Quarterlytics / Healthcare / Medical - Care Facilities / Tivity Health, Inc.

Tivity Health, Inc.

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Employees 501-1000
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FY2017 Annual Report · Tivity Health, Inc.
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UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C.  20549 

FORM 10-K 

[X]   Annual Report Pursuant to Section 13 or 15(d) of the Securities 

Exchange Act of 1934  

For the Fiscal Year Ended December 31, 2017 

or 

 [  ]   Transition Report Pursuant to Section 13 or 15(d) of the Securities 

Exchange Act of 1934 Commission file number 000-19364 

TIVITY HEALTH, INC. 
(Exact name of registrant as specified in its 
charter) 

Delaware 

(State or other jurisdiction of 
incorporation or organization) 

62-1117144 
(I.R.S. Employer 
Identification No.) 

701 Cool Springs Boulevard, Franklin, TN  37067 
(Address of principal executive offices) (Zip code) 

(615) 614-4929 
(Registrant's telephone number, including area code) 

Securities registered pursuant to Section 12(b) of the Act: 

Title of each class 
Common Stock - $.001 par value 

Name of each exchange on which registered 
The Nasdaq Stock Market LLC 

Securities registered pursuant to Section 12(g) of the Act: None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities 
Act. 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act. 

Yes  ☐ 

No ☒ 

Yes  ☐ 

No ☒

 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
 
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) 
of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the 
registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 
days. 

Yes  ☒ 

No  ☐ 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if 
any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 
232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was 
required to submit and post such files). 

Yes  ☒ 

No  ☐ 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405 of 
this chapter) is not contained herein, and will not be contained, to the best of the registrant's knowledge, in 
definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any 
amendment to this Form 10-K. 

☒ 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non- 
accelerated filer, a smaller reporting company, or emerging growth company.  See the definitions of "large 
accelerated filer", "accelerated filer", "smaller reporting company," and “emerging growth company” in Rule 12b-
2 of the Exchange Act. 

Large accelerated filer  ☒     Accelerated filer  ☐     Non-accelerated filer  ☐     Smaller reporting company  ☐ 

Emerging growth company  ☐ 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended 
transition period for complying with any new or revised financial accounting standards provided pursuant to 
Section 13(a) of the Exchange Act. 

☐ 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). 

Yes  ☐ 

No ☒ 

As of June 30, 2017, the last business day of the registrant's most recently completed second fiscal quarter, the 
aggregate market value of the voting and non-voting common equity held by non-affiliates of the registrant was 
approximately $1.5 billion based on the price at which the shares were last sold for such date on The Nasdaq 
Stock Market LLC. 

As of February 23, 2018, 39,784,760 shares of common stock were outstanding. 

DOCUMENTS INCORPORATED BY REFERENCE 

Portions of the registrant's Proxy Statement for the 2018 Annual Meeting of Stockholders are incorporated by 
reference into Part III of this Form 10-K. 

Portions of the registrant’s Annual Report on Form 10-K for the fiscal year ended December 31, 2016 are 
incorporated by reference into Part II of this Form 10-K. 

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Tivity Health, Inc. 
Form 10-K 

Table of Contents 

Part I 

Business 

Item 1. 
Item 1A.  Risk Factors 
Item 1B.  Unresolved Staff Comments 
Item 2. 
Item 3. 
Item 4. 

Properties 
Legal Proceedings 
Mine Safety Disclosures 

Part II 

Part III 

Part IV 

Item 5. 

Item 6. 
Item 7. 

Market for Registrant's Common Equity, Related Stockholder Matters and 
Issuer Purchases of Equity Securities 
Selected Financial Data 
Management's Discussion and Analysis of Financial Condition and Results of 
Operations 

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk 
Financial Statements and Supplementary Data 
Item 8. 
Changes in and Disagreements with Accountants on Accounting and 
Item 9. 
Financial Disclosure 

Item 9A.  Controls and Procedures 
Item 9B.  Other Information 

Item 10. 
Item 11. 
Item 12. 

Item 13. 
Item 14. 

Directors, Executive Officers and Corporate Governance 
Executive Compensation 
Security Ownership of Certain Beneficial Owners and Management and 
Related Stockholder Matters                   
Certain Relationships and Related Transactions, and Director Independence 
Principal Accounting Fees and Services 

Item 15. 
Item 16. 

Exhibits, Financial Statement Schedules 
Form 10-K Summary 

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As used throughout this Annual Report on Form 10-K (this “Report”), unless the context otherwise indicates, the 
terms "we," "us," "our," "Tivity Health," or the "Company" refer collectively to Tivity Health, Inc. and its wholly-
owned subsidiaries. 

PART I 

Item 1.  Business 

Overview 

Tivity Health, Inc. was founded and incorporated in Delaware in 1981.  Through our three programs, 

SilverSneakers® senior fitness, Prime® Fitness and WholeHealth LivingTM, we are focused on advancing long-
lasting health and vitality, especially in aging populations. The SilverSneakers senior fitness program is offered 
to members of Medicare Advantage, Medicare Supplement, and Group Retiree plans. We also offer Prime 
Fitness, a fitness facility access program, through commercial health plans and employers. Our national 
network of fitness centers delivers both SilverSneakers and Prime Fitness. In addition, a small portion of our 
fitness center network is available for discounted access through our WholeHealth Living program.  Our fitness 
network encompasses approximately 16,000 participating locations and more than 1,000 alternative locations 
that provide classes outside of traditional fitness centers.  Through our WholeHealth Living program, which we 
sell primarily to health plans, we offer a continuum of services related to complementary, alternative, and 
physical medicine.  Our WholeHealth Living programs include relationships with over 80,000 complementary, 
alternative, and physical medicine practitioners to serve individuals through health plans and employers who 
seek health services such as chiropractic care, acupuncture, physical therapy, occupational therapy, speech 
therapy, and more. 

Effective July 31, 2016, we sold our total population health services ("TPHS") business to Sharecare, 

Inc. ("Sharecare").  The TPHS business took a systematic approach to keeping healthy people healthy, 
eliminating or reducing lifestyle risks and optimizing care for persistent or chronic conditions.  The TPHS 
business included our partnerships with Blue Zones, LLC, and Dr. Dean Ornish (the Blue Zones Project by 
Healthways™ and Dr. Dean Ornish's Program for Reversing Heart Disease™, respectively), our joint venture 
with Gallup, Inc. (“Gallup”), Navvis Healthcare, LLC (“Navvis”), MeYou Health, LLC (“MeYou Health”), and our 
international operations.  While Navvis and MeYou Health were part of our TPHS business, they were sold 
separately to other buyers in November 2015 and June 2016, respectively.  Results of operations for the TPHS 
business have been classified as discontinued operations for all periods presented in the consolidated financial 
statements. 

The Company is headquartered at 701 Cool Springs Boulevard, Franklin, Tennessee 37067. 

Customer Contracts 

Our customer contracts generally have initial terms of approximately three years.  Some of our contracts 

allow the customer to terminate early and/or determine on an annual basis to which of their members they will 
offer our programs.  

Business Strategy 

Our "A-B-C-D" strategy, which will leverage both our traditional physical footprint and developing digital 

platforms, is designed to (A) add new members in our three existing networks - SilverSneakers®, Prime® Fitness 
and WholeHealth LivingTM, (B) build engagement and participation among our current eligible members, (C) 
collaborate with partners to add new products and services that will leverage the value of our brand, and (D) 
deepen relationships with our partners and their instructors within our national network.  In addition to the A-B-C-D 
strategy, we are focused on supporting the ability of our health plan customers to meet the needs of their 
members as well as providing a valuable service to improve the health and well-being of the consumers we serve 
through our networks and with our programs. 

We engage and support our members based on the needs and preferences of our customers.  Within our 
fitness networks, we have approximately 16,000 participating locations and more than 1,000 alternative locations 
that provide classes outside of traditional fitness centers. More than 14,000 of these participating locations within 
the national network deliver our proprietary SilverSneakers fitness program, and more than 10,000 of these 
locations offer Prime Fitness.  

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Segment and Major Customer Information 

We have one operating and reportable segment.  During 2017, Humana, Inc. ("Humana") and United 

Healthcare, Inc. (“United Healthcare”) each comprised more than 10%, and together comprised approximately 
38%, of our revenues from continuing operations.  Our primary contract with Humana was renewed in 2018 and 
continues through December 31, 2022.  Our primary contract with United Healthcare continues through 
December 31, 2020.  No other customer accounted for 10% or more of our revenues from continuing 
operations in 2017.  See Note 19 to the notes to consolidated financial statements included in this Report 
relating to revenues from external customers and customer concentration. 

Competition 

The healthcare industry is highly competitive, and the manner in which services are provided is subject 
to continual change.  Other entities, whose financial and marketing resources may exceed our resources, may 
choose to initiate or expand programs in competition with our offerings.  

We believe we have certain advantages over our competitors such as our proprietary class programming; 

the brand recognition of programs such as SilverSneakers; the depth and breadth of our fitness center network 
relationships, which encompass approximately 16,000 participating locations; and the trusting connections with 
our members developed over 25 years that have generated nearly 600 million member visits to participating 
locations.  However, we cannot assure you that we can compete effectively with other entities such as those 
noted above. 

Industry Integration and Consolidation 

Consolidation remains an important factor in all aspects of the healthcare industry.  While we believe the 
size of our membership base provides us with the economies of scale to compete even in a consolidating market, 
we cannot assure you that we can effectively compete with companies formed as a result of industry consolidation 
or that we can retain existing customers if they are acquired by other entities that already have or contract for 
programs similar to ours or are not interested in our programs. 

Governmental Regulation 

Governmental regulation impacts us in a number of ways in addition to those regulatory risks presented 

under Item 1A. "Risk Factors" below. 

Health Reform 

In recent years, Congress and certain state governments have passed a large number of laws and 

regulations intended to result in major changes within the healthcare system. The Patient Protection and 
Affordable Care Act, as amended by the Health Care and Education Reconciliation Act of 2010 (collectively, 
the “ACA”), the most prominent of these efforts, changes how healthcare services are covered, delivered, and 
reimbursed through, among other things, expanded health insurance coverage, reduced growth in Medicare 
program spending and the establishment of programs that tie reimbursement to care quality and value. 
However, there is substantial uncertainty regarding the ongoing effects of the ACA because the presidential 
administration and certain members of Congress have stated their intent to repeal or make significant 
changes to the ACA, its implementation or its interpretation. For example, in 2017, Congress eliminated the 
financial penalty associated with the ACA’s individual mandate, effective January 2019. The president has 
signed an executive order that directs agencies to minimize “economic and regulatory burdens” of the ACA, 
but it is unclear how this executive order will be implemented. It is difficult to predict whether, when or how the 
ACA will be further changed, what alternative provisions, if any, will be enacted, the timing of implementation 
of any alternative provisions, and the impact of alternative provisions on providers and other healthcare 
industry participants. 

The ACA, as currently structured, contains provisions that affect our customers, including commercial 

health plans and Medicare Advantage programs. The ACA has decreased the number of uninsured individuals 
and expanded coverage through the expansion of public programs and private sector health insurance. However, 
the ACA also may increase costs and/or reduce the revenues of our customers or prospective customers.  For 

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example, the ACA prohibits commercial health plans from using gender, health status, family history, or 
occupation to set premium rates, eliminates pre-existing condition exclusions, and bans annual benefit limits.  In 
addition, the ACA established uniform minimum medical loss ratios (“MLRs”) for health plans, requiring a 
minimum percentage of health coverage premium revenue to be spent on healthcare medical costs and quality 
improvement expenses. The ACA also reduced premium payments to Medicare Advantage plans such that the 
managed care per capita payments paid by HHS to Medicare Advantage plans are now, on average, 
approximately equal to those for traditional Medicare.  While the ACA provides for bonuses to Medicare 
Advantage plans that achieve service benchmarks and quality ratings, overall payments to Medicare Advantage 
plans have been significantly reduced under the ACA.   

Other Laws 

While many of the governmental and regulatory requirements affecting healthcare delivery generally do 

not directly apply to us, our customers must comply with a variety of regulations including those governing 
Medicare Advantage plans and their marketing and the licensing and reimbursement requirements of federal, 
state and local agencies.  Certain of our services, including health service utilization management and certain 
claims payment functions, require licensure by state government agencies. We are subject to a variety of legal 
requirements in order to obtain and maintain such licenses.  

Federal privacy regulations issued pursuant to the Health Insurance Portability and Accountability Act of 
1996 (“HIPAA”) extensively restrict the use and disclosure of individually-identifiable health information by health 
plans, most healthcare providers, and certain other entities (collectively, “covered entities”).  Federal security 
regulations issued pursuant to HIPAA require covered entities to implement and maintain administrative, 
physical and technical safeguards to protect the confidentiality, integrity and availability of electronic individually-
identifiable health information. Because we handle individually-identifiable health information on behalf of 
covered entities, we are considered a "business associate" and are required to comply with most aspects of the 
HIPAA privacy and security regulations. 

Violations of HIPAA and its implementing regulations may result in criminal penalties and in substantial 

civil penalties for each violation. These penalties are updated annually based on changes to the consumer 
price index.  In addition, we may be contractually or directly obligated to comply with any applicable state laws 
or regulations related to the confidentiality and security of confidential personal information.  In the event of a 
data breach involving individually-identifiable health information, we are subject to contractual obligations and 
state and federal requirements that require us to notify our customers. These requirements may also require us 
or our customers to notify affected individuals, regulatory agencies, and the media of the data breach. Non-
permitted uses and disclosures of unsecured individually identifiable health information are presumed to be 
breaches for which notice is required, unless it can be demonstrated that there is a low probability the 
information has been compromised.  

Federal law contains various prohibitions related to false statements and false claims, some of which 

apply to private payors as well as federal programs. Our contracts with Medicare Advantage plans may subject 
us to a number of obligations, including billing and reimbursement requirements, prohibitions on fraudulent and 
abusive conduct and related training and screening obligations.  Actions may be brought under the federal False 
Claims Act by the government as well as by private individuals, known as “whistleblowers,” who are permitted to 
share in any settlement or judgment. Liability under the federal False Claims Act arises when an entity knowingly 
submits a false claim for reimbursement to the federal government. The federal False Claims Act defines the 
term “knowingly” broadly. There are many other potential bases for liability under the federal False Claims Act, 
including knowingly and improperly avoiding repayment of an overpayment received from the government and 
the knowing failure to report and return an overpayment within 60 days of identifying the overpayment. The 
submission of claims for services or items generated in violation of certain “fraud and abuse” provisions of the 
Social Security Act, including the anti-kickback provisions, constitutes a false or fraudulent claim under the 
federal False Claims Act. In some cases, whistleblowers, the federal government, and some courts have taken 
the position that entities that allegedly have violated other statutes, such as the federal self-referral prohibition 
commonly known as the Stark Law, have thereby submitted false claims under the federal False Claims Act.   

From time to time, participants in the healthcare industry, including our company and our customers, 
may be subject to actions under the federal False Claims Act or other fraud and abuse laws, including similar 
state statutes, and it is not possible to predict the impact of such actions. Violations of applicable laws may 
result in significant civil and criminal penalties. For example, violations of the federal False Claims Act may 

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result in penalties of three times the actual damages sustained by the government, plus substantial mandatory 
civil penalties for each separate false claim. These penalties are updated annually based on changes to the 
consumer price index.  

Because of the international operations previously conducted as part of our TPHS business that we 
sold to Sharecare in July 2016, we were subject to the U.S. Foreign Corrupt Practices Act (the “FCPA”) and 
similar anti-bribery laws of other countries in which we provided services prior to the sale. The FCPA and 
similar antibribery laws generally prohibit companies and their intermediaries from making improper payments 
to government officials or other third parties for the purpose of obtaining or retaining business or gaining any 
business advantage. Failure to comply with the FCPA and similar legislation prior to the sale of our TPHS 
business could result in the imposition of civil or criminal fines and penalties.  

Employees 

As of February 21, 2018, we had approximately 475 employees.  Our employees are not subject to any 

collective bargaining agreements.  We believe we have good relationships with our employees. 

Available Information 

Our Internet address is www.tivityhealth.com.  We make available free of charge, on or through our 

Internet website, our annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, 
and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities 
Exchange Act of 1934, as amended (the "Exchange Act"), as soon as reasonably practicable after we 
electronically file such material with, or furnish it to, the Securities and Exchange Commission (the "SEC").  The 
public may read and copy any materials that we file with the SEC at the SEC's Public Reference Room at 100 F 
Street NE, Washington DC 20549. The public may obtain information on the operation of the Public Reference 
Room by calling the SEC at 1-800-SEC-0330. The SEC maintains an Internet site that contains periodic reports, 
proxy and information statements, and other information regarding issuers that file electronically with the SEC at 
www.sec.gov. 

Item 1A. Risk Factors 

In the execution of our business strategy, our operations and financial condition are subject to certain 

risks.  A summary of certain material risks is provided below, and you should take such risks into account in 
evaluating any investment decision involving the Company.  This section does not describe all risks applicable 
to us and is intended only as a summary of certain material factors that could impact our operations in the 
industry in which we operate.  Other sections of this Report contain additional information concerning these 
and other risks. 

A significant percentage of our revenues is derived from health plan customers. 

A significant percentage of our revenues is derived from health plan customers.  The health plan 
industry may continue to consolidate, and we cannot assure you that we will be able to retain health plan 
customers, or continue to provide our products and services to such health plan customers on terms at least as 
favorable to us as currently provided, if they are acquired by other health plans that already participate in 
competing programs or are not interested in our programs. Increasing vertical integration efforts involving health 
plans and healthcare providers or entities that provide wellness services may increase these challenges. Our 
health plan customers that are part of larger healthcare enterprises may have greater bargaining power, which 
may lead to further pressure on the prices for our products and services. In addition, a reduction in the number 
of covered lives enrolled with our health plan customers or in the payments we receive could adversely affect 
our results of operations. Our health plan customers are subject to continuing competition and reduced 
reimbursement rates from governmental and private sources, which could lead current or prospective 
customers to seek reduced fees or choose to reduce or delay the purchase of our services. Finally, health plan 
customers could attempt to offer services themselves that compete directly with our offerings, stop providing our 
offerings to certain or all of their members, or offer fitness benefits in addition to SilverSneakers, which could 
adversely affect our business and results of operations. 

We currently derive a significant percentage of our revenues from two customers. 

For the year ended December 31, 2017, Humana and United Healthcare each comprised more than 

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10%, and together comprised approximately 38%, of our revenues from continuing operations. Our primary 
contract with Humana was renewed in 2018 and continues through December 31, 2022. The term of our 
contract with United Healthcare continues through December 31, 2020. The loss or restructuring of a contract 
with Humana, United Healthcare or any of our other significant customers could have a material adverse effect 
on our business and results of operations.  Neither of these contracts allows Humana or United Healthcare to 
terminate for convenience prior to the expiration of the contract.   

In 2018, United Healthcare discontinued offering SilverSneakers to its individual Medicare Advantage 

beneficiaries in nine states and instead provided those beneficiaries a fitness benefit offered by its wholly 
owned subsidiary Optum, while continuing to offer SilverSneakers to its individual Medicare Advantage 
beneficiaries in 34 states and to its group Medicare Advantage members in all 50 states. While we believe 
United Healthcare values the health benefits that SilverSneakers presents to its Medicare Advantage 
beneficiaries as well as the brand recognition of SilverSneakers among active seniors, United Healthcare may 
discontinue offering SilverSneakers to its Medicare Advantage beneficiaries in additional states in 2019 or 2020 
within contractual limitations and/or may offer multiple fitness benefits, including SilverSneakers. 

Our inability to renew and/or maintain contracts with our customers could adversely affect our 
business and results of operations. 

If our customers choose not to renew their contracts with us, our business and results of operations could 

be materially adversely affected. 

Reductions in Medicare Advantage health plan reimbursement rates may negatively impact our business 
and results of operations. 

A significant portion of our revenue is indirectly derived from the monthly premium payments paid by 

HHS to health plans, who are our customers, for services provided to Medicare Advantage beneficiaries.  As a 
result, our results of operations are, in part, dependent on government funding levels for Medicare Advantage 
programs. Any changes that limit or reduce Medicare Advantage reimbursement levels, such as reductions in or 
limitations of reimbursement amounts or rates under these programs, reductions in funding of these programs, 
expansion of benefits without adequate funding, elimination of coverage for certain benefits, or elimination of 
coverage affecting the services that we provide, could have a material adverse effect on our customers, and as 
a result, on our business and results of operations. 

Our business strategy relating to the development and introduction of new products and services 
exposes us to risks such as limited customer acceptance and additional expenditures that may not 
result in additional net revenue. 

An important component of our business strategy is to focus on new products and services that enable 

us to provide immediate value to our customers.  Customer acceptance of these new products and services 
cannot be predicted with certainty, and if we fail to execute properly on this strategy or to adapt this strategy as 
market conditions evolve, our ability to grow revenue and our results of operations may be adversely affected. 

If we fail to successfully implement our business strategy, our financial performance and our growth 
could be materially and adversely affected. 

Our future financial performance and success are dependent in large part upon our ability to implement 

our business strategy successfully.  Implementation of our strategy will require effective management of our 
operational, financial and human resources and will place significant demands on those resources.  See Item 1. 
"Business – Business Strategy" for more information regarding our business strategy.   There are risks involved 
in pursuing our strategy, including the ability to hire or retain the personnel necessary to manage our strategy 
effectively. 

In addition to the risks set forth above, implementation of our business strategy could be affected by a 

number of factors beyond our control, such as increased competition, legal developments, government 
regulation, general economic conditions, increased operating costs or expenses, and changes in industry 
trends. We may decide to alter or discontinue certain aspects of our business strategy at any time. If we are not 
able to implement our business strategy successfully, our long-term growth and profitability may be adversely 

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affected. Even if we are able to implement some or all of the initiatives of our business strategy successfully, 
our operating results may not improve to the extent we anticipate, or at all. 

Our results of operations could be adversely affected by severe or unexpected weather, health 
epidemics or outbreaks of disease. 

Adverse weather conditions or other extreme changes in the weather may cause people to refrain, or 

prevent people, from visiting participating locations and using our services.  Additionally, widespread health 
epidemics or outbreaks of disease, such as influenza, may cause members to avoid public gathering places and 
negatively impact their use of our services.  As some of the fees that we charge our customers are based on a 
combination of PMPM and member participation, a decrease in member participation could adversely affect our 
business and results of operations. 

We may experience difficulties associated with the implementation and/or integration of new businesses, 
services (including outsourced services), technologies, solutions, or products. 

We may face difficulties, costs, and delays in effectively implementing and/or integrating acquired 

businesses, services (including outsourced services), technologies, solutions, or products into our business.  
Implementing internally-developed solutions and products, and/or integrating newly acquired businesses, 
services (including outsourced services), and technologies could be time-consuming and may strain our 
resources. Consequently, we may not be successful in implementing and/or integrating these new businesses, 
services, technologies, solutions, or products and may not achieve anticipated revenue and cost benefits. 

Changes in macroeconomic conditions may adversely affect our business. 

Economic difficulties and other macroeconomic conditions could reduce the demand and/or the timing 

of purchases for certain of our services from customers and potential customers.  Loss of a significant 
customer or a reduction in a customer's enrolled lives could have a material adverse effect on our business 
and results of operations.  In addition, changes in economic conditions could create liquidity and credit 
constraints.  We cannot assure you that we would be able to secure additional financing if needed and, if such 
funds were available, that the terms and conditions would be acceptable to us. 

The performance of our business and the level of our indebtedness could prevent us from meeting the 
obligations under our credit agreement or the cash convertible senior notes or have an adverse effect on 
our future financial condition, our ability to raise additional capital, or our ability to react to changes in the 
economy or our industry. 

On July 16, 2013, we completed the issuance of $150.0 million aggregate principal amount of cash 

convertible senior notes due July 1, 2018 (the “Cash Convertible Notes”), all of which are still outstanding. On April 
21, 2017, we entered into a new Revolving Credit and Term Loan Agreement (the “Credit Agreement”) with a group 
of lenders. As of December 31, 2017, our long-term debt under these arrangements, including the current portion 
but excluding the debt discount, was $150.0 million. 

Our ability to service our indebtedness (including any debt outstanding under the Credit Agreement and 

the Cash Convertible Notes) will depend on our ability to generate cash in the future.  We cannot assure you that 
our business will generate sufficient cash flow from operations or that future borrowings will be available in an 
amount sufficient to enable us to service our indebtedness or to fund other liquidity needs. 

The Credit Agreement contains various financial covenants and limits repurchases of our common stock 

and the amount of dividends that we can pay to holders of our common stock.  A breach of any of these covenants 
could result in a default under the Credit Agreement in which all amounts outstanding under the Credit Agreement 
may become immediately due and payable and all commitments under the Credit Agreement to extend further 
credit may be terminated. In addition, a payment default, including an acceleration following an event of default, 
under the Credit Agreement or under our indenture for the Cash Convertible Notes could each trigger an event of 
default under the other debt instrument, which could result in the principal of and the accrued and unpaid interest 
on such debt becoming due and payable. 

Our indebtedness could adversely affect our future financial condition or our ability to react to changes in 

the economy or industry by, among other things: 

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 

 

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 

increasing our vulnerability to a downturn in general economic conditions, loss of revenue and/or 
profit margins in our business, or to increases in interest rates, particularly with respect to the 
portion of our outstanding debt that is subject to variable interest rates; 
potentially limiting our ability to obtain additional financing or to obtain such financing on 
favorable terms; 
causing us to dedicate a portion of future cash flow from operations to service or pay down our 
debt, which reduces the cash available for other purposes, such as operations, capital 
expenditures, and future business opportunities; and 
possibly limiting our ability to adjust to changing market conditions and placing us at a 
competitive disadvantage compared to our competitors who may be less leveraged. 

The accounting for the Cash Convertible Notes and related cash convertible notes hedge transactions 
may result in volatility to our consolidated statements of comprehensive income (loss). 

The cash conversion derivative that is part of the Cash Convertible Notes (“Cash Conversion Derivative”) is 

accounted for as a derivative liability pursuant to Accounting Standards Codification (“ASC”) Topic 470, Debt, 
relating to derivative instruments and hedging activities. In general, the initial valuation of the conversion option was 
bifurcated from the debt component of the Cash Convertible Notes and is measured at fair value each reporting 
period. For each financial statement period after issuance of the Cash Convertible Notes, a hedge gain (or loss) 
will be reported in our consolidated statements of comprehensive income (loss) to the extent the valuation of the 
Cash Conversion Derivative changes from the previous period. In connection with the issuance of the Cash 
Convertible Notes, we entered into privately negotiated convertible note hedge transactions (the "Cash Convertible 
Notes Hedges"), which are cash-settled, recorded and carried at fair value as a derivative asset and intended to 
offset the gain (or loss) associated with changes to the valuation of the Cash Conversion Derivative. Although we 
do not expect there to be a material net impact to our consolidated statements of comprehensive income (loss) as 
a result of our issuing the Cash Convertible Notes and entering into the Cash Convertible Notes Hedges, we 
cannot assure you these transactions will be completely offset, which may result in volatility to our consolidated 
statements of comprehensive income (loss).  

We are subject to counterparty risk with respect to the Cash Convertible Notes Hedges. 

The counterparties to the Cash Convertible Notes Hedges (the "Counterparties") are financial institutions 

or affiliates of financial institutions, and we will be subject to the risk that these Counterparties may default or 
otherwise fail to perform, or may exercise certain rights to terminate their obligations, under the Cash 
Convertible Notes Hedges. Our exposure to the credit risk of the Counterparties will not be secured by any 
collateral. If one or more of the Counterparties to one or more of the Cash Convertible Notes Hedges becomes 
subject to insolvency proceedings, we will become an unsecured creditor in those proceedings with a claim 
equal to our exposure at the time under those transactions. Our exposure will depend on many factors but, 
generally, the increase in our exposure will be correlated to the increase in the market price of our common 
stock and in volatility of our common stock. In addition, upon a default or other failure to perform, or a termination 
of obligations by one of the Counterparties we may suffer adverse tax consequences and dilution with respect to 
our common stock.  We can provide no assurances as to the financial stability or viability of any of the 
Counterparties. 

We have a significant amount of goodwill and intangible assets, the value of which could become 
impaired. 

We have recorded significant portions of the purchase price of certain acquisitions as goodwill and/or 
intangible assets.  At December 31, 2017, we had approximately $334.7 million and $29.0 million of goodwill 
and intangible assets, respectively.  We review goodwill and intangible assets not subject to amortization for 
impairment on an annual basis (during the fourth quarter) or more frequently whenever events or circumstances 
indicate that the carrying value may not be recoverable.  If we determine that the carrying values of our goodwill 
and/or intangible assets are impaired, we may incur a non-cash charge to earnings, which could have a 
material adverse effect on our results of operations for the period in which the impairment occurs. 

A failure of our information systems could adversely affect our business. 

Our ability to deliver our services depends on effectively using information technology.   

10 

 
 
  
 
 
 
 
 
 
 
We rely upon our information systems for operating and monitoring all major aspects of our business. 

These systems and, therefore, our operations could be damaged or interrupted by natural disasters, power loss, 
network failure, improper operation by our employees, data privacy or security breaches, computer viruses, 
computer hacking, network penetration or other illegal intrusions or other unexpected events. Any disruption in 
the operation of our information systems, regardless of the cause, could adversely impact our operations, which 
may adversely affect our financial condition, results of operations and cash flows. 

A cybersecurity incident could result in the loss of confidential data, give rise to remediation and other 
expenses, expose us to liability under HIPAA, consumer protection laws, or common law theories, 
subject us to litigation and federal and state governmental inquiries, damage our reputation, and 
otherwise be disruptive to our business. 

The nature of our business involves the receipt and storage of individually identifiable health 
information about the participants in our programs. The secure maintenance of this confidential information is 
critical to our business operations. To protect our information systems from attack, damage and unauthorized 
use, we have implemented multiple layers of security, including technical safeguards, processes, and our 
people. Our defenses are monitored and routinely tested internally and by external parties. Despite these 
efforts, threats from malicious persons and groups, new vulnerabilities, and advanced attacks against 
information systems create risk of cybersecurity incidents.  There can be no assurance that we will not be 
subject to cybersecurity incidents that bypass our security measures, result in loss of personal health 
information or other data subject to privacy laws or disrupt our information systems or business. As a result, 
cybersecurity and the continued development and enhancement of our controls, processes and practices 
remain a priority for us. We may be required to expend significant additional resources in our efforts to modify 
or enhance our protective measures against evolving threats or to investigate and remediate any cybersecurity 
vulnerabilities. The occurrence of a breach in security of our systems or those of our third-party vendors and 
other service providers could result in interruptions, delays, the loss, access, misappropriation, disclosure or 
corruption of data, liability under privacy, security and consumer protection laws or litigation under these or 
other laws, including common law theories, and subject us to federal and state governmental inquiries, any of 
which could have a material adverse effect on our financial condition and results of operations and harm our 
business reputation.    

In order to be successful, we must attract, engage, retain and integrate key employees and have 
adequate succession plans in place, and failure to do so could have an adverse effect on our ability to 
manage our business. 

Our success depends, in large part, on our ability to attract, engage, retain and integrate qualified 

executives and other key employees throughout all areas of our business. Identifying, developing internally or 
hiring externally, training and retaining highly-skilled managerial and other personnel are critical to our future, and 
competition for experienced employees can be intense.  Failure to successfully hire executives and key 
employees or the loss of any executives and key employees could have a significant impact on our operations. 
The loss of services of any key personnel, the inability to retain and attract qualified personnel in the future, or 
delays in hiring may harm our business and results of operations.  Further, changes in our management team 
may be disruptive to our business, and any failure to successfully integrate key new hires could adversely affect 
our business and results of operations. 

We face competition for staffing, which may increase our labor costs and reduce profitability. 

We compete with other healthcare and services providers in recruiting qualified management, including 
executives with the required skills and experience to operate and grow our business, and staff personnel for the 
day-to-day operations of our business.  These challenges may require us to enhance wages and benefits to 
recruit and retain qualified management and other professionals.  Difficulties in attracting and retaining qualified 
management and other professionals, or in controlling labor costs, could have a material adverse effect on our 
profitability. 

We are or may become a party to litigation that could potentially force us to pay significant damages 
and/or harm our reputation. 

We are subject to certain legal proceedings that arise in the ordinary course of business.  These legal 

11 

 
 
 
 
 
 
 
 
 
 
 
proceedings and any other claims that we may face in the future, whether with or without merit, could result in 
costly litigation, and divert the time, attention, and resources of our management.  Although we currently 
maintain various types of liability insurance, there can be no assurance that the coverage limits of such 
insurance policies will be adequate or that all such claims will be covered by insurance.  Although we believe 
that we have conducted our operations in full compliance with applicable statutory and contractual requirements 
and that we have meritorious defenses to outstanding claims, it is possible that resolution of these legal matters 
could have a material adverse effect on our results of operations.  In addition, legal expenses associated with 
the defense of these matters may be material to our results of operations in a particular financial reporting 
period.  

Damage to our reputation could harm our business, including our competitive position and business 
prospects.  

Our ability to attract and retain customers, members and employees is impacted by our reputation. Harm to 

our reputation can arise from various sources, including employee misconduct, security breaches, unethical 
behavior, litigation or regulatory outcomes, which could, among other consequences, increase the size and number 
of litigation claims and damages asserted or subject us to enforcement actions, fines and penalties and cause us to 
incur related costs and expenses. 

We could be adversely affected by violations of the FCPA and similar anti-bribery laws of other countries 
in which we provided services prior to the sale of our TPHS business. 

Because of the international operations that we previously conducted as part of our TPHS business that 

we sold to Sharecare in July 2016, we could be adversely affected by violations of the FCPA and similar anti-
bribery laws of other countries in which we provided services prior to the sale. The FCPA and similar anti-
bribery laws generally prohibit companies and their intermediaries from making improper payments to 
government officials or other third parties for the purpose of obtaining or retaining business or gaining any 
business advantage. While our policies mandated compliance with these anti-bribery laws, we cannot provide 
assurance that our internal control policies and procedures always protected us from reckless or criminal acts 
committed by our employees, contractors or agents. Failure to comply with the FCPA and similar legislation 
prior to the sale of our TPHS business could result in the imposition of civil or criminal fines and penalties and 
could disrupt our business and adversely affect our results of operations, cash flows and financial condition. 

Compliance with existing or newly adopted federal and state laws and regulations or new or revised 
interpretations of such requirements could adversely affect our results of operations or may require us 
to spend substantial amounts, and the failure to comply with applicable laws and regulations could 
subject us to penalties or negatively impact our ability to provide services. 

Our customers are subject to considerable state and federal government regulation, and a substantial 
majority of our business involves providing services to Medicare Advantage beneficiaries. As a result, we are 
subject directly to various federal laws and regulations, including the federal False Claims Act, billing and 
reimbursement requirements and other provisions related to fraud and abuse. CMS is in the process of 
expanding its Recovery Audit Contractor (“RAC”) program for Medicare Advantage, which may result in 
increased government enforcement. Further, our contracts with Medicare Advantage plans require us to comply 
with a number of regulatory provisions and permit these customers to perform compliance audits. Many of these 
regulations are vaguely written and subject to differing interpretations that may, in certain cases, result in 
unintended consequences that could impact our ability to effectively deliver services. Further, we are required to 
comply with most requirements of the HIPAA privacy and security laws and regulations and may be subject to 
criminal or civil penalties for violations of these regulations. Certain of our services, including health utilization 
management and certain claims payment functions, require licensure and may be regulated by government 
agencies. We are subject to a variety of legal requirements in order to obtain and maintain such licenses, but 
little guidance is available to determine the scope of some of these requirements.  

We continually monitor the extent to which federal and state legislation and regulations govern our 
operations. New federal or state laws or regulations or new interpretations of existing requirements that affect our 
operations could have a material adverse effect on our results of operations. If we are found to have violated 
applicable laws, to have caused any of our customers to submit false claims or make false statements, or to have 
failed to comply with our contractual compliance obligations, we could be required to restructure our operations, 
be subject to contractual penalties, including termination of our customer agreements, and be subject to 

12 

 
 
 
 
 
 
 
significant civil and criminal penalties. 

Healthcare reform efforts may result in a reduction to our revenues from government health programs 
and private insurance companies or otherwise directly or indirectly impact our business. 

The healthcare industry is subject to various political, regulatory, scientific, and technological influences. 

Efforts at federal and state levels of government have resulted in laws and regulations intended to effect 
significant change within the healthcare system. The ACA, the most prominent of these efforts, affects 
coverage, delivery, and reimbursement of healthcare services. Among other effects, several of its provisions 
may increase the costs and/or reduce the revenues of our customers or prospective customers.  For example, 
the ACA eliminates pre-existing condition exclusions by commercial health plans, bans annual benefit limits, 
and mandates minimum MLRs for health plans.  

However, there is substantial uncertainty regarding the net effect and future of the ACA. The presidential 
administration and certain members of Congress continue to attempt to repeal or make significant changes to the 
ACA, its implementation and its interpretation. The president signed an executive order that directs agencies to 
minimize “economic and regulatory burdens” of the ACA, but it is unclear how this executive order will be 
implemented. It is possible that the reforms imposed by the ACA or uncertainty regarding its repeal or significant 
changes to the law will adversely affect the profitability of our customers and cause our customers or prospective 
customers to reduce or delay the purchase of our services or to demand reduced fees. Because of this 
uncertainty and many other variables, including the ACA’s complexity and the difficulty of predicting the impact of 
changes on other healthcare industry participants, we are unable to predict all of the ways in which the ACA could 
impact the Company. Furthermore,  we could also be impacted by future healthcare reform legislative and 
regulatory initiatives. 

The Tax Cuts and Jobs Act could have material effects on the Company.  

The Tax Cut and Jobs Act (the “Tax Act”) was signed into law on December 22, 2017 and includes a 
number of changes to existing U.S. tax laws that impact us, most notably a reduction of the U.S. corporate 
income tax rate from 35% to 21% for tax years beginning after December 31, 2017.  The Tax Act also provides 
for a one-time transition tax on certain foreign earnings and the acceleration of depreciation for certain assets 
placed into service after September 27, 2017.  In addition, it provides for prospective changes beginning in 
2018, including acceleration of tax revenue recognition and additional limitations on executive compensation 
and the deductibility of interest.  

We are currently evaluating the Tax Act with our professional advisers; we cannot predict at this time the 

full impact of the Tax Act on the Company in future periods and make no assurances in that regard. 

Item 1B. Unresolved Staff Comments 

  None. 

Item 2.  Properties 

We lease approximately 264,000 square feet of office space for our corporate headquarters in Franklin, 
Tennessee, approximately 221,000 square feet of which is subleased, pursuant to an agreement that expires in 
February 2023.  We also lease approximately 92,000 square feet of office space in Chandler, Arizona (pursuant 
to an agreement that expires in April 2020), and approximately 6,000 square feet of office space in Ashburn, 
Virginia.   

Item 3.  Legal Proceedings 

On November 6, 2017, United Healthcare issued a press release announcing expansion of its fitness 
benefits (“United Press Release”), and the market price of the Company’s shares of common stock dropped on that 
same day. In connection with the United Press Release, two lawsuits have been filed against the Company as 
described below.  We intend to vigorously defend ourselves against both complaints. 

On November 20, 2017, Eric Weiner, claiming to be a stockholder of the Company, filed a complaint on 

behalf of stockholders who purchased the Company’s common stock between February 24, 2017 and November 3, 
2017 (“Weiner Lawsuit”).  The Weiner Lawsuit was filed as a class action in the U.S. District Court for the Middle 

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
District of Tennessee, naming the Company, the Company’s chief executive officer, chief financial officer and chief 
accounting officer as defendants.  The complaint alleges that the defendants violated Sections 10(b) and 20(a) of 
the Securities Exchange Act of 1934 (the “Exchange Act”) and Rule 10b-5 promulgated under the Exchange Act in 
making false and misleading statements and omissions related to the United Press Release.  The complaint seeks 
monetary damages on behalf of the purported class.  On January 19, 2018, the Oklahoma Firefighters Pension and 
Retirement System filed a motion to appoint counsel and lead plaintiff. 

On January 26, 2018, Charles Denham, claiming to be a stockholder of the Company, filed a purported 

shareholder derivative action, on behalf of the Company, in the U.S. District Court for the Middle District of 
Tennessee, naming the Company as a nominal defendant and the Company’s chief executive officer, chief financial 
officer, chief accounting officer, current directors of the Company and a former director of the Company, as 
defendants.  The complaint asserts claims for breach of fiduciary duty, waste, and unjust enrichment, largely 
tracking allegations in the Weiner Lawsuit.  The complaint further alleges that certain defendants engaged in insider 
trading.  The plaintiff seeks monetary damages on behalf of the Company, certain corporate governance and 
internal procedural reforms, and other equitable relief.     

Additionally, from time to time, we are subject to contractual disputes, claims and legal proceedings that 

arise from time to time in the ordinary course of our business.  While we are unable to estimate a range of 
potential losses, we do not believe that any of the legal proceedings pending against us as of the date of this 
Report, some of which are expected to be covered by insurance policies, will have a material adverse effect on 
our financial statements.  As these matters are subject to inherent uncertainties, our view of these matters may 
change in the future.  

Item 4.  Mine Safety Disclosures 

Not applicable. 

14 

 
 
 
 
 
 
 
Executive Officers of the Registrant 

The following table sets forth certain information regarding our executive officers as of February 28, 

2018.  Executive officers of the Company serve at the pleasure of the Board. 

Officer 

 Donato Tramuto 

Age 

61 

Adam Holland 

39 

Position 

Chief Executive Officer of the Company since November 2015. Chief Executive
Officer and Chairman of the Board of Physicians Interactive Holdings from July 
2013 to October 2015. Chief Executive Officer, Founder and Vice Chairman of 
Physicians Interactive Holdings from October 2008 to July 2013. Chief 
Executive Officer of i3 from 2004 to 2006. Chief Executive Officer and Co-
Founder of Constella Health Strategies from 1998 to 2003. 

Chief Financial Officer of the Company since June 2017.  Chief Financial 
Officer of Kirkland’s, Inc. from February 2015 to June 2017, Chief Accounting 
Officer of Kirkland’s, Inc. from August 2014 to February 2015 and Vice 
President of Finance of Kirkland’s, Inc. from August 2008 to February 2015. 

Glenn Hargreaves 

51 

Chief Accounting Officer of the Company since July 2012 and Controller since 
January 2011.  Interim Chief Financial Officer from November 2016 until June 
2017.  Director of Tax of the Company from April 2005 until January 2011. 

Mary Flipse 

51 

Chief Legal Officer of the Company since November 2015.  General Counsel 
of the Company from July 2012 to March 2016.  Director, Corporate Counsel 
of the Company from February 2012 to July 2012.  Operations Counsel of the 
Company from August 2011 until February 2012.  Assistant General Counsel 
of King Pharmaceuticals from May 2005 to July 2011. 

15 

 
 
 
 
 
 
 
 
 
 
 
 
PART II 

Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of 
Equity Securities 

Market Information 

Our common stock is traded on The Nasdaq Stock Market ("Nasdaq") under the symbol "TVTY". 

The following table sets forth the high and low sales prices per share of our common stock as reported 

by Nasdaq for the relevant periods. 

Year ended December 31, 2017 
First quarter 
Second quarter 
Third quarter 
Fourth quarter 

Year ended December 31, 2016 
First quarter 
Second quarter 
Third quarter 
Fourth quarter 

 $

 $

High

Low 

30.55    $
40.45      
41.55      
48.50      

13.27    $
12.79      
27.30      
26.92      

20.60  
27.95  
35.65  
29.95  

9.18  
9.54  
11.48  
19.25  

Performance Graph 

The following graph compares the total stockholder return of $100 invested on December 31, 2012 in 

(a) the Company, (b) the Nasdaq U.S. Stocks Benchmark index and (c) the Nasdaq Health Care Providers 
index, assuming the reinvestment of all dividends. 

The stock price performance shown on this graph is not necessarily indicative of future price 

performance.  

Notes: 
A. 

B. 
C. 

The lines represent annual index levels derived from compounded daily returns that include all 
dividends. 
The indexes are reweighted daily, using the market capitalization on the previous trading day. 
If the annual interval, based on the fiscal year end, is not a trading day, the preceding trading day is 
used. 

D.  The index level for all series was set to $100.00 on December 31, 2012. 

16 

 
 
 
 
 
 
 
 
 
   
  
  
  
  
  
  
       
   
  
       
   
  
  
  
 
 
 
Unregistered Sales of Equity Securities 

Pursuant to the Investment Agreement with CareFirst Holdings, LLC (“CareFirst”) (as described in 

footnote 7 in our Annual Report on Form 10-K for the fiscal year ended December 31, 2016, which is hereby 
incorporated by reference into this Report), CareFirst had an opportunity to earn warrants based on 
achievement of certain quarterly thresholds for revenue. On April 8, 2016, we issued to CareFirst warrants to 
purchase 22,895 shares of our common stock at an exercise price of $11.94 per share, and on June 13, 2016, 
we issued to CareFirst warrants to purchase 17,008 shares of our common stock at an exercise price of $12.97 
per share. The issuance of these warrants was exempt from registration under Section 4(a)(2) of the Securities 
Act of 1933, as amended, because it was a transaction not involving a public offering.  

In accordance with the terms of the Investment Agreement (as described in footnote 7 in our Annual 

Report on Form 10-K for the fiscal year ended December 31, 2016, which is hereby incorporated by reference 
into this Report), in September 2016, CareFirst exercised its right to convert 590,683 CareFirst warrants for a 
total of 218,162 shares of our common stock.  In December 2016, CareFirst exercised its right to convert 
39,903 CareFirst Warrants for a total of 18,104 shares of our common stock. The issuance of shares of our 
common stock as a result of the conversion of the CareFirst Warrants was exempt from registration under 
Section 4(a)(2) of the Securities Act of 1933, as amended, because it was a transaction not involving a public 
offering. 

Holders 

At February 21, 2018, there were approximately 10,600 holders of our common stock, including 192 

stockholders of record. 

Dividends 

We have never declared or paid a cash dividend on our common stock.  We intend to retain any 
earnings to finance the growth and development of our business and do not expect to declare or pay any cash 
dividends in the foreseeable future.  Our Board of Directors will review our dividend policy from time to time and 
may declare dividends at its discretion; however, our Credit Agreement places restrictions on the payment of 
dividends.  For further discussion of the Credit Agreement, see Item 7. "Management's Discussion and Analysis 
of Financial Condition and Results of Operation - Liquidity and Capital Resources." 

Securities Authorized for Issuance Under Equity Compensation Plans 

See Part III, Item 12. "Security Ownership of Certain Beneficial Owners and Management and Related 

Stockholder Matters," for information regarding securities authorized for issuance under our equity compensation 
plans, which is incorporated by reference herein. 

Annual Report 

A copy of the Tivity Health, Inc. Annual Report on Form 10-K for 2017 filed with the Securities and 

Exchange Commission is available on the Company's website, www.tivityhealth.com.  It is also available from 
the Company (without exhibits) at no charge. These requests should be directed to Chip Wochomurka, Vice 
President – Investor Relations, or Jill Meyer, Senior Director – Public Relations, at the Company's corporate 
office. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
Item 6. Selected Financial Data 

The following table represents selected consolidated financial data. The table should be read in 
conjunction with Item 7. "Management's Discussion and Analysis of Financial Condition and Results of 
Operations" and Item 8. "Financial Statements and Supplementary Data" of this Report.  As further discussed in 
Note 1 to the notes to consolidated financial statements included in this Report, our results from continuing 
operations do not include the results of the TPHS business, which we sold effective July 31, 2016.  

(In thousands, except per share 
data) 

Operating Results: 
Revenues 
Cost of services (exclusive of 
depreciation and amortization 
included below) 
Selling, general and administrative 
expenses 
Depreciation and amortization 
Restructuring and related charges 
Legal settlement charges 
Operating income 
Interest expense 

Income before income taxes 
Income tax expense 

Income from continuing operations 
Income (loss) from discontinued 
operations, net of income tax benefit 

Net income (loss) 
Less: net income (loss) attributable to 
non-controlling interest 

Net income (loss) attributable to Tivity 
Health, Inc. 

  $  

Basic income (loss) per share 
attributable to Tivity Health, Inc.: 
   Continuing operations 
   Discontinued operations 
   Net income (loss) 

Diluted income (loss) per share 
attributable to Tivity Health, Inc.:  
   Continuing operations 
   Discontinued operations 
   Net income (loss) 

  $ 

  $ 

  $ 

  $ 

Weighted average common shares 
and equivalents: 

Basic 
Diluted  

Selected Balance Sheet Data: 
Total assets (2) (3) 
Long-term debt (3) 

2017 

Year Ended December 31,  
2016 

2015 

2014 

2013 

  $ 

556,942    $ 

500,998     $ 

452,092     $  405,263  $ 359,434  

395,605      

357,120       

318,060       

272,400 

  248,312  

34,361      
3,357      
3,223      
—      
120,396    $ 
15,613      

39,478       
4,085       
4,933       
—       
95,382     $ 
17,318       

35,546       
6,869       
702       
—       
90,915     $ 
17,996       

32,075 
7,035 
— 
5,910 

  29,584  
6,403  
—  
—  

87,843  $ 75,135
17,449 

  15,748  

104,783  $ 
43,553(1)    

78,064   $ 
21,973     

72,919     $ 
29,285       

70,394  $ 59,387
27,558 

  24,096  

  $ 

  $ 

  $ 

61,230

$ 

56,091   $ 

43,634     $ 

42,836  $ 35,291

2,485

(184,706)

(74,952)     

(48,397)

(43,832

) 

  $ 

63,715

$ 

(128,615

) $ 

(31,318

)    $ 

(5,561) $

(8,541

) 

—

496

(371

)      

— 

—

63,715    $ 

(129,111

)    $ 

(30,947

)    $ 

(5,561) $

(8,541) 

1.56  $ 
0.06 
1.62  $ 

1.52  $ 
(5.01)
(3.49) $ 

  $ 

1.22 
(2.08)     
(0.86)    $ 

$

1.21
(1.37)
(0.16) $

1.02 
(1.27) 
(0.25) 

1.44  $ 
0.06 
1.50  $ 

1.47  $ 
(4.86)
(3.39) $ 

  $ 

1.18 
(2.02)     
(0.84)    $ 

$

1.18
(1.33)
(0.15) $

1.00 
(1.24) 
(0.24) 

39,357      
42,547      

36,999       
38,075       

35,832       
36,854       

35,302    
36,346    

34,489  
35,237  

636,163      
—      

544,782       
164,297       

712,924       
208,289       

806,207     741,845  
225,411     230,416  

18 

 
 
  
 
  
  
 
    
     
 
  
   
 
    
      
 
  
    
    
    
 
    
 
    
 
    
  
    
      
        
       
  
 
   
    
 
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
    
 
 
   
 
       
  
 
  
 
 
  
    
      
        
       
  
 
   
   
 
 
 
 
 
   
 
   
 
 
  
    
      
        
       
  
 
   
   
 
   
 
 
  
    
      
        
       
  
 
   
    
      
        
       
  
 
   
    
    
 
   
 
 
 
 
 
   
 
 
    
      
        
       
     
   
    
    
(1) 

(2) 

In 2017, we incurred a non-cash charge to income tax expense of $7.4 million related to the Tax Act, which 
was signed into law in December 2017.  This charge related to both the re-measurement of our deferred 
tax assets to the lower tax rate and the requirement to recalculate the impact of repatriation of our foreign 
earnings, which occurred earlier in the year, under provisions of the new law. In addition, in 2017 we 
adopted Accounting Standards Update ("ASU") No. 2016-09, "Compensation-Stock Compensation (Topic 
718): Improvements to Employee Share-Based Payment Accounting" ("ASU 2016-09"), which requires the 
excess tax benefits from share-based awards to be recognized on a prospective basis in income tax 
expense, whereas they were previously recorded to stockholders’ equity. 
Includes assets held for sale within discontinued operations.  In addition, reflects the impact of ASU No. 
2015-17, "Income Taxes: Balance Sheet Classification of Deferred Taxes", related to balance sheet 
classification of all deferred tax liabilities and assets as noncurrent, which was adopted in 2016 and 
applied prospectively. 

(3)  Reflects the impact of the adoption of Accounting Standards Update (“ASU”) No. 2015-03, “Simplifying the 
Presentation of Debt Issuance Costs” in fiscal 2016 related to balance sheet classification of debt issuance 
costs, which was applied retrospectively to all periods presented.   

19 

 
 
 
 
 
 
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations 

Please read the following discussion and analysis of our financial condition and results of operations 

together with our consolidated financial statements and related notes included under Item 8. "Financial 
Statements and Supplementary Data" of this Report. 

Overview 

Tivity Health, Inc. was founded and incorporated in Delaware in 1981.  Through our three programs, 

SilverSneakers® senior fitness, Prime® Fitness and WholeHealth LivingTM, we are focused on advancing long-
lasting health and vitality, especially in aging populations. The SilverSneakers senior fitness program is offered 
to members of Medicare Advantage, Medicare Supplement, and Group Retiree plans. We also offer Prime 
Fitness, a fitness facility access program, through commercial health plans and employers. Our national 
network of fitness centers delivers both SilverSneakers and Prime Fitness. In addition, a small portion of our 
fitness center network is available for discounted access through our WholeHealth Living program.  Our fitness 
network encompasses approximately 16,000 participating locations and more than 1,000 alternative locations 
that provide classes outside of traditional fitness centers.  Through our WholeHealth Living program, which we 
sell primarily to health plans, we offer a continuum of services related to complementary, alternative, and 
physical medicine.  Our WholeHealth Living programs include relationships with over 80,000 complementary, 
alternative, and physical medicine practitioners to serve individuals through health plans and employers who 
seek health services such as chiropractic care, acupuncture, physical therapy, occupational therapy, speech 
therapy, and more. 

Effective July 31, 2016, we sold our TPHS business to Sharecare.  The TPHS business took a 
systematic approach to keeping healthy people healthy, eliminating or reducing lifestyle risks and optimizing 
care for persistent or chronic conditions.  The TPHS business included our partnerships with Blue Zones, LLC 
and Dr. Dean Ornish (the Blue Zones Project by Healthways™ and Dr. Dean Ornish's Program for Reversing 
Heart Disease™, respectively), our joint venture with Gallup, Navvis, MeYou Health, and our international 
operations.  While Navvis and MeYou Health were part of our TPHS business, they were sold separately to 
other buyers in November 2015 and June 2016, respectively.  Results of operations for the TPHS business 
have been classified as discontinued operations for all periods presented in the consolidated financial 
statements. 

The Company is headquartered at 701 Cool Springs Boulevard, Franklin, Tennessee 37067. 

Forward-Looking Statements 

This Report contains forward-looking statements, which are based upon current expectations, involve a 

number of risks and uncertainties, and are subject to the "safe harbor" provisions of the Private Securities 
Litigation Reform Act of 1995.  Forward-looking statements include all statements that are not historical 
statements of fact and those regarding the intent, belief, or expectations of the Company, including, without 
limitation, all statements regarding the Company's future earnings, revenues, and results of operations.  Readers 
are cautioned that any such forward-looking statements are not guarantees of future performance and involve 
significant risks and uncertainties, and that actual results may vary from those in the forward-looking statements 
as a result of various factors, including, but not limited to: 

  our ability to develop and implement effective strategies; 

 

the effectiveness of the reorganization of our business and our ability to realize the anticipated benefits; 

  our ability to sign and implement new contracts for our solutions; 

  our ability to accurately forecast the costs required to successfully implement new contracts; 

  our ability to renew and/or maintain contracts with our customers under existing terms or restructure these 

contracts on terms that would not have a material negative impact on our results of operations; 

  our ability to effectively compete against other entities, whose financial, research, staff, and marketing 

resources may exceed our resources; 

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  our ability to accurately forecast our revenues, margins, earnings and net income, as well as any potential 

charges that we may incur as a result of changes in our business and leadership; 

  our ability to anticipate change and respond to emerging trends for healthcare and the impact of the same 

on demand for our services; 

 

the risks associated with deriving a significant concentration of our revenues from a limited number of 
customers; 

  our ability and/or the ability of our customers to enroll participants and to accurately forecast their level of 
enrollment and participation in our programs in a manner and within the timeframe anticipated by us; 

 

 

the impact of severe or adverse weather conditions on member participation in our programs; 

the ability of our customers to maintain the number of covered lives enrolled in the plans during the terms 
of our agreements; 

  our ability to service our debt, make principal and interest payments as those payments become due, and 

remain in compliance with our debt covenants; 

 

 

 

the risks associated with changes in macroecononmic conditions; 

counterparty risk associated with the Cash Convertible Notes Hedges; 

the risks associated with valuation of the Cash Convertible Notes Hedges and the Cash Conversion 
Derivative, which may result in volatility to our consolidated statements of operations if these transactions 
do not completely offset one another; 

  our ability to integrate new or acquired businesses, services, technologies, solutions, or products into our 

business and to accurately forecast the related costs; 

  our ability to anticipate and respond to strategic changes, opportunities, and emerging trends in our 

industry and/or business and to accurately forecast the related impact on our revenues and earnings; 

 

the impact of any impairment of our goodwill, intangible assets, or other long-term assets; 

  our ability to develop new products and services; 

  our ability to obtain adequate financing to provide the capital that may be necessary to support our 

operations; 

 

 

 

 

 

the risks associated with data privacy or security breaches, computer hacking, network penetration and 
other illegal intrusions of our information systems or those of third-party vendors or other service 
providers, which may result in unauthorized access by third parties to customer, employee or our 
information or patient health information and lead to enforcement actions, fines and other litigation against 
us; 

the impact of any new or proposed legislation, regulations and interpretations relating to Medicare or 
Medicare Advantage; 

current geopolitical turmoil, the continuing threat of domestic or international terrorism, and the potential 
emergence of a health pandemic or infectious disease outbreak; 

the impact of the Tax Act and any additional new or proposed tax legislation; 

the impact of legal proceedings involving us and/or our subsidiaries; and 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  other risks detailed in this Report, including those set forth in Item 1A. "Risk Factors." 

We undertake no obligation to update or revise any such forward-looking statements. 

Critical Accounting Policies 

We describe our significant accounting policies in Note 1 of the notes to the consolidated financial 

statements.  We prepare the consolidated financial statements in conformity with generally accepted accounting 
principles in the United States ("U.S. GAAP"), which requires us to make estimates and judgments that affect the 
reported amounts of assets and liabilities and related disclosures at the date of the financial statements and the 
reported amounts of revenues and expenses during the reporting period.  Actual results may differ from those 
estimates. 

Following the sale of the TPHS business, we believe the following accounting policies are the most 

critical in understanding the estimates and judgments that are involved in preparing our financial statements 
and the uncertainties that could impact our results of operations, financial condition and cash flows. 

Revenue Recognition 

We recognize revenue as services are performed when persuasive evidence of an arrangement exists, 

collectability is reasonably assured, and amounts are fixed or determinable. 

Our fees are generally billed per member per month ("PMPM"), or a combination of PMPM and member 

participation.  For PMPM fees, we generally determine our contract fees by multiplying the contractually 
negotiated PMPM rate by the number of members eligible for or receiving our services during the month. We 
generally bill our customers each month for the entire amount of the fees contractually due for the prior month's 
enrollment.  Fees for participation are typically billed in the month after the services are provided.   

We recognize PMPM fees and fees for participation as revenue during the period in which we perform our 

services. 

On January 1, 2018, we adopted ASU No. 2014-09 (as discussed in Note 2 of the notes to consolidated 

financial statements included in this Report) using the modified retrospective transition method applied to contracts 
that were not completed as of January 1, 2018. The cumulative impact of our adoption of this standard was not 
material. 

Impairment of Intangible Assets and Goodwill 

We review goodwill for impairment at the reporting unit level (operating segment or one level below an 

operating segment) on an annual basis (during the fourth quarter of our fiscal year) or more frequently 
whenever events or circumstances indicate that the carrying value may not be recoverable.  We have a single 
reporting unit.   

We may elect to perform a qualitative assessment to determine whether it is more likely than not that the 
fair value of a reporting unit is less than its carrying value.  If we conclude during the qualitative assessment that 
this is the case or if we elect not to perform a qualitative assessment, we perform a quantitative review as 
described below. 

During a quantitative review of goodwill, we estimate the fair value of a reporting unit using a 
combination of a discounted cash flow model and a market-based approach, and in the event we were to have 
multiple reporting units, we reconcile the aggregate fair value of our reporting units to our consolidated market 
capitalization.  Estimating fair value requires significant judgments, including management's estimate of future 
cash flows, which is dependent on internal forecasts, estimation of the long-term growth rate for our business, 
the useful life over which cash flows will occur, and determination of our weighted average cost of capital, as 
well as relevant comparable company earnings multiples for the market-based approach.  Changes in these 
estimates and assumptions could materially affect the estimate of fair value and potential goodwill impairment 
for each reporting unit. 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
If we determine that the carrying value of goodwill is impaired based upon an impairment review, we 
calculate any impairment using a fair-value-based goodwill impairment test as required by U.S. GAAP.  The 
fair value of a reporting unit is the price that would be received upon a sale of the unit as a whole in an orderly 
transaction between market participants at the measurement date. 

Except for a tradename that has an indefinite life and is not subject to amortization, we amortize 

identifiable intangible assets over their estimated useful lives using the straight-line method.  We assess the 
potential impairment of intangible assets subject to amortization whenever events or changes in circumstances 
indicate that the carrying values may not be recoverable.  If we determine that the carrying value of other 
identifiable intangible assets may not be recoverable, we calculate any impairment using an estimate of the 
asset's fair value based on the estimated price that would be received to sell the asset in an orderly transaction 
between market participants. We estimated the fair value of our indefinite-lived intangible asset, a tradename, 
using a present value technique, which requires management's estimate of future revenues attributable to this 
tradename, estimation of the long-term growth rate and royalty rate for this revenue, and determination of our 
weighted average cost of capital.  Changes in these estimates and assumptions could materially affect the 
estimate of fair value for the tradename. 

Income Taxes 

The objectives of accounting for income taxes are to recognize the amount of taxes payable or 
refundable for the current year and deferred tax liabilities and assets for the future tax consequences of events 
that have been recognized in an entity's financial statements or tax returns.  Accounting for income taxes 
requires significant judgment in evaluating tax positions and in determining income tax provisions, including 
determination of deferred tax assets, deferred tax liabilities, and any valuation allowances that might be required 
against deferred tax assets. 

Valuation allowances are established when necessary to reduce deferred tax assets to the amounts that 

are expected to be realized. When we determine that it is more likely than not that we will be able to realize our 
deferred tax assets in the future, an adjustment to the deferred tax asset is made and reflected in income. This 
determination will be made by considering various factors, including the reversal and timing of existing temporary 
differences, tax planning strategies and estimates of future taxable income exclusive of the reversal of temporary 
differences. 

We recognize the tax benefit from an uncertain tax position only if it is more likely than not that the tax 

position will be sustained on examination by the taxing authorities, based on the technical merits of the position. 
The tax benefits recognized in the financial statements from such a position should be measured based on the 
largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement.  U.S. GAAP also 
provides guidance on derecognition of income tax assets and liabilities, classification of current and deferred 
income tax assets and liabilities, accounting for interest and penalties associated with tax positions, and income 
tax disclosures.  Judgment is required in assessing the future tax consequences of events that have been 
recognized in our financial statements or tax returns. Variations in the actual outcome of these future tax 
consequences could materially impact our consolidated financial position, results of operations, and cash flows. 

The Tax Act was signed into law on December 22, 2017 and includes a number of changes to existing 
U.S. tax laws that impact us, most notably a reduction of the U.S. corporate income tax rate from 35% to 21% 
for tax years beginning after December 31, 2017.  The Tax Act also provides for a one-time transition tax on 
certain foreign earnings and the acceleration of depreciation for certain assets placed into service after 
September 27, 2017.  In addition, it provides for prospective changes beginning in 2018, including acceleration 
of tax revenue recognition and additional limitations on executive compensation and the deductibility of interest.  
We are currently evaluating the Tax Act with our professional advisers; we cannot predict at this time the full 
impact of the Tax Act on the Company in future periods. 

23 

 
 
 
 
 
 
 
 
 
 
 
Executive Overview of Results 

The key financial results for the year ended December 31, 2017 are: 

  Revenues from continuing operations of $556.9 million for the year ended December 31, 2017, up 11.2% 

from $501.0 million for the year ended December 31, 2016; 

  Pre-tax income from continuing operations of $104.8 million for the year ended December 31, 2017, up 

34.2% from $78.1 million for the year ended December 31, 2016; 

 

Income from continuing operations of $61.2 million for the year ended December 31, 2017, compared to 
$56.1 million for the year ended December 31, 2016; 

  Restructuring charges of $3.2 million for the year ended December 31, 2017, compared to $4.9 million for 

the year ended December 31, 2016.  

Results of Operations 

The following table sets forth the components of the consolidated statements of operations for the years 

ended December 31, 2017, 2016, and 2015 expressed as a percentage of revenues from continuing 
operations. 

Revenues 
Cost of services (exclusive of depreciation and 
amortization included below) 
Selling, general and administrative expenses 
Depreciation and amortization 
Restructuring and related charges 
Operating income (1) 

Interest expense 
Income before income taxes (1) 
Income tax expense 

Year Ended December 31, 
2016 

2015 

2017 

100.0%     

100.0%       

100.0%   

71.0%     
6.2%     
0.6%     
 0.6%     
21.6%     

2.8%     
18.8%     
7.8%     

71.3%       
7.9%       
0.8%       
 1.0%       
19.0%       

3.5%       
15.6%       
4.4%       

70.4% 
7.9%   
1.5%   
0.2%   
20.1%   

4.0%   
16.1%   
6.5%   

Income from continuing operations (1) 
Income (loss) from discontinued operations, net of income 
tax benefit 
Net income (loss) (1) 
Net income (loss) attributable to non-controlling interest 
Net income (loss) attributable to Tivity Health, Inc. (1) 

11.0%     

11.2%       

9.7%   

0.4

%     
11.4%     
—%     
 11.4%     

)%    
(36.9
(25.7)%    
0.1%       
 (25.8)%       

(16.6

)%
(6.9)%
(0.1)%  
(6.8)%  

(1) 

Figures may not add due to rounding. 

Revenues 

Revenues from continuing operations for 2017 increased $55.9 million, or 11.2%, over 2016, primarily as a 

result of the following: an increase of $67.8 million due to both a net increase in the number of members eligible 
to participate in our fitness solutions as well as a net increase in the average participation per member in such 
solutions, an increase of $8.9 million due to contracts with new customers or expanded contracts with existing 
customers, and a decrease of $20.8 million due to contract terminations. 

Revenues from continuing operations for 2016 increased $48.9 million, or 10.8%, over 2015, primarily as a 

result of the following: an increase of $49.0 million due to both a net increase in the number of members eligible 

24 

 
 
 
 
 
 
 
 
 
  
    
  
 
  
 
  
 
  
 
  
 
  
  
  
 
  
    
  
    
  
     
  
 
   
   
 
   
   
   
   
  
   
   
   
   
     
   
 
   
   
   
  
   
   
   
   
     
   
 
   
   
 
 
 
   
   
   
  
  
 
 
 
 
to participate in our fitness solutions as well as a net increase in the average participation per member in such 
solutions, an increase of $5.4 million due to contracts with new customers or expanded contracts with existing 
customers, and a decrease of $5.5 million due to contract terminations. 

Cost of Services 

Cost of services from continuing operations (excluding depreciation and amortization) as a percentage of 

revenues did not materially change from 2016 (71.3%) to 2017 (71.0%).   

Cost of services from continuing operations (excluding depreciation and amortization) as a percentage of 

revenues increased slightly from 2015 (70.4%) to 2016 (71.3%).  Overall, this slight increase is primarily 
attributable to an increase in short-term incentive compensation due to the Company’s financial performance 
against established targets. 

Selling, General and Administrative Expenses 

Selling, general and administrative expenses from continuing operations as a percentage of revenues 

decreased from 7.9% for the year ended December 31, 2016 to 6.2% for the year ended December 31, 2017.  
This decrease is primarily attributable to cost savings from the reorganization of our corporate support 
infrastructure that we began implementing in the third quarter of 2016 and completed in the first quarter of 2017 
(the “2016 Restructuring Plan”) as well as decreased consulting costs related to the sale and separation of the 
TPHS business in 2016.    

Selling, general and administrative expenses from continuing operations as a percentage of revenues 

remained consistent at 7.9% for 2016 and 2015. 

Depreciation and Amortization 

Depreciation and amortization expense from continuing operations decreased $0.7 million from 2016 to 

2017, primarily due to a decrease in the amount of amortization expense, as all intangible assets subject to 
amortization became fully amortized during 2016.  

Depreciation and amortization expense from continuing operations decreased $2.8 million from 2015 to 

2016, primarily due to a decrease in the amount of depreciable assets. 

Restructuring and Related Charges 

During the fourth quarter of 2017, we began and completed a reorganization primarily related to 

streamlining our operations support (the "2017 Restructuring Plan").  We incurred restructuring charges from 
continuing operations of $2.6 million related to the 2017 Restructuring Plan, which consisted entirely of severance 
and other employee-related costs. We expect the 2017 Restructuring Plan to result in total annualized savings of 
approximately $3.0 million to $4.0 million beginning in 2018, which we expect to reinvest into the business in 2018 
into initiatives intended to drive growth in 2018 and beyond. 

During 2017 and 2016, we incurred restructuring charges from continuing operations of $0.7 million and 

$4.9 million, respectively, related to the 2016 Restructuring Plan, which we began implementing in the third quarter 
of 2016 and completed during the first quarter of 2017.  Since its inception, we have incurred a total of 
approximately $5.6 million in restructuring charges related to the 2016 Restructuring Plan, which consisted 
primarily of severance and other employee-related costs.  The 2016 Restructuring Plan began to create cost 
savings in 2017, and we expect total savings of approximately $15.0 million to $16.0 million on an annualized 
basis, approximately half of which we reinvested into the business in 2017, primarily related to initiatives intended 
to drive growth beginning in 2018. 

During 2015, we incurred restructuring charges from continuing operations of $0.7 million in connection 

with our reorganization and cost rationalization plan (the “2015 Restructuring Plan”), which primarily consisted of 
one-time termination benefits. 

Interest Expense 

Interest expense from continuing operations decreased $1.7 million from 2016 to 2017, primarily due to a 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
lower average level of outstanding borrowings under our credit agreement during 2017 compared to 2016.    

Interest expense from continuing operations was relatively consistent for 2016 and 2015. 

Income Tax Expense 

See Note 6 of the notes to consolidated financial statements in this Report for a discussion of income 

tax expense. 

Liquidity and Capital Resources 

Overview 

As of December 31, 2017, we had a working capital deficit of $135.3 million, including the Cash 
Convertible Notes, which mature on July 1, 2018, net of unamortized discount, of $145.9 million as a current 
liability at December 31, 2017 (as discussed in Note 7 of the notes to consolidated financial statements in this 
Report).  As of February 28, 2018, the holders of the Cash Convertible Notes have not elected to convert their 
Cash Convertible Notes. 

On June 8, 2012, we entered into the Fifth Amended and Restated Revolving Credit and Term Loan 

Agreement (as amended, the "Prior Credit Agreement").  For further description of the Prior Credit Agreement, 
please see Note 7 of the notes to consolidated financial statements in this Report.   

On April 21, 2017, we entered into the Credit Agreement, which replaced the Prior Credit Agreement.  The 
Credit Agreement provides us with (1) a $100 million revolving credit facility that includes a $25 million sublimit for 
swingline loans and a $75 million sublimit for letters of credit, (2) a $70 million term loan A facility, (3) a $150 
million delayed draw term loan facility, and (4) an uncommitted incremental accordion facility of $100 million. 

We used the proceeds of the term loan A and cash on hand to repay all of the outstanding indebtedness 

under the Prior Credit Agreement and to pay transaction costs and expenses.  As of December 31, 2017, our 
availability under the Credit Agreement included $92.6 million under the revolving credit facility and $150 million 
under the delayed draw term facility (which can be borrowed at our option until July 2, 2018).  Proceeds of 
revolving loans and delayed draw term loans may be used to repay outstanding indebtedness (including amounts 
payable upon or in respect of any conversion of the Cash Convertible Notes discussed below and the repayment 
of any revolving loans borrowed for such purposes), to finance working capital needs, to finance acquisitions, to 
finance the repurchase of our common stock, to finance capital expenditures and for other general corporate 
purposes of the Company.  Delayed draw term loans may not be borrowed after July 2, 2018. 

We are required to repay the term loan A and any outstanding revolving loans in full on April 21, 

2022.   The term loan A was repaid in full as of December 31, 2017.  If we elect to borrow the delayed draw term 
loans, we will be required to repay the delayed draw term loans in quarterly principal installments calculated as 
follows: (1) for each of the first 12 quarters following the time of borrowing, 1.250% of the aggregate principal 
amount of the delayed draw term loans funded as of the last day of the immediately preceding quarter; and (2) for 
each of the remaining quarters prior to maturity on April 21, 2022, 1.875% of the aggregate principal amount of the 
delayed draw term loans funded as of the last day of the immediately preceding quarter.  At maturity on April 21, 
2022, the entire unpaid principal balances of the delayed draw term loans will be due and payable. 

Cash Flows Provided by Operating Activities 

Operating activities during the year ended December 31, 2017 provided cash of $105.3 million 

compared to $45.6 million during the year ended December 31, 2016.  The increase in operating cash flow 
resulted primarily from the following: 

  an increase in net income, coupled with the use of tax loss carryforwards to offset taxable income and 

thus reduce cash taxes; and 

  an improvement in days’ sales outstanding, in part related to the composition of our customer base 

following the sale of the TPHS business. 

Operating activities during 2016 provided cash of $45.6 million compared to $64.5 million during 2015. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The decrease in operating cash flow resulted primarily from the following: 

• 
• 

• 

a decrease in cash collections on accounts receivable; 
payments associated with the sale of the TPHS business, including consulting and transaction fees and 
certain employee-related payments; and 
increased payments related to restructuring activities, such as severance and lease costs. 

These decreases were partially offset by an increase in operating cash flows related to legal settlement payments 
in 2015 that did not recur in 2016. 

Cash Flows Used in Investing Activities 

Investing activities during the year ended December 31, 2017 used $5.9 million in cash, compared to 

$38.9 million during the year ended December 31, 2016, which was primarily due to decreased capital 
expenditures in 2017 compared to 2016 and payments related to the sale of the TPHS business in 2016 that did 
not recur in 2017.  These items were slightly offset by proceeds from the sale of the MeYou Health business in 
2016.  Capital expenditures in 2016 were primarily associated with our technology platform, while capital 
expenditures in 2017 were primarily related to computer hardware and applications/software and the 
development of a digital platform related to member awareness and engagement.  We expect capital 
expenditures to remain at lower levels when compared to the period prior to the sale of the TPHS business due 
to the profile of the remaining business.     

Investing activities during 2016 used $38.9 million in cash, as compared to $37.4 million during 2015, 

which was primarily due to decreased capital expenditures in 2016 associated with our technology platform, 
offset by payments made to Sharecare related to the sale of the TPHS business. 

Cash Flows Provided By/Used in Financing Activities 

Financing activities during the year ended December 31, 2017 used $74.3 million in cash, while financing 

activities during the year ended December 31, 2016 used $6.7 million in cash.  This change is primarily due to 
higher net payments on debt related to accelerated repayment of our term loan A facility during 2017 totaling $70 
million.  

Financing activities during 2016 used $6.7 million in cash, while financing activities during 2015 used 

$25.4 million in cash.  This change is primarily due to a decrease in net payments under the Prior Credit 
Agreement during 2016 and increased proceeds from the exercise of stock options.  

Credit Facility 

For a detailed description of the Credit Agreement, refer to Note 7 of the notes to consolidated financial 

statements in this Report.  The Credit Agreement contains financial covenants that require us to maintain specified 
ratios or levels at December 31, 2017 of (1) a maximum total funded debt to EBITDA of 3.75 and (2) a minimum 
total fixed charge coverage of 1.50.  We were in compliance with all of the financial covenant requirements of the 
Credit Agreement as of December 31, 2017.  

Cash Convertible Senior Notes  

For a detailed description of the Cash Convertible Notes, Cash Convertible Notes Hedges, Cash 
Conversion Derivative, and Warrants (as such terms are defined in Note 7 of the notes to consolidated financial 
statements) entered into in July 2013, refer to Note 7 of the notes to consolidated financial statements included in 
this Report.  Aside from the initial premium paid, we will not be required to make any cash payments under the 
Cash Convertible Notes Hedges and could be entitled to receive an amount of cash from the option counterparties 
generally equal to the amount by which the market price per share of common stock exceeds the strike price of 
the Cash Convertible Note Hedges during the relevant valuation period. The strike price under the Cash 
Convertible Notes Hedges is initially equal to the conversion price of the Cash Convertible Notes.  

Pursuant to the indenture under which we issued the Cash Convertible Notes, the Cash Convertible Notes 

became convertible into cash (at the option of the holder) during the period that began on January 1, 2018 and 
ends on June 28, 2018.  The cash conversion rate (subject to adjustment, as set forth in the indenture) is 51.3769 
shares of the Company’s common stock per $1,000 principal amount of the Cash Convertible Notes (equivalent to 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
an initial conversion price of $19.4640 per share of common stock).   The settlement of any Cash Convertible 
Notes surrendered for conversion during this period will occur on July 2, 2018, which is the third business day 
following the end of the applicable observation period with respect to such conversion (i.e., the 80 consecutive 
trading day period beginning on the 82nd scheduled trading day immediately preceding the maturity date, which 
82nd scheduled trading day is March 6, 2018).  The indenture requires the Company to satisfy the entire 
settlement amount for any conversions (determined in accordance with the provisions of the indenture) in cash, 
and the notes are not convertible into the Company's common stock or any other securities under any 
circumstances. 

The estimated fair value based on the last traded price of the Cash Convertible Note at December 31, 2017 

was $278.8 million (as discussed in Note 9 of the notes to consolidated financial statements included in this 
Report).  We anticipate that we will satisfy the Cash Convertible Notes upon their maturity on July 1, 2018 through 
a combination of available cash, the Cash Convertible Notes Hedges, and available credit under the Credit 
Agreement, as needed.  Additionally, if the market price per share of our common stock exceeds the strike price of 
the Warrants on any warrant exercise date, we will be obligated to issue to the option counterparties a number of 
shares based on the amount by which the then-current market price per share of our common stock exceeds the 
then-effective strike price of each Warrant. We will not receive any additional proceeds if the Warrants are 
exercised.   

General 

We believe that cash flows from operating activities, our available cash, the Cash Convertible Notes 

Hedges, and our anticipated available credit under the Credit Agreement will continue to enable us to meet our 
contractual obligations and fund our current operations and debt payments for at least the next 12 months.  We 
cannot assure you that we will be able to secure additional financing if needed and, if such funds are available, 
whether the terms or conditions would be acceptable to us.  

If contract development accelerates or acquisition opportunities arise, we may need to issue additional debt 

or equity securities to provide the funding for these increased growth opportunities. We may also issue debt or 
equity securities in connection with future acquisitions or strategic alliances.  We cannot assure you that we would 
be able to issue additional debt or equity securities on terms that would be acceptable to us. 

Any material commitments for capital expenditures are included in the "Contractual Obligations" table 

below. 

Contractual Obligations 

The following schedule summarizes our contractual cash obligations as of December 31, 2017: 

Payments due by year ended December 31, 

(in thousands) 
Deferred compensation plan payments (1)   $
Debt and related interest (2) 
Operating lease obligations (3) 
Capital lease obligations (4) 
Severance and related obligations 
Other contractual cash obligations (5) 
Total Contractual Cash Obligations 

  $

2018 

1,313    $
151,816     
5,547     
53     
4,748     
1,329     
164,806    $

2019-2020    
1,323   $
476    
8,820    
—    
2,107    
—    
12,726   $

2021-
2022    

2023 and 
After 

Total 

—    $ 
476      
1,737      
—      
—      
—      
2,213    $ 

—    $
—     
136     
—     
—     
—     

2,636 
152,768 
16,240 
53 
6,855 
1,329 
136    $ 179,881 

(1)  Consists of payments under a non-qualified deferred compensation plan. 

(2)  Consists of scheduled principal payments and estimated interest payments on outstanding borrowings under 
the Credit Agreement. Also includes payments in respect of the Cash Convertible Notes and payments of cash 
interest thereon. The Cash Convertible Notes will mature on July 1, 2018, unless earlier repurchased or 
converted into cash in accordance with their terms prior to such date (see Note 7 of the notes to consolidated 
financial statements included in this Report). Total estimated interest payments included in the table above are 
$1.8 million for 2018 and $0.5 million for 2019 and 2020 combined and for 2021 and 2022 combined. 

28 

 
 
 
 
 
 
 
 
 
  
  
 
  
     
   
 
    
    
    
    
    
 
 
 
(3)  Excludes cash receipts from sublease contracts of $5.5 million, $11.3 million, $11.4 million, and $1.0 
million, respectively. 

(4)  Consists of scheduled principal payments on capital lease obligations.  Estimated interest payments are 
zero. 

(5)  Other contractual cash obligations primarily include payments related to a joint venture with Gallup that was 
transferred to Sharecare but for which we agreed to be responsible for two-thirds of the remaining payment 
obligations in respect of the purchase price to be paid in connection with Sharecare's acquisition of additional 
membership interest in the joint venture.  

Off-Balance Sheet Arrangements 

We do not have any off-balance sheet arrangements as of December 31, 2017. 

Recent Relevant Accounting Standards 

See Note 2 of the notes to consolidated financial statements included in this Report for discussion of recent 

relevant accounting standards. 

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk 

Interest Rate Risk 

We are subject to market risk related to interest rate changes, primarily as a result of the Credit 

Agreement.  Borrowings under the Credit Agreement generally bear interest at variable rates based on a margin 
or spread in excess of either (1) the one-month, two-month, three-month or six-month LIBOR rate (or with the 
approval of affected lenders, the 12-month LIBOR rate), which may not be less than zero, or (2) the greatest of (a) 
the SunTrust Bank prime lending rate, (b) the federal funds rate plus 0.50%, and (c) one-month LIBOR plus 
1.00% (the “Base Rate”), as selected by the Company.  The LIBOR margin varies between 1.50% and 2.75%, 
and the Base Rate margin varies between 0.50% and 1.75%, depending on our net leverage ratio.   

We estimate that a one-point interest rate change in our floating rate debt would have resulted in a change 

in interest expense of approximately $0.6 million for the year ended December 31, 2017. 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 8.  Financial Statements and Supplementary Data 

Report of Independent Registered Public Accounting Firm 

To the Board of Directors and Stockholders of Tivity Health, Inc. 

Opinions on the Financial Statements and Internal Control over Financial Reporting 

We have audited the accompanying consolidated balance sheets of Tivity Health, Inc. and its subsidiaries as of 
December 31, 2017 and 2016, and the related consolidated statements of operations, comprehensive income 
(loss), changes in stockholders’ equity, and cash flows for each of the three years in the period ended December 
31, 2017, including the related notes (collectively referred to as the “consolidated financial statements”).  We also 
have audited the Company's internal control over financial reporting as of December 31, 2017 based on criteria 
established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring 
Organizations of the Treadway Commission (COSO).   

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the 
financial position of the Company as of December 31, 2017 and 2016, and the results of their operations and their 
cash flows for each of the three years in the period ended December 31, 2017 in conformity with accounting 
principles generally accepted in the United States of America.  Also in our opinion, the Company maintained, in all 
material respects, effective internal control over financial reporting as of December 31, 2017, based on criteria 
established in Internal Control - Integrated Framework (2013) issued by the COSO. 

Change in Accounting Principle 

As discussed in Note 2 to the consolidated financial statements, the Company changed the manner in which it 
accounts for employee share-based payments in 2017. 

Basis for Opinions 

The Company's management is responsible for these consolidated financial statements, for maintaining effective 
internal control over financial reporting, and for its assessment of the effectiveness of internal control over financial 
reporting, included in Management’s Annual Report on Internal Control over Financial Reporting appearing under 
Item 9A. Our responsibility is to express opinions on the Company’s consolidated financial statements and on the 
Company's internal control over financial reporting based on our audits.  We are a public accounting firm registered 
with the Public Company Accounting Oversight Board (United States) ("PCAOB") and are required to be 
independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB.  Those standards require that we plan 
and perform the audits to obtain reasonable assurance about whether the consolidated financial statements are 
free of material misstatement, whether due to error or fraud, and whether effective internal control over financial 
reporting was maintained in all material respects.   

Our audits of the consolidated financial statements included performing procedures to assess the risks of material 
misstatement of the consolidated financial statements, whether due to error or fraud, and performing procedures 
that respond to those risks.  Such procedures included examining, on a test basis, evidence regarding the amounts 
and disclosures in the consolidated financial statements.  Our audits also included evaluating the accounting 
principles used and significant estimates made by management, as well as evaluating the overall presentation of 
the consolidated financial statements.  Our audit of internal control over financial reporting included obtaining an 
understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and 
testing and evaluating the design and operating effectiveness of internal control based on the assessed risk.  Our 
audits also included performing such other procedures as we considered necessary in the circumstances. We 
believe that our audits provide a reasonable basis for our opinions. 

Definition and Limitations of Internal Control over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles.  A company’s internal control over financial reporting 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide reasonable 
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company are being made 
only in accordance with authorizations of management and directors of the company; and (iii) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.  
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may 
become inadequate because of changes in conditions, or that the degree of compliance with the policies or 
procedures may deteriorate. 

/s/ PricewaterhouseCoopers LLP 
Nashville, Tennessee 
February 28, 2018 

We have served as the Company’s auditor since 2014. 

31 

 
 
 
 
 
 
 
TIVITY HEALTH, INC. 

CONSOLIDATED BALANCE SHEETS 
(In thousands) 
ASSETS 

Current assets: 
Cash and cash equivalents 
Accounts receivable, net 
Prepaid expenses 
Other current assets 
Cash convertible notes hedges, current  
Income taxes receivable 
Total current assets 

Property and equipment: 
Leasehold improvements 
Computer equipment and related software 
Furniture and office equipment 
Capital projects in process 

Less accumulated depreciation 

Other assets 
Cash convertible notes hedges, long-term 
Long-term deferred tax asset  
Intangible assets, net 
Goodwill, net 
Total assets 

December 31, 
2017 

December 31, 
2016 

$

$

28,440  
55,113  
3,444  
2,180  
134,079 
39  
223,295  

10,384  
19,508  
8,194  
1,105  
39,191  
(28,533) 
10,658  

13,315  
— 
25,166  
29,049 
334,680  
636,163  

  $

  $

1,602 
50,424 
3,409 
2,250 
— 
426 
58,111 

10,144 
23,024 
8,670 
2,079 
43,917 
(35,586) 
8,331 

6,688 
48,361 
59,562 
29,049 
334,680 
544,782 

See accompanying notes to the consolidated financial statements. 

32 

 
 
 
 
  
  
 
 
  
  
 
  
   
  
   
  
   
 
  
  
   
  
   
  
  
   
   
 
  
   
   
 
  
   
  
   
  
   
  
   
  
  
   
  
   
  
  
   
  
  
   
   
 
  
   
 
  
  
   
 
  
   
 
 
 
 
TIVITY HEALTH, INC.  

CONSOLIDATED BALANCE SHEETS 

(In thousands, except share and per share data) 

LIABILITIES AND STOCKHOLDERS’ EQUITY 

Current liabilities: 
Accounts payable 
Accrued salaries and benefits 
Accrued liabilities 
Other current liabilities 
Cash conversion derivative, current 
Current portion of long-term debt 
Current portion of long-term liabilities 
Total current liabilities 

Long-term debt 
Cash conversion derivative, long-term 
Other long-term liabilities 

Stockholders' equity: 

Preferred stock $.001 par value, 5,000,000 shares authorized, 

none outstanding 

Common stock $.001 par value, 120,000,000 shares authorized, 
39,729,580 and 38,933,580 shares outstanding, respectively 

Additional paid-in capital 
Accumulated deficit  
Treasury stock, at cost, 2,254,953 shares in treasury 
Accumulated other comprehensive loss 
Total stockholders' equity 
Total liabilities and stockholders' equity 

December 31,  
2017 

December 31, 
2016 

 $

 $

26,804    $ 
15,018      
33,527      
984      
134,079    
145,959      
2,262      
358,633      

—      
—    
5,577      

26,029 
18,686 
33,623 
397 
—
46,046 
7,582
132,363 

164,297 
48,361
10,463 

—      

— 

40      
349,243      
(49,148)      
(28,182)     
—      
271,953      
636,163    $ 

39 
341,270 
(119,327)
(28,182)
(4,502)
189,298 
544,782 

See accompanying notes to the consolidated financial statements. 

33 

 
 
 
 
  
 
    
 
 
     
 
  
  
  
 
  
  
  
  
  
       
  
  
 
  
  
  
       
  
  
       
  
  
  
       
  
  
  
  
  
  
  
  
  
 
 
 
TIVITY HEALTH, INC.  

CONSOLIDATED STATEMENTS OF OPERATIONS 
(In thousands, except earnings per share data) 

Revenues 
Cost of services (exclusive of depreciation and 

amortization of $2,802, $3,468, 
and $5,440, respectively, included below) 
Selling, general and administrative expenses 
Depreciation and amortization 
Restructuring and related charges 

Operating income 
Interest expense 

Income before income taxes 
Income tax expense  

Year Ended December 31, 
2016 

2017 

2015 

  $

556,942     $

500,998     $ 

452,092  

395,605      
34,361      
3,357      
3,223      

357,120       
39,478       
4,085       
4,933       

120,396      
15,613      

95,382       
17,318       

104,783    
43,553    

78,064 
21,973 

318,060  
35,546  
6,869  
702  

90,915  
17,996  

72,919  
29,285

Income from continuing operations 
Income (loss) from discontinued operations, net of 

  $

income tax 

Net income (loss) 
Less: net income (loss) attributable to non-

$

controlling interest 

61,230   $

56,091 

  $ 

43,634  

2,485
63,715 

$

(184,706)      
(128,615)    $ 

(74,952
) 
(31,318) 

—

496

(371

) 

Net income (loss) attributable to Tivity Health, Inc. $

63,715 

  $

(129,111)    $ 

(30,947) 

Earnings (loss) per share attributable to Tivity 

Health, Inc. - basic: 
   Continuing operations 
   Discontinued operations  
   Net income (loss) 

Earnings (loss) per share attributable to Tivity 

Health, Inc. – diluted: 
   Continuing operations 
   Discontinued operations  
   Net income (loss) 

Comprehensive income (loss) 

Weighted average common shares and 

equivalents: 

   Basic 
   Diluted 

  $
  $
  $

  $
  $
  $

$

1.56 
0.06 
1.62 

  $
  $
  $

1.52 
  $ 
(5.01)    $ 
(3.49)    $ 

1.44   $
0.06   $
  $
1.50 

1.47
  $ 
(4.86)    $ 
(3.39)    $ 

1.22  
(2.08) 
(0.86) 

1.18  
(2.02) 
(0.84) 

68,217     $

(128,878)    $ 

(33,509) 

39,357      
42,547      

36,999       
38,075       

35,832  
36,854  

See accompanying notes to the consolidated financial statements. 

34 

 
 
  
 
  
  
 
    
     
  
   
   
   
   
  
   
       
        
   
   
   
  
   
       
        
   
   
    
   
    
  
   
       
        
   
 
  
   
 
 
 
 
 
 
   
 
  
   
       
        
   
   
       
        
   
 
 
 
 
 
   
 
   
       
        
   
 
 
 
 
 
 
   
 
  
   
       
        
   
   
       
        
   
   
   
 
 
 
 
 
TIVITY HEALTH, INC. 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) 
(In thousands) 

Net income (loss) 
Other comprehensive income (loss), net of tax 
Net change in fair value of interest rate swaps, net of tax 
Foreign currency translation adjustment, net of tax 
Release of cumulative translation adjustment to loss from 
discontinued operations due to substantial liquidation of 
foreign entity 

Total other comprehensive income (loss), net of tax 

Comprehensive income (loss) 

Year Ended December 31, 
2016 

2017 

2015 

$

63,715 $

(128,615)   $

(31,318)  

—    

1,458 

239      
(502)     

103  
(2,294)  

$

$

3,044  
4,502 $

—

(263)     $

—
(2,191)  

68,217 $

(128,878)    $

(33,509)  

See accompanying notes to the consolidated financial statements. 

35 

 
 
  
  
  
  
    
  
  
  
     
  
 
     
       
   
 
 
 
 
 
 
 
   
 
 
  
 
 
 
 
 
  
 
  
 
 
TIVITY HEALTH, INC. 
CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY 
(In thousands) 

Preferred 
Stock 

Common 
Stock 

Additional
Paid-in 
Capital 

Retained
Earnings 
(Accumulated 
Deficit) 

Treasury
Stock 

Accumulated Other
Comprehensive 
Income (Loss)  

Total 

Balance, 
December 31, 2014 

 $ 

Comprehensive loss 
Exercise of stock 
options 
Repurchase of common 
stock 
Tax effect of stock 
options and restricted 
stock units 
Share-based employee 
compensation expense     
Issuance of CareFirst 
Warrants 
Proceeds from non-
controlling interest 
Balance, 
December 31, 2015 

 $ 

Comprehensive loss 
Exercise of stock 
options 
Tax effect of stock 
options and restricted 
stock units 
Share-based employee 
compensation expense     
Issuance of CareFirst 
Warrants 
Conversion of CareFirst 
Convertible Note  
Settlement of non-
controlling interest 

—    $ 

—      

—      

—      

—      

—      

—      

—      

—    $ 

—      

35    $ 

292,346 

$

42,439   $ (28,182) $ 

(2,048)  $

304,590 

—      

—   

(31,318)    

1      

2,466   

—     

—      

—   

(1,833)    

—      

(5,617)  

—      

10,469   

—      

2,408   

—      

1,615   

—     

—     

—     

—     

—    

—    

—    

—    

—    

—    

—    

(2,191)    

(33,509)

—     

2,467 

—     

(1,833)

—     

(5,617)

—     

10,469 

—     

—     

2,408

1,615 

36    $ 

303,687 

$

9,288   $ (28,182) $ 

(4,239)  $

280,590 

—      

—   

(128,615)    

—      

2      

10,000   

—     

—      

—      

—      

—      

—      

—      

(8,947)  

—      

17,538   

—      

192   

1      

19,999   

—      

(1,199)  

—     

—     

—     

—     

—     

—    

—    

—    

—    

—    

—    

—    

(263)    

(128,878)

—     

10,002 

—     

(8,947)

—     

17,538 

—     

192 

—     

20,000

—     

(1,199

)

Balance, 
December 31, 2016 

 $ 

—    $ 

39    $ 

341,270 

$

(119,327

)  $ (28,182) $ 

(4,502)  $

189,298 

Comprehensive income     
Cumulative effect of a 
change in accounting 
principle – adoption of 
ASU 2016-09 
Exercise of stock 
options 
Tax withholding for 
share-based 
compensation 
Share-based employee 
compensation expense     

—      

—      

—   

63,715

—    

4,502   

68,217

—      

—      

—      

—      

—      

74   

6,464     

1      

5,722   

—     

—      

(4,481)  

—      

6,658   

—     

—     

—    

—    

—    

—    

—     

—     

6,538

5,723 

—     

(4,481)

—     

6,658 

Balance, 
December 31, 2017 

 $ 

—    $ 

40    $ 

349,243 

$

(49,148

)  $ (28,182) $ 

— $

271,953 

See accompanying notes to the consolidated financial statements. 

36 

 
 
  
 
   
    
   
  
 
 
   
   
  
   
  
   
 
   
   
   
   
  
   
 
 
 
 
  
  
   
   
 
 
 
 
 
 
TIVITY HEALTH, INC. 

CONSOLIDATED STATEMENTS OF CASH FLOWS 

(In thousands) 

Cash flows from operating activities: 
Net income from continuing operations 
Net income (loss) from discontinued operations 
Adjustments to reconcile net income (loss) to net cash 

provided by operating activities: 

Depreciation and amortization 
Amortization of deferred loan costs 
Amortization of debt discount 
Share-based employee compensation expense 
Loss on sale of MeYou Health 
(Gain) loss on sale of TPHS business 
Gain on sale of Navvis business 
Loss on release of cumulative translation adjustment 
Equity in (income) loss from joint ventures 
Deferred income taxes 
(Increase) decrease in accounts receivable, net 
Decrease in other current assets 
(Decrease) increase in accounts payable 
Decrease in accrued salaries and benefits 
Decrease in other current liabilities 
Other 
Net cash flows provided by operating activities 

Cash flows from investing activities: 
Acquisition of property and equipment 
Investment in joint ventures 
Proceeds from sale of MeYou Health 
Proceeds from sale of Navvis 
Payments related to sale of TPHS business 
Other 
Net cash flows used in investing activities 

Cash flows from financing activities: 
Proceeds from issuance of long-term debt 
Payments of long-term debt 
Payments related to tax withholding for share-based 

compensation 

Exercise of stock options 
Repurchase of common stock 
Deferred loan costs 
Proceeds from non-controlling interest 
Change in cash overdraft and other 
Net cash flows used in financing activities 

Effect of exchange rate changes on cash 

Year Ended December 31, 
2016 

2017 

2015 

  $

61,230
2,485 

  $

56,091    $ 
(184,706)    

43,634 
(74,952)

3,357  
2,887  
8,001  
6,658  
— 
(4,733) 
—  
3,044 
—  

40,935
(3,939)      
820  
(407)      
(6,061)      
(6,436)      
(2,565)      
  $

105,276  

31,292       
2,209       
7,564       
17,538       
5,325     
192,034     
—       
—     
(271)      
(75,942)     
8,330       
2,819       
(3,376)      
(1,056)      
(4,825)      
(7,425)      
45,601      $ 

49,855 
2,520 
7,148 
10,469 
— 
— 
(1,873) 
— 
20,229 
(5,916)
16,971 
2,796 
5,248 
(801) 
(11,764) 
940 
64,504 

(5,910) 

  $
—    
—  
—  
— 
—    
  $

(5,910) 

(14,474)    $ 
(1,298)     
5,156       
—       
(27,469)    
(787)     
(38,872)    $ 

(34,730)
(5,881)
— 
4,369 
— 
(1,121)
(37,363)

373,450  
(449,084) 

  $

515,666      $ 
(527,115)     

572,981 
(597,837)

(4,481)      
5,722  
—  
(2,452) 
—  
2,533  
(74,312) 

  $

(7,699)      
10,002       
—       
(424)     
—       
2,834       
(6,736)    $ 

(3,544) 
2,467 
(1,833) 
(892)
1,615 
1,648 
(25,395)

1,784

  $

(261)    $ 

(1,641)

  $

  $

  $

  $

  $

  $

Less: net (decrease) increase in discontinued operations 
cash and cash equivalents 

$

— 

$

(1,637)   $

388 

Net increase (decrease) in cash and cash equivalents 

  $

26,838  

  $

1,369      $ 

(283) 

37 

 
 
  
 
 
  
 
  
 
     
 
 
  
 
      
 
 
 
   
   
   
        
  
   
   
   
   
   
   
   
   
 
 
 
 
   
   
 
 
   
   
   
   
   
   
   
   
   
   
   
  
   
   
   
        
  
   
   
   
        
  
   
   
   
   
   
 
 
   
  
   
   
   
        
  
   
   
   
        
  
   
   
   
   
   
   
   
   
   
   
   
   
   
  
   
   
   
        
  
  
   
   
   
        
  
 
 
 
 
     
 
  
   
   
   
        
  
Cash and cash equivalents, beginning of period 

1,602  

233       

Cash and cash equivalents, end of period 

  $

28,440  

  $

1,602      $

516 

233 

Supplemental disclosure of cash flow information: 
   Cash paid during the period for interest 
   Cash paid during the period for income taxes, net of 

refunds 

Noncash Activities: 
   Issuance of CareFirst Warrants 
   Assets acquired through capital lease obligation 

Conversion of CareFirst Convertible Note 

  $

  $

  $
  $
  $

4,727  

  $

7,474      $

8,303 

—  

  $

1,458      $

262 

—  
—  
—  

 $
  $
  $

192      $
—      $
20,000      $

2,408 
898 
— 

See accompanying notes to the consolidated financial statements. 

38 

 
   
   
  
   
   
   
        
  
  
 
   
 
      
 
  
 
   
 
      
 
  
  
 
   
 
      
 
  
 
   
 
      
 
  
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
Years Ended December 31, 2017, 2016, and 2015 

1. 

Summary of Significant Accounting Policies 

Tivity Health, Inc. was founded and incorporated in Delaware in 1981.  Through our three programs, 

SilverSneakers® senior fitness, Prime® Fitness and WholeHealth LivingTM, we are focused on advancing long-
lasting health and vitality, especially in aging populations.  

Our results from continuing operations do not include the results of the total population health services 
("TPHS") business, which we sold effective July 31, 2016.  The TPHS business included our partnerships with 
Blue Zones, LLC and Dr. Dean Ornish (the Blue Zones Project by Healthways™ and Dr. Dean Ornish's 
Program for Reversing Heart Disease™, respectively), our joint venture with Gallup, Inc. (“Gallup”), Navvis 
Healthcare, LLC (“Navvis”), MeYou Health, LLC (“MeYou Health”), and our international operations, including 
our joint venture with SulAmérica.  While Navvis and MeYou Health were part of our TPHS business, they 
were sold separately to other buyers in November 2015 and June 2016, respectively.  Results of operations for 
the TPHS business have been classified as discontinued operations for all periods presented in the 
accompanying consolidated financial statements.  See Note 3 for further information on discontinued 
operations. 

On March 11, 2015, we formed a joint venture with SulAmérica, one of the largest independent insurers 

in Brazil, to sell total population health services to the Brazilian market. With its contribution, SulAmérica 
acquired a 49% interest in the joint venture, Healthways Brasil Servicos de Consultoria LTDA ("Healthways 
Brazil"). We determined that our interest in Healthways Brazil represented a controlling financial interest and, 
therefore, prior to selling the TPHS business, consolidated the financial statements of Healthways Brazil and 
presented a non-controlling interest for the portion owned by SulAmérica. The net assets and results of 
operations of Healthways Brazil were part of the sale of the TPHS business and are included within 
discontinued operations in the accompanying consolidated financial statements.  

As used throughout these notes to the consolidated financial statements, unless the context otherwise 

indicates, the terms "we," "us," "our," or the "Company" refer collectively to Tivity Health, Inc. and its wholly-
owned subsidiaries. 

a.  Principles of Consolidation – See discussion above regarding the TPHS business, including a non-

controlling interest.  We have eliminated all intercompany profits, transactions and balances. 

b.  Cash and Cash Equivalents - Cash and cash equivalents primarily include cash on deposit. 

c.  Accounts Receivable, net - Accounts receivable includes billed and unbilled amounts.  Billed 

receivables represent fees that are contractually due for services performed, net of contractual allowances 
(reflected as a reduction of revenue) and allowances for doubtful accounts (reflected as selling, general and 
administrative expenses). These combined allowances totaled $0.2 million at December 31, 2017 and $0.7 
million at December 31, 2016. Unbilled receivables primarily represent fees recognized for monthly member 
utilization of fitness facilities under our SilverSneakers fitness solution, billed one month in arrears.  Historically, 
we have experienced minimal instances of customer non-payment and therefore consider our accounts 
receivable to be collectible; however, we provide reserves, when appropriate, for doubtful accounts and for 
contractual allowances (such as data reconciliation differences) on a specific identification basis. 

d.  Property and Equipment - Property and equipment is carried at cost and includes expenditures that 

increase value or extend useful lives.  We recognize depreciation using the straight-line method over useful lives 
of three to seven years for computer software and hardware and four to seven years for furniture and other office 
equipment.  Leasehold improvements are depreciated over the shorter of the estimated life of the asset or the life 
of the lease, which ranges from two to fifteen years.  Depreciation expense for the years ended December 31, 
2017, 2016, and 2015 was $3.4 million, $3.6 million, and $6.3 million, respectively, including depreciation of 
assets recorded under capital leases. 

e.  Other Assets - Other assets consist primarily of an adjustable convertible equity right (see Note 

3), which is accounted for as a cost method investment.  

f.  Intangible Assets - Intangible assets subject to amortization include customer contracts, acquired 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
technology, and distributor and provider networks, which we amortized on a straight-line basis over estimated 
useful lives ranging from three to ten years.  All intangible assets subject to amortization were fully amortized at 
December 31, 2017.   

We assess the potential impairment of intangible assets subject to amortization whenever events or 
changes in circumstances indicate that the carrying values may not be recoverable. If we determine that the 
carrying value of identifiable intangible assets may not be recoverable, we calculate any impairment using an 
estimate of the asset's fair value based on the estimated price that would be received to sell the asset in an orderly 
transaction between market participants. 

Intangible assets not subject to amortization at December 31, 2017 and 2016 consist of a trade name 

of $29.0 million.  We review intangible assets not subject to amortization on an annual basis or more 
frequently whenever events or circumstances indicate that the assets might be impaired.  See Note 5 for 
further information on intangible assets. 

g. Goodwill - We recognize goodwill for the excess of the purchase price over the fair value of tangible and 

identifiable intangible net assets of businesses that we acquire. 

We review goodwill for impairment at the reporting unit level (operating segment or one level below an 

operating segment) on an annual basis (during the fourth quarter of the fiscal year) or more frequently whenever 
events or circumstances indicate that the carrying value may not be recoverable. We have a single reporting unit. 

We may elect to perform a qualitative assessment to determine whether it is more likely than not that the 
fair value of the reporting unit is less than its carrying value. If we conclude during the qualitative assessment that 
this is the case or if we elect not to perform a qualitative assessment, we perform a quantitative review as 
described below. 

During a quantitative review of goodwill, we estimate the fair value of a reporting unit using a combination 

of a discounted cash flow model and a market-based approach, and in the event we were to have multiple 
reporting units, we reconcile the aggregate fair value of our reporting units to our consolidated market 
capitalization. Estimating fair value requires significant judgments, including management's estimate of future cash 
flows, which is dependent on internal forecasts, estimation of the long-term growth rate for our business, the useful 
life over which cash flows will occur, and determination of our weighted average cost of capital, as well as relevant 
comparable company earnings multiples for the market-based approach. Changes in these estimates and 
assumptions could materially affect the estimate of fair value and potential goodwill impairment for a reporting unit. 

If we determine that the carrying value of goodwill is impaired, we calculate any impairment using a fair-

value based goodwill impairment test as required by generally accepted accounting principles in the United States 
(“U.S. GAAP”). The fair value of a reporting unit is the price that would be received upon a sale of the unit as a 
whole in an orderly transaction between market participants at the measurement date. 

h. Accounts Payable - Accounts payable consists of short-term trade obligations and includes cash 

overdrafts attributable to disbursements not yet cleared by the bank. 

i. Income Taxes - We file a consolidated federal income tax return that includes all of our wholly-owned 

subsidiaries.  U.S. GAAP generally require that we record deferred income taxes for the tax effect of differences 
between the book and tax bases of our assets and liabilities.  We recognize the tax benefit from an uncertain tax 
position only if it is more likely than not that the tax position will be sustained on examination by the taxing 
authorities, based on the technical merits of the position.  The tax benefits recognized in the financial 
statements from such a position are measured based on the largest benefit that has a greater than 50% 
likelihood of being realized upon ultimate settlement. 

Valuation allowances are established when necessary to reduce deferred tax assets to the amounts that 

are expected to be realized. When we determine that it is more likely than not that we will be able to realize our 
deferred tax assets in the future, an adjustment to the deferred tax asset is made and reflected in income. 

j.  Revenue Recognition - We recognize revenue as services are performed when persuasive evidence 

of an arrangement exists, collectability is reasonably assured, and amounts are fixed or determinable. 

Our fees are generally billed per member per month ("PMPM"), or a combination of PMPM and member 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
participation.  For PMPM fees, we generally determine our contract fees by multiplying the contractually 
negotiated PMPM rate by the number of members eligible for or receiving our services during the month. We 
generally bill our customers each month for the entire amount of the fees contractually due for the prior month's 
enrollment.  Fees for participation are typically billed in the month after the services are provided.   

We recognize PMPM fees and fees for participation as revenue during the period we perform our services. 

On January 1, 2018, we adopted Accounting Standards Update (“ASU”) No. 2014-09 (as discussed under 

“Recent Relevant Accounting Standards” below) using the modified retrospective transition method applied to 
contracts that were not completed as of January 1, 2018.  

k. Earnings (Loss) Per Share – We calculate basic earnings (loss) per share using weighted average 

common shares outstanding during the period.  We calculate diluted earnings (loss) per share using weighted 
average common shares outstanding during the period plus the effect of all dilutive potential common shares 
outstanding during the period unless the impact would be anti-dilutive.  See Note 15 for a reconciliation of basic 
and diluted earnings (loss) per share. 

l.  Share-Based Compensation – We recognize all share-based payments to employees in the 

consolidated statements of operations over the required vesting period based on estimated fair values at the date 
of grant.  See Note 13 for further information on share-based compensation. 

m.  Derivative Instruments and Hedging Activities – We use derivative instruments to manage risks related to 

interest expense and the cash convertible senior notes (as discussed in Note 7). We account for derivatives in 
accordance with Financial Accounting Standards Board ("FASB") Accounting Standard Codification ("ASC") Topic 
815, which establishes accounting and reporting standards requiring that certain derivative instruments be recorded 
on the balance sheet as either an asset or liability measured at fair value. Additionally, changes in the derivative's 
fair value will be recognized currently in earnings unless specific hedge accounting criteria are met. As permitted 
under our master netting arrangements, the fair value amounts of our interest rate swaps are presented on a net 
basis by counterparty in the consolidated balance sheets. See Note 10  for further information on derivative 
instruments and hedging activities. 

n. Management Estimates – In preparing our consolidated financial statements in conformity with U.S. 

GAAP, management must make estimates and assumptions that affect: (1) the reported amounts of assets and 
liabilities and disclosure of contingent assets and liabilities at the date of the financial statements; and (2) the 
reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those 
estimates. 

2. 

Recent Relevant Accounting Standards 

In May 2014, the FASB issued ASU No. 2014-09, which creates ASC Topic 606, "Revenue from Contracts 

with Customers" ("ASC Topic 606") and supersedes ASC Topic 605, "Revenue Recognition." The provisions 
of ASC Topic 606 provide for a single comprehensive principles-based standard for the recognition of revenue 
across all industries and expanded disclosure about the nature, amount, timing and uncertainty of revenue, as well 
as certain additional quantitative and qualitative disclosures. The standard is effective for annual periods beginning 
after December 15, 2017, including interim periods within those years. The guidance permits the use of either a full 
retrospective or modified retrospective transition method. On January 1, 2018, we adopted ASC Topic 606 using 
the modified retrospective transition method applied to contracts that were not completed as of January 1, 2018. 
The cumulative impact of our adoption of ASC Topic 606 was not material. 

In February 2016, the FASB issued ASU No. 2016-02, "Leases" ("ASU 2016-02"), which requires that 
lessees recognize assets and liabilities for leases with lease terms greater than 12 months in the statement of 
financial position. ASU 2016-02 also requires improved disclosures to help users of financial statements better 
understand the amount, timing and uncertainty of cash flows arising from leases. The update is effective for fiscal 
years beginning after December 15, 2018, including interim reporting periods within those years. We are currently 
evaluating the impact that the adoption of ASU 2016-02 will have on our financial position, results of operations 
and cash flows. 

41 

 
 
 
 
 
 
 
 
 
   
 
In March 2016, the FASB issued ASU No. 2016-09, "Compensation-Stock Compensation (Topic 718): 
Improvements to Employee Share-Based Payment Accounting" ("ASU 2016-09"), which we adopted on January 1, 
2017.  ASU 2016-09 requires all income tax effects of share-based awards to be recognized on a prospective 
basis in the income statement, of which excess tax benefits were previously presented as a component of 
shareholders’ equity.  In addition, any excess tax benefits that were not previously recognized because the related 
tax deduction had not reduced current taxes payable are to be recorded on a modified retrospective basis through 
a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption, which resulted in 
an increase of $6.5 million to our retained earnings as of January 1, 2017.  Regarding the statement of cash flows, 
the standard requires the presentation of excess tax benefits as an operating activity rather than as a financing 
activity and that cash paid by the Company when directly withholding shares for tax withholding purposes be 
classified as a financing activity on a retrospective basis. The standard also allows for an accounting policy 
election to estimate the number of awards that are expected to vest or to account for forfeitures when they occur. 
We elected to account for forfeitures as they occur, which did not result in a material cumulative effect adjustment 
to our retained earnings as of January 1, 2017.  Finally, the standard no longer allows excess tax benefits to be 
included in the assumed proceeds when applying the treasury stock method for computing diluted earnings per 
share (“EPS”), which results in share-based awards having a more dilutive effect on EPS.  

In August 2016, the FASB issued ASU No. 2016-15, "Statement of Cash Flows" (Topic 230) ("ASU 2016-

15"), which we adopted on January 1, 2018.  ASU 2016-15 addresses how certain cash receipts and cash 
payments are presented and classified in the statement of cash flows and is to be applied using a retrospective 
approach. We do not anticipate that adopting this standard will have a material impact on our consolidated 
financial statements and related disclosures. 

In January 2017, the FASB issued ASU No. 2017-04, “Intangibles - Goodwill and Other” (“ASU 2017-04”), 

which simplifies the subsequent measurement of goodwill by eliminating step two from the goodwill impairment 
test.  ASU 2017-04 is effective for annual and interim impairment tests in fiscal years beginning after December 
15, 2019 and is required to be applied prospectively. Early adoption is allowed for annual goodwill impairment 
tests performed on testing dates after January 1, 2017. We do not anticipate that adopting this standard will have 
an impact on our consolidated financial statements and related disclosures. 

In May 2017, the FASB issued ASU No. 2017-09, “Compensation-Stock Compensation (Topic 718): Scope 

of Modification Accounting” (“ASU 2017-09”), which provides guidance about which changes to the terms or 
conditions of a share-based payment award require an entity to apply modification accounting in ASC Topic 718.  
The update is effective for fiscal years beginning after December 15, 2017, including interim reporting periods 
within those years, with early adoption permitted. We do not anticipate that adopting this standard will have a 
material impact on our consolidated financial statements and related disclosures. 

3. 

Discontinued Operations 

On July 27, 2016, we entered into a Membership Interest Purchase Agreement (the "Purchase 
Agreement") with Sharecare, Inc. ("Sharecare") and Healthways SC, LLC ("Healthways SC"), a newly formed 
Delaware limited liability company and wholly owned subsidiary of the Company, pursuant to which Sharecare 
acquired the TPHS business, which closed effective July 31, 2016 ("Closing"). 

At Closing, Sharecare delivered to the Company an Adjustable Convertible Equity Right (the "ACER") with 
an initial face value of $30.0 million, which will be convertible into shares of common stock of Sharecare 24 months 
after Closing at an initial conversion price of $249.87 per share, subject to customary adjustment for stock splits, 
stock dividends and other reorganizations of Sharecare.  Additionally, pursuant to the Purchase Agreement, we 
paid Sharecare $25.0 million in cash at Closing to fund projected losses of the TPHS business during the year 
following Closing (the "Transition Year").  

 The Purchase Agreement provided for post-closing adjustments based on (i) net working capital (which 
resulted in an increase in the face amount of the ACER due to a net working capital surplus, as further discussed 
below), (ii) negative cash flows of the TPHS business during the Transition Year in excess of $25.0 million (which 
could have resulted in a reduction in the face amount of the ACER up to a maximum reduction of $20.0 million but 
did not result in any reduction, as further discussed below), and (iii) any successful claims for indemnification by 
Sharecare (which may result in a reduction in the face amount of the ACER, unless the Company elects, in its sole 
discretion, to satisfy any such successful claims with cash payments). 

42 

 
 
 
 
 
  
 
 
During 2016, we recorded $10.0 million of the ACER’s $30.0 million face value (and did not yet record the 
$20.0 million face value related to the maximum negative cash flow adjustment) at its estimated fair value of $2.7 
million as of Closing.  In May 2017, we entered into an agreement with Sharecare regarding the final working 
capital amount delivered at Closing, which resulted in a final net working capital surplus of $9.8 million and a 
corresponding increase to the face value of the ACER (per the terms of the Purchase Agreement), bringing the 
adjusted total face value of the ACER to $39.8 million.  We recorded the $9.8 million of additional face value at its 
estimated fair value of $2.6 million.  Finally, in September 2017, Sharecare indicated that the contingency was 
resolved with respect to the portion of the ACER (having a face value of $20.0 million) subject to the negative cash 
flows adjustment described above, and we recorded it at its estimated fair value of $5.5 million.  Therefore, as of 
December 31, 2017, we have recorded the $39.8 million face value of the ACER at an estimated carrying value of 
$10.8 million, which is classified as an equity receivable included in other assets.   

Pursuant to Sharecare's acquisition of the TPHS business, our ownership interest in the joint venture with 
Gallup (the “Gallup Joint Venture”) was transferred to Sharecare. We agreed with Sharecare to be responsible for 
two-thirds of the remaining payment obligations in respect of the purchase price to be paid in connection with 
Sharecare's acquisition of additional membership interest in the Gallup Joint Venture.  As of December 31, 2017, 
the remaining obligation totaled $0.8 million and was included in accrued liabilities. 

The terms of the Purchase Agreement also impacted other existing contractual commitments, including the 

elimination of the minimum fee requirements under our technology services outsourcing agreement with HP 
Enterprise Services, LLC. 

Effective July 31, 2016, in connection with the Closing, the Company and CareFirst Holdings, LLC 
("CareFirst"), agreed to terminate the Investment Agreement between them (see Note 7).  Also in connection with 
the Closing, all of the Commercial Agreements (defined in Note 7) between the Company and CareFirst relating to 
the TPHS business were transferred to Healthways SC that, effective at the Closing, became a wholly-owned 
subsidiary of Sharecare.  As a result, CareFirst no longer has the opportunity to earn CareFirst Warrants (as 
defined in Note 7) in respect of the periods following the Closing.  The Convertible Note, the Registration Rights 
Agreement and the CareFirst Warrants previously issued to CareFirst were not affected by the termination of the 
Investment Agreement. 

The following table presents financial results of the TPHS business included in “loss from discontinued 

operations" for the years ended December 31, 2017, 2016, and 2015. 

(In thousands) 

Revenues 
Cost of services 
Selling, general & administrative expenses 
Depreciation and amortization 
Restructuring and related charges 
Equity in income (loss) from joint ventures 
Pretax loss on discontinued operations 
Pretax loss on release of cumulative translation 
adjustment (1) 
Pretax gain on sale of Navvis business 
Pretax loss on sale of MeYou Health business 
Pretax income (loss) on sale of TPHS business 
Total pretax income (loss) on discontinued 

operations 
Income tax benefit 
Income (loss) from discontinued operations, net of 
income tax benefit 

  $

Year Ended December 31, 
2016 

2015

2017 

  $

—  
427  
349  
—  
—  
98  

(678)       

151,780  
173,302  
18,594  
27,207  
8,626  
243  
(75,706)        

   $  318,506 
317,849 
32,928 
42,986 
14,395 
(20,229) 
(109,881) 

(3,044) 
—  
—  
4,733  

— 
—  
(4,826)        
(202,095)        

— 
1,873 
— 
— 

1,011  
(1,474)(2)     

(282,627)        

(97,921) 

(108,008) 
(33,056)

  $

2,485  

  $

(184,706)      $ 

(74,952) 

43 

 
  
 
 
  
  
 
  
 
 
  
 
  
    
 
 
  
    
  
    
  
        
 
 
    
    
     
    
    
     
    
    
     
    
    
     
    
    
     
    
   
   
 
 
   
   
 
 
    
    
    
    
    
    
    
     
(1)  During the second quarter of 2017, we substantially liquidated foreign entities that were part of our TPHS 
business, resulting in a release of the cumulative translation adjustment of $3.0 million into loss from 
discontinued operations. 
Income tax benefit for the year ended December 31, 2017 includes the effect of a change in the estimate of 
net U.S. tax incurred in 2016 on foreign activity classified as discontinued operations. 

(2) 

The depreciation, amortization and significant operating and investing non-cash items of the discontinued 

operations were as follows:  

(In thousands) 

Year Ended December 31, 
2016 

2017 

2015 

Depreciation and amortization 
Capital expenditures 
 Assets acquired through capital lease obligations 
Share-based compensation 

 $

—    $
—      
—  
—      

27,207       $ 
10,258        
—        
10,144        

42,986 
29,984 
898 
3,404 

4. 

 Goodwill 

The change in carrying amount of goodwill during the years ended December 31, 2017, 2016, and 2015 

is shown below: 

(In thousands) 
Balance, December 31, 2014 
Navvis sale 
Balance, December 31, 2015 
MeYou Health sale 
Balance, December 31, 2016 and 2017 

  $

  $

338,800 
(1,826) 
336,974 
(2,294) 
334,680 

On November 1, 2015, we sold Navvis, a provider of healthcare consulting and advisory services, for 

$4.4 million in cash, which resulted in a gain of $1.9 million. 

In June 2016, we sold the assets of MeYou Health, a wholly-owned subsidiary of the Company that was 
engaged in the business of developing and delivering certain digital health applications, for $5.5 million in cash 
and additional contingent consideration up to $1.5 million, which resulted in a loss of $4.8 million. This loss is 
included in loss from discontinued operations in our consolidated statement of comprehensive income (loss) for 
the year ended December 31, 2016. 

No goodwill was allocated to the disposal group in connection with the sale of the TPHS business. 

At each of December 31, 2017 and December 31, 2016, the gross amount of goodwill totaled $517.0 

million, and we had accumulated impairment losses of $182.4 million. 

5. 

  Intangible Assets 

Intangible assets subject to amortization at December 31, 2017 consisted of the following.  

(In thousands) 

Gross 
Carrying 
Amount 

Accumulated 
Amortization      

Net 

Acquired technology 
Distributor and provider networks 
Total 

   $

  $

1,733     $
8,709  
10,442    $

(1,733)      
(8,709)    
(10,442)    $ 

— 
—
— 

44 

 
  
  
 
 
 
     
 
  
 
  
  
  
       
           
 
 
 
   
 
    
    
    
 
 
 
 
 
 
 
 
 
   
 
  
 
   
     
 
 
 
 
 
 
 
Intangible assets subject to amortization at December 31, 2016 consisted of the following.  

(In thousands) 

Gross 
Carrying 
Amount 

Accumulated 
Amortization      

Net 

Acquired technology 
Distributor and provider networks 
Total 

   $

  $

6,422     $
8,709  
15,131    $

(6,422)      
(8,709)    
(15,131)    $ 

— 
—
— 

As all intangible assets subject to amortization were fully amortized as of December 31, 2017, no 

amortization expense is expected over the next five years and thereafter.  Total amortization expense for the years 
ended December 31, 2017, 2016, and 2015 was $0, $0.5 million, and $0.5 million, respectively.   

Intangible assets not subject to amortization at December 31, 2017 and 2016 consist of a tradename of 

$29.0 million. 

6. 

Income Taxes 

Income tax expense is comprised of the following: 

(In thousands) 

Current taxes 
Federal 
State 

Deferred taxes 
Federal 
State 

Total 

Year Ended December 31, 

2017 

2016 

2015 

 $

  $

771  
373  

(426)     $ 
311       

457
670 

37,565
4,844

18,910      
3,178      

23,342 
4,816 

 $

43,553

  $

21,973   $ 

29,285 

Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts 

of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes.  The 
following table sets forth the significant components of our net deferred tax asset and liability as of December 31, 
2017 and 2016: 

(In thousands) 

Deferred tax asset: 

Accruals and reserves 
Deferred compensation 
Share-based payments 
Net operating loss carryforwards 
Capital loss carryforwards 
Cash Conversion Derivative 
Basis difference on joint ventures 
Tax credits 
Other assets 

Valuation allowance 

December 31, 
2017 

December 31, 
2016 

 $

 $

1,539     $ 
1,439       
2,944       
32,122       
8,102    
25,821       
—       
6,994    
320       
79,281       
(11,462)     
67,819     $ 

4,085 
4,344 
5,818 
68,271 
11,861
4,592 
1,621 
—
4,297 
104,889 
(15,176)
89,713 

45 

 
 
 
   
 
  
 
   
     
 
 
 
 
 
 
 
 
 
  
 
  
 
     
 
 
  
 
     
 
  
   
 
 
 
   
     
 
  
   
   
        
  
  
   
  
   
 
 
 
   
     
 
 
 
 
     
 
  
 
      
 
 
      
 
  
  
  
 
  
  
 
  
  
  
  
  
 
 
    
 
 
    
 
 
    
 
 
    
Deferred tax liability: 

Property and equipment 
Intangible assets 
Cash Convertible Notes Hedges 
Other liabilities 

Net long-term deferred tax asset 

 $

 $

(2,104)   $ 
(14,728)     
(25,821)     
—      
(42,653)     
  $ 
25,166

(2,386)
(21,520)
(4,592)
(1,653)
(30,151)
59,562

In December 2017, we recorded $5.0 million of tax expense necessary to revalue our deferred tax assets 

and liabilities at the new 21% federal rate as enacted in the Tax Cuts and Jobs Act of 2017 (the “Tax Act”).   

At December 31, 2017, we provided valuation allowances for $3.4 million of deferred tax assets 
associated with our international net operating loss carryforwards and $8.1 million for deferred tax assets related 
to capital loss carryforwards incurred in the sale of the TPHS business.  We recorded a total decrease in our 
valuation allowance of $3.7 million for the year ended December 31, 2017, which included a $4.0 million 
decrease recorded to continuing operations related to the change in federal tax rate from 35% to 21% under the 
Tax Act for deferred tax assets subject to valuation allowance.  The remaining $0.3 million offsetting increase in 
valuation allowance for 2017 related to international net operating loss and capital loss carryforwards and was 
recorded to discontinued operations.  Our valuation allowance at December 31, 2017 is $11.5 million. 

At December 31, 2017, we had international net operating loss carryforwards totaling approximately $12.9 

million with an indefinite carryforward period, approximately $99.2 million of federal net operating loss 
carryforwards, approximately $151.9 million of state net operating loss carryforwards expiring between 2018 and 
2036, approximately $30.5 million of capital loss carryforwards expiring in 2021, and approximately $4.6 million 
of foreign tax credits expiring between 2022 and 2027. Of the federal net operating loss carryforwards, $2.8 
million is subject to annual limitation under Internal Revenue Code Section 382 and expires in 2021, if not utilized. 
The remainder of the federal net operating loss carryforwards expire between 2035 and 2036. 

Upon adoption of ASU 2016-09 on January 1, 2017, we recorded a $6.5 million increase in deferred tax 

assets as a cumulative-effect adjustment to retained earnings.  The increase in deferred tax assets related to the 
previously suspended portion of net operating losses attributable to excess tax deductions from share-based 
payment awards.  In 2016, pursuant to ASC Topic 718-740, “Stock Compensation”, we tracked in a separate 
memo account the portion of our cumulative net operating losses attributable to excess tax deductions from 
share-based payment awards, which totaled $16.5 million at December 31, 2016. The tax benefits related to 
these amounts were not included in our gross or net deferred tax assets and were not recorded to additional 
paid-in capital at December 31, 2016 since the related tax deduction would not have reduced cash taxes 
payable.   

In 2017, our undistributed foreign earnings were subject to the mandatory deemed repatriation (“toll 
charge”) provision included in the Tax Act, and we repatriated these earnings during 2017.  Due to the mandatory 
deemed repatriation, we recorded $2.5 million of tax expense in continuing operations as of the date of 
enactment.  We have no undistributed earnings at December 31, 2017.  We recorded a $1.6 million deferred tax 
liability on $13.9 million of undistributed foreign earnings at December 31, 2016.   

The difference between income tax expense computed using the statutory federal income tax rate and 

the effective rate is as follows: 

(In thousands) 

Year Ended December 31, 
2016 

2017 

2015 

Statutory federal income tax 
State income taxes, less federal income tax benefit 
Permanent items 
Change in valuation allowance 
Share-based compensation 
Tax Act adjustments 
Prior year tax adjustments 
State income tax credits 
Income tax expense 

  $

  $

36,674   $
5,119    
1,750     
—     

(6,441)

7,442  
(544)     
(447)     
43,553   $

27,321    $
3,801      
954      
(9,615)      
—     
—     
(444)      
(44)      
21,973   $

25,522
3,488
167 
— 
—
—
108 
— 
29,285

46 

 
  
        
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
  
 
   
    
 
  
 
   
    
 
   
   
   
 
 
 
   
   
Uncertain Tax Positions 

As of December 31, 2017, we had $0.6 million of unrecognized tax benefits that, if recognized, would 

affect our effective tax rate. Our policy is to include interest and penalties related to unrecognized tax benefits in 
income tax expense. During 2017 and 2016, there were no interest and penalties related to unrecognized tax 
benefits recorded as income tax expense. During 2015, we included an immaterial amount of net interest 
related to uncertain tax positions as a component of income tax expense.  

The aggregate changes in the balance of unrecognized tax benefits, exclusive of interest, were as 

follows: 

(In thousands) 
Unrecognized tax benefits at December 31, 2015 
Increases (decreases) in 2016 
Unrecognized tax benefits at December 31, 2016 
Increases based upon tax positions related to prior years 
Unrecognized tax benefits at December 31, 2017 

  $

  $

  $

— 
—
— 
644 
644 

We file income tax returns in the U.S. Federal jurisdiction and in various state and foreign jurisdictions.  Tax 

years remaining subject to examination in the U.S. Federal jurisdiction include 2014 to present. 

7. 

Debt 

The Company's debt, net of unamortized deferred loan costs, consisted of the following at December 31, 

2017 and 2016: 

(In thousands) 
Cash Convertible Notes, net of unamortized discount 
Prior Credit Agreement: 
            Term Loan 
            Revolver 
Capital lease obligations and other 

Less: deferred loan costs 
Total debt 
Less: current portion 
Long-term debt 

Credit Facility 

  December 31, 2017     December 31, 2016  
137,859 
 $

145,861    $ 

—   
—   
549      
146,410      
(451)   
145,959   
(145,959)     
—    $ 

60,000
13,500
1,270 
212,629 
(2,286)
210,343
(46,046)
164,297 

 $

On June 8, 2012, we entered into the Fifth Amended and Restated Revolving Credit and Term Loan 

Agreement (as amended, the "Prior Credit Agreement").  The Prior Credit Agreement provided us with a $125 
million revolving credit facility that included a swingline sub facility of $20 million and a $75 million sub facility for 
letters of credit.  The Prior Credit Agreement also provided a $200 million term loan facility and an uncommitted 
incremental accordion facility of $100 million.  Borrowings under the Prior Credit Agreement generally bore interest 
at variable rates based on a margin or spread in excess of either (1) the one-month, two-month, three-month or 
six-month rate (or with the approval of affected lenders, nine-month or twelve-month rate) for Eurodollar deposits 
("LIBOR", which may not be less than zero), or (2) the greatest of (a) the SunTrust Bank prime lending rate, (b) the 
federal funds rate plus 0.50% and (c) one-month LIBOR plus 1.00% (the "Base Rate"), as selected by the 
Company.  The LIBOR margin varied between 1.75% and 3.00%, and the Base Rate margin varied between 
0.75% and 2.00%, depending on our leverage ratio.  The Prior Credit Agreement also provided for an annual fee 
ranging between 0.30% and 0.50% of the unused commitments under the revolving credit facility.   

On April 21, 2017, we entered into a new Revolving Credit and Term Loan Agreement (the “Credit 
Agreement”) with a group of lenders, which replaced the Prior Credit Agreement.  The Credit Agreement provides 
us with (1) a $100 million revolving credit facility that includes a $25 million sublimit for swingline loans and a $75 
million sublimit for letters of credit, (2) a $70 million term loan A facility, (3) a $150 million delayed draw term loan 
facility, and (4) an uncommitted incremental accordion facility of $100 million. 

47 

 
 
 
 
  
 
 
    
    
 
 
 
 
 
 
   
 
 
  
  
  
 
 
  
 
 
  
 
We used the proceeds of the term loan A and cash on hand to repay all of the outstanding indebtedness 

under the Prior Credit Agreement and to pay transaction costs and expenses.  Proceeds of revolving loans and 
delayed draw term loans may be used to repay outstanding indebtedness (including amounts payable upon or in 
respect of any conversion of the Cash Convertible Notes discussed below and the repayment of any revolving 
loans borrowed for such purposes), to finance working capital needs, to finance acquisitions, to finance the 
repurchase of our common stock, to finance capital expenditures and for other general corporate purposes of the 
Company and its subsidiaries.  Delayed draw term loans may not be borrowed after July 2, 2018. 

We are required to repay the term loan A and any outstanding revolving loans in full on April 21, 
2022.   The term loan A was repaid in full as of December 31, 2017.  If we elect to borrow the delayed draw term 
loans, we will be required to repay the delayed draw term loans in quarterly principal installments calculated as 
follows: (1) for each of the first 12 quarters following the time of borrowing, 1.250% of the aggregate principal 
amount of the delayed draw term loans funded as of the last day of the immediately preceding quarter; and (2) for 
each of the remaining quarters prior to maturity on April 21, 2022, 1.875% of the aggregate principal amount of the 
delayed draw term loans funded as of the last day of the immediately preceding quarter.  At maturity on April 21, 
2022, the entire unpaid principal balances of the delayed draw term loans are due and payable. As of December 
31, 2017, we had not borrowed any amounts under the delayed draw term loan, and availability under the revolving 
credit facility totaled $92.6 million.  

Borrowings under the Credit Agreement generally bear interest at variable rates based on a margin or 

spread in excess of either (1) the one-month, two-month, three-month or six-month LIBOR rate (or with the 
approval of affected lenders, the 12-month LIBOR rate), which may not be less than zero, or (2) the greatest of (a) 
the SunTrust Bank prime lending rate, (b) the federal funds rate plus 0.50%, and (c) one-month LIBOR plus 1.00% 
(the “Base Rate”), as selected by the Company.  The LIBOR margin varies between 1.50% and 2.75%, and the 
Base Rate margin varies between 0.50% and 1.75%, depending on our net leverage ratio.  The Credit Agreement 
also provides for annual fees ranging between 0.20% and 0.50% of the unused commitments under the revolving 
credit facility and the delayed draw term loan facility.  Extensions of credit under the Credit Agreement are secured 
by guarantees from all of the Company’s active material subsidiaries and by security interests in substantially all of 
the Company’s and such subsidiaries’ assets. 

The Credit Agreement contains financial covenants that require us to maintain, as defined, specified ratios 
or levels of (1) funded debt to EBITDA and (2) fixed charge coverage. The Credit Agreement also contains various 
other affirmative and negative covenants that are typical for financings of this type.  Among other things, they limit 
repurchases of our common stock and the amount of dividends that we can pay to holders of our common stock. 

1.50% Cash Convertible Senior Notes Due 2018 

On July 16, 2013, we completed the issuance of $150.0 million aggregate principal amount of cash 
convertible senior notes due 2018 (the "Cash Convertible Notes"), which bear interest at a rate of 1.50% per year, 
payable semiannually in arrears on January 1 and July 1 of each year, beginning on January 1, 2014. The Cash 
Convertible Notes will mature on July 1, 2018, unless earlier repurchased or converted into cash in accordance with 
their terms prior to such date. Accordingly, we have classified the Cash Convertible Notes, net of the unamortized 
discount, and related deferred loan costs as a current liability at December 31, 2017 and as long-term debt 
at December 31, 2016.   

At the option of the holders, the Cash Convertible Notes are convertible into cash based on the conversion 
rate set forth below only upon occurrence of certain triggering events as defined in the indenture dated as of July 8, 
2013 by and between the Company and U.S. Bank National Association, none of which had occurred as 
of December 31, 2016 and one of which had occurred as of December 31, 2017, as further detailed below.  

Pursuant to the indenture under which we issued the Cash Convertible Notes, the Cash Convertible Notes 

became convertible into cash (at the option of the holder) during the period that began on January 1, 2018 and 
ends on June 28, 2018.  The cash conversion rate (subject to adjustment, as set forth in the indenture) is 51.3769 
shares of the Company’s common stock per $1,000 principal amount of the Cash Convertible Notes (equivalent to 
an initial conversion price of $19.4640 per share of common stock).   The settlement of any Cash Convertible Notes 
surrendered for conversion during this period will occur on July 2, 2018, which is the third business day following 
the end of the applicable observation period with respect to such conversion (i.e., the 80 consecutive trading day 
period beginning on the 82nd scheduled trading day immediately preceding the maturity date, which 82nd 
scheduled trading day is March 6, 2018).  The indenture requires the Company to satisfy the entire settlement 

48 

 
 
 
 
 
 
 
 
amount for any conversions (determined in accordance with the provisions of the indenture) in cash, and the notes 
are not convertible into the Company's common stock or any other securities under any circumstances.   

 The Cash Convertible Notes are our senior unsecured obligations and rank senior in right of payment to 

any of our indebtedness that is expressly subordinated in right of payment to the Cash Convertible Notes. As a 
result of this transaction, we recognized deferred loan costs of approximately $3.9 million, which are being 
amortized over the term of the Cash Convertible Notes using the effective interest method. 

The cash conversion feature of the Cash Convertible Notes is a derivative liability (the "Cash Conversion 
Derivative") that requires bifurcation from the Cash Convertible Notes in accordance with FASB ASC Topic 815, 
"Derivatives and Hedging" ("ASC Topic 815"), and is carried at fair value.  At December 31, 2016, because the 
Cash Convertible Notes were classified as long-term debt, the Cash Conversion Derivative was classified as a 
long-term liability.  Due to the classification of the Cash Convertible Notes as a current liability at December 31, 
2017, the Cash Conversion Derivative is recorded in current liabilities at December 31, 2017. The fair value of the 
Cash Conversion Derivative at the time of issuance of the Cash Convertible Notes was $36.8 million, which was 
recorded as a debt discount for purposes of accounting for the debt component of the Cash Convertible Notes. The 
debt discount is being amortized over the term of the Cash Convertible Notes using the effective interest method. 
For the years ended December 31, 2017 and 2016, we recorded $8.0 million and $7.6 million, respectively, of 
interest expense related to the amortization of the debt discount based upon an effective interest rate of 5.7%.  We 
also recognized $2.3 million of interest expense for each of the years ended December 31, 2017 and 2016 related 
to the contractual interest rate of 1.50% per year.  The net carrying amount of the Cash Convertible Notes at 
December 31, 2017 and December 31, 2016 was $145.9 million and $137.9 million, respectively, net of the 
unamortized discount of $4.1 million and $12.1 million, respectively. 

In connection with the issuance of the Cash Convertible Notes, we entered into privately negotiated 
convertible note hedge transactions (the "Cash Convertible Notes Hedges"), which are cash-settled and are 
intended to reduce our exposure to potential cash payments that we would be required to make if holders elect to 
convert the Cash Convertible Notes at a time when our stock price exceeds the conversion price. The initial cost of 
the Cash Convertible Notes Hedges was $36.8 million. At December 31, 2016, because the Cash Convertible 
Notes were classified as long-term debt, the Cash Convertible Notes Hedges were classified as long-term assets.  
Due to the classification of the Cash Convertible Notes as a current liability at December 31, 2017, the Cash 
Convertible Notes Hedges are classified in current assets at December 31, 2017.  The Cash Convertible Notes 
Hedges are recorded as a derivative asset under ASC Topic 815 and are carried at fair value.  See Note 9 for 
additional information regarding the Cash Convertible Notes Hedges and the Cash Conversion Derivative and their 
fair values. 

In July 2013, we also sold separate privately negotiated warrants (the "Warrants") initially relating, in the 
aggregate, to a notional number of shares of our common stock underlying the Cash Convertible Notes Hedges. 
The Warrants have an initial strike price of approximately $25.95 per share. The Warrants will be net share settled 
by issuing a number of shares of our common stock per Warrant corresponding to the excess of the market price 
per share of our common stock (as measured on each warrant exercise date under the terms of the Warrants) over 
the applicable strike price of the Warrants. The Warrants meet the definition of derivatives under the guidance in 
ASC Topic 815; however, because these instruments have been determined to be indexed to our own stock and 
meet the criteria for equity classification under ASC Topic 815, the Warrants have been accounted for as an 
adjustment to our additional paid-in-capital. 

When the market value per share of our common stock exceeds the strike price of the Warrants, the 
Warrants have a dilutive effect on net income per share, and the "treasury stock" method is used in calculating the 
dilutive effect on earnings per share.  See Note 10 for additional information on such dilutive effect.   

CareFirst Convertible Note and CareFirst Warrants 

On October 1, 2013, we entered into an Investment Agreement (the "Investment Agreement") with 
CareFirst"), which was in addition to certain commercial agreements between us and CareFirst relating to, among 
other things, disease management and care coordination services (the "Commercial Agreements").   

Pursuant to the Investment Agreement, we issued to CareFirst a convertible subordinated promissory note 

in the aggregate original principal amount of $20 million (the "CareFirst Convertible Note") for a purchase price of 
$20 million. The CareFirst Convertible Note was convertible into shares of our common stock at the conversion rate 
determined by dividing (a) the sum of the portion of the principal to be converted and accrued and unpaid interest 

49 

 
 
 
  
 
 
 
 
 
with respect to such principal by (b) the conversion price equal to $22.41 per share of our common stock.  In 
October 2016, CareFirst elected to convert the full amount of the CareFirst Convertible Note into 892,458 shares of 
our common stock with a conversion price equal to $22.41 per share. 

In addition, CareFirst had an opportunity to earn warrants to purchase shares of our common stock 

("CareFirst Warrants") based on achievement of certain quarterly thresholds for revenue derived from both the 
Commercial Agreements and from new business to us from third parties as a result of an introduction or referral to 
us by CareFirst.  As discussed in Note 3, CareFirst no longer had the opportunity to earn CareFirst Warrants in 
respect of the periods following the Closing.  All CareFirst Warrants earned by CareFirst prior to Closing were 
exercised by CareFirst as of December 31, 2016.   

The following table summarizes the minimum annual principal payments and repayments of the 
revolving advances under the Credit Agreement and the Cash Convertible Notes for each of the next five years 
and thereafter: 

(In thousands) 
Year ending December 31, 
2018 
2019 
2020 
2021 
2022 
2023 and thereafter 
Total 

8.  Commitments and Contingencies 

Summary 

  $

$

150,000  
—  
—  
—  
—  
—  
150,000 

On November 6, 2017, United Healthcare issued a press release announcing expansion of its fitness 
benefits (“United Press Release”), and the market price of the Company’s shares of common stock dropped on that 
same day. In connection with the United Press Release, two lawsuits have been filed against the Company as 
described below.  We intend to vigorously defend ourselves against both complaints. 

On November 20, 2017, Eric Weiner, claiming to be a stockholder of the Company, filed a complaint on 

behalf of stockholders who purchased the Company’s common stock between February 24, 2017 and November 3, 
2017 (“Weiner Lawsuit”).  The Weiner Lawsuit was filed as a class action in the U.S. District Court for the Middle 
District of Tennessee, naming the Company, the Company’s chief executive officer, chief financial officer and chief 
accounting officer as defendants.  The complaint alleges that the defendants violated Sections 10(b) and 20(a) of 
the Securities Exchange Act of 1934 (the “Exchange Act”) and Rule 10b-5 promulgated under the Exchange Act in 
making false and misleading statements and omissions related to the United Press Release.  The complaint seeks 
monetary damages on behalf of the purported class.  On January 19, 2018, the Oklahoma Firefighters Pension and 
Retirement System filed a motion to appoint counsel and lead plaintiff.   

On January 26, 2018, Charles Denham, claiming to be a stockholder of the Company, filed a purported 

shareholder derivative action, on behalf of the Company, in the U.S. District Court for the Middle District of 
Tennessee, naming the Company as a nominal defendant and the Company’s chief executive officer, chief financial 
officer, chief accounting officer, current directors of the Company and a former director of the Company, as 
defendants.  The complaint asserts claims for breach of fiduciary duty, waste, and unjust enrichment, largely 
tracking allegations in the Weiner Lawsuit.  The complaint further alleges that certain defendants engaged in insider 
trading.  The plaintiff seeks monetary damages on behalf of the Company, certain corporate governance and 
internal procedural reforms, and other equitable relief. 

Additionally, from time to time, we are subject to contractual disputes, claims and legal proceedings that 

arise from time to time in the ordinary course of our business.  While we are unable to estimate a range of 
potential losses, we do not believe that any of the legal proceedings pending against us as of the date of this 
Report, some of which are expected to be covered by insurance policies, will have a material adverse effect on 
our financial statements.  As these matters are subject to inherent uncertainties, our view of these matters may 
change in the future. We expense legal costs as incurred. 

50 

 
 
 
 
 
  
 
  
   
   
   
   
   
 
 
 
 
 
 
Contractual Commitments 

In October 2012, we entered into the Gallup Joint Venture that required us to make payments over a five-

year period beginning January 2013. Pursuant to Sharecare's acquisition of the TPHS business, our ownership 
interest in the Gallup Joint Venture was transferred to Sharecare. We agreed with Sharecare to be responsible for 
two-thirds of the remaining payment obligations in respect of the purchase price to be paid in connection with 
Sharecare's acquisition of additional membership interest in the Gallup Joint Venture. As of December 31, 2017, 
the remaining obligation totaled $0.8 million and was included in accrued liabilities. The financial impact of the 
strategic relationship with Gallup and the Gallup Joint Venture are reflected in discontinued operations for all 
periods presented as each of these were a part of the TPHS business. 

9.  Fair Value Measurements 

We account for certain assets and liabilities at fair value.  Fair value is defined as the price that would be 

received upon sale of an asset or paid upon transfer of a liability in an orderly transaction between market 
participants at the measurement date, assuming the transaction occurs in the principal or most advantageous 
market for that asset or liability. 

Fair Value Hierarchy 

The hierarchy below lists three levels of fair value based on the extent to which inputs used in measuring 
fair value are observable in the market. We categorize each of our fair value measurements in one of these three 
levels based on the lowest level input that is significant to the fair value measurement in its entirety. These levels 
are: 

Level 1:     Quoted prices in active markets for identical assets or liabilities; 

Level 2:    Quoted prices for similar instruments in active markets; quoted prices for identical or similar 

instruments in markets that are not active; and model-based valuation techniques in which all 
significant assumptions are observable in the market or can be corroborated by observable market 
data for substantially the full term of the assets or liabilities; and 

Level 3:     Unobservable inputs that are supported by little or no market activity and typically reflect 

management's estimates of assumptions that market participants would use in pricing the asset or 
liability. 

Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis 

Based on our estimate of fair value prior to the disposition of the TPHS business, we determined in 2015 

that the present value of our remaining contractual cash obligations in the Gallup Joint Venture exceeded the 
estimated fair value, resulting in the recognition of a liability associated with the forward option to acquire additional 
membership interest (the "Gallup Derivative"). Prior to July 31, 2016 and the sale of the TPHS business, the Gallup 
Derivative was recorded as a derivative liability in accordance with FASB ASC Topic 815 and was carried at fair 
value.  Upon the sale of the TPHS business, we remain obligated to Sharecare for two-thirds of the remaining 
payment obligations in respect of the purchase price to be paid in connection with Sharecare’s acquisition of 
additional membership interest in the Gallup Joint Venture as discussed in Note 8 above.  These payment 
obligations are recorded as a liability at December 31, 2017 but not as a derivative; since the Gallup Joint Venture 
was transferred to Sharecare, the Gallup Derivative was written off to discontinued operations. 

Further, we measure certain assets at fair value on a nonrecurring basis in the fourth quarter of the year, 

including the following: 

• 

• 

reporting units measured at fair value as part of a goodwill impairment test; and 

indefinite-lived intangible assets measured at fair value for impairment assessment. 

Each of these assets above is classified as Level 3 within the fair value hierarchy. 

During the fourth quarter of 2017, we reviewed goodwill for impairment at the reporting unit level 

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
(operating segment or one level below an operating segment). We have a single reporting unit.  The fair value of 
a reporting unit is the price that would be received to sell the unit as a whole in an orderly transaction between 
market participants at the measurement date.  We elected to perform a qualitative assessment to determine 
whether it was more likely than not that the fair value of the reporting unit was less than its carrying value.  Based 
on our qualitative assessment, we determined that the carrying value of goodwill was not impaired. 

Also during the fourth quarter of 2017, we estimated the fair value of our indefinite-lived intangible asset, a 
tradename, using a present value technique, which required management's estimate of future revenues attributable 
to this tradename, estimation of the long-term growth rate and royalty rate for this revenue, and determination of our 
weighted average cost of capital. Changes in these estimates and assumptions could materially affect the estimate 
of fair value for the tradename. We determined that the carrying value of the tradename was not impaired based 
upon the impairment review. 

Assets and Liabilities Measured at Fair Value on a Recurring Basis 

The following tables present our assets and liabilities measured at fair value on a recurring basis at 

December 31, 2017 and December 31, 2016: 

 (In thousands) 
December 31, 2017 
Assets: 
   Cash Convertible Notes Hedges 
Liabilities: 
   Cash Conversion Derivative 

 (In thousands) 
December 31, 2016 
Assets: 
   Cash Convertible Notes Hedges 
Liabilities: 
   Cash Conversion Derivative 

Level 3 

Gross Fair
Value 

    Netting (1)      

Net Fair 
Value 

134,079     

134,079     

—      

134,079 

134,079     

134,079     

—      

134,079 

Level 3 

Gross Fair
Value 

    Netting (1)      

Net Fair 
Value 

48,361     

48,361     

—      

48,361 

48,361     

48,361     

—      

48,361 

(1) This column reflects the impact of netting derivative assets and liabilities by counterparty when a 

legally enforceable master netting agreement exists. 

The fair values of the Cash Convertible Notes Hedges and the Cash Conversion Derivative are measured 

using Level 3 inputs because these instruments are not actively traded. They are valued using an option pricing 
model that uses observable and unobservable market data for inputs, such as expected time to maturity of the 
derivative instruments, the risk-free interest rate, the expected volatility of our common stock, and other factors. 
The Cash Convertible Notes Hedges and the Cash Conversion Derivative were designed such that changes in 
their fair values would offset one another, with minimal impact to the consolidated statements of operations. 
Therefore, the sensitivity of changes in the unobservable inputs to the option pricing model for such instruments is 
mitigated. 

The following table presents our financial instruments measured at fair value on a recurring basis using 

unobservable inputs (Level 3): 

(In thousands) 
Cash Convertible Notes Hedges 
Cash Conversion Derivative 

Balance at 
December 31, 
2016 

Purchases 
of Level 3 
Instruments  

Settlements 
of Level 3 
Instruments  

Gains (Losses) 
Included in 
Earnings 

Balance at 
December 31, 
2017 

  $ 

48,361   $
(48,361)   

—  $
—   

—  $
—   

85,718   $
(85,718)    

134,079 
(134,079)

The gains and losses included in earnings noted above represent the change in the fair value of these 

financial instruments and are recorded each period in the consolidated statements of operations. The gains and 
losses on the Cash Convertible Notes Hedges and Cash Conversion Derivative are recorded as selling, general 
and administrative expenses. 

52 

 
 
 
 
 
 
   
 
 
   
   
     
 
   
   
     
     
       
  
   
 
 
 
   
 
 
   
   
     
 
   
   
     
     
       
  
   
 
 
 
 
  
   
   
 
    
 
  
 
 
 
 
    
Fair Value of Other Financial Instruments 

In addition to the Cash Convertible Notes Hedges and the Cash Conversion Derivative, the estimated 

fair values of which are disclosed above, the estimated fair value of each class of financial instruments at 
December 31, 2017 was as follows: 

Cash and cash equivalents – The carrying amount of $28.4 million approximates fair value because of 

the short maturity of those instruments (less than three months). 

Long-term debt  –  The  estimated  fair  value  of  outstanding  borrowings  under  the  Credit  Agreement, 
which includes a revolving credit facility and a term loan facility (see Note 7), and the Cash Convertible Notes 
are determined based on the fair value hierarchy as discussed above.   

The revolving credit facility and the term loan facility are not actively traded and therefore are classified 

as Level 2 valuations based on the market for similar instruments. The estimated fair value is based on the 
average of the prices set by the issuing bank given current market conditions and is not necessarily indicative of 
the amount we could realize in a current market exchange. There were no outstanding borrowings under the 
Credit Agreement at December 31, 2017. 

The Cash Convertible Notes are actively traded and therefore are classified as Level 1 valuations. The 
estimated fair value at December 31, 2017 was $278.8 million, which is based on the most recent trading price 
of the Cash Convertible Notes as of December 31, 2017, and the par value was $150.0 million. The carrying 
amount of the Cash Convertible Notes at December 31, 2017 was $145.9 million, which is net of the debt 
discount discussed in Note 7. 

10.  Derivative Instruments and Hedging Activities 

We use derivative instruments to manage risks related to interest (through December 30, 2016), the Cash 

Convertible Notes, and, prior to the sale of the TPHS business, foreign currencies. We account for derivatives in 
accordance with ASC Topic 815, which establishes accounting and reporting standards requiring that certain 
derivative instruments be recorded on the balance sheet as either an asset or liability measured at fair value. 
Additionally, changes in the derivative's fair value will be recognized currently in earnings unless specific hedge 
accounting criteria are met. As permitted under our master netting arrangements, the fair value amounts of our prior 
interest rate swaps and foreign currency options and/or forward contracts are presented on a net basis by 
counterparty in the consolidated balance sheets. 

Derivative Instruments Designated as Hedging Instruments 

Cash Flow Hedges 

Derivative instruments that are designated and qualify as cash flow hedges are recorded at estimated fair 

value in the consolidated balance sheets, with the effective portion of the gains and losses being reported in 
accumulated other comprehensive income or loss ("accumulated OCI").  We did not maintain any cash flow 
hedges during the year ended December 31, 2017.  Cash flow hedges for the year ended December 31, 2016 
consisted solely of an interest rate swap agreement, which effectively modified our exposure to interest rate risk by 
converting a portion of our floating rate debt to a fixed rate obligation, thus reducing the impact of interest rate 
changes on future interest expense. Under this agreement, which terminated on December 30, 2016, we received a 
variable rate of interest based on LIBOR, and we paid a fixed rate of interest with an interest rate of 1.480% plus a 
spread.  Gains and losses on this interest rate swap agreement were reclassified to interest expense in the same 
period during which the hedged transaction affected earnings or the period in which all or a portion of the hedge 
became ineffective.   

The following table shows the effect of our cash flow hedges on the consolidated balance sheets 

during the years ended December 31, 2017 and 2016: 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(In thousands) 

Derivatives in Cash Flow Hedging Relationships 
Loss related to effective portion of derivatives recognized in accumulated OCI, 

gross of tax effect 

Loss related to effective portion of derivatives reclassified from accumulated 

OCI to interest expense, gross of tax effect 

For the Year Ended 

December 31, 
2017 

December 31, 
2016 

—   

—   

110 

(507) 

Gains and losses representing either hedge ineffectiveness or hedge components excluded from the 

assessment of effectiveness are recognized in current earnings.  During the years ended December 31, 2017 and 
2016, there were no gains or losses on cash flow hedges recognized in our consolidated statements of 
comprehensive income (loss) resulting from hedge ineffectiveness. 

Derivative Instruments Not Designated as Hedging Instruments 

Our Cash Conversion Derivative, Cash Convertible Notes Hedges and, prior to July 31, 2016, foreign 

currency options and/or forward contracts, do not qualify for hedge accounting treatment under U.S. GAAP and 
are measured at fair value, with gains and losses recognized immediately in the consolidated statements of 
comprehensive income (loss). These derivative instruments not designated as hedging instruments did not have a 
material impact on our consolidated statements of comprehensive income (loss) for the years ended December 
31, 2017 and 2016. 

The Cash Conversion Derivative is accounted for as a derivative liability and carried at fair value. In order 

to offset the risk associated with the Cash Conversion Derivative, we entered into Cash Convertible Notes 
Hedges, which are cash-settled and are intended to reduce our exposure to potential cash payments that we 
would be required to make if holders elect to convert the Cash Convertible Notes at a time when our stock price 
exceeds the conversion price. The Cash Convertible Notes Hedges are accounted for as a derivative asset and 
carried at fair value. 

The gains and losses resulting from a change in fair values of the Cash Conversion Derivative and the 
Cash Convertible Notes Hedges are reported in the consolidated statements of comprehensive income (loss).  

Year Ended December 31, 

(In thousands) 
Cash Convertible Notes Hedges: 
Net unrealized (loss) gain  
Cash Conversion Derivative: 
Net unrealized gain (loss)  

  $ 

  $ 

 2017 

2016 

Statements of Comprehensive  
Income (Loss) Classification 

85,718   $

35,729  Selling, general and administrative expense

(85,718)  $

(35,729)  Selling, general and administrative expense

Prior to the sale of the TPHS business, we also entered into foreign currency options and/or forward 
contracts in order to minimize our earnings exposure to fluctuations in foreign currency exchange rates.  Our 
foreign currency exchange contracts required current period mark-to-market accounting, with any change in fair 
value being recorded each period in the consolidated statements of comprehensive income (loss) in selling, 
general and administrative expenses. We do not execute transactions or hold derivative financial instruments for 
trading or other purposes. 

Financial Instruments 

The estimated gross fair values of derivative instruments at December 31, 2017 and December 31, 

2016, excluding the impact of netting derivative assets and liabilities when a legally enforceable master netting 
agreement exists, were as follows: 

54 

 
 
   
 
   
  
 
   
   
 
 
 
 
 
 
 
 
    
 
 
 
 
       
    
     
         
 
 
 
 
 
 
 
 
 
 
(In thousands)  
Assets: 
Derivatives not designated as hedging instruments: 

Cash convertible notes hedges, current 
Cash convertible notes hedges, long-term 

Liabilities: 
Derivatives not designated as hedging instruments: 

Cash conversion derivative, current 
Cash conversion derivative, long-term 

December 31, 
2017

December 31, 
2016 

  $  

  $  

134,079  
—  

 $ 

—  
48,361  

134,079   $  
—  

—  
48,361  

See also Note 9 for more information on fair value measurements. 

11.  Other Long-Term Liabilities 

Other long-term liabilities consist primarily of the Cash Conversion Derivative (at December 31, 2016 

only), accrued severance and restructuring liabilities, deferred rent (see Note 12), and a deferred 
compensation plan. 

We have a non-qualified deferred compensation plan under which certain employees may defer a 
portion of their salaries and receive a Company matching contribution plus a discretionary contribution based on 
the Company's performance against targets (the “Plan”).  Company contributions vest equally over four years. 
We do not fund the Plan and carry it as an unsecured obligation.  In December 2017, the Board of Directors of 
the Company determined effective as of December 31, 2017 to (i) cease deferrals and Company matching and 
discretionary contributions under the Plan and to freeze any additional growth additions under the Plan; (ii) fully 
vest the participants in their account balance(s) under the Plan; and (iii) terminate the Plan and distribute to 
participants the vested benefits accrued thereunder in accordance with the Plan and applicable regulations 
under the Internal Revenue Code. 

As of December 31, 2017 and 2016, other long-term liabilities included vested amounts under the Plan 

of $1.3 million and $1.6 million, respectively.  The current portions under the Plan (recorded in current portion 
of long-term liabilities) were $1.3 million and $5.9 million as of December 31, 2017 and 2016, respectively.  We 
must make estimated Plan payments of $1.3 million for each of 2018 and 2019. 

12.  Leases 

We maintain operating lease agreements principally for our office spaces.  We lease approximately 

264,000 square feet of office space for our corporate headquarters in Franklin, Tennessee, approximately 
221,000 square feet of which is subleased.  This lease commenced in March 2008 and expires in February 2023.  
We also lease approximately 92,000 square feet of office space in Chandler, Arizona, and approximately 6,000 
square feet of office space in Ashburn, Virginia.  The Chandler, Arizona lease began in April 2009 and expires in 
April 2020.        

Our corporate office lease agreement in Tennessee contains escalation clauses and provides for two 

renewal options of five years each at then prevailing market rates.  The base rent for the initial 15-year term 
ranges from $4.3 million to $6.6 million per year over the term of the lease.  The landlord provided a tenant 
improvement allowance equal to approximately $10.7 million.  We record leasehold improvement incentives as 
deferred rent and amortize them as reductions to rent expense over the lease term. 

Most of our operating leases include escalation clauses, some of which are fixed amounts, and some of 
which reflect changes in price indices.  We recognize rent expense on a straight-line basis over the lease term.  
Certain operating leases contain renewal options to extend the lease for additional periods.  For the years 
ended December 31, 2017, 2016, and 2015, rent expense under lease agreements, net of sublease income, 
was approximately $2.5 million, $4.2 million, and $3.7 million, respectively.  Our capital lease obligations are 
included in long-term debt and the current portion of long-term debt. 

The following table summarizes our future minimum lease payments, net of total cash receipts from 

subleases of $29.2 million, under all non-cancelable operating leases for each of the next five years and 
thereafter.  As of December 31, 2017, future minimum lease payments under capital leases were not material. 

55 

 
 
 
  
 
 
 
  
 
 
 
 
    
  
  
   
    
  
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
(In thousands) 
Year ending December 31, 
2018 
2019 
2020 
2021 
2022 
2023 and thereafter 
Total minimum lease payments 

  Operating 

Leases 

  $

  $

5,547 
5,645 
3,175 
910 
827 
136 
16,240 

13.  Share-Based Compensation 

We have several stockholder-approved stock incentive plans for our employees and directors.  During 

the year ended December 31, 2017, we had three types of share-based awards outstanding under these plans: 
stock options, restricted stock units, and market stock units. We believe that our share-based awards align the 
interests of our employees and directors with those of our stockholders. 

We grant options under these plans at market value on the date of grant.  The options generally vest 

over four years based on service conditions and expire ten years from the date of grant.  Restricted stock units 
and restricted stock awards generally vest over three or four years. Market stock units granted during 2016 and 
2015 have a multi-year performance period ending in 2019 and 2018, respectively, and will vest at the end of the 
three-year performance period based on total shareholder return.  

We recognize share-based compensation expense for options, restricted stock units, and restricted 
stock awards on a straight-line basis over the vesting period.  We account for forfeitures as they occur.  We 
recognize share-based compensation expense for the market stock units if the requisite service period is 
rendered, even if the market condition is never satisfied. All awards generally provide for accelerated vesting 
upon a change in control or normal or early retirement (as defined in the applicable stock incentive plan).  At 
December 31, 2017, we had reserved approximately 1.2 million shares for future equity grants under our stock 
incentive plan. 

Following are certain amounts recognized in the consolidated statements of operations for share-based 

compensation arrangements for the years ended December 31, 2017, 2016 and 2015.  We did not capitalize any 
share-based compensation costs during these periods. 

(In millions) 
Total share-based compensation  
Share-based compensation included in cost of services 
Share-based compensation included in selling, general and 

administrative expenses 

Share-based compensation included in restructuring and 

related charges 

Share-based compensation included in discontinued 

operations(1) 

Total income tax benefit recognized 

Year Ended 
  December 31,    December 31,    December 31,  
2016 

2015 (2) 

2017 

  $

6.7    $
2.2     

4.4     

 0.1     

 —     
2.6     

17.5    $
1.2     

5.9     

 0.3     

 10.1     
2.9     

10.5 
0.9 

6.0 

0.2 

3.4
2.8 

(1) 

(2) 

Includes the acceleration of vesting in 2016 of all unvested stock options, market stock units and restricted 
stock units held by two former senior executives as of the Closing who had accepted employment with 
Sharecare.  

Includes the acceleration of vesting in May 2015 of all unexercisable stock options and unvested time-based 
restricted stock units held by our former president and chief executive officer at the time of the termination of 
his employment. 

As of December 31, 2017, there was $7.6 million of total unrecognized compensation cost related to 

56 

 
 
 
 
 
   
   
   
   
   
  
   
  
 
 
 
 
 
 
 
  
 
 
  
 
   
  
 
   
   
   
 
   
 
 
  
nonvested share-based compensation arrangements granted under the stock incentive plans.  That cost is 
expected to be recognized over a weighted average period of 1.3 years. 

In connection with the sale of the TPHS business, we modified approximately 92,000 options, 396,000 

restricted stock units, and 75,000 market stock units by accelerating the vesting dates to July 31, 2016 (the date 
on which the sale of the TPHS business was consummated) for approximately 100 employees of the TPHS 
business.  This resulted in share-based compensation expense of $7.4 million, all of which is included in 
discontinued operations for the year ended December 31, 2016. 

Stock Options 

We use a lattice-based binomial option valuation model ("lattice binomial model") to estimate the fair 
values of stock options.  We base expected volatility on historical volatility due to the low volume of traded options 
on our stock.  The expected term of options granted is derived from the output of the lattice binomial model and 
represents the period of time that options granted are expected to be outstanding.  We used historical data to 
estimate expected option exercise and post-vesting employment termination behavior within the lattice binomial 
model. No stock options were granted during the years ended December 31, 2017 or 2016. 

A summary of option activity as of December 31, 2017 and the changes during the year then ended is 

presented below: 

Options 
Outstanding at January 1, 2017 
Granted 
Exercised 
Forfeited 
Expired 
Outstanding at December 31, 2017 
Exercisable at December 31, 2017 

Shares  
(In thousands)   

Weighted
Average 
Exercise
Price 
Per Share    
14.02    
—    
12.15    
—    
45.36    
12.98     
12.82     

1,024  $
—   
(472)  
—   
(45)  
507  $
486  $

Weighted 
Average 
Remaining 
Contractual 
Term 

Aggregate 
Intrinsic Value 
(In thousands)  

4.3    $
4.2    $

11,942 
11,528 

The total intrinsic value, which represents the difference between the market price of the underlying 

common stock and the option's exercise price, of options exercised during the years ended December 31, 2017, 
2016 and 2015 was $10.5 million, $10.2 million, and $5.3 million, respectively. 

Cash received from option exercises under all share-based payment arrangements during 2017 was $5.7 

million. The actual tax benefit realized during 2017 for the tax deductions from option exercise totaled $4.1 million.   
We issue new shares of common stock upon exercise of stock options or vesting of restricted stock units and 
market stock units. 

Nonvested Shares 

The fair value of restricted stock and restricted stock units is determined based on the closing bid price 

of the Company's common stock on the grant date.  The weighted average grant-date fair value of restricted 
stock and restricted stock units granted during the years ended December 31, 2017, 2016, and 2015 was 
$32.06, $12.37, and $11.97, respectively. The fair value of market stock units is determined based on the 
closing bid price of the Company's common stock on the grant date, except that the Monte Carlo simulation 
valuation model is used to determine the fair value of market stock units with a market condition. The weighted 
average grant-date fair value of all market stock units granted during the years ended December 31, 2016 and 
2015 was $10.67 and $6.53, respectively. No market stock units were granted during 2017.   

The two tables below set forth a summary of our nonvested shares as of December 31, 2017 as well as 

activity during the year then ended.  The total grant-date fair value of shares vested during the years ended 
December 31, 2017, 2016 and 2015 was $5.7 million, $13.9 million, and $5.2 million, respectively. 

57 

 
 
 
 
 
 
 
 
 
 
   
  
   
 
  
   
 
  
   
 
  
   
 
  
   
 
  
  
 
 
 
 
 
The following table shows a summary of our restricted stock and restricted stock units as of December 

31, 2017, as well as activity during the year then ended: 

Nonvested at January 1, 2017 
Granted 
Vested 
Forfeited 
Nonvested at December 31, 2017 

Restricted Stock and 
Restricted Stock Units 

Shares 

(In thousands)    

Weighted- 
Average 
Grant Date 
Fair Value 

939  $
136   
(432)  
(71)  
572  $

13.11
32.06
13.10
13.27
17.60

The following table shows a summary of our market stock units as of December 31, 2017, as well as 

activity during the year then ended: 

Nonvested at January 1, 2017 
Granted 
Vested 
Forfeited 
Nonvested at December 31, 2017 

14.  Share Repurchases 

Market Stock Units 

Shares 
(In thousands)    

Weighted- 
Average 
Grant Date 
Fair Value 

406    $ 
—      
(8)      
(25)      
373    $ 

8.75 
— 
5.46 
5.95 
9.01 

In accordance with the terms of a Separation and Release Agreement entered into with our former 

president and chief executive officer, Ben R. Leedle, Jr., whose employment was terminated on May 15, 2015 
(the "Separation Date"), Mr. Leedle elected to net exercise (net of the applicable exercise price and tax 
withholding) on the Separation Date certain performance awards granted to Mr. Leedle in the form of options to 
purchase 434,436 shares of common stock of the Company at an exercise price of $9.96 per share. The 
Company repurchased from Mr. Leedle 106,408 shares of common stock resulting from this net exercise at 
$17.23 per share, which was the per share purchase price equal to the closing price of the common stock on 
the Separation Date as reported on The Nasdaq Global Select Market. 

15.  Earnings (Loss) Per Share 

The following is a reconciliation of the numerator and denominator of basic and diluted earnings (loss) per 

share for the years ended December 31, 2017, 2016, and 2015: 

(In thousands except per share data) 
Numerator: 
Income from continuing operations attributable to Tivity Health, Inc. 

Year Ended December 31, 

2017 

2016 

2015 

- numerator for earnings per share 

  $

61,230   $

56,091   $

43,634

Net income (loss) from discontinued operations attributable to 
Tivity Health, Inc. - numerator for earnings (loss) per share 

Net income (loss) attributable to Tivity Health, Inc. - numerator for 

2,485    

(185,202)

(74,581)

earnings (loss) per share 

$

63,715

  $

(129,111

) $

)
(30,947

58 

 
 
 
  
 
  
 
  
  
  
  
  
 
 
  
  
 
  
  
 
    
    
    
    
    
 
 
 
 
 
 
 
 
    
   
 
 
 
 
 
  
   
       
      
  
 
 
     
 
 
 
 
 
     
 
 
 
 
 
     
 
 
 
Denominator: 
Shares used for basic income (loss) per share 
Effect of dilutive stock options and restricted stock units 

outstanding: 

Non-qualified stock options 
Restricted stock units 
Performance stock units 
Warrants related to Cash Convertible Notes 
Market stock units 
CareFirst Warrants 
Shares used for diluted income (loss) per share 

39,357      

36,999     

35,832 

436      
549      
—      
1,709     
496     
—      
42,547      

344     
538     
— 

568 
364 
25 

194 

—     
38,075     

10 
55 
36,854 

Earnings (loss) per share attributable to Tivity Health, Inc. - basic:     
  $
Continuing operations 
  $
Discontinued operations 
  $
Net income (loss) 

1.56   $
0.06    $
1.62   $

1.52
  $
(5.01)   $
(3.49)   $

1.22 
(2.08) 
(0.86) 

Earnings (loss) per share attributable to Tivity Health, Inc. - diluted:    
  $
Continuing operations 
  $
Discontinued operations 
$
Net earnings (loss) 

1.44    $
0.06    $
1.50    $

1.47    $
(4.86)   $
(3.39)   $

1.18 
(2.02)
(0.84) 

Dilutive securities outstanding not included in the computation of 
earnings (loss) per share because their effect is anti-dilutive: 

Non-qualified stock options 
Restricted stock units 
Warrants related to Cash Convertible Notes 
CareFirst Convertible Note 
CareFirst Warrants 

4      
12      
—      
—      
—      

708     
333     
7,707     
—     
—     

903 
220 
7,707 
892 
263 

Market stock units outstanding are considered contingently issuable shares, and certain of these market 

stock units were excluded from the calculations of diluted earnings per share for all periods presented because the 
performance criteria had not been met as of the end of the reporting periods. 

16.  Accumulated OCI 

The following tables summarize the changes in accumulated OCI, net of tax, for the years ended 

December 31, 2017 and 2016: 

 (In thousands) 
Accumulated OCI, net of tax, as of January 1, 2017 
   $ 
Other comprehensive income before reclassifications, net of tax of $225      
Amounts reclassified from accumulated OCI, net of tax of $0  
Accumulated OCI, net of tax, as of December 31, 2017 

   $ 

Foreign 
Currency 
Translation 
Adjustments 
(4,502)
1,458
3,044(1)
—

(1)  This amount was reclassified out of accumulated OCI to gain (loss) on discontinued operations during the 

year ended December 31, 2017 and had a tax effect of $0. 

59 

 
   
       
      
  
   
   
       
      
  
   
   
 
 
 
 
 
 
 
 
   
   
  
   
       
      
  
       
      
  
 
 
 
     
 
 
 
       
      
  
  
   
       
      
  
   
       
      
  
   
   
   
   
   
  
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 (In thousands) 
Accumulated OCI, net of tax, as of January 1, 2016 
Other comprehensive income (loss) before reclassifications, net of tax 
of $44 and $0, respectively 
Amounts reclassified from accumulated OCI, net of tax of $201 and $0, 
respectively  
Net increase (decrease) in other comprehensive income (loss), net of 
tax 
Accumulated OCI, net of tax, as of December 31, 2016 

Net 
Change in 
Fair Value 
of Interest 
Rate 
Swaps 

Foreign 
Currency 
Translation 
Adjustments   

Total 

 $

(239)  $ 

(4,000)  $

(4,239)

(67)    

(502)   

(569)

306     

—    

306 

239     
—   $ 

(502
)   
(4,502)  $

(263)
(4,502)

 $

The  following  table  provides  details  about  reclassifications  out  of  accumulated  OCI  for  the  year  ended 
December 31, 2016.  There were no reclassifications out of accumulated OCI for the year ended December 31, 2017. 

 (In thousands) 
Interest rate swaps 

Year Ended 
December 31, 2016
  $

Statement of Operations 
Classification 
Interest expense 
Income tax 
Net of tax 

507 
(201)
306 

  $

See Note 10 for further discussion of our interest rate swaps. 

17.  Restructuring and Related Charges 

In the third quarter of 2015, we began developing our reorganization and cost rationalization plan (the 

"2015 Restructuring Plan") that commenced in October 2015, which was intended to improve efficiency and deliver 
greater value to our customers and stakeholders. Completion of the 2015 Restructuring Plan occurred with the 
completion of the sale of the TPHS business in July 2016. We incurred a total of approximately $24 million in 
restructuring charges related to the 2015 Restructuring Plan, substantially all of which resulted in or will result in 
cash expenditures. 

The following table shows the activity in accrued restructuring and related charges for the years ended 

December 31, 2017, 2016, and 2015 related to our 2015 Restructuring Plan: 

(In thousands) 
Restructuring charges 
Payments 
Non-cash charges (2) 
Accrued restructuring and related charges 
liability as of December 31, 2015 
Restructuring charges 
Cash payments 
Non-cash charges (2) 
Adjustments (3) 
Accrued restructuring and related charges 
liability as of December 31, 2016 
Payments 
Accrued restructuring and related charges 
liability as of December 31, 2017 

Severance 
and Other 
Employee-
Related Costs  
8,836  $
 $
(825)  
(918)  

 $

$

$

7,093  $
4,599  
(7,414)  
67  
(103)  

4,242 $
(1,434)  

2,808 $

60 

Consulting 
and Other 
Costs (1) 

Asset 

5,074  $
(2,174)  
—   

Retirements      
1,187    $
—     
(1,187)    

2,900  $
4,130  
(6,967) 
—  
—  

63 $
(11) 

52 $

—    $
—   
—   
—   
—   

—  $
—   

—  $

Total 

15,097
(2,999)
(2,105)

9,993  
8,729
(14,381)
67
(103)

4,305
(1,445)

2,860

 
 
   
 
  
  
  
 
 
 
 
  
 
 
  
   
  
 
 
 
  
 
 
 
  
  
 
 
 
 
 
(1) Consulting and other costs primarily consist of third-party consulting charges. Consulting and other costs also 
include approximately $0.2 million and $0.4 million of lease termination costs in 2016 and 2015, respectively. 

(2) Non-cash charges consist primarily of share-based compensation costs as well as asset retirements.   

(3) Adjustments resulted primarily from actual employee tax and benefit amounts differing from previous estimates.   

In the third quarter of 2016, we began the reorganization of our corporate support infrastructure (the "2016 

Restructuring Plan"), which was intended to deliver greater value to our customers and stakeholders. Completion of 
the 2016 Restructuring Plan occurred during the first quarter of 2017. We incurred a total of approximately $5.6 
million in restructuring charges related to the 2016 Restructuring Plan, substantially all of which resulted in or will 
result in cash expenditures. 

The following table shows the activity in accrued restructuring and related charges for the years ended 

December 31, 2016 and 2017 related to our 2016 Restructuring Plan: 

Severance 
and Other 
Employee-
Related Costs   
 $

Consulting 
and Other 
Costs (1) 

(In thousands) 
Restructuring charges 
Payments 
Non-cash charges (2) 
Accrued restructuring and related charges 
liability as of December 31, 2016 
Restructuring charges 
Payments 
Adjustments (3) 
Accrued restructuring and related charges 
liability as of December 31, 2017 

 $
 $

 $

4,697  $ 
(559)   
(287)  

3,851  $ 
795  $ 
(3,399)   
(159)  

236      $ 
(188)       
—    

48      $ 
16      $ 
(64)       
—    

Total 

4,933
(747)
(287)

3,899  
811
(3,463)
(159)

1,088  $ 

—      $ 

1,088  

(1) Consulting and other costs consist of third-party consulting charges.  

(2) Non-cash charges consist of share-based compensation costs.  

(3) Adjustments consist primarily of actual employee tax and benefit amounts differing from previous 
estimates.  

In the fourth quarter of 2017, we began and completed a reorganization primarily related to streamlining our 

operations support (the "2017 Restructuring Plan"). We incurred a total of approximately $2.6 million in 
restructuring charges related to the 2017 Restructuring Plan, substantially all of which resulted in or will result in 
cash expenditures.  We do not expect to incur any further charges related to the 2017 Restructuring Plan. 

The following table shows the activity in accrued restructuring and related charges for the year ended 

December 31, 2017 related to our 2017 Restructuring Plan: 

(In thousands) 
Restructuring charges 
Payments 
Non-cash charges (1) 
Accrued restructuring and related charges liability as of December 31, 2017 

(1) Non-cash charges consist of share-based compensation costs.  

61 

Severance and Other
Employee-Related 
Costs 

  $ 

  $ 

2,571 
(540)
(108)
1,923 

 
  
  
   
    
      
   
  
 
 
 
 
 
 
      
  
 
  
 
  
  
     
            
   
 
  
  
 
 
 
  
 
    
 
 
 
 
18.  Employee Benefits 

We have a 401(k) Retirement Savings Plan (the "401(k) Plan") available to substantially all of our 
employees.  Employees can contribute up to a certain percentage of their base compensation as defined in the 
401(k) Plan.  The Company matching contributions are subject to vesting requirements.  Company contributions 
under the 401(k) Plan totaled $0.9 million, $2.2 million, and $3.3 million for the years ended December 31, 
2017, 2016, and 2015, respectively. 

19.  Segment Disclosures and Concentrations of Risk 

During 2017, we had one operating and reportable segment. Therefore, all required segment information 

can be found in the consolidated financial statements. Long-lived assets and revenue from external customers 
attributable to our operations in the United States accounted for 100% of our consolidated long-lived assets and 
revenues as of and for the years ended December 31, 2017 and December 31, 2016. 

During 2017, we had two customers that each accounted for 10% or more of our revenues from 
continuing operations and individually comprised approximately 20.3% and 17.4%, respectively, of our revenues 
for 2017. No other customer accounted for 10% or more of our revenues in 2017. In addition, at December 31, 
2017, we had two customers that each accounted for 10% of more of our accounts receivable, net and 
individually comprised approximately 31% and 11%, respectively, of our accounts receivable, net at December 
31, 2017.   

During 2016, we had two customers that each accounted for 10% or more of our revenues from 
continuing operations and individually comprised approximately 20.4% and 15.2% of our revenues for 2016. No 
other customer accounted for 10% or more of our revenues in 2016. In addition, at December 31, 2016, one 
customer accounted for approximately 28% of our accounts receivable, net.  

20.  Quarterly Financial Information (unaudited) 

(In thousands, except per share data) 

Year Ended December 31, 2017 

First 

   Second 

Third 

    Fourth (3)   

Revenues 
Gross margin 
Income before income taxes 
Income from continuing operations attributable to 

Tivity Health, Inc. 

Net income (loss) from discontinued operations 

 $
 $
 $

 $

140,970  $
37,914  $
24,852  $

138,914   $
39,195   $
26,800   $

137,703   $
42,465   $
30,289   $

139,354 
38,970 
22,843 

15,481  $

17,240   $

19,886   $

8,624 

attributable to Tivity Health, Inc. 

$
Net income (loss) attributable to Tivity Health, Inc. $

(220) $
15,261  $

(3,673)  $
13,567   $

6,519   $
26,405   $

(141) 
8,483 

Earnings (loss) per share attributable to Tivity 

Health, Inc. – basic: 
Continuing operations (1) 
Discontinued operations (1) 
Net income (loss) (1) (2) 

Earnings (loss) per share attributable to Tivity 

Health, Inc. – diluted: 
Continuing operations (1) 
Discontinued operations (1) 
Net income (loss) (1) (2) 

 $
 $
 $

 $
 $
 $

0.40  $
(0.01) $
0.39  $

0.44   $
(0.09)  $
0.35   $

0.50   $
0.17   $
0.67   $

0.22 
(0.00) 
0.21 

0.38  $
(0.01) $
0.38  $

0.41   $
(0.09)  $
0.32   $

0.46   $
0.15   $
0.61   $

0.20 
0.00 
0.20 

62 

 
 
 
 
 
 
 
 
 
  
   
   
 
  
 
  
   
   
 
 
   
  
  
   
   
   
 
  
  
    
     
     
 
 
 
 
 
    
 
 
 
 
 
 
    
 
 
 
 
 
    
 
 
 
 
 
 
    
 
 
 
 
 
 
    
 
 
 
 
 
 
    
 
 
 
 
 
 
    
 
 
 
 
 
 
    
 
 
 
 
 
 
    
 
(In thousands, except per share data) 

Year Ended December 31, 2016 

First 

   Second 

Third 

    Fourth (4)   

Revenues 
Gross margin 
Income before income taxes 
Income from continuing operations attributable to 

Tivity Health, Inc. 

Net income (loss) from discontinued operations 

 $
 $
 $

 $

126,012  $
33,105  $
19,208  $

125,003   $
34,590   $
19,962   $

125,049   $
34,562   $
17,925   $

124,933 
38,304 
20,972 

19,208  $

19,962   $

4,799   $

12,125 

attributable to Tivity Health, Inc. 

$
Net income (loss) attributable to Tivity Health, Inc. $

(33,417) $
(14,209) $

(195,558)  $
(175,596)  $

48,995   $
53,794   $

(5,225) 
6,900 

Earnings (loss) per share attributable to Tivity 
Health, Inc. – basic: 
Continuing operations (1) 
Discontinued operations (1) 
Net income (loss) (1) (2) 

Earnings (loss) per share attributable to Tivity 

Health, Inc. – diluted: 
Continuing operations (1) 
Discontinued operations (1) 
Net income (loss) (1) (2) 

 $
 $
 $

 $
 $
 $

0.53  $
(0.93) $
(0.39) $

0.55   $
(5.41)  $
(4.85)  $

0.13   $
1.32   $
1.45   $

0.31 
(0.14) 
0.18 

0.52  $
(0.91) $
(0.39) $

0.54   $
(5.25)  $
(4.72)  $

0.12   $
1.28   $
1.40   $

0.30 
(0.13)
0.17 

(1) We calculated earnings per share for each of the quarters based on the weighted average number of shares 
and dilutive securities outstanding for each period.  Accordingly, the sum of the quarters may not necessarily be 
equal to the full year income per share.   

(2) Figures may not add due to rounding. 

(3) The Tax Act was signed into law during the fourth quarter of 2017, and we incurred a non-cash charge of $7.4 
million during the quarter related to both the re-measurement of our deferred tax assets to the lower tax rate and 
the requirement to recalculate the impact of repatriation of our foreign earnings, which occurred earlier in the 
year, under provisions of the new law. 

(4) Income from continuing operations for the fourth quarter of 2016 includes the impact of a $2.2 million out of 
period adjustment to decrease depreciation expense included in continuing operations (with a corresponding 
increase to depreciation expense included in discontinued operations).  This adjustment was recorded after 
having completed our asset separation analysis and related to the correction of our previous allocation of 2016 
depreciation expense between continuing and discontinued operations.  The previous interim periods in 2016 
were not materially misstated, nor is the correction material to the interim results for the fourth quarter of 2016.  

Item 9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

Not applicable. 

Item 9A.  Controls and Procedures 

Evaluation of Disclosure Controls and Procedures 

The Company's principal executive officer and principal financial officer have reviewed and evaluated 
the effectiveness of the Company's disclosure controls and procedures (as defined in Rule 13a-15(e) and 15d-
15(e) promulgated under the Exchange Act) as of December 31, 2017.  Based on that evaluation, the principal 
executive officer and principal financial officer have concluded that the Company's disclosure controls and 
procedures are effective.  They are designed to ensure that information required to be disclosed by the 
Company in the reports that it files or submits under the Exchange Act is recorded, processed, summarized, and 
reported within the time periods specified in the SEC's rules and forms and to ensure that information required 
to be disclosed by the Company in the reports that it files or submits under the Exchange Act is accumulated 

63 

 
 
  
   
   
 
  
 
  
   
   
 
 
   
  
  
   
   
 
   
 
  
  
    
     
     
 
 
 
 
 
    
 
 
 
 
 
 
    
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
and communicated to the Company's management, including the principal executive officer and principal 
financial officer, to allow timely decisions regarding required disclosure. 

Management's Annual Report on Internal Control over Financial Reporting 

Management, including the principal executive officer and principal financial officer, is responsible for 
establishing and maintaining adequate internal control over financial reporting.  Internal control over financial 
reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting 
and the preparation of financial statements for external purposes in accordance with generally accepted 
accounting principles. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect 

misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that 
controls may become inadequate because of changes in conditions, or that the degree of compliance with the 
policies and procedures may deteriorate. 

Management has performed an assessment of the effectiveness of the Company's internal control over 

financial reporting  as of December 31, 2017 based on criteria established in Internal Control — Integrated 
Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (the 
"COSO framework"), and believes that the COSO framework is a suitable framework for such an evaluation.  
Based on this assessment, management has concluded that the Company's internal control over financial 
reporting was effective as of December 31, 2017. 

PricewaterhouseCoopers, LLP, the independent registered public accounting firm that audited the 

Company's consolidated financial statements for the year ended December 31, 2017, has issued an attestation 
report on the Company's internal control over financial reporting, which is included in this Report. 

Changes in Internal Control Over Financial Reporting 

There have been no changes in the Company's internal controls over financial reporting during the 

quarter ended December 31, 2017 that have materially affected, or are reasonably likely to materially affect, the 
Company's internal control over financial reporting. 

Item 9B.  Other Information 

Not applicable. 

64 

 
 
 
 
 
 
 
 
 
 
 
Item 10.   Directors, Executive Officers and Corporate Governance 

PART III 

Information concerning our directors, director nomination procedures, audit committee, audit committee 
financial experts, code of ethics, and compliance with Section 16(a) of the Exchange Act will be included under 
the headings "Election of Directors," "Code of Conduct," "Corporate Governance," and "Section 16(a) Beneficial 
Reporting Compliance" in our Proxy Statement for the 2018 Annual Meeting of Stockholders to be held on May 
24, 2018 and is incorporated herein by reference. 

Pursuant to General Instruction G(3) of Form 10-K, information concerning our executive officers is 

included in Part I of this Report, under the caption "Executive Officers of the Registrant." 

Item 11.  Executive Compensation 

Information required by this item will be included under the headings "Executive Compensation" and 
"Director Compensation" in our Proxy Statement for the 2018 Annual Meeting of Stockholders to be held on 
May 24, 2018 and is incorporated herein by reference. 

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 
Matters 

Information  required  by  this  item  will  be  included  under  the  headings  "Security  Ownership  of  Certain 
Beneficial Owners and Management" in our Proxy Statement for the 2018 Annual Meeting of Stockholders to be 
held on May 24, 2018 and is incorporated herein by reference. 

Equity Compensation Plan Information 

The following table summarizes, as of December 31, 2017, certain information concerning the 
Company's equity compensation plans under which equity securities of the Company are currently authorized 
for issuance. 

Number of Shares 
to be Issued Upon 
Exercise of 
Outstanding 
Options, Warrants 
and Rights, 
in thousands(1) 

Weighted-Average 
Exercise Price of 
Outstanding Options, 
Warrants and 
Rights(2) 

Number of Shares 
Remaining Available for
Future Issuance Under
Equity Compensation 
Plans 
(Excluding Shares 
Reflected 
in First Column), 
in thousands

1,452

—
1,452 

            $12.98  

—  
$12.98  

1,183

—
1,183

Plan Category 
Equity compensation plans approved by 
stockholders 
Equity compensation plans not 
approved by stockholders 
Total 

(1) 

(2) 

Represents 507,000 stock options, 572,000 restricted stock units and shares of restricted stock, and 
373,000 market stock units. 

The weighted average exercise price does not take into account the shares issuable upon vesting of 
outstanding unvested restricted stock units and market stock units, which have no exercise price. 
The weighted average remaining contractual term of the outstanding stock options is 4.3 years. 

Item 13.   Certain Relationships and Related Transactions, and Director Independence 

Information required by this item will be included under the heading "Corporate Governance" in our Proxy 
Statement for the 2018 Annual Meeting of Stockholders to be held on May 24, 2018 and is incorporated herein by 
reference. 

65 

 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
Item 14.   Principal Accounting Fees and Services 

Information required by this item will be included under the heading "Ratification of Independent 

Registered Public Accounting Firm" in our Proxy Statement for the 2018 Annual Meeting of Stockholders to 
be held on May 24, 2018 and is incorporated herein by reference. 

66 

 
 
 
 
Item 15.   Exhibits, Financial Statement Schedules 

(a) 

The following documents are filed as part of this Report: 

PART IV 

1. 

The financial statements filed as part of this Report are included in Part II, Item 8 of this Report. 

We have omitted all Financial Statement Schedules because they are not required under the instructions 

2. 
to the applicable accounting regulations of the SEC or the information to be set forth therein is included in the 
financial statements or in the notes thereto. 

3. 

2.1 

3.1 

3.2 

3.3 

3.4 

4.1 

4.2 

4.3 

10.1 

10.2 

10.3 

10.4 

Exhibits 

Membership Purchase Agreement dated July 27, 2016 by and among Sharecare, Inc., Healthways 
SC, LLC and Healthways, Inc. [incorporated by reference to Exhibit 2.1 to the Company's Current 
Report on Form 8-K dated August 2, 2016, File No. 000-19364] 

Restated Certificate of Incorporation, as amended [incorporated by reference to Exhibit 3.1 to 
Form 10-Q of the Company's fiscal quarter ended February 29, 2008, File No. 000-19364] 

Certificate of Amendment to Restated Certificate of Incorporation, as amended, dated as of 
October 10, 2013 [incorporated by reference to Exhibit 3.2 to Form 10-Q of the Company's fiscal 
quarter ended September 30, 2013, File No. 000-19364] 

Certificate of Amendment to Restated Certificate of Incorporation, as amended, dated as of 
January 4, 2017 [incorporated by reference to Exhibit 3.1 to the Company's Current Report on 
Form 8-K dated January 10, 2017, File No. 000-19364] 

Second Amended and Restated Bylaws of Tivity Health, Inc. [incorporated by reference to Exhibit 
3.2 to the Company's Current Report on Form 8-K dated January 10, 2017, File No. 000-19364] 

Article IV of the Company's Restated Certificate of Incorporation (included in Exhibit 3.1) 

Indenture dated as of July 8, 2013 between the Company and U.S. Bank National Association 
[incorporated by reference to Exhibit 4.1 to the Company's Current Report on Form 8-K dated 
July 8, 2013, File No. 000-19364] 

Form of 1.50% Cash Convertible Senior Note due 2018 (included in Exhibit 4.2) 

Office Lease dated as of May 4, 2006 between the Company and Highwoods/Tennessee Holdings, 
L.P. [incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K dated 
May 5, 2006, File No. 000-19364] 

Fifth Amended and Restated Revolving Credit and Term Loan Agreement dated June 8, 2012 
between the Company and SunTrust Bank as Administrative Agent, JPMorgan Chase Bank, N.A.as 
Documentation Agent, and U.S. Bank National Association and Fifth Third Bank as Co-Syndication 
Agents [incorporated by reference to Exhibit 10.1 to Company's Current Report on Form 8-K dated 
June 11, 2012, File No. 000-19364] 

First Amendment to Fifth Amended and Restated Revolving Credit and Term Loan Agreement 
dated February 5, 2013 between the Company and SunTrust Bank as Administrative Agent 
[incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K dated 
February 7, 2013, File No. 000-19364] 

Second Amendment to Fifth Amended and Restated Revolving Credit and Term Loan Agreement 
dated March 15, 2013 between the Company and SunTrust Bank as Administrative Agent 
[incorporated by reference to Exhibit 10.2 to Form 10-Q of the Company's fiscal quarter ended 
March 31, 2013, File No. 000-19364] 

67 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.5 

10.6 

10.7 

10.8 

10.9 

10.10 

10.11 

10.12 

10.13 

10.14 

10.15 

10.16 

10.17 

10.18 

Third Amendment to Fifth Amended and Restated Revolving Credit and Term Loan Agreement and 
First Amendment to Second Amended and Restated Subsidiary Guarantee Agreement [incorporated 
by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K dated July 1, 2013, File 
No. 000-19364] 

Fourth Amendment to Fifth Amended and Restated Revolving Credit and Term Loan Agreement 
dated April 14, 2014 between the Company and SunTrust Bank as Administrative Agent 
[incorporated by reference to Exhibit 10.1 to Form 10-Q of the Company's fiscal quarter ended June 
30, 2014, File No. 000-19364] 

Fifth Amendment to Fifth Amended and Restated Revolving Credit and Term Loan Agreement 
dated December 29, 2014 between the Company and SunTrust Bank as Administrative Agent 
[incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K dated 
December 30, 2014, File No. 000-19364] 

Sixth Amendment to Fifth Amended and Restated Revolving Credit and Term Loan Agreement 
[incorporated by reference to Exhibit 10.1 to Form 10-Q of the Company's fiscal quarter ended 
June 30, 2015, File No. 000-19364] 

Seventh Amendment to Fifth Amended and Restated Revolving Credit and Term Loan Agreement 
[incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K dated 
October 29, 2015, File No. 000-19364] 

Eighth Amendment to Fifth Amended and Restated Revolving Credit and Term Loan Agreement 
[incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K dated 
August 4, 2016, File No. 000-19364] 

Revolving Credit and Term Loan Agreement dated April 21, 2017 [incorporated by reference to 
Exhibit 10.1 to the Company’s Current Report on Form 8-K dated April 27, 2017, File No. 000-
19364] 

Call Option Transaction Confirmation dated as of July 1, 2013 between the Company and 
JPMorgan Chase Bank, National Association, London Branch [incorporated by reference to Exhibit 
10.1 to the Company's Current Report on Form 8-K dated July 8, 2013, File No. 000-19364] 

Amendment to Call Option Transaction Confirmation dated as of July 11, 2013 between the 
Company and JPMorgan Chase Bank, National Association, London Branch [incorporated by 
reference to Exhibit 10.1 to the Company's Current Report on Form 8-K dated July 16, 2013, File 
No. 000-19364] 

Call Option Transaction Confirmation dated as of July 1, 2013 between the Company and 
Morgan Stanley & Co. International plc [incorporated by reference to Exhibit 10.2 to the 
Company's Current Report on Form 8-K dated July 8, 2013, File No. 000-19364] 

Amendment  to  Call  Option  Transaction  Confirmation  dated  as  of  July  11,  2013  between  the 
Company and Morgan Stanley & Co. Internal plc [incorporated by reference to Exhibit 10.2 to the 
Company's Current Report on Form 8-K dated July 16, 2013, File No. 000-19364] 

Base Warrants Confirmation dated as of July 1, 2013 between the Company and JPMorgan Chase 
Bank, National Association, London Branch [incorporated by reference to Exhibit 10.3 to the 
Company's Current Report on Form 8-K dated July 8, 2013, File No. 000-19364] 

Additional Warrants Confirmation dated as of July 11, 2013 between the Company and JPMorgan 
Chase Bank, National Association, London Branch [incorporated by reference to Exhibit 10.3 to the 
Company's Current Report on Form 8-K dated July 16, 2013, File No. 000-19364] 

Base Warrants Confirmation dated as of July 1, 2013 between the Company and Morgan Stanley & 
Co. International plc [incorporated by reference to Exhibit 10.4 to the Company's Current Report on 
Form 8-K dated July 8, 2013, File No. 000-19364] 

68 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.19 

Additional Warrants Confirmation dated as of July 11, 2013 between the Company and Morgan 
Stanley & Co. International plc [incorporated by reference to Exhibit 10.4 to the Company's 
Current Report on Form 8-K dated July 16, 2013, File No. 000-19364] 

Management Contracts and Compensatory Plans 

10.20 

10.21 

10.22 

10.23 

10.24 

10.25 

10.26 

10.27 

10.28 

10.29 

10.30 

10.31 

10.32 

10.33 

Employment Agreement, dated October 27, 2015, between Healthways, Inc. and Sidney Stolz 
[incorporated by reference to Exhibit 10.24 to Form 10-K of the Company's fiscal year ended 
December 31, 2015, File No. 000-19364] 

Amended and Restated Corporate and Subsidiary Capital Accumulation Plan [incorporated by 
reference to Exhibit 10.25 to Form 10-K of the Company's fiscal year ended December 31, 2015, File 
No. 000-19364] 

Employment Agreement dated January 1, 2012 between the Company and Peter Choueiri 
[incorporated by reference to Exhibit 10.1 to Form 10-Q of the Company's fiscal quarter ended March 
31, 2012, File No. 000-19364] 

Amendment to Employment Agreement dated September 2, 2014 between the Company and Peter 
Choueiri [incorporated by reference to Exhibit 10.3 to Form 10-Q of the Company's fiscal quarter 
ended September 30, 2014, File No. 000-19364] 

Employment Agreement dated July 29, 2012 between the Company and Glenn Hargreaves 
[incorporated by reference to Exhibit 10.1 to Form 10-Q of the Company's fiscal quarter ended June 
30, 2012, File No. 000-19364] 

Employment Agreement dated July 29, 2012 between the Company and Mary Flipse 
[incorporated by reference to Exhibit 10.2 to Form 10-Q of the Company's fiscal quarter ended 
June 30, 2012, File No. 000-19364] 

Employment Agreement dated August 8, 2016 between the Company and Robert E. Dries 
[incorporated by reference to Exhibit 10.1 to Form 10-Q of the Company's fiscal quarter ended 
September 30, 2016, File No. 000-19364] 

Separation Agreement and General Release dated October 31, 2016 between the Company and 
Robert E. Dries [incorporated by reference to Exhibit 10.2 to Form 10-Q of the Company's fiscal 
quarter ended September 30, 2016, File No. 000-19364] 

Separation and General Release Agreement dated July 27, 2016 between the Company and 
Alfred Lumsdaine [incorporated by reference to Exhibit 10.3 to Form 10-Q of the Company's fiscal 
quarter ended September 30, 2016, File No. 000-19364] 

Amendment to Separation and General Release Agreement dated October 10, 2016 between 
the Company and Alfred Lumsdaine [incorporated by reference to Exhibit 10.4 to Form 10-Q of 
the Company's fiscal quarter ended September 30, 2016, File No. 000-19364] 

Amendment to Separation and General Release Agreement dated October 16, 2016 between 
the Company and Alfred Lumsdaine [incorporated by reference to Exhibit 10.5 to Form 10-Q of 
the Company's fiscal quarter ended September 30, 2016, File No. 000-19364] 

2014 Stock Incentive Plan [incorporated by reference to Exhibit 99.1 to the Company's 
Registration Statement on Form S-8 dated June 25, 2014, Registration  No. 333-197025] 

2007 Stock Incentive Plan, as amended [incorporated by reference to Exhibit 10.16 to Form 10-K of 
the Company's fiscal year ended December 31, 2012, File No. 000-19364] 

Form of Non-Qualified Stock Option Agreement under the Company's 2007 Stock Incentive Plan 
[incorporated by reference to Exhibit 10.24 to Form 10-K of the Company's fiscal year ended 
August 31, 2007, File No. 000-19364] 

69 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.34 

10.35 

10.36 

10.37 

10.38 

10.39 

10.40 

10.41 

10.42 

10.43 

10.44 

10.45 

10.46 

10.47 

Form of Restricted Stock Unit Award Agreement under the Company's 2007 Stock Incentive Plan 
[incorporated by reference to Exhibit 10.25 to Form 10-K of the Company's fiscal year ended 
August 31, 2007, File No. 000-19364] 

Form of Non-Qualified Stock Option Agreement (for Directors) under the Company's 2007 Stock 
Incentive Plan [incorporated by reference to Exhibit 10.2 to Form 10-Q of the Company's fiscal 
quarter ended June 30, 2010, File No. 000-19364] 

Form of Restricted Stock Unit Award Agreement (for Directors) under the Company's 2007 Stock 
Incentive Plan [incorporated by reference to Exhibit 10.3 to Form 10-Q of the Company's fiscal 
quarter ended June 30, 2010, File No. 000-19364] 

Form of Non-Qualified Stock Option Agreement under the Company's 2007 Stock Incentive Plan 
[incorporated by reference to Exhibit 10.2 to Form 10-Q of the Company's fiscal quarter ended 
March 31, 2012, File No. 000-19364] 

Form of Restricted Stock Unit Award Agreement under the Company's 2007 Stock Incentive Plan 
[incorporated by reference to Exhibit 10.3 to Form 10-Q of the Company's fiscal quarter ended 
March 31, 2012, File No. 000-19364] 

Form of Non-Qualified Stock Option Agreement under the Company's 2007 Stock Incentive Plan 
[incorporated by reference to Exhibit 10.28 to Form 10-K of the Company's fiscal year ended 
December 31, 2012, File No. 000-19364] 

Form of Restricted Stock Unit Award Agreement under the Company's 2007 Stock Incentive Plan 
[incorporated by reference to Exhibit 10.29 to Form 10-K of the Company's fiscal year ended 
December 31, 2012, File No. 000-19364] 

Form of Non-Qualified Stock Option Award Agreement (for Executive Officers) under the 
Company's 2014 Stock Incentive Plan [incorporated by reference to Exhibit 10.4 to Form 10-Q of 
the Company's fiscal quarter ended June 30, 2014, File No. 000-19364] 

Form of Restricted Stock Unit Award Agreement (for Executive Officers) under the Company's 
2014 Stock Incentive Plan [incorporated by reference to Exhibit 10.5 to Form 10-Q of the 
Company's fiscal quarter ended June 30, 2014, File No. 000-19364] 

Form of Non-Qualified Stock Option Award Agreement (for Directors) under the Company's 2014 
Stock Incentive Plan [incorporated by reference to Exhibit 10.8 to Form 10-Q of the Company's 
fiscal quarter ended June 30, 2014, File No. 000-19364] 

Form of Restricted Stock Unit Award Agreement (for Directors) under the Company's 2014 Stock 
Incentive Plan [incorporated by reference to Exhibit 10.9 to Form 10-Q of the Company's fiscal 
quarter ended June 30, 2014, File No. 000-19364] 

Form of Restricted Stock Unit Award Agreement (for Executive Officers) for November 1, 2016 
under the Company's Amended and Restated 2014 Stock Incentive Plan [incorporated by 
reference to Exhibit 10.46 to Form 10-K of the Company's fiscal year ended December 31, 2016, 
File No. 000-19364] 

Form of Restricted Stock Unit Award Agreement (for Directors) under the Company's Amended and 
Restated 2014 Stock Incentive Plan [incorporated by reference to Exhibit 10.2 to Form 10-Q of the 
Company's fiscal quarter ended June 30, 2015, File No. 000-19364] 

Form of Restricted Stock Unit Award Agreement (for Directors) under the Company's Amended and 
Restated 2014 Stock Incentive Plan [incorporated by reference to Exhibit 10.3 to Form 10-Q of the 
Company's fiscal quarter ended June 30, 2016, File No. 000-19364] 

10.48 

Form of Restricted Stock Unit Award Agreement (for Executive Officers) 1-Year Cliff Vesting 

70 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
under the Company's Amended and Restated 2014 Stock Incentive Plan [incorporated by 
reference to Exhibit 10.3 to Form 10-Q of the Company's fiscal quarter ended June 30, 2015, File 
No. 000-19364] 

Tivity Health, Inc. Amended and Restated 2014 Stock Incentive Plan [incorporated by reference to 
Exhibit 99.1 to the Company's Registration Statement on Form S-8 dated May 19, 2015, 
Registration  No. 333-204313] 

Form of Restricted Stock Unit Award Agreement (for Executive Officers) for July 1, 2015 under 
the Company's Amended and Restated 2014 Stock Incentive Plan [incorporated by reference to 
Exhibit 10.1 to Form 10-Q of the Company's fiscal quarter ended September 30, 2015, File No. 
000-19364] 

Employment Agreement, dated August 3, 2015, between Healthways, Inc. and Donato Tramuto 
[incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K dated 
August 7, 2015, File No. 000-19364] 

Form of Restricted Stock Unit Award Agreement for Mr. Tramuto [incorporated by reference to 
Exhibit 10.1 to the Company's Current Report on Form 8-K dated August 7, 2015, File No. 000-
19364] 

Form of Market Stock Unit Award Agreement for Mr. Tramuto [incorporated by reference to 
Exhibit 10.1 to the Company's Current Report on Form 8-K dated August 7, 2015, File No. 
000-19364] 

Form of Market Stock Unit Award Agreement for September 24, 2015 [incorporated by reference 
to Exhibit 10.1 to the Company's Current Report on Form 8-K dated September 28, 2015, File 
No. 000-19364] 

Revised Form of Market Stock Unit Award Agreement for September 24, 2015 [incorporated by 
reference to Exhibit 10.70 to Form 10-K of the Company's fiscal year ended December 31, 2015, File 
No. 000-19364] 

Form of Market Stock Unit Award Agreement for March 31, 2016 [incorporated by reference to 
Exhibit 10.1 to Form 10-Q of the Company's fiscal quarter ended March 31, 2016, File No. 000-
19364] 

Form of Restricted Stock Unit Award Agreement (for Executive Officers and Other Senior Officers) 
for September 24, 2015 [incorporated by reference to Exhibit 10.2 to the Company's Current Report 
on Form 8-K dated September 28, 2015, File No. 000-19364] 

Revised Form of Restricted Stock Unit Award Agreement (for Executive Officers and Other 
Senior Officers) for September 24, 2015 [incorporated by reference to Exhibit 10.73 to 
Form 10-K of the Company's fiscal year ended December 31, 2015, File No. 000-19364] 

Form of Director Indemnification Agreement [incorporated by reference to Exhibit 10.1 to the 
Company's Current Report on Form 8-K dated June 2, 2016, File No. 000-19364] 

Employment Agreement, dated May 22, 2017, between Tivity Health, Inc. and Adam C. Holland 
[incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K dated May 
25, 2017, File No. 000-19364]  

Subsidiary List 

Consent of PricewaterhouseCoopers LLP 

Certification pursuant to section 302 of the Sarbanes-Oxley Act of 2002 made by Donato Tramuto, 
Chief Executive Officer 

10.49 

10.50 

10.51 

10.52 

10.53 

10.54 

10.55 

10.56 

10.57 

10.58 

10.59 

10.60 

21 

23.1 

31.1 

31.2 

Certification pursuant to section 302 of the Sarbanes-Oxley Act of 2002 made by Adam Holland, 

71 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chief Financial Officer 

32 

 Certification Pursuant to 18 U.S.C section 1350 as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002 made by Donato Tramuto, Chief Executive Officer, and Adam 
Holland, Chief Financial Officer 

(b)  Exhibits 

Refer to Item 15(a)(3) above. 

(c)  Not applicable 

72 

 
 
 
 
 
 
 
 
Item 16.  Form 10-K Summary 

None. 

Pursuant to the requirements of section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has 
duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

February 28, 2018 

TIVITY HEALTH, INC. 

By:

/s/ Donato Tramuto 
Donato Tramuto 
Chief Executive Officer    

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the 
following persons on behalf of the Registrant and in the capacities and on the dates indicated. 

Signature 

  Title 

Date 

/s/ Donato J. Tramuto 
Donato J. Tramuto 

/s/ Adam C. Holland 
Adam C. Holland 

/s/ Glenn A. Hargreaves 
Glenn A. Hargreaves 

/s/ Kevin G. Wills 
Kevin G. Wills 

  Chief Executive Officer and Director (Principal 

Executive Officer) 

February 28, 2018 

  Chief Financial Officer (Principal Financial Officer) 

February 28, 2018 

  Controller and Chief Accounting Officer (Principal 

Accounting Officer) 

February 28, 2018 

  Chairman of the Board and Director 

February 28, 2018 

/s/ Archelle Georgiou, M.D. 
Archelle Georgiou, M.D. 

  Director 

/s/ Robert J. Greczyn, Jr. 
Robert J. Greczyn, Jr. 

  Director 

/s/ Peter A. Hudson, M.D. 
Peter A, Hudson, M.D. 

  Director 

/s/ Bradley S. Karro 
Bradley S. Karro 

/s/ Paul H. Keckley 
Paul H. Keckley 

/s/ Conan J. Laughlin 
Conan J. Laughlin 

/s/ Lee A. Shapiro 
Lee A. Shapiro 

  Director 

  Director 

  Director 

  Director 

73 

February 28, 2018 

February 28, 2018 

February 28, 2018 

February 28, 2018 

February 28, 2018 

February 28, 2018 

February 28, 2018