Maryland-based Sandy Spring Bancorp Inc. serves as a bank holding company for Sandy Spring Bank, administering a range of commercial and retail banking, mortgage, private banking, and trust services for individuals and businesses. The operations take place in Central Maryland, Northern Virginia, and Washington, D.C. Its services come under two segments: Community Banking and Investment Management. The first category includes lending products like industrial real estate, construction, residential real estate, and consumer loans. On the other hand, Investment Management offers investment management, financial planning, cash flow analysis, tax planning, retirement planning, insurance analysis, and estate planning for individuals, families, small businesses, and associations. In addition to the services provided, the company offers wealth management services. Sandy Spring Bancorp dates back to 1868 and is headquartered in Olney, Maryland.