Quarterlytics / Consumer Cyclical / Packaging & Containers / Swiss Water Decaffeinated Coffee

Swiss Water Decaffeinated Coffee

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FY2018 Annual Report · Swiss Water Decaffeinated Coffee
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SWP Q4 cover_Layout 1  19-03-18  8:04 AM  Page 1

SWISS WATER DECAFFEINATED COFFEE INC.
(formerly TEN PEAKS COFFEE COMPANY INC.)

2018 ANNUAL REPORT 

SWP Q4 cover_Layout 1  19-03-14  8:24 AM  Page 2

Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               1 

MANAGEMENT DISCUSSION AND ANALYSIS 

This Management’s Discussion & Analysis (“MD&A”) of Swiss Water Decaffeinated Coffee Inc. (“Swiss Water” 
or the “Company”), dated as of March 12, 2019, provides a review of the financial results for the three and 
year ended December 31, 2018 relative to the comparable periods of 2017.  The three-month period represents 
the fourth quarter (“Q4”) of our 2018 fiscal year.  This MD&A should be read in conjunction with Swiss Water’s 
audited consolidated financial statements for the year ended December 31, 2018, and in conjunction with the 
Annual Information Form which are available at www.sedar.com. 

All financial information is presented in Canadian dollars, unless otherwise specified. 

FORWARD-LOOKING STATEMENTS 

This MD&A contains forward-looking statements, including statements regarding the future success of our 
business and market opportunities. Forward-looking statements typically contain words such as “believes”, 
“expects”,  “anticipates”,  “continue”,  “could”,  “indicates”,  “plans”,  “will”,  “intends”,  “may”,  “projects”, 
“schedule”, “would” or similar expressions suggesting future outcomes or events, although not all forward-
looking statements contain these identifying words.  Examples of such statements include, but are not limited 
to,  statements  concerning:  (i)  expectations  regarding  Swiss  Water’s  future  success  in  various  geographic 
markets;  (ii)  future  financial  results,  including  anticipated  future  sales  and  processing  volumes;  (iii)  future 
dividends;  (iv)  the  expected  actions  of  the  third  parties  described  herein;  (v)  factors  affecting  the  coffee 
market including supplies and commodity pricing; (vi) the expected cost to complete the production facility 
and production line currently under construction; and (vii) the business and financial outlook of Swiss Water.  
In addition, this MD&A contains financial outlook information that is intended to provide general guidance for 
readers based on our current estimates, but which is based on numerous assumptions and may prove to be 
incorrect.    Therefore,  such  financial  outlook  information  should  not  be  relied  upon  by  readers.    These 
statements are neither promises nor guarantees but involve known and unknown risks and uncertainties that 
may cause our actual results, level of activity, performance or achievements to be materially different from 
any  future  results,  levels  of  activity,  performance  or  achievements  expressed  in  or  implied  by  these 
statements.  These risks include, but are not limited to, risks related to processing volumes and sales growth, 
operating  results,  supply  of  coffee,  supply  of  utilities,  general  industry  conditions,  commodity  price  risks, 
technology, competition, foreign exchange rates, construction timing, costs and financing of capital projects, 
general economic conditions and those factors described herein under the heading ‘Risks & Uncertainties’. 

The forward-looking statements contained herein are also based on assumptions that we believe are current 
and reasonable, including but not limited to, assumptions regarding: (i) trends in certain market segments and 
the economic climate generally; (ii) the financial strength of our customers; (iii) the value of the Canadian 
dollar  versus  the  US  dollar;  (iv)  the  expected  financial  and  operating  performance  of  Swiss  Water  going 
forward; (v) the availability and expected terms and conditions of debt facilities; and (vi) the expected level of 
dividends payable to shareholders.  We cannot assure readers that actual results will be consistent with the 
statements  contained  in  this  MD&A.    The  forward-looking  statements  and  financial  outlook  information 
contained herein are made as of the date of this MD&A and are expressly qualified in their entirety by this 
cautionary statement.  Except to the extent required by applicable securities law, Swiss Water undertakes no 
obligation to publicly update or revise any such statements to reflect any change in our expectations or in 
events, conditions, or  circumstances on which  any  such  statements  may  be  based, or  that  may  affect  the 
likelihood that actual results will differ from those described herein. 

 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               2 

EXECUTIVE SUMMARY 

For the three months and year ended December 31, 2018, Swiss Water recorded higher processing volumes 
and  revenues  than  during  the  same  periods  last  year.  We  continued  to  gain  market  share  against  our 
competitors, increased our existing production capacities, and improved our operational efficiencies while 
remaining focused on producing high-quality premium decaffeinated coffee. To drive future growth, our plans 
include expanding our presence in Europe and increasing awareness of the Swiss Water brand by targeting 
specific customer groups in North America. A summary of our financial results is in the table below:  

In $000s except per share 
amounts (unaudited) 

Sales 
Gross Profit 
Operating income 
Net income  
EBITDA1 
Net income - basic2 
Net income - diluted2 

3 months ended  
December 31, 
2018 
22,979 
3,686 
1,618 
919 
2,050 
0.10 
0.03 

$ 

$ 
$ 

  3 months ended  
December 31, 
2017 
20,662  $ 

$ 

3,178 
958 
(380) 
1,334 
(0.04)  $ 
(0.04)  $ 

$ 
$ 

Year ended  
December 31, 
2018 
89,939 
14,921 
5,631 
4,531 
7,745 
0.50 
0.35 

$ 

$ 
$ 

Year ended  
December 31, 
2017 
83,755 
12,590 
4,812 
4,160 
6,923 
0.46 
0.42 

1 EBITDA is defined in the ‘Non-IFRS Measures’ section of this MD&A and is a “Non-GAAP Financial Measure” as defined by CSA Staff Notice 52-306. 
2 Per-share calculations are based on the weighted average number of shares outstanding during the periods. 

Operational highlights 

  Our  total  volumes  shipped  in  the  fourth  quarter  and  for  the  year  grew  by  8%  and  11%  respectively 
compared to the same periods in 2017. Since the beginning of this year, we have continued to gain new 
business  and  win  more  business  with  existing  customers.    In  2018  our  global  reach  extended  to  56 
different countries, and we exported volume to customers on every continent. 

  Shipments to roasters grew by 11% in the fourth quarter and for the year over 2017 levels. Shipments to 
importers remained flat in Q4 and increased by 11% for the year-to-date, compared to the same periods 
last year. The growth in roaster volumes reflects gains in market share, due in part to a reduction in global 
decaffeination capacity due to plant shutdowns by competitors in 2017 and in the summer of 2018. 

  Volumes  shipped to our  specialty  accounts  grew  by 2%  in  the  fourth  quarter  and  by  11%  in  the  year, 

compared to the same periods in 2017.  

  Shipments to our commercial accounts increased by 12% and 11% in the fourth quarter and for the year 

respectively when compared to the same periods last year.  

  As expected, our largest geographical market by volume in this year was the United States, followed by 
Canada, and other international markets. By dollar value, 51% of our sales were to customers located in 
the United States, 36% were to Canada, and the remaining 13% were to other countries. As we continue 
to expand our business in Europe, we anticipate revenues from our international markets will increase in 
both dollar and percentage terms.   

Financial highlights 

  Quarterly revenue increased by 11% over Q4 2017 to $23.0 million and revenue for the year improved by 
7% to $89.9 million. The increases were due to growth in our processing volumes, partially offset by a 
lower coffee futures price (“NY’C’”) and fluctuations in the US dollar (“US$”) exchange rate. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               3 

  Gross profit for Q4 2018 was $3.7 million, or a margin of 16%. This represents a $0.4 million increase over 
Q4 2017, and a 1% increase in margin. Year-to-date gross profit improved to $14.9 million (or a margin of 
17%), compared to $12.6 million (or a margin of 15%) during the same period last year. The improvement 
in our results is due to management’s efforts in continuing to increase processing volumes and ongoing 
efforts  to  control  Swiss  Water’s  operating  costs.    These  initiatives  have  helped  offset  the  margin 
compression we recorded during the first half of this year. We continue to pursue margin maintenance 
and improvements initiatives, following a recent period of inflationary pressure on our cost base.  We also 
continue to seek ways to reduce our variable and fixed costs, without sacrificing the quality of our product.  

  Operating expenses decreased by 7% to $2.1 million in the fourth quarter, and increased by 19% to $9.3 
million for the year-to-date, compared to the same periods last year. In both periods, there were increases 
due to higher staffing and staff-related expenses, in addition to investment in advertising and consumer 
initiatives;  however,  in  Q4  2018,  the  increase  was  offset  by  income  tax  credit  for  research  and 
development. During 2018 we enhanced our sales and marketing capabilities ahead of the new production 
capacity we have coming online in 2019.   

  Operating income increased by $0.7 million, or 69%, to $1.6 million in the fourth quarter and by $0.8 

million, or 17%, to $5.6 million for 2018.   

  Fourth quarter net income increased to $0.9 million, compared to a loss of $0.4 million in Q4 2017. The 
increase in net income is a result of increased gross profit, in addition to lower non-operating expenses 
related to the revaluation of an embedded derivative and risk management activities, partially offset by 
higher income tax expenses. Net income for the year-to-date was $4.5 million, compared to $4.2 million 
in the same period of 2017. The increase in net income is a result of improved gross profit of $2.3 million 
offset  by increased operating expenses of $1.5 million, a loss on foreign exchange of $0.3 million and an 
increase in income tax expense of $0.1 million  

  EBITDA for Q4 was $2.0 million, up by $0.7 million, or 53%, over the same period last year. EBITDA for the 
year  increased,  from  $6.9  million  in  2017  to  $7.7  million,  or  12%  in  2018.  The  increase  is  related  to 
improved  processing  volumes,  in  addition  to  significant  efforts  across  the  company  to  enhance  cost 
recovery.  We will continue to invest in our production infrastructure and human resources to prepare for 
the significant growth we anticipate.   

AMALGAMATION 

On September 28, 2018, Swiss Water amalgamated and concurrently changed its corporate name from Ten 
Peaks Coffee Company Inc. to Swiss Water Decaffeinated Coffee Inc. The name change was undertaken in 
order  to  better  leverage  the  considerable  brand equity  in  the  “Swiss  Water”  name,  as  well  as  the  related 
trademarks and intellectual property of the Swiss Water® Process. Additionally, the new company’s simplified 
structure  will  allow  for  shareholders  and  potential  investors  to  more  readily  associate  the  investment 
opportunity  with our  proprietary  Swiss  Water®  Process, while modestly  decreasing  our  future  compliance 
costs. 

OUTLOOK 

Looking ahead, we expect to record a strong year-over-year increase in our annual volumes in 2019. During 
2018, we  saw  growth  in  volumes  shipped  to  roasters,  importers,  specialty  and  commercial  accounts.  This 
reflects the fact that we have won business with new roasters and increased business with existing customers 
who have grown their distribution, locations or expanded their product offerings. Some of our new business 
is from roasters who  previously obtained their decaffeinated coffees from a decommissioned CO2 plant in 
Europe, while other account wins are related to the recent closure of a CO2 plant in Houston, Texas. 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               4 

We believe these plant closures have tightened the chemical free decaffeination coffee market and that the 
resulting drop in available decaffeination services will allow us to more rapidly utilize the additional production 
capacity we have coming online in 2019. 

Furthermore, in 2018 we have seen an acceleration of customers converting from chemical decaffeination to 
our chemical free process.  Recognition of the Swiss Water brand continues to develop within our expanding 
portfolio of customers, and coffee consumers.  We now export to 56 countries globally.  We expect increased 
marketing and sales investments in 2019 to drive further gains in recognition and conversion going forward. 

Construction  of  our  new  Swiss  Water®  Process  decaffeination  facility,  which  is  located  in  Delta,  British 
Columbia, Canada, is progressing well. Initially, this facility will house one new production line, although the 
site is large enough to accommodate further expansion as momentum behind chemical free decaffeination 
accelerates. The new production line is expected to be commissioned in the fourth quarter of 2019. 

In anticipation of more immediate growth in demand, we completed an efficiency enhancement project in Q2 
2018 to increase capacity at our current facility. These changes, together with the capacity that was added at 
the same facility  in Q1  2016,  are  expected to be sufficient  to meet  anticipated growth in demand for  our 
premium Swiss Water® Process coffees until the new production line is operational. Overall, we continue to 
gain market share, particularly in the premium decaffeination market. 

As a part of our ongoing evaluation of the Company’s cost structure and with the goal of increasing overall 
margins, we are reviewing cost recovery opportunities for both Swiss Water and its subsidiary, Seaforth Supply 
Chain Solutions Inc. (“Seaforth”). While Seaforth’s operating costs rose substantially in the first half of 2018, 
there has been an improvement in operating costs in the subsequent two quarters.    

The market for decaffeinated coffee continues to be strong. On a year-over-year basis, the growth rate of the 
decaffeinated coffee market  has increased and continues to outpace growth in the US coffee market as a 
whole.  We  believe  this  is  due,  in  part,  to  the  premiumization  of  the  coffee  market,  as  well  as  growing 
awareness and consumption of premium decaffeinated coffee. Over the past 5 years the largest consumers 
of  decaffeinated  coffee  are  18  to  24  year  olds 1 .    This  demographic  want  to  drink  great-tasting  coffee 
throughout the day without worrying about the potential side effects of excess caffeine. 

Younger consumers are more conscious of, and concerned about, artificial ingredients and chemicals in the 
production of their food and beverages. As a result, we have seen increased demand for our chemical free 
and sustainable Swiss Water® Process coffees, as more food companies now employ our branded coffees to 
help them respond to this growing consumer demand. Demand for organic coffee continues to grow and is 
the most broadly purchased certification: 39% of consumers say they are much more likely to buy coffee that 
is Certified Organic coffee, and 49% of consumers say they’re more likely to buy coffee if it is grown in an 
environmentally sustainable way. 1 

Various  media  sources2 have  recently  underscored  the  health  and  environmental  hazards  associated  with 
methylene  chloride  (the  primary  chemical  used  by  our  competitors  to  decaffeinate  coffee).  Additionally, 
multiple major retailers in the U.S. are banning paint strippers that contain methylene chloride.   We believe 

1 National Coffee Association 2018 Coffee Drinking Trends 

2 New York Times has published (https://www.nytimes.com/2017/10/21/us/epa-toxic-chemicals.html) and podcasted 
https://www.nytimes.com/podcasts/the-daily?_r=0 a piece on EPA regulations, as the EPA is highlighting methylene chloride as a 
key chemical that isn’t, but should be, regulated, because it’s a hazard to people’s health. In 2018, New Scientist published a report 
(https://www.newscientist.com/article/2138753-ozone-layer-recovery-will-be-delayed-by-chemical-leaks/) about how methylene 
chloride is slowing the regeneration of the ozone layer. 

 
 
 
 
                                                 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               5 

this rise in consumer awareness is helping to drive demand for our 100% chemical free coffees, and we will 
continue to proactively employ positive messaging to accentuate the benefits of our amazing coffees without 
caffeine. 

Over  the  near  future,  our  primary  focus  will  be  to  position  Swiss  Water  to  maintain  our  current  growth 
momentum and enhance our operating margins.  In January 2019, we completed the company registration 
for our European subsidiary. We believe that opening a European sales office will give us a solid footprint to 
better serve customers in the largest decaffeinated coffee market in the world. In addition, we are expanding 
our ability to target  specific customer groups in the United States. Developing our European and US sales 
teams has and will continue to increase our expenses somewhat, but we expect these initiatives to generate 
increased sales orders in the longer term to drive major account wins. As converting large customers to Swiss 
Water® Process coffees typically takes several quarters, we believe strengthening our sales capability now is 
a critical part of our preparation to ramp up orders and win new business as we add significant capacity with 
our new facility in 2019. 

BUSINESS OVERVIEW 

Swiss  Water  is  a  premium  green  coffee  decaffeinator  located  in  Burnaby,  BC.    Swiss  Water  employs  the 
proprietary  Swiss  Water®  Process  to  decaffeinate  green  coffee  without  the  use  of  chemicals,  leveraging 
science-based systems and controls to produce coffee that is 99.9% caffeine free.  It is certified organic by the 
Organic  Crop  Improvement  Association  and  is  the  world’s only  consumer-branded  decaffeination  process.  
Decaffeinating premium green coffee without the use of chemicals is our primary business. 

Seaforth provides a complete range of green coffee logistics services including devanning coffee received from 
origin;  inspecting,  weighing  and  sampling  coffees;  and  storing,  handling  and  preparing  green  coffee  for 
outbound shipments.  Seaforth provides all of Swiss Water’s local green coffee handling and storage services. 
In addition, Seaforth handles and stores coffees for several other coffee importers and brokers, and is the 
main green coffee handling and storage company in Metro Vancouver.  Seaforth is organically certified by 
Ecocert Canada. 

Swiss Water’s shares trade on the Toronto Stock Exchange under the symbol ‘SWP’, formerly TPK.  As at the 
date of this report 9,061,210 shares were issued and outstanding. 

Swiss Water’s Business 

We carry an inventory of premium-grade Arabica coffees that we purchase from the specialty green coffee 
trade, decaffeinate and then sell to our customers (our “regular” or “non-toll” business).  Revenue from our 
regular business includes both processing revenue and green coffee cost recovery revenue. 

We also decaffeinate coffee owned by our customers for a processing fee under toll arrangements (our “toll” 
business).  The value of the coffee processed under toll arrangements does not form part of our inventory, 
our revenue or our cost of sales.  Revenue from toll arrangements consists entirely of processing revenue.   

Our cost of sales is comprised primarily of the cost of green coffee purchased for our regular business, plant 
labour  and  other  processing  costs  directly  associated  with  our  production  facility.    This  incorporates  an 
allocation of fixed overhead costs, which includes depreciation of our production equipment and amortization 
of  our proprietary  process technology. For  our regular business, we work with coffee  importers to  source 
premium-grade green coffees from coffee-producing countries located in Central and South America, Africa 
and Asia.  The purchase price is based on the NY’C’ coffee futures price on the Intercontinental Exchange, plus 
a quality differential.  The NY‘C’ component typically makes up more than 80% of the total cost of green coffee, 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               6 

while  the  quality  differential  typically  accounts  for  less  than  20%.    Both  the  NY‘C’  price  and  the  quality 
differential fluctuate in response to fundamental commodity factors that affect supply and demand. 

KEY PERFORMANCE DRIVERS 

The following key performance drivers are critical to the successful implementation of our strategy and ability 
to improve profitability and cash from operations: 

External Factors 

  Coffee Futures Prices – We buy and sell coffees based on the NY’C’ plus the quality differentials for 
specified  coffees,  both  of  which  rise  and  fall  in  response  to  changes  in  supply  and  demand.    We 
manage our exposure to changes in the NY’C’ futures price on the value of our inventories through a 
commodity  hedging  program  (discussed  under  ‘Hedge  Accounting’  below),  but  cannot  hedge  our 
exposure  to  changes  in  quality  differentials.  In  addition  to  the  price  risks  associated  with  holding 
coffee inventories, our revenue and cost of sales are affected by changes in the underlying commodity 
price.  Commodity price increases (decreases) raise (lower) the green coffee cost recovery revenue 
generated through our non-toll business, as well as the costs of green coffee sold to customers to 
generate sales.  

Changes in the NY’C’ also affect our statement of financial position, and the amount of working capital 
we  use  in  our  business.    When  coffee  prices  rise  (fall),  our  inventory  values  gradually  increase 
(decrease) as we replace coffee at higher prices. Our accounts receivable and our accounts payable 
also rise and fall with the NY’C’.  Finally, there is no open market to hedge the quality differential 
component of our green coffee cost.  We sell coffee at replacement quality differentials, and as such, 
in a period of falling (rising) differentials we will generate differential cost recovery losses (gains), as 
green coffee revenues will be less than (exceed) green coffee costs. 

The chart below shows the movement in the NY’C’ for the last eight quarters: 

NY'C' Close (U$/lb)
IntercontinentalExchange
December 31, 2016 to December 31, 2018

$1.70

$1.60

$1.50

$1.40

$1.30

$1.20

$1.10

$1.00

$0.90

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Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               7 

In Q4 2018, the NY’C’ averaged US$1.09/lb compared to an average of US$1.25/lb in Q4 2017. For 2018, the 
NY’C averaged US$1.12/lb, compared to US$1.33/lb for 2017. The rise and fall of the NY’C’ affects our volume 
of  shipments,  our  revenues  and  our  cost  of  sales.    In  an  upward  trending  market,  our  customers  tend  to 
consume their inventories rather than build them. When the NY’C’ declines over a sustained period (as it has 
for the past 12 months), our customers tend to add to their inventories. 

  US$/C$ Exchange Rates – As noted above, the majority of our revenues are generated in US dollars, 
while a significant portion of our costs are paid in Canadian dollars.  We therefore have exposure to 
changes  in  the  US$/C$  exchange  rates.    This  is  managed,  in  part,  through  derivative  financial 
instruments.  All other factors being equal, our profitability and cash from operations will be higher 
when the US dollar appreciates relative to Canadian dollar.  A long-term depreciation of the Canadian 
dollar will improve our long-term profitability and cash generation. 

The chart below illustrates the US dollar (“US$”) to Canadian dollar (“C$”) exchange rates for the last eight 
quarters: 

US Dollars to Canadian Dollars 
Bank of Canada Noon Rates
December 31, 2016 to December 31, 2018

$1.40

$1.35

$1.30

$1.25

$1.20

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In Q4 2018, the US$ averaged C$1.32, an increase of 3.9% over the same period in 2017.  During the year, the 
US$ averaged C$1.2956, a decrease  of 0.2% over the  same  period last year. During 2017, the  US$ ranged 
between  C$1.21  and  C$1.37.  In  2018,  it  ranged  between  C$1.23  and  C$1.36.  When  the  US$  depreciates 
(appreciates), it decreases (increases) our gross profit on green coffee revenues. 

Internal Factors 

  Sustainability and Environmental Responsibility – The Swiss Water® Process is a 100% chemical free 

 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               8 

decaffeination process that enables us to consistently deliver high-quality coffee. Our approach to 
sustainability  is  to  continually  improve  and  innovate  this  process  to  be  more  efficient  by  actively 
managing resource usage in a safe and environmentally responsible manner. In addition to carefully 
managing our operations, we take steps to ensure sustainable coffee supply by purchasing sustainably 
certified coffees and organic coffees. We promote social sustainability by participating in programs 
within the coffee industry that advance the health of women and their families living in coffee-growing 
communities (Grounds for Health) and that  foster research-based approaches to  advancing coffee 
cultivation (World Coffee Research). 

  Processing Volumes – Our decaffeination facility generates a certain level of fixed operating costs that 
are incurred regardless of the volume of coffee processed. Accordingly, our profitability and cash from 
operations  will  increase  as  processing  volumes  increase.  Processing  volume  is  a  key  performance 
indicator (“KPI”) that we monitor continuously. 

  Process Consistency – We manage our operations in order to reduce variability in production and drive 
continuous  improvement.  Production  consistency  results  in  improved  product  quality.  We  have 
developed  a  number  of  KPIs  designed  to  monitor  process  consistency,  and  have  set  targets  for 
continuous process improvement. 

  Product Quality – Quality control is a key part of our operations. We operate under the Food Safety 
Systems Certification (FSSC) 22000, which manages our food safety, as well as HACCP (Hazard Analysis 
Critical Control Points) and quality assurance programs. All green coffees delivered to our processing 
facility are weighed and inspected and are subject to rigorous internal quality-control evaluations. 
Each  lot  of  green  coffee  processed  is  monitored  throughout  the  decaffeination  process,  and  a 
certificate  of  analysis  is  prepared  for  each  lot.  A  sample  from  each  production  lot  is  also  roasted, 
brewed and cupped to ensure quality. In addition, our focus on reducing the size of production lots 
and  increasing  inventory  turnover  results  in  fresher  coffee  being  provided  to  our  customers. 
Production batch size and inventory turns are two other KPIs that we monitor regularly.  

  Order  Fulfillment  –  Our  integrated  supply  chain  management  strategy  includes  maintaining 
inventories of finished goods at various coffee warehouses throughout North America, and of raw 
goods  for  improved  inventory  replenishment  times.  Our  order  fulfillment  rates  are  monitored 
regularly. An improved order fulfillment rate has contributed to our volume growth and improved 
customer service levels. 

  Employee  Safety  –  We  are  focused on  operating  our  business  in  a  safe  manner,  and  reducing  the 
likelihood that employees will be injured at work. We track employee safety metrics by department, 
and  our  safety  committee  proactively  seeks  ways  to  reduce  the  risks  inherent  in  our  operating 
environment.  While  we  cannot  completely  eliminate  workplace  incidents  or  accidents,  we  have 
significantly reduced the number of safety-related incidents over the past few years. We are proud of 
the fact that SWDCC has not had a lost-time incident in more than four years. We believe that ensuring 
employee safety leads to improved employee retention and morale, increased efficiency and lower 
operating costs.    

CAPACITY TO DELIVER RESULTS 

 The following resources allow us to deliver on our business strategy:    

  Proprietary  Chemical  Free  Production  Lines  –  We  have  two  decaffeination  production  lines.  This 
enables us to align our production capacity with changes in demand throughout the year. We operate 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               9 

one line when demand is lower, and both lines when demand is higher, giving us better control over 
our variable costs. As discussed above, we completed an efficiency enhancement project in Q2 2018 
to increase capacity at our current operating facility and in 2016, we expanded the capacity of one of 
our  production  lines,  which  enables  us  to  meet  near-term  growth  in  demand  for  our  products. 
Construction of the new facility in Delta is expected to be complete by the fourth quarter of 2019 
which will enable us to meet our long term growth ambition. 

  Consumer Branding as the Premium, 100% Chemical Free Method of Decaffeinating Green Coffee – 
We  have  been  successful  in  establishing  our  brand  as  a  leading  chemical  free  processor  of  green 
decaffeinated coffee. Consumers and participants in the coffee trade are increasingly aware of the 
value of the chemical free Swiss Water® Process due to its quality and taste. We believe that there is 
significant potential to continue to broaden consumer awareness of the benefits of the Swiss Water® 
Process.  

  Established Customer Base - The Swiss Water® Process has an established customer base across North 
America and in many international markets. Our customers include some of North America’s largest 
roasters, roaster-retailers and leading coffee brands.   

  Broad  Distribution  Channels  -  Green  coffee  decaffeinated  using  the  Swiss  Water®  Process  is  sold 
through  the  coffee  market’s  key  distribution  channels:  roaster  retailers,  commercial  roasters  and 
coffee importers. This diversity ensures that we access all key segments of the specialty coffee trade 
and consumer coffee markets.  

  Working Capital and Expansion Capital –In 2015, 2016 and 2018, we raised equity and debt which is 
being used to fund the construction of our third production line (to be housed in the new production 
facility noted above).  In 2019, we will continue to revisit our budgets and financing strategy to ensure 
that  we  have  sufficient  funds  to  execute  on  our  business  strategy.  We  expect  to  utilize  internally 
generated and external funds to finance the capital costs associated with the new production facility 
and future growth. 

  Management  Expertise  –  Swiss  Water  is  highly  regarded  in  the  coffee  industry  for  our  senior 
management team’s substantial experience, our close attention to consumer trends in the specialty 
coffee market, and our in-depth knowledge of green and roasted coffee.  In particular, our intense 
focus on premium product quality and commitment to science-driven insight is well recognized.  To 
maximize these strengths, we have invested significant resources in enhancing our team’s industry-
related  skills  and  talents  over  the  past  few  years.    Going  forward,  we  intend  to  leverage  our 
exceptional experience with, and knowledge of, the specialty coffee industry to continue to build our 
business. 

OPERATING RESULTS 

Revenue 

We  categorize  our  customers  by  the  nature  of  their business:  either  coffee  importers or  roasters.    Coffee 
importers act like grocery stores to roasters, sourcing and importing green coffee from various origins and 
carrying a selection of different origins and quality levels for roasters to choose from.  Importers buy from us 
in order to resell our coffees to roasters when and where they need it.  Roasters are in the business of roasting 
and packaging coffee for sale to consumers in their own coffee shops, or for home or office use.  Roasters 
either buy directly from us, or they buy from an importer.  Roasters generally carry lower inventories, as they 
tend to take delivery of green coffee shortly before roasting it. As such, shipments to roasters are more stable 
from period to period than those to importers. 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               10 

We also monitor and report our revenue in three categories.  “Process revenue” represents the amount we 
charge our customers for decaffeinating green coffee, and it generally increases as our processing volumes 
increase.  “Green coffee cost recovery revenue”, or “green revenue”, is the amount we charge our customers 
for the green coffee we purchase for decaffeination.  “Distribution revenue” consists of shipping, handling 
and warehousing charges billed to our customers.  It typically rises with our processing volumes and with the 
growth of Seaforth’s business. 

Our revenue by category for the indicated periods was:  

(In $000s) 
(unaudited) 
Process revenue 
Green revenue 
Distribution revenue 

3 months ended December 31 
2017 
5,652  $ 

2018 
5,974  $ 

$ 

15,406 
1,599 

13,800 
1,210 

Year ended December 31 
2017 
21,781 
57,177 
4,797 

2018 
23,894  $ 
60,197 
5,848 

$ 

22,979  $ 

20,662  $ 

89,939  $ 

83,755 

For  the  quarter  ended  December  31,  2018  sales  totaled  $23.0  million,  an  increase  $2.3  million,  or  11%, 
compared to the same quarter in 2017. 

The increases in our fourth quarter sales by category reflect an increase in our processing volumes:  

  Process revenue increased by $0.3 million, or 6% 

  Green revenue increased by $1.6 million, or 12% 

  Distribution revenue rose by $0.4 million, or 32% 

Sales for 2018 totaled $89.9 million, an increase of $6.2 million, or 7%, over the same period last year.  The 
increases in our annual sales by category reflect an increase in our processing volumes:  

  Process revenue increased by $2.1 million, or 10%  

  Green revenue increased by $3.0 million, or 5%  

  Distribution revenue rose by $1.1 million, or 22%  

Cost of Sales 

Cost of sales includes the cost of green coffee purchased for our regular business, the plant labour and other 
processing costs  directly  associated with our production facility, customer-specific hedges  and commodity 
hedges.  Cost of sales incorporates an allocation of fixed overhead costs, which includes depreciation of our 
production  equipment  and  amortization  of  our  proprietary  process  technology.    In  addition,  cost  of  sales 
includes the costs of operating Seaforth’s warehouses. 

Our fourth quarter cost of sales increased by $1.8 million, or 10%, to $19.3 million this year, compared to the 
same period in 2017. For 2018, our cost of sales was $75.0 million, up by $3.9 million, or 5%, over the same 
period last year. The increase for the year-to-date is consistent with our increased business activities during 
the periods. While higher freight charges and variable production costs associated with the significant growth 
in our volumes accounted for some of the increase, green coffee costs, which is a significant portion of our 
cost of sales, also increased. 

In the fourth quarter of 2018, we also absorbed higher gas cost as there was a pipeline explosion in October 
2018 in Northern British Columbia which significantly reduced the supply of gas. Our average gas cost per 
month was approximately three times higher in the fourth quarter versus the first nine months of 2018.   

 
 
 
 
 
            
  
 
 
 
 
 
 
 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               11 

Swings in the US$/C$ exchange rate can create negative margins on green coffee revenue between the time 
we bring green coffee into inventory and the time it is sold.  

Gross Profit 

Gross profit increased by 16% to $3.7 million for the fourth quarter of this year, as higher revenues more than 
offset the increases in our cost of sales. Gross profit for 2018 increased by 19% to $14.9 million, compared to 
the same period last year. The improvements are  largely  related to efforts by management to proactively 
review Swiss Water’s cost structure and improve Swiss Water’s margin by leveraging enhanced cost recovery, 
without sacrificing the quality of our coffee.  

Administration Expenses 

Administration  includes  general  management,  inbound  and  outbound  logistics,  finance  and  accounting, 
quality control and assurance, engineering, research and development, and other administrative or support 
functions.    Administration  expenses  include  compensation  expenses,  travel  and  other  personnel-related 
expenses for administrative staff, directors’ fees, investor relations expenses, professional fees, depreciation 
of office-related equipment, and amortization of the brand asset. 

Administration  expenses  for  Q4  2018  totaled  $0.9  million.  This  was  a  decrease  of  $0.6  million,  or  39%, 
compared to the same period last year.  Approximately $0.4 million of the decrease related to an income tax 
credit from the Canada Revenue Agency for conducting research and development. Administration expenses 
for  2018  increased  by  6%  to  $5.4  million.  The  increase  largely  reflects  costs  incurred  to  support  strategic 
growth initiatives for 2018, including staffing and employee-related expenses and recruitment expenses to 
establish and expand our teams in Europe and the United States to support our growth momentum.  

Sales and Marketing Expenses 

Sales  and  marketing  expenses  include  compensation  and  other  personnel-related  expenses  for  sales  and 
marketing staff, consumer and trade advertising and promotion costs, as well as related travel expenses. We 
differentiate  ourselves  from  other  decaffeinators  by  investing  in  research  regarding  the  behavior  of 
decaffeinated  coffee  consumers.  This  research  enables  us  to  create  effective  consumer  advertising  and 
promotion, and is the cornerstone of our focused marketing strategy and activities, and of the consultative 
services it provides to our customers. We also aim to grow brand awareness with both the coffee trade and 
consumers. We employ a range of marketing activity to achieve this, including digital and print advertising, 
social media communications and trade show exhibiting and sponsorship at key industry events. 

Sales and marketing expenses were up by $0.4 million, or 55%, to $1.1 million in Q4 2018 and by $1.2 million, 
or 47%, to $3.8 million during the year.  The increases are due to our expansion into Europe and United States, 
and higher investment in brand awareness activities, in support of our strategic growth initiatives.  

Occupancy Expenses 

Occupancy  expenses  include  the  cost  of  renting  offices  for  sales,  marketing  and  administrative  use.  
Occupancy costs for the fourth quarter and 2018 were largely unchanged from the prior year. 

Finance Expenses and Income 

Finance income reflects the charges we bill to customers for financing coffee inventories and interest earned 
on cash balances and short-term investments.  Finance expenses include interest costs on bank debt, other 
borrowings and the interest expense on the convertible debenture and construction loan. 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               12 

Net finance expenses were $0.2 million and $0.9 million for the three months and year ended December 31, 
2018, respectively, compared to net finance expense of $0.2 million and $0.8 million in the same periods last 
year.  Interest  on  the  convertible  debenture  is  expensed  at  an  effective  interest  rate  of  12.15%  (a  rate 
determined by management in accordance with IFRS), while the contractual interest paid on this loan is at a 
rate of 6.85%. Due to this difference, the amortization of the bond discount changes over time, which resulted 
in a slightly higher interest expense in Q4 2018 compared to the same period a year ago. 

Gains and Losses on Risk Management Activities 

Under hedge accounting, gains or losses on designated hedges are included in either revenue or cost of sales, 
held on the balance sheet or included in other comprehensive income for future transactions (see ‘Hedge 
Accounting’,  below).    Thus,  ‘Gain  on  risk  management  activities’  includes  only  those  gains  and  losses  on 
derivative  financial  instruments  or  portions  of  such  instruments  that  are  not  designated  as  hedging 
instruments. 

For the three months ended December 31, 2018, we recorded a loss of $0.6 million, compared to a gain of 
$0.4 million for the same period in 2017. A slight loss of $0.01 million was reported for the year, compared to 
a gain of $1.2 million in 2017. 

Fair Value Adjustment on Embedded Option 

Swiss Water entered into a convertible debenture in October 2016.  Under IFRS, this instrument is deemed to 
contain  an  embedded  option  which  must  be  revalued  at  each  balance  sheet  date.    The  fair  value  of  the 
derivative  liability  was  determined  using  the  Black-Scholes  Option  Pricing  Model.    The  variables  and 
assumptions used in computing the fair value are based on management’s best estimate at each balance sheet 
date. 

The revaluation on this embedded option resulted in a gain of $0.8 million in the fourth quarter of 2018 and 
a  gain  of  $1.8  million  for  the  year-to-date,  compared  to  a  loss  of  $0.3  million  and  a  gain  of  $0.6  million, 
respectively, in the same periods of last year. 

Gains and Losses on Foreign Exchange 

We realize gains and losses on transactions denominated in foreign currencies when they occur, and on assets 
and  liabilities  denominated  in  foreign currencies  when  they  are  translated  into  Canadian  dollars  as  at  the 
financial statement date. 

For the three months ended December 31, 2018, we recorded no effective net foreign exchange gain or loss, 
compared to a loss of $0.8 million for the same period in 2017. A loss of $0.3 million was reported for 2018, 
compared to no effective net foreign exchange gain or loss in 2017. 

Income Before Taxes and Net Income 

In the fourth quarter of 2018, we recorded income before taxes of $1.6 million, compared to $0.1 million in 
the same period last year.  Current and deferred income taxes reduced our net income by $0.7 million for the 
quarter, compared to $0.5 million in Q4 2017.  Deferred income taxes arise mainly from temporary differences 
between the depreciation and amortization expenses deducted for accounting purposes, and the capital cost 
allowances  deducted  for  tax  purposes,  as  well  as  changes  in  corporate  income  tax  rates  as  adjusted  for 
substantively enacted higher future tax rates.  The latter are offset by the tax benefit of loss carry forwards 
recognized.  Overall, we recorded net income of $0.9 million for the fourth quarter, compared to a loss of $0.4 
million for the same period last year. 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               13 

For  the  year-to-date,  we  recorded  pre-tax  income  of  $6.2  million,  up  from  $5.8  million  in  2017.  This  was 
reduced by income tax expenses of $1.7 million, compared to income taxes of $1.6 million in the same period 
last year. Overall, we recorded annual net income of $4.5 million, compared to $4.2 million a year ago. 

Basic and Diluted Earnings per Share 

Basic earnings per share is calculated by dividing net income by the basic weighted average number of shares 
outstanding  during  the  period.    Similarly,  diluted  earnings  per  share  is  calculated  by  dividing  net  income 
adjusted for the effects of all dilutive potential common shares, by the diluted weighted average number of 
shares  outstanding.    For  the  purposes  of  the  calculation,  under  IFRS  we  are  required  to  assume  that  the 
maximum  number  of  shares  issuable  under  the  convertible  debenture  will  be  issued,  even  though  the 
debenture contains a net share settlement provision (which, if exercised, would result in far fewer shares 
being issued). 

In the fourth quarters and years of 2018 and 2017, the potential common shares issuable under the Restricted 
Share  Unit  (“RSU”)  Plan  are  anti-dilutive,  and  as  such  they  are  excluded  from  the  calculation  of  diluted 
earnings per share in the quarter.   

The calculations of basic and diluted earnings per share for the current and prior periods are shown in the 
following table: 

(In $000s except for per share amounts)  
(unaudited) 

3 months ended December 31 
2017 

2018 

Year ended December 31 
2017 

2018 

Basic EPS 
Net income attributable to shareholders 
Weighted average number of shares 
Basic EPS 
Diluted EPS 
Net income attributable to shareholders 
Interest on convertible debenture 
Loss (gain) on fair value adjustment of embedded option 
Net income after effect of diluted securities 
Weighted average number of shares – basic 
Effect of diluted securities: convertible debenture 
Weighted average number of shares - diluted 
Diluted EPS 

Other Comprehensive Income 

$ 

$ 

$ 

$ 

919 
9,061,210 
0.10 

919 
272 
(813) 
378 
9,061,210 
1,818,182 
10,879,392 
0.03 

$ 

$ 

$ 

$ 

(380) 
9,038,862 
(0.04) 

(380) 
- 
- 
(380) 
9,038,862 
- 
9,038,862 
(0.04) 

$ 

$ 

$ 

$ 

4,531  $ 

9,058,149 

0.50  $ 

4,160 
9,038,862 
0.46 

4,531 
1,063 
(1,799) 

3,795  $ 

9,058,149 
1,818,182 
10,876,331 

0.35  $ 

4,160 
1,035 
(604) 
4,591 
9,038,862 
1,818,182 
10,857,044 
0.42 

Gains or losses on our designated revenue hedges that will mature in future periods are recorded in other 
comprehensive  income,  net  of  income  tax  expense.    Other  comprehensive  loss,  net  of  tax,  for  the  fourth 
quarter of 2018 was $2.6 million, compared to $0.3 million in the same period last year. Other comprehensive 
loss, net of tax, for the year-to-date was a loss of $4.0 million, compared to income of $1.1 million in the same 
period of 2017. The increase and decreases are related to the fluctuations in the value of the Canadian dollar 
versus the US dollar. 

NON-IFRS MEASURES 

EBITDA 

EBITDA  is  often  used  by  publicly  traded  companies  as  a  measure  of  cash  from  operations,  as  it  excludes 
financing costs, taxation and non-cash items.  The reporting of EBITDA is intended to assist readers in the 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               14 

performance  of  their  own  financial  analysis.    However,  since  this  measure  does  not  have  a  standardized 
meaning prescribed by IFRS, it is unlikely to be comparable to similar measures presented by other entities. 

We  define  EBITDA  as  net  income  before  interest,  depreciation,  amortization,  impairments,  share-based 
compensation,  gains/losses  on  foreign  exchange,  gains/losses  on  disposal  of  capital  equipment,  fair  value 
adjustments on embedded options, and provision for income taxes.  Our definition of EBITDA also excludes 
unrealized gains and losses on the undesignated portion of foreign exchange forward contracts. 

The reconciliation of net income to EBITDA is as follows: 

(In $000s)  
(unaudited) 

3 months ended December 31 
2017 

2018 

Income for the period 
Income taxes 
Income before tax 
Finance income 
Finance expenses 
Depreciation & amortization 
Unrealized loss (gain) on foreign exchange forward 
contracts 
Fair value (gain) loss on embedded option 
(Gain) loss of foreign exchange 
Share-based compensation 
EBITDA 

$ 

$ 

$ 

919 
718 
1,637 
(143) 
373 
426 
626 
(813) 
(38) 
(18) 
2,050 

$ 

$ 

$ 

(380) 
454 
74 
(174) 
368 
583 
(679) 
305 
751 
106 
1,334 

$ 

$ 

$ 

Year ended December 31 

2018 

4,531  $ 
1,689 
6,220  $ 
(530) 
1,457 
1,689 
188 
(1,799) 
278 
242 
7,745  $ 

2017 

4,160 
1,606 
5,766 
(580) 
1,414 
2,172 
(1,462) 
(604) 
6 
211 
6,923 

In order to help readers better understand our financial results, the following table shows the reconciliation 
of operating income to EBITDA: 

(In $000s)  
(unaudited) 

Operating income for the period 
Add back: 
Depreciation & amortization 
Share-based compensation 
(Gain) loss on risk management activities 
Deduct:  
Unrealized loss (gain) on foreign exchange forward 
contracts 
EBITDA 

3 months ended December 31 
2017 

2018 

Year ended December 31 
2017 

2018 

$ 

1,618 

$ 

958 

$ 

5,631  $ 

4,812 

426 
(18) 
(602) 

583 
106 
366 

1,689 
242 
(5) 

2,172 
211 
1,190 

626 
2,050 

$ 

(679) 
1,334 

$ 

188 
7,745  $ 

(1,462) 
6,923 

$ 

EBITDA for the three months ended December 31, 2018 was $2.0 million, up by 53% compared to Q4 2017. 
For the year, EBITDA increased by 12% to $7.7 million, compared to the same period in 2017. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               15 

SELECTED ANNUAL INFORMATION 

(In $000s except per share amounts) 
(unaudited) 
Balance Sheet 
Total assets 
Total long-term liabilities 
Income Statement 
Sales 
EBITDA(1) 
Net income  
Dividends paid 
Per share, basic(2) 
EBITDA(1) 
Net income  
Dividends paid 
Per share, diluted(2) 
EBITDA(1) 
Net income  

December 31, 2018 

December 31, 2017 

December 31, 2016 

86,881 
27,284 

89,939 
7,745 
4,531 
2,262 

0.85 
0.50 
0.25 

0.71 
0.35 

              72,848  
              19,497  

              83,755  
                6,923  
                4,160  
                2,260  

                  0.77  
                  0.46  
                  0.25  

                  0.64  
                  0.42  

              67,899  
              17,733  

              81,927  
                5,772  
                4,149  
                2,256  

                  0.64  
                  0.46  
                  0.25  

                  0.63  
                  0.46  

(1)  EBITDA is defined in the section ‘Non-IFRS Financial Measures’ along with details of its calculation. 
(2)  Per-share calculations are based on the weighted average number of shares outstanding during the period. 

Our total assets and our total liabilities have increased in each of the last two years following an equity offering 
in 2015 and a convertible debenture offering in 2016. Proceeds from the equity offering in 2015 were used to 
increase the capacity of one production line in 2016, resulting in an increase in fixed assets, and repayment of 
short-term  debt.  Proceeds  from  the  debt  and  equity  offerings  are  also  being  used  to  construct  a  new 
production line, which will be housed in a new production facility that is currently under construction (see 
‘Outlook’ section, above).  

QUARTERLY INFORMATION / SEASONALITY 

The following table summarizes results for each of the eight most recently completed fiscal quarters.  For 
comparative purposes, we have also provided the averages for the previous 8-quarter period: 

In $000s except for per 
share amounts 
(unaudited) 

Sales 

Gross Profit 

Operating income 

EBITDA1 

Net income (loss) 

Per Share2 

8 Quarter 
Average 

Q4  
2018 

Q3  
2018 

Q2  
2018 

Q1  
2018 

Q4  
2017 

Q3  
2017 

Q2  
2017 

Q1  
2017 

21,712 

22,979 

23,087 

22,658 

21,215 

20,662 

21,955 

21,915 

19,223 

3,439 

1,305 

1,833 

1,086 

3,686 

1,618 

2,050 

919 

4,439 

1,927 

2,717 

1,828 

0.20 

0.18 

3,952 

1,528 

1,868 

1,294 

0.14 

0.10 

2,842 

555 

1,106 

489 

3,178 

958 

1,334 

(380) 

0.05 

0.03 

(0.04) 

(0.04) 

3,014 

1,117 

1,678 

1,385 

0.15 

0.15 

3,364 

1,470 

2,235 

1,720 

0.19 

0.17 

3,035 

1,267 

1,677 

1,435 

0.16 

0.08 

Net income (loss) - basic 

Net income (loss) - diluted 

0.12 

0.09 

0.10 

0.03 

1 EBITDA is defined in the section on ‘Non-IFRS Financial Measures’ along with details of its calculation. 
2 Per-share calculations are based on the weighted average number of shares outstanding during the period. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               16 

LIQUIDITY AND CAPITAL RESOURCES 

Operating activities 

For  the  three  months  and  year  ended  December  31,  2018,  we  generated  $2.5  million  and  $5.7  million, 
respectively, in net cash from operating activities, compared to using $1.3 million and generating $1.7 million 
in the same periods last year.   

Inventory 

Our inventory decreased in value by 6% and decreased in volume by 5% between December 31, 2017 and 
December 31, 2018.  The decreases reflect a lower NY’C in the current year, as well as a decrease in volume 
in both finished goods and raw materials inventory.   

Under hedge accounting, gains/losses on derivative instruments for coffee to be sold in future periods are 
recorded in inventory.  The hedge accounting component of inventory as at December 31, 2018 was a loss of 
$0.6 million, compared to a minor gain 2017. 

Accounts Receivable 

Our accounts receivable increased by $2.2 million, or 18%, between December 31, 2017 and December 31, 
2018, compared to an increase of $0.4 million, or 4%, between December 31, 2016 and December 31, 2017.  

Investing Activities 

Cash outflows in investing activities for Q4 2018 were $10.7 million, compared to cash inflows of $8.8 million 
in Q4 2017.  Cash outflows in investing activities for 2018 were $14.2 million, compared to cash outflows of 
$2.5 million in the same period last year.  In Q4 and 2018, our cash outflows for capital expenditures were 
$10.7 million and $21.3 million, which related to our plant expansion in Delta, British Columbia. This compares 
to cash outflows for capital expenditures of $3.0 million in Q4 2017 and $8.1 million during 2017, which also 
related  to  our  expansion  plans.  In  Q3  2017,  $11.1  million  was  placed  into  short-term  investments  but  no 
similar investments occurred in the same period of 2018. 

Financing Activities 

During  the  year  ended  December  31,  2018,  we  paid  $2.3  million  in  dividends  to  shareholders.  This  is 
unchanged from the same period in 2017.  In Q4 2018, the Company received proceeds for a term loan of $9.4 
million from the Business Development Bank of Canada (“BDC”). 

Credit Facilities and Liquidity 

Our  current  credit  facilities  include  a  $14.5  million  revolving  operating  line  of  credit  and  a  $1.5  million 
revolving swing line, each of which bears an interest rate of prime plus 0.75%.  Any US$-denominated debt 
under the revolving operating line of credit or swing line can be financed using LIBOR loans at the LIBOR rate 
plus 2.35% per annum. 

In addition, we have a US$8.0 million foreign exchange and commodity futures contract facility. This allows us 
to enter into spot, forward and other foreign exchange rate transactions with our bank with a maximum term 
of 60 months. 

Our credit facilities are collateralized by a general security agreement and first security over present and after-
acquired  personal  property  and  second  security  over  existing  and  new  machinery  and  equipment  and  a 
floating hypothecation agreement over cash balances. 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               17 

We have certain bank covenants which relate to the maintenance of specified financial ratios and we were in 
compliance with all covenants as at December 31, 2018. 

BDC Loan 

In Q4 2018, the Company completed a transaction with the Business Development Bank of Canada (“BDC”) 
for a term loan facility (“Term Loan”) of up to $20.0 million.  The purpose of the Term Loan is to assist in the 
financing of new equipment for the facility being built in Delta, British Columbia.  The Term Loan bears interest 
at 4.95% per annum over twelve years with principal repayment commencing on September 1, 2020.  The 
Term Loan matures on August 1, 2032.  Interest only will be paid on the outstanding balance on a monthly 
basis prior to September 1, 2020.  The Term loan is secured by a general security agreement and a first security 
interest on all existing equipment and machinery plus new equipment and machinery financed with the Term 
Loan.  Seaforth has provided a guarantee for the Term Loan.  As of December 31, 2018, the loan amount 
outstanding was $9.4 million with interest accrued of $0.02 million. The interest has been capitalized during 
the construction phase. 

Contractual Obligations 

The following table sets forth our contractual obligations and commitments as at December 31, 2018:  

 (In $000s) 
(unaudited) 
Long-term debt(1) 
Operating leases(2) 

Purchase obligations(3) 

Total 
$  24,400 
8,451 

119 

$ 

Less than 1 year 
- 
2,702 

$ 

119 

2-3 years 
1,044 
3,176 

- 

$  32,970 

Total contractual obligations 
$ 
1 Long-term debt represents the principal amounts of the convertible debenture and construction loan. 
2 Minimum obligations for our operating leases. 
3 Represents outstanding coffee and natural gas purchase commitments. 

2,821 

4,220 

$ 

$ 

$ 

4-5 years 
1,567 
2,573 

$ 

Over 5 years 
21,789 
- 

- 

- 

4,140 

$ 

21,789 

Swiss Water leases a facility which houses its decaffeination plant and offices.  The current lease term expires 
in 2023. 

Seaforth leases warehouses in two locations for its primary operations.  These leases expire in June 2019 and 
November 2019. 

Swiss  Water Decaffeinated  Coffee  Company  USA,  Inc.  holds  a  lease  for  its  Seattle,  Washington,  USA  sales 
office, which expires on March 2020. 

In 2016, Swiss Water signed a lease agreement for a build-to-suit production facility.  The lease has an initial 
term of five years and can be renewed at Swiss Water’s option in five-year increments up to a total of 30 
years.  The lease commenced in July 2018.  Under the lease, Swiss Water has multiple options to buy-out the 
lease starting at the end of the second five-year term.  The buy-out value will be equal to the fair market value 
of the property as determined by an appraisal process, subject to specified maximum and minimum values. 

The lease also includes a construction management agreement for the construction of a highly specialized 
building to house the production plant.  The landlord agreed to finance a portion of the building, with loan 
payments commencing on the earlier of substantial completion of construction and January 1, 2019. During 
2017, the Company accrued $0.8 million for the construction loan.  As of December 31, 2018, the Company 
repaid  the  construction  loan  and  interest  of  $6.1  million  and  $0.1  million  respectively.  The  interest  was 
capitalized as it is in the construction phase. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               18 

As at December 31, 2018, our estimated costs to complete the production line and facility located in Delta, 
BC are $23.9 million. This amount includes costs for the production line, the construction of the specialized 
portion of the facility which will house the production equipment, leasehold improvements, and ancillary costs 
necessary to bring the production line into productive use.  This is expected to be funded through cash on 
hand, working capital or other debt facilities, a construction loan, and cash from operations. 

OFF-BALANCE SHEET ARRANGEMENTS 

Swiss Water has no off-balance sheet arrangements. 

RELATED PARTY TRANSACTIONS 

We provide toll decaffeination services and/or sell finished goods to, and purchase raw material inventory 
from, a company that is related to one of Swiss Water’s Directors, Roland Veit. 

The following table summarizes related party sales and purchases during the periods: 

(In $000s)  
(unaudited) 

Income for the period 
Purchases of raw materials 

Year ended December 31 

2018 

2017 

$ 
$ 

393  $ 
5,957  $ 

303 
6,934 

All  transactions  were  in  the  normal  course  of  operations  and  were  measured  at  the  fair  value  of  the 
consideration  received  or  receivable,  which  was  established  and  agreed  to  by  the  related  parties.    As  at 
December 31,  2018,  our  accounts  receivable  balance  with this  company  was  $0.01 million  (December  31, 
2017: $0.02 million) while our accounts payable balance with this company was $0.3 (December 31, 2017: 
$nil). 

On March 16, 2017, a subsidiary of Swiss Water and a member of Key Management (the borrower) entered 
into a promissory note in the amount of US$0.1 million.  For as long as the borrower remains an employee, 
the obligation to repay the  principal is forgiven against  current and future awards under the RSU Plan, by 
forfeiture of awards.  The loan is interest-free other than in the event of default, in which case the promissory 
note shall bear simple interest at a rate of 10% per annum. 

RISKS AND UNCERTAINTIES 

Swiss  Water’s  ability  to  pay  dividends  is  dependent  upon  the  earnings  and  cash  flow  generated  from  the 
Company’s operations, as well as our current and planned future investments in capital equipment.  Cash 
from operations may fluctuate with the performance of the business, which can be susceptible to a number 
of risks.  These risks may include, but are not limited to, foreign exchange fluctuations, labour relations, coffee 
prices (notwithstanding hedging programs, as exact hedging correlation is not attainable), the availability of 
coffee,  competition  from  existing  chemical  and  other  natural  or  chemical  free  coffee  decaffeinators, 
competition  from  new  entrants  with  alternate  processing  methods  or  agricultural  technologies, 
environmental and regulatory risks, terms of credit agreements, commodity futures losses, ability to maintain 
organic  certification,  adequacy  of  insurance,  risks  related  to  information  technology,  dependence  on  key 
personnel, product liability, uncollectable debts, and general economic downturns.  The future effect of these 
risks and uncertainties cannot be quantified or predicted.  In addition, Swiss Water leases the building that 
houses two decaffeination lines.  The option to renew this lease for an additional five-year term has been 
exercised,  with  the  new  lease  term  expiring  in  2023.    The  lease  also  provides  for  an  additional  five-year 
renewal term (to 2028), subject to the express approval of the landlord.  Any plans to relocate the production 
equipment would result in significant capital expenditures and the payment of the asset retirement obligation 
(currently recorded as a long-term liability on our financial statements). 

 
 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               19 

ENVIRONMENTAL RISKS 

The  Canadian  Securities  Administrators  (“CSA”)  identifies  five  categories  of  risks:  litigation,  physical, 
regulatory, reputational and business model, for which issuers are asked to identify material risks and if they 
are reasonably likely to affect financial statements in the future. 

Environmental matters relate to a broad range of issues, including those related to air, water, waste and land.  
As a small company with limited human and financial resources, we focus on only those risks that we believe 
could have a materially adverse impact on our operations and/or financial results within our planning horizon, 
rather than seeking to identify all possible future risks.  Risk assessment involves judgment, uncertainty and 
estimates, which can provide only reasonable, rather than absolute, assurance that all the applicable risks and 
their expected impacts on Ten Peaks are considered. 

The  most  pervasive  environmental  risks  that  we  face  relate  to  the  fact  that  we  buy,  sell  and  store  an 
agricultural commodity.  The supply of green coffee can be impacted by numerous environmental conditions 
such as frosts, drought, plant disease and insect damage, which can impact the quality and size of the coffee 
crop.  In addition, certain environmental conditions, such as excessive rains, can hamper crop harvesting.  A 
shortage of coffee can impact our processing volumes and revenues.  We seek to mitigate the risks of coffee 
shortages by maintaining an extensive list of coffee suppliers; by dealing with importers who themselves have 
multiple  suppliers  rather  than  contracting  directly  with  farmers  or  coffee  co-operative  organizations;  by 
maintaining up to three months of coffee inventories at any time; by developing and modifying coffee blends 
that  take  into  consideration  coffee  availability  and  cost  from  various  coffee  origins;  and,  by  entering  into 
purchase contracts with suppliers for future delivery of coffee (rather than relying on ‘spot’ deliveries).  In 
addition, the coffee commodity price is closely tied to available supplies of coffee globally.  We mitigate the 
commodity price risk through our commodity price risk management policy. 

Our leased facilities are located in the Metro Vancouver area of British Columbia.  Vancouver is considered to 
be at high risk of a major earthquake.  Any significant earthquake in the vicinity could have a material impact 
on our operations for a period of time, depending on the extent of the damage to the facilities, our equipment, 
and  the  transportation  infrastructure  in  the  region.    In  short,  a  major  earthquake  could  have  a  material 
adverse  impact  on  our  revenues.    We  carry  property  and  business  interruption  insurance,  including 
earthquake coverage, which would help offset the cash flow impact of such an event.  In addition, we keep 
some finished goods inventory in third-party coffee warehouses in other regions, and we would be able to sell 
these finished goods even if our production and distribution of coffee were temporarily interrupted by an 
earthquake.  Nevertheless, the financial and operational impact of a major earthquake cannot be reasonably 
predicted. 

We are subject to a number of environmental laws and regulations related to our facilities in British Columbia, 
which mandate, among other things, the maintenance of air and water quality.  We routinely monitor our 
compliance with these standards.  Based on our compliance record and our maintenance programs, as well 
as currently enacted laws and regulations, we do not believe that these regulatory risks are material. 

We expect to incur increased costs for energy and water consumption over time.  If we cannot pass on such 
increased costs to our customers, our profitability may be adversely impacted.  

We believe that all known environmental obligations and provisions have been appropriately reflected in our 
financial statements.  We have  not  identified any  material litigation, reputational, or  business model risks 
related to environmental matters.  Nevertheless, we may be subject to potential unknown or unforeseeable 
environmental impacts arising from, or related to, our business.  Costs associated with such issues could be 
material. 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               20 

We believe that the trend toward increased environmental awareness creates an opportunity for us to grow 
our business, as consumers and coffee industry participants place greater emphasis on reducing their impact 
on the environment.  As one of the few chemical free decaffeinators in the world, we believe that an increased 
focus  on  environmental  matters  will  allow  us  to  win  more  business  away  from  decaffeinators  that  use 
chemicals such as methylene chloride to decaffeinate coffee. 

CRITICAL ACCOUNTING JUDGMENTS AND ESTIMATES 

Measurement Uncertainty 

The  preparation  of  financial  statements  in  accordance  with  IFRS  requires  us  to  make  estimates  and 
assumptions that affect the reported amounts of assets and liabilities and disclosure of contingencies at the 
date of the financial statements, and the reported amounts of revenues and expenses during the reporting 
period.  Estimates are used when accounting for asset retirement obligations, share-based compensation and 
convertible debt with embedded derivatives and income taxes.  Actual results may be different from these 
estimates. 

An accounting estimate is deemed critical only if it requires us to make assumptions about matters that are 
highly uncertain at the time the accounting estimate is made, and different estimates that we could have used 
in the current period would have a material impact on our financial condition or results of operations.  

Asset Retirement Obligation 

The  undiscounted  future  value  of  the  asset  retirement  obligation  (“ARO”)  in  respect  of  our  leased 
decaffeination facility is estimated at $0.9 million.  This estimate assumes that we relocate from the current 
location upon expiry of the third lease renewal term in 2023.  Further, the estimate reflects the expected costs 
of vacating the leased facility in 2023, having regard for the contract language in the lease, the expected useful 
lives  of  our  plant  and  equipment,  and  the  expected  costs  that  would  be  paid  to  a  third  party  to  remove 
equipment. 

Convertible Debenture with Embedded Derivatives 

On  October  11,  2016,  the  Company  issued  an  unsecured  subordinated  convertible  debenture  for  gross 
proceeds of $15,000,000.  The convertible debenture bears interest at a rate of 6.85% per annum to be paid 
quarterly in arrears and is due on October 11, 2023. The convertible debenture is convertible into common 
shares of the Company at a conversion price of $8.25 per common share. Under the terms of the agreement, 
Swiss Water has the option to pay interest-in-kind for the first two years. If elected, this option will increase 
the principal sum by the interest owing.  This option was not elected. 

The  convertible  debenture  also  includes  a  Net  Share  Settlement  feature  that  allows  Swiss  Water,  upon 
conversion, to elect to pay cash equal to the face value of the convertible debenture and to issue common 
shares equal to the excess value of the underlying equity above the face value of the convertible debenture. 
If the Net Share Settlement option is elected, it will result in fewer common shares being issued.  In 2016, the 
Company paid financing costs of $0.5 million in respect of issuing the convertible debenture. 

Under IFRS, we are required to estimate the interest rate on a similar instrument of comparable credit status 
and providing for substantially the same cash flows, on the same terms, but without the equity conversion 
option, in order to estimate the fair value of the liability portion of the convertible debenture upon initial 
recognition. We have estimated the effective interest rate to be 12.15%, such that the fair value of the liability 
component of the convertible debenture was initially measured at $11.2 million.  During 2018, the company 
estimated and recorded $1.5 million in interest expense (2017: $1.4 million) and paid $1.0 million (2017: $1.0 
million). 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               21 

We are also required to estimate the fair value of the embedded derivative liability related to the convertible 
debenture at initial recognition, and at the end of each reporting period. We use the residual value method 
to allocate the fair value of the convertible debenture between the liability component and the derivative 
liability.  Under this method, the value of the derivative liability was determined to be $3.3 million at inception. 
The fair value of the derivative liability was determined using the Black-Scholes Option Pricing Model. The 
variables and assumptions used in computing the fair value are based on management’s best estimate.  The 
value varies with different variables of certain subjective assumptions. 

Inputs into the Black-Scholes Option Pricing Model to determine the fair value of the conversion option:  

Share price
Exercise price
Option life
Volatility
Risk-free interest rate
Dividend yield

Income Taxes 

December 31, 2018 December 31, 2017

 $                      4.97 
 $                      8.25 
4.78 years
37%
1.88%
5.03%

 $                      6.70 
 $                      8.25 
5.79 years
40%
1.90%
3.73%

We compute income taxes using the liability method, under which deferred income taxes are provided for the 
temporary differences between the financial reporting bases and the tax bases of our assets and liabilities.  
Deferred tax assets and liabilities are measured using the enacted and substantively enacted income tax rates 
that are expected to apply to taxable income in the years in which those temporary differences are expected 
to be recovered or settled. 

Deferred tax assets also reflect estimates of the recoverability of non-capital loss carry forwards. We have 
recognized  the  benefit of  loss  carry  forwards  to  the extent  that  it  is  probable  that  taxable  income  will  be 
available in the future against which our non-capital loss carry forwards can be utilized.  As at December 31, 
2018, Swiss Water and its subsidiaries had combined non-capital tax loss carry forwards totaling $0.6 million, 
which can be used to reduce income taxes payable in future years.  

The financial reporting bases of our assets reflect the useful lives of depreciable assets, as well as the carrying 
amounts of assets with indefinite useful lives.  Accordingly, management estimates that impact the carrying 
amounts of depreciable and non-depreciable assets also have an impact on deferred income tax assets and 
liabilities. 

Leases 

The  preparation  of  consolidated  financial  statements  requires  that  the  Company’s  management  make 
assumptions  and  estimates  on  the  classification  of  operating  and  finance  leases.  When  assessing  the 
classification of a lease agreement, certain estimates and assumptions need to be made and applied, which 
include, but are not limited to, the determination of the expected lease term and minimum lease payments, 
the assessment of the likelihood of exercising options, and estimation of the fair value of the lease property 
at lease inception.   

CHANGES IN ACCOUNTING STANDARDS 

The  following  standards  became  effective  for  annual  periods  beginning  on  or  after  January  1,  2018,  with 
earlier application permitted. 

 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               22 

 

IFRS 15: Revenue from Contracts with Customers: replaces IAS 11, IAS 18, IFRIC 13, IFRIC 15, IFRIC 18 
and SIC-31. IFRS 15 establishes principles to address the nature, amount, timing and uncertainty of 
revenue and cash flows arising from an entity’s contracts with customers.  The core principle of IFRS 
15 is that revenue related to the transfer of promised goods or services should be recognized when 
the control of the goods or services passes to customers. Swiss Water has evaluated the impact of 
applying  IFRS  15,  analyzing  its  decaffeination  services,  decaffeinated  coffee  sales  and  distribution 
agreements.  We concluded there is no material change in the timing of revenue recognized under 
the new standard as the point of transfer of risk and reward for goods and services and transfer of 
control occurs at the same time. Accordingly, we applied IFRS 15 retrospectively with no impact of 
transitioning  to  IFRS  15  on  retained  earnings  as  at  January  1,  2018.  In  addition,  IFRS  15  requires 
entities to apportion revenue earned from contracts to distinct performance obligations on a relative 
standalone selling price basis.  The impact of this change on the amount of revenue recognized in a 
year is insignificant.  IFRS 15 contains additional presentation and disclosure requirements which are 
more  detailed  than  the  current  standards.    It  is  effective  for  annual  periods  beginning  on or  after 
January 1, 2018. 

We have adopted these amended standards and interpretations, and we assessed that there was no material 
impact on our consolidated financial statements. Additional disclosures have been included in Swiss Water’s 
condensed consolidated interim financial statements for the period ended December 31, 2018.  

A  number  of  new  standards  are  effective  for  annual  periods  beginning  on  or  after  January  1,  2019.  The 
Company has not yet adopted any of these new and amended standards or interpretations. Of those standards 
that are not yet effective, IFRS 16 Leases is expected to have a material impact on the Company’s financial 
statements in the period of initial application.  

IFRS 16: Leases: The Company is required to adopt IFRS 16 from January 1, 2019. The Company has 
assessed  the  estimated  impact  that  the  initial  application  of  IFRS  16  will  have  on  its  consolidated 
financial statements as described below. The actual impacts of adopting the standard on January 1, 
2019 may change because the Company has not finalized the testing and assessment of controls over 
its system, and because the new accounting policy is subject to change until the Company presents 
its first financial statements that include the date of initial application. 

IFRS  16  introduces  a  single,  on-balance  sheet  accounting  model  for  lessees  that  is  similar  to  the 
current finance lease accounting, with limited exceptions for short-term leases or leases of low value 
assets.  Lessees recognizes a right-of-use asset representing its rights to use the underlying asset and 
a lease liability representing its obligation to make lease payments.  

The Company expects to recognize new right-of-use assets of approximately $19.0 million and lease 
liabilities of approximately $19.0 million for its operating leases of office and warehouse facilities. The 
Company intends to provide additional disclosure for these leases as required under IFRS 16. 

The nature of expenses related to those leases will now change because the Company will recognize 
a depreciation charge for right‑of‑use assets and interest expense on lease liabilities. Previously, the 
Company recognized operating lease expense on a straight‑line basis over the term of the lease. In 
addition, the Company will include the payments due under the lease in its lease liability.  

A  lessee  can  choose  to  apply  IFRS  16  using  either  a  full  retrospective  or  a  modified  retrospective 
approach.      The  Company  plans  to  apply  IFRS  16  as  at  January  1,  2019  and  intends  to  apply  the 
simplified transition approach and will not  restate comparative  amounts for the year prior to  first 
adoption. Right-of-use assets for property leases will be measured on transition as if the new rules 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               23 

had always been applied. All other right-of-use assets will be measured at the amount of the lease 
liability on adoption (adjusted for any prepaid or accrued lease expenses). 

IFRS 16 replaces existing leases guidance, including IAS 17, Leases, IFRIC 4: Determining whether an 
Arrangement  contains  a  Lease,  SIC-15:  Operating  Leases  –  Incentives  and  SIC-27:  Evaluating  the 
Substance of Transactions Involving the Legal Form of a Lease. 

The following amended standards and interpretations are not expected to have a significant impact on the 
Company’s consolidated financial statements:  

Annual  Improvements  to  IFRS  Standards  2015–2017  Cycle:  IFRS  3  Business  Combinations;  IFRS  9: 
Financial Instruments: prepayment features with negative compensation; IFRS 11: Joint arrangement; 
IAS  12:  Income  taxes:  amendments  related  to  recognition  of  current  and  deferred  tax  related  to 
dividends; IAS 19: Employee Benefits: amendments to plan amendment, curtailment or settlement; 
IAS  23:  Borrowing  costs:  amendments  related  to  recognition  of  borrowing  costs  eligible  for 
capitalization;  IFRIC  23:  Uncertainty  over  Income  Tax  Treatments:  clarifies  the  application  of 
recognition  and measurement  required  per  IAS  12:  Income  taxes, where  there  is  uncertainty  over 
income taxes; IFRS 10: Consolidated Financial Statements and IAS 28: Investments in Associates and 
Joint Ventures. 

HEDGE ACCOUNTING 

We adopted the hedge accounting provisions of IFRS 9 on January 1, 2016 in order to reduce volatility in our 
financial results, by better matching our accounting practices to our hedging practices.  We did not change 
our risk management strategies with the adoption of hedge accounting. The economic impact of our hedges 
is unchanged from before January 1, 2016, even though the accounting for these derivative instruments has 
changed. 

We enter into three types of hedges: 

1)  Commodity  price  risk  hedges  on  our  coffee  purchase  commitments  and  inventory  (“commodity 

hedges”); 

2)  Currency risk hedges on future US$ process revenues (“revenue hedges”); and 

3)  Customer-specific  currency  risk  hedges  on  US$  purchases  of  green  coffee  (“customer-specific 

hedges”). 

Each type of hedge is discussed below. 

Commodity Hedges 

When we enter into a purchase commitment to buy green coffee, the contract specifies that the purchase 
price will be based, in part, on the future (to-be-determined) coffee futures price, or NY’C’.  We agree on or 
‘fix’  the  NY’C’  price  with the  vendor  on  or  before  receiving the  coffee  into  inventory.   When  we  bear  the 
economic risk of a change in the commodity price, we offset this risk by selling short a futures contract on the 
Intercontinental Exchange.  When we later sell such coffee at a fixed price to a customer, we cover our short 
by going long on a futures contract on the Intercontinental Exchange.   

At each period-end, commodity hedges are re-measured to their fair value.  Under hedge accounting, gains 
/losses for hedged coffee purchase commitments and inventory are recorded in the statement of financial 
position until such coffee is sold, at which time the gains/losses on our commodity hedges are recognized in 
cost of sales.  In this way, gains/losses on our commodity hedges are matched to our sales in the period. 

 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               24 

Revenue Hedges 

We enter into forward contracts to sell US$ at future dates to hedge the foreign exchange cash flow variability 
of expected US$ processing fee revenue up to 60 months in advance.  The hedged process revenue includes 
both process revenue from tolling arrangements (processing of customer-owned coffee) as well as the US$ 
processing  fee  layer  of  inventory  sales  agreements.    This  enables  us  to  more  reliably  predict  how  much 
Canadian currency we will receive for our collected US$ process revenue.  Cash flows in the immediate 12-
month  period  are  hedged  at  a  higher  percentage  of  expected  future  revenues  than  those  farther  out, 
reflecting greater uncertainty in the 13-to 60-month period. 

At each period end, revenue hedges are re-measured to their fair value.  Under hedge accounting, unrealized 
gains/losses for open revenue hedges are recorded in other comprehensive income.  When a revenue hedge 
matures, the realized gain/loss on that contract is reclassed from accumulated other comprehensive income 
to process revenue. 

Customer-Specific Hedges 

We enter into forward contracts to buy US$ for green coffee inventory which, once decaffeinated, will be sold 
at a fixed C$ price pursuant to a customer-specific contract.  To mitigate the exposure to changing margin on 
these transactions arising from fluctuations in the US$/C$ exchange rate, we enter into US$ forward purchase 
contracts  which  economically  lock  in  the  US$/C$  exchange  rate,  and  effectively  locks  in  the  C$  cost  of 
inventory to be sold at the fixed C$ amount. 

The  adoption  of  hedge  accounting  allows  for  better  matching  of  US$  purchases  with  the  associated 
gains/losses on the forward contracts used to economically hedge these items.  At each period-end, customer-
specific hedges are re-measured to their fair value.  Under hedge accounting, the gains/losses on these hedges 
are deferred on the statement of financial position until the inventory is sold, at which time the gains/losses 
are recorded in cost of sales on the income statement. 

FINANCIAL INSTRUMENTS 

We  use  financial  instruments  to  mitigate  economic  risks  associated with  our  business.  The  three  types of 
hedges  we  enter  into,  and  the  hedging  instruments  used,  are  discussed  in  more  detail  under  ‘Hedge 
Accounting’ above. 

We classify our financial assets and financial liabilities in the following measurement categories (i) those to be 
measured subsequently at fair value (either through other comprehensive income or through profit or loss); 
and  (ii)  those  to  be  measured  at  amortized  cost.    We  have  implemented  the  following  classifications  for 
financial instruments other than derivatives: 

  Cash and cash equivalents and short-term investments are classified as assets at fair value and any 
period  change  in  fair  value  is  recorded  through  interest  income  in  the  consolidated  statement  of 
income, as applicable. 

  Accounts receivable and other receivables are classified as assets at amortized cost using the effective 
interest  rate  method.    Interest  income  is  recorded  in  the  consolidated  statement  of  income,  as 
applicable. 

  Accounts payable, credit facilities, the debt portion of the convertible debenture and other liabilities 
are  classified  as  other  financial  liabilities  and  are  measured  at  amortized  cost  using  the  effective 
interest  rate  method.    Interest  expense  is  recorded  in  the  consolidated  statement  of  income,  as 
applicable. 

 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               25 

Commodity Price Risk 

Commodity price risk is the risk that the fair value of inventory or future cash flows will fluctuate as a result 
of  changes  in  commodity  prices.    Swiss  Water  utilizes  futures  contracts  to  manage  our  commodity  price 
exposure and also buys and sells futures contracts for coffee on the Intercontinental Exchange in order to 
offset our inventory position and fix the input cost of green coffee.  As at December 31, 2018, we had futures 
contracts to buy 4.5 million lbs of green coffee with a notional value of US$4.7 million, and contracts to sell 
4.7 million lbs of green coffee with a notional value of US$4.7 million. The furthest contract matures in in 
December  2019  (December  31,  2017:  buy  2.2  million  lbs  of  green  coffee  with  a  notional  value  of  US$2.7 
million, and contracts to sell 4.5 million lbs of green coffee with a notional value of US$5.5 million). 

Foreign Currency Risk 

We realize a significant portion of our sales in US dollars, and purchase green coffee in US$ which is, in some 
cases, sold to customers in C$ dollars.  We enter into forward exchange contracts to manage our exposure to 
currency  rate  fluctuations and  to minimize  the  effect  of  exchange  rate  fluctuations on  business  decisions.  
These contracts relate  to our future  net  cash flows  in US$ from  sales.  In addition, we  enter into  forward 
contracts to purchase US$ for coffee that we resell in C$ dollars. 

At December 31, 2018, we had forward currency contracts to buy  US$6.6 million and sell US$65.0 million 
(2017:  buy  US$7.2  million  and  sell  US$46.2  million)  from  January  2019  through  to  April  2023  at  various 
Canadian exchange rates ranging from $1.2147 to $1.3820. 

INTERNAL CONTROLS OVER FINANCIAL REPORTING & DISCLOSURE CONTROLS AND PROCEDURES 

The Chief Executive Officer (“CEO”) and the Chief Financial Officer (“CFO”) of Swiss Water are responsible for 
establishing and maintaining adequate internal control over financial reporting (“ICFR”) to provide reasonable 
assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for 
external purposes in accordance with IFRS.  Under the supervision and with the participation of management, 
we conducted an evaluation of the design and effectiveness of our ICFR as of December 31, 2018, based on 
the updated framework issued by the Committee of Sponsoring Organizations of the Treadway Commission 
(“COSO 2013”).  Based on this assessment, the CEO and CFO concluded that, as of December 31, 2018, Swiss 
Water’s ICFR was effective. 

The  CEO  and  CFO  are  also  responsible  for  establishing  and  maintaining  adequate  disclosure  controls  and 
procedures.    Disclosure  controls  and  procedures  are  controls  and  other  procedures  designed  to  provide 
reasonable  assurance  that  information  required  to  be  disclosed  in  documents  filed  or  submitted  under 
securities legislation is recorded, processed, summarized and reported within the time periods specified in 
securities legislation and includes controls and procedures designed to ensure that information required to 
be disclosed in documents filed or submitted under securities legislation is accumulated and communicated 
to Swiss Water’s management, including the CEO and CFO, as appropriate to allow timely decisions regarding 
required disclosure. 

The CEO and CFO evaluated or caused to be evaluated under supervision, the effectiveness of our disclosure 
controls and procedures and based on this evaluation, the CEO and CFO concluded that, as of December 31, 
2018, Swiss Water’s disclosure controls and procedures were effective. There were no changes in our ICFR 
that occurred during the period beginning on January 1, 2018 and ended on December 31, 2018 that have 
materially affected, or are reasonably likely to materially affect, Swiss Water’s ICFR. 

 
 
 
 
 
Swiss Water Decaffeinated Coffee Inc. (formerly Ten Peaks Coffee Company Inc.)               26 

SUBSEQUENT EVENTS 

On January 15, 2019, the Company paid an eligible dividend in the amount of $0.6 million ($0.0625 per share) 
to shareholders of record on December 31, 2018. 

On January 22, 2019, the Company incorporated a subsidiary in France, Swiss Water Decaffeinated Coffee 
Europe SARL. 

In February 2019, the Company granted 98,000 RSUs pursuant to the Restricted Share Unit Plan. 

On March 11, 2019, the Company declared an eligible dividend of $0.0625 per share, to be paid on April 15, 
2019 to shareholders of record on March 29, 2019. 

Subsequent to year end, Seaforth entered into an agreement to lease a warehouse facility in British Columbia.  
The term of the lease is eight years and three months starting April 1, 2019. Minimum payments over the term 
of the lease with renewal options are $9.7 million.  

 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. 

(formerly TEN PEAKS COFFEE COMPANY INC.) 

CONSOLIDATED FINANCIAL STATEMENTS 

For the Year Ended December 31, 2018 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SWP Q4 cover_Layout 1  19-03-14  8:24 AM  Page 2

Independent auditor’s report 

To the Shareholders of Swiss Water Decaffeinated Coffee Inc. 

Our opinion 

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, 
the financial position of Swiss Water Decaffeinated Coffee Inc. and its subsidiaries (together, the 
Company) as at December 31, 2018 and 2017, and its financial performance and its cash flows for the years 
then ended in accordance with International Financial Reporting Standards (IFRS). 

What we have audited 
The Company's consolidated financial statements comprise: 













the consolidated statements of financial position as at December 31, 2018 and 2017; 

the consolidated statements of income for the years then ended; 

the consolidated statements of comprehensive income for the years then ended; 

the consolidated statements of changes in equity for the years then ended; 

the consolidated statements of cash flows for the years then ended; and 

the notes to the consolidated financial statements, which include a summary of significant 
accounting policies. 

Basis for opinion 

We conducted our audit in accordance with Canadian generally accepted auditing standards. Our 
responsibilities under those standards are further described in the Auditor’s responsibilities for the audit 
of the consolidated financial statements section of our report. 

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our 
opinion. 

Independence 
We are independent of the Company in accordance with the ethical requirements that are relevant to our 
audit of the consolidated financial statements in Canada. We have fulfilled our other ethical 
responsibilities in accordance with these requirements. 

PricewaterhouseCoopers LLP 
PricewaterhouseCoopers, 250 Howe Street, Suite 1400, Vancouver, British Columbia, Canada V6C 3S7 
T: +1 604 806 7000, F: +1 604 806 7806 

“PwC” refers to PricewaterhouseCoopers LLP, an Ontario limited liability partnership. 

Other information 

Management is responsible for the other information. The other information comprises the Management's 
Discussion and Analysis. 

Our opinion on the consolidated financial statements does not cover the other information and we do not 
express any form of assurance conclusion thereon. 

In connection with our audit of the consolidated financial statements, our responsibility is to read the 
other information identified above and, in doing so, consider whether the other information is materially 
inconsistent with the consolidated financial statements or our knowledge obtained in the audit, or 
otherwise appears to be materially misstated. 

If, based on the work we have performed, we conclude that there is a material misstatement of this other 
information, we are required to report that fact. We have nothing to report in this regard. 

Responsibilities of management and those charged with governance for the 
consolidated financial statements 

Management is responsible for the preparation and fair presentation of the consolidated financial 
statements in accordance with IFRS, and for such internal control as management determines is necessary 
to enable the preparation of consolidated financial statements that are free from material misstatement, 
whether due to fraud or error. 

In preparing the consolidated financial statements, management is responsible for assessing the 
Company's ability to continue as a going concern, disclosing, as applicable, matters related to going 
concern and using the going concern basis of accounting unless management either intends to liquidate 
the Company or to cease operations, or has no realistic alternative but to do so. 

Those charged with governance are responsible for overseeing the Company’s financial reporting process.  

Auditor’s responsibilities for the audit of the consolidated financial statements 

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as 
a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s 
report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee 
that an audit conducted in accordance with Canadian generally accepted auditing standards will always 
detect a material misstatement when it exists. Misstatements can arise from fraud or error and are 
considered material if, individually or in the aggregate, they could reasonably be expected to influence the 
economic decisions of users taken on the basis of these consolidated financial statements. 

As part of an audit in accordance with Canadian generally accepted auditing standards, we exercise 
professional judgment and maintain professional skepticism throughout the audit. We also: 













Identify and assess the risks of material misstatement of the consolidated financial statements, 
whether due to fraud or error, design and perform audit procedures responsive to those risks, and 
obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk 
of not detecting a material misstatement resulting from fraud is higher than for one resulting from 
error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the 
override of internal control. 

Obtain an understanding of internal control relevant to the audit in order to design audit 
procedures that are appropriate in the circumstances, but not for the purpose of expressing an 
opinion on the effectiveness of the Company’s internal control. 

Evaluate the appropriateness of accounting policies used and the reasonableness of accounting 
estimates and related disclosures made by management. 

Conclude on the appropriateness of management’s use of the going concern basis of accounting and, 
based on the audit evidence obtained, whether a material uncertainty exists related to events or 
conditions that may cast significant doubt on the Company’s ability to continue as a going concern. 
If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s 
report to the related disclosures in the consolidated financial statements or, if such disclosures are 
inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to 
the date of our auditor’s report. However, future events or conditions may cause the Company to 
cease to continue as a going concern.  

Evaluate the overall presentation, structure and content of the consolidated financial statements, 
including the disclosures, and whether the consolidated financial statements represent the 
underlying transactions and events in a manner that achieves fair presentation. 

Obtain sufficient appropriate audit evidence regarding the financial information of the entities or 
business activities within the Company to express an opinion on the consolidated financial 
statements. We are responsible for the direction, supervision and performance of the group audit. 
We remain solely responsible for our audit opinion. 

We communicate with those charged with governance regarding, among other matters, the planned scope 
and timing of the audit and significant audit findings, including any significant deficiencies in internal 
control that we identify during our audit.  

We also provide those charged with governance with a statement that we have complied with relevant 
ethical requirements regarding independence, and to communicate with them all relationships and other 
matters that may reasonably be thought to bear on our independence, and where applicable, related 
safeguards. 

The engagement partner on the audit resulting in this independent auditor’s report is Robert Coard. 

(Signed) “PricewaterhouseCoopers LLP” 

Chartered Professional Accountants 

Vancouver, British Columbia 
March 12, 2019 

SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 

– The accompanying notes form an integral part of these consolidated financial statements. – 

 Page 5 

Consolidated Statements of Financial Position as at(Tabular amounts are in thousands of Canadian dollars)December 31, 2018December 31, 2017AssetsNoteCurrent assetsCash and cash equivalents25$8,336                               $9,486                               Accounts receivable614,313                             12,127                             Inventories713,851                             14,671                             Short-term investments8-                                        7,067                               Prepaid expenses and other receivables1,272                               1,031                               Derivative assets and hedged firm commitments9, 261,497                               1,244                               Total current assets39,269                             45,626                             Non-current assetsReceivables   6235                                   230                                   Plant and equipment1046,035                             23,341                             Intangible assets111,167                               1,427                               Deferred tax assets12175                                   1,484                               Derivative assets   9, 26-                                        740                                   Total non-current assets47,612                             27,222                             Total assets$86,881                             $72,848                             Liabilities and shareholders' equityCurrent liabilitiesAccounts payable$6,558                               $2,639                               Accrued liabilities3,397                               1,844                               Income tax payable12783                                   105                                   Other liabilities14473                                   591                                   Dividend payable19, 28566                                   565                                   Derivative liabilities and hedged firm commitments9, 262,064                               229                                   Total current liabilities13,841                             5,973                               Non-current liabilitiesOther liabilities   14105                                   45                                     Construction loan159,400                               844                                   Convertible debenture1612,082                             11,658                             Asset retirement obligation17802                                   802                                   Deferred tax liabilities121,243                               3,426                               Derivative liabilities   9, 16, 263,652                               2,722                               Total non-current liabilities27,284                             19,497                             Total liabilities41,125                             25,470                             Shareholders' equityShare capital18$43,591                             $43,496                             Retained earnings4,523                               2,257                               Accumulated other comprehensive income(2,512)                             1,485                               Share-based compensation reserve154                                   140                                   Total equity45,756                             47,378                             Total liabilities and shareholders' equity$86,881                             $72,848                             Commitments (Note 27)Subsequent events (Note 28)Approved on behalf of the Board(signed) "David Rowntree", Director                (signed) "Frank Dennis", Director 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 

– The accompanying notes form an integral part of these consolidated financial statements. – 

 Page 6 

Consolidated Statements of Income for the Years Ended(Tabular amounts are in thousands of Canadian dollars, except for per share amounts)NoteDecember 31, 2018December 31, 2017Revenue20$89,939                             $83,755                             Cost of sales(75,018)                           (71,165)                           Gross profit14,921                             12,590                             Operating expensesAdministration expenses(5,371)                             (5,077)                             Sales and marketing expenses(3,790)                             (2,586)                             Occupancy expenses(129)                                 (115)                                 Total operating expenses(9,290)                             (7,778)                             Operating income5,631                               4,812                               Non-operating or other(Loss) gain on risk management activities(5)                                      1,190                               Fair value gain on embedded option161,799                               604                                   Finance income530                                   580                                   Finance expense(1,457)                             (1,414)                             Loss on foreign exchange(278)                                 (6)                                      Total non-operating or other589                                   954                                   Income before tax6,220                               5,766                               Income tax expense12(1,689)                             (1,606)                             Net income$4,531                               $4,160                               Basic earnings per share23$0.50                                 $0.46                                 Diluted earnings per share23$0.35                                 $0.42                                  
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 

– The accompanying notes form an integral part of these consolidated financial statements. –  

 Page 7 

Consolidated Statements of Comprehensive Income and Consolidated Statements of Changes in Equity(Tabular amounts are in thousands of Canadian dollars)Consolidated Statements of Comprehensive IncomeFor the Years EndedNet income$4,531                                 $4,160                              Other comprehensive income, net of taxItems that may be subsequently reclassified to income:Unrealized (loss) gainDerivatives designated as cash flow hedges - currency risk hedges on US$ future revenue(4,675)                               2,333                              Items reclassified to income:Realized gainsDerivatives designated as cash flow hedges - currency risk hedges on US$ future revenue, recognized in revenue(790)                                   (931)                                Other comprehensive (loss) income related to hedging activities(5,465)                               1,402                              Tax recovery (expense) on other comprehensive income relating to hedging activities1,460                                 (384)                                Cumulative translation adjustment8                                         48                                    Other comprehensive (loss) income, net of tax(3,997)                               1,066                              Net income and other comprehensive income$534                                    $5,226                              Consolidated Statements of Changes in EquityShare capitalShare-basedAccumulated other compensationcomprehensive Note SharesAmountreserveincomeBalance at December 31, 20169,038,862                  $43,496                   $63                              $419                              $357                                    $44,335                            Share-based compensation-                                   -                              77                              -                                   -                                          77                                    Dividends 19-                                   -                              -                                 -                                   (2,260)                               (2,260)                            Net income and other comprehensive income-                                   -                              -                                 1,066                          4,160                                 5,226                              Balance at December 31, 20179,038,862                  $43,496                   $140                           $1,485                          $2,257                                 $47,378                            Balance at December 31, 20179,038,862                  43,496                   140                           1,485                          2,257                                 47,378                            Shares issued for restricted share units22,348                        95                           (95)                            -                                   -                                          -                                       Share-based compensation-                                   -                              109                           -                                   -                                          109                                  Dividends 19-                                   -                              -                                 -                                   (2,265)                               (2,265)                            Net income and other comprehensive (loss)-                                   -                              -                                 (3,997)                         4,531                                 534                                  Balance at December 31, 20189,061,210                  $43,591                   $154                           $(2,512)                         $4,523                                 $45,756                             Total equity  Retained earnings December 31, 2017December 31, 2018 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 

– The accompanying notes form an integral part of these consolidated financial statements. –  

 Page 8 

Consolidated Statements of Cash Flows(in thousands of Canadian dollars)(Tabular amounts are in thousands of Canadian dollars)For the Years EndedNoteOperating activitiesNet income$4,531                       $4,160                       Items not affecting cash:Depreciation and amortization1,689                       2,172                       Share-based compensation expense242                          211                          Unrealized loss (gain) on risk management activities188                          (1,463)                     Unrealized gain on fair value adjustment ofembedded option(1,799)                     (604)                         Payment of restricted share units settled in cash(199)                         (60)                           Finance income(530)                         (580)                         Finance expense1,457                       1,414                       Income taxes expense1,689                       1,606                       Other29                             -                                7,297                       6,856                       Change in non-cash working capital relating to operating activities25(723)                         (3,661)                     Net cash generated from operations6,574                       3,195                       Interest received610                          500                          Interest paid(1,033)                     (1,033)                     Income taxes paid(477)                         (915)                         Net cash generated from operating activities5,674                       1,747                       Investing activitiesProceeds from short-term investments7,067                       5,633                       Additions to plant and equipment(21,029)                   (8,131)                     Net cash used in investing activities(13,962)                   (2,498)                     Financing activitiesDividends paid(2,262)                     (2,260)                     Proceeds from construction loan9,400                       -                                Net cash generated from (used in) financing activities7,138                       (2,260)                     Decrease in cash and cash equivalents(1,150)                     (3,011)                     Cash and cash equivalents, beginning of the year9,486                       12,497                    Cash and cash equivalents, end of the year$8,336                       $9,486                       December 31, 2018December 31, 2017 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

1. 

NATURE OF BUSINESS 

Swiss  Water  Decaffeinated  Coffee  Inc.,  (“Swiss  Water”  or  the  “Company”),  formerly  Ten  Peaks  Coffee 
Company  Inc.,  is  an  entity  incorporated  under  the  Canada  Business  Corporations  Act  (“CBCA”).  The 
common  shares  of  the  Company  are  listed  on  the  Toronto  Stock  Exchange  under  the  symbol  ‘SWP’, 
formerly ‘TPK’. The Company’s head office is located at 3131 Lake City Way, Burnaby, British Columbia, 
V5A 3A3, Canada. 

On September 28, 2018, Ten Peaks Coffee Company Inc. amalgamated with its 100% owned subsidiary 
Swiss  Water  Decaffeinated  Coffee  Company  Inc.  As  a  result  of  the  amalgamation  Ten  Peaks  Coffee 
Company Inc. remained as the successor entity and concurrently the Company changed its name to Swiss 
Water Decaffeinated Coffee Inc. 

Swiss Water is primarily involved in the decaffeination of green coffee without the use of chemicals by 
employing the proprietary SWISS WATER® Process. The Company leverages science-based systems and 
quality controls to produce coffee that is 99.9% caffeine free. 

Swiss  Water  owns  all  of  the  interests  of  Seaforth  Supply  Chain  Solutions  Inc.  (“Seaforth”),  which  is 
incorporated  under  CBCA  and  operates  in  Burnaby,  British  Columbia,  Canada;  and  Swiss  Water 
Decaffeinated Coffee USA, Inc. (“SWUS”), an entity registered in Washington State, USA. 

Seaforth provides a complete range of green coffee handling and storage services, while SWUS acts as a 
marketing and sales company and it does not have significant assets. 

2. 

BASIS OF PREPARATION 

These consolidated financial statements have been prepared in accordance with International Financial 
Reporting Standards (“IFRS”) as issued by the International Accounting Standards Board. IFRS comprises 
IFRSs, International Accounting Standards (“IAS”), and interpretations issued by the IFRS Interpretations 
Committee (“IFRIC”) and the former Standing Interpretations Committee (“SIC”). 

These  consolidated  financial  statements  for  the  year  ended  December  31,  2018  were  approved  for 
issuance by the Company’s Directors on March 11, 2019.  There were no significant non-adjusting events 
that occurred between the reporting date and the date of authorization except as disclosed in Note 28. 

3. 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

The accounting policies used in the preparation of these consolidated financial statements are as follows: 

3.1  Basis of measurement 

The consolidated financial statements have been prepared on the historical cost basis, except for 
certain financial instruments that are measured at fair values at the end of each reporting period. 
Historical cost is based on the fair value of the consideration given in exchange for assets. 

3.2 

Currency of presentation 

These consolidated financial statements are presented in Canadian dollars.  Except  for per share 
amounts,  all  amounts  are  expressed  in  thousands  of  Canadian  dollars,  unless  otherwise  stated. 
References to US$ are to United States dollars. 

3.3  Basis of consolidation 

The consolidated financial statements include the accounts of the Company and its subsidiaries, all 
of which are wholly owned.  Subsidiaries are all entities over which the Company has the power to 

 Page 9 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

control the financial and operating policies generally accompanying a shareholding of more than 
half  of  the  voting  rights.    The  existence  and  effect  of  potential  voting  rights  that  are  currently 
exercisable or convertible are considered when assessing whether the Company controls another 
entity.  All  intercompany  transactions,  balances,  income  and  expenses  are  eliminated  on 
consolidation. 

3.4  New and amended standards adopted by the Company 

The following amendments to accounting standards became effective for annual periods beginning 
on or after January 1, 2018.  The adoption of these revised standards by the Company did not have 
a material impact on its consolidated financial statements. 

  Annual Improvements to IFRSs 2012-2016 Cycle. 

 

 

 

 

 

IFRS  2:  Share  based  payment:  contains  amendments  to  classification  and  measurement  of 
share-based payment transactions.  
IFRS 9 Financial Instruments: The Company has early adopted IFRS 9 as of January 1, 2016. 
IFRS 15: Revenue  from  Contracts  with  Customers: The  Company  has evaluated  the  impact  of 
applying  IFRS  15  by  analyzing  revenue  recognition  from  the  following  revenue  streams: 
decaffeinated coffee sales, decaffeination services, and distribution.  The Company concluded 
that there is no material change in the timing of revenue recognized under the new standard as 
the point of transfer of risk and reward for goods and services and transfer of control occurs at 
the same time.  Accordingly, the Company has applied IFRS 15 retrospectively with no impact of 
transitioning  to  IFRS  15  on  retained  earnings  as  at  January  1,  2018.  Also,  the  Company  has 
included additional disclosure as required by IFRS 15. 
IFRIC 22: Foreign Currency Transactions and Advance Consideration.  
IAS 40: Investment Property: contains amendments to transfers of investment property. 

3.5 

Changes in accounting standards not yet effective 

A number of new standards are effective for annual periods beginning on or after January 1, 2019. 
The Company has not yet adopted any of these new and amended standards or interpretations. Of 
those standards that are not yet effective, IFRS 16 Leases is expected to have a material impact on 
the Company’s financial statements in the period of initial application.  

 

IFRS 16: Leases: The Company is required to adopt IFRS 16 from January 1, 2019. The Company 
has assessed the estimated impact that initial application of IFRS 16 will have on its consolidated 
financial statements as described below. The actual impacts of adopting the standard on January 
1,  2019  may  change  because  the  Company  has  not  finalized  the  testing  and  assessment  of 
controls over its system, and because the new accounting policy is subject to change until the 
Company presents its first financial statements that include the date of initial application. 

IFRS 16 introduces a single, on-balance sheet accounting model for lessees that is similar to the 
current finance lease accounting, with limited exceptions for short-term leases or leases of low 
value assets.  Lessees recognizes a right-of-use asset representing its rights to use the underlying 
asset and a lease liability representing its obligation to make lease payments.  

The Company expects to recognize approximately $19.0 million in new right-of use assets, and 
approximately $19.0 million in lease liabilities for its operating leases of office and warehouse 
facilities.  The  Company  intends  to  provide  additional  disclosure  for  these  leases  as  required 
under  IFRS  16.  The  nature  of  expenses  related  to  those  leases  will  now  change  because  the 
 Page 10 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Company will recognize a depreciation charge for right‑of‑use assets and interest expense on 
lease liabilities. Prior to the adoption IFRS 16, the Company recognized operating lease expense 
on a straight‑line basis over the term of the lease. In addition, on the statement of cash flows, 
the  Company  will  include  repayments  of  the  principal  portion  of  the  lease  liabilities  under 
financing activities whereas before the implementation of IFRS 16 they were included in cash 
flows from operations. 

A lessee can choose to apply IFRS 16 using either a full retrospective or a modified retrospective 
approach.   The Company plans to apply IFRS 16 as at January 1, 2019 and intends to apply the 
simplified transition approach and will not restate comparative amounts for the year prior to 
first adoption. Right-of-use assets for property leases will be measured on transition as if the 
new rules had always been applied. All other right-of-use assets will be measured at the amount 
of the lease liability on adoption (adjusted for any prepaid or accrued lease expenses). 

IFRS 16 replaces existing leases guidance, including IAS 17, Leases, IFRIC 4: Determining whether 
an Arrangement contains a Lease, SIC-15: Operating Leases – Incentives and SIC-27: Evaluating 
the Substance of Transactions Involving the Legal Form of a Lease. 

The following amended standards and interpretations are not expected to have a significant impact 
on the Company’s consolidated financial statements:  

  Annual Improvements to IFRS Standards 2015–2017 Cycle: IFRS 3 Business Combinations; IFRS 
9:  Financial  Instruments:  prepayment  features  with  negative  compensation;  IFRS  11:  Joint 
arrangement; IAS 12: Income taxes: amendments related to recognition of current and deferred 
tax  related  to  dividends;  IAS  19:  Employee  Benefits:  amendments  to  plan  amendment, 
curtailment  or  settlement;  IAS  23:  Borrowing  costs:  amendments  related  to  recognition  of 
borrowing costs eligible for capitalization; IFRIC 23: Uncertainty over Income Tax Treatments: 
clarifies  the  application  of  recognition  and  measurement  required  per  IAS  12:  Income  taxes, 
where there is uncertainty over income taxes; IFRS 10: Consolidated Financial Statements and 
IAS 28: Investments in Associates and joint Ventures. 

3.6 

Segment reporting 

Operating segments are reported in a manner consistent with the internal reporting provided to 
the  chief  operating  decision  makers.  A  business  segment  is  a  group  of  assets  and  operations 
engaged in providing products or services that are subject to risks and returns that are different 
from those of other business segments. A geographical segment reflects the provision of products 
or services within a particular economic environment that is subject to risks and returns that are 
different from those of other economic environments. The Company’s sales are primarily generated 
in a single business segment of decaffeination of green coffee beans.  As such, management reports 
operating activities for geographical information only. 

3.7 

Foreign currency translation 

Functional and presentation currency 

Items included in the consolidated financial statements of each of the Company’s subsidiaries are 
measured using the currency of the primary economic environment in which each entity operates 
(“the  functional  currency”).  The  functional  and  presentation  currency  of  Swiss  Water  is  the 
Canadian dollar. Functional currency of the US subsidiary is the United States dollar. 

 Page 11 

 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Foreign currency transactions 

Foreign  currency  transactions  and  balances  are  translated  as  follows:  (i)  monetary  assets  and 
liabilities denominated in foreign currencies are translated to Canadian dollars at the exchange rate 
prevailing at the reporting date; (ii) non-monetary items which are measured using historical cost 
in a foreign currency are translated using the exchange rate at the date of the transaction; (iii) non-
monetary  items  that  are  measured  at  fair  value  in  a  foreign  currency  are  translated  using  the 
exchange  rates  at  the  date  when  the  fair  value  was  determined;  and  (iv)  foreign  currency 
transactions are translated into functional currency of the entity at the exchange rates prevailing at 
the date of the transaction.  Foreign exchange gains and losses are recognized in net income and 
presented  in  the  Consolidated  Statement  of  Income  in  accordance  with  the  nature  of  the 
transactions to which the foreign currency gains and losses relate, in the period in which they occur. 

Foreign operations 

Foreign  operations  are  translated  from  their  functional  currencies  into  Canadian  dollars  on 
consolidation as follows: (i) assets and liabilities for each statement of financial position presented 
are translated at the closing rate at the date of the statement of financial position; (ii) income and 
expenses for each statement of loss are translated at a quarterly average exchange rate (unless this 
rate  is  not  a  reasonable  approximation  of  the  cumulative  effect  of  the  rates  prevailing  on  the 
transaction  dates,  in  which  case  income  and  expenses  are  translated  at  the  dates  of  the 
transactions); (iii) share capital for each statement of financial position presented are translated at 
historical rate; and (iv) all resulting exchange differences are recognized in other comprehensive 
income as cumulative translation adjustments. Exchange differences that arise relating to long-term 
intercompany  balances  that  form  part  of  the  net  investment  in  a  foreign  operation  are  also 
recognized in this separate component of equity through other comprehensive income. 

3.8 

Cash and cash equivalents 

Cash and cash equivalents includes cash on hand, other short-term, highly liquid investments with 
original maturities of three months or less that are readily convertible to known amounts of cash 
and  which  are  subject  to  an  insignificant  risk  of  changes  in  value,  and  bank  overdrafts.  Bank 
overdrafts are shown within borrowings in current liabilities in the balance sheet. 

3.9 

Inventories 

Raw materials are stated at the lower of cost, determined on a specific identification basis, and net 
realizable  value,  being  the  estimated  selling  price  of  finished  goods  less  the  estimated  cost  of 
completion of the finished goods. 

Finished  goods  are  stated at  the  lower  of  cost  and  net  realizable  value.    Cost  of  finished  goods 
includes all expenses directly attributable to the manufacturing process like direct labour and direct 
materials, as well as suitable portions of related fixed and variable production overheads, based on 
normal operating capacity.  Costs of ordinarily interchangeable items are assigned on a first-in-first-
out basis.  Net realizable value is the estimated selling price in the ordinary course of business, less 
applicable variable selling expenses. 

3.10  Plant and equipment 

The Company leases facilities which house its production facility, offices and warehouse facilities.  
Plant  and  equipment  is  carried  at  acquisition  cost  or  manufacturing  cost  less  depreciation  and 
impairment  losses.    Historical  cost  includes  expenditures  that  are  directly  attributable  to  the 

 Page 12 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

acquisition  of  the  items.    Cost  may  also  include  transfers  from  equity  of  any  gains  or  losses  on 
qualifying  cash  flow  hedges  of  foreign  currency  purchases  of  property,  plant  and  equipment. 
Subsequent costs are recognized in the asset’s carrying amount or recognized as a separate asset, 
as appropriate, only when it is probable that future economic benefits associated with the item will 
flow  to  the  Company  and  the  cost  of  the  item  can  be  measured  reliably.    All  other  repairs  and 
maintenance expenditures are recognized in the statement of income during the financial period in 
which they are incurred. 

Borrowing costs directly attributed to the construction of any qualifying asset are capitalized during 
the period of time that is required to complete and prepare the asset for its intended use. 

Major renovations are depreciated over the remaining useful life of the related asset or to the date 
of the next major renovation, whichever is sooner. 

The  costs  related  to  the  plant  and  equipment  in  the  course  of  construction  are  classified  as 
construction-in-progress.    Such  items  are  transferred  to  the  appropriate  category  of  plant  and 
equipment  when  it  is  completed  and  ready  for  intended  use.  Depreciation  of  these  assets 
commences when the asset is available for use. 

Depreciation is recognized on a straight-line basis to allocate the cost or valuation of each asset to 
its residual value over its estimated useful life commencing when the asset is ready for its intended 
use.  The estimated useful lives of plant and equipment are as follows: 

Leasehold improvements 
Production machinery 
Assets under financial lease 
Warehouse and office equipment 
Computer hardware and software 
Furniture and fixtures 

to expiry of the lease renewal option or lease term 
to expiry of the lease renewal option or lease term 
to expiry of the lease renewal option or lease term 
10 years 
5 years 
5 years 

During the year ended December 31, 2018, the Company reviewed the useful lives of its production 
lines  which  includes  several  production  machines  that  had  different  remaining  useful  lives.  
Management  determined that the useful lives of certain production machines were longer than 
originally  estimated,  and  as  a  result  extended  the  estimated  useful  lives  of  these  production 
machines by up to 18 years.  At the time of change in the estimate, these assets had a net book 
value of approximately $6.0 million. The financial impact of the change in estimate was a reduction 
in depreciation expense of $0.7 million for the year ended December 31, 2018. 

The  assets’  residual  values  and  useful  lives  are  reviewed,  and  adjusted  if  appropriate,  at  each 
reporting date.  An asset’s carrying amount is written down immediately to its recoverable amount 
if the asset’s carrying amount is greater than its estimated recoverable amount. Gains and losses 
on disposals are determined by comparing proceeds with carrying amount. These are included in 
profit or loss. 

3.11 

Intangible assets 

Proprietary process technology (“PPT”) 

PPT  represents  intangible  assets  of  Swiss  Water  with  a  finite  life  and  is  carried  at  cost  less 
accumulated amortization.  Amortization is recognized on a straight-line basis to allocate the cost 
of PPT to its residual value over its estimated useful life of 14 years. 

 Page 13 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Brand 

Swiss Water’s brand has a finite  useful life  and is carried at cost less accumulated amortization. 
Amortization is recognized on a straight-line basis over its estimated useful life of 14 years. 

3.12 

Impairment of assets 

Plant and equipment and intangible assets with finite lives and that are subject to depreciation or 
amortization are tested for impairment indicators at the end of each reporting period.  If any such 
indicator exists, the recoverable amount of the asset is estimated in order to determine the extent 
of the impairment loss. 

An impairment loss is recognized for the amount by which the carrying amount of an asset or cash 
generating unit (“CGU”) exceeds its recoverable amount. The Company has determined that it has 
only  one  CGU  and  that  all  assets  relate  to  that  CGU.    To  determine  the  recoverable  amount, 
management  estimates  either  the  fair  value  less  costs  to  sell,  or  the  value-in-use  based  on  the 
present  value  of  expected  future  cash  flows  from  the  CGU.  In  estimating  the  value-in-use, 
management must determine the appropriate discount rate in order to calculate the present value 
of those cash flows, as well as make certain assumptions about future profits which relate to future 
events and circumstances.  Discount factors are determined individually for each asset or CGU and 
reflect  their  respective  risk  profiles  as  assessed  by  management.    There  were  no  indicators  of 
impairment during the year. 

3.13  Financial instruments 

The Company has early adopted IFRS 9 as issued in July 2014 with a date of initial application of 
January 1, 2016.  IFRS 9 introduces new requirements for the classification and measurement of 
financial assets.  IFRS 9 requires all recognized financial assets to be measured at amortized cost or 
fair value  in subsequent accounting periods following initial recognition. IFRS 9 also amends the 
requirements around hedge accounting, and introduces a single, forward-looking expected credit 
loss impairment model. 

All financial assets, other than accounts receivable, are included in the measurement category of 
fair value through profit and loss.  There was no change to the measurement category for financial 
liabilities at amortized cost. 

Classification 

From  January  1,  2016,  the  Company  classifies  its  financial  assets  and  financial  liabilities  in  the 
following  measurement  categories  i)  those  to  be  measured  subsequently  at  fair  value  (either 
through other comprehensive  income or through profit or loss) and ii) those  to be measured at 
amortized cost.  The classification of financial assets depends on the business model for managing 
the financial assets and the contractual terms of the cash flows.  Financial liabilities are classified as 
those  to  be  measured  at  amortized  cost  unless  they  are  designated  as  those  to  be  measured 
subsequently  at  fair  value  through  profit  or  loss  (“FVPL”)  (irrevocable  election  at  the  time  of 
recognition). 

For assets and liabilities measured at fair value, gains and losses are either recorded in profit or loss 
or other comprehensive income. The Company reclassifies financial assets when and only when its 
business model for managing those assets changes.  Financial liabilities are not reclassified.  

 Page 14 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

The Company has implemented the following classifications for financial instruments, other than 
derivatives: 

a)  Cash and cash equivalents and short-term investments are classified as assets at fair value and 
any  period  change  in  fair  value  is  recorded  through  interest  income  in  the  consolidated 
statement of income, as applicable. 

b)  Accounts receivable and other receivables are recognized initially at fair value and subsequently 
are  classified  as  assets  at  amortized  cost  using  the  effective  interest  rate  method,  less  loss 
allowance.  Interest income is recorded in the consolidated statement of income, as applicable. 

c)  Accounts  payable,  credit  facilities,  the  debt  portion  of  the  convertible  debenture,  the 
construction  loan  and  other  liabilities  are  classified  as  other  financial  liabilities  and  are 
measured  at  amortized  cost  using  the  effective  interest  rate  method.    Interest  expense  is 
recorded in the consolidated statement of income, as applicable. 

With the adoption of hedge accounting, “gains/losses on risk management activities” reflects the 
change  in fair value of undesignated revenue  hedges and gains or losses on designated hedging 
instruments  that  are  not  otherwise  recorded  in  the  income  statement  with  the  hedged  item 
(revenue or cost of sales). 

Also,  with  the  adoption  of  hedge  accounting,  “fair  value  gains/losses  on  embedded  option”  are 
gains or losses on embedded derivative in the convertible debenture debt instrument. 

The full fair value of a hedging derivative is classified as a non-current asset or liability when the 
remaining maturity of the hedged item is more than 12 months and it is classified as a current asset 
or liability when the remaining maturity of the hedged item is less than 12 months. 

Recognition and de-recognition 

Financial assets and financial liabilities, including derivatives, are recognized on the consolidated 
statement of financial position when the Company becomes a party to the financial instrument or 
derivative contract. Financial assets are derecognized when the rights to receive cash flows from 
the  financial  assets  have  expired  or  have  been  transferred  and  the  Company  has  transferred 
substantially all the risks and rewards of ownership. 

Measurement 

At initial recognition, the Company measures a financial asset at its fair value, plus, in the case of a 
financial  asset  or  liability  not  at  FVPL,  transaction  costs  that  are  directly  attributable  to  the 
acquisition  or  issue  of  the  financial  asset  or  liability.    Transaction  costs  of  financial  assets  and 
financial liabilities carried at FVPL are expensed in profit and loss.  Financial assets and financial 
liabilities with embedded derivatives are considered in their entirety when determining whether 
their cash flows are solely payment of principal and interest. 

Debt instruments 

Subsequent  measurement  of  debt  instruments  depends  on  the  Company’s  business  model  for 
managing the asset and the cash flow characteristics of the asset. There are three measurement 
categories into which the Company classifies its debt instruments: 

a)  Amortized cost: Assets that are held for collection of contractual cash flows where those cash 
flows  represent  solely  payments  of  principal  and  interest  are  measured  at  amortized  cost. 
Interest income from these  financial assets is included in finance  income using  the effective 
 Page 15 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

interest rate method. Any gain or loss arising on derecognition is recognized directly in profit or 
loss  and  presented  in  other  gains/(losses)  together  with  foreign  exchange  gains  and  losses. 
Impairment losses are presented as separate line item in the statement of profit or loss. 

b)  FVOCI: Assets that are held for collection of contractual cash flows and for selling the financial 
assets, where the assets’ cash flows represent solely payments of principal and interest, are 
measured  at  fair  value  through  other  comprehensive  income  (FVOCI).  Movements  in  the 
carrying  amount  are  taken  through  other  comprehensive  income  (“OCI”),  except  for  the 
recognition  of  impairment  gains  or  losses,  interest  income  and  foreign  exchange  gains  and 
losses  which  are  recognized  in  profit  or  loss.  When  the  financial  asset  is  derecognized,  the 
cumulative gain or loss previously recognized in OCI is reclassified from equity to profit or loss 
and recognized in other gains/(losses). Interest income from these financial assets is included 
in finance income using the effective interest rate method. Foreign exchange gains and losses 
are presented in other gains/(losses) and impairment expenses are presented as separate line 
item in the statement of profit or loss. 

c)  FVPL: Assets that do not meet the criteria for amortized cost or FVOCI are measured at FVPL. A 
gain or loss on a debt investment that is subsequently measured at FVPL is recognized in profit 
or loss and presented net within other gains/(losses) in the period in which it arises. 

Impairment 

The Company assesses all information available, including on a forward-looking basis, the expected 
credit  losses  associated  with  its  assets  carried  at  amortized  cost  and  FVOCI.    The  impairment 
methodology applied depends on whether there has been a significant increase in credit risk.  The 
Company’s only financial asset at amortized cost are accounts receivable and other receivables, for 
these the Company applies the simplified approach as permitted by IFRS 9 which requires expected 
lifetime credit losses to be recognized from initial recognition of the receivables. 

Derivatives and Hedging Activities 

Derivatives are initially recognized at fair value on the date a derivative contract is entered into and 
are  subsequently  re-measured  to  their  fair  value  at  the  end  of  each  reporting  period.    The 
accounting for subsequent changes in fair value depends on whether the derivative is designated 
as a hedging instrument, and if so, the  nature of the item being hedged, and the type of hedge 
relationship designated. The Company designates certain derivatives as either:  

a)  hedges  of  the  fair  value  of  recognized  assets  or  liabilities  or  a  firm  commitment  (fair  value 

hedges)  

b)  hedges of a particular risk associated with the cash flows of recognized assets and liabilities and 

highly probable forecast transactions (cash flow hedges), or  

c)  hedges of a net investment in a foreign operation (net investment hedges). 

The  Company  documents  at  the  inception of the  hedging  transaction  the  economic  relationship 
between  hedging  instruments  and  hedged  items  including  whether  the  hedging  instrument  is 
expected  to  offset  changes  in  cash  flows  of  hedged  items.    The  Company  documents  its  risk 
management objective and strategy for undertaking various hedge transactions at the inception of 
each hedging relationship. 

 Page 16 

 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Cash flow hedges that qualify for hedge accounting 

The effective portion of changes in the fair value of derivatives that are designated and qualify as 
cash flow hedges is recognized in the cash flow hedge reserve within equity. The gain or loss relating 
to the ineffective portion is recognized immediately in profit or loss. When option contracts are 
used to hedge forecast transactions, the group designates only the intrinsic value of the options as 
the hedging instrument. 

Gains or losses relating to the effective portion of the change in intrinsic value of the options are 
recognised  in  the  cash  flow  hedge  reserve  within  equity.  The  changes  in  the  time  value  of  the 
options that relate to the hedged item (‘aligned time value’) are recognised within OCI in the costs 
of hedging reserve within equity. 

Commodity and Currency risk hedges 

The Company applied hedge accounting to economic hedges entered into in accordance with its 
Foreign Exchange Risk Management Policy (FX Policy) and the Commodity Price Risk Management 
Policy  (Commodity  Policy).    Economically,  the  specific  hedging  activities  carried  out  under these 
policies by the Company are as follows. 

The Company designates derivatives as hedges for the risk of changes in fair value of the purchase 
commitment due to changes in benchmark coffee commodity prices and foreign exchange as fair 
value hedges, as described under Commodity Price Risk Hedges. 

The Company also designates derivatives as hedges of foreign exchange risk associated with the 
cash  flows  of  highly  probable  forecast  transactions  as  cash  flow  hedges,  as  described  under 
Currency Risk Hedges. 

Commodity price risk hedges on purchase commitments and inventory ("commodity hedges"): 

When the Company enters into a purchase  commitment to purchase  green coffee and fixes the 
New York ‘C’ (“NY’C”) price component (which it will later sell at a to-be-determined price based on 
the NY’C’), the Company enters into an offsetting short position on the IntercontinentalExchange.  
The Company monitors, on a macro basis, the amount of purchase commitments and amount of 
inventory on hand for which the ultimate sale price is variable and has not yet been fixed based on 
the  NY’C’  and  compares  this  to  the  amount  of  coffee  covered  by  future  net  short  positions  to 
determine whether the net short position requires adjustment. 

At each period end, commodity price risk hedges are re-measured to their fair value.  Under hedge 
accounting, the effective portion of the gains (losses) for price fixed hedged coffee contracts and 
coffee inventory will be held on the consolidated statement of financial position until inventory for 
such contracts is received and subsequently sold, at which time the gains (losses) will flow to cost 
of sales on the consolidated statement of income. 

Currency risk hedges on US$ purchases ("customer-specific hedges"): 

The  Company  enters  into  forward  contracts  to  buy  US  dollars  (US$)  for  significant  purchase 
commitments, such as green coffee inventory which, once decaffeinated, is sold at a fixed Canadian 
dollar (C$) price.  To mitigate the exposure to changing margin on these transactions arising from 
fluctuations in the US$/C$ exchange rate, the Company enters into US$ forward purchase contracts 
which  economically  lock  in  the  US$/C$  exchange  rate,  and  effectively  locks  in  the  C$  cost  of 
inventory to be sold at the fixed C$ amount. 

 Page 17 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

At  each  period end,  currency  risk  hedges  on  US$  purchases  are  re-measured  to their  fair value.  
Under hedge accounting, the effective portion of the gains (losses) will be held on the consolidated 
statement of financial position until the inventory is received and subsequently sold, at which time 
the gains (losses) will flow to cost of sales on the consolidated statement of income. 

Currency risk hedges on US$ future revenue ("revenue hedges"): 

The  Company  enters  into  forward  contracts  to  sell  US$  at  future  dates  to  hedge  the  foreign 
exchange  cash  flow  variability  of  expected  US$  processing  fee  revenue.  The  hedged  processing 
revenue includes both processing fee revenue from tolling arrangements (processing of customer 
owned coffee) as well as the US$ processing fee layer of inventory sales agreements. 

At each period end, currency risk hedges on US$ future revenues are re-measured to their fair value.  
Under hedge accounting, unrealized gains (losses) for US$ forward contracts are reclassified so that 
the  impact  on  the  consolidated  statement  of  income  is  deferred  through  other  comprehensive 
income, until the hedge instrument matures, at which time the realized gain (loss) is reflected in 
revenue on the consolidated statement of income. 

On all hedges entered into, if the hedge ratio for risk management purposes is no longer optimal 
but  the  risk  management  objective  remains  unchanged  and  the  hedge  continues  to  qualify  for 
hedge accounting, the hedge relationship will be rebalanced by adjusting either the volume of the 
hedged instrument or the volume of the hedged item so that the hedge ratio aligns with the ratio 
used for risk management purposes. Any hedge ineffectiveness is calculated and accounted for in 
profit or loss at the time of the hedge relationship rebalancing. 

Fair Value Hierarchy 

The Company classifies and discloses the fair value measurements of its financial instruments using 
a fair value hierarchy that reflects the significance of the inputs used in making the measurements.  
The fair value hierarchy has the following levels: 

a)  Level 1 – valuation based on quoted prices (unadjusted) in active markets for identical assets or 

liabilities; 

b)  Level 2 – valuation techniques based on inputs other than quoted prices that are observable for 
the asset or liability, either directly (i.e. as prices) or indirectly (i.e. derived from prices); and 

c)  Level  3  –  valuation  techniques  using  inputs  for  the  asset  or  liability  that  are  not  based  on 

observable market data (unobservable inputs). 

The fair value hierarchy requires the use of observable market inputs whenever such inputs exist.  
The  Company  classifies  a  financial  instrument  to  the  lowest  level  of  the  hierarchy  for  which  a 
significant input has been considered in measuring fair value. 

3.14  Current and deferred income taxes 

Income tax expense or credit comprises current and deferred tax.  Income tax expense is recognized 
in the statement of income and comprehensive income except to the extent that it relates to items 
recognized either in other comprehensive income or directly in equity. The income tax expense or 
credit  for  the  period  is  the  tax  payable  on  the  current  period’s  taxable  income  based  on  the 
applicable  income  tax  rate  for  each  jurisdiction  adjusted  by  changes  in  deferred  tax  assets  and 
liabilities attributable to temporary differences and to unused tax losses. 

 Page 18 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

The current income tax charge is calculated on the basis of the tax laws enacted or substantively 
enacted at the reporting date, and any adjustments to taxes payable in respect of previous years. 
The  Company  periodically  evaluates  positions  taken  in  tax  returns  with  respect  to  situations  in 
which  applicable  tax  regulation  is  subject  to  interpretation.  It  establishes  provisions  where 
appropriate on the basis of amounts expected to be paid to the tax authorities. 

Deferred  income  tax  is  recognized,  using  the  liability  method,  on  temporary  differences  arising 
between  the  tax  bases  of  assets  and  liabilities  and  their  carrying  amounts  in  the  consolidated 
financial statements.  However, if the deferred income tax arises from initial recognition of an asset 
or liability in a transaction other than a business combination that at the time of the transaction 
affects neither accounting nor taxable income or loss, it is not accounted for.  Deferred income tax 
is determined using tax rates (and laws) that have been enacted or substantively enacted by the 
reporting date and are expected to apply when the related asset is realized, or the liability is settled. 

Deferred income tax assets are recognized only to the extent that it is probable that future taxable 
income will be available against which temporary differences and non-capital loss carry forwards 
can be utilized. 

Deferred  tax  assets  and  liabilities  are  offset  when  there  is  a  legally  enforceable  right  to  offset 
current tax assets and liabilities and when the deferred tax balances relate to the same taxation 
authority. Current tax assets and tax liabilities are offset where the entity has a legally enforceable 
right to offset and intends either to settle on a net basis, or to realize the asset and settle the liability 
simultaneously. 

Current and deferred tax is recognized in profit or loss, except to the extent that it relates to items 
recognized  in  other  comprehensive  income  or  directly  in  equity.  In  this  case,  the  tax  is  also 
recognized in other comprehensive income or directly in equity, respectively. 

3.15  Provisions 

Provisions are recognized when the Company has a present legal or constructive obligation as a 
result of a past event, it is probable that it will lead to an outflow of economic resources from the 
Company and amounts can be estimated reliably, although timing or amount of the outflow may 
still be uncertain. 

Provisions are measured at the present value of management’s best estimate of the expenditure 
required to settle the present obligation at the reporting date, including the risks and uncertainties 
associated  with  the  present  obligation.    The  discount  rate  used  to  determine  the  present  value 
reflects current market assessments of the time value of money and the increases specific to the 
liability. 

Any reimbursement that the  Company can be virtually certain to collect from a third party with 
respect to the obligation is recognized as a separate asset.  However, this asset may not exceed the 
amount of the related provision. 

All provisions are reviewed at the end of each reporting period and adjusted or reversed to reflect 
management’s current best estimate of the expenditure required to settle the present obligation 
at  the  end  of  the  reporting  period.    If  it  is  no  longer  probable  that  an  outflow  of  resources 
embodying economic benefits will be required to settle the obligation, the provision is reversed.  
Provisions are reduced by actual expenditures for which the provision was originally recognized. 

 Page 19 

 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Where discounting has been used, the carrying amount of a provision is accreted during the period 
to reflect the passage of time. 

3.16  Leases as the lessee 

Leases  where  the  lessor  retains  a  significant  portion  of  the  risks  and  rewards  of  ownership  are 
classified  as  operating  leases.    Payments  on  operating  lease  agreements  are  recognized  as  an 
expense on a straight-line basis over the lease term. 

3.17  Revenue recognition 

Effective January 1, 2018, Swiss Water adopted IFRS 15 retrospectively.  There was no impact on 
retained earnings as of January 1, 2018.  The new standard is based on the principle that revenue is 
recognized when control of a good or service transfers to a customer  – so the notion of control 
replaced  the  former  notion  of  risks  and  rewards.  The  standard  requires  revenue  recognition  to 
follow a five-step model of identifying contracts, separating performance obligations, determining 
and allocating the transaction price, and recognizing the revenue as each performance obligation is 
satisfied.  

The Company’s primary sources of revenue are proceeds from sale of Swiss Water’s decaffeinated 
coffee and from services provided to decaffeinate customer’s owned coffee.  

Swiss Water’s revenue is measured based on consideration agreed on in contracts with customers 
and is recognized when the Company transfers control over products and services to the customer 
either at a point in time or over time.  

For all revenue contracts, no significant judgements are made with respect to evaluating the timing 
of  satisfaction  of  performance  obligations,  transaction  prices,  and  amounts  allocated  to 
performance obligations.  Consideration amounts are  not variable.  Payment terms are  typically 
between 30 and 60 days, apart from select customers where payment terms are extended.  For 
contracts with extended payment terms, the Company charges customers an insignificant financing 
component.  Warranty, returns or refunds do not apply to the Company. 

Revenue  is  disaggregated  based  on  customer’s  geographic  region  as  described  in  segmented 
reporting accounting policy. Also, revenue from contracts with customers is disaggregated by major 
products and services: decaffeinated coffee sales, decaffeination services, and distribution. 

Decaffeinated coffee sales  

Decaffeinated  coffee  sales  are  the  amounts  that  are  charged  to  customers  for  the  sale  of 
decaffeinated coffee.  The performance obligation is satisfied at a point in time when a customer 
obtains control of the product, which is when decaffeinated coffee is picked-up by or delivered to 
the customer. 

Decaffeination services 

Decaffeination services represent the amount charged to customers for the service to decaffeinate 
customer-owned coffee.  The performance obligation is to provide the service, which is satisfied 
over time. 

 Page 20 

 
 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Distribution 

Distribution revenue consists of shipping, handling and warehousing charges billed to customers.  
The performance obligation is satisfied over time as services are provided, which is at the same time 
as these services are consumed. 

Former revenue recognition standard  

Under former standard, IAS 18, applicable before January 1, 2018, revenue was measured at the 
fair value of the consideration received or receivable.  Revenue was reduced for estimated customer 
returns,  rebates  and  other  similar  allowances.    Revenue  was  recognized  when  all  the  following 
conditions  were  satisfied:  (i)  persuasive  evidence  of  an  arrangement  exists;  (ii)  the  goods  are 
shipped; (iii) title has passed to the customer; (iv) the price has been substantively determined; and 
(v) collection is reasonably assured. 

3.18  Employee benefits 

Liabilities for wages and salaries, including non-monetary benefits, annual leave and accumulating 
sick leave that are expected to be settled wholly within 12 months after the end of the period in 
which the employees render the related service are recognized in respect of employees’ services 
up to the end of the reporting period and are measured at the amounts expected to be paid when 
the liabilities are settled. The liabilities are presented as current employee benefit obligations in the 
balance sheet. 

The  Company  provides  benefits  to  employees  through  a  registered  retirement  savings  plan 
(“RRSP”).    The  Company  contributes  a  percentage  of  earnings  into  an  RRSP  administered  by  an 
independent entity.  Ultimately, each employee manages his or her own RRSP within the scope of 
the plan provided by the third-party administrator.  The RRSP has no assurance of defined benefits 
to employees, and as such the Company has no legal or constructive obligations to make further 
contributions. 

The Company also pays contributions to government pension insurance plans.  The contributions 
are recognized as employee benefit expenses when they are due. 

3.19  Share-based compensation 

The  Company  has  a  restricted  share  unit  (“RSU”)  plan  for  certain  officers  and  employees  and  a 
deferred share unit (“DSU”) plan for non-employee directors (collectively, “participants”). 

The RSUs granted are compound financial instruments as they are expected to be settled using a 
combination of cash and equity. 

The  equity-settled  share-based  compensation  is  measured  at  the  fair  value  of  the  Company’s 
common shares as at the grant date using a volume weighted average share price in accordance 
with the terms of the RSU plan.  The fair value determined at the grant date is charged to income 
on a straight-line basis over the vesting period, based on the estimate of the number of RSUs that 
will eventually vest and be converted to common shares, with a corresponding increase in equity 
(share-based compensation reserve).  As necessary, the Company revises its estimate if subsequent 
information indicates that the number of RSUs expected to vest differs from previous estimates.  
On the vesting date, the Company revises the estimate to equal the number of equity instruments 
that ultimately vested.  The impact of the revision of estimates, if any, is recognized in income or 

 Page 21 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

expense  such  that  the  cumulative  expense  reflects  the  revised  estimate,  with  a  corresponding 
adjustment to the share-based compensation reserve. 

For cash-settled share-based compensation, a long-term liability is recognized, measured initially at 
the fair value of the long-term liability using a volume weighted average share price.  The amount 
of the liability is charged to income on a straight-line basis over the vesting period, based on the 
estimate of the number of RSUs that will eventually vest and be settled in cash.  As necessary, the 
Company revises its estimate if subsequent information indicates that the number of RSUs expected 
to vest differs from previous estimates.  On the vesting date, the Company revises the estimate to 
equal  to  the  number of  RSUs  that  ultimately vested  and  are settled  in cash.   The  impact  of  the 
revision of estimates, if any, is recognized in income or expenses such that the cumulative expense 
reflects the revised estimate, with a corresponding adjustment to the long-term liability or current 
liability depends on the timing when the liability become due.  At the end of each reporting period 
until the liability is settled, and at the date of settlement, the fair value of the liability is remeasured 
using a volume weighted average share price, with any change in fair value recognized in income or 
expense for the year. 

DSUs  are  issued  to  participants  who  elect  to  defer  a  portion  of  their  current  compensation  in 
exchange  for  DSUs.    DSUs  are  classified  as  cash-settled  share-based  payment  transactions  as 
participants receive cash following a redemption.  The DSUs do not contain any vesting conditions 
or forfeiture provisions, as they are issued in exchange for deferred compensation.  The Company 
recognizes the  expense  and the liability to pay  for the  eventual redemption when the  DSUs are 
issued.  Thereafter, the Company re-measures the liability at the end of each reporting date and the 
date of settlement, with the difference recognized in income or expense for the period.  The fair 
value of DSUs is determined in accordance with the DSU Plan, which uses the average closing price 
for Swiss Water shares for the five trading days immediately preceding the relevant date. 

3.20  Earning per share (“EPS”) 

The  Company  presents  basic  and  diluted  EPS  for  its common  shares.    Basic  EPS  is  calculated  by 
dividing  income  or  loss  attributable  to  shareholders  of  the  Company  by  the  weighted  average 
number  of  common  shares  outstanding  during  the  year.    Diluted  EPS  is  calculated  by  dividing 
income or loss attributable to shareholders of the Company by the weighted average number of 
common shares outstanding, adjusted for the effects of all dilutive potential common shares. 

4.  MANAGEMENT JUDGMENTS AND ESTIMATION UNCERTAINTY 

Judgment  is  used  by  management  in  selecting  accounting  policies,  the  determination  of  functional 
currency, the identification of cash generating units (“CGUs”), and the identification of revenue streams.  
In addition, judgment is often required in applying accounting policies, and in respect of items where the 
choice of a specific policy, accounting estimate or assumption to be followed could materially affect the 
reported results or net asset position of the Company should it later be determined that a different choice 
would be more appropriate. 

Management  considers  the  accounting  estimates  and  assumptions  discussed  below  to  be  its  critical 
accounting estimates and accordingly, provides an explanation of each below.  Actual results could differ 
from those estimates and assumptions. 

 Page 22 

 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

4.1  Useful lives of depreciable assets 

Management reviews the useful lives of depreciable assets at each reporting date.  At December 
31, 2018 management determined that the useful lives represent the expected utility of the assets 
to the Company. 

4.2 

Provision for asset retirement obligations 

Analysis  and  estimates  are  performed  by  the  Company  in  order  to  determine  the  amount  of 
restoration  costs  to  be  recognized  as  a  provision  in  the  Company’s  consolidated  financial 
statements.  The estimates consider the contract language in the lease, the expected useful lives of 
the Company’s equipment, and the expected costs that would be paid to a third party to remove 
equipment. 

The amount recognized as a provision is the best estimate of the consideration required to settle 
the  present  obligation  at  the  end  of  the  reporting  period,  taking  into  account  the  risks  and 
uncertainties surrounding the obligation.  When the final determination of such obligation amounts 
differs from the recognized provisions, the Company’s financial statements will be impacted. 

4.3 

Income taxes 

The  Company  computes  income  taxes  using  the  liability  method,  under  which  deferred  income 
taxes are provided for the temporary differences between the financial reporting bases and the tax 
bases of the Company’s assets and liabilities.  Deferred tax assets and liabilities are measured using 
the  enacted  and  substantively  enacted  income  tax  rates  that  are  expected  to  apply  to  taxable 
income in the years in which those temporary differences are expected to be recovered or settled. 

Deferred tax assets also reflect estimates of the recoverability of non-capital loss carry forwards.  
The Company has recognized the benefit of loss carry forwards to the extent that it is probable that 
taxable income will be available in the future against which the non-capital loss carry forwards can 
be utilized. 

The financial reporting bases of the Company’s assets reflect the useful lives of depreciable assets, 
as well as the carrying amounts of assets with indefinite  useful lives.  Accordingly, management 
estimates that impact the carrying amounts of depreciable and non-depreciable assets also have an 
impact on deferred income tax assets and liabilities. 

4.4 

Convertible Debenture 

Management estimates the interest rate on a similar instrument of comparable credit status and 
providing  for  substantially  the  same  cash  flows,  on  the  same  terms,  but  without  the  equity 
conversion  option  in  the  calculation  of  the  fair  value  of  the  liability  portion  of  the  convertible 
debenture  upon initial recognition. Management also estimates the  fair values of the derivative 
liability related to the convertible debenture at initial recognition and at the end of each reporting 
period using the Black-Scholes option pricing model which requires management estimates.  Details 
of these can be found in Note 16. 

4.5  

Leases 

The  preparation of  consolidated  financial  statements  requires  that  the  Company’s management 
makes  assumptions  and  estimates  on  the  classification  of  operating  and  finance  leases.  When 
assessing the classification of a lease  agreement, certain estimates  and assumptions need to be 
made and applied, which include, but are not limited to, the determination of the expected lease 

 Page 23 

 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

term  and minimum  lease payments,  the  assessment  of  the  likelihood of  exercising  options,  and 
estimation of the fair value of the lease property at lease inception.  

5. 

CAPITAL MANAGEMENT 

The Company’s policy is to maintain a strong capital base so as to maintain investor, creditor and market 
confidence  and  to  sustain the  future  development of  the  business.   The  Company manages  its  capital 
structure  and  makes  adjustments  to  it  in  light  of  changes  in  economic  conditions  and  the  risk 
characteristics  of  the  underlying  assets.    The  Company  considers  its  capital  structure  to  include 
shareholders’ equity and indebtedness.  In order to maintain or adjust the capital structure, the Company 
may from time to time issue common shares, issue additional debt, adjust its capital spending, modify its 
dividend policy, and/or dispose of certain assets to manage current and projected debt levels. 

The Company manages its capital in order to meet its growth objectives while continuing to pay quarterly 
dividends to its shareholders.  The dividend policy of Swiss Water is subject to the discretion of the Board 
of Directors, which reviews the level of dividends periodically on the basis of a number of factors including 
Swiss  Water’s  financial  performance,  future  prospects,  and  the  capital  requirements  of  the  business.  
Quarterly dividends are paid on a level basis in order to smooth out normal seasonal fluctuations that 
occur over the course of a year. 

6. 

ACCOUNTS RECEIVABLE 

Accounts  receivables  are  amounts  due  from  customers  for  goods  sold  or  services  performed  in  the 
ordinary course of business. Due to the short-term nature of current accounts receivable, their carrying 
amount is considered the same as their fair value. Information about the Company’s exposure to foreign 
currency risk, interest rate risk and credit risk can be found in Note 26. The Company's accounts receivable 
has been reviewed for indicators of impairment.  No accounts were found to be impaired and therefore 
no allowance for credit losses was provided as at December 31, 2018 and December 31, 2017.  Non-current 
receivables includes a $0.1 million balance due from a related party, refer to Note 22. 

7. 

INVENTORIES 

During the year ended December 31, 2018, the cost of inventories recognized in cost of sales was $68.0 
million  (2017:  $68.0  million).    The  inventory  provision  was  $0.03  million  during  the  year  (2017:  $0.08 
million). 

 Page 24 

Accounts receivable$14,313                   $12,127                   Non-current receivables   $235                         $230                         December 31, 2018December 31, 2017Raw materials$6,718                      $8,147                      Finished goods7,252                      6,072                      Carbon360                         397                         Packaging109                         32                            Hedge accounting component(588)                        23                            $13,851                   $14,671                   December 31, 2018December 31, 2017 
 
 
 
  
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

8. 

SHORT-TERM INVESTMENTS 

Short-term  investment,  which  consisted  of  a  guaranteed  investment  certificate,  matured  and  was 
reclassified to cash and cash equivalents. 

9. 

DERIVATIVE FINANCIAL INSTRUMENTS – asset (liability) 

The Company’s derivative financial instruments were carried at fair value through profit or loss as follows: 

The Company’s derivative financial instruments were carried at fair value through other comprehensive 
income as follows: 

10. 

PLANT AND EQUIPMENT 

 Page 25 

Coffee futures contracts, net$495                         $247                         US Dollar forward contracts, current(193)                        (3)                            US Dollar forward contracts, long term(300)                        (13)                          Derivative financial liability, convertible debenture(910)                        (2,709)                    $(908)                        $(2,478)                    December 31, 2018December 31, 2017US Dollar forward contracts, current$(876)                        $1,292     US Dollar forward contracts, long term(2,442)                    (13)          $(3,318)                    $1,279     December 31, 2017December 31, 2018CostBalance at January 1, 2018$33,744          $5,113          $1,204          $189             $10,660       $50,910       Additions108                22                38                7                  23,948       24,123       Disposals(61)                (8)                (2)                -                   -                   (71)              Transfers234                -                   45                -                   (279)            -                   Balance at December 31, 2018$34,025          $5,127          $1,285          $196             $34,329       $74,962       Accumulated depreciationBalance at January 1, 2018$(23,061)        $(3,501)        $(862)            $(145)            $-                   $(27,569)      Depreciation(981)              (298)            (139)            (11)              -                   (1,429)        Disposals61                  8                  2                  -                   -                   71                Balance at December 31, 2018$(23,981)        (3,791)        (999)            (156)            -                   (28,927)      Balance at December 31, 2018$10,044          1,336          286             40                34,329       46,035       CostBalance at January 1, 2017$33,557          $5,052          $1,062          $181             $2,083          $41,935       Additions187                61                142             8                  8,577          8,975          Balance at December 31, 2017$33,744          $5,113          $1,204          $189             $10,660       $50,910       Accumulated depreciationBalance at January 1, 2017$(21,546)        $(3,227)        $(750)            $(134)            $-                   $(25,657)      Depreciation(1,515)          (274)            (112)            (11)              -                   (1,912)        Balance at December 31, 2017$(23,061)        $(3,501)        $(862)            $(145)            $-                   $(27,569)      Balance at December 31, 2017$10,683          $1,612          $342             $44                $10,660       $23,341       Machinery andLeaseholdComputerFurniture andequipmentimprovementequipmentfixturesin progressTotalConstruction 
 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

For the year ended December 31, 2018, depreciation expense of $1.3 million (2017: $1.8 million) has been 
charged to  cost of sales and  $0.1  million (2017: $0.1 million) was included in administrative expenses.  
There was no impairment loss recognized for the years ended December 31, 2018 and 2017. 

11. 

INTANGIBLE ASSETS 

For the year ended December 31, 2018, amortization expense of $0.2 million (2017: $0.2 million) relating 
to proprietary process technology (“PPT”) has been charged to cost of sales and $0.02 million (2017: $0.02 
million)  relating  to  Brand  was  included  in  administrative  expenses.    There  was  no  impairment  loss 
recognized for the years ended December 31, 2018 and 2017. 

12. 

INCOME TAXES 

Income tax expense 

For the year ended December 31, 2018, tax recovery on other comprehensive income related to hedging 
activities was $1.5 million (2017: $0.4 million expense). 

Reconciliation 

Income tax expense for the year can be reconciled to the accounting profit as follows: 

 Page 26 

CostBalance at January 1, 2018$3,246                      $1,000                      $4,246                      Balance at December 31, 2018$3,246                      $1,000                      $4,246                      AmortizationBalance at January 1, 2018$(1,920)                    $(899)                        $(2,819)                    Amortization(241)                        (19)                          (260)                        Balance at December 31, 2018$(2,161)                    $(918)                        $(3,079)                    Balance at December 31, 2018$1,085                      $82                            $1,167                      CostBalance at January 1, 2017$3,246                      $1,000                      $4,246                      Balance at December 31, 20173,246                      1,000                      4,246                      AmortizationBalance at January 1, 2017$(1,680)                    $(879)                        $(2,559)                    Amortization(240)                        (20)                          (260)                        Balance at December 31, 2017$(1,920)                    $(899)                        $(2,819)                    Balance at December 31, 2017$1,326                      $101                         $1,427                      PPTBrandTotalCurrent income tax expense$1,103                      $890                         Deferred tax expense586                         716                         Total income tax expense$1,689                      $1,606                      December 31, 2018December 31, 2017 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Current income tax payable 

As at December 31, 2018 income tax payable was $0.8 million (2017: $0.1 million). 

Deferred income tax assets (liabilities) 

Deferred tax assets and liabilities are offset when there is a legally enforceable right to offset current tax 
assets and liabilities and when the deferred tax balances relate to the same taxation authority. 

The movement in deferred income tax assets and liabilities during the year was as follows: 

During  the  year  ended  December  31,  2018,  the  Company  collected  $0.4  million  related  to  Canadian 
Scientific Research and Experimental Development, a Canadian Government tax incentive program and it 
is included in the Administrative expenses. 

Swiss Water has no non-capital tax losses carry forwards as the end of December 31, 2018, while Seaforth 
has non-capital tax loss carry forwards of $0.6 million that begin to expire in 2033. 

13. 

CREDIT FACILITIES 

The Company had no outstanding credit facility debt as at December 31, 2018 or December 31, 2017.  As 
at December 31, 2018, the company had the following credit facilities: 

a) 

b) 

a $14.5 million revolving operating line of credit which bears interest at the bank’s prime lending 
rate plus 0.75% per annum; and 

a $1.5 million swing operating line of credit which bears interest at the bank’s prime lending rate 
plus 0.75% per annum. 

Any US$ denominated debt under the revolving operating line of credit or swing line can be financed using 
LIBOR loans at the LIBOR rate plus 2.35% per annum. 

 Page 27 

Statutory rate27%26%Income before tax$6,220                      $5,766                      Income tax calculated at applicable tax rates$1,679                      $1,503                      Non-deductible expenses18                            109                         Foreign tax rate differential(8)                            (6)                            Income tax expense$1,689                      $1,606                      December 31, 2018December 31, 2017 Goodwill and intangibles  Share and debt issue costs and other  Property plant and equipment  ARO  Share based compensation  Derivative liability and convertible debenture  Other comprehensive income  Tax Losses  Total Balance at January 1, 2017679$            433$          (2,626)$      207$  376$                 (123)$          (147)$                   362$    (839)$       To income tax expense13                (208)           (97)              10      (204)                  (48)               (385)                     (184)    (1,103)      Balance at December 31, 2017692$            225$          (2,723)$      217$  172$                 (171)$          (532)$                   178$    (1,942)$   Balance at January 1, 2018692$            225$          (2,723)$      217$  172$                 (171)$          (532)$                   178$    (1,942)$   To income tax expense(9)                 (88)             (54)              -     (16)                    (408)            1,461                   (12)       874$         Balance at December 31, 2018683$            137$          (2,777)$      217$  156$                 (579)$          929$                     166$    (1,068)$    
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

In addition, the Company has a US$8.0 million foreign exchange and commodity futures contract facility, 
which allows the Company to enter into spot, forward and other foreign exchange rate transactions and 
commodity futures transactions with the bank with a maximum term of up to 60 months. 

These facilities are collateralized by a general security agreement over all of the assets of the Company 
and a floating hypothecation agreement over cash balances. 

As at December 31, 2018, the Company was in compliance with its debt covenants and had not made use 
of any of its credit facilities. 

14.  OTHER LIABILITIES 

The balance represents the fair value of the deferred share units (“DSUs”) and of the cash-settled portion 
of the restricted share units (“RSUs”) outstanding as follows: 

15. 

CONSTRUCTION LOAN 

Landlord Construction Loan 

On August 26, 2016, Swiss Water signed a lease agreement, which includes a construction management 
agreement  to  build  a  highly  specialized  building  to  house  a  production  plant.    The  landlord  agreed  to 
finance a portion of the construction costs, by means of a construction loan with repayments commencing 
on the earlier of substantial completion of construction and January 1, 2019. 

As at December 31, 2017 the Company accrued $0.8 million for the construction loan.  During the year 
ended  December  31,  2018  the  Company  accrued  additional  construction  costs  and  then  repaid  the 
construction loan and interest in the amount of $6.1 million and $0.1 million respectively.  The interest 
was capitalized as it is in the construction phase. 

Business Development Bank (BDC) Loan 

During the year ended December 31, 2018, the Company entered into a term loan facility with the Business 
Development Bank of Canada (“Term Loan”) of up to $20.0 million.  The purpose of the Term Loan is to 
assist in the financing of new equipment for the facility being built in Delta, British Columbia.  The Term 
Loan bears interest at 4.95% per annum over twelve years with monthly principal repayment commencing 
on  September  1,  2020.    The  Term  Loan  matures on  August  1,  2032.    Interest  only  will  be  paid on  the 
outstanding balance on a monthly basis prior to September 1, 2020.  The Term loan is secured by a general 
security  agreement  and  a  first  security  interest  on  all  existing  equipment  and  machinery  plus  new 
equipment and machinery financed with the Term Loan.  Seaforth has provided a guarantee for the Term 
Loan.  As of December 31, 2018, the loan amount outstanding was $9.4 million with interest accrued of 
$0.02 million. The interest has been capitalized during the construction phase. 

16. 

CONVERTIBLE DEBENTURE 

On October 11, 2016, the Company issued an unsecured subordinated convertible debenture for gross 
proceeds of $15.0 million.  The convertible debenture bears interest at a rate of 6.85% per annum to be 
paid quarterly in arrears and is due on October 11, 2023. 

 Page 28 

Other liabilities, current$473                         $591                         Other liabilities, non-current105                         45                            $ 578$ 636December 31, 2018December 31, 2017 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

The Convertible Debenture is convertible into Common Shares of the Company at a conversion price of 
$8.25 per Common Share.  Under the terms of the agreement, Swiss Water had the option to pay interest-
in-kind for the first two years. If elected, this option would have increased the principal sum by the interest 
owing. The Company chose not to elect to pay interest-in-kind. 

The convertible debenture also includes a net share settlement feature that allows Swiss Water, upon 
conversion, to elect to pay cash equal to the face value of the convertible debenture and to issue common 
shares  equal  to  the  excess  value  of  the  underlying  equity  above  the  face  value  of  the  convertible 
debenture.  If  the  net  share  settlement  option  is  elected,  it  will  result  in  fewer  common  shares  being 
issued.  In 2016, the Company paid financing costs of $0.5 million in respect of issuing the convertible 
debenture. 

The  liability  component  was  initially  measured  at  a  fair  value  of  $11.2  million,  which  represents  the 
present value of the contractually determined stream of cash flows discounted at the prevailing market 
interest rate at that time applicable to instruments of comparable credit status and providing substantially 
the same cash flows, on the same terms, but without derivative components, of 12.15% per annum. 

The  Company  uses  the  residual  value  method to  allocate  the  fair  value  of  the  convertible  debentures 
between the liability component and the derivative liability.  Under this method, as at December 31, 2018, 
the derivative liabilities include the fair value of the derivative liability related to a convertible debenture 
in  the  amount  of  $0.9  million  (2017:  $2.7  million).    During  the  year  ended  December  31,  2018,  this 
revaluation resulted in a gain being recorded in the statement of income in the amount $1.8 million (2017: 
gain of $0.6 million). 

The fair value of the derivative liability was determined using the Black-Scholes Option Pricing Model. The 
variables and assumptions used in computing the fair value are based on management’s best estimate. 
The value varies with different variables of certain subjective assumptions. Inputs into the Black-Scholes 
Option  Pricing  Model  to  determine  the  fair  value  of  the  conversion  option  were  as  follows:

 Page 29 

Balance, open$11,658                   $11,283                   Interest charged1,452                      1,403                      Interest paid(1,028)                    (1,028)                    Balance, end$12,082                   $11,658                   December 31, 2018December 31, 2017Balance, open$2,709                      $3,313                      Change in fair valuation of derivative embedded option (1,799)                    (604)                        Balance, end$910                         $2,709                      December 31, 2018December 31, 2017Share price $                      4.97  $                      6.70 Exercise price $                      8.25  $                      8.25 Option life4.78 years5.79 yearsVolatility37%40%Risk-free interest rate1.88%1.90%Dividend yield5.03%3.73%December 31, 2018December 31, 2017 
 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

17.  ASSET RETIREMENT OBLIGATION (“ARO”) 

The Company estimates the total undiscounted amount of any cash flows required to settle its ARO is 
approximately $0.9 million, which will be incurred on or about the expiry of the third lease renewal term 
in 2023.  As at December 31, 2018, the Company has a long-term liability ARO of $0.8 million (2017: $0.8 
million), reflecting the present value of the ARO using a credit adjusted risk free rate of 1.90%. 

18. 

SHARE CAPITAL 

Swiss Water is authorized to issue an unlimited number of common shares.  Each share is equally eligible 
to receive dividends when declared and represents one vote at meetings of shareholders. 

As of December 31, 2018, there were 9,061,210 (2017: 9,038,862), common shares issued and outstanding. 

Restricted share units 

The  Company  has  a  restricted  share  unit  plan  (“RSU  Plan”)  which  allows  it  to  grant  RSUs  to  officers, 
employees and consultants of Swiss Water or its subsidiaries.  The RSU Plan is administered by the Board 
of Directors, which sets the  terms of incentive  awards under the RSU Plan.  The  maximum number of 
common shares available for issue under the RSU Plan is 333,760, being 5% of the issued and outstanding 
common shares of the Company when it was approved by shareholders in the year 2011.  These grants 
vest  on  the  third  anniversary  of  issuance  (with  certain  exceptions)  provided  the  grant  recipient  is  still 
employed by Swiss Water or one of its subsidiaries as at the date of vesting.  Grants are forfeited (with 
certain exceptions) if a recipient is no longer employed by Swiss Water or one of its subsidiaries.  Upon 
vesting, each RSU converts to one common share.  These grants allow participants to receive up to 50% 
of the market value of the award in cash (instead of shares) upon vesting, in order to facilitate payment 
of taxes owing on the awards.  Any RSUs paid in  cash  are returned to the pool and may be  re-issued, 
subject to the maximum number of common shares available under RSU. 

Periodically, the Company grants RSU awards.  Each award is increased by the value of dividends paid to 
shareholders during the vesting period, using a formula which uses the higher of the then-current share 
price or $3.20. 

The movement in RSUs for the years ended December 31, 2018 and December 31, 2017 is as follows: 

 Page 30 

Number of RSUsAverage remaining vesting period (years)Performance basedBalance at January 1, 201748,285                    7.86$              1.14RSUs granted52,480                    6.15$              2.15NoRSUs issued for dividends3,522                      6.30$              1.06                             NoRSUs forfeited(3,504)                    6.26$              -                               NoBalance at December 31, 2017100,783                 6.58$              1.15                             Balance at January 1, 2018100,783                 6.58$              1.15                             RSUs granted91,000                    6.35$              2.15                             NoRSUs issued for dividends4,891                      6.08$              1.75                             NoRSUs cash-settled(28,304)                  7.04$              -                               RSUs exercised(22,348)                  7.04$              -                               RSUs forfeited(23,288)                  6.25$              -                               NoBalance at December 31, 2018122,734                 5.01$              1.83                              Volume based weighted average share price  
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Deferred share units 

The  Company  has  a  deferred  share  unit  plan  (the  “DSU  Plan”)  in  order  to  issue  deferred  share  units 
(“DSUs”)  to  non-employee  directors  (collectively,  “participants”)  of  Swiss  Water.    The  DSU  Plan  was 
adopted to allow participants the opportunity to defer compensation and encourage a sense of ownership 
in Swiss Water.  Under the DSU Plan, participants may elect to defer compensation and receive DSUs equal 
to the value of the deferred compensation. 

The first DSUs were issued in April 2012.  The number of DSUs was determined by dividing the amount of 
deferred compensation by the Fair Market Value (“FMV”).  The FMV of DSUs is defined in the DSU Plan as 
the weighted average closing price of Swiss Water shares for the five business days immediately preceding 
the relevant date. 

Upon the occurrence of a redemption event, the affected participant will be entitled to receive a lump 
sum cash payment, net of applicable withholding taxes, equal to the product of number of DSUs held by 
that participant and the FMV on the date of the redemption event.  The DSUs do not contain any vesting 
conditions or forfeiture provisions, as they are issued in exchange for deferred compensation. 

Under the DSU Plan, outstanding DSUs as at the record date are increased by the dividend rate whenever 
dividends are paid to shareholders. 

The movement in DSUs for the years ended December 31, 2018 and December 31, 2017 is as follows: 

19.  DIVIDENDS 

For the year ended December 31, 2018, the Company declared quarterly eligible dividends to shareholders 
totaling $2.3 million or $0.25 per share (2017: $2.3 million or $0.25 per share) of which, $0.6 million was 
payable at December 31, 2018 (2017: $0.6 million). 

20.  REVENUE 

Disaggregation of revenue 

Revenue disaggregated by geographical markets is disclosed in Note 24.  The Company also disaggregates 
revenue  by  major  products  and  services:  decaffeinated  coffee  sales,  decaffeination  services,  and 
distribution with the following results for the year ended December 31, 2018: 

 Page 31 

Number of DSUsPerformance basedBalance at January 1, 201768,879                    7.08$                       DSUs issued11,276                    6.63$                       NoDSUs exercised(9,581)                     6.24$                       NoBalance at December 31, 201770,574                    6.60$                       Balance at January 1, 201870,574                    6.60$                       DSUs issued 24,665                    6.23$                       NoBalance at December 31, 201895,239                    4.97$                        Weighted average share price  
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Contract balances 

As at December 31, 2018 accounts receivable balance of $14.3 million (2017: $12.1 million) consists of 
amounts  due  from  customer  contracts  and  reflects  the  Company’s  right  to  a  consideration  that  is 
unconditional.    The  Company  did  not  have  other  contract  assets  or  liabilities  from  contracts  with 
customers. 

21. 

EMPLOYEE BENEFITS EXPENSES 

Expenses recognized for employee benefits are detailed below: 

Short-term benefits are comprised of salaries, accrued bonuses, benefits and director fees.  Long-term 
benefits comprise share-based compensation under the RSU Plan and the DSU Plan. 

Post-employment  benefits  are  contributions  to  employee  retirement  accounts,  as  well  as  statutory 
remittances related to post-employment benefits. These are recognized as an expense when employees 
have rendered service entitling them to the contributions. 

22.  RELATED PARTY TRANSACTIONS 

The Company’s related parties include its subsidiaries, key management personnel and a company related 
to a director. Details of transactions between the Company and related parties (other than its subsidiaries 
identified in the Nature of Business note) are discussed below.  All intercompany transactions, balances, 
income and expenses are eliminated on consolidation. 

Compensation of Key Management Personnel 

The remuneration of directors and key management personnel during the year was as follows: 

 Page 32 

Decaffeinated coffee sales$78,974$73,962Decaffeination services5,1174,995Distribution5,8484,798$89,939$83,755December 31, 2018December 31, 2017December 31, 2018December 31, 2017Short-term benefits8,528$                         6,965$                          Long-term benefits254                               220                                Post-employment benefits701                               680                                9,483$                         7,865$                          December 31, 2018December 31, 2017Short-term benefits1,725$                         1,395$                          Long-term benefits207                               173                                Post-employment benefits71                                  58                                  2,003$                         1,626$                           
 
 
 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Promissory note 

On March 16, 2017, a subsidiary of the Company and a member of key management (the “borrower”) 
entered into a promissory note in the amount of US$0.1 million.  For as long as the borrower remains an 
employee, the obligation to repay the principal is forgiven against current and future awards under the 
RSU Plan, by forfeiture of awards.  The loan is interest free other than in the event of default, in which 
case the promissory note shall bear simple interest at a rate of 10% per annum. 

Trading transactions 

During the year, the Company entered into the following transactions with a company that is related to a 
director: 

As at the balance sheet date, the Company had the following balances receivable from and payable to a 
company that is related to director: 

These transactions were in the normal course of operations and were measured at the fair value of the 
consideration received or receivable, which was established and agreed to by both parties. 

23.  BASIC AND DILUTED EARNINGS PER SHARE (“EPS”) 

 Page 33 

Sales$393                         $303                         Purchases of raw materials$5,957                      $6,934                      December 31, 2018December 31, 2017Accounts receivable$5                              $15                            Accounts payable$310                         $-                               December 31, 2018December 31, 2017Basic EPSNet income attributable to shareholders$4,531                      $4,160                      Weighted average number of shares9,058,149             9,038,862             Basic EPS$0.50                        $0.46                        December 31, 2018December 31, 2017Diluted EPSNet income attributable to shareholders$4,531                      $4,160                      Interest on convertible debenture1,063                      1,035                      Gain on fair value adjustment      of embedded option(1,799)                    (604)                        Net income after effect of diluted securities$3,795                      $4,591                      Weighted average number of shares - basic9,058,149             9,038,862             Effect of diluted securities: convertible debenture1,818,182             1,818,182             Weighted average number of shares - diluted10,876,331           10,857,044           Diluted EPS$0.35                        $0.42                        December 31, 2018December 31, 2017 
 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

The following potential common shares are anti-dilutive and are therefore excluded from the weighted 
average number of common shares outstanding for the purposes of calculating the diluted earnings per 
share: 

24. 

SEGMENT REPORTING 

The Company’s sales are primarily generated by the decaffeination of green coffee segment and in three 
geographic areas: Canada, United States and other international markets. The Company’s revenue from 
external customers and its non-current assets (not including deferred tax assets), by location, are detailed 
below. 

Revenues 

Non-Current Assets 

25. 

SUPPLEMENTAL CASH FLOW INFORMATION 

Cash  and  cash  equivalents  comprise  cash  on  hand  together  with  short-term  investments.    These 
investments consist of highly rated and liquid money market instruments with original maturities of three 
months or less. 

 Page 34 

Weighted average number of RSUs granted95,437                   46,556                   December 31, 2018December 31, 2017Canada$32,217                   $35,103                   United States45,558                   38,808                   International and other12,164                   9,844                      $89,939                   $83,755                   December 31, 2017December 31, 2018Canada$47,334                   $25,663                   United States103                         75                            $47,437                   $25,738                   December 31, 2018December 31, 2017Cash$8,336                      $1,801                      Cash equivalents-                               7,685                      $8,336                      $9,486                      December 31, 2017December 31, 2018 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Changes in non-cash working capital. 

During the year ended December 31, 2017, the Company funded $0.8 million in construction costs with a 
construction loan which did not require the use of the Company’s cash or cash equivalents. During the 
year ended December 31, 2018, the Company incurred additional such construction costs and repaid the 
loan in full in the amount of $6.1 million.  As at December 31, 2018, $3.7 million addition to construction 
in progress was accrued in accounts  payable  and accrued liabilities. These are operating and investing 
transactions which did not require the use of the Company’s cash or cash equivalents. 

26. 

FINANCIAL RISK MANAGEMENT 

The  Company’s  risk  management  program  focuses  on  the  unpredictability  of  commodity  prices  and 
foreign  exchange  rates  and  seeks  to  minimize  potential  adverse  effects  on  the  Company’s  financial 
performance  and  cash  flows.    The  Company  uses  derivative  financial  instruments  to  hedge  these  risk 
exposures. In addition, the Company monitors other financial risks on a regular basis. 

Risk  management  is  carried  out  under  policies  approved  by  the  Board  of  Directors.    The  Company’s 
exposure to and management of financial risks is discussed in more detail below. 

26.1  Commodity price risk 

Commodity price risk is the risk that the fair value of inventory will fluctuate as a result of changes 
in  commodity  prices.    The  Company  utilizes  futures  contracts  to  manage  its  commodity  price 
exposure.  The Company buys and sells futures contracts for coffee on the IntercontinentalExchange 
in order to offset its inventory position and fix the input cost of green coffee.  As at December 31, 
2018, the Company had futures contracts to buy 4.5 million lbs of green coffee with a notional value 
of US$4.7 million, and contracts to sell 4.7 million lbs of green coffee with a notional value of US$4.7 
million. The furthest contract matures in in December 2019 (December 31, 2017: buy 2.2 million lbs 
of green coffee with a notional value of US$2.7 million, and contracts to sell 4.5 million lbs of green 
coffee with a notional value of US$5.5 million).   

The following tables provide a summary of commodity hedges designated as hedging instruments: 

 Page 35 

Accounts receivable$(2,160)                    $(420)                        Inventories1,433                      (3,097)                    Other assets and liabilities6                              (238)                        Prepaid expenses and other receivables(322)                        (653)                        Accounts payable and accrued liabilities1,535                      927                         Derivative assets and liabilities at fair value through profit or loss(1,215)                    (180)                        $(723)                        $(3,661)                    December 31, 2017December 31, 2018 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

26.2  Foreign currency risk 

The Company realizes a significant portion of its sales in US$, and purchases green coffee in US$ 
which is, in some cases, sold to customers in Canadian dollars.  The Company enters into forward 
foreign currency contracts to manage its exposure to currency rate fluctuations and to minimize the 
effect of exchange rate fluctuations on business decisions.  These contracts relate to the Company’s 
future net cash flows in US$ from sales.  In addition, the Company enters into forward contracts to 
buy US$ for coffee that it resells in Canadian dollars. 

At December 31, 2018, the Company had forward currency contracts to buy US$6.6 million and sell 
US$65.0 million (2017: buy US$7.2 million and sell US$46.2 million) from January 2019 through to 
April 2023 at various Canadian exchange rates ranging from $1.2147 to $1.3820. 

The following tables provide a summary of amounts related to foreign currency forward contracts 
designated as hedging instruments. Not included in tables below are fair value changes for swap 
contracts, as these are not designated hedge instruments. 

Currency risk hedges on US$ purchases 

As  at  December  31,  2018,  the  Company  designated  as  hedging  instruments  US$6.6  million  in 
forward contracts to buy US dollars, which relate to coffee purchases (2017: US$7.0 million). 

 Page 36 

Carrying amount of hedging instrumentsFair value hedgeNominal amount of hedging instruments (in US$'000)$10                                   $2,804                             hedging instrument is located Assets$495                                $247                                Liabilities-                                      -                                      Changes in fair value used for calculating hedge ineffectiveness-                                      -                                      December 31, 2018December 31, 2017Commodity price risk Coffee futuresCommodity price risk Coffee futuresLine item in the statement of financial position where Derivative Assets Derivative Assets Fair value hedgeand coffee inventoryand coffee inventoryNominal amount of hedged item (in '000 lbs)245                                2,285                             Inventories & hedgedInventories & hedgedhedged item is located firm commitmentsfirm commitmentsAssets  $                                   614  $                                     28 Liabilities                                   791                                   128 Changes in fair value used for calculating hedge ineffectiveness                                       -                                        - Line items in the statement of financial position where Accumulated amount of fair value hedge adjustment on hedged item included in the carrying amount of the hedged items December 31, 2018December 31, 2017Purchase commitments Purchase commitments  
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

Currency risk on hedge on US$ future revenue 

As  at  December  31,  2018,  the  Company  designated  as  hedging  instruments  US$47.1  million  in 
forward contracts to sell US dollars, which relate to highly probable forecasted sales revenue, (2017: 
US$34.0 million). 

 Page 37 

Carrying amount of hedging instrumentsFair value hedgeForeign currencyForeign currency purchase forwards  purchase forwardsNominal amount of hedging instruments (in US$'000)$6,593                             $6,962                             Line item in the statement of financial position where hedging instrument is located Assets$385                                $-                                      Liabilities-                                      229                                Changes in fair value used for calculating hedge ineffectiveness-                                      -                                      December 31, 2018December 31, 2017 Derivative liabilities Derivative Assets Fair value hedgeFirm purchase commitmentsFirm purchase commitments& inventories& inventoriesNominal amount of hedged item (in US$'000)$6,593                             $6,962                             Line item in the statement of financial position where (cid:10)Inventories & hedgedInventories & hedgedhedged item is located firm commitmentsfirm commitmentsAssets                                        -                                   380 Liabilities                                   404                                        - Changes in fair value used for calculating hedge ineffectiveness                                       -                                        - Accumulated amount of fair value hedge adjustment on hedged item included in the carrying amount of the hedged items December 31, 2018December 31, 2017Carrying amount of hedging instrumentsCashflow hedgeNominal amount of hedging instruments (in US$'000)$47,111                          $34,015                          hedging instrument is located Assets4                                     1,292                             Liabilities3,322                             13                                   -                                      -                                      December 31, 2018December 31, 2017Currency riskForeign currency forwardsCurrency riskForeign currency forwardsLine items in the statement of financial position where Derivative assets and Derivative liabilitiesDerivative assets and Derivative liabilitiesChanges in fair value used for calculating hedge ineffectivenessCashflow hedgeNominal amount of hedged item (in US$'000)                            47,111                             34,015 Accumulated other Accumulated other hedged item is located comprehensive incomecomprehensive incomeAssets  n/a  n/a Liabilities  n/a  n/a Changes in fair value used for calculating hedge ineffectiveness                                       -                                        - Cashflow hedge reserve                             (3,496)                              1,969 Line items in the statement of financial position where Accumulated amount of fair value hedge adjustment on hedged item included in the carrying amount of the hedged items December 31, 2018December 31, 2017Currency riskForeign currency forwardsCurrency riskForeign currency forwards 
 
 
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

26.3 

Interest rate risk  

Interest  rate risk is the risk  that the fair value or future cash flows of a financial instrument will 
fluctuate due to changes in market interest rates.  The Company believes that interest rate risk is 
low as all cash equivalents and short-term investments are made in fixed rate instruments.  The 
Company does have some interest rate risk related to its credit facilities; however, the obligations 
are small enough that any exposure is not material at this time.  There is no interest rate risk on the 
convertible debenture and construction loan as the interest rates are fixed. 

26.4  Credit risk 

The  Company is exposed to credit  risk with respect  to its cash and cash equivalents,  short-term 
investments, accounts receivable and derivative financial instruments. 

The Company does not have significant credit risk related to cash and cash equivalents and short-
term investments as amounts are held with major financial institutions. 

The Company follows a program of credit evaluations of customers and limits the amount of credit 
extended when deemed necessary.  For the year ended December 31, 2018, revenues from three 
major  customers  of  $32.0  million  (2017:  $29.0  million)  represented  36%  (2017:  35%)  of  total 
revenues for the year.  These same three customers represented 43% of total accounts receivable 
as at December 31, 2018 (2017: 47%). 

The Company had 19% of its accounts receivable past due but not impaired as at December 31, 
2018 (December 31, 2017: 16%).  Of the past due accounts receivable, 91% are 1-30 days past due 
(December 31, 2017: 83%), while 9% are 31-60 days past due (December 31, 2017: 17%). 

The Company manages the credit risk related to its derivative financial instruments by entering into 
such contracts only with high credit quality institutions. 

26.5  Liquidity risk 

The  Company  has  in  place  a  planning  and  budgeting  process  to  assist  in  determining  the  funds 
required  to  support  the  Company’s  normal  operating  requirements  on  an  ongoing  basis  and  its 
future plans.  The Company ensures that there are sufficient committed financing facilities to meet 
its  short-term  business  requirements,  taking  into  account  its  anticipated  cash  flows  from 
operations, its existing bank indebtedness and additional borrowing capacity.  The Company has 
maintained compliance with its banking covenants and remains able to satisfy its liabilities as they 
become due. Non-derivative financial liabilities are as follows: 

26.6  Fair value of financial instruments 

Financial instruments that are measured at fair value are categorized as follows. During the year, 
there were no transfers between level 1 and 2 instruments. 

 Page 38 

2020 to 2021Accounts payable$6,558                      $6,558          $-                   $-                   $-                   Other liabilities578                         473              105              -                   -                   Construction loan 9,400                      -                   1,044          1,567          6,789          Convertible debenture12,082                   -                   -                   -                   15,000        Total $28,618                   $7,031          $1,149          $1,567          $21,789        Thereafter2022 to 20232019December 31, 2018Carrying AmountContractual Cash Flows 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

27. 

COMMITMENTS 

27.1  Operating lease commitments 

Swiss Water leases a facility which houses its decaffeination plant and offices.  The lease expires in 
May 2023.  Beyond 2023, the landlord has to approve any subsequent renewal of the lease. 

Seaforth leases warehouses in two locations for its primary operations.  These leases expire in June 
2019 and November 2019. 

Swiss Water Decaffeinated Coffee Company USA, Inc. holds a lease for its Seattle, Washington, sales 
office, which expires in March 2020. 

A summary of future minimum payments under these operating leases as at December 31, 2018 is 
as follows: 

27.2  Other operating lease commitment 

On August 26, 2016, Swiss Water signed a lease agreement for a build-to-suit production facility.  
The lease has an initial term of five years and can be renewed at the Company’s option in five-year 
increments  up to a total of 30 years.  The  lease commenced in July 2018.  Under the lease, the 
Company has multiple options to buy-out the lease starting at the end of the second five-year term.  
The  buy-out  value  will  be  equal  to  the  fair  market  value  of  the  property  as  determined  by  an 
appraisal  process,  subject  to  specified  maximum  and  minimum  values.    A  summary  of  future 
minimum payments under this lease as at December 31, 2018 is as follows: 

 Page 39 

Financial assetsCash, cash equivalents and short-term investments$8,336                      $8,336     $-              $-              Derivative assets883                         495         388         -              $9,219                      $8,831     $388         $-              Financial liabilitiesDerivative liabilities$5,109                      $-              $5,109     $-              Other liabilities578                         -              578         -              $5,687                      $-              $5,687     $-              Financial assetsCash, cash equivalents and short-term investments$16,553                   $16,553   $-              $-              Derivative assets1,984                      275         1,709     -              $18,537                   $16,828   $1,709     $-              Financial liabilitiesDerivative liabilities$2,951                      $-              $2,951     $-              Other liabilities636                         -              636         -              $3,587                      $-              $3,587     $-              Level 3Level 2December 31, 2017Level 1Level 2Level 3December 31, 2018Level 1Minimum lease payments due:No later than 1 year$1,524                      Later than 1 year and no later than 5 years1,429                      $2,953                       
 
 
 
 
SWISS WATER DECAFFEINATED COFFEE INC. (formerly TEN PEAKS COFFEE COMPANY INC.) 
Notes to the Consolidated Financial Statements  
For the years ended December 31, 2018 and 2017 
(Tabular amounts are in thousands of Canadian dollars) 

27.3   Other commitments 

The Company has provided a standby letter of credit in the amount of $0.3 million as security to the 
landlord. 

The Company has, in the normal course of business, entered into various contracts.  As at December 
31, 2018, these contracts related to the purchase of green coffee in the amount of $37.6 million 
(2017: $33.0 million), and natural gas purchase commitments in the amount of $0.1 million (2017: 
$0.2  million).    $37.7  million  (2017:  $32.9  million) of these  contracts  will  become  payable  within 
twelve months from December 31, 2018.   Also, as at  December 31, 2018 the Company's capital 
commitments for the new facility's plant and equipment were $2.4 million (2017: $16.0 million). 

28. 

SUBSEQUENT EVENTS 

On January 15, 2019, the Company paid an eligible dividend in the amount of $0.6 million ($0.0625 per 
share) to shareholders of record on December 31, 2018. 

On January 22, 2019, the Company incorporated a subsidiary in France, Swiss Water Decaffeinated Coffee 
Europe SARL. 

On February 21, 2019, the Company granted 98,000 RSUs pursuant to the Restricted Share Unit Plan. 

On March 11, 2019, the Company declared an eligible dividend of $0.0625 per share, to be paid on April 
15, 2019 to shareholders of record on March 29, 2019. 

Subsequent  to  year  end,  Seaforth  entered  into  an  agreement  to  lease  a  warehouse  facility  in  British 
Columbia.    The  term  of  the  lease  is  eight  years  and  three  months  starting  April  1,  2019.  Minimum 
payments over the term of the lease with renewal options are $9.7 million. 

 Page 40 

Minimum lease payments due:No later than 1 year$1,178                      Later than 1 year and no later than 5 years4,320                      $5,498                       
 
 
 
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www.investor.swisswater.com

TSX: SWP