Quarterlytics / Food Confectioners / Reunion Gold Corporation

Reunion Gold Corporation

rgd · LSE
Claim this profile
Ticker rgd
Exchange LSE
Sector
Industry Food Confectioners
Employees 201-500
← All annual reports
FY2021 Annual Report · Reunion Gold Corporation
Sign in to download
Loading PDF…
A

n

n

u

a

l

R

e

p

o

r

t

a

n

d

A

c

c

o

u

n

t

s

F

o

r

t

h

e

y

e

a

r

e

n

d

e

d

3

1

M

a

r

c

h

2

0

2

1

S

t

o

c

k

c

o

d

e

:

R

G

D

Annual Report and Accounts
For the year ended 31 March 2021

Stock code: RGD

30678 Real Good Food AR2021.indd   3

30678 Real Good Food AR2021.indd   3

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:15

20/09/2021   21:02:15

 
 
 
 
 
 
 
 
 
 
 
 
 
Contents

STRATEGIC REPORT

Overview

The Group in Summary

Chairman’s Statement

Strategic Review

Marketplace Review

Divisional Business Review

Finance Review

Key Performance Indicators

Corporate Social Responsibility

Risk Management

GOVERNANCE

Board of Directors

Report of the Directors

Audit Committee Report 

Remuneration Committee Report

FINANCIALS

Independent Auditor’s Report

Consolidated Statement of  
Comprehensive Income

Consolidated Statement of Changes in Equity

Company Statement of Changes in Equity

Consolidated Statement of Financial Position

Company Statement of Financial Position

Consolidated Cash Flow Statement

Company Cash Flow Statement

Notes to the Financial Statements

OTHER INFORMATION

Advisors and Company Information

01

02

04

05

07

08

10

12

13

14

15

16

23

25

26

31

32

33

34

35

36

37

38

77

The Group’s current objective:
The Group’s current objective:
To deliver a return on investment for all our stakeholders.
To deliver a return on investment for all our stakeholders.

The Group’s current strategy:
The Group’s current strategy:
To improve our profitability by focusing on and investing in our areas of 
To improve our profitability by focusing on and investing in our areas of 
competitive advantage, whilst partnering with our customers to 
competitive advantage, whilst partnering with our customers to 
enhance the consumer experience.
enhance the consumer experience.

www.realgoodfoodplc.com 

Navigating the Report

For further information within this 
For further information within this 
document and relevant page numbers
document and relevant page numbers

Additional information online
Additional information online

STRATEGIC REPORT

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   3

30678 Real Good Food AR2021.indd   3

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:16

20/09/2021   21:02:16

STRATEGIC REPORT

Overview

Financial highlights
 { Revenue from continuing businesses decreased by 9.5% to £37.3 million (2020: 

£41.2 million), in a year affected by covid-19.

 { The Group delivered an adjusted underlying EBITDA* on continuing businesses of 
£0.2 million (2020: loss of £1.6 million), despite the impact of covid-19 on the 
continuing business.

 { Cake Decoration, the Group’s continuing business, was profitable (before 

depreciation, amortisation and significant items) and generated an adjusted EBITDA* 
of £0.8 million (2020: £1.8m).

 { Central costs reduced significantly by £2.9 million to £0.6m (2020: £3.5 million). 

 { Net debt significantly reduced post year end, following the sale of Brighter Foods in 

May 2021:

 − Year-end net debt of £48.8 million (2020: £45.4 million).

 − Following the sale of Brighter Foods, net debt was reduced by £26.4m.

 { The Board renegotiated interest rates on convertible loan notes to a simple 12% 

per annum with effect from 1 January 2021, and in September 2021 extended the 
redemption dates to 2023.

 { The shareholder loans were extended in September 2021 to be repayable in 

May 2023.

Operational highlights
 { Brighter Foods was sold to The Hut Group (THG) on 11 May 2021 for a cash 
consideration of £43 million. The sale price broadly equated to 8.6 times  
FY20 EBITDA and 11.7 times (unaudited) EBITDA for the 12 months ended  
31 March 2021.

 { Cake Decoration (trading under the brand names of Renshaw and Rainbow Dust 

Colours) demonstrated an ability to win new business from its streamlined cost base:

 − Launched 66 new products in the year with in-year revenues of c. £1.6 million 

and secured an important new blue-chip customer.

 − Improved year-on-year frosting revenues by 17%, following investment in its soft 

icing plant in this growing market. 

Current trading 
 { Group revenues and profit are in line with Board expectations, and ahead of 

pre-pandemic levels (FY20), for the first five months of the new financial year, with 
good retail and international sales.

 { Performance (underlying increased margins and increased revenues) achieved 

despite the recent logistics challenges seen across the UK economy. 

 { Cake Decoration has a solid foundation to launch more innovative products whilst 

working with customers to maximise its sales opportunities.

 { Renshaw continues to win industry recognition, having been shortlisted in The 

Grocer, New Product Awards 2021, for its Luxury Bakers Caramel and Silver Shimmer 
Icing Kit.

 {  The Board remains focussed on reviewing all initiatives to continue to improve the 

capital structure of the Group; including the intention to delist the Group from AIM to 
save costs and provide greater agility and flexibility to maximise shareholder value.

* Underlying adjusted EBITDA (see note 5)

1 Kantar 52-week YOY to March 21st, 2021

GROUP 
REVENUE

£37.3m

2020
£41.2m

GROSS
PROFIT

£15.2m

2020
£17.6m

GROUP EBITDA 
(adjusted) 

£0.2m

2020
£(1.6)m

Financial information presented 
relates to continuing operations.

www.realgoodfoodplc.com Stock Code: RGD

01

30678 Real Good Food AR2021.indd   1

30678 Real Good Food AR2021.indd   1

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:16

20/09/2021   21:02:16

The Group in Summary

Real Good Food now has one division, Cake 
Real Good Food now has one division, Cake 
Decoration, comprising two businesses, following 
Decoration, comprising two businesses, following 
the sale of Brighter Foods in May 2021.
the sale of Brighter Foods in May 2021.

The businesses
The businesses
Cake Decoration, Renshaw and Rainbow Dust, has its own infrastructure and management 
Cake Decoration, Renshaw and Rainbow Dust, has its own infrastructure and management 
teams. The business generally has the resources to operate as a stand-alone unit, but  
teams. The business generally has the resources to operate as a stand-alone unit, but  
is able to call upon the centre as required.
is able to call upon the centre as required.

Discontinued Operation
Discontinued Operation
Food Ingredients is classed as a discontinued operation in the accounts for FY21 owing to  
the sale on 11 May 2021 of Brighter Foods Limited.

Head Office
Head Office
Central functions comprise only Finance, in addition to the plc Board.

REVENUE
£37.3m

2020: £41.2m

EBITDA Profit  
(adjusted)*

£0.8m

2020: £1.8m

OPERATING Profit (LOSS)

£(1.7)m

2020: (£13.4)m

EMPLOYEES

323

2020: 339

HEAD  
OFFICE

EBITDA 
(adjusted)*

£(0.6)m

2020: (£3.5)m

OPERATING Profit

£0.4m

2020: (£4.0)m

EMPLOYEES

4

2020: 4

Read more on page 07
Read more on page 

*See note 5 for reconciliation

02

STRATEGIC REPORT

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   2

30678 Real Good Food AR2021.indd   2

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:17

20/09/2021   21:02:17

STRATEGIC REPORT

Renshaw manufactures sugarpaste, marzipan, soft icings, mallows, and caramels and sells across a broad range of sales channels: mainstream 
and specialist retail, wholesale, and food manufacturing as well as exports, primarily to America. Rainbow Dust Colours produces a range of 
edible glitters, dusts, powders, and food paints, brushes, and pens for the specialist sugarcraft sector. Renshaw Europe sells, markets and 
distributes both Renshaw and Rainbow Dust products across Continental Europe.

Renshaw: Liverpool, 302 employees

Rainbow Dust Colours: Preston, 18 employees

Renshaw Europe: Europe, 2 employees

Renshaw Americas: New Jersey, 1 employee (now closed)

(Discontinued operations)

Brighter Foods manufactures snack bars, both branded and own label, targeted at areas such as diet control, gluten free, lactose free, low, 
or no added sugar, sports nutrition, organic and fair trade.

Brighter Foods: Tywyn, Wales, 216 employees

www.realgoodfoodplc.com Stock Code: RGD

03

30678 Real Good Food AR2021.indd   3

30678 Real Good Food AR2021.indd   3

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:18

20/09/2021   21:02:18

Chairman’s Statement

Overview
As for most companies, the year to  
31 March 2021 was a period of 
unprecedented uncertainty and challenges 
due to covid-19 and Brexit. There were three 
national lockdowns and restrictions on public 
gatherings impacting revenues and 
productivity within both the Group’s 
businesses. The priority for the Group during 
this period was to conserve cash and to 
keep employees safe and healthy, both 
physically and mentally. The Group’s 
continuing businesses claimed £1.2m 
(continuing and discontinued businesses: 
£1.7m) under the Government’s Job 
Retention Scheme and at its peak 254 
employees (48% of staff) were on furlough. 
Despite these conditions, it is pleasing to be 
able to report that the Group has continued 
to progress and to restore shareholder 
value. 

Our plan for the financial year was to 
accelerate operational changes made within 
Renshaw and to generate revenue growth 
from new products and better customer 
service delivery. Whilst not immediately 
apparent from our financial results, due to 
covid-19 and post Brexit disruption, the 
Group has continued to improve and is 
moving forward with further operational 
improvement initiatives within Renshaw and 
Rainbow Dust Colours. In particular, the 
management team is leveraging our heritage 
brand through new and exciting product 
innovation and customer service. New 
product launches have been made with 
Marks and Spencer, Tesco, Asda, Aldi and 
more recently with Lidl. 

New product revenues from the launch of  
66 new products, accounted for 7.6%  
(£1.6 million) of sales last year for Cake 
Decoration. Currently there are 413 new 
products in various stages of development. 
This is important given that the sugar paste 
market is in gradual decline and the demand 
for marzipan is not growing. 

The plan for the year was also to leverage 
investments made during FY20 within 
Brighter Foods.

Shortly after year end, we sold Brighter 
Foods Limited to The Hut Group for 
£35.6million which valued the business 
at £43million. Given the high value of 
indebtedness of the Group, due to some 
poor acquisitions in the past, the current 
Board had been minded to dispose of 
Brighter Foods at the right value. The timing 
of the sale coincided with the end of the 
lock-in period of the Chief Executive Officer 
and Founder of Brighter Foods. At £43 million, 
the sale represented 8.6 times annualised 
FY20 EBITDA and 11.7 times (unaudited)
FY21 EBITDA.

The sale enabled us to effectively halve 
the level of shareholder loans (from 
£45.6 million to £22.0 million) and to 
eliminate the pension scheme deficit (by the 
injection of £8.5 million into the scheme’s 
assets).

Dividend
As with previous years, the Board is not 
recommending the payment of a dividend for 
the year. The focus is on reducing the level 
of debt and investing in Renshaw and 
Rainbow Dust Colours to deliver the best 
possible returns for shareholders.

Corporate Governance
The Group is governed through the Board 
and its Audit Committee and Remuneration 
Committee. The Board is very conscious of 
its related party connections and dealings. 
As appropriate, myself, Gail Lumsden (Senior 
Independent Non-Executive Director) and 
Maribeth Keeling (Chief Financial Officer) 
meet independently of the Board to discuss 
matters concerning Loan Note Holders and 
major Shareholders. 

Strategy
The Group’s strategy is set out in more detail 
later in the Strategic Review. But in 
summary, the aim is to maximise value for 
shareholders by leveraging productive 
capacity by growing revenue (through product 
innovation and new customers) and 
improving operational performance. The 
Group is open to divesting parts of the 
remaining and continuing businesses for the 
right value at the right time. The Group has a 
valued heritage and the strategy is to 
leverage this with new products and class 
leading service. 

De-listing
As stated at the time of announcing the sale 
of Brighter Foods Limited on 22 April 2021, 
the Board has been considering all options 
to save costs and to return shareholder 
value. At the AGM, the Independent 
Directors, with the support of the rest of the 
Board, will be proposing that the Company 
cancels the listing of the Company’s shares 
on AIM. This will save approximately 
£150,000 a year in costs and provide 
greater agility and flexibility to maximise 
shareholder value. The volume of shares 
traded is very small and an AIM listing adds 
a disproportionate expense and burden on 
the Company. The Company has arranged for 
a matched bargain facility to be in place by 
JP Jenkins.

Outlook
Since year-end, the Group has seen a pick-up 
in revenues across every sector. After five 
months of trading, revenues are 33% up on 
the same period last year and, more 
importantly, 1.3% ahead of the first five 
months of FY20. FY22 year-to-date EBITDA is 
a profit, trading ahead of FY21 EBITDA and 
FY20 EBITDA; this is particularly pleasing 
given the short-term challenges and 
increased costs of logistics due to driver 
shortages and limited availability of shipping 
containers. 

Prospects for the remainder of the year are 
good and the Board is confident of reporting 
further progress. It’s also encouraging to note 
that the business is being recognised for its 
innovation and quality of new products.

Finally, I would like to thank our employees 
who have worked hard to overcome various 
challenges, during the covid-19 crisis, to 
ensure that products and customer service 
continued (and continue) to be delivered. 

Mike Holt
Executive Chairman

20 September 2021

04

STRATEGIC REPORT

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   4

30678 Real Good Food AR2021.indd   4

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:19

20/09/2021   21:02:19

The turnaround of the Cake Decoration 
business continued in FY21, with overhead 
restructuring being expedited during the year. 
Overheads are now significantly reduced: the 
business has restructured the engineering 
function to meet the demands of the 
business with maintenance being 
undertaken outside of production periods. 
Additionally, there are a number of initiatives 
ongoing within the Cake Decoration business 
to improve profitability. The Cake Decoration 
business has reviewed the overseas 
businesses improving the customer 
experience. In America, the warehouse was 
closed during the year and the customers 
are now serviced directly from the Liverpool 
site. Cake Decoration is working with a 
distributor in Europe for its smaller 
customers, thereby improving the customer 
experience. There are also a range of other 
options being evaluated to enhance returns 
from this business. One key opportunity for 
sales growth has been in new product 
development and customers: indeed 

a review was undertaken of the current 
products leading to the delisting of c.110 
and introducing c.66 new products to 
market, and a new blue-chip retailer was 
also secured. Cake Decoration will continue 
to evolve and look for opportunities to add 
value to the business. Importantly, the Cake 
Decoration infrastructure and operational 
facilities are able to deliver the sales growth 
and improved profitability that the Board 
believe achievable. 

The Group’s central resources are now 
limited to finance and the plc board. 
Opportunities are continually sought to 
reduce these further, consistent with good 
governance. The Group shareholder debt 
remains significant; the debt, however, was 
reduced by £23.6m following the sale of 
Brighter Foods, and the interest rates on the 
loans were reduced from 1 January 2021. 
The interest burden, almost all of which is 
rolled-up, will remain for the foreseeable 
future.

31 March
2021
£’000s

31 March
2020
£’000s

Loss before taxation of continuing businesses

(6,108)

(23,060)

Depreciation of property, plant, and equipment

Impairment charge

Amortisation of intangibles

Significant items

Finance costs

Other finance costs

EBITDA (adjusted) Profit

1,639

–

52

(203)

4,665

182

227

1,708

12,909

159

1,022

5,445

169

(1,648)

STRATEGIC REPORT

Strategic Review

2020/21 performance
The report includes Cake 
Decoration as the continuing 
business.
Overall revenue from continuing businesses 
decreased from £41.2 million to £37.3 
million, a decrease of £3.9 million (9.5%) 
within Cake Decoration. The business was 
impacted by covid-19 with overall revenues 
down in the first half of the year by 23% 
versus FY20 and recovering in the second 
half of the year by 3% versus FY20. 

The majority of the revenue decline was in 
the Group’s first quarter (which coincided 
with the first UK lockdown) and 
predominantly in the Wholesale and 
Manufacturing sectors which were down by 
£2.5m (-9%), International revenues were up 
year on year with Europe broadly in line, and 
the US with a year-on-year increase of £1.1m 
(+18%). The International sector also had 
challenges with its export logistics including 
the global shortage of containers and the 
impact of border controls owing to Brexit. 

The UK came under pressure owing to the 
declining market for sugarpaste (-8.4%), 
however, UK Cake Decoration sales of 
sugarpaste outperformed the market by 
2.4% in the year. Frostings revenues rose by 
17% versus FY20, which is a growing market 
where Renshaw is developing and selling 
premium products. 

Retail, despite covid-19, saw revenues 
increase by 7% year-on-year. 

Brighter Foods business was sold in May 
2021 for a consideration of £43m. Brighter 
Foods is included as a discontinued 
operation in the FY21 accounts. The 
decrease in revenues of 21.9% versus prior 
year within Brighter Foods reflects the impact 
of covid-19 and the closure of the ‘food on 
the go’ and health food market. Brighter 
Foods’ largest customer had to close its 
doors in March 2021 in line with the 
government covid-19 guidance and had 
limited sales in the year. 

Both businesses used the government job 
retention scheme claiming £1.7m in total 
(£1.2m in Cake Decoration). Food 
Ingredients maintained operating profit as a 
result of reduced operating costs. In Cake 
Decoration, underlying adjusted EBITDA 
decreased from £1.8 million in 2020 to £0.8 
million in 2021, due to the covid-19 impact 
which reduced revenues, partly offset by the 
lower overhead costs and the furlough 
income of £1.2m. 

www.realgoodfoodplc.com Stock Code: RGD

05

30678 Real Good Food AR2021.indd   5

30678 Real Good Food AR2021.indd   5

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:19

20/09/2021   21:02:19

Summary and Outlook
We believe we have the leadership, the 
senior management, and the resources 
capable of delivering a further uplift in 
performance in the Cake Decoration 
business, and a central cost base that is 
more fit for purpose. The Board continues to 
evaluate a range of options, to maximise 
shareholder returns. 

The country came out of the lockdown period 
in July 2021, and the business was and 
continues to be positioned to take 
advantage of the sales opportunities in new 
sectors and new innovations with a 
refocussed sales and marketing team. The 
Board continues actions to generate and 
conserve cash. The Group remains focused 
on continuing to improve its performance, 
reduce net debt further and thereby increase 
shareholder value and returns.

The Board is grateful for the continued 
support of all stakeholders who have shown 
confidence in the Group during the past year 
and will make every effort to retain the 
positive momentum which is now evident in 
the underlying business. The Board is 
confident in the future prospects of the 
Group.

Strategic Review (continued)

Capital structure
The Group manages the capital 
structure and reviews the 
requirements in response to 
economic conditions.
The Group has a total credit facility of £8.87 
million with Leumi ABL Limited. The facilities 
comprise of a £5.45m revolving credit facility 
and a £1.3m term loan both on 60 months 
ending August 2024. There is also a 
£2.12m plant and machinery facility on 36 
months ending August 2022. During the 
year, the business increased the credit 
facility by £2.0 million secured on the 
Brighter Foods’ sales. On the disposal of 
Brighter Foods, this facility was cancelled.

The maximum draw down value during FY21 
occurred in December 2020, being £2.3m 
(FY20 occurred in September 2019, being 
£2.0m). The lowest month in FY21 was July 
2020, being £0.4m (in FY20 it was August 
2019, when no draw down was required, as 
there was a credit balance in the revolving 
credit facility of £0.4m). 

The Board recognises that the Group’s level 
of debt is higher than expected for a 
business like Real Good Food. However, 
given its business model and the presence 
of bank debt, the Group was restricted to 
asset-backed finance held by J F Renshaw 
and its revolving credit facility. As at 31 
March 2021 there was no bank overdraft. At 
the same time, the Group’s balance sheet 
retains a significant tangible asset base, 
goodwill that has been written down to 
realistic levels, and has net assets 
significantly in excess of the Group’s current 
stock market capitalisation. This is an 
important measure in establishing the 
Group’s financial worth in the future.

Operating performance  
and outlook
Given the impact of covid-19 on the FY21 
results, the business has set budgets for 
FY22 based on FY20. 

We prepare the business forecast on varying 
levels of revenues and have modelled the 
effect of these to ensure appropriate action 
can be taken if required. To date, the sales 
performance of the continuing business is in 
line with the Board’s expectations, and 
central costs are as expected. The Cake 
Decoration market in the UK, particularly in 
the retail sector, is proving increasingly 
competitive, but we are confident that we 
can leverage experience and expertise to 
deliver what our customers need and want. 
The Group is working to ensure that both 
businesses have a strong sustainable base 
to capitalise on opportunities that may arise 
from the current environment. Brexit and 
covid-19 caused some uncertainties in FY21, 
however the expectation is that logistics of 
moving goods to Europe will ease during 
FY22. 

After a particularly challenging year in the 
period to 31 March 2021, where employees 
and all stakeholders have experienced 
situations never seen before, the Board 
wishes to thank all the Group’s and 
businesses’ stakeholders for their 
understanding and continued support. 
Although covid-19 did impact FY21, the 
Group sales performance in quarter 4 FY21 
was ahead of the pre covid-19 sales.

Group strategy
The Board’s strategy is to have a profitable 
cash generative business. Cake Decoration 
has a new invigorated strategy for the 
business. The outturn from FY21 has shown 
a year-on-year increase in revenues for the 
fourth quarter and this has continued into 
FY22. The changes made by Cake 
Decoration in the last couple of years have 
provided the business with a platform to 
concentrate on what it is good at. The 
outsourcing of the warehousing and 
distribution to a third-party provider 
continues to result in improvements in 
customer service. The New Product 
Development (NPD) and Marketing teams 
continue to drive focus on innovation and 
sales growth, and secured a new blue chip 
customer and delisted c. 110 and brought to 
market c. 66 new products in the year. 

Central resources are now limited to finance 
and general management.

06

STRATEGIC REPORT

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   6

30678 Real Good Food AR2021.indd   6

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:19

20/09/2021   21:02:19

STRATEGIC REPORT

Marketplace Review

The Group operated in two main divisions: Cake Decoration and Food 
Ingredients, in FY21. However Brighter Foods, the Food Ingredients 
business was sold in May 2021 and is classed as a discontinued operation 
in FY21 accounts. Our brief perspective on the major trends in the 
continuing business follows.

The Group’s Cake Decoration division 
comprises, Renshaw in the UK, Europe and 
Rainbow Dust Colours.

The home baking category is worth £1,136 
million at RSP (Retail Selling Price). The 
category is in growth by 22%, with 94% of all 
households purchasing home baking in the 
last year. The baking category in which Cake 
Decoration trades is worth £587 million* at 
RSP (Retail Selling Price). The category is in 
growth by 23%, with 86% of all households 
having purchased home baking products in 
the last year*. 

This reflects a sector with high levels of 
interest and user engagement. Home bakers 
are continually looking for inspiration in the 
media, on TV with programmes such as 
Extreme Cake Makers and The Great British 
Bake Off (where several million people tuned 
in to watch the final); and through social 
media sites such as Pinterest, Instagram, 
and Facebook where there lives a real 
community of home bakers and cake 
decorators. Renshaw and Rainbow Dust are 
investing in bringing innovation to the 
market, leading new trends in the cake 
decorating sector and engaging the home 

baker with new ideas through digital 
channels to educate and inspire new and 
experienced cake decorators of all levels. 
Cake Decoration are working with a 
well-known cake decorator on their own label 
range for Rainbow Dust Colours to be 
launched in FY22.

* 52 week ending Kantar data 21 March 2021

www.realgoodfoodplc.com Stock Code: RGD

07

30678 Real Good Food AR2021.indd   7

30678 Real Good Food AR2021.indd   7

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:19

20/09/2021   21:02:19

Divisional Business Review

During the year, further changes have been 
made to the overhead structure to reduce 
costs and focus on customer service. 
Renshaw remains a strong brand in the 
sector. 

Further work and efforts will continue 
throughout FY22 to refresh existing 
products, develop new products, bring new 
customers on board and streamline our 
sales and operational processes.

Forward plans
The business continues to pursue a growth 
strategy focused on increased supply of 
everyday convenience products under its 
own and customers’ brands. The investment 
in the soft icings plant saw frostings grow 
year on year in FY21, and all indications 
including customer feedback suggest this is 
expected to continue in FY22. Export growth 
continues to be focused on North America 
where the company has identified the 
greatest potential to grow sales. Following 
the successful closure of the US based 
warehouse in FY21, with sales now being 
shipped directly from the factory in Liverpool 

to the US, this has streamlined the process 
and improved customer service. The 
business continues to implement 
operational changes including the 
restructure of the engineering function to 
carry out planned maintenance outside of 
production hours and improvements to the 
factory planning system. These changes will 
result in a more streamlined business which 
is focused on growth opportunities, efficiency 
savings and an improvement in overall 
performance.

Covid-19
As a food manufacturer, the business 
remained open during the lockdown period. 
Our priority is the safety of our staff whilst 
supplying our customers with the quality 
product. All required changes to meet 
covid-19 requirements have been carried out 
at the sites. Going forward the expectation is 
that there will be no further lockdown 
periods and no covid-19 restrictions such as 
social distancing, that impacted the financial 
performance of the Group in FY21.

12 months to March

Revenue

EBITDA (adjusted)*

Impairment charge

Operating (loss)

Operating (loss)%

2021
£’m

37.3

0.8 

–

 (1.7)

(4.6%)

2020
£’m

41.2 

1.8 

(12.6)

 (13.4)

(32.5%)

* See note 5 for reconciliation

2 Kantar 52-week YOY to March 21st, 2021

REVENUE
37.3m

EBITDA Profit 
(adjusted)*
£0.8 m
OPERATING  
LOSS
£(1.7)m

2020/21 Performance
FY20/21 was due to be a transitional year 
for the Cake Decoration division, with a 
significant restructure taking place in FY20 
and the benefits expected to be seen in 
FY21. However, with three lockdown periods 
in the financial year, significantly impacting 
sales and EBITDA versus FY20. The FY21 
result for Cake Decoration showed revenue 
progress in new product launches and a new 
blue-chip customer, however this was 
overshadowed by the shortfall in the 
wholesale and manufacturing sectors, both 
of which saw their customers having to close 
during the lockdown period. The second half 
of the year saw total revenues increase by 
3% versus FY20. This is significant because 
even though the UK sugarpaste market 
declined by 8.4%2, the UK sugarpaste 
revenues only declined by 6% and sales of 
sugarpaste in the second half of the year 
were up on the previous year by 12%. 
Renshaw’s performance outperformed the 
underlying market decline. Retail despite 
covid-19 saw revenues increase by 7% year 
on year. The investment in the soft icing 
plant has resulted in year-on-year improved 
revenues of 17%, and this is expected to 
continue to grow in FY22 as frostings and 
other soft icing products are becoming 
increasingly popular due to their ease of use 
for the novice baker and decorator. Although 
still slightly behind, sales in the wholesale 
and manufacturing sectors had growing 
momentum in the final quarter. The 
International market is an important market 
for Cake Decoration; in FY20 we signed an 
exclusive agreement with the largest 
distributor of cake supplies in the US, 
Decopac, to help the Cake Decoration 
business grow market share in the US 
market. Despite covid-19, the revenues from 
Decopac increased by 25% year-on-year with 
further growth expected in FY22. Renshaw 
Europe recovered from the lockdown period 
with a good sales performance in the second 
half of the year. As part of the Cake 
Decoration strategy, Renshaw Europe 
appointed a distributor to service the smaller 
customers in Europe improving the customer 
service. 

08

STRATEGIC REPORT

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   8

30678 Real Good Food AR2021.indd   8

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:20

20/09/2021   21:02:20

STRATEGIC REPORT

12 months to March

Revenue

EBITDA (adjusted)*

Operating profit

Operating profit %

*See note 5 for reconciliation

2021
£’m

19.8

3.6 

 2.6

2020
£’m

25.3

5.0 

 2.9

13.1%

11.5%

REVENUE
£19.8m

EBITDA Profit 
(adjusted)*
£3.6m
OPERATING  
profit
£2.6m

2020/21 Performance
Brighter Foods creates, develops, and 
manufactures snack bars for the healthy 
snacking market from its factories in Tywyn, 
Gwynedd in mid Wales. Brighter Foods is a 
multi-award-winning company which produces 
snacks which are targeted at areas such as 
diet control, gluten free, lactose free, low or 
no added sugar, sports nutrition, organic and 
fair trade and its manufacturing capabilities, 
and even before recent expansion was highly 
regarded throughout the industry. As well as 
manufacturing partner-branded products, 
Brighter Foods has its own healthier brands 
such as Wild Trail, which is stocked in 
retailers and health food stores. 

Brighter Foods is classed as a discontinued 
operation in the FY21 accounts owing to the 
sale to The Hut Group plc in May 2021.

Forward plans
Brighter Foods was sold to The Hut Group 
(THG) on 11 May 2021 for a consideration  
of £43m.

www.realgoodfoodplc.com Stock Code: RGD

09

30678 Real Good Food AR2021.indd   9

30678 Real Good Food AR2021.indd   9

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:20

20/09/2021   21:02:20

12 months to March

2021
£’000s

2020
£’000s

Revenue

37,292 

41,243 

Gross profit

 15,164 

 17,628 

Delivered margin

 11,549 

 14,633 

Delivered margin %

31.0%

35.5%

Underlying EBITDA 
(adjusted)* 

Operating (loss) 
before impairment 
and significant items

Operating loss after 
impairment and 
significant items

227 

(1,648) 

(1,464)

(3,515)

 (1,261)  (17,446)

Operating loss %

(3.4%)

(42.3%)

Loss before tax

(6,108)  (23,060)

All figures refer to continuing businesses.

*See note 5 for reconciliation

Finance Review

Revenue
Group revenue of the continuing businesses 
for the 12 months ending 31 March 2021 is 
£37.3 million (2020: £41.2 million), a 
decrease of 9.5% on revenue to  
31 March 2021. Cake Decoration sales were 
impacted by covid-19, particularly in quarter 
1, the initial lockdown period. Wholesale and 
manufacturing sectors were most affected 
with many of their customers having to close 
their operations. The sales recovered in the 
second half of the year with revenues ahead 
of H2 FY20 by 2.5%, retail revenues were 7% 
ahead of the previous year and the Wholesale 
and Manufacturing sectors gained momentum 
in the fourth quarter, although both sectors 
revenues were down on the prior year. 

Profit measure on operations
Gross profit on the continuing businesses for 
the overall Group was £15.2 million (2020: 
£17.6 million). At 40.7%, the gross profit in 
the year, was adverse to the prior year by 
2%, owing to the sales mix and the effect of 
covid-19 including the costs associated with 
social distancing in the factory. Delivered 
margin is defined as gross profit less costs 
of delivery.

The operating loss in the year of £1.3 million 
is reported after depreciation and 
amortisation charges of £1.7m, significant 
items benefit of £0.2m and a furlough 
payment received of £1.2m. The benefit in 
the significant costs arises from the 
revaluation of the Brighter Foods put option 
of £1.3m; the other significant costs are 
£1.1m which relate to the restructuring in 
the Cake Decoration business. 

The adjusted EBITDA of the underlying 
continuing business is £0.2m.

The items adjusted for are:

Significant Items: 

£(1.1)m

Revaluation of Brighter Put Option 

£1.3m

There has been no requirement for an 
impairment charge on goodwill or fixed 
assets in FY21. The Board, having 
considered the trading forecasts, have 
reasonable expectations that the recoverable 
amount would support the value in the 
accounts. 

After finance costs of £4.8 million, this 
resulted in a loss before tax for the year of 
£6.1 million (2020: loss of £23.1 million) 
for continuing businesses. This equates to a 
basic loss per share of 6.50 pence on 
continuing operations (loss of 22.14 pence 
in 2020), (see note 15).

Cash flow and net debt
Conserving cash is a key measure for the 
Group. Covid-19 of course heightened the 
focus with the UK and European lockdown in 
March 2021. The business modelling 
included looking at varying levels of 
revenues and the effect of movements on 
cash planning to ensure appropriate action 
was taken if required. 

As part of the cash planning, the Group 
increased the revolving credit facility by £2m, 
to include Brighter Foods. This additional 
facility was completed in August 2020, and 
following the disposal of Brighter Foods in 
May 2021, the additional facility was 
removed.

The Group used the Government job 
retention scheme (£1.2m in Cake 
Decoration), and deferred PAYE payments 
(£0.6m) to conserve cash during the 
lockdown period. Repayments of the PAYE 
have been made in line with the government 
‘time to pay’ plan.

The net debt at the end of FY21 stood  
at £48.8m versus £45.4m in FY20. This is 
predominantly shareholder loans of  
which £15.2m is in the form of convertible 
loan notes.

Total 

£0.2m

Net debt is a key performance indicator for 
the Group and is explained in note 13. 

The significant costs incurred relate to the 
restructuring costs in the Cake Decoration 
business and head office costs, and are for 
redundancy costs, project costs and closure 
costs associated with the warehouse in the 
US. In Head Office, the costs are for legal 
and financial costs associated with the 
disposal of Brighter Foods and benefit from 
a significant reduction in the provision for 
the minority shareholders’ put option. The 
number of indirect employees reduced year 
on year by 17 across the business. 

10

STRATEGIC REPORT

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   10

30678 Real Good Food AR2021.indd   10

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:20

20/09/2021   21:02:20

STRATEGIC REPORT

Going Concern and Post  
Balance Sheet Events
The Directors have considered the Group’s 
business activities together with the factors 
likely to affect its planned future 
performance. The forecasts, agreed with the 
business consider reasonable possible 
changes in trading performance.

The forecast for FY22 for the continuing 
businesses, is based on the national 
lockdown restrictions being removed in July 
2021. Some of the sectors we serve have 
experienced growth during the covid-19 
pandemic, namely retail and international. 
The sectors most affected by the pandemic 
owing to their customers having to close 
their own businesses are wholesale and 
manufacturing, these sectors are now 
returning to pre covid sales. The new 
customers and product launches during 
FY21 will have a full year impact in FY22. 
The overhead savings and operational 
efficiencies made in FY21 will have a full 
year impact in FY22. 

The Board consider the forecasts to be 
reasonable and these assumptions have 
been projected.

The Board reviewed the sensitivity of the 
sales and have modelled the effects of 
these. 

The Directors considered the following 
scenarios:

Scenario 1:  
Reduction in revenue of 5% all year; and 

Scenario 2:  
Reduction in revenue of 5% and the gross 
margin reduced by 10% all year.

In Scenario 1 without any mitigating action 
the Group will not run out of cash and will 
have sufficient liquidity headroom with the 
low point for cash being September 2022 
when cash would reduce to £2.1million as a 
result of the stock build for quarter 3, 
(October to December).

In Scenario 2 without any mitigating action 
the Group would run out of cash in May 
2022, some 14 months from the monthly 
reduction in revenue and gross margin from 
the start of FY22. If there was a reduction in 
gross margin of 10%, this would be as a 
result of commodity price increases that 
would be passed onto customers. The 
mitigating action would be taken quickly and 
would result in a price increase to 
customers, with a time lag factored in as 
negotiations took place with customers. A 
prudent approach of a 75% recovery in FY22 
would result in the business not running out 
of cash with the low point for cash being 
September 2022 when cash would be 
£1.3million, owing to the stock build.

The Group has various levers that it can use 
to mitigate the shortfall including:

 { Cessation of non-essential spend

 { Review of overhead costs

The banking covenants that are in place for 
FY22 have been amended taking into 
account the seasonality of the Cake 
Decoration business. 

The covenants for FY22 are EBITDA being 
within 75% of the forecast and greater than 
£5 million tangible net worth. These 
covenants are not breached on the stressed 
scenarios referred to above.

The principal shareholders of the Group have 
shown considerable support for the working 
capital requirements and as a result have 
extended the repayment period of the 
current loans from 19 May 2022 to 19 May 
2023.

Having carefully considered the liquidity of 
the Group and Company in line with the 
current strategy and future performance, the 
Directors have a reasonable expectation that 
the Company and the Group have adequate 
resources to continue in operational 
existence for the next 12 months and 
therefore continue to adopt the going 
concern basis in preparing the consolidated 
financial statements.

Pension Scheme
The Group offers a defined contribution 
scheme for all current employees that is 
funded on a monthly basis. In addition, the 
Company operates a defined benefit scheme 
that was closed to new members in 2000. 
The defined benefit scheme is the Napier 
Brown Retirement Pension Plan (the Plan). 
The IAS 19 pension scheme valuation 
reported a gross deficit at 31 March 2021 of 
£7.5 million (2020: £7.9 million). The Plan 
assets increased by £0.8 million to  
£14.5 million (2020: £13.7 million) and the 
Plan liabilities are £21.9 million compared  
to £20.8 million at 31 March 2020. 
Following the sale of Brighter Foods on the 
11 May 2021, a payment of £8.5 million was 
made to the Napier Brown Retirement Plan 
eliminating the current pension scheme 
deficit liability. 

Dividend
The Directors, considering the Group’s 
performance and cash resources, do not 
recommend the payment of a final dividend 
for the year ended 31 March 2021  
(2020: nil).

www.realgoodfoodplc.com Stock Code: RGD

11

30678 Real Good Food AR2021.indd   11

30678 Real Good Food AR2021.indd   11

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:20

20/09/2021   21:02:20

Key Performance Indicators

The Board monitors a range of financial and non-financial key 
performance indicators, reported on a regular basis, to measure the 
Group’s performance. The key performance indicators, all based on 
continuing operations, are set out below. The Board has reviewed these 
key performance indicators and considers they remain appropriate.

REVENUE GROWTH
Revenue is calculated for  
continuing business and is from  
external sources only.

£37.3m

£41.2m

£46.4m

£47.7m

2021

2020

2019

2018

COMMENT

Revenue in the year decreased by 9.5% (FY20 
decreased by 11.2%) This was primarily driven 
by covid-19 and the underlying decline in the 
sugarpaste market. Cake Decoration 
outperfromed the sugarpaste market. The 
sustainable quality of the revenue is regarded 
as important.

EBITDA (ADJUSTED)ON 
CONTINUING ACTIVITIES
EBITDA (adjusted) is defined as  
earnings before significant items, 
interest, tax, depreciation, amortisation, 
and impairment charges.

£0.2m

£(0.9)m

£(1.6)m

2021

2020

2019

2018

£(4.0)m

The EBITDA (adjusted) profit was £0.2 million 
as against a loss in the prior year of  
£1.6 million.

EBITDA measurement is to evidence 
improvement in line with the increase in 
revenue and/or reduced costs.

NET DEBT
Net debt is the total Group  
borrowings less cash at bank.

£48.8m

£45.4m

£35.7m

£37.8m

DEBT COVER
Debt cover is calculated by dividing  
total net debt by continuing EBITDA 
(adjusted).

ACCIDENT FREQUENCY RATE
The accident frequency rate is the 
number of RIDDOR accidents  
per 100,000 hours worked.

2021

2020

2019

2018

214.98

(27.38)

2021

2020

(37.82)
2019

(9.48)

2018

1.16

1.00

1.00

1.74

2021

2020

2019

2018

Net debt in the year has increased to  
£48.8 million (FY20 £45.4m); net debt is 
predominantly shareholder loans. Following the 
sale of Brighter Foods shareholder loans were 
reduced by £23.6m to £22.0m

As a result of increased EBITDA (adjusted) 
profits in the year net debt cover stood at 
214.98 at the end of FY21 and 85.67 following 
the sale of Brighter Foods. Covid-19 had a 
significant impact on EBITDA The Group 
measures the changes on debt cover year on 
year.

A higher number denotes a higher risk. The 
number of RIDDOR accidents in FY21 was 5, on 
par with FY20. The target for RIDDOR accidents 
is nil. This has not been achieved; however, the 
Group continues to invest in training to further 
reduce accidents and will continue to support 
the businesses to achieve the target.

12

STRATEGIC REPORT

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   12

30678 Real Good Food AR2021.indd   12

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:21

20/09/2021   21:02:21

STRATEGIC REPORT

Corporate Social Responsibility

Real Good Food plc recognises its responsibility to, and how much 
it benefits from, the communities of which it is a part. Embracing 
its corporate social responsibility to its stakeholders and within its 
communities is therefore an important part of building long term 
sustainable businesses in the Group. 

2021/22 Priorities
 { We continue to maintain and improve our 
legal compliance and health and safety 
performance. An appropriate periodic 
audit process is being implemented to 
help ensure improving standards in this 
important area.

 { Targeting a further year on year reduction 

in the number of incidents. 

 { Continue to work and support the local 

communities.

Each business has a Corporate Social 
Responsibility Plan that is built around the 
Group’s Responsible Business Framework 
and is actively engaged in its fulfilment.

The Responsible Business Framework in 
place has three key objectives:

 { To be the employer of choice in its local 

community.

 { To be actively involved within its 

communities and to build a reputation 
for social responsibility.

 { To continue to strengthen its reputation 
for respect, integrity and innovation with 
our customers, suppliers, employees, 
and partners.

During the year it has been more difficult to 
engage with the community owing to  
covid-19 and employees having to work  
from home. However, J F Renshaw and 
Rainbow Dust donated £1,250 to the local 
foodbanks in Preston and Liverpool.

As a small recognition of the work carried 
out by the NHS, Cake Decoration made 
cup-cakes for the NHS workers at the 
Liverpool Women’s Hospital.

Health and safety 
Commentary 2020/21
The Board reviews the Health & Safety 
reports of both businesses at the monthly 
Board meetings. The Board, along with local 
management, fully support the H&S 
initiatives that have been taken in the 
business in the last year. 

Employees are encouraged to report all 
accidents and near misses to ensure that 
preventative training and actions can be 
undertaken. 

Covid-19 raised further challenges with 
health and safety in the factories, and it was 
a challenge that the whole workforce 
embraced and observed. The Group have 
fully complied with all Government 
legislation. A covid-19 group was formed in 
Cake Decorations including personnel from 
across the different functions. 

 { Renshaw hasa full-time Health & Safety 
Manager. There has been a reduction in 
the number of accidents and incidents 
during the year reflecting the ongoing 
training and improved processes taking 
place in the business. 

www.realgoodfoodplc.com Stock Code: RGD

13

30678 Real Good Food AR2021.indd   13

30678 Real Good Food AR2021.indd   13

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:21

20/09/2021   21:02:21

Working capital 
In order for the Group to have sufficient 
working capital for its needs, the Board 
regularly monitors the Group’s cash position. 
The Directors, after due consideration, have 
a reasonable expectation that the company 
and the Group have adequate resources to 
continue in operational existence for the 
next 12 months.

Regulatory and legal 
The Board monitors and considers corporate 
governance changes and makes the 
appropriate changes in the business. 

This report was approved by the Board on  
20 September 2021 and is signed on its 
behalf by:

Mike Holt
Executive Chairman

Risk Management

The risks facing the Group relate to events, 
and depend on circumstances, that may or 
may not occur in the future. The Board 
recognises that risks and uncertainties could 
affect the delivery of its strategic objectives, 
and over the past year has continued to 
implement improvements in the Group’s 
governance. The risk register is reviewed at 
least quarterly at the Group Board. The 
principal risks of the Group as a whole are 
set out below.

Demand for products and 
market share 

Many factors affect the level of consumer 
spending in the food industry and consumer 
preferences and spending habits change as 
a result of factors that are difficult to predict, 
including lifestyle, nutritional and health 
considerations. The Group has expertise in 
the categories within which it operates and 
builds on shopping insights to predict a 
change in trends and develop new products 
for changing habits. 

The Group may experience increased 
competition from existing or new companies, 
especially at a time when the major retailers 
may experience more difficult trading 
conditions. The Group’s sales fluctuate 
seasonally, with products sold during 
Christmas and Easter accounting for a 
significant portion of the Group’s overall 
revenue. The Group maintains close 
relationships with its existing customer base 
and continues to develop research-led 
innovative products. To reduce dependency 
on the UK further, the Group has focused  
on growing its market share in selected 
export markets.

Macroeconomic environment 
and Brexit 
The Group has no control over fluctuations in 
the longer-term price and availability of 
ingredients. Following Brexit, there has been 
a period of uncertainty with logistics and the 
transportation of goods through customs, 
this has started to settle down as the 
customs officials become more acquainted 
with the documentation. The Group manages 
the impact of commodity price inflation and 
foreign exchange through natural hedging.

Regulations and safety 
Food safety, environmental protection and 
employee health and safety are constantly 
evolving areas of responsibility for the 
business, and subject to increasing 
regulation at home and abroad. Any incident 
could have an impact on the Group’s 
reputation and customer confidence. The 
individual businesses of the Group have 
responsibility for ensuring that safe 
standards are maintained.

Pension liabilities
The Group operates a now-closed defined 
benefit pension scheme which exposes the 
Group to changes in investment returns, 
discount rates, life expectancy and inflation. 
Following the disposal of Brighter Foods, the 
Group agreed a one-off payment with the 
pension trustee of £8.5 million, effectively 
settling the current deficit and having 
c£1.5m on account. The pension fund is 
undergoing the 3-year valuation and a new 
payment plan will be agreed in due course 
taking account of the £1.5m. Although the 
Group currently expects to be able to meet 
its obligations under the pension scheme, 
the funding of the scheme exposes the 
Group to further risks.

14

STRATEGIC REPORT

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   14

30678 Real Good Food AR2021.indd   14

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:22

20/09/2021   21:02:22

GOVERNANCE REPORT

Board of Directors

Mike Holt Executive Chairman

Judith A MacKenzie Non-Executive Director

Judith joined Downing LLP in October 2009 and is Partner and 
Head of Public Equity. Previously she was a partner at Acuity 
Capital, a buy-out from Electra Private Equity, where Judith 
managed small company assets. Prior to Acuity, she spent seven 
years with Aberdeen Asset Management Growth Capital as 
co-Fund Manager of the five Aberdeen VCTs, focusing on 
technology and media investments in both the public and private 
arenas. Judith has held a number of public and private 
directorships.

Appointed Non-Executive Chairman on 30 May 2019, having been 
Non-Executive Director since joining the Board on 7 August 2018, 
and appointed Executive Chairman on 21 October 2020.

Mike has significant public company board, general management, 
financial management and M&A experience. He was CFO of Low & 
Bonar PLC, an international performance materials Group, between 
2010 and 2017. Prior to that, he was CFO of Vp plc, the specialist 
equipment rental group, for over six years from 2004. Before 
joining Vp, Mike held senior financial positions within Rolls-Royce 
Group in the UK, USA, and Hong Kong. He is a fellow of The 
Institute of Chartered Accountants in England and Wales and a 
member of The Association of Corporate Treasurers. Mike qualified 
as a Chartered Accountant with Arthur Andersen. Mike is also a 
Non-Executive Director, and chair of the Audit and Risk Committee 
of Schroders Asian Total Return Investment Trust Company plc, 
and a Non-Executive Director, and chair of the Audit Committee, at 
nmcn plc. In addition, Mike is a Trustee and Director of Hollybank 
Trust Ltd. and The Nottinghamshire Hospice Ltd.

Maribeth Keeling Chief Financial Officer and Company Secretary

Anthony Ridgwell Non-Executive Director

Appointed 15 July 2019

Appointed 30 May 2019

Maribeth has considerable public company experience, having 
specialised particularly in the turnaround and performance 
improvement of various companies in a variety of sectors, and 
has worked predominantly in listed entities (main market and 
AIM), but also in private companies and the not-for-profit sector. 
Maribeth retains her role as Finance Director of the Cake 
Decoration division.

Anthony Ridgwell has been working within the Napier Brown group 
of companies since leaving university. He is also a director of 
Napier Brown and of Napier Brown Holdings Limited where he 
deals with and manages their investments.

Jacques d’Unienville Non-Executive Director

Gail Lumsden Non-Executive Director

Jacques has nearly 20 years’ experience of sugar and related 
industries (independent power production, waste and environment 
management and renewable energy) in France, the Seychelles and 
Mauritius. He is the CEO of Omnicane and the chairperson of 
Omnicane Thermal Energy Operations (La Baraque) Ltd and 
Omnicane Thermal Energy Operations (St. Aubin) Ltd. He has 
served as president of the Mauritius Sugar Syndicate and as 
president of the Mauritius Sugar Producers’ Association.

Appointed 24 October 2019 

Gail has significant experience in driving profitable growth and 
leading major change in both large, global corporates and SMEs. 
Having held senior executive roles in strategy, finance, and 
commercial at Diageo Plc and SABMiller Plc for over  
20 years, Gail now runs her own advisory business and serves  
as a non-executive director on the Industrial Development  
Advisory Board.

www.realgoodfoodplc.com Stock Code: RGD

30678 Real Good Food AR2021.indd   15

30678 Real Good Food AR2021.indd   15

15

20/09/2021   21:02:22

20/09/2021   21:02:22

Report of the Directors

The Directors present their report and the audited financial statements 
for the year ended 31 March 2021. Owing to covid-19 there have been 
restrictions on meetings and this impacted the AGM held in January 21 
and the general meeting held in May 21.

Corporate governance
The Board recognises and understands the 
importance of good corporate governance. 
We have elected to adopt the Quoted 
Companies Alliance Corporate Governance 
Code (the ‘QCA Code’) which we believe has 
been constructed in a simple, practical and 
effective style and that meaningful 
compliance with its 10 main principles 
should provide shareholders with confidence 
in how the Group operates.

Section 172 of the Companies Act 2016 
requires Directors to take into consideration 
the interests of stakeholders and other 
matters in their decision making. 

The Directors continue to have regard to the 
interests of the Company’s employees and 
other stakeholders, the impact of our 
business in the communities we operate, the 
environment and the Company’s reputation 
for good business conduct, when making 
decisions. In this context, acting in good faith 
and fairly, the Directors consider what is most 
likely to promote the success of the Company 
for its stakeholders in the long term. We 
explain this in the report and below:

Relationships with key stakeholders such as 
our customers, colleagues, suppliers, 
investors are explained in more detail on 
pages 16 to 18.

The Directors are fully aware of their 
responsibilities to promote the success of 
the company in accordance with section 172 
of the Companies Act 2006 and that 
sufficient consideration is given to issues 
relating to the matters set out in s172 (1) 
(a)-(f). 

The Board regularly reviews the Company’s 
principal stakeholders and how it engages 
with them. This is achieved through 
information provided by management and by 
direct engagement with stakeholders 
themselves. 

Below shows each principle, and how the 
Group complies:

Principle

How Real Good Food plc complies

1.  Establish a strategy 
and business model 
which creates 
long-term value for 
shareholders.

2.  Seek to understand 

and meet shareholder 
needs and 
expectations.

3.  Take into account wider 
stakeholder and social 
responsibilities and 
their implications for 
long-term success.

The objective and strategy of the Group is to deliver a return on investment for all our shareholders, 
providing a stable financial platform through improving the profitability of the Group as a whole and its 
constituent businesses.

The execution of the strategy is to support and guide the Cake Decoration business in their daily operation 
by clear objectives and articulated strategies, such strategies being updated as necessary on a regular 
basis.
The Board has representation of a large proportion of its shareholder base – they can, and do, 
communicate the thoughts and requirements of the shareholders regularly. 

Contact details of Executive Directors are made available to other shareholders who wish to make contact. 
This is actively encouraged. 

The Board receives share register analysis reports to monitor the shareholder base and identify the types 
of investors on the register.

All shareholders are invited to attend the AGM and Directors make themselves available before and after 
the meeting for further discussion. However, due to the covid situation in 2020 this was not possible. 
Shareholders were given the opportunity to send questions to be raised at the AGM. The Chairman also did 
a separate presentation and question and answer session during the year for the benefit of shareholders.
The Group regards its shareholders, employees, customers, suppliers, and advisors as all being important 
parts of the wider stakeholder group. 

Management regard our employees as our greatest asset, engaging with them on a regular basis as 
referred to in the directors’ report. 

Management clearly places particular importance on its day-to-day relationships with customers, with 
significant effort directed to ensuring these are managed appropriately. The businesses work with many 
customers and suppliers and have developed a partnership way of working to continue the successful 
trading relationships. During the covid-19 pandemic, this became more prevalent. The business supported 
customers who continued to trade during the pandemic with regular communication on availability of stock.

Shareholders are important to the business and continue to support the businesses and the strategy in 
place. 

The Group records customer service levels – OTIF (on time in full), for example and customer 
communication including complaints. The Group had a reduction in complaints year on year and continues 
to strive to reduce this. There is a feedback system in place for service levels and issues raised can be 
addressed.

16

STRATEGIC REPORT

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   16

30678 Real Good Food AR2021.indd   16

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:22

20/09/2021   21:02:22

GOVERNANCE REPORT

Principle

How Real Good Food plc complies

4.  Embed effective risk 

management, 
considering both 
opportunities and 
threats, throughout the 
organisation.

A risk register is compiled by the Audit Committee, detailing the risks identified within the businesses, and 
the Group as a whole. It is regularly updated and is presented at Board meetings for discussion each time 
a change has been made, or quarterly, whichever is the shorter period.

5.  Maintain the Board as 
a well-functioning, 
balanced team led by 
the Chair.

Following further changes to the Board since the year end, the Board, chaired by Mike Holt, currently 
comprises two Executive and four Non-Executive Directors. As executive chairman, Mike is primarily 
responsible for the Group’s approach to corporate governance and the application of the principles of the 
QCA Code. Gail Lumsden is the Group’s Independent Director.

Each Board member commits sufficient time to fulfil her or his duties and obligations to the Board and the 
Group. Each Director attends monthly Board meetings and joins ad hoc Board discussions, as necessary.

The Board is supported by its Audit Committee and its Remuneration Committee. The plc Board meets at 
least once a month, with additional meetings held as and when required. The Audit and Remuneration 
Committees meet at least twice a year. At the start of the Covid pandemic, the Board met virtually on a 
weekly basis. During the year, there were 29 Board meetings held primarily due to the sale of Brighter 
Foods. 

The descriptions on page 15 identify each member of the Board and describes her or his relevant 
experience, skills, and qualities. The Chairman and the Board as a whole believes that the Board has a 
more than sufficient and suitable mix of experience, skills and competence which covers all the disciplines 
essential to bring a balanced perspective to enable the Group to deliver its objective. 

The Board is currently comprised of two Executive Directors and four Non-Executive Directors, one of whom 
is independent and comprises three men and three women, ranging in age from their mid-40s to early 60s. 
Updates to members of the Board on regulatory matters are given by Board members themselves where 
appropriate and/or by Group’s professional advisors.

Against the background of the articulated objective for the Group, the performance of the Board as a whole 
may be judged, through the eventual attainment of financial measures, including adjusted EBITDA, operating 
cash flow and net debt.

The Board has opted for annual reselection at the AGM. The Board is planning to undertake a formal 
assessment in quarter 3 of 2022. Owing to challenges with covid-19, there has not been the opportunity to 
arrange this, once covid restrictions are lifted, this will be put in place. 

The Board recognises that the values it espouses provide the framework which influences all parts of the 
Group. The Executive Officer takes the lead in developing the corporate culture and looks to encourage all 
employees to contribute to the enjoyment and success of the business, the formulation of the tactics to 
deliver the objective and strategy and to the promulgation of the core values. The Human Resources team 
have long promoted the Group’s values which underpin conditions of employment. 

The Executive Board members generally have clear overall responsibility for managing the day-to-day 
operations of the Group and the Board as a whole is responsible for monitoring performance against the 
Group’s goals and objectives.

The roles of the Audit Committee, the Remuneration Committee and the Board of Directors are clearly 
defined within this report.

The Group strives to maintain a regular dialogue with stakeholders including shareholders to enable any 
interested party to make informed decisions about the Group and its performance. 

The Board believes that greater transparency in its dealings offers a level of comfort to stakeholders and 
an understanding that their views will be heard and considered appropriately.

6.  Ensure that between 
them the Directors 
have all the 
appropriate experience, 
skills, and capabilities.

7.  Evaluate Board 

performance based on 
clear and relevant 
objectives, seeking 
continuous 
improvement.

8.  Promote a corporate 
culture that is based 
on ethical values and 
behaviours.

9.  Maintain governance 
structures and 
processes that are fit 
for purpose and 
support good decision 
making by the Board.

10. Communicate how the 
Group is governed and 
is performing by 
maintaining a dialogue 
with shareholders and 
other relevant 
stakeholders.

The Board meets once per month and reviews the performance of the business at each meeting. The Board has delegated certain 
responsibilities to the Audit and Remuneration Committees, details of which can be found on pages 23 and 25.

www.realgoodfoodplc.com Stock Code: RGD

17

30678 Real Good Food AR2021.indd   17

30678 Real Good Food AR2021.indd   17

26627 20 September 2021 9:01 pm Proof 1

20/09/2021   21:02:22

20/09/2021   21:02:22

Section 172 Statement

Section 172 of the Companies Act 2006 
requires Directors to take into consideration 
the interests of stakeholders and other 
matters in their decision making. The 
Directors continue to have regard to the 
interests of the Company’s employees and 
other stakeholders, the impact of our 
activities on the community, the environment 
and the Company’s reputation for good 
business conduct, when making decisions. 
In this context, acting in good faith and fairly, 

the Directors consider what is most likely to 
promote the success of the Company for its 
members in the long term. We explain in this 
annual report, and below, how the Board 
engages with stakeholders, customers, 
colleagues, suppliers and investors.

The Directors are fully aware of their 
responsibilities to promote the success of 
the Company in accordance with section 172 
of the Companies Act 2006 and that 
sufficient consideration is given to issues 

relating to the matters set out in s172(1)
(a)–(f). 

The Board regularly reviews the Company’s 
principal stakeholders and how it engages 
with them. This is achieved through 
information provided by management and by 
direct engagement with stakeholders 
themselves. The key Board decisions made 
from 1 April 2020 to 31 March 2021 are set 
out below. 

Significant 
Events/decisions

Stakeholders 
Affected

Considerations

Extension of 
shareholder loans 
(December 2020)

Employees

 { Legacy issues/events have caused the Group to be very highly geared which inhibits its ability to 

Shareholders

Minority 
shareholders

refinance investor loans with third party commercial loans.

 { The Board is aware that a simpler and less costly capital structure will only be realised by either a 

significant equity issue or the sale of a business unit.

 { The independent directors consulted and sought advice from the Company’s lawyers to ensure that the 
terms of extension complied with the Whitewash process in 2018 and sought advice from our NOMAD 
as to whether it was fair and reasonable in so far as independent shareholders are concerned.

Covid-19 cash 
management 
(March 2020 
onwards)

Disposal of  
Brighter Foods

Employees

 { The company was unable to take advantage of CLBILs due to its leveraged position.

Shareholders

Communities

HMRC

 { The Board have renegotiated the terms of the loan notes, with a reduction in interest rates from 1 

January 2021.

 { In total, the Group has claimed £1.2m, for the continuing business, under the Government’s job 

retention scheme in order to preserve jobs and protect the communities in which our factories are 
situated.

Shareholders

 { The Board undertook a process to review the Group businesses. An offer was received for Brighter 

Employees

Foods of £43m, debt free/cash free, this equated to an 8.6 multiple of FY20 EBITDA and 11.7 multiple 
of (unaudited) EBITDA for FY21. The Board recommended this offer to the shareholders and it was 
subsequently approved at the general meeting on the 10 May 2021. This enabled the Board to reduce 
the shareholder loans by £23.6m and make a payment to the pension fund of £8.5m.

Board interaction  
with businesses  
(April 2020)

Shareholders

 { The Board meetings are held once a month and the MD of the Cake Decoration Division presents the 

Employees

business and discusses both strategic and operational matters. This has strengthened the communication 
between the Board and the business unit and the quality and timeliness of decision making.

 { The Board had planned to visit the operational sites during the year; however, this has been curtailed 

pro tem owing to covid-19 but will resume when restrictions are lifted. 

Investor relations

Shareholders

 { Increased interaction with our shareholders with direct access to the Board; the Chairman makes 

Minority 
shareholders

himself available to minority shareholders and has maintained an ongoing dialogue with the principal 
minority shareholders.

 { The quality, frequency and relevance of investor communications is improving.

Cake Decorations 

Employees

 { Cake Decorations expediated the planned overhead restructure during the year to reduce costs.

Restructure

Shareholders

 { Factory operational changes have started with the engineers carrying out the majority of planned 

preventative maintenance work in the evenings or at weekends to reduce the downtime of the lines.

Board Changes

Customers

Communities

Minority 
shareholders

Employees

Shareholders

 { Investment in New Product Development (NPD) has continued with 66 skus launched during the year 

and c.110 delisted. 

 { Sales and Marketing teams are putting the customer at the forefront of what we do by actively engaging 
in long term partnerships evidenced by securing a new blue-chip customer through the innovation of new 
products, which meet their needs and objectives.

 { Chairman appointed as the part-time executive Chairman to accelerate the rate of progress in rebuilding 

shareholder value.

 { The non-shareholder directors meet independently of the loan note holders to discuss any issues that 

would give rise to conflict. The non-independent directors are not party to these meetings or minutes 
thereof.

Environmental and 
sustainability

Customers

 { Working with supply chain partners to have more recyclable packaging. Owing to covid-19 restrictions 

Employees

this activity was curtailed in FY21, but will recommence in FY22.

 { Continue working with suppliers to source and use ethical products, such as palm oil. The palm oil used 

by the business is sustainable palm oil.

18

GOVERNANCE

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   18

30678 Real Good Food AR2021.indd   18

26627 20 September 2021 9:01 pm Proof 1

20/09/2021   21:02:23

20/09/2021   21:02:23

Section 172 Statement

Report of the Directors (continued)

GOVERNANCE REPORT

Statement of Directors’ 
responsibilities
The statutory Directors are responsible for 
preparing the Strategic Report, the Report of 
the Directors, other information included in 
the Annual Report and the financial 
statements, in accordance with applicable 
law and regulations.

Company law requires the Directors to 
prepare financial statements for each 
financial year. Under that law, the statutory 
Directors have elected to prepare the financial 
statements in accordance with international 
accounting standards and applicable law.

Under company law, the statutory Directors 
must not approve the financial statements 
unless they are satisfied that they give a true 
and fair view of the state of affairs of the 
Company and the Group and of the profit or 
loss of the Group for that period. In 
preparing these financial statements, the 
Directors are required to:

 { select suitable accounting policies and 

then apply them consistently.

 { make judgements and accounting 
estimates that are reasonable and 
prudent.

 { state whether applicable accounting 

standards have been followed, subject to 
any material departures disclosed and 
explained in the financial statements; 
and

 { prepare the financial statements on the 

going concern basis unless it is 
inappropriate to assume that the 
Company will continue in business.

The Directors are responsible for keeping 
adequate accounting records that are 
sufficient to show and explain the Company 
and Group’s transactions and disclose with 
reasonable accuracy at any time the financial 
position of the Company and Group and 
enable them to ensure that the financial 
statements comply with the Companies Act 
2006. They are also responsible for 
safeguarding the assets of the Company and 
Group and hence for taking reasonable 
steps for the prevention and detection of 
fraud and other irregularities.

They are further responsible for ensuring 
that the Strategic Report, the Report of the 
Directors, and other information included in 
the Annual Report and Financial Statements 
are prepared in accordance with applicable 
law in the United Kingdom.

The maintenance and integrity of the Real 
Good Food plc website is the responsibility 
of the Directors; the work carried out by the 
auditor does not involve the consideration of 
these matters and, accordingly, the auditor 
accepts no responsibility for any changes 
that may have occurred in the accounts 
since they were initially presented on the 
website.

Legislation in the United Kingdom governing 
the preparation and dissemination of the 
accounts and the other information included 
in annual reports may differ from legislation 
in other jurisdictions.

Board Meetings 
There has been a substantial increase in the 
number of Board meetings in the year, the 
main reason for the increase is the meetings 
required to consider the disposal of Brighter 
Foods.

Going concern
The Directors have considered the Group’s 
business activities together with the factors 
likely to affect its planned future 
performance. The forecasts, agreed with the 
businesses, consider reasonable possible 
changes in trading performance.

The forecast for FY22 for the continuing 
businesses, is based on the national 
lockdowns being removed in July 2021. 
Some of the sectors we serve have 
experienced growth during the covid-19 
pandemic, namely retail and international. 
The wholesale and manufacturing sectors 
most affected by the pandemic owing to their 
customers having to close have returned to 
pre covid sales. The new customers and 
product launches during FY21 will have a full 
year impact in FY22. Overhead savings and 
operational efficiencies are also included in 
the forecast. 

The Board consider the forecasts to be 
reasonable and these assumptions have 
been projected and shared with the Group’s 
auditors. 

The Board reviewed the sensitivity of the 
sales and have modelled the effects of 
these. 

The Directors considered the following 
scenarios:

Scenario 1: Reduction in revenue of 5% all 
year and 

Scenario 2: Reduction in revenue of 5% and 
the gross margin reduced by 10% all year

In Scenario 1 without any mitigating action 
the Group does not run out of cash and has 
sufficient liquidity headroom post March 
2023 with the low point for cash being 
September 2022 when cash would reduce to 
£2.1million as a result of the stock build for 
quarter 3, (October to December).

In Scenario 2 without any mitigating action 
the Group would run out of cash in May 
2022, some 14 months from the monthly 
reduction in revenue and gross margin from 
the start of FY22. If there was a reduction in 
gross margin of 10%, this would be as a 
result of commodity price increases that 
would be passed onto customers. The 
mitigating action would be taken quickly and 
would result in a price increase to 
customers, with a time lag factored in as 
negotiation took place with customers. A 
prudent approach of a 75% recovery in FY22 
would result in the business not running out 
of cash with the low point for cash being 
September 2022 when cash would be 
£1.3million, owing to the stock build.

The Group has various levers that it can use 
to mitigate the shortfall including:

 { Cessation of non-essential spend

 { Review of overhead costs

The banking covenants that are in place for 
FY22 have been amended taking into 
account the seasonality of the Cake 
Decoration business. 

The covenants for FY22 are plus or minus 
20% of the forecast EBITDA and greater than 
£5 million tangible net worth. These 
covenants are not breached on the stressed 
scenarios referred to above.

The principal shareholders of the Group have 
shown considerable support for the working 
capital requirements and as a result have 
extended the repayment period of the 
current loans from 19 May 2022 to 19 May 
2023.

Having carefully considered the liquidity of 
the Group and Company in line with the 
current strategy and future performance, the 
Directors have a reasonable expectation that 
the Company and the Group have adequate 
resources to continue in operational 
existence for the next 12 months and 
therefore continue to adopt the going 
concern basis in preparing the consolidated 
financial statements.

www.realgoodfoodplc.com Stock Code: RGD

19

30678 Real Good Food AR2021.indd   19

30678 Real Good Food AR2021.indd   19

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:23

20/09/2021   21:02:23

Report of the Directors (continued)

Provision of information  
to auditor
Each person who is a Director at the time 
when this Report of the Directors is 
approved has confirmed that:

 { As far as that Director is aware, there is 
no relevant audit information of which 
the Group’s auditor is unaware, and

 { That each Director has taken all the 

steps that ought to have been taken as 
a director in order to be aware of any 
information needed by the Group’s 
auditor in connection with preparing its 
report and to establish that the Group’s 
auditor is aware of that information.

Principal continuing activities
The principal activities of the Group are the 
sourcing, manufacture, and distribution of 
food to the retail, manufacturing, wholesale, 
and export sectors.

Business review and future 
developments
These topics are covered in detail within the 
Strategic Review and Divisional Reviews on 
pages 5, 6, 8 and 9. 

Non-current assets
Details of changes in non-current assets are 
given in notes 16 - 20 to the financial 
statements.

Directors
During the financial year, Mike Holt Non-
Executive Chairman of the Company agreed 
to become the Executive Chairman of the 
Group. Details of the Directors are given on 
page 15.

Substantial interests
There were the following substantial 
interests (3% or more) in the Company’s 
ordinary share capital:

31 March 2021

NB Ingredients Limited

Omnicane International 
Investors Limited

Downing LLP

Mr J & Mrs S O’Driscoll

% Holding
in ordinary
share capital

22.3%

20.8%

7.9%

5.9%

Directors’ indemnities
The Company has paid £95.0k (2020: 
£32.1k) in respect of Directors’ and Officers’ 
Indemnity Insurance.

Financial instruments
The Group’s financial instruments comprised 
bank term loans and a revolving credit 
facility, loan notes from the major 
shareholders, cash and liquid resources and 
various items arising directly from its 
operations, such as trade receivables and 
trade payables. The main purpose of these 
financial instruments is to finance the 
Group’s operations.

The main risks arising from the Group’s 
financial instruments are interest rate risk 
and liquidity risk. The Group also has some 
currency exposure to its commodity 
purchases which is offset in part by foreign 
currency sales. 

The Board reviews and agrees policies, 
which have remained substantially 
unchanged for the period under review, for 
managing these risks. Full details of the 
Group’s financial assets and liabilities are 
set out in note 26 to the financial 
statements.

Liquidity risk
Short term flexibility is available through 
existing bank facilities.

Employee involvement
The Group aims to improve the performance 
of the organisation through the development 
of its employees. Their involvement is 
encouraged by a variety of means including 
team working, team briefings, consultative 
committees and working parties. 

The employees are integral to achieving the 
business objectives of the Group. The Group 
is committed to creating an environment 
where all individuals feel respected and 
supported. RGF plc has established policies 
for recruitment, training and development 
and is committed to achieving excellence in 
health and safety welfare. 

RGF plc is an equal opportunities employer 
and will continue to ensure that it offers 
opportunities without discrimination. Full 
consideration is given to applications for 
employment from disabled persons, having 
regard for their particular aptitudes and 
abilities and in accordance with relevant 
legislation. The Group continues the 
employment wherever possible of any person 
who becomes disabled during their 
employment, providing assistance and 
modifications where possible. Opportunities 
for training and career development do not 
operate to the detriment of disabled 
employees. 

Employee engagement 
The employees are integral to achieving the 
business objectives of the Group. The Group 
is committed to creating an environment 
where all individuals feel respected and 
supported. RGF plc ensure that employees 
are kept informed of performance and 
strategy through regular updates from the 
management teams in the businesses. 
Meeting up during FY21 has been more 
difficult owing to covid-19 and the 
requirement to work from home, however 
regular briefings have been carried out using 
virtual meetings. The majority of the Board 
meetings in FY21 have been virtual 
meetings, however the meetings have 
continued in the same format with the MDs 
attending and the messages from the Board 
taken back to the businesses. Within the 
individual businesses, there are team 
briefings for all staff with updates on the 
business and how it is performing.  
The employees have the opportunity to  
raise questions, that are fed back to the 
Management and responded to.  

20

GOVERNANCE

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   20

30678 Real Good Food AR2021.indd   20

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:24

20/09/2021   21:02:24

GOVERNANCE REPORT

This allows the views of employees to be 
taken into account in making decisions 
which are likely to affect their interests. The 
divisional Management Teams have been 
unable to hold ‘Town Halls’ owing to 
covid-19, however the virtual team briefs 
have continued and all staff are encouraged 
to raise questions and feedback. 

Covid-19 has been a challenge, with 
uncertainty and three lockdowns in the year. 
Our priority is the safety of our staff whilst 
still supplying our customers with the 
highest quality product. RGF has a robust 
crisis management plan that we have been 
implementing including taking actions to 
mitigate risks. We are following all 
government guidelines, with most back-office 
staff working from home and full risk 
assessments have been completed in terms 
of social distancing at our manufacturing 
sites. There is a covid-19 working party, 
made up of employees across all areas and 
levels within the business, the meetings 
were weekly during the height of the 
pandemic. In July 2021, legal restrictions 
were lifted relating to covid-19. The Board, 
however, continue to meet on a bi-weekly 
basis to review government updates and any 
changes required to current working 
practices.

Equal opportunities 
The Group continues to embrace and 
champion the principles of equality of 
opportunity and diversity in all aspects of 
employment. During the year, our 
employment policies and procedures have 
been reviewed to ensure best practice 
continues to be adopted, and we continue to 
apply those principles to enable a workplace 
which is free from discrimination and where 
development opportunities are open to all. 
The Group also encourages an active 
approach to those who require additional 
support in order to achieve their potential. 

The government, owing to covid-19, deferred 
the gender pay reporting until October 2021. 
The Group continues through our Leadership 
Framework to creating the opportunities for 
developing greater diversity throughout our 
management structures in the future. 

Stakeholder engagement 
The Group strives to maintain a regular 
dialogue with stakeholders including 
shareholders to enable any interested party 
to make informed decisions about the Group 
and its performance. The Board believes 
that greater transparency in its dealings 
offers a level of comfort to stakeholders and 
an understanding that their views will be 
heard and considered appropriately. 

The Chairman holds regular meetings with 
minority shareholders to discuss the 
business and reports the discussions back 
to the Board. 

Streamlined Energy and Carbon 
Reporting
SECR (Streamlined Energy and Carbon 
Reporting) was introduced by the government 
on 1 April 2019. The table below shows the 
information for RGF plc from the  
1st of April 2020 to 31 March 2021.

The Group collated the data using the  
billing data.

Scope 1 – All Direct Emissions from the 
activities of Real Good Food PLC or under 
their control. Including fuel combustion on 
site such as gas boilers, fleet vehicles and 
air conditioning leaks.

Scope 2 – Indirect Emissions from electricity 
purchased and used by Real Good Food PLC. 
Also included are the generation or 
consumption of heat or steam. Emissions 
are created during the production of the 
energy and eventually used by Real Good 
Food PLC.

The assumptions made are:

All conversion data was taken from the most 
up to date supplied data at the time of 
delivery of this report. The government 
website for Greenhouse gas reporting: 
conversion factors 2020 was used to 
calculate the data.

www.realgoodfoodplc.com Stock Code: RGD

21

30678 Real Good Food AR2021.indd   21

30678 Real Good Food AR2021.indd   21

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:24

20/09/2021   21:02:24

Report of the Directors (continued)

Streamlined Energy and Carbon Reporting (continued)

Information Required

Current Reporting Year UK and offshore [mandatory]

Energy consumption used to calculate emissions: kWh [mandatory]– 
optional to provide separate figures for gas, electricity, transport fuel 
and other energy sources

Gas – 5,984,990 kWh
LPG – 26.95 kWh
Petrol company cars – n/a
Diesel company cars – n/a
Electricity – 9,217,506 kWh
Petrol private cars – n/a
Diesel private cars – n/a 
Total - 15,202,523 kwh

Emissions from combustion of gas tCO2e (Scope 1) 

1,100.5 tCO2e

Emissions from LPG (Scope 1) 

Emissions from business travel in company owned vehicles  
(Scope 1) 

6.2 tCO2e

N/A

Emissions from purchased electricity (Scope 2, location-based) 

2,149 tCO2e

Emissions from business travel in rental cars or employee-owned 
vehicles where company is responsible for purchasing the fuel (Scope 3) 

N/A

Total gross CO2e based on above 

3,256 tCO2e

Intensity ratio: tCO2e gross figure based on mandatory fields  
above/e.g. £100,000 revenue (taken from 5 Results)

Tonnes of output produced 0.17 tCO2e per Tonne of output 
produced

Methodology

Data from Joe Castille DEFRA published Conversion Factors for 
Company Reporting 2020 version 1.0

Energy Efficient Actions taken  
(taken from 5.1 Energy Efficiency Actions)

Replacement of inefficient lighting with LED equivalent.
No longer the use of company cars.

Charitable and political donations
During the current financial period, the Group made charitable donations of £1,250 (2020: £3,160). No political donations were made during 
the current or previous financial period.

This report was approved by the Board on 20 September 2021 and is signed on its behalf by:

Mike Holt
Executive Chairman

Director

Mike Holt

Maribeth Keeling

Jacques d’Unienville

Judith MacKenzie

Anthony Ridgwell

Gail Lumsden

Eligible to 
attend

Meetings
attended 

29

29

29

29

29

29

29

28

28

29

28

29

The above table sets out the number of Directors’ meetings held during the year and the eligibility and attendance by members of the Board.

22

GOVERNANCE

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   22

30678 Real Good Food AR2021.indd   22

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:24

20/09/2021   21:02:24

GOVERNANCE REPORT

Audit Committee Report

The Committee seeks to ensure continual 
improvements in the Group’s governance in 
order to be and remain compliant with the 
QCA’s Code of Best Practice for small to 
medium sized companies.

The Audit Committee reviewed a wide range 
of financial reporting and related matters in 
respect of the Company’s Annual Report 
prior to their consideration by the Board. 
Reports highlighting key accounting matters 
and significant judgements were also 
received from BDO LLP in respect of the 
year-end financial statements and discussed 
by the Committee. In particular, these 
included the significant judgement areas of 
the impairment of goodwill and the going 
concern basis of accounting.

The Audit Committee held 4 meetings in the 
year, the following table sets out attendance 
during the year.

Director

Members

Judith MacKenzie

Gail Lumsden

By Invitation

Mike Holt

Maribeth Keeling

Meetings 
attended 

4

4

4

4

The Committee is scheduled to meet 
formally twice a year with the auditor, in 
relation to the annual and interim accounts, 
but in addition, the Chairperson of the 
Committee also maintains a close dialogue 
with them throughout the year to ensure they 
remain apprised of relevant events. The 
Audit Committee met on four occasions 
during the year. Executive Directors are 
ordinarily present at Committee meetings by 
invitation only, with the CFO ordinarily 
attending. The Committee’s primary role is 
to ensure the integrity of the financial 
reporting and audit process and the 
maintenance of sound internal control and 
risk management systems. The committee 
assesses whether suitable accounting 
policies have been adopted and whether 
management have made appropriate 
estimates and judgements. It is responsible 
for monitoring and reviewing:

 { the integrity of the Group’s financial 

statements and any formal 
announcements relating to its financial 
performance.

 { the Group’s internal financial controls 

and internal control and risk 
management systems.

 { the effectiveness of the external audit 
process and making recommendations 
to the Board on the appointment, 
reappointment, and removal of the 
external auditor.

 { the policy on the engagement of the 
external auditor to supply non-audit 
services; and

 { taking specific responsibility for certain 
key areas of risk management to 
support the Board’s role in overseeing 
an enterprise-wide approach to risk 
identification, management, and 
mitigation.

www.realgoodfoodplc.com Stock Code: RGD

23

30678 Real Good Food AR2021.indd   23

30678 Real Good Food AR2021.indd   23

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:25

20/09/2021   21:02:25

Audit Committee Report (continued)

Description of Risk

Overview of Risk

Company response

Asset Impairment

The Group now has £32.7 million of 
goodwill, relating to excess of 
consideration paid to the fair value of 
acquisitions, and £8.6 million of 
property, plant and equipment, and 
intangible assets. The carrying value 
of goodwill is reviewed at least 
annually to check that it is not in 
excess of its recoverable amount. 

Cash flow projections have been prepared and reviewed, which take 
into account current market conditions and the long-term growth 
expectations for the key markets served by the Cake Decoration. A 
sensitivity analysis was also applied to stress test the assumptions 
and future economic value of assets. These resulted in no impairment 
required. The Audit Committee discussed the underlying assumptions, 
and discount rates used, with both management and BDO LLP. 
Following discussion of headroom and sensitivity, the Committee was 
satisfied that the carrying values are appropriate.

Going Concern

Risk Register

The value of property, plant and 
equipment and intangible assets are 
stated at cost less accumulated 
depreciation or amortisation and 
impairment losses.

Given the losses incurred by the 
Group, and its level of indebtedness, 
the assumption of going concern has 
been subject to challenge.

The Board has critically reviewed the planned future performance of 
the Group and its cash flows and funding. Following the sale of Brighter 
Food, the reduction in the Net debt, the reduction in the interest rates 
for the loan notes, and the deferral of shareholder loan note 
repayments, the Committee, and the Board, as a whole, is satisfied 
that a going concern approach is fully justified.

The Group is encouraged to identify 
business risks. The CFO presents the 
Risk Register to the Board on a 
quarterly basis.

Significant business risks are identified and recorded on the Risk 
Register that is presented to the Group Board quarterly, or sooner if 
appropriate. As part of the covid-19 pandemic, the Board had weekly 
update calls to monitor the impact on the business; the Board meets 
outside of the planned monthly Board meetings as required.

Senior Managers

The MD is invited to each Board 
meeting to present on their division.

Auditors

Audit Rotation.

The Board have the opportunity to talk directly with the MD of the 
division on a monthly basis and understand the business behind the 
numbers.

The Board also plan to visit the Liverpool site in FY22 where they will 
be able to meet the Leadership team for the business and hold a 
meeting with them, this was not possible in FY21 owing to covid-19.

The Committee is responsible for recommending to the Board the 
appointment, reappointment, and removal of external auditors. The 
Committee has discussions on audit planning, plans, fees and audit 
findings and controls. The Committee assessed the effectiveness of 
the external audit through the review of audit plans, reports, and 
conclusions. Also, through discussions with management (with and 
without the auditor present) and with the auditors (with and without 
management present).

The Commitment and Authorities schedule within the business is 
reviewed annually by the Group Board. 

Stock count at 
Brighter Foods 
for year ended 31 
March 2020

Due to restrictions in relation to 
covid-19, the external auditors were 
unable to attend the annual stock 
take undertaken at Brighter Foods on 
28 March 2020. The stock value at 
31 March 2020 was £2.6m.

Due to restrictions in relation to covid-19, the external auditors were 
unable to attend the annual stock take undertaken at Brighter Foods 
on 28 March 2020. For the year ended 31 March 2021, the auditors 
attended the counts at Brighter Foods. Brighter Foods has been 
classified as a discontinued operation and the value of the stock is 
shown in assets held for sale. 

Disclosure of 
Related Party 
Transactions

To ensure that related party 
transactions are transparent and 
approved.

The Committee critically reviewed related party transaction disclosures 
and discussed these with the Board, management and BDO LLP to 
ensure that all appropriate disclosures have been made.

24

GOVERNANCE

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   24

30678 Real Good Food AR2021.indd   24

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:25

20/09/2021   21:02:25

GOVERNANCE REPORT

Remuneration Committee Report

The Remuneration Committee comprises 
Gail Lumsden, as Chair, Judith MacKenzie 
and Anthony Ridgwell. 

The Committee believes that its primary role 
is to:

 { determine and agree with the Board the 
framework of remuneration for the group 
of Executives within its remit.

 { ensure effective performance 

management systems are in place to 
assess the performance of the 
Executives and the Company.

 { set the remuneration for the plc 

Directors, selected senior management 
and the Company Chairman.

 { oversee the implementation and 
operation of short and long-term 
incentive arrangements for senior 
management, and 

 { agree the policy for authorising claims 

Non-Executive Director 
remuneration
Subject to annual re-election by 
shareholders, Non-Executive Directors are 
appointed for an initial term of three years. 
Subsequent terms of three years may be 
granted. The appointment and the 
remuneration of the Non-Executive Directors 
are matters reserved for the full Board. The 
appointments are generally terminable by 
either party with three months’ written 
notice. 

The Non-Executive Directors are not eligible 
to participate in the Company’s performance 
related bonus plan, long term incentive plans 
or pension arrangements. Full terms and 
conditions for each of the Non-Executive 
Directors are available at the Company’s 
registered office during normal business 
hours. 

for expenses from the Chairman and plc 
Directors.

Current Directors’ base salaries and fees 
are disclosed in note 11.

The table below shows the FY21 attendance:

Director

Members

Gail Lumsden

Anthony Ridgwell

Judith Mackenzie

Meetings 
attended 

2

2

2

The Directors’ remuneration policy aims to 
align the interests of management with all 
shareholders and recognises the need to 
recruit, retain and appropriately incentivise 
high-calibre individuals to deliver the strategy 
set by the Board.

This report outlines the base salary, pension, 
benefits, and long-term incentive plans, 
where appropriate, of all Board Executives.

Directors’ remuneration
The salaries of the Executive Directors are 
benchmarked against other AIM-listed 
businesses of a similar size and complexity. 

www.realgoodfoodplc.com Stock Code: RGD

25

30678 Real Good Food AR2021.indd   25

30678 Real Good Food AR2021.indd   25

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:25

20/09/2021   21:02:25

Independent Auditor’s Report
to the members of Real Good Food plc

Qualified Opinion on the financial statements
In our opinion, except for the possible effects of the matter 
described in the basis for qualified opinion section of our report:

 { the financial statements give a true and fair view of the state of 
the Group’s and of the Parent Company’s affairs as at 31 March 
2021 and of the Group’s loss for the year then ended;

 { the Group financial statements have been properly prepared in 

accordance with international accounting standards in conformity 
with the requirements of the Companies Act 2006;

 { the Parent Company financial statements have been properly 

prepared in accordance with international accounting standards 
in conformity with the requirements of the Companies Act 2006 
and as applied in accordance with the provisions of the 
Companies Act 2006; and

 { the financial statements have been prepared in accordance with 

the requirements of the Companies Act 2006.

We have audited the financial statements of Real Good Food plc (the 
‘Parent Company’) and its subsidiaries (the ‘Group’) for the year 
ended 31 March 2021 which comprise the consolidated statement 
of comprehensive income, consolidated statement of changes in 
equity, company statement of changes in equity, consolidated 
statement of financial position, company statement of financial 
position, consolidated cash flow statement, company cash flow 
statement and notes to the financial statements, including a 
summary of significant accounting policies. 

The financial reporting framework that has been applied in their 
preparation is applicable law and international accounting standards 
in conformity with the requirements of the Companies Act 2006 and, 
as regards the Parent Company financial statements, as applied in 
accordance with the provisions of the Companies Act 2006.

Basis for qualified opinion
We were not able to observe the counting of physical inventories at 
the end of the previous year ended 31 March 2020 for inventories 
held by Brighter Foods Limited, a subsidiary and significant 
component of Real Good Food plc, due to restrictions in the 
attendance of external visitors at the company and third party 
premises, specifically as a result of Covid-19. We were unable to 
satisfy ourselves by alternative means concerning the inventory 
balance of £2,574,000 held by that component and included in the 
consolidated statement of financial position as at 31 March 2020. 

We were therefore unable to determine whether any adjustment to 
that amount was necessary, or what the impact of any such 
adjustment would be on the consolidated statement of 
comprehensive income, consolidated statement of changes in equity, 
consolidated statement of financial position or consolidated cash 
flow statement for the year ended 31 March 2021. Any adjustment 
to the inventory balance at 31 March 2020 would also have an 
impact on the comparative figure shown in the consolidated 
statement of comprehensive income for profit from discontinued 
operations and on the comparative consolidated cash flow statement 
for the period then ended. In addition, were any adjustment to the 
inventory balance at 31 March 2020 to be required, the strategic 
report would also need to be amended.

We conducted our audit in accordance with International Standards 
on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities 
under those standards are further described in the Auditor’s 
responsibilities for the audit of the financial statements section of 
our report. We believe that the audit evidence we have obtained is 
sufficient and appropriate to provide a basis for our qualified opinion.

Independence
We remain independent of the Group and the Parent Company in 
accordance with the ethical requirements that are relevant to our 
audit of the financial statements in the UK, including the FRC’s 
Ethical Standard as applied to listed entities, and we have fulfilled 
our other ethical responsibilities in accordance with these 
requirements. 

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the 
Directors’ use of the going concern basis of accounting in the 
preparation of the financial statements is appropriate. 

Going concern was considered a key audit matter. See also the 
disclosures in Notes 2 and 3.

Our evaluation of the Directors’ assessment of the Group and the 
Parent Company’s ability to continue to adopt the going concern 
basis of accounting and our response to the key audit matter 
included:

 { Obtaining and examining management’s business plan for at 

least the next 12 months, which is also used as a basis for the 
discounted cash flow model in the impairment assessment of 
goodwill and other non-current assets. These forecasts were 
based on the continuing operations of the group, following the 
disposal of Brighter Foods Limited post year end. Management 
also performed sensitised stressed forecasts, including a 
reverse stress test to identify the point at which available cash 
facilities would run out or covenants would be breached. We 
examined these cash flow forecasts as well as considered the 
downside sensitivities to these;

 { We challenged management’s assumptions used in the forecast 

period by considering available evidence, including recent 
performance post the impact of Covid-19, as well as past trading 
performance, to support these assumptions;

 { We evaluated the forecast compliance with covenants for at 
least the next 12 months, including sensitivities applied on 
these;

 { We also reviewed the renegotiated financing arrangements in 
relation to borrowings from shareholder loans and convertible 
loan notes, of which the amounts previously due in May 2022 
have now been extended to May 2023; and

 { We reviewed the wording of the going concern disclosures, and 

assessed its consistency with management’s forecasts.

Based on the work we have performed, we have not identified any 
material uncertainties relating to events or conditions that, 
individually or collectively, may cast significant doubt on the Group 
and the Parent Company’s ability to continue as a going concern for 
a period of at least twelve months from when the financial 
statements are authorised for issue. 

Our responsibilities and the responsibilities of the Directors with 
respect to going concern are described in the relevant sections of 
this report.

26

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   26

30678 Real Good Food AR2021.indd   26

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:26

20/09/2021   21:02:26

OUR FINANCIALS

Overview

Coverage of areas subject  
to a full scope audit

Key audit matters

89% (2020: 78%) of total group revenue

90% (2020: 94%) of group net assets

Going Concern
Asset Impairment

Pension Scheme Assumptions 

2021
✓

2020
✓

✓

 –

✓

✓

Materiality

Pension Scheme Assumptions are no longer considered to be a key audit matter because the 
suitability of these assumptions is no longer considered one of the most significant assessed 
risks of material misstatement.

Group financial statements as a whole
£428,000 (2020: £486,000) based on 0.75% of total revenue including discontinued  
operations (2020: 0.75% of total revenue)

An overview of the scope of our audit
Our Group audit was scoped by obtaining an understanding of the Group and its environment, including the Group’s system of internal control, 
and assessing the risks of material misstatement in the financial statements. We also addressed the risk of management override of internal 
controls, including assessing whether there was evidence of bias by the Directors that may have represented a risk of material misstatement.

In assessing the risk of material misstatement to the group financial statements, and to ensure we had adequate quantitative coverage of 
significant accounts in the financial statements, we determined that there were three (2020: three) significant components for the purposes of 
the group audit. The audit of all of the significant components was performed by ourselves and a full scope audit was performed in each case. 

In relation to the remaining non-significant components, we performed audit procedures on specific accounts within those components that 
we considered had the potential for the greatest impact on the significant accounts in the financial statements, either because of the size of 
these accounts or their risk profile. 

Key audit matters
Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of the financial statements of 
the current period and include the most significant assessed risks of material misstatement (whether or not due to fraud) we identified, 
including those which had the greatest effect on: the overall audit strategy, the allocation of resources in the audit; and directing the efforts 
of the engagement team. These matters were addressed in the context of our audit of the financial statements as a whole, and in forming 
our opinion thereon, and we do not provide a separate opinion on these matters. In addition to the matter described in the Basis for qualified 
opinion section we have determined the matters described below to be the key audit matters to be communicated in our report. 

Key Audit Matter

How We Addressed the Key Audit Matter in the Audit

Asset impairment 
Given the loss incurred during the year, there were 
indicators of impairment of the group’s non-current assets. 

This relates to goodwill, investments and tangible fixed 
asset balances. Management’s assessment showed that 
no impairment was required. This impairment review is also 
considered in Note 2 (significant accounting policies) and 
Note 3 (critical accounting estimates and judgements). 
Management’s impairment review focussed on the Cake 
Decoration operating segment, given that Brighter Foods 
Limited (the Food Ingredients operating segment) was 
disposed of for a profit shortly after the year end.

We focused on this area as the directors exercise 
significant judgement in determining the underlying 
assumptions used in impairment reviews, including the 
future results of the business and the discount rate applied 
to the forecasted future cash flows.

We examined the assumptions and forecasts made by the directors to 
assess the recoverability of the carrying amount of goodwill, investments 
and tangible fixed asset balances. We focused on the appropriateness of 
CGU identification, methodology applied to estimate recoverable amounts, 
discount rates and forecast cash flows. Specifically in relation to the Cake 
Decoration operating segment:

 { We compared the methodology applied in the value in use calculation 
with the relevant accounting standard and checked the mathematical 
accuracy of management’s model.

 { We checked that the cash flow forecasts used in the valuation are 

consistent with the information used by the board, and reviewed the 
components of the cash flow forecasts.

 { We challenged management on their cash flow forecasts and the growth 
rates for 2021/22 and beyond by considering evidence available to 
support these assumptions including sales plans and cost forecasts, 
their consistency with findings from other areas of our audit and analysis 
against forecasting and results in previous periods, and by performing a 
sensitivity analysis.

 { We used our valuation experts to assist us in assessing  

the discount rate and long-term growth rates applied within the model.

Key observations

Based on the audit procedures above we considered management’s 
judgements in relation to the impairment of assets to be appropriate.

www.realgoodfoodplc.com Stock Code: RGD

27

30678 Real Good Food AR2021.indd   27

30678 Real Good Food AR2021.indd   27

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:26

20/09/2021   21:02:26

Independent Auditor’s Report (continued)
to the members of Real Good Food plc

Our application of materiality
We apply the concept of materiality both in planning and performing our audit, and in evaluating the effect of misstatements. We consider 
materiality to be the magnitude by which misstatements, including omissions, could influence the economic decisions of reasonable users 
that are taken on the basis of the financial statements. 

In order to reduce to an appropriately low level the probability that any misstatements exceed materiality, we use a lower materiality level, 
performance materiality, to determine the extent of testing needed. Importantly, misstatements below these levels will not necessarily be 
evaluated as immaterial as we also take account of the nature of identified misstatements, and the particular circumstances of their 
occurrence, when evaluating their effect on the financial statements as a whole. 

Based on our professional judgement, we determined materiality for the financial statements as a whole and performance materiality as 
follows:

Group financial statements

Parent company financial statements

2021

£428,000

2020

£486,000

2021

£79,600

2020

£57,700

0.75% of total revenue, 
including discontinued 
operations

0.75% of total revenue

2% of net assets excluding 
intercompany balances

2% of net assets excluding 
intercompany balances

We consider that using this basis for determining 
materiality is most appropriate as this provides a 
consistent year on year basis for determining materiality 
based on the underlying trading performance of the 
Group.

We consider this basis is most appropriate for a holding 
company.

£299,000 

£315,000 

£55,700 

£37,500 

The performance materiality threshold was chosen as 70% to reflect some areas subject to estimation uncertainty. 
This has been increased from 65% in the prior year given there have been few changes to the key areas of the 
financial statements in the current year.

Materiality

Basis for  
determining 
materiality

Rationale for 
the benchmark 
applied

Performance 
materiality

Basis for  
determining 
performance 
materiality

Component materiality
We set materiality for each component of the Group based on a percentage of between 19% and 90% of Group materiality dependent on the 
size and our assessment of the risk of material misstatement of that component. Component materiality ranged from £79,600 to £385,000. 
In the audit of each component, we further applied performance materiality levels of 70% of the component materiality to our testing to 
ensure that the risk of errors exceeding component materiality was appropriately mitigated.

Reporting threshold  
We agreed with the Audit Committee that we would report to them all individual audit differences in excess of £17,000 (2020: £19,000). 
We also agreed to report differences below this threshold that, in our view, warranted reporting on qualitative grounds.

28

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   28

30678 Real Good Food AR2021.indd   28

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:26

20/09/2021   21:02:26

OUR FINANCIALS

Other information
The directors are responsible for the other information. The other information comprises the information included in the Annual Report and 
Accounts other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the 
other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion 
thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent 
with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we 
identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material 
misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material 
misstatement of this other information, we are required to report that fact.

As described in the basis for qualified opinion section of our report, we were unable to satisfy ourselves concerning inventory quantities of 
£2,574,000 held at the prior year ended 31 March 2020 by Brighter Foods Limited. We have concluded that where the other information 
refers to the inventory balance or related balances such as cost of sales or profit for the year relating to discontinued operations, it may be 
materially misstated for the same reason.

Other Companies Act 2006 reporting
Based on the responsibilities described below and our work performed during the course of the audit, we are required by the Companies Act 
2006 and ISAs (UK) to report on certain opinions and matters as described below.

Strategic report 
and Directors’ 
report 

Except for the possible effects of the matter described in the basis for qualified opinion section of our report, in our 
opinion, based on the work undertaken in the course of the audit:

 { the information given in the Strategic report and the Directors’ report for the financial year for which the financial 

statements are prepared is consistent with the financial statements; and

 { the Strategic report and the Directors’ report have been prepared in accordance with applicable legal 

requirements.

Matters on 
which we 
are required 
to report by 
exception

Except for the possible effects of the matter described in the basis for qualified opinion section of our report, in the 
light of the knowledge and understanding of the Group and Parent Company and its environment obtained in the 
course of the audit, we have not identified material misstatements in the Strategic report or the Directors’ report.

Arising solely from the limitation on the scope of our work relating to inventory at the prior year end, referred to above: 

 { we have not obtained all the information and explanations that we considered necessary for the purpose of our 

audit. 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us 
to report to you if, in our opinion:

 { adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit have 

not been received from branches not visited by us; or

 { the Parent Company financial statements are not in agreement with the accounting records and returns; or

 { certain disclosures of Directors’ remuneration specified by law are not made.

Responsibilities of Directors
As explained more fully in the Statement of Directors’ responsibilities, the Directors are responsible for the preparation of the financial 
statements and for being satisfied that they give a true and fair view, and for such internal control as the Directors determine is necessary to 
enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Directors are responsible for assessing the Group’s and the Parent Company’s ability to continue as 
a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the 
Directors either intend to liquidate the Group or the Parent Company or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, 
whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, 
but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. 
Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be 
expected to influence the economic decisions of users taken on the basis of these financial statements.

www.realgoodfoodplc.com Stock Code: RGD

29

30678 Real Good Food AR2021.indd   29

30678 Real Good Food AR2021.indd   29

30678 

  21 September 2021 9:31 am 

  V12

21/09/2021   09:32:39

21/09/2021   09:32:39

Independent Auditor’s Report (continued)
to the members of Real Good Food plc

Our audit procedures were designed to respond to risks of material 
misstatement in the financial statements, recognising that the risk of 
not detecting a material misstatement due to fraud is higher than 
the risk of not detecting one resulting from error, as fraud may 
involve deliberate concealment by, for example, forgery, 
misrepresentations or through collusion. There are inherent 
limitations in the audit procedures performed and the further 
removed non-compliance with laws and regulations is from the 
events and transactions reflected in the financial statements, the 
less likely we are to become aware of it.

A further description of our responsibilities is available on the 
Financial Reporting Council’s website at: www.frc.org.uk/
auditorsresponsibilities. This description forms part of our  
auditor’s report.

Use of our report
This report is made solely to the Parent Company’s members, as a 
body, in accordance with Chapter 3 of Part 16 of the Companies Act 
2006. Our audit work has been undertaken so that we might state to 
the Parent Company’s members those matters we are required to 
state to them in an auditor’s report and for no other purpose. To the 
fullest extent permitted by law, we do not accept or assume 
responsibility to anyone other than the Parent Company and the 
Parent Company’s members as a body, for our audit work, for this 
report, or for the opinions we have formed.

Gary Harding (Senior Statutory Auditor)
For and on behalf of BDO LLP  
Statutory Auditor
Manchester, United Kingdom
20 September 2021

BDO LLP is a limited liability partnership registered in England and 
Wales (with registered number OC305127).

Extent to which the audit was capable of  
detecting irregularities, including fraud
Irregularities, including fraud, are instances of non-compliance with 
laws and regulations. We design procedures in line with our 
responsibilities, outlined above, to detect material misstatements in 
respect of irregularities, including fraud. The extent to which our 
procedures are capable of detecting irregularities, including fraud is 
detailed below:

Based on our understanding of the laws and regulations applicable 
to the Group and accumulated knowledge of the Group and the 
sectors in which it operates we considered the risk of acts by the 
Group which were contrary to applicable laws and regulations, 
including fraud and whether such actions or non-compliance might 
have a material effect on the financial statements. These included 
but were not limited to those that relate to the form and content of 
the financial statements, such as the Group accounting policies, 
international accounting standards, the UK Companies Act 2006 and 
the AIM Rules; and industry related such as compliance with health 
and safety legislation, employment law and taxation legislation. All 
team members were briefed, including component audit teams, to 
ensure they were aware of any relevant regulations in relation to their 
work. We obtained an understanding of the control environment in 
monitoring compliance with laws and regulations, enquired with 
management regarding matters pertaining to laws and regulations 
during the year, and reviewed any relevant correspondence arising to 
ensure these had been considered appropriately.

We evaluated management’s incentives and opportunities for 
fraudulent manipulation of the financial statements (including the 
risk of override of controls), and determined that the principal risks 
were related to posting inappropriate journal entries, revenue cut off 
around the year end and management bias in accounting estimates. 
Our audit procedures included, but were not limited to:

 { Agreement of the financial statement disclosures to underlying 

supporting documentation;

 { Challenging assumptions and judgements made by management 
in their significant accounting estimates, in particular in relation 
to the Group’s defined benefit pension scheme and impairment 
of goodwill to identify any potential bias;

 { Detailed testing of a sample of items for revenue cut off around 
the year end for all significant components to ensure they were 
accounted for in the correct period;

 { Identifying and testing journal entries, in particular any journal 
entries posted with unusual account combinations or including 
specific keywords to identify potential irregularities;

 { Discussions with management and those charged with 

governance, including consideration of known or suspected 
instances of non-compliance with laws and regulation and fraud; 
and

 { Review of minutes of Board meetings throughout the period, to 
identify any inconsistencies with our audit work or matters of 
which we needed to be aware.

30

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   30

30678 Real Good Food AR2021.indd   30

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:27

20/09/2021   21:02:27

Consolidated Statement of Comprehensive Income
Year ended 31 March 2021

OUR FINANCIALS

Revenue

Cost of sales

Gross profit

Income from Government Furlough Scheme

Other operating income

Distribution expenses

Administrative expenses

Operating loss before impairment and significant items

Impairment charge on goodwill

Impairment charge on tangible fixed assets

Significant items

Operating loss after impairment and significant costs

Finance costs

Other finance costs

Loss before tax

Income tax credit

Loss from continuing operations

Profit from discontinued operations (assets held for sale)

Net loss

Attributable to:

Owners of the parent

Non-controlling interests

Net loss

Items that will or may be reclassified to profit or loss

Foreign exchange differences on translation of subsidiaries

Items that will not be reclassified to profit or loss

Actuarial losses on defined benefit plan

Tax relating to items which will not be reclassified

Other comprehensive loss

Total comprehensive loss for the year

Attributable to:

Owners of the parent

Non-controlling interests

Total comprehensive loss for the year

Notes

4, 5

16

18

6

8

9

10

14

32

20

12 months 
ended
31 March 2021
£’000s

12 months 
ended
31 March 2020
(restated*)
£’000s

37,292

41,243 

(22,128)

(23,615)

15,164

1,205

48

17,628 

–

10

(3,615)

(2,995)

(14,266)

(18,158)

(1,464)

–

–

203

(1,261)

(4,665)

(182)

(3,515)

(12,622)

(287)

(1,022)

(17,446)

(5,445)

(169)

(6,108)

(23,060)

27

1,692

(6,081)

(21,368)

2,617

2,913

(3,464)

(18,455)

(3,856)

(19,121)

392

666 

(3,464)

(18,455)

65

(106)

(107)

(102)

(144)

(1,097)

215 

(988)

(3,608)

(19,443)

(4,000)

(20,109)

392

666 

(3,608)

(19,443)

*The result for the year ended 31 March 2020 has been restated to reflect the change in continuing and discontinued operations.

Basic and diluted loss per share – continuing operations

Basic earnings per share – discontinued operations

Diluted earnings per share – discontinued operations

The notes on pages 38 to 76 form part of these financial statements.

12 months 
ended
31 March 2021
£’000s

12 months 
ended
31 March 2020 
(restated*)
£’000s

(6.50)p

(22.14)p

2.63p

0.82p

2.92p

0.96p

Notes

15

15

15

www.realgoodfoodplc.com Stock Code: RGD

31

30678 Real Good Food AR2021.indd   31

30678 Real Good Food AR2021.indd   31

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:27

20/09/2021   21:02:27

Consolidated Statement of Changes in Equity
Year ended 31 March 2021

Issued 
Share 
Capital
£’000s

Share 
Premium 
Account
£’000s

Other 
Reserves
£’000s

Share 
Option 
Reserve
£’000s

Foreign 
Exchange 
Translation 
Reserve
£’000s

Retained 
Earnings
£’000s

Total
£’000s

Non–
Controlling 
Interest
£’000s

Total 
Equity
£’000s

Balance as at 31 March 2019

1,987

3,286

(4,796)

238

(19)

23,786

24,482

2,140

26,622

Loss for the year

Other comprehensive (loss)/gain for 
the year

Total comprehensive (loss)/gain  
for the year

Transactions with owners of the 
Group, recognised directly in equity

Shares issued in the year  
(note 27)

Share-based payments  
(note 29)

Deferred tax on share-based payments

Total contributions by and 
distributions to owners of  
the Group

–

–

–

4 

–

–

4 

–

–

–

8 

–

–

8 

–

–

–

–

–

–

–

Balance as at 31 March 2020

1,991 

3,294 

(4,796)

Total comprehensive (loss)/gain  
for the year

Loss for the year

Other comprehensive (loss)/gain for 
the year

Total comprehensive (loss)/gain  
for the year

Transactions with owners of the 
Group, recognised directly in equity

Shares options lapsed in year

Total contributions by and 
distributions to owners of the Group

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

(35)

–

(35)

203

–

–

–

–

(19,121)

(19,121)

666 

(18,455)

(106)

(882)

(988)

–

(988)

(106)

(20,003)

(20,109)

666 

(19,443)

–

–

–

–

–

–

–

–

12 

(35)

–

(23)

–

–

–

–

12 

(35)

–

(23)

(125)

3,783 

4,350 

2,806 

7,156 

–

(3,856)

(3,856)

392

(3,464)

65

(209)

(144)

–

(144)

65

(4,065)

(4,000)

392

(3,608)

(200)

(200)

–

–

–

–

(200)

(200)

–

–

(200)

(200)

Balance as at 31 March 2021

1,991

3,294

(4,796)

3

(60)

(282)

150

3,198

3,348

The notes on pages 38 to 76 form part of these financial statements.

32

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   32

30678 Real Good Food AR2021.indd   32

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:28

20/09/2021   21:02:28

Company Statement of Changes in Equity
Year ended 31 March 2021

OUR FINANCIALS

Balance as at 31 March 2019

Loss for the year

Other comprehensive loss for the year

Total comprehensive loss for the year

Transactions with owners of the Group, recognised 
directly in equity

Shares issued in the year

Share-based payments

Deferred tax on share-based payments

Total contributions by and distributions to owners  
of the Group

Issued
Share
Capital
£’000s

1,987

Share Premium
Account
£’000s

3,286

–

–

–

4 

–

–

4 

–

–

–

8 

–

–

8 

Balance as at 31 March 2020

1,991 

3,294 

Total comprehensive Loss for the year

Loss for the year

Other comprehensive loss for the year

Total comprehensive Loss for the year

Transactions with owners of the Group, recognised 
directly in equity

Shares options lapsed in the year

Total contributions by and distributions to owners  
of the Group

–

–

–

– 

– 

–

–

–

– 

– 

Share
Option
Reserve
£’000s

238

–

–

–

–

(35)

–

(35)

203 

–

–

–

(200)

(200)

Retained
 Earnings
£’000s

2,990

(9,819)

(883)

Total 
Equity
£’000s

8,501

(9,819)

(883)

(10,702)

(10,702)

–

–

–

–

12 

(35)

–

(23)

(7,712)

(2,224)

(6,174)

(6,174)

93

93

(6,081)

(6,081)

–

–

(200)

(200)

(8,505)

Balance as at 31 March 2021

1,991 

3,294 

3 

(13,793)

The notes on pages 38 to 76 form part of these financial statements.

www.realgoodfoodplc.com Stock Code: RGD

33

30678 Real Good Food AR2021.indd   33

30678 Real Good Food AR2021.indd   33

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:28

20/09/2021   21:02:28

Consolidated Statement of Financial Position
Year ended 31 March 2021

NON-CURRENT ASSETS

Goodwill

Other intangible assets

Tangible fixed assets

Investments

Deferred tax asset

CURRENT ASSETS

Inventories

Trade and other receivables

Current tax assets

Cash collateral

Cash and cash equivalents

Assets classed as held for sale

TOTAL ASSETS

CURRENT LIABILITIES

Trade and other payables

Borrowings

Lease liabilities

NCI put option

Liabilities classed as held for sale

NON-CURRENT LIABILITIES

Borrowings

Lease liabilities

Long-term liabilities – NCI put option

Derivative liability - convertible loan notes

Deferred tax liabilities

Retirement benefit obligation

TOTAL LIABILITIES

NET ASSETS

EQUITY

Share capital

Share premium account

Other reserves

Share option reserve

Foreign exchange translation reserve

Retained earnings

EQUITY ATTRIBUTABLE TO OWNERS OF THE PARENT

Non-controlling Interest

TOTAL EQUITY

31 March 
2021
£’000s

31 March 
2020
£’000s

Notes

16

17

18

19

20

21

22

13

33

25

23

24

26

33

23

24

26

26

20

32

27

32,722

9

8,548

–

1,426

42,705

3,597

7,248

–

215

622

11,682

20,157

74,544

8,087

2,659

93

1,553

12,392

4,442

46,624

–

–

17

216

7,505

54,362

71,196

3,348

1,991

3,294

(4,796)

3

(60)

(282)

150

3,198

3,348

37,753

61

16,199

81

1,508

55,602

6,823

10,232

182

215

1,363

18,815

1,148

75,565

9,097

2,717

390

2,900

15,104

–

43,059

567

1,520

–

223

7,936

53,305

68,409

7,156

1,991

3,294

(4,796)

203

(125)

3,783

4,350

2,806

7,156

These financial statements were approved by the Board of Directors and authorised for issue on 20 September 2021.

They were signed on its behalf by:

Mike Holt 
Executive Chairman 

Maribeth Keeling
Chief Financial Officer

The notes on pages 38 to 76 form part of these financial statements.

34

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   34

30678 Real Good Food AR2021.indd   34

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:29

20/09/2021   21:02:29

Company Statement of Financial Position
Year ended 31 March 2021

Registered Company Number: 04666282

OUR FINANCIALS

NON-CURRENT ASSETS

Investments

Other intangible assets

Property, plant, and equipment

Deferred tax asset

CURRENT ASSETS

Trade and other receivables

Current tax assets

Cash collateral

Cash and cash equivalents

Assets classed as held for sale

TOTAL ASSETS

CURRENT LIABILITIES

Trade and other payables

NON-CURRENT LIABILITIES

Borrowings

Derivative liability - Convertible loan notes

Retirement benefit obligation

TOTAL LIABILITIES

NET LIABILITIES

EQUITY

Share capital

Share premium account

Share option reserve

Retained earnings

TOTAL EQUITY

31 March 
2021
£’000s

31 March 
2020
£’000s

Notes

19

17

18

20

22

13

33

25

23

26

32

27

54,670

54,670

–

118

1,426

56,214

18

143

1,508

56,339

7,855

71,125

–

215

17

8,087

1,000

(4)

215

8

71,344

1,000

65,301

128,683

20,845

20,845

82,294

82,294

45,439

40,677

17

7,505

52,961

73,806

–

7,936

48,613

130,907

(8,505)

(2,224)

1,991

3,294

3

(13,793)

(8,505)

1,991

3,294

203

(7,712)

(2,224)

Real Good Food plc (the Company) reported a total comprehensive loss for the year ended 31 March 2021 of £6,081k (2020: loss of 
£10,702k). The Directors have taken advantage of the exemption available under Section 408 of the Companies Act and have not presented 
a statement of comprehensive income for the Company.

These financial statements were approved by the Board of Directors and authorised for issue on 20 September 2021.

They were signed on its behalf by:

Mike Holt 
Executive Chairman 

Maribeth Keeling
Chief Financial Officer

The notes on pages 38 to 76 form part of these financial statements.

www.realgoodfoodplc.com Stock Code: RGD

35

30678 Real Good Food AR2021.indd   35

30678 Real Good Food AR2021.indd   35

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:29

20/09/2021   21:02:29

Consolidated Cash Flow Statement
Year ended 31 March 2021

CASH FLOW FROM OPERATING ACTIVITIES

Adjusted for:

(Loss) before taxation

Finance and other finance costs

Share options reserve credit

Foreign Exchange movement

Goodwill impairment charge

Impairment charge on fixed assets

Share based payment expense

Loss on disposal of investment

Loss on disposal of property, plant and equipment

Past service cost on pension

Fair value of derivative liability

Fair value of NCI put option

Depreciation of property, plant, and equipment

Amortisation of intangibles

Operating Cash Flow

Decrease in inventories

Decrease/(increase) in receivables

Pension contributions

Decrease in cash collateral

Increase in payables

Cash from operations

Income taxes received

Interest paid

Interest on leases

Net cash inflow from operating activities

CASH FLOW FROM INVESTING ACTIVITIES

Purchase of property, plant, and equipment

Proceeds from sale of investment

Disposal of discontinued business, net of cash disposed of

Net cash outflow from investing activities

CASH FLOW USED IN FINANCING ACTIVITIES

Shares issued in year

Repayment of lease liabilities

Repayment / (Inflow) of term loans

Repayment of other loans

Repayment of investor loans

Drawdowns on revolving credit facilities

Repayments on revolving credit facilities

Net cash outflow from financing activities

NET INCREASE / (DECREASE) IN CASH AND CASH EQUIVALENTS

CASH AND CASH EQUIVALENTS

Cash and cash equivalents at beginning of period

Effects of currency translations on cash and cash equivalents

Net movement in cash and cash equivalents

Cash and cash equivalents at end of period

Continuing operations

Discontinued operations

Cash and cash equivalents at end of period

Notes

9, 10

16

18

32

18

17

32

27

23

23

23

23

33

31 March 
2021
£’000s

31 March 
2020
£’000s

(3,491)

4,856

(200)

308

–

–

–

31

7

–

17

(1,302)

2,435

52

2,713

676

23

(720)

–

953

3,645

–

(86)

(26)

3,533

(20,147)

5,617

–

(115)

12,622

287

(35)

–

–

16

(294)

(577)

2,375

1,538

1,287

17

(2,327)

(733)

1,785

1,279

1,308

52

(189)

(27)

1,144

(567)

(1,819)

50

–

–

550

(517)

(1,269)

–

(402)

(865)

(35)

–

42,816

(42,876)

(1,362)

1,654

1,363

63

1,654

3,080

622

2,458

3,080

4

(504)

3,420

(1,636)

(4,519)

28,261

(26,409)

(1,383)

(1,508)

2,909

(38)

(1,508)

1,363

1,363

–

1,363

36

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   36

30678 Real Good Food AR2021.indd   36

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:30

20/09/2021   21:02:30

Company Cash Flow Statement
Year ended 31 March 2021

CASH FLOW FROM OPERATING ACTIVITIES

Adjusted for:

Loss before taxation

Finance and other finance costs

Impairment charge fixed asset 

Share based payment expense

Past service cost on pension

Fair value of derivative liability

Depreciation of property, plant and equipment

Amortisation of intangibles

Operating Cash Flow

Decrease / (Increase) in receivables

Pension contributions

(Decrease) / Increase in payables

Decrease in cash collateral

Cash from operations

Interest paid

Net cash inflow from operating activities

CASH FLOW FROM INVESTING ACTIVITIES

Net cash /(outflow) from investing activities

CASH FLOW USED IN FINANCING ACTIVITIES

Shares issued in year

(Repayment) of investor loans

Net cash outflow from financing activities

NET INCREASE / (DECREASE) IN CASH AND CASH EQUIVALENTS

CASH AND CASH EQUIVALENTS

Cash and cash equivalents at beginning of period

Net movement in cash and cash equivalents

Cash and cash equivalents at end of period

OUR FINANCIALS

31 March 
2021
£’000s

31 March 
2020
£’000s

Notes

33

32

18

17

32

27

23

 (6,194)

 (9,819)

4,921

5,448

–

–

– 

17 

 25 

18 

(1,213)

 63,353 

 (720)

287

(35)

16 

(294) 

 187 

132 

(4,078)

 (910) 

 (733)

 (61,402) 

 7,318 

–

18

(9)

9

 –

 – 

 – 

–

9

 8 

 9 

17

1,786

3,383

–

3,383

–

 4 

 (4,519) 

(4,515)

(1,132)

 1,140 

 (1,132) 

8

www.realgoodfoodplc.com Stock Code: RGD

37

30678 Real Good Food AR2021.indd   37

30678 Real Good Food AR2021.indd   37

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:30

20/09/2021   21:02:30

Notes to the Financial Statements
Year ended 31 March 2021

1. Presentation of financial statements
General information
Real Good Food plc is a public limited company incorporated in 
England and Wales under the Companies Act (registered number 
04666282). The Company is domiciled in England and Wales and its 
registered address is 61 Stephenson Way, Wavertree, Liverpool  
L13 1HN. The Company’s shares are traded on the Alternative 
Investment Market (AIM).

Basis of preparation
These consolidated financial statements are presented on the basis 
of international accounting standards and have been prepared in 
accordance with AIM rules and the Companies Act 2006, as 
applicable to companies reporting under IFRS.

These consolidated financial statements have been prepared in 
accordance with the accounting policies set out in note 2 and under 
the historical cost convention, except where modified by the 
revaluation of certain financial instruments and commodities. The 
accounts are prepared on a going concern basis, as disclosed in 
notes 2 and 3.

Discontinued operations
A discontinued operation is a component of the Group’s business 
that represents a separate major line of business or geographical 
area of operation that has been disposed of or is held for sale, or is 
a subsidiary acquired exclusively with a view to resale. Classification 
of a discontinued operation occurs upon disposal or when the 
operation meets the criteria to be classified as held for sale, if 
earlier. When an operation is classified as a discontinued operation, 
the comparative income statement is presented as if the operation 
had discontinued from the start of the comparative period. 

During the twelve months to 31 March 2021, the Group did not 
dispose of any major lines or businesses. However, the Group sold 
Brighter Foods Limited in May 2021 and this has been classified as 
held for sale in the accounts. At 31 March 2021, some remaining 
assets in relation to the previously disposed businesses are classed 
as held for sale, in addition to the net assets of Brighter Foods 
Limited. For further details please refer to note 33.

Any references to discontinued operations throughout this report 
refers to Brighter Foods Limited.

IFRS standards and interpretations adopted
New standards and amendments which are effective from 1 January 
2020, and have been adopted within the Group’s accounting  
policies are:

 { Amendments to IFRS 3 Business combinations - definition of a 
business (effective for periods beginning after 1 January 2020);

 { Amendments to IAS 1 Presentation of financial statements and 
IAS 8 Accounting policy changes in accounting estimates and 
errors - definition of material (effective for periods beginning after 
1 January 2020);

 { Amendments to IFRS 9, Financial Instruments, IAS 39 Financial 
Instruments and IFRS 17 Financial Instruments: disclosures 
- interest rate benchmark reform (effective for periods beginning 
after 1 January 2020); and

 { Amendments to the conceptual framework.

The adoption of the amendments to IFRS 3, IAS 1, IAS 8, IFRS 9, IAS 
39, IFRS 17 and the conceptual framework have not had an impact 
on the financial statements of the Group. 

The Group does not expect any standards issued by the IASB, but 
not yet effective, to have a material impact on the Group.

2. Significant accounting policies
The following accounting policies have been applied consistently in 
dealing with items which are considered material in relation to the 
Group’s financial statements.

a) Basis of accounting
The financial statements have been prepared in accordance with 
applicable accounting standards, on a going concern basis.

The Group’s business activities, together with the factors likely to 
affect its future development, performance, and position, are set out 
in the Divisional Reviews on pages 8 to 9. The financial position of 
the Group, its cash flows and liquidity position are described in the 
Finance Review on page 10. In addition, note 23 to the financial 
statements includes the Group’s objectives, policies and processes 
for managing its capital; its financial risk management objectives; 
details of its financial instruments and hedging activities; and its 
exposure to credit risk and liquidity risk.

Going Concern
The Directors have considered the Group’s business activities 
together with the factors likely to affect its planned future 
performance. The forecasts, agreed with the businesses, consider 
reasonable possible changes in trading performance.

The forecast for FY22 for the continuing businesses, is based on the 
national lockdowns being removed in July 2021. Some of the sectors 
we serve have experienced growth during the covid-19 pandemic, 
namely retail and international. The sectors most affected by the 
pandemic owing to their customers having to close, wholesale and 
manufacturing, have returned to pre covid sales. The new customers 
and product launches during FY21 will have a full year impact in 
FY22. The overhead savings and operational efficiencies are also 
included in the forecast. 

The Board consider the forecasts to be reasonable and these 
assumptions have been projected. 

The Board reviewed the sensitivity of the sales and have modelled 
the effects of these. 

The Directors considered the following scenarios:

Scenario 1: Reduction in revenue of 5% all year; and 

Scenario 2: Reduction in revenue of 5% and the gross margin 
reduced by 10% all year.

In Scenario 1 without any mitigating action the Group does not run 
out of cash and has sufficient liquidity headroom with the low point 
for cash being September 2022 when cash would reduce to £2.1 
million as a result of the stock build for quarter 3, (October to 
December).

In Scenario 2 without any mitigating action the Group would run out 
of cash in May 2022, some 14 months from the monthly reduction in 
revenue and gross margin from the start of FY22. If there was a 
reduction in gross margin of 10%, this would be as a result of 
commodity price increases that would be passed onto customers. 
The mitigating action would be taken quickly and would result in a 
price increase to customers, with a time lag factored in as 
negotiation took place with customers. A prudent approach of a 75% 
recovery in FY22 would result in the business not running out of 
cash with the low point for cash being September 2022 when cash 
would be £1.3million, owing to the stock build.

38

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   38

30678 Real Good Food AR2021.indd   38

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:30

20/09/2021   21:02:30

OUR FINANCIALS

c.  Rebates and discounts: All discounts, rebates etc. are 

accounted for in line with contractual commitments and netted 
off gross sales to reflect the net income earned and any costs 
incurred in marketing activity are expensed within commercial 
overheads. In all cases, these accounts will reflect the net 
position after any contractual discounts and rebates along with 
any promotional costs. Full accruals are made for any unpaid 
elements.

d.  Refunds: Refunds are issued to customers when product is 
damaged or not fit for purpose upon receipt. Refunds are 
recorded net of discounts, Value Added Tax (VAT) and other 
sales-related taxes.

d) Income tax
The charge for taxation is based on the results for the year and 
takes into account taxation deferred because of timing differences 
between the treatment of certain items for taxation and accounting 
purposes.

The carrying amount of deferred tax assets is reviewed at each 
balance sheet date and is reduced to the extent that it is no longer 
probable that sufficient taxable profits will be available to allow all or 
part of the assets to be recovered.

Deferred tax is calculated at the tax rates that have been enacted or 
substantially enacted by the balance sheet date. Deferred tax is 
charged or credited to the Statement of Comprehensive Income, 
except where it relates to items charged or credited directly to equity, 
in which case the deferred tax is also dealt with in equity.

Deferred tax assets and liabilities are offset when there is a legally 
enforceable right to set off current tax assets against current tax 
liabilities, and when they relate to income taxes levied by the same 
taxation authority, and the Group intends to settle its current tax 
assets and liabilities on a net basis.

e) Significant items
It is the Group’s policy to show separately on the face of the 
Statement of Comprehensive Income, items that it considers to be 
significant, to assist the reader’s understanding of the accounts. The 
Group defines the term ‘significant’ as items that are material in 
respect of their size and/or nature, at a segment reporting level, for 
example, a major restructuring of the management of that segment. 
The Group believes that by identifying these items separately as 
significant it enhances the understanding of the true performance of 
the segment trading position. Summary details of significant items 
are shown in note 6 to these accounts.

f) Pension costs
The Group operates a defined contribution and a defined benefit 
pension scheme. Payments to the defined contribution scheme are 
charged as an expense as they fall due. For the defined benefit 
scheme, the cost of providing benefits is determined using the 
Projected Unit Credit Method, with full actuarial valuations being 
carried out every three years. Actuarial gains and losses are 
recognised in full in the period in which they occur. Further details 
are given in note 32 to the financial statements.

2. Significant accounting policies continued
The Group has various levers that it can use to mitigate the shortfall 
including:

 { Cessation of non-essential spend

 { Review of overhead costs

The banking covenants that are in place for FY22 have been 
amended taking into account the seasonality of the Cake 
Decorations business. 

The covenants for FY22 are plus or minus 25% of the forecast EBITDA 
and greater than £5 million tangible net worth. These covenants are 
not breached on the stressed scenarios referred to above.

The principal shareholders of the Group have shown considerable 
support for the working capital requirements and as a result have 
extended the repayment period of the current loans from 19 May 
2022 to 19 May 2023.

Having carefully considered the liquidity of the Group and Company in 
line with the current strategy and future performance, the Directors 
have a reasonable expectation that the Company and the Group have 
adequate resources to continue in operational existence for the next 
12 months and therefore continue to adopt the going concern basis 
in preparing the consolidated financial statements.

Also detailed in note 23 to the financial statements, the Group has a 
long-term banking arrangement with ABL Leumi and this, together 
with customer contracts and supplier agreements, enables the 
Directors to believe that the Group is well placed to manage its 
business risks.

Following the post year end sale of Brighter Foods Limited and the 
subsequent repayment of Shareholder Loans, the Board has agreed 
with Investors to continue to roll up interest on the loans and would 
expect to make further Investor loan repayments on any future 
divestment of a business.

b) Basis of consolidation
The consolidated financial statements include the financial 
statements of Real Good Food plc and entities controlled by the 
Company (its subsidiaries). Control is achieved where the Company 
is exposed to or has rights to variable returns from involvement with 
an investee and has the ability to affect those returns through its 
power over the investee.

All intra-Group transactions, balances, income, and expenses are 
eliminated on consolidation.

c) Revenue recognition
Revenue comprises the invoiced value for the sale of goods net of 
sales rebates, discounts, value added tax and other taxes directly 
attributable to revenue and after eliminating sales within the Group. 
Revenue is recognised when the outcome of a transaction can be 
measured reliably and when it is probable that the economic benefits 
associated with the transaction will flow to the Group.

a.  Sales of Goods: Sales of goods are recognised when goods are 

dispatched. Sales are recorded net of discounts, Value Added Tax 
(VAT) and other sales-related taxes. Goods are deemed to be 
dispatched when the distribution company has collected the 
goods from the warehouse and is delivering them to the customer. 

b.  Finance income/costs: Interest income is accrued on a time 
basis, by reference to the principal outstanding and at the 
effective interest rate applicable. Other finance costs include net 
interest costs on the net defined benefit pension scheme 
liabilities.

www.realgoodfoodplc.com Stock Code: RGD

39

30678 Real Good Food AR2021.indd   39

30678 Real Good Food AR2021.indd   39

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:30

20/09/2021   21:02:30

Notes to the Financial Statements (continued)
Year ended 31 March 2021

The lease payments included in the measurement of the lease 
liability comprise lease payments in addition to any other payments 
reasonably certain to be made such as termination penalties upon 
early termination of the lease. 

The lease liability is subsequently measured by increasing the 
carrying amount to reflect interest on the lease using the effective 
interest rate method and reducing the carrying amount to reflect the 
lease payments made. 

The lease liability is remeasured if:

 { The lease term has changed; in which case the lease liability is 
remeasured by discounting the revised lease payments using a 
revised discount rate;

 { The lease payments change due to changes in an index or rate, 

in which case the lease liability is remeasured using the initial 
discount rate; or

 { The lease contract is modified, and the modification is not 
accounted for as a separate lease, in which case the lease 
liability is remeasured by discounting the revised lease payments 
using a revised discount rate.

The right of use asset is measured at an amount equal to the 
corresponding lease liability and is subsequently measured at cost 
less accumulated depreciation and impairment losses. Right of use 
assets are depreciated over the lease term. Right of use assets are 
included in the Property, Plant & Equipment.

j) Investments
Investments in the Company and Group accounts relate to 
investments in subsidiaries and associated companies which are 
stated at cost less provision for any impairment in value.

k) Inventories
Inventory is valued at the lower of cost and net realisable value. 
Where appropriate, cost includes production and other attributable 
overhead expenses as described in IAS 2 Inventories. Cost is 
calculated on a first-in, first-out basis by reference to the invoiced 
value of supplies and attributable costs of bringing the inventory to 
its present location and condition. 

Net realisable value is the estimated selling price in the ordinary 
course of business less estimated costs of completion and the 
estimated costs necessary to make the sale. All inventories are 
reduced to net realisable value where the estimated selling price is 
lower than cost. A provision is made for slow moving, obsolete and 
defective inventory where appropriate.

l) Research and development
Research and development expenditure is charged to the income 
statement in the period in which it is incurred. Development 
expenditure is capitalised when the criteria for recognising an asset 
are met. When the recognition criteria have been met, expenditure is 
capitalised as an intangible asset. Property, plant and equipment 
used for research and development are capitalised and depreciated 
in accordance with the Group’s policy.

2. Significant accounting policies continued
g) Property, plant and equipment
Property, plant and equipment are stated at historical cost or fair 
value at the date of acquisition, less accumulated depreciation, and 
impairment provisions.

Depreciation is provided to write off the cost, less the estimated 
residual value, of property, plant and equipment by equal instalments 
over their estimated useful economic lives as follows:

Right of use assets 

Land and buildings

Freehold buildings

Plant and equipment

Plant and equipment

Motor vehicles

Fixtures and fittings

Computer equipment

Length of lease

40 to 50 years

2 to 13 years

4 years

4 to 13 years

4 years

Impairment reviews of property, plant and equipment are undertaken 
if there are indications that the carrying values may not be 
recoverable or that the recoverable amounts may be less than the 
assets’ carrying value.

Assets in the course of construction relate to plant and equipment in 
the process of construction, which were not complete, and hence 
were not in use at the year end. Assets in the course of construction 
are not depreciated until they are completed and available for use.

h) Intangible assets
Intangible assets include computer software, development costs and 
business relationships. The following assets are amortised on a 
straight-line basis over the following periods:

Computer software

Development costs, and business relationships

5 years

3 years

The charge for the year is included in administration expenses within 
the Statement of Comprehensive Income.

Impairment reviews of intangible assets are undertaken if there are 
indications that the carrying values may not be recoverable or that 
the recoverable amounts may be less than the assets’ carrying value.

i) Leases
The Group leases manufacturing facilities, company cars and other 
plant and machinery. 

Upon inception of a contract, an assessment is performed to 
determine whether the contract is or contains a lease. A right of use 
asset and a corresponding lease liability is recognised on the 
statement of financial position for all lease arrangements where the 
Group is a lessee, except for those which are short-term or low 
value. Short-term and low value leases are accounted for by 
recognising the lease payment within administrative expenses on a 
straight-line basis over the lease term. 

The lease liability is initially measured at the present value of the 
future lease payments at the commencement date, discounted using 
the rate implicit in the lease if this is readily determined, or 
otherwise using the incremental borrowing rate. The incremental 
borrowing rate is the rate of interest that the Group would have to 
pay to borrow, over a similar term and with similar security, the funds 
necessary to obtain an asset of a similar value to the right of use 
asset in a similar economic environment. 

40

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   40

30678 Real Good Food AR2021.indd   40

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:31

20/09/2021   21:02:31

OUR FINANCIALS

2. Significant accounting policies continued
m) Cash and cash equivalents
Cash and cash equivalents on the Statement of Financial Position 
consist of cash in hand and at the bank. Cash and cash equivalents 
recognised in the Cash Flow Statement include cash in hand and at the 
bank, and bank overdrafts which are repayable on demand. Deposits 
are included within cash and cash equivalents only when they have a 
short maturity of three months or less at the date of acquisition.

n) Trade receivables
Trade receivables are recognised initially at fair value and 
subsequently measured at amortised cost using the effective 
interest rate method, less provision for impairment. The Group 
calculates impairments using an expected credit loss model, based 
upon the payment history of their customers, and any resultant bad 
debt write downs they have incurred. The occurrence of bad debt has 
been rare in the business.

o) Trade payables
Trade payables are recognised initially at fair value and are 
subsequently measured at amortised cost using the effective 
interest rate method.

p) Borrowings
Interest-bearing loans and overdrafts are recorded as the proceeds 
received net of direct issue costs and are valued at fair value net of 
any transaction costs directly attributable to the borrowing. Interest-
bearing liabilities are subsequently measured at amortised cost 
using the effective interest rate method, which ensures that any 
interest expense over the period to repayment is at a constant rate 
on the balance of the liability carried in the consolidated statement 
of financial position. For the purposes of each financial liability, 
interest expense includes initial transaction costs and any premium 
payable on redemption, as well as any interest or coupon payable 
while the liability is outstanding.

The Group has a revolving credit facility of £5.45 million with Leumi 
ABL Limited secured on the trade debtors on a 60-month term. This 
facility is secured against the debtors of JF Renshaw Limited and 
Rainbow Dust Colours Limited, with an interest rate of 2.25% above 
London Inter Bank Offer Rate (LIBOR). Trade debtors remain assets 
of the Group and are shown at the total amount collectable. 
Liabilities under this arrangement are shown in borrowings.

The Group has shareholder loans including convertible loan notes 
previously repayable on or before 19 May 2022 on which the 
repayment date has been agreed to move to 19 May 2023. They can 
be converted at any time into shares at the holder’s option. The 
majority of interest on the shareholder loans is deferred. A host loan 
at amortised cost and an embedded derivative liability, being 
measured at fair value with changes in value being recorded in profit 
or loss, have been recognised. 

q) Foreign currencies
The consolidated financial statements are presented in sterling 
which is the Group’s functional and presentation currency.

Transactions in foreign currencies are recorded at the rate of 
exchange at the date of the transaction. Monetary assets and 
liabilities denominated in foreign currencies at the balance sheet 
date are reported at the rates of exchange prevailing at that date. 

All foreign exchange gains and losses arising from transactions in 
the year are presented in the Statement of Comprehensive Income 
within the administration expenses heading. Foreign currency 
differences on the translation of foreign subsidiaries are included in 
other comprehensive income and are shown as a separate reserve 
on the Statement of Financial Position.

r) Goodwill
Goodwill is calculated as the difference between the fair value of the 
consideration exchanged and the net fair value of the identifiable 
assets and liabilities acquired and is capitalised. Goodwill is tested 
for impairment annually and whenever there is an indication of 
impairment. Goodwill is carried at cost less accumulated 
impairment losses.

Gains and losses on the disposal of a business combination include 
the carrying amount of goodwill relating to the entity sold. 

IFRS 3 “Business Combinations” requires that goodwill arising on 
the acquisition of subsidiaries is capitalised and included in 
intangible assets. IFRS 3 also requires the identification of other 
intangible assets at acquisition. The assumptions involved in valuing 
these intangible assets require the use of estimates and judgements 
which may differ from the actual outcome. These estimates and 
judgements cover future growth rates, expected inflation rates and 
the discount rate used.

Business combinations are accounted for using the acquisition 
method as at the acquisition date, which is the date on which control 
is transferred to the Group. The Group measures goodwill at the 
acquisition date as:

 { the fair value of the consideration transferred; plus

 { the recognised amount of any non-controlling interests in the 

acquiree; plus

 { the fair value of the existing equity interest; less

 { the net recognised amount (generally fair value) of the 
identifiable assets acquired and liabilities assumed.

Costs related to the acquisition, other than those associated with 
the issue of debt or equity securities, are expensed as incurred. Any 
contingent purchase consideration payable is recognised at fair value 
at the acquisition date. If the contingent purchase consideration is 
classified as equity, it is not remeasured, and settlement is 
accounted for within equity. Otherwise, subsequent changes to the 
fair value of the contingent purchase consideration are recognised in 
the Consolidated Income Statement.

s) Government grants
Grants which have been received for which the grant criteria have 
been met are included in operating income. Grants which have been 
received where the grant criteria have not yet been met are included 
in liabilities.

Grants which have been received in respect of the Coronavirus job 
retention scheme has been accounted for and presented separately 
on the face of the Statement of Comprehensive Income, rather than 
by reducing the related expense. The Group has used the 
Government deferred PAYE payment scheme. The costs were 
accounted for as incurred. All deferred PAYE has been fully repaid.

t) Non-controlling Interest (NCI) put option
Upon acquisition of Brighter Foods Limited, the Group entered into a 
shareholder agreement regarding the management stake whereby 
the management of Brighter Foods can elect to sell 50% of the 
management stake to the Group after March 2020 and 50% after 
March 2021. The consideration for the stake is based upon an 
agreed valuation linked to profit, cash and capital expenditure. The 
net present value of the estimated financial liability in the event of 
the exercise of the non-controlling interest put option is recognised 
in long-term liabilities and other reserves. Subsequent changes in 
the carrying amount resulting from remeasurement of the amount 
payable on exercising the options would be recognised in the 
Statement of Comprehensive Income. The put option for 2020 was 
not called.

www.realgoodfoodplc.com Stock Code: RGD

41

30678 Real Good Food AR2021.indd   41

30678 Real Good Food AR2021.indd   41

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:31

20/09/2021   21:02:31

Notes to the Financial Statements (continued)
Year ended 31 March 2021

3. Critical accounting estimates and judgements
In order to prepare these consolidated financial statements in 
accordance with the accounting policies set out in note 2, 
management has used estimates and judgements to establish the 
amounts at which certain items are recorded. Critical accounting 
estimates and judgements are those that have the greatest impact 
on the financial statements and require the most difficult, subjective, 
and complex judgements about matters that are inherently 
uncertain. Estimates are based on factors including historical 
experience and expectations of future events that management 
believes to be reasonable. However, given the judgemental nature of 
such estimates, actual results could be different owing to the 
assumptions used. The estimates and assumptions that have a 
significant risk of causing a material adjustment to the carrying 
amounts of assets and liabilities within the next financial year are 
discussed below. 

a) Impairment of goodwill
An impairment of goodwill has the potential to impact significantly 
upon the Group’s Statement of Comprehensive Income for the 
period. In order to determine whether impairments are required, the 
Directors estimate the recoverable amount of the goodwill. This 
calculation is based on the Group’s cash flow forecasts for the 
following financial year extrapolated over a rolling 5-year period, with 
a terminal value applied to the fifth year, assuming a 2% growth rate. 
A discount factor based upon the Group’s weighted average cost of 
capital, which has been increased to reflect the increased risk of the 
Company being listed on AIM rather than the full market, is applied 
to obtain a current value (‘value in use’). 

The weighted average cost of capital is impacted by estimates of 
interest rates, equity returns and market-related risks. The Group’s 
weighted average cost of capital is reviewed on an annual basis. 

The fair value less costs to sell of the cash generating unit is used if 
this results in an amount in excess of value in use. 

Estimated future cash flows for impairment calculations are based 
on management’s expectations of future volumes and margins based 
on plans and best estimates of the productivity of the cash 
generating units in their current condition. Future cash flows 
therefore exclude benefits from major expansion projects requiring 
future capital expenditure and estimate an amount for routine capital 
expenditure.

Further details are set out in note 16.

b) Retirement benefits
The Company sponsors the Napier Brown Foods Retirement Benefits 
Plan which is a funded defined benefit arrangement. The amounts 
recorded in the financial statements for this type of scheme are 
based on a number of assumptions, changes to which could have a 
material impact on the reported amounts. 

Any net deficit or surplus arising on the defined benefit plan is shown 
in the Statement of Financial Position. The amount recorded is the 
difference between Plan assets and Plan liabilities at the Statement 
of Financial Position date. Plan assets are based on market value at 
that date. Plan liabilities are based on actuarial estimates of the 
present value of future pension or other benefits that will be payable 
to members. 

The most sensitive assumptions involved in calculating the expected 
Plan liabilities are mortality rates and the discount rate used to 
calculate the present value. If the mortality rate assumption 
changed, a one-year increase to longevity would increase the Plan 
liability by 4%. An increase in the discount rate would result in a 
reduction of the Plan liabilities and an increase in the rate of inflation 
would increase the liabilities of the Plan.

The Statement of Comprehensive Income includes a regular charge 
to operating profit for the current and past service cost. Past service 
costs represent the change in the present value of the benefits 
obligation that arises from benefit changes that are applied 
retrospectively to prior year benefits that have accrued. Past service 
costs are charged in full in the year when the changes to benefits 
are made. There is also a finance charge, which represents the net 
of interest income from Plan assets and an interest charge on Plan 
liabilities. These calculations are based on the discount rate at the 
start of the financial year. The Statement of Comprehensive Income 
is most sensitive to changes in the discount rate used to calculate 
the interest income from Plan assets and interest charge on Plan 
liabilities. 

Full details of these assumptions, which are based on advice from 
the pension fund actuaries, are set out in note 32.

c) Business claims
In common with comparable food groups, the Group is involved in 
disputes in the ordinary course of business which may give rise to 
claims. Provision representing the known cost of defending and 
concluding claims is made in the financial statements in accruals as 
part of other payables for claims where costs are likely to be 
incurred. The Group carries a wide range of insurance cover, and no 
separate disclosure is made of the detail of claims or the costs 
covered by insurance, as to do so could prejudice the position of the 
Group. 

d) Going concern
The Directors have considered the Group’s business activities 
together with the factors likely to affect its planned future 
performance. The forecasts, agreed with the businesses, consider 
reasonable possible changes in trading performance.

The Directors considered the following scenarios:

Scenario 1: Reduction in revenue of 5%; and

Scenario 2:  Reduction in EBITDA of 5% and the gross margin  

reduced by 10% all year.

In Scenario 1 without any mitigating action the Group does not run 
out of cash and has sufficient liquidity headroom post March 2023 
with the low point for cash being September 2022 when cash would 
reduce to £2.1 million as a result of the stock build for quarter 3, 
(October to December).

In Scenario 2 without any mitigating action the Group would run out 
of cash in May 2022, some 8 months from the monthly reduction in 
revenue and gross margin. If there was a reduction in gross margin 
of 10%, this would be as a result of commodity price increases that 
would be passed onto customers. The mitigating action would be 
taken quickly and would result in a price increase to customers, with 
a time lag factored in as negotiation took place with customers. A 
prudent approach of a 75% recovery in FY22 would result in the 
business not running out of cash with the low point for cash being 
September 2022 when cash would be £1.3million, owing to the 
stock build.

The Group has various levers that it can use to mitigate the shortfall 
including:

 { Cessation of non-essential spend

 { Review of overhead costs
The banking covenants that are in place for FY22 have been 
amended taking into account the seasonality of the Cake 
Decorations business. 

Following the post year end sale of Brighter Foods Limited and the 
subsequent repayment of Shareholder Loans, the Board has agreed 
with Investors to roll up interest on the loans and would expect to 
make further Investor loan repayments on any future divestment of  
a business.

42

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   42

30678 Real Good Food AR2021.indd   42

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:31

20/09/2021   21:02:31

OUR FINANCIALS

3. Critical accounting estimates and judgements continued
The covenants for FY22 are plus or minus 25% of the forecast EBITDA and greater than £5 million tangible net worth. These covenants are 
not breached on the stressed scenarios referred to above. The principal shareholders of the Group have shown considerable support for the 
working capital requirements and as a result have extended the repayment period of the current loans from 19 May 2022 to 19 May 2023. 
The banking covenants in place are positive 3 month rolling EBITDA and positive tangible net worth and have not been breached on the 
stressed scenarios referred to above. The maximum draw down value during FY21 of the facility was in December 2020. This was £2.3m.

Having carefully considered the liquidity of the Group and Company in line with the current strategy and future performance, the Directors 
have a reasonable expectation that the Company and the Group have adequate resources to continue in operational existence for the next 12 
months and therefore continue to adopt the going concern basis in preparing the consolidated financial statements.

Long term funding

The Board has reviewed the forecasts for FY23, and the group has agreed with the Investors to continue to roll up interest on the loans. The 
Board would expect to make Investor loan repayments on a divestment of a business.

4. Revenue
The revenue for the Group for the current year arose from the sale of goods in the following areas:

Cake Decoration 

Held for sale (Food 
Ingredients) 

£37.3 million  
(2020 £41.2m)

£19.8 million  
(2020 £25.3m)

Manufactures, sells, and supplies cake decorating products and ingredients for 
the baking sector. 

Manufactures and supplies a range of snack bars to the retail sector.

5. Segment reporting
Business segments
The divisional structure reflects the management teams in place and ensures all aspects of trading activity have the specific focus they need 
in order to achieve our growth plans.

The Group operates in one main division: Cake Decoration. The Head Office has a finance function that supports the subsidiary as required. 

12 months ended 31 March 2021

Total revenue

Intercompany sales

External revenue

Cost of sales

Gross profit

Income from Furlough Scheme

Other operating income

Distribution expenses

Administrative expenses

Operating (loss) / profit before impairment  
and significant items

Significant Items

Operating (loss)/profit after impairment  
and significant items

Finance costs

Other finance costs

(Loss)/profit before tax

Income tax credit/(expense)

(Loss)/profit after tax as per  
comprehensive statement of income

Cake
Decoration
£’000s

Head Office 
and non-trading 
subsidiaries
£’000s

40,206

(2,914)

37,292

(22,128)

15,164

1,205

–

(3,615)

(13,657)

(903)

(763)

(1,666)

(95)

–

(1,761)

–

–

–

–

–

–

–

48

–

(609)

(561)

966

405

(4,570)

(182)

(4,347)

27

Continuing 
Operations
£’000s

Discontinued 
Operations
£’000s

40,206

(2,914)

37,292

19,788

–

19,788

Total 
Group
£’000s

59,994

(2,914)

57,080

(22,128)

(12,992)

(35,120)

15,164

1,205

48

(3,615)

(14,266)

(1,464)

203

(1,261)

(4,665)

(182)

(6,108)

27

6,796

461

49

(411)

(4,100)

2,795

(169)

2,626

(9)

–

2,617

–

21,960

1,666

97

(4,026)

(18,366)

1,331

34

1,365

(4,674)

(182)

(3,491)

27

(1,761)

(4,320)

(6,081)

2,617

(3,464)

www.realgoodfoodplc.com Stock Code: RGD

43

30678 Real Good Food AR2021.indd   43

30678 Real Good Food AR2021.indd   43

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:32

20/09/2021   21:02:32

Notes to the Financial Statements (continued)
Year ended 31 March 2021

5. Segment reporting continued

12 months ended 31 March 2020

Total revenue

Intercompany sales

External revenue

Cost of sales

Gross profit/(loss)

Other operating income

Distribution expenses

Administrative expenses

Cake
Decoration
£’000s

Head Office 
and non-trading 
subsidiaries
£’000s

Continuing 
Operations
£’000s

Discontinued 
Operations
£’000s

48,621

(7,378)

41,243

25,323

–

25,323

Total 
Group
£’000s

73,944

(7,378)

66,566

(23,615)

(15,980)

(39,595)

17,628

9,343

26,971

10

(2,995)

–

(444)

10

(3,439)

–

–

–

–

–

10

–

(3,805)

(18,158)

(5,974)

(24,132)

48,621

(7,378)

41,243

(23,615)

17,628

_

(2,995)

(14,353)

Operating profit/(loss) before impairment  
and significant items

280

(3,795)

(3,515)

2,925

(590)

Significant items

Impairment charge

Operating (loss)/profit after impairment  
and significant items

Finance costs

Other finance costs

(Loss)/profit before tax

Income tax credit/(expense)

(Loss)/profit after tax as per  
comprehensive statement of income

(1,081)

(12,622)

(13,423)

(198)

–

(13,621)

–

59 

(287)

(1,022)

(12,909)

(9)

–

(1,031)

(12,909)

(4,023)

(5,247)

(169)

(9,439)

1,692 

(17,446)

2,916

(14,530)

(5,445)

(169)

(3)

–

(5,448)

(169)

(23,060)

2,913

(20,147)

1,692

–

1,692

(13,621)

(7,747)

(21,368)

2,913

(18,455)

Geographical segments
The Group earns revenue from countries outside the United Kingdom, as shown below:

12 months ended 31 March 2020

UK

Europe

USA

Rest of World

Total

Cake  
Decoration
£’000s

28,266

4,631

7,293

1,053

Discontinued 
Operations
£’000s

22,309

3,014

–

–

41,243

25,323

The Group has two customers which constitute over 10% of revenue: one providing 21% of revenue, and the other 13%. 

12 months ended 31 March 2021

UK

Europe

USA

Rest of World

Total

The Group has one customer which constitutes over 18% of revenue in the Cake Decoration division.

Cake  
Decoration
£’000s

Discontinued 
Operations
£’000s

25,795

19,788

4,465

6,191

841

–

–

–

37,292

19,788

44

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   44

30678 Real Good Food AR2021.indd   44

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:32

20/09/2021   21:02:32

 
OUR FINANCIALS

5. Segment reporting continued

Reconciliation of operating  
(loss)/profit to underlying adjusted EBITDA to 31 March 2021

Operating (loss)/profit

Significant items

Depreciation

Amortisation

Underlying adjusted EBITDA

Reconciliation of operating  
(loss)/profit to underlying adjusted EBITDA to 31 March 2020

Operating (loss)/profit

Significant items

Impairment charge

Depreciation

Amortisation

Underlying adjusted EBITDA

31 March 2021

Segment assets

Segment liabilities

Net operating assets / (liabilities)

Non–current asset additions

Depreciation

Amortisation

31 March 2020

Segment assets

Segment liabilities

Net operating assets / (liabilities)

Non–current asset additions

Depreciation

Amortisation

Cake
Decoration
£’000s

Head Office 
and non-trading 
subsidiaries
£’000s

(1,666)

763 

1,614 

87 

798 

405

(966)

25 

(35) 

(571)

Continuing 
Operations
£’000s

Discontinued 
Operations
£’000s

(1,261)

2,626

(203) 

1,639 

52 

227 

169

796

–

3,591

Cake
Decoration
£’000s

Head Office 
and non-trading 
subsidiaries
£’000s

Continuing 
Operations
£’000s

Discontinued 
Operations
£’000s

Total 
Group
£’000s

1,365

(34) 

2,435 

52 

3,818 

Total 
Group
£’000s

(13,423)

(4,023)

(17,446)

2,916

(14,530)

1,081 

12,622 

1,521 

34 

1,835 

(59)

287 

187 

125 

1,022 

12,909 

1,708 

159 

(3,483)

(1,648) 

9

–

667

1,379

4,971

Cake
Decoration
£’000s

Head Office 
and non-trading 
subsidiaries
£’000s

Continuing 
Operations
£’000s

Discontinued 
Operations
£’000s

52,180

11,305 

40,875 

444 

(1,614)

(87)

3,355

55,449 

55,535

66,754

(52,094)

(11,219)

–

(25)

35

444

(1,639)

(52)

19,009

4,442

14,567

185

(796)

–

Cake
Decoration
£’000s

Head Office 
and non-trading 
subsidiaries
£’000s

Continuing 
Operations
£’000s

Discontinued 
Operations
£’000s

57,032 

13,835 

43,197 

330 

(1,521)

(34)

(1,570)

51,451 

(53,021)

–

(187)

(125)

55,462

65,286

(9,824)

330

(1,708)

(159)

20,103 

3,123 

16,980 

1,489 

(667)

(1,379)

1,031 

12,909 

2,375 

1,538 

3,323 

Total 
Group
£’000s

74,544

71,196

3,348

629

(2,435)

(52)

Total 
Group
£’000s

75,565 

68,409 

7,156 

1,819 

(2,375)

(1,538)

In line with the Group strategy of allowing each business to understand its true cost base as a stand-alone business, during the 12 months 
ended 31 March 2021, Head Office costs of £0.8 million (2020: £1.1m) have been re-allocated to the Cake Decoration division. 

www.realgoodfoodplc.com Stock Code: RGD

45

30678 Real Good Food AR2021.indd   45

30678 Real Good Food AR2021.indd   45

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:33

20/09/2021   21:02:33

Notes to the Financial Statements (continued)
Year ended 31 March 2021

6. Significant items

Costs relating to disposal of Brighter Foods

Professional fees in relation to refinancing costs

Movement in provisions relating to the non-controlling interest put option

Change in value of convertible loan notes derivative liability

Professional fees in relation to Liverpool factory

Closure of Renshaw US warehouse

Management restructuring

Significant items - Continuing business

Continuing business

Discontinued business

Total significant items

12 months 
ended
31 March 
2021
£’000s

12 months 
ended
31 March 
2020
(restated*)
£’000s

(269)

(38)

1,302

–

(113)

(171)

(508)

203

203

(169)

34

–

–

–

294

–

–

(1,316)

(1,022)

(1,022)

(9)

(1,031)

* The significant items for the year ended 31 March 2020 have been restated to reflect the change in continuing and discontinued 
operations.

The Group’s underlying profit figure excludes a number of items which are material and non-recurring and are detailed separately to ensure 
the underlying operating performance of the businesses is clearly visible, without the distortions of these non-recurring costs.

The year to 31 March 2021 significant item expenditure is explained in the note below:

1.  The legal and due diligence costs involved in preparing the Brighter Food business for disposal.

2.  The legal costs associated with including Brighter Foods in the CID facility with ABL Leumi.

3.  Project management costs for projects running in the Crown Street factory.

4.  Costs associated with closing the Renshaw US warehouse, the lease terminating in July 2021, with stockholding relocated to Crown 

Street Liverpool.

5.  Redundancy costs of the restructuring plan started in FY20.

6.  Brighter Foods incurred costs in relation to a proposed sale, as the disposal has occurred, Brighter Foods is now shown as a 

discontinued operation.

The year to 31 March 2020 had the following significant costs:

1.  The fair value of the CLNs was reduced in FY20 from the FY19 estimate. This was a significant item in the accounts. 

2.  Restructure costs relating to the Cake Decoration business and Head Office infrastructure.

46

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   46

30678 Real Good Food AR2021.indd   46

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:33

20/09/2021   21:02:33

7. Auditor’s remuneration

Fees payable to the Company’s auditor for the audit of the Group’s annual accounts

Fees payable to the Company’s auditor for other services:

Audit related assurance services

Tax compliance services

Tax advisory services

Other assurance services

Total fees paid to auditor

OUR FINANCIALS

12 months 
ended
31 March 
2021
£’000s

12 months 
ended
31 March 
2020
£’000s

(215)

(208)

(27)

(25)

(1)

(6)

(25)

(25)

(10)

(6)

(274)

(274)

The fee payable to the Company’s auditor for the audit of the annual accounts has been split between Real Good Food plc, and its 
subsidiaries, as follows:

Annual Accounts audit fee apportioned by division

Real Good Food plc

Brighter Foods Ltd

Real Good Food Ingredients Ltd

J F Renshaw Ltd

Rainbow Dust Colours Ltd

12 months 
ended
31 March 
2021
£’000s

12 months 
ended
31 March 
2020
£’000s

(105)

(20)

–

(70)

(20)

(215)

(108)

(20)

–-

(60)

(20)

(208)

www.realgoodfoodplc.com Stock Code: RGD

47

30678 Real Good Food AR2021.indd   47

30678 Real Good Food AR2021.indd   47

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:33

20/09/2021   21:02:33

Notes to the Financial Statements (continued)
Year ended 31 March 2021

8. Operating loss
Operating loss for continuing operations

External Sales

Staff Costs

Inventories:

12 months 
ended
31 March 
2021
£’000s

12 months 
ended
31 March 
2020
(restated*)
£’000s

Notes

37,292 

41,243 

12

(12,276)

(13,239)

  – cost of inventories as an expense (included in cost of sales)

(16,294)

(16,889)

Depreciation of property, plant, and equipment

Amortisation of intangible assets

Significant items

Impairment charges

Research and development expenditure

Impairment of trade receivables

Foreign exchange gains/(losses)

Other net operating expenses

Total

Operating loss

5, 18

5, 17

6

16, 18

22

(1,639)

(52)

203

–

(626)

(38)

(308) 

(7,523)

(38,553)

(1,261)

(1,708)

(159)

(1,022)

(12,909)

(665)

(27)

138 

(12,209)

(58,689)

(17,446)

* The operating profit note for the year ended 31 March 2020 has been restated to reflect the change in continuing and discontinued operations.

9. Finance costs

Interest on bank loans, overdrafts, and investor loans

Interest on lease liabilities

Interest on non-controlling interest put option

Finance cost on substantial modification of convertible loan notes**

Past service cost on pension (note 32)

Continuing business

Discontinued business

12 months 
ended
31 March 
2021
£’000s

12 months 
ended
31 March 
2020
£’000s

(4,600)

(5,466)

(26)

43

(91)

–

(4,674)

(4,665)

(9)

(12)

46

–

(16)

(5,448)

(5,445)

(3)

 **  On 2nd December 2020, a substantial modification to the convertible loan note terms was made requiring derecognition of the existing loans and recognition 

of new loans. As a result of this modification, the value of the liability increased leading to a loss in the year.

48

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   48

30678 Real Good Food AR2021.indd   48

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:34

20/09/2021   21:02:34

10. Other finance costs

Interest on pension scheme liabilities (note 32)

Interest on pension scheme assets (note 32)

Interest on effect of asset ceiling/IFRIC 14

11. Directors’ remuneration

Directors’ salaries, benefits, and fees

The emoluments of the Directors for the period were as follows:

Fees/Salaries
inc. Er’s NIC
£’000s

Taxable
Benefits
£’000s

Bonus
£’000s

Pension
Contributions
£’000s

OUR FINANCIALS

12 months 
ended
31 March 
2021
£’000s

12 months 
ended
31 March 
2020
£’000s

(465)

312

(29)

(182)

(497)

328

–

(169)

12 months 
ended
31 March 
2021
£’000s

(482)

(482)

12 months 
ended
31 March 
2020
£’000s

(786)

(786)

12 months 
ended 
31 March 
2021
£’000s

12 months
ended
31 March 
2020
£’000s

M Holt

J M d’Unienville

M Keeling 

J A Mackenzie

A Ridgwell 

G Lumsden 

P G Ridgwell (to May 19)

C O Thomas (to Jul 19)

H C L Cawley (to Feb 20)

S Downing (to Oct 19)

P Richardson (to Apr 20)

160

25

178

25

27

42

–

–

–

–

–

–

–

10

–

–

–

–

–

–

–

–

–

–

15

–

–

–

–

–

–

–

–

457

10

15

–

–

–

–

–

–

–

–

–

–

–

160

25

203

25

27

42

–

–

–

–

–

482

88

25

132 

25

23

18

6

10

387

21

51

786

This includes salaries and fees (including Employer’s NI) received as an officer of the Company. Taxable benefits include car allowance, health 
and other taxable payments for expenses paid by the Company.

All salaries and fees disclosed are included in current year trading results. 

Directors’ fees paid to J A MacKenzie are charged and paid to Downing LLP.

Consultancy fees and expenses paid to entities in which Directors hold a beneficial interest, for services provided to the Group by the 
Directors, are disclosed as related party transactions in note 31.

The current Company Directors disclosed are considered as key management personnel.

www.realgoodfoodplc.com Stock Code: RGD

49

30678 Real Good Food AR2021.indd   49

30678 Real Good Food AR2021.indd   49

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:34

20/09/2021   21:02:34

Notes to the Financial Statements (continued)
Year ended 31 March 2021

11. Directors’ remuneration continued
The current base annual salaries and fees paid to the Directors are as follows:

M Holt

J M d’Unienville

J A MacKenzie

A Ridgwell

G Lumsden

M Keeling

Base Salary
£’000s

135

25

25

25

38

142

390

There were no options for directors at 31 March 2021 or 31 March 2020.

No new options were granted to Directors during the year (2020: nil). Options have historically been granted to Directors whose performances 
and potential contribution were judged to be important to the operations of the Group, as incentives to maximise their performance and 
contribution.

The mid-market price of the ordinary shares on 31 March 2021 was 2.75p and the range during the year was 2.50p to 8.00p.

No Director exercised share options during the year. 

During the period, retirement benefits were accruing to one director (2020: one).

12. Staff numbers and costs
The average monthly number of people employed by the Group (including Executive Directors) during the year, analysed by category,  
were as follows:

Continuing operations

Production

Selling and distribution

Directors and administrative

Discontinued operations

Production

Directors and administrative

Total no. of staff

31 March 
2021
Group

31 March 
2021
Company

31 March 
2020
(restated*)
Group

31 March 
2020
Company

258

40

30

328

170

46

216

544

–

–

5

5

–

–

–

5

259

51

33

343

228

53

281

624

–

–

7

7

–

–

–

7

50

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   50

30678 Real Good Food AR2021.indd   50

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:34

20/09/2021   21:02:34

OUR FINANCIALS

31 March 
2021
Group
£’000s

31 March 
2021
Company
£’000s

31 March 
2020
Group
(restated*)
£’000s

31 March 
2020
Company
£’000s

 10,575

 1,066

635

12,276

4,473

379

115

4,967

17,243

338

44

20

402

–

–

–

–

402

 11,259

 1,271

7,009

13,239

5,466

399

104

5,969

19,208

923

197

28

1,148

–

–

–

–

1,148

12. Staff numbers and costs continued
The aggregate payroll costs were as follows:

Continuing operations

Wages, salaries, and fees

Social security costs

Other pension costs

Discontinued operations

Wages, salaries, and fees

Social security costs

Other pension costs

Total payroll costs

* Payroll numbers and costs for the year ended 31 March 2020 have been restated to reflect the change in continuing and discontinued operations.

Key management personnel compensation
Key management personnel are those persons having authority and responsibility for planning, directing, and controlling the activities of the 
Group, other than those already listed in the Directors remuneration in note 11.

Wages, salaries, and fees

Social security costs

Other pension costs

Total payroll costs

31 March 
2021
Group
£’000s

31 March 
2021
Company
£’000s

31 March 
2020
Group
£’000s

31 March 
2020
Company
£’000s

484

67

33

584

–

–

–

–

462

63

32

557

–

–

–

–

www.realgoodfoodplc.com Stock Code: RGD

51

30678 Real Good Food AR2021.indd   51

30678 Real Good Food AR2021.indd   51

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:35

20/09/2021   21:02:35

Notes to the Financial Statements (continued)
Year ended 31 March 2021

13. Notes supporting the cash flow statement
The cash collateral figure for the Group is £0.2million (FY20: £0.2m). This has been provided to Lloyds Bank plc as security for insurance 
claims of the Group. This amount is not included in the cash flow.

Group

Real Good Food plc (Group)

At 31 March 2019

Cash Flows

Non-cash flows

– Interest accruing on loans

– Redemption premiums added to accrued interest cost on shareholder loans

– Transaction costs of issuance of convertible loan notes included in liability

 Loans and borrowings classified as non-current at March 2019 becoming current  
before March 2020

At 31 March 2020

Cash Flows

Non-cash flows

– Interest accruing on loans

– Finance loss on change of terms for convertible loan notes

Loans and borrowings classified as non-current at March 2020 becoming current  
before March 2021

At 31 March 2021

Company

Real Good Food plc (Company)

At 31 March 2019

Cash Flows

Non-cash flows

– Interest accruing on loans

– Redemption premiums added to accrued interest cost on shareholder loans

– Transaction costs of issuance of convertible loan notes included in liability

At 31 March 2020

Cash Flows

Non-cash flows

– Interest accruing on loans

– Finance cost of change of terms for convertible loan notes

At 31 March 2021

Non-current 
Loans and 
Borrowings
£’000s
(Note 23)

37,961 

(2,661) 

Current Loans 
and Borrowings
£’000s
(Note 23)

668 

1,184

5,425 

3,084 

115 

(865)

43,059 

(37)

4,376 

91

(865)

46,624

Non-current 
Loans and 
Borrowings
£’000s
(Note 23)

36,715 

(4,248)

5,011

3,084

115

40,677 

–

4,671 

91 

45,439

–

–

–

865 

2,717 

(923) 

–

_

865 

2,659

Current Loans 
and Borrowings
£’000s
(Note 23)

–

–

–

–

–

–

–

–

_

–

Total
£’000s

38,629 

(1,477)

5,425 

3,084

115 

–

45,776 

(960)

4,376 

91

–

49,283 

Total
£’000s

36,715 

(4,248) 

5,011

3,084

115

40,677 

–

4,671 

91

45,439 

52

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   52

30678 Real Good Food AR2021.indd   52

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:35

20/09/2021   21:02:35

OUR FINANCIALS

13. Notes supporting the cash flow statement continued
Net Debt

Net debt is a key performance indicator for the Group. It is defined as short term and long-term borrowings less cash. See table below: 

Short term borrowings

Short term lease liabilities 

Long term borrowings

Long term lease liabilities

Cash

Total Net Debt

Group

At 1 April 2019

Cash flow1

Other non-cash movements2

At 31 March 2020

Cash flow

Other non-cash movements

At 31 March 2021

Company

At 1 April 2019

Cash flow1

Other non-cash movements2

At 31 March 2020

Cash flow

Other non-cash movements

At 31 March 2021

Note

23

23

23

23

31 March 
2021 
Group 
£’000s

(2,659)

(93)

31 March 
2021 
Company
£’000s

–

–

31 March 
2020 
Group 
£’000s

(2,717)

(390)

31 March 
2020 
Company
£’000s

–

–

(46,624)

(45,439)

(43,059)

(40,677)

–

622

–

17

(567)

1,363

–

8

(48,754)

(45,422)

(45,370)

(40,669)

Net cash
and current
borrowings
£’000s

Non-current
borrowings 
£’000s

(2,241)

37,961 

1,882 

2,103 

1,744 

386

–

2,130

Net cash
and current
borrowings
£’000s

(1,140)

1,132

–

(8)

–

(9)

(17)

(1,723)

7,388 

43,626 

(1,748)

4,746

46,624

Non-current
borrowings 
£’000s

36,715

(4,519)

8,481

40,677

–

4,762

45,439

Net debt 
£’000s

35,720 

159

9,491 

45,370 

(1,362)

4,746

48,754

Net debt 
£’000s

35,575

(3,387)

8,481

40,669

–

4,753

45,422

1 Includes investor loans of £3.7m and accrued interest of £0.5m repaid in 2020 from new borrowings of £3.6m.

2 Includes additional accrued interest of £5.0m on investor loans and convertible loan notes and redemption premiums of £3.1m on shareholder loan.

www.realgoodfoodplc.com Stock Code: RGD

53

30678 Real Good Food AR2021.indd   53

30678 Real Good Food AR2021.indd   53

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:35

20/09/2021   21:02:35

Notes to the Financial Statements (continued)
Year ended 31 March 2021

14. Taxation
Group

Current tax

UK current tax on loss of the period

UK current tax on significant items

Adjustments to tax in respect of prior years

Total current tax 

Origination and reversal of timing differences

Adjustments in respect of prior years

Total deferred tax

Tax – continuing operations

Tax – discontinued operations

Total tax

31 March
 2021
£’000s

31 March 
2020
£’000s

–

–

–

–

27

_

27

27

–

27

–

–

–

–

1,692

–

1,692

1,692

–

1,692

Factors affecting tax charge for the period:
The tax assessed for the period differs from the standard rate of corporation tax in the UK of 19% (2020: 19%).The differences are 
explained below:

Tax reconciliation

Loss per accounts before taxation - continuing operations

Loss per accounts before taxation - discontinued operations

Total loss before taxation

Tax on loss on ordinary activities at standard corporation tax rate of 19% 

Expenses not deductible for tax purposes

Movement on unrecognised deferred tax

Adjustments in respect of change in deferred tax rate

Adjustments to tax in respect of prior years

Total tax 

Tax on continuing operations

Tax on discontinued operations

Tax charge for the period

Details of the deferred tax asset is shown in note 20.

31 March 
2021
£’000s

31 March 
2020
£’000s

(6,108)

(23,060)

2,617

2,913

(3,491)

(20,147)

663

(499)

(137)

–

–

27

27

–

27

3,828 

(2,209)

– 

73 

 –

1,692

1,692

–

1,692

Factors that may affect future tax charges
An increase in the main corporation tax rate to 25% from 1 April 2023, from the previously enacted 19% was announced at the budget on  
3 March 2021, and subsequently enacted on 24 May 2021. The deferred tax balance at 31 March 2021 has been calculated based on the 
rate as at the reporting date of 19% (2020: 19%)

54

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   54

30678 Real Good Food AR2021.indd   54

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:36

20/09/2021   21:02:36

OUR FINANCIALS

15. Earnings per share
Basic earnings per share
Basic earnings per share is calculated on the basis of dividing the loss attributable to ordinary shareholders of the Company by the weighted 
average number of ordinary shares in issue during the year.

(Loss)/profit after tax attributable to ordinary shareholders (£’000s)

Weighted average number of shares in issue for basic EPS (’000s)

Employee share options (’000s)

Convertible loan notes (’000s)

Weighted average number of shares in issue for diluted EPS (’000s)

12 months 
ended 
31 March 
2021 
Continuing 
Operations

(6,473)

99,564

340

220,980

320,884

12 months 
ended 
31 March 
2021 
Discontinued 
Operations

2,617

99,564

340

220,980

320,884

12 months 
ended 
31 March 
2020 
Continuing 
Operations
(restated*)

(22,034)

99,505

1,830

200,571

301,906

12 months 
ended 
31 March 
2020 
Discontinued 
Operations
(restated*)

2,913

99,505

1,830

200,571

301,906

Basic and diluted (loss)/earnings per share

(6.50)p

2.63p

(22.14)p

2.92p

*The loss after tax attributable to ordinary shareholders for the year ended 31 March 2020 has been restated to reflect the change in continuing 
and discontinued operations.

The total loss per share for 2021 is (3.87)p for continuing and discontinued operations (2020 continuing and discontinued loss per share: 
(19.22)p).

Diluted earnings per share
The number of shares calculated as above is compared with the number of shares that would have been issued assuming the exercise of all 
outstanding share options. The potential ordinary shares are considered anti-dilutive as they decrease the loss per share for continuing 
operations. Therefore, diluted EPS is the same as basic for continuing operations. However, the discontinued operations can be diluted. The 
impact of this is a diluted earnings per share of 0.82p for discontinued operations (2020: 0.96p). If all of the share options had been 
exercised before the period end, the earnings per share would then have been a loss per share of (6.50)p on the continuing operations and 
earnings of 2.63p on the discontinued operations (2020: loss of (22.14)p on the continuing operations and earnings of 2.92p on the 
discontinued operations).

The weighted average number of shares in issue for the year was 99,564,430 and the number of options outstanding was 33,333.  
If these were all exercised the cash raised would be equivalent to that which would be raised by issuing 339,750 shares at the average 
share price during the year. There were also 8,806,571 convertible loan notes outstanding, of which the weighted average number of shares 
was 220,979,796. Therefore, the weighted average number of dilutive potential ordinary shares is 320,883,976.

16. Goodwill

Goodwill acquired on business combinations is allocated at acquisition to the cash generating units that are expected to benefit from that 
business combination. The carrying amount of goodwill has been allocated as follows:

Cost

At 1 April 2020

Less assets held for sale

At 31 March 2021

Cake Decoration

Brighter Foods (discontinued operations - assets held for sale)

Carried forward

Group
£’000s

37,753

(5,031)

32,722 

31 March 
2020
£’000s

32,722

5,031

37,753

31 March 
2021
£’000s

32,722

–

32,722

Assumptions:
The Group tests goodwill annually for impairment, or more frequently if there are indications that goodwill may be impaired. The recoverable 
amount of any cash generating unit is determined based on the higher of fair value less costs of disposal and value-in-use calculations. The 
cash flows used in the value-in-use calculation are EBITDA (adjusted) performance less capital expenditure based on the latest Board-
approved forecasts in respect of the following three years. 

www.realgoodfoodplc.com Stock Code: RGD

55

30678 Real Good Food AR2021.indd   55

30678 Real Good Food AR2021.indd   55

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:36

20/09/2021   21:02:36

Notes to the Financial Statements (continued)
Year ended 31 March 2021

16. Goodwill continued

Long-term growth rate assumptions:
For the purposes of impairment testing, the cash flows are extrapolated over 5 years with a terminal value applied to the fifth year.  
The terminal value is calculated using the fifth year forecasted EBITDA (adjusted) performance and applying a 2% growth rate.

Discount rate assumptions:
The discount rate applied to the cash flows is 10% (2020: 10%). This rate is in line with the Company’s actual weighted average cost of 
capital of 9.67% which takes account of the increased risk of being listed on AIM rather than the main market. It is representative of 
businesses operating within the food sector. 

Impairment charge:
The impairment review did not result in an impairment of the goodwill held for Cake Decoration (2020: impairment of £12.6 million for Cake 
Decoration). Cake Decoration is a core division for the Group and is currently in turnaround. The investments made in manufacturing 
capability in recent years have not yet started to deliver the returns that could be expected, for example, and the Board believes that the 
current valuation, reflected here, necessarily, and materially underplays the potential value of this division. Plans to improve the strategic 
positioning, service delivery and commercial performance of this business are also in progress. 

Sensitivity analysis:
An illustration of the sensitivity to reasonable possible changes in the discount rate assumption or the long-term growth rate are shown below:

 { An increase of 0.5% in the Group’s weighted average cost of capital of 10% to 10.5% would cause an impairment of £0.1 million on the 

carrying value of goodwill on Cake Decoration. 

 { A reduction of 0.5% to the growth rate from 2.0% to 1.5% would cause a reduction in headroom of £1.8 million on the carrying value of 

goodwill on Cake Decoration. 

The Board has considered these sensitivities and believe that, owing to trading expectations and a strong brand, the recoverable amount 
would support the value.

Cake Decoration

17. Other intangible assets

Cost

At 1 April 2020

At 31 March 2021

Amortisation

At 1 April 2020

Charge

At 31 March 2021

Net Book Value at 31 March 2021

Cost

At 1 April 2019

At 31 March 2020

Amortisation

At 1 April 2019

Charge

At 31 March 2020

Net Book Value at 31 March 2020

Book value of
cash generating
unit
£’000s

Estimated 
recoverable 
amount/value 
in use
£’000s

44,260

46,782

Customer
Relationships
£’000s

Computer
Software
£’000s

Development
Costs
£’000s

Group
£’000s

Company
£’000s

 4,170 

 4,170 

4,170

–

4,170

–

 4,170 

 4,170 

 2,794 

 1,376 

 4,170 

 – 

 332 

 332 

285

41

326

6

 332 

 332 

 153 

 132 

285

47

 111 

 111 

97

11

108

3

 111 

 111 

 67 

30

 97 

 14 

 4,613 

 4,613 

4,552

52

4,604

9

 4,613 

 4,613 

 3,014 

 1,538 

 4,552 

61 

 296 

 296 

278

18

296

–

 296 

 296 

 146 

132 

 278 

18 

56

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   56

30678 Real Good Food AR2021.indd   56

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:37

20/09/2021   21:02:37

OUR FINANCIALS

17. Other intangible assets continued
Intangible assets all relate to intangible assets acquired from third parties, other than development costs which are generated internally and 
capitalised in accordance with IAS 38.

The intangible assets held by the Company at 31 March 2021 consist of £nil computer software (2020: £18k). There is no indication of any 
impairment of these intangible assets.

18. Property, plant and equipment
Group

Cost

At 1 April 2020

Reclassified to non-current assets discontinued operations

Reclassified to non-current assets discontinued operations IFRS16

Additions

Disposals

At 31 March 2021

Depreciation

At 1 April 2020

Reclassified to non-current assets discontinued operations

Reclassified to non-current assets discontinued operations IFRS16

Charge

Disposals

At 31 March 2021

Net Book Value at 31 March 2021

Cost

At 1 April 2019

Transfer from assets under construction

Reclassified to non-current assets held for sale

IFRS 16 Adjustments

Additions

At 31 March 2020

Depreciation

At 1 April 2019

Reclassified to non-current assets held for sale

Charge

Impairment

At 31 March 2020

Net Book Value at 31 March 2020

Land and
Buildings
£’000s

Plant and
Equipment
£’000s

Assets in the
course of 
construction
£’000s

4,872

(944)

(771)

44

–

23,302

(6,532)

–

585

(207)

3,201

17,148

1,177

(130)

(208)

469

–

1,308

1,893

10,798

(2,075)

–

1,966

(196)

10,493

6,655

3,355

22,920

–

–

1,256

261

4,872

734

–

443

–

1,177

3,695

494

(1,878)

208

1,558

23,302

9,457

(878)

1,932

287

10,798

12,504

–

–

–

–

–

–

–

–

–

–

–

–

–

494

(494)

–

–

–

–

–

–

–

–

–

–

Total
£’000s

28,174

(7,476)

(771)

629

(207)

20,349

11,975

(2,205)

(208)

2,435

(196)

11,801

8,548

26,769

–

(1,878)

1,464

1,819

28,174

10,191

(878)

2,375

287

11,975

16,199

www.realgoodfoodplc.com Stock Code: RGD

57

30678 Real Good Food AR2021.indd   57

30678 Real Good Food AR2021.indd   57

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:37

20/09/2021   21:02:37

Notes to the Financial Statements (continued)
Year ended 31 March 2021

18. Property, plant and equipment continued
Right of use assets
From 1 April 2019, the Group has adopted IFRS 16 Leases. Right of use assets recognised upon adoption of the standard are reflected in 
the underlying asset classes of property, plant and equipment. The initial adjustments to cost are reflected in the table above as IFRS 16 
adjustments. Set out below are the carrying amounts of right of use assets recognised and the movements during the year: 

Cost

At 1 April 2020

Additions

Leases terminated

Reclassified to non-current assets discontinued operations

At 31 March 2021

Depreciation

At 1 April 2020

Charge

Leases terminated

Reclassified to non-current assets discontinued operations

At 31 March 2021

Net Book Value at 31 March 2021

Land and
Buildings
£’000s

Plant and
Equipment
£’000s

1,256

34

–

(771)

519

(313)

(354)

–

208

(459)

60

208

29

(4)

–

233

(175)

(61)

4

–

(232)

1

Total
£’000s

1,464

63

(4)

(771)

752

(488)

(415)

4

208

(691)

61

Capital commitments in relation to property, plant and equipment are disclosed in note 30. Details of assets which are secured against 
borrowings are detailed in note 23.

Company

Cost

At 1 April 2020

At 31 March 2021

Depreciation

At 1 April 2020

Charge

At 31 March 2021

Net Book Value at 31 March 2021

Cost

At 1 April 2019

Additions

At 31 March 2020

Depreciation

At 1 April 2019

Reclassified to non-current assets held for sale

Charge

Impairment

At 31 March 2020

Net Book Value at 31 March 2020

The company does not have any right of use assets. 

Land and
Buildings
£’000s

Plant and
Equipment
£’000s

Total
£’000s

 – 

 – 

–

–

– 

– 

 498 

(498) 

 – 

31

(41)

10

 – 

– 

– 

299

299 

156

25

181 

118 

299 

 299 

156

25

 181 

 118 

1,679

(1,380)

299 

 2,177 

(1,878)

 299 

529

(837)

177

287

156 

143 

560

(878)

187

287

 156 

 143 

58

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   58

30678 Real Good Food AR2021.indd   58

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:37

20/09/2021   21:02:37

OUR FINANCIALS

19. Investments
Company
Investments in shares of subsidiary undertakings:

At 31 March 2020

At 31 March 2021

N Brown
Foods Limited
£’000s

 53,900 

 53,900 

Real Good Food 
Ingredients 
Limited
£’000s

 – 

 – 

Renshaw 
Europe NV
£’000s

Total
Investments
£’000s

 770 

 54,670 

 770 

 54,670 

A review of the investments held by the Company was undertaken in the year. This did not result in an impairment charge (2020: nil charge).

The methodology and assumptions used in reviewing the investments were the same as that used in the Goodwill review. See note 16 for full 
details.

The Group, through Brighter Foods Limited, held a 15% investment in Boka Foods Limited until its disposal in March 2021 FY21 (2020: 
£81k). Boka Foods is not a subsidiary of Real Good Food plc.

A full list of subsidiary undertakings (showing registered address and shares held) as at 31 March 2021 is disclosed below:

RGF Devizes Ltd*

Eurofoods Ltd*

N Brown Foods Ltd*

Renshaw US Incorporated*

JF Renshaw Ltd

RGFC Dust Ltd*

Rainbow Dust Colours Ltd

Principal Activities

Dormant

Dormant

Description and 
Number of Shares Held

4,052,659 Ordinary £1

260,000 Ordinary £1

50,000 Preference £1

Holding Company

28,248,096 Ordinary 50p

Cake Decoration Supplier

200 Ordinary $1

Cake Decoration Supplier

15,685,164 Ordinary £1

Holding Company

Cake Decoration Supplier

1 Ordinary £1

500 Ordinary £1

Real Good Food Ingredients Ltd*

Food Ingredients Supplier

2,500,000 Ordinary £1

Proportion of 
Nominal Value of 
Shares Held

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

Whitworths Sugars Ltd

Renshaw Europe NV*

Brighter Foods Ltd

* Held directly by Real Good Food plc. 

Dormant

2 Ordinary £1

Cake Decoration Supplier

461,500 Ordinary €1

Food Ingredients Supplier

506,000 Ordinary £1

84.33%

All entities have their registered office at 61 Stephenson Way, Wavertree, Liverpool L13 1HN, except for the following:

Renshaw Europe NV registered office at 1348 Ottignies-Louvain-la-Neuve, Chemin du Cyclotron 6, Bruxelles 

Renshaw US Incorporated registered office at 400 Commons Way, Rockaway, New Jersey, USA

Brighter Foods Ltd registered office at 5th Floor Voyager House Chicago Avenue, Manchester Airport, Manchester, England, M90 3DQ

www.realgoodfoodplc.com Stock Code: RGD

59

30678 Real Good Food AR2021.indd   59

30678 Real Good Food AR2021.indd   59

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:38

20/09/2021   21:02:38

Notes to the Financial Statements (continued)
Year ended 31 March 2021

20. Deferred taxation liability/(asset)
The gross movements on the deferred tax account are as follows:

Opening position

(Credit) to income statement

Charge / (Credit) to other comprehensive income –  
defined benefit pension scheme movement

Charge to equity - deferred tax on share-based payments

Closing position 

Shown as follows:

Liabilities

Assets

Group

31 March 
2021 
Group
£’000s

31 March 
2021 
Company
£’000s

(1,285) 

(1,508)

(27)

(20)

102

 –

102

 –

31 March 
2020 
Group
£’000s

622 

(1,692)

(215)

 –

31 March
 2020 
Company
£’000s

(1,259)

(35)

(215)

1

(1,210) 

(1,426)

(1,285) 

(1,508)

216 

(1,426)

(1,210) 

–

(1,426)

(1,426)

223 

(1,508)

(1,285) 

–

(1,508)

(1,508)

Deferred tax assets
The deferred tax balances arise from temporary differences in respect of the following: 

At 31 March 2020

(Credit) to income statement

Charge to other comprehensve income

At 31 March 2021

Within 12 months

Greater than 12 months

Deferred tax liabilities

At 31 March 2020

(Credit) to income statement

At 31 March 2021

Pension 
Scheme
£’000s

(1,508)

(20)

102

Total
£’000s

(1,508)

(20)

102

(1,426)

(1,426)

–

–

(1,426)

(1,426)

Tangible 
Assets
£’000s

223 

(7)

216 

Total
£’000s

223 

(7) 

216 

There were £20.0 million of unused tax losses (2020: £16.9 million) on which deferred tax of £3.8 million (2020: £3.2 million) is not 
recognised owing to uncertainty over when those losses will be utilised. The losses have no expiration date.

60

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   60

30678 Real Good Food AR2021.indd   60

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:38

20/09/2021   21:02:38

20. Deferred taxation liability/(asset) continued
Company
The deferred tax balances arise from temporary differences in respect of the following:

At 31 March 2020

(Credit) to income statement

Charge to other comprehensive income

At 31 March 2021

Within 12 months

Greater than 12 months

21. Inventories

Materials

Work in Progress

Finished Goods

Continuing Business

Discontinued Business

OUR FINANCIALS

Pension 
Scheme
£’000s

(1,508)

(20)

102

Total
£’000s

(1,508)

(20)

102

(1,426)

(1,426)

–

–

(1,426)

(1,426)

31 March 
2021 
Group
£’000s

31 March 
2021 
Company
£’000s

31 March 
2020 
Group
£’000s

31 March 
2020 
Company
£’000s

1,225

112

2,260

3,597

3,597

–

3,597

 – 

 – 

 – 

 – 

 – 

–

–

4,227

149

2,447

6,823

4,249

2,574

6,823

 – 

 – 

 – 

 – 

 – 

–

–

Inventories totalling £5,893k (2020: £6,823k) are valued at the lower of cost and net realisable value. The Directors consider that this value 
represents the best estimate of the fair value of those inventories net of costs to sell. The company does not hold inventory.

22. Trade and other receivables

Current trade and other receivables

Trade receivables

Less: provision for impairment of receivables

Net trade receivables

Other receivables

Amounts owed by Group undertakings

Deferred consideration for disposals 

Prepayments

Total

Amount due within 12 months

Amount due after 12 months

Total

31 March 
2021 
Group
£’000s

31 March 
2021 
Company
£’000s

31 March 
2020 
Group
£’000s

31 March 
2020 
Company
£’000s

5,941 

(230)

5,711 

762

–

50 

725 

7,248 

7,248 

–

7,248 

– 

 – 

– 

120 

7,620 

50 

65 

7,855

691 

7,164 

7,855 

9,828 

(192)

9,636 

220 

–

50 

326 

10,232 

10,232 

–

10,232 

15 

 – 

15 

215 

70,811 

50 

34 

71,125 

5,265 

65,860 

71,125 

At 31 March 2021, the Group had an outstanding balance on the revolving credit facility of £1,794k (2020: £1,853k) for which the trade 
receivables were pledged as security. The facility is available in relation to Brighter Foods, J F Renshaw and Rainbow Dust Colours GBP, USD, 
and EUR receivables.

www.realgoodfoodplc.com Stock Code: RGD

61

30678 Real Good Food AR2021.indd   61

30678 Real Good Food AR2021.indd   61

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:38

20/09/2021   21:02:38

Notes to the Financial Statements (continued)
Year ended 31 March 2021

22. Trade and other receivables continued
Provision for impairment of receivables

At 31 March 2020

Charge for period

At 31 March 2021

31 March 
2021 
Group
£’000s

 (192)

 (38)

 (230)

31 March 
2021 
Company
£’000s

 – 

 – 

 – 

31 March 
2020 
Group
£’000s

 (108)

 (84)

 (192)

31 March 
2020 
Company
£’000s

 – 

 – 

 – 

The Group applies the IFRS 9 simplified approach to calculating its expected credit loss, using a lifetime expected loss provision for trade 
receivables. To measure expected credit loss, trade receivables are grouped based upon their ageing. The expected losses are based on the 
Group’s historical credit losses and are then adjusted by 50% to account for the current economic climate. 

At 31 March 2021, the lifetime expected credit loss for trade receivables in the Group is as follows:

Expected loss rate

Gross carrying amount

Loss provision

Less than 
30 days old
£’000s

1%

3,273

32

30-60 
days old
£’000s

2%

1,376

28

60-90 
days old
£’000s

3%

365

11

90-365 
days old
£’000s

6%

817

49

Over 365 
days old
£’000s

100%

110

110

Total 
£’000s

5,941

230

Trade receivables primarily represent blue chip customers with good credit ratings. In assessing and granting credit, the Group relies on 
professional credit rating agencies and has credit insurance policies in place for added protection. There is no concentration of credit risk 
within trade receivables as the Group trades with a broad base of customers primarily within the UK, over various different sectors.

The creation and release of the provision for impaired receivables has been included in the income statement within administration costs. 
The Group recognised a charge of £38k (2020: charge of £84k) for impairment of its trade receivables during the period, to reflect debts 
significantly past their due dates. 

The Directors consider that the carrying amount of trade and other receivables approximates to their fair value. The Directors consider the 
maximum credit risk at the balance sheet date is equivalent to the carrying value of trade and other receivables. This risk is mitigated by the 
Group’s credit insurance policies.

Trade receivables of £1.1 million were past due but not impaired. The ageing analysis of these receivables is as follows:

Up to 30 days past due

One to three months past due

Over three months past due

31 March 
2021
Group
£’000s

 582 

 204 

 323 

31 March 
2020
Group
£’000s

 2,043 

 413 

 106 

 1,109 

 2,562 

62

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   62

30678 Real Good Food AR2021.indd   62

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:39

20/09/2021   21:02:39

OUR FINANCIALS

23. Borrowings and capital management

Secured borrowings at amortised cost

Bank term loans

Revolving credit facilities

Leases

Other loans

Investor loans*

Convertible loan notes**

Government grants

Borrowings due for settlement within 12 months

Lease liabilities due for settlement within 12 months

31 March 2021 
Group
£’000s

31 March 2021 
Company
£’000s

31 March 2020 
Group
£’000s

31 March 2020 
Company
£’000s

2,050

1,794

93

– 

30,240 

15,199 

– 

 – 

 – 

 –

 – 

30,240 

15,199 

 – 

2,916

1,853

957

102 

28,336 

12,341 

228 

 – 

 – 

 –

 – 

28,336 

12,341 

 – 

 49,376 

 45,439 

 46,733 

 40,677 

2,659

93

–

–

2,717 

390

 – 

–

Borrowings due for settlement after 12 months 

46,624

45,439

43,059

40,677

Lease liabilities due for settlement after 12 months

-- 

– 

567 

– 

Total

49,376

 45,439 

 46,733

 40,677 

* 

 The investor loans shown consists of £20.6 million principal amount, £6.5 million accrued interest up to 31 March 2021 and redemption premiums of 
£3.1 million. 

**   Convertible loan notes shown at 31 March 2021 consist of £8.8 million investment (2020: £8.8 million), £6.3 million accrued interest (2020: £3.6 million), 
and £nil million of transaction costs (2020: £(0.1) million) being spread over the remaining life of the liability and a finance cost £0.1m resulting from a 
substantial modification to the Convertible Loan Note terms requiring derecognition of the existing loans and recognition of new loans.

Government grants represents the amount of grants received for which the criterion to ensure that repayment is not required has not yet 
been met. Grant monies in respect of which the criteria have been met are included in operating income.

All existing shareholder loans were renegotiated in December 2020 to require repayment in May 2022, then subsequently extended post year 
end to May 2023. 

Convertible loan notes
In May 2018, the Company secured further funding from each of its major shareholders totalling £8.8 million. NB Holdings Ltd and Omnicane 
Investors Ltd each providing £3.4 million, and funds managed by Downing LLP provided £1.9 million. This instrument has since, with 
shareholder approval, been replaced with convertible loan notes (“CLN’s”) of £8.8 million with a conversion price of 5 pence. The loan  
is repayable in 3 years from the date of issue or can be converted at any time into shares at the holder’s option. In December 2020,  
the shareholders agreed to amend the repayment date of the loans to 19 May 2022, then subsequently extended post year end to  
May 2023. Also, the Amendment Deed amends the CLNs minimum annual return from 30% per annum to 12% per annum, effective from  
31 December 2020.

The instrument accrues interest at a rate of 12 percent per annum accruing daily and will mature and be due for repayment in full on  
19 May 2023, unless they are redeemed before that date. On that date, unless the convertible loan notes are converted into ordinary shares 
on the conversion date, a redemption premium fee will be payable. The redemption fee will be an amount which, when added to the interest 
accrued on the relevant notes, provides a total return equal to the amount which would have accrued in respect of such notes from the date 
of the convertible loan note instrument until and including the date the notes are redeemed in full had the interest rate been 12 per cent  
per annum. 

A host loan at amortised cost and an embedded derivative liability, being measured at fair value with changes in value being recorded in profit 
or loss, have been recognised. At 31 March 2021, the derivative liability was valued at £17k (2020: £nil).

The convertible loan notes shown consist of a host loan at amortised cost of £8.8 million, £6.3 million of finance costs and £0.1 million of 
costs resulting from substantial modification to the convertible loan notes up to 31 March 2021.

Features of the Group’s borrowings are as follows:
The Group’s financial instruments comprised cash, leases, a revolving credit facility, investor loans and various items arising directly from its 
operations, such as trade payables and receivables. The main purpose of these financial instruments is to finance the Group’s operations. 
The government grant is specific to Brighter Foods.

The main risks from the Group’s financial instruments are interest rate risk and liquidity risk. Liquidity risk arises from the Group’s 
management of working capital and the finance charges and principal repayments on its debt instruments. The Group’s policy is to ensure 
that it will always have sufficient cash to allow it to meet its liabilities when they become due.

www.realgoodfoodplc.com Stock Code: RGD

63

30678 Real Good Food AR2021.indd   63

30678 Real Good Food AR2021.indd   63

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:39

20/09/2021   21:02:39

Notes to the Financial Statements (continued)
Year ended 31 March 2021

23. Borrowings and capital management continued
The Group also has some currency exposure in relation to its Euro and US Dollar commodity purchases. However, this is mitigated by 
matching in part against foreign currency sales. The Board reviews and agrees policies, which have remained substantially unchanged for the 
year under review, for managing these risks.

The Group’s policies on the management of interest rate, liquidity and currency exposure risks are set out in the Report of the Directors. 

During the year ended 31 March 2021, the Group continued with the borrowing facilities in place and secured loans from investors. As at  
31 March 2021, the borrowings comprised:

 { revolving credit facility of £5.45 million with Leumi ABL Limited on a revolving basis with a term of 60 months. This facility is secured 
against the debtors of JF Renshaw Limited, Rainbow Dust Colours Limited and Brighter Foods Limited with an interest rate of 2.25% 
above 3-month LIBOR. Because the group retains the risks and rewards of ownership of the underlying debts, these continue to be 
recognised in these financial statements.

 { The Group secured facilities against specific plant and machinery with Leumi ABL Limited £2.1 million for 36 months ending August 

2022. The facilities interest payable is 2.75% above LIBOR. 

 { The Group secured a £1.3m term loan facility with the term being 60 months. 

The three major shareholders, NB Holdings Ltd, Omnicane Investors Ltd, and certain funds managed by Downing LLP, supported the business, 
and provided significant funding to the Group by way of loans. 

The loans at 31 March 2021 were as follows:

Date

May 2018

Amount

£8.8m

Method of Funding

Major Shareholder(s)

Secured convertible loan notes 

March 2018

£4.0m

Secured loan notes 

January 2018

£3.0m

Secured loan notes 

September 2017

£4.0m

Secured loan notes 

August 2017

June 2017

June 2017

Total

£0.8m

£2.7m

£6.1m*

£29.4m

Secured loan notes 

Secured loan notes 

Secured loan notes 

NB Holdings Ltd (£3.4m), Omnicane Investors Ltd (£3.4m), 
Funds managed by Downing LLP (2.0m)

NB Holdings Ltd (£1.7m), Omnicane Investors Ltd (£1.7m), 
Funds managed by Downing LLP (£0.6m)

NB Holdings Ltd (£1.3m), Omnicane Investors Ltd (£1.3m), 
Funds managed by Downing LLP (£0.4m)

NB Holdings Ltd (£1.33m), Omnicane Investors Ltd £1.33m),
Funds managed by Downing LLP (£1.33m)

NB Holdings Ltd (£0.4m), Omnicane Investors Ltd (£0.4m)

NB Holdings Ltd (£1.35m), Omnicane Investors Ltd (£1.35m)

Funds managed by Downing LLP

* Interest is payable on a quarterly basis to the MI Downing Monthly Income Fund up to a principal amount of £0.9 million.

At 31 March 2021, Leumi ABL Limited had a debenture incorporating a floating charge over the undertaking and all property and assets 
present and future including goodwill, book debts, uncalled capital, buildings, fixtures, intangible assets, fixed plant, and machinery. In 
addition, the banking arrangements with Lloyds Bank plc had a guarantee over the Wavertree property. 

Liquidity risk management
Liquidity risk arises from the Group’s management of working capital and the finance charges and principal repayments on its debt 
instruments. It is the risk that the Group will encounter difficulty in meeting its financial obligations as they fall due.

The Board reviews the Group’s liquidity position on a monthly basis and monitors its forecast and actual cash flows against maturing profiles 
of its financial assets and liabilities.

64

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   64

30678 Real Good Food AR2021.indd   64

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:39

20/09/2021   21:02:39

OUR FINANCIALS

23. Borrowings and capital management continued
The following table details the Group’s maturity profile of its financial liabilities:

Less than
1 month
£’000s

1–3 months
£’000s

3 months to
1 year
£’000s

1–5 years
£’000s

5+ years
£’000s

Total 
£’000s

2021

Trade and other payables

7,138 

Investor loans

Convertible loan notes

Bank term loans

Revolving credit facilities

Leases

NCI put option liability

Interest

Redemption premiums

Total

2020

Investor loans

Convertible loan notes

Bank term loans

Revolving credit facilities

Leases

Government grants

NCI put option liability

Interest

Redemption premiums

Total

–

–

72

–

8

1,553

8,771

–

–

893 

–

–

144

–

15

–

56 

–

–

649

1,794

70

–

1,052

2,569

–

–

–

–

8,771

1,052

2,569 

– 

20,562

8,807 

1,185

–

–

–

30,554

13,029

3,084

46,667

–

–

–

–

–

–

–

–

–

–

–

8,087 

20,562 

8,807 

2,050

1,794

93

1,553

42,946

13,029

3,084 

59,059

Less than
1 month
£’000s

1–3 months
£’000s

3 months to
1 year
£’000s

1–5 years
£’000s

5+ years
£’000s

Total 
£’000s

–

–

72

–

45 

5 

–

–

–

144

–

59 

12 

–

6,860

1,925

–

–

–

–

–

–

649

1,853

261 

32 

2,900

6,115

–

–

20,562

8,807

2,051

–

335 

179 

1,520

33,683

8,771 

3,084

–

–

–

–

–

257

–

–

257

–

–

9,097 

20,562

8,807

2,916

1,853

957 

228 

4,420

48,840

8,771 

3.084

Trade and other payables

6,738 

1,710 

420 

229 

6,860

1,925 

6,115 

45,538 

257

60,695 

The profile of the trade payables has been taken as being consistent with the Group’s payment terms to suppliers.

Analysis of market risk sensitivity

Currency risks: 
The Group is exposed to currency risks on purchases of commodities from USA and Europe. The risk associated with these purchases is 
mitigated by sales also made to customers in these countries, however, to the extent that these do not cover each other there is a risk of 
exposure to the Group.

The effect of the exposure is calculated as being:

 { With an excess of $ assets to $ liabilities, a 10% strengthening of the US dollar would result in an increase in pre-tax profits of £112k.  

A 10% weakening of the US dollar would result in a decrease of pre-tax profits of £92k.

 { With an excess of € liabilities to € assets a 10% strengthening of the Euro would result in a decrease in pre-tax profits of £37k.  

A 10% weakening of the Euro would result in an increase of pre-tax profits of £30k. 

Interest rate risks: 
The Group has an exposure to interest rate risk arising from borrowings based upon the Bank of England base rate. However, at the balance 
sheet date, the Group did not have any outstanding balance on these borrowing facilities, and so the impact of an increase in the applicable 
interest rates would, all other factors remaining unchanged, not have impacted profits.

www.realgoodfoodplc.com Stock Code: RGD

65

30678 Real Good Food AR2021.indd   65

30678 Real Good Food AR2021.indd   65

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:40

20/09/2021   21:02:40

Notes to the Financial Statements (continued)
Year ended 31 March 2021

24. Lease liabilities 
Lease liabilities are classified based on the amounts that are expected to be settled within the next 12 months and after more than 
12 months from the reporting date, as follows: 

Current lease liabilities

Non-current lease liabilities

Continuing 
Operations 
31 March 2021
£’000s

Discontinued 
Operations* 
31 March 2021
£’000s

31 March 
2021
£’000s

31 March 
2020
£’000s

93

_

93

91

456

547

184

456

640

390

567

957

The maturity of lease liabilities as at 31 March 2021 is further analysed as set out below: 

Due in less than one year 

Due between one to five years 

Due in over five years 

Continuing 
Operations 
31 March 2021
£’000s

Discontinued 
Operations *
31 March 2021
£’000s

31 March 
2021
£’000s

31 March 
2020
£’000s

93

_

_

93

91

257

199

547

184

257

199

640

390

336

231

957

* The lease liabilities relating to discontinued operations are shown as part of assets held for sale for Brighter Foods Limited in note 33.

Lease liabilities have been discounted using an average annual rate of 4.41% (2020: 4.41%), which corresponds to the rate at which the 
Group has borrowed against assets. If a rate of 10% were applied, then the charge to profit would be increased by £49k (2020: £15k).

The movements in the lease liability in the year are set out below: 

Lease liability at 1 April 2020

Lease additions

Leases terminated

Repayments of lease liabilities

Interest expense

Less assets classified as discontinued operations

Lease liability at 31 March 2021

31 March 
2021
Group
£’000s

957 

63

(4)

(402)

26

(547)

93

31 March 
2020
Group
£’000s

1,464 

_

_

(519)

12

_

957

The total cash outflow in respect of leases is equal to the repayments of lease liabilities. 

The Group applies exemptions available under IFRS 16 in relation to leases for assets of a low-value, and short-term leases. These leases 
are not reflected in the measurement of lease liabilities. The future cash outflows to which the Group is exposed in respect of these leases 
and the expenses charged to the income statement are not considered material. 

66

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   66

30678 Real Good Food AR2021.indd   66

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:40

20/09/2021   21:02:40

OUR FINANCIALS

25. Trade and other payables

Amount due within one year

Trade payables 

Other tax & social security 

Accruals

Amounts owed to Group undertakings

Other payables

Total

31 March 
2021 
Group
£’000s

3,837 

377 

3,400 

 – 

473 

31 March 
2021 
Company
£’000s

186 

15 

479

20,154 

11

31 March 
2020 
Group
£’000s

4,419 

1,326 

2,640 

 – 

712 

31 March 
2020 
Company
£’000s

28 

22 

698

81,546 

–

8,087 

20,845

9,097 

82,294 

Trade payables and accruals principally comprise amounts outstanding for trade purchases and continuing costs.

The Directors consider that the carrying amount of trade payables approximates to their fair value.

26. Financial instruments
Set out below are the Group’s financial instruments. The Directors consider there to be no difference between the carrying value and fair 
value of the Group’s financial instruments.

Loans and receivables at amortised cost

Cash and cash equivalents

Cash collateral

Trade receivables

Other debtors

Deferred consideration

Amounts owed by Group undertakings

Financial liabilities at amortised cost

Trade payables

Accruals

Other payables

Bank term loans

Revolving Credit Facility

Lease assets

Investor loans

Convertible loan notes

Amounts owed to Group undertakings

Financial liabilities at fair value through profit and loss

NCI put option

Derivative liability - Convertible loan notes

Total financial liabilities

31 March 
2021 
Group
£’000s

31 March 
2021 
Company
£’000s

31 March 
2020 
Group
£’000s

31 March 
2020 
Company
£’000s

622 

215 

5,711 

 762 

50 

–

7,360 

3,837 

3,400 

473 

2,050 

1,794 

93 

30,240 

15,199 

–

57,086 

1,553 

17

1,570 

58,656

17 

215 

– 

120

50 

7,620 

8,022 

186 

479

11

–

–

–

30,240 

15,199 

20,154 

66,269 

1,363 

215 

9,828 

220 

50 

–

11,676 

4,419 

2,640 

1,535 

2,916 

1,853 

957 

28,336 

12,341 

–

8 

215 

15 

215 

50 

70,811 

71,314 

28 

698

–

–

–

–

28,336 

12,341 

81,546 

54,997 

122,949

–

17

17

4,420 

–

4,420 

–

–

–

66,286 

59,417

122,949

The fair value of the NCI put option and the embedded derivative liability as disclosed in the above table are classified as Level 3 in the fair 
value hierarchy. The fair value of the NCI put option has been determined using discounted cash flow pricing models. The significant inputs 
include profit, capital expenditure and the discount rate used to reflect the credit risk. The fair value of the embedded derivative liability has 
been determined using a Monte-Carlo simulation. The significant inputs include volatility, risk-free rate, and the time period under analysis.

www.realgoodfoodplc.com Stock Code: RGD

67

30678 Real Good Food AR2021.indd   67

30678 Real Good Food AR2021.indd   67

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:41

20/09/2021   21:02:41

 
 
 
Notes to the Financial Statements (continued)
Year ended 31 March 2021

26. Financial instruments continued 
Capital management
The Group is subject to the risk that its capital structure will not be sufficient to support the growth of the business. The Group’s objectives 
when managing capital are to safeguard the Group’s ability to continue as a going concern in order to provide returns for shareholders and 
benefits for other stakeholders and to maintain an optimal capital structure to reduce the cost of capital. Capital is defined as the net assets 
of the Group, including cash.

The Group’s approach to capital management is to fund its working capital requirements by trading generated cash flows supplemented by 
asset-based lending, which is the most favourable source of finance available to the business at this time, to assist in managing its seasonal 
requirements.

The three major shareholders, NB Holdings Ltd, Omnicane Investors Ltd, and certain funds managed by Downing LLP, support the business, 
and have provided significant funding to the Group by way of loans (note 23). 

27. Share capital

Allotted, called up and fully paid equity share capital

At the beginning of the year (1 April)

Issued in the year

At the end of the year (31 March)

Number of 
Shares
2021

Number of 
Shares
2020

31 March 
2021 
£’000s

31 March 
2020 
£’000s

99,564,430

99,326,335

–

238,095

99,564,430

99,564,430

1,991

–

1,991

1,987

4

1,991

The ordinary shares have a par value of £0.02. Ordinary shares carry the right to participate in dividends and each share entitles the holder 
to one vote on matters requiring shareholder approval.

Shares issued in 2020 relate to employee options being exercised.

There are 33,333 shares reserved for issue under options, with expiry dates beyond 2021, outstanding at the end of the year.

28. Reserves
Share premium: The share premium reserve comprises the premium paid over the nominal value of shares for shares issued.

Share option reserve: The share option reserve represents the cumulative share option charge.

Other reserve: Long-term liability arising from non-controlling interest payable upon exercise of the Brighter Foods Limited put option.

Retained earnings: The retained earnings reserve represents the cumulative surplus or deficit of the Group.

Foreign exchange translation reserve: The foreign exchange reserve represents the difference generated when converting profit and loss 
results at average rates and balance sheets at year end closing rates.

Non-controlling interest: The non-controlling interest represents the 15.67% of Retained Earnings that are owned by the management of 
Brighter Foods Limited, rather than Real Good Food plc.

68

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   68

30678 Real Good Food AR2021.indd   68

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:41

20/09/2021   21:02:41

OUR FINANCIALS

29. Equity-settled share option scheme
The Company has a share option scheme for certain employees of the Group. Options are exercisable at a price equal to the average quoted 
market price of the Company’s shares at the date of grant. The vesting period is three years. If the options remain unexercised after a period 
of ten years from the date of grant the options expire. Options are forfeited if the option holder leaves the Group before the options vest.

Details of the share options outstanding during the year are as follows:

31 March 
2021
Number of 
Share Options

31 March 
2021
Weighted 
Average 
Exercise Price 
(£)

31 March 
2020
Number of
Share Options

31 March 
2020
Weighted 
Average 
Exercise Price 
(£)

Outstanding at the beginning of the period

 4,060,835 

 0.26 

 5,554,550 

Exercised during the year

Forfeited during the year

Outstanding at the end of the period*

Exercisable at the end of the period

–

 –

 (238,095)

 (4,027,502)

 (0.25)

 (1,255,620)

 33,333 

 33,333 

 0.45 

 4,060,835 

 0.45 

 4,060,835 

 0.23 

 (0.05)

 (0.39)

 0.26 

 0.26 

*  All of the outstanding options have an exercise price within the range of £0.45 in 2021 (2020: between £0.00 and £0.46). The weighted average remaining 

contractual life of share options outstanding at the end of the period is 4.1 years (2020: 1.3 years). 

No new options have been issued during this current period. At the time of the issue of options the inputs into the Black–Scholes option 
pricing model were as follows:

Expected volatility

Expected life

Risk-free rate

Dividend yield

Weighted average exercise price

Weighted average share price

35%

3 years

2.88%

Nil

£0.33

£0.30

Expected volatility was determined by calculating the historical volatility of the Company’s share price over the previous three years. The 
expected life used in the model has been adjusted, based on management’s best estimate, for the effects of non-transferability, exercise 
restriction, and behavioural considerations.

Owing to the number of forfeited options during the year, the impact on the income statement in relation to the share options was a credit of 
£200k (2020: a credit of £35k). This is shown in administration expenses in the Company as the charge relates to employees of the 
Company. 

30. Commitments
Capital commitments

Commitments for the acquisition of property, plant, and equipment

31 March 
2021
£’000s

31 March 
2020
£’000s

74 

 177

www.realgoodfoodplc.com Stock Code: RGD

69

30678 Real Good Food AR2021.indd   69

30678 Real Good Food AR2021.indd   69

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:41

20/09/2021   21:02:41

Notes to the Financial Statements (continued)
Year ended 31 March 2021

31. Related party transactions
There have been no consultancy fees paid to entities in which Directors hold a beneficial interest. 

Further to the disposal of Brighter Foods Limited on 11 May 2020 (a post-year end activity), each of NB. Ingredients Limited (“Napier Brown”), 
Omnicane International Investors Limited (“Omnicane”), and certain funds managed by Downing LLP (“Downing”) (together the “Major 
Shareholders”) each agreed to contribute £0.18 million towards the costs incurred by the Group in relation to the Disposal. 

The total contribution of £0.54 million is by way of a waiver of certain of the outstanding loan notes held by each of the Major Shareholders 
(the “Loan Note Waivers”) reducing the amount of loan notes outstanding to £22.0 million. This waiver has been agreed in respect of certain 
costs related to the Disposal. The £540,000 attributable to waiver is split between c.£0.35 million of capital, £0.1 million relating to 
management compensation with the remainder being in respect of interest and redemption premium. 

As Napier Brown and Omnicane are substantial shareholders of the Company and Judith MacKenzie, a director of the Company, is also a 
Partner of Downing, each of the Loan Note Waivers are deemed to be related party transactions pursuant to the AIM Rules for Companies. 
Maribeth Keeling, Mike Holt, and Gail Lumsden, the Independent Directors of the Company for this purpose, having consulted with the 
Company’s Nominated Adviser, finnCap Ltd, consider the terms of the Loan Note Waivers to be fair and reasonable insofar as the Company’s 
shareholders are concerned.

Charges of Group services to related parties
Real Good Food plc charged its subsidiaries management fees for the year as follows:

Brighter Foods Ltd

J F Renshaw Ltd

Rainbow Dust Colours Ltd

12 months 
ended
31 March 
2021
£’000s

 240 

 720 

60 

12 months 
ended
31 March 
2020
£’000s

 240 

 720 

60 

 1,020 

 1,020 

Amounts due to subsidiaries
Drawdowns on the revolving credit facility are paid into the Real Good Food plc bank account, and cash is allocated to the relevant divisions, 
as required. These amounts are treated as loans between Real Good Food plc and the subsidiaries, both for the money Real Good Food plc 
has taken from the subsidiary, and any money the subsidiary has received from Real Good Food plc. At 31 March, the balances owed by Real 
Good Food plc to the subsidiaries are as follows:

Brighter Foods Ltd

Eurofoods plc

J F Renshaw Ltd

RGF Devizes Ltd

Rainbow Dust Colours Ltd

Real Good Food Ingredients Ltd (discontinued)

N Brown Foods Ltd

12 months 
ended
31 March 
2021
£’000s

12 months 
ended
31 March 
2020
£’000s

 7,872 

 4,660 

 69 

 7,558 

 1,248 

 786 

 1,803 

818

 69 

 66,017 

 1,248 

 7,737 

 1,815 

–

 20,154 

 81,546 

JF Renshaw Ltd and Brighter Foods Ltd are related parties because they are subsidiaries of N Brown Foods Ltd, which is a 100% owned 
subsidiary of Real Good Food plc.

70

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   70

30678 Real Good Food AR2021.indd   70

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:42

20/09/2021   21:02:42

OUR FINANCIALS

31. Related party transactions continued
Amounts due from subsidiaries
Real Good Food plc secures some facilities, such as insurance, on a Group basis and recharges an element to the relevant subsidiaries. 
These, along with the management recharges, are due for payment from the subsidiaries to Real Good Food plc. The below balances reflect 
these payable trading elements, and the loan payments due from the transfer of funds for use in working capital and capital projects.

Brighter Foods Ltd

J F Renshaw Ltd

N Brown Foods Ltd

Rainbow Dust Colours Ltd

Renshaw Europe SA

Renshaw USA Incorporated

RGFC Dust Ltd

Real Good Food Ingredients Ltd (discontinued)

12 months 
ended
31 March 
2021
£’000s

 144 

5,063

 – 

312 

1,082 

230

755 

34

12 months 
ended
31 March 
2020
£’000s

 144 

 5,097 

 57,659 

175 

1,103 

254

6,345 

34

7,620

70,811

32. Pension arrangements
Defined Contribution Scheme. The Group operates a defined contribution scheme for all employees, including provision to comply with 
auto-enrolment requirements laid down by law.

In addition, the Company operates one defined benefits scheme which was closed to new members in 2000 and closed to future accrual with 
effect from 5 April 2004. The Defined Benefit scheme is a funded arrangement with assets held in a separate trustee-administered fund. 
Members of the Plan are entitled to retirement benefits based on their final salary at the date of leaving the Plan (or 5 April 2004 if earlier), 
and length of service. 

An arrangement was previously agreed with the Trustees under which employer contributions to the scheme are £1 million per year from  
1 August 2019. For the purposes of IAS 19 the data provided for the 31 March 2018 actuarial valuation, has been approximately updated to 
reflect defined benefit obligations on the accounting basis at 31 March 2021. This has resulted in a deficit in the Plan of £7,505k. The 
present value of contributions payable exceeds the net liability and, in accordance with IFRIC14, the additional liability has been recognised. 

Present values of defined benefit obligations, fair value of assets and deficit

Present value of defined benefit obligation

Fair value of Plan assets

Deficit in Plan

Effect of asset ceiling/IFRIC14

Gross amount recognised

Deferred tax*

Net liability

*  Deferred tax rate 2020 & 2021: 19%, 2017, 2018 & 2019: 17% 

31 March 
2021
£’000s

 21,885 

(14,527)

 7,358 

147

7,505

(1,426)

 6,079 

31 March 
2020
£’000s

 20,750 

(13,735)

 7,015 

921

7,936

(1,508)

 6,428 

31 March 
2019
£’000s

 21,177 

(13,774)

 7,403 

– 

7,403

(1,258)

 6,145 

31 March 
2018
£’000s

 21,448 

(13,529)

 7,919 

– 

7,919

(1,094)

 6,825 

31 March 
2017
£’000s

 21,319 

(13,946)

 7,373 

– 

7,373

(1,120)

 6,253 

www.realgoodfoodplc.com Stock Code: RGD

71

30678 Real Good Food AR2021.indd   71

30678 Real Good Food AR2021.indd   71

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:42

20/09/2021   21:02:42

Notes to the Financial Statements (continued)
Year ended 31 March 2021

32. Pension arrangements continued
Reconciliation of opening and closing balances of the present value of the defined benefit obligations 

Defined benefit obligation at start of period

Interest cost

Actuarial losses / (gains)

Past service cost

Benefits paid

Defined benefit obligation at end of period

Reconciliation of opening and closing balances of the fair value of Plan assets

Fair value of Plan assets at start of period

Interest income on Plan assets

Return on assets less interest income

Contributions paid by the Group

Benefits paid, death-in-service insurance premiums and expenses

Fair value of Plan assets at end of period

UK equities

Other investments

Total plan assets at end of period

31 March
 2021
£’000s

31 March 
2020
£’000s

20,750 

21,177 

 465 

 1,698 

 – 

(1,028)

 497 

 (8) 

 16 

(932)

 21,885 

 20,750 

31 March
 2021
£’000s

31 March 
2020
£’000s

 13,735 

 13,774 

 312 

788

 720 

(1,028)

 328 

(168)

 733 

(932)

 14,527 

 13,735 

2,408

12,119

2,210

11,525

 14,527 

 13,735 

The actual return on the Plan assets over the period ended 31 March 2021 was £1,100k (2020: £(82)k).

Total expense recognised in the Statement of Comprehensive Income within other finance income 

Interest on liabilities

Interest on assets

Interest on effect of asset ceiling / IFRIC 14

Net interest cost

Past service cost

Total cost

Statement of recognised income and expenses

Actuarial gain/(loss) on the Plan assets

Actuarial gain/(loss) on the Plan liabilities arising from changes in demographic assumptions

Actuarial (loss)/gain on the Plan liabilities arising from changes in financial assumptions

Change in the effect of the asset ceiling / IFRIC14

31 March 
2021
£’000s

31 March 
2020
£’000s

 465 

(312)

29

 182 

 – 

 182 

31 March 
2021
£’000s

 788 

 17 

(1,715)

803

 497 

(328)

–

 169 

 16 

 185 

31 March 
2020
£’000s

 (168) 

 (151) 

143

(921)

Total amount recognised in Statement of Other Comprehensive Income

 (107) 

 (1,097) 

72

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   72

30678 Real Good Food AR2021.indd   72

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:42

20/09/2021   21:02:42

32. Pension arrangements continued
Assets

UK equity

Absolute return fund

Corporate Bonds

Gilts

Multi-Asset Funds

Cash

Total assets

OUR FINANCIALS

31 March 
2021
£’000s

 2,408 

 1,412 

2,936

2,769

4,827

175

31 March 
2020
£’000s

 2,210 

 1,522 

 2,746 

 3,112 

 3,927 

 218 

31 March 
2019
£’000s

 2,667 

 1,013 

 2,699 

 3,137 

 4,055 

 203 

14,527

 13,735 

 13,774 

The investment strategy for the Plan is controlled by the Trustees, in consultation with the Company. None of the fair values of the assets 
shown above includes any of the Group’s own financial instruments or any property occupied by, or other assets used by, the Group. Absolute 
return funds are invested in a diverse range of assets in order to achieve equity-like returns with reduced volatility. Alternative assets include 
infrastructure and derivatives. 

Assumptions

Inflation

Salary increases

Rate of discount

Allowance for pension in payment increases

  RPI max 5%

  RPI min 3% max 5%

Allowance for revaluation of deferred pensions

Allowance for commutation of pension for cash at retirement

31 March 
2021
£’000s

31 March 
2020
£’000s

31 March 
2019
£’000s

31 March 
2018
£’000s

 3.40 

–

 2.00 

 3.30 

 3.60 

 2.70 

 2.70 

–

 2.30 

 2.70 

 3.20 

 2.20 

 3.30 

–

 2.40 

 3.10 

 3.50 

 2.30 

 3.10 

–

 2.65 

 3.00 

 3.40 

 2.10 

90% of max
allowance

90% of max
allowance

90% of max
allowance

90% of max
allowance

The obligations of the Plan have been calculated by projecting forwards the figures from the initial results of the latest valuation as at  
31 March 2018 and then making appropriate adjustments for known experience and for differences in assumptions. 

The mortality assumptions adopted at 31 March 2021 and 31 March 2020 imply the following life expectancies from age 65:

Male retiring at age 65 in current year

Female retiring at age 65 in current year

Male retiring at age 65 in 20 years’ time

Female retiring at age 65 in 20 years’ time

The weighted–average duration of the defined benefit obligation at 31 March 2021 was 15 years (2020: 15 years).

31 March 
2021

21 years

23 years

22 years

25 years

31 March 
2020

21 years

23 years

22 years

25 years

www.realgoodfoodplc.com Stock Code: RGD

73

30678 Real Good Food AR2021.indd   73

30678 Real Good Food AR2021.indd   73

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:43

20/09/2021   21:02:43

Notes to the Financial Statements (continued)
Year ended 31 March 2021

32. Pension arrangements continued
Historic funding positions
The funding positions applicable at the start of each period are as follows:

12 months 
ended
31 March 
2021
£’000s

 14,527 

(21,885)

(147)

(7,505)

 – 

 – 

12 months 
ended
31 March 
2020
£’000s

 13,735 

(20,750)

(921)

(7,936)

 (168) 

 – 

12 months 
ended
31 March 
2019
£’000s

 13,774 

(21,177)

–

(7,403)

 518 

 427 

12 months 
ended
31 March 
2018
£’000s

 13,529 

(21,448)

–

(7,919)

(232)

–

12 months 
ended
31 March 
2017
£’000s

 13,946 

(21,319)

–

(7,373)

 652 

(103)

Fair value of assets

Defined benefit obligation

Effect of asset ceiling / IFRIC14

(Deficit) in scheme

Experience adjustment on scheme assets

Experience adjustment on scheme liabilities

Risks
The scheme is exposed to a number of risks, including:

Asset volatility: The Plan’s defined benefit obligation is calculated using a discount rate set with reference to corporate bond yields; however, 
the Plan invests significantly in equities. These assets are expected to outperform corporate bonds in the long-term but provide volatility and 
risk in the short term.

Changes in bond yields: a decrease in corporate bond yields would increase the Plan’s defined benefit obligation; however, this would be 
partially offset by an increase in the value of the Plan’s bond holdings.

Inflation risk: a proportion of the Plan’s defined benefit obligation is linked to inflation; therefore, higher inflation will result in a higher defined 
benefit obligation (subject to the appropriate caps in place). The majority of the Plan’s assets are either unaffected by inflation, or only loosely 
correlated with inflation, therefore an increase in inflation would also increase the deficit. 

Life expectancy: if Plan members live longer than expected, the Plan’s benefits will need to be paid for longer, increasing the Plan’s defined 
benefit obligation.

The Trustees and Company manage risks in the Plan through the following strategies:

Diversification: In order to counter asset volatility and changes in bond yields, investments are well diversified, such that the failure of any 
single investment would not have a material impact on the overall level of assets.

Investment Strategy: The Trustees are required to review their investment strategy on a regular basis and consult with the Company on any 
changes. The Trustees’ investment strategy is set out in the Statement of Investment Principles.

Funding positions: The Trustees are required to assess the funding position annually by means of a formal actuarial report which must be 
shared with the Company. 

Sensitivity analysis
The impact to the value of the defined benefit obligation of a reasonably possible change to one actuarial assumption, holding all other 
assumptions constant, is presented in the table below:

Discount Rate

RPI Inflation

Assumed Life expectancy

Reasonably 
Possible Change

Obligation
Increase

Obligation 
Decrease

(+/– 0.5%)

(+/– 0.5%)

(+/–) 1 Year

8%

3%

4%

7%

3%

4%

Small changes to other assumptions, such as the allowance for commutation of pension for cash at retirement, and the proportion of 
members assumed to be married at retirement, do not have such a significant effect on the obligations of the Plan. 

74

OUR FINANCIALS

Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   74

30678 Real Good Food AR2021.indd   74

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:43

20/09/2021   21:02:43

OUR FINANCIALS

33. Assets held for sale
Following the sale of the trade and assets of Real Good Food Ingredients Ltd, the Group was left with an office building near Bristol, which 
was no longer required. The property has been advertised for sale with local estate agents since July 2018, and we hope to find a suitable 
buyer.

As such, the asset is classified as held for sale within the consolidated statement of financial position at 31 March 2021. 

Following the restructure of the RGF Group Head Office, the property at Wavertree, Liverpool is no longer required, with remaining staff 
relocating to the Crown Street property. The property is currently advertised for sale. The asset is within the Head Office operating segment. 
An impairment has been made in the accounts of £287k on classification of the asset as held for sale, to reduce the carrying value to the 
amount at which the property is being marketed. 

The Directors began the process for the sale of Brighter Foods Limited as a going concern and at 31 March 2021, the Group had entered into 
an exclusivity contract with The Hut Group. The sale was completed in May 2021. 

The assets classified as held for sale within the consolidated statement of financial position at 31 March 2021 are as follows:

Real Good 
Food Plc

N Brown 
Foods Limited

Brighter 
Foods Limited

–

–

–

–

5,031

4,457

31 March 
2021
£’000s

5,031

4,457

Real Good 
Food Plc

N Brown 
Foods Limited

–

–

–

–

31 March 
2020
£’000s

–

–

1,000

148

814

1,962

1,000

148

1,148

Goodwill

Plant and equipment

Property (land and 
buildings)

Right of use assets 
(IFRS 16)

Stock

Trade and other receivables

Cash

_

–

–

–

_

–

–

–

Total assets held for sale

1,000

148

Trade and other payables

Hire purchase

IFRS16 Lease liabilities

Deferred income

Liabilities held for sale

–

–

_

–

–

–

–

_

–

–

563

2,296

3,390

2,458

19,009

3,598

167

547

130

563

2,296

3,390

2,458

20,157

3,598

167

547

130

4,442

4,442

_

–

–

–

_

–

–

–

_

–

–

–

1,000

148

1,148 

–

–

_

–

–

–

–

_

–

–

–

–

_

–

–

The statement of cash flows includes the following amounts in relation to Brighter Foods Limited:

Operating activities

Investing activities

Financing activities

Net cash from discontinued operation

12 months 
ended 31 March 
2021
£’000s

1,224

234

(156)

1,302

www.realgoodfoodplc.com Stock Code: RGD

75

30678 Real Good Food AR2021.indd   75

30678 Real Good Food AR2021.indd   75

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:43

20/09/2021   21:02:43

Notes to the Financial Statements (continued)
Year ended 31 March 2021

34. Contingent liability
The Directors have taken legal advice regarding a communication from the liquidators of Five Star Fish Limited (FSF) regarding a claim for 
repayment of an alleged £610k debt owed by RGF to FSH. The Directors have the view, following the legal advice, that th claim is not valid 
and accordingly have not made a provision for it within the accounts.

35. Post-year end activities
1.  Disposal of Brighter Foods Limited on 11 May 2021 for an aggregate cash consideration of £43.0 million on a cash free/debt free basis 
to The Hut Group plc (“THG”). RGF, through its subsidiary NBF, has an interest in 84.334 per cent. of the issued share capital of Brighter 
Foods Limited with the balance owned by Brighter’s Managers. The Group received cash proceeds of £35.64 million. 

2.  In May 2021, the Group made a payment of £8.5m net consideration to the Continuing Group’s pension scheme (the Napier Brown 

Retirement Plan) (the “Plan”), which is broadly equivalent to the Plan’s low dependency technical provisions basis. As such, it is expected 
that the Group will not have to pay further deficit contributions, which currently amount to £1.0 million per annum, until a new schedule of 
contributions is agreed based on the valuation to be agreed as at 31 March 2021 for the Plan; such agreement would take into account 
this cash injection, which may result in payments of up to £1.5 million (in aggregate) being paid between 1 January 2023 and 30 June 
2025 to close the gap towards a buy-out basis. 

3.  In May 2021, the Group paid £23.1 million to the Loan Note Holders, reducing the amount repayable from £45.6 million to £22.5 million 
in respect of the loan notes, resulting in a significant reduction in the financial liabilities attached to the loan notes. Also, in May 2021 
the Loan Note Holders waived £0.5m of certain of the outstanding loan notes held by each of the Major Shareholders (the “Loan Note 
Waivers”) reducing the amount of loan notes outstanding to £22.0 million. This waiver has been agreed in respect of certain costs 
related to the Disposal. The £540,000 attributable to waiver is split between c.£350,000 of capital, £100,000 relating to certain 
management compensation with the remainder being in respect of interest and redemption premium.

4.  The Company’s three major shareholders, NB. Ingredients Limited (“Napier Brown”), Omnicane International Investors Limited 
(“Omnicane”), and certain funds managed by Downing LLP (“Downing”) (together the “Major Shareholders”), have finalised an 
amendment deed relating to the funding agreements. The Amendment Deed amends the final repayment dates of each of the 
Agreements, including the convertible loan notes; they have all been extended to 19 May 2023 (the “Final Repayment Date”) with no 
further change to the interest rate payable by the Company pursuant to each Agreement.

5.  At the forthcoming AGM, the Independent Directors, with the support of the rest of the Board, will be proposing that the Company cancels 

the listing of the Company’s shares on AIM. This is expected to save approximately £150,000 a year in costs and provide greater 
flexibility and agility to maximise shareholder value.

76
76
76

OUR FINANCIALS
OTHER INFORMATION
OTHER INFORMATION

Annual Report and Accounts for the year ended 31 March 2021
Annual Report and Accounts for the year ended 31 March 2021
Annual Report and Accounts for the year ended 31 March 2021

30678 Real Good Food AR2021.indd   76

30678 Real Good Food AR2021.indd   76

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:44

20/09/2021   21:02:44

Advisors and Company Information

OTHER INFORMATION

Solicitors
Walker Morris LLP
Kings Court
12 King Street
Leeds
LS1 2HL

Nominated Advisor and Broker
finnCap Ltd
60 New Broad Street
London
EC2M 1JJ

Banker
Lloyds Bank plc
5 St Paul’s Square
Old Hall Street
Liverpool
L3 9SJ

Directors
M J Holt 
M Keeling
J M d’Unienville
A P Ridgwell
J A Mackenzie
G Lumsden

Company Secretary 
M Keeling

Registered Office
61 Stephenson Way
Wavertree
Liverpool
L13 1HN

Registered Number
04666282

Auditor
BDO LLP
3 Hardman Street
Spinningfields
Manchester 
M3 3AT

www.realgoodfoodplc.com Stock Code: RGD
www.realgoodfoodplc.com Stock Code: RGD

77
77

30678 Real Good Food AR2021.indd   77

30678 Real Good Food AR2021.indd   77

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:44

20/09/2021   21:02:44

A

n

n

u

a

l

R

e

p

o

r

t

a

n

d

A

c

c

o

u

n

t

s

F

o

r

t

h

e

y

e

a

r

e

n

d

e

d

3

1

M

a

r

c

h

2

0

2

1

S

t

o

c

k

c

o

d

e

:

R

G

D

61 Stephenson Way, Wavertree, 

Liverpool L13 1HN 
T: 0151 706 8200 
enquiries@realgoodfoodplc.com 

www.realgoodfoodplc.com

30678 Real Good Food AR2021.indd   3

30678 Real Good Food AR2021.indd   3

30678 

  20 September 2021 9:01 pm 

  V12

20/09/2021   21:02:14

20/09/2021   21:02:14