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FY2020 Annual Report · SP Plus
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2020 Annual Report

March 26, 2021

Dear Fellow Stockholders:

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(cid:75)(cid:68)(cid:89)(cid:72)(cid:3) (cid:79)(cid:82)(cid:81)(cid:74)(cid:3) (cid:69)(cid:72)(cid:72)(cid:81)(cid:3) (cid:68)(cid:3) (cid:78)(cid:72)(cid:92)(cid:3) (cid:71)(cid:76)(cid:909)(cid:72)(cid:85)(cid:72)(cid:81)(cid:87)(cid:76)(cid:68)(cid:87)(cid:82)(cid:85)(cid:3) (cid:73)(cid:82)(cid:85) SP+(cid:15)(cid:3) (cid:87)(cid:75)(cid:72)(cid:92)(cid:3) (cid:69)(cid:72)(cid:70)(cid:68)(cid:80)(cid:72)(cid:3) (cid:72)(cid:89)(cid:72)(cid:81)(cid:3) (cid:80)(cid:82)(cid:85)(cid:72)(cid:3) (cid:70)(cid:85)(cid:88)(cid:70)(cid:76)(cid:68)(cid:79)(cid:3) (cid:76)(cid:81)(cid:3) (cid:87)(cid:75)(cid:72)(cid:3) (cid:83)(cid:68)(cid:81)(cid:71)(cid:72)(cid:80)(cid:76)(cid:70)(cid:3) (cid:72)(cid:81)(cid:89)(cid:76)(cid:85)(cid:82)(cid:81)(cid:80)(cid:72)(cid:81)(cid:87)(cid:17)
(cid:47)(cid:72)(cid:89)(cid:72)(cid:85)(cid:68)(cid:74)(cid:76)(cid:81)(cid:74)(cid:3)(cid:71)(cid:72)(cid:70)(cid:68)(cid:71)(cid:72)(cid:86)(cid:3)(cid:82)(cid:73)(cid:3)SP+(cid:3)(cid:76)(cid:81)(cid:87)(cid:72)(cid:79)(cid:79)(cid:76)(cid:74)(cid:72)(cid:81)(cid:70)(cid:72)(cid:15)(cid:3)(cid:76)(cid:81)(cid:81)(cid:82)(cid:89)(cid:68)(cid:87)(cid:76)(cid:82)(cid:81)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:82)(cid:83)(cid:72)(cid:85)(cid:68)(cid:87)(cid:76)(cid:81)(cid:74)(cid:3)(cid:72)(cid:91)(cid:70)(cid:72)(cid:79)(cid:79)(cid:72)(cid:81)(cid:70)(cid:72)(cid:15)(cid:3)(cid:90)(cid:72)(cid:3)(cid:79)(cid:68)(cid:88)(cid:81)(cid:70)(cid:75)(cid:72)(cid:71)(cid:3)Sphere, Technology
by  SP+(cid:55)(cid:48)(cid:15)(cid:3) (cid:82)(cid:88)(cid:85)(cid:3) (cid:81)(cid:72)(cid:90)(cid:3) (cid:87)(cid:72)(cid:70)(cid:75)(cid:81)(cid:82)(cid:79)(cid:82)(cid:74)(cid:92)(cid:3) (cid:69)(cid:85)(cid:68)(cid:81)(cid:71)(cid:15)(cid:3) (cid:70)(cid:82)(cid:80)(cid:83)(cid:85)(cid:76)(cid:86)(cid:72)(cid:71)(cid:3) (cid:82)(cid:73)(cid:3) (cid:68)(cid:3) (cid:86)(cid:88)(cid:76)(cid:87)(cid:72)(cid:3) (cid:82)(cid:73)(cid:3) (cid:76)(cid:81)(cid:71)(cid:88)(cid:86)(cid:87)(cid:85)(cid:92)(cid:16)(cid:79)(cid:72)(cid:68)(cid:71)(cid:76)(cid:81)(cid:74)(cid:15)(cid:3) (cid:80)(cid:82)(cid:69)(cid:76)(cid:79)(cid:76)(cid:87)(cid:92)(cid:16)(cid:73)(cid:82)(cid:70)(cid:88)(cid:86)(cid:72)(cid:71)(cid:3) (cid:87)(cid:72)(cid:70)(cid:75)(cid:81)(cid:82)(cid:79)(cid:82)(cid:74)(cid:92)(cid:3)
(cid:86)(cid:82)(cid:79)(cid:88)(cid:87)(cid:76)(cid:82)(cid:81)(cid:86)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:83)(cid:85)(cid:82)(cid:71)(cid:88)(cid:70)(cid:87)(cid:86)(cid:17)(cid:3)(cid:55)(cid:75)(cid:72)(cid:86)(cid:72)(cid:3)(cid:87)(cid:72)(cid:70)(cid:75)(cid:81)(cid:82)(cid:79)(cid:82)(cid:74)(cid:92)(cid:16)(cid:72)(cid:81)(cid:68)(cid:69)(cid:79)(cid:72)(cid:71)(cid:3)(cid:70)(cid:68)(cid:83)(cid:68)(cid:69)(cid:76)(cid:79)(cid:76)(cid:87)(cid:76)(cid:72)(cid:86)(cid:3)(cid:68)(cid:85)(cid:72)(cid:3)(cid:70)(cid:85)(cid:76)(cid:87)(cid:76)(cid:70)(cid:68)(cid:79)(cid:3)(cid:73)(cid:82)(cid:85)(cid:3)(cid:71)(cid:72)(cid:79)(cid:76)(cid:89)(cid:72)(cid:85)(cid:76)(cid:81)(cid:74)(cid:3)(cid:79)(cid:82)(cid:90)(cid:16)(cid:87)(cid:82)(cid:88)(cid:70)(cid:75)(cid:3)(cid:76)(cid:81)(cid:87)(cid:72)(cid:85)(cid:68)(cid:70)(cid:87)(cid:76)(cid:82)(cid:81)(cid:86)
(cid:68)(cid:81)(cid:71)(cid:3)(cid:72)(cid:91)(cid:83)(cid:72)(cid:85)(cid:76)(cid:72)(cid:81)(cid:70)(cid:72)(cid:86)(cid:3)(cid:87)(cid:82)(cid:3)(cid:72)(cid:81)(cid:71)(cid:3)(cid:70)(cid:82)(cid:81)(cid:86)(cid:88)(cid:80)(cid:72)(cid:85)(cid:86)(cid:15)(cid:3)(cid:90)(cid:75)(cid:76)(cid:70)(cid:75)(cid:3)(cid:76)(cid:86)(cid:3)(cid:76)(cid:80)(cid:83)(cid:82)(cid:85)(cid:87)(cid:68)(cid:81)(cid:87)(cid:3)(cid:87)(cid:82)(cid:3)(cid:70)(cid:79)(cid:76)(cid:72)(cid:81)(cid:87)(cid:86)(cid:3)(cid:81)(cid:82)(cid:90)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:90)(cid:76)(cid:79)(cid:79)(cid:3)(cid:85)(cid:72)(cid:80)(cid:68)(cid:76)(cid:81)(cid:3)(cid:86)(cid:82)(cid:3)(cid:76)(cid:81)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:73)(cid:88)(cid:87)(cid:88)(cid:85)(cid:72)(cid:17)

(cid:55)(cid:75)(cid:72)(cid:3)(cid:72)(cid:909)(cid:82)(cid:85)(cid:87)(cid:86)(cid:3)(cid:90)(cid:72)(cid:3)(cid:88)(cid:81)(cid:71)(cid:72)(cid:85)(cid:87)(cid:82)(cid:82)(cid:78)(cid:3)(cid:76)(cid:81)(cid:3)(cid:21)(cid:19)(cid:21)(cid:19)(cid:3)(cid:83)(cid:82)(cid:86)(cid:76)(cid:87)(cid:76)(cid:82)(cid:81)(cid:72)(cid:71)(cid:3)SP+(cid:3)(cid:87)(cid:82)(cid:3)(cid:72)(cid:80)(cid:72)(cid:85)(cid:74)(cid:72)(cid:3)(cid:73)(cid:85)(cid:82)(cid:80)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:83)(cid:68)(cid:81)(cid:71)(cid:72)(cid:80)(cid:76)(cid:70)(cid:3)(cid:68)(cid:86)(cid:3)(cid:68)(cid:3)(cid:86)(cid:87)(cid:85)(cid:82)(cid:81)(cid:74)(cid:72)(cid:85)(cid:15)(cid:3)(cid:79)(cid:72)(cid:68)(cid:81)(cid:72)(cid:85)(cid:3)(cid:70)(cid:82)(cid:80)(cid:83)(cid:72)(cid:87)(cid:76)(cid:87)(cid:82)(cid:85)(cid:17)
(cid:55)(cid:75)(cid:72)(cid:3) (cid:86)(cid:87)(cid:85)(cid:88)(cid:70)(cid:87)(cid:88)(cid:85)(cid:68)(cid:79)(cid:3) (cid:70)(cid:75)(cid:68)(cid:81)(cid:74)(cid:72)(cid:86)(cid:3) (cid:80)(cid:68)(cid:71)(cid:72)(cid:3) (cid:87)(cid:82)(cid:3) (cid:82)(cid:88)(cid:85)(cid:3) (cid:69)(cid:88)(cid:86)(cid:76)(cid:81)(cid:72)(cid:86)(cid:86)(cid:3) (cid:80)(cid:82)(cid:71)(cid:72)(cid:79)(cid:3) (cid:75)(cid:68)(cid:89)(cid:72)(cid:3) (cid:76)(cid:80)(cid:83)(cid:85)(cid:82)(cid:89)(cid:72)(cid:71)(cid:3) (cid:82)(cid:88)(cid:85)(cid:3) (cid:79)(cid:82)(cid:81)(cid:74)(cid:72)(cid:85)(cid:16)(cid:87)(cid:72)(cid:85)(cid:80)(cid:3) (cid:89)(cid:76)(cid:86)(cid:76)(cid:69)(cid:76)(cid:79)(cid:76)(cid:87)(cid:92)(cid:15)(cid:3) (cid:79)(cid:82)(cid:90)(cid:72)(cid:85)(cid:72)(cid:71)(cid:3) (cid:82)(cid:88)(cid:85)
(cid:85)(cid:76)(cid:86)(cid:78)(cid:15)(cid:3) (cid:68)(cid:81)(cid:71)(cid:3) (cid:86)(cid:88)(cid:69)(cid:86)(cid:87)(cid:68)(cid:81)(cid:87)(cid:76)(cid:68)(cid:79)(cid:79)(cid:92)(cid:3) (cid:85)(cid:72)(cid:71)(cid:88)(cid:70)(cid:72)(cid:71)(cid:3) (cid:82)(cid:88)(cid:85)(cid:3) (cid:68)(cid:81)(cid:81)(cid:88)(cid:68)(cid:79)(cid:76)(cid:93)(cid:72)(cid:71)(cid:3) (cid:42)(cid:9)(cid:36)(cid:3) (cid:69)(cid:92)(cid:3) (cid:86)(cid:87)(cid:85)(cid:72)(cid:68)(cid:80)(cid:79)(cid:76)(cid:81)(cid:76)(cid:81)(cid:74)(cid:3) (cid:68)(cid:71)(cid:80)(cid:76)(cid:81)(cid:76)(cid:86)(cid:87)(cid:85)(cid:68)(cid:87)(cid:76)(cid:89)(cid:72)(cid:3) (cid:73)(cid:88)(cid:81)(cid:70)(cid:87)(cid:76)(cid:82)(cid:81)(cid:86)(cid:15)(cid:3) (cid:71)(cid:85)(cid:76)(cid:89)(cid:76)(cid:81)(cid:74)(cid:3) (cid:83)(cid:85)(cid:82)(cid:70)(cid:72)(cid:86)(cid:86)
(cid:72)(cid:605)(cid:70)(cid:76)(cid:72)(cid:81)(cid:70)(cid:76)(cid:72)(cid:86)(cid:15)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:87)(cid:76)(cid:74)(cid:75)(cid:87)(cid:79)(cid:92)(cid:3)(cid:70)(cid:82)(cid:81)(cid:87)(cid:85)(cid:82)(cid:79)(cid:79)(cid:76)(cid:81)(cid:74)(cid:3)(cid:71)(cid:76)(cid:86)(cid:70)(cid:85)(cid:72)(cid:87)(cid:76)(cid:82)(cid:81)(cid:68)(cid:85)(cid:92)(cid:3)(cid:86)(cid:83)(cid:72)(cid:81)(cid:71)(cid:76)(cid:81)(cid:74)(cid:17)

(cid:47)(cid:82)(cid:82)(cid:78)(cid:76)(cid:81)(cid:74)(cid:3)(cid:68)(cid:75)(cid:72)(cid:68)(cid:71)(cid:15)(cid:3)(cid:918)(cid:3)(cid:68)(cid:80)(cid:3)(cid:72)(cid:91)(cid:70)(cid:76)(cid:87)(cid:72)(cid:71)(cid:3)(cid:68)(cid:69)(cid:82)(cid:88)(cid:87)(cid:3)(cid:82)(cid:88)(cid:85)(cid:3)(cid:82)(cid:83)(cid:83)(cid:82)(cid:85)(cid:87)(cid:88)(cid:81)(cid:76)(cid:87)(cid:76)(cid:72)(cid:86)(cid:29)

(cid:527) (cid:41)(cid:76)(cid:85)(cid:86)(cid:87)(cid:15)(cid:3) (cid:90)(cid:72)(cid:3) (cid:69)(cid:72)(cid:79)(cid:76)(cid:72)(cid:89)(cid:72)(cid:3) (cid:82)(cid:88)(cid:85)(cid:3) (cid:68)(cid:69)(cid:76)(cid:79)(cid:76)(cid:87)(cid:92)(cid:3) (cid:87)(cid:82)(cid:3) (cid:73)(cid:68)(cid:70)(cid:76)(cid:79)(cid:76)(cid:87)(cid:68)(cid:87)(cid:72)(cid:3) (cid:80)(cid:82)(cid:69)(cid:76)(cid:79)(cid:76)(cid:87)(cid:92)(cid:3) (cid:76)(cid:81)(cid:3) (cid:90)(cid:68)(cid:92)(cid:86)(cid:3) (cid:87)(cid:75)(cid:68)(cid:87)(cid:3) (cid:72)(cid:79)(cid:76)(cid:80)(cid:76)(cid:81)(cid:68)(cid:87)(cid:72)(cid:3) (cid:76)(cid:81)(cid:72)(cid:605)(cid:70)(cid:76)(cid:72)(cid:81)(cid:70)(cid:76)(cid:72)(cid:86)(cid:15)(cid:3) (cid:85)(cid:72)(cid:71)(cid:88)(cid:70)(cid:72)(cid:3) (cid:73)(cid:85)(cid:76)(cid:70)(cid:87)(cid:76)(cid:82)(cid:81)(cid:3) (cid:68)(cid:81)(cid:71)(cid:3)

(cid:68)(cid:79)(cid:79)(cid:72)(cid:89)(cid:76)(cid:68)(cid:87)(cid:72)(cid:3)(cid:70)(cid:82)(cid:81)(cid:74)(cid:72)(cid:86)(cid:87)(cid:76)(cid:82)(cid:81)(cid:3)(cid:90)(cid:76)(cid:79)(cid:79)(cid:3)(cid:85)(cid:72)(cid:80)(cid:68)(cid:76)(cid:81)(cid:3)(cid:87)(cid:82)(cid:83)(cid:3)(cid:82)(cid:73)(cid:3)(cid:80)(cid:76)(cid:81)(cid:71)(cid:3)(cid:73)(cid:82)(cid:85)(cid:3)(cid:70)(cid:82)(cid:81)(cid:86)(cid:88)(cid:80)(cid:72)(cid:85)(cid:86)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:70)(cid:79)(cid:76)(cid:72)(cid:81)(cid:87)(cid:86)(cid:3)(cid:73)(cid:82)(cid:85)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:73)(cid:82)(cid:85)(cid:72)(cid:86)(cid:72)(cid:72)(cid:68)(cid:69)(cid:79)(cid:72)(cid:3)(cid:73)(cid:88)(cid:87)(cid:88)(cid:85)(cid:72)(cid:17)

(cid:527) (cid:54)(cid:72)(cid:70)(cid:82)(cid:81)(cid:71)(cid:3)(cid:90)(cid:72)(cid:3)(cid:72)(cid:91)(cid:83)(cid:72)(cid:70)(cid:87)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:81)(cid:72)(cid:72)(cid:71)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:71)(cid:72)(cid:86)(cid:76)(cid:85)(cid:72)(cid:3)(cid:87)(cid:82)(cid:3)(cid:80)(cid:68)(cid:76)(cid:81)(cid:87)(cid:68)(cid:76)(cid:81)(cid:3)(cid:86)(cid:68)(cid:73)(cid:72)(cid:3)(cid:71)(cid:76)(cid:86)(cid:87)(cid:68)(cid:81)(cid:70)(cid:76)(cid:81)(cid:74)(cid:15)(cid:3)(cid:68)(cid:89)(cid:82)(cid:76)(cid:71)(cid:3)(cid:70)(cid:82)(cid:81)(cid:74)(cid:72)(cid:86)(cid:87)(cid:76)(cid:82)(cid:81)(cid:15)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:72)(cid:81)(cid:74)(cid:68)(cid:74)(cid:72)(cid:3)(cid:76)(cid:81)(cid:3)(cid:87)(cid:82)(cid:88)(cid:70)(cid:75)(cid:16)
(cid:73)(cid:85)(cid:72)(cid:72)(cid:3)(cid:87)(cid:85)(cid:68)(cid:81)(cid:86)(cid:68)(cid:70)(cid:87)(cid:76)(cid:82)(cid:81)(cid:86)(cid:3)(cid:90)(cid:76)(cid:79)(cid:79)(cid:3)(cid:69)(cid:72)(cid:3)(cid:80)(cid:82)(cid:85)(cid:72)(cid:3)(cid:76)(cid:80)(cid:83)(cid:82)(cid:85)(cid:87)(cid:68)(cid:81)(cid:87)(cid:3)(cid:87)(cid:75)(cid:68)(cid:81)(cid:3)(cid:72)(cid:89)(cid:72)(cid:85)(cid:3)(cid:68)(cid:86)(cid:3)(cid:87)(cid:85)(cid:68)(cid:89)(cid:72)(cid:79)(cid:3)(cid:85)(cid:68)(cid:80)(cid:83)(cid:86)(cid:3)(cid:69)(cid:68)(cid:70)(cid:78)(cid:3)(cid:88)(cid:83)(cid:17)(cid:3)(cid:3)(cid:55)(cid:75)(cid:76)(cid:86)(cid:3)(cid:83)(cid:79)(cid:68)(cid:92)(cid:86)(cid:3)(cid:76)(cid:81)(cid:87)(cid:82)(cid:3)(cid:82)(cid:88)(cid:85)(cid:3)(cid:86)(cid:90)(cid:72)(cid:72)(cid:87)(cid:3)(cid:86)(cid:83)(cid:82)(cid:87)(cid:15)(cid:3)
(cid:74)(cid:76)(cid:89)(cid:72)(cid:81)(cid:3)(cid:82)(cid:88)(cid:85)(cid:3)(cid:83)(cid:85)(cid:82)(cid:74)(cid:85)(cid:68)(cid:80)(cid:86)(cid:15)(cid:3)(cid:87)(cid:82)(cid:82)(cid:79)(cid:86)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:87)(cid:72)(cid:70)(cid:75)(cid:81)(cid:82)(cid:79)(cid:82)(cid:74)(cid:92)(cid:17)

(cid:527) (cid:55)(cid:75)(cid:76)(cid:85)(cid:71)(cid:15)(cid:3) (cid:87)(cid:75)(cid:72)(cid:3) (cid:83)(cid:68)(cid:81)(cid:71)(cid:72)(cid:80)(cid:76)(cid:70)(cid:3) (cid:75)(cid:68)(cid:86)(cid:3) (cid:70)(cid:75)(cid:68)(cid:81)(cid:74)(cid:72)(cid:71)(cid:3) (cid:70)(cid:82)(cid:81)(cid:86)(cid:88)(cid:80)(cid:72)(cid:85)(cid:3) (cid:69)(cid:72)(cid:75)(cid:68)(cid:89)(cid:76)(cid:82)(cid:85)(cid:86)(cid:3) (cid:68)(cid:81)(cid:71)(cid:3) (cid:68)(cid:87)(cid:87)(cid:76)(cid:87)(cid:88)(cid:71)(cid:72)(cid:86)(cid:3) (cid:85)(cid:72)(cid:79)(cid:68)(cid:87)(cid:76)(cid:81)(cid:74)(cid:3) (cid:87)(cid:82)(cid:3) (cid:86)(cid:75)(cid:68)(cid:85)(cid:72)(cid:71)(cid:16)(cid:80)(cid:82)(cid:69)(cid:76)(cid:79)(cid:76)(cid:87)(cid:92)(cid:3) (cid:68)(cid:81)(cid:71)(cid:3) (cid:70)(cid:68)(cid:85)
(cid:82)(cid:90)(cid:81)(cid:72)(cid:85)(cid:86)(cid:75)(cid:76)(cid:83)(cid:17)(cid:3) (cid:3) (cid:55)(cid:75)(cid:72)(cid:3) (cid:70)(cid:82)(cid:81)(cid:87)(cid:76)(cid:81)(cid:88)(cid:72)(cid:71)(cid:3) (cid:83)(cid:85)(cid:72)(cid:73)(cid:72)(cid:85)(cid:72)(cid:81)(cid:70)(cid:72)(cid:3) (cid:73)(cid:82)(cid:85)(cid:3) (cid:83)(cid:72)(cid:85)(cid:86)(cid:82)(cid:81)(cid:68)(cid:79)(cid:3) (cid:89)(cid:72)(cid:75)(cid:76)(cid:70)(cid:79)(cid:72)(cid:86)(cid:3) (cid:86)(cid:75)(cid:82)(cid:88)(cid:79)(cid:71)(cid:3) (cid:86)(cid:87)(cid:85)(cid:72)(cid:81)(cid:74)(cid:87)(cid:75)(cid:72)(cid:81)(cid:3) (cid:87)(cid:75)(cid:72)(cid:3) (cid:81)(cid:72)(cid:72)(cid:71)(cid:3) (cid:73)(cid:82)(cid:85)(cid:3) (cid:82)(cid:88)(cid:85)(cid:3) (cid:82)(cid:81)(cid:16)(cid:86)(cid:87)(cid:85)(cid:72)(cid:72)(cid:87)
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(cid:55)(cid:75)(cid:68)(cid:81)(cid:78)(cid:3)(cid:92)(cid:82)(cid:88)(cid:3)(cid:73)(cid:82)(cid:85)(cid:3)(cid:92)(cid:82)(cid:88)(cid:85)(cid:3)(cid:70)(cid:82)(cid:81)(cid:87)(cid:76)(cid:81)(cid:88)(cid:72)(cid:71)(cid:3)(cid:82)(cid:90)(cid:81)(cid:72)(cid:85)(cid:86)(cid:75)(cid:76)(cid:83)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:86)(cid:88)(cid:83)(cid:83)(cid:82)(cid:85)(cid:87)(cid:17)(cid:3)(cid:3)

(cid:54)(cid:76)(cid:81)(cid:70)(cid:72)(cid:85)(cid:72)(cid:79)(cid:92)(cid:15)

G Marc Baumann
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(PAGE INTENTIONALLY LEFT BLANK)

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

(cid:3) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2020

Or

(cid:4) TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from               to
Commission file number: 000-50796

SP PLUS CORPORATION
(Exact Name of Registrant as Specified in Its Charter)

Delaware
(State or Other Jurisdiction of
Incorporation or Organization)

16-1171179

(I.R.S. Employer Identification No.)

200 E. Randolph Street, Suite 7700
Chicago, Illinois 60601-7702

(Address of Principal Executive Offices, Including Zip Code)

(312) 274-2000

(Registrant's Telephone Number, Including Area Code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Common Stock, $0.001 par value per share

Trading Symbol(s)
SP

Name of each exchange on which registered
The Nasdaq Stock Market LLC

Securities registered pursuant to Section 12(g) of the Act: NONE

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes (cid:3) No (cid:4)

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes (cid:4) No (cid:3)

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter periods that the registrant was required to file such reports), and (2) has been subject to 
such filing requirements for the past 90 days. Yes (cid:3) No o
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule
405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to 
submit such files). Yes (cid:3) No (cid:4)
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, 
or an emerging growth company.

See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of 
the Exchange Act. (Check one):

Large Accelerated Filer
Non-accelerated Filer

(cid:3)
(cid:4)

Accelerated Filer
Smaller Reporting Company
Emerging Growth Company

(cid:4)
(cid:4)
(cid:4)

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with 
any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. O
Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its 
internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting
firm that prepared or issued its audit report.  (cid:3)
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes (cid:4)                      No (cid:3)
As of June 30, 2020, the last business day of the registrant's most recently completed second fiscal quarter, the aggregate market value of the
voting and non-voting common stock held by nonaffiliates of the registrant was approximately $476.8 million. Solely for purposes of this 
disclosure, shares of common stock held by executive officers and directors of the registrant as of such date have been excluded because such 
persons may be deemed to be affiliates. This determination of executive officers and directors as affiliates is not necessarily a conclusive 
determination for any other purposes.

Class

Outstanding at February 19, 2021

Common Stock, $0.001 par value per share

23,124,954  Shares

DOCUMENTS INCORPORATED BY REFERENCE
Portions of the registrant's definitive proxy statement to be delivered to stockholders in connection with the Annual Meeting of Stockholders to be 
held on May 12, 2021 are incorporated by reference into Part III of this Form 10-K. The 2020 Proxy Statement will be filed with the U.S. Securities 
and Exchange Commission within 120 days after the end of the fiscal year to which this report relates.

SP PLUS CORPORATION

TABLE OF CONTENTS

Item 1.

Business

Item 1A.

Risk Factors

Item 1B.

Unresolved Staff Comments

Item 2.

Properties

Item 3.

Legal Proceedings

Item 4.

Mine Safety Disclosures

Item 5.

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of 
Equity Securities

Item 6.

Selected Financial Data

Item 7.

Management's Discussion and Analysis of Financial Condition and Results of Operations

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk

Item 8.

Financial Statements and Supplementary Data

Item 9.

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

Item 9A.

Controls and Procedures

Item 9B.

Other Information

Item 10.

Directors, Executive Officers and Corporate Governance

Item 11.

Executive Compensation

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 
Matters

Item 13.

Certain Relationships and Related Transactions, and Director Independence

Item 14.

Principal Accountant Fees and Services

PART I

PART II

PART III

PART IV

Item 15.

Exhibits and Financial Statement Schedules

Item 16.

Form 10-K Summary

Signatures

3

9

18

18

19

19

20

21

22

37

37

37

37

38

40

40

40

40

40

41

43

44

1

Forward-Looking Statements

The Business section and other parts of this Annual Report on Form 10-K ("Form 10-K") contain forward-looking statements, 
within  the  meaning  of  the  Private  Securities  Litigation  Reform  Act  of  1995,  that  involve  risks  and  uncertainties.  Many  of  the
forward-looking  statements  are  located  in  "Management's  Discussion  and  Analysis  of  Financial  Condition  and  Results  of 
Operations." Forward-looking statements provide current expectations of future events based on certain assumptions and include 
any statement that does not directly relate to any historical or current fact. Forward-looking statements can also be identified by 
words  such  as  "future,"  "anticipates,"  "believes,"  "estimates,"  "expects,"  "intends,"  "plans,"  "predicts,"  "will,"  "would,"  "could," 
"can," "may," and similar terms. Forward-looking statements are not guarantees of future performance and the Company's actual 
results  may  differ  significantly  from  the  results  discussed  in  the  forward-looking  statements.  Factors  that  might  cause  such 
differences include, but are not limited to, those discussed in Part I, Item 1A. of this Form 10-K under the heading "Risk Factors," 
which are incorporated herein by reference. Each of the terms the "Company" and "SP Plus" as used herein refers collectively to
SP Plus Corporation and its wholly owned subsidiaries, unless otherwise stated. The Company assumes no obligation to revise
or update any forward-looking statements for any reason, except as required by law.

2

Item 1.

Business

Our Company

PART I

SP Plus Corporation, a Delaware corporation, which operates through its subsidiaries (collectively referred to as "we", "us", "our")
facilitates  the  efficient  movement  of  people,  vehicles  and  personal  belongings  with  the  goal  of  enhancing  the  consumer 
experience  while  improving  bottom  line  results  for  our  clients.  We  provide  professional  parking  management,  ground
transportation, remote baggage check-in and handling, facility maintenance, security, event logistics, and other technology-driven 
mobility solutions to aviation, commercial, hospitality, healthcare and government clients across North America.

Acquisitions, Investment in Joint Venture and Sale of Business

On November 30, 2018, we acquired the outstanding shares of ZWB Holdings, Inc. and Rynn's Luggage Corporation, and their 
subsidiaries  and  affiliates  (collectively,  "Bags"),  for  an  all-cash  purchase  price  of  $277.9  million,  net  of  $5.9  million  of  cash
acquired. Bags is a leading provider of baggage services, remote airline check-in, and other related services, primarily to airline,
airport  and  hospitality  clients.  Bags  provides  these  services  by  combining  exceptional  customer  service  with  innovative
technologies. Bags clients include major airlines, airports, sea ports, cruise lines, and leading hotels and resorts.

Our Operations

Our experience in the industries we serve has allowed us to develop and standardize a rigorous system of processes and controls
that enable us to deliver consistent, transparent, value-added and high-quality services that facilitate the movement of people, 
vehicles and personal belongings. We serve a variety of industries and have industry vertical specific specialization in commercial 
real  estate,  residential  communities,  hotels  and  resorts,  airports,  airlines,  cruise  lines,  healthcare  facilities,  municipalities  and
government facilities, retail operations, large event venues, colleges and universities.

We operate under two primary types of arrangements: management type contracts and lease type contracts.

•

•

Under a management type contract, we typically receive a fixed and/or variable monthly fee for providing our services,
and we may also receive an incentive fee based on the achievement of certain performance objectives. We also receive
fees for ancillary services. Typically, all of the underlying revenue and expenses under a standard management type 
contract flow through to our client rather than to us.

Under a lease type contract, we generally pay to the client either a fixed annual rent, a percentage of gross customer 
collections, or a combination of both. Under a lease type contract, we collect all revenue and are responsible for most 
operating expenses, but typically are not responsible for major maintenance, capital expenditures or real estate taxes.

Our revenue is derived from a broad and diverse group of clients, industry vertical markets and geographies. Our clients include 
some of North America's largest private and public owners, municipalities and governments, managers and developers of major 
office buildings, residential properties, commercial properties, shopping centers and other retail properties, healthcare facilities
and medical centers, sports and special event complexes, hotels and resorts, airlines and cruise lines. No single client accounted 
for more than 6% of our revenue, net of reimbursed management type contract revenue, or more than 6% of our gross profit for 
the year ended December 31, 2020. Additionally, we have built a diverse geographic footprint that spans operations in 45 states, 
the District of Columbia and Puerto Rico, and 4 Canadian provinces. Our strategy is focused on building scale and leadership
positions in large, strategic markets in order to leverage the advantages of scale across a larger number of clients in a single
market.

Services

As a professional service provider, we provide comprehensive, turn-key service offering packages to our clients. Under a typical 
management type contract structure, we are responsible for providing and supervising all personnel necessary to facilitate daily
operations, which may include cashiers, porters, baggage handlers, valet attendants, managers, bookkeepers, and a variety of 
ground transportation services, maintenance, marketing, customer service, and accounting and revenue control functions.

Beyond  the  conventional  management  services  described  above,  we  also  offer  an  expanded  range  of  ground  transportation 
services, baggage delivery and handling services and other ancillary services. For example, we provide:

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shuttle  bus  vehicles  and  the  drivers  to  operate  them  serving  locations  such  as  on-airport  car  rental  operations  and
private off-airport parking locations;

ground  transportation  services,  such  as  taxi  and  livery  dispatch  services,  as  well  as  concierge-type  ground
transportation information and support services for arriving passengers with transportation network companies;

baggage services, including delivery of delayed luggage and baggage handling services;

remote airline check-in services;

wheelchair assist services at airports and to airline passengers;

baggage repair and replacement services;

on-street parking meter collection and other forms of parking enforcement services;

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valet  services,  including  vehicle  staging,  doorman/bellman  services  and  valet  tracking  systems  with  text-for-car 
capabilities;

remote  monitoring  services  using  technology  that  enables  us  to  monitor  parking  operations  from  a  remote,  off-site
location and provide 24-hour-a-day customer assistance (including remedying equipment malfunctions);

innovative  and  environmentally  compliant  facility  maintenance  services,  including  power  sweeping  and  washing,
painting and general repairs, as well as cleaning and seasonal services;

comprehensive security services including the training and hiring of security officers and patrol, as well as customized
services and technology that are efficient and appropriate for the property involved;

providing an online and mobile app consumer platform through parking.com; and

multi-platform marketing services including SP+ branded websites which offer clients a unique platform for marketing 
their facilities, mobile apps, search marketing, email marketing and social media campaigns.

Industry Overview

Overview

The  parking  management,  ground  transportation  services  and  baggage  services  providers,  as  well  as  technology  solution
providers  that  serve  those  industries,  are  large  and  fragmented.  A  substantial  number  of  companies  in  these  industries  offer 
parking  management  services,  ground  transportation  services,  technology  services  and  baggage  services  as  non-core
operations,  and  companies  in  these  industries  are  large  national  competitors  or  small  and  private  companies  that  operate  in
limited markets and geographies. Additionally, technological advancements are having an impact on both consumer behavior 
and  information  technology  in  these  industries.  From  time  to  time,  smaller  operators  find  they  lack  the  financial  resources,
economies of scale and/or management techniques required to compete for the business of increasingly sophisticated clients
and the increasing demands of clients. We expect this trend to continue and will provide larger professional service companies
with greater opportunities to expand their businesses and potentially acquire smaller operators. We also expect that new small 
operators and technology companies will continue to enter the market as they have in the past.

Beginning  in  March  2020,  the  COVID-19  pandemic  (“COVID-19”)  and  the  resulting  stay  at  home  orders  issued  by  local
governments began impacting certain industries and businesses internationally and within the United States and North America, 
including our business and those businesses that serve the hospitality and travel industries. See Item 1A. Risk Factors for risks
related to COVID-19, as well as other risks related to our business and the industry.   

s

Industry Operating Arrangements

Professional service businesses operate primarily under two general types of arrangements, which include:

Management Type Contracts

Under management type contracts, the professional service operator generally receives a fixed and/or variable monthly fee for 
providing services and may receive an incentive fee based on the achievement of certain performance objectives. Professional 
service  operators  also  generally  charge  fees  for  various  ancillary  services  such  as  accounting  support  services,  equipment
leasing and consulting. Primary responsibilities under a management type contract include hiring, training and staffing personnel,
and providing revenue collection, accounting, record-keeping, insurance and marketing services. The client is usually responsible
for operating expenses associated with the client's operations, such as taxes, license and permit fees, insurance costs, payroll 
and  accounts  receivable  processing  and  wages  of  personnel  assigned  to  the  operation,  although  some  management  type
contracts, typically referred to as "reverse" management type contracts, require the professional service operator to pay certain
of these cost categories but provide for payment to the operator of a larger management fee. Under a management type contract, 
the client usually is responsible for non-routine maintenance and repairs and capital improvements of the operation facility or
location, such as structural and significant mechanical repairs. Management type contracts are typically for a term of one to three 
years (although the contracts may be terminated and may contain renewal clauses).

Lease Type Contracts

Under  lease  type  contracts,  the  services  operator  generally  pays  to  the  client  or  property  owner  a  fixed  base  rent  or  fee,
percentage rent that is tied to the financial performance of the operation, or a combination of both. The professional services
operator  collects  all  revenue  and  is  responsible  for  most  operating  expenses,  but  typically  is  not  responsible  for  major 
maintenance, capital expenditures or real estate taxes. In contrast to management type contracts, lease type contracts typically 
have longer terms of three to ten years, and often contain a renewal term and provide for a fixed payment to the client regardless
of the facility's operating earnings. In addition, many of these lease type contracts may be canceled by the client for various
reasons, including development of the real estate for other uses, and may be canceled by the client on as little as 30 days' notice 
without cause. Lease type contracts generally require larger capital investment by the services operator than do management
type contracts and therefore tend to have longer contract periods.

General Business Trends

We believe that our clients recognize the potential for parking services, parking management, ground transportation services,
baggage services and technology-driven mobility solutions and other ancillary services to be a profit generator and/or a service
differentiator to their respective customers. By outsourcing these services, our clients are able to capture additional profit and

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enhance the customer experience by leveraging unique technology, operational skills and controls that an experienced services
and technology company can offer. Our ability to consistently deliver a uniformly high level of services to our clients, including 
the  use  of  various  technological  solutions  and  enhancements,  allows  us  to  maximize  the  profit  and  enhance  the  customer 
experience for our clients, thereby improving our ability to win contracts and retain existing clients.

Our Competitive Strengths

We believe we have the following key competitive strengths:

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Sphere™, 

A  Leading  Market  Position  with  a  Unique  Value  Proposition.  We  are  one  of  the  leading  providers  of  parking
management, ground transportation services, baggage services, technology-driven mobility solutions and other ancillary
services  to  commercial,  hospitality,  institutional,  municipal  and  government,  airports,  airlines  and  cruise  line  clients 
across North America. SP+ introduced Sphere™, a suite of industry-leading technology solutions that drives end-to-
end mobility and delivers a frictionless consumer experience across all markets we serve. These services include on-
site parking management, valet parking, ground transportation services, facility maintenance, event logistics, baggage 
related  services,  remote  airline  check-in  services,  security  services,  municipal  meter  revenue  collection  and 
enforcement services, and consulting services. We market and offer many of our services under our SP+, Sphere™
and Bags® brands, which reflect our ability to provide customized solutions and meet the varied demands of our diverse
client  base.  We  can  augment  our  parking  services  by  providing  our  clients  with  related  services  through  our  SP+ 
®
Parking, SP+ Facility Maintenance, SP+ GAMEDAY, SP+ Transportation, SP+ Event Logistics,
Bags
and,  in  certain  sections  of  the  United  States  and  Canada,  SP+  Security service  lines,  thus  enabling  our  clients  to 
efficiently address various needs through a single vendor relationship. We believe our ability to offer a comprehensive
range of services and leverage our Sphere™ platform on a national basis is a significant competitive advantage and
allows  our  clients  to  attract,  service  and  retain  customers,  gain  access  to  the  breadth  and  depth  of  our  service  and
process expertise, leverage our significant technology capabilities and enhance their financial operations and customer 
experience.

Sphere™, 

®

Our  Scale  and  Diversification. Expanding  our  client  base,  industry  vertical  markets  and  geographic  locations  has 
enabled us to significantly enhance our operating efficiency over the past several years by standardizing processes and
managing overhead. The ability to use our scale and purchasing power with vendors drives cost savings and benefits
to our client base.

o

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Client  Base.  Our  clients  include  some  of  North  America's  largest  private  and  public  owners,  municipalities,
managers and developers of major office buildings, residential properties, commercial properties, shopping centers 
and other retail properties, sports and special event complexes, hotels and resorts, healthcare facilities and medical
centers, airports, airlines and cruise lines.

Industry  Vertical  Markets.  We  believe  that  our  industry  vertical  market  diversification,  such  as  commercial  real
estate, residential communities, hotels and resorts, airports, airlines, cruise lines, healthcare facilities and medical 
centers, seaports, municipalities and government facilities, commercial real estate, residential communities, retail 
operations,  large  event  venues,  and  colleges  and  universities,  allows  us  to  minimize  our  exposure  to  industry-
specific seasonality and volatility. We believe that the breadth of end-markets we serve and the depths and diversity
of services we offer to those end-markets provide us with a broader base of clients that we can target.

o Geographic Locations. We have a diverse geographic footprint that includes operations in 45 states, the District of 

Columbia, Puerto Rico and 4 Canadian provinces as of December 31, 2020.

Stable Client Relationships. We have a track record of providing our clients with consistent, value-added and high quality
services, which can enhance their customer’s experience. We continue to see a trend in outsourcing to professional 
service providers; we believe this trend has meaningful benefits to companies like ours, which has a national footprint 
and scale, extensive industry experience, broad process capabilities, and a demonstrated ability to create value for our 
clients.

Established  Platform  for  Future  Growth. We  have  invested  resources  and  developed  a  national  infrastructure  and
Sphere™ technology  solutions  and  platforms  that  are
complemented  by  significant  management  expertise,  which 
enables us to scale our business for future growth effectively and efficiently. We have the ability to transition into local
service operations very quickly, from the simplest to the most complex operation, and have experience working with
incumbent  professional  service  operators  to  implement  smooth  and  efficient  takeovers  and  integrate  new  local 
professional service operations seamlessly into our existing operations.

Predictable Business Model. We believe that our business model provides us with a measure of insulation from broader 
economic cycles, because a significant portion of our locations operate on management type contracts that, for the most
part, are not dependent upon the financial performance of the client's operation. In order to mitigate some of the effects
from COVID-19, we converted many of our lease locations to management locations during the year ended December 
31, 2020. In addition, we were able to exit or renegotiate many less profitable contracts, which were for both lease-type 
and management-type contracts. 

Highly Capital Efficient Business with Attractive Cash Flow Characteristics. Our business generates attractive operating 
cash flow due to negative working capital dynamics. In addition, we generally have low capital expenditure requirements.

Focus  on  Operational  Excellence  and  Human  Capital  Management.  Our  culture  and  training  programs  place  a
continuing focus on excellence in the execution of all aspects of day-to-day operations. This focus is reflected in our 
ability to deliver to our clients professional, high-quality services through well-trained, service-oriented personnel, which
we  believe  differentiates  us  from  our  competitors.  To  support  our  focus  on  operational  excellence,  we  manage  our 
human capital through a comprehensive, structured program that evaluates the competencies and performance of all

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of  our  key  operations  and  administrative  support  personnel  on  an  annual  basis.  We  have  also  dedicated  significant
resources to human capital management, providing comprehensive training for our employees, delivered through the
use of our web-based SP+ University™ learning management system, in addition to facilitated classes. This investment
in  our  people  promotes  customer  service  and  client  retention  in  addition  to  providing  our  employees  with  continued 
training and career development opportunities.

•

Focus on Operational Compliance and Safety Initiatives. Our culture and training programs continue to focus on various 
compliance and safety initiatives and disciplines throughout the organization, as we implement an integrated approach
for continuous improvement in our risk and safety programs. We have also dedicated significant resources to our risk
and safety programs by providing comprehensive training for our employees, delivered primarily through the use of our 
web-based SP+ University™ learning management system, on-site training and our SP+irit in Safety newsletters.

y

Our Growth Strategy

Building on these competitive strengths, we believe we are well positioned to execute on the following growth strategies:

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Grow Our Business in Existing Geographic Markets. A component of our strategy is to capitalize on economies of scale
and operating efficiencies by expanding our business in our existing geographic markets, especially in our core markets.
As a given geographic market achieves a certain operational size, we will typically establish a local office in order to 
promote increased operating efficiency by enabling local managers to use a common staff for recruiting, training and 
human resources support. The concentration of our operating locations allows for increased operating efficiency and 
superior levels of customer service and retention through the accessibility of local managers and support resources.

Increase Penetration in Our Current Industry Vertical Markets. We believe that a significant opportunity exists for us to 
further  expand  our  presence into  certain  industry  vertical  markets,  such  as  airports  and  aviation,  colleges  and
universities, healthcare, municipalities, hospitality and event services. In order to effectively target these markets, we
have implemented a go-to-market strategy of aligning our business by industry vertical markets and branding our domain
expertise  through  our  SP+, Sphere™  and Bags®  designations  to  highlight  the  specialized  expertise,  competencies,
services  and  technology  offerings  that  we  provide  to  meet  the  needs  of  each  particular  industry  and  customer.  Our 
recognized SP+ brand, which emphasizes our specialized market expertise and distinguishes our ancillary service lines
from traditional parking, includes a broad array of our operating divisions such as, SP+ Commercial Services, SP+ 
Airport Services, SP+ GAMEDAY, SP+ Healthcare Services, SP+ Hospitality Services, SP+ Municipal Services,
SP+ Office Services, SP+ Residential Services, SP+ Retail Services, and SP+ University Services, that further 
highlight the market-specific subject matter expertise that enables our professionals to meet the varied demands of our 
clients.

®

Expand and Cross-Sell Additional Services to Drive Incremental Revenue. We believe we have significant opportunities 
to further strengthen our relationships with existing clients, and to attract new clients, by continuing to cross-sell value-
added services that complement our core service operations.

Grow and Expand Cross-Selling Bags Services. Bags® is a leading provider of baggage services, remote airline check-
in services, and other related services, primarily to airline, airport, sea ports, cruise lines and hotels and resorts. Bags 
combines exceptional customer service with innovative technologies to provide these value-add client and customer 
services.  We  believe  the  acquisition  of  Bags  allows  us  to  further  cross-sell  the  aforementioned  services  that  Bags 
provides to our existing clients within the aviation, hospitality and commercial markets and to cross-sell parking services 
and ground transportation services and other ancillary services to our existing Bags® clients. Our emphasis on these
innovative services will continue to drive value with our clients and allow us to expand our footprint into multiple markets.

®

Expand  Our  Geographic  Platform.  We  believe  that  opportunities  exist  to  further  develop  new  geographic  markets
through new contracts, acquisitions, alliances, joint ventures or partnerships. Clients that outsource the management of 
their operations and professional services often have a presence in a variety of urban markets and seek to outsource
the management of their operations to a national provider. We continue to focus on leveraging relationships with existing
clients that have locations in multiple markets as one potential entry point into developing new core markets.

Focus on Operational Efficiencies to Further Improve Profitability. We have invested substantial resources in information
technology  and  regularly seek  to  consolidate  various  corporate  functions  where  possible  in  order  to  improve  our 
processes and service offerings. In addition, we will continue to evaluate and improve our human capital management
to ensure a consistent and high-level of service for our clients. The initiatives undertaken to date in these areas have
improved our cost structure and enhanced our financial strength, which we believe will continue to yield future benefits.
Sphere™  , Remote Services allows us to provide remote management services, whereby personnel are able to monitor 
revenue  and  other aspects  of  an  operation  and  provide  24-hour-a-day  customer  assistance  (including  remedying
equipment malfunctions at a facility) by using off-site personnel and equipment. We have begun expanding the facilities
where our remote management technology is installed. Additionally, Sphere™ iQ Admin reduces the dependency on
local resources by providing remote support for daily revenue reporting and monthly billing maintenance, reducing the
cost of local bookkeeping and allowing for increased focus on maximizing revenue.  
We expect these businesses to 
grow as clients focus on improving the profitability of their operations by decreasing labor costs at their locations through 
remote services.

Pursue Opportunistic, Strategic Acquisitions. The outsourced professional services industry remains fragmented and
presents a significant opportunity for us. Given the scale in our existing operating platform, we have a demonstrated
ability to successfully identify, acquire and integrate strategic acquisitions such as Bags. We will continue to selectively
pursue acquisitions and joint venture investment opportunities that help us acquire scale or further enhance our service 
capabilities.

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Grow and Expand the Hospitality and Healthcare Businesses. SP+ Hospitality Services and SP+ Healthcare Services
is a leader in the hospitality and healthcare parking and valet industries, and management continues to believe there is
significant opportunity to use SP+'s capabilities to further develop a national business in hospitality and healthcare. Our 
objective is to focus on the most important aspects of the business promptly upon obtaining a new location, from the 
first contact with a potential customer to the execution of our services. Given the importance of neat, clean and polite
service, the success of our parking and valet business is dependent upon ensuring that its associates deliver excellent
service every day. To accomplish this objective, our SP+ University Services™ provides training to its parking and
valet associates. SP+ University Services™ continuously provides training to our parking and valet professionals to 
become an integrated extension of our clients' staff and blend seamlessly into the overall hospitality and healthcare
experience.

Business Development

We place a specific focus on marketing and relationship efforts that pertain to those clients or prospective clients having a large
regional  or  national  presence.  Accordingly,  we  assign  dedicated  executives  to  these  existing  clients  or  prospective  clients  to 
manage the overall relationship, as well as to reinforce existing account relationships and to develop new relationships, and to
take any other action that may further our business development interests.

Competition

We  face  competition  from  large  national  competitors  and  numerous  smaller,  locally  owned  independent  professional  service 
providers and operators, offering an array of services and professional service solutions, which may include developers, hotels
and resorts, airports, airlines, cruise lines, national services companies and other institutions that may elect to internally manage 
their own professional service offerings. Additionally, technological factors that improve ride-sharing capabilities increase the use
of  parking  aggregators  and  the  use  of  third-party  technology-driven  mobility  solutions  can  impact  our  parking  and  parking
management  business.  Some  of  our  present  and  potential  competitors  have  or  may  obtain  greater  financial  and  marketing
resources than we have, which may negatively impact our ability to retain existing contracts and gain new contracts. We also
face  significant  competition  in  our  efforts  to  provide  ancillary  services  such  as  shuttle  bus  services  and  on-street  parking 
enforcement because of the number of large companies that specialize in these services.

We compete for management contract type clients based on a variety of factors, including fees charged for services, providing a
comprehensive  suite  of  technology  driven  mobility  solutions,  ability  to  generate  revenues  and  control  expenses  for  clients,
accurate and timely reporting of operational results, providing high quality customer service and customer experience, and the
ability to anticipate and respond to industry and technology related changes. Factors that affect our ability to compete for lease 
contract type locations include the ability to make financial commitments, long-term financial stability, and the ability to generate
revenues  and  control  expenses.  Factors  affecting  our  ability  to  compete  for  employees  include  wages,  benefits  and  working 
conditions.

Support Operations

We  maintain  regional  and  city  offices  throughout  the  United  States,  Canada  and  Puerto  Rico.  These  offices  serve  as  the
centralized locations through which we provide the employees to staff our professional services as well as the on-site and support
management staff to oversee those operations. Our administrative staff is primarily based in those same offices and facilitate the 
efficient,  accurate  and  timely  production  and  delivery  of  client  deliverables,  such  as  monthly  reporting,  invoicing,  etc.  Having
these all-inclusive operations and administrative teams located in regional and city offices throughout the United States, Canada
and Puerto Rico allows us to add new professional services for new and existing clients in a seamless and cost-efficient manner.

Our  overall  basic  corporate  functions  in  the  areas  of  finance,  human  resources,  risk  management,  legal,  purchasing  and 
procurement, general administration, strategy, and product and technology are primarily based in our Chicago corporate office, 
as well as the Nashville and Orlando support offices.

Employees

As  of  December  31,  2020,  we  employed  approximately  12,200  individuals,  including  8,600  full-time  and  3,600  part-time
employees. Approximately 28% of our employees are covered by collective bargaining agreements and represented by labor 
unions, which include various local operational employees. Various union locals represent local operational employees in the 
following cities: Akron (OH), Arlington, Baltimore, Birmingham, Boston, Buffalo, Burbank, Chicago, Cincinnati, Cleveland, Dallas, 
Denver, Detroit, Kansas City, Las Vegas, Los Angeles, Manchester (NH), Meadowlands, Miami, New York City, Newark, Oakland,
Ontario (Canada), Orlando, Oxon Hill, Philadelphia, Pittsburgh, Portland, Richmond, San Diego, San Francisco, San Jose, San 
Juan (Puerto Rico), Santa Monica, Seattle, Washington, D.C. and Windsor Locks.

We  are  frequently  engaged  in  collective  bargaining  negotiations  with  various  union  locals.  No  single  collective  bargaining 
agreement  covers  a  material  number  of  our  employees.  We  believe  that  our  employee  relations  are  generally  healthy,  as
evidenced by higher than average rate of tenure and rate of internal promotions.

Central to our ability to execute on our business strategy is the commitment of our employees to delivering excellence in execution 
of all aspects of our day-to-day operations. We strive to create an inclusive environment which promotes diversity across our 
organization  and  a  safe  and  engaging  work  environment  where  our  employees  have  the  opportunity  to  succeed  and  grow. 
Through our comprehensive development programs and talent management systems, our employees refine their skills and are
able to access continued training and career development opportunities. In addition to base salary, our compensation and benefits 
programs are structured to retain and motivate our employees.

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The health and safety of our employees is of paramount importance. Because the safety is the responsibility of everyone, each 
employee is expected to take all safety and health polices seriously and help enforce these policies within the workplace. In 2020,
we quickly activated comprehensive health and safety protocols to ensure appropriate safety precautions to address COVID-19.  

Insurance

We purchase comprehensive liability insurance covering certain claims that occur in the operations that we lease or manage
including coverage for general/garage liability, garage keepers legal liability, and auto liability. In addition, we purchase workers' 
compensation insurance for all eligible employees and umbrella/excess liability coverage. Under our various liability and workers' 
compensation insurance policies, we are obligated to pay directly or reimburse the insurance carrier for the deductible / retention 
amount for each loss covered by our general/garage liability, automobile liability, workers' compensation, and garage keepers
legal liability policy. As a result, we are effectively self-insured for all claims up to the deductible / retention amount for each loss.
We also purchase property insurance that provides coverage for loss or damage to our property and in some cases our clients' 
property, as well as business interruption coverage for lost operating income and certain associated expenses. Because of the 
size of the operations covered and our claims experience, we purchase insurance policies at prices that we believe represent a 
discount to the prices that would typically be charged to our clients on a stand-alone basis. The clients for whom we provide 
professional services pursuant to management type contracts have the option of purchasing their own liability insurance policies 
(provided that we are named as an additional insured party), but historically most of our clients have chosen to obtain insurance
coverage by being named as additional insureds under our master liability insurance policies. Pursuant to our management type
contracts, we charge those clients insurance-related costs.

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We provide group health insurance with respect to eligible full-time employees (whether they work at leased facilities, managed
facilities or in our support offices). We self-insure the cost of the medical claims for these participants up to a stop-loss limit. 
Pursuant to our management type contracts, we charge those clients insurance-related costs.

Regulation

Our  business  is  subject  to  numerous  federal,  state  and  local  laws  and  regulations,  and  in  some  cases,  municipal  and  state
authorities  directly  regulate  or  impose  extensive  governmental  restrictions  concerning  automobile  capacity,  pricing,  structural
integrity and certain prohibited practices. Additionally, many cities impose a tax or surcharge on parking services, which generally 
range from 10% to 50% of revenues collected. We collect and remit sales/parking taxes and file tax returns for and on behalf of
our clients and ourselves. We are affected by laws and regulations that may impose a direct assessment on us for failure to remit
sales/parking taxes or to file tax returns for ourselves and on behalf of our clients.

Under various federal, state and local environmental laws, ordinances and regulations, a current or previous owner or operator 
of real property may be liable for the costs of removal or remediation of hazardous or toxic substances on, under or in such
property. Such laws typically impose liability without regard to whether the owner or operator knew of, or was responsible for, the
presence of such hazardous or toxic substances. In connection with the operation of parking facilities, we may be potentially 
liable for any such costs.

Several state and local laws have been passed in recent years that encourage car-pooling and the use of mass transit or impose
certain restrictions on automobile usage. These types of laws have adversely affected our revenues and could continue to do so
in the future. For example, New York City and Boston imposed restrictions in the wake of terrorist attacks, which included street 
closures, traffic flow restrictions and a requirement for passenger cars entering certain bridges and tunnels to have more than
one occupant during the morning rush hour. It is possible that cities could enact new or additional measures such as higher tolls,
increased taxes and vehicle occupancy requirements in certain circumstances, which could adversely impact us. We are also 
affected by zoning and use restrictions and other laws and regulations that are common to any business that deals with real
estate.

In  addition,  we  are  subject  to  laws  generally  applicable  to  businesses,  including,  but  not  limited  to  federal,  state  and  local
regulations  relating  to  wage  and  hour  matters,  including  minimum  wage  per  hour  laws  and  regulations  imposed,  employee
classification, mandatory healthcare benefits, unlawful workplace discrimination, human rights laws and whistle blowing. Several
cities in which we have operations either have adopted or are considering the adoption of so-called "living wage" ordinances, 
which could adversely impact our profitability by requiring companies that contract with local governmental authorities and other 
employers to increase wages to levels substantially above the federal minimum wage. In addition, we are subject to provisions 
of the Occupational Safety and Health Act of 1970, as amended ("OSHA"), and related regulations. Any actual or alleged failure 
to comply with any regulation applicable to our business or any whistle-blowing claim, even if without merit, could result in costly
litigation, regulatory action or otherwise harm our business, financial condition and results of operations.

In connection with ground transportation services and certain airline and cruise line transportation, baggage services and remote 
airline check-in services provided to our clients, the U.S. Department of Transportation, including the Transportation Security
Administration (the "TSA"), the Federal Aviation Administration (the "FAA") and Department of Homeland Security, and various
federal and state agencies, exercise broad powers over these certain transportation services, including shuttle bus operations,
baggage delivery services, and remote airline check-in, licensing and authorizations, safety, training and insurance requirements.
Our  employees  must  also  comply  with  the  various  safety  and  fitness  regulations  promulgated  by  the  U.S.  Department  of 
Transportation and other federal agencies, including those related to minimum training hours and requirements, drug and alcohol
testing and service hours. We may become subject to new and more restrictive federal and state regulations. Compliance with 
such regulations may increase our operating costs.

Regulations by the FAA may affect our business. The FAA generally prohibits parking within 300 feet of airport terminals during
times of heightened alert. The 300 feet rule and new regulations may prevent us from using a number of existing spaces during 
heightened security alerts at airports. Reductions in the number of parking spaces may reduce our gross profit and cash flow.

8

Various  other  governmental  regulations  affect  our  operation  of  property  or  facilities,  both  directly  and  indirectly,  including the
Americans with Disabilities Act (the "ADA"). Under the ADA, all public accommodations, including parking facilities, are required 
to meet certain federal requirements related to access and use by disabled persons. For example, the ADA requires parking 
facilities to include handicapped spaces, headroom for wheelchair vans, attendants' booths that accommodate wheelchairs and 
elevators that are operable by disabled persons. When negotiating contracts with clients, we generally require that the property 
owner  contractually  assume  responsibility  for  any  ADA  liability  in  connection  with  the  property  or  facility.  There  can  be  no 
assurance, however, that the property owner has assumed such liability for any given property or that we would not be held liable 
despite assumption of responsibility for such liability by the property owner. We believe that the parking facilities we operate are 
in substantial compliance with ADA requirements.

We are also subject to consumer credit laws and credit card industry rules and regulations relating to the processing of credit
card transactions, including the Fair and Accurate Credit Transactions Act and the Payment Card Data Security Standard. These 
laws and industry standards impose substantial financial penalties for non-compliance.

Intellectual Property

SP  Plus®,  SP+®  and  the  SP+  logo,  SP+  GAMEDAY®,  Sphere,  Technology  by  SP+TM  (and  its  related  marks),  Parking.com, 
Innovation In Operation®, Standard Parking® and the Standard Parking logo, CPC®, Central Parking System®, Central Parking 
Corporation®, USA Parking®, Focus Point Parking®, Allright Parking® and Bags®, are service marks registered with the United
States Patent and Trademark Office. In addition, we have registered the names and, as applicable, the logos of all of our material 
subsidiaries and divisions as service marks with the United States Patent and Trademark Office or the equivalent state registry.
We  invented  the  Multi-Level  Vehicle  Parking  Facility  Musical  Theme  Floor  Reminder  System.  We  have  also  registered  the 
copyright  in  our  proprietary  software,  such  as  Client  View©,ww Hand  Held Program©,  License  Plate  Inventory  Programs©  and
ParkStat© with the United States Copyright Office. We also own the URL
 maketraveleasier.com. We deem our registered service
marks to be important, but not critical, to our business and marketing efforts.

tt

Corporate Information

Our Annual Report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and amendments to those reports
filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (the “Exchange Act”) are available
free of charge at www.spplus.com as soon as reasonably practicable after we file such material with, or furnish it to, the Securities
and Exchange Commission ("SEC"). We provide references to our website for convenience, but our website is not incorporated
into this or any of our other filings with the SEC.

Item 1A. Risk Factors

The  following  discussion  of  risk  factors  contains  forward-looking  statements.  These  risk  factors  may  be  important  to 
understanding any statement in this Form 10-K or elsewhere. The following information should be read in conjunction with Part 
II,  Item  7.  "Management's  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations"  and  the  Consolidated 
Financial Statements and related notes in Part IV, Item 15. "Exhibits and Financial Statement Schedules" of this Form 10-K.

The business, financial condition and operating results of the Company can be affected by a number of factors, whether currently l
known or unknown, including but not limited to those described below. Any one or more of such factors could directly or indirectly 
cause the Company's actual results of operations and financial condition to vary materially from past or anticipated future results 
of operations and financial condition. Any of these factors, in whole or in part, could materially and adversely affect the Company's 
business, financial condition, results of operations and stock price.

Because of the following factors, as well as other factors affecting the Company's financial condition and operating results, past 
financial performance should not be considered to be a reliable indicator of future performance, and investors should not use 
historical trends to anticipate results or trends in future periods.

Risks related to our business and industry

The global COVID-19 pandemic has had, and is expected to continue to have a negative effect on the global economy,
the United States economy and the global financial markets, and has disrupted, and is expected to continue to 
disrupt, our operations and our clients’ operations, all of which have had and will have an adverse effect on our 
business, financial condition and results of operations.

The ongoing COVID-19 global and national health emergency has caused significant disruptions in the international and United
States economies and financial markets. On March 11, 2020, the World Health Organization declared the COVID-19 outbreak
a pandemic. The spread of COVID-19 has caused illness, quarantines, cancellation of events and travel, business and school
shutdowns, reduction in business activity and financial transactions, supply chain interruptions and overall economic and
financial market instability.

We are taking precautions to protect the safety and well-being of our employees, clients and customers. However, no 
assurance can be given that the steps being taken will be deemed to be adequate or appropriate, nor can we predict the level 
of disruption which will occur to our ability to continue to provide services to our clients.

The spread of COVID-19 and the recent developments surrounding the global pandemic are having material negative impacts
on all aspects of our business, as many of the clients we serve have suspended or closed operations. We have been, and will 
continue  to  be,  negatively  impacted  by  related  developments,  including  heightened  governmental  regulations  and  travel
advisories, recommendations by the U.S. Department of State and the Centers for Disease Control and Prevention, and travel
bans and restrictions, each of which has impacted, and is expected to continue to significantly impact, the demand for the services 

9

we provide, including professional parking management, ground transportation, remote baggage check-in and handling, facility 
maintenance, security, event logistics, and other technology-driven mobility solutions.

The extent to which the pandemic impacts our business, operations, and financial results, including the duration and magnitude 
of such effects, will depend on numerous evolving factors that we may not be able to accurately predict or assess, including, but 
not limited to:

• 
• 
• 

• 

• 

• 
• 

• 

the duration and scope of the pandemic;
the roll-out of the vaccines for COVID-19;
its impact on global and regional economies and economic activity, including the duration and magnitude of its impact
on unemployment rates and consumer spending; 
its short and longer-term impact on consumer behavior (including the demand for travel and related hospitality services 
and attendance at concerts, conventions and large public gatherings) and levels of consumer confidence;
the  short  and  longer-term  impact  of  statewide  stay-at-home  orders,  including  the  possible  acceleration  of  the 
movement toward home office or “work from home” alternatives;
the ability of our clients and our customers to navigate the impacts of the pandemic;
actions governments, businesses and individuals take in response to the pandemic, including limiting or banning travel
and in-person gatherings; and 
how quickly economies, travel activity, sporting events, concerts and other social or business functions and gatherings 
and demand for the related services we provide recover after the pandemic subsides.

The COVID-19 pandemic has already subjected our business, operations and financial condition to a number of risks, including,
but not limited to, those discussed below.

• 

• 

• 

COVID-19 has negatively impacted, and is expected to continue to negatively impact to an extent we are unable to
predict, our revenues from the services we provide, which are driven primarily by revenues from commercial, travel,
entertainment and leisure-related activities.
Our clients may experience a decline in their revenues due to the pandemic, which may cause them to be unable or 
unwilling to pay us amounts that we are entitled to on a timely basis or at all, which would adversely affect our revenues 
and liquidity. 
Our clients with whom we have management type contracts may also require us to deposit all parking revenues directly 
into their respective accounts-a departure from our typical practice under such contracts of depositing such revenues
into one of our accounts and, after withholding and retaining any operating expenses and other amounts for which we
are responsible or to which we are entitled, remit funds to the client.  If client requests for such an arrangement are 
significant, our working capital and liquidity may be adversely affected.  

As a result, we have taken steps to reduce operating costs and other expenses while improving efficiency, including furloughing
a substantial number of our personnel, implementing reduced work hours for other hourly personnel, eliminating non-essential 
spending and capital expenditures and suspending our stock repurchase program. Those steps, along with others we have taken
and will take in the future, to reduce our costs may not be sufficient to offset any reduction in our revenues and, at the same time,
may  negatively  impact  our  ability  to  attract  and  retain  employees  and  senior  management,  retain  or  expand  our  client  and 
customer base, continue to provide services sufficient to meet customer demand, including, in particular, following the end of the
pandemic, and compete with others in our industries, and our reputation, revenues and market share may suffer as a result.

In addition, if our furloughed personnel do not return to work with us when the COVID-19 pandemic subsides, we may experience
operational  challenges,  which  could  limit  our  ability  to  grow  and  expand  our  business  and  could  reduce  our  profits.  Further, 
reputational damage from, and the financial impact of, reduced work hours could lead employees to depart the company and 
make it harder for us to recruit and hire new employees in the future.

Our ability to grow our company may also be harmed by COVID-19. If COVID-19 or general economic weakness causes further 
deterioration for the travel, leisure and hospitality industry or the other industries to which we provide services, we may not be
able to expand the geographies in which we provide our services or acquire businesses that may enable us to fuel our growth or 
otherwise execute our strategic growth plan.  In addition, once the pandemic subsides, certain acquisition or other opportunities
to grow our business may no longer be available, because such opportunities may have been pursued by our competitors or 
such  opportunities  may  be  too  costly  or  time-consuming  for  us  to  pursue  at  that  time.  See “Risks  relating  to  our  acquisition
strategy may adversely impact our results of operations.” See also “We are subject to intense competition that could constrain 
our ability to gain business and adversely impact our profitability.”

COVID-19 has caused, and, in the future, may continue to cause, us to incur additional expenses in light of the public health
implications posed by COVID-19, including additional or accelerated investments in technology solutions which may be 
mandated by local, state, federal or other governmental authorities or by recommendations from the Centers for Disease
Control and Prevention.  The cost of investing in, implementing and maintaining such technology may be high, and such 
technology, whether purchased or developed internally, may not meet our needs or the needs of our clients and customers, in a 
timely, cost-effective manner or at all. During the course of implementing new technology into our operations, we may 
experience system interruptions and failures, which may result in additional costs to us. In addition, we may not recognize, in a 
timely manner or at all, the benefits that we may expect as a result of our implementing this or any other new technology into
our operations.

The full impact of COVID-19 on our business and the industries in which we operate, as well as the effect on local, regional and
global economic conditions, is highly uncertain, and its continuation, a future resurgence of COVID-19, or the existence of any
future pandemic could precipitate or magnify the other risks described below in this Item 1A. “Risk Factors.”

10

We  are  subject  to  intense  competition  that  could  constrain  our  ability  to  gain  business  and  adversely  impact  our 
profitability.

Competition is intense in the parking facility management, valet, ground transportation service, event management and baggage 
delivery businesses including other ancillary services that we offer. Providers of similar services have traditionally competed on
the  basis  of  cost  and  quality  of  service.  As  we  have  worked  to  establish  ourselves  as  a  leader  in  the  industries  in  which  we
operate, we compete predominately on the basis of high levels of service and strong relationships. We may not be able to, or 
may choose not to compete with certain competitors on the basis of price. As a result, a greater proportion of our clients may
switch to other service providers or elect to self-manage the services we provide.

The  low  cost  of  entry  into  these  businesses  has  led  to  strongly  competitive,  fragmented  markets  consisting  of  various  sized 
entities, ranging from small local or single lot operators to large regional and national businesses and multi-facility operators, as
well as governmental entities and companies that can perform for themselves one or more of the services we provide. Regional
and local-owned and operated companies may have additional insights into local or smaller markets and significantly lower labor
and overhead costs, providing them with a competitive advantage in those regards. Competitors may also be able to adapt more 
quickly to changes in customer requirements, devote greater resources to the promotion and sale of their services or develop
technology that is as or more successful than our technology.

We provide nearly all of our services under contracts, many of which are obtained through competitive bidding, and many of our 
contracts require that our clients pay certain costs at specified rates. Our management type contracts are typically for a term of 
one  to  three  years,  although  the  contracts  may  be  terminated  by  the  client,  without  cause,  on  30-days'  notice  or  less,  giving 
clients regular opportunities to attempt to negotiate a reduction in fees or other allocated costs. Any loss of a significant number 
of clients could, in the aggregate, materially adversely affect our operating results. We may experience higher operating costs
related  to  changes  in  laws  and  regulations  regarding  employee  benefits,  employee  minimum  wage,  and  other  entitlements
promulgated by federal, state and local governments or as a result of increased local wages necessary to attract employees due 
to changes in the unemployment rate. If actual costs exceed the rates specified in the contacts or we are unable to renegotiate
our specified rates in our contracts, our profitability may be negatively affected. Furthermore, these strong competitive pressures 
could impede our success in bidding for profitable business and our ability to maintain or increase prices even as costs rise,
thereby reducing margins.

Changing consumer preferences and legislation may lead to a decline in parking demand, which could have a material 
adverse impact on our business, financial condition and results of operations.

Ride sharing services, such as Uber and Lyft, and car sharing services, like Zipcar, along with the potential for driverless cars,
may lead to a decline in parking demand in cities and urban areas. While we devote considerable effort and resources to analyzing 
and  responding  to  consumer  preference  and  changes  in  the  markets  in  which  we  operate,  consumer  preferences  cannot  be
predicted with certainty and can change rapidly. Changes in consumer behaviors, including the use of mobile phone applications 
and on-line parking reservation services that help drivers reserve parking with garage, lots and individual owner spaces, cannot
be predicted with certainty and could change current customers' parking preferences, which may have an impact on the price 
customers are willing to pay for our services. Additionally, urban congestion and congestion pricing due to the aforementioned 
ride sharing services, or state and local laws that have been or may be passed encouraging carpooling and use of mass transit
systems, may negatively impact parking demand and pricing that a customer would be willing to pay for our services. If we are 
unable to anticipate and respond to trends in the consumer marketplace and the industry, including, but not limited to, market 
displacement  by  livery  service  companies,  car  sharing  companies  and  changing  technologies,  it  could  have  a  material  and
adverse impact on our business, financial condition and results of operations. In addition, several state and local laws have been
passed in recent years that encourage the use of carpooling and mass transit. In the future, local, state and federal environmental 
regulatory authorities may pursue or continue to pursue, measures related to climate change and greenhouse gas emissions 
which may have the effect of decreasing the number of cars being driven. Such laws or regulations could adversely impact the
demand for our services and ultimately our business.

Our business success depends on our ability to preserve client relationships.

We primarily provide services pursuant to agreements that are cancelable by either party upon 30-days’ notice.   As we generally
incur initial costs on new contracts, our business associated with long-term client relationships is generally more profitable than
short-term client relationships.  Managing our existing client relationships, including those client relationships acquired as part of 
a business acquisition, is an important factor in contributing to our business success. If we lose a significant number of existing 
clients, or fail to win new clients, our profitability could be negatively impacted, even if we gain equivalent revenues from new 
clients or through client relationships acquired by acquisition.

We may have difficulty obtaining, maintaining or renewing coverage for certain insurable risks or coverage for certain 
insurable risks at a reasonable cost to us or at all.

We use a combination of insured and self-insured programs to cover workers' compensation, general/garage liability, automobile 
liability, property damage, healthcare and other insurable risks, and we provide liability and workers' compensation insurance
coverage, consistent with our obligations to our clients under our various contracts. We are responsible for claims in excess of 
our insurance policies' limits, and, while we endeavor to purchase insurance coverage that is appropriate to our assessment of 
risk, we are unable to predict with certainty the frequency, nature or magnitude of claims or direct or consequential damages. If 
our insurance proves to be inadequate or unavailable, our business may be negatively affected.

Recent consolidation within the insurance industry could impact our ability to obtain or renew policies at competitive rates. Should
we be unable to obtain or renew our excess, umbrella, or other commercial insurance policies at competitive rates, it could have
a material adverse impact on our business, as would the occurrence of catastrophic uninsured claims or the inability or refusal of 
our insurance carriers to pay otherwise insured claims.

11

We are subject to volatility associated with our high deductible and high retention insurance programs, including the 
possibility that changes in estimates of ultimate insurance losses could result in material charges against our 
operating results.

We  are  obligated  to  reimburse  our  insurance  carriers  for,  or  pay  directly,  each  loss  incurred  up  to  the  amount  of  a  specified
deductible or self-insured retention amount. We also purchase property insurance that provides coverage for loss or damage to
our property and, in some cases, our clients' property, as well as business interruption coverage for lost operating income and
certain associated expenses. The deductible or retention applicable to any given loss under the property insurance policies varies 
based  upon  the  insured  values  and  the  peril  that  causes  the  loss.  Our  financial  statements  reflect  our  funding  of  all  such
obligations  based  upon  guidance  and  evaluation  received  from  third-party  insurance  professionals.  However,  our  actual 
obligations at any particular time may exceed the amount presently funded or accrued, in which case we would need to set aside
additional funds to reserve for any such excess.

The  determination  of  required  insurance  reserves  is  dependent  upon  significant  actuarial  judgments.  We  use  the  results  of 
actuarial studies to estimate insurance rates and reserves for future periods and adjust reserves as appropriate for the current 
year and prior years. Changes in insurance reserves as a result of periodic evaluations of the liabilities can cause swings in
operating  results  that  may  not  be  indicative  of  the  performance  of  our  ongoing  business.  Actual  experience  related  to  our 
insurance reserves can cause us to change our estimates for reserves, and any such changes may materially impact our results
of operations, causing volatility in our operating results. Additionally, our obligations could increase if we receive a greater number 
of insurance claims, or if the severity of, or the administrative costs associated with, those claims generally increases.

Further, to the extent that we self-insure our losses, deterioration in our loss control and/or our continuing claim management
efforts  could  increase  the  overall  costs  of  claims  within  our  retained  limits.  A  material  change  in  our  insurance  costs  due  to
changes  in  the  frequency  of  claims,  the  severity  of  claims,  the  costs  of  excess/umbrella  premiums,  regulatory  changes,  or 
consolidation within the insurance industry could have a material adverse effect on our financial position, results of operations,
or cash flows.

Because  of  the  size  of  the  operations  covered  and  our  claims  experience,  we  purchase  insurance  policies  at  prices  that  we 
believe represent a discount to the prices that would typically be charged to clients on a stand-alone basis. The clients for whom 
we  provide  professional  services  pursuant  to  management  type  contracts  have  the  option  of  purchasing  their  own  liability 
insurance policies (provided that we are named as an additional insured party). Historically, most of our clients have chosen to
obtain insurance coverage by being named as additional insureds under our master liability insurance policies. Pursuant to our 
management type contracts, we charge those clients an allocated portion of our insurance-related costs. Our inability to purchase 
such policies at competitive rates or charge clients for such insurance-related costs, could have a material adverse effect on our 
financial position, results of operations or cash flows.

We do not maintain insurance coverage for all possible risks.

We maintain a comprehensive portfolio of insurance policies to help protect us against loss or damage incurred from a wide
variety  of  insurable  risks.  Each  year,  we  review  with  our  third  party  insurance  advisers  whether  the  insurance  policies  and
associated coverages that we maintain are sufficient to adequately protect us from the various types of risk to which we are
exposed in the ordinary course of business. That analysis takes into account various pertinent factors such as the likelihood that 
we would incur a material loss from any given risk, as well as the cost of obtaining insurance coverage against any such risk. We
are responsible for claims in excess of our insurance policies' limits, and, while we endeavor to purchase insurance coverage 
that is appropriate to our assessment of risk, we are unable to predict with certainty the frequency, nature or magnitude of claims 
or direct or consequential damages, including, in particular, due to unforeseen events, such as COVID-19 and terrorist attacks.
In addition, we may sustain material losses resulting from an event or occurrence where our insurance coverage is believed to 
be sufficient, but such coverage is either inadequate or we cannot access the coverage.  Furthermore, our business interruption
insurance, however, may not provide sufficient coverage, if any, for losses we incur in connection with these events, in addition 
to other specified exclusions. These scenarios may result in a material adverse impact on our results of operations.

Our risk management and safety programs may not have the intended effect of allowing us to reduce our insurance 
costs.

We attempt to mitigate our business and operating risks through the implementation of Company-wide safety and loss control 
programs designed to decrease the incidence of accidents or events that might increase our exposure or liability. However, our 
insurance coverage may not be adequate, despite our implementation of Company-wide safety and loss control efforts, or may
be inaccessible in certain instances, either of which would result in additional costs to us and may adversely impact our results
of operations.

Risks relating to our acquisition strategy may adversely impact our results of operations.

In the past, a significant portion of our growth has been generated by acquisitions. In light of recent events related to the COVID-19 
pandemic, we expect that there will be a slowdown in the pace or size of our acquisitions, which, in addition to the other factors
discussed above, could lead to a slower growth rate. Any acquisition we make may not provide us with any of the benefits that 
we anticipated or anticipate when entering into such transaction, particularly acquisitions in adjacent professional services. The
process of integrating an acquired business may create unforeseen difficulties and expenses. The areas in which we may face 
risks in connection with any potential acquisition of a business include, but are not limited to:

•
•

•
•

failure of the acquired business to perform in-line with management expectations or acquisition models;
revenue  synergies  and  our  ability  to  cross-sell  service  offerings  to  existing  clients  may  be  different  than 
management's expectations;
costs of integrating the business or synergies anticipated could be different than management's expectations;
management time and focus may be diverted from operating our business to acquisition integration;

12

•
•

•

•

•

•

•

•

•

the time frame for integration could be delayed and the related costs may exceed management's expectations;
clients or key employees of an acquired business may not remain, which could negatively impact our ability to 
grow that acquired business;
integration  of  the  acquired  business’s  accounting,  information  technology,  human  resources,  and  other 
administrative systems may fail to permit effective management and expense reduction;
an  acquired  entity  may  not  have  in  place  all  the  necessary  controls  as  required  by  the  SEC  and  the  Public 
Company Accounting Oversight Board, and implementing such controls, procedures, and policies may fail;
integrating financial reporting policies in compliance with the SEC's requirements and the requirements of other 
regulatory bodies may result in increased costs, time and resources spent on or by our financial personnel;
integrating an acquired entity into our internal control over financial reporting may require and continue to require 
significant  time  and  resources  from  our  management  and  other  personnel  and  may  increase  our  compliance 
costs;
additional indebtedness incurred as a result of an acquisition may adversely impact our financial position, results
of operations, and cash flows;
we  may  be  subject  to  additional  compliance  and  other  regulatory  requirements  as  a  result  of  the  acquired
business, including in connection with any new products or services we offer; and 
unanticipated or unknown liabilities may arise relating to the acquired business.

Our management type contracts and lease type contracts expose us to certain risks.

The loss or renewal on less favorable terms of a substantial number of management type contracts or lease type contracts could 
have a material adverse effect on our business, financial condition and results of operations. A material reduction in the operating 
income associated with the integrated services we provide under management type contracts and lease type contracts could 
have a material adverse effect on our business, financial condition and results of operations. Our management type contracts
are typically for a term of one to three years, although the contracts may be terminated, without cause, on 30-days' notice or less,
giving clients regular opportunities to attempt to negotiate a reduction in fees or other allocated costs. Any loss of a significant
number of clients could in the aggregate materially adversely affect our operating results.

We  are  particularly  exposed  to  increases  in  costs  for  locations  that  we  operate  under  lease  type  contracts  because  we  are 
generally responsible for all the operating expenses of our leased locations. Typically, during the first and fourth quarters of each
year, seasonality generally impacts our performance with regard to moderating revenues, with the reduced levels of travel most
clearly reflected in the parking activity associated with our airport and hotel businesses as well as increases in certain costs of 
parking services, such as snow removal, all of which negatively affects gross profit.  The impact of COVID-19 on the seasonality
of our business specifically, and the performance of our operations generally, will depend on, among other factors, the scale and 
duration of the pandemic and its impact on regulations, consumer behavior and consumer spending.

Deterioration in economic conditions in general could reduce the demand for our services and, as a result, reduce our 
earnings and adversely affect our financial condition.

Adverse  changes  in  global,  national  and  local  economic  conditions  could  have  a  negative  impact  on  our  business.  Adverse 
economic conditions, including in relation to COVID-19, may result in client's customers reducing their discretionary spending,
which includes travel and leisure spending. Because a portion of our revenue is tied to the volume of airline passengers, hotel
guests, retail shoppers and sports event attendees, our business could be adversely impacted by the curtailment of business
travel,  personal  travel  or  discretionary  spending  caused  by  unfavorable  changes  in  economic  conditions  and/or  consumer 
confidence.  Adverse  changes  in  local,  regional,  national  and  international  economic  conditions  could  depress  prices  for  our 
services or cause clients to cancel agreements for the services we provide to our clients and their customers.

In  addition,  our  business  operations  tend  to  be  concentrated  in  large  urban  areas.  Many  of  our  customers  are  workers  who 
commute by car to their places of employment in these urban centers or who use services in the travel, leisure and hospitality
industry. Our business could be materially adversely affected to the extent that weak economic conditions or demographic factors
could  result  in  the  elimination  of  jobs  and  high  unemployment  in  the  large  urban  areas  where  our  business  operations  are 
concentrated, as has occurred in the wake of COVID-19. In addition, increased unemployment levels, increased office vacancies
in  urban  areas,  movement  toward  home  office  or  “work  from  home”  alternatives  or  lower  consumer  spending  could  reduce
consumer demand for our services.

We are increasingly dependent on information technology, and potential disruption, cyber-attacks, cyber-terrorism and 
security breaches to our technology, or our third-party providers and clients, or the compromise of our data, present 
risks that could harm our business.

We  are  increasingly  dependent  on  automated  information  technology  systems  to  manage  and  support  a  variety  of  business
processes and activities. In addition, a portion of our business operations is conducted electronically, increasing the risk of attack
or interception that could cause loss or misuse of data, system failures, disruption of operations, unauthorized malware, computer 
or system viruses, or the compromise of data, such as theft of intellectual property or inappropriate disclosure of confidential,
proprietary or personal information.

f

Furthermore,  while  we  continue  to  devote  resources  to  monitoring  and  updating  our  systems  and  implementing  information 
security measures to protect our systems, the controls and procedures that we have in place may not be sufficient to protect us
from security breaches. Improper activities by third parties, exploitation of encryption technology, new data-hacking tools and
discoveries  and  other  events  or  developments  may  result  in  a  future  compromise  or  breach  of  our  networks,  payment  card 
terminals or other payment systems. In particular, the techniques used by criminals to obtain unauthorized access to sensitive 
data change frequently and often are not recognized until they have been deployed against a target. Accordingly, we may be 
unable to anticipate these techniques or implement adequate preventative measures.

Additionally,  our  systems  could  be  subject  to  damage  or  interruption  from  system  conversions,  power  outages,  computer  or 
telecommunications failures, computer viruses and malicious attack, security breaches and catastrophic events. If our systems 
are damaged or fail to function properly, we may incur substantial repair and/or replacement costs, experience data loss or theft

13

and impediments to our ability to manage customer transactions, which could adversely affect our operations and our results of 
operations.  The  occurrence  of  acts  of  cyber  terrorism,  such  as  website  defacement,  denial  of  automated  payment  services, 
sabotage of our proprietary on-demand technology or the use of electronic social media to disseminate unfounded or otherwise
harmful allegations to our reputation, could have a material adverse effect on our business. Any disruptions to our information
technology systems, breaches or compromise of data and/or misappropriation of information could result in lost sales, negative
publicity, litigation, violation of privacy laws or business interruptions or damage to our reputation that, in turn, could negatively
impact our financial condition and results of operations. While we maintain insurance coverage that may, subject to policy terms
and conditions, cover certain aspects of cyber risks, such insurance coverage may be insufficient to cover all losses potentially 
incurred and would not remedy any damage to our reputation.

We do not have control over security measures taken by third-party vendors hired by our clients to prevent unauthorized access
to electronic and other confidential information. There can be no assurance third-party vendors will not suffer an attack in the
future in which unauthorized parties gain access to personal financial information of individuals associated with our company, 
our clients or our client's customers, and any such incident may not be discovered and remedied in a timely manner, or at all.

Labor disputes could lead to loss of revenues or expense variations.

When one or more of our major collective bargaining agreements becomes subject to renegotiation or we face union organizing 
drives, we may disagree with the union on important issues that, in turn, could lead to a strike, work slowdown or other job actions.
We may not be able to renew existing labor union contracts on acceptable terms, particularly during times of economic distress,
and, in such cases, we may not be able to staff sufficient employees for our short-term needs. A strike, work slowdown or other
job action could in some cases disrupt our ability to provide services, resulting in reduced revenues. If declines in client service 
occur or if our clients are targeted for sympathy strikes by other unionized workers, contract cancellations could result. Negotiating
a first time agreement or renegotiating an existing collective bargaining agreement could result in a substantial increase in labor 
and benefits expenses that we may be unable to pass through to clients. In addition, potential legislation could make it significantly
easier for union organizing drives to be successful and could give third-party arbitrators the ability to impose terms of collective 
bargaining agreements upon us and a labor union if we are unable to agree with such union on the terms of a collective bargaining
agreement. At December 31, 2020, approximately 28% of our employees were represented by labor unions and approximately 
51% of our collective bargaining contracts are up for renewal in 2021, representing approximately 54% of our employees. In
addition, at any given time, we may face a number of union organizing drives. When one or more of our major collective bargaining
agreements  becomes  subject  to  renegotiation  or  when  we  face  union  organizing  drives,  we  and  the  union  may  disagree  on
important issues that could lead employees to strike, work slowdown, or other job actions. In a market where we are unionized
but our competitors are not unionized, we may lose clients as a result. A strike, work slowdown, or other job actions could disrupt
our ability to provide services to our clients, resulting in reduced revenues or contract cancellations. Moreover, negotiating first-
time collective bargaining agreements or renewing existing agreements, could result in substantial increases in labor and benefit 
costs that we may not be able to pass through to clients.

In addition, we make contributions to multi-employer benefit plans on behalf of certain employees covered by collective bargaining
agreements, and we could be responsible for paying unfunded liabilities incurred by such benefit plans, which amount could be 
material.

Catastrophic events could disrupt our business and services.

Catastrophic events, including natural disasters, severe weather conditions, pandemic outbreaks and acts of terrorism or other 
geopolitical events, may cause economic dislocations throughout the country, lead to reduced levels of travel and result in an
increase in certain costs of providing parking and remote bag check-in and handling services, any of which could negatively affect
the use of our services and our gross profit. In addition, terrorist attacks have resulted in, and may continue to result in, increased 
government regulation of airlines and airport facilities, including the imposition of minimum distances between parking facilities 
and terminals, resulting in the elimination of parking facilities we manage. We derive a significant percentage of our gross profit
from parking facilities and parking related services in and around airports. The Federal Aviation Administration generally prohibits 
parking within 300 feet of airport terminals during periods of heightened security. Although the prohibition is not currently in effect,
it  may  be  reinstated  in  the  future.  The  existing  regulations  governing  parking  within  300  feet  of  airport  terminals  or  future
regulations may prevent us from using certain parking spaces. Reductions in the number of parking spaces and air travelers may
reduce our revenue and cash flow from both our leased facilities and those facilities and contracts we operate under management
type contracts.

Because our business is affected by weather-related trends, typically in the first and fourth quarters of each year, our 
results may fluctuate from period to period, which could make it difficult to evaluate our business.

Weather conditions, including fluctuations in temperatures, snow or severe weather storms, heavy flooding, hurricanes or natural
disasters, can negatively impact portions of our business. We periodically have experienced fluctuations in our quarterly results
arising from a number of factors, including the following:

• 

• 

reduced levels of travel during and as a result of severe weather conditions, which is reflected in lower revenue from 
our services; and
increased cost of services, such as snow removal and longer delivery times for our baggage delivery services.

These  factors  have  typically  had  negative  impacts  to  our  gross  profit  and  could  cause  gross  profit  reductions  in  the  future. 
Fluctuations in our results could make it difficult to evaluate our business or cause instability in the market price of our common 
stock.

14

State and municipal government clients may sell or enter into long-term lease type contracts of parking-related assets
with our competitors or property owners and developers may redevelop existing locations for alternative uses.

In order to raise additional revenue, a number of state and municipal governments have either sold or entered into long-term 
lease  type  contracts  of  public  assets  or  may  be  contemplating  such  transactions.  The  assets  that  are  the  subject  of  such 
transactions have included government-owned parking garages located in downtown commercial districts and parking operations
at  airports.  The  sale  or  long-term  leasing  of  such  government-owned  parking  assets  to  our  competitors  or  clients  of  our 
competitors could have a material adverse effect on our business, financial condition and results of operations.

Additionally, property owners and developers may elect to redevelop existing locations for alternative uses other than parking or 
significantly reduce the number of existing spaces used for parking at those facilities in which we either lease through a lease
type contract or operate through a management type contract. Reductions in the number of parking spaces or potential loss of 
contracts due to redevelopment by property owners may reduce our gross profit and cash flow for both our lease type contracts 
and those facilities or contracts we operate under management type contracts.

We have investments in joint ventures and may be subject to certain financial and operating risks with our joint venture 
investments.

We  have  acquired  or  invested  in  a  number  of  joint  ventures,  and  may  acquire  or  enter  into  joint  ventures  with  additional
companies. These transactions create risks such as:

• 

• 

• 
• 

• 

• 

additional operating losses and expenses in the businesses acquired or joint ventures in which we have made
investments;
the dependence on the investee's accounting, financial reporting and similar systems, controls and processes of other 
entities whose financial performance is incorporated into our financial results due to our investment in that entity;
potential unknown liabilities associated with a company we may acquire or in which we invest;
requirements or obligations to commit and provide additional capital, equity, or credit support as required by the joint 
venture agreements;
inability of the joint venture partner to (1) perform its obligations as a result of financial or other difficulties or (2) provide 
additional capital, equity or credit support under the joint venture agreements; and
disruption of our ongoing business, including loss of management focus on the business.

As a result of future acquisitions or joint ventures in which we may invest, we may need to issue additional equity securities,
spend our cash, or incur debt and contingent liabilities, any of which could reduce our profitability and harm our business. In
addition, valuations supporting our acquisitions or investments in joint ventures could change rapidly given the global economic 
environment  and  climate.  We  could  determine  that  such  valuations  have  experienced  impairments,  resulting  in  other-than-
temporary declines in fair value that could adversely impact our financial results.

Risks related to legal and regulatory matters

Adverse  litigation  judgments  or  settlements  resulting  from  legal  proceedings  in  which  we  may  be  involved  could
adversely affect our operations and financial condition.

In the normal course of business, we are from time to time involved in various legal proceedings. The outcome of these and any 
other legal proceedings cannot be predicted. It is possible that an unfavorable outcome of some or all of the matters could cause 
us to incur substantial liabilities that may have a material adverse effect upon our financial condition and results of operations. 
Any significant adverse litigation, judgments or settlements could have a negative effect on our business, financial condition and
results of operations. Because our business employs a significant number of employees, we incur risks that these individuals will
make claims against us for violating various employment-related federal, state and local laws. Some or all of these claims may 
lead  to  litigation,  including  class  action  litigation,  and  there  may  be  negative  publicity  with  respect  to  any  alleged  claims. 
Additionally,  we  are  subject  to  risks  in  the  states  where  we  have  employees,  including,  for  example,  if  there  are  new  or 
unanticipated judicial interpretations of existing laws and those interpretations are applied to employers on a retroactive basis.

We operate in a highly regulated environment, and our compliance with laws and regulations, including any changes 
thereto, or our non-compliance with such laws and regulations, may impose significant costs on us.

Under various federal, state and local environmental laws, ordinances and regulations, current or previous owners or operators
of  real  property  may  be  liable  for  the  costs  of  removal  or  remediation  of  hazardous  or  toxic  substances  on,  under  or  in  their 
properties. This applies to properties we either own or operate. These laws typically impose liability without regard to whether the
owner or operator knew of, or was responsible for, the presence of such hazardous or toxic substances. We may be potentially
liable for such costs as a result of our operation of parking facilities. Additionally, we hold a partial ownership interest in four 
parking facilities, and companies that we acquired in previous years may have owned a large number of properties that we did
not acquire. We may be held liable for certain costs as a result of such previous and current ownership. In addition, from time to
time we are subject to legal claims and regulatory actions involving environmental issues at certain locations or otherwise in
connection with our operations. The cost of defending against claims of liability, or remediation of a contaminated property, could
have a material adverse effect on our business, financial condition and results of operations.

In  connection  with  ground  transportation  services  and  certain  transportation  and  baggage  services  provided  to  our  clients,
including  shuttle  bus  operations,  baggage  handling  and  delivery  services  and  remote  airline  check-in  services,  the  U.S. 
Department of Transportation, including the Transportation Security Administration (TSA) and Department of Homeland Security,
and various federal and state agencies exercise broad powers over these transportation and baggage related services, including,
licensing  and  authorizations,  safety,  training  and  insurance  requirements.  Our  employees  must  also  comply  with  the  various
safety and fitness regulations promulgated by the U.S. Department of Transportation and other federal agencies, including those
related to minimum training hours and requirements, drug and alcohol testing and service hours. We may become subject to new 
and  more  restrictive  federal  and  state  regulations,  including  in  the  wake  of  the  COVID-19  pandemic.  Compliance  with  such

15

regulations could hamper our ability to provide qualified drivers and increase our operating costs. Our compliance with any new
rules and regulations, directives, anticipated rules or other forms of regulatory oversight may have a material adverse effect on
us.

We are also subject to consumer credit laws and credit card industry rules and regulations relating to the processing of credit
card transactions, including the Fair and Accurate Credit Transactions Act and the Payment Card Data Security Standard. These 
laws and these industry standards impose substantial financial penalties for non-compliance.

In  addition,  we  are  subject  to  laws  generally  applicable  to  businesses,  including,  but  not  limited,  to  federal,  state  and  local
regulations relating to data privacy, wage and hour matters, employee classification, mandatory healthcare benefits, unlawful
workplace  discrimination  and  whistle  blowing.  Any  actual  or  alleged  failure  to  comply  with  any  regulation  applicable  to  our 
business or any whistle-blowing claim, even if without merit, could result in costly litigation, regulatory action or otherwise harm
our business, financial condition and results of operations.

We collect and remit sales/parking taxes and file tax returns for and on behalf of ourselves and our clients. We are affected, and
may in the future be affected, by laws and regulations that may impose a direct assessment on us for failure to remit sales/parking
taxes and filing of tax returns for ourselves and on behalf of our clients.

We cannot predict changes in laws and regulations made by federal, state or local government. Any such changes may pose
additional regulatory burden and costs on our business or otherwise adversely affect our results of operations.

Federal healthcare reform legislation may adversely affect our business and results of operations.

We provide healthcare and other benefits to employees. In certain circumstances, we charge our clients insurance-related costs.
Costs for health care have increased more rapidly than the general inflation in the U.S. economy. If this trend in health care
continues and we are unable to raise the rates we charge our clients to cover expenses incurred due to the Patient Protection
and Affordable Care Act or other healthcare initiatives, our operating profit could be negatively impacted.

Changes in tax laws or rulings could materially affect our financial position, results of operations, and cash flows.

We are subject to income and non-income tax laws in the United States (federal, state and local) and other foreign jurisdictions,
which  include  Canada  and  Puerto  Rico.  Changes  in  tax  laws,  regulations,  tax  rulings,  administrative  practices  or  changes  in 
interpretations of existing laws, could materially affect our business. Due to economic and political conditions, tax rates in various
jurisdictions may be subject to significant change, with or without notice, and the effective tax rate could be affected by changes 
in the mix of earnings in countries with differing statutory tax rates or changes in tax laws or their interpretation, including in the
United States (federal, state and local), Canada and Puerto Rico. Our income tax expense, deferred tax assets and liabilities and 
our effective tax rates could be affected by numerous factors, including the relative amount of our foreign earnings, including
earnings  being  lower  than  anticipated  in  jurisdictions  where  we  have  lower  statutory  rates  and  higher  than  anticipated  in
jurisdictions  where  we  have  higher  statutory  rates,  the  applicability  of  special  tax  regimes,  losses  incurred  in  jurisdictions for 
which  we  are  not  able  to  realize  the  related  tax  benefit,  entry  into  new  businesses  or  geographies,  changes  to  our  existing
business and operations, acquisitions and investments and how they are financed and changes in the relevant tax, accounting 
and other laws regulation, administrative practices, principles and interpretations. Additionally, adverse changes in the underlying
profitability  and  financial  outlook  of  our  operations  or  changes  in  tax  law,  as  discussed  above,  could  lead  to  changes  in  our 
valuation allowances against deferred tax assets on our consolidated balance sheets, which could materially affect our results of 
operations.

We are also subject to tax audits and examinations by governmental authorities in the United States (federal, state and local),
Canada  and  Puerto  Rico.  We  regularly  assess  the  likelihood  of  an  adverse  outcome  resulting  from  these  examinations  to 
determine the adequacy of our provision for taxes, but our assessments as to the outcome of such tax audits and examinations
involve a number of assumptions and may ultimately prove to be incorrect. Negative unexpected results from one or more such
tax audits or examinations or our failure to sustain our reporting positions on examination could have an adverse effect on our
results of operations and our effective tax rate.

Risks related to our liquidity and capital resources 

The phase-out of  the  London  Interbank  Offered  Rate  (“LIBOR”)  could  affect  interest  rates  under  our  existing  credit
facility agreement, hedging activity, as well as our ability to seek future debt financing.
LIBOR is the basic rate of interest used in lending between banks on the London interbank market and is widely used as a 
reference for setting the interest rates on loans globally. We generally use LIBOR as a reference rate to calculate interest rates
under the Senior Credit Facility and to establish the floor and ceiling ranges for the interest rate collar contracts that we entered 
into to manage interest rate risk associated with the Senior Credit Facility.

In 2017, the United Kingdom’s Financial Conduct Authority, which regulates LIBOR, announced that it intends to phase
out LIBOR by the end of 2021. Regulators in various jurisdictions have been working to replace LIBOR and other interbank 
offered rates with reference interest rates that are more firmly based on actual transactions. The U.S. Federal Reserve, in
conjunction with the Alternative Reference Rates Committee, a steering committee comprised of large U.S. financial 
institutions, has identified the Secured Overnight Financing Rate (“SOFR”) that is calculated using short-term repurchase
agreements backed by Treasury securities, as its preferred alternative to LIBOR. The Financial Accounting Standards Board
("FASB") added the Overnight Index Swap Rate based on the SOFR to the list of U.S. benchmark interest rates eligible to be
hedged under US GAAP and has issued a proposal for consideration that would help facilitate the market transition from 
existing reference interest rates to alternatives.

It is expected that a transition away from the widespread use of LIBOR to alternative rates will occur over the course of the next 
few years. If a published LIBOR is unavailable after 2021, the interest rates under our Senior Credit Facility will be determined 
using various alternative methods, any of which may not be as favorable to us as those in effect prior to any LIBOR phase-out. In 

16

addition,  the  transition  process  to  an  alternative  method  may  involve,  among  other  things,  increased  volatility  or  illiquidity in 
markets for instruments that currently rely on LIBOR and may also result in reductions in the value of certain instruments or the 
effectiveness  of  related  transactions  such  as  our  interest  rate  collars  and  any  other  hedges,  increased  borrowing  costs,
uncertainty under applicable documentation, or difficult and costly consent processes. Any such effects of the transition away
from LIBOR, as well as other unforeseen effects, may result in expenses, difficulties, complications or delays in connection with 
future financing efforts, which could have a material adverse impact on our business, financial condition and results of operations.

Impairment charges could have a material adverse effect on our financial condition and results of operations.

Goodwill represents the excess purchase price of acquired businesses over the fair values of the assets acquired and liabilities 
assumed. October 1st is our annual impairment assessment date for goodwill. However, we could be required to evaluate the
recoverability of goodwill prior to the annual assessment if we experience a significant under-performance relative to expected
historical or projected future operating results, significant changes in the use of acquired assets or our business strategy, and 
significant negative industry or economic trends. The goodwill impairment test is performed at the reporting unit level. If the fair 
value  of  one  of  our  reporting  units  is  less  than  its  carrying  value,  we  would  record  impairment  for  the  excess  of  the  carrying
amount  over  the  implied  fair  value.  The  valuation  of  our  reporting  units  requires  significant  judgment  in  evaluation  of  recent 
indicators  of  market  activity  and  estimated  future  cash  flows,  discount  rates,  and  other  factors.  Future  events  may  indicate
differences from management’s judgments and estimates which could, in turn, result in impairment charges. Future events that
may  result  in  impairment  charges  include  extended  unfavorable  economic  impacts  of  COVID-19,  increases  in  interest  rates,
which would impact discount rates, or other factors which could decrease revenues and profitability of our reporting units and 
changes  in  the  cost  structure  of  existing  facilities.  During  the  year  ended  December  31,  2020,  we  recognized  a  goodwill 
impairment  charge  of  $59.5  million.  See  Note  1. Significant  Accounting  Policies  and  Practices  and  Note  11.  Goodwill to  our 
Consolidated Financial Statements for further discussion.

l

We evaluate our long-lived assets, including lease ROU and intangible assets, for impairment whenever events or changes in
circumstances indicate that the carrying amount of such assets may not be recoverable. These events and circumstances include,
but are not limited to, a current expectation that a long-lived asset will be disposed of significantly before the end of its previously 
estimated useful life, a significant adverse change in the extent or manner in which we use a long-lived asset, a change in its
physical condition or a projection or forecast that demonstrates continuing losses associated with the use of the long-lived asset
group. When this occurs, a recoverability test is performed that compares the projected undiscounted cash flows from the use 
and eventual disposition of an asset or asset group to its carrying amount. If we conclude that the projected undiscounted cash
flows are less than the carrying amount, impairment would be recorded for the excess of the carrying amount over the estimated 
fair value. During the year ended December 31, 2020, we concluded that certain ROU and intangible assets were impaired and
recorded impairment charges amounting to $98.6 million and $75.8 million, respectively. See Notes 1. Significant Accounting 
Policies and Practices, Note 2. Leases and Note 10. Other Intangible Assets, net to our Consolidated Financial Statements for 
further discussion.

t

Assumptions and estimates used to determine cash flows in the evaluation of impairment and the fair values used to determine
the  impairment  are  subject  to  a  degree  of  judgment  and  complexity.  Any  future  changes  to  the  assumptions  and  estimates
resulting from changes in actual results or market conditions from those anticipated may affect the carrying value of long-lived
assets and could result in additional impairment charges. Future events that may result in impairment charges include extended
unfavorable economic impacts of COVID-19, or other factors which could decrease revenues and profitability of existing locations 
and changes in the cost structure of existing facilities.

We have incurred indebtedness, and we may incur indebtedness in the future, that could adversely affect our financial 
condition.

Our Amended Credit Agreement (as defined in Item 9B. Other Information), which was amended on February 16, 2021, 
provides for a Senior Credit Facility that includes a $325.0 million revolving credit facility and a $225.0 million term loan that is
scheduled to mature in November 2023. The Senior Credit Facility is secured by a lien on all of our assets. In connection with
our Amended Credit Agreement, the negative and financial covenants in the Credit Agreement were amended and some 
additional covenants were added, as described in Item 9B. Other Information. Failure to comply with covenants or to meet 
payment obligations under our Senior Credit Facility could result in an event of default which, if not cured or waived, could
result in the acceleration of outstanding debt obligations.

We may incur additional indebtedness in the future, which could cause the related risks to intensify. We may need to refinance
all  or  a  portion  of  our  indebtedness  on  or  before  their  respective  maturities.  We  may  not  be  able  to  refinance  any  of  our 
indebtedness,  including  indebtedness  under  our  Senior  Credit  Facility,  on  commercially  reasonable  terms  or  at  all.  If  we  are
unable to refinance our debt, we may default under the terms of our indebtedness, which could lead to an acceleration of debt
repayment. We do not expect that we could repay all of our outstanding indebtedness if the repayment of such indebtedness was
accelerated. If adequate capital is not available to us and our internal sources of liquidity prove to be insufficient, or if future 
financings require more restrictive covenants, such combination of events could adversely affect our ability to (i) acquire new
businesses or enter new markets, (ii) service or refinance our existing debt, (iii) make necessary capital investments and (iv)
make other expenditures necessary for the ongoing conduct of our business.

In addition, the terms of future debt agreements and amendments to our existing debt agreements could include more restrictive
covenants, which may further restrict our business operations or cause future financing to be unavailable due to our covenant 
restrictions then in effect.

Our ability to maintain and expand our business will be dependent upon the availability of adequate capital.

The  ability  to  maintain  and  expand  our  business  will  depend  in  part  on  the  availability  of  adequate  capital,  which  in  turn  will
depend, in large part, on cash flow generated by our business and the availability of equity and debt capital. In addition, the
Senior  Credit  Facility  contains  provisions  that  restrict  our  ability  to  incur  additional  indebtedness  and/or  make  substantial

17

investments  or  acquisitions.  As  a  result,  we  may  not  have  the  ability  to  obtain  adequate  capital  to  maintain  and expand  our 
business.

The financial difficulties or bankruptcy of one or more of our major clients could adversely affect our results.

Future revenue and our ability to collect accounts receivable depend, in part, on the financial strength of our clients. We estimate
an allowance for doubtful accounts, and this allowance adversely impacts profitability. In the event that our clients experience
financial difficulty, become unable to obtain financing or seek bankruptcy protection, our profitability would be further impacted
by  our  failure  to  collect  accounts  receivable  in  excess  of  the  estimated  allowance.  Additionally,  our  future  revenue  would  be 
reduced by the loss of these clients or by the cancellation of lease type contracts or management type contracts by clients in
bankruptcy.

The sureties for our performance bond program may elect not to provide us with new or renewal performance bonds 
for any reason.

As is customary in the industry, a surety provider can refuse to provide a bond principal with new or renewal surety bonds. If any
existing or future surety provider refuses to provide us with surety bonds, either generally or because we are unwilling or unable 
to  post  collateral  at  levels  sufficient  to  satisfy  the  surety's  requirements,  we  may  not  be  able  to  find  alternate  providers  on
acceptable terms, or at all. Our inability to provide surety bonds could also result in the loss of existing contracts. Failure to find
a provider of surety bonds, and our resulting inability to bid for new contracts or renew existing contracts, could have a material
adverse effect on our business and financial condition.

General risk factors

Our business success depends on retaining senior management and attracting and retaining qualified personnel.

Our  future  performance  depends  on  the  continuing  services  and  contributions  of  our  senior  management  to  execute  on  our 
acquisition and growth strategies and to identify and pursue new opportunities. Our future success also depends, in large part,
on our continued ability to attract and retain qualified personnel. Any unplanned turnover in senior management or inability to
attract and retain qualified personnel could have a negative effect on our results of operations.

Additionally, we must attract, train and retain a large and growing number of qualified employees while controlling labor costs.
Our ability to control labor costs is subject to numerous internal and external factors, including changes in immigration policy,
regulatory  changes,  prevailing  wage  rates,  and  competition  we  face  from  other  companies  to  attract  and  retain  qualified 
employees. We may not be able to attract and retain qualified employees in the future, which could have a material adverse
effect on our business, financial condition and results of operations.

Actions of activist investors could disrupt our business.

Public companies have been the target of activist investors, including, in particular, during times of economic and market turmoil.
In the event that a third-party, such as an activist investor, proposes to change our governance policies, board of directors, or 
other  aspects  of  our  operations,  our  review  and  consideration  of  such  proposals  may  create  a  significant  distraction  for  our 
management and employees. This could negatively impact our ability to execute our long-term growth plan and may require our 
management  to  expend  significant  time  and  resources  responding  to  such  proposals.  Such  proposals  may  also  create
uncertainties with respect to our financial position and operations and may adversely affect our ability to attract and retain key
employees.

Item 1B. Unresolved Staff Comments

Not applicable.

Item 2.

Properties

Our principal support office is located at 200 East Randolph Street, Suite 7700, Chicago, Illinois 60601.

Principal Properties as of December 31, 2020

Location
Chicago, Illinois (1)
Nashville, Tennessee
Orlando, Florida (2)
During the year ended December 31, 2020, 6,000 square feet of office space was vacated.
During the year ended December 31, 2020, 16,400 square feet of office space was vacated.

Character of Office
Chicago Support Office
Nashville Support Office
Orlando Support Office

Approximate Square Feet
35,000
25,000
3,700

(1)
(2)

Lease Expiration Date
September 2025
June 2024
November 2024

Segment
Other
Other
Other

In addition to the above properties, we have other offices, warehouses and parking facilities in various locations in the United
States, Canada and Puerto Rico.

We believe that these properties are well maintained, in good operating condition and suitable for the purposes for which they 
are used.

18

Item 3.

Legal Proceedings

General

We are subject to claims and litigation in the normal course of our business, including those related to labor and employment,
contracts, personal injury and other related matters, some of which allege substantial monetary damages and claims. Some of 
these actions may be brought as class actions on behalf of a class or purported class of employees. While the outcomes of claims 
and legal proceedings brought against us are subject to significant uncertainty, our management believes the final outcome will
not have a material adverse effect on our financial position, results of operations or cash flows.

We accrue a charge when our management determines that it is probable that an asset has been impaired or a liability has been
incurred  and  the  amount  of  loss  can  be  reasonably  estimated.  When  a  loss  is  probable,  we  record  an  accrual  based  on  the 
reasonably estimable loss or range of loss. When no point of loss is more likely than another, we record the lowest amount in the
estimated range of loss and disclose the estimated range. We do not record liabilities for reasonably possible loss contingencies,
but do disclose a range of reasonably possible losses if they are material and we are able to estimate such a range. If we cannot 
provide a range of reasonably possible losses, we explain the factors that prevent us from determining such a range. In addition,
we accrue for the authoritative judgments or assertions made against us by government agencies at the time of their rendering
regardless of our intent to appeal. We regularly evaluate current information available to us to determine whether an accrual 
should be established or adjusted. Estimating the probability that a loss will occur and estimating the amount of a loss or a range
of loss involves significant estimation and judgment.

Item 4.

Mine Safety Disclosures

Not applicable.

19

Item 5.

Market  for  Registrant's  Common  Equity,  Related  Stockholder  Matters  and  Issuer  Purchases  of  Equity
Securities

PART II

Our common stock is listed on the Nasdaq Stock Market LLC under the symbol "SP".

Holders

As of February 11, 2021, we estimate that there were approximately 9,000 registered holders of our common stock.

Issuer Purchases of Equity Securities 

There were no repurchases of equity securities during the three months ended December 31, 2020.

Securities Authorized for Issuance Under Equity Compensation Plans

We have an amended and restated long-term incentive plan (the "Plan") that was adopted in conjunction with our initial public
offering in 2004. On March 7, 2018, the Board approved an amendment and restatement of the Plan that increased the number 
of shares of common stock available under the Plan from 2,975,000 to 3,775,000. Company stockholders approved the Plan
amendment and restatement on May 8, 2018. Under the Plan, we have granted stock options, stock grants and issued restricted 
stock units (RSUs) and performance stock units (PSUs) awards to certain employees. Forfeited and expired options under the
Plan  generally  become  available  for  reissuance.  Additional  information  regarding  the  Plan  appears  in  Note  1. Significant 
Accounting Policies and Practices and Note 7. Stock-Based Compensation to our Consolidated Financial Statements.

The status of the Plan on December 31, 2020 is as follows:

Number of
Securities to be
Issued Upon
Exercise of
Outstanding
Options,
Warrants
and Rights
(Column A)

$

251,494
—
251,494

Weighted-
Average
Exercise
Price of
Outstanding
Options,
Warrants
and Rights
(Column B)

$

Number of
Securities
Remaining
Available
for Future
Issuance
Under Equity
Compensation
Plans
(Excluding
Securities
Reflected in
Column A)

— $
—
— $

647,903
—
647,903

Plan Category
Equity compensation plans approved by securities holders (a)
Equity compensation plans not approved by securities holders
Total

a)

$
Securities to be issued upon exercise comprise of 51,276 RSUs and 200,218 PSUs. The weighted average exercise price does not take these
awards into account. There were no stock options or grants outstanding as of December 31, 2020.

$

20

Stock Performance Graph

Comparison of Cumulative Five Year Total Return

$250

$200

$150

$100

$50

$0

2015

2016

2017

2018

2019

2020

SP Plus Corporation

S&P 500 Index

S&P SmallCap 600 Commercial & Professional Services

Company / Index
SP Plus Corporation
S&P 500 Index
S&P SmallCap 600 Commercial &
Professional Services

2015

100.00
100.00

100.00

$
$

$

2016

117.78
111.96

123.95

$
$

$

2017

155.23
136.40

138.65

$
$

$

2018

123.60
130.42

135.03

$
$

$

2019

177.53
171.49

173.39

$
$

$

2020

120.63
203.04

164.46

$
$

$

Years Ended December 31,

The  performance  graph  above  shows  the  cumulative  total  stockholder  return  of  our  common  stock  for  the  period  starting  on
December 31, 2015 to December 31, 2020. This performance is compared with the cumulative total returns over the same period 
of  the  Standard  &  Poor's  500  Index  and  the  Standard  &  Poor's  SmallCap  600  Commercial  and  Professional  Services  Index,
which includes our direct competitor, ABM Industries Incorporated. The graph assumes that on December 31, 2015, $100 was
invested in each of the other two indices, and assumes reinvestment of dividends. The stock performance shown in the graph 
represents past performance and should not be considered an indication of future performance.

Item 6.

Selected Financial Data

N/A

21

Item 7.

Management's Discussion and Analysis of Financial Condition and Results of Operations

This Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations" and other parts of this 
Form 10-K contain forward-looking statements, within the meaning of the Private Securities Litigation Reform Act of 1995, that 
involve  risks  and  uncertainties.  Forward-looking  statements  provide  current  expectations  of  future  events  based  on  certain 
assumptions  and  include  any  statement  that  does  not  directly  relate  to  any  historical  or  current  fact,  including  statements 
regarding the anticipated further impact of the COVID-19 pandemic on our operations and financial condition. Forward-looking 
statements can also be identified by words such as "future," "anticipates," "believes," "estimates," "expects," "intends," "plans," 
"predicts,"  "will,"  "would,"  "could,"  "can,"  "may,"  and  similar  terms.  Forward-looking  statements  are  not  guarantees  of  future 
performance,  and  the  Company's  actual  results  may  differ  significantly  from  the  results  discussed  in  the  forward-looking 
statements. Factors that might cause such differences include, but are not limited to, those discussed in Part I, Item 1A. "Risk 
Factors" of this Form 10-K, which are incorporated herein by reference. The following discussion should be read in conjunction
with the Consolidated Financial Statements and notes thereto included in Part IV, Item 15. "Exhibits and Financial Statement 
Schedules" of this Form 10-K. Each of the terms the "We" and "Our" as used herein refers collectively to SP Plus Corporation 
and its wholly-owned subsidiaries, unless otherwise stated. The Company assumes no obligation to revise or update any forward-
looking statements for any reason, except as required by law.

Explanatory Note

On  November  30,  2018,  we  completed  the  acquisition  of  Bags.  Our  consolidated  results  of  operations  for  the  year  ended
December 31, 2018 includes the results of operations for the period of November 30, 2018 through December 31, 2018. See 
Note 3. Acquisition, which is included in Part IV, Item 15. "Exhibits and Financial Statement Schedules" for further discussion of 
the acquisition of Bags.

General Overview

In evaluating our financial condition and operating performance, our primary focus is on our gross profit and total general and
administrative expenses. Revenue from lease type contracts includes all gross customer collections derived from our lease type
contracts (net of local parking taxes), whereas revenue from management type contracts only includes our contractually agreed
upon management fees and amounts attributable to ancillary services. Gross customer collections at facilities under management
type  contracts,  therefore,  are  not  included  in  our  revenue.  Accordingly,  while  a  change  in  the  proportion  of  our  operating
agreements  that  are  structured  as  lease  type  contracts  may  cause  significant  fluctuations  in  reported  revenue  and  cost  of 
services, those changes will not artificially affect our gross profit. For example, as of December 31, 2020, 85% of our commercial
business was operating under management type contracts. Only 54% of total revenue (excluding reimbursed management type
contract revenue) for the year ended December 31, 2020, however, was from management type contracts. Under those contracts,
the revenue collected from customers belongs to our clients.

We believe that sophisticated clients (which also include property owners) recognize the potential for parking services, parking
management, ground transportation services, baggage handling services, technology-driven mobility solutions and other ancillary
services to be a profit generator and/or a service differentiator to their customers. By outsourcing these services, they are able 
to capture additional profit and improve customer experiences by leveraging the unique operational skills and controls that an 
experienced  services  company  can  offer.  Our  ability  to  consistently  deliver  a  uniformly  high  level  of  services  to  our  clients, 
including the use of various technological enhancements, allows us to maximize the profit and/or customer experience to our 
clients and improves our ability to win contracts and retain existing clients. Our focus on customer service and satisfaction is a
key driver of our high retention rate, which was approximately 87% and 93% for the years ended December 31, 2020 and 2019,
respectively, for the Commercial segment.

Commercial Segment Facilities

In order to mitigate some of the effects from the COVID-19 pandemic (“COVID-19”), we converted many of our lease locations 
to  management  locations  during  the  year  ended  December  31,  2020.  In  addition,  we  were  able  to  exit  many  less  profitable 
contracts,  which  were  for  both  lease  and  management  locations.  The  following  table  reflects  our  Commercial  facilities  (by 
contractual type) operated at the end of the years indicated:

Lease-type facilities
Management-type facilities
Total Commercial segment facilities

Revenue

2020

445
2,539
2,984

December 31,
2019

609
2,560
3,169

2018

628
2,514
3,142

We recognize services revenue from our contracts as the related services are provided. Substantially all of our revenue comes 
from the following two sources:

Lease  type  contracts.  Consists  of  all  revenue  received  at  lease  type  locations,  including  gross  receipts  (net  of  local  taxes), 
consulting and real estate development fees, gains on sales of contracts and payments for exercising termination rights.  Revenue 
from lease type contracts includes a reduction for service concessions.

22

Management  type  contracts.  Consists  of  management  fees,  including  fixed,  variable  and/or  performance-based  fees,  and
amounts  attributable  to  ancillary  services  such  as  accounting,  equipment  leasing,  baggage  services,  payments  received  for 
exercising  termination  rights,  consulting,  developmental  fees,  gains  on  sales  of  contracts,  insurance  and  other  value-added
services.  We  believe  we  generally  can  purchase  required  insurance  at  lower  rates  than  our  clients  can  obtain  on  their  own
because we effectively self-insure for all liability, worker’s compensation and health care claims by maintaining a large per-claim
deductible. As a result, we have generated operating income on the insurance provided under our management type contracts 
by focusing on our risk management efforts and controlling losses. Management type contract revenues do not include gross 
customer collections at those  facilities, as those revenues belong to the client rather than to us. Management type contracts
generally  provide  us  with  a  management  fee  regardless  of  the  operating  performance  of  the  underlying  management  type
contract.

Reimbursed Management Type Contract Revenue. Consists of the direct reimbursement from the client for operating expenses
incurred under a management type contract, which are reflected in our revenue.

Cost of Services

Our cost of services consists of the following:

Lease type contracts. Consists of contractual rents or fees paid to the client and all operating expenses incurred in connection 
with operating the leased facility. Contractual rents or fees paid to the client are generally based on either a fixed contractual 
amount,  a  percentage  of  gross  revenue  or  a  combination  thereof.  Generally,  under  a  lease  type  arrangement  we  are  not
responsible for major capital expenditures or real estate taxes.

Management type contracts. Cost of services under a management type contract is generally the responsibility of the client. As 
a  result,  these  costs  are  not  included  in  our  results  of  operations.  However,  our  reverse  management  type  contracts,  which 
typically provide for larger management fees, do require us to pay for certain costs and those costs are included in our results of 
operations.

Reimbursed Management Type Contract Expense. Consists of directly reimbursed costs incurred on behalf of a client under a 
management type contract, which are reflected in our cost of services.

Gross Profit

Gross  profit  equals  our  revenue  less  the  cost  of  generating  such  revenue.  This  is  the  key  metric  we  use  to  examine  our 
performance because it captures the underlying economic benefit to us of both lease and management type contracts.

General and Administrative Expenses

General and administrative expenses include salaries, wages, payroll taxes, insurance, travel and office related expenses for our 
headquarters, field offices, supervisory employees, and board of directors.

Depreciation and Amortization

Depreciation is determined using a straight-line method over the estimated useful lives of the various asset classes, or in the
case of leasehold improvements, over the initial term of the operating lease or its useful life, whichever is shorter. Intangible 
assets determined to have finite lives are amortized over their remaining estimated useful lives.

Goodwill

Goodwill represents the excess of purchase price paid over the fair value of net assets acquired. In accordance with the Financial
Accounting Standards Board's ("FASB") authoritative accounting guidance on goodwill, we evaluate goodwill for impairment on 
an annual basis, or more often if events or circumstances change that could cause goodwill to become impaired. We have elected
to assess the impairment of goodwill annually on October 1 or at an interim date if there is an event or change in circumstances 
indicating the carrying value may not be recoverable. The goodwill impairment test is performed at the reporting unit level; our 
reporting units represent our operating segments, consisting of Commercial and Aviation. Factors that could trigger an impairment 
review include, among others, significant under-performance relative to expected historical or projected future operating results,
significant changes in the use of acquired assets or our business strategy, and significant negative industry or economic trends.

We may perform a qualitative, rather than quantitative, assessment, to determine whether it is more likely than not that the fair 
value of a reporting unit is less than the carrying amount. As of January 1, 2020, we adopted Accounting Standards Update 
("ASU") 2017-04, which eliminated the two step approach from the current goodwill impairment test and allows impairment to be
calculated based on the quantitative assessment. The determination of fair value of a reporting unit utilizes cash flow projections
that assume certain future revenue and cost levels, comparable marketplace data, assumed discount rates based upon current 
market conditions and other valuation factors, all of which involve the use of significant judgment and estimates. We also assess 
critical areas that may impact our business including economic conditions, market related exposures, competition, changes in
service offerings and changes in key personnel.

Beginning in March 2020, COVID-19 and the resulting stay at home orders issued by local governments were impacting certain
of our businesses. These factors have significantly impacted the hospitality and travel industries, as well as overall consumer
discretionary spending.

Due to the impacts of COVID-19, revenues for certain markets in which we operate have dropped significantly as compared to
the expectations as of the October 1, 2019 annual impairment test. We do not know how long the impacts of COVID-19 will or 
may impact our results. In addition, certain Aviation contracts were terminated during August 2020. The termination of these 

23

contracts  and  the  ongoing  impacts  of  COVID-19  on  our  expected  future  operating  cash  flows  triggered  us  to  complete  a
quantitative goodwill impairment analysis for our Aviation reporting unit as of August 31, 2020. Based on the quantitative analysis, 
we  determined  that  estimated  carrying  values  exceeded  implied  fair  value  for  the  Aviation  reporting  unit  and  goodwill  was 
impaired, and therefore an impairment charge was recognized during the year ended December 31, 2020. As of October 1, 2020 
(our annual goodwill impairment test date), we performed a qualitative assessment of goodwill, since projections used in the 
August 31, 2020 impairment test have not materially changed and we concluded no further impairment testing was required. See 
Note 11. Goodwill in the notes to the Consolidated Financial Statements for further discussion.

Other Intangibles Assets, net

Other intangible assets represent assets with finite lives that are amortized over their estimated useful lives and reviewed for 
impairment when circumstances change that would indicate the carrying value may not be recoverable. Intangible assets are 
amortized on a straight-line basis over their estimated useful lives. We evaluate the remaining useful life of the other intangible
assets  on  a  periodic  basis  to  determine  whether  events  or  circumstances  warrant  a  revision  to  their  remaining  useful  lives. 
Assumptions and estimates about future values and remaining useful lives of our intangible assets are complex and subjective.
They can be affected by a variety of factors, including external factors such as industry and economic trends, and internal factors, 
such as changes in our business strategy and internal forecasts. Although management believes the historical assumptions and 
estimates are reasonable and appropriate, different assumptions and estimates could materially impact reported financial results.

As a result of the termination of certain contracts within the Aviation reporting unit and the ongoing impact of COVID-19 on our 
expected future operating cash flows, we determined certain impairment testing triggers had occurred related to our intangible
assets during the year ended December 31, 2020. Accordingly, we analyzed undiscounted cash flows for certain intangible assets 
and determined that estimated net carrying values exceeded undiscounted future cash flows, resulting in certain intangible assets 
being impaired, resulting in impairment charges being recognized during the year ended December 31, 2020. See Note 10. Other 
Intangible Assets, net in the notes to the Consolidated Financial Statements for further discussion.

For both goodwill and intangible assets, future events may indicate differences from our judgments and estimates which could, 
in turn, result in impairment charges. Future events that may result in impairment charges include extended unfavorable economic 
impacts  of  COVID-19,  increases  in  interest  rates,  which  would  impact  discount  rates,  or  other  factors  which  could  decrease
revenues and profitability of existing locations and changes in the cost structure of existing facilities.

Long-Lived Assets

We  evaluate  long-lived  assets,  primarily  including  right-of-use  (“ROU”)  assets,  leasehold  improvements,  equipment  and 
construction in progress for impairment whenever events or circumstances indicate that the carrying value of an asset or asset
group may not be recoverable. We group assets at the lowest level for which cash flows are separately identified in order to 
measure impairment. Events or circumstances that would result in an impairment review include a significant change in the use 
of an asset, the planned sale or disposal of an asset, or a projection or forecast that demonstrates continuing losses associated
with the use of a long-lived asset group. Recoverability of assets to be held and used is measured by a comparison of the carrying
amount of the asset to future undiscounted cash flows expected to be generated by the asset group. If it is determined to be 
impaired, the impairment is measured by the amount by which the carrying value of the asset exceeds its fair value.

As a result of the impact of COVID-19 on our expected future operating cash flows, we determined certain impairment triggers 
had occurred for certain ROU assets associated with certain asset groups, resulting in impairment charges being recognized 
during the year ended December 31, 2020. See Note 2. Leases in the notes to the Consolidated Financial Statements for further 
discussion.

Assumptions and estimates used to determine cash flows in the evaluation of impairment and the fair values used to determine
the  impairment  are  subject  to  a  degree  of  judgment  and  complexity.  Any  future  changes  to  the  assumptions  and  estimates
resulting from changes in actual results or market conditions from those anticipated may affect the carrying value of long-lived
assets and could result in additional impairment charges. Future events that may result in impairment charges include extended
unfavorable economic impacts of COVID-19, or other factors which could decrease revenues and profitability of existing locations 
and changes in the cost structure of existing facilities.

Segments

An operating segment is defined as a component of an enterprise that engages in business activities from which it may earn
revenue and incur expenses, and about which separate financial information is regularly evaluated by our chief operating decision
maker (“CODM”), in deciding how to allocate resources. Our CODM is our chief executive officer.

The operating segments are reported to our CODM as Commercial and Aviation.

•

•

•

Commercial encompasses our services in healthcare facilities, municipalities, including meter revenue collection and
enforcement services, government facilities, hotels, commercial real estate, residential communities, retail, colleges and
universities, as well as ancillary services such as shuttle and ground transportation services, valet services, taxi and 
livery dispatch services and event planning, including shuttle and transportation services.

Aviation encompasses our services in aviation (e.g., airports, airline and certain hospitality clients with baggage and
parking services), as well as ancillary services, which includes shuttle and ground transportation services, valet services,
baggage handling, baggage repair and replacement, remote air check-in services, wheelchair assist services and other 
services.

"Other" consists of ancillary revenue and costs that are not specifically attributable to Commercial or Aviation and certain 
unallocated items, such as and including prior year insurance reserve adjustments/costs and other corporate items.

24

In  July  2020,  we  changed  our  internal  reporting  segment  information  reported  to  the  CODM.  Certain  hospitality  locations 
previously reported under Aviation are now included in Commercial. All prior year amounts have been reclassified to conform to 
the Company’s current reporting structure.

Analysis of Results of Operations

2020 Compared to 2019

Existing business represents business that has been operating for at least one year and operating for the entire period in the 
comparative period being presented. Other business comprises of expired business, conversions and new/acquired business.
As a result of COVID-19, we have executed on a strategy to successfully convert certain lease type contracts to management 
type contracts which should provide a higher gross profit over the contract term. In addition, for those locations that have remained 
leases, we have worked with landlords to either receive rent concessions or change lease terms to be more favorable to us. 
Expired business relates to contracts that have expired but where we were operating the business in the comparative period 
presented. Existing business in the Other segment represents amounts not specifically attributable to Commercial or Aviation
and certain unallocated items.

Consolidated results for the for the years ended December 31, 2020 and 2019, respectively, included the following notable items:

(millions)
Service revenue (1)
Cost of services (2)
Lease impairment
Gross profit
General and administrative expenses
Depreciation and amortization
Impairment of goodwill and intangible assets
Operating (loss) income
Income tax (benefit) expense
(1)
(2)

Excludes Reimbursed management type contract revenue
Excludes Reimbursed management type contract expense and lease impairment

December 31,

Variance

2020

2019

Amount

%

$

$

549.0
421.5
97.1
30.4
85.4
29.3
135.3
(219.6)
(67.5)

$

934.9
706.8
—
228.1
109.0
29.4
—
89.7
19.4

(385.9)
(285.3)
97.1
(197.7)
(23.6)
(0.1)
135.3
(309.3)
(86.9)

(41.3)%
(40.4)%
100.0%
(86.7)%
(21.7)%
(0.3)%
100.0%
(344.8)%
(447.9)%

Services revenue decreased by $385.9 million, or 41.3%, attributable to the following:

•

•

Services revenue for lease type contracts decreased $219.5 million, or 53.7%, primarily driven by a decrease of $133.4 
million from existing business, $43.0 million from locations that converted to management type contracts during the
periods presented, $41.2 million from expired business, and $1.9 million from new/acquired business. Existing business 
revenue decreased $133.4 million, or 47.2%, primarily due to a decrease in transient revenue as a result of COVID-
19.

Services revenue for management type contracts decreased $166.4 million, or 31.6%, primarily due to a decrease of 
$140.9 million from existing business and $48.3 million from expired business, partially offset by an increase of $21.4
million from new/acquired business and $1.4 million from locations that converted from lease type contracts during the
periods  presented.  Existing  business  revenue  decreased  $140.9  million,  or  34.1%,  primarily  due  to  a  decrease  in 
activity for volume based management type contracts primarily related to the Aviation segment as a result of COVID-
19, partially offset by $5.6 million of termination fees received related to certain terminated Aviation contacts.

Gross profit decreased by $197.7 million, or 86.7%, attributable to the following:

•

•

•

Gross profit for lease type contracts decreased $47.6 million, or 113.3%, and gross profit percentage was negative 
3.0% for the year ended December 31, 2020, compared to 10.3% for the year ended December 31, 2019. Gross profit
declined as a result of decreases in gross profit for existing business, expired business, locations that converted to
management type contracts during the periods presented and new/acquired business. Gross profit for existing business
decreased $28.5 million, or 81.7%, primarily due to decreases in transient revenue as a result of COVID-19 and an
increase in legal and bad debt expense, partially offset by the recognition of certain rent concessions of $57.2 million, 
as well as a decrease in compensation, benefits and overall lower net operating costs.

Gross  profit  for  management  type  contracts  decreased  $53.0  million,  or  28.5%,  while  gross  profit  percentage  for 
management type contracts increased to 37.0% for the year ended December 31, 2020, compared to 35.4% for the 
year ended December 31, 2019. Gross profit declined as a result of decreases in gross profit for existing business and
expired business, partially offset by increases in new/acquired business and locations that converted from lease type
contracts during the periods presented. Gross profit for existing business decreased $37.1 million, or 24.6%, primarily
due to a decrease in activity for volume based management type contracts primarily related to the Aviation segment 
as a result of COVID-19 and an increase in bad debt and legal expenses, partially offset by decreases in compensation,
benefits, overall net operating costs and $5.6 million of termination fees received related to certain terminated Aviation
contacts.

We recognized $97.1 million of impairment charges related to operating lease ROU assets in the Commercial segment 
during the year ended December 31, 2020. Due to the impact of COVID-19 on our operations, our projected future 
operating cash flows for certain locations is expected to lower. As a result, the fair value of those locations was lower 
than their carrying value and corresponding impairment charges were recorded during the year ended December 31, 
2020. No impairment charge was recognized for the year ended December 31, 2019.

25

General and administrative expenses decreased $23.6 million, or 21.7%, for the year ended December 31, 2020, as compared
to the year ended December 31, 2019, primarily related to lower stock based compensation expense related to performance 
share units during the year ended December 31, 2020, as well as lower performance based compensation and cost initiatives,
partially offset by an increase in acquisition, restructuring and integration costs. Impairment charges of $1.6 million during the
year ended December 31, 2020 related to certain abandoned operating leases. No similar impairment charges were recognized
during the year ended December 31, 2019.

We recognized $135.3 million of impairment charges related to certain finite lived intangible assets and goodwill for the year 
ended December 31, 2020 in the Aviation segment. Due to the impact of COVID-19 on our operations and the termination of 
certain Aviation contracts, our projected future revenue, profitability and operating cash flows within the Aviation segment are
expected to be lower than our prior projections. As a result, the implied fair value of certain asset groups related to finite lived
intangible assets within the Aviation segment were lower than their carrying value, resulting in $75.8 million of impairment charges 
being recorded during the year ended December 31, 2020. In addition, based on the quantitative goodwill impairment analysis
performed by us as of August 31, 2020, the estimated carrying values for the Aviation reporting unit exceeded their implied fair
value, resulting in $59.5 million of goodwill impairment charges being recorded during the year ended December 31, 2020. No
similar impairment charges were recognized during the year ended December 31, 2019.

Our effective tax rate was 28.1% for the year ended December 31, 2020 compared to 27.3% for the year ended December 31, 
2019. The effective tax rate for the year ended December 31, 2020 reflects the benefit related to the ability to carryback our 
current year federal Net Operating Loss (“NOL”) to tax years that had a higher tax rate.

The following charts summarize our revenues (excluding reimbursed management type contract revenue) and gross profit by 
segment for years ended December 31, 2020 and 2019.

Commercial segment: Services Revenue

Commercial - Lease Type 
Revenue

Commercial - Management Type 
Revenue

)
s
n
o

i
l
l
i

M

(
$

400.0

350.0

300.0

250.0

200.0

150.0

100.0

50.0

-

)
s
n
o

i
l
l
i

M

(
$

300.0

250.0

200.0

150.0

100.0

50.0

-

2020

2019

2020

2019

Existing business

Other business

Existing business

Other business

Lease type contracts. Lease type contract revenue decreased $197.1 million, or 52.2%, to $180.2 million for the  year ended
December 31, 2020, compared to $377.3 million for the year ended December 31, 2019. Existing business revenue decreased
$123.3 million, or 46.0%, primarily due to a decrease in transient revenue as a result of COVID-19. Revenue from other business
decreased  by  $73.8  million,  or  67.7%,  primarily  due  to  decreases  of  $40.3  million  from  expired  business,  $32.8  million  from 
locations  that  converted  to  management  type  contracts  during  the  periods  presented  and  $0.7  million  from  new/acquired
business.

Management type contracts. Management type contract revenue decreased $52.5 million, or 19.8%, to $212.1 million for the
year ended December 31, 2020, compared to $264.6 million for the year ended December 31, 2019. Existing business revenue 
decreased by $45.6 million, or 23.1%, primarily due to a decrease in activity for volume based management type contracts as a
result  of  COVID-19.  Management  type  revenue  from  other  business  decreased  by  $6.9  million,  or  10.2%,  primarily  due  to  a
decrease of $33.9 million from expired business, partially offset by an increase of $26.2 million from new/acquired business and
$0.8 million in locations that converted from lease type contracts during the period presented.

26

 
 
Commercial segment: Gross Profit

Commercial - Lease Type Gross 
Profit

Commercial - Management 
Type Gross Profit

)
s
n
o

i
l
l
i

M

(
$

40.0

30.0

20.0

10.0

-

(10.0)

(20.0)

)
s
n
o

i
l
l
i

M

(
$

120.0

100.0

80.0

60.0

40.0

20.0

-

2020

2019

Existing business

Other business

Existing business

Other business

2020

2019

Lease type contracts. Gross profit decreased $39.9 million, or 135.3%, to a loss of $10.4 million for the year ended December 31, 
2020, compared to gross profit of $29.5 million for the year ended December 31, 2019. Gross profit percentage decreased to
negative 5.8% for the year ended December 31, 2020, compared to 7.8% for the year ended December 31, 2019. Gross profit
decreased as a result of declines in existing business, expired business, locations that converted to management type contracts
in  the  periods  presented  and  new/acquired  business.  Gross  profit  for  existing  business  decreased  $24.4  million,  or  95.3%, 
primarily  due  to  decreases  in  transient  revenue  as  a  result  of  COVID-19,  partially  offset  by  the  recognition  of  certain  rent 
concessions of $30.1 million, as well as decreases in variable rent, compensation, benefits and overall lower net operating costs.

Management type contracts. Gross profit decreased $24.0 million, or 23.1%, to $80.1 million for the year ended December 31, 
2020, compared to $104.1 million for the year ended December 31, 2019. Gross profit percentage decreased to 37.8% for the 
year ended December 31, 2020, compared to 39.3% for the year ended December 31, 2019. Gross profit decreased as a result 
of declines in expired business and existing business, partially offset by increases in new/acquired business and locations that
converted from lease type contracts during the periods presented. Gross profit for existing business decreased $13.8 million, or 
17.4%, primarily due to a decrease in activity for volume based management type contracts as a result of COVID-19, partially 
offset by a decrease in compensation, benefits and overall lower net operating costs.

Aviation segment: Services Revenue

Aviation - Lease Type Revenue

)
s
n
o

i
l
l
i

M

(
$

35.0

30.0

25.0

20.0

15.0

10.0

5.0

-

Aviation - Management Type 
Revenue

300.0

200.0

100.0

-

)
s
n
o

i
l
l
i

M

(
$

2020

2019

2020

2019

Existing business

Other business

Existing business

Other business

Lease  type  contracts.  Lease  type  contract  revenue  decreased  $22.1  million,  or  72.0%,  to  $8.6  million  for  the  year  ended 
December 31, 2020, compared to $30.7 million for the year ended December 31, 2019. Existing business revenue decreased 
$9.8 million, or 71.5%, primarily due to a decrease in transient revenue as a result of COVID-19. Revenue from other business 
decreased by $12.3 million, or 72.4%, primarily due to decreases of $10.2 million from locations that converted to management
type contracts during the periods presented, $1.2 million from new/acquired business and $0.9 million from expired business.

Management type contracts. Management type contract revenue decreased $111.3 million, or 44.2%, to $140.5 million for the 
year  ended  December  31,  2020,  compared  to  $251.8  million  for  the  year  ended  December 31,  2019.   Existing  business 
decreased by $92.7 million, or 44.8%, primarily due to a decrease in activity for volume based management type contracts as a
result of COVID-19, partially offset by $5.6 million of termination fees received related to certain terminated contracts. Revenue
from other business decreased by $18.6 million, or 41.5%, primarily due to a decrease of $14.4 million from expired business 

27

 
 
 
 
and $4.8 million from new/acquired business, partially offset by an increase of $0.6 million from locations that converted from
lease type contracts during the periods presented.

Aviation segment: Gross Profit

Aviation - Lease Type Gross Profit

Aviation - Management Type Gross 
Profit

)
s
n
o

i
l
l
i

M

(
$

10.0

8.0

6.0

4.0

2.0

-

(2.0)

)
s
n
o

i
l
l
i

M

(
$

70.0

60.0

50.0

40.0

30.0

20.0

10.0

-

2020

2019

Existing business

Other business

Existing business

Other business

2020

2019

Lease  type  contracts.  Gross  profit  decreased  $7.5  million,  or  91.5%,  to  $0.7  million  for  the  year  ended  December 31,  2020,
compared to $8.2 million for the year ended December 31, 2019. Gross profit percentage decreased to 8.1% for the year ended
December 31, 2020, compared to 26.7% for the year ended December 31, 2019. Gross profit decreased as a result of declines 
in existing business, locations that converted to management type contracts in the periods presented and new/acquired business,
partially offset by increases in expired business. Gross profit for existing business decreased $3.9 million, or 78.0%, primarily
due to declines in transient revenue as a result of COVID-19, partially offset by the recognition of certain concessions of $27.1
million, as well as a decrease in variable rent and overall net operating costs.

Management type contracts. Gross profit for management type contracts decreased $26.3 million, or 39.7%, to $39.9 million for 
the year ended December 31, 2020, compared to $66.2 million for the year ended December 31, 2019. Gross profit percentage
increased to 28.4% for the year ended December 31, 2020, compared to 26.3% for the year ended December 31, 2019. Gross 
profit decreased as a result of declines in existing business, expired business and new/acquired business, partially offset by an 
increase  in  locations  that  converted  from  lease  type  contracts  in  the  periods  presented.  Gross  profit  for  existing  business
decreased $20.6 million, or 36.8%, primarily due to decreases in activity for volume based management type contracts as a result
of COVID-19, partially offset by decreases in overall net operating costs and $5.6 million of termination fees received related to
certain terminated contacts.

“Other” segment

"Other"  consists  of  ancillary  revenue  and  costs  that  are  not  specifically  identifiable  to  Commercial  or  Aviation  and certain 
unallocated items, such as and including prior year insurance reserve adjustments/costs and other corporate items. Total service 
revenue in “Other” decreased $2.9 million, or 27.6%, to $7.6 million for the year ended December 31, 2020, compared to $10.5 
million for the year ended December 31, 2019. Gross profit for “Other” decreased $2.9 million, or 14.4%, to $17.2 million for the 
year ended December 31, 2020, compared to $20.1 million for the year ended December 31, 2019.

2019 Compared to 2018

Consolidated results for the for the years ended December 31, 2020 and 2019, respectively, include the following notable items:

(millions)
Service revenue (1)
Cost of services (2)
Gross profit
General and administrative expenses
Depreciation and amortization
Operating income
Income tax expense
(1)
(2)

Excludes Reimbursed management type contract revenue
Excludes Reimbursed management type contract expense

December 31,

Variance

2019

2018

Amount

%

$

$

934.9
706.8
228.1
109.0
29.4
89.7
19.4

$

775.4
591.4
184.0
91.0
17.9
75.1
19.6

159.5
115.4
44.1
18.0
11.5
14.6
(0.2)

20.6%
19.5%
24.0%
19.8%
64.2%
19.4%
(1.0)%

Services revenue increased by $159.5 million, or 20.6%, attributable to the following:

•

Services revenue for lease type contracts decreased $5.0 million, or 1.2%, primarily driven by a decrease of $26.9 
million from expired business, partially offset by an increase of $12.0 million from new/acquired business, $9.7 million

28

 
 
from  existing  business,  and  $0.2  million  from  locations  that  converted  from  management  type  contracts  during  the
periods presented. Existing business revenue increased $9.7 million, or 3.0%, primarily due to an increase in fees for 
transient revenue.

•

Services revenue for management type contracts increased $164.5 million, or 45.5%, primarily due to an increase of 
$185.9 million from new/acquired business, mainly due to the acquisition of Bags, and $0.2 million from locations that
converted from lease type contracts during the periods presented, partially offset by a decrease of $17.7 million from 
expired business and $3.9 million from existing business. Existing business revenue decreased $3.9 million, or 1.3%,
primarily  due  to  changes  in  contract  terms  for  certain  management  type  contracts,  whereby  the  contract  terms 
converted  from  “reverse”  management  type  contracts  to  management  type  contracts,  which  typically  have  lower 
management  fees  from  the  facility  owner  but  do  not  require  us  to  pay  certain  operating  costs  associated  with  the 
facilities operation, partially offset by increased management fees. 

Gross profit increased by $44.1 million, or 24.0%, attributable to the following:

•

•

Gross profit for lease type contracts increased $5.7 million, or 15.7%, and gross profit percentage increased to 10.3% 
for  the  year  ended  December 31,  2019,  compared  to  8.8%  for  the  year  ended  December 31,  2018.  Gross  profit 
increased as a result of increases from existing business, new/acquired business, expired business and locations that
converted from management type contracts during the periods presented. Gross profit for existing business increased
$2.8 million, or 9.1%, primarily due to increases in transient revenue, partially offset by an increase in compensation,
benefits costs and rent expense.

Gross  profit  for  management  type  contracts  increased  $38.4  million,  or  26.0%,  while  gross  profit  percentage  for 
management type contracts decreased to 35.4% for the year ended December 31, 2019 compared to 40.9% for the
year ended December 31, 2018. Gross profit increased as a result of increases from new/acquired business, primarily
due to the acquisition of Bags, partially offset by decreases in expired business and existing business. Gross profit for 
existing business decreased $0.9 million, or 0.7%, primarily due to increases in net operating costs.

General and administrative expenses increased $18.0 million, or 19.8%, for the year ended December 31, 2019, as compared
to the year ended December 31, 2019, primarily related to the acquisition of Bags, a one-time $1.7 million cost recovery (reduction 
of expense) from a vendor partner recognized in 2018 and higher compensation and benefit costs, including costs associated 
with our performance-based compensation program, partially offset by a reduction in acquisition, restructuring and integration
related costs.

Our effective tax rate was 27.3% for the year ended December 31, 2019 compared to 25.8% for the year ended December 31, 
2018. The increase in the effective tax rate for the year ended December 31, 2019 reflects the benefit recorded in 2018 related
to the U.S. Tax Cuts and Jobs Act of 2017 (the ”2017 Tax Act”).

The following charts summarize our revenues (excluding reimbursed management type contract revenue) and gross profit by 
segment for years ended December 31, 2019 and 2018.

Commercial segment: Services Revenue

Commercial - Lease Type Revenue

)
s
n
o

i
l
l
i

M

(
$

450.0

400.0

350.0

300.0

250.0

200.0

150.0

100.0

50.0

-

Commercial - Management 
Type Revenue

300.0

250.0

200.0

150.0

100.0

50.0

-

)
s
n
o

i
l
l
i

M

(
$

2019

2018

2019

2018

Existing business

Other business

Existing business

Other business

Lease  type  contracts.  Lease  type  contract  revenue  decreased  $8.9  million,  or  2.3%,  to  $377.3  million  for  the  year  ended 
December 31, 2019, compared to $386.2 million for the year ended December 31, 2018. Revenue from other business decreased 
by $17.4 million, or 19.7%, primarily due to a decrease of $26.5 million from expired business, partially offset by increases of 

29

 
 
$8.9 million from new/acquired business and $0.2 million from locations that converted from management type contracts during
the  periods  presented.  Existing  business  revenue  increased  $8.5  million,  or  2.9%,  primarily  due  to  an  increase  in  transient
revenue.

Management type contracts. Management type contract revenue increased $15.2 million, or 6.1%, to $264.6 million for the year 
ended December 31, 2019, compared to $249.4 million for the year ended December 31, 2018. Management type revenue from 
other business increased by $15.9 million, or 34.9%, primarily due to increases of $35.8 million from new/acquired business, 
mainly due to the acquisition of Bags, and $0.2 million in locations that converted from lease type contracts during the periods
presented, partially offset by a decrease of $20.1 million from expired business. Existing business revenue decreased by $0.7 
million, or 3.0%, primarily due to a decrease in volume based management type contracts.

Commercial segment: Gross Profit

Commercial - Lease Type Gross 
Profit

Commercial - Management Type 
Gross Profit

)
s
n
o

i
l
l
i

M

(
$

35.0

30.0

25.0

20.0

15.0

10.0

5.0

-

)
s
n
o

i
l
l
i

M

(
$

120.0

100.0

80.0

60.0

40.0

20.0

-

2019

2018

2019

2018

Existing business

Other business

Existing business

Other business

Lease  type  contracts.  Gross  profit  increased  $3.7  million,  or  14.3%,  to  $29.5  million  for  the  year  ended  December 31,  2019, 
compared to $25.8 million for the year ended December 31, 2018. Gross profit percentage increased to 7.8% for the year ended 
December 31, 2019, compared to 6.7% for the year ended December 31, 2018. Gross profit increased as a result of increases
in existing business, expired business, new/acquired business and locations that converted from management type contracts in
the periods presented. Gross profit for existing business increased $1.4 million, or 6.3%, primarily due to increases in transient
revenue, partially offset by an increase in compensation and benefits costs, as well as rent expense.

Management type contracts. Gross profit increased $5.8 million, or 5.9%, to $104.1 million for the year ended December 31,
2019, compared to $98.3 million for the year ended December 31, 2018. Gross profit percentage decreased to 39.3% for the 
year ended December 31, 2019, compared to 39.4% for the year ended December 31, 2018. Gross profit increased as a result 
of increases in new/acquired business and existing business, partially offset by a decrease in expired business. Gross profit for 
existing business increased $0.1 million, or 0.1%.

30

 
 
Aviation segment: Services Revenue

Aviation - Lease Type Revenue

)
s
n
o

i
l
l
i

M

(
$

35.0

30.0

25.0

20.0

15.0

10.0

5.0

-

Aviation - Management Type 
Revenue

300.0

250.0

200.0

150.0

100.0

50.0

-

)
s
n
o

i
l
l
i

M

(
$

2019

2018

2019

2018

Existing business

Other business

Existing business

Other business

Lease type contracts. Lease type contract revenue increased $3.7 million, or 13.7%, to $30.7 million for the year ended December 
31, 2019, compared to $27.0 million for the year ended December 31, 2018. Revenue from other business increased by $2.7 
million, or 50.9%, primarily due to an increase of $3.1 million new/acquired business, partially offset by a decrease of $0.4 million 
from  expired  business.  Existing  business  revenue  increased  $1.0  million,  or  4.6%,  primarily  due  to  an  increase  in  transient
revenue.

Management type contracts. Management type contract revenue increased $150.6 million, or 148.8%, to $251.8 million for the
year  ended  December  31,  2019,  compared  to  $101.2  million  for  the  year  ended  December 31,  2018.  Revenue  from  other 
business decreased by $152.5 million, or 648.9%, primarily due to increases of $150.1 million from new/acquired business and 
$2.4 million from expired business.  Existing business decreased $1.9 million, or 2.4%, primarily due to changes in contract terms
for  certain  management  type  contracts,  whereby  the  contract  terms  converted  from  “reverse”  management  type  contracts  to 
management type contracts, which typically have lower management fees from the facility owner but do not require us to pay
certain operating costs associated with the facilities operation, partially offset by increased management fees.

Aviation segment: Gross Profit

Aviation - Lease Type Gross Profit

)
s
n
o

i
l
l
i

M

(
$

9.0

8.0

7.0

6.0

5.0

4.0

3.0

2.0

1.0

-

Aviation - Management Type 
Gross Profit

70.0

60.0

50.0

40.0

30.0

20.0

10.0

-

)
s
n
o

i
l
l
i

M

(
$

2019

2018

2019

2018

Existing business

Other business

Existing business

Other business

Lease  type  contracts.  Gross  profit  increased  $0.9  million,  or  12.3%,  to  $8.2  million  for  the  year  ended  December 31,  2019, 
compared to $7.3 million for the year ended December 31, 2018. Gross profit percentage decreased to 26.7% for the year ended 
December 31, 2019, compared to 27.0% for the year ended December 31, 2018. Gross profit increased as a result of increases 
from new/acquired business and existing business, partially offset by a decrease in expired business. Gross profit for existing

31

 
 
 
 
business  increased  $0.3  million,  or  5.8%,  primarily  due  to  increases  in  transient  revenue,  partially  offset  by  an  increase  in 
compensation and benefits costs, as well as, rent expense.

Management type contracts. Gross profit increased $34.3 million, or 107.5%, to $66.2 million for the year ended December 31, 
2019, compared to $31.9 million for the year ended December 31, 2018. Gross profit percentage decreased to 26.3% for the 
year ended December 31, 2019, compared to 31.5% for the year ended December 31, 2018. Gross profit increased as a result 
of increases in new/acquired business, primarily due to the acquisition of Bags, expired business and existing business. Gross 
profit  for  existing  business  increased  $0.7  million,  or  2.6%,  primarily  due  to  decreases  in  net  operating  costs  and  increased 
management fees.

“Other” segment

"Other"  consists  of  ancillary  revenue  and  costs  that  are  not  specifically  identifiable  to  Commercial  or  Aviation  and certain 
unallocated items, such as and including prior year insurance reserve adjustments/costs and other corporate items. Total service 
revenue in “Other” decreased $1.1 million, or 9.5%, to $10.5 million for the year ended December 31, 2019, compared to $11.6
million for the year ended December 31, 2018. Gross profit for “Other” decreased $0.6 million, or 2.9%, to $20.1 million for the
year ended December 31, 2019, compared to $20.7 million for the year ended December 31, 2018.

Analysis of Financial Condition

Liquidity and Capital Resources

General

We  continually  project  anticipated  cash  requirements  for  our  operating,  investing  and  financing  needs,  as  well  as  cash  flows 
generated  from  operating  activities  available  to  meet  these  needs.  Our  operating  needs  can  include,  among  other  items,
commitments for cost of services, operating leases, payroll, insurance claims, interest and legal settlements. Our investing and
financing  spending  can  include  payments  for  acquired  businesses,  joint  ventures,  capital  expenditures,  cost  of  contracts,
distributions to noncontrolling interests, share repurchases and payments on our outstanding indebtedness.

As of December 31, 2020, we had $13.9 million of cash and cash equivalents and $190.3 million of borrowing availability under 
our Senior Credit Facility. COVID-19 and the resulting global disruptions have negatively affected the global economy, as well as
our business and the businesses of our customers and clients. The full impact of COVID-19 on our business and the businesses 
of our customers and clients is unknown and highly unpredictable and could continue beyond the containment of the COVID-19 
outbreak. We are taking further actions to improve our liquidity, including, without limitation, reducing operating expenses and
capital expenditures and suspending repurchases of our common stock. Based on these actions and our expectations regarding 
the  impact  of  COVID-19,  we  believe  we  will  be  able  to  generate  sufficient  liquidity  to  satisfy  our  obligations  and  remain  in 
compliance with our existing debt covenants for the next twelve months.

Outstanding Indebtedness

As of December 31, 2020, we had total indebtedness of approximately $362.1 million, a decrease of $6.9 million from $369.0
million as of December 31, 2019. The $362.1 million included:

•

•

$330.6 million under our Senior Credit Facility (as defined below); and

$31.5 million of other debt including finance lease obligations.

Senior Credit Facility

On  November  30,  2018,  we  entered  into  a  credit  agreement  (the  “Credit  Agreement”)  with  Bank  of  America,  N.A.,  as
Administrative Agent, and various other institutions (the “Lenders”), pursuant to which the Lenders made available to us, a senior 
secured credit facility (the “Senior Credit Facility”). The Senior Credit Facility was further amended during 2020 and 2021. See
Item 9B. Other Information for further information. 

Under the terms of the Amended Credit Agreement (as defined in Item 9B. Other Information), term loans under the Senior Credit 
Facility are subject to scheduled quarterly payments of principal in installments equal to 1.25% of the initial aggregate principal
amount of such term loan through the first quarter of 2021 and will increase to 1.875% thereafter.

We were in compliance with our debt covenants as of December 31, 2020.

As of December 31, 2020, we had $190.3 million of borrowing availability under the Credit Agreement, of which we could have 
borrowed $21.6 million on December 31, 2020 and remained in compliance with the above described covenants as of such date. 
Our  borrowing  availability  under  the  Amended  Credit  Agreement  is  limited  only  as  of  our  fiscal  quarter-end  by  the  covenant 
restrictions described above. At December 31, 2020, we had $49.0 million letters of credit outstanding under the Senior Credit 
Facility and borrowings against the Senior Credit Facility aggregated to $333.2 million (excluding debt discount of $0.9 million
and deferred financing costs of $1.7 million).

32

Stock Repurchases

On March 10, 2020, we suspended stock repurchases in order to help improve liquidity in response to the impacts of COVID-19.

In May 2016, our Board of Directors (the “Board”) authorized us to repurchase, on the open market, shares of our outstanding 
common  stock  in  an  amount  not  to  exceed  $30.0  million.  Under  this  program,  the  entire  authorized  amount  was  applied  to
repurchase 988,767 shares of common stock at an average price of $30.30 resulting in completion of the program in August 
2019.

In July 2019, the Board authorized us to repurchase, on the open market, shares of our outstanding common stock in an amount 
not to exceed $50.0 million in aggregate. Under this program, 

we repurchased 393,375 shares of common stock at an average price of $38.78 during the year ended December 31, 2020. 
During the year ended December 31, 2019, we repurchased 652,000 shares of common stock at an average price of $38.88
under this program.

In March 2020, the Board authorized a new program to repurchase, on the open market, shares of our outstanding stock in an 
amount not to exceed $50.0 million in aggregate. We have yet to repurchase shares under this program.

As of December 31, 2020, $59.4 million remained available for repurchase under the July 2019 and March 2020 stock repurchase
programs.  Purchases  of  our  common  stock  may  be  made  in  open  market  transactions  effected  through  a  broker-dealer  at 
prevailing market prices, in block trades, or by other means in accordance with Rules 10b-18 and 10b5-1 under the Securities 
Exchange  Act  of  1934  at  time  and  prices  considered  to  be  appropriate  at  our  discretion.  As  noted  above,  we  have  currently
suspended  stock  repurchases.  The  share  repurchase  program  does  not  obligate  us  to  repurchase  any  particular  amount  of 
common stock, has no fixed termination date and the program may be suspended at any time at our discretion.

Share repurchase activity under the stock repurchase programs for the year ended December 31, 2020 and 2019 was as follows:

(millions, except for share and per share data)
Total number of shares repurchased
AAverage price paid per share
Total value of stock repurchased

December 31, 2020
393,975
38.78
15.3

$
$

December 31, 2019
1,335,584
35.83
47.9

$
$

The remaining authorized amounts in the aggregate under the July 2019 and March 2020 repurchase programs as of December 
31, 2020 was as follows:

(millions)
Total authorized repurchase amount
Total value of shares repurchased
Total remaining authorized repurchase amount

Letters of Credit

December 31, 2020
100.00
$
40.6
59.4

$

We provided letters of credit totaling $14.4 million and $17.2 million to our casualty insurance carriers to collateralize our casualty
insurance program as of December 31, 2020 and 2019, respectively.

We provided $34.6 million and $33.0 million in letters of credit to collateralize other obligations as of December 31, 2020 and
2019, respectively.

Interest Rate Collars

In May 2019, we entered into three-year interest rate collar contracts with an aggregate $222.3 million notional amount. The 
interest  rate  collars  are  used  to  manage  interest  rate  risk  associated  with  variable  interest  rate  borrowings  under  the  Credit
Agreement. The interest rate collars establish a range where we will pay the counterparties if the one-month U.S. dollar LIBOR 
rate falls below the established floor rate, and the counterparties will pay us if the one-month U.S. dollar LIBOR rate exceeds the
established ceiling rate of 2.5%. The interest rate collars settle monthly through the termination date of April 2022. No payments
or receipts are exchanged on the interest rate collar contracts unless interest rates rise above or fall below the pre-determined 
ceiling or floor rates. The notional amount amortized consistently with the term loan portion of the Senior Credit Facility under the
Credit Agreement prior to the Third Amendment. The interest rate collars were classified as cash flow hedges through May 5,
2020. On May 6, 2020, concurrent with entering into the Third Amendment, we de-designated the three-year interest rate collars.
Prior to de-designation, the effective portion of the change in the fair value of the collars was reported in Accumulated other
comprehensive loss. Upon de-designation, the balance in Accumulated other comprehensive loss is being reclassified to Other 
income (expense) in the Consolidated Statements of (Loss) Income on a straight-line basis through April 2022, which is over the
remaining life for which the interest rate collars had previously been designated as cash flow hedges. Changes in the fair value
of the collars after de-designation are included within Other income (expense) in the Consolidated Statements of (Loss) Income.
For the year ended December 31, 2020, $1.6 million of interest was paid related to the interest rate collars.

We do not enter into derivative instruments for any speculative purposes.

33

Daily Cash Collections

As a result of day-to-day activity at our parking locations, we collect significant amounts of cash. Lease type contract revenue is
generally deposited into our local bank accounts, with a portion remitted to our clients in the form of rental payments according 
to the terms of the leases. Under management type contracts, clients may require us to deposit the daily receipts into one of our 
local bank accounts, with the cash in excess of our operating expenses and management fees remitted to the clients at negotiated 
intervals. Other clients may require us to deposit the daily receipts into client designated bank accounts and the clients then
reimburse us for operating expenses and pay our management fee subsequent to month-end, or may require segregated bank
accounts  for  the  receipts  and  disbursements  at  locations.  Our  working  capital  and  liquidity  may  be  adversely  affected  if  a 
significant number of our clients require us to deposit all parking revenues into their respective accounts.

Our liquidity also fluctuates on an intra-month and intra-year basis depending on the contract mix and timing of significant cash
payments.  Additionally,  our  ability  to  utilize  cash  deposited  into  our  local  accounts  is  dependent  upon  the  availability  and 
movement of that cash into our corporate accounts. For all these reasons, from time to time, we carry a significant cash balance, 
while also utilizing our Senior Credit Facility.

Cash and Cash Equivalents

We had cash and cash equivalents of $13.9 million and $24.1 million at December 31, 2020 and 2019, respectively. The cash
balances reflect our ability to utilize funds deposited into our bank accounts. Availability, timing of deposits and the subsequent
movement of cash into our corporate bank accounts may result in significant changes to our cash balances.

Summary of Cash Flows

Our primary sources of liquidity are cash flows from operating activities and availability under our Senior Credit Facility. Our cash
flows for the years ended December 31, 2020, 2019 and 2018 were as follows:

(millions)
Net cash provided by operating activities
Net cash used in by investing activities
Net cash (used in) provided by financing activities

Operating Activities

Years ended December 31,
2019

2018

2020

$
$
$

$
40.2
(11.5) $
(39.0) $

$
76.0
(12.5) $
(79.4) $

70.9
(268.4)
215.2

Net cash provided by operating activities decreased $35.8 million to $40.2 million during the year ended December 31, 2020 from
$76.0  million  during  the  year  ended  December  31,  2019.  The  decrease  in  net  cash  provided  by  operating  activities  primarily 
resulted from the impacts of COVID-19, partially offset by lower cash taxes and favorable working capital management.

Net cash provided by operating activities increased $5.1 million to $76.0 million during the year ended December 31, 2019 from
$70.9  million  during  the  year  ended  December  31,  2018.  The  increase  in  net  cash  provided  by  operating  activities  primarily 
resulted from increased revenue, partially offset by higher cash interest.

Investing Activities

Net cash used in investing activities was $11.5 million during the year ended December 31, 2020, a decrease of $1.0 million from 
$12.5 million during the year ended December 31, 2019. Cash used to purchase leasehold improvements, equipment and cost
of contracts was $11.0 million during the year ended December 31, 2020 as compared to $12.8 million during the year ended 
December 31, 2019. During the year ended December 31, 2020, we sold investments and equipment for $1.2 million and bought
out a minority partner for $1.7 million as part of our decision to convert our agreement with the Bradley International Airport to a
standard management type agreement.

Net cash used in investing activities was $12.5 million during the year ended December 31, 2019, a decrease of $255.9 million 
from $268.4 million during the year ended December 31, 2018. Cash used in investing activities during the year ended December 
31, 2018 included $277.9 million used for the acquisition of Bags and $19.3 million in proceeds received from the sale of an 
equity method investee’s sale of assets. Cash used to purchase leasehold improvements, equipment and cost of contracts was
$12.8 million during the year ended December 31, 2019 as compared to $10.0 million during the year ended December 31, 2018.

Financing Activities

Net cash used in financing activities was $39.0 million during the year ended December 31, 2020, a decrease of $40.4 million
from $79.4 million during the year ended December 31, 2019. The decrease was primarily due to lower repurchases of common 
stock and lower net payments on the Senior Credit Facility.

Net  cash  used  in  financing  activities  was  $79.4  million  during  the  year  ended  December  31,  2019,  as  compared  to  net  cash 
provided  by  financing  activities  of  $215.2  million  during  the  year  ended  December  31,  2018.  Net  cash  provided  by  financing
activities during the year ended December 31, 2019 included net proceeds from the Senior Credit Facility of $222.2 million, which
was primarily used for the acquisition of Bags. Cash used in financing activities for the year ended December 31, 2019 included
$47.6 million for the repurchase of our common stock and net payments on the Senior Credit Facility of $26.3.

34

Summary Disclosures about Contractual Obligations and Commercial Commitments

The following table summarizes certain of our contractual obligations at December 31, 2020 and the effect such obligations are 
expected to have on our liquidity and cash flow in future periods. The nature of our business is to manage parking facilities and
as a result, we do not have significant short-term purchase obligations.

(millions)
Contractual obligations
Operating leases (1)
Finance leases
Service concession arrangements (2)
Total contractual obligations

Payments Due by Period
2022 –
2023

2024 –
2025

2021

2026 and
thereafter

Total

$

$

374.4
31.7
118.0
524.1

$

$

94.7
8.8
51.3
154.8

$

$

139.1
12.8
48.4
200.3

$

$

71.3
5.1
15.1
91.5

$

$

69.3
5.0
3.2
77.5

(1)

(2)

Represents minimum rental commitments, excluding (i) contingent rent provisions under all non-cancelable leases; and (ii) sublease income of 
$3.8 million.
Represents lease type contracts that meet the definition of service concession arrangements under Topic 853.

Critical Accounting Policies and Estimates

The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires
management to make estimates and judgments that affect the reported amounts of assets and liabilities, revenues and expenses 
and related disclosures of contingent assets and liabilities in the Consolidated Financial Statements and accompanying notes.
The SEC has defined a company's critical accounting policies and estimates as the ones that are most important to the portrayal
of  the  company's  financial  condition  and  results  of  operations,  and  which  require  the  company  to  make  its  most  difficult  and 
subjective judgments, often as a result of the need to make estimates of matters that are inherently uncertain. Based on this
definition,  we  have  identified  the  critical  accounting  policies  and  judgments  addressed  below.  We  base  these  estimates  and
judgments on historic experience and on various other assumptions that are believed to be reasonable under the circumstances, 
the results of which form the basis for making judgments about carrying values of assets and liabilities that are not readily apparent
from other sources. Certain accounting estimates are particularly sensitive because of their complexity and the possibility that
future events affecting them may differ materially from our current judgments and estimates.

This listing of critical accounting policies is not intended to be a comprehensive list of all of our accounting policies. We also have
other  key  accounting  policies,  which  involve  the  use  of  estimates,  judgments,  and  assumptions  that  are  significant  to 
understanding  our  results,  which  are  included  in  Note  1. Significant Accounting  Policies  and  Practices  of  the  notes  to  the 
Consolidated Financial Statements included in Part IV, Item 15. "Exhibits and Financial Statement Schedules."

Goodwill and Other Intangible Assets

Goodwill represents the excess of purchase price paid over the fair value of net assets acquired. In accordance with the Financial
Accounting Standards Board's ("FASB") authoritative accounting guidance on goodwill, we evaluate goodwill for impairment on 
an annual basis, or more often if events or circumstances change that could cause goodwill to become impaired. We have elected
to assess the impairment of goodwill annually on October 1 or at an interim date if there is an event or change in circumstances 
indicating the carrying value may not be recoverable. The goodwill impairment test is performed at the reporting unit level; the
Company's reporting units represent its operating segments, consisting of Commercial and Aviation. Factors that could trigger 
an impairment review include significant under-performance relative to expected historical or projected future operating results,
significant changes in the use of acquired assets or its business strategy, and significant negative industry or economic trends.

We may perform a qualitative, rather than quantitative, assessment to determine whether it is more likely than not that the fair 
value  of  a  reporting  unit  is  less  than  its  carrying  amount.  As  of  January  1,  2020,  we  adopted  Accounting  Standards  Update 
(“ASU”) 2017-04, which eliminated the two step approach from the current goodwill impairment test and allows impairment to be 
calculated based on the quantitative assessment. The determination of fair value of a reporting unit utilizes cash flow projections
that assume certain future revenue and cost levels, comparable marketplace data, assumed discount rates based upon current 
market conditions and other valuation factors, all of which involve the use of significant judgement and estimates. We also assess
critical areas that may impact our business including economic conditions, market related exposures, competition, changes in
service offerings and changes in key personnel.

Other intangible assets with finite lives are amortized over their estimated useful lives. We evaluate the remaining useful life of 
other intangible assets on a periodic basis to determine whether events or circumstances warrant a revision to their remaining 
useful lives. In addition, other intangible assets are reviewed for impairment when circumstances change that would indicate the
carrying value may not be recoverable. Assumptions and estimates about future values and remaining useful lives of intangibles 
are complex and subjective. They can be affected by a variety of factors, including external factors such as industry and economic
trends, and internal factors, such as changes in our business strategy and internal forecasts. Although management believes the
historical  assumptions  and  estimates  are  reasonable  and  appropriate,  different  assumptions  and  estimates  could  materially
impact our reported financial results.

Long-Lived Assets

We  evaluate  long-lived  assets,  including  ROU  assets,  leasehold  improvements,  equipment  and  construction  in  progress,  for 
impairment whenever events or circumstances indicate that the carrying value of an asset or asset group may not be recoverable.
We group assets at the lowest level for which cash flows are separately identified in order to measure an impairment. Events or
circumstances that would result in an impairment review include a significant change in the use of an asset, the planned sale or 
disposal of an asset, or a projection or forecast that demonstrates continuing losses associated with the use of a long-lived asset

35

group. Recoverability of assets to be held and used is measured by a comparison of the carrying amount of the asset to future 
undiscounted  cash  flows  expected  to  be  generated  by  the  asset  group.  If  it  is  determined  to  be  impaired,  the  impairment 
recognized is measured by the amount by which the carrying value of the asset exceeds its fair value.

Assumptions and estimates used to determine cash flows in the evaluation of impairment and the fair values used to determine
the impairment are subject to a degree of judgment and complexity. Any changes to the assumptions and estimates resulting 
from changes in actual results or market conditions from those anticipated may affect the carrying value of long-lived assets and 
could result in an impairment charge.

Insurance Reserves

We purchase comprehensive casualty insurance covering certain claims that arise in connection with our operations. In addition,
we purchase umbrella/excess liability coverage. Under the various liability and workers' compensation insurance policies, we are
obligated to pay directly or reimburse the insurance carrier for the deductible / retention amount of each loss covered by our 
general / garage liability, automobile, workers' compensation and garage keepers legal liability policies. As a result, we are in 
effect, self-insured for all claims within the deductible / retention amount of each loss. Any loss over the deductible / retention is
the  responsibility  of  the  third-party  insurer.  We  apply  the  provisions  as  defined  in  the  guidance  related  to  accounting  for 
contingencies, in determining the timing and amount of expense recognition associated with claims against us. The expense 
recognition is based upon our determination of an unfavorable outcome of a claim being deemed as probable and capable of 
being reasonably estimated, as defined in the guidance related to accounting for contingencies. This determination requires the
use of judgment in both the estimation of probability and the amount to be recognized as an expense. We utilize historical claims
experience and exposures specific to each type of insurance, along with actuarial methods performed quarterly by a third party 
actuarial adviser in determining the required level of insurance reserves. As of December 31, 2020, the insurance reserve for 
general, garage, automobile and workers’ compensation liabilities was recorded in Accrued and other current liabilities and Other 
noncurrent liabilities in the Consolidated Balance Sheets for short term and long term balances, respectively. Future information 
regarding historical loss experience may require changes to the level of insurance reserves and could result in increased expense
recognition in the future.

Allowance for Doubtful Accounts

We report accounts receivable, net of an allowance for doubtful accounts, to represent our estimate of the amount that ultimately 
will be realized in cash. In determining the adequacy of the allowance for doubtful accounts, we primarily use the review of specific
accounts but also use historical collection trends and aging of receivables and make adjustments in the allowance as necessary.
Changes in economic conditions or other circumstances could have an impact on the collection of existing receivable balances 
or future allowance considerations.

Income Taxes

Income tax expense involves management judgment as to the ultimate resolution of any tax issues. Historically, our assessments
of the ultimate resolution of tax issues have been reasonably accurate. The current open issues are not dissimilar from historical
items.

Deferred  income  taxes  are  computed  using  the  asset  and  liability  method,  such  that  deferred  tax  assets  and  liabilities  are 
recognized for the expected future tax consequences of temporary differences between US GAAP amounts and the tax basis of 
existing assets and liabilities based on currently enacted tax laws and tax rates in effect for the periods in which these temporary 
differences are expected to reverse or be settled. Income tax expense is the tax payable for the period plus the change during
the period in deferred income taxes. We have certain state net operating loss carry forwards which expire in 2040. We consider 
a number of factors in our assessment of the recoverability of our net operating loss carryforwards including their expiration dates, 
the limitations imposed due to the change in ownership, as well as future projections of income. Future changes in our operating
performance, along with these considerations, may significantly impact the amount of net operating losses ultimately recovered,
and our assessment of their recoverability.

When evaluating our tax positions, we account for uncertainty in income taxes in our Consolidated Financial Statements. The 
evaluation of a tax position is a two-step process, the first step being recognition. The first step is to determine whether it is more-
likely-than-not that a tax position will be sustained upon tax examination, including resolution of any related appeals or litigation 
processes, based on only the technical merits of the position and the weight of available evidence. If a tax position does not meet 
the more-likely-than-not threshold, which is more than 50% likely of being realized, the benefit of that position is not recognized
in  our  financial  statements.  The  second  step  is  measurement  of  the  tax  benefit.  The  tax  position  is  measured  as  the  largest
amount of benefit that is more-likely-than-not of being realized, which is more than 50% likely of being realized upon ultimate
resolution with a taxing authority.

Legal and Other Contingencies

We  are  subject  to  claims  and  litigation  in  the  normal  course  of  our  business.  The  outcomes  of  claims  and  legal  proceedings
brought against us and other loss contingencies are subject to uncertainty. We accrue a charge when we determine that it is
probable that an asset has been impaired or a liability has been incurred and the amount of loss can be reasonably estimated. 
When a loss is probable, we record an accrual based on the reasonably estimable loss or range of loss. When no point of loss is
more likely than another, we record the lowest amount in the estimated range of loss and disclose the estimated range. We do
not record liabilities for reasonably possible loss contingencies, but do disclose a range of reasonably possible losses if they are
material and we are able to estimate such a range. If we cannot provide a range of reasonably possible losses, we explain the 
factors that prevent us from determining such a range. In addition, we accrue for the authoritative judgments or assertions made
against us by government agencies at the time of their rendering regardless of our intent to appeal. We regularly evaluate current 

36

information available to us to determine whether an accrual should be established or adjusted. Estimating the probability that a
loss will occur and estimating the amount of a loss or a range of loss involves significant estimation and judgment.

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk

Interest Rates

Our primary market risk exposure consists of risk related to changes in interest rates. We use the variable rate Senior Credit 
Facility to finance our operations. This Senior Credit Facility exposes us to variability in interest payments due to changes in
interest rates. If interest rates increase, interest expense increases and conversely, if interest rates decrease, interest expense 
also  decreases.  We  believe  that  it  is  prudent  to  limit  our  exposure  to  an  increase  in  interest  rates.  See  Note  13. Borrowing 
Arrangements to our Consolidated Financial Statements for further discussion.

If we were to borrow the entire $190.3 million available under the revolving credit facility, a one percent increase in the average
market rate would result in an increase in our annual interest expense of $1.9 million. This amount is determined by considering
the impact of the hypothetical interest rates on our borrowing cost, but does not consider the effects of the reduced level of overall 
economic  activity  that  could  exist  in  such  an  environment.  Due  to  the  uncertainty  of  the  specific  changes  and  their  possible 
effects, the foregoing sensitivity analysis assumes no changes in our financial structure.

Interest Rate Collars

See  Item  7  of 
regarding our interest rate collars.

7

Part  II  of  this  Annual  Report  on  Form  10-K  concerning  Liquidity  and  Capital  Resources  for  further  discussion

I

Foreign Currency Risk

Substantially all of our operations are conducted in the United States and, as such, are not subject to material foreign currency
exchange risk. All foreign investments are denominated in U.S. dollars, with the exception of Canada. We had approximately 
$0.5 million of Canadian dollar denominated cash instruments at December 31, 2020, and no debt instruments denominated in
Canadian dollar at December 31, 2020. We do not hold any hedging instruments related to foreign currency transactions.

We monitor foreign currency positions and may enter into certain hedging instruments in the future should we determine that
exposure to foreign exchange risk has increased.

Item 8.

Financial Statements and Supplementary Data

The Consolidated Financial Statements and related notes and schedules required by this item are incorporated into this Form 
10-K and set forth in Part IV, Item 15. "Exhibits and Financial Statement Schedules" herein.

Item 9.

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A.

Controls and Procedures

Evaluation of Disclosure Controls and Procedures

Prior to the filing of our Annual Report on Form 10-K for the fiscal year ended December 31, 2020 and under the supervision and
with the participation of our management, including our Chief Executive Officer and Chief Financial Officer, we carried out an
evaluation of the effectiveness of the design and operation of our disclosure controls and procedures (the "Evaluation") as of the 
last day of the period covered by this Form 10-K.

Disclosure controls and procedures are defined by Rules 13a-15(e) and 15d-15(e) of the Exchange Act as controls and other 
procedures that are designed to ensure that information required to be disclosed in the reports that we file or submit under the 
Exchange Act is recorded, processed, summarized and reported within the time periods specified by the SEC's rules and forms. 
Disclosure  controls  and  procedures  include,  without  limitation,  controls  and  procedures  designed  to  ensure  that  information 
required to be disclosed in the reports that we file or submit under the Exchange Act is accumulated and communicated to our 
management,  including  our  Chief  Executive  Officer  and  Chief  Financial  Officer,  to  allow  timely  decisions  regarding  required
disclosures.

Based upon the Evaluation, our Chief Executive Officer and Chief Financial Officer concluded that, as of December 31, 2020, 
our disclosure controls and procedures were effective to promote reasonable assurance that information required to be disclosed
by us in the reports that we file or submit under the Exchange Act is recorded, processed, summarized and reported accurately
and within the time frames specified in the SEC's rules and forms and accumulated and communicated to our management,
including  our  Chief  Executive  Officer  and  Chief  Financial  Officer,  as  appropriate  to  allow  timely  decisions  regarding  required
disclosure.

37

Inherent Limitations of the Effectiveness of Internal Control

Our  internal  control  over  financial  reporting  is  designed  to  provide  reasonable  assurance  regarding  the  reliability  of  financial
reporting and the preparation of financial statements for external purposes in accordance with U.S. generally accepted accounting 
principles ("GAAP"). Our internal control over financial reporting includes those policies and procedures that:

(i)

pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions
of the Company's assets;

(ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in 
accordance  with  GAAP,  and  that  the  Company's  receipts  and  expenditures  are  being  made  only  in  accordance  with 
authorizations of the Company's management and directors; and

(iii) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the

Company's assets that could have a material effect on the financial statements.

Management, including our Chief Executive Officer and Chief Financial Officer, does not expect that our internal controls will 
prevent  or  detect  all  errors  and  all  fraud.  A  control  system,  no  matter  how  well  designed  and  operated,  can  provide  only
reasonable, not absolute, assurance that the objectives of the control system are met. Further, the design of a control system 
must reflect the fact that there are resource constraints, and the benefits of controls must be considered relative to their costs.
Because of the inherent limitations in all control systems, no evaluation of internal controls can provide absolute assurance that
all control issues and instances of fraud, if any, have been detected. Also, any evaluation of the effectiveness of controls in future
periods are subject to the risk that those internal controls may become inadequate because of changes in business conditions,
or that the degree of compliance with the policies or procedures may deteriorate.

Management's Annual Report on Internal Control over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting. Our internal
control  system  was  designed  to  provide  reasonable  assurance  to  our  management  and  Board  of  Directors  regarding  the 
preparation and fair presentation of our published financial statements.

Prior to the filing of our Annual Report on Form 10-K for the fiscal year ended December 31, 2020, our management assessed
the effectiveness of our internal control over financial reporting as of the last day of the period covered by the report. In making 
this assessment, our management used the criteria set forth by the Committee of Sponsoring Organizations of the Treadway 
Commission ("COSO") in Internal Control—Integrated Framework (2017 Framework). Based on our Evaluation under the COSO
Framework, our management concluded that our internal control over financial reporting was effective as of December 31, 2020.

Ernst & Young LLP has audited the Consolidated Financial Statements included in this Annual Report on Form 10-K and, as part 
of its audit, has issued an attestation report, included herein, on the effectiveness of our internal control over financial reporting.

Changes in Internal Control over Financial Reporting

There have been no significant changes in our internal control over financial reporting that occurred during the quarter ended 
December 31, 2020, that were identified in connection with management’s evaluation required by paragraph (d) of Rules 13a-15
and 15d-15 under the Exchange Act, that have materially affected or are reasonably likely to materially affect our internal control 
over financial reporting.

Item 9B.

Other Information

Senior Credit Facility

On February 16, 2021 (the “Fourth Amendment Effective Date”), we entered into a fourth amendment (the “Fourth 
Amendment”) to our credit agreement (as amended prior to the Fourth Amendment Effective Date (as defined below), the 
“Credit Agreement”) with Bank of America, N.A. (“Bank of America”), as Administrative Agent, swing-line lender and a letter of 
credit issuer; Wells Fargo Bank, N.A., as syndication agent; BMO Harris Bank N.A., JPMorgan Chase Bank, N.A., KeyBank 
National Association and U.S. Bank National Association, as co-documentation agents; Merrill Lynch, Pierce, Fenner & Smith 
Incorporated and Wells Fargo Securities, LLC, as joint lead arrangers and joint bookrunners; and the lenders party thereto (the
“Lenders”), pursuant to which the Lenders have made available to us a senior secured credit facility (the “Senior Credit
Facility”). Prior to the Fourth Amendment Effective Date and pursuant to the third amendment (the “Third Amendment”) to our 
credit agreement, which was entered into on May 6, 2020, the Senior Credit Facility permitted aggregate borrowings of $595.0
million consisting of (i) a revolving credit facility of up to $370.0 million at any time outstanding, which includes a letter of credit
facility that is limited to $100.0 million at any time outstanding, and (ii) a term loan facility of $225.0 million (the entire principal 
amount of which we drew on November 30, 2018). Pursuant to the Credit Agreement as amended by the Fourth Amendment
(the “Amended Credit Agreement”), the aggregate commitments under the revolving credit facility decreased by $45.0 million to 
$325.0 million.

Borrowings under the Senior Credit Facility bear interest, at our option, at a rate per annum based on our consolidated total
debt to EBITDA ratio for the 12-month period ending as of the last day of the immediately preceding fiscal quarter, determined
in accordance with (i) the applicable pricing levels set forth in the Credit Agreement (the “Applicable Margin”) for London
Interbank Offered Rate (“LIBOR”) loans, subject to a “floor” on LIBOR of 1.00%, or a comparable or successor rate to LIBOR
approved by Bank of America, plus the applicable LIBOR rate, or (ii) the Applicable Margin for base rate loans plus the highest
of (x) the federal funds rate plus 0.5%, (y) the Bank of America prime rate and (z) a daily rate equal to the applicable LIBOR
rate plus 1.0%, except that the Third Amendment provided that, for the period from May 6, 2020 until the date on which we
deliver a compliance certificate for the fiscal quarter ending June 30, 2021, (i) the interest rate applicable to both the term loan 

38

and revolving credit facilities was fixed at LIBOR plus 2.75% per annum and (ii) the per annum rate applicable to unused 
revolving credit facility commitments was fixed at 0.375% (the “Fixed Margin Rates”). Pursuant to the Fourth Amendment, the
application of the Fixed Margin Rates was extended until the date on which we deliver a compliance certificate for the fiscal 
quarter ending June 30, 2022.

Also pursuant to the Fourth Amendment, (a) we are subject to a liquidity test that requires us to have liquidity of at least $40.0
million at each of March 31, 2021 and June 30, 2021, (b) we are subject to a requirement that, at any time cash on hand
exceeds $40.0 million for a period of three consecutive business days, we must repay revolving loans in an amount equal to
such excess. Certain other negative and financial covenants were amended, which included restrictions on certain Investments,
Permitted Acquisitions, Restricted Payments and Prepayments of Subordinated Debt (each as defined in the Amended Credit 
Agreement and described in the Fourth Amendment), through the delivery of the compliance certificate for the fiscal quarters 
ending March 31, 2022 or June 30, 2022, as applicable.

Prior to the Fourth Amendment Effective Date, we were required to maintain a maximum consolidated total debt to EBITDA 
ratio of between 5.50:1.0 and 3.50:1.0 (with such ratio being waived for the fiscal quarter ended June 30, 2020 and with certain
step-ups and step-downs described in, and as calculated in accordance with, the Credit Agreement that were amended under 
the Fourth Amendment). In addition, we were required to maintain a minimum consolidated fixed charge coverage ratio of not
less than 3.50:1.0 (with certain step-ups and step-downs described in the Credit Agreement that were amended under the
Fourth Amendment). Under the terms of the Fourth Amendment, the maximum consolidated debt to EBITDA ratio will be
waived for the quarters ending March 31, 2021 and June 30, 2021. As of December 31, 2020, the maximum total debt to
EBITDA ratio required us to maintain a maximum ratio (as calculated in accordance with the Amended Credit Agreement) of 
not greater than 4.75:1.0. Starting with the quarter ending September 30, 2021, we will be required to maintain a maximum 
consolidated total debt to EBITDA ratio (as calculated in accordance with the Fourth Amendment) of not greater than 5.25:1.0
(with certain step-downs described in the Amended Credit Agreement). As of December 31, 2020, we were required to
maintain a minimum consolidated fixed coverage ratio of not less than 2.50:1.0 (as calculated in accordance with the Amended
Credit Agreement). Beginning with the quarter ending March 31, 2021, we will be required to maintain a minimum consolidated
fixed coverage ratio of not less than 1.60:1:0 (with certain step-ups and step-downs described in the Amended Credit
Agreement). On March 31, 2021 and June 30, 2021 only, we must maintain $40.0 million of Minimum Liquidity (as described in
the Amended Credit Agreement).

We incurred approximately $1.2 million for fees and other customary closing costs in connection with the Amended Credit
Agreement.

The forgoing description of the Fourth Amendment is not complete and is qualified in its entirety by reference to the full text of 
the Fourth Amendment, a copy of which is filed as Exhibit 10.1.4 hereto.

39

Item 10.

Directors, Executive Officers and Corporate Governance

PART III

Information required by this item with respect to our directors and compliance by our directors, executive officers and certain
beneficial owners of our common stock with Section 16(a) of the Exchange Act is incorporated by reference to all information 
under  the  captions  entitled  "Board  Matters—Nominees  for  Director,"  "Board  Matters—Nomination  Process,"  "Our  Corporate
Governance Practices—Codes of Conduct and Ethics," "Board Committees and Meetings," "Executive Officers" and "Delinquent
Section 16(a) Reports" (if any) included in our 2021 Proxy Statement.

We have adopted a code of ethics as part of our compliance program. The code of ethics applies to our Chief Executive Officer 
(Principal Executive Officer), Chief Financial Officer (Principal Financial Officer) and Corporate Controller (Principal Accounting 
Officer).  In  addition,  we  have  adopted  a  code  of  business  conduct  that  applies  to  all  of  our  officers  and  employees.  Any 
amendments to, or waivers from, our code of ethics will be posted on our website www.spplus.com. A copy of these codes of 
conduct and ethics will be provided to you without charge upon request to investor_relations@spplus.com.

Item 11.

Executive Compensation

Information required by this item is incorporated by reference to all information under the caption entitled "Board Committees and
Meetings-Committees  of  the  Board-Compensation  Committee-Compensation  Committee  Interlocks  and  Insider  Participation,"
"Compensation Discussion and Analysis," "Compensation Committee Report," "Executive Compensation," and "Non-Employee 
Director Compensation" included in our 2021 Proxy Statement.

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Information required by this item is incorporated by reference to all information under the caption entitled "Equity Compensation 
Plan Information" and "Security Ownership" included in our 2021 Proxy Statement.

Item 13. Certain Relationships and Related Transactions and Director Independence

Information required by this item is incorporated by reference to all information under the caption "Board Matters—Nomination 
Process—Board  Designees,"  "Our  Corporate  Governance  Practices—Director  Independence,"  "Our  Corporate  Governance 
Practices—Related-Party  Transaction  Policy,"  and  "Transactions  with  Related  Persons  and  Control  Persons"  included  in  our 
2021 Proxy Statement.

Item 14.

Principal Accountant Fees and Services

Information required by this item is incorporated by reference to all information under the caption "Audit Committee Disclosure—
Principal Accounting Fees and Services," and "Audit Committee Disclosure—Procedures for Audit Committee Pre-Approval of 
Audit  and  Permissible  Non-Audit  Services  of  Independent  Registered  Public  Accounting  Firm"  included  in  our  2021  Proxy 
Statement.

40

Item 15.

Exhibits and Financial Statement Schedules

PART IV

(a) Documents filed as part of this report

1. All Financial Statements

Index to Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm
Report of Independent Registered Public Accounting Firm on Internal Control over Financial Reporting
AAudited Consolidated Financial Statements

Consolidated Balance Sheets as of December 31, 2020 and 2019
For the years ended December 31, 2020, 2019 and 2018

Consolidated Statements of (Loss) Income
Consolidated Statements of Comprehensive (Loss) Income
Consolidated Statements of Stockholders' Equity
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements

2. Financial Statement Schedule

45
48

49

50
51
52
53
54 

Schedules are omitted since the required information is not present or is not present in amounts sufficient to require submission 
of the schedule, or because the information required is included in the Consolidated Financial Statements or notes thereto.

3. Exhibits

Exhibit
Number

Description

Incorporated by Reference

Form Exhibit

Filing Date/Period
End Date

2.1 Stock Purchase Agreement dated as of October 16, 2018, by and among 

8-K

2.1

October 17, 2018

Craig Mateer, ZWB Holdings, Inc., Rynn's Luggage Corporation and the
Company. The schedules and exhibits to the Stock Purchase Agreement
have been omitted from this filing pursuant to Item 601(b)(2) of 
Regulation S-K but will be provided supplementally to the Securities and
Exchange Commission upon request.

3.1 Second Amended and Restated Certificate of Incorporation of the 

10-K

3.1

December 31, 2008

Company filed on June 2, 2004.

3.1.1 Certificate of Amendment of Second Amended and Restated Certificate 
of Incorporation of the Company effective as of January 7, 2008.

10-K

3.1.1

December 31, 2008

3.1.2 Certificate of Amendment of Second Amended and Restated Certificate 

10-Q

3.1.3

June 30, 2010

of Incorporation of the Company effective as of April 29, 2010.

3.1.3 Certificate of Amendment of Second Amended and Restated Certificate 

10-Q

3.1.4

June 30, 2010

of Incorporation of the Company effective as of May 6, 2010.

3.1.4 Certificate of Ownership and Merger, as filed with the Secretary of State 

8-K

3.1

December 2, 2013

of the State of Delaware on November 25, 2013, effective as of 
December 2, 2013.

3.2 Fourth Amended and Restated Bylaws of the Company dated January 1,

10-Q

3.1

September 30, 2016

2010.

3.2.1 Amendment to Fourth Amended and Restated Bylaws of the Company 

10-Q

3.1.1

September 30, 2016

dated February 19, 2016.

3.2.2 Amendment to Fourth Amended and Restated Bylaws of the Company

10-Q

3.1.2

September 30, 2016

dated August 5, 2016.

4.1 Specimen common stock certificate.

10-K

4.1

December 31, 2015

4.2* Description of the Securities of the Registrant

10.1 Credit Agreement, dated as of November 30, 2018, by and among the

8-K

10.1

November 30, 2018

Company, as the borrower; certain subsidiaries of the Company, as 
guarantors; Bank of America, N.A., as administrative agent, swing-line 
lender and a letter of credit issuer; Wells Fargo Bank, N.A., as syndication
agent; BMO Harris Bank N.A., JPMorgan Chase Bank, N.A., KeyBank 
National Association, and U.S. Bank National Association, as co-
documentation agents;  Merrill  Lynch,  Pierce,  Fenner  &  Smith  
Incorporated,  and  Wells  Fargo Securities LLC, as joint lead arrangers 
and joint bookrunners, and the lenders party thereto.

41

10.1.1 First Amendment to Credit Agreement, dated as of February 4, 2019,

10-K

10.1.1

February 27, 2019

entered into among the Company, the Guarantors and Bank of America, 
N.A., as Administrative Agent, Swingline Lender and L/C Issuer.

10.1.2 Second Amendment to Credit Agreement, dated as of October 30, 2019, 
by and among the Company, as the borrower; certain subsidiaries of the 
Company, as guarantors; Bank of America, N.A., as administrative agent,
swing-line lender and a letter of credit issuer; Wells Fargo Bank, N.A., as 
syndication agent; BMO Harris Bank N.A., JPMorgan Chase Bank, N.A.,
KeyBank National Association, and U.S. Bank National Association, as
co-documentation agents.

10.1.3 Third Amendment to Credit Agreement, dated as of May 6, 2020, by and
among the Company, as the borrower; certain subsidiaries of the 
Company, as guarantors; Bank of America, N.A., as Administrative Agent,
Swingline Lender and a letter of credit issuer; Wells Fargo Bank, N.A., as 
syndication agent; BMO Harris Bank, N.A., JPMorgan Chase Bank, N.A.,
KeyBank National Association, and U.S. Bank National Association, as
co-documentation agents.

10.1.4* Fourth Amendment to Credit Agreement, dated as of February 16, 2021, 
by and among the Company, as the borrower; certain subsidiaries of the 
Company, as guarantors; Bank of America, N.A., as administrative agent,
Swingline Lender and a letter of credit issuer; Wells Fargo Bank, N.A., as 
syndication agent; BMO Harris Bank, N.A., JPMorgan Chase Bank, N.A.,
KeyBank National Association, and U.S. Bank National Association, as
co-documentation agents.

10-Q

10.1

October 31, 2019

10-Q

10.1

May 11, 2020

10-K

10.1.4

February 22, 2021

10.3+ Amended and Restated Executive Employment Agreement dated as of 
December 1, 2002 between the Company and John Ricchiuto.

10-K

10.22.2 December 31, 2012

10.3.1+ First Amendment to Amended and Restated Executive Employment 

8-K

10.3

March 7, 2005

Agreement dated as of April 11, 2005, between the Company and John 
Ricchiuto.

10.3.2 + Second Amendment to Employment Agreement dated as of December 

10-K

10.10.2 December 31, 2012

28, 2008 between the Company and John Ricchiuto.

10.3.3+ Third Amendment to Employment Agreement dated as of April 2, 2012 

10-Q

10.8

June 30, 2012

between the Company and John Ricchiuto.

10.4+ Amended and Restated Employment Agreement by and between SP Plus 

10-Q

10.1

August 1, 2019

Corporation and G Marc Baumann effective as of June 1, 2019.

10.5*+ Executive Employment Agreement by and between Baggage Airline 

10-K

10.5

February 22, 2021

Guest Services, Inc., and Robert Miles

10.6+ Executive Employment Agreement dated as of September 10, 2012 and

10-Q

10.9

September 30, 2012

made effective as of October 2, 2012 between the Company and Rob 
Toy.

10.6.1+ First Amendment to Employment Agreement dated as of November 17,
2014 and made effective as of January 1, 2015 between the Company 
and Rob Toy.

10-K

10.7.1

December 31, 2017

10.6.2+ Second Amendment to Employment Agreement dated February 15, 2017 

10-K

10.12.1 December 31, 2016

between the Company and Rob Toy.

10.7+ Amended and Restated Executive Employment Agreement between SP
Plus Corporation and Kristopher H. Roy dated as of September 1, 2019

8-K/A

10.1

September 27, 2019

10.8+ SP Plus Corporation Second Amended and Restated Long-Term 

10-K

10.8

February 27, 2019

Incentive Plan, dated as of February 11, 2019.

10.9+ Form of Performance Share Agreement between the Company and

10-K

4.1

December 31, 2015

Recipient.

10.10+ Form of the Company's Restricted Stock Unit Agreement dated as of July

8-K

10.1

July 2, 2008

1, 2008.

10.10.1+ First Amendment to Form of the Company's Restricted Stock Unit 

8-K

10.1

August 6, 2009

Agreement.

10.10.2+ Second Amendment to Form of the Company's Restricted Stock Unit

8-K

10.1

June 2, 2011

Agreement dated May 27, 2011.

42

10.10.3 Third Amendment to Form of the Company's Restricted Stock Unit 

10-Q

10.1

May 6, 2019

Agreement dated March 2, 2017.

10.11 Office Lease dated as of October 31, 2012 between the Company and

10-K

10.23

December 31, 2013

Piedmont—Chicago Center Owner, LLC.

10.12 Office Lease dated as of October 17, 2013 between the Company and 

10-K

10.24

December 31, 2013

Riverview Business Center I & II, LLC.

10.13 Form of Property Management Agreement.

10-K

10.30

December 31, 2005

10.14 Guaranty Agreement of APCOA/Standard Parking, Inc. dated as of March 

10-K

10.27

December 31, 2008

2000 to and for the benefit of the State of Connecticut, Department of 
Transportation.

10.15 Construction, Financing and Operating Special Facility Lease Agreement 
dated as of March 2000 between the State of Connecticut Department of 
Transportation and APCOA Bradley Parking Company, LLC.

10-K

10.28

December 31, 2008

10.16 Trust Indenture dated March 1, 2000 between State of Connecticut and 

10-K

10.29

December 31, 2008

First Union National Bank as Trustee.

21* Subsidiaries of the Company.

23* Consent of Independent Registered Public Accounting Firm dated as of 

February 22, 2021.

31.1* Section 302 Certification dated February 22, 2021 for G Marc Baumann,
Director, President and Chief Executive Officer (Principal Executive 
Officer).

31.2* Section 302 Certification dated February 22, 2021 for Kristopher H. Roy,

Chief Financial Officer (Principal Financial Officer, Principal Accounting
Officer and Duly Authorized Officer).

32** Certification pursuant to 18 USC Section 1350, as adopted pursuant to 

Section 906 of the Sarbanes-Oxley Act of 2002, dated February 22, 2021.

101.INS 
*

Inline XBRL Instance Document - the instance document does not appear 
in the Interactive Data File because its XBRL tags are embedded within
the Inline XBRL document.

101.SCH 

* Inline XBRL Taxonomy Extension Schema.

101.CAL 

* Inline XBRL Taxonomy Extension Calculation Linkbase.

101.DEF

* Inline XBRL Taxonomy Extension Definition Linkbase.

101.LAB

* Inline XBRL Taxonomy Extension Label Linkbase.

101.PRE

* Inline XBRL Taxonomy Extension Presentation Linkbase.

Cover Page Interactive Data File (embedded within Inline XBRL 
document).

104

Filed herewith.
Furnished herewith.

*
**
+ Management contract or compensation plan, contract or agreement.

Item 16.

Form 10-K Summary

None.

43

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this
report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Date: February 22, 2021

SP PLUS CORPORATION
By:

/s/ KRISTOPHER H. ROY
Kristopher H. Roy
Chief Financial Officer
(Principal Financial Officer, Principal Accounting
Officer and Duly Authorized Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 
persons on behalf of the Registrant and in the capacities and on the dates indicated.

Signature

/s/ G MARC BAUMANN

G Marc Baumann

Principal Executive Officer)

Title

Date

      February 22, 2021

/s/ KAREN M. GARRISON

Director and Non-Executive Chairman

February 22, 2021

Karen M. Garrison

/s/ ALICE M. PETERSON

Director

Alice M. Peterson

/s/ GREGORY A. REID

Director

Gregory A. Reid

/s/ WYMAN T. ROBERTS

Director

Wyman T. Roberts

/s/ DOUGLAS R. WAGGONER

Director

Douglas R. Waggoner

/s/ KRISTOPHER H. ROY

Kristopher H. Roy

Officer, Principal Accounting Officer and Duly
Authorize Officer)

February 22, 2021

February 22, 2021

February 22, 2021

February 22, 2021

      February 22, 2021

44

Report of Independent Registered Public Accounting Firm

To the Stockholders and the Board of Directors of SP Plus Corporation

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of SP Plus Corporation (the Company) as of December 31,
2020 and 2019, the related consolidated statements of (loss) income, comprehensive (loss) income, stockholders’ equity and 
cash flows for each of the three years in the period ended December 31, 2020, and the related notes (collectively referred to as
the  “consolidated  financial  statements”).  In  our  opinion,  the  consolidated  financial  statements  present  fairly,  in  all  material
respects, the financial position of the Company at December 31, 2020 and 2019, and the results of its operations and its cash
flows for each of the three years in the period ended December 31, 2020, in conformity with U.S. generally accepted accounting
principles.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States)
(PCAOB),  the  Company's  internal  control  over  financial  reporting  as  of  December  31,  2020,  based  on  criteria  established  in
Internal Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013
framework) and our report dated February 22, 2021 expressed an unqualified opinion thereon.

Basis for Opinion

These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on
the Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the
audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to
error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements,
whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on
a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the 
accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the
financial statements. We believe that our audits provide a reasonable basis for our opinion.

Critical Audit Matters

The critical audit matters communicated below are matters arising from the current period audit of the financial statements that
were communicated or required to be communicated to the audit committee and that: (1) relate to accounts or disclosures that 
are  material  to  the  financial  statements  and  (2)  involved  our  especially  challenging,  subjective  or  complex  judgments.  The 
communication of critical audit matters does not alter in any way our opinion on the consolidated financial statements, taken as 
a  whole,  and  we  are  not,  by  communicating  the  critical  audit  matters  below,  providing  separate  opinions  on  the  critical  audit 
matters or on the accounts or disclosures to which they relate.

Goodwill impairment

Description of the 
Matter

As described in Notes 1 and 11 to the consolidated financial statements, the Company recorded impairment 
charges on the goodwill within the Aviation reporting unit. The termination of certain Aviation contracts and
the  impacts  of  COVID-19  caused  a  decline  in  the  Company's  expected  future  operating  cash  flow  and 
resulted  in  impairment  triggers.    As  a  result  of  these  changes,  the  Company  evaluated  goodwill  in  its
Aviation  reporting  unit  for  recoverability  and  determined  that  the  goodwill  was  impaired.  The  Company
recognized a $59.5 million impairment charge during 2020.  

Auditing management’s goodwill impairment assessment was complex and highly judgmental due to the
significant estimation required to determine the fair value of the reporting unit. In particular, the fair value
estimate was based on significant assumptions, including revenue, cost of services and the discount rate, 
which are affected by expectations about future market or economic conditions.

How We
Addressed the
Matter in Our Audit

We obtained an understanding, evaluated the design and tested the operating effectiveness of controls over 
the  Company’s  goodwill  impairment  review  process,  including  controls  over  management’s  review  of  the
significant assumptions described above and identification of reporting units.

To  test  the  estimated  fair  value  of  the  Company’s  reporting  unit,  we  performed  audit  procedures  that
included, among others, assessing methodologies and testing the significant assumptions discussed above 
and the underlying data used by the Company in its analysis. We involved our valuation specialists to assist 
in  evaluating  the  Company’s  valuation  models  and  the  reasonableness  of  the  significant  assumptions 
described above. We compared the significant assumptions used by management to current industry and
economic trends and evaluated whether any changes to the Company’s business model, customer base
and  other  factors  would  affect  the  significant  assumptions.  We  assessed  the  historical  accuracy  of 

45

management’s  estimates  and  reviewed  sensitivity  analyses  of  significant  assumptions  to  evaluate  the 
changes in the fair value of the reporting unit that would result from changes in the assumptions. In addition,
we  tested  management’s  reconciliation  of  the  fair  value  of  the  Company’s  reporting  units  to  the  overall
market capitalization of the Company.

Long-lived Assets Impairment

Description of the
Matter

As described in Note 1, 2, 10 and 12 to the consolidated financial statements, during 2020 the Company
recorded  impairment  charges  relating  to  long-lived  assets.  The  termination  of  certain  contracts  and  the
impact of COVID-19 caused a decline in the Company's expected future operating cash flows and resulted 
in  impairment  triggers  for  certain  asset  groups.    The  Company’s  tests  of  recoverability  and  fair  value 
measurements  for  the  asset  groups  resulted  in  impairment  charges  of  $98.7  million  and  $75.8  million 
relating to right-of-use assets in the Commercial segment and intangible assets in the Aviation segment,
respectively.  

Auditing the Company's measurement of impairment involved a high degree of subjectivity as estimates
underlying the determination of fair values were based on assumptions about future economic conditions.
Significant assumptions used in the Company’s fair value estimates included projected future revenues, 
costs of services and the discount rates.

How We 
Addressed the 
Matter in Our Audit

We obtained an understanding, evaluated the design, and tested the operating effectiveness of controls over 
the Company's processes to determine its asset groups, the fair value of the related assets and calculation
of the long-lived asset impairment charges. This included controls over management's cash flow models 
and review of the significant assumptions as described above.

Description of the
Matter

To test the estimated fair value of the Company’s long-lived assets, we performed audit procedures that
included, among other procedures, assessing methodologies and testing the significant assumptions and
the underlying data used by the Company in its analyses.  We involved our valuation specialists to assist in
evaluating the Company’s valuation models and the reasonableness of the significant assumptions.  We
compared the significant assumptions used by management to current industry and economic trends and
evaluated whether any changes to the Company’s business model, customer base and other factors would 
affect the significant assumptions.  For example, we compared the significant assumptions used to estimate
cash  flows  to  current  industry  and  economic  trends,  performed  a  sensitivity  analyses  of  the  significant
assumptions  to  evaluate  the  change  in  the  fair  value  estimate  that  would  result  from  changes  in  the
assumptions and recalculated management's estimate.  

Valuation of insurance reserves incurred but not reported

As discussed in Note 1 to the consolidated financial statements, the Company purchases comprehensive 
liability insurance covering certain claims that occur in its operations, including coverage for general, garage 
and automobile liabilities. In addition, the Company purchases workers' compensation insurance coverage 
for all eligible employees and umbrella/excess liability insurance coverage. Under these various insurance 
policies, the Company is effectively self-insured for all claims up to the deductible / retention amount of each
loss. Any loss over the deductible / retention is the responsibility of the third-party insurer. The Company’s 
insurance reserves for claims that have been incurred but not reported (IBNR) are based upon historical
claims  experience  and  actuarial  methods  performed  quarterly  by  a  third-party  actuarial  advisor.  As  of 
December  31,  2020,  the  insurance  reserve  for  general,  garage,  automobile  and  workers’  compensation 
liabilities  are  recorded  in  Accrued  and  other  current  liabilities  and  Other  noncurrent  liabilities  in  the 
Consolidated Balance Sheets for the short term and long-term portions, respectively.  

Auditing management's estimate of insurance reserves involved a high degree of subjectivity because the
estimate was sensitive to changes in assumptions, including assumptions for IBNR claims which includes
estimating reporting and payment patterns for losses and the count of IBNR claims, as well as expected loss 
rates. 

46

How We 
Addressed the 
Matter in Our Audit

We obtained an understanding, evaluated the design and tested the operating effectiveness of controls over 
the Company’s IBNR process, including controls over management’s review of the significant assumptions 
described above.

To test the insurance reserves, we performed audit procedures over the completeness and accuracy of the 
underlying claims data provided to management’s third-party actuarial advisers, which is the basis used to
estimate total ultimate dollar value of claims and the expected amount of IBNR claims.  Furthermore, we
involved our actuarial specialist to assist in our evaluation of the methodologies and assumptions applied by 
management’s  third-party  actuarial  advisers  in  determining  the  actuarially  determined  reserve.  We
compared the Company’s recorded reserves to a range which our actuarial specialist developed based on 
independently  selected  assumptions.    We  also  reconciled  management’s  third-party  actuarial  advisers’
report to the Company’s insurance liability reserve per the general ledger.

/s/ ERNST & YOUNG LLP

We have served as the Company’s auditor since 1989.

Chicago, Illinois
February 22, 2021

47

Report of Independent Registered Public Accounting Firm

To the Stockholders and the Board of Directors of SP Plus Corporation 

Opinion on Internal Control Over Financial Reporting

We  have  audited  SP  Plus  Corporation’s  internal  control  over  financial  reporting  as  of  December  31,  2020,  based  on  criteria 
established in Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway 
Commission (2013 framework) (the COSO criteria). In our opinion, SP Plus Corporation (the Company) maintained, in all material 
respects, effective internal control over financial reporting as of December 31, 2020, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB),  the  consolidated  balance  sheets  of  the  Company  as  of  December  31,  2020  and  2019,  the  related  consolidated 
statements of (loss) income, comprehensive (loss) income, stockholders’ equity and cash flows for each of the three years in the 
period ended December 31, 2020, and the related notes and our report dated February 22, 2021 expressed an unqualified opinion 
thereon.

Basis for Opinion

The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its 
assessment of the effectiveness of internal control over financial reporting included in the accompanying Management's Annual 
Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control 
over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be 
independent  with  respect  to  the  Company  in  accordance  with  the  U.S.  federal  securities  laws  and  the  applicable  rules  and 
regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit  to  obtain  reasonable  assurance  about  whether  effective  internal  control  over  financial  reporting  was  maintained  in  all 
material respects. 

Our  audit  included  obtaining  an  understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material 
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, 
and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a 
reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures that 
(1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions 
of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation 
of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the 
company are being made only in accordance with authorizations of management and directors of the company; and (3) provide 
reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ ERNST & YOUNG LLP

Chicago, Illinois
February 22, 2021

48

SP Plus Corporation
Consolidated Balance Sheets

(millions, except for share and per share data)
Assets
Cash and cash equivalents
Notes and accounts receivable, net
Prepaid expenses and other current assets

Total current assets

Leasehold improvements, equipment and construction in progress, net
Right-of-use assets
Goodwill
Other intangible assets, net
Equity investments in unconsolidated entities
Deferred taxes
Other noncurrent assets, net

Total noncurrent assets

Total assets
Liabilities and stockholders' equity
AAccounts payable
AAccrued and other current liabilities
Short-term lease liabilities
Current portion of long-term obligations under Senior Credit Facility and other long-
term borrowings

Total current liabilities

Long-term borrowings, excluding current portion
Long-term lease liabilities
Other noncurrent liabilities

Total noncurrent liabilities

Total liabilities
Stockholders' equity

Preferred Stock, par value $0.01 per share; 5,000,000 shares authorized as of 
December 31, 2020 and 2019, respectively; no shares issued or outstanding
Common stock, par value $0.001 per share; 50,000,000 shares authorized as of 
December 31, 2020 and 2019; 25,123,128 and 23,088,386 shares issued and 
outstanding as of December 31, 2020, respectively, and 24,591,127 and
22,950,360 issued and outstanding as of December 31, 2019, respectively
Treasury stock at cost, 2,034,742 and 1,640,767 shares at December 31, 2020
and 2019, respectively
Additional paid-in capital
Accumulated other comprehensive loss
(Accumulated deficit) retained earnings
Total SP Plus Corporation stockholders' equity
Noncontrolling interest
Total stockholders' equity

Total liabilities and stockholders' equity

See Notes to Consolidated Financial Statements.

December 31,

2020

2019

$

$

$

$

$

$

13.9
111.2
26.8
151.9
53.3
235.1
526.6
63.1
10.1
63.8
33.8
985.8
1,137.7

97.8
112.7
82.1

25.0
317.6
337.1
243.4
58.2
638.7
956.3

$

$

$

$

— $

—

(70.6)
261.4
(4.4)
(3.3)
183.1
(1.7)
181.4
1,137.7

$

24.1
162.3
24.7
211.1
47.9
431.7
586.0
152.2
10.2
10.6
29.9
1,268.5
1,479.6

115.3
121.4
115.2

17.9
369.8
351.1
327.7
57.1
735.9
1,105.7

—

—

(55.3)
262.6
(2.7)
169.5
374.1
(0.2)
373.9
1,479.6

49

SP Plus Corporation
Consolidated Statements of (Loss) Income

(millions, except for share and per share data)
Services revenue

Lease type contracts
Management type contracts

Reimbursed management type contract revenue
Total services revenue

Cost of services

Lease type contracts
Management type contracts

Reimbursed management type contract expense
Lease impairment
Total cost of services

Gross profit

Lease type contracts
Management type contracts
Lease impairment
Total gross profit

General and administrative expenses
Depreciation and amortization
Impairment of goodwill and intangible assets
Operating (loss) income
Other expense (income)
Interest expense
Interest income
Other expenses
Gain on sale of other investments
Equity in earnings from investment in unconsolidated entity
Total other expenses (income)

(Loss) earnings before income taxes
Income tax (benefit) expense
Net (loss) income
Less: Net (loss) income attributable to noncontrolling interest
Net (loss) income attributable to SP Plus Corporation
Common stock data

Net (loss) income per common share

Basic
Diluted

Weighted average shares outstanding

Basic
Diluted

See Notes to Consolidated Financial Statements.

Years Ended December 31,
2019

2018

2020

$

$

$
$

$

189.4
359.6
549.0
537.9
1,086.9

195.0
226.5
421.5
537.9
97.1
1,056.5

(5.6)
133.1
(97.1)
30.4
85.4
29.3
135.3
(219.6)

21.5
(0.5)
0.1
(0.3)
—
20.8
(240.4)
(67.5)
(172.9)
(0.1)
(172.8) $

(8.21) $
(8.21) $

408.9
526.0
934.9
728.8
1,663.7

366.9
339.9
706.8
728.8
—
1,435.6

42.0
186.1
—
228.1
109.0
29.4
—
89.7

18.9
(0.3)
—
—
—
18.6
71.1
19.4
51.7
2.9
48.8

2.21
2.20

$

$

$
$

413.9
361.5
775.4
693.0
1,468.4

377.6
213.8
591.4
693.0
—
1,284.4

36.3
147.7
—
184.0
91.0
17.9
—
75.1

9.6
(0.4)
—
—
(10.1)
(0.9)
76.0
19.6
56.4
3.2
53.2

2.38
2.35

21,056,061
21,056,061

22,080,025
22,208,032

22,394,542
22,607,223

50

SP Plus Corporation
Consolidated Statements of Comprehensive (Loss) Income

(millions)
Net (loss) income
Change in fair value of interest rate collars
Foreign currency translation gain (loss)
Comprehensive (loss) income
Less: Comprehensive (loss) income attributable to noncontrolling
interest
Comprehensive (loss) income attributable to SP Plus Corporation

See Notes to Consolidated Financial Statements

Years Ended December 31,
2019

2018

2020

$

$

(172.9) $
(1.8)
0.1
(174.6)

(0.1)
(174.5) $

51.7
(0.4)
0.1
51.4

2.9
48.5

$

$

56.4
—
(0.6)
55.8

3.2
52.6

51

SP Plus Corporation
Consolidated Statements of Stockholders' Equity

Common Stock

Number
of
Shares

Additional
Paid-In
Value Capital

Par

Accumulated
Other

Retained
Earnings

Comprehensive (Accumulated Treasury Noncontrolling

Loss

Deficit)

Stock

Interest

Total

67.0 $
0.6
67.6 $
53.2
—
—

(7.5) $
—
(7.5) $
—
—
—

—

—

—

—

—

—

—

—

120.7 $
48.8
—

(7.5) $
—
—

—
—

—

—

—
(47.9)

—
—

—

—

—
—

—

0.2 $ 313.1
—
—
0.2 $ 313.1
56.4
3.2
—
(0.6)
—
0.7

—

—

—

—

—

2.4

(3.3)

(3.3)

0.1 $ 368.6
51.7
2.9
—
0.1

—
—

—

—

—
—

(0.4)
0.8

—

—

4.1
(47.8)

—

(3.2)

(3.2)

169.5 $ (55.3) $
(172.8)
—

—
—

(0.2) $ 373.9
(172.9)
(0.1)
—
0.1

—
—

—

—
—
—

—

—
—

—

—
—
(15.3)

—
—

—

—
—
—

(1.8)
0.5

—

—
(1.7)
(15.3)

—

(1.4)

(1.4)

(millions, except share data)
Balance at December 31, 
2017
AAdoption of ASU No. 2018-02
Balance at January 1, 2018
Net income
Foreign currency translation
Issuance of stock grants
Issuance of restricted stock
units
Issuance of performance stock
units
Non-cash stock-based
compensation
Distributions to noncontrolling
interest
Balance at December 31, 
2018
Net income
Foreign currency translation
Change in fair value of interest 
rate collars
Issuance of stock grants
Issuance of restricted stock
units
Issuance of performance stock
units
Non-cash stock-based
compensation
Repurchases of common stock
Distributions to noncontrolling
interest
Balance at December 31, 
2019
Net loss
Foreign currency translation
Change in fair value of interest 
rate collars
Issuance of stock grants
Issuance of restricted stock
units
Issuance of performance stock
units
Noncontrolling interest buyout
Repurchases of common stock
Distributions to noncontrolling
interest
Balance at December 31, 
2020

—

22,542,672 $ — $
—
22,542,672 $ — $
—
—
20,757

—
—
—

161,495

59,052

—

—

—

—

—

—

254.6 $
—
254.6 $
—
—
0.7

—

—

2.4

—

22,783,976 $ — $
—
—

—
—

257.7 $
—
—

—
14,076

90,214

62,094

—
—

—

—
—

—

—

—
—

—

—
0.8

—

—

4.1
—

—

22,950,360 $ — $
—
—

—
—

262.6 $
—
—

—
25,066

66,259

46,701
—
—

—

—
—

—

—
—
—

—

—
0.5

—

—
(1.7)
—

—

(1.2) $
(0.6)
(1.8) $
—
(0.6)
—

—

—

—

—

(2.4) $
—
0.1

(0.4)
—

—

—

—
—

—

(2.7) $
—
0.1

(1.8)
—

—

—
—
—

—

Note: Amounts may not foot due to rounding.

See Notes to Consolidated Financial Statements.

52

23,088,386 $ — $

261.4 $

(4.4) $

(3.3) $ (70.6) $

(1.7) $ 181.4

Year Ended December 31,
2019

2018

2020

$

(172.9) $

51.7

$

56.4

234.0
29.3
0.5
6.4
(52.5)
—
2.0

44.6
(2.1)
(17.5)
(31.6)
40.2

(8.4)
(2.6)
1.2
—
(1.7)
—
(11.5)

484.1
(488.4)
—
(11.3)
(1.7)
(5.0)
(1.4)
(15.3)
(39.0)
0.1
(10.2)
24.1
13.9

18.8
2.4

$

$
$

—
29.3
4.9
1.1
4.2
—
0.5

(12.7)
(6.9)
5.2
(1.3)
76.0

(10.2)
(2.6)
0.3
—
—
—
(12.5)

455.6
(470.6)
—
(11.3)
—
(2.3)
(3.2)
(47.6)
(79.4)
0.1
(15.8)
39.9
24.1

17.9
15.3

$

$
$

—
18.8
3.1
1.5
1.3
(10.1)
(0.3)

(16.7)
0.1
0.8
16.0
70.9

(8.9)
(1.1)
0.2
19.3
—
(277.9)
(268.4)

333.5
(186.3)
225.0
(150.0)
(3.2)
(0.5)
(3.3)
—
215.2
(0.6)
17.1
22.8
39.9

8.5
15.3

SP Plus Corporation
Consolidated Statements of Cash Flows

(millions)
Operating activities
Net (loss) income
AAdjustments to reconcile net (loss) income to net cash provided by 
operating activities:

Impairments
Depreciation and amortization
Non-cash stock-based compensation
Provisions for credit losses on accounts receivable
Deferred income taxes
Gain on sale of equity method investment
Other
Changes in operating assets and liabilities

Notes and accounts receivable
Prepaid and other current assets
Accounts payable
Accrued liabilities and other

Net cash provided by operating activities
Investing activities

Purchase of leasehold improvements and equipment
Cost of contracts purchased
Proceeds from sale of other investments and equipment
Proceeds from sale of equity method investment
Noncontrolling interest buyout
Acquisition of business, net of cash acquired

Net cash used in investing activities
Financing activities

Proceeds from credit facility revolver
Payments on credit facility revolver
Proceeds from credit facility term loan
Payments on credit facility term loan
Payments of debt issuance costs
Payments on other long-term borrowings
Distributions to noncontrolling interest
Repurchases of common stock

Net cash (used in) provided by financing activities
Effect of exchange rate changes on cash and cash equivalents
(Decrease) increase in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year
Supplemental Disclosures
Cash paid during the period for

Interest
Income taxes

$

$
$

See Notes to Consolidated Financial Statements

53

SP Plus Corporation
Notes to Consolidated Financial Statements
(millions, except share and per share data)

1. Significant Accounting Policies and Practices

The Company

SP Plus Corporation (the "Company") facilitates the efficient movement of people, vehicles and personal belongings with the goal
of enhancing the consumer experience while improving bottom line results for the Company’s clients. The Company provides
professional parking management, ground transportation, remote baggage check-in and handling, facility maintenance, security, 
event logistics, and other technology-driven mobility solutions to aviation, commercial, hospitality, healthcare and government
clients across North America. The Company typically enters into contractual arrangements with property owners or managers as 
opposed to owning facilities.

Principles of Consolidation

The Consolidated Financial Statements include the accounts of the Company, its wholly owned subsidiaries, and Variable Interest
Entities ("VIEs") in which the Company is the primary beneficiary. All significant intercompany profits, transactions and balances
have been eliminated in consolidation.

Use of Estimates

The preparation of financial statements in conformity with accounting principles generally accepted in the United States ("U.S.
GAAP") requires management to make estimates and assumptions that affect the amounts reported in the financial statements 
and accompanying notes. Actual results could differ from those estimates. Management evaluates its estimates and assumptions
on an ongoing basis using historical experience and other factors, including the current environment.

Foreign Currency Translation

The functional currency of the Company's Canadian operations is the Canadian dollar. Accordingly, assets and liabilities of the
Company's Canadian operations are translated from the Canadian dollar into U.S. dollars at the rates in effect on the balance
sheet date while income and expenses are translated at the weighted-average exchange rates for the year. Adjustments resulting 
from  the  translations  of  Canadian  dollar  financial  statements  are  accumulated  and  classified  as  a  separate  component  of 
stockholders' equity.

Cash and Cash Equivalents

Cash equivalents represent funds temporarily invested in money market instruments with maturities of three months or less. Cash
equivalents are stated at cost, which approximates fair value. Cash and cash equivalents that are restricted as to withdrawal or 
use under the terms of certain contractual agreements were $0.3 million and $0.5 million as of December 31, 2020 and 2019,
respectively, and are included within Cash and cash equivalents within the Consolidated Balance Sheets.

Allowance for Doubtful Accounts

Accounts receivable, net of the allowance for doubtful accounts, represents the Company's estimate of the amount that ultimately
will be realized in cash. Management reviews the adequacy of its allowance for doubtful accounts on an ongoing basis, primarily
using a review of specific accounts, as well as historical collection trends and aging of receivables, and makes adjustments to
the allowance as necessary. Changes in economic conditions or other circumstances could have an impact on the collection of 
existing receivable balances or future allowance considerations. As of December 31, 2020 and 2019, the Company's allowance 
for doubtful accounts was $5.1 million and $1.9 million, respectively.

Transactions affecting the allowance for doubtful accounts receivable for the years ended December 31, 2020 and 2019 were as
follows:

(millions)
Beginning Balance
Provision for credit losses

Write offs and other
Ending Balance

December 31, 2020

December 31, 2019

$

$

1.9
6.4
(3.2)
5.1

$

$

1.0
1.1
(0.2)
1.9

Leasehold Improvements, Equipment and Construction in Progress, net

Leasehold improvements, equipment, software, vehicles, and other fixed assets are stated at cost less accumulated depreciation
and amortization. Equipment is depreciated on the straight-line basis over the estimated useful lives ranging from 1 to 10 years.
Expenditures  for  major  renewals  and  improvements  that  extend  the  useful  life  of  property  and  equipment  are  capitalized. 
Leasehold improvements are amortized on the straight-line basis over the terms of the respective leases or the service lives of
the improvements, whichever is shorter (weighted average remaining life of approximately 4.3 years).

Certain costs associated with directly obtaining, developing or upgrading internal-use software are capitalized and amortized over 
the estimated useful life of software.

54

Cost of Contracts

Cost of contracts represents the cost of obtaining contractual rights associated with a managed type or lease-type contract. Cost 
of  parking  contracts  are  amortized  over  the  estimated  life  of  the  contracts,  including  anticipated  renewals  and  terminations. 
Estimated  lives  are  based  on  the  contract  life  or  anticipated  life  of  the  contract.  Effective  January  1,  2019,  cost  of  contracts 
associated with leases within the scope of ASU No. 2016-02 Leases (Topic 842) are included in the right-of-use (“ROU”) assets
balance.

Goodwill

Goodwill represents the excess of purchase price paid over the fair value of net assets acquired. In accordance with the Financial
Accounting  Standards  Board's  ("FASB")  authoritative  accounting  guidance  on  goodwill,  the  Company  evaluates  goodwill  for 
impairment on an annual basis, or more often if events or circumstances change that could cause goodwill to become impaired.
The Company has elected to assess the impairment of goodwill annually on October 1 or at an interim date if there is an event
or change in circumstances indicating the carrying value may not be recoverable. The goodwill impairment test is performed at 
the reporting unit level; the Company's reporting units represent its operating segments, consisting of Commercial and Aviation.
Factors that could trigger an impairment review include significant under-performance relative to expected historical or projected
future operating results, significant changes in the use of acquired assets or its business strategy, and significant negative industry 
or economic trends.

The Company may perform a qualitative, rather than quantitative, assessment to determine whether it is more likely than not that 
the  fair  value  of  a  reporting  unit  is  less  than  its  carrying  amount.  As  of  January  1,  2020,  the  Company  adopted  Accounting
Standards Update (“ASU”) 2017-04, which eliminated the two step approach from the current goodwill impairment test and allows
impairment to be calculated based on the quantitative assessment. The determination of fair value of a reporting unit utilizes cash
flow projections that assume certain future revenue and cost levels, comparable marketplace data, assumed discount rates based 
upon current market conditions and other valuation factors, all of which involve the use of significant judgement and estimates.
The Company also assesses critical areas that may impact its business including economic conditions, market related exposures, 
competition, changes in service offerings and changes in key personnel.

Beginning  in  March  2020,  the  COVID-19  pandemic  (“COVID-19”)  and  the  resulting  stay  at  home  orders  issued  by  local
governments  were  beginning  to  impact  certain  of  the  Company’s  businesses.  These  factors  have  significantly  impacted  the
hospitality and travel industries, as well as overall consumer discretionary spending.

Due to the impacts of COVID-19, revenues for certain markets in which the Company operates have dropped significantly as
compared to the expectations as of the October 1, 2019 annual impairment test. The Company does not know how long the
COVID-19 pandemic and its effects will continue to impact the results of the Company. In addition, certain Aviation contracts
were terminated in August 2020. The termination of these contracts and the ongoing impacts of COVID-19 on the Company’s
expected  future  operating  cash  flows  triggered  the  Company  to  complete  a  quantitative  goodwill  impairment  analysis  for  the 
Aviation reporting unit as of August 31, 2020. Based on the quantitative analysis, the Company determined that estimated carrying
value exceeded implied fair value for the Aviation reporting unit and goodwill was impaired. See Note 11. Goodwill for further 
discussion.

l

Other Intangible Assets, net

Other intangible assets with finite lives are amortized on a straight-line basis over their estimated useful lives. The Company
evaluates the remaining useful life of other intangible assets on a periodic basis to determine whether events or circumstances
warrant  a  revision  to  their  remaining  useful  lives.  In  addition,  other  intangible  assets  are  reviewed  for  impairment  when 
circumstances change that would indicate the carrying value may not be recoverable. Assumptions and estimates about future
values and remaining useful lives of intangible are complex and subjective. They can be affected by a variety of factors, including 
external factors such as industry and economic trends, internal factors, such as changes in the Company’s business strategy 
and internal forecasts. Although management believes the historical assumptions and estimates are reasonable and appropriate, 
difference assumptions and estimates could materially impact reported financial results.

As a result of the impact of COVID-19 on the Company’s expected future operating cash flows, the Company determined certain
impairment triggers had occurred related to a proprietary know how intangible assets within the Aviation segment as of June 30,
2020. Accordingly, the Company analyzed undiscounted cash flows for the proprietary know how intangible asset as of June 30,
2020.  Based  on  the  undiscounted  cash  flow  analysis,  the  Company  determined  that  the  estimated  net  carrying  value  for  the 
proprietary know how intangible asset exceeded its undiscounted future cash flows and therefore, as of June 30, 2020, the asset
was impaired.

Additionally,  as  a  result  of  the  termination  of  certain  contracts  within  the  Aviation  reporting  unit  during  August  2020  and  the
ongoing  impact  of  COVID-19  on  the  Company’s  expected  future  operating  cash  flows,  the  Company  determined  certain
impairment  testing  triggers  had  occurred  related  to  the  Company’s  customer  relationships  and  trade  names  and  trademarks 
intangible assets. Accordingly, the Company analyzed undiscounted cash flows for certain intangible assets as of August 31, 
2020. Based on the undiscounted cash flow analysis, the Company determined that estimated net carrying values exceeded 
undiscounted future cash flows for certain intangible assets and therefore, as of August 31, 2020, certain intangible assets were
impaired.

The impairments recognized were measured by the amount by which the carrying value of the intangible assets exceed their fair 
value. See Note 10. Other Intangible Assets, net for further discussion.

t

For both goodwill and intangible assets, future events may indicate differences from management’s judgements and estimates
which  could,  in  turn,  result  in  impairment  charges.  Future  events  that  may  result  in  impairment  charges  include  extended

55

unfavorable economic impacts of COVID-19, increases in interest rates, which would impact discount rates, or other factors which
could decreases revenues and profitability of existing locations and changes in the cost structure of existing facilities.

Long-Lived Assets

The  Company  evaluates  long-lived  assets,  including  ROU  assets,  leasehold  improvements,  equipment  and  construction  in
progress, for impairment whenever events or circumstances indicate that the carrying value of an asset or asset group may not 
be recoverable. The Company groups assets at the lowest level for which cash flows are separately identified in order to measure
an impairment. Events or circumstances that would result in an impairment review include a significant change in the use of an
asset, the planned sale or disposal of an asset, or a projection or forecast that demonstrates continuing losses associated with
the use of a long-lived asset group. Recoverability of assets to be held and used is measured by a comparison of the carrying 
amount of the asset to future undiscounted cash flows expected to be generated by the asset group. If it is determined to be 
impaired, the impairment recognized is measured by the amount by which the carrying value of the asset exceeds its fair value.

As a result of the impact of COVID-19 on the Company's expected future operating cash flows, the Company’s management
determined  impairment  testing  triggers  had  occurred  for  ROU  assets  associated  with  certain  asset  groups.  Accordingly,  the
Company analyzed undiscounted cash flows for these ROU assets during the year ended December 31, 2020. Based on the 
undiscounted cash flow analysis, the Company determined that estimated net carrying values exceeded undiscounted cash flows 
for ROU assets associated with certain asset groups and therefore for the year ended December 31, 2020, certain ROU assets
were impaired. The impairment recognized is measured by the amount by which the carrying value of the ROU asset exceeded 
its fair value. See Note 2. Leases for further discussion.

Assumptions and estimates used to determine cash flows in the evaluation of impairment and the fair values used to determine
the  impairment  are  subject  to  a  degree  of  judgment  and  complexity.  Any  future  changes  to  the  assumptions  and  estimates
resulting from changes in actual results or market conditions from those anticipated may affect the carrying value of long-lived
assets and could result in additional impairment charges. Future events that may result in impairment charges include extended
unfavorable economic impacts of COVID-19, or other factors which could decrease revenues and profitability of existing locations 
and changes in the cost structure of existing facilities.

Accrued and other current liabilities

Components of accrued and other current liabilities for the years ended December 31, 2020 and 2019 were as follows:

(millions)
AAccrued rent
Compensation and payroll withholdings
Property, payroll and other taxes
AAccrued insurance
AAccrued expenses
AAccrued and other current liabilities

Financial Instruments

December 31, 2020

December 31, 2019

$

$

17.3
32.0
4.8
20.1
38.5
112.7

$

$

18.1
28.7
6.8
19.2
48.6
121.4

The carrying values of cash, accounts receivable and accounts payable approximate their fair value due to the short-term nature
of these financial instruments. Book overdrafts of $23.2 million and $29.3 million are included within Accounts payable within the
Consolidated  Balance  Sheets  as  of  December  31,  2020,  and  2019,  respectively.  Long-term  debt  has  a  carrying  value  that 
approximates fair value because the instruments bear interest at variable market rates.

Insurance Reserves

The Company purchases comprehensive casualty insurance covering certain claims that arise in connection with its operations.
In addition, the Company purchases umbrella/excess liability coverage. Under the various liability and workers' compensation 
insurance  policies,  the  Company  is  obligated  to  pay  directly  or  reimburse  the  insurance  carrier  for  the  deductible  /  retention 
amount of each loss covered by its general / garage liability, automobile, workers' compensation and garage keepers legal liability
policies. As a result, the Company is, in effect, self-insured for all claims within the deductible / retention amount of each loss. 
Any loss over the deductible / retention is the responsibility of the third-party insurer. The Company applies the provisions as
defined in the guidance related to accounting for contingencies, in determining the timing and amount of expense recognition
associated  with  claims  against  the  Company.  The  expense  recognition  is  based  upon  the  Company's  determination  of  an 
unfavorable outcome of a claim being deemed as probable and capable of being reasonably estimated, as defined in the guidance 
related to accounting for contingencies. This determination requires the use of judgment in both the estimation of probability and
the amount to be recognized as an expense. The Company utilizes historical claims experience and exposures specific to each
type of insurance, along with actuarial methods performed quarterly by a third party actuarial adviser in determining the required 
level  of  insurance  reserves.  As  of  December  31,  2020,  the  insurance  reserve  for  general,  garage,  automobile  and  workers’ 
compensation liabilities is recorded in Accrued and other current liabilities and Other noncurrent liabilities in the Consolidated 
Balance Sheets for short term and long term balances, respectively. Future information regarding historical loss experience may
require changes to the level of insurance reserves and could result in increased expense recognition in the future.

Legal and Other Commitments and Contingencies

The Company is subject to litigation in the normal course of its business. The Company applies the provisions as defined in the
guidance  related  to  accounting  for  contingencies  in  determining  the  recognition  and  measurement  of  expense  recognition 
associated with legal claims against the Company. Management uses guidance from internal and external legal counsel on the
potential outcome of litigation in determining the need to record liabilities for potential losses and the disclosure for pending legal
claims. See Note 19. Legal Proceedings for further discussion.

56

Services Revenue

The Company's revenues are primarily derived from management type and lease type contracts; whereby the Company provides
parking services, parking management, ground transportation services, baggage handling services and other ancillary services
to commercial, hospitality, institutional, municipal and aviation clients. Ancillary services include on-site parking management,
facility maintenance, ground transportation services, event logistics, remote airline check-in, security services, municipal meter 
revenue collection and enforcement services, scheduling and supervising all service personnel as well as providing customer 
service, marketing, and accounting and revenue control functions necessary to complete such services, payments received for 
exercising  termination  rights,  consulting  development  fees,  gains  on  sales  of  contracts,  insurance  (general,  workers'
compensation and health care) and other value-added services. In accordance with the guidance related to revenue recognition,
entities  are  required  to  recognize  revenue  when  control  of  the  promised  goods  or  services  is  transferred  to  customers  at  an
amount that reflects the consideration to which the entity expects to be entitled to in exchange for those goods or services. The
Company  recognizes  gross  receipts  (net  of  taxes  collected  from  customers)  as  revenue  from  leased  type  contracts,  and
management fees for services, as the related services are provided. Ancillary services are earned from management contract
properties and are recognized as revenue as those services are provided.

Reimbursed Management Type Contract Revenue and Expense

The Company recognizes both revenues and expenses, in equal amounts, that are directly reimbursed for operating expenses
incurred under a management type contract. The Company has determined it is the principal in these transactions as the nature 
of our performance obligations is for the Company to provide the services on behalf of the customer. As the principal to these 
related transactions, the Company has control of the promised services before they are transferred to the customer.

Cost of Services

The Company recognizes costs for lease type contracts, non-reimbursed costs from management type contracts and reimbursed 
management type contract expenses as cost of services. Cost of services consists primarily of rent and payroll related costs.

Stock-Based Compensation

Stock-based payments to employees including grants of employee stock options, restricted stock units and performance-based 
share units are measured at the grant date, based on the estimated fair value of the award, and the related expense is recognized 
over the requisite employee service period or performance period (generally the vesting period) for awards expected to vest. The
Company accounts for forfeitures of stock-based awards as they occur.

Equity Investment in Unconsolidated Entities

The  Company  has  ownership  interests  in  29  active  partnerships,  joint  ventures  or  similar  arrangements  that  operate  parking 
facilities, of which 24 are consolidated under the VIE or voting interest models and 5 are unconsolidated where the Company’s
ownership interests range from 30-50 percent and for which there are no indicators of control. The Company accounts for such
investments  under  the  equity  method  of  accounting,  and  its  underlying  share  of  each  investee’s  equity  is  included  in  Equity 
investments in unconsolidated entities within the Consolidated Balance Sheets. As the operations of these entities are consistent 
with the Company’s underlying core business operations, the equity in earnings of these investments are included in Services 
revenue  -  lease  type  contracts  within  the  Consolidated  Statements  of  (Loss)  Income.  The  equity  earnings  in  these  related
investments were $1.3 million, $3.2 million, and $2.7 million for the year ended December 31, 2020, 2019 and 2018, respectively.

In 2014, the Company entered into an agreement to establish a joint venture with Parkmobile USA, Inc. and contributed all of the
assets and liabilities of its proprietary Click and Park parking prepayment business in exchange for a 30% interest in the newly
formed  legal  entity  called  Parkmobile,  LLC  (“Parkmobile”).  On  January  3,  2018,  the  Company  sold  its  entire  30%  interest  in 
Parkmobile to Parkmobile USA, Inc. for a gross sale price of $19.0 million and recognized a pre-tax gain of $10.1 million, net of 
closing costs. The pre-tax gain was included in Equity in (earnings) losses from investment in unconsolidated entity within the
Consolidated Statements of (Loss) Income for the year ended December 31, 2018. The Company historically accounted for its
investment in the Parkmobile joint venture using the equity method of accounting, and its underlying share of equity in Parkmobile
was included in Equity investments in unconsolidated entities within the Consolidated Balance Sheets. The equity (earnings) 
losses in the Parkmobile joint venture were historically included in Equity in (earnings) losses from investment in unconsolidated
entity within the Consolidated Statements of (Loss) Income.

Noncontrolling Interests

Noncontrolling interests represent the noncontrolling holders' percentage share of income or losses from the subsidiaries in which
the  Company  holds  a  majority,  but  less  than  100  percent,  ownership  interest  and  the  results  of  which  are  consolidated  and 
included within in our Consolidated Financial Statements.

57

Income Taxes

Income tax expense involves management judgment as to the ultimate resolution of any tax issues. Historically, the Company’s 
assessments of the ultimate resolution of tax issues have been reasonably accurate. The current open issues are not dissimilar 
from historical items.

Deferred  income  taxes  are  computed  using  the  asset  and  liability  method,  such  that  deferred  tax  assets  and  liabilities  are 
recognized for the expected future tax consequences of temporary differences between US GAAP amounts and the tax basis of 
existing assets and liabilities based on currently enacted tax laws and tax rates in effect for the periods in which these temporary 
differences are expected to reverse or be settled. Income tax expense is the tax payable for the period plus the change during
the period in deferred income taxes. The Company has certain state net operating loss carry forwards which expire in 2036. The 
Company considers a number of factors in its assessment of the recoverability of its net operating loss carryforwards including
their expiration dates, the limitations imposed due to the change in ownership as well as future projections of income. Future 
changes in the Company's operating performance along with these considerations may significantly impact the amount of net 
operating losses ultimately recovered, and the Company’s assessment of their recoverability.

When  evaluating  the  Company’s  tax  positions,  the  Company  accounts  for  uncertainty  in  income  taxes  in  its  Consolidated 
Financial Statements. The evaluation of a tax position by the Company is a two-step process, the first step being recognition.
The first step is to determine whether it is more-likely-than-not that a tax position will be sustained upon tax examination, including
resolution of any related appeals or litigation processes, based on only the technical merits of the position and the weight of
available evidence. If a tax position does not meet the more-likely-than-not threshold, which is more than 50% likely of being 
realized, the benefit of that position is not recognized in the Company’s financial statements. The second step is measurement 
of the tax benefit. The tax position is measured as the largest amount of benefit that is more-likely-than-not of being realized,
which is more than 50% likely of being realized upon ultimate resolution with a taxing authority.

On December 22, 2017, the U.S. Tax Cuts and Jobs Act of 2017 (the “2017 Tax Act”) was signed into law. The 2017 Tax Act
included significant changes to the corporate income tax system in the United States, including a federal corporate rate reduction 
from 35% to 21% and the transition of United States international taxation from a worldwide tax system to a territorial tax system,
and a one-time transition tax on the mandatory deemed repatriation of foreign earnings. On December 22, 2017, the SEC staff 
issued Staff Accounting Bulletin No. 118, Income Tax Accounting Implications of the Tax Cuts and Jobs Act of 2017 (SAB 118), 
as  issued  to  address  the  application  of  US  GAAP  in  situations  when  a  registrant  does  not  have  the  necessary  information
available,  prepared,  or  analyzed  (including  computations)  in  reasonable  detail  to  complete  accounting  for  certain  income  tax
effects of the 2017 Tax Act. The Company completed its analysis of the income tax effects of the 2017 Tax Act in the fourth 
quarter of 2018 in accordance with SAB 118.

7

58

Recently Issued Accounting Pronouncements

Recently Adopted Accounting Pronouncements

ASU

2016-13

2017-04

2018-13

2018-15

2018-18

2018-19

Topic

Method of Adoption

Credit Losses - Measurement of Credit Losses on Financial Instruments (Topic 326)

Prospective

Intangibles – Goodwill and Other (Topic 350): Simplifying the Accounting for Goodwill
Impairment

Prospective

Fair Value Measurement (Topic 820)

Intangibles – Goodwill and Other – Internal - Use Software (Subtopic 350-40):
Customer's Accounting for Implementation Costs Incurred in a Cloud Computing
Arrangement That Is a Service Contract

20018-17

Consolidation (Topic 810), Targeted Improvements to Related Party Guidance for 
Variable Interest Entities

Collaborative Arrangements (Topic 808)

Prospective

Prospective

Prospective

Prospective

Codification Improvements to Topic 326, Financial Instruments - Credit Losses

Prospective

2019-04

Codification Improvements to Financial Instruments-Credit Losses (Topic 326),
Derivatives and Hedging (Topic 815), and Financial Instruments (Topic 825)

Prospective

2019-08

2020-02

Compensation - Stock Compensation (Topic 718) and Revenue from Contracts with
Customers (Topic 606), Codification Improvements - Share-Based Consideration
Payable to a Customer

Prospective

Financial Instruments-Credit Losses (Topic 326) And Leases (Topic 842)-Amendments
to SEC Paragraphs Pursuant to SEC Staff Accounting Bulletin No. 119 And Update to
SEC Section On Effective Date Related to Accounting Standards Update No. 2016-02,
Leases (Topic 842)

Prospective

2019-12

Simplifying the Accounting for Income Taxes (Topic 740)

Prospective, early
adopted

Accounting Pronouncements to be Adopted

Effects of Reference Rate Reform on Financial Reporting

In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate
Reform  on  Financial  Reporting.  This  ASU  provides  optional  expedient  and  exceptions  for  applying  U.S.  GAAP  to  contracts, 
hedging  relationships,  and  other  transactions  affected  by  reference  rate  reform  if  certain  criteria  are  met.  In  response  to  the
concerns about structural risks of interbank offered rates (IBORs) and, particularly, risks associated with the phase out of the
London  Interbank  Offered  Rate  (LIBOR),  regulators  in  several  jurisdictions  around  the  world  have  undertaken  reference  rate
reform initiatives to identify alternative reference rates that are more observable or transaction based and less susceptible to
manipulation.  The  ASU  provides  companies  with  optional  guidance  to  ease  the  potential  accounting  burden  associated  with 
transitioning away from reference rates that are expected to be discontinued. The ASU can be adopted no later than December 
1, 2022 with early adoption permitted. The Company is currently assessing the impact of adopting the standard on the Company's
financial position, results of operations, cash flows and financial statement disclosures.

59

Investments - equity securities; Investments-Equity Method and Joint Ventures; Derivatives and Hedging

In January 2020, the FASB issued ASU 2020-01, Investments-Equity Securities (Topic 321), Investments-Equity Method and 
Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815). The amendments in this ASU clarify the interaction between 
the accounting for investments in equity securities, investment in equity method and certain derivatives instruments. The ASU is 
expected to reduce diversity in practice and increase comparability of the accounting for these interactions. This ASU is effective
for fiscal years beginning after December 15, 2021. The Company is currently assessing the impact of adopting the standard on 
the Company's financial position, results of operations, cash flows and financial statement disclosures.

In October 2020, the FASB issued ASU 2020-10, Codification Improvements. This ASU addresses, a variety of topics in the
Accounting  Standards  Codification  in  order  to  improve  consistency  and  clarify  the  guidance.  The  FASB  provided  transition 
guidance for all of the amendments. The ASU is effective for fiscal years beginning after December 15, 2020. The Company is
currently assessing the impact of adopting the standard on the Company’s financial position, results of operations, cash flows
and financial statement disclosures.

2. Leases

The Company leases parking facilities, office space, warehouses, vehicles and equipment and determines if an arrangement is 
a lease at inception. The Company subleases certain real estate to third parties. The Company's sublease portfolio consists of 
operating leases for space within leased parking facilities.

The Company accounts for leases in accordance with Topic 842. Operating lease ROU assets and lease liabilities are recognized
at commencement date based on the present value of lease payments over the lease term. ROU assets represent the Company's
"right-of-use" over an underlying asset for the lease term, and lease liabilities represent the Company’s obligation to make lease
payments arising from the lease. The ROU asset includes cumulative prepaid or accrued rent, as well as lease incentives, initial
direct costs and acquired lease contracts. The short term lease exception has been applied to leases with an initial term of 12
months or less and these leases are not recorded on the balance sheet.

As most of the Company's leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the
information available at commencement date in determining the present value of lease payments. The Company uses the implicit
rate when readily determinable. Lease expense is recognized on a straight-line basis over the lease term.

For leases that include one or more options to renew, the exercise of such renewal options is at the Company's sole discretion 
or mutual agreement. The Company’s lease term may include renewal options that are at the Company’s sole discretion and are
reasonably certain to be exercised. Equipment and vehicle leases also include options to purchase the leased property. The 
depreciable life of assets and leasehold improvements are limited by the expected lease term, unless there is a transfer of title 
or purchase option reasonably certain of exercise.

Variable  lease  components  comprising  of  payments  that  are  a  percentage  of  parking  services  revenue  based  on  contractual
levels  and  rental  payments  adjusted  periodically  for  inflation  are  not  included  in  the  lease  liability.  The  Company's  lease 
agreements do not contain any material residual value guarantees or material restrictive covenants.

Consistent with other long-lived assets or asset groups that are held and used, the Company tests ROU assets when impairment 
indicators are present as detailed in Note 1. Significant Accounting Policies and Practices. 

As discussed in Note 1. Significant Accounting Policies and Practices, due to the impact of COVID-19 on the Company's expected 
future operating cash flows, the Company determined certain impairment testing triggers had occurred within its asset groups. 
Accordingly, the Company performed undiscounted cash flow analyses on certain operating lease ROU assets during the year 
ended December 31, 2020. Based on the undiscounted cash flow analyses as of March 31, 2020, June 30, 2020, September 30,
2020, and December 31, 2020, the Company determined that certain ROU asset groups had net carrying values that exceeded
their estimated undiscounted future cash flows and fair value for these asset groups was determined. The fair value of ROU 
assets measured on a non-recurring basis, which is classified as Level 3 in the fair value hierarchy, was determined based on
estimates of future discounted cash flows. The estimated fair values were compared to the net carrying values, and, as a result, 
ROU  assets  held  and  used  with  a  carrying  amount  of $278.9  million  were  determined  to  have  a fair value  of $180.2 
million resulting in impairment charges of $98.7 million in the Commercial segment for the year ended December 31, 2020, of 
which $97.1 million is included within Lease impairment in the Consolidated Statements of (Loss) Income and $1.6 million is
included within General and administrative expenses in the Consolidated Statements of (Loss) Income. No lease impairment
charges were recognized during the year ended December 31, 2019.

In  April  2020,  the  FASB  staff  provided  accounting  elections  for  entities  that  receive  or  provide  lease-related  concessions  to 
mitigate  the  economic  effects  of  COVID-19  on  lessees.  The  Company  elected  not  to  evaluate  whether  certain  concessions
provided by lessors in response to the COVID-19 pandemic, that are within the scope of additional interpretation provided by the
FASB in April 2020, were lease modifications and has also elected not to apply modification guidance under Topic 842. These 
concessions will be recognized as a reduction of rent expense in the month they occur and will be recorded within Cost of parking 
services within the Consolidated Statements of (Loss) Income. During the year ended December 31, 2020, as a result of the 
ongoing  COVID-19  pandemic,  the  Company  was  able  to  negotiate  lease  concessions  with  certain  landlords.  These  rent 
concessions have been recorded in accordance with the guidance noted above. As a result, the Company recorded $26.0 million
related to rent concessions as a reduction to cost of services during the year ended December 31, 2020.

60

Costs  associated  with  the  right  to  use  the  infrastructure  on  service  concession  arrangements  are  recorded  as  a  reduction  of 
revenue in accordance with the scope of ASU No. 2017-10, Service Concession Arrangements (Topic 853): Determining the 
Customer of the Operation Services. See Note 5. Revenue for further discussion on service concession arrangements.

During the year ended December 31, 2020, as a result of the ongoing COVID -19 pandemic, the Company was able to negotiate 
cost reductions with certain entities related to service concession arrangements.  As a result, the Company recorded $31.3 million 
related to such cost reductions during the year ended December 31, 2020.

The components of ROU assets and lease liabilities and classification on the Consolidated Balance Sheet as of December 31,
2020 and 2019 were as follows:

(millions)
Assets

Operating
Finance

Total leased assets
Liabilities
Current

Operating
Finance

Noncurrent

Operating
Finance

Total lease liabilities

Classification

2020

2019

Right-of-use assets
Leasehold improvements, equipment and construction in 
progress, net

Short-term lease liabilities
Current portion of long-term obligations under Senior Credit
Facility and other long-term borrowings

Long-term lease liabilities
Long-term borrowings, excluding current portion

$

$

$

$

235.1

$

431.7

28.8
263.9

$

18.6
450.3

82.1

$

115.2

7.8

243.4
20.5
353.8

$

3.1

327.7
15.6
461.6

The components of lease cost and classification on the Consolidated Statement of Income for the year ended December 31, 
2020 and 2019 were as follows:

$

2020

2019

$

81.1
22.6
20.1
123.8

150.9
33.1
58.1
242.1

4.2
1.1
97.1
1.6
227.8

2.3
0.9
—
—
245.3

(millions)

Operating lease (a)(b)
Short-term lease (a)
Variable lease

Operating lease cost
Finance lease cost

Classification
Cost of services - lease type contracts
Cost of services - lease type contracts
Cost of services - lease type contracts

Amortization of leased
assets
Interest on lease liabilities Interest expense

Depreciation and amortization

Lease Impairment
Lease Impairment
Net lease cost
(a) Operating lease cost included in General and administrative expenses are related to leases for office space amounting to $5.7 million and $6.0 million 

Lease impairment
General and administrative expenses

$

$

(b)

for the years ended December 31, 2020 and 2019, respectively.
Includes rent concessions amounting to $26.0 million for the year ended December 31, 2020. No rent concessions were recognized for the year ended
December 31, 2019.

Sublease income during the years ended December 31, 2020 and 2019 was $1.6 million and $2.0 million, respectively.

The Company has entered into operating lease arrangements as of December 31, 2020 that commence in future periods. The
total amount of ROU assets and lease liabilities related to these arrangements are immaterial.

Maturities, lease term, and discount rate information of lease liabilities as of December 31, 2020 were as follows:

(millions)
2021
2022
2023
2024
2025
AAfter 2025
Total lease payments
Less: Imputed interest
Present value of lease liabilities
Weighted-average remaining lease term (years)
Weighted-average discount rate

Operating
Leases

Finance
Leases

Total

$

$

$

$

94.7
80.0
59.1
41.8
29.5
69.3
374.4
48.9
325.5
5.6
5.0%

$

$

8.8
7.5
5.3
3.4
1.7
5.0
31.7
3.4
28.3
5.1
4.2%

103.5
87.5
64.4
45.2
31.2
74.3
406.1
52.3
353.8

61

Future sublease income for the periods shown above was excluded as the amounts are not material.

Supplemental cash flow information related to leases for the years ended December 31, 2020 and 2019 were as follows:

(millions)
Cash paid for amounts included in the measurement of lease liabilities

Operating cash outflows related to operating leases
Operating cash outflows related to interest on finance leases
Financing cash outflows related to finance leases

Leased assets obtained in exchange for new operating liabilities
Leased assets obtained in exchange for new finance lease liabilities

3. Acquisition

2020

2019

$

$

120.3
1.1
5.2
38.2
16.5

179.0
0.9
2.3
68.6
6.8

On November 30, 2018 (the “acquisition date”), the Company acquired the outstanding shares of ZWB Holdings, Inc. and Rynn's 
Luggage Corporation, and their subsidiaries and affiliates (collectively, "Bags"). Bags is a leading provider of baggage delivery,
remote airline check in, and other related services, primarily to airline, airport and hospitality clients. Subject to the terms and
conditions of the Stock Purchase Agreement, the Company paid $283.6 million as consideration for the acquisition of Bags. The 
consideration was comprised of $275.0 million of cash paid by SP Plus, $8.1 million related to the net working capital and cash
acquired and $0.5 million for certain individual taxes to be paid by the seller (the “Cash Consideration”). As described in Note 20.
Segment Information, the Company integrated the Bags' operations into the Aviation segment, effective November 30, 2018.

The acquisition of Bags has been accounted for as a business combination, and assets acquired and liabilities assumed were
recorded  at  their  estimated  fair  values.  Goodwill  as  of  the  acquisition  date  was  measured  as  the  excess  of  consideration
transferred, which is also generally measured at fair value or the net acquisition date fair values of the assets acquired and the 
liabilities  assumed.  The  results  of  operations  are  reflected  in  the  consolidated  financial  statements  of  the  Company  from  the 
acquisition date.

The Company incurred certain acquisition and integration costs associated with the acquisition of Bags that were expensed as 
incurred  and  are  reflected  in  the  Consolidated  Statements  of  (Loss)  Income.  See  Note  4. Acquisition,  Restructuring  and 
Integration Costs for further discussion

s

.

The fair values of assets acquired and liabilities assumed were as follows:

(millions)
Cash and cash equivalents
Notes and accounts receivable
Prepaid expenses and other current assets
Other noncurrent assets
Leasehold improvements, equipment and construction in progress
Other intangible assets, net
Goodwill
AAccounts payable
AAccrued and other current liabilities
Other long-term liabilities
Net assets acquired and liabilities assumed

Initial

5.9
13.2
2.0
0.2
1.5
118.0
154.1
(6.5)
(4.1)
(0.7)
283.6

$

$

Measurement
Period
Adjustments

$

0.3

(0.3)

$

— $

Final

5.9
13.2
2.0
0.2
1.5
118.0
154.4
(6.5)
(4.4)
(0.7)
283.6

Goodwill of $154.4 million represents the future economic benefits arising from other assets acquired in a business combination
that are not individually identified and separately recognized. The goodwill recognized was primarily attributable to expanded
revenue  synergies  and  opportunities  in  the  aviation  and  hospitality  businesses,  as  well  as  other  benefits  that  the  Company 
believes will result from combining its operations with the operations of Bags. The goodwill acquired is deductible for tax purposes.

Acquired other Intangibles assets were as follows:

(millions)
Trade name
Customer relationships
Existing technology
Non-compete agreement
Estimated fair value of identified intangibles

Estimated Life
5.0 Years
12.4 - 15.8 Years
5.0 - 6.0 Years
5.0 Years

$

$

Fair Value

5.6
100.4
10.4
1.6
118.0

The fair value for all identifiable intangible assets is based on assumptions that market participants would use in pricing an asset, 
based  on  the  most  advantageous  market  for  the  asset  (i.e.,  its  highest  and  best  use).  The  fair  value  of  trade  names  was 
determined with the relief from royalty savings method. The Company considered the return on assets and market comparable
methods when estimating an appropriate royalty rate for the trade names. The fair value of acquired customer relationships was 
determined with the excess earnings method. This approach calculates the excess of the future cash inflows (i.e., revenue from
customers generated from the relationships) over the related cash outflows (i.e., customer servicing expenses) generated over 
the useful life of the relationship. The fair value of developed or existing technology was determined utilizing the relief from royalty
savings method with additional consideration given to asset deterioration rates.

62

Unaudited Pro forma financial information

The following unaudited pro forma results of operations for the year ended December 31, 2018, assumes the acquisition of Bags 
was  completed  on  January  1,  2018,  and  as  such  Bags  pre-acquisition  results  have  been  added  to  the  Company’s  historical 
results. The historical consolidated financial information of the Company and Bags have been adjusted to give effect to pro forma 
events that are (1) directly attributable to the transaction, (2) factually supportable and (3) expected to have a continuing impact 
on the combined results. The pro forma results contained in the table below include adjustments for (i) amortization of acquired
intangibles, (ii) reduced general and administrative expenses related to non-routine transaction expenses, (iii) increased interest 
expense related to the financing of the acquisition of Bags, and (iv) estimated income tax effect.

The unaudited pro forma condensed combined financial information is presented solely for informational purposes and is not
necessarily indicative of the combined results of operations or financial position that might have been achieved for the periods or 
dates indicated, nor is it necessarily indicative of the future results of the combined company. The unaudited pro forma condensed 
combined financial statements do not give effect to the potential impact of any anticipated benefits from revenue synergies, cost 
savings or operating synergies that may result from the acquisition of Bags or to any disynergies and integration related costs. 
Also, the unaudited pro forma condensed combined financial information does not reflect possible adjustments related to potential 
restructuring or integration activities that have yet to be determined or transaction or other costs following the combination that 
are not expected to have a continuing impact on the business of the combined company. Further, one-time transaction-related 
expenses anticipated to be incurred prior to, or concurrent with, the closing of the transaction were not included in the unaudited
pro forma condensed combined statement of income as such transaction costs were determined not to be significant. Additionally,
the unaudited pro forma financial information does not reflect the costs that the company has incurred or may incur to integrate 
Bags.

(millions)
Total services revenue
Net income attributable to SP Plus Corporation

2018

$

1,617.7
55.1

Services revenue and net income related to Bags that are included in the Consolidated Statements of (Loss) Income were $14.2 
million  and  $1.3  million  or  the  year  ended  December  31,  2018,  respectively,  which  were  included  in  Services  revenue  - 
Management type contracts and Net income attributable to SP Plus Corporation, respectively.

4. Acquisition, Restructuring and Integration Costs

Acquisition, Restructuring and Integration Costs

The Company incurred certain acquisition, restructuring and integration costs that were expensed as incurred, which include:

•

•

•

Costs  (primarily  severance  and  relocation  costs)  related  to  a  series  of  Company  initiated  workforce  reductions  to
increase  organizational  effectiveness  and  provide  cost  savings  that  can  be  reinvested  in  the  Company's  growth
initiatives,  during  2020,  2019  and  2018  (included  within  Cost  of  services  and  General  and  administrative  expenses 
within the Consolidated Statements of (Loss) Income);

Transaction costs and other acquisition related costs (primarily professional and advisory services, as well as write-offs
of aged receivables incurred prior to acquisition) primarily related to the acquisition of Bags (included within General 
and administrative expenses within the Consolidated Statements of (Loss) Income) and;

Consulting  costs  for  integration-related  activities  related  to  the  acquisition  of  Bags  incurred  during  the  year  ended
December 31, 2019 (included within General and administrative expenses within the Consolidated Statements of (Loss)
Income).

Included in General and administrative expenses are severance related costs of $4.0 million during the year ended December 
31, 2020, reflecting the actions the Company has taken to lessen the impacts of COVID-19 on the business. The acquisition,
restructuring, and integration related costs for the years ended December 31, 2020, 2019 and 2018 were as follows:

(millions)
Cost of services - lease type contracts
Cost of services - management type contracts
General and administrative expenses

Year Ended December 31,
2019

2018

2020

$

$

0.4
0.7
6.5

— $
—
1.3

—
—
8.1

The accrual for acquisition, restructuring and integration costs of $1.2 million and $0.1 million is included in Accrued and other 
current liabilities within the Consolidated Balance Sheet as of December 31, 2020 and 2019, respectively.

5. Revenue

The Company accounts for revenue in accordance with Topics 606 and 853. Topic 606 requires entities to recognize revenue
when control of the promised goods or services is transferred to customers at an amount that reflects the consideration to which
the entity expects to be entitled to in exchange for those goods or services.

Contracts with customers and clients

The  Company  accounts  for  a  contract  when  it  has  approval  and  commitment  from  both  parties,  the  rights  of  the  parties  are 
identified, payment terms are identified, the contract has commercial substance and collectability of consideration is probable.
Once a contract is identified, the Company evaluates whether the combined or single contract should be accounted for as more

63

than one performance obligation. Substantially all of the Company's revenues come from the following two types of arrangements:
Lease type and Management type contracts.

Lease type contracts

Under  lease  type  arrangements,  the  Company  pays  the  property  owner  a  fixed  base  rent,  percentage  rent  that  is  tied  to  the
facility’s financial performance, or a combination of both. The Company operates the parking facility and is responsible for most
operating expenses, but typically is not responsible for major maintenance, capital expenditures or real estate taxes. Performance
obligations related to lease type contracts include parking for transient and monthly parkers. Revenue is recognized over time as 
the Company provides services. As noted in Note 1. Significant Accounting Policies and Practices and in accordance with Topic
853, certain expenses, primarily rental expense for the contractual arrangements that meet the definition of service concession
arrangements, are recorded as a reduction of revenue for the year ended December 31, 2020, 2019, and 2018, respectively.

Management type contracts

Management type contract revenue consists of management fees, including both fixed and performance-based fees. In exchange
for this consideration, the Company has a bundle of performance obligations that include services such as managing the facilities
as well ancillary services such as accounting, equipment leasing, consulting, insurance and other value-added services. The
Company believes that it can generally purchase required insurance for the facility and facility operations at lower rates than
clients can obtain on their own because the Company is effectively self-insured for all liability, workers' compensation and health
care claims by maintaining a large per-claim deductible. As a result, the Company generates operating income on the insurance 
provided under its management type contracts by focusing on risk management efforts and controlling losses. Management type
contract revenues do not include gross customer collections at the managed facilities as these revenues belong to the property
owners  rather  than  to  the  Company.  Management  type  contracts  generally  provide  the  Company  with  management  fees 
regardless of the operating performance of the underlying facilities. Revenue is recognized over time as the Company provides 
services.

Service concession arrangements

Service  concession  agreements  include  both  lease  type  and  management  type  contracts.  Revenue  generated  from  service
concession  arrangements,  is  accounted  for  under  the  guidance  of  Topics  606  and  853.  Certain  expenses  (primarily  rental
expense) related to service concession arrangements and depreciation and amortization, have been recorded as a reduction of 
Service revenue - lease type contracts.

Contract modifications and taxes

Contracts are often modified to account for changes in contract specifications and requirements. The Company considers contract
modifications to exist when the modification either changes the consideration due to the Company or creates new performance 
obligations or changes the existing scope of the contract and related performance obligations. Most contract modifications are 
for services that are not distinct from the existing contract due to the fact that the Company is providing a bundle of performance 
obligations that are highly inter-related in the context of the contract, and are therefore accounted for as if they were part of that
existing contract. Typically, modifications are accounted for prospectively as part of the existing contract.

Taxes  assessed  by  a  governmental  authority  that  are  both  imposed  on  and  concurrent  with  a  specific  revenue-producing
transaction, which are collected by the Company from a customer, are excluded from revenue.

Reimbursed management type contract revenue and expense

The Company recognizes both revenues and expenses, in equal amounts, that are directly reimbursed from the property owner 
for operating expenses incurred under a management type contract. The Company has determined it is the principal in these 
transactions, as the nature of its performance obligations is for the Company to provide the services on behalf of the client. As 
the principal to these related transactions, the Company has control of the promised services before they are transferred to the 
client.

Disaggregation of revenue

The  Company  disaggregates  its  revenue  from  contracts  with  customers  by  type  of  arrangement  for  each  of  the  reportable 
segments. The Company has concluded that such disaggregation of revenue best depicts the overall economic nature, timing 
and  uncertainty  of  the  Company's  revenue  and  cash  flows  affected  by  the  economic  factors  of  the  respective  contractual 
arrangement. See Note 20. Segment Information for further information on disaggregation of the Company's revenue by segment.

Performance obligations

A performance obligation is a promise in a contract to transfer a distinct good or service to the customer or client, and is the unit 
of account under Topic 606. The contract transaction price is allocated to each distinct performance obligation and recognized
as  revenue  when,  or  as,  the  performance  obligation  is  satisfied.  The  majority  of  the  Company’s  contracts  have  a  single
performance obligation that is not separately identifiable from other promises in the contract and therefore not distinct, comprising 
the promise to provide a bundle of monthly performance obligations or parking services for transient or monthly parkers.

The  contract  price  is  generally  deemed  to  be  the  transaction  price.  Some  management  type  contracts  include  performance 
incentives  that  are  based  on  variable  performance  measures.  These  incentives  are  constrained  at  contract  inception  and
recognized once the customer has confirmed that the Company has met the contractually agreed upon performance measures
as defined in the contract.

64

The Company’s performance obligations are primarily satisfied over time as the Company provides the related services. Typically,
revenue is recognized over time on a straight-line basis as the Company satisfies the related performance obligation. There are
certain management type contracts where revenue is recognized based on costs incurred to date plus a reasonable margin. The 
Company has concluded this is a faithful depiction of how control is transferred to the customer. Performance obligations satisfied
at a point in time for the year ended December 31, 2020, 2019 and 2018, respectively, were not significant.

The time between completion of the performance obligation and collection of cash is typically not more than 30 - 60 days. In 
certain  contractual  arrangements,  such  as  monthly  parker  contracts,  cash  is  typically  collected  in  advance  of  the  Company 
commencing its performance obligations under the contractual arrangement.

As of December 31, 2020, the Company had $118.0 million related to performance obligations that were unsatisfied or partially 
unsatisfied for which the Company expects to recognize revenue. This amount excludes variable consideration primarily related 
to contracts where the Company and customer share the gross revenues or operating profit for the location and contracts where
transaction prices include performance incentives that are constrained at contract inception. These performance incentives are
based  on  measures  that  are  ascertained  exclusively  by  future  performance  and  therefore  cannot  be  estimated  at  contract
inception by the Company. The Company applies the practical expedient that permits exclusion of information about the remaining
performance obligations that have original expected durations of one year or less.

The Company expects to recognize the remaining performance obligations as revenue in future periods as follows:

(millions)
2021
2022
2023
2024
2025
2026 and thereafter
Total

Contract balances

Remaining 
Performance
Obligations

51.3
28.9
19.5
10.7
4.4
3.2
118.0

$

$

The  timing  of  revenue  recognition,  billings  and  cash  collections  results  in  accounts  receivable,  contract  assets  and  contract
liabilities.  Accounts  receivable  represent  amounts  where  the  Company  has  an  unconditional  right  to  the  consideration  and
therefore only the passage of time is required for the Company to receive consideration due from the customer. Both lease type
and  management  type  contracts  have  customers  and  clients  where  amounts  are  billed  as  work  progresses  or  in  advance  in
accordance with agreed-upon contractual terms. Billing may occur subsequent to or prior to revenue recognition, resulting in 
contract assets and liabilities. The Company, on occasion, receives advances or deposits from customers and clients, on both 
lease and management type contracts, before revenue is recognized, resulting in the recognition of contract liabilities.

Contract assets and liabilities are reported on a contract-by-contract basis and are included in Notes and accounts receivable,
net  and  Accrued  and  other  current  liabilities,  respectively,  on  the  Consolidated  Balance  Sheets.  See  Note  1.  Significant 
Accounting Policies and Practices for additional detail on the write-off of accounts receivable. There were no impairment charges
recorded on contract assets and liabilities for the years ended December 31, 2020, 2019 and 2018. The following table provides
information about accounts receivable, contract assets and contract liabilities with customers and clients as of December 31,
2020 and 2019:

(millions)
AAccounts receivable
Contract asset
Contract liability

$

2020

2019

$

102.7
8.6
(12.5)

151.3
11.0
(19.4)

Changes in contract assets include recognition of additional consideration due from the customer are offset by reclassifications
of contract asset balances to accounts receivable when the Company obtains an unconditional right to consideration, thereby 
establishing an accounts receivable. The following table provides information about changes to contract asset balances during
the years ended December 31, 2020 and 2019:

(millions)
Balance, beginning of period
AAdditional contract assets
Reclassification to accounts receivable
Balance, end of period

2020

2019

11.0
8.6
(11.0)
8.6

$

$

11.4
11.0
(11.4)
11.0

$

$

65

Changes in contract liabilities primarily include additional contract liabilities and reductions of contract liabilities when revenue is 
recognized.  The  following  table  provides  information  about  changes  to  contract  liabilities  balances  during  the  years  ended
December 31, 2020 and 2019:

rr

(millions)
Balance, beginning of period
AAdditional contract liabilities
Recognition of revenue from contract liabilities
Balance, end of period

Cost of contracts, net

2020

2019

(19.4) $
(12.5)
19.4
(12.5) $

(19.1)
(19.4)
19.1
(19.4)

$

$

Cost  of  contracts,  net  represents  the  cost  of  obtaining  contractual  rights  associated  with  providing  services  for  lease  or 
management type contracts. Incremental costs incurred to obtain service contracts are amortized on a straight line basis over 
the estimated life of the contracts, including anticipated renewals and terminations. The amortization period is consistent with the
timing of when the Company satisfies the related performance obligations. Estimated lives are based on the contract life.

See Note 9. Cost of Contracts, net for amortization expense related to cost of contracts. Amortization expense of cost of contracts
related to service concession arrangements within the scope of Topic 853 and certain management type contracts are recorded
as a reduction of revenue and were not significant for the years ended December 31, 2020, 2019 and 2018, respectively.

t

As of December 31, 2020 and 2019, cost of contracts net of accumulated amortization included on the Consolidated Balance 
Sheets within Other noncurrent assets was $4.8 million and $4.3 million, respectively. No impairment charges were recorded
during the years ended December 31, 2020, 2019 and 2018, respectively.

6. Net (Loss) Income per Common Share

Basic net (loss) income per common share is computed by dividing net (loss) income by the weighted daily average number of 
shares of common stock outstanding during the period. Diluted net (loss) income per common share is based upon the weighted 
daily average number of shares of common stock outstanding for the period plus dilutive potential common shares, including
restricted stock units, using the treasury-stock method. Unvested performance share units are excluded from the computation of 
weighted  average  diluted  common  shares  outstanding  if  the  performance  targets  upon  which  the  issuance  of  the  shares  is
contingent have not been achieved and the respective performance period has not been completed as of the end of the period.
In periods where the Company has a net loss, restricted stock units are excluded from the calculation of net (loss) earnings per 
common share, as their inclusion would be anti-dilutive.

Basic  and  diluted  net  (loss)  income  per  common  share  and  a  reconciliation  the  weighted  average  basic  common  shares
outstanding to the weighted average diluted common shares outstanding was as follows:

(millions, except share and per share data)
Net (loss) income attributable to SP Plus Corporation
Basic weighted average common shares outstanding
Dilutive impact of share-based awards
Diluted weighted average common shares outstanding
Net (loss) income per common share

Basic
Diluted

Year Ended December 31,
2019

2020

$

$
$

(172.8) $

21,056,061
—
21,056,061

48.8
22,080,025
128,007
22,208,032

(8.21) $
(8.21) $

2.21
2.20

$

$
$

2018

53.2
22,394,542
212,681
22,607,223

2.38
2.35

Due to the net loss during the year ended December 31, 2020, common stock equivalents arising from 51,276 restricted stock 
units were excluded from the computation.

There were no additional securities that could dilute basic earnings per common share in the future that were not included in the 
computation of diluted earnings per common share, other than those disclosed.

7. Stock-Based Compensation

The Company measures stock-based compensation expense at the grant date, based on the estimated fair value of the award
based  on  assumptions  as  of  the  grant  date.  The  expense  is  recognized  on  a  straight-line  basis  over  the  requisite  employee 
service period or performance period (generally the vesting period) for awards expected to vest. For those awards in which there
is no requisite service period, the Company immediately recognizes the compensation expense. If the award is later modified,
the Company may measure the award based on the estimated fair value at the modification date and recognize expense over 
the remaining requisite employee service period or performance period. The Company accounts for forfeitures of stock-based 
awards as they occur.

The Company has an amended and restated long-term incentive plan (the "Plan") under which the Company may grant future 
awards. On March 7, 2018, the Company’s Board of Directors (the “Board”) approved an amendment to the Plan that increased 
the number of shares of common stock available under the Plan from 2,975,000 to 3,775,000. Company stockholders approved
the Plan amendment on May 8, 2018. Forfeited and expired options under the Plan become generally available for reissuance.
At December 31, 2020, 647,903 shares remained available for grant under the Plan.

66

Stock Grants

Stock-based compensation expense related to vested stock grants are included in General and administrative expenses within
the Consolidated Statements of (Loss) Income. The Company’s authorized vested stock grants to certain directors and related
expense for the years ended December 31, 2020, 2019 and 2018, was as follows:

(millions, except stock grants)
Vested stock grants
Stock-based compensation expense

Restricted Stock Units

Year Ended December 31,
2019

2018

2020

25,066
0.5

$

14,076
0.5

$

12,736
0.5

$

No restricted stock units were granted during the year ended December 31, 2020.

During the year ended December 31, 2019, the Company granted of 37,235 restricted stock units to certain executives that vest 
over three years from the grant date.

During the year ended December 31, 2018, the Company granted of 48,663 and 8,426 restricted stock units to certain executives 
that vest over three years and five years from the grant date, respectively.

Nonvested restricted stock units as of December 31, 2020, and changes during the year ended December 31, 2020 were as 
follows:

Nonvested as of December 31, 2019
Granted
Vested
Forfeited
Nonvested as of December 31, 2020

Weighted
Average
Grant-Date
Fair Value

27.46
—
24.56
—
33.24

Shares

153,442
—
(102,166)
—
51,276

$

$

The Company's stock-based compensation expense related to the restricted stock units for the years ended December 31, 2020, 
2019 and 2018, which is included in General and administrative expenses within the Consolidated Statements of (Loss) Income,
was as follows:

(millions)
Stock-based compensation expense

Year Ended December 31,
2019

2018

2020

$

1.1

$

1.1

$

0.9

Unrecognized stock-based compensation expense related to restricted stock units and the respective weighted average periods
in which the expense will be recognized as of December 31, 2020 was as follows:

(millions)
Unrecognized stock-based compensation
Weighted average (years)

Performance Share Units (“PSU’s”)

Year Ended December 31,
2020

$

0.6
1.2 years

In September 2014, the Board authorized a performance-based incentive program under the Plan (“Performance-based 
Incentive Program”), whereby the Company may issue PSU’s to certain individuals that represent shares potentially issuable in
the future. The objective of the Performance-Based Incentive Program is to link compensation to business performance,
encourage the ownership of the Company’s common stock, retain key employees and reward management’s performance. The 
Performance-Based Incentive Program provides participants with the opportunity to earn vested common stock if certain
performance targets for pre-tax cash flow are achieved over the cumulative three-year period starting in the year of grant and
the participants satisfy service-based vesting requirements. The stock-based compensation expense associated with 
nonvested PSU’s is recognized on a straight-line basis over the shorter of the vesting period or minimum service period and
dependent upon the probable outcome of the number of shares that will ultimately be issued based on the achievement of pre-
tax cash flow over the cumulative three-year period.  

The Company granted awards during the years ended December 31, 2020, 2019 and 2018 of 96,056, 125,232 and 100,715,
respectively, under the Performance-Based Incentive Program. The performance target is based on the achievement of free
cash flow before cash taxes and interest payments over the cumulative three-year period starting in the year of grant, subject to 
certain discretionary adjustments by the Board. The ultimate number of shares issued could change depending on the 
Company’s results over the performance period. The maximum amount of shares that could be issued for the awards granted
in 2020 (“2020 PSU’s) and 2019 (“2019 PSU’s), are 181,504 and 227,478, respectively.

67

Due to the impact of COVID-19 on the Company’s operations, during the year ended December 31, 2020, the Compensation
Committee of the Board modified the performance target for the awards granted in 2018 (“2018 PSU’s”), as well as evaluated
qualitative performance factors for the Company during 2020, which resulted in achievement of 95% of the target for the 2018
PSU’s. The 2018 PSU’s vested as of December 31, 2020. The Company concluded this determination was a Type III
modification and compensation expense was recorded based on the fair value of the awards at the date of modification. Had
the Compensation Committee not made this determination, the Company would have recorded no compensation expense
related to the 2018 PSU’s. The performance targets for the 2019 and 2020 PSU’s have not been amended. As such, during the 
year ended December 31, 2020, $1.4 million of compensation expense related to the 2019 PSU’s was reversed, since the
Company no longer expected the required performance targets to be achieved. In addition, the Company has not recorded
compensation expense related to the 2020 PSU’s.

Nonvested PSU’s as of December 31, 2020, and changes during the year ended December 31, 2020 was as follows:

Nonvested as of December 31, 2019
Granted
Vested
Forfeited
Expired
Nonvested as of December 31, 2020

Weighted
Average
Grant-Date
Fair Value

35.01
37.89
30.01
36.27
37.59
35.27

Shares

212,096
96,056
(81,115)
(23,173)
(3,646)
200,218

$

$

The  Company's  stock-based  compensation  expense  (net  reduction  of  expense)  related  to  PSU’s  during  the  years  ended
December  31,  2020,  2019  and  2018,  which  is  included  in  General  and  administrative  expenses  within  the  Consolidated
Statements of (Loss) Income, was as follows:

(millions)
Stock-based compensation expense

Year Ended December 31,
2019

2018

2020

$

(1.0) $

3.3

$

1.4

Since the Company no longer expects the required performance targets to be achieved for the 2019 and 2020 PSU’s, no future
compensation expense is expected to be recognized; however, future compensation expense for the 2019 and 2020 PSU’s could 
reach a maximum of $14.1 million if certain performance targets are achieved.
8. Leasehold Improvements, Equipment and Construction in Progress, net

Leasehold improvements, equipment, and construction in progress and related accumulated depreciation and amortization for 
the years ended December 31, 2020 and 2019, were as follows:

(millions)
Equipment
Software
Vehicles
Other

Leasehold improvements
Construction in progress

AAccumulated depreciation and amortization
Leasehold improvements, equipment and construction 
in
progress, net

$

Estimated Useful Life
1 - 10 Years
2 - 5 Years
1 - 10 Years
3 Years
Shorter of lease term or economic 
life up to
10 years

December 31

2020

2019

$

50.1
42.3
37.3
0.8

18.0
6.8
155.3
(102.0)

45.2
39.7
30.0
0.6

18.8
6.3
140.6
(92.7)

$

53.3

$

47.9

Asset additions are recorded at cost, which includes interest on significant projects. Depreciation is recorded on a straight-line
basis  over  their  estimated  useful  lives  or  the  terms  of  the  respective  leases,  whichever  is  shorter.  Leasehold  improvements, 
equipment and construction in progress are reviewed for impairment when conditions indicate an impairment. If the assets are
determined to be impaired, they are either written down or the useful life is adjusted to the remaining period of estimated useful
life.

The Company's depreciation and amortization expense related to leasehold improvements and equipment for the years ended 
December  31,  2020,  2019  and  2018,  which  was  included  in  Depreciation  and  amortization  expense  within  the  Consolidated 
Statements of (Loss) Income, was as follows:

(millions)
Depreciation expense and amortization

Year Ended December 31,
2019

2018

2020

$

15.3

$

12.8

$

9.6

68

9. Cost of Contracts, net

Cost of contracts, net, as of December 31, 2020 and 2019 was as follows:

(millions)
Cost of contracts
AAccumulated amortization
Cost of contracts, net

December 31,

2020

2019

$

$

26.0
(21.2)
4.8

$

$

26.0
(21.7)
4.3

The table below shows the Company's amortization expense related to costs of contracts for the years ended December 31,
2020, 2019 and 2018, which was primarily included in Depreciation and amortization within the Consolidated Statements of (Loss)
Income.

(millions)
AAmortization expense
Weighted average life (years)

10. Other Intangible Assets, net

Year Ended December 31,
2019

2018

2020

$

$

1.6
7.8

$

1.9
10.0

3.0
9.4

The components of other intangible assets, net, for the years ended December 31, 2020 and 2019 were as follows:

December 31,

2020

2019

Weighted Acquired
Average Intangible

Acquired Acquired
Intangible Intangible

Acquired
Intangible

Life
(Years)

Assets, Accumulated Assets,
Amortization
Gross

Net

Assets, Accumulated Assets,
Amortization
Gross

Net

2.1 $
2.9
3.7
8.1
12.9

9.1 $

2.9 $
0.9
3.8
81.0
21.5
110.1 $

(1.3) $
(0.2)
(0.4) $

(42.6)

(2.5) $
(47.0) $

1.6 $
0.7
3.4
38.4
19.0
63.1 $

2.9 $
5.6
10.4
81.0
100.4
200.3 $

(0.3) $
(1.2)
(2.0)
(37.4)
(7.2)
(48.1) $

2.6
4.4
8.4
43.6
93.2
152.2

(millions)
Covenant not to compete
Trade names and trademarks
Proprietary know how
Management contract rights
Customer relationships
AAcquired intangible assets, net

The table below shows the amortization expense related to intangible assets for the years ended December 31, 2020, 2019 and 
2018, which was included in Depreciation and amortization within the Consolidated Statements of (Loss) Income.

(millions)
AAmortization expense

Year Ended December 31,
2019

2018

2020

$

13.2

$

15.1

$

6.1

The expected future amortization of intangible assets as of December 31, 2020 was as follows:

(millions)
2021
2022
2023
2024
2025
2026 and thereafter
Total

Intangible asset
amortization

$

$

8.7
8.1
8.0
7.3
6.6
24.4
63.1

As discussed in Note 1. Significant Accounting Policies and Practices, the Company determined impairment testing triggers had 
occurred  for  certain  intangible  assets.  The  fair  value  of  these  intangible  assets  were  classified  as  Level  3  in  the  fair  value
hierarchy.

Due to the impact of COVID-19 on the Company's expected future operating cash flows, the Company analyzed undiscounted
cash flows as of June 30, 2020 and determined the carrying value for a proprietary know how asset was higher than its projected
undiscounted cash flows. As a result, the Company recorded $3.7 million of impairment charges within the Aviation segment 
during  the  year  ended  December  31,  2020  which  was  recognized  in  Impairment  of  goodwill  and  intangible  assets  in  the
Consolidated Statements of (Loss) Income

. 

Additionally, due to the termination of certain contracts within the Aviation segment during August 2020 and the impact of COVID-
19 on the Company's expected future operating cash flows, the Company analyzed undiscounted cash flows as of August 31,

69

2020 and determined the carrying values for the customer relationships and trade names and trademarks were higher than their 
projected undiscounted cash flows. As a result, the Company recorded $72.1 million of impairment charges within the Aviation 
segment during the year ended December 31, 2020 which was recognized in Impairment of goodwill and intangible assets in the 
Consolidated Statements of (Loss) Income

t
Fair Value Measurement for further discussion.

. See Note 12. 

No impairment charges were recorded during the years ended December 31, 2019 and 2018.

11. Goodwill

The changes in the carrying amounts of goodwill for the years ended December 31, 2020 and 2019 were as follows:

(millions)
Net book values as of January 1, 2019

Goodwill
Accumulated impairment losses

Total

Purchase price adjustments
Foreign currency translation

Net book value as of December 31, 2019

Goodwill
Accumulated impairment losses

Total

Impairment
Foreign Currency translation

Net book value as of December 31, 2020

Goodwill
Accumulated impairment losses

Total

Commercial

Aviation

Total

$

$

$

$

$

$

376.8
—
376.8
—
0.2

377.0
—
377.0
—
0.1

377.1
—
377.1

$

$

$

$

$

$

208.7
—
208.7
0.3
—

209.0
—
209.0
(59.5)
—

209.0
(59.5)
149.5

$

$

$

$

$

$

585.5
—
585.5
0.3
0.2

586.0
—
586.0
(59.5)
0.1

586.1
(59.5)
526.6

In July 2020, the Company changed its internal reporting structure. All prior periods presented have been reclassified to reflect
the new internal reporting structure

Segment Information for further discussion.

. See Note 20. 

As discussed in Note 1. Significant Accounting Policies and Practices, due to the impacts of COVID-19, revenues for certain 
markets in which the Company operates have dropped significantly as compared to the expectations as of the October 1, 2019
annual impairment test. The Company does not know how long COVID-19 and its effects will continue to impact results of the 
Company. In addition, certain Aviation contracts were terminated in August 2020. The termination of these contracts and the
ongoing impacts of COVID-19 on the Company’s expected future operating cash flows triggered the Company to complete a
quantitative  goodwill  impairment  analysis  as  of  August  31,  2020  for  the  Aviation  reporting  unit.  Accordingly,  the  Company
determined the carrying value for the Aviation reporting unit was higher than its implied fair value. The implied fair value was 
determined based on cash flow projections that assume certain future revenue and cost levels, comparable marketplace data, 
assumed discount rates based upon current market conditions and other valuation factors. As a result, the Company recorded
$59.5 million of impairment charges during the year ended December 31, 2020, which was recognized in Impairment of goodwill
and intangible assets in the Consolidated Statements of (Loss) Income. The fair value of goodwill was classified as Level 3 in the
fair value hierarchy. See Note 12 Fair Value Measurement for further discussion.

t

As of December 31, 2020 the Company performed a qualitative, rather than a quantitative, assessment to determine whether it 
is more likely than not that the fair value of a reporting unit was less than its carrying amount.  Generally, the more-likely-than-
not-threshold is a greater than 50% likelihood that the fair value of a reporting unit is greater than the carrying value. In performing 
the qualitative analysis, the Company considered various factors, including the Company’s stock price as of December 31, 2020 
and the reporting units’ actual results compared to projections used in the August 31, 2020 goodwill impairment analysis. Based
on this qualitative analysis, the Company concluded there was no further impairment testing required. If the impacts from COVID-
19 exceed the Company’s current expectations, additional impairment charges could be recorded in future periods.

12. Fair Value Measurement

Fair Value Measurements-Recurring Basis

In determining fair value, the Company uses various valuation approaches within the fair value measurement framework. Fair 
value measurements are determined based on the assumptions that market participants would use in pricing an asset or liability.
Applicable  accounting  literature  establishes  a  hierarchy  for  inputs  used  in  measuring  fair  value  that  maximizes  the  use  of 
observable inputs and minimizes the use of unobservable inputs by requiring that the most observable inputs be used when
available.  The  fair  value  hierarchy  is  based  on  observable  or  unobservable  inputs  to  valuation  techniques  that  are  used  to
measure fair value. Observable inputs reflect assumptions market participants would use in pricing an asset or liability based on
market data obtained from independent sources while unobservable inputs reflect a reporting entity's pricing based upon its own
market  assumptions.  Applicable  accounting  literature  defines  levels  within  the  hierarchy  based  on  the  reliability  of  inputs  as 
follows:

•

•

Level 1: Inputs are quoted prices in active markets for identical assets or liabilities.

Level 2: Inputs are quoted prices for similar assets or liabilities in an active market, quoted prices for identical or similar 
assets or liabilities in markets that are not active, and inputs other than quoted prices that are observable and market-
corroborated inputs, which are derived principally from or corroborated by observable market data.

70

•

Level 3: Inputs that are derived from valuation techniques in which one or more significant inputs or value drivers are
unobservable.

Cash and cash equivalents are financial assets measured at fair value on a recurring basis. See Note 1. Significant Accounting 
Policies and Practices for further discussion. Interest rate collars are financial liabilities measured at fair value on a recurring 
basis. See Note 13. Borrowing Arrangements for further discussion. 

Nonrecurring Fair Value Measurements

Certain assets are measured at fair value on a nonrecurring basis, generally as a result of acquisitions or the remeasurement of 
assets resulting in impairment charges. The purchase price of business acquisitions is primarily allocated to the tangible and
identifiable intangible assets acquired and liabilities assumed based on their estimated fair values on the acquisition dates, with 
the excess recorded as goodwill. The Company utilizes Level 3 inputs in the determination of the initial fair value using certain
assumptions. See Note 3. Acquisition for further discussion.

Non-financial assets, such as goodwill, intangible assets, and leasehold improvements, equipment and construction in progress 
are subsequently measured at fair value when there is an indicator of impairment and recorded at fair value when impairment is 
recognized.  The  Company  assesses  the  impairment  of  intangible  assets  annually  or  whenever  events  or  changes  in
circumstances indicate that the carrying amount of an intangible asset may not be recoverable. The fair value of the Company’s
goodwill and intangible assets are not estimated if there is no change in events or circumstances that indicate the carrying amount
of the goodwill and intangible assets may not be recoverable. 

For those assets and asset groups for which impairment was recorded, the fair value as of the measurement date, net book value
as of December 31, 2020 and related impairment charges during the year ended December 31, 2020 were as follows:

As of Measurement Date

Measurement Date

Impairment 
Charge

Fair Value
Measurement 
(Level 3)

As of
December 31, 2020
Net Book Value of 
Assets Assessed
for Impairment

(millions)

ROU assets

ROU assets

ROU assets

ROU assets

March 31, 2020

$

June 30, 2020

September 30, 2020

December 31, 2020

Total of ROU assets impaired

Goodwill - Aviation reporting unit

August 31, 2020

Proprietary know how

Customer relationships

June 30, 2020

August 31, 2020

Trade names and trademarks

August 31, 2020

Total Other intangible assets, net

$

77.5

16.7

1.6

2.9

98.7

59.5

3.7

69.2

2.9

75.8

147.4

26.2

1.6

5.0

180.2

149.5

3.9

4.6

0.5

9.0

121.4

149.5

8.3

There were no impairment charges during the years ended December 31, 2019 and 2018.

Financial Instruments Not Measured at Fair Value

The fair value of the Senior Credit Facility and other obligations approximates the carrying amount due to variable interest rates
and would be classified as Level 2. See Note 13. Borrowing Arrangements for further information.

13. Borrowing Arrangements

Long-term borrowings, as of December 31, 2020 and 2019, were as follows:

Amount Outstanding
December 31,

2020

2019

(millions)
Senior Credit Facility, net of original discount on borrowings (1)

Other borrowings
Deferred financing costs

Total obligations under Senior Credit Facility and other borrowings

Less: Current portion of obligations under Senior Credit Facility and 
other borrowings

Maturity Date
November 30, 
2023
Various

$

$

332.3
31.5
(1.7)
362.1

25.0

Total long-term obligations under Senior Credit Facility and other 
borrowings

$
Includes discount on borrowings of $0.9 million and $1.2 million for the years ended December 31, 2020 and 2019, respectively.

337.1

(1)

$

71

347.5
23.1
(1.6)
369.0

17.9

351.1

At December 31, 2020, the future maturities of debt, including capitalized leases, were as follows:

(millions)
2021
2022
2023
2024
2025
Thereafter
Total

Senior Credit Facility

$

$

26.3
23.6
305.7
3.1
1.4
4.6
364.7

On February 16, 2021 (the “Fourth Amendment Effective Date”), the Company entered into a fourth amendment (the “Fourth 
Amendment”) to the Company’s credit agreement (as amended prior to the Fourth Amendment Effective Date (as defined 
below), the “Credit Agreement”) with Bank of America, N.A. (“Bank of America”), as Administrative Agent, swing-line lender and
a letter of credit issuer; Wells Fargo Bank, N.A., as syndication agent; BMO Harris Bank N.A., JPMorgan Chase Bank, N.A.,
KeyBank National Association and U.S. Bank National Association, as co-documentation agents; Merrill Lynch, Pierce, Fenner 
& Smith Incorporated and Wells Fargo Securities, LLC, as joint lead arrangers and joint bookrunners; and the lenders party 
thereto (the “Lenders”), pursuant to which the Lenders have made available to the Company a senior secured credit facility (the
“Senior Credit Facility”). Prior to the Fourth Amendment Effective Date and pursuant to the third amendment (the “Third 
Amendment”) to our credit agreement, which was entered into on May 6, 2020, the Senior Credit Facility permitted aggregate
borrowings of $595.0 million consisting of (i) a revolving credit facility of up to $370.0 million at any time outstanding, which
includes a letter of credit facility that is limited to $100.0 million at any time outstanding, and (ii) a term loan facility of $225.0 
million (the entire principal amount of which the Company drew on November 30, 2018). Pursuant to the Credit Agreement as
amended by the Fourth Amendment (the “Amended Credit Agreement”), the aggregate commitments under the revolving credit 
facility decreased by $45.0 million to $325.0 million.

Borrowings under the Senior Credit Facility bear interest, at the Company’s option, at a rate per annum based on the
Company’s consolidated total debt to EBITDA ratio for the 12-month period ending as of the last day of the immediately 
preceding fiscal quarter, determined in accordance with (i) the applicable pricing levels set forth in the Credit Agreement (the
“Applicable Margin”) for London Interbank Offered Rate (“LIBOR”) loans, subject to a “floor” on LIBOR of 1.00%, or a
comparable or successor rate to LIBOR approved by Bank of America, plus the applicable LIBOR rate, or (ii) the Applicable
Margin for base rate loans plus the highest of (x) the federal funds rate plus 0.5%, (y) the Bank of America prime rate and (z) a
daily rate equal to the applicable LIBOR rate plus 1.0%, except that the Third Amendment provided that, for the period from
May 6, 2020 until the date on which the Company delivers a compliance certificate for the fiscal quarter ending June 30, 2021,
(i) the interest rate applicable to both the term loan and revolving credit facilities was fixed at LIBOR plus 2.75% per annum and
(ii) the per annum rate applicable to unused revolving credit facility commitments was fixed at 0.375% (the “Fixed Margin
Rates”). Pursuant to the Fourth Amendment, the application of the Fixed Margin Rates was extended until the date on which
the Company delivers a compliance certificate for the fiscal quarter ending June 30, 2022.

Also pursuant to the Fourth Amendment, (a) the Company is subject to a liquidity test that requires the Company to have
liquidity of at least $40.0 million at each of March 31, 2021 and June 30, 2021, (b) the Company is subject to a requirement 
that, at any time cash on hand exceeds $40.0 million for a period of three consecutive business days, the Company must repay
revolving loans in an amount equal to such excess. Certain other negative and financial covenants were amended, which 
included restrictions on certain Investments, Permitted Acquisitions, Restricted Payments and Prepayments of Subordinated
Debt (each as defined in the Amended Credit Agreement and described in the Fourth Amendment), through the delivery of the
compliance certificate for the fiscal quarters ending March 31, 2022 or June 30, 2022, as applicable.

Prior to the Fourth Amendment Effective Date, the Company was required to maintain a maximum consolidated total debt to
EBITDA ratio of between 5.50:1.0 and 3.50:1.0 (with such ratio being waived for the fiscal quarter ended June 30, 2020 and
with certain step-ups and step-downs described in, and as calculated in accordance with, the Credit Agreement that were
amended under the Fourth Amendment). In addition, the Company was required to maintain a minimum consolidated fixed
charge coverage ratio of not less than 3.50:1.0 (with certain step-ups and step-downs described in the Credit Agreement that 
were amended under the Fourth Amendment). Under the terms of the Fourth Amendment, the maximum consolidated debt to
EBITDA ratio will be waived for the quarters ending March 31, 2021 and June 30, 2021. As of December 31, 2020, the 
maximum total debt to EBITDA ratio (as calculated in accordance with the Amended Credit Agreement) required the Company
to maintain a maximum ratio of not greater than 4.75:1.0. Starting with the quarter ending September 30, 2021, the Company
will be required to maintain a maximum consolidated total debt to EBITDA ratio (as calculated in accordance with the Fourth 
Amendment) of not greater than 5.25:1.0 (with certain step-downs described in the Amended Credit Agreement). As of 
December 31, 2020, the Company was required to maintain a minimum consolidated fixed coverage ratio of not less than 
2.50:1.0 (as calculated in accordance with the Amended Credit Agreement). Beginning with the quarter ending March 31, 2021,
the Company will be required to maintain a minimum consolidated fixed coverage ratio of not less than 1.60:1:0 (with certain
step-ups and step-downs described in the Amended Credit Agreement). On March 31, 2021 and June 30, 2021 only, the 
Company must maintain $40.0 million of Minimum Liquidity (as described in the Amended Credit Agreement).

The Company incurred approximately $1.2 million for fees and other customary closing costs in connection with the Amended
Credit Agreement.

Under the terms of the Amended Credit Agreement, term loans under the Senior Credit Facility are subject to scheduled quarterly
payments  of  principal  in  installments  equal  to  1.25%  of  initial  aggregate  principal  amount  of  such  term  loan  through  the  first 
quarter of 2021 and will increase to 1.875% thereafter.

Events of default under the Credit Agreement include failure to pay principal or interest when due, failure to comply with the 
financial and operational covenants, the occurrence of any cross default event, non-compliance with other loan documents, the 

72

occurrence  of  a  change  of  control  event,  and  bankruptcy  and  other  insolvency  events.  If  an  event  of  default  occurs  and  is
continuing, the Administrative Agent can, with the consent of the required Lenders, among others (i) terminate the commitments 
under the Credit Agreement, (ii) accelerate and require the Company to repay all the outstanding amounts owed under the Credit
Agreement, and (iii) require the Company to cash collateralize any outstanding letters of credit.

Each wholly owned domestic subsidiary of the Company (subject to certain exceptions set forth in the Credit Agreement) has 
guaranteed all existing and future indebtedness and liabilities of the other guarantors and the Company arising under the Credit
Agreement. The Company’s obligations under the Credit Agreement and such domestic subsidiaries’ guaranty obligations are 
secured by substantially all of their respective assets. The Senior Credit Facility matures on November 30, 2023. The proceeds 
from the Senior Credit Facility may be used to finance working capital, capital expenditures and acquisitions, as well as for other 
general corporate purposes. The Amended Credit Agreement did not change the guarantors, collateral, maturity date or permitted 
uses of proceeds, except as otherwise described above. million for fees and other customary closing costs in connection with the
Amended Credit Agreement.

The  Company  incurred  approximately  $1.7  million  for  fees  and  other  customer  closing  costs  in  connection  with  the  Third 
Amendment, which the Company entered into on May 6, 2020.

As of December 31, 2020, the Company was in compliance with its debt covenants under the Amended Credit Agreement.

At  December 31,  2020,  the  Company  had  $49.0  million  of  letters  of  credit  outstanding  under  the  Senior  Credit  Facility  and
borrowings against the Senior Credit Facility aggregated to $333.2 million.

The weighted average interest rate on the Company's Senior Credit Facility and Former Restated Credit Facility was 3.6% and
3.4% for the years ended December 31, 2020 and 2019, respectively. The rate included all outstanding LIBOR contracts and
letters of credit. The weighted average interest rate on outstanding borrowings, not including letters of credit, was 3.8% and 3.6% 
at December 31, 2020 and 2019, respectively.

In connection with and effective upon the execution and delivery of the Credit Agreement on November 30, 2018, the Company
recognized losses on extinguishment of debt relating to debt discount and debt issuance costs on the former credit facility. These
losses were not significant.

Interest Rate Collars

The Company seeks to minimize risks from interest rate fluctuations in the ordinary course of business through the use of interest
rate  collar  contracts.  Interest  rate  collars,  which  are  considered  derivative  instruments,  are  used  to  manage  interest  rate  risk
associated with the Company’s floating rate debt. The Company accounts for its derivative instruments at fair value. Derivatives 
held by the Company are usually designated as hedges of specific exposures at inception, with an expectation that changes in
the  fair  value  will  essentially  offset  the  change  in  the  underlying  exposure.  Discontinuance  of  hedge  accounting  is  required 
whenever it is subsequently determined that an underlying transaction is not going to occur, with any gains or losses recognized
in the Consolidated Statements of (Loss) Income on a straight-line basis over the life of the original designation period, with any
subsequent changes in fair value recognized in earnings. In May 2019, the Company entered into three-year interest rate collar 
contracts with an aggregate notional amount of $222.3 million and maturity dates of April 2022. The interest rate collars were
used to manage interest rate risk associated with variable interest rate borrowings under the Credit Agreement. The interest rate 
collars establish a range where the Company will pay the counterparties if the one-month LIBOR rate falls below the established
floor rate, and the counterparties will pay the Company if the one-month LIBOR rate exceeds the established ceiling rate of 2.5%.
The interest collars settle monthly through the termination date of April 2022. No payments or receipts are exchanged on the
interest rate collar contracts unless interest rates rise above or fall below the pre-determined ceiling or floor rates. The notional
amount amortized consistently with the term loan portion of the Senior Credit Facility under the Credit Agreement prior to the
Third Amendment. The fair value of interest rate collars is a Level 2 fair value measurement, as the fair value was determined
based on quoted prices of similar items in active markets. For the year ended December 31, 2020, a liability for Interest rate
collars of $3.1 million was included in Other noncurrent liabilities in the Consolidated Balance Sheets and for the year ended
December 31, 2019, a liability for Interest rate collars of $0.6 million was included in Accrued and other current liabilities in the 
Consolidated Balance Sheets. The interest rate collars were classified as cash flow hedges through May 5, 2020.

On May 6, 2020, concurrent with entering into the Third Amendment, the Company de-designated the three-year interest rate 
collars. Prior to de-designation, the effective portion of the change in the fair value of the interest rate collars was reported in
Accumulated other comprehensive loss. Upon de-designation, the balance in Accumulated other comprehensive loss is being 
reclassified to Other income (expense) in the Consolidated Statements of (Loss) Income on a straight-line basis through April
2022, which is over the remaining life for which the interest rate collars had previously been designated as cash flow hedges.
Changes  in  the  fair  value  of  the  interest  rate  collars  after  de-designation  are  included  within  Other  income  (expense)  in  the 
Consolidated Statements of (Loss) Income. For the year ended December 31, 2020, $1.6 million of interest was paid for the 
interest rate collars.

See Note 18. Comprehensive (Loss) Income for the amount of (loss) gain recognized in Other Comprehensive (loss) income on
the interest rate collars and the loss reclassified from Accumulated other comprehensive loss to the Consolidated Statements of
(Loss) Income for the years ended December 31, 2020 and 2019.

73

Summarized information about the Company’s interest rate collars was as follows:

Interest Rate Collars
December 31, 2020

Maturity
Date
April 2022
April 2022
April 2022

(millions)
Collar 1
Collar 2
Collar 3
Total

Subordinated Convertible Debentures

Interest Rate Parameters
LIBOR
Ceiling

Notional
Amount

LIBOR
Floor

$

$

74.1
74.1
74.1
222.3

2.5%
2.5%
2.5%

1.2%
1.3%
1.4%

The  Company  acquired  Subordinated  Convertible  Debentures  ("Convertible  Debentures")  as  a  result  of  the  October  2,  2012
acquisition  of  Central  Parking  Corporation.  The  subordinated  debenture  holders  have  the  right  to  redeem  the  Convertible
Debentures for $19.18 per share before their stated maturity (April 1, 2028) or upon acceleration or earlier repayment of the
Convertible Debentures. There were no redemptions of Convertible Debentures during the years ended December 31, 2020 and
2019, respectively. The approximate redemption value of the Convertible Debentures outstanding at each of December 31, 2020
and December 31, 2019 was $1.1 million.

14. Stock Repurchase Program

In  May  2016,  the  Board  authorized  the  Company  to  repurchase,  on  the  open  market,  shares  of  the  Company's  outstanding
common  stock  in  an  amount  not  to  exceed  $30.0  million.  Under  this  program,  the  entire  authorized  amount  was  applied  to
repurchase 988,767 shares of common stock at an average price of $30.30 resulting in completion of the program in August 
2019.

In  July  2019,  the  Board  authorized  the  Company  to  repurchase,  on  the  open  market,  shares  of  the  Company's  outstanding 
common stock in an amount not to exceed $50.0 million in aggregate. Under this program, the Company repurchased 393,975 
shares of common stock through December 31, 2020, at an average price of $38.78.

In March 2020, the Board authorized the Company to repurchase, on the open market, shares of the Company’s outstanding
common stock in an amount not to exceed $50.0 million in aggregate. During the year ended December 31, 2020, no shares had 
been repurchased under this program.

As of December 31, 2020, $50.0 million and $9.4 million remained available for repurchase under the March 2020 and July 2019
stock repurchase programs, respectively. Under the programs, repurchases of the Company's common stock may be made in
open  market  transactions  effected  through  a  broker-dealer  at  prevailing  market  prices,  in  block  trades  or  by  other  means  in 
accordance with Rules 10b-18, to the extent relied upon, and 10b5-1 under the Exchange Act at times and prices considered to
be appropriate at the Company's discretion. The stock repurchase programs do not obligate the Company to repurchase any
particular  amount  of  common  stock,  have  no  fixed  termination  date,  and  may  be  suspended  at  any  time  at  the  Company's 
discretion. On March 10, 2020 and continuing through December 31, 2020, in order to improve the Company's liquidity during
the COVID-19 pandemic, the Company suspended repurchases under the stock repurchase programs.

Share repurchase activity under the stock repurchase programs for the years ended December 31, 2020 and 2019 was as follows:

(millions, except for share and per share data)
Total number of shares repurchased
AAverage price paid per share
Total value of stock repurchased

December 31, 2020
393,975
38.78
15.3

$
$

December 31, 2019
1,335,584
35.83
47.9

$
$

The remaining authorized repurchase amounts in the aggregate under the July 2019 and March 2020 repurchase programs as 
of December 31, 2020 was as follows:

(millions)
Total authorized repurchase amount
Total value of shares repurchased
Total remaining authorized repurchase amount

15. Income Taxes

December 31, 2020
100.00
$
40.6
59.4

$

(Loss) earnings before income taxes during the years ended December 31, 2020, 2019 and 2018 was as follows:

(millions)
United States
Foreign
Total

Year Ended December 31,
2019

2018

2020

$

$

(240.1) $
(0.3)
(240.4) $

69.7
1.4
71.1

$

$

74.9
1.1
76.0

74

The components of income tax (benefit) expense during the years ended December 31, 2020, 2019 and 2018 were as follows:

(millions)
Current provision
U.S. federal
Foreign
State

Total current
Deferred provision

U.S. federal
Foreign
State

Year Ended December 31,
2019

2018

2020

$

(15.3) $

0.2
0.1
(15.0)

(40.7)
—
(11.8)
(52.5)
(67.5) $

9.6
0.9
4.7
15.2

2.9
(0.1)
1.4
4.2
19.4

$

$

9.9
1.0
7.4
18.3

1.3
(0.3)
0.3
1.3
19.6

Total deferred
Income tax (benefit) expense

$

Deferred income taxes reflect the net effects of temporary differences between the carrying amounts of assets and liabilities for 
U.S. GAAP purposes and the amount used for income tax purposes.

Components of the Company's deferred tax assets and liabilities as of December 31, 2020 and 2019 were as follows:

(millions)
Deferred tax assets

Net operating loss carry forwards and tax credits
Lease liability
Accrued expenses
Accrued compensation
Depreciation
Other

Total gross deferred tax assets
Valuation allowances
Total deferred tax assets
Deferred tax liabilities
Prepaid expenses
Right of use asset
Undistributed foreign earnings
Depreciation and amortization
Goodwill amortization
Equity investments in unconsolidated entities

Total deferred tax liabilities
Net deferred tax asset

December 31,

2020

2019

23.5
87.9
15.2
8.4
17.2
3.4
155.6
(10.7)
144.9

(0.2)
(62.8)
(0.2)
—
(13.0)
(4.9)
(81.1)
63.8

$

$

20.8
119.5
15.0
9.2
—
1.4
165.9
(8.3)
157.6

(0.1)
(114.9)
—
(0.7)
(26.2)
(5.1)
(147.0)
10.6

$

$

Changes affecting the valuation allowances on deferred tax assets during the years ended December 2020, 2019, and 2018 
were as follows:

(millions)
Beginning Balance
Current year expense
Ending Balance

December 31,

2020

2019

2018

$

$

8.3
2.4
10.7

$

$

8.1
0.2
8.3

$

$

7.1
1.0
8.1

The  accounting  guidance  for  accounting  for  income  taxes  requires  that  the  Company  assess  the  realizability  of  deferred  tax 
assets  at  each  reporting  period.  These  assessments  generally  consider  several  factors  including  the  reversal  of  existing
temporary  differences,  projected  future  taxable  income  and  potential  tax  planning  strategies.  The  Company  has  valuation 
allowances of $10.7 million and $8.3 million as of December 31, 2020 and 2019, respectively, primarily related to our state Net
Operating Loss carryforwards ("NOLs"), foreign tax credits and state tax credits that the Company believes are not likely to be
realized based on its estimates of future state taxable income, limitations on the uses of its state NOLs and the carryforward life 
over which the state tax benefit is realized.

The Company recognized excess tax benefits of $0.1 million and $0.5 million during the years ended December 31, 2020 and 
2019, respectively, and as a result of the required adoption of ASU 2016-09 – Improvements to Employee Share-based Payment 
Accounting, the Company's effective tax rate may have increased volatility.

The Company has $20.5 million of tax effected state NOLs as of December 31, 2020, which will expire in the years 2021 through 
2040. As noted above, the utilization of NOLs of the Company are limited.

75

A reconciliation of the Company's reported income tax provision to the amount computed by multiplying earnings before income
taxes by statutory United States federal income tax rate during the years ended December 31, 2020, 2019 and 2018 was as 
follows:

(millions)
Tax at statutory rate
Permanent differences
State taxes, net of federal benefit
Effect of foreign tax rates
Federal net operating loss carryback rate differential
Effect of 2017 Tax Act
Noncontrolling interest
Current year adjustment to deferred taxes
Recognition of tax credits

Change in valuation allowance
Income tax (benefit) expense
Effective tax rate

Year Ended December 31,
2019

2018

2020

$

$

(50.5)
0.7
(13.9)
0.4
(6.1)
—
—
—
(0.5)
(69.9)
2.4
(67.5)
28.1%

$

$

$

$

14.9
0.8
4.5
0.6
—
—
(0.6)
0.8
(1.8)
19.2
0.2
19.4
27.3%

16.0
0.2
6.3
0.6
—
(1.5)
(0.7)
0.4
(2.7)
18.6
1.0
19.6
25.8%

Due to the Coronavirus Aid, Relief, and Economic Security Act in 2020, the Company will be able to carry back its current year 
taxable loss to the 2015 and 2016 tax years, which had a higher corporate tax rate. As a result, the Company recorded an income
tax  refund  receivable  of  $15.4  as  of  December  31,  2020,  which  is  included  in  Prepaid  and  other  current  assets  within  the 
Consolidated Balance Sheets.

Taxes paid were $2.4 million, $15.3 million and $15.3 million in the years ended December 31, 2020, 2019 and 2018, respectively.

The Company finalized its accounting for the income tax effects of the 2017 Tax Act during the year ended December 31, 2018 
and recorded a tax benefit of $1.5 million for the transition tax on the mandatory deemed repatriation of foreign earnings.

The 2017 Tax Act also included a provision designed to tax Global Intangible Low Taxed Income (“GILTI”). The Company has 
elected the period cost method to account for any tax liability subject to GILTI. The GILTI amount recognized during the years
ended December 31, 2020 and 2019 was not significant.

As of December 31, 2020 the Company had not identified any uncertain tax positions that would have a material impact on the 
Company's financial position.

The Company would recognize potential interest and penalties related to uncertain tax positions, if any, in income tax expense.
The tax years that remain subject to examination for the Company's major tax jurisdictions as of December 31, 2020 were as
follows:

2017 - 2020
2016 - 2020
2016 - 2020

16. Benefit Plans

Deferred Compensation Arrangements

United States - federal income tax
United States - state and local income tax
Foreign - Canada and Puerto Rico

The  Company  offers  deferred  compensation  arrangements  for  certain  key  executives.  Certain  employees  are  offered 
supplemental pension arrangements, subject to their continued employment by the Company, in which the employees will receive
a defined monthly benefit upon attaining age 65. At December 31, 2020 and 2019, the Company had $3.4 million and $3.6 million,
respectively, recorded as Other noncurrent liabilities within the Consolidated Balance Sheets, representing the present value of 
the future benefit payments. Expenses related to these plans amounted to $0.2 million for both the years ended December 31, 
2020 and 2019, and $0.4 for the year ended December 31, 2018.

The Company also has agreements with certain former key executives that provide for aggregate annual payments over periods
ranging  from  10  years  to  life,  beginning  when  the  executive  retires  or  upon  death  or  disability.  Under  certain  conditions,  the 
amount of deferred benefits can be reduced. Compensation cost was $0.3 million for both the years ended December 31, 2020 
and 2019, and $0.2 million for the year ended December 31, 2020, 2018. As of December 31, 2020 and 2019, the Company had
$2.2  million  and  $2.3  million,  respectively,  recorded  as  Other  noncurrent  liabilities  within  the  Consolidated  Balance  Sheets, 
associated with these agreements.

Life insurance contracts with a face value of approximately $4.8 million and $5.4 million as of December 31, 2020 and 2019 have
been  purchased  to  fund,  as  necessary,  the  benefits  under  the  Company's  deferred  compensation  agreements.  The  cash
surrender value of the life insurance contracts was approximately $3.4 million and $3.8 million as of December 31, 2020 and 
2019, respectively, and classified as Other noncurrent assets, net, within the Consolidated Balance Sheets. The plan is a non-
qualified plan and not subject to ERISA funding requirements.

76

Defined Contribution Plans

The  Company  sponsors  savings  and  retirement  plans  whereby  the  participants  may  elect  to  contribute  a  portion  of  their 
compensation to the plans. The plan is a qualified defined contribution plan 401(k). The Company historically had contributed an
amount in cash or other property as a Company match equal to 50% of the first 6% of contributions as they occur. As a result of
COVID-19, during the second quarter of 2020, the Company suspended the Company match under the plan. The Company plans 
to  reinstitute  the  Company  match  once  the  impacts  of  COVID-19  have  subsided.  Expenses  related  to  the  Company's  401(k)
match  amounted  to  $0.9  million,  $2.0  million,  and  $2.1  million  during  the  years  ended  December  31,  2020,  2019  and  2018,
respectively.

The Company also offers a non-qualified deferred compensation plan to those employees whose participation in the 401(k) plan
is  limited  by  statute  or  regulation.  This  plan  allows  certain  employees  to  defer  a  portion  of  their  compensation,  limited  to  a
maximum of $0.1 million per year, to be paid to the participants upon separation of employment or distribution date selected by
employee. To support the non-qualified deferred compensation plan, the Company has elected to purchase Company Owned
Life Insurance ("COLI") policies on certain plan participants. The cash surrender value of the COLI policies is designed to provide
a source for funding the non-qualified deferred compensation liability. As of December 31, 2020 and 2019, the cash surrender 
value of the COLI policies was $20.3 million and $17.3 million, respectively, and classified as Other noncurrent assets, net, within 
the Consolidated Balance Sheets. The liability for the non-qualified deferred compensation plan is included in Other noncurrent
liabilities within the Consolidated Balance Sheets and was $20.3 million and $20.4 million as of December 31, 2020 and 2019,
respectively.  As  a  result  of  COVID-19,  during  the  second  quarter  of  2020,  the  Company  suspended  participation  in  the  non-
qualified deferred compensation plan. The Company reinstituted the participation for employees in the non-qualified deferred 
compensation plan as of January 1, 2021.

Multi-Employer Defined Benefit and Contribution Plans

The  Company  contributes  to  a  number  of  multiemployer  defined  benefit  plans  under  the  terms  of  collective-bargaining
agreements that cover its union-represented employees. The risks of participating in these multiemployer plans are different from
single-employer plans in the following aspects:

•

•

•

Assets contributed to the multiemployer plan by one employer may be used to provide benefits to employees of other 
participating employers.

If  a  participating  employer  stops  contributing  to  the  plan,  the  unfunded  obligations  of  the  plan  may  be  borne  by  the 
remaining participating employers.

If the Company chooses to stop participating in one of its multiemployer plans, it may be required to pay the plan an 
amount based on the underfunded status of the plan, referred to as withdrawal liability.

The Company's contributions represented more than 5% of total contributions to the Teamsters Local Union No. 727 and Local 
272 Labor Management Benefit Funds for the plan years ending February 28, 2020 and November 30, 2020, respectively. The
Company does not represent more than five percent to any other fund. The Company's participation in these plans for the annual
periods ended December 31, 2020, 2019 and 2018, is discussed in the table below. The "EIN/Pension Plan Number" column 
provides the Employee Identification Number ("EIN") and the three-digit plan number, if applicable. The zone status is based on
information that the Company received from the plan and is certified by the plan's actuary. Among other factors, plans in the red 
zone are generally less than 65 percent funded, plans in the yellow zone are less than 80 percent funded, and plans in the green
zone are at least 80 percent funded. The "FIP/RP Status Pending/Implementation" column indicates plans for which a Financial
Improvement Plan ("FIP") or a Rehabilitation Plan ("RP") is either pending or has been implemented. Finally, the "Expiration Date
of Collective Bargaining Agreement" column lists the expiration dates of the agreements to which the plans are subject.

EIN/
Pension
Plan
Number

Pension Protection
Zone Status

Contributions (millions)

2020

2019

2018

Implementation 2020

2019

2018

FIP/FR
Pending

Zone
Status

the
Most

Expiration
Date of

Recent Collective
Surcharge Annual Bargaining
Imposed Report Agreement

36-61023973 Green Green

Green

13-5673836 Green Green

Green

N/A

N/A

$

$

0.3 $

3.1 $

3.2

1.1 $

1.3 $

1.5

No

No

2020 10/31/2021

2020

3/5/2021

Pension
Teamsters Local
Union 727
Local 272 Labor
Management

Net expenses for contributions not reimbursed by clients and related to multiemployer defined benefit and defined contribution 
benefit plans were $1.2 million, $2.0 million and $2.1 million for the years ended December 31, 2020, 2019 and 2018, respectively.

The Company currently does not have any intentions to cease participating in these multiemployer pension plans.

17. Bradley Agreement

In February 2000, the Company, through a partnership agreement with a minority partner (the “Partnership”), entered into a 25-
year agreement (the "Bradley Agreement") with the State of Connecticut (the “State”) that was due to expire on April 6, 2025, 
under which the Company would operate garage and surface parking spaces at Bradley International Airport (“Bradley”) located 
in the Hartford, Connecticut metropolitan area.

77

Under the terms of the Bradley Agreement, the parking garage was financed through the issuance of State of Connecticut special
facility  revenue  bonds  and  provided  that  the  Company  deposited,  with  the  trustee  for  the  bondholders,  all  gross  revenues
collected from operations of the garage and surface parking. From those gross revenues, the trustee paid debt service on the
special  facility  revenue  bonds  outstanding,  operating  and  capital  maintenance  expenses  of  the  garage  and  surface  parking
facilities, and specific annual guaranteed minimum payments to the State. All of the cash flows from the parking facilities were
pledged to the security of the special facility revenue bonds and were collected and deposited with the bond trustee. Each month
the bond trustee made certain required monthly distributions, which were characterized as “Guaranteed Payments.” To the extent 
the  monthly  gross  receipts  generated  by  the  parking  facilities  were  not  sufficient  for  the  bond  trustee  to  make  the  required 
Guaranteed Payments, the Company was obligated to deliver the deficiency amount to the bond trustee, with such deficiency 
payments representing interest bearing advances to the bond trustee.

On June 30, 2020, the Company and the State agreed to terminate the Bradley Agreement, with an effective date of May 31,
2020 (the “Termination Agreement”). The Company then entered into a management type contract with the Connecticut Airport
Authority, effective June 1, 2020 (“Bradley Management Agreement”), under which the Company will provide the same parking 
services for Bradley.  

Under the terms of the Bradley Management Agreement, the Company is no longer required to make deficiency payments. In
addition,  other  than  the  contingent  consideration  discussed  below,  the  Company  has  no  other  ongoing  obligations  under  the 
Bradley Agreement.

The total deficiency repayments (net of payments made), interest and premium received and recognized under the Bradley 
Agreement for the years ended December 31, 2020, 2019 and 2018 were as follows:

(millions)
Deficiency repayments
Interest
Premium

Year Ended December 31
2019

2018

2020

$

$

0.1
0.1
—

$

3.8
1.0
0.4

3.9
0.9
0.3

Deficiency payments made under the Bradley Agreement were recorded as an increase in Cost of services - management type 
contracts and deficiency repayments, interest and premium received under the Bradley Agreement were recorded as reductions 
to Cost of services - management type contracts. The reimbursement of principal, interest and premium was recognized when 
received.

On June 30, 2020, concurrent with the termination of the Bradley Agreement and effective as of May 31, 2020, the Company 
entered  into  an  agreement  to  purchase  the  minority  partners’  share  in  the  Partnership  previously  established  to  execute  the 
Bradley  Agreement  for  a  total  cash  consideration  of  $1.7  million.  The  consideration  was  paid  in  cash  during  the  year  ended
December  31,  2020.  Under  the  terms  of  the  Termination  Agreement,  the  Company  may  be  required  to  pay  additional 
consideration  (“contingent  consideration”)  to  the  minority  partner,  that  is  contingent  on  the  performance  of  the  operations  of 
Bradley. The contingent consideration is not capped and if any, would be payable to the minority partner in April 2025. Based on
a probability weighting of potential payouts, the criteria to accrue for such potential payments had not been met and the contingent 
consideration was estimated to have no fair value as of December 31, 2020. The Company will continue to evaluate the criteria 
for making these payments in the future and accrue for such potential payments if deemed necessary.

18. Comprehensive (Loss) Income

The components of accumulated other comprehensive (loss) income and income tax benefit allocated to each component for the 
years ended December 31, 2020, 2019, and 2018 were as follows: 

(millions)
Translation adjustments
Change in fair value of interest 
rate collars

Other Comprehensive (loss) 
income

2020

Income 
Tax

Before
Tax
Amount
$

Net of 
Tax
Amount
0.1

Before
Tax
Amount
$

2019

Income 
Tax

Net of 
Tax 
Amount
0.1

Before
Tax
Amount
$

0.1 $

— $

0.1 $

— $

(0.6)$

— $

2018

Income 
Tax

Net of 
Tax 
Amount
(0.6)

(2.5)

(0.7)

(1.8)

(0.6)

(0.2)

(0.4)

—

—

—

$

(2.4)$

(0.7)$

(1.7) $

(0.5)$

(0.2)$

(0.3)

$

(0.6)$

— $

(0.6)

78

The changes to accumulated other comprehensive loss by component for the years ended December 31, 2020, 2019, and
2018, were as follows:

(millions)
Balance as of January 1, 2018
Other comprehensive loss before reclassification
Cumulative effect of change in accounting principle (1)
Balance as of December 31, 2018
Other comprehensive (loss) income before reclassification
Balance as of December 31, 2019
Other comprehensive (loss) income before reclassification
AAmounts reclassified from accumulated other comprehensive loss
Balance as of December 31, 2020

Foreign
Currency
Translation
Adjustments
$

Change in 
Fair Value
of Interest
Rate
Collars

Total
Accumulated
Other
Comprehensive
Loss

— $
—
—
—
(0.4)
(0.4)
(2.9)
1.1
(2.2) $

(1.2)
(0.6)
(0.6)
(2.4)
(0.3)
(2.7)
(2.8)
1.1
(4.4)

(1.2) $
(0.6)
(0.6)
(2.4)
0.1
(2.3)
0.1
—
(2.2) $

$

(1) Refer to Note 1, Significant Accounting Policies and Practices for additional information on the Company's adoption of ASU 2018-02.

Reclassifications from accumulated other comprehensive loss for the years ended December 31, 2020, 2019, and 2018 were 
as follows:

2020

2019

2018

Classification in the Consolidated 
Statements of (Loss) Income

$

$

1.5

1.5
0.4

1.1

$

$

—

—
—

—

$

$

—

—
—

—

Other expenses

(millions)
Interest Rate Collars:
Net realized loss

Reclassifications before 
tax

Income tax benefit
Reclassifications, net of 
tax

19. Legal Proceedings

The Company is subject to litigation in the normal course of its business. The outcomes of legal proceedings and claims brought
against the Company and other loss contingencies are subject to significant uncertainty. The Company accrues a charge against
income when its management determines that a liability has been incurred and the amount of loss can be reasonably estimated. 
In  addition,  the  Company  accrues  for  the  authoritative  judgments  or  assertions  made  against  the  Company  by  government 
agencies at the time of their rendering regardless of its intent to appeal. In addition, the Company is from time-to-time party to
litigation, administrative proceedings and union grievances that arise in the normal course of business, and occasionally pays
amounts to resolve claims or alleged violations of regulatory requirements. There are no "normal course" matters that separately 
or in the aggregate, would, in the opinion of management, have a material adverse effect on the Company’s results of operations, 
financial condition or cash flows.

In determining the appropriate accounting for loss contingencies, the Company considers the likelihood of loss or the incurrence
of  a  liability,  as  well  as  the  Company’s  ability  to  reasonably  estimate  the  amount  of  potential  loss.  The  Company  regularly
evaluates  current  information  available  to  determine  whether  an  accrual  should  be  established  or  adjusted.  Estimating  the
probability that a loss will occur and estimating the amount of a potential loss or a range of potential loss involves significant
estimation and judgment.  During the year ended December 31, 2020, the Company recorded $6.0 million in reserves related to
legal matters.

20. Segment Information

Segment information is presented in accordance with a “management approach,” which designates the internal reporting used
by the Company's Chief Operating Decision Maker (“CODM”) for making decisions and assessing performance as the source of 
the  Company’s  reportable  segments.  The  Company’s  segments  are  organized  in  a  manner  consistent  with  which  discrete
financial  information  is  available  and  evaluated  regularly  by  the  CODM  in  deciding  how  to  allocate  resources  and  assess
performance.

An operating segment is defined as a component of an enterprise that engages in business activities from which it may earn
revenue and incur expenses, and about which separate financial information is regularly evaluated by the CODM. The CODM is 
the Company’s chief executive officer.

79

Each of the operating segments are directly responsible for revenue and expenses related to their operations including direct 
segment administrative costs. Finance, information technology, human resources and legal are shared functions that are not
allocated  back  to  the  two  operating  segments.  The  CODM  assesses  the  performance  of  each  operating  segment  using 
information about its revenue and gross profit as its primary measure of performance, but does not evaluate segments using 
discrete asset information. There are no inter-segment transactions and the Company does not allocate other income, interest 
expense, depreciation and amortization or income taxes to the operating segments. The accounting policies for segment reporting
are the same as for the Company as a whole. 

In July 2020, the Company changed its internal reporting segment information reported to the CODM. Certain hospitality locations 
previously reported under Aviation are now included in Commercial. All prior year amounts have been reclassified to conform to 
the Company’s current reporting structure.

•

•

•

Commercial  encompasses  the  Company's  services  in  healthcare  facilities,  municipalities,  including  meter  revenue 
collection  and  enforcement  services,  government  facilities,  hotels,  commercial  real  estate,  residential  communities,
retail, colleges and universities, as well as ancillary services such as shuttle and ground transportation services, valet 
services, taxi and livery dispatch services and event planning, including shuttle and transportation services.
Aviation  encompasses  the  Company's  services  in  aviation  (i.e.,  airports,  airline  and  certain  hospitality  clients  with 
baggage and parking services) as well as ancillary services, which includes shuttle and ground transportation services,
valet  services,  baggage  handling,  baggage  repair  and  replacement,  remote  air  check-in  services,  wheelchair  assist 
services and other services.
"Other" consists of ancillary revenue that is not specifically identifiable to Commercial or Aviation and certain unallocated
items, such as and including prior year insurance reserve adjustments and other corporate items.

Revenues and gross profit by operating segment for the years ended December 31, 2020, 2019 and 2018 were as follows:

(millions)
Services revenue
Commercial

Lease type contracts
Management type contracts
Total Commercial

AAviation

Lease type contracts
Management type contracts
Total Aviation

Other

Lease type contracts
Management type contracts
Total Other
Reimbursed management type contract
revenue
Total services revenue

Gross profit
Commercial

Lease type contracts
Management type contracts
Lease impairment
Total Commercial

AAviation

Lease type contracts
Management type contracts

Total Aviation

Other

Lease type contracts
Management type contracts

Total Other
Total gross profit

Year Ended December 31,

Gross
Margin
Percentage

Gross
Margin
Percentage

2019

Gross
Margin
Percentage

2018 (1)

2020

$ 180.2
212.1
392.3

8.6
140.5
149.1

0.6
7.0
7.6

$ 377.3
264.6
641.9

30.7
251.8
282.5

0.9
9.6
10.5

$ 386.2
249.4
635.6

27.0
101.2
128.2

0.7
10.9
11.6

537.9
$1,086.9

728.8
$1,663.7

693.0
$1,468.4

(10.4)
80.1
(97.1)
(27.4)

0.7
39.9
40.6

4.1
13.1
17.2
30.4

$

(5.8)%
37.8%
N/M

8.1%
28.4%

29.5
104.1
—
133.6

8.2
66.2
74.4

N/M
N/M

4.3
15.8
20.1
$ 228.1

7.8%
39.3%
N/M

26.7%
26.3%

N/M
N/M

25.8
98.3
—
124.1

7.3
31.9
39.2

3.2
17.5
20.7
$ 184.0

6.7%
39.4%
N/M

27.0%
31.5%

N/M
N/M

(1)

The consolidated results of operations for the year ended December 31, 2018 includes Bags operating results for the period of November 30, 
2018 through December 31, 2018.

N/M - Not Meaningful

80

I, G Marc Baumann, certify that:

CERTIFICATION PURSUANT TO SECTION 302
OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 31.1

1.

2.

3.

4.

I have reviewed this Form 10-K of SP Plus Corporation;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material
fact necessary to make the statements made, in light of the circumstances under which such statements were made, 
not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present
in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report;

The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting 
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a. Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and  procedures  to  be 
designed  under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in
which this report is being prepared;

b. Designed such internal control over financial reporting, or caused such internal control over financial reporting to 
be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting 
and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted 
accounting principles;

c.

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered 
by this report based on such evaluation; and

d. Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during
the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that
has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial
reporting; and

5.

The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or 
persons performing the equivalent functions):

a.

b.

All significant deficiencies and material weaknesses in the design or operation of internal control over financial
reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and
report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in
the registrant's internal control over financial reporting.

Date:February 22, 2021

By:

/s/ G MARC BAUMANN
G Marc Baumann
President and Chief Executive Officer (Principal 
Executive Officer)

I, Kristopher H. Roy, certify that:

CERTIFICATION PURSUANT TO SECTION 302
OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 31.2

1.

2.

3.

4.

I have reviewed this Form 10-K of SP Plus Corporation;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material
fact necessary to make the statements made, in light of the circumstances under which such statements were made, 
not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present
in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the 
periods presented in this report;

The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting 
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a. Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and  procedures  to  be 
designed  under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in
which this report is being prepared;

b. Designed such internal control over financial reporting, or caused such internal control over financial reporting to 
be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting 
and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted 
accounting principles;

c.

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered 
by this report based on such evaluation; and

d. Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during
the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that
has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial
reporting; and

5.

The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or 
persons performing the equivalent functions):

a.

b.

All significant deficiencies and material weaknesses in the design or operation of internal control over financial
reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and
report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in
the registrant's internal control over financial reporting.

Date:February 22, 2021

By:

/s/ KRISTOPHER H. ROY
Kristopher H. Roy
Chief Financial Officer (Principal Financial Officer 
and Principal
Accounting Officer)

Certification pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Exhibit 32

In connection with the Form 10-K of SP Plus Corporation (the "Company") for the year ended December 31, 2020, as filed with 
the Securities and Exchange Commission on the date hereof (the "Report"), each of the undersigned certifies, pursuant to 18 
U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

1)

2)

the Report fully complies with the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 
1934, as amended; and

the information contained in the Report fairly presents, in all material respects, the financial condition and
results of operations of the Company.

Date: February 22, 2021

Date: February 22, 2021

/s/ G MARC BAUMANN
Name: G Marc Baumann
Title:

President and Chief Executive Officer (Principal Executive 
Officer)

/s/ KRISTOPHER H. ROY
Name: Kristopher H. Roy
Title: Chief Financial Officer (Principal Financial Officer and Principal

Accounting Officer)

This certification shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the
"Exchange Act") or otherwise subject to the liability of Section 18 of the Exchange Act. This certification shall not be deemed to
be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except to the
extent that the Company specifically incorporates it by reference.

(PAGE INTENTIONALLY LEFT BLANK)

(PAGE INTENTIONALLY LEFT BLANK)

As of March 26, 2021

Directors

(cid:40)(cid:91)(cid:72)(cid:70)(cid:88)(cid:87)(cid:76)(cid:89)(cid:72)(cid:3)(cid:50)(cid:605)(cid:70)(cid:72)(cid:85)(cid:86)

Karen M. Garrison,
Non-Executive Chairman (b)(c)(d)
President, 
Pitney Bowes Business Services
(retired)

G Marc Baumann
(cid:38)(cid:75)(cid:76)(cid:72)(cid:73)(cid:3)(cid:40)(cid:91)(cid:72)(cid:70)(cid:88)(cid:87)(cid:76)(cid:89)(cid:72)(cid:3)(cid:50)(cid:605)(cid:70)(cid:72)(cid:85)(cid:3)(cid:9)(cid:3)(cid:51)(cid:85)(cid:72)(cid:86)(cid:76)(cid:71)(cid:72)(cid:81)(cid:87)(cid:3)

Kristopher H. Roy
(cid:38)(cid:75)(cid:76)(cid:72)(cid:73)(cid:3)(cid:41)(cid:76)(cid:81)(cid:68)(cid:81)(cid:70)(cid:76)(cid:68)(cid:79)(cid:3)(cid:50)(cid:605)(cid:70)(cid:72)(cid:85)(cid:3)(cid:9)(cid:3)(cid:55)(cid:85)(cid:72)(cid:68)(cid:86)(cid:88)(cid:85)(cid:72)(cid:85)

G Marc Baumann, Director
(cid:38)(cid:75)(cid:76)(cid:72)(cid:73)(cid:3)(cid:40)(cid:91)(cid:72)(cid:70)(cid:88)(cid:87)(cid:76)(cid:89)(cid:72)(cid:3)(cid:50)(cid:605)(cid:70)(cid:72)(cid:85)(cid:3)(cid:9)(cid:3)(cid:51)(cid:85)(cid:72)(cid:86)(cid:76)(cid:71)(cid:72)(cid:81)(cid:87)(cid:15)
SP Plus Corporation

Robert A. Miles
President, Bags 

John Ricchiuto
President, Airport Division 

Robert M. Toy
President, Commercial Division

Alice M. Peterson, Director (a)(d) 
Principal,
The Loretto Group

Gregory A. Reid, Director (a)(c)
President,
BoomDeYada, LLC

Wyman T. Roberts, Director (b)(c)(d)
(cid:51)(cid:85)(cid:72)(cid:86)(cid:76)(cid:71)(cid:72)(cid:81)(cid:87)(cid:3)(cid:9)(cid:3)(cid:38)(cid:75)(cid:76)(cid:72)(cid:73)(cid:3)(cid:40)(cid:91)(cid:72)(cid:70)(cid:88)(cid:87)(cid:76)(cid:89)(cid:72)(cid:3)(cid:50)(cid:605)(cid:70)(cid:72)(cid:85)(cid:15)
Brinker International, Inc.

Douglas R. Waggoner, Director (a)
(b)(d)
(cid:38)(cid:75)(cid:68)(cid:76)(cid:85)(cid:80)(cid:68)(cid:81)(cid:3)(cid:9)(cid:3)(cid:38)(cid:75)(cid:76)(cid:72)(cid:73)(cid:3)(cid:40)(cid:91)(cid:72)(cid:70)(cid:88)(cid:87)(cid:76)(cid:89)(cid:72)(cid:3)(cid:50)(cid:605)(cid:70)(cid:72)(cid:85)(cid:15)
Echo Global Logistics, Inc.

(a) Audit Committee

Chair: Alice M. Peterson
(b) Nominating and Corporate 
Governance Committee
Chair: Douglas R. Waggoner

(c) Compensation Committee

Chair: Wyman T. Roberts

(d) Executive Committee

Chair: Karen M. Garrison

Stockholder Information
Corporate Address
SP Plus Corporation
200 East Randolph Street
Suite 7700
Chicago, IL 60601

Telephone: (312) 274-2000
www.spplus.com

Investor Relations Contact
Connie H. Jin
Senior Vice President, Corporate 
Development

Telephone: (312) 274-2105
Investor_Relations@spplus.com

Independent Registered Public
Accounting Firm
(cid:40)(cid:85)(cid:81)(cid:86)(cid:87)(cid:3)(cid:9)(cid:3)(cid:60)(cid:82)(cid:88)(cid:81)(cid:74)(cid:3)(cid:47)(cid:47)(cid:51)
155 North Wacker Drive
Chicago, IL 60606

Transfer Agent
(cid:38)(cid:82)(cid:81)(cid:87)(cid:76)(cid:81)(cid:72)(cid:81)(cid:87)(cid:68)(cid:79)(cid:3)(cid:54)(cid:87)(cid:82)(cid:70)(cid:78)(cid:3)(cid:55)(cid:85)(cid:68)(cid:81)(cid:86)(cid:73)(cid:72)(cid:85)(cid:3)(cid:9)
Trust Company
1 State Street
30th Floor
New York, NY 10004
Telephone: (212) 509-4000

Stock Listing
NASDAQ Global Select Market
Trading Symbol: SP

Stock Price Information
The table below shows the 
reported high and low sales price of 
SP Plus common stock during the 
periods indicated in 2020. The closing 
price of our common stock
at December 31, 2020 was $28.83.

HIGH        LOW
First Quarter
$46.65
Second Quarter $27.23
$21.19
Third Quarter
$31.64
Fourth Quarter

$14.44
$15.52
$15.29
$17.02

Annual Meeting of Stockholders
Our Annual Stockholders Meeting 
will be held on May 12, 2021 at 
1:00 p.m., local time, at AON Center,
200 East Randolph Street, 77th Floor,
Chicago, IL 60601.