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TFI International

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FY2021 Annual Report · TFI International
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2021 ANNUAL REPORT

 
 
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  
CONSOLIDATED FINANCIAL STATEMENTS 

FOR THE FOURTH QUARTER AND YEAR ENDED DECEMBER 31, 2021 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

GENERAL INFORMATION 

The following is TFI International Inc.’s management discussion and analysis (“MD&A”). Throughout this MD&A, the terms “Company”, “TFI International” and “TFI” 

shall mean TFI International Inc., and shall include its independent operating subsidiaries. This MD&A provides a comparison of the Company’s performance for its 

three-month period and year ended December 31, 2021 with the corresponding three-month period and year ended December 31, 2020 and it reviews the Company’s 

financial position as of December 31, 2021. It also includes a discussion of the Company’s affairs up to March 14, 2022, which is the date of this MD&A. The MD&A 

should be read in conjunction with the audited consolidated financial statements and accompanying notes as at and for the year ended December 31, 2021. 

In this document, all financial data are prepared in accordance with the International Financial Reporting Standards (“IFRS”) as issued by the International Accounting 

Standards Board (“IASB”) unless otherwise noted. All amounts are in United States dollars (U.S. dollars), and the term “dollar”, as well as the symbol “$”, designate U.S. 

dollars unless otherwise indicated. Variances may exist as numbers have been rounded. This MD&A also uses non-IFRS financial measures. Refer to the section of this 

report entitled “Non-IFRS Financial Measures” for a complete description of these measures. 

The Company’s audited consolidated financial statements have been approved by its Board of Directors (“Board”) upon recommendation of its audit committee on 

March 14, 2022. Prospective data, comments and analysis are also provided wherever appropriate  to assist  existing and new investors to see  the business from a 

corporate management point of view. Such disclosure is subject to reasonable constraints for maintaining the confidentiality of certain information that, if published, 

would probably have an adverse impact on the competitive position of the Company. 

Additional information relating to the Company can be found on its website at www.tfiintl.com. The Company’s continuous disclosure materials, including its annual 

and quarterly MD&A, annual and quarterly consolidated financial statements, annual report, annual information form, management proxy circular and the various 

press releases issued by the Company are also available on its website, or directly through the SEDAR system at  www.sedar.com, or through the EDGAR system at 

www.sec.gov/edgar.shtml.  

FORWARD-LOOKING STATEMENTS 

The Company may make statements in this report that reflect its current expectations regarding future results of operations, performance and achievements. These 

are “forward-looking” statements and reflect management’s current beliefs. They are based on information currently available to management. Words such as “may”, 

“might”, “expect”, “intend”, “estimate”, “anticipate”, “plan”, “foresee”, “believe”, “to its knowledge”, “could”, “design”, “forecast”, “goal”, “hope”, “intend”, “likely”, 

“predict”, “project”, “seek”, “should”, “target”, “will”, “would” or “continue” and words and expressions of similar import are intended to identify these forward-looking 

statements. Such forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from historical results and 

those presently anticipated or projected. 

The Company wishes to caution readers not to place undue reliance on any forward-looking statements which reference issues only as of the date made. The following 

important  factors  could  cause  the  Company’s  actual  financial  performance  to  differ  materially  from  that  expressed  in  any  forward-looking  statement:  the  highly 

competitive market conditions, the Company’s ability to recruit, train and retain qualified drivers, fuel price variations and the Company’s ability to recover these costs 

from  its  customers,  foreign  currency  fluctuations,  the  impact  of  environmental  standards  and  regulations,  changes  in  governmental  regulations  applicable  to  the 

Company’s operations, adverse weather conditions, accidents, the market for used equipment, changes in interest rates, cost of liability insurance coverage, downturns 

in general economic conditions affecting the Company and its customers, credit market liquidity, and the Company’s ability to identify, negotiate, consummate and 

successfully integrate business acquisitions.  

The foregoing list should not be construed as exhaustive, and the Company disclaims any subsequent obligation to revise or update any previously made forward-

looking statements unless required to do so by applicable securities laws. Unanticipated events are likely to occur. Readers should also refer to the section “Risks and 

Uncertainties” at the end of this MD&A for additional information on risk factors and other events that are not within the Company’s control. The Company’s future 

financial and operating results may fluctuate as a result of these and other risk factors. 

2021 Annual Report│2  

 
 
 
 
 
 
 
 
SELECTED FINANCIAL DATA AND HIGHLIGHTS 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

(unaudited) 
(in thousands of U.S. dollars, except per share data) 

Revenue before fuel surcharge 
Fuel surcharge 
Total revenue 
Adjusted EBITDA1 
Operating income 
Net income 
Adjusted net income1 
Net cash from operating activities 
Free cash flow1 
Per share data 

EPS – diluted 
Adjusted EPS – diluted1 
Dividends 

As a percentage of revenue before fuel surcharge 

Adjusted EBITDA margin1 
Depreciation of property and equipment 
Depreciation of right-of-use assets 
Amortization of intangible assets 
Operating margin1 
Adjusted operating ratio1 

2020      

2020      

2021      

2021      

Three months ended 

December 31      
2019*      

Years ended 
December 31   
2019*   
      1,888,423          1,048,147          883,717          6,468,785          3,484,303          3,477,576   
73,859          105,315          751,644          296,831          425,969   
      252,491         
      2,140,914          1,122,006          989,302          7,220,429          3,781,134          3,903,545   
      318,466          193,538          163,397          1,076,479          699,589          649,021   
92,784          889,185          416,567          382,868   
      214,979          117,122         
57,955          664,361          275,675          244,225   
86,328         
      144,139         
60,085          498,348          299,763          253,583   
93,357         
      148,620         
      190,333          164,928          133,262          855,351          610,862          500,496   
78,053          700,889          544,644          347,698   
      120,749          134,715         

1.52         
1.57         
0.27         

16.9 %      
3.5 %      
1.7 %      
0.7 %      
11.4 %      
89.0 %     

0.91         
0.98         
0.23         

18.5 %      
4.2 %      
2.1 %      
1.3 %      
11.2 %      
89.1 %     

0.70         
0.72         
0.20         

18.5 %      
5.1 %      
2.2 %      
1.4 %      
10.5 %      
90.2 %     

6.97         
5.23         
0.96         

16.6 %      
3.5 %      
1.7 %      
0.9 %      
13.7 %      
89.4 %     

3.03         
3.30         
0.80         

20.1 %      
4.9 %      
2.3 %      
1.4 %      
12.0 %      
88.5 %      

2.86   
2.97   
0.74   

18.7 % 
4.9 % 
2.2 % 
1.4 % 
11.0 % 
89.8 % 

*  Recasted for change in presentation currency from Canadian dollar to U.S. dollar. In 2019, the Company classified amounts as from discontinued operations, the amounts shown for 2019 

throughout this MD&A are from continuing operations.  

Q4 Highlights 

 

 

 

 

 

 

 

 

 

Fourth quarter operating income of  $215.0 million increased 84% from $117.1 million the same quarter last year, benefitting from a continuing rebound in 

economic activity and transportation demand following 2020’s pandemic-related weakness, as well as contributions from acquisitions, cost reductions enacted 

in response to the pandemic, strong execution across the organization, and an asset-light approach.  

Net income of $144.1 million increased 67% compared to $86.3 million in Q4 2020. Diluted earnings per share (diluted “EPS”) of $1.52 also increased 67%, 

compared to $0.91 in Q4 2020. 

Adjusted net income1, a non-IFRS measure, of $148.6 million increased 59% compared to $93.4 million in Q4 2020.  

Adjusted diluted EPS1, a non-IFRS measure, of 1.57 increased 60% compared to $0.98 in Q4 2020.  

Net cash from operating activities of $190.3 million increased 15% compared to $164.9 million in Q4 2020. 

Free cash flow1, a non-IFRS measure, of $120.7 million decreased 10% compared to $134.7 million in Q4 2020.  

The Company’s reportable segments performed as follows: 

o 
o 
o 
o 

Package and Courier operating income increased 25% to $36.7 million; 

Less-Than-Truckload operating income increased 244% to $84.0 million; 

Truckload operating income increased 15% to $61.8 million; and 

Logistics operating income increased 24% to $32.9 million.  

On December 16, 2021, the Board of Directors of TFI declared a quarterly dividend of $0.27 per share, compared to the $0.23 (CAD $0.29) per share dividend 

declared in Q4 2020. 

During the quarter, TFI International acquired Gunter Transportation, SGT 2000, D&D Sexton, Laser Transport, F.K.D. Contracting and selected assets of Waca 

Bulk Systems. 

1 This is a non-IFRS measure. For a reconciliation, please refer to the “Non-IFRS financial measures” section below. 

2021 Annual Report│3  

 
 
  
  
  
     
         
         
         
         
         
   
     
     
     
     
         
         
         
         
         
   
     
     
     
     
     
     
 
 
 
 
 
 
 
 
 
 
ABOUT TFI INTERNATIONAL 

compares to 7,867 tractors, 25,520 trailers and 9,901 independent contractors 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

Services 

TFI International is a North American leader in the transportation and logistics 

industry, operating across the United States, Canada and Mexico through its 

subsidiaries.  TFI  International  creates  value  for  shareholders  by  identifying 

strategic  acquisitions  and  managing  a  growing  network  of  wholly-owned 

operating  subsidiaries.  Under  the  TFI  International  umbrella,  companies 

benefit from financial and operational resources to build their businesses and 

increase  their  efficiency.  TFI  International  companies  service  the  following 

reportable segments: 

 

 

 

 

Package and Courier; 

Less-Than-Truckload (“LTL”); 

Truckload (“TL”); 

Logistics. 

Seasonality of operations 

The activities conducted by the Company are subject to general demand for 

freight transportation. Historically, demand has been relatively stable with the 

first  quarter  generally  the  weakest.  Furthermore,  during  the  harsh  winter 

months, fuel consumption and maintenance costs tend to rise. 

Human resources 

As  at  December  31,  2021,  the  Company  had  29,539  employees  in  TFI 

International’s  various  business  segments  across  North  America.  This 

compares to 16,753 employees as at December 31, 2020. The year-over-year 

increase of 12,884 is attributable to business acquisitions that added 15,545 

employees offset by rationalizations affecting 2,661 employees mainly in the 

LTL segment. The Company believes that it has a relatively low turnover rate 

among  its  employees  in  Canada,  and  a  normal  turnover  rate  in  the  U.S. 

comparable  to  other  U.S.  carriers,  and  that  its  employee  relations  are  very 

good. 

Equipment 

The  Company  believes  it  has  the  largest  trucking  fleet  in  Canada  and  a 

significant presence in the U.S. market. As at December 31, 2021, the Company 

had 13,384 tractors, 50,091 trailers and 9,428 independent contractors. This 

as at December 31, 2020. 

Facilities 

TFI International’s head office is in Montréal, Québec and its executive office 

is  in  Etobicoke,  Ontario.  As  at  December  31,  2021,  the  Company  had  576 

facilities, as compared to 366 facilities as at December 31, 2020. Of these, 246 

are located in Canada, including 160 and 86 in Eastern and Western Canada, 

respectively. The Company also had 318 facilities in the United States and 12 

facilities in Mexico. In the last twelve months, 220 facilities were added from 

business acquisitions, and terminal consolidation decreased the total number 

of facilities by 10, mainly in the TL segment. In Q4 2021, the Company closed 

2 sites. 

Customers 

The  Company  has  a  diverse  customer  base  across  a  broad  cross-section  of 

industries with no single client accounting for more than 5% of consolidated 

revenue.  Because  of  its  customer  diversity,  as  well  as  the  wide  geographic 

scope of the Company’s service offerings and the range of segments in which 

it operates, a downturn in the activities of an individual customer or customers 

in  a  particular  industry  would  not  be  expected  to  have  a  material  adverse 

impact  on  operations.  The  Company  has  forged  strategic  partnerships  with 

other transport companies in order to extend its service offerings to customers 

across North America. 

Revenue by Top Customers' Industry 
(49% of total revenue) 

Retail 
Manufactured Goods 
Building Materials 
Automotive 
Metals & Mining 
Services 
Food & Beverage 
Chemicals & Explosives 
Forest Products 
Energy 
Waste Management 
Others 

34%   
15%   
9%   
8%   
7%   
6%   
6%   
5%   
3%   
2%   
1%   
4%   

(For the year ended December 31, 2021)

2021 Annual Report│4  

 
  
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

CONSOLIDATED RESULTS 

This section provides general comments on the consolidated results of operations. A more detailed analysis is provided in the “Segmented Results” section. 

2021 business acquisitions 

In line with its growth strategy, the Company acquired ten businesses during 2021. 

On January 29, 2021, TFI International acquired Fleetway Transport Inc. (“Fleetway”). Based out of Brantford, Ontario, Fleetway is a full service provider of truckload 

and heavy-haul transportation solutions and logistics services.       

On April 30, 2021, TFI International completed the acquisition of UPS Ground Freight, Inc.’s (“UPS Freight”) the less-than-truckload (LTL) and dedicated truckload (TL) 

divisions of United Parcel Service, Inc. (NYSE: UPS). The LTL business, representing approximately 90% of the acquired business now independently operates under 

the new name of “TForce Freight”.    

On  June  1,  2021,  TFI  International  acquired  Procam  International  (“Procam”).  Based  in  Quebec,  Procam  provides  bulk  transportation  services  primarily  in  the 

northeastern region of Canada and the United States.  

On July 2, 2021, TFI International acquired Driving Force Decks International Ltd (“Driving Force”). Based in Abbotsford, British Columbia, Driving Force provides flat 

deck services through their asset-light, scalable model.  

On July 16, 2021, TFI International acquired Tombro Trucking Limited (“Tombro”). Based out of Milton, Ontario, Tombro provides flat deck services primarily hauling 

freight such as brick, block, and precast.  

On October 1, 2021, TFI International acquired Gunter Transportation Ltd. (“Gunter”). Based out of Woodstock, Ontario, Gunter provides flatbed trucking serving 

wood products, pre-cast concrete, metals, equipment and specialty products.  

On October 3, 2021, TFI International acquired SGT 2000 Inc. (“SGT”). Based in Quebec, SGT provides truckload, logistics, warehousing and vehicle rental services 

throughout North America.  

On November 26, 2021, TFI International acquired D&D Sexton (“D&D”). Based in Carthage, Missouri, D&D specializes in refrigerated transportation providing both 

long-haul over-the-road services as well as local and shuttle operations.   

On November 26, 2021, TFI International acquired Laser Transport Inc. (“Laser”). Based out of Windsor, Ontario, Laser provides truckload, warehousing and distribution 

services.  

On December 10, 2021, TFI International acquired F.K.D. Contracting (Alta) Ltd. (“FKD”). Based out of western Canada, F.K.D. offers bulk tank transportation.  

Revenue 

For the three months ended December 31, 2021, total revenue was $2,140.9 million, up 91%, or $1,018.9 million, from Q4 2020. The increase was mainly attributable 

to the contribution from business acquisitions of $961.6 million and from an increase of $57.4 million from existing operations, which included an increase in fuel 

surcharge  revenue  of  $61.3  million.  The  average  exchange  rate  used  to  convert  TFI  International’s  revenue  generated  in  CAD  dollars  increased  this  quarter  (to 

US$0.7935) compared to the same quarter last year (US$0.7667) resulting in a positive currency impact of $16.6 million. 

For the year ended December 31, 2021, total revenue was $7.22 billion, up 91%, or $3.44 billion, from 2020. The increase was mainly attributable to the contribution 

from business acquisitions of $3.11 billion and from an increase of $334.2 million from existing operations, which included an increase in fuel surcharge revenue of 

$144.0 million. 

Operating expenses  

For the three months ended December 31, 2021, the Company’s operating expenses increased by $921.1 million, to $1,925.9 million, up from $1,004.9 million in Q4 

2020. The increase is attributable to $886.6 million from business acquisitions, and the remaining cost increase from existing operations is in line with the increase in 

revenue from existing operations.  

For the three months ended December 31, 2021, material and services expenses, net of fuel surcharge, decreased by 8.4 percentage points of revenue before fuel 

surcharge compared to the same period last year due mainly to the impact from business acquisitions.   

2021 Annual Report│5  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

For the three months ended December 31, 2021, personnel expense increased 144% to $598.6 million from $245.4 million in Q4 2020. The increase is attributed 

almost entirely to the impact from business acquisitions of $338.0 million.  

Other operating expenses, which are primarily comprised of costs related to office and terminal rent, taxes, heating, telecommunications, maintenance and security 

and other general administrative expenses, increased by $74.4 million for the three months ended December 31, 2021 as compared to the same period last year, 

attributable primarily to the impact from business acquisitions of $67.6 million.  

For the year ended December 31, 2021, the Company’s operating expenses increased by $2.97 billion from $3.36 billion in 2020 to $6.33 billion in 2021. The increase 

is mainly attributable to $2.69 billion from business acquisitions. The operating expenses from existing operations as a percentage of total revenue decreased from 

89.6% to 88.1%. The decrease is due to operating improvements, better fleet utilization and lower material and service expenses in the Company’s existing operations, 

and one time reductions to the pension costs of $15.1 million, despite a mark-to-market expense on DSUs of $22.9 million, a reduction in the contribution from the 

Canada Emergency Wage Subsidy Program of $40.0 million, and business acquisition transaction costs of $8.7 million.  

Operating income  

For the three months ended December 31, 2021, TFI International’s operating income rose by $97.9 million to $215.0 million as compared to $117.1 million in the 

same quarter in 2020. The increase was driven primarily by $75.0 million related to business acquisitions. The operating margin as a percentage of revenue before 

fuel surcharge of 11.4% compared to 11.2% in Q4 2020  

For the year ended December 31, 2021, TFI International’s operating income rose by $472.6 million to $889.2 million as compared to $416.6 million in 2020. The 

increase is primarily attributable to the impact from business acquisitions $411.7 million, which includes a $193.5 million bargain purchase gain.  The operating margin 

as a percentage of revenue before fuel surcharge of 13.7% increased compared to 12.0% in the prior year.  

Finance income and costs 
(unaudited) 
(in thousands of U.S. dollars) 
Finance costs (income) 
Interest expense on long-term debt 
Interest expense on lease liabilities 
Interest income and accretion on promissory note 
Net change in fair value and accretion expense of contingent considerations 
Net foreign exchange (gain) loss 
Net change in fair value of interest rate derivatives 
Net impact of early repayment of contingent consideration 
Others 
Net finance costs 

Interest expense on long-term debt 

Three months ended 
December 31   
2020   
7,287   
3,072   
(277)   
141   
373   
(488)   
—   
5,274   
15,382   

2021   
12,393   
3,403   
(1,573)   
1,571   
(939)   
—   
—   
6,586   
21,441   

Years ended 
December 31 
2020 
34,967 
12,443 
(1,051) 
224 
(1,237) 
(488) 
— 
9,052 
53,910 

2021   
45,953   
13,521   
(2,187)   
1,932   
(1,471)   
—   
(1,469)   
16,739   
73,018   

Interest expense on long-term debt for the three-month period ended December 31, 2021 was $5.1 million higher than the same quarter last year. The increase is 

mainly attributable to a higher average debt level, based on the month-end debt levels, of $1.58 billion for Q4 2021 compared to an average debt level of $0.94 billion 

in Q4 2020.  

Net foreign exchange gain or loss and net investment hedge 

The Company designates as a hedge a portion of its U.S. dollar denominated debt held against its net investments in U.S. operations. This accounting treatment allows 

the Company to offset the designated portion of foreign exchange gain (or loss) of its debt against the foreign exchange loss (or gain) of its net investments in U.S. 

operations and present them in other comprehensive income. Net foreign exchange gains or losses recorded in income or loss are attributable to the translation of 

the U.S. dollar portion  of  the Company’s credit facilities not designated as a hedge and  to  the translation of  other  financial assets and liabilities denominated in 

currencies other than the functional currency. For the three-month period ended December 31, 2021, a gain of $1.8 million of foreign exchange variations (a gain of 

$1.5 million net of tax) was recorded to other comprehensive income as it relates to the translation of the debt in the net investment hedge. For the three-month 

period ended December 31, 2020, a gain of $7.2 million of foreign exchange variations (a gain of $6.2 million net of tax) was recorded to other comprehensive income 

as it relates to the translation of the debt in the net investment hedge. 

For the year ended December 31, 2021, a loss of $17.9 million of foreign exchange variations (a loss of $15.5 million net of tax) was recorded to other comprehensive 

income as it relates to the translation of the debt in the net investment hedge. For the year ended December 31, 2020, a loss of $2.3 million of foreign exchange 

variations (a loss of $2.0 million net of tax) was recorded to other comprehensive income as it relates to the translation of the debt in the net investment hedge. 

2021 Annual Report│6  

 
  
  
  
  
  
  
  
  
  
  
  
MANAGEMENT’S DISCUSSION AND ANALYSIS  

Net change in fair value of derivatives and cash flow hedge 

The fair values of the Company’s derivative financial instruments, which are used to mitigate foreign exchange and interest rate risks, are subject to market price 

fluctuations in foreign exchange and interest rates.  

The Company previously designated the interest rate derivatives as a hedge of the variable interest rate instruments. Therefore, the effective portion of changes in 

fair value of the derivatives was recognized in other comprehensive income. For the three-month period and year ended December 31, 2021, the Company did not 

have any cash flow hedge positions. For the three-month period ended December 31, 2020, a $2.6 million loss on change in fair value of interest rate derivatives (a 

loss of $1.9 million net of tax) was entirely designated as cash flow hedge and recorded to other comprehensive income as a change in the fair value of the cash flow 
hedge.  

For the year ended December 31, 2020, a cumulative loss of $0.5 million on change in fair value of interest rate derivatives (a loss of $0.5 million net of tax) was 

designated as cash flow hedge and recorded to other comprehensive income as a change in the fair value of the cash flow hedge. 

Other Financial Expenses 

For the three-month period ended December 31, 2021, other financial expenses increased $1.3 million to $6.6 million as compared to $5.3 million in the prior year 

period. For the year ended December 31, 2021, other financial expenses increased $7.7 million to $16.7 million as compared to $9.1 million in the prior year period. 

The increase for the year is attributable to recurring bank charges and transaction fees primarily from the business acquisitions of DLS Worldwide (renamed “TFWW”), 

in 2020, and TForce Freight in 2021.  

Income tax expense 

For the three months ended December 31, 2021, the Company’s effective tax rate was 19.0%. The income tax expense of $62.3 million reflects a $24.9 million favorable 

variance versus an anticipated income tax expense of $87.2 million based on the Company’s statutory tax rate of 26.5%. The favorable variance is mainly due to 

favorable variations from tax deductions and tax exempt income of $28.3 million partially offset by a negative variation of $2.5 million for rate differential between 

jurisdictions. 

For the year ended December 31, 2021, the Company’s effective tax rate was 18.7%. The income tax expense of $189.9 million reflects a $79.5 million favorable 

variance versus an anticipated income tax expense of $269.5 million based on the Company’s statutory tax rate of 26.5%. The favorable variance is mainly due to the 

tax exempt bargain purchase gain recorded on the acquisition of UPS Freight which resulted in a favorable variance of $85.8 million. This is partially offset by a negative 

variation of $7.1 million for non deductible expenses.  

Net income and adjusted net income 
(unaudited) 
(in thousands of U.S. dollars, except per share data) 

Three months ended 
December 31   
2019*   
56,680   
12,511   

2020   
86,328   
13,786   

2021   
664,361   
50,498   

2020   
275,675   
47,623   

Years ended 
December 31 
2019* 
233,677 
48,293 

2021   
144,139   
13,127   

Net income 
Amortization of intangible assets related to business acquisitions    
Net change in fair value and accretion expense of contingent 
   considerations 
199 
1,571   
— 
—   
Net change in fair value of derivatives 
220 
(939)   
Net foreign exchange (gain) loss 
— 
—   
Gain on sale of business 
(8,014) 
—   
Bargain purchase gain 
(21,580) 
(6,645)   
Gain on sale of land and buildings and assets held for sale 
— 
(5)   
(Gain) loss on disposal of intangible assets 
— 
—   
U.S. Tax Reform 
10,548 
—   
Net impact from discontinued operations 
(9,760) 
(2,628)   
Tax impact of adjustments 
Adjusted net income1 
253,583 
148,620   
Adjusted EPS – basic1 
3.04 
1.60   
Adjusted EPS – diluted1 
2.97 
1.57   
*Recasted for change in presentation currency from Canadian dollar to U.S. dollar. The 2019 Net income presented above includes the impact of discontinued operations. The impact from 
the discontinued operations is included as an adjustment.  

1,932   
—   
(1,471)   
—   
(193,549)   
(12,190)   
1   
—   
—   
(11,234)   
498,348   
5.36   
5.23   

224   
(488)   
(1,237)   
(306)   
(4,008)   
(11,893)   
—   
4,451   
—   
(10,278)   
299,763   
3.36   
3.30   

141   
(488)   
373   
(306)   
—   
(2,206)   
—   
(1,072)   
—   
(3,199)   
93,357   
1.00   
0.98   

55   
—   
665   
—   
—   
(6,373)   
—   
—   
1,302   
(4,755)   
60,085   
0.74   
0.72   

2021 Annual Report│7  

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
MANAGEMENT’S DISCUSSION AND ANALYSIS  

For the three months ended December 31, 2021, TFI International’s net income was $144.1 million as compared to $86.3 million in Q4 2020. The Company’s adjusted 

net income1, a non-IFRS measure, which excludes items listed in the above table, was $148.6 million as compared to $93.4 million in Q4 2020, an increase of 59% or 

$55.3 million. Adjusted EPS, fully diluted, increased by $0.59 to $1.57 from $0.98 in Q4 2020.  

For the year ended December 31, 2021, TFI International’s net income was $664.4 million as compared to $275.7 million in 2020. The Company’s adjusted net income1, 

a non-IFRS measure, which excludes items listed in the above table, was $498.3 million as compared to $299.8 million in 2020, an increase of 141% or $388.7 million. 

Adjusted EPS, fully diluted, increased by $1.93 to $5.23 from $3.30 in 2020.  

1 This is a non-IFRS. For the reconciliation, refer to the “Non-IFRS financial measures” section below. 

2021 Annual Report│8  

 
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

SEGMENTED RESULTS 

To facilitate the comparison of business level activity and operating costs between periods, the Company compares the revenue before fuel surcharge (“revenue”) 
and reallocates the fuel surcharge revenue to materials and services expenses within operating expenses. Note that “Total revenue” is not affected by this 
reallocation. 

Selected segmented financial information 

(unaudited) 
(in thousands of U.S. dollars) 

Three months ended December 31, 2021 
Revenue before fuel surcharge1 
% of total revenue2 
Adjusted EBITDA3 
Adjusted EBITDA margin3,4 
Operating income (loss) 
Operating margin3,4 
Total assets less intangible assets3 
Net capital expenditures3 
Three months ended December 31, 2020 
Revenue before fuel surcharge1 
% of total revenue2 
Adjusted EBITDA3 
Adjusted EBITDA margin3,4 
Operating income (loss) 
Operating margin3,4 
Total assets less intangible assets3 
Net capital expenditures3 
YTD December 31, 2021 
Revenue before fuel surcharge1 
% of total revenue2 
Adjusted EBITDA3 
Adjusted EBITDA margin3,4 
Operating income (loss) 
Operating margin3,4 
Total assets less intangible assets3 
Net capital expenditures3 
YTD December 31, 2020 
Revenue before fuel surcharge1 
% of total revenue2 
Adjusted EBITDA3 
Adjusted EBITDA margin3,4 
Operating income (loss) 
Operating margin3,4 
Total assets less intangible assets3 
Net capital expenditures3 

Package 
and 
Courier   

Less- 
Than-

Truckload    Truckload   

Logistics    Corporate    Eliminations   

Total 

150,074   
8%   
43,496   
29.0%   
36,713   
24.5%   

506,432   
822,911   
27%   
44%   
111,848   
141,189   
22.1%   
17.2%   
61,803   
103,449   
12.2%   
12.6%   
186,116    2,031,994    1,362,007   
15,113   
46,986   

5,926   

154,094   
15%   
35,934   
23.3%   
29,401   
19.1%   
194,631   
2,533   

141,081   
14%   
37,084   
26.3%   
24,464   
17.3%   

438,135   
42%   
101,383   
23.1%   
53,604   
12.2%   
404,074    1,193,730   
22,955   

5,415   

427,561   
20%   
42,465   
9.9%   
32,869   
7.7%   
292,026   
192   

322,319   
29%   
35,809   
11.1%   
26,462   
8.2%   
272,592   
83   

9%   
134,845   
24.1%   
108,440   
19.4%   

560,147    2,440,640    1,901,157    1,620,926   
23%   
169,005   
10.4%   
142,794   
8.8%   
292,026   
316   

30%   
39%   
431,181   
415,641   
22.7%   
17.0%   
230,189   
482,754   
12.1%   
19.8%   
186,116    2,031,994    1,362,007   
69,177   
52,703   

14,445   

481,490   
14%   
104,019   
21.6%   
78,753   
16.4%   
194,631   
16,673   

15%   
138,361   
26.5%   
87,950   
16.8%   

522,851    1,584,837   
46%   
383,155   
24.2%   
206,346   
13.0%   
404,074    1,193,730   
41,781   
11,673   

923,456   
25%   
113,885   
12.3%   
84,459   
9.1%   
272,592   
288   

—   

(20,532)   

(19,855)   

88,059   
20   

—   

(16,672)   

(16,809)   

34,564   
225   

—   

(74,193)   

(74,992)   

88,059   
141   

—   

(39,831)   

(40,941)   

34,564   
349   

—   

(18,555)    1,888,423 
100% 
318,466 
16.9% 
214,979 
11.4% 
—    3,960,202 
68,237 
—   

—   

—   

(7,482)    1,048,147 
100% 
193,538 
18.5% 
117,122 
11.2% 
    2,099,591 
31,211 

—   

—   

(54,085)    6,468,785 
100% 
—    1,076,479 
16.6% 
889,185 
13.7% 
—    3,960,202 
136,782 
—   

—   

—   

(28,331)    3,484,303 
100% 
699,589 
20.1% 
416,567 
12.0% 
—    2,099,591 
70,764 
—   

—   

1 Includes intersegment revenue. 
2 Segment revenue including fuel surcharge and intersegment revenue to consolidated revenue including fuel surcharge and intersegment revenue. 

3 This is a non-IFRS measures. For a reconciliation, refer to the “Non-IFRS financial measures” section below. 

4 As a percentage of revenue before fuel surcharge. 

2021 Annual Report│9  

 
  
 
 
  
   
   
   
   
   
   
 
  
  
   
   
  
  
   
   
  
  
   
   
  
  
  
   
   
   
   
   
   
 
  
  
   
   
  
  
   
   
  
  
   
   
  
  
  
   
   
   
   
   
   
 
  
  
   
   
  
  
   
   
  
  
   
   
  
  
  
   
   
   
   
   
   
 
  
  
   
   
  
  
   
   
  
  
   
   
  
  
 
 
 
 
 
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

Package and Courier 
(unaudited) 

(in thousands of U.S. dollars) 

Three months ended December 31   
%   

%   

Years ended December 31 
% 
%   

2021   
177,368   
(27,294)   
150,074   

100.0%   

Total revenue 
Fuel surcharge 
Revenue 
Materials and services expenses (net of fuel 
   surcharge) 
Personnel expenses 
Other operating expenses 
Depreciation of property and equipment 
Depreciation of right-of-use assets 
Amortization of intangible assets 
(Gain) loss on sale of rolling stock and equipment 
Gain on derecognition of right-of-use assets 
Gain on sale of land and buildings and assets 
   held for sale 
Loss on disposal of intangible assets 
Operating income 
Adjusted EBITDA1 
Return on invested capital1 
1 This is a non-IFRS measure. For a reconciliation, refer to the “Non-IFRS financial measures” section below. 

60,636   
39,060   
6,905   
3,297   
3,300   
186   
(23)   
-   

40.4%   
26.0%   
4.6%   
2.2%   
2.2%   
0.1%   
-0.0%   
-   

-   
-   
24.5%   
29.0%   
25.3%   

-   
-   
36,713   
43,496   

2020   
167,555   
(13,461)   
154,094   

72,115   
39,821   
6,234   
3,168   
3,210   
248   
(10)   
0   

(93)   
—   
29,401   
35,934   

2021   
641,449   
(81,302)   
560,147   

243,786   
154,820   
26,762   
12,392   
13,109   
903   
(59)   
(7)   

—   
1   
108,440   
134,845   

100.0%   

46.8%   
25.8%   
4.0%   
2.1%   
2.1%   
0.2%   
-0.0%   
0.0%   

-0.1%   
-   
19.1%   
23.3%   
18.2%      

2020   
529,155   
(47,665)   
481,490   

220,741   
133,552   
23,145   
11,539   
12,871   
947   
43   
(10)   

(91)   
—   
78,753   
104,019   

100.0%   

43.5%   
27.6%   
4.8%   
2.2%   
2.3%   
0.2%   
-0.0%   
-0.0%   

-   
0.0%   
19.4%   
24.1%   

100.0% 

45.8% 
27.7% 
4.8% 
2.4% 
2.7% 
0.2% 
0.0% 
-0.0% 

-0.0% 
- 
16.4% 
21.6% 

Operational data 
(unaudited) 

(Revenue in U.S. dollars) 

Revenue per pound (including fuel) 
Revenue per pound (excluding fuel) 

Revenue per shipment (excluding fuel) 
Tonnage (in thousands of metric tons) 
Shipments (in thousands) 
Average weight per shipment (in lbs.) 
Vehicle count, average 
Weekly revenue per vehicle (incl. fuel, in thousands of U.S. 
dollars) 

Revenue 

Three months ended December 31   
%   
7.5%   

2020    Variance   
$0.03   
$0.40   

2021   
$0.43   

$0.36   
$6.11   
187   
24,581   
16.77   
1,139   

$0.36   
$5.88   
192   
26,185   
16.16   
1,008   

$                    
—   
$0.23   
(5)   
(1,604)   
0.61   
131   

—   
3.9%   
-2.6%   
-6.1%   
3.8%   
13.0%   

2021   
$0.44   

$0.39   
$6.21   
656   
90,257   
16.03   
1,069   

Years ended December 31 
% 
21.6% 

2020     Variance 
$0.36   

$0.08   

$0.33   
$5.67   
658   
84,854   
17.09   
1,023   

$0.06   
$0.53   
(2)   
5,403   
(1.06)   
46   

16.7% 
9.4% 
-0.3% 
6.4% 
-6.2% 
4.5% 

$11.98   

$12.79   

$(0.81)   

-6.2%   

$11.54   

$9.95   

$1.59   

16.0% 

For  the  three  months  ended  December  31,  2021,  revenue  was  $150.1  million,  down  by  $4.0  million,  or  2.6%,  from  $154.1  million  in  Q4  2020.  This  decrease  is 

attributable to a 6.1% decrease in shipments offset by a 3.9% increase in revenue per shipment (excluding fuel surcharge) which was driven by a 3.8% increase in 

average weight per shipment due to increases in business-to-business volumes. The decrease in shipments is attributable to demarketing of low yield business-to-

consumer deliveries and a general reduction in business-to-consumer volume with a few major e-commerce clients. Market capacities continue to be tight, resulting 

in increased pricing and an ongoing shift towards higher-quality freight, leading to strong yield improvement as reflected by the increase in revenue per pound. 

For the year ended December 31, 2021, revenue increased by $78.6 million, or 16.3%, from $481.5 million in 2020 to $560.1 million in 2021. This increase is attributable 

to a 9.4% increase in revenue per shipment combined with a 6.4% increase in shipments related to higher e-commerce volume that remains strong and increases in 

business-to-business volume which has mostly recovered. 

 Operating expenses 

For the three months ended December 31, 2021, materials and services expenses, net of fuel surcharge revenue, decreased $11.5 million, or 15.9%, mostly due to 

higher fuel surcharge revenue offset by a $1.1 million increase in subcontractor costs and a $0.7 million increase in fuel cost. This is due to the proactive management 

of volume and network capacities to avoid volume related cost overruns and service deviations. Other operating expenses increased $0.7 million or 10.8%, primarily 

due to increased facilities and security costs. 

For the twelve-months ended December 31, 2021, materials and services expenses, net of fuel surcharge revenue, increased $23.0 million due to a $43.7 million 

increase  in  sub-contractor  costs  driven  by  increased  volume  and  fuel  cost  paid  to  sub-contractors,  partially  offset  by  higher  fuel  surcharge  revenue.  Personnel 

expenses, as a percentage of revenue slightly decreased from 27.7% in 2020 to 27.6% in 2021, despite a $4.4 million reduction in Canada Emergency Wage Subsidy. 

2021 Annual Report│10  

 
  
  
  
   
   
   
 
  
   
   
   
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
   
     
     
     
  
   
 
  
  
  
  
  
  
  
  
  
  
  
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

Other operating expenses increased $3.6 million in 2021, mainly due to a $1.7 million increase in facility related costs and a $1.2 million increase in IT and security 

costs. 

Operating income 

Operating income for the three months ended December 31, 2021, increased by $7.3 million, or 24.9%, compared to the fourth quarter of 2020. The operating margin 

of 24.5% in the fourth quarter of 2021 was an improvement compared to 19.1% for the same period in 2020. This year-over-year increase in operating income was 

driven primarily by an increase in fuel surcharge revenue. The impact of business reopenings and shifts in customer composition is being closely monitored to focus 

on driving yield and margin. 

The return on invested capital increased 710 basis points, from 18.2% in the twelve months ended December 31, 2020, to 25.3% in the twelve months ended December 

31, 2021. This is primarily due to the increase in operating income over the same period. 

For the twelve-month period ended December 31, 2021, operating income increased by $29.7 million, from $78.8 million in 2020 to $108.4 million in 2021 driven by 

organic growth and a consistent focus on improving the quality of freight. 

Less-Than-Truckload 
(unaudited) 

(in thousands of U.S. dollars) 

2021   
959,546   
(136,635)   
822,911   

Three months ended December 31   
%   

%   

2020   
157,628   
(16,547)   
141,081   

2021   
    2,815,390   
(374,750)   
100.0%    2,440,640   

100.0%   

Total revenue 
Fuel surcharge 
Revenue 
Materials and services expenses (net of fuel 
   surcharge) 
Personnel expenses 
Other operating expenses 
Depreciation of property and equipment 
Depreciation of right-of-use assets 
Amortization of intangible assets 
Bargain Purchase Gain 
Gain on sale of rolling stock and equipment 
Gain on derecognition of right-of-use assets 
(Gain) loss on sale of land and buildings and assets 
   held for sale 
Operating income 
Adjusted EBITDA1 
1 This is a non-IFRS measure. For a reconciliation, refer to the “Non-IFRS financial measures” section below. 

274,166   
348,237   
60,196   
25,846   
9,398   
2,495   
—   
(842)   
(35)   

33.3%   
42.3%   
7.3%   
3.1%   
1.1%   
0.3%   
0.0%   
-0.1%   
-0.0%   

1   
103,449   
141,189   

0.0%   
12.6%   
17.2%   

67,140   
33,338   
3,587   
4,886   
5,546   
2,179   
—   
(62)   
(6)   

9   
24,464   
37,084   

47.6%   
848,273   
23.6%    1,022,214   
155,992   
73,242   
33,050   
9,768   
(181,549)   
(907)   
(573)   

2.5%   
3.5%   
3.9%   
1.5%   
0.0%   
-0.0%   
-0.0%   

0.0%   
17.3%   
26.3%   

(1,624)   
482,754   
415,641   

Years ended December 31 
% 
%   

2020   
589,235   
(66,384)   
522,851   

252,334   
116,257   
16,593   
19,407   
22,555   
8,392   
—   
(519)   
(175)   

57   
87,950   
138,361   

100.0%   

34.8%   
41.9%   
6.4%   
3.0%   
1.4%   
0.4%   
-7.4%   
-0.0%   
-0.0%   

-0.1%   
19.8%   
17.0%   

100.0% 

48.3% 
22.2% 
3.2% 
3.7% 
4.3% 
1.6% 
0.0% 
-0.1% 
-0.0% 

0.0% 
16.8% 
26.5% 

2021 Annual Report│11  

 
  
  
  
   
   
 
  
   
   
   
 
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
Operational data 
(unaudited) 

(Revenue in U.S. dollars) 

U.S. LTL 

Revenue (in thousands of dollars)1 
Adjusted Operating Ratio2 
Revenue per hundredweight (excluding fuel)1 
Revenue per shipment (excluding fuel)1 
Tonnage (in thousands of tons)1 
Shipments (in thousands)1 
Average weight per shipment (in lbs)1 
Average length of haul (in miles)1 
Vehicle count, average4 
Return on invested capital2,3 

Canadian LTL 

Revenue (in thousands of dollars) 
Adjusted Operating Ratio2 
Revenue per hundredweight (excluding fuel) 

Revenue per shipment (excluding fuel) 

Tonnage (in thousands of tons) 

Shipments (in thousands) 

Average weight per shipment (in lbs) 

Average length of haul (in miles) 

Vehicle count, average 
Return on invested capital2 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

Three months ended December 31   
%   

2020    Variance   

2021   

2021   

Years ended December 31 
% 

2020     Variance 

568,761   
89.4%   
$29.20   
$310.97   
974   
1,829   
1,065   
1,110   
4,583   
-   

625   
87.7%   
-   
-   
-   
-   
-   
-   
8   
-   

568,136   

$29.20   
$310.97   
974   
1,829   
1,065   
1,110   
4,575   

NM    1,586,228   
90.1%   
$28.52   
$299.91   
2,781   
5,289   
1,052   
1,089   
4,866   

NM   

2,692    1,583,537   
88.2%   
-   
-   
-   
-   
-   
-   
8   

$28.52   
$299.91   
2,781   
5,289   
1,052   
1,089   
4,858   

NM 

NM 

144,697   
78.3%   
$11.13   
$223.30   
650   
648   
2,006   
791   
810   
17.8%   

141,081   
82.7%   
$10.15   
$215.72   
695   
654   
2,125   
811   
894   
13.6%      

3,616   

2.6%   

$0.98   
$7.58   
(45)   
(6)   
(119)   
(20)   
(84)   

9.7%   
3.5%   
-6.5%   
-0.9%   
-5.6%   
-2.5%   
-9.4%   

556,891   
79.9%   
$10.80   
$222.40   
2,579   
2,504   
2,060   
773   
837   

522,842   
83.2%   
$9.77   
$213.06   
2,675   
2,454   
2,180   
818   
910   

34,049   

6.5% 

$1.03   
$9.34   
(96)   
50   
(120)   
(45)   
(73)   

10.5% 
4.4% 
-3.6% 
2.0% 
-5.5% 
-5.5% 
-8.0% 

1  Operational statistics exclude figures from Ground Freight Pricing (“GFP”). 
2  This is a non-IFRS measure. For a reconciliation please refer to the “Non-IFRS Financial Measures” section below. 
3  The Return on invested capital for the U.S. LTL is not disclosed as complete annual information is not yet available. 
4  The vehicle count, average for the year ended December 31, 2021 was adjusted to calculate the average since the acquisition of UPS Freight on April 30, 2021. 

Revenue 

For the three months ended December 31, 2021, revenue increased by $681.8 million to $822.9 million. This increase is mainly due to business acquisitions, including 

the LTL operations of UPS Freight, that contributed $681.3 million of revenue.  In the U.S. LTL, the Company has identified hundreds of low yield accounts and has 

implemented actions on selected accounts to increase the quality of the freight, with a focus on freight that fits the network and that the Company can serve efficiently.  

In addition, the Company has implemented increases in its accessorial revenue to further improve the yield.  All those actions led to a 3.2% increase in U.S. based LTL 

revenue per shipment (excluding fuel) when compared to the third quarter of 2021.  Revenue for the Canadian LTL segment increased $3.6 million.  This increase in 

revenue is due to a 3.5% increase in revenue per shipment (excluding fuel) partially offset by a 3.1% decrease in shipments.  The year-over-year decrease in shipments 

is mostly attributable to the landslides and floods that hit British Columbia in the second part of the quarter. The increase in revenue per shipment is the result of a 

9.7% increase in revenue per hundredweight partially offset by a 5.6% decrease in average weight per shipment. Continuous improvement to shipment profile and 

focus on improving the quality of freight drove the yield improvement versus 2020. 

For the year ended December 31, 2021, LTL revenue excluding fuel surcharge increased $1,917.8 million relative to the same prior year period, to $2,440.6 million.  

The increase is mainly attributable to business acquisitions contributions of $1,896.3 million. The revenue from existing operations increased $21.5 million, or 4%, 

compared to the prior year. 

Operating expenses 

For the three months ended December 31, 2021, materials and services expenses, net of fuel surcharge revenue, increased $207.0 million, including $216.7 million of 

increase attributable to business acquisitions, offset by $11.5 million higher fuel surcharge revenue in the rest of the LTL segment. Personnel expenses increased 

$314.9 million, with $312.1 million coming from business acquisitions and $2.8 million, or 8% from existing operations. Other operating expenses increased by $56.6 

million due primarily to business acquisitions. 

For the year ended December 31, 2021, materials and services expenses, net of fuel surcharge revenue, increased by $595.9 million, with $615.9 attributable to 

business acquisitions offset by a decrease of $19.9 million, or 8%, for the remaining operations mostly due to a $26.3 million increase in fuel surcharge revenue, 

partially offset by an increase in fuel cost.  Personnel expenses increased $906.0 million of which $884.6 million is from business acquisitions, a $15.2 million reduction 

2021 Annual Report│12  

 
  
   
 
  
  
  
  
   
   
   
   
   
    
  
  
 
  
  
   
   
   
 
  
   
 
  
   
 
  
   
 
  
   
 
  
   
 
  
   
 
  
  
   
   
   
   
   
 
     
     
     
     
     
     
     
     
  
  
   
   
   
 
  
  
  
  
  
  
  
  
     
  
   
      
     
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

in credits received from the Canada Emergency Wage Subsidy and a $5.4 million increase in direct labor cost.  Other operating expenses increased $139.4 million 

when compared to 2020, all related to business acquisitions. 

Operating income 

Operating income for the three months ended December 31, 2021, increased by $79.0 million to $103.5 million.  This increase includes a $73.5 million contribution 

from business acquisitions.  Adjusted operating ratio, a non-IFRS Measure, of the Canadian LTL operations improved to 78.3% in the fourth quarter of 2021 as compared 

to 82.7% in the same quarter in 2020.  With the focus on improving freight profile by identifying shipments that fits the Company’s network, US LTL operations, mostly 

represented  by  the  UPS  Ground  Freight  acquisition,  achieved  an  89.4%  adjusted  operating  ratio,  a  non-IFRS  measure,  in  the  fourth  quarter  of  2021  because  of 

immediate actions to improve the quality of freight, yield, and operational efficiency and cost structure. 

The return on invested capital, a non-IFRS measure, of our Canadian based LTL segment was 17.8% in the fourth quarter of 2021, a 4.2% increase from 13.6% in the 

fourth quarter of 2020. The increase was mostly related to materially higher operating income, partially reduced because of higher invested capital. 

For the year ended December 31, 2021, operating income increased $394.8 million due to contributions from business acquisitions of $371.5 million and an increase 

of  $23.3  million,  or  26.5%,  from  existing  operating.    Despite  a  negative  impact  from  a  $15.2  million  reduction  in  the  Canada  Emergency Wage  Subsidy,  the  LTL 

operations were able to increase operating income by improving quality of revenue while maintaining the focus on cost control and route optimization. 

Truckload 
(unaudited) 

(in thousands of U.S. dollars) 

Total revenue 
Fuel surcharge 
Revenue 
Materials and services expenses (net of fuel 
   surcharge) 
Personnel expenses 
Other operating expenses 
Depreciation of property and equipment 
Depreciation of right-of-use assets 
Amortization of intangible assets 
Gain on sale of business 
Gain on sale of rolling stock and equipment 
Gain on derecognition of right-of-use assets 
Gain on sale of land and buildings and assets held for 
   sale 
Gain on disposal of intangible assets 
Operating income 
Adjusted EBITDA1 

2021   
584,009   
(77,577)   
506,432   

221,538   
160,351   
19,193   
35,652   
15,087   
5,960   
—   
(6,338)   
(160)   

(6,649)   
(5)   
61,803   
111,848   

Three months ended December 31   
%   

%   

2020   
477,262   
(39,127)   
438,135   

2021   
    2,162,752   
(261,595)   
100.0%    1,901,157   

100.0%   

43.7%   
31.7%   
3.8%   
7.0%   
3.0%   
1.2%   
0.0%   
-1.3%   
-0.0%   

-1.3%   
-0.0%   
12.2%   
22.1%   

188,660   
135,911   
14,323   
34,986   
10,055   
5,171   
(306)   
(2,129)   
(13)   

(2,127)   
—   
53,604   
101,383   

43.1%   
31.0%   
3.3%   
8.0%   
2.3%   
1.2%   
-0.1%   
-0.5%   
-0.0%   

-0.5%   
-   
12.2%   
23.1%   

823,645   
604,041   
66,468   
137,301   
52,680   
21,580   
—   
(23,747)   
(431)   

(10,569)   
—   
230,189   
431,181   

Years ended December 31 
% 
2020   
%   
    1,748,359   
(163,522)   
100.0%    1,584,837   

100.0% 

43.3%   
31.8%   
3.5%   
7.2%   
2.8%   
1.1%   
0.0%   
-1.2%   
-0.0%   

-0.6%   
0.0%   
12.1%   
22.7%   

654,220   
503,242   
52,337   
136,859   
32,229   
19,891   
(306)   
(7,785)   
(332)   

(11,864)   
—   
206,346   
383,155   

41.3% 
31.8% 
3.3% 
8.6% 
2.0% 
1.3% 
-0.0% 
-0.5% 
-0.0% 

-0.7% 
- 
13.0% 
24.2% 

2021 Annual Report│13  

 
  
  
  
   
 
  
   
   
   
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Operational data 
(unaudited) 
U.S. based Conventional TL 

Revenue (in thousands of U.S. dollars) 
Adjusted operating ratio 
Total mileage (in thousands) 
Tractor count, average 
Trailer count, average 
Tractor age 
Trailer age 
Number of owner operators, average 
Return on invested capital1 
Canadian based Conventional TL 

Revenue (in thousands of U.S. dollars) 
Adjusted operating ratio 
Total mileage (in thousands) 
Tractor count, average 
Trailer count, average 
Tractor age 
Trailer age 
Number of owner operators, average 
Return on invested capital1 

Specialized TL 

Revenue (in thousands of U.S. dollars) 
Adjusted operating ratio 
Tractor count, average 
Trailer count, average 
Tractor age 
Trailer age 
Number of owner operators, average 
Return on invested capital1 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

Three months ended December 31   
%   

2020    Variance   

2021   

186,988   
95.5%   
83,335   
3,447   
11,984   
3.1   
7.9   
391   
5.3%   

73,786   
88.4%   
26,467   
728   
3,401   
4.1   
7.5   
324   
10.9%   

161,476   
91.5%   
86,427   
2,932   
11,005   
2.2   
6.6   
560   
5.3%   

58,497   
85.2%   
23,095   
623   
2,809   
2.5   
5.9   
314   
11.4%   

247,641   
84.6%   
2,356   
7,029   
4.0   
12.7   
1,168   

219,093   
86.9%   
2,314   
6,619   
4.0   
12.9   
1,132   

11.2%   

9.9%   

25,512   

15.8%   

(3,092)   
515   
979   
0.9   
1.3   
(169)   

-3.6%   
17.6%   
8.9%   
42.7%   
19.7%   
-30.1%   

15,288   

26.1%   

3,372   
105   
592   
1.6   
1.6   
10   

14.6%   
16.9%   
21.1%   
64.5%   
27.4%   
3.3%   

28,549   

13.0%   

43   
410   
(0.0)   
(0.2)   
36   

1.8%   
6.2%   
-0.8%   
-1.9%   
3.2%   

2021   

734,027   
93.3%   
348,870   
3,294   
11,751   
3.1   
7.9   
468   

250,177   
87.9%   
92,236   
640   
2,884   
4.1   
7.5   
306   

923,683   
84.8%   
2,329   
6,773   
4.0   
12.7   
1,114   

Years ended December 31 
% 

2020     Variance 

632,590   
92.0%   
349,349   
2,949   
10,938   
2.2   
6.6   
509   

206,418   
86.3%   
89,212   
606   
2,796   
2.5   
5.9   
302   

749,655   
84.6%   
2,096   
6,251   
4.0   
12.9   
1,115   

101,437   

16.0% 

(479)   
345   
813   
0.9   
1.3   
(42)   

-0.1% 
11.7% 
7.4% 
42.7% 
19.7% 
-8.1% 

43,759   

21.2% 

3,024   
34   
88   
1.6   
1.6   
4   

3.4% 
5.5% 
3.1% 
64.5% 
27.4% 
1.5% 

174,028   

23.2% 

233   
522   
(0.0)   
(0.2)   
(1)   

11.1% 
8.3% 
-0.8% 
-1.9% 
-0.1% 

1 This is a non-IFRS measure. For a reconciliation, please refer to the “Non-IFRS Financial Measures” section below. 
During Q4 2021, Gunter, SGT, Laser, D&D and FKD were acquired and incorporated in the Truckload segment. 

Revenue 

For the three months ended December 31, 2021, revenue increased by  $68.3 million, or 16%, from $438.1 million in Q4 2020 to $506.4 million in Q4 2021. This 

increase was mainly due to contributions from business acquisitions of $83.7 million, partially offset by a decrease in revenue from existing operations of $15.4 million. 

For U.S. based conventional TL, revenue increased by $25.5 million, or 15.8%, compared to prior year period. The increase was due primarily to  $48.8 million in 

revenue from the business acquisition of TForce Freight’s TL division, offset by a decline in revenue from existing U.S. based conventional TL operations. The strong 

pricing and tight capacity in the U.S. market led to a 14.0% improvement year over year in revenue per mile. Miles per tractor declined by 12.3%, which is attributable 

to unseated tractors resulting from limited driver availability. For the three months ended December 31, 2021, the average unseated tractors percentage in the U.S. 

based conventional TL existing operations increased by 286 bps, from 13.1% in the fourth quarter of 2020 to 15.9% in 2021, despite a 15% reduction in the tractor 

fleet. For Canadian based conventional TL operations, revenue increased by $15.3 million, or 26.1%, compared to the same prior year period. The increase was due 

to a 7.7% improvement in revenue per tractor, driven by a 5.5% improvement in revenue per mile and a 2.0% improvement in miles per tractor. For Specialized TL, 

revenue increased by $28.5 million, or 13.0%, compared to the prior year period, primarily from contributions from business acquisitions of $23.9 million.  

For the year ended December 31, 2021, TL revenue increased by $316.3 million, or 20%, from $1,584.8 million in 2020 to $1,901.2 million in 2021. This increase is 

mainly due to contributions from business acquisitions of $269.7 million and an increase in revenue from existing operations of $46.7 million.  

Operating expenses 

For the three months ended December 31, 2021, operating expenses, net of fuel surcharge, increased by $60.1 million or 16%, from $384.5 million in 2020 to $444.6 

million in 2021. The business acquisitions contributed $85.2 million to the increase of operating expenses, net of fuel surcharge, which was offset by a decrease in 

operating expenses, net of fuel surcharge, from existing operations, due to the Company’s cost control efforts. 

For the year ended December 31, 2021, TL operating expenses, net of fuel surcharge, increased by $292.5 million or 21%, from $1,378.5 million in 2020 to $1,671.0 

million in 2021. Business acquisitions accounted for $263.5 million of this increase. The Company continues to improve its cost structure and increase the efficiency 

2021 Annual Report│14  

 
  
  
  
  
   
   
   
   
   
   
   
 
  
  
   
   
   
 
  
  
  
  
  
  
  
   
   
   
   
   
 
  
   
   
   
   
   
   
   
 
  
  
   
   
   
 
  
  
  
  
  
  
  
   
   
   
   
   
 
  
   
   
   
   
   
   
   
 
  
  
   
   
   
 
  
  
  
  
  
  
   
     
    
    
    
MANAGEMENT’S DISCUSSION AND ANALYSIS  

and profitability of its existing fleet and network of independent contractors. In U.S. based conventional truckload, as a result of the assets acquired in the business 

acquisition of TForce Freight’s TL division, the Company is evaluating its level of excess equipment. 

Operating income 

For the three months ended December 31, 2021, the TL segment’s operating ratio remained at 87.8%, comparable to the fourth quarter of 2020. Operating income 

for the TL segment was $61.8 million for the three months ended December 31, 2021, up from $53.6 million in the same prior year period. This includes a $2.1 million 

operating loss generated by TForce Freight’s TL division. 

For the year ended December 31, 2021, operating income in the TL segment increased by $23.8 million, or 12%, from $206.3 million in 2020 to $230.2 million in 2021. 

The increase is primarily due to the contribution from business acquisitions of $6.1 million and increased efficiency in existing operations, despite a $18.5 million 

reduction in credits received from the Canada Emergency Wage Subsidy.  

The return on invested capital, a non-IFRS measure, for U.S. based and Canadian based Conventional TL was 5.3% and 10.9%, respectively, compared to 5.3% and 

11.4%, respectively, for the same prior year period, reflecting relatively steady income generated on the same levels of assets deployed. The return on invested capital, 

a non-IFRS measure, for the Specialized TL segment increased to 11.2% as compared to 9.9% in the same prior year period due primarily to an increase in operating 

income.  

Logistics  
(unaudited) 

Three months ended December 31   
%   

%   

Years ended December 31 
% 
%   

100.0%   

2021   
441,086   
(13,525)   
427,561   

(in thousands of U.S. dollars) 
Total revenue 
Fuel surcharge 
Revenue 
Materials and services expenses (net of fuel 
   surcharge) 
Personnel expenses 
Other operating expenses 
Depreciation of property and equipment 
Depreciation of right-of-use assets 
Amortization of intangible assets 
Bargain purchase gain 
Loss on sale of rolling stock and equipment 
Gain on derecognition of right-of-use assets 
Loss on sale of land and building 
Operating income 
Adjusted EBITDA1 
Return on invested capital1 
1 This is a non-IFRS measure. For a reconciliation, refer to the “Non-IFRS financial measures” section below. 

323,164   
29,419   
32,443   
375   
3,442   
5,776   
—   
70   
—   
3   
32,869   
42,465   

75.6%   
6.9%   
7.6%   
0.1%   
0.8%   
1.4%   
—   
0.0%   
—   
0.0%   
7.7%   
9.9%   
19.9%   

2020   
327,689   
(5,370)   
322,319   

241,798   
24,381   
19,983   
596   
3,138   
5,608   
—   
368   
(20)   
5   
26,462   
35,809   

2021   
    1,662,072   
(41,146)   
100.0%    1,620,926   

75.0%    1,223,846   
116,523   
111,742   
1,581   
13,943   
22,684   
(12,000)   
70   
(260)   
3   
142,794   
169,005   

7.6%   
6.2%   
0.2%   
1.0%   
1.7%   
—   
0.1%   
-0.0%   
0.0%   
8.2%   
11.1%   
15.3%      

2020   
945,130   
(21,674)   
923,456   

668,225   
93,579   
48,012   
2,336   
13,204   
17,889   
(4,008)   
373   
(618)   
5   
84,459   
113,885   

100.0%   

75.5%   
7.2%   
6.9%   
0.1%   
0.9%   
1.4%   
-0.7%   
0.0%   
-0.0%   
0.0%   
8.8%   
10.4%   

100.0% 

72.4% 
10.1% 
5.2% 
0.3% 
1.4% 
1.9% 
-0.4% 
0.0% 
-0.1% 
0.0% 
9.1% 
12.3% 

Revenue 

For the three months ended December 31, 2021, revenue increased by $105.2 million, or 33%, from $322.3 million in Q4 2020 to $427.6 million in Q4 2021. This 

increase was mainly due to business acquisition contributions of $79.2 million, primarily from the acquisition of DLS Worldwide during the fourth quarter of 2020, and 

to an increase of $26.1 million, or 8%, compared to the same prior year period, mainly coming from the 3PL volume improvement. 

For the year ended December 31, 2021, revenue increased by 697.5 million, or 76%, from $923.5 million in 2020 to $1,620.9 million. The increase is attributable to 

the contribution from business acquisitions of $628.3 million and $69.2 million, or 7%, from 3PL existing operations. 

Approximately 77% (2020 – 71%) of the Logistics segment’s revenues in the quarter were generated from operations in the U.S. and approximately 23% (2020 – 29%) 

were generated from operations in Canada and Mexico. 

Operating expenses 

For the three months ended December 31, 2021, total operating expenses, net of fuel surcharge increased by $98.8 million, or 33%, relative to the same prior year 

period, from $295.9 million to $394.7 million. Business acquisitions accounted for $76.4 million of this increase with the remaining increase of $22.4 million from 

existing operations. The operating expenses, net of fuel surcharge, from existing operations increased due to an increase of $17.6 million in materials and services 

expenses (net of fuel surcharge) related to revenue growth and to other operating expenses of $4.4 million mostly due to IT costs and agent commission related to 

higher 3PL revenue. 

2021 Annual Report│15  

 
  
  
  
   
   
 
  
   
   
   
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
   
     
     
     
MANAGEMENT’S DISCUSSION AND ANALYSIS  

For the year ended December 31, 2021, total operating expenses, net of fuel surcharge increased by $639.2 million, or 76%, from $839.0 million to $1,478.1 million. 

Business  acquisitions  accounted  for  $594.2  million  and  total  operating  expenses,  net  of  fuel  surcharge  increased  by  $45.0  million  for  existing  operations  driven 

primarily from a materials and services expenses (net of fuel surcharge) increase of $46.0 million related to revenue growth. 

Operating income 

Operating income for the three months ended December 31, 2021, increased by $6.4 million, or 24%, from $26.5 million to $32.9 million. The increase was from a 

contribution from business acquisitions of $2.8 million and from operating margin improvements from existing operations of $3.6 million, mainly as a result of better 

quality revenue and margin improvement in our the 3PL US businesses. 

For the year ended December 31, 2021, operating income increased by $58.3 million, or 69%. The increase was from a contribution from business acquisitions of 

$34.1 million and from operating margin improvements from existing operations accounting for an improvement of $24.2 million. 

The return on invested capital1, a non-IFRS measure, increased to 21.5% from 15.3% in the same prior year period. This increase is due primarily to organic growth 

and operating margin expansion in existing operations. 

LIQUIDITY AND CAPITAL RESOURCES 

Sources and uses of cash 

(unaudited) 
(in thousands of U.S. dollars) 

Sources of cash: 

Net cash from operating activities 
Proceeds from sale of property and equipment 
Proceeds from sale of assets held for sale 
Net variance in cash and bank indebtedness 
Net proceeds from long-term debt 
Proceeds from the issuance of common shares 
Proceeds from the sale of business 
Others 
Total sources 
Uses of cash: 

Purchases of property and equipment 
Business combinations, net of cash acquired 
Net variance in cash and bank indebtedness 
Net repayment of long-term debt 
Repayment of lease liabilities 
Dividends paid 
Repurchase of own shares 
Others 
Total usage 

Cash flow from operating activities 

Three months ended 

December 31      
2020      

2021      

190,333         
22,508         
10,503         
44,164         
71,161         
—         
—         
42,969         
381,638         

101,578         
94,845         
—         
—         
32,035         
21,406         
106,863         
24,911         
381,638         

Years ended 
December 31   
2020   

610,862   
52,116   
24,480   
—   
—   
425,350   
2,351   
48,142   
1,163,301   

142,710   
327,650   
6,528   
484,247   
82,587   
67,604   
38,021   
13,954   
1,163,301   

2021      

855,351         
92,842         
19,869         
—         
736,030         
—         
—         
64,589         
1,768,681         

268,656         
1,008,131         
22,168         
—         
115,336         
85,386         
198,153         
70,851         
1,768,681         

164,928         
23,949         
6,248         
273,791         
—         
—         
2,351         
3,128         
474,395         

60,693         
244,053         
—         
116,153         
22,408         
18,434         
—         
12,654         
474,395         

For the year ended December 31, 2021, net cash from operating activities increased by 40% to $855.4 million from $610.9 million in 2020. This $244.5 million increase 

is attributable to an increase in net income of $388.7 million, an increase in add backs from depreciation and amortization of $93.8 million, and an increase in provisions 

net of payments of $14.0 million, net of an increase in income taxes paid of $50.7 million and the exclusion of the bargain purchase gain of $193.5 million. The increase 

in taxes paid is attributable primarily to exceeding estimated performance in 2020, and greater tax installments made in 2021 than 2020 due to higher expected 

profits. 

1 Refer to the section “Non-IFRS financial measures”. 

2021 Annual Report│16  

 
  
  
  
     
         
         
         
   
     
     
     
     
     
     
     
     
     
     
         
         
         
   
     
     
     
     
     
     
     
     
     
 
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

Cash flow used in investing activities  

Property and equipment 

The following table presents the additions of property and equipment by category for the three-month periods and years ended December 31, 2021 and 2020. 

(unaudited) 
(in thousands of U.S. dollars) 

Additions to property and equipment: 

Purchases as stated on cash flow statements 
Non-cash adjustments 

Additions by category: 
Land and buildings 
Rolling stock 
Equipment 

Three months ended 
December 31   
2020   

2021   

101,578         
1,017         
102,595         

11,939         
85,868         
4,788         
102,595         

60,693         
(283 )       

60,410   

5,055         
52,744         
2,611         

60,410   

Years ended 
December 31   
2020   

142,710   
104   
142,814   

19,331   
112,645   
10,838   
142,814   

2021   

268,656         
(1,483 )       

267,173   

36,902         
217,080         
13,191         

267,173   

The Company invests in new equipment to maintain its quality of service while minimizing maintenance costs. Its capital expenditures reflect the level of reinvestment 

required to keep its equipment in good order and to maintain a strategic allocation of its capital resources. The increase in additions in 2021 compared to 2020 is due 

to the reduction of capital expenditures during the beginning of the pandemic in 2020.The procurement of equipment remained difficult in 2021 as manufacturing 

and supply chain challenges resulted in delays in receiving equipment.  

In the normal course of activities, the Company constantly renews its rolling stock equipment generating regular proceeds and gain or loss on disposition. The following 

table indicates the proceeds and gains or losses from sale of property and equipment and assets held for sale by category for the three-month periods and years 

ended December 31, 2021 and 2020. 

(unaudited) 
(in thousands of U.S. dollars) 

Proceeds by category: 
Land and buildings 
Rolling stock 
Equipment 

Gains (losses) by category: 
Land and buildings 
Rolling stock 
Equipment 

Business acquisitions 

Three months ended 

December 31      
2020   

2021   

10,592         
22,394         
25         
33,011         

6,638         
7,309         
(169 )       
13,778         

6,053         
24,078         
66         
30,197         

2,132         
2,275         
(368 )       
4,039         

Years ended 
December 31   
2020   

23,877   
52,468   
251   
76,596   

11,877   
8,375   
(471 ) 
19,781   

2021   

19,222         
93,411         
78         
112,711         

11,978         
25,176         
(320 )       
36,834         

For the year ended December 31, 2021, cash used in business acquisitions, net of cash acquired, totalled $1,008.1 million to acquire ten businesses. Refer to the 

section of this report entitled “2021 business acquisitions” and further information can be found in note 5 of the December 31, 2021 audited consolidated financial 

statements. 

Cash flow used in financing activities  

Debt 

On January 13, 2021, the Company received $500 million in proceeds from the issuance and sale of an aggregate amount of $500 million of unsecured senior notes 

consisting of four tranches maturing between January 2029 and January 2036 and bearing interest between 3.15% and 3.50%. 

On July 2, 2021, the Company received $100 million in proceeds from the issuance of new debt taking the form of unsecured senior notes consisting of two tranches 

maturing on July 2, 2029 and July 2, 2033, bearing fixed interest of 2.87% and 3.34%. 

On July 14, 2021, the Company received $30 million in proceeds from the issuance of new debt taking the form of unsecured senior notes consisting of two tranches 

maturing on July 14, 2029 and July 14, 2033, bearing fixed interest of 2.89% and 3.37%. 

2021 Annual Report│17  

 
 
 
 
 
 
 
 
     
         
         
         
   
     
     
  
     
   
   
     
         
         
         
   
     
     
     
  
     
   
   
  
  
  
 
 
 
     
         
         
         
   
     
     
     
  
     
     
         
         
         
   
     
     
     
  
     
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

The three debt instruments described above are subject to certain covenants regarding the maintenance of financial ratios. These are the same covenants as required 

by the Company’s syndicated revolving credit agreement as described in note 26(f) of the 2021 audited consolidated financial statements. 

On August 16, 2021, the Company extended its credit facility until August 16, 2025. Under the new extension, CAD availability is increased by CAD $10 million and 

USD  availability  increased  by  USD  $50  million.  Based  on  certain  ratios,  the  interest  rate  will  be  the  sum  of  the  banker’s  acceptance  rate,  or  Libor  rate  on  US$ 

denominated debt, plus an applicable margin, which can vary between 113 basis points and 175 basis points. The applicable margin on the credit facility is currently 

1.25%.  The  Company  is  subject to  certain  covenants regarding  the  maintenance  of  financial  ratios.  These  are  the  same  covenants as  previously  required  by  the 

Company’s revolving credit facility agreement and described in note 26(f) of the 2021 audited consolidated financial statements. 

Common shares 

On February 13, 2020, the Company issued 6,900,000 common shares in the United States and Canada as part of its initial public offering in the United States raising 

net proceeds of $217.6 million.  

On August 11, 2020, the Company issued 5,060,000 common shares in the United States and Canada raising net proceeds of $207.8 million.  

NCIB on common shares 

Pursuant to the renewal of the normal course issuer bid (“NCIB”), which began on November 2, 2021 and ending on November 1, 2022, the Company is authorized to 

repurchase for cancellation up to a maximum of 7,000,000 of its common shares under certain conditions. As at December 31, 2021, and since the inception of this 

NCIB, the Company has repurchased and cancelled 1,000,000 common shares.   

For the year ended December 31, 2021, the Company repurchased 2,157,862 common shares (as compared to 1,542,155 during the same period in 2020) at a weighted 

average price of $91.83 per share (as compared to $24.64 in the prior year period) for a total purchase price of $198.2 million (as compared to $38.0 million the prior 

year period). 

Free cash flow1  

(unaudited) 
(in thousands of U.S. dollars) 

Net cash from operating activities 
Additions to property and equipment 
Proceeds from sale of property and equipment 
Proceeds from sale of assets held for sale 
Free cash flow1 

Three months ended 
December 31   
2019*   
133,262         
(89,073 )       
20,785         
13,079         
78,053         

2020   
164,928         
(60,410 )       
23,949         
6,248         
134,715         

2021   
855,351         
(267,173 )       
92,842         
19,869         
700,889         

Years ended 
December 31   
2019*   
500,496   
(263,698 ) 
71,754   
39,146   
347,698   

2020   
610,862         
(142,814 )       
52,116         
24,480         
544,644         

2021   
190,333         
(102,595 )       
22,508         
10,503         
120,749         

*Recasted for change in presentation currency from Canadian dollar to U.S. dollar. 

The Company's objectives when managing its cash flow from operations are to ensure proper capital investment in order to provide stability and competitiveness for 

its operations, to ensure sufficient liquidity to pursue its growth strategy, and to undertake selective business acquisitions within a sound capital structure and a solid 

financial position. 

For the year ended December 31, 2021, TFI International generated free cash flow of $700.9 million, compared to $544.6 million in 2020, which represents a year-

over-year increase of $156.2 million, or 29%. The $244.5 million increase in net cash from operating activities is attributable to an increase in net income of $388.7 

million, an increase in add backs from depreciation and amortization of $93.8 million, and an increase in provisions net of payments of $14.0 million, net of an increase 

in income taxes paid of $50.7 million and the exclusion of the bargain purchase gain of $193.5 million. The additions to property and equipment increased by $124.4 

million as compared to the same prior year period as a result of implementing delayed capital expenditures from 2020. The proceeds from the sale of property and 

equipment and assets held for sale increased by $36.1 million as compared to the prior year, due to the replenishment of the fleet.  

Free cash flow conversion1, which measures the level of capital employed to generate earnings, for the year ended December 31, 2021, of 87.3% compares to 89.9% 

in the same prior year period, as net capital expenditures in 2020 were delayed.  

Based on the December 31, 2021, closing share price of $112.11, the free cash flow1 generated by the Company in the preceding twelve months ($700.9 million, or 

$7.61 per share outstanding) represented a yield of 6.8%. 

1 This is a non-IFRS measure. Refer to the “Non-IFRS financial measures” section below. 

2021 Annual Report│18  

 
  
 
  
  
 
 
 
 
 
     
     
     
     
     
Financial position 
(unaudited) 
(in thousands of U.S. dollars) 
Intangible assets 
Total assets, less intangible assets1 
Long-term debt 
Lease liabilities 
Shareholders' equity 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

As at 
December 31, 2021   
1,792,921      
3,960,202      
1,608,094      
429,206      
2,220,311      

As at 
December 31, 2020   
1,747,663   
2,099,591   
872,544   
355,986   
1,788,612   

1 This is a non-IFRS measure. Refer to the reconciliation in “Non-IFRS financial measures” below.  

Compared to December 31, 2020, the Company’s total assets, total assets less intangible assets, lease liabilities and  long-term debt  increased, as  a result of  the 

acquisition of TForce Freight and the new debt of $500 million issued during the first quarter of 2021, and $130 million issued during the third quarter of 2021. The 

proceeds of the new debt were partially used to repay existing revolver debt and the remaining amount was being held as cash and used to finance the acquisition of 

TForce Freight.  

Contractual obligations, commitments, contingencies and off-balance sheet arrangements 

The following table indicates the Company’s contractual obligations with their respective maturity dates at December 31, 2021, including future interest payments. 

(unaudited) 
(in thousands of U.S. dollars) 
Unsecured revolving facility – August 2025 
Unsecured term loan – June 2022 
Unsecured debenture – December 2024 
Unsecured senior notes – December 2026 to 2036 
Conditional sales contracts 
Lease liabilities 
Interest on debt and lease liabilities 
Total contractual obligations 

Total      
242,283         
324,444         
158,265         
780,000         
107,888         
429,206         
308,844         
2,350,930         

Less than 

1 year      

—         
324,444         
—         
—         
39,142         
115,344         
47,999         
526,929         

1 to 3 
years      

—         
—         
158,265         
—         
52,410         
169,258         
79,342         
459,275         

3 to 5 
years      
242,283         
—         
—         
—         
16,062         
73,094         
59,599         
391,038         

After 
5 years   
—   
—   
—   
780,000   
274   
71,510   
121,904   
973,688   

On January 13, 2021, the Company received $500 million in proceeds from new debt taking the form of unsecured senior notes consisting of four tranches maturing 

between January 2029 and January 2036 and bearing interest between 3.15% and 3.50%. 

On July 2, 2021, the Company received $100 million in proceeds from the issuance of a new debt taking the form of unsecured senior notes consisting of two tranches 

maturing on July 2, 2029 and July 2, 2033, bearing fixed interest of 2.87% and 3.34%. 

On July 14, 2021, the Company received $30 million in proceeds from the issuance of a new debt taking the form of unsecured senior notes consisting of two tranches 

maturing on July 14, 2029 and July 14, 2033, bearing fixed interest of 2.89% and 3.37%. 

On April 30, 2021, the Company acquired UPS Freight, recording $100.9 million of lease liabilities. 

The unsecured term loan of $324.4 million is recognized as a current liability as it matures less than a year. The Company has adequate available liquidity through its 

revolving credit facilities, $797.9 million as at December 31, 2021, to repay the unsecured term loan.  

The following table indicates the Company’s financial covenants to be maintained under its credit facility. These covenants are measured on a consolidated rolling 

twelve-month basis and are calculated as prescribed by the credit agreement which, among other things, requires the exclusion of the impact of the new standard 

IFRS 16 Leases: 

Covenants 

Funded debt-to- EBITDA ratio [ratio of total debt, net of cash, plus letters of credit and some other long-term 
liabilities to earnings before interest, income tax, depreciation and amortization (“EBITDA”), including last 
twelve months adjusted EBITDA from business acquisitions] 
EBITDAR Coverage Ratio [ratio of EBITDAR (EBITDA before rent and including last twelve months adjusted 
EBITDAR from business acquisitions) to interest and net rent expenses] 

Requirements   

As at 
December 31, 2021   

< 3.50   

> 1.75   

1.51   

5.59   

As at December 31, 2021, the Company had $47.4 million of outstanding letters of credit ($29.5 million on December 31, 2020).  

2021 Annual Report│19  

 
  
 
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
     
  
  
  
  
  
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

As at December 31, 2021, the Company had $87.5 million of purchase commitments and $13.2 million of purchase orders that the Company intends to enter into a 

lease that is expected to materialize within a year (December 31, 2020 – $117.1 million and $44.1 million, respectively). 

Dividends and outstanding share data 

Dividends 

The Company declared $24.9 million in dividends, or $0.27 per common share, in the fourth quarter of 2021. The Board of Directors approved a quarterly dividend of 

$0.27 per outstanding common share of the Company’s capital, for an expected aggregate payment of $24.7 million to be paid on April 15, 2022, to shareholders of 

record at the close of business on March 31, 2022. 

Outstanding shares and share-based awards 

A total of 92,152,893 common shares were outstanding as at December 31, 2021 (December 31, 2020 – 93,397,985). There was no material change in the Company’s 

outstanding share capital between December 31, 2021 and March 14, 2022. 

As at December 31, 2021, the number of outstanding options to acquire common shares issued under the Company’s stock option plan was 2,060,960 (December 31, 

2020 – 2,982,514) of which 1,705,284 were exercisable (December 31, 2020 – 2,111,364). Each stock option entitles the holder to purchase one common share of the 

Company at an exercise price based on the volume-weighted average trading price of the Company’s shares for the last five trading days immediately preceding the 

effective date of the grant. 

As at December 31, 2021, the number of restricted share units (‘’RSUs’’) granted under the Company’s equity incentive plan to its senior employees was 271,704 

(December 31, 2020 – 299,075). On February 8, 2021, the Board of Directors approved the grant of 78,122 RSUs under the Company’s equity incentive plan. In addition, 

on April 27, 2021, the Company granted 12,924 RSUs to the Board of Directors in accordance with the changes made to director compensation. The RSUs will vest in 

February of the third year following the grant date. Upon satisfaction of the required service period, the plan provides for settlement of the award through shares. 

As at December 31, 2021, the number of performance share units (‘’PSUs’’) granted under the Company’s equity incentive plan to its senior employees was 225,765 

(December 31, 2020 –147,121). On February 8, 2021, the Board of Directors approved the grant of 78,122 PSUs under the Company’s equity incentive plan. The PSUs 

will vest in February of the third year following the grant date. Upon satisfaction of the required service period, the plan provides for settlement of the award through 

shares. 

Legal proceedings 

The Company is involved in litigation arising from the ordinary course of business primarily involving claims for bodily injury and property damage. It is not feasible to 

predict  or  determine  the  outcome  of  these  or  similar  proceedings.  However,  the  Company believes  the  ultimate  recovery or  liability,  if  any,  resulting  from such 

litigation individually or in total would not materially adversely nor positively affect the Company’s financial condition or performance and, if necessary, has been 

provided for in the financial statements. 

OUTLOOK 

The North American economy continued its gradual recovery during 2021, following the 2020 onset of the COVID-19 pandemic. By the end of the fourth quarter, most 

end markets served by TFI International had fully recovered and many surpassed pre-pandemic strength. While most economists continue to forecast positive GDP 

growth for 2022, macro uncertainty has recently increased due to the war in Ukraine, and the economy faces the prospect of continued high inflation, high fuel costs, 

rising interest rates, global supply chain challenges, persistent labor shortages, and the possibility of additional variants of the virus that causes COVID-19. 

TFI International has successfully navigated macro challenges over the  past two years and management remains vigilant  in its monitoring for new potential  risks 

including geopolitical risks related to rising tensions in eastern Europe. With specific regard to TFI International, macro risks include rapidly rising fuel costs, additional 

variants and the potential economic disruption they could cause, supply chain disruption, driver availability and higher wages. As in the past, factors such as these 

may  cause  additional  rounds  of  declining  freight  volumes  and  higher  costs,  adversely  affect  TFI’s  operating  companies  and  the  markets  they  serve.  Additional 

uncertainties include but are not limited to policy changes surrounding international trade, environmental mandates and changes to the tax code in any jurisdictions 

in which TFI International operates. 

Management believes the Company is positioned well for continued solid operational and financial performance in 2022 due to its focus on efficiency and its lean cost 

structure,  partially  reflecting  cost  reduction  measures  enacted  in  2020  in  response  to  the  pandemic,  as  well  as  a  longstanding  focus  on  profitability,  efficiency, 

improving density, strong customer service, optimizing pricing, driver retention, and the rationalization of assets to avoid internal overcapacity. TFI also continues to 

2021 Annual Report│20  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

have material synergy opportunities related to 2021’s acquisition of UPS Freight (now TForce Freight). In addition, the company remains well positioned to benefit 

from the expansion of e-commerce, which provides both growth and margin expansion opportunities for its P&C and Logistics business segments, and from potential 

future strength in the industrial economy which benefits its Specialized TL and LTL businesses. 

Assuming no significant worsening of North American economic conditions, TFI International’s favorable positioning, which was significantly enhanced by last year’s 

acquisition of UPS Freight, should enable the Company to produce continued strong results. Longer term, regardless of the operating environment, management’s 

goal is to build shareholder value through consistent adherence to its operating principles, including the intense customer focus exhibited by its many dedicated 

professionals, its asset-light approach to the business, continual efforts to enhance efficiencies including a focus on “freight that fits” its valuable network, a keen 

focus on free cash flow generation, and maintaining strong liquidity and a conservative balance sheet. 

SUMMARY OF EIGHT MOST RECENT QUARTERLY RESULTS 

(in millions of U.S. dollars, except per share data) 

Total revenue 
Adjusted EBITDA1 
Operating income 
Net income 
EPS – basic 
EPS – diluted 
Adjusted net income1 
Adjusted EPS - 
   diluted1 
1  This is a non-IFRS measure. For a reconciliation refer to the “Non-IFRS financial measures” section below. 

1.46      

1.57      

1.44      

Q2’21   
1,836.7      
285.4      
310.3      
251.1      
2.69      
2.63      
137.2      

Q4’21   
2,140.9      
318.5      
215.0      
144.1      
1.56      
1.52      
148.6      

Q3’21   
2,094.0      
296.4      
192.8      
132.8      
1.43      
1.40      
138.9      

Q1’21   
1,148.8      
176.2      
101.7      
66.9      
0.72      
0.70      
73.6      

0.77      

Q4’20   
1,122.0      
193.5      
117.1      
86.3      
0.92      
0.91      
93.4      

Q3’20   
936.1      
189.4      
117.0      
83.1      
0.91      
0.90      
87.5      

Q2’20   
798.5      
167.6      
95.1      
50.5      
0.58      
0.57      
67.2      

Q1’20   
924.5   
149.1   
87.3   
55.8   
0.66   
0.65   
52.6   

0.98      

0.94      

0.76      

0.61   

The differences between the quarters are mainly the result of seasonality (softer in Q1) and business acquisitions. The decline in Q2 2020 is due to COVID-19 related 

business interruptions.  

NON-IFRS FINANCIAL MEASURES 

Financial data have been prepared in conformity with IFRS, including the following measures: 

Operating  expenses:  Operating  expenses  include:  a)  materials  and  services  expenses,  which  are  primarily  costs  related  to  independent  contractors  and  vehicle 

operation; vehicle operation expenses, which primarily include fuel, repairs and maintenance, vehicle leasing costs, insurance, permits and operating supplies; b) 

personnel expenses; c) other operating expenses, which are primarily composed of costs related to offices’ and terminals’ rent, taxes, heating, telecommunications, 

maintenance and security and other general administrative expenses; d) depreciation of property and equipment, depreciation of right-of-use assets, amortization of 

intangible assets and gain or loss on the sale of rolling stock and equipment, on derecognition of right-of use assets, on sale of business and on sale of land and 

buildings and assets held for sale; e) bargain purchase gain; and f) impairment of intangible assets. 

Operating income (loss): Net income or loss before finance income and costs and income tax expense, as stated in the consolidated financial statements. 

This MD&A includes references to certain non-IFRS financial measures as described below. These non-IFRS financial measures are not standardized financial measures 

under IFRS used to prepare the financial statements of the Company to which the measures relate and might not be comparable to similar financial measures disclosed 

by other issuers. Accordingly, they should not be considered in isolation, in addition to, not as a substitute for or superior to, measures of financial performance 

prepared in accordance with IFRS. The terms and definitions of non-IFRS measures used in this MD&A and a reconciliation of each non-IFRS measure to the most 

directly comparable IFRS measure are provided below. 

Adjusted net income: Net income or loss excluding amortization of intangible assets related to business acquisitions, net change in the fair value and accretion expense 

of contingent considerations, net change in the fair value of derivatives, net foreign exchange gain or loss, impairment of intangible assets, bargain purchase gain, 

gain or loss on sale of land and buildings, assets held for sale and sale of business, gain or loss on the disposal of intangible assets and U.S. Tax Reform. In presenting 

an adjusted net income and adjusted EPS, the Company’s intent is to help provide an understanding of what would have been the net income and earnings per share 

in a context of significant business  combinations and excluding specific impacts and to reflect earnings from a strictly operating perspective. The amortization of 

intangible assets related to business acquisitions comprises amortization expense of customer relationships, trademarks and non-compete agreements accounted for 

in business combinations and the income tax effects related to this amortization. Management also believes, in excluding amortization of intangible assets related to 

business acquisitions, it provides more information on the amortization of intangible asset expense portion, net of tax, that will not have to be replaced to preserve 

the Company’s ability to generate similar future cash flows. The Company excludes these items because they affect the comparability of its financial results and could 

2021 Annual Report│21  

 
 
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
  
  
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
MANAGEMENT’S DISCUSSION AND ANALYSIS  

potentially distort the analysis of trends in its business performance. Excluding these items does not imply they are necessarily non-recurring. See reconciliation on 

page 7. 

Adjusted earnings per share (adjusted “EPS”) - basic: Adjusted net income divided by the weighted average number of common shares. 

Adjusted EPS - diluted: Adjusted net income divided by the weighted average number of diluted common shares. 

Adjusted EBITDA: Net income before finance income and costs, income tax expense, depreciation, amortization, impairment of intangible assets, bargain purchase 

gain, and gain or loss on sale of land and buildings, assets held for sale, sale of business, and gain or loss on disposal of intangible assets. Management believes adjusted 

EBITDA to be a useful supplemental measure. Adjusted EBITDA is provided to assist in determining the ability of the Company to assess its performance. 

Segmented adjusted EBITDA refers to operating income (loss) before depreciation, amortization, impairment of intangible assets, bargain purchase gain, gain or loss 

on sale of business, land and buildings, and assets held for sale and gain or loss on disposal of intangible assets. Management believes adjusted EBITDA to be a useful 

supplemental measure. Adjusted EBITDA is provided to assist in determining the ability of the Company to assess its performance. 

Consolidated adjusted EBITDA reconciliation: 

(unaudited) 
(in thousands of U.S. dollars) 

Net income 
Net finance costs 
Income tax expense 
Depreciation of property and equipment 
Depreciation of right-of-use assets 
Amortization of intangible assets 
Gain on sale of business 
Bargain purchase gain 
(Gain) loss on sale of land and buildings 
Gain loss on sale of assets held for sale 
Loss on sale of intangible assets 
Adjusted EBITDA 

*Recasted for change in presentation currency from Canadian dollar to U.S. dollar. 

Three months ended 
December 31   
2019*   
57,955   
15,552   
19,277   
44,721   
19,508   
12,757   
—   
—   
(8)   
(6,365)   
—   
163,397   

2020   
86,328   
15,382   
15,412   
43,753   
21,618   
13,557   
(306)   
—   
5   
(2,211)   
—   
193,538   

2021   
664,361   
73,018   
151,806   
225,007   
112,782   
55,243   
—   
(193,549)   
19   
(12,209)   
1   
1,076,479   

Years ended 
December 31 
2019* 
244,225 
62,107 
76,536 
168,720 
77,326 
49,701 
— 
(8,014) 
(9) 
(21,571) 
— 
649,021 

2020   
275,675   
53,910   
86,982   
170,520   
80,496   
48,213   
(306)   
(4,008)   
6   
(11,899)   
—   
699,589   

2021   
144,139   
21,441   
49,399   
65,294   
31,190   
13,653   
—   
—   
9   
(6,654)   
(5)   
318,466   

2021 Annual Report│22  

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Segmented adjusted EBITDA reconciliation: 

(unaudited) 
(in thousands of U.S. dollars) 

Package and Courier 

Operating income 
Depreciation and amortization 
Gain on sale of land and buildings 
Gain on sale of assets held for sale 
Loss on disposal of intangible assets 
Adjusted EBITDA 
Less-Than-Truckload 

Operating income 
Depreciation and amortization 
Bargain purchase gain 
Loss on sale of land and buildings 
(Gain) loss on sale of assets held for sale 
Adjusted EBITDA 

Truckload 

Operating income 
Depreciation and amortization 
Gain on sale of business 
Gain on sale of assets held for sale 
Gain on disposal of intangible assets 
Adjusted EBITDA 

Logistics 

Operating income 
Depreciation and amortization 
Bargain purchase gain 
Loss on sale of land and buildings 
Adjusted EBITDA 

Corporate 

Operating loss 
Depreciation and amortization 
Adjusted EBITDA 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

Three months ended 

December 31    
2020 

Years ended 
December 31 
2020 

78,753 
25,357 
— 
(91) 
— 
104,019 

87,950 
50,354 
— 
1 
56 
138,361 

206,346 
188,979 
(306) 
(11,864) 
— 
383,155 

84,459 
33,429 
(4,008) 
5 
113,885 

(40,941) 
1,110 
(39,831) 

2021 

108,440   
26,404   
—   
—   
1   
134,845   

482,754   
116,060   
(181,549)   
16   
(1,640)   
415,641   

230,189   
211,561   
—   
(10,569)   
—   
431,181   

142,794   
38,208   
(12,000)   
3   
169,005   

(74,992)   
799   
(74,193)   

29,401   
6,626   
(1)   
(92)   
—   
35,934   

24,464   
12,611   
—   
1   
8   
37,084   

53,604   
50,212   
(306)   
(2,127)   
—   
101,383   

26,462   
9,342   
—   
5   
35,809   

(16,809)   
137   
(16,672)   

2021 

36,713   
6,783   
—   
—   
—   
43,496   

103,449   
37,739   
—   
6   
(5)   
141,189   

61,803   
56,699   
—   
(6,649)   
(5)   
111,848   

32,869   
9,593   
—   
3   
42,465   

(19,855)   
(677)   
(20,532)   

Adjusted EBITDA margin is calculated as adjusted EBITDA as a percentage of revenue before fuel surcharge. 

Free cash flow: Net cash from operating activities less additions to property and equipment plus proceeds from sale of property and equipment and assets held for 

sale. Management believes that this measure provides a benchmark to evaluate the performance of the Company in regard to its ability to meet capital requirements. 

See reconciliation on page 17. 

2021 Annual Report│23  

 
  
  
  
 
 
 
  
   
   
   
 
  
  
  
  
  
  
  
   
   
   
 
  
  
  
  
  
  
  
   
   
   
 
  
  
  
  
  
  
  
   
   
   
 
  
  
  
  
  
  
   
   
   
 
  
  
  
Free cash flow conversion: Adjusted EBITDA less net capital expenditures, divided by the adjusted EBITDA. Management believes that this measure provides a 

benchmark to evaluate the performance of the Company in regard to its ability to convert its operating profit into free cash flow. 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

Free cash flow conversion reconciliation: 

(unaudited) 
(in thousands of U.S. dollars) 

Net income 
Net finance costs 
Income tax expense 
Depreciation of property and equipment 
Depreciation of right-of-use assets 
Amortization of intangible assets 
Gain on the sale of business 
Bargain purchase gain 
Loss on sale of land and buildings 
Gain on sale of assets held for sale 
(Gain) loss on sale of intangible assets 
Adjusted EBITDA 
Net capital expenditures 
Adjusted EBITDA less net capital expenditures 
Free cash flow conversion 

Three months ended 
December 31   
2020   
86,328   
15,382   
15,412   
43,753   
21,618   
13,557   
(306)   
—   
5   
(2,211)   
—   
193,538 
(31,211) 
162,327 
83.9% 

2021   
144,139   
21,441   
49,399   
65,294   
31,190   
13,653   
—   
—   
9   
(6,654)   
(5)   
318,466 
(68,237) 
250,229 
78.6% 

Years ended 
December 31 
2020 
275,675 
53,910 
86,982 
170,520 
80,496 
48,213 
(306) 
(4,008) 
6 
(11,899) 
— 
699,589 
(70,764) 
628,825 
89.9% 

2021   
664,361   
73,018   
151,806   
225,007   
112,782   
55,243   
—   
(193,549)   
19   
(12,209)   
1   
1,076,479 
(136,782) 
939,697 
87.3% 

Total assets less intangible assets: Management believes that this presents a more useful basis to evaluate the return on the productive assets. The excluded 

intangibles relate primarily to intangibles assets acquired through business acquisitions. 

(unaudited) 
(in thousands of U.S. dollars) 

As at December 31, 2021 
Total assets 
Intangible assets 
Total assets less intangible assets 

As at December 31, 2020 
Total assets 
Intangible assets 
Total assets less intangible assets 

Package 
and 
Courier      

Less- 
Than-
Truckload      

Truckload      

Logistics      

Corporate       Eliminations      

Total   

379,881          2,220,598          2,317,615         
193,765         
955,608         
188,604         
186,116          2,031,994          1,362,007         

746,638         
454,612         
292,026         

88,391         
332         
88,059         

-          5,753,123   
-          1,792,921   
-          3,960,202   

387,919         
193,288         
194,631         

593,653          2,100,900         
907,170         
189,579         
404,074          1,193,730         

729,690         
457,098         
272,592         

35,092         
528         
34,564         

-          3,847,254   
-          1,747,663   
-          2,099,591   

2021 Annual Report│24  

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
     
         
         
         
         
         
         
   
     
     
     
  
     
         
         
         
         
         
         
   
     
         
         
         
         
         
         
   
     
     
     
Net capital expenditures: Additions to rolling stock and equipment, net of proceeds from the sale of rolling stock and equipment and assets held for sale excluding 
property. Management believes that this measure illustrates the recurring net capital expenditures which is required for the respective period. 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

(unaudited) 
(in thousands of U.S. dollars) 

Three months ended December 31, 2021 
Additions to rolling stock 
Additions to equipment 
Proceeds from the sale of rolling stock 
Proceeds from the sale of equipment 
Net capital expenditures 

Three months ended December 31, 2020 
Additions to rolling stock 
Additions to equipment 
Proceeds from the sale of rolling stock 
Proceeds from the sale of equipment 
Net capital expenditures 

YTD ended December 31, 2021 
Additions to rolling stock 
Additions to equipment 
Proceeds from the sale of rolling stock 
Proceeds from the sale of equipment 
Net capital expenditures 

YTD ended December 31, 2020 
Additions to rolling stock 
Additions to equipment 
Proceeds from the sale of rolling stock 
Proceeds from the sale of equipment 
Net capital expenditures 

Package 
and 
Courier      

Less- 
Than-

Truckload       Truckload      

4,794          47,680          33,394         
1,801         
1,620         
1,112         
(20,075 )       
(2,313 )       
20         
(7 )       
(1 )       
-         
5,926          46,986          15,113         

1,571         
1,014         
(52 )       
-         
2,533         

6,107          45,008         
1,211         
(23,256 )       
(8 )       
5,415          22,955         

89         
(781 )       
-         

      11,569   
3,125   
(246 ) 

    55,087   
2,655   
(5,024 ) 

    150,282   
6,897   
(87,995 ) 

(3 )       

(7 )       
      14,445          52,703          69,177         

(15 )       

      11,799          13,680          86,950         
3,299         
(48,305 )       
(163 )       
      16,673          11,673          41,781         

1,558         
(3,556 )       
(9 )       

5,382         
(504 )       
(4 )       

Logistics       Corporate       Eliminations   

Total   

-         
235         
(26 )       
(17 )       
192         

58         
72         
11         
(58 )       
83         

142   
373   
(146 ) 

(53 )       
316         

216         
250         
(103 )       
(75 )       
288         

-      
20      
-      
-      
20      

-      
225      
-      
-      
225      

-   
141   
-   
-      
141      

-      
349      
-      
-      
349      

       85,868   
4,788   
       (22,394 ) 
(25 ) 
       68,237   

       52,744   
2,611   
(24,078 ) 
(66 ) 
       31,211   

      217,080   
      13,191   
      (93,411 ) 
(78 ) 
       136,782   

       112,645   
       10,838   
(52,468 ) 
(251 ) 
       70,764   

Operating margin is calculated as operating income (loss) as a percentage of revenue before fuel surcharge. 

Adjusted operating ratio: Operating expenses before gain on sale of business, bargain purchase gain, and gain or loss on sale of land and buildings and assets held for 

sale, and gain or loss on disposal of  intangible assets (“Adjusted operating expenses”), net of fuel surcharge revenue, divided by revenue before fuel surcharge. 

Although the adjusted operating ratio is not a recognized financial measure defined by IFRS, it is a widely recognized measure in the transportation industry, which 

the Company believes provides a comparable benchmark for evaluating the Company’s performance. Also, to facilitate the comparison of business level activity and 

operating costs between periods, the Company compares the revenue before fuel surcharge (“revenue”) and reallocates the fuel surcharge revenue to materials and 

services expenses within operating expenses. 

Consolidated adjusted operating ratio reconciliation: 

(unaudited) 
(in thousands of U.S. dollars) 

Operating expenses 
Gain on sale of business 
Bargain purchase gain 
Gain (loss) on sale of land and building 
Gain on sale of assets held for sale 
Gain (loss) on disposal of intangible assets 
Adjusted operating expenses 
Fuel surcharge revenue 
Adjusted operating expenses, net of fuel surcharge revenue 
Revenue before fuel surcharge 
Adjusted operating ratio 

Three months ended 
December 31   
2019*   
896,248   
—   
—   
8   
6,365   
—   
902,621   
(105,315)   
797,306   
883,717   
90.2%   

2020   
1,004,884   
306   
—   
(5)   
2,211   
—   
1,007,396   
(73,859)   
933,537   
1,048,147   
89.1%   

Years ended 
December 31 
2019* 
3,520,677 
— 
8,014 
9 
21,571 
— 
3,550,271 
(425,969) 
3,124,302 
3,477,576 
89.8% 

2020   
3,364,567   
306   
4,008   
(6)   
11,899   
—   
3,380,774   
(296,831)   
3,083,943   
3,484,303   
88.5%   

2021   
6,331,244   
—   
193,549   
(19)   
12,209   
(1)   
6,536,982   
(751,644)   
5,785,338   
6,468,785   
89.4%   

2021   
1,925,935   
—   
—   
(9)   
6,654   
5   
1,932,585   
(252,491)   
1,680,094   
1,888,423   
89.0%   

*Recasted for changes in presentation currency from Canadian dollar to U.S. dollar. 

2021 Annual Report│25  

 
  
 
 
     
         
         
         
         
      
      
   
     
     
      
     
     
      
     
  
     
         
         
         
         
      
      
   
     
         
         
         
         
      
      
   
     
     
      
     
      
     
      
     
  
     
         
         
         
         
      
      
   
     
         
         
         
         
      
      
   
   
   
 
     
   
   
   
   
 
     
   
   
   
   
 
     
      
  
     
         
         
         
         
      
      
   
     
         
         
         
         
      
      
   
     
     
      
     
      
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
Less-Than-Truckload and Truckload reportable segments adjusted operating ratio reconciliation and Truckload operating segments reconciliations: 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

(unaudited) 
(in thousands of U.S. dollars) 

Less-Than-Truckload 
Total revenue 
Total operating expenses 
Operating income 
Operating expenses 
Bargain purchase gain 
Gain (loss) on sale of land and buildings and assets held for sale 
Adjusted operating expenses 
Fuel surcharge revenue 
Adjusted operating expenses, net of fuel surcharge revenue 
Revenue before fuel surcharge 
Adjusted operating ratio 

Less-Than-Truckload - Revenue before fuel surcharge 

U.S. based LTL 
Canadian based LTL 
Eliminations 

Less-Than-Truckload - Fuel surcharge revenue 

U.S. based LTL 
Canadian based LTL 
Eliminations 

Less-Than-Truckload - Operating income (loss) 

U.S. based LTL 
Canadian based LTL 

U.S. based LTL 

Operating expenses* 
Bargain purchase gain 
Loss on sale of land and buildings and assets held for sale 
Adjusted operating expenses 
Fuel surcharge revenue 
Adjusted operating expenses, net of fuel surcharge 
Revenue before fuel surcharge 
Adjusted operating ratio 

Canadian based LTL 

Operating expenses* 
Gain (loss) on sale of land and buildings and assets held for sale 
Adjusted operating expenses 
Fuel surcharge revenue 
Adjusted operating expenses, net of fuel surcharge 
Revenue before fuel surcharge 
Adjusted operating ratio 

*  Operating expenses excluding intra LTL eliminations 

Three months ended 
December 31   
2020   

2021   

959,546   
856,097   
103,449   
856,097   
—   
(1)   
856,096   
(136,635)   
719,461   
822,911   
87.4%   

680,212   
144,697   
(1,998)   
822,911   

108,275   
28,598   
(238)   
136,635   

72,077   
31,372   
103,449   

716,410   
-   
(7)   
716,403   
(108,275)   
608,128   
680,212   
89.4%   

141,923   
6   
141,929   
(28,598)   
113,331   
144,697   
78.3%   

157,628   
133,164   
24,464   
133,164   
—   
(9)   
133,155   
(16,547)   
116,608   
141,081   
82.7%   

625   
141,081   
(625)   
141,081   

-   
16,547   
-   
16,547   

77   
24,387   
24,464   

548   
-   
-   
548   
-   
548   
625   
87.7%   

133,241   
(9)   
133,232   
(16,547)   
116,685   
141,081   
82.7%   

Years ended 
December 31 
2020 

589,235 
501,285 
87,950 
501,285 
— 
(57) 
501,228 
(66,384) 
434,844 
522,851 
83.2% 

2,692 
522,842 
(2,683) 
522,851 

- 
66,384 
- 
66,384 

317 
87,633 
87,950 

2,375 
- 
- 
2,375 
- 
2,375 
2,692 
88.2% 

501,593 
(57) 
501,536 
(66,384) 
435,152 
522,842 
83.2% 

2021   

2,815,390   
2,332,636   
482,754   
2,332,636   
181,549   
1,624   
2,515,809   
(374,750)   
2,141,059   
2,440,640   
87.7%   

1,889,611   
556,891   
(5,862)   
2,440,640   

281,110   
94,166   
(526)   
374,750   

369,027   
113,727   
482,754   

1,801,694   
181,549   
(17)   
1,983,226   
(281,110)   
1,702,116   
1,889,611   
90.1%   

537,330   
1,641   
538,971   
(94,166)   
444,805   
556,891   
79.9%   

2021 Annual Report│26  

 
  
  
  
  
   
   
   
 
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
 
 
 
  
  
  
  
     
     
     
 
 
 
  
  
  
  
     
     
     
 
 
  
  
  
  
     
     
     
  
  
  
  
  
  
  
  
  
  
     
     
     
  
  
  
  
  
  
  
  
  
  
     
     
     
 
Less-Than-Truckload and Truckload reportable segments adjusted operating ratio reconciliation and Truckload operating segments reconciliations (continued): 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

(unaudited) 
(in thousands of U.S. dollars) 

Truckload 

Total revenue 
Total operating expenses 
Operating income 
Operating expenses 
Gain on sale of business 
Gain on sale of land and buildings and assets held for sale 
Adjusted operating expenses 
Fuel surcharge revenue 
Adjusted operating expenses, net of fuel surcharge revenue 
Revenue before fuel surcharge 
Adjusted operating ratio 
Truckload - Revenue before fuel surcharge 

U.S. based Conventional TL 
Canadian based Conventional TL 
Specialized TL 
Eliminations 

Truckload - Fuel surcharge revenue 
U.S. based Conventional TL 
Canadian based Conventional TL 
Specialized TL 
Eliminations 

Truckload - Operating income 

U.S. based Conventional TL 
Canadian based Conventional TL 
Specialized TL 

U.S. based Conventional TL 
Operating expenses* 
Gain on sale of land and buildings and assets held for sale 
Adjusted operating expenses 
Fuel surcharge revenue 
Adjusted operating expenses, net of fuel surcharge revenue 
Revenue before fuel surcharge 
Adjusted operating ratio 
Canadian based Conventional TL 

Operating expenses* 
Gain on sale of land and buildings and assets held for sale 
Adjusted operating expenses 
Fuel surcharge revenue 
Adjusted operating expenses, net of fuel surcharge revenue 
Revenue before fuel surcharge 
Adjusted operating ratio 

Specialized TL 

Operating expenses* 
Gain on sale of business 
Gain on sale of assets held for sale 
Adjusted operating expenses 
Fuel surcharge revenue 
Adjusted operating expenses, net of fuel surcharge revenue 
Revenue before fuel surcharge 
Adjusted operating ratio 

Three months ended 

December 31      
2020      

2021      

584,009         
522,206         
61,803         
522,206         
—         
6,649         
528,855         
(77,577 )       
451,278         
506,432         
89.1 %      

186,988         
73,786         
247,641         
(1,983 )       
506,432         

33,864         
9,414         
34,485         
(186 )       
77,577         

15,070         
8,565         
38,168         
61,803         

205,782         
6,643         
212,425         
(33,864 )       
178,561         
186,988         
95.5 %      

74,635         
—         
74,635         
(9,414 )       
65,221         
73,786         
88.4 %      

243,958         
—         
6         
243,964         
(34,485 )       
209,479         
247,641         
84.6 %      

477,262         
423,658         
53,604         
423,658         
306         
2,127         
426,091         
(39,127 )       
386,964         
438,135         
88.3 %      

161,476         
58,497         
219,093         
(931 )       
438,135         

19,006         
4,798         
15,244         
79         
39,127         

13,722         
8,673         
31,209         
53,604         

166,760         
—         
166,760         
(19,006 )       
147,754         
161,476         
91.5 %      

54,622         
—         
54,622         
(4,798 )       
49,824         
58,497         
85.2 %      

203,128         
306         
2,127         
205,561         
(15,244 )       
190,317         
219,093         
86.9 %      

Years ended 
December 31   
2020   

1,748,359   
1,542,013   
206,346   
1,542,013   
306   
11,864   
1,554,183   
(163,522 ) 
1,390,661   
1,584,837   
87.7 % 

632,590   
206,418   
749,655   
(3,826 ) 
1,584,837   

81,222   
19,408   
63,018   
(126 ) 
163,522   

51,857   
28,337   
126,152   
206,346   

661,955   
1,103   
663,058   
(81,222 ) 
581,836   
632,590   
92.0 % 

197,489   
—   
197,489   
(19,408 ) 
178,081   
206,418   
86.3 % 

686,521   
306   
10,761   
697,588   
(63,018 ) 
634,570   
749,655   
84.6 % 

2021      

2,162,752         
1,932,563         
230,189         
1,932,563         
—         
10,569         
1,943,132         
(261,595 )       
1,681,537         
1,901,157         
88.4 %      

734,027         
250,177         
923,683         
(6,730 )       
1,901,157         

122,134         
29,043         
110,930         
(512 )       
261,595         

55,464         
30,367         
144,358         
230,189         

800,697         
6,643         
807,340         
(122,134 )       
685,206         
734,027         
93.3 %      

248,853         
17         
248,870         
(29,043 )       
219,827         
250,177         
87.9 %      

890,255         
—         
3,909         
894,164         
(110,930 )       
783,234         
923,683         
84.8 %      

2021 Annual Report│27  

 
  
  
  
     
         
         
         
   
     
     
     
     
     
     
     
     
     
     
     
     
         
         
         
   
     
     
     
     
  
     
     
         
         
         
   
     
     
     
     
  
     
     
         
         
         
   
     
     
     
  
     
     
         
         
         
   
     
     
     
     
     
     
     
     
         
         
         
   
     
     
     
     
     
     
     
     
         
         
         
   
     
     
     
     
     
     
     
     
MANAGEMENT’S DISCUSSION AND ANALYSIS  

Return on invested capital (“ROIC”): Management believes ROIC at the segment level is a useful measure in the efficiency in the use of capital funds. The Company 

calculates ROIC as segment operating income net of exclusions, after tax, divided by the segment average invested capital. Operating income net of exclusions, after 

tax, is calculated as the trailing twelve months of operating income before bargain purchase gain, gain or loss on the sale of land and buildings and assets held for 

sale, and amortization of intangible  assets, after  tax using  the statutory tax rate of the Company. Average invested  capital is calculated as  total  assets excluding 

intangibles, net of trade and other payables, current taxes payable and provisions averaged between the beginning and ending balance over a twelve-month period. 

2021 Annual Report│28  

 
Return on invested capital segment reconciliation: 

(unaudited) 
(in thousands of U.S. dollars) 

Package and Courier 

Operating income 
(Gain) loss on sale of land and buildings 
Gain on sale of assets held for sale 
Amortization of intangible assets 
Operating income, net of exclusions 
Income tax 
Operating income net of exclusions, after tax 

Intangible assets 
Total assets, excluding intangible assets 
less: Trade and other payables, income taxes payable and provisions 
Total invested capital, current year 
Intangible assets, prior year 
Total assets, excluding intangible assets, prior year 
less: Trade and other payables, income taxes payable and provisions, prior year 
Total invested capital, prior year 
Average invested capital 
Return on invested capital 

Less-Than-Truckload - Canadian based LTL 

Operating income 
Gain on sale of assets held for sale 
Amortization of intangible assets 
Operating income, net of exclusions 
Income tax 
Operating income net of exclusions, after tax 

Intangible assets 
Total assets, excluding intangible assets 
less: Trade and other payables, income taxes payable and provisions 
Total invested capital, current year 
Intangible assets, prior year 
Total assets, excluding intangible assets, prior year 
less: Trade and other payables, income taxes payable and provisions, prior year 
Total invested capital, prior year 
Average invested capital 
Return on invested capital 

Truckload - U.S. based Conventional TL 

Operating income 
Gain on sale of assets held for sale 
Amortization of intangible assets 
Operating income, net of exclusions 
Income tax 
Operating income net of exclusions, after tax 

Intangible assets 
Total assets, excluding intangible assets 
less: Trade and other payables, income taxes payable and provisions 
Total invested capital, current year 
Intangible assets, prior year 
Total assets, excluding intangible assets, prior year 
less: Trade and other payables, income taxes payable and provisions, prior year 
Total invested capital, prior year 
Average invested capital 
Return on invested capital 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

As at 
December 31   
2020   

2021      

108,440   
—   
—   
903   
109,343   

26.5 % 

80,367   

193,765   
186,116   
(65,438 ) 
314,443   
193,288   
194,631   
(66,793 ) 
321,126   
317,785   

25.3 % 

113,727   
(1,640 ) 
9,004   
121,091   

26.5 % 

89,002   

182,084   
373,655   
(74,241 ) 
481,498   
189,579   
403,549   
(76,608 ) 
516,520   
499,009   

17.8 % 

55,464   
(6,643 ) 
7,206   
56,027   

26.5 % 

41,180   

311,195   
593,049   
(117,621 ) 
786,623   
317,145   
540,648   
(95,275 ) 
762,518   
774,571   

5.3 % 

78,753   
—   
(91 ) 
947   
79,609   
26.5 % 
58,513   

193,288   
194,631   
(66,793 ) 
321,126   
190,135   
180,902   
(49,963 ) 
321,074   
321,100   
18.2 % 

87,633   
56   
8,392   
96,081   
26.5 % 
70,620   

189,579   
403,549   
(76,608 ) 
516,520   
188,448   
406,488   
(74,156 ) 
520,780   
518,650   
13.6 % 

51,857   
(1,103 ) 
7,067   
57,821   
26.5 % 
42,498   

317,145   
540,648   
(95,275 ) 
762,518   
320,425   
578,459   
(67,963 ) 
830,921   
796,720   
5.3 % 

2021 Annual Report│29  

 
  
  
  
     
     
     
  
  
  
  
  
     
     
     
  
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
   
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
   
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
Return on invested capital segment reconciliation (continued): 

(unaudited) 
(in thousands of U.S. dollars) 

Truckload - Canadian based Conventional TL 

Operating income 
Gain on sale of land and buildings 
Gain on sale of assets held for sale 
Amortization of intangible assets 
Operating income, net of exclusions 
Income tax 
Operating income net of exclusions, after tax 

Intangible assets 
Total assets, excluding intangible assets 
less: Trade and other payables, income taxes payable and provisions 
Total invested capital, current year 
Intangible assets, prior year 
Total assets, excluding intangible assets, prior year 
less: Trade and other payables, income taxes payable and provisions, prior year 
Total invested capital, prior year 
Average invested capital 
Return on invested capital 

Truckload - Specialized TL 
Operating income 
Gain on sale of land and buildings 
Gain on sale of assets held for sale 
Amortization of intangible assets 
Operating income, net of exclusions 
Income tax 
Operating income net of exclusions, after tax 

Intangible assets 
Total assets, excluding intangible assets 
less: Trade and other payables, income taxes payable and provisions 
Total invested capital, current year 
Intangible assets, prior year 
Total assets, excluding intangible assets, prior year 
less: Trade and other payables, income taxes payable and provisions, prior year 
Total invested capital, prior year 
Average invested capital 
Return on invested capital 

Logistics 

Operating income 
Loss on sale of land and buildings 
Amortization of intangible assets 
Bargain Purchase gain 
Operating income, net of exclusions 
Income tax 
Operating income net of exclusions, after tax 

Intangible assets 
Total assets, excluding intangible assets 
less: Trade and other payables, income taxes payable and provisions 
Total invested capital, current year 
Intangible assets, prior year 
Total assets, excluding intangible assets, prior year 
less: Trade and other payables, income taxes payable and provisions, prior year 
Total invested capital, prior year 
Average invested capital 
Return on invested capital 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

2021      

30,367   
—   
(17 ) 
2,124   
32,474   

26.5 % 

23,868   

104,947   
169,197   
(28,473 ) 
245,671   
96,737   
121,407   
(24,839 ) 
193,305   
219,488   

10.9 % 

144,358   
—   
(3,910 ) 
12,250   
152,698   

26.5 % 

112,233   

539,466   
599,761   
(81,776 ) 
1,057,451   
493,287   
531,677   
(83,225 ) 
941,739   
999,595   

11.2 % 

142,794   
3   
22,683   
(12,000 ) 
153,480   

26.5 % 

112,808   

454,612   
292,026   
(199,967 ) 
546,671   
457,098   
272,592   
(144,305 ) 
585,385   
566,028   

19.9 % 

As at 
December 31   
2020   

28,337   
(8 ) 
—   
2,081   
30,410   
26.5 % 
22,351   

96,737   
121,407   
(24,839 ) 
193,305   
96,909   
124,428   
(21,569 ) 
199,768   
196,537   
11.4 % 

126,152   
—   
(13,583 ) 
10,194   
122,763   
26.5 % 
90,231   

493,287   
531,677   
(83,225 ) 
941,739   
443,245   
503,682   
(63,649 ) 
883,278   
912,509   
9.9 % 

84,459   
5   
17,889   
(4,008 ) 
98,345   
26.5 % 
72,284   

457,098   
272,592   
(144,305 ) 
585,385   
262,691   
159,152   
(61,560 ) 
360,283   
472,834   
15.3 % 

2021 Annual Report│30  

 
 
  
  
  
     
     
     
  
  
  
  
  
  
   
   
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
   
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
   
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
RISKS AND UNCERTAINTIES 

The Company’s future results may be affected by a number of factors over 

many of which the Company has little or no control. The following discussion 

of  risk  factors  contains  forward-looking  statements.  The  following  issues, 

uncertainties and risks, among others, should be considered in evaluating the 

Company’s business, prospects, financial condition, results of operations and 

cash flows. 

Competition.  The  Company  faces  growing  competition 

from  other 

transporters  in  Canada,  the  United  States  and  Mexico.  These  factors, 

including  the  following,  could  impair  the  Company’s  ability  to  maintain  or 

improve  its  profitability  and  could  have  a  material  adverse  effect  on  the 

Company’s results of operations: 

the Company competes with many other transportation companies of 

varying  sizes,  including  Canadian,  U.S.  and  Mexican  transportation 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

 

 

 

 

 

the  Company’s  competitors  may  have  better  safety  records  than  the 

Company or a perception of better safety records, which could impair 

the Company’s ability to compete; 

some  high-volume  package  shippers,  such  as  Amazon.com,  are 

developing and implementing in-house delivery capabilities and utilizing 

independent contractors for deliveries, which could in turn reduce the 

Company’s revenues and market share; 

the  Company’s  brand  names  may  be  subject  to  adverse  publicity 

(whether or not justified) and lose significant value, which could result 

in reduced demand for the Company’s services; 

competition 

from  freight  brokerage  companies  may  materially 

adversely  affect  the  Company’s  customer  relationships  and  freight 

rates; and 

higher fuel prices and, in turn, higher fuel surcharges to the Company’s 

customers  may  cause  some  of  the  Company’s  customers  to  consider 

freight transportation alternatives, including rail transportation. 

 

 

 

companies; 

Regulation.  In  Canada,  carriers  must  obtain  licenses  issued  by  provincial 

the Company’s competitors may periodically reduce their freight rates 

transport  boards  in  order  to  carry  goods  inter-provincially  or  to  transport 

to gain business, which may limit the Company’s ability to maintain or 

goods  within  any  province.  Licensing  from  U.S.    and  Mexican  regulatory 

increase freight rates or maintain growth in the Company’s business; 

authorities  is  also  required  for  the  transportation  of  goods  in  Canada,  the 

some of the Company’s customers are other transportation companies 

United  States,  and  Mexico.  Any  change  in  or  violation  of  existing  or  future 

or  companies  that  also  operate  their  own  private  trucking  fleets,  and 

regulations  could  have  an  adverse  impact  on  the  scope  of  the  Company’s 

they  may  decide  to  transport  more  of  their  own  freight  or  bundle 

activities.  Future  laws  and  regulations  may  be  more  stringent,  require 

transportation with other services; 

changes  in  the  Company’s  operating  practices,  influence  the  demand  for 

 

some of the Company’s customers may reduce the number of carriers 

transportation services or require the Company to incur significant additional 

they  use  by  selecting  so-called  “core  carriers”  as  approved  service 

costs. Higher costs incurred by the Company, or by the Company’s suppliers 

providers or by engaging dedicated providers, and in some instances the 

who pass the costs onto the Company through higher supplies and materials 

Company may not be selected; 

pricing, could adversely affect the Company’s results of operations. 

  many customers periodically accept bids from multiple carriers for their 

shipping needs, and this process may depress freight rates or result in 

the loss of some of the Company’s business to competitors; 

 

the market for qualified drivers is highly competitive, particularly in the 

Company’s  growing  U.S.  operations,  and  the  Company’s  inability  to 

attract  and  retain  drivers  could  reduce  its  equipment  utilization  and 

cause  the  Company  to  increase  compensation,  both  of  which  would 

 

 

 

adversely affect the Company’s profitability; 

economies  of  scale  that  may  be  passed  on  to  smaller  carriers  by 

procurement  aggregation  providers  may  improve  their  ability  to 

compete with the Company; 

some  of  the  Company’s  smaller  competitors  may  not  yet  be  fully 

compliant  with  recently-enacted  regulations  which  may  allow  such 

competitors to take advantage of additional driver productivity; 

advances in technology, such as advanced safety systems, automated 

package sorting, handling and delivery, vehicle platooning, alternative 

fuel vehicles, autonomous vehicle technology and digitization of freight 

services, may require the Company to increase investments in order to 

remain competitive, and the Company’s customers may not be willing 

to accept higher freight rates to cover the cost of these investments; 

In addition to the regulatory regime applicable to operations in Canada, the 

Company  is  increasing  its  operations in  the  United  States,  and  is  therefore 

increasingly subject to rules and regulations related to the U.S. transportation 

industry, including regulation from various federal, state and local agencies, 

including  the  Department  of  Transportation  (“DOT”)  (in  part  through  the 

Federal Motor Carrier Safety Administration (“FMCSA”)), the Environmental 

Protection Agency (“EPA”) and the Department of Homeland Security. Drivers 

must, both in Canada and the United States, comply with safety and fitness 

regulations, including those relating to drug and alcohol testing, driver safety 

performance and hours of service. Weight and dimensions, exhaust emissions 

and fuel efficiency are also subject to government regulation. The Company 

may also become subject to new or more restrictive regulations relating to 

fuel efficiency, exhaust emissions, hours of service, drug and alcohol testing, 

ergonomics, on-board reporting of operations, collective bargaining, security 

at ports, speed limitations, driver training and other matters affecting safety 

or operating methods.  

In the United States, there are currently two methods of evaluating the safety 

and  fitness  of  carriers:  the  Compliance,  Safety,  Accountability  (“CSA”) 

program, which evaluates and ranks fleets on certain safety-related standards 

by analyzing data from recent safety events and investigation results, and the 

DOT  safety  rating,  which  is  based  on  an  on-site  investigation  and  affects a 

2021 Annual Report│31  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

carrier’s ability to operate in interstate commerce. Additionally, the FMCSA 

finalized  by  the  FMCSA,  effective  November  2021,  states  are  required  to 

has proposed rules in the past that would change the methodologies used to 

query the clearinghouse when issuing, renewing, transferring, or upgrading a 

determine carrier safety and fitness.  

commercial  drivers  license  and  must  revoke  a  driver’s  commercial  driving 

privileges if such driver is prohibited from driving a motor vehicle for one or 

Under the CSA program, carriers are evaluated and ranked against their peers 

based  on  seven  categories  of  safety-related  data.  The  seven  categories  of 

more drug or alcohol violations. 

safety-related  data  currently 

include  Unsafe  Driving,  Hours-of-Service 

In  addition,  other  rules  have  been  proposed  or  made  final  by  the  FMCSA, 

Compliance,  Driver  Fitness,  Controlled  Substances/Alcohol,  Vehicle 

including (i) a rule requiring the use of speed-limiting devices on heavy-duty 

Maintenance,  Hazardous  Materials  Compliance  and  Crash  Indicator  (such 

tractors to restrict maximum speeds, which was proposed in 2016, and (ii) a 

categories known as “BASICs”). Carriers are grouped by category with other 

rule setting out minimum driver training standards for new drivers applying 

carriers that have a similar number of safety events (i.e. crashes, inspections, 

for commercial driver’s licenses for the first time and to experienced drivers 

or  violations)  and  carriers  are  ranked  and  assigned  a  rating  percentile  or 

upgrading  their  licenses  or  seeking  a  hazardous  materials  endorsement, 

score. If the Company were subject to any such interventions, this could have 

which was made final in December 2016 with a compliance date in February 

an adverse effect on the Company’s business, financial condition and results 

2020 (FMCSA officials delayed implementation of the final rule by two years). 

of  operations.  As  a  result,  the  Company’s  fleet  could  be  ranked  poorly  as 

In  July  2017,  the  DOT  announced  that  it  would  no  longer  pursue  a  speed 

compared to peer carriers. There is no guarantee that the Company will be 

limiter rule, but left open the possibility that it could resume such a pursuit in 

able  to  maintain  its  current  safety  ratings  or  that  it  will  not  be  subject  to 

the future. In May 2021, however, a bill was reintroduced in the U.S. House 

interventions in the future. The Company recruits first-time drivers to be part 

of Representatives that would require commercial motor vehicles with gross 

of its fleet, and these drivers may have a higher likelihood of creating adverse 

weight exceeding 26,000 pounds to eb equipped with a speed limiting device, 

safety events under CSA. The occurrence of future deficiencies could affect 

prohibiting  speeds  greater  than  65  miles  per  hour.  Whether  the  bill  will 

driver recruitment in the United States by causing high-quality drivers to seek 

become law is uncertain. The effect of these rules, to the extent they become 

employment with other carriers or limit the pool of available drivers or could 

effective,  could  result  in  a  decrease  in  fleet  production  and/or  driver 

cause  the  Company’s  customers  to  direct  their  business  away  from  the 

availability, either of which could materially adversely affect the Company’s 

Company  and  to  carriers  with  higher  fleet  safety  rankings,  either  of  which 

business, financial condition and results of operations. 

would materially adversely affect the Company’s business, financial condition 

and results of operations. In addition, future deficiencies could increase the 

Company’s  insurance  expenses.  Additionally,  competition  for  drivers  with 

favorable  safety  backgrounds  may 

increase,  which  could  necessitate 

increases  in  driver-related  compensation  costs.  Further,  the  Company may 

incur greater than expected expenses in its attempts to improve unfavorable 

scores. 

The  Company’s  subsidiaries  with  U.S.  operating  authority  currently  have  a 

satisfactory DOT rating, which is the highest available rating under the current 

safety rating scale. If the Company’s subsidiaries with U.S. operating authority 

were  to  receive  a  conditional  or  unsatisfactory  DOT  safety  rating,  it  could 

materially adversely affect  the Company’s business, financial  condition and 

results of operations as customer contracts may require a satisfactory DOT 

safety  rating,  and  a  conditional  or  unsatisfactory  rating  could  materially 

In  December  2016,  the  FMCSA  issued  a  final  rule  establishing  a  national 

adversely  affect  or  restrict  the  Company’s  operations  and  increase  the 

clearinghouse  for  drug  and  alcohol  testing  results  and  requiring  motor 

Company’s insurance costs.  

carriers  and  medical  review  officers  to  provide  records  of  violations  by 

commercial drivers of FMCSA drug and alcohol testing requirements. Motor 

carriers  in the United States will be required to query the clearinghouse to 

ensure drivers and driver applicants do not have violations of federal drug and 

alcohol  testing  regulations  that  prohibit  them  from  operating  commercial 

motor  vehicles. The  final  rule  became  effective  on  January  4,  2017,  with  a 

compliance date of January 6, 2020. In December 2019, however, the FMCSA 

announced  a  final  rule  extending  by three  years the  date  for  state  driver’s 

licensing agencies to comply with certain requirements. The December 2016 

commercial driver’s license rule required states to request information from 

the clearinghouse about individuals prior to issuing, renewing, upgrading or 

transferring a commercial driver’s license. This new action will allow states’ 

compliance with the requirement, which was set to begin January 2020, to be 

delayed until January 2023. The compliance date of January 2020 remained 

in place for all other requirements set forth in the clearinghouse  final rule, 

however. Upon implementation, the rule may reduce the number of available 

drivers  in  an  already  constrained  driver  market.  Pursuant  to  a  new  rule 

The FMCSA has proposed regulations that would modify the existing rating 

system and the safety labels assigned to motor carriers evaluated by the DOT. 

Under  regulations  that  were  proposed  in  2016,  the  methodology  for 

determining a carrier’s DOT safety rating would be expanded to include the 

on-road safety performance of the carrier’s drivers and equipment, as well as 

results obtained from investigations. Exceeding certain thresholds based on 

such performance or results would cause a carrier to receive an unfit safety 

rating.  The  proposed  regulations  were  withdrawn  in  March  2017,  but  the 

FMCSA noted that a similar process may be initiated in the future. If similar 

regulations were enacted and the Company were to receive an unfit or other 

negative safety rating, the Company’s business would be materially adversely 

affected in the same manner as if it received a conditional or unsatisfactory 

safety  rating  under  the  current  regulations.  In  addition,  poor  safety 

performance  could  lead  to  increased  risk  of  liability,  increased  insurance, 

maintenance  and  equipment  costs  and  potential  loss  of  customers,  which 

could materially adversely affect the Company’s business, financial condition 

2021 Annual Report│32  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

and results of operations. The FMCSA has also indicated that it is in the early 

Company’s operations and financial results. The Company cannot predict the 

phases  of  a new  study  on  the  causation  of  large  truck  crashes. Although  it 

extent to which its operations and productivity will be impacted by any future 

remains  unclear  whether  such  a  study  will  ultimately  be  completed,  the 

regulations. The Company will continue monitoring its compliance with U.S. 

results of such study could spur further proposed and/or final rules regarding 

federal and state environmental regulations. 

safety and fitness in the United States. 

In March 2014, the U.S. Ninth Circuit Court of Appeals (the “Ninth Circuit”) 

From  time  to  time,  the  FMCSA  proposes  and  implements  changes  to 

held that the application of California state wage and hour laws to interstate 

regulations impacting hours-of-service.  Such changes can negatively impact 

truck drivers is not pre-empted by U.S. federal law. The case was appealed to 

the  Company’s  productivity  and  affect  its  operations  and  profitability  by 

the U.S. Supreme Court, which denied certiorari in May 2015, and accordingly, 

reducing the number of hours per day or week the Company’s U.S. drivers 

the  Ninth  Circuit  decision  stood.  However,  in  December  2018,  the  FMCSA 

and  independent  contractors  may  operate  and/or  disrupt  the  Company’s 

granted a petition filed by the American Trucking Associations determining 

network.   However, in August 2019, the FMCSA issued a proposal  to make 

that  federal  law  pre-empts  California’s  wage  and  hour laws,  and  interstate 

changes to its hours-of-service rules that would allow U.S. truck drivers more 

truck  drivers  are  not  subject  to  such  laws.    The  FMCSA’s  decision  was 

flexibility with their 30-minute rest break and with dividing their time in the 

appealed  by  labor  groups  and  multiple  lawsuits  were  filed  in  U.S.  courts 

sleeper berth.  It also would extend by two hours the duty time for U.S. drivers 

seeking to overturn the decision. I January 2021, however, the Ninth Circuit 

encountering  adverse  weather,  and  extend  the  shorthaul  exemption  by 

upheld  the  FMCSA’s  determination  that  U.S.  federal  law  does  pre-empt 

lengthening the drivers’ maximum on-duty period from 12 hours to 14 hours.  

California’s  meal  and  rest  break  laws,  as  applied  to  drivers  of  property-

In June 2020, the FMCSA adopted a final rule substantially as proposed, which 

carrying commercial motor vehicles. Other current and future U.S. state and 

became  effective  in  September  2020.    Certain  industry  groups  have 

local wage and hour laws, including laws related to employee meal breaks and 

challenged these rules in U.S. courts, and it remains unclear what, if anything, 

rest periods, may vary significantly from U.S. federal law. Further, driver piece 

will come from such challenges. Any future changes to U.S. hours-of-service 

rate compensation, which is an industry standard, has been attacked as non-

regulations could materially and adversely affect the Company’s operations 

compliant with state minimum wage laws.  As a result, the Company, along 

and profitability. 

The U.S. National Highway Traffic Safety Administration, the EPA and certain 

U.S. states, including California, have adopted regulations that are aimed at 

reducing tractor emissions and/or increasing fuel economy of the equipment 

the Company uses. Certain of these regulations are currently effective, with 

stricter  emission  and  fuel  economy  standards  becoming  effective  over  the 

next several years. Other regulations have been proposed in the United States 

that  would  similarly  increase  these  standards.  U.S.  federal  and  state 

lawmakers and regulators have also adopted or are considering a variety of 

other  climate-change  legal  requirements  related  to  carbon  emissions  and 

greenhouse gas emissions.  These legal requirements could potentially limit 

carbon emissions within certain states and municipalities in the United States. 

Certain of these legal requirements restrict the location and amount of time 

that diesel-powered tractors (like the Company’s) may idle, which may force 

the  Company  to  purchase  on-board  power  units  that  do  not  require  the 

engine to idle or to alter the Company’s drivers’ behavior, which might result 

in a decrease in productivity and/or an increase in driver turnover. All of these 

regulations  have  increased, and  may  continue  to  increase,  the  cost  of  new 

tractors and trailers and may require the Company to retrofit certain of its 

tractors and  trailers, may increase  its maintenance  costs, and  could  impair 

equipment  productivity  and 

increase  the  Company’s  operating  costs, 

particularly  if  such  costs  are  not  offset  by  potential  fuel  savings.  The 

occurrence of any of these adverse effects, combined with the uncertainty as 

to the reliability of the newly-designed diesel engines and the residual values 

of  the  Company’s  equipment,  could  materially  adversely  affect  the 

Company’s  business, 

financial  condition  and  results  of  operations. 

Furthermore, any future regulations that impose restrictions, caps, taxes or 

other controls on emissions of greenhouse gases could adversely affect the 

with other companies in the industry, is subject to an uneven patchwork of 
wage  and  hour  laws  throughout  the  United  States.  In  addition,  the 
uncertainty with respect to the practical application of wage and hour laws 

are, and in the future may be, resulting in additional costs for the Company 

and the industry as a whole, and a negative outcome with respect to any of 

the above-mentioned lawsuits could materially affect the Company.  If U.S. 

federal legislation is not passed pre-empting state and local wage and hour 

laws,  the  Company  will  either  need  to  continue  complying  with  the  most 

restrictive state and local laws across its entire fleet in the United States, or 

revise its management systems to comply with varying state and local laws. 

Either  solution  could  result  in  increased  compliance  and  labor  costs,  driver 

turnover, decreased efficiency and increased risk of non-compliance. In April 

2016,  the  Food  and  Drug  Administration  (“FDA”)  published  a  final  rule 

establishing requirements for shippers, loaders, carriers by motor vehicle and 

rail  vehicle,  and  receivers  engaged  in  the  transportation  of  food,  to  use 

sanitary  transportation  practices  to  ensure  the  safety  of  the  food  they 

transport as part of the FSMA.  This rule sets forth requirements related to (i) 

the  design  and  maintenance  of  equipment  used  to  transport  food,  (ii)  the 

measures  taken  during  food  transportation  to  ensure  food  safety,  (iii)  the 

training of carrier personnel in sanitary food transportation practices, and (iv) 

maintenance  and  retention  of  records  of  written  procedures,  agreements, 

and training related to the foregoing items.  These requirements took effect 

for larger carriers in April 2017 and apply to the Company when it acts as a 

carrier or as a broker. If the Company is found to be in violation of applicable 

laws or regulations related to the FSMA or if the Company transports food or 

goods that are contaminated or are found to cause illness and/or death, the 

Company  could  be  subject  to  substantial  fines,  lawsuits,  penalties  and/or 

criminal and civil liability, any of which could have a material adverse effect 

on the Company’s business, financial condition, and results of operations.  

2021 Annual Report│33  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

Changes in existing regulations and implementation of new regulations, such 

equipment suppliers would likely be passed on to the Company, and to the 

as those related to trailer size limits, emissions and fuel economy, hours of 

extent fuel prices increase, the Company may not be able to fully recover such 

service, mandating ELDs and drug and alcohol testing in Canada, the United 

increases through rate increases or the Company’s fuel surcharge program, 

States  and  Mexico,  could  increase  capacity  in  the  industry  or  improve  the 

either  of  which  could  have  a  material  adverse  effect  on  the  Company’s 

position  of  certain  competitors,  either  of  which  could  negatively  impact 

business. 

pricing and volumes or require additional investments by the Company. The 

short-term and long-term impacts of changes in legislation or regulations are 

difficult to predict and could materially adversely affect the Company’s results 

of operations. 

The United States-Mexico-Canada Agreement (“USMCA”) entered into effect 

in July 2020.  The USMCA is designed to modernize food and agriculture trade, 

advance rules of origin for automobiles and trucks, and enhance intellectual 

property protections, among other matters, according to the Office of the U.S. 

The  right  to  continue  to  hold  applicable  licenses  and  permits  is  generally 

Trade Representative.  It is difficult to predict at this stage what could be the 

subject  to  maintaining  satisfactory  compliance  with  regulatory  and  safety 

impact of the USMCA on the economy, including the transportation industry.  

guidelines,  policies  and  laws.  Although  the  Company  is  committed  to 

However, given the amount of North American trade that moves by truck it 

compliance with laws and safety, there is no assurance that it will be in full 

could have a significant impact on supply and demand in the transportation 

compliance with  them at all  times. Consequently, at some future time, the 

industry, and could adversely impact the amount, movement and patterns of 

Company could be required to incur significant costs to maintain or improve 

freight transported by the Company.  

its compliance record. 

The U.S. Department of Treasury has broad authority to issue regulations and 

United  States  and  Mexican  operations.  A  significant  portion  of  the 

interpretative guidance that may significantly impact how the Company will 

Company’s  revenue  is  derived  from  operations  in  the  United  States  and 

apply  the  law  and  impact  the  Company’s  results  of  operations  in  future 

transportation to and from Mexico. The Company’s international operations 

periods. The timing and scope of such regulations and interpretative guidance 

are subject to a variety of risks, including fluctuations in foreign currencies, 

are uncertain. In addition, there is a risk that states within the United States 

changes  in  the  economic  strength  or  greater  volatility  in  the  economies  of 

or  foreign  jurisdictions  may  amend  their  tax  laws  in  response  to  these  tax 

foreign  countries  in  which  the  Company  does  business,  difficulties  in 

reforms,  which  could  have  a  material  adverse  effect  on  the  Company’s 

enforcing  contractual  rights  and  intellectual  property  rights,  compliance 

results.  

burdens  associated  with  export  and  import  laws,  theft  or  vandalism,  and 

social,  political  and  economic  instability.  The  Company’s  international 

operations  could  be  adversely  affected  by  restrictions  on  travel. Additional 

risks  associated  with  the  Company’s 

international  operations 

include 

restrictive trade policies, imposition of duties, changes to trade agreements 

and  other  treaties,  taxes  or  government  royalties  by  foreign  governments, 

adverse  changes  in  the  regulatory  environments,  including  in  tax  laws  and 

regulations,  of  the  foreign  countries  in  which  the  Company  does  business, 

compliance  with  anti-corruption  and  anti-bribery  laws,  restrictions  on  the 

withdrawal of foreign investments, the ability to identify and retain qualified 

local managers and the challenge of managing a culturally and geographically 

diverse  operation.  The  Company  cannot  guarantee  compliance  with  all 

applicable laws, and violations could result in substantial fines, sanctions, civil 

or  criminal  penalties,  competitive  or  reputational  harm,  litigation  or 

regulatory  action  and  other  consequences  that  might  adversely  affect  the 

Company’s results of operations. 

The  current  United  States  Presidential  Administration  provided  informal 

guidance  that  it  is  in  favor  of  certain  changes  to  U.S.  tax  law,  including 

increasing the corporate tax rate from its current rate of 21%. In the event 

that the corporate tax rate is increased, the Company’s financial position, and 

financial results from its United States operations may be adversely affected.  

The  implementation  of  tariffs  or  quotas  or  changes  to  certain  trade 

agreements  could,  among  other  things,  increase  the  costs  of  the  materials 

used  by  the  Company’s  suppliers  to  produce  new  revenue  equipment  or 

increase  the  price  of  fuel.  Such  cost  increases  for  the  Company’s  revenue 

In addition, if the Company is unable to maintain its Free and Secure Trade 

(“FAST”)  and  U.S.  Customs Trade  Partnership  Against  Terrorism  (“C-TPAT”) 

certification statuses, it may have significant border delays, which could cause 

its  cross-border  operations  to  be  less  efficient  than  those  of  competitor 

carriers that obtain or continue to maintain FAST and C-TPAT certifications. 

Operating  Environment  and  Seasonality.  The  Company  is  exposed  to  the 

following factors, among others, affecting its operating environment: 

 

the Company’s future insurance and claims expense, including the cost 

 

 

of its liability insurance premiums and the number and dollar amount of 

claims, may exceed historical levels, which would require the Company 

to incur additional costs and could reduce the Company’s earnings;  

a  decline  in  the  demand  for  used  revenue  equipment  could  result  in 

decreased  equipment  sales,  lower  resale  values  and  lower  gains  (or 

recording losses) on sales of assets; 

tractor  and  trailer  vendors  may reduce  their  manufacturing  output  in 

response to lower demand for their products in economic downturns or 

shortages  of  component  parts,  including  the  current  shortage  of 

semiconductors  and  other  components  and  supplies,  such  as  steel, 

which may materially adversely affect the Company’s ability to purchase 

a  quantity  of  new  revenue  equipment  that  is  sufficient  to  sustain  its 

desired  growth  rate  and  negatively  impact  the  Company’s  financial 

results if it incurs higher costs to purchase tractors and trailers; and 

 

increased  prices  for  new  revenue  equipment,  design  changes  of  new 

engines,  reduced  equipment  efficiency  resulting  from  new  engines 

2021 Annual Report│34  

 
designed to reduce emissions, or decreased availability of new revenue 

Economic conditions that decrease shipping demand and increase the supply 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

equipment. 

The  Company’s  tractor  productivity  decreases  during  the  winter  season 

because inclement weather  impedes operations and some shippers reduce 

their  shipments  after  the  winter  holiday  season.  Revenue  may  also  be 

adversely  affected  by  inclement  weather  and  holidays,  since  revenue  is 

directly  related  to  available  working  days  of  shippers.  At  the  same  time, 

operating  expenses  increase  and  fuel  efficiency declines  because  of  engine 

idling and harsh weather creating higher accident frequency, increased claims 

and  higher  equipment  repair  expenditures.  The  Company  may  also  suffer 

from  weather-related  or  other  unforeseen  events  such  as  tornadoes, 

hurricanes,  blizzards,  ice  storms,  floods,  and  fires,  which  may  increase  in 

frequency  and  severity  due  to  climate  change,  as  well  as  other  man-made 

disasters. These events may disrupt fuel supplies, increase fuel costs, disrupt 

freight  shipments  or  routes,  affect  regional  economies,  damage  or  destroy 

the Company’s assets or adversely affect the business or financial condition 

of the Company’s customers, any of which could materially adversely affect 

the  Company’s  results  of  operations  or  make  the  Company’s  results  of 

operations more volatile. 

General Economic, Credit, and Business Conditions. The Company’s business 

is  subject  to  general  economic,  credit,  business  and  regulatory  factors that 

are largely beyond the Company’s control, and which could have a material 

adverse effect on the Company’s operating results. 

The Company’s industry is subject to cyclical pressures, and the Company’s 

business  is  dependent  on  a  number  of  factors  that  may  have  a  material 

adverse  effect  on  its  results  of  operations,  many  of  which  are  beyond  the 

Company’s control. The Company believes that some of the most significant 

of  these  factors  include  (i)  excess  tractor  and  trailer  capacity  in  the 

transportation industry in comparison with shipping demand; (ii) declines in 

the resale value of used equipment; (iii) limited supply and increased cost of 

new and used equipment;  (iv) recruiting and retaining qualified drivers; (v) 

strikes, work stoppages or work slowdowns at the Company’s facilities or at 

customer,  port,  border  crossing  or  other  shipping-related  facilities;  (vi) 

compliance with ongoing regulatory requirements; (vii) increases in interest 

rates,  fuel  taxes,  tolls  and  license  and  registration  fees;  and  (vii)  rising 

healthcare and insurance and claims costs in the United States; and (ix) the 

impact of the COVID-19 pandemic. 

The Company is also affected by (i) recessionary economic cycles, which tend 

to be characterized by weak demand and downward pressure on rates;  (ii) 

changes in customers’ inventory levels and in the availability of funding for 

their  working  capital;  (iii)  changes  in  the  way  in  which  the  Company’s 

customers  choose  to  source  or  utilize  the  Company’s  services;  and  (iv) 

downturns in customers’ business cycles, such as retail and manufacturing, 

where  the  Company  has  significant  customer  concentration.  Economic 

conditions may adversely affect customers and their demand for and ability 

to  pay  for  the  Company’s  services.  Customers  encountering  adverse 

economic conditions represent a greater potential for loss and the Company 

may be required to increase its allowance for doubtful accounts. 

of available tractors and trailers can exert downward pressure on rates and 

equipment  utilization,  thereby  decreasing  asset  productivity.  The  risks 

associated  with  these  factors  are  heightened  when  the  economy  is 

weakened. Some of the principal risks during such times include: 

 

 

 

 

the Company may experience a reduction in overall freight levels, which 

may impair the Company’s asset utilization; 

freight patterns may change as supply chains are redesigned, resulting 

in  an  imbalance  between  the  Company’s  capacity  and  assets  and 

customers’ freight demand; 

the Company may be forced to accept more loads from freight brokers, 

where freight rates are typically lower, or may be forced to incur more 

non-revenue generating miles to obtain loads; 

the Company may increase  the size  of its  fleet during periods of high 

freight  demand  during  which  its  competitors  also  increase  their 

capacity, and the Company may experience losses in greater amounts 

than  such  competitors  during  subsequent  cycles  of  softened  freight 

demand  if  the  Company  is  required  to  dispose  of  assets  at  a  loss  to 

match reduced freight demand; 

 

customers may solicit bids for freight from multiple trucking companies 

or select competitors that offer lower rates in an attempt to lower their 

costs, and the Company may be forced to lower its rates or lose freight; 

and  

 

lack  of  access  to  current  sources  of  credit  or  lack  of  lender  access  to 

capital, leading to an inability to secure credit financing on satisfactory 

terms, or at all. 

The  Company  is  subject  to  cost  increases  that  are  outside  the  Company’s 

control that could materially reduce the Company’s profitability if it is unable 

to  increase  its  rates  sufficiently.  Such  cost  increases  include,  but  are  not 

limited  to,  increases  in  fuel  and  energy  prices,  driver  and  office  employee 

wages, purchased transportation costs, taxes, interest rates, tolls, license and 

registration  fees,  insurance  premiums  and  claims,  revenue  equipment  and 

related maintenance, and tires and other components. Strikes or other work 

stoppages at the Company’s service centres or at customer, port, border or 

other  shipping  locations,  deterioration  of  Canadian,  U.S.  or  Mexican 

transportation infrastructure and reduced investment in such infrastructure, 

or actual or threatened armed conflicts or terrorist attacks, efforts to combat 

terrorism, military action against a foreign state or group located in a foreign 

state  or  heightened  security  requirements  could  lead  to  wear,  tear  and 

damage  to  the  Company’s  equipment,  driver  dissatisfaction,  reduced 

economic demand, reduced availability of credit, increased prices for fuel or 

temporary closing of the shipping locations or borders between Canada, the 

United  States  and  Mexico.  Further,  the  Company  may  not  be  able  to 

appropriately  adjust  its  costs  and  staffing  levels  to  meet  changing  market 

demands.  In  periods  of  rapid  change,  it  is  more  difficult  to  match  the 

Company’s staffing level to its business needs. 

The Company’s operations, with the exception of  its brokerage operations, 

are capital intensive and asset heavy. If anticipated demand differs materially 

from actual usage, the Company may have too many or too few assets. During 

2021 Annual Report│35  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

periods of decreased customer demand, the Company’s asset utilization may 

may include the geographic spread and duration of the virus, the distribution 

suffer, and it may be forced to sell equipment on the open market or turn in 

and availability of vaccines, vaccine hesitancy, the severity of the disease and 

equipment under certain equipment leases in order to right size its fleet. This 

the actions that may be taken by various governmental authorities and other 

could cause the Company to incur losses on such sales or require payments in 

third parties in response to the outbreak. 

connection with equipment the Company turns in, particularly during times 

of  a  softer  used  equipment  market,  either  of  which  could  have  a  material 

adverse effect on the Company’s profitability. 

Although  the  Company’s  business  volume  is  not  highly  concentrated,  its 

customers’  financial  failures  or  loss  of  customer  business  may  materially 

adversely  affect  the  Company.  If  the  Company  were  unable  to  generate 

sufficient cash from operations, it would need to seek alternative sources of 

capital, including financing, to meet its capital requirements. In the event that 

the  Company  were  unable  to  generate  sufficient  cash  from  operations  or 

obtain financing on favorable terms in the future, it may have to limit its fleet 

size, enter into less favorable financing arrangements or operate its revenue 

equipment for longer periods, any of which could have a materially adverse 

effect on its profitability. 

Coronavirus  and  its  variants  (“COVID-19”)  outbreak  or  other  similar 

outbreaks.  The  recent  outbreak  of  COVID-19,  and  any  other  outbreaks  of 

contagious diseases or other adverse public health developments, could have 

a  materially  adverse  effect  on  the  Company’s  financial  condition,  liquidity, 

results of operations, and cash flows. The outbreak of COVID-19 has resulted 

in  governmental  authorities  implementing  numerous  measures  to  try  to 

contain the virus, such as travel bans and restrictions, quarantines, shelter in 

place  orders, 

increased  border  and  port  controls  and  closures,  and 

shutdowns. There is considerable uncertainty regarding such measures and 

potential future measures, including vaccine, testing and masks mandates, all 

of which could limit the Company’s ability to meet customer demand, as well 

as reduce customer demand. Furthermore, government vaccine, testing, and 

mask mandates may increase the Company’s turnover and make recruiting 

more difficult, particularly among the Company’s driver personnel. 

Certain  of  the  Company’s  office  personnel  have  been  working  remotely, 

which  could  disrupt  to  a  certain  extent  the  Company’s  management, 

business,  finance,  and  financial  reporting  teams.  The  Company  may 

experience an increase in absences or terminations among its driver and non-

driver  personnel  due  to  the  outbreak  of  COVID-19,  which  could  have  a 

materially adverse effect on the Company’s operating results.  Further,  the 

Company’s operations, particularly in areas of increased COVID-19 infections, 

could  be  disrupted  resulting  in  a  negative  impact  on  the  Company’s 

operations and results.   

The  outbreak  of  COVID-19  has  significantly  increased  uncertainty.  Risks 

related to a slowdown or recession are described in the Company’s risk factor 

titled “General Economic, Credit and Business Conditions”. 

Short-term  and  long-term  developments  related  to  COVID-19  have  been 

unpredictable  and  the  extent  to  which  further  developments  could  impact 

the  Company’s  operations,  financial  condition,  access  to  credit,  liquidity, 

results of operations, and cash flows is highly uncertain. Such developments 

In November 2021, the U.S. Department of Labor’s Occupational Safety and 

Health Administration (“OSHA”) published an emergency temporary standard 

requiring  all  employers  within  the  U.S.  with  over  100  employees  to  ensure 

that their employees are fully vaccinated or, in the alternative, to ensure that 

all unvaccinated employees return a negative COVID-19 test at least once a 

week  before  coming  to  work.  However,  the  United  States  Supreme  Court 

blocked this emergency temporary standard from coming into effect. 

Effective January 2022, the Canadian government is prohibiting unvaccinated 

foreigners, including U.S. citizens, from crossing the border. Effective January 

2022, the U.S. Government is prohibiting unvaccinated foreigners, including 

Canadian citizens, from crossing the U.S.-Canada border and the U.S.-Mexico 

border.  The  effect  of  these  border  requirements,  in  addition  to  any  other 

vaccine, testing, or mask mandates that go into effect may, amongst other 

things,  (i)  cause  the  Company’s  employees  to  go  to  smaller  employers, 

especially  if  any  future  mandates  are  only  subject  to  larger  employers,  or 

leave the trucking industry altogether, (ii) result in logistical issues, increased 

expenses,  and  operational  issues  resulting  from  ensuring  compliance  with 

such  mandates,  such  as  the  costs  of  arranging  for  COVID-19  tests  for  the 

Company’s  unvaccinated  employees,  especially 

for 

the  Company’s 

unvaccinated drivers, (iii) result in increased costs relating to recruiting and 

training of drivers, and (iv) result in decreased revenue and other operational 

issues if we are unable to recruit and retain drivers. Any such vaccine, testing, 

or mask mandate that is interpreted as to apply to commercial drivers would 

significantly reduce the pool of drivers available to us and the industry as a 

whole,  exacerbating  the  current  driver  shortage  even  further.  Accordingly, 

any vaccine, testing, or mask mandate, to the extent that it goes into effect, 

may  have  a  material  adverse  effect  on  the  Company’s    business,  the 

Company’s operations, and the Company’s financial condition and position. 

Interest Rate Fluctuations. Future cash flows related to variable-rate financial 

liabilities could be impacted by changes in benchmark rates such as Bankers’ 

Acceptance  or  London  Interbank  Offered  Rate  (Libor).  In  addition,  the 

Company is exposed to gains and losses arising from changes in interest rates 

through its derivative financial instruments carried at fair value. 

Currency Fluctuations. The Company’s financial results are reported in U.S. 

dollars and a large portion of the Company’s revenue and operating costs are 

realized in currencies other than the U.S. dollar, primarily the Canadian dollar. 

The  exchange  rates  between  these  currencies  and  the  U.S.  dollar  have 

fluctuated in recent years and will likely continue to do so in the future. It is 

not  possible  to  mitigate  all  exposure  to  fluctuations  in  foreign  currency 

exchange  rates.  The  results  of  operations  are  therefore  affected  by 

movements of these currencies against the U.S. dollar. 

Price and Availability of Fuel. Fuel is one of the Company’s largest operating 

expenses.  Diesel  fuel  prices  fluctuate  greatly  due  to  factors  beyond  the 

Company’s  control,  such  as  political  events,  commodity  futures  trading, 

2021 Annual Report│36  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

currency fluctuations, natural and man-made disasters, terrorist activities and 

million. The Company retains a deductible of US $1 million on its primary US 

armed conflicts, any of which may lead to an increase in the cost of fuel. Fuel 

$5  million  limit  policy  for  certain  U.S.  subsidiaries  for  commercial  general 

prices are also affected by the rising demand for fuel in developing countries 

liability.  The  Company  retains  deductibles  of  up  to  US  $1  million  per 

and  could  be  materially  adversely  affected  by  the  use  of  crude  oil  and  oil 

occurrence  for  workers’  compensation  claims.    The  Company’s  liability 

reserves for purposes other than fuel production and by diminished drilling 

coverage  has  a  total  limit  of  US  $100  million  per  occurrence  for  both  its 

activity. Such events may lead not only to increases in fuel prices, but also to 

Canadian and U.S. divisions. 

fuel  shortages  and  disruptions  in  the  fuel  supply  chain.  Because  the 

Company’s operations are dependent upon diesel fuel, significant diesel fuel 

cost increases, shortages or supply disruptions could have a material adverse 

effect  on  the  Company’s  business,  financial  condition  and  results  of 

operations. 

Although  the  Company  believes  its  aggregate  insurance  limits  should  be 

sufficient to cover reasonably expected claims, it is possible that the amount 

of one or more claims could exceed the Company’s aggregate coverage limits 

or  that  the  Company  will  chose  not  to  obtain  insurance  in  respect  of  such 

claims. If any claim were to exceed  the Company’s coverage, the Company 

While the Company has fuel surcharge programs in place with a majority of 

would  bear  the  excess,  in  addition  to  the  Company’s  other  self-insured 

the Company’s customers, which historically have helped the Company offset 

amounts. The Company’s results of operations and financial condition could 

the  majority  of  the  negative  impact  of  rising  fuel  prices,  the  Company  also 

be  materially  and  adversely  affected  if  (i)  cost  per  claim  or  the  number  of 

incurs  fuel  costs  that  cannot  be  recovered  even  with  respect  to  customers 

claims  significantly  exceeds  the  Company’s  coverage  limits  or  retention 

with which the Company maintains fuel surcharge programs, such as those 

amounts; (ii) the Company experiences a claim in excess of its coverage limits; 

associated with non-revenue generating miles or time when the Company’s 

(iii) the Company’s insurance carriers fail to pay on the Company’s insurance 

engines  are  idling.  Moreover,  the  terms  of  each  customer’s  fuel  surcharge 

claims; (iv) the Company experiences a significant increase in premiums; or 

program  vary  from  one  division  to  another,  and  the  recoverability  for  fuel 

(v)  the  Company  experiences  a  claim  for  which  coverage  is  not  provided, 

price  increases  varies  as  well.  In  addition,  because  the  Company’s  fuel 

either because the Company chose not to obtain insurance as a result of high 

surcharge  recovery  lags  behind  changes  in  fuel  prices,  the  Company’s  fuel 

premiums  or  because  the  claim  is  not  covered  by  insurance  which  the 

surcharge recovery may not capture the increased costs the Company pays 

Company has in place. 

for fuel, especially when prices are rising. This could lead to fluctuations in the 

Company’s levels of reimbursement, such as has occurred in the past. There 

can be no assurance that such fuel surcharges can be maintained indefinitely 

or that they will be fully effective. 

The Company accrues the costs of the uninsured portion of pending claims 

based on estimates derived from the Company’s evaluation of the nature and 

severity of  individual  claims and  an  estimate  of  future  claims development 

based  upon  historical  claims development  trends.  Actual  settlement  of  the 

Insurance.  The  Company’s  operations  are  subject  to  risks  inherent  in  the 

Company’s retained claim liabilities could differ from its estimates due to a 

transportation sector, including personal injury, property damage, workers’ 

number  of  uncertainties,  including  evaluation  of  severity,  legal  costs  and 

compensation  and  employment  and  other  issues.  The  Company’s  future 

claims that have been incurred but not reported. Due to the Company’s high 

insurance  and  claims  expenses  may  exceed  historical  levels,  which  could 

retained amounts, it has significant exposure to fluctuations in the number 

reduce  the  Company’s  earnings.  The  Company  subscribes  for  insurance  in 

and  severity  of  claims.  If  the  Company  were  required  to  accrue  or  pay 

amounts it considers appropriate in the circumstances and having regard to 

additional amounts because its estimates are revised or the claims ultimately 

industry  norms.  Like  many  in  the  industry,  the  Company  self-insures  a 

prove to be more severe than originally assessed, its financial condition and 

significant portion of the claims exposure related to cargo loss, bodily injury, 

results of operations may be materially adversely affected. 

workers’  compensation  and  property  damages.  Due  to  the  Company’s 

significant self-insured amounts, the Company has exposure to fluctuations in 

the number or severity of claims and the risk of being required to accrue or 

pay  additional  amounts  if  the  Company’s  estimates  are  revised  or  claims 

ultimately prove to be in excess of the amounts originally assessed. Further, 

the Company’s self-insured retention levels could change and result in more 

volatility than in recent years. 

The  Company  holds  a  fully-fronted  policy  of  CAD  $10  million  limit  per 

occurrence  for  automobile  bodily  injury, property  damage  and  commercial 

general  liability  for  its  Canadian  Insurance  Program,  subject  to  certain 

exceptions. The Company retains a deductible of US $2.25 million for certain 

U.S. subsidiaries on their primary US $5 million limit policies for automobile 

bodily injury and property damage, also subject to certain exceptions, and a 

50%  quota  share  deductible  for  the  US  $5  million  limit  in  excess  of  US  $5 

Employee Relations. With the acquisition of UPS Freight and prior Canadian 

acquisitions, the Company has a substantial number of unionized employees 

in the U.S. and Canada. Although the Company believes that its relations with 

its employees are satisfactory, no assurance can be given that the Company 

will  be  able  to  successfully  extend  or  renegotiate  the  Company’s  current 

collective  agreements  as  they  expire  from  time  to  time  or  that  additional 

employees will not attempt to unionize. 

The  unionization  of the  Company’s  employees  in  additional  business  units, 

adverse changes in terms under collective bargaining agreements, or actual 

or threatened strikes, work stoppages or slow downs, could have a material 

adverse  effect  on  the  Company’s  business,  customer  retention,  results  of 

operations,  financial  condition  and  liquidity,  and  could  cause  significant 

disruption of, or inefficiencies in, its operations,  because: 

2021 Annual Report│37  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

 

 

 

 

 

 

restrictive work rules could hamper the Company’s ability to improve or 

industries, which may offer better compensation and/or more time at home, 

sustain  operating  efficiency  or  could  impair  the  Company’s  service 

are  more  plentiful  and  freight  demand  increases,  or  during  periods  of 

reputation and limit its ability to provide certain services; 

economic  downturns,  in  which  unemployment  benefits  might  be  extended 

a  strike  or  work  stoppage  could  negatively  impact  the  Company’s 

and  financing  is  limited  for  independent  contractors  who  seek  to  purchase 

profitability and could damage customer and employee relationships; 

equipment, or the scarcity or growth of loans for students who seek financial 

shippers may limit their use of unionized trucking companies because of 

aid  for  driving  school.  In  addition,  enrollment  at  driving  schools  may  be 

the threat of strikes and other work stoppages;  

further limited by COVID-19 social distancing requirements, vaccine, testing, 

the  Company  could  fail  to  extend  or  renegotiate 

its  collective 

and  mask  mandates,  and  other  regulatory  requirements  that  reduces  the 

agreements or experience material increases in wages or benefits;  

number of eligible drivers. The lack of adequate tractor parking along some 

disputes with the Company’s unions could arise; and 

U.S.  highways  and  congestion  caused  by  inadequate  highway  funding  may 

an election and bargaining process could divert management’s time and 

make it more difficult for drivers to comply with hours of service regulations 

attention from the Company’s overall objectives and impose significant 

and  cause  added  stress  for  drivers,  further  reducing  the  pool  of  eligible 

expenses. 

The Company’s collective agreements have a variety of expiration dates, to 

the  last  of  which  is  in  September  2024.  In  a  small  number  of  cases,  the 

expiration  date  of  the  collective  agreement  has  passed;  in  such  cases,  the 

Corporation is generally in the process of renegotiating the agreement. The 

Company cannot predict the effect which any new collective agreements or 

the  failure  to  enter  into  such  agreements  upon  the  expiry  of  the  current 

agreements may have on its operations. 

The Company has limited experience with unionized  employees in  the  U.S. 

There may be additional risks related to the increased number of unionized 

U.S.  employees  from  the  acquisition  of  UPS  Freight.  The  impact  the 

Company’s unionized operations could have on non-unionized operations is 

uncertain. 

Drivers.  Increases  in  driver  compensation  or  difficulties  attracting  and 

retaining  qualified  drivers  could  have  a  material  adverse  effect  on  the 

Company’s  profitability  and  the  ability to  maintain  or  grow  the  Company’s 

fleet. 

Like many in the transportation sector, the Company experiences substantial 

difficulty  in  attracting  and  retaining  sufficient  numbers  of  qualified  drivers. 

The trucking industry periodically experiences a shortage of qualified drivers. 

The  Company  believes  the  shortage  of  qualified  drivers  and  intense 

competition  for  drivers  from  other  transportation  companies  will  create 

difficulties  in  maintaining  or  increasing  the  number  of  drivers  and  may 

negatively  impact  the  Company’s  ability  to  engage  a  sufficient  number  of 

drivers,  and  the  Company’s  inability  to  do  so  may  negatively  impact  its 

operations.  Further,  the  compensation  the  Company  offers  its  drivers  and 

independent contractor expenses are subject to market conditions, and the 

Company may find it necessary to increase driver and independent contractor 

compensation in future periods. 

In addition, the Company and many other trucking companies suffer from a 

high  turnover  rate  of  drivers in  the  U.S. TL market.  This high  turnover  rate 

requires  the  Company  to  continually  recruit  a  substantial  number  of  new 

drivers in order to operate existing revenue equipment. Driver shortages are 

exacerbated  during  periods  of  economic  expansion,  in  which  alternative 

employment opportunities, including in the construction and manufacturing 

drivers. The Company’s use of team-driven tractors for expedited shipments 

requires  two  drivers  per  tractor,  which  further  increases  the  number  of 

drivers the Company must recruit and retain in comparison to operations that 

require  one  driver  per  tractor.  The  Company  also  employs  driver  hiring 

standards,  which  could  further  reduce  the  pool  of  available  drivers  from 

which  the  Company  would  hire.  If  the  Company  is  unable  to  continue  to 

attract and retain a sufficient number of drivers, the Company could be forced 

to,  among  other  things,  adjust  the  Company’s  compensation  packages, 

increase  the  number  of  the  Company’s  tractors  without  drivers  or  operate 

with fewer trucks and face difficulty meeting shipper demands, any of which 

could adversely affect the Company’s growth and profitability. 

Independent  Contractors.  The  Company’s  contracts  with  U.S. independent 

contractors are governed by U.S. federal leasing regulations, which impose 

specific requirements on  the Company and the independent contractors. If 

more  stringent  state  or  U.S.  federal  leasing  regulations  are  adopted,  U.S. 

independent  contractors  could  be  deterred  from  becoming  independent 

contractor  drivers,  which  could  materially  adversely  affect  the  Company’s 

goal of maintaining its current fleet levels of independent contractors. 

The Company provides financing to certain qualified Canadian independent 

contractors and financial guarantees to a small number of U.S. independent 

contractors.  If  the  Company  were  unable  to  provide  such  financing  or 

guarantees in the future, due to liquidity constraints or other restrictions, it 

may  experience  a  decrease  in  the  number  of  independent  contractors  it  is 

able  to  engage.  Further,  if  independent  contractors  the  Company  engages 

default  under  or  otherwise  terminate  the  financing  arrangements  and  the 

Company is unable to find replacement independent contractors or seat the 

tractors with its drivers, the Company may incur losses on amounts owed to 

it with respect to such tractors. 

Pursuant  to  the  Company’s  fuel  surcharge  program  with  independent 

contractors,  the  Company  pays  independent  contractors  with  which  it 

contracts a fuel surcharge that  increases with the increase in fuel prices. A 

significant  increase  or  rapid  fluctuation  in  fuel  prices  could  cause  the 

Company’s  costs  under  this  program  to  be  higher  than  the  revenue  the 

Company receives under its customer fuel surcharge programs. 

U.S.  tax  and  other  regulatory  authorities,  as  well  as  U.S.  independent 

contractors  themselves,  have  increasingly  asserted  that  U.S.  independent 

2021 Annual Report│38  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

contractor  drivers  in  the  trucking  industry  are  employees  rather  than 

the decision. In November 2021, the Supreme Court requested that the U.S. 

independent  contractors,  and  the  Company’s  classification  of  independent 

solicitor general weigh in on the case. The injunction will remain in place until 

contractors has been the subject of audits by such authorities from time to 

the Supreme Court makes a decision on whether to proceed in hearing the 

time. U.S. federal and state legislation has been introduced in the past that 

case.  While  the  stay  of  the  AB5  mandate  provides  temporary  relief  to  the 

would make it easier for tax and other authorities to reclassify independent 

enforcement  of  AB5,  it  remains  unclear  how  long  such  relief  will  last,  and 

contractors as employees, including legislation to increase the recordkeeping 

whether the CTA will ultimately be successful in invalidating the law. It is also 

requirements for  those  that  engage  independent  contractor  drivers  and  to 

possible AB5 will spur similar legislation in states other than California, which 

increase the penalties for companies who misclassify their employees and are 

could adversely affect the Company’s results of operations and profitability.  

found to have violated employees’ overtime and/or wage requirements. The 

most recent example being the Protecting the Rights to Organize (“PRO”) Act, 

which was passed by the U.S. House of Representatives and received by the 

U.S. Senate in March 2021 and remains with the U.S. Senate’s Committee on 

Health, Education, Labor, and Pensions.  The PRO Act proposes to apply the 

“ABC Test” (described below) for classifying workers under Federal Fair Labor 

Standards Act claims.  It is unknown whether any of the proposed legislation 

will  become  law  or  whether  any  industry-based  exemptions  from  any 

resulting law will be granted. Additionally, U.S. federal legislators have sought 

to abolish the current safe harbor allowing taxpayers meeting certain criteria 

to treat individuals as independent contractors if they are following a long-

standing, recognized practice, to extend the U.S. Fair Labor Standards Act to 

independent  contractors  and  to  impose  notice  requirements  based  on 

employment or independent contractor status and fines for failure to comply. 

Some U.S. states have put initiatives in place to increase their revenue from 

items such as unemployment, workers’ compensation and income taxes, and 

a reclassification of independent contractors as employees would help states 

with this initiative. Further, courts in certain U.S. states have issued decisions 

that could result in a greater likelihood that independent contractors would 

be judicially classified as employees in such states. 

In September 2019, California enacted a new law, A.B. 5 (“AB5”), that made 

it more difficult for workers to be classified as independent contractors (as 

opposed  to  employees).    AB5  provides  that  the  three-pronged  “ABC  Test” 

must be used to determine worker classifications in wage order claims.  Under 

the ABC Test, a  worker  is presumed  to be an  employee  and the burden  to 

demonstrate  their  independent  contractor  status  is  on  the  hiring  company 

through satisfying all three of the following criteria: (a) the worker is free from 

control  and  direction  in  the  performance  of  services;  (b)  the  worker  is 

performing  work  outside  the  usual  course  of  the  business  of  the  hiring 

company;  and  (c)  the  worker  is  customarily  engaged  in  an  independently 

established trade, occupation, or business.  How AB5 will be enforced is still 

to be determined. In January 2021, however, the California Supreme Court 

ruled that the ABC Test could apply retroactively to all cases not yet final as 

of the date the original decision was rendered, April 2018.  While it was set to 

enter into effect in January 2020, a U.S. federal judge in California issued a 

preliminary  injunction  barring  the  enforcement  of  AB5  on  the  trucking 

industry while the California Trucking Association (“CTA”) moves forward with 

its  suit  seeking  to  invalidate  AB5.  The  Ninth  Circuit  rejected  the  reasoning 

behind the injunction in April 2021, ruling that AB5 is not pre-empted by U.S. 

federal law, but granted a stay of the AB5 mandate in June 2021 (preventing 

its  application  and  temporarily  continuing  the  injunction)  while  the  CTA 

petitioned the United States Supreme Court (the “Supreme Court”) to review 

U.S. class action lawsuits and other lawsuits have been filed against certain 

members  of  the  Company’s  industry  seeking  to  reclassify  independent 

contractors  as  employees  for  a  variety  of  purposes,  including  workers’ 

compensation  and  health  care  coverage.  In  addition,  companies  that  use 

lease purchase independent contractor programs, such as the Company, have 

been  more  susceptible  to  reclassification  lawsuits,  and  several  recent 

decisions have been made in favor of those seeking to classify independent 

contractor  truck  drivers  as  employees.  U.S.  taxing  and  other  regulatory 

authorities and courts apply a variety of standards in their determination of 

independent  contractor  status.  If  the  independent  contractors  with  whom 

the Company contracts are determined to be employees, the Company would 

incur  additional  exposure  under  U.S.  federal  and  state  tax,  workers’ 

compensation,  unemployment  benefits,  labor,  employment  and  tort  laws, 

including for prior periods, as well as potential liability for employee benefits 

and  tax  withholdings,  and  the  Company’s  business,  financial  condition  and 

results of operations could be materially adversely affected. The Company has 

settled certain class action cases in Massachusetts and California in the past 

with independent contractors who alleged they were misclassified. 

Acquisitions and Integration Risks. Historically, acquisitions have been a part 

of  the  Company’s  growth  strategy.  The  Company  may  not  be  able  to 

successfully integrate acquisitions into the Company’s business, or may incur 

significant unexpected costs in doing so. Further, the process of integrating 

acquired  businesses  may  be  disruptive  to  the  Company’s  existing  business 

and may cause an interruption or reduction of the Company’s business as a 

result of the following factors, among others: 

 

 

 

 

 

 

 

 

loss of drivers, key employees, customers or contracts; 

possible  inconsistencies  in  or  conflicts  between  standards,  controls, 

procedures and policies among the combined companies and the need 

to 

implement  company-wide 

financial,  accounting, 

information 

technology and other systems; 

failure to maintain or improve the safety or quality of services that have 

historically been provided; 

inability to retain, integrate, hire or recruit qualified employees; 

unanticipated environmental or other liabilities; 

risks of entering new markets or business offerings in which we have 

had no or only limited prior experience;  

failure to coordinate geographically dispersed organizations; and 

the diversion of management’s attention from the Company’s day-to-

day  business  as  a  result  of  the  need  to  manage  any  disruptions  and 

difficulties and the need to add management resources to do so. 

2021 Annual Report│39  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

Given  the  nature  and  size  of  UPS  Freight,  as  well  as  the  structure  of  the 

especially where there is no right to indemnification, could adversely affect 

acquisition as a carveout from UPS, the acquisition of UPS Freight presents 

the Company’s results of operations, financial condition and liquidity. 

the following risks, in addition to risks noted elsewhere in these risk factors: 

The Company continues to review acquisition and investment opportunities 

 

a large portion of the business of UPS Freight prior to the acquisition 

in  order  to  acquire  companies  and  assets  that  meet  the  Company’s 

was  with  affiliates  of  UPS.  While  there  are  transportation  service 

investment  criteria,  some  of  which  may  be  significant.  Depending  on  the 

agreements  in  effect  with  such  affiliates  of  UPS,  such  affiliates  may 

number  of  acquisitions  and  investments  and  funding  requirements,  the 

decide to reduce or eliminate business with the Company in the future 

Company may need  to  raise  substantial  additional  capital  and  increase  the 

and we have limited contractual protections to prevent the loss of such 

Company’s  indebtedness.  Instability  or  disruptions  in  the  capital  markets, 

business; 

including  credit  markets,  or  the  deterioration  of  the  Company’s  financial 

 

some  of  the  information  and  operating  systems  of  UPS  Freight  were 

condition due to internal or external factors, could restrict or prohibit access 

integrated  with  UPS  prior  to  the  acquisition.  The  Company  is  in  the 

to the capital markets and could also increase the Company’s cost of capital. 

process of transitioning such systems and could experience disruptions 

To the extent the Company raises additional capital through the sale of equity, 

during  the  transition  or  difficulty  or  delay  in  building  its  systems  and 

equity-linked  or  convertible  debt  securities,  the  issuance  of  such  securities 

personnel to operate them; 

could  result  in  dilution  to  the  Company’s  existing  shareholders.  If  the 

the Company had limited experience in the U.S. LTL market prior to the 

Company raises additional funds through the issuance of debt securities, the 

acquisition and we may be unsuccessful in integrating UPS Freight and 

terms  of  such  debt  could  impose  additional  restrictions  and  costs  on  the 

operating it profitably; 

Company’s operations. Additional capital, if required, may not be available on 

given the size and complexity of the acquired U.S. LTL operations of UPS 

acceptable  terms  or  at  all.  If  the  Company  is  unable  to  obtain  additional 

Freight, management’s attention may be diverted from other areas of 

capital at a reasonable cost, the Company may be required to forego potential 

the Company; and  

acquisitions,  which  could  impair  the  execution  of  the  Company’s  growth 

the  Company  acquired  a  substantial  number  of  unionized  U.S. 

strategy. 

employees 

in  the  acquisition  and  unionized  employees  present 

 

 

 

significant risks.  

Anticipated cost savings, synergies, revenue enhancements or other benefits 

from any acquisitions that the Company undertakes may not materialize  in 

the  expected  timeframe  or  at  all.  The  Company’s  estimated  cost  savings, 

synergies,  revenue  enhancements  and  other  benefits  from  acquisitions  are 

subject  to  a  number  of  assumptions about  the  timing,  execution  and  costs 

associated  with  realizing  such  synergies.  Such  assumptions  are  inherently 

uncertain and are subject to a wide variety of significant business, economic 

and competition risks. There can be no assurance that such assumptions will 

The Company routinely evaluates its operations and considers opportunities 

to divest certain of its assets. In addition, the Company faces competition for 

acquisition  opportunities.  This  external  competition  may  hinder  the 

Company’s  ability  to 

identify  and/or  consummate  future  acquisitions 

successfully.  There  is  also  a  risk  of  impairment  of  acquired  goodwill  and 

intangible  assets.  This  risk  of  impairment  to  goodwill  and  intangible  assets 

exists because the assumptions used in the initial valuation, such as interest 

rates or forecasted cash flows, may change when testing for impairment is 

required. 

turn out to be correct and, as a result, the amount of cost savings, synergies, 

There  is  no  assurance  that  the  Company  will  be  successful  in  identifying, 

revenue  enhancements  and  other  benefits  the  Company  actually  realizes 

negotiating,  consummating  or  integrating  any  future  acquisitions.  If  the 

and/or  the  timing  of  such  realization  may  differ  significantly  (and  may  be 

Company  does  not  make  any  future  acquisitions,  or  divests  certain  of  its 

significantly lower) from the ones the Company estimated, and the Company 

operations,  the  Company’s  growth  rate  could  be  materially  and  adversely 

may incur significant costs in reaching the estimated cost savings, synergies, 

affected. Any future acquisitions the Company does undertake could involve 

revenue enhancements or other benefits. Further, management of acquired 

the  dilutive  issuance  of  equity  securities  or  the  incurring  of  additional 

operations  through  a  decentralized  approach  may  create  inefficiencies  or 

indebtedness. 

inconsistencies. 

Growth. There is no assurance that in the future, the Company’s business will 

Many  of  the  Company’s  recent  acquisitions  have  involved  the  purchase  of 

grow substantially or without volatility, nor is there any assurance that  the 

stock  of  existing  companies.  These  acquisitions,  as  well  as  acquisitions  of 

Company will be able to effectively adapt its management, administrative and 

substantially  all  of  the  assets  of  a  company,  may  expose  the  Company  to 

operational systems to respond to any future growth.  Furthermore, there is 

liability for actions taken by an acquired business and its management before 

no  assurance  that  the  Company’s  operating  margins  will  not  be  adversely 

the  Company’s  acquisition.  The  due  diligence  the  Company  conducts  in 

affected by future changes in and expansion of its business or by changes in 

connection with an acquisition and any contractual guarantees or indemnities 

economic  conditions  or  that  it  will  be  able  to  sustain  or  improve  its 

that the Company receives from the sellers of acquired companies may not 

profitability in the future. 

be sufficient to protect the Company from, or compensate the Company for, 

actual  liabilities.  The  representations  made  by  the  sellers  expire  at  varying 

periods after the closing. A material liability associated with an acquisition, 

Environmental  Matters.  The  Company  uses  storage  tanks  at  certain  of  its 

Canadian  and  U.S.  transportation  terminals.  Canadian  and  U.S.  laws  and 

2021 Annual Report│40  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

regulations  generally  impose  potential  liability  on  the  present  and  former 

discharges. If the Company is  involved in a spill or other accident  involving 

owners or occupants or custodians of properties on which contamination has 

hazardous  substances,  if  there  are  releases  of  hazardous  substances  the 

occurred, as well as on parties who arranged for the disposal of waste at such 

Company  transports,  if  soil  or  groundwater  contamination  is  found  at  the 

properties. Although the Company is not aware of any contamination which, 

Company’s  current  or  former  facilities  or  results  from  the  Company’s 

if  remediation  or  clean-up  were  required,  would  have  a  material  adverse 

operations, or if the Company is found to be in violation of applicable laws or 

effect on it, certain of the Company’s current or former facilities have been in 

regulations,  the  Company  could  be  subject  to  cleanup  costs  and  liabilities, 

operation  for  many  years  and  over  such  time,  the  Company  or  the  prior 

including  substantial  fines  or  penalties  or  civil  and  criminal  liability,  any  of 

owners, operators or custodians of the properties may have generated and 

which could have a materially adverse effect on the Company’s business and 

disposed of wastes which are or may be considered hazardous. Liability under 

operating results. 

certain of these laws and regulations may be imposed on a joint and several 

basis  and  without  regard  to  whether  the  Company  knew  of,  or  was 

responsible for, the presence or disposal of these materials or whether the 

activities  giving  rise  to  the  contamination  was  legal  when  it  occurred.  In 

addition, the presence of those substances, or the failure to properly dispose 

of or remove those substances, may adversely affect the Company’s ability to 

sell or rent that property. If the Company incurs liability under these laws and 

regulations  and  if  it  cannot  identify  other  parties  which  it  can  compel  to 

contribute to its expenses and who are financially able to do so, it could have 

a material adverse effect on the Company’s financial condition and results of 

operations. There can be no assurance that the Company will not be required 

at  some  future  date  to  incur  significant  costs  or  liabilities  pursuant  to 

environmental laws, or that the Company’s operations, business or assets will 

not be materially affected by current or future environmental laws. 

The  Company’s  transportation  operations  and  its  properties  are  subject  to 

extensive  and  frequently-changing  federal,  provincial,  state,  municipal  and 

local environmental laws, regulations and requirements in Canada, the United 

States  and  Mexico  relating  to,  among  other  things,  air  emissions,  the 

management  of  contaminants,  including  hazardous  substances  and  other 

materials  (including  the  generation,  handling,  storage,  transportation  and 

disposal thereof), discharges and the remediation of environmental impacts 

(such as the contamination of soil and water, including ground water). A risk 

of environmental liabilities is inherent in transportation operations, historic 

activities associated with such operations and the ownership, management 

and control of real estate. 

Key Personnel. The future success of the Company will be based in large part 

on  the  quality  of  the  Company’s  management  and  key  personnel.  The 

Company’s management and key personal possess valuable knowledge about 

the  transportation  and  logistics  industry  and  their  knowledge  of  and 

relationships  with  the  Company’s  key  customers  and  vendors  would  be 

difficult to replace. The loss of key personnel could have a negative effect on 

the Company. There can be no assurance that the Company will be able to 

retain its current key personnel or, in the event of their departure, to develop 

or attract new personnel of equal quality. 

Dependence on Third Parties. Certain portions of the Company’s business are 

dependent  upon  the  services  of  third-party  capacity  providers,  including 

other transportation companies. For that portion of the Company’s business, 

the Company does not own or control the transportation assets that deliver 

the customers’ freight, and the Company does not employ the people directly 

involved in delivering the freight. This reliance could cause delays in reporting 

certain  events,  including  recognizing  revenue  and  claims.  These  third-party 

providers  seek  other  freight  opportunities  and  may  require  increased 

compensation in times of improved freight demand or tight trucking capacity. 

The  Company’s  inability  to  secure  the  services  of  these  third  parties  could 

significantly limit the Company’s ability to serve its customers on competitive 

terms. Additionally, if the Company is unable to secure sufficient equipment 

or other transportation services to meet the Company’s commitments to its 

customers  or  provide  the  Company’s  services  on  competitive  terms,  the 

Company’s operating results could be materially and adversely affected. The 

Company’s  ability  to  secure  sufficient  equipment  or  other  transportation 

Environmental laws may authorize, among other things, federal, provincial, 

services is affected by many risks beyond the Company’s control,  including 

state  and  local  environmental  regulatory  agencies  to  issue  orders,  bring 

equipment  shortages  in  the  transportation  industry,  particularly  among 

administrative  or  judicial  actions  for  violations  of  environmental  laws  and 

contracted carriers, interruptions in service due to labor disputes, changes in 

regulations or to revoke or deny the renewal of a permit. Potential penalties 

regulations impacting transportation and changes in transportation rates. 

for  such  violations  may  include,  among  other  things,  civil  and  criminal 

monetary  penalties,  imprisonment,  permit  suspension  or  revocation  and 

injunctive relief. These agencies may also, among other things, revoke or deny 

renewal  of  the  Company’s  operating  permits,  franchises  or  licenses  for 

violations  or  alleged  violations  of  environmental  laws  or  regulations  and 

impose environmental assessment, removal of contamination, follow up  or 

control procedures. 

Loan  Default.  The  agreements  governing  the  Company’s  indebtedness, 

including the Credit Facility and the  Term Loan, contain certain restrictions 

and  other  covenants  relating  to,  among  other  things,  funded  debt, 

distributions,  liens,  investments,  acquisitions  and  dispositions  outside  the 

ordinary course of business and affiliate transactions. If the Company fails to 

comply  with  any  of  its  financing  arrangement  covenants,  restrictions  and 

requirements,  the  Company  could  be  in  default  under  the  relevant 

Environmental Contamination. The Company could be subject to orders and 

agreement,  which  could  cause  cross-defaults  under  other  financing 

other  legal  actions  and  procedures  brought  by  governmental  or  private 

arrangements.  In  the  event  of  any  such  default,  if  the  Company  failed  to 

parties  in  connection  with  environmental  contamination,  emissions  or 

obtain  replacement  financing  or  amendments  to  or  waivers  under  the 

2021 Annual Report│41  

 
applicable  financing  arrangement,  the  Company  may  be  unable  to  pay 

longer  periods,  any  of  which  may  have  a  material  adverse  effect  on  the 

dividends  to  its  shareholders,  and  its  lenders  could  cease  making  further 

Company’s operations. 

MANAGEMENT’S DISCUSSION AND ANALYSIS  

advances, declare the Company’s debt to be immediately due and payable, 

fail to renew letters of credit, impose significant restrictions and requirements 

on the Company’s operations, institute foreclosure procedures against their 

collateral,  or 

impose  significant  fees  and  transaction  costs. 

If  debt 

acceleration occurs, economic conditions may make it difficult or expensive 

to refinance the accelerated debt or the Company may have to issue equity 

securities, which would dilute share ownership. Even if new financing is made 

available  to  the  Company,  credit  may  not  be  available  to  the  Company  on 

acceptable  terms.  A  default  under  the  Company’s  financing  arrangements 

could result in a materially adverse effect on its liquidity, financial condition 

and results of operations. As at the date hereof, the Company is in compliance 

with all of its debt covenants and obligations. 

Credit Facilities. The Company has significant ongoing capital requirements 

that  could  affect  the  Company’s  profitability  if  the  Company  is  unable  to 

generate sufficient cash from operations and/or obtain financing on favorable 

terms.    The  trucking  industry  and  the  Company’s  trucking  operations  are 

capital intensive, and require significant capital expenditures annually.  The 

amount and timing of such capital expenditures depend on various factors, 

including anticipated freight demand and the price and availability of assets.  

If  anticipated  demand  differs  materially  from  actual  usage,  the  Company’s 

trucking  operations  may  have  too  many  or  too  few  assets.    Moreover, 

resource  requirements  vary  based  on  customer  demand,  which  may  be 

subject  to  seasonal  or  general  economic  conditions.    During  periods  of 

decreased customer demand, the Company’s asset utilization may suffer, and 

it may be forced to sell equipment on the open market or turn in equipment 

under certain equipment leases in order to right size its fleet.  This could cause 

the Company to incur losses on such sales or require payments in connection 

with  such  turn  ins,  particularly  during  times  of  a  softer  used  equipment 

market,  either  of  which  could  have  a  materially  adverse  effect  on  the 

Company’s profitability. 

Increased prices for new revenue equipment, design changes of new engines, 

decreased  availability  of  new  revenue  equipment  and  future  use  of 

autonomous tractors could have a material adverse effect on the Company’s 

business, financial condition, operations, and profitability. 

The  Company  is  subject  to  risk  with  respect  to  higher  prices  for  new 

equipment  for  its  trucking  operations.    The  Company  has  experienced  an 

increase in prices for new tractors in recent years, and the resale value of the 

tractors has not increased to the same extent.  Prices have increased and may 

continue to increase, due to, among other reasons, (i) increases in commodity 

prices;  (ii)  U.S.  government  regulations  applicable  to  newly-manufactured 

tractors, trailers and diesel engines; (iii) the pricing discretion of equipment 

manufacturers;  and  (iv)  component  and  supply  chain  issues  that  limit 

availability of new equipment and increase prices.  Increased regulation has 

increased  the  cost  of  the  Company’s  new  tractors  and  could  impair 

equipment productivity, in some cases, resulting in lower fuel mileage, and 

increasing  the  Company’s  operating  expenses.    Further  regulations  with 

stricter  emissions  and  efficiency  requirements  have  been  proposed  that 

would  further 

increase  the  Company’s  costs  and 

impair  equipment 

productivity.  These adverse effects, combined with the uncertainty as to the 

reliability  of  the  vehicles  equipped  with  the  newly  designed  diesel  engines 

and the residual values realized from the disposition of these vehicles could 

increase  the  Company’s  costs  or  otherwise  adversely  affect  the  Company’s 

business or  operations  as  the  regulations  become  effective.    Over  the  past 

several  years,  some  manufacturers  have  significantly 

increased  new 

equipment  prices,  in  part  to  meet  new  engine  design  and  operations 

requirements.    Furthermore,  future  use  of  autonomous  tractors  could 

increase  the  price  of  new  tractors  and  decrease  the  value  of  used  non-

autonomous tractors.  The Company’s business could be harmed if it is unable 

to  continue  to  obtain  an  adequate  supply  of  new  tractors  and  trailers  for 

these or other reasons.  As a result, the Company expects to continue to pay 

The Company’s indebtedness may increase from time to time in the future for 

increased  prices  for  equipment  and  incur  additional  expenses  for  the 

various  reasons,  including  fluctuations  in  results  of  operations,  capital 

foreseeable future. 

expenditures  and  potential  acquisitions.  The  agreements  governing  the 

Company’s  indebtedness,  including  the  Credit  Facility  and  the  Term  Loan, 

mature  on  various  dates,  ranging  from  2022  to  2036.  There  can  be  no 

assurance that such agreements governing the Company’s indebtedness will 

be renewed or refinanced, or if renewed or refinanced, that the renewal or 

refinancing  will  occur  on  equally  favorable  terms  to  the  Company.  The 

Company’s  ability  to  pay  dividends  to  shareholders  and  ability to  purchase 

new revenue equipment may be adversely affected if the Company is not able 

to renew the Credit Facility or the Term Loan or arrange refinancing of any 

indebtedness, or if such renewal or refinancing, as the case may be, occurs on 

terms  materially  less  favorable  to  the  Company  than  at  present.  If  the 

Company  is  unable  to  generate  sufficient  cash  flow  from  operations  and 

obtain  financing  on  terms  favorable  to  the  Company  in  the  future,  the 

Company may have to limit the Company’s fleet size, enter into less favorable 

financing  arrangements  or  operate  the  Company’s  revenue  equipment  for 

Tractor  and  trailer  vendors  may  reduce  their  manufacturing  output  in 

response  to  lower  demand  for  their  products  in  economic  downturns  or 

shortages of component parts.  Currently, tractor and trailer manufacturers 

are  experiencing  significant  shortages  of  semiconductor  chips  and  other 

component parts and supplies, including steel, forcing many manufacturers 

to  curtail  or  suspend  their  production,  which  has  led  to  a  lower  supply  of 

tractors and trailers, higher prices, and lengthened trade cycles, which could 

have  a  material  adverse  effect  on  the  Company’s  business,  financial 

condition, and results of operations, particularly the Company’s maintenance 

expense and driver retention. 

The  Company  has  certain  revenue  equipment 

leases  and  financing 

arrangements with balloon payments at the end of the lease term equal to 

the  residual  value  the  Company  is  contracted  to  receive  from  certain 

equipment manufacturers upon sale or trade back to the manufacturers.  If 

2021 Annual Report│42  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

the Company does not purchase new equipment that triggers the trade-back 

customers may reduce or eliminate their use of the Company’s services, or 

obligation, or the equipment manufacturers do not pay the contracted value 

may threaten to do so in order to gain pricing and other concessions from the 

at the end of the lease term, the Company could be exposed to losses equal 

Company. 

to the excess of the balloon payment owed to the lease or finance company 

over the proceeds from selling the equipment on the open market.  

Economic conditions and capital markets may adversely affect the Company’s 

customers  and  their  ability  to  remain  solvent.  The  customers’  financial 

The Company has trade-in and repurchase commitments that specify, among 

difficulties  can  negatively  impact  the  Company’s  results  of  operations  and 

other things, what its primary equipment vendors will pay it for disposal of a 

financial condition, especially if those customers were to delay or default in 

certain  portion  of  the  Company’s  revenue  equipment.    The  prices  the 

payment to the Company. For certain customers, the Company has entered 

Company expects to receive under these arrangements may be higher than 

into multi-year contracts, and the rates the Company charges may not remain 

the prices it would receive in the open market.  The Company may suffer a 

advantageous. 

financial loss upon disposition of its equipment if these vendors refuse or are 

unable to meet their financial obligations under these agreements, it does not 

enter 

into  definitive  agreements  that  reflect 

favorable  equipment 

replacement  or  trade-in  terms,  it  fails  to  or  is  unable  to  enter  into  similar 

arrangements  in  the  future,  or  it  does  not  purchase  the  number  of  new 

replacement units from the vendors required for such trade-ins.  

Availability of Capital. If the economic and/or the credit markets weaken, or 

the  Company is unable  to  enter  into  acceptable  financing  arrangements to 

acquire revenue equipment, make investments and fund working capital on 

terms favorable to it, the Company’s business, financial results and results of 

operations  could  be  materially  and  adversely  affected.  The  Company  may 

need  to  incur  additional  indebtedness,  reduce  dividends  or  sell  additional 

Used equipment prices are subject to substantial fluctuations based on freight 

shares in order to accommodate these items. A decline in the credit or equity 

demand, supply of used trucks, availability of financing, presence of buyers 

markets  and  any  increase  in  volatility  could  make  it  more  difficult  for  the 

for export and commodity prices for scrap metal.  These and any impacts of a 

Company  to  obtain  financing  and  may  lead  to  an  adverse  impact  on  the 

depressed market for used equipment could require the Company to dispose 

Company’s profitability and operations. 

of its revenue equipment below the carrying value.  This leads to losses on 

disposal  or  impairments  of  revenue  equipment,  when  not  otherwise 

protected by residual value arrangements.  Deteriorations of resale prices or 

trades  at  depressed  values  could  cause  losses  on  disposal  or  impairment 

charges in future periods. 

Information  Systems.  The  Company  depends  heavily  on  the  proper 

functioning,  availability  and  security  of  the  Company’s  information  and 

communication systems, including financial reporting and operating systems, 

in  operating  the  Company’s  business.  The  Company’s  operating  system  is 

critical  to understanding customer demands, accepting and planning loads, 

Difficulty in obtaining goods and services from the Company’s vendors and 

dispatching  equipment  and  drivers  and  billing  and  collecting  for  the 

suppliers could adversely affect its business. 

Company’s  services.  The  Company’s financial  reporting  system  is  critical  to 

The  Company  is  dependent  upon  its  vendors  and  suppliers  for  certain 

products and materials.  The Company believes that it has positive vendor and 

supplier relationships and it is generally able to obtain acceptable pricing and 

other  terms  from  such  parties.    If  the  Company  fails  to  maintain  positive 

relationships with its vendors and suppliers, or if its vendors and suppliers are 

producing  accurate  and  timely  financial  statements  and  analyzing  business 

information  to  help  the  Company  manage  its  business  effectively.  The 

Company  receives  and  transmits  confidential  data  with  and  among  its 

customers, drivers, vendors, employees and service providers in the normal 

course of business.  

unable to provide the products and  materials it needs or undergo financial 

The Company’s operations and those of its technology and communications 

hardship, the Company could experience difficulty in obtaining needed goods 

service providers are vulnerable to interruption by natural disasters, such as 

and services because of production interruptions, limited material availability 

fires, storms, and floods, which may increase in frequency and severity due to 

or other reasons.  As a consequence, the Company’s business and operations 

climate  change,  as  well  as  other  events  beyond  the  Company’s  control, 

could be adversely affected. 

Customer  and  Credit  Risks.  The  Company  provides  services  to  clients 

primarily  in  Canada,  the  United  States  and  Mexico.  The  concentration  of 

credit risk to which the Company is exposed is limited due to the significant 

number of customers that make up its client base and their distribution across 

different geographic areas. Furthermore, no client accounted for more than 

5% of the Company’s total accounts receivable for the year ended December 

31, 2021. Generally, the Company does not have long-term contracts with its 

major  customers.  Accordingly,  in  response  to  economic  conditions,  supply 

and  demand  factors  in  the  industry,  the  Company’s  performance,  the 

Company’s  customers’  internal  initiatives  or  other  factors,  the  Company’s 

including cybersecurity breaches and threats, such as hackers, malware and 

viruses, power loss, telecommunications failure, terrorist attacks and Internet 

failures. The Company’s systems are also vulnerable to unauthorized access 

and viewing, misappropriation, altering or deleting of information, including 

customer, driver, vendor, employee and service provider information and its 

proprietary business information. If any of the Company’s critical information 

systems fail, are breached or become otherwise unavailable, the Company’s 

ability  to  manage  its  fleet  efficiently,  to  respond  to  customers’  requests 

effectively,  to  maintain  billing  and  other  records  reliably,  to  maintain  the 

confidentiality  of  the  Company’s  data  and  to  bill  for  services  and  prepare 

financial statements accurately or in a timely manner would be challenged. 

Any significant system failure, upgrade complication, cybersecurity breach or 

2021 Annual Report│43  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

other system disruption could interrupt or delay the Company’s operations, 

could  result 

in  a  material  misstatement  of  the  Company’s  financial 

damage  its  reputation,  cause  the  Company  to  lose  customers,  cause  the 

statements, which could cause investors to lose confidence in the Company’s 

Company  to  incur  costs  to  repair  its  systems,  pay  fines  or  in  respect  of 

financial  statements  and  cause  the  trading  price  of  the  Common  Shares to 

litigation or impact the Company’s ability to manage its operations and report 

decline. 

its financial performance, any of which could have a material adverse effect 

on the Company’s business. 

Material  Transactions.  The  Company  has  acquired  numerous  companies 

pursuant to its acquisition strategy and, in addition, has sold business units, 

Litigation.  The  Company’s  business  is  subject  to  the  risk  of  litigation  by 

including the sale in February 2016 of its then-Waste Management segment 

employees,  customers,  vendors,  government  agencies,  shareholders  and 

for  CAD  $800  million.    The  Company  buys  and  sells  business  units  in  the 

other parties. The outcome of litigation is difficult to assess or quantify, and 

normal course of its business.  Accordingly, at any given time, the Company 

the  magnitude  of  the  potential  loss  relating  to  such  lawsuits  may  remain 

may  consider,  or  be  in  the  process  of  negotiating,  a  number  of  potential 

unknown for substantial periods of time. The cost to defend litigation may 

acquisitions  and  dispositions,  some  of  which  may  be  material  in  size.    In 

also  be  significant.  Not all  claims  are  covered  by  the  Company’s  insurance, 

connection  with  such  potential  transactions,  the  Company  regularly  enters 

and  there  can  be  no  assurance  that  the  Company’s  coverage  limits  will  be 

into  non-disclosure  or  confidentiality  agreements,  indicative  term  sheets, 

adequate  to  cover  all  amounts  in  dispute.  In  the  United  States,  where  the 

non-binding  letters  of  intent  and  other  similar  agreements  with  potential 

Company  has  growing  operations,  many  trucking  companies  have  been 

sellers and buyers, and conducts extensive due diligence as applicable.  These 

subject to class-action lawsuits alleging violations of various federal and state 

potential  transactions  may  relate  to  some  or  all  of  the  Company’s  four 

wage laws regarding, among other things, employee classification, employee 

reportable segments, that is, TL, Logistics, LTL, and Package and Courier.  The 

meal breaks, rest periods, overtime eligibility, and failure to pay for all hours 

Company’s  active  acquisition  and  disposition  strategy requires  a  significant 

worked.  A  number  of  these  lawsuits  have  resulted  in  the  payment  of 

amount of management time and resources. Although the Company complies 

substantial settlements or damages by the defendants. The Company may at 

with 

its  disclosure  obligations  under  applicable  securities 

laws,  the 

some future date be subject to such a class-action  lawsuit. In addition, the 

announcement  of  any  material  transaction  by  the  Company  (or  rumours 

Company  may  be  subject,  and  has  been  subject  in  the  past,  to  litigation 

thereof, even if unfounded) could result in volatility in the market price and 

resulting from trucking accidents. The number and severity of litigation claims 

trading volume of the Common Shares. Further, the Company cannot predict 

may  be  worsened  by  distracted  driving  by  both  truck  drivers  and  other 

the reaction of the market, or of the Company’s stakeholders, customers or 

motorists. To the extent the Company experiences claims that are uninsured, 

competitors,  to  the  announcement  of  any  such  material  transaction  or  to 

exceed  the  Company’s coverage  limits,  involve  significant  aggregate  use  of 

rumours thereof.  

the  Company’s  self-insured  retention  amounts  or  cause  increases  in  future 

funded  premiums,  the  resulting  expenses  could  have  a  material  adverse 

effect on the Company’s business, results of operations, financial condition 

and cash flows. 

Dividends and Share Repurchases. The payment of future dividends and the 

amount  thereof  is  uncertain  and  is  at  the  sole  discretion  of  the  Board  of 

Directors of the Company and is considered each quarter.  The payment of 

dividends  is  dependent  upon,  among  other  things,  operating  cash  flow 

Internal  Control.  Beginning  with  the  year  ended  December  31,  2021,  the 

generated  by  the  Company,  its  financial  requirements  for  operations,  the 

Company is required, pursuant to Section 404 of the U.S. Sarbanes-Oxley Act, 

execution of its growth strategy and the satisfaction of solvency tests imposed 

to furnish a report by management on the effectiveness of its internal control 

by the Canada Business Corporations Act for the declaration and payment of 

over financial reporting. In addition, the Company’s independent registered 

dividends.  Similarly, any future repurchase of shares by the Company is at 

public  accounting  firm  must  report  on  its  evaluation  of  the  Company’s 

the sole discretion of the Board of Directors and is dependent on the factors 

internal control over financial reporting. The Company has identified material 

described  above.    Any  future  repurchase  of  shares  by  the  Company  is 

weaknesses as at December 31, 2021 in the Company’s internal control over 

uncertain. 

financial reporting related to Information technology general controls and the 

order to cash process. As a result of these material weaknesses, the Company 

has  concluded  that  it  did  not  maintain  effective  disclosure  controls  and 

procedures and internal controls over financial reporting. Further, Company’s 

independent registered public accounting firm has issued an adverse opinion 

indicating  that  the  Company  has  not  maintained  effective  internal  control 

over  financial  reporting  as  at  December  31,  2021.  The  Company’s 

management team has begun taking action to develop a remediation plan for 

these  material  weaknesses,  and  while  the  Company  expects  to  remediate 

these in fiscal 2022, the Company cannot be certain when the remediation 

will  be  completed.  If  the  Company  fails  to  fully  remediate  these  material 

weaknesses  or  fails  to  maintain  effective  internal  controls  in  the  future,  it 

CRITICAL ACCOUNTING POLICIES AND ESTIMATES 

The preparation of the financial statements in conformity with IFRS requires 

management  to  make  judgments,  estimates  and  assumptions  about  future 

events. These estimates and the underlying assumptions affect the reported 

amounts of assets and liabilities, the disclosures about contingent assets and 

liabilities,  and  the  reported  amounts  of  revenues  and  expenses.  Such 

estimates  include  establishing  the  fair  value  of  intangible  assets  related  to 

business  combinations,  determining  estimates  and  assumptions  related  to 

impairment  tests  for  goodwill,  determining  estimates  and  assumptions 

related  to  the  accrued  benefit  obligation,  and  determining  estimates  and 

assumptions  related  to  the  evaluation  of  provisions  for  self-insurance  and 

2021 Annual Report│44  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

litigations.  These  estimates  and  assumptions  are  based  on  management’s 

To be adopted in future periods 

best estimates and judgments. Key drivers in critical estimates are as follows: 

Fair value of intangible assets related to business combinations 

effective for the year ended December 31, 2021, and have not been applied 

The  following  new  standards  and  amendments  to  standards  are  not  yet 

Projected future cashflows 

Acquisition specific discount rate 

in preparing the audited consolidated financial statements:  

Classification  of 

Liabilities  as  Current  or  Non-current 

Attrition rate established from historical trends 

(Amendments to IAS 1) 

 

 

 

Impairment tests for goodwill 

 

 

 

Discount rates 

Forecasted revenue growth, operating margin, EBITDA margin as 

well as capital expenditures 

Comparable public company EBITDA multiples 

Accrued benefit obligation 

 

 

Discount rates 

Salary growth 

  Mortality tables 

Self-Insurance and litigations 

Onerous Contracts – Cost of fulfilling a Contract (Amendments to 

IAS 37) 

Definition of Accounting Estimates (Amendments to IAS 8) 

Further information can be found in note 3 of the December 31, 2021 audited 

consolidated financial statements. 

CONTROLS AND PROCEDURES 

In  compliance  with  the  provisions  of  Canadian  Securities  Administrators’ 

National Instrument 52-109 and the U.S. Securities Exchange Act of 1934, as 

amended (the “Exchange Act”), the Company has filed certificates signed by 

the President and Chief Executive Officer (“CEO”) and by the Chief Financial 

Historical claim experience, severity factors affecting the amounts 

Officer (“CFO”) that, among other things, report on: 

 

 

ultimately paid, and current and expected levels of cost per claims 

Third party evaluations 

Management  evaluates its estimates and  assumptions  on  an  ongoing  basis 

using historical experience and other factors, including the current economic 

environment,  which  management  believes  to  be  reasonable  under  the 

circumstances. Management adjusts such estimates and assumptions when 

facts  and  circumstances  dictate.  Actual  results  could  differ  from  these 

estimates.  Changes  in  those  estimates  and  assumptions  resulting  from 

changes  in  the  economic  environment  will  be  reflected  in  the  financial 

statements of future periods. 

CHANGES IN ACCOUNTING POLICIES 

Adopted during the period 

The  following  new  standards,  and  amendments  to  standards  and 

interpretations, are effective for the first time for interim periods beginning 

on or after January 1, 2021 and have been applied in preparing the audited 

consolidated financial statements: 

Interest Rate Benchmark Reform – Phase 2  

(Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and  IFRS 16) 

These  new  standards  did  not  have  a  material  impact  on  the  Company’s 

audited consolidated financial statements. 

 

their  responsibility  for  establishing  and  maintaining  disclosure  controls 

and  procedures  and  internal  control  over  financial  reporting  for  the 

Company; and 

 

the design of disclosure controls and procedures and the design of internal 

controls over financial reporting.  

2021 Annual Report│45  

 
 
 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

Disclosure controls and procedures  

 

IT  General  Controls:  The  Company  had  an  aggregation  of  control 

The  President  and  Chief  Executive  Officer  (“CEO”)  and  the  Chief  Financial 

Officer (“CFO”), have designed disclosure controls and procedures (as defined 

in  Rule  13a-15(e)  and  15d-15(e)  under  the  Exchange  Act),  or  have  caused 

them to be designed under their supervision, in order to provide reasonable 

assurance that: 

  material information relating to the Company is made known to the CEO 

and CFO by others; and 

 

information required to be disclosed by the Company in its filings, under 

applicable securities legislation is recorded, processed, summarized and 

reported within the time periods specified in securities legislation. 

As at December 31, 2021, an evaluation was carried out under the supervision 

of  the  CEO  and  CFO,  of  the  design  and  operating  effectiveness  of  the 

Company’s disclosure controls and procedures. Based on this evaluation, the 

CEO and CFO concluded that due to the material weaknesses in our internal 

control over financial reporting as described below in Management’s Annual 

Report  on  Internal  Controls  over  Financial  Reporting,  the  Company’s 

disclosure  controls  and  procedures  were  not  effective  as  of  December  31, 

2021.  

Management’s  Annual  Report  on  Internal  Controls  over  Financial 
Reporting  

deficiencies within its information technology (IT) general controls across 

multiple systems supporting the Company’s business processes, including 

deficiencies  relating  to  user  access  controls,  change  management,  and 

high-privileged  access.  The  Company  concluded  that  process-level 

automated  controls  and  manual  controls  that  are  dependent  on 

information from affected IT systems, where risks could not be mitigated, 

were ineffective because they could have been adversely impacted by the 

IT general control deficiencies; and 

  Order to Cash Process: Due to the  material weakness described above, 

automated  controls  and  manual  controls  that  are  dependent  on 

information from affected IT systems around the order to cash process, 

which encompasses billing and pricing sub processes were found to not 

be effective. In addition, there was inadequate review and documentation 

of manual process level controls.  

Notwithstanding  these  material  weaknesses,  management  has  concluded 

that the Company’s Audited consolidated financial statements as at and for 

the year ended December 31, 2021 present fairly, in all material respects, the 

Company’s  financial  position,  results  of  operations,  changes  in  equity  and 

cash flows in accordance with IFRS. These material weaknesses did not have 

an impact on the Company’s financial reporting and as a result, there were no 

material  adjustments  to  the  Company’s  audited  consolidated  financial 

statements for the year ended December 31, 2021 and there were no changes 

to  previously  released  financial  results.  However,  because  the  material 

The CEO and CFO have also designed internal control over financial reporting 

weaknesses create a reasonable possibility that a material misstatement to 

(as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act), or have 

our  financial  statements  would  not  be  prevented  or  detected  on  a  timely 

caused  them  to  be  designed  under  their  supervision,  in  order  to  provide 

basis, we concluded that as of December 31, 2021 the internal control over 

reasonable assurance regarding the reliability of financial reporting and the 

financial reporting was not effective. 

preparation of financial statements for external purposes in accordance with 

IFRS. 

The effectiveness of internal controls over financial reporting as of December 

31,  2021  has  been  audited  by  KPMG  LLP,  the  Company’s  registered  public 

As  at  December  31,  2021,  an  evaluation  was  carried  out,  under  the 

accounting  firm  that  audited  the  consolidated  financial  statements  and  is 

supervision of the CEO and the CFO, of the effectiveness of the Company’s 

included with the Company’s consolidated financial statements. KPMG LLP’s 

internal  control  over  financial  reporting. Based  on  this  evaluation,  the  CEO 

adverse  opinion,  as  stated  in  their  report,  is  that  the  Company  has  not 

and the CFO concluded that material weaknesses exist, as described below, 

maintained effective internal control over financial reporting as of December 

and due to these material weaknesses, the Company’s internal control over 

31, 2021.   

financial  reporting  is  not  effective  as  of  December  31,  2021.  The  control 

framework  used  to  design  the  Company’s  internal  controls  over  financial 

reporting is based on the criteria set forth by the Committee of Sponsoring 

Organizations  of  the  Treadway  Commission  (COSO)  on  Internal  Control  – 

Integrated Framework (2013 framework). A material weakness is a deficiency, 

or  combination  of  deficiencies,  in  internal  control  over  financial  reporting, 

such that there is a reasonable possibility that  a material misstatement of the 

Company’s annual or interim  financial statements will not be prevented or 

detected on a timely basis. 

In  connection  with  the  Company’s  evaluation  of  internal  controls  over 

financial reporting, the following control deficiencies were considered to be 

material weaknesses:  

Limitation on scope of design 

As permitted under the relevant securities rules, the Company has limited the 

scope  of  its  evaluation  of  disclosure  controls  and  procedures  and  internal 

control over financial reporting to exclude controls, policies and procedures 

of UPS Freight (now TForce Freight) as it was acquired not more than 365 days 

before the end of the financial period to which the CEO and CFO certificates 

relate.  For  the  year  ended  December  31,  2021,  TForce  Freight  constituted 

39.1% of current assets, 27.8% of long term assets, 21.1% of current liabilities, 

17.6%  of  long  term  liabilities,  31.8%  of  total  revenue,  and  18.5%  of  net 

income.  

2021 Annual Report│46  

 
MANAGEMENT’S DISCUSSION AND ANALYSIS  

The Company is required to and will include TForce Freight in its disclosure 

controls  and  procedures  and  internal  controls  over  financial  reporting 

beginning in the second quarter of 2022. 

Remediation plan 

Management  has 

initiated,  and  continues  to 

implement  remediation 

measures  designed  to  ensure  that  control  deficiencies  contributing  to  the 

material weaknesses are remediated, such that these controls are designed, 

implemented, and operating effectively. The remediation actions include: 

  Additional training for control performers and reviewers; 

  Procuring  additional  resources  to assist  with the  remediation,  including 

hiring of subject experts and leveraging consultants where necessary; 

 

Implementing  an  IT management  review  and  testing  plan  to  monitor IT 

general controls with a specific focus on systems supporting our financial 

reporting processes; and 

  Enhanced quarterly reporting on the remediation measures to the Audit 

Committee of our Board of Directors.  

While remediation of key controls related to the IT general controls and the 

order to cash process are expected to be completed in fiscal year 2022, the 

Company  cannot  be  certain  when  the  remediation  will  be  completed.  The 

material  weaknesses  will  not  be  considered  fully  remediated  until  the 

applicable controls operate for a sufficient period of time and management 

has concluded, through testing, that these controls are operating effectively.  

Changes in internal controls over financial reporting 

Other  than  the  material  weaknesses  described  above,  the  remediation 

process  described  above,  and  the  implementation  of  controls  related  to 

TForce  Freight,  there  were  no  changes  to  the  Company’s  internal  controls 

over  financial  reporting  during  the  quarter  ended  December  31,  2021  that 

have  materially  affected,  or  are  reasonably  likely  to  materially  affect,  the 
Company’s internal controls over financial reporting.  

2021 Annual Report│47  

 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING 
FIRM 

To the Shareholders and Board of Directors of TFI International Inc.: 

Opinion on the Consolidated Financial Statements 

We  have  audited  the  accompanying  consolidated  statements  of  financial  position  of  TFI 
International Inc.  (the  "Company")  as  of  December 31,  2021  and  2020,  the  related  consolidated 
statements of income, comprehensive income, changes in  equity, and cash flows for the years ended 
December 31,  2021  and  2020,  and  the  related  notes  (collectively,  the  "consolidated  financial 
statements").  In  our  opinion,  the  consolidated  financial  statements  present  fairly,  in  all  material 
respects, the financial position of the Company as of December 31, 2021 and 2020, and the financial 
performance and its cash flows for the years ended December 31, 2021 and 2020, in conformity with 
International  Financial  Reporting  Standards  as  issued  by  the  International  Accounting  Standards 
Board. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight 
Board (United States) (the "PCAOB"), the Company’s internal control over financial reporting as of 
December 31, 2021, based on criteria established in Internal Control – Integrated Framework (2013) 
issued by the Committee of Sponsoring Organizations of the Treadway Commission, and our report 
dated March 14, 2022 expressed an adverse opinion on the effectiveness of the Company’s internal 
control over financial reporting. 

Basis for Opinion 

These consolidated financial statements are the responsibility of the Company’s management. Our 
responsibility is to express an opinion on these consolidated financial statements based on our audits. 
We are a public accounting firm registered with the PCAOB and are required to be independent with 
respect to the Company in accordance with the U.S. federal securities laws and the applicable rules 
and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require 
that we plan and perform the audit to obtain reasonable assurance about whether the consolidated 
financial  statements are  free  of  material misstatement,  whether  due  to  error or  fraud.  Our audits 
included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  consolidated 
financial statements, whether due to error or fraud, and performing procedures that respond to those 
risks.  Such  procedures  included  examining,  on  a  test  basis,  evidence  regarding  the  amounts  and 
disclosures  in  the  consolidated  financial  statements.  Our  audits  also  included  evaluating  the 
accounting principles used and significant estimates made by management, as well as evaluating the 
overall presentation of the consolidated financial statements. We believe that our audits provide a 
reasonable basis for our opinion. 

2021 Annual Report │48  

 
 
 
 
Critical Audit Matters 

The critical audit matters communicated below are matters arising from the current period audit of 
the consolidated financial statements that were communicated or required to be communicated to 
the  audit  committee  and  that:  (1)  relate  to  accounts  or  disclosures  that  are  material  to  the 
consolidated financial statements and (2) involved our especially challenging, subjective, or complex 
judgments. The communication of critical audit matters does not alter in any way our opinion on the 
consolidated financial statements, taken as a whole, and we are not, by communicating the critical 
audit matters below, providing separate opinions on the critical audit matters or on the accounts or 
disclosures to which they relate. 

Evaluation of the provisional fair value measurement of land and buildings acquired in the 
UPS Ground Freight, Inc. acquisition  

As  discussed  in  note  5  to  the  consolidated  financial  statements,  on  April  30,  2021,  the  Company 
completed  the  acquisition  of  UPS  Ground  Freight,  Inc.,  the  Less-Than-Truckload  and  dedicated 
truckload divisions of United Parcel Service, Inc. As a result of the business combination, the Company 
acquired, amongst other assets, land and buildings with a provisional fair value of $735.9 million. As 
of December 31, 2021, the fair values measured regarding the UPS Ground Freight, Inc. acquisition 
were on a provisional basis, including for land and buildings. The provisional fair value of land and 
buildings  was  determined  by  management  using  the  market  comparison  technique  and  cost 
technique. The valuation model considered market prices for comparable sites, when available, and 
considers depreciated replacement cost, which reflects adjustments for physical deterioration, when 
appropriate. Significant inputs included market prices for comparable sites and average rebuild cost. 
A preliminary bargain purchase gain in the amount of $193.5 million was recognized in the statement 
of income as at December 2021. 

We identified the evaluation of the provisional fair value measurement of land and buildings acquired 
in  the  UPS  Ground  Freight,  Inc.  acquisition  as  a  critical  audit  matter.  There  was  a  high  degree  of 
subjectivity  that  required  significant  auditor  judgement  in  evaluating  the  market  prices  for 
comparable land and average rebuild costs for comparable depreciated buildings. Additionally, the 
procedures required use of professionals with specialized skills and knowledge. 

The  following  are  the  primary  procedures  we  performed  to  address  this  critical  audit  matter.  We 
evaluated the design and tested the operating effectiveness of certain internal controls related to the 
acquisition-date provisional valuation process of the land and buildings, including the controls over 
the development of certain assumptions. For a sample of land items, we compared the market prices 
used by management to external market data for comparable items. For a selection of building items, 
we compared the average rebuild costs used by management to external market data for comparable 
items.  We  involved  valuation  professionals  with  specialized  skills  and  knowledge,  who  assisted  in 
evaluating the valuation methods and certain assumptions used in the determination of the land and 
buildings provisional fair value measurements.  

2021 Annual Report │49  

 
 
 
 
 
 
Assessment of the self-insurance provisions 

As discussed in Note 16 to the consolidated financial statements, the Company has $69.5 million of 
self-insurance provisions as of December 31, 2021. As discussed in Note 3l), self-insurance provisions 
represent the uninsured portion of outstanding claims at year-end, related to cargo loss, bodily injury, 
worker’s compensation and property damages. The Company records an estimate of the provisions 
for estimated future disbursements associated with the self-insured portion for claims filed at year-
end and incurred but not reported.   

We  identified the  assessment of  the  self-insurance  provisions  as  a critical audit matter.  Significant 
auditor judgment was required to evaluate the amounts that will ultimately be paid to settle these 
claims. Significant assumptions that affected the estimated provisions included the consideration of 
historical claim experience, severity factors affecting the amounts ultimately paid which are used to 
determine the loss development patterns, and current and expected levels of cost per claims which 
are used to determine expected loss ratios. Additionally, the provisions included estimates for claims 
that  have  been  incurred  but  have  not  been  reported,  and  specialized  skills  and  knowledge  were 
needed to evaluate the actuarial methods and assumptions used to assess these estimates. 

The  following  are  the  primary  procedures  we  performed  to  address  this  critical  audit  matter.  We 
evaluated the design and tested the operating effectiveness of certain internal controls related to the 
reconciliation  and  monitoring  of  its  self-insurance  provision.  For  claims  for  which  the  estimate  is 
determined using actuarial methods, which included all claims incurred but not reported, we involved 
actuarial professionals with specialized skills and knowledge, who assisted in: 

  Comparing  the  Company’s  actuarial  reserving  methods  with  generally  accepted  actuarial 

standards; 

  Evaluating assumptions used in determining the provisions, including the loss development 

pattern and the expected loss ratios; 

  Developing  an  expected  range  of  the  provisions,  including  for  claims  incurred  but  not 
reported,  by  applying  actuarial  methods  and  assumptions  to  the  Company’s  data  and 
comparing to the Company’s estimated provisions. 

For claims for which the estimate is not determined using actuarial methods, for a selection of claims, 
we confirmed with the Company’s external counsel regarding the Company’s evaluation of claims and 
any excluded claims. 

We have served as the Company’s auditor since 2003. 

Montréal, Canada 

March 14, 2022 

*CPA auditor, CA, public accountancy permit No. A123145 

2021 Annual Report │50  

 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING 
FIRM 

To the Shareholders and Board of Directors TFI International Inc.: 

Opinion on Internal Control Over Financial Reporting  

We have audited TFI International Inc.’s (the "Company") internal control over financial reporting as 
of  December 31,  2021,  based  on  criteria  established  in  Internal  Control  –  Integrated  Framework 
(2013)  issued  by  the  Committee  of  Sponsoring Organizations  of  the  Treadway Commission.  In our 
opinion, because of the effect of the material weaknesses, described below, on the achievement of 
the objectives of the control criteria, the Company has not maintained effective internal control over 
financial  reporting  as  of  December 31,  2021,  based  on  criteria  established  in  Internal  Control  – 
Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway 
Commission.  

We also have audited, in accordance with the standards of the Public Company Accounting Oversight 
Board  (United  States)  (the  "PCAOB"),  the  consolidated  statements  of  financial  position  of  the 
Company  as  of  December 31,  2021  and  2020,  the  related  consolidated  statements  of  income, 
comprehensive income, changes in equity, and cash flows for the years ended December 31, 2021 
and 2020, and the related notes (collectively, the "consolidated financial statements"), and our report 
dated March 14, 2022 expressed an unqualified opinion on those consolidated financial statements.  

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial 
reporting, such that there is a reasonable possibility that a material misstatement of the company’s 
annual  or  interim  financial  statements  will  not  be  prevented  or  detected  on  a  timely  basis.  The 
following material weaknesses have been identified and included in management’s assessment: 

 

IT  General  Controls:  The  Company  had  an  aggregation  of  control  deficiencies  within  its 
information technology (IT) general controls across multiple systems supporting the Company’s 
business processes, including deficiencies relating to user access controls, change management, 
and  high-privileged  access.  Process-level  automated  controls  and  manual  controls  that  are 
dependent on information from affected IT systems, where risks could not be mitigated, were 
ineffective  because  they  could  have  been  adversely  impacted  by  the  IT  general  control 
deficiencies; and 

  Order to Cash Process: Due to the material weakness described above, automated controls and 
manual controls that are dependent on information from affected IT systems around the order to 
cash process, which encompasses billing and pricing sub-processes were found to not be effective. 
In addition, there was inadequate review of manual process level controls and documentation. 

2021 Annual Report │51  

 
 
 
 
 
The material weaknesses were considered in determining the nature, timing, and extent of audit tests 
applied in our audit of the 2021 consolidated financial statements, and this report does not affect our 
report on those consolidated financial statements. 

The  Company  acquired  UPS  Ground  Freight,  Inc.  (now  TForce  Freight,  Inc.)  during  2021,  and 
management excluded  from  its  assessment  of  the effectiveness of the  Company’s  internal control 
over financial reporting as of December 31, 2021, TForce Freight, Inc.’s internal control over financial 
reporting associated with 39.1% of current assets and 27.8% of long term assets, 21.1% of current 
liabilities, 17.6% of long term liabilities, 31.8% of total revenue, and 18.5% of net income included in 
the consolidated financial statements of the Company as of and for the year ended December 31, 
2021.  Our  audit  of  internal  control  over  financial  reporting  of  the  Company  also  excluded  an 
evaluation of the internal control over financial reporting of TForce Freight, Inc. 

Basis for Opinion  

The Company’s management is responsible for maintaining effective internal control over financial 
reporting  and  for  its  assessment  of  the  effectiveness  of  internal  control  over  financial  reporting, 
included in the "Management’s Annual Report on Internal Controls over Financial Reporting" section 
in the Company’s Management’s Discussion and Analysis. Our responsibility is to express an opinion 
on  the  Company’s  internal  control  over  financial  reporting  based  on  our  audit.  We  are  a  public 
accounting firm registered with the PCAOB and are required to be independent with respect to the 
Company in accordance with the U.S. federal securities laws and the applicable rules and regulations 
of the Securities and Exchange Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that 
we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  effective  internal 
control over financial reporting was maintained in all material respects. Our audit of internal control 
over  financial  reporting  included  obtaining  an  understanding  of  internal  control  over  financial 
reporting, assessing the risk that a material weakness exists, and testing and evaluating the design 
and operating effectiveness of internal control based on the assessed risk. Our audit also included 
performing such other procedures as we considered necessary in the circumstances. We believe that 
our audit provides a reasonable basis for our opinion. 

Definition and Limitations of Internal Control Over Financial Reporting  

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial statements 
for  external  purposes  in  accordance  with  generally  accepted  accounting  principles.  A  company’s 
internal control over financial reporting includes those policies and procedures that (1) pertain to the 
maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and 
dispositions  of  the  assets  of  the  company;  (2)  provide  reasonable  assurance  that  transactions  are 
recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance  with  generally 
accepted accounting principles, and that receipts and expenditures of the company are being made 
only in accordance with authorizations of management and directors of the company; and (3) provide 
reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 
disposition of the company’s assets that could have a material effect on the financial statements. 

2021 Annual Report │52  

 
 
 
 
Because of its inherent limitations, internal control over financial reporting may not prevent or detect 
misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to 
the risk that controls may become inadequate because of changes in conditions, or that the degree 
of compliance with the policies or procedures may deteriorate. 

Montréal, Canada  

March 14, 2022 

*CPA auditor, CA, public accountancy permit No. A123145 

2021 Annual Report │53  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TFI International Inc. 

(in thousands of U.S. dollars) 

Assets 

Cash and cash equivalents 
Trade and other receivables 
Inventoried supplies 
Current taxes recoverable 
Prepaid expenses 
Assets held for sale 

Current assets 

Property and equipment 
Right-of-use assets 
Intangible assets 
Other assets 
Deferred tax assets 

Non-current assets 
Total assets 

Liabilities 

Trade and other payables 
Current taxes payable 
Provisions 
Other financial liabilities 
Long-term debt 
Lease liabilities 
Current liabilities 

Long-term debt 
Lease liabilities 
Employee benefits 
Provisions 
Other financial liabilities 
Deferred tax liabilities 

Non-current liabilities 
Total liabilities 

Equity 

Share capital 
Contributed surplus 
Accumulated other comprehensive income 
Retained earnings 

Equity attributable to owners of the Company 

Contingencies, letters of credit and other commitments 
Subsequent events 
Total liabilities and equity 
* Recasted for change in accounting policy (see note 10)  

CONSOLIDATED STATEMENTS OF FINANCIAL POSITION 

DECEMBER 31, 2021 AND 2020 

As at     

December 31, 

2021     

As at   
December 31, 
2020*   

19,292        
1,056,023        
24,402        
6,080        
54,518        
1,943        
1,162,258        

2,331,874        
398,533        
1,792,921        
37,842        
29,695   
4,590,865   
5,753,123   

861,362        
16,250        
39,012        
10,566        
363,586        
115,344        
1,406,120        

1,244,508        
313,862        
68,037        
83,630        
8,033        
408,622        
2,126,692        
3,532,812        

1,133,181        
39,150        
(144,665 )      
1,192,645        
2,220,311   

4,297   
597,873   
8,761   
7,606   
29,904   
4,331   
652,772   

1,074,428   
337,285   
1,747,663   
23,899   
11,207   
3,194,482   
3,847,254   

468,238   
33,220   
17,452   
4,031   
42,997   
88,522   
654,460   

829,547   
267,464   
15,502   
36,803   
22,699   
232,167   
1,404,182   
2,058,642   

1,120,049   
19,783   
(154,723 ) 
803,503   
1,788,612   

5,753,123   

3,847,254   

Note   

6      

8      
9      
10      
11      
17      

12      

16      

13      
14      

13      
14      
15      
16      

17      

18      
18, 20      

26      
28      

The notes on pages 59 to 104 are an integral part of these consolidated financial statements. 

On behalf of the Board: 

Director 

Alain Bédard 

Director 

André Bérard 

2021 Annual Report │54  

 
 
 
  
   
  
  
  
        
       
   
  
      
  
  
      
  
      
  
      
  
      
  
      
  
  
        
       
   
  
  
  
  
  
   
  
      
   
  
      
   
  
  
      
   
   
   
  
        
       
   
  
  
      
  
  
      
  
  
  
      
  
  
        
       
   
  
  
  
  
  
      
  
  
      
  
      
  
  
        
       
   
  
        
       
   
  
  
     
     
     
     
  
      
   
  
  
      
   
   
   
  
   
   
   
  
   
   
   
  
      
   
 
 
 
 
 
 
 
TFI International Inc. 

CONSOLIDATED STATEMENTS OF INCOME
YEARS ENDED DECEMBER 31, 2021 AND 2020 

(In thousands of U.S. dollars, except per share amounts) 

Note 

2021     

2020   

Revenue 
Fuel surcharge 
Total revenue 

Materials and services expenses 
Personnel expenses 
Other operating expenses 
Depreciation of property and equipment 
Depreciation of right-of-use assets 
Amortization of intangible assets 
Gain on sale of business 
Bargain purchase gain 
Gain on sale of rolling stock and equipment 
Gain on derecognition of right-of-use assets 
Loss on sale of land and buildings 
Gain on sale of assets held for sale 
Loss on disposal of intangible assets 
Total operating expenses 

Operating income 

Finance (income) costs 
Finance income 
Finance costs 
Net finance costs 

Income before income tax 
Income tax expense 

Net income for the year attributable to owners of the Company 

Earnings per share attributable to owners of the Company 
       Basic earnings per share 
       Diluted earnings per share 

6,468,785   
751,644   
7,220,429   

3,815,453   
1,974,081   
380,342   
225,007   
112,782   
55,243   
-   
(193,549 ) 
(24,644 ) 
(1,282 ) 
19   
(12,209 ) 
1   
6,331,244   

3,484,303   
296,831   
3,781,134   

2,051,835   
888,185   
150,572   
170,520   
80,496   
48,213   
(306 ) 
(4,008 ) 
(7,888 ) 
(1,159 ) 
6   
(11,899 ) 
-   
3,364,567   

889,185   

416,567   

(5,127 ) 
78,145   
73,018   

816,167   
151,806   

664,361   

7.14   
6.97   

(2,776 ) 
56,686   
53,910   

362,657   
86,982   

275,675   

3.09   
3.03   

21   
22   

8   
9   
10   

5   

23   
23   

24   

19   
19   

The notes on pages 59 to 104 are an integral part of these consolidated financial statements. 

2021 Annual Report │55  

 
 
 
  
  
  
   
     
  
   
  
   
   
  
   
   
  
   
   
  
  
   
   
   
   
  
   
  
   
  
   
   
  
   
  
   
  
   
  
   
   
  
   
  
   
   
  
   
   
  
   
   
  
   
   
  
   
   
  
   
   
  
  
   
   
   
   
  
   
   
  
  
   
   
   
   
  
   
   
   
   
  
   
  
   
  
   
   
  
  
   
   
   
   
  
   
   
  
   
  
  
   
   
   
   
  
  
  
   
  
  
  
    
    
    
  
  
  
   
  
   
 
 
 
TFI International Inc. 

(In thousands of U.S. dollars) 

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
YEARS ENDED DECEMBER 31, 2021 AND 2020 

2021     

2020   

Net income for the year attributable to owners of the Company 

664,361     

275,675   

Other comprehensive income (loss) 

Items that may be reclassified to income or loss in future years: 

Foreign currency translation differences 
Net investment hedge, net of tax 
Changes in fair value of cash flow hedge, net of tax 
Employee benefits, net of tax 

Items that may never be reclassified to income: 

Defined benefit plan remeasurement, net of tax 

Items directly reclassified to retained earnings: 

Unrealized gain on investments in equity securities measured at fair value 
    through OCI, net of tax 

Other comprehensive income for the year, net of tax 

12,960     
(15,542 )   
-     
87     

(4,128 )   

24,147     
17,524     

21,182   
(2,010 ) 
(487 ) 
(10 ) 

(1,623 ) 

-   
17,052   

Total comprehensive income for the year attributable to owners of the Company    

681,885     

292,727   

The notes on pages 59 to 104 are an integral part of these consolidated financial statements. 

2021 Annual Report │56  

 
 
 
  
  
  
    
    
  
   
  
  
  
  
  
  
     
  
   
  
  
     
  
   
  
    
    
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
    
    
  
   
  
  
  
  
    
    
  
   
  
    
    
  
   
  
  
  
  
  
  
  
  
  
     
  
   
  
  
 
 
 
TFI International Inc. 

(In thousands of U.S. dollars) 

CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY
YEARS ENDED DECEMBER 31, 2021 AND 2020

Note   

Share       Contributed      
surplus      
capital      

employee      
benefit      
plans      

       Accumulated            
unrealized            

loss on       Accumulated      

foreign      
currency      
translation      
cash flow       differences      
hedge       & net invest-      
gain (loss)       ment hedge      

      Accumulated       Accumulated         
unrealized         
gain (loss)         
on invest-         
ments in      
equity      
securities      

Total   
equity   
       attributable   
to owners   
of the   
(deficit)       Company   

Retained      
earnings      

Balance as at December 31, 2020* 

       1,120,049   

19,783   

(379 ) 

-   

(154,344 ) 

-   

803,503   

    1,788,612   

Net income for the year 
Other comprehensive income (loss) for the year, net of tax 
Realized gain (loss) on equity securities 
Total comprehensive income (loss) for the year 

Share-based payment transactions, net of tax 
Stock options exercised, net of tax 
Dividends to owners of the Company 
Repurchase of own shares 
Net settlement of restricted share units, net of tax 
Total transactions with owners, recorded directly in equity 

-   
-   
-   
-         

-   
-   
-   
-         

-   
87   
-   
87         

20      
18, 20      
18      
18      
18, 20      

-   
26,324   
-   
(23,449 ) 
10,257   
13,132   

27,577   
(3,266 ) 
-   
-   
(4,944 ) 
19,367         

-   
-   
-   
-   
-   
-   

-   
-   
-   
-         

-   
-   
-   
-   
-   
-         

-   
(2,582 ) 
-   
(2,582 )       

-   
24,147   
(11,594 ) 
12,553         

664,361   
(4,128 ) 
11,594   

671,827         

664,361   
17,524   
-   
681,885   

-   
-   
-   
-   
-   
-         

-   
-   
-   
-   
-   
-         

-   
-   
(89,121 ) 
(174,704 ) 
(18,860 ) 

(282,685 )       

27,577   
23,058   
(89,121 ) 
(198,153 ) 
(13,547 ) 
(250,186 ) 

Balance as at December 31, 2021 

       1,133,181         

39,150         

(292 )       

-         

(156,926 )       

12,553          1,192,645          2,220,311   

Balance as at December 31, 2019* 

678,915         

19,549         

(369 )       

487         

(173,516 )       

-         

632,661          1,157,727   

Net income for the year 
Other comprehensive income (loss) for the year, net of tax 
Total comprehensive income (loss) for the year 

Share-based payment transactions 
Stock options exercised 
Issuance of shares, net of expenses 
Dividends to owners of the Company 
Repurchase of own shares 
Net settlement of restricted share units 
Total transactions with owners, recorded directly in equity 

Balance as at December 31, 2020* 
* Recasted for change in accounting policy (see note 10)  

-   
-   
-   

20      
18, 20      
18      
18      
18      
18, 20      

-   
25,915   
425,350   
-   
(12,025 ) 
1,894   
441,134   

-   
-   
-   

7,046   
(4,554 ) 
-   
-   
-   
(2,258 ) 
234   

-   
(10 ) 
(10 ) 

-   
-   
-   
-   
-   
-   
-   

       1,120,049   

19,783   

(379 ) 

-   
(487 ) 
(487 ) 

-   
19,172   
19,172   

-   
-   
-   
-   
-   
-   
-   

-   

-   
-   
-   
-   
-   
-   
-   

(154,344 ) 

-   
-   
-   

-   
-   
-   
-   
-   
-   
-   

-   

275,675   
(1,623 ) 
274,052   

-   
-   
-   
(72,735 ) 
(25,996 ) 
(4,479 ) 
(103,210 ) 

275,675   
17,052   
292,727   

7,046   
21,361   
425,350   
(72,735 ) 
(38,021 ) 
(4,843 ) 
338,158   

803,503   

    1,788,612   

The notes on pages 59 to 104 are an integral part of these consolidated financial statements. 

2021 Annual Report │57  

 
 
 
 
 
  
      
         
         
            
         
   
  
  
      
         
     
      
  
  
      
         
      
     
      
  
  
      
         
      
  
  
      
         
      
  
  
   
  
  
  
  
      
         
         
         
         
         
         
         
   
  
   
   
   
   
   
   
  
  
      
         
         
         
         
         
         
         
   
  
      
   
   
   
   
   
   
   
  
      
   
   
   
   
   
   
   
  
      
   
   
   
   
   
   
   
  
      
  
  
      
         
         
         
         
         
         
         
   
  
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
     
   
   
  
  
      
         
         
         
         
         
         
         
   
  
  
  
      
         
         
         
         
         
         
         
   
  
      
  
  
      
         
         
         
         
         
         
         
   
  
      
   
   
   
   
   
   
   
  
      
   
   
   
   
   
   
   
  
      
   
   
   
   
   
   
   
  
  
      
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
  
      
   
   
   
   
   
   
   
  
  
      
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
  
   
   
   
   
   
   
 
 
 
TFI International Inc. 

CONSOLIDATED STATEMENTS OF CASH FLOWS
YEARS ENDED DECEMBER 31, 2021 AND 2020

(In thousands of U.S. dollars) 

Note     

2021     

2020   

Cash flows from operating activities 

Net income for the year 
Adjustments for: 

Depreciation of property and equipment 
Depreciation of right-of-use assets 
Amortization of intangible assets 
Share-based payment transactions 
Net finance costs 
Income tax expense 
Gain on sale of business 
Bargain purchase gain 
Gain on sale of property and equipment 
Gain on derecognition of right-of-use assets 
Gain on sale of assets held for sale 
Loss on disposal of intangible assets 
Employee benefits 
Provisions net of payments 

Net change in non-cash operating working capital 
Cash generated from operating activities before the following 
Interest paid 
Income tax paid 
Settlement of derivative contract 
Net cash from operating activities 

Cash flows used in investing activities 
Purchases of property and equipment 
Proceeds from sale of property and equipment 
Proceeds from sale of assets held for sale 
Purchases of intangible assets 
Proceeds from sale of business 
Business combinations, net of cash acquired 
Purchases of investments 
Proceeds from sale of investments 
Proceeds from collection of promissory note 
Others 

Net cash used in investing activities 

Cash flows from (used in) financing activities 

Decrease in bank indebtedness 
Proceeds from long-term debt 
Repayment of long-term debt 
Net increase (decrease) in revolving facilities 
Repayment of lease liabilities 
(Decrease) increase in other financial liabilities 
Dividends paid 
Repurchase of own shares 
Proceeds from exercise of stock options 
Repurchase of own shares for restricted  share unit settlement 
Proceeds from the issuance of common shares, net of expenses 

Net cash from (used in) financing activities 

Net change in cash and cash equivalents 
Cash and cash equivalents, beginning of year 
Cash and cash equivalents, end of year 

8   
9   
   10   
   20   
   23   
   24   

7   

8     

   10     

5     

   13     
   13     
   13     
   14     

   18     
   18     
   18     
   18     

The notes on pages 59 to 104 are an integral part of these consolidated financial statements. 

664,361        

275,675   

225,007       
112,782       
55,243       
15,424       
73,018       
151,806       
-       
(193,549 )     
(24,625 )      
(1,282 )      
(12,209 )      
1        
(20,193 )      
21,890        
1,067,674        
41,940        
1,109,614        
(65,453 )      
(188,810 )      
-        
855,351        

(268,656 )      
92,842        
19,869        
(7,143 )      
-        
(1,008,131 )      
(35,913 )      
40,686        
-        
3,789        
(1,162,657 )      

(7,173 )      
661,039        
(43,868 )      
118,859        
(115,336 )      
(11,216 )      
(85,386 )      
(198,153 )      
20,114        
(16,579 )      
-        
322,301        

14,995        
4,297        
19,292        

170,520   
80,496   
48,213   
7,046   
53,910   
86,982   
(306 ) 
(4,008 ) 
(7,882 ) 
(1,159 ) 
(11,899 ) 
-   
(1,656 ) 
7,930   
703,862   
33,661   
737,523   
(50,366 ) 
(73,256 ) 
(3,039 ) 
610,862   

(142,710 ) 
52,116   
24,480   
(1,665 ) 
2,351   
(327,650 ) 
(7,446 ) 
-   
18,892   
3,151   
(378,481 ) 

(2,231 ) 
33,175   
(191,221 ) 
(326,201 ) 
(82,587 ) 
4,738   
(67,604 ) 
(38,021 ) 
21,361   
(4,843 ) 
425,350   
(228,084 ) 

4,297   
-   
4,297   

2021 Annual Report │58  

 
 
 
 
  
  
  
  
     
  
        
   
  
  
     
    
         
  
  
    
    
  
  
    
    
    
         
  
  
  
   
  
  
   
  
   
  
   
  
   
  
   
  
  
   
   
  
  
   
   
  
    
    
  
  
    
    
  
  
    
    
  
  
    
    
  
  
    
    
  
  
    
    
  
  
  
    
    
  
  
  
   
   
    
   
  
  
   
   
  
  
   
   
  
  
   
   
  
  
   
   
  
  
  
     
    
         
  
  
  
     
    
       
   
  
  
  
  
  
     
  
  
  
     
  
  
  
  
  
     
  
  
  
  
  
  
     
  
  
  
     
  
  
  
     
  
  
  
     
  
  
  
     
  
  
  
  
     
    
       
   
  
  
     
    
       
   
  
  
     
  
  
  
  
  
  
  
  
  
  
  
     
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
     
  
  
  
  
     
    
       
   
  
  
     
  
  
  
     
  
  
  
     
  
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

YEARS ENDED DECEMBER 31, 2021 AND 2020

1.  Reporting entity 

TFI  International  Inc.  (the  “Company”)  is  incorporated  under  the  Canada  Business  Corporations  Act,  and  is  a  company  domiciled  in 

Canada. The address of the Company’s registered office is 8801 Trans-Canada Highway, Suite 500, Montreal, Quebec, H4S 1Z6. 

The consolidated financial statements of the Company as at and for the years ended December 31, 2021 and 2020 comprise the Company 

and its subsidiaries (together referred to as the “Group” and individually as “Group entities”). 

The Group is involved in the provision of transportation and logistics services across the United States, Canada and Mexico. 

2.  Basis of preparation 

a)  Statement of compliance 

These  consolidated  financial  statements  have  been  prepared  in  accordance  with  International  Financial  Reporting  Standards 

(“IFRS”) as issued by the International Accounting Standards Board (“IASB”).  

These consolidated financial statements were authorized for issue by the Board of Directors on March 14, 2022. 

b)  Basis of measurement 

These consolidated financial statements have been prepared on the historical cost basis except for the following material items in 

the statements of financial position: 

 

 

 

investment in equity securities, derivative financial instruments and contingent considerations are measured at fair value; 

liabilities for cash-settled share-based payment arrangements are measured at fair value in accordance with IFRS 2; 

the defined benefit pension plan liability is recognized as the net total of the present value of the defined benefit obligation less 

the fair value of the plan assets; and 

 

assets and liabilities acquired in business combinations are measured at fair value at acquisition date. 

These consolidated financial statements are expressed in U.S. dollars, except where otherwise indicated. 

c)  Functional and presentation currency 

The Company’s consolidated financial statements are presented in U.S. dollars (“U.S. dollars” or “USD”). All information in these 

consolidated financial statements is presented in USD unless otherwise specified. 

The Company’s functional currency is the Canadian dollar (“CAD” or “CDN$”). Translation gains and losses from the application of 

the  U.S.  dollar  as  the  presentation  currency  while  the  Canadian  dollar  is  the  functional  currency  are  included  as  part  of  the 

accumulated foreign currency translation differences and net investment hedge. 

All financial information presented in U.S. dollars has been rounded to the nearest thousand. 

d)  Use of estimates and judgments 

The  preparation  of  the  accompanying  financial  statements  in  conformity  with  IFRS  requires  management  to  make  judgments, 

estimates and assumptions about future events. These estimates and the underlying assumptions affect the reported amounts of 

assets and liabilities, the disclosures about contingent assets and liabilities, and the reported amounts of revenues and expenses. 

Such estimates include the valuation of goodwill and intangible assets, the measurement of identified assets and liabilities acquired 

in  business  combinations,  income  tax  provisions,  defined  benefit  obligation  and  the  self-insurance  and  other  provisions  and 

contingencies. These estimates and assumptions are based on management’s best estimates and judgments. 

Management evaluates its estimates and assumptions on an ongoing basis using historical experience and other factors, including 

the current economic environment, which management believes to be reasonable under the circumstances. Management adjusts 

such estimates and assumptions when facts and circumstances dictate. Actual results could differ from these estimates. Changes 

in those estimates and assumptions resulting from changes in the economic environment will be reflected in the financial statements 

of future periods. 

2021 Annual Report │59 

 
 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Information about critical judgments, assumptions and estimation uncertainties that have a significant risk of resulting in a material 

adjustment within the next financial year is included in the following notes: 

Note 5 – Establishing the fair value of intangible assets and land and buildings related to business combinations; 

Note 10 – Determining estimates and assumptions  related to  the  determination  of the recoverable amount of goodwill when  it is 

tested for impairment; 

Note 15 – Determining estimates and assumptions related to the evaluation of the defined benefit obligation; and 

Note 16 – Determining estimates and assumptions related to the evaluation of provisions for self-insurance and litigations. 

3.  Significant accounting policies 

The accounting policies set out below have been applied consistently to all periods presented in these consolidated financial statements, 

unless otherwise indicated. The accounting policies have been applied consistently by Group entities. 

a)  Basis of consolidation 

i)  Business combinations 

The Group measures goodwill as the fair value of the consideration transferred including the fair value of liabilities resulting 

from contingent consideration arrangements, less the net recognized amount of the identifiable assets acquired and liabilities 

assumed,  all  measured  at  fair  value  as  of  the  acquisition  date.  When  the  excess  is  negative,  a  bargain  purchase  gain  is 

recognized immediately in income or loss. 

Transaction costs, other than those associated with the issue of debt or equity securities, that the Group incurs in connection 

with a business combination, are expensed as incurred. 

ii)  Subsidiaries 

Subsidiaries are entities controlled by the Group. The Group controls an entity when it is exposed to, or has the right to, variable 

returns from its involvement with the entity and has the ability to affect those through its power over the entity. The financial 

statements of subsidiaries are included in the consolidated financial statements from the date that control commences until the 

date that control ceases. 

iii)  Transactions eliminated on consolidation 

Intra-group  balances  and  transactions,  and  any  unrealized  income  and  expenses  arising  from  intra-group  transactions,  are 

eliminated in preparing the consolidated financial statements. 

b)  Foreign currency translation 

i) 

Foreign currency transactions 

Transactions in foreign currencies are  translated to  the respective functional currencies  of  the Group’s entities  at exchange 

rates at the dates of the transactions. Monetary assets and liabilities denominated in foreign currencies are translated to the 

functional currency at the exchange rate in effect at the reporting date. The foreign currency gain or loss on monetary items is 

the difference between amortized cost in the functional currency at the beginning of the period, adjusted for effective interest 

and payments during the period, and the amortized cost in foreign currency translated at the exchange rate at the end of the 

reporting period.  Non-monetary  assets  and liabilities that are measured  in  terms of  historical cost in a  foreign currency  are 

translated  at  the  rate  in  effect  on  the  transaction  date.  Income  and  expense  items  denominated  in  foreign  currency  are 

translated at the date of the transactions. Gains and losses are included in income or loss. 

ii)  Foreign operations 

The assets and liabilities of foreign operations, including goodwill and fair value adjustments arising on business combinations, 

are  translated  to  Canadian  dollars  at  exchange  rates  in  effect  at  the  reporting  date.  The  income  and  expenses  of  foreign 

operations are translated to Canadian dollars at the average exchange rate in effect during the reporting period. 

2021 Annual Report │60  

 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Foreign  currency  differences  are  recognized  in  other  comprehensive  income  (“OCI”)  in  the  accumulated  foreign  currency 

translation differences account. 

When  a  foreign  operation  is  disposed  of,  the  relevant  amount  in  the  cumulative  amount  of  foreign  currency  translation 

differences is transferred to income or loss as part of the income or loss on disposal. On the partial disposal of a subsidiary 

while retaining control, the relevant proportion of such cumulative amount is reattributed to non-controlling interest. In any other 

partial disposal of a foreign operation, the relevant proportion is reclassified to income or loss. 

Foreign exchange gains or losses arising from a monetary item receivable from or payable to a foreign operation, the settlement 

of which is neither planned nor likely to occur in the foreseeable future and which in substance is considered to form part of the 

net investment in the foreign operation, are recognized in other comprehensive income in the accumulated foreign currency 

translation differences account. 

Translation gains and losses from the application of U.S dollars as the presentation currency while the Canadian dollar is the 

functional currency are included as part of the cumulative foreign currency translation adjustment. 

c)  Financial instruments 

i)  Non-derivative financial assets  

The  Group  initially  recognizes  financial  assets  on  the  trade  date  at  which  the  Group  becomes  a  party  to  the  contractual 

provisions of the instrument. Financial assets are initially measured at fair value, except for trade receivables which are initially 

measured at their transaction price when the trade receivables do not contain a significant financing component. If the financial 

asset is not subsequently accounted for at fair value through profit or loss, then the initial measurement includes transaction 

costs that are directly attributable to the asset’s acquisition or origination. On initial recognition, the Group classifies its financial 

assets as subsequently measured at either amortized cost or fair value, depending on its business model for managing the 

financial assets and the contractual cash flow characteristics of the financial assets and depending on the purpose for which 

the financial assets were acquired.  

The Group derecognizes a financial asset when the contractual rights to the cash flows from the asset expire, or it transfers the 

rights to receive the contractual cash flows on the financial asset in a transaction in which substantially all the risks and rewards 

of ownership of the financial asset are transferred. Any interest in transferred financial assets that is created or retained by the 

Group is recognized as a separate asset or liability. 

Financial assets and liabilities are offset and the net amount is presented in the statement of financial position when, and only 

when, the Group has a legal right to offset the amounts and intends either to settle on a net basis or to realize the asset and 

settle the liability simultaneously.  

Financial assets measured at amortized cost  

A financial asset is subsequently measured at amortized cost, using the effective interest method and net of any impairment 

loss, if:  

 

 

The asset is held within a business model whose objective is to hold assets in order to collect contractual cash flows; and  

The contractual terms of the financial asset give rise, on specified dates, to cash flows that are solely payments of principal 

and/or interest.  

The Group currently classifies its cash equivalents, trade and other receivables and long-term non-trade receivables included 

in other non-current assets as financial assets measured at amortized cost. 

The Group recognizes loss allowances for expected credit losses on financial assets measured at amortized cost. The Group 
has a portfolio of trade receivables at the reporting date. The Group uses a provision matrix to determine the lifetime expected 

credit losses for the portfolio.   

2021 Annual Report │61  

 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

The Group uses historical trends of the probability of default, the timing of recoveries and the amount of loss incurred, adjusted 

for management’s judgement as to whether current economic and credit conditions are such that the actual losses are likely to 

be greater or less than suggested by historical trends.  

An  impairment  loss  in  respect  of  a  financial  asset  measured  at  amortized  cost  is  calculated  as  the  difference  between  its 

carrying amount and the present value of the estimated future cash flows discounted at the asset’s original effective interest 

rate. Losses are recognized in income or loss and reflected in an allowance account against trade and other receivables.  

Financial assets measured at fair value  

These assets  are measured at fair value and changes  therein, including any interest  or dividend  income,  are recognized in 

income  or  loss.  However,  for  investments  in  equity  instruments  that  are  not  held  for  trading,  the  Group  may  elect  at  initial 

recognition to present gains and losses in other comprehensive income. For such investments measured at fair value through 

other comprehensive income, gains and losses are never reclassified to profit or loss, and no impairment is recognized in profit 

or  loss.  Dividends  earned  from  such  investments  are  recognized  in  profit  or  loss,  unless  the  dividend  clearly  represents  a 

repayment of part of the cost of the investment.  

Financial assets measured at fair value through other comprehensive income  

On initial recognition of an equity investment that is not held for trading, the Group may irrevocably elect to present subsequent 

changes in the investment’s fair value in OCI. This election is made on an investment-by-investment basis.  

ii)  Non-derivative financial liabilities  

The Group initially recognizes debt issued and subordinated liabilities on the date that they are originated. All other financial 

liabilities are  recognized  initially on  the trade  date  at which the  Group becomes  a party to the contractual provisions  of the 

instrument. 

A financial liability is derecognized when its contractual obligations are discharged or cancelled or expire. 

Financial liabilities are classified into financial  liabilities  measured  at  amortized cost  and  financial  liabilities  measured at  fair 

value.  

Financial liabilities measured at amortized cost  

A  financial  liability  is  subsequently  measured  at  amortized  cost,  using  the  effective  interest  method.  The  Group  currently 

classifies bank indebtedness, trade and other payables and long-term debt as financial liabilities measured at amortized cost.  

Financial liabilities measured at fair value  

Financial liabilities at fair value are initially recognized at fair value and are re-measured at each reporting date with any changes 

therein  recognized  in  net  earnings.  The  Group  currently  classifies  its  contingent  consideration  liability  in  connection  with  a 

business acquisition as a financial liability measured at fair value. 

iii)  Share capital 

Common shares 

Common  shares  are  classified  as  equity.  Incremental  costs  directly  attributable  to  the  issue  of  common  shares  and  stock 

options are recognized as a deduction to share capital, net of any tax effects. 

When share capital recognized as equity is repurchased, share capital is reduced by the amount equal to weighted average 

historical cost of repurchased equity. The excess amount of the consideration paid, which includes directly attributable costs, 

net of any tax effects, is recognized as a deduction from retained earnings. 

iv)  Derivative financial instruments 

The Group uses derivative financial instruments to manage its foreign currency and interest rate risk exposures. Embedded 

derivatives are separated from the host contract and accounted for separately if the economic characteristics and risks of the 

host contract and the embedded derivative are not closely related, a separate instrument with the same terms as the embedded 
2021 Annual Report │62  

 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

derivative would meet the definition of a derivative, and the combined instrument is not measured at fair value through income 

or loss. 

Derivatives and embedded derivatives are recognized initially at fair value; related transaction costs are recognized in income 

or loss as incurred. Subsequent to initial recognition, derivatives and embedded derivatives are measured at fair value, and 

changes therein are recognized in net change in fair value of foreign exchange derivatives in income or loss with the exception 

of net change in fair value of cross currency interest rate swap contracts recognized in net foreign exchange gain or loss in 

income or loss. 

d)  Hedge accounting 

Management’s risk strategy is focused  on  reducing  the variability in profit  or losses  and cash flows  associated  with exposure to 

market risks. Hedge accounting is used to reduce this variability to an acceptable level. The hedges employed by the Group reduce 

the currency and interest rate fluctuation exposures. 

On the initial designation of a hedging relationship, the Group formally documents the relationship between the hedging instrument 

and the hedged items, including the risk management objectives and strategy in undertaking the hedge transaction, together with 

the methods that will be used to assess the effectiveness of the hedging relationship. The Group makes an assessment, both at the 

inception of the hedge relationship as well as on an ongoing basis, whether the hedging instruments are expected to be effective in 

offsetting the changes in the fair value or cash flows of the respective hedged items throughout the period for which the hedge is 

designated.   

Net investment hedge 

The Group designates a portion of its U.S. dollar denominated debt as a hedging item in a net investment hedge. The Group applies 

hedge accounting to foreign currency differences arising between the functional currency of the foreign operation and the Company’s 

functional currency (CAD), regardless of whether the net investment is held directly or through an intermediate parent.  

Foreign currency differences arising on the translation of a financial liability designated as a hedge of a net investment in foreign 

operations are recognized in other comprehensive income to the extent that the hedge is effective and are presented in the currency 

translation differences account within equity. To the extent that the hedge is ineffective, such differences are recognized in income 

or loss. When the hedged net investment is disposed of, the relevant amount in the translation reserve is transferred to income or 

loss as part of the gain or loss on disposal. 

Cash flow hedges 

When a derivative is designated as the hedging instrument in a hedge of the variability in cash flows attributable to a particular risk 

associated with a recognized asset or liability or a highly probable forecasted transaction that could affect income or loss, the effective 

portion of changes in the fair value of the derivatives is recognized in other comprehensive income and presented in accumulated 

other comprehensive income as part of equity. The amount recognized in other comprehensive income is removed and included in 

net earnings under the same line item in the consolidated statement of earnings and comprehensive income as the hedged item, in 

the same period that the hedged cash flows affect income or loss. If the hedging instrument no longer meets the criteria for hedge 

accounting,  expires  or  is  sold,  terminated,  exercised,  or  the  designation  is  revoked,  then  hedge  accounting  is  discontinued 

prospectively.  The  cumulative  gain  or  loss  previously  recognized  in  other  comprehensive  income  remains  in  accumulated  other 

comprehensive income until the forecasted transaction affects income or loss. If the forecasted transaction is no longer expected to 

occur, then the balance in accumulated other comprehensive income is recognized immediately in income or loss.  

e)  Property and equipment 

Property and equipment are accounted for at cost less accumulated depreciation and accumulated impairment losses. 

Cost includes expenditures that are directly attributable to the acquisition of the asset and borrowing costs on qualifying assets. 

When  parts  of  an  item  of  property  and  equipment  have  different  useful  lives,  they  are  accounted  for  as  separate  items  (major 

components) of property and equipment. 

2021 Annual Report │63  

 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Gains and losses on disposal of an item of property and equipment are determined by comparing the proceeds from disposal with 

the carrying amount of property and equipment, and are recognized in net income or loss. 

Depreciation is based on the cost of an asset less its residual value and is recognized in income or loss over the estimated useful 

life of each component of an item of property and equipment. 

The depreciation method and useful lives are as follows:  

Categories 
Buildings 
Rolling stock 
Equipment 

Basis 
Straight-line 
Primarily straight-line 
Primarily straight-line 

Useful lives
15 – 40 years
3 – 20 years
5 – 12 years

Depreciation  methods,  useful  lives  and  residual  values  are  reviewed  at  each  financial  year-end  and  adjusted  prospectively,  if 

appropriate. 

Property and equipment are reviewed for impairment in accordance with IAS 36 Impairment of Assets when there are indicators that 

the carrying value may not be recoverable. 

f) 

Intangible assets 

i)  Goodwill 

Goodwill that arises upon business combinations is included in intangible assets.  

Goodwill is not amortized and is measured at cost less accumulated impairment losses. 

ii)  Other intangible assets 

Intangible assets consist of customer relationships, trademarks, non-compete agreements and information technology. 

The  Group  determines  the  fair  value  of  the  customer  relationship  intangible  assets  using  the  excess  earnings  model  and 

internally developed significant assumptions including:  

1.  Forecasted revenue attributable to existing customer contracts and relationships; 

2.  Estimated annual attrition rate; 

3.  Forecasted operating margins; and 

4.  Discount rates 

The internally developed assumptions are based on limited observable market information which cause measurement uncertainty, 

and the fair value of the customer related intangible assets are sensitive to changes to these assumptions. 

Intangible  assets  that  are  acquired  by the  Group  and  have  finite  lives  are  measured  at  cost less  accumulated  amortization  and 

accumulated impairment losses. 

Intangible assets with finite lives are amortized on a straight-line basis over the following estimated useful lives: 

Categories 
Customer relationships 
Trademarks* 
Non-compete agreements 
Information technology 

* Includes indefinite useful life assets. They are reviewed at least annually for impairment (see note 10). 

Useful lives are reviewed at each financial year-end and adjusted prospectively, if appropriate. 

Useful lives 
5 – 20 years 
5 – 20 years 
3 – 10 years 
5 – 7 years 

2021 Annual Report │64  

 
 
 
 
 
 
 
 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

g)  Leases 

At inception of a contract, the Group assesses whether a contract is, or contains, a lease. A contract is, or contains, a lease if the 

contract conveys the right to  control the use  of an identified asset for a period of time in exchange for consideration.  To assess 

whether a contract conveys the right to control the use of an identified asset, the Group assesses whether: 

 

the contract involves the use of an identified asset – this may be specific explicitly or implicitly, and should be physically distinct 

or represent substantially all of the capacity of a physically distinct asset. If the supplier has a substantive substitution right, the 

asset is not identified; 

 

the Group has the right to obtain substantially all of the economic benefits from use of the asset throughout the period of use; 

and 

 

the Group has the right to direct the use of the asset. The Group has this right when it has the decision-making rights that are 

most relevant to changing how and for what purpose the asset is used.  

At inception or on reassessment of a contract that contains a lease component, the Group allocates the consideration in the contract 

to each lease component on the basis of their relative stand-alone prices.  

The Group recognizes a right-of-use asset and a lease liability at the lease commencement date. The right-of-use asset is initially 

measured at cost, which comprises the initial amount of the lease liability adjusted for any lease payments made at or before the 

commencement date, plus any initial direct costs incurred, less any lease incentives received.  

The assets are depreciated to the earlier of the end of the useful life of the right-of-use asset or the lease term using the straight-

line method as this most closely reflects the expected pattern consumption of the future economic benefits. The lease term includes 

periods covered by an option to extend if the Group is reasonably certain to exercise that option. In addition, the right-of-use asset 

is periodically reduced by impairment losses, if any, and adjusted for certain remeasurements of the lease liability.  

The lease  liability is  initially measured  at the present value  of the lease  payments  that  are not paid at the commencement  date, 

discounted using the interest rate implicit in the lease or, if that cannot be readily determined, the Group's incremental borrowing 

rate. The incremental borrowing rate is a function of the Group’s incremental borrowing rate, the nature of the underlying asset, the 

location of the asset and the length of the lease. Generally, the Group uses its incremental borrowing rate as the discount rate. 

The lease liability is measured at amortized cost using the effective interest method. It is remeasured when there is a change in the 

future lease payments arising from a change in an index or rate, if there is a change in the Group's estimate of the amount expected 

to  be  payable  under  a  residual  value  guarantee,  or  if the  Group  changes  its  assessment  of  whether  it  will  exercise  a  purchase, 

extension or termination option.  

When the lease liability is remeasured in this way, a corresponding adjustment is made to the carrying amount of the right-of-use 

asset, or is recorded in profit or loss if the carrying amount of the right-of-use asset has been reduced to zero. 

The Group has elected not to recognise right-of-use assets and lease liabilities for short-term leases that have a lease term of 12 

months or leases and leases of low-value assets. The Group recognises these lease payments as an expense on a straight-line 

basis over the lease term. 

h) 

Inventoried supplies 

Inventoried supplies consist primarily of repair parts and fuel and are measured at the lower of cost and net realizable value. 

i) 

Impairment 

Non-financial assets 

The carrying amounts of the Group’s non-financial assets other than inventoried supplies and deferred tax assets are reviewed at 

each  reporting  date  to  determine  whether  there  is  any  indication  of  impairment.  If  any  such  indication  exists,  then  the  asset’s 

recoverable amount is estimated. For goodwill, the recoverable amount is estimated on December 31 of each year. 

2021 Annual Report │65  

 
 
 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

For  the  purpose  of  impairment  testing,  assets  that  cannot  be  tested  individually  are  grouped  together  into  the  smallest  group  of 

assets that generates cash inflows from continuing use that are largely independent of the cash inflows of other assets or groups of 

assets  (the  “cash-generating  unit”,  or  “CGU”).  For  the  purposes  of  goodwill  impairment  testing,  goodwill  acquired  in  a  business 

combination is allocated to the group of CGUs (usually a Group’s operating segment), that is expected to benefit from the synergies 

of the combination. This allocation is subject to an operating segment ceiling test and reflects the lowest level at which that goodwill 

is  monitored  for  internal  reporting  purposes.  The  Company  performs  goodwill  impairment  testing  annually,  or  more  frequently  if 

events or circumstances indicate the carrying value of a CGU, which is a Group’s operating segment, may exceed the recoverable 

amount of the CGU. The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less costs to sell. 

In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that 

reflects current market assessments of the time value of money and the risks specific to the asset or group of assets. The fair value 

less cost to sell is based on market comparable multiples applied to forecasted earnings before financial expenses, income taxes, 

depreciation and amortization ("adjusted EBITDA") for the next year, which takes into account financial forecasts approved by senior 

management. 

The Group’s corporate assets do not generate separate cash inflows. If there is an indication that a corporate asset may be impaired, 

then the recoverable amount is determined for the CGU to which the corporate asset belongs. 

An  impairment  loss  is  recognized  if  the  carrying  amount  of  an  asset  or  its  CGU  exceeds  its  estimated  recoverable  amount. 

Impairment losses recognized in respect of CGUs are allocated first to reduce the carrying amount of any goodwill allocated to the 

units, if any, and then to reduce the carrying amounts of the other assets in the unit (group of units) on a prorata basis. 

An impairment loss in respect of goodwill is not reversed. In respect of other assets, impairment losses recognized in prior periods 

are  assessed  at  each  reporting  date  for  any  indications  that  the  loss  has  decreased  or  no  longer  exists.  An  impairment  loss  is 

reversed if there has been a change in the estimates used to determine the recoverable amount. An impairment loss is reversed 

only to the extent that the asset’s carrying amount does not exceed the carrying amount that would have been determined, net of 

depreciation or amortization, if no impairment loss had been recognized. Impairment losses and impairment reversals are recognized 

in income or loss. 

j)  Assets held for sale 

Non-current assets are classified as held-for-sale if it is highly probable that they will be recovered primarily through sale rather than 

through continuing use.  

Such assets are generally measured at the lower of their carrying amount and fair value less costs to sell. Impairment losses on 

initial classification as held-for-sale or held-for-distribution and subsequent gains and losses on remeasurement are recognized in 

income or loss. 

Once classified as held-for-sale, intangible assets and property and equipment are no longer amortized or depreciated. 

k)  Employee benefits 

i)  Defined contribution plans 

A defined contribution plan is a post-employment benefit plan under which an entity pays fixed contributions into a separate 

entity  and  will  have  no  legal  or  constructive  obligation  to  pay  further  amounts.  Obligations  for  contributions  to  defined 

contribution  pension  plans  are  recognized  as  an  employee  benefit  expense  in  income  or  loss  in  the  periods  during  which 

services are rendered by employees. Prepaid contributions are recognized as an asset to the extent that a cash refund or a 

reduction in future payments is available. 

ii)  Defined benefit plans 

The Group’s net obligation in respect of defined benefit pension plans is calculated separately for each plan by estimating the 

amount of future benefit that employees have earned in return for their services in the current and prior periods discounting 

that amount and deducting the fair value of any plan assets. The discount rate is the yield at the reporting date on AAA, AA or 

A credit-rated fixed income securities that have maturity dates approximating the terms of the Group’s obligations and that are 

2021 Annual Report │66  

 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

denominated in the same currency in which the benefits are expected to be paid. The calculation is performed annually by a 

qualified actuary using the projected unit credit method. When the calculation results in a benefit to the Group, the recognized 

asset is limited to the present value of economic benefits available in the form of any future refunds from the plan or reductions 

in future contributions to the plan. In order to calculate the present value of economic benefits, consideration is given to any 

minimum funding requirements that apply to any plan in the Group.  

Remeasurements  of  the  net  defined  benefit  liability,  which  comprise  actuarial  gains  and  losses,  the  return  on  plan  assets 

(excluding  interest)  and  the  effect  of  the  asset  ceiling  (if  any,  excluding  interest),  are  recognized  immediately  in  other 

comprehensive income. The Group determines the net interest expense (income) on the net defined benefit liability (asset) for 

the period by applying the discount rate used to measure the defined benefit obligation at the beginning of the annual period to 

the then-net defined benefit liability (asset), taking into account any changes in the net defined benefit liability (asset) during 

the period as a result of contributions and benefit payments. Net interest expense and other expenses related to defined benefit 

plans are recognized in profit or loss. 

When the benefits of a plan are changed or when a plan is curtailed, the resulting change in benefit that relates to past service 

or the gain or loss on curtailment is recognized immediately in profit or loss. The Group recognizes gains and losses on the 

settlement of a defined benefit plan when the settlement occurs. 

iii)  Short-term employee benefits 

Short-term employee benefit obligations are measured on an undiscounted basis and are expensed as the related service is 

provided. A liability is recognized for the amount expected to be paid under short-term cash bonus or income-sharing plans if 

the Group has a present legal or constructive obligation to pay this amount as a result of past service provided by the employee, 

and the obligation can be estimated reliably. 

iv)  Share-based payment transactions 

The grant date fair value of equity share-based payment awards granted to employees is recognized as a personnel expense, 

with a corresponding increase in contributed surplus, over the period that the employees unconditionally become entitled to the 

awards.  The  amount  recognized  as  an  expense  is  adjusted  to  reflect  the  number  of  awards  for  which  the  related  service 

conditions are expected to be met, such that the amount ultimately recognized as an expense is based on the number of awards 

that do meet the related service condition at the vesting date. 

The fair value of the amount payable to board members in respect of deferred share unit (“DSU”), which are to be settled in 

cash, is recognized as an expense with a corresponding increase in liabilities. The liability is remeasured at each reporting date 

until settlement. The Group presents mark-to-market (gain) loss on DSUs in personnel expenses. 

v)  Termination benefits 

Termination benefits are expensed  at the earlier of when  the  Group  can no longer withdraw  the offer  of those  benefits and 

when the Group recognises costs for a restructuring. If benefits are not expected to be fully settled within 12 months of the end 

of the reporting period, then they are discounted.  

l) 

Provisions 

A provision is recognized if, as a result of a past event, the Group has a present legal or constructive obligation that can be estimated 

reliably, and it is probable that an outflow of economic benefits will be required to settle the obligation. If the effect of the time value 

of money is material, provisions are determined by discounting the expected future cash flows at a pre-tax rate that reflects current 

market assessments of the time value of money and the risks specific to the liability. Where discounting is used, the unwinding of 

the discount is recognized as finance cost. 

Self-Insurance 

Self-insurance provisions represent the uninsured portion of outstanding claims at year-end. The provision represents an accrual for 

estimated future disbursements associated with the self-insured portion for claims filed at year-end and incurred but not reported, 

related to cargo loss, bodily injury, worker’s compensation and property damages. The estimates are based on the Group’s historical 

2021 Annual Report │67  

 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

experience including settlement patterns and payment trends. The most significant assumptions in the estimation process include 

the consideration of  historical claim experience, severity factors  affecting the amounts ultimately paid,  and  current  and  expected 

levels of cost per claims. Changes in assumptions and experience could cause these estimates to change significantly in the near 

term. 

m)  Revenue recognition 

The  Group’s  normal  business  operations  consist  of  the  provision  of  transportation  and  logistics services.  All  revenue  relating  to 

normal business operations is recognized over time in the statement of income. The stage of completion of the service is determined 

using the proportion of days completed to date compared to the estimated total days of the service. Revenue is presented net of 

trade  discounts  and volume rebates.  Revenue is recognized  as services are  rendered,  when the control of  promised services is 

transferred to customers in an amount that reflects the consideration the Group expects to be entitled to receive in exchange for 

those services measured based on the consideration specified in a contract with the customers. The Group considers the contract 

with customers to include the general transportation service agreement and the individual bill of ladings with customers. 

Based on the evaluation of the control model, certain businesses, mainly in the Less-Than-Truckload segment, act as the principal 

within  their  revenue  arrangements.  The  affected  businesses  report  transportation  revenue  gross  of  associated  purchase 

transportation costs rather than net of such amounts within the consolidated statements of income. 

n)  Other operating expenses 

Other operating expenses consist primarily of third-party commissions, transitional service agreement fees, information technology 

support and software expenses, building expenses (including repairs and maintenance, electricity, janitorial & security services and 

property taxes). 

o)  Finance income and finance costs 

Finance  income  comprises  interest  income  on  funds  invested,  dividend  income  and  interest  and  accretion  on  promissory  note. 

Interest income is recognized as it accrues in income or loss, using the effective interest method. 

Finance costs comprise interest expense on bank indebtedness and long-term debt, unwinding of the discount on provisions and 

impairment losses recognized on financial assets (other than trade receivables). 

Fair  value  gains  or  losses  on  derivative financial  instruments  and  on  contingent  considerations,  and foreign  currency  gains  and 

losses are reported on a net basis as either finance income or cost. 

p) 

Income taxes 

Income tax expense comprises current and deferred tax. Current tax and deferred tax are recognized in income or loss except to 

the extent that it relates to a business combination, or items recognized directly in equity or in other comprehensive income. 

Current  tax  is  the  expected  tax  payable  or  receivable  on  the  taxable  income  or  loss  for  the  year,  using  tax  rates  enacted  or 

substantively enacted at the reporting date, and any adjustment to tax payable in respect of previous years. 

Deferred tax is recognized in respect of temporary differences between the carrying amounts of assets and liabilities for financial 

reporting  purposes  and  the  amounts  used  for  taxation  purposes.  Deferred  tax  is  not  recognized  for  the  following  temporary 

differences: the initial recognition of assets or liabilities in a transaction that is not a business combination and that affects neither 

accounting nor taxable income or loss, and differences relating to investments in subsidiaries and jointly controlled entities to the 

extent that it is probable that they will not reverse in the foreseeable future. In addition, deferred tax is not recognized for taxable 

temporary differences arising on the initial recognition of goodwill. Deferred tax is measured at the tax rates that are expected to be 

applied to temporary differences when they  reverse, based on  the laws that have been enacted  or substantively enacted  at the 

reporting date. Deferred tax assets and liabilities are offset if there is a legally enforceable right to offset current tax liabilities and 

assets, and they relate to income taxes levied by the same tax authority on the same taxable entity, or on different tax entities, but 

they intend to settle current tax liabilities and assets on a net basis or their tax assets and liabilities will be realized simultaneously. 

2021 Annual Report │68  

 
 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

A deferred tax asset is recognized for unused tax losses, tax credits and deductible temporary differences, to the extent that it is 

probable that future taxable income will be available against which they can be utilized. Deferred tax assets are reviewed at each 

reporting date and are reduced to the extent that it is no longer probable that the related tax benefit will be realized. 

q)  Earnings per share 

The Group presents basic and diluted earnings per share (“EPS”) data for its common shares. Basic EPS is calculated by dividing 

the  income  or  loss  attributable  to  common  shareholders  of  the  Company  by  the  weighted  average  number  of  common  shares 

outstanding  during  the  period,  adjusted  for  own  shares  held,  if  any.  Diluted  EPS  is  determined  by  adjusting  the  income  or  loss 

attributable to common shareholders and the weighted average number of common shares outstanding, adjusted for own shares 

held, for the effects of all dilutive potential common shares, which comprise convertible debentures, warrants, and restricted share 

units and stock options granted to employees. 

r)  Segment reporting 

An operating segment is a component of the Group that engages in business activities from which it may earn revenues and incur 

expenses,  including  revenues  and  expenses  that  relate  to transactions  with  any  of  the  Group’s  other  components.  All  operating 

segments’ operating results are reviewed regularly by the Group’s chief executive officer (“CEO”) to make decisions about resources 

to be allocated to the segment and assess its performance, and for which discrete financial information is available. 

Segment results that are reported to the CEO include items directly attributable to a segment as well as those that can be allocated 

on  a  reasonable  basis.  Unallocated  items  comprise  mainly  corporate  assets  (primarily  the  Group’s  headquarters),  head  office 

expenses, income tax assets, liabilities and expenses, as well as long-term debt and interest expense thereon. 

Sales  between  the  Group’s segments  are  measured  at  the  exchange  amount.  Transactions,  other  than  sales,  are  measured  at 

carrying value.  Segment  capital  expenditure  is  the  total  cost  incurred  during  the  period  to  acquire  property  and  equipment,  and 

intangible assets other than goodwill. 

s)   Government grants 

The Group recognizes a government grant when there is reasonable assurance it will comply with the conditions required to qualify 

for the grant, and that the grant will be received. The Group recognizes government grants as a reduction to the expense that the 

grant is intended to offset. 

t)   New standards and interpretations adopted during the year 

The following new standards, and amendments to standards and interpretations, are effective for the first time for interim periods 

beginning on or after January 1, 2021 and have been applied in preparing these consolidated financial statements. 

Interest Rate Benchmark Reform – Phase 2 (Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and IFRS 16): On August 27, 2020, 

the IASB finalized its response to the ongoing reform of inter-bank offered rates and other interest rate benchmarks by issuing a 

package of amendments to  IFRS Standards. The amendments are effective for annual periods  beginning  on  or after  January 1, 

2021. 

The amendments complement those issued in 2019 as part of Phase 1 amendments and mainly relate to: 

 

changes to contractual cash flows—a company does not have to derecognise the carrying amount of financial instruments for 

changes  required  by  the  reform,  but  will  instead  update  the  effective  interest  rate  to  reflect  the  change  to  the  alternative 

benchmark rate; 

 

hedge accounting—a company does not have to discontinue its hedge accounting solely because it makes changes required 

by the reform, if the hedge meets other hedge accounting criteria; and 

 

disclosures—a company is required to disclose information about new risks arising from the reform and how it manages the 

transition to alternative benchmark rates. 

2021 Annual Report │69  

 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

The adoption of the amendments did not have a material impact on the Group’s consolidated financial statements as there were no 

debt modifications that have occurred to date due to rate reform. As at December 31, 2021, the only debt balances subject to LIBOR 

reform are the USD portion of unsecured revolver with a drawn amount of $123 million at year-end and a total facility balance of 

CAD $1,260 million. The LIBOR tenor will cease to exist no later than June 30, 2023. The revolver agreement indicates that SOFR 

will be the main replacement for LIBOR in the United States. This benchmark is based on the rates U.S. financial institutions pay 

each other for overnight loans. These transactions  take the form of Treasury bond repurchase agreements,  otherwise known  as 

repos agreements. As at December 31, 2021, the Group has no interest rate swaps that hedge variable interest debt. 

New standards and interpretations not yet adopted 

The following new standards are not yet effective for the year ended December 31, 2021, and have not been applied in preparing 

these consolidated financial statements: 

Classification of Liabilities as Current or Non-current (Amendments to IAS 1) 

On January 23, 2020, the IASB issued amendments to IAS 1 Presentation of Financial Statements, to clarify the classification of 

liabilities as current or non-current. The amendments are effective for annual periods beginning on or after January 1, 2023. Early 

adoption is permitted. For the purposes of non-current classification, the amendments removed the requirement for a right to defer 

settlement or roll over of a liability for at least twelve months to be unconditional. Instead, such a right must have substance and 

exist at the end of the reporting period.  

The extent of the impact of adoption of the amendments has not yet been determined. 

Onerous Contracts – Cost of Fulfilling a Contract (Amendments to IAS 37) 

On May 14, 2020, the IASB issued Onerous Contracts – Cost of Fulfilling a Contract (Amendments to IAS 37). The amendments 

are  effective  for  annual  periods  beginning  on  or  after  January  1,  2022  and  apply  to  contracts  existing  at  the  date  when  the 

amendments are first applied. Early adoption is permitted. IAS 37 does not specify which costs are included as a cost of fulfilling a 

contract when determining whether a contract is onerous. The IASB’s amendments address this issue by clarifying that the “costs 

of fulfilling a contract” comprise both: 

 

 

the incremental costs – e.g. direct labour and materials; and 

an allocation of other direct costs – e.g. an allocation of the depreciation charge for an item of property and equipment used in 

fulfilling the contract. 

The adoption of the amendments is not expected to have a material impact. 

Definition of Accounting Estimates (Amendments to IAS 8) 

On February 12, 2021, the IASB issued Definition of Accounting Estimates (Amendments to IAS 8). The amendments are effective 

for annual periods beginning on or after January 1, 2023. Early adoption is permitted. The amendments introduce a new definition 

for accounting  estimates, clarifying that they are  monetary  amounts in the  financial statements that are subject  to measurement 

uncertainty. The amendments also clarify the relationship between accounting policies and accounting estimates by specifying that 

a company develops an accounting estimate to achieve the objective set out by an accounting policy.  

The extent of the impact of adoption of the amendments has not yet been determined. 

2021 Annual Report │70  

 
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

4.  Segment reporting 

The  Group  operates  within  the  transportation  and  logistics  industry  in  the  United  States,  Canada  and  Mexico  in  different  reportable 

segments, as described below. The reportable segments are managed independently as they require different technology and capital 

resources. For each of the operating segments, the Group’s CEO reviews internal management reports. The following summary describes 

the operations in each of the Group’s reportable segments: 

Package and Courier:  Pickup, transport and delivery of items across North America. 
Less-Than-Truckload (b):  Pickup, consolidation, transport and delivery of smaller loads. 
Truckload (a): 

Logistics: 

Full loads carried directly from the customer to the destination using a closed van or specialized equipment to
meet  customers’  specific  needs.  Includes  expedited  transportation,  flatbed,  tank,  container  and  dedicated
services. 
Asset-light logistics services, including brokerage, freight forwarding and transportation management, as well
as small package parcel delivery. 

(a)  The Truckload reporting segment represents the aggregation of the Canadian Conventional Truckload, U.S. Conventional Truckload, and Specialized 
Truckload operating segments. The aggregation  of the segment was analyzed using management’s judgment in  accordance with IFRS  8. The operating 
segments were determined to be similar, amongst others, with respect to the nature of services offered and the methods used to distribute their services, 
additionally, they have similar economic characteristics with respect to long-term expected gross margin, levels of capital invested and market place trends. 

(b)  Beginning in the second quarter of fiscal 2021, due to the acquisition of UPS Ground Freight Inc., the Less-Than-Truckload reporting segment now 
represents the aggregation of the Canadian Less-Than-Truckload and U.S. Less-Than-Truckload operating segments. The aggregation of the segment was 
analyzed using management’s judgment in accordance with IFRS 8. The operating segments were determined to be similar, amongst others, with respect 
to the nature of services offered and the methods used to distribute their services, additionally, they have similar economic characteristics with respect to 
long-term expected gross margin, levels of capital invested and market place trends. 

Information regarding the results of each reportable segment is included below. Performance is measured based on segment operating 

income  or  loss.  This  measure  is  included  in  the  internal  management  reports  that  are  reviewed  by  the  Group’s  CEO  and  refers  to 

“Operating income” in the consolidated statements of income. Segment’s operating income or loss is used to measure performance as 

management believes that such information is the most relevant in evaluating the results of certain segments relative to other entities that 

operate within these industries. 

2021 Annual Report │71  

 
 
 
 
 
 
 
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

2021 
External revenue 
External fuel surcharge 
Inter-segment revenue and 

fuel surcharge 

Total revenue 
Operating income (loss) 
Selected items: 

Depreciation and 
amortization 

Loss on sale of land 

and buildings 
Gain on sale of 

assets held for sale 

Loss on disposal of 
intangible assets 
Bargain purchase gain 
Intangible assets 
Total assets 
Total liabilities 
Additions to property 
and equipment 

2020* 
External revenue 
External fuel surcharge 
Inter-segment revenue and 

fuel surcharge 

Total revenue 
Operating income (loss) 
Selected items: 

Depreciation and 
amortization 

Loss on sale of land 

and buildings 

Gain (loss) on sale of 
assets held for sale 

Gain on sale of business      
Bargain purchase gain 
Intangible assets 
Total assets 
Total liabilities 
Additions to property 
and equipment 

Package     
and     

Less-       
Than-       

Courier      Truckload      Truckload     

Logistics      Corporate          Eliminations     

Total   

558,800   
81,104   

    2,413,995   
371,426   

    1,878,025   
258,081   

    1,617,965   
41,033   

-           
-           

-   
-   

   6,468,785   
    751,644   

1,545   
641,449   
108,440   

29,969   
    2,815,390   
482,754   

26,646   
    2,162,752   
230,189   

3,074   
    1,662,072   
142,794   

-           
-           
(74,992 )         

(61,234 ) 
(61,234 ) 
-   

-   
   7,220,429   
    889,185   

26,404   

116,060   

211,561   

38,208   

799           

-   

    393,032   

-   

-   

(16 ) 

-   

1,640   

10,569   

(3 ) 

-   

-           

-           

-   

-   

(19 ) 

12,209   

(1 )     
-   
193,765   
379,881   
128,599   

-   
181,549   
188,604   
    2,220,598   
916,652   

-   
-   
955,608   
    2,317,615   
559,438   

-   
12,000   
454,612   
746,638   
248,122   

-           
-           
332           
88,391           
    1,680,135           

-   
-   
-   
-   
(134 ) 

(1 ) 
    193,549   
   1,792,921   
   5,753,123   
   3,532,812   

19,347   

65,543   

181,313   

809   

161           

-   

    267,173   

478,707   
47,393   

516,720   
66,144   

    1,569,835   
161,680   

919,041   
21,614   

-           
-           

-   
-   

   3,484,303   
    296,831   

3,055   
529,155   
78,753   

6,371   
589,235   
87,950   

16,844   
    1,748,359   
206,346   

4,475   
945,130   
84,459   

-           
-           
(40,941 )         

(30,745 ) 
(30,745 ) 
-   

-   
   3,781,134   
    416,567   

25,357   

50,354   

188,979   

33,429   

1,110           

-   

    299,229   

-   

(1 ) 

-   

(5 ) 

-           

-   

(6 ) 

91   
-   
-   
193,288   
387,919   
123,970   

(56 ) 
-   
-   
189,579   
593,653   
219,234   

11,864   
306   
-   
907,170   
    2,100,900   
478,630   

-   
-   
4,008   
457,098   
729,690   
226,218   

-           
-           
-           
528           
35,092           
    1,010,723           

-   
-   
-   
-   
-   
(133 ) 

11,899   
306   
4,008   
   1,747,663   
   3,847,254   
   2,058,642   

17,304   

22,829   

101,477   

760   

444           

-   

    142,814   

* Recasted for change in accounting policy (see note 10)  

2021 Annual Report │72  

 
 
 
  
  
       
       
           
       
   
  
  
       
       
           
       
   
  
  
  
    
   
    
   
   
   
   
      
        
        
        
        
            
        
  
    
   
   
   
   
   
    
   
    
   
   
   
   
    
   
   
   
   
   
   
   
   
           
   
   
   
      
        
        
        
        
            
        
  
    
   
   
   
   
      
        
        
        
        
            
        
  
    
   
   
   
   
   
      
        
        
        
        
            
        
  
    
   
   
   
   
   
      
        
        
        
        
            
        
  
    
   
   
   
   
    
   
   
   
   
    
   
   
   
   
    
   
   
    
   
   
   
    
   
   
   
   
   
   
   
   
           
   
   
   
    
   
   
   
   
  
    
       
       
       
       
           
       
   
  
    
   
   
   
    
   
   
   
   
      
        
        
        
        
            
        
  
    
   
   
   
   
   
    
   
   
   
    
   
   
   
   
    
   
   
   
   
   
   
   
   
           
   
   
   
      
        
        
        
        
            
        
  
    
   
   
   
   
      
        
        
        
        
            
        
  
    
   
   
   
   
   
      
        
        
        
        
            
        
  
    
   
   
   
   
   
   
   
   
   
   
    
   
   
   
   
   
    
   
   
   
   
    
   
   
   
    
   
   
   
    
   
   
   
   
   
   
   
   
           
   
   
   
    
   
   
   
   
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Geographical information 

Revenue is attributed to geographical locations based on the origin of service’s location.  

2021 
Canada 
United States 
Mexico 
Total 

2020 
Canada 
United States 
Mexico 
Total 

Package     
and     
Courier     

Less-        
Than-          

Truckload     

Truckload     

Logistics      Eliminations     

Total   

641,449   
-   
-   
641,449   

576,311   
    2,239,079   
-   
    2,815,390   

912,166   
    1,250,586   
-   
    2,162,752   

269,568   
    1,370,843   
21,661   
    1,662,072   

529,155   
-   
-   
529,155   

517,199   
72,036   
-   
589,235   

725,347   
    1,023,012   
-   
    1,748,359   

239,413   
686,811   
18,906   
945,130   

(31,193 ) 
(30,041 ) 
-   
(61,234 ) 

(26,019 ) 
(4,726 ) 
-   
(30,745 ) 

2,368,301   
4,830,467   
21,661   
7,220,429   

1,985,095   
1,777,133   
18,906   
3,781,134   

Segment assets are based on the geographical location of the assets. 

Property and equipment, right-of-use assets and intangible assets 

Canada 
United States 
Mexico 

* Recasted for change in accounting policy (see note 10)  

5.  Business combinations 

a)  Business combinations 

As at   
December 31, 2021      December 31, 2020*   

As at     

1,933,050     
2,575,363     
14,915   
4,523,328   

1,800,307   
1,342,720   
16,349   
3,159,376   

In line with the Group’s growth strategy, the Group acquired ten businesses during 2021, of which UPS Ground Freight Inc. (“UPS 

Freight”), which was renamed TForce Freight Inc. (“TForce Freight”) in April 2021, was considered material. All other acquisitions 

were not considered to be material. These transactions were concluded in order to add density in the Group’s current network and 

further expand value-added services. 

On April 30, 2021, the Group completed the acquisition of UPS Freight, the Less-Than-Truckload and dedicated truckload divisions 

of United Parcel Service, Inc. The purchase price for this business acquisition totalled $864.6 million, which was funded by cash on 

hand and the remaining balance was drawn from the currently existing unsecured revolving credit facilities. The estimated fair value 

of the identifiable net assets acquired, including the fair value of the customer relationships acquired, exceeded the purchase price, 

resulting in an estimated preliminary bargain purchase gain of $193.5 million in the Less-Than-Truckload and Logistics segments 

($181.5 million and $12.0 million respectively). The preliminary bargain purchase gain resulted mainly from the measurement of the 

fair value related to the company’s tangible assets, primarily land and buildings, and customer relationships. During the year ended 

December 31, 2021, the business contributed revenue and net income of $2,334.4 million and $122.6 million (excluding the bargain 

purchase gain of $193.5 million), respectively since the acquisition.  

During  the  year  ended  December  31,  2021,  the  non-material  businesses,  in  aggregate,  contributed  revenue  and  net  income  of 

$64.9 million and $0.9 million respectively since the acquisitions. 

Had the Group acquired the material and non-material businesses on January 1, 2021, as per management’s best estimates, the 

revenue and net income for these entities would have been $3,613.3 million and $151.6 million (excluding the bargain purchase 

gain of $193.5 million), respectively. In determining these estimated amounts, management assumed that the fair value adjustments 

that arose on the date of acquisition would have been the same had the acquisitions occurred on January 1, 2021 and adjusted for 

interest, based on the purchase price and average borrowing rate of the Group, and income tax expenses based on the effective 

tax rate. 

2021 Annual Report │73  

 
 
 
 
 
  
  
        
        
        
   
  
  
       
        
        
   
  
  
  
     
   
   
   
   
   
     
   
   
     
   
   
   
   
   
     
   
   
  
     
   
   
   
   
   
   
   
   
   
   
   
  
     
   
   
   
   
   
     
   
   
   
   
     
   
   
   
   
   
     
   
   
   
   
 
 
  
  
  
  
  
  
     
  
   
  
  
  
  
  
  
  
  
   
  
  
  
   
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

During 2021, transaction costs of $8.7 million have been expensed in other operating expenses in the consolidated statements of 

income in relation to the above-mentioned business acquisitions. 

As of the reporting date, the Group had not completed the purchase price allocation over the identifiable net assets and goodwill of 

the 2021 acquisitions. Information to confirm fair value of certain assets and liabilities is still to be obtained for these acquisitions. As 

the Group obtains more information, the allocation will be completed. 

The table below presents the purchase price allocation based on the best information available to the Group to date. 

      8        
      9        
      10        

  Note      

Identifiable assets acquired and liabilities 
assumed 
Cash and cash equivalents 
Trade and other receivables 
Inventoried supplies and prepaid expenses 
Property and equipment 
Right-of-use assets 
Intangible assets 
Other assets 
Trade and other payables 
Income tax payable 
Employee benefits 
Provisions 
Other non-current liabilities 
Long-term debt 
Lease liabilities 
Deferred tax liabilities 
Total identifiable net assets 
Total consideration transferred 
Goodwill 
Bargain purchase gain 
Cash 
Contingent consideration 
Total consideration transferred 
* Includes non-material adjustments to prior year's acquisitions 

      13        
      14        

      15        
      16        

      10        

UPS Freight      

6        
328,468        
26,643        
1,186,198        
100,971        
18,856        
860        
(208,928 )      
302        
(65,849 )      
(50,352 )      
(56 )      
-        
(100,971 )      
(177,992 )      
1,058,156        
864,607        
-        
(193,549 )      
864,607        
-        
864,607        

Others*   
11,570   
23,806   
3,500   
86,872   
10,619   
25,914   
65   
(14,470 ) 
(2,668 ) 
-   
(222 ) 
(6 ) 
(3,484 ) 
(10,619 ) 
(17,785 ) 
113,092   
162,313   
49,221   
-   
155,100   
7,213   
162,313   

  December 31, 2021   
11,576   
352,274   
30,143   
1,273,070   
111,590   
44,770   
925   
(223,398 ) 
(2,366 ) 
(65,849 ) 
(50,574 ) 
(62 ) 
(3,484 ) 
(111,590 ) 
(195,777 ) 
1,171,248   
1,026,920   
49,221   
(193,549 ) 
1,019,707   
7,213   
1,026,920   

The  valuation  techniques  used  for  measuring  the  fair  value  of  land  and  buildings  ($735.9 million)  and  customer  relationships 

($12.0 million) acquired regarding UPS Freight were as follows: 

Assets acquired 
Land and buildings 

Valuation technique 
Market comparison technique and cost technique: The 
valuation model considers market prices for comparable sites, 
when available, and considers depreciated replacement cost, 
which reflects adjustments for physical deterioration, when 
appropriate. 

   Key inputs 

- Market prices for comparable sites 
- Average rebuild cost 

Customer relationships  Excess earnings method: The valuation model considers the 
present value of net cash flows expected to be generated by 
the customer relationships, by excluding any cash flows related 
to contributory assets. 

- Forecasted revenue attributable to 
existing customers and relationships 
- Annual attrition rate 
- Forecasted operating margin 
- Discount rate 

The fair values measured on the amounts regarding UPS Freight are on a provisional basis, mainly regarding land and buildings, 

customer relationships, provisions, and deferred tax liabilities. This is mainly due to pending completion and review of independent 

valuations and site visits for the land and buildings and mainly due to the complexity of the information for the provisions. Customer 

relationships and income taxes will be reassessed once all the fair values are final. If new information is obtained within one year of 

the date of acquisition about facts and circumstances that existed at the date of acquisition that implies adjustments to the amounts, 

the accounting for the acquisition will be revised.  

The trade receivables comprise gross amounts due of $361.8 million, of which $9.6 million was expected to be uncollectible at the 

acquisition date. 

2021 Annual Report │74  

 
 
 
 
     
        
   
     
        
   
     
        
   
   
   
   
     
        
   
     
        
   
     
        
   
   
   
     
        
   
   
   
     
        
   
     
        
   
     
        
   
   
     
        
   
     
        
   
     
        
   
     
        
   
     
     
  
 
 
  
 
  
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Of the goodwill and intangible assets acquired through business combinations in 2021, $5.7 million is deductible for tax purposes 

(2020 - $21.2 million). 

During 2020, the Group acquired thirteen businesses, of which DLS Worldwide (“DLS”), which was renamed “TForce Worldwide” in 

November 2020, was considered material. All other acquisitions, including R.R. Donnelley & Sons Company, were not considered 

to be material. 

On  November  2,  2020,  the  Group  completed  the  acquisition  of  DLS,  a  business  unit  of  R.R.  Donnelley & Sons  Company.  DLS 

provides  logistics  services  through  a  third-party  logistics  network  of  internal  sales  personnel,  commissioned  sales  agents,  and 

approximately 140 agent-stations. The purchase price for this business acquisition totalled $225.0 million, which had been paid in 

cash.  During  the  year  ended  December  31,  2020,  DLS  contributed  revenue  and  net  income  of  $98.3  million  and  $1.5  million, 

respectively since the acquisition.  

On March 2, 2020, the Group completed the acquisition of the courier service business of R.R. Donnelley & Sons Company. The 

purchase  price  for  this  business acquisition  totalled  $10.6 million,  which  had  been  paid in cash.  The  estimated  fair value  of  the 

identifiable  net  assets  acquired,  including  the  fair  value  of  the  customer  relationships  acquired,  exceeded  the  purchase  price, 

resulting in a bargain purchase gain of $4.0 million in the logistics segment. 

During  the  year  ended  December  31,  2020,  the  thirteen  businesses,  in  aggregate,  contributed  revenue  and  net  income  of 

$213.2 million and $4.6 million respectively since the acquisitions. 

Had the Group acquired these thirteen businesses on January 1, 2020, as per management’s best estimates, the revenue and net 

income for these entities would have been $807.2 million and $31.9 million, respectively. In determining these estimated amounts, 

management  assumed  that  the  fair  value  adjustments that  arose  on  the  date  of  acquisition  would  have  been  the  same  had  the 

acquisitions occurred on January 1, 2020 and adjusted for interest, based on the purchase price and average borrowing rate of the 

Group, and income tax expenses based on the effective tax rate. 

During 2020, transaction costs of $0.8 million had been expensed in other operating expenses in the consolidated statements of 

income in relation to the above-mentioned business acquisitions. 

The table below presents the purchase price allocation as at December 31, 2020: 

Identifiable assets acquired and liabilities 
assumed 
Cash and cash equivalents 
Trade and other receivables 
Inventoried supplies and prepaid expenses 
Property and equipment 
Right-of-use assets 
Intangible assets 
Other assets 
Trade and other payables 
Income tax payable 
Provisions 
Other non-current liabilities 
Long-term debt 
Lease liabilities 
Deferred tax liabilities 
Total identifiable net assets 
Total consideration transferred 
Goodwill 
Bargain purchase gain 
Cash 
Contingent consideration 
Total consideration transferred 

  Note      

      8        
      9        
      10        

      16        

      13        
      14        

      10        

* Includes non-material adjustments to prior year's acquisitions 

DLS   
-   
93,520   
824   
262   
285   
65,404   
4,630   
(54,845 ) 
-   
-   
(14,374 ) 
-   
(285 ) 
-   
95,421   
225,007   
129,586   
-   
225,007   
-   
225,007   

Others*       December 31, 2020   
3,332   
122,893   
2,333   
24,003   
40,213   
96,529   
4,630   
(63,994 ) 
(445 ) 
(338 ) 
(14,374 ) 
(5,365 ) 
(40,477 ) 
(6,653 ) 
162,287   
331,602   
173,323   
(4,008 ) 
330,982   
620   
331,602   

3,332   
29,373   
1,509   
23,741   
39,928   
31,125   
-   
(9,149 ) 
(445 ) 
(338 ) 
-   
(5,365 ) 
(40,192 ) 
(6,653 ) 
66,866   
106,595   
43,737   
(4,008 ) 
105,975   
620   
106,595   

2021 Annual Report │75  

 
 
 
 
 
     
        
   
   
     
        
   
   
     
        
   
   
   
   
   
   
   
   
     
        
   
   
     
        
   
   
     
        
   
   
   
   
     
        
   
   
   
   
   
   
     
        
   
   
     
        
   
   
     
        
   
   
   
   
     
        
   
   
     
        
   
   
     
        
   
   
     
        
   
   
         
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

b)  Goodwill 

The goodwill is attributable mainly to the premium of an established business operation with a good reputation in the transportation 

industry, and the synergies expected to be achieved from integrating the acquired entity into the Group’s existing business. 

The goodwill arising in the business combinations has been allocated to operating segments as indicated in the table below, which 

represents the lowest level at which goodwill is monitored internally. 

Operating segment 
Canadian Less-Than-Truckload 
Canadian Truckload 
U.S. Truckload 
Specialized Truckload 
Logistics 

Reportable segment 
Less-Than-Truckload 
Truckload 
Truckload 
Truckload 
Logistics 

December 31, 2021*      

(225 ) 
4,079   
2,846   
42,546   
(25 ) 
49,221   

December 31, 2020   
3,872   
-   
330   
33,718   
135,403   
173,323   

* Includes non-material adjustments to prior year's acquisitions 

c)  Adjustment to the provisional amounts for UPS Freight business combination 

The interim financial statements of 2021 included details of the Group’s business combinations and set out provisional fair values 

relating to the consideration and net assets of UPS Freight. This acquisition was accounted for under the provisions of IFRS 3. As 

required by IFRS 3, the provisional fair values have been reassessed in the fourth quarter in light of information obtained during the 

measurement  period  following  the  acquisition.  These  amounts  remain  provisional  as  at  December  31,  2021  for  the  reasons 

mentioned previously. The below adjustments will be reflected in the Q2 2021 comparative financial information when the Q2 2022 

interim financial statements are filed. Consequently, the fair value of certain assets acquired, and liabilities assumed of UPS Freight 

have been adjusted retrospective to the date of acquisition as follows: 

Cash and cash equivalents 
Trade and other receivables 
Inventoried supplies and prepaid expenses 
Property and equipment 
Right-of-use assets 
Intangible assets 
Other assets 
Trade and other payables 
Income tax payable 
Employee benefits 
Provisions 
Other non-current liabilities 
Lease liabilities 
Deferred tax liabilities 
Total identifiable net assets 
Total consideration transferred 
Bargain purchase gain 
Total consideration transferred 

Provisional        
fair value included        

in the interim      
financial statements      

6        
349,742        
30,660        
1,052,816        
100,971        
6,856        
860        
(217,539 )      
302        
(67,828 )      
(50,352 )      
(56 )      
(100,971 )      
(116,449 )      
989,018        
866,092        
(122,926 )      
866,092        

Measurement   
period adjustment   
-   
(21,274 ) 
(4,017 ) 
133,382   
-   
12,000   
-   
8,611   
-   
1,979   
-   
-   
-   
(61,543 ) 
69,138   
(1,485 ) 
(70,623 ) 
(1,485 ) 

Reassessed   
fair value   
6   
328,468   
26,643   
1,186,198   
100,971   
18,856   
860   
(208,928 ) 
302   
(65,849 ) 
(50,352 ) 
(56 ) 
(100,971 ) 
(177,992 ) 
1,058,156   
864,607   
(193,549 ) 
864,607   

2021 Annual Report │76  

 
 
 
 
  
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
  
  
   
 
 
 
 
 
  
  
  
       
  
  
  
  
  
       
  
  
  
  
 
  
  
 
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
     
   
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

d)   Contingent consideration 

The contingent consideration relates to non-material business acquisitions and is recorded in the original purchase price allocation. 

The  fair  value  was  determined  using  expected  cash flows  discounted  at  rates  between  3.9%  and  6.4%.  The  considerations  are 

contingent on achieving specified earning levels in the future periods. The maximum amount payable is $0.4 million in one year and 

$7.6 million  in  two  years.  At  December  31,  2021,  the  fair  value  of  the  contingent  arrangement  is  estimated  at  approximately 

$7.4 million and is currently presented in other financial liabilities on the consolidated statements of financial position.  

e)   Adjustment to the provisional amounts of prior year’s business combinations 

The 2020 annual consolidated financial statements included details of the Group’s business combinations and set out provisional 

fair values relating to the consideration  paid  and net  assets acquired  of DLS  and various other non-material acquisitions. These 

acquisitions were accounted for under the provisions of IFRS 3.  

As required by IFRS 3, the provisional fair values have been reassessed in light of information obtained during the measurement 

period following the acquisition. Consequently, the fair value of certain assets acquired, and liabilities assumed of DLS and the other 

non-material acquisitions in fiscal 2020  have been  adjusted  and  finalized  in 2021.  No  material adjustments were required  to the 

provisional fair values for these prior period’s business combinations and have been included with the acquisitions of 2021. 

6.  Trade and other receivables 

Trade receivables, net of expected credit loss 
Other receivables 

December 31, 2021      
986,783        
69,240        
1,056,023        

December 31, 2020   
570,609   
27,264   
597,873   

The Group’s exposure to credit and currency risks related to trade and other receivables is disclosed in note 25 a) and d). 

Trade receivables as at December 31, 2021 include $58.2 million of in-transit revenue balances (December 31, 2020 – $13.5 million). 

Due  to  the  short-term  nature  of  the  transportation  and  logistics  services  provided  by  the  Group,  these  services  are  expected  to  be 

completed within the week following the year-end. 

7.  Additional cash flow information 

Net change in non-cash operating working capital 

Trade and other receivables 
Inventoried supplies 
Prepaid expenses 
Trade and other payables 

2021     
(101,664 )   
(1,233 )   
(9,455 )   
154,292     
41,940     

2020   
(16,399 ) 
2,200   
192   
47,668   
33,661   

2021 Annual Report │77  

 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

8.  Property and equipment 

   Note     

Land and     
buildings     

Rolling        
stock     

Equipment     

Total   

Cost 
Balance at December 31, 2019 
Additions through business combinations 
Other additions 
Disposals 
Reclassification to assets held for sale 
Sale of business 
Effect of movements in exchange rates 
Balance at December 31, 2020 
Additions through business combinations 
Other additions 
Disposals 
Transfer from right-of-use assets 
Reclassification (to) from assets held for sale 
Effect of movements in exchange rates 
Balance at December 31, 2021 

Accumulated Depreciation 
Balance at December 31, 2019 
Depreciation 
Disposals 
Reclassification to assets held for sale 
Sale of business 
Effect of movements in exchange rates 
Balance at December 31, 2020 
Depreciation 
Disposals 
Transfer from right-of-use assets 
Reclassification (to) from assets held for sale 
Effect of movements in exchange rates 
Balance at December 31, 2021 

Net carrying amounts 
At December 31, 2020 
At December 31, 2021 

      5        

      5        

308,677   
1,771   
19,331   
(731 ) 
(19,201 ) 
(484 ) 
5,441   
314,804   
766,391   
36,902   
(1,473 ) 
-   
(8,843 ) 
2,220   
1,110,001   

58,609   
8,462   
(657 ) 
(7,326 ) 
(329 ) 
1,058   
59,817   
16,301   
(1,332 ) 
-   
(2,997 ) 
223   
72,012   

1,267,313   
21,634   
112,645   
(133,149 ) 
(9,971 ) 
(3,395 ) 
12,540   
1,267,617   
445,656   
217,080   
(177,992 ) 
21,474   
1,023   
(2,395 ) 
1,772,463   

437,163   
151,369   
(89,676 ) 
(8,488 ) 
(2,494 ) 
6,448   
494,322   
187,895   
(110,341 ) 
5,746   
424   
(153 ) 
577,893   

125,296   
598   
10,838   
(5,134 ) 
-   
(283 ) 
2,919   
134,234   
61,024   
13,191   
(8,773 ) 
-   
-   
1,089   
200,765   

80,085   
10,689   
(4,447 ) 
-   
(253 ) 
2,014   
88,088   
20,811   
(8,347 ) 
-   
-   
898   
101,450   

1,701,286   
24,003   
142,814   
(139,014 ) 
(29,172 ) 
(4,162 ) 
20,900   
1,716,655   
1,273,070   
267,173   
(188,238 ) 
21,474   
(7,820 ) 
915   
3,083,229   

575,857   
170,520   
(94,780 ) 
(15,814 ) 
(3,076 ) 
9,520   
642,227   
225,007   
(120,020 ) 
5,746   
(2,573 ) 
968   
751,355   

254,987   
1,037,989   

773,295   
1,194,570   

46,146   
99,315   

1,074,428   
2,331,874   

As at December 31, 2021, $1.0 million is included in trade and other payables for the purchases of property and equipment (December 31, 

2020 – $2.5 million). 

Security 

As at December 31 2021, certain rolling stock are pledged as security for conditional sales contracts, with a carrying amount of $144.5 

million (December 31, 2020 - $140.7 million) (see note 13). 

2021 Annual Report │78  

 
 
 
 
  
        
    
        
   
  
        
       
        
        
        
   
        
       
   
   
   
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
  
        
       
        
        
        
   
        
       
        
        
        
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
  
        
         
         
         
         
  
        
       
        
        
        
   
        
       
   
   
   
        
       
   
   
   
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

9.  Right-of-use assets 

   Note     

Land and     
buildings     

Rolling        
stock     

Equipment     

Total   

Cost 
Balance at December 31, 2019 
Other additions 
Additions through business combinations 
Derecognition* 
Effect of movements in exchange rates 
Balance at December 31, 2020 
Transfer to property and equipment 
Other additions 
Additions through business combinations 
Derecognition* 
Effect of movements in exchange rates 
Balance at December 31, 2021 

Depreciation 
Balance at December 31, 2019 
Depreciation 
Derecognition* 
Effect of movements in exchange rates 
Balance at December 31, 2020 
Transfer to property and equipment 
Depreciation 
Derecognition* 
Effect of movements in exchange rates 
Balance at December 31, 2021 

      5        

      5        

430,097   
18,869   
13,716   
(18,524 ) 
7,948   
452,106   
-   
37,768   
57,916   
(39,842 ) 
2,329   
510,277   

193,684   
48,628   
(14,573 ) 
4,802   
232,541   
-   
59,719   
(35,691 ) 
938   
257,507   

164,090   
30,353   
26,497   
(32,111 ) 
2,335   
191,164   
(21,474 ) 
51,494   
52,465   
(40,434 ) 
495   
233,710   

67,153   
31,247   
(25,371 ) 
1,474   
74,503   
(5,746 ) 
51,953   
(30,926 ) 
308   
90,092   

1,833   
1,003   
-   
(589 ) 
43   
2,290   
-   
1,084   
1,209   
(668 ) 
(12 ) 
3,903   

1,015   
621   
(428 ) 
23   
1,231   
-   
1,110   
(579 ) 
(4 ) 
1,758   

596,020   
50,225   
40,213   
(51,224 ) 
10,326   
645,560   
(21,474 ) 
90,346   
111,590   
(80,944 ) 
2,812   
747,890   

261,852   
80,496   
(40,372 ) 
6,299   
308,275   
(5,746 ) 
112,782   
(67,196 ) 
1,242   
349,357   

Net carrying amounts 
At December 31, 2020 
337,285   
At December 31, 2021 
398,533   
* Derecognized right-of-use assets include negotiated asset purchases and extinguishments resulting from accidents as well as fully amortized or end of 
term right-of-use assets. 

116,661   
143,618   

219,565   
252,770   

1,059   
2,145   

2021 Annual Report │79  

 
 
 
 
  
        
    
        
   
  
        
       
        
        
        
   
        
       
   
   
   
        
       
   
   
   
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
  
        
       
        
        
        
   
        
       
        
        
        
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
        
       
   
   
   
  
        
       
        
        
        
   
        
       
        
        
        
   
        
       
   
   
   
        
       
   
   
   
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

10. 

Intangible assets 

  Note    Goodwill     relationships     Trademarks     agreements      technology     

Total   

      Customer       

compete     Information       

Other intangible assets 

Non-       

Cost 
Balance at December 31, 2019** 
    1,331,130       
Additions through business combinations*      5      173,323       
-       
Other additions 
(715 )     
Sale of business 
-       
Extinguishments 
Effect of movements in exchange rates 
19,888       
    1,523,626       
Balance at December 31, 2020** 
49,221       
Additions through business combinations*      5     
-       
Other additions 
-       
Extinguishments 
(556 )     
Effect of movements in exchange rates 
    1,572,291       
Balance at December 31, 2021 

Amortization and impairment losses 
Balance at December 31, 2019** 
Amortization 
Sale of business 
Extinguishments 
Effect of movements in exchange rates 
Balance at December 31, 2020** 
Amortization 
Extinguishments 
Effect of movements in exchange rates 
Balance at December 31, 2021 

Net carrying amounts 
At December 31, 2020** 
At December 31, 2021 

     146,890       
-       
-       
-       
1,126       
     148,016       
-       
-       
(536 )     
     147,480       

481,428       
88,692       
-       
-       
(1,397 )     
6,219       
574,942       
29,130       
3,263       
(18,357 )     
(464 )     
588,514       

219,764       
39,580       
-       
(1,397 )     
3,652       
261,599       
44,862       
(18,357 )     
(526 )     
287,578       

85,755       
627       
-       
-       
(1,014 )     
1,034       
86,402       
4,166       
-       
(1,178 )     
(579 )     
88,811       

40,181       
3,897       
-       
(1,014 )     
572       
43,636       
3,274       
(1,178 )     
(57 )     
45,675       

11,933       
3,984       
-       
-       
(1,456 )     
227       
14,688       
4,405       
-       
(1,027 )     
(118 )     
17,948       

4,470       
2,160       
-       
(1,456 )     
130       
5,304       
3,378       
(1,027 )     
11       
7,666       

17,620       1,927,866   
3,226        269,852   
1,665   
1,665       
(745 ) 
(30 )     
(4,307 ) 
(440 )     
27,851   
483       
22,524       2,222,182   
93,991   
7,143   
(22,072 ) 
(1,684 ) 
31,996       2,299,560   

7,069       
3,880       
(1,510 )     
33       

2,576       
(28 )     
(440 )     
345       

13,511        424,816   
48,213   
(28 ) 
(4,307 ) 
5,825   
15,964        474,519   
55,243   
(22,071 ) 
(1,052 ) 
18,240        506,639   

3,729       
(1,509 )     
56       

    1,375,610       
    1,424,811       

313,343       
300,936       

42,766       
43,136       

9,384       
10,282       

6,560       1,747,663   
13,756       1,792,921   

* Includes non-material adjustments to prior year's acquisitions 
** Recasted for change in accounting policy following the 2021 IFRS Interpretation Committee’s agenda decision on Configuration or Customization Cost in 
a Cloud Computing Arrangement (IAS 38 Intangible Assets). Implementation costs on cloud computing arrangements, previously capitalized, are expensed 
as incurred. The result was a decrease in intangible assets of $2.1 million, a decrease in deferred tax liabilities of $0.5 million, and a decrease in retained 
earnings of $1.6 million reflected in the closing balances of December 31, 2019. 

At December 31, 2021, the Group performed its annual impairment testing for indefinite life trademarks. The Group estimated the value 

in  use to  be  $36.6 million  (2020  -  $42.6  million) compared  to  its  carrying  value  of  $27.5 million  (2020  -  $31.6  million),  resulting  in  no 

impairment charge. Management used the relief-from-royalty method and discount rates between 6.7% and 9.9% (2020 – between 6.6% 

and 9.7%) in its analysis. 

In 2021, the Group rebranded a subsidiary by initiating a change of name. The Group estimates that previous tradename will retain value 

for a  2-year period  during the  transition. Accordingly, the  amortization period has been changed  from indefinite  life to  2 years  for the 

remaining net book value of this subsidiary of $3.5 million. 

In  2020,  the  Group  reassessed  useful  lives  of  some  operational  trademarks  from  finite  to  indefinite  representing  a  carrying  value  of 

$6.3 million.  Brand  recognition  as  well  as  management  intent  to  keep  the  brands  indefinitely  were  decisive  factors  leading  to  this 

conclusion. At the time of change in estimate, which was applied prospectively, the Group tested these trademarks for impairment, which 

resulted in no impairment charge. 

2021 Annual Report │80  

 
 
 
 
  
       
    
     
      
   
  
       
    
       
       
     
       
   
  
       
    
     
   
  
       
    
       
       
       
       
       
   
       
       
    
       
    
       
    
       
    
       
       
    
       
    
       
    
       
  
       
    
       
       
       
       
       
   
       
    
       
       
       
       
       
   
       
       
    
       
    
       
    
       
    
       
       
    
       
    
       
    
       
  
       
    
       
       
       
       
       
   
       
    
       
       
       
       
       
   
       
       
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

At  December 31, 2021, the Group  performed its annual goodwill impairment  tests for operating segments which represent the lowest 

level within the Group at which the goodwill is monitored for internal management purposes. The aggregate carrying amounts of goodwill 

allocated to each unit are as follows: 

Reportable segment / operating segment 

Package and Courier 
Less-Than-Truckload 

Canadian Less-Than-Truckload 

Truckload 

Canadian Truckload 
U.S. Truckload 
Specialized Truckload 

Logistics 

December 31, 
2021   
190,853   

December 31, 
2020   
189,533   

137,638   

136,914   

93,152   
245,570   
431,761   
325,837   
1,424,811   

86,416   
244,824   
394,303   
323,620   
1,375,610   

The  results  as  at  December  31,  2021  determined  that  the  recoverable  amounts  of  the  Group’s  operating  segments  exceeded  their 

respective carrying amounts. 

The  recoverable  amounts  of  the  Group’s  operating  segments  were  determined  using  the  value  in  use  approach.  The  value  in  use 

methodology is based on discounted future cash flows. Management believes that the discounted future cash flows method is appropriate 

as it allows more precise valuation of specific future cash flows. 

In assessing value in use, the estimated future cash flows are discounted to their present value using pre-tax discount rates as follows:  

Reportable segment / operating segment 
Package and Courier 
Less-Than-Truckload 

Canadian Less-Than-Truckload 

Truckload 

Canadian Truckload 
U.S. Truckload 
Specialized Truckload 

Logistics 

2021      
9.3 % 

9.3 % 

11.7 % 
10.5 % 
10.5 % 
8.7 % 

2020   

9.1 % 

9.1 % 

11.5 % 
10.3 % 
10.3 % 
8.5 % 

The discount rates were estimated based on past experience, and industry average weighted average cost of capital, which were based 

on a possible range of debt leveraging of 40.0% (2020 – 40.0%) at a market interest rate of 5.7% (2020 – 5.9%). 

First year cash flows were projected based on forecasted cash flows which are based on previous operating results adjusted to reflect 

current economic conditions. For a further 4-year period, cash flows were extrapolated using an average growth rate of 2.0% (2020 – 

2.0%) in revenues and margins were adjusted where deemed appropriate. The terminal value growth rate was 2.0% (2020 – 2.0%). The 

values assigned to the key assumptions represent management’s assessment of future trends in the transportation industry and were 

based on both external and internal sources (historical data). 

11.  Other assets 

Security deposits 
Investments in equity securities 
Other 
Indemnification asset 

As at     

   December 31, 2021   

As at   
  December 31, 2020   
3,143   
9,727   
6,293   
4,736   
23,899   

3,780        
31,391        
2,671        
-        
37,842        

Investments in equity securities include $16.4 million (2020 – nil) of Level 1 investments that were marked to market with the publicly 

traded information and $15.0 million (2020 - $7.7 million) of Level 3 investments that were marked to fair value based increase in company 

performance as at December 31, 2021. The Group elected to designate these investments as at fair value through OCI. 

2021 Annual Report │81  

 
 
 
 
  
 
     
   
     
   
   
   
     
   
     
   
   
   
     
   
     
   
     
   
     
   
  
     
   
 
  
     
   
     
   
   
   
     
   
     
   
   
   
     
   
     
   
     
   
     
   
 
 
  
  
  
     
     
     
     
  
     
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

12.  Trade and other payables 

Trade payables and accrued expenses 
Personnel accrued expenses 
Dividend payable 

December 31, 
2021   
611,546        
224,935        
24,881        
861,362        

December 31, 
2020   
327,619   
119,334   
21,285   
468,238   

The Group’s exposure to currency and liquidity risk related to trade and other payables is disclosed in note 25. 

13.  Long-term debt 

This  note  provides  information  about  the  contractual  terms  of  the  Group’s  interest-bearing  long-term  debt,  which  are  measured  at 

amortized cost. For more information about the Group’s exposure to interest rate, foreign exchange currency and liquidity, see note 25. 

Non-current liabilities 

Unsecured revolving facilities 
Unsecured term loan 
Unsecured debenture 
Unsecured senior notes 
Conditional sales contracts 

Current liabilities 

Current portion of unsecured revolving facilities 
Current portion of unsecured term loan 
Current portion of conditional sales contracts 

As at     

   December 31, 2021   

As at   
  December 31, 2020   

239,406   
-   
157,743   
778,613   
68,746   
1,244,508   

-   
324,444   
39,142   
363,586   

123,666   
321,852   
156,479   
150,000   
77,550   
829,547   

7,461   
-   
35,536   
42,997   

Terms and conditions of outstanding long-term debt are as follows: 

Currency   

Nominal 
interest 
rate   

Year of 
maturity   

Face 
value      

Carrying 
amount      

Face 
value     

Carrying 
amount   

2021 

2020 

Unsecured revolving facility 
Unsecured revolving facility 
Unsecured revolving facility 
Unsecured revolving facility 
Unsecured term loan 
Unsecured debenture 
Unsecured senior notes 
Unsecured senior notes 
Unsecured senior notes 
Conditional sales contracts 

CAD   
   a   
CAD   
   a   
USD   
   a   
USD   
   a   
CAD   
   a   
CAD   
   b   
USD   
   c   
USD   
   c   
   c   
USD   
   d    Mainly CAD   

BA + 1.25%   
BA + 1.25%   
Libor + 1.25%   
Libor + 1.25%   
BA + 1.45%   
3.32% - 4.22%   
2.89% - 3.85%   
3.15% - 3.50%   
2.87% - 3.34%   
1.45% - 4.72%   

-       

2025     130,000        101,061        41,700        32,279   
2025      21,279       
-   
16,646       
2025     120,000        118,634        92,634        91,387   
2025      3,100       
3,065        7,461        7,461   
2022     410,000        324,444       410,000       321,852   
2024     200,000        157,743       200,000       156,479   
2026-2033     180,000        179,658       150,000       150,000   
-   
2029-2036     500,000        499,049       
2029-2033     100,000       
-   
99,906       
2022-2024     136,338        107,888       143,796       113,086   
       872,544   
       1,608,094       

-       
-       

2021 Annual Report │82  

 
 
 
 
   
 
     
     
     
  
     
 
 
  
  
  
     
        
   
     
   
     
   
     
   
     
   
     
   
  
     
   
  
     
        
   
     
        
   
     
   
     
   
     
   
  
     
   
 
 
 
  
        
  
  
  
  
  
  
     
  
  
        
  
  
   
   
   
     
       
       
       
   
  
  
   
   
   
     
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

The table below summarizes changes to the long-term debt: 

Balance at beginning of year 
Proceeds from long-term debt 
Business combinations 
Repayment of long-term debt 
Net increase (decrease) in revolving facilities 
Accretion of deferred financing fees 
Effect of movements in exchange rates 
Effect of movements in exchange rates - OCI hedge 
Balance at end of year 

a)  Unsecured revolving credit facility and term loans 

   Note     

2021     

      5        

872,544   
661,039   
3,484   
(43,868 ) 
118,859   
1,296   
(23,154 ) 
17,894   
1,608,094   

2020   
1,343,307   
33,175   
5,365   
(191,221 ) 
(326,201 ) 
1,214   
4,588   
2,317   
872,544   

On August 16, 2021, the Group extended its revolving credit facility until August 16, 2025. Under the new extension, CAD availability is 

increased by CAD $10 million and USD availability increased by USD $50 million. Based on certain ratios, the interest rate will be the 

sum of the banker’s acceptance rate, or Libor rate on US$ denominated debt, plus an applicable margin, which can vary between 113 

basis points and 175 basis points. The applicable margin on the credit facility is currently 1.25%. The Group is subject to certain covenants 

regarding the maintenance of financial ratios and was in compliance with these covenants at year-end (see note 25(f)). Deferred financing 
fees of $1.7 million were recognized on the increase.    

The  revolving  credit  facility  is  unsecured  and  can  be  extended  annually.  The  total  available  amount  under  this  revolving  facility  is 

CAD $1,260 million. The agreement provides an additional $198.9 million of credit availability (CAD $245 million and USD $5 million). 

The additional credit is available under certain conditions  under the Group’s syndicated  revolving credit  agreement. Based  on certain 

ratios, the interest rate will vary between banker's acceptance rate (or Libor rate on USD denominated debt) plus applicable margin, which 

can vary between 120 basis points and 200 basis points. As of December 31, 2021, the credit facility’s interest rate on CAD denominated 

debt was 1.70% (2020 – 2.90%) and on USD denominated debt was 1.35% (2020 – 1.60%). The Group is subject to certain covenants 

regarding the maintenance of financial ratios and was in compliance with these covenants at year-end (see note 25(f)). 

The remaining second tranche of term loan of CAD $410 million is unsecured and is due in June 2022.  Early repayment, in part or whole, 
is permitted, without penalty, and will permanently reduce the amount borrowed. The terms and conditions of this unsecured term loan 

are the same as the unsecured revolving credit facility and are subject to the same covenants. As of December 31, 2021, the term loan’s 
interest rate was 1.90% (2020 – 1.90% on the second tranche). 

On December 18, 2020, the Group repaid, without penalty, the first tranche of CAD $200 million of its term loan which was due in June 

2021.  

b)  Unsecured debenture 

The unsecured debenture is maturing in December 2024 and is carrying an interest rate between 3.32% and 4.22% (2020 – 3.32% to 
4.22%) depending on certain ratios. As of December 31, 2021, the debenture’s effective rate was 3.57% (2020 – 3.57%). The debenture 

may be repaid, without penalty, after December 20, 2022, subject to the approval of the Group’s syndicate of bank lenders.  

c)  Unsecured senior notes 

This loan takes the form of senior notes each carrying an interest rate of 3.85% and with a December 2026 maturity date. These notes 

may  be  prepaid  at  any  time  prior  to  maturity  date,  in  part  or  in  total,  at  100%  of  the  principal  amount  and  the  make-whole  amount 

determined at the prepayment date with respect to such principal amount. 

On January 13, 2021, the Group received $500 million in proceeds from the issuance of a new debt taking the form of unsecured senior 

notes  consisting  of  four  tranches  maturing  between  January  2029  and  January  2036  and  bearing  fixed  interest  between  3.15%  and 

3.50%. These notes may be prepaid at any time prior to maturity dates, in part or in total, at 100% of the principal amount and the make-

whole  amount  determined  at  the  prepayment  date  with  respect  to  such  principal  amount.  The  Group  is  subject  to  certain  covenants 

regarding the maintenance of financial ratios and was in compliance with these covenants at year-end (see note 25(f)). Deferred financing 

fees of $1.4 million were recognized on the increase. 

2021 Annual Report │83  

 
 
 
 
  
     
        
   
     
        
   
   
     
        
   
     
        
   
     
        
   
     
        
   
     
        
   
     
        
   
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

On July 2, 2021, the Group received $100 million in proceeds from the issuance of a new debt taking the form of unsecured senior notes 

consisting of two tranches maturing on July 2, 2029, and July 2, 2033, bearing fixed interest of 2.87% and 3.34%. These notes may be 

prepaid at any time prior to maturity dates, in part or in total, at 100% of the principal amount and the make-whole amount determined at 

the prepayment  date  with respect  to such  principal amount. The  Group  is subject to certain  covenants  regarding  the maintenance  of 
financial ratios and was in compliance with these covenants at year-end (see note 25(f)). 

On July 14, 2021, the Group received $30 million in proceeds from the issuance of a new debt taking the form of unsecured senior notes 

consisting of two tranches maturing on July 14, 2029, and July 14, 2033, bearing fixed interest of 2.89% and 3.37%. These notes may be 

prepaid at any time prior to maturity dates, in part or in total, at 100% of the principal amount and the make-whole amount determined at 

the prepayment  date  with respect  to such  principal amount. The  Group  is subject to certain  covenants  regarding  the maintenance  of 

financial ratios and was in compliance with these covenants at year-end (see note 25(f)). 

d)  Conditional sales contracts 

Conditional sales contracts are secured by rolling stock having a carrying value of $144.5 million (December 31, 2020 - $140.7 million,) 
(see note 8).  

e)  Principal installments of other long-term debt payable during the subsequent years are as follows: 

Unsecured revolving facilities 
Unsecured term loan 
Unsecured debenture 
Unsecured senior notes 
Conditional sales contracts 

14.  Lease liabilities 

Current portion of lease liabilities 
Long-term portion of lease liabilities 

Less than     
1 year     

-   
324,444   
-   
-   
39,142   
363,586   

1 to 5      More than        
years     

5 years     

242,283   
-   
158,265   
-   
68,746   
469,294   

-   
-   
-   
780,000   
-   
780,000   

Total   
242,283   
324,444   
158,265   
780,000   
107,888   
    1,612,880   

As at     

   December 31, 2021   

As at   
  December 31, 2020   
88,522   
267,464   
355,986   

115,344        
313,862        
429,206        

The table below summarizes changes to the lease liabilities: 

Balance at beginning of year 
Business combinations 
Additions 
Derecognition* 
Repayment 
Effect of movements in exchange rates 
Balance at end of year 

   Note   

      5        

2021     
355,986        
111,590        
90,346        
(15,030 )      
(115,336 )      
1,650        
429,206        

2020   
355,591   
40,477   
50,225   
(12,011 ) 
(82,587 ) 
4,291   
355,986   

* Derecognized lease liabilities include negotiated asset purchases and extinguishments resulting from accidents. 

The incremental borrowing rate used on average for 2021 is 2.59% (2020 – 3.56%). 

Extension options  

Some real estate leases contain extension options exercisable by the Group. Where practicable, the Group seeks to include extension 

options in new leases to provide operational flexibility. The Group assesses at the lease commencement date whether it is reasonably 

certain  to  exercise  the  extension  options.  The  Group  reassesses  whether  it  is  reasonably certain to exercise the  options if  there  are 

significant events or significant changes in circumstances within its control.  

2021 Annual Report │84  

 
 
 
 
  
  
   
  
  
     
   
   
   
     
   
   
   
     
   
   
   
     
   
   
   
     
   
   
   
  
     
   
   
 
 
  
  
  
     
     
  
     
 
 
 
     
        
     
        
     
        
     
        
     
        
     
        
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

The lease liabilities include future lease payments of $12.7 million (2020 – $21.1 million) related to extension options that the Group is 

reasonably certain to exercise. 

The Group has estimated that the potential future lease payments, should it exercise the remaining extension options, would result in an 

increase in lease liabilities of $362.4 million (2020 - $352.1 million). 

The Group does not have a significant exposure to termination options and penalties. 

Variable lease payments 

Some leases contain variable lease payments which are not included in the measurement of the lease liability. These payments include, 

amongst others, common area maintenance fees, municipal taxes and vehicle maintenance fees. The expense related to variable lease 

payments for the year ended December 31, 2021 was $18.9 million (2020 - $17.4 million). 

Sub-leases 

The Group sub-leases some of its properties. Income from sub-leasing right-of-use assets for the year ended December 31, 2021 was 

$15.4 million (2020 - $13.8 million), presented in “Other operating expenses”. 

Contractual cash flows 

The total contractual cash flow maturities of the Group’s lease liabilities are as follows: 

Less than 1 year 
Between 1 and 5 years 
More than 5 years 

As at   
December 31, 2021   
126,172   
262,899   
79,323   
468,394   

For  the  year  ended  December  31,  2021,  operating  lease  expenses  of  $42.4  million  (2020  –  $26.1  million)  were  recognized  in  the 

consolidated statement of income for leases that either did not meet the definition of a lease under IFRS 16, or were excluded based on 

practical expedients applied. 

15.  Employee benefits 

TFI International pension plans 

The Group sponsors defined benefit pension plans for 105 of its employees (2020 – 161). 

These plans are all within Canada and include one unregistered plan. All the defined benefit plans are no longer offered to employees 

and two defined benefits plans in the past have been converted prospectively to defined contribution plans. Therefore, the future obligation 

will only vary by actuarial re-measurements. 

With the exception of one plan, all other plans do not have recurring contributions for employees. These plans are still required to fund 

past service costs. The remaining plan is fully funded by the Group.  

The Group measures its accrued benefit obligations and the fair value of plan assets for accounting purposes as at December 31 of each 

year. The most recent actuarial valuation of the pension plans for funding purposes was as of December 31, 2020 and the next required 

valuation will be as of December 31, 2021. 

TForce Freight pension plans 

Pursuant to the terms of the purchase agreement with UPS Freight, the Group has recognized defined benefit pension plans for certain 

participants of the UPS Pension plans. The pension plans have ongoing benefit accruals and new employees that are eligible to participate 

in the plans once they satisfy the participation requirements. The pension plans include 9,399 active participants. 

2021 Annual Report │85  

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

The plans do not have recurring contributions for employees. These plans are still required to fund past service costs and are fully funded 

by the Group. The Group obtained an actuarial valuation as at the date of acquisition to establish the benefit obligation at that date. The 

plans’ service costs are also established by the actuarial valuation.  

The Group also measures its accrued benefit obligations and the fair value of plan assets for accounting purposes as at December 31 of 

each year. The most recent actuarial valuation of the pension plans for funding purposes was as of December 31, 2021. 

Other post-retirement plans 

In addition to the above-mentioned defined benefit plans, the Group sponsors an employee severance plan in Mexico. At December 31, 

2021, total obligation under this arrangement amounted to $1.2 million ($1.1 million in 2020). 

Information in the tables that follow pertains to all of the Group’s defined benefit pension plans. 

December 31, 2021 

December 31, 2020 

TFI   
   International   
pension   
plans   
27,127        
(13,437 )      
13,690        

TForce   
Freight   
pension   
plans   
133,653   
(80,466 ) 
53,187   

TFI   
 International   
pension   
plans   
35,529        
(21,147 )      
14,382        

Total   
160,780        
(93,903 )      
66,877        

TForce   
Freight   
pension   
plans   
-   
-   
-   

Total   
35,529   
(21,147 ) 
14,382   

December 31, 2021   

December 31, 2020   

6 %      
89 %      
5 %      

48 %      
52 %      

6 % 
91 % 
3 % 

-   
-   

Defined benefit obligation 
Fair value of plan assets 
Net defined benefit liability 

Plan assets comprise: 

TFI International pension plans 
Equity securities 
Debt securities 
Other 
TForce Freight pension plans 
Equity securities 
Debt securities 

All equity  and debt securities have  quoted  prices in  active markets.  Debt securities  are held through mutual funds  and primarily hold 

investments with ratings of AAA, AA or A, based on Moody’s ratings. 

The other asset categories are real estate investment trusts. 

Movement in the present value of the accrued benefit obligation for defined benefit plans: 

Defined benefit obligation, beginning of year 
Increase through business combinations 
Current service cost 
Interest cost 
Benefits paid 
Remeasurement (gain) loss arising from: 

- Demographic 
- Financial assumptions 
- Experience 

Settlement 
Effect of movements in exchange rates 
Defined benefit obligation, end of year 

   Note   

      5        

2021   
35,529        
70,261        
55,437        
2,289        
(5,437 )      

252        
5,997        
(426 )      
(3,420 )      
298        
160,780        

2020   
31,449   
-   
528   
948   
(1,539 ) 

-   
3,563   
(343 ) 
113   
810   
35,529   

2021 Annual Report │86  

 
 
 
 
   
  
 
  
   
 
   
   
 
 
   
   
 
   
   
 
   
   
   
 
   
   
 
 
   
   
   
 
 
 
 
 
     
   
   
     
   
   
     
   
   
 
 
   
 
   
   
   
   
     
     
     
     
         
   
     
     
 
 
  
 
 
        
       
     
        
        
       
     
        
     
        
        
   
     
        
     
        
     
        
        
       
        
       
     
        
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Movement in the fair value of plan assets for defined benefit plans: 

Fair value of plan assets, beginning of year 
Increase through business combinations 
Interest income 
Employer contributions 
Benefits paid 
Fair value remeasurement 
Plan administration expenses 
Settlement 
Effect of movements in exchange rates 
Fair value of plan assets, end of year 

Expense recognized in income or loss: 

Current service cost 
Net interest cost 
Plan administration expenses 
Net settlement 
Pension expense 
Actual return on plan assets 

Actuarial losses recognized in other comprehensive income: 

Amount accumulated in retained earnings, beginning of year 
Recognized during the year 
Amount accumulated in retained earnings, end of year 
Recognized during the year, net of tax 

The significant actuarial assumptions used (expressed as weighted average): 

Defined benefit obligation: 

Discount rate at 
Future salary increases 
Employee benefit expense: 

Discount rate at 
Rate of return on plan assets at 
Future salary increases 

   Note   

      5        

2021   
21,147        
4,412        
551        
76,297        
(5,437 )      
310        
(112 )      
(3,475 )      
210        
93,903        

2021     
55,437        
1,738        
112        
55        
57,342        
861        

2021     
13,304        
5,513        
18,817        
4,128        

2020   
18,108   
-   
544   
2,519   
(1,539 ) 
1,129   
(124 ) 

510   
21,147   

2020   
528   
404   
124   
113   
1,169   
1,673   

2020   
11,100   
2,204   
13,304   
1,623   

December 31, 
2021   

December 31, 
2020   

2.9 %      
2.0 %      

2.4 %      
2.4 %      
2.0 %      

2.4 % 
1.2 % 

3.3 % 
3.3 % 
1.2 % 

Assumptions regarding future mortality are based on published statistics and mortality tables. The current longevities underlying the value 

of the liabilities in the defined benefit plans are as follows: 

December 31, 2021 

December 31, 2020 

TFI 
International   
pension 
plans   

TForce 
Freight   
pension 
plans   

TFI 
International   
pension 
plans   

TForce 
Freight   
pension 
plans   

Longevity at age 65 for current pensioners 

Males 
Females 

Longevity at age 65 for current members aged 45 

Males 
Females 

22.7        
24.9        

23.6        
25.8        

20.1   
22.2   

21.7   
23.7   

22.1        
24.7        

23.5        
26.1        

At December 31, 2021 the weighted average duration of the defined benefit obligation was: 

TFI International pension plans 
TForce Freight pension plans 

-   
-   

-   
-   

13.9   
22.1   

2021 Annual Report │87  

 
 
 
 
  
 
 
        
       
        
       
     
        
        
       
     
        
     
        
     
        
   
     
        
     
        
 
 
  
  
     
     
     
     
     
     
 
 
  
  
     
     
     
     
 
 
  
  
 
     
         
   
     
     
     
         
   
     
     
     
 
 
  
  
  
 
  
  
  
 
 
 
  
  
 
 
 
       
       
   
     
       
   
     
   
     
   
     
        
   
   
        
   
     
   
     
   
 
 
   
  
  
  
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

The following table presents the impact of changes of major assumptions on the defined benefit obligation for the years ended: 

Discount rate (1% movement) 
Life expectancy (1-year movement) 

Historical information: 

Defined benefit obligation 
Fair value of plan assets 
Deficit in the plan 

2021 

2020 

Increase     

Decrease     

Increase     

(27,922 )      
4,475        

36,696        
(4,650 )      

(3,022 )      
138        

Decrease   
3,650   
(246 ) 

2021     
     160,780       
(93,903 )     
66,877       

2020     
35,529       
(21,147 )     
14,382       

2019     
31,449       
(18,108 )     
13,341       

2018     
27,579       
(16,581 )     
10,998       

2017   
38,811   
(25,366 ) 
13,445   

Experience adjustments arising on plan obligations 
Experience adjustments arising on plan assets 

5,823       
310       

3,220       
1,129       

2,116       
467       

(2,427 )     
(815 )     

2,378   
351   

The Group expects approximately $100.7 million in contributions to be paid to its defined benefit plans in 2022. 

16.  Provisions 

Balance at December 31, 2019 
Additions through business combinations 
Provisions made during the year 
Provisions used during the year 
Provisions reversed during the year 
Unwind of discount on long-term provisions 
Sale of business 
Effect of movements in exchange rates 
Balance at December 31, 2020 
Additions through business combinations 
Provisions made during the year 
Provisions used during the year 
Provisions reversed during the year 
Unwind of discount on long-term provisions 
Effect of movements in exchange rates 
Balance at December 31, 2021 

As at December 31, 2021 
Current provisions 
Non-current provisions 

As at December 31, 2020 
Current provisions 
Non-current provisions 

        Self insurance   

      5        

      5        

39,188        
-        
48,534        
(32,439 )      
(8,795 )      
1,012        
(47 )      
280        
47,733        
125        
94,885        
(62,836 )      
(9,259 )      
(929 )      
(252 )      
69,467        

Other   
1,598        
338        
9,685        
(4,060 )      
(1,177 )      
-        
-        
138        
6,522        
50,449        
4,352        
(7,977 )      
-        
-        
(171 )      
53,175        

Total   
40,786   
338   
58,219   
(36,499 ) 
(9,972 ) 
1,012   
(47 ) 
418   
54,255   
50,574   
99,237   
(70,813 ) 
(9,259 ) 
(929 ) 
(423 ) 
122,642   

26,771        
42,696        
69,467        

12,241        
40,934        
53,175        

39,012   
83,630   
122,642   

14,040        
33,693        
47,733        

3,412        
3,110        
6,522        

17,452   
36,803   
54,255   

Self-insurance  provisions  represent  the  uninsured  portion  of  outstanding  claims  at  year-end.  The  current  portion  reflects  the  amount 
expected to be paid in the following year. Due to the long-term nature of the liability, the provision has been calculated using a discount 
rate of 1.3% (2020 – 0.7%). Other provisions include mainly litigation provisions of $35.8 million (2020 - $3.2 million). Litigation provisions 

contain various pending claims for which management used judgement and assumptions about future events. The outcomes will depend 

on future claim developments. 

2021 Annual Report │88  

 
 
 
 
  
  
    
  
  
  
     
     
 
 
  
  
    
    
  
    
       
       
       
       
   
    
    
 
 
  
    
 
 
     
        
     
        
     
        
     
        
     
        
     
        
     
        
     
        
     
        
     
        
     
        
     
        
     
        
     
        
  
     
        
        
        
   
     
        
        
        
   
     
        
     
        
  
     
        
  
     
        
        
        
   
     
        
        
        
   
     
        
     
        
  
     
        
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

17.  Deferred tax assets and liabilities 

Property and equipment 
Intangible assets 
Long-term debt 
Employee benefits 
Provisions 
Tax losses 
Other 
Net deferred tax liabilities 
Presented as: 

Deferred tax assets 
Deferred tax liabilities 

* Recasted for change in accounting policy (see note 10) 

Movement in temporary differences during the year: 

December 31, 
2021   
(403,181 ) 

(78,888 )      
8,025   
43,821   
42,900   
11,313   
(2,917 ) 
(378,927 ) 

December 31, 
2020*   
(178,087 ) 
(73,496 ) 
4,852   
10,634   
15,151   
94   
(108 ) 
(220,960 ) 

29,695   
(408,622 ) 

11,207   
(232,167 ) 

Property and equipment 
Intangible assets 
Long-term debt 
Employee benefits 
Provisions 
Tax losses 
Other 
Net deferred tax liabilities 
* Recasted for change in accounting policy (see note 10) 

Acquired     

Balance      Recognized      Recognized     
directly     
in income     
or loss     
in equity      combinations     
12,981        
11,396        
(1,104 )      
2,387        
5,191        
(14,396 )      
735        
17,190        

Balance   
in business      December 31,   
2020*   
(178,087 ) 
(73,496 ) 
4,852   
10,634   
15,151   
94   
(108 ) 
(220,960 ) 

   December 31,     
2019     
(188,604 )      
(78,801 )      
5,886        
7,449        
9,874        
14,603        
(1,358 )      
(230,951 )      

(1,052 )      
(880 )      
70        
798        
86        
(113 )      
545        
(546 )      

(1,412 )      
(5,211 )      
-        
-        
-        
-        
(30 )      
(6,653 )      

Property and equipment 
Intangible assets 
Long-term debt 
Employee benefits 
Provisions 
Tax losses 
Other 
Net deferred tax liabilities 
* Recasted for change in accounting policy (see note 10) 

   December 31,     
2020*     
(178,087 )      
(73,496 )      
4,852        
10,634        
15,151        
94        
(108 )      
(220,960 )      

Balance      Recognized      Recognized     
directly     
in income     
in equity      combinations     
or loss     

(181 )      
6,443        
3,158        
3,124        
14,499        
(237 )      
(893 )      
25,913        

1,401        
(790 )      
15        
13,384        
13        
(210 )      
(1,916 )      
11,897        

Acquired     

Balance   
in business      December 31,   
2021   
(403,181 ) 
(78,888 ) 
8,025   
43,821   
42,900   
11,313   
(2,917 ) 
(378,927 ) 

(226,314 )      
(11,045 )      
-        
16,679        
13,237        
11,666        
0        
(195,777 )      

18.  Share capital and other components of equity 

The Company is authorized to issue an unlimited number of common shares and preferred shares, issuable in series. Both common and 

preferred shares are without par value. All issued shares are fully paid. 

The common shares entitle the holders thereof to one vote per share. The holders of the common shares are entitled to receive dividends 

as declared from time to time. Subject to the rights, privileges, restrictions and conditions attached to any other class of shares of the 

Company, the holders of the common shares are entitled to receive the remaining property of the Company upon its dissolution, liquidation 

or winding-up. 

The preferred shares may be issued in one or more series, with such rights and conditions as may be determined by resolution of the 

Directors who shall determine the designation, rights, privileges, conditions and restrictions to be attached to the preferred shares of such 

series. There are no voting rights attached to the preferred shares except as prescribed by law. In the event of the liquidation, dissolution 

or winding-up of the Company, or any other distribution of assets of the Company among its shareholders, the holders of the preferred 

shares of each series are entitled to receive, with priority over the common shares and any other shares ranking junior to the preferred 

2021 Annual Report │89  

 
 
 
 
 
 
 
   
   
     
     
   
     
   
     
   
     
   
     
   
     
   
     
   
   
   
     
   
     
   
       
         
  
 
 
  
  
  
  
  
     
     
     
     
     
     
     
     
  
     
   
   
   
   
   
   
   
   
   
  
  
  
  
  
     
     
     
     
     
     
     
     
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

shares  of the  Company,  an  amount  equal  to  the  redemption  price  for  such  shares,  plus  an  amount  equal  to  any  dividends  declared 

thereon  but  unpaid and not more. The  preferred  shares for each series are also entitled to  such other preferences  over the common 

shares and any other shares ranking junior to the preferred shares as may be determined as to their respective series authorized to be 

issued. The preferred shares  of each series  shall be on a parity basis with the preferred shares of every other series  with  respect to 

payment of dividends and return of capital. There are no preferred shares currently issued and outstanding. 

During the first quarter of fiscal 2020, the Company completed an initial public offering on the New York Stock Exchange. The Company 

issued  a  total  of  6,900,000  common  shares,  that  were  issued  at  a  price  of  $33.35  per  share  for  gross  proceeds  to  the  Company  of 

$230,115,000. The Company incurred share issuance costs of approximately $13.2 million of which $12.6 million were recorded to share 

capital and $0.6 million were recognized in the consolidated statement of income. 

During the third quarter of fiscal 2020, the Company completed a common share offering in the United States and Canada. The Company 

issued  a  total  of  5,060,000  common  shares,  that  were  issued  at  a  price  of  $43.25  per  share  for  gross  proceeds  to  the  Company  of 

$218,845,000. The Company incurred share issuance costs of approximately $11.0 million which were fully recorded to share capital. 

The following table summarizes the number of common shares issued: 

(in number of shares) 
Balance, beginning of year 
Repurchase and cancellation of own shares 
Issuance of shares 
Stock options exercised 
 Balance, end of year 

   Note     

20        

2021     

93,397,985        
(2,157,862 )      
-        
912,770        

92,152,893   

2020   
81,450,326   
(1,542,155 ) 
11,960,000   
1,529,814   
93,397,985   

The following table summarizes the share capital issued and fully paid: 

Balance, beginning of year 
Issuance of shares, net of expenses 
Repurchase and cancellation of own shares 
Cash consideration of stock options exercised 
Ascribed value credited to share capital on stock options exercised 
Issuance of shares on settlement of RSUs 
Balance, end of year 

2021     
1,120,049        
-        
(23,449 )      
20,114        
6,210        
10,257        
1,133,181        

2020   
678,915   
425,350   
(12,025 ) 
21,361   
4,554   
1,894   
1,120,049   

Pursuant to the normal course issuer bid (“NCIB”) which began on November 2, 2021 and ending on November 1, 2022, the Company is 

authorized to repurchase for cancellation up to a maximum of 7,000,000 of its common shares under certain conditions. As at December 
31, 2021, and since the inception of this NCIB, the Company has repurchased and cancelled 1,000,000 shares.    

During 2021, the Company repurchased 2,157,862 common shares at a weighted average price of $91.83 per share for a total purchase 

price of $198.2 million relating to the NCIB. During 2020, the Company repurchased 1,542,155 common shares at a weighted average 

price of $24.64 per share for a total purchase price of $38.0 million relating to a previous NCIB. The excess of the purchase price paid 

over the carrying value of the shares repurchased in the amount of $174.7 million (2020 – $26.0 million) was charged to retained earnings 

as share repurchase premium. 

Contributed surplus 

The contributed surplus account is used to record amounts arising on the issue of equity-settled share-based payment awards (see note 

20). 

Accumulated other comprehensive income (“AOCI”) 

At December 31, 2021 and 2020, AOCI is comprised of accumulated foreign currency translation differences arising from the translation 

of the financial statements of foreign  operations,  financial assets measured  at fair value through OCI,  gain or loss on net  investment 

hedge, realized gains on investments, cash flow hedges and defined benefit plan remeasurement gain or loss.  

2021 Annual Report │90  

 
 
 
 
     
        
     
        
     
        
     
   
   
   
   
 
 
 
 
     
     
     
     
     
     
     
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Dividends 

In 2021, the Company declared quarterly dividends amounting to a total of $0.96 per outstanding common share when the dividend was 

declared (2020 – $0.80) for a total of $89.1 million (2020 - $72.7 million). On March 14 2022, the Board of Directors approved a quarterly 

dividend of $0.27 per outstanding common share of the Company’s capital, for an expected aggregate payment of $24.7 million to be 

paid on April 15, 2022 to shareholders of record at the close of business on March 31, 2022. 

19.  Earnings per share 

Basic earnings per share 

The basic earnings per share and the weighted average number of common shares outstanding have been calculated as follows: 

(in thousands of dollars and number of shares) 
Net income attributable to owners of the Company 
Issued common shares, beginning of year 
Effect of stock options exercised 
Effect of repurchase of own shares 
Effect of share issuance 
Weighted average number of common shares 

Earnings per share – basic (in dollars) 

Diluted earnings per share 

2021     
664,361     
93,397,985     
593,740     
(937,480 )   
-     
93,054,245     

7.14     

2020   
275,675   
81,450,326   
858,488   
(1,204,210 ) 
8,008,750   
89,113,354   

3.09   

The diluted earnings per share and the weighted average number of common shares outstanding after adjustment for the effects of all 

dilutive common shares have been calculated as follows: 

(in thousands of dollars and number of shares) 
Net income attributable to owners of the Company 
Weighted average number of common shares 
Dilutive effect: 

Stock options and restricted share units 

Weighted average number of diluted common shares 

Earnings per share - diluted (in dollars) 

2021     
664,361     
93,054,245     

2,281,778     
95,336,023     

6.97     

2020   
275,675   
89,113,354   

1,821,452   
90,934,806   

3.03   

As at December 31, 2021, no stock options were excluded from the calculation of diluted earnings per share (2020 – 99,485) as these 

options were deemed to be anti-dilutive. 

The average market value of the Company’s shares for purposes of calculating the dilutive effect of stock options was based on quoted 

market prices for the period during which the options were outstanding. 

20.  Share-based payment arrangements 

Stock option plan (equity-settled) 

The Company offers a stock option plan for the benefit of certain of its employees. The maximum number of shares that can be issued 

upon the exercise of options granted under the current 2012 stock option plan is 5,979,201. Each stock option entitles its holder to receive 

one  common share  upon  exercise. The  exercise price  payable for each option is determined by the Board of  Directors at the date of 

grant,  and  may  not  be  less  than  the  volume  weighted  average  trading  price  of  the  Company’s  shares  for  the  last  five  trading  days 

immediately preceding the grant date. The options vest in equal installments over three years and the expense is recognized following 

the accelerated method as each installment is fair valued separately and recorded over the respective vesting periods. The table below 

summarizes the changes in the outstanding stock options: 

2021 Annual Report │91  

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
  
   
  
  
  
 
 
  
  
  
  
  
  
  
  
  
     
  
   
  
  
  
  
  
  
  
  
  
     
  
   
  
  
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

(in thousands of options and in dollars) 

Balance, beginning of year 
Granted 
Exercised 
Forfeited 
Balance, end of year 
Options exercisable, end of year 

2021     

      Weighted          

Number     
of     
options     

2,982        
-        
(913 )      
(8 )      
2,061        
1,705        

average     
exercise     
price     
24.65        
-        
22.30        
23.70        
25.70        
24.27        

Number     
of     
options     

4,422        
99        
(1,530 )      
(9 )      
2,982        
2,111        

The following table summarizes information about stock options outstanding and exercisable at December 31, 2021: 

(in thousands of options and in dollars) 

Options outstanding 

Weighted        
average        

Exercise prices 
  19.12 
  18.83 
  26.82 
  23.70 
  30.71 
  40.41 

Number     

remaining     
of      contractual life     
(in years)     

options     

212        
444        
201        
392        
717        
95        
2,061        

0.6        
1.6        
2.1        
3.1        
4.2        
5.6        
2.9        

2020   
Weighted   
average   
exercise   
price   
21.56   
40.41   
16.73   
27.87   
24.65   
22.34   

Options   
exercisable   

Number   
of   
options   
212   
444   
201   
392   
427   
29   
1,705   

Of the options outstanding at December 31, 2021, a total of 1,669,767 (2020 – 2,502,339) are held by key management personnel. 

The weighted average share price at the date of exercise for stock options exercised in 2021 was $87.65 (2020 – $33.78).  

In 2021, the Group recognized a compensation expense of $1.0 million (2020 - $1.7 million) with a corresponding increase to contributed 
surplus. 

No stock options were granted during 2021 under the Company’s stock option plan. 

On July 27, 2020, the Board of Directors approved the grant of 99,485 stock options under the Company’s stock option plan of which 

99,485 were granted to key management personnel. The options vest in equal installments over three years and have a life of seven 

years. The fair value of the stock options granted was estimated using the Black-Scholes option pricing model using the following weighted 

average assumptions: 

Exercise price 
Average expected option life 
Risk-free interest rate 
Expected stock price volatility* 
Average dividend yield 
Weighted average fair value per option of options granted 

July 27, 2020   
40.41   
4.5 years   

0.71 % 
26.29 % 
2.62 % 
6.73   

* Expected stock price volatility is based on the historical volatility of the Group’s stock over a period commensurate with the expected term of the award. 

2021 Annual Report │92  

 
 
 
 
  
  
     
    
  
  
  
  
  
  
     
     
     
     
     
     
 
 
    
  
 
    
       
        
     
    
       
     
   
    
       
     
   
    
    
    
    
    
       
       
       
       
       
       
    
       
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Deferred share unit plan for board members (cash-settled) 

The Company offers a deferred share unit (“DSU”) plan for its board members. Under this plan, board members may elect to receive 

cash, DSUs or a combination of both for their compensation. The following table provides the number of DSUs related to this plan: 

(in units) 
Balance, beginning of year 
Board members compensation 
Paid 
Dividends paid in units 
Balance, end of year 

2021     
373,926     
-     
(71,709 )   
4,337     
306,554     

2020   
348,031   
29,168   
(11,512 ) 
8,239   
373,926   

In 2021, the Group recognized, as a result of DSUs, a compensation expense of nil (2020 - $1.1 million) with a corresponding increase 

to trade and other payables. In addition, in personnel expenses, the Group recognized a mark-to-market loss on DSUs of $22.9 million 

(2020 – $6.5 million).  

Effective  January 1,  2021,  a  new director compensation  program was put in  place. Quarterly cash  amounts  will be paid to the board 

members  on  the  2nd  Thursday  following  each  quarter.  In  addition,  an  equity  portion  of  compensation  will  be  awarded,  comprised  of 

restricted share units granted annually effective on the date of each Annual Meeting, with a vesting period of one year. In 2021, the Group 

recognized, as a result of the director compensation plan, a compensation expense of $1.1 million. 

As  at December 31, 2021,  the total carrying  amount  of  liabilities for  cash-settled arrangements recorded in trade  and other payables 

amounted to $34.4 million (2020 - $19.2 million). 

Performance contingent restricted share unit and performance share unit plans (equity-settled) 

The  Company  offers  an  equity  incentive  plan  for  the  benefit  of  senior  employees  of  the  Group.  In  February  2020,  upon  the 

recommendation of the Human Resources and Compensation Committee, the Board approved the following changes to the long-term 

incentive plan (“LTIP”) policy for designated eligible participants in 2020 and future years. Each participant’s annual LTIP allocation will 

be split in two equally weighted awards of performance share units (“PSUs”) and of restricted share units (‘’RSUs’’). The PSUs are subject 

to both performance and time cliff vesting conditions on the third anniversary of the award whereas the RSUs will only be subject to a 

time cliff vesting condition on the third anniversary of the award. The performance conditions attached to the PSUs will be equally weighted 

between absolute earnings before interest and income tax and relative total shareholder return (“TSR”). For purposes of the relative TSR 

portion, there are two equally weighted comparisons: the first portion is compared against the TSR of a group of transportation industry 

peers and the second portion is compared against the S&P/TSX60 index. 

RSUs  awarded  under  the  equity  incentive  plan  prior  to  2020  will  vest  in  December  of  the  second  year  from  the  grant  date.  Upon 
satisfaction of the required service period, the plan provides for settlement of the award through shares.      

Restricted share units 

On February 8, 2021, the Company granted a total of 78,122 RSUs under the Company’s equity incentive plan of which 51,328 were 

granted to key management personnel, at that date. The fair value of the RSUs is determined to be the share price fair value at the date 

of the grant and is recognized as a share-based compensation expense, through contributed surplus, over the vesting period. The fair 

value of the RSUs granted was $70.59 per unit.  

On April 27, 2021, the Company granted a total of 12,924 RSUs under the Company’s equity incentive plan of which 7,847 were granted 

to key management personnel, at that date. The fair value of the RSUs is determined to be the share price fair value at the date of the 

grant and is recognized as a share-based compensation expense, through contributed surplus, over the vesting period. The RSUs vest 

on April 30, 2022. The fair value of the RSUs granted was $77.32 per unit.  

On December 20, 2021, the Company granted a total of 34,221 RSUs under the Company’s equity incentive plan of which 34,221 were 

granted to key management personnel, at that date. The fair value of the RSUs is determined to be the share price fair value at the date 

2021 Annual Report │93  

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

of the grant and is recognized as a share-based compensation expense, through contributed surplus, over the vesting period. The RSUs 

vest on April 30, 2022. The fair value of the RSUs granted was $103.66 per unit.  

On February 7, 2020, the Company granted a total of 145,218 RSUs under the Company’s equity incentive plan of which 95,358 were 

granted to key management personnel, at that date. The fair value of the RSUs is determined to be the share price fair value at the date 

of the grant and is recognized as a share-based compensation expense, through contributed surplus, over the vesting period. The fair 

value of the RSUs granted was $32.41 per unit.  

The table below summarizes changes to the outstanding RSUs: 

(in thousands of RSUs and in dollars) 

Balance, beginning of year 
Granted 
Reinvested 
Settled 
Forfeited 
Balance, end of year 

Number     
of     
RSUs     

299        
125        
4        
(153 )      
(3 )      
272        

2021     
Weighted          
average     
grant date     
fair value     

31.54        
80.29        
37.90        
30.70        
53.12        
54.27        

Number     
of     
RSUs     

239        
145        
8        
(92 )      
(1 )      
299        

2020   
Weighted   
average   
grant date   
fair value   
28.08   
32.41   
29.74   
23.75   
31.06   
31.54   

The following table summarizes information about RSUs outstanding and exercisable as at December 31, 2021: 

(in thousands of RSUs and in dollars) 

Grant date fair value 
   77.32   
  103.66   
   32.41   
   70.59   

Number of   
RSUs   

13      
34      
147      
78      
272      

RSUs outstanding   
Remaining   
contractual life   
(in years)   
0.3   
0.3   
1.1   
2.1   
1.2   

The weighted average share price at the date of settlement of RSUs vested in 2021 was $107.76 (2020 – $53.10). The excess of the 

purchase price paid over the carrying value of shares repurchased for settlement of the award, in the amount of $18.9 million (2020 – 

$4.5 million), was charged to retained earnings as share repurchase premium. 

In 2021, the Group recognized, as a result of RSUs, a compensation expense of $8.2 million (2020 - $3.7 million) with a corresponding 

increase to contributed surplus. 

Of the RSUs outstanding at December 31, 2021, a total of 171,222 (2020 – 196,343) are held by key management personnel. 

Performance share units 

On February 8, 2021, the Company granted a total of 78,122 PSUs under the Company’s equity incentive plan of which 51,328 were 

granted to key management personnel, at that date. The fair value of the PSUs is determined using a Monte Carlo simulation model for 

the  TSR  portion  and  using management’s  estimates  for the  absolute  earnings  before  interest  and  income  tax  portion.  The  estimates 

related to the absolute earnings before interest and income tax portion are revised during the vesting period and the cumulative amount 

recognized at each reporting date is based on the number of equity instruments for which service and non-market conditions are expected 

to  be  satisfied.  The share-based compensation  expense is  recognized,  through contributed surplus,  over the vesting  period.  The fair 

value of the PSUs granted was $89.64 per unit as at grant date and $105.53 per unit as at December 31, 2021. 

On February 7, 2020, the Company granted a total of 145,218 PSUs under the Company’s equity incentive plan of which 95,358 were 

granted to key management personnel, at that date. The fair value of the PSUs is determined using the share market price at the date of 

the  grant  and  reflects  the  impact  of  satisfying  the  market  conditions  for  the  TSR  portion  and  using  management’s  estimates  for  the 

absolute earnings before interest and income tax portion. The estimates related to the absolute earnings before interest and income tax 

portion are revised during the vesting period and the cumulative amount recognized at each reporting date is based on the number of 

equity instruments for which service and non-market conditions are expected to be satisfied. The share-based compensation expense is 

2021 Annual Report │94  

 
 
 
 
  
  
     
     
    
  
  
  
  
  
  
     
     
     
     
     
     
 
 
  
    
    
  
   
    
    
  
  
   
   
   
   
    
    
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

recognized, through contributed surplus, over the vesting period. The fair value of the PSUs granted was $32.41 per unit as at grant date 

and $50.35 per unit as at December 31, 2021. 

The table below summarizes changes to the outstanding PSUs: 

(in thousands of PSUs and in dollars) 

Balance, beginning of year 
Granted 
Reinvested 
Forfeited 
Balance, end of year 

Number     
of     
PSUs     

147        
78        
3        
(2 )      
226        

2021     
Weighted          
average     
grant date     
fair value     

32.41        
89.64        
45.64        
41.65        
52.25        

Number     
of     
PSUs     

-        
145        
2        
-        
147        

2020   
Weighted   
average   
grant date   
fair value   
-   
32.41   
32.41   
-   
32.41   

The following table summarizes information about PSUs outstanding and exercisable as at December 31, 2021: 

(in thousands of PSUs and in dollars) 

Grant date fair value 
  32.41 
  89.64 

Number of   
PSUs   

148      
78      
226      

PSUs outstanding   
Remaining   
contractual life   
(in years)   
1.1   
2.1   
1.4   

In 2021, the Group recognized, as a result of PSUs, a compensation expense of $6.2 million (2020 - $1.6 million) with a corresponding 

increase to contributed surplus. 

Of the PSUs outstanding at December 31, 2021, a total of 138,141 (2020 – 96,984) are held by key management personnel. 

21.  Materials and services expenses 

The Group’s materials and services expenses are primarily costs related to independent contractors and vehicle operation expenses. 
Vehicle operation expenses consists primarily of fuel costs, repairs and maintenance, insurance, permits and operating supplies. 

Independent contractors 
Vehicle operation expenses 

22.  Personnel expenses 

Short-term employee benefits 
Contributions to defined contribution plans 
Current and past service costs related to defined benefit plans 
Termination benefits 
Equity-settled share-based payment transactions 
Cash-settled share-based payment transactions 

2021     
2,911,393     
904,060     
3,815,453     

Note     

15        

20        
20        

2021     

1,863,907        
9,323        
55,437        
6,053        
15,424        
23,937        
1,974,081        

2020   
1,535,394   
516,441   
2,051,835   

2020   
857,217   
7,925   
528   
7,863   
7,046   
7,606   
888,185   

In 2020, the Canada Emergency Wage Subsidy (“CEWS”) was established to enable Canadian employers to re-hire workers previously 

laid off, help prevent further job losses, and to better position themselves to resume normal operations following the COVID-19 pandemic 

declaration and crisis.  

The program has been separated in 4-week claim periods spanning from March 15, 2020 to October 23, 2021.  The CEWS for periods 

prior to July 5, 2020 provided a subsidy of 75% of employee wages to a maximum of CAD $847 (approximately USD $631) per employee 

per week for eligible Canadian employers. The subsidy available for periods after July 5, 2020 is determined on a sliding scale that is 

capped at specific rates per period.  

2021 Annual Report │95  

 
 
 
 
  
  
     
     
    
  
  
  
  
  
  
     
     
     
     
     
 
 
    
    
    
   
    
    
    
    
    
    
    
 
 
  
  
  
  
  
  
  
  
  
  
  
  
 
 
  
 
     
        
     
        
     
     
        
     
     
  
   
        
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

To be eligible to receive the wage subsidy, a Canadian employer needed to have sustained a 30% decrease in revenues (15% for the 

first  claim  period)  as  compared  to  the  same  period  in  the  previous  year  or  to  the  average  monthly  sales  recognized  in  January  and 

February 2020 for the periods prior to July 5, 2020. For the following periods, until July 4, 2021, any drop in qualifying revenues makes 

an  employer  entitled  to  the  subsidy,  in  an  amount  determined  on  a  sliding  scale  and  in  proportion  to  the  decrease  in  the  qualifying 

revenues. For periods after July 4, 2021, a revenue drop of over 10% is required to receive the CEWS. 

During 2021, certain legal entities within the Company qualified for the CEWS resulting in a $12.3 million (2020 - $52.3 million) subsidy 

that  is  recorded  and  offset  against  personnel  expenses,  presented  in  short-term  employee  benefits,  in  the  consolidated  statement  of 

income. 

23.  Finance income and finance costs 

Recognized in income or loss: 

Costs (income) 
Interest expense on long-term debt and amortization of 

deferred financing fees 

Interest expense on lease liabilities 
Interest income and accretion on promissory note 
Net change in fair value and accretion expense 

of contingent considerations 

Net foreign exchange gain 
Net change in fair value of interest rate derivatives 
Net impact of early repayment of contingent consideration 
Other financial expenses 
Net finance costs 
Presented as: 
   Finance income 
   Finance costs 

24. 

Income tax expense 

Income tax recognized in income or loss: 

Current tax expense 
    Current year 
    Adjustment for prior years 

Deferred tax expense (recovery) 
    Origination and reversal of temporary differences 
    Variation in tax rate 
    Adjustment for prior years 

Income tax expense 

2021     

45,953        
13,521        
(2,187 )      

1,932        
(1,471 )      
-        
(1,469 )      
16,739        
73,018        

(5,127 )      
78,145        

2021     

179,821     
(2,102 )   
177,719     

(27,427 )   
175     
1,339     
(25,913 )   
151,806     

2020   

34,967   
12,443   
(1,051 ) 

224   
(1,237 ) 
(488 ) 
-   
9,052   
53,910   

(2,776 ) 
56,686   

2020   

103,080   
1,092   
104,172   

(7,536 ) 
70   
(9,724 ) 
(17,190 ) 
86,982   

2021 Annual Report │96  

 
 
 
 
 
  
  
  
        
   
  
  
  
  
  
  
  
  
        
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
        
   
  
  
  
  
 
 
 
  
  
  
  
     
  
   
  
  
  
  
  
  
  
  
  
  
  
  
        
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Income tax recognized in other comprehensive income: 

2021 

Tax       

2020 

Tax     

Before     

(benefit)     
tax      expense     

Net of     
tax     

Before     

(benefit)   
Tax      expense   

     12,960       
Foreign currency translation differences 
(5,513 )     
Defined benefit plan remeasurement gains (losses) 
124       
Employee benefit 
(17,894 )     
Loss on net investment hedge 
Loss on cash flow hedge 
-       
Change in fair value of investment in equity securities       27,803       
     17,480       

-       
(1,385 )     
37       
(2,352 )     
-       
3,656       
(44 )     

12,960        21,182       
(2,204 )     
(4,128 )     
(14 )     
87       
(2,317 )     
(15,542 )     
(488 )     
-       
24,147       
-       
17,524        16,159       

-     
(581 )   
(4 )   
(307 )   
(1 )   
-     
(893 )   

Net of   
tax   
21,182   
(1,623 ) 
(10 ) 
(2,010 ) 
(487 ) 
-   
17,052   

Reconciliation of effective tax rate: 

Income before income tax 
Income tax using the Company’s statutory tax rate 

Increase (decrease) resulting from: 

Rate differential between jurisdictions 
Variation in tax rate 
Non deductible expenses 
Tax deductions and tax exempt income1 
Adjustment for prior years 
Multi-jurisdiction tax 
Treasury Regulations interpretive guidance 
   clarifying the U.S. Tax Reform Bill 

     26.5 %   

      -0.2 %   
      0.0 %   
      0.7 %   
      -8.5 %   
      -0.1 %   
      0.2 %   

      0.0 %   
     18.6 %   

2021     
816,167        
216,284        26.5 %   

2020   
362,657   
96,104   

(1,250 )       -1.2 %   
175         0.0 %   
5,662         2.4 %   
(69,530 )       -2.8 %   
(763 )       -2.4 %   
1,228         0.3 %   

-         1.2 %   
151,806        24.0 %   

(4,452 ) 
70   
8,704   
(10,176 ) 
(8,632 ) 
913   

4,451   
86,982   

1 Tax deductions and tax exempt income for 2021 is mainly due to the tax exempt bargain purchase gain recorded on the acquisition of UPS 
Freight. 

On December 22, 2017, the President of the United States signed into law the Tax Cuts and Jobs Act (“U.S. Tax Reform”). The U.S. Tax 

Reform reduces the U.S. federal corporate income tax rate from 35% to 21%, effective as of January 1, 2018. The U.S. Tax Reform also 

allows for immediate capital expensing of new investments in certain qualified depreciable assets made after September 27, 2017, which 

will be phased down starting in year 2023. 

The U.S. Tax Reform introduces important changes to U.S. corporate income tax laws that may significantly affect the Group in future 

years including  the creation of  a new Base  Erosion  Anti-abuse Tax  (BEAT) that subjects  certain  payments from U.S. corporations to 

foreign related parties to additional taxes, and limitations to the deduction for net interest expense incurred by U.S. corporations. On April 

7,  2020,  the  U.S.  Treasury  Department  issued  Treasury  Regulations,  interpretive  guidance  clarifying  the  U.S.  Tax  Reform  Bill.  As 

anticipated, a tax benefit relating to 2019 and Q1 2020 was disallowed, resulting in a one-time tax expense of $7.3 million in the second 

quarter of 2020. On July 23, 2020, the U.S. Treasury Department issued final regulations on changes made to the U.S. Tax Reform Bill. 

It introduces a High-Tax Exception under the Global Intangible Low-taxed Income (GILTI) provisions. A tax benefit relating to 2018 and 

2019 was recorded, resulting in a one-time tax recovery of $2.0 million in 2020. For the year ended December 31, 2020, the total impact 

from these new regulations was $4.5 million following positive adjustments recorded in the fourth quarter of 2020. 

2021 Annual Report │97  

 
 
 
 
 
  
  
    
  
  
    
  
    
  
      
  
    
  
  
  
  
  
  
    
    
    
    
  
 
 
  
 
     
      
      
  
     
      
        
      
   
     
      
        
      
   
     
      
        
      
   
  
  
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

25.  Financial instruments and financial risk management 

As at December 31, 2021 and 2020, there are no derivative financial instruments designated as effective cash flow hedge instruments. 

As at December 31, 2021 and 2020, the impact to income or loss and other comprehensive income is as follows: 

Derivative financial instruments measured at fair 
value through other comprehensive income: 

Interest rate derivatives 

Risks 

Finance loss     

2021     

2020     

Other comprehensive   
income   
2020   

2021     

-        
-        

(488 )      
(488 )      

-        
-        

488   
488   

In the normal course of its operations and through its financial assets and liabilities, the Group is exposed to the following risks: 

 

 

credit risk 

liquidity risk 

  market risk. 

This note presents information about the Group’s exposure to each of the above risks, the Group’s objectives and processes for managing 

risk,  and  the  Group’s  management  of  capital.  Further  quantitative  disclosures  are  included  throughout  these  consolidated  financial 

statements. 

Risk management framework 

The Group’s management identifies and analyzes the risks faced by the Group, sets appropriate risk limits and controls, and monitors 

risks and adherence to limits. Risk management is reviewed regularly to reflect changes in market conditions and the Group’s activities.  

The Board of Directors has overall responsibility of the Group’s risk management framework. The Board of Directors monitors the Group’s 

risks through its audit committee. The audit committee reports regularly to the Board of Directors on its activities. 

The Group’s audit committee oversees how management monitors and manages the Group’s risks and is assisted in its oversight role by 

the Group’s internal audit. Internal audit undertakes both regular and ad hoc reviews of risk, the results of which are reported to the audit 

committee. 

a)  Credit risk 

Credit risk is the risk of financial loss to the Group if a customer or counterparty to a financial instrument fails to meet its contractual 

obligation, and arises principally from the Group’s trade receivables. The Group grants credit to its customers in the ordinary course 

of business. Management believes that the credit risk of trade receivables is limited due to the following reasons: 

 

 

 

 

There is a broad base of customers with dispersion across different market segments; 

No single customer accounts for more than 5% of the Group’s revenue; 

Approximately 89.7% (2020 – 94.9%) of the Group’s trade receivables are not past due or 30 days or less past due; 

Bad debt expense has been less than 0.1% of consolidated revenues for the last 3 years.  

2021 Annual Report │98  

 
 
 
 
 
  
  
  
     
  
       
  
    
  
  
     
        
        
        
   
     
        
          
         
  
     
  
     
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Exposure to credit risk 

The Group’s maximum credit exposure corresponds to the carrying amount of the financial assets. The maximum exposure to credit risk 

at the reporting date was: 

Trade and other receivables 

Impairment losses 

December 31, 
2021   
1,056,023   
1,056,023        

December 31, 
2020   
597,873   
597,873   

The aging of trade and other receivables at the reporting date was: 

Not past due 
Past due 1 – 30 days 
Past due 31 – 60 days 
Past due more than 60 days 

Total     
2021     
772,077        
178,641        
63,634        
68,988        
      1,083,340        

Impairment     
2021     
462        
2,732        
8,195        
15,928        
27,317        

Total     
2020     
447,517        
104,491        
26,601        
30,792        
609,401        

Impairment   
2020   
224   
1,211   
3,439   
6,654   
11,528   

The movement in the allowance for expected credit loss in respect of trade and other receivables during the year was as follows: 

Balance, beginning of year 
Business combinations 
Bad debt expenses 
Amount written off and recoveries 
Effect of movements in exchange rates 
Balance, end of year 

b)  Liquidity risk 

2021   
11,528        
9,561        
10,854        
(4,372 )      
(254 )      
27,317        

2020   
6,692   
4,473   
2,749   
(2,795 ) 
409   
11,528   

Liquidity risk is the risk that the Group will not be able to meet its financial obligations associated with its financial liabilities that are settled 

by delivering cash or another financial asset. The Group’s approach to managing liquidity is to ensure, as far as possible, that it will always 

have sufficient liquidity to meet its liabilities when due, under both normal and stressed conditions, without incurring unacceptable losses 

or risking damage to its reputation. 

Cash inflows and cash outflows requirements from Group’s entities are monitored closely and separately to ensure the Group optimizes 

its cash return on investment. Typically, the Group ensures that it has sufficient cash to meet expected operational expenses; this excludes 

the  potential  impact  of  extreme  circumstances  that  cannot  reasonably  be  predicted.  The  Group  monitors  its  short  and  medium-term 

liquidity needs on an ongoing basis using forecasting tools. In addition, the Group maintains revolving facilities, which have $944.7 million 

availability as at December 31, 2021 (2020 - $825.0 million) and an additional $198.9 million credit available (CAD $245 million and USD 

$5 million).  The  additional  credit  is  available  under  certain  conditions  under  the  Group’s  syndicated  bank  agreement  (2020  - 

$196.5 million, CAD $245 million and USD $5 million). 

2021 Annual Report │99  

 
 
 
 
  
  
 
     
   
  
     
 
 
  
  
  
  
     
     
     
     
  
 
 
  
  
 
     
     
     
     
     
     
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

The following are the contractual maturities of the financial liabilities, including estimated interest payment: 

   Carrying     Contractual      Less than     
1 year     

amount      cash flows     

1 to 2     
years     

2 to 5     More than   
5 years   
years     

2021 
Trade and other payables 
Long-term debt 
Other financial liability 

2020 
Trade and other payables 
Long-term debt 
Other financial liability 

     861,362        861,362        861,362       
-   
    1,608,094       1,896,085        404,454        283,736        463,538        744,357   
-   
1,561       
    2,478,130       2,766,121       1,267,377        290,792        463,595        744,357   

8,674       

7,056       

8,674       

57       

-       

-       

     468,238        468,238        468,238       
     872,544        953,425       
11,017       

-   
65,697        539,317        192,087        156,324   
2,999   
4,016       
    1,360,575       1,432,680        537,951        541,712        193,694        159,323   

19,793       

2,395       

1,607       

-       

-       

It is not expected that the contractual cash flows could occur significantly earlier, or at significantly different amounts. 

c)  Market risk 

Market risk is the risk that changes in market prices, such as foreign exchange rates and interest rates, will affect the Group’s income or 

the value of its holdings of financial instruments. The objective of market risk management is to manage and control market risk exposure 

within acceptable parameters, while optimizing the return. 

The Group buys and sell derivatives, periodically, and also incurs financial liabilities, in order to manage market risks. All such transactions 

are carried out within the guidelines set by the Group’s management and it does not use derivatives for speculative purposes. 

d)  Currency risk 

The Group is exposed to currency risk on financial assets and liabilities, sales and purchases that are denominated in a currency other 

than the respective functional currencies of Group entities. Primarily the Canadian entities are exposed to U.S. dollars and entities having 

a  functional  currency  other  than  the  Canadian  dollars  (foreign  operations)  are  not  significantly  exposed  to  currency  risk.  The  Group 

mitigates and manages its future USD cash flow by creating offsetting positions through the use of foreign exchange contracts periodically 

and USD debt. 

To mitigate its financial net liabilities exposure to foreign currency risk related to Canadian entities, the Group designated a portion of its 

U.S. dollar denominated debt as a hedging item in a net investment hedge. 

The Group’s financial assets and liabilities exposure to foreign currency risk related to Canadian entities was as follows based on notional 

amounts: 

Trade and other receivables 
Trade and other payables 
Long-term debt 
Balance sheet exposure 
Long-term debt designated as investment hedge 
Net balance sheet exposure 

2021     
33,112        
(2,401 )      
(903,556 )      
(872,845 )      
900,000        
27,155        

2020   
36,250   
(2,162 ) 
(225,393 ) 
(191,305 ) 
225,000   
33,695   

The  Group  estimates  its  annual  net  USD  denominated  cash  flow  from  operating  activities  at  approximately  $620 million  (2020  - 

$280 million). This cash flow is earned evenly throughout the year. 

The following exchange rates applied during the year: 

Average USD for the year ended 
Closing USD as at 

December 31, 
2021   
1.2535        
1.2637        

December 31, 
2020   
1.3415   
1.2725   

2021 Annual Report │100  

 
 
 
 
  
  
  
    
       
       
       
       
       
   
    
  
  
    
       
       
       
       
       
   
    
       
       
       
       
       
   
    
  
 
 
  
  
     
     
     
     
     
     
 
 
  
  
 
     
     
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

Sensitivity analysis 

A 1-cent increase in the U.S. dollar at the reporting date, assuming all other variables, in particular interest rates, remain constant, would 

have increased (decreased) equity and income or loss by the amounts shown below. The analysis is performed on the same basis for 

2020. 

Balance sheet exposure 
Long-term debt designated as investment hedge 
Net balance sheet exposure 

e) 

Interest rate risk 

1-cent     
Increase     

(6,907 )      
7,122        
215        

2021     
1-cent     
Decrease     

6,907        
(7,122 )      
(215 )      

1-cent     
Increase     

(1,503 )      
1,768        
265        

2020   
1-cent   
Decrease   
1,503   
(1,768 ) 
(265 ) 

The Group’s intention is to minimize its exposure to changes in interest rates by maintaining a significant portion of fixed-rate interest-

bearing long-term debt. This is achieved by periodically entering into interest rate swaps.  

The Group periodically enters into interest rate swaps designated for cash flow hedges. During 2020, three hedging relationships ended 

due to the repayment of the hedged items. At December 31, 2021 and 2020, the Group has no interest rate swaps that hedge variable 

interest debt set using the 30-day Libor rate. A nil loss (2020 – $0.5 million loss, $0.5 million net of tax) was recorded on the marking-to-

market of the interest rate derivative to other comprehensive income for these cash flow hedges.  

Ineffectiveness  in  hedging  stems  from  differences  between  the  hedged  item  and  hedging  instruments  with  respect  to  interest  rate 

characteristics, currency, notional values and term. For the year ended December 31, 2020, the derivatives that were designated as cash 

flow hedges were considered to be fully effective and no ineffectiveness was recognized in net income. 

At December 31, 2021 and 2020, the interest rate profile of the Group’s carrying amount interest-bearing financial instruments excluding 

the effects of interest rate derivatives was: 

Fixed rate instruments 
Variable rate instruments 

2021     
1,044,244        
563,850        
1,608,094        

2020   
419,565   
452,979   
872,544   

The fair value of the interest  rate swaps has been estimated using  industry standard  valuation models which use  rates published  on 

financial capital markets, adjusted for credit risk. 

Fair value sensitivity analysis for fixed rate instruments 

The Group does not account for any fixed rate financial liabilities at fair value through income or loss. Therefore a change in interest rates 

at the reporting date would not affect income or loss. 

Cash flow sensitivity analysis for variable rate instruments 

A 1% change in interest rates at the reporting date would have increased (decreased) equity and net income or net loss by the amounts 

shown  below.  This  analysis  assumes  that  all  other  variables,  in  particular  foreign  currency  rates,  remain  constant.  The  analysis  is 

performed on the same basis for 2020. 

Interest on variable rate instrument 

2021 
   1% increase      1% decrease     

(4,156 )      

4,156        

2020 

1% increase      1% decrease   
3,311   

(3,311 )      

2021 Annual Report │101  

 
 
 
 
  
  
  
  
  
  
     
     
     
 
 
  
  
     
     
  
     
 
 
  
  
    
  
  
     
  
     
        
        
        
   
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

f)  Capital management 

For the purposes of capital management, capital consists of share capital and retained earnings of the Group. The Group's objectives 

when managing capital are: 

 

 

 

 

To ensure proper capital investment in order to provide stability and competitiveness to its operations; 

To ensure sufficient liquidity to pursue its growth strategy and undertake selective acquisitions; 

To maintain an appropriate debt level so that there are no financial constraints on the use of capital; and 

To maintain investors, creditors and market confidence. 

The  Group  seeks  to  maintain  a  balance  between  the  highest  returns  that  might  be  possible  with  higher  level  of  borrowings  and  the 

advantages and security by a sound capital position.  

The Group monitors its long-term debt using the ratios below to maintain an appropriate debt level. The Group’s debt-to-equity and debt-

to-capitalization ratios are as follows: 

Long-term debt 
Shareholders' equity 
Debt-to-equity ratio 
Debt-to-capitalization ratio1 
1 Long-term debt divided by the sum of shareholders' equity and long-term debt. 

2021     
1,608,094        
2,220,311        
0.72        
0.42        

2020   
872,544   
1,788,612   
0.49   
0.33   

There were no changes in the Group’s approach to capital management during the year. 

The Group’s credit facility agreement requires monitoring two ratios on a quarterly basis. The first is a ratio of total debt plus letters of 

credit and some other long-term liabilities less cash (unrestricted cash for the credit facility and cash up to $100 million for the unsecured 

senior  notes)  to  net  income  or  loss  from  continuing  operations  before  finance  income  and  costs,  income  tax  expense  (recovery), 

depreciation, amortization, impairment of intangible assets, bargain purchase gain, and gain or loss on sale of land and buildings, assets 

held  for  sale  and  intangible  assets  (“Adjusted  EBITDA”).  The  second  is  a  ratio  of  adjusted  earnings  before  interest,  income  taxes, 

depreciation and amortization and rent expense (“EBITDAR”), and, including last twelve months adjusted EBITDAR from acquisitions to 

interest and net rent expenses. These ratios are measured on a consolidated last twelve-month basis and are calculated as prescribed 

by the credit agreement which, among other things, requires the exclusion of the impact of IFRS 16 leases. These ratios must be kept 

below a certain threshold so as not to breach a covenant in the Group’s syndicated bank. At December 31, 2021 and 2020, the Group 

was in compliance with its financial covenants. 

Management believes that the Group has sufficient liquidity to continue both its operations as well as its acquisition strategy. 

Upon maturity of the Group’s long-term debt, the Group’s management and its Board of Directors will assess if the long-term debt should 

be renewed at its original value, increased or decreased based on the then required capital need, credit availability and future interest 

rates. 

2021 Annual Report │102  

 
 
 
 
  
  
     
     
     
     
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

g)  Accounting classification and fair values 

The fair values of financial assets and liabilities, together with the carrying amounts shown in the statements of financial position, are as 

follows: 

Financial assets 

Assets carried at fair value 

Investment in equity securities 

Assets carried at amortized cost 
Trade and other receivables 

Financial liabilities 

Liabilities carried at fair value 
Other financial liability 

Liabilities carried at amortized cost 
Trade and other payables 
Long-term debt 

December 31, 2021   

Carrying     
Amount     

Fair     
Value     

December 31, 2020   
Fair   
Value   

Carrying     
Amount     

31,391        

31,391        

9,727        

9,727   

1,056,023        
1,087,414        

1,056,023        
1,087,414        

597,873        
607,600        

597,873   
607,600   

18,599        

18,599        

26,730        

26,730   

861,362        
1,608,094        
2,488,055        

861,362        
1,378,813        
2,258,774        

468,238        
872,544        
1,367,512        

468,238   
876,829   
1,371,797   

Interest rates used for determining fair value 

The interest rates used to discount estimated cash flows, when applicable, are based on the government yield curve at December 31 

plus an adequate credit spread, and were as follows: 

Long-term debt 

Fair value hierarchy 

2021      

2.1 %      

2020   

2.5 % 

Group’s financial assets and liabilities recorded at fair value on a recurring basis are investment in equity securities and the derivative 

financial instruments discussed above. Investment in equity securities include Level 1 investments that are marked to market with the 

publicly traded information as at December 31, 2021. The remaining investment in equity securities is measured using level-3 inputs of 

the fair value hierarchy and derivative financial instruments are measured using level-2 inputs. 

26.  Contingencies, letters of credit and other commitments 

a)  Contingencies 

There are pending operational and personnel related claims against the Group. In the opinion of management, these claims are 

adequately provided for in long-term provisions on the consolidated statements of financial position and settlement should not have 

a significant impact on the Group’s financial position or results of operations. 

b)  Letters of credit 

As at December 31, 2021, the Group had $47.4 million of outstanding letters of credit (2020 - $29.5 million). 

c)  Other commitments 

As  at  December  31,  2021,  the  Group  had  $75.1 million  of  purchase  commitments  (2020  –  $117.1 million)  and  $13.2 million  of 

purchase  orders  for  leases  that  the  Group  intends  to  enter  into  and  that  are  expected  to  materialize  within  a  year  (2020  – 

$44.1 million). 

2021 Annual Report │103  

 
 
 
 
  
  
 
  
  
  
  
     
        
        
        
   
     
        
        
        
   
     
     
        
        
        
   
     
  
     
  
     
        
        
        
   
     
        
        
        
   
     
        
        
        
   
     
     
        
        
        
   
     
     
  
     
 
 
  
  
     
 
 
TFI International Inc. 
(Tabular amounts in thousands of U.S. dollars, unless otherwise noted.) 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 

27.  Related parties 

Parent and ultimate controlling party 

There is no single ultimate controlling party. The shares of the Company are widely held. 

Transactions with key management personnel 

Board  members of the  Company, executive  officers  and top  managers of major Group’s entities  are deemed  to be key management 
personnel.   There were no other transactions with key management personnel other than their respective compensation. 

Key management personnel compensation 

In addition to their salaries, the Company also provides non-cash benefits to board members and executive officers. 

Executive officers also participate in the Company’s stock option and performance contingent restricted share unit and performance share 

unit plans and board members are entitled to deferred share units, as described in note 20. Costs incurred for key management personnel 

in relation to these plans are detailed below. 

Key management personnel compensation comprised: 

Short-term benefits 
Post-employment benefits 
Equity-settled share-based payment transactions 
Cash-settled share-based payment transactions 

2021     
14,427        
793        
11,031        
-        
26,251        

2020   
13,906   
704   
4,627   
1,086   
20,323   

28.  Subsequent events 

Between December 31, 2021 and March 14, 2022, the Company repurchased 560,000 common shares at a price ranging from 92.93$ 

to 105.89$ for a total purchase price of $56.4 million. 

2021 Annual Report │104  

 
 
 
 
  
  
     
     
     
     
  
     
 
 
 
TRANSFER AGENT AND REGISTRAR

Computershare Trust Company of Canada 
100 University Avenue, 8th floor 
Toronto, Ontario M5J 2Y1 

Canada and the United States
Telephone: 1 800 564-6253 
Fax: 1 888 453-0330

International
Telephone: 514 982-7800
Fax: 416 263-9394

Computershare Trust Company, N.A.
Co-Transfer Agent (U.S.)

ANNUAL MEETING OF SHAREHOLDERS

Thursday, April 28, 2022 at 1:30 p.m.

Details to be confirmed at a later date at :

www.tfiintl.com/en/news/

Si vous désirez recevoir la version française de  
ce rapport, veuillez écrire au secrétaire de la société : 
8801, route Transcanadienne, bureau 500
Montréal (Québec) H4S 1Z6

CORPORATE
INFORMATION

EXECUTIVE OFFICE

96 Disco Road 
Etobicoke, Ontario M9W 0A3 
Telephone: 647 725-4500

HEAD OFFICE
8801 Trans-Canada Highway, Suite 500 
Montreal, Quebec H4S 1Z6  
Telephone: 514 331-4000 
Fax: 514 337-4200

Web site: www.tfiintl.com 
E-mail: administration@tfiintl.com

AUDITORS

KPMG LLP

STOCK EXCHANGE LISTING

TFI International Inc. shares are listed on the New York 
Stock Exchange and the Toronto Stock Exchange 
under the symbol TFII.

FINANCIAL INSTITUTIONS

National Bank of Canada

Royal Bank of Canada 

Bank of America, N.A.

JPMorgan Chase Bank, N.A. 

The Toronto Dominion Bank

PNC Bank

Wells Fargo Bank, N.A.

Bank of Montreal

MUFG Bank Ltd.

U.S. Bank, N.A.

Export Development Canada

Fonds de solidarité FTQ

Prudential Financial, Inc.

Guggenheim Investments

MetLife Investment Management, LLC

Barings, LLC

Voya Investment Management, LLC

New York Life Private Capital, LLC

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www.tfiintl.com