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ScS Group

scs · NYSE Industrials
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Sector Industrials
Industry Business Equipment & Supplies
Employees 10,000+
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FY2015 Annual Report · ScS Group
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2015
ANNUALREPORT

FINANCIAL HIGHLIGHTS

Stock Performance
($ Dollars)

500

450

400

350

300

250

200

150

100

50

0

02/26/10

02/25/11

02/24/12

02/22/13

02/28/14

02/27/15

S&P 500 Stock Index

Peer Group 

Steelcase

NOTES:

1.  This graph shows the yearly percentage change in 

3.  The Peer Group consists of three companies that manufacture 

cumulative total shareholder return, assuming a $100 
investment on February 26, 2010.

2.  The S&P 500 Stock Index is used as a performance 

indicator of the overall stock market.

office furniture and have industry characteristics that we 
believe are similar to Steelcase. The peer group consists of 
Herman Miller, Inc., HNI Corporation and Knoll, Inc. The returns 
of each company in this group are weighted by their relative 
market capitalization at the beginning of each fiscal year.

Revenue

($ Billions)

Gross
Margin

(% Of Revenue)

Net Income 

($ Millions)

Cash Returned
to Shareholders

($ Millions)

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FY:

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FY:

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FY:

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Common Stock Repurchases
Dividends Paid

 
Stock Performance

($ Dollars)

500

450

400

350

300

250

200

150

100

50

0

02/26/10

02/25/11

02/24/12

02/22/13

02/28/14

02/27/15

S&P 500 Stock Index

Peer Group 

Steelcase

NOTES:

1.  This graph shows the yearly percentage change in 

cumulative total shareholder return, assuming a $100 

investment on February 26, 2010.

2.  The S&P 500 Stock Index is used as a performance 

indicator of the overall stock market.

3.  The Peer Group consists of three companies that manufacture 

office furniture and have industry characteristics that we 

believe are similar to Steelcase. The peer group consists of 

Herman Miller, Inc., HNI Corporation and Knoll, Inc. The returns 

of each company in this group are weighted by their relative 

market capitalization at the beginning of each fiscal year.

Revenue

($ Billions)

Gross

Margin

(% Of Revenue)

Net Income 

($ Millions)

Cash Returned

to Shareholders

($ Millions)

6

.

1

2 3

.

0

3

0

.

0

3

4

.

9

2

4

.

9

2

1

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3

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0

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3

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9

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2

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2

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2

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7

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4

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0

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1

3

$

8

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5

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$

2

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0

5

$

5

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2

5

$

Common Stock Repurchases

Dividends Paid

FY:

11

12

13

14

15

FY:

11

12

13

14

15

FY:

11

12

13 14

15

FY:

11

12

13

14

15

To Our Fellow Shareholders:

Many of our customers tell us they are interested in improving employee engagement, which is no surprise since a 
2013 Gallup study reported that 87% of workers around the world were disengaged. Steelcase commissioned its 
own survey that showed a strong connection between employee engagement and satisfaction with the workplace. 

Our mission of unlocking human promise includes helping customers use their workplace to both attract talented 
workers and to engage them completely. We fi nd this mission very meaningful – and interestingly, “meaning” is 
one of the main drivers of employee engagement. When customers visit our Learning + Innovation Center in Grand 
Rapids, they engage directly with employees who tell their stories about how our space supports new ways of 
working. Our stories prompt customers to tell their own stories, and it’s powerful to imagine together how their work 
environment might evolve, and how we could help. 

Another primary driver of employee engagement is “progress.” And I’m pleased to report that in this past year we 
continued to make progress in both our fi nancial metrics and the implementation of our strategies.

Financial progress

Our customers saw the value of investing in our solutions and helped Steelcase grow organically by 5 percent 
to $3.1 billion in global revenue in fi scal year 2015. Adjusted operating income was essentially fl at compared 
to the prior year at $185 million, largely because of disruption costs and ineffi ciencies from restructuring in our 
EMEA (Europe, Middle East and Africa) segment.

The Americas segment had another very good year and grew organically for the fi fth year in a row. Customers 
are increasingly shifting away from modest updates to their spaces, towards more complete reconfi gurations that 
fully respond to new ways of working. As a result, our project business grew as a percent of our revenue base. 

In EMEA, we accelerated our multi-year restructuring work, which we expect to improve our competitiveness 
and prepare us for profi table growth. In fi scal year 2015, the EMEA segment posted an adjusted operating loss 
of $32 million, largely due to the impact of restructuring actions.

After improving our EMEA sales model in the previous year, in fi scal year 2015 we focused on transforming our 
supply chain in the region. Specifi cally, we transferred one of our factories in France to a third party that will use the 
facility for its own products. We also began the process of closing one of our German plants, and we opened a new 
greenfi eld factory in the Czech Republic. 

Unfortunately, the announcements triggered temporary work stoppages and extended slowdowns, which caused 
customer disruptions throughout the region as well as costly ineffi ciencies that deepened our adjusted operating 
loss in EMEA. Our operations and customer service teams responded professionally and quickly to restore the 
reliability of our system. 

We will continue to experience disruption costs and ineffi ciencies during fi scal year 2016, though at a reduced 
pace, but we expect to see a more effi cient industrial footprint and the fi rst economic benefi ts starting in the 
second half of the year. 

A new Learning + Innovation Center in Munich represents the next wave of investments in our EMEA business. Our 
innovation teams are currently split between locations in Germany and France, because of previous acquisitions. 
Our research demonstrates the benefi ts of having innovation teams co-located to promote collaboration and more 
rapid decision making, so the new center is designed to host nearly all of the product development located in the region. 

The new center also will allow us to invest in the development of our people by creating a single destination that 
leverages our insights and solutions supporting active learning. And, we believe customers will be naturally attracted 
to the space to see how the design shapes human behavior around innovation, learning and leadership. We expect 
the center will open in phases beginning about one year from now. 

 
This was also a year of significant change in the company’s leadership team. After stepping down as CEO after 
nearly 20 years in the role, Jim Hackett completed a transitional year as Vice Chair and has now retired from the 
Board of Directors. Nancy Hickey, our Chief Administrative Officer, also retired after a long career helping drive 
positive change in our company. I am grateful for the chance to work with Jim and Nancy, and appreciative of 
their leadership over so many years. 

Strategic progress

As part of my own development as a new CEO, I chose to spend time this year with experienced CEOs –  
both of companies we serve and companies we should be serving. I listened and learned about where they 
are putting their energy, and I heard consistent themes. CEOs are responding to increased competition in their 
industries by working to foster more disruptive innovation and to help their companies accelerate the pace of 
decision making. They are working to build cultures that will attract top talent and better leverage the experience 
of existing employees. They are reinventing their own leadership models to flatten organizations and increase 
accountability throughout the organization. They are using human-centered design thinking, including rapid 
prototyping, to commercialize new products and entirely new businesses.

And, more and more CEOs are getting personally involved in redesigning their workplace to support the changes 
they are making in their business. In fact, Harvard Business Review chose Steelcase researchers to write a  
2015 cover story on this topic. The Wall Street Journal, Fast Company and many more publications aimed at the 
C-suite ran similar stories featuring our people and our research. 

Quite simply, our research asserts that the workplace should meet the unique needs of every employee, rather 
than forcing every person to adapt to a rigid, monolithic work style. 

The office furniture industry has been defined over recent years by a relentless push towards more open work 
environments, but our research into privacy and wellbeing caused us to pivot towards a new kind of workplace 
and a new era we are calling the Office Renaissance. The new model uses real estate more efficiently, providing 
settings for individual and collaborative work, and continues to include open benching and desking areas, 
many of them shared rather than owned. But it reinvests some of the real estate efficiency savings into high-
performance project spaces and team spaces that require excellent acoustics for confidentiality and integrated 
technology to enhance connections through video and data conferencing. 

Our V.I.A.® architectural walls were designed for exactly this need, and we are pleased with the early interest in 
the product by leading organizations that embrace these new principles. Our new Brody™ WorkLounge, which 
will begin to ship in the second half of fiscal year 2016, promotes efficiency and flow for workers who prefer to 
do individual work without distraction. 

I am confident the work we are doing is relevant to the leaders of the companies we serve. I believe our 
commitment to research helps us stay ahead in helping our clients with new solutions and new products. And I 
am confident the investments we are making in our fitness will help us deliver continued improvements in returns 
to our shareholders. Our culture attracts, retains and inspires creative and curious people who are committed to 
our customers and the future we are imagining. More than 10,000 Steelcase people around the world are the 
reason why we continue to appear on Fortune magazine’s list of Most Admired Companies. I’m proud to be a 
part of this team.

James P. Keane
President and Chief Executive Officer
Steelcase Inc.

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
____________________________ 
FORM 10-K

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT
OF 1934

For the fiscal year ended February 27, 2015 

OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934

Commission File Number 1-13873
____________________________ 

STEELCASE INC.

(Exact name of registrant as specified in its charter)

Michigan
(State or other jurisdiction of
incorporation or organization)

901 44th Street SE
Grand Rapids, Michigan
(Address of principal executive offices)

38-0819050
(IRS employer identification number)

49508
(Zip Code)

Registrant’s telephone number, including area code: (616) 247-2710
Securities registered pursuant to Section 12(b) of the Act:

Class A Common Stock

Title of each class

Name of each exchange on which registered
New York Stock Exchange

Securities registered pursuant to 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.    Yes  
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.    Yes  
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act 
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to 
such filing requirements for the past 90 days.    Yes  

         No  
        No  

        No   

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data 
File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for 
such shorter period that the registrant was required to submit and post such files).    Yes  

        No  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405 of this chapter) is not contained 
herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in 
Part III of this Form 10-K or any amendment to this Form 10-K.    

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting 

company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer  

              Accelerated filer  

              Non-accelerated filer  
    (Do not check if a smaller reporting company)

               Smaller reporting company  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).    Yes  
The aggregate market value of the voting and non-voting common equity of the registrant held by non-affiliates, computed by reference to the 
closing price of the Class A Common Stock on the New York Stock Exchange, as of August 29, 2014 (the last day of the registrant’s most recently 
completed second fiscal quarter) was approximately $1.3 billion. There is no quoted market for registrant’s Class B Common Stock, but shares of 
Class B Common Stock may be converted at any time into an equal number of shares of Class A Common Stock.

         No  

As of April 13, 2015, 89,983,993 shares of the registrant’s Class A Common Stock and 32,200,413 shares of the registrant’s Class B Common 

Stock were outstanding.

Portions of the registrant’s definitive proxy statement for its 2015 Annual Meeting of Shareholders, to be held on July 15, 2015, are 

incorporated by reference in Part III of this Form 10-K.

DOCUMENTS INCORPORATED BY REFERENCE:

        
        
 
 
 
 
STEELCASE INC.

FORM 10-K

YEAR ENDED FEBRUARY 27, 2015 

TABLE OF CONTENTS

Part I

Item 1.

Item 1A.

Item 1B.

Item 2.

Item 3.

Item 4.

Part II

Item 5.

Item 6.

Item 7.

Item 7A.

Item 8.

Item 9.

Item 9A.

Item 9B.

Part III

Item 10.

Item 11.

Item 12.

Item 13.

Item 14.

Part IV

Business

Risk Factors

Unresolved Staff Comments

Properties

Legal Proceedings

Mine Safety Disclosures

Supplementary Item. Executive Officers of the Registrant

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer 
Purchases of Equity Securities

Selected Financial Data

Management’s Discussion and Analysis of Financial Condition and Results of 
Operations

Quantitative and Qualitative Disclosures About Market Risk

Financial Statements and Supplementary Data

Changes in and Disagreements With Accountants on Accounting and Financial 
Disclosure

Controls and Procedures

Other Information

Directors, Executive Officers and Corporate Governance

Executive Compensation

Security Ownership of Certain Beneficial Owners and Management and Related 
Stockholder Matters

Certain Relationships and Related Transactions, and Director Independence

Principal Accounting Fees and Services

Item 15.

Exhibits, Financial Statement Schedules

Signatures

Schedule II

Index of Exhibits

Page No.   

1

6

10

10

10

10

11

13

15

16

35

38

87

87

87

88

88

88

88

88

89

90

S-1

E-1

 
  
  
PART I

Item 1.  Business:

The following business overview is qualified in its entirety by the more detailed information included 
elsewhere or incorporated by reference in this Annual Report on Form 10-K (“Report”). As used in this Report, 
unless otherwise expressly stated or the context otherwise requires, all references to “Steelcase,” “we,” “our,” 
“Company” and similar references are to Steelcase Inc. and its subsidiaries in which a controlling interest is 
maintained. Unless the context otherwise indicates, reference to a year relates to the fiscal year, ended in February 
of the year indicated, rather than a calendar year. Additionally, Q1, Q2, Q3 and Q4 reference the first, second, third 
and fourth quarter, respectively, of the fiscal year indicated. All amounts are in millions, except share and per share 
data, data presented as a percentage or as otherwise indicated.

Overview

At Steelcase, our purpose is to unlock human promise by creating great experiences at work, wherever work 

happens, and in environments that include education and healthcare. Through our family of brands that include 
Steelcase®, Coalesse®, Details®, Designtex®, PolyVision® and Turnstone®,  we offer a comprehensive portfolio 
of solutions inspired by the insights gained from our human-centered research process and support the social, 
economic and sustainable needs of people. We are a globally integrated enterprise, headquartered in Grand 
Rapids, Michigan, U.S.A., with approximately 10,700 employees. Steelcase was founded in 1912 and became 
publicly traded in 1998, and our stock is listed on the New York Stock Exchange under the symbol “SCS”.

Our growth strategy is to continue to translate our insights into products, applications and experiences that 

will help the world’s leading organizations amplify the performance of their people, teams and enterprise and to 
leverage our global scale. While continuing to build our own globally integrated enterprise, we also intend to grow 
our presence in emerging markets. 

Over the past several years, we have continued to invest in research and product development and have 

launched new products, applications and experiences designed to address the significant trends that are impacting 
the workplace, such as global integration, disruptive technologies, worker mobility, distributed teams and the need 
for enhanced collaboration and innovation. We help our customers create workplace destinations that augment 
human interaction by supporting the physical, cognitive and emotional needs of their people, while also optimizing 
the value of their real estate investments.

Our global scale allows us to provide local differentiation, as we serve customers around the globe through 
significant sales, manufacturing and administrative operations in the Americas, Europe and Asia. We market our 
products and services primarily through a network of independent and company-owned dealers and also sell 
directly to end-use customers. We extend our reach with a limited presence in retail and web-based sales channels.

Our Offerings

Our brands provide an integrated portfolio of furniture settings, user-centered technologies and interior 
architectural products across a range of price points. Our furniture portfolio includes panel-based and freestanding 
furniture systems and complementary products such as storage, tables and ergonomic worktools. Our seating 
products include task chairs which are highly ergonomic, seating that can be used in collaborative or casual settings 
and specialty seating for specific vertical markets such as healthcare and education. Our technology solutions 
support group collaboration by integrating furniture and technology. Our interior architectural products include full 
and partial height walls and doors. We also offer services designed to reduce costs and enhance the performance 
of people, wherever they work. Among these services are workplace strategy consulting, lease origination services, 
furniture and asset management and hosted spaces.

Steelcase—Insight-led performance in an interconnected world

The Steelcase brand takes our insights and delivers high performance, sustainable work environments while 

striving to be a trusted partner. Being a trusted partner means understanding and helping our customers and 
partners who truly seek to elevate their performance. The Steelcase brand's core customers are leading 
organizations (such as corporations, healthcare organizations, colleges/universities and government entities) that 
are often large with complex needs and have an increasingly global reach. We strive to meet their diverse needs 

1

while minimizing complexity by using a platform approach—from product components to common processes—
wherever possible.

Steelcase sub-brands include:

•  Details, which researches, designs and markets worktools, personal lighting and furniture that provide 
healthy and productive connections between people, their technology, their workplaces and their work.

•  Steelcase Health, which is focused on creating healthcare environments that enable empathy, 

empowerment and connection for patients, care partners, and providers engaged in the healthcare 
experience.

•  Steelcase Education, which is focused on helping schools, colleges and universities create the most 

effective, rewarding and inspiring active learning environments to meet the evolving needs of students 
and educators.

Coalesse—Insight-led inspiration

Coalesse offers a collection of furnishings that expresses the new freedom of work.  It is part of the rapidly 

growing crossover market — homes and offices, meeting rooms and social spaces, private retreats and public 
places — and is addressing the fluid intersections of work and life where boundaries are collapsing and creativity is 
roaming.

Designtex

Designtex offers applied surface solutions that enhance environments and is a leading resource for applied 
surface knowledge, innovation and sustainability. Designtex products are premium surface materials designed to 
enhance seating, walls, work stations, floors and ceilings and can provide privacy, way-finding, motivation, 
communications and artistic expression.

PolyVision

PolyVision is the world's leading supplier of ceramic steel surfaces for use in educational institutions and 

architectural panels or special applications for commercial or infrastructure applications.

Turnstone—Insight-led simplicity

Turnstone was created based on the belief that the world needs more successful entrepreneurs and small 

businesses and that great spaces to work can help that happen.  Turnstone makes it easier for these companies to 
create insight-led places to work through our dealer channel or using web-based tools. 

Reportable Segments

We operate on a worldwide basis within our Americas and EMEA reportable segments plus an “Other” 
category. Additional information about our reportable segments, including financial information about geographic 
areas, is contained in Item 7: Management’s Discussion and Analysis of Financial Condition and Results of 
Operations and Note 18 to the consolidated financial statements.

Americas Segment

Our Americas segment serves customers in the United States (“U.S.”), Canada, the Caribbean Islands and 
Latin America. Our portfolio of integrated architecture, furniture and technology products is marketed to corporate, 
government, healthcare, education and retail customers through the Steelcase, Coalesse, Details and Turnstone 
brands.

We serve Americas customers mainly through approximately 400 independent and company-owned dealer 
locations, and we also sell directly to end-use customers. Our end-use customers tend to be larger multinational, 
regional or local companies and are distributed across a broad range of industries and vertical markets, including 
healthcare, higher education, insurance, financial services, manufacturing and information technology, but no 
industry or vertical market individually represented more than 13% of the Americas segment revenue in 2015.

Each of our dealers maintains its own sales force which is complemented by our sales representatives who 

work closely with our dealers throughout the selling process. The largest independent dealer in the Americas 

2

accounted for approximately 6% of the segment’s revenue in 2015, and the five largest independent dealers 
collectively accounted for approximately 21% of the segment’s revenue in 2015.

In 2015, the Americas segment recorded revenue of $2,180.7, or 71.3% of our consolidated revenue, and as 
of the end of the year had approximately 7,000 employees, of which approximately 4,700 related to manufacturing.

The Americas office furniture industry is highly competitive, with a number of competitors offering similar 
categories of products. The industry competes on a combination of insight, product performance, design, price and 
relationships with customers, architects and designers. Our most significant competitors in the U.S. are Haworth, 
Inc., Herman Miller, Inc., HNI Corporation and Knoll, Inc. Together with Steelcase, domestic revenue from these 
companies represents approximately one-half of the U.S. office furniture industry.

EMEA Segment

Our EMEA segment serves customers in Europe, the Middle East and Africa primarily under the Steelcase 

and Coalesse brands, with an emphasis on freestanding furniture systems, storage and seating solutions. Our 
largest presence is in Western Europe, where we believe we are among the market leaders in Germany, France, 
the United Kingdom and Spain. In 2015, approximately 81% of EMEA revenue was from Western Europe. The 
remaining revenue was from other parts of Europe, the Middle East and Africa. No individual country in the EMEA 
segment represented more than 6% of our consolidated revenue in 2015.

We serve EMEA customers through approximately 400 independent and company-owned dealer locations.  

No single independent dealer in the EMEA segment accounted for more than 3% of the segment’s revenue in 2015. 
The five largest independent dealers collectively accounted for approximately 8% of the segment’s revenue in 2015.  
In certain geographic markets, we sell directly to end-use customers. Our end-use customers tend to be larger 
multinational, regional or local companies spread across a broad range of industries and vertical markets, including 
financial services, higher education, healthcare, government and information technology.

In 2015, our EMEA segment recorded revenue of $595.4, or 19.4% of our consolidated revenue, and as of 
the end of the year had approximately 2,100 employees, of which approximately 1,000 related to manufacturing.

The EMEA office furniture market is highly competitive and fragmented. We compete with many local and 
regional manufacturers in many different markets. In several cases, these competitors focus on specific product 
categories.

Other Category

The Other category includes Asia Pacific, Designtex and PolyVision.

Asia Pacific serves customers in the People’s Republic of China (including Hong Kong), India, Australia, 
Japan and other countries in Southeast Asia, primarily under the Steelcase brand with an emphasis on freestanding 
furniture systems, storage and seating solutions. We sell directly and through approximately 50 independent and 
company-owned dealer locations to end-use customers. Our end-use customers tend to be larger multinational or 
regional companies spread across a broad range of industries and are located in both established and emerging 
markets. Our competition in Asia Pacific is fragmented and includes large global competitors as well as many 
regional and local manufacturers.

Designtex primarily sells textiles and wall covering products specified by architects and designers directly to 

end-use customers through a direct sales force primarily in North America.

PolyVision manufactures ceramic steel surfaces for use in multiple applications but primarily for sale to third-

party fabricators and distributors to create static whiteboards and chalkboards sold in the primary and secondary 
education markets globally.

In 2015, the Other category accounted for $283.6, or 9.3% of our consolidated revenue, and as of the end of 

the year had approximately 1,600 employees, of which approximately 900 related to manufacturing.

Corporate

Corporate expenses include unallocated portions of shared service functions such as information technology, 

human resources, finance, executive, corporate facilities, legal and research.

3

Joint Ventures and Other Equity Investments

We enter into joint ventures and other equity investments from time to time to expand or maintain our 
geographic presence, support our distribution network or invest in new business ventures, complementary products 
or services. As of February 27, 2015, our investment in these unconsolidated joint ventures and other equity 
investments totaled $59.1. Our share of the earnings from joint ventures and other equity investments is recorded in 
Other income (expense), net on the Consolidated Statements of Income.

Customer and Dealer Concentrations

Our largest customer accounted for less than 1% of our consolidated revenue in 2015, and our five largest 

customers collectively accounted for less than 3% of our consolidated revenue. However, these percentages do not 
include revenue from various U.S. federal government agencies.  In 2015, our sales to U.S. federal government 
agencies represented approximately 3% of our consolidated revenue. We do not believe our business is dependent 
on any single or small number of end-use customers, the loss of which would have a material adverse effect on our 
business.

No single independent dealer accounted for more than 4% of our consolidated revenue in 2015. The five 
largest independent dealers collectively accounted for approximately 15% of our consolidated revenue in 2015. We 
do not believe our business is dependent on any single dealer, the loss of which would have a sustained material 
adverse effect upon our business.

Working Capital

Our accounts receivable are from our dealers and direct-sale customers. Payment terms vary by country and 

region. The terms of our Americas segment, and certain markets within the EMEA segment, encourage prompt 
payment from dealers by offering an early settlement discount. Other international markets have, by market 
convention, longer payment terms. We are not aware of any special or unusual practices or conditions related to 
working capital items, including accounts receivable, inventories and accounts payable, which are significant to 
understanding our business or the industry at large.

Backlog

Our products are generally manufactured and shipped within two to six weeks following receipt of an order; 
however, in recent years our mix of large project business has increased and customer-requested shipment dates 
have increasingly extended beyond historical averages. Nevertheless, we do not view the amount of backlog at any 
particular time as a meaningful indicator of longer-term shipments.

Global Manufacturing and Supply Chain

Manufacturing and Logistics

We have manufacturing operations throughout North America (in the United States and Mexico), Europe (in 

France, Germany, Spain and the Czech Republic) and Asia (in China, Malaysia and India). Our global 
manufacturing operations are centralized under a single organization to serve our customers’ needs across multiple 
brands and geographies.

Our manufacturing model is predominately make-to-order with lead times typically ranging from two to six 

weeks. We manufacture our products using lean manufacturing principles, which allow us to maintain efficiencies 
and cost savings by minimizing the amount of inventory on hand. As a result, we largely purchase direct materials 
and components as needed to meet demand. We have evolved our manufacturing and supply chain systems 
significantly over the last fifteen years by implementing continuous one-piece flow, platforming our processes and 
product offerings and developing a global network of integrated suppliers.

These changes to our manufacturing model have reduced the capital needs of our business, inventory levels 
and the footprint of our manufacturing space and have allowed us to improve quality, delivery performance and the 
customer experience. We continue to identify opportunities to improve the fitness of our business and strengthen 
our long-term competitiveness. In 2015, we transferred ownership of a manufacturing facility in Wisches, France, to 
a third party and are in the process of transferring its activities to other Steelcase facilities. We also initiated 
procedures to close a manufacturing facility in High Point, North Carolina and are in the process of transferring its 
activities to other Steelcase facilities. In 2014, we initiated procedures related to the closure of a manufacturing 
facility in Germany and the establishment of a new manufacturing facility in the Czech Republic.

4

In addition to our ongoing focus on enhancing the efficiency of our manufacturing operations, we also seek to 

reduce costs through our global sourcing effort. We have capitalized on the platforming of our product offering and 
are capturing raw material and component cost savings available through lower cost suppliers around the globe. 
This global development of potential sources of supply has enhanced our leverage with domestic supply sources, 
and we have been able to reduce cycle times through improvements with our partners throughout the supply chain.

Our physical distribution system utilizes commercial transport, company-owned and dedicated fleet delivery 

services. We have implemented a network of regional distribution centers to reduce freight costs and improve 
service to our dealers and customers. Some of these distribution centers are located within our manufacturing 
facilities, and we have engaged third-party logistics providers to operate some of these regional distribution centers.

Raw Materials

We source raw materials and components from a significant number of suppliers around the world. Those raw 
materials include steel, petroleum-based products, aluminum, other metals, wood, particleboard and other materials 
and components. To date, we have not experienced any significant difficulties in obtaining these raw materials.

The prices for certain commodities such as steel, petroleum-based products, aluminum, other metals, wood 
and particleboard have fluctuated in recent years due to changes in global supply and demand. Our global supply 
chain team continually evaluates current market conditions, the financial viability of our suppliers and available 
supply options on the basis of cost, quality and reliability of supply.

Research, Design and Development

Our extensive global research — a combination of user observations, feedback sessions and sophisticated 
analysis — has helped us develop social, spatial and informational insights into work effectiveness. We maintain 
collaborative relationships with external world-class innovators, including leading universities, think tanks and 
knowledge leaders, to expand and deepen our understanding of how people work.

Understanding patterns of work enables us to identify and anticipate user needs across the globe. Our design 

teams explore and develop prototypical solutions to address these needs. These solutions vary from furniture, 
architecture and technology solutions to single products or enhancements to existing products and across different 
vertical market applications such as professional services, healthcare and higher education. Organizationally, global 
design leadership directs strategy and project work, which is distributed to design studios around the world and 
sometimes involves external design services.

Our marketing team evaluates product concepts using several criteria, including financial return metrics, and 
chooses which products will be developed and launched. Designers then work closely with engineers and suppliers 
to co-develop products and processes that incorporate innovative user features with efficient manufacturing 
practices. Products are tested for performance, quality and compliance with applicable standards and regulations.

Exclusive of royalty payments, we invested $38.5, $35.9 and $36.0 in research, design and development 

activities in 2015, 2014 and 2013, respectively. We continue to invest approximately one to two percent of our 
revenue in research, design and development each year. Royalties are sometimes paid to external designers of our 
products as the products are sold. These costs are not included in research and development expenses.

Intellectual Property

We generate and hold a significant number of patents in a number of countries in connection with the 
operation of our business. We also hold a number of trademarks that are very important to our identity and 
recognition in the marketplace. We do not believe that any material part of our business is dependent on the 
continued availability of any one or all of our patents or trademarks or that our business would be materially 
adversely affected by the loss of any of such, except the “Steelcase,” “Coalesse,” “Details,” “Designtex,”  
“PolyVision” and “Turnstone” trademarks.

We occasionally enter into license agreements under which we pay a royalty to third parties for the use of 
patented products, designs or process technology. We have established a global network of intellectual property 
licenses with our subsidiaries.

5

Employees

As of February 27, 2015, we had approximately 10,700 employees, of which approximately 6,600 work in 

manufacturing.  Additionally, we had approximately 1,700 temporary workers who primarily work in manufacturing. 
Approximately 100 employees in the U.S. are covered by collective bargaining agreements. Internationally, 2,100 
employees are represented by workers' councils that operate to promote the interests of workers. Management 
promotes positive relations with employees based on empowerment and teamwork.

Environmental Matters

We are subject to a variety of federal, state, local and foreign laws and regulations relating to the discharge of 

materials into the environment, or otherwise relating to the protection of the environment (“Environmental Laws”). 
We believe our operations are in substantial compliance with all Environmental Laws. We do not believe existing 
Environmental Laws and regulations have had or will have any material effects upon our capital expenditures, 
earnings or competitive position.

Under certain Environmental Laws, we could be held liable, without regard to fault, for the costs of 

remediation associated with our existing or historical operations. We could also be held responsible for third-party 
property and personal injury claims or for violations of Environmental Laws relating to contamination. We are a 
party to, or otherwise involved in, proceedings relating to several contaminated properties being investigated and 
remediated under Environmental Laws, including as a potentially responsible party in several Superfund site 
cleanups. Based on our information regarding the nature and volume of wastes allegedly disposed of or released at 
these properties, the total estimated cleanup costs and other financially viable potentially responsible parties, we do 
not believe the costs to us associated with these properties will be material, either individually or in the aggregate. 
We have established reserves that we believe are adequate to cover our anticipated remediation costs. However, 
certain events could cause our actual costs to vary from the established reserves. These events include, but are not 
limited to: a change in governmental regulations or cleanup standards or requirements; undiscovered information 
regarding the nature and volume of wastes allegedly disposed of or released at these properties; and other factors 
increasing the cost of remediation or the loss of other potentially responsible parties that are financially capable of 
contributing toward cleanup costs.

Available Information

We file annual reports, quarterly reports, proxy statements and other documents with the Securities and 

Exchange Commission (“SEC”) under the Securities Exchange Act of 1934 (the “Exchange Act”). The public may 
read and copy any materials we file with the SEC at the SEC’s Public Reference Room at 100 F Street, NE, 
Washington, D.C. 20549. The public may obtain information on the operation of the Public Reference Room by 
calling the SEC at 1-800-SEC-0330. Also, the SEC maintains an Internet website at www.sec.gov that contains 
reports, proxy and information statements and other information regarding issuers, including Steelcase, that file 
electronically with the SEC.

We also make available free of charge through our internet website, www.steelcase.com, our annual reports 
on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and any amendments to these reports, 
as soon as reasonably practicable after we electronically file such reports with or furnish them to the SEC. In 
addition, our Corporate Governance Principles, Code of Ethics, Code of Business Conduct and the charters for the 
Audit, Compensation and Nominating and Corporate Governance Committees are available free of charge through 
our website or by writing to Steelcase Inc., Investor Relations, GH-3E-12, PO Box 1967, Grand Rapids, Michigan 
49501-1967.

We are not including the information contained on our website as a part of, or incorporating it by reference 

into, this Report.

Item 1A.  Risk Factors:

The following risk factors and other information included in this Report should be carefully considered. The 

risks and uncertainties described below are not the only ones we face.  Additional risks and uncertainties that we do 
not know about currently, or that we currently believe are less significant, may also adversely affect our business, 
operating results, cash flows and financial condition.  If any of these risks actually occur, our business, operating 
results, cash flows and financial condition could be materially adversely affected.

6

Our industry is influenced significantly by cyclical macroeconomic factors and secular changes that are 

difficult to predict.

Our revenue is generated predominantly from the office furniture industry, and demand for office furniture is 

influenced heavily by a variety of factors, including macroeconomic factors such as corporate profits, non-residential 
fixed investment, white-collar employment and commercial office construction and vacancy rates. Increasingly, 
advances in technology, the globalization of business, changing workforce demographics and shifts in work styles 
and behaviors are changing the world of work and may have a significant impact on the types of workplace 
products and services purchased by our customers, the level of revenue associated with our offerings and the 
geographic location of the demand.

According to the U.S.-based Business and Institutional Furniture Manufacturers Association and European-

based Centre for Industrial Studies, the U.S. and European office furniture industries have gone through two major 
downturns in recent history. Consumption declined by more than 30% and 20% from calendar year 2000 to 2003, 
and again by over 30% and 23% from 2007 to 2009, in the U.S. and Europe, respectively. While the U.S. office 
furniture industry has been recovering over the past several years, the European industry has remained in 
recession. During these downturns, our revenue declined in similar proportion and our profitability was significantly 
reduced. Although we have made a number of changes to adapt our business model to these cycles, our 
profitability could be impacted in the future by cyclical downturns. In addition, the pace of industry recovery, by 
geography or vertical market, may vary after a cyclical downturn. These macroeconomic factors are difficult to 
predict, and if we are unsuccessful in adapting our business as economic cyclical changes occur, our results may 
be adversely affected.

Our continuing efforts to improve our business model could result in additional restructuring costs, may 

result in customer disruption and may distract management from other activities.

Over the last fifteen years, we have implemented a number of restructuring actions to transform our business 

through the reinvention of our industrial system and white collar processes and have significantly reduced our 
manufacturing footprint. While we believe we have made substantial progress, we continue to evolve and optimize 
our business model to be more flexible and agile in meeting changing demand, and incremental restructuring 
actions may be necessary. We are engaged in a multi-year strategy in EMEA to improve revenue and the fitness of 
our business model, which includes the exit of two manufacturing facilities in France and Germany, the 
establishment of a new manufacturing facility in the Czech Republic and the establishment of a new Learning + 
Innovation Center in Germany.  The success of these initiatives is dependent on several factors, including our ability 
to negotiate with related work councils and manage these actions without disrupting existing customer 
commitments or impacting operating efficiency. Further, these actions may take longer than anticipated, prove more 
costly than expected and may distract management from other activities, and we may not fully realize the expected 
benefits of our restructuring activities, either of which would have a negative impact on our profitability.

Failure to respond to changes in workplace trends and the competitive landscape may adversely affect 

our revenue and profits.

Advances in technology, the globalization of business, changing workforce demographics and shifts in work 
styles and behaviors are changing the world of work and may have a significant impact on the types of workplace 
products and services purchased by our customers, the level of revenue associated with our offerings and the 
geographic location of the demand. For example, in recent years, these trends have resulted in a reduction in the 
amount of office floor space allocated per employee, a reduction in the number, size (and price) of typical 
workstations and an increase in work occurring in more collaborative settings and in a variety of locations beyond 
the traditional office. The confluence of these factors could attract new competitors from outside the traditional office 
furniture industry, such as real estate management service firms, technology-based firms or general construction 
contractors, offering products and services which compete with those offered by us and our dealers. In addition, the 
traditional office furniture industry is highly competitive, with a number of competitors offering similar categories of 
products. We compete on a variety of factors, including: brand recognition and reputation, insight from our research, 
product design and features, price, lead time, delivery and service, product quality, strength of dealers and other 
distributors and relationships with customers and key influencers, such as architects, designers and facility 
managers. If we are unsuccessful in developing and offering solutions which respond to changes in workplace 
trends and generate revenue to offset the impact of reduced numbers, size (and price) of typical workstations, or we 
or our dealers are unsuccessful in competing with existing competitors and new competitive offerings which could 
arise from outside our industry, our revenue and profits may be adversely affected.

7

We may not be able to successfully develop, implement and manage our diversification and growth 

strategies.

Our longer-term success depends on our ability to successfully develop, implement and manage strategies 
that will preserve our position as the world’s largest office furniture manufacturer, as well as expand our offerings 
into adjacent and emerging markets. In particular, our diversification and growth strategies include:

• 

• 

• 

• 

• 

• 

translating our research regarding the world of work into innovative solutions which address market 
needs,

growing our market share with existing customers and new customers,

continuing our expansion into adjacent markets such as healthcare clinical spaces and classrooms, 
libraries and other educational settings and smaller companies,

growing our market share in markets such as China, India, Brazil, central, eastern, and southern Europe, 
Africa and the Middle East,

investing in acquisitions and new business ventures and

developing new alliances and additional channels of distribution.

If these strategies to diversify and increase our revenues are not sufficient, or if we do not execute these 

strategies successfully, our profitability may be adversely affected.

We have been and expect to continue making investments in strategic growth initiatives and new product 

development. If our return on these investments is lower, or develops more slowly, than we anticipate, our 
profitability may be adversely affected.

We may be adversely affected by changes in raw material and commodity costs.

We procure raw materials (including steel, petroleum-based products, aluminum, other metals, wood and 

particleboard) from a significant number of sources globally. These raw materials are not rare or unique to our 
industry. The costs of these commodities, as well as fuel and energy costs, can fluctuate due to changes in global 
supply and demand and larger currency movements, which can also cause supply interruptions. In the short-term, 
rapid increases in raw material and commodity costs can be very difficult to offset with price increases because of 
existing contractual commitments with our customers, and it is difficult to find effective financial instruments to 
hedge against such changes. As a result, our gross margins can be adversely affected by short-term increases in 
these costs. Also, if we are not successful in passing along higher raw material and commodity costs to our 
customers over the longer-term because of competitive pressures, our profitability could be negatively impacted.

Our global presence subjects us to risks that may negatively affect our profitability and financial 

condition.

We have manufacturing facilities, sales locations and offices in many countries, and as a result, we are 

subject to risks associated with doing business globally. Our success depends on our ability to manage the 
complexity associated with designing, developing, manufacturing and selling our solutions in a variety of countries. 
Our global presence is also subject to market risks, which in turn could have an adverse effect on our results of 
operations and financial condition, including:

• 

• 

differing business practices, cultural factors and regulatory requirements,

political, social and economic instability, natural disasters, security concerns, including terrorist activity, 
armed conflict and civil or military unrest, and global health issues, and

• 

intellectual property protection challenges.

Our global footprint makes us vulnerable to currency exchange rate fluctuations and currency controls.

We primarily sell our products in U.S. dollars and euros, but we generate some of our revenues and pay 

some of our expenses in other currencies. Our results are affected by the strength of the currencies in countries 
where we manufacture or purchase goods relative to the strength of the currencies in countries where our products 
are sold.  We use foreign currency derivatives to hedge some of these currency exchange exposures.  There can 
be no assurance that such hedging will be economically effective.  If we are not successful in managing currency 
exchange rate fluctuations, it could have an adverse effect on our results of operations and financial condition.

8

Although we operate globally in multiple currencies, we report our results in U.S. dollars, and thus our 
reported results may be positively or negatively impacted by the strengthening or weakening of the other currencies 
in which we operate against the U.S. dollar.

In addition, we face restrictions in certain countries that limit or prevent the transfer of funds to other countries 

or the exchange of the local currency to other currencies, which could have a negative impact on our profitability. 
We also face risks associated with fluctuations in currency exchange rates that may lead to a decline in the value of 
the funds held in certain jurisdictions.

We are increasingly reliant on a global network of suppliers.

Our migration to a less vertically integrated manufacturing model has increased our dependency on a global 
network of suppliers. We are reliant on the timely flow of raw materials, components and finished goods from third-
party suppliers. The flow of such materials, components and goods may be affected by:

• 

• 

• 

• 

fluctuations in the pricing, availability and quality of raw materials,

the financial solvency of our suppliers and their supply chains,

disruptions caused by labor activities and

damage and loss of production from accidents, natural disasters and other causes.

Any disruptions or fluctuations in the pricing, supply and delivery of raw materials, component parts and 
finished goods or deficiencies in our ability to manage our global network of suppliers could have an adverse impact 
on our business, operating results or financial condition.

We rely largely on a network of independent dealers to market, deliver and install our products, and 
disruptions and increasing consolidations within our dealer network could adversely affect our business.

From time to time, we or a dealer may choose to terminate our relationship, or the dealer could face financial 

insolvency or difficulty in transitioning to new ownership. Our business is influenced by our ability to initiate and 
manage new and existing relationships with independent dealers, and establishing new dealers in a market can 
take considerable time and resources. Disruption of dealer coverage within a specific local market could have an 
adverse impact on our business within the affected market. The loss or termination of a significant number of 
dealers or the inability to establish new dealers could cause difficulties in marketing and distributing our products 
and have an adverse effect on our business, operating results or financial condition. In the event that a dealer in a 
strategic market experiences financial difficulty, we may choose to make financial investments in the dealership, 
which would reduce the risk of disruption but increase our financial exposure.  Alternatively, we may elect to 
purchase and operate dealers in certain markets which also would increase our financial exposure.

Our diversification and growth strategies into adjacent markets, such as healthcare and education, and the 
increasing complexity of our technology and architectural products are driving the need for our dealers to develop 
additional capabilities and invest in additional resources to support such products and markets.  Some of our 
smaller dealers do not have the scale to leverage such investments, and as a result, we have seen and may 
continue to see increased consolidation within our dealer network.  This increased concentration and size of dealers 
could increase our exposure to the risks discussed above.

We may be required to record impairment charges related to goodwill and indefinite-lived intangible 

assets which would adversely affect our results of operations.

We have net goodwill of $107.2 as of February 27, 2015.  Goodwill and other acquired intangible assets with 

indefinite lives are not amortized but are evaluated for impairment annually and whenever an event occurs or 
circumstances change such that it is more likely than not that an impairment may exist. Poor performance in 
portions of our business where we have goodwill or intangible assets, or declines in the market value of our equity, 
may result in impairment charges, which would adversely affect our results of operations.

There may be significant limitations to our utilization of net operating loss carryforwards to offset future 

taxable income.

We have deferred tax asset values related to net operating loss carryforwards (“NOLs”) residing primarily in 

various non-U.S. jurisdictions totaling $83.3, against which valuation allowances totaling $67.3 have been recorded. 
We may be unable to generate sufficient taxable income from future operations in the applicable jurisdictions, or 
implement tax, business or other planning strategies, to fully utilize the recorded value of our NOLs. We have NOLs 

9

in various currencies that are also subject to foreign exchange risk, which could reduce the amount we may 
ultimately realize. Additionally, future changes in tax laws or interpretations of such tax laws may limit our ability to 
fully utilize our NOLs.

Costs related to our participation in a multi-employer pension plan could increase. 

Our subsidiary SC Transport Inc. contributes to the Central States, Southeast and Southwest Areas Pension 

Fund, a multi-employer pension plan, based on obligations arising under a collective bargaining agreement with our 
SC Transport Inc. employees. The plan is not administered by or in any way controlled by us. We have relatively 
little control over the level of contributions we are required to make to the plan, and it is substantially underfunded. 
As a result, contributions are scheduled to increase, and we expect that contributions to the plan may be subject to 
further increases. The amount of any increase or decrease in our required contributions to the multi-employer 
pension plan will depend upon the outcome of collective bargaining, actions taken by trustees who manage the 
plan, governmental regulations, the actual return on assets held in the plan, the continued viability and contributions 
of other employers which contribute to the plan, and the potential payment of a withdrawal liability, among other 
factors. 

Under current law, an employer that withdraws or partially withdraws from a multi-employer pension plan may 
incur a withdrawal liability to the plan, which represents the portion of the plan’s underfunding that is allocable to the 
withdrawing employer under very complex actuarial and allocation rules. We could incur a withdrawal liability if we 
substantially reduce the number of SC Transport Inc. employees.  There were a total of 20 SC Transport Inc. 
employees as of February 27, 2015. The most recent estimate of our potential withdrawal liability is $23.8 as of 
February 27, 2015.

Item 1B.  Unresolved Staff Comments:

None.

Item 2.  Properties:

We have operations at locations throughout the U.S. and around the world. None of our owned properties are 

mortgaged or are held subject to any significant encumbrance. We believe our facilities are in good operating 
condition and, at present, are in excess of that needed to meet volume needs currently and for the foreseeable 
future. Our global headquarters is located in Grand Rapids, Michigan, U.S.A. Our owned and leased principal 
manufacturing and distribution center locations with greater than 100,000 square feet are as follows:

Segment/Category Primarily Supported

Number of Principal
Locations

Owned

Leased

Americas

EMEA

Other

Total

13

5

4

22

5

4

2

11

8

1

2

11

In 2015, we added one leased warehouse in the Americas and added one owned manufacturing facility and 
exited one owned manufacturing facility in EMEA. In 2016, we expect to exit one additional leased manufacturing 
facility in EMEA, as previously announced.

Item 3.  Legal Proceedings:

We are involved in litigation from time to time in the ordinary course of our business. Based on known 
information, we do not believe we are a party to any lawsuit or proceeding that is likely to have a material adverse 
effect on the Company.

Item 4.  Mine Safety Disclosures:

Not applicable.

10

Supplementary Item.    Executive Officers of the Registrant:

Our executive officers are:

Name

Guillaume M. Alvarez

Sara E. Armbruster

Ulrich H. E. Gwinner

James P. Keane

Robert G. Krestakos

Terrence J. Lenhardt

James N. Ludwig

Mark T. Mossing

Gale Moutrey

Lizbeth S. O’Shaughnessy

Eddy F. Schmitt

Allan W. Smith, Jr.

David C. Sylvester

Age
55

44

51

55

53

55

51

57

56

53

43

47

50

Senior Vice President, EMEA

Position

Vice President, Strategy, Research and New Business Innovation

President, Asia Pacific

President and Chief Executive Officer, Director

Vice President, Global Operations

Vice President, Chief Information Officer

Vice President, Global Design and Product Engineering

Corporate Controller and Chief Accounting Officer

Vice President, Communications

Senior Vice President, Chief Administrative Officer, General
Counsel and Secretary

Senior Vice President, Americas

Vice President, Global Marketing

Senior Vice President, Chief Financial Officer

Guillaume M. Alvarez has been Senior Vice President, EMEA since March 2014.  Mr. Alvarez was Senior Vice 

President, Sales, EMEA from October 2011 to March 2014, Vice President, Global Client Collaboration from May 
2010 to October 2011 and Vice President, Global Alliances from May 2008 to May 2010.  Mr. Alvarez has been 
employed by Steelcase since 1984.

Sara E. Armbruster has been Vice President, Strategy, Research and New Business Innovation since 
January 2014. Ms. Armbruster was Vice President, WorkSpace Futures and Corporate Strategy from May 2009 to 
January 2014 and has been employed by Steelcase since 2007.

Ulrich H. E. Gwinner has been President, Asia Pacific since March 2014.  Mr. Gwinner was President, 

Steelcase Asia Pacific from May 2007 to March 2014 and has been employed by Steelcase since 2000.

James P. Keane has been President and Chief Executive Officer since March 2014.  Mr. Keane was 

President and Chief Operating Officer from April 2013 to March 2014, Chief Operating Officer from November 2012 
to April 2013 and President, Steelcase Group from October 2006 to November 2012.  Mr. Keane has been 
employed by Steelcase since 1997.

Robert G. Krestakos has been Vice President, Global Operations since February 2015. Mr. Krestakos was 

Vice President, Chief Information Officer and Operations-Americas from December 2013 to February 2015 and Vice 
President, Chief Information Officer from June 2007 to December 2013. Mr. Krestakos has been employed by 
Steelcase since 1992.

Terrence J. Lenhardt has been Vice President, Chief Information Officer since January 2015. Mr. Lenhardt 

was Vice President, Finance-Americas, EMEA & Asia Pacific from February 2013 to January 2015, Vice President, 
Finance-Steelcase Group Americas & EMEA from February 2011 to February 2013 and Vice President, Finance-
Steelcase North America from February 2005 to February 2011. Mr. Lenhardt has been employed by Steelcase 
since 1994.

James N. Ludwig has been Vice President, Global Design and Product Engineering since March 2014.  Mr. 
Ludwig was Vice President, Global Design from March 2008 to March 2014 and has been employed by Steelcase 
since 1999.

Mark T. Mossing has been Corporate Controller and Chief Accounting Officer since April 2008.  Mr. Mossing 

was Vice President, Corporate Controller from September 1999 to April 2008 and has been employed by Steelcase 
since 1993.

11

Gale Moutrey has been Vice President, Communications since March 2014.  Ms. Moutrey was Vice 
President, Brand Communications from March 2001 to March 2014 and has been employed by Steelcase since 
1984.

Lizbeth S. O’Shaughnessy has been Senior Vice President, Chief Administrative Officer, General Counsel 

and Secretary since June 2014. Ms. O'Shaughnessy was Senior Vice President, Chief Legal Officer and Secretary 
from April 2011 to June 2014 and Vice President, Chief Legal Officer and Secretary from July 2007 to April 2011. 
Ms. O'Shaughnessy has been employed by Steelcase since 1992.

Eddy F. Schmitt has been Senior Vice President, Americas since March 2014.  Mr. Schmitt was Senior Vice 
President, Sales and Distribution, Americas from February 2011 to March 2014 and Vice President, Sales, France 
from June 2006 to February 2011.  Mr. Schmitt has been employed by Steelcase since 2003.

Allan W. Smith, Jr. has been Vice President, Global Marketing since September 2013.  Mr. Smith was Vice 

President, Applications & Product Marketing-Steelcase Brand from January 2011 to September 2013 and General 
Manager, Furniture and Technology from June 2009 to January 2011.  Mr. Smith has been employed by Steelcase 
since 1991.

David C. Sylvester has been Senior Vice President, Chief Financial Officer since April 2011.  Mr. Sylvester 

was Vice President, Chief Financial Officer from October 2006 to April 2011 and has been employed by Steelcase 
since 1995.

12

PART II

Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of 

Equity Securities:

Common Stock

Our Class A Common Stock is listed on the New York Stock Exchange under the symbol “SCS.” Our Class B 

Common Stock is not registered under the Exchange Act or publicly traded. See Note 14 to the consolidated 
financial statements for additional information. As of the close of business on April 13, 2015, we had outstanding 
122,184,406 shares of common stock with 6,600 shareholders of record. Of these amounts, 89,983,993 shares are 
Class A Common Stock with 6,519 shareholders of record and 32,200,413 shares are Class B Common Stock with 
81 shareholders of record.

Class A Common Stock
Per Share Price Range

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

2015
High

Low

2014
High

Low

Dividends

$

$

$

$

17.27 $

13.98 $

17.94 $

18.22 $

14.30 $

15.13 $

15.60 $

12.16 $

15.89 $

16.95 $

13.23 $

13.76 $

18.84

16.33

16.77

13.60

The declaration of dividends is subject to the discretion of our Board of Directors and to compliance with 

applicable laws. Dividends in 2015 and 2014 were declared and paid quarterly. The amount and timing of future 
dividends depends upon our results of operations, financial condition, cash requirements, future business 
prospects, general business conditions and other factors that our Board of Directors may deem relevant at the time.

Our unsecured revolving syndicated credit facility includes a restriction on the aggregate amount of cash 
dividend payments and share repurchases we may make in any fiscal year. As long as our leverage ratio is less 
than 2.50 to 1.00, there is no restriction on cash dividends and share repurchases. If our leverage ratio is between 
2.50 to 1.00 and the maximum permitted under the facility, our ability to fund more than $35.0 in cash dividends and 
share repurchases in aggregate in any fiscal year may be restricted, depending on our liquidity.  As of February 27, 
2015, our leverage ratio was less than 2.50 to 1.00.  See Note 12 to the consolidated financial statements for 
additional information.

2015
2014

Total Dividends Paid

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

Total

$
$

13.6 $
12.5 $

13.0 $
12.6 $

13.0 $
12.5 $

12.9 $
12.6 $

52.5
50.2

Fourth Quarter Share Repurchases

The following is a summary of share repurchase activity during Q4 2015:  

Period

11/29/2014 - 01/02/2015
01/03/2015 - 01/30/2015
01/31/2015 - 02/27/2015
Total

_______________________________________

(a)
Total Number of
Shares 
Purchased

(b)
Average Price
Paid per Share
16.90
17.82
—

809 $
940 $
— $
1,749 (2)

(c)
Total Number of
Shares Purchased as
Part of Publicly
Announced Plans
or Programs (1)

(d)
Approximate Dollar
Value of Shares
that May Yet be
Purchased
Under the Plans
or Programs (1)

— $
— $
— $
—

61.6
61.6
61.6

13

  
 
(1) 

In December 2007, our Board of Directors approved a share repurchase program permitting the repurchase 
of up to $250 of shares of our common stock. This program has no specific expiration date.

(2)  All of these shares were repurchased to satisfy participants’ tax withholding obligations upon the vesting of 

restricted stock unit grants, pursuant to the terms of our Incentive Compensation Plan.

14

Item 6.  Selected Financial Data:

Financial Highlights

February 27,
2015

February 28,
2014

February 22,
2013

February 24,
2012

February 25,
2011

Year Ended

Operating Results:
Revenue

Gross profit

Operating income

Income before income tax expense

Net income

Supplemental Operating Data:
Restructuring costs

Goodwill and intangible asset impairment
charges

Share Data:
Basic earnings per common share

Diluted earnings per common share

Weighted average shares outstanding -
basic

Weighted average shares outstanding -
diluted

Dividends paid per common share

Balance Sheet Data:
Cash and cash equivalents

Short-term investments

Company-owned life insurance ("COLI")

Working capital (1)

Total assets

Total debt

Total liabilities

Total shareholders’ equity

Statement of Cash Flow Data:
Net cash provided by (used in):

Operating activities

Investing activities

Financing activities

________________________

$

3,059.7 $

2,988.9 $

2,868.7 $

2,749.5 $

2,437.1

916.0

144.9

137.0

86.1

945.2

165.9

147.2

87.7

866.0

59.3

54.9

38.8

809.7

97.1

82.0

56.7

717.5

51.5

51.4

20.4

$

(40.6) $

(6.6) $

(34.7) $

(30.5) $

(30.6)

$

$

$

$

—

(12.9)

(59.9)

—

0.69 $

0.68 $

0.70 $

0.69 $

0.30 $

0.30 $

0.43 $

0.43 $

—

0.15

0.15

124.4

126.0

127.4

131.9

132.9

126.0

127.3

129.1

131.9

0.42 $

0.40 $

0.36 $

0.24 $

176.5 $

201.8 $

150.4 $

112.1 $

68.3

159.5

310.2

1,721.8

284.3

1,058.0

663.8

119.5

154.3

351.7

1,726.7

287.0

1,049.6

677.1

100.5

225.8

293.8

1,689.6

289.0

1,021.6

668.0

79.1

227.6

240.2

1,678.9

291.5

992.4

686.5

132.9

0.16

142.2

350.8

223.1

275.5

1,974.4

546.8

1,278.1

696.3

$

84.2 $

178.8 $

187.3 $

101.7 $

72.7

(14.3)

(89.8)

(25.2)

(101.6)

(85.5)

(64.2)

203.2

(334.3)

(254.3)

211.1

(1)  Working capital equals current assets minus current liabilities, as presented in the Consolidated Balance 

Sheets.

15

  
Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations:

The following review of our financial condition and results of operations should be read in conjunction with our 

consolidated financial statements and accompanying notes thereto included elsewhere within this Report. 

Non-GAAP Financial Measures

This item contains certain non-GAAP financial measures. A “non-GAAP financial measure” is defined as a 
numerical measure of a company’s financial performance that excludes or includes amounts so as to be different 
than the most directly comparable measure calculated and presented in accordance with GAAP in the consolidated 
statements of income, balance sheets or statements of cash flows of the company. Pursuant to the requirements of 
Regulation G, we have provided a reconciliation below of non-GAAP financial measures to the most directly 
comparable GAAP financial measure.

The non-GAAP financial measures used are: (1) organic revenue growth (decline), which represents the 

change in revenue over the prior year excluding estimated currency translation effects, the impacts of acquisitions 
and divestitures and an additional week of revenue in 2014; and (2) adjusted operating income (loss), which 
represents operating income (loss) excluding restructuring costs (benefits) and goodwill and intangible asset 
impairment charges. These measures are presented because management uses this information to monitor and 
evaluate financial results and trends. Therefore, management believes this information is also useful for investors.

Financial Summary

Results of Operations

Our reportable segments consist of the Americas segment, the EMEA segment and the Other category. 

Unallocated corporate expenses are reported as Corporate.

Statement of Operations Data—
Consolidated

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

Revenue

Cost of sales

Restructuring costs (benefits)

Gross profit

Operating expenses

Goodwill and intangible asset impairment
charges

Restructuring costs

Operating income

Interest expense
Investment income (loss)
Other income (expense), net

Income before income tax expense

Income tax expense

Net income

Earnings per share:

Basic

Diluted

$ 3,059.7
2,106.2

37.5

916.0

768.0

—

3.1
144.9
(17.7)
1.4
8.4
137.0

50.9

86.1

0.69

0.68

$

$

$

100.0% $ 2,988.9

100.0% $ 2,868.7

100.0%

68.8

1.2

30.0

25.1

—

0.1

4.8
(0.6)
—
0.3

4.5

1.7

2.8% $

2,046.5

(2.8)

945.2

757.0

12.9

9.4

165.9
(17.8)
(0.3)
(0.6)

147.2

59.5

87.7

$

$

0.70

0.69

68.5

(0.1)

31.6

25.3

0.4

0.3

5.6
(0.6)
—
—

5.0

2.0

3.0% $

$

$

1,987.8

14.9

866.0

727.0

59.9

19.8

59.3
(17.8)
3.7
9.7

54.9

16.1

38.8

0.30

0.30

69.3

0.5

30.2

25.3

2.1

0.7

2.1
(0.6)
0.1
0.3

1.9

0.5

1.4%

16

Organic Revenue Growth—Consolidated

Prior year revenue
Divestitures
Impact of additional week *
Currency translation effects **
   Prior year revenue, adjusted
Current year revenue
Acquisitions
Impact of additional week *
   Current year revenue, adjusted
Organic growth $
Organic growth %

________________________

Year Ended

February 27,
2015
$ 2,988.9
(1.5)
(42.0)
(26.7)
2,918.7
3,059.7
—
—
3,059.7
141.0

$

February 28,
2014
$ 2,868.7
(6.3)
—
7.4
2,869.8
2,988.9
(11.4)
(42.0)
2,935.5
65.7

$

5%

2%

* 2014 included 53 weeks of revenue in the Americas and Other category.  EMEA always ends its fiscal year on the 
last day of February, so the comparison to the prior year is generally consistent.

** Currency translation effects represent the net effect of translating prior year foreign currency revenues using the 
average exchange rate on a quarterly basis during the current year.

Adjusted Operating Income —
Consolidated

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

Operating income

$

144.9

4.8% $

165.9

5.6% $

59.3

Add: goodwill and intangible asset
impairment charges

Add: restructuring costs

Adjusted operating income

Overview

—

40.6

—

1.3

12.9

6.6

0.4

0.2

59.9

34.7

$

185.5

6.1% $

185.4

6.2% $

153.9

2.1%

2.1

1.2

5.4%

During 2015, organic revenue growth was 5% compared to the prior year, which represented the fifth 

consecutive year of organic growth. This growth is generally consistent with or better than global trends in our 
industry and was driven in part by increased project business, which has produced variability in order patterns and 
the timing of shipments. We realized organic revenue growth of 3% in the Americas, 8% in EMEA and 10% in the 
Other category.  We expect to continue to see modest growth over the near future for our industry in the Americas 
as companies continue to modernize their work environments, but the outlook for our industry in EMEA remains 
variable by market and less optimistic.  The organic revenue growth in the Other category during 2015 was primarily 
driven by PolyVision.

Our consolidated adjusted operating income margin was 6.1% in 2015, compared to 6.2% in 2014 and 5.4% 

in 2013. Operating performance remained strong in the Americas segment with an adjusted operating income 
margin of 11.4% in 2015.  Our EMEA segment reported an increase in adjusted operating losses in 2015 primarily 
due to higher disruption costs and inefficiencies associated with manufacturing footprint changes, as further 
described below.  The Other category maintained a consistent adjusted operating income margin in 2015, as 
improvements at PolyVision and Designtex were offset by a decline in Asia Pacific.

In 2015, we made significant progress on improving our operating fitness and global competitiveness in our 

EMEA segment.  This included the implementation of restructuring actions related to the closure of a manufacturing 
facility in Durlangen, Germany, the establishment of a new facility in the Czech Republic and the transfer of the 
activities of our facility in Wisches, France to a third party before eventually moving related production to other 
Steelcase facilities.  In addition, in Q1 2016 we announced a project to establish a Learning + Innovation Center in 
Munich, Germany.

17

2015 compared to 2014

We recorded net income of $86.1 in 2015 compared to net income of $87.7 in 2014.  Overall, 2015 adjusted 

operating income of $185.5 represented a slight improvement compared to the prior year.  A lower effective tax rate 
and lower non-operating charges largely offset higher restructuring costs in 2015.  

Operating income of $144.9 in 2015 compared to operating income of $165.9 in 2014.  The small 

improvement in adjusted operating income was driven by benefits of organic revenue growth and improved pricing 
(net of inflation) in the Americas being offset by increased disruption costs and inefficiencies associated with our 
manufacturing footprint changes in EMEA and higher operating expenses after taking into consideration the extra 
week in the prior year and favorable currency translation effects. 

Revenue for 2015 was $3,059.7 compared to $2,988.9 for 2014, representing organic revenue growth of 5%. 

We realized organic growth of 3% in the Americas segment, 8% in the EMEA segment and 10% in the Other 
category.  Revenue continued to include a higher mix of project business.

Cost of sales increased to 68.8% of revenue in 2015, a 30 basis point increase compared to 2014.  The 
increase was driven primarily by higher disruption costs and inefficiencies in EMEA and higher overhead, warranty, 
and freight and distribution costs in the Americas, but this increase was largely offset by operating leverage from the 
revenue growth across our segments and improved pricing (net of inflation) and benefits of on-going cost reduction 
efforts in the Americas.  Disruption costs and inefficiencies include labor premiums paid to employees during 
transition periods and labor inefficiencies caused by work stoppages or slowdowns resulting from restructuring 
activities. They also include incremental logistics costs caused by split shipments (linked to labor inefficiencies) and 
interim supply chains during production moves. Lastly, these costs include duplicate labor and overhead at the new 
Czech Republic facility and other plants impacted by production moves.  We believe these costs are temporary and 
will be eliminated once the manufacturing changes in EMEA are complete and the industrial model returns to 
normal levels of operating efficiency.

Operating expenses of $768.0 increased by $11.0 in 2015 compared to 2014 but decreased 20 basis points 

as a percentage of sales.  The year-over-year comparison included the following:

• 

• 

• 

• 

• 

• 

• 

approximately $10.3 of costs associated with an extra week in the prior year,

favorable foreign currency translation effects of $4.7,

a reduction of $2.0 in environmental charges,

a reduction of $0.9 related to divestitures,

higher variable compensation expense of $8.6,

higher costs associated with a dealer accounts receivable reserve of $4.0, and

other costs of $16.3 primarily related to increased spending on sales staff, marketing and product 
development initiatives in the Americas, higher tax consulting and a biennial sales and dealer conference.

There were no goodwill and intangible asset impairment charges in 2015. Goodwill and intangible asset 
impairment charges of $12.9 were recorded in 2014 and related to Asia Pacific within the Other category. See 
further details on these items in Note 10 to the consolidated financial statements.

We recorded net restructuring costs of $40.6 in 2015 compared to $6.6 in 2014. The 2015 net charges 

included the following:

• 

• 

• 

severance and business exit costs of $50.6 primarily associated with manufacturing footprint changes in 
EMEA,

a gain of $12.0 related to the sale of an idle facility in the Americas segment exited in connection with 
previously announced restructuring actions, and

severance and business exit costs of $2.0 primarily associated with a plant closure in the Americas 
segment.

See further discussion and detail of these items in the Business Segment Disclosure analysis below and in 

Note 19 to the consolidated financial statements.

Our 2015 effective tax rate was 37.2%, which is higher than the U.S. federal statutory tax rate of 35%. The 

higher tax rate is being driven by the losses in EMEA, which resulted in deferred tax assets in various jurisdictions 

18

for which full valuation allowances have been recorded, partially offset by net discrete tax benefits primarily related 
to tax credits in the Czech Republic associated with the investment in a new manufacturing facility in that country.

In Q4 2015, we implemented changes in EMEA to align our tax structure with the management of our globally 

integrated business.  Our U.S. parent company became the principal in a contract manufacturing model with our 
Steelcase European subsidiaries.  We believe that this new model will generate taxable income for our Steelcase 
European subsidiaries and potentially allow for utilization of net operating loss carryforwards which currently reflect 
valuation allowances. See further discussion in Note 15 to the consolidated financial statements.

2014 compared to 2013

We recorded net income of $87.7 in 2014 compared to net income of $38.8 in 2013. The increase in 2014 

was driven in large part by improved operating results.  The increase was also a result of year-over-year declines in 
goodwill and other intangible asset impairment charges and restructuring costs, partially offset by higher non-
operating charges and a higher effective tax rate in 2014. 

Operating income grew to $165.9 in 2014 compared to $59.3 in 2013. The 2014 adjusted operating income of 

$185.4 represented an increase of $31.5 compared to the prior year.  The improvement was driven by strength in 
the Americas, partially offset by higher adjusted operating losses in EMEA and lower adjusted operating income in 
the Other category. 

Revenue for 2014 was $2,988.9 compared to $2,868.7 for 2013, representing organic revenue growth of 2%. 
We realized organic growth of 5% in the Americas segment and 2% in the Other category while the EMEA segment 
experienced an organic decline of 8%.  Revenue continued to include a higher mix of project business from some of 
our largest corporate customers.

Cost of sales decreased to 68.5% of revenue in 2014, an 80 basis point improvement compared to 2013.  

The improvement was primarily driven by benefits associated with organic revenue growth, net pricing adjustments 
and various other cost reductions in the Americas, partially offset by costs associated with the changes to the EMEA 
manufacturing footprint and higher competitive discounting in EMEA and Asia Pacific.

Operating expenses of $757.0 increased by $30.0 in 2014 compared to 2013 but remained flat as a 

percentage of sales.  The year-over-year comparison included the following:

• 

• 

• 

• 

• 

• 

unfavorable foreign currency translation effects of $3.0,

costs of $3.7 related to acquisitions, net of a divestiture,

approximately $10.3 of costs related to the additional week,

higher variable compensation expense of $2.9,

a reduction of $1.6 in environmental charges, and

other costs of $11.7 related to increased spending on marketing, product development and other 
initiatives in the Americas, net of benefits from restructuring activities and other cost reduction efforts in 
EMEA.

Goodwill and intangible asset impairment charges in 2014 totaled $12.9 and related to Asia Pacific within the 

Other category. Goodwill impairment charges in 2013 totaled $59.9 and related to the EMEA segment and 
Designtex within the Other category.  See further details on these items in Note 10 to the consolidated financial 
statements.

We recorded net restructuring costs of $6.6 in 2014 compared to $34.7 in 2013. The 2014 net charges 

included the following:

• 

• 

• 

severance and business exit costs of $7.9 associated with actions in the EMEA segment,

a gain of $4.5 related to the sale of an idle facility in the EMEA segment exited in connection with 
previously announced restructuring actions and

business exit costs of $0.9 associated with the completion of the integration of PolyVision's global 
technology business into the Steelcase Education Solutions group.

See further discussion and detail of these items in the Business Segment Disclosure analysis below and in 

Note 19 to the consolidated financial statements.

19

Our 2014 effective tax rate was 40.4%, which is higher than the U.S. federal statutory tax rate of 35%. The 

higher tax rate was driven by the losses in EMEA, for which no tax benefit has been recognized due to the 
recording of full valuation allowances.  Income taxes also reflect unfavorable adjustments to valuation allowances 
associated with deferred tax assets, including tax loss carryforwards (primarily in EMEA) and the non-deductible 
nature of the goodwill impairment charges in Asia Pacific, largely offset by an $8.5 benefit associated with a tax 
strategy in Asia Pacific.  See Note 15 to the consolidated financial statements for additional information.

Interest Expense, Investment Income (Loss) and Other Income (Expense), Net

Interest Expense, Investment Income (Loss) and Other Income (Expense), Net

Interest expense

Investment income (loss)

Other income (expense), net:

Equity in income of unconsolidated ventures

Foreign exchange gain (loss)

Miscellaneous, net

Total other income (expense), net

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

(17.7) $

(17.8) $

(17.8)

1.4

(0.3)

3.7

15.2

(5.0)

(1.8)
8.4

10.2

(5.0)

(5.8)
(0.6)

9.4

1.2

(0.9)
9.7

Total interest expense, investment income (loss) and other income
(expense), net

$

(7.9) $

(18.7) $

(4.4)

A charge to miscellaneous other expense of $6.0 was recorded in 2014 related to a minority equity 

investment.

Business Segment Disclosure

See Note 18 to the consolidated financial statements for additional information regarding our business 

segments.

Americas

The Americas segment serves customers in the U.S., Canada, the Caribbean Islands and Latin America with 

a portfolio of integrated architecture, furniture and technology products marketed to corporate, government, 
healthcare, education and retail customers through the Steelcase, Coalesse, Details and Turnstone brands.

Statement of Operations Data—
Americas

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

100.0% $ 2,154.4

100.0% $ 2,015.1

100.0%

Revenue

Cost of sales

Restructuring costs (benefits)

Gross profit

Operating expenses

Goodwill and intangible asset
impairment charges

Restructuring costs

Operating income

$ 2,180.7
1,449.3
(10.0)
741.4

481.5

—

—

66.5

(0.5)

34.0

22.1

—

—

1,438.2

0.7

715.5

467.1

—

1.0

66.8

—

33.2

21.7

—

0.1

1,384.4

13.9

616.8

433.8

—

14.7

68.7

0.7

30.6

21.5

—

0.7

8.4%

$

259.9

11.9% $

247.4

11.4% $

168.3

20

 
 
Organic Revenue Growth—Americas

Prior year revenue

Divestitures

Impact of additional week *

Currency translation effects **

   Prior year revenue, adjusted

Current year revenue

Acquisitions

Impact of additional week *

   Current year revenue, adjusted

Organic growth $

Organic growth %

________________________

* 2014 included 53 weeks of revenue.

Year Ended

February 27,
2015
$ 2,154.4

February 28,
2014
$ 2,015.1

—

(36.2)

(10.3)

2,107.9

2,180.7

—

—

—

—

(6.3)

2,008.8

2,154.4

—

(36.2)

2,180.7

2,118.2

$

72.8

$

109.4

3%

5%

** Currency translation effects represent the net effect of translating prior year foreign currency revenues using the 
average exchange rate on a quarterly basis during the current year.

Adjusted Operating Income—Americas

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

Operating income

$

259.9

11.9% $

247.4

11.4% $

168.3

Add: goodwill and intangible asset
impairment charges

Add: restructuring costs (benefits)

Adjusted operating income

2015 compared to 2014 

—
(10.0)
249.9

$

—

(0.5)

—

1.7

—

0.1

—

28.6

11.4% $

249.1

11.5% $

196.9

8.4%

—

1.4

9.8%

Operating income in the Americas grew to $259.9 in 2015, compared to $247.4 in 2014. Adjusted operating 

income in 2015 grew to $249.9 from $249.1 in 2014, an increase of $0.8 or 0.3%. The improvement was due to 
benefits associated with the organic revenue growth, improved pricing (net of inflation) and manufacturing cost 
reduction efforts, partially offset by higher operating expenses.

The Americas revenue represented 71.3% of consolidated revenue in 2015. Revenue for 2015 was $2,180.7 
compared to $2,154.4 in 2014, an increase of $26.3 or 1.2%. After adjusting for currency translation effects and the 
impact of an additional week in 2014, organic revenue growth was $72.8 or 3%. Organic revenue growth in 2015 is 
categorized as follows:

•  Product categories — Five out of seven product categories grew in 2015, led by Furniture and Coalesse. 

Architectural Solutions and Turnstone also improved by achieving double digit percentage growth. 
Technology and Health declined compared to the prior year.

•  Vertical markets — Energy, Technical and Professional, Information Technology and Insurance 

experienced strong growth rates, while Federal Government declined.

•  Geographic regions — All regions showed growth over 2014, led by the West Business Group.

•  Contract type — The strongest growth came from project sales, while continuing business grew modestly 

and marketing programs declined year-over-year. 

Cost of sales improved to 66.5% of revenue in 2015 compared to 66.8% of revenue in 2014.  The 
improvement was largely driven by improved pricing (net of inflation) and continued cost reduction efforts, offset 
partially by higher warranty and freight and distribution costs.

21

Operating expenses increased by $14.4 in 2015 compared to 2014, which included expenses associated with 

an extra week.  Adjusted for the impact of the additional week, operating expenses increased primarily due to 
increased spending on sales staff, marketing and product development initiatives, higher variable compensation 
and an increase in the allowance for doubtful accounts.  Operating expenses increased modestly as a percentage 
of sales to 22.1% in 2015 from 21.7% in 2014.

A net restructuring gain of $10.0 recognized in 2015 primarily related to proceeds received from the sale of an 

idle manufacturing facility exited as part of previously announced restructuring actions, partially offset by costs 
related to the closure of a manufacturing facility in High Point, North Carolina.

2014 compared to 2013 

Operating income in the Americas grew to $247.4 in 2014, compared to $168.3 in 2013. Adjusted operating 
income in 2014 grew to $249.1 from $196.9 in 2013, an increase of $52.2 or 26.5%. The improvement was driven 
by organic revenue growth, improved customer mix, various cost reduction efforts in manufacturing and logistics 
and benefits from pricing adjustments and previous restructuring actions, offset in part by increased spending on 
marketing, product development and other initiatives and the impact of a higher mix of lower margin project 
business. 

The Americas revenue represented 72.1% of consolidated revenue in 2014. Revenue for 2014 was $2,154.4 

compared to $2,015.1 in 2013, an increase of $139.3 or 6.9%. After adjusting for currency translation effects and 
the impact of an additional week, organic revenue growth was $109.4 or 5%. Revenue growth in 2014 is 
categorized as follows:

•  Product categories — Seven out of nine product categories grew in 2014, led by Architectural Solutions, 

Details and Turnstone.  The Wood and Nurture categories declined compared to the prior year.

•  Vertical markets — Information Technology, Insurance, Technical and Professional and Education 

experienced strong growth rates, while Energy, Federal Government and Financial Services declined.

•  Geographic regions — All regions showed growth over 2013, led by the East Business Group.

•  Contract type — The strongest growth came from project sales, while continuing business grew modestly 

and marketing programs declined year-over-year. 

Cost of sales improved to 66.8% of revenue in 2014 compared to 68.7% of revenue in 2013.  The 

improvement was largely driven by the benefits of organic revenue growth, improved customer mix, various cost 
reduction efforts in manufacturing and logistics and benefits from pricing adjustments and previous restructuring 
actions.

Operating expenses increased by $33.3 in 2014 compared to 2013 primarily due to higher spending on 

marketing, product development and other initiatives and the impact of the additional week.  Operating expenses 
increased slightly as a percentage of sales to 21.7% in 2014 from 21.5% in 2013.

Restructuring costs of $1.7 incurred in 2014 were primarily related to the completion of the integration of 

PolyVision's global technology business into Steelcase Education.

EMEA

The EMEA segment serves customers in Europe, the Middle East and Africa primarily under the Steelcase 

and Coalesse brands, with an emphasis on freestanding furniture systems, seating and storage solutions.

22

Statement of Operations Data—EMEA

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

Revenue

Cost of sales

Restructuring costs (benefits)

Gross profit

Operating expenses

Goodwill and intangible asset impairment
charges

Restructuring costs

Operating loss

$

595.4

100.0 % $

566.9

100.0 % $

594.8

100.0 %

465.2

47.5

82.7

162.4

—

3.1
(82.8)

$

78.1

8.0

13.9

27.3

—

0.5

429.5

(3.6)

141.0

164.2

—

8.2

75.8

(0.6)

24.8

29.0

—

1.4

434.0

1.0

159.8

171.6

35.1

4.0

73.0

0.2

26.8

28.8

5.9

0.7

(13.9)% $

(31.4)

(5.6)% $

(50.9)

(8.6)%

Year Ended

Organic Revenue Growth (Decline)—EMEA

Prior year revenue
Divestitures
Impact of additional week *
Currency translation effects **
   Prior year revenue, adjusted
Current year revenue
Acquisitions
Impact of additional week *
   Current year revenue, adjusted
Organic growth (decline) $
Organic growth (decline) %

________________________

$

$

February 27,
2015
566.9
(1.5)
—
(13.5)
551.9
595.4
—
—
595.4
43.5

February 28,
2014
594.8
(6.3)
—
15.9
604.4
566.9
(11.4)
—
555.5
(48.9)

$

$

8%

(8)%

*EMEA always ends its fiscal year on the last day of February, so the comparison to the prior year is generally 
consistent.

** Currency translation effects represent the net effect of translating prior year foreign currency revenues using the 
average exchange rate on a quarterly basis during the current year.

Adjusted Operating Loss—EMEA

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

Operating loss

$

(82.8)

(13.9)% $

(31.4)

(5.6)% $

(50.9)

(8.6)%

Add: goodwill and intangible asset
impairment charges

Add: restructuring costs

Adjusted operating loss

2015 compared to 2014 

—

50.6
(32.2)

$

—

8.5

—

4.6

—

0.8

35.1

5.0

5.9

0.9

(5.4)% $

(26.8)

(4.8)% $

(10.8)

(1.8)%

EMEA reported an operating loss of $82.8 in 2015 compared to an operating loss of $31.4 in 2014.  The 
adjusted operating loss of $32.2 in 2015 represented an increase of $5.4 compared to 2014. Overall, the increased 
loss was primarily driven by higher disruption costs and inefficiencies associated with the manufacturing footprint 
changes, partially offset by organic revenue growth.

EMEA revenue represented 19.4% of consolidated revenue in 2015. Revenue for 2015 was $595.4 compared 

to $566.9 in 2014.  Organic revenue growth was 8% after adjusting for currency translation effects and a small 

23

divestiture.  During 2015, growth in project business in France, Iberia and the United Kingdom was partially offset 
by a decline in Germany partially due to customer disruption associated with the manufacturing footprint changes.

Cost of sales increased to 78.1% of revenue in 2015, a 230 basis point deterioration compared to 2014. The 

deterioration was driven by higher disruption costs and inefficiencies associated with manufacturing footprint 
changes, offset in part by operating leverage associated with organic revenue growth.

Operating expenses decreased by $1.8 in 2015 primarily due to favorable foreign currency translation effects.  

Operating expenses as a percentage of sales decreased to 27.3% in 2015 from 29.0% in 2014.

Net restructuring costs of $50.6 incurred in 2015 were primarily associated with the transfer of the assets and 
activities of the Wisches, France manufacturing facility to a third party, which included a $27.3 facilitation payment, 
and costs related to the closure of a manufacturing facility in Durlangen, Germany.

2014 compared to 2013 

EMEA reported an operating loss of $31.4 in 2014 compared to an operating loss of $50.9 in 2013.  The 2013 

operating loss included goodwill impairment charges of $35.1.  The adjusted operating loss of $26.8 in 2014 
represented an increase of $16.0 compared to 2013. Overall, the increased loss was primarily driven by the organic 
revenue decline (including higher levels of competitive discounting) and disruption costs associated with the 
changes in the EMEA manufacturing footprint, offset in part by benefits from restructuring activities and other cost 
reduction efforts.

EMEA revenue represented 19.0% of consolidated revenue in 2014. Revenue for 2014 was $566.9 compared 

to $594.8 in 2013.  Organic revenue declined 8% after adjusting for currency translation effects and acquisitions, 
net of a divestiture.  During 2014, growth in the export markets of the central, eastern and southern parts of Europe 
(as a group) was more than offset by declines across Western Europe, most notably France and Germany.

Cost of sales increased to 75.8% of revenue in 2014, a 280 basis point deterioration compared to 2013. The 

deterioration was driven by lower absorption of fixed costs associated with the organic revenue decline (including 
higher levels of competitive discounting), disruption costs associated with the changes in the EMEA manufacturing 
footprint and various inefficiencies in manufacturing and logistics.

Operating expenses decreased by $7.4 in 2014 as $4.1 of additional operating expenses related to 

acquisitions, net of a divestiture, and unfavorable currency translation effects were more than offset by the benefits 
from recent restructuring activities and other cost reduction efforts.  Operating expenses as a percentage of sales 
rose slightly to 29.0% in 2014 from 28.8% in 2013.

Net restructuring costs of $4.6 incurred in 2014 were primarily associated with the reorganization of the sales, 

marketing and support functions in France, partially offset by a gain on the sale of a facility in connection with 
previously announced restructuring actions.

Other

The Other category includes Asia Pacific, Designtex and PolyVision.  Asia Pacific serves customers in Asia 

and Australia primarily under the Steelcase brand with an emphasis on freestanding furniture systems, storage and 
seating solutions. Designtex designs and sells surface materials including textiles and wall coverings which are 
specified by architects and designers directly to end-use customers primarily in North America. PolyVision 
manufactures ceramic steel surfaces for use in multiple applications but primarily for sale to third-party fabricators 
and distributors to create static whiteboards and chalkboards sold in the primary and secondary education markets 
globally. 

24

Statement of Operations Data—Other

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

Revenue

Cost of sales

Restructuring costs

Gross profit

Operating expenses

Goodwill and intangible asset impairment
charges

Restructuring costs

Operating income (loss)

$

283.6

100.0% $

267.6

100.0 % $

258.8

100.0 %

191.7

—

91.9

87.1

—

—

4.8

$

67.6

—

32.4

30.7

—

—

178.8

0.1

88.7

84.3

12.9

0.2

66.8

—

33.2

31.5

4.8

0.1

169.4

—

89.4

83.6

24.8

1.1

65.5

—

34.5

32.3

9.6

0.4

1.7% $

(8.7)

(3.2)% $

(20.1)

(7.8)%

Organic Revenue Growth—Other

Prior year revenue

Divestitures

Impact of additional week *

Currency translation effects **

   Prior year revenue, adjusted

Current year revenue

Acquisitions

Impact of additional week *

   Current year revenue, adjusted

Organic growth $

Organic growth %

________________________

* 2014 included 53 weeks of revenue.

Year Ended

February 27,
2015
267.6

$

February 28,
2014
258.8

$

—

(5.8)

(2.9)

258.9

283.6

—

—

283.6

$

24.7

$

—

—

(2.2)

256.6

267.6

—

(5.8)

261.8

5.2

10%

2%

** Currency translation effects represent the net effect of translating prior year foreign currency revenues using the 
average exchange rate on a quarterly basis during the current year.

Adjusted Operating Income—Other

Operating income (loss)

Add: goodwill and intangible asset
impairment charges

Add: restructuring costs

Adjusted operating income

2015 compared to 2014 

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

$

$

4.8

—

—

4.8

1.7% $

(8.7)

(3.2)% $

(20.1)

(7.8)%

—

—

1.7% $

12.9

0.3

4.5

4.8

0.1

1.7 % $

24.8

1.1

5.8

9.6

0.4

2.2 %

The Other category reported operating income of $4.8 in 2015 compared to an operating loss of $8.7 in 2014.  

The 2014 results included goodwill and intangible asset impairment charges of $12.9.  Adjusted operating income 
increased by $0.3 driven by a higher adjusted operating income at PolyVision and Designtex, partially offset by 
higher adjusted operating losses in Asia Pacific.

25

 
Revenue of $283.6 in 2015 increased by $16.0 compared to revenue of $267.6 in 2014. Excluding the impact 

of the additional week in 2014 and currency translation effects, organic revenue growth was $24.7 or 10%.  
PolyVision was the largest contributor to the growth, and Designtex and Asia Pacific also grew in 2015.

Cost of sales increased to 67.6% of revenue in 2015, a 80 basis point deterioration compared to 2014.  The 
erosion in 2015 was primarily driven by higher cost of sales in Asia Pacific due to business mix shifts, competitive 
pricing pressures and higher overhead costs linked to the opening of a new facility in India, partially offset by better 
absorption of fixed costs associated with the revenue growth at PolyVision.

Operating expenses increased by $2.8 to $87.1 in 2015 compared to $84.3 in 2014. The increase was 

primarily driven by sales and marketing investments at Designtex. Operating expenses as a percentage of sales 
decreased in both 2015 and 2014.

2014 compared to 2013 

The Other category reported an operating loss of $8.7 in 2014 compared to an operating loss of $20.1 in 
2013. The 2014 results included goodwill and intangible asset impairment charges of $12.9, compared to a goodwill 
impairment charge of $24.8 in 2013.  Adjusted operating income decreased by $1.3 primarily driven by a higher 
operating loss in Asia Pacific and lower operating income at Designtex, partially offset by higher operating income 
at PolyVision. 

Revenue of $267.6 in 2014 increased by $8.8 compared to revenue of $258.8 in 2013. Excluding currency 

translation effects and the approximate impact of the additional week, organic revenue grew $5.2 or 2%, driven by 
PolyVision.

Cost of sales increased to 66.8% of revenue in 2014, a 130 basis point deterioration compared to 2013.  The 

erosion in 2014 was primarily driven by higher competitive discounting in Asia Pacific.

Operating expenses increased by $0.7 to $84.3 in 2014 compared to $83.6 in 2013. The increase was 
primarily driven by sales and marketing investments at Designtex, partially offset by cost reduction efforts in Asia 
Pacific.

Corporate

Corporate expenses include unallocated portions of shared service functions such as information technology, 

human resources, finance, executive, corporate facilities, legal and research. 

Operating expenses

Statement of Operations Data—Corporate

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

37.0 $

41.4 $

38.0

The decrease of $4.4 in 2015 was primarily due to lower environmental remediation costs and higher income 

associated with COLI.  Operating expenses in 2014 increased by $3.4 compared to 2013 primarily due to higher 
earnings associated with deferred compensation and higher variable compensation expense.

Liquidity and Capital Resources

Liquidity

Based on current business conditions, we target maintaining a range of $75 to $150 in cash and cash 

equivalents and short-term investments to fund day-to-day operations, including seasonal disbursements, 
particularly the annual payment of accrued variable compensation and retirement plan contributions in Q1 of each 
fiscal year.  In addition, we may carry additional liquidity for potential investments in strategic initiatives and as a 
cushion against economic volatility.

26

Liquidity Sources

Cash and cash equivalents

Short-term investments

Company-owned life insurance

Availability under credit facilities

Total liquidity

February 27,
2015

February 28,
2014

$

176.5 $

68.3

159.5

154.7

$

559.0 $

201.8

119.5

154.3

163.6

639.2

As of February 27, 2015, we held a total of $244.8 in cash and cash equivalents and short-term investments. 
The majority of our short-term investments are located in the U.S. Of our total $176.5 in cash and cash equivalents, 
64% was located in the U.S. and the remaining 36%, or $64.1, was located outside of the U.S., primarily in France, 
Mexico, China, Canada and Hong Kong. The amounts located outside the U.S. would be taxable if repatriated to 
the U.S., but we do not anticipate repatriating such amounts or needing them for operations in the U.S.  Such 
amounts are considered available to repay intercompany debt, available to meet local working capital requirements 
or permanently reinvested in foreign subsidiaries.

The majority of our short-term investments are maintained in a managed investment portfolio, which primarily 

consists of corporate debt securities and U.S. agency debt securities.

Our investments in COLI policies are intended to be utilized as a long-term funding source for long-term 
benefit obligations.  However, COLI can be used as a source of liquidity if needed. We believe the financial strength 
of the issuing insurance companies associated with our COLI policies is sufficient to meet their obligations. COLI 
investments are recorded at their net cash surrender value.  See Note 9 to the consolidated financial statements for 
more information.

Availability under credit facilities may be reduced by the use of cash and cash equivalents and short-term 

investments for purposes other than the repayment of debt as a result of constraints related to our maximum 
leverage ratio covenant. See Liquidity Facilities for more information.

The following table summarizes our consolidated statements of cash flows:

Net cash flow provided by (used in):

Cash Flow Data

Operating activities

Investing activities

Financing activities

Effect of exchange rate changes on cash and cash equivalents

Net increase (decrease) in cash and cash equivalents

Cash and cash equivalents, beginning of period

Cash and cash equivalents, end of period

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

84.2 $

178.8 $

187.3

(14.3)

(89.8)

(5.4)

(25.3)

201.8

(25.2)

(101.6)

(0.6)

51.4

150.4

$

176.5 $

201.8 $

(85.5)

(64.2)

0.7

38.3

112.1

150.4

27

Cash provided by operating activities 

Cash Flow Data—Operating Activities

Net income

Depreciation and amortization

Goodwill and intangible asset impairment charges

Deferred income taxes

Non-cash restructuring costs

Non-cash stock compensation

Equity in income of unconsolidated affiliates

Dividends received from unconsolidated affiliates

Other

Changes in accounts receivable, inventories and accounts payable

Changes in employee compensation liabilities

Changes in other operating assets and liabilities
Net cash provided by operating activities

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

86.1 $

87.7 $

59.9

—

0.4

11.6

18.4

(15.2)

10.7

(5.6)

(58.3)

(11.3)

60.0

12.9

14.1

6.6

16.8

(10.2)

6.2

2.1

(16.1)

5.5

38.8

58.3

59.9

(3.0)

34.7

9.6

(9.4)

5.4

3.6

(7.3)

5.8

(12.5)
84.2 $

(6.8)
178.8 $

(9.1)
187.3

$

The decrease in cash provided by operating activities in 2015 compared to 2014 was due to an increase in 

the use of working capital to fund strong organic growth in Q4 2015 compared to modest growth in Q4 2014, 
increased payments associated with restructuring activities in EMEA, lower utilization of foreign tax credit 
carryforwards in the U.S. and the timing of employee payroll liabilities. Cash provided by operating activities 
decreased slightly in 2014 when compared to 2013. 

Cash used in investing activities

Cash Flow Data—Investing Activities

Capital expenditures
Proceeds from disposal of fixed assets
Purchases of investments
Liquidations of investments
Liquidations of COLI
Acquisitions, net of cash acquired
Other
Net cash used in investing activities

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

$

$

(97.5) $
19.7
(91.4)
149.1
—
—
5.8
(14.3) $

(86.8) $
9.5
(146.7)
122.3
74.5
—
2.0
(25.2) $

(74.0)
15.5
(78.6)
62.6
—
(6.2)
(4.8)
(85.5)

Capital expenditures in 2015 were primarily related to investments in manufacturing operations, including a 

new manufacturing location in the Czech Republic, and product development. Cash provided by investing activities 
included the receipt of proceeds related to the sale of a former manufacturing facility. The net reduction in 
investments in 2015 is primarily related to the funding of the restructuring costs in EMEA. During 2014, we reduced 
our COLI investments by withdrawing basis of $74.5 (tax-free), and we reinvested the proceeds in short-term 
investments. 

28

Cash used in financing activities 

Cash Flow Data—Financing Activities

Dividends paid

Common stock repurchases

Other

Net cash used in financing activities

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

$

(52.5) $

(50.2) $

(36.3)

(1.0)

(49.9)

(1.5)

(45.8)

(19.9)

1.5

(89.8) $

(101.6) $

(64.2)

We paid dividends of $0.105, $0.10 and $0.09 per common share during each quarter in 2015, 2014 and 
2013, respectively. On March 24, 2015, our Board of Directors declared a dividend of $0.1125 per common share to 
be paid in Q1 2016.

During 2015, 2014 and 2013, we made common stock repurchases of $36.3, $49.9, and $19.9, respectively, 
all of which related to our Class A Common Stock. As of February 27, 2015, we had $61.6 of remaining availability 
under the $250 share repurchase program approved by our Board of Directors in Q4 2008.

Share repurchases of Class A Common Stock to enable participants to satisfy tax withholding obligations 
upon vesting of restricted stock, restricted stock units and performance units, pursuant to the terms of our Incentive 
Compensation Plan, were $4.9, $6.6 and $3.0 in 2015, 2014 and 2013, respectively.

Capital Resources

Off-Balance Sheet Arrangements

We are contingently liable under loan and lease guarantees for certain independent dealers in the event of 

default or non-performance of the financial repayment of a liability. In certain cases, we also guarantee completion 
of contracts by our dealers. Due to the contingent nature of guarantees, the full value of the guarantees is not 
recorded on our Consolidated Balance Sheets; however, when necessary, we record reserves to cover potential 
losses. As of February 27, 2015 and February 28, 2014, there were no reserves for guarantees recorded on our 
Consolidated Balance Sheets.

Contractual Obligations

Our contractual obligations as of February 27, 2015 were as follows:

Contractual Obligations

Total

Less than
1 Year

1-3
Years

3-5
Years

After 5
Years

Long-term debt and short-term borrowings

$

284.3 $

2.5 $

31.5 $

0.1 $

250.2

Payments Due by Period

Estimated interest on debt obligations

Operating leases

Committed capital expenditures

Purchase obligations

Other liabilities

113.4

138.3

43.0

49.3

3.1

17.1

32.2

43.0

35.8

3.1

Employee benefit and compensation obligations

275.8

119.8

32.3

46.6

—

12.8

—

40.3

31.9

31.7

—

0.7

—

27.6

32.1

27.8

—

—

—

88.1

Total

$

907.2 $

253.5 $

163.5 $

92.0 $

398.2

Total consolidated debt as of February 27, 2015 was $284.3. Of our total debt, $249.9 is in the form of term 

notes due in 2021 and $33.5 is related to financing secured by our two corporate aircraft due in 2017.

We have commitments related to certain sales offices, showrooms, warehouses and equipment under non-

cancelable operating leases that expire at various dates through 2025. Minimum payments under operating leases, 
net of sublease rental income, are presented in the contractual obligations table above.

Committed capital expenditures represent obligations we have related to property, plant and equipment 

purchases, with the majority related to progress payments toward a replacement corporate aircraft.

29

Purchase obligations represent obligations under non-cancelable signed contracts to purchase goods or 

services beyond the needs of meeting current backlog or production.

Other liabilities represent obligations for foreign exchange forward contracts.

Employee benefit and compensation obligations represent contributions and benefit payments expected to be 

made for our post-retirement, pension, deferred compensation, defined contribution, severance arrangements and 
variable compensation plans. Our obligations related to post-retirement benefit plans are not contractual, and the 
plans could be amended at the discretion of the Compensation Committee of our Board of Directors. We limited our 
disclosure of contributions and benefit payments to 10 years as information beyond this time period was not 
available. See Note 13 to the consolidated financial statements for additional information.

The contractual obligations table above is current as of February 27, 2015. The amounts of these obligations 
could change materially over time as new contracts or obligations are initiated and existing contracts or obligations 
are terminated or modified. We anticipate the cash expected to be generated from future operations, current cash 
and cash equivalents and short-term investment balances, funds available under our credit facilities and funds 
available from COLI will be sufficient to fulfill our existing contractual obligations.

Liquidity Facilities

Our total liquidity facilities as of February 27, 2015 were:

Liquidity Facilities

Global committed bank facility

Various uncommitted lines

Total credit lines available

Less: borrowings outstanding

Available capacity

February 27,
2015

$

$

125.0

29.7

154.7

—
154.7

We have a $125 global committed five-year unsecured revolving syndicated credit facility which was entered 

into in 2013.  The facility requires us to satisfy financial covenants including a maximum leverage ratio covenant 
and a minimum interest coverage ratio covenant. Additionally, the facility requires us to comply with certain other 
terms and conditions, including a restricted payment covenant which establishes a maximum level of dividends and 
other equity-related distributions or payments (such as share repurchases) we may make in a fiscal year. As of 
February 27, 2015, we were in compliance with all covenants under the facility.

The various uncommitted lines may be changed or canceled by the applicable lenders at any time. There 
were no outstanding borrowings on uncommitted facilities as of February 27, 2015. In addition, we have a revolving 
letter of credit agreement for $11.5 of which $9.5 was utilized primarily for standby letters of credit in support of our 
self-insured workers’ compensation programs as of February 27, 2015. There were no draws on our standby letters 
of credit during 2015.

Total consolidated debt as of February 27, 2015 was $284.3. Our debt primarily consists of $249.9 in term 

notes due in Q4 2021 with an effective interest rate of 6.6%. In addition, we have a term loan with a balance as of 
February 27, 2015 of $33.5.  This term loan has a floating interest rate based on 30-day LIBOR plus 3.35% and is 
due in Q2 2017. The term notes are unsecured, the term loan is secured by two corporate aircraft, and neither the 
term notes nor the term loan contain financial covenants or are cross-defaulted to our other debt facilities.

See Note 12 to the consolidated financial statements for additional information.

Liquidity Outlook

Our current cash and cash equivalents and short-term investment balances, funds available under our credit 

facilities, funds available from COLI and cash generated from future operations are expected to be sufficient to 
finance our known or foreseeable liquidity needs. We believe the timing, strength and continuity of the economic 
recovery across the geographies we serve remain uncertain which may challenge our level of cash generation from 
operations. We continue to maintain a conservative approach to liquidity and have flexibility over significant uses of 
cash including our capital expenditures and discretionary operating expenses.

30

Our significant funding requirements include operating expenses, non-cancelable operating lease obligations, 
capital expenditures, variable compensation and retirement plan contributions, dividend payments and debt service 
obligations.

We expect capital expenditures to total approximately $100 in 2016 compared to $98 in 2015. This amount 

includes progress payments toward a replacement corporate aircraft, global upgrades to various manufacturing 
technologies and investments in showrooms. We closely manage capital spending to ensure we are making 
investments that we believe will sustain our business and preserve our ability to introduce innovative new products.

On March 24, 2015, we announced a quarterly dividend on our common stock of $0.1125 per share, or $13.7, 

to be paid in Q1 2016. Future dividends will be subject to approval by our Board of Directors and compliance with 
the restricted payment covenant of our credit facilities.

Critical Accounting Estimates

Management’s Discussion and Analysis of Financial Condition and Results of Operations is based upon our 

consolidated financial statements and accompanying notes. Our consolidated financial statements were prepared in 
accordance with accounting principles generally accepted in the United States of America. These principles require 
the use of estimates and assumptions that affect amounts reported and disclosed in the consolidated financial 
statements and accompanying notes. Although these estimates are based on historical data and management’s 
knowledge of current events and actions it may undertake in the future, actual results may differ from the estimates 
if different conditions occur. The accounting estimates that typically involve a higher degree of judgment and 
complexity are listed and explained below. These estimates were discussed with the Audit Committee of our Board 
of Directors and affect all of our segments.

Goodwill and Other Intangible Assets

Goodwill represents the difference between the purchase price and the related underlying tangible and 
identifiable intangible net asset values resulting from business acquisitions. Annually in Q4, or earlier if conditions 
indicate it is necessary, the carrying value of the reporting unit is compared to an estimate of its fair value. If the 
estimated fair value of the reporting unit is less than the carrying value, goodwill is impaired and is written down to 
its estimated fair value. Goodwill is assigned to and the fair value is tested at the reporting unit level. In 2015, we 
evaluated goodwill and intangible assets using six reporting units: the Americas, Red Thread, EMEA, Asia Pacific, 
Designtex and PolyVision.

Annually in Q4, or earlier if conditions indicate it is necessary, we also perform an impairment analysis of our 
intangible assets not subject to amortization using an income approach based on the cash flows attributable to the 
related products.  An impairment loss is recognized if the carrying amount of a long-lived asset exceeds its 
estimated fair value. In testing for impairment, we first determine if the asset is recoverable and then compare the 
discounted cash flows over the asset’s remaining life to the carrying value.

During Q4 2015, we performed our annual impairment assessment of goodwill in our reporting units. In the 

first step to test for potential impairment, we measured the estimated fair value of our reporting units using a 
discounted cash flow (“DCF”) valuation method and reconciled the sum of the fair values of our reporting units to 
our total market capitalization plus a control premium (our “adjusted market capitalization”). The control premium 
represents an estimate associated with obtaining control of the company in an acquisition of the outstanding shares 
of Class A Common Stock and Class B Common Stock. The DCF analysis used the present value of projected cash 
flows and a residual value. Considerable management judgment is necessary to evaluate the impact of operating 
changes and to estimate future cash flows in measuring fair value. Assumptions used in our impairment valuations, 
such as forecasted growth rates and cost of capital, are consistent with our current internal projections.

As part of the annual reconciliation to our adjusted market capitalization, we made adjustments to the 
discount rates used in calculating the estimated fair value of the reporting units. The discount rates ranged from 
11.5% to 15.0%. Due to the subjective nature of this reconciliation process, these assumptions could change over 
time, which may result in future impairment charges.

There were no impairments for any reporting units in 2015.

In 2014, as a result of our impairment analysis, we recorded a $12.3 impairment charge for goodwill and a 

$0.6 impairment charge for other intangible assets in our Asia Pacific reporting unit, and there was no remaining net 

31

goodwill in the Asia Pacific reporting unit as of February 27, 2015 and February 28, 2014.  See further details in 
Note 10 to the consolidated financial statements. 

As of February 27, 2015, we had remaining goodwill and net intangible assets recorded on our Consolidated 

Balance Sheets as follows:

Reportable Segment

Americas

EMEA

Other category

Total

Goodwill

Other Intangible
Assets, Net

$

$

88.7 $

—

18.5

107.2 $

9.3

1.1

4.3

14.7

As of the valuation date, the enterprise value available for goodwill determined as described above is in 

excess of the underlying reported value of goodwill as follows:

Americas
Other category

Reportable Segment

Enterprise Value
Available in Excess
of Goodwill

$

1,542.0
68.0

For each reporting unit, the excess enterprise value available for goodwill is primarily driven by the residual 
value of future years. Thus, increasing the discount rate by 1%, leaving all other assumptions unchanged, would 
reduce the enterprise value in excess of goodwill to the following amounts:

Americas
Other category

Reportable Segment

Enterprise Value
Available in Excess
of Goodwill

$

1,311.0
58.0

As of February 27, 2015, no reporting units had goodwill balances in excess of enterprise value available for 

goodwill based on the sensitivity analysis above.

See Note 2 and Note 10 to the consolidated financial statements for additional information.

Income Taxes

Our annual effective tax rate is based on income, statutory tax rates and tax planning strategies in various 

jurisdictions in which we operate. Tax laws are complex and subject to different interpretations by the taxpayer and 
respective governmental taxing authorities. Significant judgment is required in determining our tax expense and in 
evaluating tax positions. Tax positions are reviewed quarterly, and balances are adjusted as new information 
becomes available.

We are audited by the U.S. Internal Revenue Service under the Compliance Assurance Process (“CAP”). 

Under CAP, the U.S. Internal Revenue Service works with large business taxpayers to identify and resolve issues 
prior to the filing of a tax return. Accordingly, we expect to record minimal liabilities for U.S. Federal uncertain tax 
positions. Tax positions are reviewed regularly for state, local and non-U.S. tax liabilities associated with uncertain 
tax positions. Our liability for uncertain tax positions in these jurisdictions is $0.2 as of February 27, 2015.

Deferred income tax assets and liabilities are recognized for the estimated future tax consequences 

attributable to temporary differences between the financial statement carrying amounts of existing assets and 
liabilities and their respective tax bases. These assets and liabilities are measured using enacted tax rates 
expected to apply to taxable income in the years in which the temporary differences are expected to reverse. In 
evaluating our ability to recover deferred tax assets within the jurisdiction from which they arise, we consider all 
positive and negative evidence. These expectations require significant judgment and are developed using forecasts 
of future taxable income that are consistent with the internal plans and estimates we are using to manage the 
underlying business.  Changes in tax laws and rates could also affect recorded deferred tax assets and liabilities in 
the future.

32

In Q4 2015, we implemented changes in EMEA to align our tax structure with the management of our globally 

integrated business. Our U.S. parent company became the principal in a contract manufacturing model with our 
Steelcase European subsidiaries.  We believe that this new model will generate taxable income for our Steelcase 
European subsidiaries and potentially allow for utilization of net operating loss carryforwards which currently reflect 
valuation allowances.  As of February 27, 2015, we maintained a full valuation allowance against our French net 
deferred tax assets, totaling $61.1 due to the long history of large net operating losses in France, including losses 
generated in 2015, and the fact that the contract manufacturing model was not fully implemented in 2015.  It is 
possible that sufficient positive evidence may become available in 2016 or future periods to reach a conclusion that 
the valuation allowance should be reversed.  A change in judgment regarding our expected ability to realize net 
deferred tax assets would be accounted for as a discrete tax benefit in the period in which it occurs.

In 2014, we recorded a $20.2 worthless stock deduction and a $1.7 bad debt deduction that reduced our 

2014 U.S. tax liabilities by $8.5.  The deductions related to the liquidation of certain subsidiaries in the Asia Pacific 
region. 

In 2013, we recorded excess foreign tax credits of $57.6.  More specifically, we converted a wholly owned 
French holding company from a disregarded entity to a controlled foreign corporation for U.S. tax purposes, and the 
conversion caused outstanding intercompany debt to be treated as a deemed dividend taxable in the U.S.  Foreign 
taxes paid on the income that generated the deemed dividend exceeded the U.S. tax cost creating excess foreign 
tax credits of $56.7. Other cash dividends received from our Canadian subsidiary resulted in excess foreign tax 
credits of $0.9.

Future tax benefits of tax losses are recognized to the extent that realization of these benefits is considered 

more likely than not. As of February 27, 2015, we recorded tax benefits from operating loss carryforwards of $83.3, 
but we also have recorded valuation allowances totaling $67.3, which reduced our recorded tax benefit to $16.0.  It 
is considered more likely than not that a $16.0 cash benefit will be realized on these carryforwards in future periods. 
This determination is based on the expectation that related operations will be sufficiently profitable or various tax, 
business and other planning strategies will enable us to utilize the carryforwards. To the extent that available 
evidence raises doubt about the realization of a deferred tax asset, a valuation allowance is established or adjusted.

Additionally, we have deferred tax assets related to tax credit carryforwards of $25.9. The majority of these 

credit carryforwards are the result of a tax planning strategy entered into during 2013.  In 2015, we added $5.7 
related to investment tax credits granted by the Czech Republic for investments in qualifying manufacturing 
equipment placed in service during 2015.  We expect to utilize $14.7 of the U.S. credits with the filing of our 2015 
U.S. tax return.  The U.S. foreign tax credit carryforward period is 10 years, and utilization of foreign tax credits is 
restricted to 35% of foreign source taxable income in that year.  We have projected our pretax domestic earnings 
and foreign source income based on historical results and expect to fully utilize the remaining excess foreign tax 
credits (as well as the remaining other credits) within the allowable carryforward period. The carryforward period for 
the Czech Republic investment tax credits generated in 2015 is effectively 13 years.  We have projected our pretax 
earnings in Czech Republic and also expect to fully utilize these credits within the allowable carryover period.  
Similar to our treatment of operating loss carryforwards, a valuation allowance will be established on the credit 
carryforwards if available evidence raises doubt about their expected realization.

As of February 27, 2015, we have recorded valuation allowances totaling $72.7 against deferred tax assets, 

including net operating losses of $67.3 and other deductible temporary tax differences of $5.4. The $15.1 of 
deferred tax assets related to net operating losses for which there is no valuation allowance recorded as of 
February 27, 2015 is anticipated to be realized through future operating profits.  Our judgment related to the 
realization of deferred tax assets is based on current and expected market conditions and could change in the 
event market conditions and our profitability in these jurisdictions differ significantly from our current estimates. See 
the discussion above regarding our French net deferred tax assets.

A 10% decrease in the expected amount of cash benefit to be realized on the carryforwards would have 

resulted in a decrease in net income for 2015 of approximately $4.2.

See Note 15 to the consolidated financial statements for additional information.

33

Pension and Other Post-Retirement Benefits

We sponsor a number of domestic and foreign plans to provide pension, medical and life insurance benefits 

to retired employees. As of February 27, 2015 and February 28, 2014, the benefit obligations, fair value of plan 
assets and funded status of these plans were as follows:

Fair value of plan assets
Benefit plan obligations
Funded status

Defined Benefit
Pension Plans

Post-Retirement
Plans

February 27,
2015

February 28,
2014

February 27,
2015

February 28,
2014

$

$

54.5 $

103.6
(49.1) $

55.0 $

103.5
(48.5) $

— $

73.7
(73.7) $

—
69.1
(69.1)

The post-retirement medical and life insurance plans are unfunded.  As of February 27, 2015, approximately 

68% of our unfunded defined benefit pension obligations is related to our non-qualified supplemental retirement 
plan that is limited to a select group of management approved by the Compensation Committee.  Our investments 
in whole life and variable life COLI policies with a net cash surrender value of $159.5 as of February 27, 2015 are 
intended to be utilized as a long-term funding source for post-retirement medical benefits, deferred compensation 
and supplemental retirement plan obligations. The asset values of the COLI policies are not segregated in a trust 
specifically for the plans and thus are not considered plan assets. Changes in the values of these policies have no 
effect on the post-retirement benefits expense, defined benefit pension expense or benefit obligations recorded in 
the consolidated financial statements.

We recognize the cost of benefits provided during retirement over the employees’ active working lives. 
Inherent in this approach is the requirement to use various actuarial assumptions to predict and measure costs and 
obligations many years prior to the settlement date. Key actuarial assumptions that require significant management 
judgment and have a material impact on the measurement of our consolidated benefits expense and benefit 
obligations include, among others, the discount rate and health care cost trend rates. These and other assumptions 
are reviewed with our actuaries and updated annually based on relevant external and internal factors and 
information, including, but not limited to, benefit payments, expenses paid from the fund, rates of termination, 
medical inflation, regulatory requirements, plan changes and governmental coverage changes.

To conduct our annual review of discount rates, we perform a matching exercise of projected plan cash flows 

against spot rates on a yield curve comprised of high quality corporate bonds as of the measurement date (the 
Ryan ALM Top Third curve). The measurement dates for our retiree benefit plans are consistent with our fiscal year-
end. Accordingly, we select discount rates to measure our benefit obligations that are consistent with market indices 
at the end of each fiscal year.

Based on consolidated benefit obligations as of February 27, 2015, a one percentage point decline in the 

weighted-average discount rate used for benefit plan measurement purposes would have changed the 2015 
consolidated benefits expense by less than $1 and the consolidated benefit obligations by less than $14. All 
obligation-related experience gains and losses are amortized using a straight-line method over the average 
remaining service period of active plan participants.

To conduct our annual review of healthcare cost trend rates, we model our actual claims cost data over a 
historical period, including an analysis of the pre-65 age group and other important demographic components of our 
covered retiree population. This data is adjusted to eliminate the impact of plan changes and other factors that 
would tend to distort the underlying cost inflation trends. Our initial healthcare cost trend rate is reviewed annually 
and adjusted as necessary to remain consistent with recent historical experience and our expectations regarding 
short-term future trends. As of February 27, 2015, our initial rate of 6.86% for pre-age 65 retirees was trended 
downward by each year, until the ultimate trend rate of 4.50% was reached. The ultimate trend rate is adjusted 
annually, as necessary, to approximate the current economic view on the rate of long-term inflation plus an 
appropriate healthcare cost premium.  Post-age 65 trend rates are not applicable due to our change to a fixed 
subsidy for post-age 65 benefits. 

Based on consolidated benefit obligations as of February 27, 2015, a one percentage point increase or 
decrease in the assumed healthcare cost trend rates would have changed the 2015 consolidated benefits expense 
by less than $1 and changed the consolidated benefit obligations by less than $1. All experience gains and losses 
are amortized using a straight-line method, over at least the minimum amortization period prescribed by accounting 
guidance.

34

Despite the previously described policies for selecting key actuarial assumptions, we periodically experience 

material differences between assumed and actual experience. Our consolidated net unamortized prior service 
credits and net experience losses recorded in Accumulated other comprehensive income (loss) on the Consolidated 
Balance Sheets were $7.7 as of February 27, 2015 and $24.5 as of February 28, 2014.

See Note 13 to the consolidated financial statements for additional information.

Forward-Looking Statements

From time to time, in written and oral statements, we discuss our expectations regarding future events and 

our plans and objectives for future operations. These forward-looking statements discuss goals, intentions and 
expectations as to future trends, plans, events, results of operations or financial condition, or state other information 
relating to us, based on current beliefs of management as well as assumptions made by, and information currently 
available to, us. Forward-looking statements generally are accompanied by words such as “anticipate,” “believe,” 
“could,” “estimate,” “expect,” “forecast,” “intend,” “may,” “possible,” “potential,” “predict,” “project,” or other similar 
words, phrases or expressions. Although we believe these forward-looking statements are reasonable, they are 
based upon a number of assumptions concerning future conditions, any or all of which may ultimately prove to be 
inaccurate. Forward-looking statements involve a number of risks and uncertainties that could cause actual results 
to vary from our expectations because of factors such as, but not limited to, competitive and general economic 
conditions domestically and internationally; acts of terrorism, war, governmental action, natural disasters and other 
Force Majeure events; changes in the legal and regulatory environment; our restructuring activities; changes in raw 
materials and commodity costs; currency fluctuations; changes in customer demands; and the other risks and 
contingencies detailed in this Report and our other filings with the SEC. We undertake no obligation to update, 
amend or clarify forward-looking statements, whether as a result of new information, future events or otherwise.

Recently Issued Accounting Standards

See Note 3 to the consolidated financial statements for information regarding recently issued accounting 

standards.

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk:

We are exposed to market risks from foreign currency exchange, interest rates, commodity prices and fixed 

income and equity prices, which could affect our operating results, financial position and cash flows.

Foreign Currency Exchange Risk

We are exposed to foreign currency exchange rate risk primarily on sales commitments, anticipated sales 
and purchases and assets and liabilities denominated in currencies other than the U.S. dollar. In 2015, 2014 and 
2013, we transacted business in 17 primary currencies worldwide, of which the most significant were the U.S. 
dollar, the euro, the Canadian dollar, the United Kingdom pound sterling and the Mexican peso. Revenue from 
foreign locations represented approximately 32% of our consolidated revenue in 2015, 32% in 2014 and 34% in 
2013. We actively manage the foreign currency exposures that are associated with committed foreign currency 
purchases and sales created in the normal course of business at the local entity level. Exposures that cannot be 
naturally offset within a local entity to an immaterial amount are often hedged with foreign currency derivatives or 
netted with offsetting exposures at other entities. We do not use derivatives for trading or speculative purposes. Our 
results are affected by the strength of the currencies in countries where we manufacture or purchase goods relative 
to the strength of the currencies in countries where our products are sold.

We estimate that an additional 10% strengthening of the U.S. dollar against local currencies would have 
increased operating income by approximately $2 in 2015, $1 in 2014 and $2 in 2013.  These estimates assume no 
changes other than the exchange rate itself. However, this quantitative measure has inherent limitations. The 
sensitivity analysis disregards the possibility that rates can move in opposite directions and that gains from one 
currency may or may not be offset by losses from another currency.

The translation of the assets and liabilities of our international subsidiaries is made using the foreign currency 
exchange rates as of the end of the fiscal year. Translation adjustments are not included in determining net income 
but are included in Accumulated other comprehensive income (loss) within shareholders’ equity on the 
Consolidated Balance Sheets until a sale or substantially complete liquidation of the net investment in the 
international subsidiary takes place. In certain markets, we could recognize a significant gain or loss related to 

35

unrealized cumulative translation adjustments if we were to exit the market and liquidate our net investment. As of 
February 27, 2015 and February 28, 2014, the cumulative net currency translation adjustments reduced 
shareholders’ equity by $38.7 and $19.5, respectively.

Foreign currency exchange gains and losses reflect transaction gains and losses, which arise from monetary 
assets and liabilities denominated in currencies other than a business unit’s functional currency and are recorded in 
Other income (expense), net on the Consolidated Statements of Income.  For 2015 and 2014, net foreign currency 
exchange losses were $5.0 and $5.1, respectively.  For 2013, net foreign currency exchange gains were $1.2.

See Note 2 to the consolidated financial statements for additional information.

Interest Rate Risk

We are exposed to interest rate risk primarily on our short-term and long-term investments and short-term 
and long-term borrowings. Our short-term investments are primarily invested in U.S. agency debt securities, U.S. 
government debt securities and highly-rated corporate debt securities. Additionally, we held auction rate securities 
with a par value of $11.7 as of February 27, 2015. These investments are classified as long-term since no liquid 
markets currently exist for these securities. The risk on our short-term and long-term borrowings is primarily related 
to a loan with a balance of $33.5 and $35.8 as of February 27, 2015 and February 28, 2014, respectively. This loan 
bears a floating interest rate based on 30-day LIBOR plus 3.35%.

We estimate a 1% increase in interest rates would have increased our net income by approximately $1 in 

2015, 2014 and 2013, mainly as a result of higher interest income on our investments. Significant changes in 
interest rates could have an impact on the market value of our managed fixed-income investment portfolio. 
However, this quantitative measure has inherent limitations since not all of our investments are in similar asset 
classes. In addition, our investment manager actively manages certain investments, thus our results could be better 
or worse than market returns. As of February 27, 2015, approximately 36% of our fixed-income investments mature 
within one year, approximately 28% in two years, approximately 29% in three years and approximately 7% in four or 
more years.

See Note 6 and Note 12 to the consolidated financial statements for additional information.

Commodity Price Risk

We are exposed to commodity price risk primarily on our raw material purchases. These raw materials are not 

rare or unique to our industry. The cost of steel, petroleum-based products, aluminum, other metals, wood, 
particleboard and other commodities, such as fuel and energy, has fluctuated in recent years due to changes in 
global supply and demand. Our gross margins could be affected if these types of costs continue to fluctuate. We 
actively manage these raw material costs through global sourcing initiatives and price increases on our products. 
However, in the short-term, rapid increases in raw material costs can be very difficult to offset with price increases 
because of contractual agreements with our customers, and it is difficult to find effective financial instruments to 
hedge against such changes.

As a result of changes in commodity costs, cost of sales increased approximately $6 during 2015, decreased 

approximately $3 in 2014 and increased $2 in 2013. The increase in commodity costs during 2015 was driven 
primarily by higher steel and transportation costs. We estimate that a 1% increase in commodity prices, assuming 
no offsetting benefit of price increases, would have decreased our operating income by approximately $12 in 2015, 
2014 and 2013.  This quantitative measure has inherent limitations given the likelihood of implementing pricing 
actions to offset significant increases in commodity prices.

Fixed Income and Equity Price Risk

We are exposed to fixed income and equity price risk primarily on the cash surrender value associated with 
our investments in variable life COLI policies. During Q4 2015, our investments in variable life COLI policies were 
allocated at approximately 40% fixed income and 60% equity. During Q4 2014 through Q3 2015, our investments 
were allocated at approximately 50% fixed income and 50% equity.  During Q1 2013 through Q3 2014, the majority 
of our investments in variable life COLI policies were in fixed income securities.

We estimate a 10% adverse change in the value of the equity portion of our variable life COLI investments 
would reduce our net income by approximately $2 in 2015 and 2014 and would not have been material in 2013. 
However, given that a portion of the investments in COLI policies are intended to be utilized as a long-term funding 

36

source for deferred compensation obligations, any adverse change in the equity portion of our variable life COLI 
investments may be partially offset by favorable changes in deferred compensation liabilities. We estimate that the 
risk of changes in the value of the variable life COLI investments due to other factors, including changes in interest 
rates, yield curve and portfolio duration, would not have a material impact on our results of operations or financial 
condition. This quantitative measure has inherent limitations since not all of our investments are in similar asset 
classes.

See Note 6 and Note 9 to the consolidated financial statements for additional information.

37

Item 8.  Financial Statements and Supplementary Data:

MANAGEMENT’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING

Management is responsible for establishing and maintaining effective internal control over financial reporting. 

This system is designed to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of financial statements for external purposes in accordance with accounting principles generally 
accepted in the United States of America.

Our internal control over financial reporting includes those policies and procedures that (1) pertain to the 

maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of 
our assets; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of 
financial statements in accordance with accounting principles generally accepted in the United States of America, 
and that receipts and expenditures are being made only in accordance with authorizations of management and the 
Board of Directors; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized 
acquisition, use, or disposition of our assets that could have a material effect on the financial statements.

Because of its inherent limitations, a system of internal control over financial reporting can provide only 
reasonable assurance and may not prevent or detect all misstatements. Further, because of changes in conditions, 
effectiveness of internal control over financial reporting may vary over time.

Management assessed the effectiveness of the system of internal control over financial reporting based on 

the framework in Internal Control—Integrated Framework (2013) issued by the Committee of Sponsoring 
Organizations of the Treadway Commission. Based on this assessment, management determined that our system 
of internal control over financial reporting was effective as of February 27, 2015.

Deloitte & Touche LLP, the independent registered certified public accounting firm that audited our financial 
statements included in this annual report on Form 10-K, also audited the effectiveness of our internal control over 
financial reporting, as stated in their report which is included herein.

38

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Shareholders of

STEELCASE INC.

GRAND RAPIDS, MICHIGAN

We have audited the internal control over financial reporting of Steelcase Inc. and subsidiaries (the 
“Company”) as of February 27, 2015, based on criteria established in Internal Control—Integrated Framework 
(2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission. The Company's 
management is responsible for maintaining effective internal control over financial reporting and for its assessment 
of the effectiveness of internal control over financial reporting, included in the accompanying Management’s Report 
on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal 
control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board 

(United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about 
whether effective internal control over financial reporting was maintained in all material respects. Our audit included 
obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness 
exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, 
and performing such other procedures as we considered necessary in the circumstances. We believe that our audit 
provides a reasonable basis for our opinion.

A company’s internal control over financial reporting is a process designed by, or under the supervision of, the 

company’s principal executive and principal financial officers, or persons performing similar functions, and effected 
by the company’s board of directors, management, and other personnel to provide reasonable assurance regarding 
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance 
with generally accepted accounting principles. A company’s internal control over financial reporting includes those 
policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and 
fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that 
transactions are recorded as necessary to permit preparation of financial statements in accordance with generally 
accepted accounting principles, and that receipts and expenditures of the company are being made only in 
accordance with authorizations of management and directors of the company; and (3) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements.

Because of the inherent limitations of internal control over financial reporting, including the possibility of 

collusion or improper management override of controls, material misstatements due to error or fraud may not be 
prevented or detected on a timely basis. Also, projections of any evaluation of the effectiveness of the internal 
control over financial reporting to future periods are subject to the risk that the controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

In our opinion, the Company maintained, in all material respects, effective internal control over financial 

reporting as of February 27, 2015, based on the criteria established in Internal Control—Integrated Framework 
(2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board 

(United States), the consolidated financial statements and financial statement schedule as of and for the year 
ended February 27, 2015 of the Company and our report dated April 16, 2015 expressed an unqualified opinion on 
those financial statements and financial statement schedule.

/s/    Deloitte & Touche LLP

DELOITTE & TOUCHE LLP

Grand Rapids, Michigan

April 16, 2015

39

 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Shareholders of

STEELCASE INC.

GRAND RAPIDS, MICHIGAN

We have audited the accompanying consolidated balance sheets of Steelcase Inc. and subsidiaries (the 

“Company”) as of February 27, 2015 and February 28, 2014, and the related consolidated statements of income, 
comprehensive income, changes in shareholders’ equity, and cash flows for each of the three years in the period 
ended February 27, 2015. Our audits also included the financial statement schedule listed in the Index at Item 15. 
These financial statements and financial statement schedule are the responsibility of the Company's management. 
Our responsibility is to express an opinion on the financial statements and financial statement schedule based on 
our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight 
Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance 
about whether the financial statements are free of material misstatement. An audit includes examining, on a test 
basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes 
assessing the accounting principles used and significant estimates made by management, as well as evaluating the 
overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, such consolidated financial statements present fairly, in all material respects, the financial 
position of Steelcase Inc. and subsidiaries at February 27, 2015 and February 28, 2014 and the results of their 
operations and their cash flows for each of the three years in the period ended February 27, 2015, in conformity 
with accounting principles generally accepted in the United States of America. Also, in our opinion, such financial 
statement schedule, when considered in relation to the basic consolidated financial statements taken as a whole, 
presents fairly, in all material respects, the information set forth therein.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board 

(United States), the Company’s internal control over financial reporting as of February 27, 2015, based on the 
criteria established in Internal Control—Integrated Framework (2013) issued by the Committee of Sponsoring 
Organizations of the Treadway Commission and our report dated April 16, 2015 expressed an unqualified opinion 
on the Company's internal control over financial reporting.

/s/    Deloitte & Touche LLP
DELOITTE & TOUCHE LLP

Grand Rapids, Michigan
April 16, 2015

40

 
STEELCASE INC.

CONSOLIDATED STATEMENTS OF INCOME

(in millions, except per share data)

Year Ended

Revenue

Cost of sales

Restructuring costs (benefits)

Gross profit

Operating expenses

Goodwill and intangible asset impairment charges

Restructuring costs

Operating income

Interest expense

Investment income (loss)

Other income (expense), net

Income before income tax expense

Income tax expense

Net income

Earnings per share:

Basic

Diluted

February 27,
2015
3,059.7 $

February 28,
2014
2,988.9 $

February 22,
2013
2,868.7

$

2,106.2

2,046.5

1,987.8

37.5

916.0

768.0

—

3.1

144.9

(17.7)

1.4

8.4

137.0

50.9

(2.8)

945.2

757.0

12.9

9.4

165.9

(17.8)

(0.3)

(0.6)

147.2

59.5

$

$

$

86.1 $

87.7 $

0.69 $

0.68 $

0.70 $

0.69 $

14.9

866.0

727.0

59.9

19.8

59.3

(17.8)

3.7

9.7

54.9

16.1

38.8

0.30

0.30

See accompanying notes to the consolidated financial statements.
41

STEELCASE INC.

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

(in millions)

Net income

Other comprehensive income (loss), gross:

Unrealized gain on investments
Pension and other post-retirement liability adjustments
Derivative adjustments
Foreign currency translation adjustments
Total other comprehensive income (loss), gross

Other comprehensive income (loss), tax (expense) benefit:

Unrealized loss on investments
Pension and other post-retirement liability adjustments
Derivative adjustments
Foreign currency translation adjustments

Total other comprehensive income (loss), tax (expense) benefit

Other comprehensive income (loss), net:

Unrealized gain on investments
Pension and other post-retirement liability adjustments
Derivative adjustments
Foreign currency translation adjustments
Total other comprehensive income (loss), net
Comprehensive income

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

86.1 $

87.7 $

38.8

—
(16.8)
0.1
(19.2)
(35.9)

—
5.7
—
—
5.7

—
(11.1)
0.1
(19.2)
(30.2)
55.9 $

$

0.3
1.1
—
4.1
5.5

(0.1)
(0.4)
—
—
(0.5)

0.2
0.7
—
4.1
5.0

92.7 $

2.5
—
—
(5.8)
(3.3)

(0.9)
(0.8)
—
—
(1.7)

1.6
(0.8)
—
(5.8)
(5.0)
33.8

See accompanying notes to the consolidated financial statements.
42

 
STEELCASE INC.

CONSOLIDATED BALANCE SHEETS

(in millions, except share data)

ASSETS

Current assets:

Cash and cash equivalents
Short-term investments
Accounts receivable, net of allowances of $14.6 and $13.0
Inventories
Deferred income taxes
Prepaid expenses
Other current assets

Total current assets
Property, plant and equipment, net of accumulated depreciation of $1,055.9 and
$1,140.8
Company-owned life insurance ("COLI")
Deferred income taxes
Goodwill
Other intangible assets, net of accumulated amortization of $41.1 and $41.8
Investments in unconsolidated affiliates
Other assets
Total assets

LIABILITIES AND SHAREHOLDERS’ EQUITY

Current liabilities:

Accounts payable
Short-term borrowings and current portion of long-term debt
Accrued expenses:

Employee compensation
Employee benefit plan obligations
Customer deposits
Product warranties
Other

Total current liabilities
Long-term liabilities:

Long-term debt less current maturities
Employee benefit plan obligations
Other long-term liabilities

Total long-term liabilities
Total liabilities
Shareholders’ equity:

Preferred stock-no par value; 50,000,000 shares authorized, none issued and
outstanding
Class A common stock-no par value; 475,000,000 shares authorized, 89,248,134
and 89,909,946 issued and outstanding
Class B common stock-no par value; 475,000,000 shares authorized, 32,220,413
and 32,966,818 issued and outstanding
Additional paid-in capital
Accumulated other comprehensive income (loss)
Retained earnings
Total shareholders’ equity
Total liabilities and shareholders’ equity

February 27,
2015

February 28,
2014

$

176.5 $

68.3
325.6
166.2
46.4
16.5
56.0
855.5

389.5
159.5
100.1
107.2
14.7
59.1
36.2
1,721.8 $

215.0 $
2.5

$

$

151.9
29.4
25.1
22.4
99.0
545.3

281.8
158.2
72.7
512.7
1,058.0

—

—

201.8
119.5
306.8
151.5
56.0
19.3
35.0
889.9

377.0
154.3
85.1
108.1
16.6
53.0
42.7
1,726.7

212.5
2.6

152.8
26.1
16.0
17.5
110.7
538.2

284.4
151.1
75.9
511.4
1,049.6

—

—

—
5.0
(29.4)
688.2
663.8
1,721.8 $

—
—
0.8
676.3
677.1
1,726.7

$

See accompanying notes to the consolidated financial statements.
43

STEELCASE INC.

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY

(in millions, except share and per share data)

Common
Shares
Outstanding

Class A
Common
Stock

Class B
Common
Stock

Additional
Paid-in
Capital

Accumulated
Other
Comprehensive
Income (Loss)

Retained
Earnings

Total
Shareholders’
Equity

February 24, 2012

Common stock issuance

Common stock repurchases

Tax effect of exercise of stock awards

Performance units issued as common stock

Restricted stock units issued as common stock

Performance units and restricted stock units expense

Other comprehensive income (loss)

Dividends paid ($0.36 per share)

Net income

February 22, 2013

Common stock issuance

Common stock repurchases

Tax effect of exercise of stock awards

Performance units issued as common stock

Restricted stock units issued as common stock

Performance units and restricted stock units expense

Other repurchases related to stock vested not yet issued

Other comprehensive income (loss)

Dividends paid ($0.40 per share)

Net income

February 28, 2014

Common stock issuance

Common stock repurchases

Tax effect of exercise of stock awards

Performance units issued as common stock

Restricted stock units issued as common stock

Performance units and restricted stock units expense

Other repurchases related to stock vested not yet issued

Other comprehensive income (loss)

Dividends paid ($0.42 per share)

Net income

February 27, 2015

126,489,329

$

1.1

$

— $

32.6

$

0.8

$

652.0

$

43,238

(2,346,590)

(1.1)

763,425

215,185

0.3

(18.8)

3.8

9.3

125,164,587

$

— $

— $

27.2

$

(4.2) $

645.0

$

(5.0)

(45.8)

38.8

31,790

(3,619,817)

1,018,500

281,704

0.5

(43.7)

0.5

16.3

(0.8)

(6.2)

5.0

(50.2)

87.7

122,876,764

$

— $

— $

— $

0.8

$

676.3

$

48,064

(2,365,897)

453,627

455,989

0.8

(14.6)

1.6

17.6

(0.4)

(21.7)

(30.2)

(52.5)

86.1

121,468,547

$

— $

— $

5.0

$

(29.4) $

688.2

$

686.5

0.3

(19.9)

3.8

9.3

(5.0)

(45.8)

38.8

668.0

0.5

(49.9)

0.5

16.3

(0.8)

5.0

(50.2)

87.7

677.1

0.8

(36.3)

1.6

17.6

(0.4)

(30.2)

(52.5)

86.1

663.8

See accompanying notes to the consolidated financial statements.
44

STEELCASE INC.

CONSOLIDATED STATEMENTS OF CASH FLOWS

(in millions)

OPERATING ACTIVITIES
Net income

Adjustments to reconcile net income to net cash provided by (used in) operating activities:

Depreciation and amortization

Goodwill and intangible asset impairment charges

Deferred income taxes

Non-cash restructuring costs

Non-cash stock compensation

Equity in income of unconsolidated affiliates

Dividends received from unconsolidated affiliates

Other

Changes in operating assets and liabilities, net of acquisitions, divestitures and
deconsolidations:

Accounts receivable

Inventories

Other assets

Accounts payable

Employee compensation liabilities

Employee benefit obligations

Accrued expenses and other liabilities

Net cash provided by operating activities

INVESTING ACTIVITIES
Capital expenditures

Proceeds from disposal of fixed assets

Purchases of investments

Liquidations of investments

Liquidations of COLI

Acquisitions, net of cash acquired

Other

Net cash used in investing activities

FINANCING ACTIVITIES
Dividends paid

Common stock repurchases

Excess tax benefit from vesting of stock awards

Borrowings of long-term debt, net of issuance costs

Repayments of long-term debt

Borrowings of lines of credit

Repayments of lines of credit

Net cash used in financing activities

Effect of exchange rate changes on cash and cash equivalents

Net increase (decrease) in cash and cash equivalents

Cash and cash equivalents, beginning of period

Cash and cash equivalents, end of period

Supplemental Cash Flow Information:

Income taxes paid, net of refunds received

Interest paid, net of amounts capitalized

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

86.1

$

87.7

$

38.8

59.9

—

0.4
11.6

18.4
(15.2)
10.7
(5.6)

(43.7)
(27.2)
(15.5)
12.6
(11.3)
(1.3)
4.3
84.2

(97.5)
19.7
(91.4)
149.1

—

—

5.8
(14.3)

(52.5)
(36.3)
1.6

—
(2.5)
—
(0.1)
(89.8)
(5.4)
(25.3)
201.8

60.0

12.9

14.1

6.6
16.8
(10.2)
6.2

2.1

(15.7)
(13.1)
(6.6)
12.7

5.5
(4.1)
3.9
178.8

(86.8)
9.5
(146.7)
122.3

74.5

—

2.0
(25.2)

(50.2)
(49.9)
0.5

0.6
(2.5)
0.2
(0.3)
(101.6)
(0.6)
51.4

150.4

$

$

$

176.5

$

201.8

$

60.4

17.2

$

$

33.1

17.4

$

$

58.3

59.9
(3.0)
34.7

9.6
(9.4)
5.4

3.6

(12.8)
2.1

2.4

3.4

5.8
(2.9)
(8.6)
187.3

(74.0)
15.5
(78.6)
62.6

—
(6.2)
(4.8)
(85.5)

(45.8)
(19.9)
3.8

0.3
(2.6)
1.5
(1.5)
(64.2)
0.7
38.3

112.1

150.4

9.4
17.4

See accompanying notes to the consolidated financial statements.
45

  
STEELCASE INC.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

1. 

NATURE OF OPERATIONS

Steelcase is the global leader in furnishing the work experience in office environments. Founded in 1912, we 

are headquartered in Grand Rapids, Michigan, U.S.A. and employ approximately 10,700 employees. We operate 
manufacturing and distribution center facilities in 22 principal locations. We distribute products through various 
channels, including independent and company-owned dealers in more than 800 locations throughout the world, and 
have led the global office furniture industry in revenue every year since 1974. We operate under the Americas and 
EMEA reportable segments plus an “Other” category. Additional information about our reportable segments is 
contained in Note 18.

2. 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Principles of Consolidation

The consolidated financial statements include the accounts of Steelcase Inc. and its subsidiaries. We 
consolidate entities in which we maintain a controlling interest. All material intercompany transactions and balances 
have been eliminated in consolidation. We also consolidate variable interest entities when appropriate.

Investments in entities where our equity ownership falls between 20% and 50%, or where we otherwise have 

significant influence, are accounted for under the equity method of accounting. All other investments in 
unconsolidated affiliates are accounted for under the cost method of accounting. These investments are reported as 
Investments in unconsolidated affiliates on the Consolidated Balance Sheets, and income from equity method and 
cost method investments are reported in Other income (expense), net on the Consolidated Statements of Income. 
See Note 11 for additional information.

Fiscal Year

Our fiscal year ends on the last Friday in February, with each fiscal quarter typically including 13 weeks. The 

fiscal years ended February 27, 2015 and February 22, 2013 contained 52 weeks. The fiscal year ended 
February 28, 2014 contained 53 weeks, with Q4 2014 containing 14 weeks. Reference to a year relates to the fiscal 
year, ended in February of the year indicated, rather than the calendar year, unless indicated by a specific date. 
Additionally, Q1, Q2, Q3 and Q4 reference the first, second, third and fourth quarter, respectively, of the fiscal year 
indicated. All amounts are in millions, except share and per share data, data presented as a percentage or as 
otherwise indicated.

Use of Estimates

The preparation of financial statements in conformity with accounting principles generally accepted in the 

United States of America ("U.S. GAAP") requires management to make estimates and assumptions that affect the 
amounts and disclosures in the consolidated financial statements and accompanying notes. Although these 
estimates are based on historical data and management’s knowledge of current events and actions we may 
undertake in the future, actual results may differ from these estimates under different assumptions or conditions.

Foreign Currency

For most international operations, local currencies are considered the functional currencies. We translate 

assets and liabilities of these subsidiaries to their U.S. dollar equivalents at exchange rates in effect as of the 
balance sheet date. Translation adjustments are not included in determining net income but are recorded in 
Accumulated other comprehensive income (loss) on the Consolidated Balance Sheets until a sale or substantially 
complete liquidation of the net investment in the international subsidiary takes place. We translate Consolidated 
Statements of Income accounts at average exchange rates for the applicable period.

Foreign currency transaction gains and losses, net of derivatives, arising primarily from changes in exchange 

rates on foreign currency denominated intercompany loans and other intercompany transactions and balances 
between foreign locations, are recorded in Other income (expense), net on the Consolidated Statements of Income.

46

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Cash and Cash Equivalents

Cash and cash equivalents include demand bank deposits and highly liquid investment securities with an 

original maturity of three months or less. Cash equivalents are reported at cost and approximate fair value. 
Outstanding checks in excess of funds on deposit are classified as Accounts payable on the Consolidated Balance 
Sheets. Our restricted cash balance as of February 27, 2015 and February 28, 2014 was $2.5 and $9.0, 
respectively, and consisted primarily of funds held in escrow for potential future workers’ compensation claims and 
construction in progress in 2014.  Our restricted cash balance is classified in Other assets on the Consolidated 
Balance Sheets.

Allowances for Credit Losses

Allowances for credit losses related to accounts receivable and notes receivable are maintained at a level 

considered by management to be adequate to absorb an estimate of probable future losses existing at the balance 
sheet date. In estimating probable losses, we review accounts that are past due or in bankruptcy. We consider an 
accounts receivable or notes receivable balance past due when payment is not received within the stated terms. We 
review accounts that may have higher credit risk using information available about the debtor, such as financial 
statements, news reports and published credit ratings. We also use general information regarding industry trends, 
the economic environment and information gathered through our network of field-based employees. Using an 
estimate of current fair market value of any applicable collateral and other credit enhancements, such as third party 
guarantees, we arrive at an estimated loss for specific concerns and estimate an additional amount for the 
remainder of trade balances based on historical trends and other factors previously referenced. Receivable 
balances are written off when we determine the balance is uncollectible. Subsequent recoveries, if any, are credited 
to bad debt expense when received.

Concentrations of Credit Risk

Our trade receivables are primarily due from independent dealers who, in turn, carry receivables from their 
customers. We monitor and manage the credit risk associated with individual dealers and direct customers where 
applicable. Dealers are responsible for assessing and assuming credit risk of their customers and may require their 
customers to provide deposits, letters of credit or other credit enhancement measures. Some sales contracts are 
structured such that the customer payment or obligation is direct to us. In those cases, we may assume the credit 
risk. Whether from dealers or customers, our trade credit exposures are not concentrated with any particular entity.

Inventories

Inventories are stated at the lower of cost or market. The Americas segment primarily uses the last in, first out 

(“LIFO”) method to value its inventories. The EMEA segment values inventories primarily using the first in, first out 
method. Businesses within the Other category primarily use the first in, first out or the average cost inventory 
valuation methods. See Note 7 for additional information.

Property, Plant and Equipment

Property, plant and equipment are stated at cost. Major improvements that materially extend the useful lives 

of the assets are capitalized. Expenditures for repairs and maintenance are charged to expense as incurred. 
Depreciation is provided using the straight-line method over the estimated useful lives of the assets.

Long-lived assets such as property, plant and equipment are tested for impairment when conditions indicate 

that the carrying value may not be recoverable. We evaluate several conditions, including, but not limited to, the 
following: a significant decrease in the market price of an asset or an asset group; a significant adverse change in 
the extent or manner in which a long-lived asset is being used, including an extended period of idleness; and a 
current expectation that, more likely than not, a long-lived asset or asset group will be sold or otherwise disposed of 
significantly before the end of its previously estimated useful life. We review the carrying value of our long-lived 
assets held and used using estimates of future undiscounted cash flows. If the carrying value of a long-lived asset is 
considered impaired, an impairment charge is recorded for the amount by which the carrying value of the long-lived 
asset exceeds its estimated fair value.

When assets are classified as “held for sale,” losses are recorded for the difference between the carrying 

amount of the property, plant and equipment and the estimated fair value less estimated selling costs. Assets are 

47

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

considered “held for sale” when it is expected that the asset is going to be sold within twelve months. See Note 8 for 
additional information.

Operating Leases

Rent expense under operating leases is recorded on a straight-line basis over the lease term unless the lease 
contains an escalation clause which is not fixed and determinable. The lease term begins when we have the right to 
control the use of the leased property, which is typically before rent payments are due under the terms of the lease. 
If a lease has a fixed and determinable escalation clause, the difference between rent expense and rent paid is 
recorded as deferred rent. Rent expense under operating leases that do not have an escalation clause or where 
escalation is based on an inflation index is expensed over the lease term as it is payable. See Note 17 for additional 
information.

Goodwill and Other Intangible Assets

Goodwill represents the difference between the purchase price and the related underlying tangible and 
identifiable intangible net asset values resulting from business acquisitions. Annually in Q4, or earlier if conditions 
indicate it is necessary, the carrying value of the reporting unit is compared to an estimate of its fair value. If the 
estimated fair value of the reporting unit is less than the carrying value, goodwill is impaired and is written down to 
its estimated fair value. Goodwill is assigned to and the fair value is tested at the reporting unit level. We evaluate 
goodwill and intangible assets using six reporting units: the Americas, Red Thread, EMEA, Asia Pacific, Designtex 
and PolyVision. See Note 10 for additional information.

Other intangible assets subject to amortization consist primarily of proprietary technology, trademarks, 
customer relationships and non-compete agreements and are amortized over their estimated useful economic lives 
using the straight-line method. Other intangible assets not subject to amortization, consisting of certain trademarks, 
are accounted for and evaluated for potential impairment in a manner consistent with goodwill. See Note 10 for 
additional information.

Contingencies

Loss contingencies are accrued if the loss is probable and the amount of the loss can be reasonably 
estimated. Legal costs associated with potential loss contingencies are expensed as incurred. We are involved in 
litigation from time to time in the ordinary course of our business. Based on known information, we do not believe 
we are party to any lawsuit or proceeding, individually and in the aggregate, that is likely to have a material adverse 
impact on the consolidated financial statements.

Self-Insurance

We are self-insured for certain losses relating to domestic workers’ compensation, product liability and 
employee medical, dental, and short-term disability claims. We purchase insurance coverage to reduce our 
exposure to significant levels of these claims. Self-insured losses are accrued based upon estimates of the 
aggregate liability for uninsured claims incurred as of the balance sheet date using current and historical claims 
experience and certain actuarial assumptions. These estimates are subject to uncertainty due to a variety of factors, 
including extended lag times in the reporting and resolution of claims, and trends or changes in claim settlement 
patterns, insurance industry practices and legal interpretations. As a result, actual costs could differ significantly 
from the estimated amounts. Adjustments to estimated reserves are recorded in the period in which the change in 
estimate occurs.

Our total net reserve for estimated domestic workers’ compensation claims incurred as of February 27, 2015 

and February 28, 2014 was $13.7 and $14.6, respectively. Our reserve for estimated domestic workers’ 
compensation claims expected to be paid within one year as of February 27, 2015 and February 28, 2014 was $3.8 
and $5.0, respectively, and is included in Accrued expenses: Other on the Consolidated Balance Sheets, while our 
reserve for estimated domestic workers’ compensation claims expected to be paid beyond one year is included in 
Other long-term liabilities on the Consolidated Balance Sheets. In addition, $4.5 of these claims expected to be paid 
beyond one year recorded as of February 27, 2015 is offset by a corresponding asset representing the portion of 
these claims expected to be paid by a third party insurance provider, which asset is included in Other long-term 
assets on the Consolidated Balance Sheet.

48

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Our net reserve for estimated product liability claims incurred as of February 27, 2015 and February 28, 2014 

was $6.9 and $5.8, respectively. Our reserve for estimated product liability claims expected to be paid within one 
year is included in Accrued expenses: Other on the Consolidated Balance Sheets. The portion of these claims 
expected to paid beyond one year is included in Other long-term liabilities on the Consolidated Balance Sheets. In 
addition, $2.5 of these claims expected to be paid beyond one year recorded as of February 27, 2015 is offset by a 
corresponding asset representing the portion of these claims expected to be paid by a third party insurance 
provider, which asset is included in Other long-term assets on the Consolidated Balance Sheet.

The estimate for employee medical, dental, and short-term disability claims incurred as of February 27, 2015 

and February 28, 2014 was $3.1 and $2.8, respectively, and is recorded within Accrued expenses: Other on the 
Consolidated Balance Sheets. 

Product Warranties

We offer warranties ranging from 12 years  to lifetime for most products, subject to certain exceptions. These 

warranties provide for the free repair or replacement of any covered product, part or component that fails during 
normal use because of a defect in materials or workmanship. The accrued liability for product warranties is based 
on an estimated amount needed to cover product warranty costs, including product recall and retrofit costs incurred 
as of the balance sheet date determined by historical claims experience and our knowledge of current events and 
actions.

Roll-Forward of Accrued
Liability for Product Warranties

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

Balance as of beginning of period

$

37.3 $

31.1 $

Accruals related to product warranties, recalls and retrofits

Adjustments related to changes in estimates

Reductions for settlements

Currency translation adjustments

Balance as of end of period

17.1

—

(13.6)

(1.4)

16.2

4.6

(14.9)

0.3

$

39.4 $

37.3 $

29.9

10.7

(0.3)

(9.4)

0.2

31.1

Our reserve for estimated settlements expected to be paid beyond one year as of February 27, 2015 and 

February 28, 2014 was $17.0 and $19.8, respectively, and is included in Other long-term liabilities on the 
Consolidated Balance Sheets.

Pension and Other Post-Retirement Benefits

We sponsor a number of domestic and foreign plans to provide pension benefits and medical and life 
insurance benefits to retired employees. We measure the net over-funded or under-funded positions of our defined 
benefit pension plans and post-retirement benefit plans as of the fiscal year end and display that position as an 
asset or liability on the Consolidated Balance Sheets. Any unrecognized prior service credit (cost), experience gains
(losses) or transition obligation is reported, net of tax, as a component of Accumulated other comprehensive income 
(loss) in shareholders’ equity. See Note 13 for additional information.

Environmental Matters

Environmental expenditures related to current operations are expensed or capitalized as appropriate. 
Expenditures related to an existing condition allegedly caused by past operations, and not associated with current 
or future revenue generation, are expensed. Generally, the timing of these accruals coincides with completion of a 
feasibility study or our commitment to a formal plan of action. Liabilities are recorded on a discounted basis as site-
specific plans indicate the amount and timing of cash payments are fixed or reliably determinable. We have ongoing 
monitoring and identification processes to assess how the activities, with respect to the known exposures, are 
progressing against the accrued cost estimates, as well as to identify other potential remediation sites that are 
presently unknown. The liability for environmental contingencies included in Accrued expenses: Other on the 
Consolidated Balance Sheets was $5.6 and $6.6 as of February 27, 2015 and February 28, 2014, respectively. 
These liabilities were discounted using a rate of 4.0% and 3.6% as of February 27, 2015 and February 28, 2014, 

49

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

respectively. Our undiscounted liabilities were $7.1 and $8.5 as of February 27, 2015 and February 28, 2014, 
respectively. Based on our ongoing evaluation of these matters, we believe we have accrued sufficient reserves to 
absorb the costs of all known environmental assessments and the remediation costs of all known sites.

Asset Retirement Obligations

We record all known asset retirement obligations for which the liability’s fair value can be reasonably 
estimated. We also have known conditional asset retirement obligations that are not reasonably estimable due to 
insufficient information about the timing and method of settlement of the obligation. Accordingly, these obligations 
have not been recorded in the consolidated financial statements. A liability for these obligations will be recorded in 
the period when sufficient information regarding timing and method of settlement becomes available to make a 
reasonable estimate of the liability’s fair value. In addition, there may be conditional asset retirement obligations we 
have not yet discovered, and therefore, these obligations also have not been included in the consolidated financial 
statements.

Revenue Recognition

Revenue consists substantially of product sales and related service revenue. Product sales are reported net 

of discounts and are recognized when title and risks associated with ownership have passed to the dealer or 
customer. Typically, this is when product is shipped to the dealer. When product is shipped directly to an end 
customer, revenue is typically recognized upon delivery or upon acceptance by the end customer. Revenue from 
services is recognized when the services have been rendered. Total revenue does not include sales tax, as we 
consider ourselves a pass-through entity for collecting and remitting sales taxes.

Cost of Sales

Cost of sales includes material, labor and overhead. Included within these categories are such items as 
compensation expense, depreciation, facilities expense, inbound freight charges, warehousing costs, shipping and 
handling expenses, warranty expense, internal transfer costs and other costs of our distribution network.

Operating Expenses

Operating expenses include selling, general and administrative expenses not directly related to the 

manufacturing of our products. Included in these expenses are items such as compensation expense, depreciation, 
facilities expense, research and development expense, rental expense, royalty expense, information technology 
services, legal and other professional services and travel and entertainment expense.

Research and Development Expenses

Research and development expenses, which are expensed as incurred, were $38.5 for 2015, $35.9 for 2014 

and $36.0 for 2013. Royalties are sometimes paid to external designers of our products as the products are sold. 
These costs are not included in research and development expenses.

Income Taxes

Deferred income tax assets and liabilities are recognized for the estimated future tax consequences 
attributable to temporary differences between the consolidated financial statements carrying amounts of existing 
assets and liabilities and their respective tax bases. These deferred income tax assets and liabilities are measured 
using enacted tax rates expected to apply to taxable income in the years in which the temporary differences are 
expected to reverse. The effect of a change in tax rates on deferred income tax assets and liabilities is recognized 
in the consolidated statements of income in the period that includes the enactment date.

We have net operating loss carryforwards available in certain jurisdictions to reduce future taxable income. 

Future tax benefits associated with net operating loss carryforwards are recognized to the extent that realization of 
these benefits is considered more likely than not. This determination is based on the expectation that related 
operations will be sufficiently profitable or various tax, business and other planning strategies will enable us to utilize 
the net operating loss carryforwards. In making this determination we consider all available positive and negative 
evidence. To the extent that available evidence raises doubt about the realization of a deferred income tax asset, a 
valuation allowance is established.

50

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

We record reserves for uncertain tax positions except to the extent it is more likely than not that the tax 
position will be sustained on audit, based on the technical merits of the position. Periodic changes in reserves for 
uncertain tax positions are reflected in the provision for income taxes. See Note 15 for additional information.

Share-Based Compensation

Our share-based compensation consists of restricted stock units and performance units. Our policy is to 

expense share-based compensation using the fair-value based method of accounting for all awards granted, 
modified or settled.

Restricted stock units and performance units are credited to equity as they are expensed over the requisite 
service periods based on the grant date fair value of the shares expected to be issued. See Note 16 for additional 
information.

Financial Instruments

The carrying amounts of our financial instruments, consisting of cash and cash equivalents, accounts and 

notes receivable, accounts and notes payable and certain other liabilities, approximate their fair value due to their 
relatively short maturities. Our short-term investments, foreign exchange forward contracts and long-term 
investments are measured at fair value on the Consolidated Balance Sheets. Our total debt is carried at cost and 
was $284.3 and $287.0 as of February 27, 2015 and February 28, 2014, respectively. The fair value of our total debt 
is measured using a discounted cash flow analysis based on current market interest rates for similar types of 
instruments and was approximately $323 and $327 as of February 27, 2015 and February 28, 2014, respectively.  
The estimation of the fair value of our total debt is based on Level 2 fair value measurements.

See Note 6 and Note 12 for additional information.

We periodically use derivative financial instruments to manage exposures to movements in interest rates and 

foreign exchange rates. The use of these financial instruments modifies the exposure of these risks with the 
intention to reduce our risk of short-term volatility. We do not use derivatives for speculative or trading purposes.

Foreign Exchange Forward Contracts

A portion of our revenue and earnings is exposed to changes in foreign exchange rates. We seek to manage 
our foreign exchange risk largely through operational means, including matching same currency revenue with same 
currency costs and same currency assets with same currency liabilities. Foreign exchange risk is also partially 
managed through the use of derivative instruments. Foreign exchange forward contracts serve to reduce the risk of 
conversion or translation of certain foreign denominated transactions, assets and liabilities. We primarily use 
derivatives for intercompany loans and certain forecasted transactions. The foreign exchange forward contracts 
relate principally to the euro, the Mexican peso, the Canadian dollar, the United Kingdom pound sterling and the 
Australian dollar and have maturity dates less than one year. See Note 6 for additional information.

Assets and liabilities related to derivative instruments as of February 27, 2015 and February 28, 2014 are 

summarized below:

Consolidated Balance Sheets

Other current assets
Accrued expenses
Total net fair value of derivative instruments (1)

________________________

February 27,
2015

February 28,
2014

$

$

24.1 $
(3.1)
21.0 $

0.3
(3.2)
(2.9)

(1)  The notional amounts of the outstanding foreign exchange forward contracts were $212.7 as of February 27, 

2015 and $122.4 as of February 28, 2014.

51

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Net gains (losses) recognized from derivative instrument activity in 2015, 2014 and 2013 are summarized 

below:

Gain (Loss) Recognized in Consolidated Statements of Income

Cost of sales
Operating expenses
Other income (expense), net
Total net gains (losses)

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

$

$

(1.6) $
(0.6)
23.8
21.6 $

(0.1) $
—
(3.5)
(3.6) $

0.2
0.1
(0.5)
(0.2)

The net gains recognized from derivative instruments in other income (expense), net for 2015 were largely 

offset by related foreign currency losses on our intercompany loans.

3. 

NEW ACCOUNTING STANDARDS

In May 2014, the Financial Accounting Standards Board issued a new standard on revenue recognition.  The 

new standard outlines a single comprehensive model for entities to use in accounting for revenue arising from 
contracts with customers and supersedes most current revenue recognition guidance, including industry-specific 
guidance.  The core principle of the revenue model is that an entity should recognize revenue to depict the transfer 
of promised goods or services to customers in an amount that reflects the consideration to which the entity expects 
to be entitled in exchange for those goods or services.  The standard is designed to create greater comparability for 
financial statement users across industries and jurisdictions and also requires enhanced disclosures.  The guidance 
is effective for fiscal years, and interim periods within those years, beginning after December 15, 2016.  Early 
adoption is not permitted.  We are currently evaluating the impact of the adoption of this standard on our 
consolidated financial statements.

4. 

EARNINGS PER SHARE

Earnings per share is computed using the two-class method. The two-class method determines earnings per 

share for each class of common stock and participating securities according to dividends or dividend equivalents 
and their respective participation rights in undistributed earnings. Participating securities represent restricted stock 
units in which the participants have non-forfeitable rights to dividend equivalents during the performance period. 
Diluted earnings per share includes the effects of certain performance units in which the participants have forfeitable 
rights to dividend equivalents during the performance period.

52

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Net income

Computation of Earnings per Share

Adjustment for earnings attributable to participating securities

Net income used in calculating earnings per share

Weighted-average common shares outstanding including participating
securities (in millions)

Adjustment for participating securities (in millions)

Shares used in calculating basic earnings per share (in millions)

Effect of dilutive stock-based compensation (in millions)

Shares used in calculating diluted earnings per share (in millions)

Earnings per share:

Basic

Diluted

Total common shares outstanding at period end (in millions)

Anti-dilutive performance units excluded from computation of diluted
earnings per share (in millions)

5. 

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

$

$

$

86.1 $

87.7 $

(1.6)

(1.4)

84.5 $

86.3 $

124.4

(2.3)

122.1

1.6

123.7

126.0

(1.9)

124.1

1.3

125.4

0.69 $

0.68 $

0.70 $

0.69 $

121.5

122.9

38.8

(0.6)

38.2

127.4

(1.8)

125.6

1.7

127.3

0.30

0.30

125.2

—

0.1

—

The following table summarizes the changes in accumulated balances of other comprehensive income (loss) 

during the years ended February 27, 2015 and February 28, 2014:

Balance as of February 22, 2013

Other comprehensive income before
reclassifications

Amounts reclassified from accumulated other
comprehensive income (loss)

Net other comprehensive income during period

Pension and
other post-
retirement
liability
adjustments

Derivative
adjustments

Foreign
currency
translation
adjustments

Total

0.6 $

18.9 $

(0.1) $

(23.6) $

(4.2)

Unrealized
gain on
investments
$

0.3

(0.1)

0.2

6.4

(5.7)

0.7

—

—

—

4.1

—

4.1

Balance as of February 28, 2014

$

0.8 $

19.6 $

(0.1) $

(19.5) $

Other comprehensive income (loss) before
reclassifications

Amounts reclassified from accumulated other
comprehensive income (loss)

Net other comprehensive income (loss) during
period

—

—

—

(7.6)

(3.5)

(11.1)

—

0.1

0.1

Balance as of February 27, 2015

$

0.8 $

8.5 $

— $

(38.7) $

53

10.8

(5.8)

5.0

0.8

(19.2)

(26.8)

—

(3.4)

(19.2)

(30.2)

(29.4)

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

The following table provides details about reclassifications out of accumulated other comprehensive income 

(loss) for the years ended February 27, 2015 and February 28, 2014:

Amount Reclassified from Accumulated
Other Comprehensive Income (Loss)

Year Ended

Detail of Accumulated Other Comprehensive
 Income (Loss) Components

February 27,
2015

February 28,
2014

Affected Line in the Consolidated
Statements of Income

Unrealized gains on investments

$

— $

(0.1) Other income (expense), net

Unrealized gains on derivatives

Amortization of pension and other post-
retirement liability adjustments

Actuarial losses

Actuarial losses

Prior service credit

Prior service credit

—

—

0.1

—

0.1

1.3

0.7

(4.2)

(4.8)

3.5

(3.5)

— Income tax expense

(0.1) Net income

— Other income (expense), net

— Income tax expense

— Net income

0.3 Cost of sales

1.2 Operating expenses

(4.3) Cost of sales

(4.8) Operating expenses

1.9 Income tax expense

(5.7) Net income

Total reclassifications

$

(3.4) $

(5.8)

6. 

FAIR VALUE

Fair value measurements are classified under the following hierarchy:

Level 1 — Inputs based on quoted market prices for identical assets or liabilities in active markets at the 

measurement date.

Level 2 — Inputs based on quoted prices for similar instruments in active markets; quoted prices for 

identical or similar instruments in markets that are not active; and model-derived valuations in which all 
significant inputs or significant value-drivers are observable in active markets.

Level 3 — Inputs reflect management’s best estimate of what market participants would use to price the 

asset or liability at the measurement date in model-driven valuations. The inputs are unobservable in the 
market and significant to the instrument’s valuation.

Fair value measurements are classified according to the lowest level input or value-driver that is significant to 
the valuation. A measurement may therefore be classified within Level 3 even though there may be other significant 
inputs that are readily observable.

54

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Assets and liabilities measured at fair value in our Consolidated Balance Sheets as of February 27, 2015 and 

February 28, 2014 are summarized below:

Fair Value of Financial Instruments

Level 1

Level 2

Level 3

Total

February 27, 2015

Assets:

Cash and cash equivalents

Restricted cash

Managed investment portfolio and other investments

Corporate debt securities

U.S. agency debt securities

Asset-backed securities

U.S. government debt securities

Municipal debt securities

Other investments

Foreign exchange forward contracts

Auction rate securities

Canadian asset-backed commercial paper restructuring
notes

Liabilities:

Foreign exchange forward contracts

$

176.5 $

2.5

—

—

—

4.3

—

—

—

—

—

— $

—

30.7

24.1

7.7

—

0.8

0.7

24.1

—

3.4

— $

176.5

—

—

—

—

—

—

—

—

9.7

—

2.5

30.7

24.1

7.7

4.3

0.8

0.7

24.1

9.7

3.4

$

$

$

183.3 $

91.5 $

9.7 $

284.5

— $

— $

(3.1) $

(3.1) $

— $

— $

(3.1)

(3.1)

Fair Value of Financial Instruments

Level 1

Level 2

Level 3

Total

February 28, 2014

Assets:

Cash and cash equivalents

Restricted cash

Managed investment portfolio and other investments

Corporate debt securities

U.S. agency debt securities

Asset-backed securities

U.S. government debt securities

Municipal debt securities

Other investments

Foreign exchange forward contracts

Auction rate securities

Canadian asset-backed commercial paper restructuring
notes

$

201.8 $

9.0

—

—

—

7.8

—

—

—

—

—

— $

—

48.0

48.9

5.6

—

3.4

5.8

0.3

—

3.7

— $

201.8

—

—

—

—

—

—

—

—

9.6

—

9.0

48.0

48.9

5.6

7.8

3.4

5.8

0.3

9.6

3.7

Liabilities:

Foreign exchange forward contracts

218.6 $

115.7 $

9.6 $

343.9

— $

— $

(3.2) $

(3.2) $

— $

— $

(3.2)

(3.2)

$

$

$

55

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Managed Investment Portfolio and Other Investments

Our managed investment portfolio consists of corporate debt securities, U.S. agency debt securities, asset 

backed securities, U.S. government debt securities and municipal debt securities.  Our investment manager 
operates under a mandate to keep the average duration of investments under two years. Our managed investment 
portfolio and other investments are considered available-for-sale. Fair values for these investments are based upon 
valuations for identical or similar instruments in active markets, with the resulting net unrealized holding gains or 
losses reflected net of tax as a component of Accumulated other comprehensive income (loss) on the Consolidated 
Balance Sheets.

The cost basis for these investments, determined using the specific identification method, was $67.6 and 
$119.0 as of February 27, 2015 and February 28, 2014, respectively. Gross unrealized gains were $0.1 for 2015 
and $0.2 for 2014. As of February 27, 2015, approximately 36% of the debt securities mature within one year, 
approximately 28% in two years, approximately 29% in three years and approximately 7% in four or more years.

Foreign Exchange Forward Contracts

From time to time, we enter into forward contracts to reduce the risk of translation into U.S. dollars of certain 

foreign-denominated transactions, assets and liabilities. We primarily hedge intercompany working capital loans and 
certain forecasted currency flows from foreign-denominated transactions. The fair value of foreign exchange forward 
contracts is based on a valuation model that calculates the differential between the contract price and the market-
based forward rate.

Auction Rate Securities

As of February 27, 2015, we held auction rate securities (“ARS”) totaling $11.7 of par value. Historically, 
liquidity for these securities was provided through a Dutch auction process that reset the applicable interest rate at 
pre-determined short-term intervals. The auctions failed in 2008 and are not being conducted at this time. While 
there has been no payment default with respect to our ARS, these investments are not widely traded and therefore 
do not currently have a readily determinable market value. We receive higher penalty interest rates on the securities 
ranging from 30-day LIBOR plus 2.0 to 2.5%. We have the intent and ability to hold these securities until recovery of 
market value or maturity, and we believe the current inability to easily liquidate these investments will have no 
impact on our ability to fund our ongoing operations. 

To estimate fair value, we used an internally-developed discounted cash flow analysis. Our discounted cash 

flow analysis considers, among other factors, (i) the credit ratings of the ARS, (ii) the credit quality of the underlying 
securities or the credit rating of issuers, (iii) the estimated timing and amount of cash flows, (iv) the formula 
applicable to each security which defines the penalty interest rate and (v) discount rates equal to the sum of (a) the 
yield on U.S. Treasury securities with a term through the estimated workout date plus (b) a risk premium based on 
similarly rated observable securities. These assumptions are based on our current judgment and our view of current 
market conditions. Based upon these factors, ARS with an original par value of approximately $11.7 have been 
adjusted to an estimated fair value of $9.7 as of February 27, 2015.

We periodically review our investment portfolio to determine if any investment is other-than-temporarily 
impaired due to changes in credit risk or other potential valuation concerns. Since the auctions failed in 2008, we 
have recorded other-than-temporary impairment losses and unrealized gains on our ARS investments of $2.5 and 
$0.5, respectively. The investments other-than-temporarily impaired as of February 27, 2015 were impaired due to 
general credit declines, and the impairments were recorded in Investment income (loss) in the Consolidated 
Statements of Income. Unrealized gains are recorded in Accumulated other comprehensive income (loss) on the 
Consolidated Balance Sheets. The unrealized gains are due to changes in interest rates and are expected to 
fluctuate over the contractual term of the instruments. The use of different assumptions could result in a different 
valuation and additional impairments. For example, an increase to the discount rate of 100 basis points would 
reduce the estimated fair value of our investment in ARS by approximately $0.3.

We continue to monitor the market for ARS and consider the impact, if any, on the estimated fair value of 
these investments. If current market conditions deteriorate further, or the anticipated recovery in market values does 
not occur, we may be required to record additional other-than-temporary impairments and/or unrealized impairment 
losses.

56

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Canadian Asset-Backed Commercial Paper Restructuring Notes

As of February 27, 2015, we held four floating-rate Canadian asset-backed commercial paper restructuring 

notes with a combined par value of Canadian $4.4. These notes replaced an investment in Canadian asset-backed 
commercial paper, which, as a result of a lack of liquidity in the market, failed to settle on maturity and went into 
default. We recorded an other-than-temporary impairment of our investment in 2008 of $0.9.  In 2014, these assets 
were transferred out of Level 3 primarily as the result of increased market liquidity and price transparency.

 Below is a roll-forward of assets and liabilities measured at estimated fair value using Level 3 inputs for the 

years ended February 27, 2015 and February 28, 2014:

Roll-forward of Fair Value Using Level 3 Inputs

Balance as of February 22, 2013

Unrealized loss on investments

Currency translation adjustment

Transfers out of Level 3

Balance as of February 28, 2014

Unrealized gain on investments

Balance as of February 27, 2015

Auction Rate
Securities

Canadian
Asset-Backed
Commercial
Paper

$

$

$

9.8 $

(0.2)

—

—

9.6 $

0.1

9.7

3.5

0.5

(0.3)

(3.7)

—

There were no other-than-temporary impairments or transfers into Level 3 during either 2015 or 2014.  Our 

policy is to value any transfers between levels of the fair value hierarchy based on end of period fair values. 

7. 

INVENTORIES

Inventories

Raw materials and work-in-process
Finished goods

Revaluation to LIFO

February 27,
2015

February 28,
2014

$

$

96.9 $
90.4
187.3
21.1

166.2 $

85.3
87.7
173.0
21.5
151.5

The portion of inventories determined by the LIFO method aggregated to $78.1 and $70.8 as of February 27, 

2015 and February 28, 2014, respectively.

57

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

8. 

PROPERTY, PLANT AND EQUIPMENT

Property, Plant and Equipment

Land
Buildings and improvements
Machinery and equipment
Furniture and fixtures
Leasehold improvements
Capitalized software
Construction in progress

Accumulated depreciation

Estimated
Useful Lives
(Years)

February 27,
2015

February 28,
2014

10 – 40
3 – 15
5 – 8
3 – 10
3 – 10

$

34.1 $

478.7
692.2
55.9
99.1
54.8
30.6
1,445.4
(1,055.9)

$

389.5 $

41.3
490.7
709.2
55.9
52.6
128.7
39.4
1,517.8
(1,140.8)
377.0

A majority of the net book value of property, plant and equipment as of February 27, 2015 relates to 

machinery and equipment of $167.1 and buildings and improvements of $111.8.  A majority of the net book value of 
property, plant and equipment as of February 28, 2014 relates to machinery and equipment of $152.7 and building 
and improvements of $103.2. Depreciation expense on property, plant and equipment was $57.1 for 2015, $56.3 for 
2014 and $53.6 for 2013. The estimated cost to complete construction in progress was $43.0 and $34.4 as of 
February 27, 2015 and February 28, 2014, respectively. There were no interest costs capitalized in construction in 
progress in 2015, 2014 or 2013. 

In 2013, we recognized a $12.4 impairment charge in conjunction with the previously announced closure of 

our Corporate Development Center.  The decline in market value of the facility and the completion of employee 
relocations out of the facility led to the charge in 2013.  This charge was included in Restructuring costs in the 
Consolidated Statements of Income.  See Note 19 for further details.

Included in Other current assets on the Consolidated Balance Sheets are $1.3 of land and $5.3 of land, 
buildings and improvements that are classified as assets “held for sale” as of February 27, 2015 and February 28, 
2014, respectively.

9. 

COMPANY-OWNED LIFE INSURANCE

Our investments in company-owned life insurance (“COLI”) policies are recorded at their net cash surrender 

value.

Our investments in COLI policies are intended to be utilized as a long-term funding source for post-retirement 

medical benefits, deferred compensation and supplemental retirement plan obligations, which as of February 27, 
2015 aggregated approximately $168, with a related deferred tax asset of approximately $61.  The designations of 
our COLI investments as funding sources for our benefit obligations do not result in these investments representing 
a committed funding source for these obligations. They are subject to claims from creditors, and we can designate 
them to another purpose at any time.  

The costs associated with the long-term benefit obligations that the investments are intended to fund are 
recorded in Operating expenses on the Consolidated Statements of Income.  As these costs exceed the net returns 
in cash surrender value, normal insurance expenses and any death benefit gains related to our investments in COLI 
policies (“COLI income”), we began recording all COLI income in Operating expenses on the Consolidated 
Statements of Income during Q3 2014.

Prior to Q3 2014, our investments in whole life COLI policies were intended to be utilized as a long-term 
funding source for post-retirement medical benefits, deferred compensation and supplemental retirement plan 
obligations, and our investments in variable life COLI policies were primarily considered a source of corporate 
liquidity.  Additionally, during Q3 2014 we reduced the variable life COLI balances by withdrawing basis of $74.5 
(tax-free) and invested the cash proceeds in short-term investments.  

58

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

The balances of our COLI investments as of February 27, 2015 and February 28, 2014 were as follows: 

Type
Whole life
COLI policies

Ability to Choose
Investments
No ability

Variable life
COLI policies

Can allocate
across a set of
choices provided
by the insurance
companies

Net Return
A rate of return
set periodically
by the
insurance
companies
Fluctuates
depending on
performance of
underlying
investments

Target Asset
Allocation as of
February 27, 2015
Not applicable

Net Cash Surrender Value

February 27,
2015

February 28,
2014

$

118.1 $

114.3

40% fixed
income; 60%
equity

41.4

40.0

$

159.5 $

154.3

Following is a summary of the allocation of COLI income for 2015, 2014 and 2013:

COLI Income

Whole Life
Policies

Variable Life
Policies

Total

2015

Cost of sales
Operating expenses
Operating income
Investment income (loss)
Income before income tax expense

2014

Cost of sales
Operating expenses
Operating income
Investment income
Income before income tax expense

2013

Cost of sales
Operating expenses
Operating income
Investment income
Income before income tax expense

$

$

$

$

$

$

— $
4.2
4.2
—
4.2 $

0.6 $
4.5
5.1
—
5.1 $

1.2 $
4.6
5.8
—
5.8 $

— $
1.6
1.6
—
1.6 $

— $
0.9
0.9
(1.8)
(0.9) $

— $
—
—
3.0
3.0 $

—
5.8
5.8
—
5.8

0.6
5.4
6.0
(1.8)
4.2

1.2
4.6
5.8
3.0
8.8

59

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

10.  GOODWILL & OTHER INTANGIBLE ASSETS

A summary of the changes in goodwill during the years ended February 27, 2015 and February 28, 2014, by 

reportable segment, is as follows:

Goodwill

Americas

EMEA

Other

Total

Goodwill

Accumulated impairment losses

Balance as of February 22, 2013

Impairments (1)

Currency translation adjustments

Goodwill

Accumulated impairment losses

Balance as of February 28, 2014

Currency translation adjustments

Goodwill
Accumulated impairment losses

Balance as of February 27, 2015

________________________

$

$

92.1 $

265.0 $

116.7 $

473.8

(1.7)

(265.0)

(85.7)

(352.4)

90.4 $

— $

31.0 $

121.4

—

(0.8)

91.3

(1.7)

—

—

265.0

(265.0)

(12.3)

(0.2)

116.5

(98.0)

(12.3)

(1.0)

472.8

(364.7)

$

89.6 $

— $

18.5 $

108.1

(0.9)

90.4
(1.7)

—

265.0
(265.0)

—

116.5
(98.0)

(0.9)

471.9
(364.7)

$

88.7 $

— $

18.5 $

107.2

(1) 

In 2014, we recorded goodwill impairment charges in our Asia Pacific reporting unit.  See further details 
below.

Our goodwill impairment evaluation is a two step process. In step one, we compare the fair value of each 

reporting unit to its carrying value. If the fair value of the reporting unit exceeds the carrying value, goodwill is not 
impaired, and no further testing is required. If the fair value of the reporting unit is less than the carrying value, we 
perform step two to measure the amount of impairment loss, if any.  In step two, the reporting unit's fair value is 
allocated to all of the assets and liabilities of the reporting unit, including any unrecognized intangible assets, in a 
hypothetical analysis that calculates the implied fair value of goodwill in the same manner as if the reporting unit 
was being acquired in a business combination. If the implied fair value of the reporting unit's goodwill is less than 
the carrying value, the difference is recorded as an impairment loss.

We estimated the fair value of our reporting units using the income approach, which calculates the fair value 

of each reporting unit based on the present value of its estimated future cash flows. Cash flow projections are 
based on management's estimates of revenue growth rates and operating margins, taking into consideration 
industry and market conditions. The discount rate used is based on the weighted-average cost of capital adjusted 
for the relevant risk associated with business-specific characteristics and the uncertainty related to the business's 
ability to execute on the projected cash flows. The estimation of the fair value of our reporting units represents a 
Level 3 measurement.

Based on the results of the annual impairment test, we concluded that no goodwill impairment existed as of 

February 27, 2015. The excess of fair value over carrying value for each of our reporting units as of the annual 
testing date ranged from approximately 81% to approximately 278% of carrying value. We will continue to evaluate 
goodwill, on an annual basis in Q4, and whenever events or changes in circumstances, such as significant adverse 
changes in business climate or operating results, changes in management's business strategy or significant 
declines in our stock price, indicate that there may be a potential indicator of impairment.

In 2014, we determined that it was more likely than not that the fair value of our Asia Pacific reporting unit (in 

the Other category) had fallen below its carrying value.  We recorded a $12.3 goodwill impairment charge, fully 
impairing goodwill in the Asia Pacific reporting unit as of February 28, 2014.  Additionally, we tested the 
recoverability of the Asia Pacific long-lived assets (other than goodwill and intangible assets) as of February 27, 
2015 and February 28, 2014 and concluded that these assets were not impaired.

 As of February 27, 2015 and February 28, 2014, our other intangible assets and related accumulated 

amortization consisted of the following:

60

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Other Intangible Assets

Intangible assets subject to
amortization:

Proprietary technology

Trademarks

Non-compete agreements

Other

Intangible assets not subject to
amortization:

Trademarks

February 27, 2015

February 28, 2014

Weighted
Average
Useful Life
(Years)

Gross

Accumulated
Amortization

Net

Gross

Accumulated
Amortization

Net

9.7 $ 22.8 $

21.8 $

1.0 $ 22.8 $

20.8 $

10.0

6.2

5.1

9.4

1.2

9.8
43.2

9.4

1.2

8.7

41.1

—

—

1.1

2.1

10.7

1.3

11.0

45.8

10.7

1.1

9.2

41.8

2.0

—

0.2

1.8

4.0

n/a

12.6
$ 55.8 $

—

12.6

12.6

—

12.6

41.1 $ 14.7 $ 58.4 $

41.8 $ 16.6

In 2014, we recorded a charge of $0.6 in Asia Pacific for impairment of other intangible assets.  In 2015 and 

2013, no intangible asset impairment charges were recorded.

We recorded amortization expense on intangible assets subject to amortization of $1.6 in 2015, $2.1 in 2014 

and $3.0 for 2013. Based on the current amount of intangible assets subject to amortization, the estimated 
amortization expense for each of the following five years is as follows:

Year Ending in February

Amount

2016

2017

2018

2019

2020

$

$

1.4

0.6

0.1

—

—

2.1

Future events, such as acquisitions, dispositions or impairments, may cause these amounts to vary.

11. 

INVESTMENTS IN UNCONSOLIDATED AFFILIATES

We enter into joint ventures and other equity investments from time to time to expand or maintain our 
geographic presence, support our distribution network or invest in new business ventures, complementary products 
and services. Equity method investments were $52.6 and $46.7 as of February 27, 2015 and February 28, 2014, 
respectively. Cost method investments were $6.5 and $6.3 as of February 27, 2015 and February 28, 2014. Our 
investments in unconsolidated affiliates primarily consist of IDEO, dealer relationships and manufacturing joint 
ventures. Our investments in unconsolidated affiliates and related direct ownership interests are summarized below:

61

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Investments in Unconsolidated Affiliates

IDEO

Dealer relationships:

Equity method investments

Cost method investments

Total dealer relationships

Manufacturing joint ventures:

Equity method investments

Other

February 27, 2015

February 28, 2014

Investment
Balance

Ownership
Interest

Investment
Balance

Ownership
Interest

$

18.5 20%

$

17.4 20%

22.1 20%-40%

17.8 20%-40%

5.8 Less than 10%

5.8 Less than 10%

27.9

23.6

12.0 25%-49%

0.7 1%-39%

11.5 25%-49%

0.5 1%-39%

Total investments in unconsolidated affiliates

$

59.1

$

53.0

Our equity in earnings of unconsolidated affiliates is recorded in Other income (expense), net on the 

Consolidated Statements of Income and is summarized below:

Equity in earnings of unconsolidated affiliates

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

IDEO

Dealer relationships

Manufacturing joint ventures

Other

$

3.0 $

2.7 $

6.5

5.7

—

3.1

5.7

(1.3)

Total equity in earnings of unconsolidated affiliates

$

15.2 $

10.2 $

2.6

3.9

3.4

(0.5)

9.4

Additionally, during 2014 we recorded a $6.0 other-than-temporary loss on the value of an equity method 

investment and related notes receivable in Other income (expense), net.

IDEO

IDEO LP is an innovation and design firm that uses a human-centered, design-based approach to generate 

new offerings and build new capabilities for its customers. IDEO serves Steelcase and a variety of other 
organizations within consumer products, financial services, healthcare, information technology, government, 
transportation and other industries. We own a 20% equity interest in IDEO.

Dealer Relationships

We have invested in dealers from time to time to expand or maintain our geographic presence and support 
our distribution network. These dealer relationships may also include asset-based lending and term financing as a 
result of the dealer facing financial difficulty or facing difficulty in transitioning to new ownership. We choose to make 
financial investments in these dealers to address these risks or continue our presence in a region as establishing 
new dealers in a market can take considerable time and resources.

Manufacturing Joint Ventures

We have entered into manufacturing joint ventures from time to time to expand or maintain our geographic 

presence. The manufacturing joint ventures primarily consist of Steelcase Jeraisy Company Limited, which is 
located in the Kingdom of Saudi Arabia and is engaged in the manufacturing of wood and metal office furniture 
systems, accessories and related products for the Kingdom.

The summarized financial information presented below represents the combined accounts of our equity 

method investments in unconsolidated affiliates.

62

 
 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Consolidated Balance Sheets

Total current assets

Total non-current assets

Total assets

Total current liabilities

Total long-term liabilities

Total liabilities

Statements of Income

Revenue

Gross profit
Income before income tax expense

Net income

February 27,
2015

February 28,
2014

$

$

$

$

171.2 $

34.2

205.4 $

88.9 $

18.6

107.5 $

148.8

29.7

178.5

72.4

21.7

94.1

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

573.5 $

450.7 $

167.3

49.7

46.2

141.3

36.0

32.5

515.9

151.6

34.4

31.6

Dividends received from our investments in unconsolidated affiliates were $10.7, $6.2 and $5.4 in 2015, 2014 

and 2013, respectively. We had sales to our unconsolidated affiliates of $277.4, $222.3 and $247.3 in 2015, 2014 
and 2013, respectively. Amounts due from our unconsolidated affiliates were $11.0 and $13.2 as of February 27, 
2015 and February 28, 2014, respectively.  

12. 

 SHORT-TERM BORROWINGS AND LONG-TERM DEBT

Debt Obligations

Interest Rate Range as
of February 27, 2015

Fiscal Year
Maturity Range

February 27,
2015

February 28,
2014

U.S. dollar obligations:

Senior notes (1)

Revolving credit facilities (2)(4)

Notes payable (3)

Capitalized lease obligations

Foreign currency obligations:

Revolving credit facilities (4)

Notes payable

Capitalized lease obligations

Total short-term borrowings and long-term debt

Short-term borrowings and current portion of
long-term debt (5)

Long-term debt

________________________

6.375%

2021 $

249.9 $

249.9

LIBOR + 3.35%

6.0%-6.5%

2018

2017

2016-2017

6.0%- 8.0%

1.9%

2019

—

33.5

0.1

283.5

—

0.3

0.5

—

35.8

0.2

285.9

—

0.3

0.8

284.3

287.0

2.5

2.6

$

281.8 $

284.4

(1)  We have $250 of unsecured unsubordinated senior notes, due in February 2021 (“2021 Notes”). The 2021 

Notes were issued at 99.953% of par value. The bond discount of $0.1 and direct debt issuance costs of $3.0 
were deferred and are being amortized over the life of the 2021 Notes. Although the coupon rate of the 2021 
Notes is 6.375%, the effective interest rate is 6.6% after taking into account the impact of the bond discount, 
direct debt issuance costs and the deferred loss on interest rate locks related to the debt issuance. The 2021 
Notes rank equally with all of our other unsecured unsubordinated indebtedness, and they contain no financial 
covenants. We may redeem some or all of the 2021 Notes at any time. The redemption price would equal the 

63

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

greater of (1) the principal amount of the notes being redeemed; or (2) the present value of the remaining 
scheduled payments of principal and interest discounted to the redemption date on a semi-annual basis at the 
comparable U.S. Treasury rate plus 45 basis points; plus, in both cases, accrued and unpaid interest. If the 
notes are redeemed within 3 months of maturity, the redemption price would be equal to the principal amount 
of the notes being redeemed plus accrued and unpaid interest. Amortization expense related to the bond 
discount and direct debt issuance costs on the 2021 Notes was $0.3 in 2015, 2014 and 2013.

(2)  We have a $125 global committed five-year bank facility which was entered into in Q1 2013.  As of February 
27, 2015 and February 28, 2014, there were no borrowings outstanding under the facility, our availability was 
not limited, and we were in compliance with all covenants under the facility.

In addition, we have a $11.5 unsecured committed revolving bank facility which is utilized primarily for standby 
letters of credit in support of our self-insured workers’ compensation programs. As of February 27, 2015 and 
February 28, 2014, we had $9.5 and $11.3, respectively, in outstanding standby letters of credit against this 
facility. We had no draws against our standby letters of credit during 2015 or 2014.

(3)  We have a note payable with an original amount of $47.0 at a floating interest rate based on 30-day LIBOR 

plus 3.35%. The loan has a term of seven years and requires fixed monthly principal payments of $0.2 based 
on a 20-year amortization schedule with a $30 balloon payment due in Q2 2017. The loan is secured by two 
corporate aircraft, contains no financial covenants and is not cross-defaulted to our other debt facilities.

(4)  We have unsecured uncommitted short-term credit facilities of up to $3.5 of U.S. dollar obligations and 

unsecured uncommitted short-term credit facilities of up to $26.2 of foreign currency obligations with various 
financial institutions as of February 27, 2015. Interest rates are variable and determined at the time of 
borrowing. These credit facilities have no stated expiration date but may be changed or canceled by the 
banks at any time. As of February 27, 2015, we had $0.2 in outstanding letters of credit against these 
facilities. There were no borrowings on these facilities as of February 27, 2015 and February 28, 2014.

(5)  The weighted-average interest rate for short-term borrowings and the current portion of long-term debt was 

3.5% as of February 27, 2015 and February 28, 2014.

The annual maturities of short-term borrowings and long-term debt for each of the following five years are as 

follows: 

2016
2017
2018
2019
2020
Thereafter

Year Ending in February

Amount

$

$

2.5
31.4
0.1
0.1
—
250.2
284.3

Global Credit Facility

Our $125 committed five-year unsecured revolving syndicated credit facility expires in 2018.  At our option, 

and subject to certain conditions, we may increase the aggregate commitment under the facility by up to $75 by 
obtaining at least one commitment from a lender.

We can use borrowings under the facility for general corporate purposes, including friendly acquisitions.  Interest 

on borrowings under the facility is based on the rate, as selected by us, between the following two options:

• 

the greatest of the prime rate, the Federal fund effective rate plus 0.5%, and the Eurocurrency rate for a 
one month interest period plus 1%, plus the applicable margin as set forth in the credit agreement; or

• 

the Eurocurrency rate plus the applicable margin as set forth in the credit agreement. 

The facility requires us to satisfy two financial covenants:

•  A maximum leverage ratio covenant, which is measured by the ratio of (x) indebtedness (as determined 

under the credit agreement) less excess liquidity (as determined under the credit agreement) to (y) trailing 
four quarter Adjusted EBITDA (as determined under the credit agreement) and is required to be no 

64

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

greater than 3:1. (In the context of certain permitted acquisitions, we have a one-time ability, subject to 
certain conditions, to increase the maximum ratio to 3.25 to 1.0 for four consecutive quarters).

•  A minimum interest coverage ratio covenant, which is measured by the ratio of (y) trailing four quarter 

Adjusted EBITDA (as determined under the credit agreement) to (z) trailing four quarter interest expense 
and is required to be no less than 3.5:1.

The facility requires us to comply with certain other covenants, including a restriction on the aggregate amount 
of cash dividend payments and share repurchases in any fiscal year.  In general, as long as our leverage ratio is less 
than 2.50 to 1.00, there is no restriction on cash dividends and share repurchases.  If our leverage ratio is between 
2.50 to 1.00 and the maximum then permitted, our ability to pay more than $35.0 in cash dividends and share repurchases 
in aggregate in any fiscal year may be restricted, depending on our liquidity.  As of February 27, 2015, our leverage 
ratio was less than 2.50 to 1.00.

As of February 27, 2015 and February 28, 2014, we were in compliance with all covenants under the facility.

13. 

  EMPLOYEE BENEFIT PLAN OBLIGATIONS

Employee Benefit Plan Obligations (net)

Defined contribution retirement plans
Post-retirement medical benefits
Defined benefit pension plans
Deferred compensation plans and agreements

Employee benefit plan assets

Long-term asset

Employee benefit plan obligations

Current portion
Long-term portion

February 27,
2015

February 28,
2014

$

16.7 $
73.7
49.1
46.8

$

186.3 $

15.0
69.1
48.5
42.7
175.3

$

$

$

1.3 $

1.6

29.4 $

158.2
187.6 $

26.1
150.8
176.9

Defined Contribution Retirement Plans

Substantially all of our U.S. employees are eligible to participate in defined contribution retirement plans, 
primarily the Steelcase Inc. Retirement Plan (the “Retirement Plan”). Company contributions, including discretionary 
profit sharing and 401(k) matching contributions, and employee 401(k) pre-tax contributions fund the Retirement 
Plan. All contributions are made to a trust which is held for the sole benefit of participants. Company contributions for 
this plan are discretionary and can be declared by the Compensation Committee of our Board of Directors any time 
during each fiscal year. Our other defined contribution retirement plans provide for matching contributions and/or 
discretionary contributions declared by management.

Total expense under all defined contribution retirement plans was $26.3 for 2015, $22.6 for 2014 and $19.0 for 

2013. We expect to fund approximately $30.6 related to our defined contribution plans in 2016, including funding 
related to our discretionary profit sharing contributions.

Post-Retirement Medical Benefits

We maintain post-retirement benefit plans that provide medical and life insurance benefits to certain North 
American-based retirees and eligible dependents. The plans were frozen to new participants in 2003. We accrue the 
cost of post-retirement benefits during the service periods of employees based on actuarial calculations for each 
plan. These plans are unfunded, but our investments in COLI policies are intended to be utilized as a long-term 
funding source for these benefit obligations. See Note 9 for additional information. While we do not expect the timing 
of cash flows to closely match, we intend to hold the policies until maturity, and we expect the policies will generate 

65

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

insufficient cash to cover the obligation payments over the next several years and generate excess cash in later 
years.

In 2012, we changed the model of the post-retirement benefit plan and cost-sharing provisions for the post-65 

retiree population. This amendment resulted in a decrease in the accumulated post-retirement projected benefit 
obligation of $20.9. In 2013, due to a change in the participation assumption resulting from actual participation rates 
during the year, the accumulated post-retirement projected benefit obligation was reduced by $12.4.

Defined Benefit Pension Plans

Our defined benefit pension plans include various qualified domestic and foreign retirement plans as well as 

non-qualified supplemental retirement plans that are limited to a select group of management approved by the 
Compensation Committee. The benefit plan obligations for the non-qualified supplemental retirement plans are 
primarily related to the Steelcase Inc. Executive Supplemental Retirement Plan. In Q4 2015, we closed the plan to 
new participants and froze the benefits under the plan for current participants upon vesting.  The amendment 
resulted in a decrease to the pension benefit obligation of $1.4.  This plan is unfunded, but our investments in COLI 
policies are intended to be utilized as a long-term funding source for these benefit obligations. See Note 9 for 
additional information. The funded status of our defined benefit pension plans (excluding our investments in COLI 
policies) is as follows:

Defined Benefit Pension
Plan Obligations

Qualified Plans

Domestic

Foreign

Non-qualified
Supplemental
Retirement
Plans

Qualified Plans

Domestic

Foreign

Non-qualified
Supplemental
Retirement
Plans

February 27, 2015

February 28, 2014

Plan assets

Projected benefit plan obligations

Funded status

Long-term asset

Current liability

Long-term liability

Total benefit plan obligations

Accumulated benefit obligation

$

$

$

$

$

10.2
(1.4) $
— $

—
(1.4)
(1.4) $
10.2 $

8.8 $

45.7 $

— $

8.8 $

46.2 $

59.8

33.6

9.3

61.3

—

32.9

(14.1) $

(33.6) $

(0.5) $

(15.1) $

(32.9)

1.3 $

— $

— $

1.6 $

—

(15.4)

(14.1) $

55.3 $

(3.6)

(30.0)

(33.6) $

32.7 $

—

(0.5)

(0.1)

(16.6)

(0.5) $

(15.1) $

9.3 $

55.9 $

—

(3.3)

(29.6)

(32.9)

30.4

As of February 27, 2015, we had one qualified foreign plan in an over-funded status, as plan assets of $12.9 

exceeded projected benefit plan obligations of $11.6 by $1.3.

Summary Disclosures for Defined Benefit Pension and Post-Retirement Plans

The following tables summarize our defined benefit pension and post-retirement plans.

66

 
 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Changes in Assets, Benefit Obligations and Funded Status

Change in plan assets:

Defined Benefit
Pension Plans

Post-Retirement
Plans

February 27,
2015

February 28,
2014

February 27,
2015

February 28,
2014

Fair value of plan assets, beginning of year

$

55.0

$

50.2

$

— $

Actual return on plan assets

Employer contributions

Plan participants’ contributions

Estimated Medicare subsidies received

Expenses

Currency changes

Benefits paid

Fair value of plan assets, end of year

Change in benefit obligations:

Benefit plan obligations, beginning of year

Service cost

Interest cost

Amendments

Net actuarial (gain) loss

Plan participants’ contributions

Medicare subsidies received

Effect of divestiture

Curtailment

Currency changes

Other adjustments

Benefits paid

Benefit plan obligations, end of year

Funded status

Amounts recognized on the Consolidated Balance Sheets:

Long-term asset

Current liability

Long-term liability

Net amount recognized

Amounts recognized in accumulated other comprehensive
income—pretax:

Actuarial loss (gain)

Prior service cost (credit)

Total amounts recognized in accumulated other comprehensive
income—pretax

Estimated amounts to be amortized from accumulated other
comprehensive income into net periodic benefit cost over
the next fiscal year:

Actuarial loss (gain)

Prior service cost (credit)

Total amounts recognized in accumulated other comprehensive
income—pretax

67

5.5

3.6

—

—

(0.3)

(4.1)

(5.2)

54.5

5.4

3.6

—

—

—

1.2

(5.4)

55.0

—

3.3

2.7

0.1

—

—

(6.1)

—

103.5

101.7

69.1

3.2

3.6

(1.4)

9.8

—

—

(3.2)

—

(6.7)

—

(5.2)

3.5

3.5

0.1

(0.8)

—

—

—

(0.1)

2.2

(1.2)

(5.4)

103.6

103.5

0.6

2.9

—

4.9

2.7

0.1

—

—

(0.5)

—

(6.1)

73.7

—

—

5.6

2.9

0.1

—

—

(8.6)

—

77.3

0.8

2.8

—

(5.7)

2.9

0.1

—

—

(0.5)

—

(8.6)

69.1

$

$

$

$

$

$

$

(49.1) $

(48.5) $

(73.7) $

(69.1)

1.3

$

1.6

$

— $

(3.6)

(46.8)

(3.4)

(46.7)

(4.6)

(69.1)

(49.1) $

(48.5) $

(73.7) $

23.9

$

19.2

$

(3.7) $

(1.0)

0.6

(26.9)

—

(4.7)

(64.4)

(69.1)

(8.3)

(36.0)

22.9

$

19.8

$

(30.6) $

(44.3)

1.0

$

(0.2)

$

0.7

0.1

0.2

$

(9.1)

0.8

$

0.8

$

(8.9) $

(0.5)

(9.1)

(9.6)

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Components of
Expense

February 27,
2015

February 28,
2014

February 22,
2013

February 27,
2015

February 28,
2014

February 22,
2013

Pension Plans

Year Ended

Post-Retirement Plans

Year Ended

$

3.2 $

3.5 $

3.0 $

0.6 $

0.8 $

Components of expense:
Service cost

Interest cost

Amortization of net loss (gain)

Amortization of prior year service
cost (credit)

Expected return on plan assets

Adjustment due to plan curtailment

Adjustment due to plan settlement

Other

Net expense (credit) recognized in
Consolidated Statements of Income

Other changes in plan assets and
benefit obligations recognized in
other comprehensive income
(pre-tax):
Net loss (gain)

Prior service cost (credit)

Amortization of gain (loss)

Amortization of prior year service
credit (cost)

Gain (losses) recognized as part of
the curtailment / settlement

Prior service cost recognized as a
part of curtailment / settlement

Other

Total recognized in other
comprehensive income

Total recognized in net periodic
benefit cost and other
comprehensive income (pre-tax)

3.7

1.1

0.1

(2.6)

—

0.1

—

5.4

4.8

—

(1.1)

(0.1)

—

—

—

2.9

(0.5)

(9.1)

—

—

—

—

2.8

0.2

(9.2)

—

—

—

—

(6.1)

(5.4)

4.8

—

(0.2)

9.1

—

—

—

(5.7)

—

(0.2)

9.2

—

—

—

0.9

3.8

0.2

(9.3)

—

(0.1)

0.1

—

(4.4)

(12.4)

—

(0.3)

9.4

—

—

—

3.6

0.8

—
(3.2)
0.1
(2.2)
—

2.3

7.8
(1.4)
(0.8)

—

(1.0)

(0.1)
—

4.5

3.5

1.2

0.1

(2.9)

(0.1)

0.1

(0.8)

4.6

(3.2)

0.1

(1.3)

(0.1)

—

—

(0.3)

(4.8)

3.6

13.7

3.3

(3.3)

$

6.8 $

(0.2) $

9.0 $

7.6 $

(2.1) $

(7.7)

68

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Pension and Other Post-Retirement Liability Adjustments

Balance as of February 22, 2013

Prior service (cost) credit from plan amendment arising during period

Amortization of prior service cost (credit) included in net periodic pension
cost

   Net prior service (cost) credit during period

Net actuarial gain (loss) arising during period

Amortization of net actuarial (gain) loss included in net periodic pension
cost

   Net actuarial gain (loss) during period

Other

Foreign currency translation adjustments

   Current period change

Balance as of February 28, 2014

Prior service (cost) credit from plan amendment arising during period

Prior service cost recognized as a part of the curtailment / settlement

Amortization of prior service cost (credit) included in net periodic pension
cost

   Net prior service (cost) credit during period

Net actuarial gain (loss) arising during period

Amortization of net actuarial (gain) loss included in net periodic pension
cost

Gain/losses recognized as a part of the settlement

   Net actuarial gain (loss) during period

Other

Foreign currency translation adjustments

   Current period change

Balance as of February 27, 2015

Before Tax
Amount

Tax (Expense)
Benefit

$

23.4 $

(4.5) $

Net of
Tax Amount
18.9

(0.1)

(9.1)

(9.2)

8.9

1.5

10.4

0.3

(0.4)

1.1

—

3.5

3.5

(3.5)

(0.5)

(4.0)

—

0.1

(0.4)

$

24.5 $

(4.9) $

1.4

0.1

(9.1)

(7.6)

(12.6)

1.0

1.0

(10.6)

—

1.4

(16.8)

(0.5)

—

3.5

3.0

3.4

(0.3)

—

3.1

—

(0.4)

5.7

$

7.7 $

0.8 $

(0.1)

(5.6)

(5.7)

5.4

1.0

6.4

0.3

(0.3)

0.7

19.6

0.9

0.1

(5.6)

(4.6)

(9.2)

0.7

1.0

(7.5)

—

1.0

(11.1)

8.5

Weighted-Average
Assumptions

February 27,
2015

February 28,
2014

February 22,
2013

February 27,
2015

February 28,
2014

February 22,
2013

Pension Plans

Year Ended

Post-Retirement Plans

Year Ended

Weighted-average assumptions
used to determine benefit
obligations:
Discount rate

Rate of salary progression

Weighted-average assumptions
used to determine net periodic
benefit cost:
Discount rate

Expected return on plan assets

Rate of salary progression

3.10%

2.30%

3.80%

2.70%

3.60%

3.00%

3.73%

4.31%

3.82%

3.90%

4.20%

2.70%

3.70%

4.90%

3.10%

4.20%

5.00%

2.90%

4.32%

3.82%

4.31%

The measurement dates for our retiree benefit plans are consistent with our fiscal year-end. Accordingly, we 
select discount rates to measure our benefit obligations that are consistent with market indices at the end of each 

69

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

year. In evaluating the expected return on plan assets, we consider the expected long-term rate of return on plan 
assets based on the specific allocation of assets for each plan, an analysis of current market conditions and the 
views of leading financial advisors and economists.

The assumed healthcare cost trend was 6.86% for pre-age 65 retirees as of February 27, 2015, gradually 

declining to 4.50% after five years. As of February 28, 2014, the assumed healthcare cost trend was 7.04% for pre-
age 65 retirees, gradually declining to 4.50% after six years.  Post-age 65 trend rates are not applicable due to our 
change to a fixed subsidy for post-age 65 benefits.  A one percentage point change in assumed healthcare cost trend 
rates would have had the following effects as of February 27, 2015:

Health Cost Trend Sensitivity
Effect on total of service and interest cost components

Effect on post-retirement benefit obligation

Plan Assets

One percentage
point increase
$

— $

One percentage
point decrease
—

$

0.3 $

(0.3)

The investments of the domestic plans are managed by third-party investment managers. The investment 
strategy for the domestic plans is to maximize returns while taking into consideration the investment horizon and 
expected volatility to ensure there are sufficient assets to pay benefits as they come due.

The investments of the foreign plans are managed by third-party investment managers who follow local 

regulations. In general, the investment strategy is designed to accumulate a diversified portfolio among markets, 
asset classes or individual securities in order to reduce market risk and assure that the pension assets are available 
to pay benefits as they come due.

Our pension plans’ weighted-average investment allocation strategies and weighted-average target asset 
allocations by asset category as of February 27, 2015 and February 28, 2014 are reflected in the following table. The 
target allocations are established by the investment committees of each plan in consultation with external advisors 
after consideration of the associated risk and expected return of the underlying investments.

February 27, 2015

February 28, 2014

Asset Category

Actual
Allocations

Target
Allocations

56%

34

2

8

54%

40

—

6

Actual
Allocations
65%

24

2

9

Target
Allocations

54%

33

4

9

100%

100%

100%

100%

Equity securities

Debt securities

Real estate

Other (1)

Total

________________________

(1)  Represents guaranteed insurance contracts, money market funds and cash.

70

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

The fair value of the pension plan assets as of February 27, 2015 and February 28, 2014, by asset category 

are as follows:

Fair Value of Pension Plan Assets

Level 1

Level 2

Level 3

Total

February 27, 2015

Cash and cash equivalents
Equity securities:
U.S. large-cap
U.S. small-cap
U.S. index
International

Fixed income securities:

Bond funds

Other investments:

Group annuity contract (1)
Guaranteed insurance contracts (2)
Property funds

$

0.8 $

— $

— $

0.8

1.0
1.0
1.0
—

—

—
—
—
27.8

18.5

—
—
—
—

—

—
—
1.0
4.8 $

—
—
—
46.3 $

2.1
1.3
—
3.4 $

$

1.0
1.0
1.0
27.8

18.5

2.1
1.3
1.0
54.5

Fair Value of Pension Plan Assets

Level 1

Level 2

Level 3

Total

February 28, 2014

Cash and cash equivalents

$

0.1 $

— $

— $

Equity securities:

U.S. large-cap

U.S. small-cap

U.S. index

International

Fixed income securities:

Bond funds

Other investments:

Group annuity contract (1)

Insurance products

Guaranteed insurance contracts (2)

Property funds

________________________

0.9

0.9

1.0

—

—

—

—

—

0.9

—

—

—

24.9

8.5

—

13.9

—

—

—

—

—

—

—

2.3

—

1.6

—

$

3.8 $

47.3 $

3.9 $

0.1

0.9

0.9

1.0

24.9

8.5

2.3

13.9

1.6

0.9

55.0

(1)  Group annuity contracts are valued utilizing a discounted cash flow model. The term “cash flow” refers to the 

future principal and interest payments we expect to receive on a given asset in the general account. The model 
projects future cash flows separately for each investment period and each category of investment.

(2)  Guaranteed insurance contracts are valued at book value, which approximates fair value, and are calculated 

using the prior year balance plus or minus investment returns and changes in cash flows.

There were no transfers between Level 1 and Level 2 of the fair value hierarchy for any periods presented.

71

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Below is a roll-forward of plan assets measured at estimated fair value using Level 3 inputs for the years 

ended February 27, 2015 and February 28, 2014:

Balance as of February 22, 2013

Roll-forward of Fair Value Using Level 3 Inputs

Unrealized return on plan assets, including changes in foreign exchange rates

Purchases, sales, and other, net

Balance as of February 28, 2014

Unrealized return on plan assets, including changes in foreign exchange rates

Purchases, sales, and other, net

Balance as of February 27, 2015

Group
Annuity
Contract

$

$

$

2.4 $

0.1

(0.2)

2.3 $

0.1

(0.3)

2.1 $

Guaranteed
Insurance
Contracts
1.7

0.1

(0.2)

1.6

(0.2)

(0.1)

1.3

We expect to contribute approximately $5 to our pension plans and fund approximately $5 related to our post-

retirement plans in 2016. The estimated future benefit payments under our pension and post-retirement plans are as 
follows:

Year Ending in February

2016

2017

2018

2019

2020

2021 - 2025

Pension Plans
$

6.8 $

5.8

6.0

6.7

6.7

30.5

Post-
retirement
Plans

4.6

4.5

4.6

4.7

4.8

24.6

Multi-Employer Pension Plan

Our subsidiary SC Transport Inc. contributes to the Central States, Southeast and Southwest Areas Pension 

Fund based on obligations arising from a collective bargaining agreement covering 20 SC Transport Inc. employees. 
This plan provides retirement benefits to participants based on their service to contributing employers. The benefits 
are paid from assets held in trust for that purpose. Trustees are appointed by employers and unions; however, we 
are not a trustee. The trustees typically are responsible for determining the level of benefits to be provided to 
participants as well as for such matters as the investment of the assets and the administration of the plan.

Based on the most recent information available, we believe that the projected benefit obligations in this multi-

employer plan significantly exceed the value of the assets held in trust to pay benefits. Because we are one of a 
number of employers contributing to this plan, it is difficult to ascertain what the exact amount of the under-funding 
would be, although we anticipate the contribution per participating employee will increase at each contract 
renegotiation. We believe that funding levels have not changed significantly since year-end.

The risks of participating in a multi-employer plan are different from the risks associated with single-employer 

plans in the following respects:

•  Assets contributed to the multi-employer plan by one employer may be used to provide benefits to 

employees of other participating employers.

• 

• 

If a participating employer stops contributing to the plan, the unfunded obligations of the plan may be 
borne by the remaining participating employers.

If a participating employer chooses to stop participating in a multi-employer plan or otherwise has 
participation in the plan drop below certain levels, that employer may be required to pay the plan an 
amount based on the underfunded status of the plan, referred to as a withdrawal liability.

Our participation in this plan is outlined in the tables below.  Expense is recognized at the time our 
contributions are funded, in accordance with applicable accounting standards. Any adjustment for a withdrawal 

72

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

liability would be recorded at the time the liability is both probable and can be reasonably determined.  The most 
recent estimate of our potential withdrawal liability is $23.8.

EIN - Pension
Plan Number

Plan
Month /
Day End
Date

366044243-001

12/31

Pension
Protection Act
Zone Status (1)

2014

Red

2013

Red

FIP/RP Status
Pending /
Implemented
(2)

Implemented

Contributions

2015

$0.3

2014

$0.3

2013

$0.3

Surcharges
Imposed or
Amortization
Provisions

No

Pension Fund

Central States, Southeast and
Southwest Areas Pension
Fund

________________________

(1)  The most recent Pension Protection Act Zone Status available in 2014 and 2013 relates to the plan's two most 

recent fiscal year-ends. The zone status is based on information received from the plan certified by the plan’s 
actuary.  Among other factors, red zone status plans are generally less than 65 percent funded and are 
considered in critical status. 

(2)  The FIP/RP Status Pending/Implemented column indicates plans for which a financial improvement plan or a 

rehabilitation plan is either pending or has been implemented by the trustees of the plan.

The following table describes the expiration of the collective bargaining agreement associated with the multi-

employer plan in which we participate:

Pension Fund

Total Collective
Bargaining
Agreements

Central States, Southeast and Southwest Areas Pension Fund

1

Expiration
Date

3/31/2018

% of Associates
Under Collective
Bargaining
Agreement

Over 5%
Contribution
2015

0.2%

No

At the date the financial statements were issued, the Form 5500 was not available for the plan year ending in 

2014.

Deferred Compensation Programs

We maintain four deferred compensation programs. The first deferred compensation program is closed to new 

entrants. In this program, certain employees elected to defer a portion of their compensation in return for a fixed 
benefit to be paid in installments beginning when the participant reaches age 70. Under the second plan, certain 
employees may elect to defer a portion of their compensation. The third plan is intended to restore retirement 
benefits that would otherwise be paid under the Retirement Plan but are precluded as a result of the limitations on 
eligible compensation under Internal Revenue Code Section 401(a)(17). Under the fourth plan, our non-employee 
directors may elect to defer all or a portion of their board retainer and committee fees. The deferred amounts in the 
last three plans earn a return based on the investment option selected by the participant.

These deferred compensation obligations are unfunded, but our investments in COLI policies are intended to 

be utilized as a long-term funding source for these deferred compensation obligations. See Note 9 for additional 
information.

Deferred compensation expense, which represents annual participant earnings on amounts that have been 

deferred, and restoration retirement benefits were $5.7 for 2015, $5.0 for 2014 and $4.8 for 2013.

14.  CAPITAL STRUCTURE

Terms of Class A Common Stock and Class B Common Stock

The holders of common stock are generally entitled to vote as a single class on all matters upon which 
shareholders have a right to vote, subject to the requirements of applicable laws and the rights of any outstanding 
series of preferred stock to vote as a separate class. Each share of Class A Common Stock entitles its holder to one 
vote, and each share of Class B Common Stock entitles its holder to 10 votes. Each share of Class B Common 
Stock is convertible into a share of Class A Common Stock on a one-for-one basis (i) at the option of the holder at 
any time, (ii) upon transfer to a person or entity which is not a Permitted Transferee (as defined in our Second 
Restated Articles of Incorporation, as amended), (iii) with respect to shares of Class B Common Stock acquired 

73

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

after February 20, 1998, at such time as a corporation, partnership, limited liability company, trust or charitable 
organization holding such shares ceases to be controlled or owned 100% by Permitted Transferees and (iv) on the 
date on which the number of shares of Class B Common Stock outstanding is less than 15% of all of the then 
outstanding shares of common stock (calculated without regard to voting rights).

Except for the voting and conversion features described above, the terms of Class A Common Stock and 

Class B Common Stock are generally similar. That is, the holders are entitled to equal dividends when declared by 
our Board of Directors and generally will receive the same per share consideration in the event of a merger and be 
treated on an equal per share basis in the event of a liquidation or winding up of Steelcase Inc. In addition, we are 
not entitled to issue additional shares of Class B Common Stock, or issue options, rights or warrants to subscribe 
for additional shares of Class B Common Stock, except that we may make a pro rata offer to all holders of common 
stock of rights to purchase additional shares of the class of common stock held by them, and any dividend payable 
in common stock will be paid in the form of Class A Common Stock to Class A holders and Class B Common Stock 
to Class B holders. Neither class of stock may be split, divided or combined unless the other class is proportionally 
split, divided or combined.

Preferred Stock

Our Second Restated Articles of Incorporation, as amended, authorize our Board of Directors, without any 

vote or action by our shareholders, to create one or more series of preferred stock up to the limit of our authorized 
but unissued shares of preferred stock and to fix the designations, preferences, rights, qualifications, limitations and 
restrictions thereof, including the voting rights, dividend rights, dividend rate, conversion rights, terms of redemption 
(including sinking fund provisions), redemption price or prices, liquidation preferences and the number of shares 
constituting any series.

Share Repurchases and Conversions

During 2015, we repurchased 2.4 million shares of our Class A Common Stock for $36.3. During 2014, we 

repurchased 3.6 million shares of our Class A Common Stock for $49.9. During 2015 and 2014, 0.8 million and 6.2 
million shares of our Class B Common Stock were converted to Class A Common Stock, respectively.

15. 

INCOME TAXES

Provision for Income Taxes

The provision for income taxes on income before income taxes consists of:

Provision for Income Taxes—Expense

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

Current income taxes:

Federal

State and local

Foreign

Deferred income taxes:

Federal

State and local

Foreign

Income tax expense

$

40.0 $

26.8 $

8.8

1.7

50.5

4.9

1.3

(5.8)

0.4

13.5

5.1

45.4

9.3

0.1

4.7

14.1

$

50.9 $

59.5 $

12.1

1.4

5.6

19.1

(48.8)

3.1

42.7

(3.0)

16.1

74

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Income taxes were based on the following sources of income (loss) before income tax expense:

Source of Income (Loss) Before Income Tax Expense

Domestic
Foreign

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

$

$

146.2 $
(9.2)
137.0 $

164.7 $
(17.5)
147.2 $

83.8
(28.9)
54.9

The total income tax expense we recognized is reconciled to that computed by applying the U.S. federal 

statutory tax rate of 35% as follows:

Tax expense at the U.S. federal statutory rate

Income Tax Provision Reconciliation

Foreign investment tax credits (1)

Foreign subsidiary liquidation (2)

Foreign dividends, less applicable foreign tax credits (3)

Valuation allowance provisions and adjustments (4)

Goodwill impairment (5)

COLI income (6)

State and local income taxes, net of federal

Foreign operations, less applicable foreign tax credits (7)

Research tax credit

Tax reserve adjustments (8)

Other

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

48.0 $

51.5 $

19.2

(5.7)

—

—

6.1

—

(2.0)

6.3

(1.5)

(1.7)

(2.0)

3.4

—

(7.7)

0.2

8.4

2.7

(1.5)

6.6

2.1

(1.4)

0.2

(1.6)

—

—

(57.6)

40.0

12.3

(3.1)

2.9

2.5

(1.9)

0.7

1.1

16.1

Total income tax expense recognized

$

50.9 $

59.5 $

________________________

(1) 

(2) 

Investment tax credits were granted by the Czech Republic for investments in qualifying manufacturing 
equipment which was put into service in 2015.

In 2014, a group of foreign subsidiaries was liquidated for tax purposes, triggering a U.S. worthless stock 
deduction equal to the remaining tax basis in the group and a U.S. deduction for uncollectible intercompany 
balances due from the group.  

(3)  Foreign tax credit carryforwards were generated in 2013 when we converted a wholly owned French holding 
company from a disregarded entity to a controlled foreign corporation for U.S. tax purposes, and that 
conversion caused outstanding intercompany debt to be treated as a deemed dividend taxable in the U.S.  
Foreign taxes paid on the income that generated the deemed dividend exceeded the U.S. tax cost creating an 
excess foreign tax credit of $56.7.  Additionally, other cash dividends received from our Canadian subsidiary 
resulted in excess foreign tax credits of $0.9 in 2013.  Foreign tax credit carryforwards of $20.9 as of February 
27, 2015 are expected to be utilized within the remaining allowable 10 year carryfoward period.  

(4)  The valuation allowance provisions were based on current year activity, and the valuation allowance 

adjustments were based on various factors, which are further detailed below.

(5)  The impairment charges related to goodwill recorded in purchase accounting are non-deductible.

(6)  The increase in the cash surrender value of COLI policies, net of normal insurance expenses, plus death 

benefit gains are non-taxable.

(7)  The foreign operations, less applicable foreign tax credits, amounts include the rate differential on foreign 
operations and the impact of rate reductions in foreign jurisdictions.  In 2015, we recorded the tax impacts 
related to the EMEA contract manufacturing structure implemented in Q4.

75

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

(8)  Tax reserve adjustments in 2015 related to a German income tax audit which was completed in 2015.

Deferred Income Taxes

The significant components of deferred income taxes are as follows:

Deferred Income Taxes

February 27,
2015

February 28,
2014

Deferred income tax assets:

Employee benefit plan obligations and deferred compensation

$

107.4 $

113.5

Foreign and domestic net operating loss carryforwards

Reserves and accruals

Tax credit carryforwards

Other, net

Total deferred income tax assets

Valuation allowances
Net deferred income tax assets

Deferred income tax liabilities:

Property, plant and equipment

Intangible assets

Total deferred income tax liabilities

Net deferred income taxes

Net deferred income taxes is comprised of the following components:

Deferred income tax assets—current

Deferred income tax assets—non-current

Deferred income tax liabilities—current

Deferred income tax liabilities—non-current

82.5

25.8

25.9

10.7

252.3

(72.7)
179.6

34.0

1.7

35.7

89.8

23.1

23.6

15.8

265.8

(81.8)
184.0

29.7

16.2

45.9

$

$

143.9 $

138.1

46.4 $

100.1

(1.6)

(1.0)

56.0

85.1

0.1

2.9

In general, it is our practice and intention to reinvest the earnings of our non-U.S. subsidiaries in those 

operations. Under U.S. GAAP, we are generally required to record U.S. deferred taxes on the anticipated 
repatriation of foreign income as the income is recognized for financial reporting purposes. An exception under 
certain accounting guidance permits us not to record a U.S. deferred tax liability for foreign income that we expect 
to reinvest in foreign operations and for which remittance will be postponed indefinitely. If it becomes apparent that 
some or all undistributed income will be remitted in the foreseeable future, the related deferred taxes are recorded 
in that period. In determining indefinite reinvestment, we regularly evaluate the capital needs of our foreign 
operations considering all available information, including operating and capital plans, regulatory capital 
requirements, debt requirements and cash flow needs, as well as the applicable tax laws to which our foreign 
subsidiaries are subject. We expect existing foreign cash, cash equivalents and cash flows from future foreign 
operations to be sufficient to fund foreign operations. Debt and capital financing are available from the U.S. in the 
event foreign circumstances change. In addition, we expect our existing domestic cash balances and availability of 
domestic financing sources to be sufficient to fund domestic operating activities for at least the next 12 months and 
thereafter for the foreseeable future. Should we require more capital in the U.S. than is available domestically, we 
could repatriate future earnings from foreign jurisdictions, which could result in higher effective tax rates.  As of 
February 27, 2015, we have not made a provision for U.S. or additional foreign withholding taxes on approximately 
$152.8 of unremitted foreign earnings we consider permanently reinvested.  We believe the U.S. tax cost, net of 
related foreign tax credits, on the unremitted foreign earnings would be approximately $12.8 if the amounts were not 
considered permanently reinvested.

We establish valuation allowances against deferred tax assets when it is more likely than not that all or a 
portion of the deferred tax assets will not be realized.  All evidence, both positive and negative, is identified and 
considered in making the determination.  Future realization of the existing deferred tax asset ultimately depends, in 

76

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

part, on the existence of sufficient taxable income of appropriate character within the carryforward period available 
under tax law applicable in the jurisdiction in which the losses were incurred.   

At February 27, 2015, the valuation allowance of $72.7 is comprised of $72.3 relating to foreign deferred tax 
assets, of which $61.1 relates to our French subsidiaries.   In 2015, we recorded a decrease of $9.1 related to the 
valuation allowance, primarily due to currency fluctuations of $13.8, which was partially offset by increases due to 
current losses of $4.7, of which $3.4 related to our French subsidiaries.  In 2014, we recorded a net increase of 
$11.4 related to the valuation allowance, of which $5.9 related to our French subsidiaries.

Deferred tax assets related to our French subsidiaries are fully reserved.  Therefore, in 2015, the increase in 
the valuation allowance is due to additional current year losses.  The valuation allowances of the remaining entities 
increased due to updated assessments about the ultimate realization of the related deferred tax assets.

In updating our assessment of the ultimate realization of deferred tax assets, we considered the following 

factors:

• 

• 

• 

• 

the nature, frequency and severity of cumulative losses in recent years,

the predictability of future income,

prudent and feasible tax planning strategies that could be implemented, to protect the loss of the 
deferred tax assets and

the effect of reversing taxable temporary differences.

Based on our evaluation of these factors, particularly increasing cumulative losses and the continuing inability 

to materially achieve sales and profit projections, we were unable to assert that it is more likely than not that the 
deferred tax assets in France, our owned dealer in the United Kingdom, Morocco, China, the Netherlands, Hong 
Kong and Belgium would be realized as of February 27, 2015.

In Q4 2015, we implemented changes in EMEA to align our tax structure with the management of our globally 

integrated business. Our U.S. parent company became the principal in a contract manufacturing model with our 
Steelcase European subsidiaries.  We believe that this new model will generate taxable income for our Steelcase 
European subsidiaries and potentially allow for utilization of net operating loss carryforwards which currently reflect 
valuation allowances.  As of February 27, 2015, we maintained a full valuation allowance against our French net 
deferred tax assets, totaling $61.1 due to the long history of large net operating losses in France, including losses 
generated in 2015, and the fact that the contract manufacturing model was not fully implemented in 2015.  It is 
possible that sufficient positive evidence may become available in 2016 or future periods to reach a conclusion that 
the valuation allowance should be reversed.  A change in judgment regarding our expected ability to realize net 
deferred tax assets would be accounted for as a discrete tax benefit in the period in which it occurs.

Current Taxes Payable or Refundable

Income taxes currently payable or refundable are reported on the Consolidated Balance Sheets as follows:

Current Income Taxes

Other current assets:

Income taxes receivable

Accrued expenses:

Income taxes payable

February 27,
2015

February 28,
2014

$

$

10.9 $

2.8 $

3.9

2.6

77

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Net Operating Loss and Tax Credit Carryforwards

Operating loss and tax credit carryforwards expire as follows:

Net Operating Loss
Carryforwards (Gross)

Tax Effected Net Operating Loss
Carryforwards

Year Ending February
2016

2017

2018

2019

2020-2035

No expiration

Valuation allowances

Net benefit

Federal
$ — $ — $

State

International

Federal

State

International

Total

5.4 $ — $ — $

1.6 $

1.6 $

Tax Credit
Carryforwards
—

—

—

—

—

—

—

—

—
31.9

—

$ — $ 31.9 $

1.3

2.7

3.8
10.0

245.8

269.0

—

—

—

—

—

—

—

—

—

—

2.5

—

2.5

0.4

0.8

1.1

2.3

74.6

80.8

0.4

0.8

1.1

4.8

74.6

83.3

(0.4)

(66.9)

(67.3)

$ — $

2.1 $

13.9 $ 16.0 $

—

—

—

25.9

—

25.9

—

25.9

Future tax benefits for net operating loss and tax credit carryforwards are recognized to the extent that 
realization of these benefits is considered more likely than not. It is considered more likely than not that a benefit of 
$41.9 will be realized on these net operating loss and tax credit carryforwards. This determination is based on the 
expectation that related operations will be sufficiently profitable or various tax, business and other planning 
strategies available to us will enable utilization of the carryforwards. We assess the available positive and negative 
evidence to estimate if sufficient future taxable income will be generated to utilize the existing deferred tax assets.  
Valuation allowances are recorded to the extent realization of these carryovers is not more likely than not.

Uncertain Tax Positions

We are subject to taxation in the U.S. and various states and foreign jurisdictions with varying statutes of 
limitation. Tax years that remain subject to examination by major tax jurisdictions include, the United States 2015, 
Canada 2011 through 2015, France 2010 through 2015 and Germany 2013 through 2015. We adjust these 
reserves, as well as the related interest and penalties, in light of changing facts and circumstances.

We are audited by the U.S. Internal Revenue Service under the Compliance Assurance Process (“CAP”). 

Under CAP, the U.S. Internal Revenue Service works with large business taxpayers to identify and resolve issues 
prior to the filing of a tax return. Accordingly, we record minimal liabilities for U.S. Federal uncertain tax positions.

We recognize interest and penalties associated with uncertain tax positions in income tax expense, and these 

items were insignificant for 2015, 2014 and 2013.

As of February 27, 2015 and February 28, 2014, the liability for uncertain tax positions, including interest and 

penalties, reported on the Consolidated Balance Sheets was as follows:

Liability for Uncertain Tax Positions

Other accrued expenses

Other long-term liabilities

February 27,
2015

February 28,
2014

$

$

— $

0.2

0.2 $

—

2.2

2.2

The decrease of $2.0 in 2015 was primarily due to settlements and resolutions of income tax audits.

78

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

A reconciliation of the beginning and ending balances of unrecognized tax benefits is as follows:

Unrecognized Tax Benefits

Balance as of beginning of period

Gross increases—tax positions in prior period

Gross decreases—tax positions in prior period

Gross increases—tax positions in current period

Currency translation adjustment

Balance as of end of period

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

12.7 $

12.2 $

—

(1.9)

—

(2.0)

0.4

—

0.1

—

11.5

1.6

(0.9)

—

—

$

8.8 $

12.7 $

12.2

Unrecognized tax benefits of $0.2, if favorably resolved, would affect our effective tax rate. It is reasonably 

possible that the amount of unrecognized tax benefits will significantly change due to expiring statutes or audit 
activity in the next twelve months.  We are not able to reasonably estimate the amount of or the future periods in 
which changes in unrecognized tax benefits may be resolved; however, we do not anticipate any significant 
changes within the next twelve months.  

We have taken tax positions in a non-U.S. jurisdiction that do not meet the more likely than not test required 

under the uncertain tax position accounting guidance. Since the tax positions have increased net operating loss 
carryforwards, the underlying deferred tax asset is shown net of the liability for uncertain tax positions. If we prevail 
on these tax positions, which total $8.6, the resolution of these items would not impact tax expense, since the 
positions were taken in countries where we currently have recorded full valuation allowances.

16.  SHARE-BASED COMPENSATION

The Steelcase Inc. Incentive Compensation Plan (the “Incentive Compensation Plan”) provides for the 
issuance of share-based compensation awards to employees and members of the Board of Directors. There are 
25,000,000 shares of Class A Common Stock reserved for issuance under our Incentive Compensation Plan, with 
9,876,773 and 11,317,414 shares remaining for future issuance under our Incentive Compensation Plan as of 
February 27, 2015 and February 28, 2014, respectively.

A variety of awards may be granted under the Incentive Compensation Plan, including stock options, stock 
appreciation rights (“SARs”), restricted stock, restricted stock units, performance shares, performance units, cash-
based awards, phantom shares and other share-based awards. Outstanding awards under the Incentive 
Compensation Plan vest over a period of three or five years or at the time a participant becomes a qualified retiree. 
Stock options granted under the Incentive Compensation Plan may be either incentive stock options intended to 
qualify under Section 422 of the Internal Revenue Code or non-qualified stock options not so intended. Our Board 
of Directors may amend or terminate the Incentive Compensation Plan at its discretion subject to certain provisions 
as stipulated within the plan.

Share-based awards currently outstanding under the Incentive Compensation Plan are as follows:

Total Outstanding Awards

Performance units (1)
Restricted stock units
Total outstanding awards

________________________

February 27,
2015
1,418,312
2,110,822
3,529,134

(1)  This amount includes the maximum number of shares that may be issued under outstanding performance unit 

awards; however, the actual number of shares which may be issued will be determined based on the 
satisfaction of certain criteria, and therefore may be significantly lower.

The share-based compensation awards outstanding as of February 27, 2015 consist of restricted stock units 

and performance units, and the majority of the outstanding awards are held by our executive officers.

79

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

In the event of a “change of control,” as defined in the Incentive Compensation Plan,

• 

if at least six months have elapsed following the award date, any performance-based conditions imposed 
with respect to outstanding awards shall be deemed to be fully earned and a pro rata portion of each such 
outstanding award granted for all outstanding performance periods shall become payable in shares of 
Class A Common Stock; and

• 

all restrictions imposed on restricted stock units that are not performance-based shall lapse.

Performance Units

Performance units have been granted only to our executive officers. These awards are earned after a three-

year performance period and only if the performance criteria stated in the applicable award are achieved.  After 
completion of the performance period, the number of performance units earned will be issued as shares of Class A 
Common Stock. The aggregate number of shares of Class A Common Stock that ultimately may be issued under 
performance units where the performance period has not been completed ranged from 0 to 1,418,312 shares as of 
February 27, 2015. The awards will be forfeited if a participant leaves the company for reasons other than 
retirement, disability or death or if the participant engages in any competition with us, as defined in the Incentive 
Compensation Plan and determined by the Administrative Committee in its discretion.

A dividend equivalent is calculated based on the actual number of units earned at the end of the performance 

period equal to the dividends that would have been payable on the earned units had they been held during the 
entire performance period as Class A Common Stock. At the end of the performance period, the dividend 
equivalents are paid in the form of cash or Class A Common Stock at the discretion of the Board of Directors. 

Half of the performance units granted in 2015 and 2014 can be earned based on our three-year average 
return on invested capital ("ROIC PSUs"), which is a performance condition. The number of shares that may be 
earned under the ROIC PSUs can range from 0% to 200% of the target amount. The ROIC PSUs are expensed and 
recorded in Additional paid-in capital on the Consolidated Balance Sheets over the performance periods based on 
the probability that the performance condition will be met.  The expense recorded will be adjusted as the estimate of 
the total number of ROIC PSUs that will ultimately be earned changes. The weighted-average grant date fair value 
per share of ROIC PSUs granted was $16.69.  The fair value is equal to the closing price on the date of the grant. 

The remaining half of the performance units granted in 2015 and 2014 and all performance units granted in 

2013 can be earned based on achievement of certain total shareholder return results relative to a comparison group 
of companies ("TSR PSUs"), which is a market condition.  The number of units that may be earned under the TSR 
PSUs can range from 0% to 200% of the target amount. The TSR PSUs are expensed and recorded in Additional 
paid-in capital on the Consolidated Balance Sheets over the performance periods.  Based on actual performance 
results, the TSR PSUs granted in 2013 were earned at 200% of the target level and 1,026,000 shares of Class A 
Common Stock were issued to participants in Q1 2016.  The TSR PSUs granted in 2012 were earned at 106.6% of 
the target level and 453,627 shares of Class A Common Stock were issued to participants in Q1 2015.

The fair values of the TSR PSUs were calculated on their respective grant dates using the Monte Carlo 
simulation model, which resulted in a fair value of $6.1, $5.7 and $6.4 for the TSR PSUs granted in 2015, 2014 and 
2013, respectively. The Monte Carlo simulation was computed using the following assumptions:

Three-year risk-free interest rate (1)

Expected term

Estimated volatility (2)

________________________

2015 Awards
0.7%

2014 Awards
0.3%

2013 Awards
0.5%

3 years

42.2%

3 years

44.7%

3 years

49.8%

(1)  Based on the U.S. Government bond benchmark on the grant date.

(2)  Represents the historical price volatility of the Company’s Class A Common Stock for the three-year period 

preceding the grant date.

80

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

The Monte Carlo simulation resulted in the following weighted-average grant date fair values per TSR PSU:

Grant Date Fair Value per TSR PSU
Weighted-average grant date fair value per share of TSR PSUs granted
during 2015, 2014 and 2013

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

23.25 $

15.50 $

11.92

The total performance units expense and associated tax benefit in 2015, 2014 and 2013 was as follows:

Performance Units

Expense

Tax benefit

The 2015 activity for performance units is as follows:

Nonvested as of February 28, 2014

Maximum Number of Nonvested Units

Granted
Vested

Nonvested as of February 27, 2015

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

5.1 $

1.8

6.0 $

2.3

5.5

3.0

Total
1,833,288 $
611,024
(1,026,000)
1,418,312

Weighted-Average
Grant Date
Fair Value per Unit

14.04
19.97
11.92
16.63

As of February 27, 2015, there was $4.6 of remaining unrecognized compensation cost related to nonvested 
performance units. That cost is expected to be recognized over a remaining weighted-average period of 1.8 years. 

The total fair value of performance units vested following completion of the three-year performance periods 
during 2015, 2014 and 2013 was $20.9, $6.7 and $14.0, respectively. The fair value was determined based upon 
the closing stock price of our Class A Common Stock as of the date the Compensation Committee of our Board of 
Directors certified the awards.

Restricted Stock Units

Restricted stock units (“RSUs”) have restrictions on transfer which lapse one, three or five years (depending 

on the terms of the individual grant) after the date of grant, at which time RSUs are issued as unrestricted shares of 
Class A Common Stock. These awards will be forfeited if a participant leaves the company for reasons other than 
retirement, disability or death or if the participant engages in any competition with us, as defined in the Incentive 
Compensation Plan and determined by the Administrative Committee in its discretion. RSUs are expensed and 
recorded in Additional paid-in capital on the Consolidated Balance Sheets over the requisite service period based 
on the value of the shares on the grant date.

Grant Date Fair Value per Share

Weighted-average grant date fair value per share of RSUs granted
during 2015, 2014 and 2013

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

16.68 $

13.46 $

9.66

The total RSUs expense and associated tax benefit in 2015, 2014 and 2013 is as follows:

Restricted Stock Units

Expense

Tax benefit

81

Year Ended

February 27,
2015

February 28,
2014

February 22,
2013

$

12.5 $

10.3 $

4.5

3.3

3.8

1.2

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Holders of RSUs receive cash dividends equal to the dividends we declare and pay on our Class A Common 

Stock, which are included in Dividends paid on the Consolidated Statements of Cash Flows.

The 2015 activity for RSUs is as follows:

Nonvested as of February 28, 2014

Nonvested Units

Granted
Vested
Forfeited

Nonvested as of February 27, 2015

Weighted-Average
Grant Date
Fair Value
per Share

11.71
16.68
10.79
13.45
14.61

Total
2,001,758 $
836,153
(672,489)
(54,600)
2,110,822

There was $9.4 of remaining unrecognized compensation cost related to RSUs as of February 27, 2015. That 

cost is expected to be recognized over a weighted-average period of 1.8 years.

The total fair value of restricted stock and RSUs vested was $10.9, $4.2 and $1.7 during 2015, 2014 and 
2013, respectively. The fair value was determined based upon the closing stock price of our Class A Common Stock 
on the dates the awards vested.

Unrestricted Share Grants

Under the Incentive Compensation Plan, unrestricted shares may be issued to members of our Board of 
Directors as compensation for director’s fees, as a result of directors’ elections to receive unrestricted shares in lieu 
of cash payment. We granted a total of 48,064, 31,790 and 43,238 unrestricted shares at a weighted average grant 
date fair value per share of $16.22, $14.82 and $9.62 during 2015, 2014 and 2013, respectively.

17.  COMMITMENTS

We lease certain sales offices, showrooms, warehouses and equipment under non-cancelable operating 
leases that expire at various dates through 2025. During the normal course of business, we have entered into sale-
leaseback arrangements for certain facilities. Accordingly, these leases are accounted for as operating leases, and 
the related gains from the sale of the properties are recorded as deferred gains and are amortized over the lease 
term. Total deferred gains are included as a component of Other long-term liabilities on the Consolidated Balance 
Sheets and amounted to $6.9 as of February 27, 2015 and $10.1 as of February 28, 2014.

Gross rent expense under all non-cancelable operating leases was $50.5, $51.4 and $53.0 for 2015, 2014 
and 2013, respectively.  Sublease rental income was $5.3, $4.9 and $5.7 for 2015, 2014 and 2013, respectively. 
Lease impairment charges recorded as restructuring costs were $0.0, $0.5 and $0.0 for 2015, 2014 and 2013, 
respectively.

Our estimated future minimum annual rental commitments and sublease rental income under non-cancelable 

operating leases as of February 27, 2015 are as follows:

Year Ending in February

Minimum annual
rental commitments

Minimum annual
sublease rental income

2016
2017
2018
2019
2020
Thereafter

$

$

37.7 $
29.7
25.0
18.6
16.1
31.0

158.1 $

Minimum annual
rental commitments, net
32.2
25.0
21.6
17.1
14.6
27.8
138.3

(5.5) $
(4.7)
(3.4)
(1.5)
(1.5)
(3.2)
(19.8) $

We have outstanding capital expenditure commitments of $43.0 as of February 27, 2015.

82

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

18.  REPORTABLE SEGMENTS

Our reportable segments consist of the Americas segment, the EMEA segment and the Other category. 

Unallocated corporate expenses are reported as Corporate.

The Americas segment serves customers in the U.S., Canada, the Caribbean Islands and Latin America with 

a portfolio of integrated architecture, furniture and technology products marketed to corporate, government, 
healthcare, education and retail customers through the Steelcase, Coalesse, Details and Turnstone brands.

The EMEA segment serves customers in Europe, the Middle East and Africa primarily under the Steelcase 

and Coalesse brands, with an emphasis on freestanding furniture systems, storage and seating solutions.

The Other category includes Asia Pacific, Designtex and PolyVision.  Asia Pacific serves customers in Asia 

and Australia primarily under the Steelcase brand with an emphasis on freestanding furniture systems, storage and 
seating solutions. Designtex designs and sells surface materials including textiles and wall coverings which are 
specified by architects and designers directly to end-use customers primarily in North America.  PolyVision 
manufactures ceramic steel surfaces for use in multiple applications but primarily for sale to third-party fabricators 
and distributors to create static whiteboards and chalkboards sold in the primary and secondary education markets 
globally.

We primarily review and evaluate operating income by segment in both our internal review processes and for 

external financial reporting. We also allocate resources primarily based on operating income.  Total assets by 
segment include manufacturing and other assets associated with each segment.

Corporate costs include unallocated portions of shared service functions such as information technology, 

human resources, finance, executive, corporate facilities, legal and research. Corporate assets consist primarily of 
unallocated cash and investment balances and COLI balances.

No single customer represented more than 5% of our consolidated revenue in 2015, 2014 or 2013.

Operating Segment Data

Americas  

EMEA

Other

Corporate

Consolidated  

2015
Revenue

Operating income (loss)

Total assets

Capital expenditures

Depreciation & amortization

2014
Revenue

Operating income (loss)

Total assets

Capital expenditures

Depreciation & amortization

2013
Revenue

Operating income (loss)

Total assets

Capital expenditures

Depreciation & amortization

$

2,180.7 $

595.4 $

283.6 $

— $

3,059.7

259.9

956.1

49.5

40.1

(82.8)

290.2

42.0

13.5

4.8

163.1

6.0

6.3

(37.0)

312.4

—

—

144.9

1,721.8

97.5

59.9

$

2,154.4 $

566.9 $

267.6 $

— $

2,988.9

247.4

901.4

59.8

41.5

(31.4)

288.6

19.3

12.8

(8.7)

159.9

7.7

5.7

(41.4)

376.8

—

—

165.9

1,726.7

86.8

60.0

$

2,015.1 $

594.8 $

258.8 $

— $

2,868.7

168.3

876.6

50.9

38.6

(50.9)

278.1

15.1

13.1

(20.1)

155.9

7.9

6.1

(38.0)

379.0

0.1

0.5

59.3

1,689.6

74.0

58.3

The accounting policies of each of the reportable segments are the same as those described in Note 2. 

Revenue comparisons have been impacted by divestitures and deconsolidations along with currency translation 
effects. In addition, operating income (loss) has been significantly impacted by goodwill impairment charges and 
restructuring costs.  See Notes 10 and 19 for additional information.

83

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Reportable geographic information is as follows:

Reportable Geographic Data

Revenue:

United States
Foreign locations

Long-lived assets:
United States
Foreign locations

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

$

$

$

$

2,075.7 $
984.0
3,059.7 $

2,020.3 $
968.6
2,988.9 $

1,881.3
987.4
2,868.7

615.2 $
130.1
745.3 $

603.2 $
124.8
728.0 $

666.1
127.1
793.2

Revenue is attributable to countries based on the location of the customer. No country other than the 

U.S. represented greater than 10% of our consolidated revenue or long-lived assets in 2015, 2014 or 2013. In 2015, 
foreign revenues and long-lived assets represented approximately 32% and 17% of consolidated amounts, 
respectively. Our EMEA business is spread across a number of geographic regions, with Western Europe 
representing approximately 81% of EMEA revenue in 2015.

Our global product offerings consist of furniture, interior architecture, technology and services. These product 

offerings are marketed, distributed and managed primarily as a group of similar products on an overall portfolio 
basis. The following is a summary of net sales by product category. As product line information is not readily 
available for the Company as a whole, this summary represents a reasonable estimate of revenue by product 
category based on the best information available:

Year Ended

Product Category Data

Systems and storage

Seating

Other (1)

Total

________________________

February 27,
2015
1,588.7 $

February 28,
2014
1,354.8 $

February 22,
2013
1,358.7

$

954.8

516.2

888.6

745.5

840.7

669.3

$

3,059.7 $

2,988.9 $

2,868.7

(1)  Other consists primarily of consolidated dealers, textiles and surface materials, worktools, architecture, 

technology, and other uncategorized product lines, and services, none of which are individually greater than 
10% of consolidated revenue.

19.  RESTRUCTURING ACTIVITIES

In Q1 2016, we announced restructuring actions in EMEA related to the establishment of a Learning + 

Innovation Center in Munich, Germany.  We expect to incur between $15 and $17 in restructuring costs in 
connection with this project, including approximately $8 and $10 in costs associated with employee and equipment 
moves, retention compensation and consulting costs and approximately $7 in potential separation costs.  These 
costs are expected to be incurred throughout 2016 and the first half of 2017.

In Q2 2015, we announced restructuring actions in EMEA related to the exit of a manufacturing facility in 
Wisches, France, and the transfer of its activities to other existing facilities in the EMEA region.  As a result of these 
actions, we expect to incur approximately $37 of net cash restructuring costs in connection with this project.  In Q3 
2015, we transferred the assets and activities of the facility to a third party and incurred restructuring costs related 
to the transfer, including $27.3 for a facilitation payment to the third party.  We incurred $32.8 of business exit and 
other costs (including the facilitation payment) in the EMEA segment in connection with these actions during 2015.

84

 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

In Q1 2015, we announced restructuring actions in the Americas to close a manufacturing facility in High 
Point, North Carolina.  In connection with this project, we expect to incur approximately $8 of cash restructuring 
costs, with approximately $4 relating to workforce reductions and approximately $4 relating to manufacturing 
consolidation and production moves.  We incurred $1.6 of employee termination costs and $0.7 of business exit and 
other related costs in the Americas segment in connection with these actions during 2015.

In Q1 2015, we recognized a $12.0 gain related to the sale of an idle manufacturing facility in the Americas 

segment that was closed as part of previously completed restructuring actions.

In Q3 2014, we announced restructuring actions in EMEA to close a manufacturing facility in Durlangen, 
Germany, and to establish a new manufacturing location in Stribro, Czech Republic.  In connection with this project, 
we expect to incur approximately $22 of cash restructuring costs, with approximately $17 related to employee 
termination costs and approximately $5 related to business exit and other related costs.  We incurred $12.7 of 
employee termination costs and $1.6 of business exit and other related costs in the EMEA segment in connection 
with these actions during 2015.  During 2014, we incurred $0.7 of business exit and other related costs in the EMEA 
segment in connection with these actions.

In Q1 2014, we announced restructuring actions in EMEA to reorganize the sales, marketing and support 
functions in France.  We incurred $1.9 of employee termination costs in the EMEA segment in connection with these 
actions during 2015.  During 2014, we incurred $6.3 related to employee termination costs and $0.9 of business exit 
and other related costs in the EMEA segment in connection with these actions.  These restructuring actions are 
complete.

In Q4 2013, we recognized a $12.4 impairment charge in the Americas segment in conjunction with the 
previously announced closure of our Corporate Development Center.  The impairment charge was calculated as the 
amount by which the carrying value of the building exceeded its fair value as of February 22, 2013.  The fair value of 
the building was based on a third-party appraisal which included an evaluation of quoted market prices for similar 
properties.

In Q4 2013, we completed restructuring actions in EMEA to consolidate owned dealers and eliminate 60 full-

time equivalent positions.  These eliminations resulted from local actions taken by a few countries and included 
attrition, expiration of fixed-term, temporary contracts and workforce reductions.  We incurred $3.8 related to these 
restructuring actions in 2013.  These restructuring actions are complete.

In Q2 2013, we announced plans to integrate PolyVision's global technology business into Steelcase 

Education.  We incurred $0.9 of business exit and other related costs in the Americas segment related to this 
restructuring plan during 2014.  We incurred $1.4 of employee termination costs and $0.6 of business exit and other 
related costs in the Americas segment in 2013.  These restructuring actions are complete.

In Q4 2011, we announced the planned closure of three additional manufacturing facilities in North America.  

The restructuring costs associated with these actions were $41.0, with $28.4 related to workforce reductions 
and $12.6 related to costs associated with manufacturing consolidation and production moves.  We incurred $4.2 of 
employee termination costs and $8.8 of business exit and other related costs in the Americas segment in 
connection with these actions during 2013.  These restructuring actions are complete.

85

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS—(Continued)

STEELCASE INC.

Restructuring costs are summarized in the following table:

Restructuring Costs

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

Cost of sales

Americas

EMEA

Other

Operating expenses

Americas

EMEA

Other

$

(10.0) $

0.7 $

47.5

—

37.5

—

3.1

—

3.1

(3.6)

0.1

(2.8)

1.0

8.2

0.2

9.4

$

40.6 $

6.6 $

13.9

1.0

—

14.9

14.7

4.0

1.1

19.8

34.7

Below is a summary of the charges, payments and adjustments to the restructuring reserve balance during 

2015, 2014 and 2013:

Reserve balance as of February 24, 2012

Restructuring Reserve

Additions
Payments
Adjustments

Reserve balance as of February 22, 2013

Additions
Payments
Adjustments

Reserve balance as of February 28, 2014

Additions
Payments
Adjustments

Reserve balance as of February 27, 2015

Workforce  
Reductions  

Business Exits  
and Related  
Costs  

Total  

$

$

$

$

12.9 $
11.5
(16.4)
(0.2)
7.8 $
7.4
(6.8)
(0.7)
7.7 $

16.4
(8.6)
(1.8)
13.7 $

4.7 $

23.2
(24.1)
(0.5)
3.3 $
3.7
(5.6)
0.6
2.0 $

35.0
(34.5)
(0.9)
1.6 $

17.6
34.7
(40.5)
(0.7)
11.1
11.1
(12.4)
(0.1)
9.7
51.4
(43.1)
(2.7)
15.3

The workforce reductions reserve balance as of February 27, 2015 primarily relates to restructuring actions in 

EMEA.

86

 
20.  UNAUDITED QUARTERLY RESULTS

Unaudited Quarterly Results

First  
Quarter  

Second  
Quarter  

Third  
Quarter  

Fourth  
Quarter  

Total  

2015
Revenue

Gross profit

Operating income

Net income

Basic earnings per share

Diluted earnings per share

2014
Revenue

Gross profit

Operating income

Net income

Basic earnings per share
Diluted earnings per share

$

723.1 $

786.7 $

800.0 $

749.9 $

3,059.7

229.1

244.4

214.9

227.6

36.4

21.0

0.17

0.17

52.8

30.5

0.24

0.24

18.7

11.8

0.09

0.09

37.0

22.8

0.18

0.18

916.0

144.9

86.1

0.69

0.68

$

667.1 $

757.6 $

784.8 $

779.4 $

2,988.9

209.7

244.3

242.8

248.4

20.4

13.2

0.10
0.10

52.0

27.6

0.22
0.22

39.3

23.0

0.18
0.18

54.2

23.9

0.19
0.19

945.2

165.9

87.7

0.70
0.69

Revenue comparisons have been impacted by currency translation effects along with divestitures and 

deconsolidations. In addition, operating income (loss) has been significantly impacted by goodwill impairment 
charges and restructuring costs.  See Notes 10 and 19 for further details. 

Item 9.  Changes in and Disagreements With Accountants on Accounting and Financial Disclosure:

None.

Item 9A.  Controls and Procedures:

(a) Disclosure Controls and Procedures. Our management, under the supervision and with the participation of 

our Chief Executive Officer and Chief Financial Officer, evaluated the effectiveness of our disclosure controls and 
procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act, as amended), as of February 
27, 2015. Based on such evaluation, our Chief Executive Officer and Chief Financial Officer concluded that as of 
February 27, 2015, our disclosure controls and procedures were effective in (1) recording, processing, summarizing 
and reporting, on a timely basis, information required to be disclosed by us in the reports that we file or submit 
under the Exchange Act and (2) ensuring that information required to be disclosed by us in such reports is 
accumulated and communicated to our management, including our Chief Executive Officer and our Chief Financial 
Officer, as appropriate to allow timely decisions regarding required disclosure.

(b) Pursuant to Section 404 of the Sarbanes-Oxley Act of 2002, we have included a report of management’s 

assessment of the design and effectiveness of our internal control over financial reporting as part of this Report. 
The independent registered public accounting firm of Deloitte & Touche LLP also attested to, and reported on, the 
effectiveness of our internal control over financial reporting. Management’s report and the independent registered 
public accounting firm’s attestation report are included in this Report in Item 8: Financial Statements and 
Supplementary Data under the captions entitled “Management’s Report on Internal Control Over Financial 
Reporting” and “Report of Independent Registered Public Accounting Firm.”

(c) Internal Control Over Financial Reporting. There were no changes in our internal control over financial 

reporting (as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act) during our fourth fiscal quarter that 
have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

Item 9B.  Other Information:

None.

87

PART III

Item 10.  Directors, Executive Officers and Corporate Governance:

Certain information regarding executive officers required by this Item is set forth as a Supplementary Item at 

the end of Part I of this Report. Other information required by this item is contained in Item 1: Business under the 
caption “Available Information” or will be contained in our 2015 Proxy Statement under the captions “Proposal 1 — 
Election of Directors,”  “Committees of the Board of Directors,” “Other Corporate Governance Matters” and 
“Section 16(a) Beneficial Ownership Reporting Compliance” and is incorporated into this Report by reference.

Item 11.  Executive Compensation:

The information required by Item 11 will be contained in our 2015 Proxy Statement, under the captions 

“Committees of the Board of Directors,” “Director Compensation,” “Compensation Committee Report,” 
“Compensation Discussion and Analysis” and “Executive Compensation, Retirement Programs and Other 
Arrangements” and is incorporated into this Report by reference.

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 

Matters:

The information required by Item 12 that is not listed below will be contained in our 2015 Proxy Statement, 
under the caption “Stock Ownership of Management and Certain Beneficial Owners,” and is incorporated into this 
Report by reference.

Securities authorized for issuance under equity compensation plans as of February 27, 2015 are as follows:

Number of securities 
to be issued upon 
exercise
of outstanding 
warrants and rights

Weighted-average
exercise price of
outstanding
warrants and rights

Number of securities
remaining available for
future issuance under
equity compensation
plans
(excluding securities
reflected in the
second column)

3,529,134 (1)

n/a (2)

9,876,773

—   

3,529,134   

n/a   

n/a   

—

9,876,773

Plan Category

Equity compensation plans approved by

security holders

Equity compensation plans not approved by

security holders

Total

________________________

(1)  This amount includes the maximum number of shares that may be issued under outstanding performance 
units; however, the actual number of shares which may be issued will be determined based on the 
satisfaction of certain criteria, and therefore may be significantly lower.

(2)  The weighted average exercise price excludes performance units and restricted stock units, as there is no 

exercise price associated with these awards.  The only outstanding warrants or rights are performance units 
and restricted stock units.

All equity awards were granted under our Incentive Compensation Plan. See Note 16 to the consolidated 

financial statements for additional information.

Item 13.  Certain Relationships and Related Transactions, and Director Independence:

The information required by Item 13 will be contained in our 2015 Proxy Statement, under the captions 
“Director Independence” and “Related Person Transactions” and is incorporated into this Report by reference.

Item 14.  Principal Accounting Fees and Services:

The information required by Item 14 will be contained in our 2015 Proxy Statement under the caption “Fees 

Paid to Principal Independent Auditor” and is incorporated into this Report by reference.

88

PART IV

Item 15.  Exhibits, Financial Statement Schedules:

(a) Financial Statements and Schedules

The following documents are filed as part of this report:

1. Consolidated Financial Statements (Item 8)

•  Management’s Report on Internal Control Over Financial Reporting

•  Reports of Independent Registered Public Accounting Firm

•  Consolidated Statements of Income for the Years Ended February 27, 2015, February 28, 2014 and 

February 22, 2013

•  Consolidated Statements of Comprehensive Income for the Years Ended February 27, 2015, February 

28, 2014 and February 22, 2013 

•  Consolidated Balance Sheets as of February 27, 2015 and February 28, 2014 

•  Consolidated Statements of Changes in Shareholders’ Equity for the Years Ended February 27, 

2015, February 28, 2014 and February 22, 2013 

•  Consolidated Statements of Cash Flows for the Years Ended February 27, 2015, February 28, 2014 and 

February 22, 2013 

•  Notes to the Consolidated Financial Statements

2. Financial Statement Schedules (S-1)

Schedule II—Valuation and Qualifying Accounts

All other schedules required by Form 10-K have been omitted because they are not applicable or the required 

information is disclosed elsewhere in this Report.

3. Exhibits Required by Securities and Exchange Commission Regulation S-K

See Index of Exhibits

(b) Exhibits

The response to this portion of Item 15 is submitted as a separate section of this Report. See Item 15(a)(3) 

above.

(c) Financial Statement Schedules

The response to this portion of Item 15 is submitted as a separate section of this Report. See Item 15(a)(2) 

above.

89

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has 

duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

STEELCASE INC.

By:

/s/    MARK T. MOSSING        

Mark T. Mossing
Corporate Controller and
Chief Accounting Officer
(Duly Authorized Officer and
Principal Accounting Officer)

Date: April 16, 2015 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the 

following persons on behalf of the registrant in the capacities and on the dates indicated:

Signature

/s/    JAMES P. KEANE

James P. Keane

/s/    DAVID C. SYLVESTER

David C. Sylvester

/s/    MARK T. MOSSING

Mark T. Mossing

/s/    LAWRENCE J. BLANFORD

Lawrence J. Blanford

/s/    WILLIAM P. CRAWFORD

William P. Crawford

/s/    CONNIE K. DUCKWORTH

Connie K. Duckworth

/s/    R. DAVID HOOVER

R. David Hoover

/s/    DAVID W. JOOS

David W. Joos

/s/    ELIZABETH VALK LONG

Elizabeth Valk Long

/s/    ROBERT C. PEW III

Title

President and Chief Executive Officer,
Director (Principal Executive Officer)

Senior Vice President, Chief Financial
Officer (Principal Financial Officer)

   Corporate Controller and Chief Accounting
Officer (Principal Accounting Officer)

Director

Director

Director

Director

Director

Director

Robert C. Pew III

Chair of the Board of Directors, Director

/s/    CATHY D. ROSS

Cathy D. Ross

/s/    PETER M. WEGE II

Peter M. Wege II

/s/    P. CRAIG WELCH, JR.

P. Craig Welch, Jr.

/s/    KATE PEW WOLTERS

Kate Pew Wolters

Director

Director

Director

Director

90

Date

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

April 16, 2015

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
SCHEDULE II

STEELCASE INC.

VALUATION AND QUALIFYING ACCOUNTS

Allowance for Losses on Accounts Receivable

Balance as of beginning of period
Additions:

Charged to costs and expenses
Charged to other accounts

Deductions (1)
Other adjustments (2)
Balance as of end of period

________________________

(1)  Primarily represents excess of accounts written off over recoveries.

(2)  Primarily represents currency translation adjustments.

Valuation Allowance for Deferred Income Tax Assets

Balance as of beginning of period
Additions:

Charged to costs and expenses
Charged to other accounts
Deductions and expirations
Other adjustments (1)
Balance as of end of period

________________________

(1)  Primarily represents currency translation adjustments.

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

$

13.0 $

14.5 $

19.6

5.5
—
(2.3)
(1.6)
14.6 $

2.7
0.1
(4.6)
0.3

13.0 $

2.8
0.3
(7.9)
(0.3)
14.5

$

February 27,
2015

Year Ended

February 28,
2014

February 22,
2013

$

81.8 $

70.4 $

34.5

6.3
—
—
(15.4)
72.7 $

8.9
—
(0.5)
3.0

81.8 $

40.0
—
(4.4)
0.3
70.4

$

S-1

  Exhibit  
  No.  
3.1

3.2

4.1

4.2

4.3

10.1

10.2

10.3

10.4

10.5

10.6

10.7

10.8

10.9

10.10

10.11

10.12

10.13

10.14

10.15

10.16

10.17

10.18

10.19

10.20

10.21

10.22

10.23

10.24

10.25

10.26

10.27

Index of Exhibits

Description

Second Restated Articles of Incorporation of the Company, as amended (1)

Amended By-laws of Steelcase Inc., as amended April 17, 2014 (2)

Indenture for Senior Debt Securities, dated as of August 7, 2006 among Steelcase Inc.
as Issuer and JP Morgan Trust Company, National Association as Trustee (3)

Form of Global Note Representing 6.375% Senior Notes Due 2021 (4)

Officers’ Certificate of Steelcase Inc. establishing the terms of the 6.375% Senior Notes
Due 2021 (5)

Amended and Restated Credit Agreement, dated as of March 19, 2012 among
Steelcase Inc. and JPMorgan Chase Bank, NA., as Administrative Agent; Bank of
America, NA., Fifth Third Bank and Wells Fargo Bank, NA as Documentation Agents and
certain other lenders (6)

Steelcase Inc. Restoration Retirement Plan (7)

2015-1 Amendment to the Steelcase Inc. Restoration Retirement Plan (8)

Steelcase Inc. Deferred Compensation Plan (9)

2009-1 Amendment to the Steelcase Inc. Deferred Compensation Plan (10)

2013-1 Amendment to the Steelcase Inc. Deferred Compensation Plan (11)

2015-1 Amendment to the Steelcase Inc. Deferred Compensation Plan (12)

Deferred Compensation Agreement dated May 4, 1998, between Steelcase Inc. and
William P. Crawford (13)

Steelcase Inc. Non-Employee Director Deferred Compensation Plan, as amended and
restated effective July 10, 2012 (14)

Steelcase Inc. Executive Severance Plan (15)

2009-1 Amendment to the Steelcase Inc. Executive Severance Plan (16)

2010-1 Amendment to the Steelcase Inc. Executive Severance Plan (17)

2010-2 Amendment to the Steelcase Inc. Executive Severance Plan (18)

Steelcase Inc. Executive Supplemental Retirement Plan, as amended and restated as of
March 27, 2003 (19)

2006-1 Amendment to the Steelcase Inc. Executive Supplemental Retirement Plan (20)

2006-2 Amendment to the Steelcase Inc. Executive Supplemental Retirement Plan (21)

2009-1 Amendment to the Steelcase Inc. Executive Supplemental Retirement Plan (22)

2012-1 Amendment to the Steelcase Inc. Executive Supplemental Retirement Plan (23)

2015-1 Amendment to the Steelcase Inc. Executive Supplemental Retirement Plan (24)

Steelcase Inc. Management Incentive Plan, as amended and restated as of
February 24, 2012 (25)

Steelcase Inc. Incentive Compensation Plan, as amended and restated as of February
27, 2010 (26)

Steelcase Inc. Incentive Compensation Plan Form of Performance Units Agreement (FY
2012) (27)

Steelcase Inc. Incentive Compensation Plan Form of Performance Units Agreement (FY
2013) (28)

Steelcase Inc. Incentive Compensation Plan Form of Performance Units Agreement
(TSR) (FY 2014) (29)

Steelcase Inc. Incentive Compensation Plan Form of Performance Units Agreement
(ROIC) (FY 2014) (30)

Steelcase Inc. Incentive Compensation Plan Form of Performance Units Agreement
(TSR) (FY 2015) (31)

Steelcase Inc. Incentive Compensation Plan Form of Performance Units Agreement
(ROIC) (FY 2015) (32)

E-1

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  Exhibit  
  No.  
10.28

10.29

10.30

21.1

23.1

31.1

31.2

32.1

101.INS

101.SCH

101.CAL

101.LAB

101.PRE

101.DEF

Description
Steelcase Inc. Incentive Compensation Plan Form of Restricted Stock Units Agreement
(FY2015) (33)

Summary of Steelcase Benefit Plan for Outside Directors (34)

Summary of Compensation for the Board of Directors of Steelcase Inc., as updated
January 8, 2014 (35)

Subsidiaries of the Registrant

Consent of Deloitte & Touche LLP

Certification of CEO pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Certification of CFO pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Certification of CEO and CFO pursuant to 18 U.S.C. Section 1350, pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002

XBRL Instance Document

XBRL Schema Document

XBRL Calculation Linkbase Document

XBRL Labels Linkbase Document

XBRL Presentation Linkbase Document

XBRL Definition Linkbase Document

________________________

(1)  Filed as Exhibit 3.1 to the Company’s Form 8-K, as filed with the Commission on July 15, 2011 (commission 

file number 001-13873), and incorporated herein by reference.

(2)  Filed as Exhibit No 3.2 to the Company's Form 10-K, as filed with the Commission on April 17, 2014 

(commission file number 001-13873), and incorporated herein by reference.

(3)  Filed as Exhibit No. 4.1 to the Company’s Form 8-K, as filed with the Commission on August 7, 2006 

(commission file number 001-13873), and incorporated herein by reference.

(4)  Filed as Exhibit No. 4.2 to the Company’s Form 8-K, as filed with the Commission on February 3, 2011 

(commission file number 001-13873), and incorporated herein by reference.

(5)  Filed as Exhibit No. 4.3 to the Company’s Form 8-K, as filed with the Commission on February 3, 2011 

(commission file number 001-13873), and incorporated herein by reference.

(6)  Filed as Exhibit No. 10.1 to the Company's Form 8-K, as filed with the Commission on March 22, 2012 

(commission file number 001-13873), and incorporated herein by reference.

(7)  Filed as Exhibit No. 10.1 to the Company’s Quarterly Report on Form 10-Q for the quarterly period ended 

November 28, 2008, as filed with the Commission on January 7, 2009 (commission file number 001-13873), 
and incorporated herein by reference.

(8)  Filed as Exhibit No. 10.2 to the Company's Form 8-K, as filed with the Commission on January 16, 2015 

(commission file number 001-13873), and incorporated herein by reference. 

(9)  Filed as Exhibit No. 10.3 to the Company’s Quarterly Report on Form 10-Q for the quarterly period ended 

November 28, 2008, as filed with the Commission on January 7, 2009 (commission file number 001-13873), 
and incorporated herein by reference.

(10)  Filed as Exhibit No. 10.4 to the Company's Quarterly Report on Form 10-Q for the quarterly period ended 

November 28, 2008, as filed with the Commission on January 7, 2009 (commission file number 001-13873), 
and incorporated herein by reference.

(11)  Filed as Exhibit No. 10.1 to the Company's Quarterly Report on Form 10-Q for the quarterly period ended 

August 24, 2012, as filed with the Commission on October 1, 2012 (commission file number 001-13873), and 
incorporated herein by reference.

(12)  Filed as Exhibit No. 10.1 to the Company's Form 10-Q, as filed with the Commission on January 16, 2015 

(commission file number 001-13873), and incorporated herein by reference.

E-2

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
(13)  Filed as Exhibit No. 10.8 to the Company’s Annual Report on Form 10-K for the fiscal year ended 

February 27, 1998, as filed with the Commission on May 28, 1998 (commission file number 001-13873), and 
incorporated herein by reference.

(14)  Filed as Exhibit No. 10.2 to the Company's Quarterly Report on Form 10-Q for the quarterly period ended 

August 24, 2012, as filed with the Commission on October 1, 2012 (commission file number 001-13873), and 
incorporated herein by reference.

(15)  Filed as Exhibit No. 10.1 to the Company’s Form 8-K, as filed with the Commission on February 9, 2007 

(commission file number 001-13873), and incorporated herein by reference.

(16)  Filed as Exhibit No. 10.6 to the Company’s Quarterly Report on Form 10-Q for the quarterly period ended 

August 29, 2008, as filed with the Commission on October 7, 2008 (commission file number 001-13873), and 
incorporated herein by reference.

(17)  Filed as Exhibit No. 10.1 to the Company's Quarterly Report on Form 10-Q for the quarterly period ended 

August 28, 2009, as filed with the Commission on October 5, 2009 (commission file number 001-13873), and 
incorporated herein by reference.

(18)  Filed as Exhibit No. 10.2 to the Company's Quarterly Report on Form 10-Q for the quarterly period ended 

November 27, 2009, as filed with the Commission on January 5, 2010 (commission file number 001-13873), 
and incorporated herein by reference.

(19)  Filed as Exhibit No. 10.19 to the Company’s Annual Report on Form 10-K for the fiscal year ended 

February 28, 2003, as filed with the Commission on May 16, 2003 (commission file number 001-13873), and 
incorporated herein by reference.

(20)  Filed as Exhibit No. 10.33 to the Company’s Annual Report on Form 10-K for the fiscal year ended 

February 25, 2005, as filed with the Commission on May 6, 2005 (commission file number 001-13873), and 
incorporated herein by reference.

(21)  Filed as Exhibit No. 10.01 to the Company’s Quarterly Report on Form 10-Q for the quarterly period ended 
May 27, 2005, as filed with the Commission on July 1, 2005 (commission file number 001-13873), and 
incorporated herein by reference.

(22)  Filed as Exhibit No. 10.7 to the Company’s Quarterly Report on Form 10-Q for the quarterly period ended 

August 29, 2008, as filed with the Commission on October 7, 2008 (commission file number 001-13873), and 
incorporated herein by reference.

(23)  Filed as Exhibit No. 10.18 to the Company’s Annual Report on Form 10-K for the fiscal year ended 

February 24, 2012, as filed with the Commission on April 23, 2012 (commission file number 001-13873), and 
incorporated herein by reference. 

(24)  Filed as Exhibit No. 10.1 to the Company’s Quarterly Report on Form 8-K for the fiscal quarter ended 

November 28, 2014, as filed with the Commission on December 23, 2014 (commission file number 
001-13873), and incorporated herein by reference.

(25)  Filed as Exhibit No. 10.1 to the Company’s Form 8-K, as filed with the Commission on July 16, 2012 

(commission file number 001-13873), and incorporated herein by reference.

(26)  Filed as Exhibit No. 10.1 to the Company's Form 8-K, as filed with the Commission on June 30, 2010 

(commission file number 001-13873), and incorporated herein by reference. 

(27)  Filed as Exhibit No. 10.1 to the Company's Form 8-K, as filed with the Commission on April 15, 2011 

(commission file number 001-13873), and incorporated herein by reference.

(28)  Filed as Exhibit No. 10.1 to the Company's Form 8-K, as filed with the Commission on April 13, 2012 

(commission file number 001-13873), and incorporated herein by reference.

(29)  Filed as Exhibit No 10.25 to the Company's Form 10-K, as filed with the Commission on April 19, 2013 

(commission file number 001-13873), and incorporated herein by reference.

(30)  Filed as Exhibit No 10.2 to the Company's Form 10-K, as filed with the Commission on April 19, 2013 

(commission file number 001-13873), and incorporated herein by reference.

(31)  Filed as Exhibit No 10.25 to the Company's Form 10-K, as filed with the Commission on April 17, 2014 

(commission file number 001-13873), and incorporated herein by reference.

(32)  Filed as Exhibit No 10.26 to the Company's Form 10-K, as filed with the Commission on April 17, 2014 

(commission file number 001-13873), and incorporated herein by reference.

E-3

(33)  Filed as Exhibit No 10.27 to the Company's Form 10-K, as filed with the Commission on April 17, 2014 

(commission file number 001-13873), and incorporated herein by reference.

(34)  Filed as Exhibit No. 10.42 to the Company’s Annual Report on Form 10-K for the fiscal year ended 

February 26, 2010, as filed with the Commission on April 26, 2010 (commission file number 001-13873), and 
incorporated herein by reference.

(35)  Filed as Exhibit No 10.29 to the Company's Form 10-K, as filed with the Commission on April 17, 2014 

(commission file number 001-13873), and incorporated herein by reference.

E-4

DIRECTORS AND EXECUTIVE OFFICERS

Directors

Lawrence J. Blanford  1, 3
Retired; formerly President
and Chief Executive Officer,
Green Mountain Coffee Roasters, Inc.

David W. Joos   1, 2
Chairman of the Board,
CMS Energy Corporation and
Consumers Energy Company

William P. Crawford
Retired; formerly President
and Chief Executive Officer,
Steelcase Design Partnership

Connie K. Duckworth   2, 4
Chairman and
Chief Executive Officer,
ARZU, Inc.

R. David Hoover  2, 3, 4
Retired; formerly President 
and Chief Executive Officer,
Ball Corporation

Executive Officers

Guillaume M. Alvarez
Senior Vice President,
EMEA

Sara E. Armbruster
Vice President,
Strategy, Research and 
New Business Innovation

Ulrich H. E. Gwinner
President, Asia Pacific

James P. Keane
President and 
Chief Executive Officer

Robert G. Krestakos
Vice President,
Global Operations

James P. Keane   3
President and 
Chief Executive Officer,
Steelcase Inc.

Elizabeth Valk Long   1, 3, 4
Retired; formerly
Executive Vice President,
Time Inc.

Robert C. Pew III   3
Chair of the Board of
Directors, Steelcase Inc.;
Private Investor

Cathy D. Ross   1
Retired; formerly
Executive Vice President
and Chief Financial Officer,
Federal Express Corporation

Terrence J. Lenhardt
Vice President,
Chief Information Officer

James N. Ludwig
Vice President, Global Design
and Product Engineering

Mark T. Mossing
Corporate Controller and
Chief Accounting Officer

Gale Moutrey
Vice President,
Communications

Lizbeth S. O’Shaughnessy
Senior Vice President,
Chief Administrative Officer,
General Counsel and Secretary

Peter M. Wege II   1, 4
Chairman of the
Board of Directors,
Contract Pharmaceuticals
Limited

P. Craig Welch, Jr.   2, 4
Member Manager, 
Honzo Fund, LLC

Kate Pew Wolters   2
Philanthropist;
President, Kate and
Richard Wolters Foundation

Eddy F. Schmitt
Senior Vice President, Americas

Allan W. Smith, Jr.
Vice President,
Global Marketing

David C. Sylvester
Senior Vice President,
Chief Financial Officer

1 = Audit Committee 

2 = Compensation Committee 

3 = Executive Committee 

4 = Nominating and Corporate Governance Committee

CORPORATE INFORMATION

Global Headquarters
Steelcase Inc.
901 44th Street
Grand Rapids, MI 49508
Phone: (616) 247-2710

Products and Services
For the address and telephone
number of your nearest
Steelcase dealer or for information
about our products, please
call (800) 333-9939 or visit our
website at www.steelcase.com.

Common Stock Data
Steelcase Inc. Class A Common
Stock is listed on the New York
Stock Exchange under the
symbol SCS. The Class B
Common Stock is not publicly
traded but is convertible into
Class A Common Stock on a
one-for-one basis.

Shareholder Account Inquiries
Registered shareholders can 
access their account online. Log 
on to www.shareowneronline.com
to view share balance, change
address, complete certain
transactions and get answers to
other stock-related inquiries.
You can also write or call the
Steelcase transfer agent at:

Wells Fargo Bank, N.A.
Shareowner Services
P.O. Box 64874
St. Paul, MN 55164-0874
Phone: (866) 457-8829
Outside the continental
U.S. and Canada:
(651) 450-4064

Independent Auditors
Deloitte & Touche LLP
38 Commerce, SW
Suite 600
Grand Rapids, MI 49503
Phone: (616) 336-7900

Shareholder Reports and
Investor Inquiries
You can request copies of financial 
documents, such as this annual 
report and Form 10-K, free of 
charge, by contacting:

Steelcase Inc.
Investor Relations
GH-3E-12
P.O. Box 1967
Grand Rapids, MI 49501-1967
Phone: (616) 246-4251
Fax: (616) 247-2627
Email: ir@steelcase.com

Investor Relations on the Web
If you wish to review investor
information as soon as it becomes
available, please visit ir.steelcase.com. 
You can subscribe to email alerts 
and receive notification whenever 
events, SEC filings or news releases 
are posted to the website. You may 
also submit requests for printed 
financial materials.

Corporate Sustainability Report
This report details our efforts to
protect the environment and
be good corporate citizens.
You can read the report online at
www.steelcase.com/discover/
steelcase/sustainability.

Annual Meeting
The annual meeting of Steelcase
shareholders will be held on
Wednesday, July 15, 2015, at 
11 a.m. EDT via a live webcast at 
www.virtualshareholdermeeting.com/
scs2015.

Contact the Steelcase
Board of Directors
To report issues about Steelcase
accounting, internal controls and
procedures, auditing matters or other
concerns to the Board of Directors or
Audit Committee, write to:

Steelcase Board of Directors 
Chair of the Board
c/o Steelcase Inc.
P.O. Box 1967
Grand Rapids, MI 49501-1967
Phone (800) 437-6167
(in the U.S., Canada or Mexico)
Collect (704) 943-1134
(from outside the United States)

Certifications
Steelcase has included as Exhibits 
31.1 and 31.2 to its Annual Report on
Form 10-K for fiscal year 2015 filed 
with the Securities and Exchange 
Commission all required certifications 
of the Steelcase Chief Executive 
Officer and Chief Financial Officer 
regarding the quality of the company’s 
public disclosures in its fiscal
2015 reports in accordance with 
Section 302 of the Sarbanes-Oxley 
Act of 2002. In July 2014, the 
Steelcase Chief Executive Officer 
provided to the New York Stock 
Exchange (NYSE), the annual CEO 
certification regarding Steelcase
compliance with the NYSE’s corporate
governance listing standards.

Forward-looking Statements
Certain statements in this document
are “forward-looking statements” 
within the meaning of the Private 
Securities Litigation Reform Act. 
These statements are based 
on management’s current
expectations and are subject to
uncertainty and changes in 
circumstances. Actual results may 
differ materially from those included 
in these statements due to a variety 
of factors. For more information
about forward-looking statements 
and the factors that may cause 
actual results to vary, please see the 
Forward-looking Statements section 
in our Annual Report on Form 10-K, 
which is included herein.

 Call 800.333.9939 or visit Steelcase.com

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©2015 Steelcase Inc. All rights reserved. All specifi cations subject to change without notice. 
Trademarks used herein are the property of Steelcase Inc. or of their respective owners. Printed in U.S.A. FSC certifi ed.