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Reliance Industries Limited

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FY2003 Annual Report · Reliance Industries Limited
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A n n u a l   R e p o r t   2 0 0 2   -   2 0 0 3

Postal Stamp issued on 28th December, 2002

Commemorative First Day Cover  issued by Philately Division, Department of Posts, Government of India

on 28th December, 2002, the 70th Birth Anniversary of Shri Dhirubhai H. Ambani

GROWTH IS LIFE

Reliance’s  Achievements

There  is  truth  in  the  idea  of  an  eternal  guiding  light.  There  is  an  idea  in  the  truth  of  purpose.
Dhirubhai H. Ambani embodies the first, and his vision empowers the second.

Last year we mourned the tragic and untimely passage of Reliance’s founder-chairman, and the
world mourned with us.

We at Reliance vowed to continue on the path that Dhirubhai’s unparalleled vision had charted for
us.

The  path  is  one  of  self-belief  and  destiny.  It  is  a  path  of  constant  challenge.  It  is  a  path  where
change brings with it a thirst for knowledge, the fulfillment of achievement and a sense of history.

Many  years  ago,  Dhirubhai  had  looked  into  the  future  and  seen  a  time  when  natural  treasures
from beneath the land and the oceans would enrich India, and give his beloved nation a greater
sense of pride and security.

He looked ahead, and he saw a time when every Indian would be adequately clothed, fed, and
learned, and communicate with the world at will, at virtually the speed of light.

He saw an Indian century.

We  at  Reliance  had  in  this  past  year  the  rare  honour  to  fulfill  the  wishes  of  our  founder.  As  a
company,  we  had  the  great  privilege  of  the  care  of  our  well-wishers,  and  success  in  grand
endeavours that Dhirubhai envisioned.

It was a year when Reliance redefined business.

The Year 2002-03

• The merger of Reliance Petroleum with Reliance Industries was the largest merger in India’s

corporate  history.

• Reliance  acquired  management  control  of  IPCL,  marking  India’s  largest  disinvestment

transaction.

• The discovery of gas by Reliance in the Krishna-Godavari basin was the world’s largest gas

find in 2002.

• Reliance Infocomm launched the largest infocomm infrastructure and services initiative by a

new entrant anywhere in the world.

• Reliance  acquired  management  control  of  BSES  in  the  largest  acquisition  in  the  Indian

power  sector.

Reliance Industries Limited

3

Page

Contents

GROWTH IS LIFE

5

6

7

11

13

14

16

17

35

45

47

53

55

56

57

58

74

86

88

91

92

93

94

Highlights

Company  Information

Notice

Letter  to  Shareholders

Financial  Highlights

Reliance  Brands

Product  Flow  Chart

Management  Discussion  and  Analysis

Corporate  Governance  and  Shareholder  Information

Directors’  Report

Annexure  to  Directors’  Report

Auditors’  Report  /  Annexure  to  Auditors’  Report

International  Accountants’  Report

Balance  Sheet

Profit  and  Loss  Account

Schedules Forming Part of Balance Sheet and Profit and Loss Account

Notes  on  Accounts

Statement  of  Interest  in  Subsidiaries

Cash  Flow  Statement

Auditors’  Report  on  Consolidated  Financial  Statements

Consolidated  Balance  Sheet

Consolidated  Profit  and  Loss  Account

Schedules  Forming  Part  of  Consolidated  Balance  Sheet  and  Profit  &  Loss  Account

104

Notes  on  Consolidated  Accounts

116

Consolidated  Cash  Flow  Statement

118

Reconciliation  of  Consolidated  Net  Profit  with  US  GAAP

121

Circular  to  Shareholders

122

Dhirubhai  Ambani  Scholars  Scheme

125

Nomination  Form

127

Attendance  Slip  and  Proxy  Form

4

Reliance Industries Limited

GROWTH IS LIFE

Highlights – 2002-2003

Gross Turnover  - Rs 65,061 crore

(US $ 13,701 million)

Gross Profit - Rs 9,366 crore

(US $ 1,973 million)

Cash Profit - Rs 7,565 crore

(US $ 1,593 million)

Net Profit - Rs 4,104 crore

(US $ 864 million)

Compounded Annual Net Profit

growth over 5 years - 19%

Total Assets - Rs 63,737 crore

(US $ 13,422 million)

India’s  World  Class  Corporation

Reliance Industries Limited

5

Board of Directors

Mukesh  D.  Ambani
Chairman & Managing Director

Anil D. Ambani
Vice-Chairman  &  Managing  Director

Nikhil  R.  Meswani
Executive  Director

Hital  R.  Meswani
Executive  Director

H.S.  Kohli
Executive  Director

U. Mahesh Rao
Nominee Director - GIC

Ramniklal  H.  Ambani

Mansingh  L.  Bhakta

T. Ramesh U. Pai

Yogendra  P.  Trivedi

Dr. D.V. Kapur

M.P.  Modi

S.  Venkitaramanan

Secretaries

Vinod M. Ambani
Rohit C. Shah
Surendra  Pipara

Solicitors  &  Advocates

Kanga & Co.

Auditors

Chaturvedi & Shah
Rajendra & Co.

International  Accountants

Deloitte Haskins & Sells
Member - Deloitte, Touche and
Tohmatsu  International  (DTTI)

Registered  Office

3rd Floor, Maker Chambers IV,
222,  Nariman  Point,
Mumbai 400 021, India.
Tel. Nos. + 91-22-22847000
Fax:  +  91-22-22042268
E-Mail:  investor_relations@ril.com
Internet:  http://www.ril.com

GROWTH IS LIFE

Bankers

ABN  AMRO  Bank
Allahabad  Bank
Andhra Bank
Bank of America
Bank of Baroda
Bank of India
Canara Bank
Central Bank of India
Citibank  N.A.
Corporation  Bank
Deutsche  Bank
Dena Bank
HDFC  Bank
Hongkong  Bank
ICICI  Bank
IDBI  Bank
Indian  Bank
Indian Overseas Bank
Oriental Bank of Commerce
Punjab National Bank
State Bank of India
State Bank of Saurashtra
Standard  Chartered  Grindlays  Bank
Syndicate  Bank
Union Bank of India
Vijaya Bank

Manufacturing  facilities

Hazira  Complex
Village  Mora,  Bhatha  P.O.
Surat-Hazira  Road
Surat 394 510, Gujarat State, India.

Jamnagar  Complex
Village  Meghpar/Padana, Taluka  Lalpur
Dist. Jamnagar 361 280
Gujarat  State,  India.

Naroda  Complex
103/106,  Naroda  Industrial  Estate
Naroda, Ahmedabad 382 320
Gujarat  State,  India.

Patalganga  Complex
B-4,  Industrial  Area,  Patalganga
Off  Bombay-Pune  Road
Near Panvel, Dist. Raigad 410 207
Maharashtra  State,  India.

Registrar & Transfer Agents

Karvy  Consultants  Limited

46, Avenue 4, Street No.1, Banjara Hills
Hyderabad - 500 034, India.
Tel.  Nos.  +  91-40-23320666,23320711,
23323031,  23323037
Fax No. + 91-40-23323058
E-Mail:  rilinvestor@karvy.com
Internet:  http://www.karvy.com

Tulsiani  Chambers
10th Floor, Nariman Point
Mumbai 400 021, India.
Tel.  Nos.  +  91-22-22847624/22847600/22847645
Fax No. + 91-22-22847603

6

Reliance Industries Limited

GROWTH IS LIFE

Notice

Notice  is  hereby  given  that  the Twenty  Ninth  Annual  General
Meeting of the Members of RELIANCE INDUSTRIES LIMITED
will  be  held  on  Monday,  the  16th  day  of  June,  2003,  at  11.00
a.m.,  at  Birla  Matushri  Sabhagar,  19,  Marine  Lines,  Mumbai
400 020, to transact the following business:

Ordinary  Business:

1. To  consider  and  adopt  the  audited  Balance  Sheet  as  at
31st  March,  2003,  Profit  and  Loss  Account  for  the  year
ended  on  that  date  and  the  Reports  of  the  Board  of
Directors  and  Auditors  thereon.

2. To  declare a dividend on Equity Shares.

3. To  appoint  a  Director  in  place  of  Shri  Nikhil  R.  Meswani,
who retires by rotation and being eligible, offers himself for
re-appointment.

4. To  appoint  a  Director  in  place  of  Shri  H.S.  Kohli,  who
retires by rotation and being eligible, offers himself for re-
appointment.

5. To  appoint  a  Director  in  place  of  Shri  Y.P.  Trivedi,  who
retires by rotation and being eligible, offers himself for re-
appointment.

6. To  appoint  Messrs.  Chaturvedi  &  Shah,  Chartered
Accountants  and  Messrs.  Rajendra  &  Co.,  Chartered
Accountants,  the  retiring  Auditors  of  the  Company,  as
Joint Auditors, who shall hold office from the conclusion of
this  Annual  General  Meeting  until  the  conclusion  of  the
next Annual General Meeting and to fix their remuneration.

Special  Business:

7. To  consider  and  if  thought  fit,  to  pass,  with  or  without
modification(s),  the  following  resolution  as  an  Ordinary
Resolution:

to 

the 

is  hereby  accorded 

“RESOLVED  THAT  in  accordance  with  the  provisions  of
Sections 198, 269 and 309 read with Schedule XIII and all
other  applicable  provisions  of  the  Companies  Act,  1956
(including  any  statutory  modification(s)  or  re-enactment
thereof,  for  the  time  being  in  force),  the  consent  of  the
Company  be  and 
re-
appointment of Shri Mukesh D. Ambani, as  Chairman and
Managing Director of the Company, for a period of 5 (five)
years  with  effect  from  19th  April,  2004,  on  the  terms  and
conditions  including  remuneration  as  are  set  out  in  the
agreement  to  be  entered  into  between  the  Company  and
Shri  Mukesh  D.  Ambani,  a  draft  whereof  is  placed  before
is  hereby  specifically
this  meeting  which  agreement 
sanctioned  with 
the  Board  of  Directors
to 
(hereinafter referred to as “the Board” which term shall be
deemed 
the  Remuneration  Committee
constituted  by  the  Board)  to  alter  and  vary  the  terms  and
conditions  of  the  said  appointment  and/or  remuneration
and/or  agreement,  subject  to  the  same  not  exceeding  the
limits  specified  in  Schedule  XIII  to  the  Companies  Act,
1956, including any statutory modification or re-enactment
thereof for the time being in force or as may hereafter be
made  by  the  Central  Government  in  that  behalf  from  time
to  time,  or  any  amendments  thereto  as  may  be  agreed  to
between the Board and Shri Mukesh D. Ambani.

include 

liberty 

to 

to 

the 

is  hereby  accorded 

“RESOLVED  THAT  in  accordance  with  the  provisions  of
Sections 198, 269 and 309 read with Schedule XIII and all
other  applicable  provisions  of  the  Companies  Act,  1956
(including  any  statutory  modification(s)  or  re-enactment
thereof,  for  the  time  being  in  force),  the  consent  of  the
Company  be  and 
re-
appointment of Shri Anil D. Ambani, as Vice Chairman and
Managing Director of the Company, for a period of 5 (five)
years  with  effect  from  1st  May,  2004,  on  the  terms  and
conditions  including  remuneration  as  are  set  out  in  the
agreement  to  be  entered  into  between  the  Company  and
Shri  Anil  D.  Ambani,  a  draft  whereof  is  placed  before  this
meeting  which  agreement 
specifically
sanctioned  with 
the  Board  of  Directors
to 
(hereinafter referred to as “the Board” which term shall be
deemed 
the  Remuneration  Committee
constituted  by  the  Board)  to  alter  and  vary  the  terms  and
conditions  of  the  said  appointment  and/or  remuneration
and/or  agreement,  subject  to  the  same  not  exceeding  the
limits  specified  in  Schedule  XIII  to  the  Companies  Act,
1956, including any statutory modification or re-enactment
thereof for the time being in force or as may hereafter be
made  by  the  Central  Government  in  that  behalf  from  time
to  time,  or  any  amendments  thereto  as  may  be  agreed  to
between the Board and Shri Anil D. Ambani.

is  hereby 

include 

liberty 

to 

RESOLVED FURTHER THAT the Board be and is hereby
authorised  to  take  all  such  steps  as  may  be  necessary,
proper or expedient to give effect to this resolution.”

9. To  consider  and  if  thought  fit,  to  pass,  with  or  without
modification(s),  the  following  resolution  as  an  Ordinary
Resolution:

“RESOLVED  THAT  in  accordance  with  the  provisions  of
Sections 198, 269 and 309 read with Schedule XIII and all other
applicable provisions of the Companies Act, 1956 (including any
statutory  modification(s)  or  re-enactment  thereof,  for  the  time
being in force), the consent of the Company be and is hereby
accorded to the re-appointment of Shri Nikhil R. Meswani, as a
Whole  time  Director  designated  as  Executive  Director  of  the
Company, for a period of 5 (five) years with effect from 1st July,
2003,  on  the  terms  and  conditions  including  remuneration  as
are  set  out  in  the  agreement  to  be  entered  into  between  the
Company and Shri Nikhil R. Meswani, a draft whereof is placed
before  this  meeting  which  agreement  is  hereby  specifically
sanctioned  with  liberty  to  the  Board  of  Directors  (hereinafter
referred to as “the Board” which term shall be deemed to include
the Remuneration Committee constituted by the Board) to alter
and vary the terms and conditions of the said appointment and/
or  remuneration  and/or  agreement,  subject  to  the  same  not
exceeding 
the
Companies  Act,  1956,  including  any  statutory  modification  or
re-enactment  thereof  for  the  time  being  in  force  or  as  may
hereafter  be  made  by  the  Central  Government  in  that  behalf
from  time  to  time,  or  any  amendments  thereto  as  may  be
agreed to between the Board and Shri Nikhil R. Meswani.

in  Schedule  XIII 

limits  specified 

the 

to 

RESOLVED FURTHER THAT the Board be and is hereby
authorised  to  take  all  such  steps  as  may  be  necessary,
proper or expedient to give effect to this resolution.”

RESOLVED  FURTHER THAT  the  Board  be  and  is  hereby
authorised  to  take  all  such  steps  as  may  be  necessary,
proper or expedient to give effect to this resolution.”

8. To  consider  and  if  thought  fit,  to  pass,  with  or  without
modification(s),  the  following  resolution  as  an  Ordinary
Resolution:

Place:  Mumbai,
Dated: 23rd April, 2003.

By Order of the Board of Directors

Surendra  Pipara
Joint  Company  Secretary

Reliance Industries Limited

7

GROWTH IS LIFE

NOTES:

1. A  member  entitled  to  attend  and  vote  is  entitled  to
appoint  a  proxy  to  attend  and  vote  instead  of  himself
and the proxy need not be a member of the Company.
The  instrument  appointing  proxy  should,  however,  be
deposited at the Registered Office of the Company not
less than forty eight hours before the commencement
of the meeting.

2. An  Explanatory  Statement  pursuant  to  Section  173(2)
of  the  Companies  Act,  1956,  relating  to  the  Special
Business  to  be  transacted  at  the  meeting  is  annexed
hereto.

3. Shareholders  are  requested  to  bring  their  copy  of  Annual

Report to the Meeting.

4. Members/Proxies  should 
attending  the  meeting.

fill 

the  Attendance  Slip 

for

5.

In  case  of  Joint  holders  attending  the  meeting,  only  such
joint  holder  who  is  higher  in  the  order  of  names  will  be
entitled  to  vote.

6. Members  who  hold  shares  in  dematerialised  form  are
requested to write their Client ID and DP ID numbers and
those  who  hold  shares  in  physical  form  are  requested  to
write 
for
attending  the  meeting.

the  attendance  slip 

their  Folio  Number 

in 

7. All documents referred to in the accompanying Notice and
Explanatory  Statement  are  open  for  inspection  at  the
Registered  Office  of  the  Company    on  all  working  days,
except  Saturdays  between  11.00  a.m.  and  1.00  p.m.  upto
the date of the Annual General Meeting.

8.

(a) The Company has already notified closure of Register
of Members and Transfer Books thereof from Tuesday,
the  27th  May,  2003  to  Saturday,  the  31st  May,  2003
(both  days  inclusive)  for  determining  the  names  of
members  eligible  for  dividend,  if  approved,  on  equity
shares.  In  respect  of  shares  held  in  Electronic  form,
the dividend will be paid on the basis of particulars of
beneficial  ownership  furnished  by  the  Depositories  for
this  purpose.

(b) The  dividend  on  Equity  Shares,  as  recommended  by  the
Board  of  Directors,  if  declared  at  the  Annual  General
Meeting,  will be paid on or after  16th June, 2003.

(c) Members may please note that the Dividend Warrants
are  payable  at  par  at  the  designated  branches  of  the
Bank printed on reverse of the Dividend Warrant for an
initial period of 3 months only. Thereafter, the Dividend
Warrant  on  revalidation  is  payable  only  at  limited
centres/branches.  The  members  are, 
therefore,
advised  to  encash  Dividend  Warrants  within  the  initial
validity  period.

9.

(a) In  order 

to  provide  protection  against 
fraudulent
encashment  of  the    warrants,  shareholders  holding
shares  in  physical  form  are  requested  to  intimate  the
Company  under  the  signature  of  the  Sole/First  joint
holder, the following information to be incorporated on
the  Dividend  Warrants:

(i) Name  of  the  Sole/First  joint  holder  and  the  Folio

Number.

(ii) Particulars  of  Bank  Account,  viz.:

(a) Name of the Bank

(b) Name  of  Branch

(c) Complete  address  of  the  Bank  with  Pin  Code

Number

(d) Account  type,  whether  Savings  (SB)  or  Current

Account  (CA)

(e) Bank Account number allotted by the Bank

that 

(b) Shareholders  holding  shares  in  electronic  form  may
their  Bank  account  details  as
kindly  note 
furnished  by  their  Depositories  to  the  Company  will
be  printed  on  their  Dividend  Warrants  as  per  the
applicable  regulations  of  the  Depositories  and  the
Company  will  not  entertain  any  direct  request  from
such  shareholders  for  deletion  of/change  in  such
Bank  details.    Further,  instructions,  if  any,  already
given  by  them  in  respect  of  shares  held  in  physical
form  will  not  be  automatically  applicable  to  shares
held  in  the  electronic  mode.  Shareholders  who
wish  to  change  such  Bank  Account  details  are
therefore  requested  to  advise  their  Depository
Participants  about  such  change,  with  complete
details  of  Bank  Account.

10. Electronic  Clearing  Service  (ECS)  Facility

With  respect  to  payment  of  dividend,  the  Company
provides  the  facility  of  ECS  to  all  shareholders,  holding
shares  in  electronic  and  physical  forms,  residing  in  the
following  cities:

Agra,  Ahmedabad,  Amritsar,  Bangalore,  Bhopal,
Bhubaneshwar,    Chandigarh,  Chennai,  Coimbatore,
Cochin,  Delhi,  Guwahati,  Indore,  Hyderabad,  Jaipur,
Kanpur,  Kolhapur,  Kolkata,  Lucknow,  Ludhiana,
Madurai,  Mangalore,  Mumbai,  Nagpur,  Panaji,  Patna,
Rajkot,  Surat,  Vadodara  and  Thiruvananthapuram.

Shareholders  holding  shares  in  the  physical  form  who
wish  to  avail  ECS  facility,  may  authorise  the  Company
with  their  ECS  mandate  in  the  prescribed  form,  which
can  be  downloaded 
the  Company’s  website
(www.ril.com  under  the  section  ‘Investor  Relations’)  or
can be obtained from the Registrar and Transfer Agents,
M/s. Karvy Consultants Limited. Requests for payment of
dividend  through  ECS  for  the  year  2002-2003  should  be
lodged  with  M/s.  Karvy  Consultants  Limited  on  or  before
5th June,  2003.

from 

to 

11. The  Company  has  already  transferred  all  unclaimed
dividends  declared  upto  the  financial  year  ended  31st
March,  1995  to  the  General  Revenue  Account  of  the
Central  Government  as  required  by  the  Companies
Unpaid  Dividend  (Transfer 
the  General  Revenue
Account  of 
the  Central  Government)  Rules,  1978.
Shareholders  who  have  so  far  not  claimed  or  collected
their  dividends  up  to  the  aforesaid  financial  year  are
requested  to  claim  their  dividend  from  the  Registrar  of
Companies,  Maharashtra,  CGO  Complex,  2nd  Floor,  “A”
Wing,  CBD-Belapur,  Navi  Mumbai  - 400 614,   Telephone
(091) 
prescribed
6802, 
form  which  will  be  furnished  on  receipt  of  request
by 
the  Registrar  and  Transfer  Agents,  M/s.  Karvy
Consultants  Limited.

(022) 

2757 

the 

in 

8

Reliance Industries Limited

GROWTH IS LIFE

12. Pursuant  to  the  provisions  of  Section  205A(5)  of  the
Companies  Act,  1956,  dividend  for  the  financial  year
ended  31st  March,  1996  and  thereafter,    which  remain
unclaimed for a period of 7 years will be transferred by the
Company  to  the  Investor  Education  and  Protection
Fund  (IEPF)  established  by  the  Central  Government
pursuant to Section 205C of the Companies Act, 1956.

Information  in  respect  of  such  unclaimed  dividend  when
due for transfer to the said Fund is given below:-

Financial  year Date of
ended

declaration  of
Dividend

31.03.1996
31.03.1997
31.03.1998
31.03.1999
31.03.2000
31.03.2001
31.03.2002

18.07.1996
26.06.1997
26.06.1998
24.06.1999
30.03.2000
15.06.2001
31.10.2002

Last date for
claiming
unpaid
Dividend

17.07.2003
25.06.2004
25.06.2005
23.06.2006
29.03.2007
14.06.2008
30.10.2009

Due date for
transfer  to
IEP Fund

14.08.2003
23.07.2004
25.07.2005
21.07.2006
27.04.2007
14.07.2008
27.11.2009

to  seek 

Shareholders  who  have  not  so  far  encashed  the  dividend
warrant(s)  are  requested 
issue  of  duplicate
warrant(s)  by  writing  to  the    Company’s  Registrar  and
Transfer  Agents,  M/s.  Karvy  Consultants  Limited
immediately.  Shareholders  are  requested  to  note  that
no  claims  shall  lie  against  the  Company  or  the  said
Fund in respect of any amounts which were unclaimed
and unpaid for a period of seven years from the dates
that they first became due for payment and no payment
shall be made in respect of any such claims.

13. Non-Resident Indian Shareholders are requested to inform

M/s.  Karvy  Consultants  Limited  immediately:

a) The change in the Residential status on return to India

for  permanent  settlement.

b) The particulars of the Bank Account maintained in India
with  complete  name,  branch,  account  type,  account
number  and  address  of  the  Bank,  if  not  furnished
earlier.

14. Corporate  Members  intending  to  send  their  authorised
representatives are requested to send a duly certified copy
of the Board Resolution authorising their representatives to
attend and vote at the Annual General Meeting.

15. Consequent  upon  the  introduction  of  Section  109A  of  the
Companies  Act,  1956,  shareholders  are  entitled  to  make
nomination  in  respect  of  shares  held  by  them  in  physical
form.  Shareholders  desirous  of  making  nominations  are
requested to send their requests in Form 2B (which will be
made  available  on  request)  to  the  Registrar  and  Transfer
Agents, M/s. Karvy Consultants Limited. The said Form 2B
can  also  be  down-loaded  from  the  Company’s  web  site
www.ril.com.

16. Re-appointment  of  Directors:

At  the  ensuing  Annual  General  Meeting,  Shri  Nikhil  R.
Meswani,  Shri  H.S.  Kohli  and  Shri  Y.P.  Trivedi,  retire
by  rotation  and  being  eligible  offer  themselves  for  re-
appointment.  The  information  or  details  pertaining  to
these Directors to be provided in terms of Clause 49 of
the  Listing  Agreement  with  the  Stock  Exchanges  are
furnished  in  the  statement  on  Corporate  Governance
published  in  this  Annual  Report.

EXPLANATORY  STATEMENT  UNDER  SECTION  173(2)
OF THE COMPANIES ACT, 1956

The  Explanatory  Statement  for  Item  Nos.  7  to  9    of  the
accompanying  Notice  set  out  hereinabove  is  as  under:

Item Nos.7, 8 and 9

The  present  terms  of  office  of  Shri  Mukesh  D.  Ambani  as
Chairman  and  Managing  Director,  Shri  Anil  D.  Ambani  as
Vice  Chairman  and  Managing  Director  and  Shri  Nikhil  R.
Meswani  as  Wholetime  Director  designated  as  Executive
Director will be expiring on 18th April, 2004, 30th April, 2004
and 30th June, 2003, respectively. Subject to shareholders’
approval,  the  Board  of  Directors,  at  their  meeting  held  on
23rd April, 2003, have re-appointed the aforesaid Directors
for a further period of 5 years from the expiry date of their
respective  term,  on  the  remuneration  determined  by  the
Remuneration Committee of the Board of Directors.

recommended 

The  Remuneration  Committee  of  the  Board  of  Directors
has 
remuneration  as  was
previously  approved  by  the  shareholders  in  respect  of
each of the above Directors.

the  same 

The  broad  particulars  of  remuneration  payable  to  and  the
terms  of  the  respective  appointments  of  Shri  Mukesh  D.
Ambani,  Shri  Anil  D.  Ambani  and  Shri  Nikhil  R.  Meswani
during  the  tenure  of  their  respective  re-appointments  are
as under:

Name and designation

Salary

Perquisites

(Rs per month) and allowances
( Rs per month)

Shri Mukesh D. Ambani
Chairman & Managing Director

Shri Anil D. Ambani
Vice Chairman & Managing Director

Shri Nikhil R. Meswani
Executive  Director

5,00,000

4,00,000

5,00,000

4,00,000

1,25,000

2,00,000

The  perquisites  and  allowances  payable  to  the  aforesaid
Directors  shall 
include  accommodation  (furnished  or
otherwise)  or  house  rent  allowance  in  lieu  thereof;  house
maintenance  allowance  together  with  reimbursement  of
for  utilisation  of  gas,
expenses  and/or  allowances 
electricity,  water, 
repairs;  medical
furnishing  and 
reimbursement; leave travel concession for self and family
including  dependents;  club  fees,  medical  insurance  and
the
such  other  perquisites  and/or  allowances,  upto 
amounts  specified  above,  subject  to  an  overall  ceiling  of
remuneration  stipulated  in  Sections  198  and  309  of  the
Companies  Act,  1956.  The  said  perquisites  and
allowances  shall  be  evaluated,  wherever  applicable,  as
per  the  Income  Tax  Act,  1961  or  any  rules  thereunder
(including  any  statutory  modification(s)  or  re-enactment
thereof,  for  the  time  being  in  force).  However,  the
Company’s 
Fund,
Superannuation  or  Annuity  Fund,  to  the  extent  these
singly  or  together  are  not  taxable  under  the  Income  Tax
Act, and gratuity payable and encashment of leave at the
end  of  the  tenure,  as  per  the  rules  of  the  Company,  shall
not  be  included  in  the  computation  of  limits  for  the
remuneration  which 
includes  salary,  perquisites  and
commission.

contribution 

Provident 

to 

In  addition  to  the  salary,  perquisites  and  allowances  as
above,  Shri  Mukesh  D.  Ambani,  Chairman  &  Managing

Reliance Industries Limited

9

GROWTH IS LIFE

to 

Director,  Shri Anil D. Ambani, Vice-Chairman & Managing
Director and Shri Nikhil R. Meswani,  Executive Director of
the  Company,  shall  also  be  entitled 
receive
commission.  Commission  shall  be    payable  to  the  two
Managing Directors (Shri Mukesh D. Ambani and Shri Anil
D.  Ambani)  and  the  two  Wholetime  Directors  (Shri  Nikhil
R.  Meswani  and  Shri  Hital  R.  Meswani)  in  proportion  to
their  salaries  (excluding  perquisites  and  allowances)
subject to the condition that at any time the overall yearly
remuneration  payable  collectively 
two
Managing Directors and two Wholetime Directors shall not
exceed  0.67%  of  the  net  profits  of  the  Company  as
computed under Section 349 of the Companies Act, 1956
(including  any  statutory  modification(s)  or  re-enactment
thereof  for  the  time  being  in  force)  or  any  amendment
made  thereto.

the  said 

to 

in 

to 

The  terms  and  conditions  set  out  for  re-appointment
and  payment  of  remuneration  herein  and/or 
the
respective  Agreements  may  be  altered  and  varied  from
time to time by the Board of Directors of the Company as it
may, at its discretion deem fit. The Board is also entitled to
the  salary,  perquisites  and  allowances  and
revise 
commission  payable 
the  said  Managing  Directors
and    Wholetime  Directors  of  the  Company  or  any  of
them  at  any 
the  overall  yearly
remuneration  payable  to  the    said  Managing  Directors
and  Wholetime  Directors  shall  not  exceed  0.67%  of
the  net  profits  of  the  Company  as  computed  under
Section  349  of  the  Companies  Act,  1956.  (including
any  statutory  modification(s)  or  re-enactment 
thereof
for  the  time  being  in  force)  or  any  amendment  made
thereto.

time,  such 

that 

The  draft  Agreements  to  be  entered  into  between  the
Company and each of Shri Mukesh D. Ambani,   Shri Anil
D.  Ambani,  and  Shri  Nikhil  R.  Meswani  respectively
incorporating  the  above  particulars  of  remuneration,  are
available  for  inspection  at  the  Registered  Office  of  the
Company  on  all  working  days  excluding  Saturdays,  upto
the  date  of  the  ensuing  Annual  General  Meeting  between
11.00 a.m. and 1.00 p.m.

the  contract/agreement  between 

The  above  may  also  be  treated  as  an  abstract  of  the
terms  of 
the
Company  and  Shri  Mukesh  D.  Ambani,      Shri  Anil  D.
Ambani,  and  Shri  Nikhil  R.  Meswani  respectively
pursuant  to  Section  302  of  the  Companies  Act,  1956.

in 

to 

interested 

Shri  Mukesh  D.  Ambani,      Shri  Anil  D.  Ambani,  and
Shri  Nikhil  R.  Meswani  are 
the
their  respective  re-
resolutions  which  pertain 
appointments  and/or  remuneration  payable  to  each  of
them.    Further  Shri  Mukesh  D.  Ambani  and  Shri  Anil
D. Ambani may also be deemed to be interested in the
resolution  pertaining  to  the  re-appointment  of  and/or
remuneration payable to the other, as they are related
to each other. Further, Shri Hital R. Meswani may also
resolution
be  deemed 
pertaining 
and/or
remuneration  payable  to  Shri  Nikhil  R.  Meswani,  as
they  are  related  to    each  other.    Save  and  except  the
above, none of the other Directors of the Company is,
in any way, concerned or interested in the resolutions.

to  be 
the 

re-appointment 

interested 

the 

of 

to 

in 

Your  Directors  commend  the  resolutions  set  out  at
Item  Nos.7  to  9  of  the  Notice  for  your  approval.

By  Order  of  the  Board  of  Directors

The  respective  Agreements  may  be  terminated  by  either
party  (the  Company  or  the  concerned  Managing  Director
or Wholetime Director) by giving three months’ prior notice
in  writing.

Place:  Mumbai,
Dated:  23 rd  April,  2003.

Surendra  Pipara
Joint  Company  Secretary

10

Reliance Industries Limited

GROWTH IS LIFE

Letter to Shareholders

Dear  fellow  Reliance  shareowners,

The  year  2002-2003  was  an  eventful  year  for  our  company.  It
was  a  year  when  the  economic  landscape  of  India  and  the
global  language  of  business  were  emphatically  redefined.  It
was  a  year  when  fortitude,  foresight  and  flexibility  yet  again
proved to be prime ingredients for an acceptable future. It was
a year when Reliance came to embody resilience and renewal.

Dhirubhai  H.  Ambani,  our  founder-chairman,  left  for  his
heavenly abode on July 6, 2002. The stories of his legendary
achievements will enthrall generations after us. In one lifetime,
and without the benefits of a formal education, he started out
with  nothing  to  his  name  except  extraordinary  vision  and
determination,  and  within  25  years  made  Reliance  one  of  the
world's  500  largest  companies.

Dhirubhai may have left us. Yet, we at Reliance are committed
to  the  future  growth  of  Reliance  and  India,  in  line  with  his
vision  and  inspiration  -  thinking  big,  and  thinking  world-class
in  every  respect.

We  are  committed  to  living  by  the  principles,  values  and
philosophies  he  stood  for,  and  taking  forward  his  abiding
philosophy  of  placing  trust  in  people  and  nurturing  long-term
relationships.

It  is  an  extraordinary  challenge  to  live  up  to  his  expectations.
But  it  is  a  challenge  we  must  accept  and  succeed  in
- Dhirubhai would expect no less from us.

A Turbulent  Environment

The  world,  as  we  knew  it  changed  in  2001.  The  turmoil  of
9/11  and  its  aftermath  resonated  across  the  world.  Nations
were  left  searching  for  elusive  answers  and  businesses  for
difficult  profits.

Over  the  past  year,  geopolitical  tensions  in  the  Middle  East,
South  Asia  and  East  Asia  continued  to  dampen  business
sentiment. Wars within humankind and against deadly viruses
escalated without warning. Markets collided with one another,
commodity  prices  stayed  volatile,  and  fundamental  changes
overwhelmed  corporations.

It  would  be  all  too  easy  to  recoil  from  this  turbulent  change.
Yet, we believe all this only reflects the impact of globalisation
- and the promise of an abundant future.

power  will  soon  be  freely  available  with  the  passage  of  a
landmark  Electricity  Bill.

And  as  India  redefined  its  aspirations  in  a  difficult  year,  your
company  redefined  the  landscape  of  the  future.

Reliance  enhanced  its  status  as  India's  largest  private  sector
company.  Indeed,  according  to  latest  available  information,
Reliance  is  now  likely  to  be  ranked  among  the  largest
175  companies  in  the  world  by  net  profits,  and  among
the  largest  400  companies  by  sales,  in  the  forthcoming
Fortune Global 500 listing.

In  FY  2002-2003  Reliance  recorded  a  gross  turnover  of  Rs
65,061  crore  (US$  13.7  billion),  cash  profit  of  Rs  7,565  crore
(US$  1.6  billion),  net  profit  of  Rs  4,104  crore  (US$  864
million),  net  worth  of  Rs  30,327  crore  (US$  6.4  billion),  total
assets  of  Rs  63,737  crore  (US$  13.4  billion),  and  market
capitalisation of Rs 38,603 crore (US$ 8.1 billion).

A New Chapter of Growth

Strong  financial  performance  in  uncertain  times  is  of  course
only  one  part  of  our  exciting  story,  a  chapter  of  success
scripted  by  Dhirubhai's  unwavering  vision  and  your
unwavering  support  these  past  25  years.  Numbers  do  not
always  fully  reflect  the  future.  That  chapter  of  corporate
growth  needs  more  telling.

Scant  days  after  Dhirubhai's  passing,  Reliance  discovered
natural  gas  in  the  very  first  well  it  drilled  in  the  Krishna-
Godavari  basin,  off  the  coast  of  Andhra  Pradesh.  A  fitting
tribute  to  a  great  entrepreneur,  the  strike  at  the  block
designated  KG-D6  is  acknowledged  as  among  the  largest  in
the world for the year ended March 2003.

Preliminary estimates of in-place reserves are placed at more
than  10  trillion  cubic  feet  of  gas  -  adequate  to  produce  40
million cubic meters of gas per day, which is over 60 per cent
of India's total production of gas at present.

With acreage in excess of 280,000 sq km still to explore in 31
more  onshore  and  offshore,  deep  and  shallow  water  blocks,
your company expects to see significant further upside, which
will soon propel us into the premier league of global integrated
energy  conglomerates.

in 

immense  potential 

We  see 
this  churning.  We  see
opportunities  that  will  elevate  Reliance  and  India  to  a  higher
level  of  performance  and  promise.  The  potential  of  Indian
markets  and  of  Indian  human  resources  no  longer  remain  a
mystery  -  India  has  arrived  on  the  world  stage,  and  the
momentum  is  now  unstoppable.

it 

that 

fitting 

is  only 

took  a  globally 

It 
turbulent  year
such  as  2002-03  for  India  to  record  its  highest  foreign
exchange  reserves  of  over  US$  75  billion.  And,  for  domestic
interest  rates  to  drop  to  historic  single  digit  lows,  never
witnessed  before.

It was in this turbulent year that the process for rationalisation
of taxes was initiated in India; the Value Added Tax (VAT) is on
its way to be implemented. Telecommunications is no longer a
luxury,  better  roads  girdle  the  nation,  and  reliable  and  quality

Reliance Industries Limited

11

GROWTH IS LIFE

The gas discoveries will also substantially allay India's energy
security  concerns,  and  contribute  significantly  to  economic
and  geopolitical  confidence  of  the  nation.

Alongside,  Reliance  is  actively  pursuing  its  plans  to  establish
a  countrywide  retail  network  for  marketing  of  transportation
fuels  such  as  diesel  and  gasoline.  We  have  received
government approvals for setting up 5,800 retail outlets.

These  retail  outlets  will  over  time  be  seamlessly  integrated
into a value chain that begins with exploration and production
of  oil  and  gas  -  and  then  travels  downstream  to  Reliance's
refinery  in  Jamnagar  -  the  world's  largest  grassroots  refinery
and  the  5th  largest  refinery  in  the  world  at  a  single  location  -
and  ultimately  reaches  the  end  consumer.

A  parallel  energy  value  chain  is  being  implemented  even  as
you read this letter. In January 2003, Reliance acquired BSES
Ltd,  India's  leading  private  sector  utility  company,  engaged  in
the  distribution  of  electricity  in  suburban  Mumbai,  Delhi,  and
Orissa,  and  with  generation  plants 
the  states  of
Maharashtra,  Kerala  and  Andhra  Pradesh.  This  was  the
largest ever acquisition in the power sector in India.

in 

BSES  will  spearhead  Reliance's  foray  to  emerge  as  India's
leading  integrated  power  sector  company  in  generation,
transmission  and  distribution  -  taking  gas  from  the  well-head,
and converting it into power at your wall-socket.

During  the  year,  we  also  completed  the  acquisition  of  IPCL,
India's  second  largest  petrochemicals  company,  and  the
country's 19th largest company in terms of overall sales. This
acquisition,  India's  largest  disinvestment  transaction  in  2002-
03,  positions  Reliance,  together  with  IPCL,  to  compete  even
more  effectively  in  the  domestic  and  global  market  from  a
consolidated  base  that  leverages  in-house  R&D  strengths,
financial  flexibility  and  customer  orientation.

India's  most 

In  December  2002,  our  group  company,  Reliance  Infocomm
and
unveiled 
communication 
to  offer
every  Indian  affordable  options  to  stay  connected  in  a
networked world.

technology  project 

that  seeks 

information 

extensive 

Reliance  Infocomm  has  built  a  nationwide  optic  fibre  network
of  60,000  km  covering  90  per  cent  of  India's  population. The
broadband  network  is  digital  state-of-the-art,  and  in  a  single
move  catapults  India  from  megabit  to  terabit  data,  voice  and
image  communication  capability.

Reliance  Infocomm  launched  nationwide  mobile  services
under  the  brand  name  Reliance  IndiaMobile.    The  service
attracted  stupendous  initial  response,  and  within  the  first  ten
weeks  of  the  launch  Reliance  gathered  a  record  subscriber
base  of  over  a  million.  With  the  success  of  this  commercial
launch,  Reliance  Infocomm  will  soon  move  into  the  second

stage of its three stage plan to redefine India's communications
paradigm, the largest such launch initiative in the world.

A Better Future

At  every  step  in  our  journey,  we  are  committed  to  build
complete  value  propositions  for  our  customers,  enhance
return  on  capital  employed,  and  create  significant  value  for
our  shareholders.  We  are  committed  to  achieve  and  extend
leadership in all our businesses on a global scale and through
global  operations.

We  will  continue  to  impress  the  highest  quality  standards  in
the  world,  and  untiringly  focus  on  productivity,  cost  reduction
and  efficiencies.  These  will  continue  to  be  reflected  in  our
production 
energy
conservation,  human  resource  development,  and  health,
safety  and  environment  practices.

financial  management, 

processes, 

in  empowering  colleagues 

through  greater
We  believe 
knowledge,  opportunity, 
responsibility,  accountability  and
reward.  This  is  the  bedrock  of  all  growth  at  Reliance,  where
growth  is  life.  It  is  the  benchmark  by  which  we  gauge  best
practices  as  ideal  employers  and  enablers  in  India  and
globally.

We are also committed to achieve all this as corporate citizens
who  implicitly  believe  in  partnership  with  society,  respect  for
the  environment  and  harmony  with  the  world. There  must  be
common cause for a better future.

In  keeping  with  this  belief  system,  Reliance  encourages,
funds  and  develops  numerous  education,  health  and  human
capital  initiatives.  While  many  of  these  initiatives  are  now
recognised  in  India  and  abroad  as  model  approaches,  we
derive  greater  inspiration  for  our  mission  of  partnership  with
society  when  graduates  of  Reliance-funded  institutions  of
higher  learning  in  cities,  children  in  Reliance-sponsored
schools  in  villages,  and  patients  in  Reliance-led  hospitals
emerge to lead lives of aspiration, good health and fulfillment.

This interplay of purpose and performance - and your belief in
Reliance  -  leads  us  to  remain  confident  in  our  future.
Dhirubhai's vision brought us to the threshold of the next great
phase  of  growth  and  returns.  Now,  our  collective  endeavour
will  ensure  it,  for  Reliance  and  for  each  of  you,  dear  fellow
shareholders.

The future belongs to us all.

Mukesh  D.  Ambani
Chairman  &  Managing  Director

Anil  D.  Ambani
Vice  Chairman  &  Managing  Director

12

Reliance Industries Limited

GROWTH IS LIFE

Financial  Highlights

Consistent and robust growth

(Rs in crore)

2002-03

01-02

00-01

99-00

98-99

97-98

96-97

95-96

94-95

93-94 1985

$ Mn

Turnover & Inter Divisional
Transfers

13,701

65,061

57,120

28,008

20,301

14,553

13,404

Total  Income

13,912

66,063

57,902

28,391

20,988

15,161

13,740

8,730

9,020

7,786

8,058

7,019

7,331

5,345

5,555

733

744

3,318

2,887

1,948

1,752

1,622

1,159

139

Earnings Before Depreciation,
Interest and Tax (EBDIT)

Depreciation

Profit After Tax

1,973

9,366

8,658

597

864

2,837

2,816

4,104

3,243

Taxes paid to the Government

2,782

13,210

10,470

Equity Dividend %

Dividend Payout

Equity Share Capital

Equity Share Suspense

50

147

294

–

50

698

47.5

663

1396

1,054

1,053

1,053

–

342

–

–

5,562

1,565

2,646

4,277

42.5

448

4,746

1,278

2,403

3,719

40

385

855

1,704

2,893

37.5

350

933

–

667

1,653

3,021

35

327

932

–

410

1,323

2,490

65

299

458

–

337

1,305

2,234

60

276

458

–

Reserves and Surplus

6,093

28,931

26,416

13,712

12,636

11,183

10,863

Net Worth

6,387

30,327

27,812

14,765

13,983

12,369

11,983

8,013

8,471

7,747

8,405

Gross Fixed Assets

11,066

52,547

48,261

25,868

24,662

22,088

19,918

14,665

11,374

278

1,065

2,147

55

199

456

–

6,731

7,193

8,390

6,585

255

576

37

71

1,391

373

51

138

318

–

4,011

4,335

5,132

3,600

50

25

52

–

254

311

736

607

Net Fixed Assets

Total Assets

7,178

34,086

33,184

14,027

15,448

15,396

14,973

11,173

9,233

13,422

63,737

56,485

29,875

29,369

28,156

24,388

19,536

15,038

11,529

8,121

1,046

Market Capitalisation

8,129

38,603 41,989#

41,191

33,346

12,176

16,518

14,395

9,783

12,027

10,718

906

Number of Employees

12,915

12,864

15,083

15,912

16,640

17,375

16,778

14,255

12,560

11,873

9,066

Key  indicators

2002-03

01-02

00-01

99-00

98-99

97-98

96-97

95-96

94-95

93-94

1985

Earnings Per Share - Rs

Cash Earning Per Share - Rs

Gross Turnover Per Share - Rs

Book Value Per Share - Rs

$

0.6

1.1

9.8

4.6

29.3

23.4

54.0

50.8

25.1

40.0

465.9 409.1#

265.8

217.2 199.2#

140.1

22.4

34.6

192.7

129.9

18.0

27.1

155.9

129.8

17.6

24.7

143.6

128.3

14.4

18.8

94.8

92.0

14.0

17.6

85.0

89.5

11.7

14.8

77.0

79.0

9.1

13.1

84.1

68.0

6.9

10.6

70.5

29.5

Debt : Equity Ratio

0.60:1 0.60:1 0.64:1

0.72:1

0.82:1

0.86:1

0.68:1

0.83:1

0.49:1

0.35:1

0.58:1

1.66:1

EBDIT/ Gross Turnover %

14.4

14.4

15.2

21.6*

23.8*

Net Profit Margin %

6.3

6.3

5.7

RONW % **

14.8

14.8

16.1

10.3

20.0

12.0

21.8

22.8

11.7

19.0

21.5

12.3

21.6

22.3

15.2

22.3

22.5

16.8

25.3

23.1

15.2

23.5

21.7

10.8

18.2

19.0

9.7

30.5

1US$ = Rs 47.485 (Exchange rate as on 31.03.2003)

All references  to $ are to  US Dollars

Per share figures upto 1996-97 have been recast to adjust for 1 : 1 bonus issue in 1997-98

* Gross Turnover excludes merchant exports

** Adjusted for CWIP and revaluation

# Based on post merger 139,63,77,536 number of outstanding equity shares.

Reliance Industries Limited

13

 
 
GROWTH IS LIFE

Reliance’s Major Products and Brands

Business/
Brand

Product

Brand Logo

End Uses

Technology
Partner

Oil and Gas

Crude Oil and Natural Gas

Refining

Liquefied  Petrochem  Gas
(LPG)

Propylene

Naphtha

Gasoline

Jet / Aviation Turbine Fuel /
Superior Kerosene Oil

High Speed Diesel

Sulfur

Petroleum  Coke

Polypropylene  (PP)

Polymers
Repol

Relene

High  Density
Polyethylene  (HDPE)

Reclair

Linear Low density
Polyethylene  (LLDPE)

Reon

Polyvinyl  Chloride
(PVC)

Relpipe

Poly-Olefin
(HDPE & PP) Pipes

Chemical
Relab

Linear  Alkyl
Benzene  (LAB)

Refining, power, fertilisers and
petrochemicals

Domestic and industrial fuel

Feedstock  for  polypropylene

Feedstock  for  petrochemicals  such
as ethylene, propylene & fertilisers
etc. and as fuel in power plants

Transport  fuel

Avaition & domestic fuels

Transport  fuel

Feedstock  for  fertilisers,  pharmaceuticals

Fuel for power plants and cement plants

Woven sacks for cement, foodgrains,
sugar, fertilisers; leno bags for fruits
& vegetables; TQ & BOPP films and
containers  for  packaging  textiles,
processed food, FMCG; office stationary;
components for automobile and consumer
durables; moulded furniture & luggage;
houseware; geotextiles; fibres for
socks, sports wear; soft luggage

Woven sacks; raschel bags for fruits &
vegetables;  containers  for  packaging
edible oil, processed food, FMCG,
lubricants,  detergents,  chemicals,
pesticides; industrial crates &
containers; carrier bags; houseware;
ropes & twines; pipes for water supply,
irrigation; process industry & telecom

Films for packaging milk, edible oil, salt,
processed  food;  rotomoulded  containers
for storage of water; chemical storage
and general purpose tanks; protective
films and pipes for agriculture; cable
sheathing; lids & caps; master batches

Dow-UCC,USA.

Novacor,  Canada.

Novacor,  Canada.

Pipes & fittings; door & window profiles;
insulation & sheathing for wire & cables; USA.
rigid bottles & containers for packaging
applications;  footwear;  flooring,  partitions,
roofing; I.V. fluid & blood bags

Geon  Company,

Irrigation, water supply, drainage,
industrial  effluents,  telecom  cable
ducts,  gas  distribution

Detergents

UOP, USA

Acrylic
Recrylon

Recrylic

14

Wet spun acrylic fibre

Dry spun
acrylic  fibre

Hosiery, dress material, blanket,
carpet & furnishing fabric

Shawl,  sportswear,  sock,  hosiery
&  upholstery

Asahi,  Japan

DuPont,  USA

Reliance Industries Limited

GROWTH IS LIFE

Product

Brand Logo

End Uses

Business/
Brand

Polyester

Recron

Recron
Stretch

Recron
Coutluk

Recron
Dyefast

Recron
Superblack

Recron
Superdye

Recron
Fibrefill

Texturised Yarn
Twisted/Dyed Yarn
Staple Fibre
Filament Yarn

Air Covered Yarn

Texturised Yarn

Easy Dyeable Yarn

Dope Dyed Staple
Fibre

Cationic  Dyeable
Staple Fibre

Fibrefill

Recron 3S

Speciality  Product

Relpet

Polyethylene
Terephthalate  (PET)

Fibre
Intermediates

Paraxylene  (PX)
Purified Terephthalic
Acid (PTA)
Mono  Ethylene
Glycol  (MEG)

Textiles
Vimal

Harmony

Suitings,  Shirtings
Dress material, Sarees

Furnishing  fabrics,
Day  curtains,
Automotive
upholstery

RueRel

Suitings

V2

Ready-to-stitch,
Take away fabric

Reance

Readymade  Garments

SlumbeRel

Fiber filled pillows &
Sleep  products

Technology
Partner

E.I.  DuPont,USA
Zimmer,Germany
Barmag,Germany
Toray,  Japan
Murata,  Japan
ICI, UK
Rieter,  Switzerland

E.I. DuPont, USA

TM

TM

TM

TM

S t r e t c h

C o t l u k

D y e f a s t

TM

Superblack

TM

Superdye

TM

F i b r e f i l l

TM

3S

Apparels,  home  textiles,
industrial  sewing  threads,
automotive  upholstery

Blouse material, denim, shirting,
suiting, dress material, T-shirts,
sportswear,  swimwear

Dress material, shirting, suiting,
furnishing fabric, curtain, bed sheet

Ladies outerwear, feather yarn for
knitted cardigan, decorative fabric &
home  furnishing

Apparel, automotive, non-woven &
interlling

Woven & knitted apparel, furnishing
& home textile

Pillow,  cushion,  quilt,  mattress,
non-woven, furniture, toy

Construction  industry  (concrete/mortar),
asbestos cement (sheet & pipe), paper
industry  (conventional  &  speciality),
battery  industry

Packaging-water,  soft  drinks,  beverages,
confectionary,  pharmaceutical,
agro-chemical,  food  products

E.I. DuPont, USA
Sinco,  Italy

UOP, USA
ICI, UK / DuPont

ABB  Lummus
Crest  Netherlands
(Shell  process)

Raw material - PTA
Raw material - Polyester

Raw material - Polyester

Fabrics

Furnishing,  home  textiles

Fabrics

Fabric

Suits, shirts & trousers

Sleep  products

E.I. DuPont, USA

Reliance Industries Limited

15

GROWTH IS LIFE

Product Flow Chart

16

Reliance Industries Limited

GROWTH IS LIFE

Management Discussion and Analysis

Forward-Looking  Statements

'believes', 

This  report  contains  forward-looking  statements,  which  may
be identified by their use of words like 'plans', 'expects', 'will',
'anticipates', 
'estimates'  or
'intends', 
other  words  of  similar  meaning.  All  statements  that  address
expectations or projections about the future, including but not
limited to statements about the company's strategy for growth,
product  development,  market  position,  expenditures,  and
financial  results,  are  forward-looking  statements.

'projects', 

on 

are 

based 

statements 

Forward-looking 
certain
assumptions  and  expectations  of  future  events. The  company
cannot  guarantee  that  these  assumptions  and  expectations
are accurate or will be realised.  The company's actual results,
performance or achievements could thus differ materially from
those  projected  in  any  such  forward-looking  statements.  The
company assumes no responsibility to publicly amend, modify
or revise any forward looking statements, on the basis of any
subsequent  developments,  information  or  events.

Overall  Review

Landmark Events in FY 2002-03

• Reliance  Petroleum  Limited  merges  with  Reliance

Industries  Limited

• Reliance  completes  the  acquisition  of  IPCL

• Reliance  discovers  natural  gas  in  the  Krishna-Godavari

basin

• Reliance  Infocomm  launches  nation-wide  mobile  services

• Reliance  acquires  management  control  of  BSES

During  the  year,  the  amalgamation  of  Reliance  Petroleum
Limited  (RPL)  with  Reliance  Industries  Limited  (RIL)  was
completed,  creating  the  only  company  in  the  world  with  fully
integrated  world  scale  operations  in  oil  and  gas  exploration
&  production 
(R&M),
petrochemicals, power and textiles with global ranking in all its
major  businesses.

refining  &  marketing 

(E&P), 

The merger has enhanced Reliance’s status as India's largest
private  sector  company  on  all  financial  parameters,  including
sales, assets, net worth, cash profits and net profits.

The merger places Reliance in the reckoning for a place in the
Fortune Global 500 list of the world's largest corporations.

RIL is expected to rank amongst the top 175 companies in the
world in terms of net profit, among the top 275 in terms of net
worth, among the top 400 in terms of total assets, and among
the  top  400  in  terms  of  sales,  in  the  forthcoming  Fortune
Global  500  rankings.

During  the  year,  the  Company  also  completed  the  acquisition
of  IPCL,  India's  second  largest  petrochemicals  company,  and
the country's 19th largest company in terms of overall sales.

This  acquisition  positions  Reliance,  together  with  IPCL,  to
compete  from  a  stronger  base  in  the  global  market,  where
major  petrochemical  companies  typically  follow  a  strategy  of
market  consolidation.  Together  with  IPCL,  Reliance  will  rank
as the 11th largest polymer producer in the world.

These  mergers  and  acquisitions  are  in  line  with  global  trends
of  consolidation  to  enhance  size,  scale,  integration,  global
competitiveness  and  financial  flexibility,  and  will  contribute  to
the  achievement  of  RIL's  objectives  of  attaining  peer  group
leadership  in  terms  of  asset  base,  revenue,  production
volume,  market  share,  and  shareholder  returns.

improved  significantly  after 

IPCL's  performance  has 
the
company  was  acquired  by  Reliance.  The  improved  results
reflect  the  success  of  the  business  integration  process
between  IPCL  and  Reliance,  and  demonstrate  the  inherent
potential of IPCL and its people, which Reliance will continue
to draw on to enhance overall shareholder value.

The business integration process between IPCL and Reliance
is  making  good  progress  on  all  fronts  -  feedstock  integration,
production,  marketing  and  distribution,  logistics,  financial
management,  personnel,  and 
technology.
Reliance is confident that the full benefits of this exercise will
be  visible  in  the  near  future,  and  will  reflect  in  improved
financial performance for IPCL in the longer term.

information 

Gas Discovery - One of the biggest in 2002

During the year under review, Reliance discovered natural gas
in  the  very  first  exploration  well  it  drilled  in  the  deep-water
exploration  block  KG-D6  in  the  Krishna-Godavari  basin  off
Andhra  Pradesh  coast.  This  reserve  is  among  the  largest
strikes  in  the  world  in  2002-03.  Preliminary  estimates  of  in-
place  reserves  are  placed  at  approximately  10.5  trillion  cubic
feet of gas. These gas finds will translate to production of over
40  million  cubic  meters  of  gas  per  day,  which  is  over  60%  of
India’s  total  gas  production  presently.

This  significant  success  was  the  result  of  an  aggressive
schedule. It took mere 20 months from Reliance receiving the
exploration  license  to  the  discovery  of  natural  gas,  the  first
ever  by  an  Indian  private  sector  company.  The  reserves  will
propel  Reliance  to  the  league  of  integrated  global  energy
conglomerates.  Reliance  continues  to  explore  this,  and  other
blocks and expects to see further upside.

Reliance  Infocomm  -  Successful  launch  of  nationwide
services

Reliance's Founder-Chairman Dhirubhai Ambani had a dream
of  harnessing  the  power  of  information  technology  and
communication  to  build  a  new  India.  Reliance  Infocomm  is  a
major initiative to translate this dream into reality.

Reliance  Infocomm  has  built  a  nationwide  optic  fibre  network
of    60,000  km  covering  90  per  cent  of  India's  population. The
network  is  100  per  cent  digital  state-of-the-art,  capable  of
carrying terabits of data per second across the country. This is
the largest private information and communications network in
the  country  and  in  one  sweeping  move,  leapfrogs  India  from
megabit  to  terabit  capacities.

Reliance  Infocomm  has  launched  nationwide  mobile  services
under  the  brand  name  Reliance  IndiaMobile.  The  service
attracted  stupendous  initial  response,  and  within  the  first  ten
weeks  of  the  launch,  Reliance  Infocomm  has  acquired  a
subscriber  base  of  over  a  million.  Reliance  Infocomm  will
thereafter  launch  nationwide  fixed  line  and  data  services
connecting  millions  of  enterprise  buildings  and  homes.

Reliance Industries Limited

17

GROWTH IS LIFE

Acquisition  of  BSES

During the year, BSES Ltd became part of the Reliance Group.
This marked the beginning of a new relationship and signalled
another  step  in  fulfilling  the  vision  of  Reliance's  founder  and
visionary  Chairman  Dhirubhai  Ambani  to  establish  Reliance
as India's fully integrated energy company with interests in oil
and gas exploration and production, refining and marketing of
petroleum  products,  petrochemicals,  and  power  generation,
transmission  and  distribution.

Following  the  second  open  offer  to  BSES  shareholders  made
by  Reliance  in  a  fair  and  transparent  manner  under  SEBI
Takeover  Regulations,  the  equity  stake  of  Reliance  in  BSES
has increased to over 58 per cent, making it the single largest
shareholding  group  in  the  company.

Reflecting  the  philosophy  of  Dhirubhai,  BSES  aims  at  a
leadership  role  in  creating  world-class  power  infrastructure  in
the  country,  in  pace  with  regulatory  changes  and  reforms  in
the  power  sector.  The  proven  management  skills  and
established  project  execution  capabilities  of  Reliance
combined  with  the  experience  of  BSES  will  create  value  for
millions  of  consumers  by  providing  reliable  and  good  quality
power  at  competitive  prices  and  achieving  best-practice
international  standards  of    quality,  safety  and  customer
service.

Continued Leadership as India's No. 1 business group

During  the  year,  Reliance  consolidated  its  position  as  the
largest  business  group 
financial
parameters,  including  sales,  profits,  net  worth  and  assets.

India,  on  all  major 

in 

Contribution  to  Indian  Economy

Reliance  enjoys  a  pre-eminent  position  in  India's  economy
with group revenues of nearly 3.5 per cent of India's GDP. The
group's  leadership  position  in  India  is  also  reflected  in  its  all
round  contribution  to  the  national  economy.

The  group  contributes:

•

•

5 per cent of India's total exports

10  per  cent  of  the  Government  of  India's  indirect  tax
revenues

RIL  alone  accounts  for:

•

•

•

10 per cent of the total profits of the private sector in India

30  per  cent  of  the  profits  of  the  entire  corporate  sector
in India

7 per cent of the total market capitalisation in India

• Weightage of 15 per cent in the BSE Sensex

• Weightage of 12 per cent in the Nifty Index

One  out  of  every  four  investors  in  India  is  a  Reliance
shareholder.

Export  Performance

Reliance  maintained  its  position  as  India's  largest  exporter.
Reliance  exported  products  worth  US$  2,424  million
(Rs  11,510  crore)  during  the  year,  accounting  for  18  per  cent
of  its  gross  turnover.

Leadership  rankings  in  all  major  businesses

Reliance  enjoys  global  leadership  rankings  in  all  its  major
businesses.

• Reliance  is  India's  largest  private  sector  E&P  player  with
nearly  290,000  sq  kms  of  awarded  exploration  and
production acreage, in 35 offshore and onshore, deep and
shallow water blocks, including one in Yemen

• Reliance's  27  million  tonne  refinery  at  Jamnagar,  which
accounts for 24 per cent of India's refining capacity, is the
world's  largest  grassroots  refinery  and  the  5th  largest
refinery at any single location

Reliance is also the world's:

•

•

•

•

2nd largest producer of polyester fibre and yarn

3rd largest producer of paraxylene (PX)

5th largest producer of purified terepthalic acid (PTA), and

7th  largest  producer  of  polypropylene  (PP)

In  India,  Reliance  enjoys  leading  market  shares  for  all  its
major businesses. Reliance has a market share of 51 per cent
in  polyester,  48  per  cent  in  polymers  and  78  per  cent  in  fibre
intermediates.

Operating  Environment  and  Performance

FY 2002-03 began with the global economy still reeling in the
aftermath  of  the  9/11  terrorist  attacks.  Uncertainties  caused
by  geo-political  tensions  in  various  regions  across  the  world
further  impacted  the  business  environment  and  adversely
affected  global  business  confidence.

The interplay of these events resulted in very high volatility in
international  prices  of  major  feedstock  and  commodities
throughout the year.

Reliance  has  maintained  its  strong  financial  performance  in
these  uncertain  times.  Reliance's  world-scale  operations,
market 
focus  on
productivity,  cost  reduction  and  efficiencies  contributed  to
stability  in  Reliance's  operating  margins.

leadership  position,  and  continuing 

During 
the  year,  Reliance's  major  petrochemical  plants
operated  at  111  per  cent  capacity  utilisation  and  the  refinery
achieved an utilisation rate of 106 per cent.

Reliance's 
total  production  volume  of  oil  &  gas  and
petrochemicals,  including  toll  conversion,  touched  11.8  million
tonnes, an increase of 3 per cent compared to the previous year.

Reliance's  refinery  processed  28.56  million  tonnes  of  crude
during the year.

Reliance produced  372,100 tonnes of oil and 716,700 MTOE
of  gas.
Financial  Review

Reliance's  gross  turnover  for  the  year  ended  March  31,  2003
increased to Rs 65,061 crore (US$ 13,701 million), compared
to Rs 57,120 crore in the previous year, registering a growth of
14 per cent.

Gross turnover includes inter-divisional transfers of Rs 14,965
crore  (US$  3,152  million),  compared    to  Rs  11,716  crore
last  year.

Domestic sales accounted for 82 per cent of gross turnover.

Manufactured  exports,  including  deemed  exports,  increased
to Rs 11,510 crore (US$ 2,424 million), from Rs 11,200 crore
the  previous  year.

18

Reliance Industries Limited

GROWTH IS LIFE

Operating  profit  (PBDIT)  increased  8  per  cent  to  Rs  9,366
crore  (US$  1,972  million)  during  the  year,  up  from  Rs  8,658
crore in the previous year.

Despite  a  volatile  environment,  the  company  maintained  its
operating margin at 13 per cent.

The  operating  margin  factors  in  gains  from  higher  volumes,
higher degree of integration and value addition, greater focus
on  speciality  products,  continued  focus  on  costs,  productivity
and  efficiency;  partially  offset  by  higher  crude  prices  and
rupee  appreciation.

Other  income  for  the  year  stood  at  Rs  1,001  crore  (US$  211
million),  mainly  representing  interest  and  dividend  income.

Interest expenditure decreased 15 per cent to Rs 1,555 crore
(US$  328  million)  caused  by  repayment  /  pre-payment  /
refinancing  of  higher  cost  long  term  debts  and  ongoing
prudent  financial  and  cash  flow  management.

Depreciation  was  at  Rs  2,837  crore  (US$  597  million)
compared  to  Rs  2,816  crore  for  the  corresponding  period  in
the  previous  year.  The  higher  charge  was  on  account  of
change  in  the  method  of  depreciation  of  certain  assets  from
straight-line  method  (SLM)  to  written  down  value  (WDV)
method and adoption of guidance note issued by the Institute
of  Chartered  Accountants  of  India  on  Accounting  for  Oil  and
Gas  Producing  Activities.  The  incremental  depreciation  on
account  of  the  above  was  Rs  122  crore  (US$  26  million).
Excluding  the  impact  of  these  changes,  there  has  been  a
reduction in the depreciation, primarily reflecting the impact of
depreciation being charged on Written Down Value method on
petrochemical  plants.

Reliance's corporate tax liability for the year was Rs 246 crore
(US$  52  million),  which  was  limited  to  the  impact  of  the
Minimum  Alternative  Tax  (MAT).  There  was  a  deferred  tax
liability of Rs 624 crore (US$ 131 million) for the year.

Cash  profits 
to  Rs  7,565  crore
(US$ 1,593 million) from Rs 7,055 crore in the previous year.

increased  7  per  cent 

Net  profit  for  the  year  recorded  an  increase  of  45  per  cent  to
Rs  4,104  crore  (US$  864  million)  compared  to  net  profit
(excluding  extraordinary  gains)  of  Rs  2,831  crore  for  the
previous  year.

The profit for the year would have been higher by Rs 122 crore
(US$ 26 million), had there been no change in the method of
providing  depreciation.

Total  assets  increased  during  the  year  to  Rs  63,737  crore
(US$  13,422  million).

Reliance  contributed  a  total  of  Rs  13,210  crore  (US$  2,782
million) to the national exchequer in the form of various taxes.

Reliance's operations have helped India save precious foreign
exchange amounting to Rs 24,392 crore (US$ 5,137 million).
Resources & Liquidity

Reliance  continues  to  maintain  its  conservative  financial
profile,  as  reflected  in  both,  its  domestic  and  international
ratings.

Reliance's  long-term  debt  is  rated  'AAA'  from  CRISIL,  the
highest  rating  awarded  by  the  agency.  FITCH  Ratings  India
has  also  awarded  'Ind  AAA'  debt  rating  for  the  company,
indicating  the  highest  credit  quality.

Reliance's  international  debt  carries  ratings  of  BB  from  S&P,
and Ba2 from Moody's.

Reliance's  short-term  debt  programme 
is  rated  P1+  by
CRISIL, the highest credit rating that may be assigned to this
category  of  instruments.

Reliance's  gross  debt  equity  ratio,  including  long-term  and
short-term  debt  as  on  March  31,  2003,  is  a  conservative
0.6,  despite  the  increase  in  total  assets  to  Rs  63,737  crore
(US$  13,422  million).

The company's long-term debt as on March 31, 2003 stood at
Rs 18,416 crore (US$ 3,878 million). Of this debt, 43 per cent
represented  foreign  currency  denominated  debt.

Reliance's exports and foreign exchange denominated oil and
gas revenues provide a cover of more than 25 times its annual
interest  obligations  on  foreign  currency  denominated  debt.

Reliance  funds  its  long-term  and  project  related  financing
requirements from a combination of internally generated cash
flows  and  external  sources.

Reliance  had  issued  over  US$  1.3  billion  (Rs  6,000  crore)  of
debt  securities  in  international  capital  markets  since  1995,
with maturities ranging from 7 years to 100 years.

Reliance  bought  back  a  total  of  US$  273  million  (Rs  1,297
crore)  of  its  offshore  bonds  during  the  year.  These  were
refinanced partly through internal accruals and partly through
syndicated  term  loan  facilities  raised  in  Japanese  Yen  and
Pound  Sterling,  leading  to  substantial  savings.

The paid up equity share capital of the company increased to
Rs 1,396 crore (US$ 294 million), as a result of the merger of
RPL with RIL.

Reliance  has  so  far  bought  back  and  cancelled  US$  723
million  (Rs  3,434  crore)  of  its  bonds,  which  represents  about
56 per cent of the total issued.

Earnings  Per  Share  (EPS)  were  Rs  29.3  (US$  0.6)  and  Cash
Earnings Per Share (CEPS) were Rs 54.0 (US$ 1.1).

A  dividend  of  50  per  cent  has  been  proposed,  subject  to  the
approval  of  shareholders.  The  dividend  payout  of  Rs  788
crores  (US$ 166 million) including dividend tax  for the year, is
the  largest  payout  in  the  Indian  private  sector.  The  company
has  for  the  past  11  years  consistently  increased  dividends.

Capital  expenditure  during  the  year  was  Rs  3,704  crores
(US$  780  million),  primarily  on  account  of  normal  capital
expenditure  and  oil  &  gas  activities.

The  average  final  maturity  of  RIL's  total  long-term  debt  is
nearly  7  years.  The  average  final  maturity  of  the  company's
long-term foreign exchange debt is about 10 years.

Reliance  continued  to  demonstrate  flexibility  and  innovation
to  take  advantage  of  declining  interest  rates  in  India.  During
the  year,  Reliance  successfully  refinanced  rupee  loans  by
issuing  debt  paper  in  the  domestic  market  for  Rs  2,690  crore
(US$  566  million).

Reliance  meets  its  working  capital  requirements  through
commercial  rupee  credit  lines  provided  by  a  consortium  of

Reliance Industries Limited

19

GROWTH IS LIFE

Indian  and  foreign  banks.  The  credit  lines  are  fixed  annually
and renewed on a quarterly basis. In addition, Reliance issues
short term debt in the form of fixed and floating rate bonds in
Indian  Rupees.

The Panna-Mukta fields currently produce over 26,000 barrels
of  crude  oil  and  and  2.4  MMSCMD  of  gas.  The  Tapti  field
produces 5.4 MMSCMD of gas, and during the year produced
around 72 billion cubic feet of gas.

During  the  year,  Reliance  borrowed  foreign  currency  at  low
cost  by  way  of  buyer's  credit,  export  credit,  and  FCNR-B
loans,  which  substantially  reduced  short-term  interest  cost.

Reliance  also  undertakes  liability  management  transactions
and  enters  into  other  structured  derivatives  arrangements
such as interest rate and currency swaps. This is practiced on
an  ongoing  basis  to  reduce  overall  cost  of  debt  and  diversify
liability  mix.

RIL's  current  cash  flow  levels,  for  less  than  two  years,  are
adequate  to  extinguish  its  entire  net  debt,  reflecting  its
inherent  financial  strength  and  conservatism.

Business  Review

Oil & Gas

India  is  an  energy-starved  country  that  depends  on  imports
for  nearly  70  per  cent  of  its  annual  crude  oil  requirement.
India's  annual  crude  oil  production  is  32  million  tonnes,  far
short  of  the  annual  consumption  of  107  million  tonnes.  The
remainder  is  imported,  making  crude  oil  India's  single  largest
import item.

Similarly,  India  currently  produces  just  65  million  standard
cubic  meter  of  gas  per  day  (MMSCMD)  while  the  demand  is
151  MMSCMD,  leaving  a  huge  deficit  of  86  MMSCMD.  The
demand for natural gas is expected to increase further to 231
MMSCMD  by  2006-07.

At  present,  the  public  sector  companies  dominate  the  oil  and
gas industry in the country.

Oil  and  gas  interests  form  a  key  operating  division  of  RIL.
Reliance  believes  it  is  in  a  position  to  greatly  contribute  to
India's  oil  and  gas  needs  and  emerge  as  a  leading  player  in
the  energy  sector.

Reliance  is  the  country's  largest  private  sector  Exploration
and  Production  (E&P)  player,  with  aggregate  exploration  and
production acreage of nearly 290,000 sq km in 32 exploration
blocks  in  India,  and  also  one  block  in Yemen.  Reliance  is  the
operator in 30 domestic exploration blocks spanning East and
West coasts of India.

Of  these,  12  exploration  blocks  were  awarded  through  a
process  of  competitive  international  bidding  under  the  first
round  of  the  New  Exploration  Licensing  Policy  (NELP-I),  and
4  blocks  were  awarded  in  NELP-II.  The  Production  Sharing
Contracts with the Government for all these blocks have been
signed.  Reliance  has  recently  won  exploration  rights  for
additional  9  blocks  under 
third  round,
designated  NELP-III,  the  Production  Sharing  Contracts  for
which have also been signed.

latest  and 

the 

Two  exploration  blocks  were  awarded  prior  to  NELP,  where
Reliance  partners  include  ONGC  Ltd.  and  Oil  India  Ltd.
Reliance  has  also  acquired  operatorship  in  3  exploration
blocks  from  Tullow  of  UK  and  is  in  advanced  stages  of
acquiring operatorship of 2 more blocks from Tullow.

Reliance also holds a 30 per cent interest in an unincorporated
joint venture with British Gas and ONGC to develop proven oil
and gas fields viz. Panna-Mukta and Tapti.  British Gas has a 30
per cent share and ONGC the balance 40 per cent.

2000-01

2001-02

2002-03

(Production)

  Oil (tonnes)

418,000

411,000

372,100

  Gas (MTOE)

688,000

666,500

716,700

in 

During  the  year,  Reliance  discovered  natural  gas  in  the  very
first  exploration  well  it  drilled  in  the  deep-water  exploration
block  KG-D6 
the  Krishna-Godavari  basin  off  Andhra
Pradesh  coast.  The  discovery  has  been  named  “Dhirubhai”.
This reserve is among the largest strikes in the world in 2002-
03.  Preliminary  estimates  of  in-place  reserves  are  placed  at
more  than  10  trillion  cubic  feet  of  gas.  Work  has  begun  for
production of gas from this block.

This  significant  success  was  the  result  of  an  aggressive
schedule. It took mere 20 months from Reliance receiving the
exploration  license  to  the  discovery  of  natural  gas,  the  first
ever  by  an  Indian  private  sector  company.  The  reserves  will
escalate  Reliance  to  the  league  of  integrated  global  energy
conglomerates.

Reliance has since successfully drilled eight wells all of which
have  struck  gas.  Development,  production  and  marketing
plans  are  being  aggressively  chalked  out. The  discovery  is  a
major  step  towards  reducing  India's  vast  demand-supply  gap
in energy. The discovery will enhance energy security for India
and trigger higher levels of economic growth and development.
In turn, this will lead to greater national energy security.

in 

Reliance  sees  considerable  promise 
the  exploration
acreage  held  by  it  and  expects  the  share  of  oil  and  gas
revenues  to  consistently  increase  in  its  overall  business
portfolio.  To  that  end,  Reliance  is  deploying  state-of-the-art
technology for the project, covering activities such as seismic
studies,  processing  and  interpretation  of  data,  and  drilling.
Reliance  has  also  initiated  new  exploratory  drilling  on  the
West Coast.

Refining & Marketing

Indian  petroleum  refining  and  marketing  (R&M)  industry  has
been dominated by the public sector companies. India has 17
refineries,  predominantly  located  in  the  west  and  south  of  the
country. The aggregate capacity of these refineries is 116 million
tonnes a year, according to the latest published industry data.

Reliance's  refinery  in  Jamnagar  is  the  first  and  the  only
refinery  to  be  set  up  in  the  private  sector  in  India,  after  oil
sector  reforms  were  initiated.  The  Jamnagar  refinery,  set  up
with an annual capacity of 27 million tonnes, is the 5th largest
refinery  in  the  world  at  any  single  location  and  accounts  for
24 per cent of India's refining capacity.

industry.  From  April  1,  2002, 

The FY 2002-03 represented a landmark year in the history of
the
India's  petroleum 
Administered  Price  Mechanism  (APM) 
for
nearly  three  decades  was  dismantled.  The  retail  prices  of
transportation  fuels  are  now  market  determined. The  oil  pool
account  has  been  dismantled  and  the  deficit  in  the  account
settled  by  issuing  oil  bonds  to  public  sector  oil  marketing

that  prevailed 

20

Reliance Industries Limited

GROWTH IS LIFE

companies.  Liquified  petroleum  gas  (LPG)  for  domestic  use
and  Kerosene  sold  through  the  public  distribution  system  will
continue to be subsidised. It is expected that this subsidy will
be phased out over the next 3-5 years.

utilisation,  which  compares 
the  capacity
utilisation  rates  for  other  refineries  both  in  India  and  abroad-
89 per cent for North America, 86 per cent for Europe and 86
per  cent  for  the  Asia-Pacific  region.

favourably  with 

Through  a  Gazette  Notification,  the  Government  of  India
to
has  authorised  any  company 
invest  Rs  2,000  crore  (US$  400  million)  in  exploration  &
production, 
to  market
transportation  fuels.

investing  or  proposing 

refining,  pipelines  or 

terminals, 

international 

industry  environment  continued 

The 
to  be
characterised  by  extreme  price  volatility  throughout  the  year.
This  was  precipitated  by  major  events  such  as  the  general
strike  in  Venezuela  leading  to  "Force  Majeure"  on  crude  oil
and  product  exports  by  the  country's  State  Oil  Company,  the
war in Iraq and ethnic clashes in Nigeria.

Tension  in  the  Middle  East  kept  crude  prices  high  throughout
the  year,  well  above  US$  25/bbl.  The  Marker  crude  prices
fluctuated between US$ 23.3/bbl to US$ 30/bbl for Dubai, US$
24.1/bbl  to  US$  30/bbl  for  Dated  Brent  and  US$  25.5/bbl  to
US$ 35.7/bbl for WTI during the year.

In  March  2003,  tension  in  the  Middle  East  was  heightened
with the launch of an attack on Iraq by Coalition forces. Energy
security  issues  have  gained  prominence  in  the  wake  of  these
developments.  The  importance  of  Reliance's  refinery,  which
accounts for 24 per cent of India's refining capacity, has once
again  been  highlighted  in  the  crucial  aspect  of  the  national
energy  security.

During  the  year,  the  relative  strength  of  product  prices  over
crude  helped  in  strengthening  refining  margins.  This  was
also  supported  by  depletion  of  product  inventories  and
discretionary  throughput  cuts  in  certain  regions.

The domestic demand for petroleum products during the year
ended  March  2003  was  provisionally  placed  at  around  102
millon  tonnes,  showing  a  growth  of  about  1.4  per  cent.  The
two-year  negative  growth  trend  in  demand  for  high-speed
diesel  (HSD),  which  accounts  for  nearly  40  per  cent  of  the
total consumption of petroleum products has been arrested.

During the year, HSD demand registered a marginal growth of
0.6  per  cent,  against  a  drop  of  3.4  per  cent  in  the  previous
year.  LPG  and  MS  consumption  increased  as  well,  and
registered  near  double-digit  growth  rates  of  11.7  per  cent
and  8.6  per  cent  respectively  during  the  year.  Naphtha
consumption  declined  9.9  per  cent,  while  kerosene
consumption fell by 4.2 per cent.

it  began  commercial  operations 

During  the  year  ended  March  2003,  Reliance's  refinery
undertook  its  first  ever  planned  shutdown  of  certain  units,
in  April  2000.
since 
Opportunities  were  taken  to  coincide  this  planned  shutdown
with  the  first  phase  of  the  Yield  and  Quality  improvement
program,  which  will  enable  the  refinery  to  gain  further
flexibility  in  processing  different  varieties  of  crude,  capture
international  markets,  and
in 
product  quality  premiums 
operate  at  increased  capacity.

All  refinery  units  where  planned  shutdown  was  effected  are
now  operating  satisfactorily.  Moreover,  despite  the  shutdown,
the  refinery  achieved  a  capacity  utilisation  of  87  per  cent  in
the third quarter of FY 2002-03. Capacity utilisation increased
to  116  per  cent  in  the  fourth  quarter.  For  the  full  year  ended
March  2003,  the  refinery  operated  at  106  per  cent  capacity

  Crude Processed
  (million tonnes)

2000-01

2001-02

2002-03

25.7

28.96

28.56

    Capacity  utilisation

95%

107%

106%

Reliance  exported  6.57  million  tonnes  of  refining  products
during the year under review, compared to 8.63 million tonnes
during  the  corresponding  year-ago  period.

During  the  year,  Reliance  sold  59  per  cent  of  its  refinery
production  in  the  domestic  market,  of  which  76  per  cent  was
sold  to  public  sector  oil  marketing  companies.  Reliance's
captive  consumption  accounted  for  17  per  cent  and  the
remaining  24  per  cent  of  refined  products  was  exported
across  the  world.

the  year,  Reliance 

During 
finalised  product  off-take
three  public  sector  oil  marketing
arrangements  with 
companies, IOC, HPCL and BPCL for about 13 million tonnes
per year of LPG, MS, SKO and HSD for a period of two years
beginning April 1, 2002.

into 

to  enter 

retail  marketing  of
Reliance  proposes 
transportation  fuels  through  developing  its  own  distribution
and  marketing  infrastructure  and  /  or  aquisition  of  marketing
and  distribution  assets.  In  May  2002,  Reliance  received
approvals for setting up of about 5,800 retail outlets, and work
has  already  begun  for  setting  up  these  outlets  in  phased
manner.

the 

As  part  of  the  ongoing  process  of  disinvestment  of  Public
invited
Sector  Companies, 
Expressions  of 
through
strategic  sale  of  its  stake  in  HPCL,  an  integrated  R&M
company.  Reliance  has  submitted 
the
disinvestment  of  34  per  cent  stake  in  HPCL,  which  the
Government of India proposes to sell to a strategic investor.

Indian  Government  has 
for  disinvestment 

Interest  (EOI) 

its  EOI 

for 

This  downstream  integration  combined  with  world-class  retail
value  and  customer  experience  will  enhance 
long-term
shareholder  value.

Petrochemicals

Polymers (PP, PE & PVC)

Polymer consumption in India remains one of the lowest in the
world  at  4  kg  per  person/year,  which 
is  much  below
consumption levels in developed countries like USA, which has
a  consumption  of  115  kg  per  person/year.  India's  consumption
is  only  around  1/5th  of  China's  consumption  of  20  kg  per
person/year.  The  World  per  capita  consumption  is  estimated  to
be 24 kg and that of Asia 13 kg per person per year.

Overall  demand  of  resin  in  the  downstream  processing
industry  decreased  by  5  per  cent  during  the  year  to  2.88
million  tonnes,  reflecting  the  impact  of  general  slowdown  in
the  economy  and  price  volatility  witnessed  by  the  polymer
industry  during  the  year.

(Production  in  tonnes)

2000-01

2001-02

2002-03

  Polymers

1,541,000

1,702,000

1,769,000

Reliance Industries Limited

21

GROWTH IS LIFE

The  overall  operating  rate  of  Reliance's  polymer  plants  was
114  per  cent  during  the  year.  Significant  increase  was
achieved in PE, where production grew by 17 per cent during
the year. Also, during the year, additional capacity for PP was
created  through  debottlenecking  at  Jamnagar  to  effectively
take production capability to 1.16 million tonnes per annum.

During the year, IPCL's manufacturing and business activities
were  fully  integrated  with  Reliance.  This  involved  seamless
integration  of  all  functions  between  the  two  companies.  The
process  of  integration  allowed  optimal  use  of  manufacturing
the  companies  employing  diverse
resources  at  both 
for  different  products  and  optimisation  of
technologies 
marketing 
locations.  This  enabled
infrastructures  at  all 
substantial  benefits  to  both  Reliance  and  IPCL.

With  the  acquisition  of  IPCL,  Reliance  has  been  able  to
substantially expand its PE product portfolio that now includes
conventional  low-density  polyethylene  (LDPE),  which  has
niche application areas. The aggregate production capacity of
PE  with  this  acquisition  has  increased  to  about  1.0  million
tonnes  per  annum.  The  full  range  of  PE  products  are  now
available  from  one  source.  PE  is  now  produced  employing  5
different  technologies  at  4  different  sites  in  various  grades
covering  a  wide  range  of  end-use  applications.  Supplies  to
customers are carried out directly from these sites, as well as
through 
ready
availability  even  at  remote  locations.

the  vast  distribution  network  ensuring 

To  further  strengthen  its  presence  in  the  export  market,
Reliance  opened  new  offices  in  Indonesia  and  Turkey  during
the year.

During the year, Reliance set up the Polymer Pipe Business to
take  advantage  of 
the  world-class  pipe-manufacturing
infrastructure  at  Hazira  and  to  develop  the  polyolefin  pipe
market in the country. In September 2002, Reliance launched
the 'Relpipe' brand of high-density polyethylene (HDPE) pipes
and  joined  the  select  band  of  polymer  pipe  manufacturers  in
the world.

Through  speciality  product  development 
the
company also introduced a multi-layer co-extruded HDPE pipe
with  extra  smooth  inner  surface,  under  the  trademark  'Xflo',
which enables substantial energy savings in pumping water to
homes  and  fields.

initiatives, 

'Relpipe'  is  well  accepted  by  the  market,  and  Reliance  is
helping to set new standards of pipe quality and reliability. This
is in keeping with Reliance's best-practice corporate policy of
innovation, 
the
consumer.

research  and  development 

to  benefit 

Polyester (PFY, PSF & PET)

With  the  year  2005  approaching,  the  end  of  quotas  for  textile
products  is  in  sight.  Companies  operating  various  elements
of  the  textile  chain  are  preparing  to  face  the  challenges  of  a
new  and  more  dynamic  world  textile  industry  in  the  quota
free regime.

Reliance,  an  integrated  polyester  manufacturer  with  global
economies  of  scale,  further  consolidated  its  position  in  the
global polyester industry during the year. Reliance remains the
world's second largest polyester fibre and yarn manufacturer.

India's  textile  industry  too  is  preparing  to  face  the  post  quota
regime in 2005. The Government of India has proposed major
fiscal  changes  in  the  latest  Union  Budget  to  boost  this  effort.

These  are:

• Rationalisation  of  duty  structure  among  various  fibres

used  in  textiles

• Completion of the CENVAT chain in the textile industry

• Reduction  of 

import  duty 

for 

important 

textile

manufacturing  machines

These  measures  will  increase  consumption  of  textile  fibres
of  all  types  and  consolidate  textile-manufacturing  processes
in the country.

Reliance  is  also  addressing  the  requirements  of  a  quota-free
textile  world.  During  the  year,  Reliance  expanded  its  filament
yarn  and  staple  fibre  capacity,  and  launched  many  new
specialised  products  to  cater  to  the  needs  of  the  textile
industry.

In  India,  the  demand  for  polyester  fibre  yarn  (PFY),  polyester
staple  fibre  (PSF)  and  polyethylene  terephthalate  (PET)
touched  nearly  1.5  million  tonnes  during  the  period  under
review, reflecting a 10 per cent growth over the previous year.
Reliance  continued  to  be  the  largest  manufacturer  of  these
products and maintained its leadership position with a market
share of 51 per cent.

During  the  year,  Reliance's  total  polyester  production  volume
increased by 5 per cent to 851,000 tonnes. New capacities of
50,000 tonnes per year of filament yarn and 40,000 tonnes per
year  of  staple  fibre  were  commissioned  in  the  last  quarter  of
FY  2002-03.  These  capacities  were  commissioned  ahead  of
schedule  and  within  the  budget.  Being  the  first  full  year  of
operations  for  these  new  capacities,  the  current  year  will  see
substantial  addition  to  total  production  volume.

Last  year,  Reliance  had  announced  an  expansion  of  PET
capacity from 80,000 tonnes a year to 300,000 tonnes a year
by  building 
first  plant  based  on  DuPont's
revolutionary  NG-3  technology.  This  expansion  project  is
going ahead on schedule and is expected to be commissioned
in the current financial year.

the  world's 

The domestic market for bottle grade PET resin is growing at
more  than  25  per  cent  a  year.  During  the  year  under  review,
Reliance  launched  speciality  bottle  grade  resins  that  improve
productivity  of  downstream  industry  through  reduction  in
energy 
product
performance.

improvement 

consumption 

and 

in 

  Polyester

2000-01

725,000

2001-02

812,000

2002-03

851,000

(Production  in  tonnes)

The  period  under  review  was  also  the  first  full  year  of
operation  for  the  Lycra®  business.  Reliance  has  made  major
inroads  in  developing  new  Lycra®  based  products  and  also
introduced  Lycra®  to  traditional  textile  companies.  Lycra®  is
the  most  widely  used  stretch  fibre  and  is  a  registered
trademark  of  DuPont.  It  is  mostly  used  in  the  manufacture  of
comfort fabric in sports wear, innerwear and other apparels.

Some  of  the  new  products  launched  this  year  are  Recron®
Cotluk  (provides  cotton  look  and  feel  to  polyester),  Recron®
Stretch  (stretches  according  to  body  movement),  Recron®
Dyefast  (reduces  dyeing  cost  for  processors)  and  super
speciality  products 
retardant  and  moisture
flame 
management products. These products are sold at a premium

like 

22

Reliance Industries Limited

GROWTH IS LIFE

and  are  expected  to  increase  the  profitability  of  the  company
in future.

Retailing  being  one  of  the  thrust  areas,  Reliance  provided
necessary support to Recron® fibrefill pillow manufacturers to
launch certified pillows with the objective of providing comfort
at an affordable cost. More customer friendly fibrefill products
developed  by  a  new  in-house  R&D  centre  will  be  launched  in
the near future.

Polyester  Intermediates  (PX,  PTA  &  MEG)

Reliance  is  the  world's  3rd  largest  producer  of  paraxylene
(PX),  and  is  the  largest  producer  of  purified  terepthalic  acid
(PTA)  in  India.  Reliance  is  the  largest  manufacturer  of
polyester  intermediates  in  India  with  overall  market  share  of
78 per cent.

Reliance is the only producer of PX, while there are 2 PTA and
4 mono ethylene glycol (MEG) producers in the country.

the  year,  production  of 

During 
the  domestic  polyester
intermediates  industry  grew  by  9  per  cent.  Demand  for  fibre
intermediates grew in line with polyester demand at 10 per cent.

Reliance's  production  volumes  for  fibre  intermediates  (PX,
PTA and MEG) crossed the 3 million tonnes mark, registering
a  growth  of  7  per  cent. The  captive  consumption  of  polyester
intermediates was over 50 per cent during the year.

(Production  in  tonnes)

2000-01

2001-02

2002-03

Polyester
Intermediates

2,833,000

2,882,000

3,075,000

Cracker  Products

Reliance  operates  a  grassroots  multi-feed  cracker  at  its
Hazira  petrochemicals  complex.  The  cracker  is  among  the
largest  in  the  world.  During  the  year,  Reliance's  ethylene
production grew by 5 per cent and propylene production grew
by 6 per cent over the previous year.

(Production  in  tonnes)

2000-01

2001-02

2002-03

  Ethylene and
Propylene

1,094,000

1,127,000

1,185,000

Reliance  has  announced  plans 
its  cracker
capacity by 33 per cent to 1 million tonnes a year. This will be
achieved  through  debottlenecking.

increase 

to 

With  the  acquisition  of  IPCL,  synergies  across  RIL  and  IPCL
in the field of intermediate streams were exploited to increase
value  in  both  companies.    Reliance's  Hazira  cracker  provided
an  abundant  source  of  supplementary  feedstock  to  IPCL  at
Vadodara  and  facilitated  IPCL  to  optimise  the  production  of
high value products, especially in the C4 chain.

Production  of  Benzene,  Toluene  and  other  by-products  was
consistent  with  feedstock  characteristics.    Naphtha  feedstock
from  Reliance's  refinery  at  Jamnagar  was  optimised  to
enhance  overall  cracker  productivity.

Reliance  registered  a  collective  growth  of  23  per  cent  in
Benzene  production,  mainly  on  account  of  process
improvements  at 
its
leadership  position  in  the  domestic  market  with  a  share  of
over  50  per  cent.  During  the  year,  Reliance  exported  nearly

Jamnagar.  Reliance  maintained 

23  per  cent  of  Benzene  to  Styrene  manufacturers  in  South
East  Asia,  Europe  and  the  US,  which  reflects  the  global
quality  and  acceptability  of  its  product.

Reliance produces premium grade Toluene at Hazira, suitable
for  producing  toluene  di-isocyanate,  benzoic  acid  and  chloro
toluenes. The acquisition of IPCL also provided an opportunity
to upgrade low value impure intermediate streams at IPCL into
saleable  products.  This  resulted  in  13  per  cent  growth  in
Toluene  production  over  the  previous  year.

LPG  Business

During  the  year,  Reliance's  Hazira  cracker  produced  171,800
tonnes  of  LPG  that  meets  Bureau  of  Industrial  Standards
(BIS)  specifications.

During  the  year,  Reliance  increased  its  LPG  production
capacity  by  commissioning  a  LPG  separation  unit  at  its
paraxylene  plant  at  Patalganga.  This  unit  with  an  installed
capacity  of  58  tonnes  per  day  separates  high  value  products
such  as  propane  and  butane  from  the  fuel  gas  stream.  This
new unit produced 15,000 tonnes of LPG during the year.

Since  the  launch  of  'Reliance  Gas'  in  1998,  an  established
customer  base  of  over  8.5  lakh  for  the  packed  LPG  is  now  a
reality in the states of Maharashtra, Gujarat, Madhya Pradesh
and  Rajasthan.  Nearly  65  per  cent  of  these  customers  are  in
rural  areas,  which  include  enclaves  with  a  population  of  less
than  5,000.  The  distribution  network  of  117  well-trained
distributors and 5,100 distribution outlets provides unmatched
customer  support.

(Sales  in  tonnes)

2000-01

2001-02

2002-03

  LPG

158,600

172,350

190,700

Chemicals

Reliance is the largest producer of linear alkyl benzene (LAB)
in  the  country.  The  acquisition  of  IPCL,  which  has  a  LAB
capacity  of  43,500  tonnes  during  the  year,  strengthened  the
leadership  position  of  Reliance  in  India.

Reliance  is  the  most  competitive  producer  of  LAB  in  the
country owing to its economies of scale, backward integration
and  proximity  to  markets.  The  revival  witnessed  in  the
domestic  detergent  industry  during  the  year  augurs  well  for
the growth prospects of LAB - the surfactant widely used in all
types  of  detergent  formulations.

During  the  year,  Reliance  exported  about  35  per  cent  of  its
LAB  production  across  South-East  Asia,  the  Middle  East,
Europe  and  Latin  America.

Reliance  is  also  the  country's  largest  producer  of  Normal
Paraffin,  accounting  for  37  per  cent  of  domestic  production
during  the  year.  Reliance  produces  three  different  grades  of
paraffin, which are primarily used by the domestic chlorinated
paraffin  wax  (CPW) 
industry  and  producers  of  various
industrial  oils.

(Production  in  tonnes)

2000-01

2001-02

2002-03

  LAB and
  Normal Paraffin

233,000

232,500

233,200

Reliance Industries Limited

23

GROWTH IS LIFE

Textiles

Reliance's Textile Complex at Naroda, Gujarat is one of India's
largest  and  most  modern  textile  complexes.  Reliance  textile
products  are  sold  under  the  brand  names  of Vimal,  Harmony,
Reance, RueRel, Slumberel and V2. Reliance's flagship brand
Vimal  is  one  of  India's  largest  selling  brands  of  premium
textiles.

The Textile Division's R&D cell developed many new products
such  as  polynosic  blended  high  value 
fabrics;  high
performance  shrink-resist  machine  washable  wool  blended
fabrics;  and  light-weight,  wash-fast,  flame-retardant  knitted
net  fabrics. The  R&D  also  developed  new  processes  such  as
optimisation  of  disperse  dyeing  cycle  using  rapid  disperse
dyes,  and  substitution  of  transfer  printing  on  knitted  velour.
R&D  efforts  of  the  Textile  Division  are  aimed  at  continually
developing  cost-efficient  processes  and  new  product  lines  to
remain  competitive.

Textile division consolidated its position further in key markets
like  Europe,  USA,  Far  East,  Middle  East,  etc.  Besides
continuing the thrust on exports, an attempt was made during
the year to sell directly to the final consumer in the form of pre-
cut,  pre-packed  goods.  This  category  of  goods  was  sub-
branded  as  V2.  Going  by  the  enthusiastic  response,  efforts
will  be  made  to  introduce  more  such  cash  &  carry  products.
This activity is aimed at compressing the business cycle and,
countering  the  longer  credit  regime  prevalent  in  the  textile
business.

The  annual  Harmony  Show  organised  by  Reliance's  textile
division  serves  as  a  platform  to  launch  young  talent,  and
brings  to  the  art  lover  a  wide  representation  of  contemporary
Indian  art. The  eighth  Harmony  Show  in  April  2003  displayed
works  of  125  artists  selected  after  a  now-established  deluge
of nominations from across the country.

Last  year's  Show  provided  a  catalytic  platform  to  'Aseema',  a
non-governmental  organisation  engaged  in  the  rehabilitation
of  street  children.  With  Harmony's  active  co-operation  and
considerable  contribution  in  renovating  and  refurbishing  key
areas,  the  children  at  Aseema  can  today  walk  into  a  school
that  is  bright,  cheerful  and  healthy.  The  Harmony  Show
continues  its  support  of  Aseema  in  rehabilitation  of  street
children  and  in  the  mission  to  uphold  every  child's  right
to  education.
Opportunities

Reliance  has  a  promising  portfolio  of  business  assets,
requisite financial strengths and project execution capabilities
to  capture  new  growth  opportunities. 
the  upstream
petroleum  sector,  the  key  to  success  will  lie  in  the  ability  to
identify,  access  and  focus  on  opportunities  that  offer  material
and  superior  returns.  Reliance  is  confident  it  has  chosen  the
right  path  and  that  its  progress  in  exploration  and  production
underscores  sound  judgement.

In 

The  retail  marketing  of  petroleum  products  will  represent  a
significant  part  of  Reliance's  future  overall  operations  as  the
sector  is  being  opened  up  for  private  competition.  Reliance's
strategy  in  this  business  area  is  to  maximise  the  commercial
value of the company's refined petroleum products by building
markets and adding value.

Reforms  in  the  domestic  hydrocarbon  sector,  including  the
proposed  strategic  sale  of  HPCL,  present  an  opportunity  for
Reliance to consolidate and expand its interests.

Domestic  demand  in  most  Reliance  products  has  registered
double-digit growth levels for the past several years. This trend
of long-term demand growth is expected to continue given low
per capita consumption and economic growth that is generally
forecast to grow by 5-6 per cent a year over the next few years.
This augurs well for the existing business portfolio of Reliance
and  provides  impetus  for  value-addition.

global 

demonstrated 

Reliance's 
and
international  quality  of  products  and  its  superior  logistic
capabilities, provide immense opportunities in global markets.
Reliance  will  continue  to  pursue  these  opportunities  while
maintaining  its  focus  on  domestic  markets.

competitiveness 

Reliance  will  address  new  opportunities  by  leveraging  its
existing  market  leadership  position  and  its  demonstrated
strengths of conceptualising and implementing large, complex
projects, flexibility in financing, and a growing pool of in-house
intellectual  capital  resources.

In addition, Reliance is harnessing attractive opportunities for
profitable  growth  in  new  areas  of  interest  such  as  power  and
in  BSES  and  Reliance
infocom, 
Infocomm.

interests 

through 

its 

Reliance's overall strategy is to enhance shareholder value by
achieving  superior 
from  a  distinctive  set  of
opportunities  through  a  disciplined  approach  to  long-term
investment  growth.
Challenges

returns 

In  the  oil  &  gas  E&P  business,  Reliance  faces  the  challenge
of  undertaking  a  comprehensive  development  programme
spanning  an  area  of  nearly  290,000  sq  km  encompassing
onshore  and  offshore,  shallow  and  deep-water  blocks.
Reliance  is  working  with  leading  international  technology
and  service  providers  for  accomplishing  its  objectives  in
this  business.  Moreover,  the  recent  from-scratch  success
achieved  in  a  deep-water  block,  the  first  ever  by  an  Indian
private  sector  company,  will  boost  exploration  efforts.

Reliance  faces  the  challenge  of  normal  market  competition
from  domestic  as  well  as  international  companies  in  its
existing  businesses  of  petroleum  refining  and  manufacture  of
petrochemicals.  Even  under  volatile  and  difficult  global
operating  conditions,  Reliance  has  consistently  recorded
superior performance. It is expected that the company's sound
business strategies, strong customer franchise, high quality of
products  and  globally  competitive  cost  positions  will  continue
to  enable  it  to  consolidate  leadership  in  the  domestic  market
while strengthening its position in the global arena.

India's  petroleum 

the  deregulation  of 

Following 
retail
marketing  business,  Reliance  is  setting  up  state-of-the-art
retail outlets of its own to reach out to customers across India.
While  public  sector  oil  companies  enjoy  an  advantage  of
existing  distribution  infrastructures  for  retail  marketing  of
its
petroleum  products,  Reliance 
organisational  strengths  to  establish  an  appropriate  retail-
marketing network. This will provide an opportunity to expand
and further integrate the energy value chain.

leverage 

intends 

to 

To  remain  competitive  and  enhance  overall  shareholder
value,  Reliance  has  consciously  pursued  the  strategy  of
moving  up  the  value  chain  in  all  its  businesses. This  strategy
is  expected  to  provide  a  competitive  edge  in  the  market  and
enhance  margins.

24

Reliance Industries Limited

GROWTH IS LIFE

Outlook
Reliance's  overall  operating  earnings  presently  depend
largely  on  the  profitability  of  its  refining  and  petrochemicals
businesses,  the  core  of  its  business  portfolio.  Both  these
businesses being global in nature, the outlook for margins and
profitability  depends  upon  overall  global  economic  outlook,
global  demand-supply  scenario  and  trends  in  feedstock  and
product  prices.

Reliance  continuously  works  towards  honing  its  competitive
strengths and consolidating customer relationships so that the
company  outpaces  the  competition  and  remains  amongst  the
most  profitable  companies  globally.

Any  upturn  in  the  petrochemicals  cycle,  as  and  when  it
occurs,  can  significantly  enhance  Reliance's  profitability,
given  its  scale  of  operations  and  globally  competitive  cost
positions.  However,  unprecedented  volatility  and/or  firmness
in  key  raw  material  prices,  as  a  result  of  geo-political  and/or
economic events, can have an adverse impact on margins and
profitability  of  the  company.

The  petrochemical  business  is  expected  to  grow  broadly  in
line with industry trends over the medium to long term. Various
possible  routes  such  as  low  gestation  capacity  expansion,
cost efficient debottlenecking, and/or attractive acquisitions at
to  achieve  higher
competitive  costs,  will  be  explored 
production  volumes.

During the year, the Company carried out the first phase of a
Yield  and  Quality  improvement  program  at  its  refinery,  which
will  offer  further  flexibility  in  processing  different  varieties  of
crude. This will enable Reliance to capture quality premium in
international  markets  and  to  operate  at  increased  capacity.

into 

fuels 

through  development  of 

retail  marketing  of
Reliance's  proposed  entry 
its  own
transportation 
distribution  and  marketing  infrastructure  and  acquisition  of
marketing & distribution assets, if any, combined with a world-
class  retail  customer  experience  will  achieve  downstream
integration. This  process  will  also  add  a  new  revenue  stream
to  Reliance's  existing  business  portfolio  and  enhance  long-
term shareholder value in the coming years.

Reliance  is  making  significant  E&P  investments  in  a  well-
balanced  and  promising  portfolio  of  oil  and  gas  properties  in
India.  A  focused  exploration  effort  is  being  carried  out  to
capture  additional  growth  opportunities.  The  Company
anticipates an increase in oil and gas output over the coming
years  from  ongoing  projects. The  oil  &  gas  business  has  the
potential to provide a higher contribution to Reliance's overall
business profile, in the medium to long term.

Reliance's interests in Reliance Infocomm, and the acquisition
of  IPCL  and  BSES  have  the  potential  to  generate  significant
value for shareholders, in the medium to long term.

Risks and Concerns

Petroleum  and  petrochemical  products  are  internationally
traded  commodities  and  their  prices  are  subjected  to  global
market 
that
influence  price  volatility. With  these  two  businesses  presently
accounting  for  the  major  proportion  of  Reliance's  revenues,

forces  of  demand-supply  and  other 

factors 

changes  in  global  price  levels  have  an  impact  on  the
Company's  performance.

resilient 

However,  Reliance  has  historically  been 
to
the  fluctuations  of  economic  and  industry  cycles/downturns.
Reliance's  high  levels  of  integration,  globally  competitive
operations  and  domestic  leadership  position  have  helped
the  company  in  mitigating  the  adverse  impact  of  generic
industry 
factors.  The  Company's  conscious  efforts
on  maintaining  a  judicious  mix  of  markets  for  its  sales
and 
to
be  effective.

thrust  on  speciality  products  have  also  proved 

risk 

The impact of import tariffs on Reliance's major products have
significantly  reduced  over  the  past  decade.  According  to
current  expectations,  the  impact  of  any  further  import  tariff
reduction on Reliance products is unlikely to be material in the
future, as import tariffs are already at or close to target levels
announced  by  the  Government.

liberalisation, 

Since  the  early  1990s,  successive  Indian  governments  have
including
pursued  policies  of  economic 
significant  reduction  in  restrictions  on  the  private  sector.
However,  the  role  of  government  in  the  economy  remains
significant.  There  is  a  risk  that  the  pace  of  liberalisation
and the reforms process could change, and specific laws and
including  Reliance,  could
policies  affecting  companies, 
change as well.

Foreign exchange rate volatility has an impact on the business
of  the  Company  and  on  foreign  currency  debt  held  by
liability  management
the  Company.  Reliance  undertakes 
transactions  and  other  structured  derivatives  such  as  interest
rate swaps and currency swaps on an ongoing basis, to hedge
and  diversify  its  foreign  exchange  liability.

Growing  foreign  exchange  reserves  over  the  past  several
years  have  lent  stability  to  India's  currency,  thus  minimising
potential  for  adverse  impact  caused  by  any  unfavourable
foreign  exchange  rate  movements.  The  company's  growing
export  revenues,  and  foreign  exchange  denominated  oil  and
gas revenues, provide more than sufficient cover for its annual
external  debt  service  obligations.

As  part  of  its  overall  risk  management  strategy,  Reliance
consistently  insures  its  assets  and  operations  against  a  wide
range of risks. Reliance also adopts appropriate technologies,
manufacturing  practices,  HRD  policies,  and  a  suitable  HSE
framework  to  manage  potential  operational  risks.

Adequacy of Internal Controls

An  extensive  system  of  internal  controls  is  practiced  by
Reliance  to  ensure  that  all  its  assets  are  safeguarded
and  protected  against 
from  unauthorised  use  or
disposition,  and  that  transactions  are  authorised,  recorded,
and  reported  correctly.

loss 

The  Company  has  an  internal  control  system  that  is  geared
towards achieving efficiency in operations, optimum utilisation
of  resources,  effective  monitoring,  and  compliance  with  all
applicable  laws  and  regulations.

internal  audits,  reviews  by
An  extensive  programme  of 
management,  and  documented  policies,  guidelines  and

Reliance Industries Limited

25

GROWTH IS LIFE

procedures, supplements the internal control systems that are
designed to ensure reliability of financial and all other records
to  prepare  financial  statements  and  other  data,  and  to
maintain  accountability  of  assets.

internal
The  effectiveness  and  efficiency  of  Reliance's 
implementation
control  systems  have 
of  SAP/  R3  financial  and  business  management  systems,
which  provide  a  high  level  of  system-based  checks  and
controls.

improved  with 

the 

Internal  audit 

regular  basis. 

financial,  operating  and 

locations,  businesses  and
and  services  spanning  all 
includes
functions,  on  a 
evaluation  of  all 
information
technology  system  controls.  In  addition  to  the  in-house
team, 
international
professional  firms  are  on  Reliance's  internal  audit  panel.
the
Top  management  and 
Board  review  the  findings  and  recommendations  of  the
internal audit panel.

the  Audit  Committee  of 

national 

leading 

several 

and 

Reliance  has 
systems 

robust  and 

independent 

internal  audit
the  entire  gamut  of  operations

to  monitor 

Reliance Telecom

Reliance Telecom  Limited  (RTL)  is  promoted  by  the  Reliance
Group.

the  Ahmedabad  High  Court 

The  Company  has 
two  divisions  -  Basic  and  Cellular
telephony  services.  The  company  has  filed  an  application
with 
its
Basic  Services  in  Gujarat  with  effect  from  March  6,  2003.
The  approval  from  the  Court  on  the  scheme  of  demerger
is  awaited.

for  demerger  of 

RTL  provides  cellular  services,  using  GSM  standard,  in  7
telecom circles encompassing 15 states of India. RTL has met
its  rollout  obligation  by  covering  50  per  cent  of  District
Headquarters  in  5  applicable  circles.  The  total  subscriber
base  was  over  5,40,000  at  the  end  of  the  year  under  review,
registering a year on year growth of 42 per cent.

financial 

performance  marked 

significant
RTL's 
improvement  over  the  previous  year,  and  cash  generation  of
over  Rs  100  crore  was  used  to  meet  its  capital  expenditure
obligations  besides  repayment  of  its  existing  loans.

a 

During  the  year,  the  Government  permitted  cellular  operators
to  expand  operations  in  Assam  and  North  East  circles.
RTL  is  planning  to  expand  services  in  commercially  viable
areas in this region.

RTL  has  commenced  national  roaming 
domestic  operators  and  will 
international  roaming  facility  covering  all  major  countries.

facility  with  all
commencing

soon  be 

Reliance Infocomm

reflects 

In  December  2002,  Reliance  Infocomm  ushered  a  digital
revolution  in  India.  The  company's  catchline  'A  New  Way  of
Life' 
the  dream  of  Reliance  Founder-chairman
Dhirubhai  Ambani  to  place  the  power  of  information  and
communication 
the  hands  of  common  people  at  an
affordable  cost.

in 

Infocomm  has  created  an  overarching  digital
Reliance 
infrastructure  using  state-of-the-art 
the
strength  of  a  60,000  km  terabit  capacity  optic  fibre  network
linking  more  than  600  cities  and  towns  in  India.  The  goal  of
Reliance  Infocomm  is  to  progressively  expand  its  optic  fibre
network  and  eventually  cover  116,000  km,  with  the  ability  to
seamlessly  connect  every  individual,  home,  and  office  in  all
640,000 villages and 2,500 towns and cities of India.

technology  on 

Reliance  Infocomm  will  offer  revolutionary  data,  video  and
largest  and  most  complex
value-added  services 
rollout 
technology
and  communication.  The  services  are  being  launched  in
three  phases.

the  global  history  of 

information 

the 

in 

in 

The  first  phase  will  trigger  a  mobile  revolution  in  the  form  of
Reliance  IndiaMobile  services  through  a  nationwide  wireless
network that will reach out to 90 per cent of India's population.
Eventually,  the  communication  wave  will  reach  every  Indian.
This revolution will enable every individual to talk, shop, bank,
transact, entertain and be informed, while on the move.

The second phase will usher an enterprise netway revolution
by  initially  providing  100  mbps  Ethernet  links  to  every
desktop  and  device  in  half  a  million  enterprise  buildings.
This  will  eventually  extend  to  10  million  buildings.  This
revolution  will  empower  every  enterprise  by  making
transactions  efficient,  functions  seamless  and  new  economic
opportunities  abundant.

In the third phase, Reliance Infocomm will launch a consumer
convergence  revolution  by  providing  high  speed  Ethernet
links  to  80  million  homes  initially  and  eventually  to  every
home. This revolution will provide every home with a range of
television 
audio
conferencing,  video  conferencing  and  video  on  demand.

high-speed 

telephony, 

channels, 

26

Reliance Industries Limited

GROWTH IS LIFE

in 

Indian 

languages,  email  access, 

The  Reliance  IndiaMobile  service  is  revolutionalising  the
mobile  experience  of  Indian  consumers  by  offering  a  host  of
the  mobile  phone  such  as  enhanced
applications  on 
messaging 
Internet
surfing,  access  to  real  time  political,  financial  and  sports
news,  games  and  video  streaming.  The  service  enables
users  to  send  text  messages  in  Indian  languages,  access
their email and other Internet accounts, surf the net at speeds
of up to 144 kbps, be the first to get breaking news, view clips
from  the  latest  movies  and  experience  many  other  exciting
applications.

The  Reliance  IndiaMobile  service  is  available  only  on  CDMA
2000 1X handsets especially imported by Reliance. These are
light,  sleek,  Java  enabled,  multi-media  ready  phones  with
polyphonic  sound,  and  with  features  like  3-way  conferencing,
call  forwarding,  in-built  phonebook  memory,  special  lifestyle
features  such  as  organizers,  calendars,  world  clock  and
lithium ion battery for long talk time.

The  Reliance 
IndiaMobile  service  has  created  a  new
benchmark  in  customer  acquisition  in  the  communications
industry by signing up over one million subscribers in just ten
weeks of opening its offer only from 111 cities.

Further, Reliance IndiaMobile has captured nearly 60 per cent
of the incremental post-paid market or 25 per cent of the total
postpaid segment, all in a matter of just ten weeks.

Reliance Industries is the lead investor in Reliance Infocomm.
The overall capex for Reliance Infocomm has been estimated
at  Rs  18,000  crore  (US$  3.5  billion)  compared  to  the  initially
announced  Rs  25,000  crore  (US$  5  billion).  The  revision  is
attributed mainly to the sharp fall in telecom equipment costs
globally.  Despite  downward  revision  in  capex  estimates,  the
overall scope of the infocom project has increased.

Power Initiatives - BSES

During  the  year,  BSES  Ltd  became  part  of  the  Reliance
Group.  This  marked  the  beginning  of  a  new  relationship  and
signalled  another  step  in  fulfilling  the  vision  of  Reliance's
to
founder  and  visionary  Chairman  Dhirubhai  Ambani 
establish Reliance as India's fully integrated energy company
with  interests  in  oil  and  gas  exploration  and  production,
refining and marketing of petroleum products, petrochemicals
and  power  generation,  transmission  and  distribution.

Following the second open offer to BSES shareholders made
by  Reliance  in  a  fair  and  transparent  manner  under  SEBI
Takeover  Regulations,  the  equity  stake  of  Reliance  in  BSES
has increased to over 58 per cent, making it the single largest
shareholding  group  in  the  company.

Reflecting  the  philosophy  of  Dhirubhai,  BSES  aims  at  a
leadership  role  in  creating  world-class  power  infrastructure  in
the  country  in  pace  with  regulatory  changes  and  reforms  in
the  power  sector.  The  proven  management  skills  and
established  project  execution  capabilities  of  Reliance
combined  with  the  experience  of  BSES  will  create  value  for
millions  of  consumers  by  providing  reliable  and  good  quality
power  at  competitive  prices  and  achieving  best-practice
international  standards  of  service,  quality,  safety  and
customer  service.

BSES, with its corporate lineage going back to 1929 is a utility
engaged  in  the  generation,  transmission  and  distribution  of
power  in  suburban  Mumbai,  major  part  of  Orissa  and  Delhi.
BSES presently supplies over 15 billion units of power to over
5  millions  customers,  and  is  ranked  among  India’s  top  25
listed  private  sector  companies  on  all  major 
financial
parameters.

BSES  generating  plants 
include  a  500  MW  coal-fired
power  station  at  Dahanu  near  Mumbai,  a  220  MW  gas-fired
power  station  at  Samalkot  near  Visakhapatnam  and  a

165  MW  naphtha-fired  power  station  at  Kochi.  While
the  power  from  Dahanu  is  entirely  consumed  in  BSES'
distribution  grid  in  Mumbai,  Samalkot  and  Kochi  plants
supply  power  to  State  Electricity  Boards  in  Andhra  Pradesh
and  Kerala.

India  is  a  power  deficient  country  with  an  average  energy
shortage  of  about  7  per  cent  of  total  energy  requirement
and  peak  shortage  of  12  per  cent  of  peak  capacity
requirement.  The  power  sector  capacity  in  the  country  is
dominated by State (60 per cent) and Central utilities (30 per
cent) with private sector contribution being very small (10 per
cent).  The  installed  generation  capacity  in  the  country  at
present  is  about  105,000  MW  with  an  adverse  thermal:
hydel  mix.

Apart from capacity shortage, the power sector in the country
is  plagued  by  high  transmission  and  distribution  losses,  lack
of grid discipline, excessive workforce, ageing transmission &
distribution  systems,  and  lack  of  commercial  orientation. This
resulted in aggregate losses of State Electricity Boards in the
year  2001-02  touching  a  worryingly  high  Rs  24,000  crore.
However, the situation is beginning to change with reforms at
all  levels  introduced  by  State  governments  and  the  Central
government.

legislations 

in  Parliament,  which  seeks 
in 

The  Central  Government  has  introduced  a  New  Electricity
to  consolidate  various
Bill 
central  and  state 
the  electricity  sector,
free  the  sector  from  controls,  and  introduce  competition
tranmission  and  distribution  of  power
in  generation, 
the
for 
the
Bill  will  catalyse 
emergence  of  a  strong  and  vibrant  power  sector 
in
the country.

the  benefit  of  consumers.  The  enactment  of 
facilitate 

the  reform  process  and 

Reliance Industries Limited

27

GROWTH IS LIFE

Energy  Conservation

Reliance has a comprehensive policy on energy conservation.
During  the  year  under  review,  innovative  energy  conservation
was  practiced  at  all  manufacturing  locations.  Better  operating
practices,  improved  operating  efficiencies,  optimum  utilisation
of  resources,  increased  automation,  introduction  of  advanced
controls,  new  techniques,  and  higher  capacity  utilisation,
among  other  methods  brought  about  significant  reduction  in
consumption  of  primary  fuels.

The  Hazira  complex  has  shown  a  consistent  reduction  in
energy consumption per ton of product. This is detailed below:

2000-01

2001-02

2002-03

  Fuel MMkcal / MT

2.20

2.19

2.12

Fuel  consumption  and 
loss  as  a  percentage  of  crude
processed  is  a  parameter  of  specific  energy  consumption  in
refinery operations.  Jamnagar has shown a marginal increase
in percentage fuel and loss on crude processed for the current
year due to the turnaround in Dec 2002.

2000-01

2001-02

2002-03

  Fuel Loss on
  crude processed

10.66  %

9.99 %

10.07  %

In  the  area  of  renewable  energy,  a  digester  unit  based  on
technology  supplied  by  the  Sardar  Patel  Renewable  Energy
Research  Institute  was  set  up  in  ETP  for  producing  biogas

from  canteen  waste. The  biogas  is  utilised  as  fuel  in  the  DTA
vaporizer of the polyester complex.

During  the  year,  Jamnagar  refinery  participated  in  many
benchmarking  studies  to  redefine  its  objectives  for  energy
conservation.  Solomon  Associates  carried  out  benchmarking
study  for  the  Jamnagar  refinery  in  2002  and  the  energy
intensity  index  improved  from  69.5  per  cent  to  66.1  per  cent.
The  refinery  also  participated  in  the  benchmarking  study  of
Shell  in  2002  and  its  energy  and  loss  index  improved  further
from 94.3 per cent to 88.7 per cent.

Reliance's  energy  conservation  efforts  yielded  many  awards
to its manufacturing sites during the year:

•

"National Energy Conservation" award from the Ministry of
Power, Government of India for the year 2001- 02 to both
Patalganga  and  Hazira  complexes

• Confederation  of  Indian  Industries  (CII)  "Energy  Efficient

Unit" award for the year 2001-02 to Patalganga complex

•

•

Petroleum  Conservation  Research  Association  Award
(PCRA)  to  Hazira  complex  for  its  "exemplary  work  in
energy  conservation"  for  the  third  consecutive  year  in
2001-02

Third  consecutive  CII  award  for  "Excellence  in  Energy
Conservation"  to  Hazira  complex  in  2001-2002

Research and Development

Research  and  Development  (R&D)  activities  are  an  integral
part of Reliance's overall operations and are directed towards
the  corporate  objective  of  growth  and  excellence.

FY  2002-03  saw  a  surge  in  Reliance's  R&D  efforts  across
various  manufacturing  sites  and  research  centres.

The  R  &  D  centre  at  Hazira  achieved  major  breakthroughs
in  polymers.  These 
five
international patents, which are in the process of being filed.

initiatives  have  culminated 

in 

• Catalysts  processes  and  performance 

improvements

for PP

•

Process  development  of  inorganic  support  for  polyolefin
catalysts

• Development  of  bifunctional  aliphatic  donors 

for

polyolefins  catalysts

•

Low  cost  antipolymerant  for  naphtha  cracking

Reliance continues to pursue various programmes at National
the  Research
Chemical  Laboratory  (NCL),  Pune  under 
Alliance  Agreement  (RAA);  one  of  the  programmes  designed
to  develop  nucleating  agents  for  polypropylene  from  bio-
diversified resources in India has resulted in 3 joint (RIL-NCL/
CSIR)  patents.

Research  (CSIR)  for  developing  breakthrough  technology  in
key  areas  from  laboratory  to  commercial  scale.  Reliance  will
be  offered 
for  commercial
to 
the 
development. The key areas are:

right 

IPR 

first 

the 

•

•

Functionalisation  of  alkanes  involving  acetic  acid  and
ethylene 
from
ethane,  detergent  alcohol  from  C11-13  alkanes

from  ethane,  vinyl  chloride  monomer 

Lactic  acid  and  lactic  acid-based  polymers  to  make  value
added  polymeric  materials  from  renewable  resources

Indian 

Reliance  continues  to  sponsor  and  participate  in  various
R&D efforts at premier institutes in India and abroad including
the 
Institute  of  Technology,  Mumbai;  Jawaharlal
Nehru  Centre  for  Advanced  Scientific  Research,  Bangalore;
MBT,  Pune;  National  Chemical  Laboratories;  University  of
Massachusetts,  USA;  and  Polymer  Institute  Brno,  Czech
Republic.

For the first time in India, outsourced programme at MBT Pune
has  resulted  in  coveted  international  publication  elucidating
combinatorial  chemistry  application  in  Catalysis.

At 
the  Reliance  Technology  Centre  (RTC)  pilot  plants
are  being  set  up  to  develop  differentiated  polyester  products.
These  plants  would  have 
study  batch
polycondensation,  continuous  polycondensation  and  spinning.

facilities 

to 

Reliance  has  recently  entered  into  an  agreement  under  the
New  Millennium 
Initiative
(NMITLI)  alongwith  the  Council  of  Scientific  &  Industrial

Indian  Technology  Leadership 

At  the  Patalganga  complex,  innovative  ideas  in  process
development  resulted  in  major  achievements.  The  highlights
include:

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GROWTH IS LIFE

•

In-house  development  and 
recovery  scheme  from  off-gases  in  the  paraxylene  plant

implementation  of  LPG

• Development  and  implementation  of  energy  optimization
scheme  in  the  Tatoray  section  of  the  paraxylene  plant
using  PINCH  technology

•

Process  development  for  water  and  catalyst  recovery
from  mother  liquor  in  the  PTA  plant,  in  collaboration  with
UICT,  Mumbai

• Development  of  a  model 

for  oxidation  reactor  and
purification  crystallisers  based  on  computational  fluid
dynamics  (CFD),  in  collaboration  with  UICT,  Mumbai

• Development  of  a  mathematical  model  for  paraffin  to
olefin  conversion  in  the  LAB  plant  in  consultation  with
NCL,  Pune

The Jamnagar complex saw development and implementation
of many novel schemes. A few of these were:

• Conversion  of  diesel  hydrotreater 

to  heavy  naphtha

hydrotreater

•

In-house  design  and  development  activities  to  enable
successful  capacity  enhancement  of  the  SHP  /  TAME
plant by 125 per cent

• Decoking  of  the  coker  plant  furnace  using  'Pigging'
technique resulted in lower downtime and higher capacity
utilisation

•

In-house  development  of  process 
debottlenecking  of 

the  gas  processing 

know-how 

facility 

for
in

the  aromatics  complex.  This  scheme  leads  to  higher
hydrogen  export  and  LPG  recovery. The  scheme  is  under
execution

•

Advanced 
implemented  in  many  plants

Process  Control 

(APC), 

successfully

Major  R  &  D  activities  at  Hazira  petrochemical  complex
included:

• Optimisation  of  oxidation  reactor  process  conditions
in

reduce  specific  consumption  of  acetic  acid 

to 
PTA  plant

•

Process development for treating catalyst plant to produce
TiO2 by-product in FCP plant

• Organic  stripping  column  modification  for  burning  volatile
in

from  esterification  process 

organic  components 
dowtherm vaporisers  in  POY  plant

•

•

Installation  and  commissioning  of  Gel  permeation
chromatography 
for  study  of  polymer
products

techniques 

State-of-the-art  Polypropylene  Pilot  Plant  commissioned
at Hazira for enhancing technology envelop. The pilot plant
runs have already yielded two new/improved grades of PP
for  demanding  market/customer  needs

In  addition,  as  a  part  of  ongoing  exercises  several
development  activities  were  carried  out  to  reduce  costs,
improve  safety,  cut  energy  consumption  and  optimise
processes.

Quality

Reliance  is  committed  to  continuous  improvement  in  quality
for  the  entire  range  of  its  products.  Reliance  has  full-fledged
laboratory services at all its complexes employing around 800
international analytical methods and nearly 1,600 instruments
in  25  analytical  facilities.

Each  analytical  laboratory  engages  and  adopts  the  most
modern  trends  in  the  analytical  field  and  provides  reliable
service  to  meet  customer  satisfaction.  A  centralised  Quality
division  facilitates  the  interaction  between  various  sites  and
groups, 
to  share  and
communicate  knowledge.

including  various  units  of 

IPCL, 

During  the  year  under  review,  the  focus  was  particularly  on
activities  with  specific  importance  to  management  systems
and process support studies. Six new facilities were created at
Hazira  to  evaluate  the  quality  of  PE  pipe,  PET,  and  furniture
grade  PP.  Several  studies  were  also  conducted  to  rectify
process  problems  and  improve  the  quality  and  yield  of  the
final  product.

Along with manufacturing facilities, the respective laboratories
were also credited with ISO 9000 and 14000 certification. The
Polyester  testing  laboratory  at  Coimbatore  achieved  the
distinction  of  NABL  certification  as  an  independent  testing
laboratory.  The 
laboratory  at  Jamnagar  has
successfully  implemented  the  ISO  17025  system  with  final
certification audit due in May 2003.

refinery 

Reliance's  efforts  in  quality  received  many  accolades  during
the  year,  which  included:

• Golden  Certificate  from  Shell  Main  Products  Correlation
Scheme 
to
Jamnagar  refinery  laboratory  from  among  more  than  100
laboratories in the world

for  best  analytical 

laboratory 

(SMPCS) 

•

•

TQM  Merit  award 
Trainer  award

for  polymer 

laboratories  and  Top

IMC Ramakrishna Bajaj National Quality Award - 2002 for
the  Hazira  Complex

Health

is 

to 

provide 

committed 

Reliance 
and
modern  occupational  health  and  medical  services 
to
its  employees.  Well-equipped  occupational  health
all 
centers  have  been  established  at  Patalganga,  Hazira,
Jamnagar  and  Naroda 
to  preventive  and
curative  health.

for  catering 

adequate 

The  occupational  health  services,  manned  by  qualified
doctors  and 
in
trained  paramedical  staff  are 
continuously  improving  the  health  standards  by  providing
state-of-the-art  preventive  and  curative  services.  They  are
also  involved  in  various  health  promotion  activities  as  well  as
continuous  improvement  in  workplace  environment.

involved 

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29

GROWTH IS LIFE

The  occupational  health  activities  of  these  centers  include
pre-employment  medical  examinations,  periodic  medical
check-ups  of  employees,  school  health  check-ups,  preventive
immunisations,  health  audits,  biological  monitoring  and
comparative  studies  of  interdepartmental  health.    Periodic
health  risk  assessment  studies  for  exposure  to  various
chemicals are also carried out in the plants.

Health  education  and  awareness  are  accorded  high  priority.
Reliance  has  evolved  an  effective  multi-disciplinary  approach

for  creating  health  awareness  programmes  to  address  issues
lifestyle
like  hypertension,  diabetes,  heart  disease,  and 
management.

The  medical  centers  also  participate  in  various  medical
camps organised for the benefit of local communities, and are
integral  part  of  on-site  and  off-site  disaster
also  an 
management  teams.

Safety

to  safety 

is  of  paramount 

importance  at
Commitment 
Reliance. During the year, the Health, Safety and Environment
(HSE)  policy  was  revised 
to  reflect  company's  position
on  HSE  issues  and  to  strive  to  be  a  leader  in  management
of HSE.

New  work  permit  procedures,  developed  last  year,  have  now
been  fully  implemented  in  Patalganga  and  Hazira  complexes.
The  Jamnagar  complex  is  in  the  process  of  switching  over  to
the  new  procedures.  The  new  procedures  provide  for  more
checks and responsibility according to the hazard potential of
each  activity.  All  sites  now  carry  out  Risk  Assessment  /  Job
Safety  Analysis  for  all  major  maintenance  and  first-time
activities.

There  has  been  an  increased  emphasis  on  safety  of  contract
workers  by  way  of  increased  training.  Training  man-hours  for
contractors showed a quantum jump during the year.

(Safety  training  man-hours  for  contractors)

  Site

  Patalganga

  Hazira

  Jamnagar

2001-02

2002-03

 2,483

15,565

24,066

 6,188

31,585

57,278

During the planned shutdown in Jamnagar, more than 11,000
additional  contract  workers  were 
requisitioned,  and  all
these workers underwent fire and safety training before taking
up work.

The  British  Safety  Council  conducted  a  Safety  and  Health
Management  audit  at  Hazira  and  Patalganga  in  December
2002 and at Jamnagar in April 2003, and awarded the highest
Five Star rating to all the complexes.

Environment

At  Reliance,  clean  environment  for  sustainable  development
is  of  prime  concern,  and  is  an  important  business  objective,
achieved  by  every  employee's  contribution  and  responsibility
towards  environmental  performance.

A  layered  system  of  environmental  monitoring  and  audit  is
followed  in  compliance  with  all  environmental  protection  laws
of  the  land  through  all  project  stages  -  from  planning  to
commissioning  and  production.

The  HSE  group  at  each  manufacturing  complex  regularly
monitors  and  audits  specific  maintenance  systems  to  ensure
regulatory  compliance.

The  Jamnagar  refinery  complex  is  currently  in  the  process
of 
the  Environment  Management  System
conforming  to  ISO  14000.

implementing 

The  refinery  complex  operates  without  any  burden  on  local
water  resources  of  the  region  and  the  integrated  desalination
plant  of  the  refinery  produces  desalinated  water  for  use  in
process  and  domestic  applications.  Reliance  supplied  3,500
lakh litres of potable drinking water from the desalination plant
to  Jamnagar  city  during  the  summer  of  2002.  The  refinery
complex  has  been  getting  a  rebate  from  the  State  Pollution
Control  Board  in  the  Water  Cess  consecutively  for  the  past
two  years.

Reliance  places  great  emphasis  in  developing  greenery  and
landscaping  as  an  in-built  environmental  protection  measure.
Treated effluents are used for enhancing greenery. In addition,
various  biological  sludges  and  organic  solid  waste  are
composted  and  processed  biologically  to  generate  natural
fertilizer. A combination of these efforts and recycling of paper
have resulted in halving solid waste.

To  conserve  water  and  land  resources,  hay  filters  have  been
installed  to  filter  out  dust  particles  and  trees  have  been
planted in windward directions to arrest the flow of dust.

The  Hazira  complex  is  the  first  integrated  petrochemicals
for
complex 
ISO  14000  certification 
its 
the  Environmental  Management
System  (EMS).

implementation  of 

India  with 

in 

The  complex  has  adopted  'waste  to  resource'  methods  for
continual improvement in environmental sustainability. As part
of this effort, canteen waste is being treated in a digester unit
to  produce  biogas,  which 
the
petrochemical  complex.

is  utilised  as 

fuel 

in 

Several  measures  have  been  adapted  to  conserve  precious
water  resources,  including  the  recycling  of  treated  effluent  to
the maximum possible extent, and adoption of a drip irrigation
and  sprinkler  system  for  greenbelt  development.

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Reliance Industries Limited

GROWTH IS LIFE

A vermiculture  plant  set  up  to  convert  in-house  garden  waste
into  organic  fertiliser  has  operated  at  full  capacity  during  the
year  and  about  40  MT  of  vermicast  (vermiculture  based
fertiliser)  was  produced  and  utilised  within  the  complex  as
partial  substitute  for  other  fertilisers.

For  the  second  consecutive  year,  the  Hazira  complex  was
awarded 
Environment
Excellence Award (instituted by Greentech Foundation) in the
petrochemical  category.

Indo-German  Greentech 

the 

The  Patalganga 
complex  has  also  developed  and
implemented  a  number  of  sustainable  environmental
schemes,  and  continued  improvement  resulted  in  ISO  14000
certification  of  the  Patalganga  complex  in  May  2002.

In  addition,  Patalganga  clocked  a 

The  continual 
improvement  at  Patalganga  has  steadily
reduced  water  consumption  levels.  Recycling  and  reuse
of  treated  wastewater  reduces  the  requirement  of  fresh
water. 
in
in  solid  wastes  and  recycling
air  emissions,  reduction 
through  vermi-composting,  among
of  biological  waste 
initiatives
other  measures.  During 
installation  of  Low-NOx  burners
were 
levels;  energy
in  process  heaters 
to 
integration 
fuels
in  boilers  and  gas 
recovery  of  metals
from  solid  waste.

in  plants;  use  of  clean 

the  year  various 

taken  such  as 

turbines;  and 

reduce  NOx 

improvement 

reduction 

Human Resource Development

A  five-point  scalable  approach  sums  up  HR  practices  at
Reliance.  The  company  believes  in  empowering  colleagues
through  greater  knowledge,  opportunity, 
responsibility,
accountability and reward. This is the bedrock of all growth at
Reliance, where growth is life. It is the benchmark by which it
gauges  best  practices  as  ideal  employers  and  enablers  in
India  and  globally.

takes 

immense  pride 

Reliance 
in  providing  an  equal
opportunity  work  environment,  and  places  great  emphasis  on
identifying,  nurturing  and  freeing  up  talent.  This  involves  a
practice of encouraging youth, urging experienced colleagues
to  mentor  people  and  processes,  and  inculcating  a  can-do
culture that moulds itself to evolving personal aspirations and
corporate goals throughout the career of an individual.

RIL is a young company with an average age of 38 years for its
12,915 employees, as on March 31, 2003.

Break-up  of  professional  workforce

  Ph.D.

  MBAs

  Engineers

  CA/ ICWAs

Age  Profile

  Upto 25 years

  26 - 35 years

  36 - 45 years

  46 - 55 years

  56 + years

2%

12%

80%

6%

4%

42%

35%

17%

2%

With steady organic growth and consolidation of businesses in
its  chosen  areas,  Reliance  offers  a  wide  spectrum  of
cross-company,  cross-discipline  and  cross-country  career

opportunities  for  employees.  With  increasing  globalisation  of
its businesses, this also extends to international opportunities
across  major  markets  and  areas  of  business.

Learning and relevance are key principles at Reliance. And in
order  to  ensure  it,  the  company  offers  comprehensive  world-
class  training  and  development  resources.    Employees  are
supported  by  an  excellent  system  of  assessment,  career
mapping,  aptitude  tests  and  other  training  needs.  During  the
year,  over  1,636  training  programs  covered  7,422  employees.

In  association  with  the  Indian  Institute  of  Management,
Bangalore  (IIM-B),  Reliance  has  created  a  customised
management  course  for  its  engineers.  The  eighth  and  ninth
batch comprising 80 engineers have gone to IIM-B. Graduates
of  previous  courses,  prepared  for  accelerated  careers  in  the
Company 
important  sectoral
responsibilities. Typically,  they  are  27-30  years  old  when  they
assume  major  responsibilities.  To  ensure  skill  sets  are
constantly  upgraded,  Reliance  has  from  this  year  begun
advanced  courses 
that
in  management 
graduated from the IIM-B program five years ago.

today  occupy  positions  of 

the  class 

for 

Reliance  has  moved 
to  a  Key  Result  Area  oriented
performance  appraisal  system  and  a  performance  linked
incentive  scheme.  International  consultants  have  designed  a
scheme  for  Reliance  that  matches  or  betters  systems  in
similar synergistic operations anywhere in the world. Reliance
has  already 
in  manufacturing
operations and will expand it to other businesses.

the  scheme 

implemented 

The Company in the past year launched SAP-HR to provide an
effective  interface  between  HR  and  employees  across  India
and the world.

Reliance  encourages  individuals  to  go  beyond  the  scope  of
their  work,  undertake  voluntary  projects  that  enable  them  to
learn and contribute innovative ideas in meetings goals of the
company.

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31

GROWTH IS LIFE

Social Responsibility and Community Development

that  corporate 

implicitly  believes 

Reliance 
responsibility
extends beyond the ambit of a company's facilities and offices.
And  that  true  corporate  citizenship  must  include  common
this  belief  system,
In  keeping  with 
cause  with  society. 
Reliance  encourages, 
funds  and  develops  numerous
education, health and human capital initiatives. While many of
these  initiatives  are  now  recognised  in  India  and  abroad  as
model  approaches,  we  derive  greater  inspiration  for  our
mission  of  partnership  with  society  when  graduates  of
Reliance-funded 
in  cities,
children 
in  villages,  and
patients  in  Reliance-led  hospitals  emerge  to  lead  lives  of
aspiration,  good  health  and  fulfillment.

in  Reliance-sponsored  schools 

institutions  of  higher 

learning 

Educational Initiatives

Dhirubhai  Ambani 
Information 
Communication Technology  (DA-IICT),  Gandhinagar

Institute 

of 

and

DA-IICT,  an  initiative  of  Reliance  Group  and  the  Dhirubhai
Ambani  Foundation  (DAF),  was  established  in  2001  to  impart
state-of-the-art  education  in  information  and  communication
technology  and  provide  an  interface  with  other  disciplines.
The  Government  of  Gujarat,  through  a  special  enactment  in
March 2003, has accorded University status to DA-IICT.

offers 

various 

educational 

DA-IICT 
at
undergraduate,  postgraduate  and  doctoral  levels  in  the  area
of  information  and  communication  technology,  information
technology 
in  agriculture,  and  digital  media.  Student
enrolment  at  DA-IICT  for  the  2003-2004  academic  year  is
about  950.

programs 

teaching  and  research  assistants.  DA-IICT 

DA-IICT plans to grow to a 1,300-student campus by 2004-05,
with  70  full-time  faculty,  a  sizeable  number  of  visiting  faculty,
is  also
and 
preparing  to  offer  a  wide  range  of  training  and  research
programs,  and  to  focus  on  continuing  education  programs  for
working  executives  and  practicing  professionals.

Dhirubhai  Ambani  University  of  Science  and Technology,
Jamnagar

DAF with the support of Reliance Group has plans to establish
a  university  at  Jamnagar. To  be  named  the  Dhirubhai  Ambani
University  of  Science  and  Technology  (DAUST),  it  will  offer
world-class  education  in  emerging  areas  of  science  and
technology.  DAUST  will  focus  on  educational  and  research
programs in areas like bio-science and engineering, computer
science  and  engineering,  energy  engineering,  food  science
and  engineering, 
infrastructure  engineering,  materials
science  and  engineering,  and  ocean  engineering.

Dhirubhai  Ambani  International  School,  Mumbai

Situated in the Bandra-Kurla Complex, Mumbai, the Dhirubhai
Ambani  International  School  is  funded  by  the  J.H.Ambani
International  School  was
Foundation.  Dhirubhai  Ambani 
established  with  the  principal  objective  to  provide  the  highest
quality of education to about 1,000 students.

The  school,  under  one  roof,  caters  to  the  education  needs  of
children aged 4 to 17, and provides education compatible with
leading  schools 
India  and  abroad.  Fully  equipped
laboratories  and  a  learning  centre  complete  with  internet
capability  provide  every  facility  needed  for  modern,  enriching
education.

in 

In their early years, students follow a pre-primary, primary and
middle  school  curriculum  devised  by  the  school.  A  choice
between ICSE and the University of Cambridge's International
is
General  Certificate  of  Secondary  Education  (IGCSE) 
available  to  standards  8,  9  and  10.  For  standards  11  and  12,
the  school,  now  an  accredited  International  Baccalaureate
World  School,  offers  the  exciting  and  challenging  Diploma
Programme.

Scholarships

trust  with 

its  shareholders' 

During  the  year,  Reliance  marked  25  momentous  years  of
relationship  and 
that
numbers  in  excess  of  3  million. To  commemorate  this  special
'Dhirubhai  Ambani
instituted 
relationship,  Reliance 
the
Scholars  Scheme' 
scheme,  1,000  scholarships  ranging 
to
Rs.  15,000  will  be  awarded  to  meritorious  children  of  the
shareholders  of  Reliance  Group  companies.

the 
for  undergraduate  study.  Under 

from  Rs.  7,000 

family 

The  Dhirubhai  Ambani  Foundation  has  for  the  past  seven
years  presented  merit  awards  and  scholarships  to  district
level  meritorious  students  for  SSC  and  HSC  examinations.
During the year under review, 558 meritorious students - 63 of
them  physically  challenged  -  from  a  total  of  62  districts  of
Maharashtra,  Guajrat,  Goa  and  the  Union  Territories  of
Daman,  Diu,  and  Dadra  Nagar  Haveli  were  presented  with
scholarships.

Under  the  'Reliance  Kargil  Scholarship  Scheme',  education
the  Kargil  war  as  well
of  111  children  of  martyrs  of 
as  disabled  soldiers  were  supported 
the  second
consecutive  year.

for 

Healthcare Initiatives

Sir  Hurkisondas  Nurrotumdas  Hospital  and  Research
Centre  (HNHRC),  Mumbai

joined 

DAF  has 
the  management  of  Sir  Hurkisondas
Nurrotumdas  Hospital  and  Research  Centre 
(HNHRC),
in  1925,  and  Sir  Hurkisondas  Nurrotumdas
established 
Medical  Research  Society  (HNMRS)  a  29-year-old  institution
involved in clinical research with a social bearing.

At  present  HNHRC  offers  tertiary  level  healthcare  facilities
including  cardiology,  cardio-thoracic  surgery,  neurology
and  neuro-surgery,  oncology,  urology,  nephrology,  and
gastroenterology,  with  over  150  consultants  in  various  areas
of  specialisation  and  super-specialisation.  The  staff  of  about
1,000,  including  paramedical  and  other  support  staff  at
HNHRC  also  provides  free  and  subsidised  out-patient  and
in-patient  treatment  for  the  poor.

HNHRC  offers  postgraduate  diplomas  in  various  specialties
awarded  by  the  College  of  Physicians  and  Surgeons  (CPS)
and  Diplomate  of  National  Board  (DNB).  HNHRC  also
offers  M.Sc.  and  Ph.D  programs.  In  addition,  HNHRC  runs  a
Nursing  School.

HNHRC has been instrumental in executing many community-
oriented  programs. These  include  free  camps  such  as  Senior
Citizens  Screening  Camp,  Vascular  Surgery  Camp,  Cancer
Awareness  &  Detection  Camp,  Diabetic  &  Hypertensive
Retinopathy  Camp  and  an  Immunisation  Programme.  In  all,
nearly 1,400 persons benefited from these camps.

32

Reliance Industries Limited

GROWTH IS LIFE

Sir  Hurkisondas  Nurrotumdas  Medical  Research  Society
(HNMRS),  Mumbai

Reliance  also  supports  the  scientific  research  activities  of
Sir  Hurkisondas  Nurrotumdas  Medical  Research  Society
(HNMRS). At HNMRS, researchers are motivated to move out
of  the  four  walls  of  hospitals  to  carry  out  community-based
studies.  Recent  projects  include  a  study  on  the  prevalence  of
respiratory disorders among taxi drivers, Type-2 diabetes in a
neighbouring  municipal  ward,  and  repeated  surveys  of  a
population  to  monitor  cardiovascular  health  status.  Over  100
research  projects  have  been  completed,  many  of  them
multidisciplinary. In all, 110 papers have so far been published
in  established  scientific  journals,  about  half  of  them  in
international journals. The work of HNMRS has received wide
appreciation  from  the  scientific  community.

Dhirubhai  Ambani  Hospital,  Lodhivali,  Raigad

This  state-of-the-art  general  hospital  was  established  five
years  ago  and  has  since  served  the  population  in  the
industrial  and  rural  areas  of  Raigad  district,  Maharashtra.
Besides  taking  care  of  hospitalisation  requirements,  the
hospital  provides  poor  patients  and  senior  citizens  free
outpatient  and  subsidised  in-patient  treatment.

The  Dhirubhai  Ambani  hospital,  a  comprehensive  health
care  center,  has  also  saved  lives  of  numerous  highway
accident victims by providing prompt, specialised and free life
saving  treatment.

Community  Development

At  its  manufacturing  locations,  Reliance  runs  schools  that
provide  quality  education  to  the  children  of  employees,  and

also  to  children  living  in  nearby  areas.  Free  transport  is
provided  to  all,  enabling  students  living  in  nearby  villages  to
attend  school  everyday.

During the year under review, community services carried out
at  Jamnagar  include  construction  of  tar  road  in  11  nearby
villages; construction of community halls, panchayat buildings
and aanganwadi in several villages; supply of fodder to nearby
villages;  organisation  of  blood  donation  camps  and  health
diagnostic camps; and supply of drinking water.

At  Hazira,  community  services  include  donation  of  computers
to  all  primary  schools  and  three  high  schools  of  the  area;
organising  inter-school  and  inter-village  sports  and  cultural
competitions; awards to motivate meritorious students; mobile
health van services and several medical camps; and initiatives
to  provide  self-employment  opportunities  to  women  and
physically  handicapped  persons.

The  Hazira  complex  was  awarded  a  trophy  for  highest
number  of  blood  donations  in  Surat  district  for  the  fourth
consecutive  year.

To  improve  the  quality  of  life  of  the  community,  Reliance's
Patalganga  complex  during 
the  year  undertook  several
initiatives  in  nearby  areas  such  as  construction  of  school
rooms  and  community  hall;  providing  drinking  water 
to
villages;  women's 
vocational
development 
familiarisation  schemes;
education  programs  and 
health  and  hygiene  awareness  programs;  child  education
programs  and  managing  crèches;  free  medical  camps;  and
planting trees.

schemes; 

trade 

Foreign Exchange Savings, Taxes Paid and Exports

Foreign  Exchange  Savings

Reliance  contributes  to  savings  of  precious  foreign  exchange
for  the  country  by  manufacturing  products  that  are  import
substitutes.

During  the  year,  the  company's  operations  have  helped  the
nation  save  valuable  foreign  exchange  to  the  tune  of  Rs
24,392  crore  (US$  5,137  million),  an  increase  of  21  per  cent
over the previous year's figure of Rs 20,169 crore.

Taxes  Paid

Reliance  is  one  of  India's  largest  contributors  to  the  national
exchequer,  primarily  by  way  of  payment  of  customs  and
excise  duties  to  various  government  agencies.

During the year, Reliance paid a total of Rs 13,210 crore (US$
2,782  million)  in  the  form  of  various  taxes  and  duties  against
Rs 10,470 crore paid during the last year.

In  line  with  the  continued  growth  in  production  and  sales
volumes,  Reliance's  payment  of  duties  and  taxes  has  risen

consistently over the years, despite the decline in the rates of
custom  and  excise  duties.

Exports

the  year,  Reliance's  exports, 

During 
including  deemed
exports,  increased  to  Rs  11,510  crore  (US$  2,424  million),
from Rs 11,200 crore in the previous year, recording an annual
growth  of  3  per  cent.  Reliance  continued  to  maintain  its
leadership position as the largest exporter in the country.

Reliance exports its products to over 100 countries, including
the  most  quality  conscious  customers  in  the  US  and  Europe.
This  demonstrates  Reliance's  global  competitiveness,  the
world-class  quality  of  its  products,  and  superior  logistics
capabilities.

The  strong  growth  in  exports  has  been  achieved  while
retaining the thrust on the domestic markets, with exports still
representing only 18 per cent of Reliance's gross turnover.

Reliance  has  set  up  new  export  offices  in  China,  UAE,
Vietnam, Turkey  and  Indonesia.

Reliance Industries Limited

33

GROWTH IS LIFE

Awards and Accolades

Reliance's  commitment  to  excellence  won  several  national
and  international  awards  and  rankings  for  the  company.
Reliance also received many accolades for the management's
outstanding  performance.

Corporate  Ranking

25 in Asia in a CFO Asia Best Annual Reports Survey in March
2003.

In  a  FinanceAsia  poll  in  March  2003,  RIL  was  ranked
number  one  in  India  in  the  'Best  Financial  Management'
category.

RIL was the only Indian company to feature among Asia's ten
most creditworthy companies in The Asset Annual Benchmark
Survey of Asia's Best Credits in 2002.

RIL  received  the  inaugural  best  export  performance  award
for  FY  2000-01  from  the  Government  of  Maharashtra  in
March  2003.

Reliance  Group  emerged  as  India's  'Most  Admired  Business
House'  for  the  second  consecutive  year  in  the  Business
Barons - TNS Mode Opinion Poll for 2002.

RIL  was  ranked  number  one  for  'Financial  Soundness'  and
'Long Term Vision', and number two in 'Overall Leadership', in
a  Far  Eastern  Economic  Review  (FEER)  survey,  Review  200:
Asia's Leading Companies, in December 2002.

An  Asiamoney  survey  in  December  2002  -  January  2003
ranked RIL among the top five companies in the 'Overall Best
Managed  Company'  category.

RIL  featured  in  the  'World's  Most  Respected  Companies'  list
published  by  Financial  Times  based  on  a  global  survey  and
research  done  by  PricewaterhouseCoopers.  In  the  same
survey  Reliance  was  ranked  among  the  world's  10  most
respected  energy  and  chemical  companies,  and  also  topped
the list of  'Most respected Indian companies'.

RIL  was  ranked  at  number  three  in  'India's  Most  Respected
Companies'  list  published  by  Businessworld  in  January  2003.

The  2001-02  annual  report  of  RIL  was  judged  the  Best
Annual  Report  among  Indian  companies  and  among  the  best

Recognition  for  Management

Reliance Founder-chairman Dhirubhai H. Ambani (1932-2002)
'Lifetime  Achievement
was  posthumously  conferred 
to
for  his  outstanding  contribution 
Award'  by  Petrotech 
Downstream  Petroleum  Industry  in  India,  in  January  2003.

the 

RIL  Chairman  &  Managing  Director  Mukesh  D.  Ambani  and
Vice-Chairman  &  Managing  Director  Anil  D.  Ambani  were
conferred  'The  Entrepreneur  of  the  Decade  Award'  by  the
Bombay  Management  Association  in  October  2002.

Dhirubhai  H.  Ambani,  Mukesh  D.  Ambani  and  Anil  D.  Ambani
were  rated  as  'India's  Most  Admired  CEOs'  for  the  fourth
consecutive year in the Business Barons - TNS Mode Survey,
in July 2002.

Mukesh  D.  Ambani  was  ranked  33rd  among  the  'Top  50  Most
Respected  Business  Leaders  of  the  World'  in  a  survey
conducted  by  Pricewaterhouse  Coopers  and  published  in
Financial Times,  London,  January  2003.

Mukesh  D.  Ambani  was  conferred  the  'Membership  Award'  by
The Textile Association of India in December 2002.

34

Reliance Industries Limited

GROWTH IS LIFE

Corporate  Governance

to 

review 

Reliance’s Corporate Governance Principles uphold its global
forefront  of  corporate  governance  best
standing  at 
the 
practices.  Reliance  continues 
its  corporate
governance  practices  to  ensure  that  they  continue  to  reflect
domestic  and  international  developments  to  position  itself  to
conform  to  the  best  corporate  governance  practices.  It  takes
feedback into account in its periodic reviews of the guidelines
their  continuing  relevance,  effectiveness  and
to  ensure 
international
the  needs  of 
to 
responsiveness 
investors  and  all  other  stakeholders.

local  and 

Principles

Reliance’s  corporate  governance  practices  focus  on  the
following  main  principles.

Recognising  the  respective  roles  and  responsibilities  of
Board  and  management

To establish an effective mechanism for overseeing the affairs,
keeping in view the Company’s size, complexity, geographical
operations  and  corporate  tradition  &  culture,  the  Reliance’s
framework  is  designed  to:

•

•

•

enable  the  Board  to  provide  strategic  guidance  for  the
Company and effective overseeing of the management;

define  the  respective  roles  and  responsibilities  of  senior
executives and officers to ensure accountability; and

ensure a balance of authority such that no single individual
has  unfettered  powers.

Having  a  Board  of  appropriate  composition,  size  and
commitment to adequately discharge its responsibilities and
duties

To  ensure  effectiveness  of  the  Board,  facilitating  efficient
discharge  of  duties  and  adding  value  in  the  context  of  the
Company’s  circumstances,  the  Board  periodically  reviews  its
composition  and  size  for  ensuring  a  strong  element  of
independence  and  commitment.  Accordingly  the  Board  is
structured in such a way that :

•

•

•

it  has  a  proper  understanding  of,  and  competence  to  deal
with, the current and emerging issues of the business and
the benefit of a variety of perspectives and skills.

it  has  the  appropriate  mix  of  executive  and  non-executive
directors  ensuring  Directors’  commitment  and  time  to
participate in the affairs fully.

it  can  effectively  review  and  challenge  the  performance  of
management  and  exercise  independent  judgement.

The  Directors  are  elected  by  the  shareholders.  However  the
Board plays an important role in the selection of candidates for
shareholders’  approval.  Reliance’s  policy  does  not  prescribe
any term limit for Directors, as the term limits, while could help
fresh  ideas  and  view  points  of  new  entrants,  they  have  the
disadvantage  of  losing  the  valuable  contribution  of  directors
who  over  the  time  have  developed  insight  in  to  the  Company
and its affairs.

Independent verification and safeguarding integrity of the
Company’s  financial  reporting

the 

To  ensure 
the
Company’s financial position, the Company has put in place a
structure  of  review  and  authorisation  apart  from  strong

factual  presentation  of 

truthful  and 

internal  audit  process.  For  this  purpose,  the  Board  has  also
constituted an Audit Committee, which is charged with paying
particular  attention  to  the  management  processes  supporting
external  reporting,  the  performance  and  objectivity  of  the
internal 
and
and 
independence of the external auditors.

performance 

function, 

audit 

the 

Timely  and  balanced  disclosure  of  all  material
information  concerning  the  Company

To  give  investors  an  equal  and  timely  access  to  material
information, and to ensure that Company announcements are
factual,  balanced  and  in  compliance  with  the  applicable
provisions of law, the Company has put in place a mechanism
to ensure that:

• all  investors  have  equal  and  timely  access  to  material
its

information  concerning 
financial  position,  performance  and  governance.

the  Company  – 

including 

• Company  announcements  are  factual  and  presented  in  a
clear  and  balanced  way,  disclosing  both  positive  and
negative  information.

Highest  importance  to  Investor  Relations

To  ensure  long  term  shareholder  value  creation  and  to
promote  shareholder  participation 
in  corporate  affairs,
Reliance  has  established  and  maintained  communication
strategies, including a policy for clarity in notices of meetings.
Reliance also maintains its corporate website  www.ril.com for
convenient  access  by  the  shareholders  to  all  the  material
information about the Company. Reliance’s endeavours are to
empower its shareholders by:

• communicating  effectively  with  them.

• giving  them  appropriate  information  about  the  Company.

• making it easy for them to participate in general meetings.

Sound system of risk management and internal control

To  establish  and  maintain  a  system  of  risk  management  and
internal  control,  the  Company  has  set  up  a  policy  which
includes  a  review  of  the  risk  management  system,  and
maintenance of a risk profile (both financial and non-financial
risks). Reliance has set up an effective internal audit function,
the  external  auditors, 
independent  of 
the
risk  management  system.  Audit
the 
effectiveness  of 
Committee  of  the  Board  oversees  the  risk  management  and
internal control systems. This system is designed to:

review 

to 

•

•

identify, assess, monitor and manage risks.

inform investors of material changes to the Company’s risk
profile.

Fair  review,  active  encouragement  and  management
effectiveness

to 

is  subject 

the  overall
consistent  effectiveness  of 
To  ensure 
management,  the  performance  of  the  senior  executives  and
officers 
includes  equipping
individuals  with  the  knowledge  and  information  they  need  to
discharge 
their  responsibilities  effectively,  and  reviewing
individual  and  collective  performance  regularly.  Performance
evaluation  process  is  fair  and  transparent  and  uses  both
measurable  and  qualitative  indicators.

review.  This 

Reliance Industries Limited

35

GROWTH IS LIFE

Efficient  Executive  Remuneration  Policy

The Company has adopted a remuneration policy that attracts
and  maintains  talented  and  motivated  executives  so  as  to
encourage  enhanced  performance  of  the  Company.  The
remuneration  policy  envisages  a  clear  relationship  between
performance  and  remuneration,  including  the  link  between
remuneration paid and the overall corporate performance.

Remuneration of managing directors and whole time directors
is  determined  by  the  Remuneration  Committee  of  Directors
within the permissible limits under the applicable provisions of
law and is approved by Shareholders. Non Executive Directors
are paid sitting fees within the limits prescribed under law.

Corporate  Ethics

Reliance  has  a  defined  policy  framework  for  ethical  business
conduct  by  its  personnel.

The  Ethics  Policy  sets  forth,  inter  alia:
- Our Values  and  Commitments
- Our Code of Ethics
- Our  Business  Policies
- Our Code of Conduct for Prevention of Insider Trading
A  detailed  programme  for  Ethics  Management  at
-
Reliance.

These  policies  support  the  consistent  endeavour  to  enhance
the reputation of the Company.

The  “Values  and  Commitments”  policy  document  states  that
Reliance  believes  that  any  business  conduct  can  be  ethical
only when it rests on the nine core values of Honesty, Integrity,
Respect,  Fairness,  Purposefulness,  Trust,  Responsibility,
Citizenship  and  Caring.

These values are not to be lost sight of by anyone at Reliance under
any circumstances irrespective of the goals that are intended to be
achieved. To us, the means are as important as the ends.

In  pursuit  of  these  values  outlined  in  the  “Values  and
Commitments”  policy  document,  we  are  committed  to  an
ethical  treatment  of  all  our  stakeholders  -  our  employees,  our
customers,  our  environment,  our  shareholders,  our  lenders
and other investors, our suppliers and the Government. A firm
belief that every Reliance team member holds is that the other
persons’ interests count as much as their own.

The  “Code  of  Ethics”  and  the  “Business  Policies”  are  in
alignment  with  Reliance’s  Values  and  Commitments.  The
essence  of  these  documents  is  that  each  employee  should
conduct the Company’s business with integrity, in compliance
with  applicable 
that  excludes
considerations  of  personal  advantage.

in  a  manner 

laws,  and 

The  “Code  of  Ethics”  policy  document  contains  policy  on  the
following:

Payments  and  Gifting

• Conflict  of  Interest
•
• Receipt  of  Gifts
•
•

Purchases  through  suppliers
Appointment  of  full-time  agents,
consultants  and  representatives
Political  Contributions

•

The  “Business  Policies”  document  contains  policy  on  the
following:
•
•
•

Fair  Market  Practices
Inside  Information
Financial,  Records  and  Accounting  Integrity

External  Communication

•
• Work Ethics
•
• Health  Safety  and  Environment
• Quality

Personal  Conduct

The  “Code  of  Conduct  for  Prevention  of  Insider  Trading”
contains  policies  prohibiting  insider  trading.

The Company’s shares are listed on ten Stock Exchanges
in  India  and  GDRs  are  listed  on  Luxembourg  Stock
Exchange.  In  accordance  with  Clause  49  of  the  listing
agreement  with  the  domestic  stock  exchanges  and
best  practices  followed 
internationally  on  Corporate
Governance,  the  details  of  compliance  by  the  Company
are as under:

1. Company’s  philosophy  on  Corporate  Governance

As  discussed  above,  Reliance’s  philosophy  on  corporate
governance  envisages  the  attainment  of  the  highest  levels  of
transparency,  accountability  and  equity,  in  all  facets  of  its
operations,  and  in  all  its  interactions  with  its  stakeholders,
the  government  and
including  shareholders,  employees, 
lenders.  Reliance  is  committed  to  achieving  the  highest
international  standards  of  corporate  governance.  Reliance
believes  that  all  its  operations  and  actions  must  serve  the
underlying goal of enhancing overall shareholder value, over a
sustained period of time.

2. Board of Directors

The  Board  of  Directors  consists  of  13  directors  The
composition  and  category  of  Directors  is  as  follows:

Category

Name of the Directors

Promoter/
Executive  Directors

D.H. Ambani*
Chairman
(upto 6th July, 2002)

M.D.  Ambani**
Chairman & Managing Director
(from 31st July, 2002)

A.D.  Ambani***
Vice Chairman & Managing Director
(from 31st July, 2002)

N.R. Meswani
Executive  Director

H.R. Meswani
Executive  Director

R.H. Ambani

H.S. Kohli
Executive Director

Promoter  Non-
Executive  Director

Non-Promoter
Executive Director

Independent Directors M.L. Bhakta

Y.P.  Trivedi

T.R.U. Pai

U. Mahesh Rao
(Nominee  Director  -GIC)

Dr. D.V. Kapur

M.P. Modi
S. Venkitaramanan

D.H. Ambani, passed away on 6th July, 2002

*
** M.D. Ambani, Vice Chairman & Managing Director, upto

30th July, 2002.

*** A.D. Ambani, Managing Director, upto 30th July, 2002.

Brief  Resume  of  the  Directors  being  reappointed  at  the
ensuing Annual General Meeting, nature of their expertise
in  specific  functional  areas  and  names  of  companies  in

36

Reliance Industries Limited

which  they  hold  directorship  and  the  membership  of  the
committees of the Board are furnished hereunder:

GROWTH IS LIFE

from 

from 

backward 

integration 

technologies 

A. Shri  Mukesh  D.  Ambani  holds  a  Bachelor’s  Degree
in  Chemical  Engineering 
the  University  of
Mumbai  and  MBA  from  Stanford  University,  USA.  He
joined  Reliance  in  1981  and  sharpened  his  skills  and
capabilities  under  the  able  guidance  of  the  founder
Chairman, late Shri Dhirubhai H. Ambani. He initiated
Reliance’s 
textiles
into  polyester  fibres  and  further  into  petrochemicals.
In  this  process,  he  directed  the  creation  of  51
new,  world-class  manufacturing 
involving
facilities 
diverse 
that  have  raised  Reliance’s
manufacturing  capacities  from  less  than  a  million
tonnes  to  nine  million  tonnes  per  year.  He  is  credited
with  having  brought  about  financial  innovations  in  the
Indian  capital  markets.  He  pioneered  India’s  first
forays into overseas capital markets with international
public  offerings  of  global  depository 
receipts,
convertibles  and  bonds.  He  directed  Reliance  in  its
efforts  to  raise,  since  1991  around  US$  2  billion
from  overseas  financial  markets;  with  a  100  year
yankee  bond  issue  in  January  1997  being  the  high
point.  He  directed  and  led  the  creation  of  the  world’s
largest  grass  root  petroleum  refinery  in  Jamnagar,
India,  with  a  capacity  of  5,40,000  barrels  a  day
integrated  with  petrochemicals,  power  generation,
port  and  related  infrastructure,  at  an  investment
of  Rs  25,000  crore  (nearly  US$  6  billion).  He
the  Reliance  Group 
has  steered 
its  current
textiles  –petroleum-
leading 
status  as 
petrochemicals-power-telecom  player.  He 
is  a
member  of  the  Prime  Minister’s  Advisory  Council  on
Trade  and  Industry,  Government  of  India,  Council  of
Scientific  and 
India,
Board  of  Governors  of  National  Council  of  Applied
Economic  Research 
(NCAER),  Advisory  Council
of  Indian  Banks’  Association  and  is  the  Chairman,
Board  of  Trustees  of  the  Indian  Institute  of  Software
Engineering,  Mumbai.

Industrial  Research  (CSIR), 

India’s 

to 

His  achievements:

(cid:79) Rated No.1 among the top 50 Power People in the
India  Today,

2003  Power  List  published  by 
February  2003.

(cid:79) Ranked  33rd  among  the  Top  50  Most  Respected
Business  Leaders  of  the  World,  tops  among  the
three  Indian  CEOs  featured  in  a  survey  conducted
by  Pricewaterhouse  Coopers  and  published  in
Financial Times,  London,  January  2003.

(cid:79) Conferred 

‘Membership  Award’  by  The  Textile

Association  (India),  December  2002.

(cid:79) Conferred 

‘The  Entrepreneur  of 

the  Decade
Award’  by  the  Bombay  Management  Association,
October  2002.

fourth  consecutive  year 

(cid:79) Rated  as  one  of  ‘India’s  Most  Admired  CEOs’  for
the 
the  Business
Barons-Taylor  Nelson  Sofres-Mode  Survey,  July,
2002  and  also  emerged  as  one  of  the  Super  Six
world-class  Indian  CEOs;

in 

(cid:79) Recipient  of  Ernst  and  Young  Entrepreneur  of  the

Year  Award-2000;

(cid:79) Honoured  by  University  Department  of  Chemical
Technology  (UDCT),  University  of  Bombay  as
“Distinguished Alumnus of the Decade” December,
1999;

(cid:79) Conferred the ‘Business of the Year 1997’ award by

Business  India,  December  1997;

(cid:79) Recognised  as  ‘Global  Leader  for  Tomorrow’  in
1994  by  the  World  Economic  Forum,  Switzerland;
and

(cid:79) Named  in  ‘Time  Roster  of  Young  Leaders  for  the
New  Millenium’  by  Time  magazine-December,
1994.

Infocomm  Limited.  He 

He  is  a  Director  on  the  Boards  of  Reliance  Europe
Limited  and  Reliance 
is
Managing  Director  of  Reliance  Communications
Infrastructure  Limited  and  Chairman  of 
Indian
Petrochemicals  Corporation  Limited.  He  is  also  a
member  of  the  Shareholders’/Investors’  Grievance
Committee of the Board.

B. Shri  Anil  D.  Ambani  holds  a  Bachelor’s    Degree  in
Science from the University of Mumbai and MBA from
The  Wharton  School,  University  of  Pennsylvania,
USA.    He  joined    Reliance  in  1983  as  co-Chief
Executive  Officer  and  sharpened  his  skills  and
capabilities  under  the  able  guidance  of  the  founder
Chairman,  late  Shri  Dhirubhai  H.  Ambani.  He  is
credited  with  having  pioneered  many 
financial
innovations  in  the  Indian  capital  markets.        He
pioneered  India’s  first  forays  into  overseas  capital
markets  with  international  public  offerings  of  global
depository  receipts,  convertibles  and  bonds.      He
directed  Reliance  in  its  efforts  to  raise,  since  1991,
around US$ 2 billion from overseas financial markets;
with  a  100-year  Yankee  bond  issue  in  January  1997
being the high point.   With an investment of over Rs
36,000  crores  (US$  9  billion)  in  petroleum  refining,
petrochemicals, power generation, telecommunication
services  and  a  port  terminal  in  a  three-year  time
frame,  he  steered  the  Reliance  Group  to  its  current
status 
textiles-petroleum-
petrochemicals-power-infocom-telecom player.   He is
a    Member  of  the  Wharton  Board  of  Overseers,  The
Wharton School, USA. He has been nominated by the
Government  of  India  as  a  Member  of  the  Board  of
Governors  of  the  Indian  Institute  of  Management,
Ahmedabad.

leading 

India’s 

as 

His  achievements:

(cid:79) Rated No.1 among the top 50 Power People in the
India  Today,

2003  Power  List  published  by 
February  2003.

(cid:79) Conferred ‘The Entrepreneur of the Decade Award’
by  the  Bombay  Management  Association,  October
2002.

(cid:79) Rated  as  one  of  ‘India’s  Most  Admired  CEOs’  for
the fourth consecutive year in the Business Barons
-  Taylor  Nelson  Sofres  -  Mode  Survey,  July  2002
and also emerged as one of  the Super Six world-
class Indian CEOs.

(cid:79) Awarded the First Wharton Indian Alumni Award by
the  Wharton  India  Economic  Forum  (WIEF)  in

Reliance Industries Limited

37

GROWTH IS LIFE

recognition of his contribution to the establishment
of  Reliance  as  a  global  leader  in  many  of  its
business  areas,  December,  2001.

(cid:79) Named  amongst  ‘The  Power  50  -  India’s  50  most
powerful  decision-makers  in  Politics,  Business  &
Finance’,  Business  Barons,  August,  1999.

(cid:79) Selected  by  Asiaweek  magazine  for  its  list  of
‘Leaders  of 
in  Business  and
the  Millennium 
Finance’ and was introduced as the only ‘new hero’
in Business and Finance from India, June, 1999.

(cid:79) Leading  business  magazine  Business  Barons
included him in its list of ‘India’s 25 Most Influential
Business  and  Financial  Leaders’,  June,  1998.

(cid:79) Conferred  the  ‘Businessman  of  the  Year  1997’
leading  business  magazine

India’s 
award  by 
Business  India,  December,  1997.

the  Boards  of 

is  a  Director  on 

He 
Indian
Petrochemicals  Corporation  Limited,  Reliance  Europe
Limited  and    Indian  School  of  Business,  Hyderabad.
He  is  Chairman  and  Managing  Director  of  BSES
Limited.  He  is  also  a  member  of  the  Shareholders’/
Investors’  Grievance  Committee  of  the  Board.

C. Shri  Nikhil  R.  Meswani  a  Chemical  Engineer  from
for  Chemical  Technology
University  Department 
(UDCT), is the son of Shri Rasiklal Meswani (late), one
of  the  founder  Directors  of  the  Company.  He  joined
Reliance  at  an  early  age  and  since  1990,  he  is  an
Executive  Director  on  the  Board  of  Reliance,  with
the  entire  petrochemicals
overall  responsibility  of 
division.  He  has  contributed  to  the  growth  of  the
petrochemicals  division  of  Reliance  to  its  present
position  as  market  leader  in  India  and  one  amongst
the top ten petrochemical companies in the world. Shri
Meswani  is  currently  Chairman  of  Asian  Chemical
Fibre 
Industries  Federation  and  President  of
Association  of  Synthetic  Fibre  Industry.  He  is  also  a
Member of Young President’s Organisation (YPO) and
a  Director  of 
Indian  Petrochemicals  Corporation
Limited.

D. Shri  H.S.Kohli,  was  appointed  as  a  Whole-time
Director  designated  as  ‘Executive  Director’  of  the
Company for a period of five years with effect from 1st
April, 2000. An M.S (Chem), he has wide experience in
implementing 
of  Petrochemical
operation 
complexes.   He is working in the Company since 1991
at  its  Hazira  Complex.  He  is  also  the  Occupier  of  the
Company’s 
factories  at  Hazira,  Patalganga  and
Jamnagar.  Currently he is incharge of the Company’s
manufacturing division at Hazira.  He is also a Director
of  Reliance  Assam  Petrochemicals  Limited.

and 

E. Shri Yogendra P. Trivedi, an Advocate of the Supreme
Court  and  a  Tax  Consultant,    is  a  Director  of  the
Company  since  16th  April,  1992.    He  has  vast
experience in finance and taxation. He is a member of
various  clubs  and  associations  and  holding  important
positions 
fields:  Economic,  Political,
Professional,  Commercial,  Education,  Medical,  Sports
and  Social.  He  has  received  various  awards  and
merits for his contribution in various fields.  He is also
a  Director  of  Safari  Industries  Ltd,  Siltap  Chemicals

in  various 

Ltd, 

Zandu 

Station 

Ltd, Birla Kennametal Ltd, Monica Travels Pvt Ltd, Sai
Pharmaceutical
Service 
Works  Ltd,  Zodiac  Clothing  Co.  Ltd,  Ripples  Club,
Metro  Exporters  Pvt.  Ltd, 
  Clare  Mont  Trading
Pvt.  Ltd,  Telstar  Travels  Pvt.  Ltd,  Trivedi  Consultants
Pvt.  Ltd,  and  Bloomingdale  Estates  Pvt.  Ltd.
the  Audit  Committee,
He 
Shareholders’/Investors’  Grievance  Committee  and
the Remuneration Committee of the Board.

is  also  a  member  of 

3. Board  Meetings 

its  Committee  Meetings  and

Procedures

A.

Institutionalised  decision  making  process

With a view to institutionalise all corporate affairs and
setting  up  systems  and  procedures 
for  advance
planning  for  matters  requiring  discussion/  decisions
by  the  Board,  the  Company  has  defined  guidelines
for the meetings of Board of Directors and Committees
thereof.  These  Guidelines  seek  to  systematize  the
decision  making  process  at  the  meetings  of  Board/
Committees, 
informed  and  most  efficient
manner.

in  an 

B. Scheduling  and  selection  of  Agenda  Items  for

Board  Meetings

(i) The  Company  holds  minimum  of 

four  Board
Meetings  in  each  year,  which  are  pre-scheduled
after  the  end  of  each  financial  quarter.  Apart  from
the  four  pre-scheduled  Board  Meetings,  additional
Board  Meetings  will  be  convened  by  giving
appropriate  notice  at  any  time  to  address  the
specific  needs  of  the  Company.  The  Board  may
also approve  permitted urgent matters by passing
resolutions  by  circulation.

(ii) The  meetings  are  usually  held  at  the  Company’s

Registered  Office in Mumbai.

(iii) All  divisions/departments 

in 

regard 

the  Company  are
encouraged to plan their functions well in advance,
requiring
particularly  with 
discussion/approval/decision 
Board/
Committee  Meetings.  All  such  matters  are
in
communicated 
advance  so  that  the  same  could  be  included  in
the Agenda for the Board Meetings.

to  matters 
the 
in 

the  Company  Secretary 

to 

(iv) The  Board 

for 

the  preceding 

is  given  presentations  covering
Finance,  Sales  and  Marketing,  and  the  major
the
business  segments  and  operations  of 
Company,  before  taking  on  record  the  results
of 
financial
the  Company 
quarter  at  each  of 
the  pre-scheduled  Board
Meeting.  The  Board’s  annual  agenda  includes
the
recommending  dividend  keeping 
dividend  policy,  determining  directors  who  shall
retire  by  rotation  and  recommending  appointment
of  Directors/Auditors,  authentication  of  annual
accounts  and  approving  Directors  Report,  long-
term  strategic  plan  for  the  Company  and  the
principal  issues that the Company expects to face
in the future. Board Meetings also note and review
functions  of  its  Committees.

in  view 

(v) The  Chairman  of  the  Board  and  the  Company
Secretary  in  consultation  with  other  concerned
persons  in  the  senior  management,  finalise  the
agenda papers for the  Board Meetings.

38

Reliance Industries Limited

C. Board  Material  Distributed  in  Advance

5. Number  of  Board  Meetings  held  and  the  dates  on

GROWTH IS LIFE

(i) Agenda  papers  are  circulated  to  the  Directors,  in
advance, in the defined Agenda format. All material
information  is  incorporated  in  the  Agenda  Papers
for  facilitating  meaningful,  informed  and  focussed
is  not
discussions  at 
practicable to attach any document to the Agenda,
the  same  are  placed  on  the  table  at  the  meeting
with specific reference to this effect in the Agenda.

the  meeting.  Where 

it 

(ii) In 

and 

special 

exceptional 

circumstances,
additional or supplementary item(s) on the agenda
are  permitted.  Sensitive  subject  matters  may  be
discussed  at  the  meeting  without  written  material
being circulated in advance or at the meeting.

D. Recording  minutes  of  proceedings  at  Board

Meeting

The  Company  Secretary  records  the  minutes  of  the
proceedings  of  each  Board  and  Committee  Meetings.
Draft minutes are circulated to all the members of the
comments.  The  minutes  of
Board 
proceedings  of  a  meeting  are  entered  in  the  Minutes
Book  within  30  days  from  the  conclusion  of  the
meeting.

their 

for 

E. Post meeting follow up mechanism

The  Guidelines  for  Board  and  Committee  meetings
facilitate  an  effective  post  meeting  follow-up,  review
and 
taken  on
for 
decisions of the Board and Committees.

reporting  process 

the  action 

F. Compliance

The  Company  Secretary  while  preparing  the  agenda,
notes  on  agenda,  minutes  etc.  of  the  meeting(s)  and
holding  and  conducting  the  meetings,  is  responsible
to  all
is  required 
for  and 
the  applicable  provisions  of 
the
Companies  Act,  1956  and  the  Secretarial  Standards
recommended by the Institute of Company Secretaries
of India, New Delhi.

to  ensure  adherence 
law 

including 

4. Attendance  of  each  Director  at  the  Board  meetings,
last  Annual  General  Meeting  and  Number  of  other
Directorship  and  Chairmanship 
/  Membership  of
Committee of each Director in various companies:

Name of
the Director

Attendance
Particulars

No. of Directorships and Committee
Membership/ Chairmanship

Board
Meetings

Last AGM Other

Committee

Committee

Directorships Memberships Chairmanships

D.H. Ambani*
M.D. Ambani
A.D. Ambani
N.R. Meswani
H.R. Meswani
H.S. Kohli
R.H. Ambani
M.L. Bhakta
Y.P. Trivedi
T.R.U. Pai
S.Venkitaramanan
U. Mahesh Rao
Dr.  D.V. Kapur
M.P. Modi

0
7
7
6
7
6
6
7
6
5
5
6
6
7

N.A.
Present
Present
Present
Present
Present
Present
Present
Present
Present
LOA
Present
Present
Present

* D.H. Ambani passed away on July 6, 2002
LOA - Leave of absence

0
4
4
1
0
1
7
6
12
5
9
7
11
3

0
1
1
1
0
0
1
6
7
2
4
10
5
3

0
0
0
1
0
0
1
3
2
0
0
1
3
2

which  held

7  (Seven)  Board  Meetings  were  held  during  the  year,  as
against  the  minimum  requirement  of  4  meetings.  The
dates  on  which  the  meetings  held  were  as  follows:  23rd
April,  2002,  31st  July,  2002,  2nd  September,  2002,  30th
September,  2002,  31st  October,  2002,  20th  December,
2002  and  31st  January,  2003.  The  maximum  time  gap
between  any  two  meetings  was  not  more  than  three
calendar  months.    None  of  the  Directors  of  the  Company
was  a  member  of  more  than  ten  Comiittees  nor  was  the
Chairman  of  more 
five  Committees  across  all
Companies in which he was a Director.

than 

6. Board  Committees

A. Standing  Committees

The  Company  has  the  following  standing  Committees  of
the Board.

(i) Audit  Committee

The Board of Directors of the Company has constituted an
Audit  Committee,  comprising  four  independent,  Non-
Executive  Directors  viz.  Shri  Y.P.  Trivedi,  Chairman
(having  financial  and  accounting  knowledge),  Shri  S.
Venkitaramanan, Shri U. Mahesh Rao and Shri T.R.U. Pai.
The  constitution  of  Audit  Committee  also  meets  with  the
requirements  under  Section  292A  of  the  Companies  Act,
1956.

The  terms  of  reference  stipulated  by  the  Board  of
Directors  to  the  Audit  Committee  are,  as  contained  in
Clause  49  of  the  Listing  Agreement  and  Section  292A  of
the  Companies  Act,  1956,  as  follows:

a. Oversight  of  the  Company’s  financial  reporting  process

and  the  disclosure  of  its  financial  information.

b. Recommending  the  appointment  and  removal  of  external
auditors,  fixation  of  audit  fee  and  also  approval  for
payment  for  any  other  services.

in  draft  audit 

judgement  by  management, 
report, 

c. Reviewing  with  management  the  half-yearly  and  annual
financial  statements  before  submission  to  the  Board,
focussing  primarily  on  (i)  any  changes  in  accounting
policies and practices, (ii) major accounting entries based
on  exercise  of 
(iii)
(iv)  significant
qualifications 
adjustments  arising  out  of  audit,  (v)  the  going  concern
assumption,  (vi)  compliance  with  accounting  standards,
(vii)  compliance  with  Stock  Exchange  and 
legal
requirements  concerning  financial  statements  and  (vii)
any  related  party  transactions  i.e.  transactions  of  the
Company  of  material  nature,  with  promoters  or  the
management,  their  subsidiaries  or  relatives  etc.  that  may
have  potential  conflict  with  the  interests  of  Company  at
large.

d. Reviewing  with  the  management,  external  and  internal
auditors, the adequacy and compliance of internal control
systems.

e. Reviewing  the  adequacy  of  internal  audit  functions.

f. Discussion  with  internal  auditors  any  significant  findings

and follow up there on.

Reliance Industries Limited

39

GROWTH IS LIFE

internal  auditors 

g. Reviewing  the  findings  of  any  internal  investigations  by
is
the 
suspected  fraud  or  irregularity  or  a  failure  of  internal
control  systems  of  a  material  nature  and  reporting  the
matter to the Board.

into  matters  where 

there 

h. Discussion  with  external  auditors  before 

the  audit
commences  nature  and  scope  of  audit  as  well  as  have
post-audit discussion to ascertain any area of concern.

i. Reviewing  the  Company’s  financial  and  risk  management

policies.

j.

To  look  into  the  reasons  for  substantial  defaults  in  the
payment 
debentureholders,
shareholders  (in  case  of  non  payment  of  declared
dividends)  and  creditors.

depositors, 

the 

to 

During  the  year,  the  Committee  has  met  5  times,  as
against  the  minimum  requirement  of  3  meetings.  The
Statutory Auditors  and  the  Cost  Auditors  of  the  Company
were also invited to attend the Audit Committee meetings.

Attendance  of  each  Member  of  Audit  Committee
meetings held during the year

Name of Member of
Audit Committee

Shri Y.P. Trivedi,  Chairman

Shri  S.  Venkitaramanan

Shri U. Mahesh Rao

Shri T.R.U. Pai

Attendance particulars (Present)

8th  June,  2002,  30th  September,  2002,
30th  October,  2002  and  30th  January,  2003

23rd April, 2002, 8th June, 2002 and
30th  January,  2003

23rd April, 2002, 8th June, 2002,
30th  September,  2002,  30th  October,
2002  and  30th  January,  2003

8th  June,  2002,  30th  September,
2002  and  30th  October,  2002.

(ii) Remuneration  Committee

The Board of Directors of the Company has constituted a
Remuneration  Committee,  comprising  of  4  independent,
Non-Executive  Directors 
viz.  Shri  M.L.  Bhakta
(Chairman), Shri Y.P. Trivedi, Shri U. Mahesh Rao and Shri
S.  Venkitaramanan.

The  Remuneration  Committee  has  been  constituted  to
recommend/review 
the
Managing/  Whole  time  Directors,  based  on  performance
and  defined  criteria.

the  remuneration  package  of 

The  remuneration  policy  is  directed  towards  rewarding
performance  based  on  review  of  achievements  on  a
in
periodical  basis.  The 
consonance  with  the  existing  Industry  practice.

remuneration  policy 

is 

Since  there  was  no  proposal  for  enhancement  in  the
remuneration  of  the  Directors,  the  Committee  did  not
meet any time during the year under review.

Details of remuneration to Directors for the year

The  aggregate  value  of  salary  and  perquisites  including
commission payable for the year ended 31st March, 2003
to  the  Managing  Directors/Wholetime  Directors  is  as
follows:    Late  Shri  D.H.  Ambani,    Rs.  4.50    crores,  Shri
M.D. Ambani, Chairman and Managing Director, Rs. 12.18

crores,  Shri  A.D.  Ambani,  Vice  Chairman  and  Managing
Director,  Rs.  12.15  crores,  Shri  N.R.  Meswani,  Executive
Director,  Rs.  3.14  crores,  Shri  H.R.  Meswani,  Executive
Director,  Rs.  3.13  crores.  The  aggregate  value  of  salary
and perquisites paid to Shri H.S. Kohli, Executive Director
was  Rs.  0.27  crore.  The  above  amounts 
include
Fund,
Provident 
Company’s 
Superannuation or Annuity Fund, to the extent not taxable
and  Gratuity  and  encashment  of  leave  at  the  end  of
tenure, as per the rules of the Company.

contribution 

to 

The  Company  pays  sitting  fees  to  all  the  Non-Executive
Directors  at  the  rate  of  Rs.  5000  for  attending  each
meeting  of  the  Board  and/or  Committee  thereof.  The
sitting  fees  paid  for  the  year  ended  31st  March,  2003  to
the  Directors  are  as  follows:-  Shri  R.H.  Ambani,  Rs.
30,000;  Shri  M.L.  Bhakta,  Rs.90,000;  Shri  Y.P.  Trivedi,
Rs.1,15,000;  Shri  T.R.U.  Pai,  Rs.  45,000;  Shri  S.
Venkitaramanan,  Rs.  40,000;    Shri  U.  Mahesh  Rao,  Rs.
55,000; Dr. D.V. Kapur, Rs.35,000 and Shri M.P. Modi, Rs.
40,000.

The Company has paid Rs. 8.65 Lacs as professional fees
to Messrs. Kanga & Co., a firm in which Shri M.L. Bhakta,
Director of the Company, is a partner.

(iii) Shareholders’/  Investors’  Grievance  Committee

Grievance 

inter  alia,  approves 

The Board of Directors of the Company has constituted a
Shareholders’/Investors’ 
Committee,
comprising  of  Shri  M.L.  Bhakta  (Chairman),  Shri  Y.P.
Trivedi,  Shri  M.D.  Ambani  and  Shri  A.  D.  Ambani.      The
issue  of  duplicate
Committee, 
certificates  and  oversees  and 
reviews  all  matters
connected  with  the  securities  transfers.  The  Committee
also  looks  into  redressal  of  shareholders’  complaints  like
transfer  of  shares,  non-receipt  of  balance  sheet,  non-
receipt  of  declared  dividends,  etc.  The  Committee
oversees  the  performance  of  the  Registrar  and  Transfer
Agents,  and 
for  overall
improvement in the quality of investor services. The Board
of  Directors  have  delegated  the  power  of  approving
transfer  of  securities  to  the  Managing  Directors  and  the
Company  Secretary.

recommends  measures 

In  pursuance  of  the  Securities  and  Exchange  Board  of
India  (Prohibition  of  Insider  Trading)  Regulations,  1992
(duly  amended),  the  Board  has  approved  the  “Code
of  Conduct 
Insider  Trading”  and
authorised  the  Committee  to  implement  and  monitor  the
various requirements as set out in the Code.

for  Prevention  of 

The  Board  has  designated  Shri  Rohit  C.  Shah,  Vice
President  and  Company  Secretary,  as  the  Compliance
Officer.

The  total  number  of    complaints  received  and  replied  to
the  satisfaction  of  shareholders  during  the  year  under
review,  was  16285.  Outstanding  complaints  as  on  31st
March,  2003  were  Nil.    213  requests  for  transfers  and
1618  requests  for  dematerialisation  were  pending  for
approval  as  on  31st  March,  2003,  which  were  approved
and  dealt  with  by  1st  April,  2003  and  3rd  April,  2003
respectively.

40

Reliance Industries Limited

GROWTH IS LIFE

(iv) Finance  Committee

The  Board  of  Directors  of  the  Company  has  constituted
the  Finance  Committee  to  make  recommendations  to  the
Board    relating  to  capital  structure  and  the  issuance  of
securities, 
review  banking  arrangements  and  cash
management, and review and approve certain  short-term
and long-term investment and other financial transactions.

The  Finance  Committee  meets  as  and  when  the  need  to
consider  any  matter  assigned  to  it  arises. Time  schedule
for  holding  the  meetings  of  the  Finance  Committee  is
finalised,  in  consultation  with  the  Committee  Members

B. Functional  Committees

The Board may, from time to time, constitute one or more
Functional Committees delegating powers and duties with
respect 
to  specific  purposes.  Meetings  of  such
Committees  will  be  held  as  and  when  the  need  for
discussing  the  matter  concerning  the  purpose  arises.
Time schedule for holding the meetings of such functional
committee(s)  are 
the
Committee  Members.

in  consultation  with 

finalized 

C. Procedures  at  Committee  Meetings

Company’s  guidelines  relating  to  Board  Meetings  are
applicable  to  Committee  Meetings  as  far  as  may  be
practicable.  Each  Committee  has  the  authority  to  engage
outside    experts,  advisers  and  counsels  to  the  extent  it
considers appropriate to  assist the Committee in its work.
Minutes  of  the  proceedings  of  the  each  of  the  committee
meeting  are  placed  before  the  Board  for  its  perusal  and
noting.

7. Annual General  Meetings

Location  and  time  for  last  3  Annual  General  Meetings
were  as  follows:

Year

Location

Date

Time

1999-00 Birla  Matushri  Sabhagar, 13th June, 2000

11.00 a.m.

19 Marine Lines,
Mumbai 400 020

2000-01 Same as above
2001-02 Same as above

15th June, 2001
11.00 a.m.
31st October, 2002 11.00 a.m.

During    the  year  ended  31st  March,  2003,  there  have
the  Company’s
been  no 

resolutions  passed  by 

shareholders 
the  ensuing
through  postal  ballot.  At 
Annual General Meeting, there is no resolution proposed
to be passed by  postal ballot.

8. a. Disclosures  on  materially  significant  related  party
transactions  i.e.  transactions  of  the  Company  of
material nature, with its promoters, the directors or
the  management,  their  subsidiaries  or  relatives,
etc.  that  may  have  potential  conflict  with  the
interests of the Company at large.

None of the transactions with any of the related parties
were in conflict with the interest of the Company.

b. Details  of  non-compliance  by 

the  Company,
penalties,  strictures  imposed  on  the  Company  by
Stock  Exchanges  or  SEBI,  or  any  statutory
authority, on any matter related to capital markets,
during the last three years.

SEBI  has  imposed  a  monetary  penalty  of  Rs.  4.75
lakhs  on  the  Company  for  the  alleged  non-disclosure
under Regulation 7(1) of the Securities and Exchange
Board  of  India  (Substantial  Acquisition  of  Shares  and
respect  of
Takeovers)  Regulations,  1997, 
acquisition  of  shares  of  a  listed  Company.    The
Company  has  preferred  an  appeal  to  the  Hon’ble
Securities  Appellate Tribunal  against  the  said  order  of
SEBI and the said appeal is pending.

in 

9. Means  of  communication

Half-yearly  un-audited  financial  results

Half  yearly  un-audited  financial  results  for  the  half  year
to  each
ended  30th  September,  2002  were  sent 
household  of  shareholders.

Quarterly  results

results  were  published 

‘Financial
The  quarterly 
Express’  and  ‘Tarun  Bharat’,  alongwith  the  official  news
release,  and  the  detailed  presentations  made  to  the
media,  analysts, 
investors,  etc.  were
displayed  on  the  corporate  website,  www.ril.com

institutional 

in 

The  Management  Discussion  and  Analysis  (MD&A)  is  a
part  of  the  annual  report,  and  each  quarterly  official
media  release.

Reliance Industries Limited

41

 
10. General  Shareholder  Information

10.1 Annual  General  Meeting
Date and Time
Venue

10.2. Financial  Calendar  (tentative)

GROWTH IS LIFE

: Monday, the 16th June, 2003 at 11.00 a.m.
: Birla Matushri Sabhagar, 19, Marine Lines, Mumbai 400 020

Results for the quarter ending June 30, 2003
Results for the quarter ending September 30, 2003
Results for the quarter ending December 31, 2003
Results for the year ending March 31, 2004
Annual  General  Meeting

:
:
:
:
:

Last week of July, 2003
Last week of October, 2003
Last week of January, 2004
Last week of April, 2004
June, 2004

10.3. Book closure date

: Tuesday, the 27th May, 2003 to Saturday, the 31st May, 2003 (both

days  inclusive),  for  payment  of  dividend

10.4. Dividend  payment  date

: On or after 16th June, 2003.

10.5.

(a) Listing of Equity Shares on Stock Exchanges at

: Mumbai • Ahmedabad • Bangalore • Calcutta • Chennai •

Cochin • Kanpur, New  Delhi • Pune and the National Stock
Exchange  (NSE).

Note:

(i) Annual listing fees for the year 2003-04, as applicable,
will be paid to the concerned Stock Exchanges.

(ii) The  Company  has  made  applications  to  all  the  Stock
Exchanges,  other  than  BSE  and  NSE,  for  delisting  of
its  equity  shares.

Luxembourg  Stock  Exchange  and  traded  on  PORTAL
System  (NASDAQ,  USA)  and  SEAQ  System  (London
Stock  Exchange).

• Trading Symbol - Bombay Stock Exchange : ‘RIL500325’
• Trading Symbol - National Stock Exchange   : ‘RELIANCE EQ’

ISIN No. INE002A01018

:

:

:

(b) Listing of Global Depository Receipts (GDRs) at

10.6

(a) Stock Code

(b) Demat ISIN Numbers in NSDL & CDSL
     for Equity Shares

10.7. Stock Market Data (In Rs./per share)

Month

April, 2002
May, 2002
June, 2002
July,  2002
August,  2002
September,  2002
October,  2002
November,  2002
December,  2002
January,  2003
February,  2003
March, 2003

Bombay Stock Exchange (BSE)
Month’s Low
Month’s High

National Stock Exchange (NSE)
Month’s High

Month’s Low

312.95
295.80
291.80
279.00
256.50
270.95
269.20
296.00
306.35
302.00
303.70
301.20

271.00
248.05
262.05
238.75
229.40
251.00
218.05
251.65
286.00
263.20
276.50
274.00

319.90
295.40
291.40
278.95
260.00
270.95
269.40
295.80
306.40
310.00
303.75
301.20

272.65
248.60
262.20
238.80
229.60
252.00
218.05
251.75
282.20
263.30
276.55
274.10

10.8. Share price performance in comparison to broad based indices – BSE Sensex and NSE Nifty

a) RIL share price performance relative to BSE Sensex based on share price on 31st March, 2003

Period

Percentage  Change  in

Financial Year  2002-2003
3  years
5  years

RIL share price

Sensex

RIL  relative  to  Sensex

-8
-12
56

-12
-39
-22

4
27
78

42

Reliance Industries Limited

b) RIL share price performance relative to Nifty based on share price on 31st March, 2003

Period

Percentage  Change  in

GROWTH IS LIFE

Financial Year  2002-2003
3  years
5  years

10.9. Registrars and Transfer Agents

(Share  transfers  and  communications
regarding  share  certificates,  dividends
and change of address)

10.10. Share Transfer  System

-7
-12
59

:

RIL share price

Nifty

-13
-36
-12

RIL relative to Nifty

6
24
71

Karvy  Consultants  Ltd.
46, Avenue 4, Street No.1
Banjara Hills, Hyderabad 500 034
E-Mail:  rilinvestor@karvy.com

Presently, the share transfers which are received in physical form are processed and the share certificates returned within a
period  of  10  to  15  days  from  the  date  of  receipt,  subject  to  the  documents  being  valid  and  complete  in  all  respects.  The
Company has, as per SEBI guidelines with effect from 24th March, 2000, offered the facility of transfer cum demat. Under the
said  system,  after  the  share  transfer  is  effected,  an  option  letter  is  sent  to  the  transferee  indicating  the  details  of  the
transferred shares and requesting him in case he wishes to demat the shares, to approach a Depository Participant (DP) with
the option letter. The DP, based on the option letter, generates a demat request and sends the same to the Company along
with  the  option  letter  issued  by  the  Company.  On  receipt  of  the  same,  the  Company  dematerialise  the  shares.  In  case  the
transferee  does  not  wish  to  dematerialise  the  shares,  he  need  not  exercise  the  option  and  the  Company  will  despatch  the
share certificates after 30 days from the date of such option letter.

10.11. Distribution of Shareholding as on 31st March, 2003

10.12. Dematerialisation  of  Shares

Over  90.17%  of  the  Company’s  paid-up  equity  share  capital    has  been  dematerialised  up  to  31st  March,  2003. Trading  in
Equity  Shares  of  the  Company  is  permitted  only  in  dematerialised  form  as  per  notification  issued  by  the  Securities  and
Exchange  Board  of  India  (SEBI).

Liquidity

RIL  shares  are  among  the  most  liquid  and  actively  traded  shares  on  the  Indian  stock  exchanges.  RIL  shares  consistently
rank among the top few traded shares, both in terms of number of shares traded, as well as in terms of value. The highest
trading    activity  is  witnessed  on  the  BSE  and  NSE  stock  exchanges.  Relevant  data  for  the  average  daily  turnover  for  the
financial year 2002-2003 is given below:

In No. of shares (in lakhs)
In value terms

(Rs.  crores)
($ Million)

Bombay  Stock
Exchange  (BSE)
18.03
49.48
10.42

National  Stock
Exchange  (NSE)
34.80
95.88
20.19

BSE + NSE

52.83
145.36
30.61

10.13. Outstanding  GDR/Warrants  and  Convertible  Instruments

Outstanding GDRs as on 31st March, 2003 represent 8,05,34,365 shares, i.e. 5.77% of the paid up equity share capital of the
Company. There are no other outstanding instruments, which are convertible into equity shares of the Company.

10.14. Plant  Locations

••••• Patalganga  Complex

B-4, Industrial Area, Patalganga Off Bombay-Pune Road
Near Panvel,  Dist. Raigad - 410 207
Maharashtra State, India.

••••• Hazira  Complex

Village Mora, Bhatha P.O.Surat-Hazira Road
Surat - 394 510, Gujarat State, India.

••••• Naroda  Complex

103/106, Naroda Industrial Estate Naroda,
Ahmedabad - 382 320
Gujarat  State,  India.

••••• Jamnagar  Complex

Village  Meghpar/Padana, Taluka  Lalpur,
District Jamnagar - 361 280
Gujarat  State,  India.

Reliance Industries Limited

43

10.15 Address for Correspondence

GROWTH IS LIFE

(i) Investor Correspondence -  For transfer / dematerilisation of shares, payment of dividend on shares, interest and

redemption of debentures, and  any other query relating to the shares and debentures of the Company.

• For Shares held in Physical form

Karvy  Consultants  Ltd.
46, Avenue 4, Street No.1, Banjara Hills
Hyderabad-500  034  E-Mail:  rilinvestor@karvy.com

(ii) Any query on Annual Report

Secretarial  Department
Old ICI Godown, Fosbery Road
Off. Reay Road Station (East),  Mumbai-400 033

• For Shares held in Demat form
To  the  Depository  Participant

10.16 Transfer of unclaimed amounts to Investor Education and Protection Fund

The investors are advised to claim the un-encashed dividends lying in the unpaid dividend accounts of the Company before the due
date (as indicated the Notes to the Notice) for crediting the same by the Company to the Investor Education and Protection Fund.

During the year under review the Company has credited a sum of Rs. 25,86,56,614 to the Investor Eduction and Protection Fund
pursuant to Section 205C of the Companies Act, 1956 and the Investor Education and Protection Fund (Awareness and Protection
of Investor) Rules, 2001.

10.17 List of Investor Service Centres of Karvy  Consultants Ltd.

CITY / CENTRE

STD CODE

PHONE  NO

CITY / CENTRE

STD CODE

PHONE  NO

AGRA
AHMEDABAD
ALIGARH
ALLAHABAD
ANANTAPUR
ANKLESWAR
AURANGABAD
BANGALORE
BAREILLY
BELGAUM
BELLARY
BHARUCH
BHAVNAGAR
BHIMAVARAM
BHOPAL
BHUBANESWAR
CALICUT
CHANDIGARH
CHENNAI
CHILAKALURIPET
COIMBATORE
CUTTACK
DEHRADUN
DINDIGUL
DURGAPUR
ELURU
ERODE
GHAZIABAD
GOBICHETTIPALAYAM
GORAKHPUR
GUNTUR
HALDIA
HUBLI
HYDERABAD
INDORE
JAIPUR
JAMNAGAR
JAMSHEDPUR
JUNAGADH
KAKINADA
KANPUR
KARAIKUDI
KARUR

0562
079
0571
0532
08554
02646
0240
080
0581
0831
0839
02642
0278
08816
0755
0674
0495
0172
044
08647
0422
0671
0135
0451
0343
08812
0424
0120
0425
0551
0863
03224
0836
040
0731
0141
0288
0657
0285
0884
0512
04565
04324

2526660
6420422
2429272
2561073
249601
243291
2363517
6621184
2476797
2402544
2254531
242082
2525005
231766
2559332
2539287
2760882
2371726
28153445
257501
2237501
2335187
2713351
2436077
2586375
227851
2225601
2796496
2226275
2346519
2326684
276755
2353961
23312454
2269891
2375099
2557862
2487020
2624154
2387382
2558317
437192
241892

0484
KOCHI
033
KOLKATA
0522
LUCKNOW
0452
MADURAI
0824
MANGALORE
0484
MATTANCHERRY
022
MUMBAI  - NARIMAN POINT
022
MUMBAI - ANDHERI
0821
MYSORE
0268
NADIAD
0253
NASHIK
0861
NELLORE
011
NEW DELHI
0491
PALGHAT
0832
PANJIM
0612
PATNA
0413
PONDICHERRY
08564
PRODDATUR
020
PUNE
0883
RAJAHMUNDRY
0281
RAJKOT
0651
RANCHI
05446
RENUKOOT
0661
ROURKELA
0427
SALEM
0818
SHIMOGA
0261
SURAT
04362
THANJAVUR
04546
THENI
0877
TIRUPATI
0421
TIRUPUR
0487
TRICHUR
0431
TRICHY
0471
TRIVANDRUM
0816
TUMKUR
0825
UDUPI
0265
VADODARA
02692
VALLABH-VIDHYANAGAR
0542
VARANASI
0866
VIJAYAWADA
0891
VISHAKAPATNAM
VISHAKAPATNAM  –  GAJUWAKA 0891

2310884
24644891
236819
2350855
2492302
2223243
22847645
26730799
2524292
2563210
2577811
2349935
23324401
2547143
2426870
2321354
2220636
250822
25530204
2434468
2239403
2309386
253179
2510770
2335700
2228795
8357356
279407
261285
2252756
2205865
2322483
2791322
2725989
2261891
2530962
2225469
239407
2225365
2495200
2752915
2511685

44

Reliance Industries Limited

GROWTH IS LIFE

Directors’  Report

Your Directors are pleased to present the 29th Annual Report and the audited accounts for the year ended 31st March, 2003.

Financial  Results

The performance of the Company for the financial year ended 31st March, 2003 is summarised below :

Gross profit before interest, depreciation and
extraordinary  income

Less:

Interest
Depreciation
Less : Transfer from General Reserve
Profit before Tax and extraordinary Income
Add : Extraordinary  Income
Profit before Tax
Less: Provision for Current Taxation

Provision for Deferred Tax

Profit after Tax
Add:

Balance in Profit and Loss Account
On Amalagamation

Deferred  Tax Liability for earlier years
Investment Allowance  (Utilised)  Reserve  Written  Back
Amount Available for Appropriation
Appropriations :
Capital  Redemption  Reserve
Debenture  Redemption  Reserve
Capital  Reserve
General  Reserve
Interim dividend on Preference Shares
Proposed dividend on Equity Shares
Tax on dividend
Balance carried to Balance Sheet

2002-2003
Rs Cr US$  Mn*
1,973

9,366.46

2001-2002

Rs Cr
8,658.24

US$ Mn
1,774

1,555.16

328

1,825.10

374

3,452.79

615.70 2,837.09
4,974.21
—
4,974.21
245.90
624.00
4,104.31
2,726.23
—
—
—
6,830.54

400.00
279.75
—
2,000.00
20.08
698.19
89.46
3,343.06

6,830.54

597
1,048
—
1,048
52
132
864
574
—
—
—
1,438

84
59
—
421
4
147
19
704

1,438

3,435.82
619.68

2,816.14
4,017.00
411.70
4,428.70
190.00
996.00
3,242.70
2,160.65
1,071.50
(1,064.82)
122.07
5,532.10

—
137.64
4.95
2,000.00
—
663.28
—
2,726.23

5,532.10

577
823
84
907
39
204
664
443
220
(218)
25
1,134

—
28
1
410
—
136
—
559

1,134

* 1 US $ = Rs 47.485 Exchange rate as on 31st March, 2003 (Previous year as on 31st March, 2002  1 US $ = Rs 48.80)

Dividends

The  Directors  have  recommended  a  dividend  of  Rs  5  per
Equity  Share  on  139,63,77,536  Equity  Shares  of  Rs  10  each
for  the  financial  year  ended  31st  March,  2003,  which  if
approved  at  the  forthcoming  Annual  General  Meeting,  will  be
paid to (i) all those Equity Shareholders whose names appear
in  the  Register  of  Members  as  on  31st  May,  2003  and  (ii)  to
those  whose  names  as  beneficial  owners  are  furnished  by
National Securities Depository Limited and Central Depository
Services  (India)  Limited.

to  pay  stable  dividend 

The  dividend  pay  out  for  the  year  under  review  has  been
formulated  in  accordance  with  the  Company’s  policy  of
striving 
term
performance, keeping in view the Company’s need for capital,
its  growth  plans  and  the  intent  to  finance  such  plans  through
internal accruals to the maximum. Your Directors believe that
this would increase shareholder value and eventually lead to a
higher return threshold.

linked 

long 

to 

The Directors have declared interim dividend at the stipulated
rates  on  2,00,00,000  -  6.90%  Redeemable  Cumulative  Non-
Convertible  Preference  Shares  (Series  1)  of  Rs  100/-  each,
1,00,00,000-6.80%  Redeemable  Cumulative  Non  Convertible
Preference  Shares 
  (Series  2)  of  Rs  100/-  each  and
1,00,00,000-6.80%  Redeemable  Cumulative  Non-Convertible

Preference  Shares  (Series  3)  of  Rs  100/-  each,    which  has
been paid to the registered holders of Preference Shares. The
above dividend shall be considered as final dividend.

Equity  Share  Capital

The  Company,  during  the  year,  has  issued  34,26,20,509
Equity  Shares  of  Rs  10  each  to  the  Shareholders  of  the
erstwhile Reliance Petroleum Limited (RPL) consequent upon
the amalgamation of RPL with the Company.

Preference  Share  Capital

The  Company,  during  the  year  issued  2,00,00,000  -  6.90%
Redeemable  Cumulative  Non-Convertible  Preference  Shares
(Series 1) of Rs 100/- each, 1,00,00,000  - 6.80% Redeemable
Cumulative  Non-Convertible  Preference  Shares    (Series  2)  of
Rs  100/-  each  and  1,00,00,000  -  6.80%  Redeemable
Cumulative  Non-Convertible  Preference  Shares  (Series  3)  of
Rs 100/- each. The entire Preference Share Capital of Rs 400
crore was redeemed during the year.

Financial  Condition  and  Results  of  Operation

Management  Discussion  and  Analysis  of  Financial  Condition
and  Results  of  Operation  of  the  Company  for  the  year  under
review,  as  stipulated  in  Clause  49  of  the  Listing  Agreement
with the Stock Exchanges, is given as a separate statement in
the  Annual  Report.

Reliance Industries Limited

45

GROWTH IS LIFE

in
into  various  contracts 
The  Company  has  entered 
refining,  petrochemicals  and
the  areas  of  oil  &  gas, 
telecommunication  businesses.  While  benefits 
from  such
contracts  will  accrue  in  the  future  years,  the  Board  of
Directors  shall  periodically  review  their  progress.

Subsidiary  Companies

the  year,  Vimal  Fabrics  Limited 

During 
  and  Reliance
Petroinvestments  Limited  have  ceased  to  be  subsidiaries  of
the  Company  and  Reliance  Communications  Inc.,  Reliance
(Subsidiaries  of  Reliance
Communications  UK  Limited 
Infrastructure
Inc.)  and  Gas  Transportation  & 
Infocom 
Company Limited became subsidiaries of the Company.

In terms of approval granted by the Central Government under
Section  212(8)  of  the  Companies  Act,  1956,  a  copy  of  the
Balance  Sheet,  Profit  and  Loss  Account,  Report  of  the  Board
of  Directors  and  the  Report  of  the  Auditors  of  the  Subsidiary
Companies have not been attached with the Balance Sheet of
the  Company.  The  Company  will  make  available  these
documents/details  upon  request  by  any  member  of  the
the  same.  However,
in  obtaining 
Company 
pursuant 
the
Institute  of  Chartered  Accountants  of  India,  Consolidated
Financial Statements presented by the Company includes the
financial  information  of  its  subsidiaries.

to  Accounting  Standard  AS-21 

issued  by 

interested 

Acquisition of Control in BSES Limited

In January, 2003, the Company and Reliance Power Ventures
Limited  (RPVL)  a  wholly  owned  subsidiary  of  the  Company
along  with  persons  acting  in  concert,  made  an  Open  Offer  to
the  shareholders  of  BSES  Limited  (BSES),  inter  alia,  to
acquire up to 32,281,460 equity shares of BSES representing
20%  of  the  its  fully  diluted  equity  share  capital,  at  a  price  of
Rs. 230.10 per share, in terms of the Securities and Exchange
Board  of 
India  (Substantial  Acquisition  of  Shares  and
Takeovers)  Regulations,  1997  (the  “Regulations”).  The  Offer
opened  on  January  17,  2003  and  closed  on  February  15,
2003.

the  Company  and 

Upon  successful  completion  of  the  Offer  the  aggregate
shareholding of the Company along with all persons acting in
concert in the paid up equity share capital of BSES increased
to  58.22%.  The  shareholding  of 
its
Subsidiaries  in  BSES  was  at  55.20%.  BSES  accordingly
became subsidiary of the Company effective March 17, 2003.
However,  consequent  upon  transfer  of  78,00,000  equity
shares  representing  5.66%  of  the  paid  up  equity  capital  of
BSES, by RPVL to Reliance Capital Limited (RCL) a Reliance
Group  Company,  the  shareholding  of  the  Company  and  its
subsidiaries  in  BSES  reduced  to  49.53%  and  consequently
BSES ceased to be subsidiary of the Company with effect from
the
29th  March,  2003.  The  aggregate  shareholding  of 
Company  along  with  all  persons  acting  in  concert  in  BSES
remains  unchanged  at  58.22%.    Thus  your  Company  has,
during 
review,  acquired  control  and
management  of  BSES.

the  year  under 

Fixed  Deposits

The  Company  has  not  accepted  any  fixed  deposits  during
the year.

Directors

Shri  Nikhil  R.  Meswani,  Shri  H.S.  Kohli  and  Shri  Y.P.  Trivedi,
retire  by  rotation  and  being  eligible,  offer  themselves  for
reappointment  at  the  ensuing  Annual  General  Meeting.

Brief  resume  of  the  above  Directors,  nature  of  their  expertise
in specific functional areas and names of companies in which
they  hold  the  directorship  and  the  membership/chairmanship
of committees of the Board, as stipulated under Clause 49 of
the Listing Agreement with the Stock Exchanges, are given in
the section on Corporate Governance elsewhere in the Annual
Report.

Directors’  Responsibility  Statement

Pursuant  to  the  requirement  under  Section  217(2AA)  of  the
Companies Act, 1956, with respect to Directors’ Responsibility
Statement, it is hereby confirmed that:

(i)

in  the  preparation  of  the  annual  accounts    the  applicable
accounting  standards  have  been  followed  along  with
proper  explanations  relating  to  material  departures;

(ii) the  Directors  have  selected  such  accounting  policies  and
applied  them  consistently  and  made  judgements  and
estimates that are reasonable and prudent so as to give a
true and fair view of the state of affairs of the Company as
at 31st March 2003 and of the profit of the Company for the
year ended on that date.

(iii) the Directors have taken proper and sufficient care for the
maintenance  of  adequate  accounting 
in
accordance  with  the  provisions  of  the  Companies  Act,
1956 for safeguarding the assets of the Company and for
preventing  and  detecting  fraud  and  other  irregularities;
and

records 

(iv) the  Directors  have  prepared  the  annual  accounts  of  the

Company  on a ‘going concern’ basis.

Consolidated  Financial  Statements

In  accordance  with 
the  Accounting  Standard  AS-21  on
Consolidated  Financial  Statements  read  with  Accounting
Standard AS-23 on Accounting for Investments in Associates,
your  Directors  have  pleasure  in  attaching  the  Consolidated
Financial  Statements  which  form  part  of  the  Annual  Report
and  Accounts.

Auditors

Messrs.  Chaturvedi  &  Shah  and  Messrs.  Rajendra  &  Co.,
Chartered  Accountants,  Statutory  Auditors  of  the  Company,
hold  office  until  the  conclusion  of  the  forthcoming  Annual
General  Meeting  and  are  eligible  for  re-appointment.  The
Company has received letters from them to the effect that their
appointments,  if  made,  would  be  within  the  prescribed  limits
under Section 224(1-B) of the Companies Act, 1956.

Cost  Auditors

The  Central  Government  had  directed  an  audit  of  the  cost
accounts  maintained  by  the  Company  in  respect  of  its
Textiles,  Polyester  and  Chemicals businesses. The Central
Government  has  approved  the  appointment  of      Shri  S.N.
Bavadekar  and  Messrs  V.J.  Talati  &  Co.,  Cost  Accountants,
for  conducting  the  cost  audit  of  the  above  businesses  for  the
financial year ended  on 31st March, 2003.

International  Accountants

firm  of  Deloitte  Touche  Tohmatsu 

The  report  submitted  by  Messrs  Deloitte  Haskins  and  Sells,
International
member 
(DTTI),  appointed  as 
the
Company, for the year under review to the Board of Directors,
is circulated with this report for the information of members.

International  Accountants  of 

46

Reliance Industries Limited

GROWTH IS LIFE

Personnel

As  required  by  the  provisions  of  Section  217(2A)  of  the
Companies Act, 1956, read with the Companies (Particulars of
Employees)  Rules,  1975  as  amended,  the  names  and  other
particulars of the employees are set out in the Annexure to the
Directors’  Report.    However,  as  per  the  provisions  of  Section
219(1)(b)(iv)  of  the  Companies  Act,  1956,  the  Report  and
Accounts is being sent to all the shareholders of the Company
excluding 
information.  Any  shareholder
interested  in  obtaining  such  particulars  may  write  to  the
Company Secretary at the Registered Office of the Company.

the  aforesaid 

Energy Conservation, Technology Absorption and Foreign
Exchange  earnings  and  outgo

The  information  relating  to  energy  conservation,  technology
absorption,  foreign  exchange  earnings  and  outgo  required  to
be  disclosed  under The  Companies  (Disclosure  of  Particulars
in  the  Report  of  Board  of  Directors)  Rules,  1988  is  given  in
Annexure forming part of this report.

Corporate  Governance

Governance.  A  separate  section  on  Corporate  Governance
and a Certificate from the Auditors of the Company regarding
compliance  of  conditions  of  Corporate  Governance  as
stipulated  under  Clause  49  of  the  Listing  Agreement  with  the
Stock Exchanges, form part of the Annual Report.

Acknowledgment

the  assistance  and  co-operation  received 

Your Directors would like to express their grateful appreciation
for 
the
Financial 
Institutions,  Banks,  Government  Authorities,
Customers, Vendors  and  Shareholders  during  the  year  under
review. Your Directors also wish to place on record their deep
sense  of  appreciation  for  the  committed  services  of  the
Executives,  Staff  and Workers  of  the  Company.

from 

For and on behalf of the Board of the Directors

Mukesh D. Ambani
Chairman & Managing Director

Your  Company  is  one  of  the  pioneers  in  the  country  in
implementing  the  best  international  practices  of  Corporate

Place : Mumbai,
Dated: 23rd April,  2003.

Annexure to Directors’ Report

Particulars  required  under  the  Companies  (Disclosure  of
Particulars in the Report of Board of Directors) Rules, 1988.

A. CONSERVATION  OF  ENERGY

(a) Energy  Conservation  measures  taken

1. Use  of  pump  in  VCM  column  bottom  to  recover  the

heat  of  effluent.

2. Providing 

intermediate 

flash 

vessel 

for  HP

condensate in PTA 1 & 2 plant.

3. Fan speed reduction of PTA mother liquor air blower.

4. Control logic on POY/PET vacuum jet system to save

steam  consumption.

5.

Jet water pump Optimisation in Polyester CP-1.

6. Single Organic Stripper Column operation for CP-1 to

CP-5 and one for CP 6 and CP 7.

7. FF  CP-8  polymerization  spare  jet  optimisation  for

steam  consumption  reduction.

8. PSF  Draw  line  AHU  Fans  optimisation  for  reduction

in  power  consumption.

9. Optimisation of lighting fixtures in PSF plant.

10. Installation  of  booster  pump  at  Ethylene  terminal
thereby
terminal 

return  water, 

using  propylene 
stopping CPP CT booster pump.

11. Replacement  of  C2R  turbine  condensate  export

valve.

12. Reduction  in  decoking  by  one  hour  after  plant  air
maximisation  for  steam  consumption  reduction  in
cracker  plant.

15. Use  of  MP  steam 

in  place  of  HP  steam 

for

Atomization in Vaporizer of PE plant.

16. Warm water pump Optimisation in RELPIPE plant.

17. Installation of GD in Gas Turbine 1&2.

18.  Insulation  of  phase-1  return  condensate  header  in

Captive  power  plant.

19. Installation of fogging in 6 gas turbines.

20. Optimisation of DM water pump for POY and Phase-1

header in CPP.

21. Soot blowing in the five BHEL boilers.

22.  BHEL  Boiler  Modification  to  improve  free  steam

generation.

23.  Installation  of  Autotransformer  for  electrical  energy

conservation.

24.  Energy  Benchmarking  by  Shell  completed  for  the
years  2000,  2001  &  2002.  RIL’s  Jamnagar  Refinery
tops  the  list  of  about  55  Shell  refineries  all  over  the
world for the year 2000 & 2001 and is also expected
to  top  in  2002.  Reliance  has  the  lowest  corrected
Energy  index  &  Energy  &  Loss  Index,  indicating
highest  Energy  Efficiency.

25.  Daily  Flare  Analysis  &  monitoring  of  Flare  loss  from
various  valves  of  individual  units  by  Acoustic  meter
on a continuous basis, to minimise Flare Loss.

26.  Daily  monitoring  of  Fuel  consumption  &  loss  for  the

Refinery.

27.  Weekly  monitoring  of  Heater  Efficiencies  of  all  Fired

Heaters.

13. Reduction  of  polishing  by  2  hours  from  the  present

28.  Use  of  MP  Steam  in  place  of  HP  Steam  in  Stripper

practice of 10 hours in cracker plant.

Reboilers in CDU.

14. Use  of  MP  steam  in  place  of  HP  steam  for  reactor
feed  heater,  HP  tracers  and  export  of  MP  steam  in
Octane run in PE plant.

29. VDU ejector Off gases rerouted to CDU furnaces.

30.  Installation  of  Removable  insulation  pads  for  high
temperature pumps & strainers, valves, channel end

Reliance Industries Limited

47

GROWTH IS LIFE

covers  and 
convection heat losses & improved heat recovery.

in  Coker 

flanges 

to  reduced

lead 

31. Savings  in  Fuel  due  to  installation  of  new  improved

design Air Preheater in HMU-2.

32. Rerouting  of  Rich  Amine  Flash  gases  to  Sat  gas

Header.

33.  Stopping  all  FG  purges  to  flare  &  reduction  of  MP

Steam to flare.

34.  Offline  &  online  water  washing  of  Gas  Turbine

compressor  blades.

35. Steam trap audit conducted in 2002 and about 1500
traps rectified which resulted in savings in LP, MP &
HP  Steam.

36. Successfully completed Trial run for replacing Steam
traps in LP Steam tracers from TD type to BPT type
leading to savings in increased heat recoveries.

37. Successfully replaced 26 fans in FCC from Aluminum
blades to FRP blades leading to power savings.

38. Usage  of  Insulating  Heat  paint  on  bare  Exchanger
End  covers  has  been  done  leading  to  reduced
convection  heat  losses.

(b) Additional  Investment/proposals  being  implemented

for reduction of consumption of Energy

1. Replacement of DH column fan blades by FRP.

2. Suction chilling of Process Air Compressor in PTA-1.

3. Avoid  Double  pumping  in  DM  Water  pump  in  PTA

plant.

4. Avoid  double  pumping  in  acetic  acid  service  in  PTA

plant.

5. Use  of  17  barg  Steam  in  place  of  SHP  steam  in

crystalliser in PTA plant.

6.  De-superheater  water  preheating  with  process
condensate in PTA plant for SHP steam saving.

7. Process  Air  Compressor  Expander  inlet  pressure

drop reduction for electrical energy reduction.

8. Use  of  PTA  process  steam  in  Polyester  Stripping

column.

9. Gas  Turbine  1  &  2  by  pass  stack  damper  double
sealing arrangement to minimise stack losses.

10. Ethylene tower vapor feed directly to VCM plant.

11. Process  Fans  replacement  from  solid  metallic/GRP

to hollow FRP.

12. Increasing  supplementary  firing  efficiency  by  HRSG

modification.

13. Use of Hot recycle solvent to preheat reactor feed in

PE-II  plant.

14. Optimization of feed tray location in Hiboil column of

VCM  plant.

15. Use of flash steam in stripper in PE-I &II.

16. Replacement  of  dryer  MP  steam  with  LP  Steam  in

PVC  plant.

17. Use  of  LP  Steam  instead  of  MP  steam  in  Glycol

bleed flasher-II Reboiler in MEG plant.

18. Installation  of  condensate  pot  for  E-607  of  MEG

column  Reboiler.

19. Use of process steam for new 500 TR VAR machine

in  MEG-II.

20. Preheating of heads column feed using VCM column

bottom  steam.

21.  Provision  of  Isolation  valves  and  bypass  facilities  in
Crude Preheat train will save 5,655 T/year of Fuel Oil
in  CDU  heaters  due 
in  Preheat
temperature.

increase 

to 

22. Stripper  gases  to  bypass  HP  receiver  and  route  to
Primary Absorber will save 40 KT /year of MP Steam.

23. Recovery  of  heat  from  hot  HK  stream  going  to
tankage  to  heat  crude  upstream  of  Desalter  before
routing  to  storage.

24. Reduction of CDU feed pump power consumption by
changing  the  pump  impellers  for  6  feed  pumps  will
result  in  power  reduction  equivalent  to  909  tons/
annum of Fuel Oil.

25. Installation  of  second  Feed  Water/Effluent  Desalter
Exchanger  in  order  to  recover  more  heat  hence
reduces  Heater  duty  equivalent  to  3030  tons/annum
of Fuel Oil.

26. Savings  in  fuel  due  to  new  improved  design  of  Air
Preheater in HMU-result in savings equivalent to 380
tons/annum of Fuel Oil.

27. Maximizing heat recovery from HCGO & LCGO pump
around  will  result  in  heat  recovery  equivalent  to
181182 tons/annum of Fuel Oil.

28. Provision of Intercooler in Primary Absorber will lead
to  savings  equivalent  to  2,468  tons/annum  of  Fuel
Oil.

29. Changing  of 

/Rich  Amine
the  existing  Lean 
Exchanger in ATU which has a high warm approach
to new plate type exchanger to recover more heat will
result  in  savings  of  upto  12727  tons/annum  of
equivalent  Fuel  Oil.

30. Using process condensate to heat deaerator makeup
will result in Heat recovery equivalent to 13333 tons/
annum of equivalent Fuel Oil.

31. Development  of  Simulator  &  Optimizer  for  Fuel  &
Steam/Power  will  result  in  savings  to  the  tune  of
3,571 tons/annum of equivalent Fuel Oil.

32. Inlet  Air  fogging  in  Gas  Turbines  in  CPP  (8  Gas
Turbines)  will  lead  to  savings  equivalent  to  28,118
tons/annum of Fuel Oil.

33. Online  water  wash  of  GT  compressors  will  lead  to
savings equivalent to 4,583 tons/annum of Fuel Oil.

34. Main  Flare  gas  and  LLP  flare  gases  recovery  and
rerouting  them  back  to  Fuel  Gas  header  will  lead  to
savings  of  equivalent  to  21,429  tons/annum  of  Fuel
Oil.

35. Acid  Flare  gas  Recovery  by  rerouting  the  gases  to
SRU  will  lead  to  benefits  equivalent  to  2,917  tons/
annum of Fuel Oil.

(c)

Impact of measures at (a) & (b) above for reduction in
consumption of energy and on the cost of production
of goods.

1. As a result of various energy conservation measures
taken,  the  company  saved  energy  equivalent  to  Rs
24  crore/annum.

2. The  additional 

/  proposals  being
implemented  for  reduction  in  energy  consumption

investment 

48

Reliance Industries Limited

GROWTH IS LIFE

have  potential 
equivalent  to  Rs  179  crore/annum.

to 

reduce  energy  consumption

(d) Total Energy Consumption and Energy Consumption per
unit of production as per Form ‘A’ attached hereto

B.

TECHNOLOGY  ABSORPTION

Efforts made in technology absorption – as per Form
B given below:

Form B

1. Research and Development (R & D)

a. Specific  Areas  in  which  Research  and  Development

(R&D) is being carried out by the Company

(i)

Improved Chemical formulation for caustic tower
anti-polymerant  trials  in  Cracker  plant.

(ii) Optimization  of  Oxidation  Reactor  Process
Conditions  to  reduce  specific  consumption  of
acetic acid in PTA plant.

(iii) Proposal  to  provide  off  gas  foil  agitator  in  3rd
and  4th  Crystallizers  of  Purification  Section  to
avoid  solid  deposition  on  wall  of  vessel  and
thereby reduce frequency of flush in PTA plant.

(iv) Commercial  catalyst  production  based  on  in-
house R & D efforts and substitute the import of
catalyst.

(v) Process  development  for  treating  catalyst  plant

waste to produce by-product.

(vi)  Organic  Stripping  Column  modification 

for
burning  volatile  organic  components 
from
Esterification process in Dowtherm vaporizers in
POY  plant.

(vii) Installation 

and 

commissioning 

permeation  chromatography 
study of polymer products.

of  Gel
for

techniques 

(viii) Installation  of  PET  applications  lab  for  product

characterization  in  PET  plant.

(ix) Production  of  Re-Heat  grade  PET  resin  for
reduction of processing time at the end user for
PET  applications.

b. Benefits derived as a result of the above efforts

(i) Chemical  formulation  for  caustic  tower  anti-
polymerant  trials  in  cracker  plant  can  result  in
benefit of Rs 60 lakh/annum.

(ii) Reduced  specific  consumption  of  acetic  acid  in

PTA plant is equivalent to Rs 285 lakh/annum.

(iii)

Indigenous  catalyst  has  resulted  in  improved
productivity, 
import
substitution.

product 

quality 

and 

(iv) Reduced  effluent  load  in  catalyst  plant  due  to

byproduct  recovery.

(v) Organic Stripping Column modification results in

improved  environmental  performance.

(vi) GPC  installation  will  help  in  characterisation
study of the polymer grades to improve in quality
to  reduce  customer  complaints.

(vii) Installation  of  PET  applications  lab  for  product
in
characterization 
effective  and 
the
production  process  to  suit  the  requirements  of
PET  customers.

immediate  control  over 

in  PET  plant 

resulted 

(viii) Production  of  Re-Heat  grade  PET 

increased 
countries.

the  market  share 

c. Future plan of action

resin
in  western

(i)  Development  of  terpolymer  PP  with  improved
source

properties,  which  will 
manufactured in India for soft film sector.

only 

be 

(ii) VOC  burning  in  Dowtherm  vaporizers  of  POY
two

replacement  of  burners 

in 

plant  by 
vaporizers.

(iii) Biolene  trial  for  ETP  performance  improvement.

(iv)

Identification  of  suitable  sulphur  guard  bed  for
ethylene feed to EO reactor.

d. Expenditure on R & D

Rs Crore

a) Capital

b) Recurring

Total

c)

Total R&D Expenditure as a
Percentage  of Total Turnover

31.74

9.32

41.06

0.08%

2.

Technology  absorption,  adaptation  and  innovation

a. Efforts  made  towards  technology  absorption,

adaptation  and  innovation

(i)

(ii)

(iii)

Installation  of  80  U  coils  in  Naphtha  cracking
furnaces of cracker plant for increasing the yield
and run length.

Installation  of  3rd  Charge  gas  drier  in  cracker
plant  for  reducing  overall  pressure  drop  and
SHP  steam  consumption  in  CGC  turbine  by
0.5 TPH.

Integration of Aromatics & Cracker cooling tower
to  utilize  the  capacity  and  to  bring  down  the
supply  temperature  of  Cracker  cooling  tower  by
about  1.5°C.

(iv) Utilization  C5  cut  as 
recycling 

instead
of 
increasing
productivity  of  Cracker  by  increasing  the  fresh
naphtha feed rate.

fuel 
in  Cracker, 

in  CPP 
thus 

(v) Provision  and  Commissioning  of  Oxygen
in  higher

in  PTA2 

resulting 

Enrichment 
productivity.

(vi) EO 

reactor/  coolant 

to
increase  the  circulation  flow  and  reduce  vapor
fraction in the reactor in MEG plant.

loop  modification 

(vii) Scheme 

for  recovery  of  MEG 
residue to the tune of 650-900 tons/annum.

from  Glycol

(viii) Development  of  alternative 

to
improve  product  quality,  and  reduce  operating
cost in PVC, PE and PP plant.

chemicals 

(ix) Optimization  of  water  to  monomer  ratio  in  K-67,
K 57, K 60 grades to improve productivity in PVC
plant.

(x) Trials of usage of Iron chelating agent along with
primary  &  secondary  suspending  agents
conducted  in  PVC  plant,  K6711  to  improve
product  quality  and  reduce  lump  formation  in
reactors.

(xi) PVC  line-II  dryer  ID  fan  upgradation  done  to
improve product quality and dryer area reliability.

Reliance Industries Limited

49

(xii)

Fogging  system  commissioned  in  air  stream  from
primary  cyclone  separator  to  wet  scrubber  to
improve 
Suspended
particulate  matter  (SPM)  level  reduced  in  PVC
Dryer  vent  gases.

scrubbing 

efficiency. 

(xiii) Capacity  increase  in VCM  plant.

(xiv) Capacity  enhancement  by 

revamping  of 

the

polyethylene  plant.

(xv)

Scheme  for  improving  the  solvent  recovery  by
addition  of  the  third  component  as  a  part  of
extractive  distillation  in  PE  plant.

(xvi) Grade  improvement  in  polyethylene  products.

(xvii) New grade  developed  for  fishing  net  applications.

(xviii) Cast  film  grade  improvement  done  by  improving

the  additives  packages.

(xix) Octene  grade  odor  reduced  and  dart  improved  by

enhancing  the  stripping  efficiency.

(xx)

(xxi)

(xxii)

New  grade  developed  for  the  application  of  sink
and table top with low blush properties, cast & TQ
film  for  high  speed  machines,  11  MFI  fibre  grade
for  making  multifilament  FDY  yarns  and  staple
fibres.

Increase 
in  PP  plant
rate  of  production 
controlling  catalyst  particle  size  at  Catalyst  plant.

in 

Installation  of  Nucleonic  Level  Measurement  in
Esterification in Esterification-I (POY CP-1 & CP-2).

(xxiii) Change-over  of  chilled  water 

from
Phosphate  based  to  NaMo  (Sodium  Molybdate)
based  for  effective  corrosion  &  deposition  control.

treatment 

(xxiv)

Installation of new Instrument Air Dryer to increase
the  Instrument  Air  header  pressure  for  catering  to
CP-9 and NG-3 operations

(xxv)

Installation  of 
reactor.

lump  breaker 

in  PET  process

(xxvi) Start  up  of  CP-9  plant  producing  POY  and  PSF
using  DuPont  technology  for  POY  and  Zimmer
technology  for  PSF  Spinning.

(xxvii) Online compressor washing facility incorporated in
all  Gas  Turbines  to  reduce  degradation  due  to
compressor  fouling  and  sustain  the  Base  load
capability.

(xxviii) Manually  operated  Guillotine  Damper  in  one  GT
has  been  replaced  by  most  sophisticated  auto
operated  Guillotine  Damper.

(xxix) GT 

inlet  air  cooling  by  applying  Fogging

Technology implemented in 6 Gas Turbines.

(xxx)  Modification  done 
improvement 
and 
additional  steam  generation.

in  3  HRSGs 
efficiency 

for  capacity
into

resulted 

GROWTH IS LIFE

(xxxv) Scheme  developed  for  treated  effluent  recycle
from  Effluent  Treatment  plant  to  POY  CP  Jet
Cooling Tower.

(xxxvi) System  installed  for  separating  dow  from  Reflux

Water of CP 6 for dow recovery.

b. Benefits Derived as a result of the above efforts

(i)

Product  development  /  Improvement  and  Cost
reduction

•

•

•

Installation  of  80  U  coils  in  Naphtha  cracking
furnaces  for  increasing  the  yield  and  run
length will result in Rs 14 crore/annum.

Installation  of  3rd  Charge  gas  drier  in  cracker
plant  has  resulted 
in  0.5  T/hr  of  steam
equivalent  to  Rs  45  lakh/annum.

Integration  of  Cooling Tower  of  aromatics  and
cracker resulted  in saving of Rs 141 lakh.

• Provision  and  Commissioning  of  Oxygen
Enrichment 
in  higher
productivity to the tune of Rs 12 crore/annum.

in  PTA2 

resulted 

• EO  reactor  coolant  loop  modification  resulted
in the higher productivity of 10-15 TPD in MEG
plants.

• Recovery  of  MEG  from  Glycol  residue  will
result in savings equivalent to Rs 110-150 lakh.

• Development of alternate source cost effective
catalyst, 
for
polyethylene  plant  gave  benefits  of  Rs  100
lakh/annum.

additives 

chemical 

and 

• Optimization of water to monomer ratio in PVC
plant  resulted  in  0.35  MT  per  batch  in  PVC
plant.

• Usage  of  Iron  chelating  agent  in  PVC  plant
resulted in improvement in product quality and
reduced lump formation in reactors.

• PVC  line-II  dryer  ID  fan  upgradation  resulted

in dryer area reliability.

•

Fogging  system  commissioned  in  air  stream
and  suspended  particulate  matter  (SPM)  level
reduced  by  almost  15%  in  PVC  Dryer  vent
gases.

• VCM  plant  capacity  increase  had  resulted  in

benefit of Rs 17 crore/annum.

• Capacity  enhancement  of  the  polyethylene
plant  resulted  in  additional  contribution  of
Rs 33 crore.

• Scheme for the recovery of the solvent by the
addition of the third component has a potential
and  import  substitution  equivalent  of  Rs  130
lakh/annum.

• New  grade  developed  in  PP  plant  helped  in
better  market  penetration  and  customer
satisfaction.

• Successful 

trials  with  new  additives  and
from  different  vendors
reduction  as  well  as

additives/chemicals 
helped 
improvement  in  product  quality.

in  cost 

• Rise  in  production  in  PP  plant  to  the  tune  of
15-25  TPD  due  to  change  in  catalyst  particle
size  from  catalyst  plant.

(xxxi)

Insulation  of  Return  condensate  header  has
resulted into LP steam saving.

(xxxii) Recovery  of  Boiler  sample  cooler  water  and  used

as Cooling Tower make up.

(xxxiii) Recovery  and  recycling  of  CBD 

from  BHEL
HRSGs  to  Cooling  Towers  and  used  as  Cooling
Tower make-up resulted in water saving.

(xxxiv) DM-3  Activated  Carbon  Filters  back  wash  water
recovered  through  Dyna-sand  filter  and  used  as
Cooling Tower make-up.

50

Reliance Industries Limited

GROWTH IS LIFE

•

Installation  of  Nucleonic  Level  Measurement  in
POY  plant  resulted  in  better  control  over
esterification 
rates  with  proper
residence time and eliminating level variations.

reaction 

• Chilled water treatment from Phosphate based
to  NaMo  resulted    in  corrosion  control  on
chiller  units.

New  Instrument  Air  Dryer  Increased  reliability
of 
terms  of  air
Instrument  air  quality 
pressure  and  improved  reliability.

in 

•

Installation  of  lump  breaker  in  PET  process
reactor  increased  productivity  in  PET  plant  by
elimination  of 
formation,  which  was
limiting  the  reactor  capacity.

lump 

• Reliability  of  LP  Air  availability  at  constant
pressure  conditions  and  at  variation  of  power
frequency  with  synchronized  power  grid
operation.

• Online  compressor  washing 

in  all
in  power  output
Gas  Turbines 
enhancement equivalent to Rs 4 crore/annum.

resulted 

facility 

• Air  fogging  in  GT  has  resulted  into  increased
power  generation  capability  resulting  in  Rs  4
crore/annum  from  the  investment  of  Rs  6
crore.

• Auto  operated  Guillotine  Damper  in  GT’s  has
resulted  into  steam  saving  during  start-up  &
shutdown  equivalent  to  the  benefit  of  Rs  34.7
lakh/annum.

• Alternative  cost  effective  fuel  firing  in  GT’s
resulted in saving of Rs 22 crore/annum.

• Capacity  and  efficiency 

in
HRSG’s 
steam
generation  of  3  MT/hr  per  HRSG  and  net
saving  is  Rs  5.91  crore/annum.

into  additional 

improvement 

resulted 

• Water  conservation  and  condensate  recovery
schemes  had  resulted  in  total  savings  of  Rs
97.7  lakh/annum.

•

recycle 

effluent 

from  Effluent
Treated 
Treatment plant to POY CP Jet Cooling Tower
resulted  in  Saving  of  10  m3/hr  of  filter  water
equivalent to Rs 7 lakh/annum.

• With 

the
installation  of  separation  system, 
Dowtherm  is  recovered  from  process  waste
water lead to the saving of Rs 1.5 crore/annum.

(ii) Import  substitution

• Reduced  imported  catalyst  to  the  tune  of
Rs  35  crore/annum  by  substitution  with
indigenous  catalyst.

• Approximately  Rs.  125 

import
substitution  done  by  in  house  manufacturing
and refurbishing of spare parts.

lakh  worth 

c.

Information  regarding  Imported  Technology
Product

Technology  from

Year
of import

Status of
implementation/
absorption

Polyester  Staple Dupont  (U.S.A.)/
Chemtex  U.S.A.
Fibre Fill
UOP Inter America
Paraxylene
Inc.-U.S.A.
Union  Carbide  U.K.

Polypropylene

1998
1999

1999

Full
Full

Full

C.

FOREIGN  EXCHANGE  EARNINGS  AND  OUTGO

1. Activities 

relating 

to  export, 

to
increase  exports,  Developments  of  New  export
markets  for  Products  and  Services  and  Export
Plan.

initiatives 

The  company  has  continued  to  maintain  focus  and
avail  of  export  opportunities  based  on  economic
considerations.  During  the  year,  the  Company  has
exports  (FOB Value)  worth  Rs  10,626.29  Crore  (US
$ 2237.82 million)

2.

Total Foreign exchange used and earned

a.

b.

Total  Foreign  Exchange  earned

Total  savings  in  foreign  exchange
Through  products  manufactured  by
the Company and deemed exports
(US$  8,590  million)

Sub Total (a+b)

c.

Total  Foreign  Exchange  used

 Rs Crore

10,629.33

40,791.74

51,421.07

31,799.72

Form 'A'

Form for disclosure of Particulars with respect to
Conservation  of  Energy

A. Power & Fuel Consumption

2002-03

2001-02

45.71
2.03 #

4.44

59.03
3.25 #

5.50

1

Electricity
a) Purchased Units ( lakh) **
Total Cost ( Rs In Crore)

Rate/Unit (Rs)

b) Generation by/through third party captive

power facilities through Steam
Turbine/Generator  **

Units  (lakh)

22,540.20

22,117.45

KWH per unit of fuel

5.45

5.28

Total Cost (Rs In Crore)

614.58

611.58

Cost/Unit (Rs)

c) Own  Generation

i) Through  Diesel  Generator

Units  (lakh)

KWH per unit of fuel

Fuel Cost/Unit (Rs)

ii) Through  Steam Turbine/Generator

Units  (lakh)
KWH per unit of fuel

Fuel Cost/Unit (Rs)

2

Coal

Quantity  (tonnes)

Total Cost (Rs In crore)

Average rate per Unit (Rs)

3

Furnace Oil

2.73

2.77

62.18

6.04

2.13

50.21

3.28

4.00

24,333.34
4.15

22,962.95
3.58

1.91

1.88

NIL

NIL

NIL

NIL

NIL

NIL

Quantity ( K.Ltrs)

146,391.24

152,918.04

Total Cost (Rs In crore)

133.65

113.24

Average rate per Ltr. ( Rs)

9.13

7.41

Reliance Industries Limited

51

GROWTH IS LIFE

2002-03

2001-02

2002-03

2001-02

4

Diesel Oil / GT Fuel

Quantity ( K.Ltrs )

1,208,203.28

929,656.56

Total Cost ( Rs. In crores )

Average rate per Ltr.( Rs)

1,019.65

8.44

904.82

9.73

B. Consumption per unit of production

Product

Electricity  (KWH)

5

Others
Gas
Quantity (1000 M3)
Total Cost (Rs. In crores)
Average rate per 1000M3 (Rs)

#   Excluding Demand Charges

 1,128,823.35 1,010,051.77
772.11
7,644.22

1,043.35
9,242.83

Furnace  Oil/
HSD/HFHSD  (Ltrs)

LSHS  (kgs)

Gas  (SM3)

Fabrics (per 1000 mtrs)

Current
 Year
4282

PFY (per MT)

PSF (per MT)

PTA (per MT)

LAB (per MT)

MEG (per MT)

PVC (per MT)

HDPE (per MT)

PP (per MT)

FF (per MT)

Cracker (per MT)

PET (per MT)

PX (per MT)

Petro-products  (per  MT)

840

480

389

627

584

540

327

329

855

144

301

270

61

Previous Current

 Year
3575

889

484

408

604

596

543

317

341

752

161

278

244

55

 Year
2

65

47

8

307

-

-

-

-

-

-

-

17

-

Previous
 Year
4

Current
 Year
-

41

27

8

308

-

-

-

-

-

-

-

2

-

12

10

-

207

-

-

-

-

-

-

-

-

-

Previous Current

 Year
-

2

-

5

148

-

-

-

-

-

-

-

-

-

 Year
641

-

-

-

-

-

-

-

-

352

-

-

-

-

Previous
 Year
623

38

35

-

-

-

-

-

-

53

-

82

-

-

Place : Mumbai,
Dated: 23rd April,  2003.

Auditors' Report on Corporate Governance

For and on behalf of the Board of the Directors

Mukesh D. Ambani
Chairman & Managing Director

To the Members,

RELIANCE  INDUSTRIES  LIMITED

We have examined the compliance of conditions of Corporate
Governance  by  Reliance  Industries  Limited,  for  the  year
ended on 31st March, 2003, as stipulated in Clause 49 of the
Listing  Agreement 
the  said  Company  with  stock
exchanges.

  of 

The compliance of conditions of Corporate Governance is the
responsibility of the Management.  Our examination has been
limited  to  a  review  of  the  procedures  and  implementations
thereof adopted by the Company for ensuring compliance with
the  conditions  of  the  Corporate  Governance  as  stipulated  in
the  said  Clause.    It  is  neither  an  audit  nor  an  expression  of
opinion on the financial statements of the Company.

In our opinion and to the best of our information and according
the
to 

to  us,  and  based  on 

the  explanations  given 

For Chaturvedi & Shah
Chartered  Accountants

D.Chaturvedi
Partner
Mumbai
Dated: 23rd April, 2003

representations  made  by  the  Directors  and  the  Management,
we certify that the Company has complied with the conditions
of  Corporate  Governance  as  stipulated  in  Clause  49  of  the
above  mentioned  Listing  Agreement.

As  required  by  the  Guidance  Note  issued  by  the  Institute  of
Chartered  Accountants  of  India  we  have  to  state  that  no
investor  grievances  were  pending  for  a  period  of  one  month
against  the  Company  as  per  the  records  maintained  by  the
Shareholders  /  Investor's  Grievance  Committee.

We further state that such compliance is neither an assurance
as  to  the  future  viability  of  the  Company  nor  of  the  efficiency
or  effectiveness  with  which  the  management  has  conducted
the affairs of the Company.

For Rajendra & Co.
Chartered  Accountants

R.J.Shah
Partner

52

Reliance Industries Limited

GROWTH IS LIFE

Auditors'  Report

To the Members,

RELIANCE  INDUSTRIES  LIMITED
We  have  audited  the  attached  Balance  Sheet  of  RELIANCE
INDUSTRIES  LIMITED  as  at  31st  March,  2003  and  the  Profit
and  Loss  Account  for  the  year  ended  on  that  date  annexed
thereto and Cash Flow Statement for the period ended on that
date.  These  financial  statements  are  the  responsibility  of  the
Company's  management.  Our  responsibility  is  to  express  an
opinion on these financial statements based on our audit.

1. We  conducted  our  audit  in  accordance  with  the  Auditing
Standards  generally  accepted  in  India.  Those  standards
require  that  we  plan  and  perform  the  audit  to  obtain
reasonable  assurance  about  whether 
financial
statements  are  free  of  material  misstatements.  An  audit
includes  examining,  on  a  test  basis,  evidence  supporting
the  amounts  and  disclosures  in  financial  statements.  An
audit  also  includes  assessing  the  accounting  principles
used and significant estimates made by the management,
as  well  as  evaluating  the  overall  financial  statement
presentation.  We  believe 
that  our  audit  provides  a
reasonable basis for our opinion.

the 

2. As  required  by  the  Manufacturing  and  Other  Companies
(Auditors'  Report)  Order,  1988  issued  by  the  Central
Government  of  India  in  terms  of  sub-section  (4A)  of
section 227 of the Companies Act, 1956, we enclose in the
Annexure  hereto  a  statement  on  the  matters  specified  in
paragraphs 4 and 5 of the said Order.

3. Further  to  our  comments  in  the  Annexure  referred  to  in

paragraph 2 above, we report that:

a) We have obtained all the information and explanations
which  to  the  best  of  our  knowledge  and  belief  were
necessary for the purposes of our audit;

b)

In our opinion, proper books of account, as required by
law, have been kept by the Company, so far as appears
from our examination of those books;

c) The Balance Sheet and Profit and Loss Account dealt
with by this report  are in agreement with the books of
account;

d)

e)

f)

In  our  opinion  the  Balance  Sheet  and  Profit  and  Loss
Account  dealt  with  by  this  report  comply  with  the
in
mandatory  Accounting  Standards 
sub-section  (3C)  of  section  211  of  the  Companies
Act,  1956;

referred 

In  our  opinion,  and  based  on 
information  and
explanations  given  to  us,  none  of  the  directors  are
disqualified  as  on  31st  March,  2003  from  being
appointed  as  directors  in  terms  of  clause  (g)  of  sub-
section (1) of section 274 of the Companies Act 1956;

In  our  opinion  and  to  the  best  of  our  information  and
according  to  the  explanations  given  to  us,  the  said
financial statements read together with the Significant
Accounting  Policies  and  other  notes  thereon  give  the
information  required  by  the  Companies  Act,  1956,  in
the  manner  so  required,  and  present  a  true  and  fair
view  in  conformity  with  the  accounting  principles
generally  accepted  in  India:

(i)

(ii)

in so far as it relates to Balance Sheet, of the state
of affairs of the Company as at 31st March, 2003;

in  so  far  as  it  relates  to  the  Profit  and  Loss
Account, of the profit of the Company for the year
ended on that date; and

(iii)

In so far as it relates to the Cash Flow Statement,
of  the  cash  flows  of  the  company  for  the  year
ended on that date.

For Chaturvedi & Shah
Chartered  Accountants

D.Chaturvedi
Partner

Mumbai
Dated: 23rd April, 2003

For Rajendra & Co.
Chartered  Accountants

R.J.Shah
Partner

Annexure to Auditors' Report

the  basis  of 

1. The Company has maintained proper records showing full
particulars  including  quantitative  details  and  situation  of
information  available.
fixed  assets  on 
According to the information and explanations given to us,
the  fixed  assets  have  been  physically  verified  by  the
management  during  the  year  in  a  phased  periodical
manner which in our opinion is reasonable, having regard
to  the  size  of  the  Company  and  nature  of  the  assets.    No
material  discrepancies  were  noticed  on  such  verification.

2. None  of  the  fixed  assets  have  been  revalued  during

the  year.

3. As  explained  to  us,  the  stock  of  stores,  spare  parts,  raw
materials and finished goods have been physically verified
by the management at regular intervals during the year.  In
our  opinion, 
is
reasonable having regard to the size of the Company and
the nature of its business.

frequency  of  such  verification 

the 

4.

In  our  opinion  and  according  to  the  information  and
explanations  given  to  us,  the  procedures  of  physical
verification  of  stocks  followed  by  the  management  are
reasonable  and  adequate  in  relation  to  the  size  of  the
Company and the nature of its business.

Reliance Industries Limited

53

GROWTH IS LIFE

5. As  explained  to  us,  there  were  no  material  discrepancies
noticed  on  physical  verification  of  the  stocks  of  raw
materials,  stores  and  spares  and  finished  goods,  having
regard to the size of the operations of the Company.

6. The  valuation  of  stocks  is  fair  and  proper  and  is  in
the  normally  accepted  accounting
accordance  with 
principles and is on the same basis as in the preceding year.

7. The  company  has  not  taken  any  loans,  secured  or
unsecured,  from  companies,  firms  or  other  parties  as
listed in the register maintained under Section 301 of the
Companies Act, 1956, or from Companies under the same
management  as  defined  under  sub-section  (1B)  of
Section 370 of the Companies Act. 1956.

8. The  company  has  not  given  any  loans,  secured  or
unsecured,  to  companies,  firms  or  other  parties  as  listed
in  the  register  maintained  under  Section  301  of  the
Companies  Act,  1956,  or  to  the  companies  under  the
same  management  as  defined  under  sub-section  (1B)  of
Section  370  of  the  Companies  Act,  1956,  except  for
debentures  held  where  the  rate  of  interest  and  other
terms and conditions are not prima facie prejudicial to the
interests of the company. In respect of interest free loans
given  to  subsidiaries  where  there  are  no  stipulations
regarding repayment, in our opinion, having regard to the
these  companies  and
long 
considering  the  explanations  given  to  us  in  this  regard,
the terms and conditions of the above are not, prima facie,
prejudicial  to  the  interests  of  the  company.

involvement  with 

term 

9.

In  respect  of  outstanding  loans  and  advances  in  the
nature  of  loans  given  by  the  Company  to  parties  other
than  to  subsidiaries  as  referred  to  in  Paragraph  8  above,
where stipulated, they are generally repaying the principal
amounts  as  stipulated  and  are  also  generally  regular  in
the  payment  of  interest,  where  applicable.

10. In  our  opinion  and  according  to  the  information  and
explanations given to us, there are adequate internal control
procedures  commensurate  with  the  size  of  the  Company
and the nature of its business for the purchase of stores, raw
including  components,  plant  and  machinery,
materials 
equipment and other assets and for the sale of goods.

11. In  our  opinion  and  according  to  the  information  and
explanations  given  to  us  there  are  no  transactions  of
purchase  of  goods  and  materials  and  of  sale  of  goods,
materials and services made in pursuance of contracts or
arrangements  entered  in  the  register  maintained  under
Section 301 of the Companies Act, 1956 and aggregating

For Chaturvedi & Shah
Chartered  Accountants

D.Chaturvedi
Partner

Mumbai
Dated: 23rd April, 2003

during  the  year  to  Rs.50,000  (Rupees  Fifty  Thousand
only) or more in respect of any party.

12. According to the information and explanations given to us,
the  company  has  a 
the
determination  of  unserviceable  or  damaged  stores,  raw
materials  and  finished  goods.    Adequate  provision  has
been  made  in  the  accounts  for  the  loss  arising  on  the
items  so  determined.

regular  procedure 

for 

13. The  Company  has  not  accepted  any  deposits  from  the

public.

14. In  our  opinion,  reasonable  records  have  been  maintained
by the Company for the sale and disposal of realizable by-
products  and  scrap,  wherever  significant.

15. In our opinion the internal audit system of the Company is
commensurate with its size and nature of its business.

16. The  Central  Government  has  prescribed  maintenance  of
Cost  Records  under  Section  209  (1)(d)  of  the  Companies
Act,  1956  in  respect  of  certain  manufacturing  activities  of
the Company. We have broadly reviewed the accounts and
records  of  the  Company  in  this  connection  and  are  of  the
opinion  that,  prima  facie,  the  prescribed  accounts  and
records  have  been  made  and  maintained.    We  have  not,
however, made a detailed examination of the same.

17. According to the records of the Company, Provident Fund
and Employees State Insurance dues have been regularly
deposited  with  the  appropriate  authorities.

18. According  to  the  information  and  explanation  given  to  us,
no undisputed amounts payable in respect of Income Tax,
Wealth  Tax,  Sales  Tax,  Customs  Duty  and  Excise  Duty
were  outstanding  as  on  31st  March,  2003  for  a  period  of
more than six months from the date of becoming payable.

19. According to the information and explanations given to us
and  on  the  basis  of  records  examined  by  us,  no  personal
expenses of employees or directors have been charged to
Revenue  Account  other 
those  payable  under
contractual  obligations  or  in  accordance  with  generally
accepted  business  practice.

than 

20. The  Company  is  not  a  sick  industrial  company  within  the
meaning of clause (o) of sub-section (1) of Section 3 of the
Sick  Industrial  Companies  (Special  Provisions)  Act,  1985.

21. In  relation  to  trading  activities  of  the  company,  we  are

informed that there are no damaged goods.

For Rajendra & Co.
Chartered  Accountants

R.J.Shah
Partner

54

Reliance Industries Limited

GROWTH IS LIFE

International Accountants’ Report

To the Board of Directors of

RELIANCE  INDUSTRIES  LIMITED
We  have  audited  the  Balance  Sheet  of  Reliance  Industries
Limited  as  on  31st  March,  2003,  the  Profit  and  Loss  Account
and  the  Cash  Flow  Statement  of  the  Company  for  the  year
ended on that date (the financial statements) attached hereto,
which  have  been  prepared  in  accordance  with  the  Generally
Accepted  Accounting  Principles  in  India  and  Accounting
Standards  referred  to  in  Section  211(3C)  of  the  Companies
Act,  1956.

Respective  Responsibilities  of  the  Management  and
Auditors

these 

financial  statements.  The 

The  Management  of  the  Company  is  responsible  for  the
preparation  of 
financial
statements  have  also  been  audited  by  firms  of  Chartered
Accountants  appointed  as  Auditors  under  the  statute  (The
Companies  Act,  1956)  who  submit  separately  their  report  in
accordance with the provisions of the Companies Act. It is our
responsibility  to  form  an  independent  opinion,  based  on  our
audit  of  the  statements  and  to  report  our  opinion  to  you  as  a
concurrent  special  assignment.

Basis of Opinion

We  conducted  our  audit  in  accordance  with  the  auditing
standards issued by the Institute of Chartered Accountants of
India.  An  audit  includes  examination,  on  a  test  basis  of
evidence  relevant  to  the  amounts  and  disclosures  in  the
financial  statements.  It  also  includes  an  assessment  of  the
significant  estimates  and 
the
management  in  the  preparation  of  the  financial  statements
and  whether  the  accounting  policies  are  appropriate  to  the
circumstances  to  the  company,  consistently  applied  and

judgements  made  by 

adequately  disclosed. We  planned  and  performed  audit  so  as
to obtain all information and explanations, which to the best of
our knowledge and belief were necessary for the purposes of
our  audit.

The  financial  statements  dealt  with  by  this  report  are  in
agreement with books of account of the Company.

Opinion

In our opinion and to the best of our information and according
to  the  explanations  given  to  us,  the  financial  statements  read
with the accounting policies and notes thereon give a true and
fair  view:

(i)

(ii)

In the case of the Balance Sheet, of the state of affairs
of the Company as at 31st March, 2003;

In the case of the Profit and Loss Account, of the profit
for the year ended on that date; and

(iii)

In the case of Cash Flow Statement, of the cash flows
for the year ended on that date.

For Deloitte Haskins & Sells
Chartered  Accountants

P. R. Barpande
Partner

Mumbai
Dated: 23rd April, 2003

Reliance Industries Limited

55

GROWTH IS LIFE

Balance Sheet as at 31st March, 2003

Schedule

As at
31st March, 2003
Rs.

Rs.

(Rs. in crore)

As at
31st  March,  2002
Rs.

Rs.

SOURCES  OF  FUNDS

Shareholders’  Funds
Share  Capital
Equity  Share  Suspense
Reserves  and  Surplus

Deferred Tax  Liability

Loan Funds
Secured  Loans
Unsecured  Loans

 TOTAL

APPLICATION  OF  FUNDS

Fixed  Assets
Gross  Block
Less:  Depreciation

Net  Block
Capital  Work-in-Progress

Investments

Current Assets, Loans and Advances
Current  Assets
Inventories
Sundry  Debtors
Cash  and  Bank  Balances
Other  Current  Assets

Loans and Advances

Less:  Current  Liabilities  and  Provisions

  Current Liabilities
  Provisions

Net  Current  Assets

Miscellanous  Expenditure
(to the extent not written off or adjusted)

 TOTAL

Significant  Accounting  Policies
Notes on Accounts

1395.92
—
28,978.49

11,776.86
7,981.45

50,552.99
18,461.16

32,091.83
1,994.44

7,510.41
2,975.49
147.21
562.06

11,195.17
11,732.85

22,928.02

9,490.89
1,475.73

10,966.62

1,053.56
342.29
26,479.41

30,374.41
2,684.82

27,875.26
2,060.82

14,188.89
4,739.59

19,758.31

52,817.54

18,928.48

48,864.56

46,727.32
15,076.92

31,650.40
1,533.31

34,086.27

6,722.72

33,183.71

3,850.16

4,974.07
2,722.46
1,760.71
372.85

9,830.09
9,620.57

19,450.66

6,472.29
1,210.54

7,682.83

11,961.40

47.15

11,767.83

62.86

52,817.54

48,864.56

 ‘A’

 ‘B’

‘C’
‘D’

 ‘E’

‘F’

 ‘G’

 ‘H’

 ‘I’

‘N’
‘O’

As per our Report of even date

For and on behalf of the Board

For Chaturvedi & Shah
Chartered Accountants

For Rajendra & Co.
Chartered Accountants

D. Chaturvedi
Partner

R. J. Shah
Partner

Mumbai
Dated: 23rd April, 2003

M.D. Ambani
A.D. Ambani
N.R. Meswani
H.R. Meswani
H.S. Kohli
U. Mahesh Rao
S. Venkitaramanan
M.L. Bhakta
T. Ramesh U. Pai
Y.P. Trivedi
Dr. D.V. Kapur
M.P. Modi
V.M. Ambani

56

Reliance Industries Limited

}
}

Executive
Directors

- Nominee Director

Directors

- Company Secretary

- Chairman & Managing Director
- Vice-Chairman & Managing Director

Profit and Loss Account for the year ended 31st March, 2003

GROWTH IS LIFE

Schedule

2002-2003

Rs.

Rs.

Rs.

(Rs. in crore)
2001-2002

Rs.

65,061.44
14,965.63

50,095.81
4,198.02

57,119.57
11,715.69

45,403.88
3,314.98

INCOME

Turnover  and  Inter  Divisional Transfers
Less:  Inter  Divisional Transfers

Turnover
Less:  Excise  Duty  Recovered  on  Sales

Net Turnover
Other  Income
Variation  in  Stocks

EXPENDITURE
Purchases
Manufacturing  and  Other  Expenses
Interest
Depreciation
Less  :

Transferred  from  General  Reserve
[Refer Note 3, Schedule ‘O’]

‘J’
‘K’

‘L’
‘M’

Profit Before Tax and Extra Ordinary Income

Add :

Extra  Ordinary  Income

Profit Before Tax

Provision  for  Current Taxation
Provision  for  Deferred Tax

Profit after Tax
Add :

Balance  brought  forward  from  Previous  year
On  Amalgamation
Deferred Tax liability for Earlier Years
Investment  Allowance  (Utilised)  Reserve  Written  Back

Amount  Available  For  Appropriations
APPROPRIATIONS

Capital  Redemption  Reserve
Debenture  Redemption  Reserve
Capital  Reserve
General  Reserve
Interim  Dividend  on  Preference  Shares(paid)
Proposed  Dividend  on  Equity  Shares
Tax on Dividend

Balance Carried to Balance Sheet

Basic and Diluted Earnings per Share of Rs. 10 each (in Rupees)

[Ref. Note 11, Schedule ‘O’]

- Before extra ordinary items
- After extra ordinary items

Significant  Accounting  Policies
Notes on Accounts

As per our Report of even date

For Chaturvedi & Shah
Chartered Accountants

For Rajendra & Co.
Chartered Accountants

D. Chaturvedi
Partner

R. J. Shah
Partner

Mumbai
Dated: 23rd April, 2003

3,452.79
615.70

400.00
279.75
—
2,000.00
20.08
698.19
89.46

45,897.79
1,001.21
2,435.49

49,334.49

3,420.75
36,547.28
1,555.16

2,837.09

44,360.28

4,974.21
—

4,974.21
245.90
624.00

4,104.31
2,726.23
—
—
—

6,830.54

3,487.48

3,343.06

29.25
29.25

3,435.82
619.68

—
137.64
4.95
2,000.00
—
663.28
—

42,088.90
782.34
(907.83)

41,963.41

1,697.84
31,607.33
1,825.10

2,816.14

37,946.41

4,017.00
411.70

4,428.70
190.00
996.00

3,242.70
2,160.65
1,071.50
(1,064.82)
122.07

5,532.10

2,805.87

2,726.23

20.39
23.36

 ‘N’
 ‘O’

For and on behalf of the Board

- Chairman & Managing Director
- Vice-Chairman & Managing Director

M.D. Ambani
A.D. Ambani
N.R. Meswani
H.R. Meswani
H.S. Kohli
U. Mahesh Rao
S. Venkitaramanan
M.L. Bhakta
T. Ramesh U. Pai
Y.P. Trivedi
Dr. D.V. Kapur
M.P. Modi
V.M. Ambani

}
}

Executive
Directors

- Nominee Director

Directors

- Company Secretary

Reliance Industries Limited

57

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘A’

SHARE  CAPITAL

Authorised:

250 00 00 000 Equity Shares of Rs. 10 each
(120 00 00 000)

50 00 00 000 Preference Shares of Rs. 10 each
 (10 00 00 000)   Preference shares of Rs. 100 each

As at
31st March, 2003
Rs.

Rs.

2,500.00

500.00

(Rs. in crore)

As at
31st  March,  2002
Rs.

Rs.

1,200.00

1,000.00

3,000.00

2,200.00

Issued, Subscribed and Paid up:

139 63 77 536 Equity Shares of Rs. 10 each fully
(105 37 57 027) paid up

Less: Calls in arrears - by others

1,396.38
0.46

1,053.76
0.20

TOTAL

Notes:

1. Of  the  above  Equity  Shares:

1,395.92

1,395.92

1,053.56

1,053.56

(a)

(b)

(c)

48 17 70 552
(48 17 70 552)

52 31 98 799
(18 05 78 290)

Shares  were  allotted  as  Bonus  Shares  by  capitalisation  of  Share  Premium  and  Reserves.

Shares  were  allotted  pursuant  to  Schemes  of  Amalgamation  without  payments  being  received  in
cash  and  includes  10,46,60,154  Shares  allotted  to  the  Petroleum  Trust,  the  sole  beneficiary  of
which  is  Reliance  Industrial  Investments  and  Holdings  Limited,  a  wholly  owned  subsidiary  of  the
Company

33 04 27 345
(33 04 27 345)

Shares  were  allotted  on  conversion  /  surrender  of  Debentures  and  Bonds,  conversion  of    Term
Loans,  exercise  of  warrants  against  Global  Depository  Shares  and  re-issue  of 
forfeited
equity  shares.

2. The Company has reserved issuance of 5,26,87,851 Equity Shares of Rs. 10 each for offering to employees under Employees

Stock  Option  Scheme  (ESOP).

3. The Company during the year has issued and redeemed Preference Shares aggregating to Rs. 400.00 crore, at par.

4. The Authorised share capital has increased to Rs. 3,000 crore consisting of 250,00,00,000 equity shares of Rs. 10 each and
50,00,00,000 Preference Shares of Rs. 10 each in terms of the Scheme of Amalgamation sanctioned by order dated 7th June,
2002 of The Hon’ble High Court of Bombay and the order dated 13th September, 2002 of the Hon’ble High Court of Gujarat.

58

Reliance Industries Limited

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘B’

RESERVES  AND  SURPLUS

As at

(Rs. in crore)

As at

31st March, 2003

31st  March,  2002

Rs.

Rs.

Rs.

Rs.

Revaluation  Reserve

As per last Balance Sheet
Less: Deduction  on  retirement  of  Revalued  Assets

2,738.50
2.69

2,770.78
32.28

Capital  Reserve

As per last Balance Sheet
Add  : On  Amalgamation
Add : Transferred  from  Profit  and  Loss  Account

Capital  Redemption  Reserve
As per last Balance Sheet
Add : Transferred  from  Profit  and  Loss  Account

Securities  Premium  Account
As per last Balance Sheet
Add : On  Amalgamation

Less: Premium  on  Redemption  of  Debentures/Bonds

Less: Calls in arrears - by others

Debenture  Redemption  Reserve
As per last Balance Sheet
Add : On  Amalgamation
Add : Transferred  from  Profit  and  Loss  Account

Investment  Allowance  (Utilised)  Reserve

As per last Balance Sheet

Less: Transferred  to  Profit  and  Loss  Account

Taxation  Reserve

As per last Balance Sheet

General  Reserve

As per last Balance Sheet
Less: Transferred to Profit and Loss Account *

[Refer Note 3(a), 3(b) and 3(c), Schedule ‘O’]

Add : Transferred  from  Profit  and  Loss  Account

291.28
—
—

485.07
400.00

16,153.81
—

16,153.81
180.79

15,973.02
2.55

1,120.27
—
279.75

76.63

—

2,881.85
615.70

2,266.15
2,000.00

Profit and Loss Account

TOTAL

* Cumulative amount transferred on account of Depreciation on Revaluation
Rs. 2,417.99 crore (Previous Year Rs. 2,301.38 crore)

2,735.81

2,738.50

285.68
0.65
4.95

291.28

291.28

485.07
—

885.07

485.07

5,449.22
10,739.67

16,188.89
35.08

16,153.81
4.23

15,970.47

16,149.58

852.46
130.17
137.64

1,400.02

1,120.27

76.63

10.00

76.63

10.00

198.70

122.07

1,501.53
619.68

881.85
2,000.00

4,266.15
3,343.06

28,978.49

2,881.85
2,726.23

26,479.41

Reliance Industries Limited

59

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘C’

SECURED  LOANS

A) DEBENTURES

1

2

Non-Convertible  Debentures

Deep  Discount  Debentures
Less : Unamortised  Discounts

B) TERM  LOANS

1.

2.

From  Banks
Foreign  Currency  Loans
From  Financial  Institutions
Rupee  Loans

C) WORKING  CAPITAL  LOANS

From  Banks
Rupee  Loans

TOTAL

Notes:

As at
31st March, 2003
Rs.

Rs.

(Rs. in crore)

As at
31st  March,  2002
Rs.

Rs.

10,037.08

607.50
83.63

523.87

—

23.64

8,551.58

600.00
137.98

462.02

10,560.95

9,013.60

4,289.07

167.20

23.64

4,456.27

1192.27

11,776.86

719.02

14,188.89

1.

(a) Debentures  referred  to  in  A  above  to  the  extent  of  Rs.  4161.14  crore  are  secured  by  way  of  first  mortgage  /  charge  in
favour  of  the  Trustees  on  all  the  properties  situated  at  Hazira,  District  Surat  in  the  State  of  Gujarat  and  at  Patalganga,
District  Raigad  in  the  State  of  Maharashtra.

(b) Debentures  referred  to  in  A  above  to  the  extent  of  Rs.  992.25  crore  are  secured  by  way  of  first  mortgage  /  charge  in
favour  of  the  Trustees  on  all  the  properties  situated  at  Patalganga,  District  Raigad  in  the  State  of  Maharashtra  and  on
the  properties  of  petrochemicals  complex  situated  at  Jamnagar,  in  the  State  of  Gujarat  and  on  the  movable  properties
situated  at  Hazira,  District  Surat,  in  the  State  of  Gujarat.

(c) Debentures  referred  to  in  A  above  to  the  extent  of  Rs.  40.00  crore  are  secured  by  way  of  second  and  subservient

charge,  created  on  all  the  properties  situated  at  Patalganga,  District  Raigad  in  the  State  of  Maharashtra.

(d) Debentures  referred  to  in  A  above  to  the  extent  of  Rs.  4215.00  crore  are  secured  by  way  of  first  mortgage  /  charge  in
favour  of  the  Trustees  on  all  the  properties,  both  present  and  future,  excluding  book  debts,  office  premises  and  certain
other  properties  specifically  excluded  of  the  Refinery  Division  of  the  Company.

(e) Debentures referred to in A above to the extent of Rs. 1152.56 crore are to be secured by way of first mortgage / charge
in favour of the Trustees on all the properties, both present and future, excluding book debts, office premises and certain
other  properties  specifically  excluded  of  the  Refinery  Division  of  the  Company.

(f) Debentures  referred  to  in  A  above  consisting  of:

(1)13% Debentures of Rs. 100 each, aggregating Rs. 145.00 crore are redeemable at par as follows: viz Rs. 45 crore
on  11th  October,  2009  and  Rs.  100  crore  on  17th  November,  2009.  (2)  14.08%  Debentures  of  Rs.  33.33  each
aggregating  Rs.  29.17  crore  are  redeemable  at  par  on  the  expiry  of  the  seventh  year  from  the  date  of  allotment;
i.e.  31st  March,  2004.  (3)  13.5%  Debentures  of  Rs.  80,00,000  each,  aggregating  Rs.  40.00  crore  are  redeemable
at  par  in  two  annual  instalments  on  the  expiry  of  the  sixth  and  seventh  year  from  the  date  of  allotment;  i.e.
commencing  from  15th  September,  2003.  (4)  12.25%  Debentures  of  Rs.  66,66,667  each  aggregating  Rs.  216.67
crore,  are  redeemable  at  par  in  two  annual  instalments  on  the  expiry  of  sixth  and  seventh  year  from  the  date  of
allotment;  commencing  from  1st  January,  2004.  (5)  12.5%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.
110.00  crore  are  redeemable  at  par  on  the  expiry  of  seventh  year  from  the  date  of  allotment  i.e.  1st  January,  2005.
(6)  13.75%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  110.00  crore  are  redeemable  at  par  on  the  expiry
of  the  tenth  year  from  the  respective  dates  of  allotment  i.e.  1st  January,  2008.  (7)  13.75%  Debentures  of  Rs.
1,00,00,000  each  aggregating  Rs.  80.00  crore  are  redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the
respective  dates  of  allotment,  i.e.  1st  January,  2008.  (8)  14.75%  Debentures  of  Rs.  1,00,00,000  each  aggregating
Rs.  166.00  crore  are  redeemable  at  par  in  three  equal  annual  instalments,  on  expiry  of  eighth,  ninth  and  tenth  year
from  the  respective  dates  of  allotment;  commencing  from  13th  February,  2006.  (9)  14.25%  Debentures  of  Rs.
1,00,00,000  each  aggregating  Rs.  200.00  crore  are  redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date
of  allotment;  i.e  27th  May,  2008.  (10)  15.03%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  150.00  crore  are
redeemable  at  par  on 
i.e  12th  June,  2008.
(11)  15.03  %  Debentures  of  Rs.  25,00,000  each  aggregating  Rs.  66.25  crore  which  are  redeemable  at  par  on  the

the  date  of  allotment; 

the  expiry  of 

tenth  year 

from 

the 

60

Reliance Industries Limited

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘C’ (Contd.)

expiry  of  the  tenth  year  from  the  date  of  allotment;  i.e.  25th  June,  2008.  (12)  14.25%  Debentures  of  Rs.  1,00,00,000
each  aggregating  Rs.  150.00  crore  are  redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date  of  allotment;
i.e.  9th  September,  2008.  (13)  15.03%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  21.00  crore  are
redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date  of  allotment;  i.e.  27th  September,  2008.
(14)  15.03%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry
of the tenth year from the date of allotment; i.e. 4th October, 2008. (15) 14.25% Debentures of Rs. 1,00,00,000 each
aggregating  Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date  of  allotment;  i.e.
26th  November,  2008.  (16)  15.03%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  25.00  crore  are
redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date  of  allotment;  i.e.  20th  October,  2008.  (17)  11.50
%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  195.00  crore  are  redeemable  at  par  on  the  expiry  of  the
fifty  four  months  from  the  date  of  allotment;  i.e.  12th  November,  2003.  (18)  Deep  Discount  Debentures  aggregating
Rs. 521.31 crore are redeemable at par on the expiry of sixty months from the date of allotment; i.e. 1st June, 2004.
(19)  12.70%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  in  15th
December,  2007.  (20)  12.36%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  51.00  crore  are  redeemable  at
par  on  the  expiry  of  fifth  year  from  the  respective  dates  of  allotment;  commencing  from  24th  August,  2004.  (21)
12.35%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  45.00  crore  are  redeemable  at  par  on  the  expiry  of
fifth  year  from  the  date  of  allotment;  i.e.  30th  August,  2004.  (22)  Debentures  of  Rs.  50,00,000  each  aggregating  Rs.
92.00  crore  carrying  an  interest  rate  linked  to  the  interest  rate  as  announced  by  CRISIL,  which  are  redeemable  at
par  on  the  expiry  of  fifth  year  from  the  date  of  allotment;  i.e.  10th  February,  2005.  (23)  10.85%  Debentures  of  Rs.
1,00,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of
allotment;  i.e.  24th  February,  2005.  (24)  11.00%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  75.00  crore
are  redeemable  at  par  on  the  expiry  of  third  year  from  the  date  of  allotment;  i.e.  11th  July,  2003.  (25)  12.10%
Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  155.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year
from  the  date  of  allotment;  i.e.  15th  September,  2005.  (26)  MIBOR  Linked  Debentures  of  Rs.  1,00,00,000  each
aggregating  Rs.  60.00  crore  are  redeemable  at  par  on  the  expiry  of  third  year  from  the  date  of  allotment;  i.e.  12th
October,  2003.  (27)  10.90%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at
par  on  the  expiry  of  third  year  from  the  date  of  allotment;  i.e.  19th  January,  2004.  (28)  9.90%  Debentures  of  Rs.
1,00,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of
allotment;  i.e.  15th  June,  2006.  (29)  9.90%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  50.00  crore  are
redeemable at par on the expiry of fifth year from the date of allotment; i.e. 21st June, 2006. (30) 9.60% Debentures
of  Rs.  1,00,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date
of  allotment;  i.e.  22nd  June,  2006.  (31)  9.55%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  50.00  crore  are
redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of  allotment;  i.e.  11th  July,  2006.  (32)  9.60%  Debentures
of  Rs.  1,00,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date
of  allotment;  i.e.  12th  July,  2006.  (33)  8.45%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  100.00  crore  are
redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of  allotment;  i.e.  29th  March,  2007.  (34)  8.25%
Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  140.00  crore  are  redeemable  at  par  on  the  expiry  of  fourth  year
from  the  date  of  allotment;  i.e.  20th  May,  2006.  (35)  8.70%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.
100.00  crore  are  redeemable  at  par  on  the  expiry  of  four  years  and  ten  months  from  the  date  of  allotment;  i.e.  19th
April,  2007.  (36)  9.25%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  1000.00  crore  are  redeemable  at  par
in  four  equal  annual  instalments  starting  from  the  end  of  ninth  year  from  the  respective  date  of  allotment;  i.e.  17th
June,  2011.  (37)  8.65%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  on
the  expiry  of  four  years  and  eleven  months  from  the  date  of  allotment;  i.e.  2nd  May,  2007.  (38)  8.65%  Debentures
of  Rs.  10,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry  of  four  years  and  eleven
months  from  the  date  of  allotment;  i.e.  2nd  June,  2007.  (39)  8.00%  Debentures  of  Rs.  10,00,000  each  aggregating
Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of  allotment;  i.e.  19th  June,  2007.
(40)  Benchmark  Rate  plus  0.90%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable
at  par  on  the  expiry  of  four  years  and  eleven  months  from  the  date  of  allotment;  i.e.  9th  July,  2007.  (41)  7.70%
Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry  of  fourth  year
from  the  date  of  allotment;  i.e.  7th  August,  2006.  (42)  6.20%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.
450.00  crore  are  redeemable  at  par  on  the  expiry  of  four  years  and  eleven  months  from  the  date  of  allotment;  i.e.
20th  November,  2007.  (43)  6.20%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable
at  par  on  the  expiry  of  four  years  and  eleven  months  from  the  date  of  allotment;  i.e.  20th  November,  2007.  (44)
6.45% Debentures of Rs. 10,00,000 each aggregating Rs. 400.00 crore are redeemable at par on the expiry of tenth
year  from  the  date  of  allotment;  i.e.  20th  December,  2012.  (45)  6.50%  Debentures  of  Rs.  10,00,000  each
aggregating  Rs.250.00  crore  are  redeemable  at  par  on  the  expiry  of  tenth  year  from  the  date  of  allotment;  i.e.  31st
January,  2013.  (46)  Deep  Discount  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  1.31  crore  are  redeemable
at par on the expiry of tenth year from the date of allotment; i.e. 31st January, 2013. (47) Deep Discount Debentures
of  Rs.  10,00,000  each  aggregating  Rs.  1.25  crore  are  redeemable  at  par  on  the  expiry  of  twentieth  year  from  the
date  of  allotment;  i.e.  31st  January,  2023.  (48)  13.5%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.150  crore
are  redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  30th  March
2005.  (49)  13.5%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.190  crore  are  redeemable  at  par  in  5  annual
installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  31st  March  2005.  (50)  13%  Debentures  of
Rs.1,00,00,000  each  aggregating  Rs.100  crore  are  redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,
35%  and  35%  commencing  from  15th  June  2005.  (51)  13%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.100
crore are redeemable at par in 5 annual installments of 10%, 10%, 10%, 35% and 35% commencing from 28th June
2005.  (52)  12.75%  Debentures  of  Rs.1,00,00,000  aggregating  221  crore  are  redeemable  at  par  in  5  annual

Reliance Industries Limited

61

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘C’ (Contd.)

installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  10th  August  2005.  (53)  13.55%  Debentures  of
Rs.1,00,00,000  each  aggregating  Rs.70  crore  are  redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,
35%  and  35%  commencing  from  12th  August  2005.  (54)  13%  Debentures  of  Rs.1,00,00,000  each  aggregating
Rs.105  crore  are  redeemable  at  par  in  17th  September  2004.  (55)  13.5%  Debenture  of  Rs.1,00,00,000  is
redeemable  at  par  in  3  annual  installments  of  30%,  30%  and  40%  commencing  from  17th  September  2007.  (56)
13.25%  Debenture  of  Rs.1,00,00,000  is  redeemable  at  par  in  3  annual  installments  of  30%,  30%  and  40%
commencing  from  17th  September  2005.  (57)  12.75%  Debentures  of  Rs.1,00,00,000  aggregating  165  crore  are
redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  17th  September,
2005.  (58)  13.5%  Debenture  of  Rs.1,00,00,000  each  aggregating  Rs.145  crore  are  redeemable  at  par  in  3  annual
installments  of  30%,  30%  and  40%  commencing 
from  20th  September  2007.  (59)  13.5%  Debenture  of
Rs.1,00,00,000  each  aggregating  Rs.272  crore  are  redeemable  at  par  in  3  annual  installments  of  30%,  30%  and
40%  commencing  from  1st  October,  2007.  (60)  13.5%  Debenture  of  Rs.1,00,00,000  each  aggregating  Rs.155  crore
are  redeemable  at  par  in  3  annual  installments  of  30%,  30%  and  40%  commencing  from  11th  October,  2007.  (61)
13.5%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.300  crore  are  redeemable  at  par  in  5  annual  installments
of  10%,  10%,  10%,  35%  and  35%  commencing  from  29th  September  2005.  (62)  13.5%  Debentures  of  Rs.25,00,000
each  aggregating  Rs.125  crore  are  redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,  35%  and  35%
commencing  from  25th  October  2005.  (63)  11.75%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.300  crore
are redeemable at par in 5 annual installments of 10%, 10%, 10%, 35% and 35% commencing from 30th May, 2006.
(64)  12.25%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.200  crore  are  redeemable  at  par  in  5  annual
installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  22nd  August  2006.  (65)  11.50%  Debentures  of
Rs.1,00,00,000  each  aggregating  Rs.410  crore  are  redeemable  at  par  in  6th  February  2006.  (66)  11.20%
Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.175  crore  are  redeemable  at  par  in  24th  February  2004.  (67)
11.50%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.500  crore  are  redeemable  at  par  in  three  equal  annual
installments  commencing  from  1st  March  2006.  (68)  11.30%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  1st  March  2006.  (69)  11.15%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.45
crore  are  redeemable  at  par  in  2nd  May  2006.  (70)  11.10%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  30th  April  2006.  (71)  11.00%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.20
crore  are  redeemable  at  par  in  9th  May  2006.  (72)  11.05%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.100
crore  are  redeemable  at  par  in  9th  May  2006.  (73)  10.95%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.25
crore  are  redeemable  at  par  in  15th  May  2006.  (74)  9.95%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  8th  June  2003.  (75)  10.00%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.40
crore  are  redeemable  at  par  in  15th  June  2006.  (76)  10.00%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  20th  June  2006.  (77)  10.00%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  10th  July,  2006.  (78)  9.90%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  18th  July  2006.

  2.

(a) Foreign  currency  loans  to  the  extent  of  Rs.3561.38  crore,  from  Banks  which  was  secured  by  first  pari  passu  mortgage
and  charge  on  the  immovable  and  movable  properties,  both  present  and  future,  excluding  book  debts,  office  premises
and  certain  other  properties  specifically  excluded  of  the  refinery  division  of  the  Company,  was  converted  during  the  year
from  secured  borrowing  into  unsecured.

(b) Rupee  Term  Loan  referred  to  in  B(2)  above  is  secured/to  be  secured  only  on  the  dwelling  units  constructed/to  be

constructed  for  the  employees  of  the  Company.

3.

4.

Working  Capital  Loans  from  Banks  referred  to  in  C  above  to  the  extent  of  Rs.  1192.27  crore  are  secured  by
hypothecation  of  present  and  future  stock  of  raw  materials,  stock-in-process,  finished  goods,  stores  and  spares  book
debts,  outstanding  monies,  receivable  claims,  etc.  save  and  except  receivable  of  Oil  and  Gas  Division.

Debentures  of  Rs.  802.50  crore  are  redeemable  at  par  within  one  year.

SCHEDULE ‘D’

UNSECURED  LOANS

A. Long Term:

i)
ii)

From  Banks
From  Others

B. Short Term:

From  Banks

TOTAL

As at
31st March, 2003
Rs.

Rs.

(Rs.  in  crore)

As at
31st  March,  2002
Rs.

Rs.

5,851.50
1,979.95

1,429.25
3,310.34

7,831.45

150.00

7,981.45

4,739.59

—

4,739.59

62

Reliance Industries Limited

 
GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘E’

FIXED  ASSETS

Description

As At

Additions

Deductions/

As at

Upto

For the

Deductions/

Upto

As At

As At

Gross Block

Depreciation

(Rs. in crore)

Net Block

1-4-2002

Rs.

 56.68

 159.74

 1,067.83

  2,514.16

 40,434.96

  729.24

 546.79

 175.12

104.51

  214.78

 46.92

 646.97

Adjustments

31-3-2003

31-3-2002

Rs.

Rs.

Rs.

Rs.

 0.11

 70.77

 6.06

 211.25

 3,393.92

 47.80

 141.27

 25.65

 49.06

—

 —

 —

—

0.01

 17.43

1.05

79.00

0.30

1.66

1.27

15.35

 —

 —

 —

 56.79

 230.50

 4.19

—

1,056.46

 2,724.36

 236.29

 503.31

 197.74

 124.99

 43,749.88

 13,393.71

 2,923.93

 776.74

686.40

 199.50

 138.22

 214.78

 46.92

 646.97

 347.40

 167.05

74.86

52.47

 160.74

29.93

 100.29

 66.92

 47.40

 22.20

 19.20

 7.57

 2.75

 33.15

Year

Rs.

 0.53

—-

Adjustments

31-3-2003

31-3-2003

31-3-2002

Rs.

Rs.

Rs.

Rs.

 —

—

—

0.19

55.83

0.06

0.62

0.69

10.46

—

 —

 —

 4.72

—

 434.03

628.11

 52.07

 230.50

 52.49

 159.74

 622.43

 2,096.25

 831.54

 2,010.85

 16,261.81

 27,488.07

  27,041.25

 414.26

 213.83

 96.37

 61.21

 168.31

 32.68

 133.44

 362.48

 472.57

 103.13

 77.01

 46.47

 14.24

 513.53

 381.84

 379.74

 100.26

  52.04

54.04

16.99

546.68

46,697.70

 3,945.89

116.07

 50,527.52

 15,070.24

 3,446.38*

67.85

 18,448.77

 32,078.75

 31,627.46

19.64

9.98

  29.62

0.78

 —

 0.78

4.93

—

 4.93

 15.49

 9.98

 25.47

5.02

1.66

6.68

 4.42

 1.99

 6.41

0.70

—

0.70

 8.74

 3.65

 12.39

 6.75

 6.33

 13.08

14.62

 8.32

 22.94

 46,727.32

 3,946.67

 121.00

 50,552.99

 15,076.92

 3,452.79

68.55

 18,461.16

 32,091.83

 31,650.40

OWN ASSETS:

Leasehold  Land

Freehold Land

Development Rights /

Producing  Properties

Buildings

Plant and Machinery

Electrical Installations

Equipments

Furniture and Fixtures

Vehicles

Ships

Aircrafts & Helicopters

Jetties

Sub-Total

LEASED ASSETS:

Plant and Machinery

Ships

Sub-Total

Total

Previous Year

 25,355.99

 21,648.54**

 277.21

 46,727.32

 11,841.53

 3,435.82

200.43

 15,076.92

 31,650.40

Capital  Work-in-Progress

NOTES :

1994.44

 1,533.31

a)

b)

Leasehold Land includes Rs. 0.21 crore in respect of which lease-deeds are pending execution.

Buildings include :

i)

ii)

Cost of shares in Co-operative Societies Rs. 0.01 crore ( Previous Year Rs. 0.01 crore).

Rs. 93.20 crore incurred towards purchase/acquisition of 1,94,819 Equity Shares of Re. 1 each of M/s. Mature Trading & Investments Pvt. Ltd. with a right of occupancy
of certain area of a commercial premises.

c)

Capital Work-in-Progress includes :

i)

ii)

Rs. 76.47 crore on account of pre-operative expenses.  (Previous Year Rs. 64.86 crore)

Rs. 133.97 crore on account of cost of construction materials at site.  (Previous Year Rs. 477.04 crore).

iii) Rs. 279.18 crore on account of advance against Capital Expenditure.  (Previous Year Rs.197.62 crore).

d)

e)

Additions and Capital Work  in Progress is net of Rs. 13.91 crore on account of exchange difference during the year.(Previous Year Rs. 294.29 crore- Additions).

The Ownership of Jetties vests with Gujarat Maritime Board.  However, under an agreement with Gujarat Maritime  Board, the company has been permitted to
use the same at a concessional rate.

f)

Gross Block includes Rs. 2,735.81 crore (Previous Year Rs. 2,738.50 crore) being the amount added on revaluation of Plant  and  Machinery as at 01-04-1997

*    Refer to Note 3(a), 3(b) and 3(c), Schedule 'O'

**  Includes fair value assets of Rs. 19,352.22 crore added on amalgamation of Reliance Petroleum Limited based on valuer’s report.

Reliance Industries Limited

63

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘F’

INVESTMENTS

A. LONG TERM  INVESTMENTS
Government  and  other  securities
Unquoted

Indira Vikas  Patra
Kisan Vikas  Patra
(Deposited  with  Sales Tax  Dept.)
(Rs. 20,000 Previous Year Rs. 20,000)
7  years  National  savings  certificate
(Deposited  with  Sales Tax  Dept.)
(Rs. 12,000 previous year Rs. 1,000)

Trade  Investments

 In Equity Shares Unquoted, fully paid up

5

Bombay  Gujarat  Art  Silk Vepari  Mahajan

(5) Co-operative  Shops  and Warehouse  Society  Ltd.,

of Rs. 200 each, (Rs 1,000; Previous Year Rs. 1,000)

60 New Piece Goods Bazar Co. Ltd., of Rs. 100 each,

(60)
15

(Rs. 17,000; Previous Year Rs. 17,000)
Pandesara  Industrial  Co-operative  Society  Ltd.,  of
(15) Rs. 100 each (Rs. 1,500; Previous Year Rs. 1,500)
165
(165)
20
(20)

The Art Silk Co-operative Society Ltd., of Rs. 100 each,
(Rs. 16,500; Previous Year Rs. 16,500)
The  Bombay  Market  Art  Silk  Co-operative
(Shops  and Warehouses)  Society  Ltd.,  of
Rs. 200 each, (Rs. 4,000; Previous Year Rs. 4,000)
Petronet V. K. Ltd., of Rs.10 each

1,30,00,000
(1,30,00,000)
29,38,000
(26,000)
1,00,00,000
(1,00,00,000)

Petronet C.I. Ltd., of Rs.10 each

Petronet India Ltd., of Rs.10 each

 In Equity Shares Unquoted, partly paid up

 225 Crimpers  Industrial  Co-operative  Society  Ltd.,  of
(225) Rs.100 each, Rs. 25 paid up

(Rs. 5,625; Previous Year Rs. 5,625)

Other  Investments
In Equity Shares - Quoted, fully paid up

BSES Ltd., of Rs.10 each

15,51,549
(15,51,549)
  6,00,89,966 Reliance Capital Ltd., of Rs. 10 each
(6,01,23,886)

  69,80,000 Reliance  Industrial  Infrastructure  Ltd.,  of

  (69,80,000) Rs. 10 each

As at
31st March, 2003
Rs.

Rs.

(Rs. in crore)
As at
31st  March,  2002
Rs.
Rs.

 0.51

0.51

—

—

—

—

—
 —

—

 13.00

 2.94

 10.00

25.94

—

—

 33.73

 485.80

 16.58

536.11

 0.51

0.51

—

—

—

—

—
—

—

13.00

 0.03

10.00

 23.03

—

—

25.94

23.03

33.73

486.25

16.58

 536.56

64

Reliance Industries Limited

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘F’ ( contd.)

INVESTMENTS

As at
31st March, 2003
Rs.
Rs.

(Rs. in crore)

As at
31st  March,  2002
Rs.
Rs.

In Equity Shares -  Unquoted, fully paid up

  51,02,080 Reliance Telecom Ltd., of Rs. 10 each
(51,02,080)

31,50,00,000 Reliance Infocomm Ltd., of Re 1 each

(31,50,00,000)

(Company  under  the  same  management)

2,55,00,175 Reliance  General  Insurance  Company  Ltd.,

(2,55,00,175)

of Rs. 10 each

500,175 Reliance  Life  Insurance  Company  Ltd.,  of

(500,175) Rs. 10 each

 5.10

 31.50

 25.50

 0.50

90,00,00,000 Reliance  Communications  Infrastructure  Ltd.,

  2,331.00

(81,00,00,000)

1,000

of Re 1 each
(Company  under  the  same  management)
Air Control and Chemical Engineering Co. Ltd., of

(1,000) Rs. 100 each

118 Reliance  Petroproducts  Private  Ltd.,  of  Rs.  10  each,

(118)

(Rs. 1,180; Previous Year Rs. 1,180)

11,08,500 Reliance Europe Ltd of Sterling Pound 1 each

(11,08,500)

 0.01

—

 3.93

145 Reliance Global Trading Private Ltd., of Rs. 10 each,

—

(145)

(Rs. 1,450; Previous Year Rs. 1,450)

5.10

31.50

25.50

0.50

81.00

0.01

—

3.93

—

2,397.54

 147.54

 In Equity Shares Unquoted, partly paid up

226 Reliance Global Trading Private Ltd., of Rs.10 each,

(226) Rs. 2.50 paid up (Rs. 565; Previous Year Rs. 565)

182 Reliance  Petroproducts  Private  Ltd.,  of  Rs.  10  each,

(182) Rs.2.50 paid up (Rs. 455; Previous Year Rs. 455)

In Preference Shares Unquoted, fully paid up

— 14%  Cumulative  Redeemable  Preference  Shares  of
(1,08,00,000) Reliance Ports and Terminals Ltd., of Rs. 100 each
— 14%  Cumulative  Redeemable  Preference  Shares  of

(37,50,000)
86,00,000

 Reliance  Utilities & Power Ltd., of Rs. 100 each
6%  Cumulative  Redeemable  Preference  Shares  of

(86,00,000  ) Reliance Enterprises Ltd., of  Rs. 100 each
2,18,90,000

14%  Cumulative  Redeemable  Preference  Shares  of

(2,18,90,000) Reliance Salgaocar Power Ltd., of Rs. 10 each

—

—

—

 —

 —

86.00

 21.89

12,69,000

9%  Cumulative  Redeemable  Preference  Shares  of

 12.69

(12,69,000) Goa Trading Private Ltd., of Rs. 100 each

120.58

In Debentures Unquoted, fully paid up

—

—

—

 108.00

 37.50

86.00

21.89

 12.69

266.08

6,40,140 Deep  Discount  Bonds  of  Reliance  Communications

  1,600.02

  1,600.02

(6,40,140)

Infrastructure  Ltd.,
of Maturity Value of Rs. 1,00,000 each.
(Company  under  the  same  management)
13,752 Deep  Discount  Bonds  of  Reliable  Internet

(13,752)

Services Ltd., of Maturity Value of Rs. 1,00,000 each.

 70.00

 70.00

  1,670.02

  1,670.02

4,724.25

2,620.20

Reliance Industries Limited

65

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘F’ ( contd.)

INVESTMENTS

As at
31st March, 2003
Rs.
Rs.

(Rs. in crore)

As at
31st  March,  2002
Rs.
Rs.

In Equity Shares of Subsidiary Companies - Unquoted, fully paid up

-
(2,10,070)

Vimal Fabrics Ltd., of Rs.10 each

 —

14,75,04,400 Reliance  Industrial  Investments  and  Holdings  Ltd.,

147.50

(14,75,04,400)

of Rs.10 each

20,20,000 Reliance Power Venture Ltd., of Rs. 10 each

(20,20,000)

20,20,000 Reliance Ventures Ltd., of Rs. 10 each

(20,20,000)

45,000 Reliance LNG Ltd., of Rs. 10 each

(45,000)

11,120 Reliance Infocom BV., of 100  EURO Each

(11,120)

- Reliance  Petroinvestments  Ltd.,  of  Rs.  10  each

(88,77,551)

 2.02

 2.02

 0.05

 4.48

—

20,20,200 Reliance  Strategic  Investments  Ltd.,  of  Rs.10  each

 2.02

(20,20,200)

Reliance Technologies LLC  (Refer Note 1)

—

158.09

In Debentures of Subsidiary Companies - Unquoted, fully paid up

2,79,90,000
(2,79,90,000)

8,83,143

8.25%  Unsecured  Convertible  Debentures  of  Reliance
Industrial  Investments  and  Holdings  Ltd.,  of
Rs. 100 each
6.50%  Unsecured  Optionally  Convertible

 279.90

 441.58

(8,83,143) Debentures  of  Reliance  Industrial  Investments

and Holdings Ltd., of Rs. 5,000 each (Refer Note 3)

0.21

147.50

2.02

2.02

0.05

 4.48

8.22

2.02

 17.54

184.06

 279.90

 441.58

TOTAL (A)

B. CURRENT  INVESTMENTS
Other Investments in Units Quoted

721.48

 721.48

879.57

5,630.27

905.54

3,549.28

85,600 Unit Scheme 1964, Unit Trust of India  (Refer Note 4)

 0.08

(85,600)
-
(1,59,900)

of Rs. 10 each (Deposited with Mumbai Port Trust)
SBI  Magnum  Multiplier  Plus  1993
of Rs. 10 each. (Refer Note 2)

Other Investments in Units Unquoted

3,04,81,268 Reliance Liquid Fund - Cash Plan of Rs. 10 each

(-)

33,33,449 Reliance Liquid Fund - Treasury Plan of Rs. 10 each

(-)

3,75,15,484 Reliance Income Fund - Growth Plan of Rs. 10 each

(-)

 —

0.08

32.70

 4.88

70.01

60,31,02,631 Reliance Liquid Fund - Super Cash Plan of Rs. 10 each
(23,91,77,917)
10,61,04,097 Reliance Monthly Income Plan of Rs. 10 each

622.07

139.84

(-)

22,01,15,723 Reliance Short Term Fund - Growth Plan of Rs. 10 each

222.87

(-)

 0.08

 0.16

 0.24

—

—

—

300.64

—

—

TOTAL (B)

TOTAL  (A+B)

1,092.37

 300.64

1,092.45

6,722.72

300.88

3,850.16

66

Reliance Industries Limited

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘F’ ( contd.)

Notes:

1. Investment in Reliance Technologies LLC of Rs. 17.54 crore representing 90% Membership Interest has been written off.
2. 33,920 Equity Shares of Reliance Capital Limited and 159,900 Units of SBI Magnum Multiplier Plus 1993 have been

written off owing to bad delivery.

3. Interest  on  Optionally  Convertible  Debentures  of  Reliance  Industrial  Investments  and  Holdings  Limited  has  been

changed from 0% to 6.50% with effect from 1st April, 2002.

4 Investment  in  units,  Units  scheme  1964  of  Unit  Trust  of  India  is  net  of  provision  for  diminution  in  value  of

Rs. 0.05 crore.

INVESTMENTS

AGGREGATE VALUE  OF

Quoted  Investments
Unquoted  Investments

As at
31st March, 2003

Book Value
Rs.

Market Value
Rs.

(Rs. in crore)

As at
31st  March,  2002
Book Value Market  Value

Rs.

 Rs.

536.19
6186.53

349.89

536.80
3,313.36

373.69

The  Company  has  not  provided  for  diminution  in  market  value  of  long  term  quoted  investments  as  the  decline  in  market  value  is
considered  temporary  and  these  are  held  as  strategic  investments.

Movements during the year
Purchased  and  Sold
Equity  Shares
Reliance  Petroinvestments  Pvt.  Ltd.

Zero Coupon Unsecured Non Convertible Debentures
Vimal  Fabrics  Ltd

Face Value
Rs.

Nos.

Cost
   (Rs. in crore)

10

3

-
(Rs. 30)

1,000

1,18,000

11.80

Assets Backed Notes
MBLRS TR6 ICICI SR-A
MBLRS TR6 ICICI SR-B
MBLRS TR6 ICICI SR-C
MBLRS TR6 ICICI SR-D
MBLRS TR6 ICICI SR-D
MBLRS TR6 ICICI SR-D
MBLRS TR7 ICICI SR-A
MBLRS TR7 ICICI SR-B
MBLRS TR7 ICICI SR-C
MBLRS  ICICI

Mutual Fund Units
Reliance Liquid Fund - Cash Plan Growth Option
Reliance Liquid Fund - Treasury Plan Growth Option
Reliance Income fund - Growth Plan
Reliance Liquid Fund - Super Cash Plan - Growth Option
Reliance  Monthly Income Plan - Growth Plan
Reliance Short Term Fund - Growth Plan

1 88 85 358
1 88 85 358
3 77 70 716
3 77 70 717
3 77 70 716
3 82 37 888
2 96 12 775
2 96 12 775
2 96 12 775

100
100
100
61
39
39
100
100
100

188.85
188.85
377.71
230.40
147.31
149.13
296.13
296.13
296.13
1,467.16

Face Value
Rs.

Nos.
(In crore)

Cost
   (Rs. in crore)

10
10
10
10
10
10

1,087.20
522.05
17.58
600.40
3.81
13.34

11,313.08
4,372.62
318.00
6,111.93
49.59
134.13

Reliance Industries Limited

67

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘G’

CURRENT  ASSETS

INVENTORIES
Stores,  Chemicals  and  Packing  Materials
Raw  Materials
Stock-in-Process
Finished  Goods/Traded  Goods

SUNDRY  DEBTORS  (Unsecured)  #
Over six months
Considered  good
Considered  doubtful

Less  :  Provision

Others,  considered  good

CASH AND BANK BALANCES
Cash on hand
Balance with Banks
In  Current  Accounts  with  Scheduled  Banks
In  Fixed  Deposit  Accounts:
With  Scheduled  Banks

OTHER  CURRENT  ASSETS

Interest  Accrued  on  Investments

TOTAL

As at
31st March, 2003
Rs.

Rs.

(Rs. in crore)
As at
31st  March,  2002
Rs.

Rs.

1,004.06
2,391.52
939.55
3,175.28

15.50
113.23

128.73
113.23

15.50
2,959.99

2.32

134.21

10.68

844.34
2,450.39
519.83
1,159.51

7,510.41

4,974.07

112.06
108.47

220.53
108.47

112.06
2,610.40

2,975.49

2,722.46

1.49

187.34

1,571.88

147.21

1,760.71

562.06

11,195.17

372.85

9,830.09

# Sundry Debtors include Rs. 10.26 crore (Previous Year Rs. 166.57 crore) from Reliance Communications Infrastructure Limited and Rs.

3.14 crore (Previous Year Rs. 0.10 crore) from Reliance Infocomm Limited, companies under the same management.

SCHEDULE ‘H’

LOANS  AND  ADVANCES

UNSECURED  -  (CONSIDERED  GOOD)

Loans  and  advances  to  subsidiary  companies
Advances recoverable in cash or in kind or for
   value to be received
Deposits
Balance  with  Customs,  Central  Excise  Authorities,  etc.

TOTAL

As at
31st March, 2003

Rs.

6,716.12

2,767.29
2,058.88
190.56

11,732.85

(Rs. in crore)
As at
31st  March,  2002
Rs.

2,988.98

5,488.11
999.33
144.15

9,620.57

Advances  include:
(i) Rs 0.35 crore (Previous year Rs. 0.20 crore) to Officers of the Company (Maximum amount outstanding at any time during the

year Rs. 0.37 crore).

(ii) Rs. 2.83 crore (Previous Year  Rs 109.14 crore) towards Shares / Debentures Application money pending allotment.
(iii) Rs.  Nil  (Previous  Year  Rs.  2,213.00  crore)  towards  equity  share  application  money  pending  allotment  to  Reliance
Communications  Infrastructure  Limited  (Maximum  amount  outstanding  at  any  time  during  the  year  Rs.  2,213.00  crore)  and
Rs.  888.00  crore  (Previous Year  Rs.  Nil)  towards  Debenture  application/Call  Money  pending  allotment  to  Reliance  Infocomm
Limited (Maximum amount outstanding at any time during the year Rs. 888.00 crore), companies under the same management.
(iv) Rs.  40.10  crore  (Previous Year  Rs.  42.29)  receivable  from  Reliance  Communication  Infrastructure  Limited  (Maximum  amount

68

Reliance Industries Limited

GROWTH IS LIFE

Schedules forming part of the Balance Sheet

SCHEDULE ‘H’ (Contd.)

outstanding  at  any  time  during  the  year  Rs.  42.29  crore)  and  Rs.  15.53  crore  (Previous Year  Rs.  16.39  crore)  receivable  from
Reliance Infocomm Limited (Maximum amount outstanding at any time during the year Rs. 16.39 crore), companies under the
same  management,  towards  net  investment  in  finance  Leases  given.

SCHEDULE ‘I’

CURRENT LIABILITIES AND PROVISIONS

CURRENT  LIABILITIES
Sundry Creditors  - Small scale Industries

                           -  Others

Liability  for  Leased  assets
Unpaid dividend  #
Unpaid  matured  debentures  #
Unpaid Call Money  #
Interest accrued on above  #
Interest accrued but not due on loans

PROVISIONS
Provision  for Wealth Tax
Provision  for  Income Tax
Provision  for  Gratuity,  Superannuation  and  Leave  Encashment
Proposed  Dividend
Tax on Dividend

As at
31st March, 2003
Rs.

Rs.

(Rs.in  crore)

As at
31st  March,  2002
Rs.

Rs.

2.69 @

9,002.89 *
13.99
45.93
45.23
0.01
1.83
378.32

30.16
570.90
87.02
698.19
89.46

1.46
6,021.90
24.70
35.00
***
***
***
389.23

9,490.89

6,472.29

24.16
486.80
36.30
663.28
—

TOTAL

1,475.73

10,966.62

1,210.54

7,682.83

@Small scale industrial undertakings to whom amounts are due have been determined based on the information available with the

Company and are as follows:

Aakash  Engineers,  Accurate  Paper  Tube,  Aditya  Forge  Ltd,  Aditya  Industries,  Aksh  India  Ltd,  Akshar  Precision  Tubes  Pvt.  Ltd,Alliance  Fittings  &  Forgings  Limited,
Ambika  Industries,  Amit  &  Amit,  Anthia  Machine  Tools,  Arham  Steels  Pvt  Ltd,  Art  Products,  Atisha  Engineers,  Atul  Corporation,  Auto  Strap  India,  Baliga  Lighting
Equipment,  Balsara  Fasteners  Pvt.  Ltd.,  Bisil  India,  Bliss,Anand  Pvt  Ltd,  Capitol  Engineering  Works,  Ceag  Flameproof  Control  Gears  P  Ltd,  Champion  Enterprises,
Chem-Vac  Engineers,  Comet  Brass  Products,  Comet  Engineers,  Cub  Fabricators  &  Engineers,  Dabir  Industries,  Deeaar  Laboratory,  Dhwani  Polyprints,  Dinsons  Self
Stick,  Dol  Electric  Company  Pvt  Ltd,  East  India  Bearing  Co(P)  Ltd.,  Eby  Fasteners,  Elasto  Polymer  Processors,  Electronic  Instruments  Co.,EPE  Process  Filters  &
Accumula,  Essem  Jetting  Systems  Pvt.  Ltd,  Excelsior  Electronic  Auto,  Fluorocarbon  Processing  Industries,  Fluoropolymer  Processor,  Fourwents  Engg.  Co.,Furus
Packaging  Pvt.  Ltd,  Gajjar  Engineering  Corporation,  Geeta  Engg  (Jam)  Pvt.  Ltd.,  Globe  Electrical  Industries,  Gokul Associates,  Gowrishankar  Chemicals,  Hariwansh
Packaging  Produc,  Heliflex  Hydraulic  &  Engg.  Co,  Hindustan  Abrasive,  Hivelm  Industries,  Industrial  Engineering  Corporation  Industrial  Engineers,  Kantilal  Chunilal
&  Sons, Appliances  Pvt  Ltd,  Khanna  Brothers(Kanpur),  Kishore  Motor  Garage,  Kishore  Motor  Stores,  Komet  Wire  Ind.  P.  Ltd.,  Laxmi Air  Control  (P)  Ltd,  Lotus  Fibres,
M  J  Jadeja,  M  K  System  &  Plant  (India)  Pvt.,  Markcon  Enterprises,  Mahavir  Battery  Charging  Stat,  Mayur  Water  Supplier,  Micro  Engineering  Pvt  Ltd,  Modern Traders,
MS  Fittings  Mfg  Co,  MTL  Instruments  Pvt  Ltd,  Multitex  Filters  Pvt.  Ltd,  Naman  Electricals,  Narlab,  National  Radiators,  Neha  Industries,  New  Marine  Engg.  Works,
P  Samir  &  Co.,  Paradise  Rubbers  Pvt.Ltd.,  Parag  Fans  &  Cooling  Systems  Ltd.,  Paras  Enterprise,  Patalganga  Packaging,  Perfect  Pack  Corpn,  Pla  Chem  Industries,
Pooja  Paper  Crafts,  Pooja  Paper  Tube,  Powerflex  Industries,  Precise  Tools,  President  Engineering  Works  -M,  Press  Information  And  Translation,  Programmed  Engg
Products  Pvt  Ltd,  R  D  Brothers,  Ranjit  Iron  &  Hardware  Stores,  Ravine  Hi-Tech  Lubricants,  Revathi  Electronic  &  Control,  Riddhi  Forms  Pvt  Ltd,  Ruchit  Enterprises,
Rushil  Electricals,  S  M  Enterprises,  S  S  Engineering  Works,  Sachi  Agency,  Sagaon  Energy  EquipmentPvt  Ltd,  Sanghvi  Packaging  Industries,  Sarigam  Containers,
Scientific  Device  (Bombay)  Pvt.  Ltd.,  Shah  Bhogilal  Hethalal  &  Bros.,  Shail  International,  Shree  Krishna  Packaging,  Shree  Tools,  Shreeji  Industries,  Sip  Tools,  Sri
Saibaba  Cotton  Waste  Spg.  Mills,Siriram  Filteration  &  Engg.  Co,  South  Gujarat  Paper    Tubes,  Starvox  Electronics  Limited,  Sterdill  Equipments  Pvt  Ltd,  Sucheta
Enterprises,  Suresh  Electric  Corpn,  Technotimber,  Tex  Tube  Mfg  Co,  Texpart  Industries,  Tos  Engineers,  Tube  Turn  (India)  Pvt.  Limited,  U.K.Enterprisers,  Universal
Oil  Seals  Mfg.Co.,  Urja  Enterprise,  V  M  Corporation,  Veeplex  Electrical  Industries,  Vibronics  Private  Limited,  Vishal  Industrial  Gases,  Vishal  Udyog

The  outstandings  are  within  the  period  of  agreed  terms.

*

#

Includes for capital expenditure Rs. 717.48 crore. (Previous Year Rs. 176.16 crore)

These figures do not include any amounts, due and outstanding, to be credited to Investor Education and Protection Fund.

*** Figures  for  previous  year  have  not  been  disclosed  as  the  disclosure  requirement  came  into  force  with  effect  from  13th

November 2002.

Reliance Industries Limited

69

GROWTH IS LIFE

Schedules forming part of the Profit and Loss Account

SCHEDULE ‘J’

OTHER  INCOME

Dividends :

From  Current  Investments
From  Long Term  Investments
[Tax  Deducted  at  source  Rs.11.79  crore;
(Previous Year  Rs.  Nil)]

Interest  Received  :

From  Current  Investments
From  Long Term  Investments
From  Others
[Tax  Deducted  at  source  Rs.78.18  crore;
(Previous Year  Rs.  56.53  crore)]

Profit/(Loss)  on  Sale  of  Investments  (net)

Long Term
Current

Profit on Sale of Fixed Assets
Discount  on  Buyback  of  Bonds/Redemption  of  Debentures
Miscellaneous  Income

TOTAL

SCHEDULE ‘K’

VARIATION  IN  STOCKS

STOCK-IN-TRADE  (at  close)
Finished  goods/Traded  goods
Stock-in-process

STOCK-IN-TRADE  (at  commencement)
Finished  goods
Stock-in-process

Add : On Amalgamation
Finished  goods
Stock-in-process

TOTAL

Rs.

0.11
112.33

147.14
322.66
235.80

(10.15)
36.31

(Rs. in crore)

2002-2003

2001-2002

Rs.

Rs.

0.01
23.77

Rs.

112.44

23.78

5.08
310.94
225.09

705.60

541.11

(4.26)
39.43

26.16
2.52
—
154.49

1,001.21

35.17
4.08
4.95
173.25

782.34

2002-2003

(Rs. in crore)

2001-2002

Rs.

Rs.

Rs.

Rs.

3,175.28
939.55

1,159.51
519.83

1,679.34

—
—

—

1,159.51
519.83

4,114.83

1,679.34

1,023.43
177.74

1,201.17

603.60
782.40

1,386.00

1,679.34

2,435.49

2,587.17

(907.83)

70

Reliance Industries Limited

GROWTH IS LIFE

Schedules forming part of the Profit and Loss Account

SCHEDULE ‘L’

MANUFACTURING  AND  OTHER  EXPENSES

RAW  MATERIALS  CONSUMED
MANUFACTURING  EXPENSES

2002-2003

Rs.

Rs.

Rs.

30,856.93

(Rs. in crore)

  2001-2002 
Rs.

26,489.41

Stores,  Chemicals  and  Packing  Materials
Electric Power, Fuel and Water
Machinery  Repairs
Building  Repairs
Labour,  Processing  and  Machinery  Hire  Charges
Excise  Duty  provided  on  stocks
Lease  Rent
Exchange  Differences  (Net)                                               

1,135.34
719.40
106.01
30.60
146.35
193.60
15.80
(176.24)

1,120.41
739.62
102.23
28.35
146.20
(33.04)
47.91
123.35

PAYMENTS TO  AND  PROVISIONS
FOR  EMPLOYEES  (including  Managerial  Remuneration)

Salaries, Wages  and  Bonus
Contribution  to  Provident  Fund,  Gratuity  Fund,

Superannuation  Fund,  Employee’s  State  Insurance
Scheme,  Pension  Scheme,  Labour Welfare  Fund  etc.

Employee’s Welfare  and  other  amenities

SALES  AND  DISTRIBUTION  EXPENSES

Samples,  Sales  Promotion  and  Advertisement  Expenses
Brokerage,  Discount  and  Commission
Warehousing  and  Distribution  Expenses
Sales Tax  including  defeased
Provision  for  Doubtful  Debts  (net)

ESTABLISHMENT  EXPENSES

Insurance
Rent
Rates  and Taxes
Other  Repairs
Travelling  Expenses
Payment  to  Auditors
Professional  Fees
Loss on Sale / Discarding of Assets
General  Expenses*
Wealth Tax
Charity  and  Donations

466.45

99.11
86.17

159.98
141.97
944.87
476.19
4.76

223.09
124.03
122.96
71.99
57.53
4.56
188.79
23.54
279.17
6.00
42.33

2,170.86

2,275.03

651.73

440.50

57.15
71.73

23.85
122.43
960.78
213.94
51.67

569.38

1,727.77

1,372.67

120.62
20.43
101.86
62.71
46.36
3.66
198.89
18.27
293.78
6.00
30.07

Less : Preoperative  Expenses of  Projects  Under  Commissioning  (net)

TOTAL

* Includes investments written off Rs.18.15 crore

SCHEDULE ‘M’

INTEREST

Debentures
Fixed  Loans

Others

TOTAL

1,143.99

36,551.28

4.00

36,547.28

                  2002-2003
Rs.

1,272.72
196.60

85.84

1,555.16

902.65

31,609.14

1.81

31,607.33

(Rs. in crore)
2001-2002

Rs.

1,377.65
299.12

148.33

1,825.10

Reliance Industries Limited

71

GROWTH IS LIFE

Significant Accounting Policies

SCHEDULE ‘N’

SIGNIFICANT  ACCOUNTING  POLICIES

A. Basis of Preparation of Financial Statements

The financial statements have been prepared under the historical cost convention in accordance with the generally accepted accounting
principles in India and the provisions of the Companies Act, 1956, except for certain fixed assets which have been revalued.

B. Use of Estimates

The presentation of financial statements requires estimates and assumptions to be made that affect the reported amount of assets and
liabilities  on  the  date  of  the  financial  statements  and  the  reported  amount  of  revenues  and  expenses  during  the  reporting  period.
Difference between the actual result and estimates are recognised in the period in which the results are known/materialised.

C. Own Fixed Assets

Fixed Assets are stated at cost net of modvat / cenvat and includes amounts added on revaluation, less accumulated depreciation.  All
costs, including financing costs till commencement of commercial production, net charges on foreign exchange contracts and adjustments
arising from exchange rate variations attributable to the fixed assets are capitalised.

D. Leased Assets

a) Operating Leases: Rentals are expensed with reference to lease terms and other considerations

b)

(i) Finance leases prior to 1st April 2001: Rentals are expensed with reference to lease terms and other considerations.

(ii) Finance  leases  on  or  after  1st  April,  2001: The  lower  of  the  fair  value  of  the  assets  and  present  value  of  the  minimum  lease
rentals is capitalised as fixed assets with corresponding amount shown as lease liability. The principal component in the lease
rental is adjusted against the lease liability and the interest component is charged to profit and loss account.

c) However, rentals referred to in (a) or (b) (i) above and the interest component referred to in (b) (ii) above pertaining to the period upto

the date of commissioning of the assets are capitalised.

d) All assets given on finance lease are shown as receivables at an amount equal to net investment in the lease. Initial direct costs in
respect of lease are expensed in the year in which such costs are incurred. Income from lease assets is accounted by applying the
interest rate implicit in the lease to the net investment.

E. Depreciation

Depreciation on fixed assets has been provided on written down value method at the rates and in the manner prescribed in Schedule XIV
to the Companies Act, 1956 except: on fixed assets pertaining to crude oil refining and marketing infrastructure for petroleum products,
depreciation has been charged on straight line method (SLM);  on fixed bed catalyst depreciation has been provided over its useful life
ranging from 2 to 9 years; on additions or extensions forming an integral part of existing plants, including incremental cost arising on
account of translation of foreign currency liabilities for acquisition of fixed assets and insurance spares, depreciation has been provided
as  aforesaid  over  the  residual  life  of  the  respective  plants;  on  development  rights  and  producing  properties  depreciation  has  been
provided in proportion of oil and gas production achieved vis a vis the proved reserves (net of reserves to be retained to cover abandonment
costs  as  per  the  production  sharing  contract)  considering  the  estimated  future  expenditure  on  developing  the  reserves;  premium  on
leasehold  land  is  amortised  over  the  period  of  lease;  cost  of  jetty  has  been  amortised  over  the  period  of  agreement  of  right  to  use,
provided  however  that  the  aggregate  amount  amortised  to  date  is  not  less  than  the  aggregate  rebate  availed  by  the  company;  on
revalued assets depreciation has been charged over the residual life of the assets; on assets acquired under finance lease from 1st April
2001 depreciation is  spread over the lease term.

F. Foreign Currency Transactions

(a) Transactions denominated in foreign currencies are normally recorded at the exchange rate prevailing at the time of the transaction.

(b) Monetary items denominated in foreign currencies at the year end and not covered by forward exchange contracts are translated at
year  end  rates  and  those  covered  by  forward  exchange  contracts  are  translated  at  the  rate  ruling  at  the  date  of  transaction  as
increased or decreased by the proportionate difference between the forward rate and exchange rate on the date of transaction, such
difference having been recognised over the life of the contract.

(c) Non monetary foreign currency items are carried at cost.

(d) Branch income and expenses are translated at average rate. Branch monetary assets and liabilities are translated at year-end rates.

Non monetary items are translated at the rates on the date of transaction.

(e) Any income or expense on account of exchange difference either on settlement or on translation is recognised in the profit and loss
account except in cases where they relate to acquisition of fixed assets in which case they are adjusted to the carrying cost of such
assets.

G.

Investments

Current investments are carried at the lower of cost and quoted/fair value, computed category wise. Long Term Investments are stated
at cost. Provision for diminution in the value of long-term investments is made only if such a decline is other than temporary in the opinion
of the management.

72

Reliance Industries Limited

GROWTH IS LIFE

Significant Accounting Policies

SCHEDULE ‘N’ (Contd.)

H.

Inventories

Items of inventories are measured at lower of cost or net realisable value. Cost of inventories comprise of all cost of purchase, cost of
conversion and other cost incurred in bringing them to their respective present location and condition. Cost of raw materials,  process
chemicals, stores and spares, packing materials, trading and other products is determined on weighted average basis. By-products are
valued at net realisable value. Cost of work-in-progress and finished stock is determined on absorption costing method.

I. Turnover

Turnover includes sale of goods, services, sales tax and excise duty and sales during trial run period, adjusted for discounts (net) and
gain / loss on corresponding hedge contracts.

Income from services includes fees accrued on rendering of services, the cost of which is charged to revenue in the year of delivery.

J. Excise Duty and Sales Tax

Excise duty has been accounted on the basis of, both, payments made in respect of goods cleared as also provision made for goods
lying in bonded warehouses. Sales tax charged to Profit and Loss Account includes payments made for assignment of deferred sales tax
liabilities.

K. Employee  Retirement  Benefits

Company's  contributions  to  Provident  Fund  and  Superannuation  Fund  are  charged  to  Profit  and  Loss  Account.  Gratuity  and  Leave
Encashment Benefit are charged to Profit and Loss Account on the basis of actuarial valuation.

L. Research and Development Expenses

Expenditure relating to capital items is debited to fixed assets and depreciated at applicable rates.  Revenue expenditure is charged to
Profit and Loss Account of the year in which they are incurred.

M. Borrowing  Costs

Borrowing costs that are attributable to the acquisition or construction of qualifying assets are capitalised as part of the cost of such
assets. A qualifying asset is one that necessarily takes substantial period of time to get ready for intended use. All other borrowing
costs are charged to revenue.

N. Commodity  Hedging Transactions

The commodity hedging contracts are accounted on the date of their settlement and realised gain/ loss in respect of settled contracts are
recognised in the profit and loss account, along with the underlying transactions.

O. Accounting for Oil and Gas Joint Ventures

All Oil and Gas Joint Ventures are in the nature of Jointly Controlled Assets. Accordingly assets and liabilities as well as income and
expenditure  are  accounted  on  the  basis  of  available  information  on  line  by  line  basis  with  similar  items  in  the  company's  financial
statements, according to the participating interest of the company.

The Company has adopted, with effect from 1-4-2002, the Full Cost Method for accounting for acquisition, exploration and development
costs.

P. Provision for Current and Deferred Tax

Provision for current tax is made after taking into consideration benefits admissible under the provisions of the Income-tax Act, 1961.

Deferred tax resulting from "timing difference" between book and taxable profit is accounted for using the tax rates and laws that have
been enacted or substantively enacted as on the balance sheet date. The deferred tax asset is recognised and carried forward only to the
extent that there is a reasonable certainty that the assets will be realised in future.

Q. Employee  Separation  Costs

Compensation to employees who have opted for retirement under the voluntary retirement scheme of the Company is amortised over 60
months

R.

Issue  Expenses

Issue expenses pertaining to the projects are capitalised.

S. Premium on Redemption of Bonds / Debentures:

Premium on redemption on Bonds / Debentures are adjusted against the Securities Premium Account.

T. Contingent  Liabilities:

These are disclosed by way of notes on the Balance Sheet. Provision is made in the accounts in respect of those contingencies which
are likely to materialise into liabilities after the year end, till the finalisation of accounts and have material effect on the position stated in
the Balance Sheet.

Reliance Industries Limited

73

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’

1.

2.

3

The  previous  year's  figures  have  been  reworked,  regrouped,  rearranged  and  reclassified  wherever  necessary.

Turnover includes Income from Services of Rs.352.27 crore (Previous Year Rs. 330.00 crore)

(a) The company has changed the method of depreciation from  straight line method to written down value method, with effect
from  1-4-2002  for  Polypropylene  and  Petrochemical  support  services    situated  at  Jamnagar,  to  provide  for  timely
replacement.

In  compliance  with  the  Accounting  Standards  (AS-6),  issued  by  the  Institute  of  Chartered  Accountants  of  India,
depreciation has been recomputed from the date of commissioning of these assets at WDV rates applicable to those years.
Consequent to this there has been an additional charge for depreciation during the year of Rs.384.93 crore which relates
to  the  previous  year  and  an  equivalent  amount  has  been  withdrawn  from  the  General  Reserve  and  credited  to  Profit  and
Loss  Account.

Had there been no change in the method of depreciation, the charge for the year would have been lower by Rs. 96.72 crore
excluding the charge relating to the previous years.

Consequently, the Net Block of fixed assets and Reserves and Surplus are lower by Rs. 481.65 crore.

(b) The Gross Block of Fixed Assets include Rs. 2735.81 crore (Previous Year Rs 2738.50 crore) on account of revaluation of
Fixed Assets carried out in the past. Consequent to the said revaluation there is an additional charge of depreciation of Rs.
Rs.116.61  crore  (Previous Year  Rs.  169.52  crore)  and  an  equivalent  amount  has  been  withdrawn  from  General  Reserve
and credited to the Profit and Loss Account.

(c) The  company  has  changed  the  method  of  depreciation  on  development  rights  and  producing  properties  with  effect  from
1-4-2002 by adoption of Full Cost Method given in the Guidance Note on Accounting for Oil and Gas Producing Activities
issued  by  the  Institute  of  Chartered  Accountants  of  India.  In  the  past,  depreciation  was  provided  without  considering
undeveloped  proved  reserves  and  its  estimated  future  development  costs.

In  compliance  with  the  Guidance  Note,  depreciation  has  been  recomputed  with  retrospective  effect.

Consequently, there has been an additional charge of depreciation during the year of Rs.114.16 crore, which relates to the
period  upto  31st  March,  2002  and  an  equivalent  amount  has  been  withdrawn  from  General  Reserve  and  credited  to  the
Profit  and  Loss  Account.

The depreciation charge for the current year is higher by Rs.24.52 crore and the Net Block and Reserves and Surplus are
lower by Rs.138.68 crore.

4.

The  expenditure  on  account  of  exchange  difference  on  outstanding  forward  exchange  contracts  to  be  recognised  in  the  Profit
and Loss account of subsequent accounting period aggregate to Rs.Nil (Previous year Rs 133.61 crore).

5.

(a)  Payment  to  Auditors:

(i) Audit  Fees
(ii) Tax Audit Fees
(iii) For Certification and Consultation in finance and tax matters
(iv) Expenses  Reimbursed

(b) Cost Audit Fees

6. Managerial  Remuneration:

Salaries
i)
ii) Perquisites
iii) Sitting  Fees
iv) Commission
v)
vi) Contribution to Provident Fund and Superannuation Fund
vii) Provision  for  gratuity

Leave  Salary/Encashment

74

Reliance Industries Limited

2002-03
1.73
0.54
2.01
0.22

4.50

0.06

2002-03
1.81
1.62
—
29.86
1.55
0.46
0.07

35.37

(Rs in crore)

2001-02
1.47
0.53
1.41
0.21

3.62

0.04

     (Rs in crore)

2001-02
2.35
2.04
0.03
30.12
—
0.59
0.45

35.58

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)

Computation of net profit in accordance with Section 198 read with Section 309(5) of the Companies Act, 1956

Add

Less

Profit  before Taxation
Depreciation as per accounts
Provision for Doubtful Debts (net)
Loss on Sale of Assets
Investments Written  off
Managerial  Remuneration

Depreciation as per Section 350 of Companies Act, 1956
Profit on buyback of bonds/Redemption of Debentures
Profit on sale of Fixed Assets
Profit on Sale of Investments

Net Profit for the year

Salaries, Perquisites and Commission @ 1.00% p. a.
upto 6th July 2002 and @0.67% p. a. thereafter
Less:

Salaries and Perquisites of the Directors eligible for commission

Balance  Commission

2002-03
4,974.21
2,837.09
4.76
23.54
18.15
33.41

7,891.16
3,452.79
-
2.52
26.16

4,409.69

33.41
3.55

29.86

(Rs in crore)

2001-02
4,428.70
2,816.14
51.67
18.27
-
35.30

7,350.08
3,435.82
4.95
4.08
393.51

3,511.72

35.12
5.00

30.12

7. A sum of Rs. 3.73 crore (net credit) (Previous Year Rs. 7.07 crore (net debit)) is adjusted to general expenses representing Net

Prior  Period  Items.

8.

(a) Fixed  assets  taken  on  finance  lease  prior  to  April  1,  2001,  amount  to  Rs.250.72  crore.  (Previous  year  Rs.  330.23  crore).
Future  obligations  towards  lease  rentals  under  the  lease  agreements  as  on  31st  March  2003  amount  to  Rs.21.50  crore.
(Previous year Rs. 97.13 crore)

Within one year
Later than one year and not later than five years
Later than five years

TOTAL

2002-03
9.27
10.54
1.69

21.50

(Rs. in crore)

2001-02
27.52
67.05
2.56

97.13

(b) The  Company  has  acquired  certain  items  of  Plant  and  Machinery  and  Ships  on  finance  lease  on  or  after  April  1,  2001,
amounting to Rs. 25.47 crore (Previous Year Rs 29.62 crore). The minimum lease rentals outstanding as of 31st March 2003
in respect of these assets are as follows:

Due

Total  Minimum
Lease  Payments
outstanding
as on 31.03.2003

Future  Interest
on  outstandings

(Rs. in crore)

Present Value
of Minimum
Lease  Payments

2002-03

2001-02

2002-03

2001-02

2002-03

2001-02

Within one year

7.71

Later than one year and not later than five years

6.89

Later than five years

Total

—

14.60

8.93

18.69

0.37

27.99

0.36

0.25

—

0.61

0.51

2.60

0.18

3.29

7.35

6.64

—

13.99

8.42

16.09

0.19

24.70

(c) General  Description  of  Lease  terms:

(i)

Lease rentals are charged on the basis of agreed terms.

(ii) Assets are taken on lease over a period of 3 to 15 years.

Reliance Industries Limited

75

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)

9.

(a)

(i) Assets given on finance lease on or after 1st April 2001

Particulars

Total

Not later than
 one year

Later than one
year and not later
 than five years

(Rs. in crore)

Later than
five  years

2002-03

2001-02 2002-03 2001-02 2002-03

2001-02 2002-03 2001-02

Gross  Investment

101.56

112.93

11.37

11.37

45.49

45.49

44.70

56.07

Less: Unearned Finance Income

45.93

54.25

Present Value of Minimum Lease Rental
(ii) General  Description  of  Lease  terms:

55.63

58.68

7.89

3.48

8.32

3.05

25.88

28.32

12.16

17.61

19.61

17.17

32.54

38.46

• Lease rentals are charged on the basis of agreed rate of interest.
• Assets are given on lease for a period of 10 years.

(b)

(i) Plant and Machinery given on operating lease during the year amounts to Rs.25.47 crore (Previous Year Rs. Nil).

(ii) Depreciation on Assets given on operating lease Rs.3.53 crore (Previous Year Rs. Nil).

(iii) Future lease rentals receivable within a period of one year for such assets are Rs.7.94 crore (Previous Year Rs. Nil)

(c) Miscellaneous income includes income from finance lease of Rs.8.33 crore (Previous Year Rs. 0.59 crore) and income from

operating lease of Rs.9.73 crore (Previous Year Rs. Nil).

10.

The deferred tax liability as at 31st March 2003 comprise of the following:

a. Deferred Tax Liability

(i)  Related to fixed assets

b. Deferred Tax  Assets

As at
 31st March,2003

                           (Rs. in crore)
As at
31st  March,2002

2,955.94

2,289.70

(i)  Disallowance under the Income Tax Act 1961

(ii) Provision for doubtful debts

229.43

41.69

188.90

39.98

c. Provision for deferred tax (net)

11. EARNINGS PER SHARE (EPS)

a) Net profit available for equity shareholders (Rs. crore)

(Numerator used for calculation)

b) Weighted Average number of equity shares

used as denominator for calculating EPS

c) Basic and Diluted Earnings per share of Rs.10 each (Rs.):

271.12

2,684.82

2002-03

4,084.23

228.88

2,060.82

2001-02

3,242.70

139,63,77,536

138,83,25,291

i)  before Extraordinary Items

ii) after Extraordinary Items

29.25

29.25

20.39

23.36

76

Reliance Industries Limited

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)

12.

As per Accounting Standard 18, issued by the Institute of Chartered Accountants of India, the disclosures of transactions
with the related parties as defined in the Accounting Standard are given below:

(i)

List of related parties with whom transactions have taken place and relationships:

Sr No.

Name of the Related Party

Relationship

1

2

3

4

5

6

7

8

9

Vimal  Fabrics  Limited

(Subsidiary upto 23rd December, 2002)

Reliance  Industrial  Investments  and  Holdings  Limited

Reliance Power Ventures Limited

Reliance Ventures  Limited

Reliance  Strategic  Investments  Limited

Reliance  Infocom  Inc.

Reliance  Communications  Inc.

Reliance  Communications  (UK)  Ltd.

Reliance Technologies  LLC

10

11.

Reliance  Infocom  BV

Reliance LNG Limited

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

37

38

39

40

41

Gas Transport & Infrastructure Limited

Reliance Life Insurance Company Limited

Reliance General Insurance Company Limited

Reliance  Capital  Limited

BSES  Limited

(Subsidiary from 17th March, 2003 to 29th March, 2003)

Reliance  Infocomm  Limited

Reliance  Communications  Infrastructure  Limited

Reliance Telecom  Limited

Reliance  Industrial  Infrastructure  Limited

Reliance Europe Limited

Reliance  Petroinvestments  Limited

(Subsidiary upto 17th April, 2002)

Reliance Rubber and Chemicals Private Limited

Indian  Petrochemicals  Corporation  Limited

Reliance Salgaocar Power Company Limited

Reliance  Enterprises  Limited

Reliance Global Trading Private Limited

Reliance Utilities and Power Limited

Reliance Ports and Terminals Limited

Unincorporated Oil and Gas Joint Ventures

Late Sh. Dhirubhai H Ambani

Sh. Mukesh D Ambani

Sh. Anil D Ambani

Sh. Nikhil R Meswani

Sh. Hital R Meswani

Sh. H S Kohli

Smt K D Ambani

Sh R H Ambani

Dhirubhai  Ambani  Foundation

Jamnaben  Hirachand  Ambani  Foundation

Hirachand Govardhandas Ambani Public Charitable Trust

Subsidiary  Companies

Associate  Companies

and Joint Ventures

Key  Management  Personnel

Relatives of Key

Management  Personnel

Others

Reliance Industries Limited

77

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)

(ii)

 Transactions during the year with related parties:

Sr.No. Nature of Transaction

Subsidiaries Associates

(Excluding  reimbursements)

Others

(Rs in crore)
Total

Key
 Management

Relatives
of Key

Personnel Management

              Personnel

(2.25)

(0.08)

A)

Loans Taken

Balance as at 1st April, 2002
Taken during the year

Repaid during the year

Balance as at 31st March, 2003

B)

Fixed Assets/ Capital Work in Progress
Balance of Assets taken on Lease as on 1st April, 2002
Assets taken on Lease during the year

Balance of Assets taken on Lease
as at 31st March,2003
Assets given on Lease during the year

Assets purchased during the year

Assets sold during the year

C)

Investments

Balance as at 1st April, 2002
Purchased/Adjusted  during  the  year

Sold during the year

Balance as at 31st March,2003

D)

Interest accrued on Investments

E)

Sundry Debtors as at 31st March, 2003

905.52
11.83
(99.46)
12.01

879.57
(905.52)

51.79
(18.38)

10.00
1,706.43
(31.40)
563.90
(65.59)
218.03
(10.00)

207.43
0.78
(29.62)
123.73
(207.43)
58.88
(58.68)
11.87
(4.66)

2,537.70
2,250.00
(406.54)
145.71
(78.00)
4,641.55
(2,537.70)

490.58
(398.47)

149.20
(166.94)

F)

(a)

Loans & Advances

Loans Given
Balance as at 1st April, 2002
Given during the year

Returned during the year

Balance as at 31st March, 2003

2,988.98
5,559.62
(257.96)
1,832.48
(191.57)
6,716.12
(2,988.98)

1,332.42
3,964.87
(14,006.73)
5,213.88
(12,833.16)
83.41
(1,332.42)

(b)

Advances recoverable in cash or kind

Balance as at 1st April, 2002
Given during the year

72.24

Returned/Adjusted during the year

Balance as at 31st March, 2003

72.24

2,322.14
1,396.93
(2,235.46)
2684.23
(53.70)
1,034.84
(2,322.14)

78

Reliance Industries Limited

10.00
1,706.43
(31.40)
563.90
(65.59)
218.03
(10.00)

207.43
0.78
(29.62)
123.73
(207.43)
58.88
(58.68)
11.87
(6.91)

(0.08)

3,443.22
2,261.83
(506.00)
157.72
(78.00)
5,521.12
(3,443.22)

542.37
(416.85)

149.20
(166.94)

4,321.40
9,524.49
(14,264.69)
7,046.36
(13,024.73)
6,799.53
(4,321.40)

2,322.14
1,469.17
(2,235.46)
2,684.23
(53.70)
1,107.08
(2,322.14)

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)

Sr.No. Nature of Transaction

Subsidiaries Associates

(Excluding  reimbursements)

Others

(Rs in crore)
Total

Key
Management

Relatives
of Key

Personnel Management

              Personnel

(c)

Deposits

Balance as at 1st April, 2002
Given during the year

Returned during the year

Balance as at 31st March, 2003

G)

Sundry  Creditors

Balance as at 31st March, 2003

H)

Turnover

I)

J)

Sale of Investments

Other  Income
Dividend

Interest  Received

Lease Rental Income

Miscellaneous  Income

K)

Purchases

L)

Expenditure

Interest  Paid

Payments to and provisions for Directors

Directors’ Sitting Fees (Rs. 30,000)
Previous Year (Rs. 28,690)
Electric Power, Fuel and water

Rent

Telephone  Charges

Lease  Rentals

Professional  Fees

Charter Hire Charges

Insurance  Premium

Premium on Redemption

(0.12)

4.44
(-)

124.03
(23.09)

636.84
736.46
(40.00)
210.05
(2.83)
1,163.25
(636.84)

1,755.17
(1,155.31)

1,369.38
(582.22)

112.33
(20.29)
412.66
(415.66)
8.32
(0.59)
49.03
(98.00)

171.24
(0.09)

4.00
(40.93)

-

409.86
(420.13)
2.16
(3.00)
-
(2.99)
15.42
(56.69)
22.60
(18.09)
22.53
(10.52)
38.65
(49.55)
0.02

35.37
(35.58)

636.84
736.46
(40.00)
210.05
(2.83)
1,163.25
(636.84)

1,755.17
(1,155.43)

1,369.38
(582.22)

4.44
(-)

112.33
(20.29)
536.69
(438.75)
8.32
(0.59)
49.03
(98.00)

171.24
(0.09)

4.00
(40.93)
35.37
(35.58)
-

409.86
(420.13)
2.16
(3.00)
-
(2.99)
15.42
(56.69)
22.60
(18.09)
22.53
(10.52)
38.65
(49.55)
0.02

Reliance Industries Limited

79

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)

Sr.No. Nature of Transaction

Subsidiaries Associates

(Excluding  reimbursements)

Others

(Rs in crore)
Total

Key
Management

Relatives
of Key

Personnel Management

              Personnel

Assignment  of  Liability

Tank Farm Charges

Hire Charges

Donations

Warehousing  and  Distribution Charges

Investments  written  off
Others

17.54
0.38

M)

Guarantees  Issued

Financial  Guarantees

Performance  Guarantees

404.53
(167.09)
6.30
(6.20)
22.54
(46.55)

753.43
(830.51)
0.45
18.09
(1.25)

455.26
(624.40)

5,102.77
(3,548.77)

31.55
(26.89)

404.53
(167.09)
6.30
(6.20)
22.54
(46.55)
31.55
(26.89)
753.43
(830.51)
17.99
18.47
(1.25)

455.26
(624.40)

5,102.77
(3,548.77)

Note:

Figures in brackets represent previous year’s amounts.

(iii) Loans and advances in the nature of Loans given to Subsidiaries and Associates etc:

  A) Loans and Advances in the nature of Loans

Sr No. Name of the Company

1.

2.
3.
4.
5.

Reliance  Industrial  Investments
& Holdings Limited
Reliance Ventures  Limited
Reliance Power Ventures Limited
Recron  Synthetics  Limited
Reliance  Industrial  Infrastructure  Limited

Subsidiary
Subsidiary
Subsidiary
Other
Associate

Notes:

                  (Rs. in crore)

As at 31st March,2003 Maximum  Balance

                 during the year

830.19
4,684.16
1,185.64
132.20
118.41

830.19
4,684.16
1366.97
132.20
118.41

1.

2.

3.

4.

Loans  and  Advances  shown  above,  to  Subsidiaries  fall  under  the  category  of ‘Loans  &  Advances  in  nature  of  Loans
where there is no repayment schedule’.

Loans and Advances to Recron Synthetics Limited is at zero percent repayable in 2013.

ICDs are not considered as they are repayable on demand and interest is charged at market rates.

Loans to employees as per Company’s policy are not considered.

B) Investment by the loanee in the shares of the company

*None of the loanees have, per se, made investments in shares of the Company. However the following companies have been
allotted shares of the company as a result of amalgamation of Reliance Petroleum Limited with the company under the scheme
approved by the Hon’ble High Courts of Bombay and Gujarat.

Sr No. Name of the Company
1.

*Reliance  Industrial  Investments  &  Holdings  Limited,
sole beneficiary of Petroleum Trust
*Reliance  Chemicals  Limited
*Reliance  Aromatics  &  Petrochemicals  Private  Limited
*Reliance Energy & Project Development Private Limited
*Reliance  Polyolefins  Private  Limited
Reliance  Industrial  Infrastructure  Limited

2.
3.
4.
5.
6.

No. of Shares
104,660,155

14,568,373
16,029,091
16,029,091
19,090,909
86,000

(Rs. in crore)
Amount
1654.96

320.50
339.42
339.42
420.00
1.12

80

Reliance Industries Limited

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)

13 (a) Disclosure of the Company’s Interest in Oil and Gas Joint Ventures:

Sr No

Name of the Fields
in the Joint Ventures

% Interest

Sr No

Name of the Fields
in the Joint Ventures

% Interest

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17

Panna  Mukta
Tapti
GK-OSN-97/1
NEC-OSN-97/2
KK-OSN-97/2
MB-OSN-97/3
KG-OSN-97/4
MB-OSN-97/2
KG-OSN-97/3
KG-OSN-97/2
SR-OSN-97/1
KG-DWN-98/1
KG-DWN-98/3
MN-DWN-98/2
GS-OSN-2000/1
KKD-DWN-2000/1
KKD-DWN-2000/3

30%
30%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%

18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

GK-OSJ-3
GK-OSJ-1
GK-OS-5
KG-ON-1
GK-ON-90/2
CB-ON/1
AS-ONN-2000/1
KG-DWN-2001/1
CY-DWN-2001/2
KK-DWN-2001/1
CY-PR-DWN-2001/3
KK-DWN-2001/2
PR-DWN-2001/1
CY-PR-DWN-2001/4
KG-OSN-2001/2
KG-OSN-2001/2
Yemen

60%
50%
40%
40%
40%
40%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
17%

13 (b) Net Quantities of an enterprise’s interest in proved reserves and proved developed reserves:

Oil:

Proved  Reserves
(Million  MT)

Proved Developed Reserves
(Million  MT)

Beginning of the year 2002-03
Additions
Deletions
Production
Closing balance for the year 2002-03

Gas:

5.34
Nil
Nil
0.37
4.97

4.39
Nil
Nil
0.37
4.02

Proved  Reserves
(Million  M3)

Proved Developed Reserves
(Million  M3)

Beginning of the year 2002-03
Additions
Deletions
Production
Closing balance for the year 2002-03

23,268
60,399
Nil
943
82,724

All the above quantities of Oil and Gas reserves are within India.

14,076
Nil
Nil
943
13,133

14.

15.

As  per  Accounting  Standards  21  on  “Consolidated  Financial  Statements”  and  Accounting  Standard  23  on  “Accounting
for Investments in Associates in Consolidated Financial Statements” issued by the Institute of Chartered Accountants of India,
the  company  has  presented  consolidated  financial  statements  separately,  including  subsidiaries  and  associates,  in  this
annual report.

Miscellaneous expenditure (to the extent not written off or adjusted) of Rs 47.15 crore (Previous Year 62.86 crore) represents
un-amortised portion of amount disbursed on account of employee separation scheme announced in Naroda during the year
2001-02.

16.

PROJECT  DEVELOPMENT  EXPENDITURE

(in respect of Projects upto 31st March 2003, included under Capital work in progress)

Add:

Opening  Balance
On  Amalgamation
Project  Development    Expenditure  transferred
from Profit and Loss Account
Interest  Capitalised

Less

Project Development  Expenses Capitalised during the year

Closing  Balance

Reliance Industries Limited

2002-03

64.86

 (Rs. in crore)

2001-02

6.52
83.84

4.00
84.85

1.81
67.49

88.85

153.71
77.24

76.47

69.30

159.66
94.80

64.86

81

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)

17. Additional  Information

(A) Estimated  amount  of  contracts  remaining  to  be

executed on Capital accounts and not provided for:
(i)
(ii)

In respect of joint ventures
In respect of others

(B) Uncalled  liability  on  partly  paid  Shares/ Warrant  Equity

Shares  (Rs.  19,935)
(C) Contingent  Liabilities

(i) Outstanding  guarantees  furnished  to  Banks  and

Financial  Institutions  including  in  respect  of  Letters  of  credit
(a) In respect of joint ventures
(b) In respect of others

(ii) Guarantees  to  Banks  and  Financial  Institutions  against

credit  facilities  extended  to  third  parties
(a) In respect of joint ventures
(b) In respect of others

(iii) Liability  in  respect  of  bills  discounted  with  Banks

(a) In respect of joint ventures
(b) In respect of others (including third party bills discounting)

(iv) Claims  against  the  Company  /  disputed  liabilities

not  acknowledged  as  debts
(a) In respect of joint ventures
(b) In respect of others

(v) Performance  Guarantees

As at 31st
March  2003

399.20
1,941.46

—

—
207.62

—
455.26

—
502.03

133.10
261.03

(Rs. in crore)
As at 31st
 March 2002

254.68
198.44

—

—
235.50

—
624.40

—
19.19

112.86
244.46

(vi) Sales  tax  deferral  liability  assigned

(a) In respect of joint ventures
(b) In respect of others

—
3,548.77
2,511.71
(D) The Income-Tax assessments of the Company have been completed up to Assessment Year 2000-2001. The disputed
demand outstanding up to the said Assessment Year is Rs. 306.44 crore. Based on the decisions of the Appellate
authorities and the interpretations of other relevant provisions, the Company has been legally advised that the demand
is likely to be either deleted or substantially reduced and hence the reserves created in the past would be adequate
enough to meet the liabilities, if any,  in respect of disputed matters which are pending in appeals.

166.21
4,936.56
3,700.71

18. LICENSED  AND  INSTALLED  CAPACITY

(As  certified  by  the  Management)

Licensed  Capacity

Installed  Capacity

A
B

Refining of Crude Oil
Ethylene

(i)
(ii) Propylene
(iii) Benzene
(iv) Toluene
(v) Xylene
(vi) Butadine & Other C4s

C (i)

Paraxylene
(ii) Orthoxylene

D (i) Mono  Ethylene  Glycol

(ii) Higher  Ethylene  Glycol
(iii) Ethylene  Oxide
Poly Vinyl  Chloride
High/Linear  Low  Density  Poly  Ethylene

E
F
G High  Density  Polyethylene  Pipes
H Polypropylene
I
J
K
L
M Polyester  Staple  Fibre  Fill
N Man-made Fibre Spun Yarn on worsted system
O Man-made  fibre  on  cotton  system  (Spindles)
P

Purified  Terephthalic  Acid
Polyester  Filament Yarn/Polyester  Chips
Polyester  Staple  Fibre/  Polyester  Chips
Poly  Ethylene  Terephthalate

(i) Man-made  Fabrics  (Looms)
(ii) Knitting  M/C

UNIT
Mill. MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
MT
Nos
Nos
Nos
Nos
MT

2002-2003
N.A.
750,000*
365,000*
  291,000*
197,000*
165,000*
225,000*
1,646,000*
150,000*
300,000*
37,500*
50,000*
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
22
N.A.

2001-2002
N.A.
750,000*
365,000*
291,000*
197,000*
165,000*
225,000*
1,646,000*
150,000*
600,000*
37,500*
50,000*
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
N.A.
22
N.A.

2002-2003
27
750,000
365,000
291,000
197,000
165,000
225,000
1,646,000
150,000
300,000
37,500
50,000
300,000
435,000
80,000
10,50,000
12,80,000
197,300+
300,000
80,000
30,000
24,094
23,040
323
20
115,000

2001-2002
27
750,000
365,000
291,000
197,000
165,000
225,000
1,646,000
150,000
300,000
37,500
50,000
300,000
400,000
80,000
1,000,000
975,000
152,300+
235,000
80,000
30,000
24,094
23,040
323
20
100,000

Linear  Alkyl  Benzene

Q
NA - Delicensed vide notification No 477(E) dated 27th July 1991 and press note No 1 (1998 series) dated 8th June 1998
+ Includes 32,300 MT based on average denier of 40
* Licensed Capacity is reduced for delicensed products, for which Letter of Intents are held, vide notification No.431 dated 28th June, 2001.

82

Reliance Industries Limited

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)
19.

(a) The Department of Company Affairs, Government of India vide its Order No. 46/02/2003-CL-III dated 16th April, 2003 issued
under Section 211 (4) of the Companies Act, 1956 has exempted the Company from disclosure of quantitative details in the
Profit and Loss Account under paras 3(i)(a), 3(ii)(a) and 3(ii)(b) of Part II, Schedule VI to the Companies Act, 1956.

(b) The Department of Company Affairs, Government of India vide its Order No.47/112/2002-CL-III dated 9th April, 2003 issued
under Section 212 (8) of the Companies Act, 1956 has exempted the Company from attaching the Balance Sheet and Profit
and Loss Account of Subsidiaries under Section 212 (1) of the Companies Act, 1956.

20. PRODUCTION  MEANT  FOR  SALE

Products

Crude Oil

Gas

Petroleum  Products

Ethylene

Propylene

Benzene

Toluene

Xylene

Orthoxylene

Paraxylene

Ethylene  Glycol

PVC

PE

PP

PTA

Polyester  Filament Yarn

Polyester  Staple  Fibre

PET

Fibre Fill

Fabrics

Normal  Paraffin

LAB

Unit

MT

BBTU

’000 MT

MT

MT

MT

MT

MT

MT

MT

MT

MT

MT

MT

MT

MT

MT

MT

MT

Mtrs in Lacs

MT

MT

21. VALUE OF IMPORTS ON CIF BASIS IN RESPECT OF

Raw  Materials
Stores  &  spares,  dyes  and  chemicals
Capital  goods
Traded  goods

22. EXPENDITURE  IN  FOREIGN  CURRENCY

Interest  on  foreign  currency  loans
Technical  know-how  and  engineering  fees
Oil and gas activity
Professional  fees
Freight  and  forwarding
Other  matters

Reliance Industries Limited

2002-2003

2001-2002

3,56,101

3,97,100

29,113

22,773

2,142

—

27,295

24,422

51,476

2,792

3,06,410

1,86,386

94,420

50,354

1,91,722

5,31,803

2,22,881

2,86,008

4,34,273

85,434

35,891

1,56,768

7,07,088

2,32,370

2,88,864

3,70,055

10,41,251

10,36,258

6,99,207

2,78,090

2,97,770

77,094

23,949

176.73

9,962

6,14,226

2,82,250

2,88,415

78,143

14,178

202.74

19,511

1,15,492

1,06,064

2002-2003

(Rs. in crore)
2001-2002

27,942.14
583.81
964.84
1,253.51

24,567.77
584.23
117.90
–

2002-2003

(Rs. in crore)
2001-2002

474.17
96.23
30.34
95.46
130.06
121.76

504.82
78.96
50.54
96.57
155.50
161.45

83

GROWTH IS LIFE

Notes on Accounts

SCHEDULE ‘O’ (Contd.)

23. VALUE  OF  RAW  MATERIALS  CONSUMED

Imported
Indigenous

2002-2003

2001-2002

Rs in
crore

% of
Consumption

Rs in
crore

% of
Consumption

30,129.79
727.14

97.64
2.36

25,286.57
1,202.84

95.46
4.54

30,856.93

100.00

26,489.41

100.00

24. VALUE  OF  STORES,  CHEMICALS  AND  PACKING  MATERIALS  CONSUMED

2002-2003

2001-2002

Rs in
crore

% of
Consumption

591.31
544.03

52.08
47.92

Rs in
crore

683.84
436.57

% of
Consumption

61.03
38.97

1,135.34

100.00

1,120.41

100.00

Imported
Indigenous

25. EARNINGS  IN  FOREIGN  EXCHANGE

FOB value of exports
Interest

26.  EXPENDITURE  ON  RESEARCH  AND  DEVELOPMENT

Revenue  Expenditure  including  amortisation  of
deferred  cost  and  unamortised  deferred  research
and  development  expenditure

Capital  Expenditure  on  Research  and  Development

Total

27. REMITTANCE  IN  FOREIGN  CURRENCY  ON  ACCOUNT  OF  DIVIDEND

The  Company  has  paid  dividend  in  respect  of  shares  held  by
Non-Residents  on  repatriation  basis.  This  inter-alia  includes
portfolio  investment  and  direct  investment,  where  the  amount
is  also  credited  to  Non-Resident  External  Account  (NRE  A/c).
The  exact  amount  of  dividend  remitted  in  foreign  currency
cannot  be  ascertained.  The  total  amount  remittable  in  this
respect is given herein below:

(a) Number  of  Non-Resident  Shareholders

(b) Number of Equity Shares held by them

(c)

(i) Amount of Dividend Paid (Gross) (Rs. in crore)

Tax Deducted at Source Rs. 20.24 crore (Previous Year Nil)

2002-2003

Rs.
10,626.29
3.04

(Rs. in crore)
2001-2002

Rs.
9,965.37
0.48

2002-2003
Rs.

(Rs. in crore)
2001-2002
Rs.

9.32

74.94

31.74

41.06

15.20

90.14

2002-2003

2001-2002

18,747

19,665

22,61,08,487

62,01,32,501

107.40

126.24

(ii) Year to which dividend relates

2001-2002

2000-2001

Note :

The  amount  of  dividend  for  the  year  2000-2001  includes  Rs.  18.31  crore  paid  to  2,099  shareholders  of  erstwhile  RPL
holding 36,61,86,482 shares, for the financial year ended March 31, 2001.

84

Reliance Industries Limited

GROWTH IS LIFE

Notes on Accounts

28. BALANCE  SHEET  ABSTRACT  AND  COMPANY’S  GENERAL  BUSINESS  PROFILE

I.

Registration  Details

Registration No. :

1 1

- 1

9 7

8 6

State Code:

1 1

Balance Sheet Date :

3 1

- 0

3 -

0 3

II. Capital Raised/Redeemed during the year (Amount Rs. crore)

Public  Issue  :

Bonus  Issue  :

N I

N I

L

L

Rights  Issue  :

N I L

Private  Placement  :
(Preference Shares) (Refer Note 3 to Schedule ‘A’)

4 0 0 . 0 0

Conversion of Bonds :

N I

L

Exercise  of  warrants

N I L

III. Position of Mobilisation and Deployment of Funds (Amount Rs. crore)

Total Liabilities :

5 2

8 1

7 .

5 4

Total  Assets  :

5

2 8 1 7 . 5 4

Sources  of  Funds

Paid-up Capital :

1

3 9

5 .

9 2

Reserves  and  Surplus  :

2

8 9 7 8 . 4 9

Equity  Share  Suspense

N I

L

Deferred Tax Liability :

2 6 8 4 . 8 2

Secured Loans :

1 1

7 7

6 .

8 6

Unsecured  Loans  :

7 9 8 1 . 4 5

Application  of  Funds

Net Fixed Assets :

3 4

0 8

6 .

2 7

Investments  :

6 7 2 2 . 7 2

Net  Current  Assets:

1 1

9 6

1 .

4 0

Miscellaneous  Expenditure

4 7 . 1 5

IV. Performance of Company (Amount Rs. crore)

Turnover  and  Inter  divisional
transfers  :

6 5

0 6

1 .

4 4

Net Turnover :

4 5

8 9

7 .

7 9

Total  Expenditure  :

4

4 3 6 0 . 2 7

Profit Before Tax :

4

9 7

4 .

2 1

Profit After Tax :

4 1 0 4 . 3 1

Earnings per share in Rs.

2

9 .

2 5

Dividend : Rs. per share

5 . 0 0

V. Generic Names of Three Principal Products of Company (as per monetary terms)

Item Code No. (ITC Code) :

2 7

.

1 0

Product  Description  :

B U L K

P E T R O L E U M

P R O D U C T S

Item Code No. (ITC Code) :

3 9 0 2 1 0

.

0 0

Product  Description  :

P O L Y P R O P Y L E N E

( P P )

Item Code No. (ITC Code) :

5 4 0 2 4 2

.

0 0

Product  Description  :

P O L Y E S T E R

F I

L A M E N T

Y A R N

( P F Y )

As per our Report of even date

For and on behalf of the Board

For Chaturvedi & Shah
Chartered Accountants

For Rajendra & Co.
Chartered Accountants

D. Chaturvedi
Partner

R. J. Shah
Partner

Mumbai
Dated: 23rd April, 2003

M.D. Ambani
A.D. Ambani
N.R. Meswani
H.R. Meswani
H.S. Kohli
U. Mahesh Rao
S. Venkitaramanan
M.L. Bhakta
T. Ramesh U. Pai
Y.P. Trivedi
Dr. D.V. Kapur
M.P. Modi
V.M. Ambani

}
}

Executive
Directors

- Nominee Director

Directors

- Company Secretary

- Chairman & Managing Director
- Vice-Chairman & Managing Director

Reliance Industries Limited

85

GROWTH IS LIFE

Statement Pursuant to Section 212 of the Companies Act, 1956,
relating to Company’s Interest in Subsidiary Companies.

1

2

3

4

Name
of
the
Subsidiary
Company

Reliance
Industrial
Investments
and
Holdings
Limited

Reliance
Ventures
Limited

Reliance
Power
Ventures
Limited

Reliance
Strategic
Investments
Limited

The Financial Year of the Subsidiary
Companies ended on

31st March, 2003

31st March, 2003

31st March, 2003

31st March, 2003

Date from which they became Subsidiary Companies

30th December, 1988

7th October, 1999

13th May, 2000

28th December, 2001

a.

Number of shares held by Reliance Industries Ltd.
with its nominees in the subsidiaries at the end of
the financial year of the Subsidiary Companies

14,75,04,400
Equity Shares of
the face value of
Rs.10 each fully
paid-up

20,20,000
Equity Shares of
the face value of
Rs.10 each fully
paid-up

20,20,000
Equity Shares of
the face value of
Rs.10 each fully
paid-up

20,20,000
Equity Shares of
the face value of
Rs.10 each fully
paid-up

b.

Extent of Interest of holding Company at the end of
the financial year of the Subsidiary Companies

100%

100%

100%

100%

The net aggregate amount of the Subsidiary
Companies Profit / (Loss) so far as it concerns
the members of the Holding Company

Not dealt with in the Holding Company’s accounts:
For the financial year ended 31st March, 2003

For the previous Financial years of the Subsidiary
Companies since they became the Holding
Company’s subsidiaries

Rs.22.87 lacs

(Rs.241.08 lacs)

Rs.2.82 lacs

(Rs.0.21 lacs)

Rs.11993.55 lacs

(Rs.0.88 lacs)

Rs.857.52 lacs

Rs.0.41 lacs

Dealt with in Holding Company’s accounts:
For the financial year ended 31st March, 2003

NIL

NIL

For the previous Financial years of the Subsidiary
Companies since they became the Holding
Company’s subsidiaries

Rs.2673.89 lacs

NIL

NIL

NIL

NIL

NIL

a.
i)

ii)

b.
i)

ii)

86

Reliance Industries Limited

GROWTH IS LIFE

Statement Pursuant to Section 212 of the Companies Act, 1956,
relating to Company’s Interest in Subsidiary Companies.

Reliance
LNG
Limited

Gas Transportation
and Infrastructure
Company
Limited

Reliance
Infocom B.V.

Reliance
Infocom Inc.

Reliance
Technologies,  LLC

Reliance
Communications
(U.K.) Limited

Reliance
Communications
Inc.

(See Foot Note 1)

(See Foot Note 2)

31st March, 2003

31st March, 2003

31st March, 2003

31st March, 2003

31st March, 2003

31st March, 2003

31st March, 2003

2nd January, 2002

19th March, 2003

31st December 2000

31st December 2000

2nd May, 2000

13th December, 2002

21st October, 2002

45,000
Equity Shares of
the face value of
Rs.10 each fully
paid-up

(See
Foot
Note 4)

11,120 shares
of the face value
of EUR 100 each
fully paid-up

_

100 shares
aggregating to
US$ 9,00,000 fully
paid-up, held by
Reliance Infocom BV.

1000 shares of face value of
US$ 1 fully paid-up, held
by Reliance Infocom B.V.

100 shares of face value of
US$ 100 fully paid-up, held
by Reliance Infocom Inc.

90%

(See Foot Note 4)

100%

100%

90%

100%

100%

Rs.0.04 lacs

Not Applicable

EURO 12843
Rs.0.06 crores

USD $ 40222.52
Rs.0.19 crores

(USD $ 132224.11) NIL
(Rs.0.62 crores)

(USD $ 9861)
(Rs.0.04 crores)

(Rs.0.11 lacs)

Not Applicable

(EURO 5878)
(Rs.0.02 crores)

US$ 8,891
Rs.0.04 crores

(USD $ 3662368.20) Not Applicable
(Rs.17.87 crores)

Not Applicable

NIL

NIL

Not Applicable

NIL

US$12,500
Rs.0.06 crores

Not Applicable

NIL

NIL

NIL

NIL

NIL

NIL

Not Applicable

Not Applicable

Notes :
1.
2.
3.
4. Gas Transportation and Infrastructure Company Limited became subsidiary in terms of section 4 (1) (a) of the Companies Act, 1956.
5.

100% Subsidiary of Reliance Infocom BV.
Reliance Communications Inc. is a subsidiary of Reliance Infocom Inc.
Figures in brackets represent losses.

Following companies ceased to be subsidiaries of the Company during the year:
a. Vimal Fabrics Limited.
b. Reliance Petroinvestments Limited.
BSES Limited was subsidiary of the Company from 17th March, 2003 to 29th March, 2003.

6.

For and on behalf of the Board

Mumbai
Dated: 23rd April, 2003

M.D. Ambani
A.D. Ambani
N.R. Meswani
H.R. Meswani
H.S. Kohli
U. Mahesh Rao
S. Venkitaramanan
M.L. Bhakta
T. Ramesh U. Pai
Y.P. Trivedi
Dr. D.V. Kapur
M.P. Modi
V.M. Ambani

}
}

Executive
Directors

- Nominee Director

Directors

- Company Secretary

- Chairman & Managing Director
- Vice-Chairman & Managing Director

Reliance Industries Limited

87

GROWTH IS LIFE

Cash Flow Statement Annexed to the Balance Sheet
for the period April 2002-March 2003

A: CASH  FLOW  FROM  OPERATING  ACTIVITIES  :

Net Profit before tax as per Profit and Loss Account

4,974.21

4,428.70

2002-2003

(Rs. in crore)
2001-2002

Rs.

Rs.

Rs.

Rs.

Adjusted  for  :

Miscellaneous  expenditure  written  off
Extra-Ordinary  items
Net  Prior Year  Adjustments
Provision  for  Doubtful  Debts  (net)
Investment  written  off/Provision  for  Diminution  in
value  of  Investments
Profit/(Loss)  on  Sale  of  Discarded  Assets
Depreciation
Transferred  from  General  Reserve
Discount  on  Buyback  of  Bonds/Redemption  of  Debentures
Effect  of  Exchange  Rate  Change
Profit  on  Sale  of  Investments
Dividend  Income
Interest/Other  Income
Interest  Expenses

15.72
-
(3.73)
5.22

18.15
21.02
3,452.79
(615.70)
-
(34.15)
(26.16)
(112.44)
(705.60)
1,555.16

Operating  Profit  before Working  Capital  Changes
Adjusted  for  :

Trade  and  Other  Receivables
Inventories
Trade  Payables

(2,226.76)
(2,536.34)
3,001.75

Cash  Generated  from  Operations

Net  Prior Year  Adjustments
Taxes  Paid
Extra-Ordinary  items

Net  Cash  From  Operating  Activities

B: CASH  FLOW  FROM  INVESTING  ACTIVITIES  :

Purchase  of  Fixed  Assets
Sale  of  Fixed  Assets
Purchase  of  Investments
Sale  of  Investments
Movement  in  Loans
Interest  Income
Dividend  Income

Net  Cash  Used  in  Investing  Activities

-
(411.70)
7.07
51.67

0.05
14.19
3,435.82
(619.68)
(4.95)
76.88
(35.17)
(23.78)
(541.11)
1,825.10

(544.62)
307.61
(383.50)

3,774.39

8,203.09

(620.51)

7,582.58

(7.07)
(105.87)
53.36

7,523.00

(1,681.53)
62.59
(14,830.11)
15,826.55
(3,568.81)
239.19
23.78

(3,928.34)

3,570.28

8,544.49

(1,761.35)

6,783.14

3.73
(144.56)
-

6,642.31

(3,704.25)
27.20
(29,186.07)
26,321.53
(555.87)
409.49
112.44

(6,575.53)

88

Reliance Industries Limited

GROWTH IS LIFE

Cash Flow Statement Annexed to the Balance Sheet
for the period April 2002-March 2003

Rs.

2002-2003
Rs.

(Rs. in crore)
2001-2002
Rs.

Rs.

C: CASH  FLOW  FROM  FINANCING  ACTIVITIES  :
Proceeds from Issue of Share Capital (net)
Redemption  of  Preference  Share  Capital
Proceeds  from  Long Term  Borrowings
Repayment of Long Term Borrowings
Short Term Loans
Dividends  Paid
Interest  Paid

Net  Cash  used  in  Financing  Activities

Net Increase/(Decrease) in Cash and Cash Equivalents

Opening Balance of Cash and Cash Equivalents
On  Amalgamation

1,760.71
—

401.74
(400.00)
7,733.08
(7,625.55)
579.31
(672.43)
(1,696.43)

(1,680.28)

(1,613.50)

1,760.71

2.11
—
15,717.89
(14,210.94)
(1,061.91)
(685.35)
(1,739.02)

(1,977.22)

1,617.44

100.63
42.64

143.27

Closing Balance of Cash and Cash Equivalents

147.21

1,760.71

As per our Report of even date

For and on behalf of the Board

For Chaturvedi & Shah
Chartered Accountants

For Rajendra & Co.
Chartered Accountants

D. Chaturvedi
Partner

R. J. Shah
Partner

Mumbai
Dated: 23rd April, 2003

M.D. Ambani
A.D. Ambani
N.R. Meswani
H.R. Meswani
H.S. Kohli
U. Mahesh Rao
S. Venkitaramanan
M.L. Bhakta
T. Ramesh U. Pai
Y.P. Trivedi
Dr. D.V. Kapur
M.P. Modi
V.M. Ambani

}
}

Executive
Directors

- Nominee Director

Directors

- Company Secretary

- Chairman & Managing Director
- Vice-Chairman & Managing Director

Reliance Industries Limited

89

GROWTH IS LIFE

90

Reliance Industries Limited

GROWTH IS LIFE

CONSOLIDATED FINANCIAL STATEMENTS
AND NOTES

Auditors' Report on Consolidated Financial Statements

TO THE BOARD OF DIRECTORS

RELIANCE  INDUSTRIES  LIMITED

We  have  examined  the  attached  Consolidated  Balance  Sheet
of  Reliance  Industries  Limited    ("the  Company")  and  its
subsidiaries  as  at  31st  March,  2003,  and  the  Consolidated
Profit  and  Loss  Account  for  the  year  then  ended  annexed
thereto  and  the  Consolidated  Cash  Flow  Statement  for  the
period ended on that date. These financial statements are the
  Our
responsibility  of 
responsibility  is  to  express  an  opinion  on  these  financial
statements  based  on  our  audit.

the  Company's  Management. 

the  audit 

financial  reporting 

that  we  plan  and  perform 

We  conducted  our  audit 
in  accordance  with  generally
accepted  auditing  standards  in  India.    These  Standards
to  obtain
require 
reasonable  assurance  whether  the  financial  statements  are
prepared,  in  all  material  respects,  in  accordance  with  an
identified 
free  of
material  misstatements.    An  audit  includes,  examining  on  a
test  basis,  evidence  supporting  the  amounts  and  disclosures
in  the  financial  statements.    An  audit  also  includes  assessing
the accounting principles used and significant estimates made
by  management,  as  well  as  evaluating  the  overall  financial
statements.   We  believe  that  our  audit  provides  a  reasonable
basis for our opinion.

framework  and  are 

the 

We  did  not  audit 
financial  statements  of  certain
subsidiaries,  whose  financial  statements  reflect  total  assets
(net)  of  Rs.16.99  crores  as  at  31st  March,  2003  and  total
revenues  of  Rs.12.58  crores  for  the  year  then  ended.   These
financial  statements  have  been  audited  by  other  auditors

For Chaturvedi & Shah
Chartered  Accountants

D.  Chaturvedi
Partner

Mumbai
Dated: 23rd April, 2003

whose reports have been furnished to us, and our opinion , in
so far as it relates to the amounts included in respect of these
subsidiaries,  is  based  solely  on  the  report  of  the  other
auditors.

We  report  that  the  consolidated  financial  statements  have
been  prepared  by  the  Company  in  accordance  with  the
requirements  of  Accounting  Standard  (AS)  21,  Consolidated
Financial  Statements,  issued  by  the  Institute  of  Chartered
Accountants of India and on the basis of the separate audited
financial  statements  of  the  Company  and  its  subsidiaries
included  in  the  consolidated  financial  statements.

On  the  basis  of  the  information  and  explanations  given  to  us
and  on  the  consideration  of  the  separate  audit  reports  on
individual audited financial statements of the Company and its
subsidiaries,  we  are  of  the  opinion  that  the  said  consolidated
financial  statements  give  a  true  and  fair  view  in  conformity
with the accounting principles generally accepted in India :

(a) in  the  case  of  the  Consolidated  Balance  Sheet,  of  the
consolidated  state  of  affairs  of  the  Company  and  its
subsidiaries  as  at  31st  March,  2003;

(b) in  the  case  of  the  Consolidated  Profit  and  Loss  Account,
of  the  consolidated  results  of  operations  of  the  Company
and its subsidiaries for the year then ended and

(c) in  the  case  of  the  Consolidated  Cash  Flow  Statement,  of
the  consolidated  cash  flows  of  the  company  and  its
subsidiaries for the year then ended.

For Rajendra & Co.
Chartered  Accountants

R.J.  Shah
Partner

Reliance Industries Limited

91

GROWTH IS LIFE

Consolidated Balance Sheet as at 31st March, 2003

Schedule

As at
31st March, 2003
Rs.

Rs.

(Rs. in crore)

As at
31st  March,  2002
Rs.

Rs.

SOURCES  OF  FUNDS

Shareholders’  Funds
Share  Capital
Equity  Share  Suspense
Reserves  and  Surplus

Minority  Interest
Deferred Tax  Liability
Loan Funds
Secured  Loans
Unsecured  Loans

 TOTAL

APPLICATION  OF  FUNDS

Fixed  Assets
Gross  Block
Less:  Depreciation

Net  Block
Capital  Work-in-Progress

Investments
In  Associates
In  Others

Current Assets, Loans and Advances
Current  Assets
Inventories
Sundry  Debtors
Cash  and  Bank  Balances
Other  Current  Assets

Loans and Advances

Less:  Current  Liabilities  and  Provisions

  Current Liabilities
  Provisions

Net  Current  Assets

Miscellanous  Expenditure
(to the extent not written off or adjusted)

 TOTAL

Significant  Accounting  Policies
Notes on Accounts

As per our Report of even date

For Chaturvedi & Shah
Chartered Accountants

For Rajendra & Co.
Chartered Accountants

D. Chaturvedi
Partner

R. J. Shah
Partner

Mumbai
Dated: 23rd April, 2003

92

 ‘A’

 ‘B’

‘C’
‘D’

 ‘E’

 ‘F’

 ‘G’

 ‘H’

‘M’
‘N’

1,395.92
—
29,139.79

11,801.04
7,981.45

50,597.87
18,461.57

32,136.30
2,010.63

6,009.79
4,332.09

7,510.41
2,978.11
150.12
464.08

11,102.72
8,398.93

19,501.65

9,558.59
1,475.92

11,034.51

30,535.71
0.06
2,684.88

19,782.49

53,003.14

1,053.56
342.29
26,580.91

14,209.75
4,739.59

46,727.47
15,076.94

31,650.53
1,533.31

27,976.76
0.07
2,060.83

18,949.34

48,987.00

34,146.93

33,183.84

3,263.04
3,723.86

10,341.88

6,986.90

4,974.07
2,725.54
1,763.56
409.74

9,872.91
6,590.99

16,463.90

6,499.90
1,210.63

7,710.53

8,467.14

47.19

8,753.37

62.89

53,003.14

48,987.00

For and on behalf of the Board

- Chairman & Managing Director
- Vice-Chairman & Managing Director

M.D. Ambani
A.D. Ambani
N.R. Meswani
H.R. Meswani
H.S. Kohli
U. Mahesh Rao
S. Venkitaramanan
M.L. Bhakta
T. Ramesh U. Pai
Y.P. Trivedi
Dr. D.V. Kapur
M.P. Modi
V.M. Ambani

Reliance Industries Limited

}
}

Executive
Directors

- Nominee Director

Directors

- Company Secretary

Consolidated Profit and Loss Account for the year ended 31st March, 2003

GROWTH IS LIFE

Schedule

2002-2003

Rs.

Rs.

Rs.

(Rs. in crore)
2001-2002

Rs.

65,073.72
14,965.63

50,108.09
4,198.02

57,126.48
11,715.69

45,410.79
3,314.98

INCOME

Turnover  and  Inter  Divisional Transfers
Less:  Inter  Divisional Transfers

Turnover
Less:  Excise  Duty  Recovered  on  Sales

Net Turnover
Other  Income
Share  in  Associates
Variation  in  Stocks

EXPENDITURE
Purchases
Manufacturing  and  Other  Expenses
Interest
Depreciation
Less  : Transferred  from  General  Reserve
       [Refer Note 9(a), 9(b) and 9(c), Schedule ‘N’]

Profit Before Tax and Extra Ordinary Income

Add :

Extra  Ordinary  Income

Profit Before Tax

Provision  for  Current Taxation
Provision  for  Deferred Tax

‘I’

‘J’

‘K’
‘L’

3,453.17
615.70

Profit after Tax (before adjustment for Minority Interest)

Add :

Share of Loss transferred to Minority

Profit after Tax (after adjustment for Minority Interest)

Add :

Balance brought forward from last year
Dividend  Adjustment  on  Consolidation
On  Amalgamation
Deferred Tax liability for Earlier Years
Taxation  for  earlier  years
Investment  Allowance  (Utilised)  Reserve  Written  Back
Share  in  Associates

Amount  Available  For  Appropriations
APPROPRIATIONS

Capital  Redemption  Reserve
Debenture  Redemption  Reserve
Capital  Reserve
General  Reserve
Interim  Dividend  on  Preference  Shares  (paid)
Proposed  Dividend  on  Equity  Shares
Tax on Dividend

400.00
281.08
—
2,000.00
20.08
698.19
89.46

Balance Carried to Balance Sheet

Basic and Diluted Earning per Share of Rs. 10 each (In Rupees)
[Ref. Note 20, Schedule ‘N’]

- Before extra ordinary items
- After extra ordinary items

45,910.07
806.48
79.81
2,435.49

49,231.85

3,420.75
36,541.77
1,558.48

2,837.47

44,358.47

4,873.38
—

4,873.38
246.07
624.00

4,003.31
—
4,003.31
2,818.47
49.71
—
—

—
87.73

6,959.22

3,488.81

3,470.41

28.53
28.53

3,435.84
619.68

—
142.95
4.95
2,000.00
—
663.28
—

42,095.81
831.79
—
(907.83)

42,019.77

1,697.84
31,624.59
1,827.97

2,816.16

37,966.56

4,053.21
411.70

4,464.91
190.03
996.01

3,278.87
1.03
3,279.90
2,219.81
—
1,071.50
(1,064.82)
1.19
122.07
—

5,629.65

2,811.18

2,818.47

20.66
23.62

Significant  Accounting  Policies
Notes on Accounts
As per our Report of even date

 ‘M’
 ‘N’

For and on behalf of the Board

For Chaturvedi & Shah
Chartered Accountants

For Rajendra & Co.
Chartered Accountants

D. Chaturvedi
Partner

R. J. Shah
Partner

Mumbai
Dated: 23rd April, 2003

M.D. Ambani
A.D. Ambani
N.R. Meswani
H.R. Meswani
H.S. Kohli
U. Mahesh Rao
S. Venkitaramanan
M.L. Bhakta
T. Ramesh U. Pai
Y.P. Trivedi
Dr. D.V. Kapur
M.P. Modi
V.M. Ambani

}
}

Executive
Directors

- Nominee Director

Directors

- Company Secretary

- Chairman & Managing Director
- Vice-Chairman & Managing Director

Reliance Industries Limited

93

Schedules forming part of the Consolidated Balance Sheet

GROWTH IS LIFE

SCHEDULE ‘A’

SHARE  CAPITAL

Authorised:

250 00 00 000 Equity Shares of Rs. 10 each
(120 00 00 000)

50 00 00 000 Preference Shares of Rs. 10 each
 (10 00 00 000)   Preference shares of Rs. 100 each

As at
31st March, 2003
Rs.

Rs.

2,500.00

500.00

(Rs. in crore)

As at
31st  March,  2002
Rs.

Rs.

1,200.00

1,000.00

3,000.00

2,200.00

Issued, Subscribed and Paid up:

139 63 77 536 Equity Shares of Rs. 10 each fully
(105 37 57 027) paid up

Less: Calls in arrears - by others

1,396.38
0.46

1,053.76
0.20

TOTAL

Notes:

1. Of  the  above  Equity  Shares:

1,395.92

1,395.92

1,053.56

1,053.56

(a)

48 17 70 552
(48 17 70 552)

(b)
52 31 98 799
            (18 05 78 290)

Shares  were  allotted  as  Bonus  Shares  by  capitalisation  of  Share  Premium  and  Reserves.

Shares  were  allotted  pursuant  to  Schemes  of  Amalgamation  without  payments  being  received  in
cash and includes 10,46,60,154 Shares allotted to the Petroleum Trust, the sole beneficiary of which
is Reliance Industrial Investments and Holdings Limited, a wholly owned subsidiary of the Company

(c)

33 04 27 345
(33 04 27 345)

Shares  were  allotted  on  conversion  /  surrender  of  Debentures  and  Bonds,  conversion  of    Term
Loans,  exercise  of  warrants  against  Global  Depository  Shares  and  re-issue  of 
forfeited
equity  shares.

2. The Company has reserved issuance of 5,26,87,851 Equity Shares of Rs. 10 each for offering to employees under Employees

Stock  Option  Scheme  (ESOP).

3. The Company during the year has issued and redeemed Preference Shares aggregating to Rs. 400.00 crore, at par.

4. The Authorised share capital has increased to Rs. 3,000 crore consisting of 250,00,00,000 equity shares of Rs. 10 each and
50,00,00,000 Preference Shares of Rs. 10 each in terms of the Scheme of Amalgamation sanctioned by order dated 7th June,
2002 of Hon’ble High Court of Bombay and the order dated 13th September, 2002 of the Hon’ble High Court of Gujarat.

94

Reliance Industries Limited

GROWTH IS LIFE

Schedules forming part of the Consolidated Balance Sheet

SCHEDULE ‘B’

RESERVES  AND  SURPLUS

As at

(Rs. in crore)

As at

31st March, 2003

31st  March,  2002

Rs.

Rs.

Rs.

Rs.

Revaluation  Reserve

As per last Balance Sheet
Less: Deduction  on  retirement  of  Revalued  Assets

2,738.50
2.69

2,770.78
32.28

Capital  Reserve

As per last Balance Sheet
Add  : On  Amalgamation
Add : Transferred  from  Profit  and  Loss  Account

Capital  Redemption  Reserve
As per last Balance Sheet
Add : Transferred  from  Profit  and  Loss  Account

Securities  Premium  Account
As per last Balance Sheet
Add : On  Amalgamation

Less: Premium  on  Redemption  of  Debentures/Bonds

Less: Calls in arrears - by others

Debenture  Redemption  Reserve
As per last Balance Sheet
Add : On  Amalgamation
Add : Transferred  from  Profit  and  Loss  Account

Investment  Allowance  (Utilised)  Reserve

As per last Balance Sheet

Less: Transferred  to  Profit  and  Loss  Account

Taxation  Reserve

As per last Balance Sheet

General  Reserve

As per last Balance Sheet
Less: Transferred to Profit and Loss Account *

[Refer Note 9(a), 9(b) and 9(c), Schedule ‘N’]

Add : Transferred  from  Profit  and  Loss  Account

Share in Reserves of Associates

Revaluation  Reserves
Capital  Reserves

Profit and Loss Account

TOTAL

291.28
—
—

485.07
400.00

16,153.81
—

16,153.81
180.79

15,973.02
2.55

1,125.58
—
281.08

76.63

—

2,885.80
615.70

2,270.10
2,000.00

9.71
13.65

2,735.81

2,738.50

285.68
0.65
4.95

291.28

291.28

485.07
—

885.07

485.07

5,449.22
10,739.67

16,188.89
35.08

16,153.81
4.23

15,970.47

16,149.58

852.46
130.17
142.95

1,406.66

1,125.58

76.63

10.00

76.63

10.00

198.70

122.07

1,505.48
619.68

885.80
2,000.00

4,270.10

2,885.80

23.36
3,470.41

29,139.79

—
—

—
2,818.47

26,580.91

* Cumulative amount transferred on account of Depreciation on Revaluation
Rs. 2,417.99 crore (Previous Year Rs. 2,301.38 crore)

Reliance Industries Limited

95

Schedules forming part of the Consolidated Balance Sheet

GROWTH IS LIFE

SCHEDULE ‘C’

SECURED  LOANS

A) DEBENTURES

1

2

Non-Convertible  Debentures

Deep  Discount  Debentures
Less : Unamortised  Discounts

B) TERM  LOANS

1.

2.

From  Banks
Foreign  Currency  Loans
From  Financial  Institutions
Rupee  Loans

C) WORKING  CAPITAL  LOANS

From  Banks
Rupee  Loans

TOTAL

Notes:

As at
31st March, 2003
Rs.

Rs.

(Rs. in crore)

As at
31st  March,  2002
Rs.

Rs.

10,037.08

644.70
96.64

548.06

—

23.64

8,551.58

637.20
154.32

482.88

10,585.14

9,034.46

4,289.07

167.20

23.64

4,456.27

1192.26

11,801.04

719.02

14,209.75

1.

(a) Debentures  referred  to  in  A  above  to  the  extent  of  Rs.  4161.14  crore  are  secured  by  way  of  first  mortgage  /  charge  in
favour  of  the  Trustees  on  all  the  properties  situated  at  Hazira,  District  Surat  in  the  State  of  Gujarat  and  at  Patalganga,
District  Raigad  in  the  State  of  Maharashtra.

(b) Debentures  referred  to  in  A  above  to  the  extent  of  Rs.  992.25  crore  are  secured  by  way  of  first  mortgage  /  charge  in
favour  of  the  Trustees  on  all  the  properties  situated  at  Patalganga,  District  Raigad  in  the  State  of  Maharashtra  and  on
the  properties  of  petrochemicals  complex  situated  at  Jamnagar,  in  the  State  of  Gujarat  and  on  the  movable  properties
situated  at  Hazira,  District  Surat,  in  the  State  of  Gujarat.

(c) Debentures  referred  to  in  A  above  to  the  extent  of  Rs.  40.00  crore  are  secured  by  way  of  second  and  subservient

charge,  created  on  all  the  properties  situated  at  Patalganga,  District  Raigad  in  the  State  of  Maharashtra.

(d) Debentures  referred  to  in  A  above  to  the  extent  of  Rs.  4215.00  crore  are  secured  by  way  of  first  mortgage  /  charge  in
favour  of  the  Trustees  on  all  the  properties,  both  present  and  future,  excluding  book  debts,  office  premises  and  certain
other  properties  specifically  excluded  of  the  Refinery  Division  of  the  Company.

(e) Debentures referred to in A above to the extent of Rs. 1152.56 crore are to be secured by way of first mortgage / charge
in favour of the Trustees on all the properties, both present and future, excluding book debts, office premises and certain
other  properties  specifically  excluded  of  the  Refinery  Division  of  the  Company.

(f) Debentures  referred  to  in  ‘A’  (2)  above,  includes  Rs.24.18  crore,  secured  by  way  of  mortgage  of  residential  property
situated  at Thane,  in  the  State  of  Maharashtra  and  some  of  the  Investments  of  the  subsidiary  of  the  Company,  Reliance
Industrial  Investments  and  Holdings  Limited.

(g) Debentures  referred  to  in  A  above  consisting  of:

(1)  1.13%  Debentures  of  Rs.  100  each,  aggregating  Rs.  145.00  crore  are  redeemable  at  par  as  follows:  viz  Rs.  45
crore  on  11th  October,  2009  and  Rs.  100  crore  on  17th  November,  2009.  (2)  14.08%  Debentures  of  Rs.  33.33  each
aggregating  Rs.  29.17  crore  are  redeemable  at  par  on  the  expiry  of  the  seventh  year  from  the  date  of  allotment;
i.e.  31st  March,  2004.  (3)  13.5%  Debentures  of  Rs.  80,00,000  each,  aggregating  Rs.  40.00  crore  are  redeemable
at  par  in  two  annual  instalments  on  the  expiry  of  the  sixth  and  seventh  year  from  the  date  of  allotment;  i.e.
commencing  from  15th  September,  2003.  (4)  12.25%  Debentures  of  Rs.  66,66,667  each  aggregating  Rs.  216.67
crore,  are  redeemable  at  par  in  two  annual  instalments  on  the  expiry  of  sixth  and  seventh  year  from  the  date  of
allotment;  commencing  from  1st  January,  2004.  (5)  12.5%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.
110.00  crore  are  redeemable  at  par  on  the  expiry  of  seventh  year  from  the  date  of  allotment  i.e.  1st  January,  2005.
(6)  13.75%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  110.00  crore  are  redeemable  at  par  on  the  expiry
of  the  tenth  year  from  the  respective  dates  of  allotment  i.e.  1st  January,  2008.  (7)  13.75%  Debentures  of  Rs.
1,00,00,000  each  aggregating  Rs.  80.00  crore  are  redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the
respective  dates  of  allotment,  i.e.  1st  January,  2008.  (8)  14.75%  Debentures  of  Rs.  1,00,00,000  each  aggregating
Rs.  166.00  crore  are  redeemable  at  par  in  three  equal  annual  instalments,  on  expiry  of  eighth,  ninth  and  tenth  year
from  the  respective  dates  of  allotment;  commencing  from  13th  February,  2006.  (9)  14.25%  Debentures  of

96

Reliance Industries Limited

GROWTH IS LIFE

Schedules forming part of the Consolidated Balance Sheet

SCHEDULE ‘C’ (Contd.)

Rs.  1,00,00,000  each  aggregating  Rs.  200.00  crore  are  redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the
date  of  allotment;  i.e  27th  May,  2008.  (10)  15.03%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  150.00
crore  are  redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date  of  allotment;  i.e  12th  June,  2008.
(11)  15.03  %  Debentures  of  Rs.  25,00,000  each  aggregating  Rs.  66.25  crore  which  are  redeemable  at  par  on  the
expiry  of  the  tenth  year  from  the  date  of  allotment;  i.e.  25th  June,  2008.  (12)  14.25%  Debentures  of  Rs.  1,00,00,000
each  aggregating  Rs.  150.00  crore  are  redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date  of  allotment;
i.e.  9th  September,  2008.  (13)  15.03%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  21.00  crore  are
redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date  of  allotment;  i.e.  27th  September,  2008.
(14)  15.03%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry
of the tenth year from the date of allotment; i.e. 4th October, 2008. (15) 14.25% Debentures of Rs. 1,00,00,000 each
aggregating  Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date  of  allotment;  i.e.
26th  November,  2008.  (16)  15.03%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  25.00  crore  are
redeemable  at  par  on  the  expiry  of  the  tenth  year  from  the  date  of  allotment;  i.e.  20th  October,  2008.  (17)  11.50
%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  195.00  crore  are  redeemable  at  par  on  the  expiry  of  the
fifty  four  months  from  the  date  of  allotment;  i.e.  12th  November,  2003.  (18)  Deep  Discount  Debentures  aggregating
Rs. 521.31 crore are redeemable at par on the expiry of sixty months from the date of allotment; i.e. 1st June, 2004.
(19)  12.70%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  in  15th
December,  2007.  (20)  12.36%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  51.00  crore  are  redeemable  at
par  on  the  expiry  of  fifth  year  from  the  respective  dates  of  allotment;  commencing  from  24th  August,  2004.  (21)
12.35%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  45.00  crore  are  redeemable  at  par  on  the  expiry  of
fifth  year  from  the  date  of  allotment;  i.e.  30th  August,  2004.  (22)  Debentures  of  Rs.  50,00,000  each  aggregating  Rs.
92.00  crore  carrying  an  interest  rate  linked  to  the  interest  rate  as  announced  by  CRISIL,  which  are  redeemable  at
par  on  the  expiry  of  fifth  year  from  the  date  of  allotment;  i.e.  10th  February,  2005.  (23)  10.85%  Debentures  of  Rs.
1,00,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of
allotment;  i.e.  24th  February,  2005.  (24)  11.00%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  75.00  crore
are  redeemable  at  par  on  the  expiry  of  third  year  from  the  date  of  allotment;  i.e.  11th  July,  2003.  (25)  12.10%
Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  155.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year
from  the  date  of  allotment;  i.e.  15th  September,  2005.  (26)  MIBOR  Linked  Debentures  of  Rs.  1,00,00,000  each
aggregating  Rs.  60.00  crore  are  redeemable  at  par  on  the  expiry  of  third  year  from  the  date  of  allotment;  i.e.  12th
October,  2003.  (27)  10.90%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at
par  on  the  expiry  of  third  year  from  the  date  of  allotment;  i.e.  19th  January,  2004.  (28)  9.90%  Debentures  of  Rs.
1,00,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of
allotment;  i.e.  15th  June,  2006.  (29)  9.90%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  50.00  crore  are
redeemable at par on the expiry of fifth year from the date of allotment; i.e. 21st June, 2006. (30) 9.60% Debentures
of  Rs.  1,00,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date
of  allotment;  i.e.  22nd  June,  2006.  (31)  9.55%  Debentures  of  Rs.  1,00,00,000  each  aggregating  Rs.  50.00  crore  are
redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of  allotment;  i.e.  11th  July,  2006.  (32)  9.60%  Debentures
of  Rs.  1,00,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date
of  allotment;  i.e.  12th  July,  2006.  (33)  8.45%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  100.00  crore  are
redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of  allotment;  i.e.  29th  March,  2007.  (34)  8.25%
Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  140.00  crore  are  redeemable  at  par  on  the  expiry  of  fourth  year
from  the  date  of  allotment;  i.e.  20th  May,  2006.  (35)  8.70%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.
100.00  crore  are  redeemable  at  par  on  the  expiry  of  four  years  and  ten  months  from  the  date  of  allotment;  i.e.  19th
April,  2007.  (36)  9.25%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  1000.00  crore  are  redeemable  at  par
in  four  equal  annual  instalments  starting  from  the  end  of  ninth  year  from  the  respective  date  of  allotment;  i.e.  17th
June,  2011.  (37)  8.65%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  on
the  expiry  of  four  years  and  eleven  months  from  the  date  of  allotment;  i.e.  2nd  May,  2007.  (38)  8.65%  Debentures
of  Rs.  10,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry  of  four  years  and  eleven
months  from  the  date  of  allotment;  i.e.  2nd  June,  2007.  (39)  8.00%  Debentures  of  Rs.  10,00,000  each  aggregating
Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry  of  fifth  year  from  the  date  of  allotment;  i.e.  19th  June,  2007.
(40)  Benchmark  Rate  plus  0.90%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable
at  par  on  the  expiry  of  four  years  and  eleven  months  from  the  date  of  allotment;  i.e.  9th  July,  2007.  (41)  7.70%
Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  100.00  crore  are  redeemable  at  par  on  the  expiry  of  fourth  year
from  the  date  of  allotment;  i.e.  7th  August,  2006.  (42)  6.20%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.
450.00  crore  are  redeemable  at  par  on  the  expiry  of  four  years  and  eleven  months  from  the  date  of  allotment;  i.e.
20th  November,  2007.  (43)  6.20%  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  50.00  crore  are  redeemable
at  par  on  the  expiry  of  four  years  and  eleven  months  from  the  date  of  allotment;  i.e.  20th  November,  2007.  (44)
6.45% Debentures of Rs. 10,00,000 each aggregating Rs. 400.00 crore are redeemable at par on the expiry of tenth
year  from  the  date  of  allotment;  i.e.  20th  December,  2012.  (45)  6.50%  Debentures  of  Rs.  10,00,000  each
aggregating  Rs.250.00  crore  are  redeemable  at  par  on  the  expiry  of  tenth  year  from  the  date  of  allotment;  i.e.  31st
January,  2013.  (46)  Deep  Discount  Debentures  of  Rs.  10,00,000  each  aggregating  Rs.  1.31  crore  are  redeemable
at par on the expiry of tenth year from the date of allotment; i.e. 31st January, 2013. (47) Deep Discount Debentures
of  Rs.  10,00,000  each  aggregating  Rs.  1.25  crore  are  redeemable  at  par  on  the  expiry  of  twentieth  year  from  the
date  of  allotment;  i.e.  31st  January,  2023.  (48)  13.5%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.150  crore
are  redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  30th  March
2005.  (49)  13.5%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.190  crore  are  redeemable  at  par  in  5  annual

Reliance Industries Limited

97

GROWTH IS LIFE

Schedules forming part of the Consolidated Balance Sheet

SCHEDULE ‘C’ (Contd.)

installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  31st  March  2005.  (50)  13%  Debentures  of
Rs.1,00,00,000  each  aggregating  Rs.100  crore  are  redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,
(51)  13%  Debentures  of  Rs.1,00,00,000  each  aggregating
35%  and  35%  commencing  from  15th  June  2005.
Rs.100  crore  are  redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from
28th  June  2005.  (52)  12.75%  Debentures  of  Rs.1,00,00,000 aggregating 221 crore are redeemable at par in 5 annual
installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  10th  August  2005.  (53)  13.55%  Debentures  of
Rs.1,00,00,000  each  aggregating  Rs.70  crore  are  redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,
35%  and  35%  commencing  from  12th  August  2005.  (54)  13%  Debentures  of  Rs.1,00,00,000  each  aggregating
Rs.105  crore  are  redeemable  at  par  in  17th  September  2004.  (55)  13.5%  Debenture  of  Rs.1,00,00,000  is
redeemable  at  par  in  3  annual  installments  of  30%,  30%  and  40%  commencing  from  17th  September  2007.  (56)
13.25%  Debenture  of  Rs.1,00,00,000  is  redeemable  at  par  in  3  annual  installments  of  30%,  30%  and  40%
commencing  from  17th  September  2005.  (57)  12.75%  Debentures  of  Rs.1,00,00,000  aggregating  165  crore  are
redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  17th  September,
2005.  (58)  13.5%  Debenture  of  Rs.1,00,00,000  each  aggregating  Rs.145  crore  are  redeemable  at  par  in  3  annual
installments  of  30%,  30%  and  40%  commencing 
from  20th  September  2007.  (59)  13.5%  Debenture  of
Rs.1,00,00,000  each  aggregating  Rs.272  crore  are  redeemable  at  par  in  3  annual  installments  of  30%,  30%  and
40%  commencing  from  1st  October,  2007.  (60)  13.5%  Debenture  of  Rs.1,00,00,000  each  aggregating  Rs.155  crore
are  redeemable  at  par  in  3  annual  installments  of  30%,  30%  and  40%  commencing  from  11th  October,  2007.  (61)
13.5%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.300  crore  are  redeemable  at  par  in  5  annual  installments
of  10%,  10%,  10%,  35%  and  35%  commencing  from  29th  September  2005.  (62)  13.5%  Debentures  of  Rs.25,00,000
each  aggregating  Rs.125  crore  are  redeemable  at  par  in  5  annual  installments  of  10%,  10%,  10%,  35%  and  35%
commencing  from  25th  October  2005.  (63)  11.75%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.300  crore
are redeemable at par in 5 annual installments of 10%, 10%, 10%, 35% and 35% commencing from 30th May, 2006.
(64)  12.25%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.200  crore  are  redeemable  at  par  in  5  annual
installments  of  10%,  10%,  10%,  35%  and  35%  commencing  from  22nd  August  2006.  (65)  11.50%  Debentures  of
Rs.1,00,00,000  each  aggregating  Rs.410  crore  are  redeemable  at  par  in  6th  February  2006.  (66)  11.20%
Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.175  crore  are  redeemable  at  par  in  24th  February  2004.  (67)
11.50%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.500  crore  are  redeemable  at  par  in  three  equal  annual
installments  commencing  from  1st  March  2006.  (68)  11.30%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  1st  March  2006.  (69)  11.15%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.45
crore  are  redeemable  at  par  in  2nd  May  2006.  (70)  11.10%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  30th  April  2006.  (71)  11.00%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.20
crore  are  redeemable  at  par  in  9th  May  2006.  (72)  11.05%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.100
crore  are  redeemable  at  par  in  9th  May  2006.  (73)  10.95%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.25
crore  are  redeemable  at  par  in  15th  May  2006.  (74)  9.95%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  8th  June  2003.  (75)  10.00%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.40
crore  are  redeemable  at  par  in  15th  June  2006.  (76)  10.00%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  20th  June  2006.  (77)  10.00%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  10th  July,  2006.  (78)  9.90%  Debentures  of  Rs.1,00,00,000  each  aggregating  Rs.50
crore  are  redeemable  at  par  in  18th  July  2006.

  2.

(a) Foreign  currency  loans  to  the  extent  of  Rs.3561.38  crore,  from  Banks  which  was  secured  by  first  pari  passu  mortgage
and  charge  on  the  immovable  and  movable  properties,  both  present  and  future,  excluding  book  debts,  office  premises
and  certain  other  properties  specifically  excluded  of  the  refinery  division  of  the  Company,  was  converted  during  the  year
from  secured  borrowing  into  unsecured.

(b) Term  Loan  referred  to  in  B(2)  above  is  secured/to  be  secured  only  on  the  dwelling  units  constructed/to  be  constructed

for  the  employees  of  the  Company.

3.

4.

Working  Capital  Loans  from  Banks  referred  to  in  C  above  are  secured  by  hypothecation  of  present  and  future  stock  of
raw  materials,  stock-in-process,  finished  goods,  stores  and  spares  book  debts,  outstanding  monies,  receivable  claims,
etc.  save  and  except  receivable  of  Oil  and  Gas  Division.

Debentures  of  Rs.  802.50  crore  are  redeemable  at  par  within  one  year.

SCHEDULE ‘D’

UNSECURED  LOANS

A. Long Term:

i)
ii)

From  Banks
From  Others

B. Short Term:

From  Banks

TOTAL

As at
31st March, 2003
Rs.

Rs.

(Rs.  in  crore)

As at
31st  March,  2002
Rs.

Rs.

5,851.50
1,979.95

1,429.25
3,310.34

7,831.45

150.00

7,981.45

4,739.59

—

4,739.59

98

Reliance Industries Limited

 
Schedules forming part of the Consolidated Balance Sheet

GROWTH IS LIFE

SCHEDULE ‘E’

FIXED  ASSETS

Description

As At

Additions/

Deductions/

As at

Upto

For the

Deductions/

Upto

As At

As At

Gross Block

Depreciation

(Rs. in crore)

Net Block

1-4-2002

Adjustments

Adjustments

31-3-2003

1-4-2002

Rs.

Rs.

Rs.

Rs.

Rs.

 56.68

 159.74

 1,067.83

  2,514.20

 40,434.96

  729.24

 546.89

 175.13

104.51

  214.78

 46.92

 646.97

 0.11

 70.77

 6.06

 211.25

 3,437.78

 47.82

 141.91

 25.87

 49.06

—

 —

 —

—

0.01

 17.43

1.05

79.01

0.30

1.66

1.27

15.35

 —

 —

 —

 56.79

 230.50

 4.19

—

1,056.46

 2,724.40

 236.29

 503.31

 197.74

 124.99

 43,793.73

 13,393.71

 2,923.92

 776.76

 687.14

 199.73

 138.22

 214.78

 46.92

 646.97

 347.40

 167.07

74.86

52.47

 160.74

29.93

 100.29

 66.94

 47.66

 22.31

 19.20

 7.57

 2.75

 33.15

Year

Rs.

 0.53

—-

Adjustments

31-3-2003

31-3-2003

31-3-2002

Rs.

Rs.

Rs.

Rs.

 —

—

—

0.19

55.82

0.06

0.62

0.69

10.46

—

 —

 —

 4.72

—

 434.03

628.11

 52.07

 230.50

 52.49

 159.74

 622.43

 2,096.29

 831.54

 2,010.89

 16,261.81

 27,531.92

  27,041.25

 414.28

 214.11

 96.48

 61.21

 168.31

 32.68

 133.44

 362.48

 473.03

 103.25

 77.01

 46.47

 14.24

 513.53

 381.84

 379.82

 100.27

  52.04

54.04

16.99

546.68

46,697.85

 3,990.63

116.08

 50,572.40

 15,070.26

 3,446.76*

67.84

 18,449.18

 32,123.22

 31,627.59

19.64

9.98

  29.62

 0.78

 —

0.78

4.93

—

 4.93

 15.49

 9.98

 25.47

5.02

1.66

6.68

 4.42

 1.99

 6.41

0.70

—

0.70

 8.74

 3.65

 12.39

 6.75

 6.33

 13.08

14.62

 8.32

 22.94

 46,727.47

 3,991.41

 121.01

 50,597.87

 15,076.94

 3,453.17

68.54

 18,461.57

 32,136.30

31,650.53

OWN ASSETS:

Leasehold  Land

Freehold Land

Development Rights /

Producing  Properties

Buildings

Plant & Machinery

Electrical Installations

Equipments

Furniture & Fixtures

Vehicles

Ships

Aircrafts & Helicopters

Jetties

Sub-Total

LEASED ASSETS:

Plant & Machinery

Ships

Sub-Total

Total

Previous Year

 25,356.42

21,648.57**

 277.52

 46,727.47

 11,841.67

 3,435.84

200.57

 15,076.94

 31,650.53

Capital  Work-in-Progress

NOTES :

2,010.63

 1,533.31

a)

b)

Leasehold Land includes Rs. 0.21 crore in respect of which lease-deeds are pending execution.

Buildings include :

i)

ii)

Cost of shares in Co-operative Societies Rs. 0.01 crore ( Previous Year Rs. 0.01 crore).

Rs. 93.20 crore incurred towards purchase/acquisition of 1,94,819 Equity Shares of Re. 1 each of M/s. Mature Trading & Investments Pvt. Ltd. with a right of occupancy
of certain area of a commercial premises.

c)

Capital Work-in-Progress includes :

i)

ii)

Rs. 76.47 crore on account of pre-operative expenses.  (Previous Year Rs. 64.86 crore)

Rs. 133.97 crore on account of cost of construction materials at site.  (Previous Year Rs. 477.04 crore).

iii) Rs. 279.18 crore on account of advance against Capital Expenditure.  (Previous Year Rs.197.62 crore).

d)

e)

Additions and Capital Work in Progress include Rs. 13.91 crore on account of exchange difference during the year. (Previous Year Rs. 294.29 crore).

The Ownership of Jetties vests with Gujarat Maritime Board.  However, under an agreement with Gujarat Maritime  Board, the company has been permitted to
use the same at a concessional rate.

f)

Gross Block includes Rs. 2,735.81 crore (Previous Year Rs. 2,738.50 crore) being the amount added on revaluation of Plant & Machinery as at 01-04-1997

 *  Refer to Note 9(a), 9(b) & 9(c), Schedule 'N
** Includes fair value assets of Rs.19,352.22 crore added on amalgamation of Reliance Petroleum Limited based on valuer’s report.

Reliance Industries Limited

99

GROWTH IS LIFE

Schedules forming part of the Consolidated Balance Sheet

SCHEDULE ‘F’

CURRENT  ASSETS

INVENTORIES
Stores,  Chemicals  and  Packing  Materials
Raw  Materials
Stock-in-Process
Finished  Goods/Traded  Goods

SUNDRY  DEBTORS  (Unsecured)  #
Over six months
Considered  good
Considered  doubtful

Less  :  Provision

Others,  considered  good

CASH AND BANK BALANCES
Cash on hand
Balance with Banks
In  Current  Accounts  with  Scheduled  Banks
In  Fixed  Deposit  Accounts:
With  Scheduled  Banks

OTHER  CURRENT  ASSETS

Interest  Accrued  on  Investments

TOTAL

As at
31st March, 2003
Rs.

Rs.

(Rs. in crore)
As at
31st  March,  2002
Rs.

Rs.

1,004.06
2,391.52
939.55
3,175.28

15.50
113.23

128.73
113.23

15.50
2,962.61

3.04

134.28

12.80

844.34
2,450.39
519.83
1,159.51

7,510.41

4,974.07

112.06
108.47

220.53
108.47

112.06
2,613.48

2,978.11

2,725.54

1.49

190.19

1,571.88

150.12

1,763.56

464.08

11,102.72

409.74

9,872.91

# Sundry Debtors include Rs. 10.26 crore (Previous Year Rs. 166.57 crore) from Reliance Communications Infrastructure Limited and Rs.

3.14 crore (Previous Year Rs. 0.10 crore) from Reliance Infocomm Limited, companies under the same management.

SCHEDULE ‘G’

LOANS  AND  ADVANCES

UNSECURED  -  (CONSIDERED  GOOD)
Advances recoverable in cash or in kind or for
   value to be received
Deposits
Balance  with  Customs,  Central  Excise  Authorities,  etc.

TOTAL

As at
31st March, 2003

Rs.

(Rs. in crore)
As at
31st  March,  2002
Rs.

6,149.34
2,058.92
190.67

8,398.93

5,447.33
999.51
144.15

6,590.99

Advances  include:
(i) Rs 0.35 crore (Previous year Rs. 0.20 crore) to Officers of the Company (Maximum amount outstanding at any time during the

year Rs. 0.37 crore).

(ii) Rs. 2.83 crore (Previous Year  Rs 109.14 crore) towards Shares / Debentures Application money pending allotment.
(iii) Rs.  Nil  (Previous  Year  Rs.  2,213.00  crore)  towards  equity  share  application  money  pending  allotment  to  Reliance
Communications  Infrastructure  Limited  (Maximum  amount  outstanding  at  any  time  during  the  year  Rs.  2213.00  crore)  and
Rs.  888.00  crore  (Previous Year  Rs.  Nil)  towards  Debenture  application/Call  Money  pending  allotment  to  Reliance  Infocomm
Limited (Maximum amount outstanding at any time during the year Rs.888 crore), companies under the same management.

(iv) Rs.  40.10  crore  (Previous Year  Rs.  42.29)  receivable  from  Reliance  Communication  Infrastructure  Limited  (Maximum  amount
outstanding  at  any  time  during  the  year  Rs.42.29  crore)  and  Rs.  15.53  crore  (Previous Year  Rs.  16.39  crore)  receivable  from
Reliance Infocomm Limited (Maximum amount outstanding at any time during the year Rs. 16.39 crore), companies under the
same  management,  towards  net  investment  in  finance  Leases  given.

100

Reliance Industries Limited

GROWTH IS LIFE

Schedules forming part of the Consolidated Balance Sheet

SCHEDULE ‘H’

CURRENT LIABILITIES AND PROVISIONS

CURRENT  LIABILITIES
Sundry Creditors  - Small scale Industries
                           -  Others
Liability  for  Leased  assets
Unpaid  dividend
Unpaid  matured  debentures
Unpaid  Call  Money
Interest  accrued  on  above
Interest accrued but not due on loans

As at
31st March, 2003
Rs.

Rs.

(Rs.in  crore)

As at
31st  March,  2002
Rs.

Rs.

2.69

9,070.59 *
13.99

         45.93**
45.23**
0.01**
1.83**

378.32

1.46
6,049.51
24.70
35.00
***
***
***
389.23

9,558.59

6,499.90

PROVISIONS
Provision  for Wealth Tax
Provision  for  Income Tax
Provision  for  Gratuity,  Superannuation  and  Leave  Encashment
Proposed  Dividend
Tax on Dividend

30.16
571.07
87.04
698.19
89.46

24.16
486.88
36.31
663.28
—

TOTAL

1,475.92

11,034.51

1,210.63

7,710.53

*   Includes for capital expenditure Rs. 717.48 crore. (Previous Year Rs. 176.16 crore)
**  These figures do not include any amounts, due and outstanding, to be credited to Investor Education and Protection Fund.
***Figures for previous year have not been disclosed as the disclosure requirement came into force with effect from 13th November 2002.

Reliance Industries Limited

101

Schedules forming part of the Consolidated Profit and Loss Account

GROWTH IS LIFE

SCHEDULE ‘I’

OTHER  INCOME

Dividends :

From  Current  Investments
From  Long Term  Investments
[Tax  Deducted  at  source  Rs.14.37  crore;
(Previous Year  Rs.  Nil)]

Interest  Received  :

From  Current  Investments
From  Long Term  Investments
From  Others
[Tax Deducted at source Rs. 79.16 crore;
(Previous Year  Rs.  56.53  crore)]

Profit/(Loss)  on  Sale  of  Long Term  Investments  (net)
Profit/(Loss)  on  Sale  of  Current  Investments  (net)

Profit on Sale of Fixed Assets
Discount  on  Buyback  of  Bonds/Redemption  of  Debentures
Miscellaneous  Income

TOTAL

SCHEDULE ‘J’

VARIATION  IN  STOCKS

STOCK-IN-TRADE  (at  close)
Finished  goods/Traded  goods
Stock-in-process

STOCK-IN-TRADE  (at  commencement)
Finished  goods
Stock-in-process

Add : On Amalgamation
Finished  goods
Stock-in-process

TOTAL

Rs.

0.11
92.69

147.14
209.22
163.58

0.66
36.31

(Rs. in crore)

2002-2003

2001-2002

Rs.

Rs.

0.07
96.55

Rs.

92.80

96.62

5.08
287.85
225.25

(4.24)
38.78

519.94

36.97
2.52
—
154.25

806.48

518.18

34.54
4.17
4.95
173.33

831.79

2002-2003

(Rs. in crore)

2001-2002

Rs.

Rs.

Rs.

Rs.

3,242.09
872.74

1,159.51
519.83

1,679.34

—
—

—

1,159.51
519.83

4,114.83

1,679.34

1,023.43
177.74

1,201.17

603.60
782.40

1,386.00

1,679.34

2,435.49

2,587.17

(907.83)

102

Reliance Industries Limited

Schedules forming part of the Consolidated Profit and Loss Account

GROWTH IS LIFE

SCHEDULE ‘K’

MANUFACTURING  AND  OTHER  EXPENSES

RAW  MATERIALS  CONSUMED
MANUFACTURING  EXPENSES

2002-2003

Rs.

Rs.

Rs.

30,856.93

(Rs. in crore)

  2001-2002 
Rs.

26,489.41

Stores,  Chemicals  and  Packing  Materials
Electric Power, Fuel and Water
Machinery  Repairs
Building  Repairs
Labour,  Processing  and  Machinery  Hire  Charges
Excise  Duty  provided  on  stocks
Lease  Rent
Exchange  Differences  (Net)                                               

1,135.34
719.40
106.01
30.60
146.35
193.60
15.80
(176.56)

1,120.41
739.66
102.23
28.35
146.20
(33.04)
47.91
123.47

PAYMENTS TO  AND  PROVISIONS
FOR  EMPLOYEES  (including  Managerial  Remuneration)

Salaries, Wages  and  Bonus
Contribution  to  Provident  Fund,  Gratuity  Fund,

Superannuation  Fund,  Employee’s  State  Insurance
Scheme,  Pension  Scheme,  Labour Welfare  Fund  etc.

Employee’s Welfare  and  other  amenities

SALES  AND  DISTRIBUTION  EXPENSES

Samples,  Sales  Promotion  and  Advertisement  Expenses
Brokerage,  Discount  and  Commission
Warehousing  and  Distribution  Expenses
Sales Tax  including  defeased
Provision  for  Doubtful  Debts  (net)

ESTABLISHMENT  EXPENSES

Insurance
Rent
Rates  and Taxes
Other  Repairs
Travelling  Expenses
Payment  to  Auditors
Professional  Fees
Loss on Sale / Discarding of Assets
General  Expenses
Wealth Tax
Charity  and  Donations

475.55

99.11
86.17

159.98
141.97
944.87
476.19
4.76

223.34
124.70
123.17
71.99
58.14
4.70
189.48
23.67
262.47
6.00
42.33

2,170.54

2,275.19

660.83

440.56

57.16
71.73

23.86
122.42
960.78
213.94
51.67

569.45

1,727.77

1,372.67

120.62
20.43
101.88
62.71
46.36
3.69
199.19
18.27
310.46
6.00
30.07

Less : Preoperative    Expenses of  Projects  Under  Commissioning  (net)

TOTAL

SCHEDULE ‘L’

INTEREST

Debentures
Fixed  Loans

Others

TOTAL

1,129.99

36,546.06

4.29

36,541.77

                  2002-2003
Rs.

1,276.04
196.60

85.84

1,558.48

919.68

31,626.40

1.81

31,624.59

(Rs. in crore)
2001-2002

Rs.

1,380.52
299.12

148.33

1,827.97

Reliance Industries Limited

103

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘M’

SIGNIFICANT  ACCOUNTING  POLICIES TO THE  CONSOLIDATED  BALANCE  SHEET  AND  PROFIT  AND  LOSS  ACCOUNT

1. Principles  of  consolidation

The consolidated financial statements relate to Reliance Industries Limited ('the Company') and its subsidiary companies. The
consolidated  financial  statements  have  been  prepared  on  the  following  basis:

(i) The  financial  statements  of  the  Company  and  its  subsidiary  companies  are  combined  on  a  line-by-line  basis  by  adding
together  the  book  values  of  like  items  of  assets,  liabilities,  income  and  expenses,  after  fully  eliminating  intra-group
balances  and  intra-group  transactions  resulting  in  unrealised  profits  or  losses  in  accordance  with  Accounting  Standard
(AS)  21  -  "Consolidated  Financial  Statements"  issued  by  the  Institute  of  Chartered  Accountants  of  India.

(ii)

In case of foreign subsidiaries, revenue items are consolidated at the average rate prevailing during the year. All assets and
liabilities  are  converted  at  rates  prevailing  at  the  end  of  the  year.  Any  exchange  difference  arising  on  consolidation  is
recognised in the profit and loss account except in cases where they relate to acquisition of fixed assets in which case they
are adjusted to the carrying cost of such assets.

(iii) The difference between the cost of investment in the subsidiaries, over the net assets at the time of acquisition of shares

in the subsidiaries is recognised in the financial statements as Goodwill or Capital Reserve as the case may be.

(iv) The difference between the proceeds from disposal of investment in a subsidiary and the carrying amount of its assets less
liabilities as of the date of disposal is recognised in the consolidated statement of Profit and Loss account as the profit or
loss  on  disposal  of  investment  in  subsidiary.

(v) Minority Interest's share of net profit of consolidated subsidiaries for the year is identified and adjusted against the income

of the group in order to arrive at the net income attributable to shareholders of the company.

(vi) Minority Interest's share of net assets of consolidated subsidiaries is identified and presented in the consolidated balance

sheet  separate  from  liabilities  and  the  equity  of  the  company's  shareholders.

(vii) In  case  of  associates  where  the  company  directly  or  indirectly  through  subsidiaries  holds  more  than  20%  of  equity,
Investments  in  associates  are  accounted  for  using  equity  method  in  accordance  with  Accounting  Standard  (AS)  23  -
"Accounting  for  investments  in  associates  in  consolidated  financial  statements"  issued  by  the  Institute  of  Chartered
Accountants  of  India.

(viii) The  Company  accounts  for  its  share  in  the  change  in  the  net  assets  of  the  associates,  post  acquisition,  after  eliminating
unrealised  profits  and  losses  resulting  from  transactions  between  the  Company  and  its  associates  to  the  extent  of  its
share, through its profit and loss account to the extent such change is attributable to the associates’ profit and loss account
and through its reserves for the balance, based on available information.

(ix) The  difference  between  the  cost  of  investment  in  the  associates  and  the  share  of  net  assets  at  the  time  of  acquisition  of
shares in the associates is identified in the financial statements as Goodwill or Capital Reserve as the case may be.

(x) As  far  as  possible,  the  consolidated  financial  statements  are  prepared  using  uniform  accounting  policies  for  like
transactions and other events in similar circumstances and are presented in the same manner as the Company's separate
financial  statements.

2.

Investments other than in subsidiaries and associates have been accounted as per Accounting Standard 13 on Accounting for
Investments.

3. Other  significant  accounting  policies

These  are  set  out  under  "Significant  Accounting  Policies"  as  given  in  the  Unconsolidated  Financial  Statements  of  Reliance
Industries  Limited  and  its  subsidiaries.

104

Reliance Industries Limited

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’

NOTES ON ACCOUNTS TO CONSOLIDATED BALANCE SHEET AND PROFIT AND LOSS ACCOUNT:

1.

The subsidiary companies considered in the consolidated financial statements are :

Name of the subsidiaries

Country of
incorporation

Proportion of
ownership  interest

Reliance Industrial Investments and Holdings Limited

Reliance Power Ventures Limited

Reliance Ventures  Limited

Reliance  Strategic  Investments  Limited

Reliance  Infocom  Inc.

Reliance Technologies LLC

Reliance Infocom BV

Reliance  Communications  Inc.

Reliance Communications (UK) Ltd.

Gas Transportation and  Infrastructure Company Limited

Reliance LNG Limited

India

India

India

India

U.S.A.

U.S.A.

Netherlands

U.S.A

U.K.

India

India

2.

The significant associate companies considered in the consolidated financial statements are

100%

100%

100%

100%

100%

90%

100%

100%

100%

-

90%

Name of the associate companies

Reliance Capital Limited

Reliance  Industrial  Infrastructure  Limited

BSES  Limited

Reliance  Communications  Infrastructure  Limited*

Reliance Telecom  Limited*

Reliance General Insurance Company Limited

Reliance Life Insurance Company Limited

Reliance Europe Limited*

Reliance  Petroinvestments  Limited

Reliance Salgaocar Power Company Limited

* Accounted for based on unaudited financial results.

Country of
incorporation

Proportion of
ownership  interest

India

India

India

India

India

India

India

U.K.

India

India

46.71 %

46.23 %

49.53 %

45.00 %

25.60 %

25.00 %

25.00 %

50.00 %

50.00 %

50.00 %

3.

The carrying amount of investments includes goodwill (net of Capital Reserve) arising on acquisition of the associates of Rs. 456.53
crore.

Reliance Industries Limited

105

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

4.

5.

Investments in subsidiaries disposed off during the year namely Vimal Fabrics Limited and Reliance Petroinvestments Limited
have not been included in preparation of the consolidated financial statements.

The  financial  statements  of  Reliance  Infocom  Inc.,  and  Reliance Technologies  LLC,  Reliance  Communications  Inc  have  been
prepared under US GAAP and Reliance Communications (UK) Ltd has been prepared under UK GAAP and Reliance Infocom
BV  has  been  prepared  under  Netherlands  GAAP.  The  differences  in  accounting  policies  between  the  company  and  its
subsidiaries  are  not  material.

6. As  required  by  Accounting  Standard  (AS-23)  on  Accounting  for  Investments  in  Associates  in  Consolidated  Financial
Statements issued by the Institute of Chartered Accountants of India, the carrying amount of investments in Associates at the
beginning  of  the  year  have  been  restated  by  applying  “Equity  Method”  of  accounting  from  the  date  of  acquisition  of  the
associates and corresponding adjustment has been made to the retained earnings at the beginning of the year after eliminating
unrealised  profits,  if  any.

7. As this is the first year of adoption of Accounting Standard (AS 23) on Accounting for Investments in Associates in Consolidated
Financial Statements issued by the Institute of Chartered Accountants of India, figures for the previous year are therefore not
comparable  to  that  extent.

8.

9

Turnover includes Income from Services of Rs 364.56 crore (Previous Year Rs. 336.91 crore).

(a) The company has changed the method of depreciation from  straight line method to written down value method, with effect
from  1-4-2002  for  Polypropylene  and  Petrochemicals  Support  services    situated  at  Jamnagar,  to  provide  for  timely
replacement.

In  compliance  with  the  Accounting  Standards  (AS-6),  issued  by  the  Institute  of  Chartered  Accountants  of  India,
depreciation has been recomputed from the date of commissioning of these assets at WDV rates applicable to those years.
Consequent to this there has been an additional charge for depreciation during the year of Rs. 384.93 crore due to the said
change  which  relates  to  the  previous  year  and  an  equivalent  amount  has  been  withdrawn  from  the  General  Reserve  and
credited  to  Profit  and  Loss  Account.

Had there been no change in the method of depreciation, the charge for the year would have been lower by Rs. 96.72 crore
excluding the charge relating to the previous years.

Consequently, the Net Block of Fixed Assets and Reserves and Surplus are lower by Rs. 481.65 crore.

(b) The Gross Block of Fixed Assets include Rs. 2735.81 crore (Previous Year Rs 2738.50 crore) on account of revaluation of
Fixed Assets carried out in the past. Consequent to the said revaluation there is an additional charge of depreciation of Rs.
116.61  crore  (Previous Year  Rs.  169.52  crore)  and  an  equivalent  amount  has  been  withdrawn  from  General  Reserve  and
credited to the Profit and Loss Account.

(c) The  company  has  changed  the  method  of  depreciation  on  development  rights  and  producing  properties  with  effect  from
1-4-2002 by adoption of Full Cost Method given in the Guidance Note on Accounting for Oil and Gas producing activities
issued  by  the  Institute  of  Chartered  Accountants  of  India.  In  the  past,  depreciation  was  provided  without  considering
undeveloped  proved  reserves  and  the  estimated  future  expenditure  on  its  development.

In  compliance  with  the  Guidance  Note,  depreciation  has  been  recomputed  with  retrospective  effect.

Consequently, there has been an additional charge of depreciation during the year of Rs.114.16 crore, which relates to the
period  upto  31st  March,  2002  and  an  equivalent  amount  has  been  withdrawn  from  General  Reserve  and  credited  to  the
Profit  and  Loss  Account.

The depreciation charge for the current year is higher by Rs.24.52 crore and the Net Block and Reserves and Surplus are
lower by Rs.138.68 crore.

10. The  expenditure  on  account  of  exchange  difference  on  outstanding  forward  exchange  contracts  to  be  recognised  in  the  Profit

and Loss account of subsequent accounting period aggregate to Rs. Nil. (Previous year Rs 133.61 crore).

106

Reliance Industries Limited

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

11. Managerial  Remuneration:

Salaries
i)
ii) Perquisites
iii) Sitting  Fees
iv) Commission
v)
vi) Contribution to Provident Fund and Superannuation Fund
vii) Provision  for  gratuity

Leave  Salary/Encashment

2002-03
1.81
1.62
-
29.86
1.55
0.43
0.08

35.37

     (Rs in crore)

2001-02
2.35
2.04
0.03
30.12
—
0.59
0.45

35.58

12. A sum of Rs. 3.73 crore (net credit) (Previous Year Rs. 7.07 crore (net debit)) is adjusted to general expenses representing Net

Prior  Period  Items.

13.

(a) Fixed  assets  taken  on  finance  lease  prior  to  April  1,  2001,  amount  to  Rs.250.72  crore.  (Previous  year  Rs.  330.23  crore).
Future  obligations  towards  lease  rentals  under  the  lease  agreements  as  on  31st  March  2003  amount  to  Rs.21.50  crore.
(Previous year Rs. 97.13 crore)

Within one year
Later than one year and not later than five years
Later than five years

TOTAL

2002-03
9.27
10.54
1.69

21.50

(Rs. in crore)

2001-02
27.52
67.05
2.56

97.13

(b) The Company has acquired certain items of Plant and Machinery and Ships on finance lease after April 1, 2001, amounting
to Rs. 25.47 crore (Previous Year Rs 29.62 crore). The minimum lease rentals outstanding as of 31st March 2003 in respect
of these assets are as follows:

Due

Total  Minimum
Lease  Payments
outstanding
as on 31.03.2003

Future  Interest
on  outstandings

(Rs. in crore)

Present Value
of Minimum
Lease  Payments

2002-03

2001-02

2002-03

2001-02

2002-03

2001-02

Within one year

7.71

Later than one year and not later than five years

6.89

Later than five years

Total

0.00

14.60

8.93

18.69

0.37

27.99

0.36

0.25

0.00

0.61

0.51

2.60

0.18

3.29

7.35

6.64

0.00

13.99

8.42

16.09

0.19

24.70

(c) General  Description  of  Lease  terms:

(i)
Lease rentals are charged on the basis of agreed terms.
(ii) Assets are taken on lease over a period of 3 to 15 years.

Reliance Industries Limited

107

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

14. a)

(i) Assets given on finance lease on or after 1st April 2001

Particulars

Total

Not later than
 one year

Later than one
year and not later
 than five years

(Rs. in crore)

Later than
five  years

2002-03

2001-02 2002-03 2001-02 2002-03

2001-02 2002-03 2001-02

Gross  Investment

101.56

112.93

11.37

11.37

45.49

45.49

44.70

56.07

Less: Unearned Finance Income

45.93

54.25

Present Value of Minimum Lease Rental

55.63

58.68

7.89

3.48

8.32

3.05

25.88

28.32

12.16

17.61

19.61

17.17

32.54

38.46

(ii) General  Description  of  Lease  terms:

• Lease rentals are charged on the basis of agreed rate of interest.
• Assets are given on lease for a period of 10 years.

(b)

(i) Plant and Machinery given on operating lease during the year amounts to Rs.25.47 crore (Previous Year Rs. Nil).

(ii) Depreciation on Assets given on operating lease Rs.3.53 crore (Previous Year Rs. Nil).

(iii) Future lease rentals receivable within a period of one year for such assets are Rs.7.94 crore (Previous Year Rs. Nil)

(c) Miscellaneous  income  includes  income  from  lease  of  Rs.11.05  crore  (Previous Year  Rs.  0.59  crore).

15.

The deferred tax liability as at 31st March 2003 comprise of the following:

a. Deferred Tax Liability

(i)  Related to fixed assets

b. Deferred Tax  Assets

As at
 31st March,2003

                           (Rs. in crore)
As at
31st  March,2002

2,956.00

2,289.71

(i)  Disallowance under the Income Tax Act 1961
(ii) Provision for doubtful debts

229.43
41.69

188.90
39.98

c. Provision for deferred tax (net)

271.12

2,684.88

228.88

2,060.83

108

Reliance Industries Limited

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

16. Segment  Information:

The company has identified three reportable segments viz. Petrochemicals, Refining and others. Segments have been identified and
reported taking into account nature of products and services, the differing risks and returns and the internal business reporting systems.  The
accounting policies adopted for segment reporting are in line with the accounting policy of the company with following additional policies for
segment  reporting.

(a) Revenue  and  expenses  have  been  identified  to  a  segment  on  the  basis  of  relationship  to  operating  activities  of  the  segment.
Revenue and expenses which relate to enterprise as a whole and are not allocable to a segment on reasonable basis have been
disclosed as "Unallocable".

(b) Segment assets and segment liabilities represent assets and liabilities in respective segments.  Investments, tax related assets and
other assets and liabilities that cannot be allocated to a segment on reasonable basis have been disclosed as "Unallocable".

(i)  Primary Segment Information :

(Rs. in crore)

a) As per Accounting Standard on Segment Reporting (AS-17), issued by the Institute of Chartered Accountant of India, the Company

has reported segments information on consolidated basis including businesses conducted through its subsidiaries.

b)

The reportable Segments are further described below:

— The petrochemicals segment includes production and marketing operations of petrochemical products namely, High and Low
density Polyethylene, Polypropylene, Polyvinyl Chloride, Polyester Yarn, Polyester Fibres, Purified Terephthalic Acid, Paraxylene,
Ethylene Glycol, Olefins, Aromatics, Linear Alkyl Benzene and Polyethylene Terephthalate.

— The refining segment includes production and marketing operations of the Petroleum refinery.

— The businesses, which were not reportable segments during the year, have been grouped under the "Others" segment. This

mainly comprises of :

• Oil and Gas  • Textile

• Infocom business conducted through subsidiaries viz. Reliance Infocom Inc., Reliance Infocom B.V. and Reliance Technologies LLC.

Reliance Industries Limited

109

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

(ii) Secondary Segment Information :

1. Segment Revenue - External Turnover

- Within India
- Outside India
Total  Revenue
2. Segment  Assets
- Within India
- Outside India
Total  Assets

3. Segment  Liability

- Within India
- Outside India
Total  Liability

4. Capital  Expenditure

- Within India
- Outside India
Total  Expenditure

2002-2003

39,256.15
 10,851.94
50,108.09

 62,669.74
1,320.72
 63,990.46

11,031.97
2.54
11,034.51

4,468.73
—
4,468.73

(Rs. in crore)

2001-2002

34,441.92
10,968.87
 45,410.79

55,421.54
 1,275.99
56,697.53

7,707.70
 2.83
7,710.53

 1,658.85
 0.03
1,658.88

17.

(a) Disclosure of the Company’s Interest in Oil and Gas Joint Ventures:

Sr No

Name of the Fields
in the Joint Ventures

% Interest

Sr No

Name of the Fields
in the Joint Ventures

% Interest

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17

Panna  Mukta
Tapti
GK-OSN-97/1
NEC-OSN-97/2
KK-OSN-97/2
MB-OSN-97/3
KG-OSN-97/4
MB-OSN-97/2
KG-OSN-97/3
KG-OSN-97/2
SR-OSN-97/1
KG-DWN-98/1
KG-DWN-98/3
MN-DWN-98/2
GS-OSN-2000/1
KKD-DWN-2000/1
KKD-DWN-2000/3

30%
30%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%

18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

GK-OSJ-3
GK-OSJ-1
GK-OS-5
KG-ON-1
GK-ON-90/2
CB-ON/1
AS-ONN-2000/1
KG-DWN-2001/1
CY-DWN-2001/2
KK-DWN-2001/1
CY-PR-DWN-2001/3
KK-DWN-2001/2
PR-DWN-2001/1
CY-PR-DWN-2001/4
KG-OSN-2001/2
KG-OSN-2001/2
Yemen

60%
50%
40%
40%
40%
40%
90%
90%
90%
90%
90%
90%
90%
90%
90%
90%
17%

110

Reliance Industries Limited

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

17.

(b) Net Quantities of an enterprise’s interest in proved reserves and proved developed reserves:

Oil:

Proved  Reserves
(Million  MT)

Proved Developed Reserves
(Million  MT)

Beginning of the year 2002-03
Additions
Deletions
Production
Closing balance for the year 2002-03

Gas:

5.34
Nil
Nil
0.37
4.97

4.39
Nil
Nil
0.37
4.02

Proved  Reserves
(Million  M3)

Proved Developed Reserves
(Million  M3)

Beginning of the year 2002-03
Additions
Deletions
Production
Closing balance for the year 2002-03

23,268
60,399
Nil
943
82,724

All the above quantities of Oil and Gas reserves are within India.

14,076
Nil
Nil
943
13,133

18.

Miscellaneous expenditure (to the extent not written off or adjusted) of Rs 47.15 crore (Previous Year 62.86 crore) represents
un-amortised portion of amount disbursed on account of employee separation scheme announced in Naroda during the year
2001-02.

19.

PROJECT  DEVELOPMENT  EXPENDITURE

(in respect of Projects upto 31st March 2003, included under Capital work in progress)

2002-03

 (Rs. in crore)

2001-02

Add:

Opening  Balance
On  Amalgamation
Project  Development    Expenditure  transferred
from Profit and Loss Account
Interest  Capitalised

4.29
84.85

Less

Project Development  Expenses Capitalised during the year

Closing  Balance

64.86
—

89.14

154.00
77.24

76.76

1.81
67.49

6.52
83.84

69.30

159.66
94.80

64.86

20.

EARNINGS PER SHARE (EPS)

a) Net profit available for equity shareholder (Rs. crore)

(Numerator used for calculation)

b) Weighted Average number of equity shares

used as denominator for calculating EPS

c) Basic and Diluted Earnings per share of Rs.10 each (Rs.):

2002-03
3,983.31

2001-02
3,279.90

139,63,77,536

138,83,25,291

i) before  Extraordinary  Items

ii) after Extraordinary Items

28.53

28.53

20.66

23.62

Reliance Industries Limited

111

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

21. Additional  Information

(A) Estimated  amount  of  contracts  remaining  to  be

executed on Capital accounts and not provided for:

(i)

In respect of joint ventures

(ii)

In respect of others

(B) Uncalled  liability  on  partly  paid  Shares/ Warrant  Equity

Shares

(C) Contingent  Liabilities

(i) Outstanding  guarantees  furnished  to  Banks  and

Financial  Institutions  including  in  respect  of  Letters  of  credit
(a) In respect of joint ventures
(b) In respect of others

(ii) Guarantees  to  Banks  and  Financial  Institutions  against

credit  facilities  extended  to  third  parties
(a) In respect of joint ventures
(b) In respect of others

(iii) Liability  in  respect  of  bills  discounted  with  Banks

(a) In respect of joint ventures
(b) In respect of others (including third party bills discounting)

(iv) Claims  against  the  Company  /  disputed  liabilities

not  acknowledged  as  debts

(a) In respect of joint ventures
(b) In respect of others

(v) Performance  Guarantees

(a) In respect of joint ventures
(b) In respect of others

(vi) Sales  tax  deferral  liability  assigned

As at 31st
March  2003

(Rs. in crore)
As at 31st
 March 2002

399.20

1,958.82

0.41

—
207.62

—
455.26

—
502.03

133.10
261.03

254.68

199.98

0.41

—
235.50

—
624.40

—
19.19

112.86
244.46

166.21
4,936.56

3,700.71

—
3,548.77

2,511.71

(D) The Income-Tax assessments of the Company have been completed up to Assessment Year 2000-2001. The disputed
demand  outstanding  up  to  the  said  Assessment  Year  is  Rs.  307.97  crore.  Based  on  the  decisions  of  the  Appellate
authorities and the interpretations of other relevant provisions, the Company has been legally advised that the demand
is  likely  to  be  either  deleted  or  substantially  reduced  and  hence  the  reserves  created  in  the  past  would  be  adequate
enough to meet the liabilities, if any,  in respect of disputed matters which are pending in appeals.

112

Reliance Industries Limited

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

22. Related Party Disclosures:

(i) List of Related Parties with whom transactions have taken place and Relationships :

Sr No. Name of the Related Party

Relationship

1.

2.

3.

4.

5.

6.

7.

8.

9.

Reliance  Life  Insurance  Company  Limited

Reliance  General  Insurance  Company  Limited

Reliance  Capital  Limited

BSES  Limited

(Subsidiary from 17th March, 2003 to 29th March, 2003)

Reliance  Infocomm  Limited

Reliance  Communications  Infrastructure  Limited

Reliance Telecom  Limited

Reliance  Industrial  Infrastructure  Limited

Reliance  Europe  Limited

10.

Reliance  Petroinvestments  Limited

(Subsidiary  upto  17th  April,  2002)

Reliance  Rubber  and  Chemicals  Private  Limited

Indian  Petrochemicals  Corporation  Limited

Reliance  Salgaocar  Power  Company  Limited

Reliance  Enterprises  Limited

Reliance  Global Trading  Private  Limited

Reliance  Utilities  and  Power  Limited

Reliance  Ports  and Terminals  Limited

Unincorporated  Oil  and  Gas  Joint Ventures

Late Sh. Dhirubhai H Ambani

Sh. Mukesh D Ambani

Sh. Anil D Ambani

Sh. Nikhil R Meswani

Sh. Hital R Meswani

Sh. H S Kohli

Smt K D Ambani

Sh R H Ambani

Dhirubhai  Ambani  Foundation

11.

12.

13.

14.

15.

16.

17.

18.

19.

20.

21.

22.

23.

24.

25.

26.

27.

28.

29.

Associate  Companies

and  Joint Ventures

Key  Management  Personnel

Relatives  of  Key

Management  Personnel

Jamnaben  Hirachand  Ambani  Foundation

Others

Hirachand  Govardhandas  Ambani  Public  Charitable Trust

Reliance Industries Limited

113

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

(ii) Transactions during the year with related parties:

Sr.
No.

Nature of Transaction
(Excluding  Reimbursements)

A)

B)

Loans
Balance as at 1st April, 2002
Taken during the year

Repaid during the year

Balance as at 31st March, 2003

Fixed Assets/ Capital Work in Progress
Balance of Assets taken on Lease as at 1st April, 2002
Assets taken on Lease during the year

Balance of Assets taken on Lease as at 31st March, 2003

Assets given on Lease during the year

Assets purchased during the year

Assets sold during the year

C)

Investments
Balance as at 1st April, 2002
Purchased/Adjusted during the year

D)

E)

F)
   (a)

Sold during the year

Balance as at 31st March, 2003

Interest accrued on Investments

Sundry Debtors as at 31st March, 2003

Loans & Advances
Loans
Balance as at 1st April, 2002
Given during the year

Returned during the year

Balance as at 31st March, 2003

 (b)

Advances recoverable in cash or in kind
Balance as at 1st April, 2002
Given during the year

Returned/Adjusted during the year

Balance as at 31st March, 2003

   (c)

Deposits
Balance as at 1st April, 2002
Given during the year

Returned during the year

Balance as at 31st March, 2003

Associates

Key
Management
Personnel Management

Relatives
of Key

Personnel

(Rs. in crore)

Others

Total

(2.25)

(0.08)

10.00
1,710.52
(31.40)
563.90
(65.59)
222.12
(10.00)

207.43
0.78
(29.62)
123.73
(207.43)
58.88
(58.68)
11.87
(4.66)

2,537.70
4,389.96
(406.54)
1,645.53
(78.00)
6,090.67
(2,537.70)
490.58
(398.47)
149.20
(166.94)

1,332.42
6,634.75
(14,006.73)
5,245.99
(12,833.16)
2,721.18
(1,332.42)

2,322.14
1,396.93
(2,235.46)
2,684.23
(53.70)
1,034.84
(2,322.14)

636.84
736.46
(40.00)
210.05
(2.83)
1,163.25
(636.84)

10.00
1,710.52
(31.40)
563.90
(65.59)
222.12
(10.00)

207.43
0.78
(29.62)
123.73
(207.43)
58.88
(58.68)
11.87
(6.91)

(0.08)

2,537.70
4,389.96
(406.54)
1,645.53
(78.00)
6,090.67
(2,537.70)
490.58
(398.47)
149.20
(166.94)

1,332.42
6,634.75
(14,006.73)
5,245.99
(12,833.16)
2,721.18
(1,332.42)

2,322.14
1,396.93
(2,235.46)
2,684.23
(53.70)
1,034.84
(2,322.14)

636.84
736.46
(40.00)
210.05
(2.83)
1,163.25
(636.84)

114

Reliance Industries Limited

GROWTH IS LIFE

Notes on Consolidated Accounts

SCHEDULE ‘N’ (Contd.)

(ii) Transactions during the year with related parties:

Sr.
No.

Nature of Transaction
(Excluding  Reimbursements)

Associates

Key
Management
Personnel Management

Relatives
of Key

Personnel

(Rs. in crore)

Others

Total

35.37
(35.58)

G)

H)

I)

J)

K)

L)

Sundry  Creditors
Balance as at 31st March, 2003

Turnover

Sale of Investments

Other Income
Dividend

Interest  Received

Lease Rental Income

Miscellaneous  Income

Purchases

Expenditure
Interest  Paid

Payments to and provisions for Directors

Sitting Fees (Rs. 30,000 Previous year Rs 28,690)

Electric Power, Fuel and Water

Rent

Telephone  Charges

Lease  Rentals

Professional  Fees

Charter Hire Charges

Insurance  Premium

Premium on Redemption
Assignment  of  Liability

Tank Farm Charges

Hire Charges

Donations

Warehousing and Distribution Charges

Investment  written  off
Others

M)

Guarantees  Issued
Financial  Guarantees

Performance  Guarantees

1,755.17
(1,155.31)
1,369.38
(583.72)
179.40

132.82
(34.31)
434.93
(415.66)
8.32
(0.59)
55.06
(98.01)
171.24
(0.09)

4.00
(40.93)

(—)
409.86
(420.13)
2.16
(3.00)

(2.99)
15.42
(56.69)
22.60
(18.09)
22.53
(10.52)
38.65
(49.55)
0.02
404.53
(167.09)
6.30
(6.20)
22.54
(46.55)

753.43
(830.51)
0.45
18.09
(1.25)

455.26
(624.40)
5,102.77
(3,548.77)

Reliance Industries Limited

1,755.17
(1,155.31)
1,369.38
(583.72)
179.40

132.82
(34.31)
434.93
(415.66)
8.32
(0.59)
55.06
(98.01)
171.24
(0.09)

4.00
(40.93)
35.37
(35.58)

(—)
409.86
(420.13)
2.16
(3.00)

(2.99)
15.42
(56.69)
22.60
(18.09)
22.53
(10.52)
38.65
(49.55)
0.02
404.53
(167.09)
6.30
(6.20)
22.54
(46.55)
31.55
(26.89)
753.43
(830.51)
0.45
18.09
(1.25)

455.26
(624.40)
5,102.77
(3,548.77)

115

31.55
(26.89)

GROWTH IS LIFE

Consolidated Cash Flow Statement Annexed to the Balance Sheet
for the period April 2002-March 2003

A: CASH  FLOW  FROM  OPERATING  ACTIVITIES  :

Net Profit after tax as per Profit and Loss Account

4,873.38

4,465.94

2002-2003

(Rs. in crore)
2001-2002

Rs.

Rs.

Rs.

Rs.

Adjusted  for  :

Minority  Interest  Share  of  Loss
Extra-ordinary  items
Share  in  Income  of  Associates
Net  Prior Year  Adjustments
Miscellaneous  Expenses  written  off
Provision  for  Doubtful  Debts
Provision  for  Diminution  in  value  of  Investments
Discount  on  Buyback  of  Bonds/Redemption  of  Debentures
Profit/(Loss)  on  Sale  of  Discarded  Assets
Depreciation
Transferred  from  General  Reserve
Effect  of  Exchange  Rate  Change
Profit  on  Sale  of  Investments
Dividend  Income
Interest/Other  Income
Interest  Expenses

—
—
(79.81)
(3.73)
15.72
5.22
0.60
—
21.02
3,453.17
(615.70)
(34.10)
(36.32)
(132.95)
(519.94)
1,558.48

Operating  Profit  before Working  Capital  Changes
Adjusted  for  :

Trade  and  Other  Receivables
Inventories
Trade  Payables

(5,511.45)
(2,536.34)
2,996.14

Cash  Generated  from  Operations

Net  Prior Year  Adjustments
Taxes  Paid
Extra-Ordinary  items

Net  Cash  From  Operating  Activities

B: CASH  FLOW  FROM  INVESTING  ACTIVITIES  :

Purchase  of  Fixed  Assets
Sale  of  Fixed  Assets
Purchase  of  Investments
Sale  of  Investments
Movement  in  Loans
Interest  Income
Dividend  Income

Net  Cash  Used  in  Investing  Activities

(1.03)
(411.70)
—
7.07
0.01
51.67
0.05
(4.95)
14.09
3,435.84
(619.68)
77.00
(89.25)
(32.36)
(518.18)
1,827.97

(549.68)
307.63
(368.83)

3,736.55

8,202.49

(610.88)

7,591.61

(7.07)
(105.18)
53.36

7,532.72

(1,681.70)
62.99
(14,996.22)
15,864.81
(3,502.41)
216.77
43.87

(3,991.89)

3,631.66

8,505.04

(5,051.65)

3,453.39

3.73
(149.15)
—

3,307.97

(3,757.06)
27.20
(29,607.12)
26,349.95
(3,814.78)
389.67
132.95

(10,279.19)

116

Reliance Industries Limited

GROWTH IS LIFE

Consolidated Cash Flow Statement Annexed to the Balance Sheet
for the period April 2002-March 2003

Rs.

2002-2003
Rs.

(Rs. in crore)
2001-2002
Rs.

Rs.

C: CASH  FLOW  FROM  FINANCING  ACTIVITIES  :
Proceeds from Issue of Share Capital (net)
Redemption  of  Preference  Share  Capital
Proceeds  from  Long Term  Borrowings
Repayment of Long Term Borrowings
Short Term Loans
Dividend  Paid
Interest  Paid
Effects  of  exchange  rate  change

Net  Cash  used  in  Financing  Activities

Net Increase/(Decrease) in Cash and Cash Equivalents

Opening Balance of Cash and Cash Equivalents
On  Amalgamation

1,763.56
—

Closing Balance of Cash and Cash Equivalents

401.74
(400.00)
11,462.60
(4,366.72)
579.31
(622.72)
(1,696.43)
—

5,357.78

(1,613.44)

1,763.56

150.12

2.24
—
15,717.89
(14,210.94)
(1,061.91)
(632.58)
(1,739.02)
0.45

(1,923.87)

1,616.96

146.60

1,763.56

103.96
42.64

As per our Report of even date

For and on behalf of the Board

For Chaturvedi & Shah
Chartered Accountants

For Rajendra & Co.
Chartered Accountants

D. Chaturvedi
Partner

R. J. Shah
Partner

Mumbai
Dated: 23rd April, 2003

M.D. Ambani
A.D. Ambani
N.R. Meswani
H.R. Meswani
H.S. Kohli
U. Mahesh Rao
S. Venkitaramanan
M.L. Bhakta
T. Ramesh U. Pai
Y.P. Trivedi
Dr. D.V. Kapur
M.P. Modi
V.M. Ambani

}
}

Executive
Directors

- Nominee Director

Directors

- Company Secretary

- Chairman & Managing Director
- Vice-Chairman & Managing Director

Reliance Industries Limited

117

GROWTH IS LIFE

Reconciliation of Net Profit determined under
Indian GAAP to Consolidated Net Income in accordance with US GAAP

The following reconciliation between Net Profit determined under generally accepted accounting principles in India (“Indian GAAP”)
to  Consolidated  Net  Income  in  accordance  with  accounting  principles  generally  accepted  in  the  United  States  of  America  (“US
GAAP”) has been provided as additional disclosure on a voluntary basis to assist readers who may be unfamiliar with Indian GAAP.
However,  as  the  company  is  not  subject  to  US  SEC  reporting  &  disclosure  requirements  and  major  part  of  the  revenue  of  the
Company is earned in India, the accounts should be read as per Indian GAAP.

Reconciliation  of  Profit  determined  under  Indian  GAAP  with  Net  Income  according  to  US  GAAP.

Year ended 31st March, 2003

Notes

Rs.
(crore)

US $
(Millions)

Net Profit determined under Indian GAAP

Adjustments  for  Consolidation

Consolidated Net Profit after tax determined under Indian GAAP

Adjustments to conform with US GAAP

Affiliates  and  Subsidiaries
Leases
Indirect  Preoperative  Expenses
Foreign Currency and Hedging
Depreciation
Deferred  Income Tax
Issue  Expenses
Employee  Benefits
Cumulative  effect  of  change  in  accounting  principle
(net of Rs. 120 crores of deferred income taxes)
Loss on early extinguishment  of debt

Consolidated net income in accordance with US GAAP

4104
(101)
4003

(218)
(3)
(4)
14
148
(4)
(3)
(16)

(217)
(181)

3519

864
(21)
843

(46)
(1)
(1)
3
31
(1)
(1)
(3)

(45)
(38)

741

1
2
3
4
5
6
7
8

9
10

1 US $= Rs. 47.485 (Exchange rate as on 31.03.2003)
Notes to Reconciliation of Net profit determined under Indian GAAP with Consolidated Net Income according to US GAAP.
The  following  notes  show  the  difference  between  Indian  and  US  GAAP  and  necessary  adjustments  to  arrive  at  consolidated  net
income under the US GAAP.
1. Share in income of Affiliates and Subsidiaries

a. Amalgamation of Reliance Petroleum Ltd. (RPL) with the Company

On  8th  April,  2002  and  15th  April,  2002  respectively,  shareholders  of  the  Company  and  RPL  approved  a  scheme  of
amalgamation, which was subsequently sanctioned by order dated 7th June, 2002 of the Honourable High Court of Bombay
and  order  dated  13th  September,  2002  of  the  Honourable  High  Court  of  Gujarat.  This  transaction  was  consummated  in
September,  2002.
Under Indian GAAP, the consolidated net profit after tax includes the accounts of RPL from the legal date of merger. Under
US  GAAP,  as  the  transaction  was  consummated  on  13th  September,  2002,  RPL  has  been  included  on  the  equity  basis  of
accounting  upto  that  date.

b. Affiliates  and  Subsidiaries

2.

3.

4.

Under  Indian  GAAP  and  US  GAAP  the  company’s  consolidated  financial  statements  include  its  share  of  earnings  of
affiliates  and  subsidiaries  which  is  consistent  with  US  GAAP.  However,  the  net  income  under  US  GAAP  includes  the
earnings of subsidiaries and affiliates determined in accordance with US GAAP.

Leases
Under Indian GAAP in respect of leases entered into before 31st March, 2001, no distinction is made between an operating and
a capital lease. Under US GAAP, leases are classified into operating or capital, based on the underlying characteristics of the
lease. Capital leases are accounted for as though the company had entered into an obligation and invested in an asset, resulting
in the charge to operations being the aggregate of depreciation on the asset and interest on the outstanding obligation. Under
Indian GAAP, for leases entered prior to 31st March, 2001 the charge to operations consists of the lease rental. Adjustment has
been made for reversal of lease rental and the revenue charge of depreciation and interest for capital leases. For leases entered
into after 31st March, 2001 the treatment under US GAAP and Indian GAAP is the same.
Indirect  Preoperative  Expenses
Under Indian GAAP certain indirect expenses incurred during construction are capitalised. Under US GAAP, such indirect costs
are  expensed  as  incurred.
Foreign  Currency  and  Hedging
Under  Indian  GAAP  foreign  exchange  difference  relating  to  acquisition  of  fixed  assets  is  adjusted  to  the  carrying  cost  of  such
assets.  Other  foreign  exchange  differences  are  recognized  in  the  profit  and  loss  account.  Under  US  GAAP,  all  gains  or  losses
arising out of foreign exchange differences are required to be included in the determination of net income.
The Company also enters into derivative contracts to manage its exposures to fluctuations in interest rates, foreign currencies
and commodity prices. Substantially all such contracts are regulated by agencies of the Government and may be entered into
only  for  the  purposes  of  hedging.  In  order  to  comply  with  regulations,  the  company  maintains  extensive  documentation  to

118

Reliance Industries Limited

GROWTH IS LIFE

demonstrate  that  each  such  contract  qualifies  for,  and  is  effective  as,  a  hedge  of  cash  flows  or  foreign  currency  exposures.
Under  Indian  GAAP,  the  gain  or  loss  on  such  derivative  contracts  are  generally  recognised  when  the  underlying  hedge
transaction settles, or upon earlier termination of the hedge.
Under  US  GAAP,  the  accounting  for  hedge  contracts  depends  upon  the  nature  of  the  hedge.  For  a  derivative  designated  as
hedging  an  exposure  to  variable  cash  flow  of  a  forecasted  transaction,  the  effective  portion  of  the  derivative’s  gain  or  loss  is
recognised in income when the forecasted transaction affects earnings, or upon earlier termination of the hedge.

5. Depreciation

Under Indian GAAP, indirect preoperative expenses incurred during construction are capitalised. Under US GAAP, such indirect
costs  must  be  expensed  as  incurred.  Depreciation  has  been  adjusted  to  take  account  of  the  US  GAAP  adjustments  to  fixed
assets  for  indirect  preoperative  expenses  and  foreign  currencies.

6. Deferred  Income Tax

The  provision  for  taxation  under  Indian  GAAP  consists  of  the  estimated  tax  currently  payable  and  deferred  income  taxes  for
timing  differences  between  accounting  income  and  taxable  income  at  the  substantively  enacted  income  tax  rates.
US GAAP requires that a provision for such deferred income taxes be made for the future tax effects of temporary differences
between book and tax basis of assets at the enacted tax rates.
Accordingly,  the  reconciliation  provides  for  an  adjustment  to  reflect  the  differences  due  to  tax  rates  and  the  tax  effect  of  US
GAAP  adjustments.
Issue  Expenses
Under Indian GAAP, debt issue expenses may be capitalized or charged to share premium. Under US GAAP, debt issue cost are
amortized over the life of the debt.

7.

8. Employee  benefits

Under Indian GAAP, provision for leave encashment is accounted for on actuarial valuation basis. Compensation to employees
who  have  opted  for  voluntary  retirement  scheme  of  the  company  is  amortized  over  60  months.  Under  US  GAAP  provision  for
leave  encashment  is  accounted  on  actual  basis.  Compensation  towards  voluntary  retirement  scheme  was  charged  in  the  year
in which the employees accept the offer.

9. Cumulative effect of change in accounting principle

In  order  to  provide  for  the  timely  replacement  of  assets,  the  Company  has  changed  the  method  of  depreciation  for
polypropylene and Petrochemical support services situated at Jamnagar from Straight Line to Written Down value method with
effect from 1st April, 2002. The new method has been applied retrospectively to fixed asset acquisitions of prior years.
Under Indian GAAP, consequent to this, there is an additional charge for depreciation during the year relating to previous years
and an equivalent amount has been withdrawn from General Reserve and credited to Profit & Loss Account.
Under  US  GAAP,  the  cumulative  effect  of  the  change  in  depreciation  method  for  previous  years  has  reduced  the  consolidated
net income by Rs. 217 crores (net of Rs. 120 crores in deferred income taxes) after taking into account the adjustments to fixed
assets for indirect preoperative expenses and foreign currencies. Had there been no change in the method of depreciation, the
charge for the year would have been lower by Rs. 314 crores.

10. Loss on extinguishment of debt

Under  Indian  GAAP,  debt  extinguishment  premiums  are  adjusted  against  Securities  Premium  Account.  Under  US  GAAP  such
premiums for early extinguishment of debt are expensed as incurred, and generally reported as extraordinary items.

As per our report of even date
For Deloitte Haskins & Sells
Chartered  Accountants

P. R. Barpande
Partner

Mumbai
23rd April, 2003

For and on behalf of the Board

A.D.  Ambani
N.R.  Meswani

Vice-Chairman  &  Managing  Director
Executive  Director

International Accountants’ Report

To the Board of Directors of
RELIANCE  INDUSTRIES  LIMITED
We have audited the balance sheet of Reliance Industries Limited as of 31st March, 2003 and the Profit and Loss account for the
year  then  ended  and  have  issued  our  report  thereon  dated  23rd  April,  2003.  Our  audit  also  included  the  accompanying
Reconciliation of Net Profit under Indian GAAP to Consolidated Net Income in accordance with US GAAP (“the Reconciliation”). This
Reconciliation is the responsibility of the Company’s management. Our responsibility is to express an opinion based on our audit. In
our opinion, such Reconciliation, when considered in relation to the basic financial statements taken as a whole, presents fairly in all
material  respects,  the  information  set  forth  therein.

Mumbai
Dated: 23rd April, 2003

For Deloitte Haskins & Sells
Chartered  Accountants

P. R. Barpande
Partner

Reliance Industries Limited

119

GROWTH IS LIFE

120

Reliance Industries Limited

GROWTH IS LIFE

Circular to the Shareholders

Dear  Shareholder(s)

We are happy to inform you that over 91% of the equity share capital of our Company is held in dematerialised form.

We request those Investors still holding shares in physical form to convert their shares in dematerialised form.

Why  dematerialise  Shares?

1. Compulsory  Demat

As you may be aware, trading in the shares of Reliance Industries Limited is under compulsory demat segment.

2. Elimination of Odd Lot

The concept of an “Odd Lot” in respect of dematerialised shares stands abolished i.e. in the DEMAT MODE market

lot becomes ONE share.

3. Demat – Most Preferred

Dematerialised securities are most preferred by the Banks and other financiers for providing credit facility against

securities.  Generally,  demat  securities  attract  lower  margin  and  lower  interest  rate  compared  to  physical

securities.  Registered Brokers at the Stock Exchange prefer demated Stock for dealing.

4. Safety

Securities in dematerialised form reduce all risk of loss of certificates.  Under your specific instructions the same

can be kept in “Frozen Mode” by your Depository Participant (DP).

How to dematerialise Shares?

Please follow the following procedure for dematerialising your shares:

•

•

•

•

Open a Demat Account with any of the Depository Participants (DPs).

Submit Demat Request Form (DRF) duly signed by all the holders alongwith the share certificates only to the DPs.

Obtain acknowledgement from the DP for having accepted the share certificates.

Receive a confirmation statement of holding from your DP within 15 days from the lodgement of securities

with DPs.

PLEASE  DO  NOT  SEND THE  SHARE  CERTIFICATES/DOCUMENTS TO THE  COMPANY  OR  OUR  REGISTRAR  &

TRANSFER AGENT, M/s KARVY CONSULTANTS LIMITED.

In case you need any additional information on this matter please feel free to contact our special advisory cell.

Demat  Advisory  Cell

Karvy  Consultants  Limited

46, Avenue 4, Street No.1, Banjara Hills,

Hyerabad  500034,  India

Telephone  Nos:  91-040-23320251/23320751/23312454

e-mail:  rilinvestor@karvy.com

In case you have already dematerialised  your holdings kindly ignore this communication.

Reliance Industries Limited

121

GROWTH IS LIFE

DHIRUBHAI AMBANI SCHOLARS SCHEME FOR THE
MERITORIOUS CHILDREN OF SHAREHOLDERS OF
RELIANCE  INDUSTRIES  LIMITED

1.

Introduction
Reliance  Industries  Limited,  to  commemorate  “Shareholders’  Day”    on  the  occasion  of  the  25th  year  of  listing  on  The  Stock
Exchange  Mumbai  (BSE),  announced  scholarships  for  1000  of  the  most  deserving  and  meritorious  children  of  Reliance
shareholders.
Late Shri Dhirubhai H. Ambani, the Founder Chairman of Reliance Industries Limited was convinced that India could become
an economic superpower within a short period of time and he wanted Reliance to play an important role in realising this goal.
Late  Shri  Dhirubhai  Ambani  strongly  believed “Give  the  youth  a  proper  environment.  Motivate  them.  Extend  them  the  support
they need. Each one of them has infinite source of energy. They will deliver.”

As a tribute to the Founder Chairman and in keeping with his vision, “DHIRUBHAI AMBANI SCHOLARS SCHEME” for the
meritorious  children  of  the  shareholder  of  the  Reliance  Industries  Limited,  Reliance  Capital  Limited  and  Reliance
Industrial  Infrastructure  Limited,  pursuing  Undergraduate  studies  at  any  University  of  repute  in  India  has  been
instituted.
The  scheme  as  approved  by  the  Company  will  be  administered  and  implemented  by  Dhirubhai  Ambani  Foundation  (DAF)
registered  under  Bombay  Public Trusts  Act.

2. Objectives

The  principal  objective  of  the  Scheme  is  to  encourage  and  assist  bright  and  meritorious  students  securing  high  ranks/marks
consistently  and  wanting  to  pursue  undergraduate  studies  in  India  thus  contributing  to  the  enhancement  of  the  Human
Resource potential of India. The Scheme envisages introduction of scholarships, subject to eligibility criteria and conditions, to
1000  (One  Thousand)  dependant  children  of  the  shareholders  of  Reliance  Industries  Limited  or  Reliance  Capital  Limited  or
Reliance  Industrial  Infrastructure  Limited.

3. Salient features of the Scheme

a. Eligibility:

i)

Parent/student himself should have held minimum of 50 shares of any one of the companies viz. Reliance Industries
Limited  or  Reliance  Capital  Limited  or  Reliance  Industrial  Infrastructure  Limited  or  erstwhile  Reliance  Petroleum
Limited    (holding  550  shares  and  converted  into  50  shares  of  Reliance  Industries  Limited)  for  minimum  of  five
consecutive  years  on  the  date  of  application  for  scholarship.  Applicant  holding  shares  in  all  or  two  companies  can
apply under any one company only.

ii) Applicant student should have secured minimum 70% marks at HSC or equivalent examination of a Govt. recognised

Board in June, 2003.

iii) Applicant student should be of an age of 18 years or below as on date of appearing for the examination.

b. Number of Scholarships.

A  total  of  1000  scholarships  for  meritorious  applicant  students,  comprising  of  200  each  for  Arts  and  Commerce  streams
and 600 for Science stream.

c. Scholarship  Amount

Scholarship  payable  for  Degree/Diploma  Course  is  as  follows:

Degree/Diploma*

Max Tuition  Fees
p.a

Agriculture
Engineering
Medical
Pharmacy
Law/Commerce/Arts

Rs.

2,000/-
4,000/-
6,000/-
3,000/-
1,500/-

Max  Reimbursement
for purchase of
Text  books  p.a.
 Rs.

Max
Maintenance
Allowance  p.a.
Rs.

Total
Maximum
Scholarship  p.a.
 Rs.

2,000/-
2,500/-
3,000/-
2,500/-
1,500/-

6,000/-
6,000/-
6,000/-
4,000/-
4,000/-

10,000/-
12,500/-
15,000/-
9,500/-
7,500/-

* Any other degree/diploma course at the discretion of the Company.

The  Scholarship  will  continue  till  graduation,  provided  that  the  scholars  secures  minimum  of  60%  marks  in  each
academic  year.

Shareholders  desiring  to  avail  this  Scholarship  for  self  or  children  may  please  fill  up    the  attached  Scholarship  Application
and  submit  the  same  on  RIL  website  viz.  www.ril.com  or  apply  through  e-mail  to  “DAF_courthouse@ril.com”  or  application
sent through registered  post to M/s. Karvy Consultants Limited, 46, Avenue 4, Street No.1, Banjara Hills, Hyderabad - 500 034.
The Foundation will be pleased to grant Scholarship to the deserving candidates.

Please also refer to the terms and conditions on the reverse of the Application Form.

122

Reliance Industries Limited

GROWTH IS LIFE

Information to be provided by the Shareholders applying for
Dhirubhai Ambani Scholars Scheme (DASS)

*Shareholder must hold at least 50 shares of the Company for the minimum period of 5 years as on the date of application.

First  Holder

Second  Holder

Third  Holder

Name(s) of  the Shareholder

As  per  Company’s  record

Address Line 1

Address Line 2

City / Town / Village

State

District

PIN  Code

E-Mail  Address

Std. Code - Telephone  Nos.

Details  of  Shareholding

Electronic Holding   :           Name of the DP

DP ID

Physical Holding   :

Client  ID

M. Folio No.

Name of the Company

Reliance  Industries  Limited

Reliance  Industrial  Infrastrature  Limited

Reliance  Capital  Limited

No. of Shares held

Date of Registration of Shares in your name

Candidate’s    information

Name of the Candidate

Relationship  with  Shareholder

Date of Birth

Faculty

(DD – MM – YYYY)

Self

Arts

Son

Daughter

Science

Commerce

Name of the Board which conducted HSC / Std Xll Examination

Month & Year of Passing the Examination

(MM – YYYY)

Examination  Seat  No.

Name  &  Address  of  Examination  Centre

RESULT  OBTAINED  IN THE  HSC  OR  EQUIVALENT  EXAMINATION

Details

Subject  Name

Max.  Marks

Marks  Obtained

1

2

3

4

5

6

7

8

9

10

TOTAL

%

Overall percentage of marks secured at SSC / Std. X Board     Examination (%)

POST  HSC  STUDIES  PROPOSED

Degree / Diploma

Name of the College / Institute in which admission is secured

University

Please  do  not  attach  any  enclosure  with  this  Application.
Original Marksheet will be called for from the shortlisted applicants.

Reliance Industries Limited

123

Signature  of  the  Sole/First  Shareholder

(cid:1)

GROWTH IS LIFE

Terms & Conditions

1] Please fill in the form in English using BLOCK Letters.

2] Applicant student and / or parents of the applicant should be a shareholder of any of the Company i.e.
Reliance Industries Limited (RIL), Reliance Capital Limited (RCL) or Reliance Industrial Infrastructure
Limited (RIIL)  holding 50 shares or shareholder of erstwhile Reliance Petroleum Limited (holding 550
shares  and  converted  50  shares  in  Reliance  Industries  Limited)  since  June,1998.  Transmission  of
shares during the period will be ignored for the purpose of calculation of continuity of five years. In case
of Conversion of shares from physical to dematerialisation, if the shares are held by the same person
will be eligible to apply for scholarship.

3]

The  Scholarship  is  meant  for  student  who  has  appeared  for  HSC  or  equivalent  XII  standard
examination  held  in  March/April,  2003  under  the  Faculty  of  Arts/Science/Commerce/Vocational
streams  strudents  will  be  considered  according  to  there  subjects  in  respective  streams  at  HSC
examination.

4] Student  should  be  of  Indian  Nationality  and  below  18  years  of  age  as  on  the  date  of  appearing  for

HSC/XII examination .

5] Student must have secured a minimum of 70% overall average marks in HSC/XII examination .

6] Applicants who desires to apply must submit their application by July 15, 2003 either on RIL Website,
viz. www.ril.com or apply through E-mail to “DAF_courthouse@ril.com” or manual applications sent by
Registered Post Acknowledgement Due only to M/s Karvy Consultants Limited, 46, Avenue 4, Street
No 1, Banjara Hills, Hyderabad 500 034.

7] Please  note  that  no  enclosures  be  sent  along  with  the  Application  Form  and  only  the  short  listed
applicants  will  be  intimated  separately  who  are  required  to  forward  the  necessary  documents/
certificates.

8] Any 

future 

communication 

on
regards 
“DAF_courthouse@ril.com” or to Dhirubhai Ambani Foundation, Court House, 4th Floor, Dhobi Talao,
Mumbai - 400 002.

addressed  ONLY 

preferably 

this 

be 

in 

9]

The application is liable to be rejected if the details furnished by the Applicant are incorrect/incomplete.

10] A final list of short listed stream-wise applicants for the scholarship will be announced on the Website
of  RIL.  The  selected  applicants  will  also  be  intimated  through  a  letter  from  the  Foundation  on  the
address given in the application form.

11] The decision of the CEO of The Foundation shall be final and binding on all.

12] Please refer the RIL Website,viz. www.ril.com  for all detailed information about the Scheme.

124

Reliance Industries Limited

To,

From

Name of shareholder and address

Nomination Form
[To be filled in by individual(s)]

Reliance Industries Limited
C/o Karvy Consultants Ltd.
46, Avenue 4, Street No.1
Banjara  Hills
Hyderabad 500 034

Folio No.

No. of Shares 

I am / we are holder(s) of Shares of the Company as mentioned above. I/We nominate the following  person in whom all
rights of transfer and/or amount payable in respect of Equity Shares shall vest in the event of  my/our death.

Nominee’s  name

                                Age

To be furnished in case the nominee is a minor

Date of Birth

Guardian’s Name & Address*

Occupation of
Nominee Tick ((cid:1))

1

5

Service

Professional

2

6

Business

3

Student

4

Household

Farmer

7 Others

Nominee’s
Address

Telephone No.

Email Address

Specimen signature of
Nominee / Guardian
(in case nominee
is minor)

* To be filled in case nominee is a minor

Kindly take the aforesaid details on record.

Thanking you,
Yours faithfully,

Pin  Code

Fax No.

Std Code

Date..................................

Name and address of equity shareholder {as appearing on the Certificate(s)}

Signature (as per specimen with company)

Sole/1st  holder
(address)

2nd holder

3rd holder

4th holder

Witnesses (two)

1.

2.

(cid:1)

Name and Address

Signature & Date

Reliance Industries Limited

125

INSTRUCTIONS  :

1.

2.

3.

4.

5.

6.

7.

8.

9.

Please read the instructions given below very carefully and follow the same to the letter.  If the form is not filled
as per instructions, the same will be rejected.

The  nomination  can  be  made  by  individuals  only.  This  facility  is  not  available  to  non  individuals  including
society,  trust,  body  corporate,  partnership  firm,  Karta  of  Hindu  Undivided  Family  and  holders  of  power  of
attorney.  If  the  Shares  are  held  jointly  all  joint  holders  must  sign  (as  per  the  specimen  registered  with  the
Company) the nomination form.

A  minor  can  be  nominated  by  a  holder  of  Shares  and  in  that  event  the  name  and  address  of  the  Guardian
should be given by the holder.

The nominee can not be a trust, society, body corporate, partnership firm, Karta of Hindu Undivided Family, or
a power of attorney holder.  A non-resident Indian can be a nominee on re-patriable basis.

Transfer of Shares in favour of a nominee shall be a valid discharge by the Company against the legal heir(s).

Only one person can be nominated for a given folio.

Details of all holders in a folio need to be filled in, else the request will be rejected.

The  nomination  will  be  registered  only  when  it  is  complete  in  all  respects  including  the  signature  of  (a)  all
registered holders (as per specimen lodged with the Company) and (b) the nominee.

This  nomination  will  stand  rescinded  whenever  the  Shares  in  the  given  folio  are  entirely  transferred  or
dematerialised.

10.

Upon  receipt  of  a  duly  executed  nomination  form,  the  Registrar  and  Transfer  Agent  of  the  Company  will
register the form and allot a registration number. The registration number and folio no. should be quoted by the
nominee in all future correspondence.

11.

The nomination can be varied or cancelled by executing fresh nomination form.

12.

13.

14.

The  Company  will  not  entertain  any  claim  other  than  that  of  a  registered  nominee,  unless  so  directed  by
any competent court.

The  intimation  regarding  nomination  /  nomination  form  should  be  filed  in  duplicate  with  the  Registrar  and
Transfer Agents of the Company who will return one copy thereof to the Shareholders.

For  shares  held  in  dematerialised  mode  nomination  is  required  to  be  filed  with  the  Depository  Participant  in
their prescribed form.

FOR OFFICE USE ONLY

Nomination  Registration  Number

Date of Registration

Checked by (Name and Signature)

126

Reliance Industries Limited

ATTENDANCE  SLIP

Registered Office: 3rd floor, Maker Chambers IV, 222, Nariman Point, Mumbai 400 021.

PLEASE FILL ATTENDANCE SLIP AND HAND IT OVER AT THE ENTRANCE OF THE MEETING HALL.

Joint shareholders may obtain additional Slip at the venue of the meeting.

DP Id*
Client Id*

Master Folio No.

NAME AND ADDRESS OF THE SHAREHOLDER

No. of Share(s) held:

I hereby record my presence at the 29TH ANNUAL GENERAL MEETING of the Company held on Monday, the
16th June, 2003 at 11.00 a.m. at Birla Matushri Sabhagar, New Marine Lines, Mumbai 400 020.

Signature of the shareholder or proxy

* Applicable for investors holding shares in electronic form.
————————————————————————————————————————————————
—

Registered Office: 3rd Floor, Maker Chambers IV, 222, Nariman Point, Mumbai 400 021

PROXY FORM

DP Id*
Client Id*

Master Folio No.

of
I/We  ……………..…………………………………………………………………………………………. 
…………………………………………………............being  a  member/members  of  Reliance  Industries  Limited
hereby 
appoint.......……..……………………………………………………………………………………of
……………………………………………………………………………………........……..……..............…or failing him
……………………………………...…………………………... of …………………..…….....................… or failing him
…………………………………………..........…………………of  …………………………………………………...........
as  my/our  proxy  to  vote  for  me/us  and  on  my/our  behalf  at  the  29th Annual  General  Meeting  to  be  held  on
Monday, the 16th June, 2003 at 11.00 a.m. or at any adjournment thereof.

Affix a 30
paise
revenue
stamp

Signed this…………………………. day of …………………………………….. 2003

* Applicable for investors holding shares in electronic form.

NOTE:

(1)

The proxy in order to be effective should be duly stamped, completed and signed and must be deposited at the Registered
Office of the Company not less than 48 hours before the time for holding the aforesaid meeting. The Proxy need not be a
member of the Company.

(2) Members holding shares under more than one folio may use photocopy of this Proxy Form for other folios.  The Company

shall provide additional forms on request.

Reliance Industries Limited

127

Book Post

To,

If undelivered please return to:

Karvy Consultants Limited
46, Avenue 4, Street No. 1
Banjara  Hills
Hyderabad 500 034
India
Tel.  Nos.:  +91-40-23320666/23320711/23323037
Fax No.: +91-40-23323058
E-mail:  rilinvestor@karvy.com

Growth is Life
www.ril.com