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Shopify

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FY2019 Annual Report · Shopify
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 40-F

☐

☒

REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934

ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

OR

For the fiscal year ended December 31, 2019        Commission File Number 001-37400

SHOPIFY INC.
(Exact name of Registrant as specified in its charter)

Canada
(Province or other jurisdiction of incorporation or organization)

7372
(Primary Standard Industrial Classification Code Number (if applicable))

30-0830605
(I.R.S. Employer Identification Number (if applicable))

150 Elgin Street, 8th Floor Ottawa, Ontario, Canada K2P 1L4
Attention: Joseph A. Frasca, Chief Legal Officer
613-241-2828
(Address and telephone number of Registrant's principal executive offices)

The Corporation Trust Company
1209 Orange St, Wilmington, DE 19808
(302) 658-7581
(Name, address (including zip code) and telephone number (including area code) of agent for service in the United States)

Copies of all correspondence should be sent to:

Joseph A. Frasca
Chief Legal Officer
Shopify Inc.
150 Elgin Street, 8th Floor
Ottawa, ON K2P 1L4
Canada
Tel: (613) 241-2828

Securities registered or to be registered pursuant to Section 12(b) of the Act.

 
 
Title of each class

Trading Symbol

Name of each exchange on which registered

Class A Subordinate Voting Shares

SHOP

New York Stock Exchange

Securities registered or to be registered pursuant to Section 12(g) of the Act:
None
(Title of Class)

Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act:
Class B Multiple Voting Shares
(Title of Class)

For annual reports, indicate by check mark the information filed with this Form:

☒ Annual Information Form        ☒ Audited Annual Financial Statements

Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by the annual report.

The Registrant had 104,518,173 Class A Subordinate Voting Shares and 11,910,802 Class B Multiple Voting Shares issued and
outstanding as of December 31, 2019.

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12
months (or for such shorter period that the Registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days.

Yes ☒                    No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation
S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the Registrant was required to submit such files).

Yes ☒                    No ☐

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 12b-2 of the Exchange Act.

Emerging growth company ☐    

If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant has elected not to use
the extended transition period for complying with any new or revised financial accounting standards† provided pursuant to Section 13(a) of the Exchange Act.
                        ☐

† The term “new or revised financial accounting standard” refers to any update issued by the Financial Accounting Standards Board to its Accounting Standards
Codification after April 5, 2012.

_____________________________________________________________________________________________________

PRIOR FILINGS MODIFIED AND SUPERSEDED

This annual report on Form 40-F of Shopify Inc. ("Shopify", "we", "our", the "Company" or the "Registrant") for the year ended
December  31,  2019,  at  the  time  of  filing  with  the  U.S.  Securities  and  Exchange  Commission  (the  "SEC"  or  the  "Commission"),
modifies and supersedes all prior documents filed pursuant to Sections 13, 14 and 15(d) of the U.S. Securities Exchange Act of 1934
(as amended, the "Exchange Act") for purposes of any offers or sales of any securities after the date of this filing pursuant to any
registration  statement  or  prospectus  filed  pursuant  to  the  U.S.  Securities  Act  of  1933  (as  amended,  the  "Securities  Act")  which
incorporates by reference this annual report on Form 40-F (or any of the documents filed as Exhibits to this annual report on Form
40-F).

FORWARD-LOOKING STATEMENTS

Shopify  has  made  in  this  annual  report  on  Form  40-F  and  the  documents  filed  as  Exhibits  hereto,  and  from  time  to  time  may
otherwise make, forward-looking statements under the provisions of the United States Private Securities Litigation Reform Act of
1995, Section 27A of the Securities Act, and Section 21E of the Exchange Act, and forward-looking information within the meaning
of applicable Canadian securities legislation.

The  Company's  actual  future  results  may  be  materially  different  from  any  future  results  expressed  or  implied  by  these  forward-
looking statements.

The  forward-looking statements represent the Company's views as of the date of this annual report on Form 40-F. The Company
anticipates that subsequent events and developments may cause these views to change. However, while the Company may elect to
update these forward-looking statements at some point in the future, the Company has no current intention of doing so except to the
extent required by applicable law. Therefore, these forward-looking statements do not represent the Company's views as of any date
other than the date of this annual report on Form 40-F.

See Shopify's annual information form for the year ended December 31, 2019, attached as Exhibit 1.1 to this Annual Report on Form
40-F,  under  the  heading  "Forward-Looking  Information"  and  Shopify's  management’s  discussion  and  analysis  for  the  year  ended
December 31, 2019, attached as Exhibit 1.3 to this Annual Report on Form 40-F (the "Shopify 2019 MD&A"), under the heading
"Forward-looking statements", for a discussion of forward-looking statements.

A. Disclosure Controls and Procedures and Internal Control Over Financial Reporting

All control systems, no matter how well designed, have inherent limitations. Accordingly, even disclosure controls and procedures
and  internal  controls  over  financial  reporting  determined  to  be  effective  can  only  provide  reasonable  assurance  of  achieving  their
control objectives with respect to financial statement preparation and presentation.

Disclosure Controls and Procedures

Management of the Company, under the supervision of the Chief Executive Officer and Chief Financial Officer, is responsible for
establishing  and  maintaining  disclosure  controls  and  procedures  (as  defined  by  the  Commission  in  Rule  13a-15(e)  under  the
Exchange Act) for the Company to ensure that material information relating to the Company, including its consolidated subsidiaries,
that is required  to be made known to the Chief  Executive  Officer  and Chief  Financial  Officer  by others  within the Company  and
disclosed  by  the  Company  in  reports  filed  or  submitted  by  it  under  the  Exchange  Act  is  (i)  recorded,  processed,  summarized  and
reported  within  the  time  periods  specified  in  the  Commission's  rules  and  forms;  and  (ii)  accumulated  and  communicated  to  the
Company’s  management,  including  its  Chief  Executive  Officer  and  Chief  Financial  Officer,  to  allow  timely  decisions  regarding
required disclosure.

We, including the Chief Executive Officer and Chief Financial Officer, have evaluated the effectiveness of the Company's disclosure
controls and procedures as of December 31, 2019 and have concluded that the Company’s disclosure controls and procedures were
effective as of December 31, 2019. See “Disclosure Controls and Procedures and Internal Control Over Financial Reporting” in the
Shopify 2019 MD&A, filed as Exhibit No. 1.3 to this Annual Report on Form 40-F.

Management's Annual Report on Internal Control over Financial Reporting

Management of the Company, under the supervision of the Chief Executive Officer and the Chief Financial Officer, is responsible
for  establishing  and  maintaining  adequate  internal  control  over  the  Company’s  financial  reporting.  Internal  control  over  financial
reporting is designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial
statements in accordance with United States generally accepted accounting principles.

We, including the Chief Executive Officer and Chief Financial Officer, have assessed the effectiveness of the Company’s internal
control  over  financial  reporting  in  accordance  with  Internal  Control  -  Integrated  Framework  (2013)  issued  by  the  Committee  of
Sponsoring  Organizations  of  the  Treadway  Commission  ("COSO").  Based  on  this  assessment,  we,  including  the  Chief  Executive
Officer and Chief Financial Officer, have determined that the Company’s internal control over financial reporting was effective as at
December 31, 2019. Additionally, based on our assessment, we determined that there were no material weaknesses in the Company's
internal  control  over  financial  reporting  as  at  December  31,  2019.  See  “Management's  Annual  Report  on  Internal  Control  Over
Financial Reporting”, which accompanies Shopify's audited consolidated financial statements as at December 31, 2019 and 2018 and
for the years then ended (the "Shopify 2019 Financial Statements"), filed as Exhibit 1.2 to this Annual Report on Form 40-F.

Auditors' Report on Internal Control over Financial Reporting

The  effectiveness  of  the  Company's  internal  control  over  financial  reporting  as  at  December  31,  2019  has  been  audited  by
PricewaterhouseCoopers LLP, an independent registered public accounting firm, as stated in their report which accompanies Shopify
2019 Financial Statements, and is incorporated herein by reference.

Changes in Internal Control over Financial Reporting

During the year ended December 31, 2019, there were no changes in the Company’s internal control over financial reporting that
have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

B. Identification of the Audit Committee

The board of directors of the Company (the "Board") has a separately designated standing audit committee (the "Audit Committee")
established  in  accordance  with  section  3(a)(58)(A)  of  the  Exchange  Act.  The  Board  has  appointed  three  independent  directors,
Colleen Johnston (Chair), Robert Ashe, and Gail Goodman, to the Audit Committee.

C. Audit Committee Financial Expert

The Board has determined that Colleen Johnston, the Chair of the Audit Committee, is qualified as an "audit committee financial
expert"  within  the  meaning  of  Item  407  of  Regulation  S-K.  The  Board  has  further  determined  that  all  members  of  the  Audit
Committee are "independent" within the meaning of applicable Commission regulations and the listing standards of the New York
Stock Exchange (the "NYSE").

The Commission has indicated that the designation of a person as an audit committee financial expert does not make such person an
"expert"  for  any  purpose,  or  impose  any  duties,  obligations  or  liability  on  such  person  that  are  greater  than  those  imposed  on
members of the Audit Committee and the Board who do not carry this designation, or affect the duties, obligations or liability of any
other member of the Audit Committee or Board.

D. Code of Ethics

The Company’s code of ethics, the Shopify Code of Conduct, is applicable to all of its directors, officers and employees, including
the  Chief  Executive  Officer,  Chief  Financial  Officer,  Controller,  and  persons  performing  similar  functions.  The  Shopify  Code  of
Conduct  is  available  on  the  Company’s  website  at  https://investors.shopify.com/governance/governance-documents/default.aspx.
Except for the Shopify Code of Conduct, and notwithstanding any reference to Shopify's website or other websites in this annual
report on Form 40-F or in the documents incorporated by reference herein or attached as Exhibits hereto, no information contained
on the Company's website or any other site shall be incorporated by reference in this annual report on Form 40-F or in the documents
incorporated by reference herein or attached as Exhibits hereto.

E. Principal Accountant Fees and Services

The aggregate amounts paid or accrued by the Company with respect to fees payable to PricewaterhouseCoopers LLP, the auditors
of  the  Company,  for  audit  (including  separate  audits  of  wholly-owned  and  non-wholly  owned  entities,  financings,  regulatory
reporting requirements and SOX related services), audit-related, tax and other services in the years ended December 31, 2019 and
2018 were as follows:

Audit Fees
Audit-related Fees
Tax Fees
All Other Fees

Total

Fiscal 2019
US$

Fiscal 2018
US$

(in thousands)
1,133
—
—
3
1,136

764
—
—
2
766

 
 
Audit Fees

Audit  fees  relate  to  the  audit  of  our  annual  consolidated  financial  statements,  the  review  of  our  quarterly  condensed  consolidated
financial statements and services in connection with our registration statement on Form F-10 (related to our 2019 and 2018 public
offerings of Class A subordinate voting shares).

Audit­-Related Fees

Audit-related  fees  consist  of  aggregate  fees  for  accounting  consultations  and  other  services  that  were  reasonably  related  to  the
performance of audits or reviews of our consolidated financial statements and were not reported above under "Audit Fees."

Tax Fees

Tax fees relate to assistance with tax compliance, expatriate tax return preparation, tax planning and various tax advisory services.

All Other Fees

Other  fees  are  any  additional  amounts  for  products  and  services  provided  by  the  principal  accountants,  other  than  the  services
reported above under "Audit Fees,", "Audit-Related Fees" and "Tax Fees".

Audit Committee Pre-­Approval Policies and Procedures

From time to time, management recommends to and requests approval from the Audit Committee for audit and non-audit services to
be  provided  by  the  Company's  auditors.  The  Audit  Committee  considers  such  requests,  if  applicable,  on  a  quarterly  basis,  and  if
acceptable, pre-approves such audit and non-audit services. During such deliberations, the Audit Committee assesses, among other
factors,  whether  the  services  requested  would  be  considered  "prohibited  services"  as  contemplated  by  the  SEC,  and  whether  the
services requested and the fees related to such services could impair the independence of the Company's auditors.

The Audit Committee considered and agreed that the fees paid to the Company's auditors in the years ended December 31, 2019 and
2018 are compatible with maintaining the independence of the Company's auditors. The Audit Committee determined that, in order
to  ensure  the  continued  independence  of  the  auditors,  only  limited  non-audit  services  will  be  provided  to  the  Company  by  our
auditors, PricewaterhouseCoopers LLP.

Since the implementation of the Audit Committee pre-approval process in November 2015, all audit and non-audit services rendered
by our auditors have been pre-approved by the Audit Committee.

F. Off­-Balance Sheet Arrangements

We  have  no  material  off-balance  sheet  arrangements,  other  than  operating  leases  (which  have  been  disclosed  under  "Contractual
Obligations and Contingencies" in the Shopify 2019 MD&A).

G. Tabular Disclosure of Contractual Obligations

See  Shopify  2019  MD&A,  under  the  heading  "Contractual  Obligations  and  Contingencies",  which  section  is  incorporated  by
reference in this annual report on Form 40-F, for a tabular disclosure and discussion of contractual obligations.

H. NYSE Exemptions

Section 310.00 of the NYSE Listed Company Manual generally requires that a listed company’s by-laws provide for a quorum for
any meeting of the holders of the company’s common shares that is sufficiently high to ensure a representative vote. Pursuant to the
NYSE  corporate  governance  rules  we,  as  a  foreign  private  issuer,  have  elected  to  comply  with  practices  that  are  permitted  under
Canadian law in lieu of the provisions of Section 310.00. Our by-laws provide that the holders of at least 25% of the shares entitled
to vote at the meeting, present in person or represented by proxy, and at least two persons entitled to vote at the meeting, present in
person or represented by proxy, constitutes a quorum.

Except as stated above, we are in compliance with the rules generally applicable to U.S. domestic companies listed on the NYSE.
We  may  in  the  future  decide  to  use  other  foreign  private  issuer  exemptions  with  respect  to  some  of  the  other  NYSE  listing
requirements.  Following  our  home  country  governance  practices,  as  opposed  to  the  requirements  that  would  otherwise  apply  to  a
company  listed  on  the  NYSE,  may  provide  less  protection  than  is  accorded  to  investors  under  the  NYSE  listing  requirements
applicable to U.S. domestic issuers.

I. Undertaking

Registrant undertakes to make available, in person or by telephone, representatives to respond to inquiries made by the Commission
staff, and to furnish promptly,  when requested  to do so by the Commission  staff, information  relating  to: the securities  registered
pursuant to Form 40-F; the securities in relation to which the obligation to file an annual report on Form 40-F arises; or transactions
in said securities.

The following documents are filed as exhibits to this annual report on Form 40-F:

EXHIBITS

Exhibit No.
1.1
1.2
1.3
23.1

31.1

32.1

Document
Annual Information Form for the year ended December 31, 2019
Audited Consolidated Financial Statements for the year ended December 31, 2019
Management’s Discussion and Analysis for the year ended December 31, 2019
Consent of PricewaterhouseCoopers LLP
Certification of the Chief Executive Officer and the Chief Financial Officer pursuant to Section 302 of
the Sarbanes-Oxley Act of 2002
Certification of the Chief Executive Officer and the Chief Financial Officer pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Exhibits 1.1, 1.2 and 1.3 of this Report on Form 40-F are incorporated by reference into the Registration Statement on Form F-10 of
the Registrant, which was originally filed with the Commission on July 30, 2018 (File No. 333‐226444), the Registration Statement
on Form S-8 of the Registrant, which was originally filed with the Commission on May 29, 2015 (File No. 333-204568), the
Registration Statement on Form S-8 of the Registrant, which was originally filed with the Commission on May 12, 2016 (File No.
333-211305), and the Registration Statement on Form S-8 of the Registrant, which was originally filed with the Commission on
October 17, 2019 (File No. 333-234241) (together, the "Registration Statements"). Exhibit 23.1 is incorporated by reference as an
exhibit to the Registration Statements.

____________________________________________________________________________________

Pursuant to the requirements of the Exchange Act, the Registrant certifies that it meets all of the requirements for filing on

Form 40-F and has duly caused this annual report to be signed on its behalf by the undersigned, thereto duly authorized.

SIGNATURES

Date:

February 12, 2020  

By:

Shopify Inc.
(Registrant)

/s/ Joseph A. Frasca
Name: Joseph A. Frasca
Title: Chief Legal Officer

____________________________________________________________________________________

 
 
 
 
EXHIBIT INDEX

Exhibit No.
1.1
1.2
1.3
23.1

31.1

32.1

Document
Annual Information Form for the year ended December 31, 2019
Audited Consolidated Financial Statements for the year ended December 31, 2019
Management’s Discussion and Analysis for the year ended December 31, 2019
Consent of PricewaterhouseCoopers LLP
Certification of the Chief Executive Officer and the Chief Financial Officer pursuant to Section 302 of
the Sarbanes-Oxley Act of 2002
Certification of the Chief Executive Officer and the Chief Financial Officer pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Exhibits 1.1, 1.2 and 1.3 of this Report on Form 40-F are incorporated by reference into the Registration Statement on Form F-10 of
the Registrant, which was originally filed with the Commission on July 30, 2018 (File No. 333‐226444), the Registration Statement
on Form S-8 of the Registrant, which was originally filed with the Commission on May 29, 2015 (File No. 333-204568), the
Registration Statement on Form S-8 of the Registrant, which was originally filed with the Commission on May 12, 2016 (File No.
333-211305), and the Registration Statement on Form S-8 of the Registrant, which was originally filed with the Commission on
October 17, 2019 (File No. 333-234241) (together, the "Registration Statements"). Exhibit 23.1 is incorporated by reference as an
exhibit to the Registration Statements.

_____________________________________________________________________________________

EXHIBIT 1.1

SHOPIFY INC.
2019 ANNUAL INFORMATION FORM

February 12, 2020

ANNUAL INFORMATION FORM
SHOPIFY INC.
TABLE OF CONTENTS

Section

General Matters

Forward-Looking Information

Corporate Structure

Description of the Business

General Development of the Business

Risk Factors

Dividends and Distributions

Capital Structure

Market for Securities

Directors and Officers

Legal Proceedings and Regulatory Actions

Interest of Management and Others in Material Transactions

Transfer Agents and Registrars

Material Contracts

Interests of Experts

Additional Information

Exhibit A - Audit Committee Charter

Page Number

2

3

8

9

20

24

56

56

62

63

68

69

69

69

69

70

A-1

ANNUAL INFORMATION FORM
SHOPIFY INC.

GENERAL MATTERS

Information Contained in this Annual Information Form

In  this  Annual  Information  Form  ("AIF")  "we",  "our",  "Shopify",  and  the  "Company"  refer  to  Shopify  Inc.  and  its  consolidated
subsidiaries, unless the context requires otherwise. References to our "solutions" means the combination of products and services
that we offer to merchants, and references to "our merchants" as of a particular date means the total number of unique shops that are
paying  for  a  subscription  to  our  platform.  Words  importing  the  singular,  where  the  context  requires,  include  the  plural  and  vice
versa and words importing any gender include all genders.

Unless  otherwise  indicated,  all  information  in  this  AIF  is  presented  as  at  February  6,  2020,  and  references  to  specific  years  are
references to the fiscal years of Shopify ended December 31.

This  AIF  should  be  read  in  conjunction  with  the  Company's  2019  audited  consolidated  financial  statements  and  notes  ("2019
Financial Statements") and the Company's 2019 Management’s Discussion and Analysis ("2019 MD&A"), but which, for greater
certainty, are not incorporated by reference herein.

Shopify  and  the  associated  logo  are  registered  trademarks  of  Shopify  Inc.  or  its  subsidiaries.  All  other  marks  used  herein  are
trademarks or registered trademarks belonging to their respective owners.

Presentation of Financial Information

We  prepare  and  report  our  consolidated  financial  statements  in  accordance  with  accounting  principles  generally  accepted  in  the
United States of America ("U.S. GAAP"). Our reporting currency is U.S. dollars, and we express all amounts in this AIF in U.S.
dollars, except where otherwise indicated. All references in this AIF to "dollars", "$" and "US$" refer to United States dollars, and
all references to "CAD$" refer to Canadian dollars, unless otherwise expressly stated. On February 6, 2020, the Bank of Canada
rate of exchange for the conversion of U.S. dollars into Canadian dollars was $1.00 = CAD$1.3290.

FORWARD-LOOKING INFORMATION

This AIF contains forward-looking statements under the provisions of the United States Private Securities Litigation Reform Act of
1995,  Section  27A  of  the  U.S.  Securities  Act  of  1933  (as  amended,  the  "Securities  Act"),  and  Section  21E  of  the  U.S.  Securities
Exchange  Act  of  1934  (as  amended,  the  "Exchange  Act"),  and  forward-looking  information  within  the  meaning  of  applicable
Canadian securities legislation.

In  some  cases,  you  can  identify  forward-looking  statements  by  terminology  such  as  "may",  "might",  "will",  "should",  "could",
"expects", "intends", "plans", "anticipates", "believes", "estimates", "predicts", "projects", "potential", "continue", "become", "seek",
or the negative of these terms or other similar words. In addition, any statements or information that refer to expectations, beliefs,
plans,  projections,  objectives,  performance  or  other  characterizations  of  future  events  or  circumstances,  including  any  underlying
assumptions, are forward-looking. In particular, forward-looking statements in this AIF include, but are not limited to, statements
about:

3

our ability to predict future commerce trends and technology;
the size of our addressable markets and our ability to serve those markets;
our exploration of new ways to accelerate checkout;
our ability to make it easier for merchants to manage their storefronts via their mobile devices;

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our ability to expand our merchant base;
our ability to offer more sales channels that can connect to our platform;
our ability to invest in and develop new solutions to extend the functionality of our platform to boost adoption and catalyze
merchants' sales growth;
our ability to provide a high level of merchant service and support;
our ability to hire, retain and motivate qualified personnel;
the intended growth of our business and making investments to drive future growth, and the impact of those investments;
the ability of Shopify Fulfillment Network partners to increase the speed and reliability of their warehouse operations by
leveraging 6 River Systems, Inc.'s ("6 River Systems") solutions;
our expectation that seasonality will continue to affect our quarterly results;
our expectation that our business may become more seasonal in the future;
the rapid evolution of multi-channel commerce and ecommerce and our ability to bring to market new and better selling
and buying experiences;
our focus on product management, product development and product design;
our investment in developing online and point of sale assets with a single commerce operating system;
our ability to grow our base of merchants by offering new and better ways to market and sell their products and expanding
the range of our solutions;
our ability to grow our addressable market and meet our merchants' needs;
the growth of our merchants’ revenues and our ability to retain merchants as they grow;
our expectation that we will continue to invest in data analytics;
our intention to continue strategically investing in marketing programs that enhance the awareness of our brand;
our belief in the importance of establishing relationships with merchants early in the business lifecycle;
our intention to grow our merchant base by inspiring entrepreneurship through marketing programs;
our investment in additional sales capacity focused on larger merchants;
the growth and strengthening of our third-party ecosystem and partner program, including formation of strategic
partnerships;
our ability to continue to build for the long-term including through our sustainability fund;
our plans to localize the Shopify platform for markets outside our core geographies, promote the Shopify brand, and
expand services, introduce new solutions, and enter strategic partnerships and acquisitions;
our intention to optimize our cloud-based infrastructure;
our expectation that leveraging third-party providers of infrastructure will increase engineering velocity and better position
us for potential changes in data sovereignty regulations;
our investment in end-to-end automation and comprehensive test suites for our platform;
our expectation of increased competition;
the impact of strategic decisions on short-term revenue or profitability;
the trend in our future growth;

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the need to devote additional resources to manage future growth and our ability to satisfy obligations and effectively
manage such growth;
the expansion of our platform internationally and our ability to maintain our corporate culture as we grow;
potential selective acquisitions and investments;
expansion of our lease commitments;
our plan to increase our investments in research and development and maintain our high level of merchant service and
support;
our plan to continue investing in our network infrastructure;
our intention to issue stock options or other equity awards as key components of our overall compensation and employee
attraction and retention efforts;
our intention to pursue additional relationships with other third parties, such as technology and content providers and
implementation consultants;
our expectation that we will incur additional general and administrative expenses as a result of our growth;
our expectation regarding the continued expansion of Shopify Plus;
our intention to continue our use and development of open source software;
our investment in efforts to market our brand;
our exploration of other products, models and structures for Shopify Capital;
our operation and future expansion of Shopify Fulfillment Network;
our transfer pricing procedures;
changes in our pricing models;
our expectation that we will not pay any cash dividends in the foreseeable future; and
our intention to invest our future earnings, if any, to fund our growth.

The  forward-looking  statements  contained  in  this  AIF  are  based  on  our  management’s  perception  of  historic  trends,  current
conditions  and  expected  future  developments,  as  well  as  other  assumptions  that  management  believes  are  appropriate  in  the
circumstances, which include, but are not limited to:

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our ability to increase the functionality of our platform;
our ability to offer more sales channels that can connect to the platform;
our belief in the increasing importance of a multi-channel platform that is both fully integrated and easy to use;
our belief that commerce transacted over mobile will continue to grow more rapidly than desktop transactions;
our ability to expand our merchant base, retain revenue from existing merchants as they grow their businesses, and increase
sales to both new and existing merchants;
our ability to manage our growth effectively;
our ability to protect our intellectual property rights;
our belief that our merchant solutions make it easier for merchants to start a business and grow on our platform;
our ability to develop new solutions to extend the functionality of our platform, provide a high level of merchant service
and support;
our ability to hire, retain and motivate qualified personnel;
our ability to enhance our ecosystem and partner programs, and the assumption that this will drive growth in our merchant
base, further accelerating growth of the ecosystem;
our belief that our investments and acquisitions will increase our revenue base, improve the retention of this base and
strengthen our ability to increase sales to our merchants and help drive our growth;

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our ability to achieve our revenue growth objectives while controlling costs and expenses, and our ability to achieve or
maintain profitability;
our belief that monthly recurring revenue ("MRR") is most closely correlated with the long-term value of our merchant
relationships;
our assumptions regarding the principal competitive factors in our markets;
our ability to predict future commerce trends and technology;
our assumptions that higher-margin solutions such as Shopify Capital and Shopify Shipping will continue to grow through
increased adoption and international expansion;
our expectation that Shopify Payments will continue to expand internationally;
our expectation that Shopify Fulfillment Network will continue to scale and grow;
our  belief  that  our  investments  in  sales  and  marketing  initiatives  will  continue  to  be  effective  in  growing  the  number  of
merchants using our platform, in retaining revenue from existing merchants and increasing revenues from both;
our ability to develop processes, systems and controls to enable our internal support functions to scale with the growth of
our business;
our ability to obtain sufficient space for our growing employee base;
our ability to retain key personnel;
our ability to protect against currency, interest rate, concentration of credit and inflation risks;
our assumptions as to our future expenses and financing requirements;
our assumptions as to our critical accounting policies and estimates; and
our assumptions as to the effects of accounting pronouncements to be adopted.

Factors that may cause actual results to differ materially from current expectations may include, but are not limited to, risks and
uncertainties that are discussed in greater detail in the "Risk Factors" section of this AIF, including but not limited to risks relating
to:

sustaining our rapid growth;

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our history of losses and our potential inability to achieve profitability;
our limited operating history in new and developing markets and new geographic regions;
our ability to innovate;
the security of personal information we store relating to merchants and their buyers, as well as buyers with whom we have
a direct relationship including users of our apps;
a denial of service attack or security breach;
our potential inability to compete successfully against current and future competitors;
international sales and the use of our platform in various countries;
the reliance of our growth in part on the success of our strategic relationships with third parties;
our potential failure to effectively maintain, promote and enhance our brand;
our use of a single cloud-based platform to deliver our services;
our potential inability to achieve or maintain data transmission capacity;
our current reliance on a single supplier to provide the technology we offer through Shopify Payments;
payments processed through Shopify Payments;
our potential inability to hire, retain and motivate qualified personnel;
serious errors or defects in our software or hardware or issues with our hardware supply chain;
evolving  privacy  laws  and  regulations,  cross-border  data  transfer  restrictions,  data  localization  requirements  and  other
domestic or foreign regulations may limit the use and adoption of our services;

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our potential failure to maintain a consistently high level of customer service;
exchange rate fluctuations that may negatively affect our results of operations;
our dependence on the continued services and performance of our senior management and other key employees;
ineffective operations of our solutions when accessed through mobile devices;
changes to technologies used in our platform or new versions or upgrades of operating systems and internet browsers;
the  impact  of  worldwide  economic  conditions,  including  the  resulting  effect  on  spending  by  small  and  medium-sized
businesses ("SMBs") or their buyers;
potential claims by third parties of intellectual property infringement;
our potential inability to obtain, maintain and protect our intellectual property rights and proprietary information or prevent
third parties from making unauthorized use of our technology;
our use of open source software;
our potential inability to generate traffic to our website through search engines and social networking sites;
activities of merchants or partners or the content of merchants' shops;
acquisitions and investments;
seasonal fluctuations;
our reliance on computer hardware, purchased or leased, software licensed from and services rendered by third parties, in
order to provide our solutions and run our business, sometimes by a single-source supplier;
Shopify Capital and offering financing;
our ability to successfully operate and scale Shopify Fulfillment Network;
our pricing decisions for our solutions;
provisions of our financial instruments;
our potential inability to raise additional funds as may be needed to pursue our growth strategy or continue our operations,
on favorable terms or at all;
unanticipated  changes  in  effective  tax  rates  or  adverse  outcomes  resulting  from  examination  of  our  income  or  other  tax
returns;
new tax laws could be enacted or existing laws could be applied to us or our merchants;
being required to collect federal, state, provincial or local business taxes and sales and use taxes or other indirect taxes in
additional jurisdictions or for past sales;
our tax loss carryforwards;
our dependence upon buyers’ and merchants’ access to, and willingness to use, the internet for commerce;
ownership of our shares;
our sensitivity to interest rate fluctuations; and
our concentration of credit risk, and the ability to mitigate that risk using third parties, and the risk of inflation.

Although we believe that the plans, intentions, expectations, assumptions and strategies reflected in our forward-looking statements
are reasonable, these statements relate to future events or our future financial performance, and involve known and unknown risks,
uncertainties and other factors which are, in some cases, beyond our control. If one or more of these risks or uncertainties occur, or if
our  underlying  assumptions  prove  to  be  incorrect,  actual  results  may  vary  significantly  from  those  implied  or  projected  by  the
forward-looking  statements.  No  forward-looking  statement  is  a  guarantee  of  future  results.  You  should  read  this  AIF  and  the
documents that we reference in this AIF completely and with the understanding that

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our  actual  future  results  may  be  materially  different  from  any  future  results  expressed  or  implied  by  these  forward-looking
statements.

The forward-looking statements in this AIF represent our views as of the date of this AIF. We anticipate that subsequent events and
developments may cause our views to change. However, while we may elect to update these forward-looking statements at some
point  in  the  future,  we  have  no  current  intention  of  doing  so  except  to  the  extent  required  by  applicable  law.  Therefore,  these
forward-looking statements do not represent our views as of any date other than the date of this AIF.

CORPORATE STRUCTURE

Name, Address and Incorporation

The Company was incorporated under the Canada Business Corporations Act (the "CBCA") on September 28, 2004 under the name
4261607 Canada Ltd. We filed articles of amendment on January 19, 2006 to change our name to Jaded Pixel Technologies Inc., and
again on November 30, 2011 to change our name to Shopify Inc. On April 12, 2013, we filed articles of amendment to split all of
our issued and outstanding common shares and all of our issued and outstanding Series A and Series B preferred shares on a 5-for-1
basis.  On  May  22,  2015,  we  filed  articles  of  amendment  to  amend  and  re-designate  our  authorized  and  issued  share  capital  in
connection with our initial public offering. See “Capital Structure” for more information about our current share capital. On May 27,
2015, we restated our amended articles of incorporation.

Our head and registered office is located at 150 Elgin Street, 8th floor, Ottawa, Ontario, Canada K2P 1L4, and our telephone number
is (613) 241-2828. Our website address is www.shopify.com. Information contained on, or accessible through, our website is not a
part of this AIF.

Intercorporate Relationships

The following chart shows our current material subsidiaries. All of our subsidiaries are, directly or indirectly, wholly owned.

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DESCRIPTION OF THE BUSINESS

Overview

Shopify is a leading global commerce company, providing trusted tools to start, grow, market, and manage a retail business of any
size. Shopify makes commerce better for everyone with a platform and services that are engineered for reliability, while delivering a
better shopping experience for consumers everywhere. Shopify builds web- and mobile-based software and lets merchants easily set
up beautiful online storefronts that are rich with retail functionality. Merchants use our software to run their business across all of
their sales channels, including web and mobile storefronts, physical retail locations, social media storefronts, and marketplaces. The
Shopify platform provides merchants with a single view of their business and customers across all of their sales channels and enables
them to manage products and inventory, process orders and payments, fulfill and ship orders, build customer relationships, source
products, leverage analytics and reporting, and access financing, all from one integrated back office.

In  an  era  where  social  media,  cloud  computing,  mobile  devices,  and  data  analytics  are  creating  new  possibilities  for  commerce,
Shopify provides differentiated value by offering merchants:

A multi-channel front end. Our software enables merchants  to easily display,  manage, and sell their products  across over a dozen
different  sales  channels,  including  web  and  mobile  storefronts,  physical  retail  locations,  pop-up  shops,  social  media  storefronts,
native mobile apps, buy buttons, and marketplaces. More than two-thirds of our merchants use two or more channels. The Shopify
application  program  interface  ("API")  has  been  developed  to  support  custom  storefronts  that  let  merchants  sell  anywhere,  in  any
language.

A single integrated back end. Our software provides one single integrated, easy-to-use back end that merchants use to manage their
business and buyers across these multiple sales channels. Merchants use their Shopify dashboard, which is available in 20 languages,
to  manage  products  and  inventory,  process  orders  and  payments,  fulfill  and  ship  orders,  build  customer  relationships,  source
products, leverage analytics and reporting, and access financing.

A  data  advantage.  Our  software  is  delivered  to  merchants  as  a  service,  and  operates  on  a  shared  infrastructure.  With  each  new
transaction processed, we grow our data proficiency. This cloud-based infrastructure not only relieves merchants from running and
securing their own hardware, it also consolidates data generated by the interactions between buyers and merchants’ shops, as well as
those  of  our  merchants  on  the  Shopify  platform,  providing  rich  data  to  inform  both  our  own  decisions  as  well  as  those  of  our
merchants.

Shopify also enables merchants to build their own brand, leverage mobile technology, and handle massive traffic spikes with flexible
infrastructure.

Brand ownership. Shopify is designed to help our merchants own their brand, develop a direct relationship with their buyers, and
make their buyer experience  memorable and distinctive.  We recognize that in a world where buyers have more choices than ever
before,  a  merchant’s  brand  is  increasingly  important.  The  Shopify  platform  is  designed  to  allow  a  merchant  to  keep  their  brand
present  in  every  interaction  to  help  build  buyer  loyalty  and  competitive  advantage.  While  our  platform  is  designed  to  empower
merchants first, merchants benefit when buyers are confident that their payments are secure. We believe that an increasing awareness
among buyers that Shopify provides a superior and secure checkout experience is an additional advantage for our merchants in an
increasingly competitive market. For merchants using Shopify Payments, buyers are already getting a superior experience, and with
our investments in additional touchpoints with their buyers,

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such as retail, fulfillment, and shipping, brands that sell on Shopify can offer buyers an end-to-end, managed shopping experience
that previously was only available to much larger businesses.

Mobile. As ecommerce expands as a percentage of overall retail transactions, today’s buyers expect to be able to transact anywhere,
anytime, on any device through an experience that is simple, seamless, and secure. As transactions over mobile devices represent the
majority of transactions across online stores powered by Shopify, the mobile experience is a merchant’s primary and most important
interaction with online buyers. For several years Shopify has focused on enabling mobile commerce, and the Shopify platform now
includes  a  mobile-optimized  checkout  system,  designed  to  enable  merchants’  buyers  to  more  easily  buy  products  over  mobile
websites. Our merchants are able to offer their buyers the ability to quickly and securely check out by using Shopify Pay, Apple Pay,
and Google Pay on the web, and we continue to explore other new ways to accelerate checkout. Shopify’s mobile capabilities are not
limited to the front end: merchants who are often on-the-go find themselves managing their storefronts via their mobile devices, as
Shopify continues to strive to make it ever easier to do so.

Infrastructure.  We  build  our  platform  to  address  the  growing  challenges  facing  merchants  with  the  aim  of  making  complex  tasks
simple. The Shopify platform is engineered to enterprise-level standards and functionality while being designed for simplicity and
ease of use. We also design our platform with a robust technical infrastructure able to manage large spikes in traffic that accompany
events  such  as  new  product  releases,  holiday  shopping  seasons,  and  flash  sales.  We  are  constantly  innovating  and  enhancing  our
platform,  with  our  continuously  deployed,  multi-tenant  architecture  ensuring  all  of  our  merchants  are  always  using  the  latest
technology.

This combination of ease of use with enterprise-level functionality allows merchants to start with a Shopify store and grow with our
platform  to  almost  any  size.  Using  Shopify,  merchants  may  never  need  to  re-platform.  Our  Shopify  Plus  subscription  plan  was
created to accommodate larger merchants, with additional functionality, scalability and support requirements. Shopify Plus is also
designed for larger merchants not already on Shopify who want to migrate from their expensive and complex legacy solutions and
get more functionality.

We believe that our future success is dependent on many factors, including our ability to expand our merchant base, retain merchants
as they grow their businesses on our platform, offer more sales channels that connect merchants with their specific target audience,
develop  new  solutions  to  extend  our  platform’s  functionality  and  catalyze  merchants’  sales  growth,  enhance  our  ecosystem  and
partner programs, provide a high level of merchant support, hire, retain and motivate qualified personnel, and build with a focus on
maximizing long-term value.

Our Merchants

Our mission is to make commerce better for everyone, and we believe we can help merchants of nearly all sizes, from aspirational
entrepreneurs  to large  enterprises,  and  all retail  verticals  realize  their  potential  at all stages of their  business  life  cycle.  While  our
platform can scale to meet the needs of large merchants, we focus on selling to small and medium-sized businesses (“SMBs”) and
entrepreneurs. The large majority of our merchants are on subscription plans that cost less than $50 per month, which is in line with
our focus on providing cost-effective solutions for early stage businesses.

As of December 31, 2019, we had over one million merchants from approximately 175 countries using our platform, geographically
dispersed as follows: United States of America, 52%; United Kingdom, 7%; Canada, 6%; Australia, 6%; and 29% in the rest of the
world.

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Our merchants represent a wide array of retail verticals and business sizes and no single merchant has ever represented more than
five percent of our total revenues in a single reporting period.

When our merchants grow their sales and become more successful, they consume more of our merchant solutions, upgrade to higher
subscription plans, and purchase additional apps. We consider our merchants' success to be one of the most powerful drivers of our
business model. The chart below displays the annual revenue for merchant cohorts that joined the Shopify platform at different times
in our history. The strength of our business model lies in the consistent revenue growth coming from each cohort: the increase in
revenue from remaining merchants growing within a cohort offsets the decline in revenue from merchants leaving the platform.

For example, revenue from our pre-2017 cohort expanded in 2018, as the revenue impact from merchants within the cohort leaving
the platform was offset by revenue growth from remaining merchants within that cohort. In 2019, revenue from the pre-2017 cohort
continued  its  growth  as  merchant  retention  improved,  and  the  remaining  merchants  increased  their  GMV  and  adopted  additional
solutions provided through the Shopify platform.

Moreover, the total combined revenue of all previous cohorts once they have annualized and become comparable to prior years has
also grown consistently.

Merchant Acquisition

Our merchant acquisition strategy is primarily focused on marketing that builds awareness of our offerings. Our approach includes a
strong emphasis on the use of data and analytics while continuously innovating and testing new ideas to drive growth.

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Because our merchant base includes a wide array of retail verticals and business sizes, spanning from aspirational startups to long-
established enterprises,  we use a broad variety of means to attract new merchants.  We actively grow our audience through online
channels, including organic search, paid search, and social media. Our offline channel strategy includes participating in trade shows
and local events to generate awareness of our platform. In 2019, we began leveraging several offline media to more broadly expose
the Shopify brand, with an aim to catalyze entrepreneurship, increase awareness of the Shopify brand, widen the top of the merchant
funnel, and drive up the efficiency of our direct marketing spend over time. We also invest in content marketing, authoring various
Shopify blogs, podcasts, video content through Shopify Studios, eBooks and other free tools, and provide thought leadership to help
our  merchants  succeed  and  to  build  their  own  brand.  We  employ  outbound  sales  representatives  to  help  drive  adoption  of  our
platform and certain solutions.

In  addition  to  direct  channels,  we  leverage  relationships  with  third-party  design  agencies,  developers,  influencers,  and  freelancers
around the world who actively refer merchants to us.

Partner Ecosystem

A  rich  ecosystem  of  app  developers,  theme  designers  and  other  partners,  such  as  digital  and  service  professionals,  marketers,
photographers,  and  affiliates  has  evolved  around  the  Shopify  platform.  Approximately  24,500 of  these  partners  have  referred
merchants to Shopify over the last year, and this strong, symbiotic relationship continues to grow. We believe this ecosystem has
grown  in  part  due  to  the  platform’s  functionality,  which  is  highly  extensible  and  can  be  expanded  through  our  API  and  the
approximately 3,700 apps available in the Shopify App Store. The partner ecosystem helps drive the growth of our merchant base,
which in turn further accelerates growth of the ecosystem.

Our Offerings

Our  business  model  has  two  revenue  streams:  a  recurring  subscription  component  we  call  subscription  solutions,  and  a  merchant
success-based component we call merchant solutions.

Subscription Solutions

We  generate  subscription  solutions  revenues  principally  through  the  sale  of  subscriptions  to  our  platform.  We  also  generate
associated subscription solutions revenues from the sale of custom themes and apps and the registration of domain names.

We offer pricing plans designed to meet the needs of our current and prospective merchants. Offering different service and pricing
levels allows entrepreneurs to scale without leaving the Shopify platform: as a merchant upgrades to the higher-priced options, they
receive  more  powerful  tools.  We  believe  this  ability  to  retain  merchants  as  they  grow  is  an  important  factor  for  our  success  in
serving the SMB market. While most merchants subscribe to our Basic and Shopify plans, the majority of our GMV comes from
merchants  subscribing  to  our  Advanced  and  Shopify  Plus  plans.  Merchant  retention  rates  are  also  higher  among  merchants  on
higher-priced plans. Offered at a starting rate that is several times that of our Advanced plan, Shopify Plus solves for the complexity
of merchants as they grow and scale globally, offering additional functionality, and support, including features like Shopify Flow
and Launchpad for ecommerce automation, and dedicated account management where appropriate. Allbirds, Gymshark, Nestle and
Staples are among the approximately 7,100 Shopify Plus merchants leveraging our reliable, cost-effective, and scalable commerce
solution.

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Our subscription plans typically have a one-month term, however those who sign on to Shopify Plus initially have annual or multi-
year  subscription  terms.  Subscription  terms  automatically  renew  unless  notice  of  cancellation  is  provided  in  advance.  Merchants
purchase  subscription  plans  directly  from  us.  Subscription  fees  are  paid  to  us  at  the  start  of  the  applicable  subscription  period,
regardless  of  the  length  of  the  subscription  period,  with  the  exception  of  Shopify  Plus  subscription  contracts,  which  are  paid  in
arrears on a ratable basis. Subscription fees are non-refundable.

Merchant Solutions

We offer a variety of merchant solutions to augment those provided through a subscription to address the broad array of functionality
merchants commonly require, including accepting payments, shipping and fulfillment, and securing working capital. We believe that
offering merchant solutions creates additional value for merchants, saving them time and money by making additional functionality
available within a single centralized commerce platform, and creates additional value for Shopify by increasing merchants’ use of
our platform.

We principally generate merchant solutions revenues from payment processing fees from Shopify Payments. In addition to payment
processing fees from Shopify Payments, we also generate merchant solutions revenue from transaction fees, Shopify Shipping and
Fulfillment, Shopify Capital, referral fees from partners, sales of point-of-sale (“POS”) hardware and 6 River Systems' collaborative
warehouse fulfillment solutions.

Shopify Payments is a fully integrated payment processing service that allows our merchants to accept and process payment cards
online and offline, and is also designed to drive higher retention among merchant subscribers. We introduced Shopify Payments in
the United States and Canada in 2013, and have been expanding into additional geographies in subsequent years. Today, more than
two-thirds  of  our  merchants  in  15  countries  have  enabled  Shopify  Payments.  As  a  result  of  introducing  Shopify  Payments,  our
revenues from merchant solutions and associated costs have increased.

Transaction  fees  are  typically  charged  based  in  part  on  a  percentage  of  Gross  Merchandise  Volume  ("GMV")  processed  on
subscription plans where the merchant has not signed up for Shopify Payments.

Shopify Shipping was launched  in the United States in September  2015 and in Canada in September  2016, and allows merchants
doing their own fulfillment and shipping to select from a variety of shipping partners to buy and print outbound and return shipping
labels and track orders directly within the Shopify platform. In June 2019, we launched Shopify Fulfillment Network for merchants
looking  to  outsource  fulfillment.  Leveraging  a  partner  network  of  fulfillment  centers  dispersed  across  the  United  States,  Shopify
Fulfillment Network is designed to help ensure merchants’ orders are delivered to buyers quickly and cost-effectively by leveraging
Shopify’s scale with deep machine learning tools, including demand forecasting, smart inventory allocation across warehouses and
intelligent order routing. In October 2019, to accelerate the growth of Shopify Fulfillment Network, and to participate in the rapidly
growing  warehouse  automation  space,  we  acquired  6  River  Systems,  a  provider  of  collaborative  warehouse  solutions.  Shopify
Fulfillment  Network  partners  leveraging  6  River  Systems’  cloud-based  software  and  collaborative  mobile  robots  can  increase  the
speed  and  reliability  of  their  warehouse  operations  by  empowering  on-site  associates  with  daily  tasks,  including  inventory
replenishment, picking, sorting, and packing.

Shopify  Capital  was  launched  in  the  United  States  to  help  eligible  merchants  secure  financing  and  accelerate  the  growth  of  their
business by providing access to simple, fast, and convenient working capital. We apply underwriting criteria prior to purchasing the
eligible merchant's future receivables or making a loan to help ensure collectibility. Under Shopify Capital, we purchase a designated
amount of future receivables at a

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discount or make a loan. The advance, or the loan, is forwarded to the merchant at the time the related agreement is entered into, and
the  merchant  remits  a  fixed  percentage  of  their  daily  sales  until  the  outstanding  balance  has  been  remitted.  For  Shopify  Capital
merchant cash advances ("MCA's"), we apply a percentage of the remittances collected against the merchant's receivable balance,
and a percentage, which is related to the discount, as merchant solutions revenue. For Shopify Capital loans, because there is a fixed
maximum  repayment  term,  we  calculate  an  effective  interest  rate  based  on  the  merchant's  expected  future  payment  volume  to
determine how much of a merchant's repayment to recognize as revenue and how much to apply against the merchant's receivable
balance. We have mitigated some of the risks associated with Shopify Capital by entering into an agreement with a third party to
insure some of the MCA's offered by Shopify Capital.

We also generate merchant solutions revenues in the form of referral fees from partners to whom we direct business and with whom
we have an arrangement  in place. Pursuant to terms of the agreements  with our partners,  these revenues can be recurring or non-
recurring. Where the agreement provides for recurring payments to us, we typically earn revenues so long as the merchant that we
have referred to the partner continues to use the services of the partner. Non-recurring revenues generally take the form of one-time
payments that we receive when we initially refer the merchant to the partner.

Shopify POS is our mobile application that lets merchants sell their products in a physical or retail setting. While the majority of the
POS-compatible hardware we sell has been designed and manufactured by third-party vendors, in 2017 we designed our own POS
card reader to better meet the needs of our merchant base and increase the visibility of the Shopify brand, and expanded functionality
in  2018  to  include  tipping,  product  exchanges,  and  customer  display  capabilities.  Our  POS  card  reader  is  available  in  select
geographies.

Seasonality

Our merchant solutions revenues are directionally correlated with the level of GMV that merchants facilitated through our platform.
Our  merchants  typically  process  additional  GMV  during  the  fourth  quarter  holiday  season.  As  a  result,  we  have  historically
generated higher merchant solutions revenues in our fourth quarter than in other quarters. While we believe that this seasonality has
affected and will continue to affect our quarterly results, our rapid growth has largely masked seasonal trends to date. As a result of
the continued growth of our merchant solutions offerings, we believe that our business may become more seasonal in the future and
that historical patterns in our business may not be a reliable indicator of our future performance.

Research and Development

Multi-channel  commerce,  including  ecommerce,  is  a  relatively  new  industry  that  is  rapidly  evolving,  as  mobile  device  makers
continue  to  innovate  on  features  and  functionality,  media  channels  become  more  interactive,  and  merchants  continually  strive  to
create new ways to stand out in an increasingly digital economy. In addition, traditional brick and mortar retailers seek to join the
digital  revolution  by  leveraging  their  brand  and  physical  presence  in  new  and  innovative  ways.  Shopify  strives  on  behalf  of
merchants to not just keep pace in this dynamic environment, but to bring to market new and better selling and buying experiences
by leveraging what technology and connectivity have made possible.

We look to do this for smaller merchants by simplifying their user experience and arming them with new and innovative ways to
compete with larger, better-funded competitors, as well as for larger merchants seeking technology and support for higher volumes
and global reach. As such, research and development at Shopify is currently focused on product management, product development,
and  product  design  to  accomplish  these  goals.  In  order  to  best  serve  merchants  seeking  to  bridge  the  gap  between  in-person  and
digital commerce,

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we invest in developing online and point of sale assets with a single commerce operating system, an area of the market we feel is
currently underserved. We believe that by deepening the capabilities of our current solution set to meet the needs of more merchants
in more geographies, by offering new and better ways for merchants to market and sell their products, and by expanding the range of
solutions we offer, we will be able to grow our addressable market and meet the needs of merchants in years ahead. Data analytics
and machine learning are increasingly informing our product development efforts and we expect to continue investing in this area.

Growth Strategy

We have focused on rapidly growing our business and plan to continue making investments to drive future growth. We believe that
our investments will increase our revenue base, improve the retention of this global base and strengthen our ability to increase sales
to our merchants. Our growth strategy is driven by our mission: make commerce better for everyone. Key elements of our strategy
include:

• Grow our Base of Merchants. We believe that we have a significant opportunity to increase the size of our current merchant
base.  As  such  we  have  a  dedicated  focus  on  product  and  brand  marketing  paired  with  global  earned  media  efforts  and
ongoing content creation and distribution to continue growing this global base. Our continued investments in functionality to
boost adoption of the Shopify platform by merchants around the world include the translation of the Shopify platform, which
is now available in 20 languages, as well as the incorporation of local payment methods into Shopify Payments. We intend to
continue  to  strategically  invest  in  marketing  programs  that  enhance  the  awareness  of  our  brand  and  solutions  among
businesses at different stages of their lifecycle. While we believe it is important to establish relationships early in the business
lifecycle and grow along with our merchants, we also see the opportunity from larger businesses looking for faster time-to-
market and better value as they innovate to meet rapidly evolving buyer demands. We intend to grow our base of merchants
primarily  by  inspiring  entrepreneurship  through  marketing  programs.  These  include  awareness-driving  brand  campaigns,
Shopify blogs, in-person educational and support interactions, such as those in our Los Angeles-based retail space, as well as
merchant affinity programs and documentaries featuring entrepreneur success stories through Shopify Studios. Additionally,
we are investing in additional sales capacity focused on acquiring larger merchants, as we continue to hire and train outbound
sales representatives to reach certain merchant segments and promote certain of our offerings.

• Grow our Merchants’ Revenue. Our goals are closely aligned with the goals of our merchants. The more a merchant sells on
our platform, the more revenue we generate as they process more transactions, upgrade plans, add new sales channels, ship
more products, and use additional solutions. We intend to continue to improve our platform to help our merchants sell more
and  expect  to  continue  to  use  initiatives  such  as  our  Shopify  blogs,  Shopify  Academy,  Shopify  community  forums,  Shop
Class programs, and Shopify space in Los Angeles to educate our merchant base on how they can be even more successful
using our platform. Shopify blogs are now available in seven different languages and engagement with Shopify Academy, a
free training program launched in 2018 to help entrepreneurs build and grow a business, expanded significantly in 2019.

• Continuous Innovation and Expansion of our Platform. Our platform is built to support innovation and the rapid technology
changes in commerce and we have consistently expanded the functionality of our platform over the last decade. We foresaw
the rise of mobile and launched our Shopify Mobile application in 2010 and continued to improve mobile functionality of our
merchants' stores. Other platform additions include Shopify Payments, in 2013, which eliminates the need for merchants to

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set  up  and  maintain  a  direct  relationship  with  a  third-party  payment  gateway,  gives  merchants  access  to  low  credit  card
processing rates, and allows us to cross-sell additional solutions to our merchant base. We added Shopify Shipping in 2015,
which  allows  merchants  to  print  postage  labels  and  ship  products  at  discounted  rates  directly  through  Shopify;  Shopify
Capital  in  2016,  which  offers  growing  merchants  working  capital  directly  through  the  Shopify  platform;  and  Shopify
Fulfillment  Network  in  2019,  which  provides  merchants  with  a  network  of  distributed  fulfillment  centres  to  help  ensure
timely deliveries and lower shipping costs, enabling merchants to put their brand and customer experience front and centre.
We intend to continue expanding the capabilities of our platform so merchants can not only keep pace with the rapid changes
in commerce, but be among the earliest adopters of commerce innovation.

• Continue to Grow and Develop our Ecosystem. We have a thriving third-party ecosystem that includes app developers, theme
designers,  and  other  partners  that  bolster  the  functionality  of  our  platform.  Our  annual  Unite  conference  demonstrates  to
partners the opportunities that exist to collaborate in building the future of commerce technology. This ecosystem has grown
in  part  due  to  the  platform’s  functionality,  which  is  highly  extensible  and  can  be  expanded  through  our  API.  There  are
currently approximately 3,700 apps available in the Shopify App Store. We believe that growing our ecosystem makes the
Shopify platform more attractive and stickier, which further expands our merchant base, and in turn drives additional growth
of our ecosystem.

• Continue to Expand our Referral Partner Programs. We have strong relationships with thousands of design and marketing
agencies throughout the world. These agencies build merchant web and mobile shops on our platform. Approximately 24,500
active partners referred merchants to us in the past 12 months, and we refer work to them using our services marketplace. We
intend  to  strengthen  our  existing  relationships  with  referral  partners  and  create  new  ones  with  the  goal  of  expanding  our
overall merchant base.

• Continue to Build for the Long-term. We have a culture of iteration and experimentation with a focus on maximizing long-
term value, and many of our investments are made with an eye toward what we believe merchants will require several years
from  now.  Such  longer-term  initiatives  include  localizing  the  platform  for  international  expansion,  promoting  our  brand,
expanding our existing services, introducing new solutions, and entering into strategic partnerships and acquisitions. Because
we view commerce as a powerful vehicle for positive change, as part of our focus on the long term, in 2019 Shopify launched
a five million dollar sustainability fund focused on funding the most promising and impactful technologies and projects for
combating climate change.

Technology

The Shopify platform is a multi-tenant cloud-based system that is engineered for high scalability, reliability, and performance. Open
source has played a major role at Shopify from the beginning when our founder was active on the core team that built Ruby on Rails,
the technology that powers much of the Shopify platform. We host the Shopify platform using cloud-based servers. Maintaining the
integrity and security of our technology infrastructure is critical to our business, and we plan to invest further in our infrastructure to
meet  our  merchants’  needs  and  maintain  their  trust.  Our  investment  plans  include  increasingly  optimizing  our  cloud-based
infrastructure  to  deliver  local  performance  and  global  reach  to  more  merchants  than  ever  before,  with  consistent  levels  of
availability, performance and resiliency. The key attributes of the Shopify platform are:

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•

•

Security. Credit  card  processing  on  the  Shopify  platform  is  performed  by  a  dedicated,  highly  scalable,  geographically
redundant, high-security environment with specialized policies and procedures in place. The environment is designed to be
highly  isolated  and  secure  and  exceeds  the  requirements  of  PCI  DSS.  We  have  been  certified  as  a  PCI  DSS  Level  1-
compliant  service  provider,  which  is  the  highest  level  of  compliance  available.  We  use  firewalls,  advanced  encryption,
intrusion detection systems, two-factor authentication, and other technology to keep our merchants’ data secure.

Scalability. The cloud-based architecture of our platform has been designed to support sudden traffic and order spikes from
our  merchants.  We  use  a  technology  called  “containerization”  to  efficiently  scale  our  computing  resources  across  our
platform. We have benchmarked the Shopify platform to handle at least 150,000 requests per second and 12,000 orders per
minute based on platform load testing.

• Reliability. Our platform includes cloud-based servers that are fault-tolerant and ensure that our platform is highly reliable.
Because Shopify is at the heart of our merchants’  businesses, we employ a highly redundant,  horizontally  scalable, shared
architecture to ensure resiliency and high availability.

• Performance. We  believe  that  the  faster  and  more  accessible  our  merchants’  shops  appear  to  their  buyers,  the  more  our
merchants  will  sell.  We  have  a  dedicated  team  that  is  constantly  profiling  and  optimizing  the  performance  of  the  Shopify
platform. We leverage content delivery networks with global points of presence to ensure that content and data is delivered
quickly  to users across  the globe.  In 2019,  online  shops hosted  on our platform  had  sub-100  millisecond  median  response
times; our merchants’ shops averaged 319 million unique monthly visitors and almost 3.2 billion monthly browsing sessions,
most of which were from mobile devices; and we processed an average of 65.5 million orders per month.

• Deployment. The Shopify platform is “single branch” software, which means that all of our merchants use the latest version
of Shopify at all times. The result is that we have no overhead in maintaining older versions of our platform. Our software
deployment process enables us to quickly distribute new software as soon as it is ready. This is made possible by our ongoing
investment in end-to-end automation and comprehensive test suites.

Competition

Our market is transforming, competitive, and highly fragmented, and we expect competition to increase in the future. We believe the
principal competitive factors in our market are:

•
•
•
•
•
•
•
•
•
•
•
•

vision for commerce and product strategy;
simplicity and ease of use;
integration of multiple sales channels;
cost-effective solution;
vast and growing app ecosystem;
breadth and depth of functionality;
pace of innovation;
powerful data analytics;
ability to scale;
security and reliability;
support for a merchant’s brand development; and
brand recognition and reputation.

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With respect to each of these factors, we believe that we compare favorably to our competitors.

We  believe  no  competitor  offers  an  integrated,  multi-channel,  cloud-based  commerce  platform  with  comparable  functionality  to
ours. However, some merchants may elect to piece together technology that overlaps with our own from other providers such as:

ecommerce software vendors;
content management systems;
payment processors;
POS software providers;
domain registrars;
shipping label providers;
alternative lenders; and

•
•
•
•
•
•
•
• marketplaces.

Intellectual Property

Our  intellectual  property  and  proprietary  rights  are  important  to  our  business.  In  our  efforts  to  safeguard  them,  we  rely  on  a
combination  of copyright,  trade secret, trade dress, domain names, trademarks,  and other rights in Canada,  the United States, and
other jurisdictions in which we conduct our business. We also have confidentiality agreements, assignment agreements, and license
agreements  with  employees,  contractors,  merchants,  distributors,  and  other  third  parties,  which  limit  access  to  and  use  of  our
proprietary intellectual property. Though we rely, in part, upon these legal and contractual protections, we believe that factors such
as  the  skills  and  ingenuity  of  our  employees,  as  well  as  the  functionality  and  frequent  enhancements  to  our  platform,  make  our
intellectual property difficult to replicate.

We are subject to certain risks related to our intellectual property. For more information, see "Risk Factors - Risks Related to our
Business and Industry."

Property

We are headquartered in Ottawa, Canada. We do not own any real property. We believe that our current facilities are adequate to
meet  our  ongoing  needs  and  that,  if  we  require  additional  space,  we  will  be  able  to  obtain  additional  facilities  on  commercially
reasonable terms.

Culture and Employees

If you have ambitious goals, you need an equally ambitious team. Shopify is composed of highly talented, deeply caring individuals
all working on making commerce better for everyone. Our culture is continuously being redefined with every person that joins our
company, but, at our core, we value people who:

are impactful;
are merchant-obsessed;

•
•
• make great decisions quickly;
•
•
•

thrive on change;
are constant learners; and
build for the long term.

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In those values, there is a focus on continuous learning and personal development. We are a fast-growing company that is constantly
trying to get better. We expect to see similar growth from everyone on our team.

We deeply value innovation and experimentation. Every few months we take a break from our regular work for “Hack Days”, three
full days when we encourage our employees to step out of their “day jobs” to tackle a new problem or project that inspires them and
adds value to Shopify. “Hack Days” is an expression of Shopify’s culture of innovation and experimentation. Coming together to
solve problems outside of their day-to-day work, Shopifolk collaborate across different teams and regions, learn together, and have
fun  while  producing  something  that  will  make  Shopify  better.  This  global,  cross-discipline  collaboration  promotes  a  sense  of
community  and  belonging  on  the  Shopify  team  which  is  especially  important  as  we  grow  globally  and  have  more  employees
distributed internationally.

Personal  growth  and  development  and  constant  learning  are  central  to  Shopify's  culture.  We  encourage  Shopifolk  to  map  their
personal  learning  journey  through  our  "Own  Your  Own  Development"  program.  Employees  can  access  courses,  conferences,  and
workshops to build their skills and mastery, no matter where they're located.

We believe that being headquartered in Ottawa, Canada gives us access to a large talent pool. Ottawa is currently home to one of the
highest concentrations of tech workers in North America, with jobs in technology accounting for 9.9% of total employment in the
metropolitan  region.  We  recruit  our  employees  through  multiple  avenues  including  internships,  campus  recruiting,  and  global
outreach.

As of December 31, 2019, we had more than 5,000 employees and contractors worldwide. None of our employees is represented by
a labor organization or is a party to a collective bargaining arrangement. We are intentional in building a culture and environment
that empowers care and growth in high-impact people. Our recent employee survey, conducted in the third quarter of 2019, reflected
industry-leading levels of engagement. We consider our relationship with our employees to be excellent.

Government Regulation

We are subject to a number of foreign and domestic laws and regulations that affect companies conducting business on the internet,
many of which are still evolving and could be interpreted in ways that could harm our business. Concern about the use of software as
a service ("SaaS") platforms for illegal conduct, such as money laundering or supporting terrorist activities, may in the future result
in legislation or other governmental action that could require changes to our platform.

We are subject to U.S. and Canadian laws and regulations that govern or restrict our business and activities in certain countries and
with  certain  persons,  including  the  economic  sanctions  regulations  administered  by  the  U.S.  Treasury  Department’s  Office  of
Foreign  Assets  Control,  the  sanctions  regulations  administered  or  enforced  by  the  Office  of  the  Superintendent  of  Financial
Institutions  in  Canada,  and  the  export  control  laws  administered  by  the  U.S.  Commerce  Department’s  Bureau  of  Industry  and
Security, the U.S. State Department’s Directorate of Defense Trade Controls and the Canadian Export and Import Controls Bureau.
We are currently subject to a variety of laws and regulations in Canada, the United States, the European Economic Area (“EEA”)
and elsewhere related to payment processing and financial services. Depending on how Shopify Payments and our other merchant
solutions evolve, we may be subject to additional laws in Canada, the United States, the United Kingdom, Australia, Ireland, New
Zealand, Singapore, Hong Kong Japan, Germany, Spain, Italy, Denmark, the Netherlands, Sweden and elsewhere.

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We are also subject to federal, state, provincial, and foreign laws regarding cybersecurity, privacy, and the protection of data. Some
jurisdictions  have  enacted  laws  requiring  companies  to  notify  individuals  of  data  security  breaches  involving  certain  types  of
personal information data and our agreements with certain merchants require us to notify them in the event of a security incident.
Additionally,  some  jurisdictions  as  well  as  our  contracts  with  certain  merchants  require  us  to  use  industry-standard  or  reasonable
measures to safeguard personal information or confidential information, and thereby mitigate the risk of a security incident.

In  addition,  our  reputation  and  brand  may  be  negatively  affected  by  the  actions  of  merchants  or  their  users  or  partners  that  are
deemed to be hostile, offensive, inappropriate or unlawful. While we use technology to monitor for compliance with and eligibility
for  certain  Shopify  offerings,  we  do  not  proactively  monitor  or  review  the  appropriateness  of  the  content  accessible  through
merchants’ shops in connection with our services, and we do not have control over the activities in which merchants’ buyers engage.
While we have adopted policies regarding illegal or offensive use of our platform, merchants or their customers could nonetheless
engage  in  these  activities  without  our  knowledge.  The  safeguards  we  have  in  place  may  not  be  sufficient  to  avoid  harm  to  our
reputation  and brand,  especially if  such hostile, offensive or  inappropriate  use was  high profile,  which could  adversely affect  our
ability to expand our merchant subscription base and could harm our business and financial results. It is possible that we could also
be  subject  to  liability.  In  many  jurisdictions,  laws  relating  to  the  liability  of  providers  of  online  services  for  activities  of  their
customers and other third parties are currently being tested by a number of claims, including actions based on defamation, invasion
of privacy and other torts, unfair competition, copyright and trademark infringement, and other theories based on the nature of the
relevant content. Any court ruling or other governmental regulation or action that imposes liability on providers of online services in
connection with the activities of their customers or their customers’ users could harm our business. In such circumstances we may
also be subject to liability under applicable law, which may not be fully mitigated by our terms of service. Any liability attributed to
us could adversely affect our brand, reputation, ability to expand our subscriber base, and financial results.

GENERAL DEVELOPMENT OF THE BUSINESS

As of December 31, 2019, the Company operated in only a single operating and reportable segment.

Three-Year History

In the fourth quarter of 2019:

Shopify acquired 6 River Systems, a leading provider of collaborative warehouse fulfillment solutions, to accelerate the growth of
Shopify Fulfillment Network while also supporting 6 River Systems to continue building and selling their solution for warehouses.

Shopify launched Shopify Email, a native email marketing tool designed to help merchants build direct relationships with shoppers
by enabling merchants to create, run, and track email marketing campaigns within Shopify Marketing.

In the third quarter of 2019:

Shopify  surpassed  one  million  merchants  worldwide  on  our  platform,  hitting  a  major  milestone  and  reflecting  the  continued
expansion of Shopify’s global community of entrepreneurs.

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Shopify launched the Shopify Sustainability Fund. Shopify intends to spend at least five million dollars annually to invest in areas
like carbon sequestration, neutralizing our carbon footprint, sustainable packaging, and enabling our merchants and their buyers to
participate.

Shopify launched Shopify Chat, our first native chat function that allows merchants to have real-time conversations with customers
visiting their stores and provide a better shopping experience.

Shopify  sold  2,185,000  Class  A  subordinate  voting  shares  at  a  price  to  the  public  of  US$317.50  per  share  for  aggregate  gross
proceeds,  before  underwriting  discounts  and  offering  costs,  of  US$693,737,500,  to  strengthen  its  balance  sheet  to  support  further
growth initiatives.

In the second quarter of 2019:

Shopify announced the expansion of its platform into fulfillment, with the launch of an early access program for Shopify Fulfillment
Network,  created  to  provide  merchants  with  a  network  of  distributed  fulfillment  centers  that  utilizes  machine  learning  to  ensure
timely deliveries and lower shipping costs, enabling merchants to put their brand and customer experience front and center.

Shopify expanded the platform’s global capabilities by making the platform available in 11 additional languages, while also adding
ways  for  merchants  to  reach  international  shoppers,  including  a  Translations  API  to  store  translated  buyer-facing  content  such  as
products, collections, and blog posts, and enabling merchants to sell in multiple currencies with Shopify Payments.

Shopify launched Shopify Payments in the Netherlands enabling iDEAL as a local online banking payment method in addition to
credit card payments and in Denmark, Shopify Payments will support Visa Dankort’s debit payments expanding the availability of
Shopify Payments to 13 countries.

In the first quarter of 2019:

Shopify launched Shopify Studios, a full-service TV and film content development and production house, with the goal of redefining
and inspiring entrepreneurship through accessible, relevant, and entertaining content, paving the path for future business owners and
innovators.

Shopify launched a multi-currency feature for Shopify Plus merchants using Shopify Payments, enabling these merchants to sell in
multiple currencies and get paid in their local currency.

In the fourth quarter of 2018:

Shopify  launched  its  centralized  marketing  section  on  the  Shopify  dashboard  where  merchants  can  leverage  apps  to  create,
implement, and evaluate marketing campaigns faster and more efficiently, all directly from their Shopify dashboard, helping them
reach the right audiences and sell more.

Shopify  launched  Fraud  Protect,  a  chargeback  protection  product  available  to  merchants  using  Shopify  Payments  that  automates
order reviews and covers chargeback costs on eligible orders.

Shopify opened its first-ever brick-and-mortar space in Los Angeles featuring Shopify’s products, services, and new technology, and
serving as a hub where merchants can visit to receive support, inspiration, and education to help grow their business.

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Shopify  sold  2,600,000  Class  A  subordinate  voting  shares  at  a  price  to  the  public  of  US$154.00  per  share,  for  aggregate  gross
proceeds to the Company, before underwriting discounts and offering costs, of US$400,400,000, to strengthen its balance sheet to
support further growth initiatives.

In the third quarter of 2018:

Shopify announced a partnership with Nest. Shopify merchants can now access camera footage via the newly released Store Cam for
Shopify app and purchase Nest Cams and Google Wifi routers directly from the Shopify Hardware Store.

Shopify  launched  Locations,  a  multi-location  inventory  platform  that  enables  merchants  to  update  and  track  inventory  quantities
across multiple locations from their Shopify account.

Shopify introduced the new App Store, redesigned to make it easier for merchants to search for, evaluate, and install apps that help
them grow their business. It also benefits our partner ecosystem by offering faster discovery of apps by the right merchants.

Shopify launched Shopify AR, making selling with Augmented Reality (AR) accessible for small businesses. Shopify AR has the
potential to revolutionize mobile shopping by bringing products to life through 3D models shoppers can size up, examine from all
angles, and even place in the environment around them, directly through the Safari browser on iOS 12 devices - without the need for
a separate mobile app.

Shopify launched Shopify Payments and a local payment method in Germany, which allows for bank transfers in addition to credit
card payments.

In the second quarter of 2018:

Shopify  announced  enhancements  to  our  POS  solution  including  announcement  of  (not  release  of)  a  new  premium  Tap  and  Chip
reader as well as upgrades enabling multi-channel returns and exchanges, in-store pickup, tipping options, a companion app for a
customer-facing checkout experience, and a developer SDK.

Shopify announced simplifications to merchants’ marketing processes, including a native marketing dashboard, easy-to-use BOGO
and quantity discounts, and Dynamic Checkout, which surfaces the consumer’s preferred payment method directly on the product
page and allows transactions to happen with a single tap using Shopify Pay, Apple Pay, and other wallets.

At  our  partner  conference,  Shopify  Unite,  Shopify  announced  back  office  workflow  efficiencies  like  multi-location  inventory
management,  Fraud  Protect  for  protection  from  fraudulent  chargebacks,  Kit  Skills  app  extensions,  Shopify  Ping  to  centralize
business  and  marketing  activities  and  conversations,  and  localization  of  the  Shopify  platform  for  native  languages  and  payment
methods.

In the first quarter of 2018:

Shopping on Instagram was expanded beyond the U.S. to the UK, Australia, Canada, Germany, France, Italy, Spain, and Brazil.

Shopify  launched  an  integration  with  Google  Pay  on  Shopify  stores,  allowing  hundreds  of  millions  of  shoppers  to  experience  an
accelerated checkout.

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In February  2018,  Shopify  sold 4,800,000  Class  A subordinate  voting  shares  at a price  to the  public  of US$137.00  per  share,  for
aggregate gross proceeds to the Company, before underwriting discounts and offering costs, of US$657,600,000, to strengthen its
balance sheet to support further growth initiatives.

Shopify  appointed  Amy  Shapero  as  its  new  Chief  Financial  Officer  to  replace  Russ  Jones,  who  retired  after  serving  as  Shopify’s
CFO since 2011.

Shopify launched Shopify Payments in Japan.

In the fourth quarter of 2017:

Shopify added both DHL and UPS, in October and November, respectively, as new shipping partners to offer U.S. merchants greater
choice for competitive shipping rates.

In the third quarter of 2017:

Shopify’s Instagram channel was made available in a limited release to tens of thousands of merchants in October 2017. Merchants
in  categories  like  fashion,  jewelry,  beauty,  furniture,  and  home  decor,  are  able  to  tag  posts  with  products  in  Instagram’s  apps  to
showcase to over 800 million monthly active Instagram users.

Shopify announced the addition of the largest global fashion search engine, Lyst, enabling merchants to reach new audiences in the
U.S., the UK, Germany, Sweden, Finland, and Austria they may not have been able to capture before.

Shopify  expanded  shipping  capabilities  beyond  single  label  printing  in  September  2017,  adding  bulk  label  printing  to  Shopify
Shipping and integrated DHL Express as an international shipping option at discounted rates for merchants based in the U.S.

Shopify announced in August 2017 that it powers more than 500,000 businesses in approximately 175 countries around the world.

Shopify began shipping pre-orders of its Chip and Swipe Reader to merchants in July 2017, enhancing our point-of-sale channel, the
second-largest channel for GMV.

In the second quarter of 2017:

Shopify announced the integration of eBay as a channel for merchants in July 2017. The channel, which went live in October 2017,
enables Shopify merchants to surface their brand and products to more than 168 million active eBay buyers, while managing eBay
orders, inventory and messages from within Shopify.

Shopify announced the integration of BuzzFeed as a channel for merchants in June 2017, paving a new way for media and publishers
to drive revenue. The new channel allows merchants to easily tag products for BuzzFeed editors to search, find, and feature in its
campaigns, product lists and onsite content for its audience of more than 200 million.

Shopify  Pay,  a  feature  designed  to  increase  conversion  at  checkout  by  streamlining  the  checkout  process,  especially  on  mobile
devices, went live to all merchants using Shopify Payments.

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Shopify completed a public offering in May 2017 of 6,325,000 Class A subordinate voting shares. The aggregate net proceeds to the
Company of US$575,575,000 strengthened Shopify’s balance sheet and provided flexibility to fund growth strategies.

Shopify acquired Oberlo UAB (“Oberlo”), a company that allows merchants to find products to sell, import them directly into their
Shopify store, and ship those products directly to customers.

In the first quarter of 2017:

Shopify announced the Wholesale Channel for Shopify Plus, which enables Shopify Plus merchants to create a separate, password-
protected  storefront,  managed  within  their  existing  store.  Merchants  can  invite  buyers  to  purchase  products  at  assigned  wholesale
prices, creating a more efficient way to manage customer bulk ordering in one place, without two systems or workarounds.

Over one thousand Shopify Partners and Developers from around the world gathered in San Francisco in April 2017 to discuss the
future of Shopify, commerce, and technology at our partner conference, Shopify Unite.

RISK FACTORS

In  addition  to  any  other  risks  contained  in  this  AIF,  as  well  as  our  "Management’s  Discussion  and  Analysis"  and  our  audited
financial statements and related notes, the risks described below are the principal risks that could have a material and adverse effect
on  our  business,  financial  condition,  results  of  operations,  cash  flows,  future  prospects  or  the  trading  price  of  our  Class  A
subordinate voting shares. This AIF also contains forward-looking statements that involve risks and uncertainties. Our actual results
could differ materially from those anticipated in the forward-looking statements as a result of a number of factors, including the risks
described below. See "Forward-Looking Information."

Risks Related to Our Business and Industry

Our rapid growth may not be sustainable and depends on our ability to attract new merchants, retain revenue from existing
merchants and increase sales to both new and existing merchants.

We  principally  generate  revenues  through  the  sale  of  subscriptions  to  our  platform  and  the  sale  of  additional  solutions  to  our
merchants. Our subscription plans typically have a one-month term, although a small percentage of our merchants have annual or
multi-year subscription terms. Our merchants have no obligation to renew their subscriptions after their subscription term expires.
As a result, even though the number of merchants using our platform has grown rapidly in recent years, there can be no assurance
that  we  will  be  able  to  retain  these  merchants.  We  have  historically  experienced  merchant  turnover  as  a  result  of  many  of  our
merchants  being  SMBs  that  are  more  susceptible  than  larger  businesses  to  general  economic  conditions  and  other  risks  affecting
their  businesses.  Many  of  these  SMBs  are  in  the  entrepreneurial  stage  of  their  development  and  there  is  no  guarantee  that  their
businesses will succeed. New merchants joining our platform may also decide not to continue or renew their subscription for reasons
outside of our control. Our costs associated with subscription renewals are substantially lower than costs associated with generating
revenue from new merchants or costs associated with generating sales of additional solutions to existing merchants. Therefore, if we
are unable to retain revenue from existing merchants or if we are unable to increase revenues from existing merchants, even if such
losses are offset by an increase in new merchants or an increase in other revenues, our operating results could be adversely impacted.

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We  may  also  fail  to  attract  new  merchants,  retain  revenue  from  existing  merchants  or  increase  sales  to  both  new  and  existing
merchants  as  a  result  of  a  number  of  other  factors,  including:  reductions  in  our  current  or  potential  merchants’  spending  levels;
competitive factors affecting the software as a service ("SaaS") business software applications market, including the introduction of
competing platforms, discount pricing and other strategies that may be implemented by our competitors; our ability to execute on our
growth strategy and operating plans including initiatives such as Shopify Fulfillment Network and new solutions offerings; a decline
in  the  number  of  entrepreneurs;  a  decline  in  our  merchants’  level  of  satisfaction  with  our  platform  and  merchants’  usage  of  our
platform;  the  difficulty  and  cost  to  switch  to  a  competitor  may  not  be  significant  for  many  of  our  merchants;  changes  in  our
relationships with third parties, including our partners, app developers, theme designers, referral sources and payment processors; the
timeliness  and  success  of  new  products  and  services  we  may  offer  in  the  future;  concerns  relating  to  actual  or  perceived  security
breaches; the frequency and severity of any system outages; technological changes or problems; and our focus on long-term value
over short-term results, meaning that we may make strategic decisions that may not maximize our short-term revenue or profitability
if we believe that the decisions are consistent with our mission and will improve our financial performance over the long-term.

Additionally, we anticipate that our growth rate will decline over time to the extent that the number of merchants using our platform
increases and we achieve higher market penetration rates. As our growth rate declines, investors' perception of our business may be
adversely affected and the trading price of our Class A subordinate voting shares could decline as a result. To the extent our growth
rate slows, our business performance will become increasingly dependent on our ability to retain revenue from existing merchants
and increase sales to existing merchants.

Our business could be harmed if we fail to manage our growth effectively.

The rapid growth we have experienced in our business places significant demands on our operational infrastructure. The scalability
and flexibility of our platform depends on the functionality of our technology and network infrastructure and its ability to handle
increased traffic and demand for bandwidth. The growth in the number of merchants using our platform and the number of orders
processed through our platform has increased the amount of data and requests that we process. Any problems with the transmission
of  increased  data  and  requests  could  result  in  harm  to  our  brand  or  reputation.  Moreover,  as our business  grows,  we  will  need  to
devote additional resources to improving our operational infrastructure and continuing to enhance its scalability in order to maintain
the performance of our platform.

Our growth has placed, and will likely continue to place, a significant strain on our managerial, administrative, operational, financial
and  other  resources.  We  have  grown  from  approximately  4,000  employees  and  contractors  at  December  31,  2018  to  over  5,000
employees and contractors at December 31, 2019. We intend to further expand our overall business, including headcount, with no
assurance  that  our  revenues  will  continue  to  grow.  As  we  grow,  we  will  be  required  to  continue  to  improve  our  operational  and
financial  controls  and reporting  procedures  and we may not be able to do so effectively.  In addition,  as we have grown, we have
significantly expanded our lease commitments and we plan to further expand such commitments. Furthermore, some members of our
management do not have significant experience managing a large global business operation, so our management may not be able to
manage such growth effectively. As such, we may be unable to manage our expenses effectively in the future, which may negatively
impact  our  gross  profit  or  operating  expenses.  We  are  also  subject  to  the  risks  of  over-hiring  and/or  over-compensating  our
employees and over-expanding our operating infrastructure.

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In  addition,  we  believe  that  an  important  contributor  to  our  success  has  been  our  corporate  culture,  which  we  believe  fosters
innovation, teamwork and passion for our merchants, and a focus on attractive design and technologically advanced and well-crafted
software and products. Most of our employees have been with us for fewer than two years as a result of our rapid growth. As we
continue  to  grow,  we  must  effectively  integrate,  develop,  and  motivate  a  growing  number  of  new  employees,  some  of  whom  are
based in various countries around the world, and we must effectively preserve our ability to execute quickly on new features and
initiatives.  As  a  result,  we  may  find  it  difficult  to  maintain  our  corporate  culture,  which  could  limit  our  ability  to  innovate  and
operate  effectively.  Any  failure  to  preserve  our  culture  could  also  negatively  affect  our  ability  to  retain  and  recruit  personnel,  to
continue to perform at current levels, or to execute on our business strategy effectively and efficiently.

We have a history of losses and we may be unable to achieve profitability.

We incurred net losses of $124.8 million in 2019, $64.6 million in 2018, and $40.0 million in 2017. At December 31, 2019, we had
an accumulated deficit of $304.2 million. These losses and accumulated deficit are a result of the substantial investments we made to
grow our business and we expect to make significant expenditures to expand our business in the future. We expect to increase our
investment  in sales  and marketing  as we  continue  to  spend  on  marketing  activities  and  expand  our partner  referral  programs.  We
plan to increase our investment in research and development as we continue to introduce new products and services to extend the
functionality  of  our  platform.  We  also  intend  to  invest  in  maintaining  our  high  level  of  merchant  service  and  support,  which  we
consider  critical  for  our  continued  success.  In  order  to  support  the  continued  growth  of  our  business  and  to  meet  the  demands  of
continuously  changing  security  and  operational  requirements,  we  plan  to  continue  investing  in  our  network  infrastructure.  These
increased expenditures will make it harder for us to achieve profitability and we cannot predict if we will achieve profitability in the
near term or at all. Historically, our costs have increased each year due to these factors and we expect to continue to incur increasing
costs to support our anticipated future growth. We also expect to incur additional general and administrative expenses as a result of
our  growth.  If  the  costs  associated  with  acquiring  new  merchants  materially  rise  in  the  future,  including  the  fees  we  pay  to  third
parties  to  market  our  platform,  our  expenses  may  rise  significantly.  If  we  are  unable  to  generate  adequate  revenue  growth  and
manage our expenses, we may continue to incur significant losses and may not achieve or maintain profitability.

We  may  make  decisions  that  would  reduce  our  short-term  operating  results  if  we  believe  those  decisions  will  improve  the
experiences of our merchants and their buyers and if we believe such decisions will improve our operating results over the long term.
These decisions may not be consistent with the expectations of investors and may not produce the long-term benefits that we expect,
in which case our business may be materially and adversely affected.

Our  limited  operating  history  in  new  and  developing  markets  and  new  geographic  regions  makes  it  difficult  to  evaluate  our
current business and future prospects and may increase the risk that we will not be successful.

We launched the Shopify platform in 2006 and the majority of our revenue growth has occurred in the past few years. This makes it
difficult  to  accurately  assess  our  future  prospects.  We  also  operate  in  new  and  developing  markets  that  may  not  develop  as  we
expect. You should consider our future prospects in light of the challenges and uncertainties that we face, including the fact that our
business has grown rapidly and it may not be possible to fully discern the trends that we are subject to, that we operate in new and
developing markets, and that elements of our business strategy are new and subject to ongoing development. We have encountered
and will continue  to encounter  risks and difficulties  frequently  experienced  by growing  companies  in rapidly  changing  industries,
including increasing and unforeseen expenses as we continue to

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grow our business. If we do not manage these risks successfully, our business, results of operations and prospects will be harmed.

Our future success will depend in part upon our ability to continue to expand into new geographic regions, and we will face risks
entering markets in which we have limited or no experience, which have additional complexity and in which we do not have any
brand recognition. It is costly to establish, develop and maintain international operations, and to promote our brand internationally.
In addition, expanding into new geographic regions where the main language is not English will require substantial expenditures and
take  considerable  time  and  attention,  and  we  may  not  be  successful  enough  in  these  new  markets  to  recoup  our  investments  in  a
timely manner, or at all. Our efforts to expand into new geographic regions may not be successful, which could limit our ability to
grow our business.

If we fail to improve and enhance the functionality, performance, reliability, design, security and scalability of our platform in a
manner that responds to our merchants’ evolving needs, our business may be adversely affected.

The markets in which we compete are characterized by constant change and innovation and we expect them to continue to evolve
rapidly. Our success has been based on our ability to identify and anticipate the needs of our merchants and design and maintain a
platform that provides them with the tools they need to operate their businesses. Our ability to attract new merchants, retain revenue
from existing merchants, and increase sales to both new and existing merchants will depend in large part on our ability to continue to
improve and enhance the functionality, performance, reliability, design, security, and scalability of our platform.

Furthermore,  as we continue  to expand Shopify Plus, and as the number of our merchants  with higher volume sales increases,  so
does the need for us to offer increased functionality, scalability and support, which requires us to devote additional resources to such
efforts. To the extent we are not able to enhance our platform’s functionality in order to maintain its utility, enhance our platform’s
scalability in order to maintain its performance and availability, or improve our support function in order to meet increased demands,
our business, operating results and financial condition could be adversely affected.

We  may  experience  difficulties  with  software  development  that  could  delay  or  prevent  the  development,  introduction  or
implementation of new solutions and enhancements. Software development involves a significant amount of time for our research
and development team, as it can take our developers months to update, code and test new and upgraded solutions and integrate them
into our platform. We must also continually update, test and enhance our software platform. For example, our design team spends a
significant amount of time and resources incorporating various design enhancements, such as customized colors, fonts, content and
other features, into our platform. The continual improvement and enhancement of our platform requires significant investment and
we  may  not  have  the  resources  to  make  such  investment.  Our  improvements  and  enhancements  may  not  result  in  our  ability  to
recoup our investments in a timely manner, or at all. We may make significant investments in new solutions or enhancements that
may not achieve expected returns. The improvement and enhancement of the functionality, performance, reliability, design, security
and scalability of our platform is expensive and complex, and to the extent we are not able to perform it in a manner that responds to
our merchants’ evolving needs, our business, operating results and financial condition will be adversely affected.

We  store  personal  information  including  of  our  merchants  and  their  buyers  and  users  of  our  apps.  If  the  security  of  this
information  is  compromised  or  is  otherwise  accessed  without  authorization,  our  reputation  may  be  harmed  and  we  may  be
exposed to liability and loss of business.

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We store personal information, credit card information and other confidential information of our partners, our merchants and their
buyers,  and  consumers  with  whom  we  have  a  direct  relationship.  Mobile  applications  integrated  with  Shopify  and  the  third-party
apps available for our platform may also store personal information, credit card information and/or other confidential information.
We  do  not  proactively  monitor  the  content  that  our  merchants  upload  and  store,  or  the  information  provided  to  us  through  the
applications  integrated  with  Shopify,  and,  therefore,  we  do  not  control  the  substance  of  the  content  on  our  servers,  which  may
include  personal  information.  Additionally,  we  use  dozens  of  third  party  service  providers  and  subprocessors  to  help  us  deliver
services  to  merchants  and  their  buyers.  These  service  providers  and  subprocessors  may  store  personal  information,  credit  card
information and/or other confidential information. There has in the past and there may in the future be successful attempts by third
parties  to  obtain  unauthorized  access  to  the  personal  information  of  our  partners,  our  merchants,  our  merchants’  buyers,  and
consumers  with  whom  we  have  a  direct  relationship.  This  information  could  also  be  otherwise  exposed  through  human  error,
malfeasance or otherwise. The unauthorized release, unauthorized access or compromise of this information could have a material
adverse  effect  on  our  business,  financial  condition  and  results  of  operations.  Even  if  such  a  data  breach  did  not  arise  out  of  our
actions or inactions, or if it were to affect one or more of our competitors or our merchants’ competitors, rather than Shopify itself,
the resulting consumer concern could negatively affect our merchants and/or our business.

We  are  also  subject  to  federal,  state,  provincial  and  foreign  laws  regarding  cybersecurity  and  the  protection  of  data.  Some
jurisdictions have enacted laws requiring companies to notify individuals and government regulators of security breaches involving
certain types of personal information and our agreements with certain merchants and partners require us to notify them in the event
of  certain  security  incidents.  Additionally,  some  jurisdictions,  as  well  as  our  contracts  with  certain  merchants,  require  us  to  use
industry-standard or reasonable measures to safeguard personal information or confidential information. These laws, which tend to
focus around individuals’ financial and payment related information, are increasingly relevant to us, as we continue to collect and
store more payment information from consumers directly through services such as Shopify Pay.

Our failure to comply with legal or contractual requirements around the security of personal information  could lead to significant
fines and penalties  imposed by regulators,  as well as claims by our merchants,  their buyers,  or other relevant  stakeholders.  These
proceedings or violations could force us to spend money in defense or settlement of these proceedings, result in the imposition of
monetary liability or injunctive relief, divert management’s time and attention, increase our costs of doing business, and materially
adversely  affect  our  reputation  and  the  demand  for  our  solutions.  In  addition,  if  our  security  measures  fail  to  protect  credit  card
information adequately, we could be liable to our partners, our merchants, their buyers, and consumers with whom we have a direct
relationship, for their losses, as well as our payments processing partners under our agreements with them. As a result, we could be
subject  to  fines  and  higher  transaction  fees,  we  could  face  regulatory  or  other  legal  action,  and  our  merchants  could  end  their
relationships with us. There can be no assurance that the limitations of liability in our contracts would be enforceable or adequate or
would otherwise protect us from any such liabilities or damages with respect to any particular claim. We also cannot be sure that our
existing  insurance  coverage  and  coverage  for  errors  and  omissions  will  continue  to  be  available  on  acceptable  terms  or  will  be
available in sufficient amounts to cover one or more large claims, or that our insurers will not deny coverage as to any future claim.
The  successful  assertion  of  one  or  more  large  claims  against  us  that  exceeds  our  available  insurance  coverage,  or  changes  in  our
insurance policies, including premium increases or the imposition of large deductible or co-insurance requirements, could have an
adverse effect on our business, financial condition and results of operations.

Security  breaches,  denial  of  service  attacks,  or  other  hacking  and  phishing  attacks  on  our  systems  or  other  security  breaches
could delay or interrupt service to our merchants, their buyers, and others who use our

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services, harm our reputation or subject us to significant liability, and adversely affect our business and financial results.

We operate in an industry that is prone to cyber attacks. Failure to prevent or mitigate security breaches and improper access to or
disclosure of our data, our merchant's data, or their buyers' data, could result in the loss or misuse of such data, which could harm
our business and reputation. The security measures we have integrated into our internal networks and platform, which are designed
to prevent or minimize security breaches, may not function as expected or may not be sufficient to protect our internal networks and
platform against certain attacks. In addition, techniques used to sabotage or to obtain unauthorized access to networks in which data
is  stored  or  through  which  data  is  transmitted  change  frequently.  As  a  result,  we  may  be  unable  to  anticipate  these  techniques  or
implement adequate preventative measures to prevent an electronic intrusion into our networks.

Our merchants’ storage and use of data concerning their shops and their buyers is essential to their use of our platform, which stores,
transmits  and  processes  our  merchants’  proprietary  information  and  personal  information  relating  to  them  and  their  buyers.
Similarly, all of our apps collect, store, and process personal information about users. If a security breach were to occur, as a result
of third-party action, employee error, malfeasance, or otherwise, and the confidentiality, integrity or availability of our merchants’
data was disrupted, we could incur significant liability to our merchants and to individuals whose information was being stored by
our  merchants,  and  our  platform  may  be  perceived  as  less  desirable,  which  could  negatively  affect  our  business  and  damage  our
reputation.

In the past, we have been subject to distributed denial of service, or DDoS attacks, a technique used by hackers to take an internet
service offline by overloading its servers. A DDoS attack or security breach could delay or interrupt service to our merchants and
their  buyers  and  may  deter  consumers  from  visiting  our  merchants’  shops.  Our  platform,  our  apps,  and  third-party  apps  may  be
subject  to  DDoS  attacks  in  the  future  and  we  cannot  guarantee  that  applicable  recovery  systems,  security  protocols,  network
protection mechanisms and other procedures are or will be adequate to prevent network and service interruption, system failure or
data loss. In addition, computer malware, viruses, and hacking and phishing attacks by third parties are prevalent in our industry. We
have experienced such attacks in the past and may experience such attacks in the future. As a result of our increased visibility, we
believe that we are increasingly a target for such breaches and attacks.

Moreover, our platform, our apps, and third-party apps available for our platform could be breached if vulnerabilities in our platform
or third-party  apps are  exploited  by unauthorized  third  parties  or due to employee  error,  malfeasance,  or otherwise.  Further,  third
parties  may  attempt  to  fraudulently  induce  employees  or  merchants  into  disclosing  sensitive  information  such  as  user  names,
passwords or other information or otherwise compromise the security of our internal networks, electronic systems and/or physical
facilities  in  order  to  gain  access  to  our  data  or  our  merchants’  data.  Since  techniques  used  to  obtain  unauthorized  access  change
frequently and the size and severity of DDoS attacks and security breaches are increasing, we may be unable to implement adequate
preventative measures or stop DDoS attacks or security breaches while they are occurring.

In addition to our own platform and apps, some of the third parties we work with, including service providers we use and third-party
apps  or  other  services  used  by  our  merchants,  may  receive  information  provided  by  us,  by  our  merchants,  or  by  our  merchants'
buyers  through  web  or  mobile  applications  integrated  with  Shopify.  If  these  third  parties  fail  to  adhere  to  adequate  data  security
practices,  or  in  the  event  of  a  breach  of  their  networks,  our  own  and  our  merchants'  data  may  be  improperly  accessed,  used  or
disclosed. Even if such a

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failure  or  breach  is  unrelated  to  our  own  action  or  inaction,  an  incident  could  negatively  affect  our  business  and  damage  our
reputation.

Any actual or perceived DDoS attack or security breach could damage our reputation and brand, expose us to a risk of litigation and
possible liability and require us to expend significant capital and other resources to respond to and/or alleviate problems caused by
the DDoS attack or security breach. Some jurisdictions have enacted laws requiring companies to notify individuals or government
regulators of data security breaches involving certain types of personal data and our agreements with certain merchants and partners
require us to notify them in the event of a security incident. Such mandatory disclosures are costly, could lead to negative publicity,
and  may  cause  our  merchants  to  lose  confidence  in  the  effectiveness  of  our  data  security  measures.  Moreover,  if  a  high  profile
security breach occurs with respect to another SaaS provider, merchants may lose trust in the security of the SaaS business model
generally,  which  could  adversely  impact  our  ability  to  retain  revenue  from  existing  merchants  or  attract  new  ones.  Similarly,  if  a
high  profile  security  breach  occurs  with  respect  to  a  retailer  or  ecommerce  platform,  buyers  may  lose  trust  in  ecommerce  more
generally, which could adversely impact our merchants’ businesses. Any of these events could harm our reputation or subject us to
significant liability, and materially and adversely affect our business and financial results.

Our business is highly competitive. We may not be able to compete successfully against current and future competitors.

We face competition in various aspects of our business and we expect such competition  to intensify in the future, as existing and
new competitors introduce new services or enhance existing services and as our business continues to evolve. We have competitors
with longer operating histories, larger customer bases, greater brand recognition, greater experience and more extensive commercial
relationships in certain jurisdictions, and greater financial, technical, marketing, and other resources than we do. Our potential new
or existing competitors may be able to develop products and services better received by merchants or may be able to respond more
quickly  and  effectively  than  we  can  to  new  or  changing  opportunities,  technologies,  regulations  or  merchant  requirements.  In
addition, some of our larger competitors may be able to leverage a larger installed customer base and distribution network to adopt
more  aggressive  pricing  policies  and  offer  more  attractive  sales  terms,  which  could  cause  us  to  lose  potential  sales  or  to  sell  our
solutions at lower prices.

Competition  may  intensify  as  our  competitors  enter  into  business  combinations  or  alliances  or  raise  additional  capital,  or  as
established companies in other market segments or geographic markets expand into our market segments or geographic markets. For
instance, certain competitors could use strong or dominant positions in one or more markets to gain a competitive advantage against
us  in  areas  where  we  operate  including:  by  integrating  competing  platforms  or  features  into  products  they  control  such  as  search
engines,  web  browsers,  mobile  device  operating  systems  or  social  networks;  by  making  acquisitions;  or  by  making  access  to  our
platform more difficult. Further, current and future competitors could choose to offer a different pricing model or to undercut prices
in  an  effort  to  increase  their  market  share.  We  also  expect  new  entrants  to  offer  competitive  services.  If  we  cannot  compete
successfully against current and future competitors, our business, results of operations and financial condition could be negatively
impacted.

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Our business is susceptible to risks associated with international sales and the use of our platform in various countries.

We currently have merchants in approximately 175 countries and we expect to continue to expand our international operations in the
future. However, our international sales and the use of our platform in various countries subject us to risks that we do not generally
face with respect to domestic sales within North America. These risks include, but are not limited to:

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greater difficulty in enforcing contracts, including our universal terms of service and other agreements;
lack of familiarity and burdens and complexity involved with complying with multiple, conflicting and changing foreign
laws, standards, regulatory requirements, tariffs, export controls and other barriers;
difficulties  in  ensuring  compliance  with  countries’  multiple,  conflicting  and  changing  international  trade,  customs  and
sanctions laws;
data privacy laws which may require that merchant and customer data be stored and processed in a designated territory;
difficulties in managing systems integrators and technology partners;
differing technology standards and different strategic priorities for merchants in various jurisdictions;
potentially  adverse  tax  consequences,  including  the  complexities  of  foreign  value-added  tax  (or  other  tax)  systems  and
restrictions on the repatriation of earnings;
uncertain political and economic climates and increased exposure to global political, economic, and social risks that may
impact  our  operations  or  our  merchants'  operations  and/or  decrease  consumer  spending,  including  the  impact  of  global
health emergencies;
difficulties  in  ensuring  compliance  with  government  regulations  of  ecommerce  and  other  services,  which  could  lead  to
lower adoption rates and restrictions on foreign ownership;
potentially restrictive actions by foreign governments or regulators, including actions that prevent or limit our access to our
platform, services, apps, or websites;
uncertainties  and  instability  in  European  and  global  markets  and  increased  regulatory  costs  and  challenges,  and  other
adverse effects caused by the United Kingdom's withdrawal from the European Union;
lower levels of credit card usage and increased payment risks;
currency exchange rates;
reduced or uncertain protection for intellectual property rights in some countries;
new and different sources of competition;
lower levels of consumer spending; and
restricted access to and/or lower levels of use of the internet.

These factors may cause our international costs of doing business to exceed our comparable domestic costs and may also require
significant  management  attention  and  financial  resources.  Any  negative  impact  from  our  international  business  efforts  could
adversely affect our business, results of operations and financial condition.

Our growth depends in part on the success of our strategic relationships with third parties.

We anticipate that the growth of our business will continue to depend on third-party relationships, including relationships with our
app  developers,  theme  designers,  referral  sources,  resellers,  payment  processors,  providers  of  online  sales  channels  and  other
partners. In addition to growing our third-party partner ecosystem,

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we  have  entered  into  agreements  with,  and  intend  to  pursue  additional  relationships  with,  other  third  parties,  such  as  technology,
content  providers,  fulfillment  and  shipping  partners,  and  implementation  consultants.  Identifying,  negotiating  and  documenting
relationships with third parties requires significant time and resources as does integrating third-party content and technology. Some
of the third parties that sell our services have the direct contractual relationships with the merchants, and therefore we risk the loss of
such  merchants  if  the  third  parties  fail  to  perform  their  obligations.  Our  agreements  with  providers  of  cloud  hosting,  technology,
content and consulting are typically non-exclusive and do not prohibit such service providers from working with our competitors or
from offering competing services. These third-party providers may choose to terminate their relationship with us or to make material
changes to their businesses, products or services.

The success of our platform depends, in part, on our ability to integrate third-party apps, themes and other offerings into our third-
party  ecosystem.  Third-party  developers  may  also  change  the  features  of  their  offering  of  apps  and  themes  or  alter  the  terms
governing the use of their offerings in a manner that is adverse to us. If third-party apps and themes change such that we do not or
cannot maintain the compatibility of our platform with these apps and themes, or if we fail to ensure there are third-party apps and
themes that our merchants desire to add to their shops, demand for our platform could decline. If we are unable to maintain technical
inter-operation, our merchants may not be able to effectively integrate our platform with other systems and services they use. We
may also be unable to maintain our relationships with certain third-party vendors if we are unable to integrate our platform with their
offerings.  In  addition,  third-party  developers  may  refuse  to  partner  with  us  or  limit  or  restrict  our  access  to  their  offerings.  Such
changes could functionally limit or terminate our ability to use these third-party offerings with our platform, which could negatively
impact  our  solution  offerings  and  harm  our  business.  If  we  fail  to  integrate  our  platform  with  new  third-  party  offerings  that  our
merchants need for their shops, or to adapt to the data transfer requirements of such third-party offerings, we may not be able to offer
the functionality that our merchants and their buyers expect, which would negatively impact our offerings and, as a result, harm our
business.

Our competitors may be effective in providing incentives to third parties to favor their products or services or to prevent or reduce
subscriptions  to  our  platform.  In  addition,  these  providers  may  not  perform  as  expected  under  our  agreements  or  under  their
agreements with our merchants, and we or our merchants may in the future have disagreements or disputes with such providers. If
we lose access to products or services from a particular supplier, or experience a significant disruption in the supply of products or
services from a current supplier, especially a single-source supplier, it could have an adverse effect on our business and operating
results.

Our  brand  is  integral  to  our  success.  If  we  fail  to  effectively  maintain,  promote  and  enhance  our  brand,  our  business  and
competitive advantage may be harmed.

We  believe  that  maintaining,  promoting  and  enhancing  the  Shopify  brand  is  critical  to  expanding  our  business.  Maintaining  and
enhancing  our  brand  will  depend  largely  on  our  ability  to  continue  to  provide  high-quality,  well-designed,  useful,  reliable  and
innovative solutions, which we may not do successfully.

Errors,  defects,  disruptions  or  other  performance  problems  with  our  platform,  including  with  third-party  apps,  or  with  our  other
products,  may  harm  our  reputation  and  brand.  We  may  introduce  new  solutions  or  terms  of  service  that  our  merchants  and  their
buyers do not like, which may negatively affect our brand. Additionally, if our merchants or their buyers have a negative experience
using our products or solutions or third-party solutions integrated with Shopify, such an experience may affect our brand, especially
as we continue attract larger merchants to our platform and expand our offerings. Our Shopify Experts directory enables independent
designers, developers and marketers to offer their services to merchants who engage

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them  directly.  Our  reputation  may  be  harmed  if  any  of  the  services  provided  by  these  third  parties  does  not  meet  our  merchants’
expectations.

We receive media coverage globally. Any unfavorable media coverage or negative publicity about our industry or our company, for
example, the quality and reliability of our platform, our privacy and security practices, our product changes, litigation, or regulatory
activity, or regarding the actions of our partners or our merchants, could seriously harm our reputation. Such negative publicity could
also adversely affect the size, demographics, engagement, and loyalty of our merchants and result in decreased revenue, which could
seriously harm our business. Critics of our industry, and others who may want to pursue an agenda have in the past and may in the
future utilize the internet, the press and other means to publish criticisms of our industry, our company and our competitors, or make
allegations regarding our business and operations, or the business and operations of our competitors. We or others in our industry
may  receive  similar  negative  publicity  or  allegations  in  the  future,  and  it  could  be  costly,  time  consuming,  distracting  to
management, cause fluctuations in the market price of our Class A subordinate voting shares, and harm our business and reputation.

We believe that the importance of brand recognition will increase as competition in our market increases. In addition to our ability to
provide reliable and useful solutions at competitive prices, successful promotion of our brand will depend on the effectiveness of our
marketing  efforts.  While  we  market  our  platform  primarily  through  advertisements  on  search  engines  and  social  networking  and
media  sites,  and  paid  banner  advertisements  on  other  websites,  our  platform  is  also  marketed  through  our  partner  and  reseller
channels and through a number of free traffic sources, including customer referrals, word-of-mouth and search engines. We also hire
sales personnel to market our platform to certain merchant segments and certain of our solutions, our subscription plan for merchants
with  higher  volume  sales  and  additional  functionality  requirements,  and  our  retail  products,  introducing  additional  costs  with  no
assurance  of  success.  Our  efforts  to  market  our  brand  have  involved  significant  expenses,  which  we  intend  to  increase.  Our
marketing spend may not yield increased revenue, and even if it does, any increased revenue may not offset the expenses we incur in
building and maintaining our brand.

We use a single cloud service provider to deliver our services. Any disruption of services from our cloud service provider could
harm our business.

We  currently  manage  our  services  and  serve  all  of  our  merchants  through  a  third-party  cloud  computing  service.  In  2019,  we
substantially completed migration of our computing to run on this cloud computing service. If, for any reason, we are required to
migrate our computing to another cloud service provider, such a transition could incur significant time and expense and our business
could be adversely impacted.

Our cloud service provider does not guarantee that access to our platform will be uninterrupted or error-free. Interruptions in our
services would reduce our revenue, subject us to potential liability and adversely affect our ability to retain our merchants or attract
new merchants. The performance, reliability and availability of our platform is critical to our reputation and our ability to attract and
retain merchants. Merchants could share information about bad experiences on social media, which could result in damage to our
reputation  and  loss  of  future  sales.  The  property  and  business  interruption  insurance  coverage  we  carry  may  not  be  adequate  to
compensate us fully for losses that may occur. In addition, if hosting costs for our cloud service provider increase over time and if
we  continue  to  require  more  computing  or  storage  capacity,  our  costs  may  increase  disproportionately  to  our  revenue.  If  we  are
unable  to  grow  our  revenues  faster  than  the  costs  of  utilizing  the  services  of  our  cloud  service  provider  or  similar  providers,  our
business and financial condition could be adversely affected.

33

We may be unable to achieve or maintain data transmission capacity.

Our merchants often draw significant numbers of consumers to their shops over short periods of time, including from events such as
new product releases, holiday shopping seasons and flash sales, which significantly increases the traffic and volume of transactions
processed  on  our  platform.  Our  servers  may  be  unable  to  achieve  or  maintain  data  transmission  capacity  high  enough  to  handle
increased  traffic  or  process  orders  in  a  timely  manner.  Our  failure  to  achieve  or  maintain  high  data  transmission  capacity  could
significantly  reduce  demand  for  our  solutions.  Further,  as  we  continue  to  attract  larger  merchants,  the  volume  of  transactions
processed on our platform will increase, especially if such merchants draw significant numbers of consumers over short periods of
time. In the future, we may be required to allocate resources, including spending substantial amounts of money, to build, purchase or
lease additional equipment and upgrade our technology and network infrastructure in order to handle the increased load. Our ability
to deliver our solutions also depends on the development and maintenance of internet infrastructure by third parties, including by our
cloud service provider. Such development and maintenance includes the maintenance of reliable networks with the necessary speed,
data capacity and bandwidth. If one of these third parties suffers from capacity constraints, our business may be adversely affected.
In addition, because we and our merchants generate a disproportionate amount of revenue in the fourth quarter, any disruption in our
merchants’ ability to process and fulfill customer orders in the fourth quarter could have a disproportionately negative effect on our
operating results.

We currently rely on a single supplier to provide the technology we offer through Shopify Payments.

At present, we have payment service provider agreements with Stripe, Inc. ("Stripe"), which automatically renew every 12 months,
unless either party terminates the agreement earlier upon 180 days' notice. These agreements are integral to Shopify Payments and,
at  this  time,  any  disruption  or  problems  with  Stripe  or  its  services  could  have  an  adverse  effect  on  our  reputation,  results  of
operations and financial results. We have the ability, under our current agreements, to integrate alternative payment service providers
for Shopify Payments. However, if Stripe were to terminate its relationship with us before an alternative payment service provider
was fully integrated we could incur substantial delays and expense, and the quality and reliability of such alternative payment service
provider may not be comparable.

Payment transactions on Shopify Payments may subject us to regulatory requirements, additional fees, and other risks that could
be costly and difficult to comply with or that could harm our business.

We  are  subject  to  a  number  of  risks  related  to  payments  processed  through  Shopify  Payments,  an  integrated  payment  processing
solution that allows our merchants to accept payments on major payment cards and payment networks. Such risks include:

• we pay interchange and other fees on these transactions, which may increase our operating expenses;
•

if we are unable to maintain our chargeback rate at acceptable levels, or comply with other applicable network rules, our
credit card fees may increase, we may receive fines from credit card networks, or credit card issuers may terminate their
relationship with us or with particular merchants on our platform;
increased  costs  and  diversion  of  management  time  and  effort  and  other  resources  to  deal  with  fraudulent  transactions  or
chargeback disputes;
potential fraudulent or otherwise illegal activity by merchants, their buyers, developers, employees or third parties which
could lead to increased fines or liabilities;
restrictions on funds or required reserves related to payments; and

•

•

•

34

•

additional  disclosure  and  other  requirements,  including  new  onboarding  authentication,  reporting  regulations  and  new
credit card association rules.

We are required by our payment processors to comply with payment card network operating rules and we have agreed to reimburse
our payment processors for any fees or fines they are assessed by payment card networks as a result of any rule violations by us or
our merchants. The payment card networks have discretion to both set and interpret the card rules. In addition, we face the risk that
one  or  more  payment  card  networks  or  other  processors  may,  at  any  time,  assess  penalties  against  us,  against  our  merchants,  or
terminate our ability to accept credit card payments or other forms of online payments from buyers, which would have an adverse
effect on our business, financial condition and operating results.

If  we  fail  to  comply  with  the  payment  card  network  rules,  including  the  PCI  DSS,  we  would  be  in  breach  of  our  contractual
obligations to our payment processors, financial institutions, partners and merchants. Such failure to comply may subject us to fines,
penalties, damages, higher transaction fees and civil liability, and could eventually prevent us from processing or accepting payment
cards or could lead to a loss of payment processor partners, even if there is no compromise of customer information.

We are currently subject to a variety of laws and regulations in Canada, the United States, the United Kingdom, Ireland, Australia,
New Zealand, Singapore, Hong Kong, Japan, Germany, Spain, Italy, Denmark, the Netherlands, Sweden, and elsewhere related to
payment processing,  including  those governing  cross-border  and domestic money transmission,  prepaid  and other payment access
instruments, electronic funds transfers, foreign exchange, anti-money laundering, counter-terrorist financing, banking and import and
export restrictions. Depending on how Shopify Payments and our other merchant solutions evolve, we may be subject to additional
laws, either in existing or new jurisdictions. In some jurisdictions, the application or interpretation of these laws and regulations is
not  clear.  Our  efforts  to  comply  with  these  laws  and  regulations  could  be  costly  and  result  in  diversion  of  management  time  and
effort  and  may  still  not  guarantee  compliance.  In  the  event  that  we  are  found  to  be  in  violation  of  any  such  legal  or  regulatory
requirements,  we  may  be  subject  to  monetary  fines  or  other  penalties  such  as  a  cease  and  desist  order,  or  we  may  be  required  to
make  changes  to  our  platform,  any  of  which  could  have  an  adverse  effect  on  our  business,  financial  condition  and  results  of
operations.

If we are unable to hire, retain and motivate qualified personnel, our business will suffer.

Our future success depends, in part, on our ability to continue to attract and retain highly skilled personnel. Our ability to identify,
hire,  develop,  motivate  and  retain  qualified  personnel  will  directly  affect  our  ability  to  maintain  and  grow  our  business,  and  such
efforts will require significant time, expense and attention. The inability to attract or retain qualified personnel or delays in hiring
required personnel may seriously harm our business, financial condition and operating results. Our ability to continue to attract and
retain  highly  skilled  personnel,  specifically  employees  with  technical  and  engineering  skills  and  employees  with  high  levels  of
experience  in  designing  and  developing  software,  hardware  and  internet-related  services,  will  be  critical  to  our  future  success.
Competition  for  highly  skilled  personnel  in  the  Ottawa  area,  Greater  Toronto  area,  Montreal  area,  Kitchener-Waterloo  area,  San
Francisco  Bay  area,  Boston  area,  Western  Europe  and  Asia  and  elsewhere  can  be  intense  due  in  part  to  the  more  limited  pool  of
qualified personnel as compared to other places in the world, and we have experienced difficulties hiring employees from foreign
jurisdictions to work in our offices. Further, decreases in the Canadian dollar relative to the U.S. dollar and other currencies could
make  it  more  difficult  for  us to  offer  compensation  packages  to  new  employees  that  are  competitive  with  packages  in  the  United
States  or  elsewhere  and  could  increase  our  costs  of  acquiring  and  retaining  qualified  personnel.  In  addition,  to  the  extent  we  hire
personnel  from  competitors,  we  may  be  subject  to  allegations  that  they  have  been  improperly  solicited  or  divulged  proprietary  or
other confidential information.

35

While  we  intend  to  issue  stock  options  or  other  equity  awards  as  key  components  of  our  overall  compensation  and  employee
attraction and retention efforts, we are required under U.S. GAAP to recognize compensation expense in our operating results for
employee  stock-based  compensation  under  our  equity  grant  programs  which  may  increase  the  pressure  to  limit  stock-based
compensation. Additionally, our compensation arrangements, such as our equity award programs, may not always be successful in
attracting new employees and retaining and motivating our existing employees and we may be required to grant additional awards or
offer alternative forms of compensation to attract and retain highly skilled personnel.

If our software or hardware contain serious errors or defects or if we experience issues with our hardware supply chain, we may
lose revenue and market acceptance and may incur costs to defend or settle claims with our merchants or other claimants.

Software such as ours often contains errors, defects, security vulnerabilities or software bugs that are difficult to detect and correct,
particularly  when first introduced  or when new versions  or enhancements  are released.  Despite  internal  testing,  our platform  may
contain serious errors or defects, security vulnerabilities or software bugs that we may be unable to successfully correct in a timely
manner  or at all, which could result in lost revenue,  significant  expenditures  of capital,  a delay  or loss in market  acceptance,  and
damage to our reputation and brand, any of which could have an adverse effect on our business, financial condition and results of
operations. Furthermore, our platform is a multi-tenant cloud based system that allows us to deploy new versions and enhancements
to all of our merchants simultaneously. To the extent we deploy new versions or enhancements that contain errors, defects, security
vulnerabilities or software bugs to all of our merchants simultaneously, the consequences would be more severe than if such versions
or  enhancements  were  only  deployed  to  a  smaller  number  of  our  merchants.  Additionally,  our  hardware  products,  including  our
collaborative  mobile  robots,  may  have  defects  in  design,  manufacture,  or  associated  software.  These  defects  may  expose  us  to
product liability claims, litigation, or regulatory action including claims due to personal injury, death, and environmental or property
damage. We could incur significant expenses, lost revenue, and reputational harm as a result of recalls, safety alerts, product liability
claims,  or  regulatory  actions,  particularly  if  we  fail  to  prevent,  detect,  or  address  such  issues  through  design,  testing,  or  warranty
repairs.

Since our merchants use our services for processes that are critical to their businesses, errors, defects, security vulnerabilities, service
interruptions  or  software  bugs  in  our  platform  could  result  in  losses  to  our  merchants.  Our  merchants  may  seek  significant
compensation from us for any losses they suffer or cease conducting business with us altogether. Further, a merchant could share
information about bad experiences on social media, which could result in damage to our reputation and loss of future sales. There
can be no assurance that provisions typically included in our agreements with our merchants that attempt to limit our exposure to
claims  would  be  enforceable  or  adequate  or  would  otherwise  protect  us from  liabilities  or damages  with  respect  to any  particular
claim.  Even  if  not  successful,  a  claim  brought  against  us  by  any  of  our  merchants  would  likely  be  time-consuming  and  costly  to
defend and could seriously damage our reputation and brand, making it harder for us to sell our solutions.

We  rely  on  third  parties  to  manufacture  our  hardware  products,  including  our  collaborative  mobile  robots.  We  may  experience
supply shortages or other disruptions in logistics or the supply chain in the future that could result in shipping delays and negatively
impact our operations. In the event of a shortage or supply interruption from our suppliers or manufacturers, we may not be able to
develop  alternate  sources  quickly,  cost-effectively,  or  at  all.  Manufacturing  and  supply  may  also  be  negatively  impacted  by
geopolitical  challenges,  trade  disputes,  or  other  actions  by  governments  that  result  in  supply  shortages,  increased  costs,  or  supply
chain or manufacturing disruptions. We expect the suppliers of our products to comply with laws and standards on labor, health and
safety,  the  environment,  and  business  ethics,  but  we  do  not  control  them  or  their  practices  or  standards.  If  any  of  these  suppliers
violates laws or implements practices or standards

36

regarded  as  unethical,  corrupt,  or  non-compliant,  we  could  experience  supply  chain  disruptions,  government  actions  or  fines,
canceled orders, or damage to our reputation.

Evolving privacy laws and regulations, cross-border data transfer restrictions, data localization requirements, and other domestic
or foreign laws or regulations may limit the use and adoption of our services, expose us to liability, or otherwise adversely affect
our business.

Laws  and  regulations  related  to  data  privacy  and  the  collection,  processing,  and  disclosure  of  consumer  personal  information  are
constantly  evolving.  Many  of  these  laws  and  regulations,  including  Canada’s  Personal  Information  Protection  and  Electronic
Documents Act, and the European Union’s General Data Protection Regulation, and the California Consumer Privacy Act of 2018
contain detailed requirements regarding collecting and processing personal information, and impose certain limitations on how such
information  may be used,  the length  for which  it may be stored,  with  whom it may be shared,  and  the effectiveness  of consumer
consent. Such laws and regulations could restrict our ability to store and process personal data (in particular, our ability to use certain
data for purposes such as risk or fraud avoidance, marketing, or advertising), our ability to control our costs by using certain vendors
or  service  providers,  or impact  our  ability  to offer  certain  services  in certain  jurisdictions.  Moreover,  such  laws  could  restrict  our
merchants’ ability to run their businesses, for example by limiting their ability to effectively market or advertise to interested buyers
and,  in  general,  by  increasing  the  resources  required  to  operate  their  business.  This  could  reduce  our  revenues  and  the  general
demand  for  our  services.  Additionally,  such  laws  and  regulations  are  often  inconsistent  and  may  be  subject  to  amendment  or  re-
interpretation,  which  may  cause  us  to  incur  significant  costs  and  expend  significant  effort  to  ensure  compliance.  Given  that
requirements  may  be  inconsistent  and  evolving,  how  we  choose  to  respond  to  these  requirements  globally  may  not  meet  the
expectations of individual merchants, their buyers, or other stakeholders, which could thereby reduce the demand for our services.
Finally, some merchants or other service providers may respond to these evolving laws and regulations by asking us to make certain
privacy or data related contractual commitments that we are unable or unwilling to make. This could lead to the loss of current or
prospective merchants or other business relationships.

Certain  laws  and  regulations  also  include  restrictions  on  the  transfer  of  personal  information  across  state  borders.  Because  our
services  are  accessible  worldwide,  certain  foreign  jurisdictions  may  claim  that  we  are  required  to  comply  with  such  laws  even  in
jurisdictions where we have no local entity, employees or infrastructure. Some of these laws include strict localization provisions
that  require  certain  data  to  be  stored  within  a  particular  region  or  jurisdiction.  We  rely  on  a  globally  distributed  infrastructure  in
order to be able to provide our services efficiently, and consequently may not be able to meet the needs of merchants who are located
in or otherwise subject to such localization requirements, which may reduce the demand for our services.

Other laws and regulations, like the European Union’s General Data Protection Regulation, presumptively prohibit cross-border data
transfers absent an “adequacy mechanism” that provides some assurances as to the treatment and protection of such data. We rely on
a  variety  of  these  adequacy  mechanisms,  including  the  EU-U.S.  Privacy  Shield,  European  Commission  Decision  2002/2/EC
regarding the adequacy of Canadian law, and eventually Binding Corporate Rules, to enable us to provide our services around the
globe  at  scale.  If  we  are  no  longer  able  to  rely  on  a  particular  adequacy  mechanism  or  are  otherwise  unable  to  transfer  personal
information across borders, we may not be able to operate in certain jurisdictions, which may reduce the demand for our services and
limit our opportunities for international growth.

Beyond impacting the demand for our services, our failure to comply with these laws or regulations could expose us to significant
fines and penalties imposed by regulators, as well as legal claims by our merchants,

37

or their buyers, or other relevant  stakeholders.  Some of these laws, such as the California  Consumer  Privacy  Act of 2018, permit
individual  or  class  action  claims  for  certain  alleged  violations,  increasing  the  likelihood  of  such  legal  claims.  Similarly,  many  of
these laws require us to maintain an online privacy policy, terms of service, and other informational pages that disclose our practices
regarding the collection, processing, and disclosure of personal information. If these disclosures contain any information that a court
or  regulator  finds  to  be  inaccurate,  we  could  also  be  exposed  to  legal  or  regulatory  liability.  Any  such  proceedings  or  violations
could  force  us  to  spend  money  in  defense  or  settlement  of  these  proceedings,  result  in  the  imposition  of  monetary  liability  or
demanding injunctive relief, divert management’s time and attention, increase our costs of doing business, and materially adversely
affect our reputation.

If we fail to maintain a consistently high level of customer service or if we fail to manage our reputation, our brand, business and
financial results may be harmed.

We believe our focus on customer service and support is critical to onboarding new merchants and retaining our existing merchants
and growing our business. As a result, we have invested heavily in the quality and training of our support team along with the tools
they  use  to  provide  this  service.  If  we  are  unable  to  maintain  a consistently  high  level  of customer  service,  we  may  lose  existing
merchants or fail to increase revenues from existing merchants. In addition, our ability to attract new merchants is highly dependent
on our reputation and on positive recommendations from our existing merchants. Any failure to maintain a consistently high level of
customer service, or a market perception that we do not maintain high-quality customer service, could adversely affect our reputation
and the number of positive merchant referrals that we receive.

Exchange rate fluctuations may negatively affect our results of operations.

While most of our revenues are denominated in U.S. dollars, a significant portion of our operating expenses are incurred in Canadian
dollars. As a result, our results of operations will be adversely impacted by an increase in the value of the Canadian dollar relative to
the  U.S.  dollar.  Exchange  rate  fluctuations  may  also  affect  our  merchant  solutions.  For  example,  we  generate  revenue  through
Shopify Payments in the local currency of the country in which the applicable merchant is located. As a result, we will be further
exposed to currency fluctuations to the extent non-U.S. dollar revenues from Shopify Payments increase. The value of the Canadian
dollar relative to the U.S. dollar has varied significantly in the past and investors are cautioned that past and current exchange rates
are not indicative of future exchange rates.

We are dependent on the continued services and performance of our senior management and other key employees, the loss of any
of whom could adversely affect our business, operating results and financial condition.

Our  future  performance  depends  on  the  continued  services  and  contributions  of  our  senior  management,  including  our  Chief
Executive  Officer,  Tobias  Lütke,  and  other  key  employees  to  execute  on  our  business  plan  and  to  identify  and  pursue  new
opportunities and product innovations. The failure to properly manage succession plans, develop leadership talent, and/or the loss of
services  of  senior  management  or  other  key  employees  could  significantly  delay  or  prevent  the  achievement  of  our  strategic
objectives.  From  time  to  time,  there  may  be  changes  in  our  senior  management  team  resulting  from  the  hiring  or  departure  of
executives, which could disrupt our business. We do not maintain key person life insurance policies on any of our employees. The
loss  of  the  services  of  one  or  more  of  our  senior  management  or  other  key  employees  for  any  reason  could  adversely  affect  our
business,  financial  condition  and  operating  results  and  require  significant  amounts  of  time,  training  and  resources  to  find  suitable
replacements and integrate them within our business, and could affect our corporate culture.

38

Mobile devices are increasingly being used to conduct commerce, and if our solutions do not operate as effectively when accessed
through these devices, our merchants and their buyers may not be satisfied with our services, which could harm our business.

Commerce transacted over mobile devices continues to grow more rapidly than desktop transactions. In 2019, 65% of the orders on
our merchants' shops were from mobile devices. We are dependent on the interoperability of our platform with third-party mobile
devices and mobile operating systems as well as web browsers that we do not control. Any changes in such devices, systems or web
browsers that degrade the functionality of our platform or give preferential treatment to competitive services could adversely affect
usage of our platform. Mobile commerce is a key element in Shopify's strategy and effective mobile functionality is integral to our
long-term development and growth strategy. In the event that our merchants and their buyers have difficulty accessing and using our
platform on mobile devices, our business and operating results could be adversely affected.

Our  business  and  prospects  would  be  harmed  if  changes  to  technologies  used  in  our  platform  or new  versions  or upgrades  of
operating  systems  and  internet  browsers  adversely  impact  the  process  by  which  merchants  and  consumers  interface  with  our
platform.

We believe the simple and straightforward interface for our platform has helped us to expand and offer our solutions to merchants
with  limited  technical  expertise.  In  the  future,  providers  of  internet  browsers  could  introduce  new  features  that  would  make  it
difficult  for  merchants  to  use  our  platform.  In  addition,  internet  browsers  for  desktop  or  mobile  devices  could  introduce  new
features, change existing browser specifications such that they would be incompatible with our platform, or prevent consumers from
accessing  our  merchants’  shops.  Any  changes  to  technologies  used  in  our  platform,  to  existing  features  that  we  rely  on,  or  to
operating  systems  or  internet  browsers  that  make  it  difficult  for  merchants  to  access  our  platform  or  consumers  to  access  our
merchants’ shops, may make it more difficult for us to maintain or increase our revenues and could adversely impact our business
and prospects.

The impact of worldwide economic conditions, including the resulting effect on spending by SMBs or their buyers, may adversely
affect our business, operating results and financial condition.

A  majority  of  the  merchants  that  use  our  platform  are  SMBs  and  many  of  our  merchants  are  in  the  entrepreneurial  stage  of  their
development. Our performance is subject to worldwide economic conditions and their impact on levels of spending by SMBs and
their  buyers.  SMBs  and  entrepreneurs  may  be  disproportionately  affected  by  economic  downturns,  especially  if  they  sell
discretionary  goods.  SMBs and entrepreneurs  frequently  have limited  budgets and may choose  to allocate  their spending  to items
other than our platform, especially in times of economic uncertainty or recessions.

Economic  downturns  may  also  adversely  impact  retail  sales,  which  could  result  in  merchants  who  use  our  platform  going  out  of
business or deciding to stop using our services in order to conserve cash. Weakening economic conditions may also adversely affect
third parties with whom we have entered into relationships and upon which we depend in order to grow our business. Uncertain and
adverse economic conditions may also lead to increased refunds and chargebacks, any of which could adversely affect our business.

Furthermore,  we  hold  marketable  securities  in  an  investment  portfolio  that  is  subject  to  general  credit,  liquidity,  market,  foreign
exchange, and interest rate risks, which may be exacerbated by certain events that affect the global financial markets. If global credit
and  equity  markets  decline  for  extended  periods,  or  if  there  is  a  downgrade  of  the  securities  within  our  portfolio,  the  investment
portfolio may be adversely affected

39

and we could determine that our investments have experienced an other-than-temporary decline in fair value, requiring impairment
charges  that  could  adversely  affect  our  financial  results.  Thus,  if  general  macroeconomic  conditions  deteriorate,  our  business  and
financial results could be adversely affected.

We may be subject to claims by third parties of intellectual property infringement.

The software, computer hardware and robotics industries are characterized by the existence of a large number of patents and frequent
claims and related litigation regarding patents and other intellectual property rights. Third parties have in the past asserted, and may
in the future assert, that our platform, hardware, solutions, technology, methods or practices infringe, misappropriate or otherwise
violate  their  intellectual  property  or  other  proprietary  rights.  Such  claims  may  be  made  by  our  competitors  seeking  to  obtain  a
competitive  advantage  or  by  other  parties.  Additionally,  non-practicing  entities  purchasing  intellectual  property  assets  for  the
purpose of making claims of infringement may attempt to extract settlements from us. The risk of claims may increase as the number
of solutions that we offer and competitors in our market increases and overlaps occur. In addition, to the extent that we gain greater
visibility and market exposure, we face a higher risk of being the subject of intellectual property infringement claims.

Any such claims, regardless of merit, that result in litigation could result in substantial expenses, divert the attention of management,
cause significant delays in introducing new or enhanced services or technology, materially disrupt the conduct of our business and
have a material and adverse effect on our brand, business, financial condition and results of operations. Although we do not believe
that our proprietary technology, processes and methods have been patented by any third party, it is possible that patents have been
issued to third parties that cover all or a portion of our business. As a consequence of any patent or other intellectual property claims,
we  could  be  required  to  pay  substantial  damages,  develop  non-infringing  technology,  enter  into  royalty-bearing  licensing
agreements, stop selling or marketing some or all of our solutions or re-brand our solutions. We may also be obligated to indemnify
our  merchants  or  partners  or  pay  substantial  settlement  costs,  including  royalty  payments,  in  connection  with  any  such  claim  or
litigation and to obtain licenses, modify applications or refund fees, which could be costly. If it appears necessary, we may seek to
secure license rights to intellectual property that we are alleged to infringe at a significant cost, potentially even if we believe such
claims to be without  merit. If required  licenses cannot be obtained,  or if existing  licenses are not renewed,  litigation  could result.
Litigation is inherently uncertain and can cause us to expend significant money, time and attention to it, even if we are ultimately
successful. Any adverse decision could result in a loss of our proprietary rights, subject us to significant liabilities, require us to seek
licenses  for  alternative  technologies  from  third  parties,  prevent  us  from  offering  all  or  a  portion  of  our  solutions  and  otherwise
negatively affect our business and operating results.

We may be unable to obtain, maintain and protect our intellectual property rights and proprietary information or prevent third
parties from making unauthorized use of our technology.

Our  trade  secrets,  trademarks,  trade  dress,  domain  names,  copyrights  and  other  intellectual  property  rights  are  important  to  our
business. We rely on a combination of confidentiality clauses, assignment agreements and license agreements with employees and
third  parties,  trade  secrets,  copyrights  and  trademarks  to  protect  our  intellectual  property  and  competitive  advantage,  all  of  which
offer  only  limited  protection.  The  steps  we  take  to  protect  our  intellectual  property  require  significant  resources  and  may  be
inadequate.  We  will  not  be  able  to  protect  our  intellectual  property  if  we  are  unable  to  enforce  our  rights  or  if  we  do  not  detect
unauthorized use of our intellectual property. We may be required to use significant resources to monitor and protect these rights.
Despite our precautions, it may be possible for unauthorized third parties to copy our platform and use information that we regard as
proprietary to create services that compete with ours. Some license provisions protecting against unauthorized use, copying, transfer
and disclosure of our proprietary

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information may be unenforceable under the laws of certain jurisdictions and foreign countries. Further, we hold a small number of
issued  patents  and  thus,  in  many  cases,  would  not  be  entitled  to  exclude  or  prevent  our  competitors  from  using  our  proprietary
technology, methods and processes to the extent independently developed by our competitors. In addition, we may not be able to
acquire  or  maintain  appropriate  domain  names  in  all  countries  in  which  we  do  business,  or  prevent  third  parties  from  acquiring
domain names that are similar to, infringe upon, or diminish the value of our trademarks and other proprietary rights. Furthermore,
regulations governing domain names may not protect our trademarks or similar proprietary rights.

We enter into confidentiality and intellectual property agreements with our employees and consultants and enter into confidentiality
agreements with the parties with whom we have strategic relationships and business alliances. No assurance can be given that these
agreements will be effective in securing ownership of our intellectual property or controlling access to our proprietary information
and  trade  secrets.  The  confidentiality  agreements  on  which  we  rely  to  protect  certain  technologies  may  be  breached,  may  not  be
adequate to protect our confidential information, trade secrets and proprietary technologies and may not provide an adequate remedy
in the event of unauthorized use or disclosure of our confidential information, trade secrets or proprietary technology. Further, these
agreements  do  not  prevent  our  competitors  or  others  from  independently  developing  software  that  is  substantially  equivalent  or
superior to our software. In addition, others may independently discover our trade secrets and confidential information, and in such
cases, we likely would not be able to assert any trade secret rights against such parties. Additionally, we may from time to time be
subject to opposition or similar proceedings with respect to applications for registrations of our intellectual property, including our
trademarks. While we aim to acquire adequate protection of our brand through trademark registrations in key markets, occasionally
third parties may have already registered or otherwise acquired rights to identical or similar marks for services that also address our
market. We rely on our brand and trademarks to identify our platform and to differentiate our platform and services from those of
our  competitors,  and  if  we  are  unable  to  adequately  protect  our  trademarks  third  parties  may  use  our  brand  names  or  trademarks
similar to ours in a manner that may cause confusion in the market, which could decrease the value of our brand and adversely affect
our business and competitive advantages.

Policing unauthorized use of our intellectual property and misappropriation of our technology and trade secrets is difficult and we
may not always be aware of such unauthorized use or misappropriation. Despite our efforts to protect our intellectual property rights,
unauthorized third parties may attempt to use, copy or otherwise obtain and market or distribute our intellectual property rights or
technology  or  otherwise  develop  services  with  the  same  or  similar  functionality  as  our  platform.  If  our  competitors  infringe,
misappropriate or otherwise misuse our intellectual property rights and we are not adequately protected, or if our competitors are
able to develop a platform with the same or similar functionality as ours without infringing our intellectual property, our competitive
advantage and results of operations could be harmed. Litigation brought to protect and enforce our intellectual property rights could
be costly, time consuming and distracting to management and could result in the impairment or loss of portions of our intellectual
property. As a result, we may be aware of infringement by our competitors, but may choose not to bring litigation to enforce our
intellectual  property  rights  due  to  the  cost,  time  and  distraction  of  bringing  such  litigation.  Furthermore,  if  we  do  decide  to  bring
litigation,  our  efforts  to  enforce  our  intellectual  property  rights  may  be  met  with  defenses,  counterclaims  and  countersuits
challenging  or  opposing  our  right  to  use  and  otherwise  exploit  particular  intellectual  property,  services  and  technology  or  the
enforceability of our intellectual property rights. Our inability to protect our proprietary technology against unauthorized copying or
use,  as  well  as  any  costly  litigation  or  diversion  of  our  management’s  attention  and  resources,  could  delay  further  sales  or  the
implementation  of  our  solutions,  impair  the  functionality  of  our  platform,  prevent  or  delay  introductions  of  new  or  enhanced
solutions, result in our substituting inferior or more costly technologies into our platform or injure our reputation. Furthermore, many
of our current and potential competitors have the ability to

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dedicate substantially greater resources to developing and protecting their technology or intellectual property rights than we do.

Our use of open source software could negatively affect our ability to sell our solutions and subject us to possible litigation.

Our  solutions  incorporate  and  are  dependent  to  a  significant  extent  on  the  use  and  development  of  open  source  software  and  we
intend to continue our use and development of open source software in the future. Such open source software is generally licensed
by its authors or other third parties under open source licenses and is typically freely accessible, usable and modifiable. Pursuant to
such open source licenses, we may be subject to certain conditions, including requirements that we offer our proprietary software
that incorporates the open source software for no cost, that we make available source code for modifications or derivative works we
create based upon, incorporating or using the open source software and that we license such modifications or derivative works under
the terms of the particular open source license. If an author or other third party that uses or distributes such open source software
were  to  allege  that  we  had  not  complied  with  the  conditions  of  one  or  more  of  these  licenses,  we  could  be  required  to  incur
significant legal expenses defending against such allegations and could be subject to significant damages, enjoined from the sale of
our solutions that contained or are dependent upon the open source software, and required to comply with the foregoing conditions,
which could disrupt the distribution and sale of some of our solutions. Litigation could be costly for us to defend, have a negative
effect  on  our  operating  results  and  financial  condition  or  require  us  to  devote  additional  research  and  development  resources  to
change our platform. The terms of many open source licenses to which we are subject have not been interpreted by U.S. or foreign
courts.  As  there  is  little  or  no  legal  precedent  governing  the  interpretation  of  many  of  the  terms  of  certain  of  these  licenses,  the
potential impact of these terms on our business is uncertain and may result in unanticipated obligations regarding our solutions and
technologies. It is our view that we do not distribute our core software offering, since no installation of our software is necessary and
our platform is accessible solely through the cloud. Nevertheless, this position could be challenged. Any requirement to disclose our
proprietary source code, termination of open source license rights or payments of damages for breach of contract could be harmful to
our  business,  results  of  operations  or  financial  condition,  and  could  help  our  competitors  develop  products  and  services  that  are
similar to or better than ours.

In addition to risks related to license requirements, usage of open source software can lead to greater risks than the use of third-party
commercial  software,  as  open  source  licensors  generally  do  not  provide  warranties,  controls  on  the  origin  or  development  of  the
software, or remedies against the licensors. Many of the risks associated with usage of open source software cannot be eliminated
and could adversely affect our business.

Although we believe that we have complied with our obligations under the various applicable licenses for open source software, it is
possible that we may not be aware of all instances where open source software has been incorporated into our proprietary software
or used in connection with our solutions or our corresponding obligations under open source licenses. We do not have robust open
source  software  usage  policies  or  monitoring  procedures  in  place.  We  rely  on  multiple  software  programmers  to  design  our
proprietary software and we cannot be certain that our programmers have not incorporated open source software into our proprietary
software  that we intend  to maintain  as confidential  or that they will not do so in the future.  To the extent that we are required  to
disclose the source code of certain of our proprietary software developments to third parties, including our competitors, in order to
comply  with  applicable  open  source  license  terms,  such  disclosure  could  harm  our  intellectual  property  position,  competitive
advantage, results of operations and financial condition. In addition, to the extent that we have failed to comply with our obligations
under particular licenses for open source software, we may lose the right to continue to use

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and exploit such open source software in connection with our operations and solutions, which could disrupt and adversely affect our
business.

We rely on search engines and social networking sites to attract a meaningful portion of our merchants. If we are not able to
generate traffic to our website through search engines and social networking sites, our ability to attract new merchants may be
impaired.  In  addition,  if  our  merchants  are  not  able  to  generate  traffic  to  their  shops  through  search  engines  and  social
networking sites, their ability to attract consumers may be impaired.

Many of our merchants locate our website through internet search engines, such as Google, and advertisements on social networking
sites,  such  as  Facebook.  The  prominence  of  our  website  in  response  to  internet  searches  is  a  critical  factor  in  attracting  potential
merchants to our platform. If we are listed less prominently or fail to appear in search results for any reason, visits to our website
could decline significantly, and we may not be able to replace this traffic.

Similarly,  many  consumers  locate  our  merchants’  shops  through  internet  search  engines  and  advertisements  on  social  networking
sites. If our merchants’ shops are listed less prominently or fail to appear in search results for any reason, visits to our merchants’
shops could decline significantly. As a result, our merchants’ businesses may suffer, which would affect the GMV that they process
through our platform and could affect the ability of such merchants to pay for our solutions.

Search engines revise their algorithms from time to time in an attempt to optimize their search results. If search engines modify their
algorithms, our website and our merchants’ shops may appear less prominently or not at all in search results, which could result in
reduced traffic to our website and to our merchants’ shops.

Additionally,  if  the  price  of  marketing  our  solutions  over  search  engines  or  social  networking  sites  increases,  we  may  incur
additional marketing expenses or may be required to allocate a larger portion of our marketing spend to search engine marketing and
our business and operating results could be adversely affected. Furthermore, competitors may in the future bid on the search terms
that  we  use  to  drive  traffic  to  our  website.  Such  actions  could  increase  our  marketing  costs  and  result  in  decreased  traffic  to  our
website. In addition, search engines or social networking sites may change their advertising policies from time to time. If any change
to these policies delays or prevents us from advertising through these channels, it could result in reduced traffic to our website and
sales of our solutions. As well, new search engines or social networking sites may develop, particularly in specific jurisdictions, that
reduce traffic on existing search engines and social networking sites and, if we are not able to achieve awareness through advertising
or  otherwise,  we  may  not  achieve  significant  traffic  to  our  website  through  these  new  platforms.  If  we  are  unable  to  continue  to
successfully promote and maintain our websites, or if we incur excessive expenses to do so, our business and operating results could
be adversely affected.

Activities of merchants or partners or the content of our merchants' shops could damage our brand, subject us to liability, and
harm our business and financial results.

Our terms of service and acceptable use policy prohibit our merchants and our partners from using our platform to engage in illegal
or otherwise prohibited activities and our terms of service and acceptable use policy permit us to terminate a merchant’s shop or a
partner's account if we become aware of such use. Merchants or partners may nonetheless engage in prohibited or illegal activities or
upload store content  in violation  of applicable  laws, without our knowledge,  which could subject us to liability.  Furthermore,  our
brand may be negatively impacted by the actions of merchants or partners that are deemed to be hostile, offensive, inappropriate or
illegal. While we use technology to monitor for compliance with or eligibility for

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certain  Shopify  offerings,  we  do  not  proactively  monitor  or  review  the  appropriateness  of  the  content  of  our  merchants’  shops  in
connection with our services and we do not have control over merchant activities or the activities in which our merchants' buyers
engage. The safeguards we have in place may not be sufficient for us to avoid liability or avoid harm to our brand, especially if such
hostile,  offensive,  inappropriate  or  illegal  use  is  high  profile,  which  could  adversely  affect  our  business  and  financial  results.
Merchants using the platform may also operate businesses in regulated industries, which are subject to additional scrutiny, increasing
the  potential  liability  we  could  incur.  In  addition,  due  to  our  international  expansion,  we  may  be  subject  to  international  actions
alleging  that  merchants’  store  content  violate  laws  in  foreign  jurisdictions,  which  could  negatively  effect  our  business  and
operations.

We have in the past made and in the future may make acquisitions and investments, which could divert management’s attention,
result  in  operating  difficulties  and  dilution  to  our  shareholders  and  otherwise  disrupt  our  operations  and  adversely  affect  our
business, operating results or financial position.

From time to time, we evaluate potential strategic acquisition or investment opportunities. Any transactions that we enter into could
be  material  to  our  financial  condition  and  results  of  operations.  The  process  of  acquiring  and  integrating  another  company  or
technology could create unforeseen operating difficulties and expenditures. Acquisitions and investments involve a number of risks,
such as:

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diversion of management time and focus from operating our business;
use of resources that are needed in other areas of our business;
in the case of an acquisition, implementation or remediation of controls, procedures and policies of the acquired company;
in  the  case  of  an  acquisition,  difficulty  integrating  the  accounting  systems  and  operations  of  the  acquired  company,
including potential risks to our corporate culture;
in  the  case  of  an  acquisition,  coordination  of  product,  engineering  and  selling  and  marketing  functions,  including
difficulties and additional expenses associated with supporting legacy services and products and hosting infrastructure of
the acquired company, as applicable, difficulties associated with supporting new products or services, difficulty converting
the  customers  of  the  acquired  company  onto  our  platform  and  difficulties  associated  with  contract  terms,  including
disparities in the revenues, licensing, support or professional services model of the acquired company;
in the case of an acquisition, retention and integration of employees from the acquired company;
unforeseen costs or liabilities;
adverse  effects  to  our  existing  business  relationships  with  partners  and  merchants  as  a  result  of  the  acquisition  or
investment;
the possibility of adverse tax consequences;
litigation or other claims arising in connection with the acquired company or investment; and
in the case of foreign acquisitions, the need to integrate operations across different cultures and languages and to address
the particular economic, currency, political and regulatory risks associated with specific countries.

In  addition,  a  significant  portion  of  the  purchase  price  of  companies  we  acquire  may  be  allocated  to  acquired  goodwill  and  other
intangible assets, which must be assessed for impairment at least annually. In the future, if our acquisitions do not yield expected
returns,  we  may  be  required  to  take  charges  to  our  operating  results  based  on  this  impairment  assessment  process,  which  could
adversely affect our results of operations.

Acquisitions and investments may also result in dilutive issuances of equity securities, which could adversely affect our share price,
or result in issuances of securities with superior rights and preferences to the Class

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A  subordinate  voting  shares  or  the  incurrence  of  debt  with  restrictive  covenants  that  limit  our  future  uses  of  capital  in  pursuit  of
business opportunities.

We  may  not  be  able  to  identify  acquisition  or  investment  opportunities  that  meet  our  strategic  objectives,  or  to  the  extent  such
opportunities are identified, we may not be able to negotiate terms with respect to the acquisition or investment that are acceptable to
us. At this time we have made no commitments or agreements with respect to any such material transactions.

Our operating results are subject to seasonal fluctuations.

Our merchant solutions revenues are directionally correlated with the level of GMV that merchants facilitated through our platform.
Our  merchants  typically  process  additional  GMV  during  the  fourth  quarter  holiday  season.  As  a  result,  we  have  historically
generated higher merchant solutions revenues in our fourth quarter than in other quarters. While we believe that this seasonality has
affected and will continue to affect our quarterly results, our rapid growth has largely masked seasonal trends to date. As a result of
the continued growth of our merchant solutions offerings, we believe that our business may become more seasonal in the future and
that  historical  patterns  in  our  business  may  not  be  a  reliable  indicator  of  our  future  performance.  Fluctuations  in  quarterly  results
may materially and adversely affect the predictability of our business and the price of our Class A subordinate voting shares.

We rely on computer hardware, purchased or leased, and software licensed from and services rendered by third parties in order
to provide our solutions and run our business, sometimes by a single-source supplier.

We rely on computer hardware, purchased or leased, and software licensed from and services rendered by third parties in order to
provide our solutions and run our business, sometimes by a single-source supplier. Third-party hardware, software and services may
not continue to be available on commercially reasonable terms, or at all. Any loss of the right to use or any failures of third-party
hardware,  software  or  services  could  result  in  delays  in  our  ability  to  provide  our  solutions  or  run  our  business  until  equivalent
hardware, software or services are developed by us or, if available, identified, obtained and integrated, which could be costly and
time-consuming  and  may  not  result  in  an  equivalent  solution,  any  of  which  could  cause  an  adverse  effect  on  our  business  and
operating results. Further, merchants could assert claims against us in connection with such service disruption or cease conducting
business  with  us  altogether.  Even  if  not  successful,  a  claim  brought  against  us  by  any  of  our  merchants  would  likely  be  time-
consuming and costly to defend and could seriously damage our reputation and brand, making it harder for us to sell our solutions.

Shopify Capital is subject to additional risks relating to the availability of capital to fund merchants, the ability of our merchants
to generate sales to remit receivables, general macroeconomic conditions and the risk of fraud.

The  merchant  cash  advance  ("MCA")  and  loan  programs  offered  by  Shopify  Capital  are  subject  to  additional  risks.  If  we  cannot
source capital to fund MCAs or loans for our merchants, we might have to reduce the availability of this service, or cease offering it
altogether. A decline in macroeconomic conditions could lead to a decrease in the number of merchants eligible for an MCA or loan,
and/or increase the risk of fraud or non-payment. If more of our merchants cease operations, experience a decline in their sales, or
engage in fraudulent behavior, it would make it more difficult for us to obtain the receivables we have purchased via MCAs or to
obtain repayment of loans we have made. In addition, if we fail to correctly predict likely remittances for MCAs or the likelihood of
timely repayment of loans, our business may be materially and adversely affected. If we are unable to properly manage the risks of
offering MCAs or loans to merchants

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our  business  may  be  materially  and  adversely  affected.  The  legal  and  regulatory  environment  also  subjects  us  to  risk  related  to
Shopify Capital. If we are unable to maintain third party insurance our exposure to losses increases, which could have an adverse
impact on our results. If laws and regulations change subjecting MCAs or loans to licensing or other issuing requirements, our costs
associated with Shopify Capital may increase or we may decide to discontinue the program altogether or in part, and our business
and results of operations would be negatively impacted.

We intend to continue to explore other products, models and structures for Shopify Capital. Some of those models or structures may
require, or be deemed to require, additional procedures, partnerships, licenses, regulatory approvals or capabilities. Should we fail to
expand  and  evolve  Shopify  Capital  in  this  manner,  or  should  these  new  products,  models  or  structures,  or  new  regulations  or
interpretations of existing regulations, impose requirements on us that are impractical or that we cannot satisfy, the future growth
and success of Shopify Capital may be materially and adversely affected.

If we do not successfully operate and scale Shopify Fulfillment Network, our business could be harmed.

We may be unable to operate and scale Shopify Fulfillment Network successfully to provide fast and affordable fulfillment to our
merchants.  Our  inability  to  successfully  operate  Shopify  Fulfillment  Network  could  result  in  excess  or  insufficient  fulfillment
capacity, increased costs, damage to our relationships with our merchants or our reputation, or harm to our business in other ways.
Additionally,  as  we  continue  to  scale  Shopify  Fulfillment  Network  and  add  fulfillment  capability,  operating  it  may  become  more
challenging. Our ability to receive inbound inventory efficiently and ship completed orders to our merchants’ customers and manage
our operations also may be negatively affected by inclement weather, fire, flood, power loss, earthquakes, labor disputes, accidents,
acts of war or terrorism, acts of God, and similar factors. Additionally, we may be subject to liability due to accident or injury at
within Shopify Fulfillment Network or in connection with our collaborative mobile robots. There can be no assurance that we will be
able to operate Shopify Fulfillment Network effectively or scale the network to adequately meet the demands of our merchants.

Our pricing decisions may adversely affect our ability to attract new merchants and retain existing merchants.

We have limited experience determining the optimal prices for our solutions. We have changed our pricing model from time to time
and expect to do so in the future. However, given our limited experience with selling new solutions, it may turn out that the new
pricing model, or the pricing for any of our other solutions, is not optimal, which may result in our solutions not being profitable or
not  gaining  market  share.  Therefore,  we  expect  to  change  our  pricing  models  again  in  the  future.  As  competitors  introduce  new
solutions  that  compete  with  ours,  especially  in  the  payments  space  where  we  face  significant  competition,  we  may  be  unable  to
attract new merchants at the same price or based on the same pricing models as we have used historically. Pricing decisions may also
impact  the  mix  of  adoption  among  our  plans  and  negatively  impact  our  overall  revenue.  Moreover,  SMBs,  which  comprise  the
majority of merchants using our platform, may be quite sensitive to price increases or prices offered by competitors. As a result, in
the future we may be required to reduce our prices, which could adversely affect our revenue, gross profit, profitability, financial
position and cash flows.

Provisions of our financial instruments may restrict our ability to pursue our business strategies.

Any  debt  instruments  we  may  enter  into  in  the  future  may  require  us,  to  comply  with  various  covenants  that  limit  our  ability  to,
among other things:

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dispose of assets;
complete mergers or acquisitions;
incur indebtedness;
encumber assets;
pay dividends or make other distributions to holders of our shares;

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change certain key management personnel;
engage in any business other than the businesses we currently engage in; and
engage in transactions with our affiliates.

These restrictions could inhibit our ability to pursue our business strategies. If we default under a credit facility, and such event of
default is not cured or waived, the lenders could terminate commitments to lend and cause all amounts outstanding with respect to
the debt to be due and payable immediately, which in turn could result in cross-defaults under our other debt instruments. Our assets
and cash flow may not be sufficient to fully repay borrowings under all of our outstanding debt instruments if some or all of these
instruments are accelerated upon a default.

We may also incur additional indebtedness in the future. The instruments governing such indebtedness could contain provisions that
are as, or more, restrictive than our existing debt instruments. If we are unable to repay, refinance or restructure our indebtedness
when payment is due, the lenders could proceed against the collateral granted to them to secure such indebtedness, as applicable, or
force us into bankruptcy or liquidation.

We may need to raise additional funds to pursue our growth strategy or continue our operations, and we may be unable to raise
capital when needed or on acceptable terms.

From  time  to  time,  we  may  seek  additional  equity  or  debt  financing  to  fund  our  growth,  enhance  our  platform,  respond  to
competitive  pressures  or  make  acquisitions  or  other  investments.  Our  business  plans may  change,  general  economic,  financial  or
political conditions in our markets may deteriorate or other circumstances may arise, in each case that have a material adverse effect
on our cash flows and the anticipated cash needs of our business. Any of these events or circumstances could result in significant
additional  funding  needs,  requiring  us  to  raise  additional  capital.  We  cannot  predict  the  timing  or  amount  of  any  such  capital
requirements at this time. If financing is not available on satisfactory terms, or at all, we may be unable to expand our business at the
rate desired and our results of operations may suffer. Financing through issuances of equity securities would be dilutive to holders of
our shares.

Unanticipated changes in effective tax rates or adverse outcomes resulting from examination of our income or other tax returns
could adversely affect our operating results and financial condition.

With sales in various countries, we are subject to taxation in several jurisdictions around the world with increasingly complex tax
laws, the application of which can be uncertain. The amount of taxes we pay in these jurisdictions could increase substantially as a
result of changes in the applicable tax principles, including increased tax rates, new tax laws or revised interpretations of existing tax
laws and precedents, which could have an adverse impact on our liquidity and results of operations.

In  addition,  the  authorities  in  several  jurisdictions  could  review  our  tax  returns  and  impose  additional  tax,  interest  and  penalties,
which could have an impact on us and on our results of operations. We previously have participated in government programs with
both  the  Canadian  federal  government  and  the  Government  of  Ontario  that  provide  investment  tax  credits  based  upon  qualifying
research and development expenditures.

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If  Canadian  taxation  authorities  successfully  challenge  such  expenses  or  the  correctness  of  such  income  tax  credits  claimed,  our
historical operating results could be adversely affected. As a public company, we are no longer eligible  for refundable  tax credits
under the Canadian federal Scientific Research and Experimental Development Program, or SR&ED credits. However, we are still
eligible for non-refundable SR&ED credits under this program, which are eligible to reduce future income taxes payable.

Our future effective tax rates could be subject to volatility or adversely affected by a number of factors, including:

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changes in the valuation of our deferred tax assets and liabilities;
expected timing and amount of the release of any tax valuation allowances;
tax effects of stock-based compensation;
costs related to intercompany restructurings;
changes in tax laws, regulations or interpretations thereof; or
future  earnings  being  lower  than  anticipated  in  countries  where  we  have  lower  statutory  tax  rates  and  higher  than
anticipated earnings in countries where we have higher statutory tax rates.

We currently conduct activities in the United States, Ireland, Singapore, and other jurisdictions through our subsidiaries pursuant to
transfer pricing arrangements and may in the future conduct operations in other jurisdictions pursuant to similar arrangements. If two
or more affiliated companies are located in different countries, the tax laws or regulations of each country generally will require that
transfer  prices  be  the  same  as  those  between  unrelated  companies  dealing  at  arms’  length.  While  we  believe  that  we  operate  in
compliance with applicable transfer pricing laws and intend to continue to do so, our transfer pricing procedures are not binding on
applicable  tax  authorities.  If  tax  authorities  in  any  of  these  countries  were  to  successfully  challenge  our  transfer  prices  as  not
reflecting arm’s length transactions, they could require us to adjust our transfer prices and thereby reallocate our income to reflect
these revised transfer prices, which could result in a higher tax liability to us.

New tax laws could be enacted or existing laws could be applied to us or our merchants, which could increase the costs of our
solutions and adversely impact our business.

The application of federal, state, provincial, local and foreign tax laws to solutions provided over the internet continues to evolve.
New  income,  sales,  use  or  other  tax  laws,  statutes,  rules,  regulations  or  ordinances  could  be  enacted  at  any  time,  possibly  with
retroactive effect, and could be applied solely or disproportionately to solutions provided over the internet. These enactments could
adversely  affect  our  sales  activity  due  to  the  inherent  cost  increase  the  taxes  would  represent,  and  could  ultimately  result  in  a
negative impact on our results of operations and cash flows.

U.S.  federal,  state  and  local,  Canadian  federal  and  provincial,  and  other  foreign  tax  authorities  may  seek  to  assess  state,
provincial  or  local  business  taxes,  sales  and  use  taxes  or  other  indirect  taxes.  If  we  are  required  to  collect  indirect  taxes  in
additional jurisdictions, we might be subject to tax liability for past sales.

There is a risk that various jurisdictions could assert that we are liable for business activity taxes, which are levied upon income or
gross receipts, or for the collection of local sales and use taxes or other indirect taxes. This risk exists regardless of whether we are
subject to U.S. federal, state, provincial, or city income tax or other foreign taxes. Tax authorities are becoming increasingly active
in  asserting  nexus  for  business  activity  tax  purposes  and  imposing  sales  and  use  taxes  and  other  indirect  taxes  on  products  and
services provided over the internet. We may be subject to indirect taxes if a local tax authority asserts that our

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activities or the activities of any of our subsidiaries are sufficient to establish nexus. We could also be liable for the collection of
indirect  taxes  if  a  local  tax  authority  asserts  that  distribution  of  our  solutions  over  the  internet  is  subject  to  indirect  taxes.  Each
jurisdiction has different rules and regulations governing indirect sales and use taxes, and these rules and regulations are subject to
varying interpretations that change over time. We review U.S., Canadian, and other foreign rules and regulations periodically and,
when we believe we are subject to indirect taxes in a particular state or jurisdiction, voluntarily engage national, state, provincial,
and  city  tax  authorities  in  order  to  determine  how  to  comply  with  their  rules  and  regulations.  If  a  tax  authority  asserts  that
distribution  of  our  solutions  is  subject  to  such  taxes,  the  additional  cost  may  decrease  the  likelihood  that  such  merchants  would
purchase our solutions or continue to renew their subscriptions. In addition, in June 2018, the U.S. Supreme Court ruled in South
Dakota  v.  Wayfair,  Inc.  that  U.S.  states  may  collect  internet  sales  tax  on  online  purchases  made  outside  of  the  state.  Legislation
adopted in the wake of this decision could require our merchants to incur substantial costs in order to comply, which could adversely
affect buyer behaviour, adversely affect some of our merchants and indirectly harm our business.

A successful assertion by one or more jurisdictions requiring us to collect sales or other taxes on subscription service revenue could
result in substantial tax liabilities for past transactions and otherwise harm our business. We cannot assure you that we will not be
subject to indirect taxes or related penalties for past sales in jurisdictions where we currently believe no such taxes are required. New
obligations to collect or pay taxes of any kind could increase our cost of doing business.

We may not be able to utilize a significant portion of our non-capital loss carryforwards, net operating loss carryforwards and
other tax credits, which could adversely affect our profitability.

As  of  December  31,  2019,  we  had  Canadian  non-capital  loss  carryforwards,  and  investment  tax  credits.  These  non-capital  loss
carryforwards and tax credits could expire unused and be unavailable to offset future income tax liabilities, which could adversely
affect our profitability.

Additionally, as of December 31, 2019, we had U.S. state net operating loss carryforwards as well as operating loss carryforwards in
other  jurisdictions,  due  to  prior  period  losses.  These  net  operating  loss  carryforwards  could  expire  unused  and  be  unavailable  to
offset future income tax liabilities, which could adversely affect our profitability.

We are dependent upon consumers’ and merchants’ continued and unimpeded access to the internet, and upon their willingness
to use the internet for commerce.

Our  success  depends  upon  the  general  public’s  ability  to  access  the  internet  and  its  continued  willingness  to  use  the  internet  as  a
means  to  pay  for  purchases,  communicate,  access  social  media,  research  and  conduct  commercial  transactions,  including  through
mobile devices. The adoption of any laws or regulations that adversely affect the growth, popularity or use of the internet, including
changes  to  laws  or  regulations  impacting  internet  neutrality,  could  decrease  the  demand  for  our  products,  increase  our  operating
costs, or otherwise adversely affect our business. Given uncertainty around these rules, we could experience discriminatory or anti-
competitive practices that could impede both our and our merchants’ growth, increase our costs or adversely affect our business. If
consumers or merchants become unable, unwilling or less willing to use the internet for commerce for any reason, including lack of
access to high-speed communications equipment, congestion of traffic on the internet, internet outages or delays, disruptions or other
damage to merchants’ and consumers’ computers, increases in the cost of accessing the internet and security and privacy risks or the
perception of such risks, our business could be adversely affected.

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Risks Related to Ownership of our Shares

Our dual class structure has the effect of concentrating voting control and the ability to influence corporate matters with those
shareholders who held our shares prior to our initial public offering, including our executive officers, employees and directors
and their affiliates.

Our Class B multiple voting shares have 10 votes per share and our Class A subordinate voting shares have one vote per share. As of
February  6,  2020,  shareholders  who  hold  Class  B  multiple  voting  shares,  including  our  executive  officers,  directors  and  their
affiliates, together hold approximately 53.20% of the voting power of our outstanding voting shares and therefore have significant
influence over our management and affairs and over all matters requiring shareholder approval, including the election of directors
and significant corporate transactions.

In addition, because of the 10-to-1 voting ratio between our Class B multiple voting shares and Class A subordinate voting shares,
the holders of our Class B multiple voting shares collectively continue to control a majority of the combined voting power of our
voting shares even where the Class B multiple  voting shares represent  a substantially  reduced  percentage  of our total outstanding
shares. The concentrated voting control of holders of our Class B multiple voting shares limits the ability of our Class A subordinate
voting  shareholders  to  influence  corporate  matters  for  the  foreseeable  future,  including  the  election  of  directors  as  well  as  with
respect to decisions regarding amendment of our share capital, creating and issuing additional classes of shares, making significant
acquisitions,  selling  significant  assets  or  parts  of  our  business,  merging  with  other  companies  and  undertaking  other  significant
transactions.  As  a  result,  holders  of  Class  B  multiple  voting  shares  have  the  ability  to  influence  many  matters  affecting  us  and
actions may be taken that our Class A subordinate voting shareholders may not view as beneficial. The market price of our Class A
subordinate voting shares could be adversely affected due to the significant influence  and voting power of the holders of Class B
multiple  voting  shares.  Additionally,  the  significant  voting  interest  of  holders  of  Class  B  multiple  voting  shares  may  discourage
transactions involving a change of control, including transactions in which an investor, as a holder of the Class A subordinate voting
shares,  might  otherwise  receive  a  premium  for  the  Class  A  subordinate  voting  shares  over  the  then-current  market  price,  or
discourage competing proposals if a going private transaction is proposed by one or more holders of Class B multiple voting shares.

Future transfers by holders of Class B multiple voting shares will generally result in those shares converting to Class A subordinate
voting  shares,  which  will  have  the  effect,  over  time,  of  increasing  the  relative  voting  power  of  those  holders  of  Class  B  multiple
voting shares who retain their shares. If, for example, our Chief Executive Officer, Tobias Lütke, who as of February 6, 2020 holds
approximately  64.30%  of  our  outstanding  Class  B  multiple  voting  shares,  retains  a  significant  portion  of  his  holdings  of  Class  B
multiple voting shares for an extended period of time, he could, in the future, control a significant percentage of the combined voting
power  of  our  Class  A  subordinate  voting  shares  and  Class  B  multiple  voting  shares.  Each  of  our  directors  and  officers  owes  a
fiduciary duty to Shopify and must act honestly and in good faith with a view to the best interests of Shopify. However, any director
and/or officer that is a shareholder, even a controlling shareholder, is entitled to vote his or her shares in his or her own interests,
which may not always be in the interests of our shareholders generally.

Our  restated  articles  of  incorporation  amend  certain  default  rights  provided  for  under  the  CBCA  for  holders  of  Class  B  multiple
voting  shares  and Class  A subordinate  voting  shares  to  vote  separately  as a class  for certain  types  of amendments  to  our restated
articles of incorporation. Specifically, neither the holders of the Class B multiple voting shares nor Class A subordinate voting shares
shall  be  entitled  to  vote  separately  as  a  class  upon  a  proposal  to  amend  our  restated  articles  of  incorporation  to  (1)  increase  or
decrease any

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maximum number of authorized shares of such class, or increase any maximum number of authorized shares of a class having rights
or privileges equal or superior to the shares of such class; or (2) create a new class of shares equal or superior to the shares of such
class, which rights are otherwise provided for in paragraphs (a) and (e) of subsection 176(1) of the CBCA. Pursuant to our restated
articles of incorporation, neither holders of our Class A subordinate voting shares nor holders of our Class B multiple voting shares
are  entitled  to  vote  separately  as  a  class  on  a  proposal  to  amend  our  restated  articles  of  incorporation  to  effect  an  exchange,
reclassification  or  cancellation  of  all  or  part  of  the  shares  of  such  class  pursuant  to  Section  176(1)(b)  of  the  CBCA  unless  such
exchange, reclassification or cancellation: (a) affects only the holders of that class; or (b) affects the holders of Class A subordinate
voting shares and Class B multiple voting shares differently, on a per share basis, and such holders are not already otherwise entitled
to  vote  separately  as  a  class  under  applicable  law  or  our  restated  articles  of  incorporation  in  respect  of  such  exchange,
reclassification or cancellation.

Pursuant to our restated articles of incorporation, holders of Class A subordinate voting shares and Class B multiple voting shares
are  treated  equally  and  identically,  on  a  per  share  basis,  in  certain  change  of  control  transactions  that  require  approval  of  our
shareholders under the CBCA, unless different treatment of the shares of each such class is approved by a majority of the votes cast
by the holders of our Class A subordinate voting shares and Class B multiple voting shares, each voting separately as a class.

The market price of our Class A subordinate voting shares may be volatile.

The market price of our Class A subordinate voting shares has fluctuated in the past and we expect it to fluctuate in the future, and it
may  decline.  For  example,  from  January  1,  2019  to  February  6,  2020,  our  closing  share  price  on  the  New  York  Stock  Exchange
("NYSE")  has  ranged  from  $129.79  to  $485.46.  We  cannot  assure  you  that  an  active  trading  market  for  our  Class  A  subordinate
voting  shares  will be sustained,  and we therefore  cannot  assure  you that you  will be able to sell your  Class A subordinate  voting
shares when you would like to do so, or that you will obtain your desired price for your shares, and you could lose all or part of your
investment. Some of the factors that may cause the market price of our Class A subordinate voting shares to fluctuate include:

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significant volatility in the market price and trading volume of comparable companies;
actual or anticipated changes or fluctuations in our operating results or in the expectations of market analysts;
adverse market reaction to any indebtedness we may incur or securities we may issue in the future;
short sales, hedging and other derivative transactions in our shares;
announcements  of  technological  innovations,  new  products,  strategic  alliances  or  significant  agreements  by  us  or  by  our
competitors;
changes in the prices of our solutions or the prices of our competitors’ solutions;
litigation or regulatory action against us;
breaches of security or privacy, and the costs associated with any such breaches and remediation;
investors’ general perception of us and the public’s reaction to our press releases, our other public announcements and our
filings with the SEC and Canadian securities regulators;
fluctuations in quarterly results;
publication  of  research  reports  or  news  stories  about  us,  our  competitors  or  our  industry,  or  positive  or  negative
recommendations or withdrawal of research coverage by securities analysts;
changes in general political, economic, industry and market conditions and trends;
sales of our Class A subordinate  voting shares and Class B multiple voting shares by our directors,  executive officers and
existing shareholders;
recruitment or departure of key personnel; and

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•

the other risk factors described in this section of our AIF.

In  addition,  the  stock  markets  have  historically  experienced  substantial  price  and  volume  fluctuations,  particularly  in  the  case  of
shares of technology companies, and such fluctuations and other broad market and industry factors may harm the market price of our
Class A subordinate voting shares. Hence, the price of our Class A subordinate voting shares could fluctuate based upon factors that
have little or nothing to do with us, and these fluctuations could materially reduce the share price of our Class A subordinate voting
shares  regardless  of  our  operating  performance.  In  the  past,  following  periods  of  volatility  in  the  market  price  of  a  company’s
securities, securities class action litigation has been instituted against that company. If we were involved in any similar litigation, we
could incur substantial costs, our management’s attention and resources could be diverted and it could harm our business, operating
results and financial condition.

Sales  of substantial  amounts  of our Class A subordinate  voting  shares in the  public  market,  or the perception  that these  sales
may occur, could cause the market price of our shares to decline.

Certain  of  our  shareholders  have  certain  rights  to  require  us  to  file  registration  statements  in  the  United  States  or  prospectuses  in
Canada covering their shares or to include their shares in registration statements or prospectuses that we may file for ourselves or on
behalf of other shareholders.

Further,  we  cannot  predict  the  size  of  future  issuances  of  our  Class  A  subordinate  voting  shares  or  the  effect,  if  any,  that  future
issuances and sales of our Class A subordinate voting shares will have on the market price of our Class A subordinate voting shares.
Sales  of  substantial  amounts  of  our  shares,  or  the  perception  that  such  sales  could  occur,  may  adversely  affect  prevailing  market
prices for our Class A subordinate voting shares.

Risks associated with our internal controls over financial reporting.

Any failure of our internal controls could have an adverse effect on our stated results of operations and harm our reputation. As a
result, we may experience higher than anticipated operating expenses, as well as higher independent auditor fees during and after the
implementation of these changes. If we are unable to implement any of the required changes to our internal control over financial
reporting effectively or efficiently or are required to do so earlier than anticipated, it could adversely affect our operations, financial
reporting  and  results  of  operations.  If  we  fail  to  maintain  an  effective  system  of  disclosure  controls  and  internal  control  over
financial reporting, our ability to produce timely and accurate financial statements or comply with applicable regulations could be
adversely impacted.

Because we do not expect to pay any dividends on our Class A subordinate voting shares for the foreseeable future, investors may
never receive a return on their investment.

We have never declared or paid any dividends on our securities. We do not have any present intention to pay cash dividends on our
Class A subordinate voting shares and we do not anticipate paying any cash dividends on our Class A subordinate voting shares in
the foreseeable future. We currently intend to invest our future earnings, if any, to fund our growth. Any future determination as to
the declaration and payment of dividends, if any, will be at the discretion of our board of directors and will depend on our financial
condition, operating results, contractual restrictions, capital requirements, business prospects and other factors our board of directors
may deem relevant.

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As a foreign private issuer, we are subject to different U.S. securities laws and rules than a domestic U.S. issuer, which may limit
the information publicly available to our shareholders.

We  are  a  "foreign  private  issuer,"  as  such  term  is  defined  in  Rule  405  under  the  Securities  Act,  and  are  not  subject  to  the  same
requirements  that  are  imposed  upon  U.S.  domestic  issuers  by  the  SEC.  Under  the  Exchange  Act,  we  are  subject  to  reporting
obligations that, in certain respects, are less detailed and less frequent than those of U.S. domestic reporting companies. As a result,
we do not file the same reports that a U.S. domestic issuer would file with the SEC, although we are required to file or furnish to the
SEC  the  continuous  disclosure  documents  that  we  are  required  to  file  in  Canada  under  Canadian  securities  laws.  In  addition,  our
officers, directors, and principal shareholders are exempt from the reporting and "short swing" profit recovery provisions of Section
16 of the Exchange Act. Therefore, our shareholders may not know on as timely a basis when our officers, directors and principal
shareholders purchase or sell shares, as the reporting deadlines under the corresponding Canadian insider reporting requirements are
longer.

As  a  foreign  private  issuer,  we  are  exempt  from  the  rules  and  regulations  under  the  Exchange  Act  related  to  the  furnishing  and
content of proxy statements. We are also exempt from Regulation FD, which prohibits issuers from making selective disclosures of
material  non-public  information.  While  we  will  comply  with  the  corresponding  requirements  relating  to  proxy  statements  and
disclosure  of  material  non-public  information  under  Canadian  securities  laws,  these  requirements  differ  from  those  under  the
Exchange  Act  and  Regulation  FD  and  shareholders  should  not  expect  to  receive  the  same  information  at  the  same  time  as  such
information  is provided  by  U.S.  domestic  companies.  In  addition,  we  are  not  required  under  the  Exchange  Act  to  file  annual  and
quarterly reports with the SEC as promptly as U.S. domestic companies whose securities are registered under the Exchange Act.

In addition, as a foreign private issuer, we have the option to follow certain Canadian corporate governance practices, except to the
extent that such laws would be contrary to U.S. securities laws, and provided that we disclose the requirements we are not following
and describe the Canadian practices we follow instead. We currently rely on this exemption with respect to requirements regarding
the quorum for any meeting of our shareholders. We may in the future elect to follow home country practices in Canada with regard
to  other  matters.  As  a  result,  our  shareholders  may  not  have  the  same  protections  afforded  to  shareholders  of  U.S.  domestic
companies that are subject to all U.S. corporate governance requirements.

We may lose foreign private issuer status in the future, which could result in significant additional costs and expenses to us.

We may in the future lose our foreign private issuer status if a majority of our shares are held in the United States and we fail to meet
the  additional  requirements  necessary  to  avoid  loss  of  foreign  private  issuer  status,  such  as  if:  (1)  a  majority  of  our  directors  or
executive officers are U.S. citizens or residents; (2) a majority of our assets are located in the United States; or (3) our business is
administered principally in the United States. Although we have elected to comply with certain U.S. regulatory provisions, our loss
of foreign private issuer status would make such compliance mandatory. The regulatory and compliance costs to us under securities
laws as a U.S. domestic issuer will be significantly more than the costs incurred as a Canadian foreign private issuer. If we were not
a  foreign  private  issuer,  we  would  not  be  eligible  to  use  foreign  issuer  forms  and  would  be  required  to  file  periodic  and  current
reports  and  registration  statements  on  U.S.  domestic  issuer  forms  with  the  SEC,  which  are  generally  more  detailed  and  extensive
than  the  forms  available  to  a  foreign  private  issuer.  In  addition,  we  may  lose  our  ability  to  rely  upon  exemptions  from  certain
corporate governance requirements on U.S. stock exchanges that are available to foreign private issuers.

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Provisions of Canadian law may delay, prevent or make undesirable an acquisition of all or a significant portion of our shares or
assets.

The Investment Canada Act (Canada) subjects an acquisition of control of us by a non-Canadian to government review if the value
of our assets as calculated pursuant to the legislation exceeds a threshold amount. A reviewable acquisition may not proceed unless
the relevant Minister is satisfied that the investment is likely to be of net benefit to Canada. This could prevent or delay a change of
control and may eliminate or limit strategic opportunities for shareholders to sell their Class A subordinate voting shares.

It may be difficult to enforce civil liabilities in Canada under U.S. securities laws.

We were incorporated in Canada, and our corporate headquarters are located in Canada. A majority of our directors and executive
officers  and certain  of the experts  named in our Annual  Report  reside or are based  principally  in Canada  and  the majority  of our
assets  and  all  or  a  substantial  portion  of  the  assets  of  these  persons  is  located  outside  the  United  States.  It  may  be  difficult  for
investors who reside in the United States to effect service of process upon these persons in the United States, or to enforce a U.S.
court judgment predicated upon the civil liability provisions of the U.S. federal securities laws against us or any of these persons.
There  is  substantial  doubt  whether  an  action  could  be  brought  in  Canada  in  the  first  instance  predicated  solely  upon  U.S.  federal
securities laws. Canadian courts may refuse to hear a claim based on an alleged violation of U.S. securities laws against us or these
persons  on  the  grounds  that  Canada  is  not  the  most  appropriate  forum  in  which  to  bring  such  a  claim.  Even  if  a  Canadian  court
agrees to hear a claim, it may determine that Canadian law and not U.S. law is applicable to the claim. If U.S. law is found to be
applicable, the content of applicable U.S. law must be proved as a fact, which can be a time-consuming and costly process. Certain
matters of procedure will also be governed by Canadian law.

Our by-laws provide that any derivative actions, actions relating to breach of fiduciary duties and other matters relating to our
internal affairs will be required to be litigated in Canada, which could limit investors’ ability to obtain a favorable judicial forum
for disputes with us.

We have adopted a forum selection by-law that provides that, unless we consent in writing to the selection of an alternative forum,
the Superior Court of Justice of the Province of Ontario, Canada and appellate Courts therefrom (or, failing such Court, any other
"court" as defined in the CBCA having jurisdiction, and the appellate Courts therefrom), will be the sole and exclusive forum for (1)
any derivative action or proceeding brought on our behalf; (2) any action or proceeding asserting a breach of fiduciary duty owed by
any  of  our  directors,  officers  or  other  employees  to  us;  (3)  any  action  or  proceeding  asserting  a  claim  arising  pursuant  to  any
provision of the CBCA or our restated articles or by-laws; or (4) any action or proceeding asserting a claim otherwise related to our
"affairs" (as defined in the CBCA). Our forum selection by-law also provides that our securityholders are deemed to have consented
to  personal  jurisdiction  in  the  Province  of  Ontario  and  to  service  of  process  on  their  counsel  in  any  foreign  action  initiated  in
violation of our by-law. Therefore, it may not be possible for securityholders to litigate any action relating to the foregoing matters
outside of the Province of Ontario.

Our forum selection by-law seeks to reduce litigation costs and increase outcome predictability by requiring derivative actions and
other matters relating to our affairs to be litigated in a single forum. While forum selection clauses in corporate charters and by-laws
are becoming more commonplace for public companies in the United States and have been upheld by courts in certain states, they
are untested in Canada. It is possible that the validity of our forum selection by-law could be challenged and that a court could rule
that such by-law is inapplicable or unenforceable. If a court were to find our forum selection by-law inapplicable

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to,  or  unenforceable  in  respect  of,  one  or  more  of  the  specified  types  of  actions  or  proceedings,  we  may  incur  additional  costs
associated with resolving such matters in other jurisdictions and we may not obtain the benefits of limiting jurisdiction to the courts
selected.

Provisions of our charter documents and certain Canadian legislation could delay or deter a change of control, limit attempts by
our shareholders to replace or remove our current senior management and affect the market price of our Class A subordinate
voting shares.

Our  restated  articles  of  incorporation  authorize  our  board  of  directors  to  issue  an  unlimited  number  of  preferred  shares  without
shareholder approval and to determine the rights, privileges, restrictions and conditions granted to or imposed on any unissued series
of  preferred  shares.  Those  rights  may  be  superior  to  those  of  our  Class  A  subordinate  voting  shares  and  Class  B  multiple  voting
shares. For example, preferred shares may rank prior to Class A subordinate voting shares and Class B multiple voting shares as to
dividend  rights,  liquidation  preferences  or  both,  may  have  full  or  limited  voting  rights  and  may  be  convertible  into  Class  A
subordinate  voting  shares  or  Class  B  multiple  voting  shares.  If  we  were  to  issue  a  significant  number  of  preferred  shares,  these
issuances could deter or delay an attempted acquisition of us or make the removal of management more difficult, particularly in the
event that we issue preferred shares with special voting rights. Issuances of preferred shares, or the perception that such issuances
may occur, could cause the trading price of our Class A subordinate voting shares to drop.

In  addition,  provisions  in  the  CBCA  and  in  our  restated  articles  of  incorporation  and  by-laws  may  have  the  effect  of  delaying  or
preventing changes in our senior management, including provisions that:

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require that any action to be taken by our shareholders be effected at a duly called annual or special meeting and not by
written consent;
establish  an  advance  notice  procedure  for  shareholder  proposals  to  be  brought  before  an  annual  meeting,  including
proposed nominations of persons for election to our board of directors; and
require  the approval  of a two-thirds  majority  of the votes cast by shareholders  present  in person  or by proxy in order to
amend certain provisions of our restated articles of incorporation, including, in some circumstances, by separate class votes
of holders of our Class A subordinate voting shares and Class B multiple voting shares.

These  provisions  may  frustrate  or  prevent  any  attempts  by  our  shareholders  to  launch  a  proxy  contest  or  replace  or  remove  our
current  senior  management  by  making  it  more  difficult  for  shareholders  to  replace  members  of  our  board  of  directors,  which  is
responsible  for  appointing  the  members  of  our  senior  management.  Any  of  these  provisions  could  have  the  effect  of  delaying,
preventing  or  deferring  a  change  in  control  which  could  limit  the  opportunity  for  our  Class  A  subordinate  voting  shareholders  to
receive a premium for their Class A subordinate voting shares, and could also affect the price that investors are willing to pay for
Class A subordinate voting shares.

Our constating  documents  permit us to issue an unlimited  number of Class A subordinate  voting  shares and Class B multiple
voting shares.

Our  restated  articles  of  incorporation  permit  us  to  issue  an  unlimited  number  of  Class  A  subordinate  voting  shares  and  Class  B
multiple  voting  shares.  We  anticipate  that  we  will,  from  time  to  time,  issue  additional  Class  A  subordinate  voting  shares  in  the
future. Subject to the requirements of the NYSE and the TSX, we will not be required to obtain the approval of shareholders for the
issuance of additional Class A subordinate voting shares. Although the rules of the TSX generally prohibit us from issuing additional
Class B multiple voting shares, there may be certain circumstances where additional Class B multiple voting shares may be

55

issued, including upon receiving shareholder approval and pursuant to the exercise of stock options under our fourth amended and
restated option plan (the "Legacy Option Plan") that were granted prior to our initial public offering. Any further issuances of Class
A  subordinate  voting  shares  or  Class  B  multiple  voting  shares  will  result  in  immediate  dilution  to  existing  shareholders  and  may
have an adverse effect on the value of their shareholdings. Additionally, any further issuances of Class B multiple voting shares may
significantly lessen the combined voting power of our Class A subordinate voting shares due to the 10-to-1 voting ratio between our
Class B multiple voting shares and Class A subordinate voting shares.

DIVIDENDS AND DISTRIBUTIONS

We  have,  to  date,  not  declared  or  paid  any  dividends  or  distributions  on  our  securities.  We  currently  intend  to  retain  any  future
earnings  to  fund  the  development  and  growth  of  our  business  and  we  do  not  currently  anticipate  paying  dividends.  Any
determination to pay dividends to holders of shares in the future will be at the discretion of our board of directors and will depend on
many  factors,  including  our  financial  condition,  earnings,  legal  requirements  and  other  factors  as  the  board  of  directors  deems
relevant.  In  addition,  we  may  in  the  future  become  subject  to  debt  instruments  or  other  agreements  that  limit  our  ability  to  pay
dividends.

CAPITAL STRUCTURE

General

The following is a description of the material terms of our Class A subordinate voting shares, our Class B multiple voting shares,
and our preferred shares, as set forth in our restated articles of incorporation.

Our  authorized  share  capital  consists  of  an  unlimited  number  of  Class  A  subordinate  voting  shares  of  which  104,641,033  were
issued and outstanding as of February 6, 2020, an unlimited number of Class B multiple voting shares of which 11,895,535 were
issued and outstanding as of February 6, 2020, and an unlimited number of preferred shares, issuable in series, none of which are
issued and outstanding. Although the rules of the TSX generally prohibit us from issuing additional Class B multiple voting shares,
there  may  be  certain  circumstances  where  additional  Class  B  multiple  voting  shares  may  be  issued,  including  upon  receiving
shareholder approval and pursuant to the exercise of stock options under our legacy stock option plan that were granted prior to our
initial public offering.

The Class A subordinate voting shares are "restricted securities" within the meaning of such term under applicable Canadian
securities laws.

Shares

Except as described herein, the Class A subordinate voting shares and the Class B multiple voting shares have the same rights, are
equal in all respects and are treated by Shopify as if they were one class of shares.

Rank

The Class A subordinate voting shares and Class B multiple voting shares rank pari passu with respect to the payment of dividends,
return of capital and distribution of assets in the event of the liquidation, dissolution or winding up of the Company. In the event of
the  liquidation,  dissolution  or  winding-up  of  the  Company  or  any  other  distribution  of  its  assets  among  its  shareholders  for  the
purpose  of  winding-up  its  affairs,  whether  voluntarily  or  involuntarily,  the  holders  of  Class  A  subordinate  voting  shares  and  the
holders of Class B multiple voting shares are entitled to participate equally in the remaining property and

56

assets of the Company available for distribution to the holders of shares, without preference or distinction among or between the
Class  A  subordinate  voting  shares  and  the  Class  B  multiple  voting  shares,  subject  to  the  rights  of  the  holders  of  any  preferred
shares.

Dividends

The holders of outstanding Class A subordinate voting shares and Class B multiple voting shares are entitled to receive dividends
on a share for share basis at such times and in such amounts and form as our board of directors may from time to time determine,
but  subject  to  the  rights  of  the  holders  of  any  preferred  shares,  without  preference  or  distinction  among  or  between  the  Class  A
subordinate  voting shares and the Class B multiple voting shares. We are permitted  to pay dividends  unless there are reasonable
grounds for believing that: (i) we are, or would after such payment be, unable to pay our liabilities as they become due; or (ii) the
realizable value of our assets would, as a result of such payment, be less than the aggregate of our liabilities and stated capital of all
classes  of  shares.  In  the  event  of  a  payment  of  a  dividend  in  the  form  of  shares,  Class  A  subordinate  voting  shares  shall  be
distributed  with respect to outstanding  Class A subordinate  voting shares and Class B multiple  voting shares shall be distributed
with respect to outstanding Class B multiple voting shares, unless otherwise determined by our board.

Voting Rights

Under our restated articles of incorporation, each Class A subordinate voting share is entitled to one vote per share and each Class
B  multiple  voting  share  is  entitled  to  10  votes  per  share.  Our  Class  A  subordinate  voting  shares  currently  collectively  represent
89.8% of our total issued and outstanding shares and 46.8% of the voting power attached to all of our issued and outstanding shares
and the Class B multiple voting shares currently collectively represent 10.2% of our total issued and outstanding shares and 53.2%
of the voting power attached to all of our issued and outstanding shares.

Conversion

The Class A subordinate voting shares are not convertible into any other class of shares. Each outstanding Class B multiple voting
share may at any time, at the option of the holder, be converted into one Class A subordinate voting share. Upon the first date that a
Class  B  multiple  voting  share  is  Transferred  (as  defined  below)  by  a  holder  of  Class  B  multiple  voting  shares,  other  than  to  a
Permitted  Holder  (as  defined  below)  or  from  any  such  Permitted  Holder  back  to  such  holder  of  Class  B  multiple  voting  shares
and/or any other Permitted Holder of such holder of Class B multiple voting shares, the holder thereof, without any further action,
shall automatically be deemed to have exercised his, her or its rights to convert such Class B multiple voting share into a fully paid
and non-assessable Class A subordinate voting share, on a share for share basis.

In  addition,  all  Class  B  multiple  voting  shares  will  convert  automatically  into  Class  A  subordinate  voting  shares  on  the  date  on
which  the  outstanding  Class  B  multiple  voting  shares  represent  less  than  5%  of  the  aggregate  number  of  outstanding  Class  A
subordinate voting shares and Class B multiple voting shares as a group.

For the purposes of the foregoing:

"Affiliate"  means,  with  respect  to  any  specified  Person,  any  other  Person  which  directly  or  indirectly  through  one  or  more
intermediaries controls, is controlled by, or is under common control with such specified Person;

"Members of the Immediate Family" means with respect to any individual, each parent (whether by birth

57

or  adoption),  spouse,  or  child  or  other  descendants  (whether  by  birth  or  adoption)  of  such  individual,  each  spouse  of  any  of  the
aforementioned  Persons,  each  trust  created  solely  for  the  benefit  of  such  individual  and/or  one  or  more  of  the  aforementioned
Persons, and each legal representative of such individual or of any aforementioned Persons (including without limitation a tutor,
curator, mandatary due to incapacity, custodian, guardian or testamentary executor), acting in such capacity under the authority of
the law, an order from a competent tribunal, a will or a mandate in case of incapacity or similar instrument. For the purposes of this
definition, a Person shall be considered the spouse of an individual if such Person is legally married to such individual, lives in a
civil union with such individual or is the common law partner (as defined in the Income Tax Act (Canada) as amended from time to
time) of such individual. A Person who was the spouse of an individual within the meaning of this paragraph immediately before
the death of such individual shall continue to be considered a spouse of such individual after the death of such individual;

"Permitted  Holders"  means,  in  respect  of  a  holder  of  Class  B  multiple  voting  shares  that  is  an  individual,  the  Members  of  the
Immediate Family of such individual and any Person controlled, directly or indirectly, by any such holder, and in respect of a holder
of Class B multiple voting shares that is not an individual, an Affiliate of that holder;

"Person" means any individual, partnership, corporation, company, association, trust, joint venture or limited liability company;

"Transfer" of a Class B multiple voting share shall mean any sale, assignment, transfer, conveyance, hypothecation or other transfer
or  disposition  of  such  share  or  any  legal  or  beneficial  interest  in  such  share,  whether  or  not  for  value  and  whether  voluntary  or
involuntary or by operation of law. A "Transfer" shall also include, without limitation, (1) a transfer of a Class B multiple voting
share to a broker or other nominee (regardless of whether or not there is a corresponding change in beneficial ownership) or (2) the
transfer of, or entering into a binding agreement with respect to, Voting Control over a Class B multiple voting share by proxy or
otherwise,  provided,  however,  that  the  following  shall  not be  considered  a "Transfer":  (a)  the  grant  of  a proxy  to our  officers  or
directors  at  the  request  of  our  board  of  directors  in  connection  with  actions  to  be  taken  at  an  annual  or  special  meeting  of
shareholders; or (b) the pledge of a Class B multiple voting share that creates a mere security interest in such share pursuant to a
bona fide loan or indebtedness transaction so long as the holder of the Class B multiple voting share continues to exercise Voting
Control  over  such  pledged  shares;  provided,  however,  that  a  foreclosure  on  such  Class  B  multiple  voting  share  or  other  similar
action by the pledgee shall constitute a "Transfer";

"Voting Control" with respect to a Class B multiple voting share means the exclusive power (whether directly or indirectly) to vote
or direct the voting of such Class B multiple voting share by proxy, voting agreement or otherwise.

A Person is "controlled" by another Person or other Persons if: (1) in the case of a company or other body corporate wherever or
however incorporated: (A) securities entitled to vote in the election of directors carrying in the aggregate at least a majority of the
votes for the  election of directors and representing  in the aggregate at least a majority of the participating  (equity) securities are
held, other than by way of security only, directly or indirectly, by or solely for the benefit of the other Person or Persons; and (B)
the votes carried in the aggregate by such securities are entitled, if exercised, to elect a majority of the board of directors of such
company or other body corporate; or (2) in the case of a Person that is not a company or other body corporate, at least a majority of
the participating (equity) and voting interests of such Person are held, directly or indirectly, by or solely for the benefit of the other
Person or Persons; and "controls", "controlling" and "under common control with" shall be interpreted accordingly.

58

Subdivision or Consolidation

No subdivision or consolidation of the Class A subordinate voting shares or the Class B multiple voting shares may be carried out
unless,  at  the  same  time,  the  Class  B  multiple  voting  shares  or  the  Class  A  subordinate  voting  shares,  as  the  case  may  be,  are
subdivided or consolidated in the same manner and on the same basis.

Certain Class Votes

Except as required by the CBCA, applicable securities laws or our restated articles of incorporation, holders of Class A subordinate
voting shares and Class B multiple voting shares will vote together on all matters subject to a vote of holders of both those classes of
shares as if they were one class of shares. Under the CBCA, certain types of amendments to our restated articles of incorporation are
subject to approval by special resolution of the holders of our classes of shares voting separately as a class, including amendments
to:

•
•

change the rights, privileges, restrictions or conditions attached to the shares of that class;
increase  the  rights  or  privileges  of  any  class  of  shares  having  rights  or  privileges  equal  or  superior  to  the  shares  of  that
class; and

• make any class of shares having rights or privileges inferior to the shares of such class equal or superior to the shares of

that class.

Without limiting other rights at law of any holders of Class A subordinate voting shares or Class B multiple voting shares to vote
separately as a class, neither the holders of the Class A subordinate  voting shares nor the holders of the Class B multiple voting
shares shall be entitled to vote separately as a class upon a proposal to amend our restated articles of incorporation in the case of an
amendment to (1) increase or decrease any maximum number of authorized shares of such class, or increase any maximum number
of authorized shares of a class having rights or privileges equal or superior to the shares of such class; or (2) create a new class of
shares equal or superior to the shares of such class, which rights are otherwise provided for in paragraphs (a) and (e) of subsection
176(1) of the CBCA. Pursuant to our restated articles of incorporation, neither holders of our Class A subordinate voting shares nor
holders  of  our  Class  B  multiple  voting  shares  will  be  entitled  to  vote  separately  as  a  class  on  a  proposal  to  amend  our  restated
articles of incorporation to effect an exchange, reclassification or cancellation of all or part of the shares of such class pursuant to
Section 176(1)(b) of the CBCA unless such exchange, reclassification or cancellation: (a) affects only the holders of that class; or
(b) affects the holders of Class A subordinate voting shares and Class B multiple voting shares differently, on a per share basis, and
such  holders  are  not  already  otherwise  entitled  to  vote  separately  as  a  class  under  applicable  law  or  our  restated  articles  of
incorporation in respect of such exchange, reclassification or cancellation.

Pursuant to our restated articles of incorporation, holders of Class A subordinate voting shares and Class B multiple voting shares
will be treated equally and identically, on a per share basis, in certain change of control transactions that require approval of our
shareholders under the CBCA, unless different treatment of the shares of each such class is approved by a majority of the votes cast
by the holders of our Class A subordinate voting shares and Class B multiple voting shares, each voting separately as a class.

Take-Over Bid Protection

Under applicable Canadian law, an offer to purchase Class B multiple voting shares would not necessarily require that an offer be
made to purchase Class A subordinate voting shares. In accordance with the rules of the TSX designed to ensure that, in the event
of a take-over bid, the holders of Class A subordinate voting shares will be entitled to participate on an equal footing with holders
of Class B multiple voting shares, upon the completion of our initial public offering the holders of over 80% of the then outstanding

59

Class  B  multiple  voting  shares  entered  into  a  customary  coattail  agreement  with  Shopify  and  a  trustee,  which  we  refer  to  as  the
Coattail  Agreement.  The  Coattail  Agreement  contains  provisions  customary  for  dual  class,  TSX  listed  corporations  designed  to
prevent transactions that otherwise would deprive the holders of Class A subordinate voting shares of rights under the take-over bid
provisions of applicable Canadian securities legislation to which they would have been entitled if the Class B multiple voting shares
had been Class A subordinate voting shares.

The undertakings in the Coattail Agreement will not apply to prevent a sale of Class B multiple voting shares by a holder of Class B
multiple  voting  shares  party  to  the  Coattail  Agreement  if  concurrently  an  offer  is  made  to  purchase  Class  A  subordinate  voting
shares that:

(a) offers a price per Class A subordinate voting share at least as high as the highest price per share paid or required to be paid

pursuant to the take-over bid for the Class B multiple voting shares;

(b) provides that the percentage of outstanding Class A subordinate voting shares to be taken up (exclusive of shares owned
immediately prior to the offer by the offeror or persons acting jointly or in concert with the offeror) is at least as high as the
percentage  of outstanding  Class  B multiple  voting  shares  to be sold (exclusive  of Class  B multiple  voting  shares  owned
immediately prior to the offer by the offeror and persons acting jointly or in concert with the offeror);

(c) has no condition attached other than the right not to take up and pay for Class A subordinate voting shares tendered if no

shares are purchased pursuant to the offer for Class B multiple voting shares; and
(d) is in all other material respects identical to the offer for Class B multiple voting shares.

In addition, the Coattail Agreement will not prevent the sale of Class B multiple voting shares by a holder thereof to a Permitted
Holder, provided such sale does not or would not constitute a take-over bid or, if so, is exempt or would be exempt from the formal
bid  requirements  (as  defined  in  applicable  securities  legislation).  The  conversion  of  Class  B  multiple  voting  shares  into  Class  A
subordinate voting shares, shall not, in of itself constitute a sale of Class B multiple voting shares for the purposes of the Coattail
Agreement.

Under the Coattail Agreement, any sale of Class B multiple voting shares (including a transfer to a pledgee as security) by a holder
of Class B multiple voting shares party to the Coattail Agreement will be conditional upon the transferee or pledgee becoming a
party to the Coattail Agreement, to the extent such transferred Class B multiple voting shares are not automatically converted into
Class A subordinate voting shares in accordance with our restated articles of incorporation.

The Coattail Agreement contains provisions for authorizing action by the trustee to enforce the rights under the Coattail Agreement
on  behalf  of  the  holders  of  the  Class  A  subordinate  voting  shares.  The  obligation  of  the  trustee  to  take  such  action  will  be
conditional on Shopify or holders of the Class A subordinate voting shares providing such funds and indemnity as the trustee may
require. No holder of Class A subordinate voting shares will have the right, other than through the trustee, to institute any action or
proceeding or to exercise any other remedy to enforce any rights arising under the Coattail Agreement unless the trustee fails to act
on a request authorized by holders of not less than 10% of the outstanding Class A subordinate voting shares and reasonable funds
and indemnity have been provided to the trustee.

The Coattail Agreement provides that it may not be amended, and no provision thereof may be waived, unless, prior to giving effect
to  such  amendment  or  waiver,  the  following  have  been  obtained:  (a)  the  consent  of  the  TSX  and  any  other  applicable  securities
regulatory authority in Canada and (b) the approval of at least 66 2/3% of the votes cast by holders of Class A subordinate voting
shares represented at a meeting duly called for the purpose of considering such amendment or waiver, excluding votes attached to
Class A subordinate

60

voting  shares  held  directly  or  indirectly  by  holders  of  Class  B  multiple  voting  shares,  their  affiliates  and  related  parties  and  any
persons who have an agreement to purchase Class B multiple voting shares on terms which would constitute a sale for purposes of
the Coattail Agreement other than as permitted thereby.

No provision of the Coattail Agreement will limit the rights of any holders of Class A subordinate voting shares under applicable
law.

Preferred Shares

We are authorized to issue an unlimited number of preferred shares issuable in series. Each series of preferred shares shall consist of
such number of shares and having such rights, privileges, restrictions and conditions as may be determined by our board of directors
prior to the issuance thereof. Holders of preferred shares, except as otherwise provided in the terms specific to a series of preferred
shares or as required by law, will not be entitled to vote at meetings of holders of shares, and will not be entitled to vote separately as
a  class  upon  a  proposal  to  amend  our  restated  articles  of  incorporation  in  the  case  of  an  amendment  of  the  kind  referred  to  in
paragraph (a), (b) or (e) of subsection 176(1) of the CBCA. With respect to the payment of dividends and distribution of assets in the
event of liquidation, dissolution or winding-up of the company, whether voluntary or involuntary, the preferred shares are entitled to
preference  over  the  Class  A  subordinate  voting  shares,  Class  B  multiple  voting  shares  and  any  other  shares  ranking  junior  to  the
preferred shares from time to time and may also be given such other preferences over Class A subordinate voting shares, Class B
multiple voting shares and any other shares ranking junior to the preferred shares as may be determined at the time of creation of
such series.

The issuance of preferred shares and the terms selected by our board of directors could decrease the amount of earnings and assets
available for distribution to holders of our Class A subordinate voting shares and Class B multiple voting shares or adversely affect
the  rights  and  powers,  including  the  voting  rights,  of  the  holders  of  our  Class  A  subordinate  voting  shares  and  Class  B  multiple
voting shares without any further vote or action by the holders of our Class A subordinate voting shares and Class B multiple voting
shares. The issuance of preferred  shares,  or the issuance  of rights to purchase  preferred  shares, could  make it more difficult  for a
third-party to acquire a majority of our outstanding voting shares and thereby have the effect of delaying, deferring or preventing a
change of control of us or an unsolicited acquisition proposal or of making the removal of management more difficult. Additionally,
the issuance of preferred shares may have the effect of decreasing the market price of our Class A subordinate voting shares.

We have no current intention to issue any preferred shares.

Registration Rights

Our Third Amended and Restated Investors’ Rights Agreement (the "Registration Rights Agreement"), provides certain holders of
our Class B multiple voting shares with registration rights in respect of (i) the Class A subordinate voting shares issuable or issued
upon conversion of the Class B multiple voting shares held by such holders, (ii) any Class A subordinate voting shares held by such
holders or any Class A subordinate voting shares issued or issuable upon conversion or exercise of any other securities issued by us
and held by such holders; and (iii) any Class A subordinate voting shares issued as, or issuable upon conversion or exercise of any
other  securities  issued  as,  a  dividend  or  other  distribution  with  respect  to,  or  in  exchange  for  or  in  replacement  of,  the  shares
referenced in clauses (i) and (ii) above. We refer to these Class A subordinate voting shares as "registrable securities".

We will pay the expenses, other than underwriting discounts, selling commissions and share transfer taxes incurred in connection
with the registration, filing or qualification of registrable securities in accordance

61

with the terms of the Registration Rights Agreement.

The registration rights provided for in the Registration Rights Agreement will expire with respect to any particular holder at such
time that such holder (i) can sell all of its registrable securities under Rule 144(b)(1)(i) under the Securities Act or (ii) holds less
than 1% of the outstanding Class A subordinate voting shares and Class B multiple voting shares, in the aggregate, and can sell its
registrable securities during any three month period under Rule 144 of the Securities Act.

MARKET FOR SECURITIES

Trading Price and Volume

Our  Class  A  subordinate  voting  shares  are  listed  for  trading  on  the  Toronto  Stock  Exchange  (TSX)  and  on  the  New  York  Stock
Exchange  (NYSE)  under  the  trading  symbol  "SHOP".  The  following  table  sets  forth  the  price  ranges  and  volumes  of  Class  A
subordinate voting shares traded on the TSX and NYSE for each month of 2019.

2019

January
February
March
April
May
June
July
August
September
October
November
December

High
169.60
191.13
209.59
247.50
285.96
338.94
340.84
409.61
395.75
349.44
344.00
416.60

NYSE (US$)
Low
129.48
160.63
181.00
190.38
237.39
262.17
300.33
313.39
286.07
291.06
282.08
311.53

Volume

24,683,791
30,078,504
28,075,064
39,665,216
44,565,854
39,306,664
37,744,517
49,540,737
62,240,439
55,254,397
37,008,853
52,173,508

High
222.83
252.00
279.57
332.76
385.35
446.40
446.77
543.76
524.64
462.97
457.50
544.00

TSX (CAD$)
Low
174.59
212.82
243.00
254.23
318.88
352.63
395.10
427.38
380.21
380.80
372.01
414.38

Volume

5,005,535
4,554,066
13,022,002
6,272,240
7,425,514
7,068,349
5,176,820
7,631,446
5,948,958
4,301,850
3,700,674
4,979,571

Our Class B multiple voting shares are not listed for trading or quoted on any exchange or market; however, as described further
above,  at  any  time,  at  the  option  of  the  holder,  Class  B  multiple  voting  shares  can  be  converted  into  Class  A  subordinate  voting
shares on a one-for-one basis.

Our authorized share capital consists of an unlimited number of Class A subordinate voting shares of which 104,518,173 were issued
and outstanding as of December 31, 2019, an unlimited number of Class B multiple voting shares of which 11,910,802 were issued
and outstanding as of December 31, 2019, and an unlimited number of preferred shares, issuable in series, none of which are issued
and outstanding.

Prior Sales

In 2019, 1,282,790 Class B multiple voting shares were issued as a result of the exercise of options granted under our Legacy Option
Plan, at a weighted average exercise price of US$2.75 per share.

62

 
Securities Subject to Contractual Restrictions on Transfer

Designation of Class
Class A Subordinate Voting Shares

Number of securities subject to a contractual
restriction on transfer
122,080

Percentage of class
0.12%

122,080 Class A Subordinate Voting Shares were issued in connection with the acquisition of 6 River Systems in October 2019.
These shares are subject to vesting restrictions and forfeiture conditions pursuant to the terms of restricted stock agreements between
the Company and certain of 6 River Systems' employees. The contractual restrictions on transfer will terminate in four equal annual
installments on each of the four years following the closing of the acquisition on October 17, 2019.

DIRECTORS AND OFFICERS

Officers

Executive  officers  are  appointed  by  the  board  of  directors  to  serve,  subject  to  the  discretion  of  the  board  of  directors,  until  their
successors are appointed.

Tobias Lütke
Ontario, Canada
Tobias Lütke co-founded Shopify in September 2004. Mr. Lütke has served as our Chief Executive Officer since April 2008. Prior to
that, Mr. Lütke acted as our Chief Technology Officer between September 2004 and April 2008. Mr. Lütke worked on the core team
of the Ruby on Rails framework and has created many popular open source libraries such as Active Merchant. Mr. Lütke also serves
as Chair of our Board of Directors.

Harley Finkelstein
Ontario, Canada
Harley Finkelstein is the Chief Operating Officer at Shopify and has been with the company since 2010. Prior to his current role,
Harley  founded  numerous  startups  and  ecommerce  companies.  He  currently  serves  on  the  board  of the  Canadian  Broadcasting
Corporation and is an advisor to Felicis Ventures. Harley holds a Bachelor degree in Economics from Concordia University and a
J.D./M.B.A. joint degree in Law and Business from the University of Ottawa.

Amy Shapero
Ontario, Canada
Amy  Shapero  is  the  Chief  Financial  Officer  at  Shopify  and  joined  in  April  2018.  Prior  to  joining  Shopify,  Amy  was  the  Chief
Financial Officer at Betterment, an online wealth-management service, since 2016. Previously, Amy was Chief Financial Officer at
Sailthru,  and  Senior  Vice  President  of  Strategy,  Corporate  Development  and  Corporate  Communications  at  DigitalGlobe.  Amy
began her career as a CPA at Ernst & Young, followed by investment banking positions at Credit Suisse and Goldman Sachs serving
emerging growth companies. She holds an MBA from the University of Chicago Booth School of Business.

63

Craig Miller
Ontario, Canada
Craig Miller joined Shopify in September 2011 and has been our Chief Product Officer since February 2017. Previous to that Craig
acted  as  our  Chief  Marketing  Officer  and  VP  Marketing.  In  his  current  role,  he  oversees  the  Product,  User  Experience,  Growth,
Marketing, and Communications teams at the Company. Mr. Miller previously held several product and marketing roles at Kijiji, an
eBay Company, between 2006 and 2011. Mr. Miller holds a Bachelor degree in Electrical Engineering from McGill University.

Joseph Frasca
Ontario, Canada
Joseph Frasca is the Chief Legal Officer and Corporate Secretary at Shopify and has been with the company since May 2014. Prior
to his appointment at Shopify, Mr. Frasca was Senior Corporate Counsel at EMC Corporation between May 2011 and May 2014 and
Corporate Counsel at EMC Corporation between January 2008 and May 2014. Prior to EMC, Mr. Frasca worked as an Associate at
Skadden, Arps, Slate, Meagher & Flom LLP. Mr. Frasca holds a J.D. from Boston University School of Law, a Master of Arts in
Law and Diplomacy from The Fletcher School at Tufts University and a B.S. in Russian Language and Linguistics from Georgetown
University.  Mr.  Frasca  is  a  member  of  the  Society  of  Corporate  Secretaries  &  Governance  Professionals  sitting  on  the  Securities
Law Committee.

Brittany Forsyth
Ontario, Canada
Brittany  Forsyth is the  Chief  Talent  Officer  at  Shopify.  She  has  been  with  the  company  since  2010  and  previously  served  as  the
Director  of  HR  and  Senior  Vice  President  of  Human  Relations.  Ms.  Forsyth  is  involved  with  a  number  of  human  resources
organizations  across  North  America.  Prior  to  joining  Shopify,  Ms.  Forsyth  obtained  a  Bachelor  of  Commerce  degree  at  Carleton
University.

Jean-Michel Lemieux
Ontario, Canada
Jean-Michel  Lemieux  is  the  Chief  Technology  Officer  at  Shopify  and  joined  the  company  in  2015.  Prior  to  joining  Shopify,  he
served as the Vice President of Engineering at Atlassian and as the Chief Architect for Rational Team Concert, a division of IBM.
Jean-Michel  co-authored  the  book,  Eclipse  Rich  Client  Platform  and  has  filed  two  U.S.  patents  on  software  configuration
management. Jean-Michel holds a Bachelor’s degree in Computer Science from the University of Ottawa.

Directors

Our directors are either elected annually by the shareholders at the annual meeting of shareholders or, subject to our restated articles
of incorporation and applicable law, appointed by our board of directors between annual meetings. Each director holds office until
the close of the next annual meeting of our shareholders or until he or she ceases to be a director by operation of law, or until his or
her removal or resignation becomes effective. In addition to Mr. Tobias Lütke, a director since 2004 who serves chair of the board as
well as CEO, the Company's directors are as follows:

Robert Ashe
Ontario, Canada
Robert Ashe has served as a member of our board of directors since December 2014 and as our Lead Independent Director since
May 2015. Over 24 years, Mr. Ashe held a variety of positions with increasing responsibility at Cognos Incorporated, a business
intelligence  and  performance  management  software  company.  Mr.  Ashe  ultimately  served  as  Chief  Executive  Officer  of  Cognos
Incorporated from 2005 to 2008

64

before the company was acquired by IBM. Mr. Ashe remained with IBM as a general manager of business analytics from 2008 to
2012. Mr. Ashe currently serves on the board of directors of Servicesource International (Nasdaq Stock Exchange, or Nasdaq) and
MSCI  Inc.  (NYSE).  Mr.  Ashe  holds  a  Bachelor  of  Commerce  from  the  University  of  Ottawa  and  is  a  Fellow  of  the  Institute  of
Chartered Accountants of Ontario.

Gail Goodman
Massachusetts, United States
Gail Goodman has served as a member of our board of directors since November 2016. Ms. Goodman is currently the Chief Product
Officer  at  Pepperlane,  and  previously  served  as  President  and  Chief  Executive  Officer  of  Constant  Contact,  a  software  company
providing  small businesses  with online  marketing  tools to grow their businesses,  for over 16 years.  Over that time Ms. Goodman
served as a director and chairwoman of the board and led Constant Contact through its initial public offering and for eight years as a
publicly  traded  company,  until  its  acquisition  by  Endurance  International  Group  Holdings,  Inc.  (Nasdaq)  in  February  2016.  Ms.
Goodman currently serves on the board of directors of a number of private companies and non-profits. Ms. Goodman holds a B.A.
from the University of Pennsylvania and an M.B.A. from The Tuck School of Business at Dartmouth College.

Colleen Johnston
Ontario, Canada
Colleen Johnston has served as a member of our board of directors since January 2019. Ms. Johnston is the former Chief Financial
Officer of Toronto-Dominion Bank. Prior to her retirement in 2018 Colleen spent 14 years at TD, ten of which she spent as Group
Head, Finance, Sourcing, Corporate Communications and Chief Financial Officer. Prior to TD, Ms. Johnston held senior leadership
roles  at  Scotiabank  over  the  course  of  15  years,  including  as  CFO  of  Scotia  Capital.  Ms.  Johnston  holds  a  Bachelor  of  Business
Administration  from  York  University’s  Schulich  School  of  Business  and  is  a  Fellow  of  the  Institute  of  Chartered  Accountants  of
Ontario.  Ms.  Johnston  currently  serves  on  the  board  of  directors  of  McCain  Foods,  Unity  Health  Toronto,  and  the  Shaw  Festival
Theatre.

Jeremy Levine
New York, United States
Jeremy Levine has served as a member of our board of directors since February 2011. Since January 2007, Mr. Levine has been a
Partner  at Bessemer  Venture  Partners,  a venture capital  firm he joined in May 2001.  Mr. Levine  currently  serves on the board of
directors of Pinterest (NYSE) and a number of privately held companies. Mr. Levine holds a B.S. degree in Computer Science from
Duke University.

John Phillips
Ontario, Canada
John Phillips has served as a member of our board of directors  since April 30, 2010. Mr. Phillips  has worked with Klister Credit
Corp., an investment and consulting company, and is currently its Chief Executive Officer, a position he has held since 1993. Mr.
Phillips had a career in the legal profession working in private practice at Blake, Cassels & Graydon LLP for 20 years and as general
counsel at Clearnet Communications Inc. for nearly six years. Mr. Phillips currently serves on the board of directors of a number of
privately held companies and gained experience serving on the board of directors of Redknee Solutions Inc., a public company. Mr.
Phillips  received  a  B.A.  from  Trinity  College,  University  of  Toronto  and  an  L.L.B./J.D.  from  the  Faculty  of  Law,  University  of
Toronto.

65

Board Committees

Director

Audit Committee

Compensation
Committee

Nominating and
Corporate Governance
Committee

Robert Ashe
Gail Goodman
Colleen Johnston
Jeremy Levine
John Phillips

Audit Committee

Member
Member
Chair

Chair
Member

Member

Member
Member
Chair

Our audit committee is comprised of Robert Ashe, Gail Goodman, and Colleen Johnston and is chaired by Ms. Johnston. Our board
of  directors  has  determined  that  each  of  these  directors  meets  the  independence  requirements,  including  the  heightened
independence  standards  for  members  of  the  audit  committee,  of  the  NYSE,  the  SEC  and  National  Instrument  52-110  -  Audit
Committees ("NI 52-110"). Our board of directors has determined that each of the members of the audit committee is "financially
literate" within the meaning of the NYSE rules and NI 52-110. Ms. Johnston has been identified as an audit committee financial
expert as defined by the SEC rules. For a description of the education and experience of each member of the audit committee, see
"Directors", above.

Our board of directors has established a written charter setting forth the purpose, composition, authority and responsibility of the
audit  committee,  consistent  with  the  rules  of  the  NYSE,  the  SEC  and  NI  52-110.  A  copy  of  the  Audit  Committee  Charter  is
appended to this AIF as Exhibit A.

The principal purpose of our audit committee is to assist our board of directors in discharging its oversight of:

•
•
•

•
•

the quality and integrity of our financial statements and related information;
the independence, qualifications, appointment and performance of our external auditor;
our  disclosure  controls  and  procedures,  internal  control  over  financial  reporting  and  management’s  responsibility  for
assessing and reporting on the effectiveness of such controls;
our compliance with applicable legal and regulatory requirements; and
our enterprise risk management processes.

At  least  annually,  the  audit  committee  will  review  and  confirm  the  independence  of  the  auditor  by  obtaining  statements  from  the
independent  auditor  describing  all  relationships  or services  that  may  affect  their  independence  and  objectivity,  and the committee
will take appropriate actions to oversee our auditor.

Our audit committee has access to all of our books, records, facilities and personnel and may request any information about us as it
may deem appropriate. It also has the authority in its sole discretion and at our expense, to retain and set the compensation of outside
legal, accounting or other advisors as necessary to assist in the performance of its duties and responsibilities.

Our audit committee also reviews our policies and procedures for reviewing and approving or ratifying related-party transactions,
and it is responsible for reviewing and approving or ratifying all related-party transactions.

66

 
 
 
 
 
 
Audit Committee Pre-Approval Policies and Procedures

From time to time, management recommends to and requests approval from the Audit Committee for audit and non-audit services to
be  provided  by  the  Company's  auditors.  The  Audit  Committee  considers  such  requests,  if  applicable,  on  a  quarterly  basis,  and  if
acceptable, pre-approves such audit and non-audit services. During such deliberations, the Audit Committee assesses, among other
factors,  whether  the  services  requested  would  be  considered  "prohibited  services"  as  contemplated  by  the  SEC,  and  whether  the
services requested and the fees related to such services could impair the independence of the Company's auditors.

The Audit Committee considered and agreed that the fees paid to the Company's auditors in the years ended December 31, 2019 and
2018 are compatible with maintaining the independence of the Company's auditors. The Audit Committee determined that, in order
to  ensure  the  continued  independence  of  the  auditors,  only  limited  non-audit  services  will  be  provided  to  the  Company  by
PricewaterhouseCoopers LLP.

Since the implementation of the Audit Committee pre-approval process in November 2015, all audit and non-audit services rendered
by our auditors have been pre-approved by the Audit Committee.

Auditor Service Fees

The aggregate amounts paid or accrued by the Company with respect to fees payable to PricewaterhouseCoopers LLP, the auditors
of  the  Company,  for  audit  (including  separate  audits  of  wholly-owned  and  non-wholly  owned  entities,  financings,  regulatory
reporting requirements and SOX related services), audit-related, tax and other services in the years ended December 31, 2019 and
2018 were as follows:

Audit Fees
Audit-Related Fees
Tax Fees
All Other Fees

Total

Fiscal 2019
$

Fiscal 2018
$

(in thousands)
1,133
—
—
3
1,136

764
—
—
2
766

Audit  fees  relate  to  the  audit  of  our  annual  consolidated  financial  statements,  the  review  of  our  quarterly  condensed  consolidated
financial statements and services in connection with our 2019 and 2018 public offerings of Class A subordinate voting shares.

Audit-related  fees  consist  of  aggregate  fees  for  accounting  consultations  and  other  services  that  were  reasonably  related  to  the
performance of audits or reviews of our consolidated financial statements and were not reported above under "Audit Fees".

Tax fees relate to assistance with tax compliance, expatriate tax return preparation, tax planning and various tax advisory services.

Other  fees  are  any  additional  amounts  for  products  and  services  provided  by  the  principal  accountants  other  than  the  services
reported above under "Audit Fees", "Audit-Related Fees" and "Tax Fees".

67

 
 
 
Ownership of Securities

As of February 6, 2020, as a group, our directors and executive officers beneficially own, or control or direct, directly or indirectly, a
total of 410,626 Class A subordinate voting shares and 11,540,504 Class B multiple voting shares, representing 0.4% of the Class A
subordinate voting shares and 97.0% of the Class B multiple voting shares outstanding and 51.8% of the voting power attached to all
of our issued and outstanding shares.

Cease Trade Orders, Bankruptcies, Penalties or Sanctions

To the knowledge of Shopify, no director or executive officer of Shopify (a) is at the date hereof or has been, in the last 10 years
before the date hereof, a director, chief executive officer (CEO) or chief financial officer (CFO) of any company, including Shopify,
that (i) was subject to a cease trade order, similar order or an order that denied the relevant company access to any exemptions under
securities  legislation,  for  a  period  of  more  than  30  consecutive  days  (an  "Order")  that  was  issued  while  the  director  or  executive
officer was acting in that capacity; or, (ii) was subject to an Order that was issued after the director or executive officer ceased to be
a director,  CEO  or  CFO  and which  resulted  from  an  event  that  occurred  while  that  person  was acting  in  the  capacity  as director,
CEO or CFO.

To  the  knowledge  of  Shopify,  no  director  or  executive  officer  of  Shopify,  and  no  shareholder  holding  a  sufficient  number  of
securities  of  Shopify  to  affect  materially  the  control  of  Shopify,  is  at  the  date  hereof  or  has  been  in  the  10  years  before  the  date
hereof, a director or executive officer of a company, including Shopify that, while that person was acting in that capacity or within a
year of that person ceasing to act in that capacity became bankrupt, made a proposal under any legislation relating to bankruptcy or
insolvency  or was subject to or instituted  any proceedings,  arrangement  or compromise  with creditors,  or had a receiver,  receiver
manager or trustee appointed to hold its assets, except for:

•

Jeremy Levine, who, until June 4, 2018, was a board member of Onestop Internet Inc., a corporation that made an assignment
for the benefit of creditors on June 4, 2018.  The sale of assets has been completed, and the liquidation is in process. Jeremy
Levine was also a board member, until May 29, 2019, of Rabbit, Inc., a corporation that made an assignment for the benefit
of creditors on May 24, 2019.  The liquidation has been completed.

To  the  knowledge  of  Shopify,  no  director  or  executive  officer  of  Shopify,  and  no  shareholder  holding  a  sufficient  number  of
securities  of  Shopify  to  affect  materially  the  control  of  Shopify,  has,  within  the  last  10  years  before  the  date  hereof,  become
bankrupt,  made  a  proposal  under  any  legislation  relating  to  bankruptcy  or  insolvency,  or  become  subject  to  or  instituted  any
proceedings, arrangement or compromise with creditors or had a receiver, receiver manager or trustee appointed to hold the assets of
the director, executive officer or shareholder.

Conflicts of Interest

To the Company's knowledge, there are no existing or potentially material conflicts of interest between the Company or a subsidiary
of the Company and any director or officer of the Company or of a subsidiary of the Company.

LEGAL PROCEEDINGS AND REGULATORY ACTIONS

We are involved in legal proceedings, as well as demands, claims and threatened litigation,  that arise in the normal course of our
business. In particular, as is common in our industry, we have received notices alleging

68

that we infringe patents belonging to various third parties. These notices are dealt with in accordance with our internal procedures,
which include assessing the merits of each notice and seeking, where appropriate, a business resolution. Where a business resolution
cannot  be  reached,  litigation  may  be  necessary.  The  ultimate  outcome  of  any  litigation  is  uncertain,  and  regardless  of  outcome,
litigation  can  have  an  adverse  impact  on  our  business  because  of  defense  costs,  negative  publicity,  diversion  of  management
resources  and  other  factors.  Our  failure  to  obtain  any  necessary  license  or  other  rights  on  commercially  reasonable  terms,  or
otherwise, or litigation arising out of intellectual property claims could materially adversely affect our business. As of the date of this
AIF, we are not party to any litigation that we believe is material to our business.

INTEREST OF MANAGEMENT AND OTHERS IN MATERIAL TRANSACTIONS

No director or executive officer of Shopify, and to the knowledge of the directors and executive officers of Shopify, (i) no person or
company that beneficially owns, or controls or directs, directly or indirectly, more than 10 percent of Shopify's voting shares, (ii) nor
any of such persons' or companies' associates or affiliates, (iii) nor any associates or affiliates of any director of executive officer of
Shopify, has had a material interest, direct or indirect, that has materially affected or is reasonably expected to materially affect the
Company within the three most recently completed financial years or during the current financial year.

TRANSFER AGENTS AND REGISTRARS

The transfer agent and registrar for our Class A subordinate voting shares in the United States is Computershare Trust Company,
N.A. at its principal office in Canton, Massachusetts, and in Canada is Computershare Investor Services Inc. at its principal office in
Toronto, Ontario.

MATERIAL CONTRACTS

The following are the only material contracts, other than those contracts entered into in the ordinary course of business, which have
been  entered  into  by  the  Company  within  the  most  recently  completed  fiscal  year,  or  were  entered  into  before  the  most  recently
completed fiscal year and are still in effect, deemed to be material:

• Coattail Agreement dated as of May 27, 2015, in connection with our Class B Multiple Voting Shares
• Third Amended and Restated Investors’ Rights Agreement dated May 27, 2015

Copies of the above material agreements may be inspected during ordinary business hours at our principal executive offices located
at  150  Elgin  Street,  8th  Floor,  Ottawa,  Canada,  K2P  1L4  or  may  be  viewed  at  the  website  maintained  by  the  SEC  at
http://www.sec.gov or the website maintained by the Canadian Securities Administrators at http://www.sedar.com.

69

INTERESTS OF EXPERTS

PricewaterhouseCoopers LLP are the auditors of Shopify and are independent in accordance with the U.S. federal securities laws and
the applicable rules and regulations of the Securities and Exchange Commission and the Public Company Accounting and Oversight
Board.

ADDITIONAL INFORMATION

Additional  information  about  Shopify  is  available  on  our  website  at  www.shopify.com,  on  the  website  maintained  by  the  SEC  at
www.sec.gov or the website maintained by the Canadian Securities Administrators at www.sedar.com.

Additional  information,  including  directors’  and  officers’  remuneration  and  indebtedness,  principal  holders  of  our  securities  and
securities authorized for issuance under equity compensation plans will be contained in our management information circular that
will be filed in connection with our next annual meeting of shareholders. Once filed, the circular will be available on our website at
www.shopify.com, or at www.sec.gov or www.sedar.com.

Additional financial information is provided in our consolidated financial statements and MD&A for the fiscal year ended December
31, 2019, available on our website at www.shopify.com, or at www.sec.gov or www.sedar.com.

We are a "foreign private issuer" as such term is defined in Rule 405 under the U.S. Securities Act of 1933, as amended, and are not
subject to the same requirements that are imposed upon U.S. domestic issuers by the SEC. Under the U.S. Securities Exchange Act
of 1934, as amended, we are subject to reporting obligations that, in certain respects, are less detailed and less frequent than those of
U.S. domestic reporting companies. As a result, we do not file the same reports that a U.S. domestic issuer would file with the SEC,
although we are required to file or furnish to the SEC the continuous disclosure documents that we are required to file in Canada
under Canadian securities laws.

We will provide without charge to each person, including any beneficial owner, on the written or oral request of such person, a copy
of any or all documents referred to above which have been or may be incorporated by reference in this Annual Information Form or
our Annual Report on Form 40-F for the year ended December 31, 2019 (not including exhibits to such incorporated reports that are
not  specifically  incorporated  by  reference  into  such  reports).  Requests  for  such  copies  should  be  directed  to  us  via  email  to
IR@shopify.com, by calling 1 (888) 746-7439, or by writing to Investor Relations, Shopify Inc., 150 Elgin Street, 8th Floor, Ottawa,
ON, K2P 1L4, Canada.

70

EXHIBIT A
SHOPIFY INC.
AUDIT COMMITTEE CHARTER

This Audit Committee Charter ("Charter") has been adopted by the Board of Directors ("Board") of Shopify Inc. ("Company") and sets
forth the purpose, composition, authority and responsibility of the Audit Committee ("Committee") of the Board.

I. Purpose

The Committee’s purpose is to assist the Board in its oversight of:

•
•
•
•
•

•
•

the quality and integrity of the Company’s financial statements and related information;
the independence, qualifications, appointment and performance of the Company’s external auditor ("external auditor");
the appointment and dismissal of the Company’s head of Risk and Internal Audit;
the independence and performance of the Risk and Internal Audit function;
the  Company’s  disclosure  controls  and  procedures,  internal  controls  over  financial  reporting,  and  management’s  responsibility  for
assessing and reporting on the effectiveness of such controls;
the Company’s compliance with applicable legal and regulatory requirements; and
the Company’s enterprise risk management processes.

II. Access to Information and Authority

In carrying out its duties and responsibilities, the Committee shall have the authority to:

•
•

•
•

communicate directly with the external auditors and the head of Risk and Internal Audit;
investigate  any  matter  relating  to  the  Company’s  accounting,  auditing,  internal  control  or  financial  reporting  practices  or  anything
else within its scope of responsibility;
obtain full access to all Company books, records, facilities and personnel; and
at its sole discretion and at the Company’s expense, retain and set the compensation of outside legal, accounting, or other advisors, as
necessary to assist in the performance of its duties and responsibilities.

The Company will provide appropriate funding, as determined by the Committee, for compensation to the external auditor, to any advisors
that  the  Committee  chooses  to  engage,  and  for  payment  of  ordinary  administrative  expenses  of  the  Committee  that  are  necessary  or
appropriate in carrying out its duties.

III. Composition and meetings

The Board shall elect annually from among its members the Committee, which shall be composed of three or more directors as determined by
the Board, each of whom shall meet all applicable standards of independence and financial literacy under applicable laws, regulations and
rules,  which  determination  of  independence  will  be  made  by  the  Board. At  least  one  member  shall  be  designated  as  an  "audit  committee
financial expert" as defined by applicable legislation and regulation, including within the meaning of Section 407 of the Sarbanes-Oxley Act
of 2002 and the rules promulgated thereunder by the SEC.

The Board may remove members of the Committee at any time, with or without cause.

The Chair shall be designated by the Board; provided, that if the Board does not so designate a Chair, the Committee shall choose one of its
members to be its Chair by majority vote. The Chair shall have the duties and responsibilities set out in Section VI.

The  Committee  will  meet  at  least  quarterly,  or  more  frequently  as  circumstances  dictate.  The  Committee  shall  be  convened  whenever
requested by external auditors or any member of the Committee or otherwise as required by law. The external auditors shall be entitled to
receive notice of every meeting of the Committee and to attend and be heard

A-1

at all such meetings. The Committee shall periodically meet separately with management and the external auditors and the Company’s head
of  Risk  and  Internal  Audit  in  executive  sessions.  In  addition,  the  Committee  shall  periodically  meet  with  the  external  auditors  and
management to discuss the annual audited financial statements and quarterly financial statements, including the Company’s disclosure under
"Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations".  Subject  to  applicable  law  and  exchange
requirements,  the  Committee  and  the  Chair  may  invite  any  director,  executive,  employee,  or  such  other  person  as  it  deems  appropriate  to
attend and participate in any portion of any Committee meeting, and may exclude from all or any portion of its meetings any person it deems
appropriate  in  order  to  carry  out  its  responsibilities.  The  Committee  will  also  meet  before  or  after  each  regularly  scheduled  meeting  in
camera.  Meetings  may  be  held  in  person  or  by  tele-  or  video-conference.  The  Committee  may  also  act  by  unanimous  written  consent,
whether given in writing or electronically, in lieu of a meeting.

Unless otherwise determined from time to time by resolution of the Board, a majority of members of the Committee shall constitute a quorum
for the transaction of business at a meeting. For any meeting(s) at which the Committee Chair is absent, the Chair of the meeting shall be the
person present who shall be decided upon by all members present. At a meeting, any question shall be decided by a majority of the votes cast
by members of the Committee, except where only two members are present, in which case any question shall be decided unanimously. Unless
otherwise determined by resolution of the Board, the Corporate Secretary of the Company or his/her delegate shall be the Secretary of the
Committee.  The  Committee  will  maintain  written  minutes  of  its  meetings  and  copies  of  written  consents.  The  Committee  shall  report
regularly to the Board.

IV. Responsibilities and Duties of the Committee

In addition to such other duties as may from time to time be expressly assigned to the Committee by the Board, the Committee shall have the
following responsibilities and duties:

Financial Reporting

1. Prepare an audit committee report, if required, to be included in the Company’s annual proxy statement.

2. Prior to their public disclosure, review and discuss with management and, if applicable, the external auditor:

•

•

•

•

•
•

•

the  Company’s  annual  financial  statements  and  the  related  Management’s  Discussion  and  Analysis  ("MD&A"),  including  the
discussion of critical accounting estimates included therein and, if appropriate, recommend to the Board the approval, filing and
disclosure of such information;
the  Company’s  annual  earnings  press  releases,  including  any  pro  forma  or  non-GAAP  information  included  therein  and,  if
appropriate, recommend to the Board the approval, filing and disclosure of such information;
the  Company’s  quarterly  unaudited  financial  statements  and  associated  MD&A,  including  the  discussion  of  critical  accounting
estimates included therein and, if appropriate, approve the filing and disclosure of such information;
the  Company’s  quarterly  earnings  press  releases,  including  any  pro  forma  or  non-GAAP  information  included  therein  and,  if
appropriate, approve the filing and disclosure of such information;
the type and presentation of financial information and earnings guidance provided to analysts, ratings agencies and others;
to the extent they include financial information extracted or derived from the Company’s financial statements, other public reports
or filings by the Company, including the Company’s annual information and proxy statements, approve such information, or where
appropriate recommend to the board their approval; and
internal controls (or summaries thereof) and the integrity of the financial reporting and related attestations by the external auditors
of the Company’s internal controls over financial reporting.

External Auditor

3. Review, report and approve of, or where appropriate provide recommendations to the Board as to, the appointment, term, compensation
and review of engagement, removal, independence, audit plan (including the timing and scope of the audit), estimated and actual fees
and contractual arrangements of the external auditor.  

A-2

The external auditor will report directly to the Committee and the Committee will oversee the work performed by the external auditor
and the resolution of disagreements between management and the external auditor if they arise, taking into account where appropriate
the opinions of management.  

4. Review the external auditors’ management letters and management’s responses to such letters.

5. At least annually, the Committee shall assess the external auditor’s independence. The Committee shall obtain and review a report by
the external auditor describing all relationships between the external auditor and the Company, including the written disclosures and the
letter from the external auditor required by applicable requirements. The Committee shall review any disclosed relationships or services
that may affect the independence and objectivity of the auditor and take appropriate actions to oversee the external auditor.

6. Review and preapprove (which may be pursuant to preapproval policies and procedures) all audit and non-audit services to be provided
by the external auditor. Delegate, if deemed appropriate, authority to one or more members of the Committee to grant preapprovals of
audit and non-audit services, provided that any such approvals be presented to the Committee at its next scheduled meeting. Consider
whether the auditor’s provision of permissible non-audit services is compatible with the auditor’s independence.

7. Discuss with the external auditor and management any matters required to be discussed in accordance with applicable Public Company

Accounting Oversight Board ("PCAOB") standards.

8. Meet  periodically  with  the  external  auditor  in  the  absence  of  management.  Review  with  the  external  auditor  any  audit  problems  or
difficulties the external auditor encountered in the course of the audit work and management’s response, including any restrictions on
the scope of the external auditor’s activities or access to requested information and any significant disagreements with management.

9. Review and discuss the reports required to be made by the external auditor regarding:

critical accounting policies and practices;

•
• material selections of accounting policies when there is a choice of policies available under GAAP that have been discussed with
management,  including  the  ramifications  of  the  use  of  such  alternative  treatment,  and  the  treatment  preferred  by  the  external
auditor;
other material written communications between the external auditor and management; and,
any other matters required to be communicated to the Committee by applicable rules and regulations.

•
•

10. At least annually, obtain and review a report by the external auditor describing:

•
•

•

the external auditor’s internal quality-control procedures;
any material issues raised by the most recent internal quality-control review or peer review, or by any inquiry or investigation by
governmental  or  professional  authorities  within  the  preceding  five  years  with  respect  to  independent  audits  carried  out  by  the
external auditor, and any steps taken to deal with such issues; and,
all relationships between the external auditor and the Company, addressing the matters set forth in PCAOB Rule 3526. 
This report should be used to evaluate the external auditor’s qualifications, performance, and independence. Further, the Committee
will review the experience and qualifications of the lead partner each year and determine that all partner rotation requirements, as
promulgated by applicable rules and regulations, are executed. The Committee will also consider whether there should be rotation
of the external auditor itself. The Committee will present its conclusions to the Board.

11. Set policies, consistent with governing laws and regulations, for the hiring of current or former personnel of the external auditor.

Financial Reporting Processes, Accounting Policies and Internal Controls

12. Review and discuss with management and the external auditor, and monitor, report and where appropriate,

A-3

provide recommendations to the Board on:
•

the  adequacy  and  effectiveness  of  the  Company’s  system  of  internal  controls  over  financial  reporting,  including  any  significant
deficiencies and significant changes in internal controls;
the integrity of the Company’s external financial reporting processes;
the Company’s disclosure controls and procedures, including any significant deficiencies in or material non-compliance with, such
controls and procedures; and
the relationship of the Committee with other committees of the Board and management.

•
•

•

13. Understand  the  scope  of  the  external  auditors’  review  of  internal  control  over  financial  reporting  and  obtain  reports  on  significant

findings and recommendations, together with management responses.

14. Review and discuss with the Company’s Chief Executive Officer ("CEO") and Chief Financial Officer ("CFO") the process for the
certifications to be provided and receive and review any disclosure from the Company’s CEO and CFO made in connection with the
required  certifications  of  the  Company’s  quarterly  and  annual  reports  filed,  including:  a)  any  significant  deficiencies  and  material
weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the
Company’s ability to record, process, summarize, and report financial data;  and b) any fraud, whether or not material, that involves
management or other employees who have a significant role in the Company’s internal controls.

15. Review major issues and analyses prepared by management and/or the external auditor regarding accounting principles and financial
reporting issues and judgments made in connection with the preparation of financial statements, including any significant changes in
the Company’s selection or application of accounting principles, the effect of alternative GAAP methods on the financial statements,
complex or unusual transactions and highly judgmental areas, such as the presentation and impact of significant risks and uncertainties
and key estimates and judgments of management that may be material to financial reporting, the effect of regulatory and accounting
initiatives, as well as off-balance sheet structures, on the financial statements of the Company, and major issues as to the adequacy of
the Company’s internal controls, and any special audit steps adopted in light of material control deficiencies.

16. Review  the  Company’s  policies  and  procedures  for  reviewing  and  approving  or  ratifying  related-party  transactions.  Review  and

approve or ratify all related-party transactions.

17. Establish and oversee procedures for the receipt, retention, and treatment of complaints received by the Company regarding accounting,
internal  accounting  controls,  or  auditing  matters,  including  procedures  for  confidential,  anonymous  submissions  by  employees
regarding questionable accounting or auditing matters.

18. Meet periodically with management in the absence of the external auditor.

19. Consider the risk of management’s ability to override the Company’s internal controls.

Risk and Internal Audit Function

20. Review and approve the risk based internal audit plan, and any significant changes thereto.

21. Review and approve the budget and resource plan for the Risk and Internal Audit function and review significant updates.

22. Review and approve at least annually the head of Risk and Internal Audit’s Independence Attestation and the internal audit charter.

23. Conduct  an  annual  review  of  the  performance  of  the  head  of  Risk  and  Internal  Audit  and  assess  the  effectiveness  and  operational

adequacy of the department.

A-4

24. Review the results of a quality assurance review report prepared by an independent party on the Risk and Internal Audit department
conducted on a five-year cycle (once the function has been established). This can be delayed by the Audit Committee, if circumstances
exist.

25. Review and discuss regular reports prepared by the head of Risk and Internal Audit, including all information outlined in regulatory
guidance,  together  with  management’s  response  and  follow-up  on  outstanding  issues  (to  ensure  progress  is  occurring  within  an
appropriate timeframe), and proactively consider thematic issues across the Company;

26. Provide  a  forum  for  the  head  of  Risk  and  Internal  Audit  to  have  unfettered  access  to  the  Committee  to  raise  any  internal  audit
organizational  or  industry  issues  or  issues  with  respect  to  the  relationship  and  interaction  between  the  Risk  and  Internal  Audit
department, management, the external auditor and/or regulators.

Ethical and Legal Compliance and Risk Management

27. Review,  with  the  Company’s  counsel,  legal  compliance  and  legal  matters  that  could  have  a  significant  impact  on  the  Company’s
financial statements. Review the effectiveness of the system for monitoring compliance with laws and regulations and the results of
management’s investigation and follow-up of any instances of non-compliance. Receive and review periodic reports from the Company
with respect to the Company’s pending or threatened material litigation. Review the appropriateness of the disclosure thereof in the
documents reviewed by the Committee. Review, with Company’s counsel, on a regular basis, any reports of whistleblowing, including
any reports made to the Anonymous Helpline.

28. Discuss the Company’s policies with respect to risk assessment and risk management, the Company’s insurance coverage, as well as

the Company’s major financial risk exposures and the steps management has undertaken to control them.

29. Review  the  Company’s  compliance  with  internal  policies  and  the  Company’s  progress  in  remedying  any  material  deficiencies  that

could have a significant impact on the Company.

30. Review the findings of any examinations by regulatory agencies, and any external auditors observations made regarding those findings.

Other Responsibilities

31. Report regularly to the Board regarding the execution of the Committee’s duties and responsibilities, activities, any issues encountered,

and related recommendations.

32. Institute and oversee special investigations as needed.

33. Perform  any  other  activities  consistent  with  this  Charter,  the  Company’s  by-laws,  and  governing  laws  that  the  Board  or  Committee

determines are necessary or appropriate.

A-5

V. Delegation of Authority

The Committee may form subcommittees for any purpose that the Committee deems appropriate and may delegate to such subcommittees
such  power  and  authority  as  the  Committee  deems  appropriate;  provided, however, that  no  subcommittee  shall  consist  of  fewer  than  two
members;  and  provided  further  that  the  Committee  shall  not  delegate  to  a  subcommittee  any  power  or  authority  required  by  any  law,
regulation or listing standard to be exercised by the Committee as a whole.

VI. Responsibilities and Duties of the Chair

The Chair shall have the following responsibilities and duties:

•
•

•

•
•

•

chair meetings of the Committee;
in consultation with the Board Chair and the Corporate Secretary, determine the frequency, dates and locations of meetings of the
Committee;
in  consultation  with  the  CEO,  the  CFO,  the  Corporate  Secretary  and  others  as  required,  review  the  annual  work  plan  and  the
meeting agendas to ensure all required business is brought before the Committee;
in consultation with the Board Chair, ensure that all items requiring the Committee’s approval are appropriately tabled;
report to the Board on the matters reviewed by, and on any decisions or recommendations of, the Committee at the next meeting of
the Board following any meeting of the Committee; and
carry out any other or special assignments or any functions as may be requested by the Board.

VII. Limitation on Committee’s Duties

The Committee shall discharge its responsibilities, and shall assess the information provided by the Company’s management and the external
auditor, in accordance with its business judgment. Members of the Committee are not full-time employees of the Company and are not, and
do  not  represent  themselves  to  be,  professional  accountants  or  auditors.  The  authority  and  responsibilities  set  forth  in  this  Charter  do  not
reflect  or  create  any  duty  or  obligation  of  the  Committee  to  (i)  plan  or  conduct  any  audits,  (ii)  determine  or  certify  that  the  Company’s
financial statements are complete, accurate, fairly presented or in accordance with generally accepted accounting principles or applicable law,
(iii)  guarantee  the  external  auditor’s  reports,  or  (iv)  provide  any  expert  or  special  assurance  as  to  the  Company’s  internal  controls  or
management of risk. Members of the Committee are entitled to rely, absent knowledge to the contrary, on the integrity of the persons and
organizations from whom they receive information, the accuracy and completeness of the information provided, and representations made by
management as to any audit or non-audit services provided by the external auditor.

Nothing in this Charter is intended or may be construed as imposing on any member of the Committee or the Board a standard of care or
diligence that is in any way more onerous or extensive than the standard to which the directors are subject under applicable law. This Charter
is not intended to change or interpret the amended articles of incorporation or by-laws of the Company or any federal, provincial, state or
exchange law, regulation or rule to which the Company is subject, and this Charter should be interpreted in a manner consistent with all such
applicable laws, regulations and rules. The Board may, from time to time, permit departures from the terms hereof, either prospectively or
retrospectively, and no provision contained herein is intended to give rise to civil liability to securityholders of the Company or other liability
whatsoever.

Any action that may or is to be taken by the Committee may, to the extent permitted by law or regulation, be taken directly by the Board.

A-6

VIII. Evaluation of Committee

The Committee shall, on an annual basis, review and evaluate its performance. In conducting this review, the Committee shall address such
matters that the Committee considers relevant to its performance and evaluate whether this Charter appropriately addresses the matters that
are or should be within its scope. The review and evaluation shall be conducted in such a manner as the Committee deems appropriate.

The Committee shall deliver to the Board a report, which may be oral, setting forth the results of its review and evaluation, including any
recommended changes to this Charter and any recommended changes to the Company’s or the Board’s policies or procedures, as it deems
necessary or appropriate.

* * * * *

A-7

EXHIBIT 1.2

Consolidated Financial Statements
December 31, 2019

Management's Annual Report on Internal Control Over Financial Reporting

Management of the Company, under the supervision of the Chief Executive Officer and the Chief Financial Officer, is responsible for establishing and maintaining
adequate internal control over the Company's financial reporting. Internal control over financial reporting is designed to provide reasonable assurance regarding the
reliability of financial reporting and the preparation of financial statements in accordance with United States generally accepted accounting principles.

We, including the Chief Executive Officer and Chief Financial Officer, have assessed the effectiveness of the Company's internal control over financial reporting
in accordance with Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).
Based  on  this  assessment,  we,  including  the  Chief  Executive  Officer  and  Chief  Financial  Officer,  have  determined  that  the  Company's  internal  control  over
financial reporting was effective as at December 31, 2019. Additionally, based on our assessment, we determined that there were no material weaknesses in the
Company's internal control over financial reporting as at December 31, 2019.

The  effectiveness  of  the  Company's  internal  control  over  financial  reporting  as  at  December  31,  2019 has  been  audited  by  PricewaterhouseCoopers  LLP,  an
independent registered public accounting firm, as stated in their report included herein.

February 12, 2020

/s/ Tobias Lütke

Tobias Lütke

Chief Executive Officer

/s/ Amy Shapero

Amy Shapero

Chief Financial Officer

2

        
Report of Independent Registered Public Accounting Firm

To the Board of Directors and Shareholders of Shopify Inc.

Opinions on the Financial Statements and Internal Control over Financial Reporting

We have audited the accompanying consolidated balance sheets of Shopify Inc. and its subsidiaries (together, the Company) as of December 31, 2019 and 2018,
and the related consolidated statements of operations and comprehensive loss, shareholders’ equity and cash flows for the years then ended, including the related
notes  (collectively  referred  to  as  the  consolidated  financial  statements).  We  also  have  audited  the  Company's  internal  control  over  financial  reporting  as  of
December 31, 2019, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the
Treadway Commission (COSO).

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of the Company as of December
31, 2019 and 2018, and the results of its operations and its cash flows for the years then ended in conformity with accounting principles generally accepted in the
United States of America. Also in our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December
31, 2019, based on criteria established in Internal Control - Integrated Framework (2013) issued by the COSO.

Change in Accounting Principle

As discussed in Note 3 to the consolidated financial statements, the Company changed the manner in which it accounts for leases in 2019.

Basis for Opinions

The Company's management is responsible for these consolidated financial statements, for maintaining effective internal control over financial reporting, and for
its  assessment  of  the effectiveness  of  internal  control  over financial  reporting,  included  in  the accompanying  Management's  Annual Report  on Internal  Control
Over Financial Reporting. Our responsibility is to express opinions on the Company’s consolidated financial statements and on the Company's internal control over
financial  reporting  based  on  our  audits.  We  are  a  public  accounting  firm  registered  with  the  Public  Company  Accounting  Oversight  Board  (United  States)
(PCAOB)  and  are  required  to  be  independent  with  respect  to  the  Company  in  accordance  with  the  U.S.  federal  securities  laws  and  the  applicable  rules  and
regulations of the Securities and Exchange Commission and the PCAOB.

We  conducted  our  audits  in  accordance  with  the  standards  of  the  PCAOB.  Those  standards  require  that  we  plan  and  perform  the  audits  to  obtain  reasonable
assurance  about  whether  the  consolidated  financial  statements  are  free  of  material  misstatement,  whether  due  to  error  or  fraud,  and  whether  effective  internal
control over financial reporting was maintained in all material respects.

Our  audits  of  the  consolidated  financial  statements  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  consolidated  financial
statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence
regarding the amounts and disclosures in the consolidated financial statements. Our audits also included evaluating the accounting principles used and significant
estimates made by management, as well as evaluating the overall presentation of the consolidated financial statements. Our audit of internal control over financial
reporting  included  obtaining  an  understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material  weakness  exists,  and  testing  and
evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audits also included performing such other procedures as we
considered necessary in the circumstances. We believe that our audits provide a reasonable basis for our opinions.

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control over financial
reporting includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions
and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions

3

are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance  with  generally  accepted  accounting  principles,  and  that  receipts  and
expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (iii) provide reasonable
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the
financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also,  projections  of  any  evaluation  of
effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with
the policies or procedures may deteriorate.

Critical Audit Matters

The critical audit matters communicated below are matters arising from the current period audit of the consolidated financial statements that were communicated
or required to be communicated to the audit committee and that (i) relate to accounts or disclosures that are material to the consolidated financial statements and
(ii) involved our especially challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on
the  consolidated  financial  statements,  taken  as a  whole,  and  we are  not,  by  communicating  the  critical  audit  matters  below,  providing  separate  opinions on the
critical audit matters or on the accounts or disclosures to which they relate.

Revenue Recognition - Principal versus Agent Considerations

As described in Note 3 to the consolidated financial statements, management follows the guidance provided in ASC 606, Revenue from Contracts with Customers,
for  determining  whether  the  Company  is  the  principal  or  an  agent  in  arrangements  with  customers  that  involve  another  party  that  contributes  to  providing  a
specified service to a customer. In these instances, management determines whether the Company has promised to provide the service itself (as principal) or to
arrange  for  the  specified  service  to  be  provided  by  another  party  (as  an  agent).  As  disclosed  by  management,  this  determination  is  a  matter  of  judgment  that
depends on the facts and circumstances of each arrangement. The Company recognizes revenue from Shopify Shipping and the sales of apps on a net basis (as an
agent)  as  the  Company  is  not  primarily  responsible  for  the  fulfillment,  does  not  have  control  of  the  promised  service,  and  does  not  have  full  discretion  in
establishing prices and therefore is the agent in the arrangement with merchants. All other revenue is reported on a gross basis, as management has determined it is
the principal in each arrangement. Revenue reported on a gross basis makes up a significant portion of total revenues of $1,578 million.

The principal considerations for our determination that performing procedures relating to revenue recognition - principal versus agent considerations is a critical
audit  matter  are  (1)  that  there  was  judgment  applied  by  management  in  assessing  the  indicators  that  the  Company  controls  the  promised  service  before  it  was
transferred to the customer, including assessing whether the Company was primarily responsible for fulfilling the promised service and whether the Company had
full discretion in establishing the prices for the promised service, and (2) a high degree of auditor judgment, subjectivity and effort in performing audit procedures
and evaluating the results of those procedures.

Addressing the matter involved performing procedures and evaluating audit evidence in connection with forming our overall opinion on the consolidated financial
statements.  These  procedures  included  testing  the  effectiveness  of  controls  relating  to  management’s  assessment  of  indicators  that  the  Company  controls  the
promised service before it is transferred to the customer. These procedures also included, among others, testing the reasonableness of management’s assessment of
the indicators of control over the promised service which included determining whether the Company was primarily responsible for fulfilling the promised service
and has full discretion in establishing pricing by considering the contractual terms with merchants and agreements with service providers, where applicable, and
considering whether these conclusions were consistent with evidence obtained in other areas of the audit.

Valuation of Intangible Assets in the 6 River Systems, Inc. Acquisition

As described in Notes 3 and 22 to the consolidated financial statements, the Company completed the acquisition of 6 River Systems, Inc. (6RS) for consideration
of $394 million and the transaction was accounted for as a business combination. The acquired intangible assets included technology and customer relationships
valued at $143 million and $8 million, respectively. The Company recorded the acquired intangible assets at fair value on the date of acquisition using a discounted
cash flow methodology to fair value technology and a cost approach to fair value customer

4

relationships. The methods used to estimate the fair value of acquired intangible assets involve significant assumptions. The significant assumptions applied by
management in estimating the fair value of acquired intangible assets included income projections and discount rates.

The principal considerations for our determination that performing procedures relating to the valuation of intangible assets in the 6RS acquisition is a critical audit
matter are (1) there was a high degree of auditor judgment and subjectivity in applying procedures relating to the fair value of intangible assets acquired due to the
significant judgment by management when developing the estimates and (2) significant audit effort was required in evaluating the significant assumptions relating
to  the  estimates,  including  the  income  projections  and  discount  rates.  In  addition,  the  audit  effort  involved  the  use  of  professionals  with  specialized  skill  and
knowledge to assist in performing these procedures and evaluating the audit evidence obtained.

Addressing the matter involved performing procedures and evaluating audit evidence in connection with forming our overall opinion on the consolidated financial
statements. These procedures included testing the effectiveness of controls over the valuation of intangible assets including controls over the development of the
assumptions  used  in  the  valuation  of  the  intangible  assets.  These  procedures  also  included,  among  others,  reading  the  purchase  agreement,  and  testing
management’s process for estimating the fair value of intangible assets. Testing management’s process included evaluating the appropriateness of the valuation
models,  testing  the  completeness,  accuracy,  and  relevance  of  underlying  data  used  in  the  models,  and  testing  the  reasonableness  of  significant  assumptions,
including the income projections and discount rates. Evaluating the reasonableness of the income projections involved considering the current performance of the
acquired business, the consistency with external market and industry data, and whether these assumptions were consistent with other evidence obtained in other
areas of the audit. Professionals with specialized skill and knowledge were used to assist in evaluating the reasonableness of significant assumptions, including the
discount rates, by comparing them against discount rate ranges that were independently developed using publicly available market data for comparable companies.

/s/ PricewaterhouseCoopers LLP

Chartered Professional Accountants, Licensed Public Accountants
Ottawa, Canada
February 12, 2020

We have served as the Company’s auditor since 2011.

5

 
Shopify Inc.
Consolidated Balance Sheets
Expressed in US $000’s except share amounts

December 31, 2019

December 31, 2018

Note

$

$

As at 

Assets

Current assets

Cash and cash equivalents

Marketable securities

Trade and other receivables, net

Merchant cash advances and loans receivable, net

Other current assets

Long-term assets

Property and equipment, net

Intangible assets, net

Right-of-use assets

Deferred tax assets

Goodwill

Total assets

Liabilities and shareholders’ equity

Current liabilities

Accounts payable and accrued liabilities

Income taxes payable

Deferred revenue

Lease liabilities

Long-term liabilities

Deferred revenue

Lease liabilities

Deferred tax liabilities

Commitments and contingencies

Shareholders’ equity

Common stock, unlimited Class A subordinate voting shares authorized, 104,518,173 and

98,081,889 issued and outstanding; unlimited Class B multiple voting shares authorized,
11,910,802 and 12,310,800 issued and outstanding

Additional paid-in capital

Accumulated other comprehensive income (loss)

Accumulated deficit

Total shareholders’ equity

Total liabilities and shareholders’ equity

The accompanying notes are an integral part of these consolidated financial statements.

On Behalf of the Board:

"/s/ Tobias Lütke"    

Tobias Lütke

"/s/ Colleen Johnston"

Colleen Johnston

Chair, Board of Directors

Chair, Audit Committee

6

4

5

6

7

8

9

10

11

19

12

13

19

14

11

14

11

19

11, 16

17

18

3

649,916  

1,805,278  

90,529  

150,172  

48,833  

2,744,728  

111,398  

167,282  

134,774  

19,432  

311,865  

744,751  

3,489,479  

181,193  

69,432  

56,691  

9,066  

316,382  

5,969  

142,641  

8,753  

157,363  

3,256,284  

62,628  

1,046

(304,224)  

3,015,734  

3,489,479  

410,683

1,558,987

41,347

91,873

26,192

2,129,082

61,612

26,072

—

—

38,019

125,703

2,254,785

96,956

—

39,180

2,552

138,688

1,881

22,316

1,132

25,329

2,215,936

74,805

(12,216)

(187,757)

2,090,768

2,254,785

 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
Shopify Inc.
Consolidated Statements of Operations and Comprehensive Loss
Expressed in US $000’s, except share and per share amounts

Revenues

Subscription solutions

Merchant solutions

Cost of revenues

Subscription solutions

Merchant solutions

Gross profit

Operating expenses

Sales and marketing

Research and development

General and administrative

Total operating expenses

Loss from operations

Other income

Interest income, net

Foreign exchange loss

Loss before income taxes

Provision for income taxes

Net loss

Other comprehensive income (loss)

Unrealized gain (loss) on cash flow hedges

Tax effect on unrealized gain (loss) on cash flow hedges

Comprehensive loss

Basic and diluted net loss per share attributable to shareholders

Weighted average shares used to compute basic and diluted net loss per share attributable to

shareholders

The accompanying notes are an integral part of these consolidated financial statements.

7

Years ended

December 31, 2019

December 31, 2018

$

$

642,241  

935,932  

1,578,173  

128,155  

584,375  

712,530  

865,643  

472,841  

355,015  

178,934  

1,006,790  

(141,147)  

48,182  

(2,850)  

45,332  

(95,815)  

29,027  

(124,842)  

18,046  

(4,784)  

(111,580)  

  $

(1.10)   $

464,996

608,233

1,073,229

100,990

375,972

476,962

596,267

350,069

230,674

107,444

688,187

(91,920)

29,436

(2,069)

27,367

(64,553)

—

(64,553)

(15,651)

—

(80,204)

(0.61)

113,026,424  

105,671,839

Note

21

21

19

18

20

20

 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
   
 
Shopify Inc.
Consolidated Statements of Changes in Shareholders’ Equity
Expressed in US $000’s except share amounts

As at December 31, 2017

Exercise of stock options

Stock-based compensation

Vesting of restricted share units

Common Stock  

  Note  

Shares

  Amount $

99,877,688  

1,077,477  

2,179,999  

48,408  

—  

—  

935,002  

48,363  

Issuance of Class A subordinate voting shares, net of
offering costs of $16,312

17

7,400,000  

1,041,688  

Net loss and comprehensive loss for the year

—  

—  

As at December 31, 2018

110,392,689  

2,215,936  

74,805  

Adjustment related to the transition to Topic 842, Leases  

3

—  

—  

As at January 1, 2019

Exercise of stock options

Stock-based compensation

Vesting of restricted share units

Issuance of shares related to business acquisitions

Issuance of Class A subordinate voting shares, net of
offering costs of $5,724, net of tax of $1,541

22

17

Net loss and comprehensive loss for the year

As at December 31, 2019

110,392,689  

2,215,936  

2,084,063  

75,296  

—  

1,252,250  

514,973  

—  

106,408  

170,630  

2,185,000  

688,014  

—  

—  

—  

—  

116,428,975  

3,256,284  

62,628  

The accompanying notes are an integral part of these consolidated financial statements.

8

Additional 
Paid-In Capital
$

Accumulated
Other
Comprehensive
Income (Loss)
$

Accumulated
Deficit
$

Total
$

43,392  

(17,914)  

97,690  

(48,363)  

—  

—  

—  

74,805  

(26,959)  

159,310  

(106,408)  

(38,120)  

3,435

(123,204)  

1,001,100

—  

—  

—  

—  

(15,651)

(12,216)

—  

—  

—  

30,494

97,690

—

—  

1,041,688

(64,553)  

(80,204)

(187,757)  

2,090,768

—  

8,375  

8,375

(12,216)

(179,382)  

2,099,143

—  

—  

—  

—  

—  

13,262

1,046

—  

—  

—  

—  

48,337

159,310

—

132,510

—  

688,014

(124,842)  

(111,580)

(304,224)  

3,015,734

 
   
 
 
 
 
 
 
 
   
 
 
   
 
   
 
   
 
 
 
   
 
 
   
 
 
 
   
 
 
   
 
   
 
   
 
 
 
 
 
   
 
 
   
 
 
Shopify Inc.
Consolidated Statements of Cash Flows
Expressed in US $000’s

Years ended

December 31, 2019

December 31, 2018

Note

$

$

(124,842)

(64,553)

Cash flows from operating activities

Net loss for the year

Adjustments to reconcile net loss to net cash provided by operating activities:

Amortization and depreciation

Stock-based compensation

Provision for uncollectible receivables related to merchant cash advances and loans receivable

7

Deferred income taxes

Unrealized foreign exchange loss

Changes in operating assets and liabilities:

Trade and other receivables

Merchant cash advances and loans receivable

Other current assets

Accounts payable and accrued liabilities

Income tax assets and liabilities

Deferred revenue

Lease assets and liabilities

Net cash provided by operating activities

Cash flows from investing activities

Purchase of marketable securities

Maturity of marketable securities

Acquisitions of property and equipment

Acquisitions of intangible assets

Acquisition of businesses, net of cash acquired

Net cash used by investing activities

Cash flows from financing activities

Proceeds from the exercise of stock options

Proceeds from public offering, net of issuance costs

Net cash provided by financing activities

Effect of foreign exchange on cash and cash equivalents

Net increase in cash and cash equivalents

Cash and cash equivalents – Beginning of Year

Cash and cash equivalents – End of Year

Supplemental cash flow information:

Cash paid for amounts included in the measurement of lease liabilities included in cash flows from
operating activities

Lease liabilities arising from obtaining right-of-use assets

Acquired property and equipment remaining unpaid

Acquired intangible assets remaining unpaid

Capitalized stock-based compensation

The accompanying notes are an integral part of these consolidated financial statements.

9

22

17

35,651  

158,456  

15,912  

(37,918)

3,181  

(56,181)

(74,211)

(12,401)

84,563  

64,648  

12,305  

1,452  

70,615  

(2,718,604)

2,477,038  

(56,759)

(5,638)

(265,512)

(569,475)

48,337  

688,014  

736,351  

1,742  

239,233  

410,683  

649,916  

15,611  

153,053  

7,878  

—  

854  

27,052

95,720

5,922

—

1,272

(32,649)

(50,694)

(10,816)

20,641

—

9,015

8,414

9,324

(2,447,955)

1,698,264

(27,950)

(13,595)

(19,397)

(810,633)

30,494

1,041,688

1,072,182

(1,867)

269,006

141,677

410,683

—

—

1,931

322

1,970

 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

1.

Nature of Business

Shopify Inc. (“Shopify” or the “Company”) was incorporated as a Canadian corporation on September 28, 2004. Shopify is a leading global commerce
company, providing trusted tools to start, grow, market, and manage a retail business of any size. Shopify makes commerce better for everyone with a
platform  and  services  that  are  engineered  for  reliability,  while  delivering  a  better  shopping  experience  for  consumers  everywhere.  Merchants  use  the
Company's software to run their business across all of their sales channels, including web and mobile storefronts, physical retail locations, social media
storefronts,  and  marketplaces.  The  Shopify  platform  provides  merchants  with  a  single  view  of  their  business  and  customers  across  all  of  their  sales
channels and enables them to manage products and inventory, process orders and payments, fulfill and ship orders, build customer relationships, source
products, leverage analytics and reporting, and access financing, all from one integrated back office.

The Company’s headquarters and principal place of business are in Ottawa, Canada.

2.

Basis of Presentation and Consolidation

These consolidated financial statements include the accounts of the Company and its directly and indirectly held wholly owned subsidiaries including, but
not  limited  to:  Shopify  Payments  (Canada)  Inc.,  incorporated  in  Canada;  Shopify  International  Limited,  incorporated  in  Ireland;  Shopify  Commerce
Singapore Pte. Ltd., incorporated in Singapore; Shopify Capital Inc., incorporated in the state of Virginia in the United States; and Shopify LLC, Shopify
Payments  (USA)  Inc.,  Shopify  Holdings  (USA)  Inc.  and  6  River  Systems  LLC,  incorporated  in  the  state  of  Delaware  in  the  United  States.  All
intercompany accounts and transactions have been eliminated upon consolidation.

These consolidated financial statements of the Company have been presented in United States dollars (USD) and have been prepared in accordance with
accounting principles generally accepted in the United States of America (U.S. GAAP), including the applicable rules and regulations of the Securities
and Exchange Commission (SEC) regarding financial reporting.

3.

Significant Accounting Policies

Use of Estimates

The  preparation  of  consolidated  financial  statements,  in  accordance  with  U.S.  GAAP,  requires  management  to  make  estimates,  judgments  and
assumptions  that  affect  the  reported  amounts  of  assets  and  liabilities  at  the  date  of  the  consolidated  financial  statements  and  the  reported  amounts  of
revenues and expenses during the reporting period. Significant estimates, judgments and assumptions in these consolidated financial statements include:
key judgments related to revenue recognition in determining whether the Company is the principal or an agent to the arrangements with merchants, and
the estimated period over which contract costs should be amortized; provision for uncollectible receivables related to merchant cash advances and loans;
recoverability  of  deferred  tax  assets;  income  projections  and  discount  rates  used  to  fair  value  acquired  intangible  assets;  and  the  discount  rate  used  to
determine the present value of lease payments. Actual results may differ from the estimates made by management.

Revenue Recognition

The Company's sources of revenue consist of subscription solutions and merchant solutions. The Company principally generates subscription solutions
revenue through the sale of subscriptions to the platform. The Company also generates additional subscription solutions revenues from the sale of themes
and apps, the registration of domain names, and the collection of variable platform fees. The Company generates merchant solutions revenue by providing
additional services to merchants to increase their use of the platform. The majority of the Company's merchant solutions revenue is from fees earned from
merchants based on their customer orders processed using Shopify Payments. The Company also earns merchant solutions revenue

10

Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

relating  to  Shopify  Shipping,  other  transaction  services,  referral  fees,  the  sale  of  Point-of-Sale  (POS)  hardware,  Shopify  Capital,  Shopify  Fulfillment
Network, and collaborative warehouse fulfillment solutions following the acquisition of 6 River Systems, Inc. (6RS). Arrangements with merchants do
not  provide  the  merchants  with  the  right  to  take  possession  of  the  software  supporting  the  Company’s  hosting  platform  at  any  time  and  are  therefore
accounted for as service contracts. The Company’s subscription service contracts do not provide for refunds or any other rights of return to merchants in
the event of cancellations.

The  Company  recognizes  revenue  to  depict  the  transfer  of  promised  services  to  merchants  in  an  amount  that  reflects  the  consideration  to  which  the
Company expects to be entitled in exchange for those services by applying the following steps:

•

•

•

•

•

Identify the contract with a merchant;

Identify the performance obligations in the contract;

Determine the transaction price;

Allocate the transaction price; and

Recognize revenue when, or as, the Company satisfies a performance obligation.

The  Company  follows  the  guidance  provided  in  ASC  606,  Revenue  from  Contracts  with  Customers,  for  determining  whether  the  Company  is  the
principal or an agent in arrangements with customers that involve another party that contributes to providing a specified service to a customer. In these
instances, the Company determines whether it has promised to provide the specified service itself (as principal) or to arrange for the specified service to
be provided by another party (as an agent). This determination is a matter of judgment that depends on the facts and circumstances of each arrangement.
The  Company  recognizes  revenue  from  Shopify  Shipping  and  the  sales  of  apps  on  a  net  basis  as  the  Company  is  not  primarily  responsible  for  the
fulfillment,  does  not  have  control  of  the  promised  service,  and  does  not  have  full  discretion  in  establishing  prices  and  therefore  is  the  agent  in  the
arrangement with merchants. All other revenue is reported on a gross basis, as the Company has determined it is the principal in the arrangement.

Sales taxes collected from merchants and remitted to government authorities are excluded from revenue.

The  Company's  arrangements  with  merchants  can  include  multiple  services  or  performance  obligations,  which  may  consist  of  some  or  all  of  the
Company's subscription solutions. When contracts involve various performance obligations, the Company evaluates whether each performance obligation
is  distinct  and  should  be  accounted  for  as  a  separate  unit  of  accounting  under  Topic  606.  In  the  case  of  subscription  solutions,  the  Company  has
determined that merchants can benefit from the service on its own, and that the service being provided to the merchant is separately identifiable  from
other promises in the contract. Specifically, the Company considers the distinct performance obligations to be the subscription solution, custom themes,
feature-enhancing  apps  and  unique  domain  names.  The  total  transaction  price  is  determined  at  the  inception  of  the  contract  and  allocated  to  each
performance  obligation  based  on  their  relative  standalone  selling  prices.  In  the  case  of  merchant  solutions,  the  transaction  price  for  each  performance
obligation is based on an observable standalone selling price that is never bundled, therefore the relative allocation is not required.

The Company determined the standalone selling price by considering its overall pricing objectives and market conditions. Significant pricing practices
taken into consideration for our subscription solutions include discounting practices, the size and volume of our transactions, the customer demographic,
the geographic area where services are sold, price lists, our go-to-market strategy, historical standalone sales and contract prices. The determination of
standalone selling prices is made through consultation with and approval by our management, taking into consideration our go-to-market strategy. As the
Company's  go-to-market  strategies  evolve,  the  Company  may  modify  its  pricing  practices  in  the  future,  which  could  result  in  changes  in  relative
standalone selling prices.

11

            
        
        
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

The Company generally receives payment from its merchants at the time of invoicing. In all other cases, payment terms and conditions vary by contract
type, although terms generally include a requirement for payment within 30 days of the invoice date. In instances where timing of revenue recognition
differs  from  the  timing  of  invoicing  and  subsequent  payment,  we  have  determined  our  contracts  generally  do  not  include  a  significant  financing
component.

Subscription Solutions

Subscription  revenue  is  recognized  over  time  on  a  ratable  basis  over  the  contractual  term.  The  contract  terms  are  monthly,  annual  or  multi-year
subscription terms. Revenue recognition begins on the date that the Company’s service is made available to the merchant. Certain subscription contracts
have a transaction price that includes a variable component that is based on the merchants' volume of sales. In such cases, the Company uses the practical
expedient that allows it to determine the transaction price and recognize revenue in the amount to which the Company has a right to invoice. Payments
received in advance of services being rendered are recorded as deferred revenue and recognized ratably over time, over the requisite service period.

Revenue from the sale of separately priced themes and apps is recognized at the time of the sale. The right to use domain names is also sold separately
and is recognized ratably over time, over the contractual term, which is generally an annual term. Revenue from themes, as well as apps and domains have
been  classified  within  subscription  solutions  on  the  basis  that  they  are  typically  sold  at  the  time  the  merchant  enters  into  the  subscription  services
arrangement or because they are charged on a recurring basis.

Merchant Solutions

Revenues  earned  from  Shopify  Payments,  Shopify  Shipping  related  to  the  sale  of  shipping  labels,  other  transaction  services,  and  referral  fees  are
recognized  at  a  point  in  time,  at  the  time  of  the  transaction.  For  the  sale  of  POS  hardware,  revenue  is  recognized  at  a  point  in  time,  based  on  when
ownership passes to the merchant, in accordance with the shipping terms.

The  Company  also  earns  revenue  from  Shopify  Capital,  a  merchant  cash  advance  (MCA)  and  loan  program  for  eligible  merchants.  The  Company
evaluates identified underwriting criteria such as, but not limited to, historical sales data prior to purchasing the eligible merchant's future receivables, or
making a loan, to help ensure collectibility. Under Shopify Capital, the Company purchases a designated amount of future receivables at a discount or
makes a loan, and the merchant remits a fixed percentage of their daily sales to the Company, until the outstanding balance has been fully remitted. For
Shopify Capital MCA's, the Company applies a percentage of the remittances collected against the merchant's receivable balance, and a percentage, which
is related  to the discount, as merchant solutions revenue. For Shopify Capital loans, because there is a fixed maximum repayment term, the Company
calculates  an  effective  interest  rate  based  on  the  merchant's  expected  future  payment  volume  to  determine  how  much  of  a  merchant's  repayment  to
recognize as revenue and how much to apply against the merchant's receivable balance.

Revenues  earned  from  Shopify  Fulfillment  Network  related  to  warehouse  storage  are  recognized  over  time,  as  merchants  receive  and  consume  the
benefits  obtained  from  this  service.  The  revenues  related  to  outbound  shipping,  picking,  packaging,  and  preparing  orders  for  shipment  are  recognized
once the services have been rendered.

Revenues earned through 6RS related to offering cloud-based software on its collaborative warehouse fulfillment solutions are recognized over time, over
the  contractual  term,  which  can  be  up  to  five  years.  Payments  received  in  advance  of  services  being  rendered  are  recorded  as  deferred  revenue  and
recognized ratably over time, over the requisite service period.

12

    
    
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Capitalized Contract Costs

As  part  of  obtaining  contracts  with  certain  merchants,  the  Company  incurs  upfront  costs  such  as  sales  commissions.  The  Company  capitalizes  these
contract  costs,  which  are  subsequently  amortized  on  a  systematic  basis  consistent  with  the  pattern  of  the  transfer  of  the  good  or  service  to  which  the
contract  asset  relates,  which  is  generally  on  a  straight-line  basis  over  the  estimated  life  of  the  merchant  relationship.  In  some  instances,  the  Company
applies  the  practical  expedient  that  allows it  to  determine  this estimate  for a portfolio  of contracts  that  have  similar  characteristics  in terms  of  type of
service,  contract  term  and  pricing.  This  estimate  is  reviewed  by  management  at  the  end  of  each  reporting  period  as  additional  information  becomes
available.  For  certain  contracts  where  the  amortization  period  of  the  contract  costs  would  have  been  one  year  or  less,  the  Company  uses  the  practical
expedient that allows it to recognize the incremental costs of obtaining those contracts as an expense when incurred and not consider the time value of
money.

Cost of Revenues

The Company’s cost  of  revenues  related  to subscription  solutions  consist  of  payments  for Themes  and Domain registration,  credit  card  fees  related  to
billing  our  merchants,  third-party  infrastructure  and  hosting  costs,  an  allocation  of  costs  incurred  by  both  the  operations  and  support  functions,  and
amortization of capitalized software development costs and acquired intangible assets.

The  Company's  cost  of  revenues  related  to  merchant  solutions  include  credit  card  fees  related  to  billing  its  merchants,  payment  processing  and
interchange fees related to Shopify Payments, POS hardware costs, third-party infrastructure and hosting costs, an allocation of costs incurred by both the
operations and support functions, and amortization of capitalized software development costs and acquired intangible assets, the latter relating mostly to
the  acquired  6RS  technology.  Merchant  solutions  cost  of  revenues  also  include  costs  associated  with  warehouse  storage,  outbound  shipping,  picking,
packaging, and the preparation of orders for shipment as part of the Shopify Fulfillment Network offering, and materials and third-party manufacturing
costs associated with 6RS for those fulfillment robots sold to customers rather than leased to customers, which are capitalized and depreciated into cost of
revenues.

Software Development Costs

Research  and  development  costs  are  generally  expensed  as  incurred.  These  costs  primarily  consist  of  personnel  and  related  expenses,  contractor  and
consultant fees, stock-based compensation, and corporate overhead allocations, including depreciation.

The  Company  capitalizes  certain  development  costs  incurred  in  connection  with  its  internal  use  software.  These  capitalized  costs  are  related  to  the
development of its software platform that is hosted by the Company and accessed by its merchants on a subscription basis as well as material internal
infrastructure  software.  Costs  incurred  in  the  preliminary  stages  of  development  are  expensed  as  incurred.  The  Company  capitalizes  all  direct  and
incremental  costs  incurred  during  the  application  development  phase,  until  such  time  when  the  software  is  substantially  complete  and  ready  for  its
intended use. Capitalization ceases upon completion of all substantial testing.

The Company also capitalizes costs related to specific upgrades and enhancements when it is probable the expenditures will result in additional features
and functionality. Capitalized costs are recorded as part of intangible assets in the consolidated balance sheets and are amortized on a straight-line basis
over their estimated useful lives of two or three years. Maintenance costs are expensed as incurred.

Advertising Costs

Advertising costs are expensed as incurred. Advertising costs included in sales and marketing expenses during the years ended December 31, 2019 and
2018 were $177,607 and $131,434 respectively.

13

Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Leases

Prior to adopting Topic 842, Leases, on January 1, 2019, the Company aggregated and amortized on a straight-line basis over the expected lease term of
each  respective  agreement  the  total  payments  and  costs  associated  with  operating  leases,  including  leases  that  contain  lease  inducements  and  uneven
payments. Rent-free periods and fit-up allowances made up the lease incentives balances.

Under Topic 842, Leases, the Company accounts for leases by first determining if an arrangement is a lease at inception. Right-of-use assets represent the
Company's right to use an underlying asset for the lease term and lease liabilities represent the Company's obligation to make lease payments arising from
the lease. The right-of-use assets and lease liabilities are recognized at the commencement date based on the present value of lease payments over the
lease  term.  The  Company's  leases  do  not  provide  an  implicit  rate,  therefore,  the  incremental  borrowing  rate  based  on  the  information  available  at
commencement date was used to determine the present value of lease payments. The right-of-use assets exclude lease incentives, which are accounted as
a reduction of lease liabilities if they have not yet been received. The Company's lease terms may include options to extend or terminate the lease. These
options are included in the lease terms when it is reasonably certain they will be exercised. Lease expense related to lease components is recognized on a
straight-line basis over the lease term.

The Company's lease agreements include lease and non-lease components, which are accounted for separately under Topic 842, Leases. Variable lease
components  and  non-lease  components  are  excluded  from  the  lease  payments  used  to  calculate  the  right-of-use  assets  and  lease  liabilities,  and  are
recorded in the period in which the obligation for the payment is incurred. As the Company previously included non-lease components in the calculation
of lease incentives under Topic 840, the transition to Topic 842 resulted in an $8,375 cumulative adjustment to reduce opening accumulated deficit.

Stock-Based Compensation

The accounting for stock-based awards is based on the fair value of the award measured at the grant date. Accordingly, stock-based compensation cost is
recognized in the Consolidated Statements of Operations and Comprehensive Loss as an operating expense over the requisite service period.

The fair value of stock options is determined using the Black-Scholes option-pricing model, single option approach. An estimate of forfeitures is applied
when  determining  compensation  expense.  The  Company  determines  the  fair  value  of  stock  option  awards  on  the  date  of  grant  using  assumptions
regarding expected term, share price volatility over the expected term of the awards, risk-free interest rate, and dividend rate. All shares issued under the
Company's Fourth Amended and Restated Stock Option Plan (Legacy Option Plan), the Amended and Restated Stock Option Plan (Stock Option Plan),
and the Amended, Restated Long Term Incentive Plan (Long Term Incentive Plan), and 6 River Amended and Restated Stock Option and Grant Plan are
from treasury.

The fair value of restricted share units (RSUs) is measured using the fair value of the Company's shares as if the RSUs were vested and issued on the
grant date. An estimate of forfeitures is applied when determining compensation expense. All shares issued under the Company's Long Term Incentive
Plan (LTIP) are from treasury.

Income Taxes

Income tax expense includes Canadian, U.S., and foreign income taxes.

Deferred tax assets and liabilities are determined based on the difference between the financial statement carrying amounts and the tax bases of assets and
liabilities using enacted tax rates in effect for the year in which the differences are expected to affect taxable income. Valuation allowances are established
when necessary to reduce deferred tax assets to the amounts that are more likely than not to be realized. We consider

14

Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

many  factors  when  assessing  the  likelihood  of  future  realization  of  our  deferred  tax  assets,  including  our  recent  cumulative  loss  experience  and
expectations  of  future  earnings,  capital  gains  and  investment  in  the  applicable  jurisdiction,  the  carry-forward  periods  available  to  us  for  tax  reporting
purposes, and other relevant factors.

The Company evaluates tax positions taken or expected to be taken in the course of preparing tax returns to determine whether the tax positions have met
a “more-likely-than-not” threshold of being sustained by the applicable tax authority. Tax benefits related to tax positions not deemed to meet the “more-
likely-than-not” threshold are not permitted to be recognized in the consolidated financial statements.

Earnings Per Share

Basic earnings per share are calculated by dividing net earnings attributable to common equity holders of the Company by the weighted average number
of shares of common stock outstanding during the year.
Diluted earnings per share are calculated by dividing net earnings attributable to common equity holders of the Company by the weighted average number
of  shares  of  common  stock  outstanding  during  the  year,  plus  the  effect  of  dilutive  potential  common  stock  outstanding  during  the  year.  This  method
requires that diluted earnings per share be calculated (using the treasury stock method) as if all dilutive potential common stock had been exercised at the
latest of the beginning of the year or on the date of issuance, as the case may be, and that the funds obtained thereby (plus an amount equivalent to the
unamortized  portion  of  related  stock-based  compensation  costs)  be  used  to  purchase  common  stock  of  the  Company  at  the  average  fair  value  of  the
common stock during the year.

Foreign Currency Translation and Transactions

The functional and reporting currency of the Company and its subsidiaries is the USD. Monetary assets and liabilities denominated in foreign currencies
are  re-measured  to  USD  using  the  exchange  rates  at  the  consolidated  balance  sheet  dates.  Non-monetary  assets  and  liabilities  denominated  in  foreign
currencies are measured in USD using historical exchange rates. Revenues and expenses are measured using the actual exchange rates prevailing on the
dates  of  the  transactions.  Gains  and  losses  resulting  from  re-measurement  are  recorded  in  the  Company’s  Consolidated  Statements  of  Operations  and
Comprehensive Loss as Foreign exchange gain (loss), with the exception of foreign exchange forward contracts used for hedging which are re-measured
in Other Comprehensive Income (Loss) and the gain (loss) is then reclassified into earnings to either cost of revenue or operating expenses in the same
period, or period, during which the hedged transaction affects earnings.

Cash and Cash Equivalents

The Company considers all short term highly liquid investments purchased with original maturities at their acquisition date of three months or less to be
cash equivalents.

Marketable Securities

The Company’s marketable securities consist of U.S. and Canadian federal agency bonds, U.S. term deposits, corporate bonds and money market funds,
and  mature  within  12  months from  the  date  of  purchase.  Marketable  securities  are  classified  as  held-to-maturity  at  the  time  of  purchase  and  this
classification is re-evaluated as of each consolidated balance sheet date. Held-to-maturity securities represent those securities that the Company has both
the intent and ability to hold to maturity and are carried at amortized cost, which approximates their fair market value. Interest on these securities, as well
as amortization/accretion of premiums/discounts, are included in interest income. All investments are assessed as to whether any unrealized loss positions
are other than temporarily impaired. Impairments are considered other than temporary if they are related to deterioration in credit risk or if it is likely the
Company will sell the securities before the recovery of their cost basis. Realized gains and losses determined to be other than temporary are determined
based on the specific identification method and are reported in other income (expense) in the Consolidated Statements of Operations and Comprehensive
Loss.

15

    
    
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Fair Value Measurements  

The carrying amounts for cash and cash equivalents, marketable securities, trade and other receivables, merchant cash advances receivable, loans, trade
accounts payable and accruals, and employee related accruals approximate fair value due to the short-term maturities of these instruments.

The Company has minority  equity  investments  in private  companies  recorded  using the cost method  of accounting.  At December  31, 2019 the cost  is
estimated to be equal to the fair value as there are no identified events or changes in circumstances that have a material impact on the value recorded.

The Company measures the fair value of its financial assets and liabilities using a fair value hierarchy. A financial instrument’s classification within the
fair value hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Three levels of inputs may be used to measure
fair value.

Level 1: Quoted prices in active markets for identical assets or liabilities.

Level 2: Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or
other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.

Level 3: Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3
assets  and  liabilities  include  financial  instruments  whose  value  is  determined  using  pricing  models,  discounted  cash  flow  methodologies,  or  similar
techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.

Derivatives and Hedging

The majority of the Company's derivative products are foreign exchange forward contracts, which are designated as cash flow hedges of foreign currency
forecasted expenses. By their nature, derivative financial instruments involve risk, including the credit risk of non-performance by counter parties. The
Company may hold foreign exchange  forward contracts to mitigate  the risk of future foreign exchange rate volatility  related to future Canadian dollar
(CAD) denominated costs and current and future obligations.

The Company's foreign currency forward contracts generally have maturities of twelve months or less. The critical terms match method is used when the
key terms of the hedging instrument and that of the hedged item are aligned; therefore, the changes in fair value of the forward contracts are recorded in
accumulated other comprehensive income (AOCI). The effective portion of the gain or loss on each forward contract is reported as a component of AOCI
and reclassified into earnings to either cost of revenue or operating expense in the same period, or periods, during which the hedged transaction affects
earnings. The ineffective portion of the gains or losses, if any, is recorded immediately in other income (expense).

For  hedges  that  do  not  qualify  for  the  critical  terms  match  method  of  accounting,  a  formal  assessment  is  performed  to  verify  that  derivatives  used  in
hedging  transactions  continue  to  be  highly  effective  in  offsetting  the  changes  in  fair  value  or  cash  flows  of  the  hedged  item.  Hedge  accounting  is
discontinued  if  a  derivative  ceases  to  be  highly  effective,  matures,  is  terminated  or  sold,  if  a  hedged  forecasted  transaction  is  no  longer  probable  of
occurring,  or  if  the  Company  removes  the  derivative's  hedge  designation.  For  discontinued  cash  flow  hedges,  the  accumulated  gain  or  loss  on  the
derivative remains in AOCI and is reclassified into earnings in the period in which the previously hedged forecasted transaction impacts earnings or is no
longer probable of occurring.

In addition, the Company has a master netting agreement with each of the Company's counterparties, which permits net settlement of multiple, separate
derivative contracts with a single payment. The Company presents its derivative instruments on a net basis in the consolidated financial statements.

16

Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Provision for Uncollectible Receivables Related to Merchant Cash Advances and Loans

Merchant  cash  advance  receivables  and  loans  represent  the  aggregate  amount  of  Shopify  Capital  related  receivables  owed  by  merchants  as  of  the
consolidated balance sheet date, net of an allowance for uncollectible amounts. The Company estimates the allowance based on an assessment of various
factors, including historical trends, merchants' gross merchandise volume, and other factors that may affect the merchants' ability to make future payments
on the receivables. Additions to the allowance are reflected in current operating results, while charges against the allowance are made when losses are
incurred.  These  additions  are  classified  within  general  and  administrative  expenses  on  the  Consolidated  Statements  of  Operations  and  Comprehensive
Loss. Recoveries are reflected as a reduction in the allowance for uncollectible receivables related to merchant cash advances and loans when the recovery
occurs.

Property and Equipment

Property and equipment is stated at cost, less accumulated depreciation. Depreciation is calculated using the straight-line method over the estimated useful
lives of the related assets. Computer equipment and fulfillment robots are depreciated over the lesser of three years and their estimated useful lives while
office furniture and equipment are depreciated over four years. Leasehold improvements are amortized on a straight-line basis over the shorter of their
estimated useful lives or the term of their associated leases, which range from three to fifteen years.

The  carrying  values  of  property  and  equipment  are  reviewed  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying
amounts of such assets may not be recoverable. The determination of whether any impairment exists includes a comparison of estimated undiscounted
future cash flows anticipated to be generated over the remaining life of an asset or asset group to their net carrying value. If the estimated undiscounted
future cash flows associated with the asset or asset group are less than the carrying value, an impairment loss will be recorded based on the estimated fair
value.

Intangible Assets

Intangible assets are stated at cost, less accumulated amortization. Amortization is calculated using the straight-line method over the estimated useful lives
of the related assets. Purchased software is amortized over a three year period, acquired technology is amortized over a two to nine year period, acquired
customer relationships are amortized over a two to five year period, capitalized software development costs are amortized over a two to three year period,
and other intangible assets are amortized over a three to ten year period. Amortization is recorded into cost of revenues and operating expenses, depending
on the nature of the asset.

The carrying values of intangible assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amounts of
such assets may not be recoverable. The determination of whether any impairment exists includes a comparison of estimated undiscounted future cash
flows anticipated to be generated over the remaining life of the asset or asset group to their net carrying value. If the estimated undiscounted future cash
flows associated with the asset or asset group are less than the carrying value, an impairment loss will be recorded based on the estimated fair value.

Goodwill

Goodwill represents the excess of the purchase price over the estimated fair value of net assets of a business acquired in a business combination. Goodwill
is not amortized, but instead tested for impairment at least annually. Should certain events or indicators of impairment occur between annual impairment
tests, the Company will perform the impairment test as those events or indicators occur. Examples of such events or circumstances include the following:
a  significant  decline  in  the  Company’s  expected  future  cash  flows;  a  sustained,  significant  decline  in  the  Company’s  fair  value;  a  significant  adverse
change in the business climate; and slower growth rates.

17

  
    
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Goodwill is tested for impairment at the reporting unit level by first performing a qualitative assessment to determine whether it is more likely than not
that  the  fair  value  of  the  reporting  unit  is  less  than  its  carrying  value.  The  qualitative  assessment  considers  the  following  factors:  macroeconomic
conditions, industry and market considerations, cost factors, overall company financial performance, events affecting the reporting unit, and changes in
the Company’s fair value. If the reporting unit does not pass the qualitative  assessment, the Company carries out a quantitative  test for impairment  of
goodwill. This is done by comparing the fair value of the reporting unit with the carrying value of its net assets. If the fair value of the reporting unit is
greater than its carrying value, no impairment results. If the fair value of the reporting unit is less than its carrying value, an impairment loss would be
recognized in the Consolidated Statements of Operations and Comprehensive Loss in an amount equal to that difference, limited to the total amount of
goodwill allocated to that reporting unit.

Business Combinations

The Company follows the acquisition method to account for business combinations in accordance with ASC 805, Business Combinations. The acquisition
method of accounting requires that assets acquired and liabilities assumed be recorded at their estimated fair values on the date of a business acquisition.
The  excess  of  the  purchase  price  over  the  estimated  fair  value  is  recorded  as  goodwill.  Upon  the  conclusion  of  the  measurement  period  or  final
determination  of  the  values  of  assets  acquired  or  liabilities  assumed,  whichever  comes  first,  any  subsequent  adjustments  would  be  recorded  in  the
consolidated statements of operations and comprehensive loss.

Segment Information

The  Company’s  chief  operating  decision  maker  (CODM)  is  a  function  comprised  of  two  executives,  specifically  the  Chief  Executive  Officer  and  the
Chief Financial Officer. The CODM is the highest level of management responsible for assessing Shopify’s overall performance, and making operational
decisions  such  as  resource  allocations  related  to  operations,  product  prioritization,  and  delegations  of  authority.  Management  has  determined  that  the
Company operates in a single operating and reportable segment.

Concentration of Credit Risk

The Company’s cash and cash equivalents, marketable securities, trade and other receivables, merchant cash advances and loans receivable, and foreign
exchange  derivative  products  subject  the  Company  to  concentrations  of  credit  risk.  Management  mitigates  this  risk  associated  with  cash  and  cash
equivalents by making deposits and entering into foreign exchange derivative products only with large banks and financial institutions that are considered
to be highly credit worthy. Management mitigates the risks associated with marketable securities by adhering to its investment policy, which stipulates
minimum rating requirements, maximum investment exposures and maximum maturities. Due to the Company’s diversified merchant base, there is no
particular concentration of credit risk related to the Company’s trade and other receivables and merchant cash advances and loans receivable. Trade and
other  receivables  and  merchant  cash  advances  and  loans  receivable  are  monitored  on  an  ongoing  basis  to  ensure  timely  collection  of  amounts.  The
Company has mitigated some of the risks associated with Shopify Capital by entering into an agreement with a third party to insure some of the merchant
cash advances offered by Shopify Capital. There are no receivables from individual merchants accounting for 10% or more of revenues or receivables.

Interest Rate Risk

Certain of the Company’s cash, cash equivalents and marketable securities earn interest. The Company’s trade and other receivables, accounts payable
and accrued liabilities and lease liabilities do not bear interest. The Company is not exposed to material interest rate risk.

18

    
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Foreign Exchange Risk

The Company’s exposure to foreign exchange risk is primarily related to fluctuations between the CAD and the USD. The Company is exposed to foreign
exchange fluctuations on the revaluation of foreign currency assets and liabilities. The Company uses foreign exchange derivative products to manage the
impact of foreign exchange fluctuations. By their nature, derivative financial instruments involve risk, including the credit risk of non-performance by
counter parties.

While the majority of the Company's revenues and cost of revenues are denominated in USD, a significant portion of operating expenses are incurred in
CAD. As a result, earnings are adversely affected by an increase in the value of the CAD relative to the USD.

The following table summarizes the effects on revenues, cost of revenues, operating expenses, and loss from operations of a 10% strengthening(1) of the
CAD versus the USD without considering the impact of the Company's hedging activities and without factoring in any potential changes in demand for
the Company's solutions as a result of changes in the CAD to USD exchange rates:

Years ended

December 31, 2019

December 31, 2018

GAAP Amounts As
Reported 
$

Exchange Rate
Effect (2) 
$

At 10% Stronger
CAD Rate (3) 
$

GAAP Amounts As
Reported 
$

Exchange Rate
Effect (2) 
$

At 10% Stronger
CAD Rate (3) 
$

$

$

1,578,173 $

3,148 $

1,581,321  

$

1,073,229 $

1,857 $

1,075,086

(712,530)

(1,006,790)

(4,283)

(39,505)

(716,813)  

(1,046,295)  

(476,962)

(688,187)

(3,302)

(30,275)

(141,147) $

(40,640) $

(181,787)  

$

(91,920) $

(31,720) $

(480,264)

(718,462)

(123,640)

Revenues

Cost of revenues

Operating expenses

Loss from operations

(1) A 10% weakening of the CAD versus the USD would have an equal and opposite impact on our revenues, cost of revenues, operating expenses and loss from operations as presented in the
table.

(2) Represents the increase or decrease in GAAP amounts reported resulting from a 10% strengthening in the CAD-USD foreign exchange rates.

(3) Represents the outcome that would have resulted had the CAD-USD rates in those periods been 10% stronger than they actually were, excluding the impact of our hedging program and
without factoring in any potential changes in demand for the Company's solutions as a result of changes in the CAD-USD exchange rates.

Accounting Pronouncements Adopted in the Year

In February 2016, the Financial Accounting Standards Board issued ASU No. 2016-02, Leases (Topic 842), which requires a lessee to record a right-of-
use asset and a corresponding lease liability, initially measured at the present value of the lease payments, on the balance sheet for all leases with terms
longer than 12 months, as well as the disclosure of key information about leasing arrangements.  The standard requires recognition in the statement of
operations of a single lease cost, calculated so that the cost of the lease is allocated over the lease term, generally on a straight-line basis. This standard
also  requires  classification  of  all  cash  payments  within  operating  activities  in  the  statement  of  cash  flows.  In  July  2018,  the  Financial  Accounting
Standards Board issued ASU No. 2018-11, Leases - Targeted Improvements, which provides an additional transition method. The Company adopted the
new  leasing  standard  effective  January  1,  2019,  using  the  modified  retrospective  approach  and  applying  the  transition  method  which  does  not  require
adjustments to comparative periods nor require modified disclosures in the comparative periods. The Company elected to use the package of practical
expedients so as to not reassess whether a contract is or contains a lease, lease classification, and initial direct costs, for contracts that expired or existed
prior to the effective date. As the lessee to material operating leases, the most significant impact of adoption of the new leasing standard relates to the
recognition of right-of-use assets of $91,140 and lease liabilities of $103,310 as of January 1, 2019 for the Company's operating leases. As the Company
previously included non-lease components in the calculation of its lease

19

 
 
 
 
 
    
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

incentives under Topic 840, the transition to Topic 842 resulted in an $8,375 cumulative adjustment to reduce opening accumulated deficit.

In August 2017, the Financial Accounting Standards Board issued ASU No. 2017-12, Derivatives and Hedging (Topic 815): Targeted Improvements to
Accounting for Hedging Activities, which makes more financial and non-financial hedging strategies eligible for hedge accounting while also amending
the presentation and disclosure requirements. The update is effective for annual periods beginning after December 15, 2018. The only impact of adoption
on the Company's consolidated financial statements was disclosure of the amounts of hedging gains or losses that were reclassified from Accumulated
Other Comprehensive Income (Loss) to cost of revenues and each operating expense line.

In  August  2018,  the  Financial  Accounting  Standards  Board  issued  ASU  No.  2018-15,  Customer's  Accounting  for  Implementation  Costs  Incurred  in  a
Cloud  Computing  Arrangement  That  Is  a  Service  Contract,  which  aligns  the  requirements  for  capitalizing  implementation  costs  incurred  in  a  hosting
arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software. The
update is effective for annual periods beginning after December 15, 2019 but the Company opted for early adoption. The adoption of this update did not
have an impact on the Company's consolidated financial statements.

Recent Accounting Pronouncements Not Yet Adopted

In June 2016, the Financial Accounting Standards Board issued ASU No. 2016-13, Measurement of Credit Losses on Financial Instruments (Topic 326),
which  will  replace  the  incurred  loss  impairment  methodology  with  a  methodology  that  reflects  expected  credit  losses  and  requires  consideration  of  a
broader  range  of  reasonable  and  supportable  information  to  inform  credit  loss  estimates  on  loans,  trade  and  other  receivables,  held-to-maturity  debt
securities,  and  other  instruments.  In  May  2019,  the  Financial  Accounting  Standards  Board  issued  ASU  No.  2019-05,  Financial  Instruments  -  Credit
Losses, which provides transition relief that is optional for, and will be available to, all reporting entities within the scope of Topic 326. The updates are
effective  for  annual  periods  beginning  after  December  15,  2019  including  interim  periods  within  those  periods.  The  Company  will  adopt  the  standard
effective January 1, 2020 using a modified retrospective approach. The Company is still assessing the impact of Topic 326 on its consolidated financial
statements, but currently does not expect a material change in its credit losses.

4.

Cash and Cash Equivalents

As at December 31, 2019 and 2018, the Company’s cash and cash equivalents balance was $649,916 and $410,683, respectively. These balances included
$423,443 and $292,290, respectively, of money market funds, repurchase agreements and commercial paper.

20

Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

5.    Financial Instruments

As at December 31, 2019, the carrying amount and fair value of the Company’s financial instruments were as follows:

Level 1     
$

Level 2     
$

Level 3     
$

Carrying
Amount

Fair Value

Carrying
Amount

Fair Value

Carrying
Amount

Fair Value

Assets:

Cash equivalents:

Repurchase agreements

Marketable securities:

U.S. term deposits

U.S. federal bonds

Canadian federal bonds

Corporate bonds and commercial paper

Derivative assets:

Foreign exchange forward contracts

Other:

Equity investments in private companies

—

—  

200,000

200,009  

300,000

222,713

69,922

—

—

—

301,354  

223,403  

69,919  

—

—

—

—  

—  

—  

—  

1,212,643

1,216,822  

5,830

5,830  

—  

—  

—

—

—

—

—

—

—

—

—

—

—

—

—

—  

2,500

2,500

The fair values above include  accrued  interest  of $5,754, which is excluded from  the carrying  amounts. The accrued  interest  is included  in Trade  and
other receivables in the Consolidated Balance Sheets.

As at December 31, 2018, the carrying amount and fair value of the Company’s financial instruments were as follows: 

Level 1    
$ 

Level 2 
$

Level 3 
$

Carrying
Amount

Fair Value

Carrying
Amount

Fair Value

Carrying
Amount

Fair Value

Assets:

Cash equivalents:

Commercial paper

Repurchase agreements

Marketable securities:

U.S. term deposits

U.S. federal bonds

Canadian federal bonds

Corporate bonds and commercial paper

Liabilities:

Derivative liabilities:

—

—

127,500

230,898

19,967

—

—  

—  

4,994

60,000

4,994  

60,005  

128,241  

231,299  

19,962  

—

—

—

—  

—  

—  

—  

1,180,622

1,182,437  

Foreign exchange forward contracts

—

—  

12,216

12,216  

—

—

—

—

—

—

—

—

—

—

—

—

—

—

The fair values above include  accrued  interest  of $5,109, which is excluded from  the carrying  amounts. The accrued  interest  is included  in Trade  and
other receivables in the Consolidated Balance Sheets.

21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

All cash equivalents and marketable securities mature within one year of the consolidated balance sheet date. There were no transfers between Levels 1, 2
and 3 during the years ended December 31, 2019 and 2018.

As  at  December  31,  2019 the  Company  held  foreign  exchange  forward  contracts  to  convert  USD  into  CAD,  with  a  total  notional  value  of  $285,700
(December 31, 2018 - $276,696), to fund a portion of its operations. The foreign exchange forward contracts have maturities of twelve months or less.
The  fair  value  of  foreign  exchange  forward  contracts  and  corporate  bonds  was  based  upon  Level  2  inputs,  which  included  period-end  mid-market
quotations for each underlying contract  as calculated  by the financial institution  with which the Company has transacted.  The quotations  are based on
bid/ask quotations and represent the discounted future settlement amounts based on current market rates.

Derivative Instruments and Hedging

The Company has a hedging program to mitigate the impact of foreign currency fluctuations on future cash flows and earnings. Under this program the
Company has entered into foreign exchange forward contracts with certain financial institutions and designated those hedges as cash flow hedges. As of
December 31, 2019, $5,830 of unrealized gains related to changes in the fair value of foreign exchange forward contracts designated as cash flow hedges
were  included  in  accumulated  other  comprehensive  loss  and  current  assets,  on  the  consolidated  balance  sheet.  These  amounts  are  expected  to  be
reclassified into earnings over the next twelve months. In the year ended December 31, 2019, $5,181 of realized losses (December 31, 2018 - $4,170 of
realized  losses)  related  to  the  maturity  of  foreign  exchange  forward  contracts  designated  as  cash  flow  hedges  were  included  in  cost  of  revenues  and
operating expenses. Under the current hedging program, the Company is hedging cash flows associated with payroll and facility costs.

6.    Trade and Other Receivables

Indirect taxes receivable

Unbilled revenues

Trade receivables

Accrued interest

Other receivables

December 31, 2019 
$

December 31, 2018 
$

January 1, 2018 
$

36,821  

31,629  

9,660  

5,754  

6,665  

90,529  

3,774  

12,653  

11,191  

5,109  

8,620  

41,347  

832

7,616

7,073

2,015

4,403

21,939

Unbilled revenues represent amounts not yet billed to merchants related to subscription fees for Plus merchants, transaction fees and shipping charges, as
at the Consolidated Balance Sheet date.

22

 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

The allowance for doubtful accounts reflects our best estimate of probable losses inherent in our unbilled revenues and trade receivables accounts. The
Company determined the allowance based on historical experience and other currently available evidence. Activity in the allowance for doubtful accounts
was as follows:

Balance, beginning of the year

Provision for uncollectible receivables

Write-offs, net of recoveries

Balance, end of the year

7.    Merchant Cash Advances and Loans Receivable

Years ended

December 31, 2019 
$

December 31, 2018 
$

1,023

2,836

(965)

2,894

1,642

1,355

(1,974)

1,023

Merchant cash advances receivable, gross

Allowance for uncollectible merchant cash advances receivable

Loans receivable, gross

Allowance for uncollectible loans receivable

Merchant cash advances and loans receivable, net

December 31, 2019  

December 31, 2018  

January 1, 2018

$

$

$

131,227  

(7,241)  

28,547  

(2,361)  

150,172  

77,653  

(1,767)  

16,959  

(972)  

91,873  

49,143

(2,042)

—

—

47,101

The following table summarizes the activities of the Company’s allowance for uncollectible merchant cash advances and loans receivable:

Balance, beginning of the year

Provision for uncollectible merchant cash advances receivable

Merchant cash advances receivable charged off, net of recoveries

Provision for uncollectible loans receivable

Loans receivable charged off, net of recoveries

Balance, end of the year

Years ended

December 31, 2019  

December 31, 2018

$

$

2,739  

13,257  

(7,783)  

2,655  

(1,266)  

9,602  

2,042

4,950

(5,225)

972

—

2,739

23

 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
8.    Other Current Assets

Prepaid expenses

Deposits

Other current assets

Foreign exchange contracts

9.

Property and Equipment

Leasehold improvements

Computer equipment

Fulfillment robots

Office furniture and equipment

Leasehold improvements

Computer equipment

Office furniture and equipment

Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

December 31, 2019 
$

December 31, 2018 
$

20,840  

12,853  

9,310  

5,830  

48,833  

12,912

9,599

3,681

—

26,192

December 31, 2019

Accumulated
depreciation 
$

Net book 
value 
$

24,675  

10,989  

197  

10,400  

46,261  

85,802

7,152

3,023

15,421

111,398

December 31, 2018

Accumulated
depreciation 
$ 

Net book 
value 
$ 

16,498  

7,540  

6,137  

30,175  

46,904

6,753

7,955

61,612

Cost 
$  

110,477  

18,141  

3,220  

25,821  

157,659  

Cost 
$ 

63,402  

14,293  

14,092  

91,787  

During  the  years  ended  December  31,  2019 and  2018,  the  Company  retired  and  disposed  of  computer  equipment  with  an  original  cost  of  $693 and
$26,201, respectively.  There was no gain  or  loss  recognized  in  the  Consolidated  Statements  of  Operations  and  Comprehensive  Loss  as  a  result  of  the
disposal of these assets.
The following table illustrates the classification of depreciation in the Consolidated Statements of Operations and Comprehensive Loss:

Cost of revenues

Sales and marketing

Research and development

General and administrative

Years ended

December 31, 2019 
$  

December 31, 2018 
$  

1,253  

4,929  

7,940  

2,657  

16,779  

5,950

4,087

4,900

1,968

16,905

24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

10.    Intangible Assets

Acquired technology

Software development costs

Acquired customer relationships

Purchased software

Other intangible assets

Acquired technology

Software development costs

Acquired customer relationships

Purchased software

Other intangible assets

December 31, 2019

Accumulated
amortization 
$  

Net book 
value 
$  

17,332  

16,690  

1,016  

5,639  

701  

41,378  

144,311

10,799

7,419

1,334

3,419

167,282

December 31, 2018

Accumulated
amortization 
$  

Net book 
value 
$  

7,875  

9,226  

346  

4,503  

556  

22,506  

7,681

15,737

149

2,470

35

26,072

Cost 
$  

161,643  

27,489  

8,435  

6,973  

4,120  

208,660  

Cost 
$

15,556  

24,963  

495  

6,973  

591  

48,578  

Internal software development costs of $2,526 and $12,666 were capitalized during the years ended  December 31, 2019 and 2018, respectively, and are
classified  within  software  development  costs  as  an  intangible  asset.  Amortization  expense  related  to  the  capitalized  internally  developed  software  was
$7,464 and $3,832 for the years ended  December 31, 2019 and 2018, respectively, and is included in cost of revenues, sales and marketing and general
and administrative expenses in the accompanying Consolidated Statements of Operations and Comprehensive Loss.

The  following  table  illustrates  the  classification  of  amortization  expense  related  to  intangible  assets  in  the  Consolidated  Statements  of  Operations  and
Comprehensive Loss:

Cost of revenues

Sales and marketing

Research and development

General and administrative

Years ended

December 31, 2019 
$  

December 31, 2018 
$ 

17,535  

998  

266  

73  

18,872  

9,720

252

60

109

10,141

25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Estimated future amortization expense related to intangible assets, as at December 31, 2019 is as follows:

Fiscal Year 

2020

2021

2022

2023

2024

Thereafter

Total

11.    Leases

Amount 
$  

30,358

22,152

18,008

17,706

17,384

61,674

167,282

The Company has office leases in Canada, the United States, Singapore, and other countries in Europe and Asia. These leases have remaining lease terms
of 1 year to  13 years, some of which include options to extend the leases for up to  10 years, and some of which include options to terminate the leases
within 1 year. Additional office space leases are set to commence between 2020 and 2027, at which point the Company's right-of-use assets and lease
liabilities  will  increase.  The  Company  has  entered  into  various  lease  agreements  for  office  space  that  are  set  to  commence  after  December  31,  2019,
which will create significant right-of-use assets and lease liabilities. All of the Company's leases are operating leases.

The components of lease expense for the year ended December 31, 2019 were as follows:

Operating lease expense

Variable lease expense, including non-lease components

Total lease expense

Year ended

$

16,372

12,971

29,343

Total lease expense for the year ended December 31, 2018 was $22,123.

As at December 31, 2019, the weighted average remaining lease term is 9 years and the weighted average discount rate is 4.9%.

26

 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Maturities of lease liabilities as at December 31, 2019 were as follows:

Fiscal Year

2020

2021

2022

2023

2024

Thereafter

Total future minimum payments

Minimum payments related to leases that have not yet commenced

Minimum payments related to variable lease payments, including non-lease components

Imputed interest

Total lease liabilities

Operating Leases
$

25,665

40,424

48,839

41,111

48,175

366,675

570,889

(142,200)

(233,770)

(43,212)

151,707

Prior  to  the  adoption  of  the  new  leasing  standard  on  January  1,  2019,  the  Company's  lease  liabilities  related  to  lease  incentives.  The  balance  of  lease
incentives as of December 31, 2018 was as follows:

Current portion

Long term portion

12.    Goodwill

December 31, 2018

$

2,552

22,316

24,868

On  October  17,  2019,  the  Company  acquired  6RS  resulting  in  goodwill  of  $264,527.  The  remainder  of  the  goodwill  related  to  other  acquisitions
including,  but  not limited  to, Helpful.com  Inc,  Handshake Corp., and Vinderbit  Pty Ltd in  the year  ended  December 31, 2019, as well as Tictail, Inc,
which was acquired on November 19, 2018.

The Company completed its annual impairment test of goodwill as of September 30, 2019. The Company exercised its option to bypass the qualitative
assessment pursuant to ASC 350, Intangibles - Goodwill and Other, and perform a quantitative analysis. The Company determined that the consolidated
business is represented by a single reporting unit and concluded that the estimated fair value of the reporting unit, determined using market capitalization,
was greater than its carrying amount.

There were no indicators of impairment between September 30, 2019, the date on which the Company completed its annual impairment test of goodwill,
and December 31, 2019. No goodwill impairment was recognized in the years ended December 31, 2019 or December 31, 2018.

27

 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

The gross changes in the carrying amount of goodwill as of December 31, 2019 and December 31, 2018 are as follows:

Balance, beginning of the year

Acquisition of 6 River Systems, Inc.

Acquisition of Tictail, Inc.

Other acquisitions

Balance, end of the year

13.

Accounts Payable and Accrued Liabilities

Trade accounts payable and trade accruals

Indirect taxes payable

Employee related accruals

Other payables and accruals

Foreign exchange forward contracts

14.    Deferred Revenue

Balance, beginning of the year

Deferral of revenue

Deferred revenue from 6RS acquisition

Recognition of deferred revenue

Balance, end of the year

Current portion

Long term portion

December 31, 2019   December 31, 2018

$  

$  

38,019  

264,527  

—  

9,319  

311,865  

20,317

—

15,125

2,577

38,019

December 31, 2019 
$

December 31, 2018 
$

90,517  

52,018  

32,372  

6,286  

—  

181,193  

61,271

4,974

14,321

4,174

12,216

96,956

Years ended

December 31, 2019 
$

December 31, 2018 
$

41,061  

46,291  

8,901  

(33,593)  

62,660  

32,046

37,563

—

(28,548)

41,061

December 31, 2019 
$

December 31, 2018 
$

56,691  

5,969  

62,660  

39,180

1,881

41,061

The opening balances of current and long-term deferred revenue were $30,694 and $1,352, respectively, as of January 1, 2018.

28

 
 
 
 
 
    
 
 
 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

15.    Credit Facility

The Company has a revolving credit facility with Royal Bank of Canada for $8,000 CAD. The credit facility bears interest at the Royal Bank Prime Rate
plus 0.30%. As at December 31, 2019 the effective rate was 4.25%, and no cash amounts have been drawn under this credit facility.

16.

Commitments and Contingencies

Unconditional Purchase Obligations

The Company has entered into agreements where it commits to certain usage levels related to third party services. The amount of the minimum fixed and
determinable portion of the unconditional purchase obligations over the next five years, as at December 31, 2019, was $23,818.

Litigation and Loss Contingencies

The Company records accruals for loss contingencies when losses are probable and reasonably estimable. From time to time, the Company may become a
party  to  litigation  and  subject  to  claims  incidental  to  the  ordinary  course  of  business,  including  intellectual  property  claims,  labour  and  employment
claims and threatened claims, breach of contract claims, tax and other matters. The Company currently has no material pending litigation or claims. The
Company  is  not  aware  of  any  litigation  matters  or  loss  contingencies  that  would  be  expected  to  have  a  material  adverse  effect  on  the  business,
consolidated financial position, results of operations, or cash flows.

17.    Shareholders’ Equity

Public Offerings

In September 2019, the Company completed a public offering in which it issued and sold 2,185,000 Class A subordinate voting shares at a public offering
price of $317.50 per share, including the 285,000 Class A subordinate voting shares purchased by the underwriters pursuant to the exercise of the over-
allotment option. The Company received total net proceeds of $688,014 after deducting offering fees and expenses of $5,724, net of tax of $1,541.

In December 2018, the Company completed a public offering in which it issued and sold 2,600,000 Class A subordinate voting shares at a public offering
price of $154.00 per share. The Company received total net proceeds of $394,704 after deducting offering fees and expenses of $5,696.

In February 2018, the Company completed a public offering in which it issued and sold 4,800,000 Class A subordinate voting shares at a public offering
price of $137.00 per share. The Company received total net proceeds of $646,984 after deducting offering fees and expenses of $10,616.

Common Stock Authorized

The  Company  is  authorized  to  issue  an  unlimited  number  of  Class  A  subordinate  voting  shares  and  an  unlimited  number  of  Class  B  multiple  voting
shares.  The  Class  A  subordinate  voting  shares  have  one vote  per  share  and  the  Class  B  multiple  voting  shares  have  10 votes  per  share.  The  Class  B
multiple voting shares are convertible into Class A subordinate voting shares on a one-for-one basis at the option of the holder. Class B multiple voting
shares will automatically convert into Class A subordinate voting shares in certain other circumstances.

Preferred Shares

The  Company  is  authorized  to  issue  an  unlimited  number  of  preferred  shares  issuable  in  series.  Each  series  of  preferred  shares  shall  consist  of  such
number of shares and having such rights, privileges, restrictions and

29

Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

conditions  as may be determined  by the Company’s Board of Directors  prior  to the  issuance  thereof.  Holders of preferred  shares,  except as otherwise
provided in the terms specific to a series of preferred shares or as required by law, will not be entitled to vote at meetings of holders of shares.

Stock-Based Compensation

In  2008,  the  Board  of  Directors  adopted  and  the  Company’s  shareholders  approved  the  Legacy  Stock  Option  Plan  (“the  Legacy  Option  Plan”).
Immediately prior to the completion of the Company’s May 2015 IPO, and in connection with the closing of the offering, each option outstanding under
the Legacy Option Plan became exercisable for one Class B multiple voting share. Following the closing of the Company’s IPO, no further awards were
made under the Legacy Option Plan. The Legacy Option Plan continues to govern awards granted thereunder.

The  Company’s  Board  of  Directors  and  shareholders  approved  a  stock  option  plan  ("Stock  Option  Plan"),  as  well  as  a  Long  Term  Incentive  Plan
("LTIP"), each of which became effective upon the closing of the Company's IPO on May 27, 2015. On May 30, 2018, the Company’s Board of Directors
and shareholders amended both the Stock Option Plan and the LTIP.

The  Stock  Option  Plan  allows  for  the  grant  of  options  to  the  Company’s  officers,  directors,  employees  and  consultants.  All  options  granted  under  the
Stock Option Plan will have an exercise price determined and approved by the Company’s Board of Directors at the time of grant, which shall not be less
than  the  market  price  of  the  Class  A  subordinate  voting  shares  at  such  time.  For  purposes  of  the  Stock  Option  Plan,  the  market  price  of  the  Class  A
subordinate voting shares shall be the volume weighted average trading price of the Class A subordinate voting shares on the NYSE for the five trading
days ending on the last trading day before the day on which the option is granted. Options granted under the Stock Option Plan are exercisable for Class A
subordinate voting shares. Both the vesting period and term of the options in the Stock Option Plan are determined by the Board of Directors at the time
of grant. The majority of grants outstanding under both the Stock Option Plan and the Legacy Option Plan have been approved with a four year vesting
schedule with 25% vesting after one year and the remainder vesting evenly over the remaining 36 months. Options granted under the Stock Option Plan
since November 2017 have been approved with a three year vesting schedule with 1/3 vesting after one year and the remainder vesting evenly over the
remaining 24 months.  On  October  17,  2019,  the  Company  approved  the  issuance  of  rollover  options,  from  treasury,  under  the  6  River  Systems  2016
Amended and Restated Stock Option and Grant Plan, adopted on closing of the acquisition of 6RS.

The LTIP provides for the grant of share units, or LTIP Units, consisting of RSUs, performance  share units (PSUs), and deferred share units (DSUs).
Each LTIP Unit represents the right to receive one Class A subordinate voting share in accordance with the terms of the LTIP. Unless otherwise approved
by the Board of Directors, RSUs will vest as to 1/3 each on the first, second and third anniversary dates of the date of grant. Prior to November 2017 all
RSU grants were approved with a four year vesting schedule with  25% vesting after one year and the remainder vesting evenly over the remaining  36
months. RSUs granted since November 2017 have been approved with a three year vesting schedule with 1/3 vesting after one year and the remainder
vesting evenly over the remaining 24 months. A PSU participant’s grant agreement will describe the performance criteria established by the Company’s
Board  of  Directors  that  must  be  achieved  for  PSUs  to  vest  to  the  PSU  participant,  provided  the  participant  is  continuously  employed  by  or  in  the
Company’s service or the service or employment of any of the Company’s affiliates from the date of grant until such PSU vesting date. DSUs will be
granted solely to directors of the Company, at their option, in lieu of their Board retainer fees. DSUs will vest upon a director ceasing to act as a director.
As at the Consolidated Balance Sheet date there have been nil PSUs granted.

The maximum number of Class A subordinate voting shares reserved for issuance, in the aggregate, under the Company's Stock Option Plan and the LTIP
was  initially  equal  to  3,743,692 Class  A  subordinate  voting  shares.  The  number  of  Class  A  subordinate  voting  shares  available  for  issuance,  in  the
aggregate,  under  the  Stock  Option  Plan  and  the  LTIP  will  be  automatically  increased  on  January  1st  of  each  year,  beginning  on  January  1,  2016  and
ending on January 1, 2026, in an amount equal to 5% of the aggregate number of outstanding

30

    
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Class A subordinate voting shares and Class B multiple voting shares on December 31st of the preceding calendar year. As at January 1, 2020, there were
19,817,622 shares available for issuance under the Company's Stock Option Plan and LTIP.

The  following  table  summarizes  the  stock  option  and  RSU award  activities  under  the  Company's  share-based  compensation  plans  for  the  years  ended
December 31, 2019 and 2018:

Shares Subject to Options Outstanding

Outstanding RSUs

Number of
Options (1)

Weighted
Average
Exercise Price
$

7,353,546  
486,434  
(2,179,999)  
(183,191)  
—  
—  
—  
5,476,790  
488,485  
(2,084,063)  
(68,970)  
—  
—  
—  
3,812,242  

20.67  
138.12  
13.99  
44.58  
—  
—  
—  
32.96  
165.03  
23.19  
68.24  
—  
—  
—  
54.59  

Remaining
Contractual
Term (in years)  
6.81  
—  
—  
—  
—  
—  
—  
6.23  
—  
—  
—  
—  
—  
—  
6.14  

Aggregate
Intrinsic
Value (2) 
$
590,700  
—  
—  
—  
—  
—  
—  
577,731  
—  
—  
—  
—  
—  
—  
1,307,565  

Weighted
Average
Grant Date
Fair Value 
$

—  
69.81  
—  
—  
—  
—  
—  
—  
—  
—  
—  
—  
—  
—  
—  

Weighted
Average
Grant Date
Fair Value 
$

53.84

139.58

51.72

68.70

92.40

—

—

—

232.09

84.98

116.06

159.13

Outstanding
RSUs
2,498,678  
—  
—  
—  
1,127,094  
(935,002)  
(217,105)  
2,473,665  
—  
—  
—  
888,991  
(1,252,250)  
(170,488)  
1,939,918  

December 31, 2017

Stock options granted

Stock options exercised

Stock options forfeited

RSUs granted

RSUs settled

RSUs forfeited

December 31, 2018

Stock options granted

Stock options exercised

Stock options forfeited

RSUs granted

RSUs settled

RSUs forfeited

December 31, 2019

Stock options exercisable as of
December 31, 2019

2,510,366  

25.19  

5.19  

934,823    

(1) As at December 31, 2019, 1,506,573 of the outstanding stock options were granted under the Company's Legacy Option Plan and are exercisable for Class B multiple  voting
shares, 2,220,564 of the outstanding stock options were granted under the Company's Stock Option Plan and are exercisable for Class A subordinate voting shares, and 85,105 of the
outstanding  stock options  were granted under  the  6  River  Systems  2016  Amended and  Restated  Stock Option  and  Grant Plan  and  are  exercisable  for Class  A subordinate  voting
shares.

(2) The aggregate intrinsic value is calculated as the difference between the exercise price of the underlying stock option awards and the closing market price of the Company's Class
A subordinate voting shares as of December 31, 2019 and December 31, 2018.

As at December 31, 2019 the Company had issued 673 Deferred Share Units under its Long Term Incentive Plan.

In  connection  with  the  acquisition  of  6RS,  122,080 Class  A  subordinate  voting  shares  were  issued  with  trading  restrictions.  The  restrictions  on  these
shares are lifted over time and are being accounted for as stock-based compensation as the vesting is contingent on continued employment and therefore
related to post-combination services. As at December 31, 2019, 122,080 of the Class A subordinate voting shares remained restricted.

The total intrinsic value of stock options exercised and RSUs settled during the years ended December 31, 2019 and 2018 was $833,556 and $409,029
respectively. The aggregate intrinsic value of options exercised

31

 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

is calculated as the difference between the exercise price of the underlying stock option awards and the market value on the date of exercise.

As of December 31, 2019 and  2018, there was $306,355 and  $227,523, respectively,  of remaining unamortized  compensation cost related to unvested
stock options and RSUs granted to the Company’s employees. This cost will be recognized over an estimated weighted-average remaining period of 2.03
years. Total unamortized compensation cost will be adjusted for future changes in estimated forfeitures.

Stock-Based Compensation Expense

All share-based awards are measured based on the grant date fair value of the awards and recognized in the Consolidated Statements of Operations and
Comprehensive Loss over the period during which the employee is required to perform services in exchange for the award (generally the vesting period of
the award).

The Company estimates the fair value of stock options granted using the Black-Scholes option valuation model, which requires assumptions, including
the fair value of the Company's underlying common stock, expected term, expected volatility, risk-free interest rate and dividend yield of the Company's
common stock. These estimates involve inherent uncertainties and the application of management’s judgment. If factors change and different assumptions
are used, share-based compensation expense could be materially different in the future.

These assumptions are estimated as follows:

• Fair  Value  of Common Stock. The Company uses the five-day  volume weighted average  price for its common stock  as reported  on the New York

Stock Exchange.

• Expected Term. The Company determines the expected term based on the average period the stock options are expected to remain outstanding. The

Company bases the expected term assumptions on its historical behavior combined with estimates of the post-vesting holding period.

• Expected Volatility. The Company determines the price volatility factor based on the Company's historical volatility over the expected life of the stock

options.

• Risk-Free  Interest  Rate. The  Company  bases  the  risk-free  interest  rate  used  in  the  Black-Scholes  valuation  model  on  the  yield  available  on  U.S.

Treasury zero-coupon issues with an equivalent remaining term of the stock options for each stock option group.

• Expected Dividend. The Company has not paid and does not anticipate  paying any cash dividends in the foreseeable  future and, therefore,  uses an

expected dividend yield of zero in the option pricing model.

The grant weighted average assumptions used to estimate the fair value of stock options granted to employees were as follows:

Expected volatility

Risk-free interest rate

Dividend yield

Average expected life

Years ended

December 31, 2019

December 31, 2018

50.7%

2.25%

Nil

4.77

54.2%

2.72%

Nil

5.31

32

    
    
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

In addition to the assumptions used in the Black-Scholes option valuation model, the Company also estimates a forfeiture rate to calculate the share-based
compensation  expense  for  our  awards.  The  Company's  forfeiture  rate  is  based  on  an  analysis  of  its  actual  forfeitures.  The  Company  will  continue  to
evaluate the appropriateness of the forfeiture rate based on actual forfeiture experience, analysis of employee turnover, and other factors. Changes in the
estimated forfeiture rate can have a significant impact on share-based compensation expense as the cumulative effect of adjusting the rate is recognized in
the  period  the  forfeiture  estimate  is  changed.  If  a  revised  forfeiture  rate  is  higher/lower  than  the  previously  estimated  forfeiture  rate,  an  adjustment  is
made that will result in an increase/decrease to the share-based compensation expense recognized in the consolidated financial statements.

The  following  table  illustrates  the  classification  of  stock-based  compensation  in  the  Consolidated  Statements  of  Operations  and  Comprehensive  Loss,
which includes both stock-based compensation and restricted share-based compensation expense:

Cost of revenues

Sales and marketing

Research and development

General and administrative

Years ended

December 31, 2019  

December 31, 2018

$

$

3,572  

33,917  

93,549  

27,418  

158,456  

2,232

21,928

55,164

16,396

95,720

18.    Changes in Accumulated Other Comprehensive Income (Loss)

The  following  table  summarizes  the  changes  in  accumulated  other  comprehensive  income  (loss),  which  is  reported  as  a  component  of  shareholders’
equity, for the years ended December 31, 2019 and 2018:

Balance, beginning of the year

Accumulated Other Comprehensive
Income (Loss)

Years ended

December 31,
2019

December 31,
2018

$

$

(12,216)  

3,435

Other comprehensive income (loss) before reclassifications

12,865  

(19,821)

Loss on cash flow hedges reclassified from accumulated other comprehensive income (loss) to
earnings were as follows:

Cost of revenues

Sales and marketing

Research and development

General and administrative

Tax effect on unrealized gain (loss) on cash flow hedges

Other comprehensive income (loss), net of tax

Balance, end of the year

33

279  

1,538  

2,620  

744  

(4,784)  

13,262  

1,046  

255

1,224

2,063

628

—

(15,651)

(12,216)

    
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

19.    Income Taxes

The domestic and foreign components of loss before income taxes and provision for income taxes were as follows:

Loss before income taxes

Domestic

Foreign

Current income tax expense

Domestic

Foreign

Deferred income tax recovery

Domestic

Foreign

Provision for income taxes

Years ended

December 31, 2019 
$

December 31, 2018 
$

(55,507)  

(40,308)  

(95,815)  

63,120  

1,850  

64,970  

(14,351)  

(21,592)  

(35,943)  

29,027  

(55,537)

(9,016)

(64,553)

—

—

—

—

—

—

—

The reconciliation of the expected income tax recovery to the actual provision for income taxes reported in the Consolidated Statements of Operations and
Comprehensive Loss for the years ended December 31, 2019 and 2018 is as follows:     

Loss before income taxes

Expected income tax recovery at Canadian statutory income tax rate of 26.51% (2018 -
26.51%)

Permanent differences

Foreign tax rate differential

Tax credits earned during the year

Other items

Change in valuation allowance

Provision for income taxes

Years ended

December 31, 2019 
$

December 31, 2018 
$

(95,815)  

(64,553)

(25,400)  

74,024  

1,770  

(1,571)  

(1,468)  

(18,328)  

29,027  

(17,113)

16,057

1,726

—

(88)

(582)

—

The  Company assesses  whether  valuation  allowances  should be  established  or  maintained  against  its  deferred  tax  assets,  based on consideration  of  all
available evidence, using a ‘‘more-likely-than-not’’ standard. The factors the Company uses to assess the likelihood of realization are its history of losses,
forecasts of future pre-tax income, and tax planning strategies that could be implemented to realize the deferred tax assets.

34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

The significant components of the Company’s deferred income tax assets and liabilities as of December 31, 2019 and 2018 are as follows:     

December 31, 2019 
$

December 31, 2018 
$

Deferred tax assets

Tax loss carryforwards

Temporary differences on capital and intangible assets

Stock-based compensation expense

Accruals and reserves

Share issuance costs

Temporary differences related to lease assets and liabilities

Investment tax credits

Valuation allowance

Total deferred tax assets

Deferred tax liabilities

Temporary differences on intangible assets

Other deferred tax liabilities

Total deferred tax liabilities

Net deferred tax assets (liabilities)

59,407  

44,445  

11,324  

10,397  

6,590  

4,526  

694  

(89,363)  

48,020  

(35,967)  

(1,374)  

(37,341)  

10,679  

19,540

2,366

6,427

8,384

8,011

—

5,833

(46,343)

4,218

(5,350)

—

(5,350)

(1,132)

In July 2019, the Company formally established its EMEA headquarters in Ireland and its Asia-Pacific headquarters in Singapore. As a result of these
actions, the Company transferred regional relationship and territory rights from its Canadian entity to enable each regional headquarters to develop and
maintain  merchant  and  commercial  operations  within  its  respective  region,  while  keeping  the  ownership  of  all  of  the  Company's  current  developed
technology within Canada. These transfers reflect the growing proportion of the Company's business occurring internationally and resulted in a one-time
capital gain. As a result of the capital gain, ongoing operations, the recognition of deferred tax assets and liabilities, and the utilization of all applicable
credits and other tax attributes, including loss carryforwards, the Company has a provision for income taxes of $29,027 in the year ended December 31,
2019.

During the year ended December 31, 2019, the Company released some of its valuation allowance against its deferred tax assets in Canada, the United
States, and Sweden. In the third quarter of 2019, the Company released a portion of its valuation allowance against its Canadian deferred tax assets as a
result of the capital gain from the transfer of the regional relationship and territory rights. In the United States, as a result of the acquisition of 6RS the
Company released a portion of its valuation allowance during its fourth quarter against deferred tax assets on its United States net operating losses.

The Company has provided for deferred income taxes for the estimated tax cost of distributable earnings of its subsidiaries of $292.

The Company had no material uncertain income tax positions for the years ended December 31, 2019 and 2018. The Company's accounting policy is to
recognize interest and penalties related to uncertain tax positions as a component of income tax expense. In the years ended December 31, 2019 and 2018,
there was no interest or penalties related to uncertain tax positions.

The Company remains subject to audit by the relevant tax authorities for the years ended 2012 through 2019.

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

Investment tax credits, which are earned as a result of qualifying R&D expenditures, are recognized and applied to reduce income tax expense in the year
in which the expenditures are made and their realization is reasonably assured.

As  at  December  31,  2019 and  2018,  the  Company  had  unused  non-capital  tax  losses  of  approximately  $209,759 and  $53,941 respectively.  Of  the
December 31, 2019 balance, $150,707 of the non-capital tax losses do not expire, while the remaining non-capital losses of  $59,052 are due to expire
between 2033 and 2039. The Company has U.S. state losses of $298,998 as at December 31, 2019 (December 31, 2018 - $116,026). There is no SR&ED
expenditure  pool  balance  as  at  December  31,  2019  (December  31,  2018 -  $9,575).  In  addition,  at  December  31,  2019 and  2018,  the  Company  had
investment tax credits of $2,111 and $4,179, respectively. The investment tax credits are due to expire between 2035 and 2039.

20.    Net Loss per Share

The  Company  applies  the  two-class  method  to  calculate  its  basic  and  diluted  net  loss  per  share  as  both  classes  of  its  voting  shares  are  participating
securities with equal participation rights and are entitled to receive dividends on a share for share basis.

The following table summarizes the reconciliation of the basic weighted average number of shares outstanding and the diluted weighted average number
of shares outstanding:

Basic and diluted weighted average number of shares outstanding

The following items have been excluded from the diluted weighted average number of shares

outstanding because they are anti-dilutive:

Stock options

Restricted share units

       Deferred share units

Years ended

December 31, 2019  

December 31, 2018

113,026,424  

105,671,839

3,812,242  

1,939,918  

673  

5,752,833  

5,476,790

2,473,665

347

7,950,802

In the years ended December 31, 2019 and 2018, the Company was in a loss position and therefore diluted loss per share is equal to basic loss per share.

36

    
 
 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

21.    Segment and Geographical Information

The Company has determined that it operates in a single operating and reportable segment.

The following table presents total external revenues by geographic location, based on the location of the Company’s merchants:

Canada

United States

United Kingdom

Australia

Rest of World

December 31, 2019

December 31, 2018

Years ended

$  

96,168  

1,079,520  

103,498  

68,571  

230,416  

1,578,173  

%  

$  

%  

6.1%  

68.4%  

6.6%  

4.3%  

14.6%  

100.0%  

70,774  

755,454  

69,596  

47,937  

129,468  

1,073,229  

The following table presents the total net book value of the Company’s long-lived physical assets by geographic location:

Canada

United States

Rest of World

22.

Business Acquisitions

Helpful.com, Inc.

December 31, 2019

December 31, 2018

$  

%  

$  

%  

102,832  

4,747  

2,302  

109,881  

93.6%  

4.3%  

2.1%  

100.0%  

58,460  

1,593  

1,559  

61,612  

6.6%

70.4%

6.5%

4.5%

12.0%

100.0%

94.9%

2.6%

2.5%

100.0%

On January 28, 2019, the Company completed the acquisition of Helpful.com, Inc. (Helpful), a company based in Toronto, Canada, that builds enterprise
mobile products through the use of artificial intelligence. The Company acquired 100 percent of the outstanding shares of Helpful. The transaction was
accounted for as a business combination. The operations of Helpful have been consolidated into the Company’s results as of the acquisition date.

Handshake Corp.

On  May  7,  2019,  the  Company  completed  the  acquisition  of  Handshake  Corp.  (Handshake),  a  company  based  in  New  York,  United  States,  which
provides  business-to-business  ecommerce  solutions.  The  Company  acquired  100 percent of  the  outstanding  shares  of  Handshake.  The  transaction  was
accounted for as a business combination. The operations of Handshake have been consolidated into the Company’s results as of the acquisition date.

Vinderbit Pty Ltd

On  June  28,  2019,  the  Company  completed  the  acquisition  of  Vinderbit  Pty  Ltd  (Vinderbit),  a  company  based  in  Australia,  that  provides  back-office
inventory management software solutions. The Company acquired 100 percent of the outstanding shares of Vinderbit. The transaction was accounted for
as a business combination. The operations of Vinderbit have been consolidated into the Company’s results as of the acquisition date.

37

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

6 River Systems, Inc.

On  October  17,  2019,  the  Company  completed  the  acquisition  of  6RS,  a  company  based  in  Waltham,  Massachusetts,  United  States,  that  provides
collaborative warehouse fulfillment solutions. The Company acquired 100 percent of the outstanding shares of 6RS in exchange for cash consideration of
$261,194, and $132,510 in  Shopify  Class  A  Subordinate  Voting  Shares.  In  connection  with  the  transaction,  a  further  $64,074 in restricted  shares and
stock options were issued and are being accounted for as stock-based compensation as they are related to post-combination services. The transaction was
accounted for as a business combination. The operations of 6RS have been consolidated into the Company’s results as of the acquisition date.

The following table summarizes the final purchase price allocation of the 6RS assets acquired and liabilities assumed at the acquisition date:

Net tangible assets and liabilities:

Cash

Trade and other receivables, net

Other current assets

Property and equipment, net

Accounts payable and accrued liabilities

Current and long-term deferred revenue

Estimated fair value of identifiable intangible assets:

Acquired technology

Customer relationships

Net deferred tax liability on acquired intangibles

Goodwill

Total purchase price

Amount 
$  

8,158

2,038

4,394

3,551

(4,056)

(8,901)

142,500

7,600

(26,107)

264,527

393,704

The acquired technology was valued at $142,500 using a discounted cash flow methodology and customer relationships were valued at  $7,600 using a
cost  approach,  and  are  being  amortized  over  9 and  5 years,  respectively.  Goodwill  from  the  6RS  acquisition  is  primarily  attributable  to  the  expected
synergies that will result from integrating the 6RS collaborative robot technology with Shopify Fulfillment Network, and the acquisition of the assembled
workforce.  None of  the  goodwill  recognized  is  expected  to  be  deductible  for  income  tax  purposes.  The  deferred  tax  liability  relates  to  the  taxable
temporary difference on the acquired intangible assets.

Tictail, Inc.

On  November  19,  2018,  the  Company  completed  the  acquisition  of  Tictail,  Inc.  and  all  of  its  subsidiaries  (Tictail),  a  Delaware  corporation  based  in
Stockholm, Sweden, which operates an e-commerce platform. The Company acquired 100 percent of the outstanding shares of Tictail in exchange for
cash consideration of $17,144. The transaction was accounted for as a business combination. The operations of Tictail have been consolidated into the
Company's results as of the acquisition date.

38

 
Shopify Inc.
Notes to the Consolidated Financial Statements
Expressed in US $000's except share and per share amounts

The following table summarizes the final purchase price allocation of the Tictail assets acquired and liabilities assumed at the acquisition date:

Net closing working capital:

Cash

Trade and other receivables, net

Other current assets

Accounts payable and accrued liabilities

Estimated fair value of identifiable assets acquired:

Acquired technology

Customer relationships

Goodwill

Net deferred tax liability on acquired intangibles

Total purchase price

Amount 
$  

1,465

156

1,054

(1,847)

1,400

100

15,125

(309)

17,144

The acquired technology was valued at $1,400 and customer relationships were valued at $100 using a cost approach. The acquired intangibles are being
amortized over periods ranging from 1 to 3 years. Goodwill from the Tictail acquisition is primarily attributable to the assembled workforce. None of the
goodwill recognized is expected to be deductible for income tax purposes. The deferred tax liability relates to the taxable temporary difference on the
acquired intangible assets.

23.    Comparative Figures

Certain comparative figures have been reclassified in order to conform to the current period presentation.

39

 
    
EXHIBIT 1.3

February 12, 2020

MANAGEMENT’S DISCUSSION AND ANALYSIS

In this Management's Discussion and Analysis ("MD&A"), "we", "us", "our", "Shopify" and "the Company" refer to Shopify Inc. and its consolidated subsidiaries,
unless the context requires otherwise. In this MD&A, we explain Shopify's results of operations and cash flows for the fourth quarter and the fiscal years ended
December 31, 2019, 2018 and  2017, and our financial position as of December 31, 2019. You should read this MD&A together with our audited consolidated
financial  statements  and  the  accompanying  notes  for  the  fiscal  years  ended  December  31,  2019,  2018 and  2017.  Additional  information  regarding  Shopify,
including  our  2019 annual  information  form  and  our  annual  report  on  Form  40-F  for  the  year  ended  December  31,  2019,  is  available  on  our  website  at
www.shopify.com, or at www.sedar.com and www.sec.gov.

Our audited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America
("U.S. GAAP"). All amounts are in U.S. dollars ("USD") except where otherwise indicated.

Our MD&A is intended  to enable  readers to gain an understanding  of Shopify’s  results  of operations,  cash flows and financial  position.  To do so, we provide
information and analysis comparing our results of operations, cash flows and financial position for the most recently  completed fiscal year with the preceding
fiscal year. We also provide analysis and commentary that we believe will help investors assess our future prospects. In addition, we provide “forward-looking
statements”  that  are  not  historical  facts,  but  that  are  based  on  our  current  estimates,  beliefs  and  assumptions  and  which  are  subject  to  known  and  unknown
important  risks,  uncertainties,  assumptions  and  other  factors  that  could  cause  actual  results  to  differ  materially  from  current  expectations.  Forward-looking
statements are intended to assist readers in understanding management's expectations as of the date of this MD&A and may not be suitable for other purposes. See
“Forward-looking statements” below.

In this MD&A, references to our “solutions” means the combination of products and services that we offer to merchants, and references to “our merchants” as of
a particular date means the total number of unique shops that are paying for a subscription to our platform.

Forward-looking Statements

This MD&A contains forward-looking statements under the provisions of the United States Private Securities Litigation Reform Act of 1995, Section 27A of the
U.S. Securities Act of 1933, as amended, and Section 21E of the U.S. Securities Exchange Act of 1934, and forward-looking information within the meaning of
applicable Canadian securities legislation.

In some cases, you can identify forward-looking statements by words such as “may”, "might", “will”, “should”, “could”, “expects”, "further", “intends”, “plans”,
“anticipates”, “believes”, “estimates”, “potential”, “continue”, or the negative of these terms or other similar words. In addition, any statements or information that
refer  to  expectations,  beliefs,  plans,  projections,  objectives,  performance  or  other  characterizations  of  future  events  or  circumstances,  including  any  underlying
assumptions, are forward-looking. In particular, forward-looking statements in this MD&A include, but are not limited to, statements about:

•
•
•
•
•
•

the continued expansion of the number of channels for merchants to transact through;
the achievement of innovations and enhancements to, and expansion of, our platform and our solutions;
our exploration of new ways to accelerate checkout;
our ability to make it easier for merchants to manage their storefronts via their mobile devices;
whether a merchant using Shopify will ever need to re-platform;
the continued growth of our app developer, theme designer and partner ecosystem;

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our plan to continue making investments to drive future growth;
our expectation that we will continue to invest in, develop and scale Shopify Fulfillment Network to provide our merchants with fast and affordable
fulfillment and our expectation that Shopify Fulfillment Network is well positioned to improve supply chain economics and delivery for merchants;
our expectation that the 6 River Systems Inc. ("6RS") acquisition will expand our addressable market to include warehouse automation and accelerate
the development of Shopify Fulfillment Network;
our expectation that the gross margin percentage of merchant solutions will decline in the short term as we develop Shopify Fulfillment Network and
6RS;
our revenue growth objectives and expectations about future profitability;
our expectation that the continued growth of merchant solutions may cause a decline in our overall gross margin percentage;
our  expectation  that  as  a  result  of  the  continued  growth  of  our  merchant  solutions  offerings,  our  seasonality  will  continue  to  affect  our  quarterly
results  and  our  business  may  become  more  seasonal  in  the  future,  and  that  historical  patterns  may  not  be  a  reliable  indicator  of  our  future
performance;
our expectation that the cost of subscription solutions will increase and that our subscription solutions gross margin percentage will fluctuate modestly
over time;
our expectation that the cost of merchant solutions will increase in absolute dollars in future periods;
our plan to continue to expand sales and marketing efforts to attract new merchants, retain revenue from existing merchants and increase revenues
from both new and existing merchants, including adding sales personnel and expanding our marketing activities  to continue to generate additional
leads and build brand awareness;
our  expectation  that  our  research  and  development  expenses  will  increase  in  absolute  dollars  as  we  continue  to  increase  the  functionality  of  our
platform, but will eventually decline as a percentage of total revenues;
our  expectation  that  general  and  administrative  expenses  will  increase  on  an  absolute  dollar  basis,  but  may  decrease  as  a  percentage  of  our  total
revenues as we focus on processes, systems and controls to enable our internal support functions to scale with the growth of our business;
our expectation that the overall trend of merchant solutions revenue making up an increasing component of total revenues over time, most notably in
the fourth quarter due to higher holiday volume, will continue over time;
our expectation that our results of operations will be adversely impacted by an increase in the value of the Canadian dollar ("CAD") relative to the
USD;
our belief that we have sufficient liquidity to meet our current and planned financial obligations over the next 12 months;
the impact of inflation on our costs and operations;
our expectations regarding contractual and contingent obligations;
our accounting estimates and assumptions made in the preparation of our financial statements; and
our expectations regarding the impact of accounting standards not yet adopted.

The  forward-looking  statements  contained  in  this  MD&A  are  based  on  our  management’s  perception  of  historic  trends,  current  conditions  and  expected  future
developments, as well as other assumptions that management believes are appropriate in the circumstances, which include, but are not limited to:

•
•
•
•
•

•
•

our ability to increase the functionality of our platform;
our ability to offer more sales channels that can connect to the platform;
our belief in the increasing importance of a multi-channel platform that is both fully integrated and easy to use;
our belief that commerce transacted over mobile will continue to grow more rapidly than desktop transactions;
our ability to expand our merchant base, retain revenue from existing merchants as they grow their businesses, and increase sales to both new and
existing merchants;
our ability to manage our growth effectively;
our ability to protect our intellectual property rights;

2

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•

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•
•
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•
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•

our belief that our merchant solutions make it easier for merchants to start a business and grow on our platform;
our ability to develop new solutions to extend the functionality of our platform, provide a high level of merchant service and support;
our ability to hire, retain and motivate qualified personnel;
our ability to enhance our ecosystem and partner programs, and the assumption that this will drive growth in our merchant base, further accelerating
growth of the ecosystem;
our belief that our investments and acquisitions will increase our revenue base, improve the retention of this base and strengthen our ability to increase
sales to our merchants and help drive our growth;
our ability to achieve our revenue growth objectives while controlling costs and expenses, and our ability to achieve or maintain profitability;
our belief that monthly recurring revenue ("MRR") is most closely correlated with the long-term value of our merchant relationships;
our assumptions regarding the principal competitive factors in our markets;
our ability to predict future commerce trends and technology;
our  assumptions  that  higher-margin  solutions  such  as  Shopify  Capital  and  Shopify  Shipping  will  continue  to  grow  through  increased  adoption  and
international expansion;
our expectation that Shopify Payments will continue to expand internationally;
our expectation that Shopify Fulfillment Network will continue to scale and grow;
our belief that our investments in sales and marketing initiatives will continue to be effective in growing the number of merchants using our platform,
in retaining revenue from existing merchants and increasing revenues from both;
our ability to develop processes, systems and controls to enable our internal support functions to scale with the growth of our business;
our ability to obtain sufficient space for our growing employee base;
our ability to retain key personnel;
our ability to protect against currency, interest rate, concentration of credit and inflation risks;
our assumptions as to our future expenses and financing requirements;
our assumptions as to our critical accounting policies and estimates; and
our assumptions as to the effects of accounting pronouncements to be adopted.

Factors that may cause actual results to differ materially from current expectations may include, but are not limited to, risks and uncertainties that are discussed in
greater detail in the "Risk Factors" section of our Annual Information Form for the year ended December 31, 2019 and elsewhere in this MD&A, including but not
limited to risks relating to:

sustaining our rapid growth;

•
• managing our growth;
•
•
•
•

our history of losses and our potential inability to achieve profitability;
our limited operating history in new and developing markets and new geographic regions;
our ability to innovate;
the  security  of  personal  information  we  store  relating  to  merchants  and  their  buyers,  as  well  as  buyers  with  whom  we  have  a  direct  relationship
including users of our apps;
a denial of service attack or security breach;
our potential inability to compete successfully against current and future competitors;
international sales and the use of our platform in various countries;
the reliance of our growth in part on the success of our strategic relationships with third parties;
our potential failure to effectively maintain, promote and enhance our brand;
our use of a single cloud-based platform to deliver our services;
our potential inability to achieve or maintain data transmission capacity;
our current reliance on a single supplier to provide the technology we offer through Shopify Payments;
payments processed through Shopify Payments;
our potential inability to hire, retain and motivate qualified personnel;
serious errors or defects in our software or hardware or issues with our hardware supply chain;

•
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evolving privacy laws and regulations, cross-border data transfer restrictions, data localization requirements and other domestic or foreign regulations
may limit the use and adoption of our services;
our potential failure to maintain a consistently high level of customer service;
exchange rate fluctuations that may negatively affect our results of operations;
our dependence on the continued services and performance of our senior management and other key employees;
ineffective operations of our solutions when accessed through mobile devices;
changes to technologies used in our platform or new versions or upgrades of operating systems and internet browsers;
the impact of worldwide economic conditions, including the resulting effect on spending by small and medium-sized  businesses ("SMBs") or their
buyers;
potential claims by third parties of intellectual property infringement;
our potential inability to obtain, maintain and protect our intellectual property rights and proprietary information or prevent third parties from making
unauthorized use of our technology;
our use of open source software;
our potential inability to generate traffic to our website through search engines and social networking sites;
activities of merchants or partners or the content of merchants' shops;
acquisitions and investments;
seasonal fluctuations;
our  reliance  on  computer  hardware,  purchased  or  leased,  software  licensed  from  and  services  rendered  by  third  parties,  in  order  to  provide  our
solutions and run our business, sometimes by a single-source supplier;
Shopify Capital and offering financing;
our ability to successfully operate and scale Shopify Fulfillment Network;
our pricing decisions for our solutions;
provisions of our financial instruments;
our potential inability to raise additional funds as may be needed to pursue our growth strategy or continue our operations, on favorable terms or at all;
unanticipated changes in effective tax rates or adverse outcomes resulting from examination of our income or other tax returns;
new tax laws could be enacted or existing laws could be applied to us or our merchants;
being required to collect federal, state, provincial or local business taxes and sales and use taxes or other indirect taxes in additional jurisdictions or for
past sales;
our tax loss carryforwards;
our dependence upon buyers’ and merchants’ access to, and willingness to use, the internet for commerce;
ownership of our shares;
our sensitivity to interest rate fluctuations; and
our concentration of credit risk, and the ability to mitigate that risk using third parties, and the risk of inflation.

Although  we  believe  that  the  plans,  intentions,  expectations,  assumptions  and  strategies  reflected  in  our  forward-looking  statements  are  reasonable,  these
statements relate to future events or our future financial performance, and involve known and unknown risks, uncertainties and other factors which are, in some
cases,  beyond  our  control.  If  one  or  more  of  these  risks  or  uncertainties  occur,  or  if  our  underlying  assumptions  prove  to  be  incorrect,  actual  results  may  vary
significantly from those implied or projected by the forward-looking statements. No forward-looking statement is a guarantee of future results. You should read
this MD&A and the documents that we reference in this MD&A completely and with the understanding that our actual future results may be materially different
from any future results expressed or implied by these forward-looking statements.

The forward-looking statements in this MD&A represent our views as of the date of this MD&A. We anticipate that subsequent events and developments may
cause our views to change. However, while we may elect to update these forward-looking statements at some point in the future, we have no current intention of
doing so except to the extent required by applicable law. Therefore, these forward-looking statements do not represent our views as of any date other than the date
of this MD&A.

4

Overview

Shopify is a leading global commerce company, providing trusted tools to start, grow, market, and manage a retail business of any size. Shopify makes commerce
better  for  everyone  with  a  platform  and  services  that  are  engineered  for  reliability,  while  delivering  a  better  shopping  experience  for  consumers  everywhere.
Merchants use the Company's software to run their business across all of their sales channels, including web and mobile storefronts, physical retail locations, social
media storefronts, and marketplaces. The Shopify platform provides merchants with a single view of their business and customers across all of their sales channels
and enables them to manage products and inventory, process orders and payments, fulfill and ship orders, build customer relationships, source products, leverage
analytics and reporting, and access financing, all from one integrated back office.

In an era where social media, cloud computing, mobile devices, and data analytics are creating new possibilities for commerce, Shopify provides differentiated
value by offering merchants:

A multi-channel front end. Our software enables merchants to easily display, manage, and sell their products across over a dozen different sales channels, including
web and mobile storefronts, physical retail locations, pop-up shops, social media storefronts, native mobile apps, buy buttons, and marketplaces. More than two-
thirds of our merchants use two or more channels. The Shopify application program interface ("API") has been developed to support custom storefronts that let
merchants sell anywhere, in any language.

A single integrated back end. Our software provides one single integrated, easy-to-use back end that merchants use to manage their business and buyers across
these multiple sales channels. Merchants use their Shopify dashboard, which is available in 20 languages, to manage products and inventory, process orders and
payments, fulfill and ship orders, build customer relationships, source products, leverage analytics and reporting, and access financing.

A data advantage. Our software is delivered to merchants as a service, and operates on a shared infrastructure. With each new transaction processed, we grow our
data proficiency. This cloud-based infrastructure not only relieves merchants from running and securing their own hardware, it also consolidates data generated by
the  interactions  between  buyers  and  merchants’  shops,  as  well  as  those  of  our  merchants  on  the  Shopify  platform,  providing  rich  data  to  inform  both  our  own
decisions as well as those of our merchants.

Shopify also enables merchants to build their own brand, leverage mobile technology, and handle massive traffic spikes with flexible infrastructure.

Brand ownership. Shopify is designed  to help our merchants  own their brand, develop  a direct  relationship  with their buyers, and make  their buyer experience
memorable  and  distinctive.  We  recognize  that  in  a  world  where  buyers  have  more  choices  than  ever  before,  a  merchant’s  brand  is  increasingly  important.  The
Shopify platform is designed to allow a merchant to keep their brand present in every interaction to help build buyer loyalty and competitive advantage. While our
platform  is  designed  to  empower  merchants  first,  merchants  benefit  when  buyers  are  confident  that  their  payments  are  secure.  We  believe  that  an  increasing
awareness  among  buyers  that  Shopify  provides  a  superior  and  secure  checkout  experience  is  an  additional  advantage  for  our  merchants  in  an  increasingly
competitive market. For merchants using Shopify Payments, buyers are already getting a superior experience, and with our investments in additional touchpoints
with their buyers, such as retail, fulfillment, and shipping, brands that sell on Shopify can offer buyers an end-to-end, managed shopping experience that previously
was only available to much larger businesses.

Mobile.  As  ecommerce  expands  as  a  percentage  of  overall  retail  transactions,  today’s  buyers  expect  to  be  able  to  transact  anywhere,  anytime,  on  any  device
through an experience that is simple, seamless, and secure. As transactions over mobile devices represent the majority of transactions across online stores powered
by Shopify, the mobile experience is a merchant’s primary and most important interaction with online buyers. For several years Shopify has focused on enabling
mobile commerce, and the Shopify platform now includes a mobile-optimized checkout system, designed to enable merchants’ buyers to more easily buy products
over mobile websites. Our merchants are able to offer their buyers the ability to quickly and securely check out by using Shopify Pay, Apple Pay, and Google Pay
on the web, and we continue to explore other new ways to accelerate checkout. Shopify’s mobile capabilities are not limited to the front

5

end: merchants who are often on-the-go find themselves managing their storefronts via their mobile devices, as Shopify continues to strive to make it ever easier to
do so.

Infrastructure. We build our platform to address the growing challenges facing merchants with the aim of making complex tasks simple. The Shopify platform is
engineered to enterprise-level standards and functionality while being designed for simplicity and ease of use. We also design our platform with a robust technical
infrastructure  able  to  manage  large  spikes  in  traffic  that  accompany  events  such  as  new  product  releases,  holiday  shopping  seasons,  and  flash  sales.  We  are
constantly innovating and enhancing our platform, with our continuously deployed, multi-tenant architecture ensuring all of our merchants are always using the
latest technology.

This combination of ease of use with enterprise-level functionality allows merchants to start with a Shopify store and grow with our platform to almost any size.
Using  Shopify,  merchants  may  never  need  to  re-platform.  Our  Shopify  Plus  subscription  plan  was  created  to  accommodate  larger  merchants,  with  additional
functionality,  scalability  and  support  requirements.  Shopify  Plus  is  also  designed  for  larger  merchants  not  already  on  Shopify  who  want  to  migrate  from  their
expensive and complex legacy solutions and get more functionality.

A  rich  ecosystem  of  app  developers,  theme  designers  and  other  partners,  such  as  digital  and  service  professionals,  marketers,  photographers,  and  affiliates  has
evolved around the Shopify platform. Approximately 24,500 of these partners have referred merchants to Shopify over the last year, and this strong, symbiotic
relationship continues to grow. We believe this ecosystem has grown in part due to the platform’s functionality, which is highly extensible and can be expanded
through our API and the approximately 3,700 apps available in the Shopify App Store. The partner ecosystem helps drive the growth of our merchant base, which
in turn further accelerates growth of the ecosystem.

Our  mission  is  to  make  commerce  better  for  everyone,  and  we  believe  we  can  help  merchants  of  nearly  all  sizes,  from  aspirational  entrepreneurs  to  large
enterprises, and all retail verticals realize their potential at all stages of their business life cycle. While our platform can scale to meet the needs of large merchants,
we focus on selling to small and medium-sized businesses and entrepreneurs. Most of our merchants are on subscription plans that cost less than $50 per month,
which is in line with our focus of providing cost effective solutions for early stage businesses. In the year ended December 31, 2019, our platform facilitated Gross
Merchandise Volume ("GMV") of $61.1 billion, representing an increase of 48.7% from the year ended December 31, 2018. A detailed description of this metric is
presented below in the section entitled, “Key Performance Indicators”.

Our business has experienced rapid growth. During the year ended December 31, 2019 our total revenue was  $1,578.2 million, an increase of 47.0% versus the
year ended December 31, 2018. Our business model has two revenue streams: a recurring subscription component we call subscription solutions and a merchant
success-based component we call merchant solutions.

In the year ended December 31, 2019, subscription solutions revenues accounted for 40.7% of our total revenues (43.3% in the year ended December 31, 2018).
We offer a range of plans that increase in price depending on additional features and economic considerations. Our highest-end plan, Shopify Plus, is offered at a
starting rate that is several times that of our standard Shopify plans. Shopify Plus solves for the complexity of merchants as they grow and scale globally, offering
additional functionality, and support, including features like Shopify Flow and Launchpad for ecommerce automation, and dedicated account management where
appropriate. Allbirds, Gymshark, Nestle, and Staples are a few of the Shopify Plus merchants seeking a reliable, cost-effective and scalable commerce solution.
The flexibility of our pricing plans is designed to help our merchants grow in a cost-effective manner and to provide more advanced features and support as their
business needs evolve.

Revenue from subscription solutions is generated through the sale of subscriptions to our platform, including variable platform fees, and from the sale of themes,
apps, and the registration of domain names. Our merchants typically enter into monthly subscription agreements. The revenue from these agreements is recognized
over  time  on  a  ratable  basis  over  the  contractual  term  and  therefore  we  have  deferred  revenue  on  our  balance  sheet.  We  do  not  consider  this  deferred  revenue
balance to be a good indicator of future revenue. Instead, we believe Monthly Recurring Revenue ("MRR") is most closely correlated with the long-term value of
our  merchant  relationships.  Subscription  solutions  revenues  increased  from  $465.0 million in  the  year  ended  December 31, 2018 to  $642.2 million in  the  year
ended December 31,

6

2019,  representing  an  increase  of  38.1%.  As  of  December  31,  2019,  MRR  totaled  $53.9  million,  representing  an  increase  of  31.7% relative  to  MRR  at
December 31, 2018. Subscription solutions revenue has been growing at a faster rate than MRR due to apps and platform fees increasing as a percentage of total
subscription solutions. A detailed description of this metric is presented below in the section entitled, "Key Performance Indicators". The number of merchants on
our platform has grown from approximately 820,000 as at December 31, 2018 to approximately 1,069,000 as at December 31, 2019.

We  offer  a  variety  of  merchant  solutions  that  are  designed  to  add  value  to  our  merchants  and  augment  our  subscription  solutions.  During  the  year ended
December 31, 2019, merchant solutions revenues accounted for 59.3% of total revenues (56.7% in the year ended  December 31, 2018). We principally generate
merchant solutions revenues from payment processing fees from Shopify Payments. Shopify Payments is a fully integrated payment processing service that allows
our merchants to accept and process payment cards online and offline. In addition to payment processing fees from Shopify Payments, we also generate merchant
solutions revenue from Shopify Shipping, other transaction services, referral fees, the sale of Point-of-Sale (POS) hardware, Shopify Capital, Shopify Fulfillment
Network, and collaborative warehouse fulfillment solutions following the acquisition of 6RS. Our merchant solutions revenues are directionally correlated with the
level of GMV that our merchants process through our platform. Merchant solutions revenues increased from $608.2 million in the year ended December 31, 2018
to $935.9 million in the year ended December 31, 2019, representing an increase of 53.9%.

Our  business  model  is  driven  by  our  ability  to  attract  new  merchants,  retain  revenue  from  existing  merchants,  and  increase  sales  to  both  new  and  existing
merchants. Our merchants represent a wide array of retail verticals and business sizes and no single merchant has ever represented more than five percent of our
total revenues in a single reporting period. We believe that our future success is dependent on many factors, including our ability to expand our merchant base,
retain merchants as they grow their businesses on our platform, offer more sales channels that connect merchants with their specific target audience, develop new
solutions  to  extend  our  platform’s  functionality  and  catalyze  merchants’  sales  growth,  enhance  our  ecosystem  and  partner  programs,  provide  a  high  level  of
merchant support, hire, retain and motivate qualified personnel, and build with a focus on maximizing long-term value.

We have focused on rapidly growing our business and plan to continue making investments to drive future growth. We believe that our investments will increase
our revenue base, improve the retention of this base and strengthen our ability to increase sales to our merchants.

Consistent with investing for the long-term, we announced in June 2019, at our annual partner conference, that we expect to spend approximately $1B over five
years to build and operate Shopify Fulfillment Network, a network of fulfillment centers dispersed across the United States, to help ensure merchants’ orders are
delivered to buyers quickly and cost-effectively. We expect Shopify Fulfillment Network is well positioned to improve supply chain economics and delivery for
merchants by leveraging our scale with deep machine learning tools, including demand forecasting, smart inventory allocation across warehouses and intelligent
order routing.

On October 17, 2019, we completed the acquisition of 6RS, a company based in Waltham, Massachusetts, United States, that provides collaborative warehouse
fulfillment solutions. By adding 6RS' cloud-based software and collaborative mobile robots, we gained a leadership team with experience in fulfillment; expanded
our addressable market to include warehouse automation; and intend to accelerate the development of Shopify Fulfillment Network.

7

Key Performance Indicators

Key performance indicators, which we do not consider to be non-GAAP measures, that we use to evaluate our business, measure our performance, identify trends
affecting our business, formulate financial projections and make strategic decisions include Monthly Recurring Revenue ("MRR") and Gross Merchandise Volume
("GMV"). Our key performance indicators may be calculated in a manner different than similar key performance indicators used by other companies.

The following table shows MRR and GMV for the years ended December 31, 2019 and 2018.

Monthly Recurring Revenue

Gross Merchandise Volume

Monthly Recurring Revenue

Years ended December 31,

2019

2018

(in thousands)

$

$

53,898   $

40,932

61,138,457   $

41,103,238

We calculate MRR at the end of each period by multiplying the number of merchants who have subscription plans with us at the period end date by the average
monthly subscription plan fee, which excludes variable platform fees, in effect on the last day of that period, assuming they maintain their subscription plans the
following month. MRR allows us to average our various pricing plans and billing periods into a single, consistent number that we can track over time. We also
analyze  the  factors  that  make  up  MRR,  specifically  the  number  of  paying  merchants  using  our  platform  and  changes  in  our  average  revenue  earned  from
subscription plan fees per paying merchant. In addition, we use MRR to forecast monthly, quarterly and annual subscription plan revenue, which makes up the
majority of our subscriptions solutions revenue. We had $53.9 million of MRR as at December 31, 2019 compared to $40.9 million as at December 31, 2018.

Gross Merchandise Volume

GMV is the total dollar value of orders facilitated through our platform and on certain apps and channels for which a revenue-sharing arrangement is in place in the
period, net of refunds, and inclusive of shipping and handling, duty and value-added taxes. GMV does not represent revenue earned by us. However, the volume of
GMV facilitated through our platform is an indicator of the success of our merchants and the strength of our platform. Our merchant solutions revenues are also
directionally correlated with the level of GMV facilitated through our platform. For the years ended December 31, 2019 and 2018, we facilitated GMV of $61.1
billion and $41.1 billion, respectively. For merchants on the platform for 12 months or more, the average monthly year-over-year GMV growth was 21% (2018 -
24%).

Factors Affecting the Comparability of Our Results

Change in Revenue Mix

As a result of the continued growth of Shopify Payments, transaction fees, revenue sharing agreements, Shopify Capital, and Shopify Shipping, our revenues from
merchant solutions have generally increased significantly. Merchant solutions are intended to complement subscription solutions by providing additional value to
our merchants and increasing their use of our platform. Gross profit margins on Shopify Payments, the biggest driver of merchant solutions revenue, are typically
lower than on subscription solutions due to the associated third-party costs of providing this solution. We view this revenue stream as beneficial to our operating
margins, as Shopify Payments requires significantly less sales and marketing and research and development expense than Shopify’s core subscription business. We
expect to see our gross margin percentage of merchant solutions decline in the short term as we develop Shopify Fulfillment Network and 6RS. The lower margins
on merchant solutions compared to subscription solutions means that the continued growth of merchant solutions may cause a decline in our overall gross margin
percentage.

8

 
 
 
 
Seasonality

Our merchant solutions revenues are directionally correlated with the level of GMV that our merchants facilitated through our platform. Our merchants typically
process  additional  GMV  during  the  fourth  quarter  holiday  season.  As a  result,  we have  historically  generated  higher  merchant  solutions  revenues  in  our  fourth
quarter than in other quarters. While we believe that this seasonality has affected and will continue to affect our quarterly results, our rapid growth has largely
masked seasonal trends to date. As a result of the continued growth of our merchant solutions offerings, we believe that our business may become more seasonal in
the future and that historical patterns in our business may not be a reliable indicator of our future performance.

Foreign Currency Fluctuations

While most of our revenues are denominated in USD, a significant portion of our operating expenses are incurred in CAD. As a result, our results of operations
will be adversely impacted by an increase in the value of the CAD relative to the USD. In addition, a portion of Shopify Payments revenue is based on the local
currency of the country in which the applicable merchant is located and these transactions expose us to currency fluctuations to the extent non-USD based payment
processing and other merchant solutions revenues increase. Refer to the "Quantitative and Qualitative Disclosures about Market Risk—Foreign Currency Exchange
Risk" section below for additional information on the effect on reported results of changes in foreign exchange rates.

Key Components of Results of Operations

Revenues

We derive revenues from subscription solutions and merchant solutions.

Subscription Solutions

We  principally  generate  subscription  solutions  revenues  through  the  sale  of  subscriptions  to  our  platform,  including  variable  platform  fees.  We  also  generate
associated subscription solutions revenues from the sale of themes, apps, and the registration of domain names.

We offer subscription plans with various price points, from entry level plans to Shopify Plus, a plan for merchants with higher-volume sales that offers additional
functionality, scalability and support. Our subscription plans typically have a one-month term, although a small number of our merchants have annual or multi-year
subscription terms. Subscription terms automatically renew unless notice of cancellation is provided in advance. Merchants purchase subscription plans directly
from  us.  Subscription  fees  for  all  plans,  except  Shopify  Plus,  are  paid  to  us  at  the  start  of  the  applicable  subscription  period,  regardless  of  the  length  of  the
subscription period. Shopify Plus plans are billed in arrears. For subscription fees that are received in advance of providing the related services, we record deferred
revenue  on  our  consolidated  balance  sheet  for  the  unearned  revenue  and  recognize  revenue  over  time  on  a  ratable  basis  over  the  contractual  term.  These
subscription fees are non-refundable.

We  also  generate  additional  subscription  solutions  revenues  from  merchants  that  have  subscription  plans  with  us  through  the  sale  of  themes,  apps,  and  the
registration  of domain names. Revenues from the sale of themes and apps are recognized  at the time of the transaction. The right to use domain names is sold
separately and is recognized on a ratable basis over the contractual term, which is typically an annual term. Revenues from the sale of apps are recognized net of
amounts attributable to the third-party app developers, while revenues from the sale of themes and domains are recognized on a gross basis. Revenues from the sale
of themes, apps, and the registration of domain names have been classified within subscription solutions on the basis that they are typically sold at the time the
merchant  enters  into  the  subscription  arrangement  or  because  they  are  charged  on  a  recurring  basis.  Revenues  from  variable  platform  fees  are  based  on  the
merchants' volume of sales and recognized as revenue when we have a right to invoice. They are classified within subscription solutions because they represent a
variable component of the merchants' subscription fee.

9

Merchant Solutions

We  generate  merchant  solutions  revenues  from  payment  processing  fees  from  Shopify  Payments,  transaction  fees,  referral  fees  from  partners,  Shopify  Capital,
Shopify Shipping, Shopify Fulfillment Network, warehouse fulfillment solutions following the acquisition of 6RS, and the sale of POS hardware.

The significant majority of merchant solutions revenues are generated from Shopify Payments. Revenue from processing payments is recognized at the time of the
transaction. For Shopify Payments transactions, fees are determined based in part on a percentage of the dollar amount processed plus a per transaction fee, where
applicable.

For  subscription  plans  where  the  merchant  does  not  sign  up  for  Shopify  Payments,  we  typically  charge  a  transaction  fee  based  on  a  percentage  of  GMV  sold
through the platform. We bill our merchants for transaction fees at the end of a 30-day billing cycle or when predetermined billing thresholds are surpassed. Any
fees that have not been billed are accrued as an unbilled receivable at the end of the reporting period.

We also generate merchant solutions revenues in the form of referral fees from partners to which we direct business and with which we have an arrangement in
place.  Pursuant  to  terms  of  the  agreements  with  our  partners,  these  revenues  can  be  recurring  or  non-recurring.  Where  the  agreement  provides  for  recurring
payments to us, we typically earn revenues so long as the merchant that we have referred to the partner continues to use the services of the partner. Non-recurring
revenues generally take the form of one-time payments that we receive when we initially refer the merchant to the partner. In either case, we recognize referral
revenues when we are entitled to receive payment from the partner pursuant to the terms of the underlying agreement.

Shopify  Capital,  a  merchant  cash  advance  ("MCA")  and  loan  program  for  eligible  merchants,  is  offered  in  the  United  States  to  help  eligible  merchants  secure
financing and accelerate the growth of their business by providing access to simple, fast, and convenient working capital. We apply underwriting criteria prior to
purchasing the eligible merchant's future receivables or making a loan to help ensure collectibility. Under Shopify Capital, we purchase a designated amount of
future receivables at a discount or make a loan. The advance, or the loan, is forwarded to the merchant at the time the related agreement is entered into, and the
merchant remits a fixed percentage of their daily sales until the outstanding balance has been remitted.  For Shopify Capital MCA's, we apply a percentage of the
remittances  collected  against  the  merchant's  receivable  balance,  and  a  percentage,  which  is  related  to  the  discount,  as  merchant  solutions  revenue.  For  Shopify
Capital loans, because there is a fixed maximum repayment term, we calculate an effective interest rate based on the merchant's expected future payment volume to
determine how much of a merchant's repayment to recognize as revenue and how much to apply against the merchant's receivable  balance. We have mitigated
some of the risks associated with Shopify Capital by entering into an agreement with a third party to insure some of the MCA's offered by Shopify Capital.

Shopify  Shipping  allows  merchants  to  buy  and  print  outbound  and  return  shipping  labels  and  track  orders  directly  within  the  Shopify  platform.  We  bill  our
merchants  when  they  have  purchased  shipping  labels  in  excess  of  predetermined  billing  thresholds,  and  any  charges  that  have  not  been  billed  are  accrued  as
unbilled  receivables  at  the  end  of  the  reporting  period.  For  Shopify  Shipping,  fees  are  determined  based  on  the  type  of  labels  purchased  or  the  arrangement
negotiated with third parties. In the case of the former, we recognize revenue from Shopify Shipping net of shipping costs, as we are the agent in the arrangement
with merchants.

Shopify Fulfillment Network is a dedicated network of fulfillment centers in the United States. Revenues related to warehouse storage are recognized over time, as
merchants receive and consume the benefits obtained from this service. The revenues related to outbound shipping, picking, packaging, and preparing orders for
shipment are recognized once the services have been rendered.

Following the acquisition of 6RS on October 17, 2019, we began offering collaborative warehouse fulfillment solutions. Revenues related to offering cloud-based
software  and  collaborative  mobile  robots  are  recognized  over  time,  over  the  contractual  term,  which  can  be  up  to  five  years.  Payments  received  in  advance  of
services being rendered are recorded as deferred revenue and recognized ratably over time, over the requisite service period.

10

In connection with Shopify POS, a sales channel that lets merchants sell their products and accept payments in-person from a mobile device, we sell compatible
hardware  products  which  are  sourced  from  third-party  vendors.  We  recognize  revenues  from  the  sale  of  POS  hardware  when  title  passes  to  the  merchant  in
accordance with the shipping terms of the sale.

For  a  discussion  of  how  we  expect  seasonal  factors  to  affect  our  merchant  solutions  revenue,  see  “Factors  Affecting  the  Comparability  of  our  Results—
Seasonality.”

Cost of Revenues

Cost of Subscription Solutions

Cost of subscription solutions consists primarily of costs associated with billing processing fees and operations and merchant support expenses. Operations and
merchant support expenses include third-party infrastructure and hosting costs, personnel-related costs directly associated with operations and merchant support,
including  salaries,  benefits  and  stock-based  compensation,  as  well  as  allocated  overhead.  Overhead  associated  with  facilities,  information  technology  and
depreciation is allocated to our cost of revenues and operating expenses based on headcount.

Additionally, cost of subscription solutions includes costs we are required to pay to third-party developers in connection with sales of themes. Our paid themes are
primarily designed by third-party developers who earn fees for each theme sold by us.

Also included as cost of subscription solutions are domain registration fees and amortization of internal use software relating to the capitalized costs associated
with the development of the platform and data infrastructure.

We expect that cost of subscription solutions will increase in absolute dollars as we continue to invest in growing our business, and as the number of merchants
utilizing the platform increases along with the costs of supporting those merchants. Over time, we expect that our subscription solutions gross margin percentage
will fluctuate modestly based on the mix of subscription plans that our merchants select and the timing of expenditures related to infrastructure expansion projects.

Cost of Merchant Solutions

Cost of merchant solutions primarily consists of costs that we incur when transactions are processed using Shopify Payments, such as credit card interchange and
network fees (charged by credit card providers such as Visa, MasterCard and American Express) as well as third-party processing fees. Cost of merchant solutions
also  consists  of  third-party  infrastructure  and  hosting  costs  and  operations  and  merchant  support  expenses,  including  personnel-related  costs  directly  associated
with merchant solutions such as salaries, benefits and stock-based compensation, as well as allocated overhead. Overhead associated with facilities, information
technology and depreciation is allocated to our cost of revenues and operating expenses based on headcount.

Cost of merchant solutions also includes amortization  of capitalized  software development costs and acquired intangible assets, the latter relating mostly to the
acquired 6RS technology. In addition, we incur costs associated with warehouse storage, outbound shipping, picking, packaging, and the preparation of orders for
shipment as part of the Shopify Fulfillment Network offering; costs associated with 6RS for materials and third-party manufacturing for those fulfillment robots
sold to customers rather than leased to customers, which are capitalized and depreciated into cost of revenues; and costs associated with POS hardware, such as the
cost of acquiring the hardware inventory, including hardware purchase price and expenses associated with our use of a third-party fulfillment company, shipping
and handling.

We expect that the cost of merchant solutions will increase in absolute dollars in future periods as the number of merchants utilizing these solutions increases, the
volume processed also grows, and we continue to expand Shopify Payments internationally. We expect to see our gross margin percentage of merchant solutions
decline in the short term as we develop Shopify Fulfillment Network and 6RS collaborative warehouse fulfillment solutions.

11

Operating Expenses

Sales and Marketing

Sales and marketing expenses consist primarily of marketing programs, partner referral payments related to merchant acquisitions, costs associated with partner
and developer conferences, employee-related expenses for marketing, business development and sales, as well as the portion of merchant support required for the
onboarding  of  prospective  new  merchants.  Other  costs  within  sales  and  marketing  include  travel-related  expenses  and  corporate  overhead  allocations.  Costs  to
acquire merchants are expensed as incurred, however, contract costs associated with Plus merchants are amortized over the expected life of their relative contract.
We plan to continue to expand sales and marketing efforts to attract new merchants, retain revenue from existing merchants and increase revenues from both new
and existing merchants. This growth will include adding sales personnel and expanding our marketing activities to continue to generate additional leads and build
brand awareness. Sales and marketing expenses are expected to increase in absolute dollars but over time, we expect sales and marketing expenses will eventually
decline as a percentage of total revenues.

Research and Development

Research and development expenses consist primarily of employee-related expenses for product management, product development, product design, data analytics,
contractor  and  consultant  fees  and  corporate  overhead  allocations.  We  continue  to  focus  our  research  and  development  efforts  on  adding  new  features  and
solutions,  and  increasing  the  functionality  and  enhancing  the  ease  of  use  of  our  platform.  While  we  expect  research  and  development  expenses  to  increase  in
absolute dollars as we continue to increase the functionality of our platform, over the long term we expect our research and development expenses will eventually
decline as a percentage of total revenues.

General and Administrative

General  and  administrative  expenses  consist  of  employee-related  expenses  for  finance  and  accounting,  legal,  administrative,  human  relations  and  IT  personnel,
professional services fees, sales and use and other value added taxes, insurance, expected and actual losses related to Shopify Payments and Shopify Capital, other
corporate  expenses  and  corporate  overhead  allocations.  We  expect  that  general  and  administrative  expenses  will  increase  on  an  absolute  dollar  basis  but  may
decrease as a percentage of total revenues as we focus on processes, systems and controls to enable our internal support functions to scale with the growth of our
business.

Other Income (Expenses)

Other income (expenses) consists primarily of transaction gains or losses on foreign currency and interest income net of interest expense.

12

 
 
Results of Operations

The following table sets forth our consolidated statement of operations for the years ended December 31, 2019, 2018, and 2017.

Years ended December 31,

2019

2018

2017

(in thousands, except share and per share data)

Revenues:

Subscription solutions

Merchant solutions

Cost of revenues(1)(2):

Subscription solutions

Merchant solutions

Gross profit

Operating expenses:

Sales and marketing(1)(2)

Research and development(1)(2)

General and administrative(1)

Total operating expenses

Loss from operations

Other income

Loss before income taxes

Provision for income taxes

Net loss

Basic and diluted net loss per share attributable to shareholders

Weighted average shares used to compute net loss per share attributable to shareholders

(1) Includes stock-based compensation expense and related payroll taxes as follows:

Cost of revenues

Sales and marketing

Research and development

General and administrative

(2) Includes amortization of acquired intangibles as follows:

Cost of revenues

Sales and marketing

Research and development

13

$

642,241  

$

464,996  

$

935,932  

1,578,173  

608,233  

1,073,229  

128,155  

584,375  

712,530  

865,643  

472,841  

355,015  

178,934  

1,006,790  

(141,147)  

45,332  

(95,815)  

29,027  

100,990  

375,972  

476,962  

596,267  

350,069  

230,674  

107,444  

688,187  

(91,920)  

27,367  

(64,553)  

—  

(124,842)  

(1.10)  

$

$

(64,553)  

(0.61)  

$

$

310,031

363,273

673,304

61,267

231,784

293,051

380,253

225,694

135,997

67,719

429,410

(49,157)

9,162

(39,995)

—

(39,995)

(0.42)

113,026,424  

105,671,839  

95,774,897

Years ended December 31,

2019

2018

(in thousands)

2017

4,090  

$

2,441  

$

38,167  

104,645  

29,861  

24,056  

59,575  

17,690  

176,763  

$

103,762  

$

1,281

9,876

34,560

9,485

55,202

Years ended December 31,

2019

2018

(in thousands)

2017

9,624  

$

4,914  

$

283  

232  

—  

—  

10,139  

$

4,914  

$

3,101

—

—

3,101

$

$

$

$

$

$

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table sets forth our consolidated statement of operations as a percentage of total revenues for the years ended December 31, 2019, 2018, and 2017.

Revenues

Subscription solutions

Merchant solutions

Cost of revenues

Subscription solutions

Merchant solutions

Gross profit

Operating expenses

Sales and marketing

Research and development

General and administrative

Total operating expenses

Loss from operations

Other income

Loss before income taxes

Provision for income taxes

Net loss

Years ended December 31,

2019

2018

2017

40.7 %  

59.3 %  

100.0 %  

8.1 %  

37.0 %  

45.1 %  

54.9 %  

30.0 %  

22.5 %  

11.3 %  

63.8 %  

(8.9)%  

2.9 %  

(6.0)%  

1.9 %  

(7.9)%  

43.3 %  

56.7 %  

100.0 %  

9.4 %  

35.0 %  

44.4 %  

55.6 %  

32.6 %  

21.5 %  

10.0 %  

64.1 %  

(8.5)%  

2.5 %  

(6.0)%  

0.0 %  

(6.0)%  

46.0 %

54.0 %

100.0 %

9.1 %

34.4 %

43.5 %

56.5 %

33.5 %

20.2 %

10.1 %

63.8 %

(7.3)%

1.4 %

(5.9)%

0.0 %

(5.9)%

The following table sets forth our consolidated revenues by geographic location for the years ended December 31, 2019, 2018, and 2017, based on the location of
our merchants.

Revenues:

Canada

United States

United Kingdom

Australia

Rest of World

Total Revenues

Years ended December 31,

2019

2018

(in thousands)

2017

$

$

96,168  

$

70,774  

$

1,079,520  

103,498  

68,571  

230,416  

755,454  

69,596  

47,937  

129,468  

1,578,173  

$

1,073,229  

$

48,107

478,286

44,590

31,625

70,696

673,304

The following table sets forth our consolidated revenues by geographic location as a percentage of total revenues for the years ended December 31, 2019, 2018,
and 2017, based on the location of our merchants.

Revenues:

Canada

United States

United Kingdom

Australia

Rest of World

Total Revenues

Years ended December 31,

2019

2018

2017

6.1%  

68.4%  

6.6%  

4.3%  

14.6%  

100.0%  

6.6%  

70.4%  

6.5%  

4.5%  

12.0%  

100.0%  

7.2%

71.0%

6.6%

4.7%

10.5%

100.0%

14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Discussion of the Results of Operations for the years ended December 31, 2019, 2018, and 2017

Revenues

Revenues:

Subscription solutions

Merchant solutions

Percentage of revenues:

Subscription solutions

Merchant solutions

Total revenues

Subscription Solutions

Years ended December 31,

2019

2018

2017

2019 vs 2018

% Change

2018 vs 2017

% Change

(in thousands, except percentages)

$

$

642,241

935,932

1,578,173

$

$

464,996

608,233

1,073,229

$

$

310,031

363,273

673,304

38.1%  

53.9%  

47.0 %  

50.0%

67.4%

59.4 %

40.7 %  

59.3 %  

100.0 %  

43.3 %  

56.7 %  

100.0 %  

46.0 %  

54.0 %  

100.0 %  

Subscription solutions revenues increased $177.2 million, or 38.1%, for the year ended December 31, 2019 compared to the same period in  2018. Subscription
solutions revenues increased $155.0 million, or 50.0%, for the year ended December 31, 2018 compared to the same period in 2017. The increase in both periods
was primarily a result of growth in MRR driven by the higher number of merchants using our platform.

Merchant Solutions

Merchant solutions revenues increased $327.7 million, or 53.9%, for the year ended December 31, 2019 compared to the same period in  2018. The increase in
merchant solutions revenues was primarily a result of Shopify Payments revenue growing by $239.6 million, or 53.3%, in 2019 compared to the same period in
2018. This increase was a result of an increase in the number of merchants using our platform, continued expansion into new geographical regions, and an increase
in adoption of Shopify Payments by our merchants, which drove $9.1 billion of additional GMV facilitated using Shopify Payments in 2019 compared to the same
period in 2018. For the year ended December 31, 2019, the Shopify Payments penetration rate was 42.1%, resulting in GMV of $25.7 billion that was facilitated
using Shopify Payments. This compares to a penetration rate of 40.4%, resulting in GMV of $16.6 billion that was facilitated using Shopify Payments in the same
period in 2018. As at December 31, 2019 Shopify Payments adoption among our merchants was as follows: United States, 91%; Canada, 90%; Australia, 89%;
United Kingdom, 88%; Ireland, 84%; New Zealand, 76%; and other countries where Shopify Payments is available, 70%.

In addition to the increase in revenue from Shopify Payments, revenue from transaction fees, referral fees from partners, Shopify Capital, and Shopify Shipping
increased during the year ended December 31, 2019 compared to the same period in 2018, as a result of the increase in GMV facilitated through our platform.

Merchant solutions revenues increased $245.0 million, or 67.4%, for the year ended December 31, 2018 compared to the same period in  2017. The increase in
merchant  solutions revenues was primarily  a result of Shopify Payments revenue growing by $176.0 million,  or 64.4%. Additionally,  revenue from transaction
fees, referral fees from partners, Shopify Capital, and Shopify Shipping increased for the year ended December 31, 2018 compared to the same period in 2017.

15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cost of Revenues

Cost of revenues:

Cost of subscription solutions

Cost of merchant solutions

Total cost of revenues

Percentage of revenues:

Cost of subscription solutions

Cost of merchant solutions

Cost of Subscription Solutions

Years ended December 31,

2019

2018

2017

2019 vs 2018

% Change

2018 vs 2017

% Change

(in thousands, except percentages)

$

$

128,155

584,375

712,530

$

$

100,990

375,972

476,962

$

$

61,267

231,784

293,051

26.9 %  

55.4 %  

49.4 %  

64.8 %

62.2 %

62.8 %

8.1 %  

37.0 %  

45.1 %  

9.4 %  

35.0 %  

44.4 %  

9.1 %  

34.4 %  

43.5 %  

Cost of subscription solutions increased $27.2 million, or 26.9%, for the year ended December 31, 2019 compared to the same period in  2018. The increase was
primarily  due to higher  third-party  infrastructure  and hosting  costs. The increase  was also due to an increase  in costs necessary  to support a greater  number  of
merchants  using  our  platform,  resulting  in  an  increase  in:  credit  card  fees  for  processing  merchant  billings,  employee-related  costs,  amortization  of  technology
related  to  enhancing  our  platform,  payments  to  third-party  partners  for  the  registration  of  domain  names,  and  payments  to  third-party  theme  developers.  As  a
percentage of revenues, costs of subscription solutions decreased from 9.4% in  2018 to  8.1% in  2019 due to a decrease in third-party infrastructure and hosting
costs and employee-related costs as a percentage of revenue in 2019.

Cost of subscription solutions increased $39.7 million, or 64.8%, for the year ended December 31, 2018 compared to the same period in  2017. The increase was
primarily due to higher third-party infrastructure and hosting costs as well as higher employee-related costs.

Cost of Merchant Solutions

Cost of merchant solutions increased $208.4 million, or 55.4%, for the year ended December 31, 2019 compared to the same period in  2018. The increase was
primarily due to the increase in GMV facilitated through Shopify Payments, which resulted in higher payment processing and interchange fees. The increase was
also due to higher amortization, largely related to the technology resulting from the 6RS acquisition, higher product costs associated with expanding our product
offerings and higher credit card fees for processing merchant billings. Cost of merchant solutions as a percentage of revenues increased from 35.0% in  2018 to
37.0% in 2019, mainly as a result of Shopify Payments representing a larger percentage of total revenue.

Cost of merchant solutions increased $144.2 million, or 62.2%, for the year ended December 31, 2018 compared to the same period in  2017. The increase was
primarily due to the increase in GMV facilitated through Shopify Payments, which resulted in payment processing fees, including interchange fees, increasing for
the year ended December 31, 2018 as compared to the same period in 2017.

Gross Profit

Years ended December 31,

2019

2018

2017

2019 vs 2018

% Change

2018 vs 2017

% Change

(in thousands, except percentages)

Gross profit

Percentage of total revenues

$

865,643

$

596,267

$

380,253

45.2 %  

56.8 %

54.9 %  

55.6 %  

56.5 %  

Gross profit increased $269.4 million, or 45.2%, for the year ended December 31, 2019 compared to the same period in  2018. As a percentage of total revenues,
gross profit decreased from 55.6% in the year ended December 31, 2018 to 54.9% in the year ended December 31, 2019, due to Shopify Payments representing a
larger percentage of total revenue and an increase in amortization of technology related to the 6RS acquisition as well as other platform enhancements. This was
partly offset by lower third-party infrastructure and hosting costs and employee-related costs as a percentage

16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
of revenues as well as the relative growth of higher-margin merchant solutions products, namely Shopify Capital and referral fees from partners.

Gross profit increased $216.0 million, or 56.8%, for the year ended December 31, 2018 compared to the same period in  2017. As a percentage of total revenues,
gross profit decreased from 56.5% in the year ended December 31, 2017 to 55.6% in the year ended December 31, 2018, due to Shopify Payments representing a
larger percentage of total revenue, increasing the functionality and flexibility of our hosting infrastructure, and higher product costs associated with expanding our
product offerings. This was partly offset by the relative growth of higher-margin merchant solutions products, namely referral fees from partners, Shopify Capital,
and Shopify Shipping.

Operating Expenses

Sales and Marketing

Years ended December 31,

2019

2018

2017

2019 vs 2018

% Change

2018 vs 2017

% Change

(in thousands, except percentages)

Sales and marketing

Percentage of total revenues

$

472,841

$

350,069

$

225,694

35.1 %  

55.1 %

30.0 %  

32.6 %  

33.5 %  

Sales and marketing expenses increased $122.8 million, or 35.1%, for the year ended December 31, 2019 compared to the same period in 2018, due to an increase
of $70.4 million in expenditures on marketing programs to support the growth of our business, such as advertisements on search engines and social media, brand
campaigns,  event  sponsorships  and  payments  to  partners.  Employee-related  costs  increased  $48.7  million  ($14.1  million  of  which  related  to  stock-based
compensation  and  related  payroll  taxes)  to  support  the  growth  of  the  business  including  in  Shopify  Plus  and  International  operations.  Computer  hardware  and
software costs increased by $3.7 million, largely due to the growth in sales and marketing headcount.

Sales and marketing expenses increased $124.4 million, or 55.1%, for the year ended December 31, 2018 compared to the same period in 2017, primarily due to an
increase of $80.7 million in employee-related costs. In addition to employee-related costs, marketing costs increased by $39.7 million and computer hardware and
software costs increased by $4.0 million.

Research and Development

Years ended December 31,

2019

2018

2017

2019 vs 2018

% Change

2018 vs 2017

% Change

(in thousands, except percentages)

Research and development

Percentage of total revenues

$

355,015

$

230,674

$

135,997

53.9 %  

69.6 %

22.5 %  

21.5 %  

20.2 %  

Research and development expenses increased $124.3 million, or 53.9%, for the year ended December 31, 2019 compared to the same period in  2018, due to an
increase of $114.4 million in employee-related costs ($45.1 million of which related to stock-based compensation and related payroll taxes), a $7.4 million increase
in  computer  hardware  and  software  costs,  and  a  $2.5  million  increase  in  professional  services  fees,  all  as  a  result  of  growth  in  our  research  and  development
employee base and expanded development programs.

Research and development expenses increased $94.7 million, or 69.6%, for the year ended December 31, 2018 compared to the same period in  2017, due to an
increase  of  $89.6  million  in  employee-related  costs,  an  increase  of  $3.1  million  in  computer  hardware  and  software  costs,  and  a  $2.0  million  increase  in
professional services fees, all as a result of growth in our research and development employee base and expanded development programs.

17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
General and Administrative

Years ended December 31,

2019

2018

2017

2019 vs 2018

% Change

2018 vs 2017

% Change

(in thousands, except percentages)

General and administrative

Percentage of total revenues

$

178,934

$

107,444

$

67,719

66.5 %  

58.7 %

11.3 %  

10.0 %  

10.1 %  

General and administrative expenses increased $71.5 million, or 66.5%, for the year ended December 31, 2019 compared to the same period in  2018, due to an
increase of $28.7 million in employee-related costs ($12.2 million of which related to stock-based compensation and related payroll taxes), a $14.9 million increase
in finance costs, which include an estimated net liability for non-recurring HST payable to the Government of Canada in the amount of $8.1 million related to 2019
and prior years, sales and use and other value added taxes, insurance, and bank fees, a $9.0 million increase in Shopify Payments losses driven by increased GMV
processed through Shopify Payments, a $8.6 million increase in losses and insurance related to Shopify Capital driven by an expansion of our Capital offerings and
programs, a $6.9 million increase in professional services fees for legal and tax services, including those related to our international expansion and the growth of
our business, a $1.8 million increase in computer and software costs, and a $1.6 million increase in general bad debt expense.

General and administrative expenses increased $39.7 million, or 58.7%, for the year ended December 31, 2018 compared to the same period in  2017, due to an
increase  of  $30.3  million  in  employee-related  costs,  a  $4.5  million  increase  in  professional  services  fees  for  legal  and  tax  services,  a  $4.0  million  increase  in
finance costs, which includes insurance, sales and use and other value added taxes, and a $1.7 million increase in computer and software costs.

Other Income (Expenses)

Years ended December 31,

2019

2018

2017

2019 vs 2018

% Change

2018 vs 2017

% Change

(in thousands, except percentages)

Other income (expenses), net

$

45,332  

$

27,367  

$

9,162  

*

*

* Not a meaningful comparison

In the year ended December 31, 2019 we had other income of $45.3 million compared to other income of $27.4 million in the same period in 2018, an increase of
$17.9  million.  The  increase  was  driven  primarily  by  $18.7  million  higher  interest  income  from  investments  due  to  our  higher  cash,  cash  equivalents,  and
marketable securities balances. The remaining difference is from foreign exchange losses.

Other income increased by $18.2 million in the year ended  December 31, 2018 compared to the same period in  2017. The increase was driven primarily by an
increase in interest income from investments of $21.6 million. The remaining difference is from foreign exchange losses.

Provision for Income Taxes

Provision for income taxes

$

29,027  

$

—  

$

—  

*

*

Years ended December 31,

2019

2018

2017

2019 vs 2018

% Change

2018 vs 2017

% Change

(in thousands, except percentages)

* Not a meaningful comparison

In  July  2019,  we  formally  established  our  EMEA  headquarters  in  Ireland  and  our  Asia-Pacific  headquarters  in  Singapore.  As  a  result  of  these  actions,  we
transferred  regional  relationship  and  territory  rights  from  our  Canadian  entity  to  enable  each  regional  headquarters  to  develop  and  maintain  merchant  and
commercial operations within its respective region, while keeping the ownership of all of the current developed technology within Canada. These transfers reflect
the growing proportion of our business occurring internationally and resulted in a one-time capital gain. As a result of the

18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
capital gain, ongoing operations, the recognition of deferred tax assets and liabilities, and the utilization of all applicable credits and other tax attributes, including
loss carryforwards, we have a provision for income taxes of $29.0 million in the year ended December 31, 2019.

Profit (Loss)      

Net loss

Basic and diluted net loss per share attributable

to shareholders

Weighted average shares used to compute
basic and diluted net loss per share
attributable to shareholders

* Not a meaningful comparison

Years ended December 31,

2019

2018

2017

2019 vs 2018

% Change

2018 vs 2017

% Change

(in thousands, except share and per share data)

$

$

(124,842)  

(1.10)  

$

$

(64,553)  

(0.61)  

$

$

(39,995)  

   *

   *

(0.42)  

113,026,424  

105,671,839  

95,774,897  

Basic and diluted net loss per share attributable to shareholders for the year ended December 31, 2019 increased by $(0.49) compared to the same period in 2018.
This is due to our continued investments, which aim to increase our revenue base, improve the retention of this base, and strengthen our ability to increase sales to
our merchants in order to drive future growth as well as the implementation of our global expansion plan, which resulted in a provision for income taxes. Basic and
diluted net loss per share attributable to shareholders for the year ended December 31, 2018 increased by $(0.19) compared to the same period in 2017.

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quarterly Results of Operations

The following table sets forth our results of operations for the three months ended December 31, 2019 and 2018.

Revenues:

Subscription solutions

Merchant solutions

Cost of revenues(1)(2):

Subscription solutions

Merchant solutions

Gross profit

Operating expenses:

Sales and marketing(1)(2)

Research and development(1)(2)

General and administrative(1)

Total operating expenses

Loss from operations

Other income

Loss before income taxes

Recovery of income taxes

Net income (loss)

Basic and diluted net income (loss) per share attributable to shareholders

Weighted average shares used to compute basic and diluted net loss per share attributable to shareholders

(1) Includes stock-based compensation expense and related payroll taxes as follows:

Cost of revenues

Sales and marketing

Research and development

General and administrative

20

Three months ended December 31,

2019

2018

(in thousands, except share and per share data)

183,166   $

321,994  

505,160  

37,369  

203,900  

241,269  

263,891  

132,063  

102,753  

59,154  

293,970  

(30,079)  

11,539  

(18,540)  

(19,311)  

771   $

0.01   $

133,560

210,302

343,862

26,706

131,413

158,119

185,743

95,163

67,024

33,014

195,201

(9,458)

7,944

(1,514)

—

(1,514)

(0.01)

116,027,240  

107,734,499

Three months ended December 31,

2019

2018

(in thousands)

1,209   $

11,319  

32,361  

8,533  

53,422   $

660

6,641

16,769

5,356

29,426

$

$

$

$

$

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
(2) Includes amortization of acquired intangibles as follows:

Cost of revenues

Sales and marketing

Research and development

Revenues

Revenues:

Subscription solutions

Merchant solutions

Percentage of revenues:

Subscription solutions

Merchant solutions

Total revenues

Subscription Solutions

Three months ended December 31,

2019

2018

$

$

4,820   $

283  

58  

5,161   $

1,447

—

—

1,447

Three months ended December 31,

2019

2018

2019 vs. 2018

% Change

(in thousands, except percentages)

$

$

183,166

321,994

505,160

  $

  $

36.3 %  

63.7 %  

100.0 %  

133,560

210,302

343,862

38.8 %    

61.2 %    

100.0 %    

37.1%

53.1%

46.9 %

Subscription solutions revenues  increased  $49.6 million, or 37.1%,  for  the  three months ended December  31, 2019 compared  to  the  same  period  in  2018. The
period over period increase was primarily a result of growth in MRR, which was driven largely by the higher number of merchants using our platform.

Merchant Solutions

Merchant  solutions  revenues  increased  $111.7 million,  or  53.1%,  for  the  three  months  ended  December  31, 2019 compared  to  the  same  period  in  2018. The
increase in merchant solutions revenues was primarily a result of Shopify Payments revenue growing in the three months ended December 31, 2019 compared to
the same period in 2018. This increase  was a result  of an increase  in the  number  of merchants  using our platform,  continued  expansion  into new geographical
regions, and an increase in our Shopify Payments penetration rate, which was 42.9%, resulting in GMV of $8.9 billion that was facilitated using Shopify Payments
for the three months ended December 31, 2019. This compares to a penetration rate of 41.5% resulting in GMV of $5.8 billion that was facilitated using Shopify
Payments in the same period in 2018.

In addition to the increase in revenue from Shopify Payments, revenue from transaction fees, referral fees from partners, Shopify Capital, and Shopify Shipping
increased during the three months ended December 31, 2019 compared to the same periods in  2018, as a result of the increase in GMV facilitated  through our
platform compared to the same periods in 2018.

21

 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
   
   
Cost of Revenues

Cost of revenues:

Cost of subscription solutions

Cost of merchant solutions

Total cost of revenues

Percentage of revenues:

Cost of subscription solutions

Cost of merchant solutions

Cost of Subscription Solutions

Three months ended December 31,

2019

2018

2019 vs. 2018

% Change

(in thousands, except percentages)

$

$

37,369

  $

203,900

241,269

  $

26,706

131,413

158,119

39.9 %

55.2 %

52.6 %

7.4 %  

40.4 %  

47.8 %  

7.8 %    

38.2 %    

46.0 %    

Cost  of  subscription  solutions  increased  $10.7 million,  or  39.9%,  for  the  three  months  ended  December  31, 2019 compared  to  the  same  period  in  2018. The
increase was due to an increase in the costs necessary to support a greater number of merchants using our platform, resulting in an increase in: infrastructure and
hosting costs, employee-related costs, credit card fees for processing merchant billings, amortization of technology related to enhancing our platform, payments to
third-party partners for the registration of domain names, and payments to third-party theme developers. As a percentage of revenues, cost of subscription solutions
decreased  from  7.8% in  the  three  months  ended  December  31,  2018 to  7.4% in  the  three  months  ended  December  31,  2019 due  to  subscription  solutions
representing a smaller percentage of our total revenues.

Cost of Merchant Solutions

Cost of merchant solutions increased $72.5 million, or 55.2%, for the three months ended December 31, 2019 compared to the same period in 2018. The increase
was primarily due to higher payment processing and interchange fees resulting from an increase in GMV facilitated through Shopify Payments. The increase was
also  due  to  an  increase  in  amortization  related  to  acquired  intangibles  from  the  acquisition  of  6RS,  employee-related  costs  associated  with  6RS,  product  costs
associated  with  expanding  our  product  offerings,  credit  card  fees  for  processing  merchant  billings,  infrastructure  and  hosting  costs,  materials  and  third-party
manufacturing costs associated with 6RS and cost of POS hardware units. Cost of merchant solutions as a percentage of revenues increased from  38.2% in the
three months ended December  31, 2018 to  40.4% in the  three months ended December  31, 2019, mainly as a result of Shopify Payments representing a larger
percentage of total revenue.

Gross Profit

Gross profit

Percentage of total revenues

Three months ended December 31,

2019

2018

2019 vs. 2018

% Change

(in thousands, except percentages)

$

263,891

  $

185,743

42.1 %

52.2 %  

54.0 %    

Gross profit increased $78.1 million, or 42.1%, for the three months ended December  31, 2019 compared to the same period in  2018. As a percentage of total
revenues, gross profit decreased from 54.0% in the  three months ended December 31, 2018 to 52.2% in the  three months ended December 31, 2019, principally
due to Shopify Payments representing a larger percentage of total revenues and amortization related to acquired intangibles from the acquisition of 6RS. This was
offset by higher referral and capital revenues relative to total revenues.

22

 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
Operating Expenses

Sales and Marketing

Sales and marketing

Percentage of total revenues

Three months ended December 31,

2019

2018

2019 vs. 2018

% Change

(in thousands, except percentages)

$

132,063

  $

26.1 %  

95,163

27.7 %    

38.8 %

Sales and marketing expenses increased $36.9 million, or 38.8%, for the three months ended December 31, 2019 compared to the same period in 2018, due to an
increase of $17.9 million in marketing programs, such as advertisements on search engines and social media, spend on brand and media, as well as payments to
partners,  all  of  which  support  the  growth  of  our  business,  an  increase  of  $17.3  million  in  employee-related  costs  ($4.7  million  of  which  related  to  stock-based
compensation and related payroll taxes), and an increase of $1.7 million related to computer hardware and software.

Research and Development

Research and development

Percentage of total revenues

Three months ended December 31,

2019

2018

2019 vs. 2018

% Change

(in thousands, except percentages)

$

102,753

  $

67,024

53.3 %

20.3 %  

19.5 %    

Research and development expenses increased $35.7 million, or 53.3%, for the three months ended December 31, 2019 compared to the same period in 2018, due
to an increase of $33.5 million in employee-related costs ($15.6 million of which related to stock-based compensation and related payroll taxes), and a $2.2 million
increase in computer hardware and software costs, all as a result of the growth in our employee base and expanded development programs.

General and Administrative

General and administrative

Percentage of total revenues

Three months ended December 31,

2019

2018

2019 vs. 2018

% Change

$

(in thousands, except percentages)

59,154

  $

11.7 %  

33,014

9.6 %    

79.2 %

General and administrative expenses increased $26.1 million, or 79.2%, for the three months ended December 31, 2019 compared to the same period in 2018, due
to an increase of $10.3 million in finance costs, which include an estimated net liability for non-recurring HST payable to the Government of Canada in the amount
of $8.1 million related to 2019 and prior years, sales and use and other value added taxes, insurance, and bank fees, a $7.7 million increase in employee-related
costs ($3.2 million of which related to stock-based compensation and related payroll taxes), a $4.3 million increase in losses and insurance costs related to Shopify
Capital driven by an expansion of our Capital offerings and programs, a $1.7 million increase in losses related to Shopify Payments driven by increased GMV
processed through Shopify Payments, a $1.4 million increase in professional services fees for legal and finance services, a $0.8 million increase in computer and
software costs, and a $0.1 million decrease in general bad debt expense.

23

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other Income (Expenses)

Other income (expenses), net

* Not a meaningful comparison

Three months ended December 31,

2019

2018

2019 vs. 2018

% Change

(in thousands, except percentages)

$

11,539   $

7,944  

*

In the three months ended December 31, 2019 we had other income of  $11.5 million, compared to other income of $7.9 million in the same period in  2018. The
increase was driven mainly by an increase in interest income of $3.0 million, primarily as a result of our increased cash, cash equivalents and marketable securities
balances. The remaining increase was due to the reduction in the foreign exchange loss of $1.3 million in 2018 to $0.7 million in 2019, resulting in an increase in
other income of $0.6 million.

Recovery of Income Taxes

Recovery of income taxes

* Not a meaningful comparison

Three months ended December 31,

2019

2018

2019 vs. 2018

% Change

(in thousands, except percentages)

$

(19,311)   $

—  

*

In  July  2019,  we  formally  established  our  EMEA  headquarters  in  Ireland  and  our  Asia-Pacific  headquarters  in  Singapore.  As  a  result  of  these  actions,  we
transferred  regional  relationship  and  territory  rights  from  our  Canadian  entity  to  enable  each  regional  headquarters  to  develop  and  maintain  merchant  and
commercial operations within its respective region, while keeping the ownership of all of the current developed technology within Canada. These transfers reflect
the growing proportion of our business occurring internationally and resulted in a one-time capital gain. As a result of the capital gain and ongoing operations we
became  taxable  and  recorded  a  provision  for  income  taxes  in  the  third  quarter  of  2019.  In  the  three months ended December  31, 2019,  operational  losses,  the
recognition of certain deferred tax assets, and other tax deductions reduced our provision for income taxes for the year by $19.3 million.

24

 
 
 
 
 
 
 
 
 
Summary of Quarterly Results

The following table sets forth selected unaudited quarterly results of operations data for each of the eight quarters ended December 31, 2019. The information for
each of these quarters has been derived from unaudited condensed consolidated financial statements that were prepared on the same basis as the audited annual
financial  statements  and,  in  the  opinion  of  management,  reflects  all  adjustments,  which  includes  only  normal  recurring  adjustments,  necessary  for  the  fair
presentation of the results of operations for these periods in accordance with U.S. GAAP. This data should be read in conjunction with our unaudited condensed
consolidated financial statements and audited consolidated financial statements and related notes for the relevant period. These quarterly operating results are not
necessarily indicative of our operating results for a full year or any future period.

Dec 31, 2019  

Sep 30, 2019  

Jun 30, 2019   Mar 31, 2019   Dec 31, 2018  

Sep 30, 2018  

Jun 30, 2018   Mar 31, 2018

(in thousands, except per share data)

Three months ended 

Revenues:

Subscription solutions

Merchant solutions

Cost of revenues:(1)(2)

Subscription solutions

Merchant solutions

Gross profit

Operating expenses:

Sales and marketing(1)(2)

Research and development(1)(2)

General and administrative(1)

Total operating expenses

Loss from operations

Other income

$

183,166   $

165,577   $

153,047

  $

140,451

  $

133,560   $

120,517   $

110,721   $

321,994  

505,160  

224,975  

390,552  

208,932

361,979

180,031

320,482

210,302  

343,862  

149,547  

270,064  

134,242  

244,963  

37,369  

203,900  

241,269  

263,891  

132,063  

102,753  

59,154  

293,970  

(30,079)

11,539  

33,263   $

29,538

  $

27,985

  $

26,706   $

26,600   $

140,593  

173,856  

216,696  

116,546  

90,387  

45,421  

252,354  

(35,658)

11,212  

127,676

157,214

204,765

119,210

85,520

39,655

244,385

(39,620)

10,942

112,206

140,191

180,291

105,022

76,355

34,704

216,081

(35,790)

11,639

131,413  

158,119  

185,743  

95,163  

67,024  

33,014  

195,201  

(9,458)  

7,944  

93,737  

120,337  

149,727  

91,635  

61,629  

27,831  

181,095  

(31,368)  

8,184  

24,524  

83,484  

108,008  

136,955  

87,487  

54,305  

25,924  

167,716  

(30,761)  

6,808  

100,198

114,142

214,340

23,160

67,338

90,498

123,842

75,784

47,716

20,675

144,175

(20,333)

4,431

Loss before income taxes

Provision for (recovery of) income

taxes

Net income (loss)

Basic and diluted net income (loss) per
share attributable to shareholders

$

$

$

$

(18,540)

  $

(24,446)

  $

(28,678)

  $

(24,151)

  $

(1,514)   $

(23,184)   $

(23,953)   $

(15,902)

(19,311)

  $
771   $

48,338   $
  $

(72,784)

—   $
  $

(28,678)

—   $
  $

(24,151)

—   $
(1,514)   $

—   $
(23,184)   $

—   $
(23,953)   $

—

(15,902)

0.01   $

(0.64)

  $

(0.26)

  $

(0.22)

  $

(0.01)   $

(0.22)   $

(0.23)   $

(0.16)

(1) Includes stock-based compensation expense and related payroll taxes as follows:

Cost of revenues

Sales and marketing

Research and development

General and administrative

Three months ended 

Dec 31, 2019  

Sep 30, 2019  

Jun 30, 2019   Mar 31, 2019   Dec 31, 2018  

Sep 30, 2018  

Jun 30, 2018   Mar 31, 2018

$

$

1,209   $
11,319  
32,361  
8,533  
53,422   $

1,041

  $

9,692
25,913  

7,853
44,499   $

  $

(in thousands)
  $

814

7,645

19,923

6,031

1,026

9,511

26,448

7,444

44,429

  $

34,413

  $

660   $

6,641  
16,769  
5,356  
29,426   $

655   $

6,397  
15,669  
5,007  
27,728   $

637   $

6,249  
15,221  
4,386  
26,493   $

489

4,769

11,916

2,941

20,115

25

 
 
 
 
   
   
   
   
   
   
   
 
 
 
 
 
 
   
 
   
   
   
   
   
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 (2) Includes amortization of acquired intangibles as follows:

Cost of revenues

Sales and marketing

Research and development

Three months ended 

Dec 31, 2019  

Sep 30, 2019  

Jun 30, 2019   Mar 31, 2019   Dec 31, 2018  

Sep 30, 2018  

Jun 30, 2018   Mar 31, 2018

$

$

4,820   $
283  
58  
5,161   $

1,649

  $

1,530

  $

—  
58  

—  

58

(in thousands)
  $

1,625

—  

58

1,707

  $

1,588

  $

1,683

  $

1,447   $
—  
—  
1,447   $

1,241   $
—  
—  
1,241   $

1,120   $
—  
—  
1,120   $

1,106

—

—

1,106

The  following  table  sets  forth  selected  unaudited  quarterly  statements  of  operations  data  as  a  percentage  of  total  revenues  for  each  of  the  eight  quarters  ended
December 31, 2019.

Dec 31, 2019  

Sep 30, 2019  

Jun 30, 2019   Mar 31, 2019  

Dec 31, 2018  

Sep 30, 2018  

Jun 30, 2018   Mar 31, 2018

Three months ended 

Revenues

Subscription solutions

Merchant solutions

Cost of revenues

Subscription solutions

Merchant solutions

Gross profit

Operating expenses:

Sales and marketing

Research and development

General and administrative

Loss from operations

Other income

Loss before income taxes
Provision for (recovery of)

income taxes

Net income (loss)

36.3  %  
63.7  %  
100.0  %  

7.4  %  
40.4  %  
47.8  %  
52.2  %  

26.1  %  
20.3  %  
11.7  %  
58.1  %  
(5.9)%  
2.3 %  
(3.6)%  

(3.8)%  
0.2 %  

42.4  %  
57.6  %  
100.0  %  

8.5  %  
36.0  %  
44.5  %  
55.5  %  

29.8  %  
23.1  %  
11.6  %  
64.5  %  
(9.1)%  
2.9 %  
(6.3)%  

12.4 %  
(18.6)%  

42.3  %  
57.7  %  
100.0  %  

8.2  %  
35.3  %  
43.5  %  
56.6  %  

32.9  %  
23.6  %  
11.0  %  
67.5  %  
(10.9)%  
3.0 %  
(7.9)%  

0.0 %  
(7.9)%  

43.8  %  
56.2  %  
100.0  %  

8.7  %  
35.0  %  
43.7  %  
56.3  %  

32.8  %  
23.8  %  
10.8  %  
67.4  %  
(11.2)%  
3.6 %  
(7.5)%  

0.0 %  
(7.5)%  

38.8  %  
61.2  %  
100.0  %  

7.8  %  
38.2  %  
46.0  %  
54.0  %  

27.7  %  
19.5  %  
9.6  %  
56.8  %  
(2.8)%  
2.3 %  
(0.4)%  

0.0 %  
(0.4)%  

44.6  %  
55.4  %  
100.0  %  

9.8  %  
34.7  %  
44.5  %  
55.4  %  

33.9  %  
22.8  %  
10.3  %  
67.0  %  
(11.6)%  
3.0 %  
(8.6)%  

0.0 %  
(8.6)%  

45.2  %  
54.8  %  
100.0  %  

10.0  %  
34.1  %  
44.1  %  
55.9  %  

35.7  %  
22.2  %  
10.6  %  
68.5  %  
(12.6)%  
2.8 %  
(9.8)%  

0.0 %  
(9.8)%  

46.7  %

53.3  %

100.0  %

10.8  %

31.4  %

42.2  %

57.8  %

35.4  %

22.3  %

9.6  %

67.3  %

(9.5)%

2.1 %

(7.4)%

0.0 %

(7.4)%

We  believe  that  year-over-year  comparisons  are  more  meaningful  than  our  sequential  results  due  to  seasonality  in  our  business.  While  we  believe  that  this
seasonality  has  affected  and  will  continue  to  affect  our  quarterly  results,  our  rapid  growth  has  largely  masked  seasonal  trends  to  date.  Our  merchant  solutions
revenues are directionally correlated with our merchants' GMV. Our merchants' GMV typically increases during the fourth quarter holiday season. As a result, we
have historically generated higher merchant solutions revenues in our fourth quarter than in other quarters. As a result of the continued growth of our merchant
solutions offerings, we believe that our business may become more seasonal in the future, and that historical patterns in our business may not be a reliable indicator
of our future performance.

Quarterly Revenue and Gross Margin Trends

Revenues  experienced  a  seasonal  decrease  in  our  first  quarters  as  buyers  typically  reduce  their  spending  following  the  holiday  season  resulting  in  a  seasonal
decrease in GMV per merchant, which was not completely offset by merchant and MRR growth. Subsequently, revenues have increased in each of the next three
quarters as a result of merchant, MRR, and overall GMV growth. Our merchants have processed additional GMV during the fourth quarter holiday

26

 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
 
 
   
   
   
   
   
   
   
 
 
   
   
   
   
   
   
   
 
seasons,  and  as  a  result  we  have  generated  higher  merchant  solutions  revenues  in  our  fourth  quarters  compared  to  other  quarters.  As  a  result  of  the  continued
growth of our merchant solutions offerings, we believe that our business may become more seasonal in the future.

Our gross margin percentage has varied over the past eight quarters and is generally driven by the mix between our higher margin subscription solutions revenue
and lower margin merchant solutions revenue. While our total revenues have increased in recent periods, the mix has shifted towards merchant solutions revenue,
most notably in the fourth quarter due to higher holiday volume of orders facilitated and the resulting Shopify Payments revenue during this period. We expect this
overall trend to continue over time.

Quarterly Operating Expenses Trends

Total operating expenses have increased sequentially for each period presented primarily due to the addition of personnel in connection with the expansion of our
business as well as additional marketing initiatives to attract potential merchants.

Key Balance Sheet Information

December 31, 2019

December 31, 2018

(in thousands)

Cash, cash equivalents and marketable securities

$

2,455,194  

$

Total assets

Total liabilities

Total non-current liabilities

3,489,479  

473,745  

157,363  

1,969,670

2,254,785

164,017

25,329

Total  assets  increased  $1,234.7 million as  at  December  31,  2019 compared  to  December  31,  2018,  principally  due  to  a  $485.5  million  increase  in  cash,  cash
equivalents  and  marketable  securities  mainly  as  a  result  of  the  public  offering  in  September  2019,  which  resulted  in  net  proceeds  of  $688.0 million. Business
acquisitions during the year, largely due to the acquisition of 6RS, further impacted total assets through an increase in goodwill of $273.8 million, a $141.2 million
increase in intangible assets and a resulting decrease in cash due to the consideration paid. The remainder of the increase is due to: the adoption of the new lease
accounting  standard,  further  discussed  in  the  "Critical  Accounting  Policies  and  Estimates"  section  below,  which  resulted  in  the  addition  of  right-of-use  assets
totaling $134.8 million as at December 31, 2019; a $58.3 million increase in merchant cash advances and loans receivable; a $49.8 million increase in property and
equipment,  largely  related  to  leaseholds  for  our  offices;  a  $49.2  million increase  in  trade  and  other  receivables  largely  due  to  an  increase  in  indirect  taxes
receivable,  unbilled revenue related to subscription fees for Plus merchants, transaction  fees and shipping charges;  and a $19.4 million increase  in deferred  tax
assets.  Total  liabilities  increased  by  $309.7  million,  principally  as  a  result  of  the  adoption  of  the  new  leasing  standard,  which  resulted  in  $126.8  million of
additional  lease  liabilities  related  to  obtaining  right-of-use  assets.  Accounts  payable  and  accrued  liabilities  increased  by  $84.2  million,  which  was  due  to  an
increase in indirect taxes payable, payroll liabilities, and payment processing and interchange fees, partly offset by a decrease in foreign exchange forward contract
liabilities. The increase was also due to income taxes payable of $69.4 million driven largely by the one-time capital gain recognized in the period. Deferred tax
liabilities increased by $7.6 million, due to the acquisition of 6RS. The growth in sales of our subscription solutions offering, along with the acquisition of 6RS,
resulted in an increase of deferred revenue of $21.6 million.

27

 
 
 
Liquidity and Capital Resources

To date, we have financed our operations primarily through the sale of equity securities, raising approximately $2.7 billion, net of issuance costs, from investors.

In February 2018, the Company completed a public offering, in which it issued and sold 4,800,000 Class A subordinate voting shares at a public offering price of
$137.00 per share. The Company received total net proceeds of $647.0 million after deducting offering fees and expenses of $10.6 million.

In July 2018, due to the expiry of our previous short-form base shelf prospectus, we filed a new short-form base shelf prospectus with the securities commissions in
each  of  the  provinces  and  territories  of  Canada,  except  Quebec,  and  a  corresponding  shelf  registration  statement  on  Form  F-10  with  the  U.S.  Securities  and
Exchange Commission. The shelf prospectus and registration statement allow Shopify to offer up to $5.0 billion of Class A subordinate voting shares, preferred
shares, debt securities, warrants, subscription receipts, units, or any combination thereof, from time to time during the 25-month period that the shelf prospectus is
effective.

In December 2018, the Company completed a public offering, in which it issued and sold 2,600,000 Class A subordinate voting shares at a public offering price of
$154.00 per share. The Company received total net proceeds of $394.7 million after deducting offering fees and expenses of $5.7 million.

In September 2019, the Company completed a public offering, in which it issued and sold 2,185,000 Class A subordinate voting shares at a public offering price of
$317.50 per share, including 285,000 Class A subordinate voting shares purchased by the underwriters pursuant to the exercise of the over-allotment option. The
Company received total net proceeds of $688.0 million after deducting offering fees and expenses of $5.7 million, net of tax of $1.5 million.

Our principal cash requirements are for working capital and capital expenditures. Excluding current deferred revenue, working capital at December 31, 2019 was
$2,485.0 million. Given the ongoing cash generated from operations and our existing cash and cash equivalents, we believe there is sufficient liquidity to meet our
current  and  planned  financial  obligations  over  the  next  12  months.  Our  future  financing  requirements  will  depend  on  many  factors  including  our  growth  rate,
subscription renewal activity, the timing and extent of spending to support development of our platform, the expansion of sales and marketing activities, payments
related to taxable income, and potential mergers and acquisitions activity. Although we currently are not a party to any material undisclosed agreement and do not
have any understanding with any third-parties with respect to potential material investments in, or acquisitions of, businesses or technologies, we may enter into
these types of arrangements in the future, which could also require us to seek additional equity or debt financing. Additional funds may not be available on terms
favorable to us or at all.

Cash, Cash Equivalents and Marketable Securities

Cash,  cash  equivalents,  and  marketable  securities  increased  by  $485.5  million to  $2,455.2  million as  at  December  31,  2019 from  $ 1,969.7  million as  at
December 31, 2018, primarily as a result of proceeds from the public offering in September 2019, cash provided by our operating activities, and proceeds from the
exercise of stock options.

Cash equivalents and marketable securities include money market funds, repurchase agreements, term deposits, U.S. and Canadian federal bonds, corporate bonds,
and commercial paper, all maturing within the 12 months from December 31, 2019.

28

The following table summarizes our total cash, cash equivalents and marketable securities as at December 31, 2019 and 2018 as well as our operating, investing
and financing activities for the years ended December 31, 2019 and 2018:  

Cash, cash equivalents and marketable securities (end of period)

Net cash provided by (used in):

Operating activities

Investing activities

Financing activities

Effect of foreign exchange on cash and cash equivalents

Net increase in cash and cash equivalents

Change in marketable securities

Net increase in cash, cash equivalents and marketable securities

Cash Flows From Operating Activities

Years ended December 31,

2019

2018

(in thousands)

2,455,194   $

1,969,670

70,615   $

(569,475)  

736,351  

1,742  

239,233  

246,291  

9,324

(810,633)

1,072,182

(1,867)

269,006

762,625

485,524   $

1,031,631

$

$

$

Our largest source of operating cash is from subscription solutions. These payments are typically paid to us at the beginning of the applicable subscription period,
except for our Shopify Plus merchants who typically pay us at the end of their monthly billing cycle. We also generate significant cash flows from our Shopify
Payments processing fee arrangements, which are received on a daily basis as transactions are processed. Our primary uses of cash from operating activities are for
third-party  payment  processing  fees,  employee-related  expenditures,  advancing  funds  to  merchants  through  Shopify  Capital,  marketing  programs,  third-party
shipping and fulfillment partners, outsourced hosting costs, and leased facilities.

For the year ended December 31, 2019, cash provided by operating activities was $70.6 million. This was primarily as a result of our net loss of $124.8 million,
which once adjusted for $158.5 million of stock-based compensation expense, $35.7 million of amortization and depreciation, a $37.9 million increase in deferred
income  taxes,  a  $15.9 million increase  of  our  provision  for  uncollectible  merchant  cash  advances  and  loans,  and  an  unrealized  foreign  exchange  loss  of  $3.2
million, contributed $50.4 million of positive cash flows. Additional cash of  $162.9 million resulted from the following increases in operating liabilities:  $84.6
million in accounts payable and accrued liabilities due to indirect taxes payable, payroll liabilities, and payment processing and interchange fees; $64.6 million in
income tax assets and liabilities; $12.3 million in deferred revenue due to the growth in sales of our subscription solutions along with the acquisition of 6RS; and
$1.5 million increase in net lease liabilities. These were offset by  $142.8 million of cash used resulting  from the following increases  in operating  assets:  $74.2
million in merchant cash advances and loans as we continued to grow Shopify Capital;  $56.2 million in trade and other receivables; and  $12.4 million in other
current assets driven primarily by an increase in prepaid expenses, forward contract assets designated for hedge accounting, and deposits.

For the  year  ended  December 31, 2018, cash provided by operating activities was $9.3 million. This was primarily  as a result of our net loss of $64.6 million,
which  once  adjusted  for  $95.7  million of  stock-based  compensation  expense,  $27.1  million of  amortization  and  depreciation,  a  $5.9  million increase  of  our
provision  for  uncollectible  merchant  cash  advances,  and  an  unrealized  foreign  exchange  loss  of  $1.3 million, contributed $65.4 million of positive  cash  flows.
Additional  cash  of  $38.1 million resulted  from  the  following  increases  in  operating  liabilities:  $20.6 million in  accounts  payable  and  accrued  liabilities;  $9.0
million in deferred revenue; and $8.4 million in lease liabilities. These were offset by $94.2 million of cash used resulting from the following increases in operating
assets: $50.7 million in merchant cash advances and loans; $32.6 million in trade and other receivables; and $10.8 million in other current assets.

29

 
 
 
 
 
 
 
Cash Flows From Investing Activities

Cash  flows  used  in  investing  activities  are  primarily  related  to  the  purchase  and  sale  of  marketable  securities,  business  acquisitions,  purchases  of  leasehold
improvements and furniture and fixtures to support our expanding infrastructure and workforce, purchases of computer equipment, and software development costs
eligible for capitalization.

Net  cash  used  in  investing  activities  in  the  year  ended  December  31,  2019 was  $ 569.5  million,  which  was  driven  by  $265.5  million used  to  make  business
acquisitions,  most  of  which  was  for  the  6RS  acquisition  on  October  17,  2019,  net  purchases  of  $241.6 million in  marketable  securities,  $ 56.8 million used  to
purchase  property  and  equipment,  which  primarily  consisted  of  expenditures  on leasehold  improvements,  and  $5.6 million used for purchasing and developing
software to add functionality to our platform and support our expanding merchant base.

Net cash used in investing activities in the year ended December 31, 2018 was $810.6 million, reflecting net purchases of $749.7 million in marketable securities.
Cash used in investing  activities  also  included  $28.0 million used  to  purchase  property  and  equipment,  which  primarily  consisted  of  expenditures  on leasehold
improvements, $19.4 million used to make business acquisitions, and $13.6 million used for purchasing and developing software.

Cash Flows From Financing Activities

To date, cash flows from financing activities have related to proceeds from private placements, public offerings, and exercises of stock options.

Net cash provided by financing activities in the year ended December 31, 2019 was $736.4 million driven mainly by the $688.0 million raised by our September
2019 public offering, and $48.3 million in proceeds from the issuance of Class A subordinate voting shares and Class B multiple voting shares as a result of stock
option exercises. This compares to $1,072.2 million for the same period in 2018 of which $1,041.7 million was raised by our February and December 2018 public
offerings while the remaining $30.5 million related to stock option exercises.

Contractual Obligations and Contingencies

Our principal commitments consist of obligations under our operating leases for office space. The following table summarizes our contractual obligations as of
December 31, 2019:  

Less Than 1 Year  

1 to 3 Years

3 to 5 Years

  More Than 5 Years  

Total

Payments Due by Period  

(in thousands)

Bank indebtedness

$

—  

$

—  

$

—  

$

—  

$

—

Operating lease and unconditional purchase

obligations(1)

31,743  

107,003  

89,286  

366,675  

Total contractual obligations

$

31,743  

$

107,003  

$

89,286  

$

366,675  

$

594,707

594,707

(1) Consists of payment obligations under our office leases as well as other unconditional purchase obligations.

Off-Balance Sheet Arrangements

We have no material off-balance sheet arrangements, other than operating leases and other unconditional purchase obligations (which have been disclosed above
under "Contractual Obligations and Contingencies").

Quantitative and Qualitative Disclosures about Market Risk

We are exposed to a variety of risks, including foreign currency exchange fluctuations, changes in interest rates, concentration of credit and inflation. We regularly
assess currency, interest rate and inflation risks to minimize any adverse effects on our business as a result of those factors.

30

 
 
 
 
 
Foreign Currency Exchange Risk

While  the  majority  of  our  revenues  are  denominated  in  USD,  a  significant  portion  of  operating  expenses  are  incurred  in  CAD.  As  a  result,  our  earnings  are
adversely affected by an increase in the value of the CAD relative to the USD. Foreign currency forward contracts are used to hedge against the earning effects of
such fluctuations.

Effect of Foreign Exchange Rates

The following non-GAAP financial measure converts our revenues, cost of revenues, operating expenses, and loss from operations using the comparative period's
monthly average exchange rates:

Years ended December 31,

2019

2018

GAAP Amounts As
Reported

Exchange Rate Effect (1)

At Prior Year Effective
Rates (2)

GAAP Amounts As
Reported

$

$

1,578,173 $

(712,530)

(1,006,790)

(141,147) $

(in thousands)

452 $

(1,272)

(7,270)

(8,090) $

1,578,625  

$

(713,802)  

(1,014,060)  

(149,237)  

$

1,073,229

(476,962)

(688,187)

(91,920)

Revenues

Cost of revenues

Operating expenses

Loss from operations

(1) Represents the increase or decrease in GAAP amounts reported resulting from using the comparative period's effective CAD-USD foreign exchange rates.

(2) Represents the outcome that would have resulted if the comparative period's effective CAD-USD foreign exchange rates are applied to the current reporting period.

This effect of foreign exchange rates on our consolidated statements of operations disclosure is a supplement to our consolidated financial statements, which are
prepared and presented in accordance with U.S. GAAP. We have provided the above non-GAAP disclosure as we believe it presents a clearer comparison of our
period to period operating results by removing the impact of fluctuations in the CAD to USD exchange rate and to assist investors in understanding our financial
and  operating  performance.  Non-GAAP  financial  measures  are  not  recognized  measures  for  financial  statement  presentation  under  U.S.  GAAP,  do  not  have
standardized  meanings,  and  may  not  be  comparable  to  similar  measures  presented  by  other  public  companies.  Such  non-GAAP  financial  measures  should  be
considered as a supplement to, and not as a substitute for, or superior to, the corresponding measures calculated in accordance with U.S. GAAP.

Interest Rate Sensitivity

We had cash, cash equivalents and marketable securities totaling $2,455.2 million as of December 31, 2019. The cash and cash equivalents are held for operations
and working capital purposes. Our investments are made for capital preservation purposes. We do not enter into investments for trading or speculative purposes.

Our  cash  equivalents  and  our  portfolio  of  marketable  securities  are  subject  to  market  risk  due  to  changes  in  interest  rates.  Fixed  rate  securities  may  have  their
market value adversely affected due to a rise in interest rates. Our future investment income may fall short of our expectations due to changes in interest rates or we
may suffer losses in principal if we are forced to sell securities that decline in market value due to changes in interest rates. However, because we classify our debt
securities as "held to maturity," no gains or losses are recognized due to changes in interest rates unless such securities are sold prior to maturity or declines in fair
value are determined to be other than temporary.

31

 
 
 
 
 
Concentration of Credit Risk

The Company’s cash and cash equivalents, marketable securities, trade and other receivables, merchant cash advances and loans receivable, and foreign exchange
derivative  products  subject  the  Company  to  concentrations  of  credit  risk.  Management  mitigates  this  risk  associated  with  cash  and  cash  equivalents  by  making
deposits  and  entering  into  foreign  exchange  derivative  products  only  with  large  banks  and  financial  institutions  that  are  considered  to  be  highly  credit  worthy.
Management  mitigates  the  risks  associated  with  marketable  securities  by  adhering  to  its  investment  policy,  which  stipulates  minimum  rating  requirements,
maximum  investment  exposures  and  maximum  maturities.  Due  to  the  Company’s  diversified  merchant  base,  there  is  no  particular  concentration  of  credit  risk
related to the Company’s trade and other receivables and merchant cash advances and loans receivable. Trade and other receivables and merchant cash advances
and  loans  receivable  are  monitored  on  an  ongoing  basis  to  ensure  timely  collection  of  amounts.  The  Company  has  mitigated  some  of  the  risks  associated  with
Shopify Capital by entering into an agreement with a third party to insure some of the merchant cash advances offered by Shopify Capital. There are no receivables
from individual merchants accounting for 10% or more of revenues or receivables.

Inflation Risk

We  do  not  believe  that  inflation  has  had  a  material  effect  on  our  business,  financial  condition  or  results  of  operations.  If  our  costs  were  to  become  subject  to
significant inflationary pressures, we may not be able to fully offset such higher costs through price increases. Our inability or failure to do so could harm our
business, financial condition and results of operations.

Disclosure Controls and Procedures and Internal Control Over Financial Reporting

All  control  systems,  no  matter  how  well  designed,  have  inherent  limitations.  Accordingly,  even  disclosure  controls  and  procedures,  and  internal  controls  over
financial  reporting  determined  to  be  effective  can  only  provide  reasonable  assurance  of  achieving  their  control  objectives  with  respect  to  financial  statement
preparation and presentation.

Disclosure Controls and Procedures

Management of the Company, under the supervision of the Chief Executive Officer and Chief Financial Officer, is responsible for establishing and maintaining
disclosure controls and procedures (as defined by the United States Securities and Exchange Commission ("SEC") in Rule 13a-15(e) under the Securities Exchange
Act  of  1934,  as  amended  (the  "Exchange  Act")  for  the  Company  to  ensure  that  material  information  relating  to  the  Company,  including  its  consolidated
subsidiaries, that is required to be made known to the Chief Executive Officer and Chief Financial Officer by others within the Company and disclosed by the
Company in reports filed or submitted by it under the Exchange Act is (i) recorded, processed, summarized and reported within the time periods specified in the
SEC's rules and forms; and (ii) accumulated and communicated to the Company's management, including its Chief Executive Officer and Chief Financial Officer,
to allow timely decisions regarding required disclosure.

We, including the Chief Executive Officer and Chief Financial Officer, have evaluated the effectiveness of the Company's disclosure controls and procedures as of
December 31, 2019 and have concluded that the Company's disclosure controls and procedures were effective as of December 31, 2019.

Management's Annual Report on Internal Control Over Financial Reporting

Management of the Company, under the supervision of the Chief Executive Officer and the Chief Financial Officer, is responsible for establishing and maintaining
adequate internal control over the Company's financial reporting. Internal control over financial reporting is designed to provide reasonable assurance regarding the
reliability of financial reporting and the preparation of financial statements in accordance with United States generally accepted accounting principles.

We, including the Chief Executive Officer and Chief Financial Officer, have assessed the effectiveness of the Company's internal control over financial reporting
in accordance with Internal Control - Integrated Framework (2013) issued by

32

the Committee of Sponsoring Organizations of the Treadway Commission ("COSO"). Based on this assessment, we, including the Chief Executive Officer and
Chief Financial Officer, have determined that the Company's internal control over financial reporting was effective as at December 31, 2019. Additionally, based
on our assessment, we determined that there were no material weaknesses in the Company's internal control over financial reporting as at December 31, 2019.

Auditors' Report on Internal Control Over Financial Reporting

The  effectiveness  of  the  Company's  internal  control  over  financial  reporting  as  at  December  31,  2019  has  been  audited  by  PricewaterhouseCoopers  LLP,  an
independent registered public accounting firm, as stated in their report on the audited consolidated financial statements for December 31, 2019.

Changes in Internal Control Over Financial Reporting

During the year ended December 31, 2019, there were no changes in the Company’s internal control over financial reporting that have materially affected, or are
reasonably likely to materially affect, the Company’s internal control over financial reporting.

Critical Accounting Policies and Estimates

We prepare our consolidated financial statements in accordance with U.S. GAAP. In the preparation of these consolidated financial statements, we are required to
make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues, costs and expenses and related disclosures. To the extent that there
are material differences between these estimates and actual results, our financial condition or results of operations would be affected. We base our estimates on
past experience and other assumptions that we believe are reasonable under the circumstances, and we re-evaluate these estimates on an ongoing basis. We refer to
accounting estimates of this type as significant accounting policies and estimates, which we discuss below.

Revenue Recognition

Our sources of revenue consist of subscription solutions and merchant solutions. Arrangements with merchants do not provide the merchant with the right to take
possession of the software supporting our hosting platform at any time and are therefore accounted for as service contracts. Our subscription service contracts do
not provide for refunds or any other rights of return to merchants in the event of cancellations.

We recognize revenue to depict the transfer of promised services to merchants in an amount that reflects the consideration to which we expect to be entitled in
exchange for those services by applying the following steps:

•

•

•

•

•

Identify the contract with a merchant;

Identify the performance obligations in the contract;

Determine the transaction price;

Allocate the transaction price; and

Recognize revenue when, or as, we satisfy a performance obligation.

We follow the guidance provided in ASC 606, Revenue from Contracts with Customers, for determining whether we are the principal or an agent in arrangements
with  customers  that  involve  another  party  that  contributes  to  providing  a  specified  service  to  a  customer.  In  these  instances,  we  determined  whether  we  have
promised  to  provide  the  specified  service  itself  (as  principal)  or  to  arrange  for  that  specified  service  to  be  provided  by  another  party  (as  an  agent).  This
determination is a matter of judgment that depends on the facts and circumstances of each arrangement. We recognize revenue from Shopify Shipping and the sales
of  apps  on  a  net  basis  as  we  are  not  primarily  responsible  for  the  fulfillment,  do  not  have  control  of  the  promised  service,  and  do  not  have  full  discretion  in
establishing prices and therefore are the agent in the arrangement with merchants. All other revenue is reported on a gross basis, as we have determined we are the
principal in the arrangement.

33

Capitalized Contract Costs

As part of obtaining contracts with certain merchants, the Company incurs upfront costs such as sales commissions. The Company capitalizes these contract costs,
which are subsequently amortized on a systematic basis consistent with the pattern of the transfer of the good or service to which the contract asset relates, which is
generally on a straight-line basis over the estimated life of the merchant relationship. In some instances, the Company applies the practical expedient that allows it
to  determine  this  estimate  for  a  portfolio  of  contracts  that  have  similar  characteristics  in  terms  of  type  of  service,  contract  term  and  pricing.  This  estimate  is
reviewed by management at the end of each reporting period as additional information becomes available. For certain contracts where the amortization period of
the contract costs would have been one year or less, the Company uses the practical expedient that allows it to recognize the incremental costs of obtaining those
contracts as an expense when incurred and not consider the time value of money.

Leases

Prior  to  adopting  Topic  842,  Leases,  on  January  1, 2019,  the  Company  aggregated  and  amortized  on a  straight-line  basis  over  the  expected  lease  term  of  each
respective agreement the total payments and costs associated with operating leases, including leases that contain lease inducements and uneven payments. Rent-
free periods and fit-up allowances made up the lease incentives balances.

Under  Topic  842,  Leases,  the  Company  accounts  for  leases  by  first  determining  if  an  arrangement  is  a  lease  at  inception.  Right-of-use  assets  represent  the
Company's right  to use an  underlying  asset  for  the  lease  term  and lease  liabilities  represent  the  Company's  obligation  to make  lease  payments  arising  from  the
lease. The right-of-use assets and lease liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. The
Company's leases do not provide an implicit rate, therefore, the incremental borrowing rate based on the information available at commencement date was used to
determine the present value of lease payments. The right-of-use assets exclude lease incentives, which are accounted as a reduction of lease liabilities if they have
not yet been received. The Company's lease terms may include options to extend or terminate the lease. These options are included in the lease terms when it is
reasonably certain they will be exercised. Lease expense related to lease components is recognized on a straight-line basis over the lease term.

The Company's lease agreements include lease and non-lease components, which are accounted for separately under Topic 842, Leases. Variable lease components
and non-lease components are excluded from the lease payments used to calculate  the right-of-use assets and lease liabilities,  and are recorded in the period in
which the obligation for the payment is incurred. As the Company previously included non-lease components in the calculation of lease incentives under Topic
840, the transition to Topic 842 resulted in an $8,375 cumulative adjustment to reduce opening accumulated deficit.

Income Taxes

Income tax expense includes Canadian, U.S., and foreign income taxes.

Deferred  tax  assets  and  liabilities  are  determined  based  on  the  difference  between  the  financial  statement  carrying  amounts  and  the  tax  bases  of  assets  and
liabilities using enacted tax rates in effect for the year in which the differences are expected to affect taxable income. Valuation allowances are established when
necessary to reduce deferred  tax assets to the amounts that are more likely than not to be realized. We consider many factors when assessing the likelihood of
future realization of our deferred tax assets, including our recent cumulative loss experience and expectations of future earnings, capital gains and investment in the
applicable jurisdiction, the carry-forward periods available to us for tax reporting purposes, and other relevant factors.

The Company evaluates tax positions taken or expected to be taken in the course of preparing tax returns to determine whether the tax positions have met a “more-
likely-than-not” threshold of being sustained by the applicable tax authority. Tax benefits related to tax positions not deemed to meet the “more-likely-than-not”
threshold are not permitted to be recognized in the consolidated financial statements.

34

Provision for Uncollectible Receivables Related to Merchant Cash Advances and Loans

Merchant  cash  advance  receivables  and  loans  represent  the  aggregate  amount  of  Shopify  Capital  related  receivables  owed  by  merchants  as  of  the  consolidated
balance  sheet  date,  net  of  an  allowance  for  uncollectible  amounts.  The  Company  estimates  the  allowance  based  on  an  assessment  of  various  factors,  including
historical  trends,  merchants'  gross  merchandise  volume,  and  other  factors  that  may  affect  the  merchants'  ability  to  make  future  payments  on  the  receivables.
Additions to the allowance are reflected in current operating results, while charges against the allowance are made when losses are incurred. These additions are
classified  within  general  and  administrative  expenses  on  the  Consolidated  Statements  of  Operations  and  Comprehensive  Loss.  Recoveries  are  reflected  as  a
reduction in the allowance for uncollectible receivables related to merchant cash advances and loans when the recovery occurs.

Accounting Pronouncements Adopted in the Year

In February 2016, the Financial Accounting Standards Board issued ASU No. 2016-02, Leases (Topic 842), which requires a lessee to record a right-of-use asset
and  a  corresponding  lease  liability,  initially  measured  at  the  present  value  of  the  lease  payments,  on  the  balance  sheet  for  all  leases  with  terms  longer  than  12
months, as well as the disclosure of key information about leasing arrangements. The standard requires recognition in the statement of operations of a single lease
cost, calculated so that the cost of the lease is allocated over the lease term, generally on a straight-line basis. This standard also requires classification of all cash
payments within operating activities in the statement of cash flows. In July 2018, the Financial Accounting Standards Board issued ASU No. 2018-11, Leases -
Targeted  Improvements,  which  provides  an  additional  transition  method.  The  Company  adopted  the  new  leasing  standard  effective  January  1,  2019,  using  the
modified retrospective approach and applying the transition method which does not require adjustments to comparative periods nor require modified disclosures in
the  comparative  periods.  The  Company  elected  to  use  the  package  of  practical  expedients  so  as  to  not  reassess  whether  a  contract  is  or  contains  a  lease,  lease
classification, and initial direct costs, for contracts that expired or existed prior to the effective date. As the lessee to material operating leases, the most significant
impact of adoption of the new leasing standard relates to the recognition of right-of-use assets of $91,140 and lease liabilities of $103,310 as of January 1, 2019 for
the  Company's  operating  leases.  As  the  Company  previously  included  non-lease  components  in  the  calculation  of  its  lease  incentives  under  Topic  840,  the
transition to Topic 842 resulted in an $8,375 cumulative adjustment to reduce opening accumulated deficit.     

In August 2017, the Financial Accounting Standards Board issued ASU No. 2017-12, Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting
for Hedging Activities, which makes more financial and non-financial hedging strategies eligible for hedge accounting while also amending the presentation and
disclosure  requirements.  The  update  is  effective  for  annual  periods  beginning  after  December  15,  2018.  The  only  impact  of  adoption  on  the  Company's
consolidated financial statements was disclosure of the amounts of hedging gains or losses that were reclassified from Accumulated Other Comprehensive Income
(Loss) to cost of revenues and each operating expense line.

In  August  2018,  the  Financial  Accounting  Standards  Board  issued  ASU  No.  2018-15,  Customer's  Accounting  for  Implementation  Costs  Incurred  in  a  Cloud
Computing Arrangement That Is a Service Contract, which aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a
service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software. The update is effective for annual
periods  beginning  after  December  15,  2019  but  the  Company  opted  for  early  adoption.  The  adoption  of  this  update  did  not  have  an  impact  on  the  Company's
consolidated financial statements.

Recent Accounting Pronouncements Not Yet Adopted

In June 2016, the Financial Accounting Standards Board issued ASU No. 2016-13, Measurement of Credit Losses on Financial Instruments (Topic 326), which
will replace the incurred loss impairment methodology with a methodology that reflects expected credit losses and requires consideration of a broader range of
reasonable and supportable information to inform credit loss estimates on loans, trade and other receivables, held-to-maturity debt securities, and other instruments.
In May 2019, the Financial Accounting Standards Board issued ASU No. 2019-05, Financial Instruments - Credit Losses, which provides transition relief that is
optional for, and will be available to, all reporting entities within the scope of Topic 326. The updates are effective for annual periods beginning after December
15, 2019 including interim periods within those periods. The Company will adopt the standard effective January 1, 2020 using a modified retrospective approach.
The Company is still assessing the impact of Topic 326 on its consolidated financial statements, but currently does not expect a material change in its credit losses.

35

Shares Outstanding

Shopify  is  a  publicly  traded  company  listed  on  the  New  York  Stock  Exchange  (NYSE:  SHOP)  and  on  the  Toronto  Stock  Exchange  (TSX:  SHOP).  As  of
February 6, 2020 there were 104,641,033 Class A subordinate  voting shares issued and outstanding, and 11,895,535 Class B multiple  voting shares issued and
outstanding.

As  of  February  6,  2020 there  were  1,469,135  options  outstanding  under  the  Company’s  Fourth  Amended  and  Restated  Incentive  Stock  Option  Plan,  of  which
1,464,130 were vested as of such date. Each such option is or will become exercisable for one Class B multiple voting share. As of February 6, 2020 there were
2,149,985 options outstanding under the Company’s Amended and Restated Stock Option Plan, of which 962,066 were vested as of such date. Each such option is
or will become exercisable for one Class A subordinate voting share. As of February 6, 2020 there were 83,723 options outstanding under the 6 River Systems
2016 Amended and Restated Stock Option and Grant Plan, which the Company assumed on closing of its acquisition of 6 River Systems, Inc. on October 17, 2019.
Of these options, 11,118 were vested as of such date. Each option is or will become exercisable for one Class A subordinate voting share.

As of February 6, 2020 there were 1,930,970 RSUs and 713 DSUs outstanding under the Company’s Amended and Restated Long Term Incentive Plan. Each such
RSU or DSU will vest as one Class A subordinate voting share.

36

EXHIBIT 23.1

Consent of Independent Registered Public Accounting Firm

We hereby consent to the incorporation by reference in this Annual Report on Form 40-F for the year ended December 31, 2019 of Shopify Inc. of our report dated
February 12, 2020, relating to the consolidated financial statements and the effectiveness of internal control over financial reporting, which appears in the Exhibit
incorporated by reference in this Annual Report on Form 40-F.

We also consent to the incorporation by reference in the Registration Statements on Form F-10 (File No. 333-226444) and Form S-8 (File Nos. 333-204568, 333-
211305  and  333-234241)  of  Shopify  Inc.  of  our  report  dated  February  12,  2020  referred  to  above.  We  also  consent  to  the  reference  to  us  under  the  heading
“Interests  of  Experts”,  which  appears  in  the  Annual  Information  Form  included  in  the  Exhibit  incorporated  by  reference  in  this  Annual  Report  on  Form  40-F,
which is incorporated by reference in such Registration Statements.

/s/ PricewaterhouseCoopers LLP

Chartered Professional Accountants, Licensed Public Accountants
Ottawa, Canada
February 12, 2020

PricewaterhouseCoopers LLP
99 Bank Street, Suite 710, Ottawa, Ontario, Canada K1P 1E4
T: +1 613 237 3702, F: +1 613 237 3963, www.pwc.com/ca

“PwC” refers to PricewaterhouseCoopers LLP, an Ontario limited liability partnership.

  
CERTIFICATION
PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

EXHIBIT 31.1

I, Tobias Lütke, certify that:

1. I have reviewed this annual report on Form 40-F of Shopify Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements
made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the issuer as of, and for, the periods presented in this report;

4. The issuer's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act
Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the issuer and have:

(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure
that material information relating to the issuer, including its consolidated subsidiaries, is made known to us by others within those entities, particularly
during the period in which this report is being prepared;

(b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision,
to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles;

(c) evaluated the effectiveness of the issuer's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the
disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) disclosed in this report any change in the issuer's internal control over financial reporting that occurred during the period covered by the annual report
that has materially affected, or is reasonably likely to materially affect, the issuer's internal control over financial reporting; and

5. The issuer's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the issuer's auditors
and the audit committee of the issuer's board of directors (or persons performing the equivalent functions):

(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely
to adversely affect the issuer's ability to record, process, summarize and report financial information; and

(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the issuer's internal control over
financial reporting.

 Date: February 12, 2020

/s/ Tobias Lütke

Tobias Lütke

Chief Executive Officer

 
 
 
 
 
 
CERTIFICATION
PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Amy Shapero, certify that:

1. I have reviewed this annual report on Form 40-F of Shopify Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements
made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the issuer as of, and for, the periods presented in this report;

4. The issuer's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act
Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the issuer and have:

(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure
that material information relating to the issuer, including its consolidated subsidiaries, is made known to us by others within those entities, particularly
during the period in which this report is being prepared;

(b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision,
to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles;

(c) evaluated the effectiveness of the issuer's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the
disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) disclosed in this report any change in the issuer's internal control over financial reporting that occurred during the period covered by the annual report
that has materially affected, or is reasonably likely to materially affect, the issuer's internal control over financial reporting; and

5. The issuer's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the issuer's auditors
and the audit committee of the issuer's board of directors (or persons performing the equivalent functions):

(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely
to adversely affect the issuer's ability to record, process, summarize and report financial information; and

(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the issuer's internal control over
financial reporting.

 Date: February 12, 2020

/s/ Amy Shapero

Amy Shapero

Chief Financial Officer

 
 
 
 
 
 
CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED
PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

EXHIBIT 32.1

In connection with the Annual Report of Shopify Inc. (the "Company") on Form 40-F for the year ended December 31, 2019, as filed with the Securities and
Exchange Commission on the date hereof (the "Report"), I, Tobias Lütke, Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. section 1350, as
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to my knowledge:

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: February 12, 2020

/s/ Tobias Lütke

Tobias Lütke

Chief Executive Officer

This certification accompanies the Report pursuant to § 906 of the Sarbanes-Oxley Act of 2002 and shall not, except to the extent required by the Sarbanes-Oxley
Act of 2002, be deemed "filed" by the Company for purposes of §18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of
that section.

 
 
 
CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED
PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Shopify Inc. (the "Company") on Form 40-F for the year ended December 31, 2019, as filed with the Securities and
Exchange Commission on the date hereof (the "Report"), I, Amy Shapero, Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. section 1350, as
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to my knowledge:

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: February 12, 2020

/s/ Amy Shapero

Amy Shapero

Chief Financial Officer

This certification accompanies the Report pursuant to § 906 of the Sarbanes-Oxley Act of 2002 and shall not, except to the extent required by the Sarbanes-Oxley
Act of 2002, be deemed "filed" by the Company for purposes of §18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of
that section.