Quarterlytics / Consumer Cyclical / Apparel - Retail / Ross Stores

Ross Stores

rost · NASDAQ Consumer Cyclical
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Ticker rost
Exchange NASDAQ
Sector Consumer Cyclical
Industry Apparel - Retail
Employees 10,000+
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FY2019 Annual Report · Ross Stores
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Everyone 
Loves a 
Bargain

Ross Stores, Inc.

2019 Annual Report

Everyone Loves a Bargain!

We launched our off-price business almost four decades ago based on the premise that 
everyone loves a bargain. Since then, we have consistently met customer wants and needs 
year after year by offering outstanding values on a wide array of fresh and exciting name 
brand fashions in convenient and easy-to-shop stores. 

We accomplish this through our two off-price apparel and home fashion chains, Ross Dress 
for Less® (“Ross”) and dd’s DISCOUNTS®. The first Ross Dress for Less locations opened 
in 1982, and today, Ross is the largest off-price apparel and home fashion chain in the 
U.S. with 1,546 stores in 39 states, the District of Columbia, and Guam. We launched dd’s 
DISCOUNTS in 2004 and it now operates 259 locations in 19 states. 

Ross offers name brand apparel, accessories, footwear, and home fashions for the entire 
family at savings of 20% to 60% off department store and specialty store regular prices every 
day. dd’s DISCOUNTS features more moderately-priced assortments at savings of 20% to 
70% off moderate department and discount store prices every day. With careful execution of 
our proven off-price strategies, we remain confident in our prospects for ongoing profitable 
market share gains and continued solid growth in both sales and earnings.

To Our Stockholders

Everyone Loves a Bargain 

We remain confident that delivering compelling values every day on a wide array of name brand fashions for the 

family and the home will always be the key to our continued success – especially since we know that everyone 

loves a bargain! During 2019, we continued to effectively deliver on this premise, leading to another year of strong 

gains in both sales and earnings.

Solid Financial Results on Top of Strong Multi-Year Gains 

For the 2019 fiscal year ended February 1, 2020 sales increased 7% to $16.0 billion, with comparable store 

sales up 3% on top of 4% gains in each of the four prior years. 

Net earnings in fiscal 2019 grew to $1.7 billion, up from $1.6 billion in the prior year. Earnings per share grew 

8% to $4.60, compared to $4.26 in fiscal 2018. The earnings results for both the 2019 and 2018 fiscal years 

reflect one-time, non-cash gains of $.02 and $.07 per share, respectively, primarily related to the favorable 

resolution of tax matters.

Operating margin for the year declined 25 basis points to 13.4%, as higher merchandise gross margin and 

leverage on selling, general and administrative costs were more than offset mainly by increases in distribution 

and freight expenses.

Continued Expansion with Significant Long-Term Store Potential 

As planned, we added 88 net new locations during the year, consisting of 66 Ross Dress for Less and 22 dd’s 

DISCOUNTS. We ended 2019 with a combined 1,805 stores in 39 states, the District of Columbia, and Guam.

Our continued growth in 2019 included entry into a new state, Ohio, with five initial Ross Dress for Less stores. 

The other 61 new Ross locations opened in both established regions as well as other newer markets including a 
total of 18 Ross stores in Arkansas, Illinois, Indiana, Kentucky, Missouri, Nebraska, North Dakota, 

and Wisconsin.

dd’s DISCOUNTS’ expansion plans also remained on track, with a net addition of 22 net new locations, 

including entry into Virginia. With these openings, dd’s now operates in 19 states. 

2019 Annual Report | 1

Over the long term, we continue to believe we can ultimately grow to approximately 3,000 Ross and dd’s 

DISCOUNTS locations combined. This target is based on research that shows there are further opportunities  

for expansion in both existing and new markets that could enable us to eventually operate about 2,400 

Ross Dress for Less and 600 dd’s DISCOUNTS locations. This long-term store potential provides us with a 

considerable amount of growth opportunities given our current store base of 1,546 Ross Dress for Less  

and 259 dd’s DISCOUNTS.

dd’s DISCOUNTS Delivers Solid Sales and Profit Gains

dd’s DISCOUNTS’ customers continued to respond positively to its merchandise assortments in 2019, leading 

to another year of robust gains in both sales and operating profits.

Strong Cash Flows Fund Ongoing Growth and Stock Repurchases and Dividends

Operating cash flows in 2019 helped to fund new store expansion and additional infrastructure improvements to 

support our long-term growth. We invested approximately $555 million in capital projects during the year, including 

about $295 million for distribution, information technology, and corporate projects, and approximately $260 million 

to open new locations and update existing stores. We ended the year with approximately $1.4 billion in cash  

and $313 million in long-term debt. 

During 2019, we repurchased $1.275 billion of common stock, or about 12.3 million shares, under the two-year 

$2.55 billion stock repurchase program announced in March 2019. In early March 2020 we announced that the 

Board declared a higher quarterly cash dividend of $.285 per share, up 12% on top of a 13% increase in the prior 

year. 

Flexible Business Model Maximizes Long-Term Profitability

Again, we delivered better-than-expected sales and earnings gains for fiscal 2019 on top of strong multi-year 

comparisons while navigating a very competitive retail backdrop and uncertainties in the macro-economic 

and political environment. These results are a testament to the resilience of our off-price business model and 

the talented individuals throughout our organization. 

Over the long term, we remain confident in our ongoing ability to achieve profitable market share gains by 

continuing to offer customers the best bargains possible throughout our stores. By maintaining our focus on 

the careful execution of our proven off-price strategies, we believe we can continue to deliver solid growth in 

both sales and earnings over the coming years.

Social Responsibility at Ross 

The six Ross Dress for Less stores we opened in Northern California in 1982 have grown into the largest  

off-price apparel and home fashion chain in the United States, with 1,546 locations at the end of 2019.  

dd’s DISCOUNTS, which we launched in 2004, had 259 stores at year end. 

2 | Ross Stores

Our success over the past 37 years has been driven by an unwavering commitment to creating value,  

with a focus on excellence, ethics, and integrity in all we do. This extends far beyond our mission of offering 

customers great name brand bargains. It also means enhancing the lives of over 92,000 associates by 

providing a work environment where they can grow and succeed. 

Our greatest asset will always be our people, all of whom play an integral role in delivering outstanding 

bargains to our customers. As a result, we continue to look for ways to empower and support our 

associates’ well-being. Throughout the years, we have supported the continuing education of hundreds 

of our associates and their dependents through the Stuart Moldaw Scholarship program. We are also 

committed to providing associates with competitive wages and benefits in each of our geographic markets. 

Other initiatives we are pursuing include the growth of internship programs throughout the Company, as well 

as other training and development programs that provide associates with the resources and skills to take on 

additional responsibilities, and enhance their potential for long-term career growth. We also offer transitional 

career opportunities for former military service members, recognizing that their experience and talent as 

leaders can be a good fit for our business. 

In addition, we support the communities where we operate through local hiring and philanthropic efforts, 

including our foundation that furthers our charitable mission of helping to create a brighter future for  
today’s youth. 

We also continually look for opportunities to improve the efficiency and sustainability of our operations, while 

minimizing our impact on the environment. Our commitment to use less energy and fewer natural resources 

dates back more than 20 years, and we continue to make improvements on these initiatives. 

As we enter 2020, the COVID-19 pandemic has created significant disruption across our country that affects 

us all. During these times, we are prioritizing the health and well-being of our associates, customers, and 

partners. This will be a very difficult period as we’re facing challenges we’ve never experienced in our history. 

That said, our long-tenured and talented leadership team, and solid financial foundation gives us confidence 

that we will be able to successfully manage through this unprecedented situation.

In closing, our thoughts are with all of our customers, associates, business partners, and investors for their 

continued health and safety.

Sincerely,

MICHAEL BALMUTH
Chairman of the Board

BARBARA RENTLER
Chief Executive Officer

2019 Annual Report | 3

4 | Ross Stores

Merchandise Mix

13%

Shoes 

14%

Men’s

13%

Accessories,  
Lingerie,  
Fine Jewelry,  
Fragrances

9%

Children’s

26%

Ladies

25%

Home Accents,  
Bed and Bath

2019 Annual Report | 5

Store Growth

88  

net new  
stores in 2019

39  

states

Ross Dress for Less
dd’s DISCOUNTS

In 2019, we continued to expand in both existing and new markets by adding 88 net new stores 

leading to an ending store count of 1,546 Ross Dress for Less and 259 dd’s DISCOUNTS locations 

across 39 states, the District of Columbia, and Guam.

For Ross, within our existing markets, we opened over 34 stores in our largest three states of 

California, Florida, and Texas combined. We also opened our first five stores in Ohio, our 39th state. 

In other newer markets, the growth was primarily in Illinois, Indiana, Kentucky, and Nebraska.  

6 | Ross Stores

1,805  

 stores

For dd’s, it was an exciting year with the entrance into one new state during 2019—Virginia. Further, 

growth continued in dd’s largest markets of California, Florida, and Texas with the opening of 15 

stores during the year.

Over the long term, we believe we can operate up to 3,000 locations between the two chains, 2,400 

Ross Dress for Less and 600 dd’s DISCOUNTS, which provides considerable additional growth 

opportunities over the long term.

2019 Annual Report | 7

Financial Highlights1

TOTAL SALES

($ billions)

EARNINGS PER SHARE2 

$16.0

$4.60

$15.0

$14.1

$12.9

$11.9

$4.26

$3.55

$2.83

$2.51

15

16

17

18

19

15

16

17

18

19

RETURN ON AVERAGE STOCKHOLDERS’ EQUITY

CASH RETURNED TO STOCKHOLDERS3

($ millions)

50%

47%

50%

43%

43%

$1,645

$1,412

$1,123

$915

$892

15

16

17

18

19

15

16

17

18

19

1 2017 results are based on a 53-week fiscal year; all other years are on a 52-week basis.

2 Adjusted for 2-for-1 stock split effective June 2015.

3 Includes cash dividends and stock repurchases.

8 | Ross Stores

Form 
10-K

Ross Stores, Inc.

2019 Annual Report

Directors and Officers

Gregory L. Quesnel 1, 3 
Former Chief Executive Officer,  
CNF, Inc.;  
Board Member,  
SYNNEX Corporation and 
Potlatch Corporation

Larree M. Renda 5 
Former Executive Vice President, 
Safeway, Inc.; 
Board Member,  
Casey’s General Stores, Inc.

Barbara Rentler  
Chief Executive Officer,  
Ross Stores, Inc.

Sharon D. Garrett 1, 3 
Management Consultant;  
Former Board Member,  
Jerome’s Furniture and 
Scott’s Liquid Gold-Inc 

Stephen D. Milligan 1, 3 
Former Chief Executive Officer,  
Western Digital Corporation; 
Board Member, 
Western Digital Corporation and 
Autodesk, Inc. 

Patricia H. Mueller 5 
Management Consultant;  
Board Member,  
Dave & Buster’s Entertainment

George P. Orban 2, 3, 4 
Managing Partner,  
Orban Partners

Michael Kobayashi 
President, Operations  
and Technology 

Travis Marquette 
Group Senior Vice President and  
Chief Financial Officer

Board of Directors

Norman A. Ferber
Chairman Emeritus,  
Ross Stores, Inc.

Michael Balmuth 
Chairman of the Board and  
Senior Advisor,  
Ross Stores, Inc.

K. Gunnar Bjorklund 2, 3 
Executive Chairman, 
Rev360 LLC

Michael J. Bush 1, 3  
Former President and  
Chief Executive Officer,  
and Director, NTN Buzztime;  
Managing Member,  
B IV Investments, LLC;  
Former Executive Chairman, 
Trumaker, Inc.; 
Board Member, 
Home Franchise Concepts and 
Phoeben, Inc. dba Armenta

Corporate Officers

Michael Balmuth
Chairman of the Board and  
Senior Advisor 

Barbara Rentler  
Chief Executive Officer 

Brian Morrow 
President, 
dd’s DISCOUNTS

Michael Hartshorn 
Group President and  
Chief Operating Officer

1 Audit Committee

2 Compensation Committee

3 Nominating & Corporate Governance Committee 

4 Lead Independent Director

5 Joined the Board of Directors on 3/11/2020

Table of Contents 
Business 
Selected Financial Data 
Management’s Discussion and Analysis 
Financial Statements and Supplementary Data 
Notes to Consolidated Financial Statements 
Report of Independent Registered Public Accounting Firm 
Signatures 
Index to Exhibits 
Certifications 

12
28
30
41
45
62
68
69
73

Index to Other Information 
Directors and Officers 
Corporate Data 

76
Inside Back Cover

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITED STATES SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

(Mark one) 

☒    ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

   For the fiscal year ended February 01, 2020 

or 

☐    TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

   For the transition period from ________ to ________ 

Commission file number 0-14678 

Ross Stores, Inc. 
(Exact name of registrant as specified in its charter) 

Delaware 
(State or other jurisdiction of incorporation or organization) 

94-1390387 
(I.R.S. Employer Identification No.) 

  5130 Hacienda Drive, Dublin, California 
(Address of principal executive offices) 

Registrant’s telephone number, including area code 

94568-7579 
(Zip Code) 

(925) 965-4400 

Securities registered pursuant to Section 12(b) of the Act: 

Title of each class 
Common stock, par value $.01 

Trading symbol 
ROST 

Name of each exchange on which registered 
Nasdaq Global Select Market 

Securities registered pursuant to Section 12(g) of the Act: 

Title of each class 
None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.   
Yes ☒   No ☐ 
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  
Yes ☐   No ☒ 
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities 
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such 
reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes ☒   No ☐ 
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted 
pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that 
the registrant was required to submit such files).  Yes ☒   No ☐  
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller 
reporting company, or emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting 
company,” and "emerging growth company" in Rule 12b-2 of the Exchange Act. 

Large accelerated filer ☒  Accelerated filer ☐  Non-accelerated filer ☐  (Do not check if a smaller reporting company) 
Smaller reporting company ☐ Emerging growth company ☐ 
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for 
complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).  Yes ☐   No ☒ 
The aggregate market value of the voting common stock held by non-affiliates of the Registrant as of August 3, 2019 was 
$36,753,366,881, based on the closing price on that date as reported by the NASDAQ Global Select Market®. Shares of voting 
stock held by each director and executive officer have been excluded in that such persons may be deemed to be affiliates. This 
determination of affiliate status is not necessarily a conclusive determination for other purposes. 

The number of shares of Common Stock, with $.01 par value, outstanding on March 9, 2020 was 355,896,821. 

Documents incorporated by reference: 

Portions of the Proxy Statement for the Registrant’s 2020 Annual Meeting of Stockholders, which will be filed on or before 
June 1, 2020, are incorporated herein by reference into Part III. 

11 

  
  
  
  
  
  
  
PART I 

ITEM 1. BUSINESS 

Ross Stores, Inc. and its subsidiaries (“we” or the “Company”) operate two brands of off-price retail apparel and home 
fashion stores—Ross Dress for Less® (“Ross”) and dd’s DISCOUNTS®. 

Ross is the largest off-price apparel and home fashion chain in the United States, with 1,546 locations in 39 states, the 
District of Columbia, and Guam, as of February 1, 2020. Ross offers first-quality, in-season, name brand and designer 
apparel, accessories, footwear, and home fashions for the entire family at savings of 20% to 60% off department and 
specialty store regular prices every day. Ross’ target customers are primarily from middle income households. 

We also operate 259 dd’s DISCOUNTS stores in 19 states as of February 1, 2020. dd’s DISCOUNTS features more 
moderately-priced first-quality, in-season, name brand apparel, accessories, footwear, and home fashions for the entire 
family at savings of 20% to 70% off moderate department and discount store regular prices every day. The typical dd’s 
DISCOUNTS store is located in an established shopping center in a densely populated urban or suburban neighborhood and 
its target customers typically come from households with more moderate incomes than Ross customers. 

The merchant, store field, and distribution operations for Ross and dd’s DISCOUNTS are separate. The two chains share 
certain corporate and support services. 

Both our Ross and dd’s DISCOUNTS brands target value-conscious women and men between the ages of 18 and 54. The 
decisions we make, from merchandising, purchasing, and pricing, to the locations of our stores, are based on these 
customer profiles. We believe that both brands derive a competitive advantage by offering a wide assortment of product 
within each of our merchandise categories in organized and easy-to-shop store environments. 

Our mission is to offer competitive values to our target customers by focusing on the following key strategic objectives: 

•    Maintain an appropriate level of recognizable brands, labels, and fashions at strong discounts throughout the store. 

•    Meet customer needs on a local basis. 

•    Deliver an in-store shopping experience that reflects the expectations of the off-price customer. 

•    Manage real estate growth to compete effectively across all our markets. 

We refer to our fiscal years ended February 1, 2020, February 2, 2019, and February 3, 2018 as fiscal 2019, fiscal 2018, and 
fiscal 2017, respectively.  Fiscal 2017 was a 53-week year.  Fiscal 2019 and 2018 were each 52-week years. 

Merchandising, Purchasing, and Pricing 

We seek to provide our customers with a wide assortment of first-quality, in-season, brand name and designer apparel, 
accessories, footwear, and home merchandise for the entire family at savings of 20% to 60% below department and 
specialty store regular prices every day at Ross, and 20% to 70% below moderate department and discount store regular 
prices at dd’s DISCOUNTS. We sell recognizable brand name merchandise that is current and fashionable in each category. 
New merchandise typically is received from three to six times per week at both Ross and dd’s DISCOUNTS stores. Our 
buyers review their merchandise assortments on a weekly basis, enabling them to respond to selling trends and purchasing 
opportunities in the market. Our merchandising strategy is reflected in our advertising, which emphasizes a strong value 
message. Our stores offer a treasure-hunt shopping experience where customers can find great savings every day on a 
broad assortment of brand name bargains for the family and the home. 

Merchandising. Our merchandising strategy incorporates a combination of off-price buying techniques to purchase 
advance-of-season, in-season, and past-season merchandise for both Ross and dd’s DISCOUNTS. We believe nationally 
recognized name brands sold at compelling discounts will continue to be an important determinant of our success. We 
generally leave the brand name label on the merchandise we sell. 

We have established merchandise assortments that we believe are attractive to our target customers. Although we offer 
fewer classifications of merchandise than most department stores, we generally offer a large selection within each 
classification with a wide assortment of vendors, labels, prices, colors, styles, and fabrics within each size or item. Our 

12 

  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
  
  
  
  
merchandise offerings include, but are not limited to, apparel (including footwear and accessories), small furniture, home 
accents, bed and bath, beauty, toys, luggage, gourmet food, cookware, jewelry and watches. 

Purchasing. We have a combined network of about 7,500 merchandise vendors and manufacturers for both Ross and dd’s 
DISCOUNTS and believe we have adequate sources of first-quality merchandise to meet our requirements. We purchase 
the vast majority of our merchandise directly from manufacturers, and we have not experienced difficulty in obtaining 
sufficient merchandise inventory. 

We believe our ability to effectively execute certain off-price buying strategies is a key factor in our success. Our buyers use 
a number of methods that enable us to offer our customers brand name and designer merchandise at strong discounts every 
day relative to department and specialty stores for Ross, and moderate department and discount stores for dd’s 
DISCOUNTS. By purchasing later in the merchandise buying cycle than department, specialty, and discount stores, we are 
able to take advantage of imbalances between retailers’ demand for products and manufacturers’ supply of those products. 

Unlike most department and specialty stores, we typically do not require that manufacturers provide promotional allowances, 
co-op advertising allowances, return privileges, split shipments, drop shipments to stores, or delayed deliveries of 
merchandise. For most orders, only one delivery is made to one of our distribution centers. These flexible requirements 
further enable our buyers to obtain significant discounts on purchases. 

The majority of the apparel and apparel-related merchandise that we offer in all of our stores is acquired through 
opportunistic purchases created by manufacturer overruns and canceled orders both during and at the end of a season. 
These buys are referred to as "close-out" purchases. Close-outs can be shipped to stores in-season, allowing us to get in-
season goods into our stores at great values, or can be stored as packaway merchandise. 

Packaway merchandise is purchased with the intent that it will be stored in our warehouses until a later date, which may 
even be the beginning of the same selling season in the following year. Packaway purchases are an effective method of 
increasing the percentage of prestige and national brands at competitive savings within our merchandise assortments. 
Packaway merchandise is mainly fashion basics and, therefore, not usually affected by shifts in fashion trends. 

In fiscal 2019, we continued our emphasis on this important sourcing strategy in response to compelling opportunities 
available in the marketplace. Packaway accounted for approximately 46% of total inventories as of February 1, 2020 and 
February 2, 2019. We believe the strong discounts we offer on packaway merchandise are one of the key drivers of our 
business results. 

Our primary buying offices are located in New York City and Los Angeles, the nation’s two largest apparel markets. These 
strategic locations allow our buyers to be in the market on a daily basis, sourcing opportunities and negotiating purchases 
with vendors and manufacturers. These locations also enable our buyers to strengthen vendor relationships—a key element 
to the success of our off-price buying strategies. 

At the end of fiscal 2019, we had approximately 900 merchants for Ross and dd’s DISCOUNTS combined. The Ross and 
dd’s DISCOUNTS buying organizations are separate and distinct, and each includes merchandise management, buyers, and 
assistant buyers. Ross and dd’s DISCOUNTS buyers have on average seven years of experience, including merchandising 
positions with other retailers such as Bloomingdale’s, Burlington Stores, Kohl’s, Lord & Taylor, Macy’s, Saks, and Target. We 
expect to continue to make additional targeted investments in our merchant organization to further develop our relationships 
with our manufacturers and vendors. Our ongoing objective is to strengthen our ability to procure the most desirable brands 
and fashions at competitive discounts. 

The off-price buying strategies utilized by our experienced team of merchants enable us to purchase Ross merchandise at 
net prices that are lower than prices paid by department and specialty stores, and to purchase dd’s DISCOUNTS 
merchandise at net prices that are lower than prices paid by moderate department and discount stores. 

Pricing. Our policy is to sell brand name merchandise at Ross that is priced 20% to 60% below most department and 
specialty store regular prices. At dd’s DISCOUNTS, we sell more moderate brand name merchandise that is priced 20% to 
70% below most moderate department and discount store regular prices. Our pricing policy is reflected on most of our price 
tags which display our selling price as well as the comparable value for that item in department and specialty stores for Ross 
merchandise, or in more moderate department and discount stores for dd’s DISCOUNTS merchandise. 

Our pricing strategy at Ross differs from that of a department or specialty store. We purchase our merchandise at lower 
prices and mark it up less than a department or specialty store. This strategy enables us to offer customers consistently low 
prices and compelling value. On a weekly basis our buyers review specified departments in our stores for possible 
markdowns based on the rate of sale, as well as at the end of fashion seasons, to promote faster turnover of merchandise 

13 

  
  
  
  
  
  
  
  
  
  
  
inventory and to accelerate the flow of fresh product. A similar pricing strategy is in place at dd’s DISCOUNTS where prices 
are compared to those in moderate department and discount stores. 

Stores 

As of February 1, 2020, we operated a total of 1,805 stores comprised of 1,546 Ross stores and 259 dd’s DISCOUNTS 
stores. Our stores are located predominantly in community and neighborhood shopping centers in heavily populated urban 
and suburban areas. Where the size of the market and real estate opportunities permit, we cluster Ross stores to benefit 
from economies of scale in advertising, distribution, and field management. We do the same for dd’s DISCOUNTS stores. 

We believe a key element of our success at both Ross and dd’s DISCOUNTS is our organized, attractive, easy-to-shop, in-
store environments which allow customers to shop at their own pace. While our stores promote a self-service, treasure-hunt 
shopping experience, the layouts are designed to enhance customer convenience in their merchandise presentation, 
dressing rooms, checkout, and merchandise return areas. Our store’s sales area is based on a prototype single floor design 
with a racetrack aisle layout. A customer can locate desired departments by signs displayed just below the ceiling of each 
department. We enable our customers to select among sizes and prices through prominent category and sizing markers. Our 
stores have shopping carts and/or baskets available at the entrance for customer convenience. Cash registers are primarily 
located at store exits for customer ease and efficient staffing. 

We accept a variety of payment methods. We provide refunds or store credit on all merchandise (not used, worn, or altered) 
returned with a receipt within 30 days. Merchandise returns having a receipt older than 30 days are exchanged or refunded 
with store credit. 

Operating Costs 

Consistent with the other aspects of our business strategy, we strive to keep operating costs as low as possible. Among the 
factors which have enabled us to do this are: labor costs that are generally lower than full-price department and specialty 
stores due to a store design that creates a self-service retail format and due to the utilization of labor saving technologies; 
economies of scale with respect to general and administrative costs resulting from centralized merchandising, marketing, 
and purchasing decisions; and flexible store layout criteria which facilitate conversion of existing buildings to our formats. 

Information Systems 

We continue to invest in new information systems and technology to provide a platform for growth over the next several 
years. Recent initiatives include continued enhancements to our information and data security, merchandising, distribution, 
transportation, store, and financial systems. These initiatives support future growth, the execution and achievement of our 
plans, as well as ongoing stability and compliance. 

Distribution 

We operate distribution processing facilities where we receive and ship all of our merchandise to our stores. These 
distribution centers are large, highly automated, and built to suit our specific off-price business model. An additional 
distribution center in Brookshire, Texas is currently under construction and expected to open in 2021. We also operate 
warehouse facilities for packaway storage. 

We utilize a combination of our own, and third-party, cross dock facilities to distribute merchandise to stores on a regional 
basis. Shipments are made by contract carriers to the stores three to six times per week depending on location. 

We believe that our distribution centers and warehouses with their current expansion capabilities will provide adequate 
processing and storage capacity to support our current store growth. Information on the size and locations of our distribution 
centers and warehouse facilities is found under “Properties” in Item 2. 

Advertising 

Advertising for Ross Dress for Less relies primarily on television to communicate the Ross value proposition—savings off the 
same brands carried at leading department or specialty stores every day. This strategy reflects our belief that television is 
the most efficient and cost effective medium for communicating our brand position. While television is our primary advertising 
medium, we continue to grow additional channels, including social and digital media, to communicate our brand position. 
Advertising for dd’s DISCOUNTS is primarily focused on radio and new store grand openings. 

14 

  
  
  
  
  
  
  
  
  
Trademarks 

The trademarks for ROSS®, Ross Dress For Less®, and dd’s DISCOUNTS® have been registered with the United States 
Patent and Trademark Office. 

Employees 

As of February 1, 2020, we had approximately 92,500 total employees, which includes both full- and part-time employees. 
Additionally, we hire temporary employees especially during the peak seasons. Our employees are non-union. Management 
considers the relationship between the Company and our employees to be good. 

Competition 

We believe the principal competitive factors in the off-price retail apparel and home fashion industry are offering significant 
discounts on brand name merchandise, offering a well-balanced assortment that appeals to our target customers, and 
consistently providing store environments that are convenient and easy to shop. To execute this concept, we continue to 
make strategic investments in our merchandising organization. We also continue to make improvements to our 
merchandising systems to strengthen our ability to plan, buy, and allocate product based on more local versus regional 
trends. We believe that we are well-positioned to compete based on each of these factors. 

Nevertheless, the retail apparel market is highly fragmented and competitive. We face a challenging macro-economic and 
retail environment that creates intense competition for business from on-line retailers, department stores, specialty stores, 
discount stores, warehouse stores, other off-price retailers, and manufacturer-owned outlet stores, many of which are units 
of large national or regional chains that have substantially greater resources. The retail apparel and home-related 
businesses may become even more competitive in the future. 

Available Information 

The internet address for our corporate website is www.rossstores.com. Our Annual Reports on Form 10-K, quarterly reports 
on Form 10-Q, current reports on Form 8-K, Proxy Statements, and any amendments to those reports are made available 
free of charge on or through the Investors section of our corporate website promptly after being electronically filed with the 
Securities and Exchange Commission. The information found on our corporate website is not part of this report, or any other 
report or regulatory filing we file with or furnish to the Securities and Exchange Commission. 

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ITEM 1A. RISK FACTORS 

Our Annual Report on Form 10-K for fiscal 2019, and information we provide in our Annual Report to Stockholders, press 
releases, and other investor communications, including those on our corporate website, may contain forward-looking 
statements with respect to anticipated future events, including the rapidly developing challenges with and our plans and 
responses to the COVID-19 pandemic and related economic disruptions, our financial performance, operations, competitive 
position, and our projected growth, that are all subject to risks and uncertainties that could cause our actual results to differ 
materially from those forward-looking statements and from our prior expectations and projections. Refer to Management’s 
Discussion and Analysis for a more complete identification and discussion of “Forward-Looking Statements.” 

Our financial condition, results of operations, cash flows, and the performance of our common stock may be adversely 
affected by a number of risk factors. Risks and uncertainties that apply to both Ross and dd’s DISCOUNTS include, without 
limitation, the following: 

The current, major health pandemic from the novel coronavirus (COVID-19) is severely and adversely affecting our 
sales and our operations, and will have serious adverse effects on our business and our financial condition. 
The United States and other countries are experiencing a major global health pandemic related to the outbreak of a novel 
strain of coronavirus (COVID-19), and related, severe disruptions to retail operations and supply chains and to general 
economic activities, as the affected regions take increasingly dramatic action in an effort to slow down the spread of the 
disease. As the COVID-19 pandemic continues, many of our customers are impacted by recommendations and/or mandates 
from federal, state, and local authorities to stay home ("shelter in place" or "safer at home") and to avoid non-essential social 
contact and gatherings of people, and to self-quarantine. In recent weeks starting in March 2020, we have experienced a 
broad-based deceleration in sales trends from consumer response to the COVID-19 pandemic throughout the country. 
Governmental authorities in affected regions are taking increasingly dramatic action in an effort to slow down the spread of 
the disease. As part of a growing number of retailers across the country, we have temporarily closed all store locations 
effective March 20, 2020 through April 3, 2020. We have closed our buying and corporate offices, and our distribution 
centers, for the same period, and we have instituted “work from home” measures for many of our associates. We are 
monitoring the situation and will reopen stores as conditions permit; however, extended or further closures may be required 
nationally, regionally, or in specific locations. The situation is unprecedented and rapidly changing, and has unknown 
duration and severity. This significant reduction in customer visits to our stores will result in a loss of sales and profits and 
have material adverse effects to our financial condition. In addition, the COVID-19 pandemic will potentially adversely affect 
our ability to adequately staff our stores and our distribution, merchant, and other support operations. Further, the COVID-19 
pandemic is currently severely impacting China and other countries, which may also adversely affect our ability to access 
and ship products from the impacted countries. A prolonged, widespread pandemic will adversely impact global economies 
and financial markets, which will result in an economic downturn that will reduce demand for our products. The extent of the 
impact from the COVID-19 pandemic on our business and financial results will depend largely on future developments, 
including the duration and spread of the outbreak within the U.S., the response by all levels of government in their efforts to 
contain the outbreak and to mitigate the economic disruptions, and the related impact on consumer confidence and 
spending, all of which are highly uncertain and cannot be predicted. Such impacts are expected to adversely affect our 
profitability, cash flows, financial results, and our capital resources. 

Competitive pressures in the apparel and home-related merchandise retailing industry are high. 
The retail industry is highly competitive and the marketplace is highly fragmented, as many different retailers compete for 
market share by utilizing a variety of store and on-line formats and merchandising strategies. We expect competition to 
increase in the future. There are no significant economic barriers for others to enter our retail sector. We compete for 
customers, associates, store locations, and merchandise with many other local, regional, and national retailers, traditional 
department stores, upscale mass merchandisers, other off-price retailers, specialty stores, internet and catalog businesses, 
and other forms of retail commerce. Our retail competitors constantly adjust their pricing, business strategies and 
promotional activity (particularly during holiday periods) in response to changing market conditions or their own financial 
condition. The substantial sales growth in e-commerce within the last decade has also encouraged the entry of many new 
competitors, new business models, and an increase in competition from established companies looking for ways to create 
successful on-line shopping alternatives. Intense pressures from our competitors, our inability to adapt effectively and quickly 
to a changing competitive landscape, or a failure to effectively execute our off-price model, could reduce demand for our 
merchandise, decrease our inventory turnover, cause us to take greater markdowns, and negatively affect our sales and 
margins. 

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Unexpected changes in the level of consumer spending on or preferences for apparel and home-related 
merchandise could adversely affect us. 
Our success depends on our ability to effectively buy and resell merchandise that meets customer demand. We work on an 
ongoing basis to identify customer trends and preferences, and to obtain merchandise inventory to meet anticipated 
customer needs. It is very challenging to successfully do this well and consistently across our diverse merchandise 
categories and in the multiple markets in which we operate throughout the United States and its territories. Although our off-
price business model provides us certain advantages and may allow us greater flexibility than traditional retailers have in 
adjusting our merchandise mix to ever-changing consumer tastes, our merchandising decisions may still fail to correctly 
anticipate and match consumer trends and preferences, particularly in our newer geographic markets. Failure to correctly 
anticipate and match the trends, preferences, and demands of our customers could adversely affect our business, financial 
condition, and operating results. 

Adverse and/or unseasonable weather may affect shopping patterns and consumer demand for seasonal apparel 
and other merchandise, and may result in temporary store closures and disruptions in deliveries of merchandise to 
our stores. 
Unseasonable weather and prolonged, extreme temperatures, as well as events such as storms, affect consumers’ buying 
patterns and willingness to shop, and may adversely affect the demand for merchandise in our stores, particularly in apparel 
and seasonal merchandise. Among other things, weather conditions may also affect our ability to deliver our products to our 
stores or require us to close certain stores temporarily, thereby reducing store traffic. Even if stores are not closed, many 
customers may be unable to go, or may decide to avoid going to stores in bad weather. As a result, adverse or 
unseasonable weather in any of our markets could lead to disappointing sales and cause us to increase our markdowns, 
which may negatively affect our sales and margins. 

We are subject to impacts from the macro-economic environment, financial and credit markets, and geopolitical 
conditions that affect consumer confidence and consumer disposable income. 
Consumer spending habits for the merchandise we sell are affected by many factors, including the reaction and 
repercussions from the COVID-19 pandemic, prevailing economic conditions, recession and fears of recession, levels of 
unemployment, salaries and wage rates, housing costs, energy and fuel costs, income tax rates and the timing of tax 
refunds, inflation, consumer confidence in future economic conditions, consumer perceptions of personal well-being and 
security, availability of consumer credit, consumer debt levels, and consumers’ disposable income. The COVID-19 
pandemic, or other potential, adverse developments in any of these areas could reduce demand for our merchandise, 
decrease our inventory turnover, cause greater markdowns, and negatively affect our sales and margins. All of our stores 
are located in the United States and its territories, so we are especially susceptible to changes in the U.S. economy.            

In order to achieve our planned gross margins, we must effectively manage our inventories, markdowns, and 
inventory shortage. 
We purchase the majority of our inventory based on our sales plans. If our actual demand is lower than our sales plans, we 
may experience excess inventory levels and need to take markdowns on excess or slow-moving inventory, resulting in 
decreased profit margins. We also may have insufficient inventory to meet customer demand, leading to lost sales 
opportunities. As a regular part of our business, we purchase “packaway” inventory with the intent that it will be stored in our 
warehouses until a later date. The timing of the release of packaway inventory to our stores varies by merchandise category 
and by season, but it typically remains in storage less than six months. Packaway inventory is frequently a significant portion 
of our overall inventory. If we make packaway purchases that do not align with consumer preferences at the later time of 
release to our stores, we could have significant inventory markdowns. Changes in packaway inventory levels could impact 
our operating cash flow. Although we have various systems to help protect against loss or theft of our inventory, both when 
in storage and once distributed to our stores, we may have damaged, lost, or stolen inventory (called “shortage”) in higher 
amounts than we forecast, which would result in write-offs, lost sales, and reduced margins. 

We depend on the market availability, quantity, and quality of attractive brand name merchandise at desirable 
discounts, and on the ability of our buyers to purchase merchandise to enable us to offer customers a wide 
assortment of merchandise at competitive prices. 
Opportunistic buying, lean inventory levels, and frequent inventory turns are critical elements of our off-price business 
strategy. Maintaining an overall pricing differential to department and specialty stores is also key to our ability to attract 
customers and sustain our sales and gross margins. Our opportunistic buying places considerable discretion with our 
merchants, who are in the marketplace continually and who are generally purchasing merchandise for the current or 
upcoming season. Our ability to meet or exceed our operating performance targets depends upon the continuous, sufficient 
availability of high quality merchandise that we can acquire at prices sufficiently below those paid by conventional retailers 
and that represent a value to our customers. To the extent that certain of our vendors are better able to manage their 
inventory levels and reduce the amount of their excess inventory, the amount of high quality merchandise available to us 
could be materially reduced. To the extent that certain of our vendors decide not to sell to us or go out of business, the 

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amount of high quality merchandise available to us could also be materially reduced. Because a significant portion of the 
apparel and other goods we sell is originally manufactured in other countries, changes in U.S. tariffs, trade relationships, or 
tax policies, and natural disasters, or public health issues such as the current COVID-19 pandemic (or other, future 
pandemics), that reduce the supply or increase the relative cost of imported goods, could also result in disruptions to our 
existing supply relationships. Shortages or disruptions in the availability to us of high quality, value-priced merchandise 
would likely have a material adverse effect on our sales and margins. 

Information or data security breaches, including cyber-attacks on our transaction processing and computer 
information systems, could result in theft or unauthorized disclosure of customer, credit card, employee, or other 
private and valuable information that we handle in the ordinary course of our business, disrupt our operations, 
damage our reputation, and increase our costs.  
Like other large retailers, we rely on commercially available computer and telecommunications systems to process, transmit, 
and store payment card and other personal and confidential information, and to provide information or data security for those 
transactions. Some of the key information systems and processes we use to handle payment card transactions and check 
approvals, and the levels of security technology utilized in payment cards, are controlled by the banking and payment card 
industry, not by us. Cyber criminals may attempt to penetrate our point of sale and other information systems to 
misappropriate customer or business information, including but not limited to credit/debit card, personnel, or trade 
information. Despite security measures we have in place, and our efforts to prevent, monitor, and mitigate attacks and errors, 
our facilities and systems (or those of third-party service providers we utilize or connect to) may be vulnerable to security 
breaches, acts of vandalism, computer viruses, misplaced or lost data, programming and/or human errors, phishing and 
similar fraudulent attacks, or other similar events. It is also possible that an associate within our Company, or a third party we 
do business with, may purposefully or inadvertently cause a security breach involving such information. The increasing 
sophistication of cyber criminals and advances in computer capabilities and remote access increases these risks. A breach 
of our information or data security, a system shut down or other response we may take, or our failure or delay in detecting 
and mitigating a loss of personal or business information, could result in damage to our reputation, loss of customer 
confidence, violation (or alleged violation) of applicable laws, and expose us to civil claims, litigation, and regulatory action, 
and to unanticipated costs and disruption of our operations. 

Disruptions in our supply chain or in our information systems could impact our ability to process sales and to 
deliver product to our stores in a timely and cost-effective manner. 
Various information systems are critical to our ability to operate and to manage key aspects of our business. We depend on 
the integrity, continuous availability, and consistent operations of these systems to process transactions in our stores, track 
inventory flow, manage merchandise allocation and distribution logistics, generate performance and financial reports, and 
support merchandising decisions. 

We are currently making, and will continue to make, significant technology investments to improve or replace information 
processes and systems that are key to managing our business. We must monitor and choose sound investments and 
implement them at the right pace. The risk of system disruption is increased whenever significant system changes are 
undertaken. An excessive rate of technological change could detract from the effectiveness of adoption, and could make it 
more difficult for us to realize benefits from new technology. Poorly targeting opportunities, failing to make good investments, 
or making an investment commitment significantly above or below our needs could damage our competitive position and 
adversely impact our business and results of operations. Additionally, the potential problems and interruptions associated 
with implementing technology system changes could disrupt or reduce the efficiency of our operations in the short term. 
These initiatives might not provide us with the anticipated benefits, or may provide them on a delayed schedule or at a higher 
cost. 

Our information systems, including our back-up systems, are subject to damage or interruption from power outages, 
computer and telecommunications failures, computer viruses, internal or external security breaches, catastrophic events 
such as severe storms, fires, earthquakes, floods, acts of terrorism, and design or usage errors by our employees or by third 
parties. If our information systems or our back-up systems are damaged or cease to function properly, we may have to make 
significant investments to fix or replace them, and we may suffer interruptions in our operations in the interim. Any material 
interruption in our computer systems could have a material adverse effect on our business and results of operations. 

A disruption within our logistics or supply chain network could adversely affect our ability to timely and efficiently transport 
merchandise to our stores or our distribution centers, which could impair our ability to meet customer demand for products 
and result in lost sales or increased supply chain costs. Such disruptions may result from: public health issues such as the 
current COVID-19 pandemic (or other, future pandemics), damage or destruction to our distribution centers, weather-related 
events, natural disasters, trade restrictions, tariffs, third-party strikes or ineffective cross dock operations, work stoppages or 
slowdowns, shipping capacity constraints, supply or shipping interruptions, or other factors beyond our control. Any such 
disruptions could negatively impact our financial performance or financial condition. 

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We need to obtain acceptable new store sites with favorable consumer demographics to achieve our planned 
growth.  
Successful growth requires us to find appropriate real estate sites in our targeted market areas. We compete with other 
retailers and businesses for acceptable store locations. For the purpose of identifying locations we rely, in part, on consumer 
demographics. While we believe consumer demographics are helpful indicators of acceptable store locations, we recognize 
that this information cannot predict future consumer preferences and buying trends with complete accuracy. Time frames for 
negotiations and store development vary from location to location and can be subject to unforeseen delays or unexpected 
cancellations. We may not be able to open new stores or, if opened, operate those new stores profitably. Construction and 
other delays in store openings could have a negative impact on our business and operating results. Additionally, we may not 
be able to renegotiate our current lease terms which could negatively impact our operating results. New stores may not 
achieve the same sales or profit levels as our existing stores, and adding stores to existing markets may adversely affect the 
sales and profitability of other existing stores. If we cannot acquire sites on attractive terms, it could limit our ability to grow or 
adversely affect the economics of our new stores in various markets. 

To achieve growth, we need to expand in existing markets and enter new geographic markets.  
Our growth strategy is based on successfully expanding our off-price model in current markets and in new geographic 
regions. There are significant risks associated with our ability to continue to expand our current business and to enter new 
markets. Stores we open in new markets may take longer to reach expected sales and profit levels on a consistent basis and 
may have higher construction, occupancy, advertising, or operating costs than stores we open in existing markets, thereby 
affecting our overall profitability. New markets may have competitive conditions, consumer tastes, and discretionary 
spending patterns that are more difficult to predict or satisfy than our existing markets. Our limited operating experience and 
limited brand recognition in new markets may require us to build brand awareness in that market through greater 
investments in advertising and promotional activity than we originally planned. We may find it more difficult in new markets to 
hire, motivate, and retain qualified associates. 

Consumer problems or legal issues involving the quality, safety, or authenticity of products we sell could harm our 
reputation, result in lost sales, and/or increase our costs.  
Various governmental authorities regulate the quality and safety of merchandise we sell. These regulations and related laws 
frequently change, and the ultimate cost of compliance cannot be precisely estimated. Because of our opportunistic buying 
strategy, we sometimes obtain merchandise in new categories or from new vendors that we have not dealt with before. 
Although our vendor arrangements typically place contractual responsibility on the vendor for resulting liability and we 
generally rely on our vendors to provide authentic merchandise that matches the stated quality attributes and complies with 
applicable product safety and other laws, vendor non-compliance with consumer product safety laws may subject us to 
product recalls, make certain products unsalable, or require us to incur significant compliance costs. 

Regardless of fault, any real or perceived issues with the quality and safety of merchandise we offer, particularly products 
such as food and children’s items, issues with the authenticity of merchandise, or our inability, or that of our vendors, to 
comply on a timely basis with laws and regulatory requirements, could adversely affect our reputation, result in lost sales, 
inventory write-offs, uninsured product liability or other legal claims, penalties or losses, merchandise recalls, and increased 
costs. 

An adverse outcome in various legal, regulatory, or tax matters could damage our reputation or brand and increase 
our costs. 
As an ordinary part of our business, we are involved in various legal proceedings, regulatory reviews, tax audits, or other 
legal matters. These may include lawsuits, inquiries, demands, or other claims or proceedings by governmental entities and 
private plaintiffs, including those relating to employment and employee benefits (including classification, employment rights, 
discrimination, harassment, wage and hour, and retaliation), securities, real estate, tort, commercial, consumer protection, 
privacy, product compliance and safety, advertising, comparative pricing, intellectual property, tax, escheat, and whistle-
blower claims. We continue to be involved in a number of employment-related lawsuits, including class/representative 
actions which are primarily in California. 

We are subject to federal, state, and local rules and regulations in the United States, and to various international laws, which 
change from time to time. These legal requirements collectively affect multiple aspects of our business, including the cost of 
health care, workforce management and employee benefits, minimum wages, advertising, comparative pricing, 
import/export, sourcing and manufacturing, data protection, intellectual property, and others. If we fail to comply (or are 
alleged not to comply) with any of these requirements, we may be subject to fines, settlements, penalties, or other costs. In 
addition, an adverse outcome (or the adverse publicity from the claims) in any of these matters may damage our reputation 
or brand. We are also subject to the continuous examination of our tax returns and reports by federal, state, and local tax 
authorities, and these examining authorities may challenge positions we take. 

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Significant judgment is required in evaluating and estimating our tax provisions and reserves for legal claims. Actual results 
may differ and our costs may exceed the reserves we establish in estimating the probable outcomes. In addition, applicable 
accounting principles and interpretations may change from time to time, and those changes could have material effects on 
our reported operating results and financial condition. 

Damage to our corporate reputation or brands could adversely affect our sales and operating results. 
Our reputation is partially based on perceptions of various subjective qualities and overall integrity. Any incident that erodes 
the trust or confidence of our customers or the general public could adversely affect our reputation and business, particularly 
if the incident results in significant adverse publicity or governmental inquiry. Such an incident could also include alleged acts 
or omissions by or situations involving our suppliers (or their contractors or subcontractors), the landlord for our stores, or our 
associates outside of work, and may pertain to social or political issues or protests largely unrelated to our business. The use 
of social media platforms, including blogs, social media websites, and other forms of internet-based communications which 
allow individuals access to a broad audience of consumers and other interested persons, continues to increase. The 
availability of information (whether correct or erroneous) on social media platforms is virtually immediate, as is its impact. 
Many social media platforms immediately publish the content their subscribers and participants post, often without filters or 
checks on accuracy of the content. The opportunity for dissemination of information, including inaccurate information, is 
seemingly limitless and readily available. Information concerning our Company may be posted on such platforms at any time. 
Information posted may be adverse to our interests or may be inaccurate, which could negatively affect our sales, diminish 
customer trust, reduce employee morale and productivity, and lead to difficulties in recruiting and retaining qualified 
associates. The harm may be immediate, without affording us an opportunity for redress or correction.  

Our inability to continually attract, train, and retain associates with the retail talent necessary to execute our off-
price retail strategies along with labor shortages, increased turnover, or increased labor costs could adversely 
affect our operating results.  
Like other retailers, we face challenges in recruiting and retaining sufficient talent in our buying organization, management, 
stores, distribution centers, and other key areas. Many of our retail store associates are in entry level or part-time positions 
with historically high rates of turnover. Our ability to control labor costs is subject to numerous external factors, including 
prevailing wage rates and health and other insurance costs, as well as the impact of legislation or regulations governing 
minimum wage or healthcare benefits. 

Any increase in labor costs may adversely impact our profitability or, if we fail to pay such higher wages, may result in 
increased turnover. Excessive turnover may result in higher costs associated with finding, hiring, and training new 
associates. If we cannot hire enough qualified associates, or if there is a disruption in the supply of personnel we hire from 
third-party providers, especially during our peak seasons, our operations could be negatively impacted. 

Because of the distinctive nature of our off-price model, we must also attract, train, and retain our key associates across the 
Company, especially within our buying organization. The loss of one or more of our key personnel, or the inability to 
effectively identify a suitable successor for a key role could have a material adverse effect on our business. There is no 
assurance that we will be able to attract or retain highly qualified associates in the future, and any failure to do so could have 
a material adverse effect on our growth, operations, or financial position. 

We must effectively advertise and market our business. 
Customer traffic and demand for our merchandise is influenced by our advertising and marketing activities, the name 
recognition and reputation of our brands, and the location of our stores. Although we use marketing and advertising 
programs to attract customers to our stores, particularly through television, our competitors may spend more or use different 
approaches, which could provide them with a competitive advantage. Our advertising and other promotional programs may 
not be effective or may be perceived negatively, or could require increased expenditures, any of which could adversely affect 
sales or increase costs. 

We are subject to risks associated with selling and importing merchandise produced in other countries. 
Risks in importing and selling such merchandise include import duties and quotas, compliance with anti-dumping regulations, 
economic uncertainties and adverse economic conditions (including inflation, recession, and exchange rate fluctuations), 
foreign government regulations, employment and labor matters, concerns relating to human rights, working conditions, and 
other issues in factories or countries where merchandise is produced, transparency of sourcing and supply chains, exposure 
on product warranty and intellectual property issues, consumer perceptions of the safety of imported merchandise, wars and 
fears of war, political unrest, natural disasters, regulations to address climate change, and trade restrictions. 

A predominant portion of the apparel and other goods we sell (even when we purchase it domestically, often as excess 
inventory sold to us by a domestic vendor) is originally manufactured in other countries. In addition, we directly source a 
portion of the products sold in our stores from foreign vendors predominantly in Asia (including China). We also buy products 

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that originate from foreign sources indirectly through domestic vendors and manufacturers’ representatives. Although our 
foreign purchases of merchandise are negotiated and paid for in U.S. dollars, decreases in the value of the U.S. dollar 
relative to foreign currencies could increase the cost of products we purchase from overseas vendors. When we are the 
importer of record, we may be subject to regulatory or other requirements similar to those applicable to a manufacturer. 

To the extent that our vendors are located overseas or rely on overseas sources for a large portion of their products, any 
event causing a disruption of imports, including the imposition of import restrictions, war, acts of terrorism, natural disasters, 
or public health issues such as the current COVID-19 pandemic (or other, future pandemics) could adversely affect our 
business. The flow of merchandise from our vendors could also be adversely affected by financial or political instability in any 
of the countries in which the goods we purchase are manufactured. Trade restrictions in the form of tariffs or quotas, or both, 
applicable to the products we sell could also affect the importation of those products and could increase the cost and reduce 
the supply of products available to us. We cannot predict whether any of the countries from which our products are sourced, 
or in which our products are currently manufactured or may be manufactured in the future, will be subject to trade restrictions 
imposed by the U.S. or foreign governments or the likelihood, type or effect of any such restrictions. 

We require our vendors (for both import and domestic purchasing) to contractually confirm that they adhere to various 
conduct, compliance, and other requirements, including those relating to environmental, employment and labor (including 
wages and working conditions), health, safety, and anti-bribery standards. From time to time, our vendors, their contractors, 
or their subcontractors may be alleged to not be in compliance with these standards or with applicable local laws. Although 
we have implemented policies and procedures to facilitate compliance with laws and regulations relating to doing business in 
foreign markets and importing merchandise, and to monitor our suppliers, this does not guarantee that suppliers and other 
third parties with whom we do business will not violate such laws and regulations or our policies. Significant or continuing 
noncompliance with such standards and laws by one or more vendors could have a negative impact on our reputation, could 
subject us to claims and liability, and could have an adverse effect on our results of operations. 

Changes in U.S. tax or trade policy regarding apparel and home-related merchandise produced in other countries 
could adversely affect our business.  
A predominant portion of the apparel and other goods we sell is originally manufactured in other countries. The U.S. 
government has at times indicated a willingness to significantly change existing trade policies, including those with China. 
This exposes us to risks of disruption and cost increases in our established patterns for sourcing our merchandise, and 
creates increased uncertainties in planning our sourcing strategies and forecasting our margins. Changes in U.S. tariffs, 
quotas, trade relationships, or tax provisions that reduce the supply or increase the relative cost of goods produced in other 
countries could increase our cost of goods and/or increase our effective tax rate. Although such changes would have 
implications across the entire industry, we may fail to effectively adapt and to manage the adjustments in strategy that would 
be necessary in response to those changes. In addition to the general uncertainty and overall risk from potential changes in 
U.S. laws and policies, as we make business decisions in the face of uncertainty as to potential changes, we may incorrectly 
anticipate the outcomes, miss out on business opportunities, or fail to effectively adapt our business strategies and manage 
the adjustments that are necessary in response to those changes. These risks could adversely affect our revenues and 
expenses, increase our effective tax rates, and reduce our profitability. 

We may experience volatility in revenues and earnings.  
Our business has slower and busier periods based on holiday and back-to-school seasons, weather, and other factors. 
Although our off-price business is historically subject to less seasonality than traditional retailers, we may still experience 
unexpected decreases in sales from time to time, which could result in increased markdowns and reduced margins. 
Significant operating expenses, such as rent expense and associate salaries, do not adjust proportionately with our sales. If 
sales in a certain period are lower than our plans, we may not be able to adjust these operating expenses concurrently, 
which could adversely affect our operating results. 

A pandemic, natural or man-made disaster in California or in another region where we have a concentration of 
stores, offices, or a distribution center could harm our business.  
Our corporate headquarters, Los Angeles buying office, nine distribution centers/warehouses, and approximately 23% of our 
stores are located in California. Natural or other disasters, such as the current COVID-19 pandemic (or other, future 
pandemics), earthquakes and hurricanes, tornadoes, floods, or other extreme weather and climate conditions, or fires, 
explosions, and acts of war or terrorism, or public health issues in any of our markets could disrupt our operations or our 
supply chain, or could shut down, damage, or destroy our stores or distribution facilities.  At the time of this filing, more than 
40 million residents in California are under governmental orders to stay at home (“shelter in place” or “safer at home”) and to 
avoid non-essential social contact and gatherings of people. The duration of this situation is unknown, and it is severely and 
adversely affecting our sales and our financial results. 

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To support our continuing operations, our new store and distribution center growth plans, our quarterly dividends, 
and any resumption of our stock repurchase program, we must maintain sufficient liquidity; the COVID-19 pandemic 
and related economic disruption are adding significant uncertainty and challenges. 
We depend upon our operations to generate strong cash flows to support our general operating activities, and to supply 
capital to finance our operations, make capital expenditures and acquisitions, manage our debt levels, and return value to 
our stockholders through dividends and stock repurchases. In recent weeks starting in March 2020, we have experienced a 
broad-based deceleration in sales trends from consumer response to the COVID-19 pandemic throughout the country. 
Governmental authorities in affected regions are taking increasingly dramatic action in an effort to slow down the spread of 
the disease. As part of a growing number of retailers across the country, we have temporarily closed all store locations 
effective March 20, 2020 through April 3, 2020. We have closed our buying and corporate offices, and our distribution 
centers, for the same period, and we have instituted “work from home” measures for many of our associates. We are 
monitoring the situation and will reopen stores as conditions permit; however, extended or further closures may be required 
nationally, regionally, or in specific locations. The situation is unprecedented and rapidly changing, and has unknown 
duration and severity. If we are unable to generate sufficient cash flows from operations to support our activities, our growth 
plans and our financial performance would be adversely affected. We have already temporarily suspended our stock 
repurchase program. If necessary to support our operations, we could be forced to discontinue payment of our quarterly 
cash dividends. The failure to repurchase stock, and any failure to pay dividends may negatively impact our reputation and 
investor confidence in us, and may negatively affect our stock price. 

We have borrowed on occasion to finance some of our activities. In March 2020, we borrowed $800 million from our 
revolving credit facility to add to our cash balances in order to provide enhanced financial flexibility due to uncertain market 
conditions arising from the impact of the COVID-19 pandemic. If our access to capital is restricted or our borrowing costs 
increase, our operations and financial condition could be adversely impacted. In addition, if we do not properly allocate our 
capital to maximize returns, our operations, cash flows, and returns to stockholders could be adversely affected. 

ITEM 1B. UNRESOLVED STAFF COMMENTS 

Not applicable. 

ITEM 2. PROPERTIES 

At February 1, 2020, we operated a total of 1,805 stores, of which 1,546 were Ross stores in 39 states, the District of 
Columbia, and Guam, and 259 were dd’s DISCOUNTS stores in 19 states. All stores are leased, with the exception of two 
locations which we own. 

During fiscal 2019, we opened 74 new Ross stores and closed eight existing stores. The average approximate Ross store 
size is 28,000 square feet. 

During fiscal 2019, we opened 24 new dd’s DISCOUNTS stores, closed one existing store, and temporarily closed one store 
impacted by a weather event. The average approximate dd’s DISCOUNTS store size is 23,000 square feet. 

During fiscal 2019, no one store accounted for more than 1% of our sales. 

We carry fire, flood, wind, and earthquake insurance to help mitigate the risk of financial loss that may result from such 
events. 

Our real estate strategy in 2020 is to primarily open stores in states where we currently operate, to increase our market 
penetration and leverage overhead and advertising expenses as a percentage of sales in each market. We also expect to 
continue our store expansion in newer markets in 2020. Important considerations in evaluating a new store location in both 
newer and more established markets are the availability and quality of potential sites, demographic characteristics, 
competition, and population density of the local trade area. In addition, we continue to consider opportunistic real estate 
acquisitions. 

22 

  
  
  
 
  
 
 
  
  
  
  
  
  
 
 
The following table summarizes the locations of our stores by state/territory as of February 1, 2020 and February 2, 2019. 

State/Territory 
Alabama 
Arizona 
Arkansas 
California 
Colorado 
Delaware 
District of Columbia 
Florida 
Georgia 
Guam 
Hawaii 
Idaho 
Illinois 
Indiana 
Iowa 
Kansas 
Kentucky 
Louisiana 
Maryland 
Mississippi 
Missouri 
Montana 
Nebraska 
Nevada 
New Jersey 
New Mexico 
North Carolina 
North Dakota 
Ohio 
Oklahoma 
Oregon 
Pennsylvania 
South Carolina 
South Dakota 
Tennessee 
Texas 
Utah 
Virginia 
Washington 
Wisconsin 
Wyoming 

Total 

February 1, 2020    
24      
82      
9      
417      
38      
3      
2      
221      
64      
2      
22      
12      
83      
20      
6      
12      
15      
19      
26      
9      
27      
6      
5      
39      
14      
18      
48      
3      
5      
27      
31      
50      
27      
2      
36      
255      
22      
40      
42      
19      
3      

February 2, 2019  
24  
80  
8  
400  
37  
3  
2  
205  
61  
2  
22  
12  
79  
15  
6  
12  
11  
18  
25  
9  
26  
6  
1  
39  
14  
15  
47  
2  
—  
26  
31  
48  
27  
2  
34  
244  
21  
39  
43  
18  
3  

1,805      

1,717  

Where possible, we obtain sites in buildings requiring minimal alterations, allowing us to establish stores in new locations in 
a relatively short period of time at reasonable costs in a given market. At February 1, 2020, the majority of our stores had 
unexpired original lease terms ranging from three to ten years, with three to four renewal options of five years each. The 
average unexpired original lease term of our leased stores is approximately six years, or approximately 20 years if renewal 
options are included. See Note E of Notes to Consolidated Financial Statements. 

See additional discussion under “Stores” in Item 1. 

23 

  
  
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
  
 
  
  
 
 
 
 
The following table summarizes the location and approximate sizes of our distribution centers, warehouses, and office 
locations as of February 1, 2020. Square footage information for the distribution centers and warehouses represents total 
ground floor area of the facility. Square footage information for office space represents total space owned and leased. See 
additional discussion in Management’s Discussion and Analysis. 

Location 

Approximate Square Footage   

Own/Lease 

Distribution centers/Warehouses 
Moreno Valley, California 
Moreno Valley, California1 
Moreno Valley, California1 
Perris, California 
Perris, California 
Riverside, California 
Shafter, California 
Shafter, California 
Shafter, California1 
Carlisle, Pennsylvania 
Carlisle, Pennsylvania 
Carlisle, Pennsylvania 
Fort Mill, South Carolina 
Fort Mill, South Carolina 
Fort Mill, South Carolina 
Fort Mill, South Carolina 
Fort Mill, South Carolina1 
Rock Hill, South Carolina 
Rock Hill, South Carolina 
Brookshire, Texas2 

Office space 

Dublin, California 
Los Angeles, California 
Boston, Massachusetts 
New York City, New York 

1,300,000  
740,000  
1,110,000  
1,300,000  
699,000  
449,000  
1,700,000  
1,003,000  
350,000  
465,000  
239,000  
246,000  
1,200,000  
428,000  
423,000  
255,000  
160,000  
1,200,000  
431,000  
1,850,000  

414,000  
103,000  
5,000  
572,000  

Own 
Lease 
Lease 
Own 
Own 
Own 
Own 
Lease 
Lease 
Own 
Lease 
Lease 
Own 
Own 
Own 
Lease 
Lease 
Own 
Lease 
Own 

Own 
Lease 
Lease 
Own 

1 Operated by a third party. 
2 We are currently in the process of completing the construction of this distribution center with an estimated occupancy of 

2021. 

See additional discussion under “Distribution” in Item 1. 

ITEM 3. LEGAL PROCEEDINGS 

Like many retailers, we have been named in class/representative action lawsuits, primarily in California, alleging violation of 
wage and hour laws and consumer protection laws. Class/representative action litigation remains pending as of February 1, 
2020 

We are also party to various other legal and regulatory proceedings arising in the normal course of business. Actions filed 
against us may include commercial, product and product safety, consumer, intellectual property, environmental, and labor 
and employment-related claims, including lawsuits in which private plaintiffs or governmental agencies allege that we 
violated federal, state, and/or local laws. Actions against us are in various procedural stages. Many of these proceedings 
raise factual and legal issues and are subject to uncertainties. 

We believe that the resolution of our pending class/representative action litigation and other currently pending legal and 
regulatory proceedings will not have a material adverse effect on our financial condition, results of operations, or cash flows. 

ITEM 4. MINE SAFETY DISCLOSURES 

Not applicable.0 

24 

  
  
 
      
  
  
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
    
 
  
      
  
  
 
      
  
  
 
    
 
    
 
    
 
    
 
  
  
  
 
  
  
  
  
 
Executive Officers of the Registrant 

The following sets forth the names and ages of our executive officers, indicating each person’s principal occupation or 
employment during at least the past five years. The term of office is at the discretion of our Board of Directors. 

Name 

     Age 

    Position 

Michael Balmuth 
Barbara Rentler 
Michael J. Hartshorn 
Michael Kobayashi 
Brian Morrow 
Travis Marquette 

69 
62 
52 
55 
60 
48 

    Chairman of the Board and Senior Advisor 
    Chief Executive Officer 
    Group President and Chief Operating Officer 
    President, Operations and Technology 
    President and Chief Merchandising Officer, dd’s DISCOUNTS 
    Group Senior Vice President and Chief Financial Officer 

Mr. Balmuth has served as Chairman of the Board and Senior Advisor since November 2019. From 2014 to November 2019, 
Mr. Balmuth was Executive Chairman of the Board of Directors and from 1996 to 2014, he was Vice Chairman of the Board 
of Directors and Chief Executive Officer. He also served as President from 2005 to 2009. Previously, Mr. Balmuth was 
Executive Vice President, Merchandising from 1993 to 1996 and Senior Vice President and General Merchandise Manager 
from 1989 to 1993. Before joining Ross, he was Senior Vice President and General Merchandising Manager at Bon Marché 
in Seattle from 1988 to 1989 and Executive Vice President and General Merchandising Manager for Karen Austin Petites 
from 1986 to 1988. 

Ms. Rentler has served as Chief Executive Officer and a member of the Board of Directors since 2014. From 2009 to 2014, 
she was President and Chief Merchandising Officer, Ross Dress for Less and Executive Vice President, Merchandising, from 
2006 to 2009. She also served at dd’s DISCOUNTS as Executive Vice President and Chief Merchandising Officer from 2005 
to 2006, and Senior Vice President and Chief Merchandising Officer from 2004 to 2005. Prior to that, she held various 
merchandising positions since joining the Company in 1986. 

Mr. Hartshorn has served as Group President and Chief Operating Officer since August 2019. Previously, he was Group 
Executive Vice President, Finance and Legal, Chief Financial Officer in 2019; Executive Vice President, Chief Financial 
Officer from 2018 to 2019; Group Senior Vice President, Chief Financial Officer from 2015 to 2018; Senior Vice President 
and Chief Financial Officer from 2014 to 2015; and Senior Vice President and Deputy Chief Financial Officer from 2012 to 
2014. He was also Group Vice President, Finance and Treasurer from 2011 to 2012, and Vice President, Finance and 
Treasurer from 2006 to 2011. From 2002 to 2006, he held a number of management roles in the Ross IT and supply chain 
organizations. He initially joined the Company in 2000 as Director and Assistant Controller. For seven years prior to joining 
Ross, Mr. Hartshorn held various financial roles at The May Department Stores Company. 

Mr. Kobayashi has served as President, Operations and Technology since August 2019. Prior to that, he served as Group 
Executive Vice President, Supply Chain, Merchant Operations, and Technology since 2014. Previously, he was Executive 
Vice President, Supply Chain, Allocation, and Chief Information Officer from 2010 to 2014; Group Senior Vice President, 
Supply Chain and Chief Information Officer from 2008 to 2010; and Senior Vice President and Chief Information Officer from 
2004 to 2008. Before joining Ross in 2004, Mr. Kobayashi was a Partner with Accenture in their Retail and Consumer Goods 
practice where he spent 18 years in a variety of management consulting roles. 

Mr. Morrow has served as President and Chief Merchandising Officer, dd’s DISCOUNTS since December 2015. Prior to 
joining Ross, Mr. Morrow served as President, Chief Merchandising Officer of Stein Mart from 2014 to 2015 and Executive 
Vice President and Chief Merchandising Officer from 2010 to 2014. From 2008 to 2009, he served as Executive Vice 
President, General Merchandise Manager at Macy’s West. He also held roles as Senior Vice President, General 
Merchandise Manager at Mervyn’s in 2008 and Macy’s North/Marshall Field’s from 2006 to 2008. For approximately 20 
years prior to this, Mr. Morrow held various merchandising roles at The May Department Stores Company. 

Mr. Marquette has served as Group Senior Vice President and Chief Financial Officer since August 2019.  Prior to that, he 
was Group Senior Vice President and Deputy Chief Financial Officer from 2018 to 2019, and Senior Vice President, Finance 
from 2017 to 2018.  He was also Senior Vice President, Store Operations from 2015 to 2017, Group Vice President, Store 
Operations from 2013 to 2015, and Vice President, Store Operations Finance from 2009 to 2013. Prior to joining Ross in 
2008 as Director, Strategic Planning, Mr. Marquette held various consulting and management roles over a 12-year period 
with Bain & Company, Carter’s Inc., and PricewaterhouseCoopers. 

25 

  
  
    
    
    
    
    
    
  
  
  
  
  
  
  
  
  
 
 
PART II 

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS 
AND ISSUER PURCHASES OF EQUITY SECURITIES 

General information. See the information set forth under the caption "Quarterly Financial Data (Unaudited)" under Note K of 
Notes to Consolidated Financial Statements in Item 8 of this Annual Report on Form 10-K, which is incorporated herein by 
reference. Our stock is traded on The NASDAQ Global Select Market® under the symbol ROST. There were 977 
stockholders of record as of March 9, 2020 and the closing stock price on that date was $94.81 per share. 

Cash dividends. On March 3, 2020, our Board of Directors declared a quarterly cash dividend of $0.285 per common share, 
payable on March 31, 2020. Our Board of Directors declared cash dividends of $0.255 per common share in March, May, 
August, and November 2019, cash dividends of $0.225 per common share in March, May, August, and November 2018, and 
cash dividends of $0.160 per common share in February, May, August, and November 2017. 

Issuer purchases of equity securities. Information regarding shares of common stock we repurchased during the fourth 
quarter of fiscal 2019 is as follows: 

Maximum
number (or
approximate
dollar value) 
of shares (or
units) that 
may yet be
purchased
under the 
plans or 
programs

($000)  

Total number
of shares
(or units)
purchased as
part of publicly
announced
plans or
programs    

Total number
of shares
(or units)
purchased¹    

Average price
paid per share 

(or unit)    

684,197    

$112.94    

684,197    

$1,506,818  

1,103,752    

$115.01    

1,103,752    

$1,379,870  

926,215    

$117.27    

892,826    

$1,275,000 

2,714,164    

$115.26    

2,680,775    

$1,275,000  

Period 
November 
(11/03/2019 - 11/30/2019) 
December 
(12/01/2019 - 01/04/2020) 
January 
(01/05/2020 - 02/01/2020) 

Total 

1  We acquired 33,389 shares of treasury stock during the quarter ended February 1, 2020. Treasury stock includes shares acquired from employees for tax 
withholding purposes related to vesting of restricted stock grants. All remaining shares were repurchased under our publicly announced stock repurchase 
program. 

In March 2019, our Board of Directors approved a two-year $2.55 billion stock repurchase program through fiscal 2020. Due 
to the current economic uncertainty stemming from the COVID-19 pandemic, we have temporarily suspended our stock 
repurchase program as of March 2020, and plan to continue to monitor the situation based on business conditions and 
regard for our financial liquidity needs. 

See Note H of Notes to Consolidated Financial Statements for equity compensation plan information. The information under 
Item 12 of this Annual Report on Form 10-K under the caption “Equity compensation plan information” is incorporated herein 
by reference. 

26 

  
  
  
  
  
  
    
      
      
      
  
  
    
      
      
      
  
  
    
      
      
      
  
  
  
  
  
  
 
 
Stockholder Return Performance Graph 

The following information in this Item 5 shall not be deemed filed for purposes of Section 18 of the Securities Act of 1934, nor 
shall it be deemed incorporated by reference in any filing under the Securities Act of 1933. 

The graph below compares total stockholder returns over the last five years for our common stock to the Standard & Poor’s 
500 Index (“S&P Index”) and the Dow Jones Apparel Retailers Index. 

We use the Dow Jones Apparel Retailers Index in our performance graph because we believe the retail companies 
comprising that index are aligned with the segment of the retail industry in which we operate, and it provides a relevant 
comparison against which to measure our stock performance. 

The cumulative total return listed below assumed an initial investment of $100 and reinvestment of dividends at each fiscal 
year-end, and measures the performance of this investment as of the last trading day in the month of January for each of the 
following five years. These measurement dates are based on the historical month-end data available and vary slightly from 
our actual fiscal year-end date for each period. Data with respect to returns for the S&P Index and the Dow Jones Apparel 
Retailers Index is not readily available for periods shorter than one month. The graph is a historical representation of past 
performance only and is not necessarily indicative of future performance. 

COMPARISON OF 5 YEAR CUMULATIVE TOTAL RETURN 

Among Ross Stores, Inc., the S&P 500 Index, and Dow Jones Apparel Retailers 

Company/Index 

Ross Stores, Inc. 

S&P 500 Index 

Dow Jones Apparel Retailers 

Base
Period
2015

100   

100  

100  

Indexed Returns for Years Ended 

2016  

124  

99  

99  

2017    

2018    

2019  

2020

145    

119    

97    

177    

151    

111    

208  

147  

120  

257  

179  

134  

27 

  
  
ITEM 6. SELECTED FINANCIAL DATA 

The following selected financial data is derived from our consolidated financial statements. The data set forth below should 
be read in conjunction with “Management’s Discussion and Analysis of Financial Condition and Results of Operations,” the 
section “Forward-Looking Statements” in this Annual Report on Form 10-K and our consolidated financial statements and 
notes thereto. 

($000, except per share data) 

2019     

2018     

20171    

2016     

2015   

Operations 
Sales 
Cost of goods sold 

Percent of sales 

Selling, general and administrative    

Percent of sales 

Interest (income) expense, net 
Earnings before taxes 
Percent of sales 

Provision for taxes on earnings 
Net earnings 

Percent of sales 

Basic earnings per share² 
Diluted earnings per share² 

Cash dividends declared  
per common share² 

$  16,039,073   $ 
11,536,187     
71.9%    
2,356,704     
14.7%    
(18,106)   
2,164,288     
13.5%    
503,360     
1,660,928   $ 
10.4%    
4.635  $ 
4.605  $ 

$ 
$ 

$ 

14,983,541   $  14,134,732   $  12,866,757   $  11,939,999   
8,576,873   
10,726,277     
71.8%  
71.6% 
1,738,755   
2,216,550 
14.6%  
14.8% 
12,612   
(10,162)    
1,611,759   
2,050,876     
13.5%  
13.7% 
591,098   
463,419 
1,020,661   
1,587,457  $ 
8.5%  
10.6% 
2.53   
2.51   

10,042,638     
71.0% 
2,043,698     
14.5% 
7,676     
2,040,720     
14.4% 
677,967     
1,362,753   $ 
9.6% 
3.583  $ 
3.553  $ 

9,173,705     
71.3% 
1,890,408     
14.7% 
16,488     
1,786,156     
13.9% 
668,502     
1,117,654   $ 
8.7% 
2.85   $ 
2.83   $ 

4.304  $ 
4.264  $ 

$ 

1.02   $ 

0.90   $ 

0.64   $ 

0.54   $ 

0.47   

¹  Fiscal 2017 was a 53-week year; all other fiscal years presented were 52 weeks. 
²  All per share amounts have been adjusted for the two-for-one stock split effective June 11, 2015. 
3 Includes a per share benefit of approximately $0.21 from tax reform legislation enacted in December 2017 and $0.10 from the 53rd week. 
4 Includes a per share benefit of approximately $0.70 from tax reform legislation enacted in December 2017 and $0.07 from the favorable resolution 

of a tax matter. 

5 Includes a per share benefit of approximately $0.02 primarily related to the favorable resolution of a tax matter. 

28 

  
  
  
  
    
        
       
       
       
  
    
        
       
       
       
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
    
        
       
       
       
  
  
  
  
  
  
  
  
 
 
Selected Financial Data 

($000, except per share data) 

2019  

2018     

20171    

2016     

2015  

Financial Position 
Cash and cash equivalents 
Merchandise inventory 
Property and equipment, net 
Total assets 
Return on average assets 
Working capital 
Current ratio 
Long-term debt 
Long-term debt as a percent of total 

capitalization 

Stockholders’ equity 
Return on average  
   stockholders’ equity 
Book value per common share   
   outstanding at year-end3 

Operating Statistics 
Number of stores opened 
Number of stores closed 
Number of stores at year-end 
Comparable store sales increase5  
   (52-week basis) 
Sales per average square foot of  
   selling space (52-week basis) 
Square feet of selling space at  
   year-end (000) 
Number of employees at year-end 
Number of common stockholders of  
   record at year-end 

  $  1,351,205  
     1,832,339  
     2,653,4362 
     9,348,3672 
22%2 
730,8942 
1.3:12 
312,891  

  $  1,412,912     $  1,290,294     $  1,111,599     $  761,602  
     1,750,442        1,641,735        1,512,886        1,419,104  
     2,475,201        2,382,464        2,328,048        2,342,906  
     6,073,691        5,722,051        5,309,351        4,869,119  
21% 
769,348 
1.5:1 
396,025 

22% 
     1,060,543 
1.6:1 
396,493 

25% 
     1,224,755 
1.6:1 
396,967 

27% 
     1,394,535 
1.7:1 
312,440 

9% 
     3,359,249  

9% 
     3,305,746 

12% 
     3,049,308 

13% 
     2,748,017 

14% 
     2,471,991 

50% 

50% 

47% 

43% 

43% 

  $ 

9.42  

  $ 

8.98 

  $ 

8.03 

  $ 

7.01 

  $ 

6.14 

98  
104 
1,805  

3% 

99 
4 
1,717 

96 
7 
1,622 

93 
6 
1,533 

90 
6 
1,446 

4% 

4% 

4% 

4% 

  $ 

432  

  $ 

422     $ 

409     $ 

395     $ 

383  

37,900  
92,500  

36,300       
88,100       

34,700       
82,700       

33,300       
78,600       

31,900  
77,800  

976  

902       

880       

848       

842  

¹  Fiscal 2017 was a 53-week year; all other fiscal years presented were 52 weeks. 
2  Fiscal 2019 reflects the impact of adoption of ASU 2016-02, Leases (Accounting Standards Codification "ASC" 842) on a modified retrospective 

basis; all other fiscal years presented were not restated. 

3  All per share amounts have been adjusted for the two-for-one stock split effective June 11, 2015. 
4  Includes the temporary closure of a store impacted by a weather event. 
5  Comparable stores are stores open for more than 14 complete months. 

29 

  
  
  
  
      
  
      
         
         
         
  
      
  
      
         
         
         
  
    
    
    
    
    
    
    
  
  
  
  
  
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
  
      
  
      
 
      
 
      
 
      
 
      
  
      
 
      
 
      
 
      
 
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
  
  
  
  
  
  
  
  
 
 
ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND 
RESULTS OF OPERATIONS 

Overview 

Ross Stores, Inc. operates two brands of off-price retail apparel and home fashion stores—Ross Dress for Less® (“Ross”) 
and dd’s DISCOUNTS®. Ross is the largest off-price apparel and home fashion chain in the United States with 1,546 
locations in 39 states, the District of Columbia, and Guam, as of February 1, 2020. Ross offers first-quality, in-season, 
name brand and designer apparel, accessories, footwear, and home fashions for the entire family at savings of 20% to 
60% off department and specialty store regular prices every day. We also operate 259 dd’s DISCOUNTS stores in 19 
states as of February 1, 2020 that feature a more moderately-priced assortment of first-quality, in-season, name brand 
apparel, accessories, footwear, and home fashions for the entire family at savings of 20% to 70% off moderate department 
and discount store regular prices every day. 

Our primary objective is to pursue and refine our existing off-price strategies to maintain and improve both profitability and 
financial returns over the long term. In establishing appropriate growth targets for our business, we closely monitor market 
share trends for the off-price industry and believe our share gains over the past few years were driven mainly by continued 
focus on value by consumers. Our sales and earnings gains in 2019 continued to benefit from efficient execution of our off-
price model throughout all areas of our business. Our merchandise and operational strategies are designed to take 
advantage of the expanding market share of the off-price industry as well as the ongoing customer demand for name 
brand fashions for the family and home at compelling discounts every day. 

We refer to our fiscal years ended February 1, 2020, February 2, 2019, and February 3, 2018 as fiscal 2019, fiscal 2018, 
and fiscal 2017, respectively. Fiscal 2017 was a 53-week year.  Fiscal 2019 and 2018 were each 52-week years. 

Current Material Development – the COVID-19 Pandemic is Disrupting Our Business 

The United States and other countries are experiencing a major global health pandemic related to the outbreak of a novel 
strain of coronavirus, COVID-19. Governmental authorities in affected regions are taking increasingly dramatic action in an 
effort to slow down the spread of the disease. As part of a growing number of retailers across the country, we have 
temporarily closed all store locations effective March 20, 2020 through April 3, 2020. We have closed our buying and 
corporate offices, and our distribution centers, for the same period, and we have instituted “work from home” measures 
for many of our associates. We are monitoring the situation and will reopen stores as conditions permit; however, extended 
or further closures may be required nationally, regionally, or in specific locations. Given the unprecedented uncertainty of 
this situation, including the unknown duration and severity of the pandemic and the unknown overall impact on consumer 
demand, we are unable to forecast the full impact on our business; however, we now expect that impacts from the COVID-19 
pandemic and the related economic disruption will have a material adverse impact on our consolidated results of operations, 
consolidated financial position, and consolidated cash flows in fiscal 2020.  

To preserve our financial liquidity, and out of an abundance of caution, we are temporarily suspending our stock repurchase 
program, and in mid-March 2020 we borrowed $800 million from our revolving credit facility, which bears interest at LIBOR 
plus 0.75% (currently 1.61%), to add to our cash balances. In addition, we are reducing our expense, inventory receipts, and 
capital expenditure plans. 

30 

  
  
  
  
 
 
  
 
 
Results of Operations 

The following table summarizes the financial results for fiscal 2019, 2018, and 2017: 

Sales 

Sales (millions) 
Sales growth 
Comparable store sales growth (52-week basis) 

Costs and expenses (as a percent of sales) 

Cost of goods sold 
Selling, general and administrative 
Interest (income) expense, net 

Earnings before taxes (as a percent of sales) 

Net earnings (as a percent of sales) 

2019     

2018     

2017  

  $ 

16,039     $ 
7.0% 
3% 

14,984     $ 
6.0% 
4% 

14,135  
9.9% 
4% 

71.9% 
14.7% 
(0.1%)      

71.6% 
14.8% 
(0.1%)      

13.5% 

10.4% 

13.7% 

10.6% 

71.0% 
14.5% 
0.1% 

14.4% 

9.6% 

Stores. Total stores open at the end of fiscal 2019, 2018, and 2017 were 1,805, 1,717, and 1,622, respectively. The 
number of stores at the end of fiscal 2019, 2018, and 2017 increased by 5%, 6%, and 6% from the respective prior years. 
Our expansion strategy is to open additional stores based on market penetration, local demographic characteristics, 
competition, expected store profitability, and the ability to leverage overhead expenses. We continually evaluate 
opportunistic real estate acquisitions and opportunities for potential new store locations. We also evaluate our current store 
locations and determine store closures based on similar criteria. 

Store Count 

Beginning of the period 

Opened in the period 

Closed in the period 

End of the period 

Selling square footage at the end of the period (000) 

 1 Includes the temporary closure of a store impacted by a weather event. 

2019    

1,717      

98      

(10) 1   

2018    

1,622      

99      

(4)     

1,805      

1,717      

37,900      

36,300      

2017  

1,533  

96  

(7) 

1,622  

34,700  

31 

 
 
  
  
      
         
         
  
    
    
    
    
    
    
  
      
         
         
  
      
         
         
  
    
    
    
    
    
    
    
  
      
         
         
  
    
    
    
  
      
         
         
  
    
    
    
  
 
  
  
    
    
    
    
    
  
  
  
    
  
 
 
 
Sales. Sales for fiscal 2019 increased $1.1 billion, or 7.0%, compared to the prior year due to the opening of 88 net new 
stores during 2019 and a 3% increase in comparable store sales (defined as stores that have been open for more than 14 
complete months). Sales for fiscal 2018 increased $0.8 billion, or 6.0%, compared to the prior year due to the opening of 95 
net new stores during 2018 and a 4% increase in sales from comparable stores. 

Our sales mix is shown below for fiscal 2019, 2018, and 2017: 

Ladies 

Home Accents and Bed and Bath 

Men’s 

Accessories, Lingerie, Fine Jewelry, and Fragrances 

Shoes 

Children’s 

Total 

2019  

26%     

25%     

14%     

13%     

13%     

9%     

2018  

26%     

26%     

14%     

13%     

13%     

8%     

2017

27% 

26% 

13% 

13% 

13% 

8% 

100%     

100%     

100% 

We intend to address the competitive climate for off-price apparel and home goods by pursuing and refining our existing 
strategies and by continuing to strengthen our merchant organization, diversify our merchandise mix, and more fully develop 
our systems to improve our merchandise offerings. Although our strategies and store expansion program contributed to 
sales gains in fiscal 2019, 2018, and 2017, we cannot be sure that they will result in a continuation of sales growth or in an 
increase in net earnings. 

As part of a growing number of retailers across the country, we have temporarily closed all store locations effective March 
20, 2020 through April 3, 2020, in response to the COVID-19 pandemic. We have closed our buying and corporate offices, 
and our distribution centers, for the same period, and we have instituted “work from home” measures for many of our 
associates. Given the  unprecedented uncertainty of this situation, including the unknown duration and severity of the 
pandemic, which may require extended and further store closures nationally, regionally, or in specific locations, and the 
unknown overall impact on consumer demand, we are unable to forecast the full impact on our business; however, we now 
expect that impacts from the COVID-19 pandemic and the related economic disruption will have a material adverse impact 
on our consolidated results of operations, consolidated financial position, and consolidated cash flows in fiscal 2020. 

Cost of goods sold. Cost of goods sold in fiscal 2019 increased $809.9 million compared to the prior year mainly due to 
increased sales from the opening of 88 net new stores during the year and a 3% increase in sales from comparable stores. 

Cost of goods sold as a percentage of sales for fiscal 2019 increased approximately 35 basis points from the prior year 
primarily due to a 35 basis point increase in distribution expenses and a 15 basis point increase in freight costs. These 
increases were partially offset by a 10 basis point improvement in merchandise gross margin and a five basis point reduction 
in buying costs. 

Cost of goods sold in fiscal 2018 increased $683.6 million compared to the prior year mainly due to increased sales from the 
opening of 95 net new stores during the year and a 4% increase in sales from comparable stores. 

Cost of goods sold as a percentage of sales for fiscal 2018 increased approximately 55 basis points from the prior year 
primarily due to a 40 basis point increase in freight costs, a 15 basis point increase in distribution expenses, higher buying 
costs of 10 basis points, and higher occupancy costs of five basis points. These increases were partially offset by an 
increase of 15 basis points in merchandise gross margin. 

We cannot be sure that the gross profit margins realized in fiscal 2019, 2018, and 2017 will continue in future years. 

Selling, general and administrative expenses. For fiscal 2019, selling, general and administrative expenses (“SG&A”) 
increased $140.2 million compared to the prior year, mainly due to increased store operating costs reflecting the opening of 
88 net new stores during the year. SG&A as a percentage of sales for fiscal 2019 decreased by approximately 10 basis 
points compared to the prior year primarily due to leverage on higher sales. 

For fiscal 2018, SG&A increased $172.9 million compared to the prior year, mainly due to increased store operating costs 
reflecting the opening of 95 net new stores during the year. SG&A as a percentage of sales for fiscal 2018 increased by 
approximately 30 basis points compared to the prior year primarily due to higher wages. 

32 

  
 
  
  
    
    
    
    
    
    
    
  
  
 
  
  
  
  
  
  
Interest (income) expense, net. In fiscal 2019, net interest income improved by $7.9 million compared to 2018 primarily 
due to lower interest expense on long-term debt due to the repayment of the Series A 6.38% unsecured Senior Notes in 
December 2018 and higher capitalized interest primarily related to the construction of our Brookshire, Texas distribution 
center. In fiscal 2018, net interest income improved by $17.8 million compared to 2017 primarily due to an increase in 
interest income and higher capitalized interest on information systems projects. The table below shows the components of 
interest expense and income for fiscal 2019, 2018, and 2017: 

($000) 

2019    

2018    

2017  

Interest expense on long-term debt 

  $ 

13,139    $ 

17,900     $ 

18,578   

Other interest expense 

Capitalized interest 

Interest income 

968      

(4,367)     

1,004       

(2,497 )     

979   

(710 ) 

(27,846)     

(26,569 )     

(11,171 ) 

Interest (income) expense, net 

  $ 

(18,106)   $ 

(10,162 )   $ 

7,676   

Taxes on earnings. Our effective tax rates for fiscal 2019, 2018, and 2017 were approximately 23%, 23% and 33%, 
respectively. The effective tax rate represents the applicable combined federal and state statutory rates reduced by the 
federal benefit of state taxes deductible on federal returns. The effective rate is impacted by changes in tax law and 
accounting guidance, location of new stores, level of earnings, tax effects associated with share-based compensation, and 
the resolution of tax positions with various tax authorities. We anticipate that our effective tax rate for fiscal 2020 will be 
approximately 24%. 

In November 2019, we resolved uncertain tax positions with a state tax authority. As a result, we recognized a tax benefit of 
approximately $10.0 million in the Consolidated Statement of Earnings. In fiscal 2018, we resolved uncertain federal tax 
positions related to fiscal 2015 with the Internal Revenue Service. As a result, we recognized a tax benefit of approximately 
$26.0 million in the Consolidated Statement of Earnings. 

In fiscal 2017, the Tax Cuts and Jobs Act (the “Tax Act” or "tax reform") was signed into law. The Tax Act made significant 
changes to U.S. corporate taxation including reducing the U.S. federal corporate income tax rate from 35% to 21% effective 
January 1, 2018, the last month of fiscal 2017. U.S. GAAP requires that the impact of tax legislation be recognized in the 
period in which the law was enacted. We applied a U.S. federal income tax rate of 21% for fiscal 2018 and a blended U.S. 
federal income tax rate of approximately 34% for fiscal 2017. This reduced tax rate resulted in a benefit of $24.9 million in 
fiscal 2017. We recorded an additional tax benefit of $55.2 million due to the remeasurement of our deferred tax assets and 
liabilities in fiscal 2017. 

Net earnings. Net earnings as a percentage of sales for fiscal 2019 were lower than in fiscal 2018, primarily due to higher 
cost of goods sold, partially offset by lower SG&A expenses and higher interest income. Net earnings as a percentage of 
sales for fiscal 2018 were higher compared to fiscal 2017, primarily due to lower taxes as a result of tax reform, and higher 
interest income, partially offset by higher cost of goods sold and higher SG&A expenses. 

Earnings per share. Diluted earnings per share in fiscal 2019 was $4.60, which included a per share benefit of 
approximately $0.02 primarily related to the favorable resolution of a tax matter, compared to $4.26 in the prior year, which 
included a per share benefit of approximately $0.07 from the favorable resolution of a tax matter. The 8% increase in diluted 
earnings per share is attributable to an increase of approximately 5% in net earnings and 3% from the reduction in weighted-
average diluted shares outstanding, largely due to the repurchase of common stock under our stock repurchase program. 

Diluted earnings per share in fiscal 2018 was $4.26, which included a per share benefit of approximately $0.70 from tax 
reform and $0.07 from the favorable resolution of a tax matter, compared to $3.55 in the prior year, which included a per 
share benefit of approximately $0.21 from tax reform and a $0.10 benefit from the 53rd week. The 20% increase in diluted 
earnings per share was attributable to an increase of approximately 16% in net earnings (which included a 14% impact from 
tax reform and a 2% impact from the favorable resolution of a tax matter) and 4% from the reduction in weighted-average 
diluted shares outstanding, largely due to the repurchase of common stock under our stock repurchase program. 

33 

  
  
  
  
  
    
    
    
  
  
  
  
  
  
  
  
 
 
 
 
Financial Condition 

Liquidity and Capital Resources 

As previously noted, the United States and other countries are experiencing the COVID-19 pandemic and related economic 
disruptions. Governmental authorities in affected regions are taking increasingly dramatic action in an effort to slow down the 
spread of the disease. As part of a growing number of retailers across the country, we have temporarily closed all store 
locations effective March 20, 2020 through April 3, 2020. We have closed our buying and corporate offices, and our 
distribution centers, for the same period, and we have instituted “work from home” measures for many of our associates. We 
are monitoring the situation and will reopen stores as conditions permit; however, extended or further closures may be 
required nationally, regionally, or in specific locations. Given the unprecedented uncertainty of this situation, including the  
unknown duration and severity of the pandemic and the overall impact on consumer demand, we are unable to forecast the 
full impact on our business; however, this represents a known area of uncertainty and we now expect that impacts from the 
COVID-19 pandemic and the related economic disruption will have a material adverse impact on our business. This 
uncertainty includes the potential need for significant additional capital resources to maintain our operations during a period 
of declining revenue from sales. We began fiscal 2020 with $1.4 billion in cash and cash equivalents. To preserve our 
financial liquidity, we are temporarily suspending our stock repurchase program, and in mid-March 2020 we borrowed $800 
million from our revolving credit facility, which bears interest at LIBOR plus 0.75% (currently 1.61%), to add to our cash 
balances. In addition, we are reducing our expense, inventory receipts, and capital expenditure plans. We plan to continue to 
monitor the rapidly developing situation and to take further action to reduce our expenses and preserve our financial 
flexibility, as necessary. 

In normal times and historically, our primary sources of funds for our business activities are cash flows from operations and 
short-term trade credit. Our primary ongoing cash requirements are for merchandise inventory purchases, payroll, operating 
and variable lease costs, taxes, and capital expenditures in connection with new and existing stores, and investments in 
distribution centers, information systems, and buying and corporate offices. We also use cash to repurchase stock under our 
stock repurchase program and to pay dividends, and we may use cash for the repayment of debt as it becomes due. Due to 
the COVID-19 pandemic and related economic disruptions, and with the temporary closure of all store locations effective 
March 20, 2020 through April 3, 2020, (and with extended or further closures possibly necessary), we anticipate that we will 
be required to rely far more heavily on our cash reserves and lines of credit, and we expect to carefully monitor and manage 
our cash position in light of ongoing conditions and levels of operations. 

20171 

1,681.3  

(354.8) 

($ millions) 

2019    

2018      

Cash provided by operating activities 

  $ 

2,171.5    $ 

2,066.7     $ 

Cash used in investing activities 

Cash used in financing activities 

(555.0)     

(410.4 )     

(1,683.2)   $ 

(1,531.5 )     

(1,149.4) 

Net (decrease) increase in cash, cash equivalents, and restricted 

cash and cash equivalents 

  $ 

(66.7)   $ 

124.8     $ 

177.1  

1  As the result of the adoption of ASU 2016-18, Statement of Cash Flow (Topic 230): Restricted Cash, in fiscal 2018, the prior year amounts were 

retrospectively adjusted. See Note A in Notes to Consolidated Financial Statements. 

Operating Activities 

Net cash provided by operating activities was $2,171.5 million, $2,066.7 million, and $1,681.3 million in fiscal 2019, 2018, 
and 2017, respectively, and was primarily driven by net earnings excluding non-cash expenses for depreciation and 
amortization and for deferred taxes. Our primary source of operating cash flow is the sale of our merchandise inventory. We 
regularly review the age and condition of our merchandise and are able to maintain current merchandise inventory in our 
stores through replenishment processes and liquidation of slower-moving merchandise through clearance markdowns. 

The increase in cash flow from operating activities in 2019 compared to fiscal 2018 was primarily driven by higher earnings 
and the timing of merchandise receipts and related payments versus last year. The timing of merchandise receipts and 
related payments versus last year resulted in accounts payable leverage (defined as accounts payable divided by 
merchandise inventory) of 71%, 67%, and 65% as of February 1, 2020, February 2, 2019, and February 3, 2018, 
respectively. 

34 

 
  
 
 
  
    
    
  
 
  
  
  
  
The increase in cash flow from operating activities in fiscal 2018 compared to fiscal 2017 was primarily driven by higher 
earnings, the timing of merchandise receipts and related payments versus last year, and lower income tax payments. 

As a regular part of our business, packaway inventory levels will vary over time based on availability of compelling 
merchandise purchase opportunities in the marketplace. Packaway merchandise is purchased with the intent that it will be 
stored in our warehouses until a later date. The timing of the release of packaway inventory to our stores is principally driven 
by the product mix and seasonality of the merchandise, and its relation to our store merchandise assortment plans. As such, 
the aging of packaway varies by merchandise category and seasonality of purchase, but in normal times and historically, 
packaway remains in storage less than six months. We expect to continue to take advantage of packaway inventory 
opportunities to maximize our ability to deliver bargains to our customers. 

Changes in packaway inventory levels impact our operating cash flow. At the end of fiscal 2019, packaway inventory was 
46% of total inventory compared to 46% and 49% at the end of fiscal 2018 and 2017, respectively. 

Investing Activities 

Net cash used in investing activities was $555.0 million, $410.4 million, and $354.8 million in fiscal 2019, 2018, and 2017, 
respectively. The increase in cash used for investing activities in fiscal 2019 compared to fiscal 2018 and fiscal 2017 was 
primarily due to an increase in our capital expenditures. 

In fiscal 2019, 2018, and 2017, our capital expenditures were $555.5 million, $413.9 million, and $371.4 million, respectively. 
Our capital expenditures include costs to build, expand, and improve distribution centers, open new stores and improve 
existing stores, and for various other expenditures related to our information technology systems, buying, and corporate 
offices. The increase in capital expenditures in fiscal 2019 compared to fiscal 2018 was primarily due to investments in our 
distribution centers, and information technology infrastructure investments for our stores, buying, corporate offices, and 
transportation. The increase in capital expenditures in fiscal 2018 compared to fiscal 2017 was primarily due to investments 
in our distribution centers, and information technology infrastructure investments for our stores, buying, corporate offices, 
and transportation. We opened 98, 99, and 96 new stores in fiscal 2019, 2018, and 2017, respectively. 

In November 2017, we entered into a sale-leaseback transaction for one of our previously owned stores and received net 
cash proceeds of $16.0 million, recognized a gain on sale of $6.3 million, and deferred the residual $7.5 million gain over the 
remaining ten-year lease term. As of February 3, 2019, the effective date of the adoption of Financial Accounting Standards 
Board issued Accounting Standards Update 2016-02, Leases (Accounting Standards Codification "ASC" 842), we wrote-off 
the remaining $6.5 million deferred gain on the sale-leaseback transaction that met the sale definition under ASC 842 to 
beginning retained earnings. 

Our capital expenditures over the last three years are set forth in the table below: 

($ millions) 

New stores 
Existing stores 
Information systems, corporate, and other 
Distribution and transportation 
Total capital expenditures 

  $ 

  $ 

2019    

137.4     $ 
125.3       
91.8       
201.0       
555.5     $ 

2018    

134.5    $ 
130.5      
84.9      
64.0      
413.9    $ 

2017  

137.1  
126.0  
66.4  
41.9  
371.4  

As previously noted, due to the COVID-19 pandemic and related economic disruptions, and to preserve our financial 
liquidity, we are reviewing and reducing our capital expenditure plans for fiscal 2020. Our capital expenditures would be to 
fund commitments related to the construction of our Brookshire, Texas distribution center, costs for fixtures and leasehold 
improvements to open planned new Ross and dd’s DISCOUNTS stores, investments in certain information technology 
systems, and for various other needed expenditures related to our stores, distribution centers, buying, and corporate offices. 
We expect to fund capital expenditures with available cash, including cash we obtained by drawing from our revolving credit 
facility, and cash flows from operations. 

35 

  
  
  
  
  
  
  
  
  
    
    
    
 
  
 
 
 
 
Financing Activities 

Net cash used in financing activities was $1,683.2 million, $1,531.5 million, and $1,149.4 million in fiscal 2019, 2018, and 
2017, respectively. During fiscal 2019, 2018, and 2017, our liquidity and capital requirements were provided by available 
cash and cash flows from operations. 

In March 2019, our Board of Directors approved a two-year $2.55 billion stock repurchase program through fiscal 2020. As of 
the end of fiscal 2019, we have $1.275 billion remaining under the stock repurchase program. Due to the current economic 
uncertainty stemming from the severe impact of the COVID-19 pandemic, we are temporarily suspending our stock 
repurchase program. 

In February 2017, our Board of Directors approved a two-year $1.75 billion stock repurchase program through fiscal 2018. In 
March 2018, our Board of Directors approved an increase in the stock repurchase authorization for fiscal 2018 by $200 
million to $1.075 billion, up from the previously available $875 million. 

We repurchased 12.3 million, 12.5 million, and 13.5 million shares of common stock for aggregate purchase prices of 
approximately $1,275 million, $1,075 million, and $875 million in fiscal 2019, 2018, and 2017, respectively. We also acquired 
0.6 million, 0.7 million, and 0.7 million shares in fiscal 2019, 2018, and 2017, respectively, of treasury stock from our 
employee stock equity compensation programs, for aggregate purchase prices of approximately $60.7 million, $54.4 million, 
and $45.4 million during fiscal 2019, 2018, and 2017, respectively. 

On March 3, 2020, our Board of Directors declared a quarterly cash dividend of $0.285 per common share, payable on 
March 31, 2020. Our Board of Directors declared cash dividends of $0.255 per common share in March, May, August, and 
November 2019, cash dividends of $0.225 per common share in March, May, August, and November 2018, and cash 
dividends of $0.160 per common share in February, May, August, and November 2017. 

During fiscal 2019, 2018, and 2017, we paid dividends of $369.8 million, $337.2 million, and $247.5 million, respectively. 

On December 13, 2018, we repaid at maturity the $85 million principal amount of the Series A 6.38% unsecured Senior 
Notes. 

Short-term trade credit normally represents a significant source of financing for our merchandise inventory. Trade credit 
arises from customary payment terms and trade practices with our vendors. We regularly review the adequacy of credit 
available to us from all sources. Due to the COVID-19 pandemic and related economic disruptions, we face uncertainty 
about the levels of trade credit we can maintain and liquidity available from sales of merchandise. As noted below, we have 
drawn from our available bank lines to add to our current cash balance. 

In July 2019, we entered into a new $800 million unsecured revolving credit facility, which replaced our previous $600 million 
unsecured revolving credit facility. This new credit facility expires in July 2024, and contains a $300 million sublimit for 
issuance of standby letters of credit. The facility also contains an option allowing us to increase the size of our revolving 
credit facility by up to an additional $300 million, with the agreement of the lenders. Interest on borrowings under this facility 
is based on LIBOR (or an alternate benchmark rate, if LIBOR is no longer available) plus an applicable margin (currently 75 
basis points) and is payable quarterly and upon maturity. The revolving credit facility may be extended, at our option, for up 
to two additional one-year periods, subject to customary conditions. As of February 1, 2020, we had no borrowings or 
standby letters of credit outstanding on this facility and our $800 million credit facility remained in place and available. 

Subsequent to year end, in March 2020, we borrowed $800 million from our revolving credit facility, which bears interest at 
LIBOR plus 0.75% (currently 1.61%), to add to our cash balances in order to provide enhanced financial flexibility due to 
uncertain market conditions arising from the impact of the COVID-19 pandemic.  

The revolving credit facility is subject to a financial leverage ratio covenant. As of February 1, 2020, we were in 
compliance with this covenant. 

The COVID-19 pandemic and related economic disruptions, including the temporary closure of all of our store locations 
effective March 20, 2020 through April 3, 2020, (and with extended or further closures possibly necessary), are creating 
significant uncertainty and challenges. We believe that existing cash balances, cash flows from operations, bank credit lines, 
and trade credit are adequate to meet our near-term operating cash needs and capital investments; further prolonged and 
extensive temporary store closures may require access to additional corporate credit markets. 

36 

  
  
  
  
  
  
  
  
  
  
 
 
  
 
 
Contractual Obligations and Off-Balance Sheet Arrangements 

The table below presents our significant contractual obligations as of February 1, 2020: 

($000) 

Recorded contractual obligations: 

 Less than

1 year        

 1 - 3
years        

 3 - 5 
years         

 After 5

years        

 Total¹    

Senior notes 

Operating leases 

  $ 

—      $ 

65,000      $ 

250,000       $ 

—      $ 

315,000    

601,607         1,178,104        

814,134         

665,649         3,259,494    

New York buying office ground lease²     

5,883        

13,226        

14,178         

947,527        

980,814    

Unrecorded contractual obligations: 

Real estate obligations3 

13,410        

49,035        

49,993         

154,400        

266,838    

Interest payment obligations 

12,682        

21,120        

16,875         

—        

50,677    

Purchase obligations4 

     2,655,629        

49,554        

3,998         

—         2,709,181    

Total contractual obligations 

  $  3,289,211      $  1,376,039      $  1,149,178       $  1,767,576      $  7,582,004    

1  We have a $66.0 million liability for unrecognized tax benefits that is included in Other long-term liabilities on our Consolidated Balance Sheets. This 

liability is excluded from the schedule above as the timing of payments cannot be reasonably estimated. 

²  Our New York buying office building is subject to a 99-year ground lease. 
3  Minimum lease payments for operating leases signed that have not yet commenced. 
4  Purchase obligations primarily consist of merchandise inventory purchase orders, commitments related to construction projects, store fixtures and 

supplies, and information technology services, transportation, and maintenance contracts. 

Other than the unrecorded contractual obligations noted above, we do not have any material off-balance sheet arrangements 
as of February 1, 2020. 

Senior notes. As of February 1, 2020, we had outstanding unsecured 3.375% Senior Notes due September 2024 with an 
aggregate principal amount of $250 million. Interest on the 2024 Notes is payable semi-annually. 

As of February 1, 2020, we also had outstanding Series B unsecured Senior Notes in the aggregate principal amount of $65 
million, held by various institutional investors. The Series B notes are due in December 2021 and bear interest at a rate of 
6.53%. Borrowings under these Senior Notes are subject to certain financial covenants, including interest coverage and 
other financial ratios. As of February 1, 2020, we were in compliance with those covenants. 

The 2024 Notes, and Series B Senior Notes are subject to prepayment penalties for early payment of principal. 

Standby letters of credit and collateral trust. We use standby letters of credit outside of our revolving credit facility in 
addition to a funded trust to collateralize our insurance obligations. As of February 1, 2020 and February 2, 2019, we had 
$4.2 million and $7.3 million, respectively, in standby letters of credit outstanding and $56.0 million and $58.3 million, 
respectively, in a collateral trust. The standby letters of credit are collateralized by restricted cash and the collateral trust 
consists of restricted cash, cash equivalents, and investments. 

Trade letters of credit. We had $11.2 million and $13.3 million in trade letters of credit outstanding at February 1, 2020 and 
February 2, 2019, respectively. 

Effects of inflation or deflation. We do not consider the effects of inflation or deflation to be material to our financial 
position and results of operations. 

Other 

Critical Accounting Policies 

The preparation of our consolidated financial statements requires our management to make estimates and assumptions that 
affect the reported amounts. These estimates and assumptions are evaluated on an ongoing basis and are based on 
historical experience and on various other factors that management believes to be reasonable. We believe the following 

37 

  
  
    
       
           
          
          
          
    
    
       
           
          
          
          
    
    
    
  
  
  
  
  
  
  
  
  
 
  
critical accounting policies describe the more significant judgments and estimates used in the preparation of our consolidated 
financial statements and are not intended to be a comprehensive list of all of our accounting policies. 

In many cases, the accounting treatment of a particular transaction is specifically dictated by Generally Accepted Accounting 
Principles (“GAAP”), with no need for management’s judgment in their application. There are also areas in which 
management’s judgment in selecting one alternative accounting principle over another would not produce a materially 
different result. See our audited consolidated financial statements and notes thereto under Item 8 in this Annual Report on 
Form 10-K, which contain descriptions of our accounting policies and other disclosures required by GAAP. 

Merchandise inventory. Our merchandise inventory is stated at the lower of cost (determined using a weighted-average 
basis) or net realizable value. We purchase inventory that can either be shipped to stores or processed as packaway 
merchandise with the intent that it will be warehoused and released to stores at a later date. The timing of the release of 
packaway inventory to our stores is principally driven by the product mix and seasonality of the merchandise, and its relation 
to the Company’s store merchandise assortment plans. As such, the aging of packaway varies by merchandise category and 
seasonality of purchase, but typically packaway remains in storage less than six months. Packaway inventory accounted for 
approximately 46%, 46%, and 49% of total inventories as of February 1, 2020, February 2, 2019, and February 3, 2018, 
respectively. Merchandise inventory includes acquisition, processing, and storage costs related to packaway inventory. 

Included in the carrying value of our merchandise inventory is a provision for shortage. The shortage reserve is based on 
historical shortage rates as evaluated through our annual physical merchandise inventory counts and cycle counts. If actual 
market conditions, markdowns, or shortage are less favorable than those projected by us, or if sales of the merchandise 
inventory are more difficult than anticipated, additional merchandise inventory write-downs may be required. 

Long-lived assets. We review our long-lived assets for a potential impairment charge when events or changes in 
circumstances indicate that the carrying amount of a long-lived asset may not be recoverable based on estimated 
undiscounted future cash flows. If analysis of the undiscounted cash flow of an asset group was less than the carrying value 
of the asset group, an impairment loss would be recognized to write the asset group down to its fair value. If our actual 
results differ materially from projected results, an impairment charge may be required in the future. For stores that are 
closed, we record an impairment charge, if appropriate, or accelerate depreciation over the revised useful life of the asset. In 
the course of performing our annual analysis, we determined that no long-lived asset impairment charge was required for 
fiscal 2019, 2018, or 2017. 

Lease accounting. As our leases generally do not provide an implicit discount rate; we use the estimated collateralized 
incremental borrowing rate based on information available at the lease commencement date in determining the present 
value of lease payments for use in the calculation of the operating lease liabilities and right-of-use assets. This rate is 
determined using a portfolio approach based on the risk-adjusted rate of interest and requires estimates and assumptions 
including credit rating, credit spread, and adjustments for the impact of collateral. We believe that this is the rate we would 
have to pay to borrow an amount equal to the lease payments on a collateralized basis over a similar lease term. Operating 
lease liabilities and corresponding right-of-use assets include options to extend lease terms that are reasonably certain of 
being exercised. We do not record a lease liability and corresponding right-of-use asset for leases with terms of 12 months 
or less, and account for lease and non-lease components as a single lease component. Our lease portfolio is comprised of 
operating leases with the lease cost recorded on a straight-line basis over the lease term. 

Prior to our adoption of Accounting Standards Codification ("ASC") 842 in the beginning of fiscal 2019, when a lease 
contained “rent holidays” or required fixed escalations of the minimum lease payments, we recorded rental expense on a 
straight-line basis over the term of the lease and the difference between the average rental amount was charged to expense 
and the amount payable under the lease was recorded as deferred rent. We began recording rent expense on the lease 
possession date. Tenant improvement allowances were amortized over the lease term. Changes in deferred rent and tenant 
improvement allowances were included as a component of operating activities in the Consolidated Statements of Cash 
Flows. See "Recently adopted accounting standards" below. 

Insurance obligations. We use a combination of insurance and self-insurance for a number of risk management activities, 
including workers’ compensation, general liability, and employee-related health care benefits. Our self-insurance and 
deductible liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. 
Should a greater amount of claims occur compared to what is estimated or the costs of medical care increase beyond what 
was anticipated, our recorded reserves may not be sufficient and additional charges could be required. 

Income taxes. We account for our uncertain tax positions in accordance with ASC 740. We are required to make 
assumptions and judgments regarding our income tax exposures. Our policy is to recognize interest and/or penalties related 
to all tax positions in income tax expense. To the extent that accrued interest and penalties do not ultimately become 

38 

  
  
  
  
  
 
  
  
payable, amounts accrued will be reduced and reflected as a reduction of the overall income tax provision in the period that 
such determination is made. 

Recently issued accounting standards. We consider the applicability and impact of all Accounting Standards Updates 
(“ASU”) issued by the Financial Accounting Standards Board (“FASB”). ASUs not listed below were assessed and 
determined to be either not applicable or are expected to have minimal impact on our consolidated financial results. 

Recently adopted accounting standards.  In February 2016, the FASB issued ASU 2016-02, Leases (ASC 842), which 
along with subsequent amendments, supersedes the lease accounting requirements in ASC 840, Leases. The updated 
guidance requires balance sheet recognition for all leases with lease terms greater than one year including a lease liability, 
which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and a right-of-
use asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. 

We adopted ASC 842 as of February 3, 2019 (the "effective date"), using the optional transition method on a modified 
retrospective basis. We did not elect the transitional package of practical expedients or the use of hindsight upon adoption of 
the ASC. We elected to not record a lease liability and corresponding right-of-use asset for leases with terms of 12 months or 
less, and to account for lease and non-lease components as a single lease component. Upon adoption, we recorded lease 
liabilities based on the present value of the remaining minimum rental payments, using incremental borrowing rates as of the 
effective date, of $2.9 billion, and the corresponding right-of-use assets of $2.9 billion. We also recorded a cumulative-effect 
adjustment to decrease beginning retained earnings of $19.6 million, primarily related to the write-off of previously capitalized 
initial direct costs that are no longer capitalized under ASC 842, partially offset by the write-off of the deferred gain on a 
previous sale-leaseback transaction that meets the sale definition under ASC 842. Reporting periods beginning on or after 
February 3, 2019 are presented under ASC 842, while prior period amounts and disclosures were not adjusted and continue 
to be reported under ASC 840.  Adoption of ASC 842 did not have a significant impact to the Company’s consolidated 
statements of earnings or to the consolidated statements of cash flows. 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (ASC 606) which, along with 
subsequent amendments, supersedes the revenue recognition requirements in “Revenue Recognition (ASC 605).” This 
guidance provides a five-step analysis of transactions to determine when and how revenue is recognized and requires 
entities to recognize revenue when the customer obtains control of promised goods or services in an amount that reflects the 
consideration the entity expects to receive in exchange for those goods or services. We adopted ASC 606 as of February 4, 
2018, using the modified retrospective method. Results for reporting periods beginning on or after February 4, 2018 are 
presented under ASC 606, while prior period amounts were not adjusted and continue to be reported in accordance with 
ASC 605. Upon adoption of ASC 606, we recorded a cumulative-effect adjustment to increase beginning retained earnings 
by $20 million as of February 4, 2018, primarily due to the change in the timing of the recognition of stored value card 
breakage. The impact of applying ASC 606 was not material to our consolidated financial statements for the year 
ended February 2, 2019. 

In November 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230): Restricted Cash. ASU 2016-18 
requires restricted cash and restricted cash equivalents be included with cash and cash equivalents when reconciling the 
total beginning and ending amounts on the statement of cash flows. The standard also requires companies who report cash 
and restricted cash separately on the balance sheet to reconcile those amounts to the statement of cash flows. We adopted 
ASU 2016-18 as of February 4, 2018, using the retrospective method. 

In March 2016, the FASB issued ASU 2016-09, Compensation - Stock Compensation (Topic 718) - Improvements to 
Employee Share-Based Payment Accounting. ASU 2016-09 provides for changes to accounting for stock compensation 
including 1) excess tax benefits and tax deficiencies related to share-based payment awards will be recognized as income 
tax benefit or expense in the reporting period in which they occur (previously such amounts were recognized in additional 
paid-in capital); 2) excess tax benefits will be classified as an operating activity in the statement of cash flows; and 3) the 
option to elect to estimate forfeitures or account for them when they occur. The impact of recording excess tax benefits in 
income taxes in our consolidated statement of earnings may be material, depending upon our future stock price on vest date 
in relation to the fair value of awards on grant date and our future grants of stock-based compensation. 

We adopted ASU 2016-09 in the first quarter of fiscal 2017, and elected to apply this adoption prospectively, except for 
forfeitures which we adopted on a modified retrospective basis. Accordingly, prior periods have not been adjusted. As a 
result of adoption, for the fiscal year ended February 3, 2018, we recognized $16.3 million of excess tax benefits related to 
stock-based payments as a reduction to our provision for income taxes.  These items were historically recorded in additional 
paid-in capital.  We also presented cash flows related to excess tax benefits as an operating activity in the Consolidated 
Statement of Cash Flows and elected to account for forfeitures as incurred beginning on January 29, 2017.  The impact of 
this accounting policy election for forfeitures was a cumulative-effect adjustment to decrease retained earnings by $1.1 
million as of January 29, 2017. 

39 

  
  
  
  
  
  
  
Forward-Looking Statements 

Our Annual Report on Form 10-K for fiscal 2019, and information we provide in our Annual Report to Stockholders, press 
releases, and other investor communications including those on our corporate website, may contain a number of forward-
looking statements regarding, without limitation, the rapidly developing challenges and our plans and responses to the 
COVID-19 pandemic and related economic disruptions, planned store growth, new markets, expected sales, projected 
earnings levels, capital expenditures, and other matters. These forward-looking statements reflect our then current beliefs, 
projections, and estimates with respect to future events and our projected financial performance, operations, and competitive 
position. The words “plan,” “expect,” “target,” “anticipate,” “estimate,” “believe,” “forecast,” “projected,” “guidance,” “looking 
ahead,” and similar expressions identify forward-looking statements. 

Future economic and industry trends that could potentially impact revenue, profitability, and growth remain difficult to predict. 
Our forward-looking statements are subject to risks and uncertainties which could cause our actual results to differ materially 
from those forward-looking statements and our previous expectations and projections. Refer to Item 1A in this Annual Report 
on Form 10-K for a more complete discussion of risk factors for Ross and dd’s DISCOUNTS. The factors underlying our 
forecasts are dynamic and subject to change. As a result, any forecasts or forward-looking statements speak only as of the 
date they are given and do not necessarily reflect our outlook at any other point in time. We disclaim any obligation to update 
or revise these forward-looking statements. 

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

We are exposed to market risks, which primarily include changes in interest rates. We do not engage in financial 
transactions for trading or speculative purposes. 

We occasionally use forward contracts to hedge against fluctuations in foreign currency prices. We had no outstanding 
forward contracts as of February 1, 2020. 

Interest that is payable on our revolving credit facility is based on variable interest rates and is, therefore, affected by 
changes in market interest rates. As of February 1, 2020, we had no borrowings outstanding under our revolving credit 
facility. 

As of February 1, 2020, we have one outstanding series of unsecured 6.53% Series B Senior Notes due December 2021 
with an aggregate principal amount of $65 million. We also have unsecured 3.375% Senior Notes due September 2024 with 
an aggregate principal amount of $250 million. Interest that is payable on our Senior Notes is based on fixed interest rates 
and is therefore unaffected by changes in market interest rates. 

We receive interest on our short- and long-term investments. Changes in interest rates may impact interest income 
recognized in the future, or the fair value of our investment portfolio. 

A hypothetical 100 basis point increase or decrease in prevailing market interest rates would not have a material impact on 
our consolidated financial position, results of operations, cash flows, or the fair values of our short- and long-term 
investments as of and for the year ended February 1, 2020. We do not consider the potential losses in future earnings and 
cash flows from reasonably possible, near-term changes in interest rates to be material. 

40 

  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

Consolidated Statements of Earnings 

($000, except per share data) 

Sales 

Costs and Expenses 

Cost of goods sold 

Selling, general and administrative 

Interest (income) expense, net 

Total costs and expenses 

Earnings before taxes 

Provision for taxes on earnings 

Net earnings 

Earnings per share 

Basic 

Diluted 

Year Ended    

Year Ended  
   February 1, 2020     February 2, 2019     February 3, 2018  

Year Ended    

  $  16,039,073    $  14,983,541    $  14,134,732  

11,536,187      

10,726,277      

10,042,638  

2,356,704      

2,216,550      

2,043,698  

(18,106)     

(10,162)     

7,676  

13,874,785      

12,932,665      

12,094,012  

2,164,288      

2,050,876      

2,040,720  

503,360      

463,419      

677,967  

  $ 

1,660,928    $ 

1,587,457    $ 

1,362,753  

  $ 

  $ 

4.63    $ 

4.60    $ 

4.30    $ 

4.26    $ 

3.58  

3.55  

Weighted-average shares outstanding (000) 

Basic 

Diluted 

358,462      

369,533      

361,182      

372,678      

381,174  

384,329  

The accompanying notes are an integral part of these consolidated financial statements. 

Consolidated Statements of Comprehensive Income 

($000) 

Net earnings 

Other comprehensive income (loss): 

Year Ended     

Year Ended  
   February 1, 2020      February 2, 2019     February 3, 2018  

Year Ended    

  $ 

1,660,928     $ 

1,587,457    $ 

1,362,753  

Change in unrealized gain (loss) on investments, net of tax 

—       

(27)     

(64) 

Comprehensive income 

  $ 

1,660,928     $ 

1,587,430    $ 

1,362,689  

The accompanying notes are an integral part of these consolidated financial statements. 

41 

  
  
  
  
       
         
         
  
       
         
         
  
    
    
    
    
  
       
         
         
  
    
    
  
       
         
         
  
       
         
         
  
  
       
         
         
  
  
       
         
         
  
       
         
         
  
    
    
  
       
         
         
  
  
  
 
 
  
  
  
      
        
        
  
      
        
        
  
    
 
  
      
     
 
  
  
 
 
Consolidated Balance Sheets 

($000, except share data) 

Assets 
Current Assets 

Cash and cash equivalents 
Accounts receivable 
Merchandise inventory 
Prepaid expenses and other 

Total current assets 

Property and Equipment 
Land and buildings 
Fixtures and equipment 
Leasehold improvements 
Construction-in-progress 

Less accumulated depreciation and amortization 

Property and equipment, net 

Operating lease assets 
Other long-term assets 
Total assets 

Liabilities and Stockholders’ Equity 
Current Liabilities 

Accounts payable 
Accrued expenses and other 
Current operating lease liabilities 
Accrued payroll and benefits 
Income taxes payable 

Total current liabilities 

Long-term debt 
Non-current operating lease liabilities 
Other long-term liabilities 
Deferred income taxes 

Commitments and contingencies 

Stockholders’ Equity 

Common stock, par value $0.01 per share 

Authorized 1,000,000,000 shares 
Issued and outstanding 356,775,000 and  
368,242,000 shares, respectively 

Additional paid-in capital 
Treasury stock 
Retained earnings 
Total stockholders’ equity 
Total liabilities and stockholders’ equity 

The accompanying notes are an integral part of these consolidated financial statements. 

42 

   February 1, 2020    

February 2, 2019  

  $ 

1,351,205    $ 
102,236      
1,832,339      
147,048      
3,432,828      

1,412,912  
96,711  
1,750,442  
143,954  
3,404,019  

  $ 

  $ 

1,177,262      
3,115,003      
1,219,736      
189,536      
5,701,537      
3,048,101      
2,653,436      

1,126,051  
2,783,198  
1,175,921  
171,538  
5,256,708  
2,781,507  
2,475,201  

3,053,782      
208,321      
9,348,367    $ 

—  
194,471  
6,073,691  

1,296,482    $ 
462,111      
564,481      
364,435      
14,425      
2,701,934      

312,891      
2,610,528      
214,086      
149,679      

1,177,104  
431,596  
—  
363,035  
37,749  
2,009,484  

312,440  
—  
321,713  
124,308  

3,568      

3,682  

1,458,307      
(433,328)     
2,330,702      
3,359,249      
9,348,367    $ 

1,375,965  
(372,663) 
2,298,762  
3,305,746  
6,073,691  

  $ 

 
      
        
  
      
        
  
    
    
    
    
  
      
        
  
      
        
  
    
    
    
    
  
    
    
    
  
      
        
  
    
    
  
      
        
  
      
        
  
      
        
  
    
    
    
    
    
  
      
        
  
    
    
    
    
  
      
        
  
      
        
  
  
      
        
  
      
        
  
    
      
        
  
      
        
  
      
        
  
    
    
    
    
 
   
     
 
  
  
  
 
 
Cumulative effect of adoption of 
accounting standard (stock-
compensation), net 

Unrealized investment loss, net      

Common stock issued under 
stock plans, net of shares 
used for tax withholding 

Cumulative effect of adoption of 
accounting standard (revenue 
recognition), net 

Unrealized investment loss, net      

Common stock issued under 
stock plans, net of shares 
used for tax withholding 

Cumulative effect of adoption of 
accounting standard (leases), 
net 

Common stock issued under 
stock plans, net of shares 
used for tax withholding 

Stock-based compensation 

Consolidated Statements of Stockholders’ Equity 

(000) 

Shares    

Balance at January 28, 2017 

     391,893    $ 

Common stock 

Additional    
paid-in 
Amount    
capital    
3,919    $ 1,215,715    $  (272,846)   $ 

stock    

Treasury 

Accumulated

other    

comprehensive

income (loss)    

Retained
earnings    

Total  
91    $ 1,801,138    $ 2,748,017   

Net earnings 

—      

—      

—      

—      

—       1,362,753       1,362,753   

—      

—      

—      

—      

1,789      

—      

—      

—      

—      

(1,113)     

(64)     

—      

676   

(64 )

Stock-based compensation 

—      

—      

87,417      

Common stock repurchased 

(13,489)     

(135)     

(31,013)     

—      

—      

1,214      

12      

18,456      

(45,433)     

—      

—      

—      

—      

(26,965 )

87,417   

—      

(843,852)     

(875,000 )

Dividends declared  
($0.64 per share) 

—      

—      

—      

—      

—      

(247,526)     

(247,526 )

Balance at February 3, 2018 

     379,618    $ 

3,796    $ 1,292,364    $  (318,279)   $ 

27    $ 2,071,400    $ 3,049,308   

Net earnings 

—      

—      

—      

—      

—       1,587,457       1,587,457   

—      

—      

—      

—      

—      

—      

—      

—      

—      

19,884      

19,884   

(27)     

—      

(27 )

Stock-based compensation 

—      

—      

95,585      

Common stock repurchased 

(12,473)     

(125)     

(32,085)     

—      

—      

1,097      

11      

20,101      

(54,384)     

—      

—      

—      

—      

(34,272 )

95,585   

—      (1,042,790)     (1,075,000 )

Dividends declared  
($0.90 per share) 

—      

—      

—      

—      

—      

(337,189)     

(337,189 )

Balance at February 2, 2019 

     368,242    $ 

3,682    $ 1,375,965    $  (372,663)   $ 

—    $ 2,298,762    $ 3,305,746   

Net earnings 

—      

—      

—      

—      

—       1,660,928       1,660,928   

—      

—      

—      

—      

—      

(19,614)     

(19,614 )

Common stock repurchased 

(12,260)     

(122)     

(35,297)     

793      

—      

8      

22,201      

(60,665)     

—      

95,438      

—      

—      

—      

—      

—      

—      

(38,456 )

95,438   

—      (1,239,581)     (1,275,000 )

Dividends declared  
($1.02 per share) 

—      

—      

—      

—      

—      

(369,793)     

(369,793 )

Balance at February 1, 2020 

     356,775    $ 

3,568    $ 1,458,307    $  (433,328)   $ 

—    $ 2,330,702    $ 3,359,249   

The accompanying notes are an integral part of these consolidated financial statements. 

43 

 
  
  
    
    
      
    
  
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
 
  
    
    
    
    
    
    
  
        
  
  
 
 
Consolidated Statements of Cash Flows 

($000) 

Cash Flows From Operating Activities 
Net earnings 
Adjustments to reconcile net earnings to net cash provided by 

Year Ended    
   February 1, 2020    

Year Ended    

Year Ended  
February 2, 2019     February 3, 2018 1  

  $ 

1,660,928     $ 

1,587,457    $ 

1,362,753  

operating activities: 
Depreciation and amortization 
Stock-based compensation 
Gain on sale of assets 
Deferred income taxes 
Change in assets and liabilities: 

Merchandise inventory 
Other current assets 
Accounts payable 
Other current liabilities 
Income taxes 
Operating lease assets and liabilities, net 
Other long-term, net 
Net cash provided by operating activities 

Cash Flows From Investing Activities 
Additions to property and equipment 
Proceeds from sale of property and equipment 
Proceeds from investments 

Net cash used in investing activities 

Cash Flows From Financing Activities 
Payment of long-term debt 
Issuance of common stock related to stock plans 
Treasury stock purchased 
Repurchase of common stock 
Dividends paid 

Net cash used in financing activities 

350,892       
95,438       
—       
32,009       

(81,897 )     
(10,315 )     
114,153       
30,513       
(35,239 )     
15,631       
(567 )     
2,171,546       

330,357      
95,585      
—      
31,777      

(108,707)     
(30,789)     
110,483      
37,080      
3,706      
—      
9,728      
2,066,677      

313,163  
87,417  
(6,328) 
(34,903) 

(128,849) 
(23,051) 
41,322  
65,221  
(1,740) 
—  
6,333  
1,681,338  

(555,483 )     
—       
517       
(554,966 )     

(413,898)     
—      
3,489      
(410,409)     

(371,423) 
15,981  
687  
(354,755) 

—       
22,209       
(60,665 )     
(1,275,000 )     
(369,793 )     
(1,683,249 )     

(85,000)     
20,112      
(54,384)     
(1,075,000)     
(337,189)     
(1,531,461)     

—  
18,468  
(45,433) 
(875,000) 
(247,526) 
(1,149,491) 

Net (decrease) increase in cash, cash equivalents, and restricted 
cash and cash equivalents 

(66,669 )     

124,807      

177,092  

Cash and cash equivalents, and restricted cash and cash 
equivalents: 

Beginning of year 1  
End of year 

Supplemental Cash Flow Disclosures 
Interest paid 
Income taxes paid 

1,478,079       
1,411,410     $ 

1,353,272      
1,478,079    $ 

1,176,180  
1,353,272  

12,682     $ 
506,591     $ 

18,105    $ 
427,930    $ 

18,105  
714,566  

  $ 

  $ 
  $ 

1 As the result of the adoption of ASU 2016-18, Statement of Cash Flow (Topic 230): Restricted Cash, in fiscal 2018, the prior year amounts were 

retrospectively adjusted to include restricted cash and cash equivalents. See Note A. 

The accompanying notes are an integral part of these consolidated financial statements. 

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Notes to Consolidated Financial Statements 

Note A: Summary of Significant Accounting Policies 

Business. Ross Stores, Inc. and its subsidiaries (the “Company”) is an off-price retailer of first-quality, in-season, name 
brand and designer apparel, accessories, footwear, and home fashions for the entire family. At the end of fiscal 2019, the 
Company operated 1,546 Ross Dress for Less® (“Ross”) locations in 39 states, the District of Columbia, and Guam, and 259 
dd’s DISCOUNTS® stores in 19 states. The Ross and dd’s DISCOUNTS stores are supported by the Company’s 
headquarters, buying offices, and its network of distribution centers/warehouses. 

Segment reporting. The Company has one reportable segment. The Company’s operations include only activities related to 
off-price retailing in stores throughout the United States. 

Basis of presentation and fiscal year. The consolidated financial statements include the accounts of the Company and its 
subsidiaries, all of which are wholly-owned. Intercompany transactions and accounts have been eliminated. The Company 
follows the National Retail Federation fiscal calendar and utilizes a 52-53 week fiscal year whereby the fiscal year ends on 
the Saturday nearest to January 31. The fiscal years ended February 1, 2020, February 2, 2019 and February 3, 2018 are 
referred to as fiscal 2019, fiscal 2018, and fiscal 2017, respectively. Fiscal 2017 was a 53-week year.  Fiscal 2019 and 2018 
were each 52-week years. 

Use of accounting estimates. The preparation of consolidated financial statements in conformity with Generally Accepted 
Accounting Principles in the United States of America (“GAAP”) requires the Company to make estimates and assumptions 
that affect the reported amounts of assets, liabilities, and disclosures of contingent assets and liabilities at the date of the 
consolidated financial statements and the reported amounts of revenue and expenses during the reporting period. Actual 
results could differ from those estimates. The Company’s significant accounting estimates include valuation reserves for 
inventory shortage, packaway inventory costs, useful lives of fixed assets, insurance reserves, reserves for uncertain tax 
positions, and legal claims. 

Purchase obligations. As of February 1, 2020, the Company had purchase obligations of approximately $2.7 billion. These 
purchase obligations primarily consist of merchandise inventory purchase orders, commitments related to construction 
projects, store fixtures and supplies, and information technology services, transportation, and maintenance contracts. 

Cash and cash equivalents. Cash equivalents consist of highly liquid, fixed income instruments purchased with an original 
maturity of three months or less. 

Restricted cash, cash equivalents, and investments. Restricted cash, cash equivalents, and investments serve as 
collateral for certain insurance obligations of the Company. These restricted funds are invested in bank deposits, money 
market mutual funds, U.S. Government and agency securities, and corporate securities and cannot be withdrawn from the 
Company’s account without the prior written consent of the secured parties. The classification between current and long-term 
is based on the timing of expected payments of the insurance obligations. 

The following table provides a reconciliation of cash, cash equivalents, restricted cash and cash equivalents in the 
Consolidated Balance Sheets that reconcile to the amounts shown on the Consolidated Statements of Cash Flows: 

($000) 

Cash and cash equivalents 

Restricted cash and cash equivalents included in: 

Prepaid expenses and other 

Other long-term assets 

Total restricted cash and cash equivalents 

2019    

2018    

2017  

  $ 

1,351,205     $ 

1,412,912    $ 

1,290,294  

10,235       

49,970       

60,205       

11,402      

53,765      

65,167      

9,412  

53,566  

62,978  

Total cash, cash equivalents and restricted cash and equivalents 

  $ 

1,411,410     $ 

1,478,079    $ 

1,353,272  

In addition to the restricted cash and cash equivalents in the table above, the Company had restricted investments of $0.4 
million as of February 2, 2019 included in Prepaid expenses and other in the Consolidated Balance Sheets. The Company 
had no restricted investments as of February 1, 2020. 

45 

  
  
  
  
  
  
  
  
  
  
  
      
        
        
  
    
    
    
  
  
Estimated fair value of financial instruments. The carrying value of cash and cash equivalents, short- and long-term 
investments, restricted cash and cash equivalents, restricted investments, accounts receivable, other long-term assets, 
accounts payable, and other long-term liabilities approximates their estimated fair value. See Note B and Note D for 
additional fair value information. 

Cash and cash equivalents were $1,351.2 million and $1,412.9 million, at February 1, 2020 and February 2, 2019, 
respectively, and include bank deposits and money market funds for which the fair value was determined using quoted 
prices for identical assets in active markets, which are considered to be Level 1 inputs under the fair value measurements 
and disclosures guidance. 

Investments. The Company’s investments are comprised of various debt securities. At February 1, 2020 and February 2, 
2019, these investments were classified as available-for-sale and are stated at fair value. Investments are classified as either 
short- or long-term based on their maturity dates and the Company’s intent. Investments with a maturity of less than one 
year are classified as short-term. See Note B for additional information. 

Merchandise inventory. Merchandise inventory is stated at the lower of cost (determined using a weighted-average basis) 
or net realizable value. The Company purchases inventory that can either be shipped to stores or processed as packaway 
merchandise with the intent that it will be warehoused and released to stores at a later date. The timing of the release of 
packaway inventory to the stores is principally driven by the product mix and seasonality of the merchandise, and its relation 
to the Company’s store merchandise assortment plans. As such, the aging of packaway varies by merchandise category and 
seasonality of purchase, but typically packaway remains in storage less than six months. Merchandise inventory includes 
acquisition, processing, and storage costs related to packaway inventory. The cost of the Company’s merchandise inventory 
is reduced by valuation reserves for shortage based on historical shortage experience from the Company’s physical 
merchandise inventory counts and cycle counts. 

Cost of goods sold. In addition to product costs, the Company includes in cost of goods sold its buying, distribution, and 
freight expenses as well as occupancy costs, and depreciation and amortization related to the Company’s retail stores, 
buying, and distribution facilities. Buying expenses include costs to procure merchandise inventories. Distribution expenses 
include the cost of operating the Company’s distribution centers, warehouses, and cross-dock facilities. 

Property and equipment. Property and equipment are stated at cost, less accumulated depreciation and amortization. 
Depreciation is calculated using the straight-line method over the estimated useful life of the asset, typically ranging from 
three to 12 years for equipment, 20 to 40 years for land improvements and buildings, and three to seven years for computer 
software costs incurred in developing or obtaining software for internal use. The cost of leasehold improvements is amortized 
over the useful life of the asset or the applicable lease term, whichever is less. Depreciation and amortization expense on 
property and equipment was $350.9 million, $330.4 million, and $313.2 million for fiscal 2019, 2018, and 2017, respectively. 
The Company capitalizes interest during the construction period of facilities and during the development and implementation 
phase of software projects. Interest capitalized was $4.4 million, $2.5 million and $0.7 million in fiscal 2019, 2018, and 2017, 
respectively. As of February 1, 2020, February 2, 2019, and February 3, 2018 the Company had $40.3 million, $33.7 million, 
and $24.3 million, respectively, of property and equipment purchased but not yet paid. These purchases are included in 
Property and Equipment and in Accounts payable and Accrued expenses and other in the accompanying Consolidated 
Balance Sheets. 

Other long-term assets. Other long-term assets as of February 1, 2020 and February 2, 2019 consisted of the following: 

($000) 

Deferred compensation (Note B) 

Restricted cash and investments 

Other 

Total 

2019    

2018  

  $ 

141,443    $ 

124,558  

49,970      

16,908      

53,765  

16,148  

  $ 

208,321    $ 

194,471  

Impairment of long-lived assets. Property and other long-term assets that are subject to depreciation and amortization are 
reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may 
not be recoverable based on estimated undiscounted future cash flows. For stores that are closed, the Company records an 
impairment charge, if appropriate, or accelerates depreciation over the revised useful life of the asset. Intangible assets that 
are not subject to amortization, including goodwill, are tested for impairment annually or more frequently if events or changes 
in circumstances indicate that the asset may be impaired. Based on the Company’s evaluation during fiscal 2019, 2018, and 
2017, no impairment charges were recorded. 

46 

  
  
  
  
  
  
  
  
    
    
  
Accounts payable. Accounts payable represents amounts owed to third parties at the end of the period. Accounts payable 
includes book cash overdrafts (checks issued under zero balance accounts not yet presented for payment) in excess of cash 
balances in such accounts of approximately $138.8 million and $83.2 million at February 1, 2020 and February 2, 2019, 
respectively. The Company includes the change in book cash overdrafts in operating cash flows. 

Insurance obligations. The Company uses a combination of insurance and self-insurance for a number of risk 
management  
activities, including workers’ compensation, general liability, and employee-related health care benefits. The self-insurance 
and deductible liability is determined actuarially, based on claims filed and an estimate of claims incurred but not yet 
reported. Self-insurance and deductible reserves as of February 1, 2020 and February 2, 2019 consisted of the following: 

($000) 

Workers’ compensation 

General liability 

Medical plans 

Total 

2019     

  $ 

87,063      $ 

44,371        

6,430        

2018  

89,993   

42,877   

6,515   

  $ 

137,864      $ 

139,385   

Workers’ compensation and self-insured medical plan liabilities are included in Accrued payroll and benefits and accruals for 
general liability are included in Accrued expenses and other in the accompanying Consolidated Balance Sheets. 

Other long-term liabilities. Other long-term liabilities as of February 1, 2020 and February 2, 2019 consisted of the 
following: 

($000) 

Income taxes (Note F) 

Deferred compensation (Note G) 

Deferred rent 

Tenant improvement allowances 

Other 

Total 

2019    

  $ 

65,956    $ 

141,443      
—1     
—1     

6,687      

2018  

77,872  

124,558  

81,442  

25,418  

12,423  

  $ 

214,086    $ 

321,713  

1 Fiscal 2019 reflects the impact of adoption of ASU 2016-02, Leases (Accounting Standards Codification "ASC" 842) on a modified retrospective 

basis; fiscal 2018 was not restated. 

Lease accounting.  As the Company’s leases generally do not provide an implicit discount rate, the Company uses the 
estimated collateralized incremental borrowing rate based on information available at the lease commencement date in 
determining the present value of lease payments for use in the calculation of the operating lease liabilities and right-of-use 
assets. This rate is determined using a portfolio approach based on the risk-adjusted rate of interest and requires estimates 
and assumptions including credit rating, credit spread, and adjustments for the impact of collateral. The Company believes 
that this is the rate it would have to pay to borrow an amount equal to the lease payments on a collateralized basis over a 
similar lease term. Operating lease liabilities and corresponding right-of-use assets include options to extend lease terms 
that are reasonably certain of being exercised. The Company does not record a lease liability and corresponding right-of-use 
asset for leases with terms of 12 months or less, and accounts for lease and non-lease components as a single lease 
component. The Company's lease portfolio is comprised of operating leases with the lease cost recorded on a straight-line 
basis over the lease term. 

Prior to the adoption of Accounting Standards Codification "ASC" 842 in the beginning of fiscal 2019, when a lease 
contained “rent holidays” or required fixed escalations of the minimum lease payments, the Company recorded rental 
expense on a straight-line basis over the term of the lease and the difference between the average rental amount was 
charged to expense and the amount payable under the lease was recorded as deferred rent. The Company began recording 
rent expense on the lease possession date. Tenant improvement allowances were amortized over the lease term. Changes 
in deferred rent and tenant improvement allowances were included as a component of operating activities in the 
Consolidated Statements of Cash Flows. 

47 

  
  
  
    
    
  
  
  
  
    
    
    
    
  
  
  
  
Revenue recognition. The Company recognizes revenue at the point of sale, net of sales taxes collected and an allowance 
for estimated future returns as required by ASU No. 2014-09, Revenue from Contracts with Customers (ASC 606). The 
Company recognizes allowances for estimated sales returns on a gross basis as a reduction to sales. The asset recorded for 
the expected recovery of merchandise inventory was $10.7 million and $10.2 million and the liability recorded for the refund 
due to the customer was $20.9 million and $19.8 million as of February 1, 2020 and February 2, 2019, respectively. Prior to 
the adoption of ASC 606, the Company recognized allowances for sales returns on a net margin basis, which was $9.9 
million as of February 3, 2018. Sales taxes collected that are outstanding and the allowance for estimated future returns are 
included in Accrued expenses and other and the asset for expected recovery of merchandise is included in Prepaid 
expenses and other in the Consolidated Balance Sheets. 

Sales of stored value cards are deferred until they are redeemed for the purchase of Company merchandise. The 
Company’s stored value cards do not have expiration dates. Based upon historical redemption rates, a small percentage of 
stored value cards will never be redeemed, which represents breakage. As a result of adopting ASC 606, breakage is 
estimated and recognized as revenue based upon the historical pattern of customer redemptions. In prior periods, breakage 
was recorded as a reduction of operating expense when customer redemption was considered remote. Breakage was not 
material to the consolidated financial statements in fiscal 2019, 2018, and 2017. 

The following sales mix table disaggregates revenue by merchandise category for fiscal 2019, 2018, and 2017: 

Ladies 

Home Accents and Bed and Bath 

Men’s 

Accessories, Lingerie, Fine Jewelry, and Fragrances 

Shoes 

Children’s 

Total 

2019  

26%     

25%     

14%     

13%     

13%     

9%     

2018  

26%     

26%     

14%     

13%     

13%     

8%     

2017

27% 

26% 

13% 

13% 

13% 

8% 

100%     

100%     

100% 

Store pre-opening. Store pre-opening costs are expensed in the period incurred. 

Advertising. Advertising costs are expensed in the period incurred and are included in Selling, general and administrative 
expenses. Advertising costs for fiscal 2019, 2018, and 2017 were $74.0 million, $79.9 million, and $76.4 million, respectively. 

Stock-based compensation. The Company recognizes compensation expense based upon the grant date fair value of all 
stock-based awards, typically over the vesting period. See Note C for more information on the Company’s stock-based 
compensation plans. 

Taxes on earnings. The Company accounts for income taxes in accordance with ASC 740, “Accounting for Income Taxes,” 
which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that 
have been recognized in the Company’s consolidated financial statements or tax returns. In estimating future tax 
consequences, the Company generally considers all expected future events other than changes in the tax law or tax rates. 
ASC 740 clarifies the criteria that an individual tax position must satisfy for some or all of the benefits of that position to be 
recognized in a company’s consolidated financial statements. ASC 740 prescribes a recognition threshold of more-likely-
than-not, and a measurement standard for all tax positions taken or expected to be taken on a tax return, in order for those 
tax positions to be recognized in the consolidated financial statements. See Note F. 

Treasury stock. The Company records treasury stock at cost. Treasury stock includes shares purchased from employees 
for tax withholding purposes related to vesting of restricted stock grants. 

Earnings per share (“EPS”). The Company computes and reports both basic EPS and diluted EPS. Basic EPS is 
computed by dividing net earnings by the weighted-average number of common shares outstanding for the period. Diluted 
EPS is computed by dividing net earnings by the sum of the weighted-average number of common shares and dilutive 
common stock equivalents outstanding during the period. Diluted EPS reflects the total potential dilution that could occur 
from outstanding equity plan awards, including unexercised stock options and unvested shares of both performance and 
non-performance based awards of restricted stock. 

48 

  
 
 
  
  
    
    
    
    
    
    
    
  
  
  
  
  
  
  
In fiscal 2019, 2018, and 2017 there were 27,400, 23,700, and 2,800 weighted-average shares, respectively, that were 
excluded from the calculation of diluted EPS because their effect would have been anti-dilutive for those years. 

The following is a reconciliation of the number of shares (denominator) used in the basic and diluted EPS computations: 

Shares in (000s) 
2019 

Shares 
Amount 

2018 

Shares 
Amount 

2017 

Shares 
Amount 

Effect of dilutive
common stock

Basic EPS    

equivalents    

Diluted

EPS  

358,462       
4.63     $ 

2,720      
(0.03)   $ 

361,182  
4.60  

369,533       
4.30     $ 

3,145      
(0.04)   $ 

372,678  
4.26  

381,174       
3.58     $ 

3,155      
(0.03)   $ 

384,329  
3.55  

  $ 

  $ 

  $ 

Comprehensive income. Comprehensive income includes net earnings and components of other comprehensive income 
(loss), net of tax, consisting of unrealized investment gains or losses. 

Recently issued accounting standards. The Company considers the applicability and impact of all Accounting Standards 
Updates (“ASU”) issued by the FASB. ASUs not listed below were assessed and determined to be either not applicable or 
are expected to have minimal impact on the Company's consolidated financial results. 

Recently adopted accounting standards. In February 2016, the FASB issued ASU 2016-02, Leases (ASC 842), which 
along with subsequent amendments, supersedes the lease accounting requirements in ASC 840, Leases. The updated 
guidance requires balance sheet recognition for all leases with lease terms greater than one year including a lease liability, 
which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and a right-of-
use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease 
term. 

The Company adopted ASC 842 as of February 3, 2019 (the "effective date"), using the optional transition method on a 
modified retrospective basis. The Company did not elect the transitional package of practical expedients or the use of 
hindsight upon adoption of the ASC. The Company elected to not record a lease liability and corresponding right-of-use 
asset for leases with terms of 12 months or less, and to account for lease and non-lease components as a single lease 
component. Upon adoption, the Company recorded lease liabilities based on the present value of the remaining minimum 
rental payments, using incremental borrowing rates as of the effective date, of $2.9 billion, and the corresponding right-of-
use assets of $2.9 billion. The Company also recorded a cumulative-effect adjustment to decrease beginning retained 
earnings of $19.6 million, primarily related to the write-off of previously capitalized initial direct costs that are no longer 
capitalized under ASC 842, partially offset by the write-off of the deferred gain on a previous sale-leaseback transaction that 
meets the sale definition under ASC 842. Reporting periods beginning on or after February 3, 2019 are presented under 
ASC 842, while prior period amounts and disclosures were not adjusted and continue to be reported under ASC 
840.  Adoption of ASC 842 did not have a significant impact to the Company’s consolidated statements of earnings or to the 
consolidated statements of cash flows. 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (ASC 606) which, along with 
subsequent amendments, supersedes the revenue recognition requirements in “Revenue Recognition (ASC 605).” This 
guidance provides a five-step analysis of transactions to determine when and how revenue is recognized and requires 
entities to recognize revenue when the customer obtains control of promised goods or services in an amount that reflects the 
consideration the entity expects to receive in exchange for those goods or services. The Company adopted ASC 606 as of 
February 4, 2018, using the modified retrospective method. Results for reporting periods beginning on or after February 4, 
2018 are presented under ASC 606, while prior period amounts were not adjusted and continue to be reported in 
accordance with ASC 605. Upon adoption of ASC 606, the Company recorded a cumulative-effect adjustment to increase 
beginning retained earnings by $20 million as of February 4, 2018, primarily due to the change in the timing of the 
recognition of stored value card breakage. The impact of applying ASC 606 was not material to the Company's consolidated 
financial statements for the year ended February 2, 2019. 

49 

  
  
  
      
        
        
  
    
      
        
        
  
    
      
        
        
  
    
  
  
  
  
  
  
In November 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230): Restricted Cash. ASU 2016-18 
requires restricted cash and restricted cash equivalents be included with cash and cash equivalents when reconciling the 
total beginning and ending amounts on the statement of cash flows. The standard also requires companies who report cash 
and restricted cash separately on the balance sheet to reconcile those amounts to the statement of cash flows. The 
Company adopted ASU 2016-18 as of February 4, 2018, using the retrospective method. 

In March 2016, the FASB issued ASU 2016-09, Compensation - Stock Compensation (Topic 718) - Improvements to 
Employee Share-Based Payment Accounting. ASU 2016-09 provides for changes to accounting for stock compensation 
including 1) excess tax benefits and tax deficiencies related to share-based payment awards will be recognized as income 
tax benefit or expense in the reporting period in which they occur (previously such amounts were recognized in additional 
paid-in capital); 2) excess tax benefits will be classified as an operating activity in the statement of cash flows; and 3) the 
option to elect to estimate forfeitures or account for them when they occur. The impact of recording excess tax benefits in 
income taxes in the Company's consolidated statement of earnings may be material, depending upon the Company's future 
stock price on vest date in relation to the fair value of awards on grant date and the future grants of stock-based 
compensation. 

The Company adopted ASU 2016-09 in the first quarter of fiscal 2017, and elected to apply this adoption prospectively, 
except for forfeitures which it adopted on a modified retrospective basis.  Accordingly, prior periods have not been adjusted. 
As a result of adoption, for the fiscal year ended February 3, 2018, the Company recognized $16.3 million of excess tax 
benefits related to stock-based payments as a reduction to its provision for income taxes.  These items were historically 
recorded in additional paid-in capital.  The Company also presented cash flows related to excess tax benefits as an 
operating activity in the Consolidated Statement of Cash Flows and elected to account for forfeitures as incurred beginning 
on January 29, 2017.  The impact of this accounting policy election for forfeitures was a cumulative-effect adjustment to 
decrease retained earnings by $1.1 million as of January 29, 2017. 

Reclassifications. Certain items related to income taxes in the prior year’s consolidated statements of cash flows have 
been reclassified to conform to the current year's presentation. 

Note B: Investments and Restricted Investments 

Accounting standards pertaining to fair value measurements establish a three-tier fair value hierarchy which prioritizes the 
inputs used in measuring fair value. The inputs used to measure fair value include: Level 1, observable inputs such as 
quoted prices in active markets; Level 2, inputs other than quoted prices in active markets that are either directly or indirectly 
observable; and Level 3, unobservable inputs in which little or no market data exists. This fair value hierarchy requires the 
Company to develop its own assumptions and maximize the use of observable inputs and minimize the use of unobservable 
inputs when measuring fair value. Corporate, U.S. government and agency, and mortgage-backed securities are classified 
within Level 1 or Level 2 because these securities are valued using quoted market prices or alternative pricing sources and 
models utilizing market observable inputs. 

There were no transfers between Level 1 and Level 2 categories during the fiscal year ended February 1, 2020. The fair 
value of the Company’s financial instruments as of February 1, 2020 and February 2, 2019 are as follows: 

($000) 

Cash and cash equivalents (Level 1) 

Investments (Level 2) 

Restricted cash and cash equivalents (Level 1) 

Restricted investments (Level 2) 

2019    

2018  

1,351,205    $ 

1,412,912  

8    $ 

125  

60,205    $ 

65,167  

—    $ 

400  

  $ 

  $ 

  $ 

  $ 

50 

  
  
  
  
  
  
  
  
 
 
The underlying assets in the Company’s non-qualified deferred compensation program as of February 1, 2020 and 
February 2, 2019 (included in Other long-term assets and in Other long-term liabilities) primarily consist of participant-directed 
money market, stable value, stock, and bond funds. The fair value measurement for funds with quoted market prices in active 
markets (Level 1) and for funds without quoted market prices in active markets (Level 2) are as follows: 

($000) 

Level 1 

Level 2 

Total 

2019    

2018  

  $ 

134,440    $ 

114,181  

7,003      

10,377  

  $ 

141,443    $ 

124,558  

Note C: Stock-Based Compensation 

For fiscal 2019, 2018, and 2017, the Company recognized stock-based compensation expense as follows: 

($000) 

Restricted stock 

Performance awards 

ESPP 

Total 

2019    

2018    

  $ 

54,975     $ 

36,542       

3,921       

48,585    $ 

43,450      

3,550      

  $ 

95,438     $ 

95,585    $ 

2017  

44,356  

39,871  

3,190  

87,417  

Capitalized stock-based compensation cost was not significant in any year. 

At February 1, 2020, the Company had one active stock-based compensation plan, which is further described in Note H. The 
Company recognizes expense for ESPP purchase rights equal to the value of the 15% discount given on the purchase date. 

Total stock-based compensation recognized in the Company’s Consolidated Statements of Earnings for fiscal 2019, 2018, 
and 2017 is as follows: 

Statements of Earnings Classification ($000) 

Cost of goods sold 

Selling, general and administrative 

Total 

2019    

2018    

54,265     $ 

41,173       

45,052    $ 

50,533      

95,438     $ 

95,585    $ 

2017  

41,067  

46,350  

87,417  

  $ 

  $ 

The tax benefits related to stock-based compensation expense for fiscal 2019, 2018, and 2017 were $18.5 million, $19.6 
million, and $29.5 million, respectively. 

51 

  
  
    
  
  
  
    
    
  
  
  
  
  
    
  
  
 
 
Note D: Debt 

Senior notes. Unsecured senior debt, net of unamortized discounts and debt issuance costs, as of February 1, 2020 and 
February 2, 2019 consisted of the following: 

($000) 

6.53% Series B Senior Notes due 2021 

3.375% Senior Notes due 2024 

Total long-term debt 

2019    

2018  

  $ 

64,963    $ 

64,942  

247,928      

247,498  

  $ 

312,891    $ 

312,440  

As of February 1, 2020, the Company had outstanding Series B unsecured Senior Notes in the aggregate principal amount 
of $65 million, held by various institutional investors. The Series B notes are due in December 2021 and bear interest at a 
rate of 6.53%. Borrowings under these Senior Notes are subject to certain financial covenants, including interest coverage 
and other financial ratios. As of February 1, 2020, the Company was in compliance with these covenants. 

As of February 1, 2020, the Company also had outstanding unsecured 3.375% Senior Notes due September 2024 (the 
“2024 Notes”) with an aggregate principal amount of $250 million. Interest on the 2024 Notes is payable semi-annually. 

On December 13, 2018, the Company repaid at maturity the $85 million principal amount of the Series A 6.38% unsecured 
Senior Notes. 

As of February 1, 2020 and February 2, 2019, total unamortized discount and debt issuance costs were $2.1 million and $2.6 
million, respectively, and were classified as a reduction of long-term debt. 

The 2024 Notes, and the Series B Senior Notes are subject to prepayment penalties for early payment of principal. 

The aggregate fair value of the two outstanding series of Senior Notes was approximately $335 million and $316 million as of 
February 1, 2020 and February 2, 2019, respectively. The fair value is estimated by obtaining comparable market quotes 
which are considered to be Level 1 inputs under the fair value measurements and disclosures guidance. 

The following table shows scheduled annual principal payments on long-term debt: 

($000) 

2020 

2021 

2022 

2023 

2024 

Thereafter 

  $ 

  $ 

  $ 

  $ 

  $ 

  $ 

—  

65,000  

—  

—  

250,000  

—  

The table below shows the components of interest expense and income for fiscal 2019, 2018, and 2017: 

($000) 

2019    

2018    

2017  

Interest expense on long-term debt 

  $ 

13,139     $ 

17,900    $ 

18,578  

Other interest expense 

Capitalized interest 

Interest income 

968       

(4,367 )     

1,004      

(2,497)     

979  

(710) 

(27,846 )     

(26,569)     

(11,171) 

Interest (income) expense, net 

  $ 

(18,106 )   $ 

(10,162)   $ 

7,676  

52 

  
  
    
  
  
  
  
  
  
  
  
    
   
  
 
  
    
    
    
  
 
 
Revolving credit facility. In July 2019, the Company entered into a new $800 million unsecured revolving credit facility, 
which replaced the Company's previous $600 million unsecured revolving credit facility. This new credit facility expires in July 
2024, and contains a $300 million sublimit for issuance of standby letters of credit. The facility also contains an option 
allowing the Company to increase the size of its credit facility by up to an additional $300 million, with the agreement of the 
lenders. Interest on borrowings under this facility is based on LIBOR (or an alternate benchmark rate, if LIBOR is no longer 
available) plus an applicable margin (currently 75 basis points) and is payable quarterly and upon maturity. As of February 1, 
2020, the Company had no borrowings or standby letters of credit outstanding under this facility and the $800 million credit 
facility remained in place and available. 

Subsequent to year end, in March 2020, the Company borrowed $800 million from its revolving credit facility, which bears 
interest at LIBOR plus 0.75% (currently 1.61%), to add to its cash balances in order to provide enhanced financial flexibility 
due to uncertain market conditions arising from the impact of the COVID-19 pandemic. 

The revolving credit facility is subject to a financial leverage ratio covenant. As of February 1, 2020, the Company was in 
compliance with this covenant. 

Standby letters of credit and collateral trust. The Company uses standby letters of credit outside of its revolving credit 
facility in addition to a funded trust to collateralize its insurance obligations. As of February 1, 2020 and February 2, 2019, 
the Company had $4.2 million and $7.3 million, respectively, in standby letters of credit and $56.0 million and $58.3 million, 
respectively, in a collateral trust. The standby letters of credit are collateralized by restricted cash and the collateral trust 
consists of restricted cash, cash equivalents, and investments. 

Trade letters of credit. The Company had $11.2 million and $13.3 million in trade letters of credit outstanding at February 1, 
2020 and February 2, 2019, respectively. 

Note E: Leases 

The Company currently leases all but two of its store locations with original, non-cancelable terms that in general range from 
three to ten years. Store leases typically contain provisions for three to four renewal options of five years each. The exercise 
of lease renewal options is at the sole discretion of the Company. Most store leases also provide for minimum annual rentals 
and for payment of variable lease costs. In addition, some store leases also have provisions for additional rent based on a 
percentage of sales ("percentage rent") and others include rental payments adjusted periodically for inflation. The 
Company's lease agreements do not contain any material residual guarantees or material restrictive covenants. The 
Company does not have any financing leases. 

In November 2017, the Company entered into a sale-leaseback transaction on one of its previously owned stores.  The 
Company received net cash proceeds of $16.0 million, recognized a gain on sale of $6.3 million, and deferred the residual 
$7.5 million gain over the remaining ten-year lease term. As of February 3, 2019, the effective date of the adoption of ASC 
842, the Company wrote-off the remaining $6.5 million deferred gain on the sale-leaseback transaction that met the sale 
definition under ASC 842 to beginning retained earnings. 

The Company leases nine distribution centers/warehouses. All of these contain renewal provisions, except for the third-party 
warehouse in Fort Mill, South Carolina. The following table summarizes the location and expiration date of the Company's 
leased warehouses: 

Location 
Leased Distribution Centers/Warehouses 

   Lease Expiration Date   

Moreno Valley, California1 
Moreno Valley, California1 
Shafter, California 
Shafter, California1 
Carlisle, Pennsylvania 
Carlisle, Pennsylvania 
Fort Mill, South Carolina 
Fort Mill, South Carolina1 
Rock Hill, South Carolina 

1 Operated by a third party. 

2023 
2029 
2029 
2020 
2022 
2021 
2024 
2020 
2028 

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The Company leases approximately 103,000 and 5,000 square feet of office space for its Los Angeles and Boston buying 
offices, respectively. The lease term for both of these facilities expire in 2022, and contain renewal provisions. In addition, 
the Company has a ground lease related to its New York buying office. 

The following table presents net operating lease costs included in the Consolidated Statement of Earnings for fiscal 2019: 

($000) 

Operating lease cost1 

Variable lease costs2 

Net lease cost3 

  $ 

2019  

639,545  

174,438  

  $ 

813,983  

1 Net of sublease income which was immaterial. 
2 Includes property and rent taxes, insurance, common area maintenance, and percentage rent. 
3 Excludes short-term lease costs which were immaterial. 

The maturity of operating lease liabilities, including the ground lease related to the New York buying office as of February 1, 
2020, are as follows: 

($000) 

2020 

2021 

2022 

2023 

2024 

Thereafter 

Total lease payments 

Less: interest 

Present value of lease liabilities 

Less: current operating lease liabilities 

Non-current operating lease liabilities 

Operating Leases1 

   $ 

607,490  

633,846  

557,484  

469,211  

359,101  

1,613,176  

   $ 

4,240,308  

1,065,299  

   $ 

3,175,009  

564,481  

   $ 

2,610,528  

1 Operating leases exclude $266.8 million of minimum lease payments for leases signed that have not yet commenced. 

At February 1, 2020, the weighted-average remaining lease term and the weighted-average discount rate for operating 
leases is 10.7 years and 3.5%, respectively. The weighted-average remaining lease term and the weighted-average discount 
rate, excluding the long-term ground lease related to the New York buying office, were 6.1 years and 3.1%, respectively. 

Cash paid for amounts included in the measurement of operating lease liabilities was $608.6 million for fiscal 2019 and is 
included in Net cash provided by operating activities in the Consolidated Statements of Cash Flows. 

Operating lease assets obtained in exchange for new operating lease liabilities (includes new leases and remeasurements or 
modifications of existing leases) during fiscal 2019 was $739.3 million. 

54 

  
 
  
    
  
       
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
  
  
  
  
  
 
 
In accordance with ASC 840, the aggregate undiscounted future minimum annual lease payments under leases, including 
the ground lease related to the New York buying office, in effect at February 2, 2019 are as follows: 

($000) 

2020 

2021 

2022 

2023 

2024 

Thereafter 

Total minimum lease payments 

Total operating leases  

$ 

555,812  

580,712  

499,678  

424,695  

339,340  

1,575,673  

$ 

3,975,910  

Rent expense under ASC 840, including contingent rent and net of sublease income, was $569.8 million and $532.4 million 
in fiscal 2018 and 2017, respectively. Contingent rent and sublease income was not significant in any year. 

Note F: Taxes on Earnings 

The provision for income taxes consisted of the following: 

($000) 

Current 

Federal 

State 

Deferred 

Federal 

State 

Total 

2019    

2018    

2017  

  $ 

414,823     $ 

357,170    $ 

660,017  

56,528       

74,472      

52,853  

471,351       

431,642      

712,870  

28,244       

3,765       

32,009       

33,913      

(2,136)     

(40,468) 

5,565  

31,777      

(34,903) 

  $ 

503,360     $ 

463,419    $ 

677,967  

The provision for taxes for financial reporting purposes is different from the tax provision computed by applying the statutory 
federal income tax rate. The differences are reconciled below: 

Federal income taxes at the statutory rate 

State income taxes (net of federal benefit) and other, net 

Tax audit settlements 

Impact of the Tax Act on deferred taxes 

Total 

2019  

21%     

2       

—       

—       

23%     

2018  

21%     

3       

(1)      

—       

23%     

2017

34% 

2  

—  

(3) 

33% 

In November 2019, the Company resolved uncertain tax positions with a state tax authority. As a result, the Company 
recognized a tax benefit of approximately $10.0 million in the Consolidated Statement of Earnings. In fiscal 2018, the 
Company resolved uncertain tax positions related to fiscal 2015 with the Internal Revenue Service. As a result, the Company 
recognized a tax benefit of approximately $26.0 million in the Consolidated Statement of Earnings. 

55 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
      
        
        
  
    
  
    
      
        
        
  
    
    
  
    
  
  
  
  
    
    
    
    
    
  
  
 
 
In fiscal 2017, The Tax Cuts and Jobs Act (the “Tax Act” or "tax reform") was signed into law. The Tax Act made significant 
changes to U.S. corporate taxation including reducing the U.S. federal corporate income tax rate from 35% to 21% effective 
January 1, 2018, the last month of fiscal 2017. U.S. GAAP requires that the impact of tax legislation be recognized in the 
period in which the law was enacted. The Company applied a blended U.S. federal income tax rate of approximately 34% for 
fiscal 2017. This reduced tax rate resulted in a tax benefit of $24.9 million in fiscal 2017. The Company recorded an 
additional tax benefit of $55.2 million due to the remeasurement of its deferred tax assets and liabilities in fiscal 2017.  

Also, in fiscal 2017, the Company adopted ASU 2016-09. Prior to adoption of ASU 2016-09, the Company recorded tax 
benefits related to employee equity programs in additional paid-in capital.  As a result of adopting ASU 2016-09, the 
Company recorded tax benefits of $13.3 million, $12.6 million and $16.3 million in 2019, 2018 and 2017, respectively, as a 
reduction to its provision for income taxes. 

The components of deferred taxes at February 1, 2020 and February 2, 2019 are as follows: 

($000) 

Deferred Tax Assets 

Accrued liabilities 

Deferred compensation 

Stock-based compensation 

Deferred rent 

State taxes and credits 

Employee benefits 

Operating lease liabilities 

Other 

Gross Deferred Tax Assets 

Less: Valuation allowance 

Deferred Tax Assets 

Deferred Tax Liabilities 

Depreciation 

Merchandise inventory 

Supplies 

Operating lease assets 

Other 

Deferred Tax Liabilities 

Net Deferred Tax Liabilities 

2019     

2018  

  $ 

35,242     $ 

33,108       

35,290       

—       

20,178       

18,425       

797,4671      

3,353       

38,367  

30,886  

36,118  

19,824  

20,310  

18,845  

—  

1,412  

943,063       

165,762  

(4,590)      

(4,639) 

938,473       

161,123  

(273,255)      

(238,631) 

(26,376)      

(10,972)      
(766,874)1     

(25,686) 

(10,308) 

—  

(10,675)      

(10,806) 

(1,088,152)      

(285,431) 

  $ 

(149,679)    $ 

(124,308) 

1  Fiscal 2019 reflects the impact of adoption of ASU 2016-02, Leases (ASC 842) on a modified retrospective basis; fiscal 2018 was not restated. 

At the end of fiscal 2019 and 2018, the Company’s state tax credit carryforwards for income tax purposes were 
approximately $12.8 million and $13.6 million, respectively. The state tax credit carryforwards will begin to expire in fiscal 
2020. The Company has provided a valuation allowance of $4.6 million as of the end of fiscal 2019 for deferred tax assets 
related to state tax credits that are not expected to be realized. 

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The changes in amounts of unrecognized tax benefits (gross of federal tax benefits and excluding interest and penalties) at 
fiscal 2019, 2018, and 2017 are as follows: 

($000) 

2019    

2018    

2017  

Unrecognized tax benefits - beginning of year 

  $ 

65,787     $ 

98,666    $ 

81,122  

Gross increases: 

    Tax positions in current period 

    Tax positions in prior period 

Gross decreases: 

    Tax positions in prior periods 

    Lapse of statutes of limitations 

    Settlements 

13,864       

2,672       

14,722      

1,843      

(9,559 )     

(8,653 )     

(4,224 )     

(40,600)     

(8,584)     

(260)     

26,837  

—  

(2,755) 

(6,068) 

(470) 

Unrecognized tax benefits - end of year 

  $ 

59,887     $ 

65,787    $ 

98,666  

At the end of fiscal 2019, 2018, and 2017, the reserves for unrecognized tax benefits were $67.1 million, $78.8 million, and 
$121.3 million inclusive of $7.2 million, $13.0 million, and $22.6 million of related reserves for interest and penalties, 
respectively. In November 2019, the Company resolved uncertain tax positions with a state tax authority. As a result, the 
Company recognized a decrease in reserves for tax positions in prior periods of $16.2 million, inclusive of $6.6 million of 
related reserves for interest and penalties. In fiscal 2018, the Company resolved uncertain tax positions related to fiscal 2015 
with the Internal Revenue Service. As a result, the Company recognized a decrease in reserves for tax positions in prior 
periods of $52.4 million, inclusive of $12.6 million of related reserves for interest and penalties. The Company accounts for 
interest and penalties related to unrecognized tax benefits as a part of its provision for taxes on earnings. If recognized, 
$53.3 million would impact the Company’s effective tax rate. The difference between the total amount of unrecognized tax 
benefits and the amounts that would impact the effective tax rate relates to amounts attributable to deferred tax assets and 
liabilities. These amounts are net of federal and state income taxes. 

It is reasonably possible that certain state tax matters may be concluded or statutes of limitations may lapse during the next 
twelve months. Accordingly, the total amount of unrecognized tax benefits may decrease by up to $10.3 million. 

The Company is open to audit by the Internal Revenue Service under the statute of limitations for fiscal years 2016 through 
2019. The Company’s state income tax returns are generally open to audit under the various statutes of limitations for fiscal 
years 2015 through 2019. Certain state tax returns are currently under audit by various tax authorities. The Company does 
not expect the results of these audits to have a material impact on the consolidated financial statements. 

Note G: Employee Benefit Plans 

The Company has a defined contribution plan that is available to certain employees. Under the plan, employee and 
Company contributions and accumulated plan earnings qualify for favorable tax treatment under Section 401(k) of the 
Internal Revenue Code. This plan permits employees to make contributions up to the maximum limits allowable under the 
Internal Revenue Code. The Company matches up to 4% of the employee’s salary up to the plan limits. Company matching 
contributions to the 401(k) plan were $19.2 million, $17.1 million, and $15.4 million in fiscal 2019, 2018, and 2017, 
respectively. 

The Company also has an Incentive Compensation Plan which provides cash awards to key management and employees 
based on Company and individual performance. 

The Company also makes available to management a Non-qualified Deferred Compensation Plan which allows 
management to make payroll contributions on a pre-tax basis in addition to the 401(k) plan. Other long-term assets include 
$141.4 million and $124.6 million at February 1, 2020 and February 2, 2019, respectively, of long-term plan investments, at 
market value, set aside or designated for the Non-qualified Deferred Compensation Plan (See Note B). Plan investments are 
designated by the participants, and investment returns are not guaranteed by the Company. The Company has a 
corresponding liability to participants of $141.4 million and $124.6 million at February 1, 2020 and February 2, 2019, 
respectively, included in Other long-term liabilities in the Consolidated Balance Sheets. 

57 

  
  
      
        
        
  
    
    
      
        
        
  
    
    
    
  
  
  
  
  
  
  
In addition, the Company has certain individuals who receive or will receive post-employment medical benefits. The 
estimated liability for these benefits of $8.2 million and $6.7 million is included in Accrued expenses and other in the 
accompanying Consolidated Balance Sheets as of February 1, 2020 and February 2, 2019, respectively. 

Note H: Stockholders’ Equity 

Common stock. In March 2019, the Company's Board of Directors approved a two-year $2.55 billion stock repurchase 
program through fiscal 2020. As of the end of fiscal 2019, the Company has $1.275 billion remaining under the stock 
repurchase program. Due to the current economic uncertainty stemming from the severe impact of the COVID-19 pandemic, 
the Company is temporarily suspending its stock repurchase program. In February 2017, the Company’s Board of Directors 
approved a two-year $1.75 billion stock repurchase program through fiscal 2018. In March 2018, the Company’s Board of 
Directors approved an increase in the stock repurchase authorization for fiscal 2018 by $200 million to $1.075 billion, up from 
the previously available $875 million. 

The following table summarizes the Company’s stock repurchase activity in fiscal 2019, 2018, and 2017: 

Fiscal Year 

2019 

2018 

2017 

Shares 
repurchased

Average 
repurchase

(in millions)    
12.3     
12.5     
13.5     

price    
$103.99     
$86.19     
$64.87     

Repurchased 
(in millions)   

$1,275  

$1,075  

$875  

Preferred stock. The Company has 4.0 million shares of preferred stock authorized, with a par value of $.01 per share. No 
preferred stock is issued or outstanding. 

Dividends. On March 3, 2020, the Company’s Board of Directors declared a quarterly cash dividend of $0.285 per common 
share, payable on March 31, 2020. The Company’s Board of Directors declared cash dividends of $0.255 per common share 
in March, May, August, and November 2019, cash dividends of $0.225 per common share in March, May, August, and 
November 2018, and cash dividends of $0.160 per common share in February, May, August, and November 2017. 

2017 Equity Incentive Plan. On May 17, 2017, the Company’s stockholders approved the Ross Stores, Inc. 2017 Equity 
Incentive Plan (the “2017 Plan”) which replaced the Company’s 2008 Equity Incentive Plan (“Predecessor Plan”). The 2017 
Plan, which was authorized to issue a maximum of 12.0 million shares, was immediately effective upon approval and no 
further awards were granted under the Predecessor Plan, which was terminated.  

The 2017 Plan has an initial share reserve of 12.0 million shares of the Company’s common stock which can be increased 
by a maximum of 5.5 million shares from certain expired, withheld, or forfeited shares from the 2017 Plan or the Predecessor 
Plan. The 2017 Plan provides for various types of incentive awards, which may potentially include the grant of stock options, 
stock appreciation rights, restricted stock purchase rights, restricted stock bonuses, restricted stock units, performance 
shares, performance units, and deferred compensation awards. As of February 1, 2020, there were 10.7 million shares 
available for grant under the 2017 Plan. 

A summary of restricted stock and performance share award activity for fiscal 2019 is presented below: 

Unvested at February 2, 2019 

Awarded 

Released 

Forfeited 

Unvested at February 1, 2020 

58 

Number of
shares (000)    
5,130     
1,422      

(1,782)     

(376)     
4,394     

Weighted
average grant
date fair value  

$62.50   

95.25   

53.14   

70.90   

$76.20   

  
  
  
  
    
    
    
  
  
  
  
  
  
  
  
    
    
    
    
    
  
The market value of shares of restricted stock and performance shares at the date of grant is amortized to expense over the 
vesting period of generally three to five years. The unamortized compensation expense at February 1, 2020 and February 2, 
2019 was $158.4 million and $138.1 million, respectively, which is expected to be recognized over a weighted-average 
remaining period of 2.0 years. Intrinsic value for restricted stock, defined as the closing market value on the last business 
day of fiscal year 2019 (or $112.19), was $493.0 million. A total of 10.7 million, 11.2 million, and 11.9 million shares were 
available for new restricted stock awards at the end of fiscal 2019, 2018, and 2017, respectively. During fiscal 2019, 2018, 
and 2017, shares purchased by the Company for tax withholding totaled 0.6 million, 0.7 million, and 0.7 million shares, 
respectively, and are considered treasury shares which are available for reissuance. As of February 1, 2020 and February 2, 
2019, the Company held 13.8 million and 13.2 million shares of treasury stock, respectively. 

Performance share awards. The Company has a performance share award program for senior executives. A performance 
share award represents a right to receive shares of restricted stock on a specified settlement date based on the Company’s 
attainment of a profitability-based performance goal during the performance period, which is the Company’s fiscal year. If 
attained, the restricted stock then vests over a service period, generally two to three years from the date the performance 
award was granted. The Company issued approximately 414,000, 556,000, and 655,000 shares in settlement of the fiscal 
2019, 2018, and 2017 awards. 

Employee Stock Purchase Plan. Under the Employee Stock Purchase Plan (“ESPP”), eligible employees participating in 
the quarterly offering period can choose to have up to the lesser of 10% of their annual base earnings or the IRS annual 
share purchase limit of $25,000 in aggregate market value to purchase the Company’s common stock. The purchase price of 
the stock is 85% of the closing market price on the date of purchase. Purchases occur on a quarterly basis (on the last 
trading day of each calendar quarter). The Company recognizes expense for ESPP purchase rights equal to the value of the 
15% discount given on the purchase date. 

During fiscal 2019, 2018, and 2017, employees purchased approximately 0.3 million, 0.3 million, and 0.3 million shares, 
respectively, of the Company’s common stock under the plan at weighted-average per share prices of $88.45, $72.89, and 
$56.42, respectively. Through February 1, 2020, approximately 40.2 million shares had been issued under this plan and 4.8 
million shares remained available for future issuance. 

Note I: Related Party Transactions 

The Company has a consulting agreement with Norman Ferber, its Chairman Emeritus of the Board of Directors, under 
which the Company paid him $2.1 million, $1.9 million, and $1.6 million in fiscal 2019, 2018, and 2017, respectively. In 
addition, the agreement provides for administrative support and health and other benefits for him and his dependents, which 
totaled approximately $0.4 million, $0.4 million, and $0.4 million in fiscal 2019, 2018, and 2017, respectively, along with 
amounts to cover premiums through May 2021 on a life insurance policy with a death benefit of $2.0 million.  Mr. Ferber's 
current consulting agreement pays him an annual consulting fee of $2.3 million through May 2021. On termination of Mr. 
Ferber’s consultancy with the Company, the Company will pay Mr. Ferber $75,000 per year for a period of 10 years. 

Robert Ferber, the son of Norman Ferber, is a buyer with the Company. The Company paid Robert Ferber compensation 
including salary and bonus of approximately $209,000, $180,000, and $159,000 in fiscal 2019, 2018, and 2017, respectively. 

Note J: Litigation, Claims, and Assessments 

Like many retailers, the Company has been named in class/representative action lawsuits, primarily in California, alleging 
violation of wage and hour laws and consumer protection laws. Class/representative action litigation remains pending as of 
February 1, 2020. 

The Company is also party to various other legal and regulatory proceedings arising in the normal course of business. 
Actions filed against the Company may include commercial, product and product safety, consumer, intellectual property, 
environmental, and labor and employment-related claims, including lawsuits in which private plaintiffs or governmental 
agencies allege that the Company violated federal, state, and/or local laws. Actions against the Company are in various 
procedural stages. Many of these proceedings raise factual and legal issues and are subject to uncertainties. 

In the opinion of management, the resolution of pending class/representative action litigation and other currently pending 
legal and regulatory proceedings will not have a material adverse effect on the Company’s financial condition, results of 
operations, or cash flows. 

59 

  
  
  
  
  
  
  
  
  
 
 
Note K: Quarterly Financial Data (Unaudited) 

Summarized quarterly financial information for fiscal 2019 and 2018 is presented in the tables below. 

Year ended February 1, 2020: 

($000, except per share data) 

May 4, 2019     

August 3, 2019      November 2, 2019     

February 1, 2020  

Sales 

   $ 

3,796,642      $ 

3,979,869      $ 

3,849,117      $ 

4,413,445   

Quarter Ended 

Cost of goods sold 

2,701,668        

2,843,850        

2,766,432        

3,224,237   

Selling, general and administrative 

558,250        

591,970        

604,605        

601,879   

Interest income, net 

Total costs and expenses 

Earnings before taxes 

(5,635)       

(4,782)       

(4,402)       

(3,287 ) 

3,254,283        

3,431,038        

3,366,635        

3,822,829   

542,359        

548,831        

482,482        

590,616   

134,483   

Provision for taxes on earnings 

121,217        

136,110        

111,550        

Net earnings 

   $ 

421,142      $ 

412,721      $ 

370,932      $ 

456,133   

Earnings per share – basic1 

Earnings per share – diluted1 

Cash dividends declared per share 

on common stock 

   $ 

   $ 

   $ 

1.16      $ 

1.15      $ 

1.15      $ 

1.14      $ 

1.04      $ 

1.03      $ 

1.29 2 

1.28 2 

0.255      $ 

0.255      $ 

0.255      $ 

0.255   

¹  EPS is computed independently for each of the quarters presented. The sum of the quarters may not equal the total year amount due to the impact 

of changes in average quarterly shares outstanding. 
Includes a per share benefit of approximately $0.02 primarily related to the favorable resolution of a tax matter. 

² 

60 

  
  
  
  
  
  
  
        
           
           
           
  
     
     
     
     
     
     
  
        
           
           
           
  
        
           
           
           
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended February 2, 2019: 

($000, except per share data) 

May 5, 2018     

August 4, 2018     November 3, 2018    

February 2, 2019  

Sales 

  $ 

3,588,619     $ 

3,737,926     $ 

3,549,608    $ 

4,107,388  

Quarter Ended 

Cost of goods sold 

2,522,219       

2,666,983       

2,547,331      

2,989,744  

Selling, general and administrative 

524,423       

554,581       

561,577      

575,969  

Interest income, net 

Total costs and expenses 

Earnings before taxes 

(503 )     

(1,393 )     

(2,953)     

(5,313) 

3,046,139       

3,220,171       

3,105,955      

3,560,400  

542,480       

517,755       

443,653      

546,988  

105,295  

Provision for taxes on earnings 

124,228       

128,351       

105,545      

Net earnings 

Earnings per share – basic1  

Earnings per share – diluted1 

Cash dividends declared per share 

on common stock 

  $ 

  $ 

  $ 

  $ 

418,252     $ 

389,404     $ 

338,108    $ 

441,693  

1.12     $ 

1.11     $ 

1.05     $ 

1.04     $ 

0.92    $ 

0.91    $ 

1.212 

1.202 

0.225     $ 

0.225     $ 

0.225    $ 

0.225  

¹  EPS is computed independently for each of the quarters presented. The sum of the quarters may not equal the total year amount due to the impact 

of changes in average quarterly shares outstanding. 
Includes a per share benefit of approximately $0.07 from the favorable resolution of a tax matter. 

² 

Note L: Subsequent Events 

The United States and other countries are experiencing a major global health pandemic related to the outbreak of a novel 
strain of coronavirus, COVID-19. Governmental authorities in affected regions are taking increasingly dramatic action in an 
effort to slow down the spread of the disease. As part of a growing number of retailers across the country, the Company has 
temporarily closed all store locations effective March 20, 2020 through April 3, 2020. The Company has closed its buying 
and corporate offices, and its distribution centers, for the same period. The Company is monitoring the situation and will 
reopen stores as conditions permit; however, extended or further closures may be required nationally, regionally, or in 
specific locations. Given the unprecedented uncertainty of this situation, including the unknown duration and severity of the 
pandemic and the unknown overall impact on consumer demand, the Company is unable to forecast the full impact on its 
business; however, the Company now expects that impacts from the COVID-19 pandemic and the related economic 
disruption will have a material adverse impact on its consolidated results of operations, consolidated financial position, and 
consolidated cash flows in fiscal 2020.  

Due to the current economic uncertainty stemming from the severe impact of the COVID-19 pandemic, and to provide 
enhanced financial flexibility, the Company borrowed $800 million from its revolving credit facility in March 2020, which bears 
interest at LIBOR plus 0.75% (currently 1.61%), and is temporarily suspending its stock repurchase program. 

61 

 
 
 
 
  
  
  
  
  
  
       
         
         
         
  
    
    
    
    
    
    
  
       
         
         
         
  
       
         
         
         
  
 
  
   
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Stockholders and the Board of Directors of Ross Stores, Inc.: 

Opinions on the Financial Statements and Internal Control over Financial Reporting 

We have audited the accompanying consolidated balance sheets of Ross Stores, Inc. and subsidiaries (the "Company") as 
of February 1, 2020 and February 2, 2019, and the related consolidated statements of earnings, comprehensive income, 
stockholders’ equity, and cash flows for each of the fiscal years ended February 1, 2020, February 2, 2019, and February 3, 
2018 and the related notes (collectively referred to as the “financial statements”). We also have audited the Company’s 
internal control over financial reporting as of February 1, 2020, based on criteria established in Internal Control - Integrated 
Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). 

In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the 
Company as of February 1, 2020 and February 2, 2019, and the results of its operations and its cash flows for each of the 
fiscal years ended February 1, 2020, February 2, 2019, and February 3, 2018, in conformity with accounting principles 
generally accepted in the United States of America.  Also, in our opinion, the Company maintained, in all material respects, 
effective internal control over financial reporting as of February 1, 2020, based on the criteria established in Internal Control - 
Integrated Framework (2013) issued by COSO. 

Change in Accounting Principle  

As discussed in Note A to the financial statements, effective February 3, 2019, the Company adopted FASB ASC 842, 
Leases, using the modified retrospective basis. Recently adopted accounting standards – ASC 842, Leases, is also 
communicated as a critical audit matter below. 

Basis for Opinions 

The Company’s management is responsible for these financial statements, for maintaining effective internal control over 
financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, included in the 
accompanying “Management’s Annual Report on Internal Control over Financial Reporting.” Our responsibility is to express 
an opinion on the Company’s financial statements and an opinion on the Company’s internal control over financial reporting 
based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board 
(United States) (PCAOB) and are required to be independent with respect to the Company in accordance with the U.S. 
federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the 
PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, 
whether due to error or fraud, and whether effective internal control over financial reporting was maintained in all material 
respects. 

Our audits of the financial statements included performing procedures to assess the risks of material misstatement of the 
financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures 
included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits 
also included evaluating the accounting principles used and significant estimates made by management, as well as 
evaluating the overall presentation of the financial statements. Our audit of internal control over financial reporting included 
obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, 
and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audits 
also included performing such other procedures as we considered necessary in the circumstances. We believe that our 
audits provide a reasonable basis for our opinions. 

Definition and Limitations of Internal Control over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures 

62 

 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to 
permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the company are being made only in accordance with authorizations of management and directors of the 
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 
disposition of the company’s assets that could have material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of the effectiveness to future periods are subject to the risk that the controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate. 

Critical Audit Matter 

The critical audit matter communicated below is a matter arising from the current-period audit of the financial statements that 
was communicated or required to be communicated to the audit committee and that (1) relates to accounts or disclosures 
that are material to the financial statements and (2) involved our especially challenging, subjective, or complex judgments. 
The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a 
whole, and we are not, by communicating the critical audit matter below, providing a separate opinion on the critical audit 
matter or on the accounts or disclosures to which it relates. 

Recently adopted accounting standards – ASC 842, Leases – Incremental Borrowing Rate — Refer to Note A and 
Note E to the consolidated financial statements (also see Change in Accounting Principle explanatory paragraph 
above) 

Critical Audit Matter Description 

The Company adopted the provisions of ASC 842, Leases ("ASC 842"), as of February 3, 2019. The Company recorded 
lease liabilities for the present value of its lease commitments and corresponding right-of-use (ROU) assets of approximately 
$2.9 billion, upon adoption. The Company developed estimated collateralized incremental borrowing rates (IBR) for each 
lease portfolio to present value the lease payments as required by ASC 842 when the discount rate is not implicit in the 
lease. The determination of an IBR required management to use significant estimates and assumptions including its credit 
rating, credit spread, and adjustments for the impact of collateral. 

We identified the IBRs used in the adoption of ASC 842 as a critical audit matter because of the significant impact of 
management’s assumptions and estimates in determining the selected IBRs for each lease portfolio and the related material 
impact upon the lease liabilities and corresponding right-of-use (ROU) assets recorded upon adoption. 

Management’s assumptions and estimates used in determining the selected IBRs were the Company’s credit rating, credit 
spread, and adjustments for the impact of collateral. Given these significant judgments made by management in determining 
the IBR, performing audit procedures to evaluate the reasonableness of the methods and assumptions related to these 
assumptions and estimates involved a high degree of auditor judgment and an increased extent of effort, including the need 
to involve our fair value specialists. 

63 

  
  
  
  
  
  
  
  
  
How the Critical Audit Matter Was Addressed in the Audit 

Our audit procedures related to the IBRs used in the adoption of ASC 842 included the following, among others: 

•  We tested the effectiveness of controls over the methods and assumptions used by management to estimate 
the IBRs, including those over the credit rating, credit spreads and adjustments for the impact of collateral. 
•  With  the  assistance  of  our  fair  value  specialists,  we  evaluated  the  methods  and  assumptions  used  by 
management to estimate the IBRs and tested the inputs used by management to develop the IBRs as follows: 

-    Assessed the reasonableness of the methodology and models used to estimate the IBRs based on 

the definition and guidance in ASC 842 and other reference materials. 

-    Assessed the reasonableness of the significant inputs used to estimate the IBRs by comparing to 

Company specific benchmarks, comparable companies and other market information: 
o  The credit rating ascribed to the Company. 
o  The credit spreads applied in determining the IBRs. 
o  The collateral adjustment applied in determining the IBRs. 

/s/DELOITTE & TOUCHE LLP 

San Francisco, California 
March 31, 2020 

We have served as the Company’s auditor since 1982. 

64 

  
  
  
  
  
  
  
  
 
  
  
  
  
 
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURE 

None 

ITEM 9A. CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures 

Our management, with the participation of our Chief Executive Officer and Chief Financial Officer, conducted an evaluation 
of the effectiveness of our “disclosure controls and procedures,” (as defined in Exchange Act Rule 13a-15(e)), as of the end 
of the period covered by this report. Our disclosure controls and procedures are designed to provide reasonable assurance 
of achieving their objectives. Based on that evaluation, our Chief Executive Officer and Chief Financial Officer concluded that 
our disclosure controls and procedures were effective at that reasonable assurance level as of the end of the period covered 
by this report. 

It should be noted that any system of controls, however well designed and operated, can provide only reasonable, and not 
absolute, assurance that the objectives of the system will be met. In addition, the design of any control system is based in 
part upon certain assumptions about the likelihood of future events. 

Management’s Annual Report on Internal Control Over Financial Reporting 

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as 
defined in Exchange Act Rule 13a-15(f). Our internal control over financial reporting is designed to provide reasonable 
assurance regarding the reliability of financial reporting and the preparation of consolidated financial statements for external 
purposes in accordance with generally accepted accounting principles. 

Under the supervision and with the participation of our management, including our Chief Executive Officer and Chief 
Financial Officer, we conducted an evaluation of the effectiveness of our internal control over financial reporting based on the 
framework established by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) as set forth in 
Internal Control — Integrated Framework (2013). Based on our evaluation under the framework in Internal Control — 
Integrated Framework (2013), our management concluded that our internal control over financial reporting was effective as 
of February 1, 2020. 

Our internal control over financial reporting as of February 1, 2020 has also been audited by Deloitte & Touche LLP, an 
independent registered public accounting firm, and their opinion as to the effectiveness of our internal control over financial 
reporting is stated in their report, dated March 31, 2020, which is included in Item 8 in this Annual Report on Form 10-K. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. It should 
be noted that any system of controls, however well designed and operated, can provide only reasonable, and not absolute, 
assurance that the objectives of the system will be met. In addition, the design of any control system is based in part upon 
certain assumptions about the likelihood of future events. Also, projections of any evaluation of effectiveness to future 
periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of 
compliance with the policies or procedures may deteriorate. 

Quarterly Evaluation of Changes in Internal Control Over Financial Reporting 

Our management, with the participation of our Chief Executive Officer and Chief Financial Officer, also conducted an 
evaluation of our internal control over financial reporting to determine whether any change occurred during the fourth fiscal 
quarter of 2019 that has materially affected, or is reasonably likely to materially affect, our internal control over financial 
reporting. Based on that evaluation, our management concluded that there was no such change during the fourth fiscal 
quarter. 

ITEM 9B. OTHER INFORMATION 

None 

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PART III 

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

Information required by Item 401 of Regulation S-K is incorporated herein by reference to the sections entitled “Executive 
Officers of the Registrant” at the end of Part I of this report; and to the sections of the Ross Stores, Inc. Proxy Statement for 
the Annual Meeting of Stockholders to be held on Wednesday, May 20, 2020 (the “Proxy Statement”) entitled “Information 
Regarding Nominees and Incumbent Directors.” Information required by Item 405 of Regulation S-K is incorporated by 
reference to the Proxy Statement under the section titled “Section 16(a) Beneficial Ownership Reporting Compliance.” Since 
our last Annual Report on Form 10-K, we have not made any material changes to the procedures by which our stockholders 
may recommend nominees to the Board of Directors. Information required by Item 407(d)(4) and (d)(5) of Regulation S-K is 
incorporated by reference to the Proxy Statement under the section entitled “Information Regarding Nominees and 
Incumbent Directors” under the caption “Audit Committee.” 

Our Board of Directors has adopted a Code of Ethics for Senior Financial Officers that applies to our Chief Executive Officer 
and our Chief Financial Officer (who is also our principal accounting officer), along with other of our senior operating and 
financial executives. This Code of Ethics is posted on our corporate website (www.rossstores.com) under Corporate 
Governance in the Investors Section. We intend to satisfy the disclosure requirements of Item 5.05 of Form 8-K regarding 
any future amendments to, or waivers from, our Code of Ethics for Senior Financial Officers by posting any changed version 
on the same corporate website. 

ITEM 11. EXECUTIVE COMPENSATION 

The information required by Item 402 of Regulation S-K is incorporated herein by reference to the sections of the Proxy 
Statement entitled “Compensation of Directors” and “Executive Compensation” under the captions “Compensation 
Discussion and Analysis,” “Summary Compensation Table,” “All Other Compensation,” “Perquisites,” “Discussion of 
Summary Compensation,” “Grants of Plan-Based Awards During Fiscal Year,” “Outstanding Equity Awards at Fiscal Year-
End,” “Option Exercises and Stock Vested,” “Non-Qualified Deferred Compensation,” and “Potential Payments Upon 
Termination or Change in Control.” 

The information required by Items 407(e)(4) and (e)(5) of Regulation S-K are incorporated herein by reference to the 
sections of the Proxy Statement entitled “Compensation Committee Interlocks and Insider Participation” and “Compensation 
Committee Report.” 

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED STOCKHOLDER MATTERS 

Equity compensation plan information. The following table summarizes the equity compensation plans under which the 
Company’s common stock may be issued as of February 1, 2020: 

Shares in (000s) 

Equity compensation plans approved by security holders 

Equity compensation plans not approved by security holders 

Total 

(a)
Number of 
securities
to be issued upon
exercise of
outstanding 

(b)
Weighted-average
exercise price per
share of 
outstanding 

options and rights     

options and rights     

(c)
Number of 
securities
remaining available 
for future issuance
(excluding 
securities reflected 
in column (a))1  

4122     

—      

412      

—      

—      

—      

15,5453 

—  

15,545  

1  After approval by stockholders of the 2017 Equity Incentive Plan in May 2017, any shares remaining available for grant in the share reserves of the 

2008 Equity Incentive Plan were automatically canceled. 

2 Securities include shares underlying outstanding performance share awards where the performance measurement has occurred but that remain 
unsettled and unissued as of February 1, 2020.  The weighted-average exercise price in column (b) does not take these awards into account. 

3  Includes 4.8 million shares reserved for issuance under the Employee Stock Purchase Plan and 10.7 million shares reserved for issuance under the 

2017 Equity Incentive Plan. 

66 

  
  
  
  
  
  
  
    
    
    
  
  
The information required by Item 403 of Regulation S-K is incorporated herein by reference to the section of the Proxy 
Statement entitled "Stock Ownership of Certain Beneficial Owners and Management." 

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR 
INDEPENDENCE 

The information required by Items 404 and 407(a) of Regulation S-K is incorporated herein by reference to the section of the 
Proxy Statement entitled “Information Regarding Nominees and Incumbent Directors” including the captions “Audit 
Committee,” “Compensation Committee,” and “Nominating and Corporate Governance Committee,” and the section of the 
Proxy Statement entitled “Certain Transactions.” 

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES 

Information concerning principal accountant fees and services will appear in the Proxy Statement in the Ross Stores, Inc. 
Board of Directors Audit Committee Report under the caption “Summary of Audit, Audit-Related, Tax and All Other Fees.” 
Such information is incorporated herein by reference. 

PART IV 

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES 

(a) The following consolidated financial statements, schedules, and exhibits are filed as part of this report or are incorporated 

herein as indicated: 

1. 

    List of Consolidated Financial Statements. 

The following consolidated financial statements are included herein under Item 8: 

Consolidated Statements of Earnings for the years ended February 1, 2020, February 2, 
2019, and February 3, 2018. 

Consolidated Statements of Comprehensive Income for the years ended February 1, 2020, 
February 2, 2019, and February 3, 2018. 

Consolidated Balance Sheets at February 1, 2020 and February 2, 2019. 

Consolidated Statements of Stockholders’ Equity for the years ended February 1, 2020, 
February 2, 2019, and February 3, 2018. 

Consolidated Statements of Cash Flows for the years ended February 1, 2020, February 2, 
2019, and February 3, 2018. 

Notes to Consolidated Financial Statements. 

Report of Independent Registered Public Accounting Firm. 

2. 

    List of Consolidated Financial Statement Schedules. 

Schedules are omitted because they are not required, not applicable, or such information is 
included in the consolidated financial statements or notes thereto which are included in this 
Report. 

3. 

    List of Exhibits (in accordance with Item 601 of Regulation S-K). 

Incorporated herein by reference to the list of Exhibits contained in the Exhibit Index within 
this Report. 

67 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
   
  
 
SIGNATURES 

Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, the Registrant has duly caused 
this Report to be signed on its behalf by the undersigned, thereunto duly authorized. 

Date: 

March 31, 2020 

ROSS STORES, INC. 
 (Registrant) 

By:  

/s/Barbara Rentler 
Barbara Rentler 
Chief Executive Officer 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 
persons on behalf of the Registrant and in the capacities and on the dates indicated. 

Signature 

Title 

Date 

Chief Executive Officer, Director 

March 31, 2020 

Group Senior Vice President and Chief Financial 
Officer, and Principal Accounting Officer 

March 31, 2020 

Chairman of the Board and Senior Advisor, Director 

March 31, 2020 

Director 

Director 

March 31, 2020 

March 31, 2020 

Chairman Emeritus of the Board, Director 

March 31, 2020 

Director 

Director 

Director 

Director 

March 31, 2020 

March 31, 2020 

March 31, 2020 

March 31, 2020 

/s/Barbara Rentler 
Barbara Rentler 

/s/Travis R. Marquette 
Travis R. Marquette 

/s/Michael Balmuth 
Michael Balmuth 

/s/K. Gunnar Bjorklund 
K. Gunnar Bjorklund 

/s/Michael J. Bush 
Michael J. Bush 

/s/Norman A. Ferber 
Norman A. Ferber 

/s/Sharon D. Garrett 
Sharon D. Garrett 

/s/Stephen D. Milligan 
Stephen D. Milligan 

/s/George P. Orban 
George P. Orban 

/s/Gregory L. Quesnel 
Gregory L. Quesnel 

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INDEX TO EXHIBITS 

Exhibit 
Number 
3.1  

Exhibit 

  Certificate of Incorporation of Ross Stores, Inc. as amended (Corrected First Restated Certificate of 

Incorporation, dated March 17, 1999, together with amendments thereto through Amendment of Certificate of 
Incorporation dated May 29, 2015) incorporated by reference to Exhibit 3.1 to the Form 10-Q filed by Ross 
Stores, Inc. for its quarter ended August 1, 2015. 

3.2  

  Amended and Restated Bylaws of Ross Stores, Inc. (as amended March 8, 2017), incorporated by reference to 

Exhibit 3.2 to the Form 10-K filed by Ross Stores, Inc. for its fiscal year ended January 28, 2017. 

4.1  

  Note Purchase Agreement dated October 17, 2006, incorporated by reference to Exhibit 10.2 to the Form 10-Q 

filed by Ross Stores, Inc. for its quarter ended October 28, 2006. 

4.2  

  Officers’ Certificate, dated as of September 18, 2014, establishing the terms and form of the Notes, 

incorporated by reference to Exhibit 4.2 to the Form 8-K filed by Ross Stores on September 18, 2014. 

4.3  

  Form of the 3.375% Senior Notes Due 2024, included in Exhibit 4.2 and incorporated by reference to Exhibit 

4.2 to the Form 8-K filed by Ross Stores on September 18, 2014. 

4.4  

  Indenture, dated as of September 18, 2014, between Ross Stores, Inc. and U.S. Bank National Association, 

incorporated by reference to Exhibit 4.1 to the Form 8-K filed by Ross Stores on September 18, 2014. 

4.5  

  Description of Common Stock of Ross Stores, Inc. 

10.1  

  Revolving Credit Agreement dated April 1, 2016 among Ross Stores, Inc. and various lenders, incorporated by 

reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended April 30, 2016. 

10.2  

  Revolving Credit Agreement dated July 1, 2019 among Ross Stores, Inc. and various lenders, incorporated by 

reference to Exhibit 10.3 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended August 3, 2019. 

MANAGEMENT CONTRACTS AND COMPENSATORY PLANS (EXHIBITS 10.3 - 10.36)  

10.3  

  Third Amended and Restated Ross Stores, Inc. Non-Qualified Deferred Compensation Plan effective 

December 31, 2008 (as amended effective January 1, 2015 and October 1, 2017), incorporated by reference to 
Exhibit 10.3 filed by Ross Stores, Inc. for its fiscal year ended February 3, 2018. 

10.4  

  Second Amended and Restated Ross Stores, Inc. Incentive Compensation Plan (as amended effective May 
18, 2016), incorporated by reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. on July 30, 
2016. 

10.5  

  Ross Stores, Inc. 2008 Equity Incentive Plan (as amended through May 21, 2014), incorporated by reference to 

Exhibit 10.18 to the Form 10-K filed by Ross Stores, Inc. for its fiscal year ended January 30, 2016. 

10.6  

  Ross Stores, Inc. 2017 Equity Incentive Plan, incorporated by reference to Exhibit 99 to the Registration 

Statement on Form S-8 filed by Ross Stores, Inc. on May 17, 2017 (Registration No. 333-218052). 

10.7  

  Form of Restricted Stock Agreement, incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross 

Stores, Inc. for its quarter ended May 3, 2014. 

10.8  

  Form of Restricted Stock Agreement, incorporated by reference to Exhibit 10.4 to the Form 10-Q filed by Ross 

Stores, Inc. for its quarter ended July 29, 2017. 

10.9  

  Form of Restricted Stock Agreement, incorporated by reference to Exhibit 10.1 to the Form 10-Q filed by Ross 

Stores, Inc. for its quarter ended May 5, 2018. 

10.10  

  Form of Restricted Stock Agreement for Nonemployee Director, incorporated by reference to Exhibit 10.5 to the 

Form 10-Q filed by Ross Stores, Inc. for its quarter ended July 29, 2017. 

10.11  

  Form of Performance Share Agreement, incorporated by reference to Exhibit 10.6 to the Form 10-Q filed by 

Ross Stores, Inc. for its quarter ended July 29, 2017. 

10.12  

  Form of Performance Shares Grant Agreement, incorporated by reference to Exhibit 10.2 to the Form 10-Q 

filed by Ross Stores, Inc. for its quarter ended May 5, 2018. 

10.13  

  Form of Indemnity Agreement for Directors and Executive Officers, incorporated by reference to Exhibit 10.26 

to the Form 10-K filed by Ross Stores, Inc. for its fiscal year ended February 2, 2013. 

10.14  

  Forms of Executive Employment Agreement for Executive Officers, incorporated by reference to Exhibit 10.3 to 

the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 5, 2018. 

69 

  
10.15  

  Forms of Executive Employment Agreement for Executive Officers, incorporated by reference to Exhibit 10.1 to 

the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 4, 2019. 

10.16  

  Amended and Restated Independent Contractor Consultancy Agreement effective January 6, 2010 between 
Norman A. Ferber and Ross Stores, Inc., incorporated by reference to Exhibit 10.47 to the Form 10-K filed by 
Ross Stores, Inc. for its fiscal year ended January 30, 2010. 

10.17  

  Amended Independent Contractor Consultancy Agreement effective January 30, 2012 between Norman A. 

Ferber and Ross Stores, Inc., incorporated by reference to Exhibit 10.52 to the Form 10-K filed by Ross Stores, 
Inc. for its fiscal year ended January 28, 2012. 

10.18  

  Amendment to Independent Contractor Consultancy Agreement effective February 17, 2015 between Norman 

A. Ferber and Ross Stores, Inc., incorporated by reference to Exhibit 10.3 to the Form 10-Q filed by Ross 
Stores, Inc. for its quarter ended May 2, 2015. 

10.19  

10.20  

10.21  

  Amended and Restated Retirement Benefit Package Agreement effective January 6, 2010 between Norman A. 
Ferber and Ross Stores, Inc., incorporated by reference to Exhibit 10.48 to the Form 10-Q filed by Ross Stores, 
Inc. for its quarter ended May 1, 2010. 

  Amended Retirement Benefits Package Agreement effective January 30, 2012 between Norman A. Ferber and 
Ross Stores, Inc., incorporated by reference to Exhibit 10.53 to the Form 10-K filed by Ross Stores, Inc. for its 
fiscal year ended January 28, 2012. 

  Amendment to Retirement Benefit Package Agreement effective February 17, 2015 between Norman A. Ferber 
and Ross Stores, Inc., incorporated by reference to Exhibit 10.4 to the Form 10-Q filed by Ross Stores, Inc. for 
its quarter ended May 2, 2015. 

10.22  

  Third Amendment to Retirement Benefit Package Agreement effective January 1, 2016 between Norman A. 

Ferber and Ross Stores, Inc., incorporated by reference to Exhibit 10.39 to the Form 10-K filed by Ross Stores, 
Inc. for its fiscal year ended January 30, 2016. 

10.23  

  Amendment to Independent Contractor Consultancy Agreement effective March 1, 2017 between Norman A. 

Ferber and Ross Stores, Inc., incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, 
Inc. for its quarter ended July 29, 2017. 

10.24  

  Amendment to Independent Contractor Consultancy Agreement effective February 1, 2018 between Norman A. 
Ferber and Ross Stores, Inc., incorporated by reference to Exhibit 10.28 to the Form 10-K filed by Ross Stores, 
Inc. for its fiscal year ended February 2, 2019. 

10.25  

  Amendment to Independent Contractor Consultancy Agreement effective July 30, 2019 between Norman A. 

Ferber and Ross Stores, Inc., incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, 
Inc. for its quarter ended August 3, 2019. 

10.26  

10.27  

10.28  

  Employment Agreement effective June 1, 2012 between Michael Balmuth and Ross Stores, Inc., incorporated 
by reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended October 27, 2012. 

  First Amendment to Employment Agreement between Michael Balmuth and Ross Stores, Inc. dated March 15, 
2015, incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended 
August 1, 2015. 

  Second Amendment to Employment Agreement effective January 1, 2016 between Michael Balmuth and Ross 
Stores, Inc., incorporated by reference to Exhibit 10.49 to the Form 10-K filed by Ross Stores, Inc. for its fiscal 
year ended January 30, 2016. 

10.29  

  Third Amendment to the Employment Agreement effective May 18, 2016 between Michael Balmuth and Ross 

Stores, Inc., incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter 
ended July 30, 2016. 

10.30  

  Fourth Amendment to the Employment Agreement effective April 15, 2017 between Michael Balmuth and Ross 
Stores, Inc., incorporated by reference to Exhibit 10.4 to the Form 10-Q filed by Ross Stores, Inc. for its quarter 
ended April 29, 2017. 

10.31  

  Fifth Amendment to the Employment Agreement effective July 3, 2018 between Michael Balmuth and Ross 

Stores, Inc., incorporated by reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. for its quarter 
ended August 4, 2018. 

10.32  

  Sixth Amendment to the Employment Agreement effective November 23, 2018 between Michael Balmuth and 
Ross Stores, Inc., incorporated by reference to Exhibit 10.35 to the Form 10-K filed by Ross Stores, Inc. for its 
fiscal year ended February 2, 2019. 

70 

10.33  

  Seventh Amendment to the Employment Agreement effective July 13, 2019 between Michael Balmuth and 

Ross Stores, Inc., incorporated by reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. for its 
quarter ended August 3, 2019. 

10.34  

  Employment Agreement effective March 16, 2019 between Barbara Rentler and Ross Stores, Inc., 

incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 
4, 2019. 

10.35  

  Employment Agreement effective August 16, 2019 between Michael Hartshorn and Ross Stores, Inc., 

incorporated by reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended 
November 2, 2019. 

10.36  

  Employment Agreement effective August 16, 2019 between Travis Marquette and Ross Stores, Inc., 

incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended 
November 2, 2019. 

21  

23  

  Subsidiaries. 

  Consent of Independent Registered Public Accounting Firm. 

31.1  

  Certification of Chief Executive Officer Pursuant to Sarbanes-Oxley Act Section 302(a). 

31.2  

  Certification of Chief Financial Officer Pursuant to Sarbanes-Oxley Act Section 302(a). 

32.1  

  Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350. 

32.2  

  Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350. 

101.INS  XBRL Instance Document. (The instance document does not appear in the Interactive Data File because its 

XBRL tags are embedded within the Inline XBRL document.) 

101.SCH 

Inline XBRL Taxonomy Extension Schema 

101.CAL 

Inline XBRL Taxonomy Extension Calculation Linkbase 

101.DEF 

Inline XBRL Taxonomy Extension Definition Linkbase 

101.LAB 

Inline XBRL Taxonomy Extension Label Linkbase 

101.PRE 

Inline XBRL Taxonomy Extension Presentation Linkbase 

71 

 
   
  
  
  
  
  
  
  
  
 
 
EXHIBIT 21 

SUBSIDIARIES & AFFILIATES 

Certain subsidiaries and affiliates of the Registrant and their subsidiaries are listed below.  The names of certain 
subsidiaries, which considered in the aggregate would not constitute a significant subsidiary, have been omitted. 

Subsidiary Name 

Ross Procurement Inc. 

Ross Merchandising Inc. 

Ross Dress For Less, Inc. 

Retail Assurance Group, Inc. 

Ross Distribution Company, LLC 

EXHIBIT 23 

Domiciled 

Delaware 

Delaware 

Virginia 

Hawaii 

Date of Incorporation 

November 22, 2004 

January 12, 2004 

January 14, 2004 

October 15, 1991 

Delaware 

March 15, 2018 

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

We consent to the incorporation by reference in Registration Statements No. 33-61373, No. 333-06119, No. 333-34988, 
No. 333-51478, No. 333-56831, No. 333-115836, No. 333-151116, No. 333-210465, and No. 333-218052 on Form S-8, 
and No. 333-198738 on Form S-3 of our report dated March 31, 2020, relating to the consolidated financial statements of 
Ross Stores, Inc. and subsidiaries (the “Company”), and the effectiveness of the Company’s internal control over financial 
reporting, appearing in this Annual Report on Form 10-K of the Company for the year ended February 1, 2020. 

/s/DELOITTE & TOUCHE LLP 

San Francisco, California 
March 31, 2020 

72 

 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
 
 
EXHIBIT 31.1  

Ross Stores, Inc.  
Certification of Chief Executive Officer 
Pursuant to Sarbanes-Oxley Act Section 302(a) 

I, Barbara Rentler, certify that:  

1. 

I have reviewed this annual report on Form 10-K of Ross Stores, Inc.; 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material 

fact necessary to make the statements made, in light of the circumstances under which such statements were made, 
not misleading with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in 
all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report; 

4.  The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and 

procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared; 

(b)  Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 
designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and 
the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles; 

(c)  Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered 
by this report based on such evaluation; and 

(d)  Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during 
the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that 
has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial 
reporting; and 

5.  The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or 
persons performing the equivalent functions): 

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over financial 

reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and 
report financial information; and 

(b)  Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant's internal control over financial reporting. 

Date:  March 31, 2020 

/s/Barbara Rentler 
Barbara Rentler 
Chief Executive Officer 

73 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
EXHIBIT 31.2 

Ross Stores, Inc.  
Certification of Chief Financial Officer 
Pursuant to Sarbanes-Oxley Act Section 302(a) 

I, Travis R. Marquette, certify that:  

1. 

I have reviewed this annual report on Form 10-K of Ross Stores, Inc.; 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material 

fact necessary to make the statements made, in light of the circumstances under which such statements were made, 
not misleading with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in 
all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report; 

4.  The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and 

procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared; 

(b)  Designed such internal control over financial reporting, or caused such internal control over financial reporting to 

be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting 
and the preparation of financial statements for external purposes in accordance with generally accepted 
accounting principles; 

(c)  Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our 

conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period 
covered by this report based on such evaluation; and 

(d)  Disclosed in this report any change in the registrant's internal control over financial reporting that occurred 

during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual 
report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control 
over financial reporting; and 

5.  The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or 
persons performing the equivalent functions): 

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over financial 

reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and 
report financial information; and 

(b)  Any fraud, whether or not material, that involves management or other employees who have a significant role in 

the registrant's internal control over financial reporting. 

Date:  March 31, 2020 

74 

/s/Travis R. Marquette 
Travis R. Marquette 
Group Senior Vice President and Chief Financial Officer, 
and Principal Accounting Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
EXHIBIT 32.1  

Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350,  
As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 

In connection with the annual report of Ross Stores, Inc. (the “Company”) on Form 10-K for the year ended February 1, 2020 
as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Barbara Rentler, as Chief 
Executive Officer of the Company, hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of 
the Sarbanes-Oxley Act of 2002 (“Section 906”), that, to the best of my knowledge: 

(1)  The Report fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 

(15 U.S.C. 78m); and 

(2)  The information contained in the Report fairly presents, in all material respects, the financial condition and 

results of operations of the Company. 

Date:  March 31, 2020 

EXHIBIT 32.2  

/s/Barbara Rentler 
Barbara Rentler 
Chief Executive Officer 

Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350,  
As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 

In connection with the annual report of Ross Stores, Inc. (the “Company”) on Form 10-K for the year ended February 1, 2020 
as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Travis R. Marquette, as Chief 
Financial Officer of the Company, hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of 
the Sarbanes-Oxley Act of 2002 (“Section 906”), that, to the best of my knowledge: 

1.  The Report fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 (15 

U.S.C. 78m); and 

2.  The information contained in the Report fairly presents, in all material respects, the financial condition and 

results of operations of the Company. 

Date:  March 31, 2020 

/s/Travis R. Marquette 
Travis R. Marquette 
Group Senior Vice President and Chief Financial Officer,  
and Principal Accounting Officer 

75 

 
 
  
  
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Corporate Data

Corporate Headquarters

Transfer Agent and Registrar

Ross Stores, Inc.
5130 Hacienda Drive
Dublin, CA 94568-7579
(925) 965-4400

Corporate Website

www.rossstores.com

New York Buying Office

Ross Stores, Inc. 
1372 Broadway 
New York, NY 10018-6141

Computershare 
P.O. Box 505000 
Louisville, KY 40233-5000

or

Overnight Correspondence  
426 South 4th Street, Suite 1600 
Louisville, KY 40202

Inquiries by:

Website

www.computershare.com/investor

Los Angeles Buying Office

or 

Online

https://www-us.computershare.com/investor/Contact

Telephone

1-866-455-3120 (domestic holders)
1-800-231-5469 (TDD#)
1-201-680-6578 (foreign holders)
1-201-680-6610 (foreign TDD#) 

Ross Stores, Inc. 
110 East 9th Street, Suite A-979 
Los Angeles, CA 90079-1711

Annual Report (Form 10-K)

A copy of the Company’s 2019  
Annual Report on Form 10-K as  
filed with the Securities and  
Exchange Commission is available  
on our corporate website, or  
without charge, by contacting  
the following:

Investor Relations Department
Ross Stores, Inc.
5130 Hacienda Drive
Dublin, CA 94568-7579

Ross Stores, Inc.
5130 Hacienda Drive 

Dublin, CA 94568-7579

(925) 965-4400

www.rossstores.com

Sustainable Choice. Reduce, Reuse & Recycle.

To minimize our environmental impact, the Ross Stores 2019 Annual Report 

was printed on paper containing fibers from environmentally appropriate, 

socially beneficial and economically viable forest resources.