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The Greenbrier Companies, Inc.

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FY2020 Annual Report · The Greenbrier Companies, Inc.
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2020

The Greenbrier Companies  
ANNUAL REPORT

William A. Furman
Chairman and  
Chief Executive 
Officer

LETTER FROM THE CHAIRMAN
AND CHIEF EXECUTIVE OFFICER

To Our Shareholders:

The Greenbrier Companies navigated through a challenging fiscal 2020 as COVID-19 shook the global economy. Entering the 
year, we expected a cyclical downturn in the freight rail industry. The COVID-19 pandemic caused many customers to defer 
capital spending and exacerbated the impacts of railroad operating initiatives, weaker railcar loadings, higher railcars in stor-
age and lower energy prices.

COVID-19 brought Greenbrier’s core values of safety and respect for people to the forefront. Our global workforce has success-
fully met uniquely challenging conditions. We are grateful for our employees’ continued dedication. Greenbrier’s designation as 
an essential business has allowed our frontline production employees and critical support teams to maintain our operations. It 
was crucial to modify our work methods to keep our entire workforce safe and physically distant. We launched a rapid re-
sponse to COVID-19 to mitigate its impact on our business and keep our employees, suppliers, contractors, their families and 
communities safe and healthy. At the same time, we incorporated measures to protect the health of our enterprise during a 
period of extreme economic stress. Greenbrier’s success depends on continuing to execute these missions well.

As a result of our 2019 acquisition of American Railcar Industries’ (ARI) manufacturing operations, organic growth and count-
er-cyclical aftermarket businesses, we are better prepared to weather this downcycle than any previous one. In response to 
economic conditions, we reduced production capacity, took measures to control costs and managed liquidity and cash flow. 
We ended the year with ample liquidity, a strong backlog and higher market share. All of this improves Greenbrier’s competitive 
position entering fiscal 2021.

Financial Profile & Liquidity

Despite the challenges, Greenbrier ended fiscal 2020 with a robust balance sheet and strong cash flows. At the onset of the 
pandemic, we set a $1 billion liquidity goal to preserve near-term financial health at Greenbrier. We achieved this target by the 
end of May through a combination of cash, borrowing capacity, spending reductions and other initiatives. Greenbrier’s cost- 
containment measures included a global workforce reduction of approximately 40% as we rightsized our operations to meet 
current business conditions.

Net earnings were $49 million, or $1.46 per diluted share, on revenue of $2.8 billion. Greenbrier ended the year with a cash 
balance of $833.7 million. Greenbrier’s Board of Directors continues a balanced deployment of capital designed to protect the 
business while simultaneously delivering long-term shareholder value. Greenbrier’s dividend payments in fiscal 2020 are the 
highest in our history. In the fourth quarter, Greenbrier’s Board of Directors declared a dividend of $0.27 per share, represent-
ing our 26th consecutive quarterly dividend. Based on recent closing share prices, this represents a dividend yield of between 
3-4%.

Operating Performance

We ended fiscal 2020 with nearly 22,000 railcars delivered, the second highest in our history. For the year, we received orders 
for 16,600 units, worth $1.6 billion, with 40% originating from geographies outside our core North American market. While this 
is a 20% decline compared to fiscal 2019, we began fiscal 2021 with a diversified railcar backlog of 24,600 units valued at 
$2.4 billion.

THE GREENBRIER COMPANIES CEO LETTER

Manufacturing 

Weaker railcar demand, railcars in storage and limited order activity due to COVID-19 impacted Greenbrier’s manufacturing 
business. The Greenbrier Manufacturing Organization (GMO) suspended operations on 13 railcar production lines during 
fiscal 2020. However, adjusting for lower headcount over fiscal 2020, GMO still demonstrated significant year-over-year 
improvements in our safety performance. The leadership at GMO and across our facilities lowered the number of safety- 
related incidents. 

In July 2019, we merged ARI’s manufacturing business with Greenbrier. After more than a year as a combined organization, 
Greenbrier has integrated with ARI’s operations and these facilities are making positive contributions to our overall 
performance. Both enterprises embrace the new, shared culture and continue to gain scale and increase market momentum.

Marine barge manufacturing continues at Greenbrier Gunderson and orders have been secured through April 2022.

Leasing & Management Services 

Greenbrier’s comprehensive asset management services business supports approximately 400,000 railcars and facilitates 
operations on almost every Class I railroad. While there were headwinds associated with market uncertainties, driven in part 
by COVID-19 and in part due to stresses in certain customer groups, the business unit continued growing in 2020 by adding 
customers in every business line. Greenbrier’s management services unit offers a range of asset-focused services, including 
railcar maintenance management, car hire processing, regulatory compliance and railcar remarketing. 

Greenbrier’s leasing company continued expanding its operations in 2020, ending the year with a lease fleet of 8,300 
railcars and a strong fleet utilization rate. Headwinds from COVID-19 limited investor activity, yet our capital markets 
business unit grew, producing valuable contributions to our financial performance. Our capital markets platform, through 
syndications, allows Greenbrier to engage and partner with the finance industry’s leading transportation investors. As an 
effective distribution channel for Greenbrier’s new railcar products, the capital markets activities enhance valuable business 
relationships that benefit Greenbrier across all commercial activities.

Wheels, Repair & Parts

The Wheels, Repair & Parts business unit was impacted in fiscal 2020 by lower demand, further deployment of Precision 
Scheduled Railroading (PSR) and inventory devaluation caused by industry-wide railcar scrapping. The unit’s leadership spent 
the year focused on increasing efficiencies and preparing for expected demand in fiscal 2021 as railcars are pulled from 
storage. 

International 

Europe’s operational performance for fiscal 2020 was strong despite supply chain challenges, COVID-19 and planned 
temporary plant closures. As a result of new management and a sharp focus on driving productivity, Greenbrier Europe 
achieved profitability by the end of fiscal 2020 and its long-term business outlook is positive. 

In Brazil, Greenbrier Maxion secured additional market share, even with lower order volume and other challenges triggered by 
COVID-19. Brazil’s economy is currently recovering at a healthy rate and we expect solid production at Greenbrier Maxion in 
the upcoming year.

  2 0 2 0   A n n u a l   R e p o r t

ii

THE GREENBRIER COMPANIES CEO LETTER

Corporate Citizenship 

Greenbrier recognizes that serving society through responsible corporate citizenship is smart business. We seek to honor the 
trust placed in us by employees, investors, customers, suppliers and all the communities we touch. It includes recent actions 
like publishing our second annual Environmental, Social and Governance (ESG) report.

Over the past year, we took conscious steps to bolster our measurable focus areas and develop a more holistic approach 
to ESG at Greenbrier. After a thorough benchmarking process, we produced a Global Reporting Initiative (GRI) referenced 
report that aligns with the Sustainable Accounting Standards Board (SASB) framework. In particular, you will observe new 
commitments to enterprise-wide reporting on Greenbrier-related greenhouse gas emissions, tracking other air emissions 
and detailing our water consumption. Our latest report features our highest ESG priorities, including governance and ethics, 
environmental sustainability, workforce safety, employee satisfaction, stakeholder engagement, and community stewardship. 
We will continue to take steps to drive practices that serve our employees and the places we operate. 

In 2020, we more fully articulated our commitment to diversity, equity and inclusion (DEI). Greenbrier is deepening these 
priorities within our existing core strategy through a new framework dedicated to equity and advancement for all. Our pledge 
to advance in this space is called “IDEAL,” which stands for Inclusion, Diversity, Equity, Access and Leadership. We stand 
accountable for our DEI commitments, and this is another targeted area where we seek continuous improvement.

Conclusion

Fiscal 2020 brought immense challenges and presented unique opportunities. We launched our Virtual Sample RailcarTM (VSR) 
program in March, which quickly gained traction with customers. This live-streaming program allows Greenbrier’s customers 
to view and inspect railcars without requiring travel. While the cost, environmental benefits and time-saving advantages of VSR 
are inherently valuable, it has played a vital role during this time when travel is curtailed.

In closing, our management team and Board of Directors have considerable experience with the challenges of managing 
through economic adversity. We have a strong franchise and a dedicated and talented workforce. Greenbrier has made difficult 
but necessary adjustments, including rightsizing operations and growing our liquidity to over $1 billion. These changes have 
positioned us well to compete and succeed during today’s hardships in the economy and in our core markets. I am confident 
Greenbrier’s future is bright, and remain optimistic that we will emerge from this time of uncertainty as a continued leader and 
innovator in the freight railcar market.

Sincerely,

William A. Furman
Chairman and Chief Executive Officer

November 2020

iii

  2 0 2 0   A n n u a l   R e p o r t

2020 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549-1004

FORM 10-K

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended August 31, 2020
or 

☐ Transition Report Pursuant to Section 13 or 15(d) 
of the Securities Exchange Act of 1934
for the transition period from ___________ to ___________

Commission File No. 1-13146

THE GREENBRIER COMPANIES, INC.
(Exact name of Registrant as specified in its charter)

Oregon
(State of Incorporation)

93-0816972
(I.R.S. Employer Identification No.)

One Centerpointe Drive, Suite 200, Lake Oswego, OR  97035
(Address of principal executive offices)

(503) 684-7000
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class
Common Stock without par value

Trading Symbol(s)
GBX

Name of Each Exchange on Which Registered
New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:
None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes   X      No__ 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15 (d) of the Act. Yes   ___     No    X       

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to 
such filing requirements for the past 90 days. Yes   X   No___

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 
405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to 
submit and post such files). Yes   X   No___

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company 
or  an  emerging  growth  company.  See  definitions  of  “large  accelerated  filer,”  “accelerated  filer,”  “smaller  reporting  company”  and  “emerging 
growth company” in Rule 12b-2 of the Exchange Act.  

Large accelerated filer

X

Accelerated filer

Non-accelerated filer

Smaller reporting company

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with 
any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes __   No    X

Aggregate market value of the registrant’s Common Stock held by non-affiliates as of February 29, 2020 (based on the closing price of such shares 
on such date) was $772,657,580.

The number of shares outstanding of the registrant’s Common Stock on October 27, 2020 was 32,824,080 without par value.

DOCUMENTS INCORPORATED BY REFERENCE

Certain  portions  of  the  registrant’s  definitive  Proxy  Statement  prepared  in  connection  with  the  Annual  Meeting  of  Stockholders to  be  held  on 
January 6, 2021 are incorporated by reference into Parts II and III of this Report.

 
THE GREENBRIER COMPANIES, INC.
FORM 10-K

TABLE OF CONTENTS 

FORWARD-LOOKING STATEMENTS......................................................................................................

PAGE

PART I

Item 1. BUSINESS .................................................................................................................................................
Item 1A. RISK FACTORS.........................................................................................................................................
Item 1B. UNRESOLVED STAFF COMMENTS ........................................................................................................
Item 2. PROPERTIES.............................................................................................................................................
Item 3. LEGAL PROCEEDINGS ............................................................................................................................
Item 4. MINE SAFETY DISCLOSURES.................................................................................................................
INFORMATION ABOUT OUR EXECUTIVE OFFICERS ...........................................................................

PART II

Item 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND 

ISSUER PURCHASES OF EQUITY SECURITIES....................................................................................
Item 6. SELECTED FINANCIAL DATA .................................................................................................................
Item 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS ............................................................................................................................................
Item 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.....................................
Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA ..................................................................
Item 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 
DISCLOSURE ............................................................................................................................................
Item 9A. CONTROLS AND PROCEDURES ............................................................................................................
Item 9B. OTHER INFORMATION.............................................................................................................................

PART III

Item 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE..........................................
Item 11. EXECUTIVE COMPENSATION .................................................................................................................
Item 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 

RELATED STOCKHOLDER MATTERS....................................................................................................
Item 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS AND DIRECTOR INDEPENDENCE ...
Item 14. PRINCIPAL ACCOUNTING FEES AND SERVICES.................................................................................

PART IV

Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES........................................................................
Item 16. FORM 10-K SUMMARY.............................................................................................................................
SIGNATURES ............................................................................................................................................

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Forward-Looking Statements

This Annual Report on Form 10-K contains forward-looking statements within the meaning of the Private Securities 
Litigation Reform Act of 1995. These statements involve known and unknown risks, uncertainties and other important 
factors  that  may  cause  our  actual  results,  performance  or  achievements  to  be  materially  different  from  any  future 
results, performance or achievements expressed or implied by the forward-looking statements. 

Many  of  these  risks  and  other  factors  are  beyond  our  ability  to  control  or  predict.  Words  such  as  “affirms,” 
“anticipates,” “believes,” “forecast,” “potential,”  “goal,” “contemplates,” “expects,” “intends,” “plans,” “projects,” 
“hopes,”  “seeks,” “estimates,” “strategy,” “could,” “would,” “should,” “likely,” “will,” “may,” “can,” “designed to,” 
“future,” “foreseeable future” and similar expressions identify forward-looking statements. In addition, statements 
regarding expectations of cost savings or our ability to navigate current challenges, or operate efficiently when the 
freight industry market recovers or any other statements that explicitly or implicitly draw trends in our performance 
or the markets in which we operate, or characterize future events or circumstances are forward-looking statements.    

These  risks  and  uncertainties,  as  well  as  other  risks  and  uncertainties  that  could  cause  our  actual  results  to  differ 
significantly  from  management’s  expectations,  are  described  in  greater  detail  in  Item 1A,  “Risk  Factors”,  Item  1, 
“Business  –  Backlog”,  Item  7,  “Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of 
Operations.” and Item 9A. “Controls and Procedures – Inherent Limitations on Effectiveness of Controls.” Forward-
looking statements are based on currently available operating, financial and market information and are inherently 
uncertain. Investors should not place undue reliance on forward-looking statements, which speak only as of the date 
they are made and are not guarantees of future performance.  Actual future results and trends may differ materially 
from  such  forward-looking  statements.  Except  as  otherwise  required  by  law,  we  do  not  assume  any  obligation  to 
update any forward-looking statements.

All references to years refer to the fiscal years ended August 31st unless otherwise noted.

The Greenbrier Companies is a registered trademark of The Greenbrier Companies, Inc. Gunderson, Auto-Max II, 
and Multi-Max are trademarks of Gunderson LLC. YSD is a trademark of Gunderson Rail Services LLC.

3

PART I

Item 1. BUSINESS

Introduction

We are one of the leading designers, manufacturers and marketers of railroad freight car equipment in North America, 
Europe, South America and other geographies as opportunities arise. We also are a manufacturer and marketer of 
marine  barges  in  North  America.  We  are  a  leading  provider  of  freight  railcar  wheel  services,  parts,  repair  and 
refurbishment  in  North  America.  We  also  offer  railcar  management,  regulatory  compliance  services  and  leasing 
services to railcar owners or other users of railcars in North America. Through unconsolidated affiliates we produce 
rail and industrial components and hold an ownership stake in a railcar manufacturer in Brazil. 

We operate an integrated business model in North America that combines freight car manufacturing, wheel services, 
repair,  refurbishment,  component  parts,  leasing  and  fleet  management  services.  Our  model  is  designed  to  provide 
customers with a comprehensive set of freight car solutions by utilizing our substantial engineering, mechanical and 
technical capabilities as well as our experienced commercial personnel. Our integrated model allows us to develop 
cross-selling opportunities and synergies among our various business segments thereby enhancing our margins. We 
believe our integrated model is difficult to duplicate and provides greater value for our customers and investors.

We operate in three reportable segments: Manufacturing; Wheels, Repair & Parts; and Leasing & Services. Financial 
information  about  our  business  segments  as  well  as  geographic  information  is  located  in  Note  18  -  Segment 
Information to our Consolidated Financial Statements.  

The  Greenbrier  Companies,  Inc.,  is  incorporated  in  Oregon.  Our  principal  executive  offices  are  located  at  One 
Centerpointe  Drive,  Suite  200,  Lake  Oswego,  Oregon  97035.  Our  telephone  number  is  (503)  684-7000  and  our 
Internet website is located at http://www.gbrx.com.

Products and Services

Manufacturing Segment

North American Railcar Manufacturing - We manufacture most freight railcar types currently in use in the North 
American market (other than coal cars) and we continue to expand our product features and functionality. We have 
demonstrated an ability to capture high market shares in many of the car types we produce. The primary products we 
produce for the North American market are:

Conventional Railcars - We produce a variety of covered hopper cars for industrial and food grade starches, grain, 
fertilizer, cement, heavy ore minerals, plastic pellets, and petrochemicals as well as gondolas and open top hoppers 
for steel, metals and aggregates. We also produce a wide range of boxcars, which are used in the transport of paper 
products,  perishables  and  general  merchandise.  Our  flat  car  products  include  center  partition  cars  for  the  forest 
products industry, and heavy-duty flat cars.

Tank Cars - We produce a variety of tank cars, including general service, pressurized, coiled, lined, insulated carbon 
steel and stainless steel tank cars. These are designed for the transportation of petroleum products, ethanol, liquefied 
petroleum gas (LPG), caustic soda, chlorine, fertilizers, vegetable oils, bio-diesel and various other products. 

Intermodal Railcars - We manufacture a comprehensive range of intermodal railcars. Our most popular intermodal 
product is our double-stack railcar. The double-stack railcar is designed to transport containers stacked two-high on a 
single platform and provides significant operating and capital savings over other types of intermodal railcars.

Automotive  -  We  manufacture  a  full  line  of  railcar  equipment  specifically  designed  for  the  transportation  of  light 
vehicles. Our automotive offerings include the Auto-Max II and Multi-Max products, which are designed to carry 
automobiles, SUVs and trucks efficiently. 

4

European Railcar Manufacturing - Our European manufacturing operations produce a variety of tank, automotive 
and conventional freight railcar types, including a comprehensive line of pressurized tank cars for liquid petroleum, 
LPG gas, chlorine and ammonia and non-pressurized tank cars for light oil, chemicals and other products. In addition, 
our European manufacturing operations produce flat cars, cars for coil steel and metals, gondolas, sliding wall cars, 
hoppers and automobile transport cars.  

Marine Vessel Fabrication - We manufacture a broad range of Jones Act ocean-going and river barges for transporting 
merchandise between ports within the United States. Our primary focus is on the larger ocean-going vessels although 
we  have  the  capability  to  compete  in  other  marine-related  products.  Our  Portland,  Oregon  manufacturing  facility, 
located on a deep-water port on the Willamette River, includes marine vessel fabrication capabilities.

Wheels, Repair & Parts Segment

Wheel Services - We operate a wheel services network in North America. Our wheel shops provide complete wheel 
services including reconditioning of wheels and axles in addition to new axle machining, finishing and downsizing. 
Through a joint venture partnership we also provide axle machining, finishing and downsizing.

Railcar  Repair,  Refurbishment  and  Maintenance  -  We  operate  a  railcar  repair,  refurbishment  and  maintenance 
network in North America including repair shops certified by the Association of American Railroads (AAR). Our 
repair shops perform heavy railcar repair, refurbishment and routine railcar maintenance for third parties and for our 
leased and managed railcar fleet. 

Component Parts Manufacturing - Our component parts facilities recondition and manufacture railcar cushioning 
units, couplers, yokes, side frames, bolsters and various other parts. We also produce roofs, doors and associated parts 
for boxcars.  

Leasing & Services Segment

Leasing - We operate a railcar leasing business in North America. Our relationships with financial institutions and 
operating lessors combined with our ownership of a lease fleet of approximately 8,300 railcars enables us to offer 
flexible financing programs to our customers including operating leases of varied intervals and “by the mile” leases. 
The percentage of owned units on lease excluding newly manufactured railcars available for sale or lease was 90.4% 
at August 31, 2020 with an average remaining lease term of 3.0 years and an average age of 8.2 years. In addition to 
leasing our own railcars, we originate leases of railcars, which are either newly built or refurbished by us, or bought 
in the secondary market, and sell the railcars and attached leases to financial institutions typically with multi-year 
management services agreements. As an equipment owner and an originator of leases, we participate principally in 
the operating lease segment of the market. Under the majority of our leases, we are responsible for maintenance and 
administration of the leased cars. Assets from our owned lease fleet are periodically sold to accommodate customer 
demand, manage risk and maintain liquidity.

Management Services  -  Our  North  American  management  services  business  offers  a  broad  array  of  software  and 
services  that  include  railcar  maintenance  management,  railcar  accounting  services  (such  as  billing  and  revenue 
collection, car hire receivable and payable administration), total fleet management (including railcar tracking using 
proprietary  software),  fleet  logistics,  administration  and  railcar  re-marketing.  We  currently  provide  management 
services for a fleet of approximately 393,000 railcars for railroads, shippers, carriers, institutional investors and other 
leasing and transportation companies in North America. In addition, our Regulatory Services Group offers regulatory, 
engineering,  process  consulting  and  advocacy  support  to  the  tank  car  and  petrochemical  rail  shipper  community, 
among other services.

Unconsolidated Affiliates 

U.S. Axle Manufacturing – We have a 41.9% interest in Axis, LLC (Axis), a joint venture that manufactures and sells 
axles to its joint venture partners for use and distribution both domestically and internationally in traditional freight 
railcar markets and other railcar markets. We obtained our ownership interest in Axis as part of the acquisition of the 
manufacturing business of American Railcar Industries, Inc. (ARI) on July 26, 2019. 

5

Brazilian  Railcar  Manufacturing  -  We  have  a  60%  ownership  interest  in  Greenbrier  Maxion-Equipamentos  e 
Serviços Ferroviários S.A. (Greenbrier-Maxion), the leading railcar manufacturer of freight railcars in South America, 
located near São Paulo, Brazil. Greenbrier-Maxion also assembles bogies and offers a range of aftermarket services 
including railcar overhaul and refurbishment.  

Brazilian Castings and Component Parts Manufacturing - We have a 29.5% ownership interest in Amsted-Maxion 
Fundição  e  Equipamentos  Ferroviários  S.A.  (Amsted-Maxion)  based  in  Cruzeiro,  Brazil.  Amsted-Maxion  is  a 
manufacturer of various castings and components for railcars and other heavy industrial equipment.  Amsted-Maxion 
has a 40% ownership position in Greenbrier-Maxion and is integrated with the operations of our Brazilian railcar 
manufacturer. 

Other Unconsolidated Affiliates - We have other unconsolidated affiliates which primarily include joint ventures that 
produce rail and industrial components.  

Backlog

The following table depicts our reported railcar backlog subject to third party sale or lease in number of railcars and 
estimated future revenue value attributable to such backlog, at the dates shown:

New railcar backlog units (1)
Estimated future revenue value (in millions) (2)

(1) Each platform of a railcar is treated as a separate unit.
(2) Subject to change based on finalization of product mix.

2020

August 31,
2019

24,600     
2,420    $

30,300     
3,280    $

  $

2018

27,400 
2,740  

Approximately 9% of backlog units and 6% of estimated backlog value as of August 31, 2020 was associated with 
our Brazilian manufacturing operations which are accounted for under the equity method. 

Based on current production schedules, approximately 13,500 units in the August 31, 2020 backlog are scheduled for 
delivery  in  2021.  The  balance  of  the  production  is  scheduled  for  delivery  in  2022  and  beyond.  Multi-year  supply 
agreements are common in the rail industry. Backlog units for lease may be syndicated to third parties or held in our 
own fleet depending on a variety of factors. A portion of the orders included in backlog reflects an assumed product 
mix. Under terms of the orders, the exact mix and pricing will be determined in the future as customers select railcar 
specifications, which may impact the dollar amount of backlog. Marine backlog was $51 million and $100 million as 
of August 31, 2020 and 2019, respectively.

Our backlog of railcar units and marine vessels is not necessarily indicative of future results of operations. Certain 
orders in backlog are subject to customary documentation and completion of terms. Customers may attempt to cancel 
or modify orders in backlog. Historically, little variation has been experienced between the quantity ordered and the 
quantity actually delivered, though the timing of deliveries may be modified from time to time. We cannot guarantee 
that our reported backlog will convert to revenue in any particular period, if at all. 

Customers

Our customers across our segments include railroads, leasing companies, financial institutions, shippers, carriers and 
transportation companies. We have strong, long-term relationships with many of our customers. We believe that our 
customers’ preference for high quality products, our technological leadership in developing innovative products, our 
focus  on  being  highly  responsive  to  our  customer’s  needs  and  competitive  pricing  of  our  railcars  have  helped  us 
maintain our long-standing relationships with our customers.

In  2020,  revenue  from  two  customers  accounted  for  approximately  26%  of  total  revenue,  30%  of  Manufacturing 
revenue,  14%  of  Leasing  &  Services  revenue  and  2%  of  Wheels,  Repair  &  Parts  revenue.  No  other  customers 
accounted for greater than 10% of total revenue.

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Raw Materials and Components

Our products require a supply of materials including steel and specialty components such as brakes, wheels and axles. 
Specialty components purchased from third parties represent a significant amount of the cost of most freight cars. Our 
customers often specify particular components and suppliers of such components. Although the number of alternative 
suppliers of certain specialty components has declined in recent years, there are at least two available suppliers for 
each of these components. 

Certain materials and components are periodically in short supply which could potentially impact production at our 
new railcar and refurbishment facilities. In an effort to mitigate shortages and reduce supply chain costs, we have 
entered  into  strategic  alliances  and  multi-year  arrangements  for  the  global  sourcing  of  certain  materials  and 
components, we operate a replacement parts business which aids in our vertical integration and we continue to pursue 
strategic opportunities to protect and enhance our supply chain. We periodically make advance purchases to avoid 
possible shortages of material due to capacity limitations of component suppliers, shipping and transportation delays 
and possible price increases. 

In 2020, the top ten suppliers for all inventory purchases accounted for approximately 47% of total purchases. The top 
supplier accounted for 17% of total inventory purchases in 2020. No other suppliers accounted for more than 10% of 
total inventory purchases. We believe we maintain good relationships with our suppliers.

Competition

We are currently one of the two largest railcar manufacturers of the five major railcar manufacturers competing in 
North America. There are also a handful of specialty builders who focus on niche markets. We believe that in Europe 
we are in the top tier of railcar manufacturers. Through our 60% ownership interest in Greenbrier-Maxion, we are the 
leading  railcar  manufacturer  in  South  America.  The  railcar  manufacturing  industry  is  becoming  more  global  as 
customers are purchasing railcars from manufacturers outside of their geographic region. In all railcar markets that we 
serve, we compete on the basis of quality, price, reliability of delivery, product design and innovation, reputation and 
customer service and support.

Competition in the marine industry is dependent on the type of product produced, proximity to delivery point, and 
manufacturing capacity. There are few competitors that build as wide an array of products types as we build. We 
compete on the basis of price, quality, reliability of delivery, launching capacity and experience with certain product 
types.

Competition in the wheels, repair & parts businesses is dependent on the type of product or service provided. There 
are  many  competitors  in  these  businesses.  We  compete  primarily  on  the  basis  of  quality,  timeliness  of  delivery, 
customer service, location of shops, price and engineering expertise.

There are at least twenty institutions in North America that provide railcar leasing and services similar to ours. Many 
of them are also customers that buy new railcars from our manufacturing facilities and used railcars from our lease 
fleet,  as  well  as  utilize  our  management  and  repair  services.  We  compete  primarily  on  the  basis  of  quality,  price, 
delivery, reputation, service offerings and deal structuring and syndication ability. We believe our strong servicing 
capability and our ability to sell railcars with a lease attached (syndicate railcars), integrated with our manufacturing, 
repair shops, railcar specialization and expertise in particular lease structures provide a strong competitive advantage.

Marketing and Product Development

In  North  America,  we  leverage  an  integrated  marketing  and  sales  effort  to  coordinate  relationships  in  our  various 
segments. We provide our customers with a diverse range of equipment and financing alternatives designed to satisfy 
each customer’s unique needs, whether the customer is buying new equipment, refurbishing existing equipment or 
seeking  to  outsource  the  maintenance  or  management  of  equipment.  These  custom  programs  may  involve  a 
combination of railcar products, leasing, refurbishing and remarketing services. In addition, we provide customized 
maintenance  management,  equipment  management,  accounting  and  compliance  services  and  proprietary  software 
solutions.

7

In Europe and South America, we maintain relationships with customers through market-specific sales personnel. Our 
engineering  and  technical  staff  works  closely  with  their  customer  counterparts  on  the  design  and  certification  of 
railcars. Many European railroads are state-owned and are subject to European Union (EU) regulations covering the 
tender of government contracts.

Through our research and customer relationships, insights are derived into the potential need for new products and 
services. Marketing and engineering personnel collaborate to evaluate opportunities and develop new products and 
features. Research and development costs incurred during the years ended August 31, 2020, 2019 and 2018 were $5.8 
million, $5.4 million and $6.0 million, respectively.

Patents and Trademarks

We  have  a  proactive  program  aimed  at  protecting  our  intellectual  property  and  the  results  from  our  research  and 
development.  We  have  obtained  a  number  of  U.S.  and  non-U.S.  patents  of  varying  duration,  and  pending  patent 
applications,  registered  trademarks,  copyrights  and  trade  names.  We  believe  that  manufacturing  expertise,  the 
improvement of existing technology and the development of new products are as least as important as patent protection 
in establishing and maintaining a competitive advantage in our market. 

Environmental Matters

We are subject to national, state and local environmental laws and regulations concerning, among other matters, air 
emissions,  wastewater  discharge,  solid  and  hazardous  waste  disposal  and  employee  health  and  safety.  Prior  to 
acquiring facilities, we conduct investigations to evaluate the environmental condition of subject properties and may 
negotiate contractual terms for allocation of environmental exposure arising from prior uses. We operate our facilities 
in  a  manner  designed  to  maintain  compliance  with  applicable  environmental  laws  and  regulations.  Environmental 
studies have been conducted on certain of our owned and leased properties that indicate additional investigation and 
some remediation on certain properties may be necessary.

Portland Harbor Superfund Site

Our Portland, Oregon manufacturing facility (the Portland Property) is located adjacent to the Willamette River. In 
December 2000, the U.S. Environmental Protection Agency (EPA) classified portions of the Willamette River bed 
known as the Portland Harbor, including the portion fronting our manufacturing facility, as a federal "National Priority 
List" or "Superfund" site due to sediment contamination (the Portland Harbor Site). Our company and more than 140 
other parties have received a "General Notice" of potential liability from the EPA relating to the Portland Harbor Site. 
The letter advised us that we may be liable for the costs of investigation and remediation (which liability may be joint 
and several with other potentially responsible parties) as well as for natural resource damages resulting from releases 
of hazardous substances to the site. Ten private and public entities, including our company (the Lower Willamette 
Group or LWG), signed an Administrative Order on Consent (AOC) to perform a remedial investigation/feasibility 
study  (RI/FS)  of  the  Portland  Harbor  Site  under  EPA  oversight,  and  several  additional  entities  did  not  sign  such 
consent, but nevertheless contributed financially to the effort. The EPA-mandated RI/FS was produced by the LWG 
and cost over $110 million during a 17-year period. We bore a percentage of the total costs incurred by the LWG in 
connection with the investigation. Our aggregate expenditure during the 17-year period was not material. Some or all 
of any such outlay may be recoverable from other responsible parties. The EPA issued its Record of Decision (ROD) 
for the Portland Harbor Site on January 6, 2017 and accordingly on October 26, 2017, the AOC was terminated.

Separate from the process described above, which focused on the type of remediation to be performed at the Portland 
Harbor  Site  and  the  schedule  for  such  remediation,  83  parties,  including  the  State  of  Oregon  and  the  federal 
government, entered into a non-judicial mediation process to try to allocate costs associated with remediation of the 
Portland Harbor Site. Approximately 110 additional parties signed tolling agreements related to such allocations. On 
April  23,  2009,  our  company  and  the  other  AOC  signatories  filed  suit  against  69  other  parties  due  to  a  possible 
limitations period for some such claims; Arkema Inc. et al v. A & C Foundry Products, Inc. et al, U.S. District Court, 
District  of  Oregon,  Case  #3:09-cv-453-PK.  All  but  12  of  these  parties  elected  to  sign  tolling  agreements  and  be 
dismissed without prejudice, and the case has been stayed by the court until January 14, 2022.

8

The EPA's January 6, 2017 ROD identifies a clean-up remedy that the EPA estimates will take 13 years of active 
remediation,  followed  by  30  years  of  monitoring  with  an  estimated  undiscounted  cost  of  $1.7  billion.  The  EPA 
typically expects its cost estimates to be accurate within a range of -30% to +50%, but this ROD states that changes 
in costs are likely to occur as a result of new data collected over a 2-year period prior to final remedy design. The 
ROD  identifies  13  Sediment  Decision  Units.  One  of  the  units,  RM9W,  includes  the  nearshore  area  of  the  river 
sediments offshore of the Portland Property as well as upstream and downstream of the facility. It also includes a 
portion  of  our  riverbank.  The  ROD  does  not  break  down  total  remediation  costs  by  Sediment  Decision  Unit.  The 
EPA's ROD concluded that more data was needed to better define clean-up scope and cost. On December 8, 2017, the 
EPA announced that Portland Harbor is one of 21 Superfund sites targeted for greater attention. On December 19, 
2017, the EPA announced that it had entered a new AOC with a group of four potentially responsible parties to conduct 
additional  sampling  during  2018  and  2019  to  provide  more  certainty  about  clean-up  costs  and  aid  the  mediation 
process to allocate those costs. The parties to the mediation, including our company, agreed to help fund the additional 
sampling, which is now complete. The EPA requested that potentially responsible parties enter AOCs during 2019 
agreeing to conduct remedial design studies. Some parties have signed AOCs, including one party with respect to 
RM9W which includes the area offshore of our manufacturing facility. We have not signed an AOC in connection 
with remedial design, but will potentially be directly or indirectly responsible for conducting or funding a portion of 
such RM9W remedial design. The allocation process is continuing in parallel with the process to define the remedial 
design. 

The ROD does not address responsibility for the costs of clean-up, nor does it allocate such costs among the potentially 
responsible  parties.  Responsibility  for  funding  and  implementing  the  EPA's  selected  cleanup  remedy  will  be 
determined at an unspecified later date. Based on the investigation to date, we believe that we did not contribute in 
any material way to contamination in the river sediments or the damage of natural resources in the Portland Harbor 
Site and that the damage in the area of the Portland Harbor Site adjacent to our property precedes our ownership of 
the Portland Property. Because these environmental investigations are still underway, including the collection of new 
pre-remedial design sampling data by EPA, sufficient information is currently not available to determine our liability, 
if any, for the cost of any required remediation or restoration of the Portland Harbor Site or to estimate a range of 
potential loss. Based on the results of the pending investigations and future assessments of natural resource damages, 
we may be required to incur costs associated with additional phases of investigation or remedial action, and may be 
liable for damages to natural resources. In addition, we may be required to perform periodic maintenance dredging in 
order to continue to launch vessels from our launch ways in Portland, Oregon, on the Willamette River, and the river's 
classification as a Superfund site could result in some limitations on future dredging and launch activities. Any of 
these matters could adversely affect our business and Consolidated Financial Statements, or the value of the Portland 
Property.

On January 30, 2017 the Confederated Tribes and Bands of Yakama Nation sued 33 parties including our company 
as well as the United States and the State of Oregon for costs it incurred in assessing alleged natural resource damages 
to the Columbia River from contaminants deposited in Portland Harbor. Confederated Tribes and Bands of the Yakama 
Nation v. Air Liquide America Corp., et al., United States Court for the District of Oregon Case No. 3i17-CV-00164-
SB. The complaint does not specify the amount of damages the plaintiff will seek. The case has been stayed until 
January 14, 2022.

Oregon Department of Environmental Quality (DEQ) Regulation of Portland Manufacturing Operations

We have entered into a Voluntary Cleanup Agreement with the Oregon Department of Environmental Quality (DEQ) 
in  which  we  agreed  to  conduct  an  investigation  of  whether,  and  to  what  extent,  past  or  present  operations  at  the 
Portland Property may have released hazardous substances into the environment. We have also signed an Order on 
Consent with the DEQ to finalize the investigation of potential onsite sources of contamination that may have a release 
pathway to the Willamette River. Interim precautionary measures are also required in the order and we are discussing 
with the DEQ potential remedial actions which may be required. Our aggregate expenditure has not been material, 
however we could incur significant expenses for remediation. Some or all of any such outlay may be recoverable from 
other responsible parties.

9

Regulation

We must comply with the rules of the U.S. Department of Transportation (USDOT) and the administrative agencies 
it oversees including the Federal Railroad Administration in the U.S. and Transport Canada in Canada who administer 
and enforce laws and regulations relating to railroad safety. These regulations govern equipment and safety appliance 
standards for freight cars and other rail equipment used in interstate and international commerce throughout North 
America. The AAR promulgates rules and regulations governing the safety and design of equipment, relationships 
among railroads and other railcar owners with respect to railcars in interchange, and other matters. The AAR also 
certifies railcar builders and component manufacturers that provide equipment for use on North American railroads. 
These regulations require maintaining certifications with the AAR as a railcar builder, repair and service provider and 
component manufacturer, and products sold and leased by us in North America must meet AAR, Transport Canada, 
and Federal Railroad Administration standards.

The primary regulatory and industry authorities involved in the regulation of the ocean-going barge industry are the 
U.S. Coast Guard, the Maritime Administration of the USDOT, and private industry classing organizations such as 
the American Bureau of Shipping. 

The regulatory environment in Europe consists of a combination of EU regulations and country specific regulations, 
including a harmonized set of Technical Standards for Interoperability of freight wagons throughout the EU. The EU 
approval regime was modified to replace country specific approvals with a single, harmonized EU process. The switch 
created  short  term  delays  in  wagon  certification,  but  over  time  streamlined  the  process.  The  wagon  certification 
process is improved and currently is the same or shorter than it was previously. The regulatory environment in Brazil 
consists  of  oversight  from  the  Ministry  of  Transportation,  the  National  Agency  of  Ground  Transportation  and  the 
National Association of Railroad Transporters. In all other countries, we conform to country specific regulations where 
applicable.

Employees

As of August 31, 2020, we had approximately 10,600 full-time employees at our consolidated entities, consisting of 
9,700 employees in Manufacturing, 600 in Wheels, Repair & Parts and 300 employees in Leasing & Services and 
corporate. In Manufacturing, 4,600 employees are represented by unions. At our Wheels, Repair & Parts locations, 
approximately  30  employees  are  represented  by  a  union.  We  believe  that  our  relations  with  our  employees  are 
generally good. 

Additional Information

We  are  a  reporting  company  and  file  annual,  quarterly,  current  and  special  reports,  proxy  statements  and  other 
information with the SEC. The SEC maintains an internet site that contains reports, proxy and information statements, 
and other information regarding issuers that file electronically with the SEC at http://www.sec.gov. Through a link on 
the Investor Relations section of our website, http://www.gbrx.com, we make available the following filings as soon 
as reasonably practicable after they are electronically filed with or furnished to the SEC: our Annual Report on Form 
10-K; Quarterly Reports on Form 10-Q; Current Reports on Form 8-K; and any amendments to those reports filed or 
furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended. All such filings are 
available free of charge. Copies of our Audit Committee Charter, Compensation Committee Charter, Nominating and 
Corporate Governance Committee Charter and the Company’s Corporate Governance Guidelines are also available 
on our web site at http://www.gbrx.com. In addition, each of the reports and documents listed above are available free 
of  charge  by  contacting  our  Investor  Relations  Department  at  The  Greenbrier  Companies,  Inc.,  One  Centerpointe 
Drive, Suite 200, Lake Oswego, Oregon 97035.

10

Item 1A. RISK FACTORS

The following risks could materially and adversely affect our business, financial condition, operating results, liquidity 
and cash flows, prospects, and stock price. These risks do not identify all risks that we face; other factors, events, or 
uncertainties currently unknown to us or that we currently do not consider to present significant risks to our business 
or that emerge in the future could affect us adversely. 

The COVID-19 coronavirus pandemic, governmental reaction to the pandemic, and related economic disruptions 
could negatively impact on our business, liquidity and financial position, results of operations, stock price, and 
ability to convert backlog to revenue.

The COVID-19 coronavirus outbreak continues to present risks to our business. While in some geographies economic 
activity has increased and the rate of human morbidity and mortality have decreased in recent months, the pandemic 
has not yet been contained and the number of its victims and the extent of negative impact on the global economy 
cannot be foreseen. Several of the countries in which we operate continue to be significantly negatively impacted by 
COVID-19. 

We are unable to predict when, how, or with what magnitude COVID-19 and related events will negatively impact 
our business. We currently identify the following factors as the most significant risks to our business due to COVID-
19, governmental actions, and economic conditions.

(cid:129) We  may  be  prevented  from  operating  our  manufacturing  facilities,  repair  shops,  wheel  shops  or  other 
worksites due to the illness of our employees, “stay-at-home” regulations, and employee reluctance to appear 
for work. Extended closure of one or more of our large facilities could have a material negative impact on 
our financial position and results of operations.

(cid:129) We function as an essential infrastructure business under guidance issued by the Department of Homeland 
Security. Similar guidelines and authorities exist in other nations where we operate. If our current status were 
eliminated or curtailed, we could be required to temporarily close one or more of our manufacturing facilities, 
repair shops, wheel shops or other worksites for an extended period of time.

(cid:129)

(cid:129)

(cid:129)

If an outbreak of COVID-19 were to occur at one of our large facilities, we could be obligated to close such 
facility for an extended period of time, and might not have a workforce adequate to meet our operating needs.

The operations of our customers may be disrupted, thereby increasing the likelihood that our customers may 
attempt to delay, defer or cancel orders, reduce orders for our products and services in the future or cease to 
operate as going concerns.

The operations of our suppliers may be disrupted and the markets for the inputs to our business may not 
operate effectively or efficiently, thereby negatively impacting our ability to purchase inputs for our business 
at reasonable prices, in a timely manner and in sufficient amounts.

(cid:129) Our indebtedness may increase due to our need to increase borrowing to fund operations during a period of 

reduced revenue. 

(cid:129)

The market price of our common stock may drop or remain volatile.

(cid:129) We may incur significant employee health care costs under our self-insurance programs.

The longer the pandemic continues, the more likely that more of the foregoing risks will be realized and that other 
negative impacts on our business will occur, some of which we cannot now foresee. 

11

 
 
The types of rail equipment we sell and the services we provide significantly impact our revenue and our margin 
and are dependent on broad economic trends over which we have little or no control. 

We  manufacture,  lease,  repair  and  refurbish  a  broad  range  of  railcars  and  related  rail  equipment.  The  demand  for 
specific  types  of  railcars  and  the  mix  of  repair  and  refurbishment  work  varies  over  time.  Changes  in  the  global 
economy and the industries and geographies that we serve cause shifts in demand for specific products and services. 
These shifts in demand could affect our results of operations and could have an adverse effect on our revenue and our 
profitability.  Demand  for  specific  types  of  railcars  increases  and  decreases  with  the  demand  for  goods  such  as 
grains,  metals,  construction  aggregates,  fertilizer,  perishables  and  general  merchandise,  plastic  pellets,  oil  and 
gas, bio-fuels, chemicals, and automobiles, among others, which is beyond our control. 

Cyclical economic downturns in our industry usually result in decreased demand for our products and services 
and reduced revenue.

The industry in which we operate is subject to periodic economic cycles. Our industry currently is in an economic 
downturn with reduced demand. The purchasing trends of customers in our industry have a significant impact on 
demand for our products and services. As a result, during downturns, the rate at which we convert backlog to revenue 
usually decreases and we may slow down or halt production at some of our facilities. We anticipate that the current 
economic downturn in our industry will reduce demand for our products and services, and will result in one or more 
of the following: lower sales volumes, lower prices, lower lease utilization rates and decreased revenues and profits.

Equipment failures, technological failures, costs and inefficiencies associated with changing of production lines, 
or  transfer  of  production  between  facilities,  could  lead  to  production,  delivery,  or  service  curtailments  or 
shutdowns, loss of revenue or higher expenses.

We operate a substantial amount of equipment at our production facilities. An interruption in production capabilities 
or maintenance and repair capabilities at our facilities, as a result of equipment or technology failure, acts of nature, 
terrorism,  costs  and  inefficiencies  associated  with  changing  of  production  lines  or  transfer  of  production  between 
facilities, could reduce or prevent our production, delivery, service, or repair of our products and increase our costs 
and expenses. A halt of production at any of our manufacturing facilities could severely affect delivery times to our 
customers. Any significant delay in deliveries not otherwise contractually mitigated could result in cancellation of all 
or  a  portion  of  our  orders,  cause  us  to  lose  future  sales,  and  negatively  affect  our  reputation  and  our  results  of 
operations.

Demand for our railcar equipment and services is dependent on the future of rail transportation and the manner 
in which railroads operate.

Demand for our rail equipment and services may decrease if freight rail decreases as a mode of freight transportation 
used by customers to ship their products, or if governmental policies favor modes of freight transportation other than 
rail. If rail freight transportation becomes more efficient or dwell times decrease, demand for our rail equipment and 
services may decrease. If the rail freight industry becomes oversupplied, prices for our railcars, lease rates, and demand 
for our products and services may decrease. The industries in which our customers operate are driven by dynamic 
market forces and trends, which are in turn influenced by economic, regulatory, and political factors. Features and 
functionality specific to certain railcar types could result in those railcars becoming obsolete as customer requirements 
for freight delivery change. 

Our business will suffer if we are unsuccessful in making, integrating, and maintaining acquisitions, joint ventures 
and other strategic investments.

We  have  acquired  businesses  and  invested  in  or  entered  into  joint  ventures  in  past  periods  including  the  recent 
acquisition of the ARI manufacturing business. We may in the future acquire other businesses or invest in or enter 
into joint ventures with other companies. Our failure to identify future acquisition or joint venture opportunities, or to 
complete potential acquisitions or joint ventures on favorable terms, could hinder our ability to grow our business.  
These transactions create risks such as:

(cid:129)

disruption of our ongoing business, including loss of management focus on existing operations;

12

(cid:129)

(cid:129)

(cid:129)

(cid:129)

(cid:129)

(cid:129)

(cid:129)

(cid:129)

(cid:129)

(cid:129)

(cid:129)

(cid:129)

the  difficulty  of  incorporating  acquired  operations,  technology,  and  rights  into  our  existing  business  and 
product and service offerings, and unanticipated expenses related to such integration;

the difficulty of integrating a new company’s accounting, financial reporting, management, information and 
information security, human resource, and other administrative systems to permit effective management, and 
the lack of control if such integration is delayed or not successfully implemented;

the challenges of coordinating geographically dispersed organizations, integrating personnel with disparate 
business backgrounds, and combining different corporate cultures; 

the challenges of retaining key personnel of the acquired business or joint venture;

the risk of incurring unanticipated operating losses and expenses of the acquired business or joint venture;

the potential impairment of customer and other relationships of the acquired company or of the joint venture 
partner or our own customers as a result of any integration of operations;

losses  we  may  incur  as  a  result  of  declines  in  the  value  of  a  joint  venture  investment  or  as  a  result  of 
incorporating an investee’s financial performance into our financial results;

the difficulty of implementing at companies we acquire the controls, procedures, and policies appropriate for 
a public company;

potential unknown liabilities associated with a company we acquire or in which we invest; and

the risks associated with businesses we acquire or invest in, which may differ from or be more significant 
than the risks our other businesses face;

our  inability  to  complete  capital  expenditure  projects  on  time  and  within  budget  or  the  failure  of  capital 
expenditure projects once completed to operate as planned or to return expected benefits as planned; and

the difficulty of completing such transactions and achieving anticipated cost efficiencies, synergies and other 
benefits within expected timeframes, or at all.

In addition, we might need to issue additional equity securities, spend our cash, or incur debt, contingent liabilities, or 
amortization expenses related to intangible assets in connection with effecting an acquisition or joint venture, any of 
which could reduce our profitability and harm our business or only be available on unfavorable terms, if at all. In 
addition, valuations supporting our acquisitions and investments could change rapidly. We could determine that such 
valuations have experienced impairments or other-than-temporary declines in fair value, which could adversely impact 
our financial results.

Our backlog is not necessarily indicative of the level of our future revenues.

Our manufacturing backlog represents future production for our customers in various periods, and estimated potential 
revenue attributable to such production. Our backlog of railcar units and marine vessels is not necessarily indicative 
of future results of operations. Certain orders in backlog are subject to customary documentation and completion of 
terms which may not occur. Customers may attempt to cancel or modify orders in backlog or refuse to accept and pay 
for products. Some backlog is subject to certain conditions, including potential adjustment to prices due to changes in 
prevailing market prices, or due to lower prices for new orders accepted by us from other customers for similar cars 
on similar terms and conditions during relevant time periods. Our reported backlog may not be converted to revenue 
in any particular period and some of our contracts permit cancellations with limited compensation that would not 
replace lost revenue or margins. In addition, some customers may attempt to delay orders, cancel or modify a contract 
even if the contract does not allow for such cancellation or modification, and we may not be able to recover all revenue 
or  earnings  lost  due  to  a  breach  of  contract  or  a  contract  may  be  found  to  be  unenforceable.  The  likelihood  of 
cancellations, modifications, rejection and non-payment for our products generally increases during periods of market 
weakness. The timing of converting backlog to revenue is also materially impacted by our decision whether to lease 
railcars, sell railcars, or syndicate railcars with a lease attached to an investor. We cannot guarantee that our reported 

13

backlog  will  convert  to  revenue  in  any  particular  period,  if  at  all.  Actual  revenue  may  not  equal  our  anticipated 
revenues  based  on  our  backlog,  and  therefore,  our  backlog  is  not  necessarily  indicative  of  the  level  of  our  future 
revenues.

Risks related to our operations outside of the U.S. could adversely affect our operating results. 

We own, lease, operate or have invested in businesses that have manufacturing facilities in Mexico, Brazil and Europe, 
and have customers and suppliers located outside the United States. Instability in the macroeconomic, political, legal, 
trade, financial, labor or market conditions in the countries where we, or our customers or suppliers, operate could 
negatively impact our business activities and operations. Some foreign countries in which we operate or may operate 
have  authorities  that  regulate  railroad  safety  and  rail  equipment  design  and  manufacturing.  If  we  do  not  have 
appropriate certifications, we could be unable to market and sell our rail equipment in those markets. Adverse changes 
in foreign regulations applicable to us or our customers, such as labor, environment, trade, tax, currency and price 
regulations, could limit our operations, make the manufacture and distribution of our products difficult, and delay or 
limit our ability to repatriate income derived from foreign markets. 

Our  business  benefits  from  free  trade  agreements  between  the  United  States  and  foreign  governments,  and  from 
various U.S. corporate tax provisions related to international commerce. Any changes in trade or tax policies by the 
U.S. or foreign governments in jurisdictions in which we do business, as well as any embargoes, quotas or tariffs 
imposed on our products and services, could adversely and significantly affect our financial condition and results of 
operations.

Among the political risks we face outside the U.S. are governments nationalizing our business or assets, or repudiating 
or renegotiating contracts with us, our customers or our suppliers. In our cross-border business activities, we could 
experience longer customer payment cycles, difficulty in collecting accounts receivable or an inability to protect our 
intellectual property. We could be adversely  affected  by violations  of the U.S. Foreign Corrupt Practices  Act and 
similar worldwide anti-corruption laws, which may conflict with local business customs in certain jurisdictions. The 
failure  to  comply  with  laws  governing  international  business  may  result  in  substantial  penalties  and  fines  and 
reputational  harm.  Transactions  with  non-U.S.  entities  expose  us  to  business  practices,  local  customs,  and  legal 
processes with which we may not be familiar, as well as difficulty enforcing contracts and international political and 
trade tensions. If we are unable to successfully manage the risks associated with our foreign and cross-border business 
activities, our results of operations, financial condition, liquidity and cash flows could be negatively impacted.

Fluctuations in foreign currency exchange rates could lead to increased costs and lower profitability.

Outside of the U.S., we primarily conduct business in Mexico, Europe and Brazil and our non-U.S. businesses conduct 
their operations in local currencies. We also source materials worldwide. Fluctuations in exchange rates may affect 
demand for our products in foreign markets or our cost competitiveness and may adversely affect our profitability. 
Although we attempt to mitigate a portion of our exposure to changes in currency rates through currency rate hedge 
contracts and other activities, these efforts cannot fully eliminate the risks associated with the foreign currencies. In 
addition, some of our borrowings are in foreign currency, giving rise to risk from fluctuations in exchange rates. A 
material or adverse change in exchange rates could result in significant deterioration of profits or in losses for us.

We derive a significant amount of our revenue from a limited number of customers, the loss of or reduction of 
business from one or more of which could have an adverse effect on our business.

A significant portion of our revenue is generated from a few major customers. Although we have some long-term 
contractual relationships with our major customers, we cannot be assured that we will continue to have good relations 
with our customers, or that our customers will continue to purchase or lease our products or services, or will continue 
to do so at historical levels, or will renew their existing contracts with us. A reduction in the purchasing or leasing of 
our products, a termination of our services by one or more of our major customers, a decline in the financial condition 
of a major customer, or our failure to replace expiring customer contracts with new customer contracts on satisfactory 
terms could result in a loss of business and have an adverse effect on our business and operating results.

14

We rely on limited suppliers for certain components and services needed in our production. If we are not able to 
procure specialty components or services on commercially  reasonable terms or on a timely basis, our business, 
financial condition and results of operations would be adversely affected.

Our manufacturing operations depend in part on our ability to obtain timely deliveries of materials, components and 
services in acceptable quantities and quality from our suppliers. In 2020, the top ten suppliers for all inventory purchases 
accounted for approximately 47% of total purchases. The top supplier accounted for 17% of total inventory purchases in 
2020.  No  other  suppliers  accounted  for  more  than  10%  of  total  inventory  purchases.  Certain  components  of  our 
products, particularly specialized components like castings, bolsters, trucks, wheels and axels, and certain services, 
such as lining capabilities, are currently only available from a limited number of suppliers. If any one or more of our 
suppliers cease to provide us with sufficient quantities of our components or services in a timely manner or on terms 
acceptable to us, or cease to provide services or manufacture components of acceptable quality, or go out of business, 
we  could  incur  disruptions  or  be  limited  in  our  production  of  our  products  and  we  could  have  to  seek  alternative 
sources for these components or services. 

In addition, we are increasing the number of components and services we manufacture or provide ourselves, directly 
or through joint ventures. If we are not successful at manufacturing such components or providing such services or 
have production problems after transitioning to self-produced supplies, we may not be able to replace such components 
or services from third party suppliers in a timely manner. Any such disruption in our supply of specialized components 
and services or increased costs of those components or services could harm our business and adversely affect our 
results of operations.

We face risks related to cybersecurity threats and incidents that increase our costs and could disrupt our business 
and operations. 

We  regularly  face  attempts  by  others  to  gain  unauthorized  access  through  the  Internet,  or  to  introduce  malicious 
software,  to  our  information  technology  systems.  Additionally,  malicious  hackers,  state-sponsored  organizations, 
terrorists, employees and third-party service providers, or intruders into our physical facilities may attempt to gain 
unauthorized  access  and  corrupt  the  processes used  to  operate  our  businesses  and  to  design  and  manufacture  our 
products.    We  are  also  a  target  of  malicious  attackers  who  attempt  to  gain  access  to  our  network  or  those  of  our 
customers; steal proprietary information related to our business, products, employees, and customers; or interrupt our 
systems and services or those of our customers. Such attempts are increasing in number and in technical sophistication, 
and if successful, expose us and the affected parties to risk of loss or misuse of proprietary or confidential information 
or  disruptions  of  our  business  operations.  Our  information  technology  infrastructure  also  includes  products  and 
services provided by third parties, and these providers can experience breaches of their systems and products that 
affect  the  security  of  our  systems  and  our  proprietary  or  confidential  information.  Our  reliance  on  information 
technology increases as working remotely increases among our employees. 

Addressing cybersecurity threats and incidents, whether or not successful, could result in our incurring significant 
costs related to, for example, disruptions in our operations, rebuilding internal systems, implementing additional threat 
protection measures, defending against litigation, responding to regulatory inquiries or actions, paying damages, or 
taking other remedial steps with respect to third parties, as well as reputational harm. In addition, these threats are 
constantly  evolving,  thereby  increasing  the  difficulty  of  successfully  defending  against  them  or  implementing 
adequate preventative measures. While we seek to detect and investigate unauthorized attempts and attacks against 
our network, products, and services, and to prevent their recurrence where practicable through changes to our internal 
processes and tools, we remain potentially vulnerable to additional known or unknown threats. In some instances, we, 
our customers, and the users of our products and services can be unaware of an incident or its magnitude and effects.

The theft, loss, or misuse of third party data collected, used, stored, or transferred by us to run our business could 
result in significantly increased business and security costs or costs related to defending legal claims. Global privacy 
legislation,  enforcement,  and  policy  activity  in  this  area  are  rapidly  expanding  and  creating  a  complex  regulatory 
compliance environment. Costs to comply with and implement these privacy-related and data protection measures 
could be significant, and noncompliance could expose us to significant monetary penalties, damage to our reputation, 
and even criminal sanctions. Even our inadvertent failure to comply with federal, state, or international privacy-related 
or  data-protection  laws  and  regulations  could  result  in  audits,  regulatory  inquiries,  or  proceedings  against  us  by 
governmental entities or other third parties.

15

Updates or changes to our information technology systems may result in problems that could negatively impact our 
business.

We  have  information  technology  systems,  comprising  hardware,  network,  software,  people,  processes  and  other 
infrastructure that are important to the operation of our businesses. We continue to evaluate and implement upgrades and 
changes to information technology systems that support substantially all of our operating and financial functions. We 
could  experience  problems  in  connection  with  such  implementations,  including  compatibility  issues,  training 
requirements,  higher  than  expected  implementation  costs  and  other  integration  challenges  and  delays.  A  significant 
problem with an implementation, integration with other systems or ongoing management and operation of our systems 
could negatively impact our business by disrupting operations. Such a problem could also have an adverse effect on our 
ability to generate and interpret accurate management and financial reports and other information on a timely basis, which 
could have a material adverse effect on our financial reporting system and internal controls and adversely affect our 
ability to manage our business.

We could be unable to lease railcars at satisfactory rates, remarket leased railcars on favorable terms upon lease 
termination, or realize the expected residual values for end of life railcars due to changes in scrap prices, each of 
which could reduce our revenue and decrease our overall return or affect our ability to sell leased assets in the 
future.

The profitability of our railcar leasing business depends on our ability to lease railcars at satisfactory rates, sell railcars 
with sufficiently profitable leases to investors, and to remarket, sell or scrap railcars we own or manage upon the 
expiration of leases. The rent we receive during the initial railcar lease term typically covers only a small portion of 
the railcar acquisition or production costs. Thus, we are exposed to a remarketing risk throughout the life of the railcar 
because we must obtain lease rates or a sale price sufficient to cover our acquisition or production costs related to the 
railcar. Our ability to lease or remarket leased railcars profitably is dependent on several factors, including, but not 
limited to, market and industry conditions, cost of, and demand for, competing used or newer models, availability of 
credit and the credit-worthiness of potential customers, costs associated with the refurbishment of the railcars, the 
market demand or governmental mandates for refurbishment, customers not defaulting on their leases, as well as 
market perceptions of residual values and interest rates. A downturn in the industries in which our lessees operate 
and decreased demand for railcars could also increase our exposure to remarketing risks because lessees may demand 
shorter  lease  terms,  requiring  us  to  remarket  leased  railcars  more  frequently.  Furthermore,  the  resale  market  for 
previously  leased  railcars  has a limited  number  of potential  buyers.  Our  inability  to lease,  remarket  or  sell  leased 
railcars on favorable terms could result in an adverse impact to our consolidated financial statements or affect our 
ability to sell leased railcars to investors in the future. 

A limited availability of financing or higher interest rates could increase the cost of, or potentially deter, new leasing 
arrangements with our customers, reduce our ability to syndicate railcars under lease to financial institutions, or impact 
the sales price we may receive on such syndications, any of which could materially adversely affect our business, 
financial condition and results of operations.

A failure to design or manufacture products or technologies or to achieve timely certification or market acceptance 
of new products or technologies could have an adverse effect on our profitability.

We continue to introduce new railcar product innovations and technologies. We occasionally accept orders prior to 
receiving railcar certification or proving our ability to manufacture a quality product that meets customer standards. 
We  could  be  unable  to  successfully  design  or  manufacture  new  railcar  product  innovations  or  technologies.  Our 
inability to develop and manufacture new product innovations or technologies in a timely and profitable manner, or 
to obtain timely certification, or to achieve market acceptance, or to avoid quality problems in our new products, could 
have a material adverse effect on our revenue and results of operations and subject us to losses including penalties, 
cancellation of orders, rejection of railcars by a customer and/or other losses. 

16

We  depend  on  our  senior  management  team  and  other  key  employees,  and  significant  attrition  within  our 
management team or unsuccessful succession planning for members of our senior management team and other 
key employees who are at or nearing retirement age, could adversely affect our business.

Our success depends in part on our ability to attract, retain and motivate senior management and other key employees. 
Achieving this objective may be difficult due to many factors, including fluctuations in global economic and industry 
conditions,  competitors’  hiring  practices,  cost  reduction  activities,  and  the  effectiveness  of  our  compensation 
programs. Competition for qualified personnel can be very intense. We must continue to recruit, retain and motivate 
senior management and other key employees sufficient to maintain our current business and support our future projects 
and  growth  objectives.  We  are  vulnerable  to  attrition  among  our  current  senior  management  team  and  other  key 
employees. Many members of our senior management team and other key employees are at or nearing retirement age. 
If we are unsuccessful in our succession planning efforts, the continuity of our business and results of operations could 
be adversely affected. A loss of any such personnel, or the inability to recruit and retain qualified personnel in the 
future, could have an adverse effect on our business, financial condition and results of operations. 

Shortages of skilled labor, increased labor costs, or failure to maintain good relations with our workforce could 
adversely affect our operations. 

We depend on skilled labor in the manufacture of railcars and marine barges, repair, refurbishment and maintenance 
of  railcars  and  provision  of  wheel  services  and  supply  of  parts.  Some  of  our  facilities  are  located  in  areas  where 
demand for skilled labor often exceeds supply. Shortages of some types of skilled labor such as welders and machine 
operators  could  restrict  our  ability  to  maintain  or  increase  production  rates,  lead  to  production  inefficiencies  and 
increase our labor costs. Due to the competitive nature of the labor markets in which we operate and the cyclical nature 
of the railcar industry, the resulting employment cycle increases our risk of not being able to recruit, train and retain 
the  employees  we  require  at  efficient  costs  and  on  reasonable  terms,  particularly  when  the  economy  expands, 
production rates are high or competition for such skilled labor increases. Additionally, we may develop an adverse 
relationship with our workforce or third party labor providers. We are a party to collective bargaining agreements with 
various labor unions at some of our operations. Disputes with regard to the terms and conditions of these agreements 
or our potential inability to negotiate acceptable contracts with these unions in the future could result in, among other 
things, strikes, work stoppages or other slowdowns by the affected workers. We cannot be assured that our relations 
with our workforce will remain positive. If our workers were to engage in a strike, work stoppage or other slowdown, 
or  other  employees  were  to  become  unionized  or  the  terms  and  conditions  in  future  labor  agreements  were 
renegotiated, or if union representation is implemented at such sites and we are unable to agree with the union on 
reasonable employment terms, including wages, benefits, and work rules, we could experience a significant disruption 
of  our  operations  and  incur  higher  ongoing  labor  costs.  Our  costs  to  recruit,  train  and  retain  necessary,  qualified 
employees may exceed our expectations. If we are unable to recruit, train and retain adequate numbers of qualified 
employees and third party labor providers on a timely basis or at a reasonable cost or on reasonable terms, our business 
and results of operations could be adversely affected.

Risks related to potential misconduct by employees may adversely impact us.

Our  employees  may  engage  in  misconduct,  fraud  or  other  improper  activities,  including  noncompliance  with  our 
policies or regulatory standards and requirements, which could subject us to regulatory sanctions and reputational 
damage and materially harm our business. It is not always possible to deter employee misconduct, and the precautions 
we take to prevent and detect this activity may not be effective in controlling unknown or unmanaged risks or losses, 
including  risks  associated  with  harassment,  as  well  as  whistleblower  complaints  and  litigation.  There  can  be  no 
assurance that we will succeed in preventing misconduct by employees in the future. In addition, the investigation of 
alleged misconduct  disrupts  our operations  and may harm the public’s perception of our company, which may be 
costly. Any such events in the future may have a material  adverse impact  on our financial  condition or results  of 
operations.

17

Some of our competitors are owned or financially supported by foreign governments and may sell products below 
cost or otherwise compete unfairly.

The markets in which we participate are intensely competitive and we expect them to remain intensely competitive 
into the foreseeable future. Some of our competitors are owned or financially supported by foreign governments or 
sovereign wealth funds, and may potentially sell products and services below cost, or otherwise compete unfairly, 
in order to gain market share. The relative competitiveness of our manufacturing facilities and products affects our 
performance. A number of competitive factors challenge or affect our ability to compete successfully including the 
introduction of competitive products and new entrants into our markets, a limited customer base and price pressures 
such as unfair competition and increases in raw materials and labor costs. If we do not compete successfully,  our 
market share, margin and results of operations may be adversely affected.  

We  have  potential  exposure  to  environmental  liabilities,  which  could  increase  our  operating  costs  or  have  an 
adverse effect on our results of operations. 

We  are  subject  to  extensive  national,  state,  foreign,  provincial  and  local  environmental  laws  and  regulations 
concerning, among other things, air emissions, water discharge, solid waste and hazardous substances handling and 
disposal and employee health and safety. These laws and regulations are complex and frequently change. We could 
incur unexpected costs, penalties and other civil and criminal liability if we, or in certain circumstances others, fail to 
comply with environmental  laws or permits issued pursuant to those laws. We also could incur costs or liabilities 
related to off-site waste disposal or remediating soil or groundwater contamination at our properties, including as set 
forth in Item 3, “Legal Proceedings.” In addition, future environmental laws and regulations may require significant 
capital expenditures or changes to our operations, or may impose liability on us in the future for actions that complied 
with then applicable laws and regulations when the action was taken.

Fires, natural disasters, pandemics, terrorism, or severe or unusual weather conditions could disrupt our business 
and result in loss of revenue or higher expenses or decreased demand for wheel services.

Any serious disruption at any of our facilities  due to pandemic, terrorism, fire, hurricane, earthquake, flood, other 
severe weather events or any other natural disaster could impair our ability to use our facilities and have a material 
adverse impact on our revenues and increase our costs and expenses. If there is a natural disaster or other serious 
disruption at any of our facilities, particularly at any of our Mexican or Arkansas facilities, it could impair our ability 
to adequately supply our customers, cause a significant disruption to our operations, cause us to incur significant costs 
to relocate or reestablish these functions and negatively impact our operating results. While we insure against certain 
business interruption risks, such insurance may not adequately compensate us for any losses incurred as a result of 
natural or other disasters.

Additionally,  seasonal  fluctuations  in  weather  conditions  may  lead  to  greater  variation  in  our  quarterly  operating 
results as unusually mild weather conditions will generally lead to lower demand for our wheel-related products and 
services. Unusually mild weather conditions throughout the year may reduce overall demand for our wheel-related 
products and repair services. If occurring for prolonged periods, such weather could have an adverse effect on our 
business, results of operations and financial condition.

Business, regulatory, and legal developments regarding climate change may affect the demand for our products or 
the ability of our critical suppliers to meet our needs.

Scientific studies have suggested that emissions of certain gases, commonly referred to as greenhouse gases (GHGs) 
including carbon dioxide and methane, may be contributing to warming of the Earth’s atmosphere and other climate 
changes. Legislation and new rules to regulate emission of GHGs have been introduced in numerous state legislatures, 
the U.S. Congress, and by the EPA. Some of these proposals would require industries to meet stringent new standards 
that  may  require  substantial  reporting  of  GHGs  and  other  carbon  intensive  activities  in  addition  to  potentially 
mandating reductions in our carbon emissions. While we cannot assess the direct impact of these or other potential 
regulations, we recognize that new climate change reporting or compliance protocols could affect our operating costs, 
the demand for our products and/or affect the price of materials, input factors and manufactured components which 
could impact our margins. Other adverse consequences of climate change could include an increased frequency of 
severe weather events and rising sea levels that could affect operations at our manufacturing facilities, the price of 
insuring company assets, or other unforeseen disruptions of our operations, systems, property or equipment.

18

Fluctuations in the availability and price of inputs could have an adverse effect on our ability to manufacture and 
sell our products profitably and could adversely affect our margins and revenue.

A significant portion of our business depends upon the adequate supply of steel, other raw materials, and energy at 
competitive prices. A small number of suppliers fulfill a substantial amount of our requirements. The cost of steel and 
all other materials used in the production of our railcars represents more than half of our direct manufacturing costs 
per railcar and in the production of our marine barges represents more than 30% of our direct manufacturing costs per 
marine barge. Our cost of acquiring steel, components, and other raw materials, to manufacture our railcars and marine 
barges are impacted by tariffs. The loss of suppliers or their inability to meet our price, quality, quantity and delivery 
requirements could have an adverse effect on our ability to manufacture and sell our products on a cost-effective basis. 
If we are not able to purchase materials and energy at competitive prices, our ability to produce and sell our products 
on  a  cost  effective  basis  could  be  adversely  impacted  which,  in  turn,  could  adversely  affect  our  revenue  and 
profitability. Our fixed-price contracts generally anticipate material price increases and surcharges. If we are unable 
to adjust our selling prices or have adequate protection in our contracts against changes in material prices, our margins 
could be adversely affected. Additionally, a portion of our Wheels, Repair & Parts businesses involve scrapping steel 
parts and the resulting revenue from such scrap steel increases our margins and revenues. When the price of scrap 
steel declines, our revenues and margins in such businesses decrease.

Our debt could have negative consequences to our business or results of operations. 

We  face  several  risks  due  to  our  debt  and  debt  service  obligations  including  our  potential  inability  to  satisfy  our 
financial  obligations  related  to  our  consolidated  indebtedness;  potential  breach  of  the  covenants  in  our  credit 
agreements; our ability to borrow additional amounts or refinance existing indebtedness in the future to fund operating 
needs may be limited or costly; our availability of cash flow may be inadequate because a portion of our cash flow is 
needed to pay principal and interest on our debt; we may be vulnerable to competitive pressures and to general adverse 
economic or industry conditions, including fluctuations in market interest rates or a downturn in our business; we may 
be  at  a  competitive  disadvantage  relative  to  our  competitors  that  have  greater  financial  resources  than  us  or  more 
flexible capital structures than us; we face additional exposure to the risk of increased interest rates as certain of our 
borrowings are at variable rates of interest, which could result in higher interest expense in the event of an increase in 
interest rates; restrictions under debt agreements may adversely interfere with our financial and operating flexibility 
and subjecting us to other risks; and exposure to the possibility that we may suffer a material adverse effect on our 
business and financial condition if we are unable to service our debt or obtain additional financing, as needed.

We, our subsidiaries, and our joint ventures may incur additional indebtedness, including secured indebtedness, and 
other obligations and liabilities that do not constitute indebtedness. This could increase the risks associated with our 
debt. Some of our credit facilities and existing indebtedness use the London Interbank Offered Rates (LIBOR) as 
a benchmark for establishing interest rates. LIBOR is the subject of recent proposals for reform. The consequences 
of  these  developments  with  respect  to  LIBOR  cannot  be  entirely  predicted  at  this  time,  but  could  result  in  an 
increase in the cost of our variable rate debt.

Our product and service warranties could expose us to significant claims.

We offer our customers limited warranties for many of our products and services. Accordingly, we may be subject to 
significant  warranty  claims  in  the  future,  such  as  multiple  claims  based  on  one  defect  repeated  throughout  our 
production or servicing processes, claims for which the cost of repairing the defective part is highly disproportionate 
to the original cost of the part or defects in railcars or services which we discover in the future resulting in increased 
warranty costs or litigation. Warranty and product support terms may expand beyond those which have traditionally 
prevailed in the rail supply industry. These types of warranty claims could result in costly product recalls, customers 
seeking monetary damages, significant repair costs and damage to our reputation. If warranty claims attributable to 
actions  of  third  party  component  manufacturers  are  not  recoverable  from  such  parties  due  to  their  poor  financial 
condition or other reasons, we could be liable for warranty claims and other risks for using these materials in our 
products. 

19

Train derailments or other accidents or claims could subject us to legal claims that adversely impact our business, 
financial condition and our results of operations.

We provide a number of services which include the manufacture and supply of new railcars, wheels, components and 
parts and the lease and repair of railcars for our customers that transport a variety of commodities, including tank 
railcars  that  transport  hazardous  materials  such  as  crude  oil,  ethanol  and  other  products.  In  addition,  we  have  a 
Regulatory Services Group which offers regulatory, engineering, process consulting and advocacy support to the 
tank  car  and  petrochemical  rail  shipper  community,  among  other  services.  We  could  be  subject  to  various  legal 
claims, including claims of negligence, personal injury, physical damage and product or service liability, or in some 
cases strict liability, as well as potential penalties and liability under environmental laws and regulations, in the event 
of a derailment or other accident involving railcars, including tank railcars whether resulting from natural disasters, 
human error, terrorism, or other causes. If we become subject to any such claims and are unable successfully to resolve 
them or maintain inadequate insurance for such claims, our business, financial condition and results of operations 
could be materially adversely affected.

Our products may be sold to third parties who may misuse, improperly install or improperly or inadequately maintain 
or repair such products thereby potentially exposing us to claims that could increase our costs and weaken our financial 
condition. The products we manufacture are designed to work optimally when properly operated, installed, repaired, 
maintained and used to transport the intended cargo. When this does not occur, we may be subjected to claims or 
litigation associated with product damage, injuries or property damage that could increase our costs and weaken our 
financial condition.

Changes  in,  or  failure  to  comply  with,  applicable  regulations  may  adversely  impact  our  business,  financial 
condition and results of operations.

Our company and the other participants in our industry are subject to regulation by governmental agencies. These 
authorities establish, interpret, and enforce rules and regulations for the railcar industry. New rules and regulations 
and  shifting  enforcement  priorities  of  regulators  could  increase  our  operating  costs  and  the  operating  costs  of  our 
customers. Changes to the process for obtaining regulatory approval in Europe for the operation of new or modified 
railcars may make it more difficult for us to deliver products timely and to comply with our sales contracts. 

We cannot guarantee that we or our suppliers will be in compliance at all times and compliance may prove to be more 
costly and limiting than we currently anticipate and compliance requirements could increase in future years. If we or 
our suppliers fail to comply with applicable requirements and regulations, we could face sanctions and penalties that 
could negatively affect our financial results.

The timing of our asset sales and related revenue recognition could cause significant differences in our quarterly 
results and liquidity.

We may build products in anticipation of a customer order, or lease railcars to a customer with the aim of selling such 
railcars on lease to a third party. In such cases, the lag between production and sale results in uneven recognition of 
revenue  and  earnings  over  time.  Our  production  during  any  given  period  may  be  concentrated  in  relatively  few 
contracts, intensifying the amplitude and irregularity of our revenue streams. The timing of recognizing revenue on a 
railcar is also materially impacted by our decision whether to lease the railcar to a lessee, sell the railcar, or syndicate 
the railcar with a lease attached to an investor. In addition, we periodically sell railcars from our own lease fleet and 
the timing and volume of such sales are difficult to predict. As a result, comparisons of our manufacturing revenue, 
deliveries, quarterly net gain on disposition of equipment, income and liquidity between quarterly periods within one 
year  and  between  comparable  periods  in  different  years  may  not  be  meaningful  and  should  not  be  relied  upon  as 
indicators of our future performance.

Unanticipated  changes  in  our  tax  provisions  or  exposure  to  additional  income  tax  liabilities  could  affect  our 
financial condition and profitability and we may take tax positions that the Internal Revenue Service or other tax 
authorities may contest. 

We are subject to income taxes in both the United States and foreign jurisdictions. Significant judgments and estimates 
are required to be made in determining our worldwide provision for income taxes. Changes in estimates of projected 

20

future operating results, loss of deductibility of items, recapture of prior deductions (including related to interest on 
convertible notes), limitations on our ability to utilize tax net operating losses in the future or changes in assumptions 
regarding our ability to generate future taxable income could result in significant increases to our tax expense and 
liabilities that could adversely affect our financial condition and profitability.

We have in the past and may in the future take tax positions that the Internal Revenue Service (IRS) or other tax 
authorities may contest. We are required by an IRS regulation to disclose particular tax positions to the IRS as part of 
our tax returns for that year and future years. If the IRS or other tax authorities successfully contests a tax position 
that we take, we may be required to pay additional taxes, interest or fines that may adversely affect our results of 
operations and financial position. 

Changes in the credit markets and the financial services industry could negatively impact our business, results of 
operations, financial condition or liquidity.

The credit markets and the financial services industry may experience volatility which can result in tighter availability 
of credit on more restrictive terms and limit our ability to sell railcar assets or to syndicate railcars to investors with 
leases attached. Our liquidity, financial condition and results of operations could be negatively impacted if our ability 
to  borrow  money  to  finance  operations,  obtain  credit  from  trade  creditors,  obtain  credit  to  maintain  our  hedging 
programs, offer leasing products to our customers or sell railcar assets were to be impaired. In addition, scarcity of 
capital could also adversely affect our customers’ ability to purchase, lease, or pay for products from us or adversely 
affect our suppliers’ ability to provide us with product. Any of these conditions or events could result in reductions in 
our revenues, increased price competition, or increased operating costs, which could adversely affect our business, 
financial condition and results of operations. 

Our stock price has been volatile and may continue to experience large fluctuations.

The price of our common stock has experienced rapid and significant price fluctuations. The price for our common 
stock is likely to continue to be volatile and subject to price and volume fluctuations in response to market and other 
factors, including the factors discussed elsewhere in these risk factors. A material decline in the price of our common 
stock  may  result  in  the  assertion  of  certain  claims  against  us,  and/or  the  commencement  of  inquiries  and/or 
investigations against us. A prolonged decline in the price of our common stock could result in a reduction in the 
liquidity of our common stock, a reduction in our ability to raise capital, and the inability of investors to obtain a 
favorable selling price for their shares. Following periods of volatility in the market price of their stock, historically 
many companies have been the subject of securities class action litigation. If we became involved in securities class 
action litigation in the future, it could result in substantial costs and diversion of our management’s attention and our 
resources and could harm our stock price, business, prospects, financial condition and results of operations.

Changes in accounting standards or inaccurate estimates or assumptions in the application of accounting policies 
could adversely affect our financial results.

Our accounting policies and methods are fundamental to how we record and report our financial condition and results 
of operations. Some of these policies require use of estimates and assumptions that may affect the reported value of 
our  assets  or  liabilities  and  financial  results  and  are  critical  because  they  require  management  to  make  difficult, 
subjective, and complex judgments about matters that are inherently uncertain. Estimates, judgments and assumptions 
underlying the accompanying consolidated financial statements include, but are not limited to, income taxes, warranty 
accruals, environmental costs, revenue recognition, depreciation and amortization, impairment of long-lived assets, 
litigation, and accrued liabilities, among other estimates. If our accounting policies, methods, judgments, assumptions, 
estimates and allocations prove to be incorrect, or if circumstances change, our business, financial condition, results 
of operations, liquidity, ability to pay dividends or stock price may be materially adversely affected.

Accounting  standard  setters  and  those  who  interpret  the  accounting  standards  (such  as  the  Financial  Accounting 
Standards Board, the SEC, and our independent registered public accounting firm) may amend or even reverse their 
previous interpretations or positions on how these standards should be applied. In some cases, we could be required 
to  apply  a  new  or  revised  standard  retrospectively,  resulting  in  the  revision  of  prior  period  financial  statements. 
Changes  in  accounting  standards  can  be  hard  to  predict  and  can  materially  impact  how  we  record  and  report  our 
financial condition and results of operations

21

Our financial performance and market value could cause future write-downs of goodwill or intangibles or other 
long-lived assets in future periods.

We are required to perform an annual impairment review of goodwill and indefinite lived assets which could result in 
an impairment charge if it is determined that the carrying value of the asset is in excess of the fair value. We perform 
a goodwill impairment test annually during our third quarter. Goodwill is also tested more frequently if changes in 
circumstances or the occurrence of events indicates that a potential impairment exists.

When we have continued underperforming operations or changes in circumstances, such as a decline in the market 
price  of  our  common  stock,  changes  in  demand  or  in  the  numerous  variables  associated  with  the  judgments, 
assumptions and estimates made in assessing the appropriate valuation of goodwill indicate the carrying amount of 
certain indefinite lived assets may not be recoverable, the assets are evaluated for impairment. Among other things, 
our assumptions used in the valuation of goodwill include growth of revenue and margins and increased cash flows 
over time. If actual operating results were to differ from these assumptions, it may result in an impairment of goodwill. 
As of August 31, 2020, we had $87.0 million of goodwill in our Manufacturing segment and $43.3 million in our 
Wheels, Repair & Parts segment. Impairment charges to our goodwill or our indefinite lived assets would impact our 
results of operations. Future write-downs of goodwill and intangibles could affect certain of the financial covenants 
under debt instruments and could restrict our financial flexibility. In the event of goodwill impairment, we may have 
to test other assets for impairment.

Our current shareholders could experience dilution.

We require substantial working capital to fund our business. If additional funds are raised through the issuance of 
equity securities or convertible securities, the percentage ownership held by our shareholders would be reduced and 
the  equity  securities  we  issue  may  have  rights,  preferences  or  privileges  senior  to  those  of  our  common  stock. 
Additionally, we have the option to settle outstanding convertible notes in cash, although if we opt not to or do not 
have the ability to settle outstanding convertible notes in cash, the conversion of some or all of our convertible notes 
may  dilute  the  ownership  interests  of  existing  shareholders.  Any  sales  in  the  public  market  of  the  common  stock 
issuable upon the conversion of the notes could adversely affect prevailing market prices of our common stock. In 
addition, the existence of the notes may encourage short selling by market participants, because the conversion of the 
notes could depress the price of our common stock. 

Certain provisions in our charter documents, Oregon law, and our debt instruments could make an acquisition of 
our  company  more  difficult,  limit  attempts  by  our  stockholders  to  replace  or  remove  members  of  our  board  of 
directors and may adversely affect the market price of our common stock.

Our Articles of Incorporation and Bylaws, Oregon law, and contracts and debt instruments to which we are a party, 
contain certain provisions that could delay, defer or prevent an acquisition proposal that some, or a majority, of our 
shareholders might believe to be in their best interests or in which shareholders might receive a premium for their 
common  stock  over  the  then-prevailing  market  price.  These  provisions  could  also  dissuade  shareholders  or  third 
parties from contesting director elections and could cause investors to view our securities as less attractive investments 
and reduce the market price of our common stock. These provisions are described in further detail in “Description of 
the Registrant’s Securities Under Section 12 of the Securities Exchange Act of 1934” annexed as Exhibit 4.3 to this 
Annual Report. 

Payments of cash dividends on our common stock may be made only at the discretion of our Board of Directors 
and may be restricted by Oregon law.

Any decision to pay dividends will be at the discretion of our Board of Directors and will depend upon our operating 
results, strategic plans, capital requirements, financial condition, provisions of our borrowing arrangements and other 
factors our Board of Directors considers relevant. Furthermore, Oregon law imposes restrictions on our ability to pay 
dividends. Accordingly, we may not be able to continue to pay dividends in any given amount in the future, or at all.

22

Our business and operations could be negatively affected if we become subject to shareholder activism, which could 
cause us to incur significant expense, hinder execution of our business strategy and impact our stock price.

Shareholder  activism  which  could  take  many  forms,  including  potential  proxy  contests  and  public  information 
campaigns continues to increase. Shareholder activism could result in substantial costs to the Company, give rise to 
perceived uncertainties as to our future, adversely affect our relationships with suppliers, customers, and regulators, 
make it more difficult to attract and retain qualified personnel, and adversely impact our stock price. 

If we are unable to protect our intellectual property or if third parties assert that our products or services infringe 
their  intellectual  property  rights,  our  ability  to  compete  in  the  market  may  be  harmed,  and  our  business  and 
financial condition may be adversely affected.

If our intellectual property rights are not adequately protected, we may not be able to commercialize our technologies, 
products or services and our competitors could commercialize our technologies, which could result in a decrease in 
our  sales  and  market  share  and  could  materially  adversely  affect  our  business,  financial  condition  and  results  of 
operations. Conversely, third parties might assert that our products, services, or other business activities infringe their 
patents  or  other  intellectual  property  rights.  Infringement  and  other  intellectual  property  claims  and  proceedings 
brought against us, whether successful or not, could result in substantial litigation and judgment costs and harm our 
reputation. 

Insurance coverage could be costly, unavailable or inadequate. 

The ability to insure our businesses, facilities and rail assets is an important aspect of our ability to manage risk. As 
there are only limited providers of this insurance to the railcar industry, there is no guarantee that such insurance will 
be available on a cost-effective basis in the future. In addition, we cannot assure that our insurance carriers will be 
able to pay current or future claims. Additionally, the nature of our business subjects us to physical damage, business 
interruption and product liability claims, especially in connection with the repair and manufacture of products that 
carry hazardous or volatile materials. Although we maintain liability insurance coverage at commercially reasonable 
levels  compared  to  similarly  sized  heavy  equipment  manufacturers,  an  unusually  large  physical  damage,  business 
interruption  or  product  liability  claim  or  a  series  of  claims  based  on  a  failure  repeated  throughout  our  production 
process could exceed our insurance coverage or result in damage to our reputation, which could materially adversely 
impact our financial condition and results of operations.

Some of our customers place orders for our products in reliance on their ability to utilize tax benefits or tax credits 
any of which benefits or credits could be discontinued thereby reducing incentives for our customers to purchase 
our rail products. 

There is no assurance that tax authorities will reauthorize, modify, or prevent the expiration of tax benefits, tax credits, 
or other policies aimed to incentivize the purchase of our products. If such incentives are discontinued or diminished, 
the demand for our products could decrease, thereby creating the potential for a material adverse effect on our financial 
condition or results of operations. 

Our share repurchase program is intended to enhance long-term shareholder value although we cannot guarantee 
this will occur and this program may be suspended or terminated at any time.

The  Board  of  Directors  has  authorized  our  company  to  repurchase  our  common  stock  through  a  share  repurchase 
program. Our share repurchase program may be modified, suspended or discontinued at any time without prior notice. 
Although  the  share  repurchase  program  is  intended  to  enhance  long-term  shareholder  value,  we  cannot  provide 
assurance that this will occur.

23

Item 1B. UNRESOLVED STAFF COMMENTS

None.

Item 2. PROPERTIES

We operate at the following primary facilities as of August 31, 2020:

Description

Location

Status

Manufacturing Segment

Operating facilities:

6 locations in the United States
3 locations in Mexico

3 locations in Poland
3 locations in Romania
1 location in Turkey

Owned 
Owned – 2 locations
Leased – 1 location
Owned
Owned
Owned

Administrative offices:

2 locations in the United States

Leased

Wheels, Repair & Parts Segment

Operating facilities:

20 locations in the United States 

Administrative offices:

Birmingham, Alabama

Leasing & Services Segment

Corporate offices, railcar             
marketing and leasing activities:

Lake Oswego, Oregon

Leased – 11 locations
Owned – 9 locations

Leased

Leased

We  believe  that  our  facilities  are  in  good  condition  and  that  the  facilities,  together  with  anticipated  capital 
improvements  and  additions,  are  adequate  to  meet  our  operating  needs  for  the  foreseeable  future.  We  continually 
evaluate our facilities in order to remain competitive and to take advantage of market opportunities.

Item 3. LEGAL PROCEEDINGS

There is hereby incorporated by reference the information disclosed in Note 21 - Commitments and Contingencies    
to Consolidated Financial Statements, Part II, Item 8 of this Form 10-K. 

Item 4. MINE SAFETY DISCLOSURES

Not applicable.

24

Information about our Executive Officers

Current information regarding our executive officers is presented below. 

William A. Furman, 76, is Chief Executive Officer and Chairman of the Board of Directors. Mr. Furman has served 
as Chief Executive Officer since 1994, and as Chairman of the Board of Directors since January 2014. Mr. Furman 
was Vice President of the Company, or its predecessor company, from 1974 to 1994 and President of the Company 
from 1994 to 2019.

Martin R. Baker, 64, is Senior Vice President, General Counsel and Chief Compliance Officer, a position he has held 
since joining the Company in May 2008. Prior to joining the Company, Mr. Baker was Corporate Vice President, 
General Counsel and Secretary of Lattice Semiconductor Corporation. 

Alejandro Centurion, 64, is Executive Vice President of the Company and President of Greenbrier Manufacturing 
Operations, a position he has held since January 2015. Mr. Centurion has served in various management positions for 
the Company since 2005, most recently as President of North American Manufacturing Operations.  

Brian J. Comstock, 58, is Executive Vice President, Sales and Marketing, a position he has held since April 2018. Mr. 
Comstock has served in various management positions for the Company since 1998, most recently as Senior Vice 
President and General Manager of Commercial, Americas.

Adrian J. Downes, 57, is Senior Vice President, Chief Financial Officer and Chief Accounting Officer. Mr. Downes 
has served as Senior Vice President and Chief Accounting Officer since joining the Company in March 2013. Mr. 
Downes was promoted to Acting Chief Financial Officer in August 2018 and was promoted to Chief Financial Officer 
in May 2019. 

Mark J. Rittenbaum, 63, is Executive Vice President, Chief Commercial and Leasing Officer, a position he has held 
since February 2016. Mr. Rittenbaum has served in various management positions for the Company since 1990, most 
recently as Executive Vice President and Chief Financial Officer.

Lorie L. Tekorius, 53, is President and Chief Operating Officer. Ms. Tekorius has served as Chief Operating Officer 
since August 2018 and was promoted to President in August 2019. Ms. Tekorius has served in various management 
positions for the Company since 1995, most recently as Executive Vice President and Chief Operating Officer and 
prior to that, as Executive Vice President and Chief Financial Officer.

Executive officers are designated by the Board of Directors. No director or executive officer has a family relationship 
with any other director or executive officer of the Company.

25

PART II

Item 5. MARKET  FOR  REGISTRANT’S  COMMON  EQUITY,  RELATED  STOCKHOLDER  MATTERS  AND  ISSUER 

PURCHASES OF EQUITY SECURITIES

Our common stock has been traded on the New York Stock Exchange under the symbol GBX since July 14, 1994. 
There were approximately 550 holders of record of common stock as of October 27, 2020. 

Issuer Purchases of Equity Securities

The Board of Directors has authorized the Company to repurchase shares of the Company’s common stock. The share 
repurchase program has an expiration date of March 31, 2021 and the amount remaining for repurchase is $100 million 
as of August 31, 2020. There were no shares repurchased under the share repurchase program during the year ended 
August 31, 2020.

Performance Graph

The following graph demonstrates a comparison of cumulative total returns for the Company's Common Stock, the 
Dow Jones U.S. Industrial Transportation Index and the Standard & Poor’s (S&P) 500 Index. The graph assumes an 
investment  of  $100  on  August  31,  2015  in  each  of  the  Company's  Common  Stock  and  the  stocks  comprising  the 
indices. Each of the indices assumes that all dividends were reinvested and that the investment was maintained to and 
including August 31, 2020, the end of the Company’s 2020 fiscal year.

26

The comparisons in this table are required by the SEC, and therefore, are not intended to forecast or be indicative of 
possible future performance of our Common Stock.

COMPARISON OF 5 YEAR CUMULATIVE TOTAL RETURN*
Among The Greenbrier Companies, Inc., the S&P 500 Index 
and the Dow Jones US Industrial Transportation Index

$250

$200

$150

$100

$50

$0

8/15

8/16

8/17

8/18

8/19

8/20

The Greenbrier Companies, Inc.

S&P 500

Dow Jones US Industrial Transportation

*$100 invested on 8/31/15 in stock or index, including reinvestment of dividends.
Fiscal year ending August 31.

Copyright© 2020 Standard & Poor's, a division of S&P Global. All rights reserved.
Copyright© 2020 S&P Dow Jones Indices LLC, a division of S&P Global. All rights reserved.

Equity Compensation Plan Information

Equity  Compensation  Plan  Information  is  hereby  incorporated  by  reference  to  the  “Equity  Compensation  Plan 
Information” table in Registrant’s definitive Proxy Statement to be filed pursuant to Regulation 14A, which Proxy 
Statement is anticipated to be filed with the Securities and Exchange Commission within 120 days after the end of the 
Registrant’s year ended August 31, 2020.

27

Item 6. SELECTED FINANCIAL DATA 

(In thousands, except unit and per share data)

2020

YEARS ENDED AUGUST 31,
2018

2017

2019

2016

Statement of Operations Data
Revenue:

Manufacturing
Wheels, Repair & Parts
Leasing & Services

Earnings from operations
Net earnings attributable to Greenbrier
Basic earnings per common share
   attributable to Greenbrier:
Diluted earnings per common share
   attributable to Greenbrier:
Weighted average common shares
   outstanding:
Basic
Diluted

Dividends declared per common share
Balance Sheet Data
Total assets
Revolving notes and notes payable, net
Total equity
Other Operating Data
New railcar units delivered
New railcar backlog (units) (1)
New railcar backlog (1)
Lease fleet:

Units managed
Units owned
Cash Flow Data
Capital expenditures:
Manufacturing
Wheels, Repair & Parts
Leasing & Services

Proceeds from sale of assets
Depreciation and amortization:

Manufacturing
Wheels, Repair & Parts
Leasing & Services

324,670     
117,548     

 $2,349,971    $2,431,499  
444,502  
157,590  
 $2,792,189    $3,033,591  
 $ 168,429    $ 184,116  
 $

 $2,044,586  
347,023  
127,855  
 $2,519,464  
 $ 252,985  

 $2,096,331 
322,395 
260,798 
 $2,679,524 
 $ 408,552 
71,076 (2)  $ 151,781 (3)  $ 116,067 (3)  $ 183,213 

 $1,725,188  
312,679  
131,297  
 $2,169,164  
 $ 260,432  

48,967    $

 $

 $

 $

1.50    $

2.18  

 $

4.92  

 $

3.97  

 $

6.28 

1.46    $

2.14  

 $

4.68  

 $

3.65  

 $

5.73 

32,670     
33,441     
1.06    $

32,615  
33,165  
1.00  

 $

30,857  
32,835  
0.96  

 $

29,225  
32,562  
0.86  

 $

29,156 
32,468 
0.81 

 $3,173,834    $2,990,637  
 $1,155,614    $ 850,000  
 $1,473,055    $1,441,697  

 $2,465,464  
 $ 463,930  
 $1,384,215  

 $2,397,705  
 $ 562,552  
 $1,178,893  

 $1,835,774 
 $ 301,853 
 $1,016,827 

19,900     
24,600     

22,500  
30,300  
 $2,420,000    $3,280,000  

19,000  
27,400  
 $2,740,000  

15,700  
28,600  
 $2,800,000  

20,300 
27,500 
 $3,190,000 

393,000     
8,300     

380,000  
9,400  

357,000  
8,100  

336,000  
8,300  

264,000 
8,900 

 $

 $
 $

85,155  
48,202    $
13,291  
11,662     
99,787  
7,015     
66,879    $ 198,233  
83,484    $ 125,427  

 $

59,707  
5,204  
111,937  
 $ 176,848  
 $ 153,224  

 $

78,010    $
12,567     
19,273     
 $ 109,850    $

49,240  
13,024  
21,467  
83,731  

 $

 $

44,225  
10,771  
19,360  
74,356  

 $

 $
 $

 $

 $

54,973  
3,129  
27,963  
86,065  
24,149  

 $

51,294 
10,190 
77,529 
 $ 139,013 
 $ 103,715 

33,807  
11,143  
20,179  
65,129  

 $

 $

27,137 
11,971 
24,237 
63,345  

(1) Beginning in 2017, new railcar backlog units and value included our Brazilian manufacturing operations, which are accounted for 

under the equity method.

(2) 2019 includes a non-cash goodwill impairment charge of $10.0 million related to the Company’s repair operations.
(3) 2018 and 2017 includes the Company’s portion of non-cash goodwill impairment charges taken by GBW Railcar Services (GBW). 
As the Company accounted for GBW under the equity method of accounting, its 50% share of the non-cash goodwill impairment 
losses recognized by GBW was $9.5 million after-tax in 2018 and $3.5 million after-tax in 2017.

28

 
 
 
 
    
  
 
  
 
  
 
 
  
      
   
  
   
  
   
  
  
  
      
   
  
   
  
   
  
  
  
  
  
  
  
  
  
  
 
  
      
   
  
   
  
   
  
  
  
  
  
  
  
  
  
  
  
      
   
  
   
  
   
  
  
  
      
   
  
   
  
   
  
  
  
  
  
  
  
  
  
  
  
      
   
  
   
  
   
  
  
  
  
  
  
  
  
  
  
  
      
   
  
   
  
   
  
  
  
      
   
  
   
  
   
  
  
  
  
  
  
  
  
  
  
 
  
      
   
  
   
  
   
  
  
  
  
  
  
  
  
  
  
 
Item 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Executive Summary

We achieved solid financial performance in 2020, successfully weathering and responding to the challenges of a rail 
freight recession and the COVID-19 pandemic. Management quickly executed on three key priorities:

(cid:129)

Set a goal of liquidity and cost savings to exceed $1 billion. This goal was exceeded with liquidity at August 
31, 2020 of $920 million and almost $200 million of cost saving initiatives and additional borrowing capacity 
currently  in  progress.  Over  90%  of  our  liquidity  is  in  cash,  further  protecting  us  from  any  shocks  to  the 
banking and financial markets. Liquidity is defined as Cash and cash equivalents plus available borrowing 
capacity. 

(cid:129) Maintain  continuity  of  operations  through  achieving  and  maintaining  essential  infrastructure  business,  or 
equivalent, in all our jurisdictions around the world as well as focusing on the safety of our workforce through 
enhanced safety protocols.

(cid:129)

Reduce  spending  through  significant  reductions  in  overhead,  selling  and  administrative  costs  and  capital 
expenditures. We have reduced employee headcount from approximately 17,100 to approximately 10,600 
over the course of the year and have reduced capital expenditures by approximately $131 million compared 
to 2019.

As a result of these and other actions, we delivered diluted earnings per share of $1.46 in 2020 and achieved a gross 
margin of 12.6% compared to 12.1% in 2019, despite an 8% reduction in revenues. In addition, we achieved synergies 
of $15 million related to the ARI acquisition, meeting our stated goal, despite the headwinds of lower volumes and 
travel restrictions which impacted our ability to fully identify and implement best practices. 

These actions have put us in a strong position to navigate the current economic and pandemic challenges while being  
poised to quickly respond to improving demand as the economy and the rail freight industry recovers, as a leaner and 
more efficient company.

Our total manufacturing backlog of railcar units as of August 31, 2020 was approximately 24,600 with an estimated 
value of $2.42 billion. Approximately 9% of backlog units and 6% of estimated backlog value as of August 31, 2020 
was associated with our Brazilian manufacturing operations which is accounted for under the equity method. Backlog 
units for lease may be syndicated to third parties or held in our own fleet depending on a variety of factors. Multi-year 
supply agreements are a part of rail industry practice. A portion of the orders included in backlog reflects an assumed 
product mix. Under terms of the orders, the exact mix and pricing will be determined in the future, which may impact 
backlog. Marine backlog as of August 31, 2020 was $51 million.

Our backlog of railcar units and marine vessels is not necessarily indicative of future results of operations. Certain 
orders in backlog are subject to customary documentation and completion of terms. Customers may attempt to cancel 
or modify orders in backlog. Historically, little variation has been experienced between the quantity ordered and the 
quantity actually delivered, though the timing of deliveries may be modified from time to time. 

COVID-19 and the Downturn in Global Economic Activity

We are closely monitoring and managing the impacts on our business of the COVID-19 coronavirus pandemic, the 
significant  decline  in  global  economic  activity,  and  governmental  reactions  to  these  historic  events  (“COVID-19 
Events”). 

Our  manufacturing  and  service  facilities  continue  regular  operations.  We  function  as  an  essential  infrastructure 
business under guidance issued by the Department of Homeland Security. Similar guidelines and authorities exist in 
other  nations  where  we  operate.  Since  the  emergence  of  COVID-19,  our  facilities  in  the  United  States  have  been 
permitted to continue to operate subject to enhanced safety protocols, both voluntary and government mandated, that 
aim to protect the health of our workforce and the residents of the communities in which our facilities are located. The 

29

situation is similar in our facilities in Mexico, Europe, Brazil and Turkey which also have been permitted by applicable 
governmental authorities to operate subject to enhanced health and safety protocols. 

Certain of our businesses recorded a decrease in operating profits compared against the year ended August 31, 2019 
which we attribute primarily to the cyclical decrease in economic activity in the freight rail equipment market which 
began prior to the emergence of COVID-19 (“Cyclical Downturn”). The Cyclical Downturn has intensified as a result 
of the COVID-19 Events.  Our liquidity position strengthened during the year ended August 31, 2020 due to cash flow 
from operations, spending reductions and increased borrowing capacity. 

As described in Part I, Item 1A “Risk Factors” of this Annual Report on Form 10-K, COVID-19 Events may have a 
material  negative  impact  on  our  business,  liquidity,  results  of  operations,  and  stock  price.  Beyond  these  general 
observations, we are unable to predict when, how, or with what magnitude COVID-19 Events, in combination with 
the Cyclical Downturn, will negatively impact our business due to numerous uncertainties, including the duration of 
the COVID-19 pandemic, the duration of the global decline in economic activity, the impact of those events to our 
customers, suppliers and employees, and actions that may be taken by governmental authorities, including potentially 
preventing or curtailing the operations of our plants and/or shops, and other consequences.

30

Overview

Revenue, Cost of revenue, Margin and Earnings from operations presented below, include amounts from external 
parties and exclude intersegment activity that is eliminated in consolidation. 

(In thousands, except per share amounts)

Revenue:

Manufacturing
Wheels, Repair & Parts
Leasing & Services

Cost of revenue:

Manufacturing
Wheels, Repair & Parts
Leasing & Services

Margin:

Manufacturing
Wheels, Repair & Parts
Leasing & Services

Selling and administrative
Net gain on disposition of equipment
Goodwill impairment
Earnings from operations
Interest and foreign exchange
Earnings before income tax and earnings (loss) from
   unconsolidated affiliates
Income tax expense
Earnings before earnings (loss) from unconsolidated affiliates
Earnings (loss) from unconsolidated affiliates
Net earnings
Net earnings attributable to noncontrolling interest
Net earnings attributable to Greenbrier
Diluted earnings per common share

  $
  $

2020

Years ended August 31,
2019

2018

  $

2,349,971    $
324,670     
117,548     
2,792,189     

2,431,499    $
444,502     
157,590     
3,033,591     

2,044,586 
347,023 
127,855 
2,519,464 

2,065,169     
302,189     
71,700     
2,439,058     

2,137,625     
420,890     
108,590     
2,667,105     

1,727,407 
318,330 
64,672 
2,110,409 

284,802     
22,481     
45,848     
353,131     
204,706     
(20,004)    
—     
168,429     
43,619     

124,810     
(40,184)    
84,626     
2,960     
87,586     
(38,619)    
48,967    $
1.46    $

293,874     
23,612     
49,000     
366,486     
213,308     
(40,963)    
10,025     
184,116     
30,912     

153,204     
(41,588)    
111,616     
(5,805)    
105,811     
(34,735)    
71,076    $
2.14    $

317,179 
28,693 
63,183 
409,055 
200,439 
(44,369)
— 
252,985 
29,368 

223,617 
(32,893)
190,724 
(18,661)
172,063 
(20,282)
151,781 
4.68  

Performance for our segments is evaluated based on Earnings from operations (operating profit). Corporate includes 
selling and administrative costs not directly related to goods and services and certain costs that are intertwined among 
segments due to our integrated business model. Management does not allocate Interest and foreign exchange or Income 
tax expense for either external or internal reporting purposes.

(In thousands)

Operating profit (loss):
Manufacturing
Wheels, Repair & Parts
Leasing & Services
Corporate

2020

Years ended August 31,
2019

2018

  $

  $

197,388    $
9,032     
40,927     
(78,918)    
168,429    $

217,583    $
(2,941)    
64,763     
(95,289)    
184,116    $

240,901 
16,731 
88,481 
(93,128)
252,985  

31

 
 
 
 
   
   
 
   
      
      
  
   
   
 
   
   
      
      
  
   
   
   
 
   
   
      
      
  
   
   
   
 
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
   
   
 
   
      
      
  
   
   
   
 
Consolidated Results 

(In thousands)

Revenue
Cost of revenue
Margin (%)
Net earnings attributable
   to Greenbrier

*

Not meaningful

Years ended August 31,

2020 vs 2019

2019 vs 2018

2020
 $2,792,189 
 $2,439,058 

2019
 $3,033,591 
 $2,667,105 

2018
 $2,519,464 
 $2,110,409 

12.6%  

12.1%  

16.2%  

Increase
(Decrease)  
 $(241,402)   
 $(228,047)   
0.6% 

%
Change 

Increase
(Decrease)  
(8.0)%   $514,127 
(8.6)%   $556,696 

%
Change 
   20.4%
   26.4%

* 

(4.1)% 

* 

 $

48,967 

 $

71,076 

 $ 151,781 

 $ (22,109)    (31.1)%   $ (80,705)

   (53.2)%

Beginning July 26, 2019, the consolidated results included the results of the manufacturing business of ARI which 
were additive to revenue and cost of revenue for the year ended August 31, 2020.

Through our integrated business model, we provide a broad range of custom products and services in each of our 
segments, which have various average selling prices and margins. The demand for and mix of products and services 
delivered changes from period to period, which causes fluctuations in our results of operations. 

The 8.0% decrease in revenue in 2020 compared to 2019 was primarily due to a 27.0% decrease in Wheels, Repair & 
Parts revenue. The decrease in Wheels, Repair & Parts revenue was primarily a result of lower wheelset, component 
and parts volumes due to lower demand, lower repair revenue from five fewer shops in 2020 and a decrease in scrap 
metal pricing. The decrease in 2020 revenue was also due to a 3.4% decrease in Manufacturing revenue from an 11.6% 
decrease in the volume of railcar deliveries. The 20.4% increase in revenue in 2019 compared to 2018 was primarily 
due to an 18.9% increase in Manufacturing revenue. The increase in Manufacturing revenue was primarily attributed 
to an 18.4% increase in the volume of railcar deliveries and a change in product mix. The increase in revenue was also 
due to a 28.1% increase in Wheels, Repair & Parts revenue primarily due to 2019 including $87.5 million in revenue 
associated with the repair shops returned to us after discontinuing the GBW joint venture in August 2018.

The 8.6% decrease in cost of revenue in 2020 compared to 2019 was primarily due to a 28.2% decrease in Wheels, 
Repair & Parts cost of revenue. The decrease in Wheels, Repair & Parts cost of revenue was primarily a result of  
lower costs associated with a reduction in wheelset, component and parts volumes and five fewer repair shops in 2020. 
The decrease in 2020 cost of revenue was also due to a 3.4% decrease in Manufacturing cost of revenue from an 
11.6% decrease in the volume of railcar deliveries. The 26.4% increase in cost of revenue in 2019 compared to 2018 
was  primarily  due  to  a  23.7%  increase  in  Manufacturing  cost  of  revenue.  The  increase  in  Manufacturing  cost  of 
revenue was primarily attributed to an 18.4% increase in the volume of railcar deliveries and operating inefficiencies 
at some of our manufacturing facilities. The increase in cost of revenue was also due to a 32.2% increase in Wheels, 
Repair & Parts cost of revenue primarily due to 2019 including $97.3 million in costs associated with the repair shops 
returned to us after discontinuing the GBW joint venture in August 2018. 

Margin as a percentage of revenue was 12.6% in 2020 compared to 12.1% in 2019. The overall margin as a percentage 
of revenue was positively impacted in 2020 by an increase in Leasing & Services margin from 31.1% to 39.0% as a 
result of fewer sales of railcars that we purchased from third parties which have lower margin percentages and higher 
interim rent on leased railcars for syndication. Margin as a percentage of revenue was 12.1% in 2019 compared to 
16.2% in 2018. The overall margin as a percentage of revenue was negatively impacted in 2019 by a decrease in 
Manufacturing  margin  to  12.1%  from  15.5%  primarily  attributed  to  a  change  in  product  mix  and  operating 
inefficiencies at some of our manufacturing facilities. The decrease was also due to a decrease in Leasing & Services 
margin to 31.1% from 49.4%. Margin for 2019 was negatively impacted as a result of higher sales of railcars that we 
purchased from third parties which have lower margin percentages.

The  $22.1  million  decrease  in  net  earnings  attributable  to  Greenbrier  in  2020  compared  to  2019  was  primarily 
attributable to a reduction in Net gain on disposition of equipment, a decrease in margin, ARI integration costs and 
higher interest and foreign exchange. These were partially offset by synergies resulting from the integration of the 
manufacturing  business  of  ARI  and  a  reduction  in  selling  and  administrative  expense  in  2020  and  a  goodwill 
impairment  in  2019  related  to  our  repair  operations.  The  $80.7  million  decrease  in  net  earnings  attributable  to 
Greenbrier in 2019 compared to 2018 was primarily attributable to a decrease in margin, costs associated with the 
acquisition of the manufacturing business of ARI and a $10.0 million goodwill impairment charge for which there 
was no tax benefit related to our repair operations. 

32

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
  
   
Manufacturing Segment

(In thousands, except railcar 
deliveries)

Revenue
Cost of revenue
Margin (%)
Operating profit ($)
Operating profit (%)
Deliveries

*

Not meaningful

Years ended August 31,

2020 vs 2019

2019 vs 2018

2020
 $2,349,971 
 $2,065,169 

2019
 $2,431,499 
 $2,137,625 

2018
 $2,044,586 
 $1,727,407 

Increase
(Decrease)  
 $(81,528)
 $(72,456)

%
Change 

Increase
(Decrease)  
(3.4)%  $386,913 
(3.4)%  $410,218 

%
Change 
   18.9%
   23.7%

12.1%  

12.1%  

15.5%  

0.0%  

* 

(3.4)% 

 $ 197,388 

 $ 217,583 

 $ 240,901 

 $(20,195)

(9.3)%  $ (23,318)

8.4%  

8.9%  

11.8%  

(0.5)% 

19,900 

22,500 

19,000 

(2,600)

* 
   (11.6)%   

(2.9)% 

3,500 

   18.4%

* 
(9.7)%
* 

Beginning July 26, 2019, the Manufacturing segment included the results of the manufacturing business of ARI which 
were additive to Manufacturing revenue and cost of revenue for the year ended August 31, 2020.

Manufacturing revenue decreased $81.5 million or 3.4% in 2020 compared to 2019 primarily attributed to an 11.6% 
decrease in the volume of railcar deliveries. The decrease in revenue was partially offset by a change in product mix 
and  the  additional  revenue  in  2020  associated  with  the  acquired  manufacturing  business  of  ARI.  Manufacturing 
revenue increased $386.9 million or 18.9% in 2019 compared to 2018, of which $43.5 million related to the addition 
of the manufacturing business of ARI. The increase in revenue was primarily attributed to an 18.4% increase in the 
volume of railcar deliveries and a change in product mix. 

Manufacturing cost of revenue decreased $72.5 million or 3.4% in 2020 compared to 2019 primarily attributed to an 
11.6%  decrease  in  the  volume  of  railcar  deliveries.  The  decrease  in  cost  of  revenue  was  partially  offset  by  the 
additional cost of revenue in 2020 associated with the acquired manufacturing business of ARI and a change in product 
mix. Manufacturing cost of revenue increased $410.2 million or 23.7% in 2019 compared to 2018. The increase in 
cost  of  revenue  was  primarily  attributed  to  an  18.4%  increase  in  the  volume  of  railcar  deliveries  and  operating 
inefficiencies at some of our manufacturing facilities. 

Manufacturing margin as a percentage of revenue was 12.1% for both 2020 and 2019. Manufacturing margin was 
positively impacted by synergies in 2020 resulting from the integration of the manufacturing business of ARI. This 
was partially offset by an increase in severance expense, ARI integration costs and increased costs associated with 
operating our manufacturing facilities during the COVID-19 pandemic in 2020. Manufacturing margin as a percentage 
of revenue decreased 3.4% in 2019 compared to 2018. The decrease was primarily attributed to a change in product 
mix and operating inefficiencies at some of our manufacturing facilities. These were partially offset by higher volumes 
of new railcar sales with leases attached which typically result in enhanced sales prices and margins. 

Manufacturing  operating  profit  decreased  $20.2  million  or  9.3%  in  2020  compared  to  2019.  The  decrease  was 
primarily attributed to a reduction in the volume of railcar deliveries, severance expense, ARI integration costs and 
increased costs associated with operating our manufacturing facilities during the COVID-19 pandemic in 2020. This 
was  partially  offset  by  synergies  in  2020  resulting  from  the  integration  of  the  manufacturing  business  of  ARI. 
Manufacturing  operating  profit  decreased  $23.3  million  or  9.7%  in  2019  compared  to  2018.  The  decrease  was 
primarily attributed to a lower margin percentage from a change in product mix and operating inefficiencies at some 
of our manufacturing facilities.

33

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
  
  
  
   
  
  
  
   
  
  
  
  
Wheels, Repair & Parts Segment

(In thousands)

Revenue
Cost of revenue
Margin (%)
Operating profit ($)
Operating profit (%)

*

Not meaningful

Years ended August 31,

2020 vs 2019

2019 vs 2018

2020
 $324,670 
 $302,189 

2019
 $444,502 
 $420,890 

2018
 $347,023 
 $318,330 

Increase
%
Increase
(Decrease)  
Change  
(Decrease)  
 $(119,832)    (27.0)%  $ 97,479 
 $(118,701)    (28.2)%  $102,560 

%
Change  
   28.1%
   32.2%

6.9%  

5.3%   

8.3%  

1.6% 

 $

9,032 

 $ (2,941)

 $ 16,731 

 $ 11,973 

2.8%  

(0.7)%  

4.8%  

3.5% 

* 
* 
* 

(3.0)% 

* 

  $ (19,672)

  (117.6)%

(5.5)% 

*  

On August 20, 2018, 12 repair shops were returned to us as a result of discontinuing our GBW railcar repair joint 
venture. Beginning on August 20, 2018, the results of operations from these repair shops were included in the Wheels, 
Repair & Parts segment as they are now consolidated for financial reporting purposes. 

Wheels, Repair & Parts revenue decreased $119.8 million or 27.0% in 2020 compared to 2019. The decrease was 
primarily due to lower wheelset, component and parts volumes due to lower demand, a decrease in scrap metal pricing 
and lower repair revenue primarily from five fewer shops in 2020. Wheels, Repair & Parts revenue increased $97.5 
million  or  28.1%  in  2019  compared  to  2018.  The  increase  was  primarily  due  to  2019  including  $87.5  million  in 
revenue associated with the repair shops returned to us after discontinuing the GBW joint venture in August 2018. 
The increase was also due to higher parts revenue due to an increase in demand. 

Wheels, Repair & Parts cost of revenue decreased $118.7 million or 28.2% in 2020 compared to 2019. The decrease 
was primarily due to lower costs associated with a reduction in wheelset, component and parts volumes and five fewer 
repair shops in 2020. Wheels, Repair & Parts cost of revenue increased $102.6 million or 32.2% in 2019 compared to 
2018. The increase was primarily due to 2019 including $97.3 million in cost of revenue associated with the repair 
shops returned to us after discontinuing the GBW joint venture in August 2018. The increase was also due to increased 
parts volumes and costs associated with closing sites in our repair network. 

Wheels, Repair & Parts margin as a percentage of revenue increased 1.6% in 2020 compared to 2019. The increase 
was primarily attributed to efficiencies at our repair shops in 2020. In addition, 2019 was negatively impacted by costs 
associated with closing sites in our repair network. These factors which had a positive impact to Wheels, Repair & 
Parts margin as a percentage of revenue in 2020 compared to 2019, were partially offset by a decrease in scrap metal 
pricing and increased costs associated with operating our facilities during the COVID-19 pandemic in 2020. Wheels, 
Repair  &  Parts  margin  as  a  percentage  of  revenue  decreased  3.0%  in  2019  compared  to  2018.  The  decrease  was 
primarily  attributed  to  inefficiencies  at  our  repair  operations  and  costs  associated  with  closing  sites  in  our  repair 
network in 2019. This was partially offset by a favorable parts product mix. 

Wheels, Repair & Parts operating profit increased $12.0 million in 2020 compared to 2019. The increase was due to 
2019 being negatively impacted by a $10.0 million goodwill impairment and costs associated with closing sites in our 
repair  network.  Wheels,  Repair  &  Parts  operating  profit  decreased  $19.7  million  in  2019  compared  to  2018.  The 
decrease was primarily attributed to a $10.0 million goodwill impairment charge recognized in 2019 due to challenges 
at our repair operations and costs associated with closing sites in our repair network. This was partially offset by higher 
parts revenue and a more favorable parts product mix. 

34

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
  
   
 
  
   
Leasing & Services Segment

(In thousands)

Revenue
Cost of revenue
Margin (%)
Operating profit ($)
Operating profit (%)

*

Not meaningful

Years ended August 31,

2020 vs 2019

2019 vs 2018

2020
 $117,548 
 $ 71,700 

2019
 $157,590 
 $108,590 

2018
 $127,855 
 $ 64,672 

Increase
(Decrease)  
 $ (40,042)
 $ (36,890)

Increase
%
(Decrease)  
Change  
   (25.4)%  $ 29,735 
   (34.0)%  $ 43,918 

%
Change  
   23.3%
   67.9%

39.0%  

31.1%  

49.4%  

7.9%   

* 

(18.3)%  

* 

 $ 40,927 

 $ 64,763 

 $ 88,481 

 $ (23,836)

   (36.8)%  $ (23,718)

   (26.8)%

34.8%  

41.1%  

69.2%  

(6.3)%  

* 

(28.1)%  

*  

The  Leasing  &  Services  segment  generates  revenue  from  leasing  railcars  from  its  lease  fleet,  providing  various 
management services, interim rent on leased railcars for syndication, and the sale of railcars purchased from third 
parties with the intent to resell. The gross proceeds from the sale of these railcars are recorded in revenue and the costs 
of purchasing these railcars are recorded in cost of revenue.

Leasing & Services revenue decreased $40.0 million or 25.4% in 2020 compared to 2019. The decrease was primarily 
attributed to a decrease in the sale of railcars which we had purchased from third parties with the intent to resell. This 
was partially offset by higher interim rent on leased railcars for syndication. Leasing & Services revenue increased 
$29.7 million or 23.3% in 2019 compared to 2018. The increase was primarily attributed to an increase in the sale of 
railcars which we had purchased from third parties with the intent to resell. This was partially offset by lower interim 
rent on leased railcars for syndication. 

Leasing & Services cost of revenue decreased $36.9 million or 34.0% in 2020 compared to 2019. The decrease was 
primarily due to a decrease in the volume of railcars sold that we purchased from third parties partially offset by higher 
storage costs. Leasing & Services cost of revenue increased $43.9 million or 67.9% in 2019 compared to 2018. The 
increase was primarily due to an increase in the volume of railcars sold that we purchased from third parties and higher 
transportation costs. 

Leasing  &  Services  margin  as  a  percentage  of  revenue  increased  7.9%  in  2020  compared  to  2019.  Margin  as  a 
percentage of revenue for 2020 benefited from fewer sales of railcars that we purchased from third parties which have 
lower margin percentages. The increase in margin in 2020 as a percentage of revenue was also due to higher interim 
rent on leased railcars for syndication. Leasing & Services margin as a percentage of revenue decreased 18.3% in 
2019 compared to 2018. Margin for 2019 was negatively impacted from higher sales of railcars that we purchased 
from third parties which have lower margin percentages. The decrease in margin was also due to higher transportation 
costs. 

Leasing & Services operating profit decreased $23.8 million or 36.8% in 2020 compared to 2019. The decrease was 
primarily attributed to an $18.4 million decrease in net gain on disposition of equipment. Leasing & Services operating 
profit decreased $23.7 million or 26.8% in 2019 compared to 2018. The decrease was attributed to a $14.2 million 
decrease  in  margin  primarily  due  to  higher  transportation  costs  and  lower  interim  rent  on  leased  railcars  for 
syndication. The decrease was also attributed to a $6.8 million decrease in net gain on disposition of equipment. 

The percentage of owned units on lease was 90.4%, 93.3% and 94.4% at August 31, 2020, 2019 and 2018, respectively.

35

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
  
   
  
   
Selling and Administrative

(In thousands)

Selling and Administrative

Years ended August 31,

2020 vs 2019

2019 vs 2018

Increase
(Decrease)    
  $ 204,706    $ 213,308    $ 200,439    $ (8,602)   

2018

2020

2019

%
Change  

Increase
(Decrease)    
(4.0)%    $ 12,869     

%
Change  

6.4%

Selling and administrative expense was $204.7 million or 7.3% of revenue for the year ended August 31, 2020, $213.3 
million or 7.0% of revenue for the year ended August 31, 2019 and $200.4 million or 8.0% of revenue for the year 
ended August 31, 2018. 

The $8.6 million decrease in 2020 compared to 2019 was primarily attributed to $18.7 million in costs incurred in 
2019 associated with the acquisition of the manufacturing business of ARI. This was partially offset by $9.6 million 
from the addition of the manufacturing business of ARI selling and administrative costs in 2020. 

The $12.9 million increase in 2019 compared to 2018 was primarily attributed to $18.7 million in costs associated 
with the acquisition of the manufacturing business of ARI and the addition of the selling and administrative costs from 
the repair shops returned to us after discontinuing the GBW joint venture and the manufacturing business of ARI. 
These increases in selling and administrative costs were partially offset by a $7.6 million decrease in employee costs 
primarily related to a decrease in incentive compensation. 

Net Gain on Disposition of Equipment

Net gain on disposition of equipment was $20.0 million, $41.0 million and $44.4 million for the years ended August 
31, 2020, 2019 and 2018, respectively. Net gain on disposition of equipment primarily includes the sale of assets from 
our lease fleet (Equipment on operating leases, net) that are periodically sold in the normal course of business in order 
to accommodate customer demand and to manage risk and liquidity; disposition of property, plant and equipment; and 
insurance proceeds received for business interruption and assets destroyed in a fire.

Goodwill Impairment

Based  on  the  results  of  our  annual  impairment  test,  a  non-cash  impairment  charge  of  $10.0  million  was  recorded 
during 2019 related to our repair operations. There was no goodwill impairment charge recorded during 2020 or 2018.

Interest and Foreign Exchange 

Interest and foreign exchange expense was composed of the following:

(In thousands)

Interest and foreign exchange:
Interest and other expense
Foreign exchange (gain) loss

Years ended August 31,
2019

2018

2020

Increase (decrease)
    2020 vs 2019     2019 vs 2018  

  $ 42,386    $ 32,260    $ 30,946    $
(1,578)   
  $ 43,619    $ 30,912    $ 29,368    $

(1,348)   

1,233     

10,126    $
2,581    $
12,707    $

1,314 
230 
1,544  

Interest and foreign exchange increased $12.7 million in 2020 from 2019 primarily due to interest expense associated 
with our $300 million of senior term debt issued in July 2019 and an increase in revolving notes borrowings. The 
increase in borrowings was a proactive response to uncertainties from the COVID-19 coronavirus pandemic and the 
decline in global economic activity.

Interest and foreign exchange increased $1.5 million in 2019 from 2018 primarily due to interest expense associated 
with our $225 million senior term debt issued in September 2018. 

36

 
 
   
 
   
 
 
   
   
   
   
 
 
   
 
 
   
   
   
      
      
      
      
  
   
 
Income Tax

In 2020 our income tax expense was $40.2 million on $124.8 million of pre-tax earnings for an effective tax rate of 
32.2%. The increase in the effective rate from 2019 was primarily attributable to higher net unfavorable discrete items 
primarily related to changes in foreign currency exchange rates for our U.S. Dollar denominated foreign operations 
for the year ended August 31, 2020. Excluding the impact of discrete items in both periods, the effective tax rate was 
24.2% for the year ended August 31, 2020 compared to 27.1% for the year ended August 31, 2019, which decreased 
primarily due to the geographic mix of earnings. 

In 2019 our income tax expense was $41.6 million on $153.2 million of pre-tax earnings for an effective tax rate of 
27.1%. The 2019 tax rate was impacted by a goodwill impairment charge for which there was no tax benefit. Excluding 
the impact of the goodwill impairment charge, the tax rate for 2019 was 25.5%. In 2018 our income tax expense was 
$32.9 million on $223.6 million of pre-tax earnings for an effective tax rate of 14.7%. 

The reduction in the 2018 tax rate was primarily due to the enactment of the Tax Act on December 22, 2017. The Tax 
Act made significant changes to U.S. federal income tax laws, including, but not limited to, a reduction of the corporate 
tax rate from 35% to 21% and a transition tax on foreign earnings not previously subject to U.S. taxation. As a result, 
deferred income taxes were remeasured as a result of the new statutory rate which resulted in a one-time tax benefit 
of $33.6 million offset, in part, by the accrual of the transition tax of $8.9 million.  

The effective tax rate can fluctuate year-to-year due to discrete items and changes in the mix of foreign and domestic 
pre-tax earnings. It can also fluctuate with changes in the proportion of pre-tax earnings attributable to our Mexican 
railcar manufacturing joint venture. The joint venture is treated as a partnership for tax purposes and, as a result, the 
partnership’s entire pre-tax earnings are included in Earnings before income taxes and earnings from unconsolidated 
affiliates, whereas only our 50% share of the tax is included in Income tax expense.  

Earnings (Loss) From Unconsolidated Affiliates

Through unconsolidated affiliates we produce rail and industrial components and have an ownership stake in a railcar 
manufacturer in Brazil. In addition, in 2018 we had an investment in the GBW joint venture. We record the after-tax 
results from these unconsolidated affiliates.

Earnings from unconsolidated affiliates was $3.0 million for the year ended August 31, 2020 and primarily related to 
our rail component manufacturing operations. Loss from unconsolidated affiliates was $5.8 million for the year ended 
August 31, 2019 and primarily related to losses at our operations in Brazil. Loss from unconsolidated affiliates was 
$18.7 million for the year ended August 31, 2018 and primarily related to the results of the GBW joint venture. In 
addition  in  2018,  a  pre-tax  goodwill  impairment  loss  of  $26.4  million  was  recognized  related  to  GBW.  As  we 
accounted for GBW under the equity method of accounting, our 50% share of the non-cash goodwill impairment loss 
recognized  by  GBW  was  $9.5  million  after-tax  in  2018,  which  was  included  as  part  of  Earnings  (loss)  from 
unconsolidated affiliates on our Consolidated Statement of Income.

Net Earnings Attributable to Noncontrolling Interest

Net earnings attributable to noncontrolling interest was $38.6 million, $34.7 million and $20.3 million for the years 
ended August 31, 2020, 2019 and 2018, respectively, which primarily represents our joint venture partner's share in 
the results of operations of our Mexican railcar manufacturing joint ventures, adjusted for intercompany sales, and our 
European partner’s share of the results of our European operations. 

37

Liquidity and Capital Resources

(In thousands)

Net cash provided by (used in) operating activities
Net cash provided by (used in) investing activities
Net cash provided by (used in) financing activities
Effect of exchange rate changes
Net increase (decrease) in cash and cash equivalents and restricted cash   $

  $

Years Ended August 31,
2019
2020
(21,241)   $
272,261    $
(443,981)    
27,483     
276,901     
216,455     
(12,599)    
(12,666)    
503,600    $ (200,987)   $

2018
103,341 
(80,292)
(89,267)
(14,666)
(80,884)

We have been financed through cash generated from operations and borrowings. At August 31, 2020 cash and cash 
equivalents and restricted cash were $842.1 million, an increase of $503.6 million from $338.5 million at the prior 
year  end.  The  increase  in  cash  and  cash  equivalents  included  proactively  drawing  on  available  credit  facilities  in 
response to uncertainties from the COVID-19 coronavirus pandemic and the decline in global economic activity.

The change in cash provided by (used in) operating activities in 2020 compared to 2019 was primarily due to a net 
change in working capital. The change in cash provided by (used in) operating activities in 2019 compared to 2018 
was primarily due to lower earnings and a net change in working capital due to an increase in production. 

The change in cash provided by (used in) investing activities in 2020 compared to 2019 was primarily attributable to 
the acquisition of the manufacturing business of ARI in 2019 and a decrease in capital expenditures in 2020 partially 
offset  by  a  decrease  in  the  proceeds  from  the  sales  of  assets.  The  change  in  cash  provided  by  (used  in)  investing 
activities in 2019 compared to 2018 was primarily attributable to the acquisition of the manufacturing business of ARI 
in 2019. 

Capital expenditures totaled $66.9 million, $198.2 million and $176.8 million for the years ended August 31, 2020, 
2019 and 2018, respectively. Manufacturing capital expenditures were approximately $48.2 million, $85.1 million 
and $59.7 million for the years ended August 31, 2020, 2019 and 2018, respectively. Wheels, Repair & Parts capital 
expenditures were approximately $11.7 million, $13.3 million and $5.2 million for the years ended August 31, 2020, 
2019 and 2018, respectively. Leasing & Services and corporate capital expenditures were approximately $7.0 million, 
$99.8  million  and  $111.9  million  for  the  years  ended  August  31,  2020,  2019  and  2018,  respectively.  Capital 
expenditures for 2021 primarily relate to continued investments into the safety and productivity of our facilities and 
opportunistic additions to our lease fleet. 

Proceeds from the sale of assets, which primarily related to sales of railcars from our lease fleet within Leasing & 
Services, were approximately $83.5 million, $125.4 million and $153.2 million for the years ended August 31, 2020, 
2019 and 2018, respectively. Assets from our lease fleet are periodically sold in the normal course of business in order 
to accommodate customer demand and to manage risk and liquidity.

The change in cash provided by (used in) financing activities in 2020 compared to 2019 was primarily attributed to a 
decrease in the proceeds of debt, net of repayments and a change in the net activities with joint venture partners. The 
change  in  cash  provided  by  (used  in)  financing  activities  in  2019  compared  to  2018  was  primarily  attributed  to 
proceeds from the issuance of notes payable and a change in the net activities with joint venture partners. 

A quarterly dividend of $0.27 per share was declared on October 21, 2020.

The Board of Directors has authorized our company to repurchase shares of our common stock. In January 2019, the 
expiration date of this share repurchase program was extended from March 31, 2019 to March 31, 2021 and the amount 
remaining for repurchase was increased from $88 million to $100 million. Under the share repurchase program, shares 
of common stock may be purchased on the open market or through privately negotiated transactions from time to time. 
The timing and amount of purchases will be based upon market conditions, securities law limitations and other factors. 
The program may be modified, suspended or discontinued at any time without prior notice. The share repurchase 
program does not obligate us to acquire any specific number of shares in any period. There were no shares repurchased 
under the share repurchase program in 2020, 2019 or 2018.

38

 
 
 
 
   
   
 
   
   
   
In July 2019, as part of the acquisition of the manufacturing business of ARI, we entered into new $300 million senior 
term debt. The maturity date is June 2024 unless the 2.875% Convertible senior notes due July 2024 are outstanding 
as of November 1, 2023, in which case the debt matures on that date. The debt bears a floating interest rate of LIBOR 
plus 1.5% with principal of $3.75 million paid quarterly in arrears and a balloon payment of $232.5 million due at 
maturity. An interest rate swap agreement was entered into on 50% of the initial balance to swap the floating interest 
rate of LIBOR plus 1.5% to a fixed rate of 3.19%.

In July 2019, as part of the acquisition of the manufacturing business of ARI, we issued $50 million in convertible 
senior notes, due 2024. The convertible senior note bears interest at a fixed rate of 2.25%, paid semi-annually in arrears 
on February 1st and August 1st. The convertible notes mature on July 26, 2024, unless earlier repurchased by us or 
converted in accordance with their terms. Upon the satisfaction of certain conditions, holders may convert at their 
option at any time prior to the business day immediately preceding the stated maturity date. 

In  September  2018,  we  refinanced  approximately  $170  million  of  existing  senior  term  debt,  due  in  March  2020, 
secured by a pool of leased railcars with new 5-year $225 million senior term debt also secured by a pool of leased 
railcars. The new debt bears a floating interest rate of LIBOR plus 1.50% or Prime plus 0.50%. The term loan is to be 
repaid in equal quarterly installments of $1.97 million with the remaining outstanding amounts, plus accrued interest, 
to be paid on the maturity date in September 2023. An interest rate swap agreement was entered into on 50% of the 
initial balance to swap the floating interest rate to a fixed rate of 4.49%. 

Our 3.5% convertible senior notes due 2018 matured on April 1, 2018. The conversion of these notes resulted in the 
issuance  of  an  additional  3.4  million  shares  of  our  common  stock.  These  additional  shares  have  historically  been 
included in the calculation of diluted earnings per share.

Senior secured credit facilities, consisting of three components, aggregated to $733.2 million as of August 31, 2020. 
We had an aggregate of $85.9 million available to draw down under committed credit facilities as of August 31, 2020. 
This amount consists of $29.2 million available on the North American credit facility, $21.7 million on the European 
credit facilities and $35.0 million on the Mexican railcar manufacturing joint venture credit facilities. 

As of August 31, 2020, a $600.0 million revolving line of credit, maturing June 2024, secured by substantially all of 
our assets in the U.S. not otherwise pledged as security for term loans, existed to provide working capital and interim 
financing of equipment, principally for the U.S. and Mexican operations. Advances under this North American credit 
facility  bear  interest  at  LIBOR  plus  1.50%  or  Prime  plus  0.50%  depending  on  the  type  of  borrowing. Available 
borrowings under the credit facility are generally based on defined levels of eligible inventory, receivables, property, 
plant  and  equipment  and  leased  equipment,  as  well  as  total  debt  to  consolidated  capitalization  and  fixed  charges 
coverage ratios. 

As of August 31, 2020, lines of credit totaling $68.2 million secured by certain of our European assets, with variable 
rates that range from Warsaw Interbank Offered Rate (WIBOR) plus 1.1% to WIBOR plus 1.5% and Euro Interbank 
Offered  Rate  (EURIBOR)  plus  1.1%,  were  available  for  working  capital  needs  of  our  European  manufacturing 
operations. The European lines of credit include a $16.4 million facility which is guaranteed by us. European credit 
facilities are regularly renewed. Currently, these European credit facilities have maturities that range from December 
2020 through September 2022. 

As of August 31, 2020, our Mexican railcar manufacturing joint venture had two lines of credit totaling $65.0 million. 
The first line of credit provides up to $30.0 million and matures in June 2024. Advances under this facility bear interest 
at LIBOR plus 3.75% to 4.25%. The second line of credit provides up to $35.0 million, of which we and our joint 
venture  partner  have  each  guaranteed  50%.  Advances  under  this  facility  bear  interest  at  LIBOR  plus  3.75%.  The 
Mexican railcar manufacturing joint venture will be able to draw amounts available under this facility through June 
2021.

As of August 31, 2020, outstanding commitments under the senior secured credit facilities consisted of $28.7 million 
in  letters  of  credit  and  $275.0  million  in  borrowings  under  the  North  American  credit  facility,  $46.5  million 
outstanding under the European credit facilities and $30.0 million outstanding under the Mexican credit facilities. 

The revolving and operating lines of credit, along with notes payable, contain covenants with respect to us and our 
various  subsidiaries,  the  most  restrictive  of  which,  among  other  things,  limit  our  ability  to:  incur  additional 

39

indebtedness or guarantees; pay dividends or repurchase stock; enter into financing leases; create liens; sell assets; 
engage in transactions with affiliates, including joint ventures and non U.S. subsidiaries, including but not limited to 
loans, advances, equity investments and guarantees; enter into mergers, consolidations or sales of substantially all our 
assets;  and  enter  into  new  lines  of  business.  The  covenants  also  require  certain  maximum  ratios  of  debt  to  total 
capitalization and minimum levels of fixed charges (interest plus rent) coverage. As of August 31, 2020, we were in 
compliance with all such restrictive covenants.

From time to time, we may seek to repurchase or otherwise retire or exchange securities, including outstanding notes, 
borrowings  and equity  securities, and  take  other  steps  to  reduce  our  debt  or  otherwise  improve  our  balance  sheet. 
These  actions  may  include  open  market  repurchases,  unsolicited  or  solicited  privately  negotiated  transactions  or 
other retirements, repurchases or exchanges. Such retirements, repurchases or exchanges, if any, will depend on a 
number of factors, including, but not limited to, prevailing market conditions, trading levels of our debt, our liquidity 
requirements  and  contractual  restrictions,  if  applicable.  The  amounts  involved  in  any  such  transactions  may, 
individually or in the aggregate, be material and may involve all or a portion of a particular series of notes or other 
indebtedness which may reduce the float and impact the trading market of notes or other indebtedness which remain 
outstanding.

We have global operations that conduct business in their local currencies as well as other currencies. To mitigate the 
exposure to transactions denominated in currencies other than the functional currency, we enter into foreign currency 
forward  exchange  contracts  with  established  financial  institutions  to  protect  the  margin  on  a  portion  of  foreign 
currency sales in firm backlog. Given the strong credit standing of the counterparties, no provision has been made for 
credit loss due to counterparty non-performance. 

As of August 31, 2020, we had a $4.5 million note receivable from Amsted-Maxion Cruzeiro, our unconsolidated 
Brazilian castings and components manufacturer and a $3.8 million note receivable balance from Greenbrier-Maxion, 
our unconsolidated Brazilian railcar manufacturer. These note receivables are included on the Consolidated Balance 
Sheet in Accounts receivable, net. In the future, we may make loans to or provide guarantees for Amsted-Maxion 
Cruzeiro or Greenbrier-Maxion. 

We  expect  existing  funds  and  cash  generated  from  operations,  together  with  proceeds  from  financing  activities 
including borrowings under existing credit facilities and long-term financings, to be sufficient to fund expected debt 
repayments,  working  capital  needs,  planned  capital  expenditures,  additional  investments  in  our  unconsolidated 
affiliates and dividends during the next twelve months. 

The following table shows our estimated future contractual cash obligations as of August 31, 2020: 

(In thousands)
Notes payable
Interest (1)
Railcar & operating leases
Revolving notes
Other

Years Ending August 31,
2023

2021

2024

Total

2022
  $ 833,993    $ 32,375    $ 23,716    $ 23,296    $ 754,522    $
8,551     
69,175      21,804      19,661      19,159     
72,875      13,874      12,412      12,036      10,768     
—     
351,526      351,526     
—     
217     
  $1,327,786    $ 419,796    $ 55,789    $ 54,491    $ 773,841    $

—     
—     

—     
—     

217     

2025

84    $
—     

    Thereafter  
— 
— 
6,304      17,481 
0 
— 
6,388    $ 17,481  

—     
—     

(1) A portion of the estimated future cash obligation relates to interest on variable rate borrowings. 

Due to uncertainty with respect to the timing of future cash flows associated with our unrecognized tax benefits at 
August  31,  2020,  we  are  unable  to  estimate  the  period  of  cash  settlement  with  the  respective  taxing  authority. 
Therefore,  approximately  $6.6  million  in  uncertain  tax  positions,  including  interest,  have  been  excluded  from  the 
contractual table above. See Note 17 to the Consolidated Financial Statements for a discussion on income taxes.

Off Balance Sheet Arrangements

We do not currently have off balance sheet arrangements that have or are likely to have a material current or future 
effect on our Consolidated Financial Statements.

40

 
 
 
 
   
   
   
   
   
   
   
   
   
 
Critical Accounting Policies and Estimates

The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the  U.S. 
requires judgment on the part of management to arrive at estimates and assumptions on matters that are inherently 
uncertain. These estimates may affect the amount of assets, liabilities, revenue and expenses reported in the financial 
statements and accompanying notes and disclosure of contingent assets and liabilities within the financial statements. 
Estimates and assumptions are periodically evaluated and may be adjusted in future periods. Actual results could differ 
from those estimates.

Income taxes - The asset and liability method is used to account for income taxes. We are required to estimate the 
timing  of  the  recognition  of  deferred  tax  assets  and  liabilities,  make  assumptions  about  the  future  deductibility  of 
deferred tax assets and assess deferred tax liabilities based on enacted law and tax rates for each tax jurisdiction to 
determine  the  amount  of  deferred  tax  assets  and  liabilities.  Deferred  income  taxes  are  provided  for  the  temporary 
effects  of  differences  between  assets  and  liabilities  recognized  for  financial  statement  and  income  tax  reporting 
purposes. Valuation allowances reduce deferred tax assets to an amount that will more likely than not be realized. We 
recognize liabilities for uncertain tax positions based on whether evidence indicates that it is more likely than not that 
the position will be sustained on audit. It is inherently difficult and subjective to estimate such amounts, as this requires 
us to estimate the probability of various possible outcomes. We reevaluate these uncertain tax positions on a quarterly 
basis. Changes in tax law or court interpretations may result in the recognition of a tax benefit or an additional charge 
to the tax provision.

Warranty accruals - Warranty costs to cover a defined warranty period are estimated and charged to operations. The 
estimated warranty cost is based on historical warranty claims for each particular product type. For new product types 
without a warranty history, preliminary estimates are based on historical information for similar product types. These 
estimates are inherently uncertain as they are based on historical data for existing products and judgment for new 
products. If warranty claims are made in the current period for issues that have not historically been the subject of 
warranty  claims  and  were  not  taken  into  consideration  in  establishing  the  accrual  or  if  claims  for  issues  already 
considered in establishing the accrual exceed expectations, warranty expense may exceed the accrual for that particular 
product.  Conversely,  there  is  the  possibility  that  claims  may  be  lower  than  estimates.  The  warranty  accrual  is 
periodically  reviewed  and  updated  based  on  warranty  trends.  However,  as  we  cannot  predict  future  claims,  the 
potential exists for the difference in any one reporting period to be material.

Environmental  costs  -  At  times  we  may  be  involved  in  various  proceedings  related  to  environmental  matters.  We 
estimate future costs for known environmental remediation requirements and accrue for them when it is probable that 
we have incurred a liability and the related costs can be reasonably estimated based on currently available information. 
If  further  developments  in  or  resolution  of  an  environmental  matter  result  in  facts  and  circumstances  that  are 
significantly different than the assumptions used to develop these reserves, the accrual for environmental remediation 
could be materially understated or overstated. Adjustments to these liabilities are made when additional information 
becomes available that affects the estimated costs to study or remediate any environmental issues or when expenditures 
for which reserves are established are made. Due to the uncertain nature of environmental matters, there can be no 
assurance  that  we  will  not  become  involved  in  future  litigation  or  other  proceedings  or,  if  we  were  found  to  be 
responsible or liable in any litigation or proceeding, that such costs would not be material to us.

Revenue recognition - We measure revenue at the amounts that reflect the consideration to which we expect to be 
entitled in exchange for transferring control of goods and services to customers. We recognize revenue either at the 
point in time or over the period of time that performance obligations to customers are satisfied. Payment terms vary 
by segment and product type and are generally due within normal commercial terms. Our contracts with customers 
may  include  multiple  performance  obligations  (e.g.  railcars,  maintenance,  management  services,  etc.).  For  such 
arrangements, we allocate revenues to each performance obligation based on its relative standalone selling price. We 
have disaggregated revenue from contracts with customers into categories which describe the principal activities from 
which we generate our revenues. 

41

Manufacturing

Railcars are manufactured in accordance with contracts with customers. We recognize revenue upon our customers’ 
acceptance of the completed railcars at a specified delivery point. From time to time, we enter into multi-year supply 
agreements.  Each  railcar  delivery  is  considered  a  distinct  performance  obligation,  such  that  the  amounts  that  are 
recognized as revenue following railcar delivery are generally not subject to change.

We typically recognize marine vessel manufacturing revenue over time using the cost input method, based on progress 
toward contract completion measured by actual costs incurred to date in relation to the estimate of total expected costs. 
This method best depicts our performance in completing the construction of the marine vessel for the customer and is 
consistent  with  the  percentage  of  completion  method  used  prior  to  the  adoption  of  Topic  606:  Contracts  with 
Customers (Topic 606).

Wheels, Repair & Parts

We  operate  a  network  of  wheel,  repair  and  parts  shops  in  North  America  that  provide  complete  wheelset 
reconditioning and railcar repair services. 

Wheels revenue is recognized when wheelsets are shipped to the customer or when consumed by customers in the 
case of consignment arrangements. Parts revenue is recognized upon shipment of the parts to the customers. 

Repair  revenue  is  typically  recognized  over  time  using  the  cost  input  method,  based  on  progress  toward  contract 
completion measured by actual costs incurred to date in relation to the estimate of total expected costs. This method 
best depicts our performance in repairing the railcars for the customer. Repair services are typically completed in less 
than 90 days.

Leasing & Services

We own a fleet of new and used railcars which are leased to third-party customers. Lease revenue is recognized over 
the lease-term in the period in which it is earned.

Syndication transactions represent new and used railcars which have been placed on lease to a customer and which 
we intend to sell to an investor with the lease attached. At the time of such sale, revenue and cost of revenue associated 
with railcars that we have manufactured are recognized in the Manufacturing segment; while revenue and cost of 
revenue associated with railcars which were obtained from a third-party with the intent to resell and subsequently sold, 
are recognized in the Leasing & Services segment. 

We enter into multi-year contracts to provide management and maintenance services to customers for which revenue 
is generally recognized on a straight-line basis over the contract term as a stand-ready obligation. Costs to fulfill these 
contracts are recognized as incurred.

Goodwill and acquired intangible assets - We periodically acquire businesses in purchase transactions in which the 
allocation  of  the  purchase  price  may  result  in  the  recognition  of  goodwill  and  other  intangible  assets.  The 
determination of the value of such intangible assets requires management to make estimates and assumptions. These 
estimates affect the amount of future period amortization and possible impairment charges.

Goodwill  and  indefinite-lived  intangible  assets  are  tested  for  impairment  annually  during  the  third  quarter.  The 
provisions of ASC 350 Intangibles – Goodwill and Other, require that we perform this test by comparing the fair value 
of each reporting unit with its carrying value. We determine the fair value of our reporting units based on a weighting 
of income and market approaches. Under the income approach, we calculate the fair value of a reporting unit based 
on the present value of estimated future cash flows which incorporates forecasted revenues, long-term growth rate, 
gross margin percentages, operating expenses, short-term net working capital changes, other cash flows and the use 
of  discount  rates.  Under  the  market  approach,  we  estimate  the  fair  value  based  on  observed  market  multiples  for 
comparable businesses. An impairment loss is recorded to the extent that the reporting unit’s carrying amount exceeds 
the  reporting  unit’s  fair  value.  An  impairment  loss  cannot  exceed  the  total  amount  of  goodwill  allocated  to  the 
reporting  unit.  Goodwill  and  indefinite-lived  intangible  assets  are  also  tested  more  frequently  if  changes  in 
circumstances or the occurrence of events indicates that a potential impairment exists. When changes in circumstances, 

42

such as a decline in the market price of our common stock, changes in demand or in the numerous variables associated 
with the judgments, assumptions and estimates made in assessing the appropriate valuation of goodwill indicate the 
carrying amount of certain indefinite lived assets may not be recoverable, the assets are evaluated for impairment. 

We performed our annual goodwill impairment test during the third quarter of 2020 and we concluded that goodwill 
was  not  impaired.  The  estimated  fair  value  of  goodwill  in  both  the  Europe  Manufacturing  and  Wheels  &  Parts 
reporting units exceeded its carrying value by approximately 5% and 9%, respectively. Since the estimated fair values 
were not substantially in excess of their carrying values, we may be at risk for an impairment loss in the future if 
expected profitability trends assumed in the fair value calculation are not realized.

As of August 31, 2020, our goodwill balance was $130.3 million of which $87.0 million related to our Manufacturing 
segment and $43.3 million related to our Wheels, Repair & Parts segment. Our Manufacturing segment includes the 
North America Manufacturing reporting unit with a goodwill balance of $56.6 million; and the Europe Manufacturing 
reporting unit with a goodwill balance of $30.4 million. 

New Accounting Pronouncements

See  Note 2  of  Notes  to  Consolidated  Financial  Statements  included  in  Part II,  Item 8  of  this  Annual  Report  on 
Form 10-K. 

43

Item 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Foreign Currency Exchange Risk

We have global operations that conduct business in their local currencies as well as other currencies. To mitigate the 
exposure to transactions denominated in currencies other than the functional currency of each entity, we enter into 
foreign currency forward exchange contracts to protect revenue or margin on a portion of forecasted foreign currency 
sales  and  expenses.  At  August  31,  2020  exchange  rates,  notional  amounts  of  forward  exchange  contracts  for  the 
purchase of Polish Zlotys and the sale of Euros aggregated to $48.5 million. Because of the variety of currencies in 
which purchases and sales are transacted and the interaction between currency rates, it is not possible to predict the 
impact of a movement in a single foreign currency exchange rate would have on future operating results. 

In addition to exposure to transaction gains or losses, we are also exposed to foreign currency exchange risk related 
to the net asset position of our foreign subsidiaries. At August 31, 2020, net assets of foreign subsidiaries aggregated 
$158.3 million and a 10% strengthening of the U.S. Dollar relative to the foreign currencies would result in a decrease 
in equity of $15.8 million, or 1.2% of Total equity - Greenbrier. This calculation assumes that each exchange rate 
would change in the same direction relative to the U.S. Dollar.

Interest Rate Risk

We have managed a portion of our variable rate debt with interest rate swap agreements, effectively converting $250.0 
million of variable rate debt to fixed rate debt. As a result, we are exposed to interest rate risk relating to our revolving 
debt and a portion of term debt, which are at variable rates. At August 31, 2020, 51% of our outstanding debt had 
fixed rates and 49% had variable rates. At August 31, 2020, a uniform 10% increase in variable interest rates would 
result in approximately $1.0 million of additional annual interest expense.

44

Report of Independent Registered Public Accounting Firm

To the Stockholders and Board of Directors 
The Greenbrier Companies, Inc.:

Opinion on the Consolidated Financial Statements

We have audited the accompanying consolidated balance sheets of The Greenbrier Companies, Inc. and subsidiaries 
(the Company) as of August 31, 2020 and 2019, the related consolidated statements of income, comprehensive income, 
equity, and cash flows for each of the years in the three-year period ended August 31, 2020, and the related notes 
(collectively,  the  consolidated  financial  statements).  In  our  opinion,  the  consolidated  financial  statements  present 
fairly, in all material respects, the financial position of the Company as of August 31, 2020 and 2019, and the results 
of its operations and its cash flows for each of the years in the three-year period ended August 31, 2020, in conformity 
with U.S. generally accepted accounting principles.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the Company’s internal control over financial reporting as of August 31, 2020, based on criteria 
established in Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organizations 
of  the  Treadway  Commission,  and  our  report  dated  October  28,  2020,  expressed  an  unqualified  opinion  on  the 
effectiveness of the Company’s internal control over financial reporting.

Change in Accounting Principle 

As discussed in Note 2 to the consolidated financial statements, the Company has changed its method of accounting 
for leases as of September 1, 2019, due to the adoption of Accounting Standards Update 2016-02, Leases, and related 
amendments.  Also,  as  discussed  in  Note  2  to  the  consolidated  financial  statements,  the  Company  has  changed  its 
method of accounting for revenue recognition as of September 1, 2018, due to the adoption of Accounting Standards 
Update 2014-09, Revenue from Contracts with Customers, and related amendments.

Basis for Opinion

These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to 
express an opinion on these consolidated financial statements based on our audits. We are a public accounting firm 
registered with the PCAOB and are required to be independent with respect to the Company in accordance with the 
U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and 
the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  are  free  of 
material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of 
material  misstatement  of  the  consolidated  financial  statements,  whether  due  to  error  or  fraud,  and  performing 
procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the 
amounts and disclosures in the consolidated financial statements. Our audits also included evaluating the accounting 
principles used and significant estimates made by management, as well as evaluating the overall presentation of the 
consolidated financial statements. We believe that our audits provide a reasonable basis for our opinion.

Critical Audit Matter

The critical audit matter communicated below is a matter arising from the current period audit of the consolidated 
financial  statements  that  was  communicated  or  required  to  be  communicated  to  the  audit  committee  and  that:  (1) 
relates  to  accounts  or  disclosures  that  are  material  to  the  consolidated  financial  statements  and  (2)  involved  our 
especially challenging, subjective, or complex judgments. The communication of a critical audit matter does not alter 
in any way our opinion on the consolidated financial statements, taken as a whole, and we are not, by communicating 
the  critical  audit  matter  below,  providing  a  separate  opinion  on  the  critical  audit  matter  or  on  the  accounts  or 
disclosures to which it relates.

45

Assessment of the fair value of the European Manufacturing reporting unit and Greenbrier-Astra Rail

As  discussed  in  Notes  2  and  7  to  the  consolidated  financial  statements,  the  Company  performs  goodwill 
impairment testing on an annual basis, or more frequently if an event occurs or circumstances change that 
would indicate a potential impairment exists. The goodwill balance as of August 31, 2020 was $130.3 million. 
Of this amount, $30.4 million was allocated to the European Manufacturing reporting unit. The Company 
established  Greenbrier-Astra  Rail  (GAR)  in  June  2017  through  a  transaction  with  Astra  Holding  GmbH 
(Astra). In connection with that transaction, the Company provided Astra an option to put its entire non-
controlling interest in GAR, which comprises all operating activity of the European Manufacturing reporting 
unit to the Company, at an exercise price equal to the higher of fair value or a stated formula measured on 
the  exercise  date.  The  Company  recorded  this  contingently  redeemable  non-controlling  interest  of  $31.1 
million as of August 31, 2020 in the mezzanine section of the consolidated balance sheet. The fair value of 
GAR, which was determined as part of the goodwill impairment evaluation of the European Manufacturing 
reporting unit fair value, was used in the measurement of the contingently redeemable non-controlling interest 
amount at the balance sheet date.

We identified the assessment of the fair value of the European Manufacturing reporting unit and GAR as a 
critical  audit  matter.  The  discounted  cash  flow  model  used  to  calculate  the  fair  value  of  the  European 
Manufacturing reporting unit and GAR was challenging to test due to the subjectivity of certain assumptions, 
as the fair value determination is sensitive to possible changes in those assumptions. Specifically, changes to 
the following assumptions could have a significant effect on the Company’s assessment of the carrying value 
of the goodwill and contingently redeemable non-controlling interest:

-

-

Forecasted revenues, long-term growth rate, gross margin percentages, operating expenses, short-term 
net working capital changes, and the sale of specific assets; and 

The discount rate applied to the forecasted cash flows.

The following are the primary procedures we performed to address this critical audit matter. We evaluated 
the design and tested the operating effectiveness of certain internal controls over the Company’s process to 
determine  the  fair  value  of  the  European  Manufacturing  reporting  unit  and  GAR.  This  included  controls 
related  to  the  development  of  the  forecasted  revenues,  long-term  growth  rate,  gross  margin  percentages, 
operating expenses, short-term net working capital changes, the sale of specific assets and selection of the 
discount rate used. We evaluated the Company’s forecasted revenues, gross margin percentages, operating 
expenses,  and  short-term  net  working  capital  changes,  by  comparing  them  to  the  Company’s  historical 
results, external market and industry data, as well as operating results subsequent to the date of the fair value 
determination, but prior to audit report issuance. We evaluated the sale of specific assets by comparing to the 
Company’s historical external transactions, as well as external market data. 

In addition, we involved valuation professionals with specialized skills and knowledge, who assisted in:

-

-

-

Conducting a review of the model and methodology used by the Company to determine the fair value of 
the European Manufacturing reporting unit and GAR;

Evaluating  the  long-term  growth  rate  by  comparing  it  against  publicly  available  relevant  geographic 
market data; and

Evaluating  the  discount  rate  used  by  comparing  it  against  an  independently  developed  range  using 
publicly available market data.

/s/ KPMG LLP

We have served as the Company’s auditor since 2011.

Portland, Oregon
October 28, 2020

46

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

Consolidated Balance Sheets
AS OF AUGUST 31,

 (In thousands)

Assets

Cash and cash equivalents
Restricted cash
Accounts receivable, net
Inventories
Leased railcars for syndication
Equipment on operating leases, net
Property, plant and equipment, net
Investment in unconsolidated affiliates
Intangibles and other assets, net
Goodwill

Liabilities and Equity
Revolving notes
Accounts payable and accrued liabilities
Deferred income taxes
Deferred revenue
Notes payable, net

Commitments and contingencies (Notes 20 & 21)
Contingently redeemable noncontrolling interest
Equity:
Greenbrier

Preferred stock - without par value; 25,000 shares authorized; none
   outstanding
Common stock - without par value; 50,000 shares authorized; 32,701
   and 32,488 outstanding at August 31, 2020 and 2019

Additional paid-in capital
Retained earnings
Accumulated other comprehensive loss

Total equity - Greenbrier
Noncontrolling interest
Total equity

2020

2019

833,745    $
8,342     
239,597     
529,529     
107,671     
350,442     
711,524     
72,354     
190,322     
130,308     
3,173,834    $

351,526    $
463,880     
7,701     
42,467     
804,088     

329,684 
8,803 
373,383 
664,693 
182,269 
366,688 
717,973 
91,818 
125,379 
129,947 
2,990,637 

27,115 
568,360 
13,946 
85,070 
822,885 

31,117     

31,564 

—     

— 

—     
460,400     
885,460     
(52,817)    
1,293,043     
180,012     
1,473,055     
3,173,834    $

— 
453,943 
867,602 
(44,815)
1,276,730 
164,967 
1,441,697 
2,990,637  

  $

  $

  $

  $

The accompanying notes are an integral part of these financial statements.

47

 
   
 
   
      
  
   
   
   
   
   
   
   
   
   
 
   
      
  
   
   
   
   
   
      
  
   
   
      
  
   
      
  
   
   
   
   
   
   
   
   
 
Consolidated Statements of Income
YEARS ENDED AUGUST 31,

 (In thousands, except per share amounts)

2020

2019

2018

Revenue

Manufacturing
Wheels, Repair & Parts
Leasing & Services

Cost of revenue

Manufacturing
Wheels, Repair & Parts
Leasing & Services

Margin
Selling and administrative
Net gain on disposition of equipment
Goodwill impairment
Earnings from operations
Other costs
Interest and foreign exchange
Earnings before income tax and earnings (loss) from
   unconsolidated affiliates
Income tax expense
Earnings before earnings (loss) from unconsolidated affiliates
Earnings (loss) from unconsolidated affiliates
Net earnings
Net earnings attributable to noncontrolling interest
Net earnings attributable to Greenbrier
Basic earnings per common share
Diluted earnings per common share
Weighted average common shares:
Basic
Diluted

  $

2,349,971    $
324,670     
117,548     
2,792,189     

2,431,499    $
444,502     
157,590     
3,033,591     

2,044,586 
347,023 
127,855 
2,519,464 

2,065,169     
302,189     
71,700     
2,439,058     
353,131     
204,706     
(20,004)    
—     
168,429     

2,137,625     
420,890     
108,590     
2,667,105     
366,486     
213,308     
(40,963)    
10,025     
184,116     

1,727,407 
318,330 
64,672 
2,110,409 
409,055 
200,439 
(44,369)
— 
252,985 

43,619     

30,912     

29,368 

124,810     
(40,184)    
84,626     
2,960     
87,586     
(38,619)    
48,967    $
1.50    $
1.46    $

153,204     
(41,588)    
111,616     
(5,805)    
105,811     
(34,735)    
71,076    $
2.18    $
2.14    $

223,617 
(32,893)
190,724 
(18,661)
172,063 
(20,282)
151,781 
4.92 
4.68 

32,670     
33,441     

32,615     
33,165     

30,857 
32,835 

  $
  $
  $

The accompanying notes are an integral part of these financial statements.

48

 
   
   
 
   
      
      
  
   
   
 
   
   
      
      
  
   
   
   
 
   
   
   
   
   
   
   
      
      
  
   
   
   
   
   
   
   
   
      
      
  
   
   
 
   
      
      
  
Consolidated Statements of Comprehensive Income
YEARS ENDED AUGUST 31,

 (In thousands)

Net earnings
Other comprehensive income (loss)

Translation adjustment
Reclassification of derivative financial instruments recognized
   in net earnings 1
Unrealized loss on derivative financial instruments 2
Other (net of tax effect)

Comprehensive income
Comprehensive income attributable to noncontrolling interest
Comprehensive income attributable to Greenbrier

  $

2020

  $

87,586    $

2019
105,811    $

2018
172,063 

(5,602)    

(12,725)    

(16,159)

4,175     
(7,304)    
749     
(7,982)    
79,604     
(38,639)    
40,965    $

1,854     
(10,264)    
(351)    
(21,486)    
84,325     
(34,698)    
49,627    $

(415)
(197)
(335)
(17,106)
154,957 
(20,263)
134,694  

1

2

Net of tax effect of $(1.5 million), $(0.5 million) and nil for the years ended August 31, 2020, 2019 and 2018, respectively

Net of tax effect of $2.9 million, $2.9 million and $(0.1 million) for the years ended August 31, 2020, 2019 and 2018, respectively

The accompanying notes are an integral part of these financial statements.

49

 
   
   
 
   
      
      
  
   
   
   
   
 
   
   
   
Consolidated Statements of Equity

Attributable to Greenbrier

Common
Stock
Shares   

Additional
Paid-in
Capital

Retained
Earnings    
   28,503  $ 315,306   $709,103   $
—     151,781    
—    
—    
—    
—    

—   
—   
—   

Accumulated
Other
Comprehensive
Loss

Total
Equity -

Greenbrier    
(6,279) $1,018,130   $
151,781    
(17,087)  
—    

—    
(17,087)  
—    

Noncontrolling
Interest

Contingently
Redeemable
Noncontrolling
Interest

Total 
Equity

160,763   $1,178,893   $
178,443    
26,662    
(17,106)  
(19)  
2,864    
2,864    

36,148 
(6,380)
— 
— 

—   
—   
—   

—    
—    
—    

—    
—    
—    

336  
7,334    
—    (15,058)  
—    16,100    
—   

—    
—    
—    
—     (29,986)  

—    
—    
—    

—   
—    
—    
—    

—    
—    
—    

(62,649)  
6,500    
(7)  

(62,649)  
6,500    
(7)  

7,334    
(15,058)  
16,100    
(29,986)  

—   
—    
—    
—    

7,334    
(15,058)  
16,100    
(29,986)  

— 
— 
— 

— 
— 
— 
— 

3,352   118,887    

—    
   32,191  $ 442,569   $830,898   $

—   
—   
—   
—   

—   
—   

—    
5,461    
—     71,076    
—    
—    
—    
(6,659)   

—    
—    

—    
—    

297    12,077    
—    (16,801)   
—    12,321    
—   

—    
—    
—    
—     (33,174)   

—   

—    
3,777    
   32,488  $ 453,943   $867,602   $

—   

118,887    
(23,366) $1,250,101   $

—   

118,887    
134,114   $1,384,215   $

— 
29,768 

—    
—    
(21,449)   
—    

5,461    
71,076    
(21,449)   
(6,659)   

—    
39,598    
(37)   
7,402    

5,461    
110,674    
(21,486)   
743    

— 
(4,863)
— 
6,659 

—    
—    

—    
—    
—    
—    

—    
—    

(18,025)   
1,915    

(18,025)   
1,915    

12,077    
(16,801)   
12,321    
(33,174)   

—    
—    
—    
—    

12,077    
(16,801)   
12,321    
(33,174)   

— 
— 

— 
— 
— 
— 

—    

3,777    
(44,815) $1,276,730   $

—    

3,777    
164,967   $1,441,697   $

— 
31,564 

—   
—   

—   
—   

—   
—   

—    
4,393    
—     48,967    

—    
—    

4,393    
48,967    

—    
39,066    

4,393    
88,033    

— 
(447)

—    
—    

—    
—    

—    
—    

—    
—    

(8,002)   
—    

(8,002)   
—    

20    
1,436    

(7,982)   
1,436    

—    
—    

—    
—    

(37,552)   
12,075    

(37,552)   
12,075    

— 
— 

— 
— 

213   
—   
—   
—   

2,691    
(4,957)   
8,723    

—    
—    
—    
—     (35,502)   
   32,701  $ 460,400   $885,460   $

—    
—    
—    
—    

2,691    
(4,957)   
8,723    
(35,502)   
(52,817) $1,293,043   $

—    
—    
—    
—    

2,691    
(4,957)   
8,723    
(35,502)   
180,012   $1,473,055   $

— 
— 
— 
— 
31,117  

 (In thousands)

Balance August 31, 2017
Net earnings
Other comprehensive loss, net
Noncontrolling interest adjustments
Joint venture partner distribution
   declared
Investment by joint venture partner
Noncontrolling interest acquired
Restricted stock awards (net of
   cancellations)
Unamortized restricted stock
Restricted stock amortization
Cash dividends ($0.96 per share)
Conversion of 3.5% Convertible
   2018 Senior Notes
Balance August 31, 2018
Cumulative effect adjustment due to
   the adoption of Topic 606
Net earnings
Other comprehensive loss, net
Noncontrolling interest adjustments
Joint venture partner distribution
   declared
Noncontrolling interest acquired
Restricted stock awards (net of
   cancellations)
Unamortized restricted stock
Restricted stock amortization
Cash dividends ($1.00 per share)
2.25% Convertible Senior Notes, due
   2024 - equity component, net of tax   
Balance August 31, 2019
Cumulative effect adjustment
    due to the adoption of
    Topic 842 (See Note 2)
Net earnings
Other comprehensive income (loss),
   net
Noncontrolling interest adjustments
Joint venture partner distribution
   declared
Noncontrolling interest acquired
Restricted stock awards (net of
   cancellations)
Unamortized restricted stock
Restricted stock amortization
Cash dividends ($1.06 per share)
Balance August 31, 2020

The accompanying notes are an integral part of these financial statements.

50

 
 
    
 
    
 
    
 
 
 
   
   
   
   
 
  
  
  
  
  
  
 
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Consolidated Statements of Cash Flows
YEARS ENDED AUGUST 31,

 (In thousands)

Cash flows from operating activities:

Net earnings
Adjustments to reconcile net earnings to net cash provided by (used in)
   operating activities:
Deferred income taxes
Depreciation and amortization
Net gain on disposition of equipment
Stock based compensation expense
Accretion of debt discount
Noncontrolling interest adjustments
Goodwill impairment
Other
Decrease (increase) in assets:
Accounts receivable, net
Inventories
Leased railcars for syndication
Other assets

Increase (decrease) in liabilities:

Accounts payable and accrued liabilities
Deferred revenue

Net cash provided by (used in) operating activities

Cash flows from investing activities:
Acquisitions, net of cash acquired
Proceeds from sales of assets
Capital expenditures
Investment in and advances to unconsolidated affiliates
Cash distribution from unconsolidated affiliates and other
Net cash provided by (used in) investing activities

Cash flows from financing activities:

Net changes in revolving notes with maturities of 90 days or less
Proceeds from revolving notes with maturities longer than 90 days
Proceeds from issuance of notes payable
Repayments of notes payable
Debt issuance costs
Dividends
Cash distribution to joint venture partner
Investment by joint venture partner
Tax payments for net share settlement of restricted stock
Net cash provided by (used in) financing activities

Effect of exchange rate changes
Increase (decrease) in cash and cash equivalents and restricted cash
Cash and cash equivalents and restricted cash
Beginning of period
End of period

Balance Sheet Reconciliation:
Cash and cash equivalents
Restricted cash
Total cash and cash equivalents and restricted cash as presented above

Cash paid during the period for:
Interest
Income taxes, net
Non-cash activity

Issuance of 2.25% Convertible notes in connection with the acquisition of the
   manufacturing business of ARI
Transfer from Leased railcars for syndication and Inventories to
   Equipment on operating leases, net
Capital expenditures accrued in Accounts payable and accrued liabilities
Change in Accounts payable and accrued liabilities associated with
   dividends declared
Change in Accounts payable and accrued liabilities associated with cash
   distributions to joint venture partner
Conversion of 3.5% Convertible notes

2020

2019

2018

  $

87,586    $

105,811    $

172,063 

(9,489 )  
109,850   
(20,004 )  
8,997   
5,504   
1,436   
—   
1,142   

135,326   
166,607   
(12,942 )  
(64,995 )  

(108,837 )  
(27,920 )  
272,261   

—   
83,484   
(66,879 )  
(1,815 )  
12,693   
27,483   

146,542   
176,500   
—   
(30,179 )  
—   
(35,173 )  
(38,969 )  
—   
(2,266 )  
216,455   
(12,599 )  
503,600   

(20,225 )  
83,731   
(40,963 )  
11,153   
4,458   
7,402   
10,025   
145   

13,022   
(143,168 )  
(96,110 )  
6,843   

55,910   
(19,275 )  
(21,241 )  

(361,878 )  
125,427   
(198,233 )  
(11,393 )  
2,096   
(443,981 )  

(105 )  
—   
525,000   
(182,971 )  
(8,630 )  
(33,193 )  
(16,879 )  
—   
(6,321 )  
276,901   
(12,666 )  
(200,987 )  

338,487   
842,087    $

539,474   
338,487    $

833,745    $
8,342   
842,087    $

329,684    $
8,803    $
338,487    $

31,710    $
59,939    $

18,330    $
62,084    $

(40,496 )
74,356 
(44,369 )
29,314 
4,171 
2,864 
— 
1,688 

(83,551 )
(26,592 )
(54,023 )
34,115 

54,032 
(20,231 )
103,341 

(34,874 )
153,224 
(176,848 )
(26,455 )
4,661 
(80,292 )

23,401 
— 
13,771 
(22,269 )
— 
(29,914 )
(73,033 )
6,500 
(7,723 )
(89,267 )
(14,666 )
(80,884 )

620,358 
539,474 

530,655 
8,819 
539,474 

18,878 
66,423 

—    $

50,000    $

— 

55,626    $
4,099    $

43,845    $
19,385    $

20,945 
13,534 

(329 )   $

19    $

(72 )

1,417    $
—    $

(1,146 )   $
—    $

14 
118,887  

  $

  $

  $

  $
  $

  $

  $
  $

  $

  $
  $

The accompanying notes are an integral part of these financial statements.

51

 
   
   
 
 
 
    
 
    
 
  
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
    
 
    
 
  
 
 
    
 
    
 
  
Notes to Consolidated Financial Statements

Note 1 — Nature of Operations

The Company operates in three reportable segments: Manufacturing; Wheels, Repair & Parts; and Leasing & Services. 
The segments are operationally integrated. The Manufacturing segment, which currently operates from facilities in 
the U.S., Mexico, Poland, Romania and Turkey, produces double-stack intermodal railcars, tank cars, conventional 
railcars, automotive railcar products and marine vessels. The Wheels, Repair & Parts segment performs wheel and 
axle servicing; railcar repair, refurbishment and maintenance; as well as production of a variety of parts for the rail 
industry  in  North  America.  The  Leasing  &  Services  segment  owns  approximately  8,300  railcars  and  provides 
management services for approximately 393,000 railcars for railroads, shippers, carriers, institutional investors and 
other leasing and transportation companies in North America as of August 31, 2020. Through unconsolidated affiliates 
the Company produces rail and industrial components and has an ownership stake in a railcar manufacturer in Brazil.

Note 2 — Summary of Significant Accounting Policies

Principles of consolidation - The financial statements include the accounts of the Company and its subsidiaries in 
which it has a controlling interest. All intercompany transactions and balances are eliminated upon consolidation.

Unclassified balance sheet - The balance sheets of the Company are presented in an unclassified format as a result of 
significant leasing activities for which the current or non-current distinction is not relevant. In addition, the activities 
of the Manufacturing; Wheels, Repair & Parts; and Leasing & Services segments are so intertwined that in the opinion 
of management, any attempt to separate the respective balance sheet categories would not be meaningful and may 
lead to the development of misleading conclusions by the reader.

Foreign currency translation - Certain operations outside the U.S. prepare financial statements in currencies other 
than the U.S. Dollar. Revenues and expenses are translated at monthly average exchange rates during the year, while 
assets and liabilities are translated at year-end exchange rates. Translation adjustments are accumulated as a separate 
component of equity in other comprehensive income (loss). The net foreign currency translation adjustment balances 
were $39.8 million, $34.2 million and $21.5 million as of August 31, 2020, 2019 and 2018, respectively.

Cash and cash equivalents - Cash may temporarily be invested primarily in money market funds. All highly-liquid 
investments with a maturity of three months or less at the date of acquisition are considered cash equivalents.

Restricted  cash  -  Restricted  cash  primarily  relates  to  amounts  held  to  support  a  target  minimum  rate  of  return  on 
certain agreements and a pass through account for activity related to management services provided for certain third 
party customers. 

Accounts receivable - Accounts receivable consists of receivables from customers and receivables from related parties 
(see Note 16 - Related Party Transactions) and is stated net of allowance for doubtful accounts of $2.7 million and 
$2.2 million as of August 31, 2020 and 2019, respectively.

(In thousands)
Allowance for doubtful accounts
Balance at beginning of period
Additions, net of reversals
Usage
Currency translation effect
Balance at end of period

2020

As of August 31,
2019

2018

  $

  $

2,176    $
1,661     
(1,291)    
124     
2,670    $

2,701    $
773     
(1,311)    
13     
2,176    $

1,768 
938 
(54)
49 
2,701  

Inventories - Inventories are valued at the lower of cost or net realizable value using the first-in first-out method. 
Work-in-process includes material, labor and overhead. Finished goods includes completed wheels, parts and railcars 
not on lease or in transit.

52

 
 
 
 
   
 
 
 
   
      
      
  
   
   
   
Leased railcars for syndication - Leased railcars for syndication consist of newly-built railcars manufactured at one 
of the Company’s facilities or railcars purchased from third parties, which have been placed on lease to a customer 
and which the Company intends to sell to an investor with the lease attached. These railcars are generally anticipated 
to be sold within six months of delivery of the last railcar in a group or six months from when the Company acquires 
the railcar from a third party and are typically not depreciated during that period as the Company does not believe any 
economic value of a railcar is lost in the first six months. In the event the railcars are not sold in the first six months, 
the railcars are either held in Leased railcars for syndication and are depreciated or are transferred to Equipment on 
operating  leases  and  are  depreciated.  As  of  August  31,  2020,  Leased  railcars  for  syndication  was  $107.7  million 
compared to $182.3 million as of August 31, 2019.

Equipment  on  operating  leases,  net  -  Equipment  on  operating  leases  is  stated  net  of  accumulated  depreciation. 
Depreciation to estimated salvage value is provided on the straight-line method over the estimated useful lives of up 
to forty years. Management periodically reviews salvage value estimates based on current scrap prices and what the 
Company expects to receive upon disposal.

Investment in unconsolidated affiliates - Investment in unconsolidated affiliates includes the Company’s interests in 
certain investees which are accounted for under the equity method of accounting as the Company has determined that 
the  investment  provides  the  Company  with  the  ability  to  exercise  significant  influence,  but  not  control,  over  the 
investee. Significant influence is generally deemed to exist if the Company has an ownership interest in the voting 
stock of the investee of at least 20%. Several factors are considered in determining whether the equity method of 
accounting is appropriate including the relative ownership interests and governance rights of the joint venture partners. 

As  of  August  31,  2020,  selected  investments  in  unconsolidated  affiliates  include  the  Company’s  60%  interest  in 
Greenbrier-Maxion,  29.5%  interest  in  Amsted-Maxion  Cruzeiro  (which  owns  40%  of  Greenbrier-Maxion),  40% 
interest in Greenbrier Railcar Funding I LLC and 41.9% interest in Axis, LLC.

Property,  plant  and  equipment  -  Property,  plant  and  equipment  is  stated  at  cost,  net  of  accumulated  depreciation. 
Depreciation is provided on the straight-line method over estimated useful lives which primarily are as follows:

Buildings and improvements
Machinery and equipment
Other

Depreciable Life
10 - 30 years
3 - 20 years
3 - 7 years

Intangible and other assets, net - Intangible assets are recorded when a portion of the purchase price of an acquisition 
is allocated to assets such as customer contracts and relationships and trade names. Intangible assets with finite lives 
are amortized using the straight line method over their estimated useful lives which are up to 20 years. Other assets 
include  revolving  note  fees  which  are  capitalized  and  amortized  as  interest  expense  over  the  life  of  the  related 
borrowings. 

Impairment of long-lived assets - When changes in circumstances indicate the carrying amount of certain long-lived 
assets may not be recoverable, the assets are evaluated for impairment. If the forecasted undiscounted future cash 
flows are less than the carrying amount of the assets, an impairment charge to reduce the carrying value of the assets 
to estimated realizable value is recognized in the current period. No impairment of long-lived assets was recorded in 
the years ended August 31, 2020, 2019 and 2018.

Goodwill - Goodwill is recorded when the purchase price of an acquisition exceeds the fair market value of the net 
assets  acquired.  Goodwill  is  not  amortized  and  is  tested  for  impairment  at  least  annually  and  more  frequently  if 
indicators of impairment arise. The Company reviews goodwill for impairment annually using either a qualitative 
assessment  or  a  quantitative  goodwill  impairment  test.  If  the  qualitative  assessment  is  selected  and  the  Company 
determines that fair value of each reporting unit more likely than not exceeds its carrying value, no further assessment 
is  necessary.  For  reporting  units  where  the  Company  performs  the  quantitative  goodwill  impairment  test  an 
impairment loss is recorded to the extent that the reporting unit’s carrying amount exceeds the reporting unit’s fair 
value. An impairment loss cannot exceed the total amount of goodwill allocated to the reporting unit. See Note 7 – 
Goodwill for additional information. 

53

 
 
 
 
 
Warranty accruals - Warranty costs are estimated and charged to operations to cover a defined warranty period. The 
estimated warranty cost is based on history of warranty claims for each particular product type. For new product types 
without a warranty history, preliminary estimates are based on historical information for similar product types. The 
warranty accruals, included in Accounts payable and accrued liabilities, are reviewed periodically and updated based 
on warranty trends.

Income taxes - The asset and liability method is used to account for income taxes. Deferred income taxes are provided 
for the temporary effects of differences between assets and liabilities recognized for financial statement and income 
tax reporting purposes. Valuation allowances reduce deferred tax assets to an amount that will more likely than not be 
realized. The Company recognizes liabilities for uncertain tax positions based on whether evidence indicates that it is 
more likely than not that the position will be sustained on audit. The Company reevaluates these uncertain tax positions 
on a quarterly basis. Changes in tax law or court interpretations may result in the recognition of a tax benefit or an 
additional charge to the tax provision.

Deferred revenue - Cash payments received prior to meeting revenue recognition criteria are recorded in Deferred 
revenue. Amounts are reclassified out of Deferred revenue once the revenue recognition criteria have been met. 

Noncontrolling interest and Contingently redeemable noncontrolling interest - The Company has a joint venture with 
Grupo  Industrial  Monclova,  S.A.  (GIMSA)  that  manufactures  new  railroad  freight  cars  for  the  North  American 
marketplace at GIMSA’s existing manufacturing facility located in Frontera, Mexico. Each party owns a 50% interest 
in the joint venture. The financial results of this operation are consolidated for financial reporting purposes as the 
Company maintains a controlling interest as evidenced by the right to appoint the majority of the Board of Directors, 
control  over  accounting,  financing,  marketing  and  engineering  and  approval  and  design  of  products.  The 
noncontrolling interest related to the partner’s 50% interest in the joint venture is included in Noncontrolling interest 
in the equity section of the Company’s Consolidated Balance Sheet.  

Greenbrier-Astra Rail was formed in 2017 between the Company’s existing European operations headquartered in 
Swidnica, Poland and Astra Rail, based in Arad, Romania. Greenbrier-Astra Rail is controlled by the Company with 
an approximate 75% interest. Astra Rail also received a put option to sell its entire noncontrolling interest to Greenbrier 
at an exercise price equal to the higher of fair value or a defined EBITDA multiple as measured on the exercise date. 
The option is exercisable 30 days prior to and up until June 1, 2022. The Company consolidates Greenbrier-Astra Rail 
for financial reporting purposes and includes the noncontrolling interest in the mezzanine section of the Consolidated 
Balance Sheet in Contingently redeemable noncontrolling interest. The carrying value of the noncontrolling interest 
cannot be less than the maximum redemption amount, which is the amount Greenbrier will settle the put option for if 
exercised. Adjustments to reconcile the carrying value to the maximum redemption amount are recorded to retained 
earnings.

In  August  2018,  Greenbrier-Astra  Rail  entered  into  an  agreement  to  take  an  approximately  68%  ownership  stake  in 
Rayvag, a railcar manufacturing company based in Adana, Turkey. Rayvag is controlled by the Company. The Company 
consolidates Rayvag for financial reporting purposes. The noncontrolling interest related to the partner’s interest is 
included in Noncontrolling interest in the equity section of the Company’s Consolidated Balance Sheet. 

Net earnings attributable to noncontrolling interest on the Company’s Consolidated Statement of Income represents 
the Company’s partners’ share of results from operations.

54

Accumulated other comprehensive loss – Accumulated other comprehensive loss, net of tax as appropriate, consisted 
of the following:

 (In thousands)
Balance, August 31, 2019
Other comprehensive income (loss) before 
reclassifications
Amounts reclassified from accumulated other
   comprehensive loss
Balance, August 31, 2020

Unrealized
Gain (Loss)
on Derivative
Financial
Instruments  

Foreign
Currency
Translation
Adjustment  

  $

(8,841)  $

(34,194)  $

Accumulated
Other
Comprehensive
Loss
(44,815)

Other

(1,780)  $

(7,304)   

(5,622)   

749    $

(12,177)

4,175     
(11,970)  $

—     
(39,816)  $

—    $
(1,031)  $

  $

4,175 
(52,817)

The amounts reclassified out of Accumulated other comprehensive loss into the Consolidated Statements of Income, 
with the financial statement caption, were as follows:

(In thousands)
(Gain) loss on derivative financial instruments:    
  $

Foreign exchange contracts
Interest rate swap contracts

  $

Year Ended August 31,
2019
2020

Financial Statement Caption

2,984    $
2,657     
5,641     
(1,466)    
4,175    $

1,794    Revenue and Cost of revenue
545    Interest and foreign exchange

2,339   
(485)  
1,854   

Total before tax
Tax expense
Net of tax

Revenue recognition – The Company measures revenue at the amounts that reflect the consideration to which it expects 
to  be  entitled  in  exchange  for  transferring  control  of  goods  and  services  to  customers.  The  Company  recognizes 
revenue either at the point in time or over the period of time that performance obligations to customers are satisfied. 
Payment  terms  vary  by  segment  and  product  type  and  are  generally  due  within  normal  commercial  terms.  The 
Company’s  contracts  with  customers  may  include  multiple  performance  obligations  (e.g.  railcars,  maintenance, 
management services, etc.). For such arrangements, the Company allocates revenues to each performance obligation 
based on its relative standalone selling price. The Company has disaggregated revenue from contracts with customers 
into categories which describe the principal activities from which it generates revenues. 

Manufacturing

Railcars  are  manufactured  in  accordance  with  contracts  with  customers.  The  Company  recognizes  revenue  upon  its 
customers’ acceptance of the completed railcars at a specified delivery point. From time to time, the Company enters into 
multi-year supply agreements. Each railcar delivery is considered a distinct performance obligation, such that the amounts 
that are recognized as revenue following railcar delivery are generally not subject to change.

The Company typically recognizes marine vessel manufacturing revenue over time using the cost input method, based 
on progress toward contract completion measured by actual costs incurred to date in relation to the estimate of total 
expected costs. This method best depicts the Company’s performance in completing the construction of the marine 
vessel for the customer and is consistent with the percentage of completion method used prior to the adoption of Topic 
606.

Wheels, Repair & Parts

The Company operates a network of wheel, repair and parts shops in North America that provide complete wheelset 
reconditioning and railcar repair services. 

55

 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
      
    
 
   
 
   
 
   
 
Wheels revenue is recognized when wheelsets are shipped to the customer or when consumed by customers in the 
case of consignment arrangements. Parts revenue is recognized upon shipment of the parts to the customers. 

Repair  revenue  is  typically  recognized  over  time  using  the  cost  input  method,  based  on  progress  toward  contract 
completion measured by actual costs incurred to date in relation to the estimate of total expected costs. This method 
best  depicts  the  Company’s  performance  in  repairing  the  railcars  for  the  customer.  Repair  services  are  typically 
completed in less than 90 days.

Leasing & Services

The Company owns a fleet of new and used cars which are leased to third-party customers. Lease revenue is recognized 
over the lease-term in the period in which it is earned.

Syndication transactions represent new and used railcars which have been placed on lease to a customer and which 
the Company intends to sell to an investor with the lease attached. At the time of such sale, revenue and cost of revenue 
associated  with  railcars  that  the  Company  has  manufactured  are  recognized  in  the  Manufacturing  segment;  while 
revenue and cost of revenue associated with railcars which were obtained from a third-party with the intent to resell 
them and subsequently sold, are recognized in Leasing & Services. 

The  Company  enters  into  multi-year  contracts  to  provide  management  and  maintenance  services  to  customers  for 
which revenue is generally recognized on a straight-line basis over the contract term as a stand-ready obligation. Costs 
to fulfill these contracts are recognized as incurred.

Interest and foreign exchange - Interest and foreign exchange includes foreign exchange transaction gains and losses, 
amortization of loan fee expense, accretion of debt discounts and external interest expense.

(In thousands)
Interest and foreign exchange:
Interest and other expense
Foreign exchange (gain) loss

2020

Years ended August 31,
2019

2018

  $

  $

42,386    $
1,233     
43,619    $

32,260    $
(1,348)    
30,912    $

30,946 
(1,578)
29,368  

Forward exchange contracts - Foreign operations give rise to risks from fluctuations in foreign currency exchange 
rates.  Forward  exchange  contracts  with  established  financial  institutions  are  used  to  hedge  a  portion  of  such  risk. 
Realized and unrealized gains and losses on effective hedges are deferred in other comprehensive income (loss) and 
recognized in earnings concurrent with the hedged transaction or when the occurrence of the hedged transaction is no 
longer considered probable. Ineffectiveness is measured and any gain or loss is recognized in foreign exchange (gain) 
loss. Even though forward exchange contracts are entered into to mitigate the impact of currency fluctuations, certain 
exposure remains, which may affect operating results. In addition, there is risk for counterparty non-performance.

Interest rate instruments - Interest rate swap agreements are used to reduce the impact of changes in interest rates on 
certain debt. The net cash amounts paid or received under the agreements are recognized as an adjustment to interest 
expense.

Research and development - Research and development costs are expensed as incurred. Research and development 
costs incurred for new product development during the years ended August 31, 2020, 2019 and 2018 were $5.8 million, 
$5.4 million and $6.0 million, respectively, included in Selling and administrative expenses.

Net earnings per share - Basic earnings per common share (EPS) includes restricted stock grants and restricted stock 
units  that  are  considered  participating  securities,  including  some  grants  subject  to  certain  performance  criteria,  in 
weighted average basic common shares outstanding when calculating EPS when the Company is in a net earnings 
position.

56

 
 
 
 
 
 
 
 
 
   
      
      
  
   
 
Diluted EPS is calculated using the more dilutive of two approaches. The first approach includes the dilutive effect, 
using the treasury stock method, associated with shares underlying the 2.875% Convertible notes, 2.25% Convertible 
notes,  restricted  stock  units  that  are  not  considered  participating  securities  and  performance-based  restricted  stock 
units subject to performance criteria, for which actual levels of performance above target have been achieved. The 
second approach supplements the first by including the “if converted” effect of the 3.5% Convertible notes during the 
periods in which they were outstanding. Under the “if converted” method, debt issuance and interest costs, both net 
of tax, associated with the convertible notes are added back to net earnings and the share count is increased by the 
shares underlying the convertible notes. The 3.5% Convertible notes are included in the calculation of both approaches 
using the treasury stock method when the average stock price is greater than the applicable conversion price. 

Stock-based compensation – The value of stock based compensation awards is amortized as compensation expense 
from the date of grant through the earlier of the vesting period or in some instances the recipient’s eligible retirement 
date. Stock based compensation expense consists of restricted stock units, restricted stock and phantom stock units 
awards. Stock based compensation expense for the years ended August 31, 2020, 2019 and 2018 was $9.0 million, 
$11.2 million and $29.3 million, respectively and was recorded in Selling and administrative and Cost of revenue on 
the Consolidated Statements of Income. 

Restricted stock units and restricted stock awards are accounted for as equity based awards (see Note 14 - Equity). 
Phantom stock units are accounted for as liability based awards.

Phantom Stock Units

As of August 31, 2020, there were no phantom stock units outstanding. Compensation expense related to phantom 
stock  unit  grants  were  recorded  in  Selling  and  administrative  expense  and  Cost  of  revenue  on  the  Company’s 
Consolidated Statements of Income. Compensation expense recognized related to phantom stock units for the year 
ended August 31, 2020 was $0.3 million. For the year ended August 31, 2019, a $1.2 million benefit was recognized 
in compensation expense for the re-measurement of phantom stock units due to a lower stock price. Compensation 
expense recognized related to phantom stock units for the year ended August 31, 2018 was $12.1 million.

Management estimates - The preparation of financial statements in conformity with accounting principles generally 
accepted in the U.S. requires judgment on the part of management to arrive at estimates and assumptions on matters 
that  are  inherently  uncertain.  These  estimates  may  affect  the  amount  of  assets,  liabilities,  revenues  and  expenses 
reported in the financial statements and accompanying notes and disclosure of contingent assets and liabilities within 
the financial statements. Estimates and assumptions are periodically evaluated and may be adjusted in future periods. 
Actual results could differ from those estimates.

Reclassifications - Certain immaterial reclassifications have been made to the accompanying prior year Consolidated 
Financial Statements to conform to the current year presentation. 

Initial Adoption of Accounting Policies 

Revenue Recognition

In the first quarter of 2019, the Company adopted Accounting Standard Update 2014-09, Revenue from Contracts 
with  Customers  and  related  amendments  (Topic  606).  This  standard  was  issued  to  provide  a  common  revenue 
recognition model for entities to recognize revenue in a way that depicts the transfer of promised goods or services to 
customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for the 
goods or services. The new standard also requires additional disclosures to sufficiently describe the nature, amount, 
timing, and uncertainty of revenue and cash flow arising from contracts with customers. As a result of adopting the 
new standard, the majority of the Company’s revenue recognition timing remained unchanged, while certain minor 
changes  have  occurred  related  to  maintenance  and  repair  services.  Costs  incurred  while  fulfilling  maintenance 
contracts are now recognized as incurred while the related revenue continues to be recognized over time. Additionally, 
repair and rail retrofit service revenue, while previously recognized upon completion of an order, is now recognized 
as costs are incurred.  This standard was adopted using a modified retrospective approach through a cumulative effect 
adjustment, which increased retained earnings by $5.5 million at September 1, 2018. Other adjustments recorded to 
the September 1, 2018 opening balance sheet were not material. The adoption of the new revenue standard did not 
have a material effect on the Condensed Consolidated Balance Sheet or Statement of Income.

57

Lease accounting

On September 1, 2019, the Company adopted Accounting Standards Update 2016-02, Leases and related amendments 
(Topic 842). The new guidance supersedes existing guidance on accounting for leases in Topic 840 and is intended to 
increase the transparency and comparability of accounting for lease transactions. Topic 842 requires most leases to be 
recognized on the balance sheet by recording a right-of-use (ROU) asset and a lease liability. The liability will be 
equal to the present value of lease payments. The asset will be based on the liability, subject to adjustment, such as 
for initial direct costs. For income statement purposes, the FASB retained a dual model, requiring leases to be classified 
as either operating or finance. Lessor accounting remains similar to the prior model, but updated to align with certain 
changes to the lessee model and Topic 606. 

The Company adopted the provisions of the new standard using the modified retrospective adoption method, utilizing 
the simplified transition option which allows entities to continue to apply the legacy guidance in Topic 840 in the 
comparative periods presented in the year of adoption. The Company elected the “package of practical expedients,” 
which allows it to not reassess under the new guidance prior conclusions about lease identification, lease classification, 
and initial direct costs. The Company did not elect the use-of-hindsight practical expedient. The Company elected to 
not separate lease and non-lease components. The Company elected the short-term lease recognition exemption for 
all leases that qualify, which means it will not recognize ROU assets or lease liabilities for leases with lease terms of 
less than twelve months. Following the adoption of Topic 842, the Company will utilize both Topic 842 and Topic 
606 when evaluating retained risk of services and other performance obligations in conjunction with selling railcars 
with a lease attached as part of the syndication model.

As a result of adoption, the Company recognized operating lease ROU assets and lease liabilities of $40.4 and $41.6 
million, respectively, as of September 1, 2019. The Company also recognized an immaterial finance lease asset and 
corresponding lease liability. Additionally, the Company derecognized certain existing property, plant and equipment 
and deferred revenue for railcar transactions previously not qualifying as sales due to continuing involvement, that 
now qualify as sales under the new guidance. The gain associated with this change in accounting, was mostly offset 
by  the  recognition  of  a  new  guarantee  liability.  The  adoption  of  this  new  standard  also  required  the  Company  to 
eliminate deferred gains associated with certain sale-leaseback transactions. A cumulative-effect adjustment of $4.4 
million was recorded as an increase to retained earnings as of September 1, 2019.

Derivatives and Hedging

In  August  2017,  the  FASB  issued  Accounting  Standards  Update  2017-12,  Derivatives  and  Hedging:  Targeted 
Improvements to Accounting for Hedging Activities (ASU 2017-12). This update improves the financial reporting of 
hedging relationships to better portray the economic results of an entity's risk management activities in its financial 
statements and make certain targeted improvements to simplify the application of the hedge accounting guidance. The 
guidance expands the ability to qualify for hedge accounting for non-financial and financial risk components, reduces 
complexity in fair value hedges of interest rate risk and eliminates the requirement to separately measure and report 
hedge ineffectiveness, as well as eases certain hedge effectiveness assessment requirements. The Company adopted 
this  guidance  effective  September  1,  2019  and  it  did  not  have  a  material  impact  on  our  consolidated  financial 
statements.

Prospective Accounting Changes

Measurement of Credit Losses on Financial Instruments

In June 2016, the FASB issued Accounting Standard Update 2016-13, Financial Instruments – Credit Losses (ASU 
2016-13).  This  update  introduces  a  new  model  for  recognizing  credit  losses  on  financial  instruments  based  on  an 
estimate  of  current  expected  credit  losses.  The  new  guidance  will  apply  to  loans,  accounts  receivable,  trade 
receivables, other financial assets measured at amortized cost, loan commitments and other off-balance sheet credit 
exposures. The new guidance will also apply to debt securities and other financial assets measured at fair value through 
other comprehensive income. The new guidance is effective for annual reporting periods beginning after December 
15, 2019, with early adoption permitted. The Company plans to adopt this guidance beginning September 1, 2020 and 
it is not expected to have a material impact to the consolidated financial statements.

58

Convertible Instruments and Contracts in an Entity’s Own Equity

In August 2020, the FASB issued Accounting Standard Update 2020-06, Accounting for Convertible Instruments and 
Contracts in an Entity’s Own Equity, which simplifies the accounting for certain convertible instruments, amends 
guidance on derivative scope exceptions for contracts in an entity’s own equity, and modifies the guidance on diluted 
EPS calculations as a result of these changes. The guidance in this ASU can be adopted using either a full or modified 
retrospective approach and becomes effective for annual reporting periods beginning after December 15, 2021, with 
early adoption permitted. The Company is currently evaluating the impact of this standard on its consolidated financial 
statements and disclosures.

Note 3 – Revenue Recognition

Contract balances

Contract  assets  primarily  consist  of  unbilled  receivables  related  to  marine  vessel  construction  and  railcar  repair 
services, for which the respective contracts do not yet permit billing at the reporting date. Contract liabilities primarily 
consist of customer prepayments for manufacturing, maintenance, and other management-type services, for which the 
Company has not yet satisfied the related performance obligations. 

The opening and closing balances of the Company’s contract balances are as follows:

 (In thousands)
Contract assets
Contract liabilities 1

Balance sheet
classification

August 31,
2020

August 31,
2019

  Inventories
  Deferred revenue

  $
  $

7,081    $
27,009    $

10,196    $
52,118    $

$ change

(3,115)
(25,109)

1

Contract liabilities balance includes deferred revenue within the scope of Topic 606.

For the year ended August 31, 2020, the Company recognized $28.0 million of revenue that was included in Contract 
liabilities as of August 31, 2019.

Performance obligations 

As of August 31, 2020, the Company has entered into contracts with customers for which revenue has not yet been 
recognized.  The  following  table  outlines  estimated  revenue  related  to  performance  obligations  wholly  or  partially 
unsatisfied, that the Company anticipates will be recognized in future periods.

 (In millions)
Revenue type:
Manufacturing – Railcar sales
Manufacturing – Marine
Services
Other

Manufacturing – Railcars intended for syndication 1

1

Not a performance obligation as defined in Topic 606

August 31,
2020

  $
  $
  $
  $

  $

2,053.2 
51.3 
134.3 
129.2 

236.1  

Based on current production and delivery schedules and existing contracts, approximately $1.0 billion of the Railcar 
sales  amount  is  expected  to  be  recognized  in  the  next  12  months  while  the  remaining  amount  is  expected  to  be 
recognized through 2024. The table above excludes estimated revenue to be recognized at the Company’s Brazilian 
manufacturing operations, as they are accounted for under the equity method.

Revenue  amounts  reflected  in  Railcars  intended  for  syndication  may  be  syndicated  to  third  parties  or  held  in  the 
Company’s fleet depending on a variety of factors.

59

 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
Marine revenue is expected to be recognized through 2022 as vessel construction is completed. 

Services includes management and maintenance services of which approximately 51% are expected to be performed 
through 2025 and the remaining amount through 2037. 

Note 4 – Acquisitions

Manufacturing business of American Railcar Industries, Inc.

On July 26, 2019, the Company completed its acquisition of the manufacturing business of ARI for a purchase price 
of approximately $417.2 million. In connection with the acquisition, the Company acquired two railcar manufacturing 
facilities in Arkansas, as well as other facilities which produce a range of railcar components and parts and create 
enhanced  vertical  integration  for  our  manufacturing  operations.  The  purchase  price  included  approximately  $8.5 
million  for  capital  expenditures  on  railcar  lining  operations  and  other  facility  improvements.  Included  in  the 
acquisition were equity interests in two railcar component manufacturing businesses which Greenbrier accounts for 
under the equity method of accounting and recognized at their respective fair value as investments in unconsolidated 
affiliates.

The purchase price was funded by, and consisted of, a combination of cash on hand, the proceeds of a $300 million 
secured term loan, the issuance to the seller of a $50 million senior convertible note and a payable to the seller for a 
working capital true-up amount (See Note 12 – Notes Payable, net).

For the year ended August 31, 2019, the operations contributed by ARI’s manufacturing business generated revenues 
of $43.0 million and a loss from operations of $1.6 million, which are reported in the Company’s consolidated financial 
statements as part of the Manufacturing segment. 

The following table summarizes the fair value of the assets acquired and liabilities assumed at the date of acquisition:

 (In thousands)
Accounts receivable
Inventories
Property, plant and equipment
Investments in unconsolidated affiliates
Intangibles and other assets
Goodwill
Total assets acquired
Total liabilities assumed
Net assets acquired

  $

  $

27,659 
98,053 
225,045 
40,314 
36,785 
56,659 
484,515 
67,319 
417,196  

The effect of measurement period adjustments to the previously reported preliminary purchase price allocation were 
not material.

The identified intangible assets assumed in the acquisition were recognized as follows:

 (In thousands)
Trademarks and patents
Customer and supplier relationships
Identified intangible assets subject to amortization
Other identified intangible assets not subject to amortization
Total identified intangible assets

Fair value

Weighted average
estimated useful life
(in years)

  $

  $

19,500 
16,071 
35,571 
860 
36,431 

9
7

In  accordance  with  ASC  805  Business  Combinations,  the  following  unaudited  pro  forma  financial  information 
summarizes the combined operating results of Greenbrier and ARI’s manufacturing business as if the acquisition of 

60

   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
   
 
 
 
 
ARI’s  manufacturing  business  occurred  on  September  1,  2017.  In  addition,  this  pro  forma  financial  information 
includes acquisition-related adjustments including depreciation expense to reflect the increased fair value of property, 
plant and equipment, amortization expense related to identified intangible assets, interest expense on the $50 million 
convertible senior note and $300 million senior term debt issued, and the related income tax effects. This pro forma 
financial information is presented for informational purposes only and does not include adjustments relating to the 
Company’s expected cost-savings and other synergies, and as such, is not indicative of the results of operations that 
would have been achieved if the acquisition had occurred on September 1, 2017 or of results that may occur in the 
future.

(In thousands, except per share amounts)
Revenue
Net earnings attributable to Greenbrier
Basic earnings per common share
Diluted earnings per common share

GBW

As of August 31,

2019
3,462,255    $
57,284    $
1.76    $
1.73    $

2018
2,893,400 
137,399 
4.45 
4.25  

  $
  $
  $
  $

On August 20, 2018, the Company entered into a dissolution agreement with Watco Companies, LLC, its previous 
joint venture partner, to discontinue their GBW Railcar Services railcar repair joint venture. Pursuant to the dissolution 
agreement,  previously  operated  Greenbrier  repair  shops  and  associated  employees  returned  to  the  Company. 
Additionally, the dissolution agreement provides that certain agreements entered into in connection with the original 
creation of GBW in 2014 were terminated as of the transaction date, including the leases of real and personal property, 
service agreements, and certain employment-related agreements. 

As the assets received and liabilities assumed from GBW meet the definition of a business, the Company has accounted 
for  this  transaction  as  a  business  combination.  The  total  net  assets  acquired  were  approximately  $57.6  million. 
Additionally, the Company removed the book value of its remaining equity method investment in, and note receivable 
due from, the joint venture. 

The  results  of  operations  from  the  repair  shops  acquired  are  reported  in  the  Company’s  consolidated  financial 
statements as part of the Wheels, Repair & Parts segment.

Note 5 — Inventories

(In thousands)
Manufacturing supplies and raw materials
Work-in-process
Finished goods
Excess and obsolete adjustment

(In thousands)
Excess and obsolete adjustment
Balance at beginning of period
Charge to cost of revenue
Disposition of inventory
Currency translation effect
Balance at end of period

As of August 31,

2020

2019

  $

  $

263,080    $
116,909     
173,761     
(24,221)    
529,529    $

387,015 
156,614 
130,576 
(9,512)
664,693  

2020

As of August 31,
2019

2018

  $

  $

9,512    $
17,966     
(3,555)    
298     
24,221    $

5,614    $
9,734     
(5,651)    
(185)    
9,512    $

4,136 
4,023 
(2,455)
(90)
5,614  

61

 
 
 
 
 
 
 
 
 
 
 
   
 
   
   
   
 
 
 
 
 
   
   
 
   
      
      
  
   
   
   
Note 6 — Property, Plant and Equipment, net

(In thousands)
Land and improvements
Machinery and equipment
Buildings and improvements
Construction in progress
Other

Accumulated depreciation

As of August 31,

2020

94,611    $
590,992     
376,272     
49,717     
97,432     
1,209,024     
(497,500)    
711,524    $

2019

87,872 
539,952 
338,639 
66,744 
90,822 
1,124,029 
(406,056)
717,973  

  $

  $

Depreciation expense was $86.6 million, $62.3 million and $54.5 million for the years ended August 31, 2020, 2019 
and 2018, respectively.

Note 7 — Goodwill

Changes in the carrying value of goodwill are as follows:

 (In thousands)
Balance August 31, 2019
Translation and other adjustments
Balance August 31, 2020

  Manufacturing    
  $

86,682    $
361     
 $

87,043 

  $

Wheels,
Repair &
Parts

Leasing

& Services    

Total

43,265    $
—     
43,265    $

—    $ 129,947 
—     
361 
—    $ 130,308  

 (In thousands)
Gross goodwill balance before accumulated goodwill impairment losses and other
   reductions
Accumulated goodwill impairment losses
Accumulated other reductions
Balance August 31, 2020

Goodwill

  $

  $

292,858 
(138,234)
(24,316)
130,308  

The Company performed its annual goodwill impairment test during the third quarter. The Company determined the 
fair value of the reporting units while considering both the income and market approaches. Under the income approach, 
the Company calculates the fair value of a reporting unit based on the present value of estimated future cash flows 
which incorporated forecasted revenues, long-term growth rate, gross margin percentages, operating expenses, short-
term net working capital changes, other cash flows and the use of discount rates. Under the market approach, the 
Company estimates the fair value based on observed market multiples for comparable businesses, when appropriate. 

Based on the results of the Company’s annual impairment test, the fair values of its reporting units exceeded their 
carrying values and the Company concluded that goodwill was not impaired.  

Note 8 — Intangibles and Other Assets, net

Intangible assets that are determined to have finite lives are amortized over their useful lives. Intangible assets with 
indefinite useful lives are not amortized and are periodically evaluated for impairment.  

62

 
 
 
 
 
 
 
   
   
   
   
 
   
   
 
   
 
   
 
 
 
 
 
 
 
The following table summarizes the Company’s identifiable intangible and other assets balance:

(In thousands)
Intangible assets subject to amortization:
Customer and supplier relationships

Accumulated amortization

Other intangibles

Accumulated amortization

Intangible assets not subject to amortization
Prepaid and other assets
Operating Lease ROU
Nonqualified savings plan investments
Debt issuance costs, net
Assets held for sale

As of August 31,

2020

2019

  $

  $

89,722    $
(56,509)    
37,798     
(10,595)    
60,416     
2,474     
22,026     
62,389     
35,744     
3,623     
3,650     
190,322    $

89,722 
(48,850)
34,031 
(6,908)
67,995 
5,450 
15,749 
— 
27,967 
4,568 
3,650 
125,379  

Amortization expense for the years ended August 31, 2020, 2019 and 2018 was $11.0 million, $6.3 million and $5.3 
million,  respectively.  Amortization  expense  for  the  years  ending  August  31,  2021,  2022,  2023,  2024  and  2025  is 
expected to be $10.6 million, $7.3 million, $6.0 million, $6.0 million and $5.7 million, respectively.

Note 9 — Revolving Notes

Senior secured credit facilities, consisting of three components, aggregated to $733.2 million as of August 31, 2020.

As of August 31, 2020, a $600.0 million revolving line of credit, maturing June 2024, secured by substantially all the 
Company’s assets in the U.S. not otherwise pledged as security for term loans, existed to provide working capital and 
interim financing of equipment, principally for the U.S. and Mexican operations. Advances under this North American 
credit facility bear interest at LIBOR plus 1.50% or Prime plus 0.50% depending on the type of borrowing. Available 
borrowings under the credit facility are generally based on defined levels of eligible inventory, receivables, property, 
plant  and  equipment  and  leased  equipment,  as  well  as  total  debt  to  consolidated  capitalization  and  fixed  charges 
coverage ratios.

As of August 31, 2020, lines of credit totaling $68.2 million secured by certain of the Company’s European assets, 
with variable rates that range from Warsaw Interbank Offered Rate (WIBOR) plus 1.1% to WIBOR plus 1.5% and 
Euro  Interbank  Offered  Rate  (EURIBOR)  plus  1.1%,  were  available  for  working  capital  needs  of  the  European 
manufacturing operations. The European lines of credit include $16.4 million of facilities which are guaranteed by the 
Company. European credit facilities are regularly renewed. Currently, these European credit facilities have maturities 
that range from December 2020 through September 2022.

As of August 31, 2020, the Company’s Mexican railcar manufacturing joint venture had two lines of credit totaling 
$65.0 million. The first line of credit provides up to $30.0 million and matures in June 2024. Advances under this 
facility bear interest at LIBOR plus 3.75% to 4.25%. The second line of credit provides up to $35.0 million, of which 
the Company and its joint venture partner have each guaranteed 50%. Advances under this facility bear interest at 
LIBOR plus 3.75%. The Mexican railcar manufacturing joint venture will be able to draw amounts available under 
this facility through June 2021.

As of August 31, 2020, outstanding commitments under the senior secured credit facilities consisted of $28.7 million 
in  letters  of  credit  and  $275.0  million  in  borrowings  under  the  North  American  credit  facility,  $46.5  million 
outstanding under the European credit facilities and $30.0 million outstanding under the Mexican credit facilities. As 
of August 31, 2020, the Company had an aggregate of $85.9 million available to draw down under committed credit 
facilities. 

63

 
 
 
 
   
 
   
      
  
   
   
   
 
   
   
   
   
   
   
   
 
As of August 31, 2019, outstanding commitments under the senior secured credit facilities consisted of $24.4 million 
in letters of credit under the North American credit facility and $27.1 million outstanding under the European credit 
facilities.

Note 10 — Accounts Payable and Accrued Liabilities

(In thousands)
Trade payables
Other accrued liabilities
Operating lease liabilities
Accrued payroll and related liabilities
Accrued warranty
Income taxes payable

Note 11 — Warranty Accrual

(In thousands)
Balance at beginning of period
Charged to cost of revenue
Acquisition
Payments
Currency translation effect
Balance at end of period

Note 12 — Notes Payable, net

(In thousands)
Term loans
2.875% Convertible senior notes, due 2024
2.25% Convertible senior notes, due 2024
Other notes payable

Debt discount and issuance costs

Term loans are primarily composed of:

As of August 31,

2020

2019

  $

  $

148,971    $
100,168     
64,509   
105,008     
45,224     
—     
463,880    $

302,009 
108,939 
— 
106,669 
46,678 
4,065 
568,360  

2020

As of August 31,
2019

2018

  $

  $

46,678    $
3,984     
—     
(6,212)    
774     
45,224    $

27,395    $
5,014     
23,895     
(8,594)    
(1,032)    
46,678    $

20,737 
12,323 
— 
(5,217)
(448)
27,395  

As of August 31,

2020

2019

  $

  $

  $

498,858    $
275,000     
50,000     
10,135     
833,993    $
(29,905)    
804,088    $

521,544 
275,000 
50,000 
14,001 
860,545 
(37,660)
822,885  

(cid:129)

(cid:129)

$300.0 million of senior term debt, with a maturity date of June 2024 unless the Convertible senior notes due 
February 2024 are outstanding as of November 1, 2023, in which case the debt matures on that date. The debt 
bears a floating interest rate of LIBOR plus 1.5% with principal of $3.75 million paid quarterly in arrears and 
a balloon payment of $232.5 million due at maturity. An interest rate swap agreement was entered into on 
50% of the initial balance to swap the floating interest rate of LIBOR plus 1.5% to a fixed rate of 3.19%. The 
principal balance as of August 31, 2020 was $288.8 million.

$225.0 million of senior term debt, with a maturity date of September 2023, which is secured by a pool of 
leased railcars. The debt bears a floating interest rate of LIBOR plus 1.5% with principal of $1.97 million 
paid  quarterly  in  arrears  and  a  balloon  payment  of  $185.6  million  due  at  maturity.  An  interest  rate  swap 
agreement was entered into on approximately 50% of the initial balance to swap the floating interest rate of 
LIBOR plus 1.5% to a fixed rate of 4.49%. The principal balance as of August 31, 2020 was $209.3 million.

64

 
 
 
 
   
 
   
   
   
   
   
 
 
 
 
 
   
   
 
   
   
   
   
 
 
 
 
   
 
   
   
   
 
   
 
(cid:129) Other  term  loan  with  an  aggregate  balance  of  $0.8  million  as  of  August  31,  2020  and  a  maturity  date  of 

September 2022.

Convertible senior notes, due 2024, bear interest at a fixed rate of 2.875%, paid semi-annually in arrears on February 
1st and August 1st. The convertible notes mature on February 1, 2024, unless earlier repurchased by the Company or 
converted in accordance with their terms. Upon the satisfaction of certain conditions, holders may convert at their 
option at any time prior to the business day immediately preceding the stated maturity date. The convertible notes are 
senior unsecured obligations and rank equally with other senior unsecured debt. The convertible notes are convertible 
into  shares  of  the  Company’s  common  stock,  at  an  initial  conversion  rate  of  16.6234  shares  per  $1,000  principal 
amount of the notes (which is equal to an initial conversion price of $60.16 per share). The initial conversion rate and 
conversion price are subject to adjustment upon the occurrence of certain events, such as distributions, dividends or 
stock splits. There were $33.1 million of initial debt discount and $8.0 million of original debt issuance costs included 
in  Notes  Payable,  net  on  the  Company’s  Consolidated  Balance  Sheet.  The  debt  discount  represents  the  difference 
between  the  debt  principal  and  the  value  of  a  similar  debt  instrument  that  does  not  have  a  conversion  feature  at 
issuance.  The debt discount is being amortized using the effective interest rate method through February 2024 and 
the amortization expense is included in Interest and Foreign exchange on the Company’s Consolidated Statement of 
Income. In accordance with ASC 470-20, the Company separately accounts for the liability component (debt principal 
net  of  debt  discount)  and  equity  component.  The  liability  component  is  recognized  as  the  fair  value  of  a  similar 
instrument that does not have a conversion feature at issuance. To determine the fair value of the liability component, 
the Company assumed an interest rate of approximately 5% which resulted in a fair value of $241.9 million. The 
equity component, which is the conversion feature at issuance, is recognized as the difference between the proceeds 
from the issuance of the notes ($275 million) and the fair value of the liability component ($241.9 million). As of 
August  31,  2020  and  2019,  the  equity  component  was  $33.1  million  which  was  recorded  on  the  Company’s 
Consolidated Balance Sheet in Additional paid-in capital, net of tax of $12.3 million. As of August 31, 2020, the 
Company has reserved approximately 6.3 million shares for issuance upon conversion of these notes.

Convertible senior notes, due 2024, bear interest at a fixed rate of 2.25%, paid semi-annually in arrears on February 
1st  and  August  1st.  The  convertible  notes  mature  on  July  26,  2024,  unless  earlier  repurchased  by  the  Company  or 
converted in accordance with their terms. Upon the satisfaction of certain conditions, holders may convert at their 
option at any time prior to the business day immediately preceding the stated maturity date. The convertible notes are 
senior unsecured obligations and rank equally with other senior unsecured debt. The convertible notes are convertible 
into  shares  of  the  Company’s  common  stock,  at  an  initial  conversion  rate  of  22.1910  shares  per  $1,000  principal 
amount of the notes (which is equal to an initial conversion price of $45.06 per share). The initial conversion rate and 
conversion price are subject to adjustment upon the occurrence of certain events, such as distributions, dividends or 
stock  splits.  There  was  $4.9  million  of  initial  debt  discount  included  in  Notes  Payable,  net  on  the  Company’s 
Consolidated Balance Sheet. The debt discount represents the difference between the debt principal and the value of 
a similar debt instrument that does not have a conversion feature at issuance.  The debt discount is being amortized 
using the effective interest rate method through July 2024 and the amortization expense is included in Interest and 
Foreign  exchange  on  the  Company’s  Consolidated  Statement  of  Income.  In  accordance  with  ASC  470-20,  the 
Company separately accounts for the liability component (debt principal net of debt discount) and equity component. 
The liability component is recognized as the fair value of a similar instrument that does not have a conversion feature 
at  issuance.  To  determine  the  fair  value  of  the  liability  component,  the  Company  assumed  an  interest  rate  of 
approximately 5% which resulted in a fair value of $45.1 million. The equity component, which is the conversion 
feature at issuance, is recognized as the difference between the proceeds from the issuance of the notes (fair value of 
$50 million) and the fair value of the liability component ($45.1 million). As of August 31, 2020 and 2019, the equity 
component was $4.9 million which was recorded on the Company’s Consolidated Balance Sheet in Additional paid-
in capital, net of tax of $1.2 million. As of August 31, 2020, the Company has reserved approximately 1.5 million 
shares for issuance upon conversion of these notes.

Other notes payable includes $10.1 million of unsecured debt with maturity dates ranging from September 2020 to 
August 2025.

65

The notes payable, along with the revolving and operating lines of credit, contain certain covenants with respect to 
the Company and various subsidiaries, the most restrictive of which, among other things, limit the ability to: incur 
additional indebtedness or guarantees; pay dividends or repurchase stock; enter into capital leases; create liens; sell 
assets;  engage  in  transactions  with  affiliates,  including  joint  ventures  and  non  U.S.  subsidiaries,  including  but  not 
limited  to  loans,  advances,  equity  investments  and  guarantees;  enter  into  mergers,  consolidations  or  sales  of 
substantially  all  the  Company’s  assets;  and  enter  into  new  lines  of  business.  The  covenants  also  require  certain 
maximum ratios of debt to total capitalization and minimum levels of fixed charges (interest and rent) coverage.  

As of August 31, 2020 principal payments on the notes payable are expected as follows:

 (In thousands)
Year ending August 31,
2021
2022
2023
2024 (1)
2025
Thereafter

  $

  $

32,375 
23,716 
23,296 
754,522 
84 
- 
833,993  

(1) The repayment of the $275.0 million of Convertible senior notes due February 2024 and the $50.0 million of Convertible senior notes due 

July 2024 is assumed to occur at the scheduled maturity in 2024 instead of assuming an earlier conversion by the holders.

Note 13 — Derivative Instruments

Foreign  operations  give  rise  to  market  risks  from  changes  in  foreign  currency  exchange  rates.  Foreign  currency 
forward exchange contracts with established financial institutions are utilized to hedge a portion of that risk. Interest 
rate swap agreements are used to reduce the impact of changes in interest rates on certain debt. The Company’s foreign 
currency  forward  exchange  contracts  and  interest  rate  swap  agreements  are  designated  as  cash  flow  hedges,  and 
therefore the effective portion of unrealized gains and losses is recorded in accumulated other comprehensive income 
or loss.

At August 31, 2020 exchange rates, notional amounts of forward exchange contracts for the purchase of Polish Zlotys 
and the sale of Euros aggregated to $48.5 million. The fair value of the contracts is included on the Consolidated 
Balance Sheets as Accounts payable and accrued liabilities when there is a loss, or as Accounts receivable, net when 
there is a gain. As the contracts mature at various dates through May 2022, any such gain or loss remaining will be 
recognized  in  manufacturing  revenue  or  cost  of  revenue  along  with  the  related  transactions.  In  the  event  that  the 
underlying transaction does not occur or does not occur in the period designated at the inception of the hedge, the 
amount classified in accumulated other comprehensive loss would be reclassified to the results of operations in Interest 
and foreign exchange at the time of occurrence. At August 31, 2020 exchange rates, approximately $0.1 million would 
be reclassified to revenue or cost of revenue in the next year. 

At August  31,  2020, an interest rate swap agreement maturing in September 2023 had a notional amount of $105.6 
million and an interest rate swap agreement maturing June 2024 had a notional amount of $144.4 million. The fair value 
of the contracts are included on the Consolidated Balance Sheets in Accounts payable and accrued liabilities when there 
is a loss, or in Accounts receivable, net when there is a gain. As interest expense on the underlying debt is recognized, 
amounts corresponding to the interest rate swap are reclassified from Accumulated other comprehensive loss and charged 
or credited to interest expense. At August 31, 2020 interest rates, approximately $5.0 million would be reclassified to 
interest expense in the next year.     

66

 
   
 
 
 
  
 
 
 
 
 
 
 
 
 
 
Fair Values of Derivative Instruments

Asset Derivatives

Liability Derivatives

(In thousands)
Derivatives designated as hedging instruments

Balance sheet
caption

August 31,

2020
Fair
Value

2019
Fair
Value

Balance sheet
caption

August 31,

2020
Fair
Value

2019
Fair
Value

Foreign forward
   exchange contracts

Accounts
   receivable, net

$

560  

$

64  

Interest rate swap
   contracts

Intangibles and
   other assets, net

—  
560  

$

$

Derivatives not 
designated as hedging 
instruments

Accounts payable
   and accrued
   liabilities
Accounts payable
   and accrued
   liabilities

—  
64    

  $

3   $

437 

    15,904     10,255 
  $ 15,907   $ 10,692 

Foreign forward
   exchange contracts

Accounts
   receivable, net

$

22  

$ —  

Accounts payable
   and accrued
   liabilities

  $ —   $

587  

The Effect of Derivative Instruments on the Consolidated Statements of Income

Derivatives in cash flow
hedging relationships

Location of gain (loss)
recognized in income on derivative

Gain (loss) recognized in income on
derivatives Years ended August 31,

2020

2019

Foreign forward exchange contract

  Interest and foreign exchange

  $

83 

 $

213  

Derivatives in
cash flow hedging
relationships

Foreign forward
   exchange contracts
Foreign forward
   exchange contracts

Interest rate swap
   contracts

Gain (loss)
recognized in
OCI on derivatives
Years ended August 31,
2019
2020

Location of
gain (loss)
reclassified 
from
accumulated
OCI into 
income

Gain (loss)
reclassified from
accumulated OCI
into income
Years ended August 31,
2019
2020

Location of gain
(loss) in income
on derivative
(amount
excluded from
effectiveness testing)  

Gain (loss)
recognized on
derivative (amount
excluded from
effectiveness testing)
Years ended August 31,
2019
2020

 $

461  

 $

(2,238 )

(8,307 )
(10,084 )

 $

 $

(421 )  

(1,261 )   Revenue
Cost of 
revenue
Interest and
   foreign
   exchange

(11,582 )  
(13,264 )  

  $

(748 )   $

(764 )   Revenue

  $

996     $

1,346  

(2,236 )    

(1,030 )   Cost of revenue

513      

935  

(2,657 )    
(5,641 )   $

   $

Interest and
   foreign
   exchange

(545 )  
(2,339 )    

—      
1,509     $

(587 )
1,694  

  $

The following table presents the amounts in the Consolidated Statements of Income in which the effects of the cash flow 
hedges are recorded and the effects of the cash flow hedge activity on these line items for the years ended August 31, 
2020, 2019 and 2018:

2020

Amount of 
gain
(loss) on cash
flow hedge
activity

Total

For the Years Ended August 31,
2019

Amount of 
gain
(loss) on cash
flow hedge
activity

Total

2018

Amount of 
gain
(loss) on cash
flow hedge
activity

Total

  $2,792,189    $
    2,439,058     

(748)
(2,236)

 $3,033,591    $
   2,667,105     

(764)   $ 2,519,464    $
(1,030)     2,110,409     

1,145 
(429)

43,619     

(2,657)

30,912     

(545)    

29,368     

(298)

(In thousands)
Revenue
Cost of revenue
Interest and foreign 
exchange

67

 
 
  
 
 
 
 
 
    
 
 
 
 
 
 
  
    
 
  
 
 
 
  
  
 
  
 
    
   
     
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
  
 
     
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
   
   
  
  
   
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
   
   
 
   
  
Note 14 — Equity

Stock Incentive Plan

The 2014 Amended and Restated Stock Incentive Plan was amended and restated as the 2017 Amended and Restated 
Stock Incentive Plan on October 24, 2017 and approved by stockholders on January 5, 2018. The stockholders also 
approved an increase in the total number of shares reserved for issuance by 1,100,000 shares. As a result, the maximum 
aggregate number of the Company’s common shares authorized for issuance is 5,425,000. The 2017 Amended and 
Restated Stock Incentive Plan provides for the grant of incentive stock options, non-statutory stock options, restricted 
shares, restricted stock units and stock appreciation rights. 

On August 31, 2020 there were 465,636 shares available for grant compared to 849,522 and 1,050,675 shares available 
for grant as of the years ended August 31, 2019 and 2018, respectively. There are no stock options or stock appreciation 
rights outstanding as of August 31, 2020. The Company currently grants restricted shares and restricted stock units. 
Restricted share grants are considered outstanding shares of common stock at the time they are issued. The holders of 
unvested restricted shares are entitled to voting rights and participation in dividends. Shares associated with restricted 
stock unit awards are not considered legally outstanding shares of common stock until vested. Restricted stock unit 
awards, including performance-based awards, are entitled to participate in dividends and these awards are considered 
participating securities and are considered outstanding for earnings per share purposes when the effect is dilutive. 

During the years ended August 31, 2020, 2019 and 2018, the Company awarded restricted share and restricted stock 
unit grants totaling 469,825, 313,540, and 317,036  shares, respectively, which include performance-based grants. As 
of August 31, 2020, there were a total of 512,021 shares associated with unvested performance-based grants. The 
actual number of shares that will vest associated with performance-based grants will vary depending on the Company’s 
performance.  Approximately  512,021  additional  shares  may  be  granted  if  performance-based  restricted  stock  unit 
awards vest at stretch levels of performance. These additional shares are associated with restricted stock unit awards 
granted during the years ended August 31, 2020, 2019 and 2018. The fair value of awards granted was $14.5 million, 
$17.4 million, and $15.2 million for the years ended August 31, 2020, 2019 and 2018, respectively.

The  value,  at  the  date  of  grant,  of  stock  awarded  under  restricted  share  grants  and  restricted  stock  unit  grants  is 
amortized as compensation expense over the lesser of the vesting period of one to three years or to the recipients 
eligible retirement date. Compensation expense recognized related to restricted share grants and restricted stock unit 
grants  for  the  years  ended  August  31,  2020,  2019  and  2018  was  $8.7  million,  $12.4  million,  and  $17.2  million, 
respectively, and was recorded in Selling and administrative and Cost of revenue on the Consolidated Statements of 
Income. Unamortized compensation cost related to restricted stock grants was $11.2 million as of August 31, 2020. 

Total unvested restricted share and restricted stock unit grants were 883,933 and 697,949 as of August 31, 2020 and 
2019. The following table summarizes restricted share and restricted stock unit grant transactions for shares, both 
vested and unvested, under the 2017 Amended and Restated Stock Incentive Plan:

Balance at August 31, 2017 (1)
Granted
Forfeited
Balance at August 31, 2018 (1)
Granted
Forfeited
Balance at August 31, 2019 (1)
Granted
Forfeited
Balance at August 31, 2020 (1)

(1) Balance represents cumulative grants net of forfeitures. 

68

Shares

4,091,729 
317,036 
(34,440)
4,374,325 
313,540 
(112,387)
4,575,478 
469,825 
(85,939)
4,959,364  

 
 
 
  
  
  
  
  
  
  
  
  
  
Share Repurchase Program

The Board of Directors has authorized the Company to repurchase shares of the Company’s common stock. The share 
repurchase  program  has  an  expiration  date  of  March  31,  2021  and  the  amount  remaining  for  repurchase  is  $100 
million.  Under  the  share  repurchase  program,  shares  of  common  stock  may  be  purchased  on  the  open  market  or 
through privately negotiated transactions from time to time. The timing and amount of purchases will be based upon 
market  conditions,  securities  law  limitations  and  other  factors.  The  program  may  be  modified,  suspended  or 
discontinued at any time without prior notice. The share repurchase program does not obligate the Company to acquire 
any specific number of shares in any period. There were no shares repurchased during the years ended August 31, 
2020 and 2019.

Note 15 — Earnings Per Share 

The shares used in the computation of the Company’s basic and diluted earnings per common share are reconciled as 
follows:

(In thousands)
Weighted average basic common shares outstanding (1)
Dilutive effect of 3.5% Convertible notes (2)
Dilutive effect of 2.875% Convertible notes (3)
Dilutive effect of 2.25% Convertible notes (4)
Dilutive effect of restricted stock units (5)
Weighted average diluted common shares outstanding

2020

Years ended August 31,
2019

2018

32,670     
n/a   
—     
—     
771     
33,441     

32,615     
n/a     
—     
—   
550     
33,165     

30,857 
1,821 
— 
n/a 
157 
32,835  

(1) Restricted stock grants and restricted stock units that are considered participating securities, including some grants subject to certain 
performance criteria, are included in weighted average basic common shares outstanding when the Company is in a net earnings 
position. No restricted stock and restricted stock units were anti-dilutive for the years ended August 31, 2020, 2019 and 2018.
(2) The dilutive effect of the 3.5% Convertible notes was included as they were considered dilutive under the “if converted” method as 

further discussed below for the year ended August 31, 2018. The 3.5% Convertible notes matured on April 1, 2018.

(3) The 2.875% Convertible notes were issued in February 2017. The dilutive effect of the 2.875% Convertible notes was excluded for 
the years ended August 31, 2020, 2019 and 2018 as the average stock price was less than the applicable conversion price and therefore 
was considered anti-dilutive. 

(4) The 2.25% Convertible notes were issued in July 2019. The dilutive effect of the 2.25% Convertible notes was excluded for the years 
ended August 31, 2020 and 2019 as the average stock price was less than the applicable conversion price and therefore was considered 
anti-dilutive. 

(5) Restricted stock units that are not considered participating securities and restricted stock units subject to performance criteria, for 
which  actual  levels  of  performance  above  target  have  been  achieved,  are  included  in  weighted  average  diluted  common  shares 
outstanding when the Company is in a net earnings position. 

Diluted EPS is calculated using the more dilutive of two approaches. The first approach includes the dilutive effect, 
using the treasury stock method, associated with shares underlying the 2.875% Convertible notes, 2.25% Convertible 
notes, restricted stock units that are not  considered  participating securities  and performance  based  restricted stock 
units subject to performance criteria, for which actual levels of performance above target have been achieved. The 
second approach supplements the first by including the “if converted” effect of the 3.5% Convertible notes during the 
periods in which they were outstanding. Under the “if converted” method, debt issuance and interest costs, both net 
of tax, associated with the convertible notes are added back to net earnings and the share count is increased by the 
shares  underlying  the  convertible  notes.  The  3.5%  Convertible  notes  were  included  in  the  calculation  of  both 
approaches using the treasury stock method when the average stock price is greater than the applicable conversion 
price. 

69

 
 
 
 
 
 
 
 
 
   
 
   
   
   
   
(In thousands, except per share data)
Net earnings attributable to Greenbrier
Add back:
Interest and debt issuance costs on the 3.5% Convertible
   notes, net of tax
Earnings before interest and debt issuance costs on the 3.5%
   Convertible notes
Weighted average diluted common shares outstanding
Diluted earnings per share (1)

2020

Years ended August 31,
2019

 $

48,967 

 $

71,076 

 $

2018
151,781 

n/a 

n/a 

2,031 

 $

 $

48,967 
33,441 
1.46 

 $

 $

71,076 
33,165 
2.14 

 $

 $

153,812 
32,835 
4.68  

(1)    Diluted earnings per share was  calculated as follows:

Earnings before interest and debt issuance costs on the 3.5% Convertible notes 
Weighted average diluted common shares outstanding

Note 16 — Related Party Transactions

In June 2017, the Company purchased a 40% interest in the common equity of an entity that buys and sells railcar 
assets that are leased to third parties. The railcars sold to this leasing warehouse are principally built by Greenbrier. 
The Company accounts for this leasing warehouse investment under the equity method of accounting. As of August 
31, 2020, the carrying amount of the investment was $3.6 million which is classified in Investment in unconsolidated 
affiliates in the Consolidated Balance Sheet. Upon sale of railcars to this entity from Greenbrier, 60% of the related 
revenue and margin is recognized and 40% is deferred until the railcars are ultimately sold by the entity. The Company 
recognized  $4.7  million,  $18.2  million  and  $15.9  million  in  revenue  associated  with  railcars  sold  into  the  leasing 
warehouse during the years ended August 31, 2020, 2019 and 2018, respectively. The Company also recognized $5.6 
million and $47.8 million with railcars sold out of the leasing warehouse during the years ended August 31, 2019 and 
2018,  respectively.  The  Company  also  provides  administrative  and  remarketing  services  to  this  entity  and  earns 
management fees for these services which were immaterial for each of the years ended August 31, 2020, 2019 and 
2018.

The Company has a 41.9% interest in Axis, a joint venture that manufactures and sells axles to its joint venture partners 
for use and distribution both domestically and internationally in traditional freight railcar markets and other railcar 
markets. The Company obtained its ownership interest in Axis as part of the acquisition of the manufacturing business 
of ARI on July 26, 2019. The Company purchased $12.7 million and $1.6 million of railcar components from Axis 
during the years ended August 31, 2020 and August 31, 2019, respectively.  

In November 2019, the Company increased its ownership interest in Amsted-Maxion Cruzeiro from 24.5% to 29.5%. 
This transaction included a conversion to equity of $4.8 million from a note receivable, including accrued interest, 
and a re-payment to the Company of $1.5 million which was used to acquire the additional 5% ownership interest. As 
of August 31, 2020, the Company had a remaining $4.5 million note receivable due from Amsted-Maxion Cruzeiro, 
its  unconsolidated  Brazilian  castings  and  components  manufacturer  and  a  $3.8  million  note  receivable  from 
Greenbrier-Maxion,  its  unconsolidated  Brazilian  railcar  manufacturer.  These  note  receivables  are  included  on  the 
Consolidated Balance Sheet in Accounts receivable, net.

In May 2020, the Company and its manufacturing partner Grupo Industrial Monclova, S.A. (GIMSA) amended its 
joint venture agreement for its joint ventures in Monclova, Mexico. In addition to certain temporary changes to the 
existing fee arrangements, the joint ventures also paid dividends of $22.5 million to each of the joint venture partners 
during the year ended August 31, 2020. 

Mr. Furman is the owner of a private aircraft managed by a private independent management company. From time to 
time, the Company’s business requires charter use of privately-owned aircraft. In such instances, it is possible that 
charters may be placed on Mr. Furman’s aircraft. The Company placed charters on Mr. Furman’s aircraft aggregating 
$0.3 million, $1.5 million and $0.5 million for each of the years ended August 31, 2020, 2019 and 2018, respectively.

70

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
  
  
  
  
In July 2014, the Company and Watco Companies LLC completed the formation of GBW, an unconsolidated 50/50 
joint venture. The Company accounted for its interest in GBW under the equity method of accounting. On August 20, 
2018 the Company entered into an agreement with its joint venture partner to discontinue the GBW railcar repair joint 
venture. The Company leased real and personal property to GBW with lease revenue totaling approximately $5 million 
for the year ended August 31, 2018. The Company sold wheel sets and components to GBW which totaled $16.5 
million for the year ended August 31, 2018. GBW provided services to the Company which totaled $0.4 million for 
the year ended August 31, 2018.

Note 17 — Income Taxes

Components of income tax expense were as follows:

(In thousands)
Current

Federal
State
Foreign

Deferred
Federal
State
Foreign

Change in valuation allowance

Income tax expense

2020

Years ended August 31,
2019

2018

 $

 $

 $

21,040 
785 
25,346 
47,171 

(8,294)   
688 
495 
(7,111)   
124 
40,184 

 $

 $

18,894 
4,775 
37,391 
61,060 

(8,559)   
(2,542)   
(8,433)   
(19,534)   

62 
41,588 

 $

28,357 
3,244 
38,628 
70,229 

(33,459)
(344)
(3,690)
(37,493)
157 
32,893  

Income tax expense was computed using different statutory rates for the fiscal years presented.  Due to the 2017 Tax 
Cuts and Jobs Act (Tax Act) enacted on December 22, 2017, the federal statutory rate was reduced from 35% to 21% 
effective January 1, 2018. The U.S. federal corporate statutory rates used are 21%, 21% and 25.7% for fiscal years 
2020, 2019 and 2018, respectively.

The Company recognized the income tax effects of the Tax Act in its financial statements in accordance with Staff 
Accounting Bulletin No. 118 (SAB 118), which provided guidance for the application of ASC 740, Income Taxes 
(ASC 740), in the reporting period in which the Tax Act was signed into law.  During the year ended August 31, 2018, 
deferred income taxes were remeasured as a result of the new statutory rate resulting in a tax benefit of $33.6 million.  
This benefit was partially offset by a one-time accrual of $8.9 million of tax expense related to the transition tax on 
foreign  earnings  not  previously  subject  to  U.S.  taxation.    During  the  year  ended  August  31,  2019  the  Company 
finalized all accounting for the specific income tax effects of the Tax Act for which the accounting under ASC 740 
was previously incomplete.

For the year ended August 31, 2020, the Company has estimated the impact of the Tax Act which are effective for tax 
years 2018 and forward. The most significant item, impacting the Company in 2019, is the global intangible low-taxed 
income  (GILTI)  tax.  GILTI  is  not  estimated  to  be  material  in  the  current  year  due  to  the  high-tax  exception.  The 
Company has made an accounting policy election to treat the GILTI tax as a current period expense and has included 
it in the financial statements.  

In response to the COVID‑19 pandemic, the CARES Act was signed into law in March 2020. The CARES Act lifts 
certain deduction limitations originally imposed by the Tax Act. Corporate taxpayers may carryback net operating 
losses (“NOLs”) originating in 2018 through 2020 for up to five years, which was not previously allowed under the 
Tax Act. The CARES Act also eliminates the existing limitation on taxable income of 80% by allowing corporate 
entities to fully utilize NOL carryforwards to offset taxable income in 2018, 2019, or 2020. Taxpayers may generally 
deduct interest up to the sum of 50% of adjusted taxable income, plus business interest income, subject to the existing 
30% limit under the Tax Act, for 2019 and 2020. The CARES Act allows taxpayers with alternative minimum tax 
credits to claim a refund in 2020 for the entire amount of the credits instead of recovering the credits through refunds 
over a period of years, as originally enacted by the Tax Act.

71

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
In  addition,  the  CARES  Act  raises  the  corporate  charitable  deduction  limit  to  25%  of  taxable  income  and  makes 
qualified improvement property generally eligible for 15-year cost-recovery and 100% bonus depreciation. With the 
enactment  of  the  CARES  Act,  we  benefited  from  additional  interest  and  depreciation  deductions  with  the  overall 
benefit being immaterial.

The reconciliation between effective and statutory tax rates on operations is as follows:

Federal statutory rate
State income taxes, net of federal benefit
Foreign operations, excluding transition tax
Transition tax on foreign earnings
Remeasurement of domestic deferred taxes
Change in valuation allowance
Noncontrolling interest in flow-through entity
Permanent differences
Other
Effective tax rate

2020

Years ended August 31,
2019

2018

21.0%   
2.0 
4.5 
— 
— 
0.1 
(6.1)
8.9 
1.8 
32.2%   

21.0%   
1.3 
5.8 
0.5 
— 
— 
(5.7)
3.6 
0.6 
27.1%   

25.7%
0.8 
1.8 
3.1 
(15.0)
0.1 
(2.2)
2.6 
(2.2)
14.7%

Earnings before income tax and earnings from unconsolidated affiliates for the years ended August 31, 2020, 2019 
and 2018 were $71.2 million, $75.0 million and $110.8 million, respectively, for our domestic U.S. operations and 
$53.6 million, $78.2 million and $112.8 million, respectively for our foreign operations.

The tax effects of temporary differences that give rise to significant portions of deferred tax assets and deferred tax 
liabilities were as follows:

(In thousands)
Deferred tax assets:

Accrued payroll and related liabilities
Deferred revenue
Inventories and other
Maintenance and warranty accruals
Net operating losses
Investment, asset tax credits and other

Valuation allowance
Deferred tax liabilities:

Fixed assets
Original issue discount
Intangibles
Other

Net deferred tax liability

As of August 31,

2020

2019

 $

 $

20,702 
7,943 
16,974 
3,044 
12,247 
1,576 
62,486 
(9,195)

(53,180)
(4,992)
(2,820)
— 
(60,992)
(7,701)

 $

 $

21,978 
8,296 
15,392 
3,596 
10,817 
1,560 
61,639 
(8,327)

(56,760)
(6,253)
(2,813)
(1,432)
(67,258)
(13,946)

As of August 31, 2020 the Company had $1.2 million of state credit carryforwards that will begin to expire in fiscal 
2021, $28.8 million of foreign NOL carryforwards that will begin to expire in fiscal 2021 and $25.9 million of foreign 
NOL carryforwards that do not expire.  The Company has placed a valuation allowance of $9.2 million against the 
deferred tax assets for which no benefit is anticipated, including those for loss and credit carryforwards not likely to 
be used before their expiration dates or where the possibility of utilization is remote. The net increase in the total 
valuation allowance on deferred taxes for which no benefit is anticipated was approximately $0.9 million for the year 
ended August 31, 2020.

72

 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
 
Prior to 2018 no provision had been made for U.S. income taxes on the Company’s cumulative undistributed earnings 
from foreign subsidiaries. During fiscal 2018 these earnings were subject to the one-time transition tax on the deemed 
repatriation of undistributed foreign earnings. Notwithstanding this deemed inclusion in taxable income, any actual 
repatriation would be accompanied by foreign withholding taxes. The Company does not intend to repatriate these 
foreign earnings and continues to assert that its foreign earnings are indefinitely reinvested.

The following is a tabular reconciliation of the total amounts of unrecognized tax benefits:

(In thousands)
Unrecognized Tax Benefit – Opening Balance
Gross increases – tax positions in prior period
Gross decreases – tax positions in prior period
Settlements
Lapse of statute of limitations
Unrecognized Tax Benefit – Ending Balance

2020

Years ended August 31,
2019

2018

 $

 $

 $

1,605 
4,034 
— 
— 
(137)   
 $
5,502 

 $

1,608 
— 
(3)   
— 
— 
1,605 

 $

1,820 
237 
(449)
— 
— 
1,608  

The  Company  is  subject  to  taxation  in  the  U.S.  and  in  various  states  and  foreign  jurisdictions.  The  Company  is 
effectively  no  longer  subject  to  U.S.  Federal  examination  for  fiscal  years  ending  before  2017,  to  state  and  local 
examinations before 2016, or to foreign examinations before 2015. 

Unrecognized tax benefits, excluding interest, at August 31, 2020 were $5.5 million, which if recognized, would affect 
the  effective  tax  rate.  The  unrecognized  tax  benefits  at  August  31,  2019  were  $1.6  million.  Accrued  interest  on 
unrecognized tax benefits as of August 31, 2020 was $1.1 million and as of August 31, 2019 was $0.6 million. The 
Company recorded annual interest expense of approximately $0.4 million for changes in the unrecognized tax benefits 
during  each  of  the  years  ended  August  31,  2020  and  2019.    The  Company  has  not  accrued  any  penalties  on  the 
unrecognized tax benefits.  Interest and penalties related to income taxes are not classified as a component of income 
tax  expense.    Benefits  from  the  realization  of  unrecognized  tax  benefits  for  deductible  differences  attributable  to 
ordinary operations will be recognized as a reduction of income tax expense.  The Company does not anticipate a 
significant decrease in the reserves for uncertain tax positions during the next twelve months.

Note 18 — Segment Information

The Company operates in three reportable segments: Manufacturing; Wheels, Repair & Parts; and Leasing & Services. 
Prior to August 20, 2018, the Company operated in four reportable segments: Manufacturing; Wheels & Parts; Leasing 
&  Services;  and  GBW  Joint  Venture.  On  August  20,  2018  the  Company  entered  into  an  agreement  with  its  joint 
venture partner to discontinue the GBW railcar repair joint venture, which resulted in 12 repair shops returned to the 
Company. Beginning on August 20, 2018, the GBW Joint Venture was no longer considered a reportable segment. 

The accounting policies of the segments are the same as those described in the summary of significant accounting 
policies. Performance is evaluated based on Earnings from operations. Corporate includes selling and administrative 
costs  not  directly  related  to  goods  and  services  and  certain  costs  that  are  intertwined  among  segments  due  to  our 
integrated business model. The Company does not allocate Interest and foreign exchange or Income tax expense for 
either external or internal reporting purposes. Intersegment sales and transfers are valued as if the sales or transfers 
were to third parties. Related revenue and margin are eliminated in consolidation and therefore are not included in 
consolidated results in the Company’s Consolidated Financial Statements.

The  information  in  the  following  table  is  derived  directly  from  the  segments’  internal  financial  reports  used  for 
corporate management purposes. The results of operations for the GBW Joint Venture are not reflected in the tables 
below as the investment was accounted for under the equity method of accounting.

73

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
For the year ended August 31, 2020:

(In thousands)
Manufacturing 
Wheels, Repair & Parts 
Leasing & Services
Eliminations 
Corporate

For the year ended August 31, 2019:

(In thousands)
Manufacturing
Wheels, Repair & Parts
Leasing & Services
Eliminations
Corporate

For the year ended August 31, 2018:

(In thousands)
Manufacturing
Wheels, Repair & Parts
Leasing & Services
Eliminations
Corporate

(In thousands)
Assets:
Manufacturing 
Wheels, Repair & Parts 
Leasing & Services
Unallocated, including cash

Depreciation and amortization:
Manufacturing
Wheels, Repair & Parts
Leasing & Services

Capital expenditures:
Manufacturing
Wheels, Repair & Parts
Leasing & Services

  External
  $2,349,971   $
324,670    
117,548    
—    
—    
  $2,792,189   $

Revenue
    Intersegment    

Total

Earnings (loss) from operations
    Intersegment    

Total

    External

2,952   $2,352,923   $ 197,388   $
9,032    
337,276    
12,606    
40,927    
160,276    
42,728    
—    
(58,286) 
(58,286)  
—    
—    
(78,918)  
—   $2,792,189   $ 168,429   $

54   $ 197,442 
8,132 
(900)  
81,582 
40,655    
(39,809)
(39,809)  
—    
(78,918)
—   $ 168,429  

  External
 $2,431,499   $
444,502    
157,590    
—    
—    
 $3,033,591   $

Revenue
   Intersegment    

Total

Earnings (loss) from operations
   Intersegment    

Total

    External

97,086   $2,528,585   $ 217,583   $
(2,941)  
492,768    
48,266    
64,763    
185,830    
28,240    
—    
(173,592)  
(173,592)  
—    
—    
(95,289)  
—   $3,033,591   $ 184,116   $

6,370   $ 223,953 
(2,039)
902    
90,290 
25,527    
(32,799)
(32,799)  
—    
(95,289)
—   $ 184,116  

Earnings (loss) from operations
   Intersegment    

Total

Revenue
   Intersegment    

Total

    External

  External
  $2,044,586   $ 118,157   $2,162,743   $ 240,901   $
16,731    
388,517    
41,494    
88,481    
139,702    
11,847    
—    
(171,498)   
(171,498)   
—    
—    
(93,128)   
—   $2,519,464   $ 252,985   $

347,023    
127,855    
—    
—    
  $2,519,464   $

17,721   $ 258,622 
19,479 
2,748    
98,777 
10,296    
(30,765)
(30,765)   
—    
(93,128)
—   $ 252,985  

2020

Years ended August 31,
2019

2018

1,301,715    $
271,862     
739,025     
861,232     
3,173,834    $

1,606,571    $
306,725     
708,799     
368,542     
2,990,637    $

1,020,757 
306,756 
578,818 
559,133 
2,465,464 

78,010    $
12,567     
19,273     
109,850    $

49,240    $
13,024     
21,467     
83,731    $

48,201    $
11,662     
7,016     
66,879    $

85,155    $
13,291     
99,787     
198,233    $

44,225 
10,771 
19,360 
74,356 

59,707 
5,204 
111,937 
176,848  

  $

  $

  $

  $

  $

  $

74

 
 
   
 
 
   
   
 
 
 
 
 
   
 
 
  
  
  
  
 
 
 
   
 
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
   
      
      
  
   
   
   
 
  
  
  
  
    
 
   
   
 
  
  
  
  
    
 
   
   
 
The following table summarizes selected geographic information.

(In thousands)
Revenue (1):
U.S. 
Foreign 

Assets:
U.S.
Mexico
Europe

2020

Years ended August 31,
2019

2018

  $

  $

  $

  $

2,018,654    $
773,535     
2,792,189    $

2,115,934    $
917,657     
3,033,591    $

1,840,877 
678,587 
2,519,464 

2,359,332    $
590,790     
223,712     
3,173,834    $

2,110,864    $
628,511     
251,262     
2,990,637    $

1,677,144 
517,543 
270,777 
2,465,464  

(1) Revenue is presented on the basis of geographic location of customers.

Reconciliation of Earnings from operations to Earnings before income tax and earnings (loss) from unconsolidated 
affiliates:

(In thousands)
Earnings from operations
Interest and foreign exchange
Earnings before income tax and earnings (loss)
   from unconsolidated affiliates

Note 19 — Customer Concentration

 $

 $

2020
168,429 
43,619 

Years ended August 31,
2019
184,116 
30,912 

 $

 $

2018
252,985 
29,368 

124,810 

 $

153,204 

 $

223,617  

Customer concentration is defined as a single customer that accounts for more than 10% of total revenues or accounts 
receivable. In 2020, revenue from two customers represented 15% and 11% of total revenue. In 2019, revenue from 
one customer represented 26% of total revenue. In 2018, revenue from two customers represented 20% and 11% of 
total revenue. No other customers accounted for more than 10% of total revenues for the years ended August 31, 2020, 
2019, or 2018. No customer had a balance that individually equaled or exceeded 10% of accounts receivable at August 
31,  2020.  One  customer  had  a  balance  that  individually  equaled  or  exceeded  10%  of  accounts  receivable  and 
represented 14% of the consolidated accounts receivable balance at August 31, 2019. 

Note 20 — Lease Commitments

Lessor

Equipment on operating leases is reported net of accumulated depreciation of $33.4 million, $44.2 million, and $64.9 
million as of August 31, 2020, 2019, and 2018 respectively. Depreciation expense was $11.6 million, $13.3 million 
and $11.2 million as of August 31, 2020, 2019, and 2018 respectively. In addition, certain railcar equipment leased-
in by the Company on operating leases is subleased to customers under non-cancelable operating leases with lease 
terms ranging from one to twelve years. Operating lease rental revenues included in the Company’s Consolidated 
Statements of Income as of August 31, 2020, 2019, and 2018 was $38.7 million, $44.7 million and $41.4 million 
respectively, which included $11.2 million, $14.0 million, and $12.8 million respectively, of revenue as a result of 
daily, monthly or car hire utilization arrangements.

75

 
 
 
 
 
 
 
 
 
   
      
      
  
   
 
   
      
      
  
   
   
 
 
 
 
 
 
 
 
 
 
  
  
  
Aggregate minimum future amounts receivable under all non-cancelable operating leases and subleases at August 31, 
2020, will mature as follows:

 (In thousands)
2021
2022
2023
2024
2025
Thereafter

Lessee

  $

  $

28,179 
24,407 
19,580 
16,659 
9,704 
14,556 
113,085  

The Company leases railcars, real estate, and certain equipment under operating and, to a lesser extent, finance lease 
arrangements. As of and for the twelve months ended August 31, 2020, finance leases were not a material component 
of the Company's lease portfolio. The Company’s real estate and equipment leases have remaining lease terms ranging 
from less than one year to 78 years, with some including options to extend up to 15 years. The Company recognizes 
a  lease  liability  and  corresponding  right-of-use  (ROU)  asset  based  on  the  present  value  of  lease  payments.  To 
determine the present value of lease payments, as most of its leases do not provide a readily determinable implicit 
rate, the Company’s incremental borrowing rate is used to discount the lease payments based on information available 
at  lease  commencement  date.  The  Company  gives  consideration  to  its  recent  debt  issuances  as  well  as  publicly 
available data for instruments with similar characteristics when estimating its incremental borrowing rate.

The components of operating lease costs were as follows:

 (In thousands)
Operating lease expense
Short-term lease expense
Total

Twelve months
ended August 31,
2020

  $

  $

15,256 
8,313 
23,569  

In  accordance  with  Topic  840,  lease  expense  was  $19.9  million  and  $16.2  million  for  August  31,  2019  and  2018 
respectively.

Aggregate minimum future amounts payable under operating leases having initial or remaining non-cancelable terms 
at August 31, 2020 will mature as follows:

 (In thousands)
2021
2022
2023
2024
2025
Thereafter
Total lease payments

Less: Imputed interest

Total lease obligations

  $

  $

  $

13,874 
12,412 
12,036 
10,768 
6,304 
17,481 
72,875 
(8,366)
64,509  

76

 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Prior to our adoption of Topic 842, the future minimum amounts payable under non-cancelable operating leases as of 
August 31, 2019 was as follows:

 (In thousands)
2020
2021
2022
2023
2024
Thereafter
Total lease obligations

The table below presents additional information related to the Company’s leases:

Weighted average remaining lease term
Operating leases
Weighted average discount rate
Operating leases

Supplemental cash flow information related to leases were as follows:

 (In thousands)
Cash paid for amounts included in the measurement of lease liabilities
Operating cash flows from operating leases
ROU assets obtained in exchange for new operating lease liabilities

Note 21 — Commitments and Contingencies

Portland Harbor Superfund Site

  $

  $

14,299 
8,746 
5,727 
5,157 
3,522 
10,197 
47,648  

11.4 years 

3.2%

Twelve months
ended August 31,
2020

  $
  $

15,163 
36,311  

The Company’s Portland, Oregon manufacturing facility (the Portland Property) is located adjacent to the Willamette 
River. In December 2000, the U.S. Environmental Protection Agency (EPA) classified portions of the Willamette 
River bed known as the Portland Harbor, including the portion fronting the Company’s manufacturing facility, as a 
federal "National Priority List" or "Superfund" site due to sediment contamination (the Portland Harbor Site). The 
Company and more than 140 other parties have received a "General Notice" of potential liability from the EPA relating 
to the Portland Harbor Site. The letter advised the Company that it may be liable for the costs of investigation and 
remediation (which liability may be joint and several with other potentially responsible parties) as well as for natural 
resource damages resulting from releases of hazardous substances to the site. Ten private and public entities, including 
the Company (the Lower Willamette Group or LWG), signed an Administrative Order on Consent (AOC) to perform 
a  remedial  investigation/feasibility  study  (RI/FS)  of  the  Portland  Harbor  Site  under  EPA  oversight,  and  several 
additional entities did not sign such consent, but nevertheless contributed financially to the effort. The EPA-mandated 
RI/FS was produced by the LWG and cost over $110 million during a 17-year period. The Company bore a percentage 
of the total costs incurred by the LWG in connection with the investigation. The Company’s aggregate expenditure 
during the 17-year period was not material. Some or all of any such outlay may be recoverable from other responsible 
parties. The EPA issued its Record of Decision (ROD) for the Portland Harbor Site on January 6, 2017 and accordingly 
on October 26, 2017, the AOC was terminated.

77

 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
  
Separate from the process described above, which focused on the type of remediation to be performed at the Portland 
Harbor  Site  and  the  schedule  for  such  remediation,  83  parties,  including  the  State  of  Oregon  and  the  federal 
government, entered into a non-judicial mediation process to try to allocate costs associated with remediation of the 
Portland Harbor Site. Approximately 110 additional parties signed tolling agreements related to such allocations. On 
April  23,  2009,  the  Company  and  the  other  AOC  signatories  filed  suit  against  69  other  parties  due  to  a  possible 
limitations period for some such claims; Arkema Inc. et al v. A & C Foundry Products, Inc. et al, U.S. District Court, 
District  of  Oregon,  Case  #3:09-cv-453-PK.  All  but  12  of  these  parties  elected  to  sign  tolling  agreements  and  be 
dismissed without prejudice, and the case has been stayed by the court until January 14, 2022.

The EPA's January 6, 2017 ROD identifies a clean-up remedy that the EPA estimates will take 13 years of active 
remediation,  followed  by  30  years  of  monitoring  with  an  estimated  undiscounted  cost  of  $1.7  billion.  The  EPA 
typically expects its cost estimates to be accurate within a range of -30% to +50%, but this ROD states that changes 
in costs are likely to occur as a result of new data collected over a 2-year period prior to final remedy design. The 
ROD  identifies  13  Sediment  Decision  Units.  One  of  the  units,  RM9W,  includes  the  nearshore  area  of  the  river 
sediments offshore of the Portland Property as well as upstream and downstream of the facility. It also includes a 
portion of the Company’s riverbank. The ROD does not break down total remediation costs by Sediment Decision 
Unit. The EPA's ROD concluded that more data was needed to better define clean-up scope and cost. On December 
8,  2017,  the  EPA  announced  that  Portland  Harbor  is  one  of  21  Superfund  sites  targeted  for  greater  attention.  On 
December 19, 2017, the EPA announced that it had entered a new AOC with a group of four potentially responsible 
parties to conduct additional sampling during 2018 and 2019 to provide more certainty about clean-up costs and aid 
the mediation process to allocate those costs. The parties to the mediation, including the Company, agreed to help 
fund the additional sampling, which is now complete. The EPA requested that potentially responsible parties enter 
AOCs during 2019 agreeing to conduct remedial design studies. Some parties have signed AOCs, including one party 
with respect to RM9W which includes the area offshore of the Company’s manufacturing facility. The Company has 
not signed an AOC in connection with remedial design, but will potentially be directly or indirectly responsible for 
conducting or funding a portion of such RM9W remedial design. The allocation process is continuing in parallel with 
the process to define the remedial design. 

The ROD does not address responsibility for the costs of clean-up, nor does it allocate such costs among the potentially 
responsible  parties.  Responsibility  for  funding  and  implementing  the  EPA's  selected  cleanup  remedy  will  be 
determined  at  an  unspecified  later  date.  Based  on  the  investigation  to  date,  the  Company  believes  that  it  did  not 
contribute  in  any  material  way  to  contamination  in  the  river  sediments  or  the  damage  of  natural  resources  in  the 
Portland Harbor Site and that the damage in the area of the Portland Harbor Site adjacent to its property precedes the 
Company’s  ownership  of  the  Portland  Property.  Because  these  environmental  investigations  are  still  underway, 
including the collection of new pre-remedial design sampling data by EPA, sufficient information is currently not 
available to determine the Company’s liability, if any, for the cost of any required remediation or restoration of the 
Portland Harbor Site or to estimate a range of potential loss. Based on the results of the pending investigations and 
future assessments of natural resource damages, the Company may be required to incur costs associated with additional 
phases  of  investigation  or  remedial  action,  and  may  be  liable  for  damages  to  natural  resources.  In  addition,  the 
Company may be required to perform periodic maintenance dredging in order to continue to launch vessels from its 
launch ways in Portland, Oregon, on the Willamette River, and the river's classification as a Superfund site could 
result in some limitations on future dredging and launch activities. Any of these matters could adversely affect the 
Company’s business and Consolidated Financial Statements, or the value of the Portland Property.

On January 30, 2017 the Confederated Tribes and Bands of Yakama Nation sued 33 parties including the Company 
as well as the United States and the State of Oregon for costs it incurred in assessing alleged natural resource damages 
to the Columbia River from contaminants deposited in Portland Harbor. Confederated Tribes and Bands of the Yakama 
Nation v. Air Liquide America Corp., et al., United States Court for the District of Oregon Case No. 3i17-CV-00164-
SB. The complaint does not specify the amount of damages the plaintiff will seek. The case has been stayed until 
January 14, 2022. 

78

Oregon Department of Environmental Quality (DEQ) Regulation of Portland Manufacturing Operations

The Company entered into a Voluntary Cleanup Agreement with the Oregon Department of Environmental Quality 
(DEQ)  in  which  the  Company  agreed  to  conduct  an  investigation  of  whether,  and  to  what  extent,  past  or  present 
operations at the Portland Property may have released hazardous substances into the environment. The Company has 
also signed an Order on Consent with the DEQ to finalize the investigation of potential onsite sources of contamination 
that may have a release pathway to the Willamette River. Interim precautionary measures are also required in the order 
and  the  Company  is  discussing  with  the  DEQ  potential  remedial  actions  which  may  be  required.  The  Company’s 
aggregate expenditure has not been material, however it could incur significant expenses for remediation. Some or all 
of any such outlay may be recoverable from other responsible parties.

Other Litigation, Commitments and Contingencies

In connection with the acquisition of the manufacturing business of ARI, the Company agreed to assume potential 
legacy liabilities (known and unknown) related to railcars manufactured by ARI. Among these potential liabilities are 
certain retrofit and repair obligations arising from regulatory actions by the Federal Railroad Administration and the 
Association of American Railroads. In some cases, the seller shares with the Company the costs of these retrofit and 
repair  obligations.  The  Company  currently  is  not  able  to  determine  if  any  of  these  liabilities  will  have  a  material 
adverse impact on the Company’s results of operations.

From time to time, Greenbrier is involved as a defendant in litigation in the ordinary course of business, the outcomes 
of  which  cannot  be  predicted  with  certainty.  While  the  ultimate  outcome  of  such  legal  proceedings  cannot  be 
determined at this time, the Company believes that the resolution of pending litigation will not have a material adverse 
effect on the Company's Consolidated Financial Statements. 

As of August 31, 2020, the Company had outstanding letters of credit aggregating to $28.7 million associated with 
performance guarantees, facility leases and workers compensation insurance.

As  of  August  31,  2020,  the  Company  had  a  $4.5  million  note  receivable  from  Amsted-Maxion  Cruzeiro,  its 
unconsolidated Brazilian castings and components manufacturer and a $3.8 million note receivable from Greenbrier-
Maxion, its unconsolidated Brazilian railcar manufacturer. These note receivables are included on the Consolidated 
Balance Sheet in Accounts receivable, net. In the future, the Company may make loans to or provide guarantees for 
Amsted-Maxion Cruzeiro or Greenbrier-Maxion.

Note 22 – Fair Value Measures

Certain assets and liabilities are reported at fair value on either a recurring or nonrecurring basis. Fair value, for this 
disclosure, is defined as an exit price, representing the amount that would be received to sell an asset or paid to transfer 
a liability in an orderly transaction between market participants, under a three-tier fair value hierarchy which prioritizes 
the inputs used in measuring a fair value as follows:

Level 1 - observable inputs such as unadjusted quoted prices in active markets for identical instruments;

Level 2 - inputs, other than the quoted market prices in active markets for similar instruments, which are observable, 
either directly or indirectly; and

Level 3 - unobservable inputs for which there is little or no market data available, which require the reporting entity 
to develop its own assumptions.

79

Assets and liabilities measured at fair value on a recurring basis as of August 31, 2020 are:

 (In thousands)
Assets:

Derivative financial instruments
Nonqualified savings plan investments
Cash equivalents

Liabilities:

Total

Level 1

Level 2(1)

Level 3

  $

  $

582    $
35,744     
203,509     
239,835    $

—    $
35,744     
203,509     
239,253    $

582    $
—     
—     
582    $

Derivative financial instruments

  $

15,907    $

—    $

15,907    $

— 
— 
— 
— 

—  

(1) Level 2 assets include derivative financial instruments which are valued based on significant observable inputs. See Note 13 - Derivative 

Instruments for further discussion.

Assets and liabilities measured at fair value on a recurring basis as of August 31, 2019 are:

 (In thousands)
Assets:

Derivative financial instruments
Nonqualified savings plan investments
Cash equivalents

Liabilities:

Total

Level 1

Level 2(1)

Level 3

  $

  $

64    $
27,967     
68,100     
96,131    $

—    $
27,967     
68,100     
96,067    $

64    $
—     
—     
64    $

Derivative financial instruments

  $

11,279    $

—    $

11,279    $

— 
— 
— 
— 

—  

Note 23 – Fair Value of Financial Instruments

The estimated fair values of financial instruments and the methods and assumptions used to estimate such fair values 
are as follows:

(In thousands)
Notes payable as of August 31, 2020
Notes payable as of August 31, 2019

Carrying
Amount 1

Estimated
Fair Value
(Level 2)

  $
  $

832,126    $
860,545    $

802,324 
838,728  

1 Carrying amount disclosed in this table excludes debt discount and debt issuance costs. 

The  carrying  amount  of  cash  and  cash  equivalents,  accounts  and  notes  receivable,  revolving  notes  and  accounts 
payable and accrued liabilities is a reasonable estimate of fair value of these financial instruments. Estimated rates 
currently available to the Company for debt with similar terms and remaining maturities and current market data are 
used to estimate the fair value of notes payable. 

80

 
   
   
   
 
   
      
      
      
  
   
   
 
   
      
      
      
  
 
   
   
   
 
   
      
      
      
  
   
   
 
   
      
      
      
  
 
   
 
Quarterly Results of Operations (Unaudited)

 (In thousands, except per share amount)
2020
Revenue

Manufacturing
Wheels, Repair & Parts
Leasing & Services

Cost of revenue
Manufacturing
Wheels, Repair & Parts
Leasing & Services

Margin
Selling and administrative
Net gain on disposition of equipment
Earnings from operations
Other costs

Interest and foreign exchange

First

Second

Third

    Fourth

Total

  $ 657,367    $ 489,943    $ 653,007    $ 549,654    $2,349,971 
324,670 
117,548 
    769,359      623,848      762,557      636,425      2,792,189 

64,813     
21,958     

86,608     
25,384     

91,225     
42,680     

82,024     
27,526     

84,373     
30,830     

75,001     
17,232     

81,892     
13,366     

    581,912      422,309      562,793      498,155      2,065,169 
302,189 
71,700 
    677,170      537,512      655,026      569,350      2,439,058 
353,131 
204,706 
(20,004)
168,429 

86,336      107,531     
49,494     
54,597     
(8,775)   
(6,697)   
66,812     
38,436     

67,075     
46,251     
(573)   
21,397     

92,189     
54,364     
(3,959)   
41,784     

60,923     
10,272     

12,852     

12,609     

7,562     

10,596     

43,619 

Earnings before income tax and earnings (loss)
   from unconsolidated affiliates
Income tax expense
Earnings (loss) from unconsolidated affiliates
Net earnings
Net earnings attributable to noncontrolling interest    
  $
Net earnings (loss) attributable to Greenbrier
Basic earnings per common share: (1)
  $
Diluted earnings per common share: (1)
  $

28,932     
(5,994)   
1,073     
24,011     
(16,342)   

59,250     
25,827     
(24,421)   
(7,463)   
1,040     
1,651     
35,869     
20,015     
(8,097)   
(6,386)   
7,669    $ 13,629    $ 27,772    $
0.85    $
0.42    $
0.24    $
0.83    $
0.41    $
0.23    $

10,801     
(2,306)   
(804)   
7,691     
(7,794)   
(103)  $
0.00    $
0.00    $

124,810 
(40,184)
2,960 
87,586 
(38,619)
48,967 
1.50 
1.46  

(1) Quarterly amounts may not total to the year to date amount as each period is calculated discretely. Diluted EPS is calculated by 
including the dilutive effect, using the treasury stock method, associated with shares underlying the 2.875% Convertible notes, 2.25% 
Convertible notes, restricted stock units that are not considered participating securities and performance based restricted stock units 
subject to performance criteria, for which actual levels of performance above target have been achieved. 

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Quarterly Results of Operations (Unaudited)

 (In thousands, except per share amount)
2019
Revenue

Manufacturing
Wheels, Repair & Parts
Leasing & Services

Cost of revenue
Manufacturing
Wheels, Repair & Parts
Leasing & Services

Margin
Selling and administrative
Net gain on disposition of equipment
Goodwill impairment
Earnings from operations
Other costs

Interest and foreign exchange

First

Second

Third

    Fourth

Total

  $ 471,789    $ 476,019    $ 681,588    $ 802,103    $2,431,499 
444,502 
    108,543      125,278      124,980     
157,590 
49,584     
    604,523      658,671      856,152      914,245      3,033,591 

85,701     
26,441     

24,191     

57,374     

43,376     

13,207     

81,636     
13,036     

    417,805      442,996      590,788      686,036      2,137,625 
420,890 
    100,978      118,455      119,821     
108,590 
38,971     
    531,990      604,827      749,580      780,708      2,667,105 
366,486 
213,308 
(40,963)
10,025 
184,116 

53,844      106,572      133,537     
60,607     
54,377     
47,892     
(3,489)   
(11,019)   
(12,102)   
—     
—     
10,025     
76,419     
53,189     
18,054     

72,533     
50,432     
(14,353)   
—     
36,454     

4,404     

9,237     

9,770     

7,501     

30,912 

Earnings before income tax and earnings (loss)
   from unconsolidated affiliates
Income tax expense
Earnings (loss) from unconsolidated affiliates
Net earnings
Net earnings attributable to noncontrolling interest    
Net earnings attributable to Greenbrier
Basic earnings per common share: (1)
Diluted earnings per common share: (1)

32,050     
(9,135)   
467     
23,382     
(5,426)   
  $ 17,956    $
0.55    $
  $
0.54    $
  $

43,419     
(13,008)   
(4,564)   
25,847     
(10,599)   

68,918     
8,817     
(17,197)   
(2,248)   
(922)   
(786)   
50,799     
5,783     
(3,018)   
(15,692)   
2,765    $ 15,248    $ 35,107    $
1.08    $
0.47    $
0.08    $
1.06    $
0.46    $
0.08    $

153,204 
(41,588)
(5,805)
105,811 
(34,735)
71,076 
2.18 
2.14  

(1) Quarterly amounts may not total to the year to date amount as each period is calculated discretely. Diluted EPS is calculated by 
including the dilutive effect, using the treasury stock method, associated with shares underlying the 2.875% Convertible notes, 2.25% 
Convertible notes, restricted stock units that are not considered participating securities and performance based restricted stock units 
subject to performance criteria, for which actual levels of performance above target have been achieved. 

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Item 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

None.

Item 9A. CONTROLS AND PROCEDURES

Evaluation of Disclosure Controls and Procedures

Our management has evaluated, under the supervision and with the participation of our Principal Executive Officer 
and Principal Financial and Accounting Officer, the effectiveness of our disclosure controls and procedures as of the 
end of the period covered by this report pursuant to Rule 13a-15(b) under the Securities Exchange Act of 1934 (the 
Exchange Act). Based on that evaluation, our Principal Executive Officer and Principal Financial and Accounting 
Officer have concluded that, as of the end of the period covered by this report, our disclosure controls and procedures 
were  effective  in  ensuring  that  information  required  to  be  disclosed  in  our  Exchange  Act  reports  is  (1)  recorded, 
processed, summarized and reported in a timely manner, and (2) accumulated and communicated to our management, 
including our Principal Executive Officer and Principal Financial and Accounting Officer, as appropriate to allow 
timely decisions regarding required disclosure. 

Changes in Internal Controls 

There have been no changes in our internal control over financial reporting during the quarter ended August 31, 2020 
that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.  

Management’s Report on Internal Control over Financial Reporting

Management is responsible for establishing and maintaining adequate internal control over financial reporting. Our 
internal control over financial reporting is a process designed under the supervision of our Principal Executive Officer 
and Principal Financial and Accounting Officer to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of our financial statements for external reporting purposes in accordance with accounting 
principles generally accepted in the United States of America.

As of the end of our 2020 fiscal year, management conducted an assessment of the effectiveness of our internal control 
over  financial  reporting  based  on  the  framework  established  in  Internal  Control  —  Integrated  Framework  (2013) 
issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission.  Based  on  this  assessment, 
management has determined that our internal control over financial reporting as of August 31, 2020 was effective. 

Our  independent  registered  public  accounting  firm,  KPMG  LLP,  independently  assessed  the  effectiveness  of  our 
internal control over financial reporting, as stated in their attestation report, which is included at the end of Part II, 
Item 9A of this Form 10-K.

Inherent Limitations on Effectiveness of Controls 

Our management, including the Principal Executive Officer and Principal Financial and Accounting Officer, does not 
expect that our disclosure controls and procedures or our internal control over financial reporting will prevent or detect 
all error and all fraud. A control system, no matter how well designed and operated, can provide only reasonable, not 
absolute, assurance that the control system’s objectives will be met. The design of a control system must reflect the 
fact that there are resource constraints, and the benefits of controls must be considered relative to their costs. Further, 
because of the inherent limitations in all control systems, no evaluation of controls can provide absolute assurance 
that misstatements due to error or fraud will not occur or that all control issues and instances of fraud, if any, within 
our company have been detected. These inherent limitations include the realities that judgments in decision-making 
can be faulty and that breakdowns can occur because of simple error or mistake. Controls can also be circumvented 
by the individual acts of some persons, by collusion of two or more people, or by management override of the controls. 
The design of any system of controls is based in part on certain assumptions about the likelihood of future events, and 
there can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions. 
Projections of any evaluation of controls effectiveness to future periods are subject to risks. Over time, controls may 
become inadequate because of changes in conditions or deterioration in the degree of compliance with policies or 
procedures.

83

Report of Independent Registered Public Accounting Firm

To the Stockholders and Board of Directors
The Greenbrier Companies, Inc.:

Opinion on Internal Control Over Financial Reporting 

We  have  audited  The  Greenbrier  Companies,  Inc.  and  subsidiaries’  (the  Company)  internal  control  over  financial 
reporting as of August 31, 2020, based on criteria established in Internal Control – Integrated Framework (2013) 
issued by the Committee of Sponsoring Organizations of the Treadway Commission. In our opinion, the Company 
maintained, in all material respects, effective internal control over financial reporting as of August 31, 2020, based on 
criteria  established  in  Internal  Control  –  Integrated  Framework  (2013)  issued  by  the  Committee  of  Sponsoring 
Organizations of the Treadway Commission.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States)  (PCAOB),  the  consolidated  balance  sheets  of  the  Company  as  of  August 31,  2020  and  2019,  the  related 
consolidated statements of income, comprehensive income, equity, and cash flows for each of the years in the three-
year period ended August 31, 2020, and the related notes (collectively, the consolidated financial statements), and our 
report dated October 28, 2020 expressed an unqualified opinion on those consolidated financial statements.

Basis for Opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for 
its  assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in  the  accompanying 
Management’s Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the 
Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered 
with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal 
securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was 
maintained  in  all  material  respects.  Our  audit  of  internal  control  over  financial  reporting  included  obtaining  an 
understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing 
and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audit also 
included performing such other procedures as we considered necessary in the circumstances. We believe that our audit 
provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding 
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance 
with generally accepted accounting principles. A company’s internal control over financial reporting includes those 
policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly 
reflect  the  transactions  and  dispositions  of  the  assets  of  the  company;  (2) provide  reasonable  assurance  that 
transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance  with  generally 
accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance 
with  authorizations  of  management  and  directors  of  the  company;  and  (3) provide  reasonable  assurance  regarding 
prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have 
a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate.

/s/ KPMG LLP

Portland, Oregon
October 28, 2020

84

Item 9B. OTHER INFORMATION

None

PART III

Item 10. DIRECTORS AND EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

Information required by this item will be included under the captions “Election of Directors”, “Board Committees, 
Meetings and Charters” and “Our Code of Business Conduct and Ethics and FCPA Compliance” in our definitive 
Proxy Statement on Schedule 14A for the 2021 Annual Meeting of Shareholders to be filed with the Securities and 
Exchange Commission within 120 days after the year ended August 31, 2020 (as amended, updated, supplemented, 
or  restated,  “2021  Proxy  Statement”)  and  is  incorporated  herein  by  reference.  Information  required  by  this  item 
regarding  the  executive  officers  of  the  Company  is  included  under  the  caption  “Information  about  our  Executive 
Officers” in Part I of this 10-K and is incorporated herein by reference. 

Item 11. EXECUTIVE COMPENSATION

The information required by this item will be included under the caption “Executive Compensation”, “Compensation 
Committee  Report”,  “2020  Director  Compensation”  and  “Risk  Oversight”  in  the  2021  Proxy  Statement  and  is 
incorporated herein by reference.

Item 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 

STOCKHOLDERS MATTERS

The information required by this item will be included under the captions “Stock Ownership of Certain Beneficial 
Owners  and  Management”  and  “Equity  Compensation  Plan  Information”  in  the  2021  Proxy  Statement  and  is 
incorporated herein by reference.

Item 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

The  information  required  by  this  item  will  be  included  under  the  captions  “Related  Transactions”  and  “Board 
Independence” in the 2021 Proxy Statement and is incorporated herein by reference.

Item 14. PRINCIPAL ACCOUNTING FEES AND SERVICES

The information required by this item will be included under the caption “Ratification of Appointment of Independent 
Auditors” in the 2021 Proxy Statement and is incorporated herein by reference.

85

PART IV

Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(1) Financial Statements 

See Consolidated Financial Statements in Item 8

(a)

(2) Financial Statements Schedule**

* * All other schedules have been omitted because they are inapplicable, not required or because the information is 
given in the Consolidated Financial Statements or notes thereto. This supplemental schedule should be read in 
conjunction with the Consolidated Financial Statements and notes thereto included in this report.

(a) (3)

The following exhibits are filed herewith and this list is intended to constitute the exhibit index:

3.1

3.2

3.3

4.1

4.2

4.3

10.1*

10.2*

10.3*

10.4*

Registrant’s Articles of Incorporation are incorporated herein by reference to Exhibit 3.1 to the 
Registrant’s Form 10-Q filed April 5, 2006.

Articles of Merger amending the Registrant’s Articles of Incorporation are incorporated herein 
by reference to Exhibit 3.2 to the Registrant’s Form 10-Q filed April 5, 2006. 

Amended and Restated Bylaws of the Registrant dated January 7, 2020 are incorporated herein 
by reference to Exhibit 3.1 to the Registrant’s Form 8-K filed January 10, 2020.

Specimen  Common  Stock  Certificate  of  Registrant  is  incorporated  herein  by  reference  to 
Exhibit 4.1 to the Registrant’s Registration Statement on Form S-3 filed April 7, 2010 (SEC File 
Number 333-165924).

Indenture  between  the  Registrant  and  Wells  Fargo  Bank,  National  Association,  as  Trustee, 
including the Form of Note attached as Exhibit A thereto, dated February 6, 2017, is incorporated 
herein by reference to Exhibit 4.1 to the Registrant’s Form 8-K filed February 6, 2017.

Description  of  the  Registrant's  Securities  Under  Section  12  of  the  Securities  Exchange  Act  of 
1934  is  incorporated  herein  by  reference  to  Exhibit 4.3  to  the  Registrant’s  Form  10-K  filed 
October 29, 2019.

Amended  and  Restated  Employment  Agreement  between  the  Registrant  and  Mr.  William  A. 
Furman,  dated  August  28,  2012,  is  incorporated  herein  by  reference  to  Exhibit  10.3  to  the 
Registrant’s Form 10-Q filed January 9, 2013.

Amendment  to  Amended  and  Restated  Employment  Agreement  between  Registrant  and  Mr. 
William A. Furman dated as of July 6, 2020, is incorporated herein by reference to Exhibit 10.1 
to the Registrant’s Form 8-K filed July 10, 2020.

Form of Amended and Restated Employment Agreement between the Registrant and certain of 
its  executive  officers,  as  amended  and  restated  on  August  28,  2012,  is  incorporated  herein  by 
reference to Exhibit 10.8 to the Registrant’s Form 10-K filed November 1, 2012.

Amendment  No.  1  to  Form  of  Amended  and  Restated  Employment  Agreement  between  the 
Registrant and certain of its executive officers, as amended and restated on August 28, 2012, is 
incorporated herein by reference to Exhibit 10.1 to the Registrant’s Form 10-Q filed January 8, 
2014.

86

10.5*

10.6*

10.7*

10.8*

10.9*

10.10*

10.11*

10.12*

10.13*

10.14*

10.15*

10.16*

10.17*

10.18*

Second  Amendment  to  Form  of  Amended  and  Restated  Employment  Agreement  between  the 
Registrant and certain of its executive officers, as amended and restated on August 28, 2012, is 
incorporated  herein  by  reference  to  Exhibit  10.1  to  the  Registrant’s  Form  10-Q  filed  June  29, 
2018.

Form of Amendment to Amended and Restated Employment Agreement between the Registrant 
and  certain  of  its  executive  officers  is  incorporated  herein  by  reference  to  Exhibit  10.5  to  the 
Registrant’s Form 10-K filed October 29, 2019.

Form of Change of Control Agreement is incorporated herein by reference to Exhibit 10.5 to the 
Registrant’s Form 10-Q filed April 4, 2013.

The Greenbrier Companies, Inc. Form of Amendment to Change of Control Agreement, approved 
on May 28, 2013, is incorporated herein by reference to Exhibit 10.2 of the Registrant’s Form 8-
K filed June 3, 2013.

The  Greenbrier  Companies,  Inc.  2014  Amended  and  Restated  Stock  Incentive  Plan  is 
incorporated herein by reference to Appendix A to the Registrant’s Proxy Statement on Schedule 
14A filed November 19, 2014.

The  Greenbrier  Companies,  Inc.  2017  Amended  and  Restated  Stock  Incentive  Plan  is 
incorporated herein by reference to Appendix A to the Registrant’s Proxy Statement on Schedule 
14A filed November 14, 2017.

The  Greenbrier  Companies,  Inc.  Nonqualified  Deferred  Compensation  Plan  2018  Amendment 
and Restatement of the Basic Plan Document is incorporated herein by reference to Exhibit 10.4 
to the Registrant’s Form 10-Q filed June 29, 2018.

The  Greenbrier  Companies  Nonqualified  Deferred  Compensation  Plan  2018  Amendment  and 
Restatement of the Adoption Agreement is incorporated herein by reference to Exhibit 10.5 to the 
Registrant’s Form 10-Q filed June 29, 2018.

Updated Rabbi Trust Agreements, dated October 1, 2012, related to The Greenbrier Companies, 
Inc. Nonqualified Deferred Compensation Plan, are incorporated herein by reference to Exhibit 
10.1 to the Registrant’s Form 10-Q filed January 9, 2013.

Amendment  No.  1  to  Trust  Agreement,  dated  June  15,  2018,  related  to  The  Greenbrier 
Companies,  Inc.  Nonqualified  Deferred  Compensation  Plan,  is  incorporated  by  reference  to 
Exhibit 10.6 to the Registrant’s Form 10-Q filed June 29, 2018.

The Greenbrier Companies Nonqualified Deferred Compensation Plan Adoption Agreement for 
Directors,  dated  July  1,  2012,  is  incorporated  herein  by  reference  to  Exhibit  10.28  to  the 
Registrant’s Form 10-K filed November 1, 2012.

Amendment  No.  1  to  the  Greenbrier  Companies  Nonqualified  Deferred  Compensation  Plan 
Adoption Agreement for Directors, dated December 15, 2015, is incorporated herein by reference 
to Exhibit 10.1 to the Registrant’s Form 10-Q filed April 5, 2016.

The Greenbrier Companies, Inc. 2014 Employee Stock Purchase Plan is incorporated herein by 
reference to Appendix B to the Registrant’s Definitive Proxy Statement on Schedule 14A filed 
on November 19, 2014.

The  Greenbrier  Companies,  Inc.  Amendment  to  2014  Employee  Stock  Purchase  Plan  is 
incorporated herein by reference to Appendix A to the Registrant’s Definitive Proxy Statement 
on Schedule 14A filed on November 14, 2018.

87

10.19*

10.20

10.21

10.22

10.23

10.24

10.25

10.26

10.27

10.28

Consulting  Services  Agreement  between  Greenbrier  Leasing  Company  LLC  and  Charles  J. 
Swindells  dated  January  7,  2016  is  incorporated  herein  by  reference  to  Exhibit  10.3  to  the 
Registrant’s Form 10-Q filed April 5, 2016.

Dissolution Agreement, dated August 20, 2018, by and among the Registrant, Greenbrier Rail 
Services Holdings, LLC, Watco Companies, L.L.C., Millennium Rail, L.L.C., Watco Mechanical 
Services, L.L.C., GBW Railcar Services Holdings, L.L.C., GBW Railcar Services, L.L.C., and 
GBW Railcar Services Canada, Inc. is incorporated herein by reference to Exhibit 10.26 to the 
Registrant’s Form 10-K filed October 26, 2018.

Second Amended and Restated Limited Liability Company Agreement of GBW Railcar Services 
Holdings, L.L.C., dated August 20, 2018, by and among Greenbrier Rail Services Holdings, LLC, 
Watco  Mechanical  Services,  L.L.C.,  and  Millennium  Rail,  L.L.C.  is  incorporated  herein  by 
reference to Exhibit 10.27 to the Registrant’s Form 10-K filed October 26, 2018.

Fourth Amended and Restated Credit Agreement, dated as of September 26, 2018, by and among 
The  Greenbrier  Companies,  Inc.,  Bank  of  America,  N.A.,  as  Administrative  Agent,  Merrill 
Lynch, Pierce, Fenner & Smith Incorporated, as Sole Lead Arranger and Sole Bookrunner, MUFG 
Union Bank, N.A., as Syndication Agent, Bank of the West, Branch Banking and Trust Company, 
Fifth Third Bank, and Wells Fargo Bank, National Association, as Co-Documentation Agents, 
and  the  lenders  identified  therein  is  incorporated  herein  by  reference  to  Exhibit  10.28  to  the 
Registrant’s Form 10-K filed October 26, 2018.

First Amendment to the Fourth Amended and Restated Credit Agreement, dated as of September 
26,  2018,  by  and  among  The  Greenbrier  Companies,  Inc.,  Bank  of  America,  N.A.,  as 
Administrative  Agent,  Merrill  Lynch,  Pierce,  Fenner  &  Smith  Incorporated,  as  Sole  Lead 
Arranger and Sole Bookrunner, MUFG Union Bank, N.A., as Syndication Agent, Bank of the 
West, Branch Banking and Trust Company, Fifth Third Bank, and Wells Fargo Bank, National 
Association, as Co-Documentation Agents, and the lenders identified therein is incorporated by 
reference to Exhibit 10.22 to the Registrant’s Form 10-K filed October 29, 2019.

Fourth  Amended  and  Restated  Security  Agreement,  dated  as  of  September  26,  2018,  by  and 
among The Greenbrier Companies, Inc., and the other parties identified as Debtors therein, in 
favor of Bank of America, N.A., as Administrative Agent is incorporated herein by reference to 
Exhibit 10.29 to the Registrant’s Form 10-K filed October 26, 2018.

Fourth Amended and Restated Pledge Agreement, dated as of September 26, 2018, by and among 
The Greenbrier Companies, Inc., and the other parties identified as Debtors therein, in favor of 
Bank of America, N.A., as Administrative Agent is incorporated herein by reference to Exhibit 
10.30 to the Registrant’s Form 10-K filed October 26, 2018.

Amended  and  Restated  Credit  Agreement,  dated  as  of  September  26,  2018,  by  and  among 
Greenbrier Leasing Company LLC, an Oregon limited liability company, Bank of America, N.A., 
as  Administrative  Agent,  Merrill  Lynch,  Pierce,  Fenner  &  Smith  Incorporated,  as  Sole  Lead 
Arranger and Sole Bookrunner, MUFG Union Bank, N.A., as Syndication Agent, and the lenders 
identified therein is incorporated herein by reference to Exhibit 10.31 to the Registrant’s Form 
10-K filed October 26, 2018.

Amended and Restated Security Agreement, dated as of September 26, 2018, by and between 
Greenbrier  Leasing  Company  LLC,  an  Oregon  limited  liability  company,  in  favor  of  Bank  of 
America, N.A., as Administrative Agent is incorporated herein by reference to Exhibit 10.32 to 
the Registrant’s Form 10-K filed October 26, 2018.

Purchase Agreement, dated January 31, 2017, among The Greenbrier Companies, Inc., Merrill 
Lynch, Pierce, Fenner & Smith Incorporated and Goldman, Sachs & Co. is incorporated herein 
by reference to Exhibit 10.1 of the Registrant’s Form 8-K filed February 6, 2017.

88

10.29

10.30

14.1

21.1

23.1

31.1

31.2

32.1

32.2

Asset Purchase Agreement, dated as of April 17, 2019, by and among The Greenbrier Companies, 
Inc., GBXL, LLC, and American Railcar Industries, Inc., is incorporated herein by reference to 
Exhibit 2.1 to the Registrant’s Form 8-K filed April 18, 2019.

Convertible  Promissory  Note  issued  by  The  Greenbrier  Companies,  Inc.  to  American  Railcar 
Industries, Inc. is incorporated herein by reference to Exhibit 4.1 to the Registrant’s Form 8-K 
filed July 29, 2019.

Code of Business Conduct and Ethics.

List of the subsidiaries of the Registrant.

Consent of KPMG LLP.

Certification pursuant to Rule 13(a) – 14(a).

Certification pursuant to Rule 13(a) – 14(a).

Certification  pursuant  to  18  U.S.C.  Section  1350  as  adopted  pursuant  to  Section  906  of  the 
Sarbanes-Oxley Act of 2002.

Certification  pursuant  to  18  U.S.C.  Section  1350  as  adopted  pursuant  to  Section  906  of  the 
Sarbanes-Oxley Act of 2002.

101.INS

Inline XBRL Instance Document.

101.SCH Inline XBRL Taxonomy Extension Schema Document.

101.CAL Inline XBRL Taxonomy Extension Calculation Linkbase Document.

101.DEF

Inline XBRL Taxonomy Extension Definition Linkbase Document.

101.LAB Inline XBRL Taxonomy Extension Label Linkbase Document.

101.PRE

Inline XBRL Taxonomy Extension Presentation Linkbase Document.

104

Cover Page Interactive Data File (Formatted as inline XBRL and contained in Exhibit 101).

* Management contract or compensatory plan or arrangement

Note: For all exhibits incorporated by reference, unless otherwise noted above, the SEC file number is 001-13146. 

Item 16. FORM 10-K SUMMARY

None.

89

Pursuant to the requirements of Section 13 or 15(d) of the Securities and Exchange Act of 1934, the Registrant has 
duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

THE GREENBRIER COMPANIES, INC.

Dated: October 28, 2020

By: /s/ William A. Furman
William A. Furman
Chief Executive Officer 
(Principal Executive Officer)

Pursuant  to  the  requirements  of  the  Securities  Exchange  Act  of  1934,  this  report  has  been  signed  below  by  the 
following persons on behalf of the Registrant and in the capacities and on the dates indicated.

Date

October 28, 2020

October 28, 2020

October 28, 2020

October 28, 2020

October 28, 2020

October 28, 2020

October 28, 2020

October 28, 2020

October 28, 2020

October 28, 2020

October 28, 2020

Signature

/s/ William A. Furman
William A. Furman,
Chief Executive Officer and Chairman of the Board

/s/ Thomas B. Fargo
Thomas B. Fargo, Director

/s/ Wanda F. Felton
Wanda F. Felton, Director

/s/ Graeme A. Jack
Graeme A. Jack, Director

/s/ Duane C. McDougall
Duane C. McDougall, Director

/s/ David L. Starling
David L. Starling, Director

/s/ Charles J. Swindells
Charles J. Swindells, Director

/s/ Wendy L. Teramoto
Wendy L. Teramoto, Director

/s/ Donald A. Washburn
Donald A. Washburn, Director

/s/ Kelly M. Williams
Kelly M. Williams, Director

/s/ Adrian J. Downes

Adrian J. Downes, Senior Vice President,
Chief Financial Officer and Chief Accounting Officer
(Principal Financial Officer and Principal Accounting Officer)

90

THE GREENBRIER COMPANIES INVESTOR INFORMATION

Directors
Director Name and Title

William A. Furman Chairman of the Board and Director

Thomas B. Fargo Independent Director

Wanda F. Felton Independent Director

Graeme A. Jack Independent Director

Duane C. McDougall Independent Director

David L. Starling Independent Director

Charles J. Swindells Independent Director

Wendy L. Teramoto Independent Director

Donald A. Washburn Independent Director

Kelly M. Williams Independent Director

Executive and Other Officers

William A. Furman  
Chairman and Chief Executive Officer

Lorie L. Tekorius 
President and Chief Operating Officer

Alejandro Centurion  
Executive Vice President and President,  
Greenbrier Manufacturing Operations

Brian J. Comstock 
Executive Vice President, 
Sales & Marketing

Mark J. Rittenbaum 
Executive Vice President and 
Chief Commercial & Leasing Officer

Investor Information

Corporate Offices 
The Greenbrier Companies, Inc. 
One Centerpointe Drive, Suite 200 
Lake Oswego, OR 97035

Annual Shareholders’ Meeting 
Wednesday, January 6, 2021 | 2:00 pm 
Via Webcast at:  
www.virtualshareholdermeeting.com/GBX2021  

Martin R. Baker  
Senior Vice President, 
General Counsel and 
Chief Compliance Officer

Laurie Dornan 
Senior Vice President,  
Chief Human Resources Officer

Adrian J. Downes  
Senior Vice President,  
Chief Financial Officer  
and Chief Accounting Officer

Jack Isselmann 
Senior Vice President, 
External Affairs & Communications

Financial Information 
Request for copies of this annual report 
and other financial information should be 
made to:

Investor Relations 
The Greenbrier Companies, Inc. 
One Centerpointe Drive, Suite 200 
Lake Oswego, OR 97035

investor.relations@gbrx.com 
503-684-7000

Rick M. Turner 
Senior Vice President,  
Greenbrier Rail Services

Justin M. Roberts 
Vice President,  
Corporate Finance and Treasurer

Christian M. Lucky 
Assistant General Counsel and  
Corporate Secretary

Independent Auditors
KPMG LLP 
Portland, OR 97201

Transfer Agent
Computershare Trust Company, N.A. 
PO Box 505000 
Louisville, KY 40233

Greenbrier’s Transfer Agent maintains 
stockholder records, issues stock 
certificates and distributes dividends. 
Requests concerning these matters  
should be directed to Computershare  
Trust Company, N.A.

  2 0 2 0   A n n u a l   R e p o r t

THE GREENBRIER COMPANIES
One Centerpointe Drive, Suite 200
Lake Oswego, Oregon 97035
info@gbrx.com 

www.gbrx.com