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Terns Pharmaceuticals

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FY2014 Annual Report · Terns Pharmaceuticals
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TERN PLC 

ANNUAL REPORT 

Year ended 
31 December 2014 

Company No. 05131386 
(England and Wales) 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1 

TERN PLC 

CONTENTS 

Company information 

Chairman’s statement 

Investment report 

Strategic report 

Directors’ report 

Corporate governance statement 

Report on directors’ remuneration 

Independent auditor’s report 

Income statement and statement of comprehensive income 

Statement of financial position 

Statement of changes in equity 

Statement of cash flows 

Notes to the financial statements 

Notice of 2014 Annual General meeting 

Page 

2 

3 

4 

6 

8 

11 

12 

13 

15 

16 

17 

18 

19 

35 

 
 
 
 
 
 
 
 
 
 
 
 
2 

TERN PLC 

COMPANY INFORMATION 

DIRECTORS: 

REGISTERED OFFICE: 

SECRETARY: 

Angus Forrest (Executive Director) 
Michael Clark (Executive Director) 
Bruce Leith (Executive Director) 
Laurence Read (Non-executive Director) 
Albert Sisto (Executive Director) 

9 Catherine Place 
London  
SW1E 6DX 

Mrs P A Keith 

COMPANY’S REGISTERED NUMBER 

5131386 

AUDITORS: 

Jeffreys Henry LLP 
Finsgate 
5-7 Cranwood Street 
London EC1V 9EE 

NOMINATED ADVISOR AND JOINT BROKER:  W H Ireland 

JOINT BROKER 

REGISTRARS 

BANKERS 

24 Martin Lane 
London 
EC4R 0DR 

Peterhouse Corporate Finance Limited 
15 Eldon Street 
London, EC2M 7LD 

Share Registrars Limited 
Suite E, First Floor 
9 Lion and Lamb Yard 
Farnham  
Surrey GU9 7LL 

Handelsbanken 
5th Floor 
13 Charles II Street 
London 
SW1Y 4QU 

 
 
 
 
 
 
 
 
 
 
 
 
 
3 

TERN PLC 

CHAIRMAN’S STATEMENT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

Tern’s  strategy  is  to  invest  in  established  private  software  companies  operating  in  the  fast  growing  mobile  and  cloud 
sectors.    Where  necessary  we  assist  with  improving  the  business  model,  recruiting  the  management  team,  and 
negotiating  strategic  partnerships.    The  aim  is  to  exit  these  investments  via  trade  sales  in  12  –  36  months  from 
investment, and reinvest part of the proceeds while returning surplus cash to shareholders. 

Our investment portfolio now includes shareholdings in Cryptosoft Ltd, Flexiant Corporation Ltd,, Push Technology Ltd, 
and Seal Software Group Ltd.  

During the year these companies have performed well, making good progress against their development strategies.    

The markets for cloud and mobile are growing strongly as mobile changes how people work and behave.  As a result the 
global markets are featuring a growing trend for large multi-national organisations to acquire new players.  Yahoo, IBM, 
Oracle, Microsoft and Salesforce are amongst the large corporations to make strategic acquisitions in 2014. This gives 
us confidence that we will attract acquisitive interest in our investee companies.  

This has been the first full year with the new management team in place. It has been our objective to operate with low 
overheads  whilst  the  business  gains  momentum,  increases  in  scale  and  starts  generating  income  and  capital.    In 
keeping  with  this,  the  operating  and  non-executive  Directors  have  taken  no  remuneration  since  the  reorganisation  of 
Tern  in  August  2013.    As  a  result,  Tern  has  incurred  modest  operating  expenses  during  the  year  and  will  continue  to 
focus on the prudent use of its operating capital. 

To date, Tern’s executive directors have invested £600,000 in the Company to enable it to make its initial investments 
and acquire Cryptosoft Limited.  There is c. £300,000 shown as loans in note 20, and this is expected to be converted by 
the Directors into equity as soon as practically possible.  In addition to the Directors’ investment, the Company raised 
further funds as follows: 

• 
• 

• 

£85,000 in a placing at 1.25 pence per share in September. 
£378,000  in  a  placing  at  3  pence  per  share  in  November,  plus  a  warrant  exerciseable  within  three  years  to 
subscribe for 1 share for each 10 shares bought in the placing at 3p per share; and, 
£294,500 in a placing at a price of 9p per share in December. 

The  proceeds  from  these  fund  raises  will  be  used  to  facilitate  further  investments  in  accordance  with  the  Company's 
investing policy, and to provide additional finance for the existing portfolio. 

The financial position of the Company has strengthened over the year as measured by: 

Year ended 31 December 

Total assets 
Net assets 
Net assets per share 

2014 

£1,367,308 
£943,631 
2.09 pence 

2013 

£297,729 
£24,683 
0.23 pence 

The  Company  now  has  exposure  to  several  interesting  investments  and  is  reviewing  a  pipeline  of  excellent 
opportunities. We have plans to investigate further investments during the  year, and continue to work closely with our 
investee companies to support software sales into new markets, particular in the US, and identify trade sales.  

Angus Forrest 
Chairman 
Date:  9 February 2015 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4 

TERN PLC 

INVESTMENT REPORT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

The Company’s current investment portfolio consists of the following investments, all of which are unquoted: 

Cryptosoft Limited 

Activity:  Data Security software 

Equity ownership:  100% ‘A’ Shares  Cost:  £332,026 
Valuation is  based on cost, which is taken as Fair Value 

Valuation:  £332,026 

Cryptosoft  is  a  specialist  data  security  business.   It  has  developed  innovative  authentication  and  encryption 
software, which is hardware and software agnostic, that encrypts data flows.  It is easy to deploy and scaleable 
whilst being transparent to users. 

The software has been proven over the past three years in the enterprise market where it is in daily use within 
several  large  multinational  organisations  and  it  is  a  critical  integrated  OEM  component  to  large  application 
software vendors and bespoke enterprise applications via partners. 

A new version of Cryptosoft is under development for launch in the short term.  This is expected to be the first 
security software platform designed specifically for use in the rapidly growing cloud, mobile networks, machine-
2-machine (M2M) and internet of things (IoT) sectors. 

There  is  a  second  class  of  shares,  ‘B’  shares,  which  are  owned  by  employees  and  are  non-voting.    They  are 
entitled to 25% of the net proceeds in the event of a sale of Cryptosoft Ltd. 

For more information visit: www.cryptosoft.com 

Flexiant Corporation Limited 

Activity:  Cloud Orchestration software 

Equity ownership:  <1% 
Valuation is based on the price of shares in the most recent fund raise, which is taken as Fair Value 

Valuation:  £200,000 

Cost:  £100,000 

Flexiant has developed a software platform for cloud management. Flexiant Cloud Orchestrator is an easy to use 
solution for MSPs (Managed Service Providers) to manage cloud infrastructure, create and deliver differentiated 
services  and  for  metering  and  billing.  With  Flexiant,  MSPs  target  market  through  innovation,  compete  more 
effectively  by  developing  unique,  differentiated  services,  generate  more  revenue,  and  accelerate  growth. 
Flexiant’s partners include Dell, Arrow Electronics and Parallels.   

In 2014 Flexiant announced: 

New partnerships with Arrow Electronics Inc and Parallels Inc 

Flexiant acquired Tapp multi-cloud software in May   

New  products  including:  updated  cloud  orchestration;  product  integration  with  Parallels  and  new  multi-cloud 
management software 

For more information visit: www.flexiant .com 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
5 

TERN PLC 

INVESTMENT REPORT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

Push Technology Limited 

Activity:  Data distribution software 

Equity ownership:  <1% 
Cost:  £49,952 
Valuation is based on cost, which is taken as Fair Value 

Valuation:  £49,952 

Push  Technology  solves  the  complexity  around  data  distribution  by  removing  redundant  data  to  offer 
organisations  intelligent  delivery  of  real-time  data  to  any  device  regardless  of  connectivity  or  location.  The 
Company’s  robust  and  innovative  flagship  communication  platform,  Diffusion™  helps  to  reduce  infrastructure 
requirements while delivering high performance and scalable services to any Internet connected device.  

Push Technology works with organisations in the e-gaming, financial services, telecommunications, media and 
broadcast  and  transportation  sectors  to  optimise  data,  mobile  application  performance,  Web  scale  and  data 
acceleration. Delivering data that’s live to the millisecond, Push Technology ensures that businesses can deliver 
engaging  real  time  customer  experiences  to  drive  revenues,  increase  competitiveness,  develop  new  business 
models  to  reduce  network  strain  and  recover  costs  and  also  elevate  consumer  engagement  across  multiple 
channels in real time.  IBM’s Bluemix product incorporates a Push component. 

Customers include Betfair, Lloyds Bank, Racing Post, Sportingbet, Tradition and William Hill.  

For more information visit: www.pushtechnology.com.  

Seal Software Group Limited 

Activity:  Database Analytics and Search software 

Equity ownership:  <1% 
Cost:  £50,000 
Valuation is based on cost which is taken as Fair Value 

Valuation:  £50,000 

Seal  specialises  in  writing  software  which  performs  complex  analysis  of  contractual  data.  Seal  Software  is 
specifically  designed  to  locate  contractual  documents  and  extract  and  present  key  contractual  information 
related to language, clauses, clause combinations, and the key contextual metadata held within them. 

Seal  Software  interfaces  with  Salesforce.com’s  CRM  products  to  allow  contract  discovery  and  contractual 
information  to  be  obtained  in  Salesforce.   Also,  Seal  provides  a  portfolio  of  professional  consulting  and 
implementation services that enable customers to maximise the benefits of Seal Software. 

Customers include IBM, Lexis Nexis, Thomson Reuters, Old Mutual, Deutsche Bank, Centrica and many other 
multi-national organisations. 

For more information visit: www.seal-software.com 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
6 

TERN PLC 

STRATEGIC REPORT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

BUSINESS REVIEW 

The Company is positioned as a quoted platform to invest in, and develop, private IT companies predominantly in the 
cloud and mobile sectors. 

A more detailed review of the activity and progress of the business, including the portfolio of investments, is contained 
in the Chairman’s Statement and Investment Report on pages 3-5.  

FUTURE DEVELOPMENTS 

As explained in the Chairman’s statement the Company has begun to build a portfolio of investments and a pipeline of 
advanced IT investment opportunities.  It expects to announce further developments through 2015. 

KEY PERFORMANCE INDICATORS 

Whilst  the  Company  currently  has  limited  investments  in  quoted  or  unquoted  companies,  as  referred  to  above,  the 
Company’s principal activity is that of investing in companies.  Accordingly the Company’s Key Performance Indicators 
(KPI)  are  the  return  on  investments  and the  net  assets  position  of the  Company  including net  assets  per share. These 
indicators are monitored closely by the Board and the details of performance against these are given below. 

•  The  return  on  investments:  Flexiant  Ltd,  the  only  investment  to  be  held  for  more  than  12  months  has  been 

revalued in line with IFRS to a level consistent with a recent fund raising. 

•  The net assets of the Company at 31 December 2014 totalled £943,631 (2013: £24,683). The net assets per 

ordinary share as at 31 December 2014 were 2.09p (2013:  0.23p).  

FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES  

The Company’s policy in respect of financial instruments and risk profile is set out in Note 2 to the financial statements  

PRINCIPAL BUSINESS RISKS AND UNCERTAINTIES 

The  management  of  the  business  and  the  nature  of  the  Company’s  strategy  are  subject  to  a  number  of  risks.  The 
Directors have set out below the principal risks facing the business. Where possible, processes are in place to monitor 
and mitigate such risks. The Company operates a system of internal control and risk management in order to provide 
assurance that the Board is managing risk whilst achieving its business objectives. No system can fully eliminate risk 
and, therefore, the understanding of operational risk is central to the management process. 

 
 
 
 
 
 
 
 
 
 
 
 
 
7 

TERN PLC 

STRATEGIC REPORT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

To  enable  shareholders  to  appreciate  what  the  business  considers  are  the  main  operational  risks,  they  are  briefly 
outlined below:  

Risk  

Potential impact  
• 

Investment may require additional 
finance 
Inability to create maximum value 
timeously 

Investment 
risk 

An investment fails to 
perform as anticipated 

• 

•  Difficulty in realising investment 

The Company is 
unable to raise new 
funds 

May have a detrimental effect on the 
Company’s ability to cover 
administration and other costs  

Liquidity 

May adversely affect returns of 
investee companies if they need to 
raise further funds 

Strategy  
The Company is building a portfolio of 
investments to insulate itself against poor 
performance of any one. 

It monitors the performance of each 
investment regularly. 

The Company will maintain sufficient 
cash balance to finance itself for a 
prudent period, or ensure that it has 
access to funds. 

ASSESSMENT OF BUSINESS RISK  
The  Board  regularly  reviews  operating  and  strategic  risks.    The  Company’s  operating  procedures  include  a  system  for 
reporting financial and non-financial information to the Board including:  

• 

• 
• 
• 
• 

reports from management with a review of the business at each Board meeting, focusing on any new decisions/risks 
arising;  
reports on the performance of investments;  
reports on selection criteria of new investments;  
discussion with senior personnel; and  
consideration of reports prepared by third parties.  

Angus Forrest 
Director 
9 February 2015  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
8 

TERN PLC 

DIRECTORS’ REPORT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

The directors present their annual report and the audited financial statements of Tern plc (the ”Company”) for the year 
ended 31 December 2014. 

The Company is registered as a Public Limited Company (plc).  The Company’s shares of 0.02p each are traded on 
AIM of the London Stock Exchange. 

PRINCIPAL ACTIVITIES 
The principal activity of the Company is investing in unquoted and quoted companies to achieve capital growth. 

RESULTS AND DIVIDENDS 
The results for the period are shown in the income statement on page 15. 

The loss for the year was £53,695 (2013: £235,955 profit).  

The directors do not recommend payment of a dividend. 

EVENTS AFTER THE REPORTING PERIOD 
There have been no significant post year end events. 

POLITICAL AND CHARITABLE CONTRIBUTIONS 
No political or charitable donations were made during the period. 

CONTROL PROCEDURES  
Operational procedures have been developed for each of the Company’s operating businesses that embody key controls 
over relevant areas.  The implications of changes in law and regulations are taken into account by the Company.  

The Board has considered the need for an internal audit function but has decided that this is not justified at present given 
the size of the Company.  However, it will keep the decision under review on an annual basis at least.  

GOING CONCERN 

The financial statements have been prepared on the going concern basis because, as set out in detail in Note 1.4, the 
Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence 
for the foreseeable future. 

DIRECTORS AND DIRECTORS’ INTERESTS 

The directors who held office during the year and their interests in the ordinary shares of the Company and the warrants 
issued by the Company are as follows: 

A G P Forrest 

M J Clark 
A Kerr 

B H Leith 

L Read 
A E Sisto 

(resigned 4 February 2014) 

(appointed 4 February 2014) 

At 31 December 2014 
Ordinary shares 

At 31 December 2013 
Ordinary shares 

4,216,289 

4,216,289 
— 

2,173,900 
— 

2,400,000 

545,000 

545,000 
— 

2,173,900 
— 

— 

The  interests  of  the  directors  in  options  granted  by  the  Company  are  disclosed  under  the  “Report  on  Directors 
Remuneration”. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
9 

TERN PLC 

DIRECTORS’ REPORT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

SIGNIFICANT SHAREHOLDINGS 

As at 6 February 2015, the Company had been notified of the following shareholdings of 3% or more of the share capital 

Hargreave Hale Ltd 
M J Clark 
A G P Forrest 
A E Sisto 
B H Leith 
S Crooks 
J Penney 

Number of 
Ordinary 
Shares  

Percentage of  
Issued Shares 
Held 

7,950,000 
4,216,289 
4,216,289 
2,400,000 
2,173,900 
2,060,290 
 1,922,096 

17.6% 
9.3% 
9.3% 
5.3% 
4.8% 
4.5% 
           4.2% 

STATEMENT OF DIRECTORS RESPONSIBILITIES 

The directors are responsible for preparing the directors' report and the financial statements in accordance with applicable 
law and regulations. 

Company law requires the directors to prepare financial statements for each financial period. Under that law the directors 
have elected to prepare the financial statements in accordance with International Reporting Standards (IFRS) as adopted 
for use in the European Union. Under company law the directors must not approve the financial statements unless they are 
satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for 
that period. In preparing those financial statements, the directors are required to: 

• 

select suitable accounting policies and then apply them consistently; 

•  make judgements and accounting estimates that are reasonable and prudent; 

• 

• 

state  whether  the  company financial  statements  have  been  prepared  in  accordance  with IFRS  as  adopted  by  the 
European Union subject to any material departures disclosed and explained in the financial statements. 

prepare the accounts on the going concern basis unless it is inappropriate to presume that the company will continue 
in business. 

The  directors  are  responsible  for  keeping  adequate  accounting  records  that  are  sufficient  to  show  and  explain  the 
company's  transactions  and  disclose  with  reasonable  accuracy  at  any  time  the  financial  position  of  the  company  and 
enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for 
safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud 
and other irregularities. 

DISCLOSURE OF INFORMATION 

In the case of each person who was a director at the time this report was approved: 

(cid:131) 

(cid:131) 

so far as that director is aware there is no relevant available information of which the Company’s auditors are 
unaware: and  

that director has taken all steps that the director ought to have taken as a director to make himself aware of 
any relevant audit information and to establish that the Company’s auditors were aware of that information.  

PUBLICATION OF ACCOUNTS ON THE COMPANY WEBSITE 

Financial  statements  are  published  on  the  Company's  website.  The  maintenance  and  integrity  of  the  website  is  the 
responsibility of the directors. The directors' responsibility also extends to the financial statements contained therein. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10 

TERN PLC 

DIRECTORS’ REPORT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

INDEPENDENT AUDITORS 

A resolution to re-appoint Jeffreys Henry LLP, as auditors will be put to the members at the annual general meeting. 

Signed on behalf of the board 

Angus Forrest 
Director 
9 February 2015  

 
 
 
 
 
 
 
 
 
 
 
 
 
11 

TERN PLC 

CORPORATE GOVERNANCE AND COMPLIANCE 
FOR THE YEAR ENDED 31 DECEMBER 2014 

The Company’s shares are traded on AIM and, accordingly, compliance with the revised UK Corporate Governance Code 
is not mandatory. However, the Company has sought to comply with a number of the provisions of the Code in so far as it 
considers  them  to  be  appropriate  for  a  company  of  this  size  and  nature.  The  Board  is  accountable  to  the  Company’s 
shareholders  for  good  corporate  governance.    This  report  and  the  Remuneration  Report  describe  how  the  Company 
applies  the  provisions  of  good  corporate  governance.    A  fuller  version  is  available  on  the  Company’s  website 
(www.ternplc.com) under Rule 26. 

DIRECTORS  

The Company supports the concept of effective Board leadership and control of the Company.  The Board is responsible 
for  approving  Company  policy  and  strategy.    All  Directors  have  access  to  advice  from  the  Company  Secretary  and 
independent professionals at the Company’s expense.  

The  Board  consists  of  four  Executive  Directors  and  one  Non-executive  Director.    The  Non-executive  Director  is 
independent  of  management  and  any  business  or  other  relationship  which  could  interfere  with  the  exercise  of  his 
independent judgement.  

The Board members are listed on page 2. 

RELATIONS WITH SHAREHOLDERS  

The  Company  values  the  views  of  its  shareholders  and  recognises  their  interest  in  the  Company’s  strategy  and 
performance, Board membership and quality of management. It therefore encourages shareholders to offer their views.  

The Company’s website (www.ternplc.com) maintains up to date newsflow for shareholders and other interested parties. 

The AGM provides an opportunity for shareholders, particularly private investors, to question the Board on issues arising.  

The notice convening the AGM is the notice of the meeting sent to shareholders with this report.  A separate motion will be 
put to the meeting on each substantial issue.  

APPOINTMENT OF DIRECTORS  

The Board deals with all matters relating to the appointment of Directors including determining the specification, identifying 
suitable candidates and selection of the appointee.  No separate Nominations Committee has been formed.  

Throughout the year the Articles of Association have required each Director to seek re-election after no more than three 
years in office.  Therefore the Board considers it inappropriate that Non-executive Directors be appointed for a fixed term 
as recommended by the Code.  

ACCOUNTABILITY AND AUDIT  

The Board as a whole endeavours to present a balanced and understandable assessment of the Company’s position and 
prospects in all reports as well as in the information required to be presented by statutory requirements.  No separate Audit 
Committee has been formed. 

INTERNAL CONTROL  

The Board is responsible for maintaining a sound system of internal control to safeguard shareholders’ investments and 
the Company’s assets and for reviewing its effectiveness. Such a system is designed to manage, but not eliminate, the risk 
of failure to achieve business objectives.  There are inherent limitations in any control system and accordingly even the 
most effective systems can provide only reasonable, and not absolute, assurance against material misstatement or loss.  

Angus Forrest 
9 February 2015 

 
 
 
 
 
 
 
 
 
 
 
 
12 

TERN PLC 

REPORT ON DIRECTORS’ REMUNERATION 
FOR THE YEAR ENDED 31 DECEMBER 2014 

The Board submits its Directors’ Remuneration Report for the year ended 31 December 2014.  

REMUNERATION POLICY 
The  policy  of  the  Board  is  to  provide  executive  remuneration  packages  designed  to  attract,  motivate  and  retain 
Directors of the calibre necessary to manage the Company and to reward them for enhancing shareholder value and 
return. It aims to provide sufficient levels of remuneration to do this but to avoid paying more than is necessary.  Due 
to the Board’s current size it does not have a Remuneration Committee.  

The  current  Directors  have  received  no  remuneration  since  they  were  appointed  to  the  Board.    There  will  be  three 
main  elements  of  the  Directors’  remuneration  package  being  basic  annual  salary,  performance  related  bonus  and 
share option incentives.  

All Directors’ salaries are reviewed annually by the Board.  

DIRECTORS’ EMOLUMENTS 

The  remuneration  of  each  Director,  excluding  share  options  awards,  during  the  year  ended  31  December  2013  is 
detailed in the table below: 

A G P Forrest 

M Clark 

B H Leith 

L Read 

A E Sisto 

Previous directors 
F H Moxon 

A J G Morrison 

S J Dalby 

Salary and 
fees 
£ 

Pension  
payments 
£ 

Other 
benefits 
£ 

Annual 
bonuses 
£ 

2014 
Total 
£ 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

2013 
Total 
£ 

— 

— 

— 

— 

— 

27,000 

63,180 

14,000 

104,180 

None of the current directors received any remuneration either in 2013 or 2014. 

£55,250 of the previous directors’ total remuneration in 2013 was paid in cash and the balance was settled in shares 
as part of the CVA. 

DIRECTORS’ SHARE OPTIONS  
None of the Directors have any share options. 

Laurence Read 
9 February 2015 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
13 

TERN PLC 

INDEPENDENT AUDITOR’S REPORT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

We  have  audited  the  financial  statements  of  Tern  plc  for  the  year  ended  31  December  2014,  which 
comprises  the  income  statement  and  statement  of  comprehensive  income,  statement  of  financial  position, 
statement  of  changes  in  equity,  statement  of  cash  flows,  and  the  related  notes  on  pages  15  to  34.  The 
financial  reporting  framework  that  has  been  applied  in  their  preparation  is  applicable  law  and  International 
Financial  Reporting  Standards  (IFRSs)  as  adopted  by  the  European  Union  and  as  applied  in  accordance 
with the provisions of the Companies Act 2006. 

This report is made solely to the Company’s members, as a body, in accordance with Chapter 3 of Part 16 of 
the  Companies  Act  2006.    Our  audit  work  has  been  undertaken  so  that  we  might  state  to  the  company’s 
members those matters we are required to state to them in an auditors’ report and for no other purpose.  To 
the  fullest  extent  permitted  by  law,  we  do  not  accept  or  assume  responsibility  to  anyone  other  than  the 
company  and  the  company’s  members  as  a  body,  for  our  audit  work,  for  this  report,  or  for  the  opinions  we 
have formed. 

Respective responsibilities of directors and auditor 
As  explained  more  fully  in  the  Director’s  Responsibilities  Statements  set  out  on  page  9  the  directors  are 
responsible  for  the  preparation  of  the  financial  statements  and  for  being  satisfied  that  they  give  a  true  and 
fair  view.  Our  responsibility  is  to  audit  and  express  an  opinion  on  the  financial  statements  in  accordance 
with applicable law and International Standards on Auditing (UK and Ireland). Those standards require us to 
comply with the Auditing Practices Board’s Ethical Standards for Auditors. 

Scope of the audit of the financial statements  
An  audit  involves  obtaining  evidence  about  the  amounts  and  disclosures  in  the  financial  statements 
sufficient  to  give  reasonable  assurance  that  the  financial  statements  are  free  from  material  misstatement, 
whether  caused  by  fraud  or  error.  This  included  an  assessment  of:  whether  the  accounting  policies  are 
appropriate to the company’s circumstances and have  been consistently applied  and adequately disclosed; 
the  reasonableness  of  significant  accounting  estimates  made  by  the  directors;  and  the  overall  presentation 
of the financial statements.  

In addition we read all financial and non-financial information in the Chairman’s Statement, Strategic Report, 
Directors  Report  and  Statement  of  Corporate  Governance  to  identify  material  inconsistencies  with  the 
audited financial statements and to identify and information that is apparently materially incorrect based on, 
or  materially  inconsistent  with,  the  knowledge  acquired  by  us  in  the  course  of  performing  the  audit.  If  we 
become  aware  of  any  apparent  material  misstatements  or  inconsistencies  we  consider  the  implications  for 
our report. 

Opinion on financial statements  
In our opinion: 

• 

• 

• 

the financial statements give a true and fair view of the state of the Company’s affairs as at 31 December 2014 
and of the Company’s loss for the year then ended; 

the financial statements have been properly prepared in accordance with IFRS’s as adopted by the European 
Union; and 

the financial statements have been properly prepared in accordance with the requirements of the Companies 
Act 2006 and Article 4 of the IAS regulation. 

Opinion on other matters prescribed by the Companies Act 2006 
In our opinion: 

The  information  given  in  the  Strategic  Report  and  Director’s  Report  for  the  financial  period  for  which  the 

• 
financial statements are prepared is consistent with the financial statements.  

 
 
 
 
 
 
 
 
                                                                                                                                                                                             
 
 
 
 
 
 
 
 
 
14 

TERN PLC 

INDEPENDENT AUDITOR’S REPORT 
FOR THE YEAR ENDED 31 DECEMBER 2014 

Matters on which we are required to report by exception  
We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to 
you if, in our opinion:  

adequate accounting records have not been kept by the Company, or returns adequate for our audit have not 

• 
been received from branches not visited by us; or  

• 

• 

• 

the company financial statements are not in agreement with the accounting records and returns; or  

certain disclosures of director’s remunerations specified by law are not made; or  

we have not received all the information and explanations we require for our audit. 

David Warren (Senior Statutory Auditor) 
For and on behalf of Jeffreys Henry LLP 
Chartered Accountants 
Statutory Auditors 
Finsgate 
5-7 Cranwood Street 
London 
EC1V 9EE 

Date: 9 February 2015 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
15 

TERN PLC 

INCOME STATEMENT  
AND STATEMENT OF COMPREHENSIVE INCOME 
FOR THE YEAR ENDED 31 DECEMBER 2014 

Turnover 

Movement in fair value of investments 

Gross profit 

Administration costs 

Exceptional item 

Loss arising on disposal of subsidiary operations 

Operating (loss)/profit 

Finance income 

Finance costs 

(Loss)/profit before tax   

Tax 

Notes 

5 

10 

7 

8 

9 

2014 
£ 

41,000 

100,000 

141,000 

2013 
£ 

— 

— 

— 

(161,654) 

(534,183) 

— 

— 

1,005,209 

(106,500) 

(20,654) 

364,526 

105 

— 

(33,146) 

(128,571) 

(53,695) 

235,955 

— 

— 

(Loss)/profit for the period 

(53,695) 

235,955 

Since there is no other comprehensive income, the loss for the period is the same as the total comprehensive income 
for the period. 

EARNINGS PER SHARE: 

Basic (loss)/profit per share 

Fully diluted (loss)/profit per share 

11 

(0.3 pence) 

5.0 pence 

(0.3 pence) 

3.8 pence 

The accompanying accounting policies and notes are an integral part of these financial statements. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
16 

TERN PLC 

STATEMENT OF FINANCIAL POSITION 
AS AT 31 DECEMBER 2014 

ASSETS 
NON-CURRENT ASSETS  
Investments held for trading 

Investment in subsidiary undertaking 

CURRENT ASSETS 
Trade and other receivables 
Cash and cash equivalents 

TOTAL ASSETS 

EQUITY AND LIABILITIES 
Share capital 
Share premium 
Loan note equity reserve 
Share option and warrant reserve 
Retained earnings 

CURRENT LIABILITIES 
Trade and other payables 

TOTAL CURRENT LIABILITIES 

NON-CURRENT LIABILITIES 
Borrowings  

TOTAL NON-CURRENT LIABILITIES 

TOTAL LIABILITIES 

TOTAL EQUITY AND LIABILITIES 

Notes 

2014 
£ 

2013 
£ 

12 

13 

14 
15 

16 
16 

17 

18 

631,978 

100,000 

— 

— 

631,978 

100,000 

301,056 
434,274 

50,912 
146,817 

735,330 

197,729 

1,367,308 

297,729 

1,310,613 
7,563,193 
53,624 
797,773 
(8,781,572) 

1,303,746 
6,646,376 
29,341 
797,773 
(8,752,553) 

943,631 

24,683 

162,763 

162,763 

260,914 

260,914 

423,677 

118,293 

118,293 

154,753 

154,753 

273,046 

1,367,308 

297,729 

The financial statements were approved and authorised for issue by the Board of Directors on 9 February 2015 and were 
signed on its behalf by: 

Angus Forrest 
Director 

Company number 05131386 

The accompanying accounting policies and notes are an integral part of these financial statements. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
17 

TERN PLC 

STATEMENT OF CHANGES IN EQUITY 
FOR THE YEAR ENDED 31 DECEMBER 2014 

Share 

capital 
£ 

Share 

premium 
£ 

Loan note 
equity 

Option and 
warrant 

reserve 
£ 

reserve 
£ 

Retained 

earnings 
£ 

Total 

equity 
£ 

Balance at 31 December 2012 

1,296,607 

6,004,030 

25,274 

795,699 

(9,013,782) 

(892,172)

Total comprehensive income 

— 

— 

Transactions with owners  

Issue of share capital  

7,139 

692,096 

Share issue costs 
Transfer on redemption of 
convertible loan notes 

Issue of convertible loan notes 

Share based payments 

— 

— 

— 

— 

(49,750) 

— 

— 

— 

— 

— 

— 

(25,274) 

29,341 

— 

— 

— 

— 

— 

— 

2,074 

235,955 

235,955 

— 

— 

25,274 

— 

— 

699,235 

(49,750)

— 

29,341 

2,074 

Balance at 31 December 2013 

1,303,746 

6,646,376 

29,341 

797,773 

(8,752,553) 

24,683 

Total comprehensive income 

— 

— 

Transactions with owners 

Issue of share capital  

6,867 

952,685 

Share issue costs 
Transfer on conversion of 
convertible loan notes 

Issue of convertible loan notes 

— 

— 

— 

(35,868) 

— 

— 

(24,676) 

48,959 

— 

— 

— 

— 

— 

— 

— 

— 

(53,695) 

(53,695)

— 

— 

24,676 

— 

959,552 

(35,868)

— 

48,959 

Balance at 31 December 2014 

1,310,613 

7,563,193 

53,624 

797,773 

(8,781,572) 

943,631 

SHARE CAPITAL 
The amount subscribed for shares at nominal value. 

SHARE PREMIUM 
This represents the excess of the amount subscribed for share capital over the nominal value of the respective shares net of share 
issue expenses. 

LOAN NOTE EQUITY RESERVE 
This represents the equity component of convertible loans issued 

OPTION AND WARRANT RESERVE 
This represents the calculated value of the options and warrants issued 

RETAINED EARNINGS 
Cumulative loss of the Company. 

The accompanying accounting policies and notes are an integral part of these financial statements. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
 
 
 
 
 
18 

TERN PLC 

STATEMENT OF CASH FLOWS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

OPERATING ACTIVITIES 

Net cash used in operations 

INVESTING ACTIVITIES 

Purchase of investments 

Investment in joint venture 

Investment in subsidiary undertaking 

Net cash used in investing activities 

FINANCING ACTIVITIES 

Net proceeds on issues of shares 

Share issue expenses 

Proceeds from issue of convertible loan notes 

Interest received 

Net cash from financing activities 

Increase in cash and cash equivalents  

Cash and cash equivalents at beginning of year  

Cash and cash equivalents at end of year  

Notes 

2014 
£ 

2013
£

21 

(326,328) 

(320,548) 

(407,952) 

(100,000) 

— 

— 

(407,952) 

— 

(120,487) 

(220,487) 

757,500 

(35,868) 

300,000 

105 

518,354 

(49,750) 

200,000 

— 

1,021,737 

668,604 

287,457 
146,817 

434,274 

127,569 
19,248 

146,817 

The accompanying accounting policies and notes are an integral part of these financial statements. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
19 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

1. 

ACCOUNTING POLICIES 
The principal accounting policies adopted in the preparation of these financial statements are set out below. 

1.1 

GENERAL INFORMATION 

Tern plc is an investment company specialising in private IT companies, predominantly in the cloud and mobile 
sectors. 

The Company is a public limited company, incorporated in England and Wales, with its shares traded on AIM, a 
market of that name operated by the London Stock Exchange. 

The address of Tern’s registered office is 9 Catherine Place, London, SW1E 6DX.  Items included in the financial 
statements  of  the  Company  are  measured  in  Pound  Sterling,  which  is  the  Company’s  presentational  and 
functional currency. 

1.2 

BASIS OF PREPARATION 

The  financial  statements  of  the  Company  have  been  prepared  in  accordance  with  International  Financial 
Reporting  Standards  (IFRSs).    The  financial  statements  have  also  been  prepared  in  accordance  with  IFRSs 
adopted by the European Union (EU) and therefore the financial statements comply with Article 4 of the EU IAS 
Regulation.  

IFRS  is  subject  to  amendment  and  interpretation  by  the  International  Accounting  Standards  Board  (IASB)  and 
the  International  Financial  Reporting  Interpretations  Committee  (IFRIC)  and  there  is  an  ongoing  process  of 
review  and  endorsement  by  the  European  Commission.  The  financial  statements  have  been  prepared  on  the 
basis of the recognition and measurement principles of IFRS that were applicable at 31 December 2014. 

The preparation of financial statements in conformity with generally accepted accounting principles requires the 
use  of  estimates  and  assumptions  that  affect  the  reported  amounts  of  assets  and  liabilities  at  the  date  of  the 
financial statements and the reported amounts of revenues and expenses during the reporting period. Although 
these estimates are based on management's best knowledge of the amount, event or actions, actual results may 
ultimately differ from those estimates. 

The financial statements have been prepared on the historical cost basis.  Historical cost is generally based on 
the  fair  value  of  the  consideration  given  in  exchange  for  the  assets.    The  principal  accounting  policies  set  out 
below have been consistently applied to all periods presented, except where stated. 

1.3 

CHANGE OF ACCOUNTING POLICY 

The Company has adopted “Investment Entities (Amendments to IFRS 10, IFRS 12, and IAS 27)” issued by the 
International Accounting Standards Board in October 2012 and effective for accounting periods beginning on or 
after  1  January  2014.  The  effect  of  this  accounting  policy  change  is  that  the  Company’s  investments  which 
previously  were  all  classified  and  designated  as  available  for  sale  are  classified  as  held  for  trading  and 
designated  as  at  fair  value  through  profit  or  loss.    As  a  result  unrealised  fair  value  gains  on  investments  are 
disclosed in the income statement rather than in other comprehensive income. 

No  adjustments  to  the  income  statement  or  statement  of  financial  position  for  2013  have  been  required  in 
accordance  with  IAS  8  ‘Accounting  Policies,  Changes  in  Accounting  Estimates  and  Errors’  as  a  result  of  the 
change in accounting policy. 

Under  IFRS  10  the  investments  held  by  the  Company,  which  otherwise  would  either  be  accounted  for  as 
associated undertakings or consolidated as subsidiary undertakings, have been classified as investment entities. 
As a result they are not accounted for as associates or consolidated as subsidiaries, and are instead held at fair 
value.  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
20 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

1. 

1.4 

ACCOUNTING POLICIES (continued) 

GOING CONCERN 

The financial statements have been prepared on the going concern basis.  

In  determining  the  appropriate  basis  of  preparation  of  the  financial  statements,  the  Directors  have  considered 
whether the Company can continue in operational existence for the foreseeable future.  The Company has cash 
resources of £434,274 and net current assets of £572,567, and the Directors have indicated that in respect of the 
convertible shareholder loans which, if not converted, are due for repayment on 1 January 2016 they will agree 
to extend the repayment date. They have prepared cash flow forecasts through to 31 March 2016, which show 
that the Company will have sufficient available cash resources to provide for its future requirements.  In preparing 
their  forecasts  they  have  given  due  regard  to  the  risks  and  uncertainties  affecting  the  business  as  set  out  in  the 
Strategic Report and the liquidity risk disclosed in note 2.1, and they have made the following key assumption that:  

no new investment will be undertaken by the Company unless sufficient funding is in place 

• 
On  this  basis,  the  Directors  have  a  reasonable  expectation  that  the  Company  has  adequate  resources  to 
continue operating for the foreseeable future.  For this reason they continue to adopt the going concern basis in 
preparing the Company’s financial statements. 

1.5 

STATEMENT OF COMPLIANCE 

Issued International Financial Reporting Standards (IFRS) and Interpretations (IFRICS) relevant to Group 
operations 

There are no IFRS or IFRIC interpretations that are effective for the first time in this financial period that would be 
expected to have a material impact on the Company. 

Standards, interpretations and amendments to published standards that are not yet effective 

There  are  no  other  IFRS  or  IFRIC  interpretations  that  are  not  yet  effective  that  would  be  expected  to  have  a 
material impact on the Company. 

1.6 

REVENUE 

Revenue is recognised, as amounts are invoiced, earned and become payable, with adjustment for any amount 
that is considered uncollectable.  In the event that revenues are invoiced for services to be rendered in respect of 
a future period, the revenues are apportioned. 

1.7 

TAXATION 

The charge for current tax is based on the results for the period as adjusted for items which are non-assessable 
or disallowed. It is calculated using rates that have been enacted or substantively enacted by the balance sheet 
date. 

Deferred tax is accounted for using the balance sheet liability method in respect of temporary differences arising 
from  differences  between  the  carrying  amount  of  assets  and  liabilities  in  the  financial  statements  and  the 
corresponding  tax  basis  used  in  the  computation  of  taxable  profit.  In  principle,  deferred  tax  liabilities  are 
recognised  for  all  taxable  temporary  differences  and  deferred  tax  assets  are  recognised  to  the  extent  that  it  is 
probable  that  taxable  profits  will  be  available  against  which  deductible  temporary  differences  can  be  utilised. 
Such  assets  and  liabilities  are  not  recognised  if  the  temporary  difference  arises  from  goodwill  (or  negative 
goodwill) or from the initial recognition (other than in a business combination) of other assets and liabilities in a 
transaction which affects neither the tax profit nor the accounting profit. 

Deferred  tax  liabilities  are  recognised  for  taxable  temporary  differences  arising  on  investments  in  subsidiaries 
and  associates, and  interest  in joint ventures, except where the  Company is able to control the reversal of the 
temporary difference and it is probable that the temporary difference will not reverse in the foreseeable future. 

Deferred tax is calculated at the rates that are expected to apply when the asset or liability is settled. Deferred 
tax is charged or credited in the income statement, except when it relates to items credited or charged directly to 
equity, in which case the deferred tax is also dealt with in equity. 

Deferred  tax  assets  and  liabilities  are  offset  when  they  relate  to  income  taxes  levied  by  the  same  taxation 
authority and the Company intends to settle its current tax assets and liabilities on a net basis. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
21 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

1. 

1.8 

ACCOUNTING POLICIES (continued) 

FINANCIAL ASSETS 

The Company classifies its financial instruments in the following categories: at fair value through profit or loss, 
held to maturity, loans and receivables, and available-for-sale. The classification depends on the purpose for 
which  the  financial  instrument  was  acquired.  Management  determines  the  classification  of  its  financial 
instruments at initial recognition and re-evaluates this designation at each financial period end. 

When financial assets are recognised initially, they are measured at fair value, being the transaction price plus 
directly attributable transaction costs. 

Investments held for trading 
All investments determined upon initial recognition as held at fair value through profit or loss were designated 
as investments held for trading.  Investment transactions are accounted for on a trade date basis.  Asset sales 
are  recognised  at  the  trade  date  of  the  disposal.  Assets  are  sold  at  their  fair  value,  which  comprises  the 
proceeds  of  sale  less  any  transaction  cost. The  fair  value  of  the  financial  instruments  in  the  balance  sheet  is 
based on the quoted bid price at the balance sheet date, with no deduction for any estimated future selling cost. 
Unquoted  investments  are  valued  by  the  directors  using  primary  valuation  techniques  such  as  recent 
transactions, last price and net asset value. Changes in the fair value of investments held at fair value through 
profit or loss  and gains  and  losses on disposal are recognised  in the statement of comprehensive income  as 
“Net  gains  on  investments”.  Investments  are  initially  measured  at  fair  value  plus  incidental  acquisition  costs. 
Subsequently, they are measured at fair value in accordance with IAS 39. This is either the bid price or the last 
traded price, depending on the convention of the exchange on which the investment is quoted. 

The Company determines the fair value of its Investments based on the following hierarchy: 

LEVEL  1  –  Where  financial  instruments  are  traded  in  active  financial  markets,  fair  value  is  determined  by 
reference  to  the  appropriate  quoted  market  price  at  the  reporting  date.  Active  markets  are  those  in  which 
transactions occur in significant frequency and volume to provide pricing information on an on-going basis.  

LEVEL 2 – If there is no active market, fair value is established using valuation techniques, including discounted 
cash  flow  models.  The  inputs  to  these  models  are  taken  from  observable  market  data  including  recent  arm’s 
length market transactions, and comparisons to the current fair value of similar instruments; but where this is 
not feasible, inputs such as liquidity risk, credit risk and volatility are used.  

LEVEL 3 – Valuations in this level are those with inputs that are not based on observable market data. 

Loans and receivables 

Loans  and  receivables  are  non-derivative  financial  assets  with  fixed  or  determinable  payments  that  are  not 
quoted in an active market, do not qualify as trading assets and have not been designated as either fair value 
through profit or loss or available-for-sale. Such assets are carried at amortised cost using the effective interest 
rate  method.  Gains  and  losses  are  recognised  in  the  Income  Statement  when  the  loans  and  receivables  are 
derecognised or impaired, as well as through the amortisation process, 

1.9 

IMPAIRMENT OF FINANCIAL ASSETS 

Assets carried at cost 
If there is objective evidence that an impairment loss on an unquoted equity instrument that is not carried at fair 
value because its fair value cannot be reliably measured, has been incurred, the amount of the loss is measured 
as  the  difference  between  the  asset's  carrying  amount  and  the  present  value  of  estimated  future  cash  flows 
discounted at the current market rate of return for a similar financial asset. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
22 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

1. 

1.9 

ACCOUNTING POLICIES (continued) 

IMPAIRMENT OF FINANCIAL ASSETS (continued) 
Assets carried at amortised cost 
If  there  is  objective  evidence  that  an  impairment  loss  on  loans  and  receivables  carried  at  amortised  cost  has 
been incurred, the amount of the loss is measured as the difference between the asset's carrying amount and 
the  present  value  of  estimated  future  cash  flows  discounted  at  the  financial  asset's  original  effective  interest 
rate.  The  carrying  amount  of  the  asset  is  reduced,  with  the  amount  of  the  loss  recognised  in  administration 
costs.  
If  in  a  subsequent  period,  the  amount  of  the  impairment  loss  decreases  and  the  decrease  can  be  related 
objectively  to  an  event  occurring  after  the  impairment  charge  was  recognised,  the  previously  recognised 
impairment  loss  is  reversed.  Any  subsequent  reversal  of  an  impairment  loss  is  recognised  in  the  income 
statement, to the extent that the carrying value of the asset does not exceed its amortised cost at the reversal 
date. 

1.10 

TRADE RECEIVABLES 

Trade receivables are recognised initially at fair value less provision for impairment. A provision for impairment of 
trade receivables is established when there is objective evidence that the Company will not be able to collect all 
amounts due according to the original terms of receivables. The amount of the provision is the difference between 
the  asset's  carrying  amount  and  the  present  value  of  estimated  future  cash  flows  discounted  at  the  effective 
interest rate. The amount of the provision is recognised in the income statement. 

1.11 

CASH AND CASH EQUIVALENTS 

Cash and cash equivalents are carried in the balance sheet at cost. Cash and cash equivalents comprise cash in 
hand,  deposits  held at  call  with banks, other  short term  highly liquid investments  with  original maturities  of three 
months  or  less  and  bank  overdrafts.  Bank  overdrafts  are  included  within  borrowings  in  current  liabilities  on  the 
balance sheet. 

1.12 

TRADE PAYABLES 

Trade  payables  are initially measured  at fair  value and  are  subsequently  measured  at  amortised cost,  using the 
effective interest rate method. 

1.13 

EQUITY INSTRUMENTS 

Equity instruments are recorded at the proceeds received net of direct issue costs. 

1.14 

CONVERTIBLE LOANS 

Convertible  loans  are  accounted  for  as  compound  instruments.    The  fair  value  of  the  liability  portion  of  the 
convertible loan notes is determined using a market interest rate for an equivalent non-convertible loan note.  This 
amount is recorded as a liability on an amortised cost basis until extinguished on conversion or maturity of the loan 
notes.  The remainder of the proceeds is allocated to the conversion option, which is recognised and included in 
shareholders’ equity, net of tax effects, and is not subsequently re-measured.  

1.15   SHARE BASED PAYMENTS 

All share based payments are accounted for in accordance with IFRS 2 – “Share-based payments”. The Company 
issues equity-settled share based payments in the form of share options to certain directors and employees. Equity 
settled  share  based  payments  are  measured  at  fair  value  at  the  date  of  grant.  The  fair  value  determined  at  the 
grant  date  of  equity-settled  share  based  payments  is  expensed  on  a  straight  line  basis  over  the  vesting  period, 
based on the Company’s estimate of shares that will eventually vest. 
Fair  value  is  estimated  using  the  Black-Scholes  valuation  model.  The  expected  life  used  in  the  model  has  been 
adjusted, on the basis of management’s best estimate for the effects of non-transferability, exercise restrictions and 
behavioural considerations.  At each balance sheet date, the Company revises its estimate of the number of equity 
instruments expected to vest as a result of the effect of non-market based vesting conditions.  The impact of the 
revision of the original estimates, if any, is recognised in profit or loss such that the cumulative expense reflects the 
revised estimate, with a corresponding adjustment to retained earnings. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
23 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

2.  

FINANCIAL RISK MANAGEMENT 

The Company uses a limited number of financial instruments, comprising cash, short-term deposits, loans and 
overdrafts and various items such as trade receivables and payables, which arise directly from operations. The 
Company does not trade in financial instruments. 

2.1 

FINANCIAL RISK FACTORS 

The  Company’s  financial  instruments  comprise  its  investment  portfolio,  cash  balances,  debtors  and  creditors 
that  arise  directly  from  its  operations  and  derivative  instruments.  The  Company  is  exposed  to  market  risk 
through the use of financial instruments and specifically to liquidity risk, market price risk and credit risk, which 
result from the Company’s operating activities.  

The Board’s policy for managing these risks is summarised below. 

Liquidity risk 

The Company makes investments in private companies for the Medium term. The Company manages this risk 
by  holding  cash  to  support  its  investments  and  for  working  capital.    The  Company  has  no  borrowings,  save 
loans  from  the  directors.    Whilst  the  Company  has  no  quoted  investments  at  present,  if  it  holds  such 
investments these may be sold to meet the Company’s funding requirements.. 

As the Company has no significant interest  bearing assets, the Company's income and operating cash flows 
are substantially independent of changes in market interest rates. 

The following table shows the contractual maturities of the Company's financial liabilities, including repayments 
of both principal and interest where applicable. 

As at 31 December 2014 

6 months or less 
1 to 2 years 

Total contractual cash flows 

Market price risk 

Trade and  
other Payables  
£ 

116,755 
— 

116,755 

Convertible 
 Loans 
£ 

— 
260,914 

260,914 

Total 
£ 

116,755 
260,914 

277,669 

When the Company owns quoted investments it will be exposed to market price risk as shown by movements 
in the value of its equity investments.  Any such risk will be regularly monitored by the Directors. 

Credit risk 

The Company’s primary credit risk arises from cash and cash equivalents and deposits with banks and other 
financial institutions. The credit risk on liquid funds is limited because the  counterparties  are banks with high 
credit ratings assigned by international credit-rating agencies. 

2.2 

CAPITAL RISK MANAGEMENT 
The  Company’s  objectives  when  managing  capital  are  to  safeguard  the  Company’s  ability  to  continue  as  a 
going concern in order to provide returns for shareholders, benefits for other stakeholders and to maintain an 
optimal capital structure to reduce the cost of capital.  

The Company  monitors capital on the basis of carrying amount of equity, less cash and cash equivalents as 
presented on the face of the Statement of Financial Position. In order to maintain or adjust the capital structure, 
the Company  may adjust the amount of dividends paid to  shareholders, return capital to shareholders,  issue 
new shares or sell assets to reduce debt. 

2.3 

FAIR VALUE ESTIMATION 

The  nominal  value  less  impairment  provision  of  trade  receivables  and  payables  is  assumed  to  approximate 
their  fair  values.  The  fair  value  of  financial  liabilities  for  disclosure  purposes  is  estimated  by  discounting  the 
future  contractual  cash  flows  at  the  current  market  interest  rate  that  is  available  to  the  Company  for  similar 
financial instruments. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
24 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

3.  

CRITICAL ACCOUNTING ESTIMATES AND JUDGEMENTS 
Estimates and judgements are continually evaluated and are based on historical experience and other factors, 
including expectations of future events that are believed to be reasonable under the circumstances. 

The  Company  makes  estimates  and  assumptions  concerning  the  future.  The  resulting  accounting  estimates 
will, by definition, rarely equal the related actual results. The estimates and assumptions that have a significant 
risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next financial 
year are outlined below. 

Income taxes 
Judgement is required in determining the Company's provision for income tax.  Where the final tax outcome is 
different from the amounts that were initially recorded, the differences will impact the income tax and deferred 
tax provisions in the period in which such determination is made. 

Fair value of financial instruments 
The  Company  holds  investments  that  have  been  designated  as  held  for  trading  on  initial  recognition.  Where 
practicable the Company determines the fair value of these financial instruments that are not quoted (Level 3), 
using the most recent bid price at which a transaction has been carried out. These techniques are significantly 
affected  by  certain  key  assumptions,  such  as  market  liquidity.    Other  valuation  methodologies  such  as 
discounted cash flow analysis assess estimates of future cash flows and it is important to recognise that in that 
regard,  the  derived  fair  value  estimates  cannot  always  be  substantiated  by  comparison  with  independent 
markets and, in many cases, may not be capable of being realised immediately. 

Share based payments 
The calculation of the fair value of equity-settled share based awards and the resulting charge to the statement 
of  comprehensive  income  requires  assumptions  to  be  made  regarding  future  events  and  market  conditions. 
These  assumptions  include  the  future  volatility  of  the  Company’s  share  price.  These  assumptions  are  then 
applied  to  a  recognised  valuation  model  in  order  to  calculate  the  fair  value  of  the  awards.  Details  of  these 
assumptions are set out in Note 19. 

4.  

SEGMENTAL REPORTING 

The  accounting  policy  for  identifying  segments  is  based  on  internal  management  reporting  information  that  is 
regularly reviewed by the chief operating decision maker, which is identified as the Board of Directors. 

In  identifying  its  operating  segments,  management  generally  follows  the  Company's  service  lines  which 
represent the main products and services provided by the Company. The Directors believe that the Company’s 
continuing investment operations comprise one segment. 

5.  

EXCEPTIONAL ITEM 

Credit arising on CVA (see note below) 

 2014 
£ 

— 

— 

 2013 
£ 

1,005,209 

1,005,209 

Note - Until August 2013 the Company operated as an oil and gas investment company, these interests were 
sold in August 2013, and it entered a Company Voluntary Arrangement (“CVA”), as part of a reorganisation to 
become  an  IT  investment  company,  run  by  new  directors.    It  was  agreed  that  the  equivalent  of  3,454,507 
shares  of  0.02p  post  the  November  2013  share  consolidation  would  be  issued  in  settlement  of  all  amounts 
claimed in the CVA.  The CVA was completed on 27 December 2013. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
25 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

6. 

STAFF COSTS 
Staff costs for the Company during the period, including directors 

Wages and salaries 

Compensation for loss of office 

Pension payments 

Other benefits 

Share based payment expense 

Social security costs 

Total staff costs 

2014 
£ 

— 

— 

— 

— 

— 

— 

— 

2013 
£ 

98,930 

— 

5,250 

— 

— 

10,237 

114,417 

The average number of people (including executive directors) employed by the Company during the period was: 

Head office and administration 

Total staff 

2014 
No 

4 

4 

2013 
No 

2 

2 

DIRECTORS' AND REMUNERATION 
Other than directors the Company had no employees.  Total remuneration paid to directors during the period 
was as follows: 

Directors' remuneration 
  - Salaries and benefits 
  - Consultancy fees 

  Total directors' remuneration 

  Total emoluments of the highest paid director were 

2014 
£ 

2013 
£ 

— 
— 

— 

— 

104,180 
— 

104,180 

63,180 

A  summary  of  remuneration  paid  to  each  director,  including  pension  payments,  is  included  in  the  Report  on 
Directors’ remuneration (page 12). 

7. 

OPERATING (LOSS)/PROFIT 

(Loss)/profit from operations has been arrived at after charging: 
Remuneration of directors and staff 
Share-based payment expense 
Provision for doubtful debts 
Auditor’s remuneration 
- Audit services 

2014 
£ 

— 
— 
— 

2013 
£ 

104,180 
2,704 
80,000 

12,000 

12,000 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
26 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

8. 

FINANCE COSTS 

Interest charge in respect of shareholder convertible loan notes 

Interest charge in respect of other convertible loan notes 

9. 

TAXATION 

Current tax 
Under/(over) provision from prior period 

  Taxation attributable to the Company 

2014 
£ 

33,146 

— 

2013 
£ 

6,068 

122,503 

33,146 

128,571 

2014 
£ 

— 
— 

— 

2013 
£ 

— 
— 

— 

Domestic  income  tax  is  calculated  at  20%  (2013:  20%)  of  the  estimated  assessable  profit  for  the  period.  The
charge for the period can be reconciled to the profit per the income statement as follows: 

Profit/(Loss) before tax 

Tax at the domestic income tax rate 

Expenses not deductible for tax purposes 

Brought forward tax losses used 

Unutilised tax losses 

Tax (credit)/expense 

2014 
£ 

2013 
£ 

(53,695) 

235,955 

(10,739) 

1,507 

— 

9,232 

— 

47,191 

11,050 

(58,241) 

— 

— 

The  Company  has  unutilised  losses  of  approximately  £5,240,000  (2013:  £5,200,000).    The  Company  has  not 
recognised  a  deferred  tax  asset  in  respect  of  these  losses  as  there  is  insufficient  evidence  of  future  taxable
profits.  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
27 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

10.  LOSS ARISING ON DISPOSAL OF SUBSIDIARY OPERATIONS  

In August 2013 the Company disposed of its subsidiary and the assets and liabilities associated with its oil and 
gas exploration and production operations. (see Note 13) 

The results of the operations, associated with its subsidiary company activities, and the loss on disposal included 
in the income statement are as follows:  

Administration expenses 

Provision for impairment 

Loss before tax 

Tax 

Loss after tax 

Assets disposed of 

Liabilities disposed of 

Loss on disposal of discontinued operations 

Overall loss attributable to subsidiary operations disposed of 

11. 

EARNINGS PER SHARE 

2014 
£ 

— 

— 

— 

— 

— 

— 

— 

— 

— 

2013 
£ 

(25,720) 

— 

(25,720) 

— 

(25,720) 

(238,610) 

157,830 

(80,780) 

(106,500) 

2014 
£ 

2013 
£ 

(Loss)/profit for the purposes of basic and fully diluted earnings per share 

(53,695) 

235,955 

Weighted average number of ordinary shares: 
For calculation of basic earnings per share 
For calculation of fully diluted earnings per share (see note below) 

Earnings per share: 

Basic (loss)/profit per share 

Fully diluted (loss)/profit per share (see note below) 

2014 
Number 

2013 
Number 

16,142,804 
16,142,804 

4,679,305 
6,119,657 

2013 

2013 

(0.3 pence) 

5.0 pence 

(0.3 pence) 

3.8 pence 

Note.  The fully diluted loss per share for 2014 is the same as the basic loss per share as the loss for the year 
has an anti-dilutive effect on earnings per share. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
28 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

12. 

INVESTMENTS HELD FOR TRADING 

Cost of investments brought forward 

Additions 

Cost of investments carried forward 

Fair value adjustment to investments 

Fair value of investments carried forward 

2014 

£ 

100,000 

2013 

£ 

— 

431,978 

100,000 

531,978 

100,000 

100,000 

— 

631,978 

100,000 

All the investments held by the company are Level 3 investments as defined in Note 1.8  

13. 

INVESTMENT IN SUBSIDIARY UNDERTAKING 

In  August  2013  the  Company  entered  into  an  agreement  to  sell  its  subsidiary  company,  Silvermere  Energy 
LLC,  in  which  all  the  Group’s  oil  and  gas  assets  are  held,  to  the  operator  in  full  and  final  settlement  of  all 
monies owed between the parties and of any future liabilities. (see Note 10) 

Investment in subsidiary undertaking brought forward 
Payments to the operator of the JOA on behalf of Silvermere Energy LLC 
Amount due under the JOA at start of year 
Amount due under the JOA at date of disposal 

Disposal of subsidiary undertaking 

Investment in subsidiary undertaking carried forward 

14. 

TRADE AND OTHER RECEIVABLES  

Other receivables (see note below) 

Prepaid expenses 

Total 

2014 

£ 

— 
— 
— 
— 
— 
— 

2014 

£ 

284,170 

16,886 

301,056 

2013 

£ 

207,771 
120,487 
(247,478)
157,830 

(238,610)

— 

2013 

£ 

33,486 

17,426 

50,912 

Note:  Other  receivables  includes  an  amount  of  £278,350  held  in  an  escrow  account  in  respect  of  share 
subscriptions which was transferred to the Company on 5 January 2015. 

The directors consider that the carrying amount of trade and other receivables approximates to their fair value. 

The other classes within trade and other receivables do not contain impaired assets. 

The  maximum  exposure  to  credit  risk  at  the  reporting  date  is  the  fair  value  of  each  class  of  receivable 
mentioned above. The Company does not hold any collateral as security. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
29 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

15. 

CASH AND CASH EQUIVALENTS  

Cash at bank and on hand 

16. 

ISSUED SHARE CAPITAL  

ISSUED AND FULLY PAID: 

At 31 December 2013 

Ordinary shares of £0.0002 

Deferred shares of £29.999 

Deferred shares of £0.00099 

2014 

£ 

2013 

£ 

434,274 

146,817 

Number of 
shares 
No. 

Nominal 
value 
£ 

Share 
premium 
£ 

10,891,700 

2,178 

42,247 

1,267,368 

34,545,072 

34,200 

Ordinary shares issued for cash 

Ordinary shares issued as consideration for acquisition of 
Cryptosoft Ltd 

Ordinary shares issued on conversion of loan stock 

22,672,222 

1,922,066 

9,742,539 

1,303,746 
4,534 

6,646,376 
752,966 

385 

1,948 

23,641 

176,078 

(35,868) 

1,310,613 

7,563,193 

45,228,527 

9,045 

42,247 

1,267,368 

34,545,072 

34,200 

1,310,613 

7,563,193 

Share issue expenses 

At 31 December 2014 

Ordinary shares of £0.0002 

Deferred shares of £29.999 

Deferred shares of £0.00099 

On  15  September  2014,  1,922,066  ordinary  shares  of  0.02p  were  issued  at  1.25p  as  consideration  for  the 
acquisition of the equity of Cryptosoft Limited. 

On  17  September  2014,  6,800,000  ordinary  shares  of  0.02p  were  issued  at  1.25p  per  share  for  cash  as  the 
result of a private placing, raising £85,000 before expenses.  On the same date 3,294,126 ordinary shares of 
0.02p were issued to directors of the Company on the conversion of loan stock; of the shares issued 2,400,000 
were issued at 1.25p per share and 894,126 shares were issued at 2.016p per share. 

On 25 November 2014, 12,600,000 ordinary shares of 0.02p were issued at 3p per share for cash as the result 
of a private placing, raising £378,000 before expenses.  On the same date 4,464,287 ordinary shares of 0.02p 
were issued to directors of the Company on the conversion of loan stock at 2.016p per share. 

On 24 December 2014, 3,272,222 ordinary shares of 0.02p were issued at 9p per share for cash as the result of 
a  private  placing,  raising  £294,500  before  expenses.    On  the  same  date  1,984,126  ordinary  shares  of  0.02p 
were issued to directors of the Company on the conversion of loan stock at 2.016p per share. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
30 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

17. 

TRADE AND OTHER PAYABLES 

Trade payables 
Amount to be invested in Cryptosoft 
Accruals 

Total 

2014 
£ 

16,755 
100,000 
46,008 

162,763 

2013 
£ 

36,133 
- 
82,160 

118,293 

The directors consider that the carrying amount of trade payables approximates to their fair value. 

18. 

BORROWINGS  
SHAREHOLDER LOANS 

On 16 August 2013 the Company entered into an agreement for the issue of £200,000 convertible loan notes  
repayable on 1 January 2015 if not converted prior to that date.  The Shareholder Loans are interest free and 
unsecured and may be converted at 2.016p per share at any time prior to the redemption date.  The ordinary 
shares to be issued on conversion (assuming full conversion) would amount to 9,920,634 ordinary shares.  On 
4  November  2013,  £21,974  of  the  Shareholder  Loans  was  converted  into  1,090,000  ordinary  shares.    During 
2014, £148,026 was converted into 7,342,834 ordinary shares.  In December 2014 the repayment date for the 
balance of the loan outstanding was extended to 1 January 2016. 

On  30  July  2014  the  Company  issued  a  convertible  loan  note  for  £100,000,  interest  free  and  repayable  on  1 
January 2016.  The loan is convertible at 1.25p per share at any time prior to the redemption date.  The ordinary 
shares to be issued on conversion (assuming full conversion) would amount to 8,000,000 ordinary shares.  On 
17 September 2014, £30,000 of the loan was converted into 2,400,000 shares. 

On 17 September 2014 the Company issued £200,000 convertible loan notes, interest free and repayable on 1 
January 2016.  The loan is convertible at 1.25p per share at any time prior to the redemption date.  The ordinary 
shares to be issued on conversion (assuming full conversion) would amount to 16,000,000 ordinary shares. 

The net proceeds from the issue of the Shareholder Loans have been split between the liability element and an 
equity component, representing the fair value of the embedded option to convert the liability into equity of the 
Company. 

Liability brought forward 

Convertible loan notes issued 

Equity component of loan notes issued 

Adjustment to equity component on extension of convertible loan 

Loan notes converted 

Interest charge 

Liability at 31 December 2014 

LOAN MATURITY ANALYSIS 

Non-current liabilities - More than one year, but not more than five years 

2014 
£ 

154,753 

300,000 

(46,223) 

(2,736) 

(178,026) 

33,146 

2013 
£ 

— 

200,000 

(29,341) 

— 

(21,974) 

6,068 

260,914 

154,753 

2014 
£ 

260,914 

260,914 

2013 
£ 

154,753 

154,753 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
31 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

18. 

BORROWINGS (continued) 

OTHER CONVERTIBLE LOANS 

Liability brought forward 
Interest charge 

Settled through the CVA 

Liability carried forward 

19. 

WARRANTS 

2014 
£ 

— 
— 

— 

— 

2013 
£ 

659,105 
122,503 

(781,608) 

— 

WARRANTS 
On  19  August  2013,  a  warrant  was  issued  to  a  professional  adviser  as  part  of  their  fees,  over  1.5%  of  the 
Company’s share capital from time to time, exercisable at 4.6p per share at any time within 3 years of the date 
of issue.  At 31 December 2013, 1.5% of the share capital of the Company represented 163,375 shares, which 
increased  by  515,052  shares  to  678,427  shares  at  31  December  2014.    It  has  been  agreed  that  no  further 
warrants will be issued pursuant to this agreement. 

On 15 September 2014, 396,302 warrants were issued to the vendor of Cryptosoft Ltd, exercisable at any time 
prior  to  12  September  2017.  198,151  of  the  warrants  are  exercisable  at  2p  per  share  and  198,151  are 
exercisable at 4p per share.  The estimated fair value of these warrants at the date of issue is not considered 
material. 

On 25 November 2014, 1,260,000 warrants were issued on a one for ten basis to subscribers to the placing for 
12,600,000 shares at 3p per share on that date.  The warrants are exercisable at 3p per share at any time prior 
to 3 December 2017. 

The  estimated  fair  value  of  the  warrants  issued  in  2013  was  calculated  by  applying  the  Black-Scholes  option 
pricing model. The assumptions used in the calculation were as follows: 

Share price at date of grant  
Exercise price 
Expected volatility 
Expected dividend  
Contractual life 
Risk free rate 
Estimated fair value of each warrant 

4.6 pence 
4.6 pence 
50% 
Nil 
3 years from vesting date 
2.5% 
1.66 pence 

A total share based payment charge of £2,704 was expensed in 2013 in respect of the warrants issued. 

The number of warrants outstanding at 31 December 2014 was as follows: 

Date of 
issue 

31.08.11 
16.08.13 
12.09.14 
12.09.14 
25.11.14 

At 31 Dec 
2013

Issued 

Exercised 

Lapsed 

5,000
163,375
—
—
—
168,375

— 
515,052 
198,151 
198,151 
1,260,000 
2,171,354 

— 
— 
— 
— 
— 
— 

5,000
—
—
—
—
5,000

At 31 Dec 
2014

—
678,427
198,151
198,151
1,260,000
2,334,729

Exercise 
 Price per 
share 
600p 
4.6p 
2.0p 
4.0p 
3.0p 

Exercisable 
on or before 

31.08.14 
16.08.16 
12.09.17 
12.09.17 
3.12.17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
32 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

20. 

RELATED PARTY TRANSACTIONS 

 At  the  year-end  £25,000  was  owed  to  Talisman  Ventures  Limited  in  respect  of  amounts  invoiced  to  the 
Company in 2013.  Angus Forrest is a director and controlling shareholder of Talisman Ventures Limited.  

In August 2013 £200,000 was advanced, interest free, to the Company by the Directors by way of convertible 
loans.  A further £300,000 was advanced by the Directors by way of interest free convertible loans in 2014.  At 
31  December  2014  the  balance  of  loans  unconverted  was  £260,914,  plus  an  additional  £39,086  relating  to 
equity (2013: £178,026) 

Cryptosoft Limited, a company in which Tern has a controlling shareholding, is also considered a related party.  
During  the  year  Tern  invoiced  Cryptosoft  £36,000  (2013:  £nil)  in  respect  of  management  services  and 
expenses.  At the year-end Tern was owed £nil by Cryptosoft. 

21. 

CASH FLOW FROM OPERATIONS 

(Loss)/profit for the year 

Adjustments for items not included in cash flow: 

  Movement in fair value of investments 
  Share-based payment expense 
  Shares issued in settlement of fees and remuneration 
  Loss on disposal of subsidiary undertaking 
  Finance expense 
  Finance income 
  Credit arising on CVA 

2014 

£ 

2013 

£ 

(53,695) 

235,955 

(100,000) 

— 
— 

— 

33,146 

(105) 

— 

2,074 
— 

80,780 

128,571 

— 

— 

(1,005,209) 

  Operating cash flows before movements in working capital 

(120,654) 

(557,829) 

Adjustments for changes in working capital: 

  Decrease in trade and other receivables 

Increase in trade and other payables 

Cash used in operations 

(250,144) 

44,470 

33,728 

203,553 

(326,328) 

(320,548) 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
33 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

22. 

OPERATING LEASE COMMITMENTS  

Minimum lease payments under operating leases recognised as an 
expense in the period 

Year to 
31 Dec 2014 

Year to 
31 Dec 2013

£ 

£

18,221 

27,254

At the period end date, the Group had outstanding commitments for future minimum lease payments under non-
cancellable leases which fall due as follows: 

  Land and Buildings: 
Within one year 

31 Dec 2014 
£ 

31 Dec 2013
£

— 

— 

—

—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
34 

TERN PLC 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 DECEMBER 2014 

23. 

FINANCIAL INSTRUMENTS 

The  Group  uses  financial  instruments,  other  than  derivatives,  comprising  cash  to  provide  funding  for  the 
Group's operations. 

CATEGORIES OF FINANCIAL INSTRUMENTS 

The IAS 39 categories of financial asset included in the statement of financial position and the headings in which
they are included are as follows: 

FINANCIAL ASSETS: 
Cash and bank balances 

Loans and receivables 

Investments held for trading 

FINANCIAL LIABILITIES AT AMORTISED COST: 

2014 

£ 

434,274 

278,350 

631,978 

2013 

£ 

146,817 

— 

100,000 

The IAS 39 categories of financial liabilities included in the statement of financial position and the headings in 
which they are included are as follows: 

Trade and other payables 

Borrowings 

24. 

EVENTS AFTER THE REPORTING PERIOD 

There have been no significant post year end events. 

2014 

£ 

116,755 

260,914 

2013 

£ 

36,133 

154,753 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
35 

TERN PLC (the “Company”) Company No. 05131386 

NOTICE OF 2015 ANNUAL GENERAL MEETING  

NOTICE IS HEREBY GIVEN that the 2015 Annual General Meeting of the Company will be held at 2.00 pm on 16 March 
2015 at the offices of W H Ireland, 24 Martin Lane, London, EC4R 0DR for the following purposes:  

ORDINARY BUSINESS  

To consider, and if thought fit, to pass the following resolutions as ordinary resolutions:  

1. 

2. 

To receive and adopt the Company’s annual accounts for the financial year ended 31 December 2014, together with 
the Directors’ Report and Auditors’ Report on those accounts;  
To re-appoint Jeffreys Henry LLP as auditors to hold office from the conclusion of the meeting to the conclusion of 
the  next  meeting  at  which  the  accounts  are  laid  before  the  Company  at  a  remuneration  to  be  determined  by  the 
Directors.  

3.  Mr Bruce Leith, retires by rotation, in accordance with the Articles of Association of the Company, having consented 

to be considered for re-election, be and is hereby re-elected as a director.  

SPECIAL BUSINESS  

To consider, and if thought fit, to pass the following resolutions, of which resolution 4 will be proposed as an ordinary 
resolution and resolution 5 and resolution 6 will be proposed as special resolutions:  

4. 

That for the purpose of section 551 of the Companies Act 2006 (the Act) the Directors of the Company be and are 
hereby  generally  and  unconditionally  authorised  to  exercise  all  powers  of  the  Company  to  allot  equity  securities 
(within  the  meaning  of  Section  560  of  the  Act)  up  to  an  aggregate  nominal  amount  of  £50,000  provided  that  this 
authority  shall  expire  (unless  previously  renewed,  varied  or  revoked  by  the  Company  in  general  meeting)  at  the 
conclusion  of  the  next  annual  general  meeting  of  the  Company,  save  that  the  Company  may  before  such  expiry 
make an offer or agreement which would or might require relevant equity securities to be allotted after such expiry 
and  the  board  may  allot  relevant  equity  securities  in  pursuance  of  such  an  offer  or  agreement  as  if  the  authority 
conferred hereby had not expired.  

This authority is in substitution for all subsisting authorities previously conferred upon the Directors for the purposes 
of section 551 of the Act, without prejudice to any allotments made pursuant to the terms of such authorities.  

5. 

That,  subject  to  the  passing  of  resolution  4  above,  the  Directors  of  the  Company  be  and  are  hereby  empowered 
pursuant to section 570 of the Act to allot equity securities (within the meaning of section 560 of the Act) pursuant to 
the authority conferred by resolution 4 above as if section 561 of the Act did not apply to any such allotment provided 
that the power conferred by this resolution shall be limited to:  

5.1   the  allotment  of  equity  securities  for  cash  in  connection  with  an  issue  or  offer  of  equity  securities  (including, 
without  limitation,  under  a  rights  issue,  open  offer  or  similar  arrangement)  to  holders  of  equity  securities  in 
proportion (as nearly as may be practicable) to their respective holdings of equity securities subject only to such 
exclusions  or  other  arrangements  as  the  board  may  consider  necessary  or  expedient  to  deal  with  fractional 
entitlements or legal or practical problems under the laws of any territory, or the requirements of any regulatory 
body or stock exchange in any territory; and  

5.2   the allotment (otherwise than pursuant to sub-paragraph 5.1 of this resolution (5) of equity securities up to an 

aggregate nominal value of £50,000.  

The power conferred by this resolution 5 shall expire (unless previously renewed, revoked or varied by the Company 
in  general  meeting),  at  such  time  as  the  general  authority  conferred  on  the  board  by  resolution  4  above  expires, 
except  that  the  Company  may  at  any  time  before  such  expiry  make  any  offer  or  agreement  which  would  or  might 
require  equity  securities  to  be  allotted  after  such  expiry  and  the  Directors  of  the  Company  may  allot  or  sell  equity 
securities for cash in pursuance of such an offer or agreement as if the authority conferred hereby had not expired.  

6. 

That the Company be and is hereby generally and unconditionally authorised to make market purchases (within the 
meaning of section 693(4) of the 2006 Act) of its Ordinary Shares provided that:- 

6.1 

the maximum number of Ordinary Shares authorised to be purchased is 10 per cent. of the entire issued share 
capital of the Company; 

6.2 

the minimum price which may be paid for an Ordinary Share is £0.0002 

6.3 

the maximum price which may be paid for an Ordinary Share is an amount equal to 105 per cent of the average 
of the middle-market prices shown in the quotation for an Ordinary Share as derived from the Stock Exchange 
Alternative Trading Service of the Stock Exchange for the 5 business days immediately preceding the day on 
which the Ordinary Share is purchased. 

 
 
 
 
 
 
 
 
 
36 

TERN PLC (the “Company”) Company No. 05131386 

NOTICE OF 2015 ANNUAL GENERAL MEETING  

6.4 

6.5 

the authority hereby conferred shall expire on the earlier of the date falling 15 months after the Annual General 
Meeting or on the conclusion of the next annual general meeting of the Company to be held in 2016; and 

the Company may make a contract to purchase its Ordinary Shares under the authority hereby conferred prior 
to the expiry of such authority, which contract will or may be executed wholly or partly after the expiry of such 
contract. 

By Order of the Board 
Philippa Keith, Company Secretary  
Dated 9 February 2015  

Notes to the AGM notice  
1. 

In  accordance  with  Regulation  41  of  the  Uncertificated  Securities  Regulations  2001  and  by  paragraph  18(c)  of  The  Companies  Act  (Consequential 
Amendments) (Uncertificated Securities) Order 2009, only those members entered on the Company’s register of members not later than 2.00 pm on Thursday 
12 March 2015, or if the meeting is adjourned, Shareholders entered on the Company’s register of members not later than 2 days before the time fixed for the 
adjourned meeting (excluding non-business days) shall be entitled to attend and vote at the meeting.  

2. 

3. 

4. 

5. 

A member of the Company entitled to attend and vote at this meeting is entitled to appoint a proxy (or proxies) to attend, speak and vote in his place. A proxy 
need not be a member of the Company. You can only appoint a proxy using the procedures set out in these notes and the notes to the Form of Proxy.  

To be effective, the Form of Proxy must be deposited at the office of the Company’s registrars, Share Registrars Limited, Suite 6, First Floor, 9 Lion & Lamb 
Yard, Farnham, Surrey, GU9 7LL so as to be received not later than 2.00 pm on Thursday 12 March 2015, or if the meeting is adjourned, not later than 48 hours 
before the time fixed for the adjourned meeting.  

To change your proxy instructions simply submit a new proxy appointment using the methods set out above and in the notes to the Form of Proxy. Note that the 
cut-off times for receipt of proxy appointments (see above) also apply in relation to amended instructions; any amended proxy appointment received after the 
relevant cut-off time will be disregarded.  

Where you have appointed a proxy and would like to change the instructions, please contact the Company’s registrars, Share Registrars Limited, Suite 6, First 
Floor, 9 Lion & Lamb Yard, Farnham, Surrey, GU9 7LL.  

In order to revoke a proxy instruction you will need to inform the Company by sending a signed hard copy notice clearly stating your intention to revoke your 
proxy appointment to the Company’s registrars, Share Registrars Limited, Suite 6, First Floor, 9 Lion & Lamb Yard, Farnham, Surrey, GU9 7LL. In the case of a 
member which is a company, the revocation notice must be executed under its common seal or signed on its behalf by an officer of the company or an attorney 
for the company. Any power of attorney or any other authority under which the revocation notice is signed (or a duly certified copy of such power or authority) 
must be included with the revocation notice.  

In  either  case,  the  revocation  notice  must  be  received  by  the  Company’s  registrars,  Share  Registrars  Limited,  Suite  6,  First  Floor,  9  Lion  &  Lamb  Yard, 
Farnham, Surrey, GU9 7LL no later than 2.00 pm on Thursday 12 March 2015.  

If you attempt to revoke your proxy appointment but the revocation is received after the time specified above, then your proxy appointment will remain valid.  

Appointment of a proxy does not preclude you from attending the Meeting and voting in person. If you have appointed a proxy and attend the Meeting in person, 
your proxy appointment will automatically be terminated.  

6. 

CREST members who wish to appoint a proxy or proxies by utilising the CREST electronic proxy appointment service may do so by utilising the procedures 
described in the CREST Manual. CREST Personal Members or other CREST sponsored members, and those CREST members who have appointed a voting 
service provider(s), should refer to their CREST sponsor or voting service provider(s), who will be able to take the appropriate action on their behalf.  

In  order  for  a  proxy  appointment  made  by  means  of  CREST  to  be  valid,  the  appropriate  CREST  message  (a  ‘CREST  Proxy  Instruction’)  must  be  properly 
authenticated  in  accordance  with  CRESTCo’s  specifications  and  must  contain  the  information  required  for  such  instructions,  as  described  in  the  CREST 
Manual. The message, regardless of whether it relates to the appointment of a proxy or to an amendment to the instruction given to a previously appointed 
proxy  must,  in  order  to  be  valid,  be  transmitted  so  as  to  be  received  by  our  agent  Share  Registrars  (ID  7RA36)  by  the  latest  time(s)  for  receipt  of  proxy 
appointments specified in the notice of meeting. For this purpose, the time of receipt will be taken to be the time (as determined by the timestamp applied to the 
message by the CREST Applications Host) from which the issuer’s agent is able to retrieve the message by enquiry to CREST in the manner prescribed by 
CREST.  The  Company  may  treat  as  invalid  a  CREST  Proxy  Instruction  in  the  circumstances  set  out  in  Regulation  35(5)(a)  of  the  Uncertificated  Securities 
Regulations 2001.  

CREST  members  and,  where  applicable,  their  CREST  sponsors  or  voting  service  providers  should  note  that  CRESTCo  does  not  make  available  special 
procedures  in  CREST  for  any  particular  messages.  Normal  system  timings  and  limitations  will  therefore  apply  in  relation  to  the  input  of  CREST  Proxy 
Instructions. It is the responsibility of the CREST member concerned to take (or, if the CREST member is a CREST personal member or sponsored member or 
has appointed a voting service provider(s), to procure that his CREST sponsor or voting service provider(s) take(s)) such action as shall be necessary to ensure 
that a message is transmitted by means of the CREST system by any particular time. In this connection, CREST members and, where applicable, their CREST 
sponsors or voting service providers are referred, in particular, to those sections of the CREST Manual concerning practical limitations of the CREST system 
and timings.