financial statements.

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CONSOLIDATED STATEMENT OF FINANCIAL POSITION 

At 31 December 2013 

Assets  
Non current 
Intangible assets 
Investment properties 

Property, plant and equipment 
Deferred tax  

Investment in joint venture 

Current 

Inventories 

Trade and other receivables 

Cash and cash equivalents 

Total assets 

Liabilities 

Current 

Bank loans and overdraft 

Provision for current taxation  

Trade and other payables                                 

Non current  

Bank loans 

Liabilities at fair value through profit and loss 

Total liabilities 

Net assets 

Note 

2013 
£000 

2012 
£000 

8 
9 

10 
17 

11 

12 

13 

15 

14 

15 

16 

171 
69,551 

7 
2,900 

72,629 

816 

73,445 

5,601 

4,392 

8,482 

171 
70,441 

18 
4,255 

74,885 

236 

75,121 

6,935 

3,151 

2,685 

18,475 

12,771 

91,920 

87,892 

(25,006) 

(18) 

(2,716) 

(27,740) 

(19,050) 

(3,252) 

(22,302) 

(50,042) 

(3,106) 

(18) 

(2,938) 

(6,062) 

(37,525) 

(5,314) 

(42,839) 

(48,901) 

41,878 

38,991 

The accompanying notes form an integral part of these financial statements. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CONSOLIDATED STATEMENT OF FINANCIAL POSITION (CONTINUED) 

At 31 December 2013 

Equity 
Share capital 

Share premium account 
Capital redemption reserve 
Other reserves 

Retained earnings 

Total Equity 

Net assets per share  

Note 

2013 

£000 

2012 

£000 

18 

7,142 

7,142 

61 
45 
- 

61 
45 
121 

34,630 

31,622 

41,878 

38,991 

           58.6p 

54.6p 

These financial statements were approved by the Board of Directors on 14 March 2014. 

Signed on behalf of the Board of Directors 

J R A Crabtree – Chairman 

M H P Daly – Finance Director 

Company No 5045715 

The accompanying notes form an integral part of these financial statements. 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
             
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

CONSOLIDATED STATEMENT OF CASHFLOWS  

For the year ended 31 December 2013 

Cash flows from operating activities 
Profit after taxation 
Adjustments for: 
Depreciation 
Net surplus on valuation of investment property 
Surplus on sale of investment property 
Share of profit of joint venture 
Finance income 
Finance costs 
(Profit)/loss on financial liabilities at fair value through profit and loss 
Income tax charge  
Decrease in inventories 
Increase in trade and other receivables 
(Decrease)/increase in trade and other payables 

Interest paid  

Net cash from operating activities 

Cash flows from investing activities 
Purchase of investment properties 
Proceeds from sale of property, plant and equipment 
Proceeds from sale of investment property 
Investment in joint venture 
Interest received 

Cash flows from financing activities 
Proceeds from issue of share capital net of expenses 
Equity dividends paid 
Proceeds from new bank loans  
Payment of bank loans 

Net Increase/(decrease) in cash and cash equivalents 
Cash, cash equivalents and bank overdrafts at beginning of period 

Cash, cash equivalents and bank overdrafts at end of period  

2013 
£000 

3,601 

11 
(2,096) 
(459) 
(19) 
(21) 
2,595 
(2,062) 
1,355 
1,334 
(744) 
(222) 

3,273 
(2,595) 

678 

(2,552) 
- 
5,500 
(561) 
21 

2,408 

- 
(714) 
4,200 
(479) 

3,007 

6,093 
687 

6,780 

2012 
£000 

367 

11 
(822) 
(64) 
- 
(26) 
2,404 
320 
635 
860 
(682) 
886 

3,889 
(2,404) 

1,485 

(6,471) 
(1) 
350 
(88) 
26 

(6,184) 

- 
(357) 
10,303 
(6,807) 

3,139 

(1,560) 
2,247 

687 

NOTES: 
Cash and cash equivalents consist of cash in hand, bank overdrafts and balances with banks only. 

The accompanying notes form an integral part of these financial statements. 

19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

1.  Accounting policies 

The  consolidated  financial  statements  have  been  prepared  under  the  historical  cost  convention,  except  for  the 
revaluation of properties and financial instruments held at fair value through profit and loss, and in accordance with 
International  Financial  Reporting  Standards  (IFRS)  adopted  by  the  European  Union.  Separate  financial  statements  of 
Real Estate Investors PLC (the Company) have been prepared, on pages 46 to 56, under the historical cost convention 
except for the revaluation of investment properties and in accordance with applicable accounting standards under UK 
GAAP. 

The  principal  accounting  policies  of  the  Group  are  set  out  below  and  are  consistent  with  those  applied  in  the  2012 
financial statements, except as disclosed on pages 25 and 26 where there are new standards applicable  for the year 
ended 31 December 2013. 

Going concern 

The  Group  has  prepared  and  reviewed  forecasts  and  made  appropriate  enquiries  which  indicate  that  the  Group  has 
adequate  resources  to  continue  in  operational  existence  for  the  foreseeable  future.  These  enquiries  considered  the 
following: 

•  the significant cash balances the Group holds and the low levels of historic and projected operating cashflows 
•  any  property  purchases  will  only  be  completed  if  cash  resources  or  loans  are  available  to  complete  those 

purchases 

•  the Group’s bankers have indicated their continuing support for the Group. The Group’s £20 million facility with 
Lloyds Banking Group is due for renewal in October 2014. The Group is currently in the process of agreeing terms 
for  the  renewal  of  these  facilities,  and  whilst  they  remain  subject  to  credit  approval,  at  the  present  time  the 
bank is proposing to extend the facilities at a similar level for a period of three to five years from the expiry of 
the facilities. 

For these reasons, the directors continue to adopt the going concern basis in preparing the financial statements. 

Business combinations 

Subsidiaries are all entities  over which the  Group has the power to control the financial and operating policies. The 
Group  obtains  and  exercises  control  through  voting  rights.  The  consolidated  financial  statements  of  the  Group 
incorporate the financial statements of the parent Company as well as those entities controlled by the Group by full 
consolidation. 

Acquired subsidiaries are subject to application of the acquisition method. The consideration transferred by the Group 
to obtain control of a subsidiary is calculated as the sum of the acquisition-date fair values of the assets transferred, 
liabilities incurred and the equity interests issued by the Group, which includes the fair value of any asset or liability 
arising from a contingent consideration arrangement.  Acquisition costs are expensed as incurred. 

The  Group  recognises  identifiable  assets  acquired  and  liabilities  assumed  in  a  business  combination  regardless  of 
whether they have been previously recognised in the acquiree’s financial statements prior to the acquisition.  Assets 
acquired and liabilities assumed are generally measured at their acquisition-date fair values. 

Goodwill is stated after separate recognition of identifiable intangible assets.  It is calculated as the excess of the sum 
of the fair value of consideration transferred, the recognised amount of any non-controlling interest in the acquiree 
and the acquisition-date fair value of any existing equity interest in the acquiree, over the acquisition-date fair values 
of identifiable net assets.  If the fair values of the identifiable net assets exceed the sum calculated above, the excess 
amount (i.e. gain on a bargain purchase) is recognised in profit or loss immediately. 

Intra-group  balances  and  transactions,  and  any  unrealised  gains  or  losses  arising  from  intra-group  transactions,  are 
eliminated in preparing the consolidated financial statements. 

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

Investment in joint ventures 

Entities whose economic activities are controlled jointly by the Group and by other ventures independent of the Group 
are accounted for using the equity method. 

In  the  consolidated  financial  statements  the  Group's  interest  in  joint  ventures  is  initially  recognised  at  cost  and 
adjusted  thereafter  for  further  investment  and  the  post-acquisition  changes  in  the  Group's  share  of  results  and 
movement in reserves of the joint venture. 

All subsequent changes to the share of interest in the joint venture are recognised in the Group's carrying amount of 
the  investment.    Changes  resulting  from  the  profit  or  loss  generated  by  the  joint  venture  are  reported  in  "share  of 
profit/(loss)  of  joint  venture"  in  the  consolidated  statement  of  comprehensive  income  and  therefore  affect  the  net 
results of the Group.   

Items  that  have  been  recognised  directly  in  the  joint  venture's  other  comprehensive  income  are  recognised  in  the 
consolidated other comprehensive income of the Group.  However, when the Group's share of losses in a joint venture 
equals or exceeds its interest in the joint venture, including any unsecured receivables, the Group does not recognise 
further losses, unless it has incurred obligations or made payments on behalf of the joint venture.  If the joint venture 
subsequently  reports  profits,  the  investor  resumes  recognising  its  share  of  those  profits  only  after  its  share  of  the 
profits equals the share of losses not recognised. 

Unrealised gains and losses on transactions between the Group and its joint ventures are eliminated to the extent of 
the Group’s interest in the joint venture. Where unrealised losses are eliminated, the underlying asset is also tested 
for impairment from the Group's perspective. 

Income recognition 

Revenue is recognised to the extent that it is probable that economic benefits will flow to the Group and the revenue 
can be reliably measured. Revenue is measured at the  fair value of the consideration received, excluding discounts, 
rebates, VAT and other sales taxes or duties. The following criteria must be met before income is recognised: 

Rental income 

Rental income arising from operating leases on properties owned by the Group is accounted for on a straight line basis 
over  the  period  commencing  on  the  later  of  the  start  of  the  lease  or  acquisition  of  the  property  by  the  Group,  and 
ending on the earlier of the end of the lease and next break point, unless it is reasonably certain that the break option 
will  not  be  exercised.  Rental  income  revenue  excludes  service  charges  and  other  costs  directly  recoverable  from 
tenants. 

Sale of properties 

Revenue  from  the  sale  of  properties  is  recognised  when  the  significant  risks  and  rewards  of  ownership  of  the 
properties have passed  to the buyer,  usually when legally binding contracts which  are irrevocable and unconditional 
are exchanged.  Revenue is, therefore, recognised when legal title passes to the purchaser, typically upon exchange. 

Surrender premiums 

Where contractually entitled, upon receipt of a surrender premium for the early determination of a lease, the profit, 
net  of  dilapidations  and  non-recoverable  outgoings  relating  to  the  lease  concerned,  is  immediately  reflected  in 
income.

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

Impairment 

The  Group’s  goodwill,  office  equipment,  leasehold  improvements  and  investment  in  joint  venture  are  subject  to 
impairment testing. 

For  the  purposes  of  assessing  impairment,  assets  are  grouped  at  the  lowest  levels  for  which  there  are  separately 
identifiable  cash  flows  (cash-generating  units).  As  a  result,  some  assets  are  tested  individually  for  impairment  and 
some are tested at cash generating unit level. Goodwill is allocated to those cash generating units that are expected 
to  benefit  from  synergies  of  the  related  business  combination  and  represent  the  lowest  level  within  the  Group  at 
which management controls related cash flows. 

Cash-generating units that include goodwill are tested for impairment at least annually. All other individual assets or 
cash  generating  units  are  tested  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  the 
carrying amount may not be recoverable. 

An  impairment  loss  is  recognised  for  the  amount  by  which  the  asset’s  or  cash-generating  unit’s  carrying  amount 
exceeds its recoverable amount. The recoverable amount is the higher of fair value, reflecting market conditions less 
costs  to  sell  and  value  in  use,  using  future  expected  revenues  from  the  asset  or  cash-generating  unit.  Impairment 
losses recognised for cash-generating units, to which goodwill has been allocated, are credited initially to the carrying 
amount of goodwill. Any remaining impairment loss is charged pro rata to the other assets in the cash-generating unit. 
With  the  exception  of  goodwill,  all  assets  are  subsequently  reassessed  for  indications  that  an  impairment  loss 
previously  recognised  may  no  longer  exist.    An  impairment  loss  on  other  assets  is  reversed  if  there  has  been  a 
favourable change in the estimates used to determine the asset's recoverable amount and only to the extent that the 
asset's carrying amount does not exceed the carrying amount that would have been determined, net of depreciation, if 
no impairment loss had been recognised. 

Investment properties 

Investment properties are properties held to earn rentals and/or for capital appreciation. 

Investment properties are initially recognised at cost including direct transaction costs. 

Investment properties are subsequently valued externally or by the directors on an open market basis at the balance 
sheet date and recorded at valuation. Any surplus or deficit arising on revaluing investment properties is recognised in 
profit or loss in the period in which they arise. 

Dilapidation receipts are held in the balance sheet and offset against subsequent associated expenditure. Any ultimate 
gains or shortfalls are recognised in profit or loss, offset against any directly corresponding movement in fair value of 
the investment property to which they relate. 

Leasehold improvements and office equipment 

Leasehold  improvements  and  office  equipment  are  carried  at  acquisition  cost  less  subsequent  depreciation  and 
impairment losses. Depreciation is charged on the cost of these assets less their residual value on a straight line basis 
over the estimated useful economic life of each asset, by equal annual instalments over the following periods: 

Leasehold improvements  
Office equipment 

- 
- 

length of lease 
four years 

Residual values and useful lives are reassessed annually. 

Inventories 

Trading properties, which are held for resale, are included in inventories at the lower of cost and net realisable value. 
Cost  includes  all  fees  relating  to  the  purchase  of  the  property  and  improvement  expenses.  Net  realisable  value  is 
based  on  estimated  selling  price  less  future  costs  expected  to  be  incurred  to  sale.  Any  provisions  to  impair  trading 
properties below cost are reversed in future periods if market conditions subsequently support a higher fair value but 
only  up  to  a  maximum  of  the  original  cost.  Property  acquisitions  are  accounted  for  when  legally  binding  contracts 
which are irrevocable and effectively unconditional are exchanged. 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

Operating leases 

Group company is the lessee 
Leases  in  which  substantially  all  risks  and  rewards  of  ownership  are  retained  by  another  party,  the  lessor,  are 
classified as operating leases. Payments, including prepayments, made under operating leases (net of any incentives 
received from the lessor) are charged as an expense on a straight line basis over the period of the lease. 

Group company is the lessor 
Properties  leased  out  to  tenants  under  operating  leases  are  included  in  investment  properties  in  the  statement  of 
financial position when all the risks and rewards of ownership of the property are retained by the Group. 

Taxation 

Current income tax assets and/or liabilities comprise those obligations to, or claims from, fiscal authorities relating to 
the current or prior reporting period, that are unpaid at the year end date. They are calculated according to the tax 
rates and tax laws enacted and substantively enacted at the year end date, based on the taxable profit for the year. 

Deferred  income  taxes  are  calculated  using  the  liability  method  on  temporary  differences.  This  involves  the 
comparison  of  the  carrying  amounts  of  assets  and  liabilities  in  the  consolidated  financial  statements  with  their 
respective tax bases. However, in accordance with the rules set out in IAS 12, no deferred taxes are recognised on the 
initial  recognition  of  goodwill,  or  on  initial  recognition  of  an  asset  or  liability  unless  the  related  transaction  is  a 
business combination  or affects tax or accounting profit.  This applies also  to temporary differences associated with 
shares in subsidiaries if reversal of these temporary differences can be controlled by the Group and it is probable that 
reversal  will  not  occur  in  the  foreseeable  future.  In  addition,  tax  losses  available  to  be  carried  forward  as  well  as 
other income tax credits to the Group are assessed for recognition as deferred tax assets. 

Deferred income taxes on investment properties relates to temporary differences between the carrying value of these 
assets and their tax base.  In calculating deferred income taxes on investment properties the Directors are required to 
consider the manner in which the value of the properties will be recovered, whether through use or through sale.  The 
Directors consider that the value of investment properties (which are held to earn rentals and for capital appreciation) 
will be recovered through a mixture of rental income and sale.  The Directors then consider whether there would be 
any deductions which could be made against future sales proceeds.  The deferred income tax represents the tax effect 
of the difference between the valuation of the investment property and its tax base.   

Deferred tax liabilities are provided for in full. Deferred tax assets are recognised to the extent that it is probable that 
they  will  be  able  to  offset  against  future  taxable  income.  Deferred  tax  assets  and  liabilities are  calculated,  without 
discounting, at tax rates that are expected to apply to their respective period of realisation, provided that they are 
enacted or substantively enacted at the balance sheet date. 

Most  changes  in  deferred  tax  assets  or  liabilities  are  recognised  as  a  component  of  tax  expense  in  the  statement  of 
comprehensive income. Only changes in deferred tax assets or liabilities that relate to a change in the value of assets 
or  liabilities  that  is  charged  directly  to  other  comprehensive  income  are  charged  or  credited  directly  to  other 
comprehensive income. 

Financial assets 

The Group’s financial assets include cash and cash equivalents and trade and other receivables.  

All financial assets are initially recognised at fair value plus transaction costs, when the Group becomes party to the 
contractual provisions of the instrument. 

Interest  resulting  from  holding  financial  assets  are  recognised  in  the  statement  of  comprehensive  income  using  the 
effective interest method. 

Loans  and  receivables  are  measured  subsequent  to  initial  recognition  at  amortised  cost  using  the  effective  interest 
method,  less  provision  for  impairment.  Provision  for  impairment  of  trade,  loan  receivables  and  other  receivables  is 
made  when  objective  evidence  is  received  that  the  Group  will  not  be  able  to  collect  all  amounts  due  to  it  in 
accordance with the original terms of the receivable. The amount of the impairment is determined as the difference 
between the assets’ carrying amount and the present value of estimated future cash flows, discounted at the original 
effective interest rate.  Any change in their value through impairment or reversal of impairment is recognised in profit 
or loss. 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

Financial assets (continued) 

A  financial  asset  is  derecognised  only  where  the  contractual  rights  to  the  cash  flows  from  the  asset  expire  or  the 
financial asset is transferred and that transfer qualifies for derecognition. 

A financial asset is transferred if the contractual rights to receive the cash flows of the asset have been transferred or 
the Group retains the contractual rights to receive the cash flows of the asset but assumes a contractual obligation to 
pay  the  cash  flows  to  one  or  more  recipients.  A  financial  asset  that  is  transferred  qualifies  for  derecognition  if  the 
Group transfers substantially all the risks and rewards of ownership of the asset. 

Cash and cash equivalents 

Cash  and  cash  equivalents  include  cash  at  bank  and  in  hand  as  well  as  short  term  highly  liquid  investments  such  as 
bank deposits, that are readily convertible into known amounts of cash and which are subject to an insignificant risk of 
changes in value. 

Equity 

•  Share capital represents the nominal value of equity shares that have been issued. 
•  Share premium represents the excess over nominal value of the fair value of the consideration received for equity 

shares, net of expenses of the share issue. 

•  Other reserves represent the cumulative amount of the share based payment expense. 
•  Retained  earnings  include  all  current  and  prior  period  results  as  disclosed  in  the  statement  of  comprehensive 

income. 

•  The capital redemption reserve represents the nominal value of shares cancelled on the purchase of own shares in 

order to maintain the capital base of the Group. 

Financial liabilities 

The Group’s financial liabilities include bank loans and overdrafts, trade and other payables and liabilities at fair value 
through profit and loss. 

Financial liabilities are recognised when the Group becomes a party to the contractual agreement of the instrument. 
All interest related charges are recognised as an expense in “finance costs” in the statement of comprehensive income 
using the effective interest method. 

Bank overdrafts are raised for support of the short term funding of the Group’s operations. 

Bank loans are raised for support of the long term funding of the Group’s operations. They are recognised initially at 
fair value, net of direct issue costs and subsequently measured at amortised cost using the effective interest method, 
with  interest-related  charges  recognised  as  an  expense  in  finance  costs  in  the  statement  of  comprehensive  income. 
Finance  charges,  including  premiums  payable  on  settlement  or  redemption  and  direct  issue  costs,  are  recognised  in 
profit  or  loss  on  an  accruals  basis  using  the  effective  interest  method  and  are  added  to  the  carrying  amount  of  the 
instrument to the extent that they are not settled in the period in which they arise. 

Trade and other payables are recognised initially at their fair value and subsequently measured at amortised cost less 
settlement payments. 

All derivative financial instruments are valued at fair value through profit and loss. No derivative financial instruments 
have been designated as hedging instruments. All interest related charges are included within finance costs or finance 
income.  Changes  in  an  instrument's  fair  value  are  disclosed  separately  in  the  statement  of  comprehensive  income.  
Fair  value  is  determined  by  reference  to  active  market  transactions  or  using  a  valuation  technique  where  no  active 
market exists. 

A financial liability is derecognised only when the obligation is extinguished, that is when the obligation is discharged 
or cancelled or expires. 

Classification as equity or financial liability 

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements 
entered into. 

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

Classification as equity or financial liability (continued) 

A financial liability exists where there is a contractual obligation to deliver cash or another financial asset to another 
entity  or  to  exchange  financial  assets  or  financial  liabilities  under  potentially  unfavourable  conditions.  In  addition 
contracts which result in the entity delivering a variable number of its own equity instruments are financial liabilities. 
Shares containing such obligations are classed as financial liabilities. 

An equity instrument is any contract that evidences a residual interest in the assets of the Group after deducting all of 
its liabilities. Dividends and distributions relating to equity instruments are debited directly to equity.  

Share warrants and share options 

All  goods  and  services  received  in  exchange  for  the  grant  of  any  share-based  payment  are  measured  at  their  fair 
values.  Where  employees  are  rewarded  using  share-based  payments,  the  fair  values  of  employees’  services  are 
determined  indirectly  by  reference  to  the  fair  value  of  the  instrument  granted  to  the  employee.  This  fair  value  is 
appraised at the grant date and excludes the impact of non-market vesting conditions (for example, profitability and 
sales growth targets). 

All equity-settled share based payments are ultimately recognised as an expense in the statement of comprehensive 
income with a corresponding credit to other reserves. 

Upon  exercise  of  share  warrants  or  share  options  the  proceeds  received  net  of  attributable  transaction  costs  are 
credited to share capital, and where appropriate share premium. 

When  the  share  warrants  or  share  options  have  vested  and  then  lapsed,  the  amount  previously  recognised  in  other 
reserves is transferred to retained earnings. 

Share based payments 

The  fair  value  of  granting  awards  under  the  long  Term  Incentive  Plan  to  directors  is  recognised  through  the 
consolidated  statement  of  comprehensive  income.  The  value  of  shares  awarded  is  calculated  by  using  the  Black 
Scholes model. The resulting fair value is amortised through the consolidated statement of comprehensive income 
on  a  straight  line  basis  over  the  vesting  period.  The  charge  is  reversed  if  it  is  likely  that  any  non-market  based 
criteria will not be met.    

Segmental reporting 

An  operating  segment  is  a  distinguishable  component  of  the  Group  that  engages  in  business  activities  from  which  it 
may earn revenues and incur expenses, whose operating results are regularly reviewed by the Group’s chief operating 
decision maker to make decisions about the allocation of resources and assessment of performance and about which 
discrete financial information is available. 

As  the  chief  operating  decision  maker  reviews  financial  information  for  and  makes  decisions  about  the  Group’s 
investment  properties  and  properties  held  for  trading  as  a  portfolio,  the  directors  have identified  a  single  operating 
segment, that of investment in and trading of commercial properties.  
Application  of  new  and  revised  IFRS  and  interpretations  thereof  issued  by  the  International  Financial  Reporting 
Interpretations Committee ("IFRIC") 

The Group has adopted the new provisions of the following amended standards but there is no impact on the amounts 
reported or the disclosures in the financial statements: 

• 
• 

IAS 12 (amended 2010)  
IAS 1 (amended 2011)  

Income Taxes 
Presentation of Financial Statements 

IFRS 13 Fair Value Measurement (effective 1 January 2013) 

The Group has also adopted the following standard: 
• 
IFRS 13 clarifies the definition of fair value and provides related guidance and enhanced disclosures about fair value 
measurements.  It does not affect which items are required to be fair-valued.  The scope of IFRS 13 is broad  and it 
applies for both financial and non-financial items for which other IFRS require or permit fair value measurements or 
disclosures about fair value measurements except in certain circumstances.   

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

IFRS 13 applies prospectively for annual periods beginning on or after 1 January 2013. Its disclosure requirements need 
not  be  applied  to  comparative  information  in  the  first  year  of  adoption.    The  Group  hs  applied  IFRS  13  for  the  first 
time in the current year, see note 16. 

Standards and interpretations in issue, not yet effective 

The Group has not early adopted the following new standards, amendments or interpretations that have been issued 
but are not yet effective: 

IFRS 9 Financial Instruments (effective date to be confirmed) 
IFRS 10 Consolidated Financial Statements (effective 1 January 2014) 
IFRS 11 Joint Arrangements (effective 1 January 2014) 
IFRS 12 Disclosure of Interests in Other Entities (effective 1 January 2014) 
Investment Entities - Amendments to IFRS 10, IFRS 12 and IAS 27 (effective 1 January 2014) 

• 
• 
• 
• 
• 
•  Offsetting Financial Assets and Financial Liabilities - Amendments to IAS 32 (effective 1 January 2014) 
•  Mandatory Effective Date and Transition Disclosures - Amendments to IFRS 9 and IFRS 7 (effective 1 January 2015) 

The Group has commenced assessment of the impact of the above standards on presentation and disclosure but is not 
yet in a position to state whether any of these standards would have a material impact on its results of operations and 
financial position.  

Critical accounting estimates and assumptions 

The  Group  makes  estimates  and  assumptions  concerning  the  future.  The  resulting  accounting  estimates  will,  by 
definition,  seldom  equal  actual  results.  The  estimates  and  assumptions  that  have  a  significant  risk  of  causing  a 
material adjustment to the carrying amounts of assets and liabilities within the next accounting year are as follows: 

Investment property valuation 
The Group uses the valuations performed by its independent valuers or the directors as the fair value of its investment 
properties.  The  valuation  is  based  upon  assumptions  including  future  rental  income,  anticipated  maintenance  costs 
and on the appropriate discount rate. The valuer and directors also make reference to market evidence of transaction 
prices for similar properties. The impact of changes in property yields used  to ascertain the valuation of investment 
properties are considered in note 15. 

Trade and other receivables 
The  Group  is  required  to  judge  when  there  is  sufficient  objective  evidence  to  require  the  impairment  of  individual 
trade and other receivables. It does this on the basis of the age of the relevant receivables, external evidence of the 
credit status of the debtor entity and the status of any disputed amounts.  Further details with regard to the potential 
impairment of trade and loan receivables are provided in note 13. 

Deferred taxation  
The Group has a deferred tax asset of £2,900,000 at 31 December 2013 (2012: £4,255,000) as detailed in note 17.  The 
Directors  make  assessments  as  to  the  likely  future  values  of  investment  properties  and  indications  of  when  the 
devaluation  of  investment  properties  will  reverse  and  taxable  gains  will  arise  through  increases  in  the  value  of  the 
property portfolio, such that the assets will crystallise in the foreseeable future. They also monitor the interest rate 
swap for potential crystallisation of a loss by reviewing interest rates, and also the rental income stream to assess the 
potential utilisation of trading losses.  

Surrender premiums 
The Group is required to judge whether amounts due under lease surrenders are sufficiently irrevocable that income 
can be accrued. Judgment is also required in establishing whether income relates  to an exit fee  for terminating the 
leased  asset  (recognised  immediately),  or  whether  it  represents  accelerated  rental  income  (recognised  over  the 
remaining lease term). Surrender premiums received during the year are shown in note 2. 

Critical judgements in applying the Group’s accounting policies 

The  Group  makes  judgements  in  applying  the  accounting  policies.  The  critical  judgement  that  has  been  made  is  as 
follows: 

Categorisation of properties 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

Properties  held  by  the  subsidiary  company  3147398  Limited  are  classified  as  inventories,  being  properties  held  for 
resale in the ordinary course of business. These properties generate rental income but are being actively marketed for 
sale  and  are  therefore  categorised  as  properties  held  for  resale  and  carried  at  the  lower  of  cost  and  net  realisable 
value. Investment properties held for own use are classified as leasehold property  only when intended for long term 
use within the business. 

27 

 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

2. 

Segmental information 

The  segmental  information  is  provided  to  the  Chief  Executive,  who  is  the  chief  operating  decision  maker. 

Segment revenues      – Rental income 
                                 - Surrender premiums  
                                 - Sale of assets held as inventory 

Cost of sales               – Direct costs 

-  Cost of property 

                                  - Loss on valuation of assets held as inventory 

Administrative expenses 

Share of profit of joint venture 
Surplus on disposal of investment property 
Net profit on valuation of investment properties 

Segment operating profit 

Segment assets 

The segmental information provided to the Chief Executive also includes the following: 

Finance  income 

Finance costs 
Depreciation 
Income tax charge 

Investment in and trading of 
properties 

          2013 
           £000 

2012 
           £000 

5,234 
374 
1,030 

(718) 
(1,051) 

(300) 

5,482 
640 
- 

(574) 
- 

(860) 

(1,675) 

(1,874) 

19 
459 
2,096 

5,468 

91,919 

- 
64 
822 

3,700 

87,892 

          2013 
          £000 

2012 
         £000 

21 
(2,595) 
(11) 

(1,200) 

26 
(2,404) 
(11) 

(635) 

Revenue from external customers and non current assets arises wholly in the United Kingdom.  All revenue for the 
year  is  attributable  to  the  principal  activities  of  the  Group.    Revenue  from  the  largest  customer  represented  9% 
(2012: 8%) of the total rental income revenue for the period. 

3.  Profit on ordinary activities before taxation 

Profit on ordinary activities before taxation is stated after: 

Auditors' remuneration: 
Fees payable to the Company's auditor for the  audit 

of the financial statements 
Fees payable to the Company's auditor for other services: 
Audit of the financial statements of the Company's 

subsidiaries pursuant to legislation 
Depreciation of owned property and equipment 
Operating lease payments 

28 

2013 

£000 

2012 

£000 

16 

15 

16 
11 
129 

15 
11 
115 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

4.  Directors and employees 

Staff costs during the period were as follows: 

Wages and salaries 
Social security costs 

2013 
£000 

864 
110 

974 

2012 
£000 

785 
100 

885 

The  average  number  of  employees  (including  executive  directors)  of  the  Group  during  the  period  was  six,  all  of 
whom  were  engaged  in  administration  (2012:  seven).  The  executive  and  non-executive  directors  are  also  the  key 
management personnel and details of their remuneration are included within the directors' remuneration report on 
page 11. 

5.  Finance income/finance costs 

Finance income: 

Interest receivable 

Finance costs: 
Interest payable on bank loans 

6. 

Income tax charge 

Result for the year before tax 

Tax rate  

Expected tax charge 

Adjustment for non deductible expenses 
Capital allowances claim  
Adjustments prior year 

Actual tax charge 

Tax charge comprises: 

Current tax  

Deferred tax charge (note 17) 

2013 
£000 

2012 
£000 

21 

26 

(2,595) 

(2,404) 

% 

2013 
£000 

4,956 

20% 

991 

- 
- 
364 

1,355 

- 

1,355 

1,355 

% 

2012 
£000 

1,002 

23% 

230 

- 
- 
405 

635 

- 

635 

635 

The prevailing rate of corporation tax has reduced to 23 % from 24% and therefore there is an adjustment in respect 
of prior years with regards to the deferred taxation asset shown in the accounts. 

29 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

7.  Earnings per share  

The calculation of earnings per share is based on the result for the year after tax and on the weighted average number 
of shares in issue during the year.  

Reconciliations of the earnings and the weighted average numbers of shares used in the calculations are set out below. 

2013 
Average 
number of 
shares 

Earnings per 
Share 

2012 
Average 
number of 
shares 

Earnings  
per share 

Earnings 
£000 

Earnings 
£000 

Basic earnings per 
share 

3,601 

71,420,598 

5.04pp

367 

71,420,598 

0.51p  

The European Public Real Estate Association indices below have been included in the financial statements to allow 
more effective comparisons to be drawn between the Group and other business in the real estate sector. 

EPRA EPS per share 

Basic earnings per share 
Fair value of investment 
properties 
Profits on disposal of 
investment properties 

Tax on profits on disposals 
Fair value of inventory 
properties 
Change in fair value of 
derivatives 

Deferred tax 

EPRA Earnings 

2013 

2012 

Earnings 

£000 

Shares 

Earnings per 
share p 

Earnings 

Shares 

£000 

Earnings 
per share 
p 

3,601 

71,420,598 

5.04 

367 

71,420,598 

0.51 

(2,096) 

(459) 

92 

300 

(2,061) 

887 

264 

71,420,598 

0.37 

(822) 

(64) 

15 

860 

320 

(82) 

594 

71,420,598 

0.83 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

EPRA NAV per share 

2013 

2012 

Net Assets

£000

Net asset
value per
share p

Shares 

Net Assets 

£000 

Net asset 
value per 
share p 

Shares 

Basic 
Dilutive impact of share 
options and warrants 

Diluted 
Adjustment to fair value 
of derivatives 

Deferred tax 

EPRA NAV 
Adjustment to fair value 
of derivatives 

Deferred tax 

EPRA NNNAV 

41,878

71,420,598 

58.6

38,991 

71,420,598 

54.6 

-

- 

- 

41,878

71,420,598 

58.6

38,991 

71,420,598 

54.6 

3,252

(2,900)

42,230

(3,252)

2,900

41,878

- 

- 

71,420,598 

59.1

- 

- 

71,420,598 

58.6

5,314 

(4,255) 

40,050 

(5,314) 

4,255 

38,991 

- 

- 

71,420,598 

56.1 

- 

- 

71,420,598 

54.6 

8. 

Intangible assets 

Gross carrying amount 

Cost 

At 1 January 2013 and 31 December 2013 

Accumulated impairment losses 

At 1 January 2013 and 31 December 2013 

Net book amount at 31 December 2012 and 31 December 2013 

Goodwill 

£000 

171 

- 

171 

The directors have reviewed the carrying value of the goodwill at the year end and consider no impairment provision is 
required. 

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

9. 

Investment properties 
Investment properties are those held to earn rentals and for capital appreciation. 

The carrying amount of investment properties for the periods presented in the consolidated financial statements as at 
31 December 2013 is reconciled as follows: 

Carrying amount at 1 January 2012 
Additions – acquisition of new properties 
Additions – subsequent expenditure 

Disposals 
Revaluation 

Carrying amount at 31 December 2012 
Additions – acquisition of new properties 
Additions – subsequent expenditure 

Disposals 
Revaluation 

Carrying amount at 31 December 2013 

The figures stated above for the gross carrying amount include valuations as follows: 

At professional valuation 

At directors' valuation  

£000 

63,434 
6,456 
15 

(286) 
822 

70,441 
2,294 
258 

(5,538) 
2,096 

69,551 

£000 

65,469 

4,082 

69,551 

All of the Group’s investment properties are held as either freehold or long leasehold and are held for use in operating 
leases.  The Group uses the fair value model for all its investment properties. 

If  investment  properties  had  not  been  revalued  they  would  have  been  included  on  the  historical  cost  basis  at  the 
following amounts: 

2013 

£'000 

2012 

£'000 

Cost and net book amount at 31 December   

82,483 

85,342 

In accordance with IAS40, the Group’s policy is that investment properties should be valued by an external valuer at 
least every three years. The valuation at 31 December 2013 has in the main been carried out by DTZ and Gerald Eve 
LLP, professional valuers, on certain properties and the directors on the remaining properties. 

Rental  income  from  investment  properties  in  the  year  ended  31  December  2013  was  £5,608,000  (2012:  £6,122,000) 
and direct operating expenses in relation to those properties were £714,000 (2012: £574,000).  

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

10.  Property, plant & equipment 

Gross carrying amount 
At 1 January 2012  
Additions 

At 31 December 2012 and 31 December 2013 

Depreciation and Impairment 
At  1 January 2012 
Charge for the year 

At 31 December 2012 
Charge for the year 

At 31 December 2013 

Net book carrying amount 
At 31 December 2013 

At 31 December 2012 

11.  Joint venture 

Leasehold 
Improvements 
£000 

Office 
Equipment 
£000 

Total 

£000 

108 
- 

108 

84 
10 

94 
9 

103 

5 

14 

53 
1 

54 

49 
1 

50 
2 

52 

2 

4 

161 
1 

162 

133 
11 

144 
11 

155 

7 

18 

The  joint  venture  relates  to  the  Group's  50%  (2012:  50%)  share  of  Menin  Works  which  is  an  unincorporated  business 
which undertakes property investment in the United Kingdom. 

The investment is accounted for using the equity method in accordance with IAS 28. 

At 1 January 

Further investments  

Group's share of the profit for the year 

At 31 December 

2013 

£000 

236 

561 

19 

816 

2012 

£000 

148 

88 

- 

236 

A reconciliation of the summarised financial information set out below to the carrying amount of the investment in 
Menin Works is as follows: 

Total net assets of Menin Works 

Proportion of ownership interests held by the Group 

 Carrying amount of the investment in Menin Works 

2013 

£000 

2.804 

50% 

816 

2012 

£000 

2.100 

50% 

236 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

The financial information relating to the joint venture is as follows: 

Non current assets 

Current assets (a) 

Total assets 

Non current liabilities (b) 
Current liabilities (c) 

Total liabilities 

(a)  Includes cash and cash equivalents 
(b)  Includes financial liabilities (excluding trade and other payables and provisions) 
(c)  Includes financial liabilities (excluding trade and other payables and provisions) 

Revenue for the year  

Profit for the year 

Other comprehensive income for the year 

Total comprehensive income for the year 

Depreciation 
Interest income 
Interest expense 

Tax expense 

2013 

£000 

2,100 

704 

2,804 

(1,172) 
- 

(1,172) 

2012 

£000 

2,100 

- 

2,100 

(1,628) 
- 

(1,628) 

2013 

£000 

158 

19 

- 

- 

- 
- 
(84) 

- 

2012 

£000 

144 

- 

- 

- 

- 
- 
(114) 

- 

There  were  no  capital  commitments  at  31  December  2013  and  31  December  2012  in  respect  of  the  joint  venture. 

There were no contingent liabilities at 31 December 2013 and 31 December 2012 in respect of the joint venture, and 
there are no significant restrictions on the ability of the joint venture to transfer funds. 

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

12.  Inventories 

Properties and land held for trading 

2013 

£000 

2012 

£000 

5,601 

6,935 

All properties held for trading are included at the lower of cost and net realisable value.  The amount of inventories 
recognised  as  a  charge  in  the  year  ended  31  December  2013  is  £1,051,000  (2012:  £nil),  which  is  after  charging  an 
impairment  of  £300,000  (2012:    £860,000).    All  of  the  properties  held  for  trading  are  pledged  as  security  for  bank 
loans.  

Properties held at fair value less costs to sell at 31 December 2013 are £3,235,000 (2012: £4,570,000) 

13.  Trade and other receivables  

Trade receivables 

Loans receivable 

Other receivables  

Prepayments and accrued income 

2013 

£000 

567 

- 

2,742 

1,083 

4,392 

2012 

£000 

1,456 

108 

641 

946 

3,151 

All  of  the  Group’s  trade  and  other  receivables  have  been  reviewed  for  indicators  of  impairment.  Certain  trade 
receivables were found to be impaired and a provision of £95,000 (2012: £30,000) has been recorded accordingly.  The 
movement in the provision for impairment during the year is as follows: 

At 1 January 

Increase in provision 

At 31 December 

2013 

£000 

30 

65 

95 

2012 

£000 

30 

- 

30 

In addition, some of the trade receivables not impaired are past due as at the reporting date. The age of financial 
assets past due but not impaired is as follows: 

Not more than three months past due 

More than three months but no more than six months past due 

2013 

£000 

8 

44 

52 

2012 

£000 

17 

134 

151 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

13.  Trade and other receivables (continued) 

Financial assets by category 

The IAS 39 categories of financial asset included in the balance sheet and the headings in which they are included 
are as follows: 

Loans and 
receivables 
£000 

567 
- 
2,742 

- 
8,482 

11,791 

2013 

Non 
financial 
assets 
£000 

- 
- 
- 

1,083 
- 

1,083 

2012 

Balance 
sheet total 
£000 

Loans and 
receivables 
£000 

Non financial 
Assets 
£000 

Balance 
sheet total 
£000 

567 
- 
2,742 

1,083 
8,482 

12,784 

1,456 
108 
641 

- 
2,685 

4,890 

- 
- 
- 

946 
- 

946 

2013 

£000 

509 

218 

260 

1,729 

2,716 

1,456 
108 
641 

946 
2,685 

5,836 

2012 

£000 

747 

388 

240 

1,563 

2,938 

Trade receivables 
Loans receivable 
Other receivables 
Prepayments and  
accrued income 
Cash and cash equivalents 

14.  Trade and other payables 

Trade payables 

Other payables 

Social security and taxation 

Accruals and deferred income 

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

14.  Trade and other payables (continued) 

Financial liabilities by category 

The IAS 39 categories of financial liabilities included in the balance sheet and the headings in which they are included 
are as follows: 

2013 

Financial 
liabilities 
at fair 
value 
through 
profit and 
loss 

Other 
financial 
liabilities 
at 
amortised 
cost 

Liabilities 
not 
within 
the scope 
of IAS39 

2012 

Financial 
liabilities 
at fair 
value 
through 
profit and 
loss 

Other 
financial 
liabilities 
at 
amortised 
cost 

Liabilities 
not within 
the scope 
of IAS39 

Balance 
sheet 
total 

£000 

£000 

£000 

£000 

£000 

£000 

£000 

- 

- 
- 
- 

- 

- 

- 

- 

3,252 

3,252 

3,252 

25,006 

- 

25,006 

- 
509 
218 

18 
- 
- 

- 

260 

18 
509 
218 

260 

719 

26,452 

1,010 

1,288 

1,729 

27,740 

19,050 

- 

19,050 

- 

- 

- 

45,502 

      1,288 

19,050 

3,252 

22,302 

50,042 

- 

- 
- 
- 

- 

- 

- 

- 

5,314 

5,314 

5,314 

3,106 

- 
747 
388 

- 

1,563 

5,804 

37,525 

- 

37,525 

- 

18 
- 
- 

240 

- 

258 

- 

- 

- 

43,329 

         258 

Balance 
sheet 
total 

£000 

3,106 

18 
747 
388 

240 

1,563 

6,062 

37,525 

5,314 

42,839 

48,901 

Current 
Bank loans and 
overdrafts 
Provision for 
current taxation 
Trade payables 
Other payables 
Social security 
and taxation 
Accruals and 
deferred income 

Non-current 
Bank loans 
Financial 
instruments 

15.   Financial risk management objectives and policies 

The  Group’s  financial  instruments  are  bank  borrowings,  cash,  bank  deposits,  interest  rate  swap  agreements  and 
various items such as short-term receivables and payables that arise from its operations. The main purpose of these 
financial instruments is to fund the Group’s investment strategy and the short-term working capital requirements  of 
the business. 

The  main  risks  arising  from  the  Group’s  financial  instruments  are  credit  risk,  liquidity  risk,  interest  rate  risk  and 
property yield risk. The Board reviews and agrees policies for managing each of these risks and they are summarised 
below. These policies have remained unchanged throughout the period. 

Credit risk  

The  Group’s  principal  financial  assets  are  bank  balances  and  trade  and  other  receivables.  The  Group’s  credit  risk  is 
primarily  attributable  to  its  trade  and  other  receivables.  The  amounts  presented  in  the  balance  sheet  are  net  of 
allowance for doubtful receivables. An allowance for impairment is made where there is objective evidence that the 
Group will not be able  to collect all amounts due according to the original terms  of the receivables concerned. The 
credit  risk  for  liquid  funds  is  considered  negligible,  since  the  counterparties  are  reputable  banks  with  high  quality 
external credit ratings. 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

15.   Financial risk management objectives and policies (continued) 

The  Group’s  exposure  to  credit  risk  is  limited  to  the  carrying  amount  of  financial  assets  recognised  at  the  balance 
sheet date, as summarised below: 

Cash and cash equivalents 
Trade and other receivables 

2013 
£000 

8,482 
3,309 

11,791 

2012 
£000 

2,685 
2,205 

4,890 

The Group continuously monitors defaults of customers and other counterparties, identified either individually or by 
group,  and  incorporates  this  information  into  its  credit  risk  controls.  External  credit  ratings  and/or  reports  on 
customers  and  other  counterparties  are  obtained  and  used.  The  Group’s  policy  is  to  deal  only  with  credit  worthy 
counterparties. 

The Group’s management considers that all the above financial assets that are not impaired for each of the reporting 
dates  under  review  are  of  good  credit  quality,  including  those  that  are  past  due.  In  respect  of  trade  and  other 
receivables,  the  Group  is  not  exposed  to  any  significant  risk  exposure  to  any  single  counterparty  or  any  group  of 
counterparties having similar characteristics. 

Liquidity risk 

The Group seeks to manage financial risk by ensuring sufficient liquidity is available to meet foreseeable needs and to 
invest cash assets safely and profitably.  The Group does this by taking out loans with banks to build up cash resources 
to fund property purchases. 

Bank loans and overdrafts 

The Group borrowings analysis (all of which are undiscounted) at 31 December 2013 is as follows: 

In less than one year: 

Bank overdraft 

Bank borrowings 

In more than one year but less than two years: 
Bank borrowings  

In more than two years but less than five years: 
Bank borrowings  

In more than five years 
Bank borrowings  
Financial instruments 

Deferred arrangement costs 

38 

2013 

£000 

2012 

£000 

1,702 

23,304 

1,998 

1,108 

1,289 

19,104 

1,906 

1,890 

16,045 
3,252 

47,498 

16,838 
5,314 

46,252 

(190) 

(307) 

47,308 

45,945 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

15.   Financial risk management objectives and policies (continued) 

Split 

Current liabilities  

-bank overdraft 

-bank loans 

Non-current liabilities  

-bank loans 

-financial liabilities at fair value through profit and loss 

Maturity of financial liabilities 

The gross contractual cashflows relating to non-derivative financial liabilities are as follows: 

In less than one year: 
Bank overdraft 
Trade payables 
Other payables 

Accruals 
Bank borrowings 

In more than one year but less than two years: 
Bank borrowings  

In more than two years but less than five years: 
Bank borrowings  

In more than five years 
Bank borrowings  

2013 

£000 

1,702 

23,304 

2012 

£000 

1,998 

1,108 

19,050 

37,525 

3,252 

47,308 

5,314 

45,945 

2013 
£000 

1,702 
509 
218 

719 
23,304 

2012 
£000 

1,998 
747 
388 

1,563 
1,108 

1,289 

19,104 

1,906 

1,890 

16,045 

16,531 

45,692 

43,329 

In February  2008  the  Group entered into interest rate  swap agreements to cover  £20 million  of its  bank borrowings.  
These  contracts  are  considered  by  management  to  be  part  of  economic  hedge  arrangements  but  have  not  been 
formally designated.  The effect of these agreements is to fix the interest payable on a notional £10 million at a rate 
of 4.95%; unless the actual rate is between 3.65% and 4.95% in which case the actual rate is paid or unless the rate is 
above 4.95% in which case 3.65% is paid and to fix interest payable on a notional £10 million at 3.85% plus a margin of 
2.75%. At 31 December 2013 the fair value of this arrangement based on a valuation provided by the Group's bankers 
was a liability of £3,252,000 (2012: £5,314,000).  All of the interest rate swap agreements terminate in more than five 
years (2012: more than five years).  

Borrowing facilities 

The Group has undrawn committed borrowing facilities at 31 December 2013 of £nil (2012: £1,500,000). 

Market risk 

Interest rate risk 

The  Group  finances  its  operations  through  retained  profit,  cash  balances  and  the  use  of  medium  term  borrowings. 
When  medium  term  borrowings  are  used  either  fixed  rates  of  interest  apply  or  where  variable  rates  apply,  interest 
rate swap arrangements are entered into. When the Group places cash balances on deposit, rates used are fixed in the 
short term and for sufficiently short periods that there is no need to hedge against implied risk. 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
                                   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

15.   Financial risk management objectives and policies (continued) 

The interest rate exposure of the financial liabilities of the Group at 31 December 2013 was: 

Interest % 

Expiry 
Date 

2013 
£000 

2012 
£000 

October 2019 

10,000 

10,000 

Fixed until October 2019 

Fixed until October 2019 
Fixed until January 2019  

Fixed until August 2028 
Fixed until January 2030 
Fixed until March 2030 

Fixed until May 2030 
Fixed until March 2031 
Fixed until March 2027 
Cap and collar agreement until January 
2018 
Variable rate 

Loan arrangement fees 

6.600 

6.230 
6.295 

6.550 
6.040 
6.270 

5.780 
5.470 
5.160 

October 2019 
January 2019  

August 2028 
January 2030 
March 2030 

May 2030 
March 2031 
March 2027 

4.95% cap 

January 2018 

734 
955 

715 
4,403 
729 

1,493 
757 
10,059 

10,000 
2,700 

42,545 
(190) 

42,355 

774 
1,080 

743 
4,550 
747 

1,511 
771 
10,264 

8,500 
- 

38,940 
(307) 

38,633 

The Directors consider the fair value of the loans not to be significantly different from their carrying value. 

The following table illustrates the sensitivity of the net result after tax and equity to a reasonably possible change in 
interest rates of + half a percentage point (2012: + two/- point two percentage points)  with effect from the beginning 
of the year: 

(Decrease)/increase in result after tax and equity 

2013 

2012 

+0.5% 
£000 

135 

+0.5% 
£000 

- 

The interest rate change above will not have a material impact on the valuation of the interest rate swap. 

Property yield risk 

The valuation of investment properties is dependent on the assumed rental yields.  However, the impact on the net 
result after tax and equity is difficult to estimate as it inter relates with other factors affecting investment property 
values. 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

15.   Financial risk management objectives and policies (continued) 

Capital risk management 

The Group’s objectives when managing capital are: 

•  to safeguard the Group’s ability to continue as a going concern, so that it continues to provide returns and benefits 

for shareholders; 

•  to ensure that key bank covenants are not breached 
•  to maintain sufficient facilities for operating cashflow needs and to fund future property purchases 
•  to support the Group’s stability and growth; 
•  to provide capital for the purpose of strengthening the Group’s risk management capability;  
•  to provide capital for the purpose of further investment property acquisitions; and 
•  to provide an adequate return to shareholders. 

The Group actively and regularly reviews and manages its capital structure to ensure an optimal capital structure and 
equity holder returns,  taking into consideration  the future capital requirements  of the  Group and capital efficiency, 
prevailing  and  projected  profitability,  projected  operating  cash  flows,  projected  capital  expenditures  and  projected 
strategic  investment  opportunities.  The  management  regards  total  equity  as  capital  and  reserves,  for  capital 
management purposes. At 31 December 2013 the Group had unused bank facilities of £1.5 million. 

16.  Fair value disclosures 

The  methods  and  techniques  used  for  the  purpose  of  measuring  fair  value  are  unchanged  compared  to  the  previous 
reporting period. The Group has applied IFRS 13 prospectively for the first time in the current accounting period. 

Fair value measurement of financial instruments 

Financial assets and financial liabilities measured at fair value in the consolidated statement of financial position are 
grouped  into  three  levels  of  a  fair  value  hierarchy.  The  three  levels  are  defined  based  on  the  observability  of 
significant inputs to the measurement, as follows: 

Level 1: quoted prices (unadjusted) in active markets for identical assets and liabilities 

Level  2:  inputs  other  than  quoted  prices  included  in  level  1  that  are  observable  for  the  asset  or  liability,  either 
directly (ie as prices) or indirectly (ie derived from prices) and 

Level 3 : inputs for the asset or liability that are not based on observable market data (unobservable inputs).   

The level within which the financial asset or liability is classified is determined based on the lowest level of significant 
input to the fair value measurement. 

The  financial  liabilities  measured  at  fair  value  in  the  statement  of  financial  position,  which  relate  to  interest  rate 
swaps, are grouped into the fair value hierarchy as follows: 

Interest rate swap agreements: 
At 1 January 2012 
Income statement 

At 3I December 2012 
Income statement  

At 31 December 2013 

Level 1 
£000 

Level 2 
£000 

Level 3 
£000 

- 
- 

- 
- 

- 

4,994 
320 

5,314 
(2,062) 

3,252 

- 
- 

- 
- 

- 

Total 
£000 

4,994 
320 

5,314 
(2,062) 

3,252 

The  fair  value  of  the  Group’s  interest  rate  swap  agreements  has  been  determined  using  observable  interest  rates 
corresponding to the maturity of the instrument. The effects of non-observable inputs are not significant for these 
agreements. 

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
        
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

16.  Fair value disclosures (continued) 

Measurement of other financial instruments 

The measurement methods for financial assets and liabilities accounted for at amortised cost are described below: 

Trade and other receivables, cash and cash equivalents and trade and other payables 

The  carrying  amount  is  considered  a  reasonable  approximation  of  fair  value  due  to  the  short  duration  of  these 
instruments. 

Bank loans and overdrafts 

Fair values are considered to be equivalent to book value as loans and overdrafts were obtained at market rates. 

Fair value measurement of non-financial assets 

The following table shows the levels within the hierarchy of non-financial assets measured at fair value on a recurring 
basis at 31 December 2013: 

Investment property: 
- held to earn rentals and for capital appreciation 

Level 1 
£000 

Level 2 
£000 

Level 3 
£000 

Total 
£000 

- 

- 

        69,551 

69,551 

The reconciliation of the carrying value of non-financial assets classified within level 3 are as follows: 

Balance at 1 January 2013 
Acquired during the year 

Disposals during the year 
Gains recognised in profit and loss 
- increase in fair value 

Investment Properties 
£000 
70,441 
2,552 

(5,538) 

2,096 

69,551 

Fair value of the  Group’s  property assets is estimated based on appraisals performed by independent, professionally 
qualified property valuers on certain properties and the directors on the remaining properties. The significant inputs 
and assumptions are developed in close consultation with management. The valuation processes and fair value changes 
are reviewed by the directors and audit committee at each reporting date. 

Measurement of fair value of investment property held to earn rentals and for capital appreciation 

Properties valued  by external valuers are valued on an open market basis based on active market prices adjusted  
for any differences in the nature, location or condition of the specified asset such as plot size, encumbrances and 
current use. Properties valued by the directors use the same principles as the external valuers. If this information is 
not  available,  alternative  valuation  methods  are  used  such  as  recent  prices  on  less  active  markets,  or  discounted 
cashflow projections. The significant unobservable input is the adjustment for factors specific to the properties in 
question.  The extent and direction of this adjustment depends on the number and characteristics of the observable 
market transactions in similar properties that are used as the starting point for the valuation. Although this input is 
a  subjective  judgement,  management  consider  that  the  overall  valuation  would  not  be  materially  altered  by  any 
reasonably alternative assumptions. 

The market value of the investment properties has been supported by comparison  to that produced under income 
capitalisation technique applying a key unobservable input, being yield.  The range of yield applied is 7.5% to 11.0%. 

The  fair  value  of  an  investment  property  reflects,  among  other  things,  rental  income  from  current  leases  and 
assumptions  about  future  rental  lease  income  based  on  current  market  conditions  and  anticipated  plans  for  the 
property. 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

17.  Deferred taxation 

The movement in deferred taxation assets is as follows: 

At 1 January 
Income statement (note 6) 

At 31 December 

2013 
£000 

4,255 
(1,355) 

2,900 

2012 
£000 

4,890 
(635) 

4,255 

Deferred tax arising from temporary differences and unused tax losses can be summarised as follows: 

Investment property 
Financial instrument 

Unused trading tax losses 

Deferred 
tax asset 
£'000 

Deferred 
tax asset 
£'000 

1,610 
650 

640 

2,900 

2,334 
1,222 

699 

4,255 

No  temporary  differences  resulting  from  investments  in  subsidiaries  or  interests  in  joint  ventures  qualified  for 
recognition as deferred tax assets or liabilities. Under the current fiscal environment, these entities are exempt from 
capital gains taxes. See note 6 for information on the Group’s tax expense. 

Deferred tax has been provided on all temporary differences for the following reasons: 

• 
• 
• 

the Directors are confident that the devaluation of the investment properties will at least fully reverse; 
the interest rate swap liability will ultimately reverse regardless of movements in future interest rates; and 
the rental income stream of the Group will continue to grow, without significant cost increases, and the unused 
trading losses will therefore be fully utilised in the foreseeable future 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

18.  Share capital 

Allotted, issued and fully paid: 

Ordinary shares of 10p  

2013 
Number of 
shares 

2013 

£000 

2012 
Number of 
Shares 

2012 

£000 

71,420,598 

7,142 

71,420,598 

7,142 

Certain directors were granted share warrants on 29 June 2006 in respect of 2,127,500 Ordinary shares and on 25 July 
2006 in respect of 475,000 Ordinary shares. The share warrants are exercisable from two years from the date of the 
grant of the warrants and will lapse within seven years if not exercised. The warrants were granted on the basis of 1 
for 2 shares held at the date of the grant and are exercisable at 120p. No warrants were exercised and they have now 
lapsed. 

At the Annual General meeting held in June 2010 a resolution was passed approving the adoption of a new Long Term 
Incentive Plan (LTIP). The proposed LTIP is designed to promote retention and incentivise the executive directors to 
grow the value of the Group and to maximise returns: 

•  The LTIP has a ten year life from January 2010 to December 2019. 
•  Awards become payable to the extent that shareholder return defined as net asset value (“NAV”) growth adjusted 
for dividends and other returns to shareholders exceed a compound growth rate of 10% per annum (Hurdle Return). 
If shareholder returns exceed the Hurdle Return, 20% of such excess will be payable in Ordinary shares under the 
LTIP. 

• 

•  Participants will have the opportunity to take up to 30% of the amount accrued under the LTIP at the end of year 
three, with the portion able to be taken up each year thereafter increasing by 10% each year and the full amount 
(100%) being available only after the end of the ten year period. 

•  The baseline for the commencement of the LTIP is the NAV per Ordinary share at 31 December 2009 adjusted for 

the impact of the placing of Ordinary shares in February 2010. 

•  Amounts  payable  will  be  satisfied  in  full  (save  as  below)  by  the  issue  of  Ordinary  shares  or  the  grant  of 
zero/nominal cost options to any participant. The price at which shares will be issued will be the higher of NAV per 
share as reported in the latest full year results and the weighted average mid-market closing price for the first 20 
business  days  following  announcement  of  the  latest  full  year  results.  On  issue,  the  Ordinary  shares  will  rank  pari 
passu with the existing issued Ordinary shares. 

•  The number of Ordinary shares which can be issued under the LTIP is limited to 10% of the Company’s then issued 
share capital. Any excess earned above this level will be paid in cash provided that the remuneration  committee 
consider it prudent to do so at that stage, otherwise payment will be deferred until the remuneration committee 
deem it prudent.  

•  The remuneration committee may from time to time make any alteration to the plan which it thinks fit, including 
for legal, regulatory or tax reasons, in order to ensure the smooth workings of the plan in line with its objectives 

Details of options granted during the year under the LTIP are included in the Report on Remuneration.  No expense has 
been recognised in respect of the options granted as no options are expected to vest. 

As  described  in  the  Directors'  Remuneration  Report,  2  options  were  issued  under  the  2010  LTIP  on  inception.  The 
weighted  average  fair  value  of  the  awards  made  is  £0.59  per  option,  calculated  applying  the  Black-Scholes  option 
pricing model with a volatility of 21% (based on the weighted average share price movements over the last 3 years), a 
dividend  yield  of  0%,  a  risk  free  rate  of  4.4%,  an  expected  weighted  average  life  of  5  years,  a  weighted  average 
exercise price of 0.5p and a market value of underlying shares at the date of grant of £0.595. As at the date of grant 
no  further  shares  were  expected  to  be  issued  under  the  LTIP  based  on  forecasts  available  at  that  time.  At  31 
December 2013, no options were expected to vest (2012: no options), therefore the charge to the income statement in 
the years ended 31 December 2012 and 2013 is £nil. 

44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

19.  Operating lease commitments 

Operating  lease  commitments  relating  to  land  and  buildings  expire  within  two  to  five  years  and  amount  to  £71,000 
(2012: £71,000). 

Non-cancellable operating lease commitments receivable: 

Within one year 
Later than one year but not later than five years 
Later than five years 

2013 
£000 

262 
5,594 
21,783 

27,639 

2012 
£000 

660 
7,596 
26,733 

34,989 

Rent receivable by the Group under current leases from tenants is from commercial and retail property held. 

20.  Contingent liabilities 

There were no contingent liabilities at 31 December 2013 or at 31 December 2012. 

21.   Capital commitments 

Capital commitments authorised at 31 December 2013 were £nil (2012: £nil). 

22.  Pension scheme 

There  was  no  pension  scheme  for  the  benefit  of  employees  or  directors  in  operation  at  31  December  2013  or  31 
December 2012. 

23.   Related party transactions   

During the period the Group paid agency fees of £69,720 (2012: £105,000) in respect of professional services to Bond 
Wolfe, a partnership in which P P S Bassi is a partner, and rent and service charges of £129,000 (2012:  £115,000) to 
Bond Wolfe Estates Limited, a company in which P P S Bassi is a director and shareholder. 

During  the  period  the  Group  paid  professional  fees  of  £10,330  (2012:  £1,000)  to  CP  Bigwood  Chartered  Surveyors,  a 
company in which P P S Bassi and M H P Daly are directors and shareholders. 

During the period the Group received rental income of £52,000 (2012: £52,000) from CP Bigwood Chartered Surveyors. 

No amounts were outstanding at 31 December 2013 (2012:£nil). 

During the period the Group paid dividends to its directors in the capacity as shareholders, as follows: 

J R Crabtree 
J Jack (retired 30 June 2013) 
W Wyatt 

P P S Bassi 
M H P Daly 

45 

2013 
£000 

2012 
£000 

1 
- 
- 

90 
7 

- 
1 
- 

45 
4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

COMPANY FINANCIAL STATEMENTS 

For the year ended 31 December 2012 

REAL ESTATE INVESTORS PLC 

COMPANY STATUTORY FINANCIAL STATEMENTS (PREPARED UNDER UK GAAP) 

FOR THE YEAR ENDED 31 DECEMBER 2013 

COMPANY NUMBER 5045715

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

STATEMENT OF DIRECTORS' RESPONSIBILITIES  

For the year ended 31 December 2013 

Statement of directors’ responsibilities 

The directors are responsible for preparing the Company financial statements (“financial statements”) in accordance 
with applicable law and regulations. 

Company  law  requires  the  directors  to  prepare  financial  statements  for  each  financial  year.  Under  that  law  the 
directors  have  elected  to  prepare  financial  statements  in  accordance  with  United  Kingdom  Accounting  Standards 
(United Kingdom Generally Accepted Accounting Practice and applicable laws). Under company law the directors must 
not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs 
and profit and loss of the company for that period. In preparing these financial statements, the directors are required 
to: 

•  select suitable accounting policies and then apply them consistently; 
•  make judgements and estimates that are reasonable and prudent; 
•  state  whether  applicable  UK  Accounting  Standards  have  been  followed,  subject  to  any  material  departures 

disclosed and explained in the financial statements;  

•  prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company 

will continue in business. 

The  directors  are  responsible  for  keeping  adequate  accounting  records  that  are  sufficient  to  show  and  explain  the 
Company’s transactions and disclose with reasonable accuracy at any time the financial position of the Company and 
enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible 
for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of 
fraud and other irregularities. 

The directors confirm that:  
•  so far as each director is aware, there is no relevant audit information of which the company’s auditor is unaware; 

and 

•  the directors have taken all the steps that they ought to have taken as directors in order to make themselves aware 

of any relevant audit information and to establish that the auditors are aware of that information.  

The directors are responsible for the maintenance and integrity of the corporate and financial information included on 
the  Company’s  website.  Legislation  in  the  United  Kingdom  governing  the  preparation  and  dissemination  of  financial 
statements may differ from legislation in other jurisdictions. 

47 

 
 
 
 
 
 
 
 
 
 
 
 
INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF REAL ESTATE INVESTORS PLC  

We  have  audited  the  parent  Company  financial  statements  of  Real  Estate  Investors  plc  for  the  year  ended  31 
December  2013  which  comprise  the  principal  accounting  policies,  the  balance  sheet  and  the  related  notes.  The 
financial  reporting  framework  that  that  has  been  applied  in  their  preparation  is  applicable  law  and  United  Kingdom 
Accounting Standards (United Kingdom Generally Accepted Accounting Practice). 

This  report  is  made  solely  to  the  Company’s  members,  as  a  body,  in  accordance  with  Chapter  3  of  Part  16  of  the 
Companies  Act  2006.  Our  audit  work  has  been  undertaken  so  that  we  might  state  to  the  Company’s  members  those 
matters  we  are  required  to  state  to  them  in  an  auditor’s  report  and  for  no  other  purpose.  To  the  fullest  extent 
permitted by law, we do not accept  or assume responsibility to anyone  other than  the Company and the Company’s 
members as a body, for our audit work, for this report, or for the opinions we have formed. 

Respective responsibilities of directors and auditors 

As more fully explained in the Statement of Directors’ Responsibilities set out on page 47 the directors are responsible 
for the preparation of the parent Company financial statements and for being satisfied that they give a true and fair 
view. Our responsibility is to audit and express an opinion on the parent Company financial statements in accordance 
with  applicable  law  and  International  Standards  on  Auditing  (UK  and  Ireland).  Those  standards  require  us  to  comply 
with the Auditing Practices Board’s (APB’s) Ethical Standards for Auditors. 

Scope of the audit of the financial statements 

A  description  of  the  scope  of  the  audit  of  financial  statements  is  provided  on  the  APB’s  website  at 
www.frc.org.uk/apb/scope/private.cfm. 

Opinion on financial statements 

In our opinion the parent Company financial statements: 

•  give a true and fair view of the state of the Company’s affairs as at 31 December 2013; 
•  have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and 
•  have been prepared in accordance with the requirements of the Companies Act 2006. 

Opinion on other matters prescribed by the Companies Act 2006 

In our opinion the information given in the Group Strategic Report and the Directors’ Report for the financial year for 
which the financial statements are prepared is consistent with the parent Company financial statements. 

Matters on which we are required to report by exception 

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to 
you if, in our opinion: 

•  adequate accounting records have not been kept by the parent Company, or returns adequate for our audit have 

not been received from branches not visited by us; or 

•  the parent Company financial statements are not in agreement with the accounting records and returns; or 
•  certain disclosures of directors’ remuneration specified by law are not made; or 
•  we have not received all the information and explanations we require for our audit. 

Other matter 

We have reported separately on the consolidated financial statements of Real Estate Investors plc for the year ended 
31 December 2013. 

David White 
Senior Statutory Auditor 
For and on behalf of Grant Thornton UK LLP 
Statutory Auditor, Chartered Accountants 
Birmingham 
Date:    14 March 2014 

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

PRINCIPAL ACCOUNTING POLICIES 

For the year ended 31 December 2013 

Accounting policies 
The financial statements have been prepared in accordance with the Companies Act 2006 and UK accounting standards 
except as noted below in respect of the true and fair override in respect of investment properties. 

The Company's principal accounting policies have remained unchanged from the previous year. 

Accounting convention 
The  financial  statements  are  prepared  under  the  historical  cost  convention  as  modified  by  the  revaluation  of 
investment properties. 

Going concern 

The Company has prepared and reviewed forecasts and made appropriate enquiries which indicate that the Company 
has  adequate  resources  to  continue  in  operational  existence  for  the  foreseeable  future.  These  enquiries  considered 
the following: 
•  the significant cash balances the Group holds and the low levels of historic and projected operating cashflows 
•  any  property  purchases  will  only  be  completed  if  cash  resources  or  loans  are  available  to  complete  those 

purchases 

•  the Group’s bankers have indicated their continuing support for the Group. The Group’s £20 million facility with 
Lloyds Banking Group is due for renewal in October 2014. The Group is currently in the process of agreeing terms 
for  the  renewal  of  these  facilities,  and  whilst  they  remain  subject  to  credit  approval,  at  the  present  time  the 
bank is proposing to extend the facilities at a similar level for a period of three to five years from the expiry of 
the facilities. 

For these reasons, the directors continue to adopt the going concern basis in preparing the financial statements. 

Turnover 
Turnover, which excludes value added tax, comprises rental income which is recognised evenly over the term of the 
lease to which it relates. 

Investment properties 
Certain of the Company’s properties are held for long term investment and are included in the balance sheet on the 
basis  of  open  market  value  in  accordance  with  SSAP  19.  The  surpluses  or  deficits  on  annual  revaluations  of  such 
properties  are  transferred  to  the  revaluation  reserve,  unless  a  deficit  results  in  a  revaluation  below  cost  or  is  a 
permanent deficit in which case the amount of the deficit is charged to the profit and loss account. If a revaluation 
reverses previous losses recognised in the profit and loss account, the gain up to the amount of the losses previously 
recognised  in  the  profit  and  loss  account  is  credited  to  the  profit  and  loss  account.    Depreciation  is  not  provided  in 
respect of freehold investment properties. Leasehold investment properties are not depreciated where the unexpired 
term is over 20 years. 

This policy represents a departure from the Companies Act 2006 which require depreciation to be provided on all fixed 
assets. The directors consider this policy is necessary in order that the financial statements give a true and fair view, 
because  current  values  and  changes  in  current  values  are  of  prime  importance  rather  than  the  calculation  of 
systematic  annual  depreciation.  Depreciation  is  only  one  of  many  factors  reflected  in  the  annual  valuation  and  the 
amount, which might otherwise be shown, cannot be separately identified or quantified. 

Stock 

Trading properties, which are held for resale, are included in inventories at the lower of cost and net realisable value. 
Cost  includes  all  fees  relating  to  the  purchase  of  the  property  and  improvement  expenses.  Net  realisable  value  is 
based  on  estimated  selling  price  less  future  costs  expected  to  be  incurred  to  sale.  Any  provisions  to  impair  trading 
properties below cost are reversed in future periods if market conditions subsequently support a higher fair value but 
only  up  to  a  maximum  of  the  original  cost.  Property  acquisitions  are  accounted  for  when  legally  binding  contracts 
which are irrevocable and effectively unconditional are exchanged. 

Depreciation 
Depreciation is calculated to write down the cost to residual value of all tangible fixed assets, excluding investment 
properties, by equal instalments over their expected useful economic lives over the following periods: 

Leasehold improvements: 
Office equipment: 

49 

length of lease 
four years 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

PRINCIPAL ACCOUNTING POLICIES 

For the year ended 31 December 2013 

Investments 
Investments in subsidiary undertakings are recorded at cost less provision for impairment. 

Financing costs 
The costs  of arranging finance for  the Company are written  off to the profit and loss account  over the terms of the 
associated finance using the effective interest method. 

Operating leases 
Annual rentals under operating leases are charged to the profit and loss account as incurred. 

Deferred tax 
Deferred tax is recognised on all timing differences where the transactions or events give the Company an obligation 
to pay more tax in the future, or a right to pay less tax in the future, and have occurred by the balance sheet date. 
Deferred  tax  assets  are  recognised  on  an  undiscounted  basis  when  it  is  more  likely  than  not  that  they  will  be 
recovered.  Deferred  tax  is  measured  using  the  rates  of  tax  that  have  been  enacted  or  substantively  enacted  by  the 
balance sheet date. 

Deferred  taxation  is  not  provided  on  gains  recognised  on  revaluing  investment  properties.  Unprovided  deferred 
taxation will crystallise on the sale of assets at their balance sheet value. 

Financial instruments 
Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements 
entered into. An equity instrument is any contract that evidences a residual interest in the assets of the entity after 
deducting all of its financial liabilities. 

Where  the  contractual  obligations  of  financial  instruments  (including  share  capital)  are  equivalent  to  a  similar  debt 
instrument, those financial instruments are classed as financial liabilities within the balance sheet. Finance costs and 
gains or losses relating to financial liabilities are included in the profit and loss account. Finance costs are calculated 
so as to produce a constant rate of return on the outstanding liability. 

Where the contractual terms of share capital do not have any terms meeting the definition of a financial liability then 
this is classed as an equity instrument. Dividends and distributions relating to equity instruments are debited direct to 
equity. 

Share warrants and share options 
All  goods  and  services  received  in  exchange  for  the  grant  of  any  share-based  payment  are  measured  at  their  fair 
values.  Where  employees  are  rewarded  using  share-based  payments,  the  fair  values  of  employees’  services  are 
determined  indirectly  by  reference  to  the  fair  value  of  the  instrument  granted  to  the  employee.  This  fair  value  is 
appraised at the grant date and excludes the impact of non-market vesting conditions (for example, profitability and 
sales growth targets). 

All equity-settled share based payments and share options are ultimately recognised as an expense in the profit and 
loss account with a corresponding credit to other reserves. 

Upon  exercise  of  share  warrants  or  share  options  the  proceeds  received  net  of  attributable  transaction  costs  are 
credited to share capital, and where appropriate share premium. 

When the share warrants or share options have vested and then lapsed, the amount previously recognised in other 
reserves is transferred to retained earnings. 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

BALANCE SHEET 

As at 31 December 2013 

Fixed assets 
Tangible assets 
Investments 

Note 

1 
2 

Current assets 
Stock 
Debtors                                                                                                                      3 
Cash at bank 

Creditors: amounts falling due within one year 

4 

Net current assets 

Total assets less current liabilities 

Creditors: amounts falling due after more than one year 

Net assets 

Capital and reserves 
Ordinary share capital 
Share premium account 
Capital redemption reserve 
Other reserves 
Revaluation reserve 
Profit and loss account 

Shareholders' funds 

2013 
£000 

61,705 
4,521 

66,226 

2,365 
8,156 
7,198 

17,719 
(28,865) 

(11,146) 

55,080 

2012 
£000 

59,256 
5,366 

64,622 

2,365 
12,336 
1,222 

15,923 
(7,172) 

8,751 

73,373 

5 

(13,992) 

41,088 

(32,194) 

41,179 

7 
8 
8 
8 
8 
8 

7,142 
61 
45 
- 
2,932 
30,908 

41,088 

7,142 
61 
45 
121 
1,835 
31,975 

41,179 

These financial statements were approved by the Board of Directors on 14 March 2014. 

Signed on behalf of the Board of Directors 

J R A Crabtree – Chairman 

M H P Daly – Finance Director 

Company No 5045715 

The accompanying principal accounting policies and notes form an integral part of these financial statements. 

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

1.  Tangible fixed assets 

Cost or valuation: 
At 1 January 2013 
Additions 
Disposals 
Revaluation 

At 31 December 2013 

Accumulated depreciation 
At 1 January 2013 
Charge for the period 

At 31 December 2013 

Net book amount 
At 31 December 2013 

At 31 December 2012 

Leasehold 
Investment 
Properties  Improvements 
£000 

£000 

Office 
Equipment 
£000 

59,238 
2,574 
(2,080) 
1,966 

61,698 

- 

- 

61,698 

59,238 

108 
- 
- 
- 

108 

94 
9 

103 

5 

14 

54 
- 
- 
- 

54 

50 
2 

52 

2 

4 

Total 
£000 

59,400 
2,574 
(2,080) 
1,966 

61,860 

144 
11 

155 

61,705 

59,256 

Of  the  revaluation  surplus  of  £1,966,000  the  amount  credited  to  the  revaluation  reserve  is  £1,097,000  with  the 
balance of £869,000 credited to the profit and loss account. 

The figures stated above for cost or valuation include valuations as follows: 

At valuation 

Investment properties 

2013 
£000 

2012 
£'000 

61,698 

59,238 

All  of  the  Company’s  investment  properties  are  held  as  either  freehold  or  long  leasehold  and  are  held  for  use  in 
operating leases. 

If  investment  properties  had  not  been  revalued  they  would  have  been  included  on  the  historical  cost  basis  at  the 
following amounts: 

Cost and net book amount at 31 December  

Investment properties 

2013 
£'000 

2012 
£000 

70,562 

69,941 

In accordance with SSAP 19, the Company’s policy is that investment properties should be valued by an external valuer 
at least every three years. The valuation at 31 December 2013 has been carried out by DTZ Chartered Surveyors and 
Gerald  Eve  LLP,  Chartered  Surveyors  on  the  basis  of  fair  value  on  certain  properties  and  by  the  directors  on  the 
remaining properties. 

No provision has been made for deferred taxation assets, in accordance with FRS 19, in respect of the devaluation of 
investment properties but it is expected that this devaluation will reverse in future years. 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC (the "Company") 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

2.   Fixed asset investments 

Cost 
At 1 January 2013 
Provision for impairment 

At 31 December 2013 

Investment in subsidiary 
Undertakings 
2013 
£000 

2012 
£000 

5,366 
(845) 

4,521 

5,892 
(526) 

5,366 

At 31 December 2013 the Company wholly owned the following subsidiaries: 

Name 
Boothmanor Limited 
Eurocity (Crawley) Limited 
3147398 Limited 
Rightforce Limited 
Metro Court (WB) Limited 
Southgate Derby Retail Limited 

Principal Activity 
Property investment 
Property investment 
Property trading 
Property investment 
Property investment 
Property investment 

Country of incorporation 
England and Wales 
England and Wales 
England and Wales 
England and Wales 
England and Wales 
England and Wales 

3.   Debtors 

Trade debtors 
Amounts owed by subsidiary undertakings 
Other debtors 
Deferred tax asset 
Prepayments and accrued income 

4.   Creditors: amounts falling due within one year 

Bank overdraft  
Bank loans 
Amounts owed to subsidiary undertakings 
Trade creditors 
Other creditors 
Corporation tax  
Social security and taxation 
Accruals and deferred income 

2013 
£000 

466 
4,429 
1,278 
640 
1,343 

8,156 

2013 
£000 

1,702 
23,033 
1,824 
470 
194 
- 
220 
1,422 

28,865 

2012 
£000 

674 
9,242 
828 
736 
856 

12,336 

2012 
£000 

1,998 
852 
1,934 
599 
192 
- 
194 
1,403 

7,172 

Bank loans are secured against the Company’s property assets. 

The  Company’s  policy  is  to  settle  all  agreed  liabilities  within  30  days  of  receipt  of  invoice  or  provision  of  goods  or 
services  if  later.    At  31  December  2013  trade  creditors  represented  38  days  (2012:  42  days)  purchases  based  on  the 
total purchases for the year. 
53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC (the "Company") 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

5.   Creditors: amounts falling due after more than one year 

Bank loans  
Less: deferred arrangement costs 

2013 
£000 

14,154 
(162) 

13,992 

2012 
£000 

32,457 
(263) 

32,194 

Bank loans are secured against the Company’s property assets and bear interest at rates between 5.3% and 6.7% per 
annum. 

The Company borrowings analysis at 31 December 2013 is as follows: 

In less than one year: 
Bank borrowings  
Bank overdraft 

In more than one year but less than two years: 
Bank borrowings  

In more than two years but less than five years: 
Bank borrowings  

In more than five years 
Bank borrowings  

Deferred arrangement costs 

Split 

Current liabilities - bank loans and overdrafts 
Non current liabilities - bank loans 

2013 
£000 

23,033 
1,702 

2012 
£000 

852 
1,998 

1,011 

18,844 

1,056 

1,110 

12,087 

38,889 
(162) 

38,727 

24,735 
13,992 

38,727 

12,503 

35,307 
(263) 

35,044 

2,850 
32,194 

35,044 

6.   Deferred tax 

No provision has been made for deferred tax on gains recognised on revaluing investment properties to their market 
value in accordance with FRS 19.  The total amount unprovided at an estimated tax rate of 20% (2012: 23%), for the 
year ended 31 December 2013 is £586,000 (2012: £422,000). A deferred taxation asset of £640,000(2012: £736,000) has 
been recognised in full on losses due to the directors now expecting future taxable profits in the foreseeable future to 
fully utilise them. 

7.   Share capital 

2013 

2012 

Number 

Number 

Of shares 

Of shares 

2013 

£000 

2012 

£000 

71,420,598 

71,420,598 

7,142 

7,142 

Allotted, issued and fully paid: 

Ordinary shares of 10p each  

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC (the "Company") 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

7.   Share capital (continued) 

The directors were granted  share warrants on 29 June  2006 in respect of 21,275,000 Ordinary shares and on  25 July 
2006 in respect of 4,750,000 Ordinary shares. The share warrants are exercisable from two years from the date of the 
grant of the warrants and will lapse within seven years if not exercised. The warrants were granted on the basis of 1 
for 2 shares held at the date of the grant and are exercisable at 120p. No warrants were exercised and they have now 
lapsed. 

At the Annual General meeting held in June 2010 a resolution was passed approving the adoption of a new Long Term 
Incentive Plan (LTIP). The proposed LTIP is designed to promote retention and incentivise the executive directors to 
grow the value of the Group and to maximise returns: 

•  The LTIP has a ten year life from January 2010 to December 2019. 
•  Awards  become  payable  to  the  extent  that  shareholder  return  defined  as  net  asset  value  (“NAV”)  NAV  growth 
adjusted for dividends and other returns to shareholders exceed a compound growth rate of 10% per annum (Hurdle 
Return). 
If shareholder returns exceed the Hurdle Return, 20% of such excess will be payable in Ordinary shares under the 
LTIP. 

• 

•  Participants will have the opportunity to take up to 30% of the amount accrued under the LTIP at the end of year 
three, with the portion able to be taken up each year thereafter increasing by 10% each year and the full amount 
(100%) being available only after the end of the ten year period. 

•  The baseline for the commencement of the LTIP is the NAV per Ordinary share at 31 December 2009 adjusted for 

the impact of the placing of Ordinary shares in February 2010. 

•  Amounts  payable  will  be  satisfied  in  full  (save  as  below)  by  the  issue  of  Ordinary  shares  or  the  grant  of 
zero/nominal cost options to any participant. The price at which shares will be issued will be the higher of NAV per 
share as reported in the latest full year results and the weighted average mid-market closing price for the first 20 
business  days  following  announcement  of  the  latest  full  year  results.  On  issue,  the  Ordinary  shares  will  rank  pari 
passu with the existing issued Ordinary shares. 

•  The number of Ordinary shares which can be issued under the LTIP is limited to 10% of the Company’s then issued 
share capital. Any excess earned above this level will be paid in cash provided that the remuneration  committee 
consider it prudent to do so at that stage, otherwise payment will be deferred until the remuneration committee 
deem it prudent.  

Details of options granted during the year under the LTIP are included in the Report on Remuneration.  No expense has 
been recognised in respect of the options granted as no options are expected to vest. As described in the Directors’ 
Remuneration Report, 2 options were issued under the 2010 LTIP on inception. The weighted average fair value of the 
awards made is £0.59 per option, calculated applying the Black-Scholes option pricing model with a volatility of 21% 
(based on the weighted average share price movements over the last 3 years), a dividend yield of 0%, a risk free rate 
of 4%, an expected weighted average life of 5 years, a weighted average exercise price of 0.5p and a market value of 
underlying shares at the date of the grant of £0.585. As at the date of the grant no further shares were expected to be 
issued under the LTIP based on forecasts available at that time. At 31 December 2013, no options were expected to 
vest (2012: no options), therefore the charge to the income statement in the years ended 31 December 2012 and 2013 
is £nil.  

55 

 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC (the "Company") 

NOTES TO THE FINANCIAL STATEMENTS 

For the year ended 31 December 2013 

8.   Movement in reserves 

Share 
premium 
account 
£000 

Capital 
redemption 
reserve 
£000 

Other 
reserves 
£000 

Revaluation 
reserve 
£000 

At 1 January 2013 
Loss for the year 
Transfer to profit and loss 
account 
Dividends 
Surplus on revaluation of 
investment properties 

At 31 December 2013 

9.   Profit for the financial year 

61 
- 

- 
- 

- 

61 

45 
- 

- 
- 

- 

45 

121 
- 

(121) 
- 

- 

- 

Profit 
and loss 
account 
£000 

31,975 
(474) 

121 
(714) 

Total 

£000 

34,037 
(474) 

- 
(714) 

1,835 
- 

- 
- 

1,097 

2,932 

- 

30,908 

1,097 

33,946 

The Company has taken advantage of section 408  of the Companies Act 2006 and  has not included its  own  profit and 
loss account in these financial statements. The Company’s loss for the year was £474,000 (2012: £908,000). 

Auditor's remuneration incurred by the Company during the year for audit services totalled £8,000 (2012: £7,000). 

10.   Directors and employees remuneration 

Details of Directors’ remuneration are disclosed within the Directors' Remuneration Report on page 10. 

11.   Contingent liabilities 

There were no contingent liabilities at 31 December 2013 or at 31 December 2012. 

12.   Capital commitments 

Capital commitments authorised at 31 December 2013 were £nil (2012: £nil). 

13.   Related party transactions 

During  the  period  the  Company  paid  agency  fees  of  £69,720  (2012:  £105,000)  in  respect  of  professional  services  to 
Bond  Wolfe,  a  partnership  in  which  P  P  S  Bassi  is  a  partner,  and  rent  and  service  charges  of  £129,000  (2012: 
£115,000) to Bond Wolfe Estates Limited, a company in which P P S Bassi is a director and shareholder. 

During  the  period  the  Company  paid  professional  fees  of  £10,330  (2012:  £1,000)  to,  and  received  rental  income  of 
£52,000 (2012: £52,000) from CP Bigwood Chartered Surveyors, a company in which P P S Bassi and M H P Daly are 
directors and shareholders. 

Related party transactions with subsidiary undertakings are not disclosed as 100% of the voting rights are controlled 
within the group. 

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC (the "Company") 

NOTICE OF ANNUAL GENERAL MEETING 

For the year ended 31 December 2013 

Notice is hereby given that the 2014 Annual General Meeting of the Company will be held at Cathedral Place, 3rd Floor,   
42-44 Waterloo Street, Birmingham, B2 5QB on 20 June 2014 at 11:00 am for the following purposes: 

To consider and, if thought fit, to pass the following resolutions 1 to 5, which will be proposed as ordinary resolutions. 

1.  To receive the audited financial statements for the year ended 31 December 2013, and the reports of the directors and 
the auditor thereon. 

2.  To receive and, if thought fit, approve the report of the Remuneration Committee. 

3. To re-elect W Wyatt, who retires by rotation in accordance with the Company’s Articles of Association, as a director. 

4.  To reappoint Grant Thornton UK LLP as auditor of the Company to hold office until the conclusion of the next general 
meeting at which audited financial statements are laid before the Company and to authorise the directors to fix their 
remuneration. 

5.   

(i) To generally and unconditionally authorise the directors pursuant to Section 551 of the Companies Act 2006 (the “Act”) 
to  exercise  all  powers  of  the  Company  to  allot  shares  or  rights  to  subscribe  for  or  to  convert  any  security  into  shares 
(“Shares”) up to an aggregate nominal amount of £3,714,019 (which represents one third of the issued share capital of the 
Company), provided that this authority shall expire at the conclusion of the next Annual General Meeting of the Company 
save  that  the  Company  may  before  such  expiry  make  an  offer  or  agreement  which  would  or  might  require  Shares  to  be 
allotted after such expiry  and the Board may allot  Shares in pursuance of such an offer or agreement as  if the authority 
conferred hereby had not expired; 

and further,  

(ii) To generally and unconditionally authorise the directors pursuant to Section 551 of the Act to exercise all powers of the 
Company  to  allot  Shares  in  connection  with  a  rights  issue  in  favour  of  shareholders  where  the  Shares  respectively 
attributable to the interests of all shareholders are proportionate (as nearly as may be) to the respective numbers of shares 
held by them up to an aggregate nominal amount of £3,714,019 (which represents one third of the issued share capital of 
the  Company),  provided  that  this  authority  shall  expire  at  the  conclusion  of  the  next  Annual  General  Meeting  of  the 
Company save that the Company may before such expiry make an offer or agreement which would or might require Shares 
to  be  allotted  after  such  expiry  and  the  Board  may  allot  Shares  in  pursuance  of  such  an  offer  or  agreement  as  if  the 
authority conferred hereby had not expired. 

To consider and, if thought fit, pass the following resolutions 6 and 7, which will be proposed as special resolutions.   

6.  Subject to the passing of resolution 5, to generally empower the directors pursuant to Section 571 of the Act to allot equity 
securities  (within  the  meaning  of  Section  560  of  the  Act)  for  cash  pursuant  to  the  authority  conferred  by  the  previous 
resolution as if Section 561 of the Act did not apply to any such allotment provided that this power shall be limited: 

(i) to the allotment  of equity securities  in connection with a rights issue, open offer  or otherwise  in favour of  shareholders 
where the equity securities respectively attributable to the interests of all shareholders are proportionate (as nearly as may 
be) to the respective numbers of shares held by them but subject to the directors having a right to make such exclusions or 
other arrangements in connection with the offering as they deem necessary or expedient: 

(A)  
(B) 

to deal with equity securities representing fractional entitlements; and 
to  deal  with  legal  and  practical  problems  arising  in  any  overseas  territory  under  the  laws  of  any  territory  or  the 
requirements of a regulatory body or stock exchange or any other matters; and 

(ii)  to  the  allotment  (otherwise  than  pursuant  to  sub-paragraph  (i)  above)  of  equity  securities  up  to  an  aggregate  nominal 
amount of £557,103 (which represents five per cent. of the issued share capital of the Company), 

and this power shall expire at the conclusion of the next Annual General Meeting of the Company save that the Company 
may before such expiry make an offer or agreement which would or might require equity securities to be allotted after such 
expiry and the board may allot equity securities in pursuance of such an offer or agreement as if the authority conferred 
hereby had not expired. 

7.  To  authorise  the  Company  generally  and  unconditionally  for  the  purposes  of  Section  701  of  the  Act  to  make  market 
purchases (within the meaning of Section 693 of the Act) of ordinary shares of 10 pence each in the capital of the Company 
(“Ordinary Shares”) provided that: 

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC (the "Company") 

NOTICE OF ANNUAL GENERAL MEETING 

For the year ended 31 December 2013 

(i)  the maximum number of Ordinary Shares hereby authorised to be purchased is 11,142,059 (which represents 

approximately 10 per cent. of the current issued share capital of the Company); 

(ii)  the minimum price which may be paid for an Ordinary Share is 10 pence (exclusive of expenses) being the nominal 

value of each such share; and 

(iii) 

the maximum price at which  an Ordinary Share may be purchased is  an amount (exclusive of expenses) equal to 
105 per cent. of the average middle market quotations for such shares  as derived from the AIM Appendix to the 
Official List of the London Stock Exchange plc for each of the five business days immediately preceding the date on 
which the purchase is made, and shall, unless it is (prior to its expiry) duly revoked or is renewed, expire at the 
conclusion of the next Annual General Meeting, save that the Company may make a contract to purchase Ordinary 
Shares under this authority before such expiry which will or may be executed wholly or partly after such expiry, 
and may make purchases of Ordinary Shares pursuant to any such contract as if such authority had not expired. 

By order of the Board 

MHP Daly 
Secretary 

Dated: 28 May 2014 

 Notes 

Registered Office: 
Cathedral Place, 3rd Floor, 
42-44 Waterloo Street, Birmingham, 
B2 5QB 

Registered number: 5045715 

1.  W Wyatt retires by rotation in accordance with article 23.4 of the Company’s Articles of Association and offers himself for 

re-election pursuant to resolution 3 set out in this notice of Annual General Meeting.  

2.  You  can  only  appoint  a  proxy  using  the  procedures  set  out  in  these  notes  and  the  notes  to  the  proxy  form.  A  member 
entitled to attend, speak and vote at the meeting is entitled to appoint one or more proxies to attend, speak and vote 
instead of him, provided each proxy is appointed to exercise rights attached to different shares.   You may not appoint 
more than one proxy to exercise rights attached to any one share. To appoint more than one proxy you may photocopy 
the  form  of  proxy.  The  proxy  need  not  be  a  member  of  the  Company.    Details  of  how  to  appoint  the  Chairman  of  the 
meeting or another person as your proxy using the form of proxy are  
set  out  in  the  notes  to  the  form  of  proxy.    If 
you wish your proxy to speak on your behalf at the meeting you will need to appoint your own choice of proxy (not the 
Chairman) and give your instructions directly to them. 

3.  The notes to the form of proxy explain how to direct your proxy how to vote on each resolution. If no voting indication 
is given, your proxy will vote or abstain from voting at his or her discretion. Your proxy will vote (or abstain from voting) 
as he or she thinks fit in relation to any other matter which is put before the meeting. Completion of the form of proxy 
will not preclude a member from attending and voting in person. 

4.  A form of proxy is enclosed with this notice.  To be valid, the form must be deposited at the offices of the Company’s 
Registrars,  Capita  Asset  Services,  PXS  1,  34  Beckenham  Road,  Beckenham,  Kent,  BR3  4ZF  not  less  than  48  hours 
(excluding, in the calculation of such time period, any part of a day that is not a working day) before the time fixed for 
holding the meeting or any adjourned meeting.  

5.  Subject to the following principles, where more than one proxy is appointed, where a form of proxy does not state the 
number of shares to which it applies (a “blank proxy”) then that proxy is deemed to have been appointed in relation to 
the  total  number  of  shares  registered  in  your  name  (the  member’s  “entire  holding”).    In  the  event  of  a  conflict 
between  a  blank  proxy  and  a  form  of  proxy  which  does  state  the  number  of  shares  to  which  it  applies  (a  “specific 
proxy”), the specific proxy shall be counted first, regardless of the time it was sent or received (on the basis that as far 
as possible, the conflicting forms of proxy should be judged to be in respect of different shares) and remaining shares 
will be apportioned to the blank proxy (pro rata if there is more than one). 

6.  Where there is more than one proxy appointed and the total number of shares in respect of which proxies are appointed 
is no greater than your entire holding, it is assumed that proxies are appointed in relation to different shares, rather 
than  that  conflicting  appointments  have  been  made  in  relation  to  the  same  shares.    When  considering  conflicting 
proxies, later proxies will prevail over earlier proxies, and which proxy is later will be determined on the basis of which 
proxy  is  last  delivered.    Proxies  in  the  same  envelope  will  be  treated  as  sent  and  delivered  at  the  same  time,  to 
minimise the number of conflicting proxies. 

7.  If conflicting proxies are sent or delivered at the same time in respect of (or deemed to be in respect of) your entire 

holding, none of them shall be treated as valid. 

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REAL ESTATE INVESTORS PLC (the "Company") 

NOTICE OF ANNUAL GENERAL MEETING 

For the year ended 31 December 2013 

8.  Where the aggregate number of shares in respect of which proxies are appointed exceeds your entire holding and it is 
not possible to determine the order in which they were sent or delivered (or they were all sent or delivered at the same 
time),  the  number  of  votes  attributed  to  each  proxy  will  be  reduced  pro  rata  (on  the  basis  that  as  far  as  possible, 
conflicting forms of proxy should be judged to be in respect of different shares).  Where this gives rise to fractions of 
shares, such fractions will be rounded down. 

9.  If you appoint a proxy or proxies and then decide to attend the meeting in person and vote, on a poll, using your poll 
card, then your vote in person will override the proxy vote(s).  If your vote in person is in respect of your entire holding 
then  all  proxy  votes  will  be  disregarded.    If,  however,  you  vote  at  the  meeting  in  respect  of  less  than  your  entire 
holding, if you indicate on your polling card that all proxies are to be disregarded, that shall be the case; but if you do 
not specifically revoke proxies, then your vote in person will be treated in the same way as if it were the last delivered 
proxy and earlier proxies will only be disregarded to the extent that to count them would result in the number of votes 
being cast exceeding your entire holding. 

10. In  relation  to  note  9  above,  in  the  event  that  you  do  not  specifically  revoke  proxies,  it  will  not  be  possible  for  the 
Company to determine your intentions in this regard.  However, in light of the aim to include votes wherever and to the 
fullest extent possible, it will be assumed that earlier proxies should continue to apply to the fullest extent possible. 

11. In the case of joint holders, where more than one of the joint holders purports to appoint a proxy, only the appointment 
submitted by the most senior holder will be accepted. Seniority is determined by the order in which the names of the 
joint  holders  appear  in  the  Company's  register  of  members  in  respect  of  the  joint  holding  (the  first-named  being  the 
most senior). 

12. To change your proxy instructions simply submit a new proxy appointment using the method set out above. Note that 
the cut-off time for receipt of proxy appointments (see note 4 above) also applies in relation to amended instructions; 
any amended proxy appointment received after the relevant cut-off time will be disregarded. 

13. In order to revoke a proxy instruction you will need to inform the Company by sending a signed notice clearly stating 
your  intention  to  revoke  your  proxy  appointment  to  Capita  Asset  Services  at  the  address  set  out  at  note  4.  The 
revocation notice must be received by Capita Asset Services no later than 8.00 am on 20 June 2014. If you attempt to 
revoke your proxy appointment but the revocation is received after the time specified then your proxy appointment will 
remain valid. 

14.  In the case of a member which is a company, the form of proxy and any revocation notice must be executed under its 
common  seal  or  signed  on  its  behalf  by  an  officer  of  the  company  or  an  attorney  for  the  company.  Any  power  of 
attorney or any other authority under which the form of proxy and any revocation notice is signed (or a duly certified 
copy of such power or authority) must be included with the form of proxy and any revocation notice. 

15. Pursuant to Regulation 41 of the Uncertified Securities Regulations 2001, the time by which a person must be entered on 
the register of members in order to have the right to attend, speak and vote at the Annual General Meeting is 6.00 pm 
on 18 June 2014 (being not more than 48 hours (excluding, in the calculation of such time period, any part of a day that 
is not a working day) prior to the time fixed for the meeting), or, if the meeting is adjourned, 48 hours (excluding, in 
the  calculation  of  such  time  period,  any  part  of  a  day  that  is  not  a  working  day)  prior  to  the  time  fixed  for  the 
adjourned meeting.  Changes to entries on the register of members after that time will be disregarded in determining 
the right of any person to attend, speak or vote at the meeting. 

16. The following documents will be available for  inspection at the Company’s registered office address from the date of 

this notice until the time of the meeting and for at least 15 minutes prior to the meeting and during the meeting: 

(i) copies of contracts of service of executive directors with the Company; and  

(ii) copies of the letters of appointment of the non-executive directors of the Company. 

17. Except as provided above, members who have general queries about the meeting should contact Marcus Daly, Company 
Secretary  on  0121  212  3446  (no  other  methods  of  communication  will  be  accepted).   You  may  not  use  any  electronic 
address provided either: 

(i)  in this notice of Annual General Meeting; or  

(ii) any related documents (including the form of proxy), to communicate with the Company for any purposes other than 

those expressly stated. 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
75-77 COLMORE ROW, 
BIRMINGHAM 

60