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Ternium

tx · NYSE Basic Materials
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FY2024 Annual Report · Ternium
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ANNUAL
REPORT
2024

INDEX
4
Company Profile
5
Consolidated Management Report
5
Performance Indicators
7
Operating and Financial Review and Prospects
14
Research and Development
15
Outlook and Next Steps
16
Corporate Governance
18
Risks Factors
43
Alternative Performance Measures
45
Consolidated Financial Statements
145
Audited Annual Accounts of Ternium S.A. Société Anonyme
Ternium S.A. is a Luxembourg company (société anonyme) and its American Depositary 
Shares, or ADSs, are listed on the New York Stock Exchange (NYSE: TX).
The financial and operational information contained in this annual report is based on 
Ternium’s operational data and on the company’s consolidated financial statements, 
which were prepared in accordance with IFRS as issued by the IASB and adopted by the 
European Union and presented in U.S. dollars ($) and metric tons.
This annual report and any other oral or written statements made by us to the public 
may contain “forward-looking statements” within the meaning of applicable securities 
laws, including with respect to certain of our plans and current goals and expectations 
relating to Ternium’s future financial condition and performance. Forward looking 
statements are provided to allow potential investors the opportunity to understand 
management’s beliefs and opinions in respect of the future so that they may use such 
beliefs and opinions as one factor in evaluating an investment in Ternium’s securities. 
All forward-looking statements are based on management’s present expectations of 
future events and are subject to a number of factors and uncertainties that cause 
actual results, performance or events to differ materially from those expressed or 
implied by those statements. These risks include but are not limited to risks relating to 
the steel industry and mining activities, risks relating to countries in which we operate, 
risks relating to our business, including uncertainties as to gross domestic product, 
related market demand, global production capacity, tariffs, cyclicality in the industries 
that purchase steel products, price and availability of raw materials, risks relating to 
the Company’s structure and regulatory and litigation risks, as well as other factors 
beyond Ternium’s control.
For a detailed description of Ternium’s main risks and uncertainties, please see the 
section “Risk Factors” included in this annual report. By their nature, certain 
disclosures relating to these and other risks are only estimates and could be materially 
different from what actually occurs in the future. As a result, actual future gains or 
losses that may affect Ternium’s financial condition and results of operations could 
differ materially from those that have been estimated. You should not place undue 
reliance on the forward-looking statements, which speak only as of the date of this 
annual report. Except as required by law, we are not under any obligation, and 
expressly disclaim any obligation, to update or alter any forward-looking statements, 
whether as a result of changes of circumstances or management’s estimates or 
opinions, new information, future events or otherwise.
TERNIUM S.A.
Annual Report 2024
2

Certain Defined Terms
In this annual report, unless otherwise specified or if the context so requires:
- References to “Adjusted EBITDA”, “Adjusted Net Income”, “Adjusted Owners of the Parent’s Net Income”, “Adjusted 
Earnings per ADS”, “Net Cash (Debt)” and “Free Cash Flow” correspond to non-IFRS alternative performance measures. 
The reconciliation of non-IFRS alternative performance measures to the most directly comparable IFRS measures is included 
in section “Alternative Performance Measures” of this annual report;
- References to “ADSs” are to the American Depositary Shares, which are evidenced by American Depositary Receipts;
- References to “billions” are to thousands of millions, or 1,000,000,000;
- References to “finished steel products” are to steel products other than steel slabs;
- References to “San Faustin” are to San Faustin S.A., a Luxembourg société anonyme and Ternium S.A.’s controlling 
shareholder;
- References to “Techgen” are to Techgen S.A. de C.V., a Mexican corporation, 48% owned by Ternium, 22% owned by 
Tenaris, and 30% owned by Tecpetrol International S.A., a wholly owned subsidiary of San Faustin;
- References to “Tenaris” are to Tenaris S.A., a Luxembourg société anonyme and a shareholder of Ternium S.A.;
- References to “Tenigal” are to Tenigal S.R.L. de C.V., a Mexican company, 51% owned by Ternium and 49% owned by 
Nippon Steel Corporation, or NSC;
- References to “Ternium”, the “company”, “we,” “us” or “our” are to Ternium S.A. and its consolidated subsidiaries;
- References to “Ternium Investments” are to Ternium Investments S.à r.l., a Luxembourg société à responsabilité limitée, 
and a wholly owned subsidiary of Ternium S.A.;
- References to “Ternium S.A.” are exclusively to Ternium S.A., a Luxembourg société anonyme;
- References to “tons” are to metric tons; one metric ton is equal to 1,000 kilograms, 2,204.62 pounds or 1.102 U.S. (short) 
tons; and
- References to “Usiminas” are to Usinas Siderúrgicas de Minas Gerais S.A. – USIMINAS, a listed Brazilian corporation 
controlled by Usiminas control group, which is composed by Ternium Investments, Ternium Argentina, and Tenaris’s 
subsidiary, Confab Industrial S.A. (all of which conform the T/T Group), NSC, Metal One Corporation and Mitsubishi 
Corporation (all of which conform the NSC Group) and Usiminas’ pension fund Previdência Usiminas.
TERNIUM S.A.
Annual Report 2024
3

The Company
Ternium is a leading steel producer in the Americas. The 
company provides advanced steel products to a wide 
range of manufacturing industries and the construction 
sector. The quality of our products, services, and 
processes, and the professionalism of our people are 
among our main competitive advantages. We focus on the 
continuous improvement of our plants and processes, as 
well as on the development of new technologies and 
products.
We are committed to achieving excellence in the 
environmental and energy performance of our operations 
and becoming a model for our communities in terms of 
environmental care. We have an energy efficiency 
program 
aimed 
at 
continuously 
improving 
our 
operational performance. Additionally, we collaborate 
with our value chain in the analysis and implementation 
of various alternatives to reduce the carbon footprint of 
all operations.
For Ternium, nothing is more important than the health 
and safety of the people who work at the company. Our 
priority is to provide a safe workplace and promote well-
being and a healthy lifestyle. We have standardized 
systems for managing occupational health, safety and our 
impact in the environment (EHS), and we allocate 
significant resources to projects in these areas. Our risk 
assessment and EHS management are integrated into our 
business processes and reflect our policies. We strive to 
train our own employees, as well as the employees of our 
service providers, ensuring alignment with our safety 
vision and objectives.
We aim to provide employees with opportunities to 
develop and realize their potential, and promote diversity, 
equity, and inclusion by rejecting any form of 
discrimination based on gender, sexual orientation, 
ethnic origin, color, age, religion, or political beliefs. 
Through Ternium University, we offer a wide variety of 
training programs to support our teams’ efforts in the 
pursuit of innovation, continuous improvement, and 
excellence.
We understand that the success of our industrial project is 
linked to the inclusive development and growth of the 
communities near our operations. Under this premise, 
Ternium has carried on long-standing community 
programs. Our activities focus on supporting education 
and creating merit-based opportunities, with a strong 
emphasis on technical education as a driver for growth, 
transformation and social mobility. We offer scholarships 
and internships for students, as well as training activities 
for teachers. Additionally, we are committed to 
enhancing school infrastructure though financial support 
and the organization of volunteering events. We also 
sponsor a variety of artistic, social, and sports events to 
further enrich the community.
Ternium has various policies, codes, and procedures 
aimed at ensuring transparency and ethical behavior of 
employees and third parties performing services for or on 
behalf of the company. We have mandatory training 
programs on the company’s Policy on Business Conduct 
and promote the use of a Compliance Line to report any 
alleged violation thereto. Transparency in management 
and communication is a fundamental value in our 
relationship with employees, customers, suppliers, and 
neighboring communities. We are dedicated to fostering a 
culture of openness and honesty in all our actions. 
Our Sustainability Agenda
Ternium has formally committed to supporting and 
advancing the development goals outlined by the United 
Nations Global Compact. We report on our progress 
toward achieving our sustainability goals through 
frameworks such as the Global Reporting Initiative and 
the 
Sustainability 
Accounting 
Standards 
Board. 
Additionally, we follow the guidelines set by The World 
Steel Association and incorporate the recommendations 
of the Task Force on Climate-related Financial 
Disclosures to ensure comprehensive climate change 
reporting. We annually review the economic, social, and 
environmental 
issues 
identified 
as 
key 
by 
our 
management and stakeholders. To this end, we rely on 
regular 
communication 
channels 
with 
employees, 
customers, suppliers, neighboring communities, investors 
and industrial associations. Among other activities, senior 
management lead open talks involving employees, 
customers, suppliers and community leaders. We also 
organize a Safety Day for employees and executives to 
discuss safety issues aimed at improving the performance 
of our operations. Assessments of our performance on 
business sustainability issues are available on platforms 
like CDP and EcoVadis. In addition, through the 
ProPymes program, we work closely with our customers 
and suppliers to strengthen the steel value chain. 
We target a 15% reduction in our emissions intensity by 
2030 compared to a 2023 baseline, including Scope 1, 2, 
and 3 Category 1 (Purchased Goods and Services) and 
Category 10 (Processing of Sold Products) calculated 
using the GHG Protocol methodology. Beyond this 
target, we partner with other companies and institutions 
to research and develop new technologies as part of our 
ambition to achieve carbon neutrality. Furthermore, 
Usiminas has an emissions intensity reduction target in its 
Ipatinga unit’s steelmaking operations of 15% by 2030, 
compared to a 2019 baseline (scopes 1 and 2).
TERNIUM S.A.
Company Profile
4

Performance Indicators
2024
2023(1)
 
2022  
2021  
2020 
STEEL AND MINING SHIPMENTS (000 tons)
Mexico
 
8,200  
8,355  
6,843  
6,534  
5,913 
  Brazil
 
3,941  
2,014  
723  
1,160  
861 
  Southern Region (2)
 
1,806  
2,271  
2,362  
2,503  
1,924 
Other Markets
 
1,674  
1,573  
1,968  
1,868  
2,662 
Total steel products
 
15,622  
14,213  
11,896  
12,065  
11,360 
Mining products
 
6,426  
4,128  
0  
262  
508 
ECONOMIC AND FINANCIAL INDICATORS ($ million)
Net sales
 
17,649  
17,610  
16,414  
16,091  
8,735 
Operating income
 
1,263  
2,198  
2,700  
5,271  
1,079 
Adjusted EBITDA (3)
 
2,038  
2,740  
3,415  
5,863  
1,525 
Net income
 
174  
986  
2,093  
4,367  
868 
Owners of the parent’s net (loss) income
 
(54)  
676  
1,768  
3,825  
778 
Adjusted net income (3)
 
584  
2,092  
2,093  
4,367  
868 
Adjusted Owners of the Parent’s Net Income (3)
 
316  
1,686  
1,768  
3,825  
778 
Cash provided by operating activities
 
1,906  
2,501  
2,753  
2,677  
1,761 
Capital expenditures (4)
 
1,865  
1,461  
581  
524  
560 
Free cash flow (3)
 
41  
1,040  
2,172  
2,154  
1,201 
BALANCE SHEET ($ million)
Total assets
 
23,129  
24,179  
17,492  
17,098  
12,856 
Total liabilities
 
6,997  
7,367  
3,723  
4,863  
4,413 
Capital and reserves attributable to the owners of the parent
 
11,968  
12,419  
11,846  
10,535  
7,286 
Non-controlling interest
 
4,163  
4,393  
1,922  
1,700  
1,157 
Borrowings
 
2,230  
2,146  
1,032  
1,479  
1,723 
Net cash (debt) (3)
 
1,644  
1,886  
2,597  
1,155  
(371) 
STOCK DATA ($ per share/ADS) (5)
Basic (losses) earnings per share
 
(0.03)  
0.34  
0.90  
1.95  
0.40 
Basic (losses) earnings per ADS
 
(0.27)  
3.44  
9.00  
19.49  
3.97 
Adjusted earnings per ADS (3)
 
1.61  
8.59  
9.00  
19.49  
3.97 
Dividend per ADS (6)
 
2.70  
3.30  
2.70  
2.60  
2.10 
Weighted average number of shares outstanding (7)
(million shares)
 
1,963  
1,963  
1,963  
1,963  
1,963 
(1) Ternium started to fully consolidate Usiminas’ balance sheet and results of operations in July 2023. 
(2) Sales in the Southern Region encompass those made to customers located in Argentina, Bolivia, Chile, Paraguay and Uruguay. 
(3) The reconciliation of Adjusted Net Results, Adjusted Owners of the Parent’s Net Results, Adjusted Earnings per ADS, Adjusted EBITDA, Net Cash and 
Free Cash Flow to the most directly comparable IFRS measures is included in section “Alternative Performance Measures” of this annual report.
(4) Capital expenditures in 2023 and 2024 include advance payments to equipment suppliers.
(5) Each ADS represents 10 shares.
(6) Ternium S.A.’s board of directors proposed that an annual dividend of $2.70 per ADS ($0.27 per share), or $530 million, be approved at Ternium S.A.’s 
annual general shareholders’ meeting, scheduled to be held on May 6, 2025. For further details see section “Operating and Financial Review and 
Prospects” of this annual report.
(7) Ternium S.A. has an authorized share capital of a single class of 3.5 billion shares having a nominal value of $1.00 per share. As of December 31, 2024, 
there were 2,004,743,442 shares issued. All issued shares are fully paid. In addition, as of December 31, 2024, Ternium held 41,666,666 shares as treasury 
shares, representing 2% of the subscribed capital.
TERNIUM S.A.
Consolidated Management Report
5

Lost Time Injuries Frequency Rate
Quantity of day-loss injuries per million hours worked
2020
2021
2022
2023
2024
0.0
0.2
0.4
0.6
0.8
1.0
Emission Intensity (Scopes 1 and 2)
Tons of CO2 emitted per ton of crude steel produced. Year-end
2020
2021
2022
2023
2024
0.0
0.5
1.0
1.5
2.0
2.5
Co-Products
Million tons
2020
2021
2022
2023
2024
0.0
1.2
2.4
3.6
4.8
6.0
Refer to materials produced in parallel to or, as a consequence of, the 
production of primary products or recovered for reuse and/or recycling, 
and poses potential value as defined by the worldsteel ME indicator.
Injuries Frequency Rate
Total quantity of injuries per million hours worked
2020
2021
2022
2023
2024
0.0
0.7
1.4
2.1
2.8
3.5
Energy Intensity
Gigajoules consumed per ton of crude steel produced. Year-end
2020
2021
2022
2023
2024
0
5
10
15
20
25
Investment in Research and Development
$ million
2020
2021
2022
2023
2024
0
5
10
15
20
25
Note: These indicators do not include Usiminas, except for the Investment in Research and Development category, which incorporates data from Usiminas 
starting in July 2023.
TERNIUM S.A.
Consolidated Management Report
6

This review of Ternium’s financial condition and results of operations is based on, and should be read in conjunction with, 
the company’s consolidated financial statements as of December 31, 2024 and 2023 and for the years ended December 31, 
2024, 2023 and 2022 (including the notes thereto), which are included elsewhere in this annual report. The ompany’s 
operational data and consolidated financial statements have been prepared in accordance with IFRS Accounting Standards 
(International Financial Reporting Standards) as issued by the International Accounting Standards Board and in conformity 
with IFRS Accounting Standards as adopted by the European Union. The information is presented in U.S. dollars ($) and 
metric tons, except otherwise indicated. This review includes certain non-IFRS alternative performance measures such as 
Adjusted EBITDA, Cash Operating Income, Net Cash (Debt), Free Cash Flow, Adjusted Net Income, Adjusted Owners of 
the Parent’s Net Income and Adjusted Earnings per ADS. The reconciliation of these figures to the most directly comparable 
IFRS measures is included in the “Alternative Performance Measures” section of this annual report. For a detailed 
description of Ternium's main risks, see section “Risk Factors” of this annual report. For information related to the holding 
of Ternium S.A.'s own shares, see section “Performance Indicators”.
Operating and Financial Review 
and Prospects
In 2024, Ternium continued making progress in its 
expansion program at its industrial center in Pesquería, 
Mexico. The company commenced the construction of 
the new steelmaking and direct reduction plants, 
advanced the development of the new cold-rolling and 
galvanizing facilities, and started the ramp-up of the new 
push-pull pickling line and new finishing facilities. 
Additionally, Ternium began building port facilities for 
raw material handling in Brownsville, Texas, which will 
enhance the new steel mill’s logistics. In Argentina, we 
successfully commissioned our new wind farm by the end 
of the year. Meanwhile, in Brazil, Usiminas successfully 
ramped-up the main blast furnace at its Ipatinga facility, 
following its relining in 2023.
These achievements have further strengthened Ternium’s 
competitive position in Latin America. The new push-
pull pickling line has broadened the product offering for 
our Mexican industrial customers, and the downstream 
lines under construction will further enhance our 
positioning in the region. In Argentina, the new wind 
farm complements the company’s power plant, which 
utilizes recycled gases from its steelmaking operations. 
Together, these facilities generate nearly all the electricity 
required for the company’s operations in the country. In 
Brazil, Usiminas improved its cost structure, enhanced its 
operational efficiency and increased steel production 
following the blast furnace relining.
Shipments increased by 10% year-over-year in 2024, 
primarily due to the full consolidation of Usiminas’ 
results partially offset by lower sales volumes in the 
Southern Region.
In Mexico, steel shipments remained relatively stable 
following a 22% expansion in 2023. Throughout the year, 
the weakness in the commercial market was largely offset 
by the continued growth of Ternium’s steel shipments to 
industrial customers. Among the various industrial
Steel Shipments by Region in 2024
Mexico, 52%
Brazil, 25%
Southern 
Region, 12%
Other Markets, 11%
sectors, vehicle manufacturing stood out with a 6% year-
over-year increase in 2024, achieving a new record-high 
production of 4.0 million units. Conversely, by the end of 
the year, the Mexican commercial market was negatively 
influenced by uncertainties arising from an increase in 
trade frictions with the U.S. In addition, construction 
activity faced a decline reflecting weak government 
infrastructure investment. This decline was partially 
mitigated by stronger residential construction activity.
In Brazil, apparent steel demand for flat steel products 
grew by 10% year-over-year in 2024. Usiminas 
successfully capitalized on this favorable scenario despite 
facing substantial steel imports into the country, aided by 
an improved operating performance. Shipments to the 
automotive sector were bolstered by a 10% year-over-
year expansion in vehicle manufacturing, which reached 
2.6 million vehicles in 2024. Steel shipments to industrial 
customers and the commercial market also grew. With 
Ternium fully consolidating Usiminas’ results from July 
2023 onwards, reported steel shipments for 2024 saw a 
significant increase compared to those of 2023.
In the Southern Region, the company experienced a 20% 
year-over-year decrease in steel shipments in 2024. This 
TERNIUM S.A.
Consolidated Management Report
7

decline was primarily due to the impact of the Argentine 
government’s economic stabilization measures on local 
activity, which had a significant impact on shipments in 
the first quarter followed by a gradual recovery 
throughout the year.
In Other Markets, steel sales volumes improved across 
the board, following a relatively weak performance in 
2023.
In 2024, Ternium recorded a net $410 million provision 
for ongoing litigation related to the acquisition of a 
participation in Usiminas in 2012. During the year, the 
Brazilian Superior Court of Justice ordered Ternium’s 
subsidiaries 
Ternium 
Investments 
and 
Ternium 
Argentina, together with Tenaris’s subsidiary Confab (all 
of which compose the T/T Group under the Usiminas 
shareholders agreement), to pay Companhia Siderúrgica 
Nacional, or CSN, an indemnification in connection with 
their 2012 acquisition of a participation in Usiminas. For 
more information on this topic, see note 25(i)(a) 
“Provision for ongoing litigation related to the 
acquisition of a participation in Usiminas” to our 
consolidated financial statements included in this annual 
report.
Ternium’s net income totaled $174 million in 2024, 
including the net provision from the aforementioned 
litigation. Excluding this provision, Adjusted Net Income 
in 2024 amounted to $584 million, with an operating 
income of $1.3 billion, deferred tax losses of $231 million 
and a financial result loss of $194 million. Adjusted 
Owners of the Parent’s Net Income was $316 million in 
the year, or $1.61 per ADS.
In 2024, dividends paid to Ternium S.A.’s shareholders 
amounted to $609 million. Capital expenditures for the 
year reached $1.9 billion, showcasing Ternium’s progress 
in expanding its industrial center in Pesquería and the 
construction of the new wind farm in Argentina. Despite 
these significant cash disbursements, the company’s net 
cash position at the end of 2024 was $1.6 billion. Strong 
operating cash flow of $1.9 billion and a $457 million 
increase in the fair value of financial instruments helped 
maintain this solid financial position.
On February 18, 2025, Ternium S.A.’s board of directors 
proposed that an annual dividend of $2.70 per ADS be 
approved at its annual general shareholders meeting, 
which is scheduled to be held on May 6, 2025.
Summary Results
 
2024 
 
2023 
Dif.
Steel shipments (thousand tons)
 
15,622 
 
14,213 
 10 %
Mining shipments (thousand tons)
 
6,426 
 
4,128 
 56 %
Net sales ($ million)
 
17,649 
 
17,610 
 0 %
Operating income ($ million)
 
1,263 
 
2,198 
 -43 %
Adjusted EBITDA ($ million)
 
2,038 
 
2,740 
 -26 %
Adjusted EBITDA margin (% of net sales)
 12 %
 16 %
Net income ($ million)
 
174 
 
986 
Owners of the parent’s net (loss) income ($ million)
 
(54) 
 
676 
Basic earnings per ADS ($)
 
(0.27) 
 
3.44 
Adjusted net income ($ million)
 
584 
 
2,092 
Adjusted Owners of the Parent’s Net Income ($ million)
 
316 
 
1,686 
Adjusted earnings per ADS ($)
 
1.61 
 
8.59 
Steel Segment Net Sales and Shipments
The Steel Segment’s net sales experienced a slight year-
over-year decline in 2024, as lower realized steel prices 
and lower sales volumes in the Southern Region were 
largely offset by the full consolidation of Usiminas’ 
results, which Ternium started to consolidate from July 
2023 onward.
Mining Segment Net Sales and Shipments
The Mining Segment’s net sales increased by 21% year-
over-year in 2024, driven by an increase in iron ore 
shipments partially offset by a decline in realized iron ore 
prices. The year-over-year increase in iron ore shipments 
primarily reflected the full consolidation of Usiminas’ 
results, partially offset by lower production levels in our 
Mexican and Brazilian operations.
TERNIUM S.A.
Consolidated Management Report
8

Segment Information
Net Sales ($ million)
Shipments (thousand tons)
Revenue/Ton ($/ton)
 
2024  
2023 
Dif.
 
2024  
2023 
Dif.
 
2024  
2023 
Dif.
Mexico
 
8,527  
9,311 
 -8 %  
8,200  
8,355 
 -2 %  
1,040  
1,114 
 -7 %
Brazil
 
4,005  
2,279 
 76 %  
3,941  
2,014 
 96 %  
1,016  
1,132 
 -10 %
Southern Region
 
2,401  
3,569 
 -33 %  
1,806  
2,271 
 -20 %  
1,329  
1,572 
 -15 %
Other Markets
 
1,958  
1,853 
 6 %  
1,674  
1,573 
 6 %  
1,170  
1,178 
 -1 %
Total steel products
 16,892  17,013 
 -1 %  15,622  14,213 
 10 %  
1,081  
1,197 
 -10 %
Other products
 
329  
268 
 23 %
Total Steel Segment
 17,220  17,281 
 0 %
Total Mining Segment
 
429  
329 
 29 %  
6,426  
4,128 
 56 %  
67  
80 
 -16 %
Net sales
 17,649  17,610 
 0 %
 
Note: “Other products” include mainly electricity sales in Mexico and Brazil.
Operating Income
Ternium’s operating income decreased year-over-year in 
2024. Steel revenue per ton decreased by $116 compared 
to the prior year. This decline was partially offset by the 
full consolidation of Usiminas’ results and a decrease in 
cost per ton of steel, which, however, continued to lag
behind the reduction in raw material and slab market 
prices. The year-over-year decrease in cost per ton of steel 
also reflected the incremental efficiency gains achieved at 
Usiminas’ blast furnace operations.
In $ million
 
2024 
 
2023 
Operating income
 
1,263 
 
2,198 
  Net sales
 
17,649 
 
17,610 
  Cost of sales
 
(14,760)  
(14,051) 
  SG&A expenses
 
(1,651)  
(1,472) 
  Other operating income (loss)
 
25 
 
110 
Net Financial Results
Net financial results showed a loss of $194 million in 
2024. This result included a loss of $121 million due to 
Ternium’s divestment of Argentine government bond 
holdings, which triggered the recycling of changes in the 
fair 
value 
of 
financial 
instruments 
from 
Other 
Comprehensive Income to Financial Results.
Additionally, net financial results showed a $104 million 
net foreign exchange loss in 2024, primarily due to the 
adverse effects of the Brazilian Real’s depreciation against 
the US dollar on Usiminas’ U.S. dollar denominated 
financial debt, given that Usiminas utilizes the Brazilian 
Real as its functional currency.
In $ million
 
2024 
 
2023 
Net interest results
 
102 
 
130 
Net foreign exchange result
 
(104)  
98 
Change in fair value of financial assets
 
(133)  
(58) 
Other financial expense, net
 
(58)  
(46) 
Net financial results
 
(194)  
123 
TERNIUM S.A.
Consolidated Management Report
9

Equity in Results of Non-Consolidated Companies
The equity in the results of non-consolidated companies 
was a gain of $69 million in 2024, mainly related to 
Ternium’s equity in the results of MRS Logística S.A., 
Unigal Usiminas Ltda. and Techgen.
Provision for Ongoing Litigation Related to the 
Acquisition of a Participation in Usiminas
In 2024, the company recorded a net $410 million 
provision for ongoing litigation related to the acquisition 
of a participation in Usiminas in 2012. For more 
information on this topic, see note 25(i)(a) “Provision for 
ongoing litigation related to the acquisition of a
participation in Usiminas” to our consolidated financial 
statements included in this annual report.
Income Tax Expense
Ternium Mexico, Ternium Argentina and Ternium Brasil 
use the U.S. dollar as their functional currency and are, 
therefore, affected by deferred tax results. These results 
account for the impact of local currency fluctuations 
against the U.S. dollar, as well as for the effect of local 
inflation.  In addition, the effective tax rate in 2024 was 
influenced by the aforementioned provision and, in 2023, 
by certain non-cash effects related to the increase in 
Ternium’s participation in Usiminas.
In $ million
 
2024 
 
2023 
Current income tax expense
 
(323) 
 
(565) 
Deferred tax (loss) gain
 
(231) 
 
231 
Income tax expense
 
(554) 
 
(334) 
Result before income tax
 
728 
 
1,321 
Effective tax rate
 76 %
 25 %
Excluding provision for ongoing litigation related to the acquisition of a participation in Usiminas in 2012
 
410 
 
— 
Excluding non-cash effects related to the increase in the participation in Usiminas
 
— 
 
1,106 
Result before income tax excluding provision and non-cash effects
 
1,138 
 
2,427 
Effective tax rate excluding provision and non-cash effects
 49 %
 14 %
Net Income
In 2024, net income was $174 million, which included the 
$410 million aforementioned provision regarding the 
ongoing litigation related to the acquisition of a 
participation in Usiminas in 2012. Excluding this 
provision, Adjusted Net Income amounted to $584 
million, with an operating income of $1.3 billion,  
deferred tax losses of $231 million and a financial result 
loss of $194 million. Adjusted Owners of the Parent’s Net 
Income was $316 million in the year, or $1.61 per ADS, 
mainly after accounting for the participation of a 76.7% 
non-controlling interest in Usiminas and a 37.4% non-
controlling interest in Ternium Argentina.
In $ million
 
2024 
 
2023 
Owners of the parent
 
(54)  
676 
Non-controlling interest
 
227 
 
310 
Net income
 
174 
 
986 
Excluding provision for ongoing litigation related to the acquisition of a participation in Usiminas in 2012
 
410 
Excluding non-cash effects related to the increase in the participation in Usiminas
 
1,106 
Adjusted net income
 
584 
 
2,092 
In $ per ADS
 
2024 
 
2023 
Earnings (losses) per ADS
 
(0.27)  
3.44 
Adjusted earnings per ADS
 
1.61 
 
8.59 
TERNIUM S.A.
Consolidated Management Report
10

Liquidity and Capital Resources
In 2024, cash from operations reached $1.9 billion, with 
working capital remaining relatively unchanged year-
over-year. Capital expenditures amounted to $1.9 billion 
in 2024. Throughout the year, the company progressed 
with the construction of the new downstream and 
upstream facilities in its industrial center in Pesquería, 
Mexico, including the start-up of a new push-pull 
pickling line and finishing facilities, and built a new wind 
farm in Argentina. Furthermore, the company moved 
forward with several projects aimed at improving 
environmental and safety conditions throughout its main 
facilities.
In 2024, alongside the development of its capital 
expenditure program, Ternium S.A. paid dividends 
totaling $609 million to its shareholders and $54 million 
to the company’s minority interest. Despite these
significant cash disbursements, Ternium maintained a 
robust Net Cash position of $1.6 billion as of year-end 
2024. This was supported by the aforementioned cash 
generated from operating activities and a $457 million 
increase in the fair value of financial instruments. 
Ternium’s net cash position as of December 31, 2024 
included Ternium Argentina’s total position of cash and 
cash equivalents and other investments of $1.3 billion. 
For information on exchange controls in Argentina, see 
note 30 “Foreign exchange restrictions in Argentina” to 
our consolidated financial statements included in this 
annual report
The following table shows the changes in our cash and 
cash equivalents for each of the periods indicated:
In $ million
 
2024 
 
2023 
Net cash provided by operating activities
 
1,906 
 
2,501 
Net cash used in investing activities
 
(1,375)  
(1,470) 
Net cash used in financing activities
 
(488)  
(766) 
Increase in cash and cash equivalents
 
43 
 
264 
Effect of exchange rate changes
 
(197)  
(72) 
Cash and cash equivalents at the beginning of the year
 
1,846 
 
1,653 
Cash and cash equivalents at the end of the year
 
1,691 
 
1,846 
In addition to cash and cash equivalents, as of December 
31, 2024, we held other investments with maturity of 
more than three months for a total amount of $2.2 
billion. We hold money market investments, time 
deposits and variable-rate or fixed-rate securities.
Operating Activities
Net cash provided by operating activities in 2024 included 
an increase in inventories of $109 million, as higher steel 
and raw material inventory volumes were partially offset 
by lower inventory costs. In addition, trade payables and 
other liabilities recorded a net decrease of $35 million in 
2024. These working capital increases were largely offset 
by a net decrease in trade and other receivables of $128 
million amid lower realized steel prices.
Investing Activities
Net cash used in investing activities in 2024 was $1.4 
billion, primarily attributable to capital expenditures of 
$1.9 billion partially offset by a $462 million decrease in 
financial investments with maturities of more than three
months.
Financing Activities
Net cash used in financing activities was $488 million in 
2024, attributable to dividends paid in cash to Ternium 
S.A.’s shareholders of $609 million and to the company’s 
non-controlling interest of $54 million, and to finance 
lease payments of $61 million, partially offset by net 
proceeds from borrowings of $236 million.
Principal Sources of Funding
Funding Policy
Management’s policy is to ensure a high degree of 
flexibility in operating and investment activities by 
maintaining adequate liquidity levels and securing access 
to readily available sources of financing. When possible, 
management makes its financing decisions, including the 
choice of currency, term and type of the facility, based on 
the intended use of proceeds for the proposed financing 
and based on costs. For information on our financial risk 
TERNIUM S.A.
Consolidated Management Report
11

management, see note 29 “Financial risk management” to 
our consolidated financial statements included in this 
annual report.
Ternium maintains non-committed credit facilities and 
management is confident that Ternium has adequate 
access to the credit markets. Considering our financial 
position and the funds provided by operating activities, 
management believes that we have sufficient resources to 
satisfy our current working capital needs, service our debt 
and pay dividends. Management also believes that our 
liquidity and capital resources give us adequate flexibility 
to manage our planned capital spending programs and to 
address short-term changes in business conditions.
Financial Liabilities
Total financial debt (inclusive of principal and interest 
accrued thereon) was $2.2 billion as of December  31, 
2024. Our financial liabilities consist mainly of loans with 
financial institutions, bonds and debentures. As of 
December 31, 2024, these facilities were mainly 
denominated in U.S. dollars and Brazilian reais (65% and 
29% of total financial liabilities, respectively). Current 
borrowings were 30% of total borrowings, none of which 
corresponded to borrowings with related parties. With 
cash and cash equivalents of $1.7 billion, other 
investments of $2.2 billion and total financial debt of $2.2 
billion, Ternium achieved a net cash position of $1.6 
billion as of December 31, 2024.
This compares to a net cash position of $1.9 billion as of 
December 31, 2023.
As of December 31, 2024, the cost of bank borrowings 
was 7.15%, while the cost of indebtedness represented by 
bonds was 5.88% and the cost of debentures was 13.50%. 
Bank borrowings, bonds and debentures represented 
51%, 20% and 29% of our total borrowings, respectively. 
Accordingly, the weighted average cost of debt was 
8.83%.These rates were calculated using the rates set for 
each instrument in its corresponding currency and 
weighted using the U.S. dollar-equivalent outstanding 
principal amount of each instrument as of December 31, 
2024. Such rates do not include the effect of derivative 
financial instruments, nor fluctuations in the exchange 
rate between the instrument’s currencies and the U.S. 
dollar.
Most Significant Borrowings and Financial Commitments
Our most significant borrowings as of December 31, 
2024, were those outstanding under Ternium Brasil’s 
2024 bilateral credit line, in order to finance export 
activities, and Usiminas’ bonds and debentures, issued in 
order to refinance its financial debt.
The main covenants on these loan agreements, bonds and 
debentures are limitations on liens and encumbrances, 
restrictions to the sale of certain assets and compliance 
with financial ratios (e.g., leverage ratio). As of 
December 31, 2024, Ternium was in compliance with all 
covenants under its financial instruments.
 
$ million
Date
Borrower
Type
Original principal 
amount
Outstanding principal 
amount as of 
December 31, 2024
Maturity
May 2024
Ternium Brasil
Bilateral credit lines
600
600
October 2027
July 2019
Usiminas
Bonds
750
430
July 2026
August 2024
Usiminas
Debentures
320
287
September 2031
December 2022
Usiminas
Debentures
310
242
December 2032
May 2022
Usiminas
Debentures
145
113
November 2029
Ternium has various off-balance sheet commitments, 
including financial commitments, and commitments to 
purchase raw materials, energy (natural gas and 
electricity), supplies (air, oxygen, hydrogen, nitrogen and 
argon), production equipment and logistic services. Off-
balance sheet commitments are discussed in note 25(ii) to 
our consolidated financial statements included in this 
annual report. For further information on our derivative 
financial instruments, lease liabilities, borrowings, 
contingencies, commitments and restrictions in the 
distribution of profits, and financial risk management, 
see notes 22, 23, 24, 25 and 29 to our consolidated 
financial statements included in this annual report.
TERNIUM S.A.
Consolidated Management Report
12

Annual Dividend Proposal
On February 18, 2025, Ternium S.A.’s board of directors 
proposed that an annual dividend of $2.70 per ADS 
($0.27 per share), or $530 million based on total shares 
outstanding net of treasury shares, be approved at its 
annual general shareholders’ meeting, which is scheduled 
to be held on May 6, 2025. Based on the market price of 
Ternium S.A.’s ADS on February 18, 2025, the proposed 
annual dividend was equivalent to a dividend yield of 
9%. 
The annual dividend would include the interim dividend 
of $0.90 per ADS ($0.09 per share), or $177 million, paid 
in November 2024. If the board of directors’ proposal is 
approved at the shareholders’ meeting, a net dividend of 
$1.80 per ADS ($0.18 per share), or $353 million, will be 
paid on May 14, 2025, with record-date on May 9, 2025.
Annual Dividend
$ per ADS
2.1
2.6
2.7
3.3
2.7
0.8
0.9
1.1
0.9
1.8
1.8
2.2
1.8
Interim dividends
2020
2021
2022
2023
2024*
0.0
0.7
1.4
2.1
2.8
3.5
*Board of directors’ proposal.
TERNIUM S.A.
Consolidated Management Report
13

Research and Development 
Activities
Our research and development efforts are dedicated to 
expand our portfolio of advanced steel products, 
collaborating with customers to design and develop 
manufactured components incorporating steel, and 
exploring as well as testing innovative technologies aimed 
at decarbonizing our operations.
Our research and development activities along with our 
capital expenditures program are designed to achieve 
steel products with increasingly complex functional 
properties and lower carbon footprint. We have 
shortened the development cycle for new products to 
promptly make use of the advanced technologies 
integrated into our facilities. We have also leveraged our 
research and development capabilities to deliver solutions 
to our customers for their day-to-day operations.
Ternium Lab, our research and development center in 
Mexico, features physical modeling, industrial process 
simulation, robotic testing, full-scale welding processes 
and advanced characterization. In addition, Usiminas’ 
research and development center carries out product 
development, steel product performance testing, applied 
engineering support and customer technical assistance. 
We also operate other research facilities with laboratories 
in Brazil and Argentina, where we carry out product 
performance tests and production process simulations.
Ternium Lab’s facilities are accredited to certify steel 
products according to the ISO 17025 international 
standard 
and 
industrial 
customer 
specifications, 
providing reliable services to Ternium’s customers and 
shortening the product development cycle to accelerate 
market introduction. Since its inauguration, Ternium Lab 
has approved over 100 steel products tailored for 
industrial 
applications, 
facilitating 
the 
seamless 
integration of the hot-rolling mill at the Pesquería 
Industrial Center, which commenced operations in 2021, 
into Ternium’s product processing workflow.
Ternium Lab has close interactions with many of our 
automotive customers’ development centers. Vehicle 
designers have access to our steel products’ performance 
parameters through their design software, including 
weldability, 
deformation 
and 
energy 
absorption 
capabilities. In addition, we developed a battery pack for 
electric vehicles, which we have shared with selected 
customers. 
In 2024, we developed a component design laboratory, 
featuring the digital simulation of stamping and welding 
tests. In addition, we incorporated a new state-of-the-art 
continuous galvanizing simulator into Ternium Lab, 
which allows us to evaluate new coatings performance 
and simulate the integral galvanizing process. With this 
simulator, we plan to enhance the development of 
advanced hot-rolled galvanized steel products, to be 
processed in the new galvanizing line being built at the 
industrial center in Pesquería. The line is expected to 
produce high-strength, high-gauge products for the 
automotive and renewable energy markets.
Usiminas’ customer technical support is focused on 
advising and assisting users on issues concerning the final 
application of the product engineering, including the 
stamping process, welding, fatigue, corrosion resistance, 
wear resistance, zinc and post treatment coatings and 
structural integrity.
Ternium is working with its affiliated companies Tenova 
and Tecpetrol to develop new process technologies aimed 
at reducing the carbon footprint of steel products. To this 
end, we are building pilot equipment and have enhanced 
our computing capabilities to simulate and study fuel 
injection mechanisms in a blast furnace and in a direct 
reduction unit, aimed at injecting renewable fuels to 
substitute natural gas. These fuels are obtained from raw 
materials or energy sources that are restored or 
regenerated at a pace similar to their consumption rate. In 
addition, we are developing processes aimed at improving 
the performance of steelmaking raw materials.
Ternium’s in-house research activities are enhanced by 
our participation in a global network of industry 
consortia, universities, and research centers. As part of 
the Steel E-Motive initiative, in 2024 we engaged in 
dissemination activities aimed at fostering the adoption 
and integration of parts and design concepts developed 
under this initiative and to position the industry as the 
most efficient in the construction of autonomous cars. 
Sponsored by WorldAutoSteel, this project focused on the 
design of cost-effective, safe, and sustainable autonomous 
and 
connected 
electric 
vehicles 
using 
advanced 
engineering and high-strength steel technologies.
We continue to assist manufacturers of heavy transport 
equipment in designing high-performance components 
and developing their associated manufacturing processes, 
leveraging on the improved capabilities of new high-
strength steel products. In 2024, we initiated the patenting 
procedure for Ternium’s high abrasion-resistant solution 
in Mexico.
Furthermore, in 2024 we organized a contest on vehicle 
interior design, aligned with the Steel E-Motive concept, 
at the Instituto Tecnológico de Monterrey. We also 
conducted a chassis design competition for heavy 
vehicles, emphasizing adaptability enhancement for both 
electric 
and 
internal 
combustion 
engines 
while 
minimizing component variations.
TERNIUM S.A.
Consolidated Management Report
14

Outlook and Next Steps
The recent surge in U.S. trade actions has created 
significant uncertainty in global markets. Notably, 
exports from Mexico and Canada to the United States 
could be subject to accross-the-board tariffs. In addition, 
steel has been specifically targeted, as the United States 
revoked all country-specific exemptions to the 25% tariff 
on steel imports under Section 232. These developments 
have been adversely impacting customer demand in the 
Mexican commercial steel market, a situation that we 
expect will continue until a definitive understanding of 
the final measures is achieved. 
In 2025, the company will continue strengthening its 
competitive position in Mexico, supported by its 
expansion program. The new pickling line at the 
industrial center in Pesquería has enhanced our capacity 
to serve automotive manufacturers and other industrial 
customers and the new finishing center has expanded our 
value added offering capabilities. In addition, by year-
end, we expect to start-up the new galvanizing line and 
the new cold-rolling mill.
We will also continue advancing the construction of the 
new steel slab mill in Pesquería as well as new port 
infrastructure for raw material handling in Brownsville, 
Texas. These new facilities will enable Ternium to 
integrate its operations with existing downstream 
facilities, and reinforce its position as a leading steel 
supplier in the region. The new EAF-based steel shop, 
expected to start-up in 2026, will accelerate our progress 
toward achieving our decarbonization target and increase 
Ternium’s production of finished products with steel 
melted and poured in the USMCA region. The new DRI 
module will also include carbon capture capabilities and 
readiness to switch from natural gas to hydrogen use.
In Argentina, although steel demand has been recovering 
throughout 2024, it started from a low base and has yet to 
return to historic sales volumes. The Argentine 
government is advancing the transformation of the local 
economy through a process of deregulation, reducing 
public spending and taxes, and opening up trade. 
However, an uneven progress in these areas could 
increase the risk of higher imports of unfairly traded 
products in the steel value chain. In this context, Ternium 
Argentina will focus on enhancing productivity and 
reducing costs.
In Brazil, economic activity and steel consumption has 
been healthy. Although the surge of flat steel imports, 
primarily from China, continues to exert pressure on 
sales volumes and margins in the local steel industry, the 
Brazilian 
government 
is 
currently 
conducting 
investigations into steel imports from this country. An 
imposition of antidumping measures could help defend 
the Brazilian flat steel market from these unfair trade 
practices.
In 2025, Usiminas will continue to move forward with 
several projects focused on efficiency. Among them, it 
will advance with the revamping of a coke battery, and it 
is expected to start-up a new pulverized carbon injection 
system at its main blast furnace. Usiminas’ agenda will 
remain focused on achieving operational excellence and 
strengthening competitiveness and customer service. In 
January 2025, Usiminas took another step towards 
decarbonization by replacing conventional energy sources 
with 30 megawatts of solar energy from the Jaíba solar 
plant.
As part of Ternium’s broader agenda to foster 
community growth through youth education, the Roberto 
Rocca Technical School in Santa Cruz, located near 
Ternium Brasil facility, began its first classes. This is the 
second technical school that Ternium built and operates, 
with the first one active since 2016 in Mexico. The school 
will provide high-quality technical education to its initial 
cohort of 192 students in the community and will 
accommodate close to 600 students over the next three 
years. 
 
TERNIUM S.A.
Consolidated Management Report
15

Corporate Governance
Board of Directors
Ternium S.A.’s corporate governance practices are 
governed by the Luxembourg law of August 10, 1915 on 
commercial companies, as amended, its articles of 
association 
and 
applicable 
securities 
laws 
and 
regulations. Management of the company is vested on a 
board of directors with the broadest power to act on 
behalf of the company and to accomplish or authorize all 
acts and transactions of management and disposal that 
are within its corporate purpose and not specifically 
reserved in the articles of association or by applicable law 
to the general shareholders’ meeting. Ternium S.A.’s 
articles of association provide for a board of directors 
consisting of a minimum of three and a maximum of 
fifteen directors; however, for as long as its shares are 
listed on at least one regulated market, the minimum 
number of directors must be five. Ternium S.A.’s current 
board of directors is composed of eight directors. The 
board of directors is required to meet as often as required 
by the interests of Ternium S.A. and at least four times 
per year. In 2024, the board of directors met six times. 
A majority of the members of the board of directors in 
office present or represented at the board of directors’ 
meeting constitutes a quorum, and resolutions of the 
board of directors may be adopted by the vote of a 
majority of the directors present or represented therein. 
In case of a tie, the chairman is entitled to cast the 
deciding vote. Directors are elected at the annual 
ordinary general shareholders’ meeting to serve one-year 
renewable 
terms, 
as 
determined 
by 
the 
general 
shareholders’ meeting. The general shareholders’ meeting 
may dismiss all or any member of the board of directors 
at any time, with or without cause, by resolution passed 
by a simple majority vote. 
On April 30, 2024, Ternium S.A.’s annual general 
shareholders’ meeting approved the re-election of Mr. 
Roberto Bonatti, Mr. Carlos Alberto Condorelli, Mr. 
Vincent Robert Gilles Decalf, Ms. Gioia Maria Ghezzi, 
Mr. Daniel Agustín Novegil, Mr. Gianfelice Mario 
Rocca, Mr. Paolo Rocca and Ms. Lorenza Martinez 
Trigueros as board members, to hold office until the 
meeting that will be convened to decide on the 2024 
accounts. The board of directors subsequently re-
appointed Mr. Paolo Rocca as its chairman, Mr. Daniel 
Agustín Novegil as vice-chairman and Mr. Máximo 
Vedoya as the company’s chief executive officer.
Audit Committee
Pursuant to its articles of association, as supplemented by 
the audit committee’s charter, for as long as Ternium 
S.A.’s shares are listed on at least one regulated market, it 
must have an audit committee composed of at least three 
members, the majority of whom must qualify as 
independent directors, provided, however, that the 
composition and membership of the audit committee 
shall satisfy such requirements as are applicable to, and 
mandatory for, audit committees of issuers such as 
Ternium S.A. under any applicable law, rule or 
regulation (including, without limitation, the applicable 
laws, rules and regulations of such regulated market or 
markets). 
The audit committee currently consists of three members, 
Mr. Vincent Robert Gilles Decalf, Ms. Gioia Maria 
Ghezzi and Ms. Lorenza Martinez Trigueros. The current 
members of the audit committee were appointed by the 
board of directors on April 30, 2024. All of them qualify 
as independent directors for purposes of the U.S. 
Securities Exchange Act Rule 10A-3(b)(1) and under 
Ternium S.A.’s articles of association. Mr. Decalf serves 
as chairperson of the audit committee. 
The audit committee operates under a charter that was 
amended and restated by the board of directors on 
November 2, 2021. The audit committee assists the board 
of directors in fulfilling its oversight responsibilities with 
respect to the integrity of the company’s financial 
statements, including periodically reporting to the board 
of directors on its activity; and the adequacy of the 
company’s systems of internal control over financial 
reporting. The audit committee is also responsible for 
making recommendations regarding the appointment, 
compensation, retention and oversight of, and for 
assessing the independence of, the company’s external 
auditors. In addition, the audit committee is required by 
Ternium S.A.’s articles of association and audit 
committee’s charter to review and, where applicable, 
approve material transactions between Ternium S.A. or 
its subsidiaries and related parties, as provided in its 
articles of association and in the audit committee’s 
charter, or as may be required by any applicable law, rule 
or regulation, in order to determine whether their terms 
are consistent with the interests of Ternium S.A. and all 
its shareholders and are consistent with market 
conditions or are otherwise fair to Ternium S.A. and its 
subsidiaries. The company has adopted a Related Party 
Transactions 
Policy 
and 
Procedure 
setting 
forth 
consolidated 
guidelines 
and 
procedures 
for 
the 
identification, review, approval and management of 
related party transactions, seeking to assure transparency 
and substantial and procedural fairness of such 
transactions, as well as compliance with the provisions of 
Ternium S.A.’s articles of association and the audit 
committee’s charter regarding transactions with related 
parties, as well as applicable Luxembourg rules and 
TERNIUM S.A.
Consolidated Management Report
16

securities regulations relating to the approval and 
disclosure of material related party transactions.
The audit committee is also in charge of the 
interpretation, implementation, control and enforcement 
of the company’s Clawback Policy, which sets forth the 
principles for the prompt recovery of erroneously 
awarded incentive-based compensation granted to certain 
officers of the company in the event of a restatement of 
the company’s financial statements.
The audit committee performs other duties imposed by 
applicable laws, rules and regulations of the regulated 
market or markets on which Ternium S.A.’s shares are 
listed, as well as any other duty entrusted to it by 
Ternium S.A.’s board of directors.
The audit committee has the authority to conduct any 
investigation appropriate to the fulfillment of its 
responsibilities and has direct access to the external 
auditors as well as anyone in the company and, subject to 
applicable laws and regulations, its subsidiaries. In 
addition, the audit committee may engage, at the 
company’s expense, independent counsel and other 
internal or external advisors to review, investigate or 
otherwise advise on, any matter as the committee may 
determine to be necessary to carry out its purposes and 
responsibilities.
Auditors
Ternium S.A.’s articles of association require the 
appointment of an independent audit firm in accordance 
with applicable law. Auditors are appointed by the 
general shareholders’ meeting, upon recommendation 
from the audit committee, through a resolution passed by 
a simple majority vote. The primary responsibility of the 
auditor is to audit Ternium S.A.’s annual accounts and 
consolidated financial statements and to submit a report 
on each set of accounts to shareholders at the annual 
shareholders’ meeting. In accordance with applicable law, 
statutory auditors (réviseur d'entreprises) must meet 
certain conditions of professional qualification and good 
reputation verified by the Luxembourg Financial Sector 
Supervisory Commission (Commission de Surveillance du 
Secteur Financier) and be registered as members of the 
Luxembourg Institute of Independent Auditors (Institut 
des réviseurs d’entreprises). 
The annual shareholders’ meeting held on April 30, 2024, 
re-appointed PwC Luxembourg as Ternium S.A.’s 
statutory auditor for the fiscal year ended December 31, 
2024. At the next annual general shareholders’ meeting 
scheduled to be held on May 6, 2025, it will be proposed 
that PwC Luxembourg be re-appointed as statutory 
auditor for the fiscal year ending December 31, 2025.
Code of Ethics
The company has adopted a general code of conduct 
incorporating guidelines and standards of integrity and 
transparency applicable to all directors, officers and 
employees. As far as the nature of each relation permits, 
all principles detailed in the code of conduct also apply to 
relations with our contractors, subcontractors, suppliers 
and associated persons. In addition, the company has 
adopted 
certain 
policies 
which 
are 
intended 
to 
supplement the company’s Code of Conduct, such as a 
Policy on Business Conduct prohibiting bribery and 
corruption to all directors, officers, employees and any 
person or entity representing or acting for or on behalf of 
Ternium, and a Code of Ethics for Financial Officers, 
which applies specifically to the principal executive 
officer, the principal financial officer, the principal 
accounting officer or controller, or persons performing 
similar functions.
TERNIUM S.A.
Consolidated Management Report
17

Risk Factors
You should carefully consider the risks and uncertainties 
described below, together with all other information 
contained in this annual report, before making any 
investment decision. Any of these risks and uncertainties 
could have a material adverse effect on Ternium’s 
business, financial condition and results of operations, 
which could in turn affect the price of Ternium S.A.’s 
shares and ADSs.
Risks Relating to the Steel Industry
A downturn in global or regional economic activity 
would cause a reduction in worldwide or regional 
demand for steel, which would have a material adverse 
effect on the steel industry and Ternium.
Steel demand is sensitive to trends in cyclical industries, 
such as the construction, automotive, appliance and 
machinery industries, which are significant markets for 
Ternium’s products and are also affected by national, 
regional or global economic conditions. A downturn in 
economic activity would reduce demand for steel 
products, which would have a negative effect on the steel 
industry generally and specifically on our business and 
results of operations. In 2020, governmental measures 
adopted in response to the COVID-19 resulted in a severe 
contraction in gross domestic product and steel 
consumption globally, affecting Ternium’s main steel 
markets. In 2022, the Russian invasion of Ukraine led to 
higher commodity and energy prices, contributing to a 
global decrease in steel consumption. During 2022, 2023 
and 2024, high inflation rates and tighter monetary 
conditions in the United States and Europe contributed to 
a weaker demand for steel products in these markets. 
Uncertainty regarding global or regional economic 
activity remains high. The recent surge in U.S. trade 
action is creating significant uncertainty in global 
markets and is expected to affect Mexico’s apparent steel 
demand until a definitive understanding of the final 
measures is achieved. For more information on the 
imposition of tariffs on steel imports into the United 
States, see “Certain Regulatory Risks And Litigation 
Risks - International trade actions or regulations and 
trade-related legal proceedings could adversely affect 
Ternium’s sales and revenues and the overall business” 
and for further information on the investment climate 
and economic activity in Mexico, see “Risks Relating to 
the Countries in Which Ternium Operates – Mexico - 
Changes in, or the termination of, current trade 
agreements 
between 
Mexico 
and 
the 
U.S., 
and 
controversies and disputes between the United States-
Mexico-Canada Agreement (USMCA) member countries 
could adversely impact Ternium’s results of operations
and net results”.
A protracted fall in steel prices or price volatility would 
have a material adverse effect on the results of Ternium. 
Steel prices are volatile and are sensitive to trends in steel 
demand and raw material costs, such as steel scrap, iron 
ore and metallurgical coal costs. Historically, the length 
and nature of business cycles affecting steel demand and 
raw material costs have been unpredictable. Steel prices 
have been significantly fluctuating in response to market 
trends, costs of raw materials and world events 
(including, in recent years, the COVID-19 pandemic and 
international armed conflicts, such as the Russia-Ukraine 
war). For instance, U.S. prices of hot-rolled coils 
bottomed in 2020 to $485 per ton, peaked at $2,135 per 
ton in 2021, and then showed significant volatility during 
2022, 2023 and 2024. A protracted fall in steel prices 
could result in lower revenues, adversely affecting 
Ternium’s operating results. 
Furthermore, if raw material costs decline, the resulting 
reduction in steel production costs would not be 
immediately reflected in Ternium’s operating results as 
we would first consume existing inventories acquired 
prior to such raw material cost decrease (First In - First 
Out accounting methodology). Similarly, we may be 
unable to recover, in whole or in part, increased costs of 
raw materials and energy through increased selling prices 
on steel products, or it may take much time to do so. 
Regional or worldwide excess steel production capacity 
may lead to unfair trade practices in the international 
steel markets and/or to intense competition, hampering 
Ternium’s ability to sustain adequate profitability.
The steel industry is affected by economic cycles, as well 
as by regional or worldwide production overcapacity. 
Historically, the steel industry has suffered, especially on 
downturn cycles, from substantial overcapacity. In the 
last decade, overcapacity has been particularly severe in 
China. More recently, there have been several new steel 
making and steel processing facilities under construction 
or ramping-up in the United States and Mexico, which 
could contribute to an excess of steel production capacity 
in the region.
Excess steel production capacity may require several 
years to be absorbed by demand and, consequently, may 
contribute to an extended period of depressed margins 
and industry weakness. International trade of steel 
products conducted under unfair conditions increases 
particularly during downturn cycles and as a result of 
production overcapacity. Unfair trade practices may 
result in the imposition by some countries (that are 
significant producers and consumers of steel) of tariffs, 
TERNIUM S.A.
Consolidated Management Report
18

antidumping and countervailing duties, or other trade 
measures and may cause fluctuations in international 
steel trade. The imposition of such trade remedies or 
temporary tariffs on major steel exporters in significant 
steel producing countries could in turn exacerbate 
pressures in other markets, including those to which 
Ternium is exposed as exporters target such other 
markets to compensate, at least partially, for the loss of 
business resulting from the imposition of trade remedies 
or tariffs. 
China is the largest steel producing country in the world, 
accounting for more than half of worldwide crude steel 
production, and Chinese exports of steel products to 
many countries, including exports to Europe, the United 
States and Mexico, have been subject to the imposition of 
antidumping and countervailing duties and other trade 
measures. A decrease in steel consumption or an increase 
in steel production in China, could cause aggressive 
Chinese steel export offers, exerting downward pressure 
on sales and margins of steel companies operating in 
other markets and regions, including those to which we 
are exposed. For example, in 2023 there was a surge of 
flat steel product imports in Brazil of approximately 42% 
compared to 2022, mainly consisting of low-priced steel 
imports from China, adversely affecting Brazilian 
domestic steel production. In June 2024, the Brazilian 
government implemented a one-year quota system under 
which steel imports above certain quota are subject to a 
25% tariff. Despite such measures, imports of flat steel 
products in Brazil grew an additional 11% in 2024, 
mainly consisting of low-priced steel imports from China. 
During 2024, the Brazilian government initiated anti-
dumping investigations on imports of cold rolled and 
coated steel products from China, which are still ongoing. 
Similarly, a downturn in global or regional economic 
activity could encourage unfair steel trade practices 
adversely affecting the steel industry and Ternium’s 
business and results of operations.
Sales may fall as a result of fluctuations in industry 
inventory levels or disruptions in Ternium customers’ 
supply chains.
Inventory levels of steel products held by our customers 
can vary significantly from period to period, as they 
either draw from existing inventory or accumulate further 
inventory in response to market conditions and prospects. 
As a result, purchased volumes may be irregular. In 
addition, supply chain disruptions could reduce customer 
demand for steel products. For example, in 2021, a global 
disruption in the automotive industry supply chain 
severely affected vehicle production and, in turn, affected 
our steel sales due to a global shortage of semiconductors; 
and in 2023, disruptions in the supply chain of the 
Argentine industry, due to constraints in the import of 
raw materials and intermediate goods in a context of 
tight foreign exchange restrictions, negatively impacted 
manufacturing activity and, as a result, steel demand in 
the country. Fluctuations in steel inventory levels and 
disruptions in customers’ supply chains can temporarily 
affect the demand for, and price of, steel products and, 
accordingly, Ternium may not be able to increase or 
maintain its levels of sales volume or prices.
Intense competition could cause Ternium to lose its 
market share and adversely affect its revenues.
The market for steel products is highly competitive, 
particularly with respect to price, quality and service. In 
both global and regional markets, Ternium competes 
against other global and local producers of steel products, 
which in some cases have greater financial and operating 
resources or direct and indirect governmental support. 
Competition could result in declining margins and 
reduced shipments. Competitors could use their resources 
in a variety of ways that may affect Ternium negatively, 
including 
by 
making 
additional 
acquisitions, 
implementing modernization programs, expanding their 
production capacity or investing more aggressively in 
product development among others. To the extent that 
competitors become more efficient, our sales could suffer 
as operations confront stronger competition and could 
fail to preserve their current share of the relevant 
geographic or product markets. In addition, there has 
been a trend toward steel industry consolidation among 
competitors, and current competitors in the steel market 
could become larger competitors in the future.
Moreover, Ternium and other steel makers compete 
against suppliers of alternative materials, including 
aluminum, wood, concrete, plastic and ceramics. In 
particular, certain customers, such as the automotive 
industry, are increasing their consumption of lighter-
weight materials, such as high-pressure aluminum 
obtained through die casting, composites and carbon 
fiber, sometimes as a result of regulatory requirements or 
government initiatives aimed at transitioning to a lower-
carbon economy. Competition from these alternative 
materials could adversely affect the demand for, and 
consequently the market prices of, certain steel products 
and, accordingly, could affect our sales volumes and 
revenues.
Price fluctuations, shortages or disruptions in the supply 
of raw materials, slabs, energy and other inputs could 
adversely affect Ternium’s profitability.
The manufacture of steel products requires substantial 
amounts of steelmaking raw materials, slabs, energy and 
other inputs from domestic and foreign suppliers. 
Ternium’s raw materials and inputs include large 
TERNIUM S.A.
Consolidated Management Report
19

quantities of slabs, iron ore, metallurgical coal, 
pulverized 
coal 
for 
injection, 
scrap, 
ferroalloys, 
refractories, natural gas, electricity, oxygen and other 
gases consumed in operating blast and electric arc 
furnaces, as well as downstream facilities. The 
availability and pricing of raw materials, slabs, energy 
and other inputs used in our operations are subject to 
multiple 
factors, 
including 
market 
conditions, 
government regulations or intervention, including import 
controls and international sanctions, allocation by 
suppliers, interruptions in production, or other events 
that can affect continuity of supply and prices, such as 
wars, natural disasters, chronic climate changes, 
accidents and epidemics. 
Purchased slabs are a key component of Ternium’s 
production 
process. 
Industry 
consolidation 
and 
integration of slab making facilities into finished steel 
products have been reducing the availability of slabs in 
the global market. For example, in 2023 ArcelorMittal 
acquired Companhia Siderúrgica do Pecém (CSP), a 
Brazilian slab maker that used to be a significant supplier 
of slabs in the international markets. In addition, 
ArcelorMittal gradually integrated its slab facility in 
Lázaro Cárdenas, Mexico, with its steel processing 
facilities in other locations. Furthermore, in 2021 
ArcelorMittal started-up a new hot-rolling mill in Lázaro 
Cárdenas that led to a further integration of its slab 
facility in that site. Additionally, the wave of trade 
sanctions imposed by the United States, the United 
Kingdom, and the European Union, among other 
countries, following the Russian invasion of Ukraine, 
against certain Russian institutions, companies and 
citizens, resulted in a disruption to the global supply of 
slabs and other inputs consumed in the steel production 
process. The resolution of the Russian-Ukraine armed 
conflict and its consequences in the global markets is still 
uncertain. New international sanctions against Russian 
steel companies or citizens could result in slab scarcity 
and/or increases in slab prices in the market, which 
would have a material adverse effect on Ternium’s 
business and results of operations.
We have usually been able to procure sufficient supplies 
of raw materials, slabs, energy and other inputs to meet 
our production needs; however, we could be unable to 
procure adequate supplies in the future. Any protracted 
interruption, discontinuation or other disruption of the 
supply of main inputs used in our operations (including 
as a result of strikes, lockouts, sanctions and other trade 
restrictions, accidents or natural disasters, armed 
conflicts, worldwide price fluctuations, the availability 
and cost of transportation, global epidemics or other 
factors) would result in lost sales and/or lower margins, 
and would have a material adverse effect on our business 
and results of operations. For further information related 
to effects of global events see “- A downturn in global or 
regional economic activity would cause a reduction in 
worldwide or regional demand for steel, which would 
have a material adverse effect on the steel industry and 
Ternium”.
Ternium depends on a limited number of key suppliers.
We depend on a limited number of key suppliers for the 
provision of certain key inputs. For example, Ternium 
Argentina and Ternium Brasil purchase iron ore mainly 
from Vale, a Brazilian company. There is a trend in the 
industry towards consolidation among suppliers of raw 
materials, slabs and other inputs. We have entered into 
long-term contracts for the supply of some (but not all) of 
our principal inputs and expect that such agreements will 
be maintained and, depending on the circumstances, 
renewed. However, if any key supplier fails to deliver, or 
if existing contracts cannot be renewed in the future, or if 
applicable regulations or sanctions limit or prohibit 
purchases from certain suppliers, we could face limited 
access to certain raw materials, slabs, energy or other 
inputs, or could be subject to higher costs and delays 
resulting from the need to obtain our input requirements 
from other suppliers.
Risks Relating To Ternium’s Business and Growth 
Strategy
Past 
or 
future 
acquisitions 
or 
other 
significant 
investments could have an adverse impact on Ternium’s 
operations or profits, and Ternium may not realize the 
benefits it expects from these business decisions.
A key element of Ternium’s business strategy is to 
identify and pursue growth-enhancing opportunities. As 
part of that strategy, Ternium regularly considers 
acquisitions, greenfield and brownfield projects and other 
significant investments. Since its formation, Ternium has 
acquired 
and 
made 
significant 
investments 
in  
steelmaking and steel processing assets and businesses in 
Argentina, 
Brazil, 
Colombia, 
Venezuela, 
Central 
America, Mexico and the United States, including the 
acquisition of Mexican steel companies Hylsamex and 
Grupo Imsa (now Ternium Mexico), the acquisition of 
the then main integrated producer of flat steel in 
Argentina, Aceros Paraná (which then merged with 
Propulsora Siderúrgica and other three steel industry 
companies and is now Ternium Argentina); the purchase 
of Brazilian steel slab producer CSA, and the acquisition 
of a participation in the control group of Usiminas, 
Brazil’s largest flat steel producer. In addition, the 
company built a new industrial center in Pesquería, 
Mexico, and is currently advancing with a new expansion 
plan, the largest in the company’s history, consisting of 
TERNIUM S.A.
Consolidated Management Report
20

new steelmaking and new steel processing facilities in this 
industrial center and new port facilities for raw material 
handling in Brownsville, Texas.
Each acquisition, investment and growth project depends 
on market and financing conditions. We must necessarily 
base any assessment of potential acquisitions or organic 
investments on assumptions with respect to operations, 
profitability and other matters that may subsequently 
prove to be incorrect. Our acquisitions or other 
investments may not perform in accordance with 
expectations and could have an adverse impact on our 
operations and profits. For information on additional 
risks related to significant investments, see “Ternium’s 
strategic growth projects could be delayed, the cost of 
those 
projects 
could 
increase, 
or 
Ternium’s 
competitiveness could be affected, if the operations of 
certain suppliers of heavy equipment are disrupted by 
geopolitical risk, adversely affecting Ternium’s growth 
opportunities and profitability”.
In addition, we may fail to find suitable acquisition 
targets, or to consummate our acquisitions under 
favorable conditions, or to successfully integrate any 
acquired businesses into our operations, realize expected 
synergies or accomplish the business objectives that were 
foreseen at the time of deciding any such investment. 
Moreover, Ternium may also acquire, as part of future 
acquisitions, assets unrelated to its business, and we may 
not be able to integrate them or sell them under favorable 
terms and conditions. Integration of any acquired 
businesses would require a significant amount of time 
and resources from management and employees. Finally, 
the existence of other minority shareholders at any 
acquired 
company, 
including 
Usiminas 
and 
its 
subsidiaries, could delay or prevent us from completing 
our strategy or fully maximizing our combined 
competitive strengths. For further information, see “Risks 
Relating to the Structure of Ternium S.A. - Existence of 
other shareholders in Ternium S.A.’s subsidiaries and 
associates could delay or prevent us from completing our 
strategy.” These risks could have an adverse impact on 
the ongoing business and a material adverse effect on our 
financial condition and results of operations. 
Acquisitions 
may 
be 
subject 
to 
challenges 
or 
investigations by governmental authorities, including 
antitrust and consumer-protection authorities. The costs 
of complying with authorization or investigation 
procedures may be significant. Also, antitrust authorities 
are looking very closely at the effects of acquisitions and 
may deny authorizations, impose conditions that may 
result in significant costs or deprive Ternium from the 
advantages and expected synergies of acquisitions, or 
initiate investigations upon challenges brought by third 
parties. Challenges to acquisitions or other investments, 
and failure to obtain, or conditions imposed for the 
granting of, authorizations may block or delay 
transactions, which could have an adverse effect on our 
financial condition and results of operations. 
The construction of Ternium’s new steel slab facility in 
Mexico could be delayed and its cost could increase, if 
the operations of certain suppliers of heavy equipment 
are disrupted by geopolitical risk or our commercial 
relationship with them is otherwise affected, adversely 
impacting 
Ternium’s 
growth 
opportunities 
and 
profitability. 
We are building new steel making facilities in our 
industrial center in Pesqueria and new port facilities for 
raw material handling in Brownsville, Texas, as part of 
our plan to advance the continued integration of our 
industrial system and reinforce our position as a leading 
steel supplier in the region, in a market that demands 
differentiated 
products, 
focusing 
on 
operational 
efficiencies and long-term opportunities in North 
America.
The project is expected to be completed in 2026. The 
proper execution of this project relies, among other 
factors, 
on 
timely 
manufacturing, 
delivery 
and 
commissioning of the equipment ordered, or to be 
ordered, for these new facilities. The imposition of 
government requirements, sanctions or tariffs as a result 
of trade or other geopolitical conflicts may prevent some 
of our suppliers of heavy equipment from shipping the 
equipment, or may result in shipping delays, or may limit 
our purchases or payments of products to such suppliers, 
and we may not be able to promptly procure such 
equipment from an alternative facility of such supplier or 
from other suppliers, or we may be required to purchase 
equipment at increased prices, which could result in 
increased expenses and/or a delayed execution of our 
growth plans, adversely affecting Ternium’s profitability 
and net worth.
Ternium may be required to record a significant charge to 
earnings if it must reassess its goodwill, other amortizable 
intangible 
assets, 
investments 
in 
non-consolidated 
companies, property, plant and equipment and other 
long-lived assets.
In accordance with IFRS, management must test our 
assets for impairment whenever events or changes in 
circumstances indicate that the carrying amount may not 
be recoverable. Assets subject to testing include goodwill, 
intangible 
assets, 
investments 
in 
non-consolidated 
companies, property, plant and equipment and other 
long-lived assets. In addition, management must test for 
impairment goodwill at least once a year, whether or not 
there are indicators of impairment. IFRS requires 
TERNIUM S.A.
Consolidated Management Report
21

Ternium to recognize a charge in an amount equal to any 
impairment. 
We review periodically the recoverability of our 
investments. As of December 31, 2024, goodwill in 
connection with our Mexican subsidiaries amounted to 
$662.3 million and the carrying value of our investment in 
non-consolidated companies amounted to $468.5 million. 
If Ternium’s management determines in the future that 
the goodwill from its acquisitions, its investments in non-
consolidated companies or the carrying value of its 
property, plant and equipment and other long-lived assets 
are impaired, Ternium will be required to recognize a 
charge against earnings, which could materially adversely 
affect our results of operations and net worth. In the past, 
Ternium recorded impairment charges several times. For 
example, as of December 31, 2012, September 30, 2014, 
December 31, 2015, and September 30, 2022, we wrote 
down our investment in Usiminas by $275.3 million, 
$739.8 million, $191.9 million and $120.4 million, 
respectively. In the fourth quarter of 2024, we recorded a 
$32.4 million impairment charge of certain mining assets 
from Las Encinas. See note 4(e)(2) “Accounting Policies – 
Intangible Assets – Mining Assets” to our consolidated 
financial statements included in this annual report, and 
for information on impairments recorded by Ternium, 
see note 4(f) “Accounting Policies – Impairment” of our 
audited consolidated financial statements included in this 
annual report. 
In addition, in July 2023, Ternium increased its 
participation in Usiminas control group and began to 
consolidate Usiminas. As a result of this transaction, 
Ternium recorded a $1.1 billion non-cash net loss 
composed of (i) a loss of $935 million corresponding to 
items recognized as of the acquisition date, in “Other 
Comprehensive Income” related to Ternium’s previous 
stake in Usiminas. This negative reserve was mainly 
related to CTA losses due to the impact on Usiminas 
valuation of the depreciation, over the years, of the 
Brazilian Real versus the U.S. dollar, as Usiminas uses the 
Brazilian Real as its functional currency. As a result of the 
increase in the participation in Usiminas, items 
recognized in Other Comprehensive Income related to 
Ternium’s previous stake in Usiminas were recycled to 
the results of the period. The resulting $935 million loss 
was non-cash, had no income tax effects and did not 
change the value of Ternium’s equity; and (ii) a net loss of 
$171 million as a result of the purchase price allocation 
related to the business combination performed in the 
third quarter of 2023 and the remeasurement of 
Ternium’s previous stake in Usiminas. For further 
information, see note 3 “Acquisition of Business—
Increase of the participation in Usiminas control group 
and new governance structure of Usiminas”, to our 
consolidated financial statements included in this annual
report.  
Any further write-downs to or revaluation of Ternium’s 
assets or investments could have a material adverse effect 
on Ternium’s results of operations or net worth.  
If Ternium does not comply with laws and regulations 
designed to combat corruption in countries in which it 
sells its products, it could become subject to fines, 
penalties or other sanctions and to private lawsuits and 
Ternium’s sales and profitability could suffer. 
We conduct our business in certain countries known to 
experience governmental corruption. Although Ternium 
is committed to conducting business in a legal and ethical 
manner in compliance with local and international 
statutory requirements and standards applicable to its 
business, there is a risk that employees, representatives, 
associates or other persons may take actions that violate 
applicable laws and regulations that generally prohibit 
the offering or making of improper payments to any 
individual, including government officials, for the 
purpose of obtaining an undue benefit or undue 
advantage or keeping business, including laws relating to 
the 1997 Organization For Economic Co-operation and 
Development (OECD) Convention on Combating Bribery 
of Foreign Public Officials in International Business 
Transactions such as the U.S. Foreign Corrupt Practices 
Act and other anti-corruption laws adopted by the main 
countries in which we operate (including Mexico, 
Argentina, the United States, Brazil and Colombia), 
which impose strict criminal liability on companies for 
corrupt practices undertaken by their employees or 
representatives. In addition, we cannot give any assurance 
that we will detect all illegal activity that may have been 
conducted before the acquisition at any acquired 
business. 
Labor disputes could result in work stoppages and 
disruptions to Ternium’s operations negatively impacting 
our results. 
A substantial majority of Ternium’s employees at its 
manufacturing subsidiaries are represented by labor 
unions and are covered by collective bargaining or similar 
agreements, which are subject to periodic renegotiation. 
Strikes or work stoppages could occur prior to or during 
the negotiations leading to new collective bargaining 
agreements, during wage and benefits negotiations or, 
occasionally, during other periods for other reasons. 
Ternium’s subsidiaries could also suffer plant stoppages 
or strikes if they were to implement cost reduction plans. 
From time to time, we take measures to increase 
competitiveness; none of the measures taken in the past 
have resulted in significant labor unrest. However, we 
cannot assure that this situation will remain stable or that 
TERNIUM S.A.
Consolidated Management Report
22

future measures will not result in labor actions against 
Ternium companies.
Labor conflicts in Mexican mining companies remain a 
concern, in some cases stemming from disputes over 
profit-sharing, known as PTU (Participación de los 
Trabajadores en las Utilidades), after the introduction in 
recent years of certain regulatory reforms. While 
Ternium’s mining companies have not been subject to 
strikes, we cannot rule out the possibility of labor 
conflicts if profitability were to decrease and PTU-related 
payments to weaken.
Any future stoppage, strike, disruption of operations or 
new collective bargaining agreements could result in lost 
sales and could increase our costs, thereby affecting our 
results of operations.
Changes in exchange rates or any limitation in Ternium’s 
ability to hedge against exchange rate fluctuations could 
adversely affect Ternium’s business and results.
Our operations expose us to the effects of changes in 
foreign currency exchange rates and changes in foreign 
exchange regulations. A significant portion of Ternium’s 
transactions is carried out in currencies other than the 
U.S. dollar. As a result of this foreign currency exposure, 
exchange rate fluctuations impact Ternium companies’ 
results as reported in their income statements and 
statements of financial position. In the ordinary course of 
business, Ternium companies may see fit to enter into 
exchange rate derivatives agreements to manage exposure 
to exchange rate changes. Future regulatory or financial 
restrictions in the countries where we operate may reduce 
our ability to manage our exposure to exchange rate 
fluctuations, and thus could cause an adverse impact on 
our results, financial condition or cash flows.
In addition, Usiminas uses the Brazilian real as its 
functional currency. Accordingly, any fluctuation of the 
BRL exchange rate will impact non-BRL balances’ 
exposure in Usiminas’ balance sheet and, therefore, 
impact Ternium’s balance sheet and results of operations. 
Additionally, as our participation in Usiminas is 
denominated in Brazilian reais, any fluctuation in the 
BRL/$ exchange rate will affect Ternium's balance sheet 
with impact in the statement of comprehensive income as 
currency translation adjustment.
Cyberattacks could have a material adverse impact on 
Ternium’s business and results of operations.
For purposes of carrying out its operations, Ternium 
relies heavily on information systems; and digital 
technologies have an increasingly significant role across 
the business. Although we devote significant resources to 
protect our systems and data, and continually monitor 
external developments and available information on 
threats and security incidents, we have experienced and 
we expect to continue to experience varying degrees of 
cyber incidents in the normal conduct of business, and 
also occasionally experience sophisticated cybersecurity 
threats including actual or potential unauthorized access 
to data and systems, loss or destruction of data, computer 
viruses or other malicious code, phishing, spoofing and/or 
other cyberattacks. Cybersecurity threats and incidents 
often arise from numerous sources, many of which fall 
beyond our control, such as fraud or malice from third 
parties, including fraud involving business email, failures 
of computer servers or other accidental technological 
failure, electrical or telecommunication outages or other
damage to its property or assets.  
Cybersecurity threats and incidents, such as phishing 
attacks, attempts to compromise user credentials, 
attempts to compromise firewall infrastructure, fake 
websites, impersonation and whaling, continued to 
increase throughout 2024. The sophistication of these 
attacks also grew at a fast pace. Microsoft has informed 
that the manufacturing  sector  was the industry most 
subject to ransomware attacks in 2024. Experts agree that 
cyberattacks are increasing in sophistication and 
frequency and call for a global response to cybersecurity 
threats, and regulators are placing increased focus on 
cybersecurity and its effects.  
Cyber ecosystem risk is becoming more problematic. 
According to the World Economic Forum’s 2024 Global 
Cybersecurity Outlook, the gap between organizations 
that are cyber resilient and those that are not is widening, 
which is concerning in light of the interconnected nature 
of the cyber ecosystem. According to data set forth in 
such report, 41% of the organizations that suffered a 
material incident in the past 12 months attributed the 
incidents to a third party, and 54% of the organizations 
have insufficient visibility into the vulnerabilities of their 
supply chain. This raises a significant concern as even 
resilient companies may be exposed to the vulnerabilities 
of third-party suppliers, service providers or clients.
In addition, emerging technologies, like generative 
artificial intelligence (AI), which are becoming available 
more widely and faster, are expected to exacerbate cyber 
resilience challenges. Approximately half of executives 
surveyed at the 2024 World Economic Forum’s annual 
meeting on cybersecurity stated that advances in 
adversarial capabilities (phishing, malware, deepfakes) 
present the most concerning impact of generative AI on 
cybersecurity concerns.
During 2024, we have not experienced any incidents 
impacting business-critical IT systems. 
TERNIUM S.A.
Consolidated Management Report
23

In this context, we continue to seek to improve 
cybersecurity controls, processes and procedures to 
monitor, detect, evaluate and respond to hacking, 
malware infection, cybersecurity compromise and other 
risks. In addition, we carry out cybersecurity awareness 
and ethical phishing campaigns aimed at protecting us 
against cyberthreats. Given the rapidly evolving nature of 
cyber threats, there can be no assurance that the systems 
and measures that we have put in place to prevent or limit 
the effects of cyber incidents or attacks and the mitigation 
actions adopted in connection with such attacks will be 
sufficient to prevent or detect such incidents or attacks, to 
avoid a material adverse impact on our systems. While we 
continue to attempt to mitigate these risks, there remains 
the risk of additional known or unknown threats, 
including 
theft, 
misplacement 
or 
loss 
of 
data, 
programming errors, employee errors and/or dishonest 
behavior that could potentially lead to the compromising 
of sensitive information, improper use of our systems or 
networks, as well as unauthorized access, use, disclosure, 
modification or destruction of such information, systems 
and/or networks. 
If Ternium’s systems and measures for protecting against 
cybersecurity risks are circumvented or breached, this 
could result in disruptions to its business and operations 
(including but not limited to, defective products, 
production downtimes or loss of productivity), access to 
financial reporting systems, the loss of access to critical 
data or systems, misuse or corruption of critical data and 
proprietary information (including intellectual property 
and customer data), as well as damage to our reputation 
with customers and the market, failure to meet customer 
requirements, customer dissatisfaction and/or regulatory 
fines and penalties (including for inadequate protection of 
personal data and/or failure to notify the competent 
authorities for such breach) or other financial costs and 
losses.   In addition, failure to adequately and timely 
monitor and evaluate our hardware and software systems 
and applications to prevent or manage technology 
obsolescence risks may result in increased costs, 
operational risk of service failure, and the loss of 
technology competitiveness and reputation.
In addition, given that cybersecurity threats continue to 
evolve, we may be required to devote additional resources 
in the future to enhance its protective measures or to 
investigate 
and/or 
remediate 
any 
cybersecurity 
vulnerabilities. Ternium does not currently maintain 
cybersecurity insurance and the insurance it carries for 
property damage and general liability may not protect 
Ternium from damages derived from cyber events. 
Moreover, any investigation of a cyberattack would take 
time before completion, during which Ternium would 
not necessarily know the extent of the actual or potential 
harm or how best to remediate it, and certain errors or 
actions could be repeated or compounded before duly 
discovered and remediated (all or any of which could 
further increase the costs and consequences arising out of 
any cyberattack).
Furthermore, in response to the increase in the number 
and sophistication of ransomware attacks, U.S. and other 
regulatory agencies have implemented regulations to 
prevent victims from making ransomware payments and 
to deter third parties from facilitating or processing such 
payments to cyber actors. This would constrain our 
ability to deal with ransomware attacks, should they 
occur.
The physical risks resulting from climate change, 
including extreme weather conditions and shifts in 
weather patterns may adversely impact Ternium’s 
business, results of operations and net worth.
Ternium’s business has been, and in the future could be, 
affected by severe weather conditions in areas where 
operations are carried out, which could materially 
damage 
our 
production 
facilities 
and 
general 
infrastructure or affect the normal course of business, and 
result in a material adverse effect on Ternium’s financial 
results. Extreme weather events and natural disasters, 
such as hurricanes, cyclones, droughts, floods and fires 
could affect businesses’ operations, workforce, markets, 
infrastructure, raw materials and assets. For example, in 
2024, a power outage caused by a supercell storm 
disrupted operations at Ternium’s San Nicolás unit in the 
Buenos Aires province, Argentina. In addition, in the last 
few years, low water levels at the Paraguay and Paraná 
waterways disrupted on several occasions the supply of 
iron ore from Brazil’s iron ore mines in the Pantanal 
Region (Mato Grosso do Sul state) to Ternium 
Argentina, requiring from time to time the procurement 
of higher-cost iron ore from alternative sources and an 
increase of iron ore inventories.
The communities surrounding our main operation sites in 
Argentina, Brazil and Mexico are vulnerable to flooding 
due to extreme weather events. In the past, certain 
operations in Brazil and Argentina experienced intense 
rainfall affecting personnel’s access to the facilities. In 
addition, as Ternium Mexico’s facilities are located at 
water stressed areas, its operations in the country could 
be affected by water shortages and/or increased water 
costs, including as a result of measures taken by local 
governments to prevent or deal with critical situations 
caused by severe draughts. For example, in response to 
severe draughts affecting the metropolitan area of 
Monterrey in the state of Nuevo León, Mexico, in 2022 
the national water authority suspended new freshwater 
use concessions in the Monterrey area and such 
concessions remain suspended. In addition, a new bill on 
TERNIUM S.A.
Consolidated Management Report
24

management and distribution of water is being discussed 
in the Mexican Congress as part of a broader effort by 
the Mexican government to ensure access to water as a 
human right and improve water sustainability. The 
Mexican government has also launched a national plan to 
tackle water scarcity which, among other initiatives, is 
reviewing water concessions. Although these events did 
not have a significant impact on Ternium’s operations in 
the region, we cannot predict future implications of the 
new water regime to Ternium’s operations in Mexico, or 
the impact of future similar events, in Mexico or 
elsewhere, on Ternium’s operations and financial 
condition.
Extreme weather conditions can also disrupt Ternium’s 
supply chain. For example, in 2024, Hurricane Beryl 
disrupted vessel traffic at the Port of Brownsville by 
diminishing the port’s draught. This negatively affected 
the supply of slabs to Ternium’s processing facilities in 
Mexico for approximately two months, which in turn 
impacted our shipments of finished steel products.
Extreme weather events and natural disasters could result 
in damage to property, delays in production or shipments 
and, in extreme cases, death or injury to persons. Any of 
the foregoing could create liability for Ternium.
Also, chronic climate changes, such as changes in 
precipitation patterns and rising temperatures and sea 
levels may result in increased operating costs or capital 
expenditures, due to supply shortages or damage to 
facilities, personnel evacuation, increased insurance 
premiums or reduced availability of insurance, decreases 
in revenue derived from lower sales, disruption of 
operations or lower production levels, negative impact on 
workforce and write-offs and/or early retirement of 
assets, all of which could adversely affect our financial 
condition, results of operations and cash flows. 
Ternium does not carry business interruption insurance, 
and the insurance that Ternium maintains for property 
damage and general liability may not be adequate or 
available to protect us under such events, its coverage 
may be limited, or the amount of insurance may be less 
than the related loss.
Risks Relating to the Mining Activities
Ternium has equity interests in two iron ore mining 
companies: a 100% interest in Las Encinas and a 50% 
interest in Consorcio Peña Colorada. Ternium’s mining 
activities are located in Mexico. In addition, Usiminas 
holds a 70% equity interest in Mineração Usiminas, a 
mining company located in Brazil. For information 
related to the risks of doing business in Brazil and Mexico 
see “Risks Relating to the Countries in Which Ternium 
Operates”. In addition, Ternium’s mining activities are 
subject to the following risks:
Operational 
accidents 
and 
unexpected 
natural 
catastrophes may damage the environment, destroy 
properties and affect production or cause injuries and 
death, 
which 
would 
adversely 
impact 
Ternium’s 
operations and profitability, and result in material 
liabilities.
Las Encinas, Consorcio Peña Colorada and Mineração 
Usiminas carry out extractive, processing and logistical 
operations. Liabilities associated with such mining 
activities include those resulting from tailings and sludge 
disposal, effluent management, iron ore pulp and fines 
transportation, and rehabilitation of land disturbed 
during the mining processes. The operations involve the 
use, handling, storage, discharge and disposal of 
hazardous substances and bulk material, and the use of 
natural resources. The iron ore mining industry is 
generally subject to significant risks and hazards, 
including environmental pollution, such as spilling or 
emissions of polluting substances or other hazardous 
materials; operational incidents, such as open-cut pit wall 
failures, rock falls, tailings dam breaches or incidents 
from the storage, transportation or use of explosives; 
transportation incidents, involving mobile equipment or 
machinery, slurry pipes and cable transportation; and 
may also be subject to unexpected natural catastrophes 
including heavy rain and hurricanes, and high seismic 
activity affecting our operations in Mexico. This could 
result in environmental damage, damage to or destruction 
of properties and facilities, personal injury or death, and 
delays in production. For example, in January 2022, 
unusually heavy rains damaged internal roads and 
drainage systems, affecting Mineração Usiminas’ iron ore 
production and shipments during that month. By March 
2022, Mineração Usiminas was able to fully normalize its 
operations.
Las Encinas’ and Consorcio Peña Colorada’s tailings 
dams meet the strictest international seismic standards, 
but for a tailings dam in which new reinforcements are 
expected to be completed by Consorcio Peña Colorada by 
year-end 2025 in order to reduce risks of collapse under a 
severe earthquake. This reinforcement project follows 
recommendations arising from stability studies conducted 
with the assistance of independent consultants. Although 
Ternium believes that, once completed, Consorcio Peña 
Colorada’s investment project will further mitigate the 
risk of incidents or failures at its tailings dam, failures or 
breaches may still occur prior to, or after, completion of 
reinforcement works. Furthermore, we cannot guarantee 
that failures or breaches will not occur in any tailings 
TERNIUM S.A.
Consolidated Management Report
25

dam even when meeting the strictest international seismic 
standards.
Mineração Usiminas, Las Encinas and Consorcio Peña 
Colorada may also be subject to claims under federal and 
local laws and regulations for air pollution, toxic torts, 
natural resource damages and other damages, as well as 
for the investigation and clean-up of soil, surface water, 
sediments, groundwater and other natural resources. 
Claims for damages and reclamation may arise out of 
current or former conditions at sites that Ternium owns, 
leases or operates or at inactive sites that it currently 
owns, leased-land sites and third-party waste disposal 
sites. We may be held responsible for other sites in the 
future. It also could be subject to litigation for alleged 
bodily injuries arising from claimed exposure to 
hazardous substances allegedly used, released, or 
disposed of by Ternium. Environmental damages caused 
by mining operations may result in costs and liabilities 
that could materially and adversely affect Ternium’s 
margins, cash flow and profitability. Third-party claims 
based on environmental or physical damages may exceed 
the limit of liability of the insurance policies that 
Ternium may have in place.
Required governmental concessions could be subject to 
prior consultation with native communities in Mexico or 
local communities in Brazil, changes or termination, 
permits and rights of use and occupancy could be difficult 
to obtain or maintain and taxes or royalties applicable to 
the mining industry could increase, all of which could 
adversely 
affect 
Ternium’s 
mining 
activities 
and 
operating costs.
Mining activities are subject to specific regulations and 
depend on concessions and authorizations granted by 
governmental 
authorities. 
Increased 
government 
intervention or amendments to applicable laws and 
regulations as well as claims or legal actions from native 
or local communities or other third parties, may alter the 
terms pursuant to which mining companies are required 
to pursue exploration, mining and ore processing 
activities. Selected mining technologies, additional 
infrastructure requirements, new taxes and/or royalties 
may be imposed on mining activities, leading to 
unexpected capital expenditures, higher costs or a 
reduction in mineral reserves and/or resources. For 
example, in 2011, the state of Minas Gerais imposed a 
rate for the controlling, monitoring and supervision of 
exploration and mining activities of mineral resources, 
which determines a fix value per ton sold. In addition, in 
2019, the Brazilian federal and state governments issued 
dam licensing regulations and imposed new conditions in 
connection with population in the self-rescue zones, 
including guarantee of stability, expropriation or 
relocation of the population and de-characterization of 
dams, which resulted in increased operating costs.
In April 2023, Mexico approved a significant reform to its 
mining laws. Among other changes, new mining activities 
were prohibited in certain areas with superficial bodies of 
water -which are of federal jurisdiction-, and areas 
declared as natural reserves by federal or local 
governments. In addition, governmental authorities are 
authorized to order the removal of existing tailings 
deposits under certain location or risk circumstances. The 
new legislation prohibits the use of national waters for 
the transportation of certain materials, grants to the 
Mexican geological service exclusive rights to conduct 
exploration activities, and requires mandatory bidding 
processes 
for 
new 
exploration 
and 
exploitation 
concessions, limiting concessions to a 30-year duration 
with 25-year automatic extension and a further 25-year 
extension following a prior bidding process. Concessions 
may be revoked on certain grounds, including for failure 
to initiate or interrupt operations within a specified 
timeframe or to file a mine closing plan, and accidents 
may be punished with increased fines and other penalties. 
In addition, new permits entailing an increase in water 
consumption in the regions where Las Encinas and Peña 
Colorada operate are subject to new conditions on water 
availability. Granting of new mining rights by the federal 
government are also subject to new water consumption 
permits based on such new conditions. The reform also 
regulates royalties and profit sharing with local 
communities, and mandates consultation processes with 
native and Afro-Mexican communities. The Supreme 
Court is reviewing the constitutionality of the new 
legislation.
For further information on risks, including regulatory 
risk, relating to our operations in Mexico, see “Risks 
Relating to the Countries in Which Ternium Operates - 
Mexico.”
Iron ore exploration and exploitation concessions in 
Brazil and Mexico as well as water concessions in Mexico 
may be revoked if the competent government authorities 
determine that mining companies do not comply with 
their obligations under the respective concession terms 
and agreements. Ternium may fail to comply with its 
commitments regarding certain concessions in Mexico if 
the 
security 
situation 
in 
those 
areas 
worsens. 
Furthermore, the exploration and exploitation of mines 
require the obtention of a right of use and occupancy of 
the land where the mines are situated. Even though 
government regulations frequently establish provisions 
intended to facilitate the granting of such rights, in some 
cases it may be difficult to reach and maintain agreements 
with the native or local communities or landowners, or 
such agreements may be excessively onerous.
TERNIUM S.A.
Consolidated Management Report
26

If Las Encinas, Consorcio Peña Colorada or Mineração 
Usiminas cannot secure use and occupancy rights on 
acceptable terms, their mining activities may be 
compromised. In addition, Las Encinas, Consorcio Peña 
Colorada or Mineração Usiminas must obtain, in the 
normal course of their business, permits to operate new 
iron ore bodies at the mines and permits for the 
expansion of Las Encinas’ and Peña Colorada’s tailings 
deposit capacity and the use of areas for Mineração 
Usiminas’ stocking piles and filtered waste. If Las 
Encinas, Consorcio Peña Colorada or Mineração 
Usiminas are unable to timely obtain required permits or 
fail with a timely completion of their ongoing projects 
related to tailings deposit capacity, they may need to alter 
their mining and/or production plans, which could lead 
to unexpected capital expenditures, higher costs and/or a 
disruption of mining activities.
Ternium’s reserve and resource estimates may differ 
materially from actually recoverable mineral quantities, 
or its estimates of mine life may prove inaccurate; and 
market price fluctuations and changes in operating and 
capital costs may render certain ore reserves and 
resources uneconomical to mine or cause Ternium to 
revise its reserve or resource estimates.
Mineral reserves and resources are estimated quantities of 
ore that Ternium has determined can be economically 
mined and processed under present and anticipated 
conditions to extract their mineral content. There are 
numerous uncertainties inherent in estimating quantities 
of reserves and resources and in projecting potential 
future rates of mineral production, including factors 
beyond our control. Reserve and resource calculations 
involve estimating deposits of minerals that cannot be 
measured in an exact manner, and the accuracy of any 
reserve and resource estimate is a function of the quality 
of available data and engineering and geological 
interpretation and judgment. Reserve and resource 
estimates also depend on assumptions relating to the 
economic viability of extraction, which are established 
through the application of a life of mine plan for each 
operation or project providing a positive net present 
value on a forward-looking basis, using forecasts of 
operating 
and 
capital 
costs 
based 
on 
historical 
performance, with forward adjustments based on 
planned process improvements, changes in production 
volumes and in fixed and variable proportions of costs, 
and forecasted fluctuations in costs of raw material, 
supplies, energy and wages. These forecasts and 
projections involve assumptions and estimations that, 
although Ternium believes are reasonable at the time of 
estimating its reserves and resources, may change in the 
future 
and 
may 
fail 
to 
anticipate 
geological, 
environmental or other factors or events that could make 
it difficult or unprofitable to mine certain ore deposits. 
In addition, our reserve and resource estimates are of in-
place material after adjustments for mining depletion and 
mining losses and recoveries, with no adjustments made 
for metal losses due to processing. As a result, no 
assurance can be given that the indicated amount of ore 
will be recovered from our reserves and resources, or that 
it will be recovered at the anticipated rates, or that 
extracted ore will be converted into saleable production 
over the mine life at levels consistent with its reserve and 
resource estimates. Reserve or resource estimates may 
vary in the future, and results of mining and production 
subsequent to the date of an estimate may lead to future 
revisions of estimates. Estimates of mine life may require 
revisions based on actual production figures, changes in 
reserve and resource estimates and other factors. For 
example, fluctuations in the market prices of minerals, 
reduced recovery rates or increased operating and capital 
costs due to inflation, exchange rates, mining duties or 
other factors may affect Ternium’s mine life projections. 
Certain reserves and resources may have a low level of 
projected profitability. If market price fluctuations or 
changes in operating and capital costs increase the cost to 
explore, locate, extract and process iron ore, making it 
uneconomical to mine, we may be required to lower our 
reserve or resource estimates. In addition, the mining of 
certain reserves and resources depend on our ability to 
reach agreements with local communities, the failure of 
which could result in a decrease in reserve and resource 
estimates.
Exploration activities are subject to uncertainties as to the 
results of such exploration; even if the exploration 
activities result in the discovery of ore deposits, the 
effective exploitation of such deposits remains subject to 
several risks.
Exploration activities are highly speculative, involve 
substantial risks and may be unproductive. Ternium may 
incur substantial exploration costs which may not yield 
the expected results. Failure to find sufficient and 
adequate ore resources could adversely affect our 
business. In addition, even if ore deposits are discovered, 
exploitation activities may be delayed for a long time 
during which market conditions may vary. Significant 
resources and time must be invested to establish ore 
resources through exploration, define the appropriate 
processes, obtain environmental licenses, concessions and 
permits (including water usage permits), acquire land, 
build the necessary facilities and infrastructure for 
greenfield projects and obtain the ore or extract the 
metals from the ore. If a project is not economically 
feasible by the time it can be exploited, we may incur 
substantial write-offs.
Inability to complete activities required to maintain iron 
ore and pellets production rates over time could increase
TERNIUM S.A.
Consolidated Management Report
27

Ternium’s steel production cost.
Mining requires continuous investment and activities to 
sustain production rates such as the design of mining 
projects, the granting of environmental permits, the 
development of iron ore reserves and/or tailings dams, 
and the successful execution of civil works. A large share 
of Mineração Usiminas’ iron ore reserves and resources 
are made of an iron ore quality called “Compactos”, 
which cannot be processed in its current facilities or may 
be processed at substantially lower rates. Processing 
“Compactos” iron ore at a rate similar or higher than 
current processing rates, would require significant capital 
expenditures in new equipment and facilities. If 
Mineração Usiminas does not approve or fails to timely 
develop the project, or fails to obtain the required 
governmental approvals or to secure key supply 
agreements on reasonable terms, including for logistics 
and energy services, Mineração Usiminas’ iron ore 
shipments will stop once the reserves of other iron ore 
qualities are depleted, negatively affecting Ternium’s net 
sales and operating results. On the other hand, if 
Ternium’s mining companies in Mexico fail to timely 
carry out the activities required to maintain iron ore and 
pellet production rates over time, Ternium may be 
required to substitute self-produced lower-cost iron ore 
with third-party iron ore to supply its steel operations, 
with a consequent increase in steel production costs. 
Expected costs and capital expenditure requirements for 
exploration, exploitation or restoration activities may 
vary 
significantly 
and 
affect 
Ternium’s 
financial 
condition and expected results of operations.
Ternium may be subject to increased costs or delays 
relating to the acquisition of equipment for the 
exploration and exploitation of ore deposits, or 
restoration of exhausted mines. Moreover, we may face 
increasing costs or capital expenditure requirements 
related 
to 
several 
factors, 
including 
changes 
in 
environmental regulations, diminished iron ore reserve 
grades, deeper pits and operational sections of our mines, 
iron ore deposits within the pit area that are more 
difficult to locate or extract, additional maintenance 
works in dams, tailings and waste piles, and ponds, and 
increased energy supply requirements that may be 
difficult to obtain. Adverse mining conditions and other 
factors related to the operation of the mine and mining 
facilities during their life cycle, whether permanent or 
temporary, may lead to a significant increase in projected 
capital expenditures and costs and may affect our ability 
to produce the expected quantities of mineral, negatively 
affecting our financial condition and expected results of 
operations.
Difficulties or disturbances in the relationship with local
communities may adversely affect Ternium’s mining 
activities and results of operations, and increasing 
violence and crime in Mexico could result in temporary 
or even permanent shut down of our Mexican mining 
operations.
Local communities, groups or individuals living or 
owning land near the areas where we operate may take 
actions to oppose or interfere with our mining activities. 
Even if a community has an agreement in place with 
Ternium, internal disputes within that community could 
result in blockades to disrupt our mining operations or 
iron ore transportation, or in legal proceedings to 
suspend mining activity. Although we make significant 
efforts 
to 
maintain 
good 
relationships 
with 
all 
communities, actions taken by them (or by interest 
groups within those communities), including requesting 
the authorities to revoke or cancel concessions or permits, 
may hamper our ability to conduct mining activities as 
planned, prevent us from complying with agreements or 
commitments with the government, or significantly 
increase the cost of exploring and/or exploiting the mines, 
thereby adversely affecting our business and results of 
operations. 
Mexico
In the past, Ternium’s mining operations in Mexico faced 
actions by certain native or local communities demanding 
higher compensation or other benefits, or seeking to stop 
mining activities. Although attempted legal actions have 
not 
succeeded, 
under 
Mexican 
law 
judges 
can 
preemptively suspend environmental or other permits or 
concessions and take certain other measures to protect 
the “ejidos” (land jointly owned by native communities) 
until the claim is resolved. An adverse court decision 
suspending or revoking permits, or a blockade or 
occupation of our facilities, could adversely impact 
Ternium’s mining activities and results of operations.
In recent years, the security situation in Aquila, where 
Las Encinas has its main mining operation, worsened, 
with growing violence in the region being caused by 
criminal groups seeking territorial control and the 
exploitation of economic resources. In addition, a long-
standing internal dispute between two differentiated 
groups of a native community prevented the election of 
community representatives and stirred a great deal of 
turmoil. In January 2023, two main community leaders 
went missing, which triggered an investigation by the 
Attorney General’s office that resulted in the arrest of 
three suspects. The ensuing crisis forced Las Encinas to 
keep its main mining operation idled during the first half 
of 2023. Similarly, the Jalisco area, where Consorcio Peña 
Colorada operates, is not exempt from the presence of 
criminal groups and, consequently, security has also
TERNIUM S.A.
Consolidated Management Report
28

deteriorated in such region.
If violence and conflict persist or escalate in the regions 
where Ternium has its mining operations, Ternium’s 
mining activities in Mexico may be partially or totally 
suspended, or even permanently shut down. 
Risks Relating To The Structure Of Ternium S.A.
Changes in applicable tax regulations and resolutions of 
tax disputes could negatively affect our financial results.
Ternium is subject to tax laws in numerous foreign 
jurisdictions where it operates. The integrated nature of 
Ternium’s worldwide operations can produce conflicting 
claims from revenue authorities in different countries as 
to the profits to be taxed in the individual countries, 
including disputes relating to transfer pricing. Most of the 
jurisdictions in which Ternium operates have double tax 
treaties with foreign jurisdictions, which provide a 
framework for mitigating the risk of double taxation on 
Ternium’s results. However, in case double taxation 
persists, dispute resolution mechanisms developed to 
resolve such potential conflicting claims are largely 
untried and can be expected to be very lengthy.
In recent years, tax authorities around the world have 
increased their scrutiny of companies’ tax filings and have 
become more rigid in exercising any discretion they may 
have. In 2015, the OECD proposed a number of tax law 
changes under its Base Erosion and Profit Shifting (BEPS) 
Action Plans to address issues of base erosion 
transparency, coherence and substance. Most of the 
countries in which Ternium operates have already 
implemented at least some of those changes within their 
own domestic tax legislations. 
In 2019, the OECD launched a new initiative on behalf of 
the G20 under the format of a two pillars solution 
targeting to minimize profit shifting by working towards 
a global tax framework that ensures that corporate 
income taxes are paid where consumption takes place 
(Pillar 1) and targeting to introduce a global standard on 
minimum taxation (Pillar 2) both combined with new tax 
dispute resolution processes. This project achieved 
OECD political consensus in October 2021. Pillar 2 
applies to Ternium as from 2024; Pillar 1 is still under 
discussion.
On January 20, 2025, the United States announced that it 
would withdraw from the OECD Global Tax Deal and 
that any prior commitments made by the United States 
will no longer have any force or effect. The memorandum 
announcing the withdrawal also directed the U.S. 
Secretary of the Treasury to develop and deliver to 
President Trump, within 60 days, a list of protective 
measures or other options towards foreign countries that 
are either not in compliance with any tax treaty with the 
United States or have, or are likely to have, tax rules that 
are extraterritorial or disproportionately affect U.S. 
companies.
At the EU level, the European Commission adopted in 
2016 its Anti-Tax Avoidance Directive, or ATAD, later 
on expanded by ATAD 2, which seeks to prevent tax 
avoidance by companies and to ensure that companies 
pay appropriate taxes in the markets where profits are 
effectively made and business is effectively performed. In 
addition, the European Commission drafted a directive 
aiming to avoid the use of shell entities (ATAD 3), which 
is still under discussion. Also, the European Commission 
adopted in December 2022 another directive to impose a 
global minimum taxation for multinational companies in 
the E.U., following Pillar 2’s initiative. This new directive 
became effective in 2024. 
Ternium’s interpretation and application of the tax laws 
could differ from that of the relevant governmental 
taxing authority, which could result in the payment of 
additional taxes, penalties or interest, negatively affecting 
our profitability and financial condition. Significant 
uncertainties remain in relation to the potential adoption 
of the new regulations that might result from evolving 
initiatives like those launched by the OECD and the EU 
in relation to international taxation that could impact 
negatively our financial condition, results of operations 
and cash flows.
Dividend payments depend on the results of operations 
and financial condition of its subsidiaries and could be 
affected by legal, contractual or other limitations or tax 
changes.
Ternium S.A. is a holding company and conducts all its 
operations through subsidiaries. Dividends or other 
intercompany transfers of funds from those subsidiaries 
are Ternium S.A.’s primary source of funds to pay its 
expenses, debt service and dividends and to repurchase 
shares or ADSs.
The ability of our subsidiaries to pay dividends and make 
other payments to their shareholders will depend on their 
results of operations and financial condition. If earnings 
and cash flows of our operating subsidiaries are 
substantially reduced, Ternium S.A. may not be in a 
position to meet its operational needs or to pay dividends. 
In addition, such dividends and other payments could be 
restricted by applicable corporate and other laws and 
regulations, including those imposing foreign exchange 
controls or restrictions on the transfer of money to 
foreign accounts or the payment of dividends, and 
TERNIUM S.A.
Consolidated Management Report
29

agreements and commitments of such subsidiaries. For 
example, in recent years, Argentine regulations have 
significantly impaired Ternium Argentina’s ability to 
transfer dividends abroad and, therefore, Ternium 
Argentina resorted to the payment of dividends in kind 
using U.S. dollar-denominated Argentine sovereign 
bonds. For information on exchange controls in 
Argentina, see note 30 “Foreign exchange restrictions in 
Argentina” of Ternium’s audited consolidated financial 
statements included in this annual report; and “—Risks 
Relating to the Countries in Which Ternium Operates – 
Argentina: Exchange controls in Argentina could 
negatively impact Ternium Argentina’s operations, 
preventing Ternium from importing raw materials, 
paying dividends or transferring cash surpluses abroad, as 
a result of its inability to access the foreign exchange 
market”.
Ternium S.A.’s ability to pay dividends to shareholders is 
subject to legal and other requirements and restrictions in 
effect at the holding company level. For example, 
Ternium S.A. may only pay dividends out of net profits, 
retained 
earnings 
and 
distributable 
reserves 
and 
premiums, each as defined and calculated in accordance 
with Luxembourg law and regulations. In addition, 
dividend distributions (which are currently imputed to a 
special tax reserve and are therefore not subject to 
Luxembourg withholding tax) may be subject to 
Luxembourg withholding tax if current Luxembourg tax 
law were to change or if the special tax reserve were to be 
exhausted.
Ternium S.A.’s controlling shareholder may be able to 
take actions that do not reflect the will or best interests of 
other shareholders.
As of February 28, 2025, San Faustin beneficially owned 
65.03% of Ternium S.A.’s share capital and Tenaris, 
which is also controlled by San Faustin, held 11.46% of 
Ternium S.A.’s shares and voting rights. Rocca & 
Partners Stichting Administratiekantoor Aandelen San 
Faustin, or RP STAK, holds voting rights in San Faustin 
sufficient in number to control San Faustin. As a result, 
RP STAK is indirectly able to elect a substantial majority 
of the members of Ternium S.A.’s board of directors and 
has the power to determine the outcome of most actions 
requiring shareholder approval, including, subject to the 
requirements of Luxembourg law, the payment of 
dividends. The decisions of the controlling shareholder 
may not reflect the will or best interest of other 
shareholders. In addition, Ternium S.A.’s articles of 
association permit its board of directors to waive, limit or 
suppress preemptive rights in certain cases. Accordingly, 
Ternium S.A.’s controlling shareholder may cause its 
board of directors to approve in certain cases an issuance 
of shares for consideration without preemptive rights, 
thereby diluting the minority interest. See “Risks Relating 
to Ternium S.A.’s ADSs – Holders of shares and ADSs in 
the United States may not be able to exercise preemptive 
rights in certain cases”.
Existence of other shareholders in Ternium S.A.’s 
subsidiaries and associates could delay or prevent us from 
completing our strategy.
Ternium S.A. does not own 100% of the interests in 
certain of its subsidiaries. As of February 28, 2025, 26.0% 
of Ternium Argentina was held by the Administración 
Nacional de la Seguridad Social, or ANSeS, Argentina’s 
governmental social security agency, and 11.4% was 
publicly held. In addition, 22.7% of Usiminas’ ordinary 
shares were held by the NSC Group, 4.9% by Previdência 
Usiminas and 22.9% were publicly held, and 0.6% of 
Usiminas’ preferred shares were held by the NSC Group 
and 97.5% were publicly held. Furthermore, Ternium 
holds a 51% ownership interest in Tenigal (with NSC 
holding the remaining 49%); a 50% equity interest in 
Consorcio Peña Colorada (with ArcelorMittal holding 
the remaining 50%); and a 48% equity interest in 
Techgen. The existence of other shareholders in these 
companies could prevent Ternium from taking actions 
that, while beneficial to the company, might not be 
beneficial to each relevant subsidiary or associate 
considered separately. As a result, Ternium could be 
delayed or prevented from completing its strategy or fully 
maximizing its competitive strengths.
Risks Relating to the Countries in Which Ternium 
Operates
Negative economic, political, social and regulatory 
developments in certain markets where a significant 
portion of Ternium’s operations and assets are located 
could disrupt its manufacturing activity, hurt Ternium’s 
shipment volumes or prices, or increase its costs, thereby 
adversely affecting its results of operations and financial 
condition.
Ternium’s results of operations are subject to the risks of 
doing business in emerging markets, principally in 
Mexico, Brazil and Argentina, and have been, and could 
in the future be, affected from time to time to varying 
degrees by economic, political, social, regulatory and 
legal 
developments, 
such 
as 
nationalization, 
expropriation or forced divestiture of assets; restrictions 
on production, domestic sales, imports and exports; 
travel or trade bans; interruptions in the supply of 
essential energy inputs; restrictions on the exchange or 
transfer of currency; inability or increasing difficulties to 
repatriate income or capital or to make contract 
payments; inflation; devaluation; or other events, 
including wars and other international conflicts, natural 
TERNIUM S.A.
Consolidated Management Report
30

disasters, chronic climate changes and public health 
epidemics; civil unrest and local security concerns that 
threaten the safe operation of its facilities and operations; 
direct and indirect price controls; tax increases and 
changes (including retroactive) in the interpretation, 
application or enforcement of tax laws and other claims 
or challenges; cancellation of contract rights; and delays 
or denial of governmental approvals. Both the likelihood 
of such occurrences and their overall effect upon Ternium 
vary greatly from country to country and are not 
predictable. Realization of these risks could have an 
adverse impact on the results of operations and financial 
condition of Ternium’s subsidiaries located in the 
affected countries and, depending on their materiality, on 
the results of operations and financial condition of 
Ternium as a whole. 
Mexico
Ternium has significant manufacturing operations and 
assets in Mexico and a significant share of its sales are 
made to customers in this country. In addition, a 
significant portion of Ternium’s sales in Mexico are 
directed to the Mexican manufacturing industry, which in 
turn exports a large share of its production to the U.S. 
market. Our business could be materially and adversely 
affected by economic, political, social and regulatory 
developments in Mexico.
Political, economic and social conditions and government 
policies in Mexico could negatively impact Ternium’s 
business and results of operations.
In the past, Mexico has experienced several periods of 
slow or negative economic growth, high inflation, high 
interest rates, currency devaluation and other economic 
problems. Furthermore, the Mexican economy tends to 
be affected by changes in the economic environment in 
the United States, including changes to trade conditions. 
In addition, actions and policies adopted by the Mexican 
government could have a significant impact on the 
economy and market conditions affecting Ternium’s 
operations in Mexico. During 2024, the Mexican 
Congress approved several constitutional reforms aimed 
at restructuring the judicial system and increasing state 
control 
over 
key 
sectors, 
including 
energy, 
telecommunications, 
and 
natural 
resources. 
This 
increased regulatory oversight has led to a more 
unpredictable business environment. A deterioration in 
Mexico’s economy, a re-emergence of social instability, 
political unrest, reduction in government spending, 
increased government intervention, exchange rate and 
financial market volatility, or other adverse political, 
economic or social development, could adversely affect 
our business, results of operations, financial condition or 
liquidity. Adverse economic conditions in Mexico could 
also result in higher inflation and interest rates coupled 
with reduced opportunities for funding or refinancing, 
reduced 
domestic 
consumption 
of 
our 
products, 
decreased operating results and delays in the completion 
of ongoing and future capital expenditures.
 
Energy reforms and the evolving regulatory landscape in 
Mexico could adversely impact Ternium’s results of 
operations and net results.
In the last few years, the Mexican government has made 
various attempts to amend energy rules and regulations 
impacting the supply and cost of energy.
Since December 2018, the Mexican government has been 
introducing changes to electricity regulations, including 
amendments to the Energy Industry Law, or LIE, and a 
bill to reform the Constitution, which was rejected by the 
Mexican Congress in 2021. These changes aimed to grant 
priority 
to 
Mexico’s 
state-owned 
electric 
power 
generation and distribution company, or CFE, over 
private generators in the supply of electric power to the 
Mexican market and mandated a revision of power 
generation and transaction agreements between CFE and 
independent electric power suppliers. The intended 
reforms were challenged in court and, in January 2024, 
the Supreme Court ruled against the constitutionality of 
certain provisions of the LIE reform.  
In response, the Mexican President announced a new 
proposal for an ambitious constitutional reform covering 
a wide range of topics, including energy matters. For 
example, 
changes 
have 
been 
introduced 
to 
the 
constitutional status of CFE and Pemex, resulting in 
increased government intervention in their policies at the 
expense of their boards’ independence. 
The energy reform has introduced significant regulatory 
and legal uncertainties for energy companies, affecting 
their operations, financial performance, and strategic 
planning. Companies have had to navigate a complex and 
evolving regulatory landscape, invest in compliance 
programs, and reassess their investment strategies to 
mitigate the risks associated with these reforms. 
Uncertainty remains as to whether the Mexican 
government or any of its decentralized bodies will 
introduce new reforms to the energy market or adopt any 
measure that may further affect the energy supply or 
increase its cost. Any such new changes or measures 
could negatively affect our operations or those of 
Techgen, where Ternium holds a 48% equity interest and 
which supplies electricity for most of our Mexican 
operations. At this stage, we cannot assess the potential 
effects of any new governmental initiative on Ternium’s 
operations and the Mexican economy in general and, 
TERNIUM S.A.
Consolidated Management Report
31

consequently, on the results of operations and financial 
conditions of our businesses in Mexico.
Violence and crime in Mexico could negatively impact 
Ternium’s business and operations.
Mexico is subject to significant levels of violent crimes 
and, notably, the regions where Ternium’s mining 
operations are located are subject to an increasing level of 
criminality, which resulted in an alarming deterioration 
of security conditions in the region. For more information 
on the events affecting our mining operations in Mexico, 
see “– Risks Relating to Ternium’s Mining Activities – 
Difficulties in relationships with local communities may 
adversely affect Ternium’s mining activities and results of 
operations, and increasing violence and crime in Mexico 
could result in temporary or even permanent shut down 
of Ternium’s Mexican mining operations.” Security 
issues could affect our day-to-day operations and could 
also result in an economic slowdown, reducing domestic 
demand for its products and thereby having an adverse 
effect on our business. A deterioration of the security 
situation or a surge in violence could result in significant 
obstacles or additional costs to the implementation of 
growth plans in Mexico, including delays in the 
completion of capital expenditures. 
Changes in existing trade arrangements between Mexico 
and the U.S. and controversies or disputes between 
USMCA member countries could adversely impact 
Ternium’s results of operations and net results.
The USMCA became effective in July 2020 replacing the 
North American Free Trade Agreement (NAFTA). 
Previously, in 2019, Mexico and the United States had 
agreed to waive a 25% tariff on steel products exported 
to the United States (which had been imposed in 2018) 
subject to continuous monitoring for surges in steel 
imports and transshipment into the United States of 
material that was not imported from Mexico or Canada. 
Early in 2024, the United States expressed concerns 
regarding unfair practices in the U.S. market from steel 
produced in third countries that was allegedly being 
circumvented through Mexico. In response to such 
concerns, Mexico implemented additional measures 
aimed at improving information and transparency as well 
as preventing circumvention practices in connection with 
steel imports into the Mexican market from countries 
with which Mexico lacks a formal trade agreement. In 
addition, in July 2024, Mexican and Canadian exports to 
the United States of steel products melted and poured 
outside the USMCA region became subject to a 25% 
tariff under Section 232 of the Trade Expansion Act of 
1962. Finally, early in 2025, the U.S. government imposed 
a 25% tariff on virtually all imports of steel and on 
certain steel derivatives, revoking previously negotiated 
country-specific exemptions and quota arrangements.
In addition, on February 1, 2025, the U.S. government 
announced the imposition, through the International 
Emergency Economic Powers Act (IEEPA), of across-the-
board tariffs applicable to all products imported from 
Mexico, Canada and China. As of the date of this annual 
report, Mexican and Canadian products that comply 
with USMCA preferential rules of origin, are exempt 
from this tariff. Further, the Trump administration 
announced that the U.S. would implement reciprocal 
tariffs with trading partners by April 2025.
This new set of tariffs and other potential commercial 
measures could affect market prices and dynamics, supply 
chains, and cost structures, and result in a prolonged or 
escalated trade war.
Moreover, the USMCA is scheduled for its first joint 
review on July 1, 2026, allowing the three member 
countries to assess the agreement and propose revisions. 
The review signals the beginning of a 10-year countdown 
to the USMCA’s expiration in 2036, unless the parties 
agree to extend the agreement. Amendments to, or the 
termination of, current trade agreements between Mexico 
and the U.S. could materially and adversely affect 
Ternium’s shipments, results of operations and net 
worth.
The introduction of new tariffs could further increase 
costs for Mexican exporters and, consequently, reduce 
Mexico’s competitiveness in the U.S. market. Particularly, 
new tariffs on imports of Mexican manufactured 
products to the U.S. market could negatively affect 
several of Ternium’s customers in Mexico and, thus, 
Ternium’s operations in the country. In addition, the 
uncertainty surrounding trade rules could deter foreign 
investment in Mexico, as companies might hesitate to 
invest in new projects or expand existing ones without 
the stability provided by the USMCA.
Other countries have announced retaliatory tariffs 
against U.S. exports. It is also anticipated that parties 
may bring litigation regarding the timeliness and 
appropriateness of the Trump administration’s actions. 
In light of the foregoing uncertainties, Ternium is unable 
at this time to predict the evolution or ultimate outcome 
of these developments or to quantify the impact that the 
new tariffs and measures would have on its business or 
financial condition.
Argentina
A significant portion of Ternium’s sales are made in 
Argentina mainly through its subsidiary, Ternium 
TERNIUM S.A.
Consolidated Management Report
32

Argentina. Ternium Argentina’s business could be 
materially affected by economic, political, social, fiscal 
and regulatory developments in Argentina. 
Economic and political instability in Argentina, which on 
several occasions resulted in economic uncertainties and 
recession, may adversely affect Ternium’s business, 
financial condition and results.
Ternium’s business and results of operations in Argentina 
depend on local macroeconomic conditions, among other 
factors. Over the past years, the Argentine economy and 
capital investment have been affected by political, 
economic and financial uncertainties as well as 
government intervention in, or limitations to, the conduct 
of business in the private sector and other government 
measures affecting investors’ confidence. Steel shipments 
to the Argentine domestic market were severely affected 
in different opportunities over the last decades. For 
instance, during 2018 and 2019 the economy was affected 
by a severe downturn resulting from financial market 
volatility, high interest rates and heightened political 
uncertainty during the presidential election process and, 
in 2020, the economy was affected by the COVID-19
outbreak.
In 2023, the Argentine economy suffered as a result of a 
severe drought, foreign exchange restrictions, high 
inflation rates and heightened political and economic 
uncertainty during the presidential election process. In 
December 2023, the new administration, led by Mr. 
Javier Milei, announced a series of emergency measures 
to address the critical economic situation, including high 
inflation rates and public deficit. Some of those measures 
included deregulation efforts, cuts in public spending, 
including subsidies on public services, cut down on 
monetary issuance, increase of certain taxes, labor 
reforms, and the lifting of certain import restrictions and 
foreign exchange controls. In 2024, Ternium experienced 
a 20% decrease in steel shipments in the Southern Region 
primarily in connection with the Argentine government's 
economic stabilization measures, which had a significant 
impact in the first quarter followed by a gradual 
improvement throughout the year. It is uncertain as to 
what extent the Argentine government will be able to 
continue implementing its economic program and adopt 
major structural reforms. While Congress approved some 
of the reforms submitted by the Milei administration in 
2024, it is unclear whether Congress will endorse other 
major reforms, including labor and tax reforms. While 
the deregulation of the economy and intended reforms 
aim to create a more competitive and investment-friendly 
environment, the associated uncertainties and potential 
for abrupt policy changes pose substantial risks for 
companies operating in the country. While the 
deregulation of the economy and intended reforms aim to 
create a more competitive and investment-friendly 
environment, the associated uncertainties and potential 
for abrupt policy changes pose substantial risks for 
companies operating in the country. In addition, conflicts 
between the federal and local governments may arise, 
court decisions may challenge governmental measures, 
and social tensions or public protests could arise.
Furthermore, Argentina is negotiating a new agreement 
with the International Monetary Fund, or IMF. Although 
Argentina has achieved most of the targets set under the 
Extended Fund Facility, or EFF arrangement for 2024, 
failure to implement or comply with a program with the 
IMF could adversely affect the country’s economy and 
lessened financial sources could impair Argentina’s ability 
to foster economic growth.
This context of volatility and uncertainty remains in 
place as of the date of this annual report. Ternium 
continues to monitor closely the evolution of the main 
variables affecting its business, identifying the potential 
impact thereof on its financial and economic situation 
and determining the appropriate course of action in each 
case. Ternium’s business and results of operations in 
Argentina could be adversely affected by rapidly changing 
economic, political and social conditions in Argentina, or 
by the Argentine government’s policy response to such 
conditions.
Inflation may undermine economic growth in Argentina 
and impact Ternium’s costs, thereby adversely affecting 
its results of operations and financial position.
In the past, inflation has undermined the Argentine 
economy and the government’s ability to stimulate 
economic growth. Consumer price inflation in Argentina, 
as reported by INDEC, the Argentine statistics and census 
bureau, was 118% in 2024, 211% in 2023 and 95% in 
2022. In 2024, the Argentine peso depreciated by 22%, a 
rate that was far below the rate of inflation. Such 
mismatch negatively impacted our results of operations, 
as ARS-denominated costs (mainly labor-related costs) at 
Ternium Argentina increased, thereby affecting cost-
competitiveness and margins. A high inflation economy 
has undermined and could continue to undermine 
Argentina’s foreign competitiveness in international 
markets and negatively affect economic activity and 
employment levels. Argentine inflation rate volatility 
makes it impossible to estimate with reasonable certainty 
the extent to which activity levels and results of 
operations of Ternium Argentina could be affected in the 
future.
Taxes on Argentine companies have been increasing over 
time; a further increase of the tax burden could adversely 
affect Ternium’s results of operations, net results and
TERNIUM S.A.
Consolidated Management Report
33

financial condition.
In the past, the sustained and significant devaluation of 
the Argentine peso against the U.S. dollar coupled with 
high inflation rates resulted in a material reduction of the 
real value that Ternium Argentina could deduct as cost of 
sales or cost of financial investments for tax purposes, 
thus creating artificial gains that were subject to income 
tax. Inflation adjustment for tax purposes is limited and 
subject to significant restrictions. For example, inflation 
adjustment of inventories and other current assets is 
permitted only if the consumer price inflation rate 
surpasses 100% in a 36-month period up to the close of 
the relevant fiscal year and, in the past, inflation 
adjustment has been further limited. If inflation rates 
remain high and limitations to inflation adjustment are 
reinstated, Ternium Argentina could be subject to 
increased tax burden. Furthermore, because inflation 
adjustment of cash positions generated during the current 
fiscal year is not permitted, high nominal interest rates, 
which are normally expected in high inflation scenarios, 
materially overstate the financial income of such cash 
positions for tax purposes.
In 
addition, 
during 
2024 
Ternium 
Argentina 
systematically accumulated value added and income tax 
credits, which amounted to $154 million as of December 
31, 2024, mainly due to the impact of a 2023 federal tax 
agency resolution limiting several taxpayers’ ability from 
requesting tax credit refunds. Such resolution was 
recently repealed, and, therefore, Ternium Argentina 
expects to gradually reduce its accumulated tax credits. 
However, we cannot ensure that the federal tax agency 
will not adopt similar resolutions or measures in the 
future having the effect of collecting taxes in excess of 
applicable tax rates, thus increasing Ternium Argentina’s 
tax burden.
Other federal, provincial and municipal taxes on 
Ternium Argentina’s operations have been imposed or 
increased over the last years, including the introduction 
of a tax on dividend distributions and a tax on the 
purchase of foreign currency for the payment of imports 
of certain raw materials and intermediate goods, which 
was lifted in December 2024, but could be reintroduced in
the future.
The Argentine government has announced plans to 
introduce a tax reform in 2025. Ternium cannot predict 
whether future legislation, or any new tax regime or 
reform could result in a further increase of the tax burden 
on its operations in Argentina, which would adversely 
affect Ternium’s results of operations, net results and 
financial condition. 
Exchange controls in Argentina could negatively impact 
Ternium Argentina’s operations, preventing Ternium 
from importing raw materials, paying dividends or 
transferring cash surpluses abroad, as a result of its 
inability to access the foreign exchange market.
From time to time, the Argentine authorities have taken 
measures to reduce the volatility of the ARS/$ exchange 
rate and have implemented formal and informal 
restrictions on capital inflows and outflows. Between 
September 2019 and December 2023, the Argentine 
government imposed significant restrictions on foreign 
exchange 
transactions. 
Although 
after 
the 
new 
administration took office in December 2023 certain 
restrictions were eased or lifted and further deregulation 
is expected, at the date of this annual report the scope 
and timing of upcoming changes remain unknown. For 
more information on our foreign exchange restrictions in 
Argentina, see note 30 “Foreign exchange restrictions in 
Argentina” to our consolidated financial statements 
included in this annual report.
Foreign exchange controls currently limit the purchase 
and transfer abroad of foreign currency for saving 
purposes, restricting Ternium Argentina’s ability to hold 
excess 
cash 
reserves 
in 
foreign 
bank 
accounts. 
Accordingly, Ternium Argentina holds its cash and 
financial investments in the Argentine financial system. 
As of December 31, 2024, Ternium Argentina’s cash and 
cash equivalents and other investments amounted to 
approximately $1.3 billion, a large portion of which 
consisted of U.S. dollar-denominated sovereign bonds 
issued by the Argentine government and payable in U.S. 
dollars, and Argentine Treasury bonds linked to the 
official exchange rate. The U.S. dollar value of these 
instruments recorded in Ternium’s consolidated financial 
statements is based on their Argentine peso local market 
price, converted to the U.S. dollar at the ARS/$ official 
exchange rate. Therefore, the valuation of such 
investments is subject to the volatility of the Argentine 
financial market and currency exchange rates, leading to 
a potential significant reduction of such value in our 
consolidated financial statements. For example, during 
the fourth quarter of 2023 and first quarter of 2024, 
Ternium’s divestment of Argentine sovereign bonds 
resulted in a loss of $164 million due to the recycling of 
changes in the fair value of financial instruments from 
Other Comprehensive Income to Financial Results. 
Although the balance of Ternium’s Other Comprehensive 
Income in connection with its Argentine sovereign bond 
holdings turned positive as of December 31, 2024, this 
balance could turn negative again in the future if 
conditions in the Argentine financial market deteriorate 
and, consequently, the market value of such holdings 
decreases.
TERNIUM S.A.
Consolidated Management Report
34

In the past few years, the Argentine authorities limited 
the import of goods and services by Argentine companies, 
including Ternium Argentina and other companies in the 
steel value chain, by controlling access to the foreign 
exchange market. In the context of high, but decelerating, 
inflation during 2024, restrictions of access to the foreign 
exchange market to pay for imports of goods remain, but 
have been gradually made more flexible. However, 
Ternium cannot predict future conditions for the imports 
of goods and services by Argentine companies, which 
would adversely affect Ternium’s results and financial 
condition.
Access to the official exchange market to make dividend 
payments continue to require prior Argentine Central 
Bank approval, which is rarely, if ever, granted. 
If control systems are maintained or are tightened, local 
demand for steel products and/or Ternium Argentina’s 
operations or sales could be adversely affected, Ternium 
Argentina could be exposed to the risk of losses arising 
from fluctuations in the ARS/$ exchange rate, and 
Ternium Argentina’s ability to make payments to foreign 
suppliers or creditors (which could disrupt Ternium 
Argentina’s operations), pay dividends or royalties 
abroad, or fund investments or other activities offshore 
could be impaired.
 Brazil
Ternium has significant manufacturing operations and 
assets located in Brazil. Ternium has a participation in 
the control group of Usiminas, a large Brazilian 
steelmaker, and began consolidating Usiminas in July 
2023. Ternium also owns Ternium Brasil, a company that 
has a slab making facility in Rio de Janeiro and exports 
most of its production. Ternium’s results and net worth 
could be materially and adversely affected by economic, 
political, social, fiscal and regulatory developments, as 
well as security concerns in Brazil.
Changing economic policies and political conditions in 
Brazil, which on several occasions in the past resulted in 
economic uncertainties, recession and political instability, 
may occur in the future, thereby adversely affecting 
Ternium’s business results and financial condition.
The Brazilian economy has been characterized by 
frequent and occasionally extensive intervention by the 
Brazilian government, including changed monetary, 
taxation, credit, tariff and other policies to influence the 
course of the country’s economy. The Brazilian 
government’s actions to control inflation and implement 
other policies have involved hikes in interest rates, wage 
and price controls, foreign exchange controls and 
devaluation, freezing of bank accounts, capital controls 
and restrictions on imports. Such policies may adversely 
affect our results and net worth. The Brazilian 
government’s policies may also result in increases in tax 
payments or tariffs, which could adversely affect industry 
profitability. Changes in tax laws, such as the ongoing 
tax reform debates, can result in increased tax liabilities 
and 
compliance 
costs, 
creating 
uncertainties 
for 
businesses. In addition, tax disputes can result in 
substantial financial liabilities and require extensive legal 
resources to resolve. We cannot predict whether the new 
tax regime would result in a net tax burden increase for 
our operations in Brazil. Any increase in the applicable 
tax burden or tariffs would affect our consolidated cash 
flow and profitability. Also, tax disputes are a common 
source of legal uncertainty for Brazilian companies. The 
interpretation of tax laws by authorities can vary, leading 
to disputes over tax liabilities. In the past, Ternium’s 
Brazilian subsidiaries faced several tax-related legal 
challenges, including disputes over the collection of 
federal, state and municipal taxes, transfer pricing, and 
the deductibility of certain expenses.
The Brazilian economy has been affected by inflation, 
energy shortages, illiquid lending markets and other 
political, diplomatic, social and economic developments. 
Brazil’s political environment has historically influenced, 
and continues to influence, the performance of the 
country’s economy. Political crises have affected public 
and investor confidence, which resulted in economic 
deceleration. For example, Brazil has experienced 
heightened economic and political instability derived 
from various investigations into allegations of money 
laundering and corruption being conducted by the Office 
of the Brazilian Federal Prosecutor, including the Lava 
Jato investigation, which negatively impacted the 
Brazilian economy and political environment and 
contributed to a decline in market confidence in Brazil. In 
addition, operational risks in Brazil include challenges 
related to infrastructure, supply chain disruptions, and 
labor disputes. Companies also face risks related to 
strikes and labor disputes, which can disrupt operations 
and lead to financial losses. 
The Brazilian judicial system is known for its procedural 
delays and the unpredictability of outcomes. Companies 
often face lengthy judicial, arbitral, and administrative 
proceedings, which can be further complicated by the 
possibility of appeals and the need for judicial guarantees; 
and the enforcement of judicial decisions may be 
challenging.
Uncertainty over whether the Brazilian government will 
change policies or regulations affecting economic, 
political or social factors may contribute to economic 
instability in Brazil. We cannot predict whether political 
instability will arise in the future nor its effect on the 
Brazilian economy and, consequently, on the results of 
TERNIUM S.A.
Consolidated Management Report
35

operations and financial conditions of our businesses in 
Brazil. 
Inflation may undermine economic growth in Brazil and 
impact Ternium’s costs, thereby adversely affecting its 
results of operations and financial position.
High levels of inflation have in the past undermined the 
Brazilian economy and the government’s ability to 
stimulate economic growth. Our results of operations and 
financial position could be negatively impacted, as BRL-
denominated costs (mainly labor-related costs) may 
increase, 
thereby 
affecting 
cost-competitiveness. 
Inflationary pressures may also lead to the imposition of 
additional government policies to combat inflation and 
hinder access to Brazilian capital markets, which could 
adversely affect the business and the ability to finance 
operations and capital expenditures, making it impossible 
to estimate with reasonable certainty our future results of 
operations.
Certain Regulatory Risks And Litigation Risks
Ternium faces a significant loss contingency in Brazil in 
connection with its acquisition of a participation in the 
control group of Usiminas.
In 2013, Ternium was notified of a lawsuit filed in Brazil 
by Companhia Siderúrgica Nacional, or CSN, and 
various entities affiliated with CSN against Ternium 
Investments, 
Ternium 
Argentina, 
and 
Tenaris’s 
subsidiary, Confab, all of which compose the T/T Group 
under the Usiminas shareholders agreement. The entities 
named in the CSN lawsuit had acquired a participation in 
Usiminas in January 2012. The CSN lawsuit alleges that, 
under applicable Brazilian laws and rules, the acquirers 
were required to launch a tag-along tender offer to all 
non-controlling holders of Usiminas ordinary shares for a 
price per share equal to 80% of the price per share paid in 
such acquisition or BRL28.8 and seeks an order to compel 
the acquirers to launch an offer at that price plus interest. 
If so ordered, the offer would need to be made to 
182,609,851 ordinary shares of Usiminas not belonging to 
Usiminas’ control group. Ternium Investments and 
Ternium Argentina’s respective shares in the offer would 
be 60.6% and 21.5%.
On September 23, 2013, the first instance court dismissed 
the CSN lawsuit, and on February 8, 2017, the court of 
appeals maintained the understanding of the first instance 
court. On August 18, 2017, CSN filed an appeal to the 
Superior Court of Justice (SCJ) seeking the review and 
reversal of the decision issued by the Court of Appeals. 
On September 10, 2019, the SCJ declared CSN’s appeal 
admissible. On March 7, 2023, the SCJ, by majority vote, 
rejected CSN’s appeal. CSN made several submissions in 
connection with the SCJ decision, including a motion for 
clarification that challenged the merits of the SCJ 
decision. Decisions at the SCJ are adopted by majority 
vote. At an October 17, 2023 session, two justices of the 
SCJ voted in favor of remanding the case to the first 
instance for it to be retried following production and 
assessment of the new evidence, and two justices of the 
SCJ voted, without requiring any further evidence, in 
favor of granting CSN’s motion for clarification and 
reversing the March 7, 2023 decision that rejected CSN’s 
appeal; because the fifth member of SCJ excused himself 
from voting, a justice from another panel at the SCJ was 
summoned to produce the tie-breaking vote.
On June 18, 2024, the SCJ completed its voting on CSN’s 
motion for clarification and reversed, by majority vote, 
its March 7, 2023 decision, and resolved that Ternium 
Investments, its subsidiary Ternium Argentina and 
Tenaris’s subsidiary Confab should pay CSN an 
indemnification in connection with the acquisition by the 
T/T Group of a participation in Usiminas in January 
2012, with CSN being allowed to retain ownership of the 
Usiminas ordinary shares it currently owns. On August 1, 
2024, Ternium Investments, Ternium Argentina and the 
other T/T Group entities filed a motion for clarification 
against the SCJ decision and, subsequently, CSN filed its 
reply. On December 6, 2024, the SCJ rejected this motion 
for clarification, confirming the obligation of the T/T 
Group entities to pay an indemnification in connection 
with the 2012 acquisition of the participations in 
Usiminas. Notwithstanding the foregoing, the SCJ 
unanimously resolved to modify the applicable monetary 
adjustment mechanism and to cap the applicable 
attorney’s fees, thereby lowering the aggregate amount 
that would be payable if CSN ultimately prevails in this 
claim. Based on such SCJ decision, assuming monetary 
adjustment thorough December 31, 2024, and attorney’s 
fees in the amount of BRL5 million, the revised aggregate 
amount potentially payable by Ternium Investments and 
Ternium Argentina if CSN finally prevails on its claims 
would 
be 
of 
approximately 
BRL1,875.9 
million 
(approximately $302.9 million at the BRL/$ rate as of 
such date) and BRL664.1 million (approximately $107.3 
million at the BRL/$ rate as of such date), respectively. 
On February 10, 2025, Ternium filed an extraordinary 
appeal against the SCJ decisions that ordered an 
indemnification payment, seeking their review and 
reversal by the Supreme Federal Tribunal. The Company, 
however, cannot predict the ultimate resolution on the 
matter. 
For 
further 
information 
see 
note 
25 
“Contingencies, Commitments and Restrictions on the 
Distribution 
of 
Profits—Tax 
claims 
and 
other 
contingencies (a) Provision for ongoing litigation related 
to the acquisition of a participation in Usiminas”, to our 
consolidated financial statements included in this annual 
report.
TERNIUM S.A.
Consolidated Management Report
36

International trade actions or regulations and trade-
related legal proceedings could adversely affect Ternium’s 
sales and revenues and the overall business.
International trade-related administrative proceedings, 
legal actions and restrictions pose a constant risk for 
international operations and sales throughout the world. 
Our steel processing activities require steel products, 
including significant quantities of steel slabs, from 
different foreign steel suppliers for its operations in 
Mexico, Colombia, Argentina and Brazil. The Mexican, 
Colombian, Argentine or Brazilian governments may 
impose or increase duties on steel products imports. On 
the other hand, trade liberalization, mainly through free 
trade agreements, can reduce certain input costs and 
increase access to foreign markets. However, greater 
trade liberalization in the domestic markets in which we 
participate increases competition. For example, during 
2024, the Argentine government took several measures to 
streamline the import of goods, which could increase the 
risk of unfairly traded imports affecting the local market. 
For information concerning competition in the domestic 
steel markets, see “Intense competition could cause 
Ternium to lose its market share and adversely affect its 
revenues.” 
During the last decade, steel exports from China surged 
as a consequence of an economic slowdown in this 
country, and the number of antidumping, countervailing, 
safeguard measures and other trade restrictive actions 
increased substantially. Accordingly, producers that were 
restricted from certain markets sought alternative 
markets for their products. In the last two years, there 
was a surge of steel exports from China resulting in an 
increase to export volumes of approximately 38% year-
over-year in 2023, and an additional 25% year-over-year 
in 2024. Consequently, flat steel imports in Brazil surged 
approximately 42% in 2023 and a further 11% in 2024, 
mainly due to the import of low-priced Chinese steel 
products. Continued increase in steel imports under 
unfair trade conditions could erode our sales in domestic 
markets, and such market share losses may not be 
completely offset by increased exports to foreign markets. 
Countries or regional blocs may impose restrictive import 
duties and other restrictions on imports under various 
trade 
related 
laws, 
such 
as 
national 
security, 
environmental and intellectual property regulations. For 
example, Ternium is affected by tariffs on steel imports 
imposed by the United States under Section 232 of the 
Trade Expansion Act of 1962. For more information on 
tariffs see, “Risks Relating to the Countries in Which 
Ternium Operates – Mexico - Changes in existing trade 
arrangements between Mexico and the U.S., and 
controversies or disputes between USMCA member 
countries could adversely impact Ternium’s results
of operations and net results.”
The timing and nature of the imposition of trade-related 
restrictions potentially affecting Ternium’s sales and that 
of Ternium’s customers are unpredictable. Tariffs and 
trade restrictions on exports could adversely impact our 
or our customers’ ability to sell products and, as a result, 
the overall business and our profit margins and financial 
condition could suffer. One significant source of trade 
restrictions is the imposition of “antidumping” and 
“countervailing” duties, as well as “safeguard measures”. 
These duties can severely limit or altogether prevent 
exports to relevant markets. In several export destination 
that are relevant to Ternium, such as the United States, 
safeguard duties and other protective measures have been 
imposed against a large number of steel imports. For 
further information, see “Risks Relating to the Countries 
in Which Ternium Operates – Mexico - Changes in 
existing trade arrangements between Mexico and the 
U.S., and controversies or disputes between USMCA 
member countries could adversely impact Ternium’s 
results of operations and net results.”
Certain domestic producers have filed antidumping and/
or countervailing duty actions against certain steel 
imports. Some of these actions have led, or may lead, to 
restrictions on our sales of steel products in certain steel 
markets and result in lower profit margins. For example, 
on September 26, 2024, the U.S. Department of 
Commerce announced the initiation of antidumping duty 
investigations from corrosion-resistant steel products 
from Australia, Brazil, Canada, Mexico, the Netherlands, 
South Africa, Taiwan, the Republic of Turkey, the United 
Arab Emirates, and the Socialist Republic of Vietnam, 
and countervailing duty investigations of such products 
from Brazil, Canada, Mexico, and Vietnam.
Antidumping and/or countervailing duty actions and 
other government actions are largely unpredictable and 
additional duties or restrictions could be imposed in the 
future, limiting our sales to and potential growth in those 
markets, and increasing costs. 
The cost of complying with environmental regulations, 
potential product and environmental liabilities in a 
context of increasing environmental awareness, as well as 
government measures driven by social pressure to address 
environmental concerns, may affect Ternium’s steel 
production or processing operations, or may increase 
Ternium’s 
operating 
costs, 
negatively 
impacting 
Ternium’s business, financial condition, results of 
operations and prospects.
Steelmaking and mining activities are subject to a wide 
range of local, provincial and national laws, regulations, 
permit requirements and decrees relating to the 
TERNIUM S.A.
Consolidated Management Report
37

protection of human health and the environment, 
including laws and regulations relating to hazardous 
materials and radioactive materials and environmental 
protection governing air emissions, water discharges and 
waste management due to the risks inherent in the steel 
and mining industries. Laws and regulations protecting 
the environment have become increasingly complex and 
more stringent in recent years, leading to higher 
compliance costs. 
We are required to obtain certain permits, licenses and 
authorizations 
from 
local, 
provincial 
or 
federal 
authorities for purposes of carrying out certain 
operations. Failure to obtain or renew such permits, 
licenses or authorizations, or to comply with their terms, 
may result in delays, fines, closure orders or requirements 
to halt or curtail our operations, negatively affecting our 
results.
Furthermore, environmental laws and regulations may, in 
some cases, impose strict liability for damages to natural 
resources or threats to public health and safety without 
regard to negligence or fault. Some environmental laws 
provide for joint and several strict liability for 
remediation of spills and releases of hazardous 
substances. Such laws and regulations may expose 
Ternium to liability for the conduct of, or conditions 
caused by, third parties or for actions that complied with 
applicable laws at the time they were performed adversely 
affecting our business, financial condition, results of 
operations and prospects.
Our steel operations may also be subject to claims under 
federal and local laws and regulations on liability arising 
from damages to natural resources, release of toxic 
substances or other environmental damages, as well as 
for the investigation and clean-up of soil, surface water, 
sediments, groundwater and other natural resources. 
Claims for damages may arise with respect to current or 
former conditions at active or inactive sites that Ternium 
currently owns, leases or operates or at leased-land sites 
and third-party waste disposal sites. We may also be 
subject to litigation for alleged bodily injuries arising 
from claimed exposure to hazardous substances allegedly 
used, released, or disposed of by Ternium. Environmental 
damages caused by steel and mining operations may 
result in costs and liabilities that could materially and 
adversely affect Ternium’s margins, cash flow and 
profitability. Third-party claims based on environmental 
or physical damages may exceed the limit of liability of 
the insurance policies that Ternium may have in place.
In 
addition, 
increasing 
public 
awareness 
on 
environmental matters put pressure on governmental 
authorities to adopt measures or take initiatives that 
show concern for such matters, including by inspecting, 
monitoring or sanctioning local industries. We face risks 
from litigation and government enforcement proceedings 
alleging non-compliance with applicable laws or 
regulations. These actions can be driven by public policy 
agendas addressing environmental concerns. The use of 
state power and the legal system to promote such agendas 
can result in significant financial liabilities and 
operational disruptions. Even if we comply with 
environmental regulations, we cannot assure that 
governmental authorities will not request Ternium to 
suspend or close its operations, which would disrupt 
production, adversely affecting Ternium’s business and 
results of operations.
For example, the city and metropolitan area of 
Monterrey 
in 
Nuevo 
León, 
Mexico, 
evidence 
unsatisfactory air quality indexes most days of the year, 
mainly because of human factors and an arid surrounding 
soil enclosed by hills. From time to time, particularly 
when the quality of the air is below acceptable rates, 
public opinion focuses on this matter and Ternium’s local 
operations become subject to further scrutiny. In January 
2024, in response to media’s intense coverage of air 
quality issues in Monterrey and public opinion focus on 
the matter, the local authority inspected our Guerrero 
steelmaking facility. Although authorities concluded that 
the plant was in compliance with air emissions standards, 
air pollution remains a subject of local concern. More 
recently, the Mexican Federal Environmental Protection 
Office (Profepa) National Water Commission (Conagua) 
ordered a temporary closure of the wastewater discharge 
of 
Ternium 
Mexico’s 
plant 
in 
Puebla 
alleging 
incompliance with water discharge permits and made 
certain unfounded allegations against Ternium Mexico. 
While Ternium Mexico complies with all applicable 
environmental and regulatory requirements and this 
measure has not had a material adverse impact on 
Ternium Mexico’s operations, this situation evidences the 
risk of disruption to our operations arising from 
increased governmental intervention and the adoption of 
groundless sanctioning measures influenced by social and 
political pressures.  
While we incur and will continue to incur expenditures to 
comply with applicable laws and regulations, there 
always remains a risk that environmental incidents or 
accidents may occur that may negatively affect our 
operations or reputation, trigger investigations or 
litigation resulting in an obligation to pay damages or 
incur remediation costs, or that governmental authorities 
or a court order request Ternium to suspend or close its 
operations. 
Some of the activities for which Ternium supplies 
products, such as production of food cans, construction 
and the automotive industry, are subject to inherent risks 
TERNIUM S.A.
Consolidated Management Report
38

that could result in death, personal injury, property 
damage or environmental pollution, and result in product 
liability risks that could extend to liability for damages 
caused by such products. Furthermore, products are also 
sold to, and used in, certain safety-critical appliances. 
Actual or claimed defects in such products may give rise 
to claims for losses suffered by customers and expose 
Ternium to financial losses from claims for damages. The 
insurance we maintain will not be available in cases of 
gross negligence or willful misconduct; in other cases, 
insurance may not be adequate or available to protect us 
in the event of a claim, its coverage may be limited, 
canceled or otherwise terminated, or the amount of 
insurance may be less than the related impact on the 
enterprise value after a loss.
Climate change legislation and increasing climate 
regulatory requirements aimed at transitioning to a 
lower-carbon 
economy, 
together 
with 
increasing 
stakeholder expectations for reduced carbon emissions, 
could result in unexpected capital expenditures and costs, 
negatively affect Ternium’s competitiveness, reducing its 
market share and results of operations, and hampering its 
ability to access adequate financial resources.
There has been a growing awareness on greenhouse gas 
(GHG) emissions and climate change across different 
sectors of society over the last few years. The Paris 
Agreement, adopted at the 2015 United Nations Climate 
Conference, sets out the global framework to limit the 
planet’s rising temperature and to strengthen the 
countries’ ability to deal with the effects of climate 
change. The EU Emissions Trading System (ETS) 
signaled a major EU energy policy to combat global 
warming based on a “cap & trade” program, and the 
European Green Deal, launched in 2019, focuses on 
adopting the required policies and measures aimed at 
achieving zero GHG emissions in Europe by 2050. The 
EU Taxonomy Regulation establishes a classification 
system 
for 
environmentally 
sustainable 
economic 
activities, 
laying 
out 
definitions 
to 
businesses, 
stakeholders and policymakers on which economic 
undertakings 
can 
be 
considered 
environmentally 
sustainable and requiring companies to disclose, in the 
annual reports, how environmentally sustainable their 
economic activities are. In addition, as part of the 
European Green Deal, the EU adopted the Corporate 
Sustainability 
Reporting 
Directive 
(CSRD), 
which 
requires European large companies and listed issuers to 
disclose information on their risks and opportunities 
arising from social and environmental issues, and on the 
impacts of their activities on people and the environment, 
and the Corporate Sustainability Due Diligence Directive 
(CSDDD), which mandates that companies operating 
within the European Union identify, prevent, mitigate, 
and account for adverse human rights and environmental 
impacts in their operations and supply chains. Similarly, 
EU’s Carbon Border Adjustment Mechanism (CBAM), 
which was adopted on May 17, 2023, aims at promoting 
the reduction of emissions worldwide by subjecting the 
import of certain products, including steel, from 
countries outside of the European Union to a carbon levy 
linked to the carbon price payable for goods produced in 
EU countries. However, in response to the need to 
strengthen the EU’s competitiveness and make the EU 
economy more prosperous, the European Commission 
has recently proposed to simplify sustainability reporting 
rules. The package proposes amendments to the 
Corporate Sustainability Reporting Directive (CSRD), the 
EU Taxonomy, the Corporate Sustainability Due 
Diligence Directive (CSDDD), the EU’s Carbon Border 
Adjustment Mechanism (CBAM) and current investment 
programs.  If the package is approved, Ternium will be 
required to comply with the Corporate Sustainability 
Reporting Directive (CSRD) and the EU Taxonomy, with 
respect to Ternium S.A.’s 2027 annual report, and with 
the Corporate Sustainability Due Diligence Directive 
(CSDDD) starting on July 2028, but its sustainability 
reporting and due diligence burdens will be reduced and 
simplified.
Similarly, in response to an increasing investor focus and 
reliance on climate and ESG-related disclosure and 
investment, the Securities and Exchange Commission 
(SEC) announced in March 2021 the creation of a Climate 
and ESG Task Force to identify ESG-related misconduct 
and potential violations, and in March 2022, the SEC 
released a proposal to amend its disclosure rules. In 
March 2024, the SEC adopted the final rule on climate-
related 
disclosures, 
which 
would 
have 
required 
registrants, including Ternium S.A., to significantly 
expand the climate-related disclosures in their periodic 
reports, including information about climate-related risks 
that are reasonably likely to have a material impact on 
their business, results of operations, or financial 
condition, and certain climate-related financial statement 
metrics in a note to their audited financial statements. 
The implementation of this rule has been voluntarily 
stayed by the SEC in April 2024, pending judicial review 
due to legal challenges. Other countries are introducing 
or considering similar measures or regulations with the 
aim at lowering emissions as well as government 
initiatives to promote the use of alternative energy 
sources and substitute existing products and services with 
lower emissions alternatives (with many jurisdictions 
implementing tax advantages and other subsidies to 
promote the development of renewable energy sources, or 
even requiring minimum thresholds for power generation 
from renewable sources).  
Ternium’s 
industrial 
system 
includes 
two 
main 
technological routes to produce steel: the blast furnace / 
TERNIUM S.A.
Consolidated Management Report
39

basic oxygen furnace route (BF/BOF) and the direct 
reduction / electric arc furnace route (DRI/EAF). The BF/
BOF route has a significantly higher carbon emission 
intensity than the DRI/EAF route. Although several new 
initiatives and pilot projects under development seek to 
significantly reduce the BF/BOF route carbon emission 
intensity, no technology has yet achieved sufficient 
technology readiness level, nor is any technology 
available at scale or economically feasible, and there is no 
certainty that any such technology will be available in the 
near future. Ternium is developing several projects aimed 
at reducing carbon emission intensity. These projects 
could experience delays or higher-than-anticipated costs, 
or may not yield the expected results. In addition, the 
adoption of any new technology could require significant 
investments and could potentially lead to a reduction in 
the useful life of current equipment and the recognition of 
impairment charges. These issues affect most steel 
companies, as the BF/BOF route currently represents 
approximately 72% of global steelmaking production 
capacity. 
Government and international organization’s initiatives 
to promote the reduction of GHG emissions, such as the 
introduction of a carbon tax or carbon-pricing systems, 
the adoption of “cap-and-trade” systems or measures to 
avoid carbon leakage or promote the use of renewable 
energy sources could affect Ternium’s steel production 
costs. 
In Argentina, the 2017 tax reform introduced a tax on 
certain fossil fuels, which did not include natural gas. 
Metallurgical 
coal 
and 
petrochemical 
coke 
were 
exempted as long as they are used as part of an industrial 
process, other than for energy generation. Effective since 
March 2018, the tax on fossil fuels is set to increase 10% 
every year until 2028, when it is expected to reach an 
average $10 per ton of carbon dioxide equivalent emitted. 
Similarly, in 2013, Mexico approved carbon taxing rules 
applicable to fossil fuels (setting a zero tax on natural 
gas) and in 2019 the government implemented a pilot 
program for the adoption of an Emissions Trading 
System aimed at reducing GHG emissions, by setting a 
cap on emissions and allowing for the trade of emission 
certificates. For the time being, there is no regulation for 
setting such system nor to determine allowances. 
Although existing carbon pricing mechanisms in Mexico 
and Argentina do not materially limit or penalize 
Ternium’s 
GHG 
emissions, 
new 
carbon 
pricing 
mechanisms could increase Ternium’s production costs. 
Particularly in Mexico, the state governments could set 
carbon taxes on top of the federal tax regime and the 
Emission Trading System. In addition, the Brazilian 
Congress has recently approved an initiative to introduce 
an emissions trading scheme for industry processes and 
power generation facilities, which, if applicable to 
Ternium Brasil’s and Usiminas’ operations, would result 
in incremental costs in the future. Such increases in costs 
could affect, in turn, Ternium’s profitability and net 
results.
If there is not enough progress in significantly reducing 
emissions in the coming years, or emerging technologies 
for the reduction of carbon emission intensity of the BF/
BOF route are not commercially available or are not 
economically viable, there is an increased likelihood of 
abrupt policy interventions as governments attempt to 
meet their environmental goals by adopting policy, legal, 
technology and market changes in the transition to a low-
carbon global economy. In addition to incremental 
production costs, the adoption of new climate change 
legislation in the countries in which we operate could 
result in incremental compliance costs and unexpected 
capital expenditures, affect our competitiveness and 
reduce our market share and results of operations. 
Furthermore, shifts in customer preferences and failure to 
respond to stakeholders’ demand for climate-related 
measures and environmental standards could adversely 
affect the ability or willingness of our customers or 
suppliers to do business with us, harm our reputation, 
erode stakeholder support and restrict or reduce access to 
financial resources.
 Risks Relating To Ternium S.A.’s ADS
The market price for Ternium S.A.’s ADS could be highly 
volatile.
Volatility in the price of Ternium S.A.’s ADS may be 
caused by factors within or outside of its control and may 
be unrelated or disproportionate to Ternium’s operating 
results. In particular, the announcement of potentially 
adverse developments, such as proposed regulatory 
changes, 
new 
government 
investigations 
or 
the 
commencement or threat of litigation against Ternium, as 
well as the announcement of transactions, investments, or 
changes in strategies or business plans of Ternium or its 
competitors, could adversely affect the trading price of 
Ternium S.A.’s ADS, regardless of the likely outcome of 
those developments. Broad market and industry factors 
could adversely affect the market price of Ternium S.A.’s 
ADS, regardless of their actual effect on operating 
performance. The trading price of Ternium S.A.’s ADSs 
could also suffer as a result of developments in emerging 
markets. Although Ternium S.A. is organized as a 
Luxembourg corporation, it has substantial assets with 
operations in Mexico, Brazil, Argentina and Colombia. 
Financial and securities markets for companies with a 
substantial portion of their assets and exposure in Latin 
America are, to varying degrees, influenced by political, 
economic and market conditions in emerging market 
TERNIUM S.A.
Consolidated Management Report
40

countries. Although market conditions are different in 
each country, investor reaction to developments in one 
country can have significant effects on the securities of 
issuers with assets and exposure in other emerging 
markets, including Mexico, Brazil, Argentina and 
Colombia. See “Risks Relating to the Countries in Which 
Ternium Operates.”
Holders of shares or ADSs may not have access to as 
much information about Ternium S.A. as they would in 
the case of a U.S. domestic issuer.
There may be less publicly available information about 
Ternium S.A. than is regularly published by or about U.S. 
domestic 
issuers. 
Also, 
corporate 
and 
securities 
regulations governing Luxembourg companies may not 
be as extensive as those in effect in other jurisdictions, 
and U.S. securities regulations applicable to foreign 
private issuers, such as Ternium S.A., differ in certain 
respects from those applicable to U.S. domestic issuers. 
Furthermore, 
IFRS, 
the 
accounting 
standards 
in 
accordance with which Ternium S.A. prepares its 
consolidated financial statements, differ in certain 
material aspects from U.S. GAAP.
Holders of ADSs may not be able to exercise, or may 
encounter difficulties in the exercise of, certain rights 
afforded to shareholders.
Certain shareholders’ rights under Luxembourg law, 
including the right to participate and vote at general 
meetings of shareholders, to include items on the agenda 
for the general meetings of shareholders, to receive 
dividends and distributions, to bring actions, to examine 
books and records and to exercise appraisal rights may 
not be available to holders of ADSs, or may be subject to 
restrictions and special procedures for their exercise, as 
holders of ADSs only have those rights that are expressly 
granted to them in the deposit agreement. The Bank of 
New York Mellon, or BNY Mellon, as depositary under 
the ADS deposit agreement, through its custodian agent, 
is the registered shareholder of the deposited shares 
underlying the ADSs and therefore only the Depositary 
can exercise the shareholders’ rights in connection with 
the deposited shares. For example, if Ternium S.A. makes 
a distribution in the form of securities, the Depositary is 
allowed, at its discretion, to sell the right to acquire those 
securities on your behalf and to instead distribute the net 
proceeds to you. Also, under certain circumstances, such 
as Ternium S.A.’s failure to provide the Depositary with 
voting materials on a timely basis, you may not be able to 
vote at general meetings of shareholders by giving 
instructions to the Depositary. If the Depositary does not 
receive voting instructions from the holder of ADSs by 
the prescribed deadline, or the instructions are not in 
proper form, then the Depositary shall deem such holder 
of ADSs to have instructed the Depositary to vote the 
underlying shares represented by ADSs in favor of any 
proposals 
or 
recommendations 
of 
Ternium 
S.A. 
(including any recommendation by it to vote such 
underlying shares on any given issue in accordance with 
the majority shareholder vote on that issue) for which 
purposes the depositary shall issue a proxy to a person 
appointed by Ternium S.A. to vote such underlying 
shares represented by ADSs in favor of any proposals or 
recommendations of Ternium S.A. Under the ADS 
deposit agreement, no instruction shall be deemed given 
and no proxy shall be given with respect to any matter as 
to which Ternium S.A. informs the Depositary that (x) it 
does not wish such proxy given, (y) substantial 
opposition exists, or (z) the matter materially and 
adversely affects the rights of the holders of ADSs.
Holders of shares and ADSs in the United States may not 
be able to exercise preemptive rights in certain cases.
Pursuant to Luxembourg corporate law, existing 
shareholders of Ternium S.A. are generally entitled to 
preferential subscription rights (preemptive rights) in the 
event of capital increases and issues of shares against cash 
contributions. 
Under 
Ternium 
S.A.’s 
articles 
of 
association, the board of directors has been authorized 
for a five-year period to waive, limit or suppress such 
preemptive subscription rights. Although the validity 
period of such authorization will expire in June 2025, the 
board of directors has convened an extraordinary 
meeting of shareholders to be held on May 6, 2025, which 
will consider the renewal of such authorization for an 
additional five-year period
Notwithstanding 
the 
waiver 
of 
any 
preemptive 
subscription rights, for as long as the shares of Ternium 
S.A. are listed on a regulated market, any issuance of 
shares for cash within the limits of the authorized share 
capital shall be subject to the preemptive subscription 
rights of existing shareholders, except (i) any issuance of 
shares for, within, in conjunction with or related to, an 
initial public offering of the shares of Ternium S.A. on 
one or more regulated markets (in one or more instances); 
(ii) any issuance of shares against a contribution other 
than in cash; (iii) any issuance of shares upon conversion 
of convertible bonds or other instruments convertible into 
shares of Ternium S.A.; provided, however, that the 
preemptive subscription rights of the then-existing 
shareholders shall apply in connection with any issuance 
of convertible bonds or other instruments convertible into 
shares of Ternium S.A. for cash; and (iv) any issuance of 
shares (including by way of free shares or at discount), up 
to an amount of 1.5% of the issued share capital of 
Ternium S.A., to its directors, officers, agents, employees, 
its direct or indirect subsidiaries or its affiliates 
(collectively the "Beneficiaries"), including without 
limitation, the direct issuance of shares or upon the 
TERNIUM S.A.
Consolidated Management Report
41

exercise of options, rights convertible into shares or 
similar instruments convertible or exchangeable into 
shares, issued for the purpose of compensation or 
incentive of the Beneficiaries or in relation thereto (which 
the board of directors shall be authorized to issue upon 
such terms and conditions as it deems fit).
Holders of ADSs in the United States may, in any event, 
not be able to exercise any preemptive rights, if granted, 
for shares underlying their ADSs unless additional shares 
and ADSs are registered under the U.S. Securities Act of 
1933, as amended, or the Securities Act, with respect to 
those rights or an exemption from registration 
requirements of the Securities Act is available. Ternium 
S.A. intends to evaluate, at the time of any rights offering, 
the costs and potential liabilities associated with the 
exercise by holders of shares and ADSs of the preemptive 
rights for shares, and any other factors it considers 
appropriate at the time, and then to make a decision as to 
whether to register additional shares. Ternium S.A. may 
decide not to register any additional shares, requiring a 
sale by the Depositary of the holders’ rights and a 
distribution of the proceeds thereof. Should the 
Depositary not be permitted or otherwise be unable to 
sell preemptive rights, the rights may be allowed to lapse 
with no consideration to be received by the holders of the 
ADSs.
It may be difficult to obtain or enforce judgments against 
Ternium S.A. outside Luxembourg.
Ternium S.A. is a société anonyme organized under the 
laws of the Grand Duchy of Luxembourg, and most of its 
assets are located in other jurisdictions. Furthermore, 
most of its directors and officers reside in other 
jurisdictions. As a result, investors may not be able to 
effect service of process upon Ternium S.A. or its 
directors or officers. Investors may also not be able to 
enforce against Ternium S.A. or its directors or officers in 
the investors’ domestic courts, judgments predicated 
upon the civil liability provisions of the domestic laws of 
the investors’ home countries. Likewise, it may be 
difficult for investors not domiciled in Luxembourg to 
bring an original action in a Luxembourg court 
predicated upon the civil liability provisions of other 
securities laws, including U.S. federal securities laws, 
against Ternium S.A., its directors or its officers. There is 
also uncertainty with regard to the enforceability of 
original actions of civil liabilities predicated upon the civil 
liability provisions of securities laws, including U.S. 
federal securities laws, outside the jurisdiction where such 
judgments have been rendered; and enforceability will be 
subject to compliance with procedural requirements 
under applicable local law, including the condition that 
the judgment does not violate the public policy of the 
applicable jurisdiction. 
TERNIUM S.A.
Consolidated Management Report
42

Alternative performance measures
These non-IFRS measures should not be considered in isolation of, or as a substitute for, measures of performance prepared 
in accordance with IFRS. These non-IFRS measures do not have a standardized meaning under IFRS and, therefore, may not 
correspond to similar non-IFRS financial measures reported by other companies.
Adjusted EBITDA 
$ million
 
2024 
 
2023 
Net result
 
174 
 
986 
Adjusted to exclude:
  Depreciation and amortization
 
743 
 
658 
  Income tax results
 
554 
 
334 
  Net financial result
 
194 
 
(123) 
  Equity in earnings of non-consolidated companies
 
(69) 
 
(105) 
  Provision charge for ongoing litigation related to the acquisition of a participation in Usiminas
 
410 
 
— 
  Impairment of Las Encinas’ mining assets
 
32 
 
42 
  Reversal of other Usiminas contingencies recognized as part of the PPA
 
(34) 
 
(63) 
  Non-cash effects related to the increase in the participation of Usiminas
 
— 
 
1,106 
  Reversal of Usiminas’ post-retirement liabilities
 
— 
 
(109) 
Adjusted to include:
  Proportional EBITDA in Unigal (70% participation)
 
33 
 
14 
Adjusted EBITDA
 
2,038 
 
2,740 
Divided by: net sales
 
17,649 
 
17,610 
Adjusted EBITDA margin (%)
 12 %
 16 %
Adjusted net income
$ million
 
2024 
 
2023 
Net income
 
174 
 
986 
Excluding provision charge for ongoing litigation related to the acquisition of a participation in Usiminas
 
410 
 
— 
Excluding non-cash effects related to the increase in the participation in Usiminas
 
— 
 
1,106 
Adjusted net income
 
584 
 
2,092 
TERNIUM S.A.
Consolidated Management Report
43

Adjusted Owners of the Parents's Net Income and Adjusted Earnings per ADS
$ million
 
2024 
 
2023 
Owners of the parent’s net (loss) income
 
(54)  
676 
Excluding provision charge for ongoing litigation related to the acquisition of a participation in Usiminas
 
370 
 
— 
Excluding non-cash effects related to the increase in the participation in Usiminas
 
— 
 
1,010 
Adjusted Owners of the Parent’s Net Income
 
316 
 
1,686 
Divided by: the outstanding shares of common stock, net of treasury shares (expressed in ADS equivalent)
 
196 
 
196 
Adjusted Earnings per ADS ($)
 
1.61 
 
8.59 
Free cash flow 
$ million
 
2024 
 
2023 
Net cash provided by operating activities
 
1,906 
 
2,501 
Less: capital expenditures
 
(1,865)  
(1,461) 
Free cash flow
 
41 
 
1,040 
Net cash
For the year ended December 31,
$ billion
 
2024 
 
2023 
Cash and cash equivalents
 
1.7 
 
1.8 
Plus: other investments (current and non-current)
 
2.2 
 
2.2 
Less: borrowings (current and non-current)
 
(2.2)  
(2.1) 
Net cash
 
1.6 
 
1.9 
Note: Ternium Argentina’s consolidated position of cash and cash equivalents and other investments amounted to $1.3 billion as of December 31, 2024 and $1.1 billion as of 
December 31, 2023, respectively.
44

TERNIUM S.A. 
Consolidated Financial Statements
as of December 31, 2024 and 2023 and 
for the years ended on December 31, 2024, 2023 and 2022
26 Boulevard Royal, 4th floor
L – 2449 Luxembourg
R.C.S. Luxembourg: B 98 668

INDEX TO THE CONSOLIDATED FINANCIAL STATEMENTS
Page
Report of Independent Registered Public Accounting Firm
47
Consolidated Income Statements for the years ended  December 31, 2024, 2023 and 2022
51
Consolidated Statements of Comprehensive Income for the years ended December 31, 2024, 2023 and 2022
52
Consolidated Statements of Financial Position as of December 31, 2024 and 2023
53
Consolidated Statements of Changes in Equity for the years ended December 31, 2024, 2023 and 2022
54
Consolidated Statements of Cash Flows for the years ended December 31, 2024, 2023 and 2022
57
Index to the Notes to the Consolidated Financial Statements
58
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
46





Consolidated Income Statements
Year ended December 31, 
Notes
2024
2023
2022
Net sales
5
 
17,649,060  
17,610,092  
16,414,466 
Cost of sales
6
 
(14,760,224)  
(14,050,737)  
(12,487,282) 
Gross profit 
 
2,888,836  
3,559,355  
3,927,184 
Selling, general and administrative expenses
7
 
(1,650,759)  
(1,471,678)  
(1,143,646) 
Other operating (expense) income, net 
9
 
25,234  
110,337  
(84,019) 
Operating income 
 
1,263,311  
2,198,014  
2,699,519 
Finance expense
10
 
(196,175)  
(125,376)  
(46,737) 
Finance income
10
 
297,820  
255,009  
75,145 
Other financial (expenses) income, net 
10
 
(295,859)  
(6,179)  
(98,541) 
Equity in earnings of non-consolidated companies 
14
 
69,108  
105,305  
37,114 
Provision for ongoing litigation related to the acquisition of a 
participation in Usiminas
25
 
(410,200)  
—  
— 
Effect related to the increase of the participation in Usiminas
3
 
—  
(171,045)  
— 
Recycling of other comprehensive income related to Usiminas
3
 
—  
(934,946)  
— 
Profit before income tax expense
 
728,005  
1,320,782  
2,666,500 
Income tax expense
11
 
(554,224)  
(334,408)  
(573,728) 
Profit for the year
 
173,781  
986,374  
2,092,772 
Attributable to:
Owners of the parent
 
(53,672)  
676,043  
1,767,516 
Non-controlling interest
 
227,453  
310,331  
325,256 
Profit for the year
 
173,781  
986,374  
2,092,772 
Weighted average number of shares outstanding
 1,963,076,776  1,963,076,776  1,963,076,776 
Basic and diluted earnings per share for profit attributable to 
the owners of the parent (expressed in $ per share)
 
(0.03)  
0.34  
0.90 
The accompanying notes are an integral part of these consolidated financial statements.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
(All amounts in $ thousands)
51

Consolidated Statements of Comprehensive Income
Year ended December 31, 
2024
2023
2022
Profit for the year
 
173,781  
986,374  
2,092,772 
Items that may be reclassified subsequently to profit or loss:
Currency translation adjustment
 
(732,673)  
(9,108)  
1,253 
Currency translation adjustment from participation in non-consolidated 
companies (1)
 
(91,110)  
980,884  
41,455 
Changes in the fair value of financial instruments at fair value through other 
comprehensive income (2)
 
602,889  
(554,737)  
29,121 
Income tax related to financial instruments at fair value
 
28,968  
(46,859)  
(11,045) 
Changes in the fair value of derivatives classified as cash flow hedges (3)
 
(76,039)  
22,721  
60 
Income tax relating to cash flow hedges
 
22,847  
(6,824)  
(20) 
Other
 
(875)  
(300)  
1,705 
Other comprehensive income items from participation in non-consolidated 
companies
 
—  
—  
159 
Items that will not be reclassified subsequently to profit or loss:
Remeasurement of post employment benefit obligations
 
775  
(52,127)  
24,567 
Income tax relating to remeasurement of post employment benefit obligations
 
6,052  
4,829  
(6,994) 
Remeasurement of post employment benefit obligations from participation in 
non-consolidated companies
 
284  
6,013  
6,862 
Other comprehensive (loss) income for the year, net of tax
 
(238,882)  
344,492  
87,123 
Total comprehensive (loss) income for the year
 
(65,101)  
1,330,866  
2,179,895 
Attributable to:
Owners of the parent
 
158,145  
1,141,928  
1,841,194 
Non-controlling interest
 
(223,246)  
188,938  
338,701 
Total comprehensive (loss) income for the year
 
(65,101)  
1,330,866  
2,179,895 
(1) See note 3 (c).
(2) See note 18.
(3) See note 22.
The accompanying notes are an integral part of these consolidated financial statements.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
(All amounts in $ thousands)
52

Consolidated Statements of Financial Position
Balances as of
Notes
 
December 31, 2024
December 31, 2023
ASSETS
 
Non-current assets
 
Property, plant and equipment, net
12
   
8,381,155 
 
7,637,687 
Intangible assets, net
13
   
1,022,111 
 
996,048 
Investments in non-consolidated companies
14
   
468,516 
 
517,265 
Other investments
18
   
22,979 
 
210,930 
Deferred tax assets
20
 
1,194,398 
 
1,713,385 
Receivables, net
15
 
961,298 
 
12,050,457 
 
1,073,245 
 
12,148,560 
Current assets
Receivables, net
15
 
772,726 
 
686,394 
Current income tax assets
15
 
129,713 
 
486,470 
Derivative financial instruments
22
 
4,483 
 
15,406 
Inventories, net
17
 
4,750,511 
 
4,948,376 
Trade receivables, net
16
 
1,562,058 
 
2,065,499 
Other investments
18
 
2,160,051 
 
1,975,646 
Cash and cash equivalents
18
 
1,691,263 
 
11,070,805 
 
1,846,013 
 
12,023,804 
Assets classified as held for sale
 
7,285 
 
6,740 
 
11,078,090 
 
12,030,544 
Total Assets
  
 
23,128,547 
  
 
24,179,104 
EQUITY 
  
  
Capital and reserves attributable to the owners 
of the parent
  
 
11,968,186 
  
 
12,418,595 
Non-controlling interest
  
 
4,163,383 
  
 
4,393,264 
Total Equity 
 
16,131,569 
 
16,811,859 
LIABILITIES
Non-current liabilities
  
  
Provisions
19
 
552,600 
  
 
839,921 
  
Deferred tax liabilities
20
 
88,707 
  
 
170,820 
  
Non current tax liabilities
11
 
21,436 
 
— 
Other liabilities
21
 
765,961 
  
 
1,148,998 
  
Trade payables 
 
5,402 
 
12,030 
Lease liabilities
23
 
163,666 
 
188,913 
Borrowings
24
 
1,560,047 
 
3,157,819 
 
1,205,961 
 
3,566,643 
Current liabilities
Provision for ongoing litigation related to the 
acquisition of a participation in Usiminas
25
 
410,200 
 
— 
Current income tax liabilities
 
106,883 
 
137,388 
Other liabilities 
21
 
629,678 
 
429,713 
Trade payables 
 
1,925,526 
 
2,232,654 
Derivative financial instruments
22
 
50,342 
 
8,220 
Lease liabilities
23
 
46,458 
 
52,174 
Borrowings 
24
 
670,072 
 
3,839,159 
 
940,453 
 
3,800,602 
Total Liabilities 
 
6,996,978 
 
7,367,245 
Total Equity and Liabilities
 
23,128,547 
 
24,179,104 
The accompanying notes are an integral part of these consolidated financial statements.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
(All amounts in $ thousands)
53

Consolidated Statements of Changes in Equity
Attributable to the owners of the parent
Capital     
stock      
(1)
Treasury 
shares 
(1)
Initial 
public 
offering 
expenses
Reserves   
(2) 
Capital 
stock issue 
discount    
(3)
Currency 
translation 
adjustment
Retained 
earnings
Total
Non-
controlling 
interest
Total 
Equity
Balance as of January 1, 2024
 2,004,743  (150,000)  
(23,295)  
965,212  (2,324,866)  (1,963,827)  13,910,629  12,418,595  
4,393,264  16,811,859 
Profit for the year
 
(53,672)  
(53,672)  
227,453  173,781 
Other comprehensive income (loss) for the period
Currency translation adjustment
 
(165,724) 
 (165,724)  
(658,059)  (823,783) 
Remeasurement of post employment benefit obligations
 
(12,933) 
 
(12,933)  
20,044  
7,111 
Cash flow hedges and others, net of tax
 
(47,051) 
 
(47,051)  
(6,141)  
(53,192) 
Others (4)
 
437,525 
 
437,525  
193,457  630,982 
Total comprehensive income (loss) for the year
 
—  
—  
—  
377,541  
—  
(165,724)  
(53,672)  
158,145  
(223,246)  
(65,101) 
Dividends paid in cash (5)
 (608,554)  (608,554)  
—  (608,554) 
Dividends paid in cash to non-controlling interest
 
—  
(6,635)  
(6,635) 
Balance as of December 31, 2024
 2,004,743  (150,000)  
(23,295)  1,342,753  (2,324,866)  (2,129,551)  13,248,403  11,968,186  
4,163,383  16,131,569 
(1) The Company has an authorized share capital of a single class of 3.5 billion shares having a nominal value of $ 1.00 per share. As of December 31, 2024, there were  2,004,743,442 shares issued. All issued 
shares are fully paid. Also, as of December 31, 2024, the Company held 41,666,666 shares as treasury shares.
(2) Include mainly legal reserve under Luxembourg law for $ 200.5 million, undistributable reserves under Luxembourg law for $ 1.4 billion and reserves related to the acquisition of non-controlling interest in 
subsidiaries for  $ (72.4) million.
(3) Represents the difference between book value of non-monetary contributions received from shareholders under Luxembourg GAAP and IFRS.
(4) Includes mainly the changes of the fair value of financial instruments at fair value through other comprehensive income, net of tax. See note 18.
(5) Represents $ 0.31 per share ($ 3.10 per ADS). Related to the dividends distributed on May 8 and on November 21, 2024, and as 41,666,666 shares are held as treasury shares by Ternium, the dividends 
attributable to these treasury shares amounting to $ 12.9 million were included in equity as deduction of dividend paid.
Dividends may be paid by Ternium to the extent distributable retained earnings calculated in accordance with Luxembourg law and regulations exist. Therefore, retained earnings included in these consolidated 
financial statements may not be wholly distributable. See Note 25 (iii). The accompanying notes are an integral part of these consolidated financial statements.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
(All amounts in $ thousands)
54

Consolidated Statements of Changes in Equity
Attributable to the owners of the parent
Capital     
stock      
(1)
Treasury 
shares 
(1)
Initial 
public 
offering 
expenses
Reserves   
(2) 
Capital 
stock issue 
discount    
(3)
Currency 
translation 
adjustment
Retained 
earnings
Total
Non-
controlling 
interest
Total 
Equity
Balance as of January 1, 2023
 2,004,743  (150,000)  
(23,295)  1,394,567  (2,324,866)  (2,859,068)  13,803,878  11,845,959  
1,922,434  13,768,393 
Profit for the year
676,043
676,043
310,331
986,374
Other comprehensive income (loss) for the period
Currency translation adjustment (4)
895,241
895,241
76,535
971,776
Remeasurement of post employment benefit 
obligations
(24,904)
(24,904)
(16,381)
(41,285)
Cash flow hedges and others, net of tax
14,188
14,188
1,709
15,897
Others (5)
(418,640)
(418,640)
(183,256)
(601,896)
Total comprehensive income (loss) for the year
 
—  
—  
—  (429,356)  
—  
895,241  
676,043  1,141,928  
188,938  1,330,866 
Dividends paid in cash (6)
(569,292)
(569,292)
—
(569,292)
Dividends paid in cash and in kind to non-controlling 
interest
—
(294,003)
(294,003)
Effects related to the increase of the participation in 
Usiminas (7)
—
2,575,895
2,575,895
Balance as of December 31, 2023
 2,004,743  (150,000)  
(23,295)  
965,212  (2,324,866)  (1,963,827)  13,910,629  12,418,595  
4,393,264  16,811,859 
(1) The Company has an authorized share capital of a single class of 3.5 billion shares having a nominal value of $ 1.00 per share. As of December 31, 2023, there were  2,004,743,442 shares issued. All issued 
shares are fully paid. Also, as of December 31, 2023, the Company held 41,666,666 shares as treasury shares.
(2) Include mainly legal reserve under Luxembourg law for $ 200.5 million, undistributable reserves under Luxembourg law for $ 1.4 billion and reserves related to the acquisition of non-controlling interest in 
subsidiaries for    $ (72.4) million.
(3) Represents the difference between book value of non-monetary contributions received from shareholders under Luxembourg GAAP and IFRS.
(4) See note 3 (c).
(5) Includes mainly the changes of the fair value of financial instruments at fair value through other comprehensive income, net of tax. See note 18.
(6) Represents $ 0.29 per share ($ 2.90 per ADS). Related to the dividends distributed on May 2 and on October 31, 2023, and as 41,666,666 shares are held as treasury shares by Ternium, the dividends 
attributable to these treasury shares amounting to $ 12.1 million were included in equity as deduction of dividend paid.
(7) See note 3 (f).
Dividends may be paid by Ternium to the extent distributable retained earnings calculated in accordance with Luxembourg law and regulations exist. Therefore, retained earnings included in these consolidated 
financial statements may not be wholly distributable. See Note 25 (iii). The accompanying notes are an integral part of these consolidated financial statements.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
(All amounts in $ thousands)
55

Consolidated Statements of Changes in Equity
Attributable to the owners of the parent
Capital     
stock      
(1)
Treasury 
shares 
(1)
Initial 
public 
offering 
expenses
Reserves   
(2) 
Capital 
stock issue 
discount    
(3)
Currency 
translation 
adjustment
Retained 
earnings
Total
Non-
controlling 
interest
Total 
Equity
Balance as of January 1, 2022
 2,004,743  (150,000)  
(23,295)  1,360,637  (2,324,866)  (2,898,593)  12,566,393  10,535,019  1,700,019  12,235,038 
Profit for the year
 1,767,516  1,767,516  
325,256  2,092,772 
Other comprehensive income (loss) for the period
Currency translation adjustment
 
39,525 
 
39,525  
3,183  
42,708 
Remeasurement of post employment benefit obligations
 
21,864 
 
21,864  
2,571  
24,435 
Cash flow hedges and others, net of tax
 
20 
 
20  
20  
40 
Others (4)
 
12,269 
 
12,269  
7,671  
19,940 
Total comprehensive income (loss) for the year
 
—  
—  
—  
34,153  
—  
39,525  1,767,516  1,841,194  
338,701  2,179,895 
Dividends paid in cash (5)
 (530,031)  (530,031)  
—  (530,031) 
Dividends paid in kind to non-controlling interest
 
—  
(112,293)  (112,293) 
Acquisition of non-controlling interest (6)
 
(223) 
 
(223)  
(3,993)  
(4,216) 
Balance as of December 31, 2022
 2,004,743  (150,000)  
(23,295)  1,394,567  (2,324,866)  (2,859,068)  13,803,878  11,845,959  1,922,434  13,768,393 
(1) The Company has an authorized share capital of a single class of 3.5 billion shares having a nominal value of $ 1.00 per share. As of December 31, 2022, there were  2,004,743,442 shares issued. All issued 
shares are fully paid. Also, as of December 31, 2022, the Company held 41,666,666 shares as treasury shares.
(2) Include mainly legal reserve under Luxembourg law for $200.5 million, undistributable reserves under Luxembourg law for $1.4 billion and reserves related to the acquisition of non-controlling interest in 
subsidiaries for $ (72.4) million.
(3) Represents the difference between book value of non-monetary contributions received from shareholders under Luxembourg GAAP and IFRS.
(4) Includes mainly the changes of the fair value of financial instruments at fair value through other comprehensive income, net of tax. 
(5) Represents $ 0.27 per share ($ 2.70 per ADS). Related to the dividends distributed on May 3 and on November 2, 2022, and as 41,666,666 shares are held as treasury shares by Ternium, the dividends 
attributable to these treasury shares amounting to $ 11.2 million were included in equity as deduction of dividend paid.
(6) Corresponds to the acquisition of non-controlling interest participation of Ternium Argentina S.A.
Dividends may be paid by Ternium to the extent distributable retained earnings calculated in accordance with Luxembourg law and regulations exist. Therefore, retained earnings included in these consolidated 
financial statements may not be wholly distributable. See Note 25 (iii). The accompanying notes are an integral part of these consolidated financial statements.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
(All amounts in $ thousands)
56

Consolidated Statements of Cash Flows
Year ended December 31, 
Notes
2024
2023
2022
Cash flows from operating activities
Profit for the year
 
173,781 
 
986,374 
 
2,092,772 
Adjustments for:
Depreciation and amortization 
12 & 13
 
743,277 
 
657,692 
 
616,492 
Impairment charge
4 (e)(2), 4 (f), 
 
32,435 
 
42,316 
 
99,000 
Income tax accruals less payments 
27 (b)
 
497,697 
 
(160,940)  
(1,195,561) 
Equity in earnings of non-consolidated companies
14
 
(69,108)  
(105,305)  
(37,114) 
Interest accruals less payments/receipts, net
27 (b)
 
(16,331)  
(45,139)  
(24,795) 
Changes in provisions
19
 
(60,469)  
(64,447)  
(1,069) 
Changes in working capital  (1)
27 (b)
 
(15,880)  
321,081 
 
1,152,498 
Net foreign exchange results and others 
 
210,555 
 
(236,499)  
50,720 
Non-cash effects related to the provision for ongoing litigation related to 
the acquisition of a participation in Usiminas
25
 
410,200 
 
— 
 
— 
Non-cash effects related to the increase of the participation in Usiminas
3
 
— 
 
1,105,991 
 
— 
Net cash provided by operating activities
 
1,906,157 
 
2,501,124 
 
2,752,943 
Cash flows from investing activities
Capital expenditures and advances to suppliers for PP&E (2)
12 & 13
 
(1,865,419)  
(1,460,677)  
(580,553) 
Decrease (Increase) in other investments
18
 
462,128 
 
(717,534)  
(770,638) 
Proceeds from the sale of property, plant and equipment 
 
2,388 
 
2,477 
 
1,912 
Dividends received from non-consolidated companies
 
25,582 
 
43,075 
 
28,884 
Acquisition of business
Purchase consideration
3
 
— 
 
(118,686)  
— 
Cash acquired 
3
 
— 
 
781,072 
 
— 
Acquisition of non-controlling interest
 
— 
 
— 
 
(4,216) 
Net cash used in investing activities
 
(1,375,321)  
(1,470,273)  
(1,324,611) 
Cash flows from financing activities
Dividends paid in cash to company’s shareholders
 
(608,554)  
(569,292)  
(530,031) 
Dividends paid in cash to non-controlling interest
 
(54,335)  
— 
 
— 
Lease payments
23
 
(61,194)  
(58,900)  
(49,410) 
Proceeds from borrowings
 
1,558,501 
 
354,946 
 
285,908 
Repayments of borrowings
 
(1,322,803)  
(493,111)  
(722,644) 
Net cash used in financing activities
 
(488,385)  
(766,357)  
(1,016,177) 
Increase in cash and cash equivalents
 
42,451 
 
264,494 
 
412,155 
Movement in cash and cash equivalents
At January 1, 
 
1,846,013 
 
1,653,355 
 
1,276,605 
Effect of exchange rate changes
 
(197,201)  
(71,836)  
(35,405) 
Increase in cash and cash equivalents
 
42,451 
 
264,494 
 
412,155 
Cash and cash equivalents at December 31, (3)
 
1,691,263 
 
1,846,013 
 
1,653,355 
Non-cash transactions:
Dividends paid in kind to non-controlling interest
 
— 
 
(233,538)  
(112,293) 
Acquisition of PP&E under lease contract agreements
 
13,850 
 
16,061 
 
13,961 
Adjustments related to post-retirement benefits and contingencies
 
— 
 
171,987 
 
— 
(1) The working capital is calculated net of non-cash movements of $ (389.8) million as of December 31, 2024 ($ 129.3 million and $ 24.9 
million as of December 31, 2023 and 2022, respectively) due to the variations in the exchange rates used by subsidiaries with functional 
currencies different from the U.S. dollar.
(2) It includes capital expenditures of $ 1,821,111 and advances to suppliers for property, plant and equipment of $ 44,308. 
(3) It includes restricted cash of $ 2,746, $ 3,129 and $ 30 as of December 31, 2024, 2023 and 2022, respectively. In addition, the Company 
had other investments with a maturity of more than three months for $ 2,182,874, $ 2,186,420 and $ 1,975,490 as of December 31, 2024, 
2023 and 2022, respectively.
The accompanying notes are an integral part of these consolidated financial statements.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
(All amounts in $ thousands)
57

INDEX TO THE NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Page
1 General information
59
2 Basis of presentation
60
3
Acquisition of business – Increase of the participation in Usiminas Control Group and new 
governance structure of Usiminas
63
4 Accounting policies
68
5 Segment information
93
6 Cost of sales
96
7 Selling, general and administrative expenses
96
8 Labor costs (included in cost of sales and selling, general and administrative expenses)
97
9 Other operating income (expenses), net
97
10 Other financial income (expenses), net
98
11 Income tax expense
98
12 Property, plant and equipment, net
100
13 Intangible assets, net
102
14 Investments in non-consolidated companies
103
15 Receivables, net -  non-current and current
105
16 Trade receivables, net - non-current and current
106
17 Inventories, net
106
18 Cash, cash equivalents and other investments
107
19 Allowances and provisions - non-current and current
108
20 Deferred income tax
109
21 Other liabilities - non-current and current
110
22 Derivative financial instruments
113
23 Lease liabilities
116
24 Borrowings
117
25 Contingencies, commitments and restrictions on the distribution of profits
119
26 Related party transactions
129
27 Other required disclosures
130
28 Recently issued accounting pronouncements
132
29 Financial risk management
134
30 Foreign exchange restrictions in Argentina
142
31 Subsequent events
144
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
58

Notes to the Consolidated Financial Statements
1. 
GENERAL INFORMATION
Ternium S.A. (the “Company” or “Ternium”), was incorporated on December 22, 2003 to hold investments in 
flat and long steel manufacturing and distributing companies.  The Company has an authorized share capital of a 
single class of 3.5 billion shares having a nominal value of $ 1.00 per share.  As of December 31, 2024, there were 
2,004,743,442 shares issued.  All issued shares are fully paid.
Ternium’s American Depositary Shares (“ADSs”) trade on the New York Stock Exchange under the symbol 
“TX”. 
The Company was initially established as a public limited liability company (société anonyme) under 
Luxembourg’s 1929 holding company regime.  Until termination of such regime on December 31, 2010, holding 
companies incorporated under the 1929 regime (including the Company) were exempt from Luxembourg 
corporate and withholding tax over dividends distributed to shareholders.
On January 1, 2011, the Company became an ordinary public limited liability company (société anonyme) and, 
effective as from that date, the Company is subject to all applicable Luxembourg taxes (including, among others, 
corporate income tax on its worldwide income) and its dividend distributions will generally be subject to 
Luxembourg withholding tax. However, dividends received by the Company from subsidiaries in high income 
tax jurisdictions, as defined under Luxembourg law, will continue to be exempt from corporate income tax in 
Luxembourg under Luxembourg’s participation exemption.
As part of the Company’s corporate reorganization in connection with the termination of Luxembourg’s 1929 
holding company regime, on December 6, 2010, the Company contributed its equity holdings in all its 
subsidiaries and all its financial assets to its Luxembourg wholly-owned subsidiary Ternium Investments S.à r.l., 
or Ternium Investments, in exchange for newly issued corporate units of Ternium Investments. As the assets 
contributed were recorded at their historical carrying amount in accordance with Luxembourg GAAP, the 
Company’s December 2010 contribution of such assets to Ternium Investments resulted in a non-taxable 
revaluation of the accounting value of the Company’s assets under Luxembourg GAAP. The amount of the 
December 2010 revaluation was equal to the difference between the historical carrying amounts of the assets 
contributed and the value at which such assets were contributed and amounted to $ 4.0 billion. However, for the 
purpose of these consolidated financial statements, the assets contributed by Ternium to its wholly-owned 
subsidiary Ternium Investments were recorded based on their historical carrying amounts in accordance with 
IFRS, with no impact on the financial statements.
Following the completion of the corporate reorganization, and upon its conversion into an ordinary Luxembourg 
holding company, the Company voluntarily recorded a special reserve exclusively for tax-basis purposes. As of 
December 31, 2024 and 2023, this special tax reserve amounted to $ 4.1 billion and $ 4.7 billion, respectively. The 
Company expects that, as a result of its corporate reorganization, its current overall tax burden will not increase, 
as all or substantially all of its dividend income will come from high income tax jurisdictions.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
59

2. 
BASIS OF PRESENTATION 
a) 
  Basis of presentation
These consolidated financial statements have been prepared in accordance with IFRS Accounting Standards 
(International Financial Reporting Standards) issued and effective or issued and early adopted as at the time of 
preparing these statements (February 2025), as issued by the International Accounting Standards Board and in 
conformity with IFRS Accounting Standards as adopted by the European Union (“EU”). These consolidated 
financial statements are presented in thousands of United States dollars (“$”), except otherwise indicated.
These Consolidated financial statements fairly present the consolidated financial position of Ternium as of 
December 31, 2024 and 2023, and the consolidated income statement, the consolidated statement of 
comprehensive income, the consolidated statement of changes in equity and the consolidated statement of cash 
flows for the years ended December 31, 2024, 2023 and 2022.
Elimination of all material intercompany transactions and balances between the Company and its respective 
subsidiaries has been made in consolidation. 
These consolidated financial statements have been prepared under the historical cost convention and certain 
financial assets and financial liabilities (including derivative instruments) are at fair value through profit or loss.
These consolidated financial statements have been approved for issue by the Board of Directors on February 18, 
2025. The Directors have the power to amend and reissue the consolidated financial statements.
Detailed below are the companies whose financial statements have been consolidated and accounted for interest 
in these consolidated financial statements.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
60

2. 
BASIS OF PRESENTATION (continued)
Company
Country of 
Organization
Main activity
Percentage of ownership 
at December 31,
2024
2023
2022
Ternium S.A.
Luxembourg
Holding
 100.00 %
 100.00 %
 100.00 %
Ternium Investments S.à.r.l.
Luxembourg
Holding, financial services 
and agency trading activities
 100.00 %
 100.00 %
 100.00 %
Ternium Internacional España S.L. (1)
Spain
Holding and marketing of 
steel products
 100.00 %
 100.00 %
 100.00 %
Ternium Solutions S.A. (1)
Uruguay
Other services
 100.00 %
 100.00 %
 100.00 %
Ternium Internationaal B.V. (1)
Netherlands
Marketing of steel products
 100.00 %
 100.00 %
 100.00 %
Ternium USA Inc. (2) 
USA
Manufacturing and selling 
of steel products
 100.00 %
 100.00 %
 100.00 %
Ternium Argentina S.A. (3)
Argentina
Manufacturing and selling 
of flat steel products 
 62.57 %
 62.57 %
 62.57 %
Prosid Investments S.A. (4)
Uruguay
Holding
 62.58 %
 62.58 %
 62.58 %
Ternium Mexico S.A. de C.V. (5)
Mexico
Manufacturing and selling 
of steel products
 89.25 %
 89.25 %
 89.25 %
Las Encinas S.A. de C.V. (6)
Mexico
Exploration, exploitation 
and pelletizing of iron ore
 89.25 %
 89.25 %
 89.25 %
Ferropak Comercial S.A. de C.V. (6)
Mexico
Scrap services company
 89.25 %
 89.25 %
 89.25 %
Transamerica E. & I. Trading Corp. (6)
USA
Scrap services company
 89.25 %
 89.25 %
 89.25 %
Galvacer Chile S.A. (6)
Chile
Distributing company
 89.25 %
 89.25 %
 89.25 %
Ternium Gas México S.A. de C.V. (7)
Mexico
Energy services company
 89.25 %
 89.25 %
 89.25 %
Consorcio Minero Benito Juarez Peña Colorada S.A.de 
C.V. (8)
Mexico
Exploration, exploitation 
and pelletizing of iron ore
 44.62 %
 44.62 %
 44.62 %
Exiros B.V. (8)
Netherlands
Procurement and trading 
services
 50.00 %
 50.00 %
 50.00 %
Servicios Integrales Nova de Monterrey S.A. de C.V. (9)
Mexico
Medical and Social Services
 66.49 %
 66.49 %
 66.49 %
Ternium Internacional Nicaragua S.A. 
Nicaragua
Manufacturing and selling 
of steel products
 99.38 %
 99.38 %
 99.38 %
Ternium Internacional Honduras S.A. de C.V. 
Honduras
Manufacturing and selling 
of steel products
 99.18 %
 99.18 %
 99.18 %
Ternium Internacional El Salvador S.A. de C.V.
El Salvador
Manufacturing and selling 
of steel products
 99.92 %
 99.92 %
 99.92 %
Ternium Internacional Costa Rica S.A. 
Costa Rica
Manufacturing and selling 
of steel products
 99.98 %
 99.98 %
 99.98 %
Ternium Internacional Guatemala S.A. (10)
Guatemala
Manufacturing and selling 
of steel products
 99.98 %
 99.98 %
 99.98 %
Ternium Colombia S.A.S. (11)
Colombia
Manufacturing and selling 
of steel products
 100.00 %
 100.00 %
 100.00 %
Ternium del Cauca S.A.S. (11)
Colombia
Manufacturing and selling 
of steel products
 100.00 %
 100.00 %
 100.00 %
Ternium del Atlántico S.A.S (11)
Colombia
Manufacturing and selling 
of steel products
 100.00 %
 100.00 %
 100.00 %
Ternium Procurement S.A. (11)
Uruguay
Marketing of steel products 
and procurement services
 100.00 %
 100.00 %
 100.00 %
Technology & Engineering Services S.A. (11)
Uruguay
Engineering and other 
services
 100.00 %
 100.00 %
 100.00 %
Ternium Brasil Ltda. (12)
Brazil
Manufacturing and selling 
of steel products
 100.00 %
 100.00 %
 100.00 %
Tenigal S. de R.L. de C.V. (13)
Mexico
Manufacturing and selling 
of steel products
 51.00 %
 51.00 %
 51.00 %
Soluciones Integrales de Gestión S.A. (14)
Argentina
Other services
 100.00 %
 100.00 %
 100.00 %
Vientos de Olavarría S.A. (15)
Argentina
Renewable energy projects.
 62.57 %
 62.57 %
 62.57 %
Usinas Siderúrgicas de Minas Gerais S.A. (16)
Brazil
Manufacturing and selling 
of steel products
 23.30 %
 23.30 %
 — 
Mineração Usiminas S.A. (17)
Brazil
Exploration, exploitation 
and pelletizing of iron ore
 16.31 %
 16.31 %
 — 
Soluções Em Aço Usiminas S.A. (18)
Brazil
Manufacturing and selling 
of steel products
 16.05 %
 16.05 %
 — 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
61

2. 
BASIS OF PRESENTATION (continued)
Company 
Country of 
Organization
Main activity
Percentage of ownership 
at December 31,
2024
2023
2022
Usiminas Mecânica S.A. (19)
Brazil
Engineering and other services
 23.30 %
 23.30 %
 — 
Rios Unidos logistica e transporte de açõ Ltda. (20)
Brazil
Logistics and distribution of 
steel-derived products
 — 
 23.30 %
 — 
Usiminas International S.À R.L. (21)
Luxembourg
Holding
 23.30 %
 23.30 %
 — 
Usiminas Participações E Logística S.A. (22)
Brazil
Logistics and distribution of 
steel-derived products
 17.48 %
 17.48 %
 — 
Metalcentro Ltda. (23)
Brazil
Other services
 23.30 %
 23.30 %
 — 
Ternium Participaçoes S.A.em liquidaçao (24)
Brazil
Holding
 — 
 — 
 100.00 %
(1) Indirectly through Ternium Investments S.à.r.l. Total voting rights held: 100.00%.
(2) Since the second quarter of 2021, indirectly through Ternium Internacional España S.L. Total voting rights held 100.00%. Before that, indirectly through 
Ternium Investments S.à.r.l. total voting rights was 100.00% in 2020.
(3) Indirectly through Ternium Internacional España S.L. Total voting rights held 62.57%. 
(4) Indirectly through Ternium Argentina S.A. and Ternium Procurement S.A. Total voting rights held 100.00%. 
(5) Indirectly through Ternium Argentina S.A. and Ternium Internacional España S.L. Total voting rights held 100.00%. 
(6) Indirectly through Ternium Mexico S.A. de C.V. Total voting rights held: 100.00%.
(7) Indirectly through Ternium Mexico S.A. de C.V.  and Tenigal S. de R.L. de C.V. Total voting rights held: 100.00%.
(8) Total voting rights held: 50.00%. The Company recognizes the assets, liabilities, revenue and expenses in relation to its interest in the joint operation.
(9) Indirectly through Ternium Mexico S.A. de C.V.  Total voting rights held: 74.50%.
(10) Indirectly through Ternium Internacional España S.L. and Ternium Mexico S.A. de C.V. Total voting rights held: 100.00%.
(11) Indirectly through Ternium Internacional España S.L. Total voting rights held: 100.00%.
(12) Indirectly through Ternium Internacional España S.L. Total voting rights held: 100.00%.
(13) Indirectly through Ternium Internacional España S.L. Total voting rights held: 51.00%.
(14) Indirectly through Ternium Investments S.à r.l. and Ternium Internacional España S.L. Total voting rights held 100.00%. 
(15) Indirectly through Ternium Argentina S.A. Total voting rights held: 100.00%.
(16) Indirectly through Ternium Investments S.à r.l.. Prosid Investments S.A. and Ternium Argentina S.A. Total voting rights held 42.57%.
(17) Indirectly through Usinas Siderúrgicas de Minas Gerais S.A. Total voting rights held 29.80%.
(18) Indirectly through Usinas Siderúrgicas de Minas Gerais S.A. Total voting rights held 29.32%.
(19) Indirectly through Usinas Siderúrgicas de Minas Gerais S.A. Total voting rights held 42.57%.
(20) This company was merged into Usinas Siderúrgicas de Minas Gerais S.A. as of April 25, 2024.
(21) Indirectly through Usinas Siderúrgicas de Minas Gerais S.A. Total voting rights held 42.57%.
(22) Indirectly through Usinas Siderúrgicas de Minas Gerais S.A. and Mineração Usiminas S.A. Total voting rights held 36.20%.
(23) Indirectly through Usinas Siderúrgicas de Minas Gerais S.A.  and Usiminas Mecânica S.A. Total voting rights held 42.57%.
(24) This company was dissolved as of January 2. 2023.
The most material non-controlling interest is related to the investment in Ternium Argentina S.A. (“Ternium 
Argentina”) and Usinas Siderúrgicas de Minas Gerais S.A. (“Usiminas”), being both listed companies in the 
Buenos Aires Stock Exchange and in the B3 Brazilian Stock Exchange, respectively. 
For more information about Ternium Argentina, see note 30 and information publicly available in the Buenos 
Aires Stock Exchange webpage. 
Under Usiminas’ annual accounts as of December 31, 2024, and for the year then ended, revenues amounted to $ 
4,803 million (2023: $ 5,534 million), net profit from continuing operations to $ 1 million (2023: $ 328 million), 
net profit attributable to non-controlling interest to $ 28 million (2023: $ 50 million), total assets to $ 6,439 
million (2023: $ 8,296 million), total liabilities to $ 2,130 million (2023: $ 2,812 million), shareholders’ equity to $ 
4,309 million (2023: $ 5,484 million) and non-controlling interest to $ 452 million (2023: $ 556 million). 
Information publicly available related to Usiminas could be found in the Usiminas Investor Relations webpage.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
62

3. 
ACQUISITION OF BUSINESS– INCREASE OF THE PARTICIPATION IN USIMINAS 
CONTROL GROUP AND NEW GOVERNANCE STRUCTURE OF USIMINAS
(a) The participation in Usiminas as of June 30, 2023
On January 16, 2012, the Company’s subsidiaries, Ternium Investments and Ternium Argentina (together with 
its wholly-owned subsidiary Prosid Investments S.A., or "Prosid", and the Company’s affiliate, Confab Industrial 
S.A., a subsidiary of Tenaris, or TenarisConfab), joined the existing control group of Usiminas, a leading steel 
company in the Brazilian flat steel market, through the acquisition of 84.7, 30.0, and 25.0 million ordinary shares, 
respectively, and formed the so-called Ternium/Tenaris (T/T) Group.
On October 30, 2014, Ternium Investments acquired 51.4 million additional ordinary shares of Usiminas. On 
April 20, 2016, Ternium Investments subscribed to 7.0 million preferred shares of Usiminas and Ternium 
Argentina, together with Prosid, subscribed to an aggregate 1.5 million preferred shares of Usiminas. On July 19, 
2016, Usiminas’ extraordinary general shareholders’ meeting homologated a capital increase, and Ternium 
Investments acquired 62.6 million additional ordinary shares, and Ternium Argentina and Prosid acquired an 
aggregate 13.8 million additional ordinary shares. As a result of these transactions, Ternium, through its 
subsidiaries Ternium Investments, Ternium Argentina and Prosid, owned as of June 30, 2023, 242.6 million 
ordinary shares of Usiminas (representing 34.4% of Usiminas’ ordinary shares) and 8.5 million of Usiminas’ 
preferred shares (representing 1.6% of Usiminas’ preferred shares), representing, in the aggregate, 20.4% of 
Usiminas’ share capital. 
As of June 30, 2023, the Usiminas control group held, in the aggregate, 483.6 million ordinary shares bound to 
the Usiminas shareholders’ agreement, representing approximately 68.6% of Usiminas’ voting capital. The 
Usiminas control group, which was bound by a long-term shareholders’ agreement that governs the rights and 
obligations of Usiminas’ control group members, was composed as of such date of three sub-groups: the T/T 
Group; the NSC Group, comprising Nippon Steel Corporation (“NSC”), Metal One Corporation and Mitsubishi 
Corporation; and Usiminas’ pension fund Previdência Usiminas. The T/T Group held approximately 47.1% of 
the total shares held by the control group (39.5% corresponding to the Ternium entities and the other 7.6% 
corresponding to TenarisConfab); the NSC Group held approximately 45.9% of the total shares held by the 
control group; and Previdência Usiminas held the remaining 7%. The corporate governance rules reflected in the 
Usiminas shareholders agreement provided, among other things, that Usiminas’ executive board was composed 
of six members, including the chief executive officer and five vice-presidents, with Ternium and NSC nominating 
three members each. The right to nominate Usiminas’ chief executive officer alternated between Ternium and 
NSC at every 4-year interval, with the party that did not nominate the chief executive officer having the right to 
nominate the chairman of Usiminas’ board of directors for the same 4-year period. The Usiminas shareholders 
agreement also provided for an exit mechanism consisting of a buy-and-sell procedure—exercisable at any time 
after November 16, 2022, and applicable with respect to shares held by NSC and the T/T Group—, which would 
allow either Ternium or NSC to purchase all or a majority of the Usiminas shares held by the other shareholder.
(b) The acquisition of the additional participation
On March 30, 2023, Ternium S.A. announced that its subsidiaries Ternium Investments and Ternium Argentina, 
together with Confab, a subsidiary of its affiliate Tenaris S.A., all of which compose the T/T group within 
Usiminas control group, entered into a share purchase agreement to acquire from Nippon Steel Corporation, 
Mitsubishi and MetalOne (the “NSC group”), pro rata to their current participations in the T/T group, 68.7 
million ordinary shares of Usinas Siderúrgicas de Minas Gerais S.A. – USIMINAS (“Usiminas”) at a price of 
BRL10 per ordinary share. 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
63

3. 
ACQUISITION OF BUSINESS– INCREASE OF THE PARTICIPATION IN USIMINAS 
CONTROL GROUP AND NEW GOVERNANCE STRUCTURE OF USIMINAS (continued)
On July 3, 2023, the Company announced the completion of the acquisition of this additional participation. 
Pursuant to the transaction, Ternium paid $ 118.7 million in cash for 57.7 million ordinary shares, increasing its 
participation in the Usiminas control group to 51.5%. 
The Usiminas control group holds the majority of Usiminas’ voting rights. Following the completion of the 
transaction, the T/T group holds an aggregate participation of 61.3% in the control group, with the NSC group 
and Previdência Usiminas (Usiminas employees’ pension fund) holding 31.7% and 7.1%, respectively. The 
Usiminas control group members also agreed a new governance structure, as a result of which the T/T group 
nominated a majority of the Usiminas board of directors, the CEO and four other members of Usiminas board of 
officers, and ordinary decisions are approved with a 55% majority of the control group shares. 
Pursuant to the Usiminas shareholders agreement, as supplemented by the T/T Group shareholders’ agreement, 
Ternium started fully consolidating Usiminas balance sheet and results of operations in its consolidated financial 
statements beginning in July 2023.
(c) Remeasurement of the previously held interest 
As of July 3, 2023, Ternium remeasured its former participation (20.4%) at its fair value as of such date.
Consequently, Ternium valued its previously held interest by means of the market quotation of Usiminas share in 
the Brazilian stock market. Such value as of July 3, 2023, was of 7.36 BRL per share, amounting to a total of $ 
385.9 million. This valuation results in the recognition of a loss of $ 441.4 million, which is included along with 
the gain related to the bargain purchase amounting to $ 270.4 million (see note 3 (d)) in the “Effect related to the 
increase of the participation in Usiminas” in the income statement for a total of $ 171.0 million.
In addition, IFRS 3, paragraph 42, establishes that the previous interest must be remeasured, and necessary 
adjustments made as if it were a disposal of the investment. In this case, items previously recognized in other 
comprehensive income, mainly the CTA (currency translation adjustment) should be recycled to results of the 
period. The accumulated loss in “Other comprehensive income” as of the acquisition date was $ 934.9 million.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
64

3. 
ACQUISITION OF BUSINESS– INCREASE OF THE PARTICIPATION IN USIMINAS 
CONTROL GROUP AND NEW GOVERNANCE STRUCTURE OF USIMINAS (continued)
(d) Fair value of net assets acquired
The fair values determined for the assets acquired and liabilities assumed arising from the acquisition are as 
follows:
Fair value of acquired assets and assumed liabilities:
in $ thousands
Property, plant and equipment (note 12)
 
904,780 
Investments in non-consolidated companies
 
400,037 
Inventories
 
1,707,311 
Cash and cash equivalents
 
781,072 
Other investments
 
247,005 
Trade receivables
 
764,257 
Allowance for doubtful accounts
 
(44,626) 
Other receivables
 
854,917 
Deferred tax assets
 
1,327,232 
Borrowings
 
(1,224,399) 
Provisions
 
(856,153) 
Trade payables
 
(758,687) 
Other assets and liabilities, net
 
(509,486) 
Net assets acquired
 
3,593,260 
Non-controlling interest
 
(2,818,358) 
Remeasurement of previously held interest in Usiminas
 
(385,851) 
Total Purchase consideration
 
(118,686) 
Bargain purchase gain
 
270,365 
Loss on the remeasurement of previously held interest in Usiminas
 
(441,410) 
Net loss effect related to the increase of the participation in Usiminas
 
(171,045) 
The purchase price allocation disclosed above was prepared with the assistance of a third-party expert. 
Management applied significant judgment in estimating the fair value of assets acquired and liabilities assumed, 
which involved the use of significant estimates and assumptions in particular with respect to the estimation of the 
loss probability for the contingencies, including revenue forecasts, EBITDA margins, capital expenditures and 
discount rate for the cash flow projections. According to the purchase price allocation, the transaction led to the 
recognition of a bargain purchase of $ 270.4 million.
(e) Put and call option
In addition to the share purchase and the new governance structure, a “put” and “call” mechanism was 
established according to the following scheme:
–
NSC group will have the right, at any time after the closing of the transaction, to withdraw its remaining 
shares from the control group and sell them in the open market after giving the T/T group the opportunity to 
buy them at the equivalent in U.S. dollars of the 40-trading day average price per share immediately prior to 
the NSC group’s notice of withdrawal, as well as the right, at any time after the second anniversary of the 
closing, to sell such shares to the T/T group at $ 2.0584 per share.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
65

3. 
ACQUISITION OF BUSINESS– INCREASE OF THE PARTICIPATION IN USIMINAS 
CONTROL GROUP AND NEW GOVERNANCE STRUCTURE OF USIMINAS (continued)
–
At any time after the second anniversary of the closing of the transaction, the T/T group will have the right to 
buy the NSC group’s remaining interest in the Usiminas control group (153.1 million ordinary shares) at the 
higher of $ 2.0584 per share and the equivalent in U.S. dollars of the 40-trading day average price per share 
immediately prior to the date of exercising the option. 
–
In the case of the T/T Group, Ternium will decide at its own discretion the execution of the call option, 
having Confab and Ternium Argentina the option to acquire the shares owned by NSC pro rata to their 
participation.
IAS 32 requires a liability to be recognized for written puts over non-controlling interests. The liability reflects 
the entity’s obligation to deliver cash or a financial asset. The financial liability is recognized at present value of 
the redemption amount and accreted through finance charges in the income statement over the contract period 
up to the final redemption amount. Ternium has recognized a liability associated with the put option of $ 242.5 
million ($ 263.2 million as of December 31, 2024), accounted for in the statement of financial position under 
Other liabilities, with the corresponding debit in the statement of changes in equity under Non-controlling 
interest.
(f) Recognition of non-controlling interest
Ternium recognizes non-controlling interests in an acquired entity either at fair value or at the non-controlling 
interest’s proportionate share of the acquired entity’s net identifiable assets. This decision is made on an 
acquisition-by-acquisition basis. For the non-controlling interests in Usiminas, the Company elected to recognize 
the non-controlling interests at its proportionate share of the acquired net identifiable assets, which led to a non-
controlling interest of $ 2,575.9 million, as of the acquisition date.
(g)  Main contingencies associated with the acquired business 
Contrary to the recognition principles in IAS 37 Provisions, Contingent Liabilities and Contingent Assets, IFRS 3 
Business Combinations requires an acquirer of a business to recognize contingent liabilities assumed in a business 
acquisition at the acquisition date even if it is not probable that an outflow of resources will be required to settle 
the obligation.
in $ thousands
Provisions for contingencies recognized by Usiminas before business 
combination
 
(199,677) 
Provisions for contingencies recognized as part of the business 
combination:
Tax related contingencies
 
(432,488) 
Civil and other related contingencies
 
(174,333) 
Labour related contingencies
 
(49,655) 
Total Provision for contingencies
 
(856,153) 
Contingencies estimated by Management were related to possible losses arising from administrative proceedings 
and litigation related to tax, civil and labor matters and based on the advice and assessment of internal and 
external legal advisors.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
66

3. 
ACQUISITION OF BUSINESS– INCREASE OF THE PARTICIPATION IN USIMINAS 
CONTROL GROUP AND NEW GOVERNANCE STRUCTURE OF USIMINAS (continued)
The main contingencies recognized in the consolidated financial statements pursuant to IFRS 3 Business 
Combinations in connection with the acquisition of the additional participation in Usiminas and the full 
consolidation of Usiminas include the following: 
Description
Status
As of the 
acquisition date 
(in $ thousands)
As of December 
31, 2024
(in $ thousands)
Labor lawsuits filed by employees, former employees and 
outsourced personnel of the Cubatão Plant, claiming 
severance pay and social security rights.
Pending judgment by the Labor Court 
and administrative bodies, at different 
levels.
 
57,343  
33,387 
Tax proceeding in which the tax authorities seek the 
reversal of ICMS/SP credits on materials considered as 
consumables (refractory items and others).
The Tax Debt was included in the 
Amnesty Program instituted by São 
Paulo State Law n. 17.843/23.
 
29,772  
— 
Labor lawsuits filed by employees, former employees and 
outsourced personnel of the Ipatinga Plant, claiming 
severance pay and social security rights.
Pending judgment by the Labor Court 
and administrative bodies, at different 
levels.
 
15,112  
10,062 
Labor lawsuits filed by former employees challenging the 
amount of compensation paid on dismissals.
Pending judgment.
 
10,837  
6,442 
Other contingencies
 
86,613  
47,982 
Provisions for contingencies recognized by Usiminas before business combination
 
199,677  
97,873 
Description
Status
As of the 
acquisition date 
(in $ thousands)
As of December 
31, 2024
(in $ thousands)
Objection filed against the decision that recognized only 
partially the credit rights established in a final and 
unappealable court decision that determined the exclusion 
of ICMS amounts from the calculation basis of PIS/
COFINS-Imports.
Pending judgment at administrative 
level.
 
94,792  
73,772 
Tax collection proceedings related to the collection of 
ICMS/SP on goods shipped to other countries without 
effective proof of export.
Pending judgment by the trial court.
 
51,546  
40,116 
Tax proceedings seeking the reversal of ICMS/SP credits 
on materials considered as consumables (refractory items 
and others).
Several case records, declaratory 
actions and tax collection proceedings, 
suspended or pending decision by 
higher courts.
 
38,640  
27,968 
ICMS – Action for annulment of the tax debt claimed by 
the State of Rio Grande do Sul due to failure to make the 
advance payment of the tax at the entry of goods coming 
from other States (rate differential ).
Pending judgment by the trial court.
 
28,789  
22,405 
Tax assessment notice issued by the State of Minas Gerais 
concerning alleged reversal of ICMS credits on sale of 
electrical energy.
Pending judgment at administrative 
level.
 
12,386  
9,640 
Other tax contingencies
 
206,335  
131,463 
Provisions for tax contingencies recognized as part of the business combination
 
432,488  
305,364 
Public Civil Action seeking the reimbursement of the 
amounts increased by means of a term of amendment to 
the Contractor's Agreement, due to alleged overbilling in 
the construction of a bridge in Brasília/DF.
As of July 3, 2023, the claim was 
deemed groundless and was pending 
judgment of appeal. As of December 
31, 2023, the action was dismissed as 
unfounded and the case was archived.
 
64,315  
— 
Public Civil Action seeking compensation for alleged 
damages caused to the State of Santa Catarina's Treasury 
related to improper expenditures incurred in the 
construction of a bridge.
Pending conclusion of the expert 
evidence
 
21,113  
16,431 
Other civil and other contingencies (1)
 
88,905  
36,604 
Provisions for civil and other contingencies recognized as part of the business combination
 
174,333  
53,035 
Labor lawsuits filed by employees, former employees and 
outsourced personnel of the Cubatão Plant, claiming 
severance pay and social security rights.
Pending judgment by the Labor Court 
and administrative bodies, at different 
levels.
 
27,123  
15,754 
Other labour contingencies (1)
 
22,532  
12,234 
Provisions for labour contingencies recognized as part of the business combination
 
49,655  
27,988 
(1) Composed of individually non-significative contingencies
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
67

4. 
ACCOUNTING POLICIES
The following is a summary of the principal accounting policies followed in the preparation of these 
Consolidated Financial Statements:
(a) Group accounting
(1) Subsidiary companies and transactions with non-controlling interests
Subsidiaries are all entities over which the Company has control. The Company controls an entity when the 
Company is exposed to, or has rights to, variable returns from its involvement with the entity and has the ability 
to affect those returns through its power over the entity.  Subsidiaries are fully consolidated from the date on 
which control is transferred to the Company.  They are deconsolidated from the date that control ceases.
The Company uses the acquisition method of accounting to account for business combinations. The 
consideration transferred for the acquisition of a subsidiary is the fair values of the assets transferred, the 
liabilities incurred and the equity interests issued by the Company. The consideration transferred includes the fair 
value of any asset or liability resulting from a contingent consideration arrangement. Acquisition-related costs 
are expensed as incurred. Identifiable assets acquired and liabilities and contingent liabilities assumed in a 
business combination are measured initially at the fair values at the acquisition date. Indemnification assets are 
recognized at the same time that the Company recognizes the indemnified item and measures them on the same 
basis as the indemnified item, subject to the need for a valuation allowance for uncollectible amounts. The 
Company measures the value of a reacquired right recognized as an intangible asset on the basis of the remaining 
contractual term of the related contract regardless of whether market participants would consider potential 
contractual renewals in determining its fair value.
The Company recognizes any non-controlling interest in the acquiree at the non-controlling interest's 
proportionate share of the acquiree's net identifiable assets. The recognition of business combinations requires 
the acquirer to measure at the acquisition date components of non-controlling interests in the acquiree that are 
present ownership interests and entitle their holders to a proportionate share of the entity’s net assets in the event 
of liquidation at either (a) fair value; or (b) the present ownership instruments’ proportionate share in the 
recognized amounts of the acquiree’s identifiable net assets. The Company opted for the proportional share in 
the recognized amounts of the identifiable net assets for the recognition described in note 3 related to Usiminas.
The excess of the consideration transferred, the amount of any non-controlling interest in the acquiree and the 
acquisition-date fair value of any previous equity interest in the acquiree over the fair value of the Company's 
share of the identifiable net assets acquired is recorded as goodwill. If this is less than the fair value of the net 
assets of the subsidiary acquired in the case of a bargain purchase, the difference is recognized directly in the 
income statement.
The measurement period is the earlier of the date that the acquirer receives the information that it is looking for 
or cannot obtain the information and one year after the acquisition date. Where the accounting for a business 
combination is not complete by the end of the reporting period in which the business combination occurred 
provisional amounts are reported.
The Company treats transactions with non-controlling interests as transactions with equity owners of the 
Company. For purchases from non-controlling interests, the difference between any consideration paid and the 
relevant share acquired of  the carrying value of net assets of the subsidiary is recorded in equity. Gains or losses 
on disposals to non-controlling interests are also recorded in equity.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
68

4.  ACCOUNTING POLICIES (continued)
When the Company ceases to have control or significant influence, any retained interest in the entity is 
remeasured to its fair value, with the change in carrying amount recognized in profit or loss. The fair value is the 
initial carrying amount for the purposes of subsequently accounting for the retained interest as an associate, joint 
venture or financial asset. In addition, any amounts previously recognized in other comprehensive income in 
respect of that entity are accounted for as if the group had directly disposed of the related assets or liabilities. 
This may mean that amounts previously recognized in other comprehensive income are reclassified to profit or 
loss.
Inter-company transactions, balances and unrealized gains on transactions between group companies are 
eliminated. Unrealized losses are also eliminated unless the transaction provides evidence of an impairment of the 
transferred asset. Accounting policies of subsidiaries have been changed where necessary to ensure consistency 
with the policies adopted by the group. However, the fact that the functional currency of some subsidiaries is 
their respective local currency, generates some financial gains (losses) arising from intercompany transactions, 
that are included in the consolidated income statement under Other financial expenses, net.
(2) Investments in non-consolidated companies
Associated companies are those entities in which Ternium has significant influence, but which it does not 
control. 
Joint arrangements are understood as combinations in which there are contractual agreements by virtue of which 
two or more companies hold an interest in companies that undertake operations or hold assets in such a way that 
any financial or operating decision is subject to the unanimous consent of the partners. A joint arrangement is 
classed as a joint operation if the parties hold rights to its assets and have obligations in respect of its liabilities or 
as a joint venture if the venturers hold rights only to the investee's net assets.
Investments in non-consolidated companies (associated companies and joint ventures) are accounted for using 
the equity method of accounting. Under this method, interests in joint ventures and associates are initially 
recognized in the consolidated statement of financial position at cost and adjusted thereafter to recognize the 
Company’s share of the post-acquisition profits or losses in the income statement, and its share of post-
acquisition changes in reserves recognized in reserves and in other comprehensive income in the income 
statement. Unrealized gains on transactions among the Company and its non-consolidated companies are 
eliminated to the extent of the Company’s interest in such non-consolidated companies; unrealized losses are also 
eliminated unless the transaction provides evidence of an impairment of the transferred asset. When the 
Company’s share of losses in a non-consolidated company equals or exceeds its interest in such non-consolidated 
company, the Company does not recognize further losses unless it has incurred obligations or made payments on 
behalf of such non-consolidated company. Accounting policies of non-consolidated companies have been 
changed where necessary to ensure consistency with the policies adopted by the Company.
The Company’s investment in associates and joint ventures includes notional goodwill identified on acquisition. 
The Company determines at each reporting date whether there is any objective evidence that the investment is 
impaired. If this is the case, the group calculates the amount of impairment as the difference between the 
recoverable amount of the investment and its carrying value and recognizes the amount within “Equity on 
earnings (losses) of non-consolidated companies”.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
69

4. 
ACCOUNTING POLICIES (continued)
(b)  Foreign currency translation
(1)  Functional and presentation currency
Items included in the financial statements of each of the Company's subsidiaries and associated companies are 
measured using the currency of the primary economic environment in which the entity operates (the "functional 
currency"). Except for Usiminas and the non-consolidated companies whose functional currencies are their local 
currencies, Ternium determined that the functional currency of its subsidiaries is the U.S. dollar. Although 
Ternium is located in Luxembourg, it operates in several countries with different currencies. The $ is the 
currency that best reflects the economic substance of the underlying events and circumstances relevant to 
Ternium as a whole. 
(2) Subsidiary companies
The results and financial position of all the group entities (except for the ones which operated in a 
hyperinflationary economy, if any) that have a functional currency different from the presentation currency, are 
translated into the presentation currency as follows:
(i)  assets and liabilities are translated at the closing rate of each statement of financial position;
(ii)  income and expenses for each income statement are translated at average exchange rates (unless this average 
is not a reasonable approximation of the cumulative effect of the rates prevailing on the transaction dates, in 
which case income and expenses are translated at the rate on the dates of the transactions); and
(iii)  all resulting translation differences are recognized within other comprehensive income.
In the case of a sale or other disposition of any such subsidiary, any accumulated translation differences would be 
recognized in the income statement as part of the gain or loss on sale.
(3) Transactions in currencies other than the functional currency
Transactions in currencies other than the functional currency are translated into the functional currency using 
the exchange rates prevailing at the date of the transactions or valuation where items are re-measured. 
At the end of each reporting period: (i) monetary items denominated in currencies other than the functional 
currency are translated using the closing rates, (ii) non-monetary items that are measured in terms of historical 
cost in a currency other than the functional currency are translated using the exchange rates prevailing at the date 
of the transactions; and (iii) non-monetary items that are measured at fair value in a currency other than the 
functional currency are translated using the exchange rates prevailing at the date when the fair value was 
determined.
Foreign exchange gains and losses resulting from the settlement of such transactions and from the translation at 
year-end exchange rates of monetary assets and liabilities denominated in currencies other than the functional 
currency are recorded as gains and losses from foreign exchange and included in "Other financial income 
(expenses), net" in the consolidated income statement, except when deferred in equity as qualifying cash flow 
hedges and qualifying net investment hedges. Translation differences on non-monetary financial assets and 
liabilities such as equities held at fair value through profit or loss are recognized in profit or loss as part of the 
"fair value gain or loss," while translation differences on non-monetary financial assets such as equities classified 
as fair value through other comprehensive income are included in other gains/(losses). 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
70

4. 
ACCOUNTING POLICIES (continued)
(c)  Financial instruments
Non derivative financial instruments
Non derivative financial instruments comprise investments in equity and debt securities, trade and other 
receivables, cash and cash equivalents, loans and borrowings, and trade and other payables. 
The Company classifies its financial instruments in the following measurement categories:
–
Amortized cost: instruments that are held for collection or repayment of contractual cash flows where 
those cash flows represent solely payments of principal and interest are measured at amortized cost. Interest 
income and expenses from these financial instruments are included in finance income or expense using the 
effective interest rate method. Any gain or loss arising on derecognition is recognized directly in profit or loss and 
presented in finance income or expense,   together with foreign exchange gains and losses. Impairment losses are 
presented as separate line items in the statement of profit or loss.
–
Fair value through other comprehensive income (“FVOCI”): financial instruments that are held for 
collection of contractual cash flows and for selling the financial instruments, where the instruments’ cash flows 
represent solely payments of principal and interest, are measured at FVOCI. Movements in the carrying amount 
are taken through OCI, except for the recognition of impairment gains or losses, interest revenue or expense, and 
foreign exchange gains and losses which are recognized in profit or loss. When the financial instrument is 
derecognized, the cumulative gain or loss previously recognized in OCI is reclassified from equity to profit or loss 
and recognized in other gains/(losses), except for equity instruments, for which there is no reclassification from 
OCI to profit or loss. Interest income or expense from these financial instruments is included in finance income 
using the effective interest rate method. Foreign exchange gains and losses are presented in other gains/(losses) 
and impairment expenses are presented as separate line item in the statement of profit or loss.
–
Fair value through profit or loss (“FVPL”): financial instruments that do not meet the criteria for 
amortized cost or FVOCI are measured at FVPL. A gain or loss on a debt investment that is subsequently 
measured at FVPL is recognized in profit or loss and presented net within other gains/(losses) in the period in 
which it arises.
The classification depends on the Company’s business model for managing the financial instruments and the 
contractual terms of the cash flows.
For financial instruments measured at fair value, gains and losses will either be recorded in profit or loss or OCI. 
For investments in equity instruments that are not held for trading, this will depend on whether the group has 
made an irrevocable election at the time of initial recognition to account for the equity investment at FVOCI.
At initial recognition, the Company measures a financial instrument at its fair value plus, in the case of a 
financial instrument not at FVPL, transaction costs that are directly attributable to the acquisition of the 
financial instrument. Transaction costs of financial instruments carried at FVPL are expensed in profit or loss. 
Subsequent measurement of debt instruments depends on the Company’s business model for managing the asset 
and the cash flow characteristics of the asset.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
71

4. 
ACCOUNTING POLICIES (continued)
The classification depended on the nature and purpose of the financial assets and was determined at the time of 
initial recognition.
Financial assets and liabilities were recognized and derecognized on the settlement date. 
Financial assets were initially measured at fair value, net of transaction costs, except for those financial assets 
classified as financial assets at fair value through profit or loss.
Financial liabilities, including borrowings, were initially measured at fair value, net of transaction costs and 
subsequently measured at amortized cost using the effective interest method, with interest expense recognized on 
an effective yield basis.
Impairment of financial assets
The Company assesses on a forward-looking basis the expected credit losses associated with its debt instruments 
carried at amortized cost and FVOCI. The impairment methodology applied depends on whether there has been 
a significant increase in credit risk.
For trade receivables, the Company applies the simplified approach permitted by IFRS 9, which requires expected 
lifetime losses to be recognized from initial recognition of the receivables, see note 4 (i) for further details.
For loans and receivables category and for held-to-maturity investments, the amount of the loss was measured as 
the difference between the asset's carrying amount and the present value of estimated future cash flows 
(excluding future credit losses that have not been incurred) discounted at the financial asset's original effective 
interest rate. The carrying amount of the asset was reduced and the amount of the loss was recognized in the 
consolidated income statement. 
If, in a subsequent period, the amount of the impairment loss decreased and the decrease could be related 
objectively to an event occurring after the impairment was recognized, the reversal of the previously recognized 
impairment loss was recognized in the consolidated income statement.
Derivative financial instruments
Information about accounting for derivative financial instruments and hedging activities is included in Note 29 
"Financial Risk management" and Note 4 (y).
Put option valuation method
IFRS presents the following options to recognize the value of a put option:
- Under IFRS 10, the terms of the forward and option contracts should be analyzed to assess whether they 
provide the parent or the non-controlling interest with access to the risks and rewards associated with the actual 
ownership of the shares. The non-controlling interest should be recognized if risks and rewards associated with 
ownership have been retained by the non-controlling interest. A financial liability (recognized at the present value 
of the redemption amount) is recorded to reflect the forward or put option.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
72

4. 
ACCOUNTING POLICIES (continued)
- Under IAS 32, a liability is recognized for written puts over non-controlling interests. The liability reflects the 
entity’s obligation to deliver cash or a financial asset. The financial liability is recognized at present value of the 
redemption amount and accreted through finance charges in the income statement over the contract period up to 
the final redemption amount.
(d)  Property, plant and equipment
(1) Property, plant and equipment
Land and buildings comprise mainly factories and offices. All property, plant and equipment are recognized at 
historical acquisition or construction cost less accumulated depreciation and accumulated impairment (if 
applicable), except for land, which is carried at acquisition cost less accumulated impairment (if applicable). 
There are no material residual values for property, plant and equipment items.
Major overhaul and rebuilding expenditures are recognized as a separate asset when future economic benefits are 
expected from the item, and the cost can be measured reliably.
Ordinary maintenance expenses on manufacturing properties are recorded as cost of products sold in the period 
in which they are incurred.
Where a tangible fixed asset comprises major components having different useful lives, these components are 
accounted for as separate items. Spare parts are included in property, plant and equipment.
Depreciation method is reviewed at each year end. Depreciation is calculated using the straight-line method to 
amortize the cost of each asset to its residual value over its estimated useful life as follows:
Land
No depreciation
Buildings and improvements
10-50 years
Production equipment
5-40 years
Vehicles, furniture and fixtures and other equipment
3-20 years
Property, plant and equipment used in mining activities are depreciated over its useful life or over the remaining 
life of the mine if shorter and there is no alternative use possible. 
The assets' useful lives are reviewed, and adjusted if appropriate, at each year end. The re-estimation of assets 
useful lives by the Company did not materially affect depreciation charges in 2024, 2023 and 2022.
Gains and losses on disposals are determined by comparing the proceeds with the corresponding carrying 
amounts and are included in the income statement.
If the carrying amount of an asset were greater than its estimated recoverable amount, it would be written down 
to its recoverable amount (see Note 4 (f) "Impairment").
Amortization charges are included in cost of sales, selling, general and administrative expenses.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
73

4. 
ACCOUNTING POLICIES (continued)
(2) Right-of-use assets
The Company is a party to lease contracts for:
- Land
- Plants and equipment for the production of industrial gases and other production materials.
- Transportation and maintenance equipment.
- Warehouses and office spaces.
These leases are recognized, measured and presented in accordance to IFRS 16 “Leases”, following the guidelines 
described below.
Accounting by the lessee
The Company recognizes a right-of-use asset and a lease liability at the commencement date of each lease 
contract that grants the right to control the use of an identified asset during a period of time. The commencement 
date is the date in which the lessor makes an underlying asset available for use by the lessee.
The Company applied exemptions for leases with a duration lower than 12 months, with a value lower than 
thirty thousand U.S. dollars and/or with clauses related to variable payments. These leases have been considered 
as short-term leases and, accordingly, no right-of-use asset or lease liability have been recognized.
At initial recognition, the right-of-use asset is measured considering:
- The value of the initial measurement of the lease liability;
- Any lease payments made at or before the commencement date, less any lease incentives; and
- Any initial direct costs incurred by the lessee.
After initial recognition, the right-of-use assets are measured at cost, less any accumulated depreciation and/or 
impairment losses, and adjusted for any re-measurement of the lease liability.
Depreciation of the right-of-use asset is calculated using the straight-line method over the estimated duration of 
the lease contract, as follows:
Land
1-30 years
Buildings and facilities
1-25 years
Machinery
1-13 years
If the lease transfers ownership of the underlying asset to the Company by the end of the lease term, or if the cost 
of the right-of-use asset reflects that the Company will exercise a purchase option, the Company depreciates the 
right-of-use asset from the commencement date to the end of the useful life of the underlying asset. Otherwise, 
the Company depreciates the right-of-use asset from the commencement date to the earlier of the end of the 
useful life of the right-of-use asset or the end of the lease term.
Accounting by the lessor
When the Company is acting as a lessor, each of its leases is classified as either operating or finance lease:
- Leases where a significant portion of the risks and rewards of ownership are retained by the lessor are classified 
as operating leases. 
- Leases where all substantial risks and rewards of ownership are transferred by the lessor to the lessee are 
classified as finance leases.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
74

4. 
ACCOUNTING POLICIES (continued)
(e)  Intangible assets 
(1) Information system projects
Generally, costs associated with developing or maintaining computer software programs are recognized as an 
expense as incurred. However, costs directly related to the acquisition and implementation of information 
systems are recognized as intangible assets if they have a probable economic benefit exceeding the cost beyond 
one year and comply with the recognition criteria of IAS 38.
Information system projects recognized as assets are amortized using the straight-line method over their useful 
lives, not exceeding a period of 3 years. Amortization charges are included in cost of sales, selling, general and 
administrative expenses.
(2)  Mining assets 
Mining assets include:
(a) Mining licenses acquired; 
(b) Capitalized exploration and evaluation costs, reclassified from exploration and evaluation costs (see note 4 
(e) 3); and 
(c)  Capitalized developmental stripping costs (see note 4 (u)).
Mining licenses were recognized as separate intangible assets upon the acquisition of the investment in Mexico 
and in Usiminas and comprise the right to exploit the mines and are recognized at its fair value at acquisition date 
less accumulated amortization.
Mexico’s mining concessions were granted for a 50-year period; following the expiration of the initial concession 
term, the concessions are renewable for an additional 50-year term in accordance with, and subject to the 
procedures set forth in, applicable Mexican mining law. 
Usiminas’ mining concessions were granted for an indefinite period and until complete depletion of mineral 
reserves and are subject to the procedures set forth in applicable Brazilian mining law.
Amortization charge is calculated by using the unit-of-production method, on the basis of actual mineral 
extracted in each period compared to the estimated mineral reserves, and is included in cost of sales. Any change 
in the estimation of reserves is accounted for prospectively. The resulting amortization rate for the years ended 
December 31, 2024, 2023 and 2022, is approximately 19%, 13% and 12% per year, respectively.
Considering that there are no concrete development plans in the short term and for production feasibility in 
certain areas of the mining concessions held by Las Encinas S.A. de C.V., the Company decided to recognize an 
impairment charge over these assets of $ 32.4 million as of December 31, 2024. As of December 31, 2023, the 
Company has already recognized an impairment charge over these assets held by Las Encinas S.A. de C.V. for an 
amount of $ 42.3 million.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
75

4. 
ACCOUNTING POLICIES (continued)
(3)  Exploration and evaluation costs 
Exploration and evaluation activities involve the search for iron ore resources, the determination of technical 
feasibility and the assessment of commercial viability of an identified resource.
Exploration and evaluation costs are measured at cost. Costs directly associated with exploration and evaluation 
activities are capitalized as intangible assets until the determination of reserves is evaluated. The costs associated 
to the acquisition of machinery and equipment are recognized as property, plant and equipment. If it is 
determined that commercial discovery has been achieved, costs incurred are reclassified into Mining assets and 
amortization starts once production begins.
Exploration costs are tested for impairment whenever there are indicators that impairment exists. Indicators of 
impairment include, but are not limited to:
•
Rights to explore in an area have expired or will expire in the near future without renewal;
•
No further exploration and evaluation is planned or budgeted;
•
A decision to discontinue exploration and evaluation in an area because of the absence of commercial 
reserves; and
•
Sufficient data exists to indicate that the book value will not be fully recovered from future development and 
production.
When analyzing the existence of impairment indicators, the exploration and evaluation areas from the mining 
units will be evaluated.
(4)  Goodwill
Goodwill represents the excess of the acquisition cost over the fair value of Ternium's participation in acquired 
companies' net assets at the acquisition date. Under IAS 36, goodwill is considered to have an indefinite life and 
not amortized, but is subject to annual impairment testing.
Goodwill is allocated to Cash-generating units ("CGU") for the purpose of impairment testing. The allocation is 
made to those cash-generating units expected to benefit from the business combination which generated the 
goodwill being tested. The impairment losses on goodwill cannot be reversed.
As of December 31, 2024 and 2023, the carrying amount of goodwill allocated to the Mexico CGUs was $ 662.3 
million, of which $ 619.8 million corresponds to Steel Mexico CGU and $ 42.5 million to Mining Mexico CGU.
(5)  Research and development
Research expenditures are recognized as expenses as incurred. Development costs are recorded as cost of sales in 
the income statement as incurred because they do not fulfill the criteria for capitalization. Research and 
development expenditures for the years ended December 31, 2024, 2023 and 2022 totaled $ 23.8 million, $ 19.0               
million and $ 16.3 million, respectively.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
76

4. 
ACCOUNTING POLICIES (continued)
(6)  Customer relationships acquired in a business combination
As of December 31, 2024, Ternium has no customer relationships acquired in a business combination recognized 
in its consolidated financial statements.
(7)  Trademarks acquired in a business combination
Trademarks are amortized using the straight-line method over a useful life of between 5 to 10 years.
(f)  Impairment
Assets that have an indefinite useful life (including goodwill) are not subject to amortization and are tested 
annually for impairment or whenever events or changes in circumstances indicate that the carrying amount may 
not be recoverable. Assets that are subject to amortization and investments in affiliates are reviewed for 
impairment whenever events or changes in circumstances indicate that the carrying amount may not be 
recoverable. An impairment loss is recognized for the amount by which the asset's carrying amount exceeds its 
recoverable amount. The recoverable amount is the higher of an asset's fair value less cost to sell and the value in 
use. 
To carry out these tests, assets are grouped at the lowest levels for which there are separately identifiable cash 
flows (each, a CGU). When evaluating long-lived assets for potential impairment, the Company estimates the 
recoverable amount based on the higher of the CGU’s fair value less costs to sell and its value in use. The value in 
use of each CGU is determined on the basis of the present value of net future cash flows which will be generated 
by the assets tested. 
Determining the present value of future cash flows involves highly sensitive estimates and assumptions specific to 
the nature of each CGU's activities, including estimates and assumptions relating to amount and timing of 
projected future cash flows. Application of the discounted cash flow (DCF) method to determine the value in use 
of a CGU begins with a forecast of all expected future net cash flows. Significant assumptions considered in 
forecasts include the gross domestic product (GDP) growth rates of the country under study and their correlation 
with steel demand, changes in the growth rate for the perpetuity rate, changes in steel prices, changes in certain 
significant raw material costs and changes in discount rates.
Ternium uses, for the steel segment impairment tests, cash flow projections over a five-year period based on past 
performance and expectations of market development; for the subsequent years beyond the five-year period, a 
terminal value was calculated based on perpetuity. The growth rate used for the perpetuity rate is of 2.19%. This 
rate does not exceed the average long-term growth rate for the relevant markets. In the case of the mining 
segment and the mining activity developed by Usiminas, cash flow projections are prepared until the mines are 
fully depleted and are based on past performance and expectations of market development.
Cash flows are discounted at rates that reflect specific country and currency risks associated with the cash flow 
projections. The discount rates used are based on the weighted average cost of capital (WACC), which is 
considered to be a good indicator of cost of capital. 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
77

4. 
ACCOUNTING POLICIES (continued)
Considering the uncertainty of the future evolution of the macroeconomic and financial situation in Argentina 
and the reduction of the operating margin as of December 31, 2024, the Company decided to assess the 
recoverability of its investments in Argentina, resulting in no impairment charges to be recognized. As of 
December 31, 2024, the post-tax discount rate used to test the investment in Argentine subsidiaries for 
impairment was 14.0%. The recoverable value of CGU Argentina amounted to $1.7 billion as of December 31, 
2024. The Company estimates that an increase higher than of 0.5% in the discount rate or a decrease of higher 
than 5.0% in the operating income before amortization and depreciation per ton may result in the recognition of 
an impairment charge in the CGU Argentina.
As of December 31, 2022, the Company recognized an impairment charge of $ 99.0 million over the property, 
plant and equipment in the Brazil CGU. As of December 31, 2023, Management assessed the business situation as 
of such date and concluded that the recovery of impairment indicators was not significantly enough and that 
there were no significant positive events to proceed with a reversal of previously recognized impairment charges. 
Considering the uncertainty of the future evolution of the macroeconomic situation in Brazil, mainly the 
devaluation of the Brazilian reais, and the reduction of the volume of sales and operating margin as of December 
31, 2024, the Company decided to assess the recoverability of its investments in Brazil, resulting in no impairment 
charges to be recognized. As of December 31, 2024, the post-tax discount rate used to test the investment in 
Brazilian subsidiaries for impairment was 10.3%.
As of September 30, 2022, the Company recognized an impairment charge of $ 120.4 million over the investment 
in Usiminas. On July 3, 2023, the Company acquired an additional participation in Usiminas and started the full 
consolidation of assets and liabilities of Usiminas (see note 3). As of December 31, 2023, no impairment triggers 
were detected and, consequently, no impairment test was prepared. Considering the uncertainty of the future 
evolution of the macroeconomic situation in Brazil, mainly the devaluation of the Brazilian reais, and the 
decrease of the market value of the shares as of December 31, 2024, the Company decided to assess the 
recoverability of its investments in Usiminas, resulting in no impairment charges to be recognized. As of 
December 31, 2024, the post-tax discount rate used to test the investment in Brazilian subsidiaries for impairment 
was 10.3%.
In the case of the Steel Mexico CGU, considering that there is a value registered for goodwill, the Company 
performed the mandatory impairment test over goodwill, resulting in no impairment charges to be recognized. 
Also, in the case of the Mining Mexico CGU and considering the registered goodwill, the Company performed 
the mandatory impairment test over goodwill, resulting in no impairment charges to be recognized. As of 
December 31, 2024, the post-tax discount rate used to test the recoverability of the goodwill in the Steel and 
Mining Mexico CGUs for impairment was 12.4% (as of December 31, 2023, 12.1%). 
During the years 2024, 2023 and 2022, no impairment provisions were recorded in connection with assets that 
have an indefinite useful life (including goodwill) in the Company’s CGUs.
(g)  Other investments
Other investments consist primarily of investments in financial debt instruments and equity investments where 
the Company holds a minor equity interest and does not exert significant influence.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
78

4. 
ACCOUNTING POLICIES (continued)
All purchases and sales of investments are recognized on the settlement date, which is not significantly different 
from the trade date, which is the date that Ternium commits to purchase or sell the investment. 
Income from financial instruments at fair value through profit or loss is recognized in Other financial income 
(expenses), net in the consolidated income statement. The fair value of quoted investments is based on current 
bid prices. If the market for a financial investment is not active or the securities are not listed, the Company 
estimates the fair value by using standard valuation techniques. Dividends from investments in equity 
instruments are recognized in the income statement when the Company's right to receive payments is established.
Certain fixed income financial instruments purchased by the Company have been categorized as at fair value 
through other comprehensive income. The results of these financial investments are recognized in Finance 
Income in the Consolidated Income Statement using the effective interest method. Unrealized gains and losses 
other than impairment and foreign exchange results are recognized in Other comprehensive income. On maturity 
or disposal, net gain and losses previously deferred in Other comprehensive income are recognized in Finance 
Income in the Consolidated Income Statement.
(h)  Inventories
Inventories are stated at the lower of cost (calculated using the first-in-first-out "FIFO" method) or net realizable 
value. The cost of finished goods and goods in process comprises raw materials, direct labor, depreciation, other 
direct costs and related production overhead costs. It excludes borrowing costs.  Goods acquired in transit at 
year end are valued at supplier's invoice cost. 
The cost of iron ore produced in our mines comprises all direct costs necessary to extract and convert stockpiled 
inventories into raw materials, including production stripping costs, depreciation of fixed assets related to the 
mining activity and amortization of mining assets for those mines under production. 
The Company assesses the recoverability of its inventories considering their selling prices, if the inventories are 
damaged, or if they have become wholly or partially obsolete.
(i)  Trade receivables and other receivables
Trade and other receivables are recognized initially at fair value, generally the original invoice amount. The 
Company applies the IFRS 9 simplified approach to measuring expected credit losses which uses a lifetime 
expected loss allowance for all trade receivables. To measure the expected credit losses, trade receivables are 
grouped based on shared credit risk characteristics and the days past due. The Company keeps an allowance for 
trade receivables, recorded in an asset account to offset the trade receivables in an amount estimated sufficient to 
cover the losses resulting from the impossibility for the debtors to cancel the amounts owed. This allowance for 
trade receivables is recorded with a charge to selling expenses.
Judicial deposits are those made in a bank account, in connection with legal proceedings, in Brazilian currency 
and monetarily restated to ensure the settlement of potential future liabilities. Some judicial deposits that are 
linked to taxes payable in installments are presented at their net amount.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
79

4. 
ACCOUNTING POLICIES (continued)
(j)  Cash and cash equivalents
Cash and cash equivalents and highly liquid short-term securities are carried at fair market value or at a 
historical cost which approximates fair market value.
For purposes of the cash flow statement, cash and cash equivalents comprise cash, bank current accounts and 
short-term highly liquid investments (original maturity of three months or less at date of acquisition) and 
overdrafts.
In the consolidated statement of financial position, bank overdrafts are included in borrowings within current 
liabilities.
(k)  Assets (disposal groups) classified as held for sale
Assets (disposal groups) are classified as assets held for sale, complying with the recognition criteria of IFRS 5, 
and stated at the lower of carrying amount and fair value less cost to sell if their carrying amount is recovered 
principally through a sale transaction rather than through continuing use.
The carrying value of assets classified as held for sale, as of December 31, 2024 and 2023 totals $ 7.3 million and  
$ 6.7 million, respectively, which corresponds principally to land and other real estate items. Sale is expected to 
be completed within a one-year period.
(l)  Borrowings
Borrowings, including bonds and debentures issued by Usiminas, are recognized initially for an amount equal to 
the net proceeds received. In subsequent periods, borrowings, including bonds and debentures, are stated at 
amortized cost following the effective interest method. 
(m)  Lease liabilities
The lease liability is initially measured at the present value of the lease payments that are not paid at such date, 
including the following concepts:
– Fixed payments, less any lease incentives receivable;
– Variable lease payments that depend on an index or rate, initially measured using the index or rate as of the 
commencement date;
– Amounts expected to be payable by the lessee under residual value guarantees;
– The exercise price of a purchase option if the lessee is reasonably certain to exercise that option; and
– Payments of penalties for terminating the lease, if the lease term reflects the lessee exercising an option to 
terminate the lease.
Variable lease liabilities with payments dependent on external factors, such as minimum volumes sold or used, 
are not included in the initial measurement of the lease liabilities and such payments are recognized directly in 
profit and loss.
Lease payments are discounted using incremental borrowing rates for the location and currency of each lease 
contract or, if available, the rate implicit in the lease contract.
The finance cost is charged to profit or loss over the lease period to produce a constant periodic rate of interest 
on the remaining balance of the liability for each period.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
80

4. 
ACCOUNTING POLICIES (continued)
The lease term determined by the Company comprises:
– Non-cancelable period of lease contracts;
– Periods covered by an option to extend the lease if the lessee is reasonably certain to exercise that option; and
– Periods covered by an option to terminate the lease if the lessee is reasonably certain not to exercise that 
option.
After the commencement date, the Company measures the lease liability by:
– Increasing the carrying amount to reflect interest on the lease liability;
– Reducing the carrying amount to reflect lease payments made; and
– Re-measuring the carrying amount to reflect any reassessment or lease modifications.
(n)  Income taxes - current and deferred
The current income tax charge is calculated on the basis of the tax laws in force in the countries in which 
Ternium and its subsidiaries operate. Management evaluates positions taken in tax returns with respect to 
situations in which applicable tax regulation could be subject to interpretation. A liability is recorded for tax 
benefits that were taken in the applicable tax return but have not been recognized for financial reporting. 
Deferred income taxes are calculated using the liability method on temporary differences arising between the tax 
bases of assets and liabilities and their carrying amounts in the financial statements. Deferred income tax is not 
accounted for if it arises from initial recognition of an asset or liability in a transaction other than a business 
combination that at the time of the transaction affects neither accounting, nor taxable profit or loss. The 
principal temporary differences arise on fixed assets, intangible assets, inventories valuation and provisions for 
pensions. Deferred tax assets and liabilities are measured at the tax rates that are expected to apply in the period 
when the asset is realized or the liability is settled, based on tax rates and tax laws that have been enacted or 
substantially enacted at year end. Under IFRS, deferred income tax assets (liabilities) are classified as non-current 
assets (liabilities).
Deferred tax assets are recognized to the extent it is probable that future taxable income will be available to 
offset temporary differences. 
Deferred income tax is provided on temporary differences arising on investments in subsidiaries and associated 
companies, except where the timing of the reversal of the temporary difference is controlled by the Company and 
it is probable that the temporary difference will not reverse in the foreseeable future.
Deferred tax assets and liabilities are re-estimated if tax rates change. These amounts are charged or credited to 
the consolidated income statement or to the item “Other comprehensive income for the year” in the consolidated 
statement of comprehensive income, depending on the account to which the original amount was charged or 
credited.
(o)  Employee liabilities
(1) Post-employment obligations
The Company has defined benefit and defined contribution plans. 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
81

4. 
ACCOUNTING POLICIES (continued)
A defined benefit plan is a pension plan that defines an amount of pension benefit that an employee will receive 
on retirement, usually dependent on one or more factors such as age, years of service and compensation.
The liability recognized in the statement of financial position in respect of defined benefit pension plans is the 
present value of the defined benefit obligation at the end of the reporting period less the fair value of plan assets. 
The defined benefit obligation is calculated annually (at year end) by independent actuaries using the projected 
unit credit method. The present value of the defined benefit obligation is determined by discounting the estimated 
future cash outflows using interest rates of high-quality corporate bonds that are denominated in the currency in 
which the benefits will be paid, and that have terms to maturity approximating to the terms of the related 
pension obligation. In countries where there is no deep market in such bonds, the market rates on government 
bonds are used. 
Actuarial gains and losses arising from experience adjustments and changes in actuarial assumptions are charged 
or credited to equity in other comprehensive income in the period in which they arise. Past-service costs are 
recognized immediately in income. For defined benefit plans, net defined benefit liability/asset is calculated based 
on the surplus or deficit derived by the difference between the defined benefit obligations less plan assets.  
For defined contribution plans, the Company pays contributions to publicly or privately administered pension 
insurance plans on a mandatory, contractual or voluntary basis. The Company has no further payment 
obligations once the contributions have been paid. The contributions are recognized as employee benefit expense 
when they are due. Prepaid contributions are recognized as an asset to the extent that a cash refund or a 
reduction in the future payments is available.
Mexico
Ternium Mexico has defined benefit and defined contribution plans.
The valuation of the liabilities for the defined benefit employee retirement plans (pensions and seniority 
premiums) covers all employees and is based primarily on their years of service, their present age and their 
remuneration at the date of retirement. The cost of the employee retirement plans (pension, health-care expenses 
and seniority premiums) is recognized as an expense in the year in which services are rendered in accordance with 
actuarial studies made by independent actuaries. The formal retirement plans are congruent with and 
complementary to the retirement benefits established by the Mexican Institute of Social Security. Additionally, 
the Company has established a plan to cover health-care expenses of retired employees. The Company has 
established a commitment for the payment of pensions and seniority premiums, as well as for health-care 
expenses.
The defined contribution plans provide a benefit equivalent to the capital accumulated with the company's 
contributions, which are provided as a match of employees' contributions to the plan. The plan provides vested 
rights according to the years of service and the cause of retirement.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
82

4. 
ACCOUNTING POLICIES (continued)
Argentina
Ternium Argentina implemented an unfunded defined benefit employee retirement plan for certain senior 
officers. The plan is designed to provide certain benefits to those officers (additional to those contemplated under 
applicable Argentine labor laws) in case of termination of the employment relationship due to certain specified 
events, including retirement. This unfunded plan provides defined benefits based on years of service and final 
average salary.
Brazil
Usiminas operates various post-employment schemes, including defined benefit pension plans, defined/variable 
contribution pension plans and a post-retirement healthcare plan. The retirement plans offer to employees’ 
supplementary retirement and pension benefits and are managed by Previdência Usiminas, which in line with the 
applicable legislation, has as its main purpose the management and running of private pension plans.
Usiminas has different defined benefit pension plans:
1) Benefit plan 1 (PB1), defined benefit plan, closed for new enrolments since November 1996.
2) Defined benefit plan (PBD), defined benefit plan, closed for new enrolments since December 2000; the 
beneficiaries of this plan are also entitled to self-funded retirement plan, vesting, redemption, and portability.
The liability recognized in the balance sheet in respect of defined benefit pension plans is the present value of the 
defined benefit obligation at the balance sheet date minus the market value of plan assets, adjusted for: (i) 
actuarial gains and losses; (ii) rules to determine the asset ceiling; and (iii) minimum funding requirements.
Usiminas has taken out debts in connection with the minimum requirements for payment of contributions, for 
the purpose of covering the gap in relation to the services already received. In the event of non-recoverable 
surplus, the debts taken are recognized as an additional liability in the computation of net actuarial liabilities.
The PBD plan debit balance is determined at the end of each year, based on a direct actuarial revaluation. During 
the subsequent year, the liability is adjusted by the monthly surplus or deficit determined in the PBD plan and by 
the amount of payments falling due in the period. The debt balance should be repaid in 148 installments. 
Also, Usiminas has different defined contribution pension plans:
3) Benefit plan 2 (USIPREV), variable contribution benefit plan, operating since August 1998, provides post-
employment benefits to the employees of the sponsor companies. Currently, this is the only plan accepting new 
enrolments.
4) COSIPREV, defined contribution plan has been closed for new enrolments since April 30, 2009. For this 
defined contribution plan (COSIPREV), Usiminas pays contributions to a private pension entity on compulsory, 
contractual or voluntary bases. The contributions are recognized as finance costs in the period in which they are 
due. The entity has no further payment obligations once the contributions have been paid.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
83

4. 
ACCOUNTING POLICIES (continued)
USIPREV and COSIPREV plans have a Pension Fund formed from members’ account balances not used in 
benefit payouts. As provided for in the plans’ regulations, this Fund may be used to cover the cost of these plans 
in the future.
In addition, Usiminas has in place a post-retirement healthcare plan:
(a) CoSaúde, post-retirement healthcare benefits discontinued on November 30, 2021, with the subsequent 
restructuring of group plans to be offered to former beneficiaries, in compliance with the legal clauses and 
conditions.
(b) Saúde Usiminas, healthcare plan, which opened for enrolments to all employees and retirees in 2010 and was 
extinguished as of December 31, 2023, being replaced with two new plans: Usiexato and Usiflex. These two new 
plans provide with two different methods of payment to the members of the plans: a mixed method, with the 
Company offering the option of bearing 100% of the monthly fee for active employees until the termination of 
the labor contracts, or a contributory method, which allows the continuation of the healthcare services after 
resignation or retirement of the employees.
(2) Termination benefits
Termination benefits are payable when employment is terminated before the normal retirement date, or 
whenever an employee accepts voluntary redundancy in exchange for these benefits. The Company recognizes 
termination benefits when it is demonstrably committed to either: (i) terminating the employment of current 
employees according to a detailed formal plan without possibility of withdrawal or (ii) providing termination 
benefits as a result of an offer made to encourage voluntary redundancy.
(3) Other compensation obligations
 
Employee entitlements to annual leave and long-service leave are accrued as earned.
During 2007, Ternium launched an incentive retention program (the "Program") applicable to certain senior 
officers and employees of the Company, who will be granted a number of Units throughout the duration of the 
Program. The value of each of these Units is based on Ternium's shareholders' equity (excluding non-controlling 
interest). Also, the beneficiaries of the Program are entitled to receive cash amounts based on (i) the amount of 
dividend payments made by Ternium to its shareholders, and (ii) the number of Units held by each beneficiary to 
the Program. Units vest ratably over a period of four years and will be redeemed by the Company ten years after 
grant date, with the option of an early redemption at seven years after grant date. From 2018 units were vest 
ratably over the same period and will be mandatorily redeemed by the Company seven years after grant date. As 
the cash payment of the benefit is tied to the book value of the shares, and not to their market value, Ternium 
valued this long-term incentive program as a long term benefit plan as classified in IAS 19.
As of December 31, 2024 and 2023, the outstanding liability corresponding to the Program amounts to $ 86.0 
million and $ 90.1 million, respectively. The total value of the units granted to date under the program, 
considering the number of units and the book value per share as of December 31, 2024 and 2023, is $ 94.0 million 
and $ 96.6 million, respectively. 
Under Mexican law, Ternium's subsidiaries are required to pay their employees an annual benefit which is 
determined as a percentage of taxable profit for the year. 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
84

4. 
ACCOUNTING POLICIES (continued)
(4)  Social security contributions 
Social security laws in force in the countries in which the Company operates provide for pension benefits to be 
paid to retired employees from government pension plans and/or private fund managed plans to which employees 
may elect to contribute. As stipulated by the respective laws, Ternium Argentina and Ternium Mexico make 
monthly contributions calculated based on each employee's salary to fund such plans. The related amounts are 
expensed as incurred. No additional liabilities exist once the contributions are paid.
(p)  Provisions
Ternium has certain contingencies with respect to existing or potential claims, lawsuits and other proceedings. 
Unless otherwise specified, provisions are recognized when Ternium has a present legal or constructive 
obligation as a result of past events, it is probable that an outflow of resources will be required to settle the 
obligation, and the amount can be reliable estimated. Generally, accruals are based on developments to date, 
Ternium's estimates of the outcomes of these matters and the advice of Ternium's legal advisors. The Company 
also discloses the contingency in circumstances where management concludes no loss is probable or reasonably 
estimable but it is reasonably possible that a loss may be incurred.
(q)  Trade payables
Trade payables are recognized initially at fair value and subsequently measured at amortized cost using the 
effective interest method.
(r)  Revenue recognition and other income
Revenue is recognized at a point of time from sales to direct customers upon the satisfaction of performance 
obligations, which occurs when control of the goods transfers to the customer and the customer obtains the 
benefits from the goods, the potential cash flows and the transaction price can be measured reliably, and it is 
probable that the Company will collect the consideration in connection with the exchange of the goods. The 
control over the goods is obtained by the customer depending on when the goods are made available to the 
shipper or the customer takes possession of the goods, depending on the delivery terms. The Company considers 
that it has completed its performance obligations when the goods are delivered to its customers or to a shipper 
who will transport the goods to its customers. The revenue recognized by the Company is measured at the 
transaction price of the consideration received or receivable to which the Company is entitled to, reduced by 
estimated returns and other customer credits, such as discounts and volume rebates, based on the expected value 
to be realized and after eliminating sales within the group.
Usiminas Mecánica S.A., one of Usiminas’ subsidiaries, uses the percentage-of-completion (POC) method to 
account for the revenue from orders in progress sold at fixed prices. The use of the POC method requires 
Management to estimate the services performed up to the balance sheet date as a proportion of the total services 
to be performed.
Interest income is recognized on an effective yield basis.
(s)  Borrowing Costs 
General and specific borrowing costs that are directly attributable to the acquisition, construction or production 
of a qualifying asset are capitalized during the period of time that is required to complete and prepare the asset 
for its intended use or sale. Qualifying assets are assets that necessarily take a substantial period of time to get 
ready for their intended use or sale.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
85

4. 
ACCOUNTING POLICIES (continued)
Investment income earned on the temporary investment of specific borrowings pending their expenditure on 
qualifying assets is deducted from the borrowing costs eligible for capitalization.
Other borrowing costs are expensed in the period in which they are incurred.
The amount of borrowing costs that Ternium capitalized during a period will not exceed the amount of 
borrowing costs incurred during that period. As of December 31, 2024, 2023 and 2022, the capitalized borrowing 
costs were nil, nil and $ 0.4 million, respectively.
(t)  Cost of sales, selling, general and administrative expenses 
Cost of sales and expenses are recognized in the income statement on the accrual basis of accounting. 
Commissions, freight and other selling expenses, including shipping and handling costs, are recorded in Selling, 
general and administrative expenses in the Consolidated Income Statement.
(u)  Stripping costs 
Stripping costs are the costs associated with the removal of overburden and other waste materials and can be 
incurred before the mining production commences (“development stripping”) or during the production stage 
(“production stripping”).
Development stripping costs that contribute to the future economic benefits of mining operations are capitalized 
as intangible assets (Mining assets). Production stripping costs which are part of on-going activities are included 
in the cost of the inventory produced (that is extracted) at each mine during the period in which they are 
incurred.
Capitalization of development stripping costs finishes when the commercial production of the mine commences. 
At that time, all development stripping costs are presented within Mining assets and depreciated on a unit-of-
production basis. It is considered that commercial production begins when the production stage of mining 
operations begins and continues throughout the life of a mine.
(v)  Mining development costs 
Mining development costs are the costs associated to the activities related to the establishment of access to the 
mineral reserve and other preparations for commercial production. These activities often continue during 
production. 
Development expenditures are capitalized and classified as Work in progress. On completion of development, all 
assets included in Work in progress are individually reclassified to the appropriate category of property, plant 
and equipment and depreciated accordingly.
(w)  Asset retirement obligations
Ternium records asset retirement obligations (“ARO”) initially at the fair value of the legal or constructive 
obligation in the period in which it is incurred and capitalizes the ARO by increasing the carrying amount of 
property, plant and equipment. The fair value of the obligation is determined as the discounted value of the 
expected future cash flows and is included in Provisions. The liability is accreted to its present value through net 
financing cost and the capitalized cost is depreciated based in the unit of production method.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
86

4. 
ACCOUNTING POLICIES (continued)
(x)  Earnings per share
Earnings per share are calculated by dividing the net income attributable to shareholders by the daily weighted 
average number of ordinary shares issued during the year, excluding the average number of shares of the parent 
Company held by the Group. There are no dilutive securities for the periods presented.
(y)  Derivative financial instruments and hedging activities
Ternium designates certain derivatives as hedges of a particular risk associated with a recognized asset or liability 
or a highly probable forecast transaction. These transactions are classified as cash flow hedges (mainly interest 
rate swaps, collars, currency forward contracts on highly probable forecast transactions and commodities 
contracts). The effective portion of the fair value of derivatives that are designated and qualify as cash flow 
hedges is recognized in OCI. Amounts accumulated in OCI are recognized in the income statement in the same 
period as any offsetting losses and gains on the hedged item. The gain or loss relating to the ineffective portion is 
recognized immediately in the income statement. The fair value of Ternium derivative financial instruments 
(asset or liability) continues to be reflected in the statement of financial position.
For transactions designated and qualifying for hedge accounting, Ternium documents the relationship between 
hedging instruments and hedged items, as well as its risk management objectives and strategy for undertaking 
various hedge transactions. As of December 31, 2024 and 2023, the effective portion of designated cash flow 
hedges (net of taxes) amounted to $ (37.3) million and $ 15.9 million, respectively, and were included under 
"changes in the fair value of derivatives classified as cash flow hedges" line item in the statement of 
comprehensive income (see Note 27 (a)).
More information about accounting for derivative financial instruments and hedging activities is included in 
Note 29 "Financial risk management".
(z)  Treasury shares
Acquisitions of treasury shares are recorded at acquisition cost, deducted from equity until disposal. The gains 
and losses on disposal of treasury shares are recognized under "Reserves" in the consolidated statement of 
financial position.
(aa)  Cash flow
The consolidated statements of cash flows have been prepared using the indirect method and contain the use of 
the following expressions and their respective meanings:
a) Operating activities: activities that constitute ordinary Group revenues, as well as other activities that cannot 
be qualified as investing or financing.
b) Investing activities: acquisition, sale or disposal by other means of assets in the long-term and other 
investments not included in cash and cash equivalents.
c) Financing activities: activities that generate changes in the size and composition of net equity and liabilities 
that do not form part of operating activities.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
87

4. 
ACCOUNTING POLICIES (continued)
(bb)  Critical Accounting Estimates  
The preparation of financial statements requires management to make estimates and judgments that affect the 
reported amounts of assets, liabilities, revenues and expenses, and the related disclosure of contingent assets and 
liabilities. Estimates and judgments are continually evaluated and are based on historical experience and other 
factors, including expectations of future events that are believed to be reasonable under the circumstances. 
Management makes estimates and assumptions concerning the future. Actual results may differ significantly 
from these estimates under different assumptions or conditions. 
The principal estimates and assumptions that have a significant risk of causing a material adjustment to the 
carrying amounts of assets and liabilities within the next financial year are addressed below.
(1) Goodwill impairment test
Assessment of the recoverability of the carrying value of goodwill requires significant judgment. Management 
evaluates goodwill allocated to the operating units for impairment on an annual basis or whenever there is an 
impairment indicator.
Goodwill is tested at the level of the CGUs. Impairment testing of the CGUs is carried out and the value in use 
determined in accordance with the accounting policy stated in Note 4(f). The discount rates used for these tests 
are based on Ternium's weighted average cost of capital adjusted for specific country and currency risks 
associated with the cash flow projections.The post-tax discount rate used as of December 31, 2024 was 12.38% 
and no impairment charge resulted from the impairment test performed. See notes 4(f) and 4(e)(4).
(2) Income taxes
Management calculates current and deferred income taxes according to the tax laws applicable to each subsidiary 
in the countries in which such subsidiaries operate. However, due to uncertain tax positions, certain adjustments 
necessary to determine the income tax provision are finalized only after the balance sheet is issued. In cases in 
which the final tax outcome is different from the amounts that were initially recorded, such differences will 
impact the income tax and deferred tax provisions in the period in which such determination is made.
Also, when assessing the recoverability of tax assets, management considers the scheduled reversal of deferred 
tax liabilities, projected future taxable income and tax planning strategies.
(3) Loss contingencies
Ternium is subject to various claims, lawsuits and other legal proceedings that arise in the ordinary course of 
business, including customer claims in which a third party is seeking reimbursement or indemnity. The 
Company's liability with respect to such claims, uncertain tax positions, lawsuits and other legal proceedings 
cannot be estimated with certainty. Periodically, management reviews the status of each significant matter and 
assesses potential financial exposure. If the potential loss from the claim or proceeding is considered probable 
and the amount can be reasonably estimated, a liability is recorded. Management estimates the amount of such 
liability based on the information available and the assumptions and methods it has concluded are appropriate, 
in accordance with the provisions of IFRS. Accruals for such contingencies reflect a reasonable estimate of the 
losses to be incurred based on information available, including the relevant litigation or settlement strategy, as of 
the date of preparation of these financial statements. 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
88

4. 
ACCOUNTING POLICIES (continued)
As additional information becomes available, management will reassess its evaluation of the pending claims, 
lawsuits and other proceedings and revise its estimates. The loss contingencies provision amounts to $ 962.8 
million and $ 839.9 million as of December 31, 2024 and 2023, respectively.
(4) Useful Lives and Impairment of Property, Plant and Equipment and Other Long-lived Assets
In determining useful lives, management considered, among others, the following factors: age, operating 
condition and level of usage and maintenance. Management conducted visual inspections for the purpose of (i) 
determining whether the current conditions of such assets are consistent with normal conditions of assets of 
similar age; (ii) confirming that the operating conditions and levels of usage of such assets are adequate and 
consistent with their design; (iii) establishing obsolescence levels and (iv) estimating life expectancy, all of which 
were used in determining useful lives. Management believes, however, that it is possible that the periods of 
economic utilization of property, plant and equipment may be different than the useful lives so determined. 
Furthermore, management believes that this accounting policy involves a critical accounting estimate because it is 
subject to change from period to period as a result of variations in economic conditions and business 
performance.
When assessing whether an impairment indicator may exist, the Company evaluates both internal and external 
sources of information, such as the following: 
• whether significant changes with an adverse effect on the entity have taken place during the period, or will take 
place in the near future, in the technological, market, economic or legal environment in which the entity 
operates or in the market to which an asset is dedicated;
• whether market interest rates or other market rates of return on investments have increased during the period, 
and those increases are likely to affect the discount rate used in calculating an asset's value in use and decrease 
the asset's recoverable amount materially;
•  whether the carrying amount of the net assets of the entity is more than its market capitalization;
•  whether evidence is available of obsolescence or physical damage of an asset.
•  whether significant changes with an adverse effect on the entity have taken place during the period, or are 
expected to take place in the near future, in the extent to which, or manner in which, an asset is used or is 
expected to be used. These changes include the asset becoming idle, plans to discontinue or restructure the 
operation to which an asset belongs, plans to dispose of an asset before the previously expected date, and 
reassessing the useful life of an asset as finite rather than indefinite; and 
•  whether evidence is available from internal reporting that indicates that the economic performance of an asset 
is, or will be, worse than expected.
(5)  Post-employment obligation estimates 
The Company estimates at each year-end the provision necessary to meet its post-employment obligations in 
accordance with the advice from independent actuaries. The calculation of post-employment and other employee 
obligations requires the application of various assumptions. The main assumptions for post-employment and 
other employee obligations include discount rates, compensation growth rates, pension growth rates and life 
expectancy. Changes in the assumptions could give rise to adjustments in the results and liabilities recorded and 
might have an impact on the post-employment and other employee obligations recognized in the future.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
89

4. 
ACCOUNTING POLICIES (continued)
(6)  Business combinations
The recognition of business combinations requires the excess of the purchase price of acquisitions over the net 
book value of assets acquired to be allocated to the assets and liabilities of the acquired entity. The Company 
makes judgments and estimates in relation to the fair value of assets acquired and liabilities assumed, including 
estimation of cash flow projections with significant assumptions related to revenue forecasts, EBITDA margins, 
capital expenditures, discount rate and estimation of loss probability for the contingencies assumed. If any 
unallocated portion is positive, it is recognized as goodwill, and if negative, it is recognized in the income 
statement. See further information in note 3.
(7)  Taxation
At year end, the Company assesses the sufficiency of future taxable income to utilize the recognized deferred tax 
assets. The Company uses projections of future taxable income to assess the probability that the deferred tax 
assets will be realized. Management applied significant judgment in assessing the recoverability of deferred tax 
assets predicting historical profitability, projected future taxable profit, including assumptions related to revenue 
forecast and EBITDA margins.
(cc)  General sustainability matters and climate change 
Ternium subscribed to the United Nations Global Compact in October 2019 and has been reporting its 
contribution to the Sustainable Development Goals since then. The Company has established policies, 
procedures, and plans that cover various ESG topics, including climate change, environmental management, 
health and safety management, human resources management, community relations, supply chain management, 
and principles of behavior and corporate governance. 
Climate Change
The Company has established a governance system to address climate change at various levels. The Vice-
Chairman of the Board was appointed to report on the evolution of Ternium's climate change strategy to the 
Board of Directors on a quarterly basis. At the management level, a decarbonization committee, chaired by the 
CEO, periodically reviews performance indicators, progress on decarbonization projects, and updates on the 
context, such as regulatory changes, market shifts, and trends.
The Company has also incorporated climate-related risks into its risk management policy and reviews both 
transition risks and physical risks. For example, during 2021 and 2022, the Company engaged an external 
consultant to assess the exposure of its assets and provide a conclusion on the level of risk, considering the 
established preventive measures. The analysis examined exposure and vulnerability to five types of events: pluvial 
flooding, tropical cyclones, landslides, forest fires, and droughts. The analysis concluded that Ternium's facilities 
do not present significant risk, given the level of exposure and the mitigation measures implemented by the 
Company under the scenarios and time periods analyzed. Management assessed that there have been no changes 
since this analysis was performed.
In 2024, the Company updated its decarbonization target. The new target aims for a 15% reduction in the 
emission intensity rate per ton of hot-rolled steel equivalent by 2030, compared to a 2023 baseline. This target 
includes Scope 1, 2, and 3 (Categories 1 and 10) and is measured using the GHG Protocol methodology.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
90

4. 
ACCOUNTING POLICIES (continued)
The Company’s strategy to achieve this 2030 reduction target includes prioritizing low-emission production 
technologies, increasing the use of renewable sources in the energy mix, improving industrial performance, 
executing energy efficiency initiatives, expanding carbon capture and usage capacity, and increasing the 
participation of scrap in the metallic mix. Since these projects take several years to execute and complete, the 
Company anticipates improvements in its intensity rate after 2025. The Company is also considering several 
initiatives to continue its journey after 2030, including the possibility of carbon storage, the use of biofuels, and 
hydrogen as reducing agents, as it aims for carbon neutrality, if and when economically and technologically 
feasible.
In general, the decarbonization of the steel industry will require significant long-term investments, conditioned 
by technological innovation, government regulations, capital availability for decarbonization projects, and 
cooperation within the value chain. Factors such as access to abundant and affordable clean energy, appropriate 
energy infrastructure, local and global regulations that ensure fair trade and carbon capture storage, access to 
sustainable finance for low-emission steel-making technologies, and changes in consumer behavior will be key to 
the development of solutions and outcomes in the coming decades.
Given that Ternium’s climate-change-related decarbonization plans span many years and are subject to 
significant uncertainty, as described above, they have not been included as part of the assumptions used to 
calculate future cash flows of the recoverable amount of the company’s CGUs, except for those plans that are 
already approved or in process. Estimates and assumptions related to the impairment test for long-lived assets 
and goodwill, useful lives of assets, capital and research and development expenditures, inventory valuation, 
recovery of deferred tax assets and provisions, and contingent liabilities are based on available information and 
government regulations in place as of December 31, 2024, as well as the companies already approved or in-
process investment plans.
Environmental Management
Given the strong relationship between industrial activity and environmental performance, the Company unified 
the areas of environment and health and safety in 2021. Currently, these topics fall under the responsibility of the 
Chief Environment, Health, and Safety Officer, appointed in 2023. Environmental performance is analyzed 
monthly in Environmental, Health, and Safety meetings with executive officers. Furthermore, environmental 
issues are included in regular meetings on industrial and business performance reviews held both locally and at a 
corporate level. Finally, the Board of Directors is informed of events related to environmental issues that could 
impact nearby communities or Ternium’s reputation and operations. In 2023, Ternium's CEO approved an 
update to Ternium’s environmental and energy policy, which provides the framework to which the entire 
company is expected to adhere. The main updates were: inclusion of a decarbonization roadmap and the 
ambition of achieving carbon neutrality, subject to technological feasibility and market conditions; introduction 
of the concept of the circular economy, expanding the scope of efficient use of natural resources; specific mention 
of minimizing air emissions at the sites where we operate, optimizing water use, and maximizing its reuse; 
inclusion of biodiversity protection in the areas where we operate and compensation for impacts; application of a 
life cycle perspective and risk management in our continuous improvement processes; and encouragement of 
purchasing sustainable and energy-efficient products, technologies, and services.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
91

4. 
ACCOUNTING POLICIES (continued)
Health and Safety Management
Health and safety incidents undergo monthly reviews at the local level and at the corporate level. The Board of 
Directors receives quarterly reports on recent events and the progress of the Health and Safety Strategy, alongside 
the quarterly financial results.
The Company has local EHS teams, hygiene and medical departments. In 2023, the Company strengthened its 
health and safety management organization by appointing a Chief Environment, Health and Safety (EHS) 
Officer. The responsibility for ensuring the occupational safety of all individuals within their assigned areas falls 
on the local managers of every production unit.
Workforce management
People’s management is structured at both local and corporate levels. The local Human Resources teams oversee 
general working conditions, such as working hours, leave policies, payroll processing, and union relations, which 
are closely tied to labor regulations. These matters are presented to Regional Presidents and Industrial Directors 
as necessary.
Compensation policies and procedures, including employee benefits and mobility schemes, are established at the 
corporate level. Annually, they undergo review in a dedicated meeting attended by the Global Compensation & 
HR Shared Service Senior Director and team, alongside the Chief Human Resources Officer and the CEO.
Furthermore, as part of the annual performance review process, career committees convene within each division 
to analyze performance and succession planning. This process is scaled up until a uniform curve and a general 
plan is developed for the entire company.
Topics related to work-life balance, diversity and inclusion, employee training, as well as talent attraction and 
retention, fall under the oversight of the Vice President of Global Talent Management. Subsequently, proposals 
are presented to the Chief Human Resources Officer and the CEO for approval.
Ternium's community programs are developed in collaboration with the Techint Group, aiming to create an 
international network of support and development across all affiliated companies. Within Ternium there are 
regional Community Relations teams responsible for implementing community programs in their respective 
regions and leading the relationship with the community stakeholders.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
92

5. 
SEGMENT INFORMATION
As of March 31, 2024, following the acquisition of an additional participation in Usiminas on July 3, 2023, the 
Chief Operating Decision Maker ("CODM") performed a review of the new business structure to decide on the 
allocation of resources and the assessment of performance, and decided to organize the Company in two 
operating segments: Steel and Mining.
The Steel segment includes the sales of steel products done by the Company's subsidiaries, which comprises 
mainly slabs, heavy plates, hot and cold rolled products, coated products, stamped steel parts for the automotive 
industry, roll-formed and tubular products, billets, bars and other products, including sales of energy.
 
The Mining segment includes the sales of mining products, done by the Company’s subsidiaries, mainly iron ore 
and pellets, and comprises the mining activities of Las Encinas, an iron ore mining company in which Ternium 
holds a 100% equity interest, the 50% of the operations and results performed by Peña Colorada, another iron 
ore mining company in which Ternium maintains that same percentage over its equity interest, and the mining 
activities of Mineraçao Usiminas, an iron ore mining company in which Usiminas holds a 70% equity interest.
 
Ternium’s Chief Executive Officer (“CEO”) functions as the CODM. The various geographic regions operate as 
an integrated steel producer. The CEO allocates resources and assesses performance of the Steel Segment as an 
integrated business and does the same with the Mining Segment. The CEO uses “Operating income – 
Management view” as per the below table as the key performance measure which differs from operating income 
determined in accordance with IFRS principally as follows:
•
The use of direct cost methodology to calculate the inventories, while under IFRS is at full cost, including 
absorption of production overheads and depreciation.
•
The use of costs based on previously internally defined cost estimates, while, under IFRS, costs are 
calculated at historical cost (with the FIFO method).
•
In the case of Usiminas, the use of costs based in the weighted average cost, while, under IFRS, costs are 
calculated under the FIFO method.
•
Other differences related to other operating income and expenses.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
93

5. 
SEGMENT INFORMATION (continued)
Year ended December 31, 2024
Steel
Mining
Inter-segment 
eliminations
Total
Operating income - Management view
 
1,559,938  
(165,862)  
5,844  
1,399,920 
Reconciliation:
Differences in Cost of sales
 
(190,243) 
Differences in Other operating income (expense), net
 
53,634 
Operating income - Under IFRS
 
1,263,311 
Financial income (expense), net
 
(194,214) 
Equity in earnings (losses) of non-consolidated 
companies
 
69,108 
Provision for ongoing litigation related to the acquisition 
of a participation in Usiminas
 
(410,200) 
Income before income tax expense - IFRS
 
728,005 
Net sales from external customers
 
17,220,220  
428,840  
—  
17,649,060 
Net sales from transactions with other operating segments 
of the same entity
 
—  
629,940  
(629,940)  
— 
Depreciation and amortization
 
(551,621)  
(191,656)  
—  
(743,277) 
Year ended December 31, 2023
Steel
Mining
Inter-segment 
eliminations
Total
Operating income - Management view
 
2,390,546  
16,091  
(2,463)  
2,404,174 
Reconciliation:
Differences in Cost of sales
 
(206,160) 
Operating income - Under IFRS
 
2,198,014 
Financial income (expense), net
 
123,454 
Equity in earnings (losses) of non-consolidated 
companies
 
105,305 
Effect related to the increase of the participation in 
Usiminas
 
(171,045) 
Recycling of other comprehensive income related to 
Usiminas
 
(934,946) 
Income before income tax expense - IFRS
 
1,320,782 
Net sales from external customers
 
17,280,993  
329,099  
—  
17,610,092 
Net sales from transactions with other operating segments 
of the same entity
 
—  
546,038  
(546,038)  
— 
Depreciation and amortization
 
(542,295)  
(115,397)  
—  
(657,692) 
Year ended December 31, 2022
Steel
Mining
Inter-segment 
eliminations
Total
Operating income - Management view
 
2,556,949  
3,716  
10,500  
2,571,165 
Reconciliation:
Differences in Cost of sales
 
128,354 
Operating income - Under IFRS
 
2,699,519 
Financial income (expense), net
 
(70,133) 
Equity in earnings (losses) of non-consolidated 
companies
 
37,114 
Income before income tax expense - IFRS
 
2,666,500 
Net sales from external customers
 
16,414,334  
132  
—  
16,414,466 
Net sales from transactions with other operating segments 
of the same entity
 
—  
410,636  
(410,636)  
— 
Depreciation and amortization
 
(523,818)  
(92,674)  
—  
(616,492) 
Information on segment assets is not disclosed as it is not reviewed by the CEO.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
94

5. 
SEGMENT INFORMATION (continued)
GEOGRAPHICAL INFORMATION
The Company had no revenues attributable to the Company’s country of incorporation (Luxembourg) in 2024, 
2023 and 2022. 
For purposes of reporting geographical information, net sales are allocated based on the customer’s location.  
Allocation of  depreciation and amortization is based on the geographical location of the underlying assets.
Year ended December 31, 2024
Mexico
Southern 
region
Brazil
Other markets
Total
Net sales 
 
8,701,272  
2,415,303  
4,280,784  
2,251,701  
17,649,060 
Non-current assets (2)
 
5,625,883  
1,085,913  
2,382,168  
309,302  
9,403,266 
Year ended December 31, 2023
Mexico
Southern 
region
Brazil
Other markets
Total
Net sales 
 
9,419,873  
3,588,651  
2,518,764  
2,082,804  
17,610,092 
Non-current assets (2)
 
4,965,628  
878,642  
2,474,178  
315,287  
8,633,735 
Year ended December 31, 2022
Mexico
Southern 
region
Brazil (1)
Other markets
Total
Net sales 
 
8,949,104  
3,853,390  
743,713  
2,868,259  
16,414,466 
Non-current assets (2)
 
4,769,161  
859,351  
1,265,013  
312,771  
7,206,296 
(1)The non-current assets value includes the impact of the impairment charge of $ 99.0 million recognized in the Brazil CGU. 
(2) Includes Property, plant and equipment and Intangible assets.
REVENUES BY PRODUCT 
Year ended December 31, 
2024
2023
2022
Slabs
 
102,723  
177,240  
640,231 
Hot rolled (1)
 
7,633,699  
7,913,232  
6,991,466 
Cold rolled
 
2,623,498  
2,379,499  
1,951,702 
Coated (2)
 
5,889,062  
5,708,328  
5,704,765 
Roll-formed and tubular (3)
 
620,993  
789,255  
660,830 
Billets, round bars and others
 
21,565  
45,351  
142,511 
Other products (4)
 
757,520  
597,187  
322,961 
TOTAL SALES 
 
17,649,060  
17,610,092  
16,414,466 
(1) Hot rolled includes hot rolled flat products, merchant bars, reinforcing bars, stirrups and rods.
(2) Coated includes tin plate and galvanized products.
(3) Roll-formed and tubular includes pre-engineered metal building systems, tubes, beams, insulated panels, roofing and cladding, roof 
tiles and steel decks.
(4) Other products include mainly sales of energy and pig iron.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
95

6. 
COST OF SALES
Year ended December 31, 
2024
2023
2022
Inventories at the beginning of the year
 
4,948,376 
 
3,470,215 
 
3,908,305 
Acquisition of business (Note 3)
 
— 
 
1,707,311 
 
— 
Translation differences
 
(298,816)  
(22,514)  
— 
Plus: Charges for the year
Raw materials and consumables used and 
other movements
 
11,753,018 
 
11,193,050 
 
9,773,523 
Services and fees
 
304,159 
 
250,333 
 
183,003 
Labor cost
 
1,084,009 
 
940,411 
 
862,593 
Depreciation of property, plant and equipment
 
589,309 
 
556,630 
 
532,160 
Amortization of intangible assets
 
86,852 
 
47,374 
 
43,947 
Maintenance expenses
 
950,939 
 
825,809 
 
612,928 
Office expenses
 
18,203 
 
14,873 
 
10,295 
Insurance
 
36,014 
 
24,867 
 
15,184 
Change of obsolescence allowance
 
10,969 
 
4,707 
 
20,804 
Valuation allowance
 
— 
 
(15,333)  
15,333 
Recovery from sales of scrap and by-products
 
(29,851)  
(37,186)  
(42,000) 
Others
 
57,554 
 
38,567 
 
21,422 
Less: Inventories at the end of the year
 
(4,750,511)  
(4,948,376)  
(3,470,215) 
Cost of Sales
 
14,760,224 
 
14,050,737 
 
12,487,282 
7. 
SELLING, GENERAL AND ADMINISTRATIVE EXPENSES
Year ended December 31, 
2024
2023
2022
Services and fees (1)
 
106,272 
 
91,853 
 
73,401 
Labor cost
 
382,392 
 
355,967 
 
299,139 
Depreciation of property, plant and equipment
 
23,915 
 
16,562 
 
13,990 
Amortization of intangible assets
 
43,201 
 
37,126 
 
26,395 
Maintenance and expenses
 
12,312 
 
10,340 
 
8,311 
Taxes
 
149,256 
 
164,935 
 
170,216 
Office expenses
 
86,016 
 
72,426 
 
41,921 
Freight and transportation
 
812,694 
 
681,416 
 
499,127 
Increase (decrease) of allowance for doubtful accounts
 
5,566 
 
12,528 
 
114 
Others
 
29,135 
 
28,525 
 
11,032 
Selling, general and administrative expenses  
 
1,650,759 
 
1,471,678 
 
1,143,646 
(1) For  the year ended December 31, 2024, it includes fees accrued for professional services rendered by PwC to Ternium S.A. and its 
subsidiaries that amounted to $ 4,411, including $ 3,954 for audit services, $ 338 for audit-related services, and $ 119 for all other services.
For the year ended December 31, 2023, it includes fees accrued for professional services rendered by PwC to Ternium S.A. and its 
subsidiaries that amounted to $ 5,340, including $ 4,783 for audit services, $ 268 for audit-related services, $ 8 for tax services, and $ 281 
for all other services.
For the year ended December 31, 2022, it includes fees accrued for professional services rendered by PwC to Ternium S.A. and its 
subsidiaries that amounted to $ 3,991, including $ 3,681 for audit services, $ 272 for audit-related services and $ 38 for all other services..
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
96

8. 
LABOR COSTS (Included Cost of sales and Selling, General and Administrative expenses)
Year ended December 31, 
2024
2023
2022
Wages, salaries and social security costs
 
1,377,006 
 
1,216,566 
 
1,093,105 
Termination benefits 
 
28,396 
 
23,189 
 
22,246 
Post-employment benefits (Note 21 (i))
 
60,999 
 
56,623 
 
46,381 
 Labor costs
 
1,466,401 
 
1,296,378 
 
1,161,732 
As of December 31, 2024, 2023 and 2022, the number of employees was 33,949, 34,458, and 20,510, respectively.
9.  
OTHER OPERATING INCOME (EXPENSES), NET
Year ended December 31, 
2024
2023
2022
Results of sundry assets
 
8,867 
 
8,165 
 
8,177 
Gain from the agreement related to the post-retirement benefits from 
Usiminas
 
— 
 
108,696 
 
— 
Provision for  legal claims and other matters (Note 19 and 25 (i) and (ii))
 
60,469 
 
59,649 
 
1,069 
Other operating income (1)
 
— 
 
— 
 
5,735 
Other operating income
 
69,336 
 
176,510 
 
14,981 
Impairment charge (2)
 
(32,435)  
(42,316)  
(99,000) 
Other operating expense (1)
 
(11,667)  
(23,857)  
— 
Other operating expense
 
(44,102)  
(66,173)  
(99,000) 
Other operating income (expenses), net
 
25,234 
 
110,337 
 
(84,019) 
(1) For the year ended December 31, 2023, it includes the value update of certain tax liabilities in Usiminas of $10,000. 
(2) For the years ended December 31, 2024 and 2023, see note 4(e)(2). For the year ended December 31, 2022, see note 4(f).
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
97

10. 
OTHER FINANCIAL INCOME (EXPENSES), NET
Year ended December 31, 
2024
2023
2022
Interest expense
 
(196,175)  
(125,376)  
(46,737) 
Finance expense
 
(196,175)  
(125,376)  
(46,737) 
Interest income
 
297,820 
 
255,009 
 
75,145 
Finance income
 
297,820 
 
255,009 
 
75,145 
Net foreign exchange gain (loss)
 
(104,024)  
98,037 
 
(163,740) 
Change in fair value of financial assets
 
(145,768)  
1,899 
 
78,309 
Derivative contract results
 
12,329 
 
(60,183)  
(2,132) 
Others
 
(58,396)  
(45,932)  
(10,978) 
Other financial income (expenses), net 
 
(295,859)  
(6,179)  
(98,541) 
11. 
INCOME TAX EXPENSE
Income tax expense for each of the years presented is as follows:
Year ended December 31, 
2024
2023
2022
Current tax
Current tax
 
(322,832)  
(578,902)  
(671,016) 
Recovery of income tax
 
— 
 
13,429 
 
— 
Deferred tax (Note 20)
Deferred tax
 
(256,830)  
102,431 
 
80,692 
Recognition of previously unrecognized deferred tax assets (1)
 
25,438 
 
128,634 
 
— 
Recovery of income tax
 
— 
 
— 
 
16,596 
Income tax expense
 
(554,224)  
(334,408)  
(573,728) 
(1) For 2024 and 2023, it includes the recognition of previously unrecognized tax losses and temporary differences in Ternium Investments 
S.à r.l. and Ternium Brasil Ltda, respectively.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
98

11. 
INCOME TAX EXPENSE (continued)
Income tax expense for the years ended December 31, 2024, 2023 and 2022 differed from the amount computed 
by applying the statutory income tax rate in force in each country in which the company operates to pre-tax 
income as a result of the following:
Year ended December 31, 
2024
2023
2022
Income before income tax
 
728,005 
 
1,320,782 
 
2,666,500 
Income tax expense at statutory tax rate
 
(327,243)  
(643,686)  
(785,888) 
Non taxable income 
 
— 
 
39,755 
 
— 
Non deductible expenses
 
(5,793)  
— 
 
(45,862) 
Current tax expense related to Pillar II
 
(21,436)  
— 
 
— 
Effect of currency translation on tax base (1)
 
(170,078)  
180,582 
 
241,426 
Recognition of previously unrecognized deferred tax assets
 
25,438 
 
128,634 
 
— 
Provision for tax losses
 
(55,112)  
(53,122)  
— 
Recovery of income tax
 
— 
 
13,429 
 
16,596 
Income tax expense
 
(554,224)  
(334,408)  
(573,728) 
(1) Ternium applies the liability method to recognize deferred income tax on temporary differences between the tax bases of assets and 
their carrying amounts in the financial statements. By application of this method, Ternium recognizes gains and losses on deferred income 
tax due to the effect of the change in the value on the tax basis in subsidiaries, which have a functional currency different to their local 
currency, mainly Mexico, Brazil and Argentina.
Tax rates used to perform the reconciliation between tax expense (income) and accounting profit are those in 
effect at each relevant date or period in each applicable jurisdiction.
In December 2021, the Organization for Economic Co-operation and Development (“OECD”) released the Pillar 
Two model rules (the Global Anti-Base Erosion rules, or “GloBE”) to reform international corporate taxation. 
Following Pillar Two OECD’s initiative, the European Union adopted in December 2022 a directive to impose a 
global minimum taxation for multinational companies in the Union, to be effective as from 2024.
In May 2023, the IASB made narrow-scope amendments to IAS 12 setting an exception that provides relief from 
the requirement to recognize and disclose deferred taxes arising from enacted or substantively enacted tax laws 
that implement the Pillar Two model rules, including tax laws that implement qualified domestic minimum top-
up taxes as per described in those rules.
On December 20, 2023, the Luxembourg Parliament approved the Pillar Two law transposing the EU Pillar Two 
Directive into domestic legislation. The law enters into force as from fiscal years starting on or after December 
31, 2023.
The Company is within the scope of the rules, and therefore will be required to calculate its GloBE effective tax 
rate for each jurisdiction where it operates and will be liable to pay a top-up tax for the difference between its 
GloBE effective tax rate per jurisdiction and the 15% minimum rate, as from 2024.
The Company applies the exception to recognizing and disclosing information about deferred tax assets and 
liabilities related to Pillar Two income taxes, as provided in the amendments to IAS 12 issued in May 2023.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
99

12. 
PROPERTY, PLANT AND EQUIPMENT, NET
(1) Property, plant and equipment,net
Year ended December 31, 2024
Land
Buildings
and
improvements
Production 
equipment
Vehicles, 
furniture 
and fixtures
Work  in 
progress
Spare 
parts
Right-of-
use 
assets
Total
Values at the beginning of the year
Cost
 
774,052  
4,407,345  8,514,780  
344,859  1,121,004  202,923  
438,596  15,803,559 
Accumulated depreciation
 
—  
(2,162,192)  (5,462,979)  
(270,954)  
—  (31,271)  (238,476)  (8,165,872) 
Net book value as of January 1, 
2024
 
774,052  
2,245,153  3,051,801  
73,905  1,121,004  171,652  
200,120  7,637,687 
Opening net book value
 
774,052  
2,245,153  3,051,801  
73,905  1,121,004  171,652  
200,120  7,637,687 
Translation differences
 
(21,382)  
(41,246)  
(135,103)  
(4,142)  
(65,626)  
(5,081)  
(2,631)  (275,211) 
Additions (1)
 
24,619  
22,373  
19,222  
1,706  1,527,992  
44,307  
13,850  1,654,069 
Disposals / Consumptions
 
—  
(2,604)  
—  
(970)  
(2,366)  (32,342)  
(2,658)  
(40,940) 
Indexation
 
—  
—  
—  
—  
—  
—  
21,626  
21,626 
Transfers
 
3,390  
475,523  
404,380  
45,558  (932,037)  
943  
(609)  
(2,852) 
Depreciation charge
 
—  
(179,100)  
(354,490)  
(27,005)  
—  
(111)  
(52,518)  (613,224) 
Closing net book value
 
780,679  
2,520,099  2,985,810  
89,052  1,648,967  179,368  
177,180  8,381,155 
Values at the end of the year
Cost
 
780,679  
4,824,531  8,783,691  
371,532  1,648,967  210,643  
371,560  16,991,603 
Accumulated depreciation
 
—  
(2,304,432)  (5,797,881)  
(282,480)  
—  (31,275)  (194,380)  (8,610,448) 
Net book value as of December 31, 
2024
 
780,679  
2,520,099  2,985,810  
89,052  1,648,967  179,368  
177,180  8,381,155 
(1) It includes $ 966 million related to additions of Property, plant and equipment in Mexico, mainly in connection with the investment 
plant in the Pesquería facilities.
Year ended December 31, 2023
Land
Buildings
and
improvements
Production 
equipment
Vehicles, 
furniture 
and fixtures
Work  in 
progress
Spare parts
Right-of-
use 
assets
Total
Values at the beginning of the year
Cost
 
607,971  
4,091,108  7,744,607  
309,469  
547,102  
173,731  395,620  13,869,608 
Accumulated depreciation
 
—  
(2,012,992)  (5,123,790)  
(254,599)  
—  
(30,864)  (185,476)  (7,607,721) 
Net book value as of January 1, 
2023
 
607,971  
2,078,116  2,620,817  
54,870  
547,102  
142,867  210,144  6,261,887 
Opening net book value
 
607,971  
2,078,116  2,620,817  
54,870  
547,102  
142,867  210,144  6,261,887 
Translation differences
 
(41)  
358  
1,810  
53  
(790)  
(183)  
(869)  
338 
Acquisition of business (note 3)
 
93,842  
170,609  
407,931  
10,880  
173,100  
27,986  
20,432  
904,780 
Additions
 
70,415  
5,333  
24,861  
2,903  
921,175  
37,437  
16,061  1,078,185 
Disposals / Consumptions
 
(2,314)  
(409)  
(388)  
(952)  
(1,861)  
(35,792)  
(104)  
(41,820) 
Indexation
 
—  
—  
—  
—  
—  
—  
10,626  
10,626 
Transfers
 
4,179  
139,552  
343,301  
27,825  (517,722)  
(252)  
—  
(3,117) 
Depreciation charge
 
—  
(148,406)  
(346,531)  
(21,674)  
—  
(411)  (56,170)  (573,192) 
Closing net book value
 
774,052  
2,245,153  3,051,801  
73,905  1,121,004  
171,652  200,120  7,637,687 
Values at the end of the year
Cost
 
774,052  
4,407,345  8,514,780  
344,859  1,121,004  
202,923  438,596  15,803,559 
Accumulated depreciation
 
—  
(2,162,192)  (5,462,979)  
(270,954)  
—  
(31,271)  (238,476)  (8,165,872) 
Net book value as of December 31, 
2023
 
774,052  
2,245,153  3,051,801  
73,905  1,121,004  
171,652  200,120  7,637,687 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
100

12. 
PROPERTY, PLANT AND EQUIPMENT, NET (continued)
(2) Right-of-use assets
Right-of-use assets
Land
Buildings
and
improvements
Production 
equipment
Vehicles, 
furniture and 
fixtures
Total
Values at the beginning of the year
Cost
376
281,250
156,614
355
438,595
Accumulated depreciation
(29)
(152,288)
(85,999)
(159)
(238,475)
Net book value as of January 1, 2024
347
128,962
70,615
196
200,120
Opening net book value
347
128,962
70,615
196
200,120
Translation differences
—
186
(2,800)
(17)
(2,631)
Additions
—
12,411
1,439
—
13,850
Disposal/Derecognition
—
(144)
(2,514)
—
(2,658)
Transfers
—
—
(609)
—
(609)
Indexation
194
14,429
7,003
—
21,626
Depreciation charge
(16)
(34,532)
(17,837)
(133)
(52,518)
Closing net book value
525
121,312
55,297
46
177,180
Values at the end of the year
Cost
570
258,797
112,060
134
371,561
Accumulated depreciation
(45)
(137,485)
(56,763)
(88)
(194,381)
Net book value as of December 31, 
2024
525
121,312
55,297
46
177,180
Right-of-use assets
Land
Buildings
and
improvements
Production 
equipment
Vehicles, 
furniture and 
fixtures
Total
Values at the beginning of the year
Cost
1,339
266,330
127,765
187
395,621
Accumulated depreciation
(4)
(118,709)
(66,639)
(125)
(185,477)
Net book value as of January 1, 2023
1,335
147,621
61,126
62
210,144
Opening net book value
1,335
147,621
61,126
62
210,144
Translation differences
—
(790)
(79)
—
(869)
Acquisition of business (note 3)
—
3,894
16,433
105
20,432
Additions
—
3,716
12,304
41
16,061
Disposal/Derecognition
—
(85)
(19)
—
(104)
Indexation
(962)
9,784
1,704
100
10,626
Depreciation charge
(26)
(35,178)
(20,854)
(112)
(56,170)
Closing net book value
347
128,962
70,615
196
200,120
Values at the end of the year
Cost
376
281,250
156,614
355
438,595
Accumulated depreciation
(29)
(152,288)
(85,999)
(159)
(238,475)
Net book value as of December 31, 
2023
347
128,962
70,615
196
200,120
The cost related to variable-lease payments that do not depend on an index or rate amounted to $ 20.3 million 
for the year ended December 31, 2024 ($ 19.1 million and $ 14.5 million for the year ended December 31, 2023 
and 2022, respectively). The expenses related to leases for which the Company applied the practical expedient 
described in paragraph 5 (a) of IFRS 16 (leases with contract term of less than 12 months) amounted to $ 2.1 
million for the year ended December 31, 2024 ($ 2.8 million and $ 1.9 million for the year ended December 31, 
2023 and 2022, respectively).
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
101

13. 
INTANGIBLE ASSETS, NET
 
Year ended December 31, 2024
Information 
system 
projects
Mining 
assets
Exploration 
and 
evaluation 
costs
Customer 
relationships 
and other 
contractual 
rights
Trademarks
Goodwill
Total
Values at the beginning of the year
Cost
 
563,120 
 403,875 
 
14,639 
 
298,134 
 
73,935 
 662,307 
 2,016,010 
Accumulated amortization
 
(381,622)  (275,533)  
— 
 
(288,872)  
(73,935)  
— 
 (1,019,962) 
Net book value as of January 1, 2024  
181,498 
 128,342 
 
14,639 
 
9,262 
 
— 
 662,307 
 
996,048 
Opening net book value
 
181,498 
 128,342 
 
14,639 
 
9,262 
 
— 
 662,307 
 
996,048 
Translation differences
 
(8,810)  
— 
 
— 
 
— 
 
— 
 
— 
 
(8,810) 
Additions
 
100,345 
 62,303 
 
37,443 
 
— 
 
— 
 
— 
 
200,091 
Disposals / Consumptions
 
(2,216)  
(2,000)  
— 
 
(36)  
— 
 
— 
 
(4,252) 
Impairment charge (note 4 (e)(2))
 
— 
 (32,435)  
— 
 
— 
 
— 
 
— 
 
(32,435) 
Transfers
 
1,463 
 35,355 
 
(35,296)  
— 
 
— 
 
— 
 
1,522 
Amortization charge
 
(48,297)  (81,436)  
— 
 
(320)  
— 
 
— 
 (130,053) 
Closing net book value
 
223,983 
 110,129 
 
16,786 
 
8,906 
 
— 
 662,307 
 1,022,111 
Values at the end of the year
Cost
 
651,838 
 466,817 
 
16,786 
 
298,098 
 
73,935 
 662,307 
 2,169,781 
Accumulated amortization
 
(427,855)  (356,688)  
— 
 
(289,192)  
(73,935)  
— 
 (1,147,670) 
Net book value as of December 31, 
2024
 
223,983 
 110,129 
 
16,786 
 
8,906 
 
— 
 662,307 
 1,022,111 
Year ended December 31, 2023
Information 
system 
projects
Mining 
assets
Exploration 
and 
evaluation 
costs
Customer 
relationships 
and other 
contractual 
rights
Trademarks
Goodwill
Total
Values at the beginning of the year
Cost
 
460,434 
 358,767 
 
29,360 
 
297,427 
 
73,935 
 662,307 
 1,882,230 
Accumulated amortization
 
(348,260)  (227,098)  
— 
 
(288,528)  
(73,935)  
— 
 
(937,821) 
Net book value as of January 1, 2023  
112,174 
 131,669 
 
29,360 
 
8,899 
 
— 
 662,307 
 
944,409 
Opening net book value
 
112,174 
 131,669 
 
29,360 
 
8,899 
 
— 
 662,307 
 
944,409 
Translation differences
 
(227)  
— 
 
— 
 
— 
 
— 
 
— 
 
(227) 
Acquisition of business (note 3)
 
34,451 
 
— 
 
— 
 
— 
 
— 
 
— 
 
34,451 
Additions
 
67,754 
 32,407 
 
40,333 
 
726 
 
— 
 
— 
 
141,220 
Disposals / Consumptions
 
(113)  
— 
 
— 
 
(19)  
— 
 
— 
 
(132) 
Impairment charge (note 4 (e)(2))  
— 
 (42,316)  
— 
 
— 
 
— 
 
— 
 
(42,316) 
Transfers
 
3,181 
 55,016 
 
(55,054)  
— 
 
— 
 
— 
 
3,143 
Amortization charge
 
(35,722) 
(48,434)
 
— 
(344)
 
— 
 
— 
(84,500)
Closing net book value
181,498
128,342
14,639
9,262
 
— 
662,307
996,048
Values at the end of the year
Cost
 
563,120 
 403,875 
 
14,639 
 
298,134 
 
73,935 
 662,307 
 2,016,010 
Accumulated amortization
(381,622)
 (275,533)  
— 
(288,872)
(73,935)
 
— 
(1,019,962)
Net book value as of December 31, 
2023
 
181,498 
 128,342 
 
14,639 
 
9,262 
 
— 
 662,307 
 
996,048 
The Company has not registered any impairment charges in connection with Goodwill (see notes 4 (f) and (bb)(1) 
and (4)).
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
102

14. 
INVESTMENTS IN NON-CONSOLIDATED COMPANIES 
 
As of December 31, 
2024
2023
At the beginning of the year
 
517,265  
821,571 
Acquisition of business (note 3)
 
—  
400,037 
Derecognition related to the increase of the participation in Usiminas
 
—  
(771,995) 
Equity in earnings of non-consolidated companies
 
69,108  
105,305 
Other comprehensive income and other effects
 
(90,795)  
(2,812) 
Dividends from non-consolidated companies (1)
 
(27,062)  
(34,841) 
At the end of  the year
 
468,516  
517,265 
(1) Mainly related to dividends from Unigal Usiminas Ltda. and MRS Logística S.A.
The principal investments in non-consolidated companies, all of which are unlisted, are:
Country of 
incorporation
Main activity
Voting rights at
Value at
December 
31, 2024
December 
31, 2023
December 
31, 2024
December 
31, 2023
Techgen S.A. de C.V.
Mexico
Provision of 
electric power
 48.00 %
 48.00 %  
130,433  
116,849 
Unigal Usiminas Ltda.
Brazil
Manufacturing 
and selling of 
l
d
 70.00 %
 70.00 %  
98,280  
124,064 
MRS Logística S.A
Brazil
Logistical 
services
 11.48 %
 11.41 %  
203,778  
235,268 
Other non-consolidated 
i
(1)
 
36,025  
41,084 
 
468,516  
517,265 
(1) It includes the investments held in Finma S.A.I.F., Recrotek S.R.L. de C.V., Gas Industrial de Monterrey S.A. de C.V., 
Modal Terminal de Graneis Ltda., Usiroll – Usiminas Court Tecnologia em Acabamento Superficial Ltda, Codeme 
Engenharia S.A, Terminal de Cargas Paraopeba Ltda., Terminal de Cargas Sarzedo Ltda., and Metalcentro Ltda.
(a) Techgen S.A. de C.V.
Techgen is a Mexican natural gas-fired combined cycle electric power plant in the Pesquería area of the State of 
Nuevo León, Mexico. The company started producing energy on December 1, 2016 and is fully operational. As 
of February 2017, Ternium, Tenaris, and Tecpetrol International S.A. (a wholly-owned subsidiary of San Faustin 
S.A., the controlling shareholder of both Ternium and Tenaris) completed their investments in Techgen. Techgen 
is currently owned 48% by Ternium, 30% by Tecpetrol and 22% by Tenaris.  Ternium and Tenaris also agreed 
to enter into power supply and transportation agreements with Techgen, pursuant to which Ternium and 
Tenaris will contract 78% and 22%, respectively, of Techgen’s power capacity of 900 megawatts. 
Techgen stated in its unaudited annual accounts, prepared in accordance with IFRS Accounting Standards 
(International Financial Reporting Standards),  as of and for the year ended December 31, 2024, that revenues 
amounted to $ 253 million ($ 444 million as of December 31, 2023), net profit from continuing operations to $ 27 
million ($ 55 million as of December 31, 2023), non-current assets to $ 692 million ($ 766 million as of December 
31, 2023), current assets  to $ 104 million ($ 175 million as of December 31, 2023), non-current liabilities to $ 415 
million ($ 466 million as of December 31, 2023), current liabilities to $ 109 million ($ 232 million as of December 
31, 2023) and shareholders’ equity to $ 272 million ($ 243 million as of December 31, 2023).
During 2017 and 2016, Techgen’s shareholders made additional investments in Techgen, in the form of 
subordinated loans, which in the case of Ternium amounted to $ 148.4 million as of December 31, 2024, and 
which are due in June 2026. 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
103

14. 
INVESTMENTS IN NON-CONSOLIDATED COMPANIES   (continued)
On February 2019, Techgen S.A. de C.V. entered into syndicated loan agreement with HSBC Mexico, Natixis, 
Credit Agricole, BNP, Santander, Intesa SP and Norinchukin (the “Syndicated Loan”), according to the following 
terms: (i) Libor + 170 bps; (ii) maturity on February 13, 2026; (iii) average life 4,30 years; and (iv) guaranteed by: 
assets, shares, a debt service reserve account - which represents 10% of the outstanding amount- and the fix 
capacity charge cash-flow. 
On August 5, 2021, Ternium Investments completed the purchase of a participation in this Syndicated Loan for 
an amount of $ 68 million. As of December 31, 2024, the outstanding syndicated loan amount was of $ 188 
million and Ternium Investments’ participation was of $ 39 million.
For commitments from Ternium in connection with Techgen, see note 25.
(b) Unigal Usiminas Ltda.
Unigal is a Brazilian joint venture with a plant located in Ipatinga, Minas Gerais, between Usiminas and Nippon 
Steel Corporation, which hold 70% and 30% ownership interest, respectively. The main activity of this joint 
venture is the transformation of cold-rolled coils, provided only by Usiminas, into hot-dipped galvanized coils. 
The plant has a galvanizing production capacity of 1,030 million tons per year. The control of Unigal is shared 
between the partners, as provided for in the shareholders’ agreement.
Unigal stated in its unaudited annual accounts, prepared in accordance with IFRS Accounting Standards 
(International Financial Reporting Standards), as of and for the year ended December 31, 2024, that revenues 
amounted to $ 68 million ($37 million for the six-month period ended December 31, 2023), net profit from 
continuing operations to $ 28 million ($ 17 million for the six-month period ended December 31, 2023), non-
current assets to $ 126 million ($ 163 million as of December 31, 2023), current assets to $ 35 million ($ 40 million 
as of December 31, 2023), non-current liabilities to $ 38 million ($ 48 million as of December 31, 2023), current 
liabilities to $ 9 million ($ 11 million as of December 31, 2023) and shareholders’ equity to $ 114 million ($143 
million as of December 31, 2023). 
(c) MRS Logística S.A.
MRS Logística is a Brazilian railway cargo operator and logistics services provider that manages a 1,634 km 
network in the states of Minas Gerais, Rio de Janeiro and São Paulo, a region that concentrates about half of the 
Brazilian GDP. Usiminas holds a 11.48% ownership interest, along with CSN (18.6%), Congonhas Minérios 
(18.6%), Vale (10.9%), Gerdau (1.3%) and a wide group of small investors (6.5%). These companies, through a 
shareholders’ agreement, constitute, through representatives, the Board of Directors, which is responsible, among 
other duties, for this company’s overall strategic direction, for the decision on most significant investments and 
for the health and longevity of the organization.
MRS Logística stated in its unaudited annual accounts, prepared in accordance with IFRS Accounting Standards 
(International Financial Reporting Standards), as of and for the year ended December 31, 2024, that revenues 
amounted to $ 1,304 million ($ 727 million for the six-month period ended December 31, 2023), net profit from 
continuing operations to $ 263 million ($ 148 million for the six-month period ended December 31, 2023), non-
current assets to $ 2,461 million ($ 2,779 million as of December 31, 2023), current assets to $ 868 million ($ 954 
million as of December 31, 2023), non-current liabilities to $ 1,576 million ($ 1,709 million as of December 31, 
2023), current liabilities to $ 547 million ($ 704 million as of December 31, 2023) and shareholders’ equity to $ 
1,206 million ($1,320 million as of December 31, 2023). 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
104

15. 
RECEIVABLES, NET – NON CURRENT AND CURRENT
As of December 31, 
2024
2023
Receivables with related parties (Notes 26 and 14 (a))
 
147,285  
135,124 
Employee advances and loans
 
25,299  
28,812 
Advances to suppliers for the purchase of property, plant and equipment
 
218,503  
181,962 
Advances to suppliers for the purchase of property, plant and equipment with related 
parties (Note 26)
 
131,365  
123,599 
Other tax credits
 
237,530  
356,687 
Judicial deposits and other receivables
 
165,667  
178,602 
Others
 
35,649  
68,459 
Receivables, net – Non-current
 
961,298  
1,073,245 
The carrying value of these receivables approximates the fair value.
As of December 31, 
2024
2023
Value added tax
 
491,981  
508,318 
Income tax credits
 
129,713  
486,470 
Other tax credits
 
151,965  
41,909 
Employee advances and loans
 
9,049  
12,592 
Advances to suppliers
 
40,593  
39,288 
Advances to suppliers with related parties (Note 26)
 
2,844  
3,166 
Expenses paid in advance
 
33,235  
28,207 
Government tax refunds on exports
 
2,486  
4,120 
Receivables with related parties (Note 26)
 
13,389  
11,387 
Others
 
27,184  
37,407 
Receivables, net – Current
 
902,439  
1,172,864 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
105

16. 
TRADE RECEIVABLES, NET - NON CURRENT AND CURRENT
As of December 31, 
2024
2023
Trade receivables
 
4,545  
6,430 
Allowance for doubtful accounts (Note 19)
 
(4,545)  
(6,430) 
Trade receivables, net – Non-current
 
—  
— 
Current accounts
 
1,586,615  
2,092,361 
Trade receivables with related parties (Note 26)
 
23,251  
26,183 
Allowance for doubtful accounts (Note 19)
 
(47,808)  
(53,045) 
Trade receivables, net  - Current
 
1,562,058  
2,065,499 
Trade receivables, net as of December 31, 2024
Total
Fully 
performing
Past due
Guaranteed
 
604,467  
570,821  
33,646 
Not guaranteed
 
1,009,944  
944,236  
65,708 
Trade receivables
 
1,614,411  
1,515,057  
99,354 
Allowance for doubtful accounts (Note 19)
 
(52,353)  
—  
(52,353) 
Trade receivables, net
 
1,562,058  
1,515,057  
47,001 
Trade receivables, net as of December 31, 2023
Total
Fully 
performing
Past due
Guaranteed
 
697,001  
664,698  
32,303 
Not guaranteed
 
1,427,973  
1,246,206  
181,767 
Trade receivables
 
2,124,974  
1,910,904  
214,070 
Allowance for doubtful accounts (Note 19)
 
(59,475)  
—  
(59,475) 
Trade receivables, net
 
2,065,499  
1,910,904  
154,595 
17. 
INVENTORIES, NET
As of December 31, 
2024
2023
Raw materials, materials and spare parts
 
1,340,641  
1,409,316 
Goods in process
 
2,158,745  
2,312,068 
Finished goods
 
837,118  
947,768 
Goods in transit
 
536,159  
479,248 
Obsolescence allowance (Note 19)
 
(122,152)  
(200,024) 
Inventories, net 
 
4,750,511  
4,948,376 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
106

18. 
CASH, CASH EQUIVALENTS AND OTHER INVESTMENTS, NON-CURRENT AND 
CURRENT
As of December 31, 
2024
2023
(i)   Other investments
Investments in debt instruments and other
 
22,823  
210,774 
Other investments
 
156  
156 
Other investments, net – Non-current
 
22,979  
210,930 
As of December 31, 
2024
2023
(i)   Other investments
Other deposits with maturity of more than three months
 
2,160,051  
1,975,646 
Other investments - Current
 
2,160,051  
1,975,646 
(ii)  Cash and cash equivalents
Cash and banks
 
456,385  
492,684 
Restricted cash
 
2,746  
3,129 
Short-term bank deposits
 
413,965  
478,778 
Other deposits with maturity of less than three months
 
818,167  
871,422 
Cash and cash equivalents 
 
1,691,263  
1,846,013 
19. 
ALLOWANCES AND PROVISIONS - NON CURRENT AND CURRENT
Provisions and allowances - Non current
Deducted from 
assets
Liabilities
Liabilities
Allowance for 
doubtful 
accounts
Legal claims 
and other 
matters
Asset 
retirement 
obligation
Year ended December 31, 2024
Values at the beginning of the year 
 
6,430  
839,921  
104,455 
Translation differences
 
(1,387)  
(163,514)  
(13,546) 
Additions
 
—  
32,176  
14,597 
Reversals 
 
(34)  
(92,645)  
(1,900) 
Transfers
 
—  
—  
(23,063) 
Uses
 
(464)  
(63,338)  
— 
As of December 31, 2024
 
4,545  
552,600  
80,543 
Year ended December 31, 2023
Values at the beginning of the year 
 
—  
81,422  
38,104 
Translation differences
 
75  
(4,108)  
7,558 
Acquisition of business (note 3)
 
6,663  
856,153  
58,127 
Additions
 
—  
37,112  
828 
Reversals 
 
(308)  
(96,761)  
(162) 
Uses
 
—  
(33,897)  
— 
As of December 31, 2023
 
6,430  
839,921  
104,455 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
107

19. 
ALLOWANCES AND PROVISIONS - NON CURRENT AND CURRENT (continued)
Provisions and allowances - Current
Deducted from assets
Liabilities
Allowance for 
doubtful 
accounts
Obsolescence 
allowance
Asset 
retirement 
obligation
Provision for 
ongoing 
litigation 
related to the 
acquisition of a 
participation in 
Usiminas
Year ended December 31, 2024
Values at the beginning of the year 
 
53,045  
200,024  
7,332  
— 
Translation differences
 
(6,835)  
(18,436)  
(7,101)  
— 
Additions
 
9,089  
57,550  
12,294  
813,988 
Reversals 
 
(3,489)  
(46,581)  
(17,770)  
(403,788) 
Transfers
 
—  
—  
23,063  
— 
Uses
 
(4,002)  
(70,405)  
—  
— 
As of December 31, 2024
 
47,808  
122,152  
17,818  
410,200 
Year ended December 31, 2023
Values at the beginning of the year 
 
9,870  
79,063  
3,304  
— 
Translation differences
 
(771)  
(1,521)  
(217)  
— 
Acquisition of business (note 3)
 
37,963  
77,895  
1,428  
— 
Additions
 
15,639  
35,215  
6,946  
— 
Reversals 
 
(2,803)  
(30,508)  
—  
— 
Uses
 
(6,853)  
39,880  
(4,129)  
— 
As of December 31, 2023
 
53,045  
200,024  
7,332  
— 
20. 
DEFERRED INCOME TAX
Deferred income taxes are calculated in full on temporary differences under the liability method using the tax 
rate of the applicable country.
Changes in deferred income tax are as follows:
As of December 31, 
2024
2023
At the beginning of the year
 
1,542,565  
37,495 
Acquisition of business (note 3)
 
—  
1,327,232 
Translation differences
 
(263,349)  
(4,373) 
Recognition of previously unrecognized tax losses
 
25,438  
128,634 
Charges directly to other comprehensive income
 
57,867  
(48,854) 
Deferred tax credit (note 11)
 
(256,830)  
102,431 
At the end of  the year
 
1,105,691  
1,542,565 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
108

20. 
DEFERRED INCOME TAX (continued)
The changes in deferred tax assets and liabilities (prior to offsetting the balances within the same tax jurisdiction) 
during the year are as follows:
Deferred tax assets 
(liabilities)
At the 
beginning of 
the year
Translation 
differences
Credits 
(Charges) 
directly to 
OCI
Recognition 
of previously 
unrecognized 
tax losses
Income 
statement 
credit 
(charge)
Total as of 
December 
31, 2024
Property, pland and 
equipment
 
323,538  
(81,642)  
—  
—  
(111,558)  
130,338 
Inventories
 
17,831  
(15,440)  
—  
—  
(40,304)  
(37,913) 
Intangible assets
 
134,328  
(34,905)  
—  
—  
52,978  
152,401 
Provisions
 
354,097  
(48,805)  
—  
—  
(38,024)  
267,268 
Trade receivables
 
42,674  
(5,608)  
—  
—  
4,242  
41,308 
Tax losses (1)
 
382,971  
(65,362)  
—  
25,438  
(28,987)  
314,060 
Other (2)
 
287,126  
(11,587)  
57,867  
—  
(95,177)  
238,229 
At the end of the year
 
1,542,565  
(263,349)  
57,867  
25,438  
(256,830)  
1,105,691 
(1) As of December 31, 2024, the recognized deferred tax assets on tax losses amount to $ 314.1 million, mainly connected to Ternium 
Brasil Ltda. and Usinas Siderúrgicas de Minas Gerais S.A. Additionally, there are net unrecognized deferred tax assets of $ 8.0 million, 
connected to Usinas Siderúrgicas de Minas Gerais S.A., and unrecognized tax losses amounting to $ 287.6 million from Usinas Siderúrgicas 
de Minas Gerais S.A. and $ 688.4 million from Ternium Brasil Ltda. Under the Luxembourg tax law, tax losses generated before 2017 can 
be carried forward indefinitely and are not subject to any yearly consumption limitation, while losses incurred as from 2017 may be carried 
forward for a maximum of 17 years. Unrecognized tax losses of Ternium SA as of December 31, 2023 amounted to $ 2.2 billion and the 
estimated tax loss for the fiscal year 2024 amounted to $ 26.7 million, with approximately 92% of the referred tax losses generated before 
2017. Unrecognized tax losses of Ternium Investments S.à r.l. as of December 31, 2023 amounted to $ 2.6 billion and the estimated tax 
result for fiscal year 2024 amounted to $ 7.8 million, with approximately 98% of the referred tax losses generated before 2017.
(2) It corresponds mainly to the deferred tax assets related to post-employment benefits and asset retirement obligations.
Deferred tax assets 
(liabilities)
At the 
beginning 
of the year
Translation 
differences
Acquisition 
of business
Credits 
(Charges) 
directly to 
OCI
Recognition 
of previously 
unrecognized 
tax losses
Income 
statement 
credit 
(charge)
Total as of 
December 31, 
2023
Property, pland and 
equipment
 
(200,556)  
(2,360)  
412,320  
—  
—  
114,134  
323,538 
Inventories
 
(69,594)  
(903)  
116,290  
—  
—  
(27,962)  
17,831 
Intangible assets
 
(22,923)  
(683)  
143,033  
—  
—  
14,901  
134,328 
Provisions
 
98,999  
(698)  
255,529  
—  
—  
267  
354,097 
Trade receivables
 
15,515  
—  
28,510  
—  
—  
(1,351)  
42,674 
Tax losses (3)
 
17,400  
4,901  
304,237  
—  
—  
56,433  
382,971 
Other (4)
 
198,654  
(4,630)  
67,313  
(48,854)  
128,634  
(53,991)  
287,126 
At the end of the year
 
37,495  
(4,373)  1,327,232  
(48,854)  
128,634  
102,431  
1,542,565 
(3) As of December 31, 2023, the recognized deferred tax assets on tax losses amount to $ 383.0 million, mainly connected to Ternium 
Brasil Ltda. and Usinas Siderúrgicas de Minas Gerais S.A. Additionally, there are net unrecognized deferred tax assets of $ 14.2 million, 
connected to Usinas Siderúrgicas de Minas Gerais S.A., and unrecognized tax losses amounting to       $ 357.4 million from Usinas 
Siderúrgicas de Minas Gerais S.A. and $ 889.4 million from Ternium Brasil Ltda. Under the Luxembourg tax law, tax losses generated 
before 2017 can be carried forward indefinitely and are not subject to any yearly consumption limitation, while losses incurred as from 
2017 may be carried forward for a maximum of 17 years. Unrecognized tax losses of Ternium SA as of December 31, 2022 amounted to $ 
2.1 billion and the estimated tax loss for the fiscal year 2023 amounted to $ 30.1 million, with approximately 92% of the referred tax losses 
generated before 2017. Unrecognized tax losses of Ternium Investments S.à r.l. as of December 31, 2022 amounted to $ 2.6 billion and the 
estimated tax result for fiscal year 2023 amounted to $ 0.9 million, with approximately 98% of the referred tax losses generated before 
2017.
(4) It corresponds mainly to the deferred tax assets related to post-employment benefits and asset retirement obligations.
Deferred tax assets and liabilities are offset when the entity a) has a legally enforceable right to set off the 
recognized amounts; and b) intends to settle the tax on a net basis or to realize the asset and settle the liability 
simultaneously.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
109

21. 
OTHER LIABILITIES-NON CURRENT AND CURRENT
As of December 31, 
2024
2023
(i)   Other liabilities - Non current
Post-employment benefits
 
573,834  
673,453 
Other employee benefits
 
73,502  
93,194 
Asset retirement obligation (note 19) (1)
 
80,543  
104,455 
Put option liability (note 3 (e))
 
—  
249,264 
Other
 
38,082  
28,632 
Other liabilities – Non-current
 
765,961  
1,148,998 
The carrying value of these liabilities approximates the fair value.
(1) The asset in connection with this liability is included in Property, plant and equipment.
Post-employment benefits
The amounts recognized in the consolidated statement of financial position are determined as follows:
Post-employment benefits
As of December 31, 
2024
2023
Present value of obligations
 
1,456,677  
1,975,462 
Fair value of plan assets
 
(1,032,356)  
(1,525,330) 
Asset ceiling
 
149,513  
223,321 
Net liability (asset) in the statement of financial position
 
573,834  
673,453 
The amounts recognized in the consolidated income statement are as follows:
Post-employment benefits
Year ended December 31, 
2024
2023
Current service cost
 
17,260  
14,876 
Interest cost (income), net
 
40,217  
30,686 
Interest on Asset ceiling/ Onerous liability
 
16,678  
20,973 
Reversal of prior service cost - Saúde Usiminas healthcare plan
 
—  
(108,696) 
Total included in income statement
 
74,155  
(42,161) 
The amounts recognized in other comprehensive income are as follows:
Post-employment benefits
Year ended December 31, 
2024
2023
Remeasurements
Effect of changes in demographic assumptions
 
66,333  
(31,024) 
Effect of changes in financial assumptions
 
(236,205)  
26,509 
Effect of experience adjustments
 
33,735  
66,817 
Change in asset ceiling
 
(42,157)  
32,707 
Expected return on assets
 
177,519  
(42,882) 
Total included in other comprehensive income
 
(775)  
52,127 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
110

21. 
OTHER LIABILITIES-NON CURRENT AND CURRENT (continued)
Changes in the liability recognized in the consolidated statement of financial position are as follows:
Post-employment benefits
As of December 31, 
2024
2023
At the beginning of the year
 
1,975,462  
405,018 
Acquisition of business (note 3)
 
—  
1,529,949 
Transfers, new participants and funding of the plan
 
157  
30,116 
Total expense
 
166,827  
79,396 
Remeasurements
 
(136,137)  
62,302 
Translation differences
 
(399,929)  
40,168 
Contributions paid
 
(149,703)  
(171,487) 
At the end of  the year
 
1,456,677  
1,975,462 
Changes in fair value of the plan assets are as follows:
Fair value of plan assets
As of December 31, 
2024
2023
At the beginning of the year
 
1,525,330  
— 
Acquisition of business (Note 3) (1)
 
—  
1,462,147 
Expected return on assets
 
(177,519)  
42,882 
Interest income
 
109,350  
142,529 
Translation differences
 
(330,283)  
(5,933) 
Funding of the plan
 
13,111  
14,848 
Contributions paid
 
(107,633)  
(131,143) 
At the end of  the year
 
1,032,356  
1,525,330 
(1) The asset ceiling at the acquisition date amounted to $ 169.7 million.
The major categories of plan assets are as follows:
Fair value of plan assets
As of December 31, 
2024
2023
Usiminas shares
 
29,305  
64,819 
Non-US government securities
 
716,909  
1,054,671 
Fixed income
 
81,821  
99,602 
Investments funds
 
202,987  
241,481 
Others
 
1,334  
64,757 
At the end of  the year
 
1,032,356  
1,525,330 
As of December 31, 2024, the pension plan assets included 34,109,762 common shares of Usiminas (34,109,762 
common shares of the Usiminas as of December 31, 2023).
  
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
111

21. 
OTHER LIABILITIES-NON CURRENT AND CURRENT (continued)
The principal actuarial assumptions used were as follows:
Year ended December 31, 
Mexico
2024
2023
Discount rate
10.25%
9.00%
Compensation growth rate
6.00% - 7.00%
6.00% - 7.00%
Year ended December 31, 
Argentina
2024
2023
Discount rate
6.00% - 7.00%
6.00% - 7.00%
Compensation growth rate
2.00% - 3.00%
2.00% - 3.00%
   
Year ended December 31, 
Brazil
2024
2023
Discount rate
7.46% - 8.10%
5.23% - 5.40%
Compensation growth rate
0.50% - 2.90%
0.50% - 2.90%
Long-term increase in medical service costs
4.75%
4.75%
Expected return on plan assets
11.76% - 12.42%
9.28% - 9.46%
The sensitivity of the defined benefit obligation to changes in the weighted principal assumptions is as follows:
Impact on defined benefit obligation
Change in 
assumption
Increase in 
assumption
Decrease in 
assumption
Discount rate
1.00%
-6.9%
7.9%
Compensation growth rate
1.00%
0.8%
-0.7%
Pension growth rate
1.00%
-0.2%
-0.8%
Life expectancy
1 year
1.0%
-1.1%
The estimated future payments for the next five years will be between $ 148.1 million and $ 163.7 million per 
year.
The post-retirement benefits related to Usiminas are guaranteed with property, plant and equipment up to the 
amount of $ 215 million.
As of December 31, 
2024
2023
(ii)   Other liabilities - Current
Payroll and social security payable
 
184,805  
174,188 
VAT liabilities
 
37,259  
68,178 
Other tax liabilities
 
60,373  
70,815 
Termination benefits
 
128  
100 
Related Parties (Note 26)
 
463  
3,588 
Asset retirement obligation (Note 19)
 
17,818  
7,332 
Dividends payable
 
1,967  
51,249 
Put option liability (note 3 (e))
 
263,201  
— 
Others
 
63,664  
54,263 
Other liabilities – Current
 
629,678  
429,713 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
112

22. 
DERIVATIVE FINANCIAL INSTRUMENTS
Net fair values of derivative financial instruments
The net fair values of derivative financial instruments as of December 31, 2024 and 2023 were as follows:
As of December 31, 
2024
2023
Contracts with positive fair value
Commodities contracts
 
169  
247 
Foreign exchange contracts
 
4,314  
15,159 
 
4,483  
15,406 
Contracts with negative fair value
Commodities contracts
 
(85)  
(6,190) 
Foreign exchange contracts
 
(50,257)  
(2,030) 
 
(50,342)  
(8,220) 
Derivative financial instruments breakdown is as follows:
(a) Interest rate contracts
Fluctuations in market interest rates create a degree of risk by affecting the amount of the Company’s interest 
payments and the value of its floating-rate debt.
(b) Foreign exchange contracts
Ternium’s subsidiaries enter into derivative agreements to manage their exposure to currencies other than the $, 
in accordance with the Company’s policy for derivative instruments.
During 2024, 2023 and 2022, Ternium Mexico entered into several forward agreements mainly to manage the 
exchange rate exposure generated by future payables in EUR related to the investment plan in Pesquería among 
other standard liabilities in EUR. The outstanding notional amount hedged as of December 31, 2024, was EUR 
570.3 million. These agreements will be due up to December 2025 and have been accounted for as cash flow 
hedges. As of December 31, 2024, the aggregate notional amount on these agreements amounted to $ 617.4  
million.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
113

22. 
DERIVATIVE FINANCIAL INSTRUMENTS (continued)
In addition, during 2024 Ternium Mexico has engaged in multiple non-deliverable forward agreements to 
manage the exposure arising from future payables in MXN linked to the investment plan in Pesqueria, seeking to 
mitigate the impact of exchange rate volatility on the budget assigned for the investment. These agreements will 
be due up to March 2026 and have been accounted for as cash flow hedges. As of December 31, 2024, its notional 
value amounted to $ 900.0 million.
Finally, during 2024, Ternium Mexico has entered into non-deliverable forward agreements to manage the 
exchange rate exposure generated by future payables in JPY related to the investment plan in Pesquería. The 
notional amount hedged as of December 31, 2024, was JPY 1.8 billion. These agreements will be due up to May 
2025 and have been accounted for as cash flow hedges. As of December 31, 2024, the notional amount on these 
agreements amounted to $ 11.8 million.
Changes in fair value of derivative instruments designated as cash flow hedges for each of the years presented are 
included below:
Cash flow hedges - Foreign exchange derivatives
Gross amount
Income tax
Total
As of December 31, 2022
 
—  
—  
— 
(Decrease) / Increase
 
22,721  
(6,824)  
15,897 
Reclassification to income statement
 
—  
—  
— 
As of December 31, 2023
 
22,721  
(6,824)  
15,897 
(Decrease) / Increase
 
(75,160)  
22,548  
(52,612) 
Reclassification to income statement
 
—  
—  
— 
As of December 31, 2024
 
(52,439)  
15,724  
(36,715) 
During 2024, 2023 and 2022, Ternium Colombia S.A.S. has entered into non-deliverable forward agreements to 
manage the aggregate exposure arising from its balance sheet position in conjunction with expected off balance 
future trade receivables denominated in its local currency. As of December 31, 2024, the notional amount on 
these agreements amounted to $ 30.0 million, which will be settling on January 30 and 31, 2025.
During 2024 and 2023, Ternium Guatemala entered into several non-deliverable forward agreements in order to 
manage the exchange rate exposure generated primarily by trade receivables denominated in Guatemalan 
quetzals. As of December 31, 2024, the notional amount on these agreements amounted to $ 2.0 million, which 
will be settling on January 27, 2025.
During 2024 and 2023, Ternium del Atlántico entered into several non-deliverable forward agreements to manage 
the aggregate exposure arising from its balance sheet position in conjunction with expected off balance future 
trade receivables denominated in Colombian pesos. As of December 31, 2024, the notional amount on these 
agreements amounted to $ 38.0 million, which will be settling on January 29 and 31, 2025.
During 2024 and 2023, Ternium Procurement entered into specific forward agreements in order to manage the 
exchange rate exposure generated by purchases of semi-finished steel products. As of December 31, 2024, the 
notional amount on these agreements amounted to $ 17.7 million, which will be settling on February 14, 2025.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
114

22. 
DERIVATIVE FINANCIAL INSTRUMENTS (continued)
During 2024, Ternium Argentina conducted specific forward agreements as a strategy to convert financing rates 
in Argentine pesos to competitive $ rates through cross currency transactions, enhancing its overall financial 
position. As of December 31, 2024, the notional amount on these agreements amounted to $ 37.8 million.   
The net fair values of the exchange rate derivative contracts as of December 31, 2024 and 2023 were as follows:
Fair value at December 31,
Currencies
Contract
Notional amount
2024
2023
MEX/$
ND Forward - Buy MXN
18.8 billion MXN
 
(25,940)  
— 
EUR/$
Forward - Buy EUR
589.8 million EUR
 
(24,073)  
15,159 
JPY/$
ND Forward - Buy JPY
1.8 billion JPY
 
(431)  
— 
GTQ/$
ND Forward - Sell GTQ
15.4 million GTQ
 
(2)  
(6) 
ARS/$
ND Forward - Buy ARS
44.3 billion ARS
 
3,952  
— 
COP/$
ND Forward - Sell COP
299.1 billion COP
 
362  
(2,024) 
EUR/$
Forward - Sell EUR
3.3 million EUR
 
189  
— 
 
(45,943)  
13,129 
ARS: Argentine pesos; COP: Colombian pesos; EUR: Euros; $: US dollars; GTQ: Guatemalan quetzales; JPY: Japanese yens; MXN: 
Mexican pesos.
(c) Commodities contracts
During 2024, 2023 and 2022, Ternium Mexico entered into swap agreements to mitigate the specific impact of the 
fluctuation of zinc price fluctuations affecting the manufacturing of galvanized products to be sold with a fixed 
zinc price. As of December 31, 2024, Ternium Mexico has several agreements outstanding with an aggregate 
notional amount of $ 9.0 million. Outcome from these transactions will be presented in the income statement.
During 2024, 2023 and 2022, Mineraçao Usiminas, one of Usiminas’ subsidiaries, entered into forward 
agreements to manage the impact of the fluctuation of iron ore prices affecting its sales in the foreign market. As 
of December 31, 2024, Mineraçao Usiminas has several agreements outstanding with an aggregate notional 
amount of $ 61.5 million. These transactions are accounted for as cash flow hedges.
Changes in fair value of derivative instruments designated as cash flow hedges for each of the years presented are 
included below:
Cash flow hedges - Commodities derivatives
Gross amount
Income tax
Total
As of December 31, 2022
 
—  
—  
— 
(Decrease) / Increase
 
—  
—  
— 
Reclassification to income statement
 
—  
—  
— 
As of December 31, 2023
 
—  
—  
— 
(Decrease) / Increase
 
(879)  
299  
(580) 
Reclassification to income statement
 
—  
—  
— 
As of December 31, 2024
 
(879)  
299  
(580) 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
115

23. 
LEASE LIABILITIES
Lease liabilities
Current
Non Current
Total
Year ended December 31, 2024
Values at the beginning of the year 
 
52,174 
 
188,913 
 
241,087 
Translation differences
 
(1,764)  
(9,639)  
(11,403) 
Net proceeds
 
5,006 
 
8,034 
 
13,040 
Indexation
 
3,778 
 
17,287 
 
21,065 
Repayments
 
(61,194)  
— 
 
(61,194) 
Interest accrued
 
16,967 
 
— 
 
16,967 
Interest paid
 
(9,438)  
— 
 
(9,438) 
Reclassifications
 
40,929 
 
(40,929)  
— 
As of December 31, 2024
 
46,458 
 
163,666 
 
210,124 
Year ended December 31, 2023
Values at the beginning of the year 
 
49,015 
 
190,134 
 
239,149 
Translation differences
 
(750)  
4,799 
 
4,049 
Acquisition of business (Note 3)
 
8,009 
 
17,668 
 
25,677 
Net proceeds
 
2,746 
 
11,810 
 
14,556 
Indexation
 
5,755 
 
5,384 
 
11,139 
Repayments
 
(58,900)  
— 
 
(58,900) 
Interest accrued
 
16,200 
 
— 
 
16,200 
Interest paid
 
(10,783)  
— 
 
(10,783) 
Reclassifications
 
40,882 
 
(40,882)  
— 
As of December 31, 2023
 
52,174 
 
188,913 
 
241,087 
As of December 31, 
2024
As of December 31, 
2023
Commitments in relation to finance leases are payable as follows:
Within one year
 
59,433 
57,002
Later than one year but not later than five years
 
146,282 
159,888
Later than five years
 
87,878 
87,557
Minimum lease payments
 
293,593 
304,447
Future finance charges
 
(83,469) 
(63,360)
Total Financial lease liabilities
 
210,124 
241,087
The present value of finance lease liabilities is as follows:
Within one year
 
46,458 
52,174
Later than one year but not later than five years
 
117,195 
140,330
Later than five years
 
46,471 
48,583
Total minimum lease payments
 
210,124 
241,087
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
116

24. 
BORROWINGS
As of December 31, 
2024
2023
(i)   Non-current
Bank borrowings
 
499,593  
9,353 
Bonds
 
421,079  
747,260 
Debentures
 
642,110  
454,136 
Less: debt issue costs
 
(2,735)  
(4,788) 
 
1,560,047  
1,205,961 
(ii)  Current
Bank borrowings
 
646,258  
915,989 
Bonds
 
13,284  
23,485 
Debentures
 
12,587  
4,220 
Less: debt issue costs
 
(2,057)  
(3,241) 
 
670,072  
940,453 
Total Financial Debt
 
2,230,119  
2,146,414 
The maturity of borrowings is as follows:
Expected Maturity Date
2025
2026
2027 and 
thereafter
At December 31, (1)
2024
2023
Borrowings - Fixed Rate
 
607,209  
42,362  
—  
649,571  
315,696 
Borrowings - Floating Rate
 
38,520  
149,977  
299,027  
487,524  
609,062 
Bonds
 
12,220  
428,185  
—  
440,405  
764,810 
Debentures
 
12,123  
—  
640,496  
652,619  
456,846 
Total
 
670,072  
620,524  
939,523  
2,230,119  
2,146,414 
(1) As most borrowings and the debentures incorporate floating rates that approximate market rates and the contractual repricing occurs 
mostly every 1 month, the fair value of the borrowings and the debentures approximates their carrying amount and it is not disclosed 
separately. Fixed rate borrowings are uncommitted short-term revolving loans, and their fair value approximates to their carrying amount. 
Regarding the bonds, its fair value approximates the market value.
The weighted average interest rates - which incorporate instruments denominated mainly in U.S. dollars and 
which do not include the effect of derivative financial instruments nor the devaluation of these local currencies - 
at year-end were as follows:
As of December 31, 
2024
2023
Bank borrowings
7.15%
7.28%
Bonds
5.88%
5.88%
Debentures
13.50%
12.52%
The nominal average interest rates shown above were calculated using the rates set for each instrument in its 
corresponding currency and weighted using the dollar-equivalent outstanding principal amount of said 
instruments as of December 31, 2024 and 2023, respectively.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
117

24. 
BORROWINGS (continued)
Breakdown of borrowings by currency is as follows:
As of December 31, 
Currencies
Contract
2024
2023
$
Fixed
 
969,826  
1,021,909 
$
Floating
 
475,157  
609,062 
BRL
Floating
 
652,619  
456,846 
COP
Fixed
 
79,140  
53,135 
ARS
Fixed
 
41,010  
— 
MXN
Floating
 
12,367  
— 
GTQ
Fixed
 
—  
5,110 
BRL
Fixed
 
—  
352 
 
2,230,119  
2,146,414 
$: U.S. dollars; ARS: Argentine pesos; BRL: Brazilian reais; COP: Colombian pesos; EUR: European euros; GTQ: 
Guatemalan quetzales; MXN: Mexican pesos.
Ternium’s most significant current borrowings as of December 31, 2024, were those incurred under Ternium 
Brasil’s bilateral credit lines, in order to finance solely activities related to its exports of goods, and under 
Usiminas’ bonds and debentures issued in order to refinance its financial debt: 
In $ million
Date
Borrower
Type
Original 
principal 
amount
Outstanding 
principal amount 
as of December 31, 
2024
Maturity
May 2024
Ternium Brasil
Bilateral credit lines
 
600  
600 October 2027
July 2019
Usiminas
Bonds
 
750  
430 July 2026
May 2022
Usiminas
Debentures - 8th emission
 
145  
113 November 2029
December 2022
Usiminas
Debentures - 9th emission
 
310  
242 December 2032
August 2024
Usiminas
Debentures - 10th emission
 
320  
287 September 2031
The main covenants on these loan agreements, bonds and debentures are limitations on liens and encumbrances, 
limitations on the sale of certain assets and compliance with financial ratios (i.e. leverage ratio). As of December 
31, 2024, Ternium was in compliance with all of its covenants.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
118

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS
Ternium is from time to time subject to various claims, lawsuits and other legal proceedings, including customer, 
employee, tax and environmental-related claims, in which third parties are seeking payment for alleged damages, 
reimbursement for losses, or indemnity. Management with the assistance of legal counsel periodically reviews the 
status of each significant matter and assesses potential financial exposure. 
Some of these claims, lawsuits and other legal proceedings involve highly complex issues, and often these issues 
are subject to substantial uncertainties and, therefore, the probability of loss and an estimation of damages are 
difficult to ascertain. Accordingly, with respect to a large portion of such claims, lawsuits and other legal 
proceedings, Ternium is unable to make a reliable estimate of the expected financial effect that will result from 
ultimate resolution of the proceeding. In those cases, Ternium has not accrued a provision for the potential 
outcome of these cases.
If a potential loss from a claim, lawsuit or other proceeding is considered probable and the amount can be 
reasonably estimated, a provision is recorded. Accruals for loss contingencies reflect a reasonable estimate of the 
losses to be incurred based on information available to management as of the date of preparation of the financial 
statements and take into consideration litigation and settlement strategies. In a limited number of ongoing cases, 
Ternium was able to make a reliable estimate of the expected loss or range of probable loss and has accrued a 
provision for such loss but believes that publication of this information on a case-by-case basis would seriously 
prejudice Ternium’s position in the ongoing legal proceedings or in any related settlement discussions. 
Accordingly, in these cases, the Company has disclosed information with respect to the nature of the contingency 
but has not disclosed its estimate of the range of potential loss. 
The Company believes that the aggregate provisions recorded for potential losses in its consolidated financial 
statements are adequate based upon currently available information. However, if management’s estimates prove 
incorrect, current reserves could be inadequate and Ternium could incur a charge to earnings which could have a 
material adverse effect on Ternium’s results of operations, financial condition, net worth and cash flows.
(i) Tax claims and other contingencies
The tax claims and other contingencies recognized at the increase of the participation of Usiminas are included in 
note 3.
(a) Provision for ongoing litigation related to the acquisition of a participation in Usiminas
The Company is party to a longstanding lawsuit filed in Brazil by Companhia Siderúrgica Nacional, or CSN, and 
various entities affiliated with CSN against Ternium Investments, its subsidiary Ternium Argentina, and 
Tenaris’s subsidiary Confab, all of which compose the T/T Group under the Usiminas shareholders agreement. 
The entities named in the CSN lawsuit had acquired participations in Usiminas in January 2012. The CSN 
lawsuit alleges that, under applicable Brazilian laws and rules, the acquirers were required to launch a tag-along 
tender offer to all non-controlling holders of Usiminas ordinary shares for a price per share equal to 80% of the 
price per share paid in such acquisition, or BRL 28.8, and seeks an order to compel the acquirers to launch an 
offer at that price plus interest. If so ordered, the offer would need to be made to 182,609,851 ordinary shares of 
Usiminas not belonging to the Usiminas control group. Ternium Investments and Ternium Argentina’s respective 
shares in the offer would be 60.6% and 21.5%.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
119

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS (continued)
On September 23, 2013, the first instance court dismissed the CSN lawsuit, and on February 8, 2017, the court of 
appeals maintained the understanding of the first instance court. CSN filed an appeal to the Superior Court of 
Justice (SCJ), seeking the review and reversal of the decision issued by the Court of Appeals, and on March 7, 
2023, the SCJ, by majority vote, rejected CSN’s appeal.
CSN made several submissions in connection with the SCJ decision, including a motion for clarification that 
challenged the merits of the SCJ decision. Decisions at the SCJ are adopted by majority vote. At an October 17, 
2023 session, two justices of the SCJ voted in favor of remanding the case to the first instance for it to be retried 
following production and assessment of the new evidence, and two justices of the SCJ voted, without requiring 
any further evidence, in favor of granting CSN’s motion for clarification and reversing the March 7, 2023 
decision that rejected CSN’s appeal; because the fifth member of SCJ excused himself from voting, a justice from 
another panel at the SCJ was summoned to produce the tie-breaking vote. On June 18, 2024, the SCJ completed 
its voting on CSN’s motion for clarification and reversed, by majority vote, its March 7, 2023 decision, and 
resolved that Ternium Investments, its subsidiary Ternium Argentina and Tenaris’s subsidiary Confab should 
pay CSN an indemnification in connection with the acquisition by the T/T Group of the participations in 
Usiminas in January 2012, with CSN being allowed to retain ownership of the Usiminas ordinary shares it 
currently owns. 
On August 1, 2024, Ternium Investments, Ternium Argentina and the other T/T Group entities filed a motion 
for clarification against the SCJ decision and, subsequently, CSN filed its reply. On December 6, 2024, the SCJ 
rejected this motion for clarification, confirming the obligation of the T/T Group entities to pay indemnification 
in connection with the 2012 acquisition of the participations in Usiminas. Notwithstanding the foregoing, the 
SCJ unanimously resolved to modify the applicable monetary adjustment mechanism and to cap the applicable 
attorney’s fees, thereby lowering the aggregate amount that would be payable if CSN ultimately prevails in this 
claim. Based on such SCJ decision, assuming monetary adjustment thorough December 31, 2024, and attorney’s 
fees in the amount of BRL 5 million, the revised aggregate amount potentially payable by Ternium Investments 
and Ternium Argentina if CSN finally prevails on its claims would be of approximately BRL 1,875.9 million 
(approximately $ 302.9 million at the BRL/$ rate as of such date) and BRL 664.1 million (approximately $ 107.3 
million at the BRL/$ rate as of such date), respectively.
The Company continues to believe that all of CSN's claims and allegations are unsupported and without merit, 
as confirmed by several opinions of Brazilian legal counsel, two decisions issued by the Brazilian securities 
regulator in February 2012 and December 2016, the first and second instance court decisions and the March 7, 
2023 SCJ decision referred to above, and that in connection with the Usiminas acquisition the T/T Group was 
not required either to launch a tender offer or to pay indemnification to CSN. Accordingly, on February 10, 2025, 
Ternium filed an extraordinary appeal against the SCJ decisions that ordered an indemnification payment, 
seeking their review and reversal by the Supreme Federal Tribunal. The Company, however, cannot predict the 
ultimate resolution on the matter.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
120

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS (continued)
(b) Potential Mexican income tax adjustment 
 
In March 2015, as part of a tax audit with respect to fiscal year 2008, the Mexican tax authority (“SAT”) 
challenged the deduction by Ternium Mexico of a tax loss arising from an intercompany sale of shares in 
December 2008. In addition, in September 2018, as part of a tax audit for fiscal year 2011, the SAT objected to 
the deduction by Ternium Mexico of the remainder of the 2008 tax loss. Ternium Mexico requested an 
injunction from the Mexican courts against the SAT claims and filed its defense and supporting documents with 
the SAT. After Ternium Mexico obtained an injunction in August 2020, in November 2020 the SAT issued a new 
preliminary audit report in which it reiterated its objections to the deduction of the 2008 tax loss. In June 2021, 
the SAT determined income tax adjustments with respect to 2008 and 2011 for amounts currently estimated at 
approximately $ 72.8 million and $ 35.6 million, respectively. Ternium Mexico appealed the SAT determinations.
More recently, however, Ternium Mexico withdrew its appeals and agreed to provide further information and 
documentation to the SAT. With all of the above-mentioned information and documentation, the SAT reduced 
the 2008 and 2011 tax adjustments downwards to approximately $ 17.5 million and $ 35.8 million, respectively. 
The Company had a tax provision of $ 53.3 million already included in its consolidated condensed interim 
financial statements as of September 30, 2023. The payment to the SAT was done on October 9, 2023, and the 
Company received formal documentation issued by the SAT with the closure of both audits.
(c) Tax assessments relating to the use of certain ICMS tax credits
The Imposto Sobre Operações Relativas à Circulação de Mercadorias e Serviços, or ICMS, is a Brazilian value-
added tax on the services (inter-states) and the transfer of goods in Brazil. Payment of ICMS generates tax credits 
that, subject to applicable law, rules and regulations, may be either used to offset ICMS payment obligations 
generated in connection with domestic sales of products and services, or sold and transferred to third parties.
The Rio de Janeiro State Treasury Office is challenging the use by Ternium Brasil of ICMS tax credits generated 
in connection with purchases of refractory materials in the period from December 2010 through December 2016, 
and intends to assess taxes and impose fines on Ternium Brasil on the argument that such materials may not be 
qualified as “raw materials” or “intermediary products” but as “goods for consumption” and, accordingly, ICMS 
tax credits generated in connection with their purchase are not available and may not be used to offset ICMS 
payment obligations generated in connection with Ternium Brasil’s domestic sales of carbon steel slabs. Ternium 
Brasil has appealed against the Rio de Janeiro State Treasury Office tax assessments and fines. A provision in the 
amount of $ 57.7 million was recorded as of the acquisition date in connection with this matter ($ 29.3 million 
and $ 37.5 million as of December 31, 2024 and 2023, respectively).
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
121

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS (continued)
(d) BP Energía México (BPEM) – Arbitration process
On February 2022, BP Energía México (“BPEM”) started an arbitration process against Gas Industrial de 
Monterrey, S.A. de C.V. (“GIMSA”), Ternium México and Ternium Gas México (“Respondents”), claiming 
payment for the gas supply from February 12 to February 28, 2021, for $ 27.6 million, $ 12.4 million, and $ 2.4 
million, plus V.A.T. and interest, respectively. On June 9, 2024, after the arbitration process was completed, the 
arbitration award was notified and the Arbitration Tribunal ordered the Respondents to pay BPEM $ 22.0 
million, $ 9.9 million and $ 2.1 million, plus V.A.T. and interest, respectively. Additionally, the Parties were 
ordered to pay expenses and costs for $ 2.4 million. As of September 30, 2024, the Company recognized a 
provision of $ 34.2 million in its consolidated condensed interim financial statements.
On October 25, 2024, the parties reached an agreement settling the reciprocal claims, and all parties formally 
dismissed the legal actions initiated with respect to the arbitration award.
(e) PIS and COFINS credits defense action - Usiminas
In August 2024, the Federal Government had filed two new tax claims for a total of approximately BRL 503 
million ($ 92 million; BRL 518 million or $ 84 million as of December 31, 2024). The contingencies are related to 
tax assessments that partially approved offset statements through which Usiminas claimed PIS and COFINS 
credits arising from a final court decision, which discussed the exclusion of ICMS from the calculation basis of 
said contributions. The tax authority disagreed with the calculation methodology adopted by Usiminas. 
Usiminas filed a defense action in the aforementioned proceedings, arguing that the calculations are correct and 
the credit rights should be recognized.
(ii) Commitments
The following are Ternium’s main off-balance sheet commitments:
(a) Ternium Argentina signed agreements, mainly with Vale S.A. and Mineração Corumbaense Reunida S.A., to 
cover 80% of its required iron ore, pellets and iron ore fines volumes until December 31, 2024,having no residual 
value as of such date. Although they do not set a minimum amount or a minimum commitment to purchase a 
fixed volume, under certain circumstances a penalty is established for the party that fails of:
- 7% in case the annual operated volume is between 70% and 75% of the total volume of purchases of the 
Company; such percentage is applied over the difference between the actual purchased volume and the 80% of 
the total volume of purchases.
-15% in case the annual operated volume is lower than 70% of the total volume of purchases of the Company; 
such percentage is applied over the difference between the actual purchased volume and the 80% of the total 
volume of purchases.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
122

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS (continued)
(b) Ternium Argentina also signed various contracts for the provision and transportation of natural gas, 
including Tecpetrol and Energy Consulting Services S.A., both related companies of Ternium, assuming firm 
commitments for a total of $ 10.2 million payable until April 2025. Additionally, Ternium Argentina signed 
contracts for gas transportation with Transportadora de Gas del Norte S.A., a related company of Ternium, 
assuming firm commitments for a total of $ 28.5 million payable until April 2028.
(c) Ternium Argentina signed an agreement with Air Liquide Argentina S.A. for the supply of oxygen, nitrogen 
and argon, for an aggregate amount of $ 58.8 million, which is due to terminate in 2037.  
(d) Ternium Argentina signed various contracts within its investment plan for the future acquisition of Property, 
plant and equipment for a total of $ 35.8 million. Also, Vientos de Olavarría, a subsidiary controlled by Ternium 
Argentina, subscribed various contracts for the maintenance and the operation of the wind farm for a total of $ 
62.0 million payable until the year 2054.
(e) On April 24, 2017, Ternium Mexico entered into a 25-year contract (effective as of December 1, 2016, through 
December 1, 2041) with Techgen, S.A. de C.V. for the supply of 699 MW (which represents 78% of Techgen’s 
capacity) and covers most of Ternium Mexico’s facilities electricity needs. Monthly payments are determined on 
the basis of capacity charges, operation costs, back-up power charges, and transmission charges. As of the 
seventh contract year (as long as Techgen’s existing or replacing bank facility has been repaid in full), Ternium 
Mexico has the right to suspend or early terminate the contract if the rate payable under the agreement is higher 
than the rate charged by Comisión Federal de Electricidad (“CFE”) or its successors.  Ternium Mexico may 
instruct Techgen to sell to any affiliate of Ternium Mexico, to CFE, or to any other third party all or any part of 
unused contracted energy under the agreement and Ternium Mexico will benefit from the proceeds of such sale. 
The contract with Techgen is under the Self Supply Scheme. According to this regulatory scheme, CFE needs to 
authorize the sale of energy to other third party final users. On August 27, 2021, Ternium México and Techgen 
signed an amendment to the contract to establish changes in the supply to Ternium; these changes were mainly 
connected to a new direct transmission line between Techgen and Ternium´s Pesqueria Site for the direct supply 
of electricity to this site.
(f) Ternium México issued a guarantee letter covering up to approximately $ 28.8 million of the obligations of 
Gas Industrial de Monterrey, S.A. de C.V. (“GIMSA”), under the natural gas trading agreement between GIMSA 
and NEG Natural S.A. de C.V. (“NEG”) The credit line granted by NEG in connection with this natural gas 
trading agreement amounted to approximately $ 19.1 million. As of December 31, 2024, the outstanding amount 
under the natural gas trading agreement was $ 9.5 million, which is below the amount included in the guarantee 
letter issued by Ternium México.
(g) Ternium Mexico issued a guarantee letter covering up to approximately $ 58.7 million of the obligations of 
Techgen, S.A. de C.V. (“Techgen”), under the Clean Energy Certificates trading agreement between Techgen and 
Enel Green Power (“ENEL”). The amount equals the remnant balance if Techgen decides to terminate the 
agreement prior to the expiration date (and decreases as time of the contract passes). The contract was signed on 
May 25, 2018, and terminates on June 30, 2041.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
123

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS (continued)
(h) In June 2008, Ternium Mexico entered into an industrial gas supply agreement with Praxair Mexico for the 
Guerrero and Juventud facilities until December 2024, for a total amount of $ 421 million. In 2011, an 
amendment agreement added the purchase of hydrogen for the Juventud and Universidad facilities, valid until 
April 2025. As of December 31, 2024, the agreement considers a minimum annual oxygen consumption of 96 
million cubic meters, valued at approximately $ 4.5 million per year. The Company is in compliance with the 
minimum annual quotas established, which represent less than half of the average annual consumption.
(i) On May 9, 2018, Ternium Mexico entered into a 10-year contract (effective as of July 1, 2018) with Kinder 
Morgan Texas Pipeline L.L.C., Kinder Morgan Tejas Pipeline L.L.C. and Kinder Morgan Border Pipeline L.L.C. 
for the transportation of natural gas in the United States of America (Texas). The contracted capacity is 60,000 
MMBTU/day and the annual cost is approximately $ 3.7 million.
(j) On December 30, 2019, Ternium Mexico entered into a 15-year contract (effective as of July 1, 2021) with 
Kinder Morgan Texas Pipeline L.L.C., Kinder Morgan Tejas Pipeline L.L.C. and Kinder Morgan Gas Natural de 
México S. de R.L. de C.V. for the transportation of natural gas in the United States of America (Texas) and in 
Mexico. The contracted capacity is 31,000 MMBTU/day and the annual cost is approximately $ 4.8 million.
(k) In February 2023, Ternium's Board of Directors approved a new project in Pesquería, which involves the 
construction of an electric arc furnace and a direct reduced iron plant. As of December 31, 2024, Ternium 
México has commitments for property, plant and equipment for an amount of approximately $1.3 billion in 
Euros, Mexican pesos, Japanese yens, and U.S. dollars. These commitments are mainly covered by currency 
derivative financial instruments as commented in note 22 in these Consolidated Financial Statements.
(l) Techgen is a party to gas transportation capacity agreements with Kinder Morgan Gas Natural de Mexico, S. 
de R.L. de C.V., Kinder Morgan Texas Pipeline LLC and Kinder Morgan Tejas Pipeline LLC for the whole 
transportation capacity starting on August 1, 2016 and ending during the second half of 2036. As of December 31, 
2024, the outstanding value of this commitment was approximately $ 164.8 million. Ternium’s exposure under 
the guarantee in connection with these agreements amounts to $ 79.1 million, corresponding to the 48% of the 
agreements’ outstanding value as of December 31, 2024. 
(m) Ternium issued two stand-by letters of credit covering 48% of the funding of a debt service reserve account 
under a syndicated loan agreement between Techgen and several banks led by Citigroup Global Markets Inc., 
Credit Agricole Corporate and Investment Bank, and Natixis, New York Branch acting as joint bookrunners. 
The loan agreement dated as of February 13, 2019, amounted to $ 640 million and the proceeds were used by 
Techgen to refinance in full all amounts owed under a previous syndicated loan between Techgen and several 
banks, which funds were used in the construction of the facility. As of December 31, 2024, the outstanding 
aggregated amount under the stand-by letters of credit was $ 49.6 million, as a result the amount guaranteed by 
Ternium was approximately $ 23.8 million.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
124

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS (continued)
(n) During 2006, CSA, the predecessor of Ternium Brasil, has entered into a 15-year contract denominated 
“Contrato de comercialização de energia elétrica no ambiente regulado – CCEAR por disponibilidade” to 
provide electric energy to 24 distributors starting on 2011. Under this contract, Ternium Brasil has to provide 200 
MW average per year and the price is adjusted by the Brazilian inflation index. The penalty for not delivering the 
volume of energy of the contract is the difference between the spot price and the unit variable cost (calculated 
and published by the Agéncia Nacional de Energía Elétrica), calculated per hour.
(o) Ternium Brasil signed an exclusivity agreement with Vale S.A. for the purchase of iron ore (pellets, sinter feed 
and lump ore), which is due to terminate in 2029. The total purchased volume, in accordance with the actual 
production capacity, is of approximately 8.0 million tons per year. Ternium Brasil has not the obligation to take 
or pay the mentioned volume and only should pay logistic costs in case of not purchasing the contracted volume.
(p) Ternium Brasil also signed on March 2024 a contract with Primetals Technologies Brazil Ltda. for caster 
equipment maintenance services for the steel plant. As of December 31, 2024, the outstanding amount of the 
mentioned services was approximately $ 124.1 million and is due to terminate in March 2034. The agreement 
prevents the delivery of the minimum take-or-pay volume by Ternium and a minimum quantity of contracted 
hours by Primetals.
(q) Ternium Brasil is a party to a long-term contract with the Consortium formed by Air Liquide Brasil Ltda., 
AirSteel Ltda., White Martins Gases Industriais Ltda., White Martins Steel Ltda. and ThyssenKrupp MinEnergy 
GmbH for the supply of air, oxygen, nitrogen and argon to satisfy the requirements up to January 2029. The 
outstanding amount was approximately $ 117.3 million as of December 31, 2024. The contract has minimum 
daily-required volumes.
(r) Ternium Brasil, for its activity of energy generation through gas and steam turbines, signed on March 2017 a 
contract with GE Global Parts and Products GMBH, General Electric International Inc. and Alstom Energia 
Térmica e Indústria Ltda. for the maintenance services of such turbines (including the supply of spare parts) for a 
period of 20 years. This agreement was extended for an additional period of 4 years. As of December 31, 2024, 
the outstanding amount of this commitment was $ 147.4 million. 
(s) Ternium Brasil signed on January 2015 a contract with Naturgy (formerly Companhia Distribuidora de Gás 
do Rio de Janeiro) for the supply of natural gas, which was due to terminate in December 2019. This agreement 
was automatically renewed for another two years, was due to terminate in December 2024 and could be 
interrupted by common agreement due to free market conditions’ changes. Ternium Brasil was purchasing more 
than the minimum volume required by the contract, which is 85% of the volume mentioned before. The contract 
was terminated in September 2024 without penalty.
(t) Ternium Brasil signed in December 2023 a contract with Vix Logística S.A. for logistics supply chain 
operations. This agreement is due to terminate in December 2028 and the outstanding amount was $ 33.6 million 
as of December 31, 2024. The contract has minimum required volumes and a penalty for early termination.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
125

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS (continued)
(u) Ternium Brasil signed on January 2024 a contract with Petrobras S.A. for the supply of petcoke. As of 
December 31, 2024, the outstanding amount of the agreement was approximately $ 61.2 million and is due to 
terminate in February 2026. The contract has minimum required volumes.
(v) Ternium Brasil signed on September 2024 a contract with Petrobrás S.A. for the supply of natural gas on free 
market. This agreement started on October 1, 2024. As of December 31, 2024, the outstanding amount for this 
agreement was approximately $ 122.4 million. This agreement is due to terminate in in December 2029.  The 
contract has minimum required volumes.
(w) As of December 31, 2024, Usiminas’ commitments for the acquisition of immobilized assets totaled $ 213.8 
million and are intended, mainly, for adaptation, reforms, and improvements in the primary areas of Ipatinga, 
increase in quality, reduction of costs, maintenance, technological updating of equipment and environmental 
protection.
(x) In July 2011, Usiminas Mineração S.A. subscribed an agreement with MBL Materiais Básicos Ltda, related to 
the mining rights adjacent to its mining reserves. On October 15, 2012, the agreement was authorized by the 
National Mining Agency (ANM). It has a duration of 30 years, or until the complete depletion of these mineral 
reserves. The monthly payments are linked to the volume of iron ore extracted from the areas covered by the 
agreement. Since 2015, a minimum annual volume of 3.6 million metric tons was established. If the annual 
volume of iron ore extracted is below the minimum volume, a payment under a take-or-pay arrangement will be 
due, calculated as the difference between the minimum volume and the volume effectively extracted. The 
outstanding amount was approximately $ 261.1 million as of December 31, 2024.
(y) In June 2016, Usiminas S.A. entered into electricity purchase agreement with Cemig S.A. for the Cubatão steel 
plant facilities until December 2030. The contract has two ranges: the first range up to 32 MW and the second 
range up to 65.4 MW. The entire volume of the first range represents a take-or-pay arrangement, and if 
consumption reaches the second band, a lower tariff will be applied. The outstanding amount was approximately 
$ 187.0 million as of December 31, 2024.
(z) In July 2023, Usiminas S.A. entered into an electricity purchase agreement with Engie S.A. for the Ipatinga 
steel plant facilities until December 2026. The contract is fully take-or-pay; however, Usiminas can sell this 
electricity in the market at any time, and even if consumption is lower than contracted, the energy is 
automatically sold by the Electric Energy Commercialization Chamber (CCEE). The outstanding amount was 
approximately $ 38.0 million as of December 31, 2024.
(aa) In December 2021, Usiminas S.A. entered into a solar energy purchase agreement with Canadian Solar S.A. 
for the supply to the Ipatinga steel plant facilities until December 2039. Usiminas has the obligation to take or 
pay the agreed amount of the contract. As of December 31, 2024, the total outstanding amounted to 
approximately $ 256.3 million. 
(ab) In September 2023, Usiminas S.A. entered into an electricity purchase agreement with Enel S.A. for the 
Ipatinga steel plant facilities until December 2026. The contract is fully take-or-pay; however, Usiminas can sell 
this electricity in the market at any time, and even if consumption is lower than contracted, the energy is 
automatically sold by the Electric Energy Commercialization Chamber (CCEE). The outstanding amount was 
approximately $ 39.2 million as of December 31, 2024.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
126

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS (continued)
(ac) In December 2024, Usiminas S.A. entered into an agreement with Comgas S.A. for the supply of natural gas 
to the Cubatão Steel Plant facilities until December 2025. The contracted capacity is 250 thousand cubic meters 
per day with a flexibility of plus or minus 5%. Daily, Usiminas S.A. can schedule any volume as needed, with 
acceptance conditioned on the availability in the Comgas S.A. pipeline. The flexibility calculation is done on a 
daily basis, while the take-or-pay volume is 80% annually. The outstanding amount was approximately $ 54.4 
million as of December 31, 2024.
(ad) In December 2023, Usiminas S.A. entered into an agreement with Gasmig S.A. for the supply of natural gas 
to the Ipatinga steel plant facilities until June 2025. The contracted capacity is 850 thousand cubic meters per day 
with a flexibility of plus or minus 10%. Daily, Usiminas S.A. can schedule any volume as needed, with 
acceptance conditioned on the availability in the Gasmig S.A. pipeline. The flexibility calculation is done on a 
daily basis, while the take-or-pay volume is 80% annually. The outstanding amount was approximately $ 93.5 
million as of December 31, 2024.
(ae) Mineração Usiminas S.A. signed in August 2024 a contract with SOTREQ S.A. for the provision of 
mechanical maintenance services for Caterpillar off-road trucks until September 2029. The contract has an 
unjustified termination clause with a 24-month grace period. After this period, termination fines are applicable 
depending on the month of termination. The outstanding amount was approximately $ 10.3 million as of 
December 31, 2024.
(af) Usiminas S.A. signed in September 2024 a contract with the National Operator of the Electric System (ONS) 
for the use of the transmission system by the Ipatinga steel plant facilities until September 2025. Usiminas has the 
obligation to take or pay the total contracted amount. The outstanding amount was approximately $ 18.3 million 
as of December 31, 2024.
(ag) Usiminas S.A. signed in April 1996 a contract with White Martins Gases Industriais LTD for the supply of 
oxygen, nitrogen and argon for the Ipatinga steel plant until December 2032. Usiminas has the obligation to take 
or pay the 50% of the contracted volume. The outstanding amount was approximately $ 122.8 million as of 
December 31, 2024.
(ah) Usiminas S.A. signed in July 2009 a contract with White Martins WK for the supply of oxygen, nitrogen and 
argon for the Cubatão steel plant until June 2032. Usiminas has the obligation to take or pay the 47.2% of the 
contracted volume. The outstanding amount was approximately $ 29.3 million as of December 31, 2024.
(ai) Usiminas S.A. signed between January 2021 and January 2022 several agreements with VLI Multimodal S.A. 
for the rail transportation of steel products, iron ore and other raw materials until April 2025. The contracts have 
minimum yearly-required volumes. The outstanding amount was approximately $ 139.1 million as of December 
31, 2024. 
(aj) Usiminas S.A. signed in January 2021 a contract with VLI Multimodal S.A. for port and accessory services at 
the Port of Praia Mole until April 2025. The contract has an annual minimum and maximum movement 
commitment linked to a take-or-pay agreement, with a minimum volume of 1.8 million tons and a maximum of 
2.1 million tons, to be confirmed each year. The outstanding amount was approximately $ 49.5 million as of 
December 31, 2024.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
127

25. 
CONTINGENCIES, COMMITMENTS AND RESTRICTIONS ON THE DISTRIBUTION OF 
PROFITS (continued)
(ak) Mineração Usiminas S.A. signed in June 2021 a contract with Porto Sudeste do Brasil S.A. to load iron ore 
vessels for export until December 2026. The contract includes exclusivity in the provision of port services for the 
export of the product directly or indirectly by Usiminas S.A. Exclusivity is limited to 8 million tons of product 
per year. A penalty is established for the party that fails the exclusivity. The outstanding amount was 
approximately $ 178.3 million as of December 31, 2024.
(al) Usiminas S.A. signed in January 2022 a contract with MRS Logística S.A., a related company of Usiminas, 
for railway transportation services until December 2025. For the purposes of calculating the take-or-pay 
commitment, the annual basic tonnage of the plants will be considered, being Ipatinga 750 thousand tons and 
Cubatão 402 thousand tons, with a tolerance of 20% to comply with the volumes. The outstanding amount was 
approximately $ 45.4 million as of December 31, 2024.
(am) Usiminas S.A. signed in January 2024 a purchase agreement with Petrobras S.A. for the supply of coke to 
support operations at the Ipatinga steel plant until February 2026. The agreement stipulated a total annual 
volume of 96 thousand tons, subject to a take-or-pay arrangement.  The outstanding amount was approximately 
$ 48.4 million as of December 31, 2024.
(an) Mineração Usiminas S.A. signed in September 2023 an agreement with Armac Locação Logistica e Serviços 
S.A. for the supply of internal material handling services from the Ouro Negro area until November 2026. The 
contract has a termination clause with a termination penalty of 50% of the remaining value of the contract from 
the 13th to the 21st month, 25% of the remaining value from the 22nd to the 24th month and no penalty from the 
25th to the 36th month with 60 days' notice. The outstanding amount was approximately $ 20.4 million as of 
December 31, 2024.
(iii)   
Restrictions on the distribution of profits
In accordance with Luxembourg Law, the Company is required to transfer a minimum of 5% of its net profit for 
each financial year to a legal reserve until such reserve equals 10% of the issued share capital.
As of December 31, 2024, this reserve is fully allocated and additional allocations to the reserve are not required 
under Luxembourg law. Dividends may not be paid out of the legal reserve.
The Company may pay dividends to the extent, among other conditions, that it has distributable retained 
earnings calculated in accordance with Luxembourg law and regulations.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
128

26. 
RELATED PARTY TRANSACTIONS
As of December 31, 2024, Techint Holdings S.à r.l. (“Techint”) indirectly owned 65.03% of the Company’s share 
capital and Tenaris Investments S.à r.l. (“Tenaris”) held 11.46% of the Company’s share capital and voting 
rights. Each of Techint and Tenaris were controlled by San Faustin S.A., a Luxembourg company (“San 
Faustin”). Rocca & Partners Stichting Administratiekantoor Aandelen San Faustin (“RP STAK”), a private 
foundation (Stichting) located in the Netherlands, held voting shares in San Faustin sufficient in number to 
control San Faustin.  No person or group of persons controls RP STAK.
For commitments with Related parties, see note 25.
The following transactions were carried out with related parties:
Year ended December 31,
2024
2023
2022
(i)    Transactions
(a)  Sales of goods and services 
Sales of goods to non-consolidated parties
 
138,416 
 
163,591 
 
720,137 
Sales of goods to other related parties
 
151,270 
 
174,869 
 
224,698 
Sales of services and others to non-consolidated parties
 
181 
 
168 
 
177 
Sales of services and others to other related parties
 
2,844 
 
3,932 
 
4,213 
 
292,711 
 
342,560 
 
949,225 
(b)  Purchases of goods and services
Purchases of goods from non-consolidated parties
 
333,260 
 
491,011 
 
643,494 
Purchases of goods from other related parties
 
93,214 
 
81,404 
 
70,951 
Purchases of services and others from non-consolidated parties
 
99,397 
 
23,574 
 
13,735 
Purchases of services and others  from other related parties
 
179,329 
 
103,334 
 
78,899 
 
705,200 
 
699,323 
 
807,079 
(c)  Financial results
Income with non-consolidated parties
 
13,484 
 
12,263 
 
8,298 
Expenses in connection with lease contracts from other related parties 
 
(822)  
(757)  
(976) 
 
12,662 
 
11,506 
 
7,322 
(d)  Dividends received
Dividends from non-consolidated parties
 
27,062 
 
34,841 
 
15,493 
 
27,062 
 
34,841 
 
15,493 
(e)  Other income and expenses
Income (expenses), net with  non-consolidated  parties
 
915 
 
1,396 
 
3,300 
Income (expenses), net with other related parties
 
2,548 
 
1,753 
 
682 
 
3,463 
 
3,149 
 
3,982 
As of December 31, 
2024
2023
(ii)    Year-end balances
(a)  Arising from sales/purchases of goods/services and other transactions
Receivables from non-consolidated  parties
 
156,937  
143,292 
Receivables from other related parties
 
26,988  
29,402 
Advances from non-consolidated parties
 
2,524  
2,843 
Advances to suppliers with other related parties
 
131,685  
123,921 
Payables to non-consolidated parties
 
(57,230)  
(149,562) 
Payables to other related parties
 
(39,721)  
(27,963) 
Lease liabilities with other related parties
 
(1,861)  
(1,379) 
 
219,322  
120,554 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
129

26. 
RELATED PARTY TRANSACTIONS (continued)
(iii) Officers and Directors’ compensation
During the year ended December 31, 2024, the cash compensation of Officers and Directors amounted to $ 27,221 
(2023: $ 26,608). In addition, Officers received 1,051,000 Units for a total amount of $ 6,408 (2023: $ 6,731) in 
connection with the incentive retention program mentioned in note 4 (o)(3).
27. 
OTHER REQUIRED DISCLOSURES
(a)  Statement of comprehensive income
Cash flow hedges
Currency 
translation 
adjustment
Gross amount
Income tax
Total
As of December 31, 2022
 
—  
—  
—  
(3,875,636) 
(Decrease) / Increase
 
22,721  
(6,824)  
15,897  
132,339 
Reclassification to income statement
 
—  
—  
—  
839,437 
As of December 31, 2023
 
22,721  
(6,824)  
15,897  
(2,903,860) 
(Decrease) / Increase
 
(76,039)  
22,847  
(53,192)  
(823,783) 
Reclassification to income statement
 
—  
—  
—  
— 
As of December 31, 2024
 
(53,318)  
16,023  
(37,295)  
(3,727,643) 
(b)  Statement of cash flows
Year ended December 31,
2024
2023
2022
(i)   Changes in working capital (1)
Inventories
 
(108,826)  
202,470  
438,090 
Receivables and others
 
(169,482)  
6,342  
10,888 
Trade receivables
 
297,284  
(104,280)  
573,811 
Other liabilities
 
39,305  
(64,022)  
46,403 
Trade payables
 
(74,161)  
280,571  
83,306 
 
(15,880)  
321,081  
1,152,498 
(ii)  Income tax accrual less payments
Tax accrued (Note 11)
 
554,224  
334,408  
573,728 
Taxes paid (2)
 
(56,527)  
(495,348)  
(1,769,289) 
 
497,697  
(160,940)  
(1,195,561) 
(iii)  Interest accruals less payments
Interest accrued (Note 10 and 23)
 
(84,678)  
(113,433)  
(13,940) 
Interest received
 
263,192  
202,000  
31,880 
Interest paid
 
(194,845)  
(133,706)  
(42,735) 
 
(16,331)  
(45,139)  
(24,795) 
(1) Changes in working capital are shown net of the effect of exchange rate changes.
(2) It includes the recovery of previously paid tax in Mexico for an amount of $ 235.2 million.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
130

27. 
OTHER REQUIRED DISCLOSURES (continued)
(c)  Financial debt reconciliation
Financial debt
Finance 
lease 
liabilities
Short term 
borrowings
Long term 
borrowings
Total
As of December 31, 2022
 
(239,149)  
(499,164)  
(532,701)  (1,271,014) 
Cash flows
 
69,683  
248,587  
12,500  
330,770 
Reclassifications
 
—  
(511,723)  
511,723  
— 
Acquisitions - finance leases
 
(14,556)  
—  
—  
(14,556) 
Acquisition of business (note 3)
 
(25,677)  
(26,558)  
(1,197,841)  (1,250,076) 
Foreign exchange adjustments
 
(4,049)  
(30,199)  
2,267  
(31,981) 
Other non cash movements
 
(27,339)  
(121,396)  
(1,909)  
(150,644) 
As of December 31, 2023
 
(241,087)  
(940,453)  
(1,205,961)  (2,387,501) 
Cash flows
 
70,632  
541,250  
(591,539)  
20,343 
Reclassifications
 
—  
(106,116)  
106,116  
— 
Acquisitions - finance leases
 
(13,040)  
—  
—  
(13,040) 
Foreign exchange adjustments
 
11,403  
27,514  
135,441  
174,358 
Other non cash movements
 
(38,032)  
(192,267)  
(4,104)  
(234,403) 
As of December 31, 2024
 
(210,124)  
(670,072)  
(1,560,047)  (2,440,243) 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
131

28. 
RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS 
The following amendments, standards and interpretations have been applied on the year starting January 1, 
2024:
Classification of Liabilities as Current or Non-current – Amendments to IAS 1 Non-current Liabilities with 
Covenants – Amendments to IAS 1
Amendments made to IAS 1 Presentation of Financial Statements in 2020 and 2022 clarified that liabilities are 
classified as either current or non-current, depending on the rights that exist at the end of the reporting period. 
Classification is unaffected by the entity’s expectations or events after the reporting date (e.g. the receipt of a 
waiver or a breach of covenant). The amendments require disclosures if an entity classifies a liability as non-
current and that liability is subject to covenants that the entity must comply with within 12 months of the 
reporting date. The disclosures include the carrying amount of the liability, information about the covenants, and 
facts and circumstances, if any, that indicate that the entity may have difficulty complying with the covenants.
As of December 31, 2024, the Company's management had already assessed the effects of applying these 
amendments on the Company’s financial statements and had not identified any material impact in the 
application of these amendments.
Lease Liability in a Sale and Leaseback – Amendments to IFRS 16
In September 2022, the IASB finalized narrow-scope amendments to the requirements for sale and leaseback 
transactions in IFRS 16 Leases which explain how an entity accounts for a sale and leaseback after the date of the 
transaction. 
As of December 31, 2024, the Company's management had already assessed the effects of applying these 
amendments on the Company’s financial statements and had not identified any material impact in the 
application of these amendments.
Deferred Tax related to Assets and Liabilities arising from a Single Transaction – Amendments to IAS 12
The amendments to IAS 12 Income Taxes require companies to recognize deferred tax on transactions that, on 
initial recognition, give rise to equal amounts of taxable and deductible temporary differences, and will require 
the recognition of additional deferred tax assets and liabilities. The amendment should be applied to transactions 
that occur on or after the beginning of the earliest comparative period presented. In addition, entities should 
recognize deferred tax assets (to the extent that it is probable that they can be utilized) and deferred tax liabilities 
at the beginning of the earliest comparative period for all deductible and taxable temporary differences 
associated with right-of-use assets and lease liabilities, and decommissioning, restoration and similar liabilities, 
and the corresponding amounts recognized as part of the cost of the related assets.
As of December 31, 2023, the Company's management had already assessed the effects of applying these 
amendments on the Company’s financial statements and had not identified any material impact in the 
application of these amendments.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
132

28. 
RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS (continued)
OECD Pillar Two Rules – Amendments to IAS 12
In December 2021, the Organization for Economic Co-operation and Development (“OECD”) released the Pillar 
Two model rules (the Global Anti-Base Erosion rules, or “GloBE”) to reform international corporate taxation. 
Following Pillar Two OECD’s initiative, the European Union adopted in December 2022 a directive to impose a 
global minimum taxation for multinational companies in the Union, to be effective as from 2024. In May 2023, 
the IASB made narrow-scope amendments to IAS 12 setting an exception that provides relief from the 
requirement to recognize and disclose deferred taxes arising from enacted or substantively enacted tax laws that 
implement the Pillar Two model rules, including tax laws that implement qualified domestic minimum top-up 
taxes as per described in those rules. 
No current tax impacts were recognized in the Consolidated Financial Statements as of December 31, 2023, due 
to the application of Pillar Two rules, as they were applicable as from 2024 in jurisdictions relevant for the 
Company. As of December 31, 2024, the Company recognized the corresponding charges in current tax (see note 
11). In addition, the Company has applied the exception prescribed by the amendments to IAS 12, and therefore 
it has not recognized any deferred tax impact from the Pillar Two application.
The following standards, amendments to standards and interpretations are not mandatory for the financial year 
beginning January 1, 2024, and have not been early adopted: 
IFRS 18, ‘Presentation and disclosure in Financial Statements’
In April 2024, the IASB issued IFRS 18, “Presentation and disclosure in financial statements”, which introduces 
new requirements to present specified categories and defined subtotals in the statement of profit or loss, provide 
disclosures on management-defined performance measures (MPMs) in the notes to the financial statements and 
improve aggregation and disaggregation. Once implemented, it will replace IAS 1, carrying forward many of the 
requirements in IAS 1 unchanged and complementing them. IFRS 18 must be applied on annual periods 
beginning on or after January 1, 2027. The Company's management is currently assessing the potential impact 
that the application of this standard may have on the Company's financial condition or results of operations.
Other standards and interpretations non-significant for the Company’s financial statements:
–
  Amendments to IAS 7 and IFRS 7 - Supplier finance arrangements
–
  IFRS 19 Subsidiaries without Public Accountability: Disclosures
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
133

29.
FINANCIAL RISK MANAGEMENT 
1)  Financial risk factors
Ternium’s activities expose the Company to a variety of risks: market risk (including the effects of changes in 
foreign currency exchange rates, interest rates and commodities prices), credit risk and liquidity risk. 
Ternium’s overall risk management program focuses on the unpredictability of financial markets and seeks to 
minimize potential adverse effects on the financial performance. Ternium’s subsidiaries may use derivative 
financial instruments to hedge certain risk exposures.
1.1)   Market Risk
(i) Foreign exchange rate risk
Ternium operates and sells its products in different countries, and as a result is exposed to foreign exchange rate 
volatility. Ternium’s subsidiaries may use derivative contracts in order to hedge their exposure to exchange rate 
risk derived from their trade and financial operations.
Ternium’s foreign exchange policy seeks to minimize the impact of fluctuations in the value of other currencies 
with respect to the U.S. dollar. Ternium’s subsidiaries monitor their actual and expected short-term net cash 
flows in currencies other than the U.S. dollar and analyze potential hedging according to its needs in line with its 
derivative policy. This hedging can be carried out either by netting positions or by financial derivatives. 
However, regulatory or legal restrictions in the countries in which Ternium’s subsidiaries operate, could limit the 
possibility of the Company carrying out its hedging policy.
The following table shows a breakdown of Ternium’s assessed financial position exposure to currency risk as of 
December 31, 2024: 
Exposure to 
functional currency
$ million
BRL million
US dollar ($)
 
—  
(187) 
EU euro (EUR)
 
33  
(5) 
Argentine peso (ARS)
 
18  
— 
Mexican peso (MXN)
 
(801)  
— 
Brazilian real (BRL)
 
(297)  
— 
Colombian peso (COP)
 
(64)  
— 
Yen (JPY)
 
99  
— 
Other currencies
 
(1) 
(0)
The main relevant exposures correspond to:
(a) Argentine peso vs. U.S. dollar
If the Argentine peso had weakened by 1% against the U.S. dollar, it would have generated a pre-tax loss of $ 0.2 
million and a pre-tax gain of $ 1.3 million as of December 31, 2024 and 2023, respectively.
(b) Mexican peso vs. U.S. dollar
If the Mexican peso had weakened by 1% against the U.S. dollar, it would have generated a pre-tax gain of $ 8.0 
million and $ 3.1 million as of December 31, 2024 and 2023, respectively.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
134

29.
FINANCIAL RISK MANAGEMENT (continued)
(c) Colombian peso vs. U.S. dollar
If the Colombian peso had weakened by 1% against the U.S. dollar, it would have generated a pre-tax gain of $ 
0.6 million and $ 0.2 million as of December 31, 2024 and 2023, respectively.
(d) Brazilian real vs. U.S. dollar
If the Brazilian real had weakened by 1% against the U.S. dollar, it would have generated a pre-tax loss of $ 3.0 
million and $ 5.3 million as of December 31, 2024 and 2023, respectively.
We estimate that if the Argentine peso, Mexican peso, Colombian peso and Brazilian real had weakened 
simultaneously by 1% against the U.S. dollar with all other variables held constant, total pre-tax gain for the year 
would have been $ 5.4 million higher (total pre-tax loss of $ 0.6 million higher as of December 31, 2023), as a 
result of foreign exchange gains/losses on translation of U.S. dollar-denominated financial position, mainly local 
currency cash, trade receivables, trade payables, tax credits and liabilities, lease liabilities, borrowings and other 
liabilities.
Considering the same variation of the currencies against the U.S. dollar of all net investments in foreign 
operations amounting to $ 2.3 billion, the currency translation adjustment included in total equity would have 
been $ 5.2 million higher, arising mainly from the adjustment on translation of the equity related to the Brazilian 
real during the year 2024.
(ii) Interest rate risk
Ternium manages its exposure to interest rate volatility through its financing alternatives and hedging 
instruments. Borrowings issued at variable rates expose the Company to the risk of increased interest expense in 
the event of a raise in market interest rates, while borrowings issued at fixed rates expose the Company to a 
variation in its fair value. The Company’s interest-rate risk mainly arises from long-term borrowings that bear 
variable-rate interest that could be partially fixed through different derivative transactions, such as interest rate 
swaps.
Ternium’s nominal weighted average interest rate for its debt instruments, which do not include neither the effect 
of derivative financial instruments, nor the devaluation of the local currencies, was 8.83% and 8.46% as of 
December 31, 2024 and 2023, respectively. These rates were calculated using the rates set for each instrument in 
its corresponding currency and weighted using the dollar-equivalent outstanding principal amount of each 
instrument.
Ternium’s total variable interest rate debt amounted to $ 1,140.1 million (51.1% of total borrowings) as of 
December 31, 2024, and $ 1,065.9 million (49.7% of total borrowings) as of December 31, 2023.
If interest rates on the aggregate average notional of U.S. dollar denominated borrowings held during 2024, 
excluding borrowings with derivatives contracts mentioned in Note 22 (a), had been 100 basis points higher with 
all other variables held constant, total pre-tax income for the year ended December 31, 2024 would have been $ 
21.1 million lower ($ 18.3 million lower as of December 31, 2023).
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
135

29.
FINANCIAL RISK MANAGEMENT (continued)
1.2)   Credit risk
Credit risk arises from cash and cash equivalents, deposits with banks and financial institutions, as well as credit 
exposures to customers, including outstanding receivables and committed transactions. Ternium’s subsidiaries 
have credit guidelines in place to ensure that derivative and treasury counterparties are limited to high credit 
quality financial institutions.
Ternium invests in financial assets with a minimum credit rating of investment grade established by an 
international qualification agency renowned in the financial market, in line with corporate investment portfolio 
policies. Approximately 41.0% of the Company’s liquid financial assets correspond to investment grade rated 
instruments as of December 31, 2024, in comparison with approximately 34.8% as of December 31, 2023. The 
investments in financial assets are as follows:
As of December 
31, 2024
As of December 
31, 2023
Cash and cash equivalents
 
1,691,263  
1,846,013 
Other Investments - Current and Non-Current
 
2,182,874  
2,186,420 
Fixed Income (time-deposit, zero-coupon bonds, commercial papers)
 
673,042  
1,025,207 
Deposit certificates and investment funds
 
636,104  
844,428 
Commercial papers
 
2,258  
129,798 
Other
 
34,680  
50,981 
Bonds and other fixed income
 
1,499,130  
1,160,230 
Non - U.S. government securities
 
1,201,842  
928,419 
U.S. government and corporate securities
 
287,248  
231,811 
Other notes
 
10,702  
983 
Ternium has no significant concentrations of credit risk from customers. No single customer accounts for more 
than ten percent of Ternium’s sales. Ternium’s subsidiaries have policies in place to ensure that sales are made to 
customers with an appropriate credit history, and that credit insurances, letters of credit or other instruments are 
requested to reduce credit risk whenever deemed necessary. The subsidiaries maintain allowances for potential 
credit losses. The utilization of credit limits is regularly monitored.
Trade and other receivables are carried at face value less allowance for doubtful accounts, if applicable. This 
amount does not differ significantly from fair value. The other receivables do not contain significant impaired 
assets.
As of December 31, 2024, trade receivables total $ 1,562.1 million ($ 2,065.5 million as of December 31, 2023). 
These trade receivables are collateralized by guarantees under letter of credit and other bank guarantees of $ 1.0 
million ($ 1.4 million as of December 31, 2023), credit insurance of $ 576.5 million ($ 686.2 million as of 
December 31, 2023) and other guarantees of $ 27.0 million ($ 9.4 million as of December 31, 2023).
As of December 31, 2024, trade receivables of $ 1,515.1 million ($ 1,910.9 million as of December 31, 2023) were 
fully performing.
As of December 31, 2024, trade receivables of $ 99.4 million ($ 214.1 million as of December 31, 2023) were past 
due (mainly up to 180 days). 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
136

29.
FINANCIAL RISK MANAGEMENT (continued)
The amount of the allowance for doubtful accounts was $ 52.4 million as of December 31, 2024 ($ 59.5 million as 
of December 31, 2023). 
The carrying amounts of the Company’s trade and other receivables as of December 31, 2024, are denominated in 
the following currencies:
Currency
$ million
US dollar ($)
 
1,315 
EU euro (EUR)
 
161 
Argentine peso (ARS)
 
189 
Mexican peso (MXN)
 
331 
Brazilian real (BRL)
 
1,354 
Colombian peso (COP)
 
75 
Other currencies
 
1 
 
3,426 
1.3)   Liquidity risk
Management maintains sufficient cash and marketable securities and credit facilities to finance normal 
operations. Management monitors rolling forecasts of the group’s liquidity reserve on the basis of expected cash 
flow.
The table below analyses financial liabilities into relevant maturity groups based on the remaining period at the 
date of the statement of financial position to the contractual maturity date. The amounts disclosed in the table 
are the contractual undiscounted cash flows.
$ million
2025
2026
2027
2028
Thereafter
Borrowings
 
670  
621  
373  
110  
456 
Interests to be accrued (1)
 
159  
128  
100  
77  
78 
Trade payables and other liabilities
 
1,890  
19  
10  
13  
80 
Lease liabilities
 
46  
41  
34  
32  
57 
Total
 
2,765  
809  
517  
232  
672 
(1) These amounts do not include the effect of derivative financial instruments.
As of December 31, 2024, total cash and cash equivalents and other current and non-current investments less 
borrowings amounted to $ 1,644.0 million.
1.4)   Capital risk
Ternium seeks to maintain an adequate debt/equity ratio considering the industry and the markets where it 
operates. The year-end ratio debt over debt plus equity is 0.12 and 0.11 as of December 31, 2024 and 2023, 
respectively. The Company does not have to comply with regulatory capital adequacy requirements as known in 
the financial services industry.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
137

29.
FINANCIAL RISK MANAGEMENT (continued)
2)   Financial instruments by category and fair value hierarchy level
The accounting policies for financial instruments have been applied to the line items below. According to the 
scope and definitions set out in IFRS 7 and IAS 32, employers’ rights and obligations under employee benefit 
plans, and non-financial assets and liabilities such as advanced payments and income tax payables, are not 
included.
As of December 31, 2024 (in $ thousands)
Amortized 
cost
Assets at fair 
value through 
profit or loss
Assets at fair 
value through 
OCI
Total
(i)    Assets as per statement of financial position
Receivables
 
423,521 
 
— 
 
—  
423,521 
Derivative financial instruments
 
— 
 
4,483 
 
—  
4,483 
Trade receivables
 
1,562,058 
 
— 
 
—  
1,562,058 
Other investments
 
549,077 
 
134,667 
 
1,499,130  
2,182,874 
Cash and cash equivalents
 
1,267,336 
 
423,927 
 
—  
1,691,263 
Total
 
3,801,992 
 
563,077 
 
1,499,130  
5,864,199 
As of December 31, 2024 (in $ thousands)
Liabilities at fair 
value through 
profit or loss
Amortized 
cost
Total
(ii)    Liabilities as per statement of financial position
Other liabilities
 
— 
 
436,152 
 
436,152 
Trade payables
 
— 
 
1,840,914 
 
1,840,914 
Derivative financial instruments
 
50,342 
 
— 
 
50,342 
Finance lease liabilities
 
— 
 
210,124 
 
210,124 
Borrowings
 
— 
 
2,230,119 
 
2,230,119 
Total
 
50,342 
 
4,717,309 
 
4,767,651 
As of December 31, 2023 (in $ thousands)
Amortized 
cost
Assets at fair 
value through 
profit or loss
Assets at fair 
value through 
OCI
Total
(i)    Assets as per statement of financial position
Receivables
 
472,384  
— 
 
— 
 
472,384 
Derivative financial instruments
 
—  
15,406 
 
— 
 
15,406 
Trade receivables
 
2,065,499  
— 
 
— 
 
2,065,499 
Other investments
 
883,513  
142,677 
 
1,160,230 
 
2,186,420 
Cash and cash equivalents
 
1,367,235  
478,778 
 
— 
 
1,846,013 
Total
 
4,788,631  
636,861 
 
1,160,230 
 
6,585,722 
As of December 31, 2023 (in $ thousands)
Liabilities at fair 
value through 
profit or loss
Amortized 
cost
Total
(ii)    Liabilities as per statement of financial position
Other liabilities
 
—  
487,792 
 
487,792 
Trade payables
 
—  
2,159,647 
 
2,159,647 
Derivative financial instruments
 
8,220  
— 
 
8,220 
Finance lease liabilities
 
—  
241,087 
 
241,087 
Borrowings
 
—  
2,146,414 
 
2,146,414 
Total
 
8,220  
5,034,940 
 
5,043,160 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
138

29.
FINANCIAL RISK MANAGEMENT (continued)
Fair Value by Hierarchy
Following the requirements contained in IFRS 13, Ternium categorizes each class of financial instrument 
measured at fair value in the statement of financial position into three levels, depending on the significance of the 
judgment associated with the inputs used in making the fair value measurements:
–
Level 1 comprises financial assets and financial liabilities whose fair values have been determined on the basis 
of quoted prices (unadjusted) in active markets for identical assets or liabilities. 
–
Level 2 includes financial assets and financial liabilities for which fair values have been estimated using inputs 
other than quoted prices included within Level 1 that are observable for the asset or liability, either directly 
(i.e. as prices) or indirectly (i.e. derived from prices).
–
Level 3 comprises financial instruments for which inputs to estimate fair value of the assets or liabilities are 
not based on observable market data (unobservable inputs). 
The following table presents the assets and liabilities that are measured at fair value as of December 31, 2024 and 
2023:
Fair value measurement as of December 31, 2024
(in $ thousands):
Description
Total
Level 1
Level 2
Level 3 (*)
Financial assets at fair value through profit or loss / OCI
Cash and cash equivalents
 
423,927 
 
423,927 
 
—  
— 
Other investments
 
1,633,797 
 
1,501,389 
 
131,866  
542 
Derivative financial instruments
 
4,483 
 
— 
 
4,483  
— 
Total assets
 
2,062,207 
 
1,925,316 
 
136,349  
542 
Financial liabilities at fair value through profit or loss / OCI
Derivative financial instruments
 
50,342 
 
— 
 
50,342  
— 
Total liabilities
 
50,342 
 
— 
 
50,342  
— 
Fair value measurement as of December 31, 2023
(in $ thousands):
Description
Total
Level 1
Level 2
Level 3 (*)
Financial assets at fair value through profit or loss / OCI
Cash and cash equivalents
 
478,778 
 
478,778 
 
—  
— 
Other investments
 
1,302,907 
 
1,086,319 
 
197,743  
18,845 
Derivative financial instruments
 
15,406 
 
— 
 
15,406  
— 
Total assets
 
1,797,091 
 
1,565,097 
 
213,149  
18,845 
Financial liabilities at fair value through profit or loss / OCI
Derivative financial instruments
 
8,220 
 
— 
 
8,220  
— 
Total liabilities
 
8,220 
 
— 
 
8,220  
— 
(*) The fair value of financial instruments classified as level 3 is not obtained from observable market information, but from measurements of the asset 
portfolio at market value provided by the fund manager. The evolution of such instruments during the years ended December 31, 2024 and 2023, 
corresponds to the initial investment and to the changes in its fair value, as follows:
Guarantee fund 
companies
Non - U.S. 
government securities 
As of December 31, 2023
 
983  
17,862 
Disinvestment
 
(1,484)  
(7,901) 
Interest accrued
 
—  
— 
Changes in fair value
 
1,240  
— 
Reclassifications
 
—  
(9,961) 
Net foreign exchange gain
 
(197)  
— 
At December 31, 2024
 
542  
— 
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
139

29.
FINANCIAL RISK MANAGEMENT (continued)
There were no significant transfers between Level 1 and Level 2 of the fair value hierarchy there were no transfers 
from Level 1 to Level 3 and there were transfers of Non-U.S. Government securities from Level 3 to Level 2.
The fair value of financial instruments traded in active markets is based on quoted market prices at the reporting 
date. A market is regarded as active if quoted prices are readily and regularly available from an exchange, dealer, 
broker, industry group, pricing service, or regulatory agency, and those prices represent actual and regularly 
occurring market transactions on an arm’s length basis. The quoted market price used for financial assets held by 
Ternium is the current mid-price. These instruments are included in Level 1 and comprise primarily corporate 
and sovereign debt securities.
The fair value of financial instruments that are not traded in an active market (such as certain debt securities, 
certificates of deposits with original maturity of more than three months, forward and interest rate derivative 
instruments) is determined by using valuation techniques which maximize the use of observable market data 
when available and rely as little as possible on entity specific estimates. If all significant inputs required to value 
an instrument are observable, the instrument is included in Level 2. Ternium values its assets and liabilities 
included in this level using mid prices, interest rate curves, broker quotations, current exchange rates and 
forward rates volatilities obtained from market contributors as of the valuation date.
If one or more of the significant inputs are not based on observable market data, the instruments are included in 
Level 3. Ternium values its assets and liabilities in this level using observable market inputs, information 
provided by fund managers and management assumptions which reflect the Company’s best estimate on how 
market participants would price the asset or liability at measurement date.
3)   Accounting for derivative financial instruments and hedging activities
Depending on the nature of the hedged item, Ternium either recognizes its derivative financial instruments’ 
transactions in the statement of financial position at cost and subsequently measures changes on a monthly basis 
at fair value, or undertakes hedge accounting, classifying these transactions as cash flow hedges. While changes in 
fair value are disclosed under “Other financial income (expenses), net” line item in the income statement, changes 
in transactions classified as cash flow hedges are disclosed as an equity reserve in the statement of comprehensive 
income. Ternium does not hedge its net investments in foreign entities.
Ternium designates certain derivatives as hedges of a particular risk associated with a recognized asset or liability 
or a highly probable forecast transaction. These transactions are classified as cash flow hedges (mainly capital 
expenditures). The effective portion of the fair value of derivatives that are designated and qualify as cash flow 
hedges is recognized within other comprehensive income. Amounts accumulated in other comprehensive income 
are recognized in the income statement in the same period than any offsetting losses and gains on the hedged 
item. Once the hedged item gets settled, the gain or loss relating to the ineffective portion is recognized 
immediately in the income statement. The fair value of Ternium derivative financial instruments (asset or 
liability) continues to be reflected on the statement of financial position.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
140

29.
FINANCIAL RISK MANAGEMENT (continued)
For transactions designated and qualifying for hedge accounting, Ternium documents the relationship between 
hedging instruments and hedged items, as well as its risk management objectives and strategy for undertaking 
various hedge transactions. The Company also documents its assessment, on an ongoing basis, of whether the 
derivatives that are used in hedging transactions are highly effective in offsetting changes in fair values or cash 
flows of hedged items. As of December 31, 2024 and 2023, the effective portion of designated cash flow hedges 
(net of taxes) amounted to $ (37.3) million and $ 15.9 million, respectively, and were included under "changes in 
the fair value of derivatives classified as cash flow hedges" line item in the statement of comprehensive income 
(see Note 27 (a)).
The fair values of various derivative instruments used for hedging purposes are disclosed in Note 22. The full fair 
value of a hedging derivative is classified as a non-current asset or liability when the remaining maturity of the 
hedged item is more than 12 months and as a current asset or liability when the remaining maturity of the hedged 
item is less than 12 months.
Changes in the fair value of any derivative instruments that do not qualify for hedge accounting under IAS 39 are 
recognized immediately in the income statement.
4)   Fair value estimation
The estimated fair value of a financial instrument is the amount at which the instrument could be exchanged in a 
current transaction between willing parties, other than in a forced or liquidation sale. 
For the purpose of estimating the fair value of financial assets and liabilities with maturities of less than one year, 
the Company uses the market value less any estimated credit adjustments. For other investments, the Company 
uses quoted market prices.
As most borrowings incorporate floating rates that approximate market rates and the contractual repricing 
occurs mostly every one month, the fair value of the borrowings approximates their carrying amount and it is not 
disclosed separately.
In assessing the fair value of derivatives and other financial instruments, Ternium uses a variety of methods, 
including, but not limited to, estimated discounted value of future cash flows using assumptions based on market 
conditions existing at each year-end.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
141

30.
FOREIGN EXCHANGE RESTRICTIONS IN ARGENTINA
Ternium’s Argentine subsidiary, Ternium Argentina S.A., is currently operating in a complex and volatile 
economic environment.
Between September 2019 and December 13, 2023, the Argentine government imposed significant restrictions on 
foreign exchange transactions. Although after a new administration took office in Argentina in December 2023 
certain restrictions were eased and other changes to such regulations are expected, at the date of these 
Consolidated Financial Statements the application of existing foreign exchange regulations remains uncertain 
and the scope and timing of upcoming changes remain unknown. The main currently applicable measures are 
described below:
• Access to the Argentine foreign exchange market (“MULC”) to pay for imports of services rendered by related 
and non-related parties (including royalties) on or before December 12, 2023, is subject to Argentine Central 
Bank approval. Currently, these approvals are rarely, if ever, granted. Access to the MULC to pay for imports of 
services that were rendered or accrued as from December 13, 2023, does not require government approval, but 
payment is deferred 30 calendar days as from the date of supply or accrual of the service (if the service was 
rendered by a non-related party) or 180 calendar days (if rendered by a related party).
• In the context of high, but decelerating, inflation during 2024, restrictions of access to the MULC to pay for 
imports of goods remain, but have been gradually made more flexible. The price for imports with customs 
clearance on or after October 21, 2024, may be paid in full as from on the 30th day from the date of customs 
clearance. In addition, the price for imports with customs clearance between August 1 and October 20, 2024, may 
be paid in two equal installments on the 30th and 60th day from the date of customs clearance, and the price for 
imports with customs clearance between December 13, 2023, and July 31, 2024, may be paid in four equal 
installments payable on the 30th, 60th, 90th and 120th day from the date of customs clearance. Access to the 
MULC to pay for imports that obtained customs clearance on or before December 12, 2023, continues to require 
Argentine Central Bank approval.
• Foreign currency proceeds derived from exports of goods must be sold into the MULC and converted into 
Argentine pesos within 60 days (if made to related parties) or 180 days (if made to unrelated parties) from 
shipment date, or, if collected earlier, within five days of collection. Foreign currency proceeds from exports of 
services must be sold into the MULC and converted into Argentine pesos within five business days of collection. 
As from December 13, 2023, up to 20% of export of goods or services proceeds can be sold for Argentine pesos 
through securities transactions resulting in a higher implicit exchange rate, as described further below. This 
percentage has changed over time.
• Access to the MULC to make dividend payments requires prior Argentine Central Bank approval. When 
required, Argentine Central Bank approvals are rarely, if ever, granted.
Ternium Argentina carries out all of its import and export transactions through the MULC. Therefore, assets 
and liabilities in foreign currency as of December 31, 2024, have been valued considering the official exchange 
rates at the end of the period.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
142

30.
FOREIGN EXCHANGE RESTRICTIONS IN ARGENTINA (continued)
Under Ternium Argentina’s annual accounts as of December 31, 2024, and for the year then ended, revenues 
amounted to $ 2,212 million (2023: $ 3,419 million), net profit from continuing operations to $ 149 million (2023: 
$ 686 million), total assets to $ 5,726 million (2023: $ 5,083 million), total liabilities to $ 790 million (2023: $ 759 
million) and shareholders’ equity to $ 4,936 million (2023: $ 4,324 million).
Ternium Argentina’s cash and cash equivalents and other investments amounted to $ 1,293 million as of 
December 31, 2024, broken down as follows:        
- $ 1,275 million in U.S. dollars-denominated instruments in sovereign bonds issued by the Argentine 
Government and payable in U.S. dollars, and Argentine Treasury bonds related to the official exchange rate. The 
U.S. dollar value of these instruments recorded in Ternium’s consolidated financial statements is based on their 
Argentine peso local market price, converted to the U.S. dollar at the ARS/$ official exchange rate. Therefore, the 
valuation of such investments is subject to the volatility of the Argentine financial market and currency exchange 
rates, leading to a potential significant reduction of such value in the consolidated financial statements.
-  $ 17 million in Argentine pesos-denominated instruments.
-  $ 1 million in negotiable obligations and promissory notes issued by Argentine export driven companies in U.S. 
dollars and mainly payable in Argentine pesos.
Ternium Argentina’s financial position in ARS as of December 31, 2024, amounted to $ 218 million in monetary 
assets and $ 184 million in monetary liabilities. All of Ternium Argentina’s ARS-denominated assets and 
liabilities are valued at the prevailing official exchange rate. In the event of a devaluation, Ternium Argentina 
may be adversely affected, and will also suffer a loss on deferred tax charge as a result of a deterioration on the 
tax value of their fixed assets. At this time, the Company is unable to estimate all impacts of a new devaluation 
of the Argentine peso against the U.S. dollar.
On April 24, 2023, Ternium Argentina’s board of directors approved the payment of a dividend in kind in US 
dollar-denominated Argentine bonds for a total amount of up to $ 624 million. On May 4, 2023, Ternium 
received its share of the dividend in kind. Considering the impact of foreign exchange restrictions in Argentina 
and based on the value of the bonds in the international market, Ternium recorded in its equity a negative reserve 
as of the collection date. With the disposal of a portion of these instruments, the Company partially reclassified 
such reserve to financial results. As of December 31, 2024, the equity reserve was fully reclassified to financial 
results upon disposal of these remaining bonds.
This context of volatility and uncertainty remains in place as of the issue date of these Consolidated Financial 
Statements. Management continues to monitor closely the evolution of the main variables affecting its business, 
identifying the potential impact thereof on its financial and economic situation and determining the appropriate 
course of action in each case. The Company’s Consolidated Financial Statements should be read taking into 
account these circumstances.
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
143

31. 
SUBSEQUENT EVENTS
a. Annual Dividend Proposal
Upon approval of the Company´s 2024 annual accounts, the Board of Directors intends to propose, for the 
approval of the Annual General Shareholders' meeting to be held on May 6, 2025, the payment of an annual 
dividend of $ 0.27 per share ($ 2.70 per ADS), or approximately $ 530 million, which includes the interim 
dividend of $0.09 per outstanding share ($0.90 per ADS) or approximately $ 177 million, paid on November 21, 
2024. If the annual dividend is approved by the shareholders, a dividend of $ 0.18 per share ($ 1.80 per ADS), or 
approximately $ 353 million will be paid on May 14, 2025, with an ex-dividend date of May 9, 2025. These 
Consolidated Financial Statements do not reflect this dividend payable.
b. Recently Announced Tariffs on Imports in the United States
On February 1, 2025, the U.S. government announced the imposition, through the International Emergency 
Economic Powers Act (IEEPA), of across-the-board tariffs applicable to all products imported from Mexico, 
Canada and China. As of the date of this financial statements, Mexican and Canadian products that comply with 
USMCA preferential rules of origin, are exempt from this tariff. Further, the Trump administration announced 
that the U.S. would implement reciprocal tariffs with trading partners by April 2025.
In addition, on March 12, 2025, the U.S. government imposed a 25% tariff on virtually all imports of steel and on 
certain steel derivatives, revoking previously negotiated country-specific exemptions and quota arrangements.
Other countries have announced retaliatory tariffs against U.S. exports. It is also anticipated that parties may 
bring litigation regarding the timeliness and appropriateness of the Trump administration’s actions. In light of 
the foregoing uncertainties, Ternium is unable at this time to predict the evolution or ultimate outcome of these 
developments or to quantify the impact that the new tariffs and measures would have on its business or financial 
condition.
Pablo Brizzio
Chief Financial Officer
TERNIUM S.A.
Consolidated Financial Statements as of December 31, 2024 and 2023
and for the years ended December 31, 2024, 2023 and 2022
144















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