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Star Bulk Carriers

sblk · NASDAQ Industrials
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Ticker sblk
Exchange NASDAQ
Sector Industrials
Industry Marine Shipping
Employees 201-500
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FY2021 Annual Report · Star Bulk Carriers
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 20-F

 ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(B) OR 12(G) OF THE SECURITIES EXCHANGE ACT OF
1934

OR

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31,2021

OR

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

OR

☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of event requiring this shell company report

For the transition period from _____________ to ______________ 

Commission file number 001-33869

STAR BULK CARRIERS CORP.

(Exact name of Registrant as specified in its charter)

Not Applicable

(Translation of Registrant’s name into English)

Republic of the Marshall Islands
(Jurisdiction of incorporation or organization)

c/o Star Bulk Management Inc., 40 Agiou Konstantinou Str., Maroussi 15124, Athens, Greece
(Address of principal executive offices)

Petros Pappas, 011 30 210 617 8400, mgt@starbulk.com,
c/o Star Bulk Management Inc., 40 Agiou Konstantinou Str.
Maroussi 15124, Athens, Greece 
(Name, telephone, E-mail and/or Facsimile number and Address of Company Contact Person)

Securities registered or to be registered pursuant to Section 12(b) of the Act. 

Title of each class

Common Shares, par value $0.01 per share

Trading Symbol(s)
SBLK

Name of exchange on which registered
Nasdaq Global Select Market

Securities registered or to be registered pursuant to Section 12(g) of the Act: None

Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act: None

Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by the annual report:

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
   
 
As of December 31, 2021, there were 102,294,758 common shares issued and outstanding. 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

YES   ☐                 NO   ☒

If this report is an annual report or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934.

YES   ☐                 NO   ☒
Note – Checking the box above will not relieve any registrant required to file reports pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 from
their obligations under those Sections.

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past
90 days.

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405
of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

YES   ☒                 NO   ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or an emerging growth company. See definition
of “large accelerated filer, "accelerated filer,” and "emerging growth company" in Rule 12b-2 of the Exchange Act.

YES  ☒                 NO   ☐

Large accelerated Filer ☒

Accelerated Filer ☐

Non- accelerated Filer ☐

Emerging growth company ☐

If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant has elected not to use
the extended transition period for complying with any new or revised financial accounting standards† provided pursuant to Section 13(a) of the Exchange Act. ☐

† The term “new or revised financial accounting standard” refers to any update issued by the Financial Accounting Standards Board to its Accounting Standards
Codification after April 5, 2012.

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over
financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit
report. ☒

Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this filing:

U.S. GAAP

☒

International Financial Reporting Standards as issued by the
International Accounting Standards Board

☐

Other ☐

If “Other” has been checked in response to the previous question, indicate by check mark which financial statement item the registrant has elected to follow.

If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).

ITEM 17   ☐                ITEM 18   ☐

YES   ☐                 NO  ☒

(APPLICABLE ONLY TO ISSUERS INVOLVED IN BANKRUPTCY PROCEEDINGS DURING THE PAST FIVE YEARS)

Indicate by check mark whether the registrant has filed all documents and reports required to be filed by Sections 12, 13 or 15(d) of the Securities Exchange Act of 1934
subsequent to the distribution of securities under a plan confirmed by a court. ☐ Yes ☐ No

FORWARD-LOOKING STATEMENTS

Star  Bulk  Carriers  Corp.  and  its  wholly  owned  subsidiaries  (the  “Company”)  desire  to  take  advantage  of  the  safe  harbor  provisions  of  the  Private  Securities
Litigation Reform Act of 1995 and are including this cautionary statement in connection with this safe harbor legislation. The Private Securities Litigation Reform Act of
1995 provides safe harbor protections for forward-looking statements in order to encourage companies to provide prospective information about their business. Forward-
looking  statements  include  statements  concerning  plans,  objectives,  goals,  strategies,  future  events  or  performance,  and  underlying  assumptions  and  other  statements,
which are other than statements of historical facts.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
This document includes “forward-looking statements,” as defined by U.S. federal securities laws, with respect to our financial condition, results of operations
and business and our expectations or beliefs concerning future events. Words such as, but not limited to, “believe,” “expect,” “anticipate,” “estimate,” “intend,” “plan,”
“targets,”  “projects,”  “likely,”  “would,”  “could,”  “should,”  “may,”  “forecasts,”  “potential,”  “continue,”  “possible”  and  similar  expressions  or  phrases  may  identify
forward-looking statements.

All forward-looking statements involve risks and uncertainties. The occurrence of the events described, and the achievement of the expected results, depend on

many events, some or all of which are not predictable or within our control. Actual results may differ materially from expected results.

In addition, important factors that, in our view, could cause actual results to differ materially from those discussed in the forward-looking statements include:

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general dry bulk shipping market conditions, including fluctuations in charter rates and vessel values;

the strength of world economies;

the stability of Europe and the Euro;

fluctuations  in  currencies,  interest  rates  and  foreign  exchange  rates,  and  the  impact  of  the  discontinuance  of  the  London  Interbank  Offered  Rate  for  US
Dollars, or LIBOR, after June 30, 2023 on any of our debt referencing LIBOR in the interest rate;

business disruptions due to natural and other disasters or otherwise, such as the ongoing novel coronavirus (“COVID-19”) pandemic;

the length and severity of epidemics and pandemics, including COVID-19 and its impact on the demand for seaborne transportation in the dry bulk sector;

changes in supply and demand in the dry bulk shipping industry, including the market for our vessels and the number of newbuildings under construction;

the  potential  for  technological  innovation  in  the  sector  in  which  we  operate  and  any  corresponding  reduction  in  the  value  of  our  vessels  or  the  charter
income derived therefrom;

changes in our operating expenses, including bunker prices, dry docking, crewing and insurance costs;

changes in governmental rules and regulations or actions taken by regulatory authorities;

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potential liability from pending or future litigation and potential costs due to environmental damage and vessel collisions;

the  impact  of  increasing  scrutiny  and  changing  expectations  from  investors,  lenders,  charterers  and  other  market  participants  with  respect  to  our
Environmental, Social and Governance ("ESG") practices;

our ability to carry out our ESG initiatives and thereby meet our ESG goals and targets including as set forth under Item 4. Information on the Company—
B. Business Overview—Our ESG Performance;

new  environmental  regulations  and  restrictions,  whether  at  a  global  level  stipulated  by  the  International  Maritime  Organization,  and/or  regional/national
imposed by regional authorities such as the European Union or individual countries;

potential cyber-attacks which may disrupt our business operations;

general domestic and international political conditions or events, including “trade wars” and the recent conflicts between Russia and Ukraine;

the impact on our common shares and reputation if our vessels were to call on ports located in countries that are subject to restrictions imposed by the U.S.
or other governments;

our ability to successfully compete for, enter into and deliver our vessels under time charters or other employment arrangements for our existing vessels
after our current charters expire and our ability to earn income in the spot market;

potential  physical  disruption  of  shipping  routes  due  to  accidents,  climate-related  reasons  (acute  and  chronic),  political  events,  public  health  threats,
international hostilities and instability, piracy or acts by terrorists;

the availability of financing and refinancing;

the failure of our contract counterparties to meet their obligations;

our ability to meet requirements for additional capital and financing to grow our business;

the impact of our indebtedness and the compliance with the covenants included in our debt agreements;

vessel breakdowns and instances of off-hire;

potential exposure or loss from investment in derivative instruments;

potential conflicts of interest involving our Chief Executive Officer, his family and other members of our senior management;

our ability to complete acquisition transactions as and when planned and upon the expected terms;

the impact of port or canal congestion or disruptions; and

other important factors described in “Item 3. Key Information—D. Risk Factors” in this annual report.

We have based these statements on assumptions and analyses formed by applying our experience and perception of historical trends, current conditions, expected
future developments and other factors we believe are appropriate in the circumstances. All future written and verbal forward-looking statements attributable to us or any
person acting on our behalf are expressly qualified in their entirety by the cautionary statements contained or referred to in this section. We undertake no obligation, and
specifically decline any obligation, except as required by law, to publicly update or revise any forward-looking statements, whether as a result of new information, future
events or otherwise. In light of these risks, uncertainties and assumptions, the forward-looking events discussed in this annual report might not occur.

ii

 
 
 
 
See  the  section  entitled  “Item  3.  Key  Information—D.  Risk  Factors”  of  this  annual  report  on  Form  20-F  for  the  year  ended  December  31,  2021  for  a  more
complete discussion of these risks and uncertainties and for other risks and uncertainties. These factors and the other risk factors described in this annual report are not
necessarily all of the important factors that could cause actual results or developments to differ materially from those expressed in any of our forward-looking statements.
Other unknown or unpredictable factors also could harm our results. Consequently, there can be no assurance that actual results or developments anticipated by us will be
realized or, even if substantially realized, that they will have the expected consequences to, or effects on, us. Given these uncertainties, prospective investors are cautioned
not to place undue reliance on such forward-looking statements.

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TABLE OF CONTENTS

PART I.

Item 1.
Item 2.
Item 3.
Item 4.
Item 4A.
Item 5.
Item 6.
Item 7.
Item 8.
Item 9.
Item 10.
Item 11.
Item 12.

PART II.

Identity of Directors, Senior Management and Advisers
Offer Statistics and Expected Timetable
Key Information
Information on the Company
Unresolved Staff Comments
Operating and Financial Review and Prospects
Directors, Senior Management and Employees
Major Shareholders and Related Party Transactions
Financial Information
The Offer and Listing
Additional Information
Quantitative and Qualitative Disclosures about Market Risk
Description of Securities Other than Equity Securities

Defaults, Dividend Arrearages and Delinquencies
Item 13.
Material Modifications to the Rights of Security Holders and Use of Proceeds
Item 14.
Controls and Procedures
Item 15.
Audit Committee Financial Expert
Item 16A.
Code of Ethics
Item 16B.
Principal Accountant Fees and Services
Item 16C.
Exemptions from the Listing Standards for Audit Committees
Item 16D.
Purchases of Equity Securities by the Issuer and Affiliated Purchasers
Item 16E.
Change in Registrants Certifying Accountant
Item 16F.
Item 16G.
Corporate Governance
Item 16H. Mine Safety Disclosure

PART III.
Item 17.
Item 18.
Item 19.

Financial Statements
Financial Statements
Exhibits

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PART I.

Item 1.

Identity of Directors, Senior Management and Advisers

Not Applicable.

Item 2.

Offer Statistics and Expected Timetable

Not Applicable.

Item 3.

Key Information

Throughout this annual report, the terms “Company,” “Star Bulk,” “we,” “us” and “our” all refer to Star Bulk Carriers Corp. and its wholly owned subsidiaries.
We use the term deadweight ton (“dwt”) in describing the size of vessels. Dwt, expressed in metric tons, each of which is equivalent to 1,000 kilograms, refers to the
maximum weight of cargo and supplies that a vessel can carry. We own and operate dry bulk vessels of seven sizes:

1. Newcastlemax, which are vessels with carrying capacities of between 200,000 dwt and 210,000 dwt;

2. Capesize, which are vessels with carrying capacities of between 100,000 dwt and 200,000 dwt;

3. Post Panamax, which are vessels with carrying capacities of between 90,000 dwt and 100,000 dwt;

4. Kamsarmax, which are vessels with carrying capacities of between 80,000 dwt and 90,000 dwt;

5. Panamax, which are vessels with carrying capacities of between 65,000 and 80,000 dwt;

6. Ultramax, which are vessels with carrying capacities of between 60,000 and 65,000 dwt; and

7. Supramax, which are vessels with carrying capacities of between 50,000 and 60,000 dwt.

Unless otherwise indicated, all references to “Dollars” and “$” in this annual report are to U.S. Dollars and all references to “Euro” and “€” in this annual report

are to Euros.

We  are  a  global  shipping  company  providing  worldwide  seaborne  transportation  solutions  in  the  dry  bulk  sector.  Our  vessels  transport  major  bulks,  which
include iron ore, coal and grain and minor bulks which include bauxite, fertilizers and steel products. We were incorporated in the Marshall Islands on December 13, 2006
and maintain offices in Athens, Oslo, New York, Limassol, Singapore and Germany. Our common shares trade on the Nasdaq Global Select Market under the symbol
“SBLK.” We have a fleet of 128 vessels, with an aggregate capacity of 14.1 million dwt, consisting of Newcastlemax, Capesize, Post Panamax, Kamsarmax, Panamax,
Ultramax and Supramax vessels with carrying capacities between 52,425 dwt and 209,529 dwt.

Oaktree

Oaktree  Capital  Management,  L.P.,  together  with  its  affiliates  (“Oaktree”)  is  our  largest  shareholder.  Oaktree  is  a  leader  among  global  investment  managers
specializing in alternative investments, with $ 166 billion in assets under management as of December 2021. The firm emphasizes an opportunistic, value-oriented and
risk-controlled approach to investments in distressed debt, corporate debt (including high yield debt and senior loans), control investing, convertible securities, real estate
and listed equities. Headquartered in Los Angeles, the firm has over 1000 employees and offices in 19 cities worldwide. See “Item 7. Major Shareholders and Related
Party Transactions” for a discussion on the various limitations on the transfer and voting of our common shares by Oaktree.

A.     [Reserved] 

B.     Capitalization and Indebtedness

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Table of Contents

   Not Applicable.

C.     Reasons for the Offer and Use of Proceeds

   Not Applicable.

D.     Risk factors

The following risks relate principally to the industry in which we operate and our business in general. Other risks relate principally to the securities market and
ownership of our common shares. The occurrence of any of the events described in this section could significantly and negatively affect our business, financial condition,
operating results or the trading price of our common shares.

Risks Related to Our Industry

Charter rates for dry bulk vessels are volatile and may decrease in the future, which may adversely affect our earnings and our ability to comply with our loan
covenants.

The dry bulk shipping industry continues to be cyclical with high volatility in charter rates and profitability among the various types of dry bulk vessels. In 2021,
charter rates for dry bulk vessels increased significantly from lower levels that prevailed during previous years. The Baltic Dry Index, or the “BDI”, an index published
by The Baltic Exchange of shipping rates for key dry bulk routes, declined in 2020, principally as a result of the global economic slowdown caused by the COVID-19
pandemic. However, strong global growth and increased infrastructure spending has led to a rise in demand for commodities, which combined with a historically low
orderbook and port delays and congestion, resulted in an increase in BDI in 2021. See “Item 4. Information on the Company- Business Overview - The International Dry
Bulk Shipping Industry” for further details.

Charter rate fluctuations result from changes in the supply of and demand for vessel capacity and major commodities carried on water internationally. Because
most factors affecting the supply of and demand for vessels are outside of our control and are unpredictable, the nature, timing, direction and degree of changes in charter
rates  are  also  unpredictable.  Since  we  charter  our  vessels  principally  in  the  spot  market,  we  are  exposed  to  the  spot  market’s  cyclicality  and  volatility.  Factors  that
influence the demand for dry bulk vessel capacity include: supply of and demand for energy resources, commodities, and semi-finished consumer and industrial products
and the location of consumption versus the location of their regional and global exploration, production or manufacturing facilities; the globalization of production and
manufacturing; global and regional economic and political conditions and developments, including armed conflicts and terrorist activities; natural disasters and weather;
pandemics, such as the COVID-19 pandemic; embargoes and strikes; disruptions and developments in international trade, including trade disputes or the imposition of
tariffs on various commodities or finished goods; changes in seaborne and other transportation patterns, including the distance cargo is transported by sea; environmental
and other legal regulatory developments; and currency exchange rates. Factors that influence the supply of dry bulk vessel capacity include: the number of newbuilding
orders  and  deliveries  including  slippage  in  deliveries;  number  of  shipyards  and  ability  of  shipyards  to  deliver  vessels;  port  and  canal  congestion;  speed  of  vessel
operation; vessel casualties; the degree of recycling of older vessels, depending, among other things, on recycling rates and international recycling regulations; number of
vessels that are out of service, namely those that are laid-up, dry docked, awaiting repairs or otherwise not available for hire; availability of financing for new vessels and
shipping  activity;  changes  in  national  or  international  regulations  that  may  effectively  cause  reductions  in  the  carrying  capacity  of  vessels  or  early  obsolescence  of
tonnage; and changes in environmental and other regulations that may limit the useful lives of vessels. In addition to the prevailing and anticipated freight rates, factors
that affect the rate of newbuilding, scrapping and laying-up include newbuilding prices, secondhand vessel values in relation to scrap prices, costs of bunkers and other
operating costs, costs associated with classification society surveys, normal maintenance costs, insurance coverage costs, the efficiency and age profile of the existing dry
bulk fleet in the market, and government and industry regulation of maritime transportation practices, particularly environmental protection laws and regulations.

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As  described  above,  many  of  the  factors  influencing  the  supply  of  and  demand  for  shipping  capacity  are  outside  of  our  control,  and  we  may  not  be  able  to
correctly assess the nature, timing and degree of changes in industry conditions. If we are required to charter our vessels at a time when demand and charter rates are very
low, we may not be able to secure employment for our vessels at all, or we may have to accept reduced and potentially unprofitable rates. If we are unable to secure
profitable employment for our vessels, we may decide to lay-up some or all unemployed vessels until such time that charter rates become attractive again. During the lay-
up period, we will continue to incur some expenditures, such as insurance and maintenance costs, for each such vessel. Additionally, before exiting lay-up, we will have
to  pay  reactivation  costs  for  any  such  vessel  to  regain  its  operational  condition.  As  a  result,  adverse  economic,  political,  social  or  other  developments  could  have  a
material adverse effect on our business, results of operations and cash flows, ability to pay dividends and compliance with covenants in our credit facilities.

Our financial results and operations may be adversely affected by the ongoing COVID-19 pandemic, and related governmental responses thereto.

Since the beginning of calendar year 2020, the COVID-19 pandemic has resulted in numerous actions taken by governments and governmental agencies in an
attempt to mitigate the spread or any resurgence of the virus, including travel bans, quarantines, and other emergency public health measures such as lockdown measures.
These measures resulted in a significant reduction in global economic activity and extreme volatility in the global financial markets. While many of these measures have
since been relaxed, we cannot predict whether and to what degree such measures will be reinstituted in the event of any resurgence in the COVID-19 virus or any variants
thereof. The COVID-19 pandemic and measures to contain its spread have negatively impacted regional and global economies and trade patterns in markets in which we
operate, the way we operate our business, and the businesses of our charterers and suppliers. These negative impacts could continue or worsen, even after the pandemic
itself diminishes or ends. Companies, including us, have also taken precautions, such as requiring employees to work remotely and imposing travel restrictions, while
some other businesses have been required to close entirely. Moreover, we face significant risks to our personnel and operations due to COVID-19. Our crews face risk of
exposure to COVID-19 as a result of travel to ports where COVID-19 cases have been reported. Our shore-based personnel likewise face risk of such exposure, as we
maintain offices in areas impacted by the spread of COVID-19.

Measures against COVID-19 in a number of countries have restricted crew rotations on our vessels, which may continue or become more severe. As a result, in
2020  and  2021,  we  experienced  and  may  continue  to  experience  disruptions  to  our  normal  vessel  operations  caused  by  increased  deviation  time  associated  with
positioning our vessels to countries in which we can undertake a crew rotation in compliance with such measures. Delays in crew rotations have led to issues with crew
fatigue and may continue to do so, which may result in delays or other operational issues. We have had and may continue to have increased expenses due to incremental
fuel consumption and days in which our vessels are unable to earn revenue in order to deviate to certain ports on which we would ordinarily not call during a typical
voyage. We may also incur additional expenses associated with testing, personal protective equipment, quarantines, and travel expenses such as airfare costs in order to
perform crew rotations in the current environment. In 2020 and 2021, delays in crew rotations have also caused us to incur additional costs related to crew bonuses paid
to retain the existing crew members on board and may continue to do so. Moreover, COVID-19 and governmental and other measures related to it have led to a highly
difficult environment in which to acquire and dispose of vessels. The ability and willingness to consummate vessel transactions has been limited as a result of general
economic  conditions,  the  availability  of  financing,  and  their  ability  to  inspect  vessels.  The  impact  of  COVID-19  has  also  resulted  in  periodic  reduction  of  industrial
activity  globally  with  temporary  closures  of  factories  and  other  facilities,  labor  shortages  and  restrictions  on  travel  on  a  regional  basis,  depending  on  the  spread  of
COVID-19 in each particular geography. We believe these disruptions along with other seasonal factors, including lower demand for some of the cargoes we carry such as
iron ore and coal, contributed to lower dry bulk rates in 2020. This and future epidemics may affect personnel operating payment systems through which we receive
revenues from the chartering of our vessels or pay for our expenses, resulting in delays in payments. We continue to focus on our employees’ well-being, whilst making
sure  that  their  operations  continue  undisrupted  and  at  the  same  time,  adapting  to  the  new  ways  of  operating.  As  such  employees  are  encouraged  and  in  certain  cases
required to operate remotely which significantly increases the risk of cyber security attacks.

The occurrence or recurrence of any of the foregoing events or other epidemics or an increase in the severity or duration of the COVID-19 or other epidemics

could have a material adverse effect on our business, results of operations, cash flows, financial condition, value of our vessels, and ability to pay dividends.

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Global economic conditions may continue to negatively impact the dry bulk shipping industry.

The world economy is currently facing a number of ongoing challenges as a result of the economic impact of and global response to the COVID-19 pandemic, as
well as recent turmoil and hostilities in various regions, including Syria, Iraq, North Korea, Venezuela, North Africa and Ukraine. The weakness in the global economy
has caused, and may continue to cause, a decrease in worldwide demand for certain goods and, thus, shipping.

Beginning  in  February  of  2022,  President  Biden  and  several  European  leaders  announced  various  economic  sanctions  against  Russia  in  connection  with  the
aforementioned  conflicts  in  the  Ukraine  region,  which  may  adversely  impact  our  business.  Our  business  could  also  be  adversely  impacted  by  trade  tariffs,  trade
embargoes or other economic sanctions that limit trading activities by the United States or other countries against countries in the Middle East, Asia or elsewhere as a
result of terrorist attacks, hostilities or diplomatic or political pressures. On March 8, 2022, President Biden issued an executive order prohibiting the import of certain
Russian  energy  products  into  the  United  States,  including  crude  oil,  petroleum,  petroleum  fuels,  oils,  liquefied  natural  gas  and  coal.  Additionally,  the  executive  order
prohibits  any  investments  in  the  Russian  energy  sector  by  US  persons,  among  other  restrictions.  Our  vessels  Star  Pavlina,  Star  Helena  and  Star  Laura  are  currently
berthed in three different ports of Ukraine, evacuated from crew who have safely exited Ukraine. All three vessels, under charterers’ instructions, had arrived to load
various  grain  cargos,      well  ahead  of  the  commencement  of  the  war  activities,  but  at  the  time  of  the  invasion,  the  loading  operations      were  suspended  by  the  port
authorities. The Company had been intensively exploring options with the charterers to navigate the vessels safely out of the ports but unfortunately the ports were shut
down and   safe passages were impossible. The Company has deployed security personnel to board the vessels for protection   until such time that other crew may board
again and have the vessels sail away to safer seas. In addition to standard industry vessel risk insurance,  war risk insurance is in place for all three vessels   and war risk
insurers have confirmed that they hold the vessels covered at their current position   in Ukraine which includes  Hull and Machinery and Increased Value insurance  and
 War loss of Hire  for 180 days. The Company believes that the vessels remain on hire and hire continues payable under the relevant charter party clauses.

The  U.K.  formally  exited  the  EU  on  January  31,  2020  (informally  known  as  “Brexit).  On  December  24,  2020,  the  U.K.  and  EU  entered  into  a  trade  and
cooperation  agreement  (the  “Trade  and  Cooperation  Agreement”),  which  was  entered  into  force  on  May  1,  2021  following  ratification  by  the  EU.  Brexit  has  led  to
ongoing political and economic uncertainty and periods of increased volatility in both the U.K. and in wider European markets for some time. Brexit’s long-term effects
will depend on the effects of the implementation and application of the Trade and Cooperation Agreement and any other relevant agreements between the U.K. and EU.
Brexit has also given rise to calls of other EU member states’ governments to consider withdrawal. These developments and uncertainties, or the perception that they may
occur, have had and may continue to have a material adverse effect on global economic conditions and the stability of global financial markets, and may significantly
reduce global market liquidity and restrict the ability of key market participants to operate in certain financial markets. Additionally, Brexit or similar events in other
jurisdictions,  could  impact  global  markets,  including  foreign  exchange  and  securities  markets.  The  foregoing  factors  could  depress  economic  activity  and  restrict  our
access to capital, causing a material adverse effect on our business and on our consolidated financial position, results of operations and our ability to pay distributions.

The U.S. government has recently made statements and taken certain actions that may lead to potential changes to U.S. and international trade policies, including
recently-imposed tariffs affecting certain Chinese industries. It is unknown whether and to what extent new tariffs (or other new laws or regulations) will be adopted, or
the effect that any such actions would have on us or our industry. If any new tariffs, legislation and/or regulations are implemented, or if existing trade agreements are
renegotiated or, in particular, if the U.S. government takes retaliatory trade actions due to the recent U.S.-China trade tension, such changes could have an adverse effect
on our business, financial condition, and results of operations.

Economic slowdown in the Asia Pacific region, particularly in China, may have a materially adverse effect on us, as we anticipate a significant number of the
port calls made by our vessels will continue to involve the loading or discharging of dry bulk commodities in ports in the Asia Pacific region. We conduct a substantial
portion of our business in China or with Chinese counter parties. Changes in the economic conditions of China, and policies adopted by the government to regulate its
economy, including with regards to tax matters and environmental concerns (such as achieving carbon neutrality), and their implementation by local authorities could
affect our vessels that are either chartered to Chinese customers or that call to Chinese ports, our vessels that undergo dry docking at Chinese shipyards and the financial
institutions with whom we have entered into financing agreements, and could have a material adverse effect on our business, results of operations and financial condition.

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While  global  economic  conditions  have  generally  improved,  relatively  weak  global  economic  conditions  have  had  and  may  continue  to  have  a  number  of
adverse  consequences  for  dry  bulk  and  other  shipping  sectors,  including,  among  other  things;  low  charter  rates,  particularly  for  vessels  employed  on  short-term  time
charters or in the spot market; decreases in the market value of dry bulk vessels and limited secondhand market for the sale of vessels; limited financing for vessels;
widespread loan covenant defaults; and declaration of bankruptcy by certain vessel operators, vessel owners, shipyards and charterers. The occurrence of one or more of
these events could have a material adverse effect on our business, results of operations, cash flows and financial condition.

A decline in the market values of our vessels could limit the amount of funds that we can borrow, cause us to breach certain financial covenants in our credit
facilities, result in impairment charges or losses on sale.

The  fair  market  values  of  dry  bulk  vessels  have  generally  experienced  high  volatility.  The  fair  market  value  of  our  vessels  depends  on  a  number  of  factors,
including:  prevailing  level  of  charter  rates,  general  economic  and  market  conditions  affecting  the  shipping  industry,  types,  sizes  and  ages  of  vessels,  supply  of  and
demand for vessels, other modes of transportation, distressed asset sales, including newbuilding contract sales below acquisition costs due to lack of financing, cost of
newbuildings, governmental or other regulations, the need to upgrade vessels as a result of charterer requirements, technological advances in vessel design or equipment
or  otherwise,  changes  in  environmental  and  other  regulations  that  may  limit  the  useful  life  of  vessels,  technological  advances;  and  competition  from  other  shipping
companies and other modes of transportation. If the fair market value of our vessels declines, we might not be in compliance with various covenants in our ship financing
facilities, some of which require the maintenance of a certain percentage of fair market value of the vessels securing the facility to the principal outstanding amount of the
loans under the facility or a maximum ratio of total liabilities to market value adjusted total assets or a minimum market value adjusted net worth. In addition, if the fair
market value of our vessels declines, our access to additional funds may be affected or we may need to record impairment charges in our consolidated financial statements
or incur loss on sale of vessels which can adversely affect our financial results. Conversely, if vessel values are elevated at a time when we wish to acquire additional
vessels, the cost of such acquisitions may increase and this could adversely affect our business, results of operations, cash flow and financial condition.

We  are  subject  to  complex  laws  and  regulations,  including  environmental  regulations,  international  safety  regulations  and  vessel  requirements  imposed  by
classification societies that can adversely affect the cost, manner or feasibility of doing business.

Our operations are subject to numerous international, national, state and local laws, regulations, treaties and conventions in force in international waters and the
jurisdictions in which our vessels operate or are registered, which can significantly affect the ownership and operation of our vessels. See “Information on the Company –
Business Overview - Environmental and Other Regulations in the Shipping Industry” for further details. Compliance with such requirements may require vessels to be
altered, costly equipment to be installed (such as ballast water treatment systems or “BWTS”) or operational changes to be implemented and may decrease the resale
value or reduce the useful lives of our vessels or require us to obtain certain permits or authorizations prior to commencing operations. Such compliance costs could have
a material adverse effect on our business, financial condition and results of operations. If any vessel does not comply (i.e. fails to maintain its class or fails any annual,
intermediate or special survey) the vessel will be unable to trade between ports and will be unemployable and uninsurable until such failures are remedied, which could
negatively  impact  our  results  of  operations  and  financial  condition.  In  addition,  given  frequent  regulatory  changes,  we  cannot  predict  their  effect  on  our  ability  to  do
business, the cost of complying with them, or their impact on vessels’ useful lives or resale value. Our failure to comply with any such conventions, laws, or regulations
could cause us to incur substantial liability.

Increasing scrutiny and changing expectations from investors, lenders, charterers and other market participants with respect to our ESG practices may impose
additional costs on us or expose us to additional risks.

Companies  across  all  industries  are  facing  increasing  scrutiny  relating  to  their  ESG  policies  from  investor  advocacy  groups,  certain  institutional  investors,

lenders, charterers and other market participants (collectively, the

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 “Market Participants”), who, in recent years, have focused on the implications and social cost of their investments. Such increased attention and activism related to ESG
and similar matters (such as climate change) may hinder access to capital, as the Market Participants may decide to reallocate capital or to not commit capital as a result
of their assessment of a company’s ESG practices, and may also affect the commercial tradability of our vessels should our vessels not comply with charterers’ ESG
requirements.  For  example,  due  to  such  increasing  pressures  from  the  Market  Participants  to  prioritize  sustainable  energy  practices,  reduce  our  carbon  footprint,  and
promote sustainability, we may be required to implement more stringent ESG procedures or standards so that our existing and future Market Participants remain invested
in us, make further investments in us and continue chartering our vessels. However, if we do not adapt to or comply with such evolving expectations and standards, or are
perceived to have not responded appropriately to the growing concern for ESG issues, regardless of whether there is a legal requirement to do so, we may suffer from
reputational damage and our business, financial condition, and/or stock price could be materially and adversely affected. Furthermore, certain Market Participants in the
equity and debt capital markets may exclude transportation companies, such as us, from their investing portfolios altogether due to ESG factors, which may affect our
ability to grow, as our plans for growth may include accessing the foregoing markets. If those markets are unavailable, or if we are unable to access alternative means of
financing on acceptable terms, or at all, we may be unable to implement our business strategy, which would have a material adverse effect on our financial condition and
results of operations and impair our ability to service our indebtedness. Overall, it is likely that we will incur additional costs and require additional resources to monitor,
report  and  comply  with  wide  ranging  ESG  requirements.  The  occurrence  of  any  of  the  foregoing  could  have  a  material  adverse  effect  on  our  business  and  financial
condition. Please See “Item 4. Information on the Company—B. Business Overview—Our ESG Performance” for additional information with respect to our ongoing
ESG efforts.

Increased inspection procedures, tighter import and export controls and new security regulations could increase costs and cause disruption of our business.

International shipping is subject to security and customs inspection and related procedures in countries of origin, destination and trans-shipment points. Under
the  U.S.  Maritime  Transportation  Security  Act  of  2002  (the  “MTSA”),  the  United  States  Coast  Guard  (“USCG”)  issued  regulations  requiring  the  implementation  of
certain  security  requirements  aboard  vessels  operating  in  waters  subject  to  the  jurisdiction  of  the  United  States  and  at  certain  ports  and  facilities.  These  security
procedures can result in the seizure of contents of our vessels, delays in the loading, offloading, trans-shipment or delivery and the levying of customs duties, fines or
other  penalties  against  us.  Changes  to  inspection  procedures  could  impose  additional  financial  and  legal  obligations  on  us,  could  also  impose  additional  costs  and
obligations on our customers and may, in certain cases, render the shipment of certain types of cargo uneconomical or impractical. These additional costs could reduce the
volume of goods shipped, resulting in a decreased demand for vessels and have a negative effect on our business, financial condition, cash flows, results of operations and
our ability to pay dividends.

The operation of dry bulk carriers entails certain operational risks that could affect our earnings and cash flow.

The  international  shipping  industry  faces  inherent  risks  involving  global  operations.  Our  vessels  and  their  cargoes  risk  damage  or  loss  as  a  result  of  events
including, but not limited to, marine disasters, bad weather, mechanical failures, human error, environmental accidents, war, terrorism, piracy and other circumstances or
events. In addition, transporting cargoes across a wide variety of international jurisdictions creates a risk of business interruptions due to political circumstances in foreign
countries, hostilities, labor strikes and boycotts, the potential for changes in tax rates or policies, and the potential for government expropriation of our vessels. Any of
these events may result in loss of revenues, increased costs and decreased cash flows to our customers, which could impair their ability to make payments to us under our
charters. Furthermore, the operation of dry bulk carriers has certain unique risks as: (i) dry bulk cargo itself and its interaction with the vessel can be an operational risk,
(ii)  dry  bulk  cargoes  are  often  heavy,  dense  and  easily  shifted  and  react  badly  to  water  exposure,  and  (iii)  dry  bulk  carriers  are  often  subjected  to  battering  treatment
during unloading operations with grabs, jackhammers (to pry encrusted cargoes out of the hold) and small bulldozers, causing damage to the vessel. Vessels damaged due
to treatment during unloading procedures may be more susceptible to breach at sea. Hull breaches in dry bulk carriers may lead to the flooding of the vessels’ holds. If
flooding occurs in the forward holds, the bulk cargo may become so waterlogged that the bulkhead may buckle under the resulting pressure, leading to loss of a vessel. If
we are unable to adequately maintain our vessels, we may be unable to prevent these events. If our vessels suffer damage, they may need to be repaired at a drydocking
facility for substantial and unpredictable costs that may not be fully covered by insurance.  Space at drydocking facilities is sometimes limited, and not all drydocking
facilities are conveniently located.  The total loss or damage of any of our vessels or cargoes could harm our reputation as a safe and reliable vessel owner and operator.
Any of these circumstances or events may have a material adverse effect on our business, results of operations, cash flows and financial condition.

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If our vessels call on ports or territories located in countries that are subject to restrictions, sanctions, or embargoes imposed by the United States government,
the EU, the UN, or other governments, it could lead to monetary fines or other penalties and adversely affect our reputation and the price for our common
shares.

Although we do not expect our vessels to call on ports located in countries or territories subject to country or territory-wide sanctions or embargoes imposed by
the United States, European Union, United Nations, or other governments and authorities, in violation of applicable laws, it is possible that, without our consent, our
vessels may call on ports located in such countries or territories in the future in violation of applicable law. The applicable sanctions and embargo laws and regulations
vary in their application, as they do not all apply to the same covered persons or proscribe the same activities, and such sanctions and embargo laws and regulations may
be amended or expanded over time.

We  endeavor  to  take  precautions  to  ensure  that  our  customers  are  prohibited  from  entering  any  countries  or  conducting  any  trade  which  will  breach  U.S.
government, EU, UN or any applicable sanctions regulation However, on such customers’ instructions, and without our consent, there is a risk that our vessels may call
on ports in countries or territories that violate such sanctions or embargoes. Any violation of sanctions or embargo laws and regulations could result in fines or other
penalties and could result in some investors deciding, or being required, to divest their interest, or not to invest, in us. Additionally, some investors may decide to divest
their interest, or not to invest, in us simply because our vessels called a sanctionable area, even if that call would not breach any applicable sanctions regulation, or we do
business with companies that do business in sanctioned countries. Moreover, our charterers may violate applicable sanctions and embargo laws and regulations as a result
of actions that do not involve us or our vessels, and those violations could in turn negatively affect our reputation. War, terrorism, civil unrest and governmental actions in
these and surrounding countries may adversely affect investor perception of the value of our common stock.

Fuel, or bunker, prices and marine fuel availability may adversely affect our profits.

Since we expect to primarily employ our vessels in the spot market, we expect that vessel fuel, known as bunkers, will be one of the largest single expense items
in our shipping operations for our vessels. Changes in fuel prices may adversely affect our profitability. The price and supply of fuel are unpredictable and fluctuate based
on events outside our control, including geopolitical developments (such as the ongoing military conflict between Russia and Ukraine), supply and demand for oil and
gas, actions by the Organization of the Petroleum Exporting Countries and other oil and gas producers, war and unrest in oil producing countries and regions, regional
production patterns and environmental concerns. Further, fuel may become much more expensive in the future, which may reduce our profitability and competitiveness of
our business versus other forms of transportation, such as truck or rail. Lastly, if sulfur emissions regulations are relaxed in the future, or if the cost differential between
low sulfur fuel and high sulfur fuel is lower than anticipated, we may not realize the economic benefits or recover the cost of the Scrubber Retrofitting Program, as further
defined  below  under  “Item  4.  Information  on  the  Company  -  B.  Business  Overview  –  Our  Fleet.”  As  a  result,  we  may  experience  a  material,  adverse  effect  on  our
financial condition and results of operations due to any of the foregoing changes.

The smuggling of drugs or other contraband onto our vessels may lead to governmental claims against us.

Our vessels may call in ports where smugglers attempt to hide drugs and other contraband on vessels, with or without the knowledge of crew members. To the
extent our vessels are found with contraband, whether inside or attached to the hull of our vessel and whether with or without the knowledge of any of our crew, we may
face governmental or other regulatory claims or restrictions which could have an adverse effect on our reputation, business, financial condition, results of operations and
cash flows.

Maritime claimants could arrest one or more of our vessels, which could interrupt our cash flow.

Crew members, suppliers of goods and services to a vessel, shippers of cargo and other parties may be entitled to a maritime lien against a vessel for unsatisfied
debts, claims or damages. In many jurisdictions, a claimant may seek to obtain security for its claim by arresting a vessel through foreclosure proceedings. The arrest or
attachment of one or more of our vessels could interrupt our cash flow and require us to pay large sums of money to have the arrest or attachment lifted. In addition, in
some jurisdictions, such as South Africa, under the “sister ship” theory of liability, a claimant may arrest both the vessel which is subject to the claimant’s maritime lien
and any “associated” vessel, which is any vessel owned or controlled by the same owner. Claimants could attempt to assert “sister ship” liability against one vessel in our
fleet for claims relating to another of our vessels.

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Governments could requisition our vessels during a period of war or emergency, resulting in a loss of earnings.

A government could requisition one or more of our vessels for title or for hire. Requisition for title occurs when a government takes control of a vessel and
becomes its owner, while requisition for hire occurs when a government takes control of a vessel and effectively becomes its charterer at dictated charter rates. Generally,
requisitions occur during periods of war or emergency, although governments may elect to requisition vessels in other circumstances. Although we would be entitled to
compensation in the event of a requisition of one or more of our vessels, the amount and timing of payment would be uncertain. Government requisition of one or more of
our vessels may negatively impact our revenues.

Failure to comply with the U.S. Foreign Corrupt Practices Act (the “FCPA”) and other anti-corruption laws could result in fines, criminal penalties, charter
terminations and an adverse effect on our business.

We  may  operate  in  a  number  of  countries  throughout  the  world,  including  countries  known  to  have  a  reputation  for  corruption.  We  are  committed  to  doing
business in accordance with applicable anti-corruption laws, including the FCPA. We are subject, however, to the risk that we, our affiliated entities or respective officers,
directors,  employees  and  agents  may  take  actions  determined  to  be  in  violation  of  such  anti-corruption  laws.  Any  such  violation  could  result  in  substantial  fines,
sanctions, civil and/or criminal penalties and curtailment of operations in certain jurisdictions, and might adversely affect our business, results of operations or financial
condition. In addition, actual or alleged violations could damage our reputation and ability to do business. Furthermore, detecting, investigating, and resolving actual or
alleged violations is expensive and time- and attention-consuming for our senior management.

Because we generate all of our revenues in U.S. dollars but incur a portion of our expenses in other currencies, exchange rate fluctuations could have an adverse
impact on our results of operations.

We generate all of our revenues in U.S. dollars, and the majority of our expenses are denominated in U.S. dollars. However, a portion of our ship operating and
administrative expenses are denominated in currencies other than U.S. dollars. If our expenditures on such costs and fees were significant, and the U.S. dollar were weak
against such currencies, our business, results of operations, cash flows, financial condition and ability to pay dividends could be adversely affected.

Our operating results are subject to seasonal fluctuations.

We operate our vessels in markets that have historically exhibited seasonal variations in demand and, as a result, in charter rates. This seasonality may result in
volatility in our operating results to the extent that we enter into new charter agreements or renew existing agreements during a time when charter rates are weaker or we
operate  our  vessels  on  the  spot  market  or  index  based  time  charters,  which  may  result  in  quarter-to-quarter  volatility  in  our  operating  results.  The  dry  bulk  sector  is
typically stronger during the second half of the year in anticipation of increased consumption of coal and other raw materials in the northern hemisphere. In addition,
unpredictable weather patterns in these months tend to disrupt vessel scheduling and supplies of certain commodities. Since we charter our vessels principally in the spot
market, our revenues from our dry bulk carriers may be weaker during the fiscal quarters ended March 31 and June 30, and stronger during the fiscal quarters ended
September 30 and December 31.

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Risks Related to Our Company

We may face liquidity issues if conditions in the dry bulk market worsen for a prolonged period and failure to comply with the terms of our debt agreements
could adversely affect our business

If the dry bulk shipping market declines over a prolonged period of time, we may have insufficient liquidity to fund ongoing operations or satisfy our obligations
under  our  credit  facilities,  which  may  lead  to  a  default  under  one  or  more  of  our  credit  facilities.  In  addition,  our  outstanding  debt  agreements  impose  on  us  certain
operating and financial restrictions and require us or our subsidiaries to maintain various financial ratios. See “Item 5 Operating and Financial Review and Prospects -
Liquidity and Capital Resources - Senior Secured Credit Facilities - Credit Facility Covenants” for further details. Therefore, we may need to seek permission from our
lenders in order to engage in certain corporate actions, which permission we may be unable to obtain. This may prevent us from taking actions that are in our best interest
and from executing our business strategy and may limit our ability to pay dividends and finance our future operations. Further, a breach of any of the covenants in, or our
inability to maintain the required financial ratios under, our debt agreements could result in a default thereunder. If a default occurs under our credit facilities, the lenders
could elect to declare the outstanding debt, together with accrued interest and other fees, to be immediately due and payable and foreclose on the collateral securing that
debt, which could constitute all or substantially all of our assets (considering the cross default provisions included in our debt agreements), which would have a material
adverse effect on our business, results of operations and financial condition.

Volatility in the London Interbank Offered Rate (“LIBOR”), the cessation of LIBOR and replacement of our interest rate in our debt agreements could affect
our earnings and cash flow.

Our indebtedness accrues interest based on LIBOR, which has been historically volatile. The publication of U.S. Dollar LIBOR for the one-week and two-month
U.S. Dollar LIBOR tenors ceased on December 31, 2021, and the ICE Benchmark Administration (“IBA”), the administrator of LIBOR, with the support of the United
States Federal Reserve and the United Kingdom’s Financial Conduct Authority, announced the publication of all other U.S. Dollar LIBOR tenors will cease on June 30,
2023. The United States Federal Reserve concurrently issued a statement advising banks to cease issuing U.S. Dollar LIBOR instruments after 2021. As such, any new
debt  agreements  we  enter  into  will  not  use  LIBOR  as  an  interest  rate,  and  we  will  need  to  transition  our  existing  loan  agreements  from  U.S.  Dollar  LIBOR  to  an
alternative reference rate prior to June 2023. In response to the anticipated discontinuation of LIBOR, working groups are converging on alternative reference rates. The
Alternative Reference Rate Committee, a committee convened by the Federal Reserve that includes major market participants, has proposed an alternative rate to replace
U.S. Dollar LIBOR: the Secured Overnight Financing Rate, or “SOFR.” At this time, it is not possible to predict how markets will respond to SOFR or other alternative
reference rates. The impact of such a transition from LIBOR to SOFR or another alternative reference rate could be significant for us. In order to manage our exposure to
interest rate fluctuations under LIBOR, SOFR or any other alternative rate, we have and may from time to time use interest rate derivatives to effectively fix some of our
floating rate debt obligations. No assurance can however be given that the use of these derivative instruments, if any, may effectively protect us from adverse interest rate
movements. The use of interest rate derivatives may affect our results through mark to market valuation of these derivatives. Also, adverse movements in interest rate
derivatives  may  require  us  to  post  cash  as  collateral,  which  may  impact  our  free  cash  position.  Interest  rate  derivatives  may  also  be  impacted  by  the  transition  from
LIBOR to SOFR.

We rely on our information systems to conduct our business, and failure to protect these systems against security breaches could adversely affect our business.

The safety and security of our vessels and efficient operation of our business, including processing, transmitting and storing electronic and financial information,
depends  on  computer  hardware  and  software  systems,  which  are  increasingly  vulnerable  to  security  breaches  and  other  disruptions.  Our  vessels  rely  on  information
systems for a significant part of their operations, including navigation, provision of services, propulsion, machinery management, power control, communications and
cargo management. We have in place safety and security measures on our vessels and onshore operations to secure our vessels against cyber-security attacks and any
disruption to their information systems. However, these measures and technology may not adequately prevent security breaches despite our continuous efforts to upgrade
and address the latest known threats, which are constantly evolving and have become increasing sophisticated. If these threats are not recognized or detected until they
have been launched, we may be unable to anticipate these threats and may not become aware in a timely manner of such a security breach, which could

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  exacerbate  any  damage  we  experience. A  disruption  to  the  information  system  of  any  of  our  vessels  could  lead  to,  among  other  things,  incorrect  routing,  collision,
grounding and propulsion failure. Beyond our vessels, we rely on industry accepted security measures and technology to securely maintain confidential and proprietary
information maintained on our information systems. However, these measures and technology may not adequately prevent security breaches. In addition, the foregoing
events could result in violations of applicable privacy and other laws. If confidential information is inappropriately accessed and used by a third party or an employee for
illegal purposes, we may be responsible to the affected individuals for any losses they may have incurred as a result of misappropriation. In such an instance, we may also
be  subject  to  regulatory  action,  investigation  or  liable  to  a  governmental  authority  for  fines  or  penalties  associated  with  a  lapse  in  the  integrity  and  security  of  our
information systems.

We  may  be  required  to  expend  significant  capital  and  other  resources  to  protect  against  and  remedy  any  potential  or  existing  security  breaches  and  their
consequences. A cyber-attack could also lead to litigation, fines, other remedial action, heightened regulatory scrutiny and diminished customer confidence. In addition,
our remediation efforts may not be successful, and we may not have adequate insurance to cover these losses. The unavailability of the information systems or the failure
of these systems to perform as anticipated for any reason could disrupt our business and could have a material adverse effect on our business, results of operations, cash
flows and financial condition. Moreover, cyber-attacks against the Ukrainian government and other countries in the region have been reported in connection with the
recent  conflicts  between  Russia  and  Ukraine.  To  the  extent  such  attacks  have  collateral  effects  on  global  critical  infrastructure  or  financial  institutions  or  us,  such
developments could adversely affect our business, operating results and financial condition. At this time, it is difficult to assess the likelihood of such threat and any
potential impact at this time.

We are subject to certain risks with respect to our counterparties on contracts.

We  have  entered  into,  and  may  enter  in  the  future  into,  various  contracts,  including  charter  parties  and  contracts  of  affreightment  with  our  customers,
newbuilding contracts with shipyards, credit facilities with our lenders and operating leases as charterers. These agreements subject us to counterparty risks. The ability of
each of our counterparties to perform its obligations under a contract with us will depend on a number of factors that are beyond our control and may include, among
other things, general economic conditions, the condition of the maritime industry, the overall financial condition of the counterparty, charter rates received for specific
types  of  vessels,  and  various  expenses.  Should  our  counterparties  fail  to  honor  their  obligations  under  agreements  with  us,  we  could  sustain  significant  losses,  which
could have a material adverse effect on our business, financial condition, results of operations and cash flows.

In November of 2019, we established a new dividend policy, which was updated in May 2021, but we may be unable to pay dividends in the future.

Under the terms of a number of our outstanding financing arrangements, we are subject to various restrictions on our ability to pay dividends. Our financing
arrangements prevent us from paying dividends if an event of default exists under our credit facilities or if certain financial ratios are not met. See “Item 5 Operating and
Financial Review and Prospects - Liquidity and Capital Resources - Senior Secured Credit Facilities - Credit Facility Covenants” for further details. In general, when
dividends are paid, they are distributed from our operating surplus, in amounts that allow us to retain a portion of our cash flows to fund vessel or fleet acquisitions and
for  debt  repayment  and  other  corporate  purposes,  as  determined  by  our  management  and  board  of  directors  (“Board  of  Directors”).  In  addition,  the  declaration  and
payment of dividends will be subject at all times to the discretion of our Board of Directors. The timing and amount of dividends will depend on our earnings, financial
condition, cash requirements and availability, fleet renewal and expansion, restrictions in our loan agreements, if any, the provisions of Marshall Islands law affecting the
payment  of  dividends  and  other  factors.  The  laws  of  the  Republic  of  Marshall  Islands  generally  prohibit  the  payment  of  dividends  other  than  from  surplus  (retained
earnings and the excess of consideration received for the sale of shares above the par value of the shares) or while a company is insolvent or would be rendered insolvent
by the payment of such a dividend. We may not have sufficient surplus in the future to pay dividends and our subsidiaries may not have sufficient funds or surplus to
make distributions to us. We can give no assurance that dividends will be paid at any level or at all.

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We may not have adequate insurance to compensate us if we lose our vessels or to compensate third parties.

In the event of a casualty to a vessel or other catastrophic event, we rely on our insurance to pay the insured value of the vessel or the damages incurred. Through
our  management  agreements  with  our  technical  managers,  we  procure  insurance  for  the  vessels  in  our  fleet  against  those  risks  that  we  believe  the  shipping  industry
commonly insures against. This insurance includes marine hull and machinery insurance, protection insurance and indemnity insurance, which include pollution risks and
crew insurances, and war risk insurance. Currently, the amount of coverage for liability for pollution, spillage and leakage available to us on commercially reasonable
terms through protection and indemnity associations and providers of excess coverage is $1.0 billion per vessel per occurrence. We may not be adequately insured against
all risks. We may not be able to obtain adequate insurance coverage for our fleet in the future, and we may not be able to obtain certain insurance coverages. The insurers
may not pay particular claims. Our insurance policies may contain deductibles for which we will be responsible and limitations and exclusions which may increase our
costs or lower our revenue. Moreover, insurers may default on claims they are required to pay. In addition, we may be subject to increased premium payments, or calls, in
amounts  based  on  our  claim  records  and  the  claim  records  of  our  fleet  managers  as  well  as  the  claim  records  of  other  members  of  the  protection  and  indemnity
associations (P&I Associations) through which we receive insurance coverage for tort liability, including pollution-related liability. Our payment of these calls and any
significant loss or liability for which we are not insured could have a material adverse effect on our business and financial condition.

We depend upon third party and/or affiliated managers to provide the technical management of our fleet.

We have contracted the technical management of certain portion of our fleet, including crewing, maintenance, and repair services, to third party and/or affiliated
technical  management  companies.    The  failure  of  these  technical  managers  to  perform  their  obligations  could  materially  and  adversely  affect  our  business,  results  of
operations, cash flows, financial condition and ability to pay dividends.  Although we may have rights against our third party and/or affiliated managers if they default on
their obligations to us, our shareholders will share that recourse only indirectly to the extent that we recover funds.

The aging of our fleet and our practice of purchasing and operating secondhand vessels may result in increased operating costs and vessels off-hire, which could
adversely affect our earnings.

Our current business strategy includes additional growth which may, in addition to the acquisition of newbuilding vessels, include the acquisition of modern
secondhand vessels. While we expect that we would typically inspect secondhand vessels prior to acquisition, this does not provide us with the same knowledge about
their condition that we would have had if these vessels had been built for and operated exclusively by us. Generally, we, as a purchaser of secondhand vessels will not
receive  the  benefit  of  warranties  from  the  builders  for  the  secondhand  vessels  that  we  acquire.  In  addition,  unforeseen  maintenance,  repairs,  special  surveys  or  dry
docking  may  be  necessary  for  acquired  secondhand  vessels,  which  could  also  increase  our  costs  and  reduce  our  ability  to  employ  the  vessel  to  generate  revenue.  In
general, the cost of maintaining a vessel in good operating condition increases with the age of the vessel. As our vessels age, they will typically become less fuel-efficient
and more costly to maintain than more recently constructed vessels due to improvements in engine technology. Cargo insurance rates increase with the age of a vessel,
making  older  vessels  less  desirable  to  charterers.  Governmental  regulations  and  safety  or  other  equipment  standards  related  to  the  age  of  vessels  may  also  require
expenditures for alterations or the addition of new equipment to our vessels and may restrict the type of activities in which our vessels may engage. As our vessels age,
market conditions may not justify those expenditures or may not enable us to operate our vessels profitably during the remainder of their useful lives. In addition, if new
dry bulk carriers are built that are more efficient or more flexible or have longer physical lives than our vessels, competition from these more technologically advanced
vessels could adversely affect the amount of charter hire payments we receive for our vessels once their initial charters expire and the resale value of our vessels could
significantly decrease.

We may be subject to litigation that, if not resolved in our favor and not sufficiently insured against, could have a material adverse effect on us.

We may be, from time to time, involved in various litigation matters. These matters may include, among other things, contract disputes, shareholder litigation,
personal injury claims, environmental claims or proceedings, asbestos and other toxic tort claims, property casualty claims, employment matters, governmental claims for
taxes or

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duties,  and  other  litigation  that  arises  in  the  ordinary  course  of  our  business.  Although  we  intend  to  defend  these  matters  vigorously,  we  cannot  predict  with
certainty the outcome or effect of any claim or other litigation matter, and the ultimate outcome of any litigation or the potential costs to resolve them may have a material
adverse effect on us. Insurance may not be applicable or sufficient in all cases and/or insurers may not remain solvent which may have a material adverse effect on our
financial condition.

We may have difficulty managing our planned growth properly.

Historically, we have grown through acquisitions and building newbuilding vessels. One of our strategies is to continue expanding our operations and fleet. Our
future growth will primarily depend upon a number of factors, some of which may not be within our control, including our ability to: identify suitable dry bulk carriers,
including newbuilding slots at shipyards and/or shipping companies for acquisitions at attractive prices; obtain required financing for our existing and new operations;
identify businesses engaged in managing, operating or owning dry bulk carriers for acquisitions or joint ventures; integrate any acquired dry bulk carriers or businesses
successfully with our existing operations, including obtaining any approvals and qualifications necessary to operate vessels that we acquire, hire, train and retain qualified
personnel and crew to manage and operate our growing business and fleet; identify new markets; enhance our customer base; and improve our operating, financial and
accounting systems and controls. Our failure to effectively identify, acquire, develop and integrate any dry bulk carriers or businesses could adversely affect our business,
financial condition and results of operations. The number of employees that perform services for us and our current operating and financial systems may not be adequate
as we implement our plan to expand our fleet size in the dry bulk sector, and we may not be able to effectively hire more employees or adequately improve those systems.
In addition, our growth through acquisitions and investments bears inherent risks including: the possibility that we may not receive a favorable return on our investments
or that we may incur losses therefrom, or the original investment may become impaired; failure to satisfy or set effective strategic objectives; our assumption of known or
unknown liabilities or other unanticipated events or circumstances, the diversion of management’s attention from normal daily operations of the business; difficulties in
integrating the operations, technologies, products and personnel of an acquired company or its assets; difficulties in supporting acquired operations, difficulties or delays
in the transfer of vessels, equipment or personnel; failure to retain key personnel, unexpected capital equipment outlays and related expenses; insufficient revenues to
offset increased expenses associated with acquisitions; under-performance problems with acquired assets or operations, issuance of common shares that could dilute our
current shareholders; recording of goodwill and non-amortizable intangible assets that will be subject to periodic impairment testing and potential impairment charges
against  our  future  earnings;  the  opportunity  cost  associated  with  committing  capital  in  such  investments;  undisclosed  defects,  damage,  maintenance  requirements  or
similar matters relating to acquired vessels; and becoming subject to litigation.

We  may  not  be  able  to  address  these  risks  successfully  without  substantial  expense,  delay  or  other  operational  or  financial  issues.  Any  delays  or  other  such
operations or financial issues could adversely impact our business, financial condition and results of operations. We cannot give any assurance that we will be successful
in executing our growth plans, obtain appropriate financings on a timely basis or on terms we deem reasonable or acceptable or that we will not incur significant expenses
and losses in connection with our future growth.

A change in tax laws, treaties or regulations, or their interpretation could result in a significant negative impact on our earnings and cash flows from operations.

We  are  an  international  company  that  conducts  business  throughout  the  world.  Tax  laws  and  regulations  are  highly  complex  and  subject  to  interpretation.
Consequently, a change in tax laws, treaties or regulations, or in the interpretation thereof, or in and between countries in which we operate, could result in a materially
high tax expense or higher effective tax rate on our worldwide earnings, and such change could be significant to our financial results. If any tax authority successfully
challenges our operational structure, intercompany pricing policies or the taxable presence of our key subsidiaries in certain countries, or if the terms of certain income
tax treaties are interpreted in a manner that is adverse to our structure, or if we lose a material tax dispute in any country, our effective tax rate on our worldwide earnings
from our operations could increase substantially and our earnings and cash flows from these operations could be materially adversely affected. We and our subsidiaries
may  be  subject  to  taxation  in  the  jurisdictions  in  which  we  and  our  subsidiaries  conduct  business.  Such  taxation  would  result  in  decreased  earnings.  Investors  are
encouraged to consult their own tax advisors concerning the overall tax consequences of the ownership of our common shares arising in an investor’s particular situation
under U.S. federal, state, local and foreign law.

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The  Internal  Revenue  Service  could  treat  us  as  a  “passive  foreign  investment  company,”  (or  “PFIC”)  which  could  have  adverse  U.S.  federal  income  tax
consequences to U.S. shareholders.

As further described under “Item 10. Additional Information – E. Taxation - U.S. Federal Income Taxation of U.S. Holders” we believe that we currently are not
a PFIC, and we do not expect to become a PFIC in the future. However, there is no direct legal authority under the PFIC rules addressing our characterization of income
from our voyage and time chartering activities nor our characterization of contracts for newbuilding vessels, if any. Moreover, the determination of PFIC status for any
year can only be made on an annual basis after the end of such taxable year and will depend on the composition of our income, assets and operations from time to time.
Because of the above described uncertainties, there can be no assurance that the Internal Revenue Service will not challenge the determination made by us concerning our
PFIC status or that we will not be a PFIC for any taxable year. If we were classified as a PFIC for any taxable year during which a U.S. shareholder owns common shares
(regardless of whether we continue to be a PFIC), the U.S. shareholder would be subject to special adverse rules, including taxation at maximum ordinary income rates
plus  an  interest  charge  on  both  gains  on  sale  and  certain  dividends,  unless  the  U.S.  shareholder  makes  an  election  to  be  taxed  under  an  alternative  regime.  Certain
elections may be available to U.S. shareholders if we were classified as a PFIC.

Risks Related to Our Relationships with Mr. Pappas, Oaktree and Other Parties

Affiliates of Oaktree own a significant portion of our common shares, subject to certain restrictions on voting, acquisitions and dispositions thereof.

As of February 16, 2022, Oaktree and its affiliates beneficially own 26,021,457 common shares, representing approximately 25.4% of our outstanding common
shares. However, pursuant to the Oaktree Shareholders Agreement, Oaktree and certain affiliates thereof have agreed to voting restrictions, ownership limitations and
standstill restrictions. See “Item 7. Major Shareholders and Related Party Transactions—B. Related Party Transactions - Oaktree Shareholders Agreement” for further
details. Despite the foregoing limitations, Oaktree and its affiliates are able to exert considerable influence over us. Oaktree and its affiliates may be able to prevent or
delay  a  change  of  control  of  us  and  could  preclude  any  unsolicited  acquisition  of  us.  The  concentration  of  ownership  and  voting  power  in  Oaktree  may  make  some
transactions more difficult or impossible without Oaktree’s support, even if such events are in the best interests of our other shareholders and/or may have an adverse
effect on the price of our common shares. As a result of such influence, we may take actions that our other shareholders do not view as beneficial, which may adversely
affect our results of operations and financial condition and cause the value of your investment to decline. Additionally, Oaktree is in the business of making investments
in  companies  and  currently  holds  and  may  from  time  to  time  in  the  future  acquire,  interests  in  the  shipping  industry  that  directly  or  indirectly  compete  with  certain
portions of our business. If Oaktree pursues acquisitions or makes further investments in the shipping industry, those acquisitions and investment opportunities may not
be available to us, and we have agreed to renounce any interest or expectancy in, or in being offered an opportunity to participate in, any corporate opportunities that may
be presented to or become known to Oaktree or any of its affiliates. In addition, the members of the Board of Directors nominated by Oaktree will have fiduciary duties to
us and in addition may have duties to Oaktree. As a result, such circumstances may entail real or apparent conflicts of interest with respect to matters affecting both us
and Oaktree, whose interests, in some circumstances, may be adverse to ours.

Members of management and our directors may have relationships and affiliations with other entities that could create conflicts of interest.

While  we  do  not  expect  our  Chief  Executive  Officer,  Mr.  Petros  Pappas,  will  have  any  material  relationships  with  any  companies  in  the  dry  bulk  shipping
industry other than us, he will continue to be involved in other areas of the shipping industry, which could cause conflicts of interest not in the best interest of us or our
shareholders. This could result in an adverse effect on our business, financial condition, results of operations and cash flows. We use our best efforts to ensure compliance
with all applicable laws and regulations in addressing such conflicts of interest. In addition, our executive officers participate in business activities not associated with us,
including  serving  as  members  of  the  management  teams  of  Oceanbulk  Maritime  S.A, a dry cargo shipping company,  and  PST  Tankers  LLC,  a  joint  venture  between
Oaktree and entities controlled by Mr. Pappas’ family involved in the product tanker businesses, and are not required to work full-time on our affairs. Initially, we expect
that each of our executive officers will devote a substantial portion of his/her business time to the management of our Company.

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Our executive officers may devote less time to us than if they were not engaged in other business activities and may owe fiduciary duties to the shareholders of other
companies with which they may be affiliated, including those companies listed above. Three of our directors are affiliated with Oaktree. Our Oaktree-affiliated directors
have fiduciary duties to us and to Oaktree. In addition, under the Oaktree Shareholders Agreements, none of our officers or directors who is also an officer, director,
employee or other affiliate of Oaktree or an officer, director or employee of an affiliate of Oaktree will be liable to us or our shareholders for breach of any fiduciary duty
by reason of the fact that any such individual directs a corporate opportunity to Oaktree or its affiliates instead of us, or does not communicate information regarding a
corporate opportunity to us that such person or affiliate has directed to Oaktree or its affiliates. As a result, such circumstances may entail real or apparent conflicts of
interest  with  respect  to  matters  affecting  both  us  and  Oaktree,  whose  interests,  in  some  circumstances,  may  be  adverse  to  ours.  In  addition,  as  a  result  of  Oaktree’s
ownership interest, conflicts of interest could arise with respect to transactions involving business dealings between us and Oaktree or their affiliates, including potential
business  transactions,  potential  acquisitions  of  businesses  or  properties,  the  issuance  of  additional  securities,  the  payment  of  dividends  by  us  and  other  matters.  This
structure may create conflicts of interest in matters involving or affecting us and our customers and it is not certain that any of these conflicts of interest will be resolved
in our favor. This could have a material adverse effect on our business, financial condition, results of operations and cash flows.

We may be unable to attract and retain qualified, skilled employees or crew necessary to operate our business.

Our success depends in large part on our ability to attract and retain highly skilled and qualified personnel, both shoreside personnel and crew. In crewing our
vessels, we require technically skilled employees with specialized training who can perform physically demanding work. Competition to attract and retain qualified crew
members and shoreside personnel is intense due to the increase in the size of the global shipping fleet. In addition, if we are not able to obtain higher charter rates to
compensate  for  any  crew  cost  and  salary  increases,  or  if  we  cannot  hire,  train  and  retain  a  sufficient  number  of  qualified  employees,  we  may  be  unable  to  manage,
maintain and grow our business, which could have a material adverse effect on our business, financial condition, results of operations and cash flows.

Our reliance upon “foreign private issuer” exemptions may afford less protection to holders of our common shares.

Nasdaq’s  corporate  governance  rules  require,  subject  to  exceptions,  listed  companies  to  have,  among  other  things,  a  majority  of  their  board  members  be
independent and independent director oversight of executive compensation, nomination of directors and corporate governance matters. As a “foreign private issuer” (as
defined in Rule 3b-4 of the Exchange Act), or FPI, we may follow the laws of the Republic of the Marshall Islands, our home country, with respect to the foregoing
requirements. For example, although our Board of Directors currently includes nine members who would likely be deemed independent under the Nasdaq rules, we may
in the future have less than a majority of directors who would be deemed independent, as permitted under Marshall Islands law. In addition, as a FPI we are not required
to  comply  with  all  of  the  periodic  disclosure  and  current  reporting  requirements  of  the  Exchange  Act  applicable  to  U.S.  domestic  companies  whose  securities  are
registered under the Exchange Act.

Risks Related to Our Corporate Structure and Our Common Shares

We  are  a  holding  company  and  depend  on  the  ability  of  our  subsidiaries  to  distribute  funds  to  us  in  order  to  satisfy  our  financial  obligations  and  to  make
dividend payments.

We are a holding company, and our subsidiaries conduct all of our operations and own all of our operating assets. We have no significant assets other than the
equity interests in our subsidiaries. Our ability to satisfy our financial obligations and to make dividend payments in the future depends on our subsidiaries and their
ability to distribute funds to us. If we are unable to obtain funds from our subsidiaries, our Board of Directors may exercise its discretion not to declare or pay dividends.
We do not intend to obtain funds from other sources to pay dividends. Furthermore, certain of our outstanding financing arrangements restrict the ability of some of our
subsidiaries to pay us dividends under certain circumstances, such as if an event of default exists.

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We  may  need  to  raise  additional  capital  in  the  future,  which  may  not  be  available  on  favorable  terms  or  at  all  or  which  may  dilute  our  common  stock  or
adversely affect its market price.

We may require additional capital to expand our business and increase revenues, add liquidity in response to negative economic conditions, meet unexpected
liquidity  needs,  and  reduce  our  outstanding  debt.  To  the  extent  our  existing  capital  and  borrowing  capabilities  are  insufficient,  we  will  need  to  raise  additional  funds
through  debt  or  equity  financings,  including  offerings  of  our  common  stock,  securities  convertible  into  our  common  stock,  or  rights  to  acquire  our  common  stock  or
curtail our growth and reduce our assets or restructure arrangements with existing security holders. Any equity or debt financing, or additional borrowings, if available at
all, may be on terms that are not favorable to us. Equity financings could result in dilution to our stockholders, and the securities issued in future financings may have
rights, preferences, and privileges that are senior to those of our common stock. To the extent that an existing shareholder does not purchase shares of voting stock, that
shareholder’s interest in our Company will be diluted, representing a smaller percentage of the vote in our Board of Directors’ elections and other shareholder decisions.
If our need for capital arises because of significant losses, the occurrence of these losses may make it more difficult for us to raise the necessary capital. If we cannot raise
funds on acceptable terms if and when needed, we may not be able to take advantage of future opportunities, grow our business or respond to competitive pressures or
unanticipated requirements.

Because we are organized under the laws of the Marshall Islands and because substantially all of our assets are located outside of the United States, it may be
difficult to serve us with legal process or enforce judgments against us, our directors or our management.

We are organized under the laws of the Marshall Islands and substantially all of our assets are located outside of the United States. In addition, the majority of
our directors and officers are or will be non-residents of the United States and all or a substantial portion of the assets of these non-residents are located outside of the
United States. As a result, it may be difficult or impossible for you to bring an action against us or against our directors and officers in the United States if you believe
that your rights have been infringed under securities laws or otherwise. Even if you are successful in bringing an action of this kind, the laws of the Marshall Islands and
of other jurisdictions may prevent or restrict you from enforcing a judgment against our assets or the assets of our directors or officers.

We are incorporated in the Marshall Islands, which does not have a well-developed body of corporate law.

Our corporate affairs are governed by our Fourth Amended and Restated Articles of Incorporation (the “Articles of Incorporation”) and our Third Amended and
Restated  Bylaws  (the  “Bylaws”)  and  by  the  Marshall  Islands  Business  Corporations  Act  (the  “MIBCA”).  The  provisions  of  the  MIBCA  resemble  provisions  of  the
corporation laws of a number of states in the United States. However, there have been few judicial cases in the Marshall Islands interpreting the MIBCA. The rights and
fiduciary responsibilities of directors under the laws of the Marshall Islands are not as clearly established as the rights and fiduciary responsibilities of directors under
statutes or judicial precedent in existence in the United States. The rights of shareholders of companies incorporated in the Marshall Islands may differ from the rights of
shareholders of companies incorporated in the United States. While the MIBCA provides that it is to be interpreted according to the laws of the State of Delaware and
other states with substantially similar legislative provisions, there have been few, if any, court cases interpreting the MIBCA in the Marshall Islands and we cannot predict
whether Marshall Islands courts would reach the same conclusions as United States courts. Thus, you may have more difficulty in protecting your interests in the face of
actions by the management, directors or controlling shareholders than would shareholders of a corporation incorporated in a United States jurisdiction that has developed
a relatively more substantial body of case law. Additionally, the Republic of the Marshall Islands does not have a legal provision for bankruptcy or a general statutory
mechanism for insolvency proceedings. As such, in the event of a future insolvency or bankruptcy, our shareholders and creditors may experience delays in their ability to
recover their claims after any such insolvency or bankruptcy.

The international nature of our operations may make the outcome of any bankruptcy proceedings difficult to predict.

We are incorporated under the laws of the Republic of the Marshall Islands and certain of our subsidiaries are also incorporated under the laws of the Republic of

the Marshall Islands, Liberia, British Virgin Islands, Cyprus, Malta, Singapore and Germany, and we conduct operations in countries around the world.

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 The Marshall Islands has passed an act implementing the U.N. Commission on Internal Trade Law (UNCITRAL) Model Law on Cross-Border Insolvency, or the Model
Law.  The  adoption  of  the  Model  Law  is  intended  to  implement  effective  mechanisms  for  dealing  with  issues  related  to  cross-border  insolvency  proceedings  and
encourages cooperation and coordination between jurisdictions. Notably, the Model Law does not alter the substantive insolvency laws of any jurisdiction and does not
create a bankruptcy code in the Marshall Islands. Instead, the Act allows for the recognition by the Marshall Islands of foreign insolvency proceedings, the provision of
foreign  creditors  with  access  to  courts  in  the  Marshall  Islands,  and  the  cooperation  with  foreign  courts.  Consequently,  in  the  event  of  any  bankruptcy,  insolvency  or
similar proceedings involving us or one of our subsidiaries, bankruptcy laws other than those of the United States could apply. We have limited operations in the United
States.  If  we  become  a  debtor  under  the  United  States  bankruptcy  laws,  bankruptcy  courts  in  the  United  States  may  seek  to  assert  jurisdiction  over  all  of  our  assets,
wherever located, including property situated in other countries. There can be no assurance, however, that we would become a debtor in the United States or that a United
States bankruptcy court would be entitled to, or accept, jurisdiction over such bankruptcy case or that courts in other countries that have jurisdiction over us and our
operations would recognize a United States bankruptcy court’s jurisdiction if any other bankruptcy court would determine it had jurisdiction.

Future sales of our common shares could cause the market price of our common shares to decline.

Our Articles of Incorporation authorize us to issue 300,000,000 common shares, of which 102,294,758 shares were issued and outstanding as of December 31,
2021. In addition, certain shareholders hold registration rights, see “Item 7. Major Shareholders.” Furthermore pursuant to our two, currently effective, At the Market
offering programs, we may offer and sell a number of our common shares, having an aggregate offering price of up to $150 million at any time and from time to time.
Sales of a substantial number of our common shares in the public market, or the perception that these sales could occur, may depress the market price for our common
shares. These sales could also impair our ability to raise additional capital through the sale of our equity securities in the future. We intend to issue additional common
shares  in  the  future.  Our  shareholders  may  incur  dilution  from  any  future  equity  offering  and  upon  the  issuance  of  additional  common  shares  pursuant  to  our  equity
incentive plans.

We may fail to meet the continued listing requirements of the Nasdaq, which could cause our common shares to be delisted.

There can be no assurance that we will remain in compliance with Nasdaq’s listing qualification rules, or that our common shares will not be delisted, which
could  have  an  adverse  effect  on  the  market  price  of,  and  the  efficiency  of  the  trading  market  for,  our  common  shares  and  could  cause  a  default  under  certain  senior
secured credit facilities.

The price of our common shares may be highly volatile.

The price of our common shares may fluctuate due to factors such as: actual or anticipated fluctuations in our quarterly and annual results and those of other
public companies in our industry; mergers and strategic alliances in the dry bulk shipping industry; market conditions in the dry bulk shipping industry; changes in market
valuations of companies in our industry; changes in government regulation; the failure of securities analysts to publish research about us, or shortfalls in our operating
results from levels forecast by securities analysts; announcements concerning us or our competitors; and the general state of the securities markets. Hence, the market for
our common shares may be unpredictable and volatile. Further, there may be no continuing active or liquid public market for our common shares. Consequently, you may
not be able to sell the common shares at prices equal to or greater than those paid by you, or you may not be able to sell them at all. In the past, following periods of
volatility in the market, securities class-action litigation has often been instituted against companies. Such litigation, if instituted against us, could result in substantial
costs  and  diversion  of  management’s  attention  and  resources,  which  could  materially  and  adversely  affect  our  business,  financial  condition,  results  of  operations  and
growth prospects. There can be no guarantee that our stock price will remain at current prices.

Anti-takeover provisions in our organizational documents could have the effect of discouraging, delaying or preventing a merger or acquisition, or could make
it difficult for our shareholders to replace or remove our current Board of Directors, which could adversely affect the market price of our common shares.

Several  provisions  of  our Articles  of  Incorporation  and  our  Bylaws  could  make  it  difficult  for  our  shareholders  to  change  the  composition  of  our  Board  of

Directors in any one year, preventing them from changing the

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composition of management. In addition, the same provisions may discourage, delay or prevent a merger or acquisition that shareholders may consider favorable. These
provisions include: authorizing our Board of Directors to issue “blank check” preferred stock without shareholder approval; providing for a classified Board of Directors
with staggered, three-year terms; establishing certain advance notice requirements for nominations for election to our Board of Directors or for proposing matters that can
be acted on by shareholders at shareholder meetings; prohibiting cumulative voting in the election of directors; limiting the persons who may call special meetings of
shareholders;  authorizing  the  removal  of  directors  only  for  cause  and  only  upon  the  affirmative  vote  of  the  holders  of  a  majority  of  our  outstanding  common  shares
entitled to vote for the directors; and establishing supermajority voting provisions with respect to amendments to certain provisions of our Articles of Incorporation and
our  Bylaws.  These  anti-takeover  provisions  could  substantially  impede  the  ability  of  public  shareholders  to  benefit  from  a  change  in  control  and,  as  a  result,  may
adversely affect the market price of our common shares and your ability to realize any potential change of control premium.

Item 4.

Information on the Company

A.       History and Development of the Company

Star Bulk Carriers Corp. was incorporated in the Marshall Islands on December 13, 2006. Our executive offices are located at c/o Star Bulk Management Inc., 40
Agiou Konstantinou Str., Maroussi 15124, Athens, Greece and its telephone number is 011-30-210-617-8400. Our registered office is located at Trust Company Complex,
Ajeltake Road, Ajeltake Island, Majuro, Marshall Islands, MH 96960.

Significant changes to our fleet during the years 2019 -2022

On May 27, 2019, we entered into an en bloc definitive agreement with entities controlled by Delphin Shipping, LLC (“Delphin”), an entity affiliated with Kelso
& Company, pursuant to which we agreed to acquire 11 operating dry bulk vessels (the “Delphin Vessels”). The vessels were delivered to us in exchange for an aggregate
of 4,503,370 of our common shares and cash consideration of $80.0 million, with the total acquisition cost being $127.5 million. All 11 Delphin Vessels were delivered to
us during the third quarter of 2019. In connection with this transaction, we granted Delphin certain demand registration rights and shelf registration rights.

On December 17, 2020, we entered into a definitive agreement with entities affiliated with E.R. Capital Holding GmbH & Cie. KG (“E.R.”), pursuant to which
we  agreed  to  acquire  three  Capesize  dry  bulk  vessels.  The  vessels  are  retrofitted  with  exhaust  gas  cleaning  systems  and  were  delivered  to  us  on  January  26,  2021.
Consideration for the acquisition was payable in the form of $39.0 million in cash and 2,100,000 of our common shares, which shares were issued on January 26, 2021 to
E.R. In connection with this transaction, we granted E.R. certain registration rights and registered the resale of 2,100,000 common shares.

On February 2, 2021, we entered into an agreement with Eneti Inc. (NYSE: NETI), or Eneti, formerly known as Scorpio Bulkers Inc., and certain other parties to
acquire seven vessels, consisting of three Ultramax vessels, the Star Athena (ex-SBI Pegasus), the Star Bovarius (ex-SBI Ursa) and the Star Subaru (ex-SBI Subaru), and
four Kamsarmax vessels, the Star Capoeira (ex-SBI Capoeira), the Star Carioca (ex-SBI Carioca), the Star Lambada (ex-SBI Lambada) and the Star Macarena (ex-SBI
Macarena)  (collectively,  the  “Eneti  Acquisition  Vessels”)  by  assuming  the  outstanding  lease  obligations  of  the  Eneti  Acquisition  Vessels.  As  consideration  for  this
transaction we agreed to issue to Eneti 3,000,000 newly issued common shares of the Company. In connection with this transaction, on February 2, 2021 we entered into
a registration right agreement with Eneti, which provided Eneti with certain demand registration rights and shelf registration rights. The transaction was completed for six
out of seven vessels on March 16, 2021, on which date we issued 2,649,203 of our common shares and assumed the outstanding lease obligations attributable to these six
vessels of $86.9 million. On May 19, 2021 we took delivery of Star Athena (ex- SBI Pegasus), the seventh and final vessel. We issued to the relevant affiliates of Eneti
350,797 common shares representing the share consideration for the seventh vessel and we assumed the outstanding lease obligations of $12.7 million associated with the
vessel. In addition, we paid an amount of $0.5 million per vessel to the lessors as security for our obligations which amount will progressively be released until May
2025.

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On March 3, 2021, we entered into a definitive agreement with a third party to acquire two Eco-type resale 82,000 dwt Kamsarmax vessels (the “Kamsarmax
Resale Vessels”) at a price of $55.0 million in aggregate. The vessels were delivered to us on May 25, 2021 and June 16, 2021, respectively, directly from YAMIC yard (a
joint venture between Mitsui and New Yangzijiang).

From time to time, in response to changing market conditions, we have disposed certain of our vessels (the majority of which were older vessels) and have sold,
cancelled or transferred some of our newbuilding vessels. As a result, we currently have a fleet of 128 vessels, with an aggregate capacity of 14.1 million dwt, consisting
of Newcastlemax, Capesize, Post Panamax, Kamsarmax, Panamax, Ultramax and Supramax vessels with carrying capacities between 52,425 dwt and 209,529 dwt.

B.       Business Overview

General

We are an international leading global shipping company that owns and operates a modern and diverse fleet of dry bulk vessels. Our vessels transport a broad
range  of  major  and  minor  bulk  commodities,  including  iron  ore,  minerals  and  grain,  bauxite,  fertilizers  and  steel  products,  along  worldwide  shipping  routes.  Our
executive management team, which has extensive shipping industry expertise, is led by Mr. Petros Pappas, who has more than 40 years of shipping experience and has
managed hundreds of vessel acquisitions and dispositions.

We are committed to implementing Environmental, Social and Governance (ESG) practices into our operational and strategic decision making within the scope
of our vision to be a leader in sustainable dry bulk shipping. In this respect we are a signatory to the United Nations (UN) Global Compact supporting its Ten Principles
on areas of human rights, labor, environment and anticorruption and committing to the broader development goals of the United Nations, the Sustainable Development
Goals. In addition, we publish an annual ESG Report, which presents our ESG strategy and goals, identifies ESG related risks, and reports on our ESG performance
across  all  our  business  operations.  In  November  2021,  we  released  our  third  annual  ESG  Report.  All  of  our  ESG  Reports  may  be  found  on  our  website  at
www.starbulk.com.  The information on our website is not incorporated by reference into this annual report.

Our ESG Performance:

Environment

We endeavor to comply with all applicable environmental regulations on a timely and efficient basis, and to implement measures to further reduce our carbon
footprint, improve our environmental performance and protect the marine environment. We continuously monitor the performance of our vessels through telemetry and
advanced data management systems and take action to improve the energy efficiency of our fleet both operationally and technically, in view of the greenhouse gas (GHG)
strategy set for 2030 and 2050 by the International Maritime Organization, the United Nations agency for maritime safety and the prevention of pollution by vessels (the
“IMO”).

· We have retrofitted our fleet with Exhaust Gas Cleaning Systems (EGCS) in order to comply with emissions standards, titled IMO-2020, set by the IMO.

· We have an ongoing retrofit program across our entire fleet to comply with the IMO’s Ballast Water Management Convention.

· We participate in the Poseidon Principles, which establish a framework for assessing and disclosing the climate alignment of ship finance portfolios and are

consistent with the policies and ambitions of the IMO to reduce shipping's total annual GHG emissions by at least 50% by 2050.

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· We collaborate with our charterers within the scope of the Sea Cargo Charter, providing them with our vessel data to enable them to assess and report on the

carbon intensity of the chartering activities of these vessels.

· We have engaged and actively participate in partnerships and alliances that promote sustainability in the maritime sector, including emission control and
other environmental initiatives, such as the Global Maritime Forum, the Getting to Zero Coalition, the Clean Shipping Alliance, and the Hellenic Marine
Environment Protection Association.

· We are active participants in several projects for the development and/or deployment of new green technologies and alternative fuels, including with respect

to:

·

·

·

·

·

·

 Social 

the adoption of various latest technology voyage optimization platforms which aim to reduce fuel consumption and therefore our fleet’s CO2 footprint;

the installation of energy-saving devices, such as propeller ducts, which aim to reduce the required propulsion power and CO2 emissions of our vessels;

piloting  and  evaluating  latest  technology  anti-fouling  paints  and  hull  cleaning  technologies  to  reduce  hull  resistance  and  improve  vessel’s  energy
efficiency;

the techno-economic feasibility assessment of several zero-emission fuels, including biofuels and green-hydrogen derived fuels such as methanol and
ammonia;

onboard carbon capture technologies, leveraging also our existing exhaust gas cleaning systems; and

the testing of advanced wash-water filtration system onboard our vessels to enable the removal of micro-plastics from port waters

We are focused on continuously improving our social impact, including with respect to the health, safety and wellbeing of employees, both on board and ashore,

to operational excellence, and to community support.

·

The  health,  safety,  security  and  well-being  of  our  people  at  sea  and  on  shore  is  our  top  priority,  especially  during  the  COVID-19  pandemic.  For  more
information  with  respect  to  our  response  to  the  COVID-19  pandemic,  please  visit  our  ESG  Report,  which  may  be  found  on  our  website  at
www.starbulk.com. The information on our website is not incorporated by reference into this annual report. We are a signatory to the Neptune Declaration
on  Seafarer  Wellbeing,  which  promotes  the  health  and  safety  of  seafarers.  We  are  also  signatories  of  the  Gulf  of  Guinea  Declaration  on  Suppression  of
Piracy.

· We are dedicated to providing equal employment opportunities and treating our people fairly without regard to race, color, religious beliefs, age, sex, or any

other classification.

· We maintain high retention rates both on board and ashore and work to facilitate the professional development, continuous training and career advancement

of our people.

· We are consistently the top ranked dry bulk operator among peers in the RightShip Safety Score.

· Our community investment activities focus on, but are not limited to, supporting vulnerable groups and youth education in Greece.

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Governance

We endeavor to apply corporate governance best practices, adhere to high ethical principles and ensure the high commercial performance of our fleet.

·

The Company is governed by a diverse and experienced, majority independent Board of Directors.

· We have a transparent Code of Ethics and Anti-Corruption Policy in place.

· We implement strong internal controls structured to ensure robust risk management.

· We continuously cultivate an open reporting culture with respect to any violations of the Code of Ethics.

Our Decarbonization Strategy

We aspire to be frontrunners in the industry’s efforts to reduce GHG emissions and lead by example by applying new technologies and forming alliances with

participants that aim to decarbonize the industry.

The five pillars of our decarbonization strategy are:

· Monitoring and transparent reporting on our GHG emissions.

·

·

·

Improving the energy efficiency of our existing fleet.

Identifying and assessing climate related risks and opportunities.

Participating in research and development for new technologies and alternative fuels.

· Developing partnerships and participating in environmental alliances.

Our Fleet

We  have  built  a  fleet  through  timely  and  selective  acquisitions  of  secondhand  and  newbuilding  vessels.  Our  fleet  is  well-positioned  to  take  advantage  of
economies of scale in commercial, technical and procurement management. We have a large, modern, fuel-efficient and high-quality fleet, which emphasizes the largest
Eco-type  Capesize  and  Newcastlemax  vessels,  built  at  leading  shipyards  and  featuring  the  latest  technology.  As  a  result,  we  believe  we  will  have  an  opportunity  to
capitalize on rising market demand during a period of reduced fleet growth, customer preferences for our ships and economies of scale, while enabling us to capture the
benefits of fuel cost savings through spot time charters or voyage charters.

The  majority  of  our  operating  fleet  is  equipped  with  a  vessel  remote  monitoring  system  that  provides  data  to  monitor  fuel  and  lubricant  consumption  and
efficiency on a real-time basis. While these monitoring systems are generally available in the shipping industry, we believe that they can be cost-effectively employed
only by large-scale shipping operators, such as us.

In addition, pursuant to the IMO sulfur cap regulations, which limited emission to 0.5% m/m sulfur content that came into force in January 2020, we decided to
install  scrubbers  on  the  vast  majority  of  our  vessels  (“Scrubber  Retrofitting  Program”).  As  of  the  date  of  this  annual  report,  we  have  successfully  completed  the
installation  of  scrubbers  on  120  vessels  out  of  the  128  vessels  in  our  fleet.  We  believe  that  the  new  maritime  regulations  will  have  a  strong  impact  on  the  maritime
industry and will distinguish us from other dry bulk owners that will have conventional dry bulk vessels that will not be able to consume less expensive bunker fuel with
higher sulfur content. We believe installation of scrubbers will increase our competitive advantage commercially making our fleet more attractive to charterers and cargo
owners.

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 The following tables summarize key information about our operating fleet, as of the date of this annual report:

Operating Fleet 

  Wholly Owned Subsidiaries

1 Pearl Shiptrade LLC
2 Star Ennea LLC
3 Coral Cape Shipping LLC
4 Sea Diamond Shipping LLC
5 Star Castle II LLC
6 ABY Eleven Ltd
7 Domus Shipping LLC
8 Star Breezer LLC
9 Star Seeker LLC

10 ABY Nine Ltd
11 Clearwater Shipping LLC
12 ABY Ten Ltd
13 Star Castle I LLC
14 Festive Shipping LLC
15 New Era II Shipping LLC
16 New Era III Shipping LLC
17 New Era I Shipping LLC
18 Cape Ocean Maritime LLC
19 Cape Horizon Shipping LLC
20 Star Nor I LLC
21 Star Nor II LLC
22 Sandra Shipco LLC
23 Christine Shipco LLC
24 Pacific Cape Shipping LLC
25 Star Polaris LLC
26 Star Borealis LLC
27 Star Nor III LLC
28 Star Regg V LLC
29 Star Regg VI LLC
30 Star Regg IV LLC
31 Star Regg I LLC
32 Star Regg II LLC
33 Star Trident V LLC
34 Sky Cape Shipping LLC
35 Global Cape Shipping LLC
36 Star Trident XXV Ltd.
37 ABY Fourteen Ltd
38 ABY Fifteen Ltd
39 Sea Cape Shipping LLC
40 ABY I LLC

Vessel Name

Gargantua (1)
Star Gina 2GR
Maharaj (1)
Goliath (1)
Star Leo
Star Laetitia
Star Ariadne
Star Virgo
Star Libra (1)
Star Sienna
Star Marisa
Star Karlie
Star Eleni
Star Magnanimus
Debbie H
Star Ayesha
Katie K
Leviathan
Peloreus
Star Claudine
Star Ophelia
Star Pauline
Star Martha
Pantagruel
Star Polaris
Star Borealis
Star Lyra
Star Borneo
Star Bueno
Star Marilena
Star Marianne
Star Janni
Star Angie
Big Fish
Kymopolia
Star Triumph
Star Scarlett
Star Audrey
Big Bang
Star Paola

21

DWT

209,529
209,475
209,472
207,999
207,939
207,896
207,774
207,774
207,727
207,721
207,671
207,566
207,517
207,490
206,823
206,814
206,803
182,466
182,451
181,258
180,716
180,233
180,231
180,140
179,648
179,601
179,147
178,978
178,978
178,977
178,841
177,939
177,931
177,620
176,948
176,274
175,800
175,125
174,109
115,259

Date
Delivered to Star
Bulk
April 2, 2015
February 26, 2016
July 15, 2015
July 15, 2015
May 14, 2018
August 3, 2018
March 28, 2017
March 1, 2017
June 6, 2016
August 3, 2018
March 11 2016
August 3, 2018
January 3, 2018
March 26, 2018
May 28, 2019
July 15, 2019
April 16, 2019
September 19, 2014
July 22, 2014
July 6, 2018
July 6, 2018
December 29, 2014
October 31, 2014
July 11, 2014
November 14, 2011
September 9, 2011
July 6, 2018
January 26, 2021
January 26, 2021
January 26, 2021
January 14, 2019
January 7, 2019
October 29, 2014
July 11, 2014
July 11, 2014
December 8, 2017
August 3, 2018
August 3, 2018
July 11, 2014
August 3, 2018

Year Built

2015
2016
2015
2015
2018
2017
2017
2017
2016
2017
2016
2016
2018
2018
2019
2019
2019
2014
2014
2011
2010
2008
2010
2004
2011
2011
2009
2010
2010
2010
2010
2010
2007
2004
2006
2004
2014
2011
2007
2011

 
 
 
 
 
 
 
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  Wholly Owned Subsidiaries

41 ABM One Ltd
42 Nautical Shipping LLC
43 Majestic Shipping LLC
44 Star Sirius LLC
45 Star Vega LLC
46 ABY II LLC
47 Augustea Bulk Carrier Ltd
48 Augustea Bulk Carrier Ltd
49 Star Trident I LLC
50 Star Nor IV LLC
51 Star Alta I LLC
52 Star Alta II LLC
53 Star Nor VI LLC
54 Star Nor V LLC
55 Grain Shipping LLC
56 Star Trident XIX LLC
57 Star Trident XII LLC
58 ABY Seven Ltd
59 Star Trident IX LLC
60 Star Sun I LLC
61 Star Sun II LLC
62 Star Trident XI LLC
63 Star Trident VIII LLC
64 Star Trident XVI LLC
65 Star Trident XIV LLC
66 Star Trident X LLC
67 Star Trident XIII LLC
68 Star Trident XV LLC
69 Star Nor VIII LLC
70 Star Trident II LLC
71 Star Nor VII LLC
72 Star Trident XVII LLC
73 Star Trident XVIII LLC
74 Waterfront Two Ltd
75 Star Nor IX LLC
76 Star Elpis LLC
77 Star Gaia LLC
78 Mineral Shipping LLC
79 Star Nor X LLC
80 Star Nor XI LLC
81 Star Zeus VI LLC
82 Star Zeus I LLC
83 Star Zeus II LLC
84 Star Zeus VII LLC

Vessel Name

Star Eva
Amami
Madredeus
Star Sirius (1)
Star Vega (1)
Star Aphrodite
Star Piera
Star Despoina
Star Kamila
Star Electra
Star Angelina
Star Gwyneth
Star Luna
Star Bianca
Pendulum
Star Maria
Star Markella
Star Jeanette
Star Danai
Star Elizabeth
Star Pavlina
Star Georgia
Star Sophia
Star Mariella
Star Moira
Star Renee
Star Laura
Star Jennifer
Star Mona
Star Nasia
Star Astrid
Star Helena
Star Nina
Star Alessia
Star Calypso
Star Suzanna
Star Charis
Mercurial Virgo
Stardust
Star Sky
Star Lambada (1)
Star Capoeira (1)
Star Carioca (1)
Star Macarena (1)

22

DWT

106,659
98,648
98,648
98,648
98,648
92,006
91,952
91,945
87,001
83,494
82,953
82,703
82,687
82,672
82,578
82,578
82,574
82,567
82,554
82,430
82,361
82,281
82,252
82,249
82,220
82,204
82,192
82,192
82,188
82,183
82,158
82,150
82,145
81,944
81,918
81,644
81,643
81,502
81,502
81,466
81,272
81,253
81,199
81,198

Date
Delivered to Star
Bulk
August 3, 2018
July 11, 2014
July 11, 2014
March 7, 2014
February 13, 2014
August 3, 2018
August 3, 2018
August 3, 2018
September 3, 2014
July 6, 2018
December 5, 2014
December 5, 2014
July 6, 2018
July 6, 2018
July 11, 2014
November 5, 2014
September 29, 2014
August 3, 2018
October 21, 2014
May 25, 2021
June 16, 2021
October 14, 2014
October 31, 2014
September 19, 2014
November 19, 2014
December 18, 2014
December 8, 2014
April 15, 2015
July 6, 2018
August 29, 2014
July 6, 2018
December 29, 2014
January 5, 2015
August 3, 2018
July 6, 2018
May 15, 2017
March 22, 2017
July 11, 2014
July 6, 2018
July 6, 2018
March 16, 2021
March 16, 2021
March 16, 2021
March 6, 2021

Year Built

2012
2011
2011
2011
2011
2011
2010
2010
2005
2011
2006
2006
2008
2008
2006
2007
2007
2014
2006
2021
2021
2006
2007
2006
2006
2006
2006
2006
2012
2006
2012
2006
2006
2017
2014
2013
2013
2013
2011
2010
2016
2015
2015
2016

 
 
 
 
 
 
 
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  Wholly Owned Subsidiaries

85 ABY III LLC
86 ABY IV LLC
87 ABY Three Ltd
88 Star Nor XII LLC
89 Star Nor XIII LLC
90 Star Trident III LLC
91 Star Trident XX LLC
92 Orion Maritime LLC
93 Primavera Shipping LLC
94 Success Maritime LLC
95 Star Zeus III LLC
96 Ultra Shipping LLC
97 Blooming Navigation LLC
98
Jasmine Shipping LLC
99 STAR LIDA I SHIPPING LLC
100 Star Zeus V LLC
101 Star Zeus IV LLC
102 Star Nor XV LLC
103 Star Challenger I LLC
104 Star Challenger II LLC
105 Aurelia Shipping LLC
106 Star Axe II LLC
107 Rainbow Maritime LLC
108 Star Axe I LLC
109 ABY Five Ltd
110 Star Asia I LLC
111 Star Asia II LLC
112 Star Nor XIV LLC
113 STAR LIDA XI SHIPPING LLC
114 STAR LIDA VIII SHIPPING LLC
115 STAR LIDA IX SHIPPING LLC
116 Star Trident VII LLC
117 STAR LIDA VI SHIPPING LLC
118 STAR LIDA VII SHIPPING LLC
119 STAR LIDA X SHIPPING LLC
120 STAR LIDA III SHIPPING LLC
121 STAR LIDA IV SHIPPING LLC
122 STAR LIDA V SHIPPING LLC
123 STAR LIDA II SHIPPING LLC
124 Star Regg III LLC
125 Glory Supra Shipping LLC
126 Star Omicron LLC
127 Star Zeta LLC
128 Star Theta LLC

Vessel Name

Star Lydia
Star Nicole
Star Virginia
Star Genesis
Star Flame
Star Iris
Star Emily
Idee Fixe (1)
Roberta (1)
Laura (1)
Star Athena (1)
Kaley (1)
Kennadi (1)
Mackenzie (1)
Star Apus (1)
Star Bovarius (1)
Star Subaru (1)
Star Wave
Star Challenger (1)
Star Fighter (1)
Honey Badger (1)
Star Lutas (1)
Wolverine (1)
Star Antares (1)
Star Monica
Star Aquarius
Star Pisces (1)
Star Glory
Star Pyxis (1)
Star Hydrus (1)
Star Cleo (1)
Diva (1)
Star Centaurus
Star Hercules
Star Pegasus (1)
Star Cepheus (1)
Star Columba (1)
Star Dorado (1)
Star Aquila
Star Bright
Strange Attractor
Star Omicron
Star Zeta
Star Theta
Total dwt

23

Date
Delivered to Star
Bulk
August 3, 2018
August 3, 2018
August 3, 2018
July 6, 2018
July 6, 2018
September 8, 2014
September 16, 2014
March 25, 2015
March 31, 2015
April 7, 2015
May 19, 2021
June 26, 2015
January 8, 2016
March 2, 2016
July 16, 2019
March 16, 2021
March 16, 2021
July 6, 2018
December 12, 2013
December 30, 2013
February 27, 2015
January 6, 2016
February 27, 2015
October 9, 2015
August 3, 2018
July 22, 2015
August 7, 2015
July 6, 2018
August 19, 2019
August 8, 2019
July 15, 2019
July 24, 2017
September 18, 2019
July 16, 2019
July 15, 2019
July 16, 2019
July 23, 2019
July 16, 2019
July 15, 2019
October 10, 2018
July 11, 2014
April 17, 2008
January 2, 2008
December 6, 2007

Year Built

2013
2013
2015
2010
2011
2004
2004
2015
2015
2015
2015
2015
2016
2016
2014
2015
2015
2017
2012
2013
2015
2016
2015
2015
2015
2015
2015
2012
2013
2013
2013
2011
2012
2012
2013
2012
2012
2013
2012
2010
2006
2005
2003
2003

DWT

81,187
81,120
81,061
80,705
80,448
76,390
76,339
63,437
63,404
63,377
63,371
63,261
63,240
63,204
63,123
61,571
61,521
61,491
61,462
61,455
61,324
61,323
61,268
61,234
60,935
60,873
60,873
58,680
56,615
56,604
56,582
56,582
56,559
56,545
56,540
56,539
56,530
56,507
56,506
55,783
55,715
53,444
52,994
52,425
14,072,068

 
 
 
 
 
 
 
 
 
 
 
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(1)

Subject to a sale and leaseback financing transaction, as further described in Note 6 to our audited consolidated financial statements included in this annual report.

Our Competitive Strengths

We believe that we possess a number of competitive strengths in our industry, including:

We manage a high quality, scrubber fitted modern fleet

We own a modern, diverse, high quality fleet of 128 dry bulk carrier vessels with an aggregate capacity of 14.1 million dwt and an average age of 10.0 years. In

addition, 120 out of the 128 vessels in our fleet are retrofitted with exhaust gas cleaning systems.

We believe that owning a modern, high quality fleet reduces operating costs, improves safety and provides us with a competitive advantage in securing favorable
time  charters.  We  maintain  the  quality  of  our  vessels  by  carrying  out  regular  inspections,  both  while  in  port  and  at  sea,  and  adopting  a  comprehensive  maintenance
program  for  each  vessel.  Furthermore,  we  take  a  proactive  approach  to  safety  and  environmental  protection  through  comprehensively  planned  maintenance  systems,
preventive maintenance programs and by retaining and training qualified crews.

Based on the scale, scope and quality of our fleet and our commercial and technical management capabilities and because much of our fleet is currently chartered

on the spot market, we believe we are well-positioned to take advantage of the ongoing recovery in the dry bulk market.

In-house commercial and technical management of our fleet enable us to have very competitive operating expenses and high vessel maintenance and operating standards

We  conduct  a  significant  portion  of  the  commercial  and  technical  management  of  our  vessels  in-house  through  our  wholly  owned  subsidiaries,  Star  Bulk
Management Inc., Star Bulk Shipmanagement Company (Cyprus) Limited and Starbulk S.A. We believe having control over the commercial and technical management
provides us with a competitive advantage over many of our competitors by allowing us to monitor our operations more closely and to offer higher quality performance,
reliability  and  efficiency  in  arranging  charters  and  the  maintenance  of  our  vessels.  We  also  believe  that  these  management  capabilities  contribute  significantly  in
maintaining a lower level of vessel operating and maintenance costs, without sacrificing the quality of our operations.

Focus on new technology to improve fuel efficiency and vessel operations

In response to the increased environmental regulations around decarbonization, we have focused our attention in improving the sustainability and fuel efficiency
of our operations. The majority of our operating fleet has been equipped with a sophisticated vessel performance monitoring system (“VPM”) and we plan to install the
system on the remaining vessels of our fleet as well. The VPM system allows us to collect real-time information on the performance of important equipment, with a
particular  focus  on  vessel  performance,  fuel  consumption  and  exhaust  gas  emissions. The  system  is  designed  to  enhance  our  operational  knowledge  and  increase  the
efficiency of our trading and of our vessel maintenance.

Furthermore we take operational measures, including speed reduction, weather routing, voyage optimization and have planned technical upgrades to our fleet,
such  as  the  use  of  Energy  Saving  Devices  (ESD)  and  low  friction  hull  paints  in  order  to  reduce  fuel  consumption  and  emissions.  We  plan  to  use  underwater  ROV
(Remotely Operated Vehicles) for inspecting and cleaning the underwater hulls of our vessels. We also plan to proceed with EPL (Engine Power Limitation) in order to
meet the IMO EEXI (Energy Efficiency Existing ship Index) requirements.

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Most of our vessels’ main engines have been retrofitted with sliding engine valves and alpha lubricators, which provide additional fuel efficiency and optimized

lubricant consumption. We are replacing the conventional lights of our ships with LED lights in order to reduce energy consumption.

We believe that the above measures are the most efficient initiatives towards decarbonization until technological advances allow the use of very low or zero
carbon  emission  fuels.  We  have  performed  a  thorough  evaluation  of  our  fleet’s  performance,  which  has  juxtaposed  the  projected  performance  of  each  of  our  vessels
against the applicable regulatory requirements.

Finally  we  have  established  a  compliance  section  within  our  Technical  department  in  order  to  monitor  exhaust  gas  emissions  and  ensure  compliance  with

regional and international regulations.

Experienced  management  team  with  a  strong  track  record  in  the  shipping  industry  and  extensive  relationships  with  customers,  lenders,  shipyards  and  other  shipping
industry participants

Our company’s leadership has considerable shipping industry expertise. Our founder and Chief Executive Officer, Mr. Pappas, has an established track record in
the dry bulk industry, with more than 40 years of experience and hundreds of vessel acquisitions and dispositions. Mr. Pappas has extensive experience in operating and
investing  in  shipping,  including  through  his  family’s  principal  shipping  operations  and  investment  vehicle,  Oceanbulk  Maritime  S.A.  Mr.  Pappas  also  has  extensive
relationships in the shipping industry, and he has leveraged his deep relationships with shipbuilders to implement, when applicable, our newbuilding program with vessels
of high specification.

Through  Mr.  Pappas  and  our  senior  management  team,  we  also  have  strong  global  relationships  with  shipping  companies,  charterers,  shipyards,  brokers  and
commercial shipping lenders. Further, we expect our senior management and chartering teams’ long track record in the voyage and time chartering of dry bulk ships will
allow us to continue successfully chartering our vessels in all economic environments. We believe that these relationships and our strong sale and purchase track record
and reputation as a creditworthy counterparty should provide us with access to attractive asset acquisitions, chartering and ship financing opportunities.

For more information on our management team, see “Item 6. Directors, Senior Management and Employees—A. Directors and Senior Management.”

Our Business Strategies

Our primary objectives are to grow our business profitably and to continue to grow as a successful owner and operator of dry bulk vessels. The key elements of

our strategy are:

Capitalize on potential increases in charter rates for dry bulk shipping

The dry bulk shipping industry is cyclical in nature. The supply of dry bulk carriers is dependent on the delivery of new vessels and the removal of vessels from
the global fleet, either through scrapping or loss, and the demand for dry bulk shipping is often dependent on economic conditions, and international trade. For more
information on dry bulk market, see “Item 4. Information on the Company – B. Business Overview - Basis for Statements -The International Dry Bulk Shipping Industry.

Charter our vessels in an active and sophisticated manner

Given the volatility of the freight markets, we believe we should be flexible to changing market conditions and actively manage our vessels in order to generate
attractive  risk-adjusted  returns  by  providing  efficient  transportation  solutions  to  our  major  charterers.  Currently  we  are  arranging  voyage  and  short-term  time  charters
which provide optionality for the Company given the current market levels. Our aim is to continue improving our fleet utilization by booking long haul voyage charters
and complimentary trade flows that improve the laden/ballast ratios. This approach is also tailored specifically to our scrubber-fitted fleet and the fuel efficiency of our
younger vessels. While this process is more difficult and labor intensive than placing our vessels on longer-term time charters, it can

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lead to greater profitability. When operating a vessel on a voyage charter, as well as on contracts of affreightment directly with cargo providers, we (as owner of the
vessel) will incur fuel costs, and therefore, we are in a position to benefit from fuel savings from our scrubber-fitted fleet. If charter market levels rise, we may employ
part of our fleet in the long-term time charter market, while we may be able to employ our scrubber-fitted vessels more advantageously in the voyage charter market
and/or short-term time charters in order to capture the benefit of available fuel cost savings. Our large, diverse and high-quality fleet provides scale to major charterers,
such  as  iron  ore  miners,  utility  companies  and  commodity  trading  houses.  As  part  of  our  strategy  to  maximize  earnings,  we  seek  direct  arrangements  (consecutive
voyages,  contracts  of  affreightment,  etc.)  with  major  charterers  and  cargo  owners  on  a  voyage  basis,  providing  the  scale  required  for  the  transportation  of  large
commodity volumes over a multitude of trading routes around the world.

We are also party of a Capesize vessel pooling agreement (“Capesize Chartering Ltd or CCL Pool or CCL”) with Bocimar International NV, and C Transport
Holding Ltd, managed by C Transport Maritime S.A.M (CTM). As of December 31, 2021, we operated approximately 35 of our Newcastlemax and Capesize dry bulk
vessels  as  part  of  one  combined  CCL  fleet.  The  CCL  fleet  consists  of  approximately  135  modern  Newcastlemax  and  Capesize  vessels  and  is  being  managed  out  of
Athens, Singapore and Antwerp. Each vessel owner is responsible for the operating, accounting and technical management of its respective vessels. The objective of this
pool is to provide improved scheduling through joint marketing of our Newcastlemax and Capesize vessels, with the overall aim of enhancing economic efficiencies.

On October 3, 2017, we formed a wholly owned subsidiary, Star Logistics based in Geneva, Switzerland. Star Logistics chartered-in a number of third-party
vessels on a short- to medium- term basis to increase its operating capacity in order to satisfy its clients’ needs. In 2020, we terminated our Geneva-based commercial
activities and have established a new wholly-owned subsidiary based in Singapore under the name Star Bulk (Singapore) Pte. Ltd. (or “Star Bulk Singapore”), aiming to
expand our commercial capability and access to charterers and cargoes in Asia.

Expand and renew our fleet through opportunistic acquisitions of high-quality vessels at attractive prices

As market conditions continue to improve, we may opportunistically acquire high-quality vessels at attractive prices that are accretive to our cash flow. We also
look to opportunistically renew our fleet by replacing older vessels that have higher maintenance and survey costs and lower operating efficiencies with newer vessels
that have lower operating costs, fewer maintenance and survey requirements, lower fuel consumption and overall enhanced commercial attractiveness to our charterers.
When evaluating acquisitions, we will consider and analyze, among other things, our expectations of fundamental developments in the dry bulk shipping industry sector,
the level of liquidity in the resale and charter market, the cash flow earned by the vessel in relation to its value, its condition and technical specifications with particular
regard to fuel consumption, expected remaining useful life, the credit quality of the charterer and duration and terms of charter contracts for vessels acquired with charters
attached,  as  well  as  the  overall  diversification  of  our  fleet  and  customers.  We  believe  that  these  circumstances  combined  with  our  management’s  knowledge  of  the
shipping industry may present an opportunity for us to continue to grow our fleet at favorable prices.

Maintain a strong balance sheet through optimization of use of leverage

We  finance  our  fleet  with  a  mix  of  debt  and  equity,  and  we  intend  to  optimize  use  of  leverage  over  time,  even  though  we  may  have  the  capacity  to  obtain
additional  financing.  As  of  December  31,  2021,  our  debt  to  total  capitalization  ratio  (i.e.  the  book  value  of  our  vessels)  was  approximately  40%.  Charterers  have
increasingly favored financially solid vessel owners, and we believe that our balance sheet strength will enable us to access more favorable chartering opportunities, as
well  as  give  us  a  competitive  advantage  in  pursuing  vessel  acquisitions  from  commercial  banks  and  shipyards,  which  in  our  experience  have  recently  displayed  a
preference for contracting with well-capitalized counterparties.

Competition

Demand for dry bulk carriers fluctuates in line with the main patterns of trade of the major dry bulk cargoes and varies according to their supply and demand. We
compete with other owners of dry bulk carriers in the Newcastlemax, Capesize, Post Panamax, Kamsarmax, Panamax, Ultramax and Supramax size sectors. Ownership
of dry bulk carriers is highly fragmented. We compete for charters on the basis of price, vessel location, size, age and condition of the vessel, as well as on our reputation
as an owner and operator.

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Customers

We have well-established relationships with major dry bulk charterers, which we serve by carrying a variety of cargoes over a multitude of routes around the

globe. We charter out our vessels to first class iron ore miners, utilities companies, commodity trading houses and diversified shipping companies.

Seasonality

Demand for vessel capacity has historically exhibited seasonal variations and, as a result, fluctuations in charter rates. This seasonality may result in quarter-to-
quarter volatility in our operating results for vessels trading in the spot market. The dry bulk sector is typically stronger in the fall and winter months in anticipation of
increased consumption of coal and other raw materials in the northern hemisphere. Seasonality in the sector in which we operate could materially affect our operating
results and cash flows.

Operations

In-house Management of the fleet

Star  Bulk  Management  Inc.,  Star  Bulk  Shipmanagement  Company  (Cyprus)  Limited  and  Starbulk  S.A.,  three  of  our  wholly-owned  subsidiaries,  perform  the
operational and technical management services for the majority of the vessels in our fleet, including chartering, marketing, capital expenditures, personnel, accounting,
paying vessel taxes and maintaining insurance. 

As  of  December  31,  2021,  we  had  181  employees  engaged  in  the  day  to  day  management  of  our  fleet,  including  our  executive  officers,  through  Star  Bulk
Management Inc., Star Bulk Shipmanagement Company (Cyprus) Limited and Starbulk S.A. which employ a number of shore-based executives and employees designed
to  ensure  the  efficient  performance  of  our  activities.  We  reimburse  and/or  advance  funds  as  necessary  to  our  in-house  managers  in  order  for  them  to  conduct  their
activities and discharge their obligations, at cost.

Star Bulk Management Inc. is responsible for the management of the vessels. Star Bulk Management’s responsibilities include, inter alia, locating, purchasing,
financing and selling vessels, deciding on capital expenditures for the vessels, paying vessels’ taxes, negotiating charters for the vessels, managing the mix of various
types  of  charters,  developing  and  managing  the  relationships  with  charterers  and  the  operational  and  technical  managers  of  the  vessels.  Star  Bulk  Management  Inc.
subcontracts certain vessel management services to Starbulk S.A.

Starbulk S.A. provides the technical and crew management of the majority of our vessels. Technical management includes maintenance, dry docking, repairs,

insurance, regulatory and classification society compliance, arranging for and managing crews, appointing technical consultants and providing technical support.

Star Bulk Shipmanagement Company (Cyprus) Limited provides technical and operation management services to 14 of our vessels. The management services
include arrangement and supervision of dry docking, repairs, insurance, regulatory and classification society compliance, provision of crew, appointment of surveyors and
technical consultants.

Crewing

Starbulk S.A. and Star Bulk Shipmanagement Company (Cyprus) Limited are responsible for recruiting, either directly or through a technical manager or a crew
manager,  the  senior  officers  and  all  other  crew  members  for  the  vessels  in  our  fleet.  Both  companies  have  the  responsibility  to  ensure  that  all  seamen  have  the
qualifications and licenses required to comply with international regulations and shipping conventions, and that the vessels are manned by experienced, competent and
trained  personnel.  Starbulk  S.A.  and  Star  Bulk  Shipmanagement  Company  (Cyprus)  Limited  are  also  responsible  for  ensuring  that  seafarers’  wages  and  terms  of
employment  conform  to  international  standards  or  to  general  collective  bargaining  agreements  to  allow  unrestricted  worldwide  trading  of  the  vessels  and  provide  the
crewing management for the vessels in our fleet that are not managed by third party managers.

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Outsourced Management of the fleet

We engage Ship Procurement Services S.A., a third-party company, to provide to our fleet certain procurement services.

Following the completion of the acquisition of certain vessels from Augustea Atlantica SpA (“Augustea”) and York Capital Management (“York”) in 2018, (the
“Augustea Vessels”), we appointed Augustea Technoservices Ltd., an entity affiliated with certain of the sellers of the corresponding transaction and specifically with one
of the Company’s directors, Mr. Zagari (see “Item 6. Directors, Senior Management and Employees—A. Directors and Senior Management”) as the technical manager of
certain of our vessels.

During  2018  and  2019,  we  appointed  Equinox  Maritime  Ltd.,  Zeaborn  GmbH  &  Co.  KG  and  Technomar  Shipping  Inc.,  which  are  third  party  management

companies, to provide certain management services to our vessels.

In  addition,  in  2021  we  appointed  Iblea  Ship  Management  Limited,  an  entity  affiliated  with  one  of  the  Company’s  directors,  Mr.  Zagari,  to  provide  certain

management services to our vessels, previously managed by Augustea Technoservices Ltd.

As  of  December  31,  2021,  Augustea  Technoservices  Ltd.,  Equinox  Maritime  Ltd.,  Zeaborn  GmbH  &  Co.  KG,  Technomar  Shipping  Inc.  and  Iblea  Ship
Management Limited provide technical, operation and crewing management services to 44 of the 128 vessels in our fleet. Please also see “Item 7. Major Shareholders
and Related Party Transactions—B. Related Party Transactions.”

Basis for Statements

The International Dry Bulk Shipping Industry

Dry  bulk  cargo  is  cargo  that  is  shipped  in  large  quantities  and  can  be  easily  stowed  in  a  single  hold  with  little  risk  of  cargo  damage.  In  2021,  based  on

preliminary figures, it is estimated that approximately 5.4 billion tons of dry bulk cargo was transported by sea.

The demand for dry bulk carrier capacity is derived from the underlying demand for commodities transported in dry bulk carriers, which is influenced by various
factors such as broader macroeconomic dynamics, globalization trends, industry specific factors, geological structure of ores, political factors, and weather. The demand
for dry bulk carriers is determined by the volume and geographical distribution of seaborne dry bulk trade, which in turn is influenced by general trends in the global
economy  and  factors  affecting  demand  for  commodities.  During  the  1980s  and  1990s  seaborne  dry  bulk  trade  increased  by  1-2%  per  annum.  However,  over  the  last
fifteen years, between 2007 and 2021, seaborne dry bulk trade increased at a compound annual growth rate of 3.2%, substantially influenced by the entrance of China in
the World Trade Organization. Seaborne world trade increased by 4.1% during 2021 due to strong global economic recovery supported by vaccination against COVID-19
and synchronized global economic stimulus that inflated iron ore, coal, grains and minor bulks trade, notably on long-haul routes to Asia. The global dry bulk carrier fleet
may be divided into seven categories based on a vessel’s carrying capacity. These main categories consist of:

· Newcastlemax vessels, which are vessels with carrying capacities of between 200,000 and 210,000 dwt. These vessels carry both iron ore and coal and they
represent  the  largest  vessels  able  to  enter  the  port  of  Newcastle  in  Australia.  There  are  relatively  few  ports  around  the  world  with  the  infrastructure  to
accommodate vessels of this size.

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·

·

·

Capesize vessels, which are vessels with carrying capacities of between 100,000 and 200,000 dwt. These vessels generally operate along long-haul iron ore
and coal trade routes. There are relatively few ports around the world with the infrastructure to accommodate vessels of this size.

Post-Panamax  vessels,  which  are  vessels  with  carrying  capacities  of  between  90,000  and  100,000  dwt.  These  vessels  tend  to  have  a  shallower  draft  and
larger beam than a standard Panamax vessel, and a higher cargo capacity. These vessels have been designed specifically for loading high cubic cargoes from
draft restricted ports, and they can traverse the Panama Canal following the completion of its latest expansion.

Panamax vessels, which are vessels with carrying capacities of between 65,000 and 90,000 dwt. These vessels carry coal, grains, and, to a lesser extent,
minor bulks, including steel products, forest products and fertilizers. Panamax vessels can pass through the Panama Canal.

· Ultramax vessels, which are vessels with carrying capacities of between 60,000 and 65,000 dwt. These vessels carry grains and minor bulks and operate

along many global trade routes. They represent the largest and most modern version of Supramax bulk carrier vessels (see below).

· Handymax vessels, which are vessels with carrying capacities of between 35,000 and 60,000 dwt. The subcategory of vessels that have a carrying capacity
of between 45,000 and 60,000 dwt are called Supramax. Handymax vessels operate along a large number of geographically dispersed global trade routes,
mainly carrying grains and minor bulks. Vessels below 60,000 dwt are sometimes built with on-board cranes enabling them to load and discharge cargo in
countries and ports with limited infrastructure.

· Handysize vessels, which are vessels with carrying capacities of up to 35,000 dwt. These vessels carry exclusively minor bulk cargo. Increasingly, these
vessels have been operating along regional trading routes. Handysize vessels are well suited for small ports with length and draft restrictions that lack the
infrastructure for cargo loading and unloading.

The supply of dry bulk carriers is dependent on the delivery of new vessels and the removal of vessels from the global fleet, either through scrapping or loss, and
the demand for dry bulk shipping is often dependent on economic conditions, and international trade. The historically low dry bulk charter rates seen in 2016 acted as a
catalyst for ship owners, who scrapped a significant number of vessels, until equilibrium between demand and supply of vessels was achieved. Based on our analysis of
industry  dynamics,  we  believe  that  dry  bulk  charter  rates  will  remain  strong  in  the  medium  term  due  to  historically  low  vessel  deliveries.  As  of  January  4,  2022,  the
global dry bulk carrier order book amounted to approximately 7.0% of the existing fleet at that time, a record low number not seen in 30 years. During 2021, a total of 5.2
million dwt was scrapped, which was only a third compared to the year before as the freight market increased to 14 years high levels. Historically, from 2006 to 2021,
vessel annual demolition rate averaged 14.3 million dwt per year, with a high of 33.3 million dwt scrapped in 2012. Given the low dry bulk order book, the uncertainty on
future propulsion as a result of upcoming environmental regulations and the limited shipyard capacity, vessel supply is likely to be constrained during the next two years,
while demand for seaborne trade is expected to surpass vessel supply resulting in increased fleet utilization and elevated freight rates. While the charter market remains at
current levels, we intend to operate our vessels in the spot market under short-term time charters or voyage charters in order to benefit from the increased freight rates and
the attractiveness of our scrubber-equipped vessels.

Charter rates paid for dry bulk carriers are primarily a function of the underlying balance between vessel supply and demand, although at times other factors may
play  a  role.  Furthermore,  the  pattern  seen  in  charter  rates  is  broadly  similar  across  the  different  charter  types  and  between  the  different  dry  bulk  carrier  categories.
However, because demand for larger dry bulk carriers is affected by the volume and pattern of trade in a relatively small number of commodities, charter rates (and vessel
values) of larger ships tend to be more volatile than those for smaller vessels.

In the time charter market, rates vary depending on the length of the charter period and vessel specific factors such as age, speed and fuel consumption. In the
voyage charter market, rates are also influenced by cargo size, commodity, port dues and canal transit fees, as well as delivery and redelivery regions. In general, a larger
cargo size is quoted at a lower rate per ton than a smaller cargo size. Routes with costly ports or canals generally command higher rates than routes with low port dues
and no canals to transit. 

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Voyages with a load port within a region that includes ports where vessels usually discharge cargo or a discharge port within a region with ports where vessels
load cargo are generally quoted at lower rates, because such voyages generally increase vessel utilization by reducing the unloaded portion (or ballast leg) that is included
in the calculation of the return charter to a loading area.

Within the dry bulk shipping industry, the charter rate references most likely to be monitored are the freight rate indices issued by the Baltic Exchange, such as
the Baltic Dry Index (“BDI”). These references are based on actual charter rates under charters entered into by market participants, as well as daily assessments provided
to the Baltic Exchange by a panel of major shipbrokers.

The BDI declined from a high of 11,793 in May 2008 to a low of 290 in February 2016, which represents a decline of 98%. In 2021, the BDI ranged from a low
of 1,303 in February 2021, to a high of 5,650 in October 2021. As of January 4, 2022, the BDI stood at 2,285. Even though charter hire levels have increased compared to
the lows of 2016, there can be no assurance that they will increase further, and the market could decline again.

Environmental and Other Regulations in the Shipping Industry

Government laws and regulations significantly affect the ownership and operation of our fleets. We are subject to international conventions and treaties, national,
state  and  local  laws  and  regulations  in  force  in  the  countries  where  our  vessels  may  operate  or  are  registered,  relating  to  safety,  health  and  environmental  protection.
Industry standards and regulations set by maritime organizations play a major role in the manner in which we conduct our business. Taking all the necessary measures
and going above and beyond compliance is the prerequisite for delivering services of the highest quality. The above include the storage, handling, emission, transportation
and discharge of hazardous and non-hazardous materials, and the remediation of contamination and liability for damage to natural resources. Compliance with such laws,
regulations and other requirements entails significant expense, including vessel modifications and implementation of certain operating procedures.

Our  company  has  specifically  developed  a  recycling  policy,  which  has  been  included  within  our  Safety  Management  System  (“SMS”)  and  applies  to  all  the
managed vessels. In addition to the above, there are clearly and accurately defined measures that need to be retained as well as standards that should be achieved, which
are required, in view of the levels of excellence that our company aims for and achieves. There is a clear delegation of the monitoring and maintenance to responsible
entities (both ashore and on board) and the duties have been clarified as required. Each vessel has a ship specific plan (namely the Inventory of Hazardous Materials),
which has been reviewed and approved by the competent classification society and they have been certified for compliance with the required regulation.

Active engagement with state and regulatory authorities ensures compliance with all applicable standards and regulation. We follow and comply with state and
regulatory  authority  rules  and  regulations  and  have  adopted  and  implemented  all  the  necessary  operational  procedures  in  order  to  meet  the  requirements  of  those
regulations, such as Air emission compliance (NOx, SOx and CO2 reporting). We aim to provide top-quality services without neglecting to adjust for industry needs,
always maintaining high ethical standards and abiding by all applicable laws, rules, regulations and standards. We focus on creating real and long-lasting opportunities
while advocating for a balanced, sustainable approach to our business and pursuing continuous improvement of our operational capabilities.

Furthermore, we established a standardized and structured process to ensure completeness, consistency and accuracy in our monitoring and reporting process for
the World  wide,  EU  and  UK  Monitoring,  Reporting  and  Verification  (MRV)  trading  (IMO,  Data  Collection  System  (DCS),  EU  &  UK  MRV)  as  well  as  the  relevant
monitoring plans and advanced data collection, analysis, monitoring and reporting systems through our VPM system. As part of the data collection and key performance
indicators’ calculation process we use our in-house developed VPM system, which provides accurate and real time information regarding the performance of our vessels.
Additionally,  with  the  introduction  of  IMO  DCS,EU  MRV,  UK  MRV,  the  reported  CO2  emissions  of  our  vessels  are  also  subjected  to  third  party  verification  by  an
independent accredited verifier.

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A variety of government and private entities subject our vessels to both scheduled and unscheduled inspections. These entities include the local port authorities
(applicable national authorities such as the USCG, harbor master or equivalent), classification societies, flag state administrations (countries of registry) and charterers,
particularly terminal operators. Certain of these entities require us to obtain permits, licenses, certificates and other authorizations for the operation of our vessels. Failure
to maintain necessary permits or approvals could require us to incur substantial costs or result in the temporary suspension of the operation of one or more of our vessels.

Apart from the above, our Company has also become certified according to the ISO 9001, 14001, 45001 and 50001 standards pertaining to compliance with
elevated  quality,  environmental,  occupational  health  and  safety  and  energy  efficiency  requirements,  thus  increasing  the  requirements  our  vessels  and  management
company have to comply with on various levels. In addition, RightShip, which is a voluntary compliance requirement but a highly desirable chartering verifier among top
charterers, is also demanding compliance with their standards regarding environmental acceptability based on a number of variables and factors important in the maritime
industry.

Increasing environmental concerns have created a demand for vessels that conform to stricter environmental standards. We are required to maintain operating
standards for all of our vessels that emphasize operational safety, quality maintenance, continuous training of our officers and crews and compliance with United States
and international regulations. We ensure that the operation of our vessels is in full compliance with applicable environmental laws and regulations and that our vessels
have all material permits, licenses, certificates or other authorizations necessary for carrying out our operations. However, because such laws and regulations frequently
change and may impose increasingly stricter requirements, we cannot predict the ultimate cost of complying with these requirements, or the impact of these requirements
on  the  resale  value  or  useful  lives  of  our  vessels.  In  addition,  a  future  serious  marine  incident  that  causes  significant  adverse  environmental  impact  could  result  in
additional legislation or regulation that could negatively affect our profitability.

International Maritime Organization

The  IMO  has  adopted  the  International  Convention  for  the  Prevention  of  Pollution  from  Ships,  1973,  as  modified  by  the  Protocol  of  1978  relating  thereto,
collectively referred to as MARPOL 73/78 and herein as “MARPOL”, the International Convention for the Safety of Life at Sea of 1974 (“SOLAS Convention”), and the
International  Convention  on  Load  Lines  of  1966  (the  “LL  Convention”).  MARPOL  establishes  environmental  standards  relating  to  oil  leakage  or  spilling,  garbage
management, sewage, air emissions, handling and disposal of noxious liquids and the handling of harmful substances in packaged forms. MARPOL is applicable to dry
bulk, tanker and LNG carriers, among other vessels, and is broken into six Annexes, each of which regulates a different source of pollution. Annex I relates to oil leakage
or spilling; Annexes II and III relate to harmful substances carried in bulk in liquid or in packaged form, respectively; Annexes IV and V relate to sewage and garbage
management, respectively; and Annex VI, lastly, relates to air emissions. Annex VI was separately adopted by the IMO in September of 1997; new emissions standards,
titled IMO-2020, took effect on January 1, 2020.

Air Emissions

In September of 1997, the IMO adopted Annex VI to MARPOL to address air pollution from vessels. Effective May 2005, Annex VI sets limits on sulfur oxide
and  nitrogen  oxide  emissions  from  all  commercial  vessel  exhausts  and  prohibits  “deliberate  emissions”  of  ozone  depleting  substances  (such  as  halons  and
chlorofluorocarbons), emissions from shipboard incineration of specific substances. Annex VI also includes a global cap on the sulfur content of fuel oil and allows for
special areas to be established with more stringent controls on sulfur emissions, as explained below. We ensure that all of our vessels are in full compliant in all material
respects with these regulations.

The Marine Environment Protection Committee, or “MEPC,” adopted amendments to Annex VI regarding emissions of sulfur oxide, nitrogen oxide, particulate
matter and ozone depleting substances, which entered into force on July 1, 2010. The amended Annex VI seeks to further reduce air pollution by, among other things,
implementing a progressive reduction of the amount of sulfur contained in any fuel oil used on board ships. On October 27, 2016, at its 70th session, the MEPC agreed to
implement a global 0.5% m/m sulfur oxide emissions limit (reduced from 3.5%) starting from January 1, 2020. This limitation can be met by using low-sulfur compliant
fuel  oil,  alternative  fuels  or  certain  exhaust  gas  cleaning  systems.  Ships  are  now  required  to  obtain  bunker  delivery  notes  and  International  Air  Pollution  Prevention
(“IAPP”) Certificates from their flag states that specify sulfur content. Additionally, at MEPC 73, amendments to Annex VI to prohibit the carriage of bunkers above
0.5% sulfur on ships were adopted and took effect March 1, 2020, with the exception of vessels fitted with exhaust gas cleaning equipment (“scrubbers”) which can carry
fuel of higher sulfur content. These regulations subject ocean-going vessels to stringent emissions controls and may cause us to incur substantial costs.

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 Sulfur content standards are even stricter within certain “Emission Control Areas,” or (“ECAs”). As of January 1, 2015, ships operating within an ECA were not
permitted  to  use  fuel  with  sulfur  content  in  excess  of  0.1%  m/m.  Amended  Annex  VI  establishes  procedures  for  designating  new  ECAs.  Currently,  the  IMO  has
designated  four  ECAs,  including  specified  portions  of  the  Baltic  Sea  area,  North  Sea  area,  North  American  area  and  United  States  Caribbean  Sea  area.  Ocean-going
vessels in these areas will be subject to stringent emission controls and may cause us to incur additional costs. Other areas in China are subject to local regulations that
impose stricter emission controls. In December 2021, the member states of the Convention for the Protection of the Mediterranean Sea Against Pollution (“Barcelona
Convention”) agreed to support the designation of a new ECA in the Mediterranean. The group plans to submit a formal proposal to the IMO by the end of 2022 with the
goal of having the ECA implemented by 2025. If other ECAs are approved by the IMO, or other new or more stringent requirements relating to emissions from marine
diesel engines or port operations by vessels are adopted by the U.S. Environmental Protection Agency (“EPA”) or the states where we operate, compliance with these
regulations could entail significant capital expenditures or otherwise increase the costs of our operations.

Amended Annex VI also establishes new tiers of stringent nitrogen oxide emissions standards for marine diesel engines, depending on their date of installation.
At the MEPC meeting held from March to April 2014, amendments to Annex VI were adopted which address the date on which Tier III Nitrogen Oxide (NOx) standards
in ECAs will go into effect. Under the amendments, Tier III NOx standards apply to ships that operate in the North American and U.S. Caribbean Sea ECAs designed for
the control of NOx produced by vessels with a marine diesel engine installed and constructed on or after January 1, 2016. Tier III requirements could apply to areas that
will be designated for Tier III NOx in the future. At MEPC 70 and MEPC 71, the MEPC approved the North Sea and Baltic Sea as ECAs for nitrogen oxide for ships
built on or after January 1, 2021. For the moment, this regulation relates to new building vessels and has no retroactive application to existing fleet. The EPA promulgated
equivalent  (and  in  some  senses  stricter)  emissions  standards  in  2010.  As  a  result  of  these  designations  or  similar  future  designations,  we  may  be  required  to  incur
additional operating or other costs.

Further to the above, as of the September 1, 2020 it became mandatory to use fuel with max 0.1% Sulfur content while berthing in South Korean ports. There are
specific requirements for the berthing process, and we are diligently complying with all of them. Moreover, from January 1, 2022 onwards, it is mandatory to use fuel
with max 0.1% Sulfur content while navigating South Korea’s ECAs.

The second part of the Korean regulations have to do with speed reductions. The port areas selected will be designated as “Vessel Speed Reduction program Sea
Areas” or “VSR program Sea Areas”. Each VSR program Sea Area will span 20 nautical miles in radius, measured from a specific lighthouse in each port. Ships should
navigate no faster than a maximum speed of 12 knots for container ships and car-carriers and 10 knots for other ship types, when moving from starting point to an end
point within a VSR program Sea Area.

As determined at the MEPC 70, the new Regulation 22A of MARPOL Annex VI became effective as of March 1, 2018 and requires ships above 5,000 gross
tonnage to collect and report annual data on fuel oil consumption to an IMO database, with the first year of data collection having commenced on January 1, 2019. The
IMO  intends  to  use  such  data  as  the  first  step  in  its  roadmap  (through  2023)  for  developing  its  strategy  to  reduce  greenhouse  gas  emissions  from  ships,  as  discussed
further below. In order to prove compliance with the above, our Company collects data, monitors the information received and is ready to report them though our VPM
system.

As of January 1, 2013, MARPOL made mandatory certain measures relating to energy efficiency for ships. All ships are now required to develop and implement
Ship  Energy  Efficiency  Management  Plans  (“SEEMP”),  and  new  ships  must  be  designed  in  compliance  with  minimum  energy  efficiency  levels  per  capacity  mile  as
defined by the Energy Efficiency Design Index (“EEDI”). Under these measures, by 2025, all new ships built will be 30% more energy efficient than those built in 2014.
MEPC 75 adopted amendments to MARPOL Annex VI which brings forward the effective date of the EEDI’s “phase 3” requirements from January 1, 2025 to April 1,
2022 for several ship types, including gas carriers, general cargo ships, and LNG carriers.

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  Additionally,  MEPC  75  introduced  draft  amendments  to  Annex  VI  which  impose  new  regulations  to  reduce  greenhouse  gas  emissions  from  ships.  These
amendments introduce requirements to assess and measure the energy efficiency of all ships and set the required attainment values, with the goal of reducing the carbon
intensity of international shipping. The requirements include (1) a technical requirement to reduce carbon intensity based on a new Energy Efficiency Existing Ship Index
(“EEXI”), and (2) operational carbon intensity reduction requirements, based on a new operational carbon intensity indicator (“CII”). The attained EEXI is required to be
calculated for ships of 400 gross tonnage and above, in accordance with different values set for ship types and categories. With respect to the CII, the draft amendments
would require ships of 5,000 gross tonnage to document and verify their actual annual operational CII achieved against a determined required annual operational CII.
Additionally, MEPC 75 proposed draft amendments requiring that, on or before January 1, 2023, all ships above 400 gross tonnage must have an approved SEEMP on
board.  For  ships  above  5,000  gross  tonnage,  the  SEEMP  would  need  to  include  certain  mandatory  content.  MEPC  75  also  approved  draft  amendments  to  MARPOL
Annex I to prohibit the use and carriage for use as fuel of heavy fuel oil (“HFO”) by ships in Arctic waters on and after July 1, 2024. The draft amendments introduced at
MEPC  75  were  adopted  at  the  MEPC  76  session  in  June  2021  and  are  expected  to  enter  into  force  on  November  1,  2022,  with  the  requirements  for  EEXI  and  CII
certification  coming  into  effect  from  January  1,  2023.  MEPC  77  adopted  a  non-binding  resolution  which  urges  Member  States  and  ship  operators  to  voluntarily  use
distillate or other cleaner alternative fuels or methods of propulsion that are safe for ships and could contribute to the reduction of Black Carbon emissions from ships
when operating in or near the Arctic.

Any vessels that will not meet this new EEXI requirement will need to adopt energy-saving/emission reducing technology, through retrofits, to reach compliant
levels. This creates a vast array of implications for the shipping industry going forward. Recycling of older ships could accelerate as the investments to comply with
regulations may be very costly. One of the most efficient ways of reducing emissions is reducing vessel speed power, this would in turn limit the supply.  The Company
owns one of the most modern and fuel-efficient fleets in the industry.

Maintaining and improving our position in respect of the above creates an extremely compelling outlook for our company in the next 2-5 years.

Our  company  has  also  become  certified  under  the  ISO  50001  standard  for  energy  efficiency,  which  has  caused  our  vessels  to  comply  with  even  more
requirements and to ensure that they are continuously improving their performance in order to satisfy these requirements. Compliance with ISO 50001 requires that we
continuously improve our vessels’ energy performance, energy efficiency, energy use and consumption.

The majority of our fleet is fitted with Exhaust Gas Cleaning Systems, an equipment that reduces the sulfur air emission.

We  may  incur  costs  to  comply  with  these  revised  standards.  Additional  or  new  conventions,  laws  and  regulations  may  be  adopted  that  could  require  the

installation of expensive emission control systems and could adversely affect our business, results of operations, cash flows and financial condition.

Greenhouse Gas Regulation

Currently, the emissions of greenhouse gases from international shipping are not subject to the Kyoto Protocol to the United Nations Framework Convention on
Climate Change, which entered into force in 2005 and pursuant to which adopting countries have been required to implement national programs to reduce greenhouse gas
emissions with targets extended through 2020. International negotiations are continuing with respect to a successor to the Kyoto Protocol, and restrictions on shipping
emissions may be included in any new treaty. In December 2009, more than 27 nations, including the U.S. and China, signed the Copenhagen Accord, which includes a
non-binding  commitment  to  reduce  greenhouse  gas  emissions. The  2015  United  Nations  Climate  Change  Conference  in  Paris  resulted  in  the  Paris  Agreement,  which
entered into force on November 4, 2016 and does not directly limit greenhouse gas emissions from ships. The U.S. initially entered into the agreement, but on June 1,
2017, former U.S. President Trump announced that the United States intends to withdraw from the Paris Agreement and the withdrawal became effective on November 4,
2020. On January 20, 2021, U.S. President Biden signed an executive order to rejoin the Paris Agreement, which the U.S. officially rejoined on February 19, 2021.

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 At MEPC 70 and MEPC 71, a draft outline of the structure of the initial strategy for developing a comprehensive IMO strategy on reduction of greenhouse gas
emissions  from  ships  was  approved.  In  accordance  with  this  roadmap,  in  April  2018,  nations  at  the  MEPC  72  adopted  an  initial  strategy  to  reduce  greenhouse  gas
emissions from ships. The initial strategy identifies “levels of ambition” to reducing greenhouse gas emissions, including (1) decreasing the carbon intensity from ships
through  implementation  of  further  phases  of  the  EEDI  for  new  ships;  (2)  reducing  carbon  dioxide  emissions  per  transport  work,  as  an  average  across  international
shipping, by at least 40% by 2030, pursuing efforts towards 70% by 2050, compared to 2008 emission levels; and (3) reducing the total annual greenhouse emissions by
at least 50% by 2050 compared to 2008 while pursuing efforts towards phasing them out entirely. The initial strategy notes that technological innovation, alternative fuels
and/or  energy  sources  for  international  shipping  will  be  integral  to  achieve  the  overall  ambition.  These  regulations  could  cause  additional  substantial  expenses  to  be
incurred.

The  EU  made  a  unilateral  commitment  to  reduce  overall  greenhouse  gas  emissions  from  its  member  states  from  20%  of  1990  levels  by  2020.  The  EU  also
committed to reduce its emissions by 20% under the Kyoto Protocol’s second period from 2013 to 2020. Starting in January 2018, large ships over 5,000 gross tonnage
calling at EU ports are required to collect and publish data on carbon dioxide emissions and other information. As further discussed herein, regulations relating to the
inclusion of greenhouse gas emissions from the maritime sector in the European Union’s carbon market are also forthcoming.

In the United States, the EPA issued a finding that greenhouse gases endanger the public health and safety, adopted regulations to limit greenhouse gas emissions
from certain mobile sources and proposed regulations to limit greenhouse gas emissions from large stationary sources. However, in March 2017, former U.S. President
Trump  signed  an  executive  order  to  review  and  possibly  eliminate  the  EPA’s  plan  to  cut  greenhouse  gas  emissions,  and,  further,  in  August  2019,  the  Administration
announced plans to weaken regulations for methane emissions. On August 13, 2020, the EPA released rules rolling back standards to control methane and volatile organic
compound  emissions  from  new  oil  and  gas  facilities.  However,  U.S.  President  Biden  recently  directed  the  EPA  to  publish  a  proposed  rule  suspending,  revising,  or
rescinding certain of these rules. The EPA or individual U.S. states could enact environmental regulations that would affect our operations.

Any passage of climate control legislation or other regulatory initiatives by the IMO, the EU, the U.S. or other countries where we operate, or any treaty adopted
at the international level to succeed the Kyoto Protocol or Paris Agreement, that restricts emissions of greenhouse gases could require us to make significant financial
expenditures which we cannot predict with certainty at this time. Even in the absence of climate control legislation, our business may be indirectly affected to the extent
that climate change may result in sea level changes or certain weather events.

We  may  incur  costs  to  comply  with  these  revised  standards.  Additional  or  new  conventions,  laws  and  regulations  may  be  adopted  that  could  require  the

installation of expensive emission control systems and could adversely affect our business, results of operations, cash flows and financial condition.

Safety Management System Requirements

The  SOLAS  Convention  was  amended  to  address  the  safe  manning  of  vessels  and  emergency  training  drills.  The  Convention  of  Limitation  of  Liability  for
Maritime Claims (the “LLMC”) sets limitations of liability for a loss of life or personal injury claim or a property claim against ship owners. We ensure that our vessels
are in full compliance with SOLAS. Owners’ compliance with LLMC requirements is covered under the Protection & Indemnity insurance.

Under Chapter IX of the SOLAS Convention, or the International Safety Management Code for the Safe Operation of Ships and for Pollution Prevention (the
“ISM  Code”),  our  operations  are  also  subject  to  environmental  standards  and  requirements.  The  ISM  Code  requires  the  party  with  operational  control  of  a  vessel  to
develop an extensive safety management system that includes, among other things, the adoption of a safety and environmental protection policy setting forth instructions
and procedures for operating its vessels safely and describing procedures for responding to emergencies. We rely upon the safety management system that we and our
technical management team have developed for compliance with the ISM Code. The failure of a vessel owner or bareboat charterer to comply with the ISM Code may
subject such party to increased liability, may decrease available insurance coverage for the affected vessels and may result in a denial of access to, or detention in, certain
ports.  Our  Company  along  with  a  number  of  vessels  are  certified  under  the  9001  &  14001  ISO  standards,  and  as  such,  are  fully  compliant  with  the  additional
requirements and restrictions that have been set. We are committed to conducting our operations

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systematically  by  following  the  requirements  of  the  ISO  14001  striving  to  maintain  ZERO  Oil  Spills  and  ZERO  Marine  and  Pollution  Atmospheric  Incidents.  Our
Company is also committed to responding timely and effectively to environmental incidents resulting from our operations, respecting the environment by emphasizing
every  employee’s  responsibility  in  environmental  performance  and  fostering  appropriate  operating  practices  and  training,  managing  our  business  with  the  goal  of
preventing environmental incidents and controlling emissions and wastes to below harmful levels, using energy, water, materials and other natural resources as efficiently
as possible, giving particular regard to the long-term sustainability of consumable items and minimizing waste by reducing our waste generation.

The ISM Code requires that vessel operators obtain a safety management certificate for each vessel they operate. This certificate evidences compliance by a
vessel’s management with the ISM Code requirements for a safety management system. No vessel can obtain a safety management certificate unless its manager has been
awarded a document of compliance, issued by each flag state, under the ISM Code. We have obtained applicable documents of compliance for our offices and safety
management  certificates  for  all  of  our  vessels  for  which  certificates  are  required  by  the  IMO.  The  document  of  compliance  and  safety  management  certificate  are
periodically reviewed and renewed as required.

Regulation  II-1/3-10  of  the  SOLAS  Convention  governs  ship  construction  and  stipulates  that  ships  over  150  meters  in  length  must  have  adequate  strength,
integrity and stability to minimize risk of loss or pollution. Goal-based standards amendments in SOLAS regulation II-1/3-10 entered into force in 2012, with July 1,
2016 set for application to new oil tankers and bulk carriers. The SOLAS Convention regulation II-1/3-10 on goal-based ship construction standards for bulk carriers and
oil tankers, which entered into force on January 1, 2012, requires that all oil tankers and bulk carriers of 150 meters in length and above, for which the building contract is
placed on or after July 1, 2016, satisfy applicable structural requirements conforming to the functional requirements of the International Goal-based Ship Construction
Standards for Bulk Carriers and Oil Tankers (“GBS Standards”).

Amendments  to  the  SOLAS  Convention  Chapter  VII  apply  to  vessels  transporting  dangerous  goods  and  require  those  vessels  be  in  compliance  with  the
International  Maritime  Dangerous  Goods  Code  (“IMDG  Code”).  Effective  January  1,  2018,  the  IMDG  Code  includes  (1)  updates  to  the  provisions  for  radioactive
material, reflecting the latest provisions from the International Atomic Energy Agency, (2) new marking, packing and classification requirements for dangerous goods and
(3)  new  mandatory  training  requirements.  Amendments  which  took  effect  on  January  1,  2020  also  reflect  the  latest  material  from  the  UN  Recommendations  on  the
Transport of Dangerous Goods, including (1) new provisions regarding IMO type 9 tank, (2) new abbreviations for segregation groups, and (3) special provisions for
carriage of lithium batteries and of vehicles powered by flammable liquid or gas. The upcoming amendments, which will come into force on June 1, 2022, include (1)
addition of a definition of dosage rate, (2) additions to the list of high consequence dangerous goods, (3) new provisions for medical/clinical waste, (4) addition of various
ISO standards for gas cylinders, (5) a new handling code, and (6) changes to stowage and segregation provisions.

The  IMO  has  also  adopted  the  International  Convention  on  Standards  of  Training,  Certification  and  Watchkeeping  for  Seafarers  (“STCW”).  As  of  February
2017, all seafarers are required to meet the STCW standards and be in possession of a valid STCW certificate. Flag states that have ratified SOLAS and STCW generally
employ the classification societies, which have incorporated SOLAS and STCW requirements into their class rules, to undertake surveys to confirm compliance.

The IMO’s Maritime Safety Committee and MEPC, respectively, each adopted relevant parts of the International Code for Ships Operating in Polar Water (the
“Polar Code”). The Polar Code, which entered into force on January 1, 2017, covers design, construction, equipment, operational, training, search and rescue as well as
environmental protection matters relevant to ships operating in the waters surrounding the two poles. It also includes mandatory measures regarding safety and pollution
prevention as well as recommendatory provisions. The Polar Code applies to new ships constructed after January 1, 2017, and after January 1, 2018, ships constructed
before January 1, 2017 are required to meet the relevant requirements by the earlier of their first intermediate or renewal survey.

Furthermore,  recent  action  by  the  IMO’s  Maritime  Safety  Committee  and  United  States  agencies  indicates  that  cybersecurity  regulations  for  the  maritime
industry are likely to be further developed in the near future in an attempt to combat cybersecurity threats. By IMO resolution, administrations are encouraged to ensure
that cyber-risk management systems must be incorporated by ship-owners and managers no later than the first annual verification of

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the Company’s Document of Compliance after 1 January 2021. In February 2021, the U.S. Coast Guard published guidance on addressing cyber risks in a vessel’s safety
management system. This might cause companies to create additional procedures for monitoring cybersecurity, which could require additional expenses and/or capital
expenditures.  The  impact  of  future  regulations  is  hard  to  predict  at  this  time.  Our  Company  has  already  taken  the  necessary  steps  to  ensure  data  integrity  and  full
compliance  both  from  the  office  side  and  on  board  our  vessels.  The  company  is  in  the  process  of  becoming  fully  certified  for  ISO27001,  with  the  first  stage  already
completed. The vessels are being monitored under the existing cyber security requirements, required by the IMO as well as the additional best practices by other entities.
Each vessel has a ship-specific cyber security plan, and its IT and OT systems have been inventoried, in order for the relevant hazards to be identified.

This ship specific plan has been developed for each vessel covering the requirements according to the updated regulations as well as additional precautions to be
maintained on multiple accounts. Detailed pieces of information have been added, pertaining to the software and cyber security on board and additional measures have
been taken to protect the integrity of our vessels. Specific policies have been developed to that effect, such as cyber-security, email usage, password, device, workstation
policies, etc. Very specific guidelines have been provided to the Masters and crew members regarding their conduct when facing the authorities and what dos and don’ts
should be adhered to, in order for the cyber requirements to be fulfilled at all times.

Pollution Control and Liability Requirements

The IMO has negotiated international conventions that impose liability for pollution in international waters and the territorial waters of the signatories to such
conventions.  For  example,  the  IMO  adopted  an  International  Convention  for  the  Control  and  Management  of  Ships’  Ballast  Water  and  Sediments  (the  “BWM
Convention”) in 2004. The BWM Convention entered into force on September 8, 2017. The BWM Convention requires ships to manage their ballast water to remove,
render  harmless  or  avoid  the  uptake  or  discharge  of  new  or  invasive  aquatic  organisms  and  pathogens  within  ballast  water  and  sediments.  The  BWM  Convention’s
implementing regulations call for a phased introduction of mandatory ballast water exchange requirements, to be replaced in time with mandatory concentration limits,
and require all ships to carry a ballast water record book and an international ballast water management certificate.

On December 4, 2013, the IMO Assembly passed a resolution revising the application dates of the BWM Convention so that the dates are triggered by the entry
into force date and not the dates originally in the BWM Convention. This, in effect, makes all vessels delivered before the entry into force date “existing vessels” and
allows  for  the  installation  of  ballast  water  management  systems  on  such  vessels  at  the  first  International  Oil  Pollution  Prevention  (“IOPP”)  renewal  survey  following
entry into force of the convention. As part of our commitment to comply with the international regulation, we are progressively installing BWTS in our fleet.

The MEPC adopted updated guidelines for approval of ballast water management systems (G8) at MEPC 70. At MEPC 71, the schedule regarding the BWM
Convention’s implementation dates was also discussed and amendments were introduced to extend the date existing vessels are subject to certain ballast water standards.
Those changes were adopted at MEPC 72. Ships over 400 gross tons generally must comply with a “D-1 standard,” requiring the exchange of ballast water only in open
seas  and  away  from  coastal  waters.  The  “D-2  standard”  specifies  the  maximum  amount  of  viable  organisms  allowed  to  be  discharged,  and  compliance  dates  vary
depending on the IOPP renewal dates. Depending on the date of the IOPP renewal survey, existing vessels must comply with the D-2 standard on or after September 8,
2019. For most ships, compliance with the D-2 standard will involve installing on-board systems to treat ballast water and eliminate unwanted organisms. Ballast water
management  systems,  which  include  systems  that  make  use  of  chemical,  biocides,  organisms  or  biological  mechanisms,  or  which  alter  the  chemical  or  physical
characteristics  of  the  ballast  water,  must  be  approved  in  accordance  with  IMO  Guidelines  (Regulation  D-3).  As  of  October  13,  2019,  MEPC  72’s  amendments  to  the
BWM Convention took effect, making the Code for Approval of Ballast Water Management Systems, which governs assessment of ballast water management systems,
mandatory rather than permissive, and formalized an implementation schedule for the D-2 standard. Under these amendments, all ships must meet the D-2 standard by
September 8, 2024. Costs of compliance with these regulations may be substantial.

We have developed and implemented the required BWTS on the majority of our fleet and are in compliance with all the applicable regulations.

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Once mid-ocean ballast exchange or ballast water treatment requirements become mandatory under the BWM Convention, the cost of compliance could increase
for  ocean  carriers  and  may  have  a  material  effect  on  our  operations.  Irrespective  of  the  BWM  convention,  certain  countries  such  as  the  U.S.  have  enforced  and
implemented regional requirement related to the system certification, operation and reporting.

The IMO also adopted the International Convention on Civil Liability for Bunker Oil Pollution Damage (the “Bunker Convention”) to impose strict liability on
ship owners (including the registered owner, bareboat charterer, manager or operator) for pollution damage in jurisdictional waters of ratifying states caused by discharges
of bunker fuel. The Bunker Convention requires registered owners of ships over 1,000 gross tons to maintain insurance for pollution damage in an amount equal to the
limits of liability under the applicable national or international limitation regime (but not exceeding the amount calculated in accordance with the LLMC). With respect to
non-ratifying states, liability for spills or releases of oil carried as fuel in ship’s bunkers typically is determined by the national or other domestic laws in the jurisdiction
where the events or damages occur.

Ships are required to maintain a certificate attesting that they maintain adequate insurance to cover an incident. In jurisdictions, such as the United States where
the CLC or the Bunker Convention has not been adopted, various legislative schemes or common law govern, and liability is imposed either on the basis of fault or on a
strict-liability basis. Our vessels are all currently holders of these certificates issued by the respective flag administrations, based on the evidence of coverage issued by
the respective P&I clubs.

Anti-fouling Requirements

In 2001, the IMO adopted the International Convention on the Control of Harmful Anti-fouling Systems on Ships, or the “Anti-fouling Convention.” The Anti-
fouling Convention, which entered into force on September 17, 2008, prohibits the use of organotin compound coatings to prevent the attachment of mollusks and other
sea life to the hulls of vessels. Vessels of over 400 gross tons engaged in international voyages will also be required to undergo an initial survey before the vessel is put
into service or before an International Anti-fouling System Certificate is issued for the first time; and subsequent surveys when the anti-fouling systems are altered or
replaced.

In November 2020, MEPC 75 approved draft amendments to the Anti-fouling Convention to prohibit anti-fouling systems containing cybutryne, which would
apply to ships from January 1, 2023, or, for ships already bearing such an anti-fouling system, at the next scheduled renewal of the system after that date, but no later than
60 months following the last application to the ship of such a system. In addition, the International Anti-fouling System (IAFS) Certificate has been updated to address
compliance options for anti-fouling systems to address cybutryne. Ships which are affected by this ban on cybutryne must receive an updated IAFS Certificate no later
than two years after the entry into force of these amendments. Ships which are not affected (i.e. with anti-fouling systems which do not contain cybutryne) must receive
an updated IAFS Certificate at the next Anti-fouling application to the vessel. These amendments were formally adopted at MEPC 76 in June 2021. Our fleet already
complies with this regulation.

We have obtained Anti-fouling System Certificates for all of our vessels that are subject to the Anti-fouling Convention.

Compliance Enforcement

Noncompliance with the ISM Code or other IMO regulations may subject the ship owner or bareboat charterer to increased liability, may lead to decreases in
available insurance coverage for affected vessels and may result in the denial of access to, or detention in, some ports. The USCG and EU authorities have indicated that
vessels not in compliance with the ISM Code by applicable deadlines will be prohibited from trading in U.S. and EU ports, respectively. As of the date of this annual
report, each of our vessels is ISM Code certified. The IMO continues to review and introduce new regulations. It is impossible to predict what additional regulations, if
any, may be passed by the IMO and what effect, if any, such regulations might have on our operations.

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United States Regulations

The U.S. Oil Pollution Act of 1990 (“OPA”) established an extensive regulatory and liability regime for the protection and cleanup of the environment from oil
spills.  OPA  affects  all  “owners  and  operators”  whose  vessels  trade  or  operate  within  the  U.S.,  its  territories  and  possessions  or  whose  vessels  operate  in  U.S.  waters,
which includes the U.S.’s territorial sea and its 200-nautical mile exclusive economic zone around the U.S. The U.S. has also enacted the Comprehensive Environmental
Response, Compensation and Liability Act (“CERCLA”), which applies to the discharge of hazardous substances other than oil, except in limited circumstances, whether
on land or at sea. OPA and CERCLA both define “owner and operator” in the case of a vessel as any person owning, operating or chartering by demise, the vessel. Both
OPA and CERCLA impact our operations.

Under  OPA,  vessel  owners  and  operators  are  “responsible  parties”  and  are  jointly,  severally  and  strictly  liable  (unless  the  spill  results  solely  from  the  act  or
omission of a third party, an act of God or an act of war) for all containment and clean-up costs and other damages arising from discharges or threatened discharges of oil
from their vessels, including bunkers (fuel). OPA defines these other damages broadly to include:

(i)

(ii)

injury to, destruction or loss of, or loss of use of, natural resources and related assessment costs;

injury to, or economic losses resulting from, the destruction of real and personal property;

(iii)

loss of subsistence use of natural resources that are injured, destroyed or lost;

(iv)

net loss of taxes, royalties, rents, fees or net profit revenues resulting from injury, destruction or loss of real or personal property, or natural resources;

(v)

(vi)

lost profits or impairment of earning capacity due to injury, destruction or loss of real or personal property or natural resources; and

net cost of increased or additional public services necessitated by removal activities following a discharge of oil, such as protection from fire, safety or
health hazards, and loss of subsistence use of natural resources.

OPA  contains  statutory  caps  on  liability  and  damages;  such  caps  do  not  apply  to  direct  cleanup  costs.  Effective  November  12,  2019,  the  USCG  adjusted  the
limits  of  OPA  liability  for  non-tank  vessels,  edible  oil  tank  vessels,  and  any  oil  spill  response  vessels,  to  the  greater  of  $1,200  per  gross  ton  or  $997,100  (subject  to
periodic  adjustment  for  inflation).  These  limits  of  liability  do  not  apply  if  an  incident  was  proximately  caused  by  the  violation  of  an  applicable  U.S.  federal  safety,
construction or operating regulation by a responsible party (or its agent, employee or a person acting pursuant to a contractual relationship) or a responsible party’s gross
negligence or willful misconduct. The limitation on liability similarly does not apply if the responsible party fails or refuses to (i) report the incident as required by law
where the responsible party knows or has reason to know of the incident; (ii) reasonably cooperate and assist as requested in connection with oil removal activities; or (iii)
without sufficient cause, comply with an order issued under the Federal Water Pollution Act (Section 311 (c), (e)) or the Intervention on the High Seas Act.

CERCLA contains a similar liability regime whereby owners and operators of vessels are liable for cleanup, removal and remedial costs, as well as damages for
injury to, or destruction or loss of, natural resources, including the reasonable costs associated with assessing the same, and health assessments or health effects studies.
There is no liability if the discharge of a hazardous substance results solely from the act or omission of a third party, an act of God or an act of war. Liability under
CERCLA is limited to the greater of $300 per gross ton or $5.0 million for vessels carrying a hazardous substance as cargo and the greater of $300 per gross ton or
$500,000 for any other vessel. These limits do not apply (rendering the responsible person liable for the total cost of response and damages) if the release or threat of
release of a hazardous substance resulted from willful misconduct or negligence, or the primary cause of the release was a violation of applicable safety, construction or
operating  standards  or  regulations.  The  limitation  on  liability  also  does  not  apply  if  the  responsible  person  fails  or  refused  to  provide  all  reasonable  cooperation  and
assistance as requested in connection with response activities where the vessel is subject to OPA.

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OPA and CERCLA each preserve the right to recover damages under existing law, including maritime tort law. OPA and CERCLA both require owners and
operators  of  vessels  to  establish  and  maintain  with  the  USCG  evidence  of  financial  responsibility  sufficient  to  meet  the  maximum  amount  of  liability  to  which  the
particular responsible person may be subject. Vessel owners and operators may satisfy their financial responsibility obligations by providing a proof of insurance, a surety
bond,  qualification  as  a  self-insurer  or  a  guarantee.  We  comply  and  plan  to  comply  going  forward  with  the  USCG’s  financial  responsibility  regulations  by  providing
applicable certificates of financial responsibility. All of our vessels arriving at U.S. or Canadian ports are covered under a COFR – Certificate of Financial Responsibility.

The 2010 Deepwater Horizon oil spill in the Gulf of Mexico resulted in additional regulatory initiatives or statutes, including higher liability caps under OPA,
new regulations regarding offshore oil and gas drilling and a pilot inspection program for offshore facilities. However, several of these initiatives and regulations have
been  or  may  be  revised.  For  example,  the  U.S.  Bureau  of  Safety  and  Environmental  Enforcement’s  (“BSEE”)  revised  Production  Safety  Systems  Rule  (“PSSR”),
effective December 27, 2018, modified and relaxed certain environmental and safety protections under the 2016 PSSR. Additionally, the BSEE amended the Well Control
Rule, effective July 15, 2019, which rolled back certain reforms regarding the safety of drilling operations, and former U.S. President had proposed leasing new sections
of U.S. waters to oil and gas companies for offshore drilling. Subsequently, current U.S. President Biden signed an executive order temporarily blocking new leases for
oil and gas drilling in federal waters. However, attorney generals from 13 states filed suit in March 2021 to lift the executive order, and in June 2021, a federal judge in
Louisiana granted a preliminary injunction against the Biden administration, stating that the power to pause offshore oil and gas leases “lies solely with Congress.” With
these rapid changes, compliance with any new requirements of OPA and future legislation or regulations applicable to the operation of our vessels could impact the cost
of our operations and adversely affect our business.

OPA specifically permits individual states to impose their own liability regimes with regard to oil pollution incidents occurring within their boundaries, provided
they accept, at a minimum, the levels of liability established under OPA and some states have enacted legislation providing for unlimited liability for oil spills. Many U.S.
states that border a navigable waterway have enacted environmental pollution laws that impose strict liability on a person for removal costs and damages resulting from a
discharge of oil or a release of a hazardous substance. These laws may be more stringent than U.S. federal law. Moreover, some states have enacted legislation providing
for  unlimited  liability  for  discharge  of  pollutants  within  their  waters,  although  in  some  cases,  states  which  have  enacted  this  type  of  legislation  have  not  yet  issued
implementing  regulations  defining  vessel  owners’  responsibilities  under  these  laws.  The  Company  and  its  vessels  that  call  at  U.S.  ports  are  all  covered  under  the  QI
(Qualified Individual) and engagement with Witt O’Briens and their ongoing contract with the USCG which provide us with the latest updates and legislations and are in
charge of updating our manuals pertaining to the relevant requirements. In addition, we are also covered through our contracts with the National Response Corporation
for Oil Spill Response Organization purposes and with T&T Salvage, LLC for Salvage & Marine Fire-Fighting.

We currently maintain pollution liability coverage insurance in the amount of $1.0 billion per incident for each of our vessels. If the damages from a catastrophic

spill were to exceed our insurance coverage, it could have an adverse effect on our business and results of operation.

Other United States Environmental Initiatives

The U.S. Clean Air Act of 1970 (including its amendments of 1977 and 1990) (“CAA”) requires the EPA to promulgate standards applicable to emissions of
volatile  organic  compounds  and  other  air  contaminants.  The  CAA  requires  states  to  adopt  State  Implementation  Plans,  or  “SIPs,”  some  of  which  regulate  emissions
resulting from vessel loading and unloading operations which may affect our vessels.

The U.S. Clean Water Act (“CWA”) prohibits the discharge of oil, hazardous substances and ballast water in U.S. navigable waters unless authorized by a duly-
issued permit or exemption, and imposes strict liability in the form of penalties for any unauthorized discharges. The CWA also imposes substantial liability for the costs
of removal, remediation and damages and complements the remedies available under OPA and CERCLA. In 2015, the EPA expanded the definition of “waters of the
United  States”  (“WOTUS”),  thereby  expanding  federal  authority  under  the  CWA.  Following  litigation  on  the  revised  WOTUS  rule,  in  December  2018,  the  EPA  and
Department  of  the  Army  proposed  a  revised,  limited  definition  of  WOTUS.  In  2019  and  2020,  the  agencies  repealed  the  prior  WOTUS  Rule  and  promulgated  the
Navigable Waters Protection Rule (“NWPR”) which significantly reduced the scope and oversight of EPA and the Department of the Army in traditionally non-navigable
waterways. On August 30, 2021, a federal district court in Arizona vacated the NWPR and directed the agencies to replace the rule. On December 7, 2021, the EPA and
the Department of the Army proposed a rule that would reinstate the pre-2015 definition, which is subject to public comment until February 7, 2022.

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 The EPA and the USCG have also enacted rules relating to ballast water discharge, compliance with which requires the installation of equipment on our vessels
to  treat  ballast  water  before  it  is  discharged  or  the  implementation  of  other  port  facility  disposal  arrangements  or  procedures  at  potentially  substantial  costs,  and/or
otherwise restrict our vessels from entering U.S. Waters. The EPA will regulate these ballast water discharges and other discharges incidental to the normal operation of
certain vessels within United States waters pursuant to the Vessel Incidental Discharge Act (“VIDA”), which was signed into law on December 4, 2018 and replaces the
2013 Vessel General Permit (“VGP”) program (which authorizes discharges incidental to operations of commercial vessels and contains numeric ballast water discharge
limits  for  most  vessels  to  reduce  the  risk  of  invasive  species  in  U.S.  waters,  stringent  requirements  for  exhaust  gas  scrubbers,  and  requirements  for  the  use  of
environmentally acceptable lubricants) and current Coast Guard ballast water management regulations adopted under the U.S. National Invasive Species Act (“NISA”),
such as mid-ocean ballast exchange programs and installation of approved USCG technology for all vessels equipped with ballast water tanks bound for U.S. ports or
entering U.S. waters. VIDA establishes a new framework for the regulation of vessel incidental discharges under Clean Water Act (CWA), requires the EPA to develop
performance standards for those discharges within two years of enactment, and requires the U.S. Coast Guard to develop implementation, compliance and enforcement
regulations within two years of EPA’s promulgation of standards. Under VIDA, all provisions of the 2013 VGP and USCG regulations regarding ballast water treatment
remain  in  force  and  effect  until  the  EPA  and  U.S.  Coast  Guard  regulations  are  finalized.  Non-military,  non-recreational  vessels  greater  than  79  feet  in  length  must
continue to comply with the requirements of the VGP, including submission of a Notice of Intent (“NOI”) or retention of a PARI form and submission of annual reports.
All of our vessels submit their NOIs/eNOIs to the USCG and their flag administration accordingly within the required timeframes. Compliance with the EPA, U.S. Coast
Guard  and  state  regulations  could  require  the  installation  of  ballast  water  treatment  equipment  on  our  vessels  or  the  implementation  of  other  port  facility  disposal
procedures at potentially substantial cost, or may otherwise restrict our vessels from entering U.S. waters.

European Union Regulations

In October 2009, the EU amended a directive to impose criminal sanctions for illicit ship-source discharges of polluting substances, including minor discharges,
if committed with intent, recklessly or with serious negligence and the discharges individually or in the aggregate result in deterioration of the quality of water. Aiding
and abetting the discharge of a polluting substance may also lead to criminal penalties. The directive applies to all types of vessels, irrespective of their flag, but certain
exceptions  apply  to  warships  or  where  human  safety  or  that  of  the  ship  is  in  danger.  Criminal  liability  for  pollution  may  result  in  substantial  penalties  or  fines  and
increased civil liability claims. Regulation (EU) 2015/757 of the European Parliament and of the Council of 29 April 2015 (amending EU Directive 2009/16/EC) governs
the  monitoring,  reporting  and  verification  of  carbon  dioxide  emissions  from  maritime  transport,  and,  subject  to  some  exclusions,  requires  companies  with  ships  over
5,000 gross tonnage to monitor and report carbon dioxide emissions annually, which may cause us to incur additional expenses.

The EU has adopted several regulations and directives requiring, among other things, more frequent inspections of high-risk ships, as determined by type, age
and flag as well as the number of times the ship has been detained. The EU also adopted and extended a ban on substandard ships and enacted a minimum ban period and
a definitive ban for repeated offenses. The regulation also provided the EU with greater authority and control over classification societies, by imposing more requirements
on classification societies and providing for fines or penalty payments for organizations that failed to comply. Furthermore, the EU has implemented regulations requiring
vessels to use reduced sulfur content fuel for their main and auxiliary engines. The EU Directive 2005/33/EC (amending Directive 1999/32/EC) introduced requirements
parallel to those in Annex VI relating to the sulfur content of marine fuels. In addition, the EU imposed a 0.1% maximum sulfur requirement for fuel used by ships at
berth in the Baltic, the North Sea and the English Channel (the so called “SOx-Emission Control Area”). As of January 2020, EU member states must also ensure that
ships in all EU waters, except the SOx-Emission Control Area, use fuels with a 0.5% maximum sulfur content.

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 On September 15, 2020, the European Parliament voted to include greenhouse gas emissions from the maritime sector in the European Union’s carbon market.
On July 14, 2021, the European Parliament formally proposed its plan, which would involve gradually including the maritime sector from 2023 and phasing the sector in
over a three-year period. This will require shipowners to buy permits to cover these emissions. Contingent on negotiations and a formal approval vote, these proposed
regulations may not enter into force for another year or two.

Chinese Regulations

Our  Company  complies  with  the  local  Chinese  regulations  and  requirements  pertaining  to  the  Ship  Pollution  Response  Organization.  This  requires
owners/operators of (a) any ship carrying polluting and hazardous cargoes in bulk or (b) any other vessel above 10,000 gt to enter into a pollution clean-up contract with a
Maritime Safety Agency (“MSA”) approved Ship Pollution Response Organization before the vessel enters a Chinese port. We have established contractual agreements
and are cooperating with our local representatives, to provide us the best in market options at each specific port. This practically applies to all the managed vessel within
our fleets and means that we are getting high-quality service on a case by case basis, always obtaining the best price versus quality result that could be procured.

International Labor Organization

The International Labor Organization (the “ILO”) is a specialized agency of the UN that has adopted the Maritime Labor Convention 2006 (“MLC 2006”). A
Maritime Labor Certificate and a Declaration of Maritime Labor Compliance is required to ensure compliance with the MLC 2006 for all ships that are 500 gross tonnage
or over and are either engaged in international voyages or flying the flag of a Member and operating from a port, or between ports, in another country. All of our vessels
have  been  awarded  an  MLC  certificate  following  the  relevant  MLC  inspection  carried  out  on  board  and  they  have  been  approved  for  DMLC  Part  II  by  the  ROs/flag
administration in compliance with the requirements set out in the DMLC Part I issued by the respective flag administrations accordingly.

Vessel Security Regulations

Since the terrorist attacks of September 11, 2001 in the United States, there have been a variety of initiatives intended to enhance vessel security such as the U.S.
Maritime Transportation Security Act of 2002 (“MTSA”). To implement certain portions of the MTSA, the USCG issued regulations requiring the implementation of
certain  security  requirements  aboard  vessels  operating  in  waters  subject  to  the  jurisdiction  of  the  United  States  and  at  certain  ports  and  facilities,  some  of  which  are
regulated by the EPA.

Similarly,  Chapter  XI-2  of  the  SOLAS  Convention  imposes  detailed  security  obligations  on  vessels  and  port  authorities  and  mandates  compliance  with  the
International Ship and Port Facility Security Code (“the ISPS Code”). The ISPS Code is designed to enhance the security of ports and ships against terrorism. To trade
internationally, a vessel must attain an International Ship Security Certificate (“ISSC”) from a recognized security organization approved by the vessel’s flag state. Ships
operating without a valid certificate may be detained, expelled from or refused entry at port until they obtain an ISSC. The various requirements, some of which are found
in the SOLAS Convention, include, for example, on-board installation of automatic identification systems to provide a means for the automatic transmission of safety-
related information from among similarly equipped ships and shore stations, including information on a ship’s identity, position, course, speed and navigational status;
on-board installation of ship security alert systems, which do not sound on the vessel but only alert the authorities on shore; the development of vessel security plans; ship
identification number to be permanently marked on a vessel’s hull; a continuous synopsis record kept onboard showing a vessel’s history including the name of the ship,
the state whose flag the ship is entitled to fly, the date on which the ship was registered with that state, the ship’s identification number, the port at which the ship is
registered and the name of the registered owner(s) and their registered address; and compliance with flag state security certification requirements.

The  USCG  regulations,  intended  to  align  with  international  maritime  security  standards,  exempt  non-U.S.  vessels  from  MTSA  vessel  security  measures,

provided such vessels have on board a valid ISSC that attests to the vessel’s compliance with the SOLAS Convention security requirements and the ISPS Code.

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All of our vessels are already fully compliant with the ISPS code and have the International Ship Security Certificate (ISSC). Each vessel also has its own SSP
(Ship Security Plan) which has been reviewed and approved by the RO/flag administration accordingly. In addition to the above, the company has also chosen to comply
with BMP5 standard as best management practices and also provides additional security equipment (and armed guards, where required) on board whenever our vessels
pass through areas of voluntary reporting or where there is high risk of piracy. Future security measures could also have a significant financial impact on us.

The cost of vessel security measures has also been affected by the escalation in the frequency of acts of piracy against ships, notably off the coast of Somalia,
including the Gulf of Aden and Arabian Sea area. Substantial loss of revenue and other costs may be incurred as a result of detention of a vessel or additional security
measures,  and  the  risk  of  uninsured  losses  could  significantly  affect  our  business.  Costs  are  incurred  in  taking  additional  security  measures  in  accordance  with  Best
Management Practices to Deter Piracy, notably those contained in the BMP5 industry standard.

Inspection by Flag administration and Classification Societies

The hull and machinery of every commercial vessel must be classed by a classification society authorized by its country of registry. The classification society
certifies that a vessel is safe and seaworthy in accordance with the applicable rules and regulations of the country of registry of the vessel and SOLAS. Most insurance
underwriters make it a condition for insurance coverage and lending that a vessel be certified “in class” by a classification society which is a member of the International
Association  of  Classification  Societies,  the  IACS.  The  IACS  has  adopted  harmonized  Common  Structural  Rules,  or  “the  Rules,”  which  apply  to  oil  tankers  and  bulk
carriers contracted for construction on or after July 1, 2015. The Rules attempt to create a level of consistency between IACS Societies. All of our vessels are certified as
being “in class” by all the applicable Classification Societies (e.g., Bureau Veritas, NKK, DNV-GL, American Bureau of Shipping, Lloyd’s Register of Shipping). Their
respective Classification certificates have been issued by the vessel’s classification society following the initial survey carried out on board.

A vessel must undergo annual surveys, intermediate surveys, drydockings and special surveys. In lieu of a special survey, a vessel’s machinery may be on a
continuous survey cycle, under which the machinery would be surveyed periodically over a five-year period. Every vessel is also required to be drydocked every 30 to 36
months for inspection of the underwater parts of the vessel. If any vessel does not maintain its class and/or fails any annual survey, intermediate survey, drydocking or
special  survey,  the  vessel  will  be  unable  to  carry  cargo  between  ports  and  will  be  unemployable  and  uninsurable  which  could  cause  us  to  be  in  violation  of  certain
covenants in our loan agreements. Any such inability to carry cargo or be employed, or any such violation of covenants, could have a material adverse impact on our
financial condition and results of operations.

Risk of Loss and Liability Insurance

General

The  operation  of  any  cargo  vessel  includes  risks  such  as  mechanical  failure,  physical  damage,  collision,  property  loss,  cargo  loss  or  damage  and  business
interruption due to political circumstances in foreign countries, piracy incidents, hostilities and labor strikes. In addition, there is always an inherent possibility of marine
disaster, including oil spills and other environmental mishaps, and the liabilities arising from owning and operating vessels in international trade. OPA, which imposes
virtually unlimited liability upon shipowners, operators and bareboat charterers of any vessel trading in the exclusive economic zone of the United States for certain oil
pollution  accidents  in  the  United  States,  has  made  liability  insurance  more  expensive  for  shipowners  and  operators  trading  in  the  United  States  market.  We  carry
insurance coverage as customary in the shipping industry. However, not all risks can be insured, specific claims may be rejected, and we might not be always able to
obtain adequate insurance coverage at reasonable rates.

Hull and Machinery Insurance

We  procure  hull  and  machinery  insurance,  protection  and  indemnity  insurance,  which  includes  environmental  damage  and  pollution  insurance  and  war  risk
insurance and freight, demurrage and defense insurance for our fleet. We generally do not maintain insurance against loss of hire (except for certain charters for which we
consider it appropriate), which covers business interruptions that result in the loss of use of a vessel.

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Protection and Indemnity Insurance

Protection and indemnity insurance is provided by mutual protection and indemnity associations, or “P&I Associations,” and covers our third-party liabilities in
connection with our shipping activities. This includes third-party liability and other related expenses of injury or death of crew, passengers and other third parties, loss or
damage to cargo, claims arising from collisions with other vessels, damage to other third-party property, pollution arising from oil or other substances and salvage, towing
and other related costs, including wreck removal. Protection and indemnity insurance is a form of mutual indemnity insurance, extended by protection and indemnity
mutual associations, or “clubs.”

Our  current  protection  and  indemnity  insurance  coverage  for  pollution  is  $1  billion  per  vessel  per  incident.  The  13  P&I  Associations  that  comprise  the
International Group insure approximately 90% of the world’s commercial tonnage and have entered into a pooling agreement to reinsure each association’s liabilities. The
International  Group’s  website  states  that  the  Pool  provides  a  mechanism  for  sharing  all  claims  in  excess  of  US$  10  million  up  to,  currently,  approximately  US$  8.2
billion. As a member of a P&I Association, which is a member of the International Group, we are subject to calls payable to the associations based on our claim records
as  well  as  the  claim  records  of  all  other  members  of  the  individual  associations  and  members  of  the  shipping  pool  of  P&I  Associations  comprising  the  International
Group.

Ensuring compliance with environmental regulations

Other aspects of our environmental compliance include:

·

·

Refrigerant  Allowance:  We  have  banned  all  the  types  of  refrigerants  that  significantly  affect  the  ozone  layer  such  as  R22  in  order  to  reduce  the  Global
Warming Potential (GWP). Additionally, during possible maintenance activities both in our offices and on vessels, we use eco-friendly refrigerants that do
not affect the ozone layer such as R407 and R404. In compliance with EU 517/2014 regulation, stipulating restriction to the use of refrigerants exceeding
GWP of 2500, we are using eco-friendly refrigerants in 30% of our fleet and we expect that 100% of our fleet will have installed eco-friendly refrigerants
within the next 5 years.

Biodegradable  Lubricants:  We  are  using  these  types  of  biodegradable  lubricants  proactively  in  the  majority  of  our  fleet  regardless  of  their  destination.
Biodegradable lubricants are eco-friendly lubricants which are mandatory for vessels that transport cargo or have the United States as destination ports.

· We had proactively taken immediate steps to comply in 2019 with certain provisions of EU regulation (1257/2013 on Ship recycling) that took effect on

December 31, 2020. The regulation refers to vessel recycling activities and the identification and monitoring of hazardous materials, including:

o Asbestos.

o

PCBs.

o Ozone depleting substances.

o

PFOS.

o Anti-fouling systems containing organotin compounds as a biocide.

We are also in the process of replacing Freon onboard. Our entire fleet complies with Hazardous Material regulation.

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Dry-BMS (RightShip Standards)

This program is designed to allow ship managers to measure their SMS against agreed industry standards, with the aim of improving fleet performance and risk
management. This will ensure that policies align with the industry’s best practice to both advance our vessels’ performance and attain high standards of health, safety,
security and pollution prevention.

The draft guidelines focus on 30 areas of management practice across the four most serious risk areas faced in vessel operations: performance, people, plant and
process.  This  grades  the  excellence  of  a  company’s  SMS  against  measurable  expectations  and  targets  without  involving  the  burdens  of  excessive  inspections.  This
standard is not meant to replace any pre-existing system or rule but rather to enhance their existing application and raise the levels of excellence achieved. The minimum
benefits  of  this  venture  would  a)  cover  all  relevant  ship  management  issues  in  one  document,  b)  be  relevant  to  the  entire  dry  bulk  shipping  industry  worldwide,  c)
complement other statutory requirements and industry guidance and d) be frequently evaluated to drive continuous improvement across the management companies on an
international level.

C.       Organizational structure

As of December 31, 2021, we are the sole owner of all of the outstanding shares of the subsidiaries listed in Note 1 of our consolidated financial statements

under “Item 18. Financial Statements.”

D.       Property, plant and equipment

We  do  not  own  any  real  property.  Our  interests  in  the  vessels  in  our  fleet  are  our  only  material  properties.  See  “Item  4.  Information  on  the  Company—B.

Business Overview—General.”

Item 4A.

Unresolved Staff Comments

None.

Item 5.

Operating and Financial Review and Prospects

Overview

The  following  management’s  discussion  and  analysis  of  financial  condition  and  results  of  operations  should  be  read  in  conjunction  with  “Item  4.  Business
Overview”  and  our  historical  consolidated  financial  statements  and  accompanying  notes  included  elsewhere  in  this  annual  report.  This  discussion  contains  forward-
looking statements that reflect our current views with respect to future events and financial performance. Our actual results may differ materially from those anticipated in
these forward-looking statements as a result of certain factors, such as those set forth in “Item 3. Key Information—D. Risk Factors” and elsewhere in this annual report.

We are an international shipping company with extensive operational experience that owns and operates a fleet of dry bulk carrier vessels. Our vessels transport

a broad range of major and minor bulk commodities, including ores, coal, grains and fertilizers, along worldwide shipping routes.

A.       Operating Results

We deploy our vessels on a mix of short to medium time charters or voyage charters, contracts of affreightment, or in dry bulk carrier pools, according to our
assessment of market conditions. We adjust the mix of these charters to take advantage of the relatively stable cash flow and high utilization rates associated with medium
to long-term time charters, or to profit from attractive spot charter rates during periods of strong charter market conditions, or to maintain employment flexibility that the
spot market offers during periods of weak charter market conditions.

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Key Performance Indicators

Our business consists primarily of:

·

employment and operation of dry bulk vessels constituting our operating fleet; and

· management of the financial, general and administrative elements involved in the conduct of our business and ownership of dry bulk vessels constituting our

operating fleet.

The employment and operation of our vessels require the following main components:

·

·

·

·

·

·

·

·

·

·

·

·

·

vessel maintenance and repair;

crew selection and training;

vessel spares and stores supply;

contingency response planning;

onboard safety procedures auditing;

accounting;

vessel insurance arrangement;

vessel chartering;

vessel security training and security response plans pursuant to the requirements of the ISPS Code;

obtaining ISM Code certification and audits for each vessel within the six months of taking over a vessel;

vessel hire management;

vessel surveying; and

vessel performance monitoring.

The management of financial, general and administrative elements involved in the conduct of our business and ownership of our vessels requires the following

main components:

· management of our financial resources, including banking relationships (i.e., administration of bank loans and bank accounts);

· management of our accounting system and records and financial reporting;

·

administration of the legal and regulatory requirements affecting our business and assets; and

· management of the relationships with our service providers and customers.

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The principal factors that affect our profitability, cash flows and shareholders’ return on investment include:

·

·

·

·

·

·

·

charter rates and duration of our charters;

age, condition and specifications of our vessels

levels of vessel operating expenses;

depreciation and amortization expenses;

fuel costs;

financing costs; and

fluctuations in foreign exchange rates.

We believe that the important measures for analyzing trends in the results of operations consist of the following:

·

Average number of vessels is the number of vessels that constituted our owned fleet for the relevant period, as measured by the sum of the number of days
each operating vessel was part of our owned fleet during the period divided by the number of calendar days in that period.

· Ownership days are the total number of calendar days each vessel in the fleet was owned by us for the relevant period, including vessels subject to sale and

leaseback transactions and finance leases.

·

Available days for the fleet are the Ownership days after subtracting off-hire days for major repairs, dry docking or special or intermediate surveys and for
vessels’ improvements and upgrades. The available days for the years ended December 31, 2020 and 2021 were also decreased by off-hire days relating to
disruptions  in  connection  with  crew  changes  as  a  result  of  COVID-19.  Our  method  of  computing  Available  Days  may  not  necessarily  be  comparable  to
Available Days of other companies due to differences in methods of calculation.

·

Charter-in days are the total days that we charter-in vessels not owned by us.

·

Time  charter  equivalent  rate. Represents  the  weighted  average  daily  TCE  rates  of  our  operating  fleet  (including  owned  fleet  and  fleet  under  charter-in
arrangements) (please refer below for its detailed calculation).

· Daily operating expenses: Average daily operating expenses per vessel are calculated by dividing vessel operating expenses by Ownership days.

The table below summarizes our recent financial information. We refer you to the notes to our consolidated financial statements for a discussion of the basis on
which our consolidated financial statements are presented. The information provided below should be read in conjunction with “Item 5. Operating and Financial Review
and Prospects” and the consolidated financial statements, related notes and other financial information included herein.

The historical results included below and elsewhere in this document are not necessarily indicative of the future performance of Star Bulk.

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CONSOLIDATED STATEMENT OF OPERATIONS
(In thousands of U.S. Dollars, except per share and share data)

Voyage revenues

Voyage expenses
Charter-in hire expenses
Vessel operating expenses
Dry docking expenses
Depreciation
Management fees
General and administrative expenses
Provision for doubtful debts
(Gain)/  Loss  on  forward  freight  agreements  and  bunker  swaps,

net

Impairment loss
Other operational loss
Other operational gain

(Gain)/Loss on time charter agreement termination

(Gain) / Loss on sale of vessels

Operating income / (loss)
Interest and finance costs
Interest and other income / (loss)
Gain / (loss) on interest rate swaps, net

Loss on debt extinguishment

Total other expenses, net

Income/ (Loss) before taxes and equity in income of investee

Income taxes

Income / (Loss) before equity in income of investee

Equity in income of investee

Net income / (loss)

Earnings / (loss) per share, basic
Earnings / (loss) per share, diluted

2017

2018

2019

2020

2021

331,976

651,561

821,365

693,241

1,427,423

64,682
5,325
101,428
4,262
82,623
7,543
30,955
—

841
—
989
(2,918)

—
(2,598)

293,132

38,844

(50,458)
2,997
246
(1,257)

(48,472)

(9,628)
(236)

(9,864)

93

(9,771)

(0.16)
(0.16)

121,596
92,896
128,872
8,970
102,852
11,321
33,972
722

447
17,784
191
—

—
—

519,623

131,938

(73,715)
1,866
707
(2,383)

(73,525)

58,413
(61)

58,352

45

58,397

0.76
0.76

222,962
126,813
160,062
57,444
124,280
17,500
34,819
1,607

(4,411)
3,411
110
(2,423)

—
5,493

747,667

73,698

(87,617)
1,299
—
(3,526)

(89,844)

(16,146)
(109)

(16,255)

54

(16,201)

(0.17)
(0.17)

200,058
32,055
178,543
23,519
142,293
18,405
31,881
373

(16,156)
—
1,513
(3,231)

—
—

609,253

83,988

(69,555)
267
—
(4,924)

(74,212)

9,776
(152)

9,624

36

9,660

0.10
0.10

226,111
14,565
208,661
30,986
152,640
19,489
39,500
629

(3,564)
—
2,214
(2,110)

(1,102)
—

688,019

739,404

(56,036)
315
—
(3,257)

(58,978)

680,426
(16)

680,410

120

680,530

6.73
6.71

Weighted average number of shares outstanding, basic

63,034,394

77,061,227

93,735,549

96,128,173

101,183,829

Weighted average number of shares outstanding, diluted

63,034,394

77,326,111

93,735,549

96,281,389

101,479,072

CONSOLIDATED BALANCE SHEET AND OTHER FINANCIAL DATA
(In thousands of U.S. Dollars, except per share data)

Cash and cash equivalents
Current Assets
Advances  for  vessels  under  construction  and  acquisition  of

vessels

Vessels and other fixed assets, net
Total assets

Current  liabilities  (including  current  portion  of  long-term  bank

2017

2018

2019

2020

257,911
312,626

48,574
1,775,081
2,145,764

204,921
298,836

59,900
2,656,108
3,022,137

117,819
266,042

—
2,965,527
3,238,671

183,211
307,411

—
2,877,119
3,191,793

2021

450,285
682,924

—
3,013,038
3,754,719

loans and short-term lease financing)

219,274

222,717

310,931

266,432

290,796

Total long-term bank loans including long term lease financing,
excluding  current  portion,  net  of  unamortized  loan  and  lease
issuance costs

789,878

1,226,744

1,330,420

1,321,116

1,334,593

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8.00%  2019  Notes  and  8.30%  2022  Notes,  net  of  unamortized

notes issuance costs

Common shares
Total Shareholders’ equity
Total liabilities and shareholders’ equity
OTHER FINANCIAL DATA

48,000
642
1,088,052
2,145,764

48,410
926
1,520,045
3,022,137

Dividends declared (nil, nil, $0.05, $0.05 and $2.25)

—

—

Net cash provided by/(used in) operating activities

82,804

169,009

48,821
961
1,544,040
3,238,671

4,804

88,525

49,232
971
1,549,527
3,191,793

—
1,023
2,080,018
3,754,719

4,804

230,473

170,552

767,071

Net cash provided by/(used in) investing activities

(127,101)

(325,327)

(279,837)

(66,334)

(121,263)

Net cash provided by/(used in) financing activities
FLEET DATA
Average number of vessels
Total ownership days for fleet
Total available days for fleet
Charter-in days for fleet
AVERAGE DAILY RESULTS

(In U.S. Dollars)
Time charter equivalent
Vessel operating expenses
_______________

Time Charter Equivalent Rate (TCE rate)

122,035

69.6
25,387
25,272
428

10,366
3,995

96,695

87.7
32,001
31,614
5,089

13,796
4,027

103,697

(34,949)

(368,068)

112.1
40,915
36,403
6,843

13,027
3,912

116.0
42,456
40,274
1,414

11,789
4,205

125.4
45,759
44,059
571

26,978
4,560

Time  charter  equivalent  rate  (the  “TCE  rate”)  represents  the  weighted  average  daily  TCE  rates  of  our  operating  fleet  (including  owned  fleet  and  fleet  under
charter-in  arrangements).  TCE  rate  is  a  measure  of  the  average  daily  net  revenue  performance  of  our  vessels.  Our  method  of  calculating  TCE  rate  is  determined  by
dividing  voyage  revenues  (net  of  voyage  expenses,  charter-in  hire  expense,  amortization  of  fair  value  of  above/below-market  acquired  time  charter  agreements  and
provision for onerous contracts, if any, as well as adjusted for the impact of realized gain/(loss) on forward freight agreements (“FFAs”) and bunker swaps) by Available
days for the relevant time period. Available days do not include the Charter-in days as per the relevant definitions provided above. Voyage expenses primarily consist of
port, canal and fuel costs that are unique to a particular voyage, which would otherwise be paid by the charterer under a time charter contract, as well as commissions.
TCE rate is a standard shipping industry performance measure used primarily to compare period-to-period changes in a shipping company’s performance despite changes
in the mix of charter types (i.e., voyage charters, time charters, bareboat charters and pool arrangements) under which its vessels may be employed between the periods.
Our method of computing TCE rate may not necessarily be comparable to TCE rates of other companies due to differences in methods of calculation. The above reported
TCE rates for the year ended December 31, 2017 were calculated excluding Star Logistics. We have excluded the revenues and expenses of Star Logistics because it was
formed in October 2017, and its revenues and expenses had not yet normalized in that period, which obscure material trends of our TCE rates. As a result, we believe it is
more informative to our investors to present the TCE rates excluding the revenues and expenses of Star Logistics for that period (December 31, 2017). The revenues and
expenses of Star Logistics normalized in the years ended December 31, 2018 and 2019 and are included for purposes of calculating the TCE rate. In 2020, we terminated
our Geneva-based commercial activities and have established a new wholly-owned subsidiary based in Singapore under the name Star Bulk (Singapore) Pte. Ltd. (or
“Star Bulk Singapore”), aiming to expand our commercial capability and access to charterers and cargoes in Asia. We include TCE rate, a non-GAAP measure, as it
provides additional meaningful information in conjunction with voyage revenues, the most directly comparable GAAP measure, and it assists our management in making
decisions regarding the deployment and use of our operating vessels and assists investors and our management in evaluating our financial performance.

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The following table reflects the calculation and reconciliation of TCE rate to voyage revenues as reflected in the consolidated statement of operations:

(In thousands of U.S. Dollars, except for TCE rates)
Voyage revenues
Less:
Voyage expenses
Charter-in hire expenses
Realized gain/(loss) on FFAs/bunker swaps
Amortization of fair value of below/above market acquired time charter agreements
Time charter equivalent revenues

Available days
Daily Time Charter Equivalent Rate (“TCE”)

Voyage Revenues

Year ended
December 31,
2019

Year ended
December 31,
2020

Year ended
December 31,
2021

$ 821,365

$ 693,241

$1,427,423

(222,962)
(126,813)
4,657
(2,013)
$ 474,234

(200,058)
(32,055)
14,861
(1,184)
$ 474,805

(226,111)
(14,565)
2,056
(187)
$ 1,188,616

36,403

40,274

44,059

$       13,027

$       11,789

$       26,978

Voyage revenues are driven primarily by the number of vessels in our operating fleet, the duration of our charters, the number of charter in days, the amount of
daily charter hire or freight rates that our vessels earn under time and voyage charters, respectively, which, in turn, are affected by a number of factors, including our
decisions relating to vessel acquisitions and disposals, the number of vessels chartered-in, the amount of time that we spend positioning our vessels, the amount of time
that our vessels spend in dry dock undergoing repairs, maintenance and upgrade work, the age, condition and specifications of our vessels, levels of supply and demand in
the seaborne transportation market.

Vessels operating on time charters for a certain period of time provide more predictable cash flows over that period of time but can yield lower profit margins
than  vessels  operating  in  the  spot  charter  market  during  periods  characterized  by  favorable  market  conditions.  Vessels  operating  in  the  spot  charter  market  generate
revenues that are less predictable, but may enable us to capture increased profit margins during periods of improvements in charter rates, although we would be exposed
to the risk of declining vessel rates, which may have a materially adverse impact on our financial performance. If we employ vessels on period time charters, future spot
market rates may be higher or lower than the rates at which we have employed our vessels on period time charters.

Voyage Expenses

Voyage  expenses  may  include  port  and  canal  charges,  agency  fees,  fuel  (bunker)  expenses  and  brokerage  commissions  payable  to  related  and  third  parties.
Voyage expenses are incurred for our owned and chartered-in vessels during voyage charters or when the vessel is unemployed. Bunker expenses, port and canal charges
primarily increase in periods during which vessel are employed on voyage charters because these expenses are paid by the owners. Our voyage expenses primarily consist
of bunkers cost, port expenses and commissions paid in connection with the chartering of our vessels.

Charter-in hire expenses

Charter-in hire expenses represent hire expenses for chartering-in third- and related- party vessels, either under time charters or voyage charters.

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Vessel Operating Expenses

Vessel operating expenses include crew wages and related costs, the cost of insurance and vessel registry, expenses relating to repairs and maintenance, the cost
of spares and consumable stores, tonnage taxes, regulatory fees, vessel scrubbers and BWTS maintenance expenses, lubricants and other miscellaneous expenses. Other
factors beyond our control, some of which may affect the shipping industry in general, including for instance developments relating to market prices for crew wages,
lubricants and insurance, may also cause these expenses to increase.

Dry Docking Expenses

Dry docking expenses relate to regularly scheduled intermediate survey or special survey dry docking necessary to preserve the quality of our vessels as well as
to  comply  with  international  shipping  standards  and  environmental  laws  and  regulations.  Dry  docking  expenses  can  vary  according  to  the  age  of  the  vessel  and  its
condition, the location where the dry docking takes place, shipyard availability and the number of days the vessel is under dry dock. We utilize the direct expense method,
under which we expense all dry-docking costs as incurred.

Depreciation

We depreciate our vessels on a straight-line basis over their estimated useful lives, which is determined to be 25 years from the date of their initial delivery from

the shipyard. Depreciation is calculated based on a vessel’s cost less the estimated residual value.

General and Administrative Expenses

We  incur  general  and  administrative  expenses,  including  our  onshore  personnel  related  expenses,  directors’  and  executives’  compensation,  share  based

compensation, legal, consulting, audit and accounting expenses.

Management Fees

Management fees include fees paid to third parties as well as related parties providing certain procurement services to our fleet.

Interest and Finance Costs

We incur interest expense and financing costs in connection with our outstanding indebtedness under our existing loan facilities (including sale and leaseback
financing transactions). We also incur financing costs in connection with establishing those facilities, which are presented as a direct deduction from the carrying amount
of the relevant debt liability and amortize them to interest and financing costs over the term of the underlying obligation using the effective interest method.

Gain/(loss) on interest rate swaps, net

We enter into interest rate swap transactions to manage interest costs and risk associated with changing interest rates with respect to our variable interest loans
and credit facilities. Interest rate swaps are recorded in the balance sheet as either assets or liabilities, measured at their fair value (Level 2) with changes in such fair
value recognized in earnings under (gain)/loss on interest rate swaps, net, unless specific hedge accounting criteria are met. When interest rate swaps are designated and
qualify  as  cash  flow  hedges,  the  effective  portion  of  the  unrealized  gains/losses  from  those  swaps  is  recorded  in  Other  Comprehensive  Income  /  (Loss)  while  any
ineffective portion is recorded as Gain/(loss) on interest rate swaps, net.

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Gain/(Loss) on Forward Freight Agreements and Bunker Swaps, net

When deemed appropriate from a risk management perspective, we take positions in freight derivatives, including freight forward agreements (the “FFAs”) and
freight  options  with  an  objective  to  utilize  those  instruments  as  economic  hedges  that  are  highly  effective  in  reducing  the  risk  on  specific  vessels  trading  in  the  spot
market and to take advantage of short term fluctuations in the market prices. Upon the settlement, if the contracted charter rate is less than the average of the rates, as
reported by an identified index, for the specified route and time period, the seller of the FFA is required to pay the buyer the settlement sum, being an amount equal to the
difference between the contracted rate and the settlement rate, multiplied by the number of days in the specified period covered by the FFA. Conversely, if the contracted
rate is greater than the settlement rate, the buyer is required to pay the seller the settlement sum. Our FFAs are settled on a daily basis mainly through reputable exchanges
such as London Clearing House (LCH) or Singapore Exchange (SGX) so as to limit our exposure in over the counter transactions. Customary requirements for trading in
FFAs include the maintenance of initial and variation margins based on expected volatility, open position and mark to market of the contracts. Freight options are treated
as assets/liabilities until they are settled. Any such settlements by us or settlements to us under FFAs are recorded under (Gain)/Loss on forward freight agreements and
bunker swaps, net.

Also, when deemed appropriate from a risk management perspective, we enter into bunker swap contracts to manage our exposure to fluctuations of bunker
prices associated with the consumption of bunkers by our vessels. Bunker swaps are agreements between two parties to exchange cash flows at a fixed price on bunkers,
where volume, time period and price are agreed in advance. Our bunker swaps are settled through reputable clearing houses. Bunker price differentials paid or received
under the swap agreements are recognized under (Gain)/Loss on forward freight agreements and bunker swaps, net.

The  fair  value  of  freight  derivatives  and  bunker  swaps  is  determined  through  Level  1  inputs  of  the  fair  value  hierarchy  (quoted  prices  from  the
applicable exchanges such as the London Clearing House (LCH) or the Singapore Exchange (SGX)). Our FFAs and bunker swaps do not qualify for hedge accounting
and therefore unrealized gains or losses are recognized under (Gain)/Loss on forward freight agreements and bunker swaps, net.

Interest Income

We earn interest income on our cash deposits with our lenders and other financial institutions.

Foreign Exchange Fluctuations

Please see “Item 11. Quantitative and Qualitative Disclosures about Market Risk.”

Year ended December 31, 2021 compared to the year ended December 31, 2020

Voyage revenues net of Voyage expenses: Voyage revenues for the year ended December 31, 2021 increased to $1,427.4 million from $693.2 million for the
year ended December 31, 2020 primarily as a result of the strong market conditions in charter rates prevailing during the year of 2021. In particular, the strong global
growth and increased infrastructure spending has led to a healthy rise in demand for commodities which combined with a historically low orderbook and port delays and
congestion created favorable dynamics for our industry. As a result, the TCE rate for the year ended December 31, 2021 was $26,978 compared to $11,789 for the year
ended December 31, 2020.

Charter-in hire expenses: Charter-in hire expenses for the years ended December 31, 2021 and 2020 were $14.6 million and $32.1 million, respectively. The

decrease is due to the significant reduction in charter-in days which totaled 571 in the year ended December 31, 2021 compared to 1,414 in the same period in 2020.

Operating expenses: For the years ended December 31, 2021 and 2020, vessel operating expenses were $208.7 million and $178.5 million, respectively. This
increase was primarily due to the increase in the average number of vessels to 125.4 from 116.0 and to additional crew expenses incurred related to the increased number
and cost of crew changes performed, as a result of COVID-19 restrictions imposed since the beginning of 2020, estimated to be $8.4 million in 2021 compared to $3.5
million in 2020. In addition, vessel operating expenses for the year ended December 31, 2021 also included maintenance expenses for vessel scrubbers and BWTS of $4.2
million compared to $3.4 million in 2020. Lastly, vessel operating expenses for the year ended December 31, 2021 included $3.1 million pre-delivery and pre-joining
expenses incurred in connection with the latest delivered vessels compared to nil in 2020.

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Dry docking expenses: Dry docking expenses for the year ended December 31, 2021, were $31.0 million corresponding to 30 of our vessels that underwent their
periodic dry docking surveys. Dry docking expenses for the year ended December 31, 2020 were $23.5 million corresponding to 26 of our vessels that underwent their
periodic dry docking surveys.

Depreciation: For the years ended December 31, 2021 and 2020, depreciation expense increased to $152.6 million from $142.3 million due to the increase in the

average number of vessels.

General and administrative expenses and Management fees: General and administrative expenses for the years ended December 31, 2021 and 2020 were $39.5
million and $31.9 million, respectively. The increase is mainly attributable to the increase in the share-based compensation expense to $10.3 million from $4.6 million.
Management fees for the years ended December 31, 2021 and 2020 were $19.5 million and $18.4 million, respectively.

(Gain)/Loss  on  forward  freight  agreements  and  bunker  swaps,  net:  For  the  year  ended  December  31,  2021,  we  incurred  a  net  gain  on  forward  freight
agreements and bunker swaps of $3.6 million, consisting of unrealized gain of $1.5 million and realized gain of $2.1 million. For the year ended December 31, 2020, we
incurred a net gain on forward freight agreements and bunker swaps of $16.2 million, consisting of unrealized gain of $1.3 million and realized gain of $14.9 million.

Interest  and  finance  costs  net  of  interest  and  other  income/  (loss):  Interest  and  finance  costs  net  of  interest  and  other  income/(loss)  for  the  years  ended
December 31, 2021 and 2020 were $55.7 million and $69.3 million, respectively. This decrease is primarily attributable to the decline in the average interest rate on our
outstanding indebtedness, mainly driven by the refinancing of certain of our debt agreements and the redemption of our outstanding 8.30% Senior Notes in July 2021,
which also result in lower weighted average outstanding debt balance during the corresponding periods, the interest rate swap agreements that we entered into in 2020
and 2021 and the lower LIBOR rates that prevailed during 2021 compared to 2020.

Loss on debt extinguishment: For the year ended December 31, 2021, loss on debt extinguishment was $3.3 million which primarily consists of $3.6 million
written  off  unamortized  debt  issuance  costs  following  the  refinancing  agreements  entered  into  during  the  year.  For  the  year  ended  December  31,  2020,  loss  on  debt
extinguishment  was  $4.9  million  and  comprised  of:  (a)  $3.7  million  in  connection  with  the  write-off  of  unamortized  debt  issuance  costs  following  the  refinancing
agreements entered into during the year and (b) $1.2 million in connection with prepayment fees for facilities refinanced or repaid as a result of the sale of mortgaged
vessels.

Year ended December 31, 2020 compared to the year ended December 31, 2019

For a discussion of the year ended December 31, 2020 compared to the year ended December 31, 2019, please refer to “Item 5. Operating and Financial Review

and Prospects” in our Annual Report on Form 20-F, as amended, for the year ended December 31, 2020, or our “2020 20-F”.

Recent Accounting Pronouncements

For recent accounting pronouncements see Note 2 to our consolidated financial statements.

B.       Liquidity and Capital Resources

Our principal sources of funds have been cash flow from operations, equity offerings, borrowings under secured credit facilities, debt securities or bareboat lease
financings and proceeds from vessel sales. Our principal uses of funds have been capital expenditures to establish, grow our fleet, maintain the quality of our dry bulk
carriers and comply with international shipping standards, environmental laws and regulations, fund working capital requirements, make principal and interest payments
on outstanding indebtedness and to make dividend payments when approved by the Board of Directors.

Our  short-term  liquidity  requirements  include  paying  operating  costs,  funding  working  capital  requirements  and  the  short-term  equity  portion  of  the  cost  of
vessel acquisitions and vessel upgrades, interest and principal payments on outstanding indebtedness and maintaining cash reserves to strengthen our position against
adverse fluctuations in operating cash flows. Our primary source of short-term liquidity is cash generated from operating activities, available cash balances and portions
from new debt and refinancings as well as equity financings.

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Our medium- and long-term liquidity requirements are funding the equity portion of our newbuilding vessel installments and secondhand vessel acquisitions, if
any, funding required payments under our vessel financing and other financing agreements and paying cash dividends when declared. Sources of funding for our medium-
and long-term liquidity requirements include cash flows from operations, new debt and refinancings or bareboat lease financing, sale and lease back arrangements, equity
issuances  and  vessel  sales.  Please  also  refer  to  Note  14  to  our  audited  consolidated  financial  statements  included  in  this  annual  report  for  further  discussion  on  our
commitments as of December 31, 2021.

As of February 16, 2022, we had total cash of $593.7 million and $1,532.5 million of outstanding borrowings (including bareboat lease financing). In addition,
following a number of interest rates swaps that we entered into during the years ended December 31, 2020 and 2021, we have converted a total of $841.4 million of such
debt from floating to an average fixed rate of 45 bps with average maturity of 2.1 years. We believe that our current cash balance, and our operating cash flows to be
generated over the short-term period will be sufficient to meet our 2022 liquidity needs and at least through the end of the first quarter of 2023, including funding the
operations of our fleet, capital expenditure requirements and any other present financial requirements. However, we may seek additional indebtedness to finance future
vessel acquisitions in order to maintain our cash position or to refinance our existing debt in more favorable terms. Our practice has been to fund the cash portion of the
acquisition of dry bulk carriers using a combination of funds from operations and bank debt or lease financing secured by mortgages or title of ownership on our dry bulk
carriers held  by  the  relevant  lenders,  respectively.  Our  business  is  capital-intensive  and  its  future  success  will  depend  on  our  ability  to  maintain  a  high-quality  fleet
through  the  acquisition  of  newer  dry  bulk  carriers  and  the  selective  sale  of  older  dry  bulk  carriers.  These  acquisitions  will  be  principally  subject  to  management’s
expectation of future market conditions as well as our ability to acquire dry bulk carriers on favorable terms. However our ability to obtain bank or lease financing, to
refinance our existing debt or to access the capital markets for offerings in the future, may be limited by our financial condition at the time of any such financing or
offering, including the market value of our fleet, as well as by adverse market conditions resulting from, among other things, general economic conditions, weakness in
the financial and equity markets and contingencies and uncertainties, that are beyond our control.

On  March  11,  2020,  the  World  Health  Organization  declared  the  Covid-19  outbreak  a  pandemic.  In  response  to  the  outbreak,  many  countries,  ports  and
organizations,  including  those  where  we  conduct  a  large  part  of  our  operations,  have  implemented  measures  to  combat  the  outbreak,  such  as  quarantines  and  travel
restrictions. These measures have resulted in a significant reduction in global economic activity and extreme volatility in the global financial markets. There continues to
be a high level of uncertainty relating to how the pandemic will evolve, including the new Omicron variant of COVID-19, which appears to be the most transmissible
variant  to  date,  the  availability  of  vaccines  and  their  global  deployment,  the  development  of  effective  treatments,  the  imposition  of  effective  public  safety  and  other
protective  measures  and  the  public's  and  government's  responses  to  such  measures.  At  present,  it  is  not  possible  to  ascertain  any  future  impact  of  COVID-19  on  the
Company’s operational and financial performance, which may take some time to materialize and may not be fully reflected in the Company’s results for 2020 and 2021. 
The recent reopening of the global economy and consequent increased demand across all key dry bulk commodities has positively affected our revenues. On the other
hand, as a result of COVID-19 restrictions imposed since 2020, additional crew expenses were incurred. However, an increase in the severity or duration or a resurgence
of the Covid-19 pandemic and any significant disruption of wide-scale vaccine distribution could have a material adverse effect on the Company’s business, results of
operations,  cash  flows,  financial  condition,  the  carrying  value  of  the  Company’s  assets,  the  fair  values  of  the  Company’s  vessels,  and  the  Company’s  ability  to  pay
dividends.

Cash Flows

Cash and cash equivalents as of December 31, 2021 were $450.3 million, compared to $183.2 million as of December 31, 2020. We define working capital as
current assets minus current liabilities, including the current portion of long-term bank loans and lease financing. Our working capital surplus as of December 31, 2021
and  2020  was  $392.1  million  and  $41.0  million,  respectively.  The  increase  in  working  capital  surplus  is  primarily  attributable  to  the  significantly  improved  market
conditions.

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 As of December 31, 2021 and 2020, we were required to maintain minimum liquidity, not legally restricted, of $64.0 million and $58.0 million, respectively,
which  is  included  within  “Cash  and  cash  equivalents”  in  the  2021  and  2020  balance  sheets,  respectively.  In  addition,  as  of  December  31,  2021  and  2020,  we  were
required to maintain minimum liquidity, legally restricted, of $23.0 million and of $12.3 million, respectively, which is included within “Restricted cash” in the 2021 and
2020 balance sheets, respectively.

Year ended December 31, 2021 compared to the year ended December 31, 2020

Net Cash Provided By / (Used In) Operating Activities

Net cash provided by operating activities for the twelve months ended December 31, 2021 and 2020 was $767.1 million and $170.6 million, respectively. The
increase is primarily attributable to the increase in our operating income (excluding non-cash items) following the significantly improved market conditions that prevailed
in  2021  compared  to  2020  and  the  lower  net  interest  expense  following  the  refinancing  of  certain  of  our  debt  agreements,  the  interest  rate  swap  agreements  that  we
entered into during 2020 and 2021 and the lower LIBOR rates during the year ended December 31, 2021 compared to the same period in 2020.

Net Cash Provided By / (Used In) Investing Activities

Net  cash  used  in  investing  activities  for  the  year  ended  December  31,  2021  and  2020  was  $121.3  million  and  $66.3  million,  respectively.  The  increase  was
primarily attributable to cash paid in 2021 in connection with the acquisition of vessels as opposed to no vessel acquisitions in 2020, which increase was partly offset by
lower capital expenditures for BWTS and scrubbers paid in 2021 compared to relevant payments in 2020.

Net Cash Provided By / (Used In) Financing Activities

Net cash used in financing activities for the year ended December 31, 2021 was $368.1 million and net cash provided by financing activities was $34.9 million
for the year ended December 31, 2020. The increase was primarily driven by higher debt repayments and prepayments compared to debt proceeds in 2021 as compared to
2020 as well as the higher dividend payments made in 2021 compared to the corresponding period in 2020.

Year ended December 31, 2020 compared to the year ended December 31, 2019

For a discussion of the year ended December 31, 2020 compared to the year ended December 31, 2019, please refer to “Item 5. Operating and Financial Review

and Prospects” in our 2020 20-F.

Senior Secured Credit Facilities

1. NBG $30.0 million Facility

On  April  19,  2018,  we  entered  into  a  loan  agreement  with  the  National  Bank  of  Greece  (the  “NBG  $30.0  million  Facility”)  for  the  refinancing  of  the  then
existing agreement with Commerzbank AG (the “Commerzbank $120.0 million Facility”). On May 3, 2018, we drew $30.0 million under the NBG $30.0 million Facility,
which we used along with cash on hand to fully repay the $34.7 million outstanding under the Commerzbank $120.0 million Facility. The NBG $30.0 million Facility
was set to mature in February 2023. During 2019, we prepaid $16.3 million in connection with the sale of four vessels under the NBG $30.0 million Facility and the
quarterly installments were amended to $0.4 million and the final balloon payment, which is payable together with the last installment, was amended to $4.5 million. In
2021 we fully repaid this facility through own funds. Prior to its repayment the NBG $30.0 million Facility was secured by a first priority mortgage on the vessels Star
Theta and Star Iris.

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2. Credit Agricole $43.0 million Facility

On August 21, 2018, we entered into a loan agreement with Credit Agricole Corporate and Investment Bank (the “Credit Agricole $43.0 million Facility”) for a
loan of $43.0 million to refinance the outstanding amount of $44.1 million under the then existing agreement with Credit Agricole Corporate and Investment Bank (the
“Credit Agricole $70.0 million Facility). The facility was secured by the vessels Star Borealis and Star Polaris. The Credit Agricole $43.0 million Facility was drawn on
August 23, 2018 in two equal tranches, each being repayable in 20 equal quarterly installments of $0.6 million and a balloon payment of $9.0 million payable together
with the last installment. The Credit Agricole $43.0 million Facility was refinanced in 2021 using part of the funds received under the DNB $107.5 million Facility, as
described below. Prior to its repayment the loan was secured by a first priority mortgage on the two aforementioned vessels.

3. HSBC $80.0 million Facility

On September 26, 2018, we entered into a loan agreement with HSBC Bank plc for a loan of $80.0 million (the “HSBC $80.0 million Facility”) to refinance the
aggregate outstanding amount of $74.7 million under the then existing agreement with HSH Nordbank (the “HSH Nordbank $64.5 million Facility”) and with HSBC
Bank plc (the “HSBC $86.6 million Facility”). The amount of $80.0 million was drawn on September 28, 2018. During 2019, an amount of $7.5 million was prepaid in
connection with the sale of two vessels under the HSBC $80.0 million Facility and the quarterly installments were amended to $2.1 million and the final balloon payment,
which  is  payable  together  with  the  last  installment  in  August  2023,  was  amended  to  $29.1  million.  As  of  December  31,  2021,  the  facility  is  secured  by  the
vessels Kymopolia, Mercurial Virgo, Pendulum, Amami, Madredeus, Star Emily, Star Omicron, and Star Zeta.

4. DNB $310.0 million Facility

On September 27, 2018, we entered into a loan agreement with DNB Bank ASA (the “DNB $310.0 million Facility”) for a loan of $310.0 million, a tranche of
$240.0 million of which refinanced all amounts outstanding under a (i) ABN AMRO (the “ABN $87.5 million Facility”), (ii) DNB, SEB and CEXIM (the “DNB-SEB-
CEXIM $227.5 million Facility”), (iii) DNB (the “DNB $120.0 million Facility”), (iv) Deutsche Bank AG (the “Deutsche Bank AG $39.0 million Facility”) and (v) ABN
AMRO Bank N.V. (the “ABN AMRO Bank N.V $30.8 million Facility”). The $240.0 million tranche was drawn down on September 28, 2018. During 2019 and 2020,
an aggregate amount of $51.2 million and $18.8 million, respectively, was drawn from the second tranche of $70.0 million, which was used to finance the acquisition and
installation of scrubber equipment for the mortgaged vessels under the DNB $310.0 million Facility. The DNB $310.0 million Facility was set to mature in September
2023. During 2020, an amount of $131.1 million, in aggregate, from both tranches, was prepaid, in connection with the refinancing of the vessels Star Sirius, Star Vega,
Gargantua,  Goliath,  Maharaj,  Diva,  Star  Charis,  Star  Suzanna  and  Star  Gina  2GR  with  proceeds  received  from  the  sale  and  lease  back  transactions  with  China
Merchants  Bank  Leasing  or  (“CMBL”)  and  ICBC  Financial  Leasing  Co.,  Ltd.  and  from  the  CEXIM  $57.6  million  Facility,  as  further  described  below.  The  quarterly
installments of the first tranche were amended to $4.0 million and the final balloon payment, which is payable together with the last installment, was amended to $30.2
million. The quarterly installments of the second tranche were amended to $1.8 million, and the final balloon payment, which is payable together with the last installment,
was amended to $10.7 million. The DNB $310.0 million Facility was repaid in 2021 in connection with a drawdown of $125.0 million under the NBG $125.0 million
Facility, as described below. Prior to its repayment, the DNB $310,000 Facility was secured by a first priority mortgage on the vessels Big Bang, Strange Attractor, Big
Fish, Pantagruel, Star Nasia, Star Danai, Star Renee, Star Markella, Star Laura, Star Moira, Star Jennifer, Star Mariella, Star Helena, Star Maria, Star Triumph, Star
Angelina and Star Gwyneth.

5. Citibank $130.0 million Facility

On October 18, 2018, we entered into a loan agreement with Citibank N.A., London Branch (the “Citi $130.0 million Facility”) for a loan of approximately
$130.0 million to refinance in full the approximately $100.1 million outstanding under the then existing facility with Citibank, N.A., London Branch (“Citi Facility) and
the existing indebtedness of five of the Augustea Vessels. The amount under Citi $130.0 million Facility was available in two equal tranches of $65.0 million, which were
drawn on October 23, 2018 and November 5, 2018. Each tranche is repayable in 20 equal quarterly installments of $1.83 million, commencing in January 2019, and a
balloon payment along with the last installment in an amount of $28.5 million. The Citi $130.0 million Facility was repaid in 2021 in connection with a drawdown of
$97.1  million  under  the  ABN  AMRO  $97.1  million  Facility,  as  described  below.  Prior  to  its  repayment  the  facility  was  secured  by  a  first  priority  mortgage  on  the
vessels Star Pauline, Star Angie, Star Sophia, Star Georgia, Star  Kamila  and Star  Nina  and  five  of  the  Augustea  Vessels,  Star Eva, Star  Paola,  Star  Aphrodite,  Star
Lydia and Star Nicole.

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6. ABN $115.0 million Facility

On December 17, 2018, we entered into a loan agreement with ABN AMRO BANK (the “ABN $115.0 million Facility”), for an amount of up to $115.0 million
available in four tranches. The first and the second tranche of $69.5 million and $7.9 million, respectively, were drawn on December 20, 2018. The first tranche was used
to refinance the then existing indebtedness of the vessels Star Virginia, Star Scarlett, Star Jeannette and Star Audrey and the second tranche was used to partially finance
the acquisition cost of the Star Bright. The first and the second tranche are repayable in 20 equal quarterly installments of $1.7 million and $0.3 million respectively, and
balloon payments are due in December 2023 along with the last installment in an amount of $35.4 million and $2.3 million, respectively. The remaining two tranches of
$17.9 million each were drawn in January 2019 and were used to partially finance the acquisition cost of the Star Marianne and Star Janni. Each of the third and the
fourth tranche is repayable in 19 equal quarterly installments of $0.7 million and balloon payment due in December 2023 along with the last installment in an amount of
$5.1 million. The loan is secured by a first priority mortgage on the aforementioned vessels.

7. BNP Facility

BNP Paribas provided term loan financing in two tranches, for the vessels Star Despoina and Star Piera (the “BNP Facility”). On August 3, 2018, the date of the
acquisition of the Augustea Vessels, the outstanding amount of the first and the second tranche was $15.9 million and $15.0 million, respectively. The outstanding balance
of the first tranche is repayable in 16 remaining quarterly installments, the first 15 of which are in an amount of $0.5 million and the sixteenth is in an amount of $8.4
million. The outstanding balance of the second tranche is repayable in 17 remaining quarterly installments, the first 16 of which are in an amount of $0.5 million and the
seventeenth is in an amount of $7.0 million. The BNP Facility was refinanced in 2021, using part of the funds received under the Credit Agricole $62.0 million Facility,
as described below. Prior to its repayment the loan was secured by a first priority mortgage on the two Augustea Vessels.

8. Bank of Tokyo Facility

Bank of Tokyo provided term loan financing for the vessel Star Monica (the “Bank of Tokyo Facility”). On August 3, 2018, the date of the acquisition of the
Augustea Vessels, the outstanding amount of the Bank of Tokyo Facility was $16.0 million and is repayable in 17 remaining quarterly installments the first sixteen of
which are in the amount of $0.3 million and the seventeenth is in an amount of $10.5 million. The Bank of Tokyo Facility was refinanced in 2021 using part of the funds
received under the DNB $107.5 million Facility, as described below. Prior to its repayment the loan was secured by a first priority mortgage on Star Monica.

9. SEB Facility

On January 28, 2019, we entered into a loan agreement with Skandinaviska Enskilda Banken AB (SEB), the “SEB Facility,” for the financing of an amount up to
$71.4 million. The facility is available in four tranches. The first two tranches of $32.8 million each, were drawn on January 30, 2019 and used together with cash on
hand to refinance the outstanding amounts under the then existing lease agreements of the vessels Star Laetitia and the Star Sienna. Each tranche matures six years after
the drawdown date and is repayable in 24 consecutive, quarterly principal payments of $0.7 million for each of the first 10 quarters and of $0.5 million for each of the
remaining 14 quarters, and a balloon payment of $18.7 million payable simultaneously with the last quarterly installment, which is due in January 2025.The remaining
two tranches of approximately $1.3 million each, were drawn in September 2019 and March 2020, respectively and were used to finance the acquisition and installation
of  scrubber  equipment  for  the  respective  vessels.  Both  tranches  are  repayable  in  12  equal  consecutive  quarterly  installments.  The  SEB  Facility  is  secured  by  a  first
priority mortgage on the two vessels.

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10. E. SUN Facility

On January 31, 2019, we entered into a loan agreement with E. SUN Commercial Bank, Hong Kong branch, the (“E.SUN Facility”), for the financing of an
amount of up to $37.1 million which was used to refinance the outstanding amount under the then existing lease agreement of the vessel Star Ariadne. On March 1, 2019,
we drew the amount of $37.1 million, which is repayable in 20 consecutive, quarterly principal payments of $0.6 million plus a balloon payment of $24.7 million payable
simultaneously with the last quarterly installment, which is due in March 2024. The E.SUN Facility is secured by a first priority mortgage on the vessel Star Ariadne.

11. Atradius Facility

On February 28, 2019, we entered into a loan agreement with ABN AMRO Bank N.V. (the “Atradius Facility”) for the financing of an amount of up to $36.6
million which was be used to finance the acquisition and installation of scrubber equipment for 42 vessels. The financing is credit insured (85%) by Atradius Dutch State
Business N.V. of the Netherlands (the “Atradius”). During 2019, three tranches of $33.3 million, in aggregate, were drawn and the last tranche of $3.3 million was drawn
in January 2020. In September 2021, we prepaid an amount of $2.0 million, in connection with the vessels Star Despoina and Star Piera and the remaining six semi-
annual installments were amended to $3.3 million, with the last installment due in June 2024.As of December 31, 2021 the Atradius Facility was secured by a second-
priority mortgage on 20 vessels of our fleet.

12. Citibank $62.6 million Facility

On May 8, 2019, we entered into a loan agreement with Citibank N.A., London Branch (the “Citibank $62.6 million Facility”). In May 2019, an amount of $62.6
million  was  drawn,  which  was  used,  together  with  cash  on  hand,  to  refinance  the  outstanding  amounts  under  the  then  existing  lease  agreements  of  the  vessels  Star
Virgo and Star Marisa. The facility is repayable in 20 quarterly principal payments of $1.3 million and a balloon payment of $36.6 million payable simultaneously with
the last quarterly installment, which is due in May 2024. The Citibank $62.6 million Facility is secured by a first priority mortgage on the aforementioned vessels.

13. CTBC Facility

On  May  24,  2019,  we  entered  into  a  loan  agreement  with  CTBC  Bank  Co.,  Ltd,  (the  “CTBC  Facility”),  for  an  amount  of  $35.0  million,  which  was  used  to
refinance the outstanding amount under the then existing lease agreement of Star Karlie. The facility is repayable in 20 quarterly principal payments of $0.7 million and a
balloon payment of $20.4 million payable simultaneously with the last quarterly installment, which is due in May 2024. The CTBC Facility is secured by first priority
mortgage on the aforementioned vessel.

14. NTT Facility

On July 31, 2019, we entered into a loan agreement with a wholly owned subsidiary of NTT Finance Corporation (the “NTT Facility”), for an amount of $17.5
million.  The  amount  was  drawn  in  August  2019  and  was  used  to  refinance  the  outstanding  loan  amount  of  $11.2  million  of  the  vessel  Star Aquarius  under  the  then
existing facility with NIBC (the “NIBC $32.0 million Facility”). The facility is repayable in 27 quarterly principal payments of $0.3 million and a balloon payment of
$9.1 million, which is due in August 2026. The NTT Facility is secured by first priority mortgage on the vessel Star Aquarius.

15. CEXIM $106.5 million Facility

On  September  23,  2019,  we  entered  into  a  loan  agreement  with  China  Export-Import  Bank  (the  “CEXIM  $106.5  million  Facility”)  for  an  amount  of  $106.5
million, which was used to refinance the outstanding amounts under the then existing lease agreements of the vessels Katie K, Debbie H and Star Ayesha. The facility is
available in three tranches of $35.5 million each, which were drawn in November 2019 and are repayable in 40 equal consecutive quarterly installments of $0.7 million
and a balloon payment of $5.9 million payable together with the last installment. The CEXIM $106.5 million Facility is secured by first priority mortgages on the three
aforementioned vessels.

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16. HSBC Working Capital Facility

On  February  6,  2020,  we  entered  into  a  loan  agreement  with  HSBC  France  for  a  revolving  facility  of  an  amount  up  to  $30.0  million  (the  “HSBC  Working
Capital Facility”), in order to finance working capital requirements. The agreement is secured by second priority mortgage on the eight vessels which secure the HSBC
$80.0 million Facility. We are required to repay any amounts drawn under this facility within three months from their drawdown date. As of December 31, 2021, the
whole amount was available to us under this facility. The facility is subject to annual renewals from the lender with the last being effective until February 2022 and no
further renewal was made.

17. DSF $55.0 million Facility

On March 26, 2020, we entered into a loan agreement with Danish Ship Finance A/S (the “DSF $55.0 million Facility”) for an amount of up to $55.0 million.
The facility was available in two tranches of $27.5 million each, both of which were drawn on March 30, 2020 and used to refinance the outstanding amounts under the
lease agreements of the vessels Star Eleni and Star Leo. Each tranche is repayable in 10 equal consecutive, semi-annual principal payments of $1.1 million and a balloon
payment  of  $16.9  million  payable  simultaneously  with  the  last  installment,  which  is  due  in April  2025. The  DSF  $55.0  million  Facility  is  secured  by  a  first  priority
mortgage on the two vessels. In addition, in April 2020, the Company elected to exercise its option under the DSF $55.0 million Facility to convert the floating part of the
interest rate linked to US LIBOR, to a fixed rate of 0.581% per annum for a period of three years starting from July 1, 2020.

18. ING $170.6 million Facility

On July 1, 2020, we entered into an amended and restated facility agreement with ING the “ING 170.6 million Facility”, in order to increase the financing by
$70.0 million and to include additional borrowers under the existing ING $100.6 million Facility described below. The additional financing amount of $70.0 million was
available in six tranches, all of which were drawn on July 6, 2020, and used to refinance all outstanding amounts under the lease agreements with CMBL of the vessels
Star Claudine, Star Ophelia, Star Lyra, Star Bianca, Star Flame and Star Mona. Each tranche is repayable in 24 equal consecutive quarterly principal payments. Under
the ING $100.6 million Facility as last amended and restated on March 28, 2019, the following financing amounts have also been drawn: i) in October 2018, two tranches
of $22.5 million each, which are repayable in 28 equal consecutive quarterly installments of $0.5 million and a balloon payment of $9.4 million payable together with the
last installment and were used to refinance the outstanding amount under the then existing loan agreement of the vessels Peloreus and Leviathan, ii) in July 2019, two
tranches of $1.4 million each, which are repayable in 16 equal consecutive quarterly installments of $0.09 million each, and were used to finance the acquisition and
installation  of  scrubber  equipment  for  the  vessels  Peloreus  and  Leviathan,  iii)  in  March  2019  and  April  2019  two  tranches  of  $32.1  million  and  $17.4  million,
respectively, which are repayable in 28 equal consecutive quarterly principal payments of $0.5 million and $0.3 million, plus a balloon payment of $17.1 million and $8.7
million, respectively, both due in seven years after the drawdown date, and were used to refinance the outstanding amounts under the then existing lease agreements of
the vessels Star Magnanimus and Star Alessia, and iv) in May 2019 and November 2019, two tranches of $1.4 million each, which are repayable in 16 equal consecutive
quarterly installments of $0.9 million each, and were used to finance the acquisition and installation of scrubber equipment for the vessels Star Magnanimus and  Star
Alessia. The ING $170.6 million Facility is secured by a first priority mortgage on the vessels Peloreus, Leviathan, Star Magnanimus, Star Alessia, Star Claudine, Star
Ophelia, Star Lyra, Star Bianca, Star Flame and Star Mona.

19. Alpha Bank $35.0 million Facility

On  July  2,  2020,  we  entered  into  a  loan  agreement  with  Alpha  Bank  S.A.  for  a  loan  of  up  to  $35.0  million  (the  “Alpha  Bank  $35.0  million  Facility”).  The
amount of $35.0 million is available in three tranches. The first two tranches of $11.0 million and $9.0 million were drawn on July 6, 2020 and used to refinance the
outstanding amounts under the lease agreements with CMBL of the vessels Star Sky and Stardust. The third tranche of $15.0 million was drawn on July 31, 2020 and
used  to  refinance  the  outstanding  amount  of  $13.1  million  of  Star  Martha  under  the  then  existing  DVB  $24.8  million  Facility.  Each  tranche  is  repayable  in  20
consecutive,  quarterly  principal  payments  ranging  from  $0.3  million  to  $0.4  million  and  a  balloon  payment  ranging  from  $3.8  million  to  $6.5  million  payable
simultaneously  with  the  last  quarterly  installment,  which  is  due  in  July  2025.  The  Alpha  Bank  $35.0  million  Facility  was  refinanced  in  2021  using  part  of  the  funds
received under the Credit Agricole $62.0 million Facility, as described below. Prior to its repayment the Alpha Bank $35.0 million Facility was secured by first priority
mortgages on the aforementioned vessels.

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20. Piraeus Bank $50.4 million Facility

On July 3, 2020, we entered into a loan agreement with Piraeus Bank S.A. for a loan of up to $50.4 million (the “Piraeus Bank $50.4 million Facility”). The
amount of $50.4 million was drawn on July 6, 2020 and used to refinance all outstanding amounts under the lease agreements with CMBL of the vessels Star Luna, Star
Astrid, Star Genesis, Star Electra and Star Glory. The loan amount is repayable in 20 consecutive, quarterly principal payments of $1.1 million for each of the first four
quarters and of $1.3 million for each of the remaining 16 quarters, and a balloon payment of $25.2 million payable simultaneously with the last quarterly installment,
which is due in July 2025. The Piraeus Bank $50.4 million Facility was refinanced in 2021, using part of the funds received under the DNB $107.5 million Facility, as
described below. Prior to its repayment the Piraeus Bank $50.4 million Facility was secured by first priority mortgages on the five aforementioned vessels.

21. NTT $17.6 million Facility

On July 10, 2020, we entered into a loan agreement with a wholly owned subsidiary of NTT Finance Corporation for an amount of $17.6 million (the “NTT
$17.6 million Facility”). The amount was drawn on July 20, 2020 and used to refinance the outstanding amount under the lease agreement with CMBL of the vessel Star
Calypso. The facility is repayable in 20 quarterly principal payments of $0.5 million and a balloon payment of $8.1 million, which is due in July 2025. The NTT $17.6
million Facility is secured by first priority mortgage on the vessel Star Calypso.

22. CEXIM Bank $57.6 million Facility

On December 1, 2020 we entered into a loan agreement with China Export-Import Bank for a loan amount of $57.6 million (the “CEXIM Bank $57.6 million
Facility”) which was drawn in four tranches in late December 2020 and used to refinance the outstanding amounts under a loan facility secured by the vessels Star Gina
2GR, Star Charis, Star Suzanna and a lease agreement secured by the vessel Star Wave. The first two tranches for Star Wave of $13.2 million and for Star Gina 2GR of
$26.2 million, are repayable in 32 equal quarterly installments of $0.3 million and $0.7 million and a balloon payment of $2.6 million and $5.2 million, respectively, due
in December 2028. The remaining two tranches of $9.1 million each, for Star Charis and Star Suzanna,  are  repayable  in  32  equal  quarterly  installments.  The  facility
matures in December 2028 and is secured by first priority mortgages on the four aforementioned vessels.

23. SEB $39.0 million Facility

On January 22, 2021, we entered into a loan agreement with SEB for a loan amount of $39.0 million (the “SEB $39.0 million Facility”). The amount was drawn
on January 25, 2021 and was used to finance the cash consideration for the three Capesize dry bulk vessels acquired from E.R, which were delivered to us on January 26,
2021. The SEB $39.0 million Facility is repayable in 20 equal quarterly principal payments of $1.95 million with the last installment due in January 2026 and is secured
by first priority mortgages on the vessels Star Bueno, Star Borneo and Star Marilena..

24. NBG $125.0 million Facility

On June 24, 2021, we entered into an agreement with the National Bank of Greece for a term loan with one drawing in an amount of up to $125.0 million (the
“NBG  $125.0  million  Facility”).  On  June  28,  2021,  we  drew  down  $125.0  million  under  the  NBG  $125.0  million  Facility  to  refinance  the  outstanding  amount  of
$98.5 million under the DNB $310.0 million Facility (discussed above). The facility is repayable in 20 equal quarterly principal payments of $3.75 million and a balloon
payment  of  $50.0  million  payable  together  with  the  last  installment  due  in  June  2026  The  NBG  $125.0  million  Facility  is  secured  by  first  priority  mortgages  on  the
vessels Big Bang, Strange Attractor, Big Fish, Pantagruel, Star Nasia, Star Danai, Star Renee, Star Markella, Star Laura, Star Moira, Star Jennifer, Star Mariella, Star
Helena, Star Maria, Star Triumph, Star Angelina and Star Gwyneth..

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25. ING $210.6 million Facility

On  August  19,  2021  we  entered  into  an  amended  and  restated  facility  agreement  with  ING  Bank  N.V.,  London  Branch  (ING)  (the  “ING  $210.6  million
Facility”), in order to increase the financing by $40.0 million and to include additional borrowers under the existing ING $170.6 million Facility (discussed above). The
additional financing amount of $40.0 million was available in two equal tranches and were drawn on August 23, 2021, in order to finance part of the acquisition cost of
the vessels Star Elizabeth and Star Pavlina, which were delivered in 2021, Each tranche is repayable in 20 consecutive quarterly principal payments of $0.3 million plus a
balloon payment of $14.1 million due five years after their drawdown. The ING $210.6 million Facility is secured also by a first priority mortgage on the two additional
vessels.

26. DNB $107.5 million Facility

On September 28, 2021, we entered into an agreement with the DNB Bank ASA for a term loan with one drawing in an amount of up to $107.5 million (the “DNB
$107.5 million Facility”). On September 29, 2021, the maximum amount was drawn and used to refinance the aggregate outstanding amount of $85.8 million under the
then  existing  facilities  (i)  Credit  Agricole  $43.0  million  Facility,  (ii)  Piraeus  Bank  $50.4  million  Facility  and  (iii)  Bank  of  Tokyo  Facility.  The  DNB  $107.5  million
Facility is repayable in 20 equal quarterly principal payments of $3.7 million and a balloon payment of $33.4 million payable together with the last installment due in
September 2026. The DNB $107.5 million Facility is secured by first priority mortgages on the vessels Star Luna, Star Astrid, Star Genesis, Star Electra, Star Glory Star
Monica, Star Borealis and Star Polaris.

27. ABN AMRO $97.1 million Facility

On October 27, 2021, we entered into an agreement with the ABN AMRO Bank N.V, for a loan facility of up to $97.1 million (the “ABN AMRO $97.1 million
Facility”). The amount of $97.1 million was drawn on October 29, 2021 and was used to refinance the outstanding amount under the then existing facility Citi $130.0
million Facility of $89.9 million. The ABN AMRO $97.1 million Facility was available in two tranches, one of $68.95 million which is repayable in 20 equal quarterly
principal payments of $2.25 million and a balloon payment of $23.95 million payable together with the last installment due in October 2026 and one of $28.2 million
which is repayable in 12 equal quarterly principal payments of $2.35 million, maturing in October 2024. The ABN AMRO $97.1 million Facility is secured by a first
priority mortgage on the vessels Star Pauline, Star Angie, Star Sophia, Star Georgia, Star Kamila and Star Nina, Star Eva, Star Paola, Star Aphrodite, Star Lydia and
Star Nicole.

28. Credit Agricole $62.0 million Facility

On October 29, 2021, we entered into a loan agreement with Credit Agricole Corporate and Investment Bank (the “Credit Agricole $62.0 million Facility”) for
the financing of an aggregate amount of $62.0 million, to refinance the aggregate outstanding amount of $49.4 million under the then existing agreements, Alpha Bank
$35.0 million Facility and BNP Facility, and to prepay an amount of $2.0 million under the Atradius Facility in connection with the vessels Star Despoina and Star Piera.
The  amount  of  $62.0  million  was  drawn  on  November  2,  2021  and  is  repayable  in  20  quarterly  installments  of  which  the  first  three  will  be  of  $3.0  million  and  the
following 17 of $2.6 million and a balloon payment of $8.8 million, payable together with the last installment due in November 2026. The Credit Agricole $62.0 million
Facility is secured by the vessels Star Martha, Star Sky, Stardust, Star Despoina and Star Piera.

All of our bank loans bear interest at LIBOR plus a margin except for DSF $55.0 million Facility described above.

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Credit Facility Covenants

Our outstanding credit facilities generally contain customary affirmative and negative covenants, on a subsidiary level, including limitations to:

·

·

·

·

·

pay dividends if there is an event of default under our credit facilities;

incur additional indebtedness, including the issuance of guarantees, or refinance or prepay any indebtedness, unless certain conditions exist;

create liens on our assets, unless otherwise permitted under our credit facilities;

change the flag, class or management of our vessels or terminate or materially amend the management agreement relating to each vessel;

acquire new or sell vessels, unless certain conditions exist;

· merge or consolidate with, or transfer all, or substantially all, our assets to another person; or

·

enter into a new line of business.

Furthermore, our credit facilities contain financial covenants requiring us to maintain various financial ratios, including among others:

·

·

·

·

a minimum percentage of vessel value to loan amount secured (security cover ratio or “SCR”);

a maximum ratio of total liabilities to market value adjusted total assets;

a minimum liquidity; and

a minimum market value adjusted net worth.

As of December 31, 2021, we were in compliance with the applicable financial and other covenants contained in our debt agreements.

Issuance of 2022 Notes

On  November  9,  2017,  we  issued  $50.0  million  aggregate  principal  amount  of  8.30%  Senior  Notes  due  2022  (the  “2022  Notes”).  The  proceeds  were  $50.0
million  were  applied  to  redeem  the  then  outstanding  notes  (the  “2019  Notes”)  on  December  11,  2017  at  an  aggregate  redemption  price  of  100%  of  the  outstanding
principal  amount,  plus  accrued  and  unpaid  interest  to,  but  not  including,  the  date  of  redemption.  On  July  30,  2021,  we  redeemed  all  of  2022  Notes  for  100%  of  the
outstanding principal amount, or $50.0 million, plus accrued and unpaid interest up to but not including the redemption date.

Bareboat Charters

In  December  2018,  we  sold  and  simultaneously  entered  into  a  bareboat  charter  party  contract  with  an  affiliate  of  Kyowa  Sansho  to  bareboat  charter  the
vessel Star Fighter for ten years. Pursuant to the terms of the bareboat charter, we pay a daily bareboat charter hire rate payable monthly plus a variable amount. Under
the terms of the bareboat charter, we have an option to purchase the vessel starting on the third anniversary of the vessel’s delivery to us at a pre-determined, amortizing
purchase price, while we have an obligation to purchase the vessel at the expiration of the bareboat term at a purchase price of $2.5 million. The amount of $16.1 million
provided under the respective agreement was used to pay the remaining amount of approximately $12.0 million under the then existing agreement with HSH Nordbank
(the “HSH Nordbank $35.0 million Facility”).

On March 29, 2019, we entered into an agreement to sell Star Pisces to SK Shipholding S.A. and simultaneously entered into a seven-year bareboat charter for
the vessel. Pursuant to the terms of the bareboat charter, we pay a daily bareboat charter hire rate monthly plus interest, and we have an option to purchase the vessel
starting on the third anniversary of the vessel’s delivery to us at a pre-determined, amortizing purchase price. We also have an obligation to purchase the vessel at the
expiration of the bareboat term at a purchase price of $7.6 million. The amount of $19.1 million provided under the agreement which was concluded in April 2019, was
used to pay the remaining amount of $11.7 million under the then existing NIBC $32.0 million Facility.

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On May 22, 2019, we entered into an agreement to sell Star Libra to Ocean Trust Co. Ltd. and simultaneously entered into a seven-year bareboat charter for the
vessel. Pursuant to the terms of the bareboat charter, we pay a daily bareboat charter hire rate quarterly plus interest, and we have an option to purchase the vessel at any
time after the vessel’s delivery to us at a pre-determined, amortizing purchase price. We also have an obligation to purchase the vessel at the expiration of the bareboat
term at a purchase price of $18.1 million. The amount of $34.0 million provided under the agreement which was concluded in July 2019, was used to pay the remaining
amount under the previous lease agreement for Star Libra with CSSC.

On July 10, 2019, we entered into an agreement to sell Star Challenger  to  Kyowa  Sansho  Co.  Ltd.  and  simultaneously  entered  into  an  eleven-year  bareboat
charter party for the vessel. Pursuant to the terms of the bareboat charter, we pay a daily bareboat charter hire rate monthly plus a variable amount and we have an option
to purchase the vessel starting on the third anniversary of vessel’s delivery to us at a pre-determined, amortizing purchase price. We also have an obligation to purchase
the vessel at the expiration of the bareboat term. The amount of $15.0 million provided under the agreement was used to pay the remaining amount of approximately
$10.9 million under the then existing HSH Nordbank $35.0 million Facility.

In order to finance the cash portion of the consideration for the acquisition of the Delphin Vessels, in July 2019, we entered, for each of the subject vessels, into
an  agreement  to  sell  each  such  vessel  and  simultaneously  entered  into  a  seven-year  bareboat  charter  party  contract  with  affiliates  of  CMBL  for  each  vessel  upon  its
delivery from Delphin. CMBL agreed to provide an aggregate finance amount of $91.4 million. Pursuant to the terms of each bareboat charter, we pay CMBL a fixed
bareboat charter hire rate in quarterly installments plus interest. Under the terms of the bareboat charters, we have options to purchase each vessel starting on the first
anniversary of such vessel’s delivery to us, at a pre-determined, amortizing purchase price, while we have an obligation to purchase each vessel at the expiration of the
bareboat term at a purchase price ranging from $1.0 million to $3.4 million. In addition, CMBL provided and additional aggregate amount of $15.0 million, under the
aforementioned bareboat charters, which was received during the year 2020 and used to finance the acquisition and installation of scrubber equipment for the Delphin
Vessels. In December 2021, the Company repaid the outstanding amounts of $19.2 million for three out of the 11 vessels.

On August 27, 2020, we entered into sale and leaseback agreements with CMBL for the vessels Laura, Idee Fixe, Roberta, Kaley, Diva, Star Sirius and Star
Vega. On August 28 and August 31, 2020, we received an aggregate amount of $82.8 million, in connection with the finalization of the sale and leaseback transactions of
the aforementioned vessels, except for the vessel Diva, which transaction was finalized on November 17, 2020 and in connection with which we received an additional
amount of $7.2 million. The amounts received were used to pay the remaining amounts of i) $51.1 million under the previous lease agreements for the first four vessels
and ii) $24.6 million under the then existing DNB $310.0 million Facility, as discussed above, for the remaining three vessels. The lease terms are for five years and
pursuant to the terms of each bareboat charter, we pay CMBL a fixed bareboat charter hire rate in quarterly installments plus interest and have options to purchase each
vessel starting on the first anniversary of such vessel’s delivery to us, at a pre-determined, amortizing purchase price.

On September 3, 2020, we entered into an agreement to sell Star Lutas to SK Shipholding S.A. and simultaneously entered into a seven-year bareboat charter
for the vessel. Pursuant to the terms of the bareboat charter, we pay a daily bareboat charter hire rate monthly plus interest, and we have an option to purchase the vessel
starting on the third anniversary of the vessel’s delivery to us at a pre-determined, amortizing purchase price. We also have an obligation to purchase the vessel at the
expiration of the bareboat term at a purchase price of $7.4 million. The amount of $16.0 million provided under the agreement which was received on September 18,
2020, was used to pay the vessel’s remaining amount of $9.3 million under the then existing loan agreement.

On  September  21,  2020,  we  entered  into  sale  and  leaseback  agreements  with  SPDB  Financial  Leasing  Co.  Ltd  for  the  vessels  Mackenzie, Kennadi,  Honey
Badger, Wolverine and Star Antares. In September 2020, an aggregate amount of $76.5 million was received pursuant to the five sale and leaseback agreements, which
was used to pay the remaining amount of $47.8 million under the then existing loan facility. The lease terms are for eight years and pursuant to the terms of each bareboat
charter, we pay a fixed bareboat charter hire rate in quarterly installments plus interest and have options to purchase each vessel starting on the third anniversary of such
vessel’s delivery to us, at a pre-determined, amortizing purchase price while we have an obligation to purchase each vessel at the expiration of the bareboat term at a
purchase price ranging from $7.8 million to $7.9 million.

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  On  September  25,  2020,  we  entered 

the
vessels  Gargantua,  Goliath  and  Maharaj.  An  aggregate  amount  of  $93.2  million  was  received  on  September  29,  2020,  pursuant  to  the  three  sale  and  leaseback
agreements, which was used to pay the remaining amount of $64.5 million for the respective vessels under the DNB $310.0 million Facility (as discussed above). The
lease terms are for 10 years and pursuant to the terms of each bareboat charter, we pay a fixed bareboat charter hire rate in quarterly installments plus interest and we have
options  to  purchase  each  vessel  starting  on  the  third  anniversary  of  such  vessel’s  delivery  to  us,  at  a  pre-determined,  amortizing  purchase  price  while  we  have  an
obligation to purchase each vessel at the expiration of the bareboat term at a purchase price of $14.0 million.

ICBC  Financial  Leasing  Co.,  Ltd. 

leaseback  agreements  with 

sale  and 

into 

for 

On  the  delivery  date  of  each  Eneti  Acquisition  Vessel  to  us,  a  tripartite  novation  agreement  between  CMBL,  Eneti  Inc.  and  ourselves  was  executed,  which
resulted in an increase of our lease financing obligations by $96.1 million in 2021, taking into account an amount of $0.5 million per vessel that was paid to the lessors as
security for our obligations which amount will progressively be released until May 2025. Pursuant to the terms of each bareboat charter, we pay CMBL a fixed bareboat
charter hire rate in quarterly installments plus interest and we have options to purchase each vessel starting in May 2022, at a pre-determined, amortizing purchase price
which is considered to be at significantly lower level compared to the expected fair value of each vessel at any date between May 2022 and the expiration of the bareboat
charter term, in May 2026.

Some of our bareboat lease agreements contain financial covenants similar to those included in our credit facilities described above.

At-the-Market Offering Programs

On  July  1,  2021,  we  entered  into  two  “At-the-Market”  offering  programs,  one  with  Jefferies  LLC,  “Jefferies”,  and  one  with  Deutsche  Bank  Securities  Inc.,
“Deutsche Bank” and together with Jefferies, the “Sales Agents”. In accordance with the terms of each at-the-market sale agreement with Jefferies and Deutsche Bank,
we may offer and sell a number of our common shares, having an aggregate offering price of up to $75 million at any time and from time to time through each of the
Sales Agents, as agent or principal. We intend to use the net proceeds from any sales under the two “At-the-Market” offering programs for capital expenditures, working
capital, debt repayment, funding for vessel and other asset or share acquisitions or for other general corporate purposes, or a combination thereof. As of the date of this
annual report, no shares have been sold from us under either of the two offering programs.

C.       Research and Development, Patents and Licenses

Not Applicable.

D.       Trend Information

Please see “Item 4. Information on the Company” and “Item 5. Operating and Financial Review and Prospects.”

E.       Critical Accounting Estimates

We make certain estimates and judgments in connection with the preparation of our consolidated financial statements, which are prepared in accordance with
accounting principles generally accepted in the United States (“U.S. GAAP”), that affect the reported amount of assets and liabilities, revenues and expenses and related
disclosure  of  contingent  assets  and  liabilities  at  the  date  of  our  consolidated  financial  statements.  Actual  results  may  differ  from  these  estimates  under  different
assumptions or conditions.

Critical  accounting  estimates  are  those  that  reflect  significant  judgments  or  uncertainties,  and  potentially  result  in  materially  different  results  under  different
assumptions and conditions. We have described below what we believe are the most critical accounting estimates that involve a high degree of judgment and the methods
of their application. For a description of all of our significant accounting policies, see Note 2 (Significant Accounting Policies) to our consolidated financial statements
included herein for more information.

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Impairment  of  long-lived  assets:  We  follow  guidance  related  to  the  impairment  or  disposal  of  long-lived  assets,  which  addresses  financial  accounting  and
reporting for such impairment or disposal. The standard requires that long-lived assets held for use by an entity be reviewed for impairment whenever events or changes
in  circumstances  indicate  that  the  carrying  amount  of  the  assets  may  not  be  recoverable.  The  guidance  calls  for  an  impairment  loss  when  the  estimate  of  future
undiscounted  net  operating  cash  flows,  excluding  interest  charges,  expected  to  be  generated  by  the  use  and  eventual  disposition  of  the  asset  is  less  than  its  carrying
amount to the extent that its carrying amount is higher than its fair market value. The impairment loss is determined by the difference between the carrying amount of the
asset and the fair value of the asset. The Company determines the fair value of its assets based on management estimates and assumptions and by making use of available
market data and taking into consideration agreed sale prices and third-party valuations. In this respect, management regularly reviews the carrying amount of each vessel,
including newbuilding contracts, if any, when events and circumstances indicate that the carrying amount of a vessel or a new building contract might not be recoverable
(such as vessel sales and purchases, business plans, obsolescence or damage to the asset and overall market conditions).

When impairment indicators are present, we determine if the carrying value of each asset is recoverable by comparing (A) the future undiscounted net operating
cash flows for each asset, using a probability weighted approach between the Value-In-Use method and the fair market value of the vessel when alternative courses of
action are under consideration (i.e. sale or continuing operation of a vessel), to (B) the carrying value for such asset. Our management’s subjective judgment is required in
making  assumptions  and  estimates  used  in  forecasting  future  operating  results  for  this  calculation.  Such  judgment  is  based  on  current  market  conditions,  historical
industry’s and Company’s specific trends, as well as expectations regarding future charter rates, vessel operating expenses, vessel’s residual value and vessel’s utilization
over the remaining useful life of the vessel. These estimates are also consistent with the plans and forecasts used by the management to conduct our business.

The future undiscounted net operating cash flows are determined by considering the charter revenues from existing time charters for the fixed vessel days and an
estimated daily time charter equivalent rate for the unfixed days over the estimated remaining economic life of each vessel, net of brokerage and address commissions.
Estimates  of  the  daily  time  charter  equivalent  for  the  unfixed  days  are  based  on  the  prevailing,  as  of  end  of  year,  Forward  Freight  Agreement  (“FFA”)  rates  of  the
respective calendar year for each of the first three years, average of the FFA rate of the third year and the historical average market rate of similar size vessels for the
fourth year, and historical average market rates of similar size vessels for the period thereafter. The expected cash inflows from charter revenues are based on an assumed
fleet utilization rate of approximately 98% for the unfixed days, also taking into account expected technical off-hire days. In addition, in light of our investment in EGCS,
an  estimate  of  an  additional  daily  revenue  for  each  scrubber-fitted  vessel  was  also  included,  reflecting  additional  compensation  from  charterers  due  to  the  fuel  cost
savings that these vessels provide. In assessing expected future cash outflows, management forecasts vessel operating expenses, which are based on our internal budget
for  the  first  annual  period,  and  thereafter  assume  an  annual  inflation  rate  of  up  to  3%  (escalating  to  such  level  during  the  first  three-year  period  and  capped  at  the
thirteenth year thereafter), management fees and vessel expected maintenance costs (for dry docking and special surveys). The estimated salvage value of each vessel is
$300 per light weight ton, in accordance with our vessel depreciation policy. We use a probability weighted approach for developing estimates of future cash flows used
to test our vessels for recoverability when alternative courses of action are under consideration (i.e. sale or continuing operation of a vessel). If our estimate of future
undiscounted net operating cash flows for any vessel is lower than the vessel’s carrying value, the carrying value is written down to the vessel’s fair market value with a
charge recorded in earnings.

Using the framework for estimating future undiscounted net operating cash flows described above, we completed our impairment analysis for the years ended
December 31, 2020 and 2021, for those operating vessels whose carrying values were above their respective market values. Our impairment analysis as of December 31,
2020 and 2021, indicated that the carrying amount of our vessels, was recoverable, and therefore concluded that no impairment charge was necessary.

Although we believe that the assumptions used to evaluate potential asset impairment are based on historical trends and are reasonable and appropriate, such
assumptions are highly subjective. To minimize such subjectivity, our analysis for the year ended December 31, 2021, also involved sensitivity analysis to the model input
we believe is most important, being the historical rates. In particular, in terms of our estimates for the charter rates for the unfixed period, we consider that the FFA as of
December  31,  2021,  which  is  applied  in  our  model  for  the  first  three  years  period,  approximates  the  levels  of  charter  rates  at  which  the  Company  could  fix  all  of  its
unfixed vessels currently, should management opt for a fully hedged chartering strategy over the next three years. We, however, sensitized our model with regards to
freight rate assumptions for the unfixed period beyond the first three years and until the end of the remaining useful life. Our sensitivity analysis revealed that, to the
extent the historical rates would not decline by more than a range of 38% to 49%, depending on the vessel, we would not be required to recognize additional impairment.

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Vessel Acquisitions and Depreciation: We record the value of our vessels at their cost (which includes acquisition costs directly attributable to the vessel and
delivery expenditures, including pre-delivery expenses and expenditures made to prepare the vessel for its initial voyage) less accumulated depreciation and impairment,
if any. We depreciate our vessels on a straight-line basis over their estimated useful lives, after considering the estimated salvage value. We estimate the useful life of our
vessels to be 25 years from the date of initial delivery from the shipyard, with secondhand vessels depreciated from the date of their acquisition through their remaining
estimated useful life.

An increase in the useful life of a vessel or in its residual value would have the effect of decreasing the annual depreciation and extending it into later periods. A

decrease in the useful life of a vessel or in its residual value would have the effect of increasing the annual depreciation and accelerating it into earlier periods.

A  decrease  in  the  useful  life  of  the  vessel  may  occur  as  a  result  of  poor  vessel  maintenance,  harsh  ocean  going  and  weather  conditions,  or  poor  quality  of
shipbuilding. When regulations place limitations over the ability of a vessel to trade on a worldwide basis, its remaining useful life is adjusted to end at the date such
regulations preclude such vessel’s further commercial use. Weak freight market rates result in owners scrapping more vessels and scrapping them earlier in their lives due
to the unattractive returns.

An  increase  in  the  useful  life  of  the  vessel  may  occur  as  a  result  of  superior  vessel  maintenance  performed,  favorable  ocean  going  and  weather  conditions,

superior quality of shipbuilding, or high freight market rates, which result in owners scrapping the vessels later in their lives due to the attractive cash flows.

Actual outcomes may differ from estimates. Such estimates are reviewed and updated at each reporting period.

Our Fleet - Illustrative Comparison of Possible Excess of Carrying Value over Estimated Charter-Free Market Value of Certain Vessels

In  “Item  5.  Operating  and  Financial  Review  and  Prospects—E.  Operating  Results—Critical  Accounting  Estimates—Impairment  of  long-lived  assets,”  we
discuss our policy for impairing the carrying values of our vessels. During the past few years, the market values of vessels have experienced particular volatility, with
substantial declines in many vessel classes. As a result, the charter-free market value, or basic market value, of certain of our vessels may have declined below those
vessels’ carrying value. We would, however, not impair those vessels’ carrying value under our accounting impairment policy, due to our belief that future undiscounted
net operating cash flows expected to be earned by such vessels over their operating lives would exceed such vessels’ carrying amounts.

The table set forth below indicates: (i) the carrying value of each of our vessels as of December 31, 2021, and (ii) which of our vessels we believe have a market
value below their carrying value. As of December 31, 2021, we have nine out of our 128 operating vessels (107 out of 116 our operating vessels as at December 31, 2020)
that we believe have a market value below their carrying value. The aggregate difference between the carrying value of these vessels and their market value of $20.2
million ($542.3 million in 2020), represents the amount by which we believe we would have to reduce our net income if we sold these vessels in the current environment,
on industry standard terms, in cash transactions, and to a willing buyer where we are not under any compulsion to sell, and where the buyer is not under any compulsion
to buy. For purposes of this calculation, we have assumed that the vessels would be sold at a price that reflects our estimate of their charter-free market values as of
December 31, 2021. However, we are not holding our vessels for sale, unless expressly stated.

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Our estimates of charter-free market value assume that our vessels are all in good and seaworthy condition without need for repair and if inspected would be

certified in class without notations of any kind. Our estimates are based on information available from various industry sources, including:

·

·

·

·

·

·

reports by industry analysts and data providers that focus on our industry and related dynamics affecting vessel values;

news and industry reports of similar vessel sales;

news and industry reports of sales of vessels that are not similar to our vessels, where we have made certain adjustments in an attempt to derive information
that can be used as part of our estimates;

approximate market values for our vessels or similar vessels that we have received from shipbrokers, whether solicited or unsolicited, or that shipbrokers
have generally disseminated;

offers that we may have received from potential purchasers of our vessels; and

vessel sale prices and values of which we are aware through both formal and informal communications with ship owners, shipbrokers, industry analysts and
various other shipping industry participants and observers.

As we obtain information from various industry and other sources, our estimates of charter-free market value are inherently uncertain. In addition, vessel values
are highly volatile; as such, our estimates may not be indicative of the current or future charter-free market value of our vessels or prices that we could achieve if we were
to sell them.

  Vessel Name

DWT

Year Built

1 Gargantua (1)
2
Star Gina 2GR
3 Maharaj (1)
4 Goliath (1)
Star Leo
5
Star Laetitia
6
Star Ariadne
7
Star Virgo
8
Star Libra (1)
9
Star Sienna
10
Star Marisa
11
Star Karlie
12
Star Eleni
13
14
Star Magnanimus
15 Debbie H
16
17 Katie K
18 Leviathan
19 Peloreus
Star Claudine
20
Star Ophelia
21
Star Pauline
22
23
Star Martha
24 Pantagruel
Star Polaris
25
Star Borealis
26
Star Lyra
27
Star Borneo
28
Star Bueno
29
Star Marilena
30
Star Janni
31

Star Ayesha

209,529
209,475
209,472
207,999
207,939
207,896
207,774
207,774
207,727
207,721
207,671
207,566
207,517
207,490
206,823
206,814
206,803
182,466
182,451
181,258
180,716
180,233
180,231
180,140
179,648
179,601
179,147
178,978
178,978
178,977
177,939

2015
2016
2015
2015
2018
2017
2017
2017
2016
2017
2016
2016
2018
2018
2019
2019
2019
2014
2014
2011
2010
2008
2010
2004
2011
2011
2009
2010
2010
2010
2010

66

Carrying
Value as of
December
31, 2020 (in
millions of
U.S dollars)

Carrying
Value as of
December
31, 2021 (in
millions of
U.S dollars)

53
36
53
53
50
47
50
48
49
46
51
49
43
53
50
50
49
33
33
30
29
25
35
25
40
40
27
n/a
n/a
n/a
25

**

**
**
**
**
**
**
**
**
**
**

**
**
**
**

**
**
**
**
**
**
**
**

**

*
*

*
*
*

51
35
52
52
49
45
48
46
48
45
49
46
42
51
48
48
47
32
31
29
28
24
34
22
39
38
25
20
20
20
24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

  Vessel Name

DWT

Year Built

Star Paola
Star Eva

Star Marianne
Star Angie

Star Triumph
Star Scarlett
Star Audrey

Star Sirius (1)
Star Vega (1)
Star Aphrodite
Star Piera
Star Despoina
Star Kamila
Star Electra
Star Angelina
Star Gwyneth
Star Luna
Star Bianca

32
33
34 Big Fish
35 Kymopolia
36
37
38
39 Big Bang
40
41
42 Amami
43 Madredeus
44
45
46
47
48
49
50
51
52
53
54
55 Pendulum
Star Maria
56
Star Markella
57
Star Jeanette
58
Star Danai
59
Star Elizabeth
60
Star Pavlina
61
Star Georgia
62
Star Sophia
63
Star Mariella
64
Star Moira
65
Star Renee
66
Star Laura
67
Star Nasia
68
Star Nina
69

178,841
177,931
177,620
176,948
176,274
175,800
175,125
174,109
115,259
106,659
98,648
98,648
98,648
98,648
92,006
91,952
91,945
87,001
83,494
82,953
82,703
82,687
82,672
82,578
82,578
82,574
82,567
82,554
82,430
82,361
82,281
82,252
82,249
82,220
82,204
82,192
82,183
82,145

2010
2007
2004
2006
2004
2014
2011
2007
2011
2012
2011
2011
2011
2011
2011
2010
2010
2005
2011
2006
2006
2008
2008
2006
2007
2007
2014
2006
2021
2021
2006
2007
2006
2006
2006
2006
2006
2006

67

Carrying
Value as of
December
31, 2020 (in
millions of
U.S dollars)

Carrying
Value as of
December
31, 2021 (in
millions of
U.S dollars)

22
29
25
29
15
35
28
31
21
20
23
23
24
24
20
19
19
17
21
19
20
16
17
17
15
16
24
16
n/a
n/a
14
16
17
15
13
13
18
13

**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**
**

**
**
**
**
**
**
**
**

*
*
*

*

21
28
22
27
14
33
27
29
21
19
22
22
23
23
20
18
18
15
19
18
18
15
16
16
14
16
23
15
27
27
14
15
16
14
13
12
17
13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

  Vessel Name

DWT

Year Built

Carrying
Value as of
December
31, 2020 (in
millions of
U.S dollars)

Carrying
Value as of
December
31, 2021 (in
millions of
U.S dollars)

Stardust
Star Sky
Star Lambada (1)
Star Capoeira (1)
Star Carioca (1)
Star Macarena (1)
Star Lydia
Star Nicole
Star Virginia
Star Genesis
Star Flame
Star Iris
Star Emily
Idee Fixe (1)

70
Star Jennifer
71
Star Mona
72
Star Astrid
73
Star Helena
74
Star Alessia
75
Star Calypso
76
Star Suzanna
Star Charis
77
78 Mercurial Virgo
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93 Roberta (1)
94 Laura (1)
95
96 Kaley (1)
97 Kennadi (1)
98 Mackenzie (1)
Star Apus (1)
99
Star Bovarius (1)
100
Star Subaru (1)
101
Star Wave
102
Star Challenger (1)
103
104
Star Fighter (1)
105 Honey Badger (1)
Star Lutas (1)
106

Star Athena (1)

82,192
82,188
82,158
82,150
81,944
81,918
81,644
81,643
81,502
81,502
81,466
81,272
81,253
81,199
81,198
81,187
81,120
81,061
80,705
80,448
76,390
76,339
63,437
63,404
63,377
63,371
63,261
63,240
63,204
63,123
61,571
61,521
61,491
61,462
61,455
61,324
61,323

2006
2012
2012
2006
2017
2014
2013
2013
2013
2011
2010
2016
2015
2015
2016
2013
2013
2015
2010
2011
2004
2004
2015
2015
2015
2015
2015
2016
2016
2014
2015
2015
2017
2012
2013
2015
2016

68

11
21
21
13
28
23
16
16
23
20
19
n/a
n/a
n/a
n/a
23
23
26
19
20
15
14
26
27
26
n/a
27
28
17
19
n/a
n/a
26
24
24
27
26

**
**
**
**
**

**
**
**

**
**
**
**
**
**
**
**
**
**

**
**

**

**
**
**
**
**

11
20
20
12
27
22
16
15
22
20
19
22
21
21
22
22
22
24
19
19
15
13
25
25
25
20
26
26
17
18
19
19
25
23
22
26
25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

  Vessel Name

DWT

Year Built

Star Antares (1)
Star Monica
Star Aquarius
Star Pisces (1)
Star Glory
Star Pyxis (1)
Star Hydrus (1)
Star Cleo (1)

107 Wolverine (1)
108
109
110
111
112
113
114
115
116 Diva (1)
117
118
119
120
121
122
123
124
125
126
127
128

Star Centaurus
Star Hercules
Star Pegasus (1)
Star Cepheus (1)
Star Columba (1)
Star Dorado (1)
Star Aquila
Star Bright
Strange Attractor
Star Omicron
Star Zeta
Star Theta
  Total dwt

61,268
61,234
60,935
60,873
60,873
58,680
56,615
56,604
56,582
56,582
56,559
56,545
56,540
56,539
56,530
56,507
56,506
55,783
55,715
53,444
52,994
52,425
14,072,068

2015
2015
2015
2015
2015
2012
2013
2013
2013
2011
2012
2012
2013
2012
2012
2013
2012
2010
2006
2005
2003
2003

Carrying
Value as of
December
31, 2020 (in
millions of
U.S dollars)

Carrying
Value as of
December
31, 2021 (in
millions of
U.S dollars)

**
**
**
**
**
**
**

**
**
**
**
**
**
**
**
**
**
**
**
**
**

27
26
25
21
21
16
13
12
13
11
12
12
13
12
12
13
13
14
16
13
9
9
2,877

26
25
24
20
20
15
13
12
13
11
11
12
13
12
12
13
12
13
15
12
8
8
3,013

_________

(1)

Vessels subject to a sale and leaseback financing transaction, as further described in Note 6 to our audited consolidated financial statements included in this annual report.

*

**

Indicates dry bulk carrier vessels for which we believe, as of December 31, 2021, the basic charter-free market value is lower than the vessel’s carrying value.

Indicates dry bulk carrier vessels for which we believe, as of December 31, 2020, the basic charter-free market value is lower than the vessel’s carrying value.

We refer you to the risk factor entitled “A decline in the market values of our vessels could limit the amount of funds that we can borrow, cause us to breach
certain  financial  covenants  in  our  credit  facilities,  result  in  impairment  charges  or  losses  on  sale”  and  the  discussion  herein  under  the  headings  “Critical  Accounting
Estimates - Impairment of long-lived assets”.

G.       Safe Harbor

See section “forward looking statements” at the beginning of this annual report.

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Item 6.

Directors, Senior Management and Employees

A.      Directors and Senior Management

Set forth below are the names, ages and positions of our directors and executive officers. The Board of Directors is elected annually on a staggered basis, and
each director elected holds office until his/her successor shall have been duly elected and qualified, except in the event of his/her death, resignation, removal or the earlier
termination of his/her term of office. Officers are elected from time to time by vote of our Board of Directors and hold office until a successor is elected.

Messrs    Koert  Erhardt  and  Bryan  Laibow    were  re-elected  to  the  Board  of  Directors  and  Mr.  Sherman  Lau  was    elected  to  the  Board  of  Directors  at  the

Company’s 2021 Annual Meeting of Shareholders held on May 13, 2021.

Our Board of Directors is comprised of eleven Directors.

Our directors and executive officers are as follows:

Name

Petros Pappas
Spyros Capralos
Hamish Norton
Simos Spyrou
Christos Begleris
Nicos Rescos
Charis Plakantonaki
Koert Erhardt
Mahesh Balakrishnan
Nikolaos Karellis
Arne Blystad
Raffaele Zagari
Brian Laibow
Sherman Lau
Katherine Ralph
Eleni Vrettou

Age

Position

69
67
63
47
40
50
42
66
39
71
67
53
45
28
44
43

Chief Executive Officer and Class C Director
Non-Executive Chairman and Class C Director
President
Co-Chief Financial Officer
Co-Chief Financial Officer
Chief Operating Officer
Chief Strategy Officer
Class B Director
Class A Director
Class A Director
Class C Director
Class C Director
Class B Director
Class B Director
Class A Director
Class A Director

Petros Pappas, Chief Executive Officer and Director

Mr. Petros Pappas serves since July 2014 as our CEO and as a director on our Board of Directors. Mr. Pappas served from our inception up to July 2014 as our
non-executive Chairman of the Board of Directors and director. He served as a member of our Board of Directors since its inception. Throughout his career as a principal
and manager in the shipping industry, Mr. Pappas has been involved in hundreds of vessel acquisitions and disposals. In 1989, he founded Oceanbulk Maritime S.A., a
dry  cargo  shipping  company  that  has  operated  managed  vessels  aggregating  as  much  as  1.6  million  deadweight  tons  of  cargo  capacity.  He  also  founded  Oceanbulk
Maritime S.A. affiliated companies, which are involved in the ownership and management sectors of the shipping industry. Mr. Pappas serves on the board of directors of
the UK Defense Club, a leading insurance provider of legal defense services in the shipping industry worldwide and is a member of the Union of Greek Ship Owners
(UGS). Mr. Pappas received his B.A. in Economics and his MBA from The University of Michigan, Ann Arbor. Mr. Pappas was awarded the 2014 Lloyd’s List Greek
Awards “Shipping Personality of the Year.”

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Spyros Capralos, Non-Executive Chairman and Director

Mr.  Spyros  Capralos  serves  since  July  2014  as  the  Non-Executive  Chairman  of  our  Board  of  Directors  and  as  a  director.  He  is  also  the  Chairman  of  the
Compensation Committee. From February 2011 to July 2014, Mr. Capralos served as our Chief Executive Officer, President and director. Effective as of January 1, 2015,
Mr. Capralos also serves as Chief Executive Officer of Oceanbulk Container Carriers LLC. From October 2004 to October 2010, Mr. Capralos served as Chairman of the
Athens Exchange and Chief Executive Officer of the Hellenic Exchanges Group and for the period from 2008-2010 was also the President of the Federation of European
Securities Exchanges. He was formerly Vice Chairman of the National Bank of Greece, Vice Chairman of Bulgarian Post Bank, Managing Director of the Bank of Athens
and has a ten-year banking experience with Bankers Trust Company (now Deutsche Bank) in Paris, New York, Athens, Milan and London. He is the President of the
Hellenic  Olympic  Committee  (HOC),  the  President  of  the  European  Olympic  Committees  (EOC)  and  a  member  of  the  International  Olympic  Committee  (IOC).
Previously, he served as Secretary General of the Athens 2004 Olympic Games and Executive Director and Deputy Chief Operating Officer of the Organizing Committee
for  the  Athens  2004  Olympic  Games.  He  has  been  an  Olympic  athlete  in  water  polo  and  has  competed  in  the  Moscow  (1980)  and  the  Los  Angeles  (1984)  Olympic
Games. He studied economics at the University of Athens and earned his Master Degree in Business Administration from INSEAD University in France.

Hamish Norton, President

Mr. Hamish Norton serves as our President. Until December 31, 2012, Mr. Norton was Managing Director and Global Head of the Maritime Group at Jefferies &
Company Inc. Mr. Norton is known for creating Nordic American Tanker Shipping and Knightsbridge Tankers, the first two high dividend yield shipping companies. He
advised  Arlington  Tankers  in  the  merger  with  General  Maritime  and  has  been  an  advisor  to  U.S.  Shipping  Partners.  He  also  advised  New  Mountain  Capital  on  its
investment in Intermarine. In the 1990s, he advised Frontline on the acquisition of London and Overseas Freighters and arranged the sale of Pacific Basin Bulk Shipping.
Prior  to  joining  Jefferies,  in  2007,  Mr.  Norton  ran  the  shipping  practice  at  Bear  Stearns  since  2000.  From  1984-1999  he  worked  at  Lazard  Frères  &  Co.;  from  1995
onward as general partner and head of shipping. Mr. Norton is a director of Neptune Lines and the Safariland Group. Mr. Norton received an AB in Physics from Harvard
and a Ph.D. in Physics from University of Chicago.

Simos Spyrou, Co-Chief Financial Officer

Mr. Simos Spyrou serves as our Co-Chief Financial Officer. Mr. Spyrou joined us as Deputy Chief Financial Officer in 2011 and was appointed Chief Financial
Officer in September 2011. From 1997 to 2011, Mr. Spyrou worked at the Hellenic Exchanges (HELEX) Group, the public company which operates the Greek equities
and derivatives exchange, the clearing house and the central securities depository. From 2005 to 2011, Mr. Spyrou held the position of Director of Strategic Planning,
Communication and Investor Relations at the Hellenic Exchanges Group and he also served as a member of the Strategic Planning Committee of its board of directors.
From 1997 to 2002, Mr. Spyrou was responsible for financial analysis at the research and technology arm of the Hellenic Exchanges Group. Mr. Spyrou attended the
University  of  Oxford,  receiving  a  degree  in  Mechanical  Engineering  and  an  MSc  in  Engineering,  Economics  &  Management,  specializing  in  finance.  Following  the
completion of his studies at Oxford, he obtained a post graduate degree in Banking and Finance, from Athens University of Economics & Business.

Christos Begleris, Co-Chief Financial Officer

Mr. Christos Begleris serves as our Co-Chief Financial Officer since 2014. Until March 2013 he was a strategic project manager and senior finance executive at
Thenamaris (Ships Management) Inc. From 2005 to 2006, Mr. Begleris worked in the principal investments group of London & Regional Properties based in London,
where he was responsible for the origination and execution of large real estate acquisition projects throughout Europe. From 2002 to 2005, Mr. Begleris worked in the
Fixed  Income  and  Corporate  Finance  groups  of  Lehman  Brothers  based  in  London,  where  he  was  involved  in  privatization,  restructuring,  securitization,  acquisition
financing and principal investment projects in excess of $5.0 billion. In addition to his role at Star Bulk, Mr. Begleris is also an executive of Oceanbulk Maritime S.A.
and is Co-Chief Financial Officer of Oceanbulk Maritime S.A.’s joint ventures with Oaktree. Mr. Begleris received an M.Eng. in Mechanical Engineering from Imperial
College, London, and an MBA from Harvard Business School.

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Nicos Rescos, Chief Operating Officer

Mr.  Nicos  Rescos  serves  as  our  Chief  Operating  Officer  since  July  2014.  He  also  serves  as  Chief  Operating  Officer  and  Commercial  Director  of  Oceanbulk
Maritime S.A. since May 2010. Mr. Rescos has been actively involved in the shipping industry for the past 27 years having held several senior commercial management
positions throughout his career developing strong expertise in the dry bulk, container and product tanker markets. He has been responsible for developing and executing
more  than  200  vessel  acquisitions  and  dispositions  as  well  as  having  structured  several  joint  ventures  in  the  dry  bulk  and  tanker  sectors.  He  received  a  BSc  in
Management  Sciences  from  The  University  of  Manchester  Institute  of  Science  and  Technology  (UMIST)  and  an  MSc  in  Shipping  Trade  and  Finance  from  the  City
University Business School.

Koert Erhardt, Director

Mr. Koert Erhardt has served as a director of our Board of Directors since our inception. He is also the Chairman of our Nominating and Corporate Governance
Committee. He has served as the Managing Director of Augustea Bunge Maritime Ltd. of Malta. From 1998 to September 2004, Mr. Erhardt served as General Manager
of Coeclerici Armatori S.p.A. and Coeclerici Logistics S.p.A., affiliates of the Coeclerici Group, where he created a shipping pool that commercially managed over 130
vessels with a carrying volume of 72 million tons and developed the use of the Freight Forward Agreement trading, which acts as a financial hedging mechanism for the
pool. Prior to these positions, Mr. Erhardt served in various management positions in the shipping industry. Mr. Erhardt received his Diploma in Maritime Economics and
Logistics  from  Hogere  Havenen  Vervoersschool  (now  Erasmus  University),  Rotterdam,  and  successfully  completed  the  International  Executive  Program  at  INSEAD,
Fontainebleau.

Mahesh Balakrishnan, Director

Mr.  Mahesh  Balakrishnan  has  served  as  a  director  on  our  Board  of  Directors  since  February  2015.  Mr.  Balakrishnan  has  extensive  financial  and  business
experience, as well as in depth knowledge of the dry bulk shipping industry. Until August 2019, Mr. Balakrishnan was a Managing Director in Oaktree’s Opportunities
Funds. He joined Oaktree in 2007 and focused on investing in the chemicals, energy, financial institutions, real estate and shipping sectors. Mr. Balakrishnan has worked
with a number of Oaktree’s portfolio companies and has served on the boards of STORE Capital Corp. (NYSE:STOR) and Momentive Performance Materials. He has
been  active  on  a  number  of  creditors’  committees,  including  ad  hoc  committees  in  the  Lehman  Brothers  and  LyondellBasell  restructurings.  Prior  to  Oaktree,  Mr.
Balakrishnan spent two years as an analyst in the Financial Sponsors & Leveraged Finance group at UBS Investment Bank. Mr. Balakrishnan graduated cum laude with a
B.A. degree in Economics (Honors) from Yale University.

Nikolaos Karellis, Director

Mr. Nikolaos Karellis has served as a director of our Board of Directors since May 2016 and as Chairman of the Audit Committee since May 2020. Mr. Karellis
is currently a Director of the advisory firm MARININVEST ADVISERS LTD and has more than 35 years of experience in the shipping sector in financial institutions.
Until 2013, he served as the Head of Shipping of HSBC BANK PLC in Athens, Greece for 28 years, where he built a business unit providing a comprehensive range of
services  to  Greek  shipping  companies.  Prior  to  HSBC,  he  worked  at  Bank  of  America.  Mr.  Karellis  received  his  MSc  in  Mechanical  Engineering  from  the  National
Technical University of Athens and received an MBA in Finance from the Wharton School, University of Pennsylvania.

Arne Blystad, Director

Mr. Arne Blystad has served on our Board of Directors since July 2018. He is an independent investor located in Oslo, Norway. The Blystad Group, which is
100% owned and controlled by Mr. Arne Blystad and his immediate family, has a long history in international shipping. Mr. Blystad began, after high school, his career
as a shipbroker in London and New York. He later started various ventures within the shipping and offshore drilling space. This has involved both private and public
listed companies, where he has held various board and management positions over the years. The Blystad Group has investments in various shipping segments such as
dry bulk, chemical tankers, container feeder and semi sub heavy-lift, real-estate and securities.

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Raffaele Zagari, Director

Mr. Raffaele Zagari has served as director on our Board of Directors since August 2018. In his career he has developed approximately 25 years’ experience in
the shipping business. Since 2010, as CEO of Augustea Group Mr. Zagari engineered and implemented the expansion and consolidation of the dry bulk business that has
led  to  the  incorporation  of  Augustea  Atlantica,  and  its  subsidiaries  in  Argentina,  Singapore,  London  and  Malta  (“Augustea  Group”).  He  has  actively  promoted  the
incorporation of CBC, AOM, ABML and ABY, the joint ventures in which Augustea Atlantica is a shareholder. He founded the towage company Augustea Grancolombia
in the Santa Marta area in Colombia and he has over the years worked closely with Drummond Coal and Glencore on their logistical/maritime needs for their local coal
loading operations which have a combined 60 million tons yearly throughput. During this time he supervised in excess of 50 vessel sale and purchase transactions (both
new  building  and  second  hand),  and  more  than  a  dozen  long-term  ship  leases  primarily  with  the  support  of  Japanese  conglomerate  Mitsui  &  Co.  Since  1997,  he  has
actively  led  the  Chartering  Department  of  Augustea  Dry  Bulk  Division,  and  directing  the  other  business  of  the  Augustea  Group.  In  2017,  Raffaele  was  appointed
Chairman of Augustea Group Holding SpA, in addition to his role as the Group’s CEO. He is also a non-executive director of Steamship Mutual, one of the largest P&I
marine insurance, where he also chairs the Underwriting and Reinsurance Committee. Prior to joining Augustea, and for the period 1993-1995, Mr. Zagari worked for
Blenheim  Shipping  (a  company  of  the  former  Scinicariello  Augustea  Group)  during  which  time  he  gained  extensive  experience  in  the  Japanese  shipyards,  Sumitomo
Yokuska and Sanoyas Mitsushima, as assistant site supervisor. In 1996 -1997, he worked at Zodiac Maritime Agencies with the operations department before joining the
Augustea Group. Mr. Zagari holds a Diploma in Commercial Operation of Shipping at Guldhall University London.

Charis Plakantonaki, Chief Strategy Officer

Charis Plakantonaki joined Star Bulk in 2015 as Head of Strategic Planning and in 2017 she assumed the position of Chief Strategy Officer. From 2008 to 2015
she worked at Thenamaris (Ships Management) Inc., for the first five years as Strategic Projects Manager and subsequently as Head of Corporate Communications. Prior
to  joining  Thenamaris,  she  was  a  Senior  Consultant  at  the  Boston  Consulting  Group  where  she  managed  strategy  development  projects  for  multinational  companies
across different industries. Mrs. Plakantonaki received a B.S. in International & European Economics & Politics from the University of Macedonia, where she graduated
as valedictorian, and an MBA from INSEAD. She serves on the Board of the Liberian Shipowners' Council, and represents Star Bulk in the Global Maritime Forum and
the Getting to Zero Coalition. She also serves on the Board of Trustees of the Anatolia College, on the Advisory Board of Blue Growth and on the Advisory Board of
Seafair.

Brian Laibow, Director

Mr.  Brian  Laibow  serves  on  our  board  of  directors  since  January  2020.  He  is  a  Managing  Director  in  Oaktree  where  he  has  worked  since  2006  following
graduation from Harvard Business School, where he received his M.B.A. Before attending Harvard, Mr. Laibow worked at Caltius Private Equity, a middle market LBO
firm in Los Angeles, as a senior business analyst at McKinsey & Company, and as an investment banking intern at J.P. Morgan. Mr. Laibow graduated magna cum laude
with  a  B.A.  degree  in  economics  from  Dartmouth  College  and  studied  economics  at  Oxford  University.  He  serves  on  the  Dartmouth  College  endowment  Investment
Committee, Brentwood School Finance Committee, board of the Independent School Alliance for Minority Affairs and is a member of Young Presidents Organization
(YPO).

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Sherman Lau, Director

Mr. Sherman Lau is a senior vice president on the Distressed Opportunities team in Los Angeles. Prior to joining Oaktree in 2015, Mr. Lau spent two years as an
investment banking analyst in the Financial Sponsors Group at Barclays. He received his B.B.A. degree with highest distinction in economics from the University of
California, San Diego.

Katherine Ralph, Director

Ms.  Katherine  Ralph  is  a  Managing  Director  in  Oaktree  Capital’s  Opportunities  Funds  based  in  London  where  she  has  worked  since  2013.  Prior  to  joining
Oaktree, Ms. Ralph spent over nine years at Linklaters LLP, where she specialized in cross-border restructurings and insolvency. Ms. Ralph holds both a B.A. (hons)
degree from the University of Cambridge, and graduated cum laude with an LL.M. in banking, corporate and finance law from Fordham University. Ms. Ralph is fluent
in Italian.

Eleni Vrettou, Director

Mrs. Eleni Vrettou was the Executive General Manager and Group Head Corporate and Investment Banking of the Piraeus Bank Group, based in Athens, Greece
until  February  2022.  In  May  2022  she  will  commence  her  employment  with  LAMDA  DEVELOPMENT  as  Chief  Strategy  and  IR  officer.  Prior  to  her  position  with
Piraeus Bank, she worked at HSBC Bank PLC (“HSBC”) for ten years, where she had held various management positions in Greece and in London. In particular, for the
period of 2012 to 2019, she was the Managing Director and head of Wholesale Banking in Greece for HSBC. Prior to 2012, and for three years, she worked in London,
on an international secondment with HSBC, as Director of Global Banking Credit and Lending CEE/CIS/Med and sub Saharan Africa and, between 2005 to 2009, she
was  the  Global  Relationship  Manager  of  HSBC,  in  Athens.  Prior  to  HSBC,  and  for  two  years,  she  was  Senior  Credit  Officer  in  BANK  EFG  -ERGASIAS  S.A.  Mrs.
Vrettou holds a BSc in Economics from the Wharton School, University of Pennsylvania

B.       Compensation of Directors and Senior Management

For the year ended December 31, 2021, aggregate compensation to our senior management was $2.4 million under the employment agreements. Non-employee
directors of Star Bulk receive an annual cash retainer of $15,000, each. The chairman of the audit committee receives a fee of $15,000 per year and each of the audit
committee  members  receives  a  fee  of  $7,500.  Each  chairman  of  our  other  standing  committees  receives  an  additional  $5,000  per  year.  In  addition,  each  director  is
reimbursed for out-of-pocket expenses in connection with attending meetings of the Board of Directors or committees. We do not have a retirement plan for our officers
or directors. The aggregate compensation of the Board of Directors for the year ended December 31, 2021 was approximately $183,000.

Employment and Consultancy Agreements

We are a party to employment and consultancy agreements with certain members of our senior management team. For a description of these agreements, see

“Item 7. Major Shareholders and Related Party Transactions—B. Related Party Transactions—Consultancy Agreements.”

Equity Incentive Plans

On May 22, 2019, May 25, 2020 and June 7, 2021, our Board of Directors approved the 2019 Equity Incentive Plan (the “2019 Equity Incentive Plan”), the 2020
Equity  Incentive  Plan  (the  “2020  Equity  Incentive  Plan”)  and  the  2021  Equity  Incentive  Plan  (the  “2021  Equity  Incentive  Plan”)  (collectively,  the  “Equity  Incentive
Plans”), respectively, under which our officers, key employees, directors, and consultants are eligible to receive options to acquire common shares, share appreciation
rights,  restricted  shares  and  other  share-based  or  share-denominated  awards.  We  reserved  a  total  of  900,000  common  shares,  1,100,000  common  shares  and
515,000 common shares for issuance under the respective Equity Incentive Plans, subject to further adjustment for changes in capitalization as provided in the plans. The
purpose  of  the  Equity  Incentive  Plans  is  to  encourage  ownership  of  shares  by,  and  to  assist  us  in  attracting,  retaining  and  providing  incentives  to,  our  officers,  key
employees, directors and consultants, whose contributions to us are or may be important to our success and to align the interests of such persons with our shareholders.
The  various  types  of  incentive  awards  that  may  be  issued  under  the  Equity  Incentive  Plans,  enable  us  to  respond  to  changes  in  compensation  practices,  tax  laws,
accounting regulations and the size and diversity of our business. The Equity Incentive Plans are administered by our compensation committee, or such other committee
of our Board of Directors as may be designated by the board. The Equity Incentive Plans permit issuance of restricted shares, grants of options to purchase common
shares, share appreciation rights, restricted shares, restricted share units and unrestricted shares.

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Under the terms of the Equity Incentive Plans, share options and share appreciation rights granted under the Equity Incentive Plans will have an exercise price
per common share equal to the fair market value of a common share on the date of grant, unless otherwise determined by the administrator of the Equity Incentive Plans,
but in no event will the exercise price be less than the fair market value of a common share on the date of grant. Options and share appreciation rights are exercisable at
times and under conditions as determined by the administrator of the Equity Incentive Plans, but in no event will they be exercisable later than ten years from the date of
grant.

The  administrator  of  the  Equity  Incentive  Plans  may  grant  restricted  common  shares  and  awards  of  restricted  share  units  subject  to  vesting  and  forfeiture
provisions and other terms and conditions as determined by the administrator of the Equity Incentive Plans. Upon the vesting of a restricted share unit, the award recipient
will be paid an amount equal to the number of restricted share units that then vest multiplied by the fair market value of a common share on the date of vesting, which
payment may be paid in the form of cash or common shares or a combination of both, as determined by the administrator of the Equity Incentive Plans. The administrator
of the Equity Incentive Plans may grant dividend equivalents with respect to grants of restricted share units.

Adjustments may be made to outstanding awards in the event of a corporate transaction or change in capitalization or other extraordinary event. In the event of a
“change  in  control”  (as  defined  in  the  Equity  Incentive  Plans),  unless  otherwise  provided  by  the  administrator  of  the  Equity  Incentive  Plans  in  an  award  agreement,
awards then outstanding shall become fully vested and exercisable in full.

The  Board  of  Directors  may  amend  or  terminate  the  Equity  Incentive  Plans  and  may  amend  outstanding  awards,  provided  that  no  such  amendment  or
termination may be made that would materially impair any rights, or materially increase any obligations, of a grantee under an outstanding award. Shareholders’ approval
of  Equity  Incentive  Plans  amendments  may  be  required  in  certain  definitive,  pre-determined  circumstances  if  required  by  applicable  rules  of  a  national  securities
exchange or the Commission. Unless terminated earlier by the Board of Directors, the Equity Incentive Plans will expire ten years from the date on which the Equity
Incentive Plans were adopted by the Board of Directors.

The  terms  and  conditions  of  the  Equity  Incentive  Plans  are  substantially  similar  to  those  of  the  previous  plans.  As  of  February  16,  2022,  there  are  335,329

common shares unvested from the 2019, 2020 and 2021 Equity Incentive Plans.

During the years 2019, 2020 and 2021 and up to February 16, 2022, pursuant to the Equity Incentive Plans, we have granted to certain directors and officers the

following securities:

· On May 22, 2019, 567,157 restricted common shares were granted to certain of the Company’s directors and officers of which 367,620 restricted common
shares  vested  in  August  2019,  99,769  restricted  common  shares  vested  in  August  2020  and  the  remaining  99,769  restricted  common  shares  will  vest  in
August 2022.

· On May 25, 2020, 714,540 restricted common shares were granted to certain of the Company’s directors and officers of which 469,920 restricted common
shares  vested  in  August  2020,  122,310  restricted  common  shares  vested  in  May  2021  and  the  remaining  122,310  restricted  common  shares  vest  in  May
2023.

· On June 7, 2021, 226,500 restricted shares of common shares were granted to certain of the Company’s directors and officers of which 113,250 restricted
common shares vested in September 2021, 56,625 restricted common shares vest in June 2022 and the remaining 56,625 restricted common shares vest in
June 2024.

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On January 7, 2019, our Board of Directors and Compensation Committee established an incentive program for key employees, pursuant to which an aggregate
of four million (4,000,000) restricted share units (each, a “RSU”), comprising of 10 tranches of 400,000 RSU each, would be issued. Each RSU would represent, upon
vesting, a right for the relevant beneficiary to receive one common share of Star Bulk. The RSUs were subject to the satisfaction of certain performance conditions, which
applied if our fleet performed better than relevant dry bulk charter rate indices as reported by the Baltic Exchange (the “Indices”) during 2020 and 2021. The RSUs would
start to vest if the Company’s fleet performed better than the Indices by at least $120.0 million, and would vest in increasing amounts if and to the extent the performance
of our fleet exceeded the performance that would have been derived based on the Indices by up to an aggregate of $300.0 million. Subject to the vesting conditions being
met on April 30, 2021 and April 30, 2022 (each, a “Vesting Date”) two million RSUs would vest on each Vesting Date, on tranches based on the level of performance,
and the relevant common shares of Star Bulk would be issued by the Company and distributed to the relevant beneficiaries as per the allocation of the Board of Directors.
Any non-vested RSUs at the applicable Vesting Date would be cancelled. As of December 31, 2019, we took the view that only for one tranche, which would vest on
April 30, 2022, the likelihood of its vesting met the “more likely than not” threshold under US GAAP, and as a result amortization expense for these 400,000 RSUs of
$1.2  million  was  recognized  and  included  under  “General  and  administrative  expenses”  in  the  consolidated  statement  of  operations  for  the  year  ended  December  31,
2019. During the year ended and as of December 31, 2020, we determined that the likelihood of vesting for any of the 4,000,000 RSUs did not meet a "more likely than
not" threshold under US GAAP. As a result, the previously recognized expense of $1.2 million was reversed in 2020 and was included under “General and administrative
expenses” in the consolidated statement of operations for the year ended December 31, 2020. On June 7, 2021, the Company’s Board of Directors amended the previously
announced  incentive  program.  The  test  metrics  for  the  calculation  of  the  underlying  shares  of  the  RSUs  that  would  have  been  issued,  the  tranches  and  the  vesting
variables were eliminated. Instead, the incentive program provides for the issuance of shares and links this management performance incentive scheme with the savings
from the price differential between High Sulfur Fuel Oil / Low Sulfur Fuel Oil gained on the scrubber fitted vessels of the Company’s fleet and is calculated on an annual
basis  (“Bunker  benefit”).  In  particular,  the  threshold  requirement  above  which  the  amended  program  is  triggered  is  increased  to  $250  million  of  cumulative  Bunker
benefit (instead of the previous threshold of $120 million Index outperformance). Upon the satisfaction of the above new threshold, the Board of Directors shall award a
percentage ranging between 5%-10%, at its discretion, of the annual Bunker Benefit, the value of which will be reflected in actual shares to key employees. The duration
of the program was also extended from April 2022 to the end of 2024. We estimated the intrinsic value of the award basis December 31, 2021 VLSFO-HSFO spread and
assuming 5% of scrubber savings to be awarded by our Board of Directors, and as a result an amount of $1.2 million was recognized and is included under “General and
administrative expenses” in the consolidated statement of operations for the year ended December 31, 2021.

As of the date of this annual report, 94,764 common shares are available under the Equity Incentive Plans.

C.       Board Practices

Our Board of Directors is divided into three classes with only one class of directors being elected in each year and following the initial term for each such class,

each class will serve a three-year term. The term of each class of directors expires as follows:

·

·

·

The term of the Class A directors expires in 2023;

The term of the Class B directors expires in 2024; and

The term of the Class C directors expires at the 2022 Annual General Meeting set for May 11, 2022.

Committees of the Board of Directors

Our audit committee which is currently comprised of two independent directors, is responsible for, among other things, (i) reviewing our accounting controls, (ii)
making recommendations to the Board of Directors with respect to the engagement of our outside auditors and (iii) reviewing all related party transactions for potential
conflicts of interest and all those related party transactions and subject to approval by our audit committee.

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Our compensation committee, which is currently comprised of two independent directors, is responsible for, among other things, recommending to the Board of

Directors our senior executive officers’ compensation and benefits.

Our  nominating  and  corporate  governance  committee,  which  is  comprised  of  three  independent  directors,  is  responsible  for,  among  other  things,  (i)
recommending to the Board of Directors nominees for director and directors for appointment to committees of the Board of Directors, and (ii) advising the Board of
Directors with regard to corporate governance practices.

Shareholders may also nominate directors in accordance with procedures set forth in Bylaws.

Our Audit Committee consists of Mr. Koert Erhardt and Mr. Nikolaos Karellis, who is the Chairman of the committee. Our Compensation Committee consists of
Mr.  Mahesh  Balakrishnan  and  Mr.  Spyros  Capralos,  who  is  the  Chairman  of  the  committee.  Our  Nominating  Committee  consists  of  Mr.  Spyros  Capralos,  Mr.  Brian
Laibow and Mr. Koert Erhardt, who is the Chairman of the committee.

There are no service contracts between us and any of our directors providing for benefits upon termination of their employment or service.

D.       Employees

As of December 31, 2021, we had 181 employees including our executive officers.

E.       Share Ownership

With respect to the total amount of common shares owned by all of our officers and directors, individually and as a group, see “Item 7 Major Shareholders and

Related Party Transactions.”

F. Board Diversity Matrix

The table below provides certain information regarding the diversity of our Board of Directors as of the date of this annual report.

Country of Principal Executive Offices:

Foreign Private Issuer

Disclosure Prohibited under Home Country Law

Total Number of Directors

Board Diversity Matrix

Greece

Yes

No

11

Female

Male

Non-Binary

Did Not
Disclose
Gender

Part I: Gender Identity

Directors

Part II: Demographic Background

Underrepresented Individual in Home Country Jurisdiction

LGBTQ+

Did Not Disclose Demographic Background

2

1

–

5

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Item 7.

Major Shareholders and Related Party Transactions

A.      Major Shareholders

The following table presents certain information as of February 16, 2022, February 26, 2021 and February 29, 2020 regarding the ownership of our common
shares  with  respect  to  each  shareholder,  who  we  know  to  beneficially  own  more  than  five  percent  of  our  outstanding  common  shares,  and  our  executive  officers  and
directors.

Beneficial Owner (1)

Amount

Percentage

Amount

Percentage

Amount

Percentage

Common Shares Beneficially Owned as of

February 16, 2022

February 26, 2021

February 29, 2020

Oaktree Capital Group Holdings GP, LLC and certain of its advisory clients (2)
Fidelity Management & Research (3)
Impala Asset Management LLC
Entities affiliated with Raffaele Zagari
Entities affiliated with Petros Pappas
Entities affiliated with Arne Blystad
Oceanbulk Container Carriers LLC
Directors and executive officers of the Company, in the aggregate (4)

26,021,457
6,172,233
n/a
3,517,889
3,632,168
2,175,013
n/a
879,670

25.4% 39,006,017
n/a
6.0%
n/a
n/a
3.4% 4,448,060
3.6% 4,319,378
2.1% 2,159,505
n/a
0.9% 1,522,925

n/a

n/a
n/a

39.3% 35,129,436
n/a
5,622,913
4.5% 4,384,520
4.4% 4,096,718
2.2% 2,159,505
2,974,261
1.5% 1,377,672

n/a

36.6%
n/a
5.9%
4.6%
4.3%
2.2%
3.1%
1.4%

_______________
(1)

Percentage amounts based on 102,294,758 common shares outstanding as of February 16, 2022, 99,239,716 common shares outstanding as of February 26, 2021 and 96,074,497
common shares outstanding as of February 29, 2020.

(2)

As of February, 16, 2022, consists of (i) 2,397,106 shares held by Oaktree Opportunities Fund IX Delaware, L.P. (“Fund IX”), (ii) 22,016 shares held by Oaktree Opportunities Fund
IX (Parallel 2), L.P. (“Parallel 2”), (iii) 5,633,033 shares held by Oaktree Dry Bulk Holdings LLC (“Dry Bulk Holdings”), (iv) 14,966,826 shares held by OCM XL Holdings L.P., a
Cayman Islands exempted limited partnership (“OCM XL”), (v) 2,974,261 shares held by Oaktree OBC Container Holdings LLC, a Marshall Island limited liability company
(“Oaktree OBC”) and (vi) 28,215 shares held by OCM FIE, LLC (“FIE”). Each of the foregoing funds and entities is affiliated with Oaktree Capital Group, LLC (“OCG”) which is
managed by its ten-member board of directors which is comprised of members appointed by each of Oaktree Capital Group Holdings GP, LLC and Brookfield Asset Management,
Inc. Each of the direct and indirect general partners, managing members, directors, unit holders, shareholders, and members of VOF, Fund IX, Parallel 2, Dry Bulk Holdings, OCM
XL, Oaktree OBC and FIE, may be deemed to share voting and dispositive power over the shares owned by such entities, but disclaims beneficial ownership in such shares except to
the extent of any pecuniary interest therein. The address for these entities (collectively, the “Oaktree Funds”) is c/o Oaktree Capital Management, L.P., 333 South Grand Avenue,
28th Floor, Los Angeles, California 90071.

(3)

Pursuant to SC 13G filing dated February 9, 2022

(4)

These numbers of shares do not include shares beneficially owned by Messrs. Pappas, Blystad and Zagari, that are presented within line items “Entities affiliated with Petros
Pappas”, “Entities affiliated with Arne Blystad” and “Entities affiliated with Raffaele Zagari”, respectively, above.

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Our major shareholders, save for what is referred below, have the same voting rights as our other shareholders. No foreign government owns more than 50% of

our outstanding common shares. We are not aware of any arrangements, the operation of which may at a subsequent date result in a change in control of Star Bulk.

Even if Oaktree owns more than 50% of our outstanding common shares, under the Oaktree Shareholders Agreement (described in “Item 7. Major Shareholders
and  Related  Party  Transactions—B.  Related  Party  Transactions”),  with  certain  limited  exceptions,  Oaktree  effectively  cannot  vote  more  than  33%  of  our  outstanding
common shares (subject to adjustment under certain circumstances). Furthermore, pursuant to the Oaktree Shareholders Agreement, so long as Oaktree and its affiliates
beneficially own at least 10% of our outstanding voting securities, Oaktree and its affiliates have agreed not to directly or indirectly acquire beneficial ownership of any
additional voting securities of ours or other equity-linked or other derivative securities with respect to our voting securities if such acquisition would result in Oaktree’s
beneficial  ownership  exceeding  63.8%,  subject  to  certain  specified  exceptions.  In  addition,  pursuant  to  the  Oaktree  Shareholders  Agreement,  subject  to  various
exclusions, so long as Oaktree and its affiliates beneficially own at least 10% of our voting securities, unless specifically invited in writing by our Board of Directors, they
may not (i) enter into any tender or exchange offer or various types of merger, business combination, restructuring or extraordinary transactions, (ii) solicit proxies or
consents in respect of such transactions, (iii) otherwise act to seek to control or influence our management, Board of Directors or other policies (except with respect to the
nomination  of  Oaktree  designees  pursuant  to  the  Oaktree  Shareholders  Agreement  and  other  nominees  proposed  by  the  Nominating  and  Corporate  Governance
Committee)  or  (iv)  enter  into  any  negotiations,  arrangements  or  understandings  with  any  third  party  with  respect  to  any  of  the  above.  Pursuant  to  the  Oaktree
Shareholders Agreement, Oaktree also agreed to various limitations on the transfer of its common shares.

In  addition,  we  have  granted  certain  demand  registration  rights  and  shelf  registration  rights  to  Oaktree,  affiliates  of  Mr.  Petros  Pappas,  York  and  Augustea
pursuant  to  the  Registration  Rights  Agreement.  See  “See  “Item  7.  Major  Shareholders  and  Related  Party  Transactions—B.  Related  Party  Transactions—Registration
Rights Agreement.”

As of February 16, 2022, 102,294,758 of our outstanding common shares were held in the United States by 309 holders of record, including Cede & Co., the

nominee for the Depository Trust Company, which held 83,780,743 of those shares.

B.       Related Party Transactions

For a description of all of our Related Party Transactions, see also Note 3 (Transaction with Related Parties) to our consolidated financial statements included

herein for more information.

Transactions with Oceanbulk Maritime S.A. and affiliates

Oceanbulk Maritime S.A., a related party, is a ship management company and is controlled by Ms. Milena-Maria Pappas. One of the affiliated companies of
Oceanbulk Maritime S.A provides us certain financial corporate development services. The related expenses for each of the years ended December 31, 2019, 2020 and
2021 were $0.3 million, and are included in General and administrative expenses in the consolidated statements of operations. As of December 31, 2020 and 2021, we had
outstanding receivables of $0.4 million and $0.1 million, respectively, from Oceanbulk Maritime S.A and its affiliates for payments made by us on its behalf for certain
administrative items.

Consultancy Agreements

During the years ended December 31, 2019, 2020 and 2021 and as of December 31, 2021, we were a party to three consultancy agreements in each case with a
separate company owned and controlled by either of Mr. Simos Spyrou, our Co-Chief Financial Officer, Mr. Christos Begleris, our Co-Chief Financial Officer and Mr.
Nicos Rescos, our Chief Operating Officer. Pursuant to each of these consultancy agreements, we are required to pay an aggregate base fee of $0.5 million per annum to
these  three  companies.  Additionally  pursuant  to  these  agreements,  these  entities  are  entitled  to  receive  an  annual  discretionary  bonus,  as  determined  by  our  Board  of
Directors in its sole discretion. In addition, non-employee directors of the Board of Directors receive an annual cash retainer of $15,000, each, the chairman of the audit
committee receives a fee of $15,000 per year and each of the audit committee members receives a fee of $7,500. Lastly, each chairman of the other standing committees
receives an additional $5,000 per year while each director is reimbursed for out-of-pocket expenses in connection with attending meetings of the Board of Directors or
committees.

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In aggregate, the related expenses under the consultancy agreements for 2019, 2020 and 2021 were $0.7 million, $0.6 million and $0.5 million, respectively, and

are included in General and administrative expenses in the consolidated statements of operations.

Office Lease Agreements

On January 1, 2012, Starbulk S.A. entered into a lease agreement for office space with Combine Marine Ltd., or Combine Ltd., a company controlled by Mrs.
Milena-Maria  Pappas  and  by  Mr.  Alexandros  Pappas,  both  of  whom  children  of  our  Chief  Executive  Officer,  Mr.  Petros  Pappas.  The  lease  agreement  provides  for  a
monthly  rental  of  €2,500 (approximately $2,850,  using  the  exchange  rate  as  of  December  31,  2021,  which  was  $1.14  per  euro).  Unless  terminated  by  either  party,  the
agreement will expire in January 2024.

In addition, on December 21, 2016, Starbulk S.A., entered into a six year lease agreement for office space with Alma Properties, a company controlled by Mrs.
Milena-Maria Pappas. The lease agreement provides for a monthly rental of €300 (approximately $342, using the exchange rate as of December 31, 2021, which was $1.14
per euro).

Interchart Shipping Inc.

Interchart is a Liberian company affiliated with family members of our Chief Executive Officer. In 2014, we acquired 33% of the total outstanding common
stock of Interchart. The ownership interest was purchased from an entity affiliated with family members of our Chief Executive Officer. This investment is accounted for
as an equity method investment and is presented within “Long term investment” in the consolidated balance sheets. We entered into a services agreement with Interchart
for  chartering,  brokering  and  commercial  services  for  all  of  our  vessels  which  from  August  1,  2019  until  October  1,  2021  provided  for  a  monthly  fee  of  $315,000
($325,000 monthly fee for the remaining period in 2019) and then amended to increase the monthly fee to $345,000 until December 31, 2021. During the years ended
December  31,  2019,  2020  and  2021,  the  brokerage  commission  charged  by  Interchart  amounted  to  $3.9  million,  $3.8  million  and  $3.9  million,  respectively,  and  is
included in “Voyage expenses” in the consolidated statements of operations.

Sydelle Marine Ltd.

During 2019 and 2020, we entered into certain freight agreements with Sydelle Marine Limited, a company controlled by members of the family of our Chief
Executive Officer, to charter-in its vessel. The total charter-in expense for the aforementioned freight agreements during the years ended December 31, 2019 and 2020
was $5.5 million and $0.5 million, respectively, and is included in “Charter-in hire expenses” in the consolidated statements of operations.

StarOcean Manning Philippines Inc.

We  have  25%  ownership  interest  in  StarOcean  Manning  Philippines,  Inc.  (“StarOcean”),  a  company  that  is  incorporated  and  registered  with  the  Philippine
Securities and Exchange Commission, which provides crewing agency services. The remaining 75% interest is held by local entrepreneurs. This investment is accounted
for as an equity method investment which as of December 31, 2020 and 2021 stands at $0.1 million and $0.2 million, respectively, and is included within “Long term
investment” in the consolidated balance sheet.

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Songa Shipmanagement Ltd.:

Following the completion of the acquisition of 15 operating dry bulk vessels from Songa  in  July  2018, we appointed Songa Shipmanagement Ltd., an entity
affiliated with certain of the sellers of the Songa Vessels (including one of our directors, Mr. Blystad), as the technical manager of certain of our vessels. The respective
management agreement was terminated on March 31, 2019 and the management fees incurred for the period January 1, 2019 until March 31, 2019 were $0.03 million,
included in “Management fees” in the consolidated statements of operations.

Augustea Technoservices Ltd. and affiliates

Following the completion of the acquisition of 16 operating dry bulk vessels from Augustea and York in 2018, we appointed Augustea Technoservices Ltd., an
entity affiliated with certain of the sellers of the Augustea Vessels (including one of our directors, Mr. Zagari), as the technical manager of certain of our vessels. The
management fees incurred for the years ended December 31, 2019, 2020 and 2021 were $6.6 million, $6.6 million and $6.5 million, respectively, and are included in
“Management fees” in the consolidated statements of operations. In addition, for the years ended December 31, 2020 and 2021, $0.1 million and $0.2 million, respectively,
were invoiced by Augustea Technoservices Ltd. and its affiliates, concerning voyage expenses. As of December 31, 2020 and 2021, we had outstanding payables of $1.2
million and $0.9 million, respectively, to Augustea Technoservices Ltd. and its affiliates.

Iblea Ship Management Limited

In 2021, we appointed Iblea Ship Management Limited, an entity affiliated with one of our directors, Mr. Zagari, to provide certain management services to
certain vessels, which were previously managed by Augustea Technoservices Ltd. The management fees incurred for the year ended December 31, 2021 were $0.1 million
and are included in “Management fees” in the consolidated statements of operations. As of December 31, 2021, we had outstanding payable of $0.4 million to Iblea Ship
Management Limited. 

Augustea Oceanbulk Maritime Malta Ltd. (“AOM”)

On September 24, 2019, we chartered-in the vessel AOM Marta, which is owned by AOM, an entity affiliated with Augustea Atlantica SpA and certain members
of our Board of Directors. The agreed rate for chartering-in AOM Marta was index-linked, and the vessel was redelivered to her owners on June 8, 2021. The charter-in
expense  for  the  years  ended  December  31,  2019,  2020  and  2021  was  $2.6  million,  $5.4  million  and  $4.1  million,  respectively,  and  is  included  in  “Charter-in  hire
expenses” in the consolidated statement of operations.

Coromel Maritime Limited

During 2019 and 2020, we entered into certain freight agreements with ship-owning company Coromel to charter-in its vessel. Coromel is controlled by family
members of our Chief Executive Officer. The charter-in expense for the aforementioned freight agreement during the years ended December 31, 2019 and 2020 was $5.7
million and $0.2 million, respectively, and is included in “Charter-in hire expenses” in the consolidated statements of operations.

Eagle Bulk Pte. Ltd.:

In  2019,  we  entered  into  two  time  charter  agreements  with  Eagle  Bulk  Pte.  Ltd.  to  charter-in  two  of  its  vessels  for  a  daily  rate  of  $16,300  and  $15,800
respectively, for a period of approximately two months for each vessel. Eagle Bulk Pte. Ltd. is related to Oaktree, one of our major shareholders. As of December 31,
2019, both the aforementioned time charter agreements have been completed. The aggregate charter-in expense for the aforementioned time charter agreements during
the year ended December 31, 2019 was $1.9 million and is included in “Charter-in hire expenses” in the consolidated statement of operations. In addition, in 2021 Eagle
Bulk Pte. Ltd. chartered one of our vessels for a daily rate of $39,250 with the vessel having been redelivered to us before year end. The aggregate revenue from the
aforementioned time charter agreement during the year ended December 31, 2021 was $1.5 million and is included in “Voyage Revenues” in the consolidated statement
of operations. No amount was due from Eagle Bulk Pte. Ltd. as of December 31, 2021.

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Short Pool Contracts of Affreightment

During the second quarter of 2020, we agreed, together with Golden Ocean Group, Bocimar International NV and Oceanbulk International S.A (collectively the
“Short Pool Members”), to enter into Contracts of Affreightment (“COAs”) with major miners and commodity traders to transport dry bulk commodities at fixed freight
rates (the “Short Pool”). The Short Pool Members may use own vessels or charter-in from the market to perform the COAs.

Piraeus Bank

In  July  2020,  we  entered  into  a  loan  agreement  with  Piraeus  Bank  for  a  loan  of  up  to  $50.4  million.  In  addition,  during  2020  the  Company  entered  into  an
interest rate swap agreement with Piraeus bank. Both the loan agreement and the interest swap agreement with Piraeus Bank were early terminated in September 2021.
One of our independent members of the Board of Directors at that time was serving as executive member of this financial institution. This director was not involved in
our decisions with regards to the loan and swap from this financial institution.

CCL Pool

On December 30, 2020 a funding of $0.1 million that we had provided CCL Pool, was converted to equity with us holding 25% ownership interest of CCL Pool.
The  participation  to  CCL  is  accounted  for  as  an  equity  method  investment.  Our  initial  investment  of  $0.1  million  in  CCL  Pool  is  presented  within  “Long  term
investment” in the consolidated balance sheet as of December 31, 2021. Our subsequent share of results in CCL Pool is insignificant at December 31, 2020 and 2021.

Hartree Partners LP

During the year ended December 31, 2021 we acquired bunkers from Hartree Partners, LP, an entity controlled by Oaktree Capital Management LP, our largest

shareholder and an amount of $9.6 million was incurred and was included in “Voyage expenses” in the consolidated statement of operations.

Oaktree Shareholders Agreement

The  following  is  a  summary  of  the  material  terms  of  the  Oaktree  Shareholders  Agreement.  Capitalized  terms  that  are  used  in  this  description  of  the  Oaktree

Shareholders Agreement but not otherwise defined below have the meanings ascribed to them under the caption, “Certain Definitions.”

General

The Oaktree Shareholders Agreement was entered into on the date the Merger was completed (July 11, 2014) and governs the ownership interest of Oaktree and
its affiliated investment funds that own Common Shares (and any Affiliates (as defined below) of the foregoing persons that become Oaktree Shareholders pursuant to a
transfer or other acquisition of our Equity Securities (as defined below) in accordance with the terms of the Oaktree Shareholders Agreement, collectively, the “Oaktree
Shareholders”)  following  the  Merger.  Based  on  the  number  of  our  outstanding  common  shares  on  February  16,  2022,  the  Oaktree  Shareholders  beneficially  own
approximately 25.4% of the common shares outstanding of the Company as of that date.

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Representation on the Board of Directors

Our Board of Directors is comprised of eleven Directors.

The Oaktree Shareholders are entitled to nominate four (but in no event more than four) Directors (each such nominee, including the persons designated at the
closing  of  the  Merger  as  described  in  the  preceding  paragraph  the  “Oaktree  Designees”)  to  the  Board  of  Directors  for  so  long  as  the  Oaktree  Shareholders  and  their
Affiliates in the aggregate beneficially own (for purposes of the Oaktree Shareholders Agreement and this summary, as such term is defined in Rule 13d-3 under the
Securities Exchange Act of 1934) 40% or more of our outstanding Voting Securities. We refer to such nominees, as described in the immediately preceding sentence,
including  the  persons  designated  at  the  closing  of  the  Merger,  as  the  Oaktree  Designees.  During  any  period  the  Oaktree  Shareholders  are  entitled  to  nominate  four
Directors pursuant to the Oaktree Shareholders Agreement: (i) if Mr. Petros Pappas is then serving as our Chief Executive Officer and as a Director, then the Oaktree
Shareholders are entitled to nominate only three Directors and (ii) at least one of the Oaktree Designees will not be a citizen or resident of the United States solely to the
extent that (x) at least one of the nominees to the Board of Directors (other than the Oaktree Designees) is a United States citizen or resident and (y) as a result, we would
not  qualify  as  a  “foreign  private  issuer”  under  Rule  405  under  the  Securities  Act  and  Rule  3b-4(c)  under  the  Exchange  Act  if  such  Oaktree  Designee  is  a  citizen  or
resident of the United States.

The  Oaktree  Shareholders  are  entitled  to  nominate  three  directors,  two  directors  and  one  director  to  the  Board  of  Directors  for  so  long  as  the  Oaktree
Shareholders  and  their  Affiliates  beneficially  own  25%  or  more,  but  less  than  40%  of  the  outstanding  Voting  Securities,  own  15%  or  more,  but  less  than  25%  of  the
outstanding Voting Securities and own 5% or more, but less than 15% of our outstanding Voting Securities, respectively. The directors currently designated by Oaktree
are Mr. Laibow, Mr. Lau and Mrs. Ralph.

We have also agreed to establish and maintain an audit committee (the “Audit Committee”), a compensation committee (the “Compensation Committee”) and a
nominating and corporate governance committee (the “Nominating and Corporate Governance Committee”), as well as such other Board of Directors committees as the
board of directors deems appropriate from time to time or as may be required by applicable law or the rules of Nasdaq (or other stock exchange or securities market on
which the Common Shares are at any time listed or quoted). The committees will have such duties and responsibilities as are customary for such committees, subject to
the provisions of the Oaktree Shareholders Agreement.

The Audit Committee, the Compensation Committee and the Nominating and Corporate Governance Committee will consist of at least three Directors, with the
number  of  members  determined  by  the  Board  of  Directors;  provided,  however,  that  for  so  long  as  the  Oaktree  Shareholders  and  their  Affiliates  in  the  aggregate
beneficially own 15% or more of our outstanding Voting Securities, the Compensation Committee and the Nominating and Corporate Governance Committee will consist
of three members each, and the Oaktree Shareholders are entitled to include one Oaktree Designee on each such Committee.

The Board of Directors will appoint individuals selected by the Nominating and Corporate Governance Committee to fill the positions on the committees of the

Board of Directors that are not required to be filled by Oaktree Designees. See “Item 6. Directors and Senior Management.”

Directors serve on the board until their resignation or removal or until their successors are nominated and appointed or elected; provided, that if the number of
Directors that the Oaktree Shareholders are entitled to nominate pursuant to the Oaktree Shareholders Agreement is reduced by one or more Directors, then the Oaktree
Shareholders shall, within 5 business days, cause such number of Oaktree Designees then serving on the Board of Directors to resign from the Board of Directors as is
necessary so that the remaining number of Oaktree Designees then serving on the Board of Directors is less than or equal to the number of Directors that the Oaktree
Shareholders are then entitled to nominate. However, no such resignation will be required if a majority of the Directors then in office (other than the Oaktree Designees)
provides written notification to the Oaktree Shareholders within such 5-business day period that such resignation will not be required.

If any Oaktree Designee serving as a Director dies or is unwilling or unable to serve as such or is otherwise removed or resigns from office, then the Oaktree
Shareholders can promptly nominate a successor to such Director (to the extent they are still entitled to pursuant to the Oaktree Shareholders Agreement). We have agreed
to take all actions necessary in order to ensure that such successor is appointed or elected to the Board of Directors as promptly as practicable. If the Oaktree Shareholders
are not entitled to nominate any vacant Director position(s), we and the Board of Directors will fill such vacant Director position(s) with an individual(s) selected by the
Nominating and Corporate Governance Committee.

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Voting

Except with respect to any Excluded Matter (as defined below), at any meeting of our shareholders, Oaktree Shareholders have agreed to (and have agreed to
cause their Affiliates to) vote, or cause to be voted, or exercise their rights to consent (or cause their rights to consent to be exercised) with respect to, all our Voting
Securities  beneficially  owned  by  them  (and  which  are  entitled  to  vote  on  such  matter)  in  excess  of  the Voting  Cap  as  of  the  record  date  for  the  determination  of  our
shareholders entitled to vote or consent to such matter, with respect to each matter on which our shareholders are entitled to vote or consent, in the same proportion (for or
against) as our Voting Securities that are owned by shareholders (other than an Oaktree Shareholder, any of their Affiliates or any Group (for purposes of the Oaktree
Shareholders Agreement and this summary, as such term is defined in Section 13(d)(3) of the Exchange Act), which includes any of the foregoing) are voted or consents
are given with respect to each such matter.

In any election of directors to the Board of Directors, except with respect to an election of Directors to the Board of Directors where one or more members of the
slate of nominees put forward by the Nominating and Corporate Governance Committee is being opposed by one or more competing nominees (a “Contested Election”),
the Oaktree Shareholders have agreed to (and have agreed to cause their Affiliates to) vote, or cause to be voted, or exercise their rights to consent (or cause their rights to
consent  to  be  exercised)  with  respect  to,  all  our  shares  beneficially  owned  by  them  (and  which  are  entitled  to  vote  on  such  matter)  in  favor  of  the  slate  of  nominees
approved by the Nominating and Corporate Governance Committee.

In the case of a Contested Election, Oaktree Shareholders have agreed to (and have agreed to cause their Affiliates to) vote, or cause to be voted, or exercise their
rights  to  consent  (or  cause  their  rights  to  consent  to  be  exercised)  with  respect  to,  all  shares  beneficially  owned  by  them  in  excess  of  the  Voting  Cap  in  the  same
proportion (for or against) as all of our shares that are owned by our other shareholders (other than the Oaktree Shareholders, any of their Affiliates or any Group which
includes any of the foregoing) are voted or consents are given with respect to such Contested Election.

For so long as the Oaktree Shareholders and their affiliates in the aggregate beneficially own at least 33% of the outstanding Voting Securities of the Company,
without the prior written consent of Oaktree, we and the Board of Directors have agreed not to, directly or indirectly (whether by merger, consolidation or otherwise), (i)
issue  Preferred  Shares  or  any  other  class  or  series  of  our  Equity  Interests  that  ranks  senior  to  the  shares  as  to  dividend  distributions  and/or  distributions  upon  the
liquidation,  winding  up  or  dissolution  of  the  Company  or  any  other  circumstances,  (ii)  issue  Equity  Securities  to  a  person  or  Group,  if,  after  giving  effect  to  such
transaction, such issuance would result in such Person or Group beneficially owning more than 20% of our outstanding Equity Securities (except that we and the Board of
Directors retain the right to issue Equity Securities in connection with a merger or other business combination transaction with the consent of the Oaktree Shareholders),
or (iii) issue any Equity Securities of any of our subsidiaries (other than to the Company or a wholly-owned subsidiary of the Company). During the 18 months following
the closing date, which period has now expired, we and the board also agreed not to terminate the Chief Executive Officer or any other of our officers set forth in the
Oaktree Shareholders Agreement, except if such termination were to have been for Cause (as defined in our 2014 Equity Incentive Plan).

Standstill Restrictions

For so long as the Oaktree Shareholders and their Affiliates in the aggregate beneficially own at least 10% of our outstanding Voting Securities, the Oaktree
Shareholders and their Affiliates have agreed not to, directly or indirectly, acquire (i) the beneficial ownership of any additional of our Voting Securities, (ii) the beneficial
ownership  of  any  other  of  our  Equity  Securities  that  derive  their  value  from  any  of  our  Voting  Securities  or  (iii)  any  rights,  options  or  other  derivative  securities  or
contracts or instruments to acquire such beneficial ownership that derive their value from such Voting Securities or other Equity Securities, in each case of clauses (i), (ii)
and  (iii),  if,  immediately  after  giving  effect  to  any  such  acquisition,  Oaktree  Shareholders  and  their  Affiliates  would  beneficially  own  in  the  aggregate  more  than  a
percentage of our outstanding Voting Securities equal to (A) the Oaktree Shareholders’ ownership percentage of our Voting Securities immediately after the closing of the
Merger (i.e., approximately 61.3%) plus (B) 2.5%.

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The foregoing restrictions do not apply to participation by the Oaktree Shareholders or their Affiliates in: (i) pro rata primary offerings of our Equity Securities
based on number of outstanding Voting Securities held or (ii) acquisitions of our Equity Securities that have received Disinterested Director Approval (as defined below).

For so long as the Oaktree Shareholders and their Affiliates in the aggregate beneficially own at least 10% of our Voting Securities, unless specifically invited in
writing by the Board of Directors (with Disinterested Director Approval), neither Oaktree nor any of their Affiliates will in any manner, directly or indirectly, (i) enter
into any tender or exchange offer, merger, acquisition transaction or other business combination or any recapitalization, restructuring, liquidation, dissolution or other
extraordinary  transaction  involving  the  Company,  (ii)  make,  or  in  any  way  participate  in,  directly  or  indirectly,  any  “solicitation”  of  “proxies,”  “consents”  or
“authorizations” (as such terms are used in the proxy rules of the Commission promulgated under the Exchange Act) to vote, or seek to influence any person other than
the Oaktree Shareholders with respect to the voting of, any of our Voting Securities (other than with respect to the nomination of the Oaktree Designees and any other
nominees proposed by the Nominating and Corporate Governance Committee), (iii) otherwise act, alone or in concert with third parties, to seek to control or influence the
management, Board of Directors or policies of the Company or any of its Subsidiaries (other than with respect to the nomination of the Oaktree Designees and any other
nominees proposed by the Nominating and Corporate Governance Committee), or (iv) enter into any negotiations, arrangements or understandings with any third party
with respect to any of the foregoing activities.

However, if (i) we publicly announce our intent to pursue a tender offer, merger, sale of all or substantially all of our assets or any similar transaction, which in
each such case would result in a Change of Control Transaction, or any recapitalization, restructuring, liquidation, dissolution or other extraordinary transaction involving
the Company and its subsidiaries, taken as a whole, then the Oaktree Shareholders are permitted to privately make an offer or proposal to the Board of Directors and (ii) if
the Board of Directors approves, recommends or accepts a buyout transaction with an Unaffiliated Buyer, the restrictions of the Oaktree Shareholders’ participation in
such transaction will cease to apply, except that any such actions must be discontinued upon the termination or abandonment of the applicable buyout transaction (unless
the Board of Directors determines otherwise with Disinterested Director Approval).

Limitations on Transfer; No Control Premium

For so long as Oaktree and their Affiliates in the aggregate beneficially own at least 10% of our Voting Securities, the Oaktree Shareholders and their Affiliates
have agreed not to sell any of their Common Shares to a person or group that, after giving effect to such transaction, would hold more than 20% of our outstanding Equity
Securities. Notwithstanding the foregoing, the Oaktree and their Affiliates may sell their shares in the Company to any person or Group pursuant to:

·

·

·

·

sales that have received Disinterested Director Approval;

a tender offer or exchange offer, by an Unaffiliated Buyer, that is made to all of our shareholders, so long as such offer would not result in a Change of
Control Transaction, unless the consummation of such Change of Control Transaction has received Disinterested Director Approval;

transfers to an Affiliate of the Oaktree Shareholders that is an investment fund or managed account in accordance with the Oaktree Shareholders Agreement;
and

sales in the open market (including sales conducted by a third-party underwriter, initial purchaser or broker-dealer) in which the Oaktree Shareholder or their
Affiliates do not know (and would not in the exercise of reasonable commercial efforts be able to determine) the identity of the purchaser.

For  so  long  as  the  Oaktree  Shareholders  and  their  Affiliates  in  the  aggregate  beneficially  own  at  least  10%  of  our  Voting  Securities,  neither  the  Oaktree
Shareholders nor any of their Affiliates will sell or otherwise dispose of any of their Common Shares in any Change of Control Transaction unless our other shareholders
of the Company are entitled to receive the same consideration per Common Share (with respect to the form of consideration and price), and at substantially the same time,
as the Oaktree Shareholders or their Affiliates with respect to their Common Shares in such transaction.

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Other Agreements

For so long as the Oaktree Shareholders are entitled to nominate at least one Director, all transactions involving the Oaktree Shareholders or their Affiliates, on
the one hand, and the Company or its subsidiaries, on the other hand, will require Disinterested Director Approval; provided, that Disinterested Director Approval will
not be required for (a) pro rata participation in primary offerings of our Equity Securities based on number of outstanding Voting Securities held, (b) arms-length ordinary
course business transactions of not more than $5 million in the aggregate per year with portfolio companies of the Oaktree Shareholders or investment funds or accounts
Affiliated with the Oaktree Shareholders or (c) the transactions expressly required or expressly permitted under the merger agreement relating to Heron, the Registration
Rights Agreement and the Oaktree Shareholders Agreement.

We have also agreed to waive (on behalf of itself and its subsidiaries) the application of the doctrine of corporate opportunity, or any other analogous doctrine,
with  respect  to  the  Company  and  its  subsidiaries,  to  the  Oaktree  Designees,  to  any  of  the  Oaktree  Shareholders  or  to  any  of  the  respective Affiliates  of  the  Oaktree
Designees or any of the Oaktree Shareholders. None of the Oaktree Designees, any Oaktree Shareholder or any of their respective Affiliates has any obligation to refrain
from (i) engaging in the same or similar activities or lines of business as the Company or any of its subsidiaries or developing or marketing any products or services that
compete, directly or indirectly, with those of the Company or any of its subsidiaries, (ii) investing or owning any interest publicly or privately in, or developing a business
relationship with, any Person engaged in the same or similar activities or lines of business as, or otherwise in competition with, the Company or any of its subsidiaries or
(iii)  doing  business  with  any  client  or  customer  of  the  Company  or  any  of  its  subsidiaries  (each  of  the  activities  referred  to  in  clauses  (i),  (ii)  and  (iii),  a  “Specified
Activity”). We (on behalf of the Company and its subsidiaries) have agreed to renounce any interest or expectancy in, or in being offered an opportunity to participate in,
any Specified Activity that may be presented to or become known to any Oaktree Shareholder or any of its Affiliates. However, if and to the extent that from time to time
after the closing of the Merger Mr. Petros Pappas may be considered an Affiliate of any Oaktree Shareholder, the foregoing waivers do not apply to Mr. Petros Pappas,
and  any  provisions  governing  corporate  opportunities  set  forth  in  the  Pappas  Shareholders  Agreement  with  respect  to  Mr.  Petros  Pappas  and/or  any  employment  or
services agreement between the Company and Mr. Petros Pappas control.

Certain Exclusions

The restrictions described in “Voting,” “Standstill Restrictions” and “Limitations on Transfer; No Control Premium” of this summary do not apply to portfolio
companies of the Oaktree Shareholders or their Affiliates unless Oaktree (or its successor) possesses at least 50% of the voting power of such portfolio companies or an
action of such portfolio company is taken at the express request or direction of, or in coordination with, an Oaktree Shareholder or its affiliate investment funds.

We  have  agreed  to  acknowledge  that  the  Oaktree  Shareholders  have  made  investments  and  entered  into  business  arrangements  with  Mr.  Petros  Pappas,  his
immediate family and certain affiliates thereof (immediately prior to the Merger) or their respective Affiliates (collectively, the “Pappas Investors”) outside those subject
to the Merger, and may from time to time enter into certain agreements with respect to the holding and/or disposition of Equity Securities of the Company. For purposes
of the Oaktree Shareholders Agreement, these arrangements and potential future agreements between the Oaktree Shareholders or their Affiliates, on the one hand, and
the Pappas Investors, on the other hand, will not cause (i) any Oaktree Shareholder to be deemed to be an Affiliate of, or constitute a group or beneficially own any
Equity Securities of the Company beneficially owned by, the Pappas Investors, or (ii) the Equity Securities of the Company held by the Pappas Investors to be deemed to
be subject to the provisions of the Oaktree Shareholders Agreement.

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Certain Definitions

For purposes of this description of the Oaktree Shareholders Agreement, the following definitions apply:

“Affiliate” means, with respect to any Person, another Person that directly, or indirectly through one or more intermediaries, controls, is controlled by, or is under
common control with, such first Person, where “control” for purposes of this definition means the possession, directly or indirectly, of the power to direct or cause the
direction of the management or policies of a Person, whether through the ownership of voting securities, by contract, as trustee or executor or otherwise.

“Change  of  Control  Transaction”  means  (a)  any  acquisition,  in  one  or  more  related  transactions,  by  any  Person  or  Group,  whether  by  transfer  of  Equity
Securities, merger, consolidation, amalgamation, recapitalization or equity sale (including a sale of securities by the Company) or otherwise, which has the effect of the
direct or indirect acquisition by such Person or Group of the Majority Voting Power in the Company; or (b) any acquisition by any Person or Group directly or indirectly,
in one or more related transactions, of all or substantially all of the consolidated assets of the Company and its subsidiaries (which may include, for the avoidance of
doubt, the sale or issuance of Equity Securities of one or more subsidiaries of the Company).

“Common Shares” means the shares of common stock, par value $0.01 per share, of the Company, or any other capital stock of the Company or any other Person
into  which  such  stock  is  reclassified  or  reconstituted  (whether  by  merger,  consolidation  or  otherwise)  (as  adjusted  for  any  stock  splits,  stock  dividends,  subdivisions,
recapitalizations and the like).

“Company” means Star Bulk Carriers Corp.

“Disinterested  Director  Approval”  means,  with  respect  to  any  transaction  or  conduct  requiring  such  approval  pursuant  to  this  Agreement,  the  approval  of  a
majority of the Disinterested Directors with respect to such transaction or conduct (and the quorum requirements set forth in the charter or bylaws of the Company shall
be reduced to exclude any Directors that are not Disinterested Directors for purposes of such approval).

“Disinterested Directors” means any Directors who (a) are not Oaktree Designees and (b) do not have any material business, financial or familial relationship
with a party (other than the Company or its subsidiaries) to the transaction or conduct that is the subject of the approval being sought. Notwithstanding the foregoing,
Petros  Pappas  shall  not  constitute  an  Oaktree  Designee  (other  than  for  purposes  of  the  election  of  directors,  the  standstill  obligations  and  the  transfer  limitations
applicable to the Oaktree Shareholders and their Affiliates), and the existing agreements and potential future arrangements with respect to the holding and/or disposition
of  Equity  Securities  between  the  Pappas  Investors  and  the  Oaktree  Shareholders  shall  not  disqualify  Petros  Pappas  or  other  Pappas  Investors  from  constituting  a
Disinterested Director for purposes of this Agreement (with certain exceptions).

“Equity Securities” means, with respect to any entity, all forms of equity securities in such entity or any successor of such entity (however designated, whether
voting  or  non-voting),  all  securities  convertible  into  or  exchangeable  or  exercisable  for  such  equity  securities,  and  all  warrants,  options  or  other  rights  to  purchase  or
acquire from such entity or any successor of such entity, such equity securities, or securities convertible into or exchangeable or exercisable for such equity securities,
including, with respect to the Company, the Common Shares and Preferred Shares.

“Excluded Matter” includes each of the following:

(a)        any vote of the shareholders in connection with a Change of Control Transaction with an Unaffiliated Buyer; provided, however,  that  if  the
Oaktree Shareholders or their Affiliates are voting in support of such Change of Control Transaction, then such vote shall constitute an Excluded Matter only if
such Change of Control Transaction has received the Disinterested Director Approval; and

(b)                any  vote  of  the  shareholders  in  connection  with  (i)  an  amendment  to  the  charter  or  bylaws  of  the  Company  or  (ii)  the  dissolution  of  the
Company;  provided,  however,  that  if  the  Oaktree  Shareholders  or  their  Affiliates  are  voting  in  support  of  such  matter  in  either  case,  then  such  vote  shall
constitute an Excluded Matter only if such matter has received the Disinterested Director Approval.

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“Majority Voting Power” means, with respect to any Person, either (a) the power to elect or direct the election of a majority of the Board of Directors or other

similar body of such Person or (b) direct or indirect beneficial ownership of Equity Securities representing more than 39% of the Voting Securities of such Person.

“Other Large Holder” means, with respect to any matter in which the shareholders are entitled to vote or consent, any Person or Group that is not an Oaktree
Shareholder, an Affiliate of an Oaktree Shareholder or a Group that includes any of the foregoing; provided, however, that if the Oaktree Shareholders, on the one hand,
and the Pappas Investors, on the other hand, are entitled to vote on or consent to such matter and a majority of the Voting Securities held by the Pappas Investors are
voting  on  or  consenting  to  such  matter  in  the  same  manner  as  a  majority  of  the  Voting  Securities  held  by  the  Oaktree  Shareholders  (i.e.,  both  positions  of  Voting
Securities  are  “for”  or  both  positions  of  Voting  Securities  are  “against”),  then  an  “Other  Large  Holder”  shall  mean  any  Person  or  Group  that  is  not  an  Oaktree
Shareholder, a Pappas Investor, an Affiliate of either of the foregoing or a Group that includes any of the foregoing.

“Other  Large  Holder  Effective  Voting  Percentage”  means,  with  respect  to  an  Other  Large  Holder  as  of  the  record  date  for  the  determination  of  shareholders
entitled to vote or consent to any matter, the ratio (expressed as a percentage) of (a) the sum of (i) the number of Voting Securities of the Company beneficially owned by
such Other Large Holder as of such record date, plus (ii) the product of (x) the excess (if any) of the number of Voting Securities of the Company beneficially owned in
the aggregate by the Oaktree Shareholders and their Affiliates as of such record date, over the number of Voting Securities of the Company that is equal to the product of
the total number of Voting Securities of the Company outstanding as of such record date, multiplied by the Voting Cap Percentage applicable with respect to such matter,
multiplied by (y) a percentage equal to (I) the number of Voting Securities of the Company beneficially owned by such Other Large Holder as of such record date, divided
by (II) the number of Voting Securities of the Company beneficially owned by all shareholders (other than the Oaktree Shareholders and their Affiliates) as of such record
date and with respect to which a vote was cast or consent given (for or against) in respect of such matter, divided by (b) the total number of Voting Securities of the
Company outstanding as of such record date.

“Person” means an association, a corporation, an individual, a partnership, a limited liability company, a trust or any other entity or organization, including a

Governmental Authority.

“Preferred Shares”  means  the  shares  of  preferred  stock,  par  value  $0.01  per  share,  of  the  Company,  or  any  other  capital  stock  of  the  Company  or  any  other
Person  into  which  such  stock  is  reclassified  or  reconstituted  (whether  by  merger,  consolidation  or  otherwise)  (as  adjusted  for  any  stock  splits,  stock  dividends,
subdivisions, recapitalizations and the like).

“Unaffiliated Buyer” means any Person other than (a) an Oaktree Shareholder, (b) an Affiliate of an Oaktree Shareholder, (c) any Person or Group in which an
Oaktree Shareholder and/or any of its Affiliates has, at the applicable time of determination, Equity Securities of at least $100 million (whether or not such Person or
Group is deemed to be an Affiliate of an Oaktree Shareholder) (provided that this clause (c) shall not be applicable for purposes of Section 4.2 hereof) and (d) a Group
that includes any of the foregoing.

“Voting Cap” means, as of any date of determination, the number of Voting Securities of the Company equal to the product of (a) the total number of outstanding

Voting Securities of the Company as of such date multiplied by (b) the Voting Cap Percentage as of such date.

“Voting  Cap  Maximum”  means,  as  of  any  date  of  determination,  a  percentage  equal  to  the  Other  Large  Holder  Effective  Voting  Percentage  as  of  such
date  multiplied  by  110%;  provided,  that  if  the  Voting  Cap  Percentage  obtained  by  applying  such  Voting  Cap  Maximum  would  exceed  39%,  then  the  Voting  Cap
Maximum shall equal the greater of (a) the sum of the Other Large Holder Effective Voting Percentage as of such date plus 1% and (b) 39%.

“Voting Cap Percentage” means 33%; provided, however, that if as of the record date for the determination of shareholders entitled to vote or consent to any
matter, an Other Large Holder beneficially owns greater than 15% of the outstanding Voting Securities of the Company (the “Voting Cap Threshold”), then, subject to the
next proviso, for every 1% of outstanding Voting Securities of the Company beneficially owned by such Other Large Holder in excess of the Voting Cap Threshold, the
Voting  Cap  Percentage  shall  be  increased  by  2%;  provided further, however,  that  the  Voting  Cap  Percentage  shall  not  exceed  a  percentage  equal  to  the  Voting  Cap
Maximum as of such record date. For the avoidance of doubt, if multiple Other Large Holders beneficially own more than 15% of the outstanding Voting Securities of the
Company,  the  Voting  Cap  Percentage  shall  be  adjusted  in  relation  to  that  Other  Large  Holder  having  the  greatest  beneficial  ownership  of  Voting  Securities  of  the
Company.

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“Voting Securities” means, with respect to any entity as of any date, all forms of Equity Securities in such entity or any successor of such entity with voting
rights as of such date, other than any such Equity Securities held in treasury by such entity or any successor or subsidiary thereof, including, with respect to the Company,
Common Shares and Preferred Shares (in each case to the extent (a) entitled to voting rights and (b) issued and outstanding and not held in treasury by the Company or
owned by subsidiaries of the Company).

Pappas Shareholders Agreement

The  following  is  a  summary  of  the  material  terms  of  the  Pappas  Shareholders  Agreement.  Capitalized  terms  that  are  used  in  this  description  of  the  Pappas

Shareholders Agreement but not otherwise defined below have the meanings ascribed to them under the caption, “Certain Definitions.”

General

The Pappas Shareholders Agreement, which entered into effect on July 11, 2014, upon the closing of the Merger, governs the ownership interest of Mr. Petros
Pappas and his children, Ms. Milena-Maria Pappas (one of our former directors) and Mr. Alexandros Pappas, and entities affiliated to them (“Pappas Shareholders”) in
the Company following consummation of the Merger. Based upon the number of our shares outstanding as of February 16, 2022, the Pappas Shareholders beneficially
own approximately 3.6% of our total issued and outstanding common shares of the Company.

Voting

At any meeting of our shareholders, the Pappas Shareholders have agreed to (and have agreed to cause their Affiliates to) vote, or cause to be voted, or exercise
their rights to consent (or cause their rights to consent to be exercised) with respect to, all of our shares beneficially owned by them (and which are entitled to vote on
such matter) in excess of the Voting Cap as of the record date for the determination of our shareholders entitled to vote or consent to such matter, with respect to each
matter on which our shareholders are entitled to vote or consent, in the same proportion (for or against) as all shares owned by other of our shareholders.

Except  as  described  below,  in  any  election  of  directors  to  the  Board  of  Directors,  the  Pappas  Shareholders  have  agreed  to  (and  have  agreed  to  cause  their
Affiliates to) vote, or cause to be voted, or exercise their rights to consent (or cause their rights to consent to be exercised) with respect to, all of our shares beneficially
owned by them (and which are entitled to vote on such matter) in favor of the slate of nominees approved by the Nominating and Corporate Governance Committee.

At any Contested Election following the later of (i) the date on which Mr. Petros Pappas ceases to be our Chief Executive Officer or (ii) the date on which Mr.
Petros Pappas ceases to be a Director, the Pappas Shareholders have agreed to (and have agreed to cause their Affiliates to) vote, or cause to be voted, or exercise their
rights  to  consent  (or  cause  their  rights  to  consent  to  be  exercised)  with  respect  to,  all  shares  beneficially  owned  by  them  in  excess  of  the  Voting  Cap  in  the  same
proportion (for or against) as all shares owned by other of our shareholders.

Standstill Restrictions

Under the terms of the Pappas Shareholders Agreement, until the Pappas Shareholders Agreement is terminated, neither the Pappas Shareholders nor any of their
Affiliates  will  in  any  manner,  directly  or  indirectly,  (i)  enter  into  any  tender  or  exchange  offer,  merger,  acquisition  transaction  or  other  business  combination  or  any
recapitalization,  restructuring,  liquidation,  dissolution  or  other  extraordinary  transaction  involving  the  Company,  (ii)  make,  or  in  any  way  participate,  directly  or
indirectly, in any solicitations of proxies, consents or authorizations to vote, or seek to influence any Person other than the Pappas Shareholders with respect to the voting
of, any Voting Securities of the Company or any of its Subsidiaries (other than with respect to the nomination of any nominees

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proposed  by  the  Nominating  and  Corporate  Governance  Committee),  (iii)  otherwise  act,  alone  or  in  concert  with  third  parties,  to  seek  to  control  or  influence  the
management,  Board  of  Directors  or  policies  of  the  Company  or  any  of  its  Subsidiaries  (other  than  with  respect  to  the  nomination  of  any  nominees  proposed  by  the
Nominating and Corporate Governance Committee), (iv) otherwise act, alone or in concert with third parties, to seek to control or influence the management, Board of
Directors or policies of the Company or any of its Subsidiaries (other than with respect to the nomination of any nominees proposed by the Nominating and Corporate
Governance Committee), or (v) enter into any negotiations, arrangements or understandings with any third party with respect to any of the foregoing activities. However,
if (i) we publicly announce our intent to pursue a tender offer, merger, sale of all or substantially all of our assets, then the Pappas Shareholders will be permitted to
privately  make  an  offer  or  proposal  to  the  Board  of  Directors  and  (ii)  if  the  board  of  directors  approves,  recommends  or  accepts  a  buyout  transaction  the  standstill
restrictions of the Pappas Shareholders’ participation in such transaction will cease to apply until such buyout transaction is terminated or abandoned and will become
applicable again upon any such termination or abandonment (unless the Board of Directors determines otherwise with Disinterested Director Approval).

No Aggregation with Oaktree

We have agreed to acknowledge that the Pappas Shareholders have made investments and entered into business arrangements with the Oaktree Shareholders
outside those subject to the Merger, and may from time to time enter into certain agreements with respect to the holding and/or disposition of Equity Securities of the
Company. For purposes of the Pappas Shareholders Agreement, these arrangements and potential future agreements between the Pappas Shareholders and the Oaktree
Shareholders will not cause (i) any Pappas Shareholder to be deemed to be an Affiliate of, or constitute a group or beneficially own of our Equity Securities beneficially
owned  by,  the  Oaktree  Shareholders,  or  (ii)  our  Equity  Securities  held  by  the  Oaktree  Shareholders  to  be  deemed  to  be  subject  to  the  provisions  of  the  Pappas
Shareholders Agreement.

Other Agreements

All  transactions  involving  the  Pappas  Shareholders  or  their  Affiliates,  on  the  one  hand,  and  the  Company  or  its  Subsidiaries,  on  the  other  hand,  will  require
Disinterested  Director  Approval;  provided,  that  Disinterested  Director  Approval  will  not  be  required  for  pro  rata  participation  in  primary  offerings  of  our  Equity
Securities based on number of outstanding Voting Securities held.

Corporate Opportunity

From and after the date of the Pappas Shareholders Agreement and through and including the earliest of (x) the date of termination of the Pappas Shareholders
Agreement, (y) the 36-month anniversary of the date of the Pappas Shareholders Agreement and (z) the date that Petros Pappas ceases to be our Chief Executive Officer,
if a Pappas Shareholder (or any Affiliate thereof) acquires knowledge of a potential dry bulk transaction or dry bulk matter which may, in such Pappas Shareholder’s good
faith judgment, be a business opportunity for both such Pappas Shareholder and the Company (subject to certain exceptions), such Pappas Shareholder (and its Affiliate)
has  the  duty  to  promptly  communicate  or  offer  such  opportunity  to  the  Company.  If  we  do  not  notify  the  applicable  Pappas  Shareholder  within  five  business  days
following receipt of such communication or offer that it is interested in pursuing or acquiring such opportunity for itself, then such Pappas Shareholder (or its Affiliate)
will be entitled to pursue or acquire such opportunity for itself.

Termination

The Pappas Shareholders Agreement will terminate upon the earlier of (a) a liquidation, winding-up or dissolution of the Company and (b) the later of (x) such
time as the Pappas Shareholders and their Affiliates in the aggregate beneficially own less than 5% of the outstanding our Voting Securities and (y) the date that is six
months following the later of (i) the date Petros Pappas ceases to be the Chief Executive Officer or (ii) the date Mr. Petros Pappas ceases to be a Director.

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Certain Definitions

For purposes of this description of the Pappas Shareholders Agreement, the following definitions apply:

“Affiliate” means, with respect to any Person, another Person that directly, or indirectly through one or more intermediaries, controls, is controlled by, or is under
common control with, such first Person, where “control” means the possession, directly or indirectly, of the power to direct or cause the direction of the management or
policies of a Person, whether through the ownership of voting securities, by contract, as trustee or executor or otherwise.

“beneficial owner” means a “beneficial owner”, as such term is defined in Rule 13d-3 under the Exchange Act; “beneficially own”, “beneficial ownership” and

related terms shall have the correlative meanings.

“Company” means Star Bulk Carriers Corp.

“Contested  Election”  means  an  election  of  Directors  to  the  Board  of  Directors  where  one  or  more  members  of  the  slate  of  nominees  put  forward  by  the

Nominating and Corporate Governance Committee is being opposed by one or more competing nominees.

“Disinterested  Director  Approval”  means  the  approval  of  a  majority  of  the  Disinterested  Directors  (and  the  quorum  requirements  set  forth  in  the  Charter  or

bylaws of the Company shall be reduced to exclude any Directors that are not Disinterested Directors for purposes of such approval).

“Disinterested Directors” means any Directors who (a) are not Petros Pappas, any other Pappas Shareholder or any Affiliate of any Pappas Shareholder and (b)
do not have any material business, financial or familial relationship with a party (other than the Company or its Subsidiaries) to the transaction or conduct that is the
subject of the approval being sought. Notwithstanding the foregoing, the agreements and relationships between the Pappas Shareholders and the Oaktree Shareholders
shall not disqualify any Director designated by Oaktree from constituting a Disinterested Director (except if any such Oaktree designee is Mr. Petros Pappas, any Pappas
Shareholder  or  any  Affiliate  thereof).  Notwithstanding  anything  to  the  contrary  in  the  foregoing,  any  Oaktree  designee  shall  be  disqualified  from  constituting  a
Disinterested Director for purposes of the standstill provision.

“Equity Securities” means, with respect to any entity, all forms of equity securities in such entity or any successor of such entity (however designated, whether
voting  or  non-voting),  all  securities  convertible  into  or  exchangeable  or  exercisable  for  such  equity  securities,  and  all  warrants,  options  or  other  rights  to  purchase  or
acquire from such entity or any successor of such entity, such equity securities, or securities convertible into or exchangeable or exercisable for such equity securities,
including, with respect to the Company, the Common Shares and Preferred Shares.

“Voting Cap” means, as of any date of determination, the number of Voting Securities of the Company equal to the product of (a) the total number of outstanding

Voting Securities of the Company as of such date multiplied by (b) 14.9%.

Registration Rights Agreement and Related Registration Statements

On July 11, 2014, Oaktree, affiliates of Mr. Petros Pappas and Monarch entered into the Registration Rights Agreement. The Registration Rights Agreement
provides Oaktree with certain demand registration rights and provides Oaktree and affiliates of Mr. Petros Pappas with certain shelf registration rights in respect of any of
our common shares held by them, subject to certain conditions, including those shares acquired in July 2014. In addition, in the event that we register additional common
shares for sale to the public, we are required to give notice to Oaktree and affiliates of Mr. Petros Pappas of our intention to effect such registration and, subject to certain
limitations, we are required to include our common shares held by those holders in such registration.

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We are required to bear the registration expenses, other than underwriting discounts and commissions and transfer taxes, if any, attributable to the sale of any
holder’s  securities  pursuant  to  the  Registration  Rights  Agreement.  The  Registration  Rights  Agreement  includes  customary  indemnification  provisions  in  favor  of  the
shareholders party thereto, any person who is or might be deemed a control person (within the meaning of the Securities Act, and the Exchange Act and related parties
against certain losses and liabilities (including reasonable costs of investigation and legal expenses) arising out of or relating to any filing or other disclosure made by us
under the securities laws relating to any such registration.

In 2018, the Registration Rights Agreement was amended in conjunction with the Augustea Vessel Acquisition to add Augustea and York as parties.

All ongoing and future transactions between us and any of our officers and directors or their respective affiliates, including loans by our officers and directors, if
any, will be on terms believed by us to be no less favorable than are available from unaffiliated third parties, and such transactions or loans, including any forgiveness of
loans, will require prior approval, in each instance by a majority of our uninterested “independent” directors or the members of our Board of Directors who do not have
an interest in the transaction, in either case who had access, at our expense, to our attorneys or independent legal counsel.

C.       Interests of Experts and Counsel

Not Applicable.

Item 8.

Financial Information

A.       Consolidated statements and other financial information.

See Item 18. “Financial Statements.”

Legal Proceedings

We have not been involved in any legal proceedings which we believe may have, or have had, a significant effect on our business, financial position, results of
operations or liquidity, nor are we aware of any proceedings that are pending or threatened which we believe may have a significant effect on our business, financial
position,  and  results  of  operations  or  liquidity.  From  time  to  time,  we  may  be  subject  to  legal  proceedings  and  claims  in  the  ordinary  course  of  business,  principally
personal injury and property casualty claims. We expect that these claims would be covered by insurance, subject to customary deductibles. Those claims, even if lacking
merit, could result in the expenditure of significant financial and managerial resources.

Dividend Policy

The  declaration  and  payment  of  dividends  will  be  subject  at  all  times  to  the  discretion  of  our  Board  of  Directors.  The  timing  and  amount  of  dividends  will
depend on our dividend policy, earnings, financial condition, cash requirements and availability, fleet renewal and expansion, restrictions in our loan agreements, if any,
the provisions of Marshall Islands law affecting the payment of dividends and other factors. Marshall Islands law generally prohibits the payment of dividends other than
from surplus or while a company is insolvent, or would be rendered insolvent upon the payment of such dividends, or if there is no surplus, dividends may be declared or
paid out of net profits for the fiscal year in which the dividend is declared, and for the preceding fiscal year.

We believe that, under current law, our dividend payments from earnings and profits would constitute “qualified dividend income” and as such will generally be
subject to a preferential United States federal income tax rate (subject to certain conditions) with respect to non-corporate individual shareholders. Distributions in excess
of our earnings and profits will be treated first as a non-taxable return of capital to the extent of a United States shareholder’s tax basis in its common stock on a Dollar-
for-Dollar basis and thereafter as capital gain. Please see “Item 10. Additional Information—E. Taxation” for additional information relating to the tax treatment of our
dividend payments.

Currently, we are able under our financing agreements to pay dividend unless an event of default has occurred.

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In November 2019, our Board of Directors established a dividend policy, which was updated in May 2021, pursuant to which our Board of Directors intends to
declare a dividend in each of February, May, August and November in an amount equal to (a) our Total Cash Balance minus (b) the product of (i) the Minimum Cash
Balance per Vessel and (ii) the Number of Vessels.

“Total Cash Balance” means (a) the aggregate amount of cash on our balance sheet as of the last day of the quarter preceding the relevant dividend declaration
date minus (b) any proceeds received by us from vessel sales, or additional proceeds from vessel refinancing arrangements or securities offerings in the last 12 months
that have been earmarked for share repurchases, debt prepayment, vessel acquisitions and general corporate purposes.

“Minimum Cash Balance per Vessel” means:

a.

b.

c.

d.

$1.40 million for March 31, 2021;

$1.65 million for June 30, 2021;

$1.90 million for September 30, 2021;

$2.10 million for December 31, 2021; and thereafter.

“Number of Vessels” means the total number of vessels owned by us, or that are subject to sale and leaseback transactions and finance leases, as of the last day

of the quarter preceding the relevant dividend declaration date.

Any  future  dividends  remain  subject  to  approval  of  our  Board  of  Directors  each  quarter  after  its  review  of  our  financial  performance  and  will  depend  upon
various  factors,  including  but  not  limited  to  the  prevailing  charter  market  conditions,  capital  requirements,  limitations  under  our  credit  agreements  and  applicable
provisions of Marshall Islands law. There can be no assurance that our Board of Directors will declare any dividend in the future.

Pursuant to our dividend policy prevailing at each time, in November  2019 and February  2020, our Board of Directors declared a cash dividend of $0.05 per
share for each of the third and fourth quarter of 2019, respectively. In addition, in May 2021, August 2021, November 2021 and February 2022 our Board declared a cash
dividend  of  $0.30,  $0.70,  $1.25  and  $2.00  per  share  for  the  first,  second,  third  and  fourth  quarter  of  2021,  respectively.  As  a  result,  an  amount  of  $4.8  million,
$4.8 million and $230.5 million was paid in 2019, 2020 and 2021, respectively, while an amount of approximately $205 million is expected to be paid on or about March
15, 2022..

B.       Significant Changes.

There have been no significant changes since the date of the annual consolidated financial statements included in this annual report, other than those described in

Note 18 “Subsequent events” of our annual consolidated financial statements.

Item 9.

The Offer and Listing

A.       Offer and Listing Details

Our common shares are traded on the Nasdaq Global Select Market under the symbol “SBLK.”

B.       Plan of Distribution

Not applicable.

C.       Markets

Our common shares are traded on the Nasdaq Global Select Market under the symbol “SBLK.”

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D.       Selling Shareholders

Not applicable.

E.       Dilution

Not applicable.

F.       Expenses of the Issue

Not applicable.

Item 10.

Additional Information

A.       Share Capital

Not Applicable.

B.       Memorandum and Articles of Association

Our Articles of Incorporation were filed as Exhibit 3.1 to our Report on Form 6-K filed with the Commission on June 23, 2016 and are incorporated by reference

into Exhibit 1.1 to this annual report.

Under our Articles of Incorporation, our authorized capital stock consists of 325,000,000 registered shares of stock:

o

o

300,000,000 common shares, par value $0.01 per share; and

25,000,000 preferred shares, par value $0.01 per share.

Our Board of Directors shall have the authority to issue all or any of the preferred shares in one or more classes or series with such voting powers, designations,
preferences and relative, participating, optional or special rights and qualifications, limitations or restrictions as shall be stated in the resolutions providing for the issue of
such class or series of preferred shares.

As of February 16, 2022, we had 102,294,758 common shares issued and outstanding. No preferred shares are issued or outstanding.

In  addition,  our  Articles  of  Incorporation  grant  the  Chairman  of  our  Board  of  Directors  a  tie-breaking  vote  in  the  event  the  directors’  vote  is  evenly  split  or

deadlocked on a matter presented for vote.

Our Articles of Incorporation and Bylaws

Our purpose, as stated in Section B of our Articles of Incorporation, is to engage in any lawful act or activity for which corporations may now or hereafter be

organized under the Marshall Islands Business Corporations Act.

Directors

Our directors are elected by a majority of the votes cast by shareholders entitled to vote in an election. Our Articles of Incorporation provide that cumulative
voting shall not be used to elect directors. Our Board of Directors must consist of at least three members. The exact number of directors is fixed by a vote of at least
662/3% of the entire Board of Directors. Our Articles of Incorporation provide for a staggered Board of Directors whereby directors shall be divided into three classes:
Class  A,  Class  B  and  Class  C,  which  shall  be  as  nearly  equal  in  number  as  possible.  Shareholders,  acting  as  at  a  duly  constituted  meeting,  or  by  unanimous  written
consent of all shareholders, initially designated directors as Class A, Class B or Class C with only one class of directors being elected in each year and following the
initial term for each such class, each class will serve a three-year term. The terms of our Board of Directors are as follows: (i) the term of our Class A directors expires in
2023; (ii) the term of our Class B directors expires in 2024; and (iii) the term of our Class C directors expires on May 11, 2022. Each director serves his or her respective
term of office until his or her successor has been elected and qualified, except in the event of his or her death, resignation, removal or the earlier termination of his or her
term of office. Our Board of Directors has the authority to fix the amounts which shall be payable to the members of the Board of Directors for attendance at any meeting
or for services rendered to us.

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Shareholder Meetings

Under our Bylaws, annual shareholder meetings will be held at a time and place selected by our Board of Directors. The meetings may be held in or outside of
the Marshall Islands. Special meetings may be called at any time by the Board of Directors, or by the Chairman of the Board of Directors or by the President. No other
person is permitted to call a special meeting and no business may be conducted at the special meeting other than business brought before the meeting by the Board of
Directors, the Chairman of the Board of Directors or the President. Under the MIBCA, our Board of Directors may set a record date between 15 and 60 days before the
date of any meeting to determine the shareholders that will be eligible to receive notice and vote at the meeting.

Dissenters’ Rights of Appraisal and Payment

Under the MIBCA, our shareholders have the right to dissent from various corporate actions, including any merger or consolidation, sale of all or substantially
all of our assets not made in the usual course of our business, and receive payment of the fair value of their shares. However, the right of a dissenting shareholder to
receive  payment  of  the  appraised  fair  value  of  his  shares  is  not  available  under  the  MIBCA  for  the  shares  of  any  class  or  series  of  stock,  which  shares  or  depository
receipts in respect thereof, at the record date fixed to determine the shareholders entitled to receive notice of and to vote at the meeting of the shareholders to act upon the
agreement of merger or consolidation, were either (i) listed on a securities exchange or admitted for trading on an interdealer quotation system or (ii) held of record by
more than 2,000 holders. In the event of any further amendment of our Articles of Incorporation, a shareholder also has the right to dissent and receive payment for his or
her shares if the amendment alters certain rights in respect of those shares. The dissenting shareholder must follow the procedures set forth in the MIBCA to receive
payment. In the event that we and any dissenting shareholder fail to agree on a price for the shares, the MIBCA procedures involve, among other things, the institution of
proceedings in the High Court of the Republic of the Marshall Islands or in any appropriate court in any jurisdiction in which our shares are primarily traded on a local or
national securities exchange.

Shareholders’ Derivative Actions

Under the MIBCA, any of our shareholders may bring an action in our name to procure a judgment in our favor, also known as a derivative action, provided that
the shareholder bringing the action is a holder of common shares both at the time the derivative action is commenced and at the time of the transaction to which the action
relates.

Indemnification of Officers and Directors

Our Bylaws include a provision that entitles any our directors or officers to be indemnified by us upon the same terms, under the same conditions and to the
same extent as authorized by the MIBCA if the director or officer acted in good faith and in a manner reasonably believed to be in and not opposed to our best interests,
and with respect to any criminal action or proceeding, had no reasonable cause to believe his or her conduct was unlawful.

We are also authorized to carry directors’ and officers’ insurance as a protection against any liability asserted against our directors and officers acting in their
capacity  as  directors  and  officers  regardless  of  whether  we  would  have  the  power  to  indemnify  such  director  or  officer  against  such  liability  by  law  or  under  the
provisions of our Bylaws. We believe that these indemnification provisions and insurance are useful to attract and retain qualified directors and executive officers.

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The indemnification provisions in our Bylaws may discourage shareholders from bringing a lawsuit against directors for breach of their fiduciary duty. These
provisions  may  also  have  the  effect  of  reducing  the  likelihood  of  derivative  litigation  against  directors  and  officers,  even  though  such  an  action,  if  successful,  might
otherwise benefit us and our shareholders.

Anti-Takeover Provisions of our Charter Documents

Several  provisions  of  our  Articles  of  Incorporation  and  our  Bylaws  may  have  anti-takeover  effects.  These  provisions  are  intended  to  avoid  costly  takeover
battles, lessen our vulnerability to a hostile change of control and enhance the ability of our Board of Directors to maximize shareholder value in connection with any
unsolicited  offer  to  acquire  us.  However,  these  anti-takeover  provisions,  which  are  summarized  below,  could  also  discourage,  delay  or  prevent  (1)  the  merger  or
acquisition of our company by means of a tender offer, a proxy contest or otherwise, that a shareholder may consider in its best interest, and (2) the removal of incumbent
officers and directors.

Blank Check Preferred Stock

Under the terms of our Articles of Incorporation, our Board of Directors has authority, without any further vote or action by our shareholders, to issue up to
25,000,000  shares  of  blank  check  preferred  stock.  Our  Board  of  Directors  may  issue  shares  of  preferred  stock  on  terms  calculated  to  discourage,  delay  or  prevent  a
change of control of our company or the removal of our management.

Classified Board of Directors

Our Articles of Incorporation provide for a Board of Directors serving staggered, three-year terms. Approximately one-third of our Board of Directors will be
elected each year. The classified provision for the Board of Directors could discourage a third party from making a tender offer for our shares or attempting to obtain
control of our company. It could also delay shareholders who do not agree with the policies of the Board of Directors from removing a majority of the Board of Directors
for two years.

Election and Removal of Directors

Our  Articles  of  Incorporation  prohibit  cumulative  voting  in  the  election  of  directors.  Our  Articles  of  Incorporation  also  require  shareholders  to  give  advance
written notice of nominations for the election of directors. Our Articles of Incorporation further provide that our directors may be removed only for cause and only upon
affirmative vote of the holders of at least 70% of our outstanding voting shares. These provisions may discourage, delay or prevent the removal of incumbent officers and
directors.

Limited Actions by Shareholders

Our Bylaws provide that if a quorum is present, and except as otherwise expressly provided by law, the affirmative vote of a majority of the common shares
represented at the meeting shall be the act of the shareholders. Shareholders may act by way of written consent in accordance with the provisions of Section 67 of the
MIBCA.

Advance Notice Requirements for Shareholder Proposals and Director Nominations

Our Articles of Incorporation provide that shareholders seeking to nominate candidates for election as directors or to bring business before an annual meeting of
shareholders must provide timely notice of their proposal in writing to the corporate secretary. Generally, to be timely, a shareholder’s notice must be received at our
principal  executive  offices  not  less  than  120  days  nor  more  than  180  days  prior  to  the  one-year  anniversary  of  the  preceding  year’s  annual  meeting.  Our  Articles  of
Incorporation also specify requirements as to the form and content of a shareholder’s notice. These provisions may impede shareholders’ ability to bring matters before an
annual meeting of shareholders or make nominations for directors at an annual meeting of shareholders.

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C.       Material Contracts

During  the  years  ended  December  31,  2020  and  2021  and  as  of  December  31,  2021,  we  were  a  party  to  the  Oaktree  Shareholders  Agreement,  the  Pappas
Shareholders Agreement  and  to  registration  rights  agreements  with  Oaktree  and  affiliates  of  Mr.  Petros  Pappas.  For  a  discussion  of  these  agreements,  please  see  the
section of this annual report entitled “Item 7. Major Shareholders and Related Party Transactions—B. Related Party Transactions.” Such description is not intended to be
complete and reference is made to the contract itself which is an exhibit to this annual report on Form 20-F.

We have no other material contracts, other than contracts entered into in the ordinary course of business, to which we are a party.

D.       Exchange Controls

Under the laws of the Marshall Islands, Liberia, Cyprus, Malta, Singapore, British Virgin Islands and Germany, which are the countries of incorporation of the
Company  and  its  subsidiaries,  there  are  currently  no  restrictions  on  the  export  or  import  of  capital,  including  foreign  exchange  controls  or  restrictions  that  affect  the
remittance of dividends, interest or other payments to non-resident holders of our common shares.

E.       Taxation

The  following  is  a  discussion  of  the  material  Marshall  Islands  and  U.S.  federal  income  tax  regimes  relevant  to  an  investment  decision  with  respect  to  our

common shares.

In addition to the tax consequences discussed below, we may be subject to tax in one or more other jurisdictions, including Greece, Cyprus, Malta, Singapore

and Germany, where we conduct activities. We expect that our tax exposure in these jurisdictions is immaterial.

Marshall Islands Tax Consequences

We are incorporated in the Marshall Islands. Under current Marshall Islands law, we are not subject to tax on income or capital gains, and no Marshall Islands

withholding tax will be imposed upon payments of dividends by us to our shareholders.

Material United States Federal Income Tax Considerations

The  following  is  a  discussion  of  the  material  U.S.  federal  income  tax  consequences  to  us  of  our  activities  and  to  our  shareholders  of  the  ownership  and
disposition of our common shares. This discussion is not a complete analysis or listing of all of the possible tax consequences to our shareholders of the ownership and
disposition of our common shares and does not address all tax considerations that might be relevant to particular holders in light of their personal circumstances or to
persons that are subject to special tax rules. In particular, the information set forth below deals only with shareholders that will hold common shares as capital assets for
U.S. federal income tax purposes (generally, property held for investment) and that do not own, and are not treated as owning, at any time, 10% or more of the value of
our stock or 10% or more of the total combined voting power of all classes of our stock entitled to vote. In addition, this description of the material U.S. federal income
tax consequences does not address the tax treatment of special classes of shareholders, such as (i) financial institutions, (ii) regulated investment companies, (iii) real
estate  investment  trusts,  (iv)  tax-exempt  entities,  (v)  insurance  companies,  (vi)  persons  holding  the  common  shares  as  part  of  a  hedging,  integrated  or  conversion
transaction, constructive sale or “straddle,” (vii) persons that acquired common shares through the exercise or cancellation of employee stock options or otherwise as
compensation  for  their  services,  (viii)  U.S.  expatriates,  (ix)  persons  subject  to  the  alternative  minimum  tax,  the  “base  erosion  and  anti-avoidance”  tax  or  the  net
investment income tax, (x) dealers or traders in securities or currencies, (xi) persons required to recognize income for U.S. federal income tax purposes no later than when
such income is reported on an “applicable financial statement” and (xii) U.S. shareholders whose functional currency is not the U.S. dollar. You are encouraged to consult
your own tax advisors concerning the overall tax consequences arising in your own particular situation under U.S. federal, state, local or non-U.S. law of the ownership of
our common shares.

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U.S. Federal Income Tax Considerations

The following is a discussion of the material U.S. federal income tax consequences to us of our activities and to U.S. Holders and Non-U.S. Holders (each as

defined below) of the ownership and disposition of our common shares.

The following discussion is based upon the Internal Revenue Code of 1986, as amended (the “Code”), U.S. judicial decisions, administrative pronouncements
and existing and proposed Treasury Regulations, all as in effect as of the date hereof. All of the preceding authorities are subject to change, possibly with retroactive
effect, so as to result in U.S. federal income tax consequences different from those discussed below. We have not requested, and will not request, a ruling from the U.S.
Internal Revenue Service (the “IRS”) with respect to any of the U.S. federal income tax consequences described below, and as a result there can be no assurance that the
IRS will not disagree with or challenge any of the conclusions we have reached and describe herein.

This summary does not address estate and gift tax consequences or tax consequences under any state, local or non-U.S. laws.

U.S. Federal Income Taxation of the Company

U.S. Tax Classification of the Company

We are treated as a corporation for U.S. federal income tax purposes. As a result, U.S. Holders will not be directly subject to U.S. federal income tax on our

income, but rather will be subject to U.S. federal income tax on distributions received from us and dispositions of common shares as described below.

U.S. Federal Income Taxation of Operating Income: In General

We anticipate that we will earn substantially all our income from the hiring or leasing of vessels for use mostly on a voyage or time charter basis or from the

performance of services directly related to those uses, all of which we refer to as “shipping income.”

Unless a non-U.S. corporation qualifies for an exemption from U.S. federal income taxation under Section 883 of the Code, such corporation will be subject to
U.S. federal income taxation on its “shipping income” that is treated as derived from sources within the United States. For U.S. federal income tax purposes, 50% of
shipping income that is attributable to transportation that begins or ends, but that does not both begin and end, in the United States constitutes income from sources within
the United States (“United States source gross transportation income” or “USSGTI”), and, in the absence of exemption from tax under Section 883 of the Code, such
USSGTI generally will be subject to a 4% U.S. federal income tax imposed without allowance for deductions.

Shipping income of a non-U.S. corporation attributable to transportation that both begins and ends in the United States is considered to be derived entirely from
sources within the United States. However, U.S. law prohibits non-U.S. corporations, such as us, from engaging in transportation that produces income considered to be
derived entirely from U.S. sources.

Shipping income of a non-U.S. corporation attributable to transportation exclusively between two non-U.S. ports will be considered to be derived entirely from
sources  outside  the  United  States.  Shipping  income  of  a  non-U.S.  corporation  derived  from  sources  outside  the  United  States  will  not  be  subject  to  any  U.S.  federal
income tax.

Exemption of Operating Income from U.S. Federal Income Taxation

Under Section 883 of the Code and the Treasury Regulations thereunder, a non-U.S. corporation will be exempt from U.S. federal income taxation on its U.S.

source shipping income if:

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(1)       it is organized in a country that grants an “equivalent exemption” from tax to corporations organized in the United States in respect of each category of

shipping income for which exemption is being claimed under Section 883 of the Code (a “qualified foreign country”); and

(2)       one of the following tests is met: (A) more than 50% of the value of its shares is beneficially owned, directly or indirectly, by “qualified shareholders,”
which  term  includes  individuals  that  (i)  are  “residents”  of  qualified  foreign  countries  and  (ii)  comply  with  certain  substantiation  requirements  (the  “50%  Ownership
Test”);  (B)  it  is  a  “controlled  foreign  corporation”  and  it  satisfies  an  ownership  test  (the  “CFC  Test”);  or  (C)  its  shares  are  “primarily  and  regularly  traded  on  an
established  securities  market”  in  a  qualified  foreign  country  or  in  the  United  States  (the  “Publicly-Traded  Test”).  We  do  not  currently  anticipate  circumstances  under
which we would be able to satisfy the 50% Ownership Test or the CFC Test. Our ability to satisfy the Publicly-Traded Test is described below.

The Republic of the Marshall Islands has been officially recognized by the IRS as a qualified foreign country that grants the requisite “equivalent exemption”

from tax in respect of each category of shipping income we earn and currently expect to earn in the future.

Publicly-Traded  Test.  The  Treasury  Regulations  under  Section  883  of  the  Code  provide,  in  pertinent  part,  that  shares  of  a  non-U.S.  corporation  will  be
considered to be “primarily traded” on an established securities market in a country if the number of shares of each class of stock that are traded during any taxable year
on all established securities markets in that country exceeds the number of shares in each such class that are traded during that year on established securities markets in
any other single country. Our common shares are “primarily traded” on the NASDAQ Global Select Market.

Under the Treasury Regulations, stock of a non-U.S. corporation will be considered to be “regularly traded” on an established securities market if (1) one or
more classes of stock of the corporation that represent more than 50% of the total combined voting power of all classes of stock of the corporation entitled to vote and of
the total value of the stock of the corporation, are listed on such market and (2) (A) such class of stock is traded on the market, other than in minimal quantities, on at
least 60 days during the taxable year or one-sixth of the days in a short taxable year and (B) the aggregate number of shares of such class of stock traded on such market
during the taxable year must be at least 10% of the average number of shares of such class of stock outstanding during such year or as appropriately adjusted in the case
of a short taxable year.

Notwithstanding the foregoing, the Treasury Regulations provide, in pertinent part, that a class of shares will not be considered to be “regularly traded” on an
established securities market for any taxable year in which 50% or more of the vote and value of the outstanding shares of such class are owned, actually or constructively
under specified share attribution rules, on more than half the days during the taxable year by persons that each own 5% or more of the vote and value of such class of
outstanding stock (the “5% Override Rule”).

For purposes of determining the persons that actually or constructively own 5% or more of the vote and value of our common shares (“5% Shareholders”), the
Treasury  Regulations  permit  us  to  rely  on  those  persons  that  are  identified  on  Schedule  13G  and  Schedule  13D  filings  with  the  U.S.  Securities  and  Exchange
Commission,  as  owning  5%  or  more  of  our  common  shares.  The  Treasury  Regulations  further  provide  that  an  investment  company  which  is  registered  under  the
Investment Company Act of 1940, as amended, will not be treated as a 5% Shareholder for such purposes.

In the event the 5% Override Rule is triggered, the Treasury Regulations provide that the 5% Override Rule will nevertheless not apply if we can establish that
within  the  group  of  5%  Shareholders,  qualified  shareholders  (as  defined  for  purposes  of  Section  883)  own  sufficient  number  of  shares  to  preclude  non-qualified
shareholders in such group from owning 50% or more of the total value of the class of stock of the closely held block that is a part of our common shares for more than
half the number of days during the taxable year.

Based on information contained in Schedules 13G and 13D filing with the U.S. Securities and Exchange Commission, we believe that we satisfy the Publicly
Traded Test for 2020 and 2021 because we are not subject to the 5% Override Rule for these years because 5% Shareholders did not collectively own more than 50% of
our outstanding common stock for more than half of the days in 2020 and 2021, respectively. Accordingly, we believe that we qualify for exemption under Section 883
for 2020 and 2021. However, we may not qualify for this exemption from U.S. federal income tax on our U.S. source sipping income in subsequent taxable years due to
the factual nature of this inquiry.

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Taxation in Absence of Section 883 Exemption

For any taxable year in which we are not eligible for the benefits of Section 883 exemption, our USSGTI will be subject to a 4% tax imposed by Section 887 of
the Code without the benefit of deductions to the extent that such income is not considered to be “effectively connected” with the conduct of a U.S. trade or business, as
described below. Since under the sourcing rules described above, no more than 50% of our shipping income would be treated as derived from sources within the United
States, the maximum effective rate of U.S. federal income tax on our shipping income would never exceed 2% under this regime.

To the extent our shipping income derived from sources within the United States is considered to be “effectively connected” with the conduct of a U.S. trade or
business,  as  described  below,  any  such  “effectively  connected”  shipping  income,  net  of  applicable  deductions,  would  be  subject  to  U.S.  federal  income  tax,  currently
imposed at a rate of 21%. In addition, we would generally be subject to the 30% “branch profits” tax on earnings effectively connected with the conduct of such trade or
business, as determined after allowance for certain adjustments, and on certain interest paid or deemed paid attributable to the conduct of our U.S. trade or business.

Our shipping income would be considered “effectively connected” with the conduct of a U.S. trade or business only if:

(1)       we have, or are considered to have, a fixed place of business in the United States involved in the earning of U.S. source shipping income; and

(2)       substantially all of our U.S. source shipping income is attributable to regularly scheduled transportation, such as the operation of a vessel that follows a

published schedule with repeated sailings at regular intervals between the same points for voyages that begin or end in the United States.

We do not intend to have, or permit circumstances that would result in having, any vessel sailing to or from the United States on a regularly scheduled basis.
Based on the foregoing and on the expected mode of our shipping operations and other activities, it is anticipated that none of our shipping income will be “effectively
connected” with the conduct of a U.S. trade or business.

U.S. Taxation of Gain on Sale of Vessels

Regardless of whether we qualify for exemption under Section 883, we will not be subject to U.S. federal income tax with respect to gain realized on a sale of a
vessel, provided that (i) the sale is considered to occur outside of the United States under U.S. federal income tax principles and (ii) such sale is not attributable to an
office or other fixed place of business in the United States. In general, a sale of a vessel will be considered to occur outside of the United States for this purpose if title to
the vessel, and risk of loss with respect to the vessel, pass to the buyer outside of the United States. We intend to conduct our operations so that the gain on any sale of a
vessel by us will not be taxable in the United States.

U.S. Federal Income Taxation of U.S. Holders

As used herein, a “U.S. Holder” is a beneficial owner of a common share that is: (1) a citizen of or an individual resident of the United States, as determined for
U.S. federal income tax purposes; (2) a corporation (or other entity treated as a corporation for U.S. federal income tax purposes) created or organized under the laws of
the United States or any state thereof or the District of Columbia; (3) an estate the income of which is subject to U.S. federal income taxation regardless of its source; or
(4) a trust (A) if a court within the United States is able to exercise primary jurisdiction over its administration and one or more U.S. persons have authority to control all
substantial decisions of the trust or (B) that has a valid election in effect under applicable Treasury Regulations to be treated as a U.S. person.

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If  a  pass-through  entity,  including  a  partnership  or  other  entity  classified  as  a  partnership  for  U.S.  federal  income  tax  purposes,  is  a  beneficial  owner  of  our
common shares, the U.S. federal income tax treatment of an owner or partner will generally depend upon the status of such owner or partner and upon the activities of the
pass-through entity. Owners or partners of a pass-through entity that is a beneficial owner of common shares are encouraged to consult their tax advisors.

U.S. Holders are urged to consult their tax advisors as to the particular consequences to them under U.S. federal, state and local, and applicable non-U.S. tax

laws of the ownership and disposition of common shares.

Distributions

Subject to the discussion of passive foreign investment companies (“PFICs”) below, any distributions made by us with respect to our common shares to a U.S.
Holder will generally constitute foreign-source dividends to the extent of our current or accumulated earnings and profits, as determined under U.S. federal income tax
principles.  Distributions  in  excess  of  such  earnings  and  profits  will  be  treated  first  as  a  nontaxable  return  of  capital  to  the  extent  of  the  U.S.  Holder’s  tax  basis  in  its
common shares and thereafter as capital gain. However, we do not maintain calculations of our earnings and profits in accordance with U.S. federal income tax principles,
and you should therefore assume that any distribution by us with respect to our common shares will constitute ordinary dividend income.

Because  we  are  not  a  U.S.  corporation,  U.S.  Holders  that  are  corporations  generally  will  not  be  entitled  to  claim  a  dividends  received  deduction  with  respect  to  any
distributions they receive from us.

If the common shares are readily tradable on an established securities market in the United States within the meaning of the Code, such as the NASDAQ Global
Select Market, and if certain holding period and other requirements (including a requirement that we are not a PFIC in the year of the dividend or the preceding year) are
met, dividends received by non-corporate U.S. Holders will be “qualified dividend income” to such U.S. Holders. Qualified dividend income received by non-corporate
U.S. Holders (including an individual) will be subject to U.S. federal income tax at preferential rates.

Sale, Exchange or Other Disposition of Common Shares

Subject to the discussion of PFICs below, a U.S. Holder generally will recognize capital gain or loss upon a sale, exchange or other disposition of our common
shares in an amount equal to the difference between the amount realized by the U.S. Holder from such sale, exchange or other disposition and the U.S. Holder’s tax basis
in  such  shares.  Such  gain  or  loss  will  be  treated  as  long-term  capital  gain  or  loss  if  the  U.S.  Holder’s  holding  period  is  greater  than  one  year  at  the  time  of  the  sale,
exchange or other disposition. Such capital gain or loss will generally be treated as U.S. source income or loss, as applicable, for U.S. foreign tax credit purposes. Long-
term capital gains of certain non-corporate U.S. Holders are currently eligible for reduced rates of taxation. A U.S. Holder’s ability to deduct capital losses is subject to
certain limitations.

Passive Foreign Investment Company Considerations

The foregoing discussion assumes that we are not, and will not be, a PFIC. If we are classified as a PFIC in any year during which a U.S. Holder owns our
common shares, the U.S. federal income tax consequences to such U.S. Holder of the ownership and disposition of common shares could be materially different from
those described above. A non-U.S. corporation will be considered a PFIC for any taxable year in which (i) 75% or more of its gross income is “passive income” (e.g.,
dividends, interest, capital gains and rents derived other than in the active conduct of a rental business) or (ii) 50% or more of the average value of its assets produce (or
are  held  for  the  production  of)  “passive  income.”  For  this  purpose,  we  will  be  treated  as  earning  and  owning  our  proportionate  share  of  the  income  and  assets,
respectively, of any of our subsidiaries that are treated as pass-through entities for U.S. federal income tax purposes. Further, we will be treated as holding directly our
proportionate share of the assets and receiving directly the proportionate share of the income of corporations of which we own, directly or indirectly, at least 25%, by
value.  For  purposes  of  determining  our  PFIC  status,  income  earned  by  us  in  connection  with  the  performance  of  services  would  not  constitute  passive  income.  By
contrast, rental income would generally constitute “passive income” unless we were treated under specific rules as deriving our rental income in the active conduct of a
trade or business. We intend to take the position that income we derive from our voyage and time chartering activities is services income, rather than rental income, and
accordingly, that such income is not passive income for purposes of determining our PFIC status.

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By contrast, we intend to take the position for that income we derive from our bareboat chartering activities is passive income for purposes of determining our
PFIC status. We do not believe that the income we derive from our bareboat chartering activities will materially affect our conclusion that we are not a PFIC for U.S.
federal income tax purposes. We believe that there is substantial legal authority supporting our position consisting of case law and IRS pronouncements concerning the
characterization of income derived from voyage and time charters as services income for other tax purposes. Additionally, we believe that our contracts for newbuilding
vessels are not assets held for the production of passive income, because we intend to use these vessels for voyage and time chartering activities.

Assuming that it is proper to characterize income from our voyage and time chartering activities as services income and based on the expected composition of
our income and assets, we believe that we currently are not a PFIC, and we do not expect to become a PFIC in the future. However, our characterization of income from
voyage and time charters and of contracts for newbuilding vessels is not free from doubt. Moreover, the determination of PFIC status for any year must be made only on
an annual basis after the end of such taxable year and will depend on the composition of our income, assets and operations during such taxable year. Because of the above
described uncertainties, there can be no assurance that the IRS will not challenge the determination made by us concerning our PFIC status or that we will not be a PFIC
for any taxable year.

If we were treated as a PFIC for any taxable year during which a U.S. Holder owns common shares, the U.S. Holder would be subject to special adverse rules
(described  in  “-Taxation  of  U.S.  Holders  Not  Making  a  Timely  QEF  or  Mark-to-Market  Election”)  unless  the  U.S.  Holder  makes  a  timely  election  to  treat  us  as  a
“Qualified Electing Fund” (a “QEF election”) or marks its common shares to market, as discussed below. We intend to promptly notify our shareholders if we determine
that we are a PFIC for any taxable year. A U.S. Holder generally will be required to file IRS Form 8621 if such U.S. Holder owns common shares in any year in which
we are classified as a PFIC.

Taxation of U.S. Holders Making a Timely QEF Election. If a U.S. Holder makes a timely QEF election, such U.S. Holder must report for U.S. federal income
tax purposes its pro-rata share of our ordinary earnings and net capital gain, if any, for each of our taxable years during which we are a PFIC that ends with or within the
taxable year of such U.S. Holder, regardless of whether distributions were received from us by such U.S. Holder. No portion of any such inclusions of ordinary earnings
will be treated as “qualified dividend income.” Net capital gain inclusions of certain non-corporate U.S. Holders might be eligible for preferential capital gains tax rates.
The U.S. Holder’s adjusted tax basis in the common shares will be increased to reflect any income included under the QEF election. Distributions of previously taxed
income will not be subject to tax upon distribution but will decrease the U.S. Holder’s tax basis in the common shares. An electing U.S. Holder would not, however, be
entitled to a deduction for its pro-rata share of any losses that we incur with respect to any taxable year. An electing U.S. Holder would generally recognize capital gain or
loss on the sale, exchange or other disposition of our common shares. A U.S. Holder would make a timely QEF election for our common shares by filing IRS Form 8621
with its U.S. federal income tax return for the first year in which it held such shares when we were a PFIC. If we determine that we are a PFIC for any taxable year, we
would provide each U.S. Holder with all necessary information in order to make the QEF election described above.

Taxation of U.S. Holders Making a “Mark-to-Market” Election. Alternatively, if we were treated as a PFIC for any taxable year and, as we anticipate, our
common  shares  are  treated  as  “marketable  stock,”  a  U.S.  Holder  would  be  allowed  to  make  a  “mark-to-market”  election  with  respect  to  our  common  shares.  If  that
election is properly and timely made, the U.S. Holder generally would include as ordinary income in each taxable year that we are a PFIC the excess, if any, of the fair
market  value  of  the  common  shares  at  the  end  of  the  taxable  year  over  such  U.S.  Holder’s  adjusted  tax  basis  in  the  common  shares.  The  U.S.  Holder  would  also  be
permitted an ordinary loss in each such year in respect of the excess, if any, of the U.S. Holder’s adjusted tax basis in the common shares over their fair market value at
the end of the taxable year, but only to the extent of the net amount previously included in income as a result of the mark-to-market election. A U.S. Holder’s tax basis in
its common shares would be adjusted to reflect any such income or loss amount recognized. Any gain realized on the sale, exchange or other disposition of our common
shares in a year that we are a PFIC would be treated as ordinary income, and any loss realized on the sale, exchange or other disposition of the common shares in such a
year would be treated as ordinary loss to the extent that such loss does not exceed the net mark-to-market gains previously included by the U.S. Holder.

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Taxation of U.S. Holders Not Making a Timely QEF or Mark-to-Market Election. If we were treated as a PFIC for any taxable year, a U.S. Holder that does
not make either a QEF election or a “mark-to-market” election (a “Non-Electing Holder”) would be subject to special rules with respect to (1) any excess distribution
(i.e., the portion of any distributions received by the Non-Electing Holder on the common shares in a taxable year in excess of 125% of the average annual distributions
received by the Non-Electing Holder in the three preceding taxable years, or, if shorter, the Non-Electing Holder’s holding period for the common shares), and (2) any
gain realized on the sale, exchange or other disposition of our common shares. Under these special rules:

(1)       the excess distribution or gain would be allocated ratably over the Non-Electing Holder’s aggregate holding period for the common shares;

(2)       the amount allocated to the current taxable year, and any taxable year prior to the first taxable year in which we were a PFIC, would be taxed as ordinary

income and would not be “qualified dividend income”; and

(3)       the amount allocated to each of the other taxable years would be subject to tax at the highest rate of tax in effect for the applicable class of taxpayer for

that year, and an interest charge for the deemed tax deferral benefit would be imposed with respect to the resulting tax attributable to each such other taxable year.

U.S. Holders are urged to consult their tax advisors concerning the U.S. federal income tax consequences of holding common shares if we are considered a PFIC

in any taxable year.

U.S. Federal Income Taxation of Non-U.S. Holders

As used herein, a “Non-U.S. Holder” is any beneficial owner of a common share that is, for U.S. federal income tax purposes, an individual, corporation, estate

or trust and that is not a U.S. Holder.

If  a  pass-through  entity,  including  a  partnership  or  other  entity  classified  as  a  partnership  for  U.S.  federal  income  tax  purposes,  is  a  beneficial  owner  of  our
common shares, the U.S. federal income tax treatment of an owner or partner will generally depend upon the status of such owner or partner and upon the activities of the
pass-through entity. Owners or partners of a pass-through entity that is a beneficial owner of common shares are encouraged to consult their tax advisors.

Distributions

A Non-U.S. Holder generally will not be subject to U.S. federal income or withholding tax on dividends received from us with respect to our common shares,
unless that income is effectively connected with the Non-U.S. Holder’s conduct of a trade or business in the United States. In general, if the Non-U.S. Holder is entitled to
the  benefits  of  an  applicable  U.S.  income  tax  treaty  with  respect  to  those  dividends,  that  income  is  taxable  only  if  it  is  attributable  to  a  permanent  establishment
maintained by the Non-U.S. Holder in the United States.

Sale, Exchange or Other Disposition of Common Shares

A Non-U.S. Holder generally will not be subject to U.S. federal income or withholding tax on any gain realized upon the sale, exchange or other disposition of

our common shares, unless:

(1)       the gain is effectively connected with the Non-U.S. Holder’s conduct of a trade or business in the United States; in general, in the case of a Non-U.S.
Holder entitled to the benefits of an applicable U.S. income tax treaty with respect to that gain, that gain is taxable only if it is attributable to a permanent establishment
maintained by the Non-U.S. Holder in the United States; or

(2)       the Non-U.S. Holder is an individual who is present in the United States for 183 days or more during the taxable year of disposition and other conditions

are met.

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Income or Gains Effectively Connected with a U.S. Trade or Business

If the Non-U.S. Holder is engaged in a U.S. trade or business for U.S. federal income tax purposes, dividends on the common shares and gain from the sale,
exchange or other disposition of the shares, that is effectively connected with the conduct of that trade or business (and, if required by an applicable U.S. income tax
treaty, is attributable to a U.S. permanent establishment), will generally be subject to regular U.S. federal income tax in the same manner as discussed in the previous
section relating to the taxation of U.S. Holders. In addition, in the case of a corporate Non-U.S. Holder, its earnings and profits that are attributable to the effectively
connected income, which are subject to certain adjustments, may be subject to an additional U.S. federal branch profits tax at a rate of 30%, or at a lower rate as may be
specified by an applicable U.S. income tax treaty.

Information Reporting and Backup Withholding

Information  reporting  might  apply  to  dividends  paid  in  respect  of  common  shares  and  the  proceeds  from  the  sale,  exchange  or  other  disposition  of  common
shares within the United States. Backup withholding (currently at a rate of 24%) might apply to such payments made to a U.S. Holder unless the U.S. Holder furnishes its
taxpayer identification number, certifies that such number is correct, certifies that such U.S. Holder is not subject to backup withholding and otherwise complies with the
applicable requirements of the backup withholding rules. Certain U.S. Holders, including corporations, are generally not subject to backup withholding and information
reporting requirements if they properly demonstrate their eligibility for exemption. United States persons who are required to establish their exempt status generally must
provide  IRS  Form  W-9  (Request  for  Taxpayer  Identification  Number  and  Certification).  Each  Non-U.S.  Holder  must  submit  an  appropriate,  properly  completed  IRS
Form W-8 certifying, under penalties of perjury, to such Non-U.S. Holder’s non-U.S. status in order to establish an exemption from backup withholding and information
reporting requirements. Backup withholding is not an additional tax. Any amounts withheld under the backup withholding rules will be allowed as a refund or credit
against your U.S. federal income tax liability, provided that the required information is furnished to the IRS in a timely manner.

Individuals who are U.S. Holders (and to the extent specified in the applicable Treasury Regulations, certain individuals who are non-U.S. Holders and certain
U.S. entities) who hold “specified foreign financial assets” (as defined in Section 6038D of the Code and the applicable Treasury Regulations) are required to file IRS
Form 8938 (Statement of Specified Foreign Financial Assets) with information relating to each such asset for each taxable year in which the aggregate value of all such
assets exceeds $75,000 at any time during the taxable year or $50,000 on the last day of the taxable year. Specified foreign financial assets would include, among other
assets, our common stock, unless the common stock were held through an account maintained with a U.S. financial institution. Substantial penalties apply to any failure
to  timely  file  IRS  Form  8938,  unless  the  failure  is  shown  to  be  due  to  reasonable  cause  and  not  due  to  willful  neglect.  Additionally,  the  statute  of  limitations  on  the
assessment and collection of U.S. federal income tax with respect to a taxable year for which the filing of IRS Form 8938 is required may not close until three years after
the date on which IRS Form 8938 is filed. U.S. Holders (including U.S. entities) and non-U.S. Holders are encouraged to consult their own tax advisors regarding their
reporting obligations under Section 6038D of the Code.

F.       Dividends and paying agents

Not Applicable.

G.       Statement by experts

Not Applicable.

H.       Documents on display

We  file  reports  and  other  information  with  the  Commission.  These  materials,  including  this  annual  report  and  the  accompanying  exhibits,  are  available  at
http://www.sec.gov. Our filings are also available on our website at http://www.starbulk.com. The information on our website, however, is not, and should not be deemed
to be a part of this annual report. You may also obtain copies of the incorporated documents, without charge, upon written or oral request to Star Bulk Carriers Corp., c/o
Star Bulk Management Inc., 40 Agiou Konstantinou Str., Maroussi, 15124, Athens, Greece.

I.       Subsidiary information

Not Applicable.

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Item 11.

Quantitative and Qualitative Disclosures about Market Risk

Interest Rates

Our exposure to market risk for changes in interest rate relates primarily to our floating-rate debt. Our floating-rate debt (including bareboat lease financing)
arrangements contain interest rates that fluctuate with LIBOR. Significant increases in interest rates could adversely affect our operating margins, results of operations
and our ability to service our debt.

From time to time, we take positions in interest rate derivative contracts to manage interest costs and risk associated with changing interest rates with respect to
our floating-rate debt. Generally, our approach is to economically hedge a portion of the floating-rate debt and we manage the exposure to the rest of our debt based on
our outlook for interest rates and other factors.

We are exposed to credit loss in the event of non-performance by the counterparties to the interest rate derivative contracts which we are trying to minimize by
only entering into derivative transactions with counterparties that bear an investment grade rate at the time of the transaction and to the extent possible and practical, with
different counterparties to reduce concentration risk.

During the year ended December 31, 2020, we entered into various interest rate swaps with ING Bank N.V (“ING”), DNB Bank ASA (“DNB”), Skandinaviska
Enskilda Banken AB (“SEB”), Citibank Europe PLC (“Citi”), Piraeus Bank and Alpha Bank S.A (“Alpha Bank”) to convert a portion of our debt from floating to fixed
rate.

During the year ended December 31, 2021, we early terminated certain of those interest rate swaps that were in effect as of December 31, 2020 and entered into

new interest rate swap agreements with the National Bank of Greece (“NBG”), SEB and ABN AMRO Bank.

 The following table summarizes the interest rate swaps in place as of December 31, 2021.

Counterparty

ING
ING
ING
SEB
Citi
Citi
Citi
Citi
Citi
Citi
Citi
ING July 20
SEB
ABN
NBG

Trading
Date
Mar-20
Mar-20
Mar-20
Mar-20
Jun-20
Jun-20
Jun-20
Jun-20
Jun-20
Jun-20
Jun-20
Jul-20
Feb-21
Feb-21
Jun-21

Inception

Mar-20
Apr-20
Apr-20
Apr-20
Jul-20
Aug-20
Jun-20
Jun-20
Jul-20
Aug-20
Sep-20
Jul-20
Apr-21
Mar-21
Jun-21

Expiry

Mar-26
Oct-25
Apr-23
Jan-25
Oct-23
May-24
Dec-23
Aug-23
Jul-23
May-24
Mar-24
Jul-26
Jan-26
Dec-23
Jun-23

Fixed Rate

Initial Notional ('000)

Current Notional ('000)

0.7000%
0.7000%
0.6750%
0.7270%
0.3300%
0.3510%
0.3380%
0.3280%
0.3250%
0.3520%
0.3430%
0.3700%
0.4525%
0.3120%
0.6500%

105

 $                   29,960
 $                   39,375
 $                   16,157
 $                   58,885
 $                 104,450
 $                   56,075
 $                   94,538
 $                   56,915
 $                   99,816
 $                   31,350
 $                   33,390
 $                   70,000
 $                   37,050
 $                   84,548
 $                 125,000
 $                 937,508

 $                       26,215
 $                       33,750
 $                       14,293
 $                       51,072
 $                       86,200
 $                       49,587
 $                       74,557
 $                       44,075
 $                       88,725
 $                       27,700
 $                       30,298
 $                       55,417
 $                       33,150
 $                       74,557
 $                     117,500
  $                   807,096  

 
 
 
 
 
 
 
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The  above  interest  rate  swaps  were  designated  and  qualified  as  cash  flow  hedges.  The  effective  portion  of  the  unrealized  gains/losses  from  those  swaps  is

recorded in Other Comprehensive Income / (Loss). No portion of the cash flow hedges was ineffective during the years ended December 31, 2020 and 2021.

As of December 31, 2021, all of our outstanding debt is floating rate, please see Item 5. Operating and Financial Review and Prospects - Senior Secured Credit
Facilities. The total interest expense of our outstanding debt for the year ended December 31, 2021 was $47.8 million. Our estimated total interest expense for the year
ending December 31, 2022 is expected to be $39.7 million. The interest expense related to the floating rate debt reflects an assumed LIBOR-based applicable rate of
0.2091%  (the  three-month  LIBOR  rate  as  of  December  31,  2021)  or  0.3388%  (the  six-month  LIBOR  rate  as  of  December  31,  2021),  as  applicable,  plus  the  relevant
margin of the applicable debt and lease financing arrangement. The following table sets forth the sensitivity of our outstanding debt, including the effect of our interest
rate swaps, in millions of Dollars, as of December 31, 2021, as to a 100 basis point increase in LIBOR during the next five years.

For the year ending December
31,

Estimated amount of interest
expense

Estimated amount of interest
expense after an increase of 100
basis points

Increase in interest
expense if LIBOR
increases by 100 basis
points

2022
2023
2024
2025
2026

Currency and Exchange Rates

39.7
32.8
25.4
18.3
10.3

46.4
40.3
33.3
24.5
13.9

6.7
7.5
7.9
6.2
3.6

We generate all of our revenues in Dollars and approximately 3% of our operating expenses were incurred in currencies other than the Dollar during 2021, of
which 2% is in Euros. Further, 56% of our General and administrative expenses were incurred in currencies other than the Dollar during 2021, of which 53% is in Euros.
For accounting purposes, expenses incurred in Euros or other foreign currencies (except Dollars) are converted into Dollars at the exchange rate prevailing on the date of
each transaction. Because a significant portion of our expenses are incurred in currencies other than the Dollar, our expenses may from time to time increase relative to
our revenues as a result of fluctuations in exchange rates, particularly between the Dollar and the Euro, which could affect the amount of net income that we report in
future periods. As of December 31, 2021, the effect of an adverse movement in Dollar/Euro exchange rates by 1% would have resulted in an increase of $0.2 million and
$0.04  million  in  our  General  and  administrative  expense  and  our  operating  expenses,  respectively.  While  we  historically  have  not  mitigated  the  risk  associated  with
exchange rate fluctuations through the use of financial derivatives, we may determine to employ such instruments from time to time in the future in order to minimize this
risk. The use of financial derivatives or non-derivative instruments, including foreign exchange forward agreements, would involve certain risks, including the risk that
losses on a hedged position could exceed the nominal amount invested in the instrument and the risk that the counterparty to the derivative or non-derivative transaction
may be unable or unwilling to satisfy its contractual obligations, which could have an adverse effect on our results.

Freight Derivatives

From time to time, we take positions in freight derivatives, mainly through Freight Forward Agreements (“FFAs”). Generally, freight derivatives may be used to
hedge a vessel owner’s exposure to the charter market for a specified route and period of time. If we take positions in freight derivatives we could suffer losses in the
settling or termination of these agreements. This could adversely affect our results of operations and cash flow.

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During the years ended December 31, 2020 and 2021, we entered into a number of FFAs and options for FFAs on the Capesize, Panamax and Supramax indexes.
We use the freight derivatives as an economic hedge to reduce the risk on specific vessels trading in the spot market, or to take advantage of short term fluctuations in the
market prices. The vast majority of our FFAs are settled on a daily basis through reputable exchanges such as London Clearing House (LCH), Singapore Exchange (SGX)
or Nasdaq. Customary requirements for trading in FFAs include the maintenance of initial and variation margins based on expected volatility, open position and mark to
market of the contracts. Our freight derivatives do not qualify as cash flow hedges for accounting purposes and therefore gains or losses are recognized in earnings.

As of December 31, 2020, the fair value of our outstanding freight derivatives was a payable of $0.2 million and as of December 31, 2021, the fair value of our
outstanding  freight  derivatives  was  a  receivable  of  $1.6  million.  A  change  in  the  daily  forward  rates  of  $1,000  would  not  have  a  material  impact  in  the  Company’s
financial position as of December 31, 2021. In 2020, we recorded a net loss on our freight derivatives of $6.4 million and in 2021, we recorded a net gain of $3.1 million.

Bunker Swap Agreements

From time to time, we enter into bunker swap contracts to manage our exposure to fluctuations of bunker prices associated with the consumption of bunkers by
our vessels. Bunker swaps are agreements between two parties to exchange cash flows at a fixed price on bunkers, where volume, time period and price are agreed in
advance.  If  we  take  positions  in  bunker  swaps  or  other  derivative  instruments  we  could  suffer  losses  in  the  settling  or  termination  of  these  agreements.  This  could
adversely affect our results of operations and cash flow.

During the years ended December 31, 2020 and 2021, we entered into a number of bunker swaps. We use these bunker swaps as an economic hedge to reduce
the  risk  on  bunker  price  differentials.  Our  bunker  swaps  are  settled  through  reputable  clearing  houses.  Our  bunker  swaps  do  not  qualify  as  cash  flow  hedges  for
accounting purposes and therefore gains or losses are recognized in earnings. Bunker swaps are treated as assets/liabilities until they are settled.

As of December 31, 2020, no outstanding bunker swap agreements existed. As of December 31, 2021, the fair value of our outstanding bunker swap agreements
was a payable of $0.3 million, all of them expiring within the first quarter of 2022. In 2020 and 2021, we recorded a total net gain of $22.6 million and $0.5 million,
respectively, on our bunker swaps.

Item 12.

Description of Securities Other than Equity Securities

A.       Debt securities

Not Applicable.

B.       Warrants and rights

Not Applicable.

C.       Other securities

Not Applicable.

D.       American depository shares

Not Applicable.

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PART II.

Item 13.

Defaults, Dividend Arrearages and Delinquencies

None.

Item 14.

Material Modifications to the Rights of Security Holders and Use of Proceeds

None.

Item 15.

Controls and Procedures

(a)       Disclosure Controls and Procedures

As of December 31, 2021, our management (with the participation of our Chief Executive Officer and Co-Chief Financial Officers) conducted an evaluation
pursuant to Rule 13a-15 and 15d-15 promulgated under the Exchange Act, of the effectiveness of the design and operation of our disclosure controls and procedures.
Based on the evaluation, our Chief Executive Officer and Co-Chief Financial Officers concluded that as of December 31, 2021, our disclosure controls and procedures,
which include, without limitation, controls and procedures designed to ensure that information required to be disclosed by us in the reports we file or submit under the
Exchange  Act  is  accumulated  and  communicated  to  the  management,  including  our  Chief  Executive  Officer  and  Co-Chief  Financial  Officers,  as  appropriate  to  allow
timely decisions regarding required disclosure, were effective to provide reasonable assurance that information required to be disclosed by us in reports we file or submit
under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the rules and forms of the Commission.

(b)       Management’s Annual Report on Internal Control Over Financial Reporting

Management is responsible for establishing and maintaining adequate internal control over financial reporting as defined in Rules 13a-15 and 15d-15 under the
Securities and Exchange Act of 1934, as amended. Our internal control over financial reporting is a process designed by, or under the supervision of our Chief Executive
Officer  and  Co-Chief  Financial  Officers,  and  carried  out  by  our  Board  of  Directors,  management,  and  other  personnel,  to  provide  reasonable  assurance  regarding  the
reliability  of  our  financial  reporting  and  the  preparation  of  our  consolidated  financial  statements  for  external  reporting  purposes  in  accordance  with  U.S.  GAAP.  Our
internal control over financial reporting includes policies and procedures that:

·

·

·

Pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect transactions and dispositions of our assets;

Provide reasonable assurance that transactions are recorded as necessary to permit preparation of consolidated financial statements in accordance with U.S.
GAAP, and that receipts and expenditures are being made only in accordance with authorizations of our management and directors; and

Provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or  disposition  of  our  assets  that  could  have  a
material effect on the consolidated financial statements.

Management  has  conducted  an  assessment  of  the  effectiveness  of  our  internal  control  over  financial  reporting  based  on  the  framework  established  in  the

“Internal Control - Integrated Framework” issued by the Committee of Sponsoring Organizations of the Treadway Commission, or COSO, (2013 Framework).

Based on this assessment, management has determined that our internal control over financial reporting as of December 31, 2021 is effective.

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(c)       Attestation Report of the Independent Registered Public Accounting Firm

The attestation report on the Company’s internal control over financial reporting issued by the registered public accounting firm that audited the consolidated
financial  statements  Deloitte  Certified  Public  Accountants  S.A.,  appears  under  “Item  18.  Financial  Statements”  of  this  annual  report  and  is  incorporated  herein  by
reference.

(d)       Changes in Internal Control over Financial Reporting

There  were  no  changes  in  our  internal  controls  over  financial  reporting  that  occurred  during  the  period  covered  by  this  annual  report  that  have  materially

affected, or are reasonably likely to materially affect, our internal control over financial reporting.

Inherent Limitations on Effectiveness of Controls

Our management, including our Chief Executive Officer and the Co-Chief Financial Officers, does not expect that our disclosure controls or our internal control
over  financial  reporting  will  prevent  or  detect  all  error  and  all  fraud.  A  control  system,  no  matter  how  well  designed  and  operated,  can  provide  only  reasonable,  not
absolute, assurance that the control system’s objectives will be met. Our disclosure controls and procedures are designed to provide reasonable assurance of achieving
their  objectives.  Projections  of  any  evaluation  of  controls  effectiveness  to  future  periods  are  subject  to  risks.  Over  time,  controls  may  become  inadequate  because  of
changes  in  conditions  or  deterioration  in  the  degree  of  compliance  with  policies  or  procedures.  Further,  in  the  design  and  evaluation  of  our  disclosure  controls  and
procedures our management necessarily was required to apply its judgment in evaluating the cost-benefit relationship of possible controls and procedures. Because of the
inherent limitations in a cost-effective control system, misstatements due to error or fraud may occur and not be detected.

Item 16A. Audit Committee Financial Expert

Our Board of Directors has determined that Mr. Karellis, whose biographical details are included in “Item 6. Directors and Senior Management,” the chairman of

our Audit Committee qualifies as a financial expert and is considered to be independent according to the Commission rules.

Item 16B. Code of Ethics

We have adopted a code of ethics that applies to our directors, officers and employees. A copy of our code of ethics is posted in the “Corporate Governance”
section of our website, and may be viewed at http://www.starbulk.com/gr/en/code-of-ethics/. Any waivers that are granted from any provision of our Code of Ethics may
be disclosed on our website within five business days following the date of such waiver. The information on our website is not incorporated by reference into this annual
report. We will also provide a hard copy of our code of ethics free of charge upon written request of a shareholder. Shareholders may direct their requests to the attention
of Investor Relations, c/o Star Bulk Management Inc., 40 Agiou Konstantinou Str., Maroussi 15124, Athens, Greece.

Item 16C. Principal Accountant Fees and Services

Deloitte  Certified  Public  Accountants  S.A.  (“Deloitte”)  (PCAOB  ID  No.  1163),  an  independent  registered  public  accounting  firm,  has  audited  our  annual
financial  statements  acting  as  our  independent  auditor  for  the  fiscal  years  ended  December  31,  2019,  2020  and  2021.  Ernst  &  Young  (Hellas)  Certified  Auditors
Accountants S.A. (“Ernst & Young”), an independent registered public accounting firm, has audited our annual financial statements acting as our independent auditor for
the fiscal year ended December 31, 2017. This table below sets forth the total amounts billed and accrued for Deloitte and Ernst.

109

 
 
 
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(In thousands of Dollars)

Audit fees (a)
Audit-related fees (b)
Tax fees (c)
All other fees (d) 
Total fees

2020 
$ 645  
55  
—  
47  
$ 747  

2021

$ 691
55
—
39
$ 785

(a)

Audit Fees: Audit fees represent professional services rendered for the audit of our annual financial statements and services provided by the principal accountant in
connection with statutory and regulatory filings or engagements.

(b)

Audit-Related Fees: Audit-related fees consisted of assurance and other services which have not been reported under Audit Fees above.

(c)

Tax Fees: Tax fees represent fees for professional services for tax compliance, tax advice and tax planning.

(d)

All Other Fees: All other fees include services other than audit fees, audit-related fees and tax fees set forth above.

The Audit Committee is responsible for the appointment, replacement, compensation, evaluation and oversight of the work of the independent auditors. As part
of this responsibility, the Audit Committee pre-approves the audit and non-audit services performed by the independent auditors in order to assure that they do not impair
the auditor’s independence from the Company. The Audit Committee has adopted a policy which sets forth the procedures and the conditions pursuant to which services
proposed to be performed by the independent auditors may be pre-approved.

Item 16D. Exemptions from the Listing Standards for Audit Committees

Not Applicable.

Item 16E.

Purchases of Equity Securities by the Issuer and Affiliated Purchasers

Share Repurchase Program

On August 5, 2021, our Board of Directors authorized a share repurchase program (the “Share Repurchase Program”) to purchase up to an aggregate of $50.0
million of our common shares. The timing and amount of any repurchases will be in the sole discretion of our management team, and will depend on legal requirements,
market conditions, share price, alternative uses of capital and other factors. Repurchases of common shares may take place in privately negotiated transactions, in open
market transactions pursuant to Rule 10b-18 of the Exchange Act and/or pursuant to a trading plan adopted in accordance with Rule 10b5-1 of the Exchange Act. We are
not obligated under the terms of the Share Repurchase Program to repurchase any of our common shares. The Share Repurchase Program has no expiration date and may
be suspended or terminated by us at any time without prior notice. We will cancel common shares repurchased as part of this program. During the year ended December
31, 2021, we purchased the following common shares:

Period

October 14-15, 2021

Total

(a) Total Number of Shares (or
Units) Purchased

(b) Average Price Paid per
Share (or Unit) (1)

466,268

466,268

$22.0138

N/A

(c) Total Number of Shares (or
Units) Purchased as Part of
Publicly Announced Plans or
Programs

466,268

466,268

(d) Maximum Number (or
Approximate Dollar Value) of Shares
(or Units) that May Yet Be Purchased
Under the Plans or Programs
$39,735,662

N/A

(1) The average price paid per share does not include commissions paid for each transaction.

The repurchased shares were cancelled and removed from the Company’s share capital as of December 31, 2021.

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Item 16F. Change in Registrants Certifying Accountant

Not applicable.

Item 16G. Corporate Governance

As a foreign private issuer, we are permitted to follow home country practices in lieu of certain Nasdaq corporate governance requirements. We have certified to
Nasdaq that our corporate governance practices are in compliance with, and are not prohibited by, the laws of the Republic of the Marshall Islands. We are exempt from
many  of  Nasdaq’s  corporate  governance  practices  other  than  the  requirements  regarding  the  disclosure  of  a  going  concern  audit  opinion,  submission  of  a  listing
agreement, notification of material non-compliance with Nasdaq corporate governance practices, the voting rights agreement and the establishment and composition of an
audit committee and a formal written audit committee charter. The practices we follow in lieu of Nasdaq’s corporate governance requirements are as follows:

· While our Board of Directors is currently comprised of directors a majority of whom are independent, we cannot assure you that in the future we will have a
majority  of  independent  directors.  Our  Board  of  Directors  does  not  hold  annual  meetings  or  executive  sessions  at  which  only  independent  directors  are
present.

·

·

Consistent with Marshall Islands law requirements, in lieu of obtaining an independent review of related party transactions for conflicts of interests, our
Bylaws require any director who has a potential conflict of interest to identify and declare the nature of the conflict to the Board of Directors at the next
meeting of the Board of Directors. Our code of ethics and Bylaws additionally provide that related party transactions must be approved by a majority of the
independent  and  disinterested  directors.  If  the  votes  of  such  independent  and  disinterested  directors  are  insufficient  to  constitute  an  act  of  the  Board  of
Directors, then the related party transaction may be approved by a unanimous vote of the disinterested directors.

In lieu of obtaining shareholder approval prior to the issuance of designated securities, we plan to obtain the approval of our Board of Directors for such
share issuances.

· While  our  audit,  compensation  and  nominating  and  corporate  governance  committees  are  currently  comprised  of  directors  who  are  all  independent,  we

cannot assure you that in the future we will have committees composed completely of independent directors.

As  a  foreign  private  issuer,  we  are  not  required  to  solicit  proxies  or  provide  proxy  statements  to  Nasdaq  pursuant  to  Nasdaq  corporate  governance  rules  or
Marshall Islands law. Consistent with Marshall Islands law and as provided in Bylaws, we will notify our shareholders of meetings between 10 and 60 days before the
meeting.  This  notification  will  contain,  among  other  things,  information  regarding  business  to  be  transacted  at  the  meeting.  In  addition,  our  Bylaws  provide  that
shareholders must give between 120 and 180 days advance notice to properly introduce any business at a meeting of the shareholders.

Other than as noted above, we are in full compliance with applicable Nasdaq corporate governance standard requirements for U.S. domestic issuers.

Item 16H. Mine Safety Disclosure

Not Applicable.

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Item 17.

Financial Statements

See “Item 18. Financial Statements.”

Item 18.

Financial Statements

PART III.

The financial statements beginning on page F-1 together with the respective reports of the Independent Registered Public Accounting Firms are filed as part of

this annual report.

Item 19.

Exhibits

Exhibit
Number
1.1

1.2

2.1

4.1

4.2

4.3

4.4

4.5

4.6

4.7

4.8

4.9*

4.10

4.11

8.1*

11.1

Description

Fourth Amended and Restated Articles of Incorporation of Star Bulk Carriers Corp. (included as Exhibit 3.1 of the Company’s Form 6-K, which was filed
with the Commission on June 23, 2016 and incorporated herein by reference).

Third Amended and Restated Bylaws of the Company (included as Exhibit 1.2 of the Company’s Form 20-F, which was filed with the Commission on April
8, 2015 and incorporated herein by reference).

Form of Share Certificate (included as Exhibit 2.1 of the Company’s Form 20-F, which was filed with the Commission on April 8, 2015 and incorporated
herein by reference).

Amended and Restated Registration Rights Agreement dated July 11, 2014 (included as Annex E to Exhibit 99.1 to the Company’s Current Report on Form
6-K, dated June 20, 2014 and incorporated herein by reference).

Amendment No. 1 to Amended and Restated Registration Rights Agreement dated August 28, 2014 (included as Exhibit 99.2 to the Company’s Current
Report on Form 6-K, dated September 3, 2014 and incorporated herein by reference).

Amendment No. 2 to Amended and Restated Registration Rights Agreement dated May 15, 2017 (included as Exhibit 4.3 to the Company's Form 20-F,
which was filed with the Commission on March 27, 2020 and incorporated herein by reference).

Amendment No. 3 to Amended and Restated Registration Rights Agreement dated August 3, 2018 (included as Exhibit 4.4 to the Company's Form 20-F,
which was filed with the Commission on March 27, 2020 and incorporated herein by reference).

Oaktree  Shareholders  Agreement  (included  as  Annex  B  to  Exhibit  99.1  to  the  Company’s  Current  Report  on  Form  6-K,  dated  June  20,  2014  and
incorporated herein by reference).

Pappas Shareholder Agreement by and among the Company and the parties named therein dated July 11, 2014 (included as Exhibit 99.3 to the Company’s
Current Report on Form 6-K, dated June 16, 2014 and incorporated herein by reference).

2019  Equity  Incentive  Plan  (included  as  Exhibit  4.9  to  the  Company’s  Form  20-F,  which  was  filed  with  the  Commission  on  March  27,  2020  and
incorporated herein by reference).

2020 Equity Incentive Plan (included as Exhibit 4.10 to the Company’s Form 20-F, as amended, which was filed with the Commission on April 2, 2021 and
incorporated herein by reference).

2021 Equity Incentive Plan.

Description of Common Shares (included as Exhibit 4.10 to the Company's Form 20-F, which was filed with the Commission on March 27, 2020 and
incorporated herein by reference).

Registration Rights Agreement dated February 2, 2021 (included as Exhibit 4.13 to the Company’s Form 20-F, which was filed with the Commission on
April 2, 2021 and incorporated herein by reference).

Subsidiaries of the Company.

Code of Ethics (included as Exhibit 11.1 to the Company's Form 20-F/A, which was filed with the Commission on April 2, 2020 and incorporated herein by
reference).

112

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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12.1*

Certification of the Principal Executive Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a) of the Securities Exchange Act, as amended

12.2*

Certification of the Principal Financial Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a) of the Securities Exchange Act, as amended

13.1*

Certification of the Principal Executive Officer pursuant to 18 USC Section 1350, as adopted, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

13.2*

Certification of the Principal Financial Officer pursuant to 18 USC Section 1350, as adopted, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

15.2*

Consent of Independent Registered Public Accounting Firm (Deloitte Certified Public Accountants S.A.)

101

The following materials from the Company’s annual report on Form 20-F for the fiscal year ended December 31, 2021, formatted in Extensible Business
Reporting Language (XBRL):
(i) Consolidated Balance Sheets as of December 31, 2020 and 2021;
(ii) Consolidated Statements of Operations for the years ended December 31, 2019, 2020 and 2021;
(iii)Consolidated Statements of Comprehensive Income / (Loss) for the years ended December 31, 2019, 2020 and 2021;
(iv)Consolidated Statements of Shareholders’ Equity for the for the years ended December 31, 2019, 2020 and 2021;
(v) Consolidated Statements of Cash Flows for the for the years ended December 31, 2019, 2020 and 2021; and
(vi) the Notes to Consolidated Financial Statements.

* Filed herewith.

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The registrant hereby certifies that it meets all of the requirements for filing on Form 20-F and that it has duly caused and authorized the undersigned to sign

SIGNATURES

this annual report on its behalf.

Date: March 15, 2022

Star Bulk Carriers Corp.
(Registrant)

By:

 /s/ Petros Pappas
Name: Petros Pappas
Title: Chief Executive Officer

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STAR BULK CARRIERS CORP.

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm: Deloitte Certified Public Accountants S.A.
Report of Independent Registered Public Accounting Firm on Internal Control Over Financial Reporting: Deloitte Certified Public Accountants S.A.
Consolidated Balance Sheets as of December 31, 2020 and 2021
Consolidated Statements of Operations for the years ended December 31, 2019, 2020 and 2021
Consolidated Statements of Comprehensive Income / (Loss) for the years ended December 31, 2019, 2020 and 2021
Consolidated Statements of Shareholders’ Equity for the years ended December 31, 2019, 2020 and 2021
Consolidated Statements of Cash Flows for the years ended December 31, 2019, 2020 and 2021
Notes to Consolidated Financial Statements

Page
F-2
F-4
F-5
F-6
F-7
F-8
F-9
F-10

F-1

 
 
 
 
 
 
Table of Contents

Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors of Star Bulk Carriers Corp.

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Star Bulk Carriers Corp. and subsidiaries (the “Company”) as of December 31, 2021 and 2020, the
related  consolidated  statements  of  operations,  comprehensive  income/(loss),  shareholders’  equity,  and  cash  flows,  for  each  of  the  three  years  in  the  period  ended
December 31, 2021, and the related notes (collectively referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all material
respects, the financial position of the Company as of December 31, 2021 and 2020, and the results of its operations and its cash flows for each of the three years in the
period ended December 31, 2021, in conformity with accounting principles generally accepted in the United States of America.

We  have  also  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States)  (PCAOB),  the  Company’s  internal  control  over  financial
reporting as of December 31, 2021, based on criteria established in Internal Control — Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway
Commission and our report dated March 15, 2022, expressed an unqualified opinion on the Company’s internal control over financial reporting.

Basis for Opinion

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the Company’s financial statements based on our audits. We
are  a  public  accounting  firm  registered  with  the  PCAOB  and  are  required  to  be  independent  with  respect  to  the  Company  in  accordance  with  the  U.S.  federal  securities  laws  and  the
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the
financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial
statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and
disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall
presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

Critical Audit Matter

The critical audit matter communicated below is a matter arising from the current-period audit of the financial statements that was communicated or required to be communicated to the
audit committee and that (1) relates to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, subjective, or complex judgments.
The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matter
below, providing a separate opinion on the critical audit matter or on the accounts or disclosures to which it relates. 

Impairment of long-lived assets – Future Charter Rates – Refer to Note 2 of the consolidated financial statements.

Critical Audit Matter Description

The Company’s evaluation of vessels held for use by the Company for impairment involves an initial assessment of each vessel to determine whether events or changes in circumstances
indicate that the carrying amount of the vessel assets may not be recoverable. Total vessels as of December 31, 2021 were $3.01 billion.

F-2

 
 
 
 
 
 
 
 
 
 
 
 
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When the initial assessment suggests impairment indicators, the Company compares future undiscounted net operating cash flows to the carrying values of the related vessel to determine if
the vessel is required to be impaired. When the Company’s estimate of future undiscounted net operating cash flows, excluding interest charges, expected to be generated by the use and
eventual disposition of the vessel is less than its carrying amount, the Company records an impairment loss to the extent the vessel’s carrying value exceeds its fair market value.

The Company makes significant assumptions and judgments to determine the future undiscounted net operating cash flows expected to be generated over the remaining useful life of the
vessel asset, including estimates and assumptions related to the future charter rates. Future charter rates are the most significant and subjective assumption that the Company uses for its
impairment analysis. For periods of time where the vessels are not fixed on time charters or spot market voyage charters, the Company estimates the future daily time charter equivalent for
the vessels’ unfixed days based on the current Forward Freight Agreement (“FFA”) rates of the respective calendar year for each of the first three years, average of the FFA rate of the third
year and the historical average market rate of similar size vessels for the fourth year, and historical average market rates of similar size vessels for the period thereafter. In addition, in light
of the Company’s investment in exhaust gas cleaning systems (“EGCS” or “scrubbers”), an estimate of an additional daily revenue for each scrubber-fitted vessel is also included, reflecting
additional compensation from charterers due to the fuel cost savings that these vessels provide (“scrubber premium”). These assumptions are based on historical trends as well as future
expectations.

We identified future charter rates used in the future undiscounted net operating cash flows as a critical audit matter because of the complex judgements made by management to estimate
them and the significant impact they have on undiscounted cash flows expected to be generated over the remaining useful life of the vessel.

This required a high degree of auditor judgment and an increased extent of effort when performing audit procedures to evaluate the reasonableness of management’s future charter rates.

How the Critical Audit Matter Was Addressed in the Audit

Our audit procedures related to the future charter rates utilized in the future undiscounted net operating cash flows included the following, among others:

· We tested the effectiveness of controls over management’s review of the impairment analysis, including the future charter rates used within the future undiscounted net operating

cash flows.

· We evaluated the reasonableness of the Company’s estimate of future charter rates through the performance of the following procedures:

1.

Evaluating the Company’s methodology for estimating the future charter rates by comparing the future charter rates utilized in the future undiscounted net operating cash
flows to 1) the Company’s historical rates, including the actual scrubber premium earned on the Company’s past charter contracts, 2) historical rate information by vessel
class published by third parties and 3) other external market sources, including analysts’ reports.

2. Considering the consistency of the assumptions used in the future charter rates, including scrubber premium, with evidence obtained in other areas of the audit. This included

1) internal communications by management to the board of directors, and 2) external communications by management to analysts and investors.

3. Evaluating management’s ability to accurately forecast by comparing actual results to management’s historical forecasts.

/s/ Deloitte Certified Public Accountants S.A.
Athens, Greece
March 15, 2022

We have served as the Company’s auditor since 2018.

F-3

 
 
 
 
 
 
 
 
Table of Contents

Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors of Star Bulk Carriers Corp.

Opinion on Internal Control over Financial Reporting

We have audited the internal control over financial reporting of Star Bulk Carriers Corp. and subsidiaries (the “Company”) as of December 31, 2021, based on criteria established in Internal
Control — Integrated Framework (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (COSO).  In  our  opinion,  the  Company  maintained,  in  all
material respects, effective internal control over financial reporting as of December 31, 2021, based on criteria established in Internal Control — Integrated Framework (2013) issued by
COSO.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the consolidated financial statements as of and for
the year ended December 31, 2021, of the Company and our report dated March 15, 2022, expressed an unqualified opinion on those financial statements.

Basis for Opinion

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial
reporting,  included  in  the  accompanying  “Management’s  Annual  Report  on  Internal  Control  Over  Financial  Reporting”.  Our  responsibility  is  to  express  an  opinion  on  the  Company’s
internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in
accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective
internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk
that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we
considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial
statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures
that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable
assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance  with  generally  accepted  accounting  principles,  and  that  receipts  and
expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the  company;  and  (3)  provide  reasonable  assurance  regarding
prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods
are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ Deloitte Certified Public Accountants S.A.
Athens, Greece
March 15, 2022 

F-4

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Consolidated Balance Sheets
As of December 31, 2020 and 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

ASSETS
CURRENT ASSETS
Cash and cash equivalents
Restricted cash, current (Notes 7 and 17)
Trade accounts receivable, net
Inventories (Note 4)
Due from managers
Due from related parties (Note 3)
Prepaid expenses and other receivables
Derivatives, current asset portion (Note 17)
Other current assets (Note 15)
Total Current Assets

FIXED ASSETS
Vessels and other fixed assets, net (Note 5)
Total Fixed Assets

OTHER NON-CURRENT ASSETS
Long term investment (Note 3)
Restricted cash, non-current (Notes 7 and 17)
Operating leases, right-of-use assets (Note 2)
Derivatives, non-current asset portion (Note 17)
Other non-current assets
TOTAL ASSETS

LIABILITIES & SHAREHOLDERS' EQUITY
CURRENT LIABILITIES
Current portion of long-term bank loans (Note 7)
Lease financing short term (Note 6)
Accounts payable
Due to managers
Due to related parties (Note 3)
Accrued liabilities (Note 12)
Derivatives, current liability portion (Note 17)
Deferred revenue
Total Current Liabilities

December 31,
2020

December 31,
2021

$

                183,211  
                    7,299  
                  38,090  
                  47,294  
                       358  
                       481  
                  17,687  
                          –     
                  12,991  
                307,411  

 $ 

               450,285
                 20,965
                 81,061
                 75,077
                   9,422
                      242
                 28,659
                   1,996
                 15,217
               682,924

2,877,119
2,877,119

3,013,038
3,013,038

                    1,321  
                    5,021  
                       886  
                          –     
                         35  
$              3,191,793  

                   1,567
                   2,021
                 48,256
                   6,913
                          –   
            3,754,719

 $ 

$                 144,900  
                  44,873  
                  32,853  
                    7,813  
                    1,439  
                  20,940  
                    1,939  
                  11,675  
                266,432  

 $ 

               156,701
                 50,434
                 21,837
                   3,885
                   1,426
                 30,810
                      743
                 24,960
               290,796

NON-CURRENT LIABILITIES
8.30% 2022 Notes, net of unamortized notes issuance costs of $768 as of December 31, 2020 (Note 7)
Long-term bank loans, net of current portion and unamortized loan issuance costs of $13,761 and $10,853, as of December
31, 2020 and 2021, respectively (Note 7)
Lease financing long term, net of unamortized lease issuance costs of $6,181 and $5,318, as of December 31, 2020 and
2021, respectively (Note 6)
Derivatives, non-current liability portion (Note 17)
Fair value of below market time charters acquired
Operating lease liabilities (Note 2)
Other non-current liabilities
TOTAL LIABILITIES

                  49,232  

                          –   

                938,699  

               932,554

                382,417  

               402,039

                    2,265  
                    1,289  
                       886  
                    1,046  
             1,642,266  

                          –   
                          –   
                 48,256
                   1,056
            1,674,701

COMMITMENTS & CONTINGENCIES (Note 14)

SHAREHOLDERS' EQUITY
Preferred Shares; $0.01 par value, authorized 25,000,000 shares; none issued or outstanding at December 31, 2020 and
2021, respectively (Note 8)
Common Shares, $0.01 par value, 300,000,000 shares authorized; 97,146,687 shares issued and 97,139,716 shares (net of
treasury shares) outstanding as of December 31, 2020; 102,294,758 shares issued and outstanding as of December 31, 2021
(Note 8)
Additional paid in capital
Treasury shares (6,971 and nil shares at December 31, 2020 and 2021, respectively)
Accumulated other comprehensive income/(loss)
Accumulated deficit
Total Shareholders' Equity
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY

                          –    

                            –   

                       971  

                   1,023

             2,548,956  
                          (93)  
                     (3,993)  
                 (996,314)  
             1,549,527  
3,191,793  

$

            2,618,319
                          –   
                   6,933
               (546,257)
            2,080,018
3,754,719

$

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
   
 
 
 
   
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
  
 
   
 
 
 
   
 
 
 
   
 
 
 
 
 
   
 
 
 
   
 
   
 
 
 
   
 
   
  
 
   
   
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
   
 
   
  
 
   
   
 
 
   
 
 
 
 
   
 
 
 
   
 
 
 
 
   
 
   
 
 
   
The accompanying notes are integral part of these consolidated financial statements.

F-5

 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Consolidated Statements of Operations
For the years ended December 31, 2019, 2020 and 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

Revenues:
Voyage revenues (Note 15)

Expenses
Voyage expenses (Notes 3 and 16)
Charter-in hire expenses (Note 3)
Vessel operating expenses (Note 16)
Dry docking expenses
Depreciation (Note 5)
Management fees (Notes 3 and 9)
General and administrative expenses (Note 3)
Impairment loss (Notes 5 and 17)
(Gain)/Loss on time charter agreement termination
Other operational loss
Other operational gain
Provision for doubtful debts 
(Gain)/Loss on forward freight agreements and bunker swaps, net (Note 17)
(Gain)/Loss on sale of vessels (Note 5)
Total operating expenses
Operating income / (loss)

Other Income/ (Expenses):
Interest and finance costs (Note 7)
Interest and other income/(loss)
Loss on debt extinguishment (Note 7)
Total other expenses, net

Income / (loss) before taxes and equity in income of investee

Income taxes (Note 13)
Income/(Loss) before equity in income of investee
Equity in income / (loss) of investee
Net income/(loss)
Earnings / (Loss) per share, basic 
Earnings / (Loss) per share, diluted
Weighted average number of shares outstanding, basic (Note 11)
Weighted average number of shares outstanding, diluted  (Note 11)

Years ended December 31,

2019

2020

2021

$            821,365   $                 693,241   $                 1,427,423

             222,962  
             126,813  
             160,062  
               57,444  
             124,280  
               17,500  
               34,819  
                 3,411  
                      —  
                    110  
              (2,423)  
                 1,607  
              (4,411)  
                 5,493  
             747,667  
               73,698  

226,111
                  200,058     
                    32,055  
                       14,565
                  178,543                         208,661
                    23,519                           30,986
                  142,293                         152,640
                    18,405                           19,489
                    31,881                           39,500
—
                      (1,102)
                           —  
                         2,214
                      1,513  
                      (2,110)
                   (3,231)  
 629
                         373  
                      (3,564)
                 (16,156)  
                           —  
                              —
                  609,253                         688,019
                    83,988                         739,404

—

            (87,617)  
                 1,299  
              (3,526)  
            (89,844)  

                 (69,555)  
                    (56,036)
                         267                                315
                   (4,924)                          (3,257)
                 (74,212)  
                    (58,978)

$           (16,146)   $                     9,776   $                    680,426
                           (16)
                      (152)  
                 (109)  
                     680,410
                      9,624  
            (16,255)  
                            120
                           36  
                      54  
            (16,201)  
                     680,530
                      9,660  
$               (0.17)   $                       0.10   $                          6.73
                        0.10  
                (0.17)  
                           6.71
             96,128,173                  101,183,829
        93,735,549  
             96,281,389                  101,479,072
        93,735,549  

The accompanying notes are integral part of these consolidated financial statements.

F-6

 
 
 
 
 
 
 
   
 
 
  
 
 
 
   
  
  
 
  
 
  
  
 
  
 
  
  
 
   
 
      
 
 
   
 
      
 
 
 
  
 
   
 
      
 
 
   
 
      
 
  
 
   
 
      
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Consolidated Statements of Comprehensive Income/ (Loss)
For the years ended December 31, 2019, 2020 and 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

 Net income / (loss) 
Other comprehensive income / (loss): 
Unrealized gains / losses from cash flow hedges: 
Unrealized gain / (loss) from hedging interest rate swaps recognized in Other comprehensive income/(loss) before
reclassifications 
Less: 
Reclassification adjustments of interest rate swap gain/(loss) 
Other comprehensive income / (loss) 
Total comprehensive income / (loss) 

 Years ended December 31, 

2019
 (16,201)   $ 

 $ 

2020

   9,660   $ 

2021
 680,530

          —     

 (4,841)  

     8,575

          —     
          —     

 $ 

 (16,201)   $ 

      848  
 (3,993)  
   5,667   $ 

     2,351
   10,926
 691,456

The accompanying notes are integral part of these consolidated financial statements.

F-7

 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Consolidated Statements of Shareholders’ Equity
For the years ended December 31, 2019, 2020 and 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

Common Stock

# of
Shares

Par
Value

Additional
Paid-in
Capital

Accumulated
Other
Comprehensive
income/(loss)

92,627,349

$

926

$

2,502,429

$

–

883,700

–

–

999,336

(2,940,558)

4,503,370

–

9

–

–  

10

(29)

45

–

7,934

–

–

10,055

(23,546)

47,470

96,073,197

$

961

$

2,544,342

$

–

–

1,073,490

–

–

–

10

–

–

–

4,614

–

–

–

–

–

–

–

–

–

–

–

(3,993)

–

–

Accumulated
deficit

Treasury
stock

Total
Shareholders'
Equity

$

(980,165)

$

(3,145)

$

1,520,045

(16,201)

–

(4,804)

–

–

–

–

–

–

–

(93)

             –

(16,201)

7,943

(4,804)

(93)

10,065

3,145

(20,430)

–

47,515

$

(1,001,170)

$

(93)

$

1,544,040

9,660

–

–

(4,804)

–

–

–

–

9,660

(3,993)

4,624

(4,804)

97,146,687

$

971

$

2,548,956

$

(3,993)

$

(996,314)

$

(93)

$

1,549,527

 – 

 – 

521,310

3,000,000

2,100,000

               –

 –

5

30

21

 – 

 – 

10,926

 – 

        680,530

                       –

         680,530

10,330

 – 

 – 

 – 

 –

–

47,545

                      –

                – 

                       –

22,147

                 –

                – 

                       –

10,926

10,335

47,575

22,168

BALANCE,
January 1, 2019

Net income / (loss)
Issuance of vested
and non-vested
shares and
amortization of
share-based
compensation
(Note 10)
Dividend declared
and paid ($0.05 per
share) (Note 8)
Acquisition of
Songa Vessels
Acquisition of E.R
Vessels (Notes 5
and 8)
Purchase of
treasury stock
(Note 8)
Acquisition of
Delphin vessels
(Notes 5 and 8)
BALANCE,
December 31,
2019

Net income / (loss)
Other
comprehensive
income / (loss)
Issuance of vested
and non-vested
shares and
amortization of
share-based
compensation
(Note 10)
Dividend declared
and paid ($0.05 per
share) (Note 8)
BALANCE,
December 31,
2020
Net income / (loss)
Other
comprehensive
income / (loss) 
 Issuance of vested
and non-vested
shares and
amortization of
share-based
compensation
(Note 10)  
Acquisition of
Eneti vessels (Note
8) 
Acquisition of ER
vessels (Note 8) 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Offering expenses 
Cancellation of
treasury stock
(Note 8) 
Dividend declared
($2.25 per share)
(Note 8) 
Purchase of
treasury stock
(Note 8) 
 BALANCE,
December 31,
2021 

                  –  

              – 

(292)

                             –

               – 

                       –

               (292)

(6,971)

               –

 (93)

                             –

               – 

                  93

         – 

                  – 

              – 

                           –  

–

      (230,473)

 – 

        (230,473)

(466,268)

(4)

(10,274)

                            –

                 – 

                      –

(10,278)

102,294,758

$

 1,023

$

   2,618,319

$

6,933

$

 (546,257)

 $

— $

2,080,018

The accompanying notes are integral part of these consolidated financial statements.

F-8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Consolidated Statements of Cash Flows
For the years ended December 31, 2019, 2020 and 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

Cash Flows from Operating Activities:
Net income / (loss)
Adjustments to reconcile net income/(loss) to net cash provided by/(used in) operating activities:
Depreciation (Note 5)
Amortisation of fair value of above market time charters
Amortisation of fair value of below market time charters
Amortization of debt (loan, lease & notes) issuance costs (Note 7)
Loss on debt extinguishment (Note 7)
Impairment loss (Note 5)
Loss / (gain) on sale of vessels (Note 5)
Provision for doubtful debts 
Share-based compensation (Note 10)
(Gain)/Loss on time charter agreement termination
Change in fair value of forward freight derivatives and bunker swaps (Note 17)
Other non-cash charges
Gain on hull and machinery claims
Equity in income / (loss) of investee
Changes in operating assets and liabilities:
(Increase)/Decrease in:
Trade accounts receivable
Inventories
Prepaid expenses and other receivables 
Derivatives asset
Due from related parties
Due from managers
Other non-current assets
Increase/(Decrease) in:
Accounts payable
Due to related parties
Accrued liabilities
Due to managers
Deferred revenue
Net cash provided by / (used in) Operating Activities

Cash Flows from Investing Activities:
Advances for vessels & vessel upgrades and other fixed assets
Cash proceeds from vessel sales (Note 5)
Hull and machinery insurance proceeds
Net cash provided by / (used in) Investing Activities

Cash Flows from Financing Activities:
Proceeds from bank loans, leases and notes
Loan and lease prepayments and repayments
Financing and debt extinguishment fees paid
Dividends paid (Note 8)
Offering expenses paid related to the issuance of common stock
Repurchase of common shares 
Net cash provided by / (used in) Financing Activities

Net increase/(decrease) in cash and cash equivalents and restricted cash 
Cash and cash equivalents and restricted cash at beginning of period

2019

Years ended December 31,
2020

2021

$

      (16,201)   $                9,660   $ 

             680,530

      124,280  
             336  
        (2,349)  
          5,590  
          3,526  
          3,411  
          5,493  
          1,607  
          7,943  
               –
             246  
               28  
        (2,264)  
             (54)  

      (20,383)  
      (23,717)  
      (14,940)  
               –  
             732  
           (615)  
           (357)  

          3,627  
          2,368  
        11,675  
          2,024  
        (3,481)  
        88,525  

    (347,140)  
        56,632  
        10,671  
    (279,837)  

           142,293      
                    –  
             (1,184)  
               7,815      
               4,924      

             152,640
                      –
      (187)
          6,511
                 3,257
                  –
                    –
                      –
                    –
                    629
                  373  
               4,624                       10,335
                 (1,102)
                    –  
             (1,295)  
           (1,508)
                  276                         (116)
                    (192)
             (2,154)  
                    (120)
                  (36)  

             20,322  
               3,859  
             (2,211)  
                    (2)  
                  109      
                  541  
                    (1)  

               (43,600)
               (27,783)
               (19,012)
                    500
                    239
                 (9,064)
                      –

             (3,052)  
                 (8,040)
             (2,578)                           (13)
           (18,064)  
               13,810
               2,032                      (3,928)
               13,285
               4,301  
             767,071
           170,552      

           (72,059)  

                    –      

               5,725  
           (66,334)  

             (130,147)
                      –
                 8,884
             (121,263)

      768,282  
    (623,892)  
      (15,366)  
        (4,804)  
               –  
      (20,523)  
      103,697  

           687,792      
         (708,910)  
             (9,027)  
             (4,804)  

             470,650
             (593,183)
                 (4,584)
             (230,240)
                    –                         (433)
               (10,278)
                    –  
             (368,068)
           (34,949)  

      (87,615)  
      213,877  

             69,269  
           126,262      

             277,740
             195,531

Cash and cash equivalents and restricted cash at end of period

$

      126,262   $            195,531   $ 

             473,271

SUPPLEMENTAL CASH FLOW INFORMATION:

 Cash paid during the period for:
Interest
Non-cash investing and financing activities:
Shares issued in connection with vessel acquisitions
Vessel upgrades
Assumed debt upon acquisition
Right-of use assets and lease obligations for charter-in contracts
Dividends declared but not paid

$

82,172   $              61,557   $ 

               49,658

        57,580  
        27,848  
–  
–    
–    

                    –
               9,674  

 –
–  
–  

               69,884
                 – 
               99,601
48,796
233

 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
   
 
   
   
 
 
   
 
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
       
 
 
   
 
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
       
 
 
   
 
       
 
 
 
 
 
 
 
 
 
 
 
 
   
 
       
 
 
   
 
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
       
 
 
 
 
 
 
 
 
   
 
       
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
   
 
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
Reconciliation of (a) cash and cash equivalents, and restricted cash reported within the consolidated
balance sheets to (b) the total amount of such items reported in the statements of cash flows:
Cash and cash equivalents
Restricted cash, current (Note 7)
Restricted cash, non-current (Note 7)
Cash and cash equivalents and restricted cash at end of period shown in the statement of cash flows

$

$

117,819  $
7,422 
1,021 
126,262  $

183,211   $ 
7,299  
5,021  
195,531   $ 

450,285
20,965
2,021
473,271

The accompanying notes are integral part of these consolidated financial statements.

F-9

   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

1.       Basis of Presentation and General Information:

The consolidated financial statements as of December 31, 2020 and 2021 and for the years ended December 31, 2019, 2020 and 2021, include the accounts of Star Bulk
Carriers Corp. (“Star Bulk”) and its wholly owned subsidiaries as set forth below (collectively, the “Company”).

Star Bulk was incorporated on December 13, 2006 under the laws of the Marshall Islands and maintains offices in Athens, Oslo, New York, Limassol, and Singapore. The
Company is engaged in the ocean transportation of dry bulk cargoes worldwide through the ownership and operation of dry bulk carrier vessels. Since December 3, 2007,
Star Bulk shares trade on the NASDAQ Global Select Market under the ticker symbol “SBLK”.

On  March  11,  2020,  the  World  Health  Organization  declared  the  2019  Novel  Coronavirus  (the  “Covid-19”)  outbreak  a  pandemic.  In  response  to  the  outbreak,  many
countries, ports and organizations, including those where the Company conducts a large part of its operations, have implemented measures to combat the outbreak, such
as quarantines and travel restrictions. These measures have resulted in a significant reduction in global economic activity and extreme volatility in the global financial
markets. There continues to be a high level of uncertainty relating to how the pandemic will evolve, including the new Omicron variant of COVID-19, which appears to
be the most transmissible variant to date, the availability of vaccines and their global deployment, the development of effective treatments, the imposition of effective
public safety and other protective measures and the public's and government's responses to such measures. At present, it is not possible to ascertain any future impact of
Covid-19 on the Company’s operational and financial performance, which may take some time to materialize and may not be fully reflected in the Company’s results for
2020  and  2021.    The  recent  reopening  of  the  global  economy  and  consequent  increased  demand  across  all  key  dry  bulk  commodities  has  positively  affected  the
Company’s revenues. On the other hand, as a result of COVID-19 restrictions imposed since 2020, additional crew expenses were incurred.  However, an increase in the
severity or duration or a resurgence of the Covid-19 pandemic and the continued distribution and effectiveness of vaccines could have a material adverse effect on the
Company’s business, results of operations, cash flows, financial condition, the carrying value of the Company’s assets, the fair values of the Company’s vessels, and the
Company’s ability to pay dividends.

As of December 31, 2021, the Company owned a modern fleet of 128 dry bulk vessels consisting of Newcastlemax, Capesize, Post Panamax, Kamsarmax, Panamax,
Ultramax and Supramax vessels with a carrying capacity between 52,425 deadweight tonnage (“dwt”) and 209,529 dwt, and a combined carrying capacity of 14.1 million
dwt.  In  addition,  through  certain  of  its  subsidiaries,  the  Company  charters-in  a  number  of  third-party  vessels  to  increase  its  operating  capacity  in  order  to  satisfy  its
clients’ needs.  

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Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

1.       Basis of Presentation and General Information - continued:

Below is the list of the Company’s wholly owned subsidiaries as of December 31, 2021:

Subsidiaries owning vessels in operation at December 31, 2021:

Pearl Shiptrade LLC
Star Ennea LLC
Coral Cape Shipping LLC
Sea Diamond Shipping LLC
Star Castle II LLC
ABY Eleven Ltd
Domus Shipping LLC
Star Breezer LLC
Star Seeker LLC

  Wholly Owned Subsidiaries
1
2
3
4
5
6
7
8
9
10 ABY Nine Ltd
11 Clearwater Shipping LLC
12 ABY Ten Ltd
Star Castle I LLC
13
14
Festive Shipping LLC
15 New Era II Shipping LLC
16 New Era III Shipping LLC
17 New Era I Shipping LLC
18 Cape Ocean Maritime LLC
19 Cape Horizon Shipping LLC
20
21
22
23 Christine Shipco LLC
24
25
26
27
28
29
30
31
32
33
34
35 Global Cape Shipping LLC
36
Star Trident XXV Ltd.
37 ABY Fourteen Ltd
38 ABY Fifteen Ltd
39
40 ABY I LLC

Pacific Cape Shipping LLC
Star Borealis LLC
Star Polaris LLC
Star Nor III LLC
Star Regg VI LLC
Star Regg V LLC
Star Regg IV LLC
Star Regg I LLC
Star Regg II LLC
Star Trident V LLC
Sky Cape Shipping LLC

Star Nor I LLC
Star Nor II LLC
Sandra Shipco LLC

Sea Cape Shipping LLC

Vessel Name
Gargantua (1)
Star Gina 2GR
Maharaj (1)
Goliath (1) 
Star Leo
Star Laetitia
Star Ariadne
Star Virgo
Star Libra (1)
Star Sienna
Star Marisa
Star Karlie
Star Eleni
Star Magnanimus
Debbie H
Star Ayesha
Katie K
Leviathan 
Peloreus 
Star Claudine
Star Ophelia
Star Pauline 
Star Martha 
Pantagruel 
Star Borealis
Star Polaris
Star Lyra
Star Bueno
Star Borneo
Star Marilena
Star Marianne
Star Janni
Star Angie 
Big Fish 
Kymopolia 
Star Triumph
Star Scarlett
Star Audrey
Big Bang 
Star Paola

F-11

DWT
209,529
209,475
209,472
207,999
207,939
207,896
207,774
207,774
207,727
207,721
207,671
207,566
207,517
207,490
206,823
206,814
206,803
182,466
182,451
181,258
180,716
180,233
180,231
180,140
179,601
179,648
179,147
178,978
178,978
178,977
178,841
177,939
177,931
177,620
176,948
176,274
175,800
175,125
174,109
115,259

Date
Delivered to Star Bulk
April 2, 2015
February 26, 2016
July 15, 2015
July 15, 2015
May 14, 2018
August 3, 2018
March 28, 2017
March 1, 2017
June 6, 2016
August 3, 2018
March 11 2016
August 3, 2018
January 3, 2018
March 26, 2018
May 28, 2019
July 15, 2019
April 16, 2019
September 19, 2014
July 22, 2014
July 6, 2018
July 6, 2018
December 29, 2014
October 31, 2014
July 11, 2014
September 9, 2011
November 14, 2011
July 6, 2018
January 26, 2021
January 26, 2021
January 26, 2021
January 14, 2019
January 7, 2019
October 29, 2014
July 11, 2014
July 11, 2014
December 8, 2017
August 3, 2018
August 3, 2018
July 11, 2014
August 3, 2018

Year Built
2015
2016
2015
2015
2018
2017
2017
2017
2016
2017
2016
2016
2018
2018
2019
2019
2019
2014
2014
2011
2010
2008
2010
2004
2011
2011
2009
2010
2010
2010
2010
2010
2007
2004
2006
2004
2014
2011
2007
2011

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

1.       Basis of Presentation and General Information - (continued):

Subsidiaries owning vessels in operation at December 31, 2021:

  Wholly Owned Subsidiaries
41 ABM One Ltd
Star Vega LLC
42
43
Star Sirius LLC
44 Majestic Shipping LLC
45 Nautical Shipping LLC
46 ABY II LLC
47 Augustea Bulk Carrier Ltd
48 Augustea Bulk Carrier Ltd
Star Trident I LLC
49
Star Nor IV LLC
50
Star Alta I LLC
51
Star Alta II LLC
52
Star Nor VI LLC
53
Star Nor V LLC
54
55
Star Trident XIX LLC
56 Grain Shipping LLC
Star Trident XII LLC
57
58 ABY Seven Ltd
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74 Waterfront Two Ltd
75
76
77
78 Mineral Shipping LLC
Star Nor X LLC
79
Star Nor XI LLC
80
Star Zeus VI LLC
81
Star Zeus I LLC
82
Star Zeus II LLC
83
84
Star Zeus VII LLC
85 ABY III LLC
86 ABY IV LLC
87 ABY Three Ltd
88
89

Star Trident IX LLC
Star Sun I LLC
Star Sun II LLC
Star Trident XI LLC
Star Trident VIII LLC
Star Trident XVI LLC
Star Trident XIV LLC
Star Trident X LLC
Star Trident XV LLC
Star Trident XIII LLC
Star Nor VIII LLC
Star Trident II LLC
Star Nor VII LLC
Star Trident XVII LLC
Star Trident XVIII LLC 

Star Nor IX LLC
Star Elpis LLC
Star Gaia LLC

Star Nor XII LLC
Star Nor XIII LLC

Vessel Name
Star Eva
Star Vega (1)
Star Sirius (1)
Madredeus 
Amami 
Star Aphrodite
Star Piera
Star Despoina
Star Kamila 
Star Electra
Star Angelina 
Star Gwyneth 
Star Luna
Star Bianca
Star Maria 
Pendulum 
Star Markella 
Star Jeanette
Star Danai 
Star Elizabeth
Star Pavlina
Star Georgia 
Star Sophia 
Star Mariella 
Star Moira 
Star Renee
Star Jennifer 
Star Laura 
Star Mona
Star Nasia 
Star Astrid
Star Helena 
Star Nina 
Star Alessia
Star Calypso
Star Suzanna
Star Charis
Mercurial Virgo 
Stardust
Star Sky
Star Lambada (1)
Star Capoeira (1)
Star Carioca (1)
Star Macarena (1)
Star Lydia
Star Nicole
Star Virginia
Star Genesis
Star Flame

F-12

DWT
106,659
98,648
98,648
98,648
98,648
92,006
91,952
91,945
87,001
83,494
82,953
82,703
82,687
82,672
82,578
82,578
82,574
82,567
82,554
82,430
82,361
82,281
82,252
82,249
82,220
82,204
82,192
82,192
82,188
82,183
82,158
82,150
82,145
81,944
81,918
81,644
81,643
81,502
81,502
81,466
81,272
81,253
81,199
81,198
81,187
81,120
81,061
80,705
80,448

Date
Delivered to Star Bulk
August 3, 2018
February 13, 2014
March 7, 2014
July 11, 2014
July 11, 2014
August 3, 2018
August 3, 2018
August 3, 2018
September 3, 2014
July 6, 2018
December 5, 2014
December 5, 2014
July 6, 2018
July 6, 2018
November 5, 2014
July 11, 2014
September 29, 2014
August 3, 2018
October 21, 2014
May 25, 2021
June 16, 2021
October 14, 2014
October 31, 2014
September 19, 2014
November 19, 2014
December 18, 2014
April 15, 2015
December 8, 2014
July 6, 2018
August 29, 2014
July 6, 2018
December 29, 2014
January 5, 2015
August 3, 2018
July 6, 2018
May 15, 2017
March 22, 2017
July 11, 2014
July 6, 2018
July 6, 2018
March 16, 2021
March 16, 2021
March 16, 2021
March 6, 2021
August 3, 2018
August 3, 2018
August 3, 2018
July 6, 2018
July 6, 2018

Year Built
2012
2011
2011
2011
2011
2011
2010
2010
2005
2011
2006
2006
2008
2008
2007
2006
2007
2014
2006
2021
2021
2006
2007
2006
2006
2006
2006
2006
2012
2006
2012
2006
2006
2017
2014
2013
2013
2013
2011
2010
2016
2015
2015
2016
2013
2013
2015
2010
2011 

 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

1.       Basis of Presentation and General Information - (continued):

Subsidiaries owning vessels in operation at December 31, 2021:

Primavera Shipping LLC 
Success Maritime LLC
Star Zeus III LLC

  Wholly Owned Subsidiaries
Star Trident III LLC
90
91
Star Trident XX LLC
92 Orion Maritime LLC
93
94
95
96 Ultra Shipping LLC
97 Blooming Navigation LLC
Jasmine Shipping LLC
98
99
Star Lida I Shipping LLC
100 Star Zeus V LLC
101 Star Zeus IV LLC
102 Star Nor XV LLC
103 Star Challenger I LLC
104 Star Challenger II LLC
105 Aurelia Shipping LLC
106 Star Axe II LLC
107 Rainbow Maritime LLC
108 Star Axe I LLC
109 ABY Five Ltd
110 Star Asia I LLC
111 Star Asia II LLC
112 Star Nor XIV LLC
113 Star Lida XI Shipping LLC
114 Star Lida VIII Shipping LLC 
115 Star Lida IX Shipping LLC
116 Star Trident VII LLC
117 Star Lida VI Shipping LLC
118 Star Lida VII Shipping LLC
119 Star Lida X Shipping LLC
120 Star Lida III Shipping LLC
121 Star Lida IV Shipping LLC
122 Star Lida V Shipping LLC
123 Star Lida II Shipping LLC
124 Star Regg III LLC
125 Glory Supra Shipping LLC
126 Star Omicron LLC
127 Star Zeta LLC
128 Star Theta LLC

(1)

Subject to sale and lease back financing transaction (Note 6)

DWT
76,390
76,339
63,437
63,404
63,377
63,371
63,261
63,240
63,204
63,123
61,571
61,521
61,491
61,462
61,455
61,324
61,323
61,268
61,234
60,935
60,873
60,873
58,680
56,615
56,604
56,582
56,582
56,559
56,545
56,540
56,539
56,530
56,507
56,506
55,783
55,715
53,444
52,994
52,425
14,072,068

Delivered to Star Bulk
September 8, 2014
September 16, 2014
March 25, 2015
March 31, 2015
April 7, 2015
May 19, 2021
June 26, 2015
January 8, 2016
March 2, 2016
July 16, 2019
March 16, 2021
March 16, 2021
July 6, 2018
December 12, 2013
December 30, 2013
February 27, 2015
January 6, 2016
February 27, 2015
October 9, 2015
August 3, 2018
July 22, 2015
August 7, 2015
July 6, 2018
August 19, 2019
August 8, 2019
July 15, 2019
July 24, 2017
September 18, 2019
July 16, 2019
July 15, 2019
July 16, 2019
July 23, 2019
July 16, 2019
July 15, 2019
October 10, 2018
July 11, 2014
April 17, 2008
January 2, 2008
December 6, 2007

Year Built
2004
2004
2015
2015
2015
2015
2015
2016
2016
2014
2015
2015
2017
2012
2013
2015
2016
2015
2015
2015
2015
2015
2012
2013
2013
2013
2011
2012
2012
2013
2012
2012
2013
2012
2010
2006
2005
2003
2003

Vessel Name
Star Iris 
Star Emily 
Idee Fixe (1)
Roberta (1)
Laura (1)
Star Athena (1)
Kaley (1)
Kennadi (1)
Mackenzie (1)
Star Apus (1)
Star Bovarius (1)
Star Subaru (1)
Star Wave
Star Challenger (1)
Star Fighter (1)
Honey Badger (1)
Star Lutas (1)
Wolverine (1)
Star Antares (1)
Star Monica
Star Aquarius
Star Pisces (1)
Star Glory
Star Pyxis (1)
Star Hydrus (1)
Star Cleo (1)
Diva (1)
Star Centaurus
Star Hercules
Star Pegasus (1)
Star Cepheus (1)
Star Columba (1)
Star Dorado (1)
Star Aquila
Star Bright
Strange Attractor 
Star Omicron
Star Zeta 
Star Theta 
Total dwt

F-13

 
 
 
 
 
 
 
  
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

 1.       Basis of Presentation and General Information – (continued):

Non-vessel owning subsidiaries at December 31, 2021 (the below list includes companies previously owning vessels that have been sold, intermediate holding
companies, companies that charter-in vessels and management companies):

Star Bulk Management Inc.
Starbulk S.A.
Star Bulk Manning LLC
Star Bulk Shipmanagement Company (Cyprus) Limited
Candia Shipping Limited (ex Optima Shipping Limited)
Star Omas LLC 
Star Synergy LLC 
Oceanbulk Shipping LLC
Oceanbulk Carriers LLC
International Holdings LLC
Star Ventures LLC
Star Logistics LLC (ex Dry Ventures LLC)

  Wholly Owned Subsidiaries
1
2
3
4
5
6
7
8
9
10
11
12
13 Unity Holding LLC
14
15
16
17
18

Star Bulk (USA) LLC
Star Bulk Norway AS
Star New Era LLC
Star Thor LLC
Star Gamma LLC

Star Aurora LLC
Star Epsilon LLC
Star ABY LLC

19
20
21
22 ABY Group Holding Ltd
23
24
25
26
27
28
29
30
31
32
33
34
35

Star Regina LLC
Star Bulk (Singapore) Pte. Ltd.
Star Bulk Germany GmbH
Star Mare LLC
Star Sege Ltd
Star Regg VII LLC
Star Cosmo LLC
Star Delta LLC
Star Kappa LLC
Star Trident VI LLC
Star Uranus LLC
Star Zeus LLC
Star Bulk Finance (Cyprus) Limited

F-14

 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

1.       Basis of Presentation and General Information - (continued):

Charterers who individually accounted for more than 10% of the Company’s voyage revenues during the years ended December 31, 2019, 2020 and 2021 are as follows: 

Charterer

A
B

2019

N/A
13%

2020

11%
N/A

No charterer accounted for more than 10% of the Company’s revenues for the year ended December 31, 2021.

2.       Significant Accounting policies:

 a)             Principles  of  consolidation:  The  consolidated  financial  statements  have  been  prepared  in  accordance  with  generally  accepted  accounting  principles  in  the
United  States  of  America  (“U.S.  GAAP”),  which  include  the  accounts  of  Star  Bulk  and  its  wholly  owned  subsidiaries  referred  to  in  Note  1  above.  All
intercompany balances and transactions have been eliminated on consolidation.

Star Bulk as the holding company determines whether it has controlling financial interest in an entity by first evaluating whether the entity is a voting interest
entity or a variable interest entity. Under ASC 810 “Consolidation”, a voting interest entity is an entity in which the total equity investment at risk is sufficient to
enable the entity to finance itself independently and provides the equity holders with the obligation to absorb losses, the right to receive residual returns and
make financial and operating decisions. Star Bulk consolidates voting interest entities in which it owns all, or at least a majority (generally, greater than 50%), of
the voting interest.

Following the provisions of ASC 810 “Consolidation”, the Company evaluates all arrangements that may include a variable interest in an entity to determine if it
may  be  the  primary  beneficiary,  and  would  be  required  to  include  assets,  liabilities  and  operations  of  a  variable  interest  entity  in  its  consolidated  financial
statements. The Company’s evaluation did not result in an identification of variable interest entities for the years 2019, 2020 and 2021.

b)              Equity method investments: Investments in the equity of entities over which the Company exercises significant influence, but does not exercise control are
accounted for by the equity method of accounting. Under this method, the Company records such an investment at cost and adjusts the carrying amount for its
share of the earnings or losses of the entity subsequent to the date of investment and reports the recognized earnings or losses in income. The Company also
evaluates  whether  a  loss  in  value  of  an  investment  that  is  other  than  a  temporary  decline  should  be  recognized.  Evidence  of  a  loss  in  value  might  include
absence of an ability to recover the carrying amount of the investment or inability of the investee to sustain an earnings capacity that would justify the carrying
amount of the investment. Dividends received reduce the carrying amount of the investment. When the Company’s share of losses in an entity accounted for by
the equity method equals or exceeds its interest in the entity, the Company does not recognize further losses, unless the Company has made advances, incurred
obligations and made payments on behalf of the entity.

c)               Use  of  estimates:  The  preparation  of  the  consolidated  financial  statements  in  conformity  with  U.S.  GAAP  requires  management  to  make  estimates  and
assumptions that affect the reported amounts of assets and liabilities, the disclosures of contingent assets and liabilities at the date of the consolidated financial
statements  and  the  reported  amounts  of  revenues  and  expenses  during  the  reporting  period.  Actual  results  could  differ  from  those  estimates  under  different
assumptions or conditions.

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Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.

Significant Accounting policies - (continued):

d)              Comprehensive income/(loss): The statement of comprehensive income/(loss) presents the change in equity (net assets) during a period from transactions and
other  events  and  circumstances  from  non-owner  sources.  It  includes  all  changes  in  equity  during  a  period  except  those  resulting  from  investments  by
shareholders and distributions to shareholders. Reclassification adjustments are presented out of accumulated other comprehensive income/(loss) on the face of
the statement in which the components of other comprehensive income/(loss) are presented or in the notes to the financial statements. The Company follows the
provisions of ASC 220 “Comprehensive Income”, and presents items of net income/(loss), items of other comprehensive income/(loss) and total comprehensive
income/(loss) in two separate and consecutive statements.

e)            Concentration of credit risk: Financial instruments, which potentially subject the Company to significant concentrations of credit risk, consist principally of
cash and cash equivalents and restricted cash, trade accounts receivable and derivative contracts (including freight derivatives, bunker derivatives and interest
rate swaps). The Company’s policy is to place its cash with financial institutions evaluated as being creditworthy and are therefore exposed to minimal credit
risk. The Company may be exposed to credit risk in the event of non-performance by counter parties to derivative contracts. To manage this risk, the Company
mainly  selects  freight  derivatives  and  bunker  swaps  that  clear  through  reputable  clearing  houses,  such  as  London  Clearing  House  (“LCH”),  Singapore
Exchange  (“SGX”)  or  Nasdaq  and  limits  its  exposure  in  over  the  counter  transactions.  The  Company  performs  periodic  evaluations  of  the  relative  credit
standing  of  those  financial  institutions  with  which  the  Company  transacts.  In  addition,  the  Company  limits  its  credit  risk  with  accounts  receivable  by
performing ongoing credit evaluations of its customers’ financial condition.

f)               Foreign currency transactions: The functional currency of the Company is the U.S. Dollar since its vessels operate in the international shipping markets, and
therefore primarily transact business in U.S. Dollars. The Company’s books of accounts are maintained in U.S. Dollars. Transactions involving other currencies
during the period are converted into U.S. Dollars using the exchange rates in effect at the time of the transactions. At the consolidated balance sheet dates,
monetary  assets  and  liabilities,  which  are  denominated  in  other  currencies,  are  converted  into  U.S.  Dollars  at  the  period-end  exchange  rates.  Resulting
gains/(losses) are included in “Interest and other income/(loss)” in the consolidated statements of operations.

g)             Cash and cash equivalents: The Company considers highly liquid investments such as time deposits and certificates of deposit with an original maturity of

three months or less or from which cash is readily available without penalty, to be cash equivalents.

h)              Restricted  cash:  Restricted  cash  represents  minimum  cash  deposits  or  cash  collateral  deposits  required  to  be  maintained  with  certain  banks  under  the
Company’s borrowing arrangements or derivative contracts, which are legally restricted as to withdrawal or use. In the event that the obligation to maintain
such deposits is expected to be terminated within the next twelve months, these deposits are classified as current assets. Otherwise, they are classified as non-
current assets.

i)              Trade accounts receivable, net: The amount shown as Trade accounts receivable, net, at each balance sheet date, includes receivables from customers, net of
any provision for doubtful debts. Pursuant to ASC 326 Financial Instruments - Credit Losses the Company assesses the need for an allowance for credit losses
for expected uncollectible accounts receivable. Such allowance is recorded as an offset to accounts receivable in the consolidated balance sheets and changes in
such  allowance  are  recorded  as  provision  for  doubtful  debt  in  the  consolidated  statements  of  operations.  The  Company  assesses  collectability  by  reviewing
accounts receivable on a collective basis where similar characteristics exist and on an individual basis when the Company identifies specific charterers with
known disputes or collectability concerns. In determining the amount of the allowance for credit losses, the Company considers historical collectability based
on past due status and makes judgments about the creditworthiness of charterers based on ongoing credit evaluations. The Company also considers charterer-
specific information, current market conditions and reasonable and supportable forecasts of future economic conditions to inform adjustments to historical loss
data. For the years ended December 31, 2020 and 2021, the Company’s assessment considered also business and market disruptions caused by Covid-19 and
estimates of expected emerging credit and collectability trends. The allowance for credit losses on accounts receivable for the years ended December 31, 2020
and 2021 amounted to $373 and $629 respectively. 

 j)              Inventories: Inventories consist of lubricants and bunkers, which are stated at the lower of cost or net realizable value, which is the estimated selling prices less

reasonably predictable costs of disposal and transportation. Cost is determined by the first in, first out method.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

 2.       Significant Accounting policies - (continued):

k)              Vessels,  net:  Vessels  are  stated  at  cost,  which  consists  of  the  purchase  price  and  any  material  expenses  incurred  upon  acquisition,  such  as  initial  repairs,
improvements,  delivery  expenses  and  other  expenditures  to  prepare  the  vessel  for  its  initial  voyage,  less  accumulated  depreciation  and  impairment,  if  any.
Certain subsequent expenditures for conversions and major improvements are also capitalized if it is determined that they appreciably extend the life, increase
the  earning  capacity  or  improve  the  efficiency  or  safety  of  the  vessels.  Any  other  subsequent  expenditure  is  expensed  as  incurred.  The  cost  of  each  of  the
Company’s vessels is depreciated beginning when the vessel is ready for its intended use, on a straight-line basis over the vessel’s remaining economic useful
life, after considering the estimated residual value (vessel’s residual value is equal to the product of its lightweight tonnage and estimated scrap rate per ton).
Management  estimates  the  useful  life  of  the  Company’s  vessels  to  be  25 years  from  the  date  of  initial  delivery  from  the  shipyard.  When  regulations  place
limitations over the ability of a vessel to trade on a worldwide basis, its remaining useful life is adjusted at the date such regulations are adopted. The estimated
salvage value of each vessel is $0.3 per light weight ton as of December 31, 2020 and 2021.

l)              Advances  for  vessels  under  construction  and  acquisition  of  vessels:  Advances  made  to  shipyards  or  sellers  of  shipbuilding  contracts  during  construction
periods or advances made to sellers of secondhand vessels to be acquired are classified as “Advances for vessels under construction and acquisition of vessels”
until the date of delivery and acceptance of the vessel, at which date they are reclassified to “Vessels and other fixed assets, net.” Advances for vessels under
construction also include supervision costs, amounts paid under engineering contracts, and other expenses directly related to the construction of the vessel or
the preparation of the vessel for its initial voyage. Interest cost incurred during the construction period of the vessels is also capitalized and included in the
vessels’ cost.

m)             Fair  value  of  above/below  market  acquired  time  charters:  The  Company  values  any  asset  or  liability  arising  from  the  market  value  of  the  time  charters
assumed  when  a  vessel  is  acquired.  Where  vessels  are  acquired  with  existing  time  charters,  the  Company  determines  the  present  value  of  the  difference
between:  (i)  the  contractual  charter  rate  and  (ii)  the  market  rate  for  a  charter  of  equivalent  duration  prevailing  at  the  time  the  vessels  are  delivered.  In
discounting the charter rate differences in future periods, the Company uses its Weighted Average Cost of Capital adjusted to account for the credit quality of
the counterparties, as deemed necessary. The cost of the acquisition is allocated to the vessel and the in-place time charter attached on the basis of their relative
fair values. Such intangible asset or liability is recognized ratably as an adjustment to revenues over the remaining term of the assumed time charter.

n)              Impairment of long-lived assets: The Company follows guidance under ASC 360 “Property, Plant, and Equipment” related to the impairment or disposal of
long-lived assets which addresses financial accounting and reporting for the impairment or disposal of long-lived assets. The standard requires that long-lived
assets held for use by an entity be reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of the assets may
not be recoverable. When the estimate of future undiscounted net operating cash flows, excluding interest charges, expected to be generated by the use and
eventual disposition of the asset is less than its carrying amount, the Company should record an impairment loss to the extent the asset’s carrying value exceeds
its fair value. The Company determines the fair value of its assets based on management estimates and assumptions and by making use of available market data
and taking into consideration agreed sale prices and third party valuations.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

 2.       Significant Accounting policies - (continued):

In  this  respect,  management  regularly  reviews  the  carrying  amount  of  the  vessels,  including  newbuilding  contracts,  if  any,  on  a  vessel-by-vessel  basis,  when
events  and  circumstances  indicate  that  the  carrying  amount  of  the  vessels  or  newbuilding  contracts  might  not  be  recoverable  (such  as  vessel  valuations  of
independent  shipbrokers,  vessel  sales  and  purchases,  business  plans,  obsolescence  or  damage  to  the  asset  and  overall  market  conditions).  When  impairment
indicators are present, the Company compares future undiscounted net operating cash flows to the carrying values of the Company’s vessels to determine if the
asset is required to be impaired. In developing its estimates of future undiscounted net operating cash flows, the Company makes assumptions and estimates
about  vessels’  future  performance,  with  the  significant  assumptions  being  related  to  charter  rates,  vessel  operating  expenses,  vessels’  residual  value,  fleet
utilization and the estimated remaining useful lives of the vessels. These assumptions are based on current market conditions, historical industry and Company’s
specific trends, as well as future expectations.

The future undiscounted net operating cash flows are determined by considering the charter revenues from existing time charters for the fixed vessel days and an
estimated  daily  time  charter  equivalent  rate  for  the  unfixed  days  over  the  estimated  remaining  economic  life  of  each  vessel,  net  of  brokerage  and  address
commissions. Estimates of the daily time charter equivalent rate for the unfixed days are based on the current Forward Freight Agreement (“FFA”) rates of the
respective calendar year for each of the first three years, average of the FFA rate of the third year and the historical average market rate of similar size vessels for
the fourth year and historical average market rates of similar size vessels for the period thereafter. The expected cash inflows from charter revenues are based on
an assumed fleet utilization rate for the unfixed days over available days, taking also into account expected technical off-hire days. In addition, in light of the
Company’s investment in exhaust gas cleaning systems (“EGCS” or “Scrubbers”), an estimate of an additional daily revenue for each scrubber fitted vessel was
also included, reflecting additional revenue from charterers due to the fuel cost savings that these vessels provide. In assessing expected future cash outflows,
management  forecasts  vessel  operating  expenses,  which  are  based  on  the  Company’s  internal  budget  for  the  first  annual  period  and  thereafter  assuming  an
annual inflation rate and are capped in the thirteenth year thereafter, vessel expected maintenance costs (for dry docking and special surveys) and management
fees. The estimated salvage value of each vessel is $0.3 per light weight ton, in accordance with the Company’s vessel depreciation policy. The Company uses a
probability  weighted  approach  for  developing  estimates  of  future  cash  flows  used  to  test  its  vessels  for  recoverability  when  alternative  courses  of  action  are
under consideration (i.e. sale or continuing operation of a vessel). If the Company’s estimate of future undiscounted net operating cash flows for any vessel is
lower than the vessel’s carrying value, the carrying value is written down to the vessel’s fair market value with a charge recorded under “Impairment loss” in the
consolidated statement of operations.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.

Significant Accounting policies - (continued):

o)              Vessels held for sale: The Company classifies a vessel as being held for sale when all of the following criteria, enumerated under ASC 360 “Property, Plant, and
Equipment”, are met: (i) management has committed to a plan to sell the vessel; (ii) the vessel is available for immediate sale in its present condition; (iii) an
active program to locate a buyer and other actions required to complete the plan to sell the vessel have been initiated; (iv) the sale of the vessel is probable, and
transfer of the asset is expected to qualify for recognition as a completed sale within one year; (v) the vessel is being actively marketed for sale at a price that is
reasonable in relation to its current fair value; and (vi) actions required to complete the plan indicate that it is unlikely that significant changes to the plan will
be made or that the plan will be withdrawn. Vessels classified as held for sale are measured at the lower of their carrying amount or fair value less cost to sell.
The resulting difference, if any, is recorded under “Impairment loss” in the consolidated statement of operations. The vessels are not depreciated once they meet
the criteria to be classified as held for sale.

p)               Evaluation  of  purchase  transactions:  When  the  Company  enters  into  an  acquisition  transaction,  it  determines  whether  the  acquisition  transaction  was  a
purchase of an asset or a business based on the facts and circumstances of the transaction. In accordance with Business Combinations (Topic 805): Clarifying
the Definition of a Business, if substantially all of the fair value of the gross assets acquired in an acquisition transaction are concentrated in a single identifiable
asset or group of similar identifiable assets, then the set is not a business. To be considered a business, a set must include an input and a substantive process that
together significantly contributes to the ability to create an output. All assets acquired and liabilities assumed in a business combination are measured at their
acquisition-date  fair  values.  For  asset  acquisitions,  the  cost  of  the  acquisition  is  allocated  to  individual  assets  and  liabilities  on  a  relative  fair  value  basis.
Acquisition costs associated with business combinations are expensed as incurred. Acquisition costs associated with asset acquisitions are capitalized.

q)              Financing costs: Fees  paid  to  lenders  or  required  to  be  paid  to  third  parties  on  the  lenders’  behalf  for  obtaining  new  loans,  senior  notes,  for  refinancing  or
amending  existing  loans  or  securing  leases,  are  required  to  be  presented  on  the  balance  sheet  as  a  direct  deduction  from  the  carrying  amount  of  that  debt
liability, similar to debt discounts. These costs are amortized as interest and finance costs using the effective interest rate method over the duration of the related
debt. Any unamortized balance of costs relating to debt repaid or refinanced that meet the criteria for Debt Extinguishment (see Subtopic 470-50), is expensed
in the period in which the repayment is made or refinancing occurs. Any unamortized balance of costs relating to debt refinanced that do not meet the criteria
for Debt Extinguishment, are amortized over the term of the refinanced debt. Other fees incurred for obtaining loan facilities whose committed loans have not
been drawn on or before the balance sheet date are recorded under “Other non-current assets” or “Other Current assets”, as applicable, and are reclassified as a
direct deduction from the carrying amount of the loan facilities once financing takes place.

r)              Share based compensation: Share based compensation represents the cost of shares and share options granted to employees, executive officers and to directors,
for their services, and is included in “General and administrative expenses” in the consolidated statements of operations. The shares are measured at their fair
value equal to the market value of the Company’s common shares on the grant date. The shares that do not contain any future service vesting conditions are
considered vested shares and the total fair value of such shares is expensed on the grant date. The shares that contain a time-based service vesting condition are
considered non-vested shares on the grant date and a total fair value of such shares is recognized using the accelerated attribution method, which treats an award
with multiple vesting dates as multiple awards and results in a front-loading of the costs of the award. Further, the Company accounts for restricted share award
forfeitures upon occurrence.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.

Significant Accounting policies - (continued):

Awards of restricted shares, restricted share units or share options that are subject to performance conditions are also measured at their fair value, which is equal
to the market value of the Company’s common shares on the grant date. If the award is subject only to performance conditions, compensation cost is recognized
only if the performance conditions are satisfied. For awards that are subject to performance conditions and future service conditions, if it is probable that the
performance condition for these awards will be satisfied, the compensation cost in respect of these awards is recognized over the requisite service period. If it is
initially determined that it is not probable that the performance conditions will be satisfied and it is later determined that the performance conditions are likely
to be satisfied (or vice versa), the effect of the change in estimate is retroactively accounted for in the period of change by recording a cumulative catch-up
adjustment  to  retroactively  apply  the  new  estimate.  If  the  award  is  forfeited  because  the  performance  condition  is  not  satisfied,  any  previously  recognized
compensation cost is reversed. The fair value of share options grants is determined with reference to option pricing models, and depends on the terms of the
granted options. The fair value is recognized (as compensation expense) over the requisite service period for all awards that vest.

s)              Dry docking and special survey expenses: Dry docking and special survey expenses are expensed when incurred.

t)               Accounting for revenue and related expenses: The Company primarily generates its revenues from time charter agreements or voyage charter agreements.
Under a time charter agreement a contract is entered into for the use of a vessel for a specific period of time and a specified daily fixed or index-linked charter
hire rate. An index-linked rate usually refers to freight rate indices issued by the Baltic Exchange, such as the Baltic Capesize Index and the Baltic Panamax
Index. Under a voyage charter agreement, a contract is made in the spot market for the use of a vessel for a specific voyage to transport a specified agreed upon
cargo at a specified freight rate per ton or occasionally a lump sum amount. Under a voyage charter agreement, the charter party generally has a minimum
amount of cargo and the charterer is liable for any short loading of cargo or “dead” freight. A minor part of the Company’s revenues is also generated from pool
arrangements, according to which the amount allocated to each pool participant vessel, including the Company’s vessels, is determined in accordance with an
agreed-upon formula, which is determined by points awarded to each vessel in the pool (based on the vessel’s age, design, consumption and other performance
characteristics)  as  well  as  the  time  each  vessel  has  spent  in  the  pool.  For  those  vessels  that  operated  under  the  pool  arrangements  during  the  years  ended
December  31,  2019,  2020  and  2021  the  Company  considers  itself  the  principal,  primarily  because  of  its  control  over  the  service  to  be  transferred  for  the
charterer under those charterparties and therefore related revenues and expenses are presented gross.

The Company determined that its time charter agreements are considered operating leases and therefore fall under the scope of ASC 842 Leases (“ASC 842”)
because, (a) the vessel is an identifiable asset, (b) the Company does not have substitution rights and (c) the charterer has the right to control the use of the
vessel during the term of the contract and derives economic benefits from such use. The duration of the contracts that the Company enters into depends on the
market conditions, with the duration decreasing during weak market conditions. During 2020 and 2021 the majority of the Company’s time charter contracts did
not exceed the period of 12 months, including optional extension periods. Time charter revenues are recognized on a straight-line basis over the term of the
respective  time  charter  agreement  for  which  the  performance  obligations  are  satisfied  beginning  when  the  vessel  is  delivered  to  the  charterer  until  it  is
redelivered back to the Company. Time charter agreements may include ballast bonus payments made by the charterer which serve as compensation for the
ballast trip of the vessel to the delivery port, which are deferred and also recognized on a straight line basis over the charter period. Time charter agreements
may also include variable consideration that is not dependent on an index or a rate, such as additional revenue earned from charterers of scrubber fitted vessels
due  to  the  fuel  cost  savings  that  these  vessels  provide,  which  is  recognized  as  revenue  in  the  period  in  which  the  respective  bunker  quantity  is  actually
consumed.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.

Significant Accounting policies - (continued):

During  the  time  charter  agreements  the  Company  is  responsible  for  operating  and  maintaining  the  vessel  and  such  costs  are  included  in  Vessel  operating
expenses in the consolidated statements of operations. In the time charter hire rate received is included compensation for these costs, such as crewing expenses,
repairs and maintenance and insurance. The Company, making use of the practical expedient for lessors, has elected not to separate the lease and non-lease
components included in the time charter revenue but rather to recognize lease revenue as a combined single lease component for all time charter contracts as the
related lease component and non-lease component have the same timing and pattern of transfer (i.e., both the lease and non-lease components are earned with
the passage of time) and the predominant component is the lease. Under time charter agreements, voyage costs, such as fuel and port charges are borne and paid
by the charterer. Time charter revenue is recognized when a charter agreement exists, the vessel is made available to the charterer and collection of the related
revenue is reasonably assured.

The Company has determined that its voyage charter agreements do not contain a lease because the charterer under such contracts does not have the right to
control the use of the vessel since the Company, as the ship-owner, retains control over the operations of the vessel, provided also that the terms of the voyage
charter are pre-determined, and any change requires the Company’s consent and are therefore considered service contracts that fall under the provisions of ASC
606 “Revenue from contracts with customers”. The Company accounts for a voyage charter when all the following criteria are met: (i) the parties to the contract
have  approved  the  contract  in  the  form  of  a  written  charter  agreement  or  fixture  recap  and  are  committed  to  perform  their  respective  obligations,  (ii)  the
Company  can  identify  each  party’s  rights  regarding  the  services  to  be  transferred,  (iii)  the  Company  can  identify  the  payment  terms  for  the  services  to  be
transferred, (iv) the charter agreement has commercial substance (that is, the risk, timing, or amount of the future cash flows is expected to change as a result of
the contract) and (v) it is probable that the Company will collect substantially all of the consideration to which it will be entitled in exchange for the services
that will be transferred to the charterer. The majority of revenue from voyage charter agreements is usually collected in advance. The Company has determined
that there is one single performance obligation for each of its voyage contracts, which is to provide the charterer with an integrated transportation service within
a specified time period. In addition, the Company has concluded that a contract for a voyage charter meets the criteria to recognize revenue over time because
the  charterer  simultaneously  receives  and  consumes  the  benefits  of  the  Company’s  performance  as  the  Company  performs.  Therefore,  since  the  Company’s
performance obligation under each voyage contract is met evenly as the voyage progresses, revenue is recognized on a straight line basis over the voyage days
from the loading of cargo to its discharge.

Demurrage income, which is considered a form of variable consideration, is included in voyage revenues, and represents payments by the charterer to the vessel
owner when loading or discharging time exceeds the stipulated time in the voyage charter agreements. Demurrage income for the years ended December 31,
2019, 2020 and 2021 was not material.

Under voyage charter agreements, all voyage costs are borne and paid by the Company. Voyage expenses consist primarily of brokerage commissions, bunker
consumption,  port  and  canal  expenses  and  agency  fees  related  to  the  voyage.  All  voyage  costs  are  expensed  as  incurred  with  the  exception  of  the  contract
fulfilment costs that incur from the latter of the end of the previous vessel employment and the contract date and until the commencement of loading the cargo
on the relevant vessel, which are capitalized to the extent the Company, in its reasonable judgement, determines that they (i) are directly related to a contract,
(ii) will be recoverable and (iii) enhance the Company’s resources by putting the Company’s vessel in a location to satisfy its performance obligation under a
contract  pursuant  to  the  provisions  of  ASC  340-40  “Other  assets  and  deferred  costs”.  These  capitalized  contract  fulfilment  costs  are  recorded  under  “Other
current assets” and are amortized on a straight-line basis as the related performance obligations are satisfied.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.       Significant Accounting policies - (continued):

u)             Fair value measurements: The Company follows the provisions of ASC 820, “Fair Value Measurements and Disclosures” that defines and provides guidance as
to the measurement of fair value. ASC 820 creates a hierarchy of measurement and indicates that, when possible, fair value is the price that would be received
to sell an asset or paid to transfer a liability in an orderly transaction between market participants. The fair value hierarchy gives the highest priority (Level 1) to
quoted prices in active markets and the lowest priority (Level 3) to unobservable data, for example, the reporting entity’s own data. Under the standard, fair
value measurements are separately disclosed by level within the fair value hierarchy (Note 17).

v)               Earnings / (loss) per share:  Basic  earnings  or  loss  per  share  are  calculated  by  dividing  net  income  or  loss  available  to  common  shareholders  by  the  basic
weighted average number of common shares outstanding during the period. Diluted earnings per share is computed using the treasury stock method whereby all
of the Company’s dilutive securities are assumed to be exercised and the proceeds used to repurchase common shares are calculated at the weighted average
market  price  of  the  Company’s  common  shares  during  the  relevant  periods.  The  incremental  shares  (the  difference  between  the  number  of  shares  assumed
issued and the number of shares assumed purchased) are included in the denominator of the diluted earnings per share computation (Note 11).

w)             Segment reporting: The Company reports financial information and evaluates its operations and operating results by total charter revenues and not by the type
of vessel, length of vessel employment, customer or type of charter. As a result, management, including the Chief Executive Officer, who is the chief operating
decision maker, reviews operating results solely by revenue per day and operating results of the fleet, and thus, the Company has determined that it operates
under one reportable segment, that of operating dry bulk vessels. Furthermore, when the Company charters a vessel to a charterer, the charterer is free to trade
the vessel worldwide, subject to restrictions as per the charter agreement, and, as a result, the disclosure of geographic information is impracticable.

x)              Leases: On January 1, 2019, the Company adopted ASC 842, according to which lessees are required to recognize assets and liabilities on the balance sheet for
the  rights  and  obligations  created  by  all  leases  with  a  term  of  more  than  12  months.  For  lessees,  leases  are  classified  as  either  finance  or  operating,  with
classification affecting the pattern of expense recognition on the income statement. ASC 842 requires lessors to classify leases as a sales-type, direct financing,
or operating leases. All leases that are not sales-type leases or direct financing leases (i.e that in effect neither transfer control of the underlying asset to the
lessee  nor  transfer  substantially  all  of  the  risks  and  benefits  of  the  underlying  asset  to  the  lessee)  are  operating  leases.  Refer  to  Note  2(t)  for  the  lease
arrangements with the Company acting as Lessor.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.       Significant Accounting policies - (continued):

The following are types of contracts with the Company acting as Lessee that fall under ASC 842:

A) Time charter-in agreements that the Company from time to time enters into for third-party vessels to increase its operating capacity in order to satisfy its
clients’ needs which has determined to be operating leases. The duration of these contracts may vary with vast majority not exceeding 12 months. The assets
and liabilities recognized in respect of the time charter –in agreements with an initial term exceeding 12 months that correspond to the underlying rights and
obligations  are  presented  within  “Operating  leases,  right-of-use  assets”  and  “Operating  lease  liabilities”, respectively,  in  the  consolidated  balance  sheets.
The weighted average discount rate used for the recognition of these leases is the estimated annual incremental borrowing rate for this type of assets which
is  estimated  at  approximately  3%. The  carrying  value  of  these  assets  and  liabilities  as  of  December  31,  2020  and  2021  amounted  to  $nil  and  $47,704,
respectively. The Company has elected to use the practical expedient of ASC 842 that allows for time charter-in contracts with an initial term of 12 months
or less  to  be  excluded  from  the  operating  lease  right-of  use  assets  and  the  corresponding  lease  liabilities  recognition  on  the  consolidated  balance  sheet.
Further, the Company has also elected the practical expedient to combine lease and non-lease component. The Company continues to recognize the lease
payments for all charter-in operating leases under Charter-in hire expenses in the consolidated statements of operations on a straight line basis over the lease
term. Revenues generated from those charter-in vessels are included in Voyage revenues in the consolidated statements of operations.

The time charter-in payments required to be made after December 31, 2021, for the outstanding operating lease liabilities recognized on the balance sheet as
described above, are as follows:

Twelve month periods ending

December 31, 2022
December 31, 2023
December 31, 2024
December 31, 2025
December 31, 2026
December 31, 2027 and thereafter
Total time charter-in payments

Amount
     10,274
       9,883
       5,025
       5,538
       5,394
     11,590
     47,704

$

$

The weighted average remaining lease term of these charter-in arrangements as of December 31, 2021 is 5.85 years.

B) Sale and lease back transactions which involve a purchase obligation (or a purchase option that is reasonably certain, at inception, that will be exercised) and
are therefore treated as a failed sale or merely a financing arrangement, and therefore are not within the scope of sale and leaseback accounting. In such
cases the Company does not derecognize the corresponding leased vessels and continues to present these at their net book values within “Vessels and other
fixed assets, net” on its consolidated balance sheets, while the financing liability is presented in “Lease financing” in the Company’s consolidated balance
sheets. Depreciation attributable to the vessels that are subject to financing under sale and lease back transactions is included within “Depreciation” in the
consolidated statements of operations while the corresponding interest expense on the lease financing arrangement is included within “Interest and finance
costs” in the consolidated statements of operations. All of the Company’s lease financing agreements as of December 31, 2020 and 2021 were of this type.
Please refer to Note 6 for the description of the nature of these lease financing agreements, general terms, covenants included, any variable payments, if any,
as well as the purchase options and/or obligations they provide for.

C) Other long term bareboat charter-in agreements that the Company from time to time may enter into which meet the transfer of ownership criterion under
ASC  842  (either  involve  a  purchase  obligation  or  a  purchase  option  that  is  reasonably  certain,  at  inception,  that  will  be  exercised)  and  are  therefore
classified as finance leases. In such cases the Company recognizes a right-of-use asset for each bareboat charter-in vessel reflected within “Vessels and other
fixed assets, net” and a corresponding lease liability being reflected within “Lease financing”. The amortization of the right-of-use asset attributable to this
type of lease arrangements is included within “Depreciation” in the consolidated statement of operations while the corresponding interest expense on the
lease  financing  is  included  within  “Interest  and  finance  costs”  in  the  consolidated  statement  of  operations.  None  of  the  Company’s  bareboat  charter-in
agreements were of this type as of December 31, 2020 and 2021.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.       Significant accounting policies – (continued):

D) Office  rental  arrangements  that  the  Company enters  into,  which  it  has  determined  to  be  operating  leases.  The  office  spaces  that  the  Company  leases  are
mostly  located  in  Greece,  Cyprus  and  Singapore.  Payments  under  these  arrangements  are  fixed  with  no  variable  payments.  The  assets  and  liabilities
recognized  in  respect  of  these  agreements  that  correspond  to  the  underlying  rights  and  obligations  are  presented  within  “Operating  leases,  right-of-use
assets”  and  “Operating  lease  liabilities”  in  the  consolidated  balance  sheets.  The  weighted  average  discount  rate  that  is  used  for  the  recognition  of  these
leases is the estimated annual incremental borrowing rate for this type of assets which is estimated at approximately 4%. The lease expenses attributable to
these  leases  are  recognized  on  a  straight line  basis  over  the  lease  term  and  are  recorded  in  “General  and  Administrative  expenses”  in  the  consolidated
statements of operations. These lease expenses were $352, $461 and $501 for  the  years  ended  December  31,  2019,  2020  and  2021,  respectively  and  the
carrying value of these assets and liabilities as of December 31, 2020 and 2021 amounted to $886 and $552, respectively.

The  office  rental  payments  required  to  be  made  after  December  31,  2021,  for  the  outstanding  operating  lease  liabilities  recognized  on  the  balance  sheet  as
described above, are as follows: 

Twelve month periods ending

December 31, 2022
December 31, 2023
December 31, 2024
December 31, 2025
December 31, 2026
December 31, 2027 and thereafter
Total office rent payments

Amount
       306
        204
          42
           –
         –
          –
          552

$

$

The weighted average remaining lease term of these office rent arrangements as of December 31, 2021 is 2.01 years.

y)             Derivatives & Hedging:

i)       Interest rate swaps and foreign currency exchange rates swaps:

The Company enters into derivative and from time to time into non-derivative financial instruments to manage risks related to fluctuations of interest rates and
foreign currency exchange rates.

All derivatives are recorded on the Company’s balance sheet as assets or liabilities and are measured at fair value. The valuation of interest rate swaps is based
on  Level  2  observable  inputs  of  the  fair  value  hierarchy,  such  as  interest  rate  curves.  The  changes  in  the  fair  value  of  derivatives  not  qualifying  for  hedge
accounting are recognized in earnings. Cash inflows/outflows attributed to derivative instruments are reported within cash flows from operating activities in the
consolidated statements of cash flows.

For the purpose of hedge accounting, hedges are classified as:

· fair value hedges, when hedging the exposure to changes in the fair value of a recognized asset or liability or an unrecognized firm commitment, which

in each case is attributable to a particular risk, including foreign currency risk;

· cash flow hedges, when hedging exposure to variability in cash flows that is either attributable to a particular risk associated with a recognized asset or

liability or a highly probable forecast transaction that could affect earnings; or

· hedges of a net investment in a foreign operation. This type of hedge is not used by the Company.

In case the instruments are eligible for hedge accounting, at the inception of a hedge relationship, the Company formally designates and documents the hedge
relationship  to  which  the  Company  wishes  to  apply  hedge  accounting  and  the  risk  management  objective  and  strategy  undertaken  for  the  hedge.  The
documentation includes identification of the hedging instrument, the hedged item or transaction, the nature of the risk being hedged and how the Company will
assess the hedging instrument’s effectiveness in offsetting exposure to changes in the hedged item’s cash flows or fair value attributable to the hedged risk. Such
hedges  are  expected  to  be  highly  effective  in  achieving  offsetting  changes  in  cash  flows  or  fair  value  and  are  assessed  at  each  reporting  date  to  determine
whether they actually have been highly effective throughout the financial reporting periods for which they were designated.

F-24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.       Significant Accounting policies - (continued):

Fair value hedges

A fair value hedge is a hedge of the exposure to changes in the fair value of a recognized asset or liability, or of an unrecognized firm commitment, which in
each case is attributable to a particular risk.

The change in the fair value of a hedging instrument is recognized in the consolidated statement of operations. The change in the fair value of the hedged item
attributable to the risk hedged is recorded as part of the carrying value of the hedged item and is also recognized in the consolidated statement of operations.

For  fair  value  hedges,  in  which  a  non-derivative  is  used  as  hedging  instrument  for  foreign  currency  risk  of  unrecognized  firm  commitments,  the  hedging
instrument is re- measured based on the movement in functional currency cash flows attributable to the change in spot exchange rates between the functional
currency  and  the  currency  in  which  the  non-derivative  hedging  instrument  is  denominated.  An  asset  or  liability  is  recorded  for  the  unrecognized  firm
commitment, which equals the foreign exchange gain or loss that is recorded in earnings as a result of the hedge relationship. The resulting asset or liability will
eventually be treated as part of the consideration when the firm commitment is recognized.

Cash Flow hedges

A cash flow hedge is a hedge of the exposure to variability in cash flows that is attributable to a particular risk associated with a recognized asset or liability or
a highly probable forecasted transaction that could affect earnings.

For derivatives designated as cash flow hedges, the effective portion of the changes in their fair value is recorded in “Accumulated other comprehensive income
/ (loss)” and is subsequently recognized in earnings when the hedged items impact earnings, while the ineffective portion, if any, is recognized immediately in
current period earnings under “Gain/(loss) on interest rate swaps, net.”

Discontinuation of hedge relationships

The Company discontinues prospectively fair value or cash flow hedge accounting if the hedging instrument expires or is sold, terminated or exercised and it no
longer meets all the criteria for hedge accounting or if the Company de-designates the instrument as a cash flow or fair value hedge. As part of a cash flow
hedge, at the time the hedging relationship is discontinued, any cumulative gain or loss on the hedging instrument recognized in equity remains in equity until
the  forecasted  transaction  occurs  or  until  it  becomes  probable  of  not  occurring.  When  the  forecasted  transaction  occurs,  any  cumulative  gain  or  loss  on  the
hedging instrument is recognized in earnings. If a hedged transaction is no longer expected to occur, the net cumulative gain or loss recognized in equity is
reclassified and recognized in earnings for the year. As part of a fair value hedge, if the hedged item is derecognized, the unamortized fair value is recognized
immediately in earnings.

F-25

 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.        Significant accounting policies – (continued):

ii)       Forward Freight Agreements and Bunker Swaps:

In addition, when deemed appropriate from a risk management perspective, the Company takes positions in derivative instruments including forward freight
agreements, or FFAs. Generally, FFAs and other derivative instruments may be used to hedge a vessel owner’s exposure to the charter market for a specified
route and period of time. Upon settlement, if the contracted charter rate is less than the average of the rates for the specified route and time period, as reported
by an identified index, the seller of the FFA is required to pay the buyer the settlement sum, being an amount equal to the difference between the contracted rate
and  the  settlement  rate,  multiplied  by  the  number  of  days  in  the  specified  period  covered  by  the  FFA.  Conversely,  if  the  contracted  rate  is  greater  than  the
settlement rate, the buyer is required to pay the seller the settlement sum. The vast majority of the FFAs are settled on a daily basis through reputable exchanges
such  as  LCH,  SGX  or  Nasdaq.  FFAs  are  intended  to  serve  as  an  economic  hedge  for  the  Company’s  vessels  that  are  being  chartered  in  the  spot  market,
effectively  locking-in  an  approximate  amount  of  revenue  that  the  Company  expects  to  receive  from  such  vessels  for  the  relevant  periods.  The  Company
measures  the  fair  value  of  all  open  positions  at  each  reporting  date  on  this  basis  (Level  1).  The  Company’s  FFAs  do  not  qualify  for  hedge  accounting  and
therefore gains or losses are recognized in the consolidated statements of operations under “(Gain)/Loss on forward freight agreements and bunker swaps, net.”

Also, when deemed appropriate from a risk management perspective, the Company enters into bunker swap contracts to manage its exposure to fluctuations of
bunker prices associated with the consumption of bunkers by its vessels. Bunker swaps are agreements between two parties to exchange cash flows at a fixed
price  on  bunkers,  where  volume,  time  period  and  price  are  agreed  in  advance.  The  Company’s  bunker  swaps  are  settled  through  reputable  clearing  houses,
including LCH. The fair value of bunker swaps is the estimated amount that the Company would receive or pay to terminate the swaps at the reporting date
(Level 1). The Company’s bunker swaps do not qualify for hedge accounting and bunker price differentials paid or received under the swap agreements are
recognized in the consolidated statements of operations under “(Gain)/Loss on forward freight agreements and bunker swaps, net”. 

z)              Taxation: The Company follows the provisions of ASC 740-10, “Accounting for Uncertainty in Income Taxes” which clarifies the accounting for uncertainty in
income taxes by prescribing the minimum recognition threshold a tax position is required to meet before being recognized in the financial statements. ASC 740-
10 also provides guidance on de-recognition, classification, interest and penalties, accounting in interim periods, disclosure and transition.

aa)            Offering costs: Expenses directly attributable to an equity offering are deferred and are either presented against paid-in capital when the offering is completed

or are written-off and charged to earnings when it is probable that the offering will be aborted.

ab)            Share repurchases: The Company records the repurchase of its common shares at cost. Until their retirement these common shares are classified as treasury
stock, which is a reduction to shareholders’ equity. Treasury shares are included in authorized and issued shares but excluded from outstanding shares.

F-26

 
 
 
 
 
 
 
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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

2.        Significant accounting policies – (continued):

Recent accounting pronouncements – not yet adopted

Reference Rate Reform (Topic 848): In March 2020, the FASB issued ASU No. 2020-04, “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference
Rate Reform on Financial Reporting (“ASU 2020-04”).” ASU 2020-04 provides temporary optional expedients and exceptions to the guidance in U.S. GAAP on contract
modifications and hedge accounting to ease the financial reporting burdens related to the expected market transition from the London Interbank Offered Rate (“LIBOR”)
and other interbank offered rates to alternative reference rates. This ASU is effective for adoption at any time between March 12, 2020 and December 31, 2022. The date
of adoption of this optional guidance and the effect on its consolidated financial statements and accompanying notes is currently under evaluation by the Company. In
addition, in January 2021, the FASB issued another ASU (ASU No. 2021-01) with respect to the Reference Rate Reform (Topic 848). The amendments in this Update
clarify  that  certain  optional  expedients  and  exceptions  in  Topic  848  for  contract  modifications  and  hedge  accounting  apply  to  derivatives  that  are  affected  by  the
discounting transition.

3.       Transactions with Related Parties:

Transactions and balances with related parties are analyzed as follows:

Balance Sheet

Due from related parties
Oceanbulk Maritime and its affiliates (d)
Interchart (a)
AOM (k)
Starocean (j)
Coromel Maritime Limited (l)
Product Shipping & Trading S.A.
Due from related parties

Due to related parties
Combine Marine Ltd. (c )
Management and Directors Fees (b)
Augustea Technoservices Ltd. and affiliates (f)
Iblea Ship Management Limited (h)
Due to related parties

Statements of Operations

Voyage revenues:
Voyage revenues - Eagle Bulk (m)
Voyage expenses:
Voyage expenses-Interchart (a)
Voyage expenses- Augustea Technoservices Ltd. and affiliates (f)
Voyage expenses - Hartree Marine Fuels LLC (q) 
General and administrative expenses:
Consultancy fees (b)
Directors compensation (b)
Office rent - Combine Marine Ltd. &  Alma Properties (c)
General and administrative expenses - Oceanbulk Maritime and its affiliates (d)
Management fees:
Management fees- Augustea Technoservices Ltd. and affiliates (f)
Management fees- Songa Shipmanagement Ltd. (g)
Management fees- Iblea Ship Management Limited (h) 
Charter-in hire expenses:
Charter - in hire expenses - AOM (k)
Charter - in hire expenses - Sydelle (i)
Charter - in hire expenses - Coromel (l)
Charter - in hire expenses - Eagle Bulk (m)

F-27

December 31,
2020

December 31,
2021

$

$

 $

$

426   $
 3  
–
34  
1  
17  
481   $

$

–
252  

1,187
–
1,439   $

133
3
52
34
–
20
242

18
159
877
372
1,426

$

$

$

 $

$

Years ended December 31,

2019

2020  

–  $

– $

(3,850)  $

-
-

(655)  $
(179)
(39)
(324)

(6,564)  $
(32)
-

(2,589)  $
(5,505)
(5,723)
(1,908)

(3,780) $
(95)
-

(598)  $
(179)
(40)
(268)

(6,588) $

-
-

(5,442)  $
(540)
(249)
-

2021

1,461

(3,870)
-
(9,566)

         (535)
(183)
(41)
(252)

(6,472)
-   
(79)

(4,069)
-   
-   
-   

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

3.       Transactions with Related Parties – (continued):

a)

Interchart Shipping Inc. (or “Interchart”): The Company holds 33% of the total outstanding common shares of Interchart. The ownership interest was purchased
in 2014 from an entity affiliated with family members of Company’s Chief Executive Officer. This investment is accounted for as an equity method investment and is
presented  within  “Long  term  investment”  in  the  consolidated  balance  sheets.  The  Company  has  entered  into  a  services  agreement  with  Interchart  for  chartering,
brokering and commercial services for all of the Company’s vessels which from August 1, 2019 until October 1, 2021 provided for a monthly fee of $315 ($325
monthly fee for the remaining period in 2019) and then amended to increase the monthly fee to $345 until December 31, 2021.

b) Management and Directors Fees: As of December 31, 2021, the Company was party to consulting agreements with companies owned and controlled by each one
of its Chief Operating Officer and Co-Chief Financial Officers. Pursuant to the corresponding agreements, the Company is required to pay an aggregate base fee of
$537 per year. Additionally pursuant to these agreements, these entities are entitled to receive an annual discretionary bonus, as determined by the Company’s Board
of Directors in its sole discretion. In addition, non-employee directors of the Board of Directors receive an annual cash retainer of $15, each, the chairman of the
audit  committee  receives  a  fee  of  $15  per  year  and  each  of  the  audit  committee  members  receives  a  fee  of  $7.5.  Lastly,  each  chairman  of  the  other  standing
committees receives an additional $5 per year while each director is reimbursed for out-of-pocket expenses in connection with attending meetings of the board of
directors or committees.

c) Office rent: On January 1, 2012, Starbulk S.A. entered into a lease agreement for office space with Combine Marine Ltd., a company controlled by Mrs. Milena -
Maria Pappas and by Mr. Alexandros Pappas, both of whom are children of the Company’s Chief Executive Officer. The lease agreement provides for a monthly
rental of €2,500 (approximately $2.9, using the exchange rate as of December 31, 2021, which was $1.14 per euro). Unless terminated by either party, the agreement
will  expire  in January 2024. In  addition,  on  December  21,  2016,  Starbulk  S.A.,  entered  into  a  six year  lease  agreement  for  office  space  with  Alma  Properties,  a
company controlled by Mrs. Milena - Maria Pappas. The lease agreement provides for a monthly rental of €300 (approximately $0.3, using the exchange rate as of
December 31, 2021, which was $1.14 per euro).

d) Oceanbulk  Maritime  S.A.  (or  “Oceanbulk  Maritime”):  Oceanbulk  Maritime  is  a  ship  management  company  controlled  by  Mrs.  Milena-Maria  Pappas.  A

company affiliated to Oceanbulk Maritime provides the Company certain financial corporate development services.

e) Oaktree  Shareholder  Agreement:  On  July  11,  2014,  the  Company  and  Oaktree  Dry  Bulk  Holding  LLC  (including  affiliated  funds,  “Oaktree”),  one  of  the
Company’s major shareholders, entered into a shareholders agreement (the “Oaktree Shareholders Agreement”). Under the Oaktree Shareholders Agreement, Oaktree
has the right to nominate four of the Company’s nine directors so long as it beneficially owns 40% or more of the Company’s outstanding voting securities. The
number of directors able to be designated by Oaktree is reduced to three directors if Oaktree beneficially owns 25% or more but less than 40% of the Company’s
outstanding voting securities, to two directors if Oaktree beneficially owns 15% or more but less than 25%, and to one director if Oaktree beneficially owns 5% or
more  but  less  than  15%.  Oaktree’s  designation  rights  terminate  if  it  beneficially  owns  less  than  5%  of  the  Company’s  outstanding  voting  securities.  The  three
directors currently designated by Oaktree are Mr. Laibow and Mmes. Ralph and Men. Under the Oaktree Shareholders Agreement, with certain limited exceptions,
Oaktree effectively cannot vote more than 33% of the Company’s outstanding common shares (subject to adjustment under certain circumstances).

f) Augustea Technoservices Ltd. and affiliates: Following the completion of the acquisition of 16 operating dry bulk vessels (the “Augustea Vessels”) from entities
affiliated with Augustea Atlantica SpA and York Capital Management in an all-share transaction (the “Augustea Vessel Purchase Transaction”) on August 3, 2018,
the Company appointed Augustea Technoservices Ltd., an entity affiliated with certain of the sellers of the corresponding transaction and specifically with one of the
Company’s directors, Mr. Zagari, as the technical manager of certain of its vessels.

g) Songa Shipmanagement Ltd.: Following the completion of the acquisition of 15 operating dry bulk vessels (the “Songa Vessels”) from Songa Bulk ASA (“Songa”)
(the “Songa Vessel Purchase Transaction”) on July 6, 2018, the Company appointed Songa Shipmanagement Ltd, an entity affiliated with certain of the sellers of the
corresponding transaction and specifically with one of the Company’s directors, Mr. Blystad, as the technical manager of certain of its vessels. On March 31, 2019,
the respective management agreement was terminated.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

 3.       Transactions with Related Parties - (continued):

h)

i)

j)

Iblea Ship Management Limited: In 2021 the Company appointed Iblea Ship Management Limited, an entity affiliated with one of the Company’s directors, Mr.
Zagari, to provide certain management services to certain vessels, which previously were managed by Augustea Technoservices Ltd.

Sydelle  Marine  Limited  (or  “Sydelle”)  –  Charter  in  Agreement: During  2019  and  2020,  the  Company  entered  into  certain  freight  agreements  with  Sydelle,  a
company controlled by members of the family of the Company’s Chief Executive Officer, to charter-in its vessel.

StarOcean Manning Philippines Inc. (or “Starocean”): The Company has 25%  ownership  interest  in  Starocean,  a  company  that  is  incorporated  and  registered
with the Philippine Securities and Exchange Commission, which provides crewing agency services. The remaining 75% interest is held by local entrepreneurs. This
investment is accounted for as an equity method investment which as of December 31, 2020 and 2021 is $128 and $152, respectively, and is presented within “Long
term investment” in the consolidated balance sheets.

k) Augustea Oceanbulk Maritime Malta Ltd (or “AOM”): On September 24, 2019, the Company chartered-in the vessel AOM Marta, which is owned by AOM, an
entity affiliated with Augustea Atlantica SpA and certain members of the Company’s Board of Directors. The agreed rate for chartering-in AOM Marta was index-
linked, and she was redelivered to her owners on June 8, 2021.

l) Coromel Maritime Limited (or “Coromel”): During 2019 and 2020, the Company entered into certain freight agreements with ship-owning company Coromel to

charter-in its vessel. Coromel is controlled by family members of the Company’s Chief Executive Officer.

m) Eagle bulk Pte. Ltd. (or “Eagle Bulk”): In 2019, the Company entered into two time charter agreements with Eagle Bulk to charter-in two of its vessels for a daily
rate of $16.3 and $15.8, respectively  for  a  period  approximately  of two months  for  each  vessel.  In  addition,  in  2021  Eagle  Bulk  chartered  one  of  the  Company’s
vessels for a daily rate of $39.3 with the vessel having been redelivered to the Company before year end. Eagle Bulk is related to Oaktree, one of the Company’s
major shareholders (please refer to e) above).

n) Short  Pool:  During  the  second  quarter  of  2020,  the  Company  together  with  Golden  Ocean  Group,  Bocimar  International  NV  and  Oceanbulk  International  S.A
(collectively the “Short Pool Members”) have agreed to enter into Contracts of Affreightment (“COAs”) with major miners and commodity traders to transport dry
bulk commodities at fixed freight rates (the “Short Pool”). The Short Pool Members may use their own vessels or charter-in from the market to perform the COAs.

o) Piraeus Bank S.A. (“Piraeus Bank”): On July 3, 2020, the Company entered into a loan agreement with Piraeus Bank for a loan of up to $50,350.  In  addition,
during 2020 the Company entered into an interest rate swap agreement with Piraeus Bank (Note 17). Both the loan agreement and the interest swap agreement with
Piraeus Bank were early terminated in September 2021. One of the Company’s independent members of the board of directors at that time was serving as executive
member of Piraeus Bank. This director was not involved in the Company’s decisions with regards to the aforementioned loan and swap agreements.

p) Capesize Chartering Ltd. (or “CCL Pool”): On December 30, 2020 a funding of $125 that the Company had provided to Capesize Chartering Ltd, or CCL Pool,
was converted to equity with the Company holding 25% ownership interest of CCL Pool. The participation to CCL is accounted for as an equity method investment.
The Company's initial investment of $125 in CCL Pool is presented within “Long-term investment” in the consolidated balance sheet as of December 31, 2021. The
Company’s subsequent share of results is insignificant at December 31, 2020 and 2021.

q) Hartree Partners, LP: During the year ended December 31, 2021 the Company acquired bunkers from Hartree Partners, LP, an entity controlled by Oaktree Capital

Management LP, the Company’s largest shareholder (please refer to e) above).

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

4.       Inventories:

The amounts shown in the consolidated balance sheets are analyzed as follows:

Lubricants
Bunkers
Total

5.       Vessels and other fixed assets, net:

The amounts in the consolidated balance sheets are analyzed as follows: 

Balance, December 31, 2019
- Acquisitions, improvements and other vessel costs
- Depreciation for the period
Balance, December 31, 2020
 - Acquisitions, improvements and other vessel costs 
 - Depreciation for the period 
 Balance, December 31, 2021 

December
31, 2020

11,877    $ 
35,417  
47,294    $ 

 December 31,
2021 
              12,522
              62,555
              75,077

$

$

Cost
3,475,996
53,885
-
3,529,881
288,559
                     -   
3,818,440

$

$

 $ 

$

$

 $ 

Accumulated
depreciation

(510,469)
                  -   
(142,293)
(652,762)
                  -   
(152,640)
(805,402)

$

$

 $ 

Net Book
Value
2,965,527
53,885
(142,293)
2,877,119
288,559
(152,640)
3,013,038

As of December 31, 2021, 88 of the Company’s 128 vessels, having a net carrying value of $2,135,408, were subject to first-priority mortgages as collateral to their loan
facilities (Note 7). Title of ownership is held by the relevant lenders for another 35 vessels with a carrying value of $818,845 to secure the relevant sale and lease back
financing  transactions  (Note  6).  In  addition,  certain  of  the  Company’s  vessels  having  a  net  carrying  value  of  $616,578  are  subject  to  second-priority  mortgages  as
collateral to certain of the Company’s loan facilities (Note 7).

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Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

5.       Vessels and other fixed assets, net - (continued):

Vessels acquired/delivered during the year ended December 31, 2020 and 2021:

No vessel acquisitions or disposals took place during the year ended December 31, 2020. The amounts reported under “Acquisitions, improvements, and other vessel
costs” in the table above which were incurred during the year ended December 31, 2020 were made mainly in connection with the acquisition and installation of scrubber
equipment and ballast water management systems on certain of the Company’s vessels.

On December 17, 2020, the Company entered into a definitive agreement with entities affiliated with E.R. Capital Holding GmbH & Cie. KG, pursuant to which the
Company agreed to acquire three Capesize drybulk vessels, Star Marilena, Star Bueno and Star Borneo, (“E.R. Acquisition Vessels”). The E.R. Acquisition Vessels are
retrofitted with exhaust gas cleaning systems. The acquisition was concluded with the delivery of the vessels to the Company on January 26, 2021. Consideration for the
acquisition was payable in the form of $39,000 in cash and 2,100,000 of the Company’s common shares, which shares were issued on January 26, 2021 to E.R. Schiffahrt
GmbH & Cie. KG. The cash consideration was financed through proceeds received from the loan agreement that the Company entered into with SEB $39,000 Facility
(Note 7).

On  February  2,  2021,  the  Company  entered  into  an  agreement  with  Eneti  Inc.  (NYSE:  NETI),  formerly  known  as  Scorpio  Bulkers  Inc.,  and  certain  other  parties  to
acquire seven vessels, consisting of three Ultramax vessels,  Star Athena (ex- SBI Pegasus),  Star Bovarius (ex- SBI Ursa) and  Star Subaru (ex- SBI Subaru), and four
Kamsarmax vessels,  Star Capoeira (ex- SBI Capoeira),  Star Carioca (ex- SBI Carioca),  Star Lambada (ex- SBI Lambada) and  Star Macarena (ex- SBI Macarena), (the
“Eneti Acquisition Vessels”) by assuming the outstanding lease obligations of the Eneti Acquisition Vessels (Note 6).

As consideration for this transaction the Company agreed to issue to Eneti Inc. 3,000,000 newly issued common shares of the Company. To facilitate the issuance of these
common shares, the Company issued to Eneti Inc. a warrant to purchase up to 3,000,000 of the Company’s common shares (the “Eneti Warrant”). The Eneti Warrant was
issued on February 2, 2021 and, subject to its terms and conditions, was agreed to be exercised at an exercise price of $0.01 per share in connection with the delivery date
of each of the Eneti Acquisition Vessels. Six out of seven vessels were delivered to the Company on March 16, 2021 on which date the warrant was partially exercised
with the Company issuing 2,649,203 of its common shares and assuming the outstanding lease obligations attributable to these six vessels (Note 6). The seventh and final
vessel, the Star Athena (ex- SBI Pegasus),  was  delivered  to  the  Company  on  May  19,  2021,  upon  which  the  remaining  350,797  common  shares  were  issued  and  the
Company assumed the vessel’s then outstanding lease obligations (Note 6).

Lastly,  on  March  3,  2021  the  Company  entered  into  a  definitive  agreement  with  a  third  party  to  acquire  two  eco  type  resale  82,000  dwt  Kamsarmax  vessels  (the
“Kamsarmax Resale Vessels”) at a price of $55,000 in aggregate. On May 25, 2021 and June 16, 2021, the Star Elizabeth  and  the Star Pavlina,  respectively,  the  two
Kamsarmax Resale Vessels, were delivered to the Company directly from YAMIC yard (a joint venture between Mitsui and New Yangzijiang).

Impairment Analysis

In connection with the sale of Star Gamma and Star Anna, in 2019, the Company recognized an aggregate impairment loss of $3,411.

In light of the economic downturn and the prevailing conditions in the shipping industry, as of December 31, 2020 and 2021, as part of the Company’s annual impairment
analysis, the Company examined its operating vessels whose carrying value was above its market value. This analysis for both years 2020 and 2021 did not result in any
impairment charges.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

6.             Lease financing:

New financing through bareboat leases during the year ended December 31, 2021:

On the delivery date of each Eneti Acquisition Vessel to the Company (Note 5), a tripartite novation agreement between China Merchants Bank Leasing (“CMBL”), Eneti
Inc. and the Company was executed, which resulted in an increase of the Company’s lease financing obligations by $96,101 in 2021, taking into account an amount of
$500 per vessel that was paid by the Company to the lessors as security for its obligations which amount will progressively be released until May 2025. Pursuant to the
terms of each bareboat charter, the Company pays CMBL a fixed bareboat charter hire rate in quarterly installments plus interest and has options to purchase each vessel
starting on May 2022, at a pre-determined, amortizing purchase price which is considered to be at significantly lower level compared to the expected fair value of each
vessel at any date between May 2022 and the expiration of the bareboat charter term, on May 2026.

Pre- existing financing through bareboat leases:

On August 27, 2020, the Company entered into sale and leaseback agreements with CMBL for the vessels Laura, Idee Fixe, Roberta, Kaley, Diva, Star Sirius and Star
Vega.  On  August  28  and  August  31,  2020,  the  Company  received  an  aggregate  amount  of  $82,764,  in  connection  with  the  finalization  of  the  sale  and  leaseback
transactions of the aforementioned vessels, except for the vessel Diva, which transaction was finalized on November 17, 2020 and in connection with which the Company
received an additional amount of $7,236. The amounts received were used to pay the remaining amounts of i) $51,060 under the previous lease agreements for the first
four vessels and ii) $24,630 under the then existing loan with DNB (the “DNB $310,000 Facility”) for the remaining three vessels. The lease terms are for five years and
pursuant  to  the  terms  of  each  bareboat  charter,  the  Company  pays  CMBL  a  fixed  bareboat  charter  hire  rate  in  quarterly  installments  plus  interest  and  has  options  to
purchase each vessel starting on the first anniversary of such vessel’s delivery to the Company, at a pre-determined, amortizing purchase price.

On September 3, 2020, the Company entered into an agreement to sell Star Lutas to SK Shipholding S.A. and simultaneously entered into a seven-year bareboat charter
for the vessel. Pursuant to the terms of the bareboat charter, the Company pays a daily bareboat charter hire rate monthly plus interest, and the Company has an option to
purchase the vessel starting on the third anniversary of the vessel’s delivery to the Company at a pre-determined, amortizing purchase price. The Company also has an
obligation to purchase the vessel at the expiration of the bareboat term at a purchase price of $7,441. The amount of $16,000 received under the agreement on September
18, 2020, was used to pay the vessel’s remaining amount of $9,258 under the then existing loan agreement.

On  September  21,  2020,  the  Company  entered  into  sale  and  leaseback  agreements  with  SPDB  Financial  Leasing  Co.  Ltd  for  the  vessels  Mackenzie, Kennadi,  Honey
Badger, Wolverine and Star Antares. In September 2020, an aggregate amount of $76,500 was received pursuant to the five sale and leaseback agreements, which was
used to pay the remaining amount of $47,782 under the then existing loan agreement. The lease terms are for eight years  and  pursuant  to  the  terms  of  each  bareboat
charter, the Company pays a fixed bareboat charter hire rate in quarterly installments plus interest and has options to purchase each vessel starting on the third anniversary
of  such  vessel’s  delivery  to  the  Company,  at  a  pre-determined,  amortizing  purchase  price  while  it  has  an  obligation  to  purchase  each  vessel  at  the  expiration  of  the
bareboat term at a purchase price ranging from $7,776 to $7,916.

On  September  25,  2020,  the  Company  entered  into  sale  and  leaseback  agreements  with  ICBC  Financial  Leasing  Co.,  Ltd.  (the  “ICBC”)  for  the  vessels  Gargantua,
Goliath and Maharaj. An aggregate amount of $93,150 was received on September 29, 2020, pursuant to the three sale and leaseback agreements, which was used to pay
the remaining amount of $64,478 for the respective vessels under the DNB $310,000 Facility. The lease terms are for 10 years and pursuant to the terms of each bareboat
charter, the Company pays a fixed bareboat charter hire rate in quarterly installments plus interest and has options to purchase each vessel starting on the third anniversary
of  such  vessel’s  delivery  to  the  Company,  at  a  pre-determined,  amortizing  purchase  price  while  it  has  an  obligation  to  purchase  each  vessel  at  the  expiration  of  the
bareboat term at a purchase price of $14,000.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

6.

Lease financing-(continued):

Pre- existing financing through bareboat leases-(continued):

On March 29, 2019, the Company entered into an agreement to sell Star Pisces to SK Shipholding S.A. and simultaneously entered into a seven-year bareboat charter for
the vessel. Pursuant to the terms of the bareboat charter, the Company pays a daily bareboat charter hire rate monthly plus interest, and the Company has an option to
purchase the vessel starting on the third anniversary of the vessel’s delivery to the Company at a pre-determined, amortizing purchase price. The Company also has an
obligation to purchase the vessel at the expiration of the bareboat term at a purchase price of $7,628. The amount of $19,125 provided under the agreement which was
concluded in April 2019, was used to pay the remaining amount of $11,671 under the then existing loan agreement.

On May 22, 2019, the Company entered into an agreement to sell Star Libra to Ocean Trust Co. Ltd. and simultaneously entered into a seven-year bareboat charter for the
vessel.  Pursuant  to  the  terms  of  the  bareboat  charter,  the  Company  pays  a  daily  bareboat  charter  hire  rate  quarterly  plus  interest,  and  the  Company  has  an  option  to
purchase  the  vessel  at  any  time  after  the  vessel’s  delivery  to  the  Company  at  a  pre-determined,  amortizing  purchase  price.  The  Company  also  has  an  obligation  to
purchase the vessel at the expiration of the bareboat term at a purchase price of $18,107. The amount of $33,950 provided under the agreement which was concluded in
July 2019, was used to pay the remaining amount under the previous lease agreement for Star Libra.

On July 10, 2019, the Company entered into an agreement to sell Star Challenger to Kyowa Sansho Co. Ltd. and simultaneously entered into an eleven-year bareboat
charter party contract for the vessel. Pursuant to the terms of the bareboat charter, the Company pays a daily bareboat charter hire rate monthly plus a variable amount and
the Company has an option to purchase the vessel starting on the third anniversary of vessel’s delivery to the Company at a pre-determined, amortizing purchase price.
The Company also has an obligation to purchase the vessel at the expiration of the bareboat term. The amount of $15,000 provided under the agreement was used to pay
the remaining amount of approximately $10,874 under the then existing loan agreement.

In order to finance the cash portion of the consideration for the acquisition of 11 vessels from Delphin Shipping LLC, in July 2019, the Company entered, for each of the
subject vessels, into an agreement to sell each such vessel and simultaneously entered into a seven-year bareboat charter party contract with affiliates of CMBL for each
vessel upon its delivery from Delphin. CMBL agreed to provide an aggregate finance amount of $91,431. Pursuant to the terms of each bareboat charter, the Company
pays CMBL a fixed bareboat charter hire rate in quarterly installments plus interest. Under the terms of the bareboat charters, the Company has options to purchase each
vessel starting on the first anniversary of such vessel’s delivery to the Company, at a pre-determined, amortizing purchase price, while it has an obligation to purchase
each  vessel  at  the  expiration  of  the  bareboat  term  at  a  purchase  price  ranging  from  $975 to $3,379.  In  addition,  CMBL  provided  an  additional  aggregate  amount  of
$15,000, under the aforementioned bareboat charters which was used to finance the acquisition and installation of scrubber equipment for the respective vessels. Total
amount was received during the second and third quarter of 2020 and will be repaid in 12 equal quarterly installments plus interest. In December 2021, the Company
repaid the outstanding amounts of $19,222 for three out of the 11 vessels.

In December 2018, the Company sold and simultaneously entered into a bareboat charter party contract with an affiliate of Kyowa Sansho to bareboat charter the vessel
Star Fighter for ten years. Pursuant to the terms of the bareboat charter, the Company pays a daily bareboat charter hire rate payable monthly plus a variable amount.
Under the terms of the bareboat charter, the Company has an option to purchase the vessel starting on the third anniversary of the vessel’s delivery to the Company at a
pre-determined,  amortizing  purchase  price,  while  it  has  an  obligation  to  purchase  the  vessel  at  the  expiration  of  the  bareboat  term  at  a  purchase  price  of  $2,450. The
amount of $16,125 provided under the respective agreement was used to pay the remaining amount of approximately $11,958 under the then existing loan agreement.

Some of the Company’s bareboat lease agreements contain financial covenants similar to those included in the Company’s credit facilities described in detail in Note 7
below.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

6.        Lease financing - (continued):

All of the Company’s lease financing agreements, described above, contain purchase options during their terms, at pre-determined amortizing purchase prices, and/or
purchase obligations at the expiration of their terms, at fixed prices, which , at the time of recognition were considered to be at significantly lower levels compared to the
expected fair value of each vessel at that time. Based on applicable accounting guidance, such transactions are accounted for as financing arrangements and accordingly
the Company presents the corresponding leased vessels at their net book values on its consolidated balance sheets in “ Vessels and other fixed assets, net”, while the
financing liability is presented in “Lease financing” in the Company’s consolidated balance sheets. The corresponding interest expense of the Company’s bareboat lease
financing activities is included within “Interest and finance costs” in the consolidated statements of operations (Note 7).

The principal payments required to be made after December 31, 2021, for the outstanding bareboat lease obligations recognized on the balance sheet as described above,
are as follows:

Twelve month periods ending

December 31, 2022
December 31, 2023
December 31, 2024
December 31, 2025
December 31, 2026
December 31, 2027 and thereafter
Total bareboat lease minimum payments
Unamortized lease issuance costs
Total bareboat lease minimum payments, net
Lease financing short term
Lease financing long term, net of unamortized lease issuance costs

F-34

$

$

$

Amount
50,434
48,843
46,798
75,842
110,434
125,440
457,791
(5,318)
452,473
50,434
402,039

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

7.       Long-term bank loans:

New Financing Activities during the year ended December 31, 2021

(i) SEB $39,000 Facility:

On January 22, 2021, the Company entered into a loan agreement with Skandinaviska Enskilda Banken AB (SEB), (the “SEB $39,000 Facility”), for the financing of an
amount  of  $39,000.  The  amount  was  drawn  on  January  25,  2021  and  used  to  finance  the  cash  consideration  for  the  E.R.  Acquisition  Vessels  (Note  5),  which  were
delivered to the Company on January 26, 2021. The facility is repayable in 20 equal quarterly principal payments of $1,950 with the last installment due in January 2026.
The SEB $39,000 Facility is secured by a first priority mortgage on the E.R. Acquisition Vessels.

(ii) NBG $125,000 Facility:

On June 24, 2021, the Company entered into an agreement with the National Bank of Greece for a term loan with one drawing in an amount of up to $125,000 (the “NBG
$125,000 Facility”). On June 28, 2021, the amount of $125,000 was drawn under the NBG $125,000 Facility to refinance the outstanding amount of $98,505 under the
DNB $310,000 Facility. The facility is repayable in 20 equal quarterly principal payments of $3,750 and a balloon payment of $50,000 payable  together  with  the  last
installment due in June 2026.The NBG $125,000 Facility is secured by first priority mortgages on vessels Big Bang, Strange Attractor, Big Fish, Pantagruel , Star Nasia,
Star Danai, Star Renee, Star Markella, Star Laura, Star Moira, Star Jennifer, Star Mariella, Star Helena, Star Maria, Star Triumph, Star Angelina and Star Gwyneth.

(iii) ING $210,600 Facility:

On August 19, 2021, the Company entered into an amended and restated facility agreement with ING Bank N.V., London Branch (ING) (the “ING $210,600 Facility”), in
order  to  increase  the  financing  by  $40,000 and  to  include  additional  borrowers  under  the  existing  ING  $170,600  Facility  (discussed  below).  The  additional  financing
amount of $40,000 was available in two equal tranches and were drawn on August 23, 2021 in order to finance part of the acquisition cost of the vessels Star Elizabeth
and Star Pavlina (Note 5). Each tranche is repayable in 20 consecutive quarterly principal payments of $294 plus a balloon payment of $14,118 due five years after their
drawdown. ING $210,600 Facility, is secured also by a first priority mortgage on the additional vessels Star Elizabeth and Star Pavlina.

(iv) DNB $107,500 Facility:

On September 28, 2021, the Company entered into an agreement with the DNB Bank ASA for a term loan with one drawing in an amount of up to $107,500 (the “DNB
$107,500 Facility”). On September 29, 2021, the maximum amount was drawn and used to refinance the aggregate outstanding amount of $85,798 under the then existing
facilities with (i) Credit Agricole Corporate and Investment Bank (the “Credit Agricole $43,000 Facility”), (ii) Piraeus Bank (the “Piraeus Bank $50,350 Facility”) and
(iii)  Bank  of  Tokyo  (the  “Bank  of  Tokyo  Facility”).  The  facility  is  repayable  in  20 equal quarterly principal  payments  of  $3,707  and  a  balloon  payment  of  $33,362
payable together with the last installment due in September 2026. The DNB $107,500 Facility is secured by first priority mortgages on the vessels Star Luna, Star Astrid,
Star Genesis, Star Electra, Star Glory Star Monica, Star Borealis and Star Polaris.

(v) ABN AMRO $97,150 Facility:

On October 27, 2021, the Company entered into an agreement with the ABN AMRO Bank N.V, for a loan facility of up to $97,150 (the “ABN AMRO $97,150 Facility”).
The amount of $97,150 was drawn on October 29, 2021 and was used to refinance the outstanding amount of $89,850 under the then existing facility with Citibank N.A.,
London Branch (the “Citi $130,000 Facility”). The ABN AMRO $97,150 Facility was available in two tranches, one of $68,950 which is repayable in 20 equal quarterly
principal payments of $2,250 and a balloon payment of $23,950 payable together with

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

7.       Long-term bank loans- (continued):

New Financing Activities during the year ended December 31, 2021 – (continued)

the last installment due in October 2026 and one of $28,200 which is repayable in 12 equal quarterly principal payments of $2,350, maturing in October 2024. The ABN
AMRO $97,150 Facility is secured by a first priority mortgage on the vessels Star Pauline, Star Angie, Star Sophia, Star Georgia, Star Kamila, Star Nina, Star Eva, Star
Paola, Star Aphrodite, Star Lydia and Star Nicole.

(vi) Credit Agricole $62,000 Facility:

On October 29, 2021, the Company entered into a loan agreement with Credit Agricole Corporate and Investment Bank (the “Credit Agricole $62,000 Facility”) for the
financing of an aggregate amount of $62,000, to refinance the aggregate outstanding amount of $49,391 under the then existing loan agreements with Alpha Bank S.A.
(the  “Alpha  Bank  $35,000  Facility”)  and  BNP  Paribas  (the  “BNP  Facility”)  and  to  prepay  an  amount  of  $1,999  under  the  Attradius  Facility  (discussed  below),  in
connection with the vessels Star Despoina and Star Piera. The amount of $62,000 was  drawn  on  November  2,  2021,  and  is  repayable  in  20 quarterly installments  of
which the first three will be of $3,000 and the following 17 of $2,600 and a balloon payment of $8,800, payable together with the last installment due in November 2026.
The Credit Agricole $62,000 Facility is secured by the vessels Star Martha, Star Sky, Stardust, Star Despoina and Star Piera.

Pre - Existing Loan Facilities

i) HSBC Working Capital Facility:

On February 6, 2020, the Company entered into a loan agreement with HSBC France for a revolving facility of an amount of up to $30,000 (the “HSBC Working Capital
Facility”), in  order  to  finance  working  capital  requirements.  Each  advance  provided  under  the  HSBC  Working  Capital  Facility  is  repayable  within  90  days  from  its
drawdown. The agreement is secured by second priority mortgage on the eight vessels which secure the HSBC $80,000 Facility. As of December 31, 2021 the whole
amount is available to the Company under this facility. The facility is subject to annual renewals from the lender with the last being effective until February 2022 and no
further renewal took place. The whole amount was available to the Company as of December 31, 2020 and 2021, respectively, and therefore no outstanding balance has
been included in the consolidated balance sheets in respect of this short term working capital facility.

ii) DSF $55,000 Facility

On March 26, 2020, the Company entered into a loan agreement with Danish Ship Finance A/S (the “DSF $55,000 Facility”) for the financing of an amount of up to
$55,000. The facility was available in two tranches of $27,500 each, both of which were drawn on March 30, 2020 and used to refinance the outstanding amounts under
the  lease  agreements  of  the  vessels  Star  Eleni  and  Star  Leo.  Each  tranche  is  repayable  in  10  consecutive,  semi-annual  principal  payments  of  $1,058  and  a  balloon
payment of $16,923 payable simultaneously with the last installment, which is due in April 2025. The DSF $55,000 Facility is secured by a first priority mortgage on the
two vessels. In addition, in April 2020, the Company elected to exercise its option under the DSF $55,000 Facility to convert the floating part of the interest rate linked to
US LIBOR, to a fixed rate of 0.581% per annum for a period of three years starting from July 1, 2020.

iii) ING $170,600 Facility

On July  1,  2020,  the  Company  entered  into  an  amended  and  restated  facility  agreement  with  ING  the  “ING  170,600  Facility”,  in  order  to  increase  the  financing  by
$70,000 and to include additional borrowers under the existing ING $100,600 Facility. The additional financing amount of $70,000 was available in six tranches, all of
which were drawn on July 6, 2020, and used to refinance all outstanding amounts under the lease agreements with CMBL of the vessels Star Claudine, Star Ophelia, Star
Lyra, Star Bianca, Star Flame and Star Mona. Each tranche is repayable in 24 equal consecutive quarterly principal payments. Under the ING $100,600 Facility as last
amended and restated on March 28, 2019, the following financing amounts have also been drawn: i) in October 2018, two tranches of $22,500 each, which are repayable
in  28  equal  consecutive  quarterly  installments  of  $469  and  a  balloon  payment  of  $9,375  payable  together  with  the  last  installment  and  was  used  to  refinance  the
outstanding amount under the then existing loan agreement of the vessels Peloreus and Leviathan, ii) in July 2019, two tranches of $1,400 each, which are repayable in
16 equal  consecutive  quarterly  installments  of  $88 each,  and  was used  to  finance  the  acquisition  and  installation  of  scrubber  equipment  for  the  vessels  Peloreus  and
Leviathan,  iii)  in  March  2019  and  April  2019  two  tranches  of  $32,100  and  $17,400,  respectively,  which  are  repayable  in  28  equal  consecutive  quarterly  principal
payments of $535 and $311, plus a balloon payment of $17,120 and $8,700, respectively, for each of the two vessels, both due in seven years after the drawdown date,
and was used to refinance the outstanding amounts under the then existing lease agreements of the vessels Star Magnanimus and Star Alessia, and iv) in May 2019 and
November 2019, two tranches of $1,400 each, which are repayable in 16 equal consecutive quarterly installments of $88 each, and used to finance the acquisition and
installation of scrubber equipment for the vessels Star Magnanimus and Star Alessia. The ING $170,600 Facility is secured by a first priority mortgage on the vessels
Peloreus, Leviathan, Star Magnanimus, Star Alessia, Star Claudine, Star Ophelia, Star Lyra, Star Bianca, Star Flame and Star Mona.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

7.       Long-term bank loans- (continued):

Pre - Existing Loan Facilities – (continued)

iv) NTT $17,600 Facility 

On July 10, 2020, the Company entered into a loan agreement with a wholly owned subsidiary of NTT Finance Corporation for an amount of $17,600 (the “NTT $17,600
Facility”). The amount was drawn on July 20, 2020 and used to refinance the outstanding amount under the lease agreement with CMBL of the vessel Star Calypso. The
facility is repayable in 20 quarterly principal payments of $476 and a balloon payment of $8,086, which is due in July 2025. The NTT $17,600 Facility is secured by first
priority mortgage on the aforementioned vessel.

v) CEXIM $57,564 Facility

On December 1, 2020, the Company entered into a loan agreement with China Export-Import Bank for an amount of $57,564 (the “CEXIM $57,564 Facility”) which was
drawn  in  four  tranches  in  late  December  2020  and  used  to  refinance  (i)  the  outstanding  amount  of  $41,982,  in  aggregate,  of  the  vessels  Star  Gina  2GR,  Star
Charis and Star Suzanna under the DNB $310,000 Facility and (ii) the outstanding amount under the lease agreement with CMBL of the vessel Star Wave . The first two
tranches for Star Wave of $13,209 and for Star Gina 2GR of $26,175, are repayable in 32 equal quarterly installments of $330 and $654 and a balloon payment of $2,642
and $5,235,  respectively,  due  in  December  2028.  The  remaining  two  tranches  of  $9,090 each,  for  Star Charis  and  Star Suzanna,  are  repayable  in  32  equal  quarterly
installments. The facility matures in December 2028 and is secured by first priority mortgages on the four aforementioned vessels.

vi) SEB Facility:

On January 28, 2019, the Company entered into a loan agreement with Skandinaviska Enskilda Banken AB (SEB), (the “SEB Facility”), for the financing of an amount
of up to $71,420. The facility was available in four tranches. The first two tranches of $32,825, each, were drawn on January 30, 2019 and used together with cash on
hand to refinance the outstanding amounts under the then existing lease agreements of the vessels Star Laetitia and Star Sienna. Each tranche matures six years after the
drawdown  date  and  is  repayable  in  24 consecutive, quarterly principal  payments  of  $677 for  each  of  the  first  10  quarters  and  of  $524  for  each  of  the  remaining  14
quarters, and a balloon payment of $18,723, payable simultaneously with the last quarterly installment, which is due in January 2025. Two tranches of $1,260 each, were
drawn in September 2019 and March 2020 and were used to finance the acquisition and installation of scrubber equipment for the respective vessels. Both tranches are
repayable in 12 equal consecutive quarterly installments. The SEB Facility is secured by a first priority mortgage on the two vessels.

vii) E SUN Facility:

On January 31, 2019, the Company entered into a loan agreement with E. SUN Commercial Bank, Hong Kong branch, (the “E.SUN Facility”), for the financing of an
amount of $37,100,  which  was  used  to  refinance  the  outstanding  amount  under  the  then  existing  lease  agreement  of  the  vessel  Star Ariadne.  On  March  1,  2019,  the
Company  drew  the  amount  of  $37,100,  which  is  repayable  in  20  consecutive,  quarterly  principal  payments  of  $618,  plus  a  balloon  payment  of  $24,733  payable
simultaneously with the last quarterly installment, which is due in March 2024. The E.SUN Facility is secured by a first priority mortgage on the vessel Star Ariadne.

viii) Atradius Facility:

On February  28,  2019,  the  Company  entered  into  a  loan  agreement  with  ABN  AMRO  Bank  N.V.  (the  “Atradius  Facility”)  for  the  financing  of  an  amount  of  up  to
$36,645, which was used to finance the acquisition and installation of scrubber equipment for 42 vessels. The financing is credit insured (85%) by Atradius Dutch State
Business N.V. of the Netherlands (the “Atradius”). During 2019, three tranches of $33,311 in aggregate were drawn and the last tranche of $3,331 was drawn in January
2020. In September 2021, the Company prepaid an amount of $1,999, in connection with the vessels Star Despoina and Star Piera (described above) and the remaining
six semi-annual installments were amended to $3,331, with the last installment due in June 2024. The facility is secured by a second-priority mortgage on 20 vessels of
the Company’s fleet.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

7.       Long-term bank loans- (continued):

Pre - Existing Loan Facilities – (continued)

ix) Citibank $62,600 Facility:

On May 8, 2019, the Company entered into a loan agreement with Citibank N.A., London Branch (the “Citibank $62,600 Facility”). In May 2019, the Company drew the
aggregate amount of $62,563, which was used, together with cash on hand, to refinance the outstanding amounts under the then existing lease agreements of the vessels
Star Virgo and Star Marisa. The facility is repayable in 20 quarterly principal payments of $1,298 and a balloon payment of $36,611 payable simultaneously with the last
quarterly installment, which is due in May 2024. The Citibank $62,600 Facility is secured by a first priority mortgage on the aforementioned vessels.

x) CTBC Facility:

On May 24, 2019, the Company entered into a loan agreement with CTBC Bank Co., Ltd, (the “CTBC Facility”), for an amount of $35,000, which was used to refinance
the  outstanding  amount  under  the  then  existing  lease  agreement  of  the  vessel  Star Karlie.  The  facility  is  repayable  in  20 quarterly principal  payments  of  $730  and  a
balloon  payment  of  $20,400  payable  simultaneously  with  the  last  quarterly  installment,  which  is  due  in  May  2024.  The  CTBC  Facility  is  secured  by  first  priority
mortgage on the aforementioned vessel.

xi) NTT Facility:

On July 31, 2019,  the  Company  entered  into  a  loan  agreement  with  a  wholly  owned  subsidiary  of  NTT  Finance  Corporation  (the  “NTT  Facility”),  for  an  amount  of
$17,500. The amount was drawn in August 2019 and was used to refinance the outstanding amount of $11,161 of the vessel Star Aquarius under the then existing loan
agreement. The facility is repayable in 27 quarterly principal  payments  of  $313 and  a  balloon  payment  of  $9,063,  which  is  due  in  August 2026. The  NTT  Facility  is
secured by first priority mortgage on the vessel Star Aquarius.

xii) CEXIM $106,470 Facility:

On September 23, 2019, the Company entered into a loan agreement with China Export-Import Bank (the “CEXIM $106,470 Facility”) for an amount of $106,470, which
was used to refinance the outstanding amounts under the then existing lease agreements of the vessels Katie K, Debbie H and Star Ayesha. The facility was available in
three tranches of $35,490 each, which were drawn in November 2019 and are repayable in 40 equal consecutive quarterly installments of $739 and a balloon payment of
$5,915 payable together with the last installment. The CEXIM $106,470 Facility is secured by first priority mortgages on the three aforementioned vessels.

xiii) HSBC $80,000 Facility:

On September 26, 2018, the Company entered into a loan agreement with HSBC Bank plc (the “HSBC $80,000 Facility”) to refinance the aggregate outstanding amount
of $74,647 under two of the then existing loan agreements. The amount of $80,000 was drawn on September 28, 2018. During 2019, an amount of $7,505 in aggregate,
was prepaid in connection with the sale of two vessels under the HSBC $80,000 Facility and the quarterly installments were amended to $2,140 and  the  final  balloon
payment, which is payable together with the last installment in August 2023, was amended to $29,095. As of December 31, 2021, the facility is secured by the vessels
Kymopolia, Mercurial Virgo, Pendulum, Amami, Madredeus, Star Emily, Star Omicron, and Star Zeta.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

7.       Long-term bank loans - (continued):

Pre - Existing Loan Facilities – (continued)

xiv)       ABN $115,000 Facility:

On December 17, 2018, the Company entered into a loan agreement with ABN AMRO Bank (the “ABN $115,000 Facility”), for an amount of up to $115,000 available
in four tranches. The first and the second tranches of $69,525 and $7,900, respectively, were drawn on December 20, 2018. The first tranche was used to refinance the
then existing indebtedness of the vessels Star Virginia, Star Scarlett, Star Jeannette and Star Audrey and the second was used to partially finance the acquisition cost of
Star Bright . The first and the second tranche are repayable in 20 equal quarterly installments of $1,705 and $282 respectively, and balloon payments are due in December
2023 along with the last installment in an amount of $35,428 and $2,260, respectively. The remaining two tranches of $17,875 each, were drawn in January 2019 and
were used to partially finance the acquisition cost of Star Marianne and Star Janni. Each of the third and the fourth tranche is repayable in 19 equal quarterly installments
of $672 and balloon payment in December 2023 along with the last installment in an amount of $5,114. The loan is secured by a first priority mortgage on the vessels
Star Virginia, Star Scarlett, Star Jeannette, Star Audrey, Star Bright, Star Marianne and Star Janni.

Redemption 8.30% 2022 Notes:

On November 9, 2017, the Company completed a public offering of $50,000 aggregate principal amount of senior unsecured notes due in 2022 (the “2022 Notes”). The
2022  Notes  were  not  guaranteed  by  any  of  the  Company’s  subsidiaries  and  bore  interest  at  a  rate  of  8.30% per  year,  payable quarterly  in  arrears  on  the  15th  day  of
February,  May,  August  and  November  commencing  on  February  15,  2018.  The  2022  Notes  would  mature  on  November  15,  2022,  however  on  July  30,  2021,  the
Company redeemed all of its outstanding Notes, for 100% of the outstanding principal amount, or $50,000, plus accrued and unpaid interest up to but not including the
redemption date as prescribed in the indenture governing the 2022 Notes.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

7.       Long-term bank loans - (continued):

All of the Company’s aforementioned facilities are secured by a first-priority ship mortgage on the financed vessels under each facility (one of the facilities is secured by
second-priority ship mortgage) and general and specific assignments and guaranteed by Star Bulk Carriers Corp.

Credit Facilities Covenants:

The Company’s outstanding credit facilities generally contain customary affirmative and negative covenants, on a subsidiary level, including limitations to:

·

·

·

·

·

pay dividends if there is an event of default under the Company’s credit facilities;

incur additional indebtedness, including the issuance of guarantees, refinance or prepay any indebtedness, unless certain conditions exist;

create liens on Company’s assets, unless otherwise permitted under Company’s credit facilities;

change the flag, class or management of Company’s vessels or terminate or materially amend the management agreement relating to each vessel;

acquire new or sell vessels, unless certain conditions exist;

· merge or consolidate with, or transfer all or substantially all Company’s assets to, another person; or

·

enter into a new line of business.

Furthermore, the Company’s credit facilities contain financial covenants requiring the Company to maintain various financial ratios, including among others:

·

·

·

·

a minimum percentage of vessel value to secured loan amount (security cover ratio or “SCR”);

a maximum ratio of total liabilities to market value adjusted total assets;

a minimum liquidity; and

a minimum market value adjusted net worth.

As of December 31, 2020 and 2021, the Company was required to maintain minimum liquidity, not legally restricted, of $58,000 and $64,000,  respectively,  which  is
included within “Cash and cash equivalents” in the consolidated balance sheets. In addition, as of December 31, 2020 and 2021, the Company was required to maintain
minimum  liquidity,  legally  restricted,  of  $12,320 and  $22,986,  respectively,  which  is  included  within  “Restricted  cash”  current  and  non-current,  in  the  consolidated
balance sheets. 

As of December 31, 2021, the Company was in compliance with the applicable financial and other covenants contained in its bank loan agreements and lease financings
described in Note 6.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

7.       Long-term bank loans - (continued):

The weighted average interest rate (including the margin) related to the Company’s debt (including 2022 Notes until their redemption date) and lease financings for the
years ended December 31, 2019, 2020 and 2021 was 5.28%, 3.63% and 2.94%, respectively. The commitment fees incurred during the years ended December 31, 2019,
2020  and  2021,  with  regards  to  the  Company’s  unused  amounts  under  its  credit  facilities  were  $806, $65 and $93,  respectively.  There  are  no  undrawn  portions  as  of
December 31, 2021, other than the available amount under the HSBC Working Capital Facility. The principal payments required to be made after December 31, 2021, are
as follows:  

Twelve month periods ending

December 31, 2022
December 31, 2023
December 31, 2024
December 31, 2025
December 31, 2026
December 31, 2027 and thereafter
Total Long term bank loans

Unamortized loan issuance costs
Total Long term bank loans, net
Current portion of long term bank loans
Long term bank loans, net of current portion and unamortized loan issuance costs

 Amount 
$                  156,701
                 229,392
                 203,988
                 197,233
                 246,580
                   66,214
              1,100,108
                  (10,853)
              1,089,255
                 156,701
                 932,554

$

$

All of the Company’s bank loans and applicable lease financings bear interest at LIBOR plus a margin, except for DSF $55,000 Facility described above. The amounts of
“Interest and finance costs” included in the consolidated statements of operations are analyzed as follows: 

Interest on financing agreements

Less: Interest capitalized 

Reclassification adjustments of interest rate swap loss/(gain) transferred to Interest and finance
costs from Other Comprehensive Income (Note 17)
Amortization of debt (loan, lease & notes) issuance costs
Other bank and finance charges 
Interest and finance costs

Years ended December 31,

2019  
81,393  
(1,018)  

–  

5,590  
1,652  
87,617  

$

$

2020  
    58,379  
–  

848  

 $ 

      7,815  
      2,513  
    69,555  

$

2021
    45,453
–

      2,351

      6,511
      1,721
    56,036

$

$

In connection with the prepayments described above and of lease financings, discussed in Note 6, following the sale of mortgaged vessels and the refinancing of certain
credit facilities, during the years ended December 31, 2019, 2020 and 2021, $1,229, $3,701 and $3,612 , respectively, of unamortized debt issuance costs were written off.
In  addition,  during  the  years  ended  December  31,  2019,  2020  and  2021,  $2,297, $1,223 and $388 of  expenses  were  incurred  in  connection  with  the  aforementioned
prepayments. All aforementioned amounts are included under “Loss on debt extinguishment” in the consolidated statements of operations.

Also in connection with the prepayments described above the Company early terminated certain of its interest rate swaps (Note 17) and the Company received an amount
of $307 in aggregate, representing the valuation of the interest rate swaps on the termination date. Lastly, upon the de-designation of an interest rate swap, an amount of
$436 representing the cumulative gain on the hedging instrument on the de-designation date, previously recognized in equity was written off, provided that the forecasted
transactions associated with this hedge were no longer probable since the corresponding loan was fully prepaid. Both aforementioned amounts are included under “Loss
on debt extinguishment” in the consolidated statement of operations for the year ended December 31, 2021.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

8.       Preferred, Common Shares and Additional paid in capital:

Preferred Shares: Star Bulk is authorized to issue up to 25,000,000 preferred shares, $0.01 par value with such designations, as voting, and other rights and preferences,
as determined by the Board of Directors. As of December 31, 2020 and 2021 the Company had not issued any preferred shares.

Common Shares: As per the Company’s Amended and Restated Articles of Incorporation, Star Bulk is authorized to issue up to 300,000,000 registered common shares,
par value $0.01 per share.

Each outstanding share of the Company’s common shares entitles the holder to one vote on all matters submitted to a vote of shareholders. Subject to preferences that
may be applicable to any outstanding preferred shares, holders of common shares are entitled to ratably receive all dividends, if any, declared by the Company’s Board of
Directors out of funds legally available for dividends. Holders of common shares do not have conversion, redemption or preemptive rights to subscribe to any of the
Company’s securities. All outstanding common shares are fully paid and non-assessable. The rights, preferences and privileges of holders of common shares are subject
to the rights of the holders of any preferred shares which the Company may issue in the future. 

On November 29, 2018, the Company announced a share repurchase program to purchase up to an aggregate of $50.0 million of the Company’s common shares. The
timing and amount of any repurchases will be in the sole discretion of the Company’s management team, and will depend on legal requirements, market conditions, share
price, alternative uses of capital and other factors. The Company is not obligated under the terms of the program to repurchase any of its common shares. The repurchase
program  has  no  expiration  date  and  may  be  suspended  or  terminated  by  the  Company  at  any  time  without  prior  notice.  Common  shares  repurchased  as  part  of  this
program  will  be  cancelled  by  the  Company.  Pursuant  to  this  share  repurchase  program,  during  the  fourth  quarter  of  2018,  the  Company  repurchased  341,363 of  its
common shares in open market transactions at an average price of $9.17 for an aggregate consideration of $3,145, including minor commissions. All the aforementioned
repurchased shares were canceled and removed from the Company’s share capital on January 3, 2019.

Pursuant to this share repurchase program, during the twelve month period ended December 31, 2019, the Company repurchased 1,020,000 shares from a non-related
party shareholder in a private transaction at a price of $8.40 per share, for an aggregate consideration of $8.6 million and 1,579,195 shares in open market transactions at
an  average  price  of  $7.49  for  an  aggregate  consideration  of  $11,831.  The  repurchased  shares  were  cancelled  and  removed  from  the  Company’s  share  capital  as  of
December 31, 2019.

In January 2019, the Company issued 999,336 common shares in connection with the acquisition of Star Janni and Star Marianne.

During the year ended December 31, 2019, the Company issued 4,503,370 shares to Delphin Shipping LLC in connection with the acquisition of 11 dry bulk vessels.

During the year ended December 31, 2019, the Company issued 883,700 shares to the Company’s directors and employees in connection with its equity incentive plans
(Note 10). On November 20, 2019, the Company’s Board of Directors declared a cash dividend of $4,804 (or $0.05 per common share) for the third quarter of 2019, in
line with the dividend policy established in November 2019. The total dividend amount was paid in December 2019.

During the year ended December 31, 2020, the Company issued 1,073,490 shares to the Company’s directors and employees in connection with its equity incentive plans
(Note 10). In addition, within 2020 the Company paid a cash dividend of $ 4,804 (or $0.05 per common share) for the fourth quarter of 2019, in line with the dividend
policy established in November 2019.

On August 5, 2021, the Board of Directors authorized a new share repurchase program of up to an aggregate of $50.0 million. The terms and conditions of the program
are  substantially  similar  to  the  terms  and  conditions  of  the  Company’s  previous  share  repurchase  program.  During  the  year  ended  December  31,  2021,  the  Company
repurchased 466,268 shares in open market transactions at an average price of $22.01 per share, for an aggregate consideration of $10.3 million. The repurchased shares
were cancelled and removed from the Company’s share capital as of December 31, 2021.

As further discussed in Note 5, during the year ended December 31, 2021 the Company issued 2,100,000 and 3,000,000 of its common shares in connection with the
delivery  of  the  three  E.R.  Acquisition  Vessels  and  the  seven  Eneti  Acquisition  Vessels,  respectively.  In  addition,  during  the  same  period,  the  Company  cancelled
its 6,971 treasury shares.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

8.       Preferred, Common Shares and Additional paid in capital – (continued):

On June 24, 2021, OCM XL Holdings, L.P., a special purpose holding vehicle owned indirectly by certain funds and accounts managed by Oaktree Capital Management,
L.P.,  the  Company’s  largest  shareholder,  completed  an  underwritten  secondary  sale  of  2,382,775  common  shares  of  the  Company  at  a  price  of  $22.00  per  share.  The
Company did not sell any common shares and did not receive any proceeds as a result of this secondary sale.

On  July  1,  2021,  the  Company  entered  into  two  “at  the  market”  offering  programs,  one  with  Jefferies  LLC  (“Jefferies”)  and  one  with  Deutsche  Bank  Securities  Inc.
(“Deutsche Bank” and together with Jefferies, the “Sales Agents”). In accordance with the terms of each at-the-market sale agreement with Jefferies and Deutsche Bank,
the Company may offer and sell a number of its common shares, having an aggregate offering price of up to $75,000 at any time and from time to time through each of
the  Sales  Agents,  as  agent  or  principal.  The  Company  intends  to  use  the  net  proceeds  from  any  sales  under  the  two  “at  the  market”  offering  programs  for  capital
expenditures, working capital, debt repayment, funding for vessel and other asset or share acquisitions or for other general corporate purposes, or a combination thereof.
As of December 31, 2021, no shares have been sold from the Company under either of the two offering programs.

During the year ended December 31, 2021, the Company issued 521,310 shares to the Company’s directors and employees in connection with its equity incentive plans
(Note 10). In addition, pursuant to its dividend policy, the Company during the year ended December 31, 2021 declared a cash dividend of $230,473 (or $0.30, $0.70 &
$1.25 per common share for the first, second and third quarters of 2021, respectively), out of which an amount of $233 remains outstanding as of December 31, 2021.

9.       Management fees:

The Company has engaged Ship Procurement Services S.A. (“SPS”), a third party company, to provide to its fleet certain procurement services. During the years ended
December 2018 and 2019, the Company entered into the following management agreements with: i) Augustea Technoservices Ltd and Songa Shipmanegement Ltd to
provide technical management to certain of its vessels, following the completion of the Augustea Vessel Purchase Transaction and Songa Vessel Purchase Transaction
(Note 3) and ii) Equinox Maritime Ltd, Zeaborn GmbH & Co. KG and Technomar Shipping Inc to provide certain management services to certain of its vessels. During
the  first  quarter  of  2019,  all  management  agreements  with  Songa  Shipmanagement  Ltd.  were  terminated.  In  addition,  in  2021  the  Company  appointed  Iblea  Ship
Management  Limited  to  provide  certain  management  services  to  certain  vessels,  which  previously  were  managed  by  Augustea  Technoservices  Ltd  (Note  3).Total
management  fees  under  the  aforementioned  management  agreements  in  effect  for  the  years  ended  December  31,  2019,  2020  and  2021,  were  $17,500,  $18,405  and
$19,489, respectively, and are included in “Management fees” in the consolidated statements of operations.

10.       Equity Incentive Plans:

On  January  7,  2019,  the  Company’s  Board  of  Directors  and  Compensation  Committee  established  an  incentive  program  for  key  employees,  pursuant  to  which  an
aggregate of 4,000,000 restricted share units (each, a “RSU”), comprising of 10 tranches of 400,000 RSU each, would be issued. The fair value of each issuable share was
determined based on the closing price of the Company’s common shares on the grant date, January 7, 2019. Each RSU would represent, upon vesting, a right for the
beneficiary to receive one common share of the Company. The RSUs would be subject to the satisfaction of certain performance conditions, which would apply if the
Company’s fleet performed better than the relevant dry bulk charter rate indices as reported by the Baltic Exchange (the “Indices”) during 2020 and 2021. The RSUs
would  start  to  vest  if  the  Company’s  fleet  performed  better  than  the  Indices  by  at  least  $120,000,  and  would  vest  in  increasing  amounts  if  and  to  the  extent  the
performance  of  the  Company’s  fleet  exceeded  the  performance  that  would  have  been  derived  based  on  the  Indices  by  up  to  an  aggregate  of  $300,000.  Subject  to  the
vesting conditions being met on April 30, 2021 and April 30, 2022 (each, a “Vesting Date”) two million RSUs would vest on each Vesting Date, on tranches based on the
level of performance, and the relevant common shares of the Company would be issued by the Company and distributed to the relevant beneficiaries as per the allocation
of the Board of Directors. Any non-vested RSUs at the applicable Vesting Date would be cancelled. As of December 31, 2019, the Company took the view that only for
one  tranche  of  the  RSUs  which  would  vest  on  April  30,  2022,  the  likelihood  of  vesting  met  the  “more  likely  than  not”  threshold  under  US  GAAP  and  as  a  result
amortization expense for these 400,000 RSUs of $1,235 was recognized and is included under “General and administrative expenses” in the consolidated statement of
operations for the year ended December 31, 2019. During the year ended and as of December 31, 2020, the Company determined that the updated likelihood of vesting
for any of the 4,000,000 RSUs did not meet a “more likely than not” threshold under US GAAP. As a result, the previously recognized expense of $1,235 was reversed in
2020 and is included under “General and administrative expenses” in the consolidated statement of operations for the year ended December 31, 2020.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

10.       Equity Incentive Plans - (continued):

On June 7, 2021, the Company’s Board of Directors amended the previously announced incentive program. The test metrics for the calculation of the underlying shares of
the  RSUs  that  would  have  been  issued,  the  tranches  and  the  vesting  variables  were  eliminated.  Instead,  the  incentive  program  provides  for  the  issuance  of  shares
and links this management performance incentive scheme with the savings from the price differential between High Sulfur Fuel Oil / Low Sulfur Fuel Oil gained on the
scrubber fitted vessels of the Company’s fleet and is calculated on an annual basis (“Bunker Benefit”). In particular, the threshold requirement above which the amended
program is triggered is increased to $250.0 million of cumulative Bunker Benefit (instead of the previous threshold of $120.0 million Indices outperformance). Upon the
satisfaction of the above new threshold, the Board of Directors shall award a percentage ranging between 5%-10%, at its discretion, of the annual Bunker Benefit, the
value of which will be reflected in actual shares to key employees. The duration of the program was also extended from April 2022 to the end of 2024. The Company
estimated the intrinsic value of the award basis December 31, 2021 VLSFO-HSFO spread and assuming 5% of scrubber savings to be awarded by the Board of Directors,
and  as  a  result  an  amount  of  $1,190  was  recognized  as  of  that  date  and  is  included  under  “General  and  administrative  expenses”  in  the  consolidated  statement  of
operations for the year ended December 31, 2021.

On  May  22,  2019,  the  Company’s  Board  of  Directors  adopted  the  2019  Equity  Incentive  Plan  (the  “2019  Plan”)  and  reserved  for  issuance  900,000  common  shares
thereunder. On the same date, 885,000 restricted common shares were granted to certain of the Company’s directors, officers and employees of which 685,462 restricted
common shares vested in August 2019, 99,769 restricted common shares vested in August 2020 and the remaining 99,769 restricted common shares will vest in August
2022.  The fair value of each share was determined based on the closing price of the Company’s common shares on the grant date, May 22, 2019.

 On May 25, 2020, the Company’s Board of Directors adopted the 2020 Equity Incentive Plan (the “2020 Plan”) and reserved for issuance 1,100,000 common shares
thereunder.  On  the  same  date,  all  of  the  1,100,000  restricted  common  shares  were  granted  to  certain  of  the  Company’s  directors,  officers  and  employees  of
which 855,380 restricted common shares vested in August 2020, 122,310 restricted common shares vested in May 2021 and the remaining 122,310 restricted common
shares vest in May 2023.  The fair value of each share was $5.09, based on the closing price of the Company’s common shares on the grant date.

On  June  7,  2021,  the  Company’s  Board  of  Directors  adopted  the  2021  Equity  Incentive  Plan  (the  “2021  Plan”)  and  reserved  for  issuance  515,000  common  shares
thereunder. On the same date, the Company granted all of the 515,000 restricted common shares to certain directors, officers and employees, of which 401,750 restricted
common shares vested in September 2021, 56,625 restricted common shares vest in June 2022 and the remaining 56,625 restricted common shares vest in June 2024. The
fair value of each restricted share was $18.88, based on the latest closing price of the Company’s common shares on the grant date.

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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

 10.       Equity Incentive Plans - (continued):

  Pursuant  to  the  aforementioned  equity  incentive  plans,  during  the  years  ended  December  31,  2019,  2020  and  2021  the  Company  issued  883,700  common  shares,
1,073,490 common shares and 521,310 common shares, respectively.

All non-vested shares and options, if any, vest according to the terms and conditions of the applicable award agreements. The grantee does not have the right to vote the
non-vested shares or exercise any right as a shareholder of the non-vested shares, although the issued and non-vested shares pay dividends as declared. The dividends
with  respect  to  these  shares  are  forfeitable  if  the  service  conditions  are  not  fulfilled.  Share  options  have  no  voting  or  other  shareholder  rights.  For  the  years  ended
December 31, 2019, 2020 and 2021 the Company paid $14, $14 and $875 for dividends to non-vested shares.

The  shares  which  are  issued  in  accordance  with  the  terms  of  the  Company’s  equity  incentive  plans  or  awards  remain  restricted  until  they  vest.  For  the  years  ended
December  31,  2019,  2020  and  2021,  the  share  based  compensation  cost  (including  the  RSUs)  was  $7,943,  $4,624  and  $10,335  respectively,  and  is  included  under
“General and administrative expenses” in the consolidated statements of operations. There were no forfeitures of non-vested shares or options during the years 2019,
2020 and 2021.

A summary of the status of the Company’s non-vested restricted shares as of December 31, 2019, 2020 and 2021, and the movement during these years, is presented
below: 

Unvested as at January 1, 2019
Granted
Vested
Unvested as at December 31, 2019

Unvested as at January 1, 2020
Granted
Vested
Unvested as at December 31, 2020

Unvested as at January 1, 2021
Granted
Vested
Unvested as at December 31, 2021

Number of
shares

143,000
885,000
(756,962)
271,038

271,038
1,100,000
(955,149)
415,889

$

$

$

$

415,889
515,000
(595,560)
335,329

$

$

Weighted
Average
Grant Date
Fair Value
12.49
8.13
8.54
9.28

9.28
5.09
5.41
7.09

7.09
18.88
15.28
10.65

On April 13, 2015, the Board of Directors granted share purchase options of up to 104,250 common shares to certain executive officers, at an option exercise price of
$27.50  per  share.  These  options  are  exercisable  in  whole  or  in  part  between  the  third  and  the  fifth  anniversary  of  the  grant  date,  subject  to  the  respective  individuals
remaining employed by the Company at the time the options are exercised. The options expired in April 2020 without being exercised. 

A summary of the status and movement of the Company’s non-vested share options as of the year ended December 31, 2019 and the period from January 1, 2020 until
April 13, 2020 when these options expired is presented below.

Options

Outstanding at beginning of period
Granted
Vested
Outstanding at end of period

Number of
options

104,250
-
 -
104,250

$

$

Weighted
average
exercise
price
27.5
-
 -
27.5

$

$

Weighted
Average
Grant Date
Fair Value
7.0605
-
 -
7.0605

As of December 31, 2021, the estimated compensation cost relating to non-vested restricted share awards not yet recognized was $1,777, and is expected to be recognized
over the weighted average period of 1.59 years. The total fair value of shares vested during the years ended December 31, 2019, 2020 and 2021 was $7,703, $6,681 and
$13,104, respectively.

 11.       Earnings / (Loss) per share:

All common shares issued (including the restricted shares issued under the Company’s equity incentive plans) have equal rights to vote and participate in dividends. The
restricted shares issued under the Company’s equity incentive plans are subject to forfeiture provisions set forth in the applicable award agreement. The calculation of
basic earnings per share does not consider the non-vested shares as outstanding until the time-based vesting restriction has lapsed. For the purpose of calculating diluted
earnings / (loss) per share, the weighted average number of diluted shares outstanding includes the incremental shares assumed issued, determined in accordance with the
treasury stock method. For the year ended December 31, 2019, during which the Company incurred losses, the effect of i) 271,038 non-vested shares and ii) 104,250 non-
vested share options , would be anti-dilutive. Hence for the year ended December 31, 2019 “Basic loss per share” equals “Diluted loss per share.” For the years ended
December 31, 2020 and 2021 the denominator of the diluted earnings per share calculation includes 153,216 common shares and 295,243 common shares, respectively,
being the number of incremental shares assumed issued under the treasury stock method.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
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STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

11.       Earnings / (Loss) per share - (continued):

The Company calculates basic and diluted loss per share as follows: 

Income / (Loss) :
Net income / (loss)

Basic earnings / (loss) per share:
Weighted average common shares outstanding, basic

Basic earnings / (loss) per share

Effect of dilutive securities:
Dillutive effect of non vested shares
Weighted average common shares outstanding, diluted

Diluted earnings / (loss) per share

Years ended December 31,

2019

2020

2021

(16,201)

$

9,660

 $

680,530

93,735,549
(0.17)

$

96,128,173
0.10

 101,183,829
   6.73

$

   –   
93,735,549

      153,216
96,281,389

        295,243
   101,479,072

(0.17)

$

0.10

 $

6.71

$

$

$

12.       Accrued liabilities:

The amounts shown in the consolidated balance sheets are analyzed as follows: 

Audit fees
Legal fees
Other professional fees
Vessel Operating and voyage expenses
Loan and interest rate swaps interest and financing fees
Income tax
Total Accrued Liabilities

F-46

$

$

December
31, 2020

December 31,
2021
400
122
1,739
24,406
4,083
                           60
30,810

341   $
137  
2,300  
12,481  
5,547  
134  
20,940   $

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

13.       Income taxes:

The Company is in the business of international shipping and is not subject to a material amount of income taxes. The Company is subjected to tonnage taxes in certain
jurisdictions as described below and includes these taxes under “Vessel Operating Expenses” in the consolidated statements of operations.

The Company does receive dividends from its operating subsidiaries and these are not subject to withholding taxes nor are these dividends taxed at the Company upon
receipt. Thus, the Company does not record deferred tax liabilities for any unremitted earnings as there are no taxes associated with the remittances.

The Company is subjected to tax audits in the jurisdictions it operates in. There have been no adjustments assessed to the Company in the past and the Company believes
there are no uncertain tax positions to consider.

a)       Taxation on Marshall Islands Registered Companies and tonnage tax

Under the laws of the countries of the shipowning companies’ incorporation and/or vessels’ registration, the shipowning companies are not subject to tax on
international shipping income. However, they are subject to registration and tonnage taxes. In addition, each foreign flagged vessel managed in Greece by Greek
or  foreign  ship  management  companies  is  subject  to  Greek  tonnage  tax,  under  the  laws  of  the  Hellenic  Republic.  The  technical  managers  of  the  Company’s
vessels,  which  are  established  in  Greece  under  Greek  Law  89/67,  are  responsible  for  the  filing  and  payment  of  the  respective  tonnage  tax  on  behalf  of  the
Company. Furthermore, under the New Tonnage Tax System (“TTS”) for Cypriot merchant shipping, qualifying ship managers who opted and are accepted to be
taxed  under  the  TTS  are  subject  to  an  annual  tax  referred  to  as  tonnage  tax,  which  is  calculated  on  the  basis  of  the  net  tonnage  of  the  qualifying  ships  they
manage.  The  technical  managers  of  the  Company’s  vessels,  which  are  established  and  operate  in  Cyprus,  are  responsible  for  the  filing  and  payment  of  the
respective tonnage tax. These taxes for 2019, 2020 and 2021 were $2,087, $2,103 and $2,634,  respectively,  and  have  been  included  under  “Vessel  operating
expenses” in the consolidated statements of operations (Note 16).

b)       Taxation on US Source Income - Shipping Income

Under the United States Internal Revenue Code of 1986, as amended (the “Code”), the U.S. source gross transportation income of a ship-owning or chartering
corporation, such as the Company, is subject to a 4% U.S. federal income tax without allowance for deduction, unless that corporation qualifies for exemption
from tax under Section 883 of the Code and the Treasury Regulations promulgated thereunder. U.S. source gross transportation income consists of 50% of the
gross shipping income that is attributable to transportation that begins or ends, but that does not both begin and end, in the United States.

Under IRS regulations, a Company’s shares will be considered to be regularly traded on an established securities market if (i) one or more classes of its shares
representing 50% or more of its outstanding shares, by voting power of all classes of shares of the corporation entitled to vote and of the total value of the shares
of the corporation, are listed on the market and (ii) (A) such class of share is traded on the market, other than in minimal quantities, on at least 60 days during the
taxable year or one sixth of the days in a short taxable year; and (B) the aggregate number of shares of such class of share traded on such market during the
taxable year must be at least 10% of the average number of shares of such class of share outstanding during such year or as appropriately adjusted in the case of
a  short  taxable  year.  Notwithstanding  the  foregoing,  the  treasury  regulations  provide,  in  pertinent  part,  that  a  class  of  the  Company’s  shares  will  not  be
considered to be “regularly traded” on an established securities market for any taxable year in which 50% or more of the vote and value of the outstanding shares
of such class are owned, actually or constructively under specified share attribution rules, on more than half the days during the taxable year by persons who
each own 5% or more of the vote and value of such class of the Company’s outstanding shares, (“5% Override Rule”).

For the taxable years 2019, 2020 and 2021 the Company believes that it was exempt from U.S. federal income tax of 4% on U.S. source shipping income, as it
believes that it satisfies the Publicly Traded Test for these years because it is not subject to the 5% Override Rule.

F-47

 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

13.       Income taxes – (continued):

c)       Other Taxation

In  addition  to  the  tax  consequences  described  above,  the  Company  may  be  subject  to  tax  in  one  or  more  other  jurisdictions,  including  Malta,  Germany  and
Singapore, where the Company conducts activities through certain of its subsidiaries. The Company believes that its tax exposure for years ended December 31,
2019, 2020 and 2021 in the above jurisdictions is immaterial. The amount of income taxes recognized with respect to these jurisdictions for the years ended
December 31, 2019, 2020 and 2021 was $109, $152 and $16, respectively, and is included under “Income taxes” in the consolidated statements of operations.

14.          Commitments and Contingencies:

a)       Legal proceedings

Various  claims,  suits,  and  complaints,  including  those  involving  government  regulations  and  product  liability,  arise  in  the  ordinary  course  of  the  shipping
business.  In  addition,  losses  may  arise  from  disputes  with  charterers,  agents,  insurance  and  other  claims  with  suppliers  relating  to  the  operations  of  the
Company’s vessels. The Company’s vessels are covered for pollution of $1 billion per vessel per incident, by the Protection and Indemnity (P&I) Association in
which the Company’s vessels are entered. The Company’s vessels are subject to calls payable to their P&I Association and may be subject to supplemental calls
which are based on estimates of premium income and anticipated and paid claims. Such estimates are adjusted each year by the Board of Directors of the P&I
Association until the closing of the relevant policy year, which generally occurs within three years from the end of the policy year. Supplemental calls, if any, are
expensed when they are announced and according to the period they relate to. The Company is not aware of any supplemental calls in respect of any policy years
other than those that have already been recorded in its consolidated financial statements.

b)       Other contingencies:

Contingencies relating to Heron

On  July  11,  2014,  Oceanbulk  Shipping  became  a  wholly  owned  subsidiary  of  the  Company.  Oceanbulk  Shipping  owned  a  convertible  loan,  which  was
convertible  into  50%  of  Heron  Ventures  Ltd’s  (“Heron”)  equity.  After  the  conversion  of  the  loan,  on  November  5,  2014,  Heron  was  a  50-50  joint  venture
between Oceanbulk Shipping and ABY Group Holding Limited, and Oceanbulk Shipping shared joint control over Heron with ABY Group Holding Limited.
Based on the applicable related agreements, neither party will entirely control Heron. In addition, any operational and other decisions with respect to Heron will
need to be jointly agreed between Oceanbulk Shipping and ABY Group Holding Limited. As of December 31, 2017, all vessels previously owned by Heron
have  been  either  sold  or  distributed  to  its  equity  holders.  While  Oceanbulk  Shipping  and ABY  Group  Holding  Limited  intend  that  Heron  eventually  will  be
dissolved  shortly  after  receiving  permission  from  local  authorities  in  Malta,  until  that  occurs,  contingencies  to  the  Company  may  arise.  However,  the  pre-
transaction investors in Heron effectively remain as ultimate beneficial owners of Heron, until Heron is dissolved on the basis that, according to the agreement
governing the Merger, any cash received or paid by the Company from the final liquidation of Heron will be settled accordingly by the pre-Merger investors in
Oceanbulk (the “Oceanbulk Sellers”). The Company had no outstanding balance with the Oceanbulk Sellers as of December 31, 2017 and thereafter. In July
2018, ABY Group Holding Limited transferred to ABY Floriana Limited its interests to Heron. The Company concluded that there should not be significant
financial impact and therefore no provision has been made.

F-48

 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

14.

Commitments and Contingencies - (continued):

c)       Commitments:

The following table sets forth inflows and outflows, related to the Company’s charter party arrangements and other commitments, as of December 31, 2021.

Charter party agreements 

+ inflows/ - outflows

Total    

2022    

2023    

2024    

2025    

2026    

2027 and
thereafter

Twelve month periods ending December 31,

Future,  minimum,  non-cancellable  charter
revenue (1) 

Total 

$

$

     109,959   $  109,959   $                -      $                  -      $                -      $                -      $                      -   

 109,959   $    109,959   $                -      $                  -      $                -      $                -      $                      -   

(1) The  amounts  represent  the  minimum  contractual  charter  revenues  to  be  generated  from  the  existing,  as  of  December  31,  2021,  non-cancellable  time  charter
agreements, until their expiration, net of address commission, assuming no off-hire days, other than those related to scheduled interim and special surveys of the
vessels.

Other commitments:

+ inflows/ - outflows

Vessel BWTS (1)

Total 

Twelve month periods ending December 31,

Total    

2022    

2023    

2024    

      (21,836)   

(19,182)   

      (2,524)               (130)

2025    

2027 and
thereafter
                 -                      -                            -   

2026    

$

 (21,836)  $    (19,182)  $        (2,524)  $          (130)  $                -     $                -     $                      -   

(1) The amounts represent the Company’s commitments as of December 31, 2021, for installation of Ballast Water Treatment System (“BWTS”) on its vessels so as

to comply with environmental regulations.

15.       Voyage revenues:

The following table shows the voyage revenues earned from time charters, voyage charters and pool agreements for the years ended December 31, 2019, 2020 and 2021,
as presented in the consolidated statements of operation:

Time charters
Voyage charters
Pool revenues

Years ended December 31,

2019

373,927
437,779
9,659
821,365

$

$

$

$

2020  

2021

309,503  $ 
385,482
(1,744)
693,241  $ 

745,442
683,146
(1,165)
1,427,423

As  of  December  31,  2021,  trade  accounts  receivable  (excluding  the  provision  for  doubtful  debt)  increased  by  $43,227,  and  deferred  revenue  increased  by  $13,285
compared to December 31, 2020. These changes were primarily attributable to the significant improved market rates prevailing during the year 2021 and as of December
31, 2021 compared to the same period in 2020 and also the timing of collections.

F-49

 
 
 
 
 
 
 
 
 
 
                              
     
                    
                        
                      
                      
                        
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
    
    
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

15.       Voyage revenues - (continued):

Further, as of December 31, 2021, capitalized contract fulfilment costs which are recorded under “Other current assets” increased by $2,736 compared to December 31,
2020, from $2,187 to $4,923. This change was mainly attributable to the timing of commencement of revenue recognition. . Under ASC 606, unearned voyage charter
revenue  represents  the  consideration  received  for  undelivered  performance  obligations.    The  Company  recorded  $11,675  as  unearned  revenue  related  to  voyages  in
progress as of December 31, 2020, which was recognized in earnings during the year ended December 31, 2021 as the performance obligations were satisfied in that
period. In addition, the Company recorded $24,960 as unearned revenue related to voyages in progress as of December 31, 2021, which will be recognized in earnings
during the year ending December 31, 2022 as the performance obligations were satisfied in that period.

The adjustment to Company’s revenues from the vessels operating in the CCL Pool (Note 3), deriving from the allocated pool result for those vessels as determined in
accordance  with  the  agreed-upon  formula,  for  the  years  ended  December  31,  2019,  2020  and  2021  was  $9,524,  ($3,695)  and  ($4,188),  respectively,  while  the
corresponding adjustment to Company’s revenues from the Short Pool (Note 3) for the years ended December 31, 2020 and 2021 was $1,923 and ($328). All the amounts
are  included  within  “Pool  Revenues”  in  the  table  above.  The  remaining  amount  of  $3,351  refers  to  other  participation  adjustments  deriving  from  profit  sharing  from
participation in charter-in agreement with other parties.

As discussed in Note 1, during 2019, 2020 and 2021 the Company chartered-in a number of third-party vessels, to increase its operating capacity in order to satisfy its
clients’ needs. Revenues generated from those charter-in vessels during the years ended December 31, 2019, 2020 and 2021 amounted to $185,311, $36,234 and $20,215,
respectively and are included in Voyage revenues in the consolidated statements of operations, out of which $15,253, $243 and $1,212, respectively, constitute sublease
income deriving from time charter agreements.

16.       Voyage and Vessel operating expenses:

The amounts in the consolidated statements of operations are analyzed as follows:

Voyage  expenses
Port charges                                               
Bunkers
Commissions – third parties
Commissions – related parties (Note 3)
Miscellaneous
Total voyage expenses                             

Vessel operating expenses
Crew wages and related costs                   
Insurances
Maintenance, repairs, spares and stores
Lubricants
Tonnage taxes (Note 13)
Pre-delivery and Pre-joining expenses
Miscellaneous
Total vessel operating expenses            

$

$

$

$

63,576  
146,089  
6,828  
3,850  
2,619  
222,962  

103,701  
10,311  
25,675  
9,833  
2,087  
1,507  
6,948  
160,062  

$

$

$

$

F-50

Years ended December 31,
2020  

2019  

55,738   $
130,800  
6,134  
3,780  
3,606  
200,058   $

2021

63,027
139,252
13,955
3,870
6,007
226,111

109,311   $
13,002  
37,947  
10,669  
2,103  

         –   

5,511  
178,543   $

126,180
14,981
44,646
11,823
2,634
        3,104
5,293
208,661

 
 
 
 
 
  
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

17.       Fair Value Measurements and Hedging:

The guidance for fair value measurements applies to all assets and liabilities that are being measured and reported on a fair value basis. This guidance enables the reader
of the financial statements to assess the inputs used to develop those measurements by establishing a hierarchy for ranking the quality and reliability of the information
used to determine fair values. The same guidance requires that assets and liabilities carried at fair value should be classified and disclosed in one of the following three
categories based on the inputs used to determine its fair value:

Level 1: Quoted market prices in active markets for identical assets or liabilities;

Level 2: Observable market based inputs or unobservable inputs that are corroborated by market data;

Level 3: Unobservable inputs that are not corroborated by market data.

In addition, ASC 815, “Derivatives and Hedging” requires companies to recognize all derivative instruments as either assets or liabilities at fair value in the balance sheet.

Fair value on a recurring basis:

Interest rate swaps:

The Company from time to time enters into interest rate derivative contracts to manage interest costs and risk associated with changing interest rates with respect to its
variable interest loans and credit facilities.

As of December 2019, the Company had no interest rate swaps open positions.

During  the  year  ended  December  31,  2020,  the  Company  entered  into  various  interest  rate  swaps  with  ING,  DNB  Bank  ASA  (“DNB”),  SEB,  Citibank  Europe  PLC
(“Citi”), Piraeus Bank and Alpha Bank to convert a portion of its debt from floating to fixed rate. In addition, during the year ended December 31, 2021, the Company
early terminated certain of those interest rate swaps that were in effect as of December 31, 2020 and entered into a new interest rate swap agreement with the National
Bank of Greece (“NBG”), SEB and ABN AMRO Bank. The following table summarizes the interest rate swaps in place as of December 31, 2021.

Counterparty Trading Date
ING
ING
ING
SEB
Citi
Citi
Citi
Citi
Citi
Citi
Citi
ING July 20
SEB
ABN
NBG

March 10, 2020
March 10, 2020
March 18, 2020
March 6, 2020
June 11, 2020
June 11, 2020
June 11, 2020
June 11, 2020
June 11, 2020
June 11, 2020
June 11, 2020
July 8, 2020
February 12, 2021
February 24, 2021
June 29, 2021

Inception
March 29, 2020
April 2, 2020
April 3, 2020
April 30, 2020
July 30, 2020
August 10, 2020
June 22, 2020
June 29, 2020
July 21, 2020
August 28, 2020
September 1, 2020
July 6, 2020
April 26, 2021
March 20, 2021
June 28, 2021

Expiry
March 29, 2026
October 2, 2025
April 3, 2023
January 30, 2025
October 18, 2023
May 10, 2024
December 20, 2023
August 28, 2023
July 21, 2023
May 28, 2024
March 1, 2024
July 6, 2026
January 26, 2026
December 20, 2023
June 28, 2023

F-51

Fixed Rate
0.7000%
0.7000%
0.6750%
0.7270%
0.3300%
0.3510%
0.3380%
0.3280%
0.3250%
0.3520%
0.3430%
0.3700%
0.4525%
0.3120%
0.6500%

Initial Notional
 $   29,960
 $   39,375
 $   16,157
 $   58,885
 $ 104,450
 $   56,075
 $   94,538
 $   56,915
 $   99,816
 $   31,350
 $   33,390
 $   70,000
 $   37,050
 $   84,548
 $ 125,000

Current Notional
 $   26,215
 $   33,750
 $   14,293
 $   51,072
 $   86,200
 $   49,587
 $   74,557
 $   44,075
 $   88,725
 $   27,700
 $   30,298
 $   55,417
 $   33,150
 $   74,557
 $ 117,500

 
 
 
 
  
  
  
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

17.       Fair Value Measurements and Hedging - (continued):

The above interest rate swaps were designated and qualified as cash flow hedges. The effective portion of the unrealized gains/losses from those swaps is recorded in
Other Comprehensive Income / (Loss). No portion of the cash flow hedges was ineffective during the years ended December 31, 2020 and 2021.

A loss of approximately $654 in connection with the interest rate swaps is expected to be reclassified into earnings during the following 12-month period when realized.

Forward Freight Agreements (“FFAs”) and Bunker Swaps:

During the years ended December 31, 2019, 2020 and 2021, the Company entered into a certain number of FFAs and options for FFAs on the Capesize, Panamax and
Supramax indices. The results of the Company’s FFAs during the years ended December 31, 2019, 2020 and 2021 and the valuation of the Company’s open position as at
December 31, 2020 and 2021 are presented in the tables below.

During the years ended December 31, 2019, 2020 and 2021, the Company entered into a certain number of bunker swaps. The results of the Company’s bunker swaps
during the years ended December 31, 2019, 2020 and 2021 and the valuation of the Company’s open position as at December 31, 2020 and 2021 are presented in the
tables below.

The amount of Gain/(loss) on forward freight agreements and bunker swaps, net and on interest rate swaps recognized in the consolidated statements of operations are
analyzed as follows:

Consolidated Statement of Operations

Interest and finance costs

Reclassification  adjustments  of  interest  rate  swap  loss/(gain)  transferred  to  Interest  and
finance costs from Other comprehensive income/(loss) (Note 7)

Total Gain/(loss) recognized 

Gain/(loss) on forward freight agreements and bunker swaps, net
Realized gain/(loss) on forward freight agreements and freight options
Realized gain/(loss) on bunker swaps
Unrealized gain/(loss) on forward freight agreements and freight options
Unrealized gain/(loss) on bunker swaps
Total Gain/(loss) recognized

2019

Years ended December 31,
2020

2021

–

–

(848)

                 (2,351)

$

              (848)

 $ 

                (2,351)

6,043
            (1,386)
               (321)
                   75
4,411

$

            (5,995)
            20,856
               (430)
              1,725
            16,156

$ 

                  1,308
                     748
                  1,802
                   (294)
                  3,564

$

$

F-52

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

17.       Fair Value Measurements and Hedging - (continued):

The following table summarizes the valuation of the Company’s derivative financial instruments as of December 31, 2020 and 2021, based on Level 1 quoted market
prices in active markets.

ASSETS

Bunker swaps - current

Freight derivatives - current

Freight derivatives - non-current

Total 
LIABILITIES

Bunker swaps - current

Freight derivatives - current

Total 

Balance Sheet Location

(not designated as
cash flow hedges)

(designated as cash
flow hedges)

(not designated as
cash flow hedges)

(designated as cash
flow hedges)

Quoted Prices in Active Markets  for Identical Assets (Level 1)

December 31, 2020

December 31, 2021

Derivatives,  current  asset
portion
Derivatives,  current  asset
portion
Derivatives, 
asset portion

non-current

Derivatives, 
liability portion
Derivatives, 
liability portion

current

current

$

 $

 $

$

$

$

$

                      -                               -    $

                   7                            -   

                      -                               -    $

                 1,440                            -   

                       -                               -    $

                 150                            -   

                     -                               -    $

             1,597                            -   

                        -                               -    $

                 300                            -   

212

-   $

-  

-   

               212                            -    $

                300                            -   

Certain of the Company’s derivative financial instruments discussed above require the Company to periodically post additional collateral depending on the level of any
open  position  under  such  financial  instruments,  which  as  of  December  31,  2020  and  2021  amounted  to  $895  and  $10,128,  respectively,  and  are  included  within
“Restricted cash, current” in the consolidated balance sheets.

The carrying values of temporary cash investments, restricted cash, accounts receivable and accounts payable approximate their fair value due to the short-term nature of
these financial instruments. The fair value of long-term bank loans and bareboat leases (Level 2), bearing interest at variable interest rates, approximates their recorded
values as of December 31, 2021, due to the variable interest rate nature thereof. The fair value of the DSF $55,000 Facility, measured through level 2 inputs (such as
interest rate curves) is $49,008, which is $354 higher than the loan’s book value of $48,654.

The following table summarizes the valuation of the Company’s financial instruments as of December 31, 2020 and 2021, based on Level 2 observable market based
inputs or unobservable inputs that are corroborated by market data.

ASSETS

Interest rate swaps - current

Interest rate swaps - non-current

Total 
LIABILITIES

Interest rate swaps - current

Interest rate swaps - non-current

Total 

Balance Sheet Location

(not designated as cash
flow hedges)

(designated as cash
flow hedges)

(not designated as
cash flow hedges)

(designated as cash
flow hedges)

Significant Other Observable Inputs (Level 2)

December 31, 2020

December 31, 2021

Derivatives,  current  asset
portion
Derivatives, 
asset portion

non-current

 $                              -   

                           –   

 $                         -   

                        549

 $                              -   

                           –   

 $                         -   

                     6,763

 $                              -   

         –   

 $                         -   

                     7,312

Derivatives, 
liability portion
Derivatives, 
liability portion

non-current

current

 $                              -   

                      1,727  $                         -   

                        443

 $                              -   

                      2,265  $                         -   

                        –   

 $                              -   

                      3,992  $                         -   

                        443

F-53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

STAR BULK CARRIERS CORP.
Notes to Consolidated Financial Statements
December 31, 2021
(Expressed in thousands of U.S. dollars except for share and per share data unless otherwise stated)

17.       Fair Value Measurements and Hedging - (continued):

Fair value on a nonrecurring basis

The Company reviewed, in 2019, 2020 and 2021 the recoverability of the carrying amount of its vessels.

During 2019, the Company recognized impairment loss of $3,411 related to the agreed and intended sale of two vessels (Note 5). The carrying value of the respective
vessels was written down to the fair value as determined by reference to their agreed or negotiated sale prices (Level 2).

The table following table summarizes the valuation of these assets measured at fair value on a non-recurring basis as of December 31, 2019: 

Long-lived assets held
and used

Quoted Prices in Active
Markets for Identical
Assets
(Level 1)

Vessels, net
TOTAL

 $                                  -   
 $                                  -   

 $
$

Significant Other Observable
Inputs

Significant Unobservable
Inputs

Impairment loss

(Level 2)

                  24,475
                 24,475

(Level 3)
 $                         -   
 $                         -   

$
$

    3,411
   3,411

The Company’s impairment analysis as of December 31, 2020 and 2021, indicated that the carrying amount of the Company’s vessels, was recoverable, and therefore, the
Company concluded that no impairment charge was necessary.

18.       Subsequent Events:

(a) On February 16, 2022, pursuant to the Company’s dividend policy, the Company’s Board of Directors declared a quarterly cash dividend of $2.00 per share payable

on or about March 15, 2022 to all shareholders of record as of March 2, 2022. The ex-dividend date is expected to be March 1, 2022.

(b) The  Company’s  vessels  Star  Pavlina,  Star  Helena  and  Star  Laura  are  currently  berthed  in  three  different  ports  of  Ukraine,  evacuated  from  crew  who  have  safely
exited Ukraine. All three vessels, under charterers’ instructions, had arrived to load various grain cargos, well ahead of the commencement of the war activities, but
at the time of the invasion, the loading operations were suspended by the port authorities. The Company had been intensively exploring options with the charterers to
navigate  the  vessels  safely  out  of  the  ports  but  unfortunately  the  ports  were  shut  down  and  safe  passages  were  impossible.  The  Company  has  deployed  security
personnel  to  board  the  vessels  for  protection  until  such  time  that  other  crew  may  board  again  and  have  the  vessels  sail  away  to  safer  seas.  An  estimate  of  any
potential impact cannot be made at this point of time, however the Company does not expect that, if any, to be material, given the fact that in addition to standard
industry vessel risk insurance, war risk insurance is in place for all three vessels and war risk insurers have confirmed that they hold the vessels covered at their
current  position  in  Ukraine  which  includes  Hull  and  Machinery  and  Increased  Value  insurance  and  War  loss  of  Hire  for  180  days.  Furthermore,  the  Company
believes that the vessels remain on hire and hire continues payable under the relevant charter party clauses.