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Secure Property Development & Investment Plc

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FY2014 Annual Report · Secure Property Development & Investment Plc
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ANNUAL REPORT 

2014 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents 

SECTION A- Annual Report 

1. 

Letter to the Shareholders 

2.  Management Report 

2.1.  Corporate Overview & Financial Performance 

2.2.  Property Holdings 

2.3.  Financial and Risk Management 

2.4.  2015 and beyond 

3.  Regional Economic Developments   

4.  Real Estate Market Developments   

4.1.  Ukraine 

4.2.  Romania 

4.3.  Bulgaria 

4.4.  Greece 

5.  Property Assets 

5.1.  Aisi Brovary – Terminal Brovary Logistic Park , Ukraine 

5.2.  Innovations Logistics Park, Romania 

5.3.  GED Warehouse and Photovoltaic Park, Greece 

5.4.  EOS Business Park – Danone headquarters, Romania 

5.5.  Residential portfolio 

a)  Romfelt Plaza (Doamna Ghica), Bucharest, Romania 

b)  Linda Residence, Bucharest, Romania 

c)  Monaco Towers, Bucharest, Romania 

d)  Blooming House, Bucharest, Romania 

5.6.  Land Bank 

a)  Aisi Bela – Bela Logistic Center 

b)  Kiyanovskiy Lane – Land for Residential Complex 

c)  Tsymlyanskiy Lane – Land for Residential Complex 

d)  Balabino-Land for Retail/Entertainment Development 

SECTION B- Financial Statements 

4 

6 

6 

7 

11 

11 

13 

16 

16 

16 

17 

17 

19 

19 

19 

20 

20 

21 

21 

21 

21 

22 

22 

22 

22 

23 

23 

ANNUAL REPORT 2014|2 

 
 
 
 
 
 
 
SECURE PROPERTY DEVELOPMENT & INVESTMENT PLC   

Key Figures 

31 Dec 2013 

31 Dec 2014 

Change 

Total Assets (€million): 

Number of Assets: 

Bank Debt(€million): 

39 

5 

11 

61 

8 

30 

Operational Gearing 

28% 

48% 

Rental Income (€million): 

2.7 

3.6 

57% 

60% 

172% 

71% 

33% 

EBITDA*(€million): 

Net Equity**(€million): 

0.2 

0.8 

300% 

37.6 

32.5 

-13% 

Issued Shares: 

28.171.833 

33.884.054 

20% 

NAV per share(£): 

1,13 

0,75 

- 

*  Before revaluation of properties. 

**    Attributable to the shareholders. 

This report may contain forward-looking statements about the Company. Such statements are predictive in nature and depend upon or refer to future 

events or conditions and may include such words as ‘‘expects’’, ‘‘plans’’, ‘‘anticipates’’, ‘‘believes’’, ‘‘estimates’’ or other similar expressions. In addition, 

any statement regarding future performances, strategies, prospects, actions or plans is also a forward-looking statement. Forward-looking statements 

are subject to known and unknown risks and uncertainties and other factors that may cause actual results, events, activities and achievements to differ 

materially from those expressed or implied by such statements. Such factors include general economic, political and market conditions, interest and 

foreign exchange rates, regulatory or judicial proceedings, technological change and catastrophic events. You should consider these and other factors 
carefully before making any investment decisions and before relying on forward-looking statements. 

ANNUAL REPORT 2014|3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1.  Letter to the Shareholders 

Dear Shareholders, 

          26 May 2015 

2014 was the year that the Company’s strategy of diversifying regionally and acquiring high yielding income 
producing assets was kicked off in earnest. SPDI started the year, as it had always done in the past, as a 
wholly Ukraine based company, and by year-end it owned and managed more properties in other countries 
in terms of Asset Value.   

The directors of SPDI embarked on its growth and diversification strategy with a view to identifying ways to 
acquire undervalued income producing assets and extending its reach beyond its traditional one country. 
The Company then moved forward to identify and negotiate to acquire a number of portfolios of assets, all 
class A with substantial income generation capacity and capital appreciation potential, while at the same 
time it moved to identify a number of investors that would want to contribute assets or capital. By year end 
the Company had identified key participants on both efforts, having signed preliminary agreements. The 
stage was set to take a big step forward.   

During the  year, SPDI acquired four income producing assets. The logistics park that Nestle is using in 
Bucharest, Romania , the headquarters of Danone also in Bucharest, Romania, a residential portfolio of let 
apartments in the same city and the logistics park leased to Kuehne+Nagel in Athens, Greece (transaction 
completed in 2015). These new assets, generate annually ~€3,6 million of Net Operating Income (‘NOI’), 
increasing the Company’s annual running NOI by ~230%. To underpin its asset management capability in 
the new regions it invested in, the Company hired a small number of seasoned executives in Bucharest that 
can help its effort to grow further in  Romania.    By year end, the Company is well poised to grow as it 
attracts more investor shareholders who share the Company’s vision of creating the leading institutional 
property company in the region. 

Set against the macroeconomic environment and geopolitical events that unfolded during the year,  our 
growth  and  diversification  strategy  has  been  vindicated.    For  much  of  the  year,  Eastern  Europe  was 
growing fast and hopes were high that it would contribute to a regeneration of European GDP growth that 
was in the making. By year-end though, the mood and the facts were not as positive. The crisis in Ukraine 
continued unabated, despite the election of the new president in May and the new government in October, 
with more intensive fighting in the East of the country and the Hryvnia spiralling down as the country’s 
economy was moving closer to collapse. Greece, which had been expected to be able to regain market 
access and had seen its government bond rates dropping substantially close to those of other EU nations by 
mid year, experienced a marked setback with snap elections being called for January 2015, which created 
political and economic instability. Romania, among the countries we gained exposure to during the year, 
experienced solid economic growth through the year, had the fastest GDP growth rate of any EU country in 
Q3 2014 and showed signs of even faster growth by year end.    At the same time, Europe as a whole was 
inching to recession with the ECB deciding to commence a QE package of its own, mirroring what the Fed 
did in the US three years earlier.     

In addition to growing and rebalancing our portfolio of assets, the year under review also saw considerable 
progress made with regards to strengthening our balance sheet.    In December 2014, twenty months after 
having  finalised negotiations with the  European Bank  for Reconstruction and Development  (“EBRD”) on 
rescheduling  the  amortisation  plan  of  the  Brovary  construction  loan  and  twelve  months  after  having 
received the written agreement of the ‘B’ Lender on the restructuring, we finally managed to sign all legal 
documents and eliminate the pending legacy balance sheet risk factor by formalising the loan agreement. 

ANNUAL REPORT 2014|4 

 
 
 
 
 
 
The 2014 accounts show a much better and more different operational picture than any prior ones. If we 
disregard the asset revaluation and FX losses as a result of the Ukrainian Crisis, the operating results are 
positive and promising. It is the first year in the history of the Company that our revenues topped €3,6 
million, while our EBITDA surpassed €0,8 million, more than quadrupling in comparison to 2013. Finally the 
Company has profits after tax of ~€1 million indicating an even better year to come. 

Having successfully put the Company on a solid foundation, both financially and operationally, against the 
backdrop of the global economic and financial sector issues between 2010 – 2013 (including the Cypriot 
economic  crisis  in  2013  and  the  Ukrainian  crisis  in  2014),  we  are  highly  confident  that  2014  was  a 
turnaround year for SPDI. With property assets and people on the ground now in the capitals of the three 
largest  economies/countries  in  South  East  Europe,  SPDI  is  well  positioned  to  take  the  necessary  steps 
forward that the shareholders  have mandated us to perform.  Even though some of these countries are 
going  through  considerable  change,  their  property  markets  are  in  need  of  international  investors  and 
capital  to  grow.    We  plan  to  play  our  part  in  assisting  them  to  do  just  that.  With  the  support  of  our 
shareholders and partners that share our vision, we plan to exert every effort in achieving our common 
goals. 

Best regards,   

Lambros G. Anagnostopoulos 

Chief Executive Officer   

ANNUAL REPORT 2014|5 

 
 
 
 
 
 
2.  Management Report 

2.1.   Corporate Overview & Financial Performance 

In 2014 the Company’s management focused on diversifying its asset base into more 
than one regional country. The Company acquired four assets:   

Summary 

  The Innovations Logistics Park located on Bucharest’s ring road in Romania, a 
15.862 sqm gross leasable area logistics center that is primarily let to Nestle 
Romania (72% of its income).   

  The  Danone  headquarters  office building (EOS) in Bucharest, Romania.  The 
3.386  sqm  gross  leasable  office  is  built  next  to  Danone’s  production  and 
warehousing facility close to Bucharest ring road and is fully let to Danone.   

  A portfolio of let apartments as part of four separate residential developments 
in Bucharest. The 122 apartments are 60% let and are generating income both 
from lettings as well as from sales now that the market in Bucharest is picking 
up. 

  The GED Logistics park in Athens, Greece, mostly let to Kuehne + Nagel (70% 
of  its  warehouse  income).  The  17.756  sqm  logistics  center  also  has  a  1MW 
photovoltaic installation on its roof generating and selling electricity to the grid. 
This transaction was completed in early 2015.   

At the same time, management also spent time and  resources in identifying  various 
acquisition  opportunities  so  as  to  create  a  strong  pipeline  of  suitable  targets.  We 
entered negotiations for a  number of these during the period, moved into thorough 
due  diligence  on  some  of  them  and,  by  the  year  end,  were  able  to  bring  four  to  a 
position where they are ready for closing subject equity capital availability.   

On that front, the Company scanned the equity markets and identified a small number 
of potential cornerstone investors that would be interested in supporting the growth 
plan of the Company.   

Finally,  the  Company  continued  focusing  on  efficient  operations  and  addressing  the 
Ukrainian economic deterioration that caused substantial Hryvnia devaluation. All the 
tenants  of  our  Brovary  logistics  terminal  have  US$  based  lease  agreement  but 
nonetheless they are operating in a market that  undergoes  serious  issues  and  their 
bottom line is hit by the local currency devaluation. As such they have requested and 
we plan to extend to them some rental relief as they go through this very tough period. 

In parallel, the Company maintained its overall lean and strict operations management, 
keeping the annual operating and administrative costs to ~€2,3 million even though a 
number of new assets have been added to the portfolio while increasing the Company’s 
net annual rental income by 33% to €3,6 million. 

The political instability in Ukraine continues and until this is resolved it is hard to predict 
the final impact on the country’s economy.     

As  Terminal  Brovary  is  in  Kiev  and  all  its  tenancy  agreements  are  in  US$,  there  is 
minimal imminent risk. On the other hand, in view of the serious bottom line loss its 
tenants are being faced with, we plan to offer lease incentives to maintain the low or 
zero vacancy. 

During 2014 and for a short period there were capital controls imposed in the country, 
at which time it was difficult to export the rental income we had received. We used 
such  period  to  re-pay  a  higher  amount  of  the  EBRD  loan  capital,  ensuring  that  the 
Company does not suffer from such controls that had been stopped by year-end.   

Ukrainian 
Political and 
Financial 
Developments 

ANNUAL REPORT 2014|6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In  an  effort  to  further  streamline  its  operations,  the  Company  has  progressed  with 
finalizing  the  merger  of  many  of  its  Ukrainian  non-operational,  idle  entities,  thus 
lowering  administrative  costs.  Further  optimization  is  to  be  expected  by  further 
consolidating  operating  companies  and  eliminating  intercompany  loans  so  as  to 
decrease the Ukrainian operation’s dependency on equity support.   

Optimizing 
Corporate 
Structure 

Furthermore,  by  introducing  the  new  leveraged  acquisitions  the  Company  moves 
towards meeting its target leveraged capital structure of 50-55% LTV. 

The Audit Committee has met on a few occasions during the year in order to effectively 
monitor potential conflicts of interest of the directors and senior managers as well as to 
discuss with the auditors the affairs of the Company. The Audit Committee in its role of   
overseeing the financial reporting and internal controls of the Company ensures proper 
corporate governance in this respect. 

Audit 
Committee 

The Remuneration Committee pursuant to its responsibility to determine the policy for 
the remuneration of the Directors and Executive Management of the Company has met 
a few times throughout the year to review the practices of the Company and engaged 
with  management  to  ensure  that  all  issues  under  its  supervision  are  resolved.  The 
Remuneration Committee  has proposed to the BoD the application of the Employee 
Stock  Option  plan,  following  the  decision  of  the  December  2013  AGM.  Such  share 
options will be distributed to the employees for the first time in 2015. 

Remuneration 
Committee 

The Board is ultimately responsible for the Group’s financial reporting, internal control 
and  risk  management  systems  and  ensures  that  the  Finance  Department  prepares 
detailed budgets and cash flow projections, which are approved annually and updated 
regularly  throughout  the  year.  Ongoing  financial  control  is  a  responsibility  of  the 
management which reports to the BoD in order to maintain a tight liquidity control.   

Internal Audit 
and Control 

2014  showed  the  turnaround  of  the  Company  as  achieved  through  the  intensive 
2012-2013  restructuring.  Most  notably,  the  Company  more  than  quadrupled  its 
EBITDA to €0,8m (2013:€0,2m) and passed to net operational profitability of ~€1m 
(2013:-€0,1m). Income from Operations grew by 33%.   

Financial 
performance 

2.2.   Property Holdings 

The  Company's  portfolio,  consists  of  commercial  income  producing  and  residential 
properties  in  Romania,  Greece  and  Ukraine  as  well  as  four  development  projects  at 
different development stages in Ukraine. 

Property  
Assets 

ANNUAL REPORT 2014|7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial-Industrial   

Terminal  Brovary  Logistic Park consists of a 49.180 sq.m. Class A warehouse and 
associated office space, situated on the junction of the main Kiev – Moscow highway 
and the Borispil road which was fully completed in 2012. The facility has been  85% 
leased (warehouse space was 94% leased) at the end of the reporting period. 

Innovations Terminal Logistic Park consists of a 16.570 sqm gross leasable Class A 
warehouse  and  associated  office  space,  situated  on  the  west  side  of  Bucharest’s 
ringroad. Its construction, tenant specific, was completed in 2008 and is separated in 
four warehouses, two of which offer cold storage, the total area of which being 6.395 
sqm. Innovations was acquired by the Company in May 2014 and was 100% leased at 
the end of the reporting period, 61% to Nestle and 39% to other local companies.   

GED  Logistic  Park  consists  of  a  17.756  sq.m.  gross  leasable  area  industrial  and 
associated  office  space,  situated  on  the  west  side  of  Athens,  close  to  the  Port  of 
Piraeus. The facility has been in operation since 2010 and as at the end of the reporting 
period was 100% leased to Kuehne + Nagel (70%) and GE Dimitriou SA (30%). The 
park also has a photovoltaic alternative energy production facility installed on its roof. 
The  said  asset  is  to  be  consolidated  within  the  Company’s  accounts  in  2015  as  the 
closing of the transaction was effected in March 2015. 

EOS Business Park which serves Danone Head Quarters in Romania, is a 3.386 sqm 
GLA  Class  A  office  building,  situated  in  the  North  Eastern  Part  of  Bucharest.  The 
building is fully let to Danone. 

Land Bank 

Bela  Logistic  Centre  is a 22.4 ha plot in Odessa situated on the main highway to 
Kiev.  Following  the  issuance  of  permits  in  2008,  below  ground  construction  for  the 
development of a 103.000 sq.m. GBA logistic center commenced. Construction was put 
on hold in 2009 due to the global economic crisis.   

Kiyanovskiy Lane consists of four adjacent plots of land, totaling 0.55 ha earmarked 
for a residential development, which are well located, overlooking the scenic Dnipro 
River, St. Michael’s Spires and historic Podil neighborhood. During 2014, management 
held  discussions  with  a  number  of  interested  parties  with  regard  to  a  possible 
development of this asset should the market developments allow for such action. 

Tsymlyanskiy Lane is a 0.36 ha plot of land located in the historic Podil District of 
Kiev earmarked for the development of a residential complex. 

Balabino  project  is  a  26.38  ha  plot  of  land  situated  on  the  south  entrance  of 
Zaporozhye,  a  city  in  the  south  of  Ukraine  with  a  population  of  800.000  people. 
Balabino is zoned for retail and entertainment development. 

Residential portfolio 

This consists of a portfolio of 122 apartments units, situated on four distinct locations 
in the city of Bucharest. By year end 60% of the apartments units were let while during 
the year 7 units were sold.   

In 2014, the Company continued with RICS accredited CBRE Ukraine as its valuer for 
the  Ukrainian  Assets  and  also  appointed  RICS  accredited  Property  Partners  as  the 
valuer for the Romanian assets. The valuations have been carried out by the appraisers 
on the basis of Market Value in accordance with the appropriate sections of the current 
Practice  Statements  contained  within  the  Royal  Institution  of  Chartered  Surveyors 
(“RICS”)  Valuation  –  Professional  Standards  (2014)  (the  “Red  Book”)  and  is  also 
compliant with the International Valuation Standards (IVS). 

At the year-end, the Company’s property assets were valued at €61 million, an increase 
of  57%  from  the  December  2013  valuation  due  to  acquisitions  effected  throughout 
2014. It should be noted that the fair value of the Ukrainian assets has been reduced 
by  ~€8  million  (representing  a  reduction  of  ~20%  in  EUR  denominated  values  or 
~30% in USD denominated values) due to the continuing crisis.   

Property Asset 
Valuations 

ANNUAL REPORT 2014|8 

 
 
 
 
During  the  year  the  Company’s  asset  portfolio  became  more  diversified  in  terms  of 
geography  as  well  as  asset  class.  At  the  end  of  the  reporting  period,  54%  of  the 
company’s portfolio is outside Ukraine while with the addition of GED Logistics in March 
2015,  Ukraine  falls  to  43%  and  by  the  reporting  date  only  26%  of  the  Gross  Asset 
Value is attributable to the said country. The same applies to the income generation 
ability of the Company which at the reporting date depends on Ukraine by 28%.   

Excluding the revaluation losses that are attributable to the reduction of asset prices in 
Ukraine as well as the foreign exchange losses either associated with the EBRD loan to 
Terminal  Brovary,  mostly  hedged  due  to  the  USD  denominated  income,  and  the 
intercompany loans that have been affected on paper by the devaluation of the UAH 
from 8 to the USD, to 33 to the USD by the end of the reporting period, the table below 
presents the comparable for the operating performance in the last 3 years: 

P&L 

ANNUAL REPORT 2014|9 

2014notes2013notes2012notesEUR Operational income    3.591.903         1    2.717.166     1.650.897  Administration expenses  (2.743.723)        2  (2.475.720)   (2.523.734) Investment property operating expenses     (660.263)    (543.217)     (431.414) Other (expenses)/ income, net     (136.058)      495.774         3        407.933         3  Gain realized on acquisition of subsidiary       766.221         4                 -                  -  Operating profit     818.080     194.003     (896.318) Finance costs, net  (1.414.400) (1.034.456)   (1.677.544) Profit/(loss) before tax    (596.320)   (840.453) (2.573.862) Income tax expense     (220.476)    (125.722)       (65.259) (Loss) / Profit for the year    (816.796)   (966.175) (2.639.121) Valuation gains/(losses) from investment property    9.297.525       635.067     2.687.028  Foreign exchange losses, net  (7.512.640)      201.952                  -  (Loss) / Profit for the year     968.089    (129.156)       47.907 Notes1. includes 6months income from Innovations and 4months from EOS Business Park2. includes one off legal expences3. includes legacy liabilities write off4. refers to acquisition of asset below market value 
 
 
 
 
 
 
 
The Net Equity attributable to the shareholders as at 31 December 2014 stood at €32 
million representing a 13% decrease over the 2013 Net Asset Value due to revaluation 
of the Ukrainian assets.   

Net Equity 

The table below presents the contribution of each of the holdings of the Company at 
the end of the reporting period to its Net Asset Value. 

Asset 
Contribution 
to Net Asset 
Value 

The  NAV  per  share  as  at  31  December  2014  stood  at  GBP  0.75;  lower  than  a  year 
before, due to the new shares issued as a result of a capital increase and the valuation 
decrease of the Ukrainian assets, while the discount of the Market Value against the 
NAV decreased to 26%. Due to a drop in share price in the first quarter of 2015, this 
discount reached by the reporting date 43%. 

Net Asset 
Value per 
share 

ANNUAL REPORT 2014|10 

2013 €m  GAV  Debt  NAV  NAV InnovationsRom14,07,46,6EosRom6,44,32,1Terminal BrovaryUkr17,411,85,68,0Residential unitsRom8,46,22,2Land bankingUkr14,914,922,0Total Property Value61,129,731,429,9Other Assets minus Other Liabilities1,21,27,8 Net Asset Value total 32,637,7Mcap 31/12/2014 (Share price at £0,56)24,1Mcap 26/5/2015  (Share price at £0,31)18,5Discount as of the reposrting date vs NAV 31/12/2014-43%2014 
 
 
 
 
 
 
 
 
 
 
 
 
 
2.3.   Financial and Risk Management   

The Group’s overall bank debt exposure at the end of the reporting period consisted of 
€30 million including: 

Leverage 

a.  the €11,8m construction loan to Terminal Brovary from EBRD. The loan was 
originally  restructured  in  June  2011  and  was  again  under  a  restructuring 
process which concluded in December 2014 and effectively matched the then 
current cash inflows from the asset with the debt amortization plan.   

b.  the €4,3m lease of the EOS business park with Alpha Bank. 

c.  the €7,4m lease of the Innovations park with Bank of Piraeus.   

d.  with the remaining being the residential project loans 

Overall, the Group's Loan to Value ratio at the end of 2014 stands at 48%. 

Throughout 2014 the Company continued to preserve liquidity and optimize its cash 
flow in a difficult credit environment. By maintaining a tight cash flow schedule, the 
Company  has  been  able  to  manage  its  liabilities  while  making  progress  towards 
implementing its growth strategy by acquiring income producing assets.   

Liquidity 
Management-
Cash Flow 
Risk 

General 

The Company  

Most importantly, during the year the Company mitigated the effects of the Ukrainian 
hryvnia devaluation to a large extent, by minimizing the cash available in Ukraine and 
transferring  all  excess  cash  out  of  the  country  by  repaying  either  the  EBRD  or  the 
intercompany loans, thus protecting the shareholder’s value.   

2.4. 2015 and beyond 

Going into 2015, the Company is poised to grow by acquiring new income producing 
assets in Romania, Bulgaria and/or Greece. To effect that, more capital needs to be 
raised, and as  first step the Company executed  an open offer  for  new shares to its 
existing  shareholders  raising  €8m  in  March  2015.  Political  turmoil  in  Greece  and 
military one in Ukraine will necessitate even more prudence on actions taken but will 
also create an environment full of opportunities when such turmoil abates.   

In early March 2015 the Company concluded the GED warehouse acquisition in Greece, 
while in April 2015 the Company proceeded in acquiring 20% of the Autounion, a Class 
A  office  building  in  Sofia,  Bulgaria.  The  acquisition,  which  is  the  Company’s  first  in 
Bulgaria, is in line with its strategy to build a diversified portfolio of prime commercial 
real estate in East and Southeast Europe, which is fully let to blue chip tenants on long 
leases, generate high yields and have the potential for capital growth.   

In May 2015 the Company acquired two portfolios of assets consisting of: 

  100% of a DIY retail property in a prime location in Craiova, Romania.    The 
building of a Gross Lettable Area (‘GLA’) of 9.385 sqm is wholly let to Praktiker, 
a leading DIY brand and produces an annualised NOI of ~€1 million 

  a  24,35%  interest  in  Delea  Nuova,    a  Class  A  office  building  in  a  prime 
business  location  in  Bucharest  -  the  building  is  fully  let  mainly  to  the 
telecommunications  regulator  of  Romania,  produces  an  annualized  NOI  of 
€1,9  million  and  has  a  GLA  of  10.280sqm  over  ten  floors  and  includes 
underground parking 

  a small portfolio of newly built income producing residential assets, located on 
Grivita Lake in north Bucharest and on the slopes of Boyana in South Sofia.   
They generate an annualized income of €300.000, as they are mostly let - the 
Company  intends  to  sell  these  to  generate  substantial  near  term  cash  for 
reinvestment 

ANNUAL REPORT 2014|11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As  a  result  of  these  acquisitions  the  Gross  Asset  Value  of  the  Company  is  now 
diversified as follows: 

Furthermore,  the  annualized  Net  Operating  Income,  considering  also  the  newly 
acquired assets is estimated as follows: 

As  such,  our  focus  in  2015  is  a)  to  improve  even  further  the  Company’s  operating 
results,  b)  leading  to  a  dividend  distribution  for  the  first  time  in  its  history  in  2016, 
while at the same time to attract more like minded investors and grow the Company’s 
balance sheet with both new capital and assets in other countries in the South East 
Europe region, while safeguarding our position and income in Ukraine. 

ANNUAL REPORT 2014|12 

 
 
 
 
 
 
 
 
 
 
Ukraine  

3.  Regional Economic Developments  1 

Nearly one year after the clashes that resulted in the fall of the incumbent government, 
the deterioration and finally breaking off  of Russia-Ukraine relations and the loss of 
part of Ukraine’s geographic area, the situation remains particularly volatile. The social 
and geopolitical instability continues to affect not only Ukraine’s economic and political 
well-being,  but  also  relations  between  Russia  and  the  rest  of  the  world,  as  the 
international financial markets remain volatile. Ukraine engaged in a loan agreement 
with the IMF before the summer, having already received two tranches of the loan for 
ongoing  fiscal  consolidation.  The  future  remains  uncertain  for  the  country,  even 
though the two elections (the presidential in May and the Parliamentary in October) 
have resulted in a pro-European government. 

Gross  Domestic  Product  continued  to  decrease  for  yet  another  quarter  and  it  is 
expected to close for 2014 at -6,0% from 0% growth in the previous year, as domestic 
demand, investments and consumption have been severely hit. Another factor that will 
negatively contribute to economic activity is the current situation in the Donetsk and 
Lugansk Region, where almost 75% of Ukraine’s steel production comes from. Steel 
production levels reached the ones of the 2008 crisis. 

The devaluation of the Ukrainian Hryvnia which peaked at 34 UAH to the USD (from 8 
UAH to the USD in late 2013) and the deterioration in imports and exports have led to 
a favorable current account balance in 2014. Specifically, the current account deficit in 
H1  2014  contracted  to  1,8%  of  GDP  from  3,1%  in  H1  2013,  as  the  trade  deficit 
decreased accordingly. Inflationary pressures led to a CPI index of 11% in the period 
January-November 2014 compared to -0,3% in January-November 2013. 

While fiscal finances have deteriorated, the IMF deal has provided some stability. The 
fiscal deficit in the period January-September widened to 4,8% of GDP from 3,2% in 
January-September 2013, as expenditures shot up to 53,1% from 34,2% in the same 
periods. Revenues, however, also increased to 48,6% of GDP in January-September 
from 31% in January-September 2014. 

As far as interest rates are concerned, the National Bank of Ukraine hiked its key rate 
by 150 bp to 14% in November. The interest rate move was apparently motivated by 
the  accelerating  inflation  in  the  last  few  months.  Given  basically  non-functioning 
monetary transmission mechanism, NBU interest rate decision is mostly symbolic and 
will have no much impact on other interest rates and economic dynamics. 

Romania’s preliminary GDP results recorded a 3,3% year-on-year increase in Q3 2014, 
from 2,2% in Q2 2014 and 3,6% in Q3 2013. 

Romania 

In  the  first  eight  months  of  2014,  the  Current  Account  Deficit  was  0,6%  of  GDP 
compared to 0,4% of GDP in January-August 2013, as per the adoption of the new 
calculation methodology, as the primary income deficit widened. The external sector 

1  Sources: Eurobank Research, NBG Research, National Statistical Services, National Central Banks, Eurostat, 
European Central Bank, International Monetary Fund, Raiffeisen Research, Bloomberg, World Bank 

ANNUAL REPORT 2014|13 

2011201220132014e2015fGDP (USD bn)163,4176,2177,4127,695,0Population (mn)45,645,645,542,742,5GDP (constant prices y-o-y %)5,20,20,0-6,0-5,5CPI (average, y-o-y %)8,00,6-0,212,133,5ILO Unemployment rate (%)7,97,57,410,511,5Net FDI (USD bn)7,06,63,30,21,0Sources : IMF, Raiffeisen Research, National Sources, Eurobank EFG, European ComissionMacroeconomic data and forecasts 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                     
remains relatively firm, as the RON is stable and until now imports and exports have 
not been hit by the ongoing crisis in Ukraine and Russia. In addition, public finances 
have  improved  significantly  in  2014,  as  in  the  first  nine  months  the  fiscal  balance 
turned  to  a  surplus  of  0,1%  of  GDP  compared  to  a  deficit  of  1,3%  in 
January-September last year, as public expenditures have declined. According to the 
updated data and the new calculation methodology, the external debt in the first nine 
months  decreased  to  64,5%  of  GDP  from  69,5%  in  2013.  Both  short-term  and 
long-term debt were limited. 

Inflation has fallen to historically low levels since September 2013 (1,4% in October 
2014), as a result of the abundant agricultural harvest, taxes imposed during last year 
and declining food prices. The latest forecast for average inflation in 2014 is 1,5%. 

The National Bank of Romania continued its cycle of monetary easing by cutting its rate 
to 2,75%, with the aggregate cuts since December 2013 totaling 100 bps. It has also 
reduced 
the  minimum  reserve  requirement  ratios  on  Romanian  Leu  and 
FX-denominated debt to 10% and 14% from 12% and 18% respectively, thus allowing 
banks to build up their reserves. 

S&P  upgraded  in  mid-May  Romania’s  long-term  and  short-term  foreign  and  local 
currency sovereign credit ratings to “BBB-/A-3” from “BB+/B”, with stable outlook. This 
move brings S&P’s rating on par with the other two major rating agencies, Moody’s and 
Fitch, which both rate Romania investment grade. 

Bulgaria continues to show signs of a steady recovery, as real GDP remains very stable 
although below its long-term average. GDP grew by  1,6%  year-on-year in Q3 2014 
from a slightly higher increase of 1,8% in Q2 2014 and a lower 1,1% in Q3 2013. The 
revision of the national accounts to convert to the ESA 2010 methodology brought up 
real GDP in 2013 to 0,9% compared to the previous 0,7% value. 

Bulgaria 

The Current Account balance decreased to 2,0% of the GDP for the period of January 
to August from 3,1% in the same period last year, mainly due to the increase of the 
trade deficit. The Bulgarian economy has been on a deflationary path since September 
2013. Reduction in the administratively set energy prices and a strong harvest (leading 
to lower food prices) made prices trend sharply downward. Indicatively, inflation in the 
first ten months of 2014 averaged -1,5% from 1,4% in the same period last year, as 
most of the consumer price index constituents either declined or slowed down. 

The  fiscal  deficit  in  the  first  nine  months  widened  to  1,9%  of  GDP  from  0,4%  in 
January-September last year, due to an increase in public expenditures. This number 
however is well below the maximum of 3,0% providing the necessary stability to the 
country. 

The government successfully resorted on June 27 to the international markets with the 
planned €1,5bn September 2024 Eurobond sale. The said issue attracted strong as well 
as  diversified  demand  in  reflection  of  ongoing  as  well  as  broad-based  investor 
confidence towards Bulgarian assets. Total bids reportedly amounted to ca €3,7bn and 
the auction produced an average accepted yield of 3,055% or 160bps over mid-swaps. 

ANNUAL REPORT 2014|14 

2011201220132014e2015fGDP (EUR bn)131,4131,8142,2149,3153,0Population (mn)20,120,019,919,919,9GDP (constant prices y-o-y %)2,20,73,42,92,7CPI (average, y-o-y %)5,83,44,01,41,0Unemployment rate (%)7,47,07,16,86,7Net FDI (EUR bn)1,82,22,62,43,0Sources : IMF, Raiffeisen Research, National Sources, Eurobank EFG, European ComissionMacroeconomic data and forecasts 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
On  the  political  front,  a  fragmented  new  parliament  emerged  from  the  early 
parliamentary elections in Bulgaria on October 5th. Eight parties, the highest number 
in the post-Communist era, accomplished to surpass the 4% threshold in order to enter 
the parliament. The new coalition government successfully managed to deal with one 
major issue; the resolution of Corporate Commercial Bank.   

Greece 

The confirmation by Eurostat of the 2013 primary budget surplus and the redistribution 
of part of that surplus to a number of social groups, reinforced the credibility of the 
Greek  fiscal  consolidation,  boosted  consumer  confidence  and  stabilized  household 
spending. 2014 was going to be the first year after 6 recession years with an overall 
GDP increase but elections declared in  December 2014 have taken a heavy toll  and 
have thrown the country’s economy back into recession. In addition to the economics 
the country’s credibility is being severely damaged.   

In the first nine months of 2014, Greece’s GDP level was higher by 0,6%, compared 
with the corresponding period of last year, when it had fallen by 4,3%. This was mainly 
due to higher international tourist arrivals during the summer period, leading to the 
strongest growth in the exports of goods since the 2004 Olympic Games. 

Total domestic consumption increased by 1,2% in the first nine months of 2014, after a 
contraction  by  4,2%  in  the  same  period  a  year  earlier  and  6  consecutive  negative 
years.  Again,  in  the  second  part  of  the  year  consumption  started  to  show  signs  of 
further  improvement  before  collapsing  in  November  and  December  due  to  the 
elections announcement.   

With  exports  rising  faster  than  imports,  the  deficit  of  the  external  sector  has  been 
reduced by 9,7% over the first half of the previous year, at €2,6 billion (3,4% of the 
GDP),  while  during  the  same  period  of  2013  that  deficit  had  shrank  much  faster  (-
43,1%). 

Bank of Greece recorded a net deposit outflow of ~€11bn that extended to €35bn by 
end of March 2015 bringing the banking  crisis under  severe liquidity stress. For  the 
moment the slack is being picked up by the ECB through the ELA. Deposits are at an 
all-time low of €135bn from €250 in 2008. 

ANNUAL REPORT 2014|15 

20112012201320142015fGDP (EUR bn)38,539,739,940,440,7Population (mn)7,37,37,37,27,2GDP (constant prices y-o-y %)1,80,80,91,71,2CPI (average, y-o-y %)4,23,01,4-1,6-0,5Unemployment rate (%)11,212,312,911,710,9Net FDI (EUR bn)1,21,21,11,21,5Sources : IMF, Raiffeisen Research, National Sources, Eurobank EFG, European ComissionMacroeconomic data and forecasts2011201220132014e2015fGDP (EUR bn)208,5193,4182,1179,1175,2Population (mn)10,811,111,011,010,9GDP (constant prices y-o-y %)-1,1-6,6-3,9-0,9-0,8CPI (average, y-o-y %)4,23,00,9-1,4-0,3Unemployment rate (%)17,924,527,526,625,0Net FDI (EUR bn)0,81,41,61,00,0Sources : IMF, Raiffeisen Research, National Sources, Eurobank EFG, European ComissionMacroeconomic data and forecasts 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4.  Real Estate Market Developments  2 

4.1. Ukraine 

Ongoing tensions in the East along with fundamental economic problems, have taken 
their toll on the country’s real estate market during the first half of the year. Since then, 
the  situation  seems  to  stabilize  with  businesses  largely  adopting  a  wait-and-see 
attitude. 

In 2014, the new supply of logistics space reached 144.000 sqm, nearly 7% increased 
in comparison with 2013, leading to a total stock of 1,72 million sqm in the Greater Kiev 
area. Compared to the same period in 2013, take-up has decreased by 60%, reaching 
approximately 118.000 sqm. This drop in demand along with the delivery of several 
relatively  sizeable  schemes  during  the  period  against  the  background  of  extremely 
suppressed  business  dynamics  in  the  country,  led  to  rent  contraction  by  15-25%. 
Growing supply and low business activity have made downward correction of market 
rents, by 50-100bp. 

The cumulative new office supply in 2014 in Kyiv reached approximately 155.000 sqm 
and was around 18% higher than at the end of 2013 and only 1% less than in 2012. 
There was approximately 1,71 million sqm of speculatively delivered office stock in Kyiv 
at  the  end  of  2014,  excluding  government  buildings  and  offices  constructed  by 
owner-occupiers. The vacancy rate in Kiev remains the highest among the European 
capitals and in the end of the reporting period was standing at 23,5%. Devaluation and 
prevailing supply in the market balance is the reason behind the drop and the wide 
range in rental rates, especially in class A offices. According to preliminary estimates, 
take-up  did  not  exceed  50.000  sqm  by  year  end  results,  mainly  driven  from 
manufacturing and IT companies. 

In 2014, total stock amounted to around 1,44 million sqm, approximately 8% higher 
than in 2013. At the first half of the year, some retailers decided to leave the Ukrainian 
market, but in the second half new brands like Nespresso, Intimissimi and Calzedonia 
decided  to  enter  the  market.  New  supply  on  the  market,  loss  of  tenants  and  a  low 
occupancy  rate  of  some  new  objects  on  the  market  led  to  a  vacancy  rate  of  10%. 
These rates along with the devaluation of the local currency put downward pressure on 
rental  rates,  which  dropped  at  USD  50-80/sqm  for  shopping  centers  and  USD 
150-200/sqm for high street shops. 

4.2. Romania 

The investment volume in Romania in 2014 rose by 254% compared to 2013, reaching 
€1,3  billion  (including  owner-occupied  and  residential  transactions).  This  represents 
the highest volume recorded in Romania since 2007. 

The  modern  stock  in  Bucharest  remains  constant  at  approximately  1  million  sqm. 
During the year, Romanian industrial market experienced its largest ever transaction 
involving  a  single  asset,  with  CA  Immo  selling  a  215.000  sqm  logistic  park.  Gross 
take-up amounted to approximately 210.000 sqm, the highest figure in the last five 
years.  Considering  the  recent  transactions  and  the  absence  of  speculative 
development, the vacancy rate dropped from 11-13% to ca. 8% in Bucharest and Ilfov 
areas  and  it  remained  at  the  same  level  in  the  rest  of  the  country.  Yield  slightly 
compressed  from  10%  to  9,5%,  while  rental  rates  showed  no  significant  change 
throughout the year. 

General 

Logistics 
Market 

Office Market 

Retail Market 

General 

Logistics 
Market 

Take-up in 2014 reached a total of 223.000 sqm, the highest figure registered since 
2008.  The  modern  office  stock  in  Bucharest  stands  at  around  2,21  million  sqm. 

Office Market 

2  Sources : Jones Lang LaSalle, DTZ Research, CBRE Research, The Advisers/Knight Frank, Forton International, MBL 
Research, Colliers International 

ANNUAL REPORT 2014|16 

 
 
 
 
 
 
 
 
 
 
 
                                     
Currently there is 215.900 sqm of space under construction, of which 28% has already 
been  secured  under  pre-let  agreements  and,  with  an  anticipated  improvement  in 
demand will help to lower the vacancy rate which at the end of the year was 14,3%, 
the  sharpest  year  on  year  change  (370bp)  after  the  financial  crisis.  Prime  headline 
rents increased slightly to €18,5/sqm, while the increasing interest from investors for 
prime properties in Bucharest encouraged a yield compression by 25 bps, now at 7,75 
%. 

The modern retail stock in Romania increased slightly at 2,9 million sqm as only three 
new retail schemes were built during the year. After a weak performance in 2013, retail 
sales  recorded  a  7%  year-on-year  growth  in  2014.  The  gap  between  prime  and 
secondary stock continues to be significant. Yield and rental rates are stable since 2013 
while vacancy rates remain at low levels, due to the lack of new supply. 

Retail Market 

After a timid market recovery in 2012, and a more active 2013, the first half of 2014 
saw  a  reduction  in  the  number  of  vacant  units  in  previously  completed  residential 
projects.  The  revival  of  the  market  is  also  indicated  by  the  expansion  of 
well-performing projects. As in previous years, the Prima Casa government program is 
still  a  major  driver  of  demand.  Between  2008  and  H1  2014,  c.  119.200  Prima  Casa 
loans were approved, with a total value of over €4,5 billion, helping the market to pick 
up quickly. 

Residential  

Market 

4.3. Bulgaria 

The Bulgarian Real Estate market remains stable with signs of sector improvement in 
the office and residential assets classes. The relative stability of the Bulgarian economy 
and the reduced residential prices at levels 50% to the 2008 peak have fueled a sizable 
increase in transactions. 

Total  modern  stock  in  2014  increased  by  5%  year-on-year  to  757.000  sqm,  while 
take-up  activity  hardly  reached  12.000  until  the  end  of  Q3.  Prime  rents  slightly 
increased  -for  the  first  time  after  the  recession-  to  €3,75/sqm.  (7%  year-on-year), 
while yields remained relatively stable for one more year at 11,75%. 

During 2014, only 20.000 sqm of class A offices were delivered. As a consequence, the 
Sofia  office  stock  increased  only  by  1,8%  at  1,68  million  sqm.  The  overall  market 
vacancy rate registered a decrease for a second consecutive year. The total class A and 
B vacant space amounted to approximately 255.000 sqm, or an aggregate 15% of the 
total  class  A  and  B  inventory.  The  pipeline  showed  a  further  40%  decrease 
year-on-year reaching 100.000. The take-up of class A and B space reached  71.000 
sqm on a year-on-year basis, showing a 9% increase. Yields are at 9%, recording a 
slight drop of 50bp year-on-year. 

After the closure of The Strand in Burgas and Mega Mall Ruse  in the second half of 
2014, the total volume of modern retail space of shopping centers in Bulgaria reached 
783.000 sqm,, while demand remains relatively healthy and rental rates increased 6% 
year-on-year  in  shopping  malls.  Vacancy  rates  in  Sofia  remained  stable  at  12%. 
However, good news comes from international retailers, who are either returning or 
entering  the  Bulgarian  market  for  the  first  time,  indicating  imminent  decrease  in 
vacancy rates. 

General 

Logistics 
Market 

Office Market 

Retail Market 

4.4. Greece 

The  outlook  for  the  Greek  economy  which  has  been  much  improved  in  the  first  3 
quarters of 2014, after seven years of recession, has deteriorated rapidly in the last 
quarter of the year. Risks are now greater than ever to the recovery story and yet more 
negative shock have affected market performance driving transaction to a collapse in 
late 2014. 

General 

ANNUAL REPORT 2014|17 

 
 
 
 
 
 
 
 
 
 
 
As  of  Q3,  €50  million  exchanged  hands,  more  than  double  the  total  seen  in  2013. 
Investors struggle to balance risk and price especially given the subdued occupational 
market and fragile economy. Value-add funds and Greek REICs are likely to be the first 
to act if the right asset comes to market, spurred on partially by the recent reduction of 
transfer  tax  to  a  flat  rate  of  3,00%.  Prime  rents  are  stable  at  €2,60/sqm  for 
manufacturing  in  Athens  and  €4,00/sqm  for  logistics.  Yields  dropped  200  bps,  now 
standing at 11% on average. 

Development finance is very limited and no significant schemes were constructed in 
Athens during 2014. Some projects that have broken ground were postponed by their 
developers, who decided to wait for when fundamentals are more robust. Total office 
deals  reached  approximately  €28  million  as  of  Q3.  The  high  vacancy  rate  is  heavily 
linked  with  the  lack  of  demand.  Prime  rents  in  Athens  CBD  have  seen  a  5%  drop 
year-on-year. Yields recorded a drop of 100bps, now at 8,5%. 

During the period of recession there was a distortion of rent levels on existing lease 
agreements  versus  new  leases.  Consequently,  the  same  area  can  see  a  large  gap 
between rent levels. Upward pressure on prime rents, especially for these small and 
medium  size  units,  continued  and  double-digit  growth  was  recorded  in  Athens  and 
Thessaloniki’s high streets, ranging from 5% to 30% year-on-year. Supply for prime 
space has been tightening, however, vacancies are still on the rise in secondary areas. 
Yields have contracted slightly since last year, standing at 7-8% for high streets shops 
and a little over 8% for shopping centers. 

Logistics 
Market 

Office Market 

Retail Market 

ANNUAL REPORT 2014|18 

 
 
 
     
 
 
 
 
5.    Property Assets   

5.1.   Aisi Brovary – Terminal Brovary Logistic Park , Ukraine 

The  Brovary  Logistic  Park  consists  of  a  49.180  sq  m  GLA  Class  A  warehouse  and 
associated  office  space.  The  building  has  large  facades  to  Brovary  ring  road,  at the 
intersection of the Brovary (Е-95/М-01 highway) and Borispil ring roads. It is located 
10 km from Kiev city border and 5 km from Borispol international airport.   

Project 
description 

The building is divided into six independent sections (each at least 6.400 sq m), with 
internal clear ceiling of 12m height and industrial flooring constructed with an anti–dust 
overlay  quartz  finish.  The  terminal  accommodates  90  parking  spaces  for  cars  and 
trucks, as well as 24 hour security and municipal provided sewage, water and garbage 
collection. 

As of the end of December, the park remained 85% leased, with 94% of its warehouse 
capacity leased.   

Current status 

5.2. Innovations Logistics Park, Romania 

The Park incorporates approximately 8.470 sqm of multipurpose warehousing space, 
6.395 sqm of cold storage and 1.705 sqm of office space. It is located in the area of 
Clinceni, south west of Bucharest center, 200m from the city’s ring road and 6km from 
Bucharest-Pitesti (A1) highway. Its construction was tenant specific, was completed in 
2008 and it comprises four separate warehouses, two of which offer cold storage. 

Project 
description 

As of the end of December the warehouse was 100% leased with Nestle Ice Cream 
Romania  being  the  anchor  tenant  (100%  of  cold  space  and  72%  of  total  NOI), 
following the recent renewal of its lease . 

Current status 

ANNUAL REPORT 2014|19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
5.3. GED Warehouse and Photovoltaic Park, Greece 

The 17.756 sqm complex that consists of industrial and office space is situated  on a 
44.268 sqm land plot in the West Attica Industrial Area (Aspropyrgos). It is located at 
exit 4 of Attiki Odos (the Athens ring road) and is 10 minutes from the port of Piraeus 
and the National Road. The roofs of the warehouse buildings house a photovoltaic park 
of 1.000KWp.   

Project 
description 

The  buildings  are  characterized  by  high  construction  quality  and  state-of-the-art 
security measures. The complex includes 100 car parking spaces, as well as two central 
gateways (south and west). 

The Company reached a binding agreement in August 2014 for the acquisition of the 
asset which was expected to be concluded upon the transfer of the asset from previous 
owner to a newly formed company, and completion of certain other conditions which 
were finalized in March 2015. The complex at the end of December is 100% occupied, 
while  the  major  tenant  (approximately  70%)  is  the  international  transportation  and 
logistics company Kuehne + Nagel. 

Current status 

5.4. EOS Business Park – Danone headquarters, Romania 

The park consists of 5.000 sqm of land including a class “A” office building of 3.386 
sqm  GLA  and  90  parking  places.  It  is  located  next  to  the  Danone  factory,  in  the 
North-Eastern part of Bucharest with access to the Colentina Road and  the Fundeni 
Road.    The Park is very close to Bucharest’s ring road and the DN 2 national road (E60 
and  E85)  and  is  also  serviced  by  public  transportation.  The  park  is  highly  energy 
efficient. 

Project 
description 

The Company has reached a binding agreement in August 2014 for the acquisition of 
the asset which was finalised in November 2014. The complex at the end of December 
is fully let to Danone Romania, the French multinational food company, until 2026.   

Current status 

ANNUAL REPORT 2014|20 

 
 
 
 
 
 
 
 
 
 
 
 
5.5. Residential portfolio 

a) 

Romfelt Plaza (Doamna Ghica), Bucharest, Romania   

Romfelt Plaza is a residential complex located in Bucharest, Sector 2, relatively close to 
the city center, easily accessible by public transport and nearby supporting facilities 
and green areas.   

Project  

description 

by 

residential  unit  portfolio 
The 
acquired 
Company 
the 
comprises  2.990  sqm  across  nine 
studios,  six    two  bed  apartments 
and 
bed 
apartments, all located in buildings 
A, D, E, F, and I. 

thirteen 

three 

As of the end of December total existing leases stood at 20 indicating an occupancy 
rate of 74%. 

Current status 

b) 

Linda Residence, Bucharest, Romania   

Linda  Residence  is  a  residential  complex  located  in  Bucharest,  Sector  3,  close  to 
subway transportation which connects the project to all areas in Bucharest in less than 
30 minutes.   

Project 
description 

by 

the 
twenty 

The 2.642 sqm residential portfolio 
Company 
acquired 
seven 
comprises 
apartments  including  two  studios, 
fifteen  two  bed,  eight  three  bed 
and  two  four  bed  apartments,  as 
well as 27 storage spaces, and 20 
surface parking spaces. 

As  of  the  end  of  December  there  are a  total  of  5  total  existing  leases  indicating  an 
occupancy rate of approximately 23%. 

Current 
status 

c) 

Monaco Towers, Bucharest, Romania   

Monaco Towers is a residential complex located in South Bucharest, Sector 4, enjoying 
good  car  access  due  to  the  large  boulevards,  public  transportation,  and  a  shopping 
mall  (Sun  Plaza)  reachable  within  a  short  driving  distance  or  easily  accessible  by 
subway.   

Project 
description 

The  residential  portfolio  acquired 
by  the  Company  comprises  forty 
apartments, twenty five two-room 
apartments and fifteen three-room 
apartments, totaling 3.609 sqm. 

As of the end of December the total existing leases stood at 31 indicating an occupancy 
rate of 78%. 

Current status 

ANNUAL REPORT 2014|21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
d) 

Blooming House, Bucharest, Romania   

Blooming House is a residential development project located in Bucharest, Sector 3, a 
residential area with the biggest development and property value growth in Bucharest, 
offering a number of supporting facilities such as access to Vitan Mall, kindergartens, 
café, schools and public transportation (both bus and tram). 

Project 
description 

by 

The residential unit portfolio 
the 
acquired 
Company comprises  twenty 
seven 
apartments, 
comprising twelve two bed, 
forteen  three  bed,  and  one 
five  bed, 
totaling  2.387 
sqm,  plus  28  parking 
spaces,  13  above  ground, 
15 underground. 

At the end of December the total existing leases stood at 17 indicating an occupancy 
rate of approximately 63%. 

Current status 

5.6. Land Bank 

a) 

Aisi Bela – Bela Logistic Center 

The site consists of a 22,4 ha plot of land with zoning allowance to construct  up to 
103.000  sqm  GBA  industrial  properties  and  is  situated  on  the  main  Kiev  –  Odessa 
highway,  20km  from  Odessa  port,  in  an  area  of  high  demand  for  logistics  and 
distribution warehousing.   

Project 
description 

Following  the  completion  of  planning  and  issuance  of  permits  in  2008,  construction 
commenced, with column foundation and peripheral walls for 100.000 sqm completed 
in 2009. Development was then put on hold, due to lack of funding and deteriorating 
market conditions.   

Current status 

b) 

Kiyanovskiy Lane – Land for Residential Complex 

The  project  consists  of  0,55  ha  of  land  located  at  Kiyanovskiy  Lane,  near  Kiev  city 
centre.  It  is  destined  for  the  development  of  business  to  luxury  residences  with 
beautiful protected views overlooking the scenic Dnipro River, St. Michaels’ Spires and 
historic Podil.   

Project 
description 

ANNUAL REPORT 2014|22 

 
 
 
 
 
 
 
 
 
 
 
 
 
The concept design of the project is under review with the proposed development to 
include  residential  apartments  (GBA  of  circa  21.000  sqm)  and  100  parking  spaces 
across two basement levels.   

Current status 

c) 

  Tsymlyanskiy Lane – Land for Residential Complex 

The 0.36 ha plot is located in the historic and rapidly developing Podil District in Kiev. 
The Company owns 55% of the plot, with one local co-investor owning the remaining 
45%. 

Project 
description 

In 2009, all necessary documents were submitted to relevant authorities for approval 
and issuance of a construction permit. The plan was to develop approximately 10.000 
sqm GBA of 40 high end residential units and office spaces on lower floors, as well as 
41 parking spaces over three underground levels. Since then, the project has been on 
hold. In 2014 the company renewed its holding permit.   

Current status 

d) 

Balabino-Land for Retail/Entertainment Development 

The 26,38 site is situated on the south entrance of Zaporozhye city, three km away 
from  the  administrative  border  of  Zaporozhye.  It  borders  the  Kharkov-Simferopol 
Highway  (which  connects  eastern  Ukraine  and  Crimea  and  runs  through  the  two 
largest residential districts of the city) as well as another major artery accessing the 
city centre. 

Project 
description 

The  site  is  zoned  for  retail  and  entertainment  and  various  development  options  are 
being evaluated as per the market’s needs.   

Current status 

ANNUAL REPORT 2014|23 

  
 
 
 
 
 
 
 
 
 
 
 
 
ANNUAL REPORT 2014|24 

 
 
 
 
CONSOLIDATED FINANCIAL STATEMENTS 
For the year ended 31 December 2014 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSOLIDATED FINANCIAL STATEMENTS 
31 December 2014 

CONTENTS 

Corporate Information 

Chairman’s Statement  

Declaration  

Report of the Board of Directors 

Independent Auditor’s Report 

Consolidated statement of comprehensive income 

Consolidated statement of financial position  

Consolidated statement of changes in equity  

Consolidated statement of cash flows  

Notes to the consolidated financial statements  

PAGE 

27 

28 

29 

30 

33 

35 

36 

37 

38 

39-76 

CONSOLIDATED FINANCIAL STATEMENTS 2014|26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate Information 

Board of Directors 

Alvaro Portela  
Antonios Achilleoudis  
Antonios Kaffas 
Franz Hoerhager 
Harin Thaker  

Registered Address 

16, Kyriakou Matsi Avenue 
Eagle House, 10th floor, PC 1082, 
Agioi Omologites, Nicosia, Cyprus 

Principal Places of Business  

Lambros Anagnostopoulos 
Ian Domaille  
Paul Ensor 
Robert Sinclair  

16, Kyriakou Matsi Avenue 
Eagle House, 10th floor, PC 1082, 
Agioi Omologites, Nicosia,  
Cyprus  

Prytys'ko-Mykilska 5  
Kiev 04070, 
Ukraine  

49-51 Sfintii Voievozi Street,  
1st floor, apartment no 6  
Interior 006, district 1, Bucharest 
Romania PC 010965 

Company Secretary 

Chanteclair Secretarial Ltd  
16, Kyriakou Matsi Avenue 
Eagle House, 10th floor, PC 1082, Nicosia, Cyprus 

Nominated Adviser and Broker 

S. P. Angel Corporate Finance LLP 
Prince Frederick House 
35-39 Maddox Street  London  W1S 2PP 

Registrars 

Computershare Investor Services PLC 
The Pavillions, Bridgewater Road 
Bristol BS99 7NH, UK 

Cymain Registrars Limited 
P.O. Box 25719                                 
1311 Nicosia Cyprus 

Main Collaborating Banks 

European Bank for Reconstruction and Development 
One Exchange Square 
London EC2A 2JN, United Kingdom 

Unicredit Bank 
14A Yaloslav Val Str, Kyiv 
Ukraine, 01034 

Bank of Cyprus 
P.O. Box 22032 
Nicosia, 1598 Cyprus 

UNIVERSAL Bank 
54/19, Avtozavodska str., 04114 
Kiev, Ukraine 

ALPHA BANK Bulgaria     
99, Tsarigradsko Shosse Blvd. 
1113 Sofia, Bulgaria  
Eurobank EFG Cyprus Ltd 
41 Makarios Avenue, 5th floor, 
1065 Nicosia, CYPRUS 

Alpha Bank Romania 
Neocity 2 Building, 237B, Calea Dorobantilor Str. 
District 1, Bucharest, Romania 

Piraeus Leasing Romania 
B-dul Nicolae Titulescu, nr. 29 - 31, etaj 5  
Sector 1, Bucuresti, Romania 

Solicitors 

WTS Tax Legal Consulting LLC 
5, Pankivska Str., 5th floor 
Kyiv, Ukraine, 01033 

Drakopoulos Law Firm 
332, Kifissias Avenue, 152 33 Halandri,  
Athens, Greece 

Drakopoulos Law Firm 
7 David Praporgescu, District 2, 020965 
Bucharest, Romania 

Auditors 

Baker Tilly Klitou and Partners Limited 
Corner C Hatzopoulou & 30 Griva Digheni Avenue 
1066 Nicosia, Cyprus 

Reed Smith LLP  
The Broadgate Tower20 Primrose Street 
London EC2A 2RS, United Kingdom 

Georgiades & Pelides LLC 
Kyriakou Matsi Avenue 
Eagle House, 10th floor, PC 1082, Nicosia, Cyprus 

CONSOLIDATED FINANCIAL STATEMENTS 2014|27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chairman’s Statement 

2014  was  a  pivotal  year  for  SPDI,  as  the  Company  embarked  upon  its  acquisition  strategy  in  earnest.  The  logic 
behind  this  strategy  remains  unchanged:  to  take  advantage  of  the  low  prices  of  commercial  property  on  offer  in 
South  East  Europe  with  strong  tenants  and  competitively  priced  financing.    The  objective  is  to  build  a  diversified 
portfolio of fully let prime commercial real estate, which generates high levels of income from a blue chip tenant base 
on long leases, and at the same time offers the potential for significant capital growth.   

With  the  above  in  mind,  the  year  under  review  has  seen  excellent  progress  made.    The  numbers  speak  for 
themselves:      57%  increase  in  total  assets  to  €61  million  (2013:  €39million),  a  reflection  of  the  transformational 
acquisitions  made  during  the  year  across  the  region;  a  33%  increase  in  rental  income  to  €3,6  million  (2013: 
€2,7million); and a 300% increase in EBITDA to €0,8 million (2013:€0,2million).  We have ended the year with a Net 
Asset  Value  of  £0,75  per  share  (2013:  £1,13)  which,  even  after  taking  into  account  the  new  shares  issued  during 
2015,  remains  substantially  higher  than  our  current  market  valuation  and  provides  us  with  considerable  asset 
backing.   

Finding  the  right  properties  across  Europe  to  meet  our  strict  investment  criteria  against  a  backdrop  of  a  property 
market that is on a rising trend, requires a management team with a  proven track record.  The year under review 
has  demonstrated  that  SPDI  has  one  such  team,  and  as  a  result  we  believe  that  we  are  very  well  positioned  to 
continue to source a strong pipeline of suitable opportunities due to our wealth of experience  and  contacts,  as we 
look to add to our growing number of properties owned and managed across the region. 

Indeed post period end we have done just that.  In April 2015, we announced the acquisition of an interest in a fully 
let and income generating office building in Sofia, while in May we followed this up by announcing the acquisition of 
a  series  of  prime  property  assets  in  Romania  and  Bulgaria,  including  a  100%  interest  in  a  prime  location  big  box 
retail property in Craiova, Romania (wholly let to Praktiker) as well as a 24,35% interest in Delea Nuova, a Class A 
office building in Bucharest city centre, which is fully let mainly to the telecommunications regulator of Romania. 

With a running annualized NOI of €8 million, a portfolio of seven income producing properties covering four countries 
we now have a cash generative platform from which to accelerate the roll-out of our strategy to build a portfolio of 
prime real estate in Southeastern Europe.  We continue to evaluate  additional opportunities that fit the Company’s 
investment  criteria  of  high  yields  and  blue  chip  tenants  in  Southeastern  European  population  hubs,  as  we  look  to 
expose our shareholders to both immediate cash flows with long term visibility, as well as the potential for significant 
capital uplift, as the on-going European yield compression play gathers momentum across the continent.   

The  very  low  interest  rates  across  Europe  should  work  in  favour  of  continued  yield  compression  in  commercial 
property,  and  we  remain  confident  that  we  are  very  well  positioned  to  make  2015  another  year  of  carefully 
structured acquisitions of undervalued property assets and improving financial performance.   

Paul Ensor 

Chairman of the Board 

CONSOLIDATED FINANCIAL STATEMENTS 2014|28 

 
 
 
 
 
 
  
 
 
 
 
DECLARATION  BY  THE  MEMBERS  OF  THE  BOARD  OF  DIRECTORS  AND 
THE  PERSON  RESPONSIBLE  FOR  THE  PREPARATION  OF  THE 
CONSOLIDATED FINANCIAL STATEMENTS OF THE COMPANY 

We,  the  Members  of  the  Board  of  Directors  and  the  person  responsible  for  the  preparation  of  the  consolidated 
financial  statements  of  SECURE  PROPERTY  DEVELOPMENT  &  INVESTMENT  PLC  for  the  year  ended  31  December 
2014, based on our opinion, which is a result of diligent and scrupulous work, declare that the elements written in 
the consolidated financial statements are true and complete. 

Board of Directors members:  

Antonios Achilleoudis 

Lambros Anagnostopoulos 

Ian Domaille 

Paul Ensor 

Franz M. Hoerhager 

Antonios Kaffas 

Harin Thaker 

Alvaro Portela 

Robert Sinclair 

Person  responsible  for  the  preparation  of  the  consolidated  financial  statements  for  the  year  ended  31  December 
2014: 

Constantinos Bitros 

CONSOLIDATED FINANCIAL STATEMENTS 2014|29 

 
 
 
 
 
 
 
            
 
 
 
          
 
 
 
 
 
 
 
 
         
 
 
      
 
 
     
 
 
          
 
 
 
 
          
   
 
REPORT OF THE BOARD OF DIRECTORS  

The Board of Directors presents its report and the audited consolidated financial statements of SECURE PROPERTY 
DEVELOPMENT  &  INVESTMENT  PLC  (“SPDI”  or  “SECURE  PROPERTY  DEVELOPMENT  &  INVESTMENT  PLC”  or  the 
“Company”) and its subsidiaries (the “Group”) for the year ended 31 December 2014. 

Principal activities  

The principal activities of the Group, which are unchanged from last year, are directly or indirectly to invest in and/or 
manage  real  estate  properties  as  well  as  real  estate  development  projects  in  Central,  East  and  South  East  Europe 
(the "Region").  These include the acquisition, development, operation and selling of property assets, in the Region. 

Review of current position, future developments and significant risks 

Throughout  the  year  Management  has  worked  towards  identifying  growth  opportunities  in  the  form  of  property 
acquisition  in  South  East  Europe.    During  the  year  the  Company  completed  3  such  transactions,  namely  the 
acquisitions  of  Innovations  Park,  a  warehouse  in  Bucharest  Romania,  of  EOS  Business  Park  and  Office  building  in 
Bucharest Romania and 122 apartments from 4 different residential compounds also in Bucharest. The Company has 
also signed an agreement to acquire GED Logistics complex in Athens Greece, a transaction which was completed in 
March  2015.  In  parallel  the  Company  has  completed  due  diligence  related  to  assets  that  are  in  the  pipeline  to  be 
acquired in 2015.  

On the operational side the Group’s running Net Operating Income exceeds €6.5m on an annualized basis while its 
exposure to Ukraine both in terms of assets and NOI is well below 50%. On the same note the Group has signed the 
restructuring of the legacy EBRD construction loan for Terminal Brovary which matures in 2022 and has a balloon of 
25%. 

The  Board  of  Directors  expects  that  the  organic  growth  of  the  Group  together  with  the  proceeds  from  2015 
acquisitions will allow the Company to offer its first dividend distribution in 2016.   

The most significant risks faced by the Group and the steps taken to manage these risks  are described in  Notes 4 
and 30 of the consolidated financial statements. 

Results and Dividends 

The Group's results for the year are set out on page 11. The net loss for the year is carried forward. 

Share Capital 

Authorised share capital 

Pursuant  to  the  cancelation  of  4.142.727  deferred  shares  of  €0,99  nominal  value  and  1  old  (2011  restructuring 
related) ordinary share of €0,92 nominal value effected on 20/3/2014, the Company's authorised share capital at the 
end  of  the  reporting  period  amounted  to  989.869.935  ordinary  shares  of  €0,01  nominal  value  and  785.000 
redeemable preferred shares of €0,01 nominal value.  

Issued share capital 

As of 31 December 2013 the total amount of outstanding ordinary shares was 27.171.833 shares. 

Within the reporting year the Company has effected:  

a)  On 20/3/2014, following the approval of the Annual General Meeting of 30/12/2013, the  cancellation of 1 
ordinary share of €0,92 and 4.142.727 deferred shares of €0,99 each for the purpose of writing off losses of 
the Company (Note 20). 

b)  On  16/5/2014,  following  the  approval  of  the  Extraordinary  General  Meeting  of  5/5/2014,  the  allotment  of 
785.000 redeemable preference  shares €0,01 each for the purpose of  acquiring Innovation Park (Note 20). 
c)  On  24/6/2014,  following  the  approval  of  the  Annual  General  Meeting  of  30/12/2013,    the  allotment  of 
116.726 ordinary shares of €0,01 each to its Directors, who converted their 2013 annual fees (Notes 20 and 
28) into equity. 

d)  On  24/6/2014,  following  the  approval  of  the  Annual  General  Meeting  of  30/12/2013,  the  allotment  of 
500.000  ordinary  shares  of  €0,01  each  to  the  Directors,  Management,  Employees  and  Advisors  of  the 
Company in order to reward them for their continued commitment to the Company (Note 20). 

CONSOLIDATED FINANCIAL STATEMENTS 2014|30 

 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF THE BOARD OF DIRECTORS  

e)  On  28/8/2014,  following  the  approval  of  the  Annual  General  Meeting  of  30/12/2013,  the  allotment  of 
3.934.853 ordinary shares of €0,01 each for the purpose of  the in kind contribution of Residential Portfolio 
(Note 20). 

f)  On  30/10/2014,  following  the  approval  of  the  Annual  General  Meeting  of  30/12/2013,  the  allotment  of 
1.160.642  ordinary  shares  of  €0,01  each  for  the  purpose  of  capital  raising  in  the  Company  by  new 
shareholders (Note 20). 

As at the end of the reporting period the issued share capital of the Company is 33.884.054 Ordinary Shares of €0,01 
nominal value each and 785.000 Convertible Shares of €0,01 nominal value each. 

Board of Directors 

The  members  of  the  Company's  Board  of  Directors  as  at  31  December  2014  and  at  the  date  of  this  report  are 
presented on page 3.  

In accordance with the Company's Articles of Association, during the Annual General Meeting held on 31st December 
2014,  Mr.  Harin  Thaker,  Mr.  Franz  Hoerhager  and  Mr.  Antonios  Kaffas  being  eligible,  retired  by  rotation,  offered 
themselves for re-election and were re-elected.  

There were no changes in the assignment of responsibilities of the Board of Directors.  

Board Committees 

The Board has constituted two committees, the audit committee and the remuneration committee. The membership 
of both committees remains unchanged from last year.   

Remuneration Policy 

The remuneration policy for the Board (non-executive members) and the senior management of the Company which 
includes a monetary portion, as well as equity like instruments to further incentivize the recipients and further align 
their interests with those of the shareholders, remains unchanged. Such equity like instruments and the respective 
granting terms have been approved by the Annual General Meeting of December, 30th 2013 and of December 31st , 
2014.  

As  far  as  the  Board's  remuneration  is  concerned,  this  remains  unchanged.  The  said  remuneration  plan  relates  to 
payments through shares which are locked up for the lesser of two years from the date of issue or the date following 
which the 30 day average traded value exceeds GBP 70.000. 

Options currently held by Board Members 

Following the share capital restructuring of the Company, the existing option schemes are as follows:  

Director's Option scheme, allotted on 25/7/2007 

Under the said scheme each of the directors serving at the time, who is still a Director of the Company, is entitled to 
subscribe for 2.631 ordinary shares exercisable as set out below: 

Exercisable until 1 August 2017 
Exercisable until 1 August 2017 

Director Franz M. Hoerhager Option scheme, 12/10/2007 

Exercise Price 
US$ 
57 
83 

Number of 
Shares 
1.754 
877 

Under the said scheme, director Franz M. Hoerhager is entitled to subscribe for 1.829 ordinary shares exercisable as 
set out below: 

Exercisable until 1 August 2017 
Exercisable until 1 August 2017 

Exercise Price 
GBP 
40 
50 

Number of 
Shares 
1.219 
610 

The above option  schemes were  approved, by the  shareholders of the  Company  in  General  Meeting  on  31st March 
2008. As at 31 December 2014 the Company considers that the options are well out of the money.   

CONSOLIDATED FINANCIAL STATEMENTS 2014|31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF THE BOARD OF DIRECTORS  

Directors and Management Holdings in the Company 

As at the end of the reporting period the following Directors and Management hold shares of the Company: 

Name 
Paul Ensor 
Antonios Achilleoudis 
Franz Horhager 
Ian Domaille 
Robert Sinclair 
Harin Thaker 
Alvaro Portela 
Antonios Kaffas 
Lambros Anagnostopoulos 
Constantinos Bitros 

Warrants issued and exercised 

Position 
Chairman  
Non-Executive Director 
Non-Executive Director 
Non-Executive Director 
Non-Executive Director 
Non-Executive Director 
Non-Executive Director 
Non-Executive Director 
Executive Director and CEO 
Chief Financial Officer 

Amount of Shares held 
147.495 
89.345 
121.474 
70.921 
57.374 
44.742 
44.742 
62.980 
238.937 
92.357 

All Class B Warrants are yet to be exercised with the exercise period ending 31 December 2016. 

Other share capital related matters 

Pursuant to decisions taken by the AGM of December 31st 2014, the Board is authorised and empowered to: 

- 

- 

issue up to 200.000.000 ordinary shares of €0.01 each at an issue price as the Board may from time to time 
determine (with such price being at a discount to the net asset value per share in the Company which is in 
issue immediately prior to the issue of the shares) so as to facilitate the profitable growth of the Company. 
issue  Class  A  Warrants,  to  subscribe  for  up  to  350%  of  the  outstanding  ordinary  shares  at  the  time  of 
issuance of the Class A Warrants, upon such terms and conditions as may be determined by the Board (with 
such price being at a discount to the net asset value per share in the Company which is in issue immediately 
prior  to  the  issue  of  the  Class  A  Warrants).  Such  Class  A  Warrants  may  be  offered  to  various  third  party 
entities a) for participating in the capital raising of the Company, b) for their contribution in creating value 
for the Company and c) for their assistance with the fundraising. 

Events after the end of the reporting period 

Any significant events that occurred after the end of the reporting period  are  described  in Note 31 to  the financial 
statements. 

Independent auditors 

The  independent  Auditors,  Baker  Tilly  Klitou  and  Partners  Limited,  have  expressed  their  willingness  to  continue  in 
office. 

The  Audit  Committee  will  be  proposing  to  the  Board  the  appointment  of  the  Independent  Auditors  for  2015, 
authorizing the CEO and the CFO to negotiate their remuneration so as to present a relevant proposal to the Annual 
General Meeting of the Shareholders of the Company. 

By order of the Board of Directors, 

Constantinos Bitros 
Chief Financial Officer 

CONSOLIDATED FINANCIAL STATEMENTS 2014|32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Baker Tilly Klitou and Partners Ltd 
Corner C Hatzopoulou & 
30 Griva Digheni Avenue 
CY-1066 Nicosia 
P.O. Box 27783, CY-2433 Nicosia 
Cyprus 

T:  +357 22 458500 
F:  +357 22 751648 

info@bakertillyklitou.com 

Independent Auditor’s Report 

To the Members of Secure Property Development & Investment Plc  

Report on the consolidated financial statements 

We have audited the accompanying consolidated financial statements of Secure Property Development & Investment 
Plc (the “Company”) and its subsidiaries (together with the Company, the "Group"), which comprise the consolidated 
statement of financial position as at 31 December  2014,  and  the consolidated  statements of comprehensive income, 
changes in equity and cash flows for the year then ended, and a summary of significant accounting policies and other 
explanatory information. 

Board of Directors’ responsibility for the consolidated financial statements 

The Board of Directors is responsible for the preparation of consolidated financial statements that give a true and fair 
view  in  accordance  with  International  Financial  Reporting  Standards  as  adopted  by  the  European  Union  and  the 
requirements  of  the  Cyprus  Companies  Law,  Cap.  113,  and  for  such  internal  control  as  the  Board  of  Directors 
determines  is  necessary  to  enable  the  preparation  of  consolidated  financial  statements  that  are  free  from  material 
misstatement whether due to fraud or error. 

Auditor’s responsibility 

Our  responsibility  is  to  express  an  opinion  on  these  consolidated  financial  statements  based  on  our  audit.  We 
conducted our audit in accordance with International Standards on Auditing. Those Standards require that we comply 
with  ethical  requirements  and  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  the 
consolidated financial statements are free from material misstatement.  

An  audit  involves  performing  procedures  to  obtain  audit  evidence  about  the  amounts  and  disclosures  in  the 
consolidated  financial  statements.  The  procedures  selected  depend  on  the  auditor’s  judgment,  including  the 
assessment  of  the  risks  of  material  misstatement  of  the  consolidated  financial  statements,  whether  due  to  fraud  or 
error. In making those risk assessments,  the auditor considers internal control relevant to the entity’s preparation of 
consolidated financial statements that give a true and fair view in order to design audit procedures that are appropriate 
in  the  circumstances,  but  not  for  the  purpose  of  expressing  an  opinion  on  the  effectiveness  of  the  entity’s  internal 
control. An audit also includes evaluating the appropriateness of accounting  policies used  and the  reasonableness of 
accounting estimates made by the Board of Directors, as well as evaluating the overall presentation of the consolidated 
financial statements. 

We  believe  that  the  audit  evidence  we  have  obtained  is  sufficient  and  appropriate  to  provide  a  basis  for  our  audit 
opinion. 

Opinion 

In our opinion, the consolidated financial statements give a true and fair view of the financial position of the Group as 
at  31  December  2014,  and  of  its  financial  performance  and  its  cash  flows  for  the  year  ended  in  accordance  with 
International  Financial  Reporting  Standards  as  adopted  by  the  European  Union  and  the  requirements  of  the  Cyprus 
Companies Law, Cap113.  

Associated offices: 
Cyprus: Nicosia T: +357 22 458500, Cyprus: Limassol T: +357 25 591515, Cyprus: Larnaca T: +357 24 663299 
Romania: Bucharest T: +40 21 3156100, Bulgaria: Sofia T: +359 2 9580980, Moldova: Chisinau T: +373 22 233003 
Registered in Cyprus (Reg. No. 156870). List of directors can be found at the Company’s Registered Office.  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Independent Auditor’s Report (continued) 

Emphasis of matters 

We draw attention to Notes 3, 4 and 15 to the consolidated financial statements, which describe the following matters: 

Valuation of investment properties 

(a) 
The fair value of the investment properties as indicated in Notes 3 and 15 to the consolidated financial statements is 
based  on  valuations  performed  by  independent  valuators.  The  fair  value  is  determined  by  selecting  a  variety  of 
methods and making assumptions that are mainly based on conditions existing at the end of each reporting period. In 
the event that any of the assumptions do not materialize the fair values of the Group’s Investment Properties will be 
affected accordingly. 

Ownership of investment properties. 

(b) 
As stated in Note 3, a number of the Group’s land leases in Ukraine are held for relatively short terms and place an 
obligation  upon  the  Group  to  complete  development  by  a  prescribed  date.  It  is  important  to  note  that  the  rights  to 
complete a development may be lost or at least delayed if the Group fails to complete a permitted development within 
the timescale set out by the ground lease. In addition, in the event that a development has not commenced upon the 
expiry of a lease then the City Authorities are entitled to decline the granting of a new lease on the basis that the land 
is  not  used  in  accordance  with  the  designation.  Furthermore,  where  all  necessary  permissions  and  consents  for  the 
development are not in place, this may provide the City Authorities with grounds for rescinding or non-renewal of the 
ground  lease.  The  management  of  the  Group  believes  that  the  possibility  of  such  action  in  the  future  is  remote. 
Therefore, the assumption that the leases which expire will be renewed remains valid and the fair values of investment 
properties as of the end of the reporting period are not affected. 

Operating environment in Ukraine 

(c) 
We draw attention to Note 4 to the consolidated financial statements, which describes the political and social unrest 
and regional tensions in Ukraine, which could adversely affect the Group’s  results  and financial  position  in  a  manner 
not currently determinable. The Group has diversified its geographical exposure in 2014 by expansion in Romania and 
in 2015 by expansion in Greece, Bulgaria and further expansion in Romania (Note 31) and thus reduced any possible 
adverse effect of Ukrainian operations on the Group as a whole. 

Our opinion is not qualified in respect of these matters. 

Report on other legal requirements 

Pursuant  to  the  additional  requirements  of  the  Auditors  and  Statutory  Audits  of  Annual  and  Consolidated  Accounts 
Laws of 2009 and 2013, we report the following: 
•  We have obtained all the information and explanations we considered necessary for the purposes of our audit.  
• 

In our opinion, proper books of account have been kept by the Company, so far as appears from the examination 
of those books. 
The consolidated financial statements are in agreement with the books of account. 
In our opinion and to the best of our information and according to the explanations given to us, the consolidated 
financial statements give the information required by the Companies Law, Cap. 113, in the manner so required. 
In  our  opinion,  the  information  given  in  the  report  of  the  Board  of  Directors  is  consistent  with  the  consolidated 
financial statements. 

• 
• 

• 

Other matter 

This  report,  including  the  opinion,  has  been  prepared  for  and  only  for  the  Company's  members  as  a  body  in 
accordance with Section 34 of the Auditors and Statutory Audits of Annual and Consolidated  Accounts  Laws  of  2009 
and 2013 and for no other purpose.  We do not, in giving this opinion, accept or assume responsibility for any other 
purpose or to any other person to whose knowledge this report may come to. 

Andreas Pittakas 
Certified Public Accountant and Registered Auditor 
for and on behalf of 

Baker Tilly Klitou 
Certified Public Accountants and Registered Auditors 

Corner C Hatzopoulou and 30 Griva Digheni Avenue 
1066 Nicosia, Cyprus 

Nicosia, 26 May 2015 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1.   Consolidated Statement of Comprehensive Income  
       For the year ended 31 December 2014 

Operating income 
Valuation gains from investment property 

Administration expenses 
Investment property operating expenses 
Gain on acquisition of subsidiaries 
Other (expenses)/income, net 

Operating profit 

Net finance costs 
Foreign exchange (losses)/income, net 

Profit/(loss) before tax 

Income tax expense 

Profit/(loss) for the year 

Other comprehensive (loss)/income 

Note 

2014 
€ 

2013 
€ 

8 
8 

9 
10 
16 
11 

12 
13 

3.591.903 
9.297.525 
12.889.428 

(2.743.723) 
(660.263) 
766.221 
(136.058) 

2.717.166 
635.067 
3.352.233 

(2.475.720) 
(543.217) 
- 
495.774 

10.115.605 

829.070 

(1.414.400) 
(7.512.640) 

(1.034.456) 
201.952 

1.188.565 

(3.434) 

14 

(220.476) 

(125.722) 

968.089 

(129.156) 

Exchange difference on I/C loans to foreign holdings 
Exchange difference on translation of foreign operations 

28.4 
21 

(19.746.111) 
8.904.153 

- 
(1.424.354) 

Total comprehensive (loss)/income for the year 

(9.873.869) 

(1.553.510) 

Profit /(Loss) attributable to: 
Owners of the parent 
Non-controlling interests 

Total comprehensive income attributable to: 
Owners of the parent 
Non-controlling interests 

927.337 
40.752 
968.089 

(139.408) 
10.253 
(129.155) 

(9.577.120) 
(296.749) 
(9.873.869) 

(1.561.681) 
8.171 
(1.553.510) 

Earnings/(losses) per share (Euro cent per share): 
Basic earnings/(losses) for the year attributable to ordinary 
equity owners of the parent 
Diluted earnings/(losses) for the year attributable to ordinary 
equity owners of the parent 

6 

0,03 

0,03 

(0,01) 

(0,00) 

The notes on pages 39 to 76 form an integral part of these consolidated financial statements 

CONSOLIDATED FINANCIAL STATEMENTS 2014|35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2.   Consolidated Statement of Financial Position 
      For the year ended 31 December 2014 

ASSETS 
Non-current assets 
Investment properties 
Investment property under construction 
Prepayments made for investments 
Tangible and intangible assets  
Goodwill 
Long-term receivables 

Current assets 
Prepayments and other current assets 
Cash and cash equivalents 

Total assets 
EQUITY AND LIABILITIES 
Issued share capital 
Share premium 
Foreign currency translation reserve 
Exchange difference on I/C loans to foreign holdings 
Accumulated losses 
Equity attributable to equity holders of the parent 
Non-controlling interests 
Total equity 
Non-current liabilities 
Interest bearing borrowings 
Finance lease liabilities 
Redeemable preference shares 
Trade and other payables 
Deposits from tenants 

Current liabilities 
Interest bearing borrowings 
Trade and other payables 
Taxes payable 
Redeemable preference shares 
Provisions 
Deposits from tenants 
Finance lease liabilities 

Total liabilities 

Total equity and liabilities 

Note 

2014 
€ 

2013 
€ 

2012 
€ 

15 
15 
15 
17 
16 

18 
19 

20 

21 
28.4 

22 

23 
27 
20.6 
24 
25 

23 
24 
26 
20.6 
26,29 
25 
27 

53.533.187 
5.083.216 
2.674.219 
200.203 
43.269 
125.909 
61.660.003 

4.251.489 
891.938 
5.143.427 
66.803.430 

338.839 
97.444.044 
(1.411.825) 
(19.746.111) 
(44.064.475) 
32.560.472 
651.882 
33.212.354 

12.255.716 
11.463.253 
349.325 
214.685 
499.831 
24.782.810 

5.960.706 
1.654.852 
431.828 
349.325 
68.253 
161.579 
181.723 
8.808.266 
33.591.076 

28.714.379 
6.525.995 
3.625.553 
103.443 
- 
- 

29.733.212 
6.331.030 
3.789.601 
73.011 
- 
- 
38.969.370  39.926.854 

4.129.281 
3.595.741 
194.366 
9.668.260 
13.264.001 
4.323.647 
52.233.371  44.250.501 

4.212.421 
4.383.018 
79.176.629 
92.704.841 
(8.891.624) 
(10.315.978) 
- 
- 
(49.093.113) 
(48.953.705) 
37.678.768  25.543.721 
930.207 
38.627.399  26.473.928 

948.631 

- 
387.400 
- 
480.458 
315.604 
1.183.462 

1.347.340 
428.962 
- 
503.940 
324.328 
2.604.570 

11.077.240 
779.688 
423.539 
- 
119.023 
- 
23.020 

12.554.173 
1.941.592 
401.567 
- 
253.564 
- 
21.107 
12.422.510  15.172.003 
13.605.972  17.776.573 

66.803.430 

52.233.371  44.250.501 

Net Asset Value (NAV) € per share: 
Basic NAV attributable to equity holders of the parent 
Diluted NAV attributable to equity holders of the parent 

6 

0,96 
0,84 

1,34 
1,17 

2,30 
2,01 

On  26  May  2015  the  Board  of  Directors  of  SECURE  PROPERTY  DEVELOPMENT  &  INVESTMENT  PLC 
authorised these financial statements for issue.  

Lambros Anagnostopoulos 
Director & Chief Executive Officer 

Paul Ensor  
Director & Chairman of the Board 

Constantinos Bitros 
Chief Financial Officer 

The notes on pages 39 to 76 form an integral part of these consolidated financial statements 

CONSOLIDATED FINANCIAL STATEMENTS 2014|36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3.   Consolidated Statement of Changes in Equity 
      For the year ended 31 December 2014 

€ 

Share 
capital 

Share 
premium,  
Net1 

Accumulated 
losses, net of 
non-controlling 
interest2 

Exchange 
difference on I/C 
loans to foreign 
holdings3 

Foreign currency 
translation 
reserve4 

Total 

Non- 
controlling 
interests 

Total 

Balance - 31 December 2012 

4.212.421 

79.176.629 

(48.953.705) 

Profit/(Loss) for the period 

- 

- 

(139.408) 

Issue of share capital, net (Note 20) 

170.597 

13.528.212 

Foreign currency translation reserve 

- 

- 

- 

- 

Balance - 31 December 2013 

4.383.018 

92.704.841 

(49.093.113) 

Profit for the period 

- 

- 

927.337 

Issue of share capital, net (Note 20) 

57.122 

4.739.203 

Reduction of share capital (Note 20.2) 

(4.101.301) 

Exchange difference on I/C loans to 
foreign holdings (Note 28.4) 
Foreign currency translation reserve 

- 
- 

- 

- 
- 

- 

4.101.301 

- 

- 

- 

- 

- 

- 

- 

- 

(8.891.624) 

25.543.721 

930.207 

26.473.928 

- 

- 

(139.408) 

10.253 

(129.155) 

13.698.809 

- 

13.698.809 

(1.424.354) 

(1.424.354) 

8.171 

(1.416.183) 

(10.315.978) 

37.678.768 

948.631 

38.627.399 

- 

- 

- 

927.337 

40.752 

4.796.325 

- 

- 

- 

968.089 

4.796.325 

- 

- 
- 

(19.746.111) 
- 

- 
8.904.153 

(19.746.111) 
8.904.153 

- 
(337.501) 

(19.746.111) 
8.566.652 

Balance - 31 December 2014 

338.839 

97.444.044 

(44.064.475) 

(19.746.111) 

(1.411.825) 

32.560.472 

651.882 

33.212.354 

1Share premium is not available for distribution 
2Companies which do not distribute 70% of their profits after tax, as defined by the relevant tax law, within two years after the end of the relevant tax year, will be deemed to have distributed as dividends 70% of 
these  profits.  Special  contribution  for  defense  at  20%  will  be  payable  on  such  deemed  dividends  to  the  extent  that  the  shareholders  (companies  and  individuals)  are  Cyprus  tax  residents.  The  amount  of  deemed 
distribution is reduced by any actual dividends paid out of the profits of the relevant year at any time. This special contribution for defense is payable on account of the shareholders. 
3 Exchange differences on intercompany loans to foreign holdings arose as a result of devaluation of the Ukrainian Hryvnia during 2014. The Group treats the mentioned loans as a part of the net investment in foreign 
operations (Note 28.4). 
4 Exchange differences related to the translation from the functional currency of the Group’s subsidiaries are accounted for directly to the foreign currency translation reserve. The foreign currency translation reserve 
represents unrealized profits or losses related to the appreciation or depreciation of the local currencies against the euro in the countries where the Company’s subsidiaries own property assets.  

The notes on pages 39 to 76 form an integral part of these consolidated financial statements 

CONSOLIDATED FINANCIAL STATEMENTS 2014|37 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
4.   Consolidated Statement of Cash Flows 
For the year ended 31 December 2014 

CASH FLOWS FROM OPERATING ACTIVITIES 
 Profit/(loss) before tax and non-controlling interests 
Adjustments for: 
Profit/(loss) on revaluation of investment property 
Other non-cash movements 
Prepayments and other current assets impairment loss/(reversal) 
Trade and other payables written off 
Depreciation of property, plant and equipment 
Interest income 
Interest expense 
Gain on acquisition of subsidiaries 
Provisions 
Effect of foreign exchange differences 
Cash flows used in operations before working capital changes 

Change in prepayments and other current assets 
Change in trade and other payables 
Change in VAT recoverable 
Change in other taxes and duties 
Increase in deposits from tenants 
Income tax paid 

Working capital changes 
Net cash flows used in operating activities 
CASH FLOWS FROM INVESTING ACTIVITIES 
Capital expenditure on investment property 
Prepayment made for acquisition of investment property 
Decrease in payables for construction 
Changes in property, plant and equipment 
Interest received 
Cash outflow on acquisition of subsidiaries 
Net cash flows from / (used in) investing activities 
CASH FLOWS FROM FINANCING ACTIVITIES 
Proceeds from issue of share capital/shareholders advances 
Net (repayment) of borrowings 
Interest and financial charges paid 
Decrease in financial lease liabilities 

Net cash flows from / (used in) financing activities 
Effect of foreign exchange rates on cash and cash equivalents 

Net increase/(decrease) in cash at banks 
Cash: 
At beginning of the year 
At end of the year 

Note 

2014 
€ 

2013 
€ 

1.188.565 

(3.434) 

8 

11 
11 
9 
12 
12 
16 
26 
13 

18 
24 
18 
26 
25 

15 
15 
24 

16 

20 
23 

27 

(9.297.525) 
(593.717) 
3.973 
(12.422) 
17.897 
(80.895) 
1.385.223 
(766.221) 
(50.770) 
7.512.640 
(693.252) 

(1.754.061) 
(710.064) 
1.408.353 
(49.029) 
211.228 
(284.153) 

(635.067) 
(409.563) 
(10.017) 
(266.771) 
12.163 
(100.013) 
1.022.841 
- 
(128.310) 
(201.951) 
(720.122) 

(87.782) 
(529.208) 
466.210 
(4.626) 
5.521 
(80.230) 

(1.177.726) 
(1.870.978) 

(230.115) 
(950.237) 

(60.155) 
(624.841) 
- 
- 
80.895 
(6.210.254) 
(6.814.355) 

(130.567) 
- 
(324.997) 
(47.045) 
100.013 
- 
(402.596) 

1.727.691 
(565.389) 
(1.170.847) 
(82.444) 

12.834.124 
(1.109.377) 
(877.080) 
(20.940) 

(90.989) 
(179.750) 

10.826.727 
(76.641) 

(8.956.072) 

9.397.253 

19 

9.668.260 
891.938 

194.366 
9.668.260 

The notes on pages 39 to 76 form an integral part of these consolidated financial statements 

CONSOLIDATED FINANCIAL STATEMENTS 2014|38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
5.   Notes to the Consolidated Financial Statements 
For the year ended 31 December 2014 

1. General Information  

Country of incorporation 

SECURE PROPERTY DEVELOPMENT & INVESTMENT PLC (the ''Company'') was incorporated in Cyprus on 23 June 2005 
and  is  a  public  limited  liability  company,  listed  on  the  London  Stock  Exchange  (AIM):  ISIN  CY0102102213.  Its 
registered office is at Kyriakou Matsi 16, Eagle House, 10th floor, Agioi Omologites, 1082 Nicosia, Cyprus. 

Principal activities  

The principal activities of the Group, which are unchanged from last year, are directly or indirectly to invest in and/or 
manage real estate properties as well as real estate development projects in Central, East and South East Europe (the 
"Region").  These include the acquisition, development, operation and selling of property assets, in the Region. 

The Group maintains offices in Nicosia, Cyprus, in Kyiv, Ukraine, and in Bucharest, Romania. 

As at the reporting date, the Group 19 Full Time Equivalent (FTEs, 10 in Ukraine and 6 in Romania) employed persons, 
including the CEO and the CFO (December 2013  13) 

 2. Adoption of new and revised Standards and Interpretations  

As  from  1  January  2014,  the  Group  adopted  all  changes  to  International  Financial  Reporting  Standards  (IFRSs)  as 
adopted  by  EU  which  are  relevant  to  its  operations.  This  adoption  did  not  have  a  material  effect  on  the  financial 
statements of the Group. 

The following Standards, Amendments to Standards and Interpretations have been issued but are not yet effective for 
annual periods beginning on 1 January 2014. Those which may be relevant to the Group are set out below. The Group 
does not plan to adopt these Standards early. 

(i) Standards and Interpretations adopted by the EU 

• 

IAS 19 (Amendments) ''Defined Benefit Plans: Employee Contributions'' (effective for annual periods beginning 
on or after 1 July 2014).  
Improvements to IFRSs 2010-2012 (effective for annual periods beginning on or after 1 July 2014). 

• 
•  2011-2013 (effective for annual periods beginning on or after 1 July 2014). 

(ii) Standards and Interpretations not adopted by the EU 

• 
• 

• 

• 
• 

• 

• 

• 

IFRS 14 ''Regulatory Deferral Accounts'' (effective for annual periods beginning on or after 1 January 2016).  
IFRS  10,  IFRS  12  and  IAS  28  (Amendments):  Investment  Entities:  Applying  the  Consolidation  Exception 
(effective for annual periods beginning on or after 1 January 2016).  
IFRS  11  'Accounting  for  acquisitions  of  interests  in  Joint  Operations'''  (Amendments)  (effective  for  annual 
periods beginning on or after 1 January 2016). 
IAS 1 (Amendments): Disclosure Initiative (effective for annual periods beginning on or after 1 January 2016). 
IFRS 10 and IAS 28 (Amendments): Sale or Contribution of Assets between an Investor and its Associate or 
Joint Venture (effective for annual periods beginning on or after 1 January 2016).  
IAS  27  (Amendments)  ''Equity  method  in  separate  financial  statements''  (effective  for  annual  periods 
beginning on or after 1 January 2016).  
IAS  16  and  IAS  41  (Amendments):  ''Bearer  plants''  (effective  for  annual  periods  beginning  on  or  after  1 
January 2016).  
IAS  16  and  IAS  38  (Amendments)  ''Clarification  of  acceptable  methods  of  depreciation  and  amortisation'' 
(effective for annual periods beginning on or after 1 January 2016).  

•  Annual Improvements to IFRSs 2012–2014 Cycle (effective the latest as from the commencement date of its 

first annual period beginning on or after 1 January 2016).  
IFRS  15  ''Revenue  from  contracts  with  customers''  (effective  for  annual  periods  beginning  on  or  after  1 
January 2017).   
IFRS 9 ''Financial Instruments'' (effective for annual periods beginning on or after 1 January 2018). 

• 

• 

The Board of Directors expects that the adoption of these standards or interpretations in future periods will not have a 
material effect on the consolidated financial statements of the Group.  

CONSOLIDATED FINANCIAL STATEMENTS 2014|39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies 

3.1 Statement of compliance 

The  consolidated  financial  statements  have  been  prepared  in  accordance  with  International  Financial  Reporting 
Standards  (IFRSs)  as  adopted  by  the  European  Union  (EU)  and  the  requirements  of  the  Cyprus  Companies  Law, 
Cap.113.  

The  consolidated  financial  statements  have  been  prepared  under  the  historical  cost  convention  as  modified  by  the 
revaluation of investment property and investment property under construction to fair value. 

3.2 Basis of preparation 

The  principal  accounting  policies  adopted  in  the  preparation  of  these  consolidated  financial  statements  are  set  out 
below. These policies have been consistently applied to all years presented in these consolidated financial statements 
unless otherwise stated. 

Local statutory accounting principles and procedures differ from those generally accepted under IFRS. Accordingly, the 
consolidated financial information, which has been prepared from the local statutory accounting records for the entities 
of the Group domiciled in Cyprus, Romania and Ukraine, reflects adjustments necessary for such consolidated financial 
information to be presented in accordance with IFRS. 

3.3 Basis of consolidation 

The  consolidated  financial  statements  incorporate  the  financial  statements  of  the  Company  and  entities  (including 
special purpose entities) controlled by the Company (its subsidiaries).  

Subsidiaries  are  all  entities  (including  structured  entities)  over  which  the  Group  has  control.  The  Group  controls  an 
entity when the group is exposed to, or has rights to, variable returns from its involvement with the entity and has the 
ability to affect those returns  through its power over the  entity. Subsidiaries  are  fully  consolidated from the  date on 
which control is transferred to the group. They are deconsolidated from the date that control ceases. 

The Group applies the acquisition method to account for business combinations. The consideration transferred for the 
acquisition of a subsidiary is the fair values of the assets transferred, the liabilities incurred to the former owners of the 
acquiree  and  the  equity  interests  issued  by  the  group.  The  consideration  transferred  includes  the  fair  value  of  any 
asset or liability resulting from a contingent consideration arrangement. Identifiable assets acquired and liabilities and 
contingent  liabilities  assumed  in  a  business  combination  are  measured  initially  at  their  fair  values  at  the  acquisition 
date. The Group recognizes any non-controlling interest in the acquiree on an acquisition-by-acquisition basis, either at 
fair value or at the non-controlling interest’s proportionate share of the recognized amounts of acquiree’s identifiable 
net assets. 

If the business combination is achieved in stages, the acquisition date carrying value of the acquirer’s previously held 
equity interest in the acquiree is re-measured to fair value at the acquisition date; any gains or losses arising from such 
re-measurement are recognized in profit or loss.  

Any  contingent  consideration  to  be  transferred  by  the  group  is  recognized  at  fair  value  at  the  acquisition  date. 
Subsequent  changes  to  the  fair  value  of  the  contingent  consideration  that  is  deemed  to  be  an  asset  or  liability  is 
recognized  in  accordance  with  IAS  39  either  in  profit  or  loss  or  as  a  change  to  other  comprehensive  income. 
Contingent consideration that is classified as equity is not re-measured, and its subsequent settlement is accounted for 
within equity. 

If  the  initial  accounting  for  a  business  combination  is  incomplete  by  the  end  of  the  reporting  period  in  which  the 
combination occurs, the Group reports provisional amounts for the items for which the accounting is incomplete. Those 
provisional  amounts  are  adjusted  during  the  measurement  period  (see  above),  or  additional  assets  or  liabilities  are 
recognized, to reflect new information obtained about facts and circumstances that existed at the acquisition date that, 
if known, would have affected the amounts recognized at that date.  

Business  combinations  that  took  place  prior  to  1  January  2010  were  accounted  for  in  accordance  with  the  previous 
version of IFRS 3. 

Inter-company transactions, balances and unrealized gains on transactions between group companies are eliminated. 
Unrealized  losses  are  also  eliminated.  When  necessary,  amounts  reported  by  subsidiaries  have  been  adjusted  to 
conform with the group’s accounting policies. 

3.3.1. Changes in ownership interests in subsidiaries without change of control and Disposal of Subsidiaries 

Transactions with non-controlling interests that do not result in loss of control are accounted for as equity transactions 
-  that  is,  as  transactions  with  the  owners  in  their  capacity  as  owners.  The  difference  between  fair  value  of  any 
consideration paid and the relevant share acquired of the carrying value of net assets of the subsidiary is recorded in  
equity. Gains or losses on disposals to non-controlling interests are also recorded in equity.  

CONSOLIDATED FINANCIAL STATEMENTS 2014|40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.3 Basis of consolidation (continued) 

When the Group ceases to have control, any retained interest in the entity is re-measured to its fair value at the date 
when  control  is  lost,  with  the  change  in  carrying  amount  recognized  in  profit  or  loss.  The  fair  value  is  the  initial 
carrying amount for the purposes of subsequently accounting for the retained interest as an associate, joint venture or 
financial asset. In addition, any amounts previously recognized in other comprehensive income in respect of that entity 
are accounted for as if the group had directly disposed of the related assets or liabilities. This may mean that amounts 
previously recognized in other comprehensive income are reclassified to profit or loss. 

The  Group’s  consolidated  financial  statements  comprise  the  financial  statements  of  the  parent  company,  SECURE 
PROPERTY DEVELOPMENT & INVESTMENT PLC and the financial statements of the following subsidiaries: 

Name 

SC SECURE Capital Limited 
SL SECURE Logistics Limited 
LLC Aisi Brovary  
LLC Terminal Brovary 
LLC Aisi Ukraine 
LLC Trade Center 
LLC Almaz-press-Ukrayina 
LLC Aisi Bela 
LLC Merelium Investments 
LLC Interterminal 
LLC Aisi Outdoor 
LLC Aisi Vida 
LLC Aisi Val 
LLC Aisi Ilvo 
LLC Aisi Consta 
LLC Aisi Roslav 
LLC Aisi Donetsk 
LLC Retail Development Balabino 
Myrnes Innovations Park Limited 
Best Day Real Estate SRL 
Yamano Holdings Limited 
Secure Property Development and 
Investment Srl 
N-E Real Estate Park First Phase Srl 
SEC South East Continent Unique Real 
Estate Investments II Limited 
Diforio Holdings Limited 
Demetiva Holdings Limited 
Ketiza Holdings Limited 
Frizomo Holdings Limited 
SecMon Real Estate SRL 
Sec Vista Real Estate SRL 
Sec Rom Real Estate SRL 
Ketiza Real Estate SRL 

Country of 
incorporation 
Cyprus 
Cyprus 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Ukraine 
Cyprus 
Romania 
Cyprus 
Romania 

Related Asset 

N/A 

Brovary Logistics Park 

Kiyanovskiy Residence 

Tsymlianskiy Residence 
Bela Logistic Park 

Zaporizhia Retail Center 

Under merger 
Merged 
Merged 
N/A 
Merged 
Merged 
Under merger 
N/A N/A l 
Innovations Logistics 
Park 

EOS Business Park 

Holding % 

as at 
31.12.2014 
100 
100 
100 
100 
100 
100 
55 
100 
100 
100 
100 
- 
- 
100 
- 
- 
100 
100 
100 
100 
100 
100 

as at 
31.12.2013 
100 
100 
100 
100 
100 
100 
55 
100 
100 
100 
100 
100 
100 
100 
100 
100 
100 
100 
- 
- 
- 
- 

Romania 
Cyprus 

Cyprus 
Cyprus 
Cyprus 
Cyprus 
Romania 
Romania 
Romania 
Romania 

Residential Portfolio 
Sec South East 
Continent Unique Real 
Estate Investments II 
Ltd 

100 
100 

100 
100 
45 
100 
100 
100 
100 
45 

- 
- 

- 
- 
- 
- 
- 
- 
- 
- 

During the reporting period the subsidiaries LLC Merelium Investments, LLC Aisi Outdoor, LLC Aisi Vida, LLC Aisi Val, 
LLC  Aisi  Consta,  LLC  Aisi  Roslav  and  LLC  Aisi  Donetsk  were  under  the  merging  process  to  LLC  Aisi  Ilvo.  The 
reorganization (merger) process was completed in 2014 for the companies LLC Aisi Vida, LLC Aisi Val, LLC Aisi Consta 
and  LLC  Aisi  Roslav  and  for  the  remaining  3  companies  (LLC  Merelium  Investments,  LLC  Aisi  Outdoor  and  LLC  Aisi 
Donetsk) the process is expected to be finished in H1 2015. 

During the reporting period the Company acquired Innovations  Logistics  Park  (through acquiring Myrnes Innovations 
Park Limited in Cyprus), EOS Business Park (through acquiring N-E Real Estate Park First Phase Srl in Romania) and a 
Residential  Portfolio  in  Bucharest,  Romania  (through  acquiring  Sec  South  East  Continent  Unique  Real  Estate 
Investments II Ltd) (Note 16). 

CONSOLIDATED FINANCIAL STATEMENTS 2014|41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.3 Basis of consolidation (continued) 

3.3.2 Functional currency 

Items  included  in  the  Group's  financial  statements  are  measured  applying  the  currency  of  the  primary  economic 
environment in which the entities operate (''the functional currency''). The national currency of Ukraine, the Ukrainian 
Hryvnia,  is  the  functional  currency  for  all  the  Group’s  entities  located  in  Ukraine,  the  Euro  for  all  the  Romanian 
subsidiaries, while the parent company and its Cyprus based subsidiaries use either the  Euro or the US dollar as the 
functional currency. 

3.3.3 Presentation currency 

These consolidated financial statements are presented in Euro (“€”), which is the Group’s presentation currency.  The € 
has replaced USD as the presentation currency for the Group as of January 2014 mainly due to:  

(a) since implementation of the decision to acquire investment property assets  in  South-Eastern  Europe  the 
Management  of  the  Group  shifted  to  manage  business  risks  and  exposures  and  measure  the 
performance of its businesses in Euro; 

(b) by the reporting date the majority of its gross property asset holdings of the Group is Euro denominated. 

As  Management  records  the  consolidated  financial  information  of  the  entities  domiciled  in  Cyprus,  Romania  and 
Ukraine  in  their  functional  currencies,  in  translating  financial  information  of  the  entities  domiciled  in  these  countries 
into  Euro  for  inclusion  in  the  consolidated  financial  statements,  the  Group  follows  a  translation  policy  in  accordance 
with International Accounting Standard No. 21, “The Effects of Changes in Foreign Exchange Rates”, and the following 
procedures are performed: 

• 
• 
• 

• 
• 

All assets and liabilities are translated at closing rate; 
Equity of the Group has been translated using the historical rates; 
Income and expense items are translated using exchange rates at the dates of the transactions, or where this 
is not practicable the average rate has been used; 
All resulting exchange differences are recognized as a separate component of equity; 
When a foreign operation is disposed of through sale, liquidation, repayment of share capital or abandonment 
of all, or part of that entity, the exchange differences deferred in  equity  are  reclassified  to  the  consolidated 
statement of comprehensive income as part of the gain or loss on sale. 

The relevant exchange rates  of the  European  and  local central  banks used  in translating the  financial  information of 
the entities from the functional currencies into Euro are as follows: 

Average 

31 December 

2014 

1.3285 

15.6833 

4.4446 

2013 

1.3281 

10.2670 

4.4190 

2014 

1.2141 

19.2329 

4.4821 

2013 

1.3791 

11.0231 

4.4847 

2012 

1.3194 

10.5460 

4.4287 

Currency 

USD 

UAH 

RON 

3.4 Goodwill  

Goodwill  arising  on  an  acquisition  of  a  business  is  carried  at  cost  as  established  at  the  date  of  acquisition  of  the 
business less accumulated impairment losses, if any.  

For the purposes of impairment testing, goodwill is allocated to each of the Group's cash-generating units (or groups of 
cash-generating units) that is expected to benefit from the synergies of the combination.  

A  cash-generating  unit  to  which  goodwill  has  been  allocated  is  tested  for  impairment  annually,  or  more  frequently 
when there is indication that the unit may be impaired. If the recoverable amount of the cash-generating unit is less 
than its carrying amount, the impairment loss is allocated first to reduce the carrying amount of any goodwill allocated 
to the unit and then to the other assets of the unit pro rata based on the carrying amount of each asset in the unit. 
Any impairment loss for goodwill is recognized directly in profit or loss in the consolidated statement of comprehensive 
income. An impairment loss recognized for goodwill is not reversed in subsequent periods. 

On disposal of the relevant cash-generating unit, the attributable amount of goodwill is included in the determination 
of the profit or loss on disposal. 
3.5 Non-current assets held for sale 

When the Group is committed to a sale plan involving loss of control of a subsidiary, all of the assets and liabilities of  
that  subsidiary  are  classified  as  held  for  sale  when  the  criteria  described  above  are  met,  regardless  of  whether  the 
Group will retain a non-controlling interest in its former subsidiary after the sale. 

Non-current  assets  (and  disposal  groups)  classified  as  held  for  sale  are  measured  at  the  lower  of  their  previous 
carrying amount and fair value less costs to sell. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.6 Operating segments analysis  

Segment reporting is presented on the basis of Management’s perspective and relates to the parts of the Group that 
are  defined  as  operating  segments.  Operating  segments  are  identified  on  the  basis  of  their  economic  nature  and 
through  internal  reports  provided  to  the  Group’s  Management  who  oversee  operations  and  make  decisions  on 
allocating  resources  serve.  These  internal  reports  are  prepared  to  a  great  extent  on  the  same  basis  as  these 
consolidated financial statements. 

For the reporting period the Group has identified the following material reportable segments: 

Commercial-Industrial 
•  Warehouse segment – the Group acquires, develops operates and disposes warehouses 
•  Office segment – the Group acquires, develops operates and disposes offices 
Residential 
• 
Land Assets 
• 

Residential segment – the Group operates and disposes residential properties 

Land  assets  –  the  Group  owns  a  number  of  land  assets  which  are  either  available  for  sale  or  for  potential 
development 

The  Group  also  monitors  investment  property  assets  on  a  Geographical  Segmentation,  namely  the  country  were  its 
property is located. 

3.7 Revenue recognition 

Revenue is measured at  the fair value of the consideration received or receivable. Revenue is reduced for  estimated 
customer  returns,  rebates  and  other  similar  allowances.  It  is  recognized  to  the  extent  that  it  is  probable  that  the 
economic benefits associated  with the transaction will flow  to the Group  and  the revenue  can  be  measured reliably. 
Revenue earned by the Group is recognized on the following bases:  

3.7.1 Income from investing activities  

Income  from  investing  activities  includes  profit  received  from  disposal  of  investments  in  the  Company’s  subsidiaries 
and associates and income accrued on advances for investments outstanding as at the year end. 

3.7.2 Dividend income 

Dividend income from investments is recognized when the shareholders’ right to receive payment has been established 
(provided  that  it  is  probable  that  the  economic  benefits  will  flow  to  the  Group  and  the  amount  of  income  can  be 
measured reliably). 

3.7.3 Interest income 

Interest income is recognized on a time-proportion (accrual) basis, using the effective interest rate method. 

3.7.4 Rental income 

Rental  income arising from operating leases on  investment property  is  recognized on an accrual basis in accordance 
with the substance of the relevant agreements. 

3.8 Borrowing costs 

Borrowing costs directly attributable to the acquisition, construction or production of qualifying assets, which are assets 
that necessarily take a substantial period of time to get ready for their intended use or sale, are added to the cost of 
those assets, until such time as the assets are substantially ready for their intended use or sale.  

Investment income earned on the temporary investment of specific borrowings pending their expenditure on qualifying 
assets is deducted from the borrowing costs eligible for capitalization.  

All  other  borrowing  costs  are  recognized  in  the  statement  of  comprehensive  income  in  the  period  in  which  they  are 
incurred  as  interest  costs  which  are  calculated  using  the  effective  interest  rate  method,  net  result  from  transactions 
with securities, foreign exchange gains and losses, and bank charges and commission. 

3.9 Other property expenses  

Irrecoverable running costs directly attributable to specific  properties within  the  Group's  portfolio  are  charged to the 
statement  of  comprehensive  income.  Costs  incurred  in  the  improvement  of  the  assets  which,  in  the  opinion  of  the 
directors, are not of a capital nature are written off to the statement of comprehensive income as incurred. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.10 Taxation 

Income tax expense represents the sum of the tax currently payable and deferred tax. 

3.10.1 Current tax 

The tax currently payable is based on taxable profit for the year. Taxable profit differs from profit as reported in the 
consolidated statement of comprehensive income because of items of income or expense that are taxable or deductible 
in other years and items that are never taxable or deductible. The Group's liability for current tax is calculated using 
tax rates that have been enacted or substantively enacted by the end of the reporting period. 

3.10.2 Deferred tax 

Deferred tax is provided in full, using the liability method, on temporary differences arising between the tax bases of 
assets and liabilities and their carrying amounts in the financial statements. Currently enacted tax rates are used in the 
determination of deferred tax. 

Deferred tax assets are recognized to the extent that it is probable that future taxable profit will be available against 
which the temporary differences can be utilized. 

Deferred  tax  assets  and  liabilities  are  offset  when  there  is  a  legally  enforceable  right  to  set  off  current  tax  assets 
against current tax liabilities and when the deferred taxes relate to the same fiscal authority. 

3.10.3 Current and deferred tax for the year 

Current and deferred tax are recognized in the statement of comprehensive income, except when they relate to items 
that are recognized in other comprehensive income or directly in equity, in which case, the current and deferred tax 
are also recognized in other comprehensive income or directly in equity respectively. Where current tax or deferred tax 
arises  from  the  initial  accounting  for  a  business  combination,  the  tax  effect  is  included  in  the  accounting  for  the 
business combination. 

The operational subsidiaries of the Group are incorporated in Ukraine and Romania, while the Parent and some holding 
companies are incorporated in Cyprus. The Group’s management and control is exercised in Cyprus.   

The Group’s Management does not intend to dispose of any asset. However, in the event that a decision is taken in the 
future to dispose of  any asset it is the Group’s intention  to dispose of shares in  subsidiaries rather than assets. The 
corporate income tax exposure on disposal of development companies in Ukraine is mitigated by the fact that the sale 
would represent a disposal of the securities by a non-resident shareholder and therefore would be exempt from tax. 
The Group is therefore in a position to control the reversal of any temporary differences and as such, no deferred tax 
liability has been provided for in the financial statements. 

3.10.4 Withholding Tax 

The Group follows the applicable legislation as defined in all  double taxation treaties (DTA) between Cyprus and any 
of  the  countries of Operations (Ukraine and Romania.  In the case of Romania,  as  the  latter is  part  of  the  European 
Union, through the relevant directives the withholding tax is reduced to NIL subject to various conditions.). 

3.10.5 Dividend distribution 

Dividend distribution to the Company’s shareholders is recognized as a  liability  in  the  Group’s  financial statements in 
the period in which the dividends are approved by the Company’s shareholders. 

3.11 Tangible and intangible assets 

Tangible and intangible non-current assets are stated at historical cost less accumulated depreciation and amortization 
and any accumulated impairment losses. 

Properties  in  the  course  of  construction  for  production,  rental  or  administrative  purposes,  or  for  purposes  not  yet  
determined and intangibles not inputted into exploitation, are carried at cost, less any recognized impairment loss. Cost 
includes  professional  fees  and,  for  qualifying  assets,  borrowing  costs  capitalized  in  accordance  with  the  Group's 
accounting  policy.  Depreciation  of  these  assets,  on  the  same  basis  as  other  property  assets,  commences  when  the 
assets are ready for their intended use. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.11 Tangible and intangible assets (continued) 

Depreciation and amortization are calculated on the straight-line basis so as to write off the cost of each asset to its 
residual value over its estimated useful life. The annual depreciation rates are as follows: 

Type 
Leasehold  
Citylights  
Software and hardware 
Motor vehicles 
Furniture, fixtures and office equipment 
Machinery and equipment 

No depreciation is charged on land. 

% 
20 
20 
33 
25 
20 
15 

Assets held under finance leases are depreciated over their expected useful lives on the same basis as owned assets 
or, where shorter, the term of the relevant lease.  

The assets residual values and useful lives are reviewed, and adjusted, if appropriate, at each reporting date. 

Where  the  carrying  amount  of  an  asset  is  greater  than  its  estimated  recoverable  amount,  the  asset  is  written  down 
immediately to its recoverable amount.  

Expenditure  for  repairs  and  maintenance  of  tangible  and  intangible  assets  is  charged  to  the  statement  of 
comprehensive  income  of  the  year  in  which  it  is  incurred.  The  cost  of  major  renovations  and  other  subsequent 
expenditure  are  included  in  the  carrying  amount  of  the  asset  when  it  is  probable  that  future  economic  benefits  in 
excess  of  the  originally  assessed  standard  of  performance  of  the  existing  asset  will  flow  to  the  Group.  Major 
renovations are depreciated over the remaining useful life of the related asset. 

An  item  of  tangible  and  intangible  assets  is  derecognized  upon  disposal  or  when  no  future  economic  benefits  are 
expected to arise from the continued use of the asset. Any gain or loss arising on the disposal or retirement of an item 
of property, plant and equipment is determined as the difference between the sales proceeds and the carrying amount 
of the asset and is recognized in the statement of comprehensive income. 

3.12 Share-based compensation  

The Group had in the past and intends in the future to operate a number of equity-settled, share-based compensation 
plans,  under  which  the  Company  receives  services  from  Directors  and/or  employees  as  consideration  for  equity 
instruments  (options)  of  the Group.  The  fair  value  of  the Director  and  employee  cost  related  to  services  received  in 
exchange for the grant of the options is recognized as an expense. The total amount to be expensed is determined by 
reference to the fair value of  the options granted,  excluding the  impact of any non-market service  and  performance 
vesting conditions. The total amount expensed is recognized over the vesting period, which is the period over which all 
of the specified vesting conditions are to be satisfied. At each financial position date, the Group revises its estimates on 
the  number  of  options  that  are  expected  to  vest  based  on  the  non-marketing  vesting  conditions.  It  recognizes  the 
impact of the revision to original estimates, if any, in the statement of comprehensive income, with a corresponding 
adjustment  to  equity.  The  proceeds  received  net  of  any  directly  attributable  transaction  costs  are  credited  to  share 
capital and share premium when the options are exercised. 

3.13 Leased assets  

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards 
of ownership to the lessee. All other leases are classified as operating leases. 

Assets held under finance leases are recognized as assets of the Group at their fair value at the inception of the lease 
or, if lower, at the present value of the minimum lease payments. The corresponding liability to the lessor is included 
in  the  consolidated  statement  of  financial  position  as  a  finance  lease  obligation.  Lease  payments  are  apportioned 
between  finance  charges  and  reduction  of  the  lease  obligation  so  as  to  achieve  a  constant  rate  of  interest  on  the 
remaining balance of the liability. Finance charges are charged to profit or loss, unless they are directly attributable to 
qualifying assets, in which case they are capitalized in accordance with the Group's general policy on borrowing costs 
(see above). 

Lease payments are analyzed between capital and interest components so that the interest element of the payment is 
charged to the statement of comprehensive income over the period of the lease and represents a constant proportion 
of the balance of capital repayments outstanding. The capital part reduces the amount payable to the lessor. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.14 Impairment of tangible and intangible assets other than goodwill 

At the end of each reporting period, the Group reviews the carrying amounts of its tangible and intangible  assets to 
determine whether there is any indication that those assets have suffered an impairment loss. If any such indication 
exists,  the  recoverable  amount  of  the  asset  is  estimated  in  order  to  determine  the  extent  of  the  impairment  loss  (if 
any).  Where  it  is  not  possible  to  estimate  the  recoverable  amount  of  an  individual  asset,  the  Group  estimates  the 
recoverable amount of the cash-generating unit to which the asset belongs. Where a reasonable and consistent basis 
of allocation can be identified, corporate assets are also allocated to individual cash-generating units, or otherwise they 
are allocated to the smallest group of cash-generating units for which a reasonable and consistent allocation basis can 
be identified. 

Intangible assets with indefinite useful lives and intangible assets not yet available for use are tested for impairment 
loss annually, and whenever there is an indication that the asset may be impaired. 

Recoverable  amount  is  the  higher  of  fair  value  less  costs  to  sell  and  value  in  use.  In  assessing  value  in  use,  the 
estimated  future  cash  flows  are  discounted  to  their  present  value  using  a  pre-tax  discount  rate  that  reflects  current 
market assessments of the time value of money and the risks specific to the asset. 

If the recoverable amount of an asset (or cash-generating unit) is estimated to be less than its carrying amount, the 
carrying  amount  of  the  asset  (cash-generating  unit)  is  reduced  to  its  recoverable  amount.  An  impairment  loss  is 
recognized immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the 
impairment loss is treated as a revaluation decrease. 

Where an impairment loss subsequently reverses, the carrying amount of the asset (cash-generating unit) is increased 
to  the  revised  estimate  of  its  recoverable  amount,  but  so  that  the  increased  carrying  amount  does  not  exceed  the 
carrying  amount  that  would  have  been  determined  had  no  impairment  loss  been  recognized  for  the  asset 
(cash-generating  unit)  in  prior  years.  A  reversal  of  an  impairment  loss  is  recognized  immediately  in  profit  or  loss, 
unless the relevant asset is carried at a revalued amount, in which case the reversal of the impairment loss is treated 
as a revaluation increase. 

3.15 Investment properties 

Investment  property  (Note  15),  comprising  freehold  and  leasehold  land,  investment  properties  held  for  future 
development,  warehouse  and  office  properties  as  well  as  the  residential  property  units,  is  held  for  long  term  rental 
yields and/or for capital appreciation and is not occupied by the Group. Investment property and investment property 
under construction are carried at fair value, representing open market value determined annually by external valuers. 
Changes  in  fair  values  are  recorded  in  the  statement  of  comprehensive  income  and  are  included  in  other  operating 
income. 

A number of the land leases (all in Ukraine) are held for relatively short terms and place an obligation upon the lessee 
to complete development by a prescribed date. It is important to note that the rights to complete a development may 
be lost or at least delayed if the lessee fails to complete a permitted development within the timescale set out by the 
ground lease. 

In addition, in the event that a development has not commenced upon the expiry of a lease then the City Authorities 
are  entitled  to  decline  the  granting  of  a  new  lease  on  the  basis  that  the  land  is  not  used  in  accordance  with  the 
designation.  Furthermore,  where  all  necessary  permissions  and  consents  for  the  development  are  not  in  place,  this 
may  provide  the  City  Authorities  with  grounds  for  rescinding  or  non-renewal  of  the  ground  lease.  However 
Management believes that the possibility of such action is remote and was made only under limited circumstances in 
the past. 

Management believes that rescinding or non-renewal of the ground lease is remote if a project is on the final stage of 
development  or  on  the  operating  cycle.    In  undertaking  the  valuations  reported  herein,  the  valuer  of  Ukrainian 
properties  CBRE  have  made  the  assumption  that  no  such  circumstances  will  arise  to  permit  the  City  Authorities  to 
rescind the land lease or not to grant a renewal. 

Land held under operating lease is classified and accounted for as investment property when the rest of the definition 
is met. The operating lease is accounted for as if it were a finance lease. 

Investment  property  under  development  or  construction  initially  is  measured  at  cost,  including  related  transaction 
costs.  

The property  is classified in  accordance with  the intention of the management for its future  use.  Intention  to  use  is 
determined by the Board of Directors after reviewing market conditions, profitability of the projects, ability to finance  
the project and obtaining required construction permits. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.15 Investment properties (continued) 

The time point, when the intention of the management is finalized is the date of start of construction. At the moment 
of start of construction, freehold land, leasehold land and investment properties held for a future redevelopment are 
reclassified  into  investment  property  under  development  or  inventory  in  accordance  to  the  final  decision  of 
management. 

3.15.1 Initial measurement and recognition 

Investment  property  is  measured  initially  at  cost,  including  related  transaction  costs.  Investment  properties  are 
derecognized  when  either  they  have  been  disposed  of  or  when  the  investment  property  is  permanently  withdrawn 
from  use  and  no  future  economic  benefit  is  expected  from  its  disposal.  Any  gains  or  losses  on  the  retirement  or 
disposal  of  an  investment  property  are  recognized  in  the  consolidated  statement  of  comprehensive  income  in  the 
period of retirement or disposal. 

Transfers are made to investment property when, and only when, there is a change in use, evidenced by the end of 
owner  occupation,  or  the  commencement  of  an  operating  lease  to  third  party.  Transfers  are  made  from  investment 
property  when,  and  only  when,  there  is  a  change  in  use,  evidenced  by  commencement  of  owner  occupation  or 
commencement of development with a view to sale. 

If  an  investment  property  becomes  owner  occupied,  it  is  reclassified  as  property,  plant  and  equipment,  and  its  fair 
value  at  the  date  of  reclassification  becomes  its  cost  for  accounting  purposes.  Property  that  is  being  constructed  or 
developed  for  future  use  as  investment  property  is  classified  as  investment  property  under  construction  until 
construction or development is complete. At that time, it is reclassified and subsequently accounted for as investment 
property. 

3.15.2 Subsequent measurement 

Subsequent to initial recognition, investment property is stated at fair value.  Gains  or  losses  arising  from  changes  in 
the fair  value of investment  property  are  included  in  the  statement of comprehensive  income in the  period in which 
they arise. 

If a valuation obtained for an investment property held under a lease is net of all payments expected to be made, any 
related liabilities/assets recognized separately in the statement of financial position are added back/reduced to arrive at 
the carrying value of the investment property for accounting purposes. 

Subsequent  expenditure  is  charged  to  the  assets’  carrying  amount  only  when  it  is  probable  that  future  economic 
benefits associated with the item will flow to the Group and the cost of the item can be measured reliably. All other 
repairs and maintenance costs are charged to the statement of comprehensive  income  during the  financial  period in 
which they are incurred. 

3.15.3 Basis of valuation 

The  fair  values  reflect  market  conditions  at  the  financial  position  date.  These  valuations  are  prepared  annually  by 
chartered surveyors (hereafter “appraisers”). In 2014, the Company appointed as its valuers: 

• 
• 

CBRE Ukraine, for all its Ukrainian properties, same as last year, 
Property Partners Valuation Consulting for all its Romanian properties.  

The  valuations  have  been  carried  out  by  the  appraisers  on  the  basis  of  Market  Value  in  accordance  with  the 
appropriate sections of the current Practice Statements contained within the Royal Institution of Chartered Surveyors 
(“RICS”)  Valuation  –  Professional  Standards  (2014)  (the  “Red  Book”)  and  is  also  compliant  with  the  International 
Valuation Standards (IVS).  

“Market Value”, is defined as: “The estimated amount for which a property should exchange on the date of valuation 
between a willing buyer and a willing seller in an arm’s-length transaction after proper marketing wherein the parties 
had each acted knowledgeably, prudently and without compulsion”. 

In expressing opinions on Market Value, in certain cases the appraisers have estimated net annual rentals/income from 
sale.  These are assessed on the assumption that they are the best rent/sale prices at which a new letting/sale of an 
interest in property would have been completed at the date of valuation assuming: a willing landlord/buyer; that prior 
to the date of valuation there had been a reasonable period (having regard to the nature of the property and the state 
of  the  market)  for  the  proper  marketing  of  the  interest,  for  the  agreement  of  the  price  and  terms  and  for  the 
completion  of  the  letting/sale;  that  the  state  of  the  market,  levels  of  value  and  other  circumstances  were,  on  any 
earlier assumed date of entering into an agreement for lease/sale, the same as on the valuation date; that no account 
is taken of any additional bid by a prospective tenant/buyer with a special interest; that the principal deal conditions 
assumed  to  apply  are  the  same  as  in  the  market  at  the  time  of  valuation;  that  both  parties  to  the  transaction  had 
acted knowledgeably, prudently and without compulsion. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.15 Investment properties (continued) 

A  number  of  properties  are  held  by  way  of  ground  leasehold  interests  granted  by  the  City  Authorities.  The  ground 
rental payments of such interests may be reviewed on an annual basis, in either an upwards or downwards direction, 
by reference to an established formula. Within the terms of the lease, there is a right to extend the term of the lease 
upon  expiry  in  line  with  the  existing  terms  and  conditions  thereof.  In  arriving  at  opinions  of  Market  Value,  the 
appraisers assumed that the respective ground leases are capable of extension in accordance with the terms of each 
lease. In addition, given that such interests are not assignable, it was assumed that each leasehold interest is held by 
way of a special purpose vehicle (“SPV”), and that the shares in the respective SPVs are transferable.  

With  regard  to  each  of  the  properties  considered,  in  those  instances  where  project  documentation  has  been  agreed 
with the respective local authorities, opinions of the appraisers of value have been based on such agreements. 

In  those  instances  where  the  properties  are  held  in  part  ownership,  the  valuations  assume  that  these  interests  are 
saleable in the open market without any restriction from the co-owner and that there are no encumbrances within the 
share agreements which would impact the sale ability of the properties concerned. 

The valuation is exclusive of VAT and no allowances have been made for any expenses of realization or for taxation 
which might arise in the event of a disposal of any property.  

In  some  instances  the  appraisers  constructed  a  Discounted  Cash  Flow  (DCF)  model.  DCF  analysis  is  a  financial 
modeling  technique  based  on  explicit  assumptions  regarding  the  prospective  income  and  expenses  of  a  property  or 
business. The analysis is a forecast of receipts and disbursements during the period concerned. The forecast is based 
on the assessment of market prices for comparable premises, build rates, cost levels etc. from the point of view of a 
probable developer. 

To these projected cash flows, an appropriate, market-derived discount rate is applied to establish an indication of the 
present value of the income stream associated with the property. In this case, it is a development property and thus 
estimates of capital outlays, development costs, and anticipated sales income are used to produce net cash flows that 
are then discounted over the projected development and marketing periods. The Net Present Value (NPV) of such cash 
flows could represent what someone might be willing to pay for the site and is therefore an indicator of market value. 
All the payments are projected in nominal US Dollar/Euro amounts and thus incorporate relevant inflation measures.  

Valuation Approach 
In addition to the above general valuation methodology, the appraisers have taken into account in arriving at Market 
Value the following: 

Pre Development 
In those instances where the nature of the ‘Project’ has been defined, it was assumed that the subject property will be 
developed in accordance with this blueprint. The final outcome of the development of the property  is  determined by 
the  Board  of  Directors  decision,  which  is  based  on  existing  market  conditions,  profitability  of  the  project,  ability  to 
finance the project and obtaining required construction permits. 

Development 
In  terms  of  construction  costs,  the  budgeted  costs  have  been  taken  into  account  in  considering  opinions  of  value. 
However,  the  appraisers  have  also  had  regard  to  current  construction  rates  prevailing  in  the  market  which  a 
prospective  purchaser  may  deem  appropriate  to  adopt  in  constructing  each  individual  scheme.   Although  in  some 
instances  the  appraisers  have  adopted  the  budgeted  costs  provided,  in  some  cases  the  appraisers’  own  opinions  of 
costs were used. 

Post Development 
Rental values have been assessed as at the date of valuation but having regard to the existing occupational markets 
taking into account the likely supply and demand dynamics during the anticipated development period. The standard 
letting fees were assumed within the valuations. In arriving at their estimates of gross development value (“GDV”), the 
appraisers have capitalized their opinion of net operating income, having deducted any anticipated non-recoverable 
expenses, such as land payments, and permanent void allowance, which has then been capitalized into perpetuity. 

The capitalization rates adopted in arriving at the opinions of GDV reflect the appraisers’ opinions of the rates at which 
the properties could be sold as at the date of valuation.  

In terms of residential developments, the sales prices per sq. m. again reflect current market conditions and represent 
those  levels  the  appraisers  consider  to  be  achievable  at  present.   It  was  assumed  that  there  are  no  irrecoverable 
operating expenses and that all costs will be recovered from the occupiers/owners by way of a service charge. 

The  valuations  take  into  account  the  requirement  to  pay  ground  rental  payments  and  these  are  assumed  not  to  be 
recoverable from the occupiers.  In terms of ground rent payments, the appraisers have assessed these on the basis of  
information available, and if not available they  have calculated these payments  based  on  current legislation defining 
the basis of these assessments. Property tax is not presently payable in Ukraine. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.16 Non-current liabilities  

Non-current liabilities represent amounts that are due in more than twelve months from the reporting date. 

3.17 Asset Acquisition Related Transaction Expenses 

Expenses incurred by the Group for acquiring a subsidiary or associate company as part of an Investment Property and 
are  directly  attributable  to  such  acquisition  are  recognized  within  the  cost  of  the  Investment  Property  and  are 
subsequently  accounted  as  per  the  Group’s  accounting  Policy  for  Investment  Property  subsequent  measurement 
(Note 3.16.2). 

3.18 Provisions 

Provisions  are  recognized  when  the  Group  has  a  present  obligation  (legal,  tax  or  constructive)  as  a  result  of  a  past 
event, it is probable that the Group will be required to settle the obligation and a reliable estimate can be made of the 
amount of the obligation. As at the reporting date the Group has settled all its construction liabilities. 

The amount recognized as a provision is the best estimate of the consideration required to settle the present obligation 
at the end of the reporting period, taking into account the risks and uncertainties surrounding the obligation. When a 
provision  is  measured  using  the  cash  flows  estimated  to  settle  the  present  obligation,  its  carrying  amount  is  the 
present value of those cash flows (where the effect of the time value of money is material). 

When some or all of the economic benefits required to settle a  provision are  expected  to  be  recovered  from a  third 
party,  a  receivable  is  recognized  as  an  asset  if  it  is  virtually  certain  that  reimbursement  will  be  received  and  the 
amount of the receivable can be measured reliably. 

3.19 Financial liabilities and equity instruments 

3.19.1 Classification as debt or equity 

Debt  and  equity  instruments  issued  by  a  Group  entity  are  classified  as  either  financial  liabilities  or  as  equity  in 
accordance with the substance of the contractual arrangements and the definitions of a financial liability and an equity 
instrument. 

3.19.2 Equity instruments 

An equity instrument is any contract that evidences a residual interest in the assets of an entity after deducting all of 
its liabilities. Equity instruments issued by the Group are recognized at the proceeds received, net of direct issue costs.  

Ordinary  shares  are  classified  as  equity.  The  difference  between  the  fair  value  of  the  consideration  received  by  the 
Company and the nominal value of the share capital being issued is taken to the share premium account. 

Share premium account can only be resorted to for limited purposes, which don’t include the distribution of dividends, 
and is otherwise subject to the provisions of the Cyprus Companies Law on reduction of share capital. 

Repurchase of the Company's own equity instruments is recognized and deducted directly in equity. No gain or loss is 
recognized in the statement of comprehensive income on the purchase, sale,  issue or cancellation  of  the Company's 
own equity instruments. 

3.19.3 Financial liabilities 

Financial liabilities  are classified as  either financial liabilities “at Fair Value Through  Profit or  Loss” or “other financial 
liabilities”. 

3.19.3.1 Financial liabilities at FVTPL 

Financial liabilities are classified as at FVTPL when the financial liability is either held for trading or it is designated as 
at FVTPL. 

A financial liability is classified as held for trading if: 
• 
• 

it has been acquired principally for the purpose of repurchasing it in the near term; or 
on initial recognition it is part of a portfolio of identified financial instruments  that the  Group  manages  together 
and has a recent actual pattern of short-term profit-taking; or 

it is a derivative that is not designated and effective as a hedging instrument. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.19 Financial liabilities and equity instruments (continued) 

A financial liability other than a financial liability held for trading may be designated as at FVTPL upon initial recognition 
if: 

• 

• 

• 

such  designation  eliminates  or  significantly  reduces  a  measurement  or  recognition  inconsistency  that  would 
otherwise arise; or  
the financial liability forms part of a group of financial assets or financial liabilities or both, which is managed and 
its performance is evaluated on a fair value basis, in accordance with the Group's documented risk management 
or investment strategy, and information about the grouping is provided internally on that basis; or 
it  forms  part  of  a  contract  containing  one  or  more  embedded  derivatives,  and  IAS  39  Financial  Instruments: 
Recognition  and  Measurement  permits  the  entire  combined  contract  (asset  or  liability)  to  be  designated  as  at 
FVTPL. 
Financial  liabilities  at  FVTPL  are  stated  at  fair  value,  with  any  gains  or  losses  arising  on  re-measurement 
recognized in profit or loss. The net gain or loss recognized in profit or loss incorporates any interest paid on the 
financial  liability  and  is  included  in  the  “other  gains  and  losses”  line  item  in  the  consolidated  statement  of 
comprehensive income. 

3.19.3.2 Other financial liabilities 

Other  financial  liabilities  (including  borrowings)  are  subsequently  measured  at  amortized  cost  using  the  effective 
interest method. 

The  effective  interest  method  is  a  method  of  calculating  the  amortized  cost  of  a  financial  liability  and  of  allocating 
interest expense over the relevant period. The effective interest rate is the rate that exactly discounts estimated future 
cash payments (including all fees and points paid or received that form an integral part of the effective interest rate, 
transaction  costs  and  other  premiums  or  discounts)  through  the  expected  life  of  the  financial  liability,  or  (where 
appropriate) a shorter period, to the net carrying amount on initial recognition.  

Preference shares, which may be redeemable on a specific date, are classified as liabilities. The dividends, if any, on 
these preference shares are recognized in the income statement as interest expense. 

3.19.3.3 De-recognition of financial liabilities 

The Group derecognizes financial liabilities when, and only when, the Group's obligations are discharged, cancelled or 
they expire. The difference between the carrying amount of the financial liability derecognized  and the consideration 
paid and payable is recognized in profit or loss. 

3.20 Value added tax 

VAT is levied at the following rates: 

• 

• 

• 

20% on Ukrainian domestic sales and imports of goods, works and services and 0% on export of goods and 
provision of works or services to be used outside Ukraine. 
19%  on  Cyprus  domestic  sales  and  imports  of  goods,  works  and  services  and  0%  on  export  of  goods  and 
provision of works or services to be used outside Cyprus. 
24% on Romanian domestic sales and imports of goods, works and services and 0% on export of goods and 
provision of works or services to be used outside Romania. 

A taxpayer’s VAT liability equals the total amount of VAT collected within a reporting period, and arises on the earlier 
of the date of shipping goods to a customer or the date of receiving payment from the customer. A VAT credit is the 
amount that a taxpayer is entitled to offset against his VAT liability in a reporting period. Rights to VAT credit arise on 
the earlier of the date of payment to the supplier or the date goods are received. The part of VAT credit expected to 
be recovered in the long-term prospective is classified as non-current being discounted for reflecting principal market 
assumptions  as  to  projects  realization.  Initial  loss  on  discounting  VAT  credit,  non-current  was  recognized  as  part  of 
finance costs.  

3.21 Offsetting financial instruments  

Financial  assets  and  financial  liabilities  are  offset  and  the  net  amount  reported  in  the  consolidated  statement  of 
financial position if, and only if, there is a currently enforceable legal right to offset the recognized amounts and there 
is  an  intention  to  settle  on  a  net  basis,  or  to  realize  the  asset  and  settle  the  liability  simultaneously.    This  is  not 
generally  the  case  with  master  netting  agreements,  and  the  related  assets  and  liabilities  are  presented  gross  in  the 
consolidated statement of financial position. 

3.22 Earnings and Net Assets value per share  

The Group presents basic  and diluted  earnings per  share (EPS) and net  asset value  per  share (NAV) for its  ordinary 
shares. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. Significant accounting policies (continued) 

3.22 Earnings and Net Assets value per share (continued) 

Basic EPS amounts are calculated by dividing net profit/loss for the year, attributable to ordinary equity holders of the 
Company  by  the  weighted  average  number  of  ordinary  shares  outstanding  during  the  year.  Basic  NAV  amounts  are 
calculated  by dividing net  asset value as at  year  end, attributable to ordinary  equity holders of the  Company  by  the 
number of ordinary shares outstanding at the end of the year. 

Diluted EPS is calculated by dividing net profit/loss for the year, attributable to ordinary equity holders of the parent, 
by the weighted average number of ordinary shares outstanding during the year plus the weighted average number of 
ordinary shares that would be issued on conversion of all the potentially dilutive ordinary shares into ordinary shares. 
Diluted  NAV  is  calculated  by  dividing  net  asset  value  as  at  year  end,  attributable  to  ordinary  equity  holders  of  the 
parent with the number of ordinary shares outstanding at year end plus the number of ordinary shares that would be 
issued on conversion of all the potentially dilutive ordinary shares into ordinary shares.  

4. Financial risk management  

4.1 Financial risk factors 

The Group is exposed to country risk, real estate holding and development associated risks, market price risk, interest 
rate risk, credit risk, liquidity risk, currency risk, other market price risk, operational risk, compliance risk, litigation risk, 
reputation  risk,  capital  risk  management  and  other  risks  arising  from  the  financial  instruments  it  holds.  The  risk 
management policies employed by the Group to manage these risks are discussed below. Financial Risk Management is 
also described in Note 30 of the consolidated financial statements.  

4.1.1 Operating Country Risks 

The Group is exposed to country risk, stemming from the political and economic environment of countries in which it 
operates. Notably: 

4.1.1.1 Cyprus 

During the past 10 years Cyprus has become an established financial center taking advantage of favorable double tax 
treaties with various countries around the world, most importantly with Eastern European countries where the Group 
operates. Due to the world financial crisis erupting in 2008 and the ensuing debt crisis which had a liquidity effect of 
the Cypriot banking system as in all of the south and east European countries, following the restructuring of the Greek 
public debt certain of the Cypriot banks have taken a blow to their solvency (write off of €4,5bn of Greek debt) and 
have requested the support of the ECB through the ELA mechanism.  

Thus, the indebtedness of the Cypriot Republic and its two main banks Bank of Cyprus and Cyprus Popular Bank (Laiki) 
created the basis for the country to be part of a financial rescue plan under the supervision of the IMF, the ECB and 
the  European  Union  in  early  2013,  a  moment  when  the  Cypriot  State  stopped  being  able  to  borrow  from  the 
international debt markets. 

At the same time, the recent discovery of potentially significant natural gas and oil deposits within the boundaries of 
the Cypriot exclusive economic zone perplexes the geographic and political relationships and developments as Cyprus 
is in the crossroad of 3 continents.  

Any  failure  to  effect  and  implement  an  economic  restructuring  plan,  may  have  a  significant  negative  effect  on  the 
financials of the Cypriot economy that could lead to a default and the abandonment of the Euro currency. Such result 
would have a destabilizing effect on the operations of the Company at the corporate level.  Cyprus has achieved within 
the first half of 2015 to return to the international debt markets which signifies a return to normality. 

On that note, the Company had proactively  evaluated the  probable effect of the  measures in relation to the levy on 
deposits  and  the  restrictions  on  capital  movement  applied  to  Cyprus  based  financial  institutions.  The  Company  held 
most of its liquidity with non-Cypriot owned banking institutions, partly in Cyprus and partly outside Cyprus and to this 
date all operations of the Group's throughout Ukraine continued to be carried out normally. 

4.1.1.2 Ukraine 

Nearly  one  year  after  the  clashes  that  resulted  in  the  fall  of  the  incumbent  government  in  November  2013,  the 
deterioration and finally breaking off of Russia-Ukraine relations and the loss of part of Ukraine’s geographic area, the 
situation  remains  particularly  volatile.  The  social  and  geopolitical  instability  continues  to  affect  not  only  Ukraine’s 
economic  and  political  well-being,  but  also  relations  between  Russia  and  the  rest  of  the  world,  as  the  international 
financial markets remain volatile.  

Although  Ukraine  had  made  significant  progress  in  increasing  its  gross  domestic  product,  decreasing  inflation, 
stabilizing  its  currency,  increasing  real  wages  and  improving  its  trade  balance  between  2011  and  2013  these  gains 
have already being reversed as a result of the current tough relations  with Russia which has plunged the country into 
a state of  war and separatism.  

CONSOLIDATED FINANCIAL STATEMENTS 2014|51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4. Financial risk management (continued) 

4.1 Financial risk factors (continued) 

The implementation of reforms has been impeded by lack of political consensus, controversies over privatization, the 
restructuring of the energy sector, the removal of exemptions and privileges for certain state-owned enterprises or for 
certain industry sectors, the limited extent of cooperation with international financial institutions and non-stable taxing 
environment. Ukraine engaged recently in a loan agreement with the IMF, having already received two tranches of the 
loan for ongoing fiscal consolidation. The future remains uncertain for the country, even though the two elections (the 
presidential  in  May  and  the  Parliamentary  in  October)  have  resulted  in  a  pro-European  government.  Should  the  IMF 
reforms are implemented, the country’s economy has the potential to boom. In any event Ukraine's government relies 
to  a  significant  extent  on  official  or  multilateral  borrowings  to  avoid  bankruptcy,  finance  its  budget  deficit,  fund  its 
payment  obligations  under  domestic  and  international  borrowings  and  support  foreign  exchange  reserves.    These 
borrowings  will  be  conditioned  on  Ukraine’s  ability  to  achieve  a  stable  political  environment  to  implement  strategic, 
institutional  and  structural  reforms  but  seems  to  be  mainly  depending  on  how  long  and  how  severe  the  current 
geopolitical conflict will last; Further negative developments on these fronts may result in Ukraine not finding adequate 
financing which could have a material adverse effect on the Ukrainian economy as a whole, and thus, on the Group’s 
business prospects. 

Apart from the international and internal political turmoil, Ukraine’s legal system continuous to be in transition and is, 
therefore, subject to greater risks and uncertainties than a more mature legal system.  In particular, risks associated 
with the Ukrainian legal system include, but are not limited to:  
(i)  inconsistencies  between  and  among  the  Constitution  of  Ukraine  and  various  laws,  presidential  decrees, 
governmental, ministerial and local orders, decisions, resolutions and other acts;  
(ii) provisions in the laws and regulations that are ambiguously worded or lack specificity and thereby raise difficulties 
when implemented or interpreted;  
(iii) difficulty in predicting the outcome of judicial application of Ukrainian legislation; and  
(iv) the fact that not all Ukrainian resolutions, orders  and decrees and  other  similar acts  are  readily  available to  the 
public or available in understandably organized form.   

Furthermore,  several  fundamental  Ukrainian  laws  either  have  only  relatively  recently  become  effective  or  are  still 
pending  hearing  or  adoption  by  the  Parliament.    The  recent  origin  of  much  of  Ukrainian  legislation,  the  lack  of 
consensus about the scope, content and pace of economic and political reform and the rapid evolution of the Ukrainian 
legal system in ways that may not always coincide with market developments, place the enforceability and underlying 
constitutionality of laws in doubt, and result in ambiguities, inconsistencies and anomalies.   

In  addition,  Ukrainian  legislation  often  contemplates  implementing  regulations.  Often  such  implementing  regulations 
have  either  not  yet  been  promulgated,  leaving  substantial  gaps  in  the  regulatory  infrastructure,  or  have  been 
promulgated  with  substantial  deviation  from  the  principal  rules  and  conditions  imposed  by  the  respective  legislation, 
which results in a lack of clarity and growing conflicts between companies and regulatory authorities. 

Tax laws  are changing  and compared to  more  developed  market economies  are in a non-mature level thus creating 
often an unclear tax environment of unusual complexity. This particularly may affect negatively the ability of the Group 
to recuperate VAT paid and/or to utilize operating losses as a carry forward tax shield. 

It should also be noted that during the last twelve months the Ukrainian Hryvnia lost value against the major foreign 
currencies and as a result the National Bank of Ukraine, among other measures, imposed certain temporary restrictions 
to the Banks on processing client payments and on purchasing foreign currencies on the inter-banking market as well 
as certain capital controls towards foreign payments.  The final resolution and impact of the political crisis are difficult 
to predict and the ongoing crisis may further adversely affect Ukrainian economy. Subsequent to 31 December 2014 
the Group has been operating in the normal course of business and the Management of the Group believes that it has 
undertaken all necessary measures to maintain the economic stability of the Group under these circumstances. 

4.1.2 Risks associated with property holding 

Several factors may affect the economic performance and value of the Group's properties, including:  

• 

• 

• 

• 
• 
• 
• 
• 

risks  associated  with  construction  activity  at  the  properties,  including  delays,  the  imposition  of  liens  and 
defects in workmanship;   
the  ability  to  collect  rent  from  tenants  ,  on  a  timely  basis  or  at  all,  taking  also  into  account  the  UAH  rapid 
devaluation;   
the amount of rent and the terms on which lease renewals and new leases are agreed being less favorable 
than current leases;   
cyclical fluctuations in the property market generally;    
local conditions such as an oversupply of similar properties or a reduction in demand for the properties;  
the attractiveness of the property to tenants or residential purchasers;   
decreases in capital valuations of property;   
changes in availability and costs of financing, which may affect the sale or refinancing of properties;  

CONSOLIDATED FINANCIAL STATEMENTS 2014|52 

 
 
 
 
 
 
 
 
 
 
 
 
4. Financial risk management (continued) 

4.1 Financial risk factors (continued) 

• 
• 

• 

• 

• 

• 

covenants, conditions, restrictions and easements relating to the properties;   
changes in  governmental legislation and regulations, including but not  limited  to  designated  use, allocation, 
environmental usage, taxation and insurance;   
the risk of bad or unmarketable title due to failure to register or perfect our interests or the existence of prior 
claims, encumbrances or charges of which we may be unaware at the time of purchase;   
the  possibility  of  occupants  in  the  properties,  whether  squatters  or  those  with  legitimate  claims  to  take 
possession;    
the ability to pay for adequate maintenance, insurance and other operating costs, including taxes, which could 
increase over time; and  
political uncertainty, acts of terrorism and acts of nature, such as earthquakes and floods that may damage 
the properties. 

4.1.3 Property Market price risk 

Market price risk is the risk that the value of the Company’s portfolio investments will fluctuate as a result of changes 
in market prices. The Group's assets are susceptible to market price risk arising from uncertainties about future prices 
of  the  investments.  The  Group's  market  price  risk  is  managed  through  diversification  of  the  investment  portfolio, 
continuous  elaboration  of  the  market  conditions  and  active  asset  management.  To  quantify  the  value  of  its  assets 
and/or indicate the possibility of impairment losses, the Company commissioned internationally acclaimed valuers. 

Valuations  reported  as  at  31  December  2014  take  into  account  recent  political  developments  in  Ukraine.  Given  the 
nature of the Group’s assets the most immediate effect would be the prolongation of the period needed to market and 
effectively sell an asset under such duress conditions.  

The  BoD  is  monitoring  the  situation  to  ensure  that  assets  value  is  preserved  while  at  the  same  time  through 
diversification according to the strategic plan of the Company, Ukrainian operations  are gradually becoming  part of a 
larger structure.  

4.1.4 Interest rate risk 

Interest  rate  risk  is  the  risk  that  the  value  of  financial  instruments  will  fluctuate  due  to  changes  in  market  interest 
rates.  

The Group's income and operating cash flows are substantially independent of changes in market interest rates as the 
Group  has  no  significant  interest-bearing  assets  apart  from  its  cash  balances  that  are  mainly  kept  for  liquidity 
purposes.  

The Group is exposed to interest rate risk in relation to its borrowings. Borrowings issued at variable rates expose the 
Group to cash flow interest rate risk. Borrowings issued at fixed rates expose the Group to fair value interest rate risk. 
All of the Group's borrowings are issued at a variable interest rate. Management monitors the interest rate fluctuations 
on a continuous basis and acts accordingly. 

4.1.5 Credit risk 

Credit  risk  arises  when  a  failure  by  counter  parties  to  discharge  their  obligations  could  reduce  the  amount  of  future 
cash inflows from financial assets at hand at the end of the reporting period. Cash balances are held with high credit 
quality  financial  institutions  and  the  Group  has  policies  to  limit  the  amount  of  credit  exposure  to  any  financial 
institution.  

Management has been in continuous discussions with banking institutions monitoring their ability to extend financing 
as per the Group’s needs. The sovereign debt crisis has affected the pan-European banking system during 2011 and 
2012  imposing  financing  uncertainties  for  new  development  projects.    The  financial  crisis  in  the  European  Union 
periphery  has  strained  any  remaining  liquidity  and  the  financial  institutions  in  the  region  (including  those  that  have 
Italian, Greek or Austrian parent) have entered into deleveraging programs. 

4.1.6 Currency risk 

Currency risk is the risk that the value of financial instruments will fluctuate due to changes in foreign exchange rates.  

Currency  risk  arises  when  future  commercial  transactions  and  recognized  assets  and  liabilities  are  denominated  in  a 
currency that is not the Group's functional currency. Most of the Group’s transactions, including the rental proceeds are 
denominated in € or pegged to € or USD (the latter being the case of Ukraine). For the rest of the foreign exchange 
exposure Management monitors the exchange rate fluctuations on a continuous basis and acts accordingly, by limiting 
net exposures to a few days to 2 months. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4. Financial risk management (continued) 

4.1 Financial risk factors (continued) 

Apart  from  liquidity  maintained  in  local  currency  for  operating  reasons  the  Group’s  liquid  assets  are  held  in  USD/€ 
denominated deposit accounts while most of the inflows of the company are pegged to the USD/€. It should be noted 
that  the  current  political  uncertainty  in  Ukraine,  and  the  currency  devaluation  may  result  in  effecting  the  Group’s 
income  streams  indirectly  through  affecting  the  financial  condition  of  the  tenants  of  the  Group’s  properties. 
Management is monitoring the situation closely and acts accordingly. 

4.1.7 Capital risk management 
The Group manages its capital to ensure that it will be able to continue as a going concern while maximizing the return 
to  shareholders  through  the  optimization  of  the  debt  and  equity  balance.  The  Group’s  core  strategy  is  described  in 
Note 30 of the consolidated financial statements. 

4.1.8 Compliance risk  

Compliance risk is the risk of financial loss, including fines and other penalties, which arises from non-compliance with 
laws and regulations of the state.  

Although  the  Group  is  trying  to  limit  such  risk,  the  uncertain  environment  in  which  it  operates  in  various  countries 
increases the complexities handled by Management. The Group's exposures are discussed under Notes 29 & 30. 

4.1.9 Litigation risk 
Litigation risk is the risk of financial loss, interruption of the Group's operations or any other undesirable situation that 
arises from the possibility of non-execution or violation of legal contracts and consequentially of lawsuits. The risk is 
restricted through the contracts used by the Group to execute its operations and is discussed in Note 29. 

4.2. Operational risk 

Operational risk is the risk that derives from the deficiencies relating to the Group's information technology and control 
systems as well as the risk of human error and natural disasters. The Group’s systems are evaluated, maintained and 
upgraded continuously. 

4.3. Fair value estimation 

The  fair  values  of  the  Group's  financial  assets  and  liabilities  approximate  their  carrying  amounts  at  the  end  of  the 
reporting period. Valuations reported as at 31 December 2014 take into account past political developments in Ukraine 
which  given  the  nature  of  the  Group’s  assets  the  most  immediate  effect  would  be  the  prolongation  of  the  period 
needed to market and effectively sell an asset under such duress conditions.  

5. Critical accounting estimates and judgments  

The preparation of financial statements in conformity with IFRS requires the use of certain critical accounting estimates 
and requires Management to exercise its judgment in the process of applying the Group's accounting policies. It also 
requires the use of assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent 
assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during 
the reporting period.  These estimates are based on Management's best knowledge of current events and actions and 
other  factors,  including  expectations  of  future  events  that  are  believed  to  be  reasonable  under  the  circumstances. 
Actual results though may ultimately differ from those estimates.  

As  the  Group  makes  estimates  and  assumptions  concerning  the  future  the  resulting  accounting  estimates  will,  by 
definition,  seldom  equal  the  related  actual  results.  The  estimates  and  assumptions  that  have  a  significant  risk  of 
causing  a  material  adjustment  to  the  carrying  amounts  of  assets  and  liabilities  within  the  next  financial  year  are 
discussed below: 

Provision for impairment of receivables  

• 
The  Group  reviews  its  trade  and  other  receivables  for  evidence  of  their  recoverability.  Such  evidence  includes  the 
counter  party's  payment  record,  and  overall  financial  position  as  well  as  the  state's  ability  to  pay  its  dues  (VAT 
receivable). If indications of non-recoverability  exist, the  recoverable amount is estimated and a respective provision 
for impairment of receivables is made. The amount of the provision is charged through  profit  or  loss. The review of 
credit  risk  is  continuous  and  the  methodology  and  assumptions  used  for  estimating  the  provision  are  reviewed 
regularly  and  adjusted  accordingly.  As  at  the  reporting  date  Management  did  not  consider  necessary  to  make  a 
provision for impairment of receivables. 

Fair value of investment property  

• 
The fair value of investment  property is determined  by using various valuation  techniques.  The Group  selects highly 
reputed  international  companies  with  local  presence  to  effect  such  valuations.  Such  valuers  use  their  judgment  to 
select  a  variety  of  methods  and  make  assumptions  that  are  mainly  based  on  market  conditions  existing  at  each 
financial reporting date. The fair value has been estimated as at 31 December 2014 (Note 4.3 & 15). 

CONSOLIDATED FINANCIAL STATEMENTS 2014|54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
5. Critical accounting estimates and judgments (continued) 

Income taxes  

• 
Significant judgment is required in determining the provision for income taxes. There are transactions and calculations 
for  which  the  ultimate  tax  determination  is  uncertain  during  the  ordinary  course  of  business.  The  Group  recognizes 
liabilities for anticipated tax audit issues based on estimates of whether additional taxes  will be due. Where the final 
tax outcome of these matters is different from the amounts that were initially  recorded, such  differences will impact 
the income tax and deferred tax provisions in the period in which such determination is made. 

Impairment of tangible assets  

• 
Assets  that  are  subject  to  depreciation  are  reviewed  for  impairment  whenever  events  or  changes  in  circumstances 
indicate that the carrying amount may not be recoverable. An impairment loss is recognized for the amount by which 
the asset's carrying amount exceeds its recoverable amount. The recoverable amount is the higher of an asset's fair 
value less costs to sell and value in use. For the purposes of assessing impairment, assets are grouped at the lowest 
levels for which there are separately identifiable cash flows (cash-generating units). 

Provision for deferred taxes 

• 
Deferred tax is not provided in respect of the revaluation of the investment property and investment  property under 
construction  as  the  Group  is  able  to  control  the  timing  of  the  reversal  of  this  temporary  difference  and  the 
Management has intention not to reverse the temporary difference in the foreseeable future. The properties are held 
by  subsidiary  companies  in  Ukraine  and  Romania.  Management  estimates  that  the  assets  will  be  realized  through  a 
share  deal  rather  than  through  an  asset  deal.  Should  any  subsidiary  be  disposed  of,  the  gains  generated  from  the 
disposal will be exempt from any tax. 

Application of IFRS 10 

• 
The Group has considered the application of IFRS 10 and concluded that the Company is not an Investment Entity as 
defined  in  IFRS  10  and  it  should  continue  to  consolidate  all  of  its  investments.  The  reasons  for  such  conclusion  are 
among others that the Company:  

a)  is not an Investment Management Service provider to Investors, 
b)  actively  manages  its  own  portfolio  (leasing,  development,  allocation  of    capital  expenditure  for  its  properties, 

marketing etc) in order to provide benefits other than capital appreciation and/or investment income 

c)  has  investments  that  are  not  bound  by  time  in  relation  to  the  exit  strategy  nor  to  the  way  that  are  being 

exploited 

d)  provides asset management services to its subsidiaries as well as loans and guarantees (directly or indirectly) 
e)  even  though  is  using  Fair  Value  metrics  in  evaluating  is  investments,  this  is  being  done  primarily  for 
presentation  purposes  rather  that  evaluating  income  generating  capability  and  making  investment  decisions. 
The latter is being based on metrics like IRR, ROE and others. 

6. Earnings and net assets per share attributable to equity holders of the parent 

a.  Weighted average number of ordinary shares 

Issued ordinary shares capital  
Weighted average number of ordinary shares (Basic) 
Diluted weighted average number of ordinary shares 

b. 

Basic diluted and adjusted earnings per share 

Earnings per share (€) 

Profit/(loss) after tax attributable to owners of the parent 
Basic 
Diluted 

c. 

Net assets per share 

Net assets per share (€) 

Net assets attributable to equity holders of the parent 
Number of ordinary shares 
Diluted number of ordinary shares 
Basic 
Diluted 

2014 

33.884.054 
30.037.571 
34.204.860 

2014 

927.337 
0,03 
0,03 

2013 

28.171.833 
24.790.668 
28.765.486 

2013 

(139.408) 
(0,01) 
(0,00) 

31/12/2014 

31/12/2013 

32.560.472 
33.884.054 
38.866.775 
0,96 
0,84 

37.678.768 
28.171.833 
32.196.381 
1,34 
1,17 

CONSOLIDATED FINANCIAL STATEMENTS 2014|55 

 
 
 
 
 
 
 
 
 
 
 
 
7. Segment information 

All  commercial  and  financial  information  related  to  the  properties  held  directly  or  indirectly  by  the  Group  is  being 
provided  to  members  of  executive  management  who  report  to  the  Board  of  Directors.    Such  information  relates  to 
rentals,  valuations,  income,  costs  and  capital  expenditures.  The  individual  properties  are  aggregated  into  segments 
based on the economic nature of the property.  For the reporting period the Group has identified the following material 
reportable segments: 

Commercial-Industrial 

• 
• 

Warehouse segment – the Group acquires, develops operates and disposes warehouses 
Office segment – the Group acquires, develops operates and disposes offices 

Residential 

• 

Residential segment – the Group operates and disposes residential properties 

Land Assets 

• 

Land  assets  –  the  Group  owns  a  number  of  land  assets  which  are  either  available  for  sale  or  for 
potential development 

There are no sales between the segments. 

Segment  assets  for  the  investment  properties  segments  represent  investment  property  (including  investment 
properties  under  construction  and  prepayments  made  for  the  investment  properties).  Segment  liabilities  represent 
interest  bearing  borrowings,  finance  lease  liabilities  and  deposits  from  tenants.  These  are  the  only  liabilities  to  the 
Board on the segmental basis. 

For the year 2014 (€) 
Segment profit 
Sales income 
Cost of sales 
Rental income 
Service charges and utilities income 
Valuation gains/(losses) from 
investment property 
Segment profit 
Gain realized on acquisition of 
subsidiaries (Note 16) 
Investment properties operating 
expenses 
Administration expenses 
Other (expenses)/income, net 
Finance costs (net) 
Foreign exchange losses, net 
Profit before tax 

31/12/2014 (€) 
Assets 
Investment properties 
Investment property under construction 
Prepayments made for investments 
Goodwill 
Long-term receivables 
Segment assets 
Tangible and intangible assets 
Prepayments and other current assets 
Cash and cash equivalents 
Total assets 

Interest bearing borrowings 
Finance lease liabilities 
Deposits from tenants 
Redeemable preference shares 
Provision 
Segment liabilities 
Trade and other payables 
Taxes payable 
Total liabilities 

Warehouse 

Office  Residential  Land Plots  

Total 

- 
- 
2.857.904 
506.599 

- 
- 
46.601 
6.971 

107.917 
(93.459) 
159.370 
- 

10.328.525 
13.693.028 

550.000 

(1.581.000) 
603.572  (1.407.172) 

- 

- 

- 

(598.328) 
- 
- 
- 
- 
13.094.700 

(38.869) 
- 
- 
- 
- 

(23.066) 
- 
- 
- 
- 
564.703  (1.430.238) 

- 
- 
- 
- 

107.917 
(93.459) 
3.063.875 
513.570 

- 
9.297.525 
-  12.889.428 

- 

- 
- 
- 
- 
- 
- 

766.221 

(660.263) 
(2.743.723) 
(136.058) 
(1.414.400) 
(7.512.640) 
1.188.565 

Warehouse 

Office  Residential 

Land plots 

Total 

8.373.000 
- 
- 
- 
- 

6.400.000 
- 
- 
43.269 
- 

31.463.310 
- 
624.841 
- 
125.909 

53.533.187 
5.083.216 
2.674.219 
43.269 
125.909 
32.214.060  6.443.269  8.373.000  14.429.471  61.459.800 
200.203 
- 
4.251.489 
- 
- 
891.938 
  66.803.430 

7.296.877 
5.083.216 
2.049.378 
- 
- 

- 
- 
- 

- 
- 
- 

- 
- 
- 

- 
3.981.252 
- 
- 
- 

11.756.612 
7.594.863 
621.129 
698.650 
- 

6.459.810 
- 
40.281 
- 
- 
20.671.254  3.981.252  6.500.091 
- 
- 

- 
- 

- 
- 

- 
68.861 
- 
- 
68.253 

18.216.422 
11.644.976 
661.410 
698.650 
68.253 
137.114  31.289.711 
1.869.537 
- 
- 
431.828 
  33.591.076 

CONSOLIDATED FINANCIAL STATEMENTS 2014|56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
7. Segment information (continued) 

For 2013, the Group had income only from the warehouse segment and only from Ukraine. Also in 2013 the Group had 
the same land properties as in 2014 (in Ukraine only). 

Geographical information 

Revenue from external customers (€) 
Ukraine 
Romania 
Total 

Carrying amount of investment property, including under 
construction and prepayments made for investments (€) 
Ukraine 
Romania 
Greece 
Total 

8. Revenues 

2014 
2.439.780 
1.152.123 
3.591.903 

2013 
2.717.166 
- 

2.717.166   

31/12/2014 

31/12/2013 

31.076.390 
28.773.000 
624.841 
60.474.231 

38.865.927 
- 
- 

38.865.927   

Operational income  in the  amount of €3.591.903 for the  year ended 31 December 2014  represents rental  and sales 
income as well as service charges and utilities income collected from tenants generated during the reporting periods as 
a result of the rental agreements concluded with tenants of the Terminal Brovary Logistic Park, Innovations Logistics 
Park, EOS Business Park as well as Residential Portfolio while for 2013 it was only generated by Terminal Brovary.  

€ 
Sales income 
Cost of sales 
Rental income 
Service charges and utilities income (Note 10) 
Total Revenues 

2014 
107.917 
(93.459) 
3.063.875 
513.570 
3.591.903 

2013 
- 
- 
2.137.448 
579.718 
2.717.166 

Warehouse space vacancy rate of the Terminal Brovary was at 6% as at 31 December 2014 (Note 15). As of the end 
of the reporting period Innovations was 100% leased, EOS Business Park was 100% leased  and Residential Portfolio 
was 60% leased. 

Sales  income  represent  several  apartments  and  parking  spaces  sold  in  Residential  Portfolio  while  Costs  of  sales 
represent the acquisition value of the apartment and parking space reduced by the related depreciation amount until 
the finalisation of the sale. 

Valuation gains/(losses) from investment property for the reporting period are presented in the table below. This table 
needs to be read in conjunction with Note 15 which incorporates foreign exchange translation differences. 

Project Name

 (€) 

Brovary Logistic Park 
Bela Logistic Center  
Kiyanovskiy Lane 
Tsymlyanskiy Lane 
Balabino 
Rozhny Lane 
Innovations Logistics Park 
EOS Business Park 
Residential Portfolio 
Total 

Valuation gains/(losses) 

2014 

8.512.454 
1.646.852 
1.155.225 
184.450 
269.744 
(2.440.200) 
1.000.000 
550.000 
(1.581.000) 
9.297.525 

2013 

(66.546) 
486.894 
(26.346) 
30.109 
210.956 
- 
- 
- 
- 
635.067 

CONSOLIDATED FINANCIAL STATEMENTS 2014|57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
9. Administration Expenses 

(€) 
Salaries and Wages 
Legal fees 
Advisory fees 
Administrative expenses 
Directors remuneration 
Audit and accounting fees 
Public group expenses 
Taxes and duties 
Depreciation 
Other expenses 
Total Administration Expenses 

2014 

807.714 
410.394 
380.525 
238.431 
171.197 
143.261 
101.780 
76.199 
17.897 
396.325 
2.743.723 

2013 

761.317 
525.919 
487.564 
152.731 
168.573 
110.968 
166.899 
89.586 
12.163 
- 
2.475.720 

Salaries and wages include the remuneration: 

a) of the CEO, the CFO, the Group Commercial Director and the Managing Directors of Ukraine and Romania 
b) of personnel employed in Ukraine and Romania 

Legal and Advisory fees relate to expenses incurred by the Company in relation to Ukrainian and Romanian operations, 
as well as to capital raising and corporate matters. 

Administrative expenses included office expenses for Cyprus, Romania and Ukraine. 

Directors’ remuneration represents the remuneration of all non-executive Directors and committee members. 

Public group expenses include among others fees paid to the AIM: LSE stock exchange and the Nominated Advisor of 
the Company as well as marketing and other expenses related to the listing of the Company. 

Other  expenses  include  due  diligence  costs  for  projects  which  have  not  been  acquired  and  which  were  presented 
previously  under  deferred  expenses  category  (Note  18).  Such  expense  has  been  recorded  at  the  moment  of  the 
decision not to proceed with the acquisition of the said assets. 

10. Investment property operating expenses 

(€) 
Property management, utility expenses and other property costs  

2014 

2013 

 660.263 

 543.217  

The  Group  has  Maintenance  and  Property  Management  Agreements  in  respect  of    the  servicing  of  Terminal  Brovary 
Logistics  Park  and  the  Innovation  Logistics  Park.  The  Group  is  also  incurring  property  operating  expenses  including 
utility expenses, insurance premiums, land and building taxes as well as various other expenses needed for the proper 
operation of the income generating properties in Kiev and in Bucharest. Part of these expenses are recovered from the 
tenants through the rental agreements (Note 8). 

11. Other expenses/(income), net 

(€) 
Accounts payable written off 
Provision on prepayments and other current assets impairment/(reversal) 
Penalties 
Other expenses/(income), net 
Total 

2014 

(12.422) 
3.973 
10.168 
134.339 
136.058 

2013 

(395.081) 
(10.017) 
63.202 
(153.878) 
(495.774) 

Accounts payable written off represents the total amount of payables written off as a result of negotiations 
and settlement during the reorganization of the Group that started in August 2011. 

Provision  for  prepayments  and  other  current  assets  impairment  -  reversal  represents  difference  between 
allowances  for  prepayments  and  other  current  assets  estimated  previously  by  the  Management  and  the 
amounts which have been finally settled.  

Penalties incurred by the Group were mainly caused as a result of delayed payments of its liabilities due to 
negotiations.  

Other  income  net  in  2013  includes  a  provisional  income  of  US$200.000  for  advisory  services,  one  off 
agency related expenses for the letting of Terminal Brovary and previous year expense write offs. In 2014, 
other  income  includes  one  off  agency  fees  related  for  the  letting  of  Terminal  Brovary  as  well  as  other 
extraordinary one off expenses.  

CONSOLIDATED FINANCIAL STATEMENTS 2014|58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
12. Finance costs, net 

Borrowing interest expenses (Note 23, 27) 
Finance lease interest expenses 
Finance charges and commissions 
Bank interest income 
Other finance expense 
Net finance cost 

2014 
€ 
1.091.474 
293.749 
68.744 
(80.895) 
41.328 
1.414.400 

2013 
€ 
1.029.898 
57.643 
46.928 
(100.013) 
- 
1.034.456 

Borrowing  interest  expenses  represents  interest  paid  on  the  borrowings  of  the  Group  for  EBRD  facility  of  Terminal 
Brovary as well as for Residential Portfolio (Note 23).  

Finance  leasing  interest  expenses  relate  to  the  sales  and  lease  back  agreement  of  the  Group  with  Piraeus  Leasing 
Romania  for  Innovations  Logistics  Park  and  with  Alpha  Bank  for  EOS  Business  Park  as  well  as  to  the  land  lease 
agreements of Ukrainian entities of the Group (Note 27). 

Finance charges and commissions include fees paid to the banks. 

13. Foreign exchange losses, net 

The  foreign  exchange  losses,  net  in  2014  derived  mainly  from  the  USD-denominated  interest  bearing  borrowing 
provided  by  EBRD  to  the  Group’s  Ukrainian  subsidiary  LLC  Terminal  Brovary  (Note  23).  The  loss  was  caused  by  the 
huge devaluation of UAH against USD through 2014. 

14. Tax 

Current income and defence tax expense 
Taxes 

2014 
€ 

2013 
€ 

220.476 
220.476 

125.722 
125.722   

The income tax rate for the year ended 31/12/2014 for the Company’s Ukrainian subsidiaries is 19%, for the Romanian 
subsidiaries is 16% and for the Company and its Cypriot subsidiaries is 12.5%. 

The tax on the Group's results differs from the theoretical  amount that would arise using the  applicable tax rates as 
follows: 

Profit / (loss) before tax 

Tax calculated on applicable rates 
Expenses not recognized for tax purposes  
Tax effect of allowances and income not subject to tax 
Tax effect on tax losses for the year 
Tax effect on tax losses brought forward  
10% additional tax  
Defence tax 
Overseas tax in excess of credit claim used during the year 
Prior year tax 
Total Tax 

2014 
€ 

2013 
€ 

1.188.565 

(3.434) 

318.134 
941.488 
(139.164) 
(882.377) 
(43.807) 
13.989  
2.656 
6.598 
2.959 
220.476 

(429) 
292.166 
(162.031) 
- 
(31.070) 
10.032 
17.054 
- 
- 
125.722 

As  from  1  January  2008,  deferred  tax  is  not  provided  in  respect  of  the  revaluation  of  the  investment  property  and 
investment  property  under  construction  as  the  Group  is  able  to  control  the  timing  of  the  reversal  of  this  temporary 
difference and  the Management  has intention not  to reverse  the  temporary  difference in the  foreseeable  future,  the 
properties are held by subsidiary companies in Ukraine. Management estimates that the assets will be realized through 
a share deal rather than through an asset deal. Should  any subsidiary be disposed of, the gains generated from the 
disposal will be exempted from any tax. The respective reversal of previously accrued Deferred Tax Liabilities has been 
made in 2008. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
15. Investment Property 

Investment Property consists of the following assets: 

• 

• 

• 

Terminal Brovary Logistic Park consists of a 49.180 sqm Class A warehouse and associated office space, 
situated on the junction of the main Kiev – Moscow highway and the Borispil road. The facility is in operation 
since Q1 2010 and as at the end of the reporting period its warehouse space is 94% leased.  
Innovations  Logistic  Park  is  a  15.750  sqm  gross  leasable  area  logistics  park  located  in  Clinceni  in 
Bucharest,  which  benefits  from  being  on  the  Bucharest  ring  road.  Its  construction  was  tenant  specific,  was 
completed  in  2008  and  is  separated  in  four  warehouses,  two  of  which  offer  cold  storage,  the  total  area  of 
which being 6.395 sqm. Innovations was acquired by the Group in May 2014 and is 100% leased at the end 
of the reporting period. 
EOS Business Park is a 3.386 sqm gross leasable area and includes a Class A office Building in Bucharest, 
which  is  currently  fully  let  to  Danone  Romania,  the  French  multinational  food  company.  EOS  Business  Park 
was acquired by the Group in October 2014. 

•  Residential portfolio is an income producing residential portfolio in Bucharest, Romania consisting of 122 
apartments  totalling  approximately  11.700  sqm  across  four  separate  complexes  (Romfelt,  Linda,  Monaco, 
Blooming House) located in different residential areas of Bucharest. The Group acquired it in August 2014 and 
the portfolio is 60% let at the year end. 

•  Bela  Logistic  Center  is  a  22,4Ha  plot  in  Odessa  situated  on  the  main  highway  to  Kiev.  Following  the 
issuance of permits in 2008, below ground construction for the development of a 103.000 sqm GBA logistic 
center commenced. Construction was put on hold in 2009 following adverse macro-economic developments at 
the time.  

•  Kiyanovsky  Lane  consists  of  four  adjacent  plots  of  land,  totaling  0,55  Ha  earmarked  for  a  residential 

• 

development, overlooking the scenic Dnipro River, St. Michael’s Spires and historic Podil neighborhood. 
Tsymlianskiy Lane, is a 0,36 Ha plot of land located in the historic Podil District of Kiev and is destined for 
the development of a residential complex. 

•  Balabino project is a 26,38 ha plot of land situated on the south entrance of Zaporizhia, a city in the south 

of Ukraine with a population of 800.000 people. Balabino is zoned for retail and entertainment development. 

•  GED Logistic Park is an income producing logistics park in Athens, Greece. The property comprises a fully 
let  17.756  sqm  warehouse  property  which  also  has  a  photovoltaic  alternative  energy  production  facility 
installed on its roof. As at 31 December 2014 the Group made a prepayment for the asset in the amount of 
€624.841. The acquisition of the asset was concluded in March 2015.  

(€) 

Type 

Carrying 
amount 
31/12/2014 

Foreign 
Exchange 
Translation 
difference 
(9.382.086) 

Fair Value 
gain/(loss) 

Additions/ 
acquisitions 
2014 

Carrying 
amount 
31/12/2013 

8.512.454 

60.155 

18.272.787 

Industrial 

17.463.310 

Asset Name 

Terminal 
Brovary Logistic 
Park 

Bela Logistic 
Center  
Kiyanovskiy 
Lane 
Tsymlyanskiy 
Lane 
Balabino 
Sub total 
Total Ukraine 
Innovations 
Logistics Park 
EOS Business 
Park 
Residential 
portfolio 
Total Romania 
TOTAL 

Land  

Land  

Land  

Land  

Industrial 

5.083.216 

(3.089.631) 

1.646.852 

4.017.381 

(2.503.662) 

1.155.225 

1.147.823 

(776.892) 

184.450 

2.131.673 

29.843.403 
14.000.000 

(1.473.579) 

269.743 
(17.225.850)  11.768.724 
(5.457.126) 
- 

1.000.000 

- 

- 

- 

- 

6.525.995 

5.365.818 

1.740.265 

3.335.509 

60.155 
13.000.000 

35.240.374 
- 

Office 

6.400.000 

Residential 

8.373.000 

- 

- 

550.000 

5.850.000 

(1.581.000) 

9.954.000 

- 

- 

28.773.000 
58.616.403 

(31.000) 
(5.488.126) 

28.804.000 
28.864.155 

- 
35.240.374 

The fair value of the properties held by the Group in Ukraine has decreased as a result of the political uncertainty by 
€7.897.325 including a €2.440.200 write-off of a down payment for the acquisition of a property in 2008 (Note 15c). 
The  functional  currencies  of  the  subsidiaries  are  the  currencies  of  their  primary  local  economic  environments  and  in 
terms  of  local  currencies  the  fair  values  have  increased  (Note  8),  even  though  the  equivalent  of  these  fair  values 
compared to the Group’s presentation currency are actually less due to the devaluation of the local currency.  

CONSOLIDATED FINANCIAL STATEMENTS 2014|60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
15. Investment Property (continued) 

The above two components comprising the fair value loss are presented in accordance with the requirements of IFRS 
in the consolidated statement of comprehensive income as follows: 

a.  The  fair  value  gain  in  terms  of  the  local  functional  currencies  of  €9.297.525  ,  is  presented  as  Valuation 

gains/(losses) from investment properties is carried forward in Accumulated losses; and, 

b.  The  translation  loss  due  to  the  devaluation  of  local  currencies  of  €17.225.850  is  presented  as  part  of  the 
exchange  difference  on  translation  of  foreign  operations  in  other  comprehensive  income  and  then  carried 
forward in the Foreign currency translation reserve. 

Carrying  amounts  of  the  properties  represent  fair  value  estimates  as  of  31  December  2014  as  provided  by  CBRE 
Ukraine and Property Partners Valuation Consulting, the external valuers. 

a.  Investment Property Under Construction  

(€) 

At 1 January 

Revaluation on investment property 

Translation difference 

At 31 December 

2014 

6.525.995 

1.646.852 

2013 

6.331.030 

487.041 

(3.089.631) 

(292.076) 

5.083.216 

6.525.995 

As at 31 December 2014 investment property under construction represents the carrying value of Bela Logistic Center 
project, which has reached the +10% construction in late 2008 but it is stopped since then.  

b.  Investment Property 

(€) 

At 1 January 

Capital expenditure on investment property 

Acquisitions of investment property 

Revaluation gain/(loss) on investment property 

Translation difference 

At 31 December 

2014 

2013 

28.714.379 

29.733.212 

60.155 

130.657 

28.744.000 

10.090.872 

- 

148.027 

(14.076.219) 

(1.297.517) 

53.533.187 

28.714.379 

Terminal Brovary, Kiyanovskiy Lane, Tsymlyanskiy Lane, Balabino, Innovations Logistics Park, EOS Business Park and 
Residential Portfolio are included in the Investment Property category. 

c.  Prepayment made for Investments 

(€) 

Advances for investments 

Impairment provision (cumulative as of the reporting period) 

Total 

31/12/2014 

31/12/2013 

10.377.372 

 8.585.706   

(7.703.153) 

(4.960.153)   

2.674.219 

 3.625.553   

The Group has made an advance payment of ~US$12mil. (representing principal plus interest) for the acquisition of a 
project in Podil (Kyiv) in 2007. As of the end of the reporting period Management continues on its effort to collect the 
original US $12mil and to enforce on the collateral (land plot of 42 ha in Kiev Oblast) by transferring it in the Group’s 
name.  As  the  collateral’s  value,  as  valued  by  CBRE,  has  been  reduced  the  Group  has  reduced  the  amount  of  the 
receivable to the value of the collateral having a carrying value of € 2.049.378.  

In respect of the Fair Value of Investment Properties the following table represents an analysis based on the various 
valuation methods. The different levels have been defined as follows: 

- 
- 

- 

Level 1 relates to quoted prices (unadjusted) in active markets for identical assets or liabilities. 
Level 2 relates to inputs other than quoted prices that are observable for the asset or liability indirectly (that 
is, derived from prices). Level 2 fair values of investment properties have been derived using the market value 
approach  by  comparing  the  subject  asset  with  similar  assets  for  which  price  information  is  available.  Under 
this  approach  the  first  step  is  to  consider  the  prices  for  transactions  of  similar  assets  that  have  occurred 
recently in the market. The most significant input into this valuation approach is price per square meter. 
Level  3  relates  to  inputs  for  the  asset  or  liability  that  are  not  based  on  observable  market  data  (that  is, 
unobservable  inputs).  Level  3  valuations  have  been  performed  by  the  external  valuer  using  the  income 
approach (discounted cash flow) due to the lack of similar sales in the local market (unobservable inputs). 

CONSOLIDATED FINANCIAL STATEMENTS 2014|61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
15. Investment Property (continued) 

To derive Fair Values the Group has adopted a combination of income and market approach weighted according to the 
predominant local market and economic conditions.  

Fair value measurements at 31 December 2014 (€) 

(Level 1)  (Level 2) 

(Level 3) 

Total 

Recurring fair value measurements 

Balabino- Zaporizhia 

Tsymlyanskiy – Podil, Kyiv City Center 

Bela Logistics Center- Odessa 

Terminal Brovary Logistics Park- Brovary Kyiv Oblast 

Kiyanovskiy Lane – Podil, Kyiv City Center 

Innovations Logistics Park – Bucharest 

EOS Business Park – Bucharest, City Center 

Residential Portfolio - Bucharest 

- 

- 

- 

- 

- 

- 

- 

- 

2.131.671 

- 

2.131.671 

- 

1.147.823 

1.147.823 

5.083.216 

- 

5.083.216 

-  17.463.310 

17.463.310 

- 

4.017.381 

4.017.381 

-  14.000.000 

14.000.000 

- 

6.400.000 

6.400.000 

8.373.000 

- 

8.373.000 

Fair value measurements at 31 December 2013 (€) 

(Level 1)  (Level 2) 

(Level 3) 

Total 

Recurring fair value measurements 

Balabino- Zaporizhia 

Tsymlyanskiy – Podil, Kyiv City Center 

Bela Logistics Center- Odessa 

Terminal Brovary Logistics Park- Brovary Kyiv Oblast 

Kiyanovskiy Lane – Podil, Kyiv City Center 

- 

- 

- 

- 

- 

3.335.509 

- 

3.335.509 

- 

1.740.265 

1.740.265 

6.525.995 

- 

6.525.995 

-  18.272.787 

18.272.787 

- 

5.365.818 

5.365.818 

The table below shows yearly adjustments for Level 3 investment property valuations: 

Level 3 Fair value 
measurements at 
31/12/14 (€) 
Opening balance 

Terminal 
Brovary 
Logistics Park 
18.272.787   

Kiyanovskiy 
Lane 

Tsymlyan
skiy 

Innovations 
Logistics 
Park 

EOS 
Business 
Park 

Total 

5.365.818    1.740.265   

- 

- 

25.378.870 

Acquisitions 

Additions  

Disposals 

- 

60.155 

- 

- 

- 

- 

- 

- 

- 

13.000.000 

5.850.000 

18.850.000 

- 

- 

- 

- 

60.155 

- 

Profit on revaluation 

8.512.454 

1.155.225 

184.450 

1.000.000 

550.000 

11.402.129 

Translation 
difference 
Closing balance 

(9.382.086) 
17.463.310 

(2.503.662) 
4.017.381  1.147.823   

(776.892) 

- 
- 
14.000.000  6.400.000 

(12.662.640) 
43.028.514 

Level 3 Fair value 
measurements at 
31/12/13 2013 (€) 
Opening balance 

Transfer to level 2 due to 
change of valuation 
methods 
Profit on revaluation 

Terminal 
Brovary 
Logistics Park 
19.035.168 

Kiyanovskiy 
Lane 

Tsymlyanskiy  Bela Logistic 

Total 

Center 

5.635.137 

1.788.692 

6.331.030 

32.790.027 

- 
64.001 

- 
(26.353) 

- 
30.118 

(6.289.557) 
- 

(6.289.557) 
67.766 

Translation difference 

(826.382) 

(242.966) 

(78.545) 

(41.473) 

(1.189.366) 

Closing balance 

18.272.787   

5.365.818   

1.740.265   

- 

25.378.870 

CONSOLIDATED FINANCIAL STATEMENTS 2014|62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
15. Investment Property (continued) 

Information about Level 3 Fair Values is presented below: 

(€) 

Terminal Brovary 
Logistics Park- 
Brovary Kiev 
Oblast  

Kiyanovskiy Lane 
– Podil Kiev City 
Center 

Tsymlyanskiy – 
Podil Kiev City 
Center 

Innovations 
Logistics Park – 
Bucharest 

EOS Business 
Park – Bucharest, 
City Center 

Fair value at 
31 December 
2014 

17.463.310   

Fair value at 
31 December 
2013 
19.035.168  Combined 

Valuation 
technique 

market and 
income 
approach 

4.017.381 

1.147.823   

5.635.137  Combined 

market and 
income 
approach 
1.788.692  Combined 

14.000.000 

6.400.000 

market and 
income 
approach 
Income 
approach 

Income 
approach 

- 

- 

Unobservable 
inputs 

Future rental 
income and 
costs for 11 
months, yield 
rate 
Future rental 
income and 
costs for 4 years 

Relationship of 
unobservable inputs to 
fair value 
The higher the estimated 
price of rental income the 
higher the fair value. The 
higher the yield rate, the 
lower fair value 
The higher the price of 
sales/rental income the 
higher the fair value 

Future rental 
income and 
costs for 4 years 

The higher the price of 
sales/rental income the 
higher the fair value 

Future rental 
income and 
costs for 10 
years 
Future rental 
income and 
costs for 10 
years 

The higher the price of 
sales/rental income the 
higher the fair value 

The higher the price of 
sales/rental income the 
higher the fair value 

16. Investment Property Acquisitions 

In  May  2014,  the  Group  acquired  100%  of  the  shares  of  Myrnes  Innovations  Park  Limited  (“Myrnes”),  a  Cyprus 
registered company which in turns owns 100% of the shares of Best Day Real Estate SRL (“Best Day”), a Romanian 
entity, owner of a multipurpose warehousing space in South Bucharest, Romania. The purchase price was funded by 
€4,4 million of the Company’s existing cash resources and by issuance of 785.000 redeemable preference shares to the 
sellers of the asset. The  then  existing  leasing  contracted with  the  Bank  of Piraeus Romania and  associated  with the 
asset of €7.500.000 remained (Note 27). 

The  acquisition  of  Residential  Portfolio  was  completed  in  August  2014.  The  Company  acquired  all  the  shares  of  SEC 
South East Continent Unique Real Estate Investments II Ltd in exchange for 3.702.910 of the Company’s shares.  No 
cash consideration was paid for this acquisition. Lambros Anagnostopoulos (a director and the CEO of the Company) 
and Constantinos Bitros (the CFO of the Company) had small stakes in the Portfolio (less than 5% in aggregate) and 
received 133.437 and 33.357 SPDI shares respectively. 

The acquisition of EOS Business Park in Bucharest was completed in October 2014. SECURE PROPERTY DEVELOPMENT 
&  INVESTMENT  Srl  a  subsidiary  of  the  Company  acquired  the  shares  of  NE  REAL  ESTATE  PARK  FIRST  PHASE  Srl, 
owner of the property. The acquisition price was €5,85 million with €1,85 million being the cash consideration with the 
remainder funded by a sales and lease back with Alpha Bank Romania (Note 27). 

The  fair  value  of  identifiable  assets  and  liabilities  of  acquired  subsidiaries  as  of  the  date  of  their  acquisition  was  as 
follows: 

(€) 

ASSETS 
Non-current assets 
Investment property 
Tangible and intangible assets 
Other non-current assets 

Current assets 
Cash and cash equivalents 
Trade and other receivables 

Total assets 

Innovations 
Logistics Park 

Residential 
Portfolio 

EOS Business 
Park 

Total 

 13.000.000  
 -  
 124.396  
 13.124.396 

 9.894.000  
 5.701  
 510  
 9,900,211  

 30.823  
 -  
 30.823  
 13.155.219  

 134.667  
 178.176  
 312.843  
 10.213.054  

 5.850.000  
 7.584  
 -  
 5.857.584  

 83.864  
 2.445.863  
 2.529.727  
 8.387.311  

28.744.000 
13.285 
124.906 
28.882.191 

249.354 
2.624.039 
2.873.393 
31.755.584 

CONSOLIDATED FINANCIAL STATEMENTS 2014|63 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
16. Investment Property Acquisitions (continued) 

(€) 

LIABILITIES 
Non-current liabilities 
Interest bearing borrowings 
Finance lease liabilities 
Deposits from tenants 

Current liabilities 
Interest bearing borrowings 
Finance lease liabilities 
Trade and other payables 

Total liabilities 

Innovations 
Logistics Park 

Residential 
Portfolio 

EOS Business 
Park 

Total 

 -  
7.414.992  
 -  
7.414.992  

85.008  
 192.592  
277,600  
 7.692.592  

 6.311.417  
 -  
 57.749  
 6.369.166  

 75.560  
 -  
 574.118  
 649.678  
 7.018.844  

 -  
 3.905.656  
 -  
 3.905.656  

 -  
85.954 
 41.336  
127.290  
 4.032.946  

6.311.417 
11.320.648 
57.749 
17.689.814 

75.560 
170.962 
808.046 
1.054.568 
18.744.382 

Net assets acquired 
Non-controlling interest 

 5.462.627 
 -  

 3.194.210  
 248.668  

 4.354.365  
 -  

13.011.202 
248.668 

Financed by 
Cash consideration paid 

Issuance of redeemable-convertible 
shares 
Issuance of ordinary shares 
Accounts receivable swap (netting) 
Total consideration 

 4.372.000  

698.650 

- 
 -  
 5.070.650  

 -  

- 

 3.068.634  
 -  
 3.068.634  

 2.087.608  

6.459.608 

- 

 -  
 2.310.026  
 4.397.634  

698.650 

3.068.634 
2.310.026 
12.536.918 

Gain realized on acquisition  
Goodwill  

 391.977 
- 

 374.244 
- 

- 
43.269 

766.221 
43.269 

Cash outflow/(inflow) on 
acquisition 

17. Tangible and intangible assets 

4.341.177 

(134.667) 

2.003.744 

6.210.254 

As  at  31  December  2014  (2013:  nil)  the  intangible  assets  were  composed  of  the  capitalized  expenditure  on  the 
Enterprise Resource Planning system in the amount of € 53.784. No amortization has been recognized as the system is 
under implementation. 

As at 31 December 2014 and 2013 the tangible non-current assets mainly consisted of the machinery and equipment 
used for the servicing the Group's investment properties in Ukraine and Romania. 

18. Prepayments and other current assets 

(€) 
Prepayments and other current assets 
VAT and other tax receivable 
Deferred expenses 
Total  

31/12/2014 

31/12/2013 

922.115 
1.229.057 
2.100.317 
4.251.489 

566.443 
2.637.409 
391.889 
3.595.741 

Prepayments  and  other  current  assets  as  at  the  end  of  the  reporting  period  mainly  reflects  the  payments  made  in 
respect to share capital increases and due diligence services.   

VAT and other tax receivable is mainly represented the current portion of the Terminal Brovary VAT receivable, to be 
offset  from  VAT  charged  over  rental  income  during  the  next  years.  The  decrease  is  mainly  attributable  to  the  UAH 
devaluation during the reporting period as well as set off through VAT charged to Terminal Brovary tenants through 
rental invoicing. 

Deferred  expenses  include  legal,  advisory,  consulting  and  marketing  expenses  related  to  the  ongoing  share  capital 
increase,  due diligence expenses related to  the possible acquisition of investment  properties  and  prepayments made 
for investment properties acquisition.  

CONSOLIDATED FINANCIAL STATEMENTS 2014|64 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
19. Cash and cash equivalents  

Cash and cash equivalents represent liquidity held at banks. 

(€) 
Cash with banks in USD 
Cash with banks in € 
Cash with banks in UAH 
Cash with banks in RON 
Cash equivalents 
 Total   

31/12/2014 

31/12/2013 

43.612 

495.052 
150.029 
201.984 
1.261 
891.938 

6.037.350 

3.376.832 
147.271 
- 
106.807 
9.668.260 

Cash equivalents as at 31 December 2013 include the aggregate amount withheld in the form of restricted 
deposits with Bank of Cyprus after the collapse of Laiki-Marfin Bank as a result of the financial rescue plan 
of Cyprus agreed between the IMF, the EU and the ECB. The funds were released in 2014.  

20. Share capital  

Number of Shares 
(as at) 

31 December 
2013 

20 March 
2014 
Reduction of 
Share Capital 

16 May 
2014 

24 June 
2014 

28 August 
2014 

30 October 
2014 

31 December 
2014 

Increase of Share Capital 

Authorised 

Ordinary shares of €0,01  

Ordinary Shares of €0,92 

Deferred Shares of €0,99  

Total equity 
Redeemable Preference 
Shares of €0,01 

Total  

Issued and fully paid 

Ordinary shares of €0,01 

Ordinary Shares of €0,92  

Deferred Shares of €0,99 

Total equity 

Redeemable Preference 
Shares of €0,01 

Total 

989.869.935 

1 

- 

(1) 

4.142.727 

(4.142.727) 

994.012.663 

(4.142.728) 

- 

- 

- 

- 

- 

- 

785.000 

994.012.663 

(4.142.728)  785.000 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

989.869.935 

- 

- 

989.869.935 

785.000 

990.654.935 

28.171.833 

- 

- 

616.726 

3.934.853 

1.160.642 

33.884.054 

1 
4.142.727 
32.314.561 

(1) 
(4.142.727) 
(4.142.728) 

- 
- 
- 
- 
- 
- 
-  616.726  3.934.853 

- 
- 
1.160.642 

- 
- 
33.884.054 

- 
32.314.561 

- 
(4.142.728)  785.000  616.726  3.934.853 

785.000 

- 

- 

- 
1.160.642 

785.000 
34.669.054 

Value (as at) 
(€) 

31 December 
2013 

20 March 2014 

16 May 
2014 

24 June 
2014 

28 August 
2014 

30 October 
2014 

31 December 
2014 

Reduction of 
Share Capital 

Increase of Share Capital 

Authorised  

Ordinary shares of €0,01 
Ordinary Shares of €0,92 
Deferred Shares of €0,99 

Total equity 

Redeemable Preference 
Shares of €0,01 

Total  
Issued and fully paid 
Ordinary shares of €0,01 
Ordinary Shares of €0,92  
Deferred Shares of €0,99 

Total equity 

Redeemable Preference 
Shares of €0,01 

Total 

9.898.699 
1 

- 
(1) 

4.101.300 

(4.101.300) 

14.000.000 

(4.101.301) 

- 
- 

- 

- 

- 
14.000.000 

- 
(4.101.301) 

7.850 
7.850 

- 
- 

- 

- 

- 
- 

- 
- 

- 

- 

- 
- 

281.717 
1 
4.101.300 
4.383.018 

- 
(1) 
(4.101.300) 
(4.101.301) 

- 
- 
- 
- 

6.167 
- 
- 
6.167 

39.349 
- 
- 
39.349 

- 
4.383.018 

- 
(4.101.301) 

7.850 
7.850 

- 
6.167 

- 
39.349 

- 
- 

- 

- 

- 
- 

11.606 
- 
- 
11.606 

- 
11.606 

9.898.699 
- 

- 

9.898.699 

7.850 
9.906.549 

338.839 
- 
- 
338.839 

7.850 
346.689 

CONSOLIDATED FINANCIAL STATEMENTS 2014|65 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
20. Share capital (continued) 

20.1 Authorised share capital 

As at the end of 2013 the authorised share capital of the Company was 989.869.935 Ordinary Shares of €0,01 nominal 
value each, 1 Ordinary Share of €0,92 nominal value and 4.142.727 Deferred Shares of €0,99 nominal value each.  

On March 20, 2014 following the approval of the Annual General Meeting of 30/12/2013 the authorised share capital of 
the  Company  was  reduced  to  €9.898.699,35  divided  into  989.869.935  ordinary  shares  of  €0,01  each  and  such 
reduction was effected by the cancellation of 1 ordinary share of €0,92 and 4.142.727 deferred shares of €0,99 each 
for the purpose of writing off losses of the Company. 

On May 16, 2014 following the approval of the Extraordinary General Meeting of 5/5/2014 the authorised share capital 
of  the  Company  was  increased  by    €7.850  and  such  increase  was  effected  by  the  issuance  of  785.000  redeemable 
preference  shares  of  €0,01  each  (Note  20.6)  for  the  purpose  of    in  kind  contribution  of  Innovation  Park  acquisition 
(Note 16). 

As at the end of the reporting period the authorised share capital of the Company is 989.869.935 Ordinary Shares of 
€0,01 nominal value each and 785.000 Convertible Shares of €0,01 nominal value each.  

20.2 Issued Share Capital  

As at the end of 2013 the issued share capital of the Company was 28.171.833 Ordinary Shares of €0,01 nominal value 
each, 1 Ordinary Share of €0,92 nominal value and 4.142.727 Deferred Shares of €0,99 nominal value each.  

Further to the resolutions approved at the AGM of 30 December 2013 and at the EGM of 5 May 2014 the Board has 
proceeded with: 

1.  On  20/3/2014,  following  the  approval  of  the  Annual  General  Meeting  of  30/12/2013,  the  cancellation  of  1 
ordinary share of €0,92 and 4.142.727 deferred shares of €0,99 each for the purpose of writing off losses of 
the Company. 

2.  On  16/5/2014,  following  the  approval  of  the  Extraordinary  General  Meeting  of  5/5/2014,  the  allotment  of 
785.000 redeemable preferred shares €0,01 each for the purpose of  acquiring Innovations Park (Notes 16, 
20.6). 

3.  On 24/6/2014, following the approval of the Annual General Meeting of 30/12/2013,  the allotment of 116.726 
ordinary shares of €0,01 each to its Directors, who thus converted their 2013 annual fees amounting to GBP 
86.375 into equity (Note 28). 

4.  On 24/6/2014, following the approval of the Annual General Meeting of 30/12/2013, the allotment of 500.000 
ordinary  shares  of  €0,01  each  to  the  Directors,  Management,  Employees  and  Advisors  of  the  Company  for 
their efforts in assisting the Group’s turnaround since August 2011 as well as  in working towards achieving its 
investment strategies and goals. 

5.  On  28/8/2014,  following  the  approval  of  the  Annual  General  Meeting  of  30/12/2013,  the  allotment  of 
3.934.853  ordinary  shares  of  €0,01  each  for  the  purpose  of  an  in  kind  contribution  of  Residential  Portfolio 
acquisition and advisory related to this acquisition (Note 20). 

6.  On  30/10/2014,  following  the  approval  of  the  Annual  General  Meeting  of  30/12/2013,  the  allotment  of 
1.160.642  ordinary  shares  of  €0,01  each  for  the  purpose  of  capital  raising  in  the  Company  by  new 
shareholders. 

As at the end of the reporting period the issued share capital of the Company is 33.884.054 Ordinary Shares of €0,01 
nominal value each and 785.000 Convertible Shares of €0,01 nominal value each. 

20.3 Director's Option scheme 

Under the said scheme each of the directors serving at the time, which is still a Director of the Company is entitled to 
subscribe for 2.631 Ordinary Shares exercisable as set out below: 

Exercisable until 1 August 2017 
Exercisable until 1 August 2017 

Exercise Price 
US$ 
57 
83 

Number of 
Shares 
1.754 
877 

The Company considers the said options well out of money (as the share price at the reporting date is USD 0,46), thus 
the possibility of exercising them is remote and therefore has not any provision on them. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|66 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
20. Share capital (continued) 

20.3 Director's Option scheme (continued) 

Director Franz M. Hoerhager Option scheme, 12 October 2007 

Under the said scheme, director Franz M. Hoerhager is entitled to subscribe for 1.829 ordinary  shares exercisable as 
set out below: 

Exercisable until 1 August 2017 
Exercisable until 1 August 2017 

Exercise Price 
GBP 
40 
50 

Number of 
Shares 
1.219 
610 

The Company considers the said options well out of money (as the share price at the reporting date is GBP 0,30), thus 
the possibility of exercising them is remote and therefore has not any provision on them. 

20.4 Warrants issued 

On 8 August 2011 the Company has issued an amount of Class B Warrants for an aggregate equivalent to 12,5% of 
the issued share capital of the Company at the exercise date. Each Class B Warrant entitles the holder to receive one 
Ordinary Share.  The Class B Warrants may be exercised at any time until 31st December 2016, pursuant to a decision 
by the AGM of 30/12/2013. The exercise price of the Class B Warrants will be the nominal value per Ordinary Share as 
at the date of exercise.  The Class B Warrant Instruments have anti-dilution protection so that, in the event of further 
share issuances by the Company, the number of Ordinary Shares to which the holder of a Class B Warrant is entitled 
will  be  adjusted  so  that  he  receives  the  same  percentage  of  the  issued  share  capital  of  the  Company  (as  nearly  as 
practicable), as would have been the case had the issuances not occurred.  This anti-dilution protection will lapse on 
the earlier of (i) the expiration of the Class B Warrants; (ii) capital increase(s) undertaken by the Company generating 
cumulative gross proceeds in excess of US$100.000.000 by the time such warrants are exercised; and (iii) the exercise 
of such warrants. As of the reporting date, the aggregate amount of class B warrants would result in the issuance of 
4.840.579 ordinary shares if exercised. 

20.5 Capital Structure as at the end of the reporting period 

As at the reporting date the Company's share capital is as follows: 

Number of  

Ordinary shares of €0,01 
Class B Warrants 
corresponding in ordinary 
shares if exercised 

Total number of Shares  

Total number of Shares 

Options 

Issued and Listed in AIM 

33.884.054 

28.171.833 

(as at) 31/12/2014 

(as at) 31/12/2013 

Non-Dilutive Basis 

Full Dilutive Basis 

4.840.579 

4.024.548 

33.884.054 

28.171.833 

38.724.633 
4.460 

32.196.381 
4.460 

20.6 Redeemable Preference Shares description 

During the reporting  period the Company has issued  785.000 redeemable convertible shares of nominal  value  €0,01 
each.  The  redeemable  convertible  shares  have  no  voting  powers  or  rights  to  dividend.  392.500  of  the  Convertible 
Shares can be redeemed out of profits by the Company after 31 January 2015 (the “Redemption Date 1”) at the price 
of €0,89 each and the rest 392.500 of the Convertible Shares can be redeemed out of profits by the Company after 31 
January 2016 (the “Redemption Date 2”) at the price of €0,89. At any time prior to the Redemption Dates the holders 
shall  have  the  option  to  unilaterally  reconvert  the  Convertible  Shares  into  ordinary  shares  of  €0,01  each.  As  of 
Redemption Date 1 no shares have been either redeemed or converted. 

21. Foreign Currency Translation Reserve 

Exchange differences related to the translation from the functional currency of the Group’s subsidiaries are accounted 
directly  in  the  foreign  currency  translation  reserve.  The  foreign  exchange  translation  reserve  represents  unrealized 
profits or losses related to the appreciation or depreciation of the local currencies against the € in the countries where 
the Company’s subsidiaries own property assets.  

CONSOLIDATED FINANCIAL STATEMENTS 2014|67 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
22. Non-Controlling Interests 

Non-controlling interests represent the equity value of 45% shareholding in  LLC Almaz-press-Ukraine, which is being 
held  by  ERI  Trading  &  Investments  Co.  Limited  and  55%  of  shareholding  in  Ketiza  Ltd  and  Ketiza  Srl.  The  Group 
exercises full operational control over Ketiza Ltd and Ketiza Srl. 

23. Borrowings 

Principal EBRD loan 
Other bank borrowings 

Banca Comerciala Romana 
Bancpost SA 
Alpha Bank Romania 
Raiffeisen Bank Romania 

Restructuring fees and interest payable to EBRD 
Interest accrued on bank loans 
Prepaid fees to EBRD 
Interest due to related parties (Note 28.3) 
Total  

Current portion 
Non-current portion 
Total  

EBRD loan related to Terminal Brovary 

31/12/2014 
€ 

31/12/2013 
€ 

11.808.915 
6.219.191 
1.783.826 
2.157.501 
1.184.688 
1.093.176 
29.685 
240.619 
(81.988) 
- 
18.216.422 

10.319.084 
- 
- 
- 
- 
- 
569.282 
23.275 
- 
165.599 
11.077.240 

31/12/2014 
€ 
5.960.706 
12.255.716 
18.216.422 

31/12/2013 
€ 

11.077.240 
- 
11.077.240 

In December 2014 the Company has agreed with the EBRD the rescheduling of the amortization plan of the Brovary 
construction loan, following two years of deliberations partly because of the Cyprus crisis and the ensuing issues that 
the then defaulted Laiki Bank at the beginning and later the Bank of Cyprus (after taking  over Laikis’s portion of the 
Loan)  acting  as    the  B  Lender  were  unable  to  approve  such  restructuring,  despite  the  fact  that  SPDI  has  been 
observing the capital repayments under an agreement with the EBRD since May 2013. According to the agreement the 
loan repayment is being extended to 2022, with a balloon payment of US$3.633.333. 

Under the current agreement the collaterals accompanying the existing loan facility are as follows: 

1.  LLC Terminal Brovary pledged all movable property with the carrying value more than US$25.000. 
2.   LLC  Terminal  Brovary  pledged  its  Investment  property,  Brovary  Logistics  Centre  the  construction  of  which 

was finished in 2010 (Note 15), and all property rights on the center. 

3.  SPDI PLC pledged 100% corporate rights in SL SECURE Logistics Ltd, a Cyprus Holding  Company which is 

the Shareholder of LLC Terminal Brovary, LLC Aisi Brovary. 

4.   SL SECURE Logistics Ltd pledged 99% corporate rights in LLC Aisi Brovary. 
5.  LLC Aisi Brovary pledged 100% corporate rights in LLC Terminal Brovary. 
6.  LLC  Terminal  Brovary  pledged  all  current  and  reserved  accounts  opened  by  LLC  Terminal  Brovary  in 

Unicreditbank Ukraine. 

7.   LLC Aisi Brovary  entered into  a call and put option agreement with EBRD,  pursuant  to  which  following  an 
Event of Default (as described in the Agreement) EBRD has the right (Call option) to purchase  at the Call 
Price  from  LLC  Aisi  Brovary,  20%  of  the  Participatory  Interest  of  LLC  Terminal  Brovary  on  the  relevant 
Settlement Date.  

8.  LLC  Terminal  Brovary  has  granted  EBRD  a  second  ranking  mortgage  in  relation  to  its  own  and  LLC  Aisi 

Brovary's obligations under the call and put option agreement.  

9.  LLC Terminal Brovary has pledged its rights arising in connection with the existing Lease agreements with 

Tenants.  

10.  LLC  Aisi  Brovary  has  entered  with  EBRD  into  a  conditional  assignment  agreement  of  20%  and  80% 

corporate rights in LLC Terminal Brovary. 

11.  SL  Secure  Logistics  Limited  has  entered  with  EBRD  into  a  conditional  assignment  agreement  of  99% 

corporate rights in LLC Aisi Brovary. 

The issued corporate guarantee dated 12 January 2009 guaranteeing all liabilities  and fulfillment of conditions under 
the existing loan agreement remains in force. The maturity of the guarantee is equal to the maturity of the loan. 

The existing credit agreement with EBRD includes among others the following requirements for LLC Terminal Brovary 
and the Group as a whole: 

CONSOLIDATED FINANCIAL STATEMENTS 2014|68 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
23. Borrowings (continued) 

1.  At  all  times  LLC  Brovary  Logistics  shall  maintain  a  balance  in  the  Debt  Service  Reserve  Amount  (DSRA) 
account equal to not less than the sum of all payments of principal and interest on the Loan which will be 
due and payable during the next six month.   

2.  LLC Terminal Brovary shall achieve a "CNRI"(Contract Net Rental Income is the aggregate of monthly lease 
payments, net of value added tax, contracted by the Borrower pursuant to the Lease Agreements as of the 
relevant  testing  date  and  converted  into  Dollars  at  the  official  exchange  rate  established  by  the  National 
Bank of Ukraine as of such testing date) according to the following schedule: 

(1) on 31 December 2014, CNRI of USD 200,000 or more; 
(2) on 30 June 2015, CNRI of USD 220,000 or more;  
(3) on 31 December 2015, CNRI of USD 230,000 or more; and 
(4) on 30 June and 31 December in each year commencing on the date of 30 June 2016, CNRI of USD 

250,000 or more, in respect of the six month period commencing  on any such date.   

3.  LLC Terminal Brovary shall achieve a "DSCR"(Debt Service Coverage Ratio is the sum of net income minus 
operating  expenses  plus  amortization,  divided  with  the  sum  of  paid  principal  &  interest)  according  to  the 
following schedule: 

i.  in respect of the 6 months period ending on 31 December 2014, the DSCR of more than 1,10x. 
ii. in respect of the 6 months period ending on 30 June 2015 and 31 December 2015, the DSCR of more 

than 1,15x. 

iii. in respect of the 6 months period ending on 30 June or 31 December in any year commencing on the 

date of 30 June 2016, the DSCR of more than 1,2x. 

Other bank Borrowings (related to residential projects) 

In October 2009, Sec Rom Real Estate entered into a loan agreement with Alpha Bank- Romania for a credit facility for 
financing part of the acquisition of the Doamna Ghica Project apartments. As of the end of the reporting period, the 
balance  of  the  loan  is  €1.184.688,  bears  interest  of  EURIBOR  3M+5,25%  and  is  repaid  on  the  basis  of  investment 
property sale. The loan matures on October 2016 and is secured by all assets of Sec Rom as well as its shares. 

On January 31st, 2012, Ketiza Real Estate entered into a loan agreement with Bancpost for a credit facility for financing 
the acquisition of the Blooming House Project and 100% of the remaining (without VAT) construction works Blooming 
House project. As of the end of the reporting period the balance of the loan is €2.157.501. The loan bears interest of 
EURIBOR 3M plus 3,5% and the Company negotiates its prolongation until May 2017 as it expires in April 2015.  The 
bank loan is secured by all assets of Ketiza as well as its shares (Note 31).  

In  January  2011,  Sec  Vista  Real  Estate  entered  into  a  loan  agreement  with  Raiffeisen  Bank-  Romania  for  a  credit 
facility for financing part of the acquisition of the Linda Residence Project apartments. As of the end of the reporting 
period  the  balance  of  the  loan  is  €1.093.176.  The  loan  bears  interest  of  EURIBOR  1M+5,2%  and  is  currently  under 
restructuring negotiation. The loan is secured by all assets of Sec Vista as well as its shares.  

On October 13th, 2011, SecMon Real Estate entered into a loan agreement with Banca Comerciala Romana for a credit 
facility for financing part of the acquisition of the Monaco Towers Project apartments. As of the end of the reporting 
period  the  balance  of  the  loan  is  €1.783.826  and  bears  interest  of  EURIBOR  3M  plus  5%.  The  loan  is  repayable  in 
October 2015 and is secured by all assets of SecMon as well as its shares. 

24. Trade and other payables 

(€) 
Payables to related parties (Note 28.2) 

Payables for construction, non-current 

Payables for services 

Deferred income from tenants non-current 

Deferred income from tenants current 

Accruals 

Total  

(€) 
Current portion 
Non - current portion 
Total  

31/12/2014 

31/12/2013 

335.004 

202.200 

916.827 

12.485 

132.782 

270.239 
1.869.537 

575.216 

293.994 

121.159 

186.463 

- 

83.314 

1.260.146 

31/12/2014 

31/12/2013 

1.654.852 
214.685 
1.869.537 

779.688 
480.458 
1.260.146 

The fair values of trade and other payables due within one year approximate to their carrying amounts as presented 
above. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|69 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
24. Trade and other payables (continued) 

Payables for construction represent amounts payable to the contractor of Bella Logistic Center in Odessa. 
The  settlement  was  reached  in  late  2011  on  the  basis  of  maintaining  the  construction  contract  in  an 
inactive  state  (to  be  reactivated  at  the  option  of  the  Group),  while  upon  reactivation  of  the  contract  or 
termination  of  it  (because  of  the  sale  of  the  asset)  the  Group  would  have  to  pay  an  additional  UAH 
5.400.000 (€ 280.769) payable upon such event occurring. Since it is uncertain when the latter amount is 
to be paid it has been discounted at the current discount rates  of 20% in  Ukraine and is presented as a 
non-current liability.  

Payables  and  accruals  for  services  represent  amounts  payable  to  various  service  providers  including 
auditors,  legal  advisors,  consultants  and  third  party  accountants  related  to  the  current  operations  of  the 
Group as well as with due diligence related expenses incurred in preparation of new acquisitions. 

25. Deposits from Tenants   

(€) 
Deposits from tenants non-current 
Deposits from tenants current 
Total  

31/12/2014 

31/12/2013 

499.831 
161.579 
661.410 

315.604 
- 
315.604 

Deposits  from  tenants  appearing  under  current  and  non-current  liabilities  include  the  amounts  received  from  the 
tenants of LLC Terminal Brovary, Best Day Srl, First Phase and Residential Portfolio as advances/guarantees and are to 
be reimbursed to these clients at the expiration of the leases agreements. 

26. Taxes Payable   

(€) 

Corporate income and defence tax 

Other taxes including VAT payable  

Provision for taxes in Ukraine 
Total Tax Liability 

31/12/2014 

31/12/2013 

356.929 

74.899 

68.253 
500.081 

420.606 

2.932 

119.023 
542.561 

Income tax represents taxes payable in Cyprus and Romania for past periods.  
Other taxes represent taxes and VAT payable in Ukraine and Romania. All income producing assets of the 
Company except Terminal Brovary are net VAT payers. 

27. Finance Lease Liabilities 

As at the reporting date the Finance Lease liabilities consist of the non-current portion of € 11.463.253 and 
the current portion of € 181.723 (31/12/2013: € 387.400 and € 23.020, accordingly).  

2014  
(€) 
Less than one year 
Between two and five years 
More than five years 

Accrued Interest 
Total Finance Lease Liabilities 

2013 
(€) 
Less than one year 
Between two and five years 
More than five years 

Accrued Interest 
Total Finance Lease Liabilities 

27.1 Land Plots Financial Leasing 

Note 

27.1 
& 
27.2 

Minimum lease 
payments 
766.289 
3.424.203 
13.285.643 
17.476.135 

Minimum lease 
payments 
75.704 
321.263 
1.289.094 
1.686.061 

Interest 
584.677 
2.205.329 
3.094.876 
5.884.882 

Interest 
68.492 
213.075 
1.103.833 
1.385.400 

Principal 
181.612 
1.218.874 
10.190.767 
11.591.253 
53.723 
11.644.976 

Principal 
7.212 
108.188 
185.261 
300.661 
109.759 
410.420 

The  Group  rents  land  plots  classified  as  finance  lease.  Lease  obligations  are  denominated  in  UAH.  The  fair  value  of 
lease  obligations  approximate  to  their  carrying  amounts  as  presented  above.  Following  the  appropriate  discounting 
finance lease liabilities are carried at € 152.479 under current and non-current portion. The Group's obligations under 
finance leases are secured by the lessor's title to the leased assets. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|70 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
27. Finance Lease Liabilities (continued) 

27.2 Sale and Lease Back Agreements 

A. 

Innovations Logistic Park 

In May 2014 the Group concluded the acquisition of Innovations Logistics Park in Bucharest (Note 16), owned by Best 
Day Srl, through receiving debt from Piraeus Leasing Romania SA in the form of a sale and lease back agreement. The 
financed amount was  €7.500.000 bearing interest rate at 3M Euribor plus 4,45% margin, being repayable in monthly 
tranches until 2026. At the maturity of the lease agreement Best Day will become owner of the asset. 

Under the current finance lease agreement the collaterals for the facility are as follows: 

1.  Best Day pledged its future receivables from its tenants. 
2.  Best Day pledged its shares. 
3.  Best Day pledged all current and reserved accounts opened in Piraeus Leasing , Romania. 
4.  Best Day is obliged to provide cash collateral in the amount of €250.000 in Piraeus Leasing  Romania, which 

shall be deposited as follows, half in May 2014 and half in May 2015. 

5.  SPDI provided a corporate guarantee in favor of the bank towards the liabilities of Best Day arising from the 

sales and lease back agreement. 

B. 

EOS Business Park 

In  October  2014  the  Group  concluded  the  acquisition  of  EOS  Business  Park  in  Bucharest  (Note  16),  owned  by  First 
Phase Srl, through receiving debt from Alpha Bank Romania SA in the form of a sale and lease back agreement. The 
financed amount was €4.000.000 bearing interest rate at 3M Euribor plus 5,25% margin, being repayable in monthly 
tranches until 2024. At the maturity of the lease agreement First Phase will become owner of the asset. 

Under the current finance lease agreement the collaterals for the facility are as follows: 

1.  First Phase pledged its future receivables from its tenants. 
2.  First Phase pledged Bank Guarantee receivables from its tenants. 
3.  Best Day pledged its shares. 
4.  First Phase pledged all current and reserved accounts opened in Alpha Bank Romania SA. 
5.  First Phase is obliged to provide cash collateral in the amount of €300.000 in Alpha Bank Romania SA, starting 

from October 2019. 

6.  SPDI  provided a corporate guarantee in favor of the bank towards the liabilities of First Phase arising from 

the sales and lease back agreement. 

28. Related Party Transactions 

The following transactions were carried out with related parties: 

28.1 Expenses  

(€) 
Board of Directors  

Management Remuneration 

Back office - SECURE Management Ltd 

Narrowpeak Consultants Ltd 

Total  

2014 

2013 

171.197 

553.379 

70.289 

- 

168.573 

464.096 

142.580 

120.998 

794.865 

896.247 

Board  of  Directors  expense  represents  the  annual  remuneration  for  2014  of  all  the  non-executive  members  of  the 
Board pursuant to the decision of the Remuneration Committee. For 2013 an amount of US$63.825 was paid in cash 
while for the remaining amount payable to the directors they received shares in 2014 (Note 20.2). 

Management remuneration represents the annual remuneration payable to the CEO, the CFO, pursuant to the decision 
of  the  Remuneration  Committee  as  well  as  the  Commercial  Director  and  the  Country  Managers  for  Romania  and 
Ukraine.   

Back  office  expenses  represents  expenses  incurred  by  the  Group  for  part  time  expert  personnel  of  SECURE 
Management Ltd, a real estate Project and Asset Management Company, seconded to the Company to cover  various 
non-permanent  positions,  variations  of  the  work  flow  in  finance  and  administration  functions  and/or  specialized 
advisory and consultancy needs. 

Interest expense represents the interest from the loan granted on 21st September 2012 from Narrowpeak Consultants 
Ltd and other parties, in order to facilitate the Group’s cash flow. The loan to the Company is of up to US$2.500.000 
bearing interest at 12% per annum and was repayable on 31st December 2014. Within 2013 the loan amount totaling 
to US$1.700.000 was converted into equity and the lenders received 2.310.190 shares. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|71 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
28. Related Party Transactions (continued) 

28.2 Payables to related parties  

(€) 
Board of Directors & Committees 
Grafton Properties  
Secure Management Ltd  
Management Remuneration  
Total 

28.2.1 Board of Directors 

31/12/2014 

31/12/2013 

193.212 
123.548 
18.244 
- 
335.004 

115.665 
108.767 
- 
350.784 
575.216 

The amount payable represents remuneration payable to non-Executive Directors as well as to the Remuneration and 
Audit Committee members for 2014.  

28.2.2 Loan payable to Grafton Properties 

Under the Settlement Agreement of July 2011, the Company undertook the obligation to repay to certain lenders who 
had contributed certain funds for the operating needs of the Company between 2009-2011 by lending to AISI Realty 
Capital  LLC  the  total  amount  of  US$450.000.  As  of  the  reporting  date  the  liability  towards  Grafton  Properties, 
representing  the  Lenders,  was  US$150.000,  which  is  contingent  to  the  Company  raising  US$50m  of  capital  in  the 
markets. 

28.2.3 Payable to Secure Management 

Payable to Secure Management represents payable for services expert personnel seconded by Secure Management Ltd 
(note 28.1). As of the end of the reporting period the balance was €18.245. 

28.2.4 Management Remuneration  

Management Remuneration represents deferred amounts payable to the CEO and CFO of the Company, as well as the 
Commercial Director and the Country Managers for Romania and Ukraine. 

28.3 Borrowings from related parties 

(€) 
Narrowpeak Consultants Ltd 

Total 

31/12/2014 

31/12/2013 

- 

- 

165.599 

165.599 

On 21st September 2012, and in order to facilitate the Group’s cash flow, Narrowpeak Consultants Ltd and 
other  parties,  have  provided  a  loan  to  the  Company  of  up  to  US$2.500.000  bearing  interest  at  12%  per 
annum which was repayable by 31 December 2014. Within 2013 the loan amount totaling to US$1.700.000 
was converted into equity and the lenders received 2.310.190 shares. The amount payable at the end of 
2013 period represents the interest payable from the convertible loan which was settled within 2014.  

28.4 Loans from SC Secure Capital Ltd to the Company’s subsidiaries  

SC Secure Capital Ltd, the finance subsidiary of the Company has proceeded to provide capital in the form of loans to 
the  Ukrainian  subsidiaries  of  the  Company  so  as  to  support  the  acquisition  of  assets,  development  expenses  of  the 
projects, as well as various operational costs.  

Borrower (€) 

LLC “TERMINAL BROVARY” 
LLC “AISI UKRAINE” 
LLC “ALMAZ PRES UKRAINE” 
Total 

 Limit –as of 
31/12/2014 

Principal as of 
31/12/2014  

Principal as of 
31/12/2013  

28.827.932 
23.062.351   
8.236.554  

27.578.265 
12.275 
140.021 
27.730.561 

24.278.712 
10.806 
123.269 
24.412.787 

Terminal  Brovary  entered  into  the  loan  agreement  with  the  total  limit  of  US$30.000.000  with  Secure  Capital  Ltd  on 
19 December 2006 maturing on 19 December 2014 and is under discussion to be extended. Current interest rate is 3 
months LIBOR plus 2.5%. On 18 July 2011 the total limit of the loan agreement was increased up to US$35.000.000. 
The  purpose  of  financing  was  the  construction  of  Terminal  Brovary  Logistics  Park  and  coverage  of  working  capital 
needs. 

All loans from SC Secure Capital Ltd to the Company’s subsidiaries are USD denominated and in 2014 they generated a 
forex loss totalling to €19.746.111 as a result of devaluation of the Ukrainian Hryvnia during the reporting period. 

A  potential  Ukrainian  Hryvnia  weakening/strengthening  by  30%  against  the  US  dollar  with  all  other 
variables  held  constant,  would  result  in  an  exchange  difference  on  I/C  loans  to  foreign  holdings  of  (€ 
9.081.127)/ € 9.081.127 respectively, estimated on balances held at 31/12/2014. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|72 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
29. Contingent Liabilities  

The Group is involved in various legal proceedings in the ordinary course of its business.  

29.1 Tax Litigation 

The  Group  performed  during  the  reporting  period  most  of  its  operations  in  the  Ukraine  and  therefore  within  the 
jurisdiction  of  the  Ukrainian  tax  authorities.  The  Ukrainian  tax  system  can  be  characterized  by  numerous  taxes  and 
frequently changing legislation, which may be applied retroactively, open to wide interpretation and in some cases, is 
conflicting.  Instances  of  inconsistent  opinions  between  local,  regional,  and  national  tax  authorities  and  between  the 
National  Bank  of  Ukraine  and  the  Ministry  of  Finance  are  not  unusual.  Tax  declarations  are  subject  to  review  and 
investigation by a number of authorities, which are enacted by law to impose severe fines and penalties and interest 
charges.  

Any  tax  year  remains  open  for  review  by  the  tax  authorities  during  the  three  subsequent  calendar  years;  however, 
under certain circumstances a tax year may remain open for longer. These facts create tax risks which are substantially 
more significant than those typically found in countries with more developed tax systems. Management believes that it 
has  adequately  provided  for  tax  liabilities,  based  on  its  interpretation  of  tax  legislation,  official  pronouncements  and 
court  decisions.  However,  the  interpretations  of  the  relevant  authorities  could  differ  and  the  effect  on  these 
consolidated  financial  statements,  if  the  authorities  were  successful  in  enforcing  their  interpretations,  could  be 
significant.  

At the same time the Group’s entities are involved in court proceedings with tax authorities; Management believes that 
the  estimates  provided  within  the  financial  statements  present  a  reasonable  estimate  of  the  outcome  of  these  court 
cases. 

29.2 Construction related litigation 

As of the reporting period there are no material claims from constructors other than those appearing and provided for 
in the financial statements. 

29.3 Other Contingent Liabilities 

The Group had no other contingent liabilities as at 31 December 2014. 

30. Financial Risk Management 

30.1 Capital Risk Management 

The  Group  manages  its  capital  to  ensure  that  it  will  be  able  to  implement  its  stated  growth  strategy  in  order  to 
maximize the return to stakeholders through the optimization of the debt-equity structure and value enhancing actions 
in  respect  of  its  portfolio  of  investments.  The  capital  structure  of  the  Group  consists  of  borrowings  (Note  23  &  27), 
trade and other payables (Note 24) deposits from tenants (Note 25), taxes payable (Note 26) and equity attributable 
to ordinary shareholders (Note 20, issued capital, reserves and retained earnings) as well as to preferred shareholders 
(Note 20.6). 

The Group is not subject to any externally imposed capital requirements.  

Management  reviews  the  capital  structure  on  an  on-going  basis.  As  part  of  the  review  Management  considers  the 
differential capital costs in the debt and equity markets, the timing at which each investment project requires funding 
and the operating requirements so as to proactively provide for capital either in the form of equity (issuance of shares 
to the Group’s shareholders) or in the form of debt. Management balances the capital structure of the Group with a 
view  of  maximizing  the  shareholder’s  Return  on  Equity  (ROE)  while  adhering  to  the  operational  requirements  of  the 
property assets and exercising prudent judgment as to the extent of gearing. 

30.2 Significant Accounting Policies 

Details of the significant accounting policies and methods adopted, including the criteria for recognition, the basis on 
which income and expenses are recognized, in respect of each class of financial  asset, financial liabilities  and  equity 
instruments are disclosed in Note 3 of the financial statements. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|73 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
30. Financial Risk Management (continued) 

30.3 Categories of Financial Instruments 

(€) 
Financial Assets 
Cash at Bank 
Total 

Financial Liabilities 
Interest bearing borrowings 
Trade and other payables 
Deposits from tenants 
Finance lease liabilities 
Taxes payable 
Redeemable preference shares 
Total 

Note 

31/12/2014 

31/12/2013 

19 

23 
24 
25 
27 
26 
20 

891.938 
891.938   

 9.668.260   
 9.668.260   

 18.216.422 
 1.869.537 
 661.410 
 11.644.976 
431.828 
698.650 
 33.522.823 

 11.077.240   
 1.260.146 

 315.604   
 410.420   
 423.539   

- 
 13.486.949 

The  Group’s  Treasury  function  provides  services  to  its  various  corporate  entities,  coordinates  access  to  local  and 
international  financial  markets,  monitors  and  manages  the  financial  risks  relating  to  the  operations  of  the  Group, 
mainly the investing and development functions. Its primary goal is to secure the Group’s liquidity and to minimize the 
effect  of  the  financial  asset  price  variability  on  the  cash  flow  of  the  Group.  These  risks  cover  market  risks  including 
foreign exchange risks and interest rate risk as well as credit risk and liquidity risk. 

30.4 Categories of Financial Instruments 

The above mentioned risk exposures may be hedged using derivative instruments whenever  appropriate. The use of 
financial  derivatives  is  governed  by  the  Group’s  approved  policies  which  indicate  that  the  use  of  derivatives  is  for 
hedging  purposes  only.  The  Group  does  not  enter  into  speculative  derivative  trading  positions.  The  same  policies 
provide for the investment of excess liquidity. As at 31 December 2014, the Group had not entered into any derivative 
contracts. 

30.5 Economic Market Risk Management 

The  Group  operates  in  Romania,  Bulgaria  Greece  and  Ukraine.  The  Group’s  activities  expose  it  primarily  to  financial 
risks of changes in currency exchange rates and interest rates. The exposures and the management of the associated 
risks are described below. There has been no change to the Group’s manner in which it measures and manages risks. 

Foreign Exchange Risk 

Currency risk arises when commercial transactions and recognized financial assets and liabilities are denominated in a 
currency that is not the functional currency of the subsidiary where such asset or liability is recognized.  

In the particular case of Ukrainian income which is denominated in USD contractually, currency risk arises in the form 
of such income being paid in local currency and exchanged in USD for repaying USD denominated liabilities. Romanian 
income is pegged to the €. 

In respect of Group’s financial assets and liabilities are denominated in the functional currency of the subsidiary which 
holds them. In respect of Ukraine, where the local currency devaluated by 90% against USD in 2014, the balances of 
borrowings  in  foreign  currency,  related  interest  due  and  cash  balance  in  US  dollars  are  substantially  sensitive  to 
movement  in  UAH/USD  exchange  rate  because  these  financial  instruments  are  denominated  foreign  currency.  If  the 
Ukrainian  Hryvnia    weakens/strengthens  by  30%  against  the  US  dollar  with  all  other  variables  held  constant,  the 
Group’s results would decrease/increase by € (3.260.717)/ 3.260.717 respectively. Management is monitoring the net 
exposures and acts accordingly to contain them so that the net effect of devaluation is minimized. 

Balances of other financial assets and liabilities are no substantially sensitive to movement in UAH/USD exchange rate 
because these financial instruments are denominated in the local currency. 

Interest Rate Risk on cash and cash equivalents 

The Group's income and operating cash flows are substantially independent of changes in market interest rates as the 
Group  has  no  significant  interest-bearing  assets.  On  December  31st,  2014,  cash  and  cash  equivalent  financial  assets 
amounted to € 891.938 (2013: € 9.668.260) of which € approx.  € 150.000 in UAH and € 200.000 in RON (Note 19) 
while the remaining are denominated in either USD or €. 

Interest Rate Risk on financial liabilities 
The  Group  is  exposed  to  interest  rate  risk  in  relation  to  its  borrowings  amounting  to  €  29.453.352  (2013: 
€ 10.319.084) as they are issued at variable rates. 

The Group has a debt exposure toward the EBRD which is dependent on Libor whereas all the rest of the borrowings 
are dependent to the Euribor.  

CONSOLIDATED FINANCIAL STATEMENTS 2014|74 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
30. Financial Risk Management (continued) 

30.5 Economic Market Risk Management (continued) 

Management monitors the interest rate fluctuations on a continuous basis and evaluates hedging options to align the 
Group’s strategy with the interest rate view and the defined risk appetite. Although no hedging has been applied for 
the  reporting  period,  such  may  take  place  in  the  future  if  deemed  necessary  in  order  to  protect  the  cash  flow  of  a 
property asset through different interest rate cycles.  

As  at  31 December  2014  the  average  interest  rate  for  all  the  interest  bearing  borrowing  and  financial  leases  of  the 
Group stands at 5,77% (31 December 2013: 6,99%). 

The  sensitivity  analysis  for  LIBOR  and  EURIBOR  changes  applying  to  the  interest  calculation  on  the  borrowings 
principal outstanding as at 31 December 2014 is presented below: 

Weighted average interest rate 
Influence on yearly finance costs 

5,77% 
- 

6,77% 
(296.194) 

7,77% 
(592.388) 

Actual  
as at 31.12.2014 

+100 bps 

+200 bps 

The Group’s exposures to financial risk are discussed also in Note 4. 

30.6 Credit Risk Management  

The Group has no significant credit risk  exposure. The credit risk emanating from the liquid funds  is limited because 
the  Group’s  counterparties  are  banks  with  high  credit-ratings  assigned  by  international  credit  rating  agencies.  The 
Credit risk of receivables is reduced as the majority of the receivables represent VAT to be offset through VAT income 
in the future. 

30.7 Liquidity Risk Management 

Ultimate responsibility for liquidity risk management rests with the Board of Directors, which applies a framework for 
the Group’s short, medium and long term funding and liquidity management  requirements. The Treasury function  of 
the  Group  manages  liquidity  risk  by  preparing  and  monitoring  forecasted  cash  flow  plans  and  budgets  while 
maintaining  adequate  reserves.  The  following  table  details  the  Group’s  contractual  maturity  of  its  financial  liabilities. 
The tables below have been drawn up based on the undiscounted contractual maturities including interest that will be 
accrued. 

31 December 2014 
(€) 

Financial assets 
Cash at Bank 
Financial liabilities 
Interest bearing borrowings 
Trade and other payables 

Deposits from tenants 
Finance lease liabilities 
Redeemable preference shares 
Taxes payable 
Total 
Total net liabilities 

31 December 2013  
(€) 

Financial assets 
Cash at Bank 
Financial liabilities 
Interest bearing borrowings 
Trade and other payables 
Deposits from tenants 
Finance lease liabilities 
Taxes payable 
Total 
Total net liabilities 

Carrying 
amount 

Total  
Contractual  
Cash Flows 

Less than  
one year 

From one to  
two years 

More than 
two years 

891.938 

891.938 

891.938 

- 

- 

18.216.422  22.319.389 

1.869.537 

661.410 

1.869.537 
661.410 
11.644.976  17.476.135 
698.650 
431.828 
33.522.823  43.456.949 
32.630.885  42.656.011 

698.650 
431.828 

Carrying 
amount 

Total  
Contractual  
Cash Flows  

6.665.533 
1.654.852 

161.579 
766.289 
349.325 
431.828 
10.029.40
9.137.468 

2.743.797 
73.841 

12.910.059 
140.844 

68.973 
769.922 
349.325 
- 

430.858 
15.939.924 
- 
- 
4.005.858  29.421.685 
4.005.858  29.421.685 

Less than  
one year 

From one to  
two years 

More than 
two years 

9.668.260 

9.668.260 

9.668.260 

- 

- 

11.077.240  11.077.240 

1.260.146 
315.604 
410.420 
423.539 

1.260.146 
315.604 
1.686.061 
423.539 
13.486.949  14.752.590 
5.094.330 
3.818.689 

11.077.240 
779.688 
- 
75.704 
423.539 
12.356.171 
2.687.911 

- 
- 
190.375 
75.704 
- 
266.079 
266.079 

- 
480.458 
125.229 
1.534.653 
- 
2.140.340 
2.140.340 

CONSOLIDATED FINANCIAL STATEMENTS 2014|75 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
31. Events after the end of the reporting period  

A.  GED Logistics and Photovoltaic Park Acquisition 

The Company has completed the acquisition of an income producing logistics park that includes warehouse  space as 
well  as  an  alternative  energy  production  facility  of  photovoltaic  park  (the  “Complex”),  located  in  the  West  Attica 
Industrial Area, Greece, from a Greek company listed in Athens Stock Exchange. 

The Complex comprises 17.756 leasable sq m and has a net operating income (“NOI”) of approximately €1,5 million. It 
is  fully  let  70%  to  the  German  multinational  transportation  and  logistics  company,  Kuehne  +  Nagel  and  30%  to  a 
Greek commercial company trading  electrical  appliances GE Dimitriou SA.  The  NOI  also  includes  income  from  selling 
electric energy produced by the photovoltaic park installed on the roof of the warehouse property to the Greek Electric 
Grid.  The  consideration  paid  is  ~€1.800.000  reflecting  an  agreed  value  for  the  Complex  of  €15.000.000  and  the 
assumption of associated debt of €13.000.000 as well as some other liabilities.   

B.  Open offer and share capital increase 

The Company has raised in March 2015 €8 million (before expenses), having received valid applications in respect of 
23.777.748 new ordinary shares (the "New Ordinary Shares") at a price of 25 pence per New Ordinary Share, following 
the Open Offer addressed to its existing shareholders that closed on Wednesday 11th March. 

According  to  the  Open  Offer  the  net  proceeds  of  the  Open  Offer  would  be  primarily  be  deployed  in  acquiring,  or 
securing the acquisition of, income generating  industrial, retail and commercial  property  assets  in Bulgaria,  Romania 
and Greece.  

The  New  Ordinary  Shares  were  credited  to  CREST  accounts  on  19  March  2015.  Following  admission  of  the  new 
Ordinary Shares, the Company's total issued and voting share capital is 57.661.802 ordinary shares.  

C.  Autounion 20% acquisition 

Secure  Property  Development  &  Investment  PLC,  acquired  in  April  2015  a  20%  interest  in  Autounion,  a  Class  A 
BREEAM certified, fully let and income generating office building in Sofia.  The acquisition, which was the Company’s 
first in Bulgaria, is in line with its strategy to build a diversified portfolio of prime commercial real estate in East and 
Southeast  Europe.  The  office  building,  which  is  fully  let  to  a  leading  Bulgarian  insurance  company  on  a  long  lease 
extending  to  2027,  produces  an  annualized  Net  Operating  Income  of  €2,9  million.    The  Company  has  acquired  the 
20% of the corporate entity owning the building for a cash consideration of €4,06 million. 

The acquisition widens the Company’s investment activity to four countries.  The consideration was funded from the 
Company’s cash reserves, which were boosted by the Open Offer.   

D. CRAIOVA Acquisition 

In May 2015 the Company acquired 100% interest in BLUEBIGBOX 3 S.R.L, a DIY retail property in a prime location in 
Craiova, Romania.  The building has a gross lettable area of 9.385 sqm, is wholly let to Praktiker, a leading European 
DIY retailer and produces an annualized NOI of ~€1 million. The Purchase  Price was €6,1 million while  the property 
has  debt  amounting  to  €5m.  The  Purchase  price  will  be  through  issuance  to  the  Seller  of  8.618.997  redeemable 
convertible  preference  shares.  The  transaction  will  be  completed  following  an  EGM  by  the  Company  approving  the 
terms of the redeemable convertible shares.  

E. SEC South East Continent Unique Real Estate Investment Ltd Acquisition 

In May  2015 the Company  acquired all the shares of SEC  South East Continent  Unique  Real  Estate  Investments  Ltd 
(“Sec South”) in exchange for 18.028.294 SPDI shares.  The Net Asset Value of the acquired entity was €16,9 million 
while  the  Gross  Asset  value  was  €42,3  million.  Sec  South  has  a  24,35%  interest  in  Delea  Nuova,    a  Class  A  office 
building in a prime business location in Bucharest - the building is fully let mainly to the telecommunications regulator 
of Romania, produces an annualized NOI of €1,9 million and has a GLA of 10.280 square meters over ten floors and 
includes underground parking. Sec South also has a small portfolio of newly built income producing residential assets, 
located on Grivita Lake in north Bucharest and on the slopes of Boyana in South Sofia. They generate an annualised 
income of €300.000, as they are mostly let.  In addition Sec South has land assets in Bucharest and Sofia. Except from 
the  income  producing  properties  the  Company  intends  to  sell  these  to  generate  substantial  near  term  cash  for 
reinvestment. 

F. Bancpost SA loan on Bloominghouse (Ketiza srl) 

Bancpost  S.A.  has  extended  the  loan  facility  granted  to  Ketiza  srl,  for  financing  the  construction  of  Bloominghouse 
residential project (Note 23) until mid-June 2015, in order for the discussions that will allow the restructuring the said 
loan from being a construction one to an investment to be concluded. Management believes that such agreement will 
be in place within the said timeframe. 

CONSOLIDATED FINANCIAL STATEMENTS 2014|76