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Ross Stores

rost · NASDAQ Consumer Cyclical
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Ticker rost
Exchange NASDAQ
Sector Consumer Cyclical
Industry Apparel - Retail
Employees 10,000+
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FY2021 Annual Report · Ross Stores
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Ross Stores, Inc. 2021 Annual Report

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THERE’S ALWAYS
A NEW BARGAIN

Ross Stores, Inc.
5130 Hacienda Drive 
Dublin, CA 94568-7579
(925) 965-4400
www.rossstores.com

Sustainable Choice. Reduce, Reuse & Recycle.

To minimize our environmental impact, the Ross Stores 
2021 Annual Report was printed on paper containing 
fibers from environmentally appropriate, socially 
beneficial and economically viable forest resources. 

2021

2021

 
 
 
 
 
 
THERE’S ALWAYS
A NEW BARGAIN

We launched our off-price business almost four decades ago based 

on the premise that everyone always loves a new bargain. Since then, 

we have met customer wants and needs by consistently offering 

outstanding value on a wide array of fresh name brand fashions in 

convenient and easy-to-shop stores.

We accomplish this through our two off-price apparel and home 

fashion chains, Ross Dress for Less® (“Ross”) and dd’s DISCOUNTS®. 

The first Ross Dress for Less locations opened in 1982, and today, 

Ross is the largest off-price apparel and home fashion chain in the 

U.S. with 1,628 stores in 40 states, the District of Columbia, and 

Guam. We launched dd’s DISCOUNTS in 2004 and it now operates 

295 locations in 21 states. 

Ross offers name brand apparel, accessories, footwear, and home 

fashions for the entire family at savings of 20% to 60% off department 

store and specialty store regular prices every day. dd’s DISCOUNTS 

features more moderately-priced assortments at savings of 20% 

to 70% off moderate department and discount store prices every 

day. With the continued careful execution of our off-price strategies, 

we remain confident in our prospects for ongoing profitable market 

share gains.

2021 Annual Report | 1

MERCHANDISE MIX

9%

12%

26%

Home Accents, Bed and Bath

Ladies

Men’s 

14%

Accessories, Lingerie, 

Fine Jewelry, and Cosmetics

Shoes

Children’s

14%

25%

2 | Ross Stores Inc.

TO OUR
STOCKHOLDERS

We made significant progress in fiscal 2021 as we continued to 

navigate through the external challenges caused by the ongoing 

COVID pandemic and its effect on the macro-economic and retail 

environment. Despite continued headwinds from supply chain 

disruptions, higher expenses, and inflationary pressures, we are pleased 

to report that both sales and earnings significantly outperformed our 

expectations for the fiscal year ended January 29, 2022. 

Fiscal 2021 Financial Results

Given the unprecedented effect on our business and financial 

results in fiscal 2020, when all stores were closed for a portion of 

the year due to the COVID-19 pandemic, our results for fiscal 2021 

are presented versus fiscal 2019.

Total sales for the fiscal year ended January 29, 2022 were $18.9 

billion, up from $16.0 billion for the 52 weeks ended February 1, 2020. 

Comparable sales for the 2021 fiscal year grew 13% over the same  

period in fiscal 2019. Earnings per share for fiscal 2021 were $4.87 on 

net income of $1.72 billion, up from $4.60 per share on net earnings 

of $1.66 billion in 2019. 

Operating margin of 12.3% in fiscal 2021 was down 110 basis points 

from 13.4% in 2019 mainly due to expense headwinds from higher 

wages, supply chain, and COVID-related costs.

2021 Annual Report | 3

dd’s DISCOUNTS 2021 Performance

Similar to Ross, while dd’s DISCOUNTS posted healthy sales gains 

in fiscal 2021, its profitability was also impacted by cost pressures 

related to wages, supply chain, and COVID.

Continued Expansion with Higher Long-Term Store Potential

During 2021 we opened a total of 64 net new stores, consisting of 

43 Ross Dress for Less and 21 dd’s DISCOUNTS. We ended the year 

with a total of 1,923 locations in 40 states, the District of Columbia, 

and Guam.

Looking ahead, given consumers’ increased focus on value and 

convenience, we have seen favorable sales trends in both our new 

and in-fill market stores. As a result, along with the large number 

of brick-and-mortar retail closures and bankruptcies over the last 

several years, we now believe that Ross Dress for Less can expand 

4 | Ross Stores Inc.

to about 2,900 locations, up from our prior target of 2,400, and that 

dd’s DISCOUNTS can eventually become a chain of approximately 

700 stores versus our previous projection of 600. This represents 

an overall 20% increase in our forecasted potential to 3,600 stores, 

providing substantial runway for expansion relative to our year-end 

store count of 1,923 locations. 

Strong Cash Flows Fund Growth and Stock Repurchases 

and Dividends

Operating cash flows helped to fund new store expansion and 

additional infrastructure improvements in 2021. We invested approximately 

$560 million in capital projects during the year, including $330 million for 

distribution, information technology, and other projects, and $230 million 

to open new locations and update existing stores. We ended the year 

with about $4.9 billion in cash and $2.5 billion in long-term debt.

2021 Annual Report | 5

 STORE
GROWTH

40 STATES

1,923 STORES

$18.9B ANNUAL 

REVENUE

64 NET NEW 

STORES IN 2021

6 | Ross Stores Inc.

In 2021 we opened 43 net new Ross Dress for Less in both established 

regions as well as newer markets, including a total of 13 Ross stores 

in Illinois, Indiana, Missouri, Nebraska, Wisconsin, and Ohio. 

dd’s DISCOUNTS’ store growth included the addition of 21 new 

locations across seven states, also in both existing and newer 

markets, including Arizona, California, Florida, Georgia, Illinois, 

Louisiana, and Texas.

We ended the year with 1,628 Ross Dress for Less stores in 

40 states, the District of Columbia, and Guam, and 295 dd’s 

DISCOUNTS in 21 states.

Ross Dress for Less

dd’s DISCOUNTS

2021 Annual Report | 7

Total Sales (in billions)

To maximize our ability to capture profitable market share, we plan 

$
1
8
.
9

$
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0

$
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4
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1

$
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5

to make further investments over the next few years in our supply 

chain to support long-term growth and in technology to further 

increase efficiencies throughout the business.  

In March of 2022, we announced that our Board of Directors 

had recently authorized a new two-year program to repurchase 

up to $1.9 billion of our common stock through fiscal 2023. This 

authorization replaced the $850 million remaining under the prior 

17

18

19

20

21

buyback announced in May 2021. A total of $650 million of common 

stock was repurchased under the previous program in 2021. The 

Board also increased the Company’s quarterly cash dividend by 

9% to $.31 per share.  

The increases to our stock repurchase and dividend programs 

reflect our ongoing commitment to enhancing stockholder value 

Earnings Per Share1

and returns, confidence in our projected future cash flows as well 

$
4
.
6
0

$
4
.
2
6

$
3
.
5
5

$
4
.
8
7

$
0
.
2
4

17

18

19

20

21

as the strength of our balance sheet.

Social Responsibility at Ross

For almost 40 years, our Associates have played an essential role in 

our ability to deliver great values to our customers. As a Company, 

we are committed to promoting an inclusive culture that values and 

celebrates the diversity of backgrounds, identities, and ideas of our 

approximately 100,000 Associates and those who shop with us.  

We also recognize that ensuring an inclusive work environment where 

all Associates are treated with dignity and respect is key to their ability 

to grow, succeed, and contribute to the communities where they live 

and work. To support this, we launched additional employee resource 

groups (known at Ross as “CommUnity Networks”) to help Associates 

connect with one another and support our ongoing diversity, equality, 

and inclusion efforts, with more Networks to come in 2022. 

8 | Ross Stores Inc.

Despite the ongoing inability to hold in-person meetings and trainings 

in 2021, we maintained our commitment to associate development 

with digital learning and engagement opportunities. Other ongoing 

initiatives included delivering competitive wages and benefits in each 

Return on Average 
Stockholders’ Equity

5
0
%

5
0
%

4
7
%

4
7
%

of our geographic markets, offering virtual internships, as well as 

continuing education opportunities for hundreds of our Associates 

and their dependents through the Stuart Moldaw Scholarship 

Program. Lastly, we continued to support the communities where 

3
%

we operate through local hiring and expanded philanthropic efforts, 

17

18

19

20

21

including through our foundation that furthers our charitable mission 

of helping to create a brighter future for today’s youth. 

To learn more about our commitments to our Associates, we invite 

shareholders to read more on our website, www.rossstores.com, 

in the Social Responsibility section. 

Investing in a Sustainable Future

Improving the efficiency and sustainability of our operations, while 

minimizing our impact on the environment also remains a top priority.  

Our focus on identifying new opportunities to use less energy and 

fewer natural resources dates back more than 20 years, and we 

continue to make improvements on these initiatives. 

Last year we continued to demonstrate our commitment to 

transparency by participating in the Carbon Disclosure Project 

Climate Change Questionnaire. We also published our 2020 

Corporate Social Responsibility Report, which includes our 

sustainability efforts and accomplishments. In the report, we share 

the progress we made towards our greenhouse gas emissions 

target. We remain committed to taking actions that drive 

environmental sustainability and invite our shareholders to learn 

more about our efforts on our website, www.rossstores.com, 

in the Social Responsibility section.  

Cash Returned to 
Stockholders2 (in millions)

$
1
,
6
4
5

$
1
,
4
1
2

$
1
,
1
2
3

$
1
,
0
5
5

$
2
3
4

17

18

19

20

21

2017 results are based on a 53-week fiscal 
year; all other years are on a 52-week basis; 
2020 reflects the negative impact of store 
closures due to COVID-19.

1.  Includes debt refinancing costs in 2020.
2.  Includes cash dividends and stock 

repurchases.

2021 Annual Report | 9

We operate in an attractive sector of retail and our mission continues 

to be delivering the best bargains possible to leverage our favorable 

market position. Looking at 2023 and beyond, we are targeting a return 

to double-digit earnings per share growth, driven by a combination of 

same store sale gains, operating margin improvement, accelerated new 

store openings, and our ongoing stock repurchase program.

In closing, we especially want to thank our approximately 100,000 

talented Associates throughout the Company whose dedication has 

enabled us to successfully navigate through the unprecedented  

challenges of the past two years. We believe their continued efforts 

will enable us to capitalize on our opportunities for future sales and 

earnings growth while also delivering strong returns to stockholders 

over the coming years.

Finally, we extend our deep appreciation to our customers, business 

partners, and investors for their ongoing support with best wishes for 

everyone’s continued health and safety. 

Sincerely,

George P. Orban

Chairman of the Board

Barbara Rentler

Chief Executive Officer

10 | Ross Stores Inc.

Ross Stores, Inc. 2021 Annual Report

 FORM
10-K

2021

2021

Table of Contents 
Business 
Management’s Discussion and Analysis 

Financial Statements and Supplementary Data 
Notes to Consolidated Financial Statements 
Report of Independent Registered Public Accounting Firm 
Signatures 
Index to Exhibits 
Certifications 

Index to Other Information 
Directors and Officers 
Corporate Data 

14
32

44
48
63
69
70
74

77
78

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITED STATES SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 
FORM 10-K 

(Mark one) 

☒     ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

  For the fiscal year ended January 29, 2022 

or 

☐    TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

  For the transition period from ________ to ________ 

Commission file number 0-14678 
Ross Stores, Inc. 
(Exact name of registrant as specified in its charter) 

Delaware 
(State or other jurisdiction of incorporation or organization) 
  5130 Hacienda Drive, Dublin, California 
(Address of principal executive offices) 
Registrant’s telephone number, including area code 

94-1390387 
(I.R.S. Employer Identification No.) 
94568-7579 
(Zip Code) 
(925) 965-4400 

Title of each class 
Common stock, par value $.01 

Securities registered pursuant to Section 12(b) of the Act: 
Trading symbol 
ROST 
Securities registered pursuant to Section 12(g) of the Act: 

Name of each exchange on which registered 
NASDAQ Global Select Market 

Title of class 
None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes No ☐ 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐   No  

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities 
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), 
and (2) has been subject to such filing requirements for the past 90 days.  Yes No ☐ 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant 
to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant 
was required to submit such files).  Yes No ☐   

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting 
company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting 
company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.  

Large accelerated filer   Accelerated filer ☐  Non-accelerated filer ☐   

Smaller reporting company ☐ Emerging growth company ☐  

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for 
complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐  

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness 
of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public 
accounting firm that prepared or issued its audit report.  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).  Yes ☐   No  

The aggregate market value of the voting common stock held by non-affiliates of the Registrant as of July 31, 2021 was 
$42,842,208,333, based on the closing price on that date as reported by the NASDAQ Global Select Market®. Shares of voting stock 
held by each director and executive officer have been excluded, in that such persons may be deemed to be affiliates. This determination 
of affiliate status is not necessarily a conclusive determination for other purposes. 

The number of shares of Common Stock, $.01 par value, outstanding on March 7, 2022 was 350,892,474. 

Documents incorporated by reference: 

Portions of the Proxy Statement for the Registrant’s 2022 Annual Meeting of Stockholders, which will be filed on or before May 31, 2022, 
are incorporated herein by reference into Part III.  

13 

 
 
 
 
 
 
 
 
  
  
PART I 

ITEM 1. BUSINESS 

Ross Stores, Inc. and its subsidiaries (“we” or the “Company”) operate two brands of off-price retail apparel and home fashion 
stores—Ross Dress for Less® (“Ross”) and dd’s DISCOUNTS®.  

Ross is the largest off-price apparel and home fashion chain in the United States, with 1,628 locations in 40 states, the District of 
Columbia, and Guam, as of January 29, 2022. Ross offers first-quality, in-season, name brand and designer apparel, 
accessories, footwear, and home fashions for the entire family at savings of 20% to 60% off department and specialty store 
regular prices every day. Ross’ target customers are primarily from middle income households.  

We also operate 295 dd’s DISCOUNTS stores in 21 states as of January 29, 2022. dd’s DISCOUNTS features more 
moderately-priced first-quality, in-season, name brand apparel, accessories, footwear, and home fashions for the entire family 
at savings of 20% to 70% off moderate department and discount store regular prices every day. The typical dd’s DISCOUNTS 
store is located in an established shopping center in a densely populated urban or suburban neighborhood, and its target 
customers typically come from households with more moderate incomes than Ross customers.  

The merchant, store field, and distribution operations for Ross and dd’s DISCOUNTS are separate. The two chains share certain 
corporate and support services. 

Both our Ross and dd’s DISCOUNTS brands target value-conscious customers. The decisions we make, from merchandising, 
purchasing, and pricing, to the locations of our stores, are based on these customer profiles. We believe that both brands derive 
a competitive advantage by offering a wide assortment of product within each of our merchandise categories, in organized and 
easy-to-shop store environments.  

Our mission is to offer competitive values to our target customers by focusing on the following key strategic objectives: 

•

•

•

•

Maintain an appropriate level of recognizable brands, labels, and fashions at strong discounts throughout the store.

Meet customer needs on a local basis.

Deliver an in-store shopping experience that reflects the expectations of the off-price customer.

Manage real estate growth to compete effectively across all our markets.

We refer to our fiscal years ended January 29, 2022, January 30, 2021, and February 1, 2020 as fiscal 2021, fiscal 2020, and 
fiscal 2019, respectively, each of which were 52-week years.  

Merchandising, Purchasing, and Pricing 

We seek to provide our customers with a wide assortment of first-quality, in-season, brand name and designer apparel, 
accessories, footwear, and home merchandise for the entire family at savings of 20% to 60% below department and specialty 
store regular prices every day at Ross, and 20% to 70% below moderate department and discount store regular prices at dd’s 
DISCOUNTS. We sell recognizable brand name merchandise that is on trend and fashionable in each category. New 
merchandise typically is received from three to six times per week at both Ross and dd’s DISCOUNTS stores. Our buyers review 
their merchandise assortments on a weekly basis, enabling them to respond to selling trends and purchasing opportunities in the 
market. Our merchandising strategy is reflected in our advertising, which emphasizes a strong value message. Our stores offer a 
treasure-hunt shopping experience where customers can find great savings every day on a broad assortment of brand name 
bargains for the family and the home. 

Merchandising. Our merchandising strategy incorporates a combination of off-price buying techniques to purchase  
advance-of-season, in-season, and past-season merchandise for both Ross and dd’s DISCOUNTS. We believe nationally 
recognized name brands sold at compelling discounts will continue to be an important determinant of our success. We generally 
leave the brand name label on the merchandise we sell. 

We have established merchandise assortments that we believe are attractive to our target customers. Although we offer fewer 
classifications of merchandise than most department stores, we generally offer a large selection within each classification with a 
wide assortment of vendors, labels, prices, colors, styles, and fabrics within each size or item. Our merchandise offerings 

14 

include, but are not limited to, apparel (including footwear and accessories), small furniture, home accents, bed and bath, beauty, 
toys, luggage, gourmet food, cookware, jewelry and watches. 

Purchasing. We have a large network of merchandise vendors and manufacturers for both Ross and dd’s DISCOUNTS and 
believe we have adequate sources of first-quality merchandise to meet our requirements. We purchase the vast majority of our 
merchandise directly from manufacturers. Despite the ongoing supply chain congestion, we have been able to sufficiently source 
merchandise inventory. 

We believe our ability to effectively execute certain off-price buying strategies is a key factor in our success. Our buyers use a 
number of methods that enable us to offer our customers brand name and designer merchandise at strong discounts every day 
relative to department and specialty stores for Ross, and moderate department and discount stores for dd’s DISCOUNTS. By 
purchasing later in the merchandise buying cycle than department, specialty, and discount stores, we are able to take advantage 
of imbalances between retailers’ demand for products and manufacturers’ supply of those products.  

Unlike most department and specialty stores, we typically do not require that manufacturers provide promotional allowances,  
co-op advertising allowances, return privileges, split shipments, drop shipments to stores, or delayed deliveries of merchandise. 
For most orders, delivery is made to one of our distribution centers. These flexible requirements further enable our buyers to 
obtain significant discounts on purchases. 

The merchandise that we offer in all of our stores is acquired through opportunistic purchases created by manufacturer and 
brand overruns and canceled orders both during and at the end of a season (“close-out” purchases), and production direct from 
brands and factories (“upfront” purchases). We also source merchandise under in-house brands or vendor brands. Merchandise 
can be shipped to stores in-season, allowing us to get in-season goods into our stores at great values, or can be stored as 
packaway merchandise.  

Packaway merchandise is purchased with the intent that it will be stored in our warehouses until a later date, which may even be 
the beginning of the same selling season in the following year. Packaway purchases are an effective method of increasing the 
percentage of prestige and national brands at competitive savings within our merchandise assortments. The timing of the release 
of packaway inventory to our stores is principally driven by the product mix and seasonality of the merchandise, and its relation 
to our store merchandise assortment plans. As such, the aging of packaway varies by merchandise category and seasonality of 
purchase, but typically packaway remains in storage less than six months. 

In fiscal 2021, we continued our emphasis on this important sourcing strategy in response to compelling opportunities available 
in the marketplace. Packaway accounted for approximately 40% and 38% of total inventories as of January 29, 2022 and 
January 30, 2021, respectively. We believe the strong discounts we offer on packaway merchandise are one of the key drivers of 
our business results. 

Our primary buying offices are located in New York City and Los Angeles, the nation’s two largest apparel markets. We also 
operate a smaller buying office located in Boston. These strategic locations allow our buyers to be in the market frequently, 
sourcing opportunities and negotiating purchases with vendors and manufacturers. These locations also enable our buyers to 
strengthen vendor relationships—a key element to the success of our off-price buying strategies. 

At the end of fiscal 2021, we had over 900 merchants for Ross and dd’s DISCOUNTS combined. The Ross and dd’s 
DISCOUNTS buying organizations are separate and distinct, and each includes merchandise management, buyers, and 
assistant buyers. Ross and dd’s DISCOUNTS buyers have on average seven years of experience, including merchandising 
positions with other retailers. We expect to continue to make additional targeted investments in our merchant organization to 
further develop our relationships with our manufacturers and vendors. Our ongoing objective is to strengthen our ability to 
procure the most desirable brands and fashions at competitive discounts. 

The off-price buying strategies utilized by our experienced team of merchants enable us to purchase Ross merchandise at net 
prices that are lower than prices paid by department and specialty stores, and to purchase dd’s DISCOUNTS merchandise at net 
prices that are lower than prices paid by moderate department and discount stores. 

Pricing. We sell brand name merchandise at Ross that is priced 20% to 60% below most department and specialty store regular 
prices. At dd’s DISCOUNTS, we sell more moderate brand name merchandise that is priced 20% to 70% below most moderate 
department and discount store regular prices. Our pricing is reflected on most of our price tags which display our selling price as 
well as the comparable value for that item in department and specialty stores for Ross merchandise, or in more moderate 
department and discount stores for dd’s DISCOUNTS merchandise. 

15 

Our pricing strategy at Ross differs from that of a department or specialty store. We purchase our merchandise at lower prices 
and mark it up less than a department or specialty store. This strategy enables us to offer customers consistently low prices and 
compelling value. On a weekly basis our buyers review specified departments in our stores for possible markdowns based on the 
rate of sale, as well as at the end of fashion seasons, to promote faster turnover of merchandise inventory and to accelerate the 
flow of fresh product. A similar pricing strategy is in place at dd’s DISCOUNTS where prices are compared to those in moderate 
department and discount stores. 

Stores 

As of January 29, 2022, we operated a total of 1,923 stores comprised of 1,628 Ross stores and 295 dd’s DISCOUNTS stores. 
Our stores are located predominantly in community and neighborhood shopping centers in heavily populated urban and 
suburban areas. Where the size of the market and real estate opportunities permit, we cluster Ross stores to benefit from 
economies of scale in advertising, distribution, and field management. We do the same for dd’s DISCOUNTS stores. 

We believe a key element of our success at both Ross and dd’s DISCOUNTS is our organized, attractive, and easy-to-shop 
in-store environments which allow customers to shop at their own pace. While our stores promote a self-service, treasure-hunt 
shopping experience, the layouts are designed to enhance customer convenience in their merchandise presentation, dressing 
rooms, checkout, and merchandise return areas. Our store’s sales area is based on a prototype single floor design with a 
racetrack aisle layout. A customer can locate desired departments by signs displayed just below the ceiling of each department. 
We enable our customers to select among sizes and prices through prominent category and sizing markers. Our stores have 
shopping carts and/or baskets available at the entrance for customer convenience. Cash registers are primarily located at store 
exits for customer ease and efficient staffing. In response to the health pandemic from the novel coronavirus (COVID-19), we 
have implemented enhanced safety protocols for our customers and associates. 

We accept a variety of payment methods. We provide refunds or store credit on all merchandise (not used, worn, or altered) 
returned with a receipt within 30 days. Merchandise returns having a receipt older than 30 days are exchanged or refunded with 
store credit. 

Operating Costs 

Consistent with the other aspects of our business strategy, we strive to keep operating costs as low as possible. Among the 
factors which have enabled us to do this are: labor costs that are generally lower than full-price department and specialty stores 
due to a store design that creates a self-service retail format and due to the utilization of labor saving technologies; economies of 
scale with respect to general and administrative costs resulting from centralized merchandising, marketing, and purchasing 
decisions; and flexible store layout criteria which facilitate conversion of existing buildings to our formats.  

In response to COVID-19, we implemented additional processes and procedures to facilitate social distancing, to enhance 
cleaning and sanitation activities, and to provide personal protective equipment to our associates, which has increased our 
operating costs. We have incurred and expect to continue to incur elevated operating costs during the COVID-19 pandemic. 

Information Systems 

We continue to invest in new information systems and technology to provide a platform for growth over the next several years. 
Current initiatives include continued enhancements to our stores, distribution, merchandising, merchandise planning, and 
cybersecurity systems. These initiatives support future growth, the execution and achievement of our plans, ongoing stability and 
compliance.  

Distribution 

We operate distribution processing facilities where we receive and ship all of our merchandise to our stores. These distribution 
centers are large, highly automated, and built to suit our specific off-price business model. We also operate warehouse facilities 
for packaway storage.  

We utilize a combination of our own, and third-party, cross dock facilities to distribute merchandise to stores on a regional basis. 
Shipments are made by contract carriers to the stores three to six times per week depending on location. 

16 

We believe that our distribution centers and warehouses with their current expansion capabilities will provide adequate 
processing and storage capacity to support our current store growth. Information on the size and locations of our distribution 
centers and warehouse facilities is found under “Properties” in Item 2. 

Advertising 

Advertising for Ross Dress for Less relies on a mix of television and digital channels to communicate the Ross value 
proposition—savings off the same brands carried at leading department or specialty stores every day. This strategy reflects our 
belief that a mix of channels is necessary to reach our customer. Within digital channels, we continue to grow social, digital 
video, and audio, to communicate our brand position. Advertising for dd’s DISCOUNTS is primarily focused on radio, both 
broadcast and digital, social media, and new store grand openings. 

Trademarks 

The trademarks for ROSS®, Ross Dress For Less®, and dd’s DISCOUNTS® have been registered with the United States Patent 
and Trademark Office. 

Human Capital 

As of January 29, 2022, we had approximately 100,000 total associates, which includes both full- and part-time associates. 
Additionally, we hire temporary associates, especially during peak seasons. We have no associates that are covered by a 
collective bargaining agreement. Management considers the relationship between the Company and our associates to be good. 

Our associates play essential roles in delivering great value to our customers. Throughout our organization, we recognize and 
appreciate the importance of attracting, retaining, and developing our associates and we have a number of key programs to do 
so.  

Talent development. The professional growth of our associates is important to our success as a business. We identify and 
enumerate key competencies we believe are critical to our ability to execute our business model and deliver the values our 
customers expect. We utilize these competencies in the hiring, development, evaluation, and future planning of our teams. We 
provide training opportunities to help associates grow and build their careers. Our associates, managers, and executives may 
participate in technical and leadership development activities. We support associates interested in leadership roles by offering 
opportunities to gain experience and build the skills necessary to advance within the Company. We are proud that many store 
leaders started their careers with us as retail associates. 

Diversity, equality, and inclusion. We care about our associates and the communities we serve. We are committed to building 
diverse teams and an inclusive culture that respects, values, and celebrates the diversity of backgrounds, identities, and ideas of 
those who work and shop with us. We are focused on executing strategies to support our commitment to diversity, equality, and 
inclusion. 

Community and social impact. We provide our associates the opportunity to give back to their communities and make a social 
impact through various programs such as our matching gift program, volunteer time off for eligible associates, and a scholarship 
program for our associates and their dependents. 

Competition 

We believe the principal competitive factors in the off-price retail apparel and home fashion industry are offering significant 
discounts on brand name merchandise, offering a well-balanced assortment that appeals to our target customers, and 
consistently providing store environments that are convenient and easy to shop. To execute this concept, we continue to make 
strategic investments in our merchandising organization. We also continue to make improvements to our merchandising systems 
to strengthen our ability to plan, buy, and allocate product to our stores. We operate in an attractive sector of retail that we 
anticipate will be facing reduced brick and mortar competition given the significant number of recent retail closures and 
bankruptcies. We believe that we remain well-positioned within the off-price retail apparel and home fashion industry to compete 
based on these factors. 

17 

Nevertheless, the retail apparel market is highly fragmented and competitive. We face a challenging macro-economic and retail 
environment that creates intense competition for business from online retailers, department stores, specialty stores, discount 
stores, warehouse stores, other off-price retailers, and manufacturer-owned outlet stores, many of which are units of large 
national or regional chains that have substantially greater resources. The retail apparel and home-related businesses may 
become even more competitive in the future.  

Available Information 

The internet address for our corporate website is www.rossstores.com. Our Annual Reports on Form 10-K, quarterly reports on 
Form 10-Q, current reports on Form 8-K, Proxy Statements, and any amendments to those reports are made available free of 
charge on or through the Investors section of our corporate website, promptly after being electronically filed with the Securities 
and Exchange Commission. The information found on our corporate website is not part of this report, or of any other report or 
regulatory filing we file with or furnish to the Securities and Exchange Commission. 

ITEM 1A. RISK FACTORS 

Our Annual Report on Form 10-K for fiscal 2021, and information we provide in our Annual Report to Stockholders, press 
releases, and other investor communications, including those on our corporate website, may contain forward-looking statements 
with respect to anticipated future events, including the rapidly developing challenges (and our plans and responses) from the 
COVID-19 pandemic and related economic disruptions, our future financial performance, operations, competitive position, and 
our projected growth, that are all subject to risks and uncertainties that could cause our actual results to differ materially from 
those forward-looking statements and from our prior expectations and projections. Refer to Management’s Discussion and 
Analysis for a more complete identification and discussion of “Forward-Looking Statements.” 

Our financial condition, results of operations, cash flows, and the performance of our common stock may be adversely affected 
by a number of risk factors. Risks and uncertainties that apply to both Ross and dd’s DISCOUNTS include, without limitation, the 
following: 

The COVID-19 pandemic continues to adversely affect our sales and our operations, and we expect it to continue to 
have adverse effects on our business and our financial performance. 
The United States and other countries continue to experience a prolonged, major global COVID-19 pandemic, including 
additional outbreaks driven by new virus variants, with related, significant disruptions and impacts to retail operations and supply 
chains, and to general economic activities. The situation continues to be unprecedented and rapidly changing, and has unknown 
duration and severity.  

As the COVID-19 pandemic continues, our customers and associates may be affected by future recommendations and/or 
mandates from federal, state, and local authorities to stay home, to avoid non-essential social contact and gatherings of people, 
and to self-quarantine. While a significant and increasing portion of the population is vaccinated or may have acquired some 
level of immunity after recovering from illness, it will take more time for those factors to reach levels that permit a return to 
pre-pandemic levels of social activity. Additional outbreaks and spreading of the disease have been occurring across the United 
States, and levels of spread have gone up and down in different regions. Government authorities in affected regions have in the 
past taken actions, sometimes drastic and including mandatory capacity restrictions, reduced operating hours, and closure of 
retail operations, in an effort to slow down the spread of the disease. We may still face required store closures and distribution 
center closures, nationally, regionally, or in specific locations.  

We have a concentration of store locations in the states of California, Texas, and Florida; together those states include almost 
fifty percent of our stores. More than half of our distribution centers and warehouses are located in California. A severe outbreak 
or a required closure affecting these facilities would be very disruptive to our ability to supply merchandise to our stores. The 
COVID-19 pandemic may potentially adversely affect our ability to adequately staff our distribution centers, our stores, and our 
merchant and other support operations. Further, the COVID-19 pandemic has impacted multiple countries, leading to supply 
related disruptions, including port of exit/entry congestion, shipping delays, and ocean freight cost increases, which may also 
adversely affect our ability to access and ship products from affected regions.  

The prolonged, widespread pandemic has adversely impacted global economies, which has resulted in an economic downturn. 
An economic rebound is resulting in rising inflation that may reduce consumer demand for our products, and also increase our 
costs. The extent and duration of the impact from the COVID-19 pandemic on our business and financial results will depend 
largely on future developments, including the duration and spread of outbreaks within the U.S., regional surges in infection, 
vaccination rates, potential acquired immunity, the effectiveness of vaccines in controlling current and future variants of the virus, 

18 

the response by all levels of government in their efforts to contain the outbreak and to mitigate the resulting economic 
disruptions, and the related impact on consumer confidence, shopping behavior, and spending, all of which are highly uncertain 
and cannot be predicted. Such impacts have and are expected to adversely affect our profitability, cash flows, financial results, 
and our capital resources. 

We are subject to impacts from the macro-economic environment, financial and credit markets, and geopolitical 
conditions that affect consumer confidence and consumer disposable income. The COVID-19 pandemic and 
accompanying economic impacts, including supply chain disruptions and inflation, and the developing Russia-Ukraine 
conflict and accompanying economic impacts, may have prolonged and significant negative effects on consumer 
confidence, shopping behavior, and spending, which may adversely affect our sales and gross margins. 
Consumer spending habits for the merchandise we sell are affected by many factors. Currently, the repercussions from the 
ongoing COVID-19 pandemic present significant risks and uncertainty. There is significant uncertainty over potential changes in 
consumer behavior and shopping patterns as the pandemic continues and as different regions experience surges.  

Currently, there is also a rapidly developing Russia-Ukraine conflict, which has already escalated into a significant military 
confrontation, and is resulting in major, potentially prolonged economic sanctions and other responses from the United States 
and other countries, which present significant risks and uncertainties. These events may cause various adverse macro-economic 
effects, including increases in fuel and energy prices and depressed financial markets.  

Other factors include levels of unemployment, the size and timing of federal stimulus programs, salaries and wage rates, 
prevailing economic conditions, increasing inflation, rising interest rates, recession and fears of recession, housing costs, energy 
and fuel costs, income tax rates and the timing of tax refunds, consumer perceptions of personal well-being and security, 
availability of consumer credit, consumer debt levels, and the resulting effects on consumers’ disposable income and consumer 
confidence in future economic conditions.  

The COVID-19 pandemic, the Russia-Ukraine conflict, and other potential, adverse developments in any of these areas, could 
reduce demand for our merchandise, increase our cost of goods, freight cost, and payroll costs, decrease our inventory turnover, 
cause greater markdowns, and negatively affect our sales and margins. All of our stores are located in the United States and its 
territories, so we are especially susceptible to changes in the U.S. economy.   

We need to successfully operate under the health and safety measures implemented in our stores and distribution 
centers, and across all our operations, to comply with regulatory requirements and with the goal of keeping our 
customers and associates safe from the spread of the COVID-19 virus without disruptions to our operations. 
We have implemented a variety of measures in our store locations, distribution centers, and other facilities, with the goal of 
keeping our associates, customers, and the communities we serve safe from spreading the COVID-19 virus. These measures 
include additional cleaning and sanitation of stores and workspaces, providing associates with personal protective equipment 
based on CDC or other federal, state, or local health guidelines, and implementing physical distancing practices, in our stores, 
distribution centers, and in our other operations. This is very challenging to do, and there is significant risk, incremental costs, 
and uncertainty regarding changing requirements. Not only are these measures evolving, but they often require change to 
established habits and patterns of behavior by large groups of people, who may not fully understand or agree with the requested 
changes. Whatever measures we adopt, there will also be challenges in effecting consistent compliance by our customers and 
our associates. We are adapting and changing these measures as we learn from experience. And despite our efforts and best 
intentions, incidents of infection will occur at our stores, distribution centers, and/or in our other facilities, potentially resulting in 
serious illness for those affected, including our associates. This may result in required temporary closure of specific stores, 
distribution centers, or other facilities, and in temporary or longer term loss of key personnel during illness, and potential supply 
chain disruptions. We may also face claims (with or without merit) that our retail stores or our other facilities and workplaces are 
operating in an unsafe manner or are not in compliance with applicable laws and regulations. Any such incidents may adversely 
affect our operating results, increase our costs, and damage our reputation and competitive position. 

Competitive pressures in the apparel and home-related merchandise retailing industry are high.  
The retail industry is highly competitive and the marketplace is highly fragmented, as many different retailers compete for market 
share by utilizing a variety of store and on-line formats and merchandising strategies. We expect competition to increase in the 
future. There are no significant economic barriers for others to enter our retail sector. We compete for customers, associates, 
store locations, and merchandise with many other local, regional, and national retailers, traditional department stores, upscale 
mass merchandisers, other off-price retailers, specialty stores, internet and catalog businesses, and other forms of retail 
commerce. Our retail competitors constantly adjust their pricing, business strategies, and promotional activity (particularly during 
holiday periods) in response to changing market conditions or their own financial condition. The substantial sales growth in  
e-commerce within the last decade has also encouraged the entry of many new competitors, new business models, and an
increase in competition from established companies looking for ways to create successful on-line shopping alternatives. Intense

19 

pressures from our competitors, our inability to adapt effectively and quickly to a changing competitive landscape, or a failure to 
effectively execute our off-price model, could reduce demand for our merchandise, decrease our inventory turnover, cause us to 
take greater markdowns, and negatively affect our sales and margins. 

Unexpected changes in the level of consumer spending on or preferences for apparel and home-related merchandise 
could adversely affect us. 
Our success depends on our ability to effectively buy and resell merchandise that meets customer demand. We work on an 
ongoing basis to identify customer trends and preferences, and to obtain merchandise inventory to meet anticipated customer 
needs. It is very challenging to successfully do this well and consistently across our diverse merchandise categories and in the 
multiple markets in which we operate throughout the United States and its territories. Although our off-price business model 
provides us certain advantages and may allow us greater flexibility than traditional retailers have in adjusting our merchandise 
mix to ever-changing consumer tastes, our merchandising decisions may still fail to correctly anticipate and match consumer 
trends and preferences, particularly in our newer geographic markets. Failure to correctly anticipate and match the trends, 
preferences, and demands of our customers could adversely affect our business, financial condition, and operating results. 

Adverse and/or unseasonable weather may affect shopping patterns and consumer demand for seasonal apparel and 
other merchandise, and may result in temporary store closures and disruptions in deliveries of merchandise to our 
stores. 
Unseasonable weather and prolonged, extreme temperatures, as well as events such as storms, affect consumers’ buying 
patterns and willingness to shop, and may adversely affect the demand for merchandise in our stores, particularly in apparel and 
seasonal merchandise. Among other things, weather conditions may also affect our ability to deliver our products to our stores or 
require us to close certain stores temporarily, thereby reducing store traffic. Even if stores are not closed, many customers may 
be unable to go, or may decide to avoid going to stores in bad weather. As a result, adverse or unseasonable weather in any of 
our markets could lead to disappointing sales and cause us to increase our markdowns, which may negatively affect our sales 
and margins.  

In order to achieve our planned gross margins, we must effectively manage our inventories, markdowns, and inventory 
shortage. As a result of changes in shopping behaviors due to the COVID-19 pandemic, disruptions to supply chains 
and store operations, and inflation, we are at risk for inventory imbalances and the potential for higher than normal 
levels of markdowns to sell through our inventory, increased cost of goods, and for lost sales due to insufficient 
inventory to meet customer demand, any of which would negatively affect our gross margins and our operating results. 
We purchase the majority of our inventory based on our sales plans. If our actual demand is lower than our sales plans, we may 
experience excess inventory levels and need to take markdowns on excess or slow-moving inventory, resulting in decreased 
profit margins. Inflation may cause our costs to purchase inventory to be higher than we planned, and we may not be able to sell 
the inventory to our customers at correspondingly increased prices, resulting in decreased profit margins. We also may have 
insufficient inventory to meet customer demand, leading to lost sales opportunities. The COVID-19 pandemic and accompanying 
economic impacts may change shopping behavior so that our predictions and sales plans become less accurate, and that may 
lead us to have higher than usual levels of slow-moving or non-salable inventory at our prior planned price levels. We would then 
need to aggressively and progressively reduce our selling prices in order to clear out that inventory, which would result in 
decreased profit margins or losses on sales of that inventory, and adversely affect our results of operations in future periods. 

As a regular part of our business, we purchase “packaway” inventory with the intent that it will be stored in our warehouses until 
a later date. The timing of the release of packaway inventory to our stores is principally driven by the product mix and seasonality 
of the merchandise, and its relation to our store merchandise assortment plans, but it typically remains in storage less than six 
months. Packaway inventory is frequently a significant portion of our overall inventory. If we make packaway purchases that do 
not align with consumer preferences at the later time of release to our stores, we could have significant inventory markdowns. 
Changes in packaway inventory levels could impact our operating cash flow. Although we have various systems to help protect 
against loss or theft of our inventory, both when in storage and once distributed to our stores, we may have damaged, lost, or 
stolen inventory (called “shortage”) in higher amounts than we forecast, which would result in write-offs, lost sales, and reduced 
margins.  

We depend on the market availability, quantity, and quality of attractive brand name merchandise at desirable 
discounts, and on the ability of our buyers to purchase merchandise to enable us to offer customers a wide assortment 
of merchandise at competitive prices. 
Opportunistic buying, lean inventory levels, and frequent inventory turns are critical elements of our off-price business strategy. 
Maintaining an overall pricing differential to department and specialty stores is also key to our ability to attract customers and 
sustain our sales and gross margins. Our opportunistic buying places considerable discretion with our merchants, who are in the 
marketplace continually and who are generally purchasing merchandise for the current or upcoming season. Our ability to meet 
or exceed our operating performance targets depends upon the continuous, sufficient availability of high quality merchandise that 

20 

we can acquire at prices sufficiently below those paid by conventional retailers and that represent a value to our customers. To 
the extent that certain of our vendors are better able to manage their inventory levels and reduce the amount of their excess 
inventory, the amount of high quality merchandise available to us could be materially reduced. To the extent that certain of our 
vendors decide not to sell to us or go out of business, the amount of high quality merchandise available to us could also be 
materially reduced. Because a significant portion of the apparel and other goods we sell is originally manufactured in other 
countries, constraints on the availability of shipping capacity, changes in transportation costs or in U.S. tariffs, trade relationships, 
or tax policies, and natural disasters, or public health issues such as the current COVID-19 pandemic (or other, future 
pandemics), that reduce the supply or increase the relative cost of imported goods, could also result in disruptions to our existing 
supply relationships. Shortages, delays, or disruptions in the availability to us of high quality, value-priced merchandise would 
likely have a material adverse effect on our sales and margins. 

Information or data security breaches, including cyber-attacks on our transaction processing and computer information 
systems, could result in theft or unauthorized disclosure of customer, credit card, employee, or other private and 
valuable information that we handle in the ordinary course of our business, disrupt our operations, damage our 
reputation, and increase our costs.  
Like other large retailers, we rely on commercially available computer and telecommunications systems to process, transmit, and 
store payment card and other personal and confidential information, and to provide information or data security for those 
transactions. Some of the key information systems and processes we use to handle payment card transactions and check 
approvals, and the levels of security technology utilized in payment cards, are controlled by the banking and payment card 
industry, not by us. Cybercriminals may attempt to penetrate our point of sale and other information systems to misappropriate 
customer or business information, including but not limited to credit/debit card, personnel, or trade information. Cybercriminals 
(including state-sponsored actors) may attempt to penetrate our information systems to deprive us from access to necessary 
business information and to disrupt our operations, as part of so-called “ransomware” extortion activity or otherwise. Despite 
security measures we have in place, and our efforts to prevent, monitor, and mitigate attacks and errors, our facilities and 
systems (or those of third-party service providers we utilize or connect to) may be vulnerable to security breaches, acts of 
vandalism, computer viruses, misplaced or lost data, programming and/or human errors, phishing, ransomware attacks, and 
similar fraudulent attacks, or other similar events. It is also possible that an associate within our Company, or a third party we do 
business with, may purposefully or inadvertently cause a security breach involving such information. The increasing 
sophistication of cybercriminals, the increased potential for cyberattacks, and the advances in computer capabilities and remote 
access increases these risks. A breach of our information or data security, a system shut down or other response we may take, 
or our failure or delay in detecting and mitigating a loss of personal or business information, could result in damage to our 
reputation, loss of customer confidence, violation (or alleged violation) of applicable laws (including laws relating to consumer 
data protection and privacy, and required notifications of data security breaches), and expose us to civil claims, litigation, and 
regulatory action, and to unanticipated costs and disruption of our operations.  

Disruptions in our supply chain or in our information systems could impact our ability to process sales and to deliver 
product to our stores in a timely and cost-effective manner. 
Various information systems are critical to our ability to operate and to manage key aspects of our business. We depend on the 
integrity, continuous availability, and consistent operations of these systems to process transactions in our stores, track inventory 
flow, manage merchandise allocation and distribution logistics, generate performance and financial reports, and support 
merchandising decisions. 

We are currently making, and will continue to make, significant technology investments to improve or replace information 
processes and systems that are key to managing our business. We must monitor and choose sound investments and implement 
them at the right pace. The risk of system disruption is increased whenever significant system changes are undertaken. An 
excessive rate of technological change could detract from the effectiveness of adoption, and could make it more difficult for us to 
realize benefits from new technology. Poorly targeting opportunities, failing to make good investments, or making an investment 
commitment significantly above or below our needs could damage our competitive position and adversely impact our business 
and results of operations. Additionally, the potential problems and interruptions associated with implementing technology system 
changes could disrupt or reduce the efficiency of our operations in the short term. These initiatives might not provide us with the 
anticipated benefits, or may provide them on a delayed schedule or at a higher cost. 

Our information systems, including our back-up systems, are subject to damage or interruption from power outages, computer 
and telecommunications failures, cyberattacks, computer viruses, internal or external security breaches, catastrophic events 
such as severe storms, fires, earthquakes, floods, acts of terrorism, and design or usage errors by our employees or by third 
parties. If our information systems or our back-up systems are damaged or cease to function properly, we may have to make 
significant investments to fix or replace them, and we may suffer interruptions in our operations in the interim. Any material 
interruption in our computer systems could have a material adverse effect on our business and results of operations. 

21 

A disruption within our logistics or supply chain network could adversely affect our ability to timely and efficiently transport 
merchandise to our stores or our distribution centers, which could impair our ability to meet customer demand for products and 
result in lost sales or increased supply chain costs. Such disruptions may result from public health issues such as the current 
COVID-19 pandemic (or other, future pandemics), cyberattacks, damage or destruction to our distribution centers,  
weather-related events, natural disasters, trade restrictions, tariffs, third-party strikes or ineffective cross dock operations, work 
stoppages or slowdowns, shipping capacity constraints, supply or shipping interruptions, or other factors beyond our control. Any 
such disruptions could negatively impact our financial performance or financial condition.  

We need to obtain acceptable new store sites with favorable consumer demographics to achieve our planned growth.  
Successful growth requires us to find appropriate real estate sites in our targeted market areas. We compete with other retailers 
and businesses for acceptable store locations. For the purpose of identifying locations we rely, in part, on consumer 
demographics. While we believe consumer demographics are helpful indicators of acceptable store locations, we recognize that 
this information cannot predict future consumer preferences and buying trends with complete accuracy. Time frames for 
negotiations and store development vary from location to location and can be subject to unforeseen delays or unexpected 
cancellations. We may not be able to open new stores or, if opened, operate those new stores profitably. Construction and other 
delays in store openings could have a negative impact on our business and operating results. Additionally, we may not be able to 
renegotiate our current lease terms which could negatively impact our operating results. New stores may not achieve the same 
sales or profit levels as our existing stores, and adding stores to existing markets may adversely affect the sales and profitability 
of other existing stores. If we cannot acquire sites on attractive terms, it could limit our ability to grow or adversely affect the 
economics of our new stores in various markets.  

To achieve growth, we need to expand in existing markets and enter new geographic markets.  
Our growth strategy is based on successfully expanding our off-price model in current markets and in new geographic regions. 
There are significant risks associated with our ability to continue to expand our current business and to enter new markets. 
Stores we open in new markets may take longer to reach expected sales and profit levels on a consistent basis and may have 
higher construction, occupancy, advertising, or operating costs than stores we open in existing markets, thereby affecting our 
overall profitability. New markets may have competitive conditions, consumer tastes, and discretionary spending patterns that 
are more difficult to predict or satisfy than our existing markets. Our limited operating experience and limited brand recognition in 
new markets may require us to build brand awareness in that market through greater investments in advertising and promotional 
activity than we originally planned. We may find it more difficult in new markets to hire, motivate, and retain qualified associates. 

Consumer problems or legal issues involving the quality, safety, or authenticity of products we sell could harm our 
reputation, result in lost sales, and/or increase our costs.  
Various governmental authorities regulate the quality and safety of merchandise we sell. These regulations and related laws 
frequently change, and the ultimate cost of compliance cannot be precisely estimated. Because of our opportunistic buying 
strategy, we sometimes obtain merchandise in new categories or from new vendors that we have not dealt with before. Although 
our vendor arrangements typically place contractual responsibility on the vendor for resulting liability and we generally rely on our 
vendors to provide authentic merchandise that matches the stated quality attributes and complies with applicable product safety 
and other laws, vendor non-compliance with consumer product safety laws may subject us to product recalls, make certain 
products unsalable, or require us to incur significant compliance costs. 

Regardless of fault, any real or perceived issues with the quality and safety of merchandise we offer (particularly products such 
as food and children’s items), issues with the authenticity of merchandise, or our inability or that of our vendor to comply on a 
timely basis with laws and regulatory requirements, could adversely affect our reputation, result in lost sales, inventory write-offs, 
uninsured product liability or other legal claims, penalties or losses, merchandise recalls, and increased costs.  

An adverse outcome in various legal, regulatory, or tax matters could damage our reputation or brand and increase our 
costs. 
As an ordinary part of our business, we are involved in various legal proceedings, regulatory reviews, tax audits, and/or other 
legal matters. These may include lawsuits, inquiries, demands, or other claims or proceedings by governmental entities and 
private plaintiffs, including those relating to employment and employee benefits (including classification, employment rights, 
discrimination, harassment, wage and hour, and retaliation), securities, real estate, tort, commercial, consumer protection, 
privacy, product compliance and safety, advertising, environmental, comparative pricing, product labeling, intellectual property, 
tax, escheat, and whistle-blower claims. We continue to be involved in a number of employment-related lawsuits, including 
class/representative actions which are primarily in California. 

22 

We are subject to federal, state, and local rules and regulations in the United States, and to various international laws, which 
change from time to time. These legal requirements collectively affect multiple aspects of our business, including the cost of 
health care, workforce management and employee benefits, minimum wages, advertising, comparative pricing, import/export, 
sourcing and manufacturing, data protection (including customer and associate data privacy, choice and notification rights), 
intellectual property, and others. If we fail to comply (or are alleged not to comply) with any of these requirements, we may be 
subject to fines, settlements, penalties, or other costs. In addition, an adverse outcome (or the adverse publicity from the claims) 
in any of these matters may damage our reputation or brand. We are also subject to the continuous examination of our tax 
returns and reports by federal, state, and local tax authorities, and these examining authorities may challenge positions we take. 

Significant judgment is required in evaluating and estimating our tax provisions and reserves for legal claims. Actual results may 
differ and our costs may exceed the reserves we establish in estimating the probable outcomes. In addition, applicable 
accounting principles and interpretations may change from time to time, and those changes could have material effects on our 
reported operating results and financial condition. 

Damage to our corporate reputation or brands could adversely affect our sales and operating results. 
Our reputation is partially based on perceptions of various subjective qualities and overall integrity. Any incident that erodes the 
trust or confidence of our customers or the general public could adversely affect our reputation and business, particularly if the 
incident results in significant adverse publicity or governmental inquiry. Such an incident could also include alleged acts or 
omissions by or situations involving our suppliers (or their contractors or subcontractors), the landlord for our stores, or our 
associates outside of work, and may pertain to social or political issues or protests largely unrelated to our business. The use of 
social media platforms, including blogs, social media websites, and other forms of internet-based communications which allow 
individuals access to a broad audience of consumers and other interested persons, continues to increase. The availability of 
information (whether correct or erroneous) on social media platforms is virtually immediate, as is its impact. Many social media 
platforms immediately publish the content their subscribers and participants post, often without filters or checks on accuracy of 
the content. The opportunity for dissemination of information, including inaccurate information, is seemingly limitless and readily 
available. Information concerning our Company may be posted on such platforms at any time. Information posted may be 
adverse to our interests or may be inaccurate, which could negatively affect our sales, diminish customer trust, reduce employee 
morale and productivity, and lead to difficulties in recruiting and retaining qualified associates. The harm may be immediate, 
without affording us an opportunity for redress or correction.  

Our inability to continually attract, train, and retain associates with the retail talent necessary to execute our off-price 
retail strategies along with labor shortages, increased turnover, or increased labor costs could adversely affect our 
operating results.  
Like other retailers, we face challenges in recruiting and retaining sufficient talent in our buying organization, management, 
stores, distribution centers, and other key areas. Many of our retail store associates are in entry level or part-time positions with 
historically high rates of turnover. Our ability to control labor costs is subject to numerous external factors, including prevailing 
wage rates and health and other insurance costs, as well as the impact of legislation or regulations governing minimum wage or 
healthcare benefits.  

Any increase in labor costs may adversely impact our profitability or, if we fail to pay such higher wages, may result in increased 
turnover. Excessive turnover may result in higher costs associated with finding, hiring, and training new associates. If we cannot 
hire enough qualified associates, or if there is a disruption in the supply of personnel we hire from third-party providers, 
especially during our peak seasons, our operations could be negatively impacted. 

Because of the distinctive nature of our off-price model, we must also attract, train, and retain our key associates across the 
Company, especially within our buying organization. The loss of one or more of our key personnel, or the inability to effectively 
identify a suitable successor for a key role could have a material adverse effect on our business. There is no assurance that we 
will be able to attract or retain highly qualified associates in the future, and any failure to do so could have a material adverse 
effect on our growth, operations, or financial position.  

We must effectively advertise and market our business. 
Customer traffic and demand for our merchandise is influenced by our advertising and marketing activities, the name recognition 
and reputation of our brands, and the location of our stores. Although we use marketing and advertising programs to attract 
customers to our stores, particularly through television and digital channels, our competitors may spend more or use different 
approaches, which could provide them with a competitive advantage. Our advertising and other promotional programs may not 
be effective or may be perceived negatively, or could require increased expenditures, any of which could adversely affect sales 
or increase costs.  

23 

We are subject to risks associated with selling and importing merchandise produced in other countries. 
Risks in importing and selling such merchandise include import duties and quotas, compliance with anti-dumping regulations, 
economic uncertainties and adverse economic conditions (including shipping capacity limitations, cost increases, inflation, 
recession, and exchange rate fluctuations), foreign government regulations, employment and labor matters, concerns relating to 
human rights, working conditions, and other issues in factories or countries where merchandise is produced, transparency of 
sourcing and supply chains, exposure on product warranty and intellectual property issues, consumer perceptions of the safety 
of imported merchandise, wars and fears of war, political unrest, natural disasters, regulations to address climate change, and 
trade restrictions. 

A predominant portion of the apparel and other goods we sell (even when we purchase it domestically, often as excess inventory 
sold to us by a domestic vendor) is originally manufactured in other countries. In addition, we directly source a portion of the 
products sold in our stores from foreign vendors predominantly in Asia (including China). We also buy products that originate 
from foreign sources indirectly through domestic vendors and manufacturers’ representatives. Although our foreign purchases of 
merchandise are negotiated and paid for in U.S. dollars, decreases in the value of the U.S. dollar relative to foreign currencies 
could increase the cost of products we purchase from overseas vendors. When we are the importer of record, we may be subject 
to regulatory or other requirements similar to those applicable to a manufacturer. 

To the extent that our vendors are located overseas or rely on overseas sources for a large portion of their products, any event 
causing a disruption, delay, or increase in the cost of imports, including the imposition of import or other restrictions such as 
product detention, war, acts of terrorism, natural disasters, or public health issues such as the current COVID-19 pandemic (or 
other, future pandemics) could adversely affect our business. The flow of merchandise from our vendors could also be adversely 
affected by global shipping capacity limitations, or by financial or political instability in any of the countries in which the goods we 
purchase are manufactured. Trade restrictions in the form of tariffs or quotas, or both, applicable to the products we sell could 
also affect the importation of those products and could increase the cost and reduce the supply of products available to us. We 
cannot predict whether any of the countries from which our products are sourced, or in which our products are currently 
manufactured or may be manufactured in the future, will be subject to trade restrictions imposed by the U.S. or foreign 
governments or the likelihood, type or effect of any such restrictions. 

We require our vendors (for both import and domestic purchasing) to contractually confirm that they adhere to various conduct, 
compliance, and other requirements, including those relating to environmental, employment and labor (including wages and 
working conditions), health, safety, and anti-bribery standards. From time to time, our vendors, their contractors, or their 
subcontractors may be alleged to not be in compliance with these standards or with applicable local laws. Although we have 
implemented policies and procedures to promote compliance with laws and regulations relating to doing business in foreign 
markets and importing merchandise, and to monitor the compliance of our suppliers, this does not guarantee that suppliers and 
other third parties with whom we do business will not violate (or not allegedly violate) such laws and regulations or our policies. 
Significant or continuing noncompliance (or alleged noncompliance) with such standards and laws by one or more vendors could 
have a negative impact on our reputation, could subject us to claims and liability, and could have an adverse effect on our results 
of operations. 

Changes in U.S. tax or trade policy regarding apparel and home-related merchandise produced in other countries could 
adversely affect our business.  
A predominant portion of the apparel and other goods we sell is originally manufactured in other countries. The U.S. government 
has at times indicated a willingness to significantly change existing trade policies, including those with China. This exposes us to 
risks of disruption and cost increases in our established patterns for sourcing our merchandise, and creates increased 
uncertainties in planning our sourcing strategies and forecasting our margins. Changes in U.S. tariffs, quotas, trade relationships, 
or tax provisions that reduce the supply or increase the relative cost of goods produced in other countries could increase our cost 
of goods and/or increase our effective tax rate. Although such changes would have implications across the entire industry, we 
may fail to effectively adapt and to manage the adjustments in strategy that would be necessary in response to those changes. 
In addition to the general uncertainty and overall risk from potential changes in U.S. laws and policies, as we make business 
decisions in the face of uncertainty as to potential changes, we may incorrectly anticipate the outcomes, miss out on business 
opportunities, or fail to effectively adapt our business strategies and manage the adjustments that are necessary in response to 
those changes. These risks could adversely affect our revenues and expenses, increase our effective tax rates, and reduce our 
profitability. 

24 

We may experience volatility in revenues and earnings.  
Our business has slower and busier periods based on holiday and back-to-school seasons, weather, and other factors. Although 
our off-price business is historically subject to less seasonality than traditional retailers, we may still experience unexpected 
decreases in sales from time to time, which could result in increased markdowns and reduced margins. Significant operating 
expenses, such as rent expense and associate salaries, do not adjust proportionately with our sales. If sales in a certain period 
are lower than our plans, we may not be able to adjust these operating expenses concurrently, which could adversely affect our 
operating results. 

A pandemic, natural or man-made disaster in California or in another region where we have a concentration of stores, 
offices, or a distribution center could harm our business.  
Our corporate headquarters, Los Angeles buying office, 10 distribution centers/warehouses, and approximately 23% of our 
stores are located in California. Natural or other disasters, such as the current COVID-19 pandemic (or other, future pandemics), 
wildfires, earthquakes, hurricanes, tornadoes, floods, or other extreme weather and climate conditions, or fires, explosions, and 
acts of war or terrorism, or public health issues, in any of our markets could disrupt our operations or our supply chain, or could 
shut down, damage, or destroy our stores or distribution facilities.  

To support our continuing operations, our new store and distribution center growth plans, our quarterly dividends, and 
our stock repurchase program, we must maintain sufficient liquidity; the COVID-19 pandemic and related economic 
disruptions are adding significant uncertainty and challenges. 
We depend upon our operations to generate strong cash flows to support our general operating activities, and to finance our 
operations, make capital expenditures and acquisitions, manage our debt levels, and return value to our stockholders through 
dividends and stock repurchases. While the pandemic continues, disruptions to our operations may occur, nationally, regionally, 
or in specific locations. The situation is unprecedented and rapidly changing, and has unknown duration and severity. If we are 
unable to generate sufficient cash flows from operations to support our activities, our growth plans and our financial performance 
would be adversely affected.  

If our access to capital is restricted or our borrowing costs increase, our operations and financial condition could be adversely 
impacted. In addition, if we do not properly allocate our capital resources to maximize returns, our operations, cash flows, and 
returns to stockholders could be adversely affected.  

We are subject to impacts from instances of damage to our stores and losses of merchandise accompanying protests 
or demonstrations, which may result in temporary store closures. 
There have been recent demonstrations and protests in cities throughout the United States. While they have generally been 
peaceful, in some locations they have been accompanied by violence, damage to retail stores, and the loss of merchandise. 
While generally subject to coverage by insurance, the repair of damage to our stores and replacement of lost merchandise may 
also increase our costs and temporarily disrupt store operations, and we may incur increased operating costs for additional 
security. Governmental authorities in affected cities and regions may take actions in an effort to protect people and property while 
permitting lawful and non-violent protests, including curfews and restrictions on business operations, which may be disruptive to 
our operations. These activities, governmental responses, and resulting media coverage may also harm consumer confidence 
and perceptions of personal well-being and security, which may negatively affect shopping behavior and our sales. 

ITEM 1B. UNRESOLVED STAFF COMMENTS 

Not applicable. 

ITEM 2. PROPERTIES  

At January 29, 2022, we operated a total of 1,923 stores, of which 1,628 were Ross stores in 40 states, the District of Columbia, 
and Guam, and 295 were dd’s DISCOUNTS stores in 21 states. All stores are leased, with the exception of two locations which 
we own.  

During fiscal 2021, we opened 44 new Ross stores and closed 1 existing store. The average approximate Ross store size is 
28,000 square feet.   

During fiscal 2021, we opened 21 new dd’s DISCOUNTS stores and closed no existing stores. The average approximate dd’s 
DISCOUNTS store size is 23,000 square feet.  

25 

During fiscal 2021, no one store accounted for more than 1% of our sales.  

We carry fire, flood, wind, and earthquake insurance to help mitigate the risk of financial loss that may result from such events.  

Our real estate strategy in 2022 is to primarily open stores in states where we currently operate, with the objective to increase 
our market penetration and leverage our overhead and advertising expenses as a percentage of sales in each market. We also 
expect to continue our store expansion in newer markets in 2022. Important considerations in evaluating a new store location in 
both newer and more established markets are the availability and quality of potential sites, demographic characteristics, 
competition, and population density of the local trade area. In addition, we continue to consider opportunistic real estate 
acquisitions. 

The following table summarizes the locations of our stores by state/territory as of January 29, 2022 and January 30, 2021. 

State/Territory 
Alabama 
Arizona 
Arkansas 
California 
Colorado 
Delaware 
District of Columbia 
Florida 
Georgia 
Guam 
Hawaii 
Idaho 
Illinois 
Indiana 
Iowa 
Kansas 
Kentucky 
Louisiana 
Maryland 
Mississippi 
Missouri 
Montana 
Nebraska 
Nevada 
New Jersey 
New Mexico 
North Carolina 
North Dakota 
Ohio 
Oklahoma 
Oregon 
Pennsylvania 
South Carolina 
South Dakota 
Tennessee 
Texas 
Utah 
Virginia 
Washington 
West Virginia 
Wisconsin 
Wyoming 

Total 

January 29, 2022 
25 
82 
10 
443 
39 
4 
2 
231 
64 
2 
22 
12 
94 
28 
6 
12 
15 
21 
27 
9 
30 
6 
6 
41 
18 
18 
49 
3 
11 
28 
30 
51 
30 
2 
39 
277 
24 
41 
45 
2 
21 
3 

January 30, 2021 
24 
81 
10 
431 
38 
4 
2 
225 
63 
2 
22 
12 
89 
26 
6 
12 
15 
20 
26 
9 
27 
6 
5 
40 
18 
18 
49 
3 
8 
28 
30 
51 
30 
2 
37 
260 
23 
41 
43 
1 
19 
3 

1,923 

1,859 

26 

Where possible, we obtain sites in buildings requiring minimal alterations, allowing us to establish stores in new locations in a 
relatively short period of time and at reasonable costs in a given market. At January 29, 2022, the majority of our stores had 
unexpired original lease terms ranging from three to ten years, with three to four renewal options of five years each. The 
weighted-average unexpired lease term of our leased stores is approximately six years, or approximately 20 years if renewal 
options are included. See Note E of Notes to Consolidated Financial Statements. 

See additional discussion under “Stores” in Item 1. 

The following table summarizes the location and approximate sizes of our distribution/warehouse facilities and office locations as 
of January 29, 2022. Square footage information for the distribution and warehouse facilities represents total ground floor area of 
the facility. Square footage information for office space represents total space owned and leased. See additional discussion in 
Management’s Discussion and Analysis. 

Location 
Distribution/Warehouse Facilities 

Approximate Square Footage 

Own/Lease 

Moreno Valley, California 
Moreno Valley, California1 
Moreno Valley, California1 
Perris, California 
Perris, California 
Riverside, California 
Sacramento, California 
Shafter, California 
Shafter, California 
Shafter, California1 
Lakeland, Florida 
Baltimore, Maryland 
Kansas City, Missouri 
Las Vegas, Nevada 
Statesville, North Carolina1 
Carlisle, Pennsylvania 
Carlisle, Pennsylvania 
Carlisle, Pennsylvania 
Fort Mill, South Carolina 
Fort Mill, South Carolina 
Fort Mill, South Carolina 
Fort Mill, South Carolina 
Fort Mill, South Carolina 
Rock Hill, South Carolina 
Rock Hill, South Carolina 
Brookshire, Texas 

Office Space 

Dublin, California 
Los Angeles, California 
Boston, Massachusetts 
New York City, New York 

 1 Operated by a third party.

  See additional discussion under “Distribution” in Item 1.

1,300,000 
740,000 
1,110,000 
1,300,000 
699,000  
449,000 
114,000 
1,700,000 
1,003,000 
350,000 
100,000 
122,000 
72,000 
102,000  
640,000 
465,000  
239,000 
246,000  
1,200,000 
428,000 
423,000  
255,000 
160,000  
1,200,000 
431,000  
1,890,000 

414,000 
120,000  
5,000 
572,000  

Own 
Lease 
Lease 
Own 
Own 
Own 
Lease 
Own 
Lease 
Lease 
Lease 
Lease 
Lease 
Lease 
Lease 
Own 
Lease 
Lease 
Own 
Own 
Own 
Lease 
Lease 
Own 
Lease 
Own 

Own 
Lease 
Lease 
Own 

27 

ITEM 3. LEGAL PROCEEDINGS 

We have been named in class/representative action lawsuits, primarily in California, alleging violations of wage and hour laws 
and consumer protection laws. Class/representative action litigation remains pending as of January 29, 2022.  

We are also party to various other legal and regulatory proceedings arising in the normal course of business. Actions filed 
against us may include commercial, product and product safety, consumer, intellectual property, environmental, and labor and 
employment-related claims, including lawsuits in which private plaintiffs or governmental agencies allege that we violated federal, 
state, and/or local laws. Actions against us are in various procedural stages. Many of these proceedings raise factual and legal 
issues and are subject to uncertainties. 

Like many retailers and other businesses, we have filed a lawsuit as plaintiff against the insurance companies with respect to our 
claims for insurance coverage for business interruption, property damage, and other losses that we have experienced as a result 
of the COVID-19 pandemic. Our suit was filed in Alameda County, California in December 2020. The proceedings remain in early 
stages, and are subject to significant uncertainties. 

We believe that the resolution of our pending class/representative action litigation and other currently pending legal and 
regulatory proceedings will not have a material adverse effect on our financial condition, results of operations, or cash flows. 

ITEM 4. MINE SAFETY DISCLOSURES 

Not applicable. 

28 

Executive Officers of the Registrant 

The following sets forth the names and ages of our executive officers, indicating each person’s principal occupation or 
employment during at least the past five years. The term of office is at the discretion of our Board of Directors. 

Name 

  Age 

  Position 

Barbara Rentler 
Michael J. Hartshorn 
Michael Kobayashi 
Brian Morrow 
Adam Orvos 

64 
54 
57 
62 
57 

  Chief Executive Officer 
  Group President and Chief Operating Officer 
  President and Chief Capability Officer 
  President and Chief Merchandising Officer, dd’s DISCOUNTS 
  Executive Vice President and Chief Financial Officer 

Ms. Rentler has served as Chief Executive Officer and a member of the Board of Directors since 2014. From 2009 to 2014, she 
was President and Chief Merchandising Officer, Ross Dress for Less and Executive Vice President, Merchandising, from 2006 to 
2009. She also served at dd’s DISCOUNTS as Executive Vice President and Chief Merchandising Officer from 2005 to 2006, 
and Senior Vice President and Chief Merchandising Officer from 2004 to 2005. Prior to that, she held various merchandising 
positions since joining the Company in 1986. 

Mr. Hartshorn has served as Group President and Chief Operating Officer since August 2019 and a member of the Board of 
Directors since March 2021. Previously, he was Group Executive Vice President, Finance and Legal, Chief Financial Officer in 
2019; Executive Vice President, Chief Financial Officer from 2018 to 2019; Group Senior Vice President, Chief Financial Officer 
from 2015 to 2018; Senior Vice President and Chief Financial Officer from 2014 to 2015; and Senior Vice President and Deputy 
Chief Financial Officer from 2012 to 2014. He was also Group Vice President, Finance and Treasurer from 2011 to 2012, and 
Vice President, Finance and Treasurer from 2006 to 2011. From 2002 to 2006, he held a number of management roles in the 
Ross IT and supply chain organizations. He initially joined the Company in 2000 as Director and Assistant Controller. For seven 
years prior to joining Ross, Mr. Hartshorn held various financial roles at The May Department Stores Company. 

Mr. Kobayashi has served as President and Chief Capability Officer since February 2022. Prior to this role, he served as 
President, Operations and Technology from 2019 to 2022; Group Executive Vice President, Supply Chain, Merchant Operations, 
and Technology from 2014 to 2019; and Executive Vice President, Supply Chain, Allocation, and Chief Information Officer from 
2010 to 2014. Previously, he was Group Senior Vice President, Supply Chain and Chief Information Officer from 2008 to 2010, 
and Senior Vice President and Chief Information Officer from 2004 to 2008. Prior to joining Ross, Mr. Kobayashi was a Partner 
with Accenture, providing consulting services to clients in Accenture’s Retail & Consumer Goods practice. 

Mr. Morrow has served as President and Chief Merchandising Officer, dd’s DISCOUNTS since December 2015. Prior to joining 
Ross, Mr. Morrow served as President, Chief Merchandising Officer of Stein Mart from 2014 to 2015 and Executive Vice 
President and Chief Merchandising Officer from 2010 to 2014. From 2008 to 2009, he served as Executive Vice President, 
General Merchandise Manager at Macy’s West. He also held roles as Senior Vice President, General Merchandise Manager at 
Mervyn’s in 2008 and Macy’s North/Marshall Field’s from 2006 to 2008. For approximately 20 years prior to this, Mr. Morrow held 
various merchandising roles at The May Department Stores Company.  

Mr. Orvos has served as Executive Vice President and Chief Financial Officer since October 2021. Mr. Orvos joined Ross in 
January 2021 as Group Senior Vice President, Supply Chain Administration. Prior to joining Ross, Mr. Orvos served as Senior 
Vice President, Retail Finance and Global Financial Planning and Analysis at Lowe’s from 2019 to 2020; Chief Financial Officer 
and Chief Operating Officer at Neiman Marcus from 2018 to 2019; and Executive Vice President, Retail and then Chief Executive 
Officer at Total Wine & More from 2016 to 2017. Mr. Orvos held several senior management positions at Belk Department Stores 
from 2006 to 2016, where he eventually became its Chief Financial Officer. For almost 20 years prior to this, Mr. Orvos held 
various financial roles at The May Department Stores Company, including Chief Financial Officer of their Foley’s division. 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II 

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND 
ISSUER PURCHASES OF EQUITY SECURITIES 

General information. Our stock is traded on The NASDAQ Global Select Market® under the symbol ROST. There were 1,198 
stockholders of record as of March 7, 2022 and the closing stock price on that date was $85.12 per share. 

Cash dividends. On March 1, 2022, our Board of Directors declared a quarterly cash dividend of $0.310 per common share, 
payable on March 31, 2022. Our Board of Directors declared cash dividends of $0.285 per common share in March, May, 
August, and November 2021. Our Board of Directors declared a cash dividend of $0.285 per common share in March 2020. In 
May 2020, we temporarily suspended our quarterly dividends, due to the economic uncertainty stemming from the COVID-19 
pandemic. Our Board of Directors declared cash dividends of $0.255 per common share in March, May, August, and November 
2019. 

Issuer purchases of equity securities. Information regarding shares of common stock we repurchased during the fourth 
quarter of fiscal 2021 is as follows: 

Total number 
of shares 
(or units) 
purchased as 
part of publicly 
announced 
plans or programs  

Maximum 
number (or 
approximate 
dollar value) of 
shares (or units) 
that may yet be 
purchased under 
the plans or 
programs ($000)  

Total number 
of shares 
(or units) 
purchased¹  

Average price 
paid per share 
(or unit)  

493,824   

$115.90 

493,824  

$1,025,788  

885,525   

$110.80 

885,525 

$927,675  

760,962  
2,140,311  

$102.40  
$108.99  

758,321  
2,137,670  

$850,003  2 
$1,900,000  2 

Period 
November 
(10/31/2021 - 11/27/2021) 
December 
(11/28/2021 - 01/01/2022) 
January 
(01/02/2022 - 01/29/2022) 
Total 

¹  We acquired 2,641 shares of treasury stock during the quarter ended January 29, 2022. Treasury stock includes shares acquired 
from employees for tax withholding purposes related to vesting of restricted stock grants. All remaining shares were repurchased 
under our publicly announced stock repurchase program. 

²  In March 2022, our Board of Directors approved a new two-year program to repurchase up to $1.9 billion of our common stock 
through fiscal 2023, replacing the $850 million that remained available at the end of fiscal 2021 under the previous $1.5 billion 
program. 

In May 2021, our Board of Directors authorized a program to repurchase up to $1.5 billion of our common stock through fiscal 
2022, with plans to buy back $650 million in fiscal 2021 and $850 million in fiscal 2022. In March 2022, our Board of Directors 
approved a new two-year program to repurchase up to $1.9 billion of our common stock through fiscal 2023. This new program 
replaces the previous $1.5 billion stock repurchase program, effective at the end of fiscal 2021 (at which time we had 
repurchased $650 million under the $1.5 billion program). 

See Note H of Notes to Consolidated Financial Statements for equity compensation plan information. The information under Item 
12 of this Annual Report on Form 10-K under the caption “Equity compensation plan information” is incorporated herein by 
reference. 

30 

 
 
 
 
 
 
   
 
  
   
   
 
 
 
   
   
   
   
 
 
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Stockholder Return Performance Graph 

The following information in this Item 5 shall not be deemed filed for purposes of Section 18 of the Securities Act of 1934, nor 
shall it be deemed incorporated by reference in any filing under the Securities Act of 1933. 

The graph below compares total stockholder returns over the last five years for our common stock to the Standard & Poor’s 500 
Index (“S&P Index”) and the Dow Jones Apparel Retailers Index.  

We use the Dow Jones Apparel Retailers Index in our performance graph because we believe the retail companies comprising 
that index are aligned with the segment of the retail industry in which we operate, and it provides a relevant comparison against 
which to measure our stock performance.  

The cumulative total return listed below assumed an initial investment of $100 and reinvestment of dividends at each fiscal  
year-end, and measures the performance of this investment as of the last trading day in the month of January for each of the 
following five years. These measurement dates are based on the historical month-end data available and vary slightly from our 
actual fiscal year-end date for each period. Data with respect to returns for the S&P Index and the Dow Jones Apparel Retailers 
Index is not readily available for periods shorter than one month. The graph is a historical representation of past performance 
only and is not necessarily indicative of future performance. 

COMPARISON OF 5 YEAR CUMULATIVE TOTAL RETURN 

Among Ross Stores, Inc., the S&P 500 Index, and Dow Jones Apparel Retailers 

  Base Period    

Indexed Returns for Fiscal Years Ended 

Company/Index 
Ross Stores, Inc. 
S&P 500 Index 
Dow Jones Apparel Retailers 

2016  
100 
100 
100 

2017  
122 
126 
114 

2018  
143 
123 
124 

2019  
177 
150 
138 

2020  
176 
176 
147 

2021 
153 
217 
163 

31 

 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
 
 
 
ITEM 6. RESERVED 

ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATIONS 

Overview 

Ross Stores, Inc. operates two brands of off-price retail apparel and home fashion stores—Ross Dress for Less® (“Ross”) and 
dd’s DISCOUNTS®. Ross is the largest off-price apparel and home fashion chain in the United States with 1,628 locations in 40 
states, the District of Columbia, and Guam, as of January 29, 2022. Ross offers first-quality, in-season, name brand and designer 
apparel, accessories, footwear, and home fashions for the entire family at savings of 20% to 60% off department and specialty 
store regular prices every day. We also operate 295 dd’s DISCOUNTS stores in 21 states as of January 29, 2022 that feature a 
more moderately-priced assortment of first-quality, in-season, name brand apparel, accessories, footwear, and home fashions for 
the entire family at savings of 20% to 70% off moderate department and discount store regular prices every day. 

Our primary objective is to pursue and refine our existing off-price strategies to maintain and improve both profitability and 
financial returns over the long term. In establishing appropriate growth targets for our business, and considering the pace and 
magnitude of the economic recovery as the COVID-19 pandemic subsides, we are closely monitoring market share trends for the 
off-price industry. We believe our share gains will continue to be driven mainly by continued focus on bringing value and 
convenience to our consumers. Our merchandise and operational strategies are designed to take advantage of the trends 
toward expanding market share of the off-price industry as well as the ongoing customer demand for name brand fashions for 
the family and home at compelling discounts every day.  

We refer to our fiscal years ended January 29, 2022, January 30, 2021, and February 1, 2020 as fiscal 2021, fiscal 2020, and 
fiscal 2019, respectively.  

Results of Operations 

While the United States and other countries continued to experience the ongoing global COVID-19 coronavirus pandemic 
throughout fiscal 2021, the effects on our operations were less disruptive than in fiscal 2020.  All of our store locations and 
distribution centers remained open and operating throughout fiscal 2021, in contrast to 2020, when our results reflected the 
significant revenue decline and other impacts from our chain-wide store closures for approximately half of the first quarter and 25 
percent of the second quarter, as well as mandated occupancy restrictions and reduced operating hours that occurred 
throughout that year. For fiscal 2021, we compare our results of operations to fiscal 2020 and also to fiscal 2019. We believe the 
extended closure of our operations in the spring of 2020, and the significant disruptions caused by COVID-19 throughout fiscal 
2020, make fiscal 2019 a more useful and relevant basis for comparison to our fiscal 2021 performance in assessing our 
ongoing results of operations. 

We achieved strong sales results in fiscal 2021, which benefited from a combination of government stimulus, increasing 
vaccination rates, diminishing COVID-19 restrictions, pent-up consumer demand, and strong execution of our merchandising 
strategies. We achieved these results despite the negative impacts from COVID-19 and related variants during fiscal 2021, 
especially the surge in Omicron cases which depressed in-person shopping behavior during the peak holiday selling period, and 
from continued supply chain congestion. Throughout the year, we continued to experience expense pressures from higher 
domestic freight costs of approximately 95 basis points, primarily due to the ongoing and worsening industry-wide supply chain 
congestion compared to fiscal 2019. We also incurred ongoing COVID-related increased operating costs of approximately 35 
basis points (the vast majority of which impacted our selling, general and administrative expenses). We expect higher freight 
costs, higher distribution expenses, higher wages, and ongoing COVID-related operating costs to continue during fiscal 2022. 

There remains significant uncertainty related to the ongoing industry-wide supply chain congestion. We also face external risks 
from the effects of inflation, both on consumer demand and on costs in our business. In addition, there continues to be significant 
uncertainty surrounding the COVID-19 pandemic, including its unknown duration, the potential for further new virus variants and 
future resurgences, as well as possible operational restrictions, the ongoing effect of the pandemic on consumer behavior and 
shopping patterns, and the potential adverse impact on our business. 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
The following table summarizes the financial results for fiscal 2021, 2020, and 2019: 

Sales 

Sales (millions) 
Sales growth (decline)  
Comparable store sales growth  

Costs and expenses (as a percent of sales) 

Cost of goods sold 
Selling, general and administrative 
Interest expense (income), net 

Earnings before taxes (as a percent of sales) 

Net earnings (as a percent of sales) 

2021  

2020 

2019  

$ 

18,916  
50.9%  

13%  1 

$ 

12,532  
(21.9)%  

$ 

n/a  2 

16,039  
7.0%  

3%  3 

72.5%  
15.2%  
0.4%  

11.9%  

9.1%  

78.5%  
20.0%  
0.7%  

0.8%  

0.7%  

71.9%  
14.7%  
(0.1)%  

13.5%  

10.4%  

1  Amount shown is for fiscal 2021 compared to fiscal 2019. Comparable store sales for this purpose represents sales from stores that 

were open at the end of fiscal 2019, less stores closed in fiscal 2020 and fiscal 2021. 

2  Given the temporary store closures resulting from the COVID-19 pandemic, the comparable store sales metric for fiscal 2020 is not 

meaningful. 

3  Amount shown is for fiscal 2019 compared to fiscal 2018 for stores that have been open for more than 14 complete months. 

Stores. Total stores open at the end of fiscal 2021, 2020, and 2019 were 1,923, 1,859, and 1,805, respectively. The number of 
stores at the end of fiscal 2021, 2020, and 2019 increased by 3%, 3%, and 5% from the respective prior years. In response to 
the impacts and uncertainties from the COVID-19 pandemic, we reduced our pace of new store openings for fiscal 2020 and 
fiscal 2021. Looking forward to 2022, we expect to return to our historical annual opening program of approximately 100 new 
stores. Beyond fiscal 2022, we are planning for our pace of new store openings to be greater than our historical annual opening 
program of approximately 100 stores, based on trends we perceive toward consumers’ increased focus on value and 
convenience, favorable store performance in both our new and in-fill markets, and the market share opportunities resulting from 
the significant number of brick-and-mortar retail closures and bankruptcies over the last several years. Our longer term strategy 
is to open additional stores based on market penetration, local demographic characteristics, competition, expected store 
profitability, and the ability to leverage overhead expenses. We continually evaluate opportunistic real estate acquisitions and 
opportunities for potential new store locations. We also evaluate our current store locations and determine store closures based 
on similar criteria. 

Store Count and Square Footage 
Beginning of the period 
Opened in the period 
Closed in the period 
End of the period 

2021  
1,859  
65   
(1)  
1,923  

2020  
1,805  

66  1 
(12)   
1,859  

2019  
1,717  
98  
(10)  2 

1,805  

Selling square footage at the end of the period (000) 

39,900  

38,800  

37,900  

1 Includes the reopening of a store previously temporarily closed due to a weather event. 
2 Includes the temporary closure of a store impacted by a weather event. 

Sales. Sales for fiscal 2021 increased $6.4 billion, or 50.9%, compared to the prior year. This was primarily due to all store 
locations remaining open throughout fiscal 2021, compared to the negative impact from the COVID-19 related closures of all of 
our stores during a significant portion of the March 2020 to June 2020 period. Sales for fiscal 2021 also benefited from a 
combination of government stimulus payments, increasing vaccination rates, diminishing COVID-19 restrictions on operations, 
pent-up consumer demand, and strong execution of our merchandising strategies. Sales also increased due to the opening of 64 
net new stores between fiscal 2020 and fiscal 2021. 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Sales for fiscal 2020 decreased $3.5 billion, or 21.9%, compared to fiscal 2019. This was primarily due to the negative impact 
from the COVID-19 related closures of all of our stores during a significant portion of the March 2020 to June 2020 period, the 
negative impacts on customer demand from the COVID-19 pandemic, mandated occupancy restrictions, and reduced store 
operating hours during the remainder of fiscal 2020. We opened 54 net new stores during 2020. The sales from these new stores 
partially offset the overall sales decline. 

Sales for fiscal 2021 increased $2.9 billion, or 17.9%, compared to fiscal 2019, due to a 13% increase in sales from comparable 
stores and the opening of 118 net new stores between fiscal 2019 and fiscal 2021. 

Our sales mix is shown below for fiscal 2021, 2020, and 2019: 

Home Accents and Bed and Bath 
Ladies 
Men’s 
Accessories, Lingerie, Fine Jewelry, and Cosmetics 
Shoes 
Children’s 

2021  1 

26%  
25%  
14%  
14%  
12%  
9%  

2020  

28%   
23%   
14%   
14%   
12%   
9%   

2019 

25% 
26% 
14% 
13% 
13% 
9% 

Total 

100%  

100%   

100% 

We intend to address the competitive retail climate for off-price apparel and home goods by pursuing and refining our existing 
strategies, and by continuing to strengthen our merchant organization, diversify our merchandise mix, and more fully develop our 
systems to improve our merchandise offerings.  

It is difficult to predict any future impact from some of the factors that benefited our sales results for fiscal 2021, in particular the 
benefit from the government stimulus payments and pent-up consumer demand. There remains significant uncertainty related to 
ongoing industry-wide supply chain congestion. We also face external risks from the effects of inflation, both on consumer 
demand and on costs in our business. In addition, there continues to be significant uncertainty surrounding the COVID-19 
pandemic, including its unknown duration, the potential for new virus variants and future resurgences, as well as possible 
operational restrictions, the ongoing effect of the pandemic on consumer behavior and shopping patterns, and the potential 
adverse impact on our business. We cannot be sure that our strategies and our store expansion program will result in a 
continuation of our historical sales growth, or an increase in net earnings. 

Cost of goods sold. Cost of goods sold in fiscal 2021 increased $3.9 billion compared to the prior year, mainly due to higher 
sales, given that all our stores were open throughout fiscal 2021, compared to the negative impact from the COVID-19 related 
closures of all of our stores during a significant portion of the March 2020 to June 2020 period. Cost of goods also increased due 
to the opening of 64 net new stores between fiscal 2020 and fiscal 2021.  

Cost of goods sold in fiscal 2020 decreased $1.7 billion compared to fiscal 2019, mainly due to the lower sales from the 
temporary COVID-19 related closures of all of our stores during a significant portion of the March 2020 to June 2020 period, and 
ensuing negative impacts on shopping behavior and customer demand due to the COVID-19 pandemic after our store 
reopenings, as well as lower costs from the temporary furlough of most hourly associates in our distribution centers and some 
associates in our buying offices. These decreases were partially offset by higher markdowns used to clear aged and seasonal 
inventory, higher distribution costs primarily due to increased wages, and higher freight costs due to industry-wide supply chain 
congestion, added expenditures for COVID-19 related measures, and higher occupancy costs from the opening of 54 net new 
stores during 2020.  

Cost of goods sold in fiscal 2021 increased $2.2 billion compared to fiscal 2019, primarily due to a 13% increase in comparable 
store sales, higher freight and distribution costs primarily due to industry-wide supply chain congestion, and higher wages, and 
higher sales due to the opening of 118 net new stores between fiscal 2019 and fiscal 2021.  

Cost of goods sold as a percentage of sales for fiscal 2021 increased approximately 55 basis points from fiscal 2019, primarily 
due to a 95 basis point increase in domestic freight costs, mainly driven by worsening industry-wide supply chain congestion, a 
30 basis point increase in distribution expenses, mainly driven by higher wages, and a 10 basis point increase in buying costs. 
These increases were partially offset by leverage of 60 basis points in occupancy costs and a 20 basis point improvement in 
merchandise gross margin. 

We expect higher supply chain costs from the industry-wide congestion and higher wages to continue throughout fiscal 2022. 

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Selling, general and administrative expenses. For fiscal 2021, selling, general and administrative expenses (“SG&A”) 
increased $371.2 million compared to the prior year. The increase was primarily due to all our stores remaining open throughout 
fiscal 2021, compared to the impact from the COVID-19 related closures of all of our stores during a significant portion of the 
March 2020 to June 2020 period, and to the opening of 64 net new stores between fiscal 2020 and fiscal 2021, partially offset by 
approximately $240 million in long-term debt refinancing costs incurred in fiscal 2020.  

For fiscal 2020, SG&A increased $146.6 million compared to fiscal 2019, primarily due to approximately $240 million in long-term 
debt refinancing costs, COVID-related expenses (primarily for supplies, cleaning, and payroll related to additional safety 
protocols), and payments to associates while our stores were closed (net of employee retention credits under the Coronavirus 
Aid, Relief, and Economic Security Act (the “CARES Act”)), partially offset by payroll-related cost reduction measures in 
response to the COVID-19 pandemic (including the temporary furlough of most hourly associates in our stores during closure 
periods, and some associates in our corporate offices), reductions in non-business critical operating expenses, and lower store 
operating expenses on lower sales.  

For fiscal 2021, SG&A increased $517.8 million compared to fiscal 2019, mainly due to a 13% increase in comparable store 
sales, the opening of 118 net new stores between fiscal 2019 and fiscal 2021, higher incentive compensation costs due to better-
than-expected results, net COVID-related operating expenses primarily for supplies, cleaning, and payroll related to additional 
safety protocols, higher wages, and holiday related pay incentives. 

SG&A as a percentage of sales for fiscal 2021 increased by approximately 50 basis points compared to fiscal 2019, primarily due 
to higher incentive compensation costs due to better-than-expected results, net COVID-related operating expenses for supplies, 
cleaning, and payroll related to additional safety protocols, higher wages, and holiday related pay incentives. 

We expect our operating costs in fiscal 2022 to continue to reflect ongoing COVID-related expenses and also higher wages. 

Interest expense (income), net. In fiscal 2021, net interest expense decreased by $9.1 million compared to 2020 primarily due 
to the elimination of interest expense on short-term debt due to the repayment of our $800 million revolving credit facility in 
October 2020 and higher capitalized interest primarily related to the construction of our Brookshire, Texas distribution center, 
partially offset by lower interest income due to lower interest rates.  

In fiscal 2020, net interest expense increased by $101.5 million compared to 2019 primarily due to higher interest expense on 
long-term debt due to the issuance of Senior Notes in April 2020 and October 2020 (net of repurchase of Senior Notes), lower 
interest income due to lower interest rates, and higher interest expense on short-term debt due to the draw down on our $800 
million revolving credit facility in March 2020 (which was subsequently repaid in October 2020), partially offset by higher 
capitalized interest primarily related to the construction of our Brookshire, Texas distribution center.  

In fiscal 2021, net interest expense increased by $92.4 million compared to 2019 primarily due to higher interest expense on 
long-term debt due to the issuance of Senior Notes in April 2020 and October 2020 (net of repurchase of Senior Notes), and 
lower interest income due to lower interest rates, partially offset by higher capitalized interest primarily related to the construction 
of our Brookshire, Texas distribution center. 

The table below shows the components of interest expense and income for fiscal 2021, 2020, and 2019: 

($000) 

Interest expense on long-term debt 
Interest expense on short-term debt 
Other interest expense 
Capitalized interest 
Interest income 

Interest expense (income), net 

  $ 

2021  

2020  

88,286   $ 
—  
1,351  
(14,476)  
(833)  

88,544   $ 

7,863  
3,908  
(12,251)  
(4,651)  

2019 

13,139 
— 
968 
(4,367) 
(27,846) 

  $ 

74,328   $ 

83,413   $ 

(18,106) 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
Taxes on earnings. Our effective tax rates for fiscal 2021, 2020, and 2019 were approximately 24%, 20%, and 23%, 
respectively. The increase in the effective tax rate of 4% for fiscal 2021 compared to fiscal 2020 and the decrease of 3% for fiscal 
2020 compared to fiscal 2019 was primarily due to the impact of hiring tax credits on lower pre-tax earnings in fiscal 2020. The 
increase in effective tax rate of 1% for fiscal 2021 compared to fiscal 2019 was primarily due to resolution of uncertain tax 
positions with a state tax authority during fiscal 2019. 

Our effective tax rate represents the applicable combined federal and state statutory rates reduced by the federal benefit of state 
taxes deductible on federal returns. Our effective rate is impacted by changes in tax law and accounting guidance, location of 
new stores, level of earnings, tax effects associated with share-based compensation, and the resolution of tax positions with 
various tax authorities.  

In fiscal 2020, the CARES Act was signed into law. The CARES Act made several significant changes to business tax provisions 
including modifications for net operating losses, employee retention credits, and deferral of employer payroll tax payments. The 
Consolidated Appropriations Act of 2021 (“CAA”) was signed into law during fiscal 2020. The CAA made several changes to 
business tax provisions including extending certain employment-related tax credits through December 31, 2025. 

Net earnings. Net earnings as a percentage of sales for fiscal 2021 were higher than in fiscal 2020, primarily due to lower cost 
of goods sold, lower SG&A expenses, and lower interest expense, partially offset by higher taxes on earnings. Net earnings as a 
percentage of sales for fiscal 2020 were lower compared to fiscal 2019, primarily due to higher cost of goods sold, higher SG&A 
expenses, and higher interest expense. Net earnings as a percentage of sales for fiscal 2021 were lower than in fiscal 2019, 
primarily due to higher cost of goods sold, higher SG&A expenses, and higher interest expense, partially offset by lower taxes on 
earnings. 

Earnings per share. Diluted earnings per share in fiscal 2021 was $4.87, compared to $0.24 in the prior year. The higher diluted 
earnings per share in fiscal 2021 were primarily attributable to all our store locations remaining open throughout fiscal 2021, 
compared to the negative impact from the COVID-19 related closures of all of our stores during a significant portion of the March 
2020 to June 2020 period. 

Diluted earnings per share in fiscal 2020 was $0.24, compared to $4.60 in fiscal 2019. The lower diluted earnings per share in 
fiscal 2020 was primarily attributable to lower sales due to the closing of all our store locations during a significant portion of the 
March 2020 to June 2020 period and the negative impacts on shopping behavior and customer demand due to the COVID-19 
pandemic, higher markdowns to clear aged and seasonal inventory, long-term debt refinancing costs, payments to associates 
while our stores were closed (net of employee retention credits under the CARES Act), and higher expenditures for COVID-19 
related measures.  

Diluted earnings per share in fiscal 2021 was $4.87, compared to $4.60 in fiscal 2019. The 6% increase in diluted earnings per 
share for fiscal 2021 compared to fiscal 2019, was attributable to a 4% increase in net earnings, and to the reduction in 
weighted-average diluted shares outstanding of 2% for fiscal 2021, largely due to stock repurchases under our stock repurchase 
programs. 

36 

 
 
 
 
 
 
 
 
 
 
Financial Condition 

Liquidity and Capital Resources 

The primary sources of funds for our business activities have been cash flows from operations and short-term trade credit. Our 
primary ongoing cash requirements are for merchandise inventory purchases, payroll, operating and variable lease costs, taxes, 
and for capital expenditures in connection with new and existing stores, and investments in distribution centers, information 
systems, and buying and corporate offices. We also use cash to pay dividends, to repay debt as it becomes due, and to 
repurchase stock under active stock repurchase programs.  

($ millions) 

Cash provided by operating activities 
Cash used in investing activities 
Cash (used in) provided by financing activities 

Net increase (decrease) in cash, cash equivalents,  
and restricted cash and cash equivalents 

$ 

2021  

1,738.8  
(557.8)  
(1,152.4)  

2020  

2019 

$  2,245.9  
(405.4)  
1,701.9  

  $ 

2,171.5 
(555.0) 
(1,683.2) 

 $ 

28.6  

$  3,542.4  

$ 

(66.7) 

In this report, we compare our cash flows from operating activities to both fiscal 2020 and fiscal 2019. We believe fiscal 2019 is a 
more useful and relevant basis of comparison given that our stores were open for full 52-week periods in fiscal 2021 and fiscal 
2019. Our cash flows from investing and financing activities are compared to fiscal 2020, given the construction of our 
Brookshire, Texas distribution center during fiscal 2020 and 2021, and the significant financing actions we took in fiscal 2020 to 
preserve our financial liquidity and enhance our financial flexibility in response to the COVID-19 pandemic. 

Operating Activities 

Net cash provided by operating activities was $1.7 billion in fiscal 2021. This was primarily driven by net earnings excluding  
non-cash expenses for depreciation, amortization, and stock-based compensation, partially offset by higher merchandise 
inventory receipts net of accounts payable. Net cash provided by operating activities was $2.2 billion in fiscal 2020. This was 
primarily driven by higher accounts payable due to longer payment terms, lower merchandise receipts as we closely managed 
inventory levels and used packaway inventory to replenish our stores, and net earnings excluding non-cash expenses for 
depreciation, amortization, and stock-based compensation. Net cash provided by operating activities was $2.2 billion in fiscal 
2019, and was primarily driven by net earnings excluding non-cash expenses for depreciation, amortization, and stock-based 
compensation, and for deferred taxes.  

The decrease in cash flow from operating activities in fiscal 2021 compared to fiscal 2020 was primarily driven by lower Accounts 
payable leverage (defined as accounts payable divided by merchandise inventory), partially offset by higher net earnings in the 
current year. Accounts payable leverage was 105% and 150% as of January 29, 2022 and January 30, 2021, respectively. The 
decrease in Accounts payable leverage in fiscal 2021 compared to fiscal 2020 was primarily driven by higher merchandise 
receipts to support higher sales and to replenish our packaway inventory.  

The increase in cash flow from operating activities in fiscal 2020 compared to fiscal 2019 was primarily driven by higher Accounts 
payable leverage. Accounts payable leverage was 150% and 71% as of January 30, 2021, and February 1, 2020, respectively. 
The increase in Accounts payable leverage in fiscal 2020 compared to fiscal 2019 was primarily driven by lower packaway and 
in-store inventory and longer payment terms. 

The decrease in cash flow from operating activities in fiscal 2021 compared to fiscal 2019 was primarily driven by higher 
merchandise receipts to support higher sales and to replenish packaway inventory, partially offset by higher incentive bonus 
accruals and higher net earnings.  

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As a regular part of our business, packaway inventory levels will vary over time based on availability of compelling merchandise 
purchase opportunities in the marketplace and our decisions on the timing for release of that inventory. Packaway merchandise 
is purchased with the intent that it will be stored in our warehouses until a later date. The timing of the release of packaway 
inventory to our stores is principally driven by the product mix and seasonality of the merchandise, and its relation to our store 
merchandise assortment plans. As such, the aging of packaway varies by merchandise category and seasonality of purchase, 
but typically packaway remains in storage less than six months. We expect to continue to take advantage of packaway inventory 
opportunities to maximize our ability to deliver bargains to our customers. 

Changes in packaway inventory levels impact our operating cash flow. At the end of fiscal 2021, packaway inventory was 40% of 
total inventory compared to 38% and 46% at the end of fiscal 2020 and 2019, respectively.  

Investing Activities 

Net cash used in investing activities was $557.8 million, $405.4 million, and $555.0 million in fiscal 2021, 2020, and 2019, 
respectively, and was related to capital expenditures. Our capital expenditures include costs to build, expand, and improve 
distribution centers (primarily related to the construction of our Brookshire, Texas distribution center); open new stores and 
improve existing stores; and for various other expenditures related to our information technology systems, buying and corporate 
offices. 

The increase in cash used for investing activities in fiscal 2021 compared to fiscal 2020 was primarily due to an increase in our 
capital expenditures related to the resumption of capital projects deferred during fiscal 2020. The decrease in cash used for 
investing activities in fiscal 2020 compared to fiscal 2019 was primarily due to our actions to preserve our financial liquidity in 
response to the COVID-19 pandemic and related economic disruptions. We opened 65, 66, and 98 new stores in fiscal 2021, 
2020, and 2019, respectively.  

Our capital expenditures over the last three years are set forth in the table below: 

($ millions) 

New stores 
Existing stores 
Information systems, corporate, and other 
Distribution and transportation 

Total capital expenditures 

  $ 

2021  

2020  

124.9    $ 
103.3   
50.3   
279.3   

81.1   $ 
54.8  
38.3  
231.2  

  $ 

557.8    $ 

405.4   $ 

2019 

137.4 
125.3 
91.8 
201.0 

555.5 

Capital expenditures for fiscal 2022 are projected to be approximately $800 million. Our planned capital expenditures for fiscal 
2022 are expected to be used for investments in our supply chain to support long-term growth, including construction of our next 
distribution center, costs for fixtures and leasehold improvements to open planned new Ross and dd’s DISCOUNTS stores, 
investments in certain information technology systems, and for various other needed expenditures related to our stores, 
distribution centers, buying, and corporate offices. We expect to fund capital expenditures with available cash. The increase in 
our planned capital expenditures for fiscal 2022 compared to fiscal 2021 is primarily driven by the upgrade or remodeling of 
existing stores, costs for fixtures and leasehold improvements to open planned new Ross and dd’s DISCOUNTS stores, 
construction of our next distribution center, investments in information technology systems, and for various other needed 
expenditures related to our stores, distribution centers, buying, and corporate offices. 

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financing Activities 

Net cash used in financing activities was $1.2 billion in fiscal 2021. Net cash provided by financing activities was $1.7 billion in 
fiscal 2020. Net cash used in financing activities was $1.7 billion in fiscal 2019. The decrease in cash provided by financing 
activities for fiscal 2021, compared to fiscal 2020, was primarily due to the completion of our public debt offerings, net of 
refinancing costs in fiscal 2020, the resumption of our share repurchases in the second quarter of fiscal 2021, the resumption of 
cash dividend payments in the first quarter of fiscal 2021, and the repayment of our Series B unsecured Senior Notes. The 
increase in cash provided by financing activities for fiscal 2020, compared to fiscal 2019, was primarily due to the completion of 
our public debt offerings, net of repurchase and refinancing costs in fiscal 2020, and the suspension of our share repurchases 
and dividends in the second quarter of 2020.  

Revolving credit facilities. In February 2022 (the “Effective Date”), we entered into a new, $1.3 billion senior unsecured 
revolving Credit Agreement (the “2022 Credit Facility”), which replaced our previous $800 million unsecured revolving credit 
facility (the “Prior Credit Facility”). The 2022 Credit Facility expires in February 2027, and may be extended, at our option, for up 
to two additional one year periods, subject to customary conditions. The new facility contains a $300 million sublimit for issuance 
of standby letters of credit. It also contains an option allowing us to increase the size of our credit facility by up to an additional 
$700 million, with the agreement of the committing lenders. The interest rate on borrowings under the 2022 Credit Facility is a 
term rate based on the Secured Overnight Financing Rate (“Term SOFR”) (or an alternate benchmark rate, if Term SOFR is no 
longer available) plus an applicable margin, and is payable quarterly and upon maturity. The 2022 Credit Facility is subject to a 
quarterly Consolidated Adjusted Debt to Consolidated EBITDAR financial leverage ratio covenant, effective the first quarter of 
fiscal 2022.  

On the Effective Date of the 2022 Credit Facility, the Prior Credit Facility was terminated and was replaced by the new 2022 
Credit Facility. As of January 29, 2022, we had no borrowings or standby letters of credit outstanding under the Prior Credit 
Facility, the $800 million credit facility remained in place and available, and we were in compliance with the financial covenant. 

In March 2020, we borrowed $800 million under the Prior Credit Facility. Interest on the loan was based on LIBOR plus 0.875% 
(or 1.76%).  In May 2020, we amended the Prior Credit Facility to temporarily suspend for the second and third quarters of fiscal 
2020 the Consolidated Adjusted Debt to EBITDAR ratio financial covenant, and to apply a transitional modification to that ratio, 
effective in the fourth quarter of fiscal 2020. In October 2020, we repaid in full the $800 million we borrowed under the Prior 
Credit Facility.  

In May 2020, we also entered into an additional $500 million 364-day senior revolving credit facility which was scheduled to 
expire in April 2021. In October 2020, we terminated this senior revolving credit facility. We had no borrowings under that credit 
facility at any time. 

Senior notes. In April 2020, we issued an aggregate of $2.0 billion in unsecured senior notes in four tenors as follows: $700 
million of 4.600% Senior Notes due April 2025, $400 million of 4.700% Senior Notes due April 2027, $400 million of 4.800% 
Senior Notes due April 2030, and $500 million of 5.450% Senior Notes due April 2050. 

In October 2020, we accepted for purchase approximately $775 million in aggregate principal amount of senior notes pursuant to 
cash tender offers as follows: $351 million of the 2050 Notes, $266 million of the 2030 Notes, and $158 million of the 2027 
Notes. We paid approximately $1.003 billion in aggregate consideration (including transaction costs, and accrued and unpaid 
interest) and recorded an approximately $240 million loss on the early extinguishment for the accepted notes. 

In October 2020, we also issued an aggregate of $1.0 billion in unsecured senior notes in two tenors as follows: 0.875% Senior 
Notes due April 2026 (the “2026 Notes”) with an aggregate principal amount of $500 million and 1.875% Senior Notes due April 
2031 (the “2031 Notes”) with an aggregate principal amount of $500 million. Cash proceeds, net of discounts and other issuance 
costs, were approximately $987.2 million. We used the net proceeds from the offering of the 2026 and 2031 Notes to fund the 
purchase of the accepted notes from our tender offers. 

In December 2021, we repaid at maturity the $65 million principal amount of the Series B 6.530% unsecured Senior Notes. 

39 

 
 
 
 
 
 
 
 
 
 
 
Other financing activities. In March 2019, our Board of Directors had approved a two-year $2.55 billion stock repurchase 
program through fiscal 2020. Due to the economic uncertainty stemming from the severe impact of the COVID-19 pandemic, we 
suspended that stock repurchase program in March 2020, at which time we had repurchased $1.407 billion under the $2.55 
billion stock repurchase program. In May 2021, our Board of Directors authorized a program to repurchase up to $1.5 billion of 
our common stock through fiscal 2022, with plans to buy back $650 million in fiscal 2021 and $850 million in fiscal 2022. In 
March 2022, our Board of Directors approved a new two-year program to repurchase up to $1.9 billion of our common stock 
through fiscal 2023. This new program replaces the previous $1.5 billion stock repurchase program, effective at the end of fiscal 
2021 (at which time we had repurchased $650 million under the previous $1.5 billion program).  

We repurchased 5.7 million, 1.2 million, and 12.3 million shares of common stock for aggregate purchase prices of 
approximately $650 million, $132 million, and $1,275 million in fiscal 2021, 2020, and 2019, respectively. We also acquired  
0.5 million, 0.5 million, and 0.6 million shares in fiscal 2021, 2020, and 2019, respectively, of treasury stock from our employee 
stock equity compensation programs, for aggregate purchase prices of approximately $57.3 million, $45.2 million, and $60.7 
million during fiscal 2021, 2020, and 2019, respectively.  

On March 1, 2022, our Board of Directors declared a quarterly cash dividend of $0.310 per common share, payable on 
March 31, 2022. Our Board of Directors declared quarterly cash dividends of $0.285 per common share in March, May, August, 
and November 2021, respectively. Prior to fiscal 2021, our most recent quarterly dividend was a quarterly cash dividend of 
$0.285 per common share declared by our Board of Directors in March 2020. In May 2020, we temporarily suspended our 
quarterly dividends, due to the economic uncertainty stemming from the COVID-19 pandemic. Our Board of Directors declared 
quarterly cash dividends of $0.255 per common share in March, May, August, and November 2019, respectively. 

During fiscal 2021, 2020, and 2019, we paid dividends of $405.1 million, $101.4 million, and $369.8 million, respectively.  

Short-term trade credit represents a significant source of financing for our merchandise inventory. Trade credit arises from 
customary payment terms and trade practices with our vendors. We regularly review the adequacy of credit available to us from 
all sources and expect to be able to maintain adequate trade credit, bank credit facility, and other credit sources to meet our 
capital and liquidity requirements, including lease and interest payment obligations.  

During fiscal 2021 and 2019, our liquidity and capital requirements were provided by available cash and cash flows from 
operations. During fiscal 2020, our liquidity and capital requirements were provided by available cash and cash flows from 
operations and our long-term debt financing. 

We ended fiscal 2021 with $4.9 billion of unrestricted cash balances, and as of the Effective Date we have $1.3 billion available 
under our senior unsecured revolving credit facility. We estimate that existing cash and cash equivalent balances, cash flows 
from operations, bank credit facility, and trade credit are adequate to meet our operating cash needs and to fund our planned 
capital investments, common stock repurchases, and quarterly dividend payments for at least the next 12 months. 

40 

 
 
 
 
 
 
 
Contractual Obligations  

The table below presents our significant contractual obligations as of January 29, 2022: 

($000) 
Recorded contractual obligations: 
   Senior notes 
   Operating leases 
   New York buying office ground lease2 
Unrecorded contractual obligations: 
   Real estate obligations3 
   Interest payment obligations 
   Purchase obligations4 

Total contractual obligations 

Less than 
1 year 

Greater than  
1 year 

Total¹ 

 $ 

$ 

—  
652,365  
6,274  

2,474,991  
2,529,515  
961,705  

$ 

2,474,991 
3,181,880 
967,979 

11,715  
80,316  
5,026,221  

241,469  
515,450  
14,991  

253,184 
595,766 
5,041,212 

$ 

5,776,891  

$ 

6,738,121  

$  12,515,012 

1  We have a $65.4 million liability for unrecognized tax benefits that is included in Other long-term liabilities on our Consolidated 
Balance Sheets. This liability is excluded from the schedule above as the timing of payments cannot be reasonably estimated. 

2  Our New York buying office building is subject to a 99-year ground lease. 
3  Minimum lease payments for operating leases signed that have not yet commenced. 
4  Purchase obligations primarily consist of merchandise inventory purchase orders, commitments related to construction projects, store 

fixtures and supplies, and information technology services, transportation, and maintenance contracts. 

Supply chain finance program. We facilitate a voluntary supply chain finance program (the “program”) to provide certain 
suppliers with the opportunity to sell receivables due from us to a participating financial institution at the sole discretion of both 
the suppliers and the financial institution. A third party administers the program; our responsibility is limited to making payment on 
the terms originally negotiated with the supplier, regardless of whether the supplier sells its receivable to a financial institution. 
We do not enter into agreements with the participating financial institution in connection with the program. The range of payment 
terms we negotiate with our suppliers is consistent, irrespective of whether a supplier participates in the program.  

All outstanding payments owed under the program are recorded within Accounts payable in the Consolidated Balance Sheets. 
The amounts owed to a participating financial institution under the program and included in Accounts payable were  
$272.7 million and $15.6 million at January 29, 2022 and January 30, 2021, respectively. We account for all payments made 
under the program as a reduction to operating cash flows in Accounts payable within the Consolidated Statements of Cash 
Flows. The amounts settled through the program and paid to the participating financial institution were $430.1 million and  
$2.6 million during fiscal 2021 and 2020, respectively.  

Standby letters of credit and collateral trust. We use standby letters of credit outside of our revolving credit facility in addition 
to a funded trust to collateralize some of our insurance obligations. We also use standby letters of credit outside of our revolving 
credit facility to collateralize some of our trade payable obligations. As of January 29, 2022 and January 30, 2021, we had  
$3.3 million and $15.3 million, respectively, in standby letters of credit outstanding, and $56.7 million and $56.1 million, 
respectively, in a collateral trust. The standby letters of credit are collateralized by restricted cash and the collateral trust consists 
of restricted cash, cash equivalents, and investments. 

Trade letters of credit. We had $19.3 million and $16.3 million in trade letters of credit outstanding at January 29, 2022 and 
January 30, 2021, respectively. 

Other than the unrecorded contractual obligations noted above, we do not have any material off-balance sheet arrangements as 
of January 29, 2022. 

41 

 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
Other 

Critical Accounting Estimates 

The preparation of our consolidated financial statements requires our management to make estimates and assumptions that 
affect the reported amounts. These estimates and assumptions are evaluated on an ongoing basis and are based on historical 
experience and on various other factors that management believes to be reasonable. We believe the following critical accounting 
estimates describe the more significant judgments and estimates used in the preparation of our consolidated financial 
statements and are not intended to be a comprehensive list of all of our accounting estimates.  

Merchandise inventory. Our merchandise inventory is stated at the lower of cost (determined using a weighted-average basis) 
or net realizable value. Merchandise inventory includes acquisition, transportation, processing, and storage costs related to 
packaway inventory. Included in the carrying value of our merchandise inventory is a provision for shortage. The shortage 
reserve is based on historical shortage rates as determined through our annual physical merchandise inventory counts and cycle 
counts. Historically, our actual physical inventory count results have shown our provision for shortage to be reliable. If actual 
market conditions are less favorable than those projected by us, or if sales of the merchandise inventory are more difficult than 
anticipated, additional merchandise inventory write-downs may be required beyond our normal markdowns taken to clear 
seasonal and aged inventory. As a measure of sensitivity, a five percent change in shortage rates as of January 29, 2022, would 
not have materially impacted our cost of goods sold in fiscal 2021.  

Lease accounting. In determining the present value of lease payments, for use in the calculation of the operating lease liabilities 
and right-of-use assets, we use the estimated collateralized incremental borrowing rate based on information available at the 
lease commencement date. Since our leases generally do not provide an implicit discount rate, this rate is determined using a 
portfolio approach based on the risk-adjusted rate of interest, and requires estimates and assumptions including credit rating, 
credit spread, and adjustments for the impact of collateral. Changes in these inputs can increase or decrease the recorded 
operating lease assets and related lease liabilities for new leases, and for remeasurements or modifications of existing leases. 
We believe that this approximates the rate we would have to pay to borrow an amount equal to the lease payments on a 
collateralized basis over a similar lease term. 

Insurance obligations. We use a combination of insurance and self-insurance for a number of risk management activities, 
including workers’ compensation, general liability, and employee-related health care benefits. Our self-insurance and deductible 
liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. Should a greater 
amount of claims occur compared to what is estimated or the costs of medical care increase beyond what was anticipated, our 
recorded reserves may not be sufficient and additional charges could be required. A five percent increase or decrease in our 
insurance reserves would not have materially impacted our net earnings in fiscal 2021. 

Recent Accounting Pronouncements  

See Note A to the Consolidated Financial Statements - Summary of Significant Accounting Policies (Recently issued accounting 
standards and Recently adopted accounting standards) for a discussion of recent accounting pronouncements and their impact 
to our Consolidated Financial Statements. 

Forward-Looking Statements 

Our Annual Report on Form 10-K for fiscal 2021, and information we provide in our Annual Report to Stockholders, press 
releases, and other investor communications including those on our corporate website, may contain a number of forward-looking 
statements regarding, without limitation, the rapidly developing challenges and our plans and responses to the COVID-19 
pandemic and related economic and supply chain disruptions, including adjustments to our operations, and planned new store 
growth, new markets, expected sales, projected earnings levels, capital expenditures, and other matters. These forward-looking 
statements reflect our then current beliefs, plans, and estimates with respect to future events and our projected financial 
performance, operations, and competitive position. The words “plan,” “expect,” “target,” “anticipate,” “estimate,” “believe,” 
“forecast,” “projected,” “guidance,” “looking ahead,” and similar expressions identify forward-looking statements. 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Future impact from the ongoing COVID-19 pandemic, and other economic and industry trends that could potentially impact 
revenue, profitability, operating conditions, and growth are difficult to predict. Our forward-looking statements are subject to risks 
and uncertainties which could cause our actual results to differ materially from those forward-looking statements and our 
previous expectations, plans, and projections. Refer to Item 1A in this Annual Report on Form 10-K for a more complete 
discussion of risk factors for Ross and dd’s DISCOUNTS. The factors underlying our forecasts are dynamic and subject to 
change. As a result, any forecasts or forward-looking statements speak only as of the date they are given and do not necessarily 
reflect our outlook at any other point in time. We disclaim any obligation to update or revise these forward-looking statements. 

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

We are exposed to market risks, which primarily include changes in interest rates. We do not engage in financial transactions for 
trading or speculative purposes. 

We occasionally use forward contracts to hedge against fluctuations in foreign currency prices. We had no outstanding forward 
contracts as of January 29, 2022. 

Interest that is payable on our revolving credit facility is based on variable interest rates and is, therefore, affected by changes in 
market interest rates. As of January 29, 2022, we had no borrowings outstanding under our revolving credit facility. 

As of January 29, 2022, we have outstanding seven series of unsecured Senior Notes. Interest that is payable on all series of 
our Senior Notes is based on fixed interest rates, and is therefore unaffected by changes in market interest rates.  

We receive interest on our short- and long-term investments. Changes in interest rates may impact interest income recognized in 
the future, or the fair value of our investment portfolio. 

A hypothetical 100 basis point increase or decrease in prevailing market interest rates would not have a material negative impact 
on our consolidated financial position, results of operations, cash flows, or the fair values of our short- and long-term investments 
as of and for the year ended January 29, 2022. We do not consider the potential losses in future earnings and cash flows from 
reasonably possible, near-term changes in interest rates to be material. 

43 

 
 
 
 
 
 
 
 
 
 
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

Consolidated Statements of Earnings 

($000, except per share data) 
Sales 

Costs and Expenses 
Cost of goods sold 
Selling, general and administrative 
Interest expense (income), net 
Total costs and expenses 

Earnings before taxes 
Provision for taxes on earnings 

Net earnings 

Earnings per share 

Basic 
Diluted 

Year Ended  
January 29, 2022  

 $ 

18,916,244   $ 

Year Ended  

Year Ended 
January 30, 2021   February 1, 2020 
16,039,073 

12,531,565   $ 

13,708,907  
2,874,469  

74,328    

16,657,704  

9,838,574  
2,503,281  
83,413  
12,425,268  

2,258,540    
535,951    

106,297  

20,915    

 $ 

1,722,589    $ 

85,382  

 $ 

11,536,187 
2,356,704 
(18,106) 
13,874,785 

2,164,288 
503,360 

1,660,928 

 $ 
 $ 

4.90     $ 
4.87     $ 

0.24     $ 
0.24     $ 

4.63 
4.60 

Weighted-average shares outstanding (000) 

Basic 
Diluted 

351,496    
353,734    

352,392    
354,619    

358,462 
361,182 

The accompanying notes are an integral part of these consolidated financial statements. 

Consolidated Statements of Comprehensive Income 

($000) 
Net earnings 

Year Ended  
January 29, 2022  

Year Ended  
January 30, 2021  

  $ 

1,722,589   $ 

85,382   $ 

Year Ended 
February 1, 2020 
1,660,928 

Other comprehensive income (loss) 

—   

—   

— 

Comprehensive income 

  $ 

1,722,589   $ 

85,382   $ 

1,660,928 

The accompanying notes are an integral part of these consolidated financial statements. 

44 

 
 
 
 
 
 
 
 
 
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
Consolidated Balance Sheets 

($000, except share data) 
Assets 
Current Assets 

Cash and cash equivalents 
Accounts receivable 
Merchandise inventory 
Prepaid expenses and other 
Total current assets 

Property and Equipment 
Land and buildings 
Fixtures and equipment 
Leasehold improvements 
Construction-in-progress 

Less accumulated depreciation and amortization 

Property and equipment, net 

Operating lease assets 
Other long-term assets 

Total assets 

Liabilities and Stockholders’ Equity 
Current Liabilities 

Accounts payable 
Accrued expenses and other 
Current operating lease liabilities 
Accrued payroll and benefits 
Income taxes payable 
Current portion of long-term debt 

Total current liabilities 

Long-term debt 
Non-current operating lease liabilities 
Other long-term liabilities 
Deferred income taxes 

Commitments and contingencies 

Stockholders’ Equity 

Common stock, par value $0.01 per share 

Authorized 1,000,000,000 shares 
Issued and outstanding 351,720,000 and 
356,503,000 shares, respectively 

Additional paid-in capital 
Treasury stock 
Retained earnings 

Total stockholders’ equity 

January 29, 2022  

January 30, 2021 

$ 

4,922,365   $ 
119,247  
2,262,273  

169,291    

7,473,176  

1,240,246  
3,425,762  
1,332,687  

574,333    

6,573,028  
3,674,501  
2,898,527  

3,027,272  

241,281    

4,819,293 
115,067 
1,508,982 
249,149 
6,692,491 

1,187,045 
3,243,206 
1,278,134 
376,076 
6,084,461 
3,373,965 
2,710,496 

3,084,819 
230,061 

$ 

13,640,256   $ 

12,717,867 

 $ 

2,372,302  

 $ 

613,089    
630,517    
588,772    
10,249    
—    

4,214,929  

2,452,325  
2,539,297  

236,013    
137,642    

2,256,928 
592,122 
598,120 
400,273 
54,680 
64,910 
3,967,033 

2,448,175 
2,621,594 
268,558 
121,867 

3,517    

3,565 

1,717,530  
(535,895)    
2,874,898  

4,060,050  

1,579,824 
(478,550) 
2,185,801 

3,290,640 

Total liabilities and stockholders’ equity 

$ 

13,640,256   $ 

12,717,867 

The accompanying notes are an integral part of these consolidated financial statements. 

45 

 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
  
 
 
 
   
 
   
 
 
   
 
   
 
   
 
 
 
 
 
 
 
  
 
 
Consolidated Statements of Stockholders’ Equity 

(000) 

Balance at February 2, 2019 
Net earnings 
Cumulative effect of adoption of 

accounting standard (leases), net 
Common stock issued under stock plans, 
net of shares used for tax withholding 

Stock-based compensation 
Common stock repurchased 
Dividends declared ($1.020 per share) 

Balance at February 1, 2020 
Net earnings 
Common stock issued under stock plans, 
net of shares used for tax withholding 

Stock-based compensation 
Common stock repurchased 
Dividends declared ($0.285 per share) 

Balance at January 30, 2021 
Net earnings 
Common stock issued under stock plans, 
net of shares used for tax withholding 

Stock-based compensation 
Common stock repurchased 
Dividends declared ($1.140 per share) 

  Common stock 
  Shares     Amount  

  Additional 
paid-in 
capital 

  Treasury 
stock 

Retained 
earnings 

Total 

  368,242   $ 3,682   $  1,375,965   $ (372,663)   $  2,298,762   $  3,305,746 
—     1,660,928     1,660,928 

—   

—  

—  

—  

—  

—   

—  

(19,614)  

(19,614) 

793  
—  
  (12,260)  
—  

8  
—  
(122)  
—  

22,201  
95,438  
(35,297)  
—   

(60,665)  
—  
—  
—    

  —  
  —  
(1,239,581)  
(369,793)  

(38,456) 
  95,438 
(1,275,000) 
(369,793) 

  356,775   $ 3,568   $  1,458,307   $ (433,328)   $  2,330,702   $  3,359,249 
  85,382 

  85,382   

—   

—  

—  

—  

899  
—  
(1,171)  
—  

9  
—  
(12)  
—  

23,525  
101,568  
(3,576)  
—   

(45,222)  
—  
—    
—    

  —  
  —  
(128,879)  
(101,404)  

(21,688) 
  101,568 
(132,467) 
(101,404) 

  356,503   $ 3,565   $  1,579,824   $ (478,550)   $  2,185,801   $  3,290,640 
—     1,722,589     1,722,589 

—   

—  

—  

905  
—  
(5,688)  
—  

9  
—  
(57)  
—  

25,060  
134,217  
(21,571)  
—   

(57,345)  
—  
—    
—    

  —  
  —  
(628,369)  
(405,123)  

(32,276) 
  134,217 
(649,997) 
(405,123) 

Balance at January 29, 2022 

  351,720   $ 3,517   $  1,717,530   $ (535,895)   $  2,874,898   $  4,060,050 

The accompanying notes are an integral part of these consolidated financial statements. 

46 

 
 
   
   
   
   
   
 
 
 
   
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
 
Consolidated Statements of Cash Flows 

($000) 
Cash Flows From Operating Activities 
Net earnings 
Adjustments to reconcile net earnings to net cash 
provided by operating activities: 

Depreciation and amortization 
Loss on early extinguishment of debt 
Stock-based compensation 
Deferred income taxes 
Change in assets and liabilities: 
Merchandise inventory 
Other current assets 
Accounts payable 
Other current liabilities 
Income taxes 
Operating lease assets and liabilities, net 
Other long-term, net 

Net cash provided by operating activities 

Cash Flows From Investing Activities 
Additions to property and equipment 
Proceeds from investments 

Net cash used in investing activities 

Cash Flows From Financing Activities 
Issuance of common stock related to stock plans 
Treasury stock purchased 
Repurchase of common stock 
Dividends paid 
Net proceeds from issuance of short-term debt 
Payments of short-term debt 
Net proceeds from issuance of long-term debt 
Payments of long-term debt 
Payments of debt extinguishment and debt 
issuance costs 

Net cash (used in) provided by financing 
activities 

Net increase (decrease) in cash, cash equivalents, 
and restricted cash and cash equivalents 

Cash and cash equivalents, and restricted cash 
and cash equivalents: 

Year Ended  
January 29, 2022  

Year Ended  
January 30, 2021  

Year Ended 
February 1, 2020 

$ 

1,722,589  

$ 

85,382  

$ 

1,660,928 

360,664  
—  
134,217  
15,775  

(753,291)  
1,420  
135,311  
198,595  
(44,579)  
7,647  
(39,499)  

1,738,849  

(557,840)  
—  

(557,840)  

25,069  
(57,345)  
(649,997)  
(405,123)  
—  
—  
—  
(65,000)  

364,245  
239,953  
101,568  
(27,812)  

323,357  
(39,406)  
938,837  
171,444  
39,806  
13,669  
34,890  

350,892 
— 
95,438 
32,009 

(81,897) 
(10,315) 
114,153 
30,513 
(35,239) 
15,631 
(567) 

2,245,933  

2,171,546 

(405,433)  
—  

(405,433)  

23,534  
(45,222)  
(132,467)  
(101,404)  
805,601  
(805,601)  
2,965,115  
(775,009)  

(555,483) 
517 

(554,966) 

22,209 
(60,665) 
(1,275,000) 
(369,793) 
— 
— 
— 
— 

—  

(232,688)  

— 

(1,152,396)  

1,701,859  

(1,683,249) 

28,613  

3,542,359  

(66,669) 

Beginning of year  

End of year 

4,953,769  

1,411,410  

 $ 

4,982,382  

  $ 

4,953,769  

$ 

1,478,079 

1,411,410 

Supplemental Cash Flow Disclosures 
Interest paid 
Income taxes paid 

$ 
$ 

84,331  
564,755  

$ 
$ 

72,471  
8,921  

$ 
 $ 

12,682 
506,591 

The accompanying notes are an integral part of these consolidated financial statements. 

47 

 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
Notes to Consolidated Financial Statements 

Note A: Summary of Significant Accounting Policies 

Business. Ross Stores, Inc. and its subsidiaries (the “Company”) is an off-price retailer of first-quality, in-season, name brand 
and designer apparel, accessories, footwear, and home fashions for the entire family. At the end of fiscal 2021, the Company 
operated 1,628 Ross Dress for Less® (“Ross”) locations in 40 states, the District of Columbia, and Guam, and 295 dd’s 
DISCOUNTS® stores in 21 states. The Ross and dd’s DISCOUNTS stores are supported by the Company’s headquarters, 
buying offices, and its network of distribution centers/warehouses.  

Segment reporting. The Company has one reportable segment. The Company’s operations include only activities related to  
off-price retailing in stores throughout the United States. 

Basis of presentation and fiscal year. The consolidated financial statements include the accounts of the Company and its 
subsidiaries, all of which are wholly-owned. Intercompany transactions and accounts have been eliminated. The Company 
follows the National Retail Federation fiscal calendar and utilizes a 52-53 week fiscal year whereby the fiscal year ends on the 
Saturday nearest to January 31. The fiscal years ended January 29, 2022, January 30, 2021 and February 1, 2020 are referred 
to as fiscal 2021, fiscal 2020, and fiscal 2019, respectively, and were 52-week years.  

Use of accounting estimates. The preparation of consolidated financial statements in conformity with Generally Accepted 
Accounting Principles in the United States of America (“GAAP”) requires the Company to make estimates and assumptions that 
affect the reported amounts of assets, liabilities, and disclosures of contingent assets and liabilities at the date of the 
consolidated financial statements and the reported amounts of revenue and expenses during the reporting period. The 
Company’s significant accounting estimates include valuation reserves for inventory, packaway and other inventory carrying 
costs, useful lives of fixed assets, insurance reserves, reserves for uncertain tax positions, employee retention credits under the 
Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), and legal claims. The uncertainties and impacts from the 
ongoing COVID-19 pandemic increase the challenge of making these estimates; actual results could differ materially from the 
Company’s estimates. 

Purchase obligations. As of January 29, 2022, the Company had purchase obligations of approximately $5.0 billion. These 
purchase obligations primarily consist of merchandise inventory purchase orders, commitments related to construction projects, 
store fixtures and supplies, and information technology services, transportation, and maintenance contracts. 

Cash and cash equivalents. Cash equivalents consist of highly liquid, fixed income instruments purchased with an original 
maturity of three months or less. 

Restricted cash, cash equivalents, and investments. Restricted cash, cash equivalents, and investments serve as collateral 
for certain insurance obligations and has also served as collateral for certain trade payable obligations of the Company. These 
restricted funds are invested in bank deposits, money market mutual funds, U.S. Government and agency securities, and 
corporate securities and cannot be withdrawn from the Company’s account without the prior written consent of the secured 
parties. The classification between current and long-term is based on the timing of expected payments of the obligations. 

The following table provides a reconciliation of cash, cash equivalents, restricted cash and cash equivalents in the Consolidated 
Balance Sheets that reconcile to the amounts shown on the Consolidated Statements of Cash Flows: 

($000) 

Cash and cash equivalents 
Restricted cash and cash equivalents included in: 
Prepaid expenses and other 
Other long-term assets 

Total restricted cash and cash equivalents 

2021  

2020  

2019 

  $  4,922,365   $  4,819,293   $  1,351,205 

11,403  
48,614  

60,017  

85,711  
48,765  

134,476  

10,235 
49,970 

60,205 

Total cash and cash equivalents, and restricted cash and cash equivalents 

  $  4,982,382   $  4,953,769   $  1,411,410 

The Company had no restricted investments as of January 29, 2022, January 30, 2021, and February 1, 2020. 

48 

 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
Estimated fair value of financial instruments. The carrying value of cash and cash equivalents, short- and long-term 
investments, restricted cash and cash equivalents, restricted investments, accounts receivable, other long-term assets, accounts 
payable, and other long-term liabilities approximates their estimated fair value. See Note B and Note D for additional fair value 
information. 

Cash and cash equivalents were $4,922.4 million and $4,819.3 million, at January 29, 2022 and January 30, 2021, respectively, 
and include bank deposits and money market funds for which the fair value was determined using quoted prices for identical 
assets in active markets, which are considered to be Level 1 inputs under the fair value measurements and disclosures 
guidance. 

Merchandise inventory. Merchandise inventory is stated at the lower of cost (determined using a weighted-average basis) or 
net realizable value. The Company purchases inventory that can either be shipped to stores or processed as packaway 
merchandise with the intent that it will be warehoused and released to stores at a later date. The timing of the release of 
packaway inventory to the stores is principally driven by the product mix and seasonality of the merchandise, and its relation to 
the Company’s store merchandise assortment plans. As such, the aging of packaway varies by merchandise category and 
seasonality of purchase, but typically packaway remains in storage less than six months. Merchandise inventory includes 
acquisition, transportation, processing, and storage costs related to packaway inventory. The cost of the Company’s 
merchandise inventory is reduced by valuation reserves for shortage based on historical shortage experience from the 
Company’s physical merchandise inventory counts and cycle counts. 

Cost of goods sold. In addition to product costs, the Company includes in cost of goods sold its buying, distribution, and freight 
expenses as well as occupancy costs, and depreciation and amortization related to the Company’s retail stores, buying, and 
distribution facilities. Buying expenses include costs to procure merchandise inventories. Distribution expenses include the cost 
of operating the Company’s distribution centers, warehouses, and cross-dock facilities. 

Property and equipment. Property and equipment are stated at cost, less accumulated depreciation and amortization. 
Depreciation is calculated using the straight-line method over the estimated useful life of the asset, typically ranging from three 
years to 12 years for equipment, 20 years to 40 years for land improvements and buildings, and three years to seven years for 
computer software costs incurred in developing or obtaining software for internal use. The cost of leasehold improvements is 
amortized over the useful life of the asset or the applicable lease term, whichever is less. Depreciation and amortization expense 
on property and equipment was $360.7 million, $364.2 million, and $350.9 million for fiscal 2021, 2020, and 2019, respectively. 
The Company capitalizes interest during the construction period of facilities and during the development and implementation 
phase of software projects. Interest capitalized was $14.5 million, $12.3 million, and $4.4 million in fiscal 2021, 2020, and 2019, 
respectively. As of January 29, 2022, January 30, 2021, and February 1, 2020 the Company had $47.3 million, $56.2 million, and 
$40.3 million, respectively, of property and equipment purchased but not yet paid. These purchases are included in Property and 
Equipment and in Accounts payable and Accrued expenses and other in the accompanying Consolidated Balance Sheets. 

Other long-term assets. Other long-term assets as of January 29, 2022 and January 30, 2021 consisted of the following: 

($000) 

Deferred compensation (Note B) 
Restricted cash and cash equivalents 
Other 

Total 

2021  

2020 

  $  163,891   $  159,116 
48,765 
22,180 

48,614  
28,776  

  $  241,281   $  230,061 

Impairment of long-lived assets. Property and other long-term assets that are subject to depreciation and amortization are 
reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be 
recoverable based on estimated undiscounted future cash flows. For stores that are closed, the Company records an impairment 
charge, if appropriate, or accelerates depreciation over the revised useful life of the asset. Intangible assets that are not subject 
to amortization, including goodwill, are tested for impairment annually or more frequently if events or changes in circumstances 
indicate that the asset may be impaired. No material impairment charges were recorded during fiscal 2021, 2020, and 2019.  

Accounts payable. Accounts payable represents amounts owed to third parties at the end of the period. Accounts payable 
includes book cash overdrafts (checks issued under zero balance accounts not yet presented for payment) in excess of cash 
balances in such accounts of approximately $99.1 million and $63.5 million at January 29, 2022 and January 30, 2021, 
respectively. The Company includes the change in book cash overdrafts in operating cash flows. 

49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Insurance obligations. The Company uses a combination of insurance and self-insurance for a number of risk management 
activities, including workers’ compensation, general liability, and employee-related health care benefits. The self-insurance and 
deductible liability is determined actuarially, based on claims filed and an estimate of claims incurred but not yet reported.  
Self-insurance and deductible reserves as of January 29, 2022 and January 30, 2021 consisted of the following: 

($000) 

Workers’ compensation 
General liability 
Medical plans 

Total 

  $ 

2021  

83,771   $ 
45,589  
7,660  

2020 

83,900 
42,575 
7,727 

  $ 

137,020     $ 

134,202 

Workers’ compensation and self-insured medical plan liabilities are included in Accrued payroll and benefits, and accruals for 
general liability are included in Accrued expenses and other in the accompanying Consolidated Balance Sheets. 

Other long-term liabilities. Other long-term liabilities as of January 29, 2022 and January 30, 2021 consisted of the following: 

($000) 

Income taxes (Note F) 
Deferred compensation (Note G) 
Deferred social security taxes 
Other 

Total 

  $ 

$ 

2021  

65,359  
163,891  
—  
6,763  

2020 

65,507 
159,116 
36,701 
7,234 

  $ 

236,013  

  $ 

268,558 

Lease accounting. As the Company’s leases generally do not provide an implicit discount rate, the Company uses the 
estimated collateralized incremental borrowing rate based on information available at the lease commencement date in 
determining the present value of lease payments for use in the calculation of the operating lease liabilities and right-of-use 
assets. This rate is determined using a portfolio approach based on the risk-adjusted rate of interest and requires estimates and 
assumptions including credit rating, credit spread, and adjustments for the impact of collateral. The Company believes that this is 
the rate it would have to pay to borrow an amount equal to the lease payments on a collateralized basis over a similar lease 
term. Operating lease liabilities and corresponding right-of-use assets include options to extend lease terms that are reasonably 
certain of being exercised. The Company does not record a lease liability and corresponding right-of-use asset for leases with 
terms of 12 months or less, and accounts for lease and non-lease components as a single lease component. The Company’s 
lease portfolio is comprised of operating leases with the lease cost recorded on a straight-line basis over the lease term. 

In response to the COVID-19 pandemic, the Financial Accounting Standards Board (“FASB”) provided relief under Accounting 
Standards Update (“ASU”) 2016-02, Leases (Accounting Standards Codification “ASC” 842). Under this relief, companies can 
make a policy election on how to treat lease concessions resulting directly from the COVID-19 pandemic, provided that the 
modified contracts result in total cash flows that are substantially the same or less than the cash flows in the original contract. 

The Company made the policy election to account for lease concessions that result from the COVID-19 pandemic as if they were 
made under enforceable rights in the original contract. Additionally, the Company made the policy election to account for these 
concessions outside of the lease modification framework described under ASC 842. The Company recorded accruals for 
deferred rental payments and recognized rent abatements or concessions as variable lease costs in the periods incurred. 
Accruals for rent payment deferrals are included in Accrued expenses and other in the accompanying Consolidated Balance 
Sheets. 

Revenue recognition. The Company recognizes revenue at the point of sale, net of sales taxes collected and an allowance for 
estimated future returns as required by ASU No. 2014-09, Revenue from Contracts with Customers (ASC 606). The Company 
recognizes allowances for estimated sales returns on a gross basis as a reduction to sales. The asset recorded for the expected 
recovery of merchandise inventory was $10.5 million, $10.7 million, and $10.7 million and the liability recorded for the refund due 
to the customer was $20.3 million, $21.2 million, and $20.9 million as of January 29, 2022, January 30, 2021, and February 1, 
2020, respectively. Sales taxes collected that are outstanding and the allowance for estimated future returns are included in 
Accrued expenses and other and the asset for expected recovery of merchandise is included in Prepaid expenses and other in 
the Consolidated Balance Sheets. 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
Sales of stored value cards are deferred until they are redeemed for the purchase of Company merchandise. The Company’s 
stored value cards do not have expiration dates. Based upon historical redemption rates, a small percentage of stored value 
cards will never be redeemed, which represents breakage. As a result of adopting ASC 606, breakage is estimated and 
recognized as revenue based upon the historical pattern of customer redemptions. Breakage was not material to the 
consolidated financial statements in fiscal 2021, 2020, and 2019. 

The following sales mix table disaggregates revenue by merchandise category for fiscal 2021, 2020, and 2019: 

Home Accents and Bed and Bath 
Ladies 
Men’s 
Accessories, Lingerie, Fine Jewelry, and Cosmetics 
Shoes 
Children’s 

2021  1 

 26%   
 25%   
 14%   
 14%   
 12%   
 9%   

2020   

28%   
23%   
14%   
14%   
12%   
9%   

2019 

 25% 
 26% 
 14% 
 13% 
 13% 
 9% 

Total 

 100%   

100%   

100% 

Store pre-opening. Store pre-opening costs are expensed in the period incurred. 

Advertising. Advertising costs are expensed in the period incurred and are included in Selling, general and administrative 
expenses. Advertising costs for fiscal 2021, 2020, and 2019 were $65.1 million, $42.5 million, and $74.0 million, respectively. 

Stock-based compensation. The Company recognizes compensation expense based upon the grant date fair value of all 
stock-based awards, typically over the vesting period. See Note C for more information on the Company’s stock-based 
compensation plans. 

Taxes on earnings. The Company accounts for income taxes in accordance with ASC 740, “Accounting for Income Taxes,” 
which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have 
been recognized in the Company’s consolidated financial statements or tax returns. In estimating future tax consequences, the 
Company generally considers all expected future events other than changes in the tax law or tax rates. ASC 740 clarifies the 
criteria that an individual tax position must satisfy for some or all of the benefits of that position to be recognized in a company’s 
consolidated financial statements. ASC 740 prescribes a recognition threshold of more-likely-than-not, and a measurement 
standard for all tax positions taken or expected to be taken on a tax return, in order for those tax positions to be recognized in the 
consolidated financial statements. See Note F. 

Treasury stock. The Company records treasury stock at cost. Treasury stock includes shares purchased from employees for tax 
withholding purposes related to vesting of restricted stock grants. 

Earnings per share (“EPS”). The Company computes and reports both basic EPS and diluted EPS. Basic EPS is computed by 
dividing net earnings by the weighted-average number of common shares outstanding for the period. Diluted EPS is computed 
by dividing net earnings by the sum of the weighted-average number of common shares and dilutive common stock equivalents 
outstanding during the period. Diluted EPS reflects the total potential dilution that could occur from outstanding equity plan 
awards and unvested shares of both performance and non-performance based awards of restricted stock and restricted stock 
units. For periods of net loss, basic and diluted EPS are the same as the effect of the assumed vesting of restricted stock, 
restricted stock units, and performance share awards are anti-dilutive. 

In fiscal 2021, 2020, and 2019 there were 3,500, 79,500, and 27,400 weighted-average shares, respectively, that were excluded 
from the calculation of diluted EPS because their effect would have been anti-dilutive for those years.  

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following is a reconciliation of the number of shares (denominator) used in the basic and diluted EPS computations: 

Shares in (000s) 

2021 

Shares 
Amount 

2020 

Shares 
Amount 

2019 

Shares 
Amount 

  Basic EPS  

Effect of dilutive 
common stock 
equivalents  

Diluted 
EPS 

351,496  
4.90  

352,392  
0.24  

358,462  
4.63  

$ 

$ 

$ 

  $ 

  $ 

  $ 

2,238  
(0.03)   $ 

353,734 
4.87 

2,227  

—   $ 

354,619 
0.24 

2,720  
(0.03)   $ 

361,182 
4.60 

Comprehensive income. Comprehensive income includes net earnings and components of other comprehensive income (loss), 
net of tax, consisting of unrealized investment gains or losses.  

Recently issued accounting standards. In November 2021, the FASB issued ASU 2021-10, Government Assistance  
(Topic 832): Disclosures by Business Entities about Government Assistance, to increase the transparency of government 
assistance including the disclosure of the types of assistance an entity receives, an entity’s method of accounting for government 
assistance, and the effect of government assistance on an entity’s financial statements. The guidance in this Update will be 
effective for the Company for its fiscal 2022 Form 10-K, with early application of the amendments permitted. The Company is 
currently evaluating the impact of this guidance on its disclosures in the consolidated financial statements. 

Recently adopted accounting standards. In December 2019, the FASB issued ASU 2019-12, Simplifying the Accounting for 
Income Taxes (ASC 740). ASU 2019-12 eliminates certain exceptions in ASC 740 related to the methodology for calculating 
income taxes in an interim period. It also clarifies and simplifies other aspects of the accounting for income taxes. The 
amendments in ASU 2019-12 are effective for fiscal years, and interim periods within those fiscal years, beginning after 
December 15, 2020. Early adoption is permitted, including adoption in any interim period. The Company adopted ASU 2019-12 
on a prospective basis in the first quarter of fiscal 2020. The most significant impact to the Company is the removal of a limit on 
the tax benefit recognized on pre-tax losses in interim periods. The adoption of this standard did not have a material impact on 
the Company’s fiscal 2020 results. 

In February 2016, the FASB issued ASU 2016-02, Leases (ASC 842), which along with subsequent amendments, supersedes 
the lease accounting requirements in ASC 840, Leases. The updated guidance requires balance sheet recognition for all leases 
with lease terms greater than one year including a lease liability, which is a lessee’s obligation to make lease payments arising 
from a lease, measured on a discounted basis; and a right-of-use asset, which is an asset that represents the lessee’s right to 
use, or control the use of, a specified asset for the lease term.  

The Company adopted ASC 842 as of February 3, 2019 (the “effective date”), using the optional transition method on a modified 
retrospective basis. The Company did not elect the transitional package of practical expedients or the use of hindsight upon 
adoption of the ASC. The Company elected to not record a lease liability and corresponding right-of-use asset for leases with 
terms of 12 months or less, and to account for lease and non-lease components as a single lease component. Upon adoption, 
the Company recorded lease liabilities based on the present value of the remaining minimum rental payments, using incremental 
borrowing rates as of the effective date, of $2.9 billion, and the corresponding right-of-use assets of $2.9 billion. The Company 
also recorded a cumulative-effect adjustment to decrease beginning retained earnings of $19.6 million, primarily related to the 
write-off of previously capitalized initial direct costs that are no longer capitalized under ASC 842, partially offset by the write-off 
of the deferred gain on a previous sale-leaseback transaction that meets the sale definition under ASC 842. Reporting periods 
beginning on or after February 3, 2019 are presented under ASC 842, while prior period amounts and disclosures were not 
adjusted and continue to be reported under ASC 840. Adoption of ASC 842 did not have a significant impact to the Company’s 
consolidated statements of earnings or to the consolidated statements of cash flows. 

52 

 
   
   
   
 
 
 
  
   
 
 
 
  
   
 
 
 
 
 
 
 
 
Note B: Fair Value Measurements 

Accounting standards pertaining to fair value measurements establish a three-tier fair value hierarchy which prioritizes the inputs 
used in measuring fair value. The inputs used to measure fair value include: Level 1, observable inputs such as quoted prices in 
active markets; Level 2, inputs other than quoted prices in active markets that are either directly or indirectly observable; and 
Level 3, unobservable inputs in which little or no market data exists. This fair value hierarchy requires the Company to develop 
its own assumptions and maximize the use of observable inputs and minimize the use of unobservable inputs when measuring 
fair value. Corporate, U.S. government and agency, and mortgage-backed securities are classified within Level 1 or Level 2 
because these securities are valued using quoted market prices or alternative pricing sources and models utilizing market 
observable inputs. 

The fair value of the Company’s financial instruments as of January 29, 2022 and January 30, 2021 are as follows: 

($000) 

Cash and cash equivalents (Level 1) 
Restricted cash and cash equivalents (Level 1) 

2021  

  $ 
 $ 

4,922,365   
60,017   

 $ 
$ 

2020 

 4,819,293 
134,476 

The underlying assets in the Company’s non-qualified deferred compensation program as of January 29, 2022 and January 30, 
2021 (included in Other long-term assets and in Other long-term liabilities) primarily consist of participant-directed money market, 
stock, and bond funds. The fair value measurement for funds with quoted market prices in active markets (Level 1) are as 
follows: 

($000) 

Level 1 

2021  

2020 

 $ 

163,891  

$ 

159,116 

Note C: Management Incentive Plan and Stock-Based Compensation 

The Company has incentive compensation programs which provide cash incentive bonuses and performance share awards to 
key management and employees based on Company and individual performance.  

For fiscal 2021, the Compensation Committee of the Board of Directors established the performance measures for determining 
incentive compensation amounts based on a combination of profitability-based performance goals and the attainment of specific 
management priorities related to business challenges from the COVID-19 pandemic, as measured and approved by the 
Compensation Committee. As of January 29, 2022, the Company has established an accrual for this incentive compensation 
based on its attainment of the profitability-based performance goals and the Compensation Committee’s assessment of 
achievement of the specific business priorities. 

For the fiscal 2020 management incentive bonus plan and performance share awards, the Compensation Committee approved 
modifications in August 2020 to the performance measurement goals, to be based on the attainment of specific management 
priorities related to business challenges from the COVID-19 pandemic, as measured and approved by the Compensation 
Committee, as an alternative to the previously established profitability-based performance goals for 2020. 

For fiscal 2021, 2020, and 2019, the Company recognized stock-based compensation expense as follows: 

($000) 
Restricted stock 
Performance awards 
ESPP 

Total 

$ 

 2021  
72,210   $ 
57,582    
4,425    

2020  
66,908   $ 
30,506  

4,154    

 $ 

134,217    $ 

101,568   $ 

2019 
54,975 
36,542 
3,921 

95,438 

Capitalized stock-based compensation cost was not significant in any year. 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
At January 29, 2022, the Company had one active stock-based compensation plan, which is further described in Note H. The 
Company recognizes expense for ESPP purchase rights equal to the value of the 15% discount given on the purchase date. 

Total stock-based compensation recognized in the Company’s Consolidated Statements of Earnings for fiscal 2021, 2020, and 
2019 is as follows: 

Statements of Earnings Classification ($000) 

Cost of goods sold 
Selling, general and administrative 

Total 

2021 

2020 

66,500   $ 
67,717  

52,267   $ 
49,301  

134,217  

 $ 

101,568   $ 

$ 

$ 

2019 

54,265 
41,173 

95,438 

The tax benefits related to stock-based compensation expense for fiscal 2021, 2020, and 2019 were $25.6 million, $20.6 million, 
and $18.5 million, respectively.  

Note D: Debt 

Long-term debt. Unsecured senior debt, net of unamortized discounts and debt issuance costs, as of January 29, 2022 and 
January 30, 2021 consisted of the following: 

($000) 

6.530% Series B Senior Notes due 2021 
3.375% Senior Notes due 2024 
4.600% Senior Notes due 2025 
0.875% Senior Notes due 2026 
4.700% Senior Notes due 2027 
4.800% Senior Notes due 2030 
1.875% Senior Notes due 2031 
5.450% Senior Notes due 2050 

Total long-term debt 

Less: current portion 

Total due beyond one year 

$

$

$

2021 

— 
248,808 
695,888 
494,814 
239,470 
132,431 
494,691 
146,223 

2,452,325 

— 

2,452,325 

$

$

$

2020 

64,910 
248,365 
694,624 
493,595 
239,049 
132,262 
494,132 
146,148 

2,513,085 

64,910 

2,448,175 

In April 2020, the Company issued an aggregate of $2.0 billion in unsecured senior notes in four tenors as follows: 4.600% 
Senior Notes due April 2025 (the “2025 Notes”) with an aggregate principal amount of $700 million, 4.700% Senior Notes due 
April 2027 (the “2027 Notes”) with an aggregate principal amount of $400 million, 4.800% Senior Notes due April 2030 (the “2030 
Notes”) with an aggregate principal amount of $400 million, and 5.450% Senior Notes due April 2050 (the “2050 Notes”) with an 
aggregate principal amount of $500 million. Cash proceeds, net of discounts and other issuance costs, were approximately 
$1.973 billion. Interest on the 2025, 2027, 2030, and 2050 Notes is payable semi-annually beginning October 2020. 

In October 2020, the Company accepted for purchase approximately $775 million in aggregate principal amount of senior notes 
pursuant to cash tender offers as follows: $351 million of the 2050 Notes, $266 million of the 2030 Notes, and $158 million of the 
2027 Notes. The Company paid approximately $1.003 billion in aggregate consideration (including transaction costs, and 
accrued and unpaid interest) and recorded an approximately $240 million loss on the early extinguishment for the accepted 
notes. 

In October 2020, the Company issued an aggregate of $1.0 billion in unsecured senior notes in two tenors as follows: 0.875% 
Senior Notes due April 2026 (the “2026 Notes”) with an aggregate principal amount of $500 million and 1.875% Senior Notes 
due April 2031 (the “2031 Notes”) with an aggregate principal amount of $500 million. Cash proceeds, net of discounts and other 
issuance costs, were approximately $987.2 million. Interest on the 2026 and 2031 Notes is payable semi-annually beginning 
April 2021. The Company used the net proceeds from the offering of the 2026 and 2031 Notes to fund the purchase of the 
accepted notes from its tender offers. 

54 

 
 
 
In December 2021, the Company repaid at maturity the $65 million principal amount of the Series B 6.530% unsecured Senior 
Notes. 

As of January 29, 2022, the Company also had outstanding unsecured 3.375% Senior Notes due September 2024 (the “2024 
Notes”) with an aggregate principal amount of $250 million. Interest on the 2024 Notes is payable semi-annually. 

As of January 29, 2022 and January 30, 2021, total unamortized discount and debt issuance costs were $22.7 million and 
$26.9 million, respectively, and were classified as a reduction of long-term debt.  

All of the Senior Notes are subject to prepayment penalties for early payment of principal.  

As of January 29, 2022, the aggregate fair value of the seven outstanding series of Senior Notes was approximately $2.6 billion. 
As of January 30, 2021, the aggregate fair value of the eight then outstanding series of Senior Notes was approximately  
$2.8 billion. The fair value is estimated by obtaining comparable market quotes which are considered to be Level 1 inputs under 
the fair value measurements and disclosures guidance.  

The following table shows scheduled annual principal payments on long-term debt: 

($000) 
2022 
2023 
2024 
2025 
2026 
Thereafter 

$
$
$
$
$
$ 

— 
— 
250,000 
700,000 
500,000 
1,024,991 

The table below shows the components of interest expense and income for fiscal 2021, 2020, and 2019: 

($000) 

Interest expense on long-term debt 
Interest expense on short-term debt 
Other interest expense 
Capitalized interest 
Interest income 

Interest expense (income), net 

$

$

2021 

88,286   $
—  
1,351  
(14,476)  
(833)

74,328   $

2020 

88,544   $

7,863  
3,908  
(12,251)  
(4,651)

83,413   $

2019 

13,139 
— 
968 
(4,367) 
(27,846) 

(18,106) 

Revolving credit facilities. As of January 29, 2022, the Company's $800 million unsecured revolving credit facility was 
scheduled to expire in July 2024, and contained a $300 million sublimit for issuance of standby letters of credit. The facility also 
contained an option allowing the Company to increase the size of its credit facility by up to an additional $300 million, with the 
agreement of the lenders. Interest on borrowings under this facility was based on LIBOR (or an alternate benchmark rate, if 
LIBOR was no longer available) plus an applicable margin and was payable quarterly and upon maturity. The revolving credit 
facility could have been extended, at the Company’s option, for up to two additional one year periods, subject to customary 
conditions. 

In March 2020, the Company borrowed $800 million available under its revolving credit facility. Interest on the loan was based on 
LIBOR plus 0.875% (or 1.76%). 

In May 2020, the Company amended its $800 million unsecured revolving credit facility to temporarily suspend, for the second 
and third quarters of fiscal 2020, the Consolidated Adjusted Debt to EBITDAR ratio financial covenant, and to apply a transitional 
modification to that ratio, effective in the fourth quarter of fiscal 2020. As of January 29, 2022, the Company was in compliance 
with this amended covenant. 

In October 2020, the Company repaid in full the $800 million it borrowed under the unsecured revolving credit facility. The 
Company had no borrowings or standby letters of credit outstanding under this facility as of January 29, 2022, and the  
$800 million credit facility remained in place and available. 

55 

In May 2020, the Company also entered into an additional $500 million 364-day senior revolving credit facility which was 
scheduled to expire in April 2021. In October 2020, the Company terminated this senior revolving credit facility. The Company 
had no borrowings under that credit facility at any time. 

In February 2022 (the “Effective Date”), the Company entered into a new, $1.3 billion senior unsecured revolving Credit 
Agreement (the “2022 Credit Facility”). The 2022 Credit Facility replaces the Company’s previous $800 million unsecured 
revolving credit facility, which was entered into in July 2019 (the “Prior Credit Facility”). The 2022 Credit Facility expires in 
February 2027, and may be extended, at the Company's option, for up to two additional one year periods, subject to customary 
conditions. The new facility contains a $300 million sublimit for issuance of standby letters of credit. It also contains an option 
allowing the Company to increase the size of its credit facility by up to an additional $700 million, with the agreement of the 
committing lenders. The interest rate on borrowings under the 2022 Credit Facility is a term rate based on the Secured Overnight 
Financing Rate (“Term SOFR”) (or an alternate benchmark rate, if Term SOFR is no longer available) plus an applicable margin, 
and is payable quarterly and upon maturity. The 2022 Credit Facility is subject to a quarterly Consolidated Adjusted Debt to 
Consolidated EBITDAR financial leverage ratio covenant, effective the first quarter of fiscal 2022.  

On the Effective Date, the Prior Credit Facility was terminated and was replaced by the new 2022 Credit Facility. 

Standby letters of credit and collateral trust. The Company uses standby letters of credit outside of its revolving credit facility 
in addition to a funded trust to collateralize some of its insurance obligations. The Company has also used standby letters of 
credit outside of its revolving credit facility to collateralize some of its trade payable obligations. As of January 29, 2022 and 
January 30, 2021, the Company had $3.3 million and $15.3 million, respectively, in standby letters of credit and $56.7 million and 
$56.1 million, respectively, in a collateral trust. The standby letters of credit are collateralized by restricted cash and the collateral 
trust consists of restricted cash, cash equivalents, and investments. 

Trade letters of credit. The Company had $19.3 million and $16.3 million in trade letters of credit outstanding at January 29, 
2022 and January 30, 2021, respectively. 

Note E: Leases 

The Company currently leases all but two of its store locations with original, non-cancelable terms that in general range from 
three years to ten years. Store leases typically contain provisions for three to four renewal options of five years each. The 
exercise of lease renewal options is at the sole discretion of the Company. Most store leases also provide for minimum annual 
rentals and for payment of variable lease costs. In addition, some store leases also have provisions for additional rent based on 
a percentage of sales (“percentage rent”) and others include rental payments adjusted periodically for inflation. The Company’s 
lease agreements do not contain any material residual guarantees or material restrictive covenants. The Company does not 
have any financing leases. 

The Company leases 15 distribution/warehouse facilities with expiration dates ranging from 2023 to 2029, and all contain 
renewal provisions. The Company also leases office space for its Los Angeles and Boston buying offices. The lease term for 
these facilities expire in 2022 and 2024, respectively. The Los Angeles buying office facility contains renewal provisions. In 
addition, the Company has a ground lease related to its New York buying office.  

The following table presents net operating lease cost included in the Consolidated Statement of Earnings for fiscal 2021, 2020,
and 2019:  

($000) 

Operating lease cost1 
Variable lease costs2 

Net lease cost3 

2021

687,187
194,112

881,299

$

$

2020

669,339
172,036

841,375

$

$

$

$

2019 
639,545 
174,438 

813,983 

1  Net of sublease income which was immaterial. 
2  Includes property and rent taxes, insurance, common area maintenance, percentage rent, and rent abatements negotiated due 

to the COVID-19 pandemic. 

3  Excludes short-term lease costs which were immaterial. 

56 

 
 
 
The maturity of operating lease liabilities, including the ground lease related to the New York buying office as of January 29, 
2022, are as follows: 

($000) 

2022 
2023 
2024 
2025 
2026 
Thereafter 
Total lease payments 
Less: interest 
Present value of lease liabilities 
Less: current operating lease liabilities 

Non-current operating lease liabilities 

Operating Leases1 

658,639
671,450 
560,052 
455,883 
340,980 
1,462,855 
4,149,859 
980,045 
3,169,814 
630,517 

2,539,297 

$

$

$

$

1 Operating leases exclude $253.2 million of minimum lease payments for leases signed that have not yet commenced. 

The weighted-average remaining lease term and the weighted-average discount rate for operating leases as of January 29, 2022 
and January 30, 2021 are as follows: 

Weighted-average remaining lease term (years): 
Including the long-term ground lease related to the New York buying office 
Excluding the long-term ground lease related to the New York buying office 

Weighted-average discount rate: 
Including the long-term ground lease related to the New York buying office 
Excluding the long-term ground lease related to the New York buying office 

2021 

2020 

10.2 
5.6 

 3.2%  
 2.8%  

10.4 
5.9 

 3.4% 
 3.0% 

The following table presents cash paid for amounts included in the measurement of operating lease liabilities and operating 
lease assets obtained in exchange for new operating lease liabilities (includes new leases and remeasurements or modifications 
of existing leases) for fiscal 2021, 2020, and 2019: 

($000) 

2021 

Cash paid for amounts included in the measurement of operating lease liabilities 
Operating lease assets obtained in exchange for new operating lease liabilities1 

$  745,110  $ 
545,401  $ 

$ 

1 Includes new leases and remeasurements or modifications of existing leases. 

2020 

554,620 
610,552 

2019
  $  608,565  
  $  739,326  

57 

 
 
 
 
 
Note F: Taxes on Earnings 

The provision for income taxes consisted of the following: 

($000) 

Current 

Federal 

State 

Deferred 

Federal 

State 

Total 

2021 

2020 

2019 

$ 

442,152   $ 

44,164  

$ 

414,823 

78,024  

520,176  

4,563  

56,528 

48,727  

471,351 

21,103  

(5,328)  

15,775  

(27,487)  

(325)

(27,812)  

28,244 

3,765

32,009 

$ 

535,951   $ 

20,915  

$ 

503,360 

The provision for taxes for financial reporting purposes is different from the tax provision computed by applying the statutory 
federal income tax rate. The differences are reconciled below: 

Federal income taxes at the statutory rate 

State income taxes (net of federal benefit) 

Hiring tax credits 

Tax audit settlements 

Total 

2021 

 21.0%  

 3.2%  

 (0.5)%  

 — %  

 23.7%  

2020 

 21.0%  

 4.1%  

 (5.4)%  

 — %  

 19.7%  

2019 

 21.0% 

 3.2% 

 (0.4)% 

 (0.5)% 

 23.3% 

Certain items in the prior years have been reclassified to conform to current year’s presentation. 

In fiscal 2019, the Company resolved uncertain tax positions with a state tax authority. As a result, the Company recognized a 
tax benefit of approximately $10.0 million in the Consolidated Statement of Earnings.   

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
The components of deferred taxes at January 29, 2022 and January 30, 2021 are as follows: 

($000) 

Deferred Tax Assets 
Accrued liabilities 
Deferred compensation 
Stock-based compensation 
State taxes and credits 
Employee benefits 
Operating lease liabilities 
Other 
Gross Deferred Tax Assets 

Less:  Valuation allowance 

Deferred Tax Assets 

Deferred Tax Liabilities 
Depreciation 
Merchandise inventory 
Supplies 
Operating lease assets 
Other 

Deferred Tax Liabilities 

Net Deferred Tax Liabilities 

  $ 

2021  

2020 

34,211  
38,685  
45,840  
18,501  
28,430  
801,186  
9,632  
976,485  
(1,931)  

974,554  

$ 

30,415 
34,545 
39,302 
10,926 
37,779 
829,946 
6,239 
989,152 
(4,089) 

985,063 

(293,065)  
(27,699)  
(12,280)  
(764,557)  
(14,595)  

(285,161) 
(25,434) 
(11,589) 
(775,183) 
(9,563) 

  (1,112,196)  

  (1,106,930) 

  $ 

(137,642)  

$ 

(121,867) 

At the end of fiscal 2021 and 2020, the Company’s state tax credit carryforwards for income tax purposes were approximately 
$12.0 million and $13.7 million, respectively. The state tax credit carryforwards will begin to expire in fiscal 2022. The Company 
has provided a valuation allowance of $1.9 million as of the end of fiscal 2021 for deferred tax assets related to state tax credits 
that are not expected to be realized. 

The changes in amounts of unrecognized tax benefits (gross of federal tax benefits and excluding interest and penalties) at fiscal 
2021, 2020, and 2019 are as follows: 

($000) 

Unrecognized tax benefits - beginning of year 
Gross increases: 

Tax positions in current period 
Tax positions in prior period 

Gross decreases: 

Tax positions in prior periods 
Lapse of statutes of limitations 
Settlements 

2021  

2020  

2019 

  $ 

60,240   $ 

59,887   $ 

65,787 

10,381  
1,494  

(1,795)  
(9,757)  
(16)  

12,310  
2,860  

(2,624)  
(9,861)  
(2,332)  

13,864 
2,672 

(9,559) 
(8,653) 
(4,224) 

Unrecognized tax benefits - end of year 

  $ 

60,547   $ 

60,240   $ 

59,887 

At the end of fiscal 2021, 2020, and 2019, the reserves for unrecognized tax benefits were $68.1 million, $67.9 million, and  
$67.1 million inclusive of $7.6 million, $7.7 million, and $7.2 million of related reserves for interest and penalties, respectively. In 
fiscal 2019, the Company resolved uncertain tax positions with a state tax authority. As a result, the Company recognized a 
decrease in reserves for tax positions in prior periods of $16.2 million, inclusive of $6.6 million of related reserves for interest and 
penalties. The Company accounts for interest and penalties related to unrecognized tax benefits as a part of its provision for 
taxes on earnings. If recognized, $54.6 million would impact the Company’s effective tax rate. The difference between the total 

59 

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
   
 
 
 
amount of unrecognized tax benefits and the amounts that would impact the effective tax rate relates to amounts attributable to 
deferred tax assets and liabilities. These amounts are net of federal and state income taxes. 

It is reasonably possible that certain federal and state tax matters may be concluded or statutes of limitations may lapse during 
the next twelve months. Accordingly, the total amount of unrecognized tax benefits may decrease by up to $10.1 million. 

The Company is open to audit by the Internal Revenue Service under the statute of limitations for fiscal years 2018 through 
2021. The Company’s state income tax returns are generally open to audit under the various statutes of limitations for fiscal 
years 2017 through 2021. Certain state tax returns are currently under audit by various tax authorities. The Company does not 
expect the results of these audits to have a material impact on the consolidated financial statements. 

Note G: Employee Benefit Plans 

The Company has a defined contribution plan that is available to certain employees. Under the plan, employee and Company 
contributions and accumulated plan earnings qualify for favorable tax treatment under Section 401(k) of the Internal Revenue 
Code. This plan permits employees to make contributions up to the maximum limits allowable under the Internal Revenue Code. 
The Company matches up to 4% of the employee’s salary up to the plan limits. Company matching contributions to the 401(k) 
plan were $23.6 million, $20.8 million, and $19.2 million in fiscal 2021, 2020, and 2019, respectively. 

The Company also makes available to management a Non-qualified Deferred Compensation Plan which allows management to 
make payroll contributions on a pre-tax basis in addition to the 401(k) plan. Other long-term assets include $163.9 million and 
$159.1 million at January 29, 2022 and January 30, 2021, respectively, of long-term plan investments, at market value, set aside 
or designated for the Non-qualified Deferred Compensation Plan (See Note B). Plan investments are designated by the 
participants, and investment returns are not guaranteed by the Company. The Company has a corresponding liability to 
participants of $163.9 million and $159.1 million at January 29, 2022 and January 30, 2021, respectively, included in Other  
long-term liabilities in the Consolidated Balance Sheets. 

In addition, the Company has certain individuals who receive or will receive post-employment medical benefits. The estimated 
liability for these benefits of $15.5 million and $8.9 million is included in Accrued expenses and other in the accompanying 
Consolidated Balance Sheets as of January 29, 2022 and January 30, 2021, respectively.  

Note H: Stockholders’ Equity 

Common stock. In March 2019, the Company’s Board of Directors approved a two-year $2.55 billion stock repurchase program 
through fiscal 2020. Due to the economic uncertainty stemming from the severe impact of the COVID-19 pandemic, the 
Company suspended its stock repurchase program as of March 2020, at which time the Company had repurchased 
$1.407 billion under the $2.55 billion stock repurchase program.  

In May 2021, the Company's Board of Directors authorized a program to repurchase up to $1.5 billion of the Company's common 
stock through fiscal 2022, with plans to buy back $650 million in fiscal 2021 and $850 million in fiscal 2022.  

In March 2022, the Company's Board of Directors approved a new two-year program to repurchase up to $1.9 billion of the 
Company's common stock through fiscal 2023. This new program replaces the previous $1.5 billion stock repurchase program, 
effective at the end of fiscal 2021 (at which time the Company had repurchased $650 million under the $1.5 billion program). 

The following table summarizes the Company’s stock repurchase activity in fiscal 2021, 2020, and 2019: 

Shares repurchased 
(in millions) 

 Average repurchase 
price 

Repurchased 
(in millions) 

5.7 
1.2 
12.3 

$114.29 
$113.10 
$103.99 

$650 
$132 
$1,275 

Fiscal Year 

2021 
2020 
2019 

60 

Preferred stock. The Company has 4.0 million shares of preferred stock authorized, with a par value of $.01 per share. No 
preferred stock is issued or outstanding. 

Dividends. On March 1, 2022, the Company’s Board of Directors declared a quarterly cash dividend of $0.310 per common 
share, payable on March 31, 2022. The Company's Board of Directors declared cash dividends of $0.285 per common share in 
March, May, August, and November 2021. The Company’s Board of Directors declared a cash dividend of $0.285 per common 
share in March 2020. In May 2020, the Company temporarily suspended its quarterly dividends, due to the economic uncertainty 
stemming from the COVID-19 pandemic. The Company’s Board of Directors declared cash dividends of $0.255 per common 
share in March, May, August, and November 2019. 

2017 Equity Incentive Plan. On May 17, 2017, the Company’s stockholders approved the Ross Stores, Inc. 2017 Equity 
Incentive Plan (the “2017 Plan”) which replaced the Company’s 2008 Equity Incentive Plan (“Predecessor Plan”). The 2017 Plan, 
which was authorized to issue a maximum of 12.0 million shares, was immediately effective upon approval and no further 
awards were granted under the Predecessor Plan, which was terminated. 

The 2017 Plan has an initial share reserve of 12.0 million shares of the Company’s common stock which can be increased by a 
maximum of 5.5 million shares from certain expired, withheld, or forfeited shares from the 2017 Plan or the Predecessor Plan. 
The 2017 Plan provides for various types of incentive awards, which may potentially include the grant of stock options, stock 
appreciation rights, restricted stock purchase rights, restricted stock bonuses, restricted stock units, performance shares, 
performance units, and deferred compensation awards. As of January 29, 2022, there were 9.3 million shares available for grant 
under the 2017 Plan. 

A summary of restricted stock and performance share award activity for fiscal 2021 is presented below: 

Unvested at January 30, 2021 

Awarded 
Released 
Forfeited 

Unvested at January 29, 2022 

Number of 
shares (000) 

Weighted-average 
grant date 
fair value 

4,230 
1,521  
(1,229)  
(144)  

4,378  

$  85.15 
120.03 
75.76 
96.14 

$  99.58 

The market value of shares of restricted stock and performance shares at the date of grant is amortized to expense over the 
vesting period of generally three years to five years. The unamortized compensation expense at January 29, 2022 and 
January 30, 2021 was $181.8 million and $161.3 million, respectively, which is expected to be recognized over a  
weighted-average remaining period of 1.8 years and 1.9 years, respectively. Intrinsic value for restricted stock, defined as the 
closing market value on the last business day of fiscal year 2021 (or $95.77), was $419.3 million. A total of 9.3 million, 10.2 
million, and 10.7 million shares were available for new restricted stock awards at the end of fiscal 2021, 2020, and 2019, 
respectively. During fiscal 2021, 2020, and 2019, shares purchased by the Company for tax withholding totaled 0.5 million, 
0.5 million, and 0.6 million shares, respectively, and are considered treasury shares which are available for reissuance. As of 
January 29, 2022 and January 30, 2021, the Company held 14.8 million and 14.3 million shares of treasury stock, respectively. 

Performance share awards. The Company has a performance share award program for senior executives. A performance 
share award represents a right to receive shares of restricted stock on a specified settlement date based on the Company’s 
attainment of a performance goal during the performance period, which is the Company’s fiscal year. If attained, the restricted 
stock then vests over a service period, generally two years to three years from the date the performance award was granted. 
The Company issued approximately 626,000, 380,000, and 414,000 shares in settlement of the fiscal 2021, 2020, and 2019 
awards. 

61 

Employee Stock Purchase Plan. Under the Employee Stock Purchase Plan (“ESPP”), eligible employees participating in the 
quarterly offering period can choose to have up to the lesser of 10% of their annual base earnings or the IRS annual share 
purchase limit of $25,000 in aggregate market value to purchase the Company’s common stock. The purchase price of the stock 
is 85% of the closing market price on the date of purchase. Purchases occur on a quarterly basis (on the last trading day of each 
calendar quarter). The Company recognizes expense for ESPP purchase rights equal to the value of the 15% discount given on 
the purchase date. 

During fiscal 2021, 2020, and 2019, employees purchased approximately 0.3 million, 0.3 million, and 0.3 million shares, 
respectively, of the Company’s common stock under the plan at weighted-average per share prices of $99.07, $81.45, and 
$88.45, respectively. Through January 29, 2022, approximately 40.7 million shares had been issued under this plan and  
4.2 million shares remained available for future issuance. 

Note I: Related Party Transactions 

The Company has a consulting agreement with Norman Ferber, its former Chairman Emeritus of the Board of Directors, under 
which the Company paid him $1.8 million, $2.1 million, and $2.1 million in fiscal 2021, 2020, and 2019, respectively. In addition, 
the agreement provides for administrative support and health and other benefits for him and his dependents, which totaled 
approximately $0.4 million, $0.4 million, and $0.4 million in fiscal 2021, 2020, and 2019, respectively, along with amounts to 
cover premiums through May 2022 on a life insurance policy with a death benefit of $2.0 million. Mr. Ferber’s current consulting 
agreement paid him an annual consulting fee of $2.3 million from May 31, 2020 through May 31, 2021 and pays him $1.6 million 
from June 1, 2021 through May 31, 2022. On termination of Mr. Ferber’s consultancy with the Company, the Company will pay 
Mr. Ferber $75,000 per year for a period of 10 years. 

Robert Ferber, the son of Norman Ferber, is a Vice President, Divisional Merchandise Manager with the Company. The 
Company paid Robert Ferber compensation including salary and bonus of approximately $254,000, $248,000, and $209,000 in 
fiscal 2021, 2020, and 2019, respectively. 

Note J: Litigation, Claims, and Assessments 

Like many retailers, the Company has been named in class/representative action lawsuits, primarily in California, alleging 
violations of wage and hour laws and consumer protection laws. Class/representative action litigation remains pending as of 
January 29, 2022. 

The Company is also party to various other legal and regulatory proceedings arising in the normal course of business. Actions 
filed against the Company may include commercial, product and product safety, consumer, intellectual property, environmental, 
and labor and employment-related claims, including lawsuits in which private plaintiffs or governmental agencies allege that the 
Company violated federal, state, and/or local laws. Actions against the Company are in various procedural stages. Many of these 
proceedings raise factual and legal issues and are subject to uncertainties. 

In the opinion of management, the resolution of pending class/representative action litigation and other currently pending legal 
and regulatory proceedings will not have a material adverse effect on the Company’s financial condition, results of operations, or 
cash flows. 

62 

 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Stockholders and the Board of Directors of Ross Stores, Inc. 

Opinions on the Financial Statements and Internal Control over Financial Reporting 

We have audited the accompanying consolidated balance sheets of Ross Stores, Inc. and subsidiaries (the “Company”) as of 
January 29, 2022 and January 30, 2021, the related consolidated statements of earnings, comprehensive income, stockholders’ 
equity, and cash flows for each of the fiscal years ended January 29, 2022, January 30, 2021, and February 1, 2020 and the 
related notes (collectively referred to as the “financial statements”). We also have audited the Company’s internal control over 
financial reporting as of January 29, 2022, based on criteria established in Internal Control - Integrated Framework (2013) issued 
by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).  

In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the 
Company as of January 29, 2022 and January 30, 2021, and the results of its operations and its cash flows for each of the fiscal 
years ended January 29, 2022, January 30, 2021, and February 1, 2020, in conformity with accounting principles generally 
accepted in the United States of America. Also, in our opinion, the Company maintained, in all material respects, effective 
internal control over financial reporting as of January 29, 2022, based on criteria established in Internal Control - Integrated 
Framework (2013) issued by COSO. 

Basis for Opinions 

The Company’s management is responsible for these financial statements, for maintaining effective internal control over financial 
reporting, and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying 
“Management’s Annual Report on Internal Control over Financial Reporting.” Our responsibility is to express an opinion on the 
Company’s financial statements and an opinion on the Company’s internal control over financial reporting based on our audits. 
We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and 
are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the 
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to 
error or fraud, and whether effective internal control over financial reporting was maintained in all material respects.  

Our audits of the financial statements included performing procedures to assess the risks of material misstatement of the 
financial statements, whether due to error or fraud, and performing procedures to respond to those risks. Such procedures 
included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also 
included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the 
overall presentation of the financial statements. Our audit of internal control over financial reporting included obtaining an 
understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and 
evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audits also included 
performing such other procedures as we considered necessary in the circumstances. We believe that our audits provide a 
reasonable basis for our opinions. 

63 

 
 
 
 
 
 
 
 
 
 
 
 
Definition and Limitations of Internal Control over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures that 
(1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions 
of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit 
preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the company are being made only in accordance with authorizations of management and directors of the 
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 
disposition of the company’s assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

Critical Audit Matters 

Critical audit matters are matters arising from the current-period audit of the financial statements that were communicated or 
required to be communicated to the audit committee and that (1) relate to accounts or disclosures that are material to the 
financial statements and (2) involved our especially challenging, subjective, or complex judgments. We determined that there are 
no critical audit matters. 

/s/DELOITTE & TOUCHE LLP 

San Francisco, California 
March 29, 2022  

We have served as the Company’s auditor since 1982. 

64 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURE 

None 

ITEM 9A. CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures 

Our management, with the participation of our Chief Executive Officer and Chief Financial Officer, conducted an evaluation of the 
effectiveness of our “disclosure controls and procedures,” (as defined in Exchange Act Rule 13a-15(e)), as of the end of the 
period covered by this report. Our disclosure controls and procedures are designed to provide reasonable assurance of 
achieving their objectives. Based on that evaluation, our Chief Executive Officer and Chief Financial Officer concluded that our 
disclosure controls and procedures were effective at that reasonable assurance level as of the end of the period covered by this 
report. 

It should be noted that any system of controls, however well designed and operated, can provide only reasonable, and not 
absolute, assurance that the objectives of the system will be met. In addition, the design of any control system is based in part 
upon certain assumptions about the likelihood of future events. 

Management’s Annual Report on Internal Control Over Financial Reporting 

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as defined in 
Exchange Act Rule 13a-15(f). Our internal control over financial reporting is designed to provide reasonable assurance regarding 
the reliability of financial reporting and the preparation of consolidated financial statements for external purposes in accordance 
with generally accepted accounting principles. 

Under the supervision and with the participation of our management, including our Chief Executive Officer and Chief Financial 
Officer, we conducted an evaluation of the effectiveness of our internal control over financial reporting based on the framework 
established by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) as set forth in Internal Control 
— Integrated Framework (2013). Based on our evaluation under the framework in Internal Control — Integrated Framework 
(2013), our management concluded that our internal control over financial reporting was effective as of January 29, 2022. 

Our internal control over financial reporting as of January 29, 2022 has also been audited by Deloitte & Touche LLP, an 
independent registered public accounting firm, and their opinion as to the effectiveness of our internal control over financial 
reporting is stated in their report, dated March 29, 2022, which is included in Item 8 in this Annual Report on Form 10-K. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. It should be 
noted that any system of controls, however well designed and operated, can provide only reasonable, and not absolute, 
assurance that the objectives of the system will be met. In addition, the design of any control system is based in part upon 
certain assumptions about the likelihood of future events. Also, projections of any evaluation of effectiveness to future periods 
are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance 
with the policies or procedures may deteriorate. 

Quarterly Evaluation of Changes in Internal Control Over Financial Reporting 

Our management, with the participation of our Chief Executive Officer and Chief Financial Officer, also conducted an evaluation 
of our internal control over financial reporting to determine whether any change occurred during the fourth fiscal quarter of 2021 
that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting. Based on that 
evaluation, our management concluded that there was no such change during the fourth fiscal quarter. 

ITEM 9B. OTHER INFORMATION 

None 

65 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 9C. DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS 

None 

PART III 

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

Information required by Item 401 of Regulation S-K is incorporated herein by reference to the sections entitled “Executive 
Officers of the Registrant” at the end of Part I of this report; and to the sections of the Ross Stores, Inc. Proxy Statement for the 
Annual Meeting of Stockholders to be held on Wednesday, May 18, 2022 (the “Proxy Statement”) entitled “Information Regarding 
Nominees and Incumbent Directors.” Information required by Item 405 of Regulation S-K is incorporated by reference to the 
Proxy Statement under the section titled “Section 16(a) Beneficial Ownership Reporting Compliance.” Since our last Annual 
Report on Form 10-K, we have not made any material changes to the procedures by which our stockholders may recommend 
nominees to the Board of Directors. Information required by Item 407(d)(4) and (d)(5) of Regulation S-K is incorporated by 
reference to the Proxy Statement under the section entitled “Information Regarding Nominees and Incumbent Directors” under 
the caption “Audit Committee.” 

Our Board of Directors has adopted a Code of Ethics for Senior Financial Officers that applies to our Chief Executive Officer and 
our Chief Financial Officer (who is also our principal accounting officer), along with other of our senior operating and financial 
executives. This Code of Ethics is posted on our corporate website (www.rossstores.com) under Corporate Governance in the 
Investors Section. We intend to satisfy the disclosure requirements of Item 5.05 of Form 8-K regarding any future amendments 
to, or waivers from, our Code of Ethics for Senior Financial Officers by posting any changed version on the same corporate 
website. 

ITEM 11. EXECUTIVE COMPENSATION 

The information required by Item 402 of Regulation S-K is incorporated herein by reference to the sections of the Proxy 
Statement entitled “Compensation of Directors” and “Executive Compensation” under the captions “Compensation Discussion 
and Analysis,” “Summary Compensation Table,” “All Other Compensation,” “Perquisites,” “Discussion of Summary 
Compensation,” “Grants of Plan-Based Awards During Fiscal Year,” “Outstanding Equity Awards at Fiscal Year-End,” “Option 
Exercises and Stock Vested,” “Non-Qualified Deferred Compensation,” and “Potential Payments Upon Termination or Change in 
Control.” 

The information required by Items 407(e)(4) and (e)(5) of Regulation S-K are incorporated herein by reference to the sections of 
the Proxy Statement entitled “Compensation Committee Interlocks and Insider Participation” and “Compensation Committee 
Report.” 

66 

 
 
 
 
 
 
 
 
 
 
ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED STOCKHOLDER MATTERS 

Equity compensation plan information. The following table summarizes the equity compensation plans under which the 
Company’s common stock may be issued as of January 29, 2022: 

Shares in (000s) 

Equity compensation plans 

approved by security holders 
Equity compensation plans not  
approved by security holders 

Total 

(a) 
Number of securities 
to be issued upon 
exercise of 
outstanding options 
and rights  

(b) 
Weighted-average 
exercise price per 
share of outstanding 
options and rights  

(c) 
Number of securities 
remaining available for 
future issuance 
(excluding securities 
reflected in column (a))1  

625  ² 

—  

625  

—  

—  

—  

13,523  3 

—  

13,523  

1  After approval by stockholders of the 2017 Equity Incentive Plan in May 2017, any shares remaining available for grant in the 

share reserves of the 2008 Equity Incentive Plan were automatically canceled. 

2  Securities include shares underlying outstanding performance share awards where the performance measurement has occurred 
but that remain unsettled and unissued as of January 29, 2022.  The weighted-average exercise price in column (b) does not 
take these awards into account. 

3  Includes 4.2 million shares reserved for issuance under the Employee Stock Purchase Plan and 9.3 million shares reserved for 

issuance under the 2017 Equity Incentive Plan. 

The information required by Item 403 of Regulation S-K is incorporated herein by reference to the section of the Proxy Statement 
entitled “Stock Ownership of Certain Beneficial Owners and Management.” 

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR 
INDEPENDENCE 

The information required by Items 404 and 407(a) of Regulation S-K is incorporated herein by reference to the section of the 
Proxy Statement entitled “Information Regarding Nominees and Incumbent Directors” including the captions “Audit Committee,” 
“Compensation Committee,” and “Nominating and Corporate Governance Committee,” and the section of the Proxy Statement 
entitled “Certain Transactions.” 

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES 

Information concerning principal accountant fees and services will appear in the Proxy Statement in the Ross Stores, Inc. Board 
of Directors Audit Committee Report under the caption “Summary of Audit, Audit-Related, Tax and All Other Fees.” Such 
information is incorporated herein by reference. 

67 

 
 
 
 
   
 
  
 
 
 
   
 
   
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART IV 

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES 

(a)   The following consolidated financial statements, schedules, and exhibits are filed as part of this report or are incorporated 

herein as indicated: 

1. 

       List of Consolidated Financial Statements. 

The following consolidated financial statements are included herein under Item 8: 

Consolidated Statements of Earnings for the years ended January 29, 2022, January 30, 2021, and 
February 1, 2020. 

Consolidated Statements of Comprehensive Income for the years ended January 29, 2022, 
January 30, 2021, and February 1, 2020. 

Consolidated Balance Sheets at January 29, 2022 and January 30, 2021. 

Consolidated Statements of Stockholders’ Equity for the years ended January 29, 2022, January 30, 
2021, and February 1, 2020. 

Consolidated Statements of Cash Flows for the years ended January 29, 2022, January 30, 2021, 
and February 1, 2020. 

Notes to Consolidated Financial Statements. 

Report of Independent Registered Public Accounting Firm (PCAOB ID: 34). 

2. 

List of Consolidated Financial Statement Schedules. 

Schedules are omitted because they are not required, not applicable, or such information is 
included in the consolidated financial statements or notes thereto which are included in this Report. 

3. 

List of Exhibits (in accordance with Item 601 of Regulation S-K). 

Incorporated herein by reference to the list of Exhibits contained in the Exhibit Index within this 
Report. 

68 

 
 
 
 
SIGNATURES 

Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, the Registrant has duly caused this 
Report to be signed on its behalf by the undersigned, thereunto duly authorized. 

Date:  March 29, 2022 

ROSS STORES, INC. 
 (Registrant) 

By:   /s/Barbara Rentler 

Barbara Rentler 
Chief Executive Officer 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons 
on behalf of the Registrant and in the capacities and on the dates indicated. 

Signature 

Title 

Date 

/s/Barbara Rentler 
Barbara Rentler 

/s/Adam Orvos 
Adam Orvos 

/s/K. Gunnar Bjorklund 
K. Gunnar Bjorklund 

/s/Michael J. Bush 
Michael J. Bush 

/s/Sharon D. Garrett 
Sharon D. Garrett 

/s/Michael J. Hartshorn 
Michael J. Hartshorn 

/s/Stephen D. Milligan 
Stephen D. Milligan 

/s/Patricia H. Mueller 
Patricia H. Mueller 

/s/George P. Orban 
George P. Orban 

/s/Gregory L. Quesnel 
Gregory L. Quesnel 

/s/Larree M. Renda 
Larree M. Renda 

/s/Doniel N. Sutton 
Doniel N. Sutton 

Chief Executive Officer, Director 

  March 29, 2022 

Executive Vice President and Chief Financial 
Officer, and Principal Accounting Officer 

Director 

Director 

Director 

Group President and Chief Operating Officer,  
Director 

Director 

Director 

Director 

Director 

Director 

Director 

  March 29, 2022 

  March 29, 2022 

  March 29, 2022 

  March 29, 2022 

  March 29, 2022 

  March 29, 2022 

  March 29, 2022 

  March 29, 2022 

  March 29, 2022 

  March 29, 2022 

 March 29, 2022 

69 

 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INDEX TO EXHIBITS 

Exhibit 
Number  Exhibit 

3.1 

3.2 

4.1 

4.2 

Certificate of Incorporation of Ross Stores, Inc. as amended (Corrected First Restated Certificate of 
Incorporation, dated March 17, 1999, together with amendments thereto through Amendment of Certificate of 
Incorporation dated May 29, 2015) incorporated by reference to Exhibit 3.1 to the Form 10-Q filed by Ross 
Stores, Inc. for its quarter ended August 1, 2015. 
Amended and Restated Bylaws of Ross Stores, Inc. (as amended March 8, 2017), incorporated by reference to 
Exhibit 3.2 to the Form 10-K filed by Ross Stores, Inc. for its fiscal year ended January 28, 2017. 
Description of Common Stock of Ross Stores, Inc., incorporated by reference to Exhibit 4.5 to the Form 10-K 
filed by Ross Stores, Inc. for its year ended February 1, 2020. 
Indenture, dated as of September 18, 2014, between Ross Stores, Inc. and U.S. Bank National Association, 
incorporated by reference to Exhibit 4.1 to the Form 8-K filed by Ross Stores on September 18, 2014. 

4.3  Officers’ Certificate, dated as of September 18, 2014, establishing the terms and form of the Notes, 

4.4 

incorporated by reference to Exhibit 4.2 to the Form 8-K filed by Ross Stores on September 18, 2014. 
Form of the 3.375% Senior Notes Due 2024, included in and incorporated by reference to Exhibit 4.2 to the 
Form 8-K filed by Ross Stores on September 18, 2014. 

4.6 

4.7 

4.5  Officers’ Certificate, dated as of April 6, 2020, establishing the aggregate amounts, terms and form of the 
Notes, incorporated by reference to Exhibit 4.2 to the Form 8-K filed by Ross Stores, Inc. on April 7, 2020. 
Form of 4.600% Senior Notes Due 2025, included in and incorporated by reference to Exhibit 4.2 to the Form 
8-K filed by Ross Stores, Inc. on April 7, 2020. 
Form of 4.700% Senior Notes Due 2027, included in and incorporated by reference to Exhibit 4.2 to the Form 
8-K filed by Ross Stores, Inc. on April 7, 2020. 
Form of 4.800% Senior Notes Due 2030, included in and incorporated by reference to Exhibit 4.2 to the Form 
8-K filed by Ross Stores, Inc. on April 7, 2020. 
Form of 5.450% Senior Notes Due 2050, included in and incorporated by reference to Exhibit 4.2 to the Form 
8-K filed by Ross Stores, Inc. on April 7, 2020. 

4.9 

4.8 

4.10  Officers’ Certificate, dated as of October 21, 2020 establishing the aggregate amounts, terms and forms of the 

4.11 

4.12 

10.1 

10.2 

10.3 

10.4 

Notes., incorporated by reference to Exhibit 4.2 to the Form 8-K filed by Ross Stores, Inc. on October 22, 2020. 
Form of the 0.875% Senior Notes Due 2026, included in and incorporated by reference to Exhibit 4.2 to the 
Form 8-K filed by Ross Stores, Inc. on October 22, 2020. 
Form of the 1.875% Senior Notes Due 2031, included in and incorporated by reference to Exhibit 4.2 to the 
Form 8-K filed by Ross Stores, Inc. on October 22, 2020. 
Amended and Restated Credit Agreement dated July 1, 2019 among Ross Stores, Inc., various lenders and 
Bank of America, N.A., as Administrative Agent, incorporated by reference to Exhibit 10.3 to the Form 10-Q filed 
by Ross Stores, Inc. for its quarter ended August 3, 2019. 
First Amendment to Amended and Restated Credit Agreement dated as of May 1, 2020 among Ross Stores, 
Inc., various lenders, and Bank of America, N.A., as Administrative Agent, incorporated by reference to Exhibit 
10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 2, 2020. 
Underwriting Agreement, dated as of April 2, 2020, by and among Ross Stores, Inc., BofA Securities, Inc. and 
J.P. Morgan Securities LLC, as representatives of the underwriters named therein, incorporated by reference to 
Exhibit 1.1 to the Form 8-K filed by Ross Stores on April 7, 2020. 
Underwriting Agreement, dated as of October 19, 2020, by and among Ross Stores, Inc., J.P. Morgan 
Securities LLC and BofA Securities, Inc., as representatives of the several underwriters named therein, 
incorporated by reference to Exhibit 1.1 to the Form 8-K filed by Ross Stores on October 22, 2020. 

70 

 
 
 
 
MANAGEMENT CONTRACTS AND COMPENSATORY PLANS (EXHIBITS 10.5 - 10.39)  

10.5 

10.6 

10.7 

Form of Indemnity Agreement for Directors and Executive Officers, incorporated by reference to Exhibit 10.26 
to the Form 10-K filed by Ross Stores, Inc. for its fiscal year ended February 2, 2013. 
Third Amended and Restated Ross Stores, Inc. Non-Qualified Deferred Compensation Plan effective 
December 31, 2008 (as amended effective January 1, 2015 and October 1, 2017), incorporated by reference to 
Exhibit 10.3 filed by Ross Stores, Inc. for its fiscal year ended February 3, 2018. 
Second Amended and Restated Ross Stores, Inc. Incentive Compensation Plan, incorporated by reference to 
Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended October 31, 2020. 

10.8  Ross Stores, Inc. 2008 Equity Incentive Plan (as amended through May 21, 2014), incorporated by reference to 

Exhibit 10.18 to the Form 10-K filed by Ross Stores, Inc. for its fiscal year ended January 30, 2016. 

10.9  Ross Stores, Inc. 2017 Equity Incentive Plan, incorporated by reference to Exhibit 99 to the Registration 

10.10 

10.11 

10.12 

10.13 

10.14 

10.15 

10.16 

Statement on Form S-8 filed by Ross Stores, Inc. on May 17, 2017 (Registration No. 333-218052). 
Amended Ross Stores, Inc. 2017 Equity Incentive Plan, incorporated by reference to Exhibit 10.3 to the Form 
10-Q filed by Ross Stores, Inc. for its quarter ended October 31, 2020. 
Form of Restricted Stock Agreement, incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross 
Stores, Inc. for its quarter ended May 3, 2014. 
Form of Restricted Stock Agreement, incorporated by reference to Exhibit 10.4 to the Form 10-Q filed by Ross 
Stores, Inc. for its quarter ended July 29, 2017. 
Form of Restricted Stock Agreement, incorporated by reference to Exhibit 10.1 to the Form 10-Q filed by Ross 
Stores, Inc. for its quarter ended May 5, 2018. 
Form of Restricted Stock Agreement for Nonemployee Director, incorporated by reference to Exhibit 10.5 to the 
Form 10-Q filed by Ross Stores, Inc. for its quarter ended July 29, 2017. 
Form of Performance Share Agreement, incorporated by reference to Exhibit 10.6 to the Form 10-Q filed by 
Ross Stores, Inc. for its quarter ended July 29, 2017. 
Form of Performance Shares Grant Agreement, incorporated by reference to Exhibit 10.2 to the Form 10-Q 
filed by Ross Stores, Inc. for its quarter ended May 5, 2018. 

10.17  Ross Stores, Inc. Notice of Grant of Performance Shares, incorporated by reference to Exhibit 10.1 to    the 

10.18 

10.19 

10.20 

10.21 

10.22 

10.23 

10.24 

10.25 

10.26 

10.27 

10.28 

Form 10-Q filed by Ross Stores, Inc. for its quarter ended July 31, 2021. 
Forms of Executive Employment Agreement for Executive Officers, incorporated by reference to Exhibit 10.3 to 
the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 5, 2018. 
Forms of Executive Employment Agreement for Executive Officers, incorporated by reference to Exhibit 10.1 to 
the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 4, 2019. 
Form of Executive Employment Agreement for Executive Officers (CA), incorporated by reference to Exhibit 
10.4 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 2, 2020. 
Form of Executive Employment Agreement for Executive Officers (NON-CA), incorporated by reference to 
Exhibit 10.5 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 2, 2020. 
Form of Executive Employment Agreement for Executive Officers (CA), incorporated by reference to Exhibit 
10.1 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 1, 2021. 
Form of Executive Employment Agreement for Executive Officers (NON-CA), incorporated by reference to 
Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 1, 2021. 
Employment Agreement effective June 1, 2012 between Michael Balmuth and Ross Stores, Inc., incorporated 
by reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended October 27, 2012. 
First Amendment to Employment Agreement between Michael Balmuth and Ross Stores, Inc. dated March 15, 
2015, incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended 
August 1, 2015. 
Second Amendment to Employment Agreement effective January 1, 2016 between Michael Balmuth and Ross 
Stores, Inc., incorporated by reference to Exhibit 10.49 to the Form 10-K filed by Ross Stores, Inc. for its fiscal 
year ended January 30, 2016. 
Third Amendment to the Employment Agreement effective May 18, 2016 between Michael Balmuth and Ross 
Stores, Inc., incorporated by reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter 
ended July 30, 2016. 
Fourth Amendment to the Employment Agreement effective April 15, 2017 between Michael Balmuth and Ross 
Stores, Inc., incorporated by reference to Exhibit 10.4 to the Form 10-Q filed by Ross Stores, Inc. for its quarter 
ended April 29, 2017. 

71 

 
10.29 

10.30 

10.31 

10.32 

10.33 

10.34 

10.35 

10.36 

10.37 

10.38 

10.39 

Fifth Amendment to the Employment Agreement effective July 3, 2018 between Michael Balmuth and Ross 
Stores, Inc., incorporated by reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. for its quarter 
ended August 4, 2018. 
Sixth Amendment to the Employment Agreement effective November 23, 2018 between Michael Balmuth and 
Ross Stores, Inc., incorporated by reference to Exhibit 10.35 to the Form 10-K filed by Ross Stores, Inc. for its 
fiscal year ended February 2, 2019. 
Seventh Amendment to the Employment Agreement effective July 13, 2019 between Michael Balmuth and 
Ross Stores, Inc., incorporated by reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. for its 
quarter ended August 3, 2019. 
Eighth Amendment to the Employment Agreement effective September 24, 2020 between Michael Balmuth and 
Ross Stores, Inc., incorporated by reference to Exhibit 10.5 to the Form 10-Q filed by Ross Stores, Inc. for its 
quarter ended October 31, 2020. 
Employment Agreement effective March 16, 2019 between Barbara Rentler and Ross Stores, Inc., incorporated 
by reference to Exhibit 10.2 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 4, 2019. 
Employment Agreement effective March 16, 2021 between Barbara Rentler and Ross Stores, Inc., incorporated 
by reference to Exhibit 10.3 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 1, 2021. 
Employment Agreement effective August 16, 2019 between Michael Hartshorn and Ross Stores, Inc., 
incorporated by reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended 
November 2, 2019. 
Employment Agreement effective March 16, 2020 between Brian Morrow and Ross Stores, Inc., incorporated 
by reference to Exhibit 10.11 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 2, 2020. 
Employment Agreement effective August 16, 2019 between Michael Kobayashi and Ross Stores, Inc., 
incorporated by reference to Exhibit 10.13 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 
2, 2020. 
Employment Agreement effective March 16, 2021 between Travis Marquette and Ross Stores, Inc, 
incorporated by reference to Exhibit 10.4 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended May 
1, 2021. 
Employment Agreement effective October 1, 2021 between Adam Orvos and Ross Stores, Inc., incorporated by 
reference to Exhibit 10.1 to the Form 10-Q filed by Ross Stores, Inc. for its quarter ended October 30, 2021. 
Subsidiaries. 

21 
23  Consent of Independent Registered Public Accounting Firm. 

31.1  Certification of Chief Executive Officer Pursuant to Sarbanes-Oxley Act Section 302(a). 
31.2  Certification of Chief Financial Officer Pursuant to Sarbanes-Oxley Act Section 302(a). 
32.1  Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350. 
32.2  Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350. 

101.INS 

101.SCH 
101.CAL 
101.DEF 
101.LAB 
101.PRE 

XBRL Instance Document. (The instance document does not appear in the Interactive Data File because its 
XBRL tags are embedded within the Inline XBRL document.) 
Inline XBRL Taxonomy Extension Schema 
Inline XBRL Taxonomy Extension Calculation Linkbase 
Inline XBRL Taxonomy Extension Definition Linkbase 
Inline XBRL Taxonomy Extension Label Linkbase 
Inline XBRL Taxonomy Extension Presentation Linkbase 

104  Cover Page Interactive Data File. (The cover page interactive data file does not appear in the Interactive Data 

File because its XBRL tags are embedded within the Inline XBRL document.) 

72 

 
 
 
EXHIBIT 21 

SUBSIDIARIES & AFFILIATES 

Certain subsidiaries and affiliates of the Registrant and their subsidiaries are listed below.  The names of certain subsidiaries, 
which considered in the aggregate would not constitute a significant subsidiary, have been omitted. 

Subsidiary Name 

Ross Procurement Inc. 

Ross Merchandising Inc. 

Ross Dress For Less, Inc. 

Retail Assurance Group, Inc. 

Ross Distribution Company, LLC 

EXHIBIT 23 

Domiciled 

Delaware 

Delaware 

Virginia 

Hawaii 

Delaware 

Date of Incorporation 

November 22, 2004 

January 12, 2004 

January 14, 2004 

October 15, 1991 

March 15, 2018 

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

We consent to the incorporation by reference in Registration Statements No. 333-06119, No. 333-34988, No. 333-51478, 
No. 333-56831, No. 333-115836, No. 333-151116, No. 333-210465, and No. 333-218052 on Form S-8, and No. 333-237546 on 
Form S-3 of our report dated March 29, 2022, relating to the consolidated financial statements of Ross Stores, Inc. and 
subsidiaries (the “Company”), and the effectiveness of the Company’s internal control over financial reporting, appearing in this 
Annual Report on Form 10-K of the Company for the year ended January 29, 2022. 

/s/DELOITTE & TOUCHE LLP 

San Francisco, California 
March 29, 2022  

73 

 
 
 
 
 
 
 
 
 
 
   
 
 
 
  
  
  
 
 
EXHIBIT 31.1  

Ross Stores, Inc.   
Certification of Chief Executive Officer  
Pursuant to Sarbanes-Oxley Act Section 302(a)  

I, Barbara Rentler, certify that:  

1. 

I have reviewed this annual report on Form 10-K of Ross Stores, Inc.; 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods 
presented in this report; 

4.  The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and 

procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed 

under our supervision, to ensure that material information relating to the registrant, including its consolidated 
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is 
being prepared; 

(b)  Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 

designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles; 

(c)  Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our 

conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by 
this report based on such evaluation; and 

(d)  Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the 
registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; 
and 

5.  The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over 
financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons 
performing the equivalent functions): 

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over financial 

reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report 
financial information; and 

(b)  Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant's internal control over financial reporting. 

Date:  March 29, 2022 

/s/Barbara Rentler 
Barbara Rentler 
Chief Executive Officer 

74 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
EXHIBIT 31.2 

Ross Stores, Inc.   
Certification of Chief Financial Officer  
Pursuant to Sarbanes-Oxley Act Section 302(a)  

I, Adam Orvos, certify that:  

1. 

I have reviewed this annual report on Form 10-K of Ross Stores, Inc.; 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods 
presented in this report; 

4.  The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and 

procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed 

under our supervision, to ensure that material information relating to the registrant, including its consolidated 
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is 
being prepared; 

(b)  Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 

designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles; 

(c)  Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our 

conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by 
this report based on such evaluation; and 

(d)  Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the 
registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; 
and 

5.  The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over 
financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons 
performing the equivalent functions): 

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over financial 

reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report 
financial information; and 

(b)  Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant's internal control over financial reporting. 

Date:  March 29, 2022 

/s/Adam Orvos 
Adam Orvos 
Executive Vice President and Chief Financial Officer, 
and Principal Accounting Officer 

75 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
EXHIBIT 32.1  

Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350,   
As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 

In connection with the annual report of Ross Stores, Inc. (the “Company”) on Form 10-K for the year ended January 29, 2022 as 
filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Barbara Rentler, as Chief Executive 
Officer of the Company, hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002 (“Section 906”), that, to the best of my knowledge:  

(1)  The Report fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 (15 U.S.C. 

78m); and 

(2)  The information contained in the Report fairly presents, in all material respects, the financial condition and results of 

operations of the Company. 

Date:  March 29, 2022 

/s/Barbara Rentler 
Barbara Rentler 
Chief Executive Officer 

EXHIBIT 32.2  

Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350,   
As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 

In connection with the annual report of Ross Stores, Inc. (the “Company”) on Form 10-K for the year ended January 29, 2022 as 
filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Adam Orvos, as Chief Financial Officer 
of the Company, hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley 
Act of 2002 (“Section 906”), that, to the best of my knowledge:  

(1)  The Report fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 (15 U.S.C. 

78m); and 

(2)  The information contained in the Report fairly presents, in all material respects, the financial condition and results of 

operations of the Company. 

Date:  March 29, 2022 

/s/Adam Orvos 
Adam Orvos 
Executive Vice President and Chief Financial Officer, 
and Principal Accounting Officer 

76 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
Larree M. Renda 1, 3  
Former Executive Vice President, 
Safeway, Inc.;  
Board Member, Casey’s General 
Stores, Inc. 

Doniel N. Sutton 2, 3 
Chief People Officer, Fastly, Inc.; 
Former Senior Vice President, People,  
PayPal Holdings, Inc.  

Directors and Officers 

Board of Directors 

George P. Orban 3 
Chairman of the Board 
Ross Stores, Inc.; 
Managing Partner,  
Orban Partners 

Barbara Rentler  
Vice Chair of the Board, 
Chief Executive Officer  
Ross Stores, Inc. 

K. Gunnar Bjorklund 2, 3 
Chairman, 
Rev360 LLC 

Michael J. Bush 2, 3 
Managing Member,  
B IV Investments, LLC; 
Former Executive Chairman, 
Trumaker, Inc. 

Sharon D. Garrett 1, 3 
Management Consultant;  
Former Board Member,  
Jerome’s Furniture and 
Scott’s Liquid Gold-Inc.  

Corporate Officers 

Barbara Rentler  
Chief Executive Officer  

Michael J. Hartshorn 
Group President and  
Chief Operating Officer 

Michael Kobayashi 
President and  
Chief Capability Officer 

Michael J. Hartshorn  
Chief Operating Officer,  
Ross Stores, Inc. 

Stephen D. Milligan 1, 3 
Board Member, Autodesk; 
Former Chief Executive Officer  
and Board Member,  
Western Digital Corporation 

Patricia H. Mueller 2, 3  
Management Consultant;  
Board Member, Dave & Buster’s 
Entertainment 

Gregory L. Quesnel  1, 3 
Former Chief Executive Officer,  
CNF, Inc.;  
Former Board Member,  
SYNNEX Corporation and 
Potlatch Corporation 

Brian Morrow 
President, 
dd’s DISCOUNTS 

Adam Orvos 
Executive Vice President and 
Chief Financial Officer 

1  Audit Committee 
2  Compensation Committee 
3  Nominating & Corporate Governance Committee 

77 

 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate Data 

Corporate Headquarters 

Transfer Agent and Registrar 

Computershare 
P.O. Box 505000 
Louisville, KY 40233-5000 

or 

Overnight Correspondence 
462 South 4th Street, Suite 1600 
Louisville, KY 40202 

Inquiries by: 

Website 

www.computershare.com/investor 

or 

Online 

https://www-us.computershare.com/investor/Contact 

Telephone 

1-866-455-3120 (domestic holders) 
1-800-231-5469 (TDD#) 
1-201-680-6578 (foreign holders) 
1-201-680-6610 (foreign TDD#) 

Ross Stores, Inc. 
5130 Hacienda Drive 
Dublin, CA 94568-7579 
(925) 965-4400 

Corporate Website 

www.rossstores.com 

New York Buying Office 

Ross Stores, Inc. 
1372 Broadway 
New York, NY 10018-6141 

Los Angeles Buying Office 

Ross Stores, Inc. 
110 East 9th Street, Suite A-979 
Los Angeles, CA 90079-1711 

Annual Report (Form 10-K) 

A copy of the Company’s 2021 
Annual Report on Form 10-K as 
filed with the Securities and 
Exchange Commission is available 
on our corporate website, or 
without charge, by contacting 
the following: 

Investor Relations Department 
Ross Stores, Inc. 
5130 Hacienda Drive 
Dublin, CA 94568-7579 

78 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
 
 
THERE’S ALWAYS
A NEW BARGAIN

We launched our off-price business almost four decades ago based 

on the premise that everyone always loves a new bargain. Since then, 

we have met customer wants and needs by consistently offering 

outstanding value on a wide array of fresh name brand fashions in 

convenient and easy-to-shop stores.

We accomplish this through our two off-price apparel and home 

fashion chains, Ross Dress for Less® (“Ross”) and dd’s DISCOUNTS®. 

The first Ross Dress for Less locations opened in 1982, and today, 

Ross is the largest off-price apparel and home fashion chain in the 

U.S. with 1,628 stores in 40 states, the District of Columbia, and 

Guam. We launched dd’s DISCOUNTS in 2004 and it now operates 

295 locations in 21 states. 

Ross offers name brand apparel, accessories, footwear, and home 

fashions for the entire family at savings of 20% to 60% off department 

store and specialty store regular prices every day. dd’s DISCOUNTS 

features more moderately-priced assortments at savings of 20% 

to 70% off moderate department and discount store prices every 

day. With the continued careful execution of our off-price strategies, 

we remain confident in our prospects for ongoing profitable market 

share gains.

Ross Stores, Inc. 2021 Annual Report

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Ross Stores, Inc.
5130 Hacienda Drive 
Dublin, CA 94568-7579
(925) 965-4400
www.rossstores.com

Sustainable Choice. Reduce, Reuse & Recycle.

To minimize our environmental impact, the Ross Stores 
2021 Annual Report was printed on paper containing 
fibers from environmentally appropriate, socially 
beneficial and economically viable forest resources. 

2021

2021