Quarterlytics / Industrials / Rental & Leasing Services / Ryder System

Ryder System

r · NYSE Industrials
Claim this profile
Ticker r
Exchange NYSE
Sector Industrials
Industry Rental & Leasing Services
Employees 10,000+
← All annual reports
FY2022 Annual Report · Ryder System
Sign in to download
Loading PDF…
2022  ANNUAL REPORT

ACCELERATING 
  PROFITABLE GROWTH

CORPORATE PROFILE

Ryder System, Inc. is a $12 billion 

logistics and transportation 

company. We operate behind 

the scenes, managing critical 

fleet, transportation, and supply 

chain functions for nearly 45,000 

customers, many of which make 

products consumers use every day.

DIVERSIFIED CUSTOMER BASE

20%
Food & Beverage

18%
Retail & Consumer Goods

17%
Transportation & Logistics

11%
Automotive

10%
Industrial

7%
Housing

5%
Technology

5%
Business & Personal Services

7%
Other

SUPPLY CHAIN  
SOLUTIONS (SCS)

DEDICATED 
TRANSPORTATION 
SOLUTIONS (DTS) 

FLEET MANAGEMENT  
SOLUTIONS (FMS) 

39% 

OF TOTAL REVENUE

15% 46%

OF TOTAL REVENUE

OF TOTAL REVENUE

Ryder’s Supply Chain Solutions 
business segment offers 
businesses an end-to-end 
suite of solutions that includes 
warehousing, distribution, 
transportation logistics, 
e-commerce and omnichannel 
fulfillment, and last mile delivery 
to turn logistics networks into 
competitive advantages.

Ryder’s Dedicated 
Transportation Solutions 
business segment provides 
customers all the benefits of 
a private fleet by combining 
the best of Ryder’s leasing and 
maintenance capabilities with 
the safest and most professional 
drivers and technology in  
the industry.

Ryder’s Fleet Management 
Solutions business segment  
offers full-service leasing 
solutions, contract maintenance, 
and commercial rental of trucks, 
tractors, and trailers to help 
businesses of all sizes across 
virtually every industry deliver  
for their customers.

1933

YEAR 
FOUNDED

258,600

VEHICLES   
SERVICED

48,300

EMPLOYEES

$10.7B

FREIGHT UNDER 
MANAGEMENT

~45,000

COMMERCIAL 
CUSTOMERS

95M

SQ. FT. OF
WAREHOUSE   
SPACE

Ryder System, Inc.
NYSE: R

LEADING PROVIDER OF OUTSOURCED LOGISTICS AND  
TRANSPORTATION SOLUTIONS IN NORTH AMERICA

2022  ANNUAL REPORT

EXECUTING ON OUR
     BALANCED GROWTH STRATEGY 

B A L A N C I N G   T O P - L I N E   G R O W T H   W I T H   R E T U R N S   A N D   F R E E   C A S H   F L O W

2022 ACCOMPL ISH MENTS

DE-RISK AND OPTIMIZE  
THE MODEL

ENHANCE RETURNS AND FREE 
CASH FLOW OVER CYCLE

DRIVE LONG-TERM  
PROFITABLE GROWTH

Strengthened renewing DTS contracts to 
facilitate higher and faster cost pass-throughs

Improved returns in SCS/DTS

SCS/DTS revenue is 54% of total,  
up from 37% in 2015

FMS UK exit substantially complete; 
~$400M in proceeds redeployed

Annual cost savings surpassed $100M  
from multi-year maintenance initiative 

Strategic SCS acquisitions

60% of lease portfolio priced at  
higher returns

Returned $680M to shareholders through 
buybacks and dividends

Lease growth of 1,300 vehicles

MULTI-YEAR INITI AT IV ES  EXPEC T E D  TO  BE NE FI T E PS  OV E R TH E  CYCL E

Acquisitions/Share Repurchases

FMS Maintenance Cost Savings

FMS Lease Pricing

Profitable SCS/DTS Growth

3      |     RYDE R 2022 AN NUAL REPORT

2022  ANNUAL REPORT

BALANCED GROWTH STRATEGY
           DRIVES STRONG EARNINGS

D E A R   S H A R E H O L D E R S :

I’m extremely proud of the Ryder team’s strong execution in 2022. We made 
significant progress on our balanced growth strategy, which allows us to achieve 
top-line growth with returns and free cash flow and ultimately create long-term 
shareholder value. We strategically prioritized initiatives that are de-risking and 
optimizing our business model, enhancing returns and free cash flow over the cycle, 
and driving long-term profitable growth. Successful execution of these initiatives, 
combined with favorable market conditions, enabled us to deliver record revenue, 
earnings, and adjusted return on equity (ROE) in 2022. Secular trends, including 
demand for resilient supply chains, ongoing labor challenges, and OEM production 
constraints, continued to drive companies to choose Ryder as their long-term 
transportation and logistics outsourcing solution. In addition, our investments 
in innovative technology such as RyderShare™, our visibility and collaboration 
platform, remain key differentiators for us in the marketplace.

202 2  R E S U LT S

In 2022, we generated record ROE of 29%, reflecting strong market conditions 
in used vehicle sales and rental, as well as benefits from our initiatives to 
increase returns. Our lease pricing initiative remains a meaningful contributor 
to higher returns in Fleet Management Solutions (FMS), as does our multi-year 
maintenance initiative, which surpassed its $100 million annual cost savings target 
in 2022. Improved performance in Supply Chain Solutions (SCS) and Dedicated 
Transportation Solutions (DTS) also benefited results, reflecting pricing adjustments 
and cost recovery initiatives, as well as organic growth and SCS acquisitions. We also 
delivered record comparable earnings per share (EPS) from continuing operations 
of $16.37, up from $9.58 in the prior year.

Record revenue of $12 billion was driven by organic revenue growth in all three 
business segments, reflecting secular trends and our sales and marketing initiatives, as 
well as strategic acquisitions in SCS. SCS and DTS revenue combined represented 54% 
of total company revenue, up from 37% in 2015, and demonstrated accelerated growth 
in these higher-return businesses, consistent with our balanced growth strategy.

Operating cash flow grew to $2.3 billion, and free cash flow was $921 million, 
which includes proceeds of approximately $400 million from the exit of our sub-
performing FMS business in the United Kingdom. The exit is substantially complete, 
and the proceeds have been redeployed to higher-return opportunities. Our strong 
balance sheet enabled us to fund organic growth and strategic SCS acquisitions, as 
well as return more than $680 million to shareholders through share repurchases 

“Successful execution of initiatives 
supporting our balanced growth strategy, 
combined with favorable market 
conditions, enabled us to deliver record 
revenue, earnings, and ROE in 2022.”

R O B E R T   S A N C H E Z

Chairman and CEO

3      |     RYDE R 2022 AN NUAL REPORT

CEO LETTER

“Although market conditions in used 
vehicle sales and rental are expected to 
normalize in 2023, we expect to achieve 
our long-term financial targets over the 
cycle and to outperform prior cycles  
due to ongoing momentum from  
multi-year initiatives.”

29%

2022   ADJUSTED RETURN ON  EQUITY

4      |     RYDE R 2022 AN NUAL REPORT

SHAREHOLDER LETTER (CONTINUED)

and quarterly dividends. Although market conditions in used vehicle sales and 
rental are expected to normalize in 2023, we expect to achieve our long-term 
financial targets over the cycle and to outperform prior cycles due to ongoing 
momentum from multi-year initiatives.

I N V E S T I N G   I N   T H E   F U T U R E

As part of our strategy to accelerate growth in SCS, we executed several strategic 
acquisitions in 2022. In January 2022, we acquired Whiplash, Ryder’s largest 
acquisition to date. The acquisition significantly grew our network with scalable 
e-commerce and omnichannel fulfillment solutions and was a key driver of 2022 
SCS revenue growth. Later in the year, we further diversified our e-fulfillment 
portfolio by adding retail clients in health, beauty, and cosmetics with the 
acquisition of Dotcom Distribution.

In September 2022, Ryder acquired Baton, a start-up known for developing 
proprietary logistics technology that optimizes transportation networks. Prior 
to the acquisition, Ryder initially invested in Baton via RyderVentures, Ryder’s 
corporate venture capital fund. Baton’s co-founders now serve as co-chief product 
and technology officers for Ryder and are focused on bringing to market innovative 
solutions that solve industry challenges.

We’ve also enhanced many of our innovative technology offerings. For example, we 
expanded COOP by Ryder®, our peer-to-peer commercial vehicle sharing platform, 
nationwide. We’ve also rolled out the next evolution of RyderShare™, our one-
of-a-kind visibility and collaborative logistics technology, which now includes a 
warehouse management solution. On the digital technology front, our RyderView™ 
platform is offering customers a best-in-class delivery execution technology for 
big-and-bulky goods. In addition, through RyderVentures, we’re committed to 
investing $50 million in and collaborating with start-up companies that are tackling 
disruptions in our industry. To date, RyderVentures has invested in various start-ups, 
including micro-fulfillment, warehouse automation, dispatch technology, driver 
staffing, autonomous vehicles, and mobile carbon capture, among others.

C O R P O R AT E   R E S P O N S I B I L I T Y

Businesses also rely on Ryder to guide them through unpredictable market 
disruptions and an evolving logistics landscape. Today, more than ever, they choose 
Ryder to build and maintain their supply chains and transportation networks in a 
sustainable, responsible, and respectful manner. 

In 2022, we published our annual Corporate Sustainability Report (CSR) for 2021, outlining 
our efforts and investments in sustainability, as well as how the areas of environmental, 
social, and governance (ESG) are integrated into the fabric of our business.

CEO LETTER

“We strive to create a high-performance 
culture that embraces diverse 
perspectives and experiences and ensures 
that all our employees have opportunities 
to develop the skills they need to excel in 
their fields. Human capital management  
is a priority for our executives and board 
of directors.”

48,300

EM PLOYEES

5      |     RYDE R 2022 AN NUAL REPORT

SHAREHOLDER LETTER (CONTINUED)

Charitable giving is also embedded throughout our organization, both at the 
corporate and employee level. In 2022, Ryder’s charitable giving priorities 
continued to follow a strategic and purposeful focus, coming in at $2.9 million, 
which remained in line with past giving levels as well as with national corporate 
giving benchmarks and focus areas. In October, we hosted our annual United 
Way workplace campaign and the generosity of Ryder employees prevailed – we 
achieved records in both employee funding and participation, raising $1.0 million 
between employee contributions and Ryder’s corporate gift.

We’re continually striving to make Ryder a better business, a better place to work, and a 
better corporate citizen, and we’re being recognized for our efforts. FORTUNE® named 
us among its “World’s Most Admired Companies” for an 11th consecutive year on this 
global list. Ryder was also named a “Green Supply Chain Partner” by Inbound Logistics 
for the 14th consecutive year, as well as being voted among the “Top 10 3PLs” in its 
Readers’ Choice Excellence Awards. We also ranked among the “Top 25 Most Innovative 
& Disruptive Companies” in the freight technology space, according to the FreightWaves 
FreightTech 25 awards. And, for the fourth consecutive year, Women in Trucking named 
us one of the “Top Companies for Women to Work for in Transportation,” while also 
honoring six Ryder employees as “Top Women to Watch in Transportation” in 2022.

At the core of our success are our employees. We strive to create a high-performance 
culture that embraces diverse perspectives and experiences and ensures that all our 
employees have opportunities to develop the skills they need to excel in their fields. 
We ended the year with 48,300 employees, up from 28,000 employees a decade ago. 
Throughout these 10 years, we’ve remained committed to identifying and developing 
talent across our organization, including front-line employees interacting with 
customers and those behind-the-scenes supporting our field teams.

On behalf of Ryder’s leadership team and all our employees, thank you for your 
investment and confidence in Ryder. We remain focused on executing our balanced 
growth strategy, which we expect will lead to long-term, profitable growth and 
increased shareholder value.

Sincerely,

Robert Sanchez
Chairman and CEO
March 2023

Adjusted ROE, comparable EPS, and free cash flow are non-GAAP financial measures. For a reconciliation of 
these non-GAAP financial measures, see pages 37, 46-53 of our Annual Report on Form 10-K for the year 
ended December 31, 2022.

P E R F O R M A N C E   C H A R T S

(in millions, except per share amounts)

Adjusted Return on Equity

Comparable EBITDA

30%

25%

20%

15%

10%

5%

0%

(5%)

(1%)

 2020 

$2,258

$2,433

$2,722

29%

21%

$3,000

$2,500

$2,000

$1,500

$1,000

$500

$0

2021 

2022

 2020 

2021 

2022

Comparable EPS

Free Cash Flow

$16.37

$9.58

$20

$15

$10

$5

$0

($5)

($0.27)

$2,000

$1,500

$1,000

$500

$0

$1,587

$1,057

$921

 2020 

2021 

2022

 2020 

2021 

2022

Operating Revenue

Dividend Per Common Share

$2.24

$2.28

$2.40

$9,280

$7,828

$7,024

$10,000

$8,000

$6,000

$4,000

$2,000

$0

$2.50

$2.00

$1.50

$1.00

$0.50

$0.0

 2020 

2021 

2022

 2020 

2021 

2022

Adjusted ROE, comparable EBITDA, comparable EPS, free cash flow, and operating revenue are non-GAAP financial measures.
For a reconciliation of these non-GAAP financial measures, see pages 37, 46-53 of our Annual Report on Form 10-K for the year ended December 31, 2022.

6      |     RYDE R 2022 AN NUAL REPORT

2022  ANNUAL REPORT

ACCELERATING GROWTH THROUGH STRATEGIC

ACQUISITIONS AND INNOVATIVE TECHNOLOGY

Next-Generation 
Vehicles

E-commerce

A R E A S   O F   S T R AT E G I C   F O C U S 

At Ryder, we identified four key areas of disruption in our industry: accelerating 
demand for e-commerce fulfillment, asset sharing, next-generation vehicles, and 
digital technologies. Each of these present considerable challenges in today’s ever-
changing environment, but they also offer significant opportunities for innovation. 
That’s why Ryder is investing in and developing new solutions and technologies 
that tackle these disruptions, such as a newly expanded, tech-forward e-commerce 
fulfillment offering; a leading peer-to-peer commercial vehicle-sharing platform; 
programs to help accelerate the commercialization of electric and autonomous 
vehicles; and a one-of-a-kind visibility and collaborative logistics technology that’s 
enabling more efficient and resilient supply chains.

Digital Technologies

Asset Sharing

A C Q U I S I T I O N S 

EXPANDING E-COMMERCE  

To address the accelerating demand for e-commerce, Ryder acquired two leading 
providers of omnichannel fulfillment and distribution services for high-growth retail 
and e-commerce brands. 

With the acquisition of Whiplash, Ryder gained a seamless, end-to-end 
omnichannel fulfillment solution designed to provide scalability for merchants 
at every stage of their growth journeys, from digitally-native vendors to major 
nationwide retailers. With a proprietary e-commerce technology platform, an 
impressive roster of more than 250 brands, and key geographic strongholds for 
maximum speed and flexibility – coupled with Ryder’s port-to-door transportation 
logistics solutions – the newly rebranded and expanded Ryder E-commerce by 
Whiplash solution positions us to deliver incredible value for customers looking  
for more advanced e-fulfillment solutions.

Ryder also acquired Dotcom Distribution, further expanding our e-fulfillment 
solution with an impressive roster of brands in new industry verticals, including 
health, beauty, and cosmetics – in line with our larger strategy to grow and diversify 
our e-commerce portfolio.

And, with an expanded footprint, Ryder e-commerce now delivers to 100% of the 
U.S. in two days or less.

7      |     RYDE R 2022 AN NUAL REPORT

   
ACCELERATING GROWTH THROUGH STRATEGIC ACQUISITIONS AND INNOVATIVE TECHNOLOGY

OPTIMIZING TRANSPORTATION NETWORKS 

As part of our strategy to bring new technology-driven solutions to market, Ryder 
acquired Baton, a San Francisco-based start-up known for the development of a 
proprietary logistics technology focused on optimizing transportation networks. 
Now, with Baton: A Ryder Technology Lab, we gain the exceptional talent of proven 
product developers and technologists to lead the innovation and development of 
the next generation of customer-facing technologies at Ryder.  

I N N O VAT I V E   T E C H N O L O G I E S

RYDERSHARE

Ryder rolled out the next evolution of its one-of-a-kind visibility and collaborative 
logistics technology RyderShare™, which enables everyone involved in moving goods 
through supply chains – shippers, receivers, carriers, and service providers – to work 
together in real time to prevent costly delays and find efficiency gains.

Initially focused on the transport of goods, RyderShare now includes a warehouse 
management solution for end-to-end visibility as goods move inbound on trucks 
to within the four walls of warehouses and distribution centers and, ultimately, 
outbound to their final destinations. The result is the only digital platform by a 
3PL that provides real-time visibility, collaboration, and exception management 
throughout the end-to-end supply chain.

To date, RyderShare has logged more than nine million shipments with customers 
realizing significant improvements in productivity, labor efficiency, on-time delivery 
performance, and instant revenue recognition.

RYDERVIEW

We enhanced our RyderView™ platform, a best-in-class delivery execution 
technology for Ryder Last Mile, our final-mile delivery solution for big-and-bulky 
goods. Now, Ryder customers can offer consumers a branded experience for self-
service scheduling at the point of purchase or convenient self-service rescheduling, 
as well as real-time visibility and omnichannel communication. RyderView also 
facilitates engagement across customers, operators, and carriers, to provide the 
best white-glove delivery experience. 

RyderShare™

KEY  DIFFERENTIATOR  IN   

IN FLUENCING MORE  THA N 35%   

OF  2 022  SC S/DTS NEW  SALES

“As a fully integrated port-to-door 
transportation and supply chain logistics 
provider, achieving the kind of next-level 
visibility and collaboration that RyderShare 
provides in today’s disruptive supply chain 
environment has proven to be a game changer 
for our customers,” says Steve Sensing, 
President of Global SCS and DTS.

LEARN MORE HERE

8      |     RYDE R 2022 AN NUAL REPORT

ACCELERATING GROWTH THROUGH STRATEGIC ACQUISITIONS AND INNOVATIVE TECHNOLOGY

NEXT-GENERATION VEHICLES

To ensure Ryder customers have access to the most modern fleets in the industry, 
we collaborate with leading truck manufacturers and vehicle technology innovators. 
Ryder continually develops leasing, maintenance, and fleet management 
products to allow our customers to adopt new technologies, and we are 
evolving our infrastructure to support the adoption of electric vehicles and the 
commercialization of autonomous vehicles. Our focus is on practical, intelligent,  
and cost-effective solutions to support the next generation of commercial vehicles.

COOP BY RYDER®

Ryder expanded its peer-to-peer commercial vehicle sharing platform nationwide. 
Through COOP and its network of third-party truck and trailer owners, renters 
on the platform now have access to more than 50,000 trucks and trailers (based 
on availability). The expansion follows the success of the initial rollout in nine key 
states, underscoring the continued growth of the COOP platform with the high 
demand for rental vehicles and the opportunity to monetize underutilized assets.  
To date, more than 10,000 businesses have joined the program, with  
COOP experiencing 250% year-over-year growth since launching in 2018.

RYDERVENTURES

Through our corporate venture capital fund, we’re committed to investing $50 
million in and collaborating with start-up companies that are tackling disruptions 
in our industry, driven by accelerating demand for e-commerce fulfillment, 
commercial asset sharing, next-generation vehicles, and digital technologies. With 
RyderVentures, we gain early access to emerging technologies that address our 
customers’ pain points and help speed them to market. To date, RyderVentures 
has made investments in start-ups that range in focus from micro-fulfillment to 
warehouse automation, dispatch technology, driver staffing, autonomous vehicles, 
and mobile carbon capture, among others.

“Ryder has a strong history investing in and 
working with startups to leverage emerging 
technologies to make our business and, 
ultimately, our customers’ businesses better,” 
says Karen Jones, EVP, CMO and Head of 
New Product Innovation. “We realized pretty 
quickly that we needed to identify earlier 
in the process those new technologies that 
address our customers’ pain points and then 
work alongside the start-ups developing them 
to speed the solutions to market.” 

LEARN MORE HERE

9      |     RYDE R 2022 AN NUAL REPORT

2022  ANNUAL REPORT

OUR COMMITMENT TO RESPONSIBLE

SUSTAINABILITY

Sustainability at Ryder is about being thoughtful, purposeful, and focused on meeting such expectations in the areas of environmental, 
social, and governance (ESG). Integrated into the fabric of our business, ESG guides innovations to improve safety and efficiency, 
reduce emissions, and inspire our team to develop the best solutions for our customers.

D E T E R M I N I N G   O U R   K E Y   E S G   T O P I C S

In 2022, we identified our ESG key topics by utilizing a third party to conduct an  
ESG materiality assessment to strategically refine our sustainability management and 
reporting efforts. The assessment process included benchmarking numerous ESG 
topics across our industry, peers, and global reporting frameworks as well as engaging 
more than 350 stakeholders (employees, customers, suppliers, and shareholders) in 
the process. The following key ESG topics guide our sustainability efforts:

ENVIRONMENTAL

Air quality
Energy
Greenhouse gas (GHG) emissions
Environmental management

SOCIAL

Accident and safety management
Diversity, equity, and inclusion
Employee engagement
Employee health and safety
Employee talent and development

Employment
Human rights
Labor management
Non-discrimination

GOVERNANCE

Anti-corruption
Business ethics and integrity
Customer privacy
Data security
Supply chain management

SUSTAINABILITY REPORTING,  
GOALS & PROGRESS

The 2021 Ryder Corporate Sustainability 
Report (CSR) references the Global 
Reporting Initiative (GRI) Standards  
2021, Sustainability Accounting Standards 
Board (SASB) Air Freight & Logistics 
Standards, and Task Force on Climate-
Related Financial Disclosures (TCFD).

LEARN MORE ABOUT RYDER’S SUSTAINABILITY 
REPORTING INCLUDING OUR GOALS AND  
PROGRESS HERE.

1 0     |     RYDER 2022 ANNUAL REPORT

OUR COMMITMENT TO RESPONSIBLE  SUSTAINABILITY

E N V I R O N M E N TA L

Ryder is committed to reducing our environmental footprint to conserve resources 
and associated costs. 

OUR ENVIRONMENTAL PERFORMANCE DATA*
Total Scope 1, 2, and 3 Emissions (metric tons CO2e)

2019

TOTAL GHG EMISSIONS
11,020,857

2020

TOTAL GHG EMISSIONS
10,989,164

2021

TOTAL GHG EMISSIONS
7,496,246

792,122

99,935

681,841

82,903

10,128,800

10,224,420

1
e
p
o
c
S

2
e
p
o
c
S

3
e
p
o
c
S

684,619

71,374

6,740,253

*Environmental data for 2022 is not yet available and will be provided in the 2022 CSR.

S O C I A L

We strive to create a high-performance culture that embraces diverse perspectives 
and experiences while ensuring all our employees have opportunities to develop 
the skills needed to grow and excel. Our highest priority is the safety of our 
employees, customers, and the public, which is enhanced through training and 
technology. We develop our talent by providing a safe, collaborative, and innovative 
work environment.

G O V E R N A N C E

We are proud to be a trusted logistics and transportation partner, grounded by 
strong governance. We value our relationships with investors and maintain a strong 
governance profile that provides shareholders with meaningful participation rights. 
At Ryder, upholding high standards of governance and ethical behavior is important 
to our long-term growth and success. Our Principles of Business Conduct outlines 
our expectations for all employees to conduct business fairly, honestly, and ethically.

UNDERSTANDING OUR  
SCOPE 1, 2, AND 3 GHG EMISSIONS

The Greenhouse Gas Protocol  
(GHG Protocol) categorizes and  
defines emissions as:

•  Scope 1: Direct emissions from 
sources owned or controlled by  
the company.

For Ryder, this includes mobile and 
stationary mobile emissions from the 
vehicles we operate and stationary 
emissions from the combustion of 
natural gas, propane, and heating  
oil in our owned furnaces.

•  Scope 2: Indirect emissions from 
purchased gridsourced electricity, 
steam, heat, or cooling. 

For Ryder, this is electricity we 
purchase to power facilities that we 
own or lease for our operations.

•  Scope 3: All other indirect emissions 

that are a consequence of the 
activities of the company but occur 
from sources not owned or controlled 
by the company. Scope 3 emissions 
are categorized as upstream 
(emissions that occur in the lifecycle 
of products and services up to 
their point of sale) or downstream 
(emissions that occur from products 
and services’ use and end-of-life).

For Ryder, Scope 3 reports emissions 
from 8 of 15 categories, which are 
described in our 2021 CSR.

1 1     |     RYDER 2022 ANNUAL REPORT

 
 
 
CORPORATE INFORMATION

EXECUTIVE LEADERSHIP

ROBERT E. SANCHEZ
Chair and Chief Executive Officer

JOHN J. DIEZ
Executive Vice President and  
Chief Financial Officer

THOMAS M. HAVENS
President, 
Global Fleet Management Solutions

J. STEVEN SENSING
President, 
Global Supply Chain Solutions and 
Dedicated Transportation Solutions

ROBERT D. FATOVIC
Executive Vice President, 
Chief Legal Officer and  
Corporate Secretary

KAREN M. JONES
Executive Vice President and 
Chief Marketing Officer

FRANCISCO LOPEZ
Executive Vice President and 
Chief Human Resources Officer

SANFORD J. HODES
Senior Vice President and  
Chief Procurement and  
Corporate Development Officer

RAJEEV RAVINDRAN
Executive Vice President and  
Chief Information Officer

CRISTINA GALLO-AQUINO
Senior Vice President, Controller  
and Principal Accounting Officer

BOARD OF DIRECTORS

LUIS P. NIETO, JR. 2,4
Retired President of the Consumer Foods 
Group for ConAgra Foods Inc.

DAVID G. NORD 1,4
Retired Chairman, President and Chief 
Executive Officer of Hubbell Incorporated

ABBIE J. SMITH 1,4
Professor of Accounting at the University of 
Chicago Booth School of Business

E. FOLLIN SMITH 2,3
Retired Executive Vice President, Chief 
Financial Officer and Chief Administrative 
Officer of Constellation Energy Group, Inc.

DMITRI L. STOCKTON 2,4
Retired Chairman, President and CEO of 
GE Asset Management

CHARLES M. SWOBODA 1,3
Retired President and Chief Executive  
Officer of Cree, Inc.

HANSEL E. TOOKES, II 1,3*
Retired President of Raytheon International

NEW YORK STOCK EXCHANGE

NYSE: R

ANNUAL MEETING

Ryder System, Inc. will be hosting its Annual
Meeting of Shareholders on Friday, May 5,
2023, at 10 a.m. The Annual Meeting will  
beheld in person at PGA National Resort,  
400 Avenue of the Champions, Palm Beach
Gardens, FL 33418.

INDEPENDENT REGISTERED CERTIFIED 
PUBLIC ACCOUNTING FIRM

ROBERT E. SANCHEZ
Chair and Chief Executive Officer

ROBERT J. ECK 2,3,5
President, Retired Chief Executive Officer  
of Anixter International, Inc.

ROBERT A. HAGEMANN 1,4
Retired Senior Vice President and Chief 
Financial Officer of Quest Diagnostics 
Incorporated

MICHAEL F. HILTON 2,3
Retired President and Chief Executive 
Officer of Nordson Corporation

TAMARA L. LUNDGREN 1,3
President and Chief Executive Officer  
of Schnitzer Steel Industries, Inc.

PricewaterhouseCoopers LLP

TRANSFER AGENT 
AND REGISTRAR

EQ Shareholder Services
Post Office Box 64854
St. Paul, MN 55164-0854
(866) 927-3884
(651) 450-4085 (fax)

www.shareowneronline.com

Outside the U.S.
(651) 450-4064

D I V I D E N D   R E I N V E S T M E N T 
P L A N
Shareholders may automatically reinvest 
their dividends and cash in additional 
shares of Ryder System, Inc. stock by 
enrolling in the Company’s Dividend 
Reinvestment Plan. Information about 
the Dividend Reinvestment Plan may be 
obtained by contacting:

EQ Shareholder Services
Post Office Box 64854
St. Paul, MN 55164-0854
(866) 927-3884
(651) 450-4085 (fax)

www.shareowneronline.com

Outside the U.S.
(651) 450-4064

For Dividend Reinvestment Plan 
Optional Cash Investments:

EQ Shareowner Services
Post Office Box 64856
St. Paul, MN 55164-0856

PHYSICAL ADDRESS

RYDER CORPORATE HEADQUARTERS
11690 NW 105th Street
Miami, FL 33178

INVESTOR RELATIONS

https://investors.ryder.com
(305) 500-4053
RyderForInvestors@ryder.com

CALENE CANDELA
Vice President, Investor Relations
(305) 500-4764
ccandela@ryder.com

1-Audit Committee 
2-Compensation Committee 
3-Corporate Governance and Nominating Committee 
4-Finance Committee 
5-Lead Independent Director
*Mr. Tookes will be retiring from the Board of Directors, 
effective as of the date of the Annual Meeting, and is  
therefore not standing for re-election.

1 2     |     RYDER 2022 ANNUAL REPORT

☑

☐

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K
ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2022 
OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from             to             

Commission File Number: 1-4364 

RYDER SYSTEM, INC. 

(Exact name of registrant as specified in its charter)

Florida

(State or other jurisdiction of incorporation or organization)     

11690 N.W. 105th Street
Miami, Florida 33178
(Address of principal executive offices, including zip code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Ryder System, Inc. Common Stock ($0.50 par value)

Securities registered pursuant to Section 12(g) of the Act: None

59-0739250
(I.R.S. Employer Identification No.)

(305)  500-3726

(Telephone number, including area code)

Trading symbol(s)
    R

Name of exchange on which registered
New York Stock Exchange

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes ☑  No ☐
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  Yes ☐  No ☑
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such 
filing requirements for the past 90 days.   Yes ☑   No ☐
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 
of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit 
such files).  Yes ☑   No ☐
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or 
an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth 
company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ☑

Accelerated filer ☐

Non-accelerated filer ☐

Smaller reporting company ☐

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any 
new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal 
control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that 
prepared or issued its audit report. ☑
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).   Yes ☐   No ☑
If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in 
the filing reflect the correction of an error to previously issued financial statements. ☐
Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation 
received by any of the registrant's executive officers during the relevant recovery period pursuant to § 240.10D-1(b). ☐

 
    
    
    
The aggregate market value of the voting and non-voting common equity held by non-affiliates of the registrant computed by reference to the price at 
which the common equity was sold at June 30, 2022 was $3.5 billion. The number of shares of Ryder System, Inc. Common Stock outstanding at 
January 31, 2023 was 46,289,738.

Documents Incorporated by Reference into this Report
Ryder System, Inc. 2022 Proxy Statement

Part of Form 10-K into which Document is Incorporated
Part III

    
    
 
RYDER SYSTEM, INC.
FORM 10-K ANNUAL REPORT

TABLE OF CONTENTS

PART I

Page No.  

Business    ....................................................................................................................................
ITEM 1
ITEM 1A Risk Factors   ..............................................................................................................................
Unresolved Staff Comments      ....................................................................................................
ITEM 1B
Properties  ..................................................................................................................................
ITEM 2
Legal Proceedings  ....................................................................................................................
ITEM 3
Mine Safety Disclosures   ...........................................................................................................
ITEM 4

PART II

ITEM 5

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer 

Purchases of Equity Securities  ..............................................................................................
Selected Financial Data    ............................................................................................................
ITEM 6
Management’s Discussion and Analysis of Financial Condition and Results of Operations      ..
ITEM 7
ITEM 7A Quantitative and Qualitative Disclosures About Market Risk    .................................................
Financial Statements and Supplementary Data     ........................................................................
ITEM 8
Changes In and Disagreements with Accountants on Accounting and Financial Disclosure   ..
ITEM 9
ITEM 9A Controls and Procedures  ...........................................................................................................
Other Information    .....................................................................................................................
ITEM 9B

PART III

ITEM 10
ITEM 11
ITEM 12

ITEM 13
ITEM 14

PART IV

ITEM 15
ITEM 16

Directors, Executive Officers and Corporate Governance    .......................................................
Executive Compensation   ..........................................................................................................
Security Ownership of Certain Beneficial Owners and Management and Related 

Stockholder Matters   ..............................................................................................................
Certain Relationships and Related Transactions, and Director Independence    .........................
Principal Accountant Fees and Services     ..................................................................................

Exhibits and Financial Statement Schedules  ............................................................................
Form 10-K Summary     ...............................................................................................................
Exhibit Index  ............................................................................................................................

SIGNATURES     ..............................................................................................................................................

1
12
22
22
22
22

22
24
25
57
58
109
109
109

110
110

110
111
111

111
111
112

116

i

 
 
 
 
PART I

ITEM 1. BUSINESS

OVERVIEW

Ryder System, Inc. (Ryder) is a leading logistics and transportation company. We provide supply chain, dedicated 
transportation, and commercial fleet management solutions. We report our financial performance based on three business 
segments: (1) Fleet Management Solutions (FMS), which provides full service leasing and leasing with flexible maintenance 
options, commercial rental and maintenance services of trucks, tractors and trailers to customers principally in the United States 
(U.S.) and Canada; (2) Supply Chain Solutions (SCS), which provides integrated logistics solutions, including distribution 
management, dedicated transportation, transportation management, brokerage, e-commerce, last mile, and professional services 
in North America; and (3) Dedicated Transportation Solutions (DTS), which provides turnkey transportation solutions in the 
U.S., including dedicated vehicles, professional drivers, management, and administrative support. Dedicated transportation 
services provided as part of an operationally integrated, multi-service, supply chain solution to SCS customers are primarily 
reported in the SCS business segment. In 2022, we announced our intentions to exit the FMS United Kingdom (U.K.) business 
and have substantially completed the wind down as of December 31, 2022.

___________________ 

(1) FMS revenue includes eliminations

We operate in highly competitive markets. Our customers select us based on numerous factors including service quality, 

price, technology and service offerings. As an alternative to using our services, customers may choose to provide these services 
for themselves, or may choose to obtain similar or alternative services from other third-party vendors. Our customer base 
includes enterprises operating in a variety of industries as shown below:

Further information on our business and reportable business segments are presented in Part II, Item 7, "Management's 
Discussion and Analysis of Financial Condition and Results of Operations", and in Note 3, "Segment Reporting" of the Notes to 
Consolidated Financial Statements included in Part II, Item 8, "Financial Statements and Supplementary Data" in this Annual 
Report.

1

MISSION AND STRATEGY

Ryder's mission is to responsibly deliver innovative supply chain and transportation solutions that are reliable, safe and 

efficient, enabling our customers to deliver on their promises. Our primary strategy is to accelerate growth in our higher return, 
less capital intensive supply chain and dedicated businesses and grow our fleet management business at or above targeted 
returns. We aim to achieve this by focusing on companies either internally managing their supply chain services or outsourcing 
their needs to other providers. We are also focused on delivering positive free cash flow over the economic and freight cycles 
and returning capital to shareholders. This strategy is supported by:

• leveraging secular trends that favor the decision to outsource logistics and transportation services, such as dynamic 

supply chains, labor constraints, increased cost and complexity, supply chain disruptions, government incentives and 
regulations, e-commerce, and disruptive technologies; 

• growing earnings from our contractual businesses;
• offering innovative products, solutions and support services to create and strengthen customer relationships;
• delivering operational excellence through continuous productivity and process improvements;
• attracting, developing and retaining the best talent;
• deploying technology to accelerate growth while improving operational efficiencies; and
• executing our disciplined capital allocation priorities that include investing in organic growth, pursuing targeted 

acquisitions and investments, and returning capital to shareholders.

INDUSTRY AND OPERATIONS 

Fleet Management Solutions

Value Proposition

Through our FMS business, we provide our customers with a variety of fleet solutions that are designed to improve their 

competitive position. By outsourcing these services to us, our customers can focus on their core business, improve their 
efficiency and productivity, and lower their costs. Our FMS product offering is comprised of full service leasing as well as 
leasing with flexible maintenance options; shorter-term commercial vehicle rental; contract or transactional maintenance 
services; digital and technology support services that optimize asset performance, compliance, safety; and comprehensive fuel 
services. In addition, we provide our customers the ability to purchase a large selection of used trucks, tractors and trailers 
through our used vehicle sales facilities or through our digital channel. FMS also provides vehicles and maintenance, fuel and 
other services for vehicles used in our SCS and DTS businesses.

Market Trends
The U.S. commercial fleet market is estimated to include 9 million vehicles, of which 5 million vehicles are privately 
owned by companies, 2 million vehicles are with for-hire carriers, 1 million vehicles are leased from banks or other financial 
institutions, and 1 million vehicles are being leased or rented from third parties, including Ryder1. The companies that privately 
own their fleets generally provide all or a portion of the fleet management services for themselves rather than outsourcing those 
services to third parties such as Ryder.

Over the last several years, many key trends have been reshaping the transportation industry. Companies that own, 
maintain and manage their own fleet of vehicles have put greater emphasis on the quality of their preventive maintenance and 
safety programs because of increased demand for efficiency and reliability. The maintenance and operation of commercial 
vehicles has become more complex and expensive, requiring companies to spend a significant amount of time and money 
implementing new technology, diagnostics, retooling and training. Companies must also manage global supply chain 
disruptions and labor issues that have accelerated due to the pandemic, such as a limited supply of commercial vehicles and a 
shortage of mechanics and qualified truck drivers. Maintenance and other vehicle operational processes have also become more 
costly as a result of increased regulation and active enforcement efforts by federal and state governments. In addition, volatility 
in the used vehicle sales market, fluctuating energy prices, and alternative fuel technologies have and will continue to make it 
difficult for businesses to predict and manage fleet costs. We believe these trends increase the value of our product offering and 
will increasingly lead privately held fleets to outsource.

1 U.S. Fleet as of September 2022, Class 3-8, IHS Markit Ltd.

2

Operations

In 2022, our global FMS business accounted for 46% of our consolidated revenue.

U.S.    Our FMS customers in the U.S. range from small businesses to large national enterprises operating in a wide 

variety of industries, the most significant of which are transportation and warehousing, food and beverage, housing, business 
and personal services, and industrial. As of December 31, 2022, we had 558 operating locations, excluding ancillary storage 
locations, in 50 states, the District of Columbia and Puerto Rico. Our operating locations serve multiple customers and have 
maintenance facilities that typically include a shop for preventive maintenance and repairs, a service island for fueling, safety 
inspections and preliminary maintenance checks, offices for sales and other personnel, and in many cases, a commercial rental 
vehicle counter. We also operate on-site at 164 customer locations, which primarily provide vehicle maintenance solely for that 
customer's fleet. 

Canada.    As of December 31, 2022, we had 28 operating locations throughout seven Canadian provinces. We also 

operate 14 maintenance facilities on-site at customer properties in Canada. 

Europe.    At the beginning of 2022, we announced our intention to exit operations in Europe. Throughout 2022, we 

disposed of the majority of our vehicles and facilities in Europe. As of December 31, 2022, we had 8 locations and 
approximately 800 vehicles remaining. We expect to complete the wind down of European operations by June 2023.

FMS Product Offerings

ChoiceLease.    Our lease offering, ChoiceLease, provides customers with vehicles, maintenance services, supplies, and 

related equipment necessary for operation of the vehicles while our customers furnish and supervise their own drivers and 
exercise control over the vehicles. The ChoiceLease offering allows customers to select the terms of their lease alongside the 
level of maintenance they prefer, from full service coverage to on-demand, or pay-as-you-go, maintenance. 

Our ChoiceLease customers receive the following benefits:

• Competitive Prices as we are able to leverage our vehicle buying power for the benefit of our customers. Once we 

have signed an agreement with the customer, we acquire vehicles and components that are custom engineered to the 
customer’s requirements and lease the vehicles to the customer for periods generally ranging from three to seven 
years for trucks and tractors and typically ten years for trailers.

• Preventative and Flexible Maintenance Programs based on vehicle type and time or mileage intervals that are cost-

effective and designed to reduce vehicle downtime. 

• Extensive network of maintenance facilities and trained technicians for maintenance, vehicle repairs, 24-hour 

emergency roadside service, and replacement vehicles for vehicles that are temporarily out of service.

• Access to Lease Vehicles as we are able to leverage our original equipment manufacturer (OEM) relationships to 

secure access to vehicles.

• No Vehicle Residual Risk Exposure as we typically retain vehicle residual risk exposure.

• Optional Fleet Support Services, including our fuel services; safety services such as safety training, driver 

certification and loss prevention consulting; vehicle use and other tax reporting, permitting and licensing, and 
regulatory compliance (including hours of service administration); physical damage insurance coverage extension 
under our existing insurance policies and related insurance services; environmental services; access to RyderGyde™ 
on ryder.com®, our customer-facing platform that enables fleet managers and drivers to engage with Ryder services 
in a digital way. 

For the year ended December 31, 2022, ChoiceLease revenue accounted for 51% of our FMS total revenue.

Commercial Rental.    We offer rental vehicles to customers that have a need to supplement their private fleet of vehicles 

on a short-term basis (one day up to one year in length) to handle seasonal increases in their business or discrete projects. 
ChoiceLease customers also utilize our commercial rental fleet to handle their peak or seasonal business needs, as substitute 
vehicles while their lease vehicles are undergoing maintenance, and while they are awaiting delivery of new lease vehicles. 
Although a portion of our commercial rental business is purely occasional in nature, we focus on building long-term 
relationships with customers so that we become their preferred source for commercial vehicle rentals. In addition to vehicle 
rental, we may extend liability insurance coverage under our existing policies to our rental customers as well as the benefits of 
cost savings and convenience of our comprehensive fuel services program. For the year ended December 31, 2022, commercial 
rental revenue accounted for 21% of our FMS total revenue. 

We also provide our customers with access to one of the leading commercial vehicle sharing platform, COOP by 
Ryder®, connecting fleet owners with idle vehicles to trusted businesses in need of rental vehicles, available to businesses in all 

3

50 states. With the nationwide rollout of COOP, more companies and vehicle owners can generate the revenue needed to 
support vehicle payments or meet financial strains caused by otherwise idle vehicles. Additionally, COOP provides relief to 
businesses as the industry continues to face ongoing driver and vehicle shortages. 

SelectCare.    Through our SelectCare product, we provide maintenance services to customers who choose not to lease 

some or all of their vehicles from us. Our SelectCare customers have the opportunity to utilize our extensive network of 
maintenance facilities and trained technicians to maintain the vehicles they own or lease from third parties. There are several 
bundles of services available to SelectCare customers including full service contract maintenance, preventive only maintenance 
and on-demand maintenance. Vehicles covered under this offering are typically serviced at our own facilities. However, based 
on the size and complexity of a customer’s fleet, we may operate an on-site maintenance facility at the customer’s location or 
through our mobile service vehicles. 

We may also offer our lease and maintenance customers additional maintenance and repair services, as needed, that are 
not included in contractual agreements, such as services when a customer damages a vehicle. In such situations, we generally 
charge the customer on an hourly basis for work performed. By servicing all of our customers’ maintenance needs, we create 
stronger, long-term relationships and have greater opportunity to provide customers with a wide range of outsourcing solutions.  
In 2022, we introduced in select markets, a pay-as-you-go retail mobile maintenance solution and digital platform that enables 
all fleet owners and managers to order maintenance with an expert technician anytime, anywhere, without contract with Torque 
by Ryder®. For the year ended December 31, 2022, SelectCare revenue accounted for 10% of our FMS total revenue.

The following table provides information regarding the number of vehicles and customers by FMS product offering as of 

December 31, 2022: 

ChoiceLease
Commercial rental (2)
SelectCare (3)

___________________ 

U.S.

Foreign (1)

Total

Vehicles

Customers

Vehicles

Customers

Vehicles

Customers

125,500

39,500

52,600

10,700

27,000

1,700

9,900

2,300

3,000

1,300

3,100

200

135,400
41,800
55,600

12,000

30,100

1,900

(1) ChoiceLease and SelectCare includes approximately 800 and 1,000 vehicles, respectively, related to the exit of the FMS U.K. business. ChoiceLease 

includes 100 customers related to the exit of the FMS U.K. business.

(2) Commercial rental customers represent those who rented a vehicle more than 3 days during the year and include 5,800 ChoiceLease customers.
(3)

SelectCare customers include approximately 1,000 ChoiceLease customers.

Fuel Services.    We provide our FMS customers with access to diesel fuel at competitive prices at 427 of our 
maintenance facilities across the U.S. and Canada. We also provide fuel services such as fuel planning, fuel tax reporting, 
centralized billing, fuel cards and fuel monitoring. Although fuel sales do not have a significant impact on our FMS earnings, as 
it is largely a pass-through cost to customers, we believe allowing customers to leverage our fuel buying power is a significant 
and valuable benefit to our customers. For the year ended December 31, 2022, fuel services revenue accounted for 18% of our 
FMS total revenue.

Used Vehicles.    We primarily sell our used vehicles from our 66 retail sales centers throughout North America (15 of 

which are co-located at an FMS shop), at our branch locations and through our website at www.ryder.com/used-trucks. 
Typically, before we offer used vehicles for sale, our technicians ensure that the vehicles are Ryder Certified™, which means 
that they have passed a comprehensive, multi-point performance inspection based on specifications formulated through our 
maintenance program; Ryder DOT Verified™, which are fully inspected to be compliant with Department of Transportation 
(DOT) standards with some wear and tear, or Ryder As-Is vehicles. Given our focus on maximizing sales proceeds, we 
primarily sell our used vehicles through our retail channel, which allows us to leverage our maintenance expertise and strong 
brand reputation to realize higher sales proceeds than in the wholesale market. The realized sales proceeds of used vehicles are 
dependent upon various other factors, including the general state of the used vehicle market, the supply and demand for used 
commercial vehicles in wholesale and retail markets, and the age and condition of the vehicle at the time of its disposal. In 
recent years, the general state of the used vehicle sales market has been particularly volatile. Pricing in the used vehicle market 
significantly declined in 2019 and 2020 and then significantly increased in 2021. In 2022, OEMs continued to face new vehicle 
production challenges and rapidly changing demand patterns, resulting in strong used vehicle sales throughout the year, despite 
the sequential decline in used truck and tractor pricing during the second half of the year from record high levels in the first 
half.

4

  
 
FMS Business Strategy

Our FMS business strategy is to be the leading provider of fleet management outsourcing services for light, medium and 

heavy duty commercial highway vehicles. This strategy revolves around the following interrelated goals and priorities:

• drive fleet growth that maximizes our return on investment by (1) successfully implementing sales and marketing 

initiatives designed to encourage private fleet operators and for-hire carriers to outsource all or some portion of their 
fleet management needs to us, (2) reducing costs through operational efficiencies, including long-term maintenance 
initiatives, and (3) offering innovative products, solutions and support services that will create and strengthen new and 
existing customer relationships;

• deliver a consistent, industry-leading and cost-effective lease and maintenance program to our customers through 

continued process improvement; productivity initiatives; and technology improvements, which also help us attract new 
customers; and

• optimize asset utilization and management, particularly with respect to our rental fleet, used vehicle operations and 

maintenance facility infrastructure.

Competition

As an alternative to using our fleet management services, companies may choose to provide these services for 

themselves or to obtain similar or alternative services from other third-party vendors.

Our FMS business segment competes with companies that provide and manage maintenance services themselves and 

those providing similar services on a national, regional and local level. Many regional and local competitors provide services on 
a national level through their participation in various cooperative programs. We compete with finance lessors, truck and trailer 
manufacturers and independent dealers who provide full service lease products, finance leases, extended warranty maintenance, 
rental and other transportation services. We compete with other companies based on factors such as price, geographic coverage, 
equipment, maintenance options, and service reliability and quality. We also face competition from managed maintenance 
providers who are hired to coordinate and manage the maintenance of large fleets of vehicles through a network of third-party 
maintenance providers. 

Supply Chain Solutions

Value Proposition

Through our SCS business, we offer a broad range of innovative logistics management services that are designed to 
optimize customers' supply chain and address customers' key business requirements. Our business is organized by industry 
verticals (Consumer Packaged Goods and Retail, Automotive, Technology and Healthcare, and Industrial and Other) to enable 
our teams to focus on the specific needs of their customers. Our SCS product offerings includes: distribution management, 
dedicated transportation, transportation management, brokerage, e-commerce, last mile, and professional services. These 
offerings are supported by our continued investments in a variety of information technology and engineering solutions and can 
be provided independently or as an integrated solution to optimize supply chain effectiveness. Key aspects of our value 
proposition are our operational execution, industry expertise, and customer-facing visibility platform, which are important 
differentiators in the marketplace.

Market Trends

Logistics spending in our key target markets in North America was approximately $2.5 trillion, of which $484 billion 
was outsourced2. Outsourced logistics is a market with significant growth opportunity. More sophisticated, cost-effective and 
reliable supply chain practices are required as supply chains expand and become more complex and susceptible to global 
disruptions. For example, we believe secular trends continue to accelerate demand for supply chain resiliency, outsourcing  e-
commerce fulfillment and final mile delivery of big and bulky goods, and a movement towards onshoring and nearshoring of 
manufacturing and supply chain operations. The more complicated the supply chain or the product requirements, the greater the 
need for companies to utilize the expertise of supply chain solution providers. 

2 Armstrong & Associates - A Roaring 2021: Demand Drives 3PLs to the Best Growth and M&A Year on Record, July 2022

5

Operations

For the year ended December 31, 2022, our global SCS business accounted for 39% of our consolidated revenue, and our 

global customer accounts and warehousing square footage were as follows:

(In millions, except customer accounts)
Global SCS

United States

Foreign:

Mexico

Canada

Total

___________________ 

(1)

Includes Ryder leased and owned, and Ryder managed.

December 31, 2022

Customer 
Accounts

Square 
Footage (1)

669 

116 

35 

151 

820 

88 

5 

2 

7 

95 

In the U.S., SCS customer accounts are mostly large enterprises that maintain large, complex supply chains. Most of our 

core SCS business operations are strategically geographically located to maximize efficiencies and reduce costs. We also 
centralize certain logistics expertise in locations not associated with specific customer sites. For example, our carrier 
procurement, contract management, freight bill audit and payment services, and transportation optimization and execution 
groups operate out of our logistics centers in Novi, Michigan and Fort Worth, Texas. In Mexico, our operations offer a full 
range of SCS services, which are often highly integrated with our distribution and transportation operations, and manage 
approximately 20,700 border crossings each month between the U.S. and Mexico. Our Canadian operations are highly 
coordinated with their U.S. and Mexico counterparts and manage approximately 8,800 border crossings each month.

SCS Product Offerings

Distribution Management.    Our SCS business offers a wide range of services relating to a customer’s distribution 
operations, such as designing a customer’s distribution network; managing distribution facilities; coordinating warehousing and 
transportation for inbound and outbound material flows; handling import and export for international shipments; coordinating 
just-in-time replenishment of component parts to manufacturing plants and final assembly; and providing shipments to 
customer distribution centers or end customer delivery points, including support for e-commerce fulfillment networks. 
Additional value-added services, such as light assembly of components into defined units, packaging and refurbishment, are 
also offered to our customers. For the year ended December 31, 2022, distribution management solutions accounted for 33% of 
our SCS revenue.

Dedicated Transportation.    Dedicated transportation services are offered as part of an integrated supply chain solution 

to our customers with a high degree of specialization and a combination of outside carriers, equipment, professional drivers and 
dedicated services. Our dedicated transportation services offering is designed to increase our customers' competitive position, 
improve risk management and integrate their transportation needs with their overall supply chain. As part of our dedicated 
transportation services, we also offer routing and scheduling, fleet sizing, safety, regulatory compliance, risk management, 
technology and communication systems support including on-board computer and other technical support. These additional 
services allow our customers to mitigate labor challenges associated with maintaining a private fleet of vehicles, such as driver 
recruitment and turnover, and government regulation, including hours of service regulations, DOT audits and workers' 
compensation. Dedicated transportation operations are located at our customer facilities, and our dedicated offering utilizes and 
benefits from our extensive network of FMS facilities, which provides maintenance for all Ryder vehicles used in SCS 
solutions. For the year ended December 31, 2022, approximately 32% of our SCS revenue was related to dedicated 
transportation services.

6

 
 
 
 
 
 
 
 
 
 
Transportation Management and Brokerage.    Our SCS business offers freight transportation, transportation 

management, and brokerage services relating to all aspects of a customer’s transportation network, including shipment 
optimization, load scheduling, and delivery confirmation through a series of technological and web-based solutions. Our 
transportation consultants focus on carrier procurement of all modes of transportation with an emphasis on truck-based 
transportation, and also includes rate negotiation, freight bill audits and payment services. In addition, our SCS business 
provides customers with brokerage services designed to provide prequalified trucking capacity in North America. For the year 
ended December 31, 2022, we purchased or executed $10.7 billion in freight moves on our customers' behalf, including $248 
million in brokerage services. For the year ended December 31, 2022, transportation management solutions accounted for 12% 
of our SCS revenue.

E-commerce and Last Mile.   Our e-commerce and last mile services offer omnichannel delivery with two-day delivery 
across the entire U.S. and one-day delivery across the majority of the U.S. Our e-commerce and last mile services are provided 
through a network of over 158 sites strategically located throughout the U.S. These sites may be owned or leased by us, our 
customers or our agents. For our e-commerce customers, we receive, pick, pack, and ship smaller items via parcel carriers to the 
end consumer’s home or through our carrier networks to our customer’s warehouse or retail stores. For our last mile customers, 
we receive, assemble, and prepare big and bulky items through a third-party agent network for final delivery to the end 
consumer. Consumers can then choose from multiple levels of delivery services, including minor installation of the item and 
disposal of the replaced item. We use proprietary scheduling Ryder View 2.0 software for maximum efficiency that optimizes 
routes and allows customers to select their appointment time. For the year ended December 31, 2022, our e-commerce and last 
mile services accounted for 20% of our SCS revenue.

Professional Services.    Our SCS business offers a variety of knowledge-based professional services that support every 

aspect of a customer’s supply chain. Our SCS professionals evaluate a customer’s existing supply chain to identify 
inefficiencies as well as opportunities for integration and improvement. Once the assessment is complete, we work with the 
customer to develop a supply chain strategy to create the most value for the customer and their target clients. The solution may 
include both a network design that sets forth the number, location and function of key components of the network and a 
transportation solution that optimizes the mode or modes of transportation and route selection. For the year ended December 31, 
2022, knowledge-based professional services accounted for 3% of our SCS revenue.

Strategic Investments

On January 1, 2022, we acquired PLG Investments I, LLC (Whiplash), a leading national provider of omnichannel 
fulfillment and logistics services. The acquisition expanded our e-commerce and omnichannel fulfillment network. On August 
31, 2022, we acquired Baton, a San Francisco-based start-up focused on the development of a proprietary logistics technology 
for optimizing transportation networks. The acquisition is expected to expand our development of the next generation of 
customer-facing technologies at Ryder. On November 1, 2022 we acquired .Com Distribution Corporation, a provider of 
omnichannel fulfillment and distribution services for high-growth retail and e-commerce brands. The acquisition is expected to 
further expand our e-commerce and omnichannel fulfillment network.

SCS Business Strategy

Our SCS business strategy is to offer our customers differentiated, functional execution and proactive solutions from our 

expertise in key industry verticals. The strategy revolves around the following interrelated goals and priorities:

• provide customers with best in class execution and quality through reliable and flexible supply chain solutions;

• develop innovative solutions and capabilities that drive value for our customers, such as RyderShare™, a real-time 

collaborative visibility tool showing all goods moving across the supply chain;

• create a culture of innovation and collaboration to provide solutions to meet our clients' needs;

• focus consistently on network optimization and continuous improvement;

• execute on targeted sales and marketing growth strategies; and

• expand customer relationships to include fast growing offerings in e-commerce fulfillment and last mile.

Competition

As an alternative to using our services, companies may choose to internally manage their own supply chains and logistics 

operations, or obtain similar or alternative services from other third-party vendors.

In the SCS business segment, we compete with a large number of companies providing similar services, each of which 

has a different set of core competencies. We compete with a handful of large, multi-service companies across all of our product 

7

offerings and industries. We also compete against other companies on specific service offerings (for example, in transportation 
management, distribution management or dedicated transportation) or with companies specializing in a specific industry. We 
face different competitors in each country or region where they may have a greater operational presence. We compete based on 
factors such as price, service offerings, market knowledge, expertise in logistics-related technology and overall performance 
(e.g., timeliness, accuracy, and flexibility).

Dedicated Transportation Solutions

Value Proposition

Through our DTS business, we combine equipment, maintenance, professional drivers, administrative services and 

additional services, including routing and scheduling, fleet sizing, safety, regulatory compliance, risk management, and 
technology and communication systems support to provide customers with a dedicated transportation solution that is designed 
to increase their competitive position, improve risk management and integrate their transportation needs with their overall 
supply chain. This solution allows us to mitigate our customers' labor challenges associated with maintaining a private fleet of 
vehicles, such as driver recruitment and retention, and government regulation, including electronic logging devices and hours of 
service regulations, DOT audits and workers’ compensation. Our DTS solution offers a high degree of specialization to meet 
the needs of customers with sophisticated service requirements such as tight delivery windows, high-value or time-sensitive 
freight distribution, closed-loop distribution, multi-stop shipments, specialized equipment and integrated transportation needs.

Market Trends
The U.S. dedicated market was estimated to be $23.1 billion3 from an addressable market of approximately $550.0 

billion4. This market is affected by many of the same trends that impact our FMS business. The administrative requirements 
relating to regulations issued by the DOT regarding driver screening, training and testing, as well as record keeping and other 
costs associated with the hours of service requirements, make our DTS offering an attractive alternative to private fleet and 
driver management. There continues to be significant pressure on the availability of qualified truck drivers and shippers 
continue to seek dedicated capacity from quality transportation and logistics providers, which makes our offering attractive to 
potential customers. In addition, market demand for just-in-time delivery creates a need for well-defined routing and scheduling 
plans that are based on comprehensive asset utilization analysis and fleet rationalization studies offered as part of our DTS 
services.

Operations/Product Offerings

For the year ended December 31, 2022, our DTS business accounted for 15% of our consolidated revenue. As of 

December 31, 2022, we had 209 DTS customer accounts in the U.S. Because it is highly customized, our DTS product is 
particularly attractive to companies that operate in industries that have time-sensitive deliveries or special handling 
requirements, as well as companies who require specialized equipment. DTS accounts typically operate in a limited geographic 
area, and, therefore, most of the professional drivers assigned to these accounts are short haul drivers, meaning they return 
home at the end of each work day, which helps with driver recruiting and retention. Although a significant portion of our DTS 
operations are located at customer facilities, our DTS business also utilizes and benefits from our extensive network of FMS 
facilities, including the FMS maintenance network that services the vehicles used in DTS solutions.

In order to customize a DTS transportation solution for our customers, our DTS logistics specialists perform a 

transportation analysis using advanced logistics planning and operating tools. Based on this analysis, they formulate a logistics 
design that includes the routing and scheduling of vehicles, the efficient use of vehicle capacity and overall asset utilization. 
The goal of each customized plan is to create a distribution system that optimizes freight flow while meeting a customer’s 
service goals. A team of DTS transportation specialists can then implement the plan by leveraging the resources, expertise and 
technological capabilities of both our FMS and SCS businesses.

To the extent a distribution plan includes multiple modes of transportation (air, rail, sea and highway), our DTS team, in 

conjunction with our SCS transportation specialists, selects appropriate transportation modes and carriers, places the freight, 
monitors carrier performance and audits billing. In addition, through our SCS business, we can reduce costs and add value to a 
DTS customer’s distribution system by aggregating orders into loads, looking for shipment consolidation opportunities and 
organizing loads for vehicles that are returning from their destination point back to their point of origin (backhaul).

3 Armstrong & Associates - A Roaring 2021: Demand Drives 3PLs to the Best Growth and M&A Year on Record,, July 2022
4 Addressable market as of September 2022, Class 3-8, IHS Markit Ltd. (formerly RL Polk) & Ryder Internal Estimates

8

DTS Business Strategy

Our DTS business strategy is to offer services to customers who need specialized equipment, specialized handling, 
dedicated capacity, or integrated transportation services. This strategy revolves around the following interrelated goals and 
priorities:

• increase market share to provide more specialized services with customers across industries, including customers in 

the retail, metals and mining, energy and utility, consumer product goods, construction, and food and beverage 
industries;

• develop innovative solutions and capabilities that drive value for our customers, such as RyderShare™, a real-time 

collaborative visibility tool showing all goods moving across the supply chain;

• utilize the support of the FMS sales team to compel private fleet operators to outsource all or some of their 

transportation needs to us;

• align the DTS business with other SCS product lines to create revenue opportunities and improve operating 

efficiencies in both segments; 

• improve competitiveness in the non-specialized and non-integrated customer segments, including dedicated capacity 

solutions;

• focus consistently on network optimization and continuous improvement; and

• recruit and retain professional drivers.

Competition

Our DTS business segment competes with other dedicated providers and truckload carriers servicing on a national, 

regional and local level. We compete with these companies based on a number of factors, including price, equipment options 
and features, maintenance, service and geographic coverage, driver availability and operations expertise. As an alternative to 
using our services, companies may choose to internally manage their own private fleets, or obtain similar or alternative services 
from other third-party vendors. We are able to differentiate our DTS product offering by leveraging our FMS vehicles and 
maintenance services and integrating the DTS services with those of SCS to create a more comprehensive transportation 
solution for our customers. Our strong safety record and focus on customer service also enables us to uniquely meet the needs 
of customers with high-value products that require specialized handling in a manner that differentiates us from truckload 
carriers.

CYCLICALITY 

Our business is impacted by economic and market conditions. In a strong economic cycle, there is generally more 
demand for our fleet management, dedicated transportation and supply chain services. In a weak or volatile economy, demand 
for our services decreases and is considerably more unpredictable. Because of these factors, we have continued to focus on 
increasing the diversity of our customer base and strengthening our long-term business relationships with our customers. 
Although we believe these efforts help mitigate the immediate impact of an economic downturn, customers are often unwilling 
to commit to a full-service lease or long-term supply chain and dedicated contracts during a protracted or severe economic 
downturn. Because commercial rental and used vehicle sales are transactional, they are more cyclical in nature and are also 
heavily dependent on economic and market conditions, and results can vary significantly in both the short and long-term. We 
mitigate some of the potential impact of an economic downturn through a disciplined and centralized approach to asset 
management. This approach allows us to manage the size, mix and location of our operating fleet and used vehicle inventories 
to try and maximize asset utilization and used vehicle proceeds in both strong and weak market conditions.  

REGULATION

Our business is subject to regulation by various federal, state, local and foreign governmental entities. The DOT and 

various federal and state agencies exercise broad powers over certain aspects of our business, generally governing such 
activities as authorization to engage in motor carrier operations, safety and operations. The Federal Motor Carrier Safety 
Administration (FMCSA), under the DOT, manages a Compliance, Safety, Accountability initiative (CSA), partnering with 
state agencies designed to monitor and improve commercial vehicle motor safety, which uses roadside inspections and 
violations to measure motor carriers and drivers. The FMCSA also has regulations mandating electronic logging devices in 
commercial motor vehicles that impact various aspects of our dedicated, supply chain and rental businesses.

We are also subject to a variety of laws and regulations promulgated by national, state, provincial and local governments, 

including the U.S. Environmental Protection Agency (EPA) and the Occupational Safety and Health Administration (OSHA), 
which regulate safety, the management of hazardous materials, water discharges, air emissions, solid waste disposal and the 

9

release and cleanup of regulated substances. In addition, we must comply with licensing and other requirements imposed by the 
U.S. Department of Homeland Security and the U.S. Customs Service as a result of increased focus on homeland security and 
our Customs-Trade Partnership Against Terrorism certification. We may also become subject to new or more restrictive 
regulations imposed by these agencies or other authorities or states relating to carbon emissions controls and reporting, engine 
exhaust emissions, drivers’ hours of service, wage and hour requirements, employee and independent contractor classification, 
security, including data privacy and cyber security, and ergonomics. 

Additional information about the regulations that we are subject to can be found in Item 1A. "Risk Factors" in this 
Annual Report on Form 10-K. Refer to Note 20, “Environmental Matters,” in the Notes to Consolidated Financial Statements 
for a discussion surrounding environmental matters. 

HUMAN CAPITAL 

We strive to create a high-performance culture that embraces diverse perspectives and experiences and ensures that all of 

our employees have opportunities to develop the skills they need to grow and excel in their fields. Human capital management 
is a priority for our executives and board of directors. We are committed to identifying and developing the talent necessary for 
our long-term success throughout all levels of our organization, including our front-line employees interacting with our 
customers or behind-the-scenes supporting our field teams. We have a robust talent and succession planning process and have 
established programs to support the development of our talent pipeline for critical roles in our organization. Annually, we 
conduct a robust review with the leadership team focusing on high performing and high potential talent, diverse talent and the 
succession plan for our critical roles. 

We also recognize that it is important to develop our future leaders. We provide a variety of resources to help our 

employees build and develop their skills, including online development resources as well as individual development 
opportunities and projects for key talent. Additionally, we have leadership development resources for our future leaders as they 
continue to develop their skills. We invest in our employees by offering comprehensive health, welfare and retirement 
programs, along with wellness programs and well-being initiatives.

In addition, we provide our professional drivers, technicians and warehouse workers with on-going training 
opportunities. For example, we pair our professional drivers with certified driver trainers during onboarding and provide 
position and customer-specific training. Our technicians also receive both online and in-person training to enable them to 
continuously improve their maintenance skills and we collaborate with our OEMs to ensure our technicians possess the 
knowledge and skills necessary to service our customers. Our warehouse workers also receive regular safety and compliance 
training that is specific to their location. 	

At December 31, 2022, we had approximately 48,300 full-time employees worldwide, of which 48,100 were employed 
in North America and 200 in Europe. We currently employ approximately 10,800 professional drivers and 4,800 technicians. 
We have approximately 31,900 hourly employees in the U.S., approximately 3,700 of which are organized by labor unions. 
Those employees organized by labor unions are principally represented by the International Brotherhood of Teamsters, the 
International Association of Machinists and Aerospace Workers, and the United Auto Workers. Their wages and benefits are 
governed by 96 separate labor agreements which are renegotiated periodically. Although we have not experienced a material 
work stoppage or strike, these events can potentially occur given the types of businesses in which we currently engage. We 
consider the relationship with our employees to be good. Refer to Item 1A. Risk Factors for further information regarding risk 
associated with our human capital and the attraction, development, and retention of personnel.

Safety

Our safety culture is founded upon a core commitment to the safety, health and well-being of our employees, customers 
and the community. As a core value, our focus on safety is embedded in our day-to-day operations, reinforced by many safety 
programs and continuous operational improvement and supported by a talented and dedicated safety organization. We have 
created and implemented policies, processes and training programs to minimize safety events, and we review and monitor our 
performance closely. Our safety organization team oversees our overall safety strategy and consists of three divisions: Safety 
Standards & Technology, Field Safety Solutions, and U.S. Department of Transportation Compliance. Together, our safety 
organization manages our safety policies, technologies and training, all field safety processes, risks assessments, safety site 
investigations and regulatory compliance activities, among other things. 

We deploy relevant vehicle safety systems in the vehicles we operate, including active brake assistance, lane departure 
warning systems and stability control, to enhance safety performance. We also install aftermarket safety monitoring systems 
that provide effective means for our operations teams to measure and improve driver performance, including in-vehicle video 
event recorders. Driver training is also a key component of our safety program. We use certified driver trainers to on-board and 
train our professional drivers. Proactive injury and crash prevention and remedial training are also delivered regularly online to 

10

each employee through a highly interactive lesson platform. Our technicians also receive both online and in-person training to 
enable them to continuously improve their maintenance skills to ensure we are servicing our customers in compliance with best-
in-line safety measures. Our proprietary, web-based safety management system, Ryder SafetyNet, delivers monthly proactive 
safety programs as well as safety compliance tasks tailored to every location and helps measure safety activity effectiveness 
across the organization.

The safety policies and procedures in place require that all managers, supervisors and employees incorporate safe 
processes in all aspects of our business. Monthly safety scorecards are tracked and reviewed by management for progress 
toward key safety objectives. 

The safety of our customers is also paramount at Ryder. Safety support is provided to customers through Ryder Fleet 

Risk Services (FRS). FRS helps customers navigate the increasingly complex industry landscape through customized 
consultation, innovative solutions, and best-in-class safety programs.

INFORMATION ABOUT OUR EXECUTIVE OFFICERS 

Name
Robert E. Sanchez

Position
Chair and Chief Executive 
Officer

Current 
Position 
Since
2013

John J. Diez

Executive Vice President and 
Chief Financial Officer

2021

Thomas M. Havens President, Global Fleet 
Management Solutions

2021

Prior Business Experience

President and Chief Operating Officer from February 
2012 to December 2012. President, Global FMS from 
September 2010 to February 2012. Executive Vice 
President and Chief Financial Officer from October 2007 
to September 2010. Executive Vice President of 
Operations, U.S. FMS from October 2005 to October 
2007. Senior Vice President and Chief Information 
Officer from January 2003 to October 2005.
President, Global FMS from August 2019 to May 2021. 
President of DTS from March 2015 to August 2019. 
Senior Vice President of Ryder Dedicated from March 
2014 to February 2015. Senior Vice President of Asset 
Management from January 2011 to February 2014.
Senior Vice President and Global Chief of Operations 
for FMS from November 2012 to May 2021. Vice 
President and General Manager for FMS in Canada from 
September 2011 to November 2012. 

Age
57

52

54

J. Steven Sensing

Robert D. Fatovic

President, Global Supply 
Chain Solutions and 
Dedicated Transportation 
Solutions

Executive Vice President, 
Chief Legal Officer and 
Corporate Secretary

Karen M. Jones

Francisco Lopez

Executive Vice President and 
Chief Marketing Officer
Executive Vice President and 
Chief Human Resources 
Officer
Sanford J. Hodes (1) Senior Vice President and 

Rajeev Ravindran 

Cristina Gallo-
Aquino

Chief Procurement and 
Corporate Development 
Officer

Executive Vice President and 
Chief Information Officer
Senior Vice President, 
Controller and Principal 
Accounting Officer

___________________ 

2015 Vice President and General Manager of the Technology 

55

industry group from February 2007 to February 2015.

2012

2014

2018

2022

Executive Vice President, General Counsel and 
Secretary from June 2004 to July 2012. Senior Vice 
President, U.S. Supply Chain Operations, Hi-Tech and 
Consumer Industries from December 2002 to May 2004. 
Vice President and Deputy General Counsel from May 
2000 to December 2002.

Senior Vice President and Chief Marketing Officer from 
September 2013 to October 2014.
Chief Human Resources Officer February 2016 to 
February 2018. Senior Vice President, Global Human 
Resources Operations from July 2013 to February 2016. 

Senior Vice President and Deputy General Counsel and 
Safety, Health, and Security from February 2011 to 
October 2022. 

2018

Chief Information Officer and Group Vice President at 
JM Enterprises from 2012 to January 2018.

2020 Vice President and Chief Financial Officer, Global FMS 

from August 2015 to August 2020. Vice President and 
Controller from September 2010 to August 2015.

57

60

48

55

57

49

(1)

Sanford J. Hodes became Senior Vice President and Chief Procurement Officer on October 1, 2022, upon retirement of Timothy Fiore. 

11

FURTHER INFORMATION

For further discussion concerning our business, see the information included in Items 7 and 8 of this report. Industry and 
market data used throughout Item 1 was obtained through a compilation of surveys and studies conducted by industry sources, 
consultants and analysts.

We make available our Annual Report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and 

all amendments to those reports through the Investor Relations page on our website at www.ryder.com as soon as reasonably 
practicable after such material is electronically filed with or furnished to the Securities and Exchange Commission (SEC). The 
SEC maintains an Internet site that contains our reports, proxy and information statements, and our other SEC filings. The 
address of the SEC's website is www.sec.gov. 

In addition, our Corporate Governance Guidelines, Principles of Business Conduct and Board committee charters are 

posted on the Corporate Governance page of our website at investors.ryder.com. Upon request to our Investor Relations page 
on our website, we will provide a copy of these documents to anyone, free of charge.

ITEM 1A. RISK FACTORS

The following is a cautionary discussion of the material risks and uncertainties that management believes affect us. Any of the 
following risks, as well as risks that are not currently known to us or that we currently deem immaterial, could materially affect 
our business, financial condition or results of operations. Accordingly, you should carefully consider the following risk factors 
in conjunction with all of the other information set forth in or incorporated by reference in this Form 10-K.

Business and Operating Risks

Decreased customer demand for transportation services due to adverse economic conditions, competition or other 
factors has impacted and could in the future adversely impact our business and operating results.

The transportation industry is highly cyclical and susceptible to trends in economic activity. Our business relies on the 

strength of our customers’ businesses and their level of confidence in current and future economic conditions. Our vehicles are 
leased or rented to customers that transport goods commercially, so the demand for our products and services is tied directly to 
the production and sale of goods by our customers, and more generally, the health of the North American economy and overall 
levels of competition in the transportation and logistics industry. As a result, our business may begin to slow before overall 
market slowdowns, at the point of customer uncertainty, and may recover later than overall market recoveries, as our customers 
may continue to feel uncertain about future market conditions. If uncertainty and lack of customer confidence around 
macroeconomic and transportation industry conditions increase (such as due to recessionary conditions or inflationary 
pressures), our future growth prospects, business and results of operations could be materially adversely affected.

Among our services and product offerings, demand for used vehicles, rental, and longer-term contractual services are 
particularly susceptible to changes in economic and market conditions. For example, in a weak or volatile economy (such as 
during an economic recession or downturn), our customers may not need additional vehicles, may experience reduced shipping 
needs, or are often unwilling to commit or unable to fulfill long-term contracts. Accordingly, any sustained weakness in 
demand or a protracted economic downturn can negatively impact performance and operating results in used vehicle sales, 
rental, and longer-term contractual services across our business segments. 

Disruptions in global supply chains, including as a result of global pandemics, has impacted, and may continue to 
impact, our business, results of operations and financial condition.

Our business is highly susceptible to changes in economic conditions and our products and services are directly tied to 

the production and sale of goods. Disruptions in global supply chains have impacted each of our business segments as the 
supply and demand of commercial vehicles directly impacts our FMS business, and the production and supply of certain goods 
impacts the business of our customers in SCS and DTS, and therefore our own business. In the first half of 2020, the measures 
taken in response to the COVID-19 pandemic prohibited many of our customers from continuing their operations, which had an 
immediate adverse effect on our business as we experienced lower demand for commercial rental and used vehicles in our FMS 
business and reduced volumes in our SCS business. To the extent that similar measures are implemented in the future in 
response to the COVID-19 pandemic or other public health or safety crisis, our business and results of operations may be 
adversely affected. 

In 2020, we experienced global supply chain disruptions as a result of COVID-19-related policies and regulations.  In 

2021, we experienced a significant increase in demand for rental and used vehicles, as well as lease, due to the limited supply of 
commercial vehicles caused by these global supply chain disruptions. In our SCS business, the semiconductor supply shortage 

12

caused by supply chain disruptions impacted the production activity of our automotive customers, resulting in decreased 
demand for some of our services. Throughout 2022, we continued to experience increased demand in rental and used vehicle 
sales, despite a sequential decline in used truck and tractor pricing in the latter half of the year. which positively impacted our 
profitability. If a limited supply of commercial vehicles continues for an extended period, we expect to continue to experience 
benefits in rental and used vehicle pricing and overall demand; however, we may experience limited rental and lease fleet 
growth, and have a limited inventory of used vehicles for sale. If OEMs improve the supply or produce an oversupply of new 
commercial vehicles in an attempt to meet increased consumer demand, our FMS business may experience reduced rental 
demand and used vehicle sales in the future.  We have also experienced reduced volumes in some of our other SCS customers 
as they are unable to obtain certain goods due to supply chain disruptions. A prolonged disruption in global supply chains may  
have a material adverse impact on our SCS revenues and earnings. 

At times when global supply chains are disrupted, we are also likely to experience increased inflationary pressures as 
companies implement additional measures to mitigate such disruptions, and such additional measures tend to increase costs. 
Across our businesses, we are experiencing higher costs in certain areas, including payroll and third-party services.

Overall, although these supply chain disruptions have contributed to increased demand for our services as companies 

seek long-term outsourcing solutions, such disruptions have also negatively impacted a portion of our earnings. The extent to 
which such disruptions will continue to impact our business, operations and financial results will depend on numerous evolving 
factors that are difficult to accurately predict. Moreover, depending on the measures taken by governments, businesses and 
individuals in response to new variants of COVID-19, economic and commercial activity may be impacted, and, as a result, we 
may again experience slowdowns and reduced demand.

We bear the risk that we will not be able to resell our used vehicles at a price at or above their residual value estimates. 

To determine the residual value estimates and useful life of our vehicle fleet, management is required to make judgments 
about future events that are subject to risks and uncertainties outside of their control. While we regularly review and update our 
outlook for the used vehicle market, as management believes appropriate, the used vehicle pricing market has historically been 
subject to significant pricing volatility. Despite management's best estimates, we may be unable to accurately forecast the 
residual value of our vehicle fleet or accurately and timely adjust our residual estimates to better align with future market 
conditions at the end of a vehicle's useful life. A variety of factors, many of which are outside of our control, could cause 
residual value estimates to differ from actual used vehicle sales pricing, such as changes in supply and demand of used vehicles; 
volatility in market conditions; changes in vehicle technology; competitor pricing; regulatory requirements; driver shortages; 
customer requirements and preferences; and changes in underlying assumption factors.

Any material decrease in residual value estimates could have a material adverse impact on our financial results. In the 

past, we have realized losses on sales of used vehicles at the end of a vehicle's useful life when our residual value estimates 
were above used vehicle market prices due to rapidly changing market conditions. In addition, when we have materially 
decreased residual value estimates, our earnings over the vehicle's remaining useful life have decreased due to an increase in 
depreciation expense. Alternatively, we may realize gains on sales of used vehicles at the end of a vehicle's useful life when our 
residual value estimates are below used vehicle market prices. While management determines residual value estimates with the 
goal of minimizing losses on sales of used vehicles or to record the best estimate of fair value at the end of a vehicle's useful 
life, there is no assurance our residual value estimates will be at or below used vehicle market sales. 

For a detailed discussion on our accounting policies and assumptions relating to depreciation and residual values, please 
see “Critical Accounting Estimates - Residual Value Estimates and Depreciation” in Management’s Discussion and Analysis of 
Financial Condition and Results of Operations.

Our profitability has been and could in the future be negatively impacted if our key operational assumptions and 
pricing structure prove to be invalid.

Substantially all of our SCS and DTS services, as well as our ChoiceLease and SelectCare products offered through 
FMS, are provided under long-term contractual arrangements with our customers. These contractual arrangements include 
pricing terms that are subject to a number of key operational assumptions, such as:

•

•

•

with respect to our SCS contracts, the scope of services, production volumes, operational efficiencies, the mix of 
fixed versus variable costs, market wages, availability of labor, productivity, inflation, interest rates and other 
factors;
with respect to our DTS contracts, market wages, availability of labor, equipment costs, insurance rates, inflation, 
interest rates, and other operating factors; and
with respect to our ChoiceLease and SelectCare contracts, residual value estimates (ChoiceLease only) and 
maintenance costs (including inflation and interest rates).

13

If we are incorrect in our operational assumptions, or, as a result of subsequent changes in customer demand or other 

market forces that are outside of our control, these assumptions prove to be invalid, we could have lower margins than 
anticipated in a contract or segment, lose business, or be unable to offer competitive products and services. For example, our 
SCS and DTS services are highly customized and offer a high degree of specialization to meet the needs of our customers. We 
may not be able to adjust the pricing terms in some of our SCS and DTS contracts in the event any of our assumptions prove to 
be invalid. As a result, if we do not accurately predict our costs to execute SCS or DTS contracts, it could result in a significant 
decrease in revenue or loss that could adversely affect our operating results and financial condition. Additionally, although 
some of our SCS or DTS contracts provide for renegotiation upon a material change, there is no assurance that we will be 
successful in obtaining the necessary price adjustments or that pricing will be sufficient to cover the risk.

Our capital intensive business requires us to make capital decisions based upon projected customer activity levels and 
market demand for our commercial rental product line. 

We make significant investments in vehicles to support our rental business based on anticipated customer demand. We 
make commitments to purchase the vehicles many months in advance of the expected use of the vehicle and seek to optimize 
the size and mix of the commercial rental fleet based on demand projections and various other factors. As a result, our business 
is dependent on our ability to accurately estimate future levels of rental activity and consumer preferences to effectively 
capitalize on market demand in order to drive the highest levels of utilization and revenue per unit. Missing our projections 
could result in too much or too little capacity in our rental fleet. Overcapacity could require us to deploy or sell vehicles at 
lower than anticipated pricing levels, which may result in higher depreciation and losses on sales of vehicles. In addition, 
overcapacity could result in lower revenues and higher costs and have an adverse impact on profitability. Undercapacity could 
impact our ability to reliably provide rental vehicles to our customers and may negatively affect our reputation. We employ a 
sales force and operations team on a full-time basis to manage and optimize this product line; however, their efforts may not be 
sufficient to overcome unforeseen changes in market demand in the rental business. In contrast, in our ChoiceLease product 
line, we typically do not purchase vehicles until we have an executed contract with a customer.

We may fail to respond adequately or in a timely manner to innovative changes in new technology in our industry. 

In recent years, our industry has been characterized by rapid changes in technology, leading to innovative transportation 

and logistics concepts that have impacted, or have the potential to significantly impact, our business model, competitive 
landscape and the industries of our customers and suppliers. While we are actively engaged in evaluating emerging technology 
and developing strategic alliances and new products, we cannot be certain that our initiatives will be successful or timely, and 
our failure to effectively implement any initiative could have an adverse impact on our financial condition or results of 
operations.

For example, new concepts are currently under development for advanced electric vehicles, autonomous or semi-

autonomous self-driving vehicles, connected vehicle platforms and drones. There is also a rapidly growing demand for e-
commerce services, last mile home delivery and asset- and freight-sharing services. In addition, there may be other innovations 
that could impact the transportation, trucking and supply chain and logistics industries that we cannot yet foresee. Our inability 
to quickly adapt to and adopt innovations desired by our customers may result in a significant loss of demand for our service 
offerings. An increase in customer use of electric vehicles could reduce the demand for our vehicle maintenance services, diesel 
vehicles and related offerings. Likewise, self-driving vehicles may reduce the demand for our dedicated service offerings, 
where, in addition to a vehicle, we provide a driver as part of an integrated, full service customer solution. Moreover, advances 
in technology may require us to increase investments in order to remain competitive, and our customers may not be willing to 
accept higher prices to cover the cost of these investments. In addition, the timing of when we have to adopt new technologies 
may be affected by changes in the political or regulatory environment, which could further increase our investment costs, 
operating complexity and our ability to offer such technologies to our customers in the jurisdictions in which we operate.

Failure to maintain, upgrade and consolidate our information technology networks could adversely affect us.

Our success depends on the functionality of information technology systems to support our service offerings. Extended 

delays or cost overruns in securing, developing and otherwise implementing technology solutions to support our business, 
including any future initiatives, would delay and possibly prevent us from realizing the projected benefits of these initiatives. In 
addition, our reputation with our customers suffers when outages, system failures or delays in timely access to data occur in our 
information technology systems that support key business processes.

We are continuously upgrading and consolidating our information technology systems by enhancing or replacing legacy 

systems. When we acquire new businesses, we also have to integrate those acquired systems to our network. These activities 
subject us to additional costs and risks, including disruption of our internal control structure, substantial capital expenditures, 

14

additional administration and operating expenses, impairment of our ability to provide our services, retention of sufficiently 
skilled personnel to implement and operate the new systems, and other costs and risks. Our system implementations may not 
result in productivity improvements at a level that outweighs the costs of implementation, or any increased productivity. 

We face risks related to cybersecurity attacks and other breaches of our systems and information technology. 

We depend on the integrity of our information and the proper functioning and availability of our information systems in 

operating our business. It is important that the data processed by these systems remains confidential and accurate as it may 
include sensitive customer information, confidential customer transaction data, employee records, and key financial and 
operational results and statistics. While we maintain an information security program that consists of industry standard 
safeguards and controls to help safeguard our confidential information, including security training and compliance protocols, 
we cannot prevent or mitigate all data breaches or cyberattacks. Threats to network and data security are becoming increasingly 
diverse and sophisticated, with attacks increasing in frequency (especially with the shift to remote work environments), scope 
and potential harm. 

We have experienced cybersecurity threats and breaches targeting our information technology systems and networks and 

those of our third-party providers. Although, to date, these incidents have not had a material impact on our financial condition 
or results of operations, future events could expose us to these risks. Moreover, these types of events could also expose us, our 
vendors, or our customers to loss or misuse of such information and restrict or prevent operations or financial reporting for a 
period of time. Depending on the type and scope of the intrusion or cybersecurity attack, we could face litigation or other 
potential liability and harm to our business. Likewise, data privacy breaches from our systems could expose personally 
identifiable information of our employees or contractors, sensitive customer data, or vendor data to unauthorized persons, 
adversely impacting our customer service, employee and customer relationships, and our reputation. 

In addition, some of our software applications are utilized by third parties who provide outsourced administrative 
functions. Such third parties may have access to confidential information that is critical to our business operations and services. 
While our information security program includes enhanced controls to monitor third-party providers’ security programs, these 
third parties are subject to their own data breaches, cyberattacks and other events or actions that could damage, disrupt or close 
down their networks or systems, which in turn may adversely impact our performance capabilities. Also, efforts to prevent, 
detect and mitigate data breaches and cyberattacks subject us to additional costs. 

Regulatory authorities have increased their focus on how companies collect, process, use, store, share and transmit 
personal data. New privacy security laws and regulations, including the United Kingdom’s Data Protection Act 2018, the 
European Union General Data Protection Regulation 2016, the California Consumer Privacy Act and the California Privacy 
Rights Act, pose increasingly complex and rigorous compliance challenges, which may increase our compliance costs. Any 
failure to comply with data privacy laws and regulations could result in significant penalties, fines, legal challenges and 
reputational harm.

We may fail to establish sufficient insurance reserves to adequately cover workers’ compensation and vehicle liabilities.

We are substantially self-insured for vehicle liability and workers’ compensation claims. Our self-insurance accruals are 
based on actuarially estimated, undiscounted cost of claims, which includes claims incurred but not reported. While we believe 
that our estimation processes are well designed and comply with generally accepted accounting principles in the United States, 
actuarial techniques and best practices, any projection of losses concerning workers’ compensation and vehicle coverage is 
subject to a considerable degree of variability. The causes of this variability include litigation trends, claim settlement patterns, 
rising medical and other costs as well as fluctuations in the frequency or severity of accidents. If actual losses incurred are 
greater than those anticipated, our self-insurance reserves may be insufficient and additional costs could be recorded in our 
consolidated financial statements. If we suffer a substantial loss in excess of our self-insured limits, the loss and related 
expenses may be covered by traditional insurance and excess insurance we have in place, but if not covered or above such 
coverages, losses could harm our business, financial condition or results of operations. For a detailed discussion on our 
accounting policies and assumptions relating to our self-insurance reserves, please see the “Critical Accounting Estimates - 
Self-Insurance Accruals” section in Management’s Discussion and Analysis of Financial Condition and Results of Operations.

Strategic Risks

We operate in a highly competitive industry and our business may suffer if we are unable to adequately address 
potential downward pricing pressures and other competitive factors.

The transportation industry is highly competitive. We face competition in all geographic markets and each industry 
sector in which we operate. Increased competition or our inability to compete successfully may lead to a reduction in revenues, 

15

reduced profit margins, increased pricing pressure, or a loss of market share, any one of which could affect our financial results. 
Numerous competitive factors could impair our ability to maintain our current profitability, including:

our inability to obtain expected customer retention levels or profitability; 
customers may choose to provide the services we provide for themselves; 

•
•
• we compete with many other transportation and logistics service providers, some of which have greater capital 

•

•

resources or lower cost structures than we do; 
our inability to compete with new entrants in the transportation and logistics market that may offer similar 
services at lower cost or have greater technological capabilities; 
our competitors may periodically reduce their prices to gain business, especially during times of declining 
economic growth, which may limit our ability to maintain or increase prices or impede our ability to maintain our 
profitability or grow our market share or profitability; 

• many customers periodically accept bids from multiple carriers for their shipping needs, and this process may 

•

•

•

depress rates or result in the loss of some of our business to competitors; 
the continuing trend toward consolidation in the trucking industry may result in larger carriers with greater 
financial resources than we have; 
advances in technology require increased investments to remain competitive, and our customers may not be 
willing to accept higher prices to cover the cost of these investments; and
because cost of capital is a significant competitive factor, any increase in either the cost of our debt or equity as a 
result of reductions in our debt rating or stock price volatility could have a significant impact on our competitive 
position.

Failure to execute our business strategy, explore strategic transactions, and develop, market and deliver high-quality 
services that meet customer expectations may cause our revenue and earnings to suffer.

Our long-term business strategy is to move clients to outsource their transportation and logistics needs and thereby 
expand the market for our services. We seek to execute our strategy by providing innovative solutions, operational excellence, 
top customer service, superior talent and best-in-class information technology. By providing high-quality leasing services, we 
aim to attract customers that traditionally have only been interested in operating their own transportation and logistics networks.

To successfully execute on this strategy, we must continue to focus on developing innovative solutions that meet our 
existing and target customers’ evolving needs and keep pace with our competitors. Expanding our service offerings to entice 
and support new clients may strain our management, capital resources, information systems and customer service. We may also 
need to hire new employees, which may increase costs and may result in temporary inefficiencies until those employees become 
proficient in their jobs.

In furtherance of our strategy, we routinely evaluate opportunities and may enter into agreements for possible strategic 

transactions, including acquisitions, partnerships or divestitures. We may be unable to identify strategic transactions or we may 
be unable to negotiate commercially acceptable terms. Other risks involved in engaging in these strategic transactions include 
the possible failure to realize the expected benefits of such transactions within the anticipated time frame, or at all, such as cost 
savings, synergies, sales and growth opportunities. In addition, the integration of an acquired business may result in material 
unanticipated challenges, expenses and liabilities. Any one of these factors could result in lower than expected revenues or 
earnings related to combining the companies or derived from a strategic transaction and could adversely impact our financial 
condition or results of operations. For example, in 2022 we completed several acquisitions that expanded our e-commerce 
network; however, if we fail to properly integrate those businesses, there is a risk that the acquisitions will not add the 
forecasted revenue to SCS or provide the expected incremental growth to earnings.

Notwithstanding our efforts, new or enhanced service offerings may not meet customer demands, prove to be profitable 

or succeed in the long term. If we do not respond to current customer needs and establish new, and further develop existing, 
customer relationships, our ability to maintain a competitive advantage and continue to grow our business profitability could be 
negatively affected.

We and the vehicle equipment manufacturers in our FMS business rely on a small number of suppliers. 

We buy vehicles and related equipment from a relatively small number of OEMs in our FMS business. Some of our 

vehicle manufacturers rely on a small concentration of suppliers for certain vehicle parts, components and equipment. A 
discrete event in a particular OEM’s or supplier’s industry or location, or adverse regional economic conditions impacting an 

16

OEM or supplier’s ability to provide vehicles or a particular component, has and could in the future adversely impact our FMS 
business and profitability. In addition, our business and reputation could also be negatively impacted if any parts, components 
or equipment from one of our suppliers suffer from broad-based quality control issues or become the subject of a product recall 
and we are unable to obtain replacement parts from another supplier in a timely manner. Although we believe we have 
alternative sources of supply for the equipment and other supplies used in our business, termination or significant alteration of 
our relationship with any of our key suppliers could have a material adverse effect on our business, financial condition or 
results of operations in the unlikely event that we were unable to obtain adequate equipment or supplies from other sources in a 
timely manner or at all.

We derive a significant portion of our SCS and DTS segment revenue from a relatively small number of customers.

During 2022, sales to our top ten SCS customers accounted for 42% of our SCS total revenue and 34% of our SCS 
operating revenue (a non-GAAP measure excluding fuel and subcontracted transportation). Additionally, 32% of our SCS total 
revenue and 27% of our SCS operating revenue (a non-GAAP measure excluding fuel and subcontracted transportation) is from 
the automotive industry and is directly impacted by automotive vehicle production. Our top ten DTS customers accounted for 
40% of DTS total revenue and 37% of DTS operating revenue (a non-GAAP measure excluding fuel and subcontracted 
transportation). The loss of any of these customers or a significant reduction in the services provided to any of these customers 
could materially and adversely impact our operating results. While we continue to focus our efforts on diversifying our 
customer base, we may not be successful in doing so. 

We are also subject to credit risk associated with the concentration of our accounts receivable from our SCS and DTS 

customers. If one or more of these customers were to become bankrupt, insolvent or otherwise were unable to pay for the 
services provided by us, we may incur significant write-offs of accounts receivable or incur lease or asset impairment charges 
that could adversely affect our operating results and financial condition. 

In addition, many of our customers operate in cyclical or seasonal industries, or operate in industries, including the food 

and beverage industry, that may be impacted by unanticipated weather, growing conditions (such as drought, insects or 
disease), natural disasters, pandemics, and other conditions over which we have no control. A downturn in our customers’ 
businesses or unanticipated events impacting their businesses could cause a reduction in freight volume shipped by those 
customers or a reduction in their need for our services, which could materially and adversely affect our operating results and 
financial condition.

Human Capital

If we are unable to mitigate labor shortage challenges our financial results may continue to be negatively impacted.

We are experiencing higher labor costs due to labor shortage challenges across all of our business segments, particularly 

our DTS and SCS segments. These higher labor costs as well as higher subcontracted transportation costs have negatively 
impacted our earnings in both DTS and SCS in the past. If labor shortages continue for an extended period of time, our earnings 
may be further adversely impacted. 

Professional Drivers. We hire professional drivers primarily for our SCS and DTS business segments. There is 
significant competition for qualified professional drivers in the transportation industry. Additionally, interventions and 
enforcement under the CSA program may shrink the industry’s pool of professional drivers as those drivers with unfavorable 
scores may no longer be eligible to drive for us. As a result of driver shortages, we have, and in the future could continue to be 
required to increase driver compensation, let trucks sit idle, use outside driver agencies and subcontracted transportation 
carriers; or face difficulty meeting customer demands, all of which could adversely affect our growth and profitability. 

Technicians. Similarly, we hire technicians in our FMS business segment to perform vehicle maintenance services on 

our ChoiceLease, SelectCare and rental fleets. In recent years, there has been a decrease in the overall supply of skilled 
maintenance technicians, particularly new technicians with qualifications from technical programs and schools, which could 
make it more difficult to attract and retain skilled technicians. If we are unable to maintain an adequate number of qualified 
technicians, whether through the retention of current technicians or the hiring of new qualified technicians, our business could 
be adversely affected. 

Management and Other Key Personnel. The foundation to our success is developing a skilled and diverse workforce 

that is motivated and committed to providing our customers with extraordinary service. If we fail to recruit, retain and motivate 
our employees in senior management and other key roles such as technology and supply chain management, or fail to preserve 
company culture, then we may not be able to execute on our strategy and grow our business as planned. 

17

In addition, we are committed to creating a diverse, equitable and collaborative work environment by implementing 
diversity and inclusion initiatives throughout our organization. If we do not, or are perceived not to, successfully implement 
these initiatives, our reputation or ability to recruit and retain talent may be adversely impacted. Moreover, our current 
employees may terminate their employment with us at any time with minimal advance notice, and we are experiencing 
increased competition for talent that is making it more difficult for us to retain the employees we have and to recruit new 
employees. In addition, we are facing increased regulatory and compliance requirements that further decrease the pool of 
available candidates. 

Failure to successfully negotiate with our union employees may result in strikes, work stoppages, or substantially higher 
labor costs.

We have approximately 3,700 employees that are organized by labor unions whose wages and benefits are governed by 

96 labor agreements that are renegotiated periodically. Disputes with regard to the terms of these agreements or our potential 
inability to negotiate acceptable contracts with these unions in the future could result in, among other things, a material work 
stoppage, slowdown or strike by the affected employees. If our workers were to engage in a work stoppage, strike or other 
slowdown, or other employees were to become unionized, or the terms and conditions in future labor agreements were 
renegotiated, we could experience significant business disruptions or higher operating costs, which could have an adverse effect 
on our financial position, results of operations, or cash flows.

Environmental, Climate and Weather Risks 

Our business may be affected by global climate change and legal, regulatory or other market responses to such change. 

Global, federal, state and local legislative and regulatory efforts to address the effects of global warming and climate 
change have affected and will likely continue to affect our businesses. For example, federal, state and local governments are 
considering emission reduction (e.g., greenhouse gas and nitrogen dioxide) regulatory requirements or related taxes, zero-
emission vehicle mandates and increased environmental disclosure and compliance requirements. These and other similar 
efforts may impose restrictions on our activities or require us to take certain actions, all of which may, over time, increase our 
costs and adversely affect our business and results of operations. 

For instance, a regulatory mandate for the use of zero-emission vehicles or ban of diesel or gasoline powered vehicles 

could reduce the resell value and demand for our vehicles as well as the demand for maintenance services in FMS and offerings 
in our SCS and DTS businesses. In addition, in the U.S., compliance with environmental regulations and the associated 
potential cost is complicated by the fact that states are following different approaches to the regulation of climate change. As a 
result, we cannot predict the ultimate effect on our operating results or cost structure until the timing, scope and extent of any 
such regulations become known. 

On the other hand, even absent any such regulation, increased awareness on the impact of climate change and any 

adverse publicity about emissions by the transportation industries could accelerate the adoption of new technology and 
potentially decrease customer demands for some of our services and used vehicles if consumers change their purchasing 
behaviors in response to the effects of climate change.

Severe weather or other natural occurrences could result in significant business interruptions and expenditures in 
excess of available insurance coverage. 

Our business is more susceptible to severe weather and other natural occurrences as we operate a capital-intensive 

business with a large number of vehicles and need to access roads and warehouses in order to service our customers. Severe 
weather may negatively affect our operations as it may damage our vehicles and facilities, and prohibit our workforce from 
servicing our customers. In addition, fuel costs may rise and other significant business interruptions could occur. Insurance to 
protect against loss of business and other related consequences resulting from these natural occurrences is subject to coverage 
limitations, and may not be sufficient to cover all of our damages and may not be available at commercially reasonable rates. 
The frequency or intensity of severe weather events has increased in the last 20 years as a result of global climate change, 
according to United Nations Office for Disaster Risk Reduction, and may continue to do so.

Legal and Regulatory Risks 

We face litigation risks that could have a material adverse effect on the operation of our business. 

We face litigation risks regarding a variety of issues, including accidents involving our trucks and injuries to employees, 

alleged violations of federal and state labor and employment law including class-action lawsuits alleging wage and hour 

18

violations, independent contractor misclassification and improper pay, securities laws, environmental liability, commercial 
claims, cyber and other matters. These proceedings may be time-consuming, expensive and disruptive to normal business 
operations. The defense of such lawsuits could result in significant expense and the diversion of our management’s time and 
attention from the operation of our business. In recent years, several insurance companies have stopped offering coverage to 
trucking companies and reduced capacity limits as a result of increases in the severity of automobile liability claims and higher 
costs of settlements and verdicts, causing the cost of such insurance to increase. This trend could adversely affect our ability to 
obtain suitable insurance coverage or further increase the cost for such coverage significantly, each of which may adversely 
affect our financial condition, results of operations, liquidity or cash flows. Costs we incur to defend or to satisfy a judgment or 
settlement of these claims may not be covered by insurance or could exceed the amount of that coverage or increase our 
insurance costs and could have a material adverse effect on our financial condition, results of operations, liquidity and cash 
flows.

We operate in a highly regulated industry, and changes in existing regulations or costs of compliance with, or liability 
for violation of, existing or future laws or regulations could have a material adverse effect on our business.

Our business is subject to regulation by various federal, state, local and foreign governmental agencies. In the U.S., the 
Department of Transportation (DOT), as well as local, state and other federal agencies exercise broad powers over our motor 
carrier operations, safety and the treatment and disposal of waste materials. We are also subject to environmental laws and 
regulations imposed by the EPA, including requirements related to exhaust emissions. Given the size of our employee base, we 
are also subject to health and safety laws imposed by OSHA, as well as those imposed by state and local authorities. In 
addition, we must also comply with domestic and international laws and regulations related to tax.

Compliance with existing laws and regulations has involved, and we expect will continue to involve, significant time 
commitments and costs, and in recent years, we have seen an increase in proactive regulatory enforcement. For example, the 
DOT, through the Federal Motor Carrier Safety Administration (FMCSA) periodically conducts compliance reviews and 
evaluates the safety rating assessed to motor carriers (“satisfactory,” “conditional” or “unsatisfactory”). The receipt of a final 
“conditional” or “unsatisfactory” safety rating due to deficiencies in our safety and compliance program could have a material 
adverse effect on our customer relationships, as some of our existing customer contracts require a “satisfactory” DOT safety 
rating. Moreover, if we fail to comply with DOT regulations, including our failure to maintain a “satisfactory” DOT safety 
rating, the DOT could levy fines and require us to cease all transportation services under our operating authority, which could 
have a material adverse effect on our business. In addition, compliance and enforcement initiatives implemented by the 
FMCSA related to driver time, fitness and safety may shrink the industry’s pool of qualified professional drivers. These 
initiatives and the current shortage of qualified drivers could increase the costs to attract, train and retain qualified drivers, as 
well as increase driver turnover, decrease asset utilization, limit growth, and adversely impact our results of operations. With 
respect to our international operations in Canada, Europe and Mexico, we are subject to local laws and regulatory requirements, 
including tax and anti-bribery laws, which vary significantly from country to country. Our failure to comply with each of these 
laws may expose us to legal liability, fines or other penalties. 

In addition, new laws, rules or regulations may be adopted or interpretative changes to existing regulations could be 

issued at any time. Any new initiatives could further increase our costs or operating complexity and our ability to offer certain 
services in the jurisdictions in which we operate. Our failure to comply with any existing or future laws or regulations, whether 
actual or alleged, could have a material adverse effect on our business and on our ability to access the capital required to operate 
our business. Among other things, any such failure could expose us to reputational harm, loss of business, fines, penalties or 
potential litigation liabilities, and the loss of operating authority and restrictions on our operations. For example, compliance 
with new laws or regulations related to employee and independent contractor classification may cause us to incur additional 
exposure under federal and state tax and employment laws. Similarly, compliance with new environmental laws or regulations 
may also impose new restrictions on our business or require us to take certain actions that may increase our costs and adversely 
affect our business.

We may also fail to ensure that companies we acquire, that may not have historically maintained internal compliance 

controls, risk mitigation processes, or policies or procedures, comply with regulatory and legal requirements consistent with our 
standards. Moreover, we are also subject to reputational risk and other detrimental business consequences associated with 
noncompliance by other parties with whom we engage with, such as employees, customers, agents, suppliers or other persons 
using our supply chain or assets to commit illegal acts, including the use of company assets for terrorist activities or a breach of 
data privacy laws. 

19

Our failure to comply with U.S. or foreign tax laws or a government challenging our tax position could adversely affect 
our business and future operating results.

We are affected by various U.S. federal, state and foreign tax laws, including income taxes and taxes imposed on the 

purchase, sale and lease of goods and services, such as sales, excise, property, value-added tax, fuel, environmental and other 
taxes. In the ordinary course of our business, there are many transactions and calculations where the ultimate tax determination 
is uncertain. For example, significant judgment is required in determining our worldwide provision for income taxes. Our tax 
expense includes estimates of additional tax that may be incurred for tax exposures and reflects various estimates and 
assumptions, including assessments that could affect the valuation of our net deferred tax assets. Our operating results could be 
adversely affected by changes in the effective tax rate as a result of a change in the mix of earnings in countries with differing 
statutory tax rates, changes in our overall profitability, changes in tax legislation, the results of audits and examinations of 
previously filed tax returns and continuing assessments of our income and indirect tax exposures.

In addition, from time to time we are under audit by tax authorities in different jurisdictions with regards to income tax 
and indirect tax matters. Economic and political pressures to increase tax revenue in various jurisdictions may make resolving 
tax disputes favorably more difficult. Although we believe our tax estimates are reasonable, the final determination of tax audits 
and any other related tax proceedings in the jurisdictions where we are subject to taxation could be materially different from our 
historical income and indirect tax provisions and accruals.

Finally, changes in U.S. federal, state or international tax laws applicable to corporate multinationals, other tax reform 

currently being considered by many countries, including the U.S., and changes and clarifications in taxing jurisdictions’ 
administrative interpretations, decisions, policies and positions may materially adversely impact our tax expense and cash 
flows. The U.S. Congress, the Organization for Economic Co-operation and Development, the European Union, and other 
government agencies in jurisdictions in which we and our affiliates invest or do business have maintained a focus on the 
taxation of multinational companies and have a number of on-going tax initiatives. If we are unable to successfully take actions 
to manage the adverse impacts of new tax legislation, or if additional interpretations, regulations, amendments or technical 
corrections exacerbate the adverse impacts of such legislation, the legislation could have a material adverse effect on our 
financial condition, results of operations and cash flows.

General Risk Factors

Our business may be affected by uncertainty or changes in U.S. or global social, political or regulatory conditions.

Adverse developments in laws, policies or practices in the U.S. and internationally can negatively impact our business 

and the business of our customers. Negative domestic and international global trade conditions as a result of social, political or 
regulatory changes or perceptions could materially affect our business, financial conditions and results of operations.

We provide services domestically and to a lesser extent outside of the U.S., which subjects our business to various 

additional risks, including:

•
•
•
•
•
•
•
•
•

changes in tariffs, trade restrictions, trade agreements, and taxes;
varying tax regimes, including consequences from changes in applicable tax laws;
difficulties in managing or overseeing foreign operations and agents;
foreign currency fluctuations and limitations on the repatriation of funds due to foreign currency controls;
different liability standards;
fluctuations in inflation rates;
the price and availability of fuel;
national and international conflict; and
intellectual property laws of countries that do not protect our rights in intellectual property to the same extent as 
the laws of the U.S.

If we do not correctly anticipate changes in social, political or regulatory conditions or their impact on the transportation 
industry, we may not alter our business practices in time to avoid adverse effects. Additionally, the occurrence or consequences 
of any of these factors may restrict our ability to operate in the affected region and/or decrease the profitability of our operations 
in that region.

Our suppliers may also be affected by changes in the political and regulatory environment, both in the U.S. and 
internationally. Negative impacts on our suppliers could result in disruptions in the supply and availability of equipment or 
services needed for our business that could in turn affect our ability to operate and serve our customers as planned.

20

Volatility in assumptions, discount rates, and asset values related to our pension plans may adversely affect the 
valuation of our obligations, the current funding levels and our pension expense under our defined benefit pension 
plans.

We historically sponsored a number of defined benefit plans for employees not covered by union-administered plans, 

including certain employees in foreign countries. As of December 31, 2022, the aggregate projected benefit obligations of our 
global defined pension plans was $1.7 billion, and the plan assets of our global defined benefit pension plans was $1.6 billion. 
The funded status of the plans, equal to the difference between the present value of plan obligations and assets, is a significant 
factor in determining pension expense and the ongoing funding requirements of those plans. Macroeconomic factors, as well as 
changes in investment returns and discount rates used to calculate pension expense and related assets and liabilities, can be 
volatile and may have an unfavorable impact on our costs and funding requirements. Although we have actively sought to 
control increases in these costs and funding requirements through investment policies and plan contributions, there can be no 
assurance that we will succeed, and continued cost and funding requirement pressure could reduce the profitability of our 
business and negatively impact our cash flows.

Damage to our reputation through unfavorable publicity or the actions of our employees could adversely affect our 
financial condition.

Our success depends on our ability to consistently deliver operational excellence and strong customer service. Our 
inability to deliver our services and solutions as promised on a consistent basis, or our customers having a negative experience 
or otherwise becoming dissatisfied, can negatively impact our relationships with new or existing customers and adversely affect 
our brand and reputation, which could, in turn, adversely affect revenue and earnings growth. Adverse publicity (whether or not 
justified) relating to activities by our employees, contractors, agents or others with whom we do business, such as customer 
service mishaps or noncompliance with laws, could tarnish our reputation and reduce the value of our brand. With the increase 
in the use of social media outlets such as Facebook, YouTube, Instagram and Twitter, adverse publicity can be disseminated 
quickly and broadly, making it increasingly difficult for us to effectively respond. This unfavorable publicity could also require 
us to allocate significant resources to rebuild our reputation.

We may be negatively impacted by adverse events in the global credit and financial markets, by an investment rating 
downgrade or by the loss of an investment grade rating.

Our FMS business is highly capital intensive and its profitability could be adversely affected if we are unable to obtain 

sufficient capital to fund its operations. In general, we rely in large part upon global credit and financial markets to fund our 
operations and contractual commitments as well as to refinance existing debt. These markets can experience high levels of 
volatility and our access to capital could be constrained for extended periods. Our ability to raise capital may be materially 
reduced or our borrowing costs may significantly increase if, among other things, access to public investment grade debt 
becomes limited or closed, we lose access to our global revolving credit facility, or funding costs increase due to the loss of an 
investment grade rating, a severe economic downturn or rising interest rates. 

As of December 31, 2022, we had $6.4 billion of outstanding indebtedness. If we are unable to raise additional capital by 

accessing the debt and equity markets or our costs of raising additional capital were to materially increase, our business could 
experience a material adverse effect on our operating results or we could face difficulty in implementing our long-term strategy.

Future acts of terrorism or war, or regulatory changes to combat the risk of terrorism or war may cause significant 
disruptions in our operations. 

Transportation assets such as our fleet of vehicles and other infrastructure and information technology systems remain a 

target for terrorist activities. Terrorist attacks, along with any government response to those attacks, may adversely affect our 
financial condition, results of operations or liquidity. Regulations adopted by federal, state or local governmental bodies that 
impact the transportation industry, including checkpoints and travel restrictions on large trucks, could disrupt or impede the 
timing of our operations or cause us to incur increased expenses in order to continue meeting customer requirements. In 
addition, complying with these or future regulations could continue to increase our operating costs and reduce operating 
efficiencies. We maintain insurance coverages addressing these risks and we have received U.S. Patriot Act protections for our 
security practices related to the rental of our assets. However, such insurance may be inadequate or become unavailable, 
premiums charged for some or all of the insurance could increase dramatically, regulations may change or U.S. Patriot Act 
protections could be reduced. These changes could exacerbate the effects of an act of terrorism on our business, resulting in a 
significant business interruption, increased costs and liabilities and decreased revenues or an adverse impact on results of 
operations. 

21

None.

ITEM 1B. UNRESOLVED STAFF COMMENTS

ITEM 2. PROPERTIES

Our properties consist primarily of vehicle maintenance and repair facilities, warehouses and other real estate and 

improvements.

We maintain 637 FMS properties in the U.S., Puerto Rico and Canada; we own 439 of these and lease the remaining 

properties. Our FMS properties are primarily comprised of maintenance facilities generally including a repair shop, rental 
counter, fuel service island, administrative offices, and used vehicle retail sales centers.

Additionally, we manage 178 on-site maintenance facilities, located at customer locations.

We also maintain 229 locations in the U.S. and Canada in connection with our domestic SCS business. Almost all of our 

SCS locations are leased and generally include a warehouse and administrative offices.

We maintain 48 international locations (locations outside of the U.S. and Canada) for our international businesses. There 

are 8 locations in the U.K. and Germany, and 40 locations in Mexico. The majority of these locations are leased and may be a 
repair shop, warehouse or administrative office.

Additionally, we maintain 10 U.S. locations primarily used for Central Support Services. These facilities are generally 

administrative offices, of which we own four and lease the remaining locations.

ITEM 3. LEGAL PROCEEDINGS

We are involved in various claims, lawsuits and administrative actions arising in the normal course of our businesses. 

Some involve claims for substantial amounts of money and/or claims for punitive damages. While any proceeding or litigation 
has an element of uncertainty, management believes that the disposition of such matters, in the aggregate, will not have a 
material impact on our consolidated financial condition or liquidity. Refer to Note 22, "Contingencies and Other Matters", for 
additional information regarding our legal proceedings.

Not applicable.

ITEM 4. MINE SAFETY DISCLOSURES

PART II

 ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED
STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES

Ryder Common Stock

 Our common shares are listed on the New York Stock Exchange under the trading symbol “R.” As of January 31, 2023, 

there were 5,154 common stockholders of record.

22

Performance Graph

The following graph compares the performance of our common stock with the performance of the Standard & Poor’s 
MidCap 400 Index and the Dow Jones Transportation 20 Index for a five year period by measuring the changes in common 
stock prices from December 31, 2017 to December 31, 2022. 

The stock performance graph assumes for comparison that the value of our common stock and of each index was $100 on 

December 31, 2017, and that all dividends were reinvested. Past performance is not necessarily an indicator of future result

23

Purchases of Equity Securities

The following table provides information with respect to purchases we made of our common stock during the quarter 

ended December 31, 2022:

Maximum
Number of 
Shares
That May
Yet Be 
Purchased
Under the 
Discretionary 
and 
Anti-Dilutive
Programs (2)

Maximum
Number of 
Dollars
That May
Yet Be 
Purchased
Under the 
Accelerated
Share 
Repurchase
Program (3)
— 

Total 
Number 
of
Shares 
Purchased as
Part of 
Publicly 
Announced 
Programs (2)
— 

4,500,000  $ 

2,840,673 

1,659,327  $ 

84,720 

1,574,607  $ 

— 

— 

Total 
Number
of Shares
Purchased (1)

Average 
Price
Paid per
Share

—  $  — 

2,840,743 

85,284 

88.72 

93.00 

2,926,027  $  88.84 

2,925,393 

October 1 through October 31, 2022

November 1 through November 30, 2022

December 1 through December 31, 2022
Total

___________________ 

(1) During the three months ended December 31, 2022, we purchased an aggregate of 634 shares of our common stock in employee-related transactions. 

(2)

(3)

Employee-related transactions may include: (i) shares of common stock withheld as payment for the exercise price of options exercised or to satisfy the 
tax withholding liability associated with our share-based compensation programs and (ii) open-market purchases by the trustee of Ryder’s deferred 
compensation plans relating to investments by employees in our stock, one of the investment options available under the plans.
In October 2021, our board of directors authorized two new share repurchase programs. The first program grants management discretion to repurchase 
up to 2.0 million shares of common stock over a period of two years, commencing on October 14, 2021 and expiring on October 14, 2023 (the "2021 
Discretionary Program"). The 2021 Discretionary Program is designed to provide management with capital structure flexibility while concurrently 
managing objectives related to balance sheet leverage, acquisition opportunities, and shareholder returns. The second program authorizes management 
to repurchase up to 2.5 million shares of common stock, issued to employees under our employee stock plans since September 1, 2021 (the "2021 Anti-
Dilutive Program"). The 2021 Anti-Dilutive Program is designed to mitigate the dilutive impact of shares issued under our employee stock plans. The 
2021 Anti-Dilutive Repurchase Program commenced on October 14, 2021 and expires on October 14, 2023. Share repurchases under both programs 
can be made from time to time using our working capital and a variety of methods, including open-market transactions and trading plans established 
pursuant to Rule 10b5-1 of the Securities Exchange Act of 1934. The timing and actual number of shares repurchased are subject to market conditions, 
legal requirements and other factors, including balance sheet leverage, availability of quality acquisitions and stock price.
In September 2022, we completed our $300 million accelerated share repurchase program. This program was authorized by our board of directors in 
February 2022, and at that time, we repurchased and retired an initial share amount of approximately 3 million. The final settlement occurred in 
September 2022, resulting in the delivery and retirement of approximately 1 million additional shares. The number of shares ultimately repurchased and 
retired was based on the average of Ryder's daily volume-weighted average price per share of common stock during a repurchase period, less a 
discount. The average price paid for all of the shares delivered and retired under the ASR was $74.47 per share. Refer to Note 15, "Share Repurchase 
Programs," in the Notes to Consolidated Financial Statements for a discussion on our share repurchase programs.

ITEM 6. SELECTED FINANCIAL DATA

Reserved.

24

 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following Management’s Discussion and Analysis of Financial Condition and Results of Operations (MD&A) should 

be read in conjunction with our consolidated financial statements and related notes contained in Part II, Item 8 of this Annual 
Report on Form 10-K. The following MD&A describes the principal factors affecting results of operations, financial resources, 
liquidity, contractual cash obligations and critical accounting estimates. This section of the Form 10-K generally discusses 2022 
and 2021 items and year-to-year comparisons between 2022 and 2021. Discussions of 2020 items and year-to-year comparisons 
between 2021 and 2020 that are not included in this Form 10-K can be found in “Management’s Discussion and Analysis of 
Financial Condition and Results of Operations” in Part II, Item 7 of the our Annual Report on Form 10-K for the fiscal year 
ended December 31, 2021, filed on February 17, 2022.

Our results of operations and financial condition are influenced by a number of factors including: macroeconomic and 

other market conditions, including pricing and demand; used vehicle sales; customer contracting activity and retention; 
maintenance costs; residual value estimate changes; currency exchange rate fluctuations; customer preferences; inflation; fuel 
and energy prices; insurance costs; interest rates; labor costs; unemployment levels; tax rates; changes in accounting or 
regulatory requirements; and cybersecurity attacks. This MD&A includes certain forward-looking statements that are based on 
our current plans and expectations and are subject to risks, uncertainties and assumptions. We caution readers that certain 
important factors could cause actual results and events to differ significantly from those expressed.  

Certain prior period amounts have been reclassified to conform with the current period presentation. First, we included 
"Other operating expenses" with "Selling, general and administrative expenses" in the Consolidated Statements of Earnings. 
Second, we revised the presentation of certain costs that for the year ended December 31, 2021, were reported in "Cost of lease 
& related maintenance and rental" and "Cost of services," which should have been included in the "Cost of fuel services" within 
the Consolidated Statements of Earnings. These costs were not material to any financial statement line item and we elected to 
revise the presentation of these prior period costs to conform to the current year presentation in our financial statements. 

For a detailed description of certain risk factors that impact our business, including those related to the COVID-19 effects, 

refer to Part I, Item 1A. "Risk Factors” and "Special Note Regarding Forward-Looking Statements" sections included in this 
Annual Report.

This MD&A includes certain non-GAAP financial measures. Please refer to the “Non-GAAP Financial Measures” section 

of this MD&A for information on these non-GAAP measures, including reconciliations to the most comparable GAAP 
financial measure and the reasons why we believe each measure is useful to investors. 

OVERVIEW

General

Ryder is a leading logistics and transportation company. We report our financial performance based on three business 

segments: (1) Fleet Management Solutions (FMS), which provides full service leasing and leasing with flexible maintenance 
options, commercial rental and maintenance services of trucks, tractors and trailers to customers principally in the United States 
(U.S.) and Canada; (2) Supply Chain Solutions (SCS), which provides integrated logistics solutions, including distribution 
management, dedicated transportation, transportation management, brokerage, e-commerce, last mile, and professional services 
in North America; and (3) Dedicated Transportation Solutions (DTS), which provides turnkey transportation solutions in the 
U.S., including dedicated vehicles, professional drivers, management, and administrative support. Dedicated transportation 
services provided as part of an operationally integrated, multi-service, supply chain solution to SCS customers are primarily 
reported in the SCS business segment. In 2022, we announced our intentions to exit the FMS United Kingdom (U.K.) business 
and have substantially completed the wind down as of December 31, 2022.

Further information on our business and reportable business segments are presented in Part I, Item 1, "Business", and in 

Note 3, "Segment Reporting" of the Notes to Consolidated Financial Statements included in Part II, Item 8, "Financial 
Statements and Supplementary Data" in this Annual Report. 

Business Trends

During 2022, we continued to experience highly favorable trends in logistics and transportation solutions due to ongoing 

supply chain and labor shortage challenges. In addition, demand conditions for transportation services were strong reflecting 
solid freight activity and tight vehicle availability due to continued OEM production constraints. These market conditions, 
along with successful management of our initiatives to increase long-term returns, resulted in record revenue and earnings. We 
had strong sales of new long-term customer contracts in SCS and DTS, which we expect will contribute to long-term profitable 
growth. In the first half of the year, we also experienced strong demand and pricing for our rental and used vehicles due to a 
limited supply of vehicles. Benefits from our initiatives to increase returns and drive long-term profitable growth delivered 

25

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

higher earnings in our contractual lease, supply chain and dedicated businesses. We have also experienced higher costs across 
our business, particularly payroll and third-party services, due to increasing inflationary pressure.

In FMS, used vehicle sales and rental outperformed the prior year. Used vehicle market conditions remain relatively 
strong, and as anticipated, pricing sequentially declined in the second half of the year from historical highs. Despite this decline 
in pricing, we realized record used vehicle gains as prices remained, and continue to remain, well above our residual value 
estimates. Our North America ChoiceLease fleet grew 1,300 units in 2022. In 2023, we expect strong but reduced earnings as a 
slowing macroeconomic and freight environment drive lower results in used vehicle sales and rental, with some offset from 
tight truck capacity due to ongoing OEM production constraints. Although we expect a weaker economic environment in 2023, 
we believe our 2023 used vehicle sales and rental results will be reflective of a normalized economic environment compared to 
the elevated performance levels we experienced during 2022. Our lease pricing initiatives also delivered improved portfolio 
returns, and we expect to continue realizing incremental earnings as our remaining portfolio is renewed at higher returns. 

In SCS, we experienced strong outsourcing trends in warehousing and distribution, as well as in e-commerce fulfillment 
and last mile delivery of big and bulky items in 2022. New long-term customer contracts in SCS and DTS, combined with the 
e-commerce acquisition of Whiplash and the Midwest Warehouse & Distribution System (Midwest) acquisition, contributed to 
significant revenue growth. The SCS acquisitions are providing us with enhanced capabilities in fast-growing e-commerce 
fulfillment and in multi-client warehousing. The pricing adjustments and cost recovery initiatives implemented this year due to 
higher labor costs in SCS and DTS, have helped DTS return to its target earnings level and SCS improve its earnings year-over-
year.

While we are experiencing positive momentum in our businesses, other unknown effects from extended higher fuel prices, 

inflationary cost pressures, prolonged labor shortages, extended disruptions in vehicle and vehicle part production and rising 
interest rates may negatively impact demand for our business, financial results, and significant judgments and estimates.

SELECTED OPERATING PERFORMANCE ITEMS

•

Total revenue of $12.0 billion and operating revenue (a non-GAAP measure) of $9.3 billion for 2022 increased 24% 
and 19%, respectively as compared to prior year, reflecting organic revenue growth across all business segments and 
SCS acquisitions

• Diluted EPS from continuing operations of $16.96 in 2022 versus $9.70 in prior year, reflecting significantly higher 

earnings in FMS and improved performance in SCS and DTS
Comparable EPS (a non-GAAP measure) from continuing operations of $16.37 in 2022 versus $9.58 in prior year

•
• Adjusted Return on Equity (ROE) (a non-GAAP measure) of 29% in 2022, up from 21% in prior year
• Net cash provided by operating activities from continuing operations of $2.3 billion in 2022 versus $2.2 billion in prior 

year. Free cash flow (a non-GAAP measure) of $921 million in 2022 versus $1.1 billion in prior year

26

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

RESULTS SUMMARY

(Dollars in millions, except per share amounts)
Total revenue
Operating revenue (1)
Earnings (loss) from continuing operations before income taxes (EBT)
Comparable EBT (1)
Earnings (loss) from continuing operations
Comparable earnings from continuing operations (1)
Net earnings (loss)
Comparable EBITDA (1)
Earnings (loss) per common share (EPS) — Diluted

Continuing operations
Comparable (1)
Net earnings (loss)

Debt to equity
Adjusted return on equity (1)
Net cash provided by operating activities from continuing operations
Free cash flow (1)
Total capital expenditures (2)

____________________

2022

2021

2020

2022/2021

2021/2020

Change

24%

19%

75%

68%

65%

62%

67%

12%

75%

71%

76%

15%

11%

NM

NM

NM

NM

NM

8%

NM

NM

NM

$ 12,011 

$  9,663 

$  8,420 

  9,280 

  7,828 

  7,024 

$  1,216 

$ 

  1,144 

863 

833 

867 

693 

682 

522 

515 

519 

$ 

(130) 

(29) 

(112) 

(14) 

(122) 

  2,722 

  2,433 

  2,258 

$  16.96 

$  9.70 

$  (2.15) 

  16.37 

  17.04 

 216 %

 29 %

9.58 

9.66 

 235 %

 21 %

(0.27) 

(2.34) 

 293 %

 (1) %

$  2,310 

$  2,175 

$  2,181 

921 

  1,057 

  1,587 

  2,652 

  2,012 

  1,070 

NM - Denotes Not Meaningful throughout the MD&A
(1) Non-GAAP financial measure. Refer to the “Non-GAAP Financial Measures” section of this MD&A for reconciliations of the most comparable GAAP 

measure to the non-GAAP financial measure and the reasons why management believes this measure is important to investors.
Includes capital expenditures that have been accrued, but not yet paid.

(2)

In 2022, total revenue increased 24% to $12.0 billion. Operating revenue (a non-GAAP measure excluding fuel, 

subcontracted transportation and ChoiceLease liability insurance revenues) increased 19% to $9.3 billion. The increases in total 
and operating revenue were primarily due to higher revenue across all of our business segments and the SCS acquisitions of 
Whiplash and Midwest. Total revenue also increased from higher subcontracted transportation and fuel revenue.

EBT and comparable EBT (a non-GAAP measure) increased to $1.2 billion and $1.1 billion, respectively, from 
$693 million and $682 million, respectively, primarily due to higher used vehicle sales results (including the declining impact 
of depreciation expense from prior residual value estimate changes), better commercial rental performance, and increased 
results in SCS and DTS.

FULL YEAR CONSOLIDATED RESULTS

Lease & Related Maintenance and Rental

(Dollars in millions)
Lease & related maintenance and rental revenues

Cost of lease & related maintenance and rental

Gross margin

Gross margin %

Change

2022

2021

2020

2022/2021

2021/2020

$  4,174 

$  3,995 

$  3,704 

  2,774 

  2,884 

  3,109 

$  1,400 

$  1,111 

$ 

595 

4%

(4)%

26%

8%

(7)%
87%

 34 %

 28 %

 16 %

Lease & related maintenance and rental revenues represent revenue from our ChoiceLease and commercial rental product 

offerings within our FMS business segment. Revenues increased 4% in 2022, primarily driven by increases in commercial 
rental demand and pricing. 

Cost of lease & related maintenance and rental represents the direct costs related to lease & related maintenance and 

rental revenue and are comprised of depreciation of revenue earning equipment, maintenance costs (primarily repair parts and 
labor), and other costs such as licenses, insurance and operating taxes. Cost of lease & related maintenance and rental excludes 
interest costs from vehicle financing, which are reported within "Interest expense" in our Consolidated Statements of Earnings. 

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Cost of lease & related maintenance and rental decreased 4% in 2022 primarily due to declining depreciation expense impacts 
from prior residual value estimate changes as well as the reduction of the U.K. vehicle fleet related to our exit from the FMS 
U.K. business, partially offset by higher repair labor and parts costs.

Lease & related maintenance and rental gross margin and gross margin as a percentage of revenue increased to 34% 
primarily due to a declining impact of depreciation expense from prior residual value estimate changes, higher commercial 
rental and ChoiceLease pricing and improved rental utilization.

Services

(Dollars in millions)
Services revenue

Cost of services

Gross margin

Gross margin %

Change

2022

2021

2020

2022/2021

2021/2020

$  7,118 

$  5,181 

$  4,318 

  6,153 

  4,503 

  3,653 

$ 

965 

$ 

678 

$ 

665 

37%

37%

42%

20%

23%

2%

 14 %

 13 %

 15 %

Services revenue represents all the revenues associated with our SCS and DTS business segments, as well as SelectCare 

and fleet support services associated with our FMS business segment. Services revenue increased 37% in 2022, due to increases 
in revenue in SCS and DTS driven by growth from acquisitions, new business, increased pricing and higher volumes. Prior year 
volumes in SCS were negatively impacted from supply chain disruptions, primarily in the automotive industry.

Cost of services represents the direct costs related to services revenue and is primarily comprised of salaries and 
employee-related costs, subcontracted transportation (purchased transportation from third parties), fuel, vehicle liability costs 
and maintenance costs. Cost of services increased 37% in 2022, primarily due to the growth in revenue and higher 
subcontracted transportation and labor, rent and fuel costs in SCS and DTS, including the impact from inflationary cost 
pressures. 

Services gross margin increased 42% in 2022, due to higher pricing, new business, growth from acquisitions and 
increased volumes. Services gross margin as a percentage of revenue increased in 2022, due to pricing adjustments made on 
SCS and DTS customer contracts to recover higher labor and subcontracted transportation costs as well as other cost recovery 
efforts.

Fuel Services

(Dollars in millions)
Fuel services revenue

Cost of fuel services

Gross margin

Gross margin %

Change

2022

2021

2020

2022/2021

2021/2020

$ 

$ 

719 

694 

25 

$ 

$ 

487 

474 

13 

$ 

$ 

398 

383 

15 

48%

46%

92%

22%

24%

(13)%

 3 %

 3 %

 4 %

Fuel services revenue represents fuel services provided to our FMS customers. Fuel services revenue increased 48% in 

2022, primarily reflecting higher fuel prices passed through to customers.

Cost of fuel services includes the direct costs associated with providing our customers with fuel. These costs include fuel, 

salaries and employee-related costs of fuel island attendants and depreciation of our fueling facilities and equipment. Cost of 
fuel services increased 46% in 2022 as a result of higher fuel prices.

Fuel services gross margin increased to $25 million and gross margin as a percentage of revenue remained at 3% in 2022. 

Fuel is largely a pass-through to customers for which we realize minimal changes in margin during periods of steady market 
fuel prices. However, fuel services margin is impacted by sudden increases or decreases in market fuel prices during a short 
period of time, as customer pricing for fuel is established based on current market fuel costs. Fuel services gross margin was not 
significantly impacted by these price change dynamics in 2022.

28

 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Selling, General and Administrative Expenses

(Dollars in millions)
Selling, general and administrative expenses (SG&A)

Percentage of total revenue

2022

2021

2020

2022/2021

2021/2020

$  1,415 

$  1,187 

$  1,044 

19%

14%

 12 %

 12 %

 12 %

Change

SG&A expenses increased 19% in 2022. The increase in 2022 was mainly due to higher incentive-based compensation 

costs, higher bad debt, amortization of intangibles from the Whiplash and Midwest acquisitions and higher travel expense. 
SG&A expenses as a percentage of total revenue remained unchanged at 12% in 2022.

Non-Operating Pension Costs, net

(Dollars in millions)
Non-operating pension costs, net

2022

2021

2020

2022/2021

2021/2020

$ 

11  $ 

(1)  $ 

11 

NM

NM

Change

 Non-operating pension costs, net include the amortization of net actuarial loss and prior service cost, interest cost and 
expected return on plan assets components of pension and postretirement benefit costs, as well as any significant charges for 
settlements or curtailments if recognized. Non-operating pension costs, net increased due to lower return on assets from a shift 
in mix of assets and higher interest expense from a higher discount rate partially offset by lower amortization expense.

Used Vehicle Sales, net 

(Dollars in millions)
Used vehicle sales, net

2022

2021

2020

2022/2021

2021/2020

$ 

(450)  $ 

(257)  $ 

— 

75%

NM

Change

Used vehicle sales, net includes gains or losses from sales of used vehicles, selling costs associated with used vehicles 

and write-downs of vehicles held for sale to fair market value (referred to as "valuation adjustments"). The increased used 
vehicle sales results in 2022 was due to higher proceeds per unit of sales of used vehicles as compared to the prior year. Used 
vehicle sales, net in 2022, includes gains associated with the exit of the FMS U.K. business of $49 million.

Average proceeds per unit increased in 2022 from the prior year. The following table presents the average used vehicle 

proceeds per unit changes, using constant currency, compared with the prior year:

Tractors

Trucks

Interest Expense

(Dollars in millions)
Interest expense

Effective interest rate

2022/2021

2021/2020

43%

51%

78%

70%

2022

2021

2020

2022/2021

2021/2020

$ 

228 

$ 

214 

$ 

261 

7%

(18)%

 3.5 %

 3.2 %

 3.6 %

Change

Interest expense increased 7% in 2022 primarily reflecting higher interest rates and higher average outstanding debt, 

partially offset by a higher mix of variable rate debt.

Miscellaneous Income, net

(Dollars in millions)
Miscellaneous income, net

2022

2021

2020

2022/2021

2021/2020

$ 

(32)  $ 

(66)  $ 

(22) 

(52)%

200%

Change

Miscellaneous income, net consists of investment income on securities used to fund certain benefit plans, interest income, 
gains on sales of operating property, foreign currency transaction remeasurement and other non-operating items. Miscellaneous 

29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

income, net was $32 million in 2022 as compared to $66 million in the prior year, primarily due to lower investment income 
and higher gains on sale of properties in the prior year.

Restructuring and Other Items, net

(Dollars in millions)
Restructuring and other items, net

2022

2021

2020

2022/2021

2021/2020

$ 

2  $ 

32  $ 

111 

(94)%

(71)%

Change

Refer to Note 21, “Other Items Impacting Comparability” in the Notes to Consolidated Financial Statements for a 

discussion of restructuring charges and other items.

Provision for (Benefit from) Income Taxes

(Dollars in millions)
Provision for (benefit from) income taxes

Effective tax rate on continuing operations
Comparable tax rate on continuing operations (1)

_______________

2022

2021

2020

2022/2021

2021/2020

$ 

353 

$ 

171 

$ 

(18) 

106%

NM

Change    

 29.1 %

 27.2 %

 24.7 %

 24.5 %

 (14.1) %

 (52.1) %

(1)    Non-GAAP financial measure. Refer to the “Non-GAAP Financial Measures” section of this MD&A for reconciliations of the most comparable GAAP 

measure to the non-GAAP financial measure and the reasons why management believes this measure is important to investors.

The provision for income taxes increased to $353 million in 2022 due to higher earnings and a higher effective tax rate. 

Our effective tax rate from continuing operations was 29.1% as compared to 24.7% in the prior year and our comparable tax 
rate on continuing operations was 27.2% as compared to 24.5% in the prior year. The increases in the rates were due to 
incremental U.S. tax on higher foreign earnings related to the exit of our FMS U.K. business as well as a shift in the mix of 
earnings subject to tax in different jurisdictions. Refer to our discussion of changes in our provision for (benefit from) income 
taxes and effective tax rate from continuing operations in Note 11, “Income Taxes” in the Notes to Consolidated Financial 
Statements. 

30

 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

 FULL YEAR OPERATING RESULTS BY BUSINESS SEGMENT

(Dollars in millions)
Revenue:

Fleet Management Solutions

Supply Chain Solutions

Dedicated Transportation Solutions

Eliminations

Total

Operating Revenue: (1)

Fleet Management Solutions

Supply Chain Solutions

Dedicated Transportation Solutions

Eliminations

Total

Earnings (loss) from continuing operations before income taxes:

Fleet Management Solutions

Supply Chain Solutions

Dedicated Transportation Solutions

Eliminations

Unallocated Central Support Services

Non-operating pension costs, net
Other items impacting comparability, net (2)

2022

2021

2020

2022/2021

2021/2020

Change

$ 

6,327  $ 

5,680  $ 

5,171 

4,720 

1,786 

(822) 

3,155 

1,457 

(629) 

11%

50%

23%

2,544 

1,229 

(524) 

(31)%

$  12,011  $ 

9,663  $ 

8,420 

24%

$ 

5,213  $ 

4,941  $ 

4,578 

3,254 

1,239 

(426) 

2,211 

1,055 

(379) 

6%

47%

17%

1,870 

929 

(353) 

(12)%

$ 

9,280  $ 

7,828  $ 

7,024 

19%

$ 

1,054  $ 

663  $ 

(142) 

186 

102 

(115) 

1,227 

(83) 

(11) 

83 

117 

49 

(78) 

751 

(69) 

1 

10 

160 

73 

(43) 

48 

(77) 

(11) 

(90) 

59%

59%

108%

47%

63%

20%

NM

NM

10%

24%

19%

(20)%

15%

8%

18%

14%

(7)%

11%

NM

(27)%

(33)%

(81)%

NM

10%

NM

NM

NM

Earnings (loss) from continuing operations before income taxes

$ 

1,216  $ 

693  $ 

(130) 

75%

  _______________

(1) Non-GAAP financial measure. Refer to the “Non-GAAP Financial Measures” section of this MD&A for reconciliations of the most comparable GAAP 

measure to the non-GAAP financial measure and the reasons why management believes this measure is important to investors.

(2) Refer to Note 21, "Other Items Impacting Comparability," and below for a discussion of items excluded from our primary measure of segment performance.

As part of management’s evaluation of segment operating performance, we define the primary measurement of our segment 

financial performance as "Earnings from continuing operations before taxes" (EBT), which includes an allocation of costs from 
Central Support Services (CSS) and excludes non-operating pension costs, net and certain other items as discussed in Note 21, 
“Other Items Impacting Comparability,” in the Notes to Consolidated Financial Statements. CSS represents those costs incurred 
to support all business segments, including finance and procurement, corporate services, human resources, information 
technology, public affairs, legal, marketing and corporate communications.  

The objective of the EBT measurement is to provide clarity on the profitability of each business segment and, ultimately, to 

hold leadership of each business segment accountable for their allocated share of CSS costs. Segment results are not necessarily 
indicative of the results of operations that would have occurred had each segment been an independent, stand-alone entity during 
the periods presented. Certain costs are not attributable to any segment and remain unallocated in CSS, including costs for 
investor relations, public affairs and certain executive compensation. Refer to Note 3, “Segment Reporting,” in the Notes to 
Consolidated Financial Statements for a description of the methodology for allocating the remainder of CSS costs to the business 
segments.

Our FMS segment leases revenue earning equipment, as well as provides rental vehicles, fuel, maintenance and other 
ancillary services to the SCS and DTS segments. Inter-segment EBT allocated to SCS and DTS includes earnings related to 
equipment used in providing services to SCS and DTS customers. EBT related to inter-segment equipment and services billed to 
SCS and DTS customers (equipment contribution) are included in both FMS and the segment that served the customer and then 
eliminated upon consolidation (presented as “Eliminations”). 

31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following table sets forth the benefit from equipment contribution included in EBT for our SCS and DTS business 

segments:

(Dollars in millions)
Equipment Contribution:

    Supply Chain Solutions

    Dedicated Transportation Solutions

Total

2022

2021

2020

2022/2021

2021/2020

Change

$ 

$ 

47  $ 

33  $ 

68 

45 

115  $ 

78  $ 

18 

25 

43 

  42%

  51%

  47%

  83%

  80%

  81%

In 2022, the increase in SCS and DTS equipment contribution is primarily related to increased fuel margins due to rapid 

fluctuations in fuel prices and higher proceeds on sales of used vehicles. 

Items excluded from our segment EBT measure and their classification within our Consolidated Statements of Earnings are 

as follows (dollars in millions):

Description

Classification

2022

2021

2020

Restructuring and other, net (1)
ERP implementation costs (1)
Gains on sale of U.K revenue earning equipment (1)
Gains on sale of properties (1)
Early redemption of medium-term notes (1)
ChoiceLease liability insurance revenue (1)

Other items impacting comparability, net

Non-operating pension costs, net (2)

_______________ 

Restructuring and other items, net

$ 

(2)  $ 

(19)  $ 

Restructuring and other items, net

Used vehicles sales, net

Miscellaneous income, net

Interest expense

Revenue

Non-operating pension costs, net

— 

49 

36 

— 

— 

83 

(11) 

(13) 

— 

42 

— 

— 

10 

1 

(77) 

(34) 

— 

6 

(9) 

24 

(90) 

(11) 

$ 

72  $ 

11  $ 

(101) 

(1) Refer to Note 21, “Other Items Impacting Comparability,” in the Notes to Consolidated Financial Statements for additional information.
(2) Refer to Note 19, “Employee Benefit Plans,” in the Notes to Consolidated Financial Statements for additional information.

Fleet Management Solutions

(Dollars in millions)
ChoiceLease
Commercial rental (1)
SelectCare and other
Fuel services and ChoiceLease liability insurance (2)

FMS total revenue

FMS operating revenue (3)

FMS EBT

FMS EBT as a % of FMS total revenue
FMS EBT as a % of FMS operating revenue (3)

_______________ 

2022

2021

2020

2022/2021

2021/2020

Change

$ 

3,203  $ 

3,220  $ 

3,160 

1,351 

659 

1,114 

1,114 

607 

739 

834 

584 

593 

$ 

6,327  $ 

5,680  $ 

5,171 

(1)%

21%

9%

51%

11%

$ 

5,213  $ 

4,941  $ 

4,578 

6%

$ 

1,054  $ 

663  $ 

(142) 

59%

16.7%

20.2%

11.7%

13.4%

(2.7)% 500 bps

(3.1)% 680 bps

2%

34%

4%

25%

10%

8%

NM

NM

NM

(1) For the years ended December 31, 2022, 2021, and 2020 rental revenue from lease customers in place of a lease vehicle represented 33%, 30%, and 33% 

of commercial rental revenue, respectively. 

In the first quarter of 2021, we completed the exit of the extension of our liability insurance coverage for ChoiceLease customers.

(2)
(3) Non-GAAP financial measure. Refer to the “Non-GAAP Financial Measures” section of this MD&A for reconciliations of the most comparable GAAP 

measure to the non-GAAP financial measure and the reasons why management believes this measure is important to investors.

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

FMS total revenue increased 11% to $6.3 billion in 2022 primarily due to higher fuel services revenue primarily reflecting 

higher fuel prices passed through to customers and higher operating revenue (a non-GAAP measure excluding fuel and 
ChoiceLease liability insurance revenues). FMS operating revenue increased 6% to $5.2 billion in 2022 primarily driven by 
increases in commercial rental demand and pricing. FMS operating revenue grew despite a 2% negative impact from the wind 
down of the FMS U.K. business.

FMS EBT increased 59% in 2022, primarily from higher used vehicle sales and rental results reflecting benefits from tight 

truck capacity and initiatives to improve returns in these areas. Increased gains on used vehicles sold and a declining impact of 
depreciation expense from prior vehicles residual values estimates changes contributed $260 million in higher year over year 
earnings. Used vehicle pricing increased from the prior year for both trucks and tractors. Used vehicle inventory levels increased 
to 4,300 vehicles, but remains well below the target range of 7,000 - 9,000 vehicles. Commercial rental results benefited from 7% 
increased power fleet pricing in 2022, and strong power fleet utilization. Rental power fleet utilization increased to 83% from 
80% in 2022. 

During the first quarter of 2022, we announced our intention to exit the FMS U.K. business. The exit from the operations is 

substantially complete as of December 31, 2022. More than 90% of the revenue earning equipment and operating property 
equipment in the U.K. were sold during 2022, generating proceeds of approximately $400 million. We expect to finalize the 
shutdown of all U.K. operations and complete the sale of the remaining vehicles and properties in 2023. As a result of the 
liquidation of the balance sheet, we anticipate recognizing a material foreign currency cumulative translation adjustment loss in 
2023. The foreign currency cumulative translation adjustment will have no impact on our consolidated financial position or cash 
flows.

33

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Our global fleet of owned and leased revenue earning equipment and SelectCare vehicles, including vehicles under on-

demand maintenance, is summarized as follows (rounded to the nearest hundred):

End of period vehicle count

By type:

Trucks (1)
Tractors (2)
Trailers and other (3)

Total

By product line:
ChoiceLease

Commercial rental

Service vehicles and other

Held for sale

Total

Memo: U.K. Vehicle Count

2022

2021

2020

2022/2021

2021/2020

Change

72,700 

69,400 

41,500 

75,100 

70,700 

43,500 

77,300 

73,300 

44,100 

  183,600 

  189,300 

  194,700 

  135,400 

  143,900 

  149,600 

41,800 

2,100 

40,700 

2,200 

35,000 

2,400 

  179,300 

  186,800 

  187,000 

4,300 

2,500 

7,700 

  183,600 

  189,300 

  194,700 

(3)%

(2)%

(5)%

(3)%

(6)%

3%

(5)%

(4)%

72%

(3)%

1,000 

13,000 

14,300 

(92)%

(3)%

(4)%

(1)%

(3)%

(4)%

16%

(8)%

—%

(68)%

(3)%

(9)%

Customer vehicles under SelectCare contracts (4)

55,600 

54,500 

50,300 

2%

8%

Average vehicle count

By product line:

ChoiceLease

Commercial rental

Service vehicles and other

Held for sale

Total

Customer vehicles under SelectCare contracts (4)
Customer vehicles under SelectCare on-demand (5)
Total vehicles serviced

_______________ 

  140,000 

  146,300 

  154,800 

41,600 

2,200 

37,900 

2,300 

37,500 

2,600 

  183,800 

  186,500 

  194,900 

(4)%

10%

(4)%

(1)%

3,700 

4,600 

11,300 

(20)%

  187,500 

  191,100 

  206,200 

(2)%

55,700 

15,400 

53,000 

15,700 

54,900 

18,800 

  258,600 

  259,800 

  279,900 

5%

(2)%

—%

(5)%

1%

(12)%

(4)%

(59)%

(7)%

(3)%

(16)%

(7)%

(1) Generally comprised of Class 1 through Class 7 type vehicles with a Gross Vehicle Weight (GVW) up to 33,000 pounds.
(2) Generally comprised of over the road on highway tractors and are primarily comprised of Class 8 type vehicles with a GVW of over 33,000 pounds.
(3) Generally comprised of dry, flatbed and refrigerated type trailers.
(4) Excludes customer vehicles under SelectCare on-demand contracts. Includes end of period vehicles from the U.K. of 1,000, 1,100, and 1,400 for the periods 

2022, 2021, and 2020, respectively.

(5) Comprised of the number of unique vehicles serviced under on-demand maintenance agreements. This does not represent averages for the periods. Vehicles 

included in the count may have been serviced more than one time during the respective period.

Note: Average vehicle counts were computed using a 24-point average based on monthly information.

34

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following table provides information on our North America active ChoiceLease fleet (number of units rounded to 

nearest hundred) and our Global commercial rental power fleet utilization (excludes trailers):

Active ChoiceLease fleet
End of period vehicle count (1)
Full year average vehicle count (1)
Commercial rental statistics
Commercial rental utilization - power fleet (2)

_______________

2022

2021

2020

2022/2021

2021/2020

Change

  128,400 

  128,900 

  130,800 

  128,700 

  129,900 

  133,500 

  —%

  (1)%

  (1)%

(3)%

 83 %

 80 %

 67 % 250 bps

1,300 bps

(1) Active ChoiceLease vehicles are calculated as those units currently earning revenue and not classified as not yet earning or no longer earning units.
(2) Rental utilization is calculated using the number of days units are rented divided by the number of days units are available to rent based on the days in the 

calendar year.

Supply Chain Solutions

(Dollars in millions)
Consumer packaged goods and retail

Automotive

Technology and healthcare

Industrial and other

Subcontracted transportation and fuel

SCS total revenue

Change

2022

2021

2020

2022/2021

2021/2020

$ 

1,747  $ 

1,020  $ 

870 

302 

335 

1,466 

693 

240 

258 

944 

814 

638 

223 

195 

674 

$ 

4,720  $ 

3,155  $ 

2,544 

71%

26%

26%

30%

55%

50%

25%

9%

8%

32%

40%

24%

SCS operating revenue (1)

$ 

3,254  $ 

2,211  $ 

1,870 

47%

18%

SCS EBT

SCS EBT as a % of SCS total revenue
SCS EBT as a % of SCS operating revenue (1)

$ 

186  $ 

117  $ 

160 

59%

(27)%

3.9%

5.7%

3.7%

5.3%

6.3%

8.6%

20 bps

40 bps

(260) bps

(330) bps

Memo: 

End of period fleet count

_______________

13,100 

10,700 

9,400 

22%

14%

(1) Non-GAAP financial measure. Refer to the “Non-GAAP Financial Measures” section of this MD&A for reconciliations of the most comparable GAAP 

measure to the non-GAAP financial measure and the reasons why management believes this measure is important to investors.

The following table summarizes the components of the change in revenue on a percentage basis versus the prior year:

Organic, including price and volume

Acquisition

Fuel

Net increase

2022

2021

Total 

 25 %

 23 

 2 

 50 %

Operating (1)
 22 %

 25 

 — 

 47 %

Total

 22 %

 1 

 1 

 24 %

Operating (1)
 17 %

 1 

 — 

 18 %

————————————
(1) Non-GAAP financial measure. Refer to the "Non-GAAP Financial Measures" section of this MD&A for reconciliations of the most comparable GAAP 

measure to the non-GAAP financial measure and the reasons why management believes this measure is important to investors.

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

SCS total revenue increased 50% and SCS operating revenue (a non-GAAP measure excluding fuel and subcontracted 
transportation revenues) increased 47% primarily due to the acquisitions of Whiplash and Midwest and strong revenue growth in 
all industry verticals from new business, higher volumes and increased pricing. Operating revenue organically grew 22% in 2022.

SCS EBT increased 59% in 2022 due to new business, increased pricing and cost recovery initiatives. SCS comparisons 

also benefited from higher volumes and acquisitions. The increase in SCS EBT was partially offset by a $20 million asset 
impairment related to the early termination of a customer distribution center in 2023 and higher incentive-based compensation.  
The positive impact of acquisitions included incremental non-cash amortization expense of $27 million, a negative impact of 100 
basis point on EBT as a percentage of SCS operating revenue in 2022.

Dedicated Transportation Solutions

(Dollars in millions)
DTS total revenue

DTS operating revenue (1)

DTS EBT

DTS EBT as a % of DTS total revenue
DTS EBT as a % of DTS operating revenue (1)

Memo: 

End of period fleet count

_______________ 

$ 

$ 

$ 

2022

2021

2020

2022/2021

2021/2020

1,786  $ 

1,457  $ 

1,229 

23%

19%

Change

1,239  $ 

1,055  $ 

929 

17%

14%

102  $ 

49  $ 

73 

108%

(33)%

5.7%

8.2%

3.4%

4.6%

5.9%

7.9%

230 bps

(250) bps

360 bps

(330) bps

11,400 

11,300 

9,200 

1%

23%

(1) Non-GAAP financial measure. Refer to the “Non-GAAP Financial Measures” section of this MD&A for reconciliations of the most comparable GAAP 

measure to the non-GAAP financial measure and the reasons why management believes this measure is important to investors.

DTS total revenue increased 23% in 2022 primarily due to higher operating revenue (a non-GAAP measure excluding fuel 
and subcontracted transportation revenues), fuel and subcontracted transportation revenue. DTS operating revenue increased 17% 
in 2022 due to new business, increased pricing and higher volumes. 

DTS EBT increased 108% in 2022 primarily due to increased pricing, new business as well as higher fuel margins and 

gains on sales of vehicles. 

Central Support Services

(Dollars in millions)
Total CSS

Allocation of CSS to business segments

Unallocated CSS

Change

2022

2021

2020

2022/2021

2021/2020

$ 

$ 

419  $ 

369  $ 

324 

(336) 

(300) 

(247) 

83  $ 

69  $ 

77 

14%

12%

20%

14%

21%

(10)%

Total CSS costs increased 14% to $419 million in 2022 primarily due to strategic investments in marketing and technology, 

increased incentive-based compensation costs and professional fees. Unallocated CSS costs increased by $14 million in 2022 
primarily reflecting increased professional fees and 2021 investment income from Ryder Ventures, our corporate venture capital 
fund that did not reoccur in 2022. 

36

 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

FINANCIAL RESOURCES AND LIQUIDITY

Cash Flows

The following is a summary of our cash flows from continuing operations:

(In millions)
Net cash provided by (used in):

Operating activities

Investing activities

Financing activities

Effect of exchange rates on cash

Net change in cash and cash equivalents

(In millions)
Net cash provided by operating activities

Earnings (loss) from continuing operations

Non-cash and other, net

Collections on sales-type leases

Changes in operating assets and liabilities

Years ended December 31,

2022

2021

2020

$ 

2,310  $ 

2,175  $ 

2,181 

(1,850) 

(1,450) 

(601) 

(861) 

(4) 

(204) 

(1,507) 

(1) 

$ 

(405)  $ 

520  $ 

Years ended December 31,

2022

2021

2020

5 

78 

$ 

863  $ 

522  $ 

(112) 

1,903 

1,824 

2,243 

135 

(591) 

139 

(310) 

114 

(64) 

Cash flows from operating activities from continuing operations

$ 

2,310  $ 

2,175  $ 

2,181 

Cash provided by operating activities increased to $2.3 billion in 2022 from $2.2 billion driven by higher earnings partially 

offset by increased working capital needs. The increase in working capital needs was primarily due to a decrease in accounts 
payable due to the timing of payments, collections of our receivables and higher operating lease payments, reflecting additional 
properties from our acquisitions and inflationary cost pressures. Cash used in investing activities increased to $1.9 billion in 2022 
compared with $1.5 billion in 2021 primarily due an increase in cash paid for capital expenditures, partially offset by higher 
proceeds from sale of revenue earnings equipment and operating property and equipment. Cash used in financing activities 
increased to $861 million in 2022 compared to $204 million in 2021 primarily due to common stock repurchases. 

The following table shows the components of our free cash flow:

(In millions)
Net cash provided by operating activities
Sales of revenue earning equipment (1)
Sales of operating property and equipment (1)
Other (1)

Total cash generated (2)

Purchases of property and revenue earning equipment (1)

Free cash flow (2)

_______________

Years ended December 31, 

2022

2021

2020

$ 

2,310  $ 

2,175  $ 

2,181 

1,182 

53 

7 

3,552 

(2,631) 

$ 

921  $ 

748 

74 

1 

539 

13 

— 

2,998 

2,733 

(1,941) 
1,057  $ 

(1,146) 
1,587 

Includes cash inflows from other investing activities.

(1)
(2) Non-GAAP financial measures. Reconciliations of net cash provided by operating activities to total cash generated and to free cash flow are set forth in this 
table. Refer to the “Non-GAAP Financial Measures” section of this MD&A for the reasons why management believes these measures are important to 
investors.

Free cash flow (a non-GAAP measure) decreased to $921 million in 2022 from $1.1 billion in 2021 primarily due to an 

increase in capital expenditures, partially offset by higher proceeds from the sale of revenue earning equipment and higher 
earnings.  In 2022, free cash flow includes approximately $400 million of proceeds from the sale of revenue earning equipment 
and operating property and equipment related to the wind down of our FMS U.K. business.

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Cash provided by operating activities from continuing operations will increase to approximately $2.4 billion in 2023. We 

expect free cash flow (a non-GAAP measure) to decrease to approximately $200 million reflecting an increase in capital 
expenditures due to higher investments in the ChoiceLease fleet and impact of vehicle OEM delivery delays. 

Income Tax Cash Obligations

During 2022, total income taxes paid were $115 million. In the future, our income tax cash obligations may increase. 

Taxable income and cash taxes payable may be impacted by a variety of factors, including (i) the amount of book income 
generated in each jurisdiction, (ii) total capital expenditures, (iii) the reversal of our deferred tax liability, (iv) remaining net 
operating losses, (v) the availability of U.S. federal bonus depreciation, and (vi) the impact of any changes in U.S., state and 
foreign income tax laws. While it is likely that our income tax cash obligations may increase at some point in the future, we 
cannot reasonably estimate the timing or impact of these factors.

Purchase Obligations

The majority of our purchase obligations are pay-as-you-go transactions made in the ordinary course of business. Purchase 

obligations include agreements to purchase goods or services that are legally binding and that specify all significant terms, 
including: fixed or minimum quantities to be purchased; fixed minimum or variable price provisions; and the approximate timing 
of the transaction. Any amounts for which we are liable under purchase orders for goods and services received are reflected in the 
Consolidated Balance Sheets as “Accounts payable” and “Accrued expenses and other current liabilities.” In addition, we reflect 
obligations with settlements that are greater than twelve months from December 31, 2021, as "Other non-current liabilities", 
including operating lease liabilities. The most significant purchase obligations relate to the purchase of revenue earning 
equipment.   

Capital expenditures generally represent the purchase of revenue earning equipment (trucks, tractors and trailers) within our 

FMS segment. These expenditures primarily support the ChoiceLease and commercial rental product lines. The level of capital 
required to support the ChoiceLease product line varies based on customer contract signings for replacement vehicles and growth. 
These contracts are long-term agreements that result in predictable cash flows typically over three to seven years for trucks and 
tractors and ten years for trailers. We utilize capital for the purchase of vehicles in our commercial rental product line to replenish 
and expand the fleet available for shorter-term use by contractual or occasional customers. Operating property and equipment 
expenditures primarily relate to spending on items such as vehicle maintenance facilities and equipment, computer and 
telecommunications equipment, investments in technologies, and warehouse facilities and equipment.

The following is a summary of capital expenditures:

(In millions)
Revenue earning equipment:

ChoiceLease

Commercial rental

Operating property and equipment
Gross capital expenditures (1)

2022

2021

2020

$ 

1,824  $ 

1,194  $ 

541 

2,365 

287 

2,652 

651 

1,845 

167 

2,012 

856 

85 

941 

129 

1,070 

76 

Changes in accounts payable related to purchases of property and revenue earning equipment

(21) 

(71) 

Cash paid for purchases of property and revenue earning equipment

$ 

2,631  $ 

1,941  $ 

1,146 

_______________ 

(1) Excludes $12 million, $15 million and $14 million in 2022, 2021 and 2020, respectively, in assets held under finance leases resulting from new or the 

extension of existing finance leases and other additions. 

Gross capital expenditures increased to$2.7 billion in 2022 primarily reflecting higher planned investments in the 
ChoiceLease fleet, in the SCS business and technology. In 2021, our OEMs faced new vehicle production challenges due to 
supply chain disruptions resulting in a significant increase in new vehicle delivery lead times. As a result, a significant amount of 
new vehicle orders placed in 2021 were delayed for delivery until 2022 and 2023. We expect capital expenditures to increase to 
approximately $3.0 billion in 2023 primarily as a result of higher investments in the ChoiceLease fleet and OEM delivery delays.

During 2022 and 2021, we completed the acquisitions of Whiplash, Midwest and a number of other acquisitions, primarily 

in the SCS business segment. Each of these acquisitions have been accounted for as business combinations. Total consideration 
for these acquisitions, net of cash acquired was $515 million in 2022 and $284 million in 2021. We will continue to evaluate 

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

targeted acquisitions consistent with our mission and strategy. Refer to Note 24, "Acquisitions," in the Notes to Consolidated 
Financial Statements for additional information.

Other Obligations and Commitments

The following table provides other material cash requirements from contractual obligations and commitments and the 

related reference in the Notes to Consolidated Financial Statements for further information:

Description

Insurance obligations (primarily self-insurance)

Operating leases

Debt

Employee benefit plans

Reference
Note 10

Note 12

Note 13

Note 19

Reference Title

Accrued Expenses and Other Liabilities

Leases

Debt

Employee Benefit Plans

We believe that our operating cash flows and access to the debt markets, as further discussed in "Financing and Other 

Funding Transactions" below, are sufficient to meet our contractual obligations. 

Financing and Other Funding Transactions

We utilize external capital primarily to support working capital needs and growth in our asset-based product lines. The 

variety of financing alternatives typically available to fund our capital needs include commercial paper, long-term and medium-
term public and private debt, asset-backed securities, bank term loans, leasing arrangements, and bank credit facilities. Our 
principal sources of financing are issuances of unsecured commercial paper and medium-term notes.

Cash and equivalents totaled $267 million as of December 31, 2022. As of December 31, 2022, approximately $169 million 

was held outside the U.S. and is available to fund operations and other growth of non-U.S. subsidiaries. We have historically 
asserted our intent to permanently reinvest foreign earnings outside of the U.S. In 2021, we reevaluated our historic assertion with 
respect to our U.K. and Germany operations and concluded that we no longer consider these earnings to be indefinitely 
reinvested. Federal, state and foreign income taxes, withholding taxes and the tax impact of foreign currency exchange gains or 
losses were considered on the remaining U.K. and Germany undistributed earnings as of December 31, 2022, and there was no 
impact to deferred taxes. In October 2022, we repatriated $282 million of foreign earnings from the U.K., and in February 2023, 
we repatriated an additional $38 million of foreign earnings from the U.K. We intend to continue to permanently reinvest the 
earnings of our remaining foreign subsidiaries indefinitely.

We believe that our operating cash flows, together with our access to the public unsecured bond market, commercial paper 

market and other available debt financing, will be adequate to meet our operating, investing and financing needs in the foreseeable 
future. However, volatility or disruption in the public unsecured debt market or the commercial paper market may impair our 
ability to access these markets on terms commercially acceptable to us. If we cease to have access to public bonds, commercial 
paper and other sources of unsecured borrowings, we would meet our liquidity needs by drawing upon contractually committed 
lending agreements or by seeking other funding sources. 

In February 2022, we issued an aggregate principal amount of $450 million unsecured medium terms notes that mature on 

March 1, 2027. The notes bear interest at a rate of 2.85% per year. In May 2022, we issued an aggregate principal amount of 
$300 million unsecured medium-term notes that mature on June 15, 2027. The notes bear interest at a rate of 4.30% per year.

In November 2022, we entered into three term notes that mature on November 16, 2027, with aggregate principal amounts 

totaling $175 million, bearing annual interest rates ranging from 5.0% to 5.15%.

In 2022, we received $102 million from financing transactions backed by a portion of our revenue earning equipment. The 

proceeds from the transaction were used for general corporate purposes. We provided end of term guarantees for the residual 
value of the revenue earning equipment in the transaction.

Refer to Note 13, “Debt,” in the Notes to Consolidated Financial Statements for information around the global revolving 

credit facility, the trade receivables financing program, issuance of medium-term notes under our shelf registration statement, 
asset-backed financing obligations and debt maturities.

Our ability to access unsecured debt in the capital markets is impacted by both our short-term and long-term debt ratings. 

These ratings are intended to provide guidance to investors in determining the credit risk associated with our particular securities 
based on current information obtained by the rating agencies from us or from other sources. Ratings are not recommendations to 

39

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

buy, sell or hold our debt securities and may be subject to revision or withdrawal at any time by the assigning rating agency. 
Lower ratings generally result in higher borrowing costs, as well as reduced access to unsecured capital markets. A significant 
downgrade below investment grade of our short-term debt ratings would impair our ability to issue commercial paper and likely 
require us to rely on alternative funding sources. A significant downgrade below investment grade would not affect our ability to 
borrow amounts under our global revolving credit facility described below, assuming ongoing compliance with the terms and 
conditions of the credit facility.

Our debt ratings and rating outlooks as of December 31, 2022 were as follows:

Short-term

Short-term Outlook

Long-term

Long-term Outlook

Rating Summary

Standard & Poor’s Ratings Services

Moody’s Investors Service

Fitch Ratings

DBRS

A2

P2

F2
R-1 (Low)

—

Stable

—
Stable

BBB

Baa2

BBB+
A (Low)

Positive

Stable

Stable
Stable

As of December 31, 2022, we had the following amounts available to fund operations under the following facilities:

Global revolving credit facility
Trade receivables financing program

(In millions)

$727
168

In accordance with our funding philosophy, we generally attempt to align the aggregate average remaining re-pricing life of 

our debt with the aggregate average remaining re-pricing life of our vehicle assets. We utilize both fixed-rate and variable-rate 
debt to achieve this alignment and generally target a mix of 20% - 40% variable-rate debt as a percentage of total debt 
outstanding. The variable-rate portion of our total debt (including notional value of swap agreements) was 19% and 16% as of 
December 31, 2022 and 2021, respectively. The increase in variable-rate debt was primarily driven by increased commercial 
paper borrowings.

Our debt to equity ratios were 216% and 235% as of December 31, 2022 and 2021, respectively. The debt to equity ratio 

represents total debt divided by total equity. The decrease in the debt to equity ratio from year-end 2022 primarily reflects lower 
debt balances and increased earnings partially offset by higher share repurchases. 

Off-Balance Sheet Arrangements

Guarantees. Refer to Note 14, “Guarantees,” in the Notes to Consolidated Financial Statements for a discussion of our 

agreements involving guarantees. 

Pension Information

Refer to Note 19, “Employee Benefit Plans,” in the Notes to Consolidated Financial Statements for background and further 
information regarding our company-sponsored defined benefit retirement plans. During 2022, total global pension contributions 
were $23 million, compared with $7 million in 2021. We estimate total 2023 required contributions to our pension plans to be 
approximately $5 million and we do not expect to make voluntary contributions. The present value of estimated global pension 
contributions that would be required over the next 5 years totals approximately $42 million (pre-tax). Changes in interest rates and 
the market value of the securities held by the plans could materially change, positively or negatively, the funded status of the 
plans and affect the level of pension expense and required contributions in future years. The ultimate amount of contributions is 
also dependent upon the requirements of applicable laws and regulations. 

Due to the underfunded status of our defined benefit plans, we had an accumulated net pension equity charge (after-tax) of 
$566 million and $529 million as of December 31, 2022 and 2021, respectively. The decline in funded status reflects a negative  
rate of return on plan assets of 24%, partially offset by an increase in discount rates in 2022.

We expect 2023 defined benefit pension expense to increase to approximately $40 million due to an increase in discount 

rates offset by an increase in expected return on assets. See the “Critical Accounting Estimates — Pension Plans” section for 
further discussion on pension accounting estimates.

Share Repurchase Programs and Cash Dividends

In September 2022, we completed our $300 million accelerated share repurchase program. This program was authorized by 
our board of directors in February 2022, and at that time, we repurchased and retired an initial amount of approximately 3 million 

40

 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

shares. The final settlement occurred in September 2022, resulting in the delivery and retirement of approximately 1 million 
additional shares. The number of shares ultimately repurchased and retired was based on the average of Ryder's daily volume-
weighted average price per share of common stock during the repurchase period, less a discount. The average price paid for the 4 
million shares delivered and retired under the accelerated share purchase agreement was $74.47 per share.

During the fourth quarter of 2022, we repurchased 2 million shares for $179 million under the 2021 Discretionary program. 

Additionally, we repurchased 0.9 million shares for $78 million under the 2021 Anti-Dilutive program. 

In February 2023, our board of directors authorized a new discretionary share repurchase program to grant management 

discretion to repurchase up to 2 million shares of common stock over a period of two years (the "2023 Discretionary Program"). 
The 2023 Discretionary Program is designed to provide management with capital structure flexibility while concurrently 
managing objectives related to balance sheet leverage, acquisition opportunities, and shareholder returns. 

Refer to Note 15, “Share Repurchase Programs,” in the Notes to Consolidated Financial Statements for a discussion on our 

share repurchase programs.

Cash dividend payments to shareholders of common stock were $123 million in 2022 and $122 million in 2021. In 2022 and 

2021, our annualized dividend was $2.40 and $2.28 per share of common stock, respectively. During 2022, we increased our 
annualized dividend rate 7% to $2.48 per share of common stock.

Market Risk

In the normal course of business, we are exposed to fluctuations in interest rates, foreign currency exchange rates and 
market fuel prices. We manage these exposures in several ways, including, in certain circumstances, the use of a variety of 
derivative financial instruments when deemed prudent. We do not enter into leveraged derivative financial transactions or use 
derivative financial instruments for trading purposes.

Exposure to market risk for changes in interest rates exists for our debt obligations. Our interest rate risk management 
program objectives are to limit the impact of interest rate changes on earnings and cash flows and to lower overall borrowing 
costs. We manage our exposure to interest rate risk primarily through the proportion of fixed-rate and variable-rate debt we hold 
in the total debt portfolio. From time to time, we also use interest rate swap agreements to manage our fixed-rate and variable-rate 
exposure and to better match the repricing of debt instruments to that of our portfolio of assets. The fair value of our derivatives 
liability was $47 million as of December 31, 2022.

As of December 31, 2022, we had $4.7 billion of fixed-rate debt outstanding (excluding finance leases and U.S. asset- 

backed securities) with a weighted-average interest rate of 3.68% and a fair value of $4.5 billion. A hypothetical 10% change in 
market interest rates would impact the fair value of our fixed-rate debt by approximately $56 million and impact pre-tax earnings 
by $17 million as of December 31, 2022, respectively. Changes in the relative sensitivity of the fair value of our financial 
instrument portfolio for these theoretical changes in the level of interest rates are primarily driven by changes in our debt 
maturities, interest rate profile and amount.

As of December 31, 2022, we had $1.2 billion of variable-rate debt, including $500 million of fixed-rate debt instruments 

swapped to LIBOR and SOFR-based floating-rate debt. Changes in the fair value of the interest rate swaps were offset by changes 
in the fair value of the debt instruments and no net gain or loss was recognized in earnings. The fair value of our variable-rate debt 
as of December 31, 2022 was $1.2 billion. A hypothetical 10% increase in market interest rates would not impact the fair value of 
our variable-rate debt or change pre-tax earnings by a material amount as of December 31, 2022.

We are also subject to interest rate risk with respect to our pension and postretirement benefit obligations, as changes in 

interest rates will effectively increase or decrease our liabilities associated with these benefit plans, which also results in changes 
to the amount of pension and postretirement benefit expense recognized on an annual basis.

Exposure to market risk for changes in foreign currency exchange rates relates primarily to our foreign operations’ buying, 
selling and financing in currencies other than local currencies and to the carrying value of net investments in foreign subsidiaries. 
The majority of our transactions are denominated in U.S. dollars. The principal foreign currency exchange rate risks to which we 
are exposed include the Canadian dollar, British pound sterling and Mexican peso. We manage our exposure to foreign currency 
exchange rate risk related to our foreign operations’ buying, selling and financing in currencies other than local currencies by 
naturally offsetting assets and liabilities not denominated in local currencies to the extent possible. A hypothetical uniform 10% 
strengthening in the value of the U.S dollar relative to all the currencies in which our transactions are denominated would not 
materially impact the results of operations. We also use foreign currency option contracts and forward agreements from time to 
time to hedge foreign currency transactional exposure. We generally do not hedge the foreign currency exposure related to our net 
investment in foreign subsidiaries.

41

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Exposure to market risk for fluctuations in market fuel prices relates to a small portion of our service contracts for which 

the cost of fuel is integral to service delivery and the service contract does not have a mechanism to adjust for increases in market 
fuel prices. As of December 31, 2022, we also had various fuel purchase arrangements in place to ensure delivery of fuel at 
market rates in the event of fuel shortages. We are exposed to fluctuations in market fuel prices in these arrangements since none 
of the arrangements fix the price of fuel to be purchased. Changes in the price of fuel are generally passed on to our customers for 
which we realize minimal changes in profitability during periods of steady market fuel prices. However, profitability may be 
positively or negatively impacted by sudden increases or decreases in market fuel prices during a short period of time as customer 
pricing for fuel services is established based on current market fuel costs. We believe the exposure to fuel price fluctuations would 
not materially impact our results of operations, cash flows or financial position.

ENVIRONMENTAL MATTERS

Refer to Note 20, “Environmental Matters,” in the Notes to Consolidated Financial Statements for a discussion surrounding 

environmental matters. 

CRITICAL ACCOUNTING ESTIMATES

The preparation of financial statements in conformity with generally accepted accounting principles in the U.S. (U.S. 

GAAP) requires us to make estimates and assumptions. Our significant accounting policies are described in the Notes to 
Consolidated Financial Statements. Certain of these policies require the application of subjective or complex judgments, often as a 
result of the need to make estimates about the effect of matters that are inherently uncertain. These estimates and assumptions are 
based on historical experience, changes in the business environment, and other factors that we believe to be reasonable under the 
circumstances. Different estimates that could have been applied in the current period or changes in the accounting estimates that 
are reasonably likely can result in a material impact on our financial condition and operating results in the current and future 
periods. We review the development, selection and disclosure of these critical accounting estimates with Ryder’s Audit 
Committee on an annual basis.

The following discussion, which should be read in conjunction with the descriptions in the Notes to Consolidated Financial 

Statements, is furnished for additional insight into certain accounting estimates that we consider to be critical.

Residual Value Estimates and Depreciation. At the time we acquire a vehicle, we estimate the vehicle's useful life and its 

estimated residual value (i.e., the price at which we ultimately expect to sell the vehicles at the end of its useful life). These 
estimates determine the depreciation that will be recognized evenly (straight-line) over the vehicle’s useful life and are intended to 
minimize losses or to record the best estimate of fair value at the end of a vehicle's useful life. 

We periodically review and adjust, as appropriate, the estimated residual values and useful lives of existing revenue earning 

equipment for the purposes of recording depreciation expense as described in Note 6, “Revenue Earning Equipment, Net" in the 
Notes to Consolidated Financial Statements. Based on the results of our analysis, we may adjust the estimated residual values and 
useful lives of certain classes of our revenue earning equipment each year. Reductions in estimated residual values or useful lives 
will increase depreciation expense over the remaining useful life of the vehicle. Conversely, an increase in estimated residual 
values or useful lives will decrease depreciation expense over the remaining useful life of the vehicle. Our review of the estimated 
residual values and useful lives of revenue earning equipment is based on vehicle class, (i.e., generally subcategories of trucks, 
tractors and trailers by weight and usage), historical and current market prices, third-party expected future market prices, expected 
lives of vehicles, and expected sales in the wholesale or retail markets, among other factors. We revised our estimated residual 
values in 2022, 2021 and 2020. The nature of these estimate changes and the impact to earnings are disclosed in the Notes to 
Consolidated Financial Statements. 

The approximate unfavorable incremental impact on the annual depreciation expense resulting from prior residual value 

estimate changes since 2019 is estimated to be $125 million in 2023, and were $193 million and $309 million in 2022 and 2021, 
respectively. Gains on used vehicle sales, net results were $450 million and $257 million in 2022 and 2021, respectively. 

Depreciation Sensitivity

Based on our fleet of revenue earning equipment as of December 31, 2022, a hypothetical 10% reduction in estimated 
residual values would increase depreciation expense over the remaining life of our fleet by approximately $320 million. The 
current residual value estimates of our total fleet are at historically low levels. Our estimates reflect anticipated market conditions 
and are intended to reduce the probability of losses or need for additional depreciation during a potential cyclical downturn.

While we believe that the carrying values and estimated sales proceeds for revenue earning equipment are reasonable, we 

cannot guarantee that if economic conditions deteriorate or future sales proceeds are adversely impacted, we will not realize losses 
on sales or be required to further reduce our residual value estimates. A variety of factors, many of which are outside of our 

42

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

control, could cause residual value estimates to differ from actual used vehicle sales pricing, such as changes in supply and 
demand of used vehicles; volatility in market conditions; changes in vehicle technology; competitor pricing; regulatory 
requirements; driver shortages; customer requirements and preferences; and changes in underlying assumption factors. As a result, 
future residual value estimates and resulting depreciation expense are subject to change based upon changes in these factors.

Revenue Recognition. We generate revenue primarily through contracts with customers to lease, rent and maintain revenue 

earning equipment and to provide logistics management and dedicated transportation services. We enter into contracts that can 
include various combinations of products and services, which are generally capable of being distinct and accounted for as separate 
performance obligations. We account for a contract when it has approval and commitment from both parties, the rights of the 
parties are identified, payment terms are determined, the contract has commercial substance, and collectibility of consideration is 
probable. We generally recognize revenue over time as we provide the promised products or services to our customers in an 
amount we expect to receive in exchange for those products or services. 

We offer a full service lease as well as a lease with more flexible maintenance options under our ChoiceLease product line 

in our FMS business segment, which are marketed, priced and managed as bundled products that include the equipment lease, 
maintenance and other related services. Our ChoiceLease product line includes the lease of a vehicle (lease component) and 
maintenance and other services (non-lease component). Contract consideration is allocated between the lease and non-lease 
components based on management's best estimate of the relative stand-alone selling price of each component. We do not sell the 
components of our ChoiceLease product offering on a stand-alone basis, therefore significant judgment is required to determine 
the stand-alone selling prices of the lease and maintenance components in order to allocate the consideration on a relative stand-
alone selling price basis.

For the lease component, we estimate the stand-alone selling price using the projected cash outflows related to the 
underlying leased vehicle, net of the estimated disposal proceeds, and a certain targeted return considering the weighted average 
cost of capital. For the non-lease component of the contract, we estimate the stand-alone selling price of the maintenance 
component using an expected cost-plus margin approach. The expected costs are based on our historical costs of providing 
maintenance services in our ChoiceLease arrangements. The margin is based on the historical margin percentages for our full 
service maintenance contracts in the SelectCare product line, as the maintenance performance obligation in those contracts is 
similar to maintenance in our ChoiceLease arrangements. Full service maintenance arrangements in SelectCare are priced based 
on targeted margin percentages for new and used vehicles by type of vehicle (trucks, tractors, and trailers), considering the fixed 
and variable costs of providing maintenance services. 

We recognize maintenance revenue using an input method, consistent with the estimated pattern of the costs to maintain the 

underlying vehicles. This generally results in the recognition of a contract liability for the portion of the customer's billings 
allocated to the maintenance service component of the agreement. The non-lease revenue from maintenance services related to 
our ChoiceLease product is recognized in "Lease & related maintenance and rental revenues" in the Consolidated Statements of 
Earnings. In 2022, 2021 and 2020, we recognized $1.0 billion, $1.0 billion and $965 million, respectively. 

The stand-alone price for both the lease and non-lease components could vary in the future based on both external market 

conditions and our pricing strategies as a result of the market conditions. 

Pension Plans. We apply actuarial methods to determine the annual net periodic pension expense and pension plan liabilities 
on an annual basis, or on an interim basis if there is an event, such as a curtailment, requiring remeasurement. Each December, we 
review actual experience compared with the assumptions used and make adjustments to our assumptions, if warranted. In 
determining our annual estimate of periodic pension cost, we are required to make an evaluation of critical factors such as 
discount rate, expected long-term rate of return on assets, retirement rate and mortality. Discount rates are based upon a duration 
analysis of expected benefit payments and the equivalent average yield for high quality corporate fixed income investments as of 
our annual measurement date at December 31. In order to estimate the discount rate relevant to our plan, we use models that 
match projected benefits payments of our primary U.S. plan to coupons and maturities from a hypothetical portfolio of high 
quality corporate bonds. Long-term rate of return assumptions are based on a review of our asset allocation strategy and long-term 
expected asset returns. Investment management and other fees paid using plan assets are factored into the determination of asset 
return assumptions. 

Assumptions as to mortality of the participants in our pension plan is a key estimate in measuring the expected payments 

participants may receive over their lifetime, and therefore the amount of expense we will recognize. We update our mortality 
assumptions as deemed necessary by taking into consideration relevant actuarial studies as they become available as well as 

43

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

reassessing our own historical experience. Disclosure of the significant assumptions used in arriving at the 2022 net pension 
expense is presented in Note 19, “Employee Benefit Plans,” in the Notes to Consolidated Financial Statements.

As part of our strategy to manage future pension costs and net funded status volatility, we regularly assess our pension 
investment strategy. Our U.S. pension investment policy and strategy seek to reduce the effects of future volatility on the fair 
value of our pension assets relative to our pension liabilities by increasing our allocation of high quality, longer-term fixed income 
securities and reducing our allocation of equity investments as the funded status of the plan improves. The composition of our 
U.S. pension assets was 21% equity securities and alternative assets and 79% debt securities and other investments as of 
December 31, 2022. In 2023, we increased our long-term expected rate of return assumption (net of fees) for our primary U.S. 
plan to 5.40% from 3.60% based on expected improved market returns in our asset portfolio.

Accounting guidance applicable to pension plans does not require immediate recognition of the effects of a deviation 

between these assumptions and actual experience or the revision of an estimate. This approach allows the favorable and 
unfavorable effects that fall within an acceptable range to be netted and included in “Accumulated other comprehensive loss.” We 
had a pre-tax accumulated actuarial loss of $759 million and $706 million as of December 31, 2022 and 2021, respectively. To the 
extent the amount of cumulative actuarial gains and losses exceed 10% of the greater of the benefit obligation or plan assets, the 
excess amount is primarily amortized over the average remaining life expectancy of participants. As of December 31, 2022, the 
amount of the actuarial loss subject to amortization in 2023 and future years is $589 million. In 2023, we expect to amortize $27 
million of net actuarial loss as a component of pension expense. The effect on years beyond 2023 will depend substantially upon 
the actual experience of our plans in future years.

A sensitivity analysis of 2023 net pension expense to changes in key underlying assumptions for our primary plan, the U.S. 

pension plan, is presented below:

Expected long-term rate of return on assets
Discount rate
Discount rate

Assumed Rate
5.40%
5.50%
5.50%

Change
+/- 0.25 
+ 0.25
- 0.25

Impact on 2023 Net 
Pension Expense
+/- $3 million
NM
NM

Effect on 
December 31, 2022 
Projected Benefit 
Obligation
N/A
 - $30 million
+ $32 million

Self-Insurance Accruals. Self-insurance accruals were $463 million and $466 million as of December 31, 2022 and 2021, 

respectively. The majority of our self-insurance relates to vehicle liability and workers’ compensation. We use a variety of 
statistical and actuarial methods that are widely used and accepted in the insurance industry to estimate amounts for claims that 
have been reported but not paid and claims incurred but not reported. In applying these methods and assessing their results, we 
consider such factors as frequency and severity of claims, claim development and payment patterns, and changes in the nature of 
our business, among others. Such factors are analyzed for each of our business segments. Our estimates may be impacted by such 
factors as increases in the market price for medical services, unpredictability of the size of jury awards and limitations inherent in 
the estimation process. We recognized a $25 million benefit in 2022, a benefit of $6 million in 2021 and a charge of $18 million 
in 2020 from the development of estimated prior years' self-insured loss reserves. Based on self-insurance accruals at 
December 31, 2022, a 5% adverse change in actuarial claim loss estimates would increase operating expense in 2023 by 
approximately $23 million. 

Goodwill Impairment. We assess goodwill for impairment, as described in Note 1, “Summary of Significant Accounting 

Policies — Goodwill and Other Intangible Assets,” in the Notes to Consolidated Financial Statements, on an annual basis or more 
often if deemed necessary. As of December 31, 2022, total goodwill was $861 million. To determine whether goodwill is 
impaired, we are required to assess the fair value of each reporting unit and compare it to its carrying value. A reporting unit is a 
component of an operating segment for which discrete financial information is available and management regularly reviews its 
operating performance.

We assess goodwill for impairment on October 1st of each year or more often if deemed necessary. In evaluating goodwill 
for impairment, we have the option to first assess qualitative factors to determine whether further impairment testing is necessary, 
such as macroeconomic conditions, changes in our industry and the markets in which we operate, and our market capitalization as 
well as our reporting units' historical and expected future financial performance. If we conclude that it is more likely than not that 
a reporting unit's fair value is less than its carrying value or we bypass the optional qualitative assessment, recoverability is 
assessed by comparing the fair value of the reporting unit with its carrying amount. If a reporting unit's carrying value exceeds its 

44

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

fair value, we will measure any goodwill impairment losses as the amount by which the carrying amount of a reporting unit 
exceeds its fair value, not to exceed the total amount of goodwill allocated to that reporting unit.

For quantitative tests, we estimate the fair value of the reporting units using a combination of both a market and income 

approach. Under the market approach, we use a selection of comparable publicly-traded companies that correspond to the 
reporting unit to derive a market-based multiple. Under the income approach, the fair value of the reporting unit is estimated 
based on the discounted present value of the projected future cash flows. Rates used to discount cash flows are dependent upon 
interest rates and the cost of capital based on our industry and capital structure, adjusted for equity and size risk premiums based 
on market capitalization. Estimates of future cash flows are dependent on our knowledge and experience about past and current 
events and significant judgments and assumptions about conditions we expect to exist, including revenue growth rates, margins, 
long-term growth rates, capital requirements, proceeds from the sale of used vehicles, the ability to utilize our tax net operating 
losses, and the discount rate. Our estimates of cash flows are also based on historical and future operating performance, economic 
conditions and actions we expect to take. In addition to these factors, our SCS and DTS reporting units are dependent on several 
key customers or industry sectors. The loss of a key customer may have a significant impact to our SCS or DTS reporting units, 
causing us to assess whether or not the event resulted in a goodwill impairment loss.

In making our assessments of fair value, we rely on our knowledge and experience about past and current events and 

assumptions about conditions we expect to exist in the future. These assumptions are based on a number of factors, including 
future operating performance, economic conditions, actions we expect to take and present value techniques. There are inherent 
uncertainties related to these factors and management’s judgment in applying them to the analysis of goodwill impairment. It is 
possible that assumptions underlying the impairment analysis will change in such a manner that impairment in value may occur in 
the future. We conduct additional sensitivity analyses to assess the risk for potential impairment based upon changes in the key 
assumptions in our goodwill valuation test, including long-term growth rates and discount rates. 

On October 1, 2022, we completed our annual goodwill impairment test for all reporting units and determined that the fair 
values more likely than not exceeded their respective carrying values for each reporting unit. We conducted qualitative analyses 
for all of our reporting units. 

Income Taxes. Our overall tax position is complex and requires careful analysis by management to estimate the expected 

realization of income tax assets and liabilities.

Tax regulations can require items to be included in the tax return at different times than the items are reflected in the 
financial statements. As a result, the effective tax rate reflected in the financial statements can be different than that reported in the 
tax return. Timing differences create deferred tax assets and liabilities. Deferred tax assets generally represent items that can be 
used as a tax deduction or credit in the tax return in future years, for which we have already recognized the tax benefit in the 
financial statements. Deferred tax assets were $562 million and $652 million as of December 31, 2022 and 2021, respectively. We 
recognize a valuation allowance for deferred tax assets to reduce such assets to amounts expected to be realized. As of 
December 31, 2022 and 2021, the deferred tax valuation allowance was $88 million and $24 million, respectively. In determining 
the required level of valuation allowance, we consider whether it is more likely than not that all or some portion of deferred tax 
assets will not be realized. This assessment is based on management’s expectations as to whether sufficient taxable income of an 
appropriate character will be realized within tax carry back and carryforward periods. Our assessment involves estimates and 
assumptions about matters that are inherently uncertain, and unanticipated events or circumstances could cause actual results to 
differ from these estimates. Should we change our estimate of the amount of deferred tax assets that we would be able to realize, 
an adjustment to the valuation allowance would result in an increase or decrease to the provision for income taxes in the period 
such a change in estimate was made.

As part of our calculation of the provision for income taxes, we determine whether the benefits of our tax positions are at 
least more likely than not of being sustained upon audit based on the technical merits of the tax position. We accrue the largest 
amount of the benefit that has a cumulative probability of greater than 50% of being sustained. These accruals require 
management to make estimates and judgments with respect to the ultimate outcome of a tax audit. Actual results could vary 
materially from these estimates. 

A number of years may elapse before a particular matter for which we have established a reserve is audited and finally 
resolved. The number of years exposed to audit due to open statutes varies depending on the tax jurisdiction. The tax benefit that 
has been previously reserved because of a failure to meet the “more likely than not” recognition threshold would be recognized in 
our income tax expense in the first interim period when the uncertainty is resolved under any one of the following conditions: 
(1) the tax position has been determined to be “more likely than not” of being sustained, (2) the tax position, amount and/or 
timing is ultimately settled through negotiation or litigation, or (3) the statutes of limitations for the tax position has expired. Refer 
to Note 11, “Income Taxes,” in the Notes to Consolidated Financial Statements for further discussion.

45

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

RECENT ACCOUNTING PRONOUNCEMENTS

Refer to Note 2, “Recent Accounting Pronouncements,” in the Notes to Consolidated Financial Statements for a discussion 

of recent accounting pronouncements.

NON-GAAP FINANCIAL MEASURES

Non-GAAP Financial Measures. This Annual Report on Form 10-K includes information extracted from consolidated 
financial information that is not required by U.S. GAAP to be presented in the financial statements. Certain elements of this 
information are considered “non-GAAP financial measures” as defined by SEC rules. Non-GAAP financial measures should be 
considered in addition to, but not as a substitute for or superior to, other measures of financial performance or liquidity prepared 
in accordance with U.S. GAAP. Also, our non-GAAP financial measures may not be comparable to financial measures used by 
other companies. We provide a reconciliation of each of these non-GAAP financial measures to the most comparable GAAP 
measure in this non-GAAP financial measures section or in the MD&A above. We also provide the reasons why management 
believes each non-GAAP financial measure is useful to investors in this section.

Specifically, we refer to the following non-GAAP financial measures in this Form 10-K:

Non-GAAP Financial Measure

Comparable GAAP Measure

Operating Revenue Measures:

Operating Revenue

FMS Operating Revenue

SCS Operating Revenue

DTS Operating Revenue

Total Revenue

FMS Total Revenue

SCS Total Revenue

DTS Total Revenue

FMS EBT as a % of FMS Operating Revenue

FMS EBT as a % of FMS Total Revenue

SCS EBT as a % of SCS Operating Revenue

SCS EBT as a % of SCS Total Revenue

DTS EBT as a % of DTS Operating Revenue

DTS EBT as a % of DTS Total Revenue

Comparable Earnings Measures:

Comparable Earnings Before Income Tax

Earnings Before Income Tax

Comparable Earnings

Earnings from Continuing Operations

Comparable Earnings Before Interest, Taxes, Depreciation
     and Amortization (EBITDA)

Net Earnings

Comparable EPS

Comparable Tax Rate

Adjusted Return on Equity (ROE)

Cash Flow Measures:

Total Cash Generated and Free Cash Flow

EPS from Continuing Operations

Effective Tax Rate from Continuing Operations

Not Applicable. However, non-GAAP elements of the
calculation have been reconciled to the corresponding
GAAP measures. A numerical reconciliation of net
earnings to adjusted net earnings and average
shareholders' equity to adjusted average equity is
provided in the following reconciliations.

Cash Provided by Operating Activities from Continuing 
Operations

46

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Set forth in the table below is an overview of each non-GAAP financial measure and why management believes that 

presentation of each non-GAAP financial measure provides useful information to investors. 

Operating Revenue Measures:
Operating Revenue

FMS Operating Revenue

SCS Operating Revenue

DTS Operating Revenue

FMS EBT as a % of FMS 
Operating Revenue

SCS EBT as a % of SCS Operating 
Revenue

DTS EBT as a % of DTS Operating 
Revenue

Operating revenue is defined as total revenue for Ryder System, Inc. or each business 
segment (FMS, SCS and DTS) excluding any (1) fuel and (2) subcontracted 
transportation, as well as (3) revenue from our ChoiceLease liability insurance program 
which was discontinued in early 2020. We believe operating revenue provides useful 
information to investors as we use it to evaluate the operating performance of our core 
businesses and as a measure of sales activity at the consolidated level for Ryder System, 
Inc., as well as for each of our business segments. We also use segment EBT as a 
percentage of segment operating revenue for each business segment for the same reason. 
Note: FMS EBT, SCS EBT and DTS EBT, our primary measures of segment 
performance, are not non-GAAP measures.

Fuel: We exclude FMS, SCS and DTS fuel from the calculation of our operating revenue 
measures, as fuel is an ancillary service that we provide our customers. Fuel revenue is 
impacted by fluctuations in market fuel prices and the costs are largely a pass-through to 
our customers, resulting in minimal changes in our profitability during periods of steady 
market fuel prices. However, profitability may be positively or negatively impacted by 
rapid changes in market fuel prices during a short period of time, as customer pricing for 
fuel services is established based on current market fuel costs.

Subcontracted transportation: We exclude subcontracted transportation from the 
calculation of our operating revenue measures, as these services are also typically a pass-
through to our customers and, therefore, fluctuations result in minimal changes to our 
profitability. While our SCS and DTS business segments subcontract certain 
transportation services to third party providers, our FMS business segment does not 
engage in subcontracted transportation and, therefore, this item is not applicable to FMS.

ChoiceLease liability insurance: We exclude ChoiceLease liability insurance as we 
announced our plan in the first quarter of 2020 to exit the extension of our liability 
insurance coverage for ChoiceLease customers. The exit of this program was completed 
in the first quarter of 2021. We are excluding the revenue associated with this program 
for better comparability of our on-going operations.

47

  
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Comparable Earnings Measures:
Comparable Earnings before 
Income Taxes (EBT)

Comparable Earnings

Comparable Earnings per Diluted 
Common Share (EPS)

Comparable Tax Rate

Adjusted Return on Equity (ROE)

Comparable Earnings Before 
Interest, Taxes, Depreciation and 
Amortization (EBITDA)

Comparable EBT, Comparable Earnings and Comparable EPS are defined, respectively, 
as GAAP EBT, earnings and EPS, all from continuing operations, excluding (1) non-
operating pension costs, net and (2) other items impacting comparability (as further 
described below). We believe these comparable earnings measures provide useful 
information to investors and allow for better year-over-year comparison of operating 
performance.

Non-operating pension costs, net: Our comparable earnings measures exclude non-
operating pension costs, net, which include the amortization of net actuarial loss and 
prior service cost, interest cost and expected return on plan assets components of pension 
and postretirement benefit costs, as well as any significant charges for settlements or 
curtailments if recognized. We exclude non-operating pension costs, net because we 
consider these to be impacted by financial market performance and outside the 
operational performance of our business.

Other Items Impacting Comparability: Our comparable and adjusted earnings measures 
also exclude other significant items that are not representative of our business operations 
as detailed in the reconciliation table below. These other significant items vary from 
period to period and, in some periods, there may be no such significant items.

Comparable Tax Rate is computed using the same methodology as the GAAP provision 
for income taxes. Income tax effects of non-GAAP adjustments are calculated based on 
the marginal tax rates to which the non-GAAP adjustments are related.

Adjusted ROE is defined as adjusted net earnings divided by adjusted average 
shareholders' equity and represents the rate of return on shareholders' investment. Other 
items impacting comparability described above are excluded, as applicable, from the 
calculation of net earnings and average shareholders' equity. We use adjusted ROE as an 
internal measure of how effectively we use the owned capital invested in our operations.

Comparable EBITDA is defined as net earnings, first adjusted to exclude discontinued 
operations and the following items, all from continuing operations: (1) non-operating 
pension costs, net and (2) any other items that are not representative of our business 
operations (these items are the same items that are excluded from comparable earnings 
measures for the relevant periods as described immediately above) and then adjusted 
further for (1) interest expense, (2) income taxes, (3) depreciation, (4) used vehicle sales 
results and (5) amortization.

We believe comparable EBITDA provides investors with useful information, as it is a 
standard measure commonly reported and widely used by analysts, investors and other 
interested parties to measure financial performance and our ability to service debt and meet 
our payment obligations. In addition, we believe that the inclusion of comparable EBITDA 
provides consistency in financial reporting and enables analysts and investors to perform 
meaningful comparisons of past, present and future operating results. Other companies 
may calculate comparable EBITDA differently; therefore, our presentation of comparable 
EBITDA may not be comparable to similarly-titled measures used by other companies.

Comparable EBITDA should not be considered as an alternative to net earnings, earnings 
from continuing operations before income taxes or earnings from continuing operations 
determined in accordance with GAAP, as an indicator of our operating performance, as an 
alternative to cash flows from operating activities (determined in accordance with GAAP), 
as an indicator of cash flows, or as a measure of liquidity.

48

Cash Flow Measures:
Total Cash Generated

Free Cash Flow

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

We consider total cash generated and free cash flow to be important measures of 
comparative operating performance, as our principal sources of operating liquidity are 
cash from operations and proceeds from the sale of revenue earning equipment.

Total Cash Generated is defined as the sum of (1) net cash provided by operating 
activities, (2) net cash provided by the sale of revenue earning equipment, (3) net cash 
provided by the sale of operating property and equipment and (4) other cash inflows 
from investing activities. We believe total cash generated is an important measure of 
total cash flows generated from our ongoing business activities.

Free Cash Flow is defined as the net amount of cash generated from operating activities 
and investing activities (excluding changes in restricted cash and acquisitions) from 
continuing operations. We calculate free cash flow as the sum of (1) net cash provided 
by operating activities, (2) net cash provided by the sale of revenue earning equipment 
and operating property and equipment, and (3) other cash inflows from investing 
activities, less (4) purchases of property and revenue earning equipment. We believe free 
cash flow provides investors with an important perspective on the cash available for debt 
service and for shareholders, after making capital investments required to support 
ongoing business operations. Our calculation of free cash flow may be different from the 
calculation used by other companies and, therefore, comparability may be limited.

* See Total Cash Generated and Free Cash Flow reconciliations in the Financial 
Resources and Liquidity section of Management's Discussion and Analysis.

49

 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following table provides a reconciliation of GAAP earnings (loss) before taxes (EBT), earnings (loss), and earnings 
(loss) per diluted share (Diluted EPS) from continuing operations to comparable EBT, comparable earnings and comparable EPS. 
Certain items included in EBT, earnings and diluted EPS from continuing operations have been excluded from our comparable 
EBT, comparable earnings and comparable diluted EPS measures. The following table lists a summary of these items, which are 
discussed in more detail throughout our MD&A and within the Notes to Consolidated Financial Statements:

(In millions, except per share amounts)

EBT

Non-operating pension costs, net (1)
Restructuring and other, net (2)
ERP implementation costs (2)
Gains on sale of U.K. revenue earning equipment (2)
Gains on sale of properties (2)
Early redemption of medium-term notes (2)
ChoiceLease liability insurance revenue (2)

Comparable EBT

Earnings (loss)

Non-operating pension costs, net (1)
Restructuring and other, net (including ChoiceLease liability insurance results) (2)
ERP implementation costs (2)
Gains on sale of U.K. revenue earning equipment
Gains on sale of properties (2)
Early redemption of medium-term notes (2)
Tax adjustments, net (3)
Comparable Earnings

Diluted EPS

Non-operating pension costs, net (1)
Restructuring and other, net (including ChoiceLease liability insurance results) (2)
ERP implementation costs (2)
Gains on sale of U.K. revenue earning equipment
Gains on sale of properties (2)
Early redemption of medium-term notes (2)
Tax adjustments, net (3)

Comparable EPS

_______________

Continuing Operations

Years ended December 31,

2022

2021

2020

$ 

1,216  $ 

693  $ 

(130) 

$ 

$ 

$ 

$ 

11 

2 

— 

(49) 

(36) 

— 

— 

(1) 

19 

13 

— 

(42) 

— 

— 

1,144  $ 

682  $ 

11 

77 

34 

— 

(6) 

9 

(24) 

(29) 

863  $ 

522  $ 

(112) 

7 

3 

— 

(49) 

(36) 

— 

46 

(3) 

18 

9 

— 

(32) 

— 

1 

5 

44 

25 

— 

(5) 

7 

22 

834  $ 

515  $ 

(14) 

16.96  $ 

9.70  $ 

(2.15) 

0.14 

0.04 

— 

(0.96) 

(0.71) 

— 

0.90 

(0.06) 

0.34 

0.18 

— 

0.10 

0.84 

0.49 

— 

(0.59) 

(0.10) 

— 

0.01 

0.13 

0.42 

$ 

16.37  $ 

9.58  $ 

(0.27) 

(1) Refer to Note 19, “Employee Benefit Plans,” in the Notes to Consolidated Financial Statements for additional information.
(2) Refer to Note 21, “Other Items Impacting Comparability,” in the Notes to Consolidated Financial Statements for additional information. 
(3)

In 2022, adjustments include the global tax impact related to gains on sales of U.K. revenue earning equipment and properties, the release of the valuation 
allowance on U.K. deferred tax assets, and tax impact of state rate law changes. In 2021, adjustments include expense related to expiring state net 
operating losses. In 2020, adjustments include a valuation allowance of $13 million on our U.K. deferred tax assets, expiring state net operating losses of 
$7 million, and state law changes of $2 million.

50

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following table provides a reconciliation of the effective tax rate to the comparable tax rate: 

Effective tax rate on continuing operations (1)
Tax adjustments and income tax effects of non-GAAP adjustments (2)
Comparable tax rate on continuing operations (1)

_______________ 

Years ended December 31,

2022

29.1%

(1.9)%

27.2%

2021

24.7%

(0.2)%

24.5%

2020

(14.1)%

(38.0)%

(52.1)%

(1) The effective tax rate on continuing operations and comparable tax rate are based on EBT and comparable EBT, respectively. 
(2) Refer to the table above for more information on tax adjustments on the previous page. Income tax effects of non-GAAP adjustments are calculated based 

on the marginal tax rates to which the non-GAAP adjustments are related. 

The following table provides a reconciliation of earnings (loss) to comparable EBITDA: 

(In millions)

Net earnings (loss)

(Gain) loss from discontinued operations, net of tax

Provision for (benefit from) income taxes

EBT

Non-operating pension costs, net (1)
Other items impacting comparability, net (2)

Comparable EBT

Interest expense (3)
Depreciation
Used vehicle sales, net (4)
Amortization

Comparable EBITDA

_______________

Years ended December 31,

2022

2021

2020

$ 

867  $ 

519  $ 

(122) 

(4) 

353 

1,216 

11 

(83) 

1,144 

228 

1,713 

(400) 

37 

3 

171 

693 

(1) 

(10) 

682 

214 

1,786 

(257) 

8 

10 

(18) 

(130) 

11 

90 

(29) 

252 

2,027 

— 

8 

$ 

2,722  $ 

2,433  $ 

2,258 

(1) Refer to Note 19, “Employee Benefit Plans,” in the Notes to Consolidated Financial Statements for additional information.
(2) Refer to the table above in the Full Year Operating Results by Segment for a discussion on items excluded from our comparable measures and their 

classification within our Consolidated Statements of Earnings and Note 21, “Other Items Impacting Comparability” in the Notes to Consolidated Financial 
Statements for additional information.
In 2020, interest expense of $9 million recorded for the early redemption of two medium-term notes is excluded as it is included above in "Other items 
impacting comparability, net."

(3)

(4) Refer to Note 6,"Revenue Earning Equipment, net," in the Notes to Consolidated Financial Statements for additional information. In 2022, used vehicle 
sales, net of $49 million related to the sale of used vehicles in the U.K. is excluded as it is included above in "Other items impacting comparability, net."

The following table provides a reconciliation of total revenue to operating revenue:

(In millions)
Total revenue

Subcontracted transportation and fuel
ChoiceLease liability insurance revenue (1)
Operating revenue

_______________

Years ended December 31,

2022

2021

2020

$  12,011  $ 

9,663  $ 

8,420 

(2,731) 

(1,835) 

(1,372) 

— 

— 

(24) 

$ 

9,280  $ 

7,828  $ 

7,024 

(1)

In the first quarter of 2021, we completed the exit of the extension of our liability insurance coverage for ChoiceLease customers.

51

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following table provides a reconciliation of FMS total revenue to FMS operating revenue:

(In millions)
FMS total revenue
Fuel services and ChoiceLease liability insurance (1)
FMS operating revenue

FMS EBT
FMS EBT as a % of FMS total revenue

FMS EBT as a % of FMS operating revenue

_______________

Years ended December 31,

2022

2021

2020

$ 

6,327 

$ 

5,680 

$ 

5,171 

(1,114) 

(739) 

(593) 

$ 

5,213 

$ 

4,941 

$ 

4,578 

$ 

1,054 

$ 

663 

$ 

(142) 

16.7%

20.2%

11.7%

13.4%

(2.7)%

(3.1)%

(1)

In the first quarter of 2021, we completed the exit of the extension of our liability insurance coverage for ChoiceLease customers.

The following table provides a reconciliation of SCS total revenue to SCS operating revenue:

(In millions)
SCS total revenue

Subcontracted transportation and fuel

SCS operating revenue

SCS EBT

SCS EBT as a % of SCS total revenue

SCS EBT as a % of SCS operating revenue

Years ended December 31,

2022

2021

2020

$ 

4,720  $ 

3,155  $ 

2,544 

(1,466) 

(944) 

(674) 

$ 

3,254  $ 

2,211  $ 

1,870 

$ 

186  $ 

117  $ 

160 

3.9%

5.7%

3.7%

5.3%

6.3%

8.6%

The following table provides a reconciliation of DTS total revenue to DTS operating revenue:

(In millions)
DTS total revenue

Subcontracted transportation and fuel

DTS operating revenue

DTS EBT

DTS EBT as a % of DTS total revenue

DTS EBT as a % of DTS operating revenue

Years ended December 31,

2022

2021

2020

$ 

1,786  $ 

1,457  $ 

1,229 

(547) 

(402) 

$ 

1,239  $ 

1,055  $ 

(300) 

929 

$ 

102  $ 

49  $ 

73 

5.7%

8.2%

3.4%

4.6%

5.9%

7.9%

The following tables provide numerical reconciliations of net earnings to adjusted net earnings and average shareholders' 
equity to adjusted average shareholders' equity (Adjusted ROE), and of the non-GAAP elements used to calculate the adjusted 
return on equity to the corresponding GAAP measures:

52

 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

(In millions)

Net earnings (loss)

Other items impacting comparability, net (1)
Income taxes (2)

Adjusted earnings (loss) before income taxes

Adjusted income taxes (3)
Adjusted net earnings (loss) [A]

Average shareholders’ equity
Average adjustments to shareholders’ equity (4)

Adjusted average shareholders’ equity [B]
Adjusted return on equity [A/B]

_______________

Years ended December 31,

2022

2021

2020

$ 

867  $ 

519  $ 

(122) 

(83) 

353 

1,137 

(307) 

(10) 

171 

680 

(164) 

830  $ 

516  $ 

90 

(18) 

(50) 

21 

(29) 

2,845  $ 

2,453  $ 

2,257 

(12) 

14 

60 

$ 

$ 

$ 

2,833  $ 

2,467  $ 

2,317 

29.3%

20.9%

(1.3)%

(1) Refer to the table above in the Full Year Operating Results by Segment for a discussion on items excluded from our comparable measures and their 

classification within our Consolidated Statements of Earnings and Note 21, “Other Items Impacting Comparability” in the Notes to Consolidated Financial 
Statements for additional information.
Includes income taxes on discontinued operations.

(2)
(3) Represents provision for income taxes plus income taxes on other items impacting comparability. 
(4) Represents the impact of other items impacting comparability, net of tax, to equity for the respective period.

The following table provides a reconciliation of forecasted net cash provided by operating activities to forecasted total cash 

generated and forecasted free cash flow for 2023:

(In millions)
Net cash provided by operating activities
Proceeds from sales (primarily revenue earning equipment) (1)

Total cash generated

Purchases of property and revenue earning equipment (1)

Forecasted free cash flow

_______________

(1)

Included in cash flows from investing activities.

Forecast 2023

$ 

$ 

2,400 

750 

3,150 

(2,950) 

200 

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS

Forward-looking statements (within the meaning of the Federal Private Securities Litigation Reform Act of 1995) are 

statements that relate to expectations, beliefs, projections, future plans and strategies, anticipated events or trends concerning 
matters that are not historical facts. These statements are often preceded by or include the words “believe,” “expect,” “intend,” 
“estimate,” “anticipate,” “will,” “may,” “could,” “should” or similar expressions. This Annual Report contains forward-looking 
statements including statements regarding:

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

our expectations with respect to the effects of ongoing global supply chain disruptions on our business and financial 
results;

our expectations regarding supply of vehicles and its effect on pricing and demand;

our expectations of the long-term residual values of revenue earning equipment, including the probability of 
incurring losses or having to decrease residual value estimates in the event of a potential cyclical downturn;

our expectations regarding the effects of acquisitions on our business segments and the integration of such 
acquisitions;

our expectations regarding the impact of labor shortages on labor and subcontracted transportation costs;

our expectations in our FMS business segment regarding anticipated ChoiceLease pricing actions and revenue, fleet 
growth, sales volume and earnings;

our expectations in our SCS and DTS business segments regarding anticipated operating revenue, trends, earnings, 
sales activity and long-term growth;

our expectations regarding industry and market trends and their potential impact on our business;

the expected pricing for used vehicles and sales channel mix;

our expectations of cash flow from operating activities, free cash flow, and capital expenditures;

our expected future contractual cash obligations and commitments; 

our ability to meet our objectives with the share repurchase programs;

the adequacy of our accounting estimates and reserves for goodwill and other asset impairments, residual values and 
other depreciation assumptions, deferred income taxes and annual effective tax rates, variable revenue 
considerations, asset impairments, the valuation of our pension plans, allowance for credit losses, and self-insurance 
loss reserves;

the adequacy of our fair value estimates of employee incentive awards under our share-based compensation plans, 
publicly traded debt and other debt;

the adequacy and timing of our fair value estimates for the purposes of our purchase consideration allocation with 
respect to acquisitions;

our ability to fund all of our operating, investing and financial needs for the foreseeable future through internally 
generated funds and outside funding sources;

our expected level of use and availability of outside funding sources, anticipated future payments under debt and 
lease agreements, and risk of losses resulting from counterparty default under hedging and derivative agreements; 

the anticipated impact of fuel and energy prices, interest rate movements, subcontracted transportation costs and 
exchange rate fluctuations;

our expectations as to return on pension plan assets, future pension expense and estimated contributions;

our expectations regarding the scope and anticipated outcomes with respect to certain claims, proceedings and 
lawsuits;

the ultimate disposition of estimated environmental liabilities; 

54

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

our ability to access commercial paper and other available debt financing in the capital markets;

the impact of our strategic investments; 

our expectations regarding losses under guarantees;

the status of our unrecognized tax benefits related to the U.S. federal, state and foreign tax positions; 

our expectation regarding the ability to realize our deferred tax assets;

our expectations regarding the reversal of deferred tax liabilities and the timing of cash impact;

our expectations regarding the completion and ultimate outcome of certain tax audits; 

our intent to permanently reinvest the earnings of our non U.K. & Germany foreign subsidiaries indefinitely;

the anticipated impact of recent accounting pronouncements; 

our expectation with respect to the slowdown of the economy;

our expectation that used vehicle and rental results will reflect a normalized environment;

our expectation regarding future income tax cash obligations;

our expectations regarding lease pricing initiatives effect on earnings;

our expectations regarding our ability to estimate the fair value of assets acquired and liabilities assumed with 
respect to Whiplash;

our ability to complete the exit of our FMS U.K. business and our expectation with respect to the timing of such 
exit; 

our expectation regarding a material foreign currency cumulative translation adjustment loss; and

our expectations regarding the effect of changes to systems and processes on our internal control over financial 
reports. 

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

These statements, as well as other forward-looking statements contained in this Annual Report, are based on our current 

plans and expectations and are subject to risks, uncertainties and assumptions. We caution readers that certain important factors 
could cause actual results and events to differ significantly from those expressed in any forward-looking statements. These risk 
factors, among others, include the following:

•

Market Conditions:

◦

◦

◦

◦

◦

◦

Changes in general economic and financial conditions in the U.S. and worldwide leading to decreased 
demand for our services and products, lower profit margins, increased levels of bad debt and reduced access 
to credit and financial markets.

Decreases in freight demand which would impact both our transactional and variable-based contractual 
business.

Changes in our customers’ operations, financial condition or business environment that may limit their 
demand for, or ability to purchase, our services and products.

Decreases in market demand affecting the commercial rental market and used vehicle sales as well as global 
economic conditions.

Volatility in customer volumes and shifting customer demand in the industries we service.

Changes in current financial, tax or other regulatory requirements that could negatively impact our financial 
and operating results.

55

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

•

Competition:

◦

◦

◦

◦

Advances in technology may impact demand for our services or may require increased investments to remain 
competitive, and our customers may not be willing to accept higher prices to cover the cost of these 
investments.

Competition from other service providers, some of which have greater capital resources or lower capital costs, 
or from our customers, who may choose to provide services themselves.

Continued consolidation in the markets where we operate which may create large competitors with greater 
financial resources.

Our inability to maintain current pricing levels due to economic conditions, demand for services, customer 
acceptance or competition.

•

Profitability:

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

◦

Lower than expected sales volumes or customer retention levels.

Decreases in commercial rental fleet utilization and pricing.

Lower than expected used vehicle sales pricing levels and fluctuations in the anticipated proportion of retail 
versus wholesale sales.

Loss of key customers in our SCS and DTS business segments.

Decreases in volume in e-commerce and Ryder Last Mile.

Our inability to adapt our product offerings to meet changing consumer preferences on a cost-effective basis.

The inability of our information technology systems to provide timely access to data.

The inability of our information security program to safeguard our data.

Sudden changes in market fuel prices and fuel shortages.

Higher prices for vehicles, diesel engines and fuel as a result of new regulations and inflationary pressures.

Higher than expected maintenance costs and lower than expected benefits associated with our maintenance 
initiatives.

Lower than expected revenue growth due to production delays at our automotive SCS customers, primarily 
related to the worldwide semiconductor supply shortage.

The inability of an original equipment manufacturer or supplier to provide vehicles or components as 
originally scheduled. 

Our inability to successfully execute our strategic returns and asset management initiatives, maintain our fleet 
at normalized levels and right-size our fleet in line with demand.

Our key assumptions and pricing structure, including any assumptions made with respect to inflation, of our 
SCS and DTS contracts prove to be inaccurate.

Increased unionizing, labor strikes and work stoppages.

Difficulties in attracting and retaining professional drivers, warehouse personnel, and technicians due to labor 
shortages, which may result in higher costs to procure drivers and technicians and higher turnover rates 
affecting our customers.

Our inability to manage our cost structure.

Our inability to limit our exposure for customer claims.

Unfavorable or unanticipated outcomes in legal or regulatory proceedings or uncertain positions.

56

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF 
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

◦

Business interruptions or expenditures due to severe weather or other natural occurrences.

•

Financing Concerns:

◦

◦

◦

◦

◦

Higher borrowing costs.

Increased inflationary pressures.

Unanticipated interest rate and currency exchange rate fluctuations.

Negative funding status of our pension plans caused by lower than expected returns on invested assets and 
unanticipated changes in interest rates.

Instability in U.S. and worldwide credit markets, resulting in higher borrowing costs and/or reduced access to 
credit.

•

Accounting Matters:

◦

◦

◦

Reductions in residual values or useful lives of revenue earning equipment.

Increases in compensation levels, retirement rate and mortality resulting in higher pension expense; 
regulatory changes affecting pension estimates, accruals and expenses.

Changes in accounting rules, assumptions and accruals.

•

Other risks detailed from time to time in our SEC filings, including in “Item 1A. Risk Factors” of this Annual 
Report.

New risk factors emerge from time to time and it is not possible for management to predict all such risk factors or to 

assess the impact of such risk factors on our business. As a result, no assurance can be given as to our future results or 
achievements. You should not place undue reliance on the forward-looking statements contained herein, which speak only as of 
the date of this Annual Report. We do not intend, or assume any obligation, to update or revise any forward-looking statements 
contained in this Annual Report, whether as a result of new information, future events or otherwise.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

The information required by ITEM 7A is included in ITEM 7 of PART II of this report.

57

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FINANCIAL STATEMENTS

Page No.    

Management’s Report on Internal Control over Financial Reporting   .......................................................................

Report of Independent Registered Public Accounting Firm (PCAOB ID 238)   .........................................................

Consolidated Statements of Earnings      ........................................................................................................................

Consolidated Statements of Comprehensive Income    ................................................................................................

Consolidated Balance Sheets  .....................................................................................................................................

Consolidated Statements of Cash Flows    ....................................................................................................................

Consolidated Statements of Shareholders’ Equity   .....................................................................................................

Notes to Consolidated Financial Statements:

Note 1. Summary of Significant Accounting Policies   ............................................................................................

Note 2. Recent Accounting Pronouncements     .........................................................................................................

Note 3. Segment Reporting     .....................................................................................................................................

Note 4. Revenue    ......................................................................................................................................................

Note 5. Receivables, Net  .........................................................................................................................................

Note 6. Revenue Earning Equipment, Net     ..............................................................................................................

Note 7. Operating Property and Equipment, Net   ....................................................................................................

Note 8. Goodwill   .....................................................................................................................................................

Note 9. Intangible Assets, Net      ................................................................................................................................

Note 10. Accrued Expenses and Other Liabilities    ..................................................................................................

Note 11. Income Taxes     ...........................................................................................................................................

Note 12. Leases  .......................................................................................................................................................

Note 13. Debt     ..........................................................................................................................................................

Note 14. Guarantees    ................................................................................................................................................

Note 15. Share Repurchase Programs   .....................................................................................................................

Note 16. Accumulated Other Comprehensive Loss    ................................................................................................

Note 17. Earnings Per Share   ...................................................................................................................................

Note 18. Share-Based Compensation Plans    ............................................................................................................

Note 19. Employee Benefit Plans   ...........................................................................................................................

Note 20. Environmental Matters    .............................................................................................................................

Note 21. Other Items Impacting Comparability    .....................................................................................................

Note 22. Contingencies and Other Matters     .............................................................................................................

Note 23. Supplemental Cash Flow Information    .....................................................................................................

Note 24. Acquisitions  ..............................................................................................................................................

Consolidated Financial Statement Schedule for the Years Ended December 31, 2022, 2021 and 2020:

Schedule II — Valuation and Qualifying Accounts   ...............................................................................................

59

60

62

63

64

65

66

67

76

77

80

81

82

84

84

84

85

86

88

91

93

93

94

95

95

97

102

103

104

105

105

108

All other schedules are omitted because they are not applicable or the required information is shown in the consolidated 

financial statements or notes thereto.

58

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
MANAGEMENT’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING

TO THE SHAREHOLDERS OF RYDER SYSTEM, INC.:

Management of Ryder System, Inc., together with its consolidated subsidiaries (Ryder), is responsible for establishing 

and maintaining adequate internal control over financial reporting as defined in Rules 13a-15(f) and 15d-15(f) under the 
Securities Exchange Act of 1934. Ryder’s internal control over financial reporting is designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation of the consolidated financial statements for external purposes 
in accordance with accounting principles generally accepted in the United States of America.

Ryder’s internal control over financial reporting includes those policies and procedures that (1) pertain to the 

maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of 
Ryder; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements 
in accordance with generally accepted accounting principles, and that our receipts and expenditures are being made only in 
accordance with authorizations of Ryder’s management and directors; and (3) provide reasonable assurance regarding 
prevention or timely detection of unauthorized acquisition, use or disposition of Ryder’s assets that could have a material effect 
on the consolidated financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 

Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Management assessed the effectiveness of Ryder’s internal control over financial reporting as of December 31, 2022. In 

making this assessment, management used the criteria set forth by the Committee of Sponsoring Organizations of the Treadway 
Commission in “Internal Control — Integrated Framework (2013).” Based on our assessment and those criteria, management 
determined that Ryder maintained effective internal control over financial reporting as of December 31, 2022.

Ryder’s independent registered public accounting firm, PricewaterhouseCoopers LLP, has audited the effectiveness of 

Ryder’s internal control over financial reporting as of December 31, 2022. Their report appears on the subsequent page.

59

Report of Independent Registered Public Accounting Firm 

To the Board of Directors and Shareholders of Ryder System, Inc. 

Opinions on the Financial Statements and Internal Control over Financial Reporting 

We have audited the accompanying consolidated balance sheets of Ryder System, Inc. and its subsidiaries (the “Company”) as 
of December 31, 2022 and 2021, and the related consolidated statements of earnings, of comprehensive income, of 
shareholders' equity and of cash flows for each of the three years in the period ended December 31, 2022, including the related 
notes and financial statement schedule listed in the accompanying index (collectively referred to as the “consolidated financial 
statements”). We also have audited the Company's internal control over financial reporting as of December 31, 2022, based on 
criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of 
the Treadway Commission (COSO).

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial 
position of the Company as of December 31, 2022 and 2021, and the results of its operations and its cash flows for each of the 
three years in the period ended December 31, 2022 in conformity with accounting principles generally accepted in the United 
States of America. Also in our opinion, the Company maintained, in all material respects, effective internal control over 
financial reporting as of December 31, 2022, based on criteria established in Internal Control - Integrated Framework (2013) 
issued by the COSO.

Basis for Opinions 

The Company's management is responsible for these consolidated financial statements, for maintaining effective internal 
control over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, included 
in the accompanying Management’s Report on Internal Control over Financial Reporting. Our responsibility is to express 
opinions on the Company’s consolidated financial statements and on the Company's internal control over financial reporting 
based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United 
States) (PCAOB) and are required to be independent with respect to the Company in accordance with the U.S. federal securities 
laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.
We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audits to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, 
whether due to error or fraud, and whether effective internal control over financial reporting was maintained in all material 
respects.

Our audits of the consolidated financial statements included performing procedures to assess the risks of material misstatement 
of the consolidated financial statements, whether due to error or fraud, and performing procedures that respond to those risks. 
Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated 
financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by 
management, as well as evaluating the overall presentation of the consolidated financial statements. Our audit of internal 
control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the 
risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based 
on the assessed risk. Our audits also included performing such other procedures as we considered necessary in the 
circumstances. We believe that our audits provide a reasonable basis for our opinions.

As described in Management’s Report on Internal Control over Financial Reporting, management has excluded Whiplash from 
its assessment of internal control over financial reporting as of December 31, 2022, because it was acquired by the Company in 
a purchase business combination during 2022. We have also excluded Whiplash from our audit of internal control over 
financial reporting. Whiplash is a wholly-owned subsidiary whose total assets and total revenues excluded from management’s 
assessment and our audit of internal control over financial reporting represent 2.7% and 5.0%, respectively, of the related 
consolidated financial statement amounts as of and for the year ended December 31, 2022.

Definition and Limitations of Internal Control over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures 
that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and 
dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit 
preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the company are being made only in accordance with authorizations of management and directors of the 

60

company; and (iii) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 
disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Critical Audit Matters 

The critical audit matter communicated below is a matter arising from the current period audit of the consolidated financial 
statements that was communicated or required to be communicated to the audit committee and that (i) relates to accounts or 
disclosures that are material to the consolidated financial statements and (ii) involved our especially challenging, subjective, or 
complex judgments. The communication of critical audit matters does not alter in any way our opinion on the consolidated 
financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing a separate 
opinion on the critical audit matter or on the accounts or disclosures to which it relates.

Revenue Earning Equipment - Residual Values 

As described in Notes 1 and 6 to the consolidated financial statements, the net carrying amount of revenue earning equipment 
was $8.2 billion as of December 31, 2022. Depreciation expense was $1.5 billion primarily related to Fleet Management 
Solutions (FMS) revenue earning equipment. Revenue earning equipment, comprised of vehicles, is initially recorded at cost 
inclusive of vendor rebates. The provision for depreciation is computed using the straight-line method. As disclosed by 
management, they periodically review and adjust, as appropriate, the estimated residual values and useful lives of existing 
revenue earning equipment. Management’s review of the estimated residual values and useful lives of revenue earning 
equipment is based on vehicle class (i.e., generally subcategories of trucks, tractors and trailers by weight and usage), historical 
and current market prices, third-party expected future market prices, expected lives of vehicles, and expected sales in the 
wholesale or retail markets, among other factors.  The principal considerations for our determination that performing 
procedures relating to revenue earning equipment - residual values is a critical audit matter are the significant judgment by 
management when estimating residual values, which in turn led to a high degree of auditor judgment, subjectivity and effort in 
performing procedures and in evaluating the significant judgment by management in estimating residual values related to the 
Company’s historical and current market prices, third-party expected future market prices, and expected sales in the wholesale 
and retail markets.  Addressing the matter involved performing procedures and evaluating audit evidence in connection with 
forming our overall opinion on the consolidated financial statements. These procedures included testing the effectiveness of 
controls relating to management’s assessment of, and related adjustments to, the estimated residual values of revenue earning 
equipment. These procedures also included, among others (i) testing management’s process for developing the estimated 
residual values of revenue earning equipment, (ii) testing the accuracy of the Company’s historical used vehicle sales data and 
historical and current market prices, and (iii) evaluating the reasonableness of management’s significant assumptions related to 
third party expected future market prices and the expected sales in the wholesale and retail markets. Evaluating management’s 
significant assumptions related to third party expected future market prices of used vehicles and the expected sales of used 
vehicles in the wholesale and retail markets involved evaluating whether the assumptions used were reasonable considering (i) 
past trends in the used vehicle sales market, (ii) consistency with external market and industry data, and (iii) consistency with 
evidence obtained in other areas of the audit.

/s/ PricewaterhouseCoopers LLP 
Hallandale Beach, Florida 
February 15, 2023

We have served as the Company’s auditor since 2006.

61

  
Years ended December 31,

2022

2021

2020

$ 

4,174  $ 

3,995  $ 

3,704 

7,118 

719 

12,011 

2,774 

6,153 

694 

1,415 

11 

(450) 

228 

(32) 

2 

5,181 

487 

9,663 

2,884 

4,503 

474 

1,187 

(1) 

(257) 

214 

(66) 

32 

4,318 

398 

8,420 

3,109 

3,653 

383 

1,044 

11 

— 

261 

(22) 

111 

10,795 

8,970 

8,550 

1,216 

353 

863 

4 

693 

171 

522 

(3) 

(130) 

(18) 

(112) 

(10) 

$ 

867  $ 

519  $ 

(122) 

$ 

17.32  $ 

9.92  $ 

(2.15) 

0.09 

(0.05) 

(0.21) 

$ 

17.41  $ 

9.87  $ 

(2.34) 

$ 

16.96  $ 

9.70  $ 

(2.15) 

0.08 

(0.05) 

(0.21) 

$ 

17.04  $ 

9.66  $ 

(2.34) 

RYDER SYSTEM, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF EARNINGS

(In millions, except per share amounts)

Lease & related maintenance and rental revenues

Services revenue

Fuel services revenue

Total revenues

Cost of lease & related maintenance and rental

Cost of services

Cost of fuel services

Selling, general and administrative expenses

Non-operating pension costs, net

Used vehicle sales, net

Interest expense

Miscellaneous income, net

Restructuring and other items, net

Earnings (loss) from continuing operations before income taxes

Provision for (benefit from) income taxes

Earnings (loss) from continuing operations

Gain (loss) from discontinued operations, net of tax

Net earnings (loss)

Earnings (loss) per common share — Basic

Continuing operations

Discontinued operations

Net earnings (loss)

Earnings (loss) per common share — Diluted

Continuing operations

Discontinued operations

Net earnings (loss)

See accompanying Notes to Consolidated Financial Statements.

Note: EPS amounts may not be additive due to rounding.

62

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

(In millions)

Net earnings (loss)

Other comprehensive income (loss):

Changes in cumulative translation adjustment and unrealized loss from cash flow hedges

Amortization of pension and postretirement items

Income tax expense related to amortization of pension and postretirement items

Amortization of pension and postretirement items, net of tax

Years ended December 31,

2022

2021

2020

$ 

867  $ 

519  $ 

(122) 

(69) 

21 

(5) 

16 

2 

28 

(6) 

22 

7 

40 

(9) 

31 

Change in net actuarial loss and prior service cost

(72) 

122 

(17) 

Income tax (expense) benefit related to change in net actuarial loss and prior service cost                                                                                                                             

(18) 

(2) 

18 

Change in net actuarial loss and prior service cost, net of taxes

(54) 

104 

(19) 

Other comprehensive income, net of taxes

(107) 

128 

19 

Comprehensive income (loss)

$ 

760  $ 

647  $ 

(103) 

See accompanying Notes to Consolidated Financial Statements. 

63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS

(In millions, except share amounts)
Assets:

Current assets:

Cash and cash equivalents

Receivables, net

Inventories

Prepaid expenses and other current assets

Total current assets

Revenue earning equipment, net

Operating property and equipment, net

Goodwill

Intangible assets, net

Sales-type leases and other assets

Total assets

Liabilities and shareholders’ equity:

Current liabilities:

Short-term debt and current portion of long-term debt

Accounts payable

Accrued expenses and other current liabilities

Total current liabilities

Long-term debt

Other non-current liabilities

Deferred income taxes

Total liabilities

Commitments and contingencies (Note 22)

Shareholders’ equity:

Preferred stock, no par value per share — authorized, 3,800,917; none outstanding, December 31, 2022 and 2021

Common stock, $0.50 par value per share — authorized, 400,000,000; outstanding, December 31, 2022 — 

46,286,664 and December 31, 2021 — 53,789,036

Additional paid-in capital

Retained earnings

Accumulated other comprehensive loss

Total shareholders’ equity

Total liabilities and shareholders’ equity

See accompanying Notes to Consolidated Financial Statements.

December 31,

2022

2021

$ 

267  $ 

234 

1,610 

1,465 

78 

245 

2,200 

8,190 

1,148 

861 

295 

69 

693 

2,461 

8,323 

985 

571 

171 

1,701 

1,324 

$  14,395  $  13,835 

$  1,349  $  1,333 

767 

1,200 

3,316 

5,003 

1,568 

1,571 

748 

1,120 

3,201 

5,247 

1,314 

1,275 

  11,458 

  11,037 

— 

23 

1,192 

2,518 
(796) 

2,937 

— 

27 

1,194 

2,266 
(689) 

2,798 

$  14,395  $  13,835 

64

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS

(In millions)
Cash flows from operating activities from continuing operations:

Net earnings (loss)

Less: Gain (Loss) from discontinued operations, net of tax

Earnings (loss) from continuing operations

Depreciation expense

Used vehicle sales, net

Amortization expense and other non-cash charges, net

Non-cash lease expense

Non-operating pension costs, net and share-based compensation expense

Deferred income tax expense (benefit)

Collections on sales-type leases

Changes in operating assets and liabilities:

Receivables

Inventories

Prepaid expenses and other assets

Accounts payable

Accrued expenses and other liabilities

Years ended December 31,

2022

2021

2020

$ 

867  $ 

519  $ 

(122) 

4 

863 

1,713 

(450) 

118 

199 

57 

266 

135 

(134) 

(9) 

(121) 

(29) 

(298) 

(3) 

522 

1,786 

(257) 

25 

98 

46 

126 

139 

(240) 

(8) 

(125) 

126 

(63) 

(10) 

(112) 

2,027 

— 

116 

92 

41 

(33) 

114 

(5) 

20 

(92) 

29 

(16) 

Net cash provided by operating activities from continuing operations

2,310 

2,175 

2,181 

Cash flows from investing activities from continuing operations:

Purchases of property and revenue earning equipment

Sales of revenue earning equipment

Sales of operating property and equipment

Acquisitions, net of cash acquired 

Other 

(2,631) 

(1,941) 

(1,146) 

1,182 

53 

(458) 

4 

748 

74 

(325) 

(6) 

539 

13 

— 

(7) 

Net cash used in investing activities from continuing operations

(1,850) 

(1,450) 

(601) 

Cash flows from financing activities from continuing operations:

Net borrowings (repayments) of commercial paper and other

Debt proceeds

Debt repayments

Dividends on common stock

Common stock issued

Common stock repurchased

Other

Net cash used in financing activities from continuing operations

Effect of exchange rate changes on cash, cash equivalents, and restricted cash

Net (decrease) increase in cash, cash equivalents, and restricted cash from continuing operations

Net increase (decrease) in cash, cash equivalents, and restricted cash from discontinued operations

(Decrease) increase in cash, cash equivalents, and restricted cash

Cash, cash equivalents, and restricted cash at beginning of period

Cash, cash equivalents, and restricted cash at end of period

See accompanying Notes to Consolidated Financial Statements.

134 

1,229 

(1,552) 

(123) 

14 

(557) 

(6) 

(861) 

(4) 

(405) 

— 

(405) 

672 

260 

300 

(608) 

(122) 

30 

(57) 

(7) 

(377) 

2,084 

(3,055) 

(119) 

8 

(29) 

(19) 

(204) 

(1,507) 

(1) 

520 

1 

521 

151 

5 

78 

(1) 

77 

74 

$ 

267  $ 

672  $ 

151 

65

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY

 (In millions, except share amounts in 

thousands)

Amount

Shares

Par

Preferred
Stock

Common Stock

Additional
Paid-In 
Capital

Retained 
Earnings

Accumulated
Other
Comprehensive 
Loss

Total

Balance at January 1, 2020

$ 

— 

  53,278  $ 

26  $ 

1,108  $ 

2,178  $ 

(836)  $  2,476 

Adoption of new measurement of credit 
losses on financial instruments 
standard

Comprehensive income (loss)

Common stock dividends declared — 
$2.24 per share

Common stock issued under employee 
stock award and stock purchase plans 
and other

Common stock repurchases

Share-based compensation

Balance at December 31, 2020

Comprehensive income

Common stock dividends declared — 
$2.28 per share

Common stock issued under employee 
stock award and stock purchase plans 
and other

Common stock repurchases

Share-based compensation

Balance at December 31, 2021

Comprehensive income (loss)

Common stock dividends declared 
—$2.40 per share

Common stock issued under employee 
stock award and stock purchase plans 
and other (1)
Common stock repurchases

Share-based compensation

Balance at December 31, 2022

$ 

_______________ 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

  — 

  — 

— 

  — 

  1,091 

1 

(637) 

  — 

— 

  — 

— 

— 

— 

7 

(12) 

30 

  53,732 

27 

1,133 

— 

  — 

— 

  — 

792 

  — 

(735) 

  — 

— 

  — 

— 

— 

30 

(16) 

47 

  53,789 

27 

1,194 

— 

  — 

— 

  — 

(549) 

  — 

  (6,953) 

(4) 

— 

  — 

— 

— 

14 

(62) 

46 

(5) 

(122) 

(121) 

— 

(17) 

— 

1,913 

519 

— 

19 

— 

— 

— 

— 

(5) 

(103) 

(121) 

8 

(29) 

30 

(817) 

128 

2,256 

647 

(125) 

— 

(125) 

— 

(41) 

— 

2,266 

867 

— 

— 

— 

30 

(57) 

47 

(689) 

(107) 

2,798 

760 

(124) 

— 

(124) 

— 

(491) 

— 

— 

— 

— 

14 

(557) 

46 

  46,287  $ 

23  $ 

1,192  $ 

2,518  $ 

(796)  $  2,937 

(1) We reversed the issuance of approximately 1.3 million unvested restricted shares that were administratively recorded as issued, but not released. 

These shares will be issued and released upon satisfaction of the applicable vesting conditions. The reversal of the shares did not impact earnings per 
share.

See accompanying Notes to Consolidated Financial Statements.

66

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

1.     SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

Basis of Consolidation and Presentation

The consolidated financial statements include the accounts of Ryder System, Inc. (Ryder), all entities in which Ryder has 

a controlling voting interest (subsidiaries) and variable interest entities (VIEs) where Ryder is determined to be the primary 
beneficiary in accordance with generally accepted accounting principles in the United States (U.S. GAAP). Ryder is deemed to 
be the primary beneficiary if we have the power to direct the activities that most significantly impact the entity’s economic 
performance and we share in the significant risks and rewards of the entity. All significant intercompany accounts and 
transactions have been eliminated in consolidation.Certain prior period amounts have been reclassified to conform with the 
current period presentation. We included "Other operating expenses" together with "Selling, general and administrative 
expenses" in the Consolidated Statements of Earnings. In the year ended December 31, 2021, we previously reported certain 
costs in "Cost of lease & related maintenance and rental" and "Cost of services" that should have been included in the "Cost of 
fuel services" within the Consolidated Statements of Earnings. These costs were not material to any financial statement line 
item and we elected to revise the presentation of these prior period costs to conform to the current year presentation in our 
financial statements.

We report our financial performance based on three business segments: (1) Fleet Management Solutions (FMS), which 

provides full service leasing and leasing with flexible maintenance options, commercial rental and maintenance services of 
trucks, tractors and trailers to customers principally in the United States (U.S.) and Canada; (2) Supply Chain Solutions (SCS), 
which provides integrated logistics solutions, including distribution management, dedicated transportation, transportation 
management, brokerage, e-commerce, last mile, and professional services in North America; and (3) Dedicated Transportation 
Solutions (DTS), which provides turnkey transportation solutions in the U.S., including dedicated vehicles, professional drivers, 
management, and administrative support. Dedicated transportation services provided as part of an operationally integrated, 
multi-service, supply chain solution to SCS customers are primarily reported in the SCS business segment. In 2022, we 
announced our intentions to exit the FMS United Kingdom (U.K.) business and have substantially completed the wind down as 
of December 31, 2022.

Use of Estimates

The preparation of our consolidated financial statements requires management to make estimates and assumptions that 

affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates are based on 
management’s best knowledge of historical trends, actions that we may take in the future, and other information available when 
the consolidated financial statements are prepared. Changes in estimates are typically recognized in the period when new 
information becomes available. Areas where the nature of the estimate make it reasonably possible that actual results could 
materially differ from the amounts estimated include: depreciation and residual values, employee benefit plan obligations, self-
insurance accruals, impairment assessments on long-lived assets (including goodwill and indefinite-lived intangible assets), 
revenue recognition, and income tax and deferred tax liabilities. 

The effects of COVID-19 negatively impacted several areas of our businesses, particularly in the first half of 2020. While 

we are experiencing positive momentum in our businesses, the pandemic and the resulting volatility and uncertainty it has 
caused in the current economic environment remains fluid and there may be further impacts on our business, financial results, 
and areas of significant judgments and estimates. 

Cash, Cash Equivalents, and Restricted Cash

Cash and cash equivalents represent cash on hand, and highly liquid investments in short-term, interest-bearing 
instruments with maturities of three months or less at the date of purchase and are stated at cost. Restricted cash is reflected in 
"Prepaid expenses and other current assets" in the Consolidated Balance Sheets.

Revenue Recognition

We generate revenue primarily through contracts with customers to lease, rent and maintain revenue earning equipment 

and to provide logistics management and dedicated transportation services. We enter into contracts that can include various 
combinations of products and services, which are generally capable of being distinct and accounted for as separate performance 
obligations. We account for a contract when it has approval and commitment from both parties, the rights of the parties are 
identified, payment terms are determined, the contract has commercial substance, and collectibility of consideration is probable. 

67

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

We generally recognize revenue over time as we provide the promised products or services to our customers in an amount we 
expect to receive in exchange for those products or services. Revenue is recognized net of amounts collected from customers 
for taxes, such as sales tax, that are remitted to the applicable taxing authorities. 

Lease & related maintenance and rental

Lease & related maintenance and rental revenues include ChoiceLease and commercial rental revenues from our FMS 

business segment. We offer a full service lease as well as a lease with more flexible maintenance options under our 
ChoiceLease product line. Our ChoiceLease product is marketed, priced and managed as a bundled service. We do not offer a 
stand-alone lease of a vehicle. We also offer rental of vehicles under our commercial rental product line, which allows 
customers to supplement their fleet of vehicles on a short-term basis.

Our ChoiceLease product line includes the lease of a vehicle (lease component) and maintenance and other services (non-

lease component). We generally lease new vehicles to our customers. Consideration is allocated between the lease and non-
lease components based on management's best estimate of the relative stand-alone selling price of each component. For further 
information regarding our stand-alone selling price estimation process, refer to the "Significant Judgments and Estimates" 
section below. 

Our ChoiceLease product provides for a fixed charge and a variable charge based on mileage or time usage. Fixed 
charges are typically billed at the beginning of the month and variable charges are typically billed a month in arrears. Revenue 
from the lease component of ChoiceLease agreements is recognized based on the classification of the arrangement, typically as 
either an operating or a sales-type lease. The majority of our leases are classified as operating leases and we recognize revenue 
for the lease component of these agreements on a straight-line basis. The non-lease component for maintenance services are not 
typically performed evenly over the life of a ChoiceLease contract as the level of maintenance provided generally increases as 
vehicles age. Therefore, we recognize maintenance revenue consistent with the estimated pattern of the costs to maintain the 
underlying vehicles. This generally results in the recognition of deferred revenue for the portion of the customer's billings 
allocated to the maintenance service component of the agreement. 

Our commercial rental product includes the short-term rental of a vehicle (one day up to one year in length). All of our 

rental arrangements are classified as operating leases and revenue is recognized on a straight-line basis.

Lease and rental agreements do not usually provide for scheduled rent increases or escalations. However, most lease 

agreements allow for rate changes based upon changes in the Consumer Price Index (CPI). Lease and rental agreements also 
provide for variable usage charges based on a time charge and/or a fixed per-mile charge. The time charge, the per-mile charge 
and the changes in rates attributed to changes in the CPI are considered contingent revenue. Therefore, these charges are not 
considered fixed or determinable until the equipment usage or CPI change occurs and are excluded from the allocation of 
consideration at the inception of the contract. Revenues associated with licensing and operating taxes that are billed as incurred 
based on the contract arrangement are also excluded from the allocation of consideration at contract inception and allocated as 
earned. 

Variable consideration, such as billing for mileage and changes in CPI as well as licensing and operating tax revenues, is 
allocated to the lease and maintenance components based on the same allocation percentages at contract inception (or the most 
recent contract modification) when earned. Variable consideration allocated to the lease component is recognized in revenue as 
earned and variable consideration allocated to the non-lease component is recognized in revenue using an input method, 
consistent with the estimated pattern of maintenance costs for the remainder of the contract term. 

Leases not classified as operating leases are considered sales-type leases. We recognize revenue for sales-type leases 
using the effective interest method, which provides a constant periodic rate of return on the outstanding investment in the lease. 
We lease new or used vehicles under our sales-type lease arrangements. We recognize the difference between the net 
investment in the lease and the carrying value in selling profit or loss on used vehicles in our results of operations at lease 
commencement. 

Services

Services revenue includes all SCS and DTS revenues, as well as SelectCare and other revenues from our FMS business 

segment. In our SCS business segment, we offer a broad range of logistics management services designed to optimize the 
supply chain and address the key business requirements of our customers supported by a variety of technology and engineering 

68

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

solutions. In our DTS business segment, we combine equipment, maintenance, professional drivers, administrative services and 
additional services to provide customers with a single integrated dedicated transportation solution. DTS services are customized 
for our customers based on a transportation analysis to optimize vehicle capacity and overall asset utilization. 

Revenues from SCS and DTS service contracts are recognized as services are rendered in accordance with contract terms. 

SCS and DTS contracts typically include (1) fixed and variable billing rates, (2) cost-plus billing rates (input method based on 
actual costs incurred to perform services and a contracted mark-up), or (3) variable only or fixed only billing rates for the 
services. Our billing structure aligns with the value transferred to our customers. We generally have a right to consideration in 
an amount that corresponds directly with the value we have delivered to the customer.

Our customers contract us to provide an integrated service of transportation or supply chain logistical services into a 

single transportation or supply chain solution. Therefore, we typically recognize SCS and DTS service contracts as one 
performance obligation satisfied over time. We generally sell a customized customer-specific solution and use the expected cost 
plus a margin approach to estimate the stand-alone selling price of each performance obligation. 

Under our SelectCare arrangements, we provide maintenance and repairs required to keep a vehicle in good operating 

condition, perform preventive maintenance inspections, provide access to emergency road service, and substitute vehicles. We 
provide these maintenance services to customers who choose not to lease our vehicles. The vast majority of our services are 
routine and performed on a recurring basis throughout the term of the arrangement. From time to time, we provide non-routine 
major repair services in order to place a vehicle back in service.

Our maintenance service arrangement provides for a monthly fixed charge and a monthly variable charge based on 
mileage or time usage. Fixed charges are typically billed at the beginning of the month for the services to be provided that 
month, while variable charges are typically billed a month in arrears. Most maintenance agreements allow for rate changes 
based upon changes in the CPI. The fixed per-mile charge and the changes in rates attributed to changes in the CPI are 
recognized as earned. 

The maintenance service is the only performance obligation in SelectCare contracts. For contract maintenance 

agreements, revenue is recognized as maintenance services are rendered over the terms of the related arrangements. We 
generally account for long-term maintenance contracts as one-year contracts since our maintenance arrangements are typically 
cancellable, without penalty, after the first year. For transactional maintenance services, revenue is recognized at the point in 
time when the service is provided. 

Costs associated with the activities performed under our maintenance arrangements are primarily comprised of labor, 

parts and outside repair work and are expensed as incurred. Non-chargeable maintenance costs have been allocated and 
reflected within “Cost of services” based on the proportionate maintenance-related labor costs relative to all product lines.

Fuel Services

Fuel services revenue is reported in our FMS business segment. We provide our FMS customers with access to fuel at our 

maintenance facilities across the U.S. and Canada. Fuel services revenue is invoiced to customers at contracted rates separate 
from other services being provided in other contracts, or at retail prices. Revenue from fuel services is recognized when fuel is 
delivered to customers. Fuel is largely a pass-through to our customers, for which we realize minimal changes in profitability 
during periods of steady market fuel prices. However, profitability may be positively or negatively impacted by sudden 
increases or decreases in market fuel prices during a short period of time as customer pricing for fuel services is established 
based on current market fuel costs.

Significant Judgments and Estimates 

We allocate the contract consideration from our ChoiceLease arrangements between the lease and maintenance 

components based on the relative stand-alone selling prices of each of those services. We do not sell the lease component of our 
ChoiceLease product offering on a stand-alone basis, therefore significant judgment is required to determine the stand-alone 
selling price of the lease component. We sell maintenance services separately through our SelectCare arrangements.

For the lease component, we estimate the stand-alone selling price using the projected cash outflows related to the 
underlying leased vehicle, net of the estimated disposal proceeds, and a certain targeted return considering our weighted 
average cost of capital. For the non-lease component of the contract, we estimate the stand-alone selling price of the 
maintenance component using an expected cost-plus margin approach. The expected costs are based on our history of providing 

69

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

maintenance services in our ChoiceLease arrangements. The margin is based on the historical margin percentages for our full 
service maintenance contracts in the SelectCare product line, as the maintenance performance obligation in those contracts is 
similar to our ChoiceLease arrangements.

Our SCS and DTS contracts often include promises to transfer multiple services to a customer. Our SCS and DTS 

services provided within a contract depend on a significant level of integration and interdependency between the services. 
Judgment is required to determine whether each service is considered distinct and accounted for as a separate performance 
obligation, or accounted for together as a significant integrated service and recognized over time. In making this judgment, we 
consider whether the services provided, within the context of the contract, represent the transfer of individual services or a 
combined bundle of services to the customer. This involves evaluating the promises to a customer within a contract to identify 
the services that need to be performed in order for the promise to be satisfied. Since multiple services that occur at different 
points in time during a contract may be accounted for as an integrated service, judgment is required to assess the pattern of 
delivery to our customers.

Contract Balances 

We record a receivable related to revenue recognized when we have an unconditional right to invoice. We do not have 

material contract assets as we generally invoice customers as we perform services. We have elected to not assess whether a 
contract has a significant financing component as the period between the receipt of customer payment and the transfer of 
service to the customer is less than a year. Refer to Note 5, "Receivables, Net" for the amount of our trade receivables. 

Our contract liabilities consist of deferred revenue, which primarily relates to payments received or due in advance of 

performance for the maintenance services component of our ChoiceLease product. Changes in contract liabilities are due to the 
collection of cash or the satisfaction of our performance obligation under the contract. Refer to Note 4, "Revenue," for further 
information.

Costs to Obtain and Fulfill a Contract  

Our incremental direct costs of obtaining and fulfilling a contract, which primarily consist of sales commissions and setup 

costs, are capitalized and amortized over the period of contract performance or a longer period, generally, the estimated life of 
the customer relationship if renewals are expected and the renewal commission is not commensurate with the initial 
commission. We capitalize incremental direct costs of obtaining a contract that (1) relate directly to the contract and (2) are 
expected to be recovered through revenue generated under the contract. This requires an evaluation of whether the costs are 
incremental and would not have occurred absent the customer contract.

Capitalized sales commissions related to our ChoiceLease product are amortized based on the same pattern as the revenue 

is recognized for the underlying lease or non-lease components of the contract; generally on a straight-line basis for the lease 
component and consistent with the estimated pattern of maintenance costs for the non-lease component. We allocate the 
ChoiceLease commissions to the lease and non-lease components based on the same allocation of the contract consideration. 
The amortization period aligns with the term of our contract, which typically ranges from three to seven years.

Capitalized sales commissions related to our SCS and DTS service contracts are generally amortized on a straight-line 

basis consistent with the pattern that revenue is recognized for the underlying contracts. The amortization period aligns with the 
expected term of the contract, which typically ranges from three to five years. Capitalized setup costs related to our SCS and 
DTS service contracts are generally amortized on a straight-line basis based on the average life of customer relationships.

The incremental costs to obtain and fulfill a contract are included in “Sales-type leases and other assets” in the 
Consolidated Balance Sheets. Costs are primarily amortized in “Selling, general and administrative expenses” in the 
Consolidated Statements of Earnings over the expected period of benefit. Refer to Note 4, "Revenue," for further discussion.

Allowance for Credit Losses and Other

We maintain an allowance for billing adjustments related to certain discounts and other customer concessions. The 
estimates to determine the allowance for our trade receivables and net investments in sales-type leases are updated regularly 
based on our review of historical loss rates, as well as current and expected events impacting our business segments, current 
collection trends and historical billing adjustments. Amounts are charged against the allowance when the receivable is 
determined to be uncollectible.

70

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

When a business relationship with a customer is initiated, we evaluate collectability from the customer and it is 
continuously monitored as services are provided. We have a credit rating system based on internally developed standards and 
ratings provided by third parties. Our credit rating system, along with monitoring for delinquent payments, allows us to make 
decisions as to whether collectability is probable at the onset of the relationship and subsequently as we offer services. Factors 
considered during this process include historical payment trends, industry risks, liquidity of the customer, years in business, 
judgments, liens, and bankruptcies. Payment terms vary by contract type, although terms generally include a requirement of 
payment within 15 to 90 days.

Leases

Leases as Lessor

We lease revenue earning equipment to customers for periods generally ranging from three to seven years for trucks and 
tractors and up to ten years for trailers. We determine if an arrangement is or contains a lease at inception. The standard lease 
agreement for revenue earning equipment provides both parties the right to terminate; therefore, we evaluate whether the lessee 
is reasonably certain to exercise the termination option in order to determine the appropriate lease term. If we terminate, the 
customer has the right (but not obligation) to purchase the vehicle. If the customer terminates, we have the option to require the 
customer to purchase the vehicle or pay a termination penalty. Our leases generally do not provide either party an option to 
renew the lease. We also rent revenue earning equipment to customers on a short-term basis, from one day up to one year in 
length. From time to time, we may also lease facilities to third parties. The majority of our leases are classified as operating 
leases. However, some of our revenue earning equipment leases are classified as sales-type leases. Refer to Note 6, "Revenue 
Earning Equipment, Net" for further information on our estimates of residual values and useful lives of revenue earning 
equipment which impact our sales-type leases.

Leases as Lessee

We lease facilities, revenue earning equipment, material handling equipment, automated vehicle washing machines, 
vehicles and office equipment from third parties. We determine if an arrangement is or contains a lease at inception. Operating 
lease right-of-use (ROU) assets, which represent our right to use an underlying asset for the lease term, and operating lease 
liabilities are recognized based on the present value of lease payments over the lease term at commencement date. As most of 
our leases do not provide an implicit rate of return, we use our incremental borrowing rate based on the information available at 
commencement date in determining the present value of lease payments. We use the implicit rate when readily determinable. 
Operating lease ROU assets also exclude lease incentives received. We pay variable lease charges related to property taxes, 
insurance and maintenance as well as changes in CPI for leased facilities; usage of revenue earning equipment, automated 
washing machines, vehicles and office equipment; and hours of operation for material handling equipment. For leases with a 
term of 12 months or less, with the exception of our real estate leases, we do not recognize a ROU asset or liability and 
recognize lease payments in our income statement on a straight-line basis over the lease term and variable lease payments in the 
period in which the obligation for those payments is incurred. Operating lease right-of-use assets are included in "Sales-type 
leases and other assets" and finance lease assets are included in "Other property and equipment, net" and "Revenue earning 
equipment, net". Current operating lease liabilities are included in "Accrued expenses and other current liabilities" and current 
finance leases liabilities are included in "Short-term debt and current portion of long-term debt". Noncurrent operating lease 
liabilities are included in "Other non-current liabilities" and noncurrent finance lease liabilities are included in "Long-term 
debt". All of these items are included in the Consolidated Balance Sheets.

Lease terms for facilities are generally three to five years with one or more five-year renewal options and the lease terms 

for revenue earning equipment, material handling equipment, automated washing machines, vehicles and office equipment 
typically range from three to seven years with no extension options. Certain of our material handling equipment leases have 
residual value guarantees. For purposes of calculating operating lease ROU assets and operating lease liabilities, lease terms 
may be deemed to include options to extend or terminate the lease when it is reasonably certain that we will exercise that 
option. Macroeconomic conditions are the primary factor used to estimate whether an option to extend a lease term will be 
exercised or not. None of our leasing arrangements contain restrictive financial covenants. Lease expense is primarily included 
in "Other operating expenses" and "Selling, general and administrative expenses" in the Consolidated Statements of Earnings. 
Refer to Note 12, "Leases," for additional information. 

71

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Inventories

Inventories, which consist primarily of fuel, tires and vehicle parts, are valued at the lower of cost using the weighted-

average cost basis, or net realizable value.

Revenue Earning Equipment, Operating Property and Equipment, and Depreciation

Revenue earning equipment, comprised of vehicles, and operating property and equipment are initially recorded at cost 

inclusive of vendor rebates. Revenue earning equipment and operating property and equipment recognized as finance leases are 
initially recorded at the lower of the present value of the lease payments to be made over the lease term or fair value. Vehicle 
repairs and maintenance that extend the life or increase the value of a vehicle are capitalized, whereas ordinary repairs and 
maintenance (including tire replacement or repair) are expensed as incurred. Direct costs incurred in connection with 
developing or obtaining internal-use software are capitalized. Costs incurred during the preliminary stage of a software 
development project, as well as maintenance and training costs, are expensed as incurred.

Leasehold improvements are depreciated over the shorter of their estimated useful lives or the term of the related lease. If 

a substantial additional investment is made in a leased property during the term of the lease, we re-evaluate the lease term to 
determine whether the investment, together with any penalties related to non-renewal, would constitute an economic penalty 
such that the renewal appears to be reasonably assured.

Depreciation is computed using the straight-line method on all depreciable assets. Depreciation expense has been 
recognized throughout the Consolidated Statements of Earnings depending on the nature of the related asset. We periodically 
review and adjust, as appropriate, the estimated residual values and useful lives of existing revenue earning equipment for 
purposes of recording depreciation expense. We routinely dispose of used revenue earning equipment as part of our FMS 
business. Refer to Note 6, “Revenue Earning Equipment, Net” for more information. Gains and losses on sales of operating 
property and equipment are reflected in “Miscellaneous (income) loss, net” in the Consolidated Statements of Earnings. 

Goodwill and Other Intangible Assets

Goodwill represents the excess of the purchase price over the fair value of the underlying acquired net tangible and 
intangible assets. Goodwill and other intangible assets with indefinite useful lives are not amortized, but rather, are tested for 
impairment at least annually as of October 1 of each year, or more frequently if events or circumstances indicate the carrying 
value of goodwill may be impaired. In evaluating goodwill for impairment, we have the option to first assess qualitative factors 
to determine whether further impairment testing is necessary, such as macroeconomic conditions, changes in our industry and 
the markets in which we operate, and our market capitalization as well as our reporting units' historical and expected future 
financial performance.

If we conclude that it is more likely than not that a reporting unit's fair value is less than its carrying value or we bypass 

the optional qualitative assessment, recoverability is assessed by comparing the fair value of the reporting unit with its carrying 
amount. If a reporting unit's carrying value exceeds its fair value, we would recognize a goodwill impairment loss for the 
amount by which the carrying amount of a reporting unit exceeds its fair value, not to exceed the total amount of goodwill 
allocated to that reporting unit.

Our estimate of fair value for reporting units is determined based on a combination of a market and an income approach. 

Under the market approach, we use a selection of comparable publicly-traded companies that correspond to the reporting unit to 
derive a market-based multiple. Under the income approach, the fair value of the reporting unit is estimated based on the 
discounted present value of the projected future cash flows. Rates used to discount cash flows are dependent upon interest rates 
and the cost of capital based on our industry and capital structure, adjusted for equity and size risk premiums based on market 
capitalization. Estimates of future cash flows are dependent on our knowledge and experience about past and current events and 
significant judgments and assumptions about conditions we expect to exist, including revenue growth rates, margins, long-term 
growth rates, capital requirements, proceeds from the sale of used vehicles, the ability to utilize our tax net operating losses, and 
the discount rate. Our estimates of cash flows are also based on historical and future operating performance, economic 
conditions and actions we expect to take. In addition to these factors, our SCS and DTS reporting units are dependent on several 
key customers or industry sectors. The loss of a key customer may have a significant impact to our SCS or DTS reporting units, 
causing us to assess whether or not the event resulted in a goodwill impairment loss. 

72

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

There are inherent uncertainties related to these factors and management’s judgment in applying them to the analysis of 

goodwill impairment. It is possible that assumptions underlying the impairment analysis will change in such a manner that 
impairment in value may occur in the future.

Indefinite-lived intangible assets, consisting of our trade name, are assessed for impairment when circumstances indicate 

that the carrying amount may not be recoverable. The assessment is consistent with the process used to evaluate goodwill 
impairment. Intangible assets with finite lives are amortized over their respective estimated useful lives. Identifiable intangible 
assets that are subject to amortization are evaluated for impairment as described below.

Impairment of Long-Lived Assets Other than Goodwill and Indefinite-Lived Intangible Assets

Long-lived assets held and used, including revenue earning equipment, operating property and equipment, and intangible 
assets with finite lives, are tested for recoverability when circumstances indicate that the carrying amount of assets may not be 
recoverable. Recoverability of long-lived assets is evaluated by comparing the carrying value of an asset or asset group to 
management’s best estimate of the undiscounted future operating cash flows (excluding interest charges) expected to be 
generated by the asset or asset group. If these comparisons indicate that the carrying value of the asset or asset group is not 
recoverable, an impairment loss is recognized for the amount by which the carrying value of the asset or asset group exceeds its 
estimated fair value. Long-lived assets to be disposed of, including revenue earning equipment and operating property and 
equipment, are reported at the lower of carrying amount or fair value less costs to sell.

Self-Insurance Accruals

We retain a portion of the accident risk under auto liability, workers’ compensation and other insurance programs. Under 
our insurance programs, we retain the risk of loss in various amounts, generally up to $3 million on a per occurrence basis. Self-
insurance accruals are based primarily on an actuarial estimated, undiscounted cost of claims, which includes claims incurred 
but not reported. Historical loss development factors are utilized to project the future development of incurred losses, and these 
amounts are adjusted based upon actual claim experience and settlements. While we believe that the amounts are adequate, 
there can be no assurance that changes to our actuarial estimates may not occur due to limitations inherent in the estimation 
process. Changes in the actuarial estimates of these liabilities are charged or credited to earnings in the period determined. 
Amounts estimated to be paid within the next year have been classified as “Accrued expenses and other current liabilities” with 
the remainder included in “Other non-current liabilities” in the Consolidated Balance Sheets.

We also maintain additional insurance at certain amounts in excess of our respective underlying retention. Amounts 
recoverable from insurance companies are not offset against the related liability as our insurance policies do not extinguish or 
provide legal release from the obligation to make payments related to such risk-related losses. Amounts expected to be received 
within the next year from insurance companies have been included within “Receivables, net” with the remainder included in 
“Sales-type leases and other assets” and are recognized only when realization of the claim for recovery is considered probable. 

Income Taxes

Our provision for income taxes is based on reported earnings before income taxes. Deferred taxes are recognized for the 

future tax effects of temporary differences between the financial statement carrying amounts of existing assets and liabilities 
and their respective tax bases, using tax rates in effect for the years in which the differences are expected to reverse. 

Valuation allowances are recognized to reduce deferred tax assets to the amount that is more likely than not to be realized. 

In assessing the likelihood of realization, we consider estimates of future sources of taxable income. We calculate our current 
and deferred tax position based on estimates and assumptions that could differ from the actual results reflected in income tax 
returns filed in subsequent years. Adjustments based on filed returns are recorded when identified.

We are subject to tax audits in numerous jurisdictions in the U.S. and around the world. Tax audits by their very nature are 

often complex and can require several years to complete. In the normal course of business, we are subject to challenges from 
the Internal Revenue Service and other tax authorities regarding amounts of taxes due. These challenges may alter the timing or 
amount of taxable income or deductions, or the allocation of income among tax jurisdictions. As part of our calculation of the 
provision for income taxes on earnings, we determine whether the benefits of our tax positions are at least more likely than not 
of being sustained upon audit based on the technical merits of the tax position. The tax benefit to be recognized is measured as 
the largest amount of benefit that is greater than fifty percent likely of being realized upon ultimate settlement. Such accruals 
require management to make estimates and judgments with respect to the ultimate outcome of a tax audit. Actual results could 

73

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

vary materially from these estimates. We adjust these reserves as well as the impact of any related interest and penalties in light 
of changing facts and circumstances, such as the progress of a tax audit.

Interest and penalties related to income tax exposures are recognized as incurred and included in "Provision for (benefit 
from) income taxes” in the Consolidated Statements of Earnings. Accruals for income tax exposures, including penalties and 
interest, expected to be settled within the next year are included in “Accrued expenses and other current liabilities”. Income tax 
exposures are included in "Deferred income taxes" in the Consolidated Balance Sheets to the extent net operating loss 
carryforwards or other tax attributes are available for offset, with the remainder included in “Other non-current liabilities” in the 
Consolidated Balance Sheets. The federal benefit from state income tax exposures is included in “Deferred income taxes” in the 
Consolidated Balance Sheets.

Severance and Contract Termination Costs

We recognize liabilities for severance and contract termination costs based upon the nature of the cost to be incurred. For 
involuntary separation plans that are completed within the guidelines of our written involuntary separation plan, we recognize 
the liability when it is probable and reasonably estimable. For one-time termination benefits, such as additional severance pay 
or benefit payouts, and other exit costs, such as contract termination costs, the liability is measured and recognized initially at 
fair value in the period in which the liability is incurred, with subsequent changes to the liability recognized as adjustments in 
the period of change. Severance related to position eliminations that are part of a restructuring plan is included in "Restructuring 
and other, net" in the Consolidated Statements of Earnings. Severance costs that are not part of a restructuring plan are 
recognized in the period incurred as a direct cost of revenue or within “Selling, general and administrative expenses” in the 
Consolidated Statements of Earnings depending upon the nature of the eliminated position. 

Environmental Expenditures

We recognize liabilities for environmental matters when it is probable a loss has been incurred and the costs can be 

reasonably estimated. Environmental liability estimates may include costs such as anticipated site testing, consulting, 
remediation, disposal, post-remediation monitoring and legal fees, as appropriate. The liability does not reflect possible 
recoveries from insurance companies or reimbursement of remediation costs by state agencies, but does include estimates of 
cost sharing with other potentially responsible parties. Estimates are not discounted, as the timing of the anticipated cash 
payments is not fixed or readily determinable. Subsequent adjustments to initial estimates are recognized as necessary based 
upon additional information developed in subsequent periods. In future periods, new laws or regulations, advances in 
remediation technology, or additional information about the ultimate remediation methodology to be used could significantly 
change our estimates. Claims for reimbursement of remediation costs are recognized when recovery is deemed probable.

Derivative Instruments and Hedging Activities

We use financial instruments, including forward exchange contracts and swaps, to manage our exposures to movements in 

interest rates and foreign currency exchange rates. The use of these financial instruments modifies our exposure of these rate 
movement risks with the intent to reduce the risk or cost to us. We do not expect to incur any losses as a result of counterparty 
default as we only enter into contracts with counterparties comprised of large banks and financial institutions that meet 
established credit criteria.

On the date a derivative contract is executed, we formally document, among other items, the intended hedging designation 

and relationship, along with the risk management objectives and strategies for entering into the derivative contract. We also 
formally assess, both at inception and on an ongoing basis, whether the derivatives we used in hedging transactions are highly 
effective in offsetting changes in fair values or cash flows of hedged items. Cash flows from derivatives that are accounted for 
as hedges are classified in the Consolidated Statements of Cash Flows in the same category as the items being hedged. When it 
is determined that a derivative is not highly effective as a hedge or that it has ceased to be a highly effective hedge, we 
discontinue hedge accounting prospectively. The fair value of our derivatives was $47 million and $12 million as of 
December 31, 2022 and 2021, respectively.

Foreign Currency Translation

Our foreign operations generally use local currency as their functional currency. Assets and liabilities of these operations 

are translated at the exchange rates in effect on the balance sheet date. Items in the Consolidated Statements of Earnings are 
translated at the average exchange rates. The related translation adjustments are recorded in “Accumulated other comprehensive 

74

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

loss” in the Consolidated Balance Sheets. Gains and losses resulting from foreign currency transactions are recognized in 
“Miscellaneous (income) loss, net” in the Consolidated Statements of Earnings.

Share-Based Compensation

The fair value of stock option awards and unvested restricted stock unit (RSU) awards to employees are expensed on a 
straight-line basis over the vesting period of the awards. RSUs granted to the board of directors are expensed over a one year 
period when they are granted. Windfall tax benefits and tax shortfalls are charged directly to income tax expense.

Earnings Per Share

Earnings per share is computed using the two-class method. The two-class method of computing earnings per share is an 
earnings allocation formula that determines earnings per share for common stock and any participating securities according to 
dividends declared (whether paid or unpaid) and participation rights in undistributed earnings. RSUs are considered 
participating securities since the share-based awards contain a non-forfeitable right to dividend equivalents irrespective of 
whether the awards ultimately vest. Under the two-class method, earnings per common share are computed by dividing the sum 
of distributed earnings to common shareholders and undistributed earnings allocated to common shareholders by the weighted 
average number of common shares outstanding for the period. In applying the two-class method, undistributed earnings are 
allocated to both common shares and participating securities based on the weighted average shares outstanding during the 
period.

Diluted earnings per common share reflect the dilutive effect of potential common shares from stock options and other 

nonparticipating unvested stock. The dilutive effect of stock options is computed using the treasury stock method, which 
assumes any proceeds that could be obtained upon the exercise of stock options or vesting of stock awards would be used to 
purchase common shares at the average market price for the period. The assumed proceeds include the purchase price the 
grantee pays and the unrecognized compensation expense at the end of each period. For periods where we recognize a net loss, 
any unvested award would have an anti-dilutive impact to our earnings per share calculation. 

Share Repurchases

Repurchases of shares of common stock are made periodically in open-market transactions and are subject to market 

conditions, legal requirements and other factors. The cost of share repurchases is allocated between additional paid-in capital 
and retained earnings based on the amount of additional paid-in capital at the time of the share repurchase. Shares are retired 
upon repurchase.

Defined Benefit Pension and Postretirement Benefit Plans

The funded status of our defined benefit pension plans and postretirement benefit plans are recognized in the Consolidated 
Balance Sheets. The funded status is measured as the difference between the fair value of plan assets and the benefit obligation. 
The fair value of plan assets represents the current market value of contributions made to irrevocable trusts, held for the sole 
benefit of participants, which are invested by the trusts. For defined benefit pension plans, the benefit obligation represents the 
actuarial present value of benefits expected to be paid upon retirement. For postretirement benefit plans, the benefit obligation 
represents the actuarial present value of postretirement benefits attributed to employee services already rendered. Overfunded 
plans, with the fair value of plan assets exceeding the benefit obligation, are aggregated and reported as a pension asset. 
Underfunded plans, with the benefit obligation exceeding the fair value of plan assets, are aggregated and reported as a pension 
and postretirement benefit liability.

The current portion of pension and postretirement benefit liabilities represents the actuarial present value of benefits 

payable within the next year exceeding the fair value of plan assets (if funded), measured on a plan-by-plan basis. These 
liabilities are recognized in “Accrued expenses and other current liabilities” in the Consolidated Balance Sheets.

Pension and postretirement benefit expense includes service cost, interest cost, expected return on plan assets, 

amortization of net prior service costs loss/credit and net actuarial loss/gain as well as the impact of any settlement or 
curtailment. Service cost represents the actuarial present value of participant benefits earned in the current year. The expected 
return on plan assets represents the average rate of earnings expected on the funds invested or to be invested to provide for the 
benefits included in the obligation. Prior service cost represents the impact of plan amendments. Net actuarial losses arise as a 
result of differences between actual experience and assumptions or as a result of changes in actuarial assumptions. Both are 

75

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

initially recognized in “Accumulated other comprehensive loss” in the Consolidated Balance Sheets and are subsequently 
amortized as a component of pension and postretirement benefit expense generally over the remaining life expectancy.

The measurement of benefit obligations and pension and postretirement benefit expense is based on estimates and 
assumptions approved by management. These valuations reflect the terms of the plans and use participant-specific information 
such as compensation, age and years of service, as well as certain assumptions, including estimates of discount rates, expected 
return on plan assets, rate of compensation increases, interest rates and mortality rates.

Fair Value Measurements

We carry various assets and liabilities at fair value in the Consolidated Balance Sheets, including vehicles held for sale, 

investments held in Rabbi Trusts and pension assets.

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) 
in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on 
the measurement date. Fair value measurements are classified based on the following fair value hierarchy:

Level 1 Quoted prices (unadjusted) in active markets for identical assets or liabilities that we have the ability to access at 

the measurement date. An active market for the asset or liability is a market in which transactions for the asset 
or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.

Level 2 Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices 
in markets that are not active; or model-derived valuations or other inputs that are observable or can be 
corroborated by observable market data for substantially the full term of the assets or liabilities.

Level 3 Unobservable inputs for the asset or liability. These inputs reflect our own assumptions about the assumptions a 

market participant would use in pricing the asset or liability.

When available, we use unadjusted quoted market prices to measure fair value and classify such measurements within 
Level 1. If quoted prices are not available, fair value is based upon model-driven valuations that use current market-based or 
independently sourced market parameters such as interest rates and currency rates. Items valued using these models are 
classified according to the lowest level input or value driver that is significant to the valuation.

The carrying amounts reported in the Consolidated Balance Sheets for cash and cash equivalents, accounts receivable and 
accounts payable approximate fair value due to the immediate or short-term maturities of these financial instruments. Revenue 
earning equipment held for sale is measured at fair value on a nonrecurring basis and is stated at the lower of carrying amount 
or fair value less costs to sell. Investments held in Rabbi Trusts and derivatives are carried at fair value on a recurring basis. 
Investments held in Rabbi Trusts include exchange-traded equity securities and mutual funds. Fair values for these investments 
are based on quoted prices in active markets. Refer to Note 19, "Employee Benefit Plans," for further information regarding 
pension assets. 

2.     RECENT ACCOUNTING PRONOUNCEMENTS 

Reference Rate Reform

In March 2020, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 
2020-04, Reference Rate Reform (Topic 848). This update provides optional expedients for applying GAAP to contracts, 
hedging relationships, and other transactions that reference LIBOR or another rate expected to be discontinued at the end of 
2021 because of rate reform. The update is effective for all transactions from March 12, 2020 through December 31, 2022. On 
December 21, 2022, the FASB issued ASU 2022-06, which defers the sunset date of ASC 848, Reference Rate Reform, from 
December 31, 2022 to December 21, 2024. ASC 848 provides temporary relief relating to the potential accounting impact 
relating to the replacement of LIBOR or other reference rates expected to be discounted as a result of reference rate reform.We 
adopted this update as alternative reference rates in relevant contracts were modified through December 31, 2022, and it did not 
have a material impact on our consolidated financial position, results of operations, and cash flows.

76

 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

3.     SEGMENT REPORTING 

Our operating segments are aggregated into reportable business segments based upon similar economic characteristics, 

products, services, customers and delivery methods.

Our primary measurement of segment financial performance, defined as “Earnings (loss) from continuing operations 

before income taxes” (EBT), includes an allocation of costs from Central Support Services (CSS) and excludes Non-operating 
pension costs, net and certain other items as described in Note 21, "Other Items Impacting Comparability." CSS represents 
those costs incurred to support all business segments, including finance and procurement, corporate services, human resources, 
information technology, public affairs, legal, marketing and corporate communications. The objective of the EBT measurement 
is to provide clarity on the profitability of each business segment and, ultimately, to hold leadership of each business segment 
accountable for their allocated share of CSS costs. Certain costs are not attributable to any segment and remain unallocated in 
CSS, including costs for investor relations, public affairs and certain executive compensation. CSS costs attributable to the 
business segments are predominantly allocated to FMS, SCS and DTS as follows:

• Finance, corporate services, and health and safety — allocated based upon estimated and planned resource utilization;

• Human resources — individual costs within this category are allocated under various methods, including allocation 

based on estimated utilization and number of personnel supported;

•

Information technology — principally allocated based upon utilization-related metrics such as number of users or 
minutes of central processing unit time. Customer-related project costs and expenses are allocated to the business 
segment responsible for the project; and

• Other — represents legal and other centralized costs and expenses including certain share-based incentive 
compensation costs. Expenses, where allocated, are based primarily on the number of personnel supported.

Our FMS segment leases revenue earning equipment and provides fuel, maintenance and other ancillary services to the 

SCS and DTS segments. Inter-segment EBT allocated to SCS and DTS includes earnings related to equipment used to provide 
services to SCS and DTS customers. EBT related to inter-segment equipment and services billed to SCS and DTS customers 
(equipment contribution) are included in both FMS and the segment that served the customer and then eliminated upon 
consolidation (presented as “Eliminations”). 

Segment results are not necessarily indicative of the results of operations that would have occurred had each segment 

been an independent, stand-alone entity during the periods presented. Each business segment follows the same accounting 
policies as described in Note 1, “Summary of Significant Accounting Policies.” However, we do not record right-of-use assets 
or liabilities for our intercompany operating leases between FMS and SCS and DTS business segments. The following tables 
set forth financial information for each of our segments and provide a reconciliation between segment EBT and earnings from 
continuing operations before income taxes. 

77

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

(In millions)
Revenue:

Fleet Management Solutions:

ChoiceLease

Commercial rental

SelectCare and other
Fuel services and ChoiceLease liability insurance (1)

Fleet Management Solutions

Supply Chain Solutions

Dedicated Transportation Solutions
Eliminations (2)

Total revenue

Earnings (loss) from continuing operations before income taxes:

Fleet Management Solutions

Supply Chain Solutions

Dedicated Transportation Solutions

Eliminations

Unallocated Central Support Services
Non-operating pension costs, net (3)
Other items impacting comparability, net (4)

Years ended December 31,

2022

2021

2020

$ 

3,203  $ 

3,220  $ 

3,160 

1,351 

659 

1,114 

6,327 

4,720 

1,786 

1,114 

607 

739 

5,680 

3,155 

1,457 

834 

584 

593 

5,171 

2,544 

1,229 

(822) 

(629) 

(524) 

$  12,011  $ 

9,663  $ 

8,420 

$ 

1,054  $ 

663  $ 

(142) 

186 

102 

(115) 

1,227 

(83) 

(11) 

83 

117 

49 

(78) 

751 

(69) 

1 

10 

160 

73 

(43) 

48 

(77) 

(11) 

(90) 

Earnings (loss) from continuing operations before income taxes

$ 

1,216  $ 

693  $ 

(130) 

In the first quarter of 2021, we completed the exit of the extension of our liability insurance coverage for ChoiceLease customers. 

_______________ 
(1)
(2) Represents the elimination of intercompany revenues in our FMS business segment.
(3) Refer to Note 19, "Employee Benefit Plans," for a discussion on these items.
(4) Refer to Note 21, “Other Items Impacting Comparability,” for a discussion of items excluded from our primary measure of segment performance.

78

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

The following table sets forth depreciation expense, other non-cash charges, net, intangible amortization expense, interest 

expense (income), capital expenditures paid and total assets for the years ended December 31, 2022, 2021 and 2020, as 
provided to the chief operating decision-maker for each of our reportable business segments:

(In millions)
2022

Depreciation expense (1)
Other non-cash charges, net (2)
Intangible amortization expense
Interest expense (income) (3)
Capital expenditures paid
Total assets

2021

Depreciation expense (1)
Other non-cash charges, net (2)
Intangible amortization expense
Interest expense (income) (3)
Capital expenditures paid
Total assets

2020

Depreciation expense (1)
Other non-cash charges, net (2)
Intangible amortization expense
Interest expense (income) (3)
Capital expenditures paid
Total assets

_______________ 

FMS

SCS

DTS

CSS

Eliminations

Total

$ 

$ 

$ 

$ 

$ 

1,618 

90 

3 

219 

2,442 

$  10,811 

$ 

$ 

$ 

$ 

$ 

1,736 

39 

2 

214 

1,854 

91 

173 

34 

10 

155 

3,043 

47 

78 

6 

3 

67 

3 

4 

— 

(2) 

2 

1  $ 

—  $ 

1,713 

13 

— 

1 

32 

—  $ 

—  $ 

—  $ 

280 

37 

228 

—  $ 

2,631 

380 

904 

(743)  $  14,395 

3 

3 

— 

(3) 

1 

— 

(5) 

— 

— 

19 

—  $ 

1,786 

—  $ 

—  $ 

—  $ 

115 

8 

214 

—  $ 

1,941 

$  11,000 

2,320 

318 

555 

(358)  $  13,835 

$ 

$ 

$ 

$ 

$ 

1,981 

133 

3 

255 

1,090 

39 

64 

5 

1 

38 

3 

1 

— 

(3) 

1 

4 

2 

— 

8 

17 

—  $ 

2,027 

—  $ 

—  $ 

—  $ 

200 

8 

261 

—  $ 

1,146 

$  11,275 

1,313 

296 

328 

(280)  $  12,932 

(1) Depreciation expense totaling $27 million in 2022, $26 million in 2021, and $27 million in 2020 associated with CSS assets was allocated to business 

(2)
(3)

segments based upon estimated and planned asset utilization.
Includes primarily amortization of operating lease right-of-use assets and sales commissions, and bad debt expense.
Interest expense was primarily allocated to the FMS segment since such borrowings were used principally to fund the purchase of revenue earning 
equipment used in FMS; however, interest was also reflected in SCS and DTS based on targeted segment leverage ratios.

Geographic Information 

(In millions)
Long-lived assets:

United States

Foreign:

Canada

Europe

Mexico

Total

December 31,

2022

2021

$ 

8,755  $ 

8,478 

494 

22 

67 

583 

531 

242 

57 

830 

$ 

9,338  $ 

9,308 

79

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

4.     REVENUE

Disaggregation of Revenue

The following tables disaggregate our revenue recognized by primary geographical market by our reportable business 

segments and by industry for SCS. Refer to Note 3, “Segment Reporting”, for the disaggregation of our revenue by major 
product/service lines.

Primary Geographical Markets

(In millions)

United States

Canada
Europe (1)
Mexico

Total revenue

Year ended December 31, 2022

FMS

SCS

DTS

Eliminations

Total

$ 

5,858  $ 

4,209  $ 

1,786  $ 

(780)  $  11,073 

319 

150 

— 

251 

— 

260 

— 

— 

— 

(42) 

— 

— 

528 

150 

260 

$ 

6,327  $ 

4,720  $ 

1,786  $ 

(822)  $  12,011 

 ————————————

(1) Refer to Note 21, "Other Items Impacting Comparability", for further information on the exit of the FMS U.K. business.

(In millions)

United States

Canada

Europe

Mexico

Total revenue

(In millions)

United States

Canada

Europe

Mexico

Total revenue

Industry

Year ended December 31, 2021

FMS

SCS

DTS

Eliminations

Total

$ 

5,116  $ 

2,706  $ 

1,457  $ 

(600)  $ 

8,679 

302 

262 

— 

230 

— 

219 

— 

— 

— 

(29) 

— 

— 

503 

262 

219 

$ 

5,680  $ 

3,155  $ 

1,457  $ 

(629)  $ 

9,663 

Year ended December 31, 2020

FMS

SCS

DTS

Eliminations

Total

$ 

4,647  $ 

2,147  $ 

1,229  $ 

(507)  $ 

7,516 

269 

255 

— 

208 

— 

189 

— 

— 

— 

(17) 

— 

— 

460 

255 

189 

$ 

5,171  $ 

2,544  $ 

1,229  $ 

(524)  $ 

8,420 

We have a diversified portfolio of customers across a full array of transportation and logistics solutions and across many 

industries. We believe this will help to mitigate the impact of adverse downturns in specific sectors of the economy. Our 
portfolio of ChoiceLease and commercial rental customers, as well as our DTS business, is not concentrated in any one 
particular industry or geographic region. 

Our SCS business segment includes revenue from the following industries:

(In millions)

Consumer packaged goods and retail

Automotive

Technology and healthcare

Industrial and other

Total revenue

80

Years ended December 31,

2022

2021

2020

$ 

2,217  $ 

1,221  $ 

1,523 

1,185 

517 

463 

428 

321 

993 

940 

387 

224 

$ 

4,720  $ 

3,155  $ 

2,544 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Lease & Related Maintenance and Rental Revenues

The non-lease revenue from maintenance services related to our ChoiceLease product is recognized in "Lease & related 

maintenance and rental revenues" in the Consolidated Statements of Earnings. In 2022, 2021 and 2020, we recognized $1.0 
billion, $1.0 billion and $965 million, respectively. 

Deferred Revenue

The following table includes the changes in deferred revenue due to the collection and deferral of cash or the satisfaction 

of our performance obligation under the contract:

(In millions)

Balance as of beginning of period

Recognized as revenue during period from beginning balance

Consideration deferred during period, net

Foreign currency translation adjustment and other

Balance as of end of period

Contracted Not Recognized Revenue

Years ended December 31, 

2022

2021

2020

$ 

594  $ 

630  $ 

(181) 

140 

(9) 

(183) 

145 

2 

604 

(180) 

203 

3 

$ 

544  $ 

594  $ 

630 

Revenue allocated to remaining performance obligations represents contracted revenue that has not yet been recognized 

(contracted not recognized revenue). Contracted not recognized revenue was $2.3 billion as of December 31, 2022, and 
primarily includes deferred revenue and amounts for full service ChoiceLease maintenance revenue that will be recognized as 
revenue in future periods as we provide maintenance services to our customers. Contracted not recognized revenue excludes (1) 
variable consideration as it is not included in the transaction price consideration allocated at contract inception, (2) revenues 
from the lease component of our ChoiceLease product and all the revenue from the commercial rental product, (3) revenues 
from contracts with an original duration of one year or less, including SelectCare contracts, and (4) revenue from SCS, DTS 
and other contracts where there are remaining performance obligations when we have the right to invoice but the revenue to be 
recognized in the future corresponds directly with the value delivered to the customer.  

Sales Commissions and Setup Costs

We capitalize incremental sales commissions paid as a result of obtaining ChoiceLease, SCS and DTS contracts as 
contract costs. Capitalized sales commissions, including initial direct costs of our leases, was $126 million and $106 million as 
of December 31, 2022 and 2021, respectively. Sales commission expense in 2022, 2021 and 2020 was $44 million for all years. 
We also capitalize setup costs as a result of obtaining SCS and DTS contracts as contract costs. Capitalized setup costs were 
$73 million and $54 million as of December 31, 2022 and 2021, respectively. Setup contract amortization expense in 2022, 
2021 and 2020 was $28 million, $23 million and $11 million, respectively.

5.     RECEIVABLES, NET 

 (In millions)
Trade

Sales-type leases

Other, primarily warranty and insurance

Allowance for credit losses and other

Receivables, net

December 31,

2022

2021

$ 

1,476  $ 

1,281 

120 

55 

1,651 

(41) 

148 

67 

1,496 

(31) 

$ 

1,610  $ 

1,465 

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

The following table provides a reconciliation of our allowance for credit losses and other:

(In millions)
Balance as of beginning of period

Changes to provisions for credit losses

Write-offs and other

Balance as of end of period

6.     REVENUE EARNING EQUIPMENT, NET

Years ended December 31,

2022

2021

$ 

$ 

31  $ 

33 

(23) 

41  $ 

43 

1 

(13) 

31 

(In millions)
Held for use:

Trucks

Tractors

Trailers and other

Held for sale

Total

December 31, 2022

December 31, 2021

Cost

Accumulated
Depreciation

Net

Cost

Accumulated
Depreciation

Net

Estimated
Useful
Lives

(In years)

3 — 7

$ 

5,282  $ 

(2,114)  $ 

3,168  $ 

5,223  $ 

(2,055)  $ 

3,168 

   4 — 7.5

9.5 — 12

7,153 

1,610 

388 

(3,153) 

4,000 

(690) 

(286) 

920 

102 

7,256 

1,780 

210 

(3,059) 

4,197 

(869) 

(163) 

911 

47 

$  14,433  $ 

(6,243)  $ 

8,190  $  14,469  $ 

(6,146)  $ 

8,323 

Total depreciation expense related to revenue earning equipment primarily used in our FMS segment was $1.5 billion, 

$1.7 billion and $1.9 billion in 2022, 2021 and 2020, respectively. 

Residual Value Estimate Changes

We periodically review and adjust, as appropriate, the estimated residual values and useful lives of existing revenue 

earning equipment for the purposes of recording depreciation expense. Reductions in estimated residual values or useful lives 
will increase depreciation expense over the remaining useful life of the vehicle. Conversely, an increase in estimated residual 
values or useful lives will decrease depreciation expense over the remaining useful life of the vehicle. Our review of the 
estimated residual values and useful lives of revenue earning equipment is based on vehicle class, (i.e., generally subcategories 
of trucks, tractors and trailers by weight and usage), historical and current market prices, third-party expected future market 
prices, expected lives of vehicles, and expected sales in the wholesale or retail markets, among other factors. A variety of 
factors, many of which are outside of our control, could cause residual value estimates to differ from actual used vehicle sales 
pricing, such as changes in supply and demand of used vehicles; volatility in market conditions; changes in vehicle technology; 
competitor pricing; regulatory requirements; driver shortages; customer requirements and preferences; and changes in 
underlying assumption factors. We have disciplines related to the management and maintenance of our vehicles designed to 
manage the risk associated with the residual values of our revenue earning equipment.

The following table provides a summary of incremental depreciation expense that has been recorded related to our 

residual value estimate changes since 2019, as well as used vehicle sales results (rounded to the closest million):

(In millions)

Depreciation expense related to estimate changes

Used vehicle sales, net

Years ended December31,

2022

2021

2020

$ 

193  $ 

309  $ 

(450) 

(257) 

491 

— 

In 2022, we performed a review of the residual values and useful lives of our revenue earning equipment. Based on the 

results of our analysis, we made adjustments to residual values, which impacted approximately 5% of our total fleet. The 
increase in depreciation expense in 2022 as a result of our residual value estimate changes was not material to our results of 
operations.

During the second quarter of 2021, we completed a review of the residual values and useful lives of revenue earning 
equipment. Based on the results of our analysis, we adjusted our residual value estimates for certain tractors and useful lives of 

82

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

certain classes of our revenue earning equipment, which impacted approximately 15% of our total fleet. The increase in 
depreciation expense in 2021 as a result of residual value estimate changes was not material to our results of operations.

In 2020, we performed a review of the estimated residual values of our revenue earning equipment primarily due to the 
COVID-19 pandemic and its impact on current and expected used vehicle market conditions. In evaluating our residual value 
estimates, we reviewed recent multi-year trends; management and third-party outlook for the used vehicle market, including 
impacts of COVID-19 and the demand and pricing of our used vehicles; expected sales volumes through our retail and 
wholesale channels; inventory levels; and other factors that management deemed necessary to appropriately reflect our expected 
sales proceeds. Based on our review, we reduced our estimated residual values primarily for our truck fleet, and to a lesser 
extent, our tractor fleet, which resulted in additional depreciation expense of $197 million. This resulted in a decrease to our net 
earnings of $146 million and diluted earnings per share of $2.78 in 2020. In 2020, the depreciation expense also included 
$294 million related to the residual value changes that occurred in the second half of 2019.

Used Vehicle Sales and Valuation Adjustments

Revenue earning equipment held for sale is stated at the lower of carrying amount or fair value less costs to sell. Losses on 
vehicles held for sale for which carrying values exceed fair value, which we refer to as "valuation adjustments," are recognized 
at the time they are deemed to meet the held for sale criteria and are presented within "Used vehicle sales, net" in the 
Consolidated Statements of Earnings. For revenue earning equipment held for sale, we stratify our fleet by vehicle type (trucks, 
tractors and trailers), weight class, age and other relevant characteristics and create classes of similar assets for analysis 
purposes. For revenue earning equipment held for sale, fair value was determined based upon recent market prices obtained 
from our own sales experience for each class of similar assets and vehicle condition if available or third-party market pricing. In 
addition, we also consider expected declines in market prices when valuing the vehicles held for sale, as well as forecasted sales 
channel mix (retail/wholesale). 

The following table presents revenue earning equipment held for sale that are measured at fair value on a nonrecurring 

basis and considered a Level 3 fair value measurement:

 (In millions)

Revenue earning equipment held for sale (1):

Trucks

Tractors

Trailers and other

Total assets at fair value

Losses from Valuation Adjustments

December  31,

Years ended December 31,

2022

2021

2022

2021

2020

$ 

$ 

1  $ 

1  $ 

3  $ 

4  $ 

2 

— 

2 

1 

5 

1 

4 

6 

3  $ 

4  $ 

9  $ 

14  $ 

18 

12 

7 

37 

_______________
(1) Reflects only the portion where net book values exceeded fair values and valuation adjustments were recorded. The net book value of assets held for sale 

that were less than fair value was $99 million and $43 million as of December 31, 2022 and 2021, respectively. 

The components of used vehicle sales, net were as follows:

(In millions)
Gains on vehicle sales, net (1)
Losses from valuation adjustments

Used vehicle sales, net

_______________
(1)

 In 2022, Gains on vehicle sales, net includes $49 million related to the exit of the FMS U.K.business.

Years ended December 31,

2022

2021

2020

$ 

$ 

(459)  $ 

(271)  $ 

(37) 

9 

14 

(450)  $ 

(257)  $ 

37 

— 

83

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

7.      OPERATING PROPERTY AND EQUIPMENT, NET 

(In millions)
Land

Buildings and improvements

Machinery and equipment

Other

Accumulated depreciation

Total

Estimated Useful Lives 
(In years)

December 31,

2022

2021

—

10 — 40

3 — 10

3 — 10

$ 

233  $ 

1,033 

1,073 

186 

2,525 

240 

946 

927 

146 

2,259 

(1,377) 

(1,274) 

$ 

1,148  $ 

985 

Depreciation expense related to operating property and equipment was $182 million, $128 million and $123 million in 2022, 

2021 and 2020, respectively. In 2022, depreciation expense includes an asset impairment of $20 million related to the early 
termination of a SCS customer distribution center. The asset impairment was determined under the income-based approach 
using a discounted cash flow method of valuation. 

8.     GOODWILL 

The carrying amount of goodwill attributable to each reportable business segment with changes therein was as follows:

(In millions)

Balance as of January 1, 2021

Acquisitions (1)
Foreign currency translation adjustment

Balance as of December 31, 2021

Acquisition (1)
Foreign currency translation adjustment 

Balance as of December 31, 2022 (2)

FMS

SCS

DTS

Total

$ 

244  $ 
— 

— 

190  $ 
96 

— 

41  $ 
— 

— 

$ 

244  $ 

286  $ 

41  $ 

1 

— 

289 

— 

— 

— 

$ 

245  $ 

575  $ 

41  $ 

475 

96 

— 

571 

290 

— 

861 

_______________
(1) Refer to Note 24, "Acquisitions," for additional information.
(2) Accumulated impairment losses were $26 million and $19 million for FMS and SCS, respectively, as of both December 31, 2022 and 2021.

We assess goodwill for impairment on October 1st of each year or more often if deemed necessary. On October 1, 2022, 

we completed our annual goodwill impairment test for all reporting units and determined there was no impairment.  

9.     INTANGIBLE ASSETS, NET 

(In millions)
Indefinite lived intangible assets — Trade name
Finite lived intangible assets, primarily customer relationships (1)
Accumulated amortization

Total

(In millions)
Indefinite lived intangible assets — Trade name

Finite lived intangible assets, primarily customer relationships

Accumulated amortization

Total

December 31, 2022

FMS

SCS

DTS

CSS

Total

$ 

—  $ 

—  $ 

—  $ 

9  $ 

59 

(55) 

338 

(58) 

8 

(6) 

— 

— 

9 

405 

(119) 

$ 

4  $ 

280  $ 

2  $ 

9  $ 

295 

December 31, 2021

FMS

SCS

DTS

CSS

Total

$ 

—  $ 

—  $ 

—  $ 

9  $ 

58 

(53) 

185

(31) 

8 

(5) 

— 

— 

$ 

5  $ 

154  $ 

3  $ 

9  $ 

9 

251 

(89) 

171 

 _______________
(1)

Includes $148 million of customer relationships related to the acquisition of PLG Investments I, LLC (Whiplash). Refer to Note 24, "Acquisitions," for 
additional information.

84

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

The Ryder trade name has been identified as having an indefinite useful life. Customer relationship intangibles are being 
amortized on a straight-line basis over their estimated useful lives, generally 6-19 years. We recognized amortization expense 
associated with finite lived intangible assets of $37 million in 2022 and $8 million in 2021 and 2020. The future amortization 
expense for each of the five succeeding years related to all intangible assets that are currently reported in the Consolidated 
Balance Sheets is estimated to range from $22 - $33 million per year for 2023 - 2027.

10.     ACCRUED EXPENSES AND OTHER LIABILITIES 

(In millions)
Salaries and wages

Deferred compensation

Pension and other employee benefits
Insurance obligations (1)
Operating taxes (2)
Interest

Deposits, mainly from customers
Operating lease liabilities (3)
Deferred revenue (4)
Other (5)

Total

_______________  

December 31, 2022

December 31, 2021

Accrued
Expenses

Non-
Current
Liabilities

Total

Accrued
Expenses

Non-
Current
Liabilities

Total

$ 

259  $ 

—  $ 

259  $ 

210  $ 

—  $ 

5 

29 

179 

132 

41 

84 

191 

178 

102 

80 

179 

309 

— 

— 

— 

541 

366 

93 

85 

208 

488 

132 

41 

84 

732 

544 

195 

6 

29 

186 

166 

37 

95 

100 

183 

108 

91 

188 

311 

— 

— 

— 

256 

411 

57 

210 

97 

217 

497 

166 

37 

95 

356 

594 

165 

$ 

1,200  $ 

1,568  $ 

2,768  $ 

1,120  $ 

1,314  $ 

2,434 

(1)    Insurance obligations are primarily comprised of self-insured claim liabilities.
(2)    2021 amount includes the deferral of certain payroll taxes allowed under the CARES Act. 
(3)    Refer to Note 24, "Acquisitions", for further information.
(4)    Refer to Note 4, "Revenue", for further information.
(5)  As of December 31, 2022, and 2021, includes $13 million and $8 million, respectively, of restructuring liabilities related to the exit of the FMS U.K. 

business. Refer to Note 21, "Other Items Impacting Comparability" for further information.

We recognized a benefit of $25 million in 2022 and $6 million in 2021 within earnings from continuing operations from 

the favorable development of estimated prior years claims where costs were lower than self-insured loss reserves. We 
recognized a charge of $18 million in 2020 within earnings from continuing operations from the unfavorable development of 
estimated prior years claims where costs exceeded self-insured loss reserves.

85

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

11.     INCOME TAXES

The components of earnings (loss) from continuing operations before income taxes and the provision for (benefit from) 

income taxes from continuing operations were as follows:

(In millions)
Earnings (loss) from continuing operations before income taxes:

United States

Foreign

Total

Provision for (benefit from) income taxes from continuing operations:

Current tax expense (benefit) from continuing operations:

Federal

State

Foreign

Deferred tax expense (benefit) from continuing operations:

Federal

State

Foreign

Total

Years ended December 31,

2022

2021

2020

$ 

1,021  $ 

560  $ 

(126) 

195 

133 

(4) 

$ 

1,216  $ 

693  $ 

(130) 

$ 

30  $ 

9  $ 

43 

14 

87 

214 

23 

29 

266 

24 

12 

45 

112 

8 

6 

126 

$ 

353  $ 

171  $ 

(1) 

10 

6 

15 

(28) 

(10) 

5 

(33) 

(18) 

In 2022, 2021 and 2020, federal, state, and foreign net operating losses were utilized to offset current income taxes 

payable resulting in a tax benefit of $103 million, $124 million, and $278 million, respectively. 

A reconciliation of the federal statutory tax rate with the effective tax rate from continuing operations follows:

 (Percentage of pre-tax earnings)
 Federal statutory tax rate 

 Impact on deferred taxes for changes in tax rates 

 Additional deferred tax adjustments 

 State income taxes, net of federal income tax benefit 

 Foreign rates varying from federal statutory tax rate 

FMS U.K. business exit

 Tax contingencies 

 Tax credits 

 Other permanent book-tax differences 

 Change in foreign valuation allowance

 Other

 Effective tax rate

Years ended December 31,

2022

2021

2020

 21.0 %

 (0.4) %

 (0.1) %

 5.1 %

 (5.3) %

 3.2 %

 (0.3) %

 (0.2) %

 0.6 %

 5.4 %

 0.1 %

 21.0 %

 (0.3) %

 (0.1) %

 4.4 %

 0.1 %

 — %

 (0.7) %

 (0.3) %

 1.8 %

 (1.1) %

 (0.1) %

 29.1 %

 24.7 %

 21.0 %

 0.9 %

 0.8 %

 (3.4) %

 1.3 %

 — %

 5.5 %

 1.7 %

 (3.3) %

 (11.9) %

 1.5 %

 14.1 %

86

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Deferred Income Taxes

The components of the net deferred income tax liability were as follows:

 (In millions)
Deferred income tax assets:

Self-insurance accruals

Net operating loss carryforwards

Accrued compensation and benefits

Pension benefits

Deferred revenue

Other, including federal benefit on state tax positions

Valuation allowance

Deferred income tax liabilities:

Property and equipment basis differences

Other

Net deferred income tax liability (1)

_______________

December 31,

2022

2021

$ 

109  $ 

182 

88 

27 

131 

25 

562 

(88) 

474 

111 

271 

69 

17 

153 

31 

652 

(24) 

628 

(2,013) 

(1,874) 

(18) 

(24) 

(2,031) 

(1,898) 

$ 

(1,557)  $ 

(1,270) 

(1) Deferred tax assets of $14 million and $5 million have been included in "Sales-type leases and other assets" as of December 31, 2022 and 2021.

During 2021, we reevaluated our historic assertion with respect to our U.K. and Germany operations and determined that 
we no longer consider these earnings to be indefinitely reinvested. In October 2022 we repatriated $282 million of undistributed 
earnings from our U.K. subsidiary with minimal tax cost. As of December 31, 2022, we continue to consider these earnings no 
longer indefinitely reinvested and determined that there was no impact to deferred taxes. We intend to continue to permanently 
reinvest the earnings from our remaining foreign jurisdictions which, as of December 31, 2022, had $506 million of 
undistributed foreign earnings. Any future repatriations of the unremitted earnings could be subject to additional federal, state 
and foreign income taxes, withholding taxes, and/or the tax impact of foreign currency exchange gains or losses. The 
determination of the amount of unrecognized deferred tax liability associated with the $506 million of undistributed foreign 
earnings is not practicable because of the complexities associated with the hypothetical calculations used in evaluating whether 
we will maintain the indefinite reinvestment assertion on the remaining foreign subsidiaries.

As of December 31, 2022, we had U.S. federal tax effected net operating loss carryforwards, before unrecognized tax 

benefits, of $81 million, of which $6 million is expected to expire beginning 2035 and the remaining portion has an indefinite 
carryforward period. U.S. federal net operating loss deductions are limited to 80% of taxable income for losses generated in 
taxable years beginning after December 31, 2017. Various U.S. subsidiaries had state tax-effected net operating loss 
carryforwards, before unrecognized tax benefits and valuation allowances, of $31 million that will begin to expire as follows: 
approximately $1 million in 2026, $25 million in years 2027 and thereafter, with the remaining $6 million having an indefinite 
carryforward period. To the extent that we do not generate sufficient state taxable income through viable planning strategies 
within the statutory carryforward periods to utilize the loss carryforwards in these states, the loss carryforwards will expire 
unused. We also had foreign tax effected net operating loss carryforwards of $97 million that are available to reduce future 
income tax payments in several countries, subject to varying expiration rules. We assess the realizability of our deferred tax 
assets and record a valuation allowance to the extent it is determined that they are not more-likely-than-not to be realized. 
During 2022, the consideration of all of the evidence led to the determination that the deferred tax assets in the U.K. were more-
likely-than-not realizable, and therefore, the full valuation allowance on the U.K. deferred tax assets of $4 million was released. 
Due to our assessment of future sources of taxable income in various states and foreign jurisdictions, we have a cumulative 
valuation allowance of $88 million against our deferred tax assets as of December 31, 2022, a net increase of $64 million from 
the prior year. The increase is primarily due to a newly established valuation allowance against net operating losses generated 
by the U.K.'s parent entity related to the exit of the FMS U.K. business in 2022, that were determined to be not more-likely-
than-not realizable. The valuation allowance is subject to change in future years based on the availability of future sources of 
taxable income. 

87

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

         Uncertain Tax Positions

In many cases, our uncertain tax positions are related to tax years that remain subject to examination by the relevant 

taxing authorities. The following table summarizes these open tax years by jurisdiction:

Jurisdiction

United States (Federal)

Canada

Mexico

United Kingdom

Brazil (in discontinued operations)

Open Tax Year

2013 - 2015,  2018 - 2022

2013 - 2022

2017 - 2022

2020 - 2022

2017 - 2022

The following table summarizes the activity related to unrecognized tax benefits (excluding the federal benefit received 

from state positions):

 (In millions)
Balance at January 1

Additions based on tax positions related to the current year

Reductions due to lapse of applicable statutes of limitation

Total before interest and penalties at December 31

Interest and penalties

Balance at December 31

December 31,

2022

2021

2020

$ 

38  $ 

43  $ 

2 

(6) 

34 

3 

1 

(6) 

38 

4 

$ 

37  $ 

42  $ 

49 

2 

(8) 

43 

4 

47 

Of the total unrecognized tax benefits as of December 31, 2022, $31 million (net of the federal benefit on state issues) 
represents the amount of unrecognized tax benefits that, if recognized, would favorably affect the effective tax rate in future 
periods. Unrecognized tax benefits related to federal, state and foreign tax positions may decrease $4 million by December 31, 
2023, if audits are completed or tax years close during 2023. 

12.     LEASES 

Leases as Lessor

The components of revenue from leases were as follows:

 (In millions)
Operating leases

Lease income related to ChoiceLease
Lease income related to commercial rental (1)

Sales-type leases

Interest income related to net investment in leases

Variable lease income excluding commercial rental (1)

_______________ 

Years ended December 31,

2022

2021

2020

$ 

1,490  $ 

1,538  $ 

1,566 

1,286 

1,062 

792 

$ 

$ 

45  $ 

48  $ 

49 

323  $ 

312  $ 

289 

(1) Lease income related to commercial rental includes both fixed and variable lease income. Variable lease income is approximately 15% to 25% of total 

commercial rental income.

88

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

The components of the net investment in sales-type leases, which are included in "Receivables, net" and "Sales-type 

leases and other assets" in the Consolidated Balance Sheets, were as follows:

 (In millions)
Net investment in the lease - lease payment receivable

Net investment in the lease - unguaranteed residual value in assets

Estimated loss allowance

Total

Maturities of sales-type lease receivables as of December 31, 2022 were as follows:

Years ending December 31 
2023

2024

2025

2026

2027

Thereafter

Total undiscounted cash flows

Present value of lease payments (recognized as lease receivables)

Difference between undiscounted cash flows and discounted cash flows

Operating lease payments expected to be received as of December 31, 2022 were as follows: 

December 31,

2022

2021

$ 

598  $ 

43 

641 

(6) 

583 

47 

630 

(4) 

$ 

635  $ 

626 

(In millions)

$ 

163 

148 

128 

111 

79 

111 

740 

(598) 

142 

$ 

(In millions)

$ 

1,112 

842 

596 

376 

204 

148 

$ 

3,278 

Years ended December 31,

2022

2021

2020

$ 

13  $ 

14  $ 

2 

199 

10 

26 

(39) 

2 

98 

9 

16 

(27) 

$ 

211  $ 

112  $ 

13 

2 

92 

8 

13 

(27) 

101 

Years ending December 31
2023

2024

2025

2026

2027

Thereafter

Total undiscounted cash flows

Leases as Lessee

The components of lease expense were as follows:

(In millions)
Finance lease cost

Amortization of right-of-use-assets

Interest on lease liabilities

Operating lease cost

Short-term lease and other

Variable lease cost

Sublease income

Total lease cost

89

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Supplemental balance sheet information related to leases was as follows:

 (In millions)

Noncurrent assets

Current liabilities

Noncurrent liabilities

Weighted-average remaining lease term

Operating

Finance

Weighted-average discount rate

Operating

Finance

Maturities of operating and finance lease liabilities were as follows:

(In millions)

Years ending December 31
2023

2024

2025

2026

2027

Thereafter

Total lease payments

Less: Imputed Interest

Present value of lease liabilities

December 31,

2022

2021

Operating

Finance

Operating

Finance

$ 

715  $ 

38  $ 

341  $ 

191 

541 

13 

29 

100 

256 

40 

13 

31 

December 31,

2022

2021

5 years

4 years

5 years

4 years

 4.0 %

 4.4 %

 2.7 %

 4.4 %

Operating

Finance

Leases

Leases

Total

$ 

216  $ 

14  $ 

177 

152 

112 

68 

79 

804 

(72) 

12 

8 

5 

2 

5 

46 

(4) 

$ 

732  $ 

42  $ 

230 

189 

160 

117 

70 

84 

850 

(76) 

774 

Note: Amounts may not be additive due to rounding.

As of December 31, 2022, we have entered into $214 million of additional facility operating leases that have not yet 

commenced. The operating leases will commence in 2022 with lease terms of generally 3 to 10 years. 

90

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

13.     DEBT 

 (Dollars in millions)

Debt:

Weighted Average 
Interest Rate

December 31, 
2022

December 31, 
2021

Maturities

December 31,
2022

December 31,
2021

U.S. commercial paper 

Canadian commercial paper

Trade receivables financing program

Global revolving credit facility

Unsecured U.S. obligations
Unsecured U.S. notes — Medium-term notes (1)
Unsecured foreign obligations
Asset-backed U.S. obligations (2)
Finance lease obligations and other

4.61%

—%

5.14%

—%

4.08%

3.68%

2.88%

2.98%

0.32%

0.34%

—%

—%

3.41%

3.24%

2.00%

2.62%

2026

2026

2023

2026

2027

2023-2027

2024

2023-2029

2023-2031

Debt issuance costs and original issue discounts

Total debt

Short-term debt and current portion of long-term debt

Long-term debt

_______________

$ 

672  $ 

— 

50 

— 

375 

4,704 

50 

477 

42 

6,370 

(18) 

6,352 

(1,349) 

$ 

5,003  $ 

531 

7 

— 

— 

200 

5,150 

140 

527 

45 

6,600 

(20) 

6,580 

(1,333) 

5,247 

(1)

Includes the impact from the fair market values of hedging instruments on our notes, which were $47 million as of December 31, 2022 and $12 million as 
of December 31, 2021. The notional amount of the executed interest rate swaps designated as fair value hedges was $500 million and $450 million as of 
December 31, 2022 and December 31, 2021, respectively.

(2) Asset-backed U.S. obligations are related to financing transactions backed by a portion of our revenue earning equipment.

The fair value of total debt (excluding finance lease and asset-backed U.S. obligations) was approximately $5.7 billion 
and $6.2 billion as of December 31, 2022 and 2021, respectively. For publicly-traded debt, estimates of fair value were based 
on market prices. For other debt, fair value was estimated based on a model-driven approach using rates currently available to 
us for debt with similar terms and remaining maturities. The fair value measurements of our publicly-traded debt and our other 
debt were classified within Level 2 of the fair value hierarchy. 

Debt Proceeds and Repayments

In February 2022, we issued an aggregate principal amount of $450 million unsecured medium terms notes that mature on 

March 1, 2027. The notes bear interest at a rate of 2.85% per year. In May 2022, we issued an aggregate principal amount of 
$300 million unsecured medium-term notes that mature on June 15, 2027. The notes bear interest at a rate of 4.30% per year.

In November 2022, we entered into three term notes that mature on November 16, 2027, with aggregate principal 

amounts totaling $175 million, bearing annual interest rates ranging from 5.0% to 5.15%.

In 2022, we received $102 million from financing transactions backed by a portion of our revenue earning equipment. The 

proceeds from the transaction were used for general corporate purposes. We provided end of term guarantees for the residual 
value of the revenue earning equipment in the transaction. The transaction proceeds, along with the end of term residual value 
guarantees, have been included within "asset-backed U.S. obligations" in the preceding table.

91

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

The following table includes our debt proceeds and repayments in 2022:

(In millions)
Medium-term notes (1)
U.S. and foreign term loans, finance lease 
obligations and other

Total debt proceeds

_______________

Debt Proceeds

Debt Repayments

$ 

$ 

749  Medium-term notes

U.S. and foreign term loans, finance lease 

480 

obligations and other

1,229  Total debt repaid

$ 

$ 

1,150 

402 

1,552 

(1) Proceeds from medium-term notes presented net of discount and issuance costs.

Debt proceeds were used to repay maturing debt and for general corporate purposes. If the unsecured medium-term notes 

are downgraded below investment grade following, or as a result of, a change in control, the note holders can require us to 
repurchase all or a portion of the notes at a purchase price equal to 101% of principal value plus accrued and unpaid interest. 

Contractual maturities of total debt, excluding finance lease obligations, are as follows:

Years ending December 31
2023

2024

2025

2026

2027

Thereafter

Total

Finance lease obligations (Refer to Note 12)

Total long-term debt

Global Revolving Credit Facility 

(In millions)

$ 

1,337 

1,520 

1,096 

1,419 

922 

34 

6,328 

42 

$ 

6,370 

We maintain a $1.4 billion global revolving credit facility, which supports U.S. and Canadian commercial paper 
programs, with a syndicate of eleven lending institutions and expires in December 2026. The agreement provides for annual 
facility fees which range from 7.0 to 17.5 basis points based on our long-term credit ratings. The annual facility fee is 12.5 basis 
points as of December 31, 2022. The credit facility is primarily used to finance working capital and vehicle purchases, but can 
also be used to issue up to $75 million in letters of credit (there were no letters of credit outstanding against the facility as of 
December 31, 2022). At our option, the interest rate on borrowings under the credit facility is based on specific risk-free rates. 
The credit facility contains no provisions limiting its availability in the event of a material adverse change to our business 
operations; however, the credit facility does contain standard representations and warranties, events of default, cross-default 
provisions, and certain affirmative and negative covenants. Our revolving credit facility will expire in December 2026. As of 
December 31, 2022, there was $727 million available under the credit facility. 

In order to maintain availability of funding, we must maintain a ratio of debt to Consolidated Net Worth of less than or 

equal to 300%. Consolidated Net Worth, as defined in the credit facility, represents shareholders' equity excluding any 
accumulated other comprehensive income or loss associated with our pension and other postretirement plans as well as currency 
translation adjustment as reported in our consolidated balance sheet. Consolidated Net Worth also adds back the after-tax 
charge to shareholders' equity which resulted from our adoption of the new lease accounting standard as of December 31, 2018 
(amortized quarterly to 50% of the charge over a 7 year period) and any potential non-cash FMS North America goodwill 
impairment charges, should they occur, up to a maximum amount. As of December 31, 2022, the ratio was 162%. 

Our global revolving credit facility enables us to refinance short-term obligations on a long-term basis. Short-term 

commercial paper obligations are classified as long-term as we have both the intent and ability to refinance on a long-term 
basis.

92

 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Trade Receivables Financing Program

We maintain a $300 million trade receivables purchase and sale program, pursuant to which we sell certain of our 
domestic trade accounts receivable to a bankruptcy remote, consolidated subsidiary of Ryder, that in turn sells, on a revolving 
basis, an ownership interest in certain of these accounts receivable to a committed purchaser. The subsidiary is considered a 
VIE and is consolidated based on our control of the entity’s activities. We use this program to provide additional liquidity to 
fund our operations, particularly when it is cost effective to do so. The costs under the program may vary based on changes in 
interest rates. In May 2022, we extended the expiration date of the trade receivables financing program to May 2023. As of 
December 31, 2022, the available proceeds under the program were $168 million, net of short-term borrowings of $50 million 
and issued letter of credit outstanding of $82 million. The program contains provisions restricting its availability in the event of 
a material adverse change to our business operations or the collectability of the collateralized receivables. Sales of receivables 
under this program are accounted for as secured borrowings based on our continuing involvement in the transferred assets.

14.    GUARANTEES 

We have executed various agreements with third parties that contain standard indemnifications that may require us to 

indemnify a third party against losses arising from a variety of matters, such as lease obligations, financing agreements, 
environmental matters, and agreements to sell business assets, if they bring a claim against us. Normally, we are allowed to 
dispute the other party’s claim and our obligations under these agreements may be limited in terms of the amount and/or timing 
of any claim. Additionally, we have entered into individual indemnification agreements with each of our independent directors, 
through which we will indemnify such director acting in good faith against any and all losses, expenses and liabilities arising 
out of such director’s service as a director of Ryder. The maximum amount of potential future payments under these agreements 
is generally unlimited.

We cannot predict the maximum potential amount of future payments under certain of these agreements, including the 

indemnification agreements, due to the contingent nature of the potential obligations and the distinctive provisions that are 
involved in each individual agreement. Historically, such payments have not had a material adverse effect on our business. We 
believe that if a loss were incurred in any of these matters, the loss would not have a material adverse impact on our 
consolidated results of operations or financial position.

As of December 31, 2022 and 2021, we had letters of credit and surety bonds outstanding, which primarily guarantee 

various insurance activities as noted in the following table:

 (In millions)
Letters of credit

Surety bonds

15.     SHARE REPURCHASE PROGRAMS 

December 31,

2022

2021

$ 

351  $ 

162 

274 

182 

In October 2021, our board of directors authorized two new share repurchase programs. The first program grants 
management discretion to repurchase up to 2.0 million shares of common stock over a period of two years (the "2021 
Discretionary Program"). The 2021 Discretionary Program is designed to provide management with capital structure flexibility 
while concurrently managing objectives related to balance sheet leverage, acquisition opportunities, and shareholder returns. 
The second program authorizes management to repurchase up to 2.5 million shares of common stock, issued to employees 
under our employee stock plans since September 1, 2021 (the "2021 Anti-Dilutive Program"). The 2021 Anti-Dilutive Program 
is designed to mitigate the dilutive impact of shares issued under our employee stock plans. Both the 2021 Discretionary 
Program and the 2021 Anti-Dilutive Program commenced on October 14, 2021 and expire on October 14, 2023. Share 
repurchases under both programs can be made from time to time using our working capital and a variety of methods, including 
open-market transactions and trading plans established pursuant to Rule 10b5-1 of the Securities Exchange Act of 1934. The 
timing and actual number of shares repurchased are subject to market conditions, legal requirements and other factors, including 
balance sheet leverage, availability of acquisitions and stock price. 

During the fourth quarter of 2022, we repurchased 2 million shares for $179 million under the 2021 Discretionary 
program, which completed the program. Additionally, we repurchased 0.9 million shares for $78 million under the 2021 Anti-
Dilutive program. The 2021 Anti-Dilutive Program replaced the 2019 anti-dilutive program, which expired in December 2021. 

93

 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Under the 2019 anti-dilutive program, in 2021 and 2020, we repurchased 0.7 million, and 0.6 million shares for $57 million and 
$29 million, respectively. 

In September 2022, we completed our $300 million accelerated share repurchase program. This program was authorized 

by our board of directors in February 2022, and at that time, we repurchased and retired an initial amount of approximately 
3 million shares. The final settlement occurred in September 2022, resulting in the delivery and retirement of approximately 
1 million additional shares. The number of shares ultimately repurchased and retired was based on the average of Ryder's daily 
volume-weighted average price per share of common stock during a repurchase period, less a discount. The average price paid 
for all of the shares delivered and retired under the accelerated share purchase agreement was $74.47 per share.

In February 2023, our board of directors authorized a new discretionary share repurchase program to grant management 

discretion to repurchase up to 2 million shares of common stock over a period of two years (the "2023 Discretionary Program"). 
The 2023 Discretionary Program is designed to provide management with capital structure flexibility while concurrently 
managing objectives related to balance sheet leverage, acquisition opportunities, and shareholder returns.

 16.     ACCUMULATED OTHER COMPREHENSIVE LOSS 

Comprehensive income presents a measure of all changes in shareholders’ equity except for changes resulting from 

transactions with shareholders in their capacity as shareholders. The following summary sets forth the components of 
accumulated other comprehensive loss, net of tax:

(In millions)
Cumulative translation adjustments
Net actuarial loss and prior service cost (1)
Unrealized gain (loss) from cash flow hedges

Accumulated other comprehensive loss

_______________ 

(1)    Refer to Note 19, "Employee Benefit Plans," for further information.

December 31,

2022

2021

$ 

(238)  $ 

(566) 

8 

(153) 

(529) 

(7) 

$ 

(796)  $ 

(689) 

94

 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

17.     EARNINGS PER SHARE 

The following table presents the calculation of basic and diluted earnings per common share from continuing operations: 

 (Dollars in millions, except per share amounts; share amounts in thousands)
Earnings (loss) per share — Basic:

Earnings (loss) from continuing operations

Less: Distributed and undistributed earnings allocated to unvested stock

Earnings (loss) from continuing operations available to common shareholders 

Years ended December 31,

2022

2021

2020

$ 

$ 

863  $ 

522  $ 

(112) 

(5) 

(2) 

(1) 

858  $ 

520  $ 

(113) 

Weighted average common shares outstanding 

49,549 

52,338 

52,362 

Earnings (loss) from continuing operations per common share — Basic

$ 

17.32  $ 

9.92  $ 

(2.15) 

Earnings (loss) per share — Diluted:

Earnings (loss) from continuing operations

Less: Distributed and undistributed earnings allocated to unvested stock

Earnings (loss) from continuing operations available to common shareholders — Diluted

Weighted average common shares outstanding — Basic

Effect of dilutive equity awards

Weighted average common shares outstanding — Diluted

$ 

$ 

863  $ 

522  $ 

(112) 

— 

(2) 

(1) 

863  $ 

520  $ 

(113) 

49,549 

1,337 

50,887 

52,338 

1,170 

53,508 

52,362 

— 

52,362 

Earnings (loss) from continuing operations per common share — Diluted

$ 

16.96  $ 

9.70  $ 

(2.15) 

Anti-dilutive equity awards not included in diluted EPS

662 

682 

3,504 

_______________ 

Amounts in the table may not recalculate exactly due to rounding of earnings and shares.

18.     SHARE-BASED COMPENSATION PLANS 

The following table provides information on share-based compensation expense and related income tax benefits 

recognized:

 (In millions)
Unvested stock awards

Stock option and employee stock purchase plans

Share-based compensation expense

Income tax benefit

Years ended December 31,

2022

2021

2020

$ 

44  $ 

44  $ 

2 

46 

(6) 

3 

47 

(7) 

Share-based compensation expense, net of tax

$ 

40  $ 

40  $ 

26 

4 

30 

(5) 

25 

Total unrecognized pre-tax compensation expense related to share-based compensation arrangements as of December 31, 

2022 was $47 million and is expected to be recognized over a weighted-average period of approximately 1.8 years. The total 
fair value of equity awards vested was $31 million during 2022 and $27 million during both 2021 and 2020. The total cash 
received from employees under all share-based employee compensation arrangements was $14 million in 2022, $30 million in 
2021 and $8 million 2020. 

95

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Share-Based Incentive Awards

Share-based incentive awards are provided to employees under the terms of various share-based compensation plans 
(collectively, the Plans). The Plans are administered by the Compensation Committee of the Board of Directors and principally 
include grants of restricted stock units (RSUs).

Restricted Stock Units

RSUs entitle the holder to receive one share of Ryder common stock for each RSU granted. Under the terms of our Plans, 

dividends on RSUs are paid only upon vesting of the award, and the amount of dividends paid is equal to the aggregate 
dividends declared on common shares during the period from the date of grant of the award until the date the shares underlying 
the award are delivered. The common stock underlying RSUs is not deemed issued or outstanding upon grant, and does not 
carry any voting rights. As of December 31, 2022, there are 4.9 million shares authorized for issuance under the Plans and 1.6 
million shares remaining available for future grants.

RSUs granted to employees typically contain time-based vesting conditions, and in the case of certain senior executives 

also performance-based vesting conditions. Time-vested restricted stock rights (TVRSRs) typically vest ratably over three years 
for employees. The fair value of TVRSRs is determined and fixed based on Ryder’s stock price on the date of grant. 
Performance-based restricted stock rights (PBRSRs) are generally granted to executive management and include company 
specific performance-based vesting conditions. PBRSRs are awarded based on various revenue, return-based and cash flow 
performance targets and may include a total shareholder return (TSR) modifier. The fair values of the PBRSRs that include a 
TSR modifier are estimated using a lattice-based option-pricing valuation model that incorporates a Monte-Carlo simulation. 
The fair value of PBRSRs that do not include a TSR modifier is determined and fixed on the grant date based on our stock price 
on the date of grant. Share-based compensation expense for PBRSRs is recognized on a straight-line basis over the vesting 
period, based upon the probability that the performance target will be met.

In 2022 and 2021, PBRSRs were awarded based on adjusted return on equity (ROE), strategic revenue growth (SRG), 
and free cash flow (FCF). In 2020, PBRSRs were awarded based on ROE, SRG and earnings before interest, taxes, depreciation 
and amortization (EBITDA) margin percent. Our TSR will be compared against the TSR of each of the companies in a custom 
peer group to determine our TSR percentile rank versus this custom peer group. The number of PBRSRs will then be adjusted 
based on this rank.

We also grant stock awards and RSUs to non-executive members of the board of directors. RSUs to new board members 

do not vest until the director has served a minimum of one year. After one year of service on the board of directors, each 
director may elect to receive his or her stock award in the form of either (1) shares that are distributed at the time of grant or (2) 
RSUs that are delivered upon or after separation from the board. The fair value of the awards is determined and fixed based on 
Ryder’s stock price on the date of grant. Share-based compensation expense is recognized for RSUs in the year the RSUs are 
granted to board members. Shares of Ryder common stock delivered upon grant have standard voting rights and rights to 
dividend payments.

The following is a summary of activity for RSUs as of and for the year ended December 31, 2022:

 (Shares in millions)
Unvested stock awards at January 1

Granted

Vested 
Forfeited (3)

Unvested stock awards at December 31 

Time-Vested (1)

Performance-Based 

(2)

Weighted-
Average
Grant Date
Fair Value

$ 

$ 

53.59 

73.95 

52.63 

62.03 

61.03 

Shares

0.5

0.1

(0.1)

—

0.5

Weighted-
Average
Grant Date
Fair Value

$ 

$ 

51.79 

76.68 

60.37 

38.45 

55.94 

Shares

1.2

0.4

(0.4)

(0.1)

1.1

 _____________ 
(1) 
Includes RSUs granted to non-executive members of the board of directors.
(2)  Performance-based awards are initially granted at target, assuming 100% payout.
(3) 

Includes awards canceled due to employee terminations or performance conditions not being achieved.

96

 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Option Awards

Stock options are awards that allow employees to purchase shares of our stock at a fixed price in the future. Stock option 

awards are granted at an exercise price equal to the market price of our stock at the time of grant. These awards, which 
generally vest one-third each year, are fully vested three years from the grant date. Stock options have contractual terms of ten 
years. 

We have not granted stock option awards since 2019. As of December 31, 2022, we had options outstanding and 
exercisable of 1.2 million with a weighted-average exercise price of $74.18 and a weighted average-remaining contractual term 
of 3.6 years. As of December 31, 2021, we had options outstanding of 1.5 million with a weighted-average exercise price of 
$72.82 and a weighted average-remaining contractual term of 4.3 years.

The aggregate intrinsic values (the difference between the close price of our stock on the last trading day of the year and 

the exercise price, multiplied by the number of in-the-money options) that would have been received by the option holders if all 
options were exercised at year-end was $14 million as of December 31, 2022. This amount fluctuates based on the fair market 
value of our stock. The fair value of each option award is estimated on the date of grant using a Black-Scholes-Merton option-
pricing valuation model. We use historical data to estimate stock option forfeitures.

Employee Stock Purchase Plan

We maintain an Employee Stock Purchase Plan (ESPP) that enables eligible employees in the U.S. and Canada to 
purchase full or fractional shares of Ryder common stock through payroll deductions of a specific dollar amount or up to 15% 
of eligible compensation during quarterly offering periods. The price is based on the fair market value of the stock on the last 
trading day of the quarter. Stock purchased under the ESPP must be held for 90 days or one year for officers. There were 7.5 
million shares authorized for issuance under the existing ESPP as of December 31, 2022. There were 1.7 million shares 
remaining available to be purchased in the future under the ESPP as of December 31, 2022.

The following table presents the shares purchased and the related weighted-average purchase price under the ESPP:

Shares purchased

Weighted average purchase price

19.     EMPLOYEE BENEFIT PLANS

Pension Plans

Years ended December 31,

2022

2021

2020

171,000 

160,000 

320,000 

$ 

65.50  $ 

66.75  $ 

32.39 

We historically sponsored several defined benefit pension plans covering most employees not covered by union-

administered plans, including certain employees in foreign countries. These plans generally provided participants with benefits 
based on years of service and career-average compensation levels. 

In past years, we made amendments to defined benefit retirement plans that froze the retirement benefits for non-

grandfathered and certain non-union employees in the U.S., Canada and the U.K. As of December 31, 2022, our U.S., Canadian 
and U.K. pension plans are frozen for all remaining active employees. These employees have ceased accruing further benefits 
under the defined benefit pension plans and began receiving benefits under enhanced defined contribution plans. All pension 
benefits earned were fully preserved and will be paid in accordance with plan and legal requirements. We recognized 
curtailment losses in 2020 of $9 million in non-operating pension costs, net with an offset to accumulated other comprehensive 
loss as a result of the freeze of the pension plans.

We also have a non-qualified supplemental pension plan covering certain U.S. employees, which provides for 
incremental pension payments so that the participants' payments equal the amounts that could have been received under our 
qualified pension plan if it were not for limitations imposed by income tax regulations. The accrued pension liability related to 
this plan was $45 million and $57 million as of December 31, 2022 and 2021, respectively.

97

 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Net Pension Expense

Components of net pension expense for defined benefit pension plans were as follows:

  (In millions)
Company-administered plans:

Service cost

Interest cost

Expected return on plan assets

Curtailment loss

Amortization of net actuarial loss and prior service cost

Net pension expense

Company-administered plans:

U.S.

Non-U.S.

Net pension expense

Years ended December 31,

2022

2021

2020

$ 

1  $ 

1  $ 

63 

(74) 

— 

21 

58 

(86) 

— 

28 

$ 

11  $ 

1  $ 

$ 

$ 

13  $ 

9  $ 

(2) 

(8) 

11  $ 

1  $ 

12 

68 

(98) 

9 

32 

23 

32 

(9) 

23 

Non-operating pension costs, net include the amortization of net actuarial loss and prior service cost, interest cost and 
expected return on plan assets components of pension and postretirement benefit costs, as well as any significant charges for 
settlements or curtailments if recognized.

The following table sets forth the weighted-average actuarial assumptions used in determining our annual net pension 

expense:

Discount rate

Rate of increase in compensation levels

Expected long-term rate of return on plan assets

Gain and loss amortization period (years)

U.S. Plans
Years ended December 31,

Non-U.S. Plans
Years ended December 31,

2022

2.95%

—%

3.60%

21

2021

2.60%

3.00%

3.90%

21

2020

3.18%

3.00%

5.05%

21

2022

2.14%

3.14%

2.79%

25

2021

1.53%

3.11%

3.89%

24

2020

2.28%

3.11%

4.99%

24

The return on plan assets assumption reflects the weighted-average of the expected long-term rates of return for the broad 

categories of investments held in the plans net of fees. The expected long-term rate of return is adjusted when there are 
fundamental changes in expected returns or in asset allocation strategies of the plan assets. 

98

  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Obligations and Funded Status

The following table sets forth the benefit obligations, assets and funded status associated with our pension plans:

 (In millions)
Change in benefit obligations:

Benefit obligations at January 1

Service cost

Interest cost

Actuarial gain

Pension curtailment and settlement

Benefits paid

Foreign currency exchange rate changes

Benefit obligations at December 31

Change in plan assets:

Fair value of plan assets at January 1

Actual return on plan assets

Employer contribution

Benefits paid

Foreign currency exchange rate changes

Fair value of plan assets at December 31

Funded status

Funded percent

2022

2021

$ 

2,344  $ 

2,509 

1 

63 

(547) 

1 

(111) 

(46) 

1,705 

2,294 

(549) 

23 

(111) 

(57) 

1,600 

$ 

(105)  $ 

 94 %

1 

58 

(114) 

— 

(106) 

(4) 

2,344 

2,304 

95 

7 

(106) 

(6) 

2,294 

(50) 

 98 %

The funded status of our pension plans was presented in the Consolidated Balance Sheets as follows:

 (In millions)
Noncurrent asset

Current liability

Noncurrent liability

Net amount recognized

Amounts recognized in accumulated other comprehensive loss (pre-tax) consisted of:

 (In millions)
Prior service cost

Net actuarial loss

Net amount recognized

December 31,

2022

2021

$ 

65  $ 

(4) 

(166) 

$ 

(105)  $ 

125 

(4) 

(171) 

(50) 

December 31,

2022

2021

$ 

$ 

3  $ 

759 

762  $ 

4 

706 

710 

In 2023, we expect to amortize $27 million of net actuarial loss and prior service cost as a component of pension expense.

The following table sets forth the weighted-average actuarial assumptions used in determining funded status:

Discount rate

U.S. Plans
December 31,

Non-U.S. Plans
December 31,

2022

5.50%

2021

2.95%

2022

5.05%

2021

2.14%

99

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

As of December 31, 2022 and 2021, our total accumulated benefit obligations, as well as our pension plan obligations 

(projected benefit obligations (PBO) and accumulated benefit obligations (ABO)) in excess of the fair value of the related plan 
assets, for our U.S. and foreign plans were as follows:

 (In millions)
Total accumulated benefit obligations

Plans with pension obligations in excess of plan assets:

PBO

ABO

Fair value of plan assets

Investment Policy and Fair Value of Plan Assets 

U.S. Plans
December 31,

Non-U.S. Plans
December 31,

Total
December 31,

2022

2021

2022

2021

2022

2021

$ 

1,387  $ 

1,826  $ 

316  $ 

516  $ 

1,703  $ 

2,342 

1,387 

1,387 

1,229 

1,826 

1,826 

1,661 

11 

9 

— 

10 

8 

— 

1,398 

1,396 

1,229 

1,836 

1,834 

1,661 

Our pension investment strategy is to reduce the effects of future volatility on the fair value of our pension assets relative 

to our pension obligations. We increase our allocation of high quality, longer-term fixed income securities and reduce our 
allocation of equity investments as the funded status of the plans improve. The plans utilize several investment strategies, 
including passively managed equity and actively and passively managed fixed income strategies. The investment policy 
establishes targeted allocations for each asset class that incorporate measures of asset and liability risks. Deviations between 
actual pension plan asset allocations and targeted asset allocations may occur as a result of investment performance and changes 
in the funded status from time to time. Rebalancing of our pension plan asset portfolios is evaluated periodically and rebalanced 
if actual allocations exceed an acceptable range. U.S. plans account for approximately 77% of our total pension plan assets. 
Equity and fixed income securities in our international plans include actively and passively managed mutual funds.

The following table presents the fair value of each major category of pension plan assets and the level of inputs used to 

measure fair value as of December 31, 2022 and 2021: 

 (In millions)

Asset Category
Equity securities:

U.S. common collective trusts

Non-U.S. common collective trusts

Fixed income securities:

Corporate bonds

Common collective trusts

Invested in Collective trusts

Private equity and hedge funds

Total

 (In millions)

Asset Category
Equity securities:

U.S. common collective trusts

Non-U.S. common collective trusts

Fixed income securities:

Corporate bonds

Common collective trusts

Private equity and hedge funds

Total

Fair Value Measurements at December 31, 2022

Total

Level 1

Level 2

Level 3

$ 

115  $ 

—  $ 

115  $ 

59 

53 

1,242 

21 

110 

— 

— 

— 
— 

— 

59 

53 

1,237 

21 

— 

$ 

1,600  $ 

—  $ 

1,485  $ 

— 

— 

— 

5 
— 

110 

115 

Fair Value Measurements at December 31, 2021

Total

Level 1

Level 2

Level 3

$ 

191  $ 

—  $ 

191  $ 

155 

72 

1,754 

122 

— 

— 

— 

— 

155 

72 

1,754 

— 

$ 

2,294  $ 

—  $ 

2,172  $ 

— 

— 

— 

— 

122 

122 

100

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

The following is a description of the valuation methodologies used for our pension assets as well as the level of input 

used to measure fair value:

Equity securities — These investments include common and preferred stocks and index common collective trusts that 

track U.S. and foreign indices. The common collective trusts were valued at the unit prices established by the funds’ sponsors 
based on the fair value of the assets underlying the funds. Since the units of the funds are not actively traded, the fair value 
measurements have been classified within Level 2 of the fair value hierarchy.

Fixed income securities — These investments include investment grade bonds of U.S. issuers from diverse industries, 

government issuers, index common collective trusts that track the Barclays Aggregate Index and other fixed income 
investments (primarily mortgage-backed securities). Fair values for the corporate bonds were valued using third-party pricing 
services. These sources determine prices utilizing market income models which factor in, where applicable, transactions of 
similar assets in active markets, transactions of identical assets in infrequent markets, interest rates, bond or credit default swap 
spreads and volatility. Since the corporate bonds are not actively traded, the fair value measurements have been classified 
within Level 2 of the fair value hierarchy. The common collective trusts were valued at the unit prices established by the funds’ 
sponsors based on the fair value of the assets underlying the funds. Since the units of the funds are not actively traded, the fair 
value measurements have been classified within Level 2 of the fair value hierarchy. The other investments are not actively 
traded and fair values are estimated using bids provided by brokers, dealers or quoted prices of similar securities with similar 
characteristics or pricing models. Therefore, the other investments have been classified within Level 2 of the fair value 
hierarchy.

Private equity and hedge funds — These investments represent limited partnership interests in private equity and hedge 

funds. The partnership interests are valued by the general partners based on the underlying assets in each fund. The limited 
partnership interests are valued using unobservable inputs and have been classified within Level 3 of the fair value hierarchy.

The following table presents a summary of changes in the fair value of the pension plans’ Level 3 assets for 2022 and 

2021: 

(In millions)
Beginning balance at January 1

Return on plan assets:

Relating to assets still held at the reporting date

Relating to assets sold during the period

Purchases, sales, settlements and expenses

Ending balance at December 31

Funding Policy and Contributions

2022

2021

$ 

122  $ 

123 

(9) 

— 

2 

$ 

115  $ 

25 

— 

(26) 

122 

The funding policy for these plans is to make contributions when required by statute. We may, from time to time, make 

voluntary contributions to our pension plans, which exceed the amount required by statute. The majority of the plans’ assets are 
invested in a master trust that, in turn, is invested primarily in commingled funds whose investments are listed stocks and 
bonds. During 2022, total global pension contributions were $23 million compared with $7 million in 2021. We estimate total 
2023 required contributions to our pension plans to be approximately $5 million, and we do not expect to make voluntary 
contributions. 

101

 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Estimated Future Benefits Payments

The following table details pension benefits expected to be paid in each of the next five fiscal years and in the aggregate 

for the five fiscal years thereafter:

2023

2024

2025

2026

2027

2028-2032

Savings Plans

(In millions)

$ 

118 

118 

120 

123 

125 

628 

Employees who do not actively participate in pension plans and are not covered by union-administered plans are 
generally eligible to participate in enhanced savings plans. These plans provide for (1) a company contribution even if 
employees do not make contributions for employees hired before January 1, 2016, (2) a company match of employee 
contributions of eligible pay, subject to tax limits and (3) a discretionary company match. Savings plan costs totaled $49 
million, $45 million and $40 million in 2022, 2021 and 2020, respectively.

Deferred Compensation and Long-Term Compensation Plans

We have deferred compensation plans that permit eligible U.S. employees, officers and directors to defer a portion of 
their compensation. The deferred compensation liability, including Ryder matching amounts and accumulated earnings, was 
$85 million and $97 million as of December 31, 2022 and 2021, respectively.

We have established grantor trusts (Rabbi Trusts) to provide funding for benefits payable under the supplemental pension 

plan, deferred compensation plans and long-term incentive compensation plans. The assets held in the trusts were $85 million 
and $98 million as of December 31, 2022 and 2021, respectively. The Rabbi Trusts’ assets consist of short-term cash 
investments and a managed portfolio of equity securities, including our common stock. These assets, except for the investment 
in our common stock, are included in “Sales-type leases and other assets” because they are available to our general creditors in 
the event of insolvency. The equity securities are classified as trading securities and stated at fair value. The realized and 
unrealized investment income (loss) recognized in "Miscellaneous (income) loss, net" was a $15 million loss for 2022 and 
$11 million of income for 2021 and 2020. The Rabbi Trusts’ investments in our common stock as of both December 31, 2022 
and 2021 were not material. 

Investments held in Rabbi Trusts are assets measured at fair value on a recurring basis. All investments are considered 
Level 1 of the fair value hierarchy, except for the fixed income mutual funds, which are considered Level 2 investments. The 
following table presents the asset classes as of December 31, 2022 and 2021: 

 (In millions)

Cash and cash equivalents

U.S. equity mutual funds

Foreign equity mutual funds

Fixed income mutual funds

Total investments held in Rabbi Trusts

20.     ENVIRONMENTAL MATTERS 

December 31,

2022

2021

$ 

26  $ 

44 

8 

7 

$ 

85  $ 

22 

53 

11 

10 

96 

Our operations involve storing and dispensing petroleum products, primarily diesel fuel, regulated under environmental 
protection laws. These laws require us to eliminate or mitigate the effect of such substances on the environment. In response to 
these requirements, we continually upgrade our operating facilities and implement various programs to detect and minimize 
contamination. In addition, we have received notices from the Environmental Protection Agency (EPA) and others that we have 
been identified as a potentially responsible party under the Comprehensive Environmental Response, Compensation, and 

102

 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

Liability Act; the Superfund Amendments and Reauthorization Act; and similar state statutes. We may be required to share in 
the cost of cleanup of 22 identified disposal sites.

Our environmental expenses consist of remediation costs as well as normal recurring expenses such as licensing, testing 

and waste disposal fees and were not material for 2022, 2021 and 2020. Our asset retirement obligations of $25 million as of 
December 31, 2022 and $27 million as of December 31, 2021, primarily relate to fuel tanks to be removed and replaced.

The ultimate cost of our environmental liabilities cannot presently be projected with certainty due to the presence of 

several unknown factors, primarily the level of contamination, the effectiveness of selected remediation methods, the stage of 
investigation at individual sites, the determination of our liability in proportion to other responsible parties and the 
recoverability of such costs from third parties. Based on information presently available, we believe that the ultimate disposition 
of these matters, although potentially material to the results of operations in any one year, will not have a material adverse 
effect on our financial condition or liquidity.

21.     OTHER ITEMS IMPACTING COMPARABILITY 

Our primary measure of segment performance as shown in Note 3, "Segment Reporting," excludes certain items we do 
not believe are representative of the ongoing operations of the segment. Excluding these items from our segment measure of 
performance allows for better year over year comparison:

 (In millions)
Restructuring and other, net

ERP implementation costs

Restructuring and other items, net

Gains on sale of U.K. revenue earning equipment
Gains on sale of properties

Early redemption of medium-term notes
ChoiceLease liability insurance revenue (1)

Other items impacting comparability, net

_______________
(1)    Refer to Note 3, "Segment Reporting," for additional information.

In 2022, 2021 and 2020, other items impacting comparability included: 

Years ended December 31,

2022

2021

2020

$ 

2  $ 

19  $ 

— 

2 

(49) 

(36) 

— 

— 

13 

32 

— 

(42) 

— 

— 

$ 

(83)  $ 

(10)  $ 

77 

34 

111 

— 

(6) 

9 

(24) 

90 

•

Restructuring and other, net — In 2022, this item primarily included the recovery of $40 million related to the pursuit of a 
discrete commercial claim, partially offset by professional fees incurred to pursue the claim of approximately $28 million. 
Restructuring and other, net also included $12 million of U.K. severance costs as part of our plan to exit the FMS U.K. 
business and $6 million of transaction costs primarily related to the acquisition of Whiplash. 

In 2021, this item primarily included transaction costs related to the acquisitions of Midwest Warehouse and Distribution 
(Midwest) and Whiplash and  $8 million of severance costs incurred as part of our plan to exit the FMS U.K. business. 
Restructuring and other, net in 2021 also includes professional fees related to the pursuit of a discrete commercial claim 
and the offsetting related recovery of the claim during 2021.

In 2020, this item primarily included expenses of $44 million associated with our discontinued ChoiceLease liability 
insurance program, professional fees related to the pursuit of a commercial claim and expenses related to the shutdown of 
several leased locations in the North America and U.K. FMS operations. We completed the exit of the ChoiceLease 
liability insurance program in the first quarter of 2021. In addition, we recorded severance costs of $13 million in 2020 
related to actions to reduce headcount, primarily in our North American and U.K. FMS operations. 

•

ERP implementation costs — This item relates to charges in connection with the implementation of an Enterprise Resource 
Planning (ERP) system. In July 2020, we went live with the first module of our ERP system for human resources. In April 
2021, we went live with the financial module to replace the existing core financial system.

103

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

• Gains on sale of U.K. revenue earning equipment and properties — In 2022, we recorded gains on the sale of U.K. 

revenue earning equipment and properties as part of our plan to exit the FMS U.K. business. We recorded gains on sale of 
properties in 2021 and 2020, on the sale of certain FMS maintenance properties in the U.K. and U.S. that were restructured 
as part of cost reduction activities in prior periods. The gains on sale of U.K. revenue earning equipment are reflected 
within "Used vehicle sales, net" and the gains on sale of properties are reflected within "Miscellaneous income, net" in our 
Consolidated Statements of Earnings.

•

Early redemption of medium-term notes — We recognized a charge related to the early redemption of two medium term-
notes in the fourth quarter of 2020. This charge is reflected within "Interest expense" in the Consolidated Statements of 
Earnings.

The following table summarizes the activities within, and components of, restructuring liabilities for 2022:  

 (In millions)
Balance as of beginning of period

Workforce reduction charges
Utilization (1)

Balance as of end of period (2)

_________________ 
(1) Principally represents cash payments.
(2)

Included in "Accrued expenses and other current liabilities" in the Consolidated Balance Sheets. 

22.     CONTINGENCIES AND OTHER MATTERS

December 31, 2022

$ 

$ 

10 

10 

(7) 

13 

We are a party to various claims, complaints and proceedings arising in the ordinary course of our continuing business 
operations including those relating to commercial and employment claims, environmental matters, risk management matters 
(e.g., vehicle liability, workers’ compensation, etc.), and administrative assessments primarily associated with operating taxes. 
We have established loss provisions for matters in which losses are probable and can be reasonably estimated. We believe that 
the resolution of these claims, complaints and legal proceedings will not have a material effect on our consolidated financial 
statements.  

Our estimates regarding potential losses and materiality are based on our judgment and assessment of the claims utilizing 
currently available information. Although we will continue to reassess our estimated liability based on future developments, our 
objective assessment of the legal merits of such claims may not always be predictive of the outcome and actual results may vary 
from our current estimates. In 2020, we recorded a loss of $8 million related primarily to adverse developments in several cases 
related to payments for transportation services in Brazil. In December 2022, we had a favorable development in one of these 
cases and recorded a $6 million benefit. These items were recorded within "Gain (loss) from discontinued operations, net of 
tax," in the Consolidated Statement of Earnings.

Securities Litigation Relating to Residual Value Estimates

On May 20, 2020, a putative class action on behalf of purchasers of our securities who purchased or otherwise acquired 

their securities between July 23, 2015 and February 13, 2020, inclusive (Class Period), was commenced against Ryder and 
certain of our current and former officers in the U.S. District Court for the Southern District of Florida (the "Securities Class 
Action"). The complaint alleges, among other things, that the defendants misrepresented Ryder’s depreciation policy and 
residual value estimates for its vehicles during the Class Period in violation of Section 10(b) and 20(a) of the Securities 
Exchange Act of 1934 and Rule 10b-5 promulgated thereunder, and seeks to recover, among other things, unspecified 
compensatory damages and attorneys' fees and costs. On August 3, 2020, the State of Alaska, Alaska Permanent Fund, the City 
of Fort Lauderdale General Employees’ Retirement System, and the City of Plantation Police Officers Pension Fund were 
appointed lead plaintiffs. On October 5, 2020, the lead plaintiffs filed an amended complaint. On December 4, 2020, Ryder and 
the other named defendants in the case filed a Motion to Dismiss the amended complaint. On May 12, 2022, the court denied 
the defendants' motion to dismiss. The court entered a case management schedule on June 27, 2022, which, among other things, 
provides that discovery shall be completed by October 2023 and the commencement of trial in June 2024. 

As previously disclosed, between June 2020 and February 2, 2021, five shareholder derivative complaints were filed 
purportedly on behalf of Ryder against us as nominal defendant and certain of our current and former officers and our current 
directors. The complaints are generally based on allegations set forth in the Securities Class Action complaint and allege breach 

104

 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

of fiduciary duties, unjust enrichment, and waste of corporate assets. The plaintiffs, on our behalf, are seeking an award of 
monetary damages and restitution to us, improvements in our corporate governance and internal procedures, and legal fees. 
Three of these derivative complaints were filed in the Circuit Court of the 11th Judicial Circuit in and for Miami-Dade County, 
Florida, which were then consolidated into a single action (the "State Action"). Two of the complaints were filed in U.S. 
District Court for the Southern District of Florida (the "Federal Actions", and together with the State Action, the "Derivative 
Cases"). All of the Derivative Cases were stayed (stopped) pending the resolution of the motion to dismiss the Securities Class 
Action described in the paragraph above. On July 18, 2022, the Federal Actions were further stayed pending the final resolution 
of the State Action. On July 26, 2022, the State Action was further stayed until the conclusion of summary judgment 
proceedings in the Securities Class Action (except that certain discovery would be permitted).

We believe the claims asserted in the complaints are without merit and intend to defend against them vigorously.

23.     SUPPLEMENTAL CASH FLOW INFORMATION 

Supplemental cash flow information was as follows: 

 (In millions)
Interest paid (1)
Income taxes paid

Cash paid for operating lease liabilities

Right-of-use assets obtained in exchange for lease obligations:

Finance leases

Operating leases

Capital expenditures acquired but not yet paid

________________

As of and For the years ended December 31,

2022

2021

2020

$ 

214  $ 

208  $ 

115 

184 

12 

340 

199 

45 

98 

15 

108 

179 

246 

14 

90 

14 

125 

109 

(1)    Excludes cash paid for prepayment penalty related to the early redemption of two medium-term notes in 2020.

The following table provides a reconciliation of cash, cash equivalents, and restricted cash reported within the 

Consolidated Balance Sheets to the amounts shown in the Consolidated Statements of Cash Flows:

(In millions)

Cash and cash equivalents

Restricted cash included in prepaid expenses and other current assets

Total cash, cash equivalents, and restricted cash 

24.     ACQUISITIONS 

December 31,

2022

2021

$ 

$ 

267  $ 

— 

267  $ 

234 

438 

672 

On January 1, 2022, we acquired all the outstanding equity of Whiplash, a leading national provider of omnichannel 
fulfillment and logistics services for a purchase price of  $483 million. The acquisition is included in our SCS business segment, 
and will expand our e-commerce and omnichannel fulfillment network. 

We believe that we have sufficient information to provide a reasonable basis for estimating the fair values of assets 
acquired and liabilities assumed. The purchase price allocation of estimated fair values reflected were finalized during the 
fourth quarter of 2022. The following table provides the final purchase price allocation of the fair value of the assets and 
liabilities for Whiplash as of the acquisition date:

105

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

(In millions)

Assets:

Current assets:

     Cash and cash equivalents

     Receivables, net

     Prepaid expenses and other current assets

          Total current assets

Revenue earning equipment, net

Operating property and equipment, net

Goodwill

Intangible assets, net

Sales-type leases and other assets

Total assets

Liabilities and shareholders' equity:

Current liabilities:

     Accounts payable

     Accrued expenses and other current liabilities

             Total current liabilities

Other non-current liabilities

Deferred income tax

Total liabilities

Net assets acquired

January 1, 2022

$ 

$ 

9 

79

4

92

1

40

280

150

195

758

28

78

106

131

38

275

483 

The excess of the purchase consideration over the aggregate estimated fair values of identifiable assets acquired and 

liabilities assumed was recorded as goodwill. The goodwill recognized reflects anticipated supply chain services growth 
opportunities and expected synergies of combining Whiplash with our business. None of the goodwill is deductible for income 
tax purposes. Customer relationship intangible assets are expected to be amortized over 13 years. The purchase price included 
$438 million of restricted cash placed in escrow and the remaining amount classified as a deposit as of December 31, 2021. 
These amounts were recorded in "Prepaid expenses and other current assets" in the Consolidated Balance Sheet as of December 
31, 2021. The cash paid from escrow during the first quarter of 2022 is reflected in "Acquisitions, net of cash acquired" in the 
Consolidated Statement of Cash Flows for the year ended December 31, 2022. 

On November 1, 2021, we acquired all the outstanding equity of Midwest, a warehousing, distribution, and transportation 

company based in Woodbridge, IL for a purchase price of $284 million, of which $283 million was paid in 2021. The 
acquisition is included in our SCS business segment. The acquisition will expand our supply chain services, including multi-
customer warehousing and distribution. 

The following table provides the final purchase price allocation of the fair value of the assets and liabilities for Midwest 

as of the acquisition date:

106

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued)

 (In millions)

Assets:

Current assets:

     Cash and cash equivalents

     Receivables, net

     Prepaid expenses and other current assets

          Total current assets

Revenue earning equipment, net

Operating property and equipment, net

Goodwill

Intangible assets, net

Sales-type leases and other assets

Total assets

Liabilities and shareholders' equity:

Current liabilities:

     Accounts payable

     Accrued expenses and other current liabilities

             Total current liabilities

Other non-current liabilities

Deferred income tax

Total liabilities

Net assets acquired

November 1, 2021

6
27
2
35
10
16
95
134
72
362

6
14
20
60
(2) 
78
284

The excess of the purchase consideration over the aggregate estimated fair values of identifiable assets acquired and 
liabilities assumed was recorded as goodwill. The goodwill recognized reflects supply chain services growth opportunities and 
expected cost synergies of combining Midwest with our business. All of the goodwill is expected to be deductible for income 
tax purposes.

For the year ended December 31, 2022, we paid $32 million, net of cash acquired, related to other business combinations, 
primarily within the SCS segment, which resulted in additions to goodwill and intangible assets of $11 million and $6 million, 
respectively.

107

 
RYDER SYSTEM, INC. AND SUBSIDIARIES
SCHEDULE II - VALUATION AND QUALIFYING ACCOUNTS

(In millions)
2022

Self-insurance accruals (3)
Valuation allowance on deferred tax assets

2021

Self-insurance accruals (3)
Valuation allowance on deferred tax assets

2020

Self-insurance accruals (3)
Valuation allowance on deferred tax assets

_______________ 

Additions

Balance at
Beginning
of Period

Charged to
Earnings

Transferred
from Other
Accounts (1)

Deductions (2)

Balance
at End
of Period

$ 

$ 

$ 

$ 

$ 

$ 

466 

24 

444 

42 

411 

18 

497 

64 

478 

(18) 

426 

26 

95 

— 

89 

— 

89 

— 

595  $ 

—  $ 

545  $ 

—  $ 

482  $ 

2  $ 

463 

88 

466 

24 

444 

42 

(1) Transferred from other accounts includes employee contributions made to the medical and dental self-insurance plans.
(2) Deductions represent write-offs and insurance claim payments during the period.
(3)

Self-insurance accruals include vehicle liability, workers’ compensation, property damage, cargo and medical and dental, which comprise our self-
insurance programs. Amounts charged to earnings included developments in prior years' selected loss development factors, which benefited earnings by 
$25 million and $6 million in 2022 and 2021, respectively, and charged earnings by $18 million in 2020.

108

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON
 ACCOUNTING AND FINANCIAL DISCLOSURE

None.

Evaluation of Disclosure Controls and Procedures

ITEM 9A. CONTROLS AND PROCEDURES

As of the end of the period covered by this report, we carried out an evaluation, under the supervision and with the 
participation of management, including Ryder’s Chief Executive Officer and Chief Financial Officer, of the effectiveness of the 
design and operation of Ryder’s disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities Exchange 
Act of 1934). Based upon that evaluation, the Chief Executive Officer and Chief Financial Officer concluded that as of 
December 31, 2022, Ryder’s disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities Exchange 
Act of 1934) were effective.

Management’s Report on Internal Control over Financial Reporting

We excluded PLG Investments I, LLC (Whiplash) from our assessment of internal control over financial reporting as of 

December 31, 2022, because it was acquired in a purchase business combination during the year ended December 31, 2022. 
The total assets and total revenues of Whiplash, a wholly-owned subsidiary, represented 2.7% and 5.0%, respectively, of the 
related consolidated financial statement amounts as of and for the year ended December 31, 2022.

Management’s Report on Internal Control over Financial Reporting and the Report of Independent Registered Certified 

Public Accounting Firm thereon are set out in Item 8 of Part II of this Form 10-K Annual Report.

Changes in Internal Controls over Financial Reporting

During the three months ended December 31, 2022, there were no changes in Ryder’s internal control over financial 
reporting that have materially affected or are reasonably likely to materially affect such internal control over financial reporting.

None.

ITEM 9B. OTHER INFORMATION

ITEM 9C. DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS

Not applicable.

109

RYDER SYSTEM, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

PART III

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

The information required by Item 10 with respect to executive officers is included within Item 1 in Part I under the 

caption “Information about our Executive Officers” of this Form 10-K Annual Report.

The information required by Item 10 with respect to directors, audit committee, audit committee financial experts and 

Section 16(a) beneficial ownership reporting compliance (to the extent applicable) is included under the captions “Election of 
Directors,” “Audit Committee,” and “Delinquent Section 16(a) Reports,” respectively, in our definitive proxy statement, which 
will be filed with the Commission within 120 days after the close of the fiscal year, and is incorporated herein by reference.

Ryder has adopted a code of conduct applicable to all employees, including its Chief Executive Officer, Chief Financial 

Officer, Controller and Senior Financial Management. We will provide a copy of our code of conduct to anyone, free of charge, 
upon request through our Investor Relations Page, on our website at www.ryder.com. 

ITEM 11. EXECUTIVE COMPENSATION

The information required by Item 11 is included under the captions “Compensation Discussion and Analysis,” “Executive 

Compensation,” “Compensation Committee,” “Compensation Committee Report on Executive Compensation” and “Director 
Compensation” in our definitive proxy statement, which will be filed with the Commission within 120 days after the close of 
the fiscal year, and is incorporated herein by reference.

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS 
AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS

The information required by Item 12 with respect to security ownership of certain beneficial owners and management is 

included under the captions “Security Ownership of Officers and Directors” and “Security Ownership of Certain Beneficial 
Owners” in our definitive proxy statement, which will be filed with the Commission within 120 days after the close of the fiscal 
year, and is incorporated herein by reference.

Securities Authorized for Issuance under Equity Compensation Plans

The following table includes information as of December 31, 2022 about certain plans that provide for the issuance of 

common stock in connection with the exercise of stock options and other share-based awards. 

Number of 
Securities to be 
Issued Upon 
Exercise of 
Outstanding 
Options, Warrants 
and Rights

Weighted-
Average Exercise 
Price of 
Outstanding 
Options, 
Warrants and 
Rights

Number of 
Securities 
Remaining 
Available for 
Future Issuance 
Under Equity 
Compensation 
Plans Excluding 
Securities 
Reflected in 
Column (a)

Plans

Equity compensation plans approved by security holders:

Broad based employee and non-employee directors' stock plan

2,803,986  (1)

$74.18 (2)

1,567,422  (3)

(a)

(b)

(c)

Employee stock purchase plan

Total

 _______________

— 

2,803,986 

— 

$74.18

1,705,371 

3,272,793 

(1)

Includes broad based employee stock options and other share-based awards of 1,189,313 stock options, 886,678 time-vested restricted stock units and 
443,674 performance-based restricted stock units calculated at target. Includes non-employee directors' units of 278,483 time-vested restricted stock 
units, as well as 5,838 time-vested restricted stock units awarded to non-executive directors and vested but not exercisable until six months after the 
director's retirement. Refer to Note 18, "Share-Based Compensation Plans", for additional information.

(2) Weighted-average exercise price of outstanding options excludes restricted stock units. 
(3) Calculated by reducing shares authorized for issuance by a ratio of two shares for each share issued (on a 1:2 ratio) other than with respect to shares 

delivered pursuant to a stock option which shall reduce the shares available by one share (on a 1:1 ratio) as set forth under the terms of the 2019 Equity 
and Incentive Compensation Plan and assuming maximum performance for the performance-based restricted stock units. All future awards issued will 
reduce the shares available for issuance by the terms set forth in the 2019 Equity and Incentive Compensation Plan, as described in the previous 
sentence.  

110

 
 
 
 
 
 
 
ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, 
AND DIRECTOR INDEPENDENCE

The information required by Item 13 is included under the captions “Board of Directors” and “Related Person 

Transactions” in our definitive proxy statement, which will be filed with the Commission within 120 days after the close of the 
fiscal year, and is incorporated herein by reference.

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES

The information required by Item 14 is included under the caption “Ratification of Independent Auditor” in our definitive 
proxy statement, which will be filed with the Commission within 120 days after the close of the fiscal year, and is incorporated 
herein by reference.

PART IV

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a)

Items A through H and Schedule II are presented on the following pages of this Form 10-K Annual Report:

1. Financial Statements for Ryder System, Inc. and Consolidated Subsidiaries:

A) Management’s Report on Internal Control over Financial Reporting    .....................................

B) Report of Independent Registered Certified Public Accounting Firm  .....................................

C) Consolidated Statements of Earnings    ......................................................................................

D) Consolidated Statements of Comprehensive Income   ..............................................................

E) Consolidated Balance Sheets    ...................................................................................................

F) Consolidated Statements of Cash Flows     ..................................................................................

G) Consolidated Statements of Shareholders’ Equity     ..................................................................

H) Notes to Consolidated Financial Statements     ...........................................................................

Page No.    

59

60

62

63

64

65

66

67

2. Consolidated Financial Statement Schedule for the Years Ended December 31, 2022, 2021 and 2020

Schedule II — Valuation and Qualifying Accounts   ................................................................

108

All other schedules are omitted because they are not applicable or the required information is shown in the consolidated 

financial statements or notes thereto.

3. Exhibits:

The following exhibits are filed with this report or, where indicated, incorporated by reference (Forms 10-K, 10-Q and 8-

K referenced herein have been filed under the Commission’s file No. 1-4364). Ryder will provide a copy of the exhibits filed 
with this report at a nominal charge to those parties requesting them.

None.

ITEM 16. FORM 10-K SUMMARY

111

 
  
  
  
  
  
  
  
  
  
  
Exhibit
  Number

3.1

3.2

4.1

4.2

4.3

4.4

4.5

4.6

10.1*

10.2*

10.3*

10.4*

10.5*

10.6*

EXHIBIT INDEX

Description

The Ryder System, Inc. Restated Articles of Incorporation (conformed copy incorporating all amendments through May 3, 
2019), previously filed with the Commission on May 9, 2019 as an exhibit to Ryder's Quarterly Report on Form 10-Q, is 
incorporated by reference in this report.

The Ryder System, Inc. By-Laws, as amended through May 3, 2019, previously filed with the Commission on May 9, 2019 
as an exhibit to Ryder's Quarterly Report on Form 10-Q, is incorporated by reference in this report.

Ryder hereby agrees, pursuant to paragraph (b)(4)(iii) of Item 601 of Regulation S-K, to furnish the Commission with a 
copy of any instrument defining the rights of holders of long-term debt of Ryder, where such instrument has not been filed 
as an exhibit hereto and the total amount of securities authorized there under does not exceed 10% of the total assets of 
Ryder and its subsidiaries on a consolidated basis.

The First Supplemental Indenture between Ryder System, Inc. and The Chase Manhattan Bank (National Association) dated 
October 1, 1987, previously filed with the Commission as an exhibit to Ryder's Annual Report on Form 10-K for the year 
ended December 31, 1994, is incorporated by reference into this report.

The Form of Indenture between Ryder System, Inc. and The Chase Manhattan Bank (National Association) dated as of 
May 1, 1987, and supplemented as of November 15, 1990 and June 24, 1992, filed with the Commission on July 30, 1992 as 
an exhibit to Ryder's Registration Statement on Form S-3 (No. 33-50232), is incorporated by reference into this report.

The Form of Indenture between Ryder System, Inc. and J.P. Morgan Trust Company (National Association) dated as of 
October 3, 2003 filed with the Commission on August 29, 2003 as an exhibit to Ryder's Registration Statement on Form S-3 
(No. 333-108391), is incorporated by reference into this report.

Form of Medium-Term Note - Master Note, previously filed with the Commission on July 30, 2019, as an exhibit to Ryder’s 
Quarterly Report on Form 10-Q, is incorporated by reference in this report.

Description of Ryder System, Inc.'s Securities Registered Under Section 12 of the Securities Exchange Act of 1934, 
previously filed with the Commission on February 27, 2020 as an exhibit to Ryder's Annual Report on Form 10-K, is 
incorporated by reference in this report.

The Ryder System, Inc. 2005 Equity Compensation Plan, previously filed with the Commission on March 21, 2008, as 
Appendix A to Ryder's Definitive Proxy Statement on Schedule 14A, is incorporated by reference into this report.

The Ryder System, Inc. Stock Purchase Plan for Employees, previously filed with the Commission on March 29, 2010, as 
Appendix B to Ryder System, Inc.'s Definitive Proxy Statement on Schedule 14A, is incorporated by reference into this 
report.

Terms and Conditions applicable to restricted stock units granted under the Ryder System, Inc. 2005 Equity Compensation 
Plan, previously filed with the Commission as an exhibit to Ryder's Quarterly Report on Form 8-K filed with the 
Commission on May 11, 2005, are incorporated by reference into this report.

Ryder System, Inc. 2012 Equity and Incentive Compensation Plan, previously filed with the Commission as an exhibit to 
Ryder's Current Report on Form 8-K filed with the Commission on May 10, 2012, is incorporated by reference into this 
report.

Terms and Conditions applicable to non-qualified stock options granted under the Ryder System, Inc. 2012 Equity and 
Incentive Compensation Plan, previously filed with the Commission as an exhibit to Ryder's Current Report on Form 8-K 
filed with the Commission on May 10, 2012, are incorporated by reference into this report.

Terms and Conditions applicable to restricted stock units granted under the Ryder System, Inc. 2012 Equity and Incentive 
Compensation Plan, previously filed with the Commission as an exhibit to Ryder's Current Report on Form 8-K filed with 
the Commission on May 10, 2012, are incorporated by reference into this report.

112

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit
  Number

10.7*

10.8*

10.9*

10.10*

10.11*

10.12*

10.13*

10.14*

10.15*

10.16*

10.17*

10.18*

10.19*

10.20*

10.21*

Description

Amended and Restated Ryder System, Inc. 2012 Equity and Incentive Compensation Plan, previously filed with the 
Commission on May 10, 2016 as an exhibit to Ryder’s Quarterly Report on Form 8-K, is incorporated by reference to this 
report. 

Form of Terms and Conditions applicable to non-qualified stock options granted under the Amended and Restated Ryder 
System, Inc. 2012 Equity and Incentive Compensation Plan, previously filed with the Commission on July 27, 2016 as an 
exhibit to Ryder’s Quarterly Report on Form 10-Q, is incorporated by reference to this report.

Form of Terms and Conditions applicable to restricted stock units for non-employee directors granted under the Amended 
and Restated Ryder System, Inc. 2012 Equity and Incentive Compensation Plan, previously filed with the Commission on 
July 27, 2016 as an exhibit to Ryder’s Quarterly Report on Form 10-Q, is incorporated by reference to this report.
The Form of Amended and Restated Severance Agreement for Chief Executive Officer, previously filed with the 
Commission on February 14, 2017 as an exhibit to Ryder's Annual Report on Form 10-K for the year ended December 31, 
2016, is incorporated by reference into this report.

The Ryder System, Inc. Executive Severance Plan, effective as of January 1, 2017, previously filed with the Commission on 
February 14, 2017 as an exhibit to Ryder's Annual Report on Form 10-K for the year ended December 31, 2016, is 
incorporated by reference into this report.
Form of Terms and Conditions applicable to non-qualified stock options granted under the Amended and Restated Ryder 
System, Inc. 2012 Equity and Incentive Compensation Plan, previously filed with the Commission on April 25, 2017 as an 
exhibit to Ryder’s Quarterly Report on Form 10-Q, is incorporated by reference to this report.

Form of Terms and Conditions applicable to restricted stock units for non-employee directors granted under the Amended 
and Restated Ryder System, Inc. 2012 Equity and Incentive Compensation Plan, previously filed with the Commission on 
April 25, 2017 as an exhibit to Ryder’s Quarterly Report on Form 10-Q, is incorporated by reference to this report.

Form of Terms and Conditions applicable to performance-based restricted stock rights granted under the Amended and 
Restated Ryder System, Inc. 2012 Equity and Incentive Compensation Plan, previously filed with the Commission on 
February 20, 2018 as an exhibit to Ryder’s Annual Report on Form 10-K, is incorporated by reference to this report. 

The Form of Amended and Restated Severance Agreement for Executive Officers (other than the Chief Executive Officer)

Form of Terms and Conditions applicable to stock-awards for non-employee directors issued under the Amended and 
Restated Ryder System, Inc. 2012 Equity and Incentive Compensation Plan, previously filed with the Commission on July 
25, 2018 as an exhibit to Ryder’s Quarterly Report on Form 10-Q, is incorporated by reference to this report. 

Form of Terms and Conditions applicable to deferred stock awards for non-employee directors issued under the Amended 
and Restated Ryder System, Inc. 2012 Equity and Incentive Compensation Plan, previously filed with the Commission on 
October 26, 2018 as an exhibit to Ryder’s Quarterly Report on Form 10-Q, is incorporated by reference to this report. 

The Ryder System, Inc. Directors Stock Award Plan, as amended and restated at February 10, 2005, previously filed with the 
Commission on February 24, 2005 as an exhibit to Ryder's Annual Report on Form 10-K for the year ended December 31, 
2004, is incorporated by reference into this report.

The Ryder System, Inc. Directors Stock Plan, as amended and restated at May 7, 2004, previously filed with the Commission 
on February 24, 2005 as an exhibit to Ryder's Annual Report on Form 10-K for the year ended December 31, 2004, is 
incorporated by reference into this report.

The Ryder System Benefit Restoration Plan, as amended and restated, previously filed with the Commission as an exhibit to 
Ryder's Current Report on Form 8-K filed with the Commission on February 11, 2009, is incorporated by reference into this 
report.

Form of Indemnification Agreement for independent directors, effective as of February 24, 2016, previously filed with the 
Commission as an exhibit to Ryder's Current Report on Form 8-K filed with the Commission on February 29, 2016, is 
incorporated by reference into this report.

113

 
 
 
 
Exhibit
  Number
10.22*

10.23

10.24*

10.25*

10.26*

10.27*

10.28*

10.29*

10.30*

10.31*

10.32*

10.33*

10.34*

10.35*

10.36*

10.37*

10.38*

10.39*

21.1

23.1

Description
The Ryder System, Inc. Deferred Compensation Plan, effective as of January 1, 2009, previously filed with the Commission 
as an exhibit to Ryder's Current Report on Form 8-K filed with the Commission on February 11, 2009, is incorporated by 
reference to this report.

Third Amended and Restated Global Revolving Credit Agreement, dated as of December 14, 2021, by and among Ryder 
System, Inc., certain Ryder subsidiaries, and the lenders and agents named therein, previously filed with the Commission as 
an exhibit to Ryder’s Current Report on Form 8-K filed with the Commission on December 20, 2021, is incorporated by 
reference to this report. 

Ryder System, Inc. 2019 Equity and Incentive Compensation Plan, previously filed with the Commission on March 18, 
2019, as Appendix A to Ryder System, Inc.'s Definitive Proxy Statement on Schedule 14A, is incorporated by reference into 
this report.

Employment Offer Letter for Scott T. Parker, previously filed with the Commission on March 27, 2019, as an exhibit to 
Ryder's Current Report on Form 8-K filed with the Commission on March 27, 2019, is incorporated by reference in this 
report. 

Form of Terms and Conditions Applicable to Deferred Stock Awards for Non-Employee Directors issued under the Ryder 
System, Inc. 2019 Equity and Incentive Compensation Plan, previously filed with the Commission on May 9, 2019 as an 
exhibit to Ryder's Quarterly Report on Form 10-Q, is incorporated by reference in this report.

Form of Terms and Conditions Applicable to Non-Qualified Stock Options issued under the Ryder System, Inc. 2019 Equity 
and Incentive Compensation Plan, previously filed with the Commission on May 9, 2019 as an exhibit to Ryder's Quarterly 
Report on Form 10-Q, is incorporated by reference in this report.

Form of Terms and Conditions Applicable to Performance-Based Restricted Stock Rights issued under the Ryder System, 
Inc. 2019 Equity and Incentive Compensation Plan, previously filed with the Commission on May 9, 2019 as an exhibit to 
Ryder's Quarterly Report on Form 10-Q, is incorporated by reference in this report.

Form of Terms and Conditions Applicable to Restricted Stock Rights issued under the Ryder System, Inc. 2019 Equity and 
Incentive Compensation Plan, previously filed with the Commission on May 9, 2019 as an exhibit to Ryder's Quarterly 
Report on Form 10-Q, is incorporated by reference in this report.

Form of Terms and Conditions Applicable to Stock Awards for Non-Employee Directors issued under the Ryder System, 
Inc. 2019 Equity and Incentive Compensation Plan, previously filed with the Commission on May 9, 2019 as an exhibit to 
Ryder's Quarterly Report on Form 10-Q, is incorporated by reference in this report. 

Ryder System, Inc. Non-Qualified Stock Option Award Granted as an “Employment Inducement Grant” under New York 
Stock Exchange Listing Rule 303A.08, previously filed with the Commission on May 9, 2019 as an exhibit to Ryder's 
Quarterly Report on Form 10-Q, is incorporated by reference in this report.

Ryder System, Inc. Restricted Stock Rights Award Granted as an “Employment Inducement Grant” under New York Stock 
Exchange Listing Rule 303A.08, previously filed with the Commission on May 9, 2019 as an exhibit to Ryder's Quarterly 
Report on Form 10-Q, is incorporated by reference in this report.

Forms of Terms and Conditions Applicable to Non-Qualified Stock Options issued under the Ryder System, Inc. 2019 
Equity and Incentive Compensation Plan, previously filed with the Commission on February 27, 2020 as an exhibit to 
Ryder's Annual Report on Form 10-K, is incorporated by reference in this report. 

Form of Terms and Conditions Applicable to Performance-Based Restricted Stock Rights issued under the Ryder System, 
Inc. 2019 Equity and Incentive Compensation Plan, previously filed with the Commission on February 27, 2020 as an 
exhibit to Ryder's Annual Report on Form 10-K, is incorporated by reference in this report.

Form of Terms and Conditions Applicable to Restricted Stock Rights issued under the Ryder System, Inc. 2019 Equity and 
Incentive Compensation Plan, previously filed with the Commission on February 27, 2020 as an exhibit to Ryder’s Annual 
Report on Form 10-K, is incorporated by reference in this report.

The Ryder System, Inc. Stock Purchase Plan for Employees, previously filed with the Commission on March 16, 2020, as 
Appendix A to Ryder System, Inc.'s Definitive Proxy Statement on Schedule 14A, is incorporated by reference into this 
report. 

Form of Annual Cash Incentive Award Agreement for Executive Officers.

Form of Terms and Conditions Applicable to Restricted Stock Rights issued under the Amended and Restated Ryder System, 
Inc. 2019 Equity and Incentive Compensation Plan, previously filed with the Commission on March 15, 2021 as Appendix A 
to Ryder System, Inc.’s Definitive Proxy Statement on Schedule 14A, is incorporated by reference to this report.

Ryder System, Inc. Amended and Restated 2019 Equity and Incentive Compensation Plan, previously filed with the 
Commission on March 15, 2021 as Appendix A to Ryder System, Inc.’s Definitive Proxy Statement on Schedule 14A, is 
incorporated by reference into this report.

List of subsidiaries of the registrant, with the state or other jurisdiction of incorporation or organization of each, and the 
name under which each subsidiary does business.
PricewaterhouseCoopers LLP consent to the incorporation by reference in certain Registration Statements on Form S-8 and 
on Form S-3 of their report on the financial statements and financial statement schedule and effectiveness of internal control 
over financial reporting of Ryder System, Inc.

114

 
 
 
 
 
 
 
 
Exhibit
  Number

Description

24.1

Manually executed powers of attorney for each of:

Robert J. Eck

Robert A. Hagemann

Michael F. Hilton

Tamara L. Lundgren

Luis P. Nieto, Jr. 

David G. Nord

Abbie J. Smith

E. Follin Smith

Dmitri L. Stockton

Hansel E. Tookes, II

Charles M. Swoboda

31.1

31.2
32

  Certification of Robert E. Sanchez pursuant to Rule 13a-14(a) or Rule 15d-14(a).

  Certification of John J. Diez pursuant to Rule 13a-14(a) or Rule 15d-14(a).

Certification of Robert E. Sanchez and John J. Diez pursuant to Rule 13a-14(b) or Rule 15d-14(b) and 18 U.S.C. 
Section 1350.

101.INS

  Inline XBRL Instance Document.

101.SCH

  Inline XBRL Taxonomy Extension Schema Document.

101.CAL

  Inline XBRL Taxonomy Extension Calculation Linkbase Document.

101.DEF

  Inline XBRL Taxonomy Extension Definition Linkbase Document.

101.LAB

  Inline XBRL Taxonomy Extension Label Linkbase Document.

101.PRE

  Inline XBRL Taxonomy Extension Presentation Linkbase Document.

104

Cover Page Interactive Data File (formatted in Inline XBRL and contained in Exhibit 101).

 * Management contract or compensation plan arrangement pursuant to Item 601(b)(10) of Regulation S-K.

115

 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused 

this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES

Date:

February 15, 2023

   RYDER SYSTEM, INC.

   By: /s/ ROBERT E. SANCHEZ
   Robert E. Sanchez
   Chairman, President and Chief Executive Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the registrant and in the capacities and on the dates indicated.

Date:

February 15, 2023

Date:

February 15, 2023

Date:

February 15, 2023

Date:

February 15, 2023

Date:

February 15, 2023

Date:

February 15, 2023

   By: /s/ ROBERT E. SANCHEZ
   Robert E. Sanchez
   Chairman, President and Chief Executive Officer

(Principal Executive Officer)

   By: /s/ JOHN J. DIEZ

John J. Diez

Executive Vice President and Chief Financial Officer

(Principal Financial Officer)

   By: /s/ CRISTINA GALLO-AQUINO
   Cristina Gallo-Aquino

Senior Vice President and Controller

(Principal Accounting Officer)

   By: ROBERT J. ECK *

   Robert J. Eck

   Director

   By: ROBERT A. HAGEMANN *
   Robert A. Hagemann
   Director

   By: MICHAEL F. HILTON*
   Michael F. Hilton
   Director

116

 
  
  
  
  
  
Date:

February 15, 2023

   By: TAMARA L. LUNDGREN*

Date:

February 15, 2023

Date:

February 15, 2023

Date:

February 15, 2023

Tamara L. Lundgren

   Director

   By: LUIS P. NIETO, JR. *

Luis P. Nieto, Jr.

   Director

By: DAVID G. NORD *
David G. Nord
Director

   By: ABBIE J. SMITH *
   Abbie J. Smith
   Director

Date:

February 15, 2023

   By: E. FOLLIN SMITH *

Date:

February 15, 2023

Date:

February 15, 2023

Date:

February 15, 2023

E. Follin Smith

   Director

By: DMITRI L. STOCKTON *
Dmitri L. Stockton

Director

By: CHARLES M. SWOBODA *
Charles M. Swoboda
Director

   By: HANSEL E. TOOKES, II *
   Hansel E. Tookes, II
   Director

Date:

February 15, 2023

*By: /s/ ROBERT D. FATOVIC

   Robert D. Fatovic
   Attorney-in-Fact, pursuant to a power of attorney

117

  
  
  
  
Ryder Headquarters
11690 NW 105th Street
Miami, FL 33178
www.ryder.com