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Trafalgar Property Group plc
Annual Report 2020

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FY2020 Annual Report · Trafalgar Property Group plc
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TRAFALGAR PROPERTY GROUP PLC 

ANNUAL REPORT AND CONSOLIDATED FINANCIAL STATEMENTS 

31 MARCH 2020 

Company Registration No. 04340125 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS 

Officers and Professional Advisers 

Chairman's Statement 

Strategic Report 

Directors' Report 

Independent Auditor's Report 

Consolidated Statement of Comprehensive Income 

Consolidated Statement of Financial Position 

Consolidated Statement of Changes in Equity 

Consolidated Statement of Cash Flows 

Accounting Policies 

Notes to the Consolidated Financial Statements 

Company Balance Sheet 

Company Statement of Changes in Equity 

Notes to the Company Financial Statements 

Explanation of Resolutions at the Annual General Meeting 

Notice of Annual General Meeting 

3 

4 

5 –8 

9  –  12 

13 – 16 

17 

18 

19 

20 

21– 27 

28– 37 

38 

39 

40– 45 

 46 

47– 48 

 
 
 
 
 
 
 
 
 
OFFICERS AND PROFESSIONAL ADVISERS 

DIRECTORS 

J Dubois   
N A C Lott 
P  A Treadaway 

SECRETARY  

N W Narraway 

REGISTERED OFFICE   

Chequers Barn 
Bough Beech 
Edenbridge 
Kent TN8 7PD 

REGISTERED NUMBER:  

04340125 

 AUDITOR 

  NOMINATED ADVISER  

REGISTRARS 

 MHA MacIntyre Hudson 
 2 London Wall Place 
  Barbican  
  London 
  EC2Y 5AU 

  Spark & Advisory Partners Ltd 
  5 St John’s Lane 
  London EC1M 4BH 

  Neville Registrars Ltd  
  Neville House 
  Steelpark Road  
  Halesowen  
  West Midlands B62 8HD 

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Trafalgar Property Group Plc  
CHAIRMAN’S STATEMENT  
for the year ended 31 March 2020 

On behalf of the Board, I present Trafalgar Property Group Plc (the Group),  results for the year ended 31 March 
2020 which includes two property sales and a car park space sale completed in the year.  The overall result was 
disappointing, as can be seen in the attached  Accounts and Strategic Report,  although  an improvement on  the 
previous  year’s  loss.  We  are  continuing  to  search  for  profitable  sites  for  planning  gains  and  development 
possibilities.  

Financials  

The  year  under  review  saw  the  Group  turnover  at  £1,970,106  (2019:  £2,128,189),  with  a  loss  after  tax  of 
£1,022,898  (2019:  Loss  £2,296,422),  after  taking  into  account  exceptional  items  as  detailed  in  note  20  to  the 
accounts.   

Management have performed a review of the assets and liabilities of the underlying subsidiaries which form the 
value of the  anticipated profits on ongoing developments.   In addition, the value of  land options in TR+ have 
been re-assessed.  At the time of approval of the financial statements there is no confirmed planning permission 
on these land options. 

Due to the uncertainties and timing of developments it has been agreed by management not to include any future 
anticipated  profits  of  developments  in  their  assessment.  Therefore,  the  net  asset  value  of  the  underlying 
investments and inventory does not support the Group’s carrying value of investments in the subsidiaries. 

Management  have  concluded  that  an  impairment  of  the  investments  is  prudent  and  that  these  will  be  written 
down to zero, resulting in an exceptional charge of   £595,452 (2019: £1,559,319).  

The cash on the balance sheet at the end of the  year was £27,969 (2019: £32,800) and the Group continues to 
have sufficient bank facilities for all planned activities. 

In July 2020 we completed a share issue raising £750,000 of cash, before expenses, which provides additional 
cash reserves for our planned activities. 

Business Environment and Outlook 

Our recent move into the assisted living sector has not proved to be a success so we are now concentrating on 
our core activity of property development for residential homes and apartments.  

On 27 May, 2019 Chris Johnson and his son Alex Johnson stepped down from the Group Board, although they 
remain involved as Directors of subsidiaries. On the same day, Paul Treadaway was appointed as the new Group 
Managing  Director  which  strengthens  the  Board  with  his  particular  expertise  in  the  sector  for  assisted  living 
developments  as  well  as  conventional  property  developments.  This  retains  a  good  balance  of  complementary 
skills on the Board. We are currently progressing offers of finance alongside our planning applications so that we 
should be well placed to commence our developments as soon as planning permits.  

The effects of the Covid 19 pandemic have affected our business since March as sales of completed units have 
been  delayed  by  some  months.  Fortunately  we  had  completed  the  construction  phase  of  these  units  although 
there  have  also  been  delays  to  the  obtaining  of  planning  permission  for  other  potential  new  sites.  Like  most 
businesses,  we  are  aware  of  our  need  to  conduct  ourselves  carefully  to  preserve  the  health  of  our  staff  and 
customers. 

I would refer you to the Strategic Report that covers our activities in more detail. 

James Dubois 
Chairman  
29th September 2020 

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Trafalgar Property Group Plc  
STRATEGIC REPORT 
for the year ended 31 March 2020 

Business review, results and dividends 

All trading and property assets of Trafalgar Property Group Plc (Group) are held in the name of the Group or its 
subsidiaries as follows: 

Trafalgar New Homes Limited (TNH) 

Trafalgar Retirement+ Limited (TR+) 

Selmat Limited – acquired April 2019 (Selmat) 

Combe Bank Homes (Oakhurst) Limited (Oakhurst) 

Combe Homes (Borough Green) Limited (Borough Green) 

All  bank  and  mortgage  borrowings  are  the  liability  of  TNH,  the  wholly  owned  subsidiary  of  the  Group,  apart 
from the  mortgages on the four properties held by Selmat. The shares of the Group are  quoted on the London 
Stock Exchange AIM market.  

The  principal  activity  of  the  Group  continues  to  be  that  of  home  building  and  property  development  and  the 
consolidated results of the year’s trading, are shown below.  The consolidated loss for the year was £1,022,898   
(2019: Loss £ 2,296,422) after taking into account exceptional items as mentioned in note 20 to the accounts.  

Principal risks & uncertainties 

Set out below are certain risk factors which could have an impact on the Group's long-term performance.  The 
factors  discussed  below  should  not  be  regarded  as  a  complete  and  comprehensive  statement  of  all  potential 
risks and uncertainties facing the Group. 

The principal risks and uncertainties facing the Group are: 

1.  Any possibility that lending criteria from the Group’s bankers may harden with little prior notice. 

2.  Construction costs may escalate and eat into gross profit margins.   

3.  Heavy  overheads  may  be  incurred  especially  when  projects  have  been  completed  and  before  others 

have been commenced. 

4.  The Group could pay too much for land acquisitions. 

5.  The Group’s reliance on key members of staff. 

6.  The market may deteriorate, damaging liquidity of the Group and future revenues. 

The Group considers that it mitigates these risks with the following policies and actions: 

1.  The Group affords its bankers and other lenders a strong level of asset and income cover and maintains 
good relationships with a range of funding sources from which it is able to secure finance on favourable 
terms. 

2.  Construction costs are outsourced on a fixed price contract basis, thereby passing on to the contractor 

all risk of development cost overspend, including from increased material, labour or other costs. 

3.  Most  other  professional  services  are  also  outsourced,  thus  providing  a  known  fixed  cost  before  any 
project is taken  forward and  avoiding the  risk that can arise  in employing in-house professionals at a 
high unproductive overhead at times when activity is slack. 

4.  Land buying decisions are taken at board level, after careful research by the Directors personally, who  

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Trafalgar Property Group Plc  
STRATEGIC REPORT 
for the year ended 31 March 2020 

have substantial experience of the  house building industry, potential construction issues  and the local 
market. 

The Group focuses on a niche market sector of new home developments in the range of four to twenty 
units.  Within this  unit size, competition to purchase development sites from land buyers is relatively 
weak,  as  this  size  is  unattractive  to  major  national  and  regional  house  builders  who  require  a  larger 
scale  to  justify  their  administration  and  overheads,  whilst  being  too  many  units  for  the  smaller 
independent builder to finance or undertake as a project.  Within this market, there are opportunities to 
negotiate land acquisitions on favourable terms.  Many competitors who also focus on this niche have 
yet to recapitalise and are unable to raise finance. 

5.  Many  of  the  activities  are  outsourced  and  each  of  the  Directors  is  fully  aware  of  the  activities  of  all 

members. 

6.  The Group has a rigorous corporate governance policy appropriate for a publicly quoted company with 

ambitions substantially to raise its profile within the wider investor community. 

Operations review  

A summary of the results for the year is as follows:- 

Revenue for the year 
Gross profit/(loss) 
Loss after taxation 

     2020  
         £ 

   2019 
      £ 
  Restated 

 1,970,106 
    154,068                             (264,171)  
(2,296,422) 
(1,022,898) 

 2,128,189 

Group  turnover  for  the  year  amounted  to  £1,970,106  (2019:  £2,128,189),  representing  the  sale  of  two  (2019: 
five) residential properties plus a car park space.  During the first six months to 30 September, 2019 the Group 
reclassified four properties from Trading Stock to Investment Property. These were assessed to be at fair market 
value and transferred to a newly acquired investment company. In the interim accounts this was recorded on the 
face of the profit and loss account as turnover and cost of sales at no profit. As part of the year-end audit process 
the treatment of this transaction has been amended and removed from turnover and cost of sales in the Group 
accounts and shown instead as an inter-group transfer. This adjustment has had no effect on profit or cashflow. 

After taking into account the overheads of the Group, there was a loss recorded for the year of £1,022,898 after 
exceptional items as detailed in note 20. 

There will be no tax charge and the Company now has tax losses being carried forward of £4,381,991 
 (2019: losses £3,364,609).   

The loss per share during the year was  (0.21p), (2019: loss per share 0.54p). 

As can be seen from the above , the Group failed to achieve a profit for the year under review and, as at the year 
end, all remaining residential units have been sold being the executive house at Saxons, the sale of an option in 
Ewell and the remaining car park space at Borough Green site.  Going forward five of a total of six units at the 
Sheerness Site are, as at the date of this report, all under offer with further options opportunities being explored. 

Directors’ duties under S172  

The  Directors believe  that,  individually  and  together,  they  have  acted  in  the  way  they  consider,  in  good  faith, 
would  be  most  likely  to  promote  the  success  of  the  Group  for  the  benefit  of  its  members  as  a  whole,  having 
regard to the stakeholders and matters set out in s172(1)(a-f) of the companies Act 2006 in the decisions taken 
during the year ended 31 March 2020.  

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Trafalgar Property Group Plc  
STRATEGIC REPORT 
for the year ended 31 March 2020 

Our Board of Directors remain aware of their responsibilities both within and outside of the Group. Within the 
limitations of a Group with so few employees we endeavour to follow these principles: 

 

Purpose, vision and strategy: this is set out on pages 3 and 4 of the Strategic Report and we recognise 
our role in identifying opportunities to develop homes and apartments to the best quality standards. 
  Group policies: these are reviewed annually and  staff and  Directors are  encouraged to improve their 

skillset as appropriate. 

  Culture and people: we fully support a culture where all customers, staff and suppliers are treated in 

 

 

an open and honest fashion, irrespective of race, gender, ethnic, disabilities or other scenarios. 
Board  structure:  the  role  of  the  Board  is  reviewed  annually  with  a  clear  focus  on  the  specific  roles 
assigned to each individual to enable the Board to properly support each member of staff. 
Freedom within a framework: we are developing a new framework for communicating this freedom  
in a straight-forward methodology. 

  Risk and internal control framework: risks and controls are subject to discussion at quarterly Board 
meetings.  Every  project  undertaken  by  the  Group  is  analysed  with  a  view  to  limiting  the  risks  to  the 
Group and its Stakeholders before proceeding with implementation.  

Key performance indicators (KPIs) 

Management are closely involved in the day to day operations of the Group and are very aware of cashflows and 
expenditure.    However,  Management  believe  that  the  key  indicators  of  performance  for  the  Group  are  the 
revenue  and  profitability  achieved  during  the  period.    These  measures  are  disclosed  above  in  the  operations 
review. 

Development Pipeline & outlook  

The year under review was not without its difficulties. In the residential division delays occurred on the building 
programme  for  the  various  properties  that  were  still  in  the  course  of  construction,  or  being  finished  off,  with 
contractors  appointed  to  complete  the  works  but  unable  to  follow  the  timetable  laid  down  for  completion  of 
those works.  

The delays lead to escalating interest costs on borrowing and therefore affected the profitability of the completed 
units that were for sale, on the disposal of the same.  

During the year under review, Selmat was acquired to enable the retention of selected unsold properties rather 
than selling them into a declining market.  Four properties were transferred as an intergroup transaction and let 
out on Assured Shorthold Tenancy Agreements, the rental income generated being substantially in excess of the 
borrowing cost of each property. Currently the Group holds these four rented properties, valued at £1,975,000 as 
investment property. 

During  the  year  work  has  continued  on  the  6  town  house  site  at  Sheerness,  Kent  where,  again,  contractor 
difficulties were experienced with the appointed contractor ceasing work on site resulting in the Group  having 
to appoint an alternative contractor to complete the works. Work on site has been completed and five of these 
properties are under offer, under the Government’s Help To Buy Scheme. 

Whilst TR+  continue to identify and secure  new  land opportunities for extra/care and assisted living, they are 
equally  focused  on  obtaining  a  successful  outcome  on  the  sites  currently  under  option  and/or  in  for  planning. 
Once planning has been achieved then the sites can be built out and placed for sale on the open market, or in the 
case  of  the  smaller  residential  schemes,  sold  on  with  planning,  both  options  being  profitable  to  the  business. 
Options  have  been  secured  for  residential  development  in  Ashtead,  Epsom,  Leatherhead  and  Send  Surrey.  Of 
these sites, Ashtead and Epsom were sold on once planning permission had been granted to show a profit in the 
current year.  It is our intention to develop the Leatherhead and Send sites once planning is granted. 

During  the  year  TR+  entered    into  a  guarantee  agreement  for  £240,000  for  funds  supplied  by  Mr  C  Johnson, 
being  a  deposit  forfeited  by  Randell  House  Ltd,  a  subsidiary  of  TR+.    This  is  related  to  the  acquisition  of  an 
assisted living site in Camberley Surrey, where the acquisition was not completed owing to a lack of funding. 

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Trafalgar Property Group Plc  
STRATEGIC REPORT 
for the year ended 31 March 2020 

Since then, Randell House Ltd has been dissolved on 22 September, 2020. 

Financial Instruments 

Information relating to the financial instruments is now included in the Directors’ Report on pages 9-12. 

Paul Treadaway 
Director 
29th September, 2020 

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Trafalgar Property Group Plc  
DIRECTORS’ REPORT 
for the year ended 31 March 2020 

DIRECTORS’ REPORT 

The Directors present their Report and Audited Financial Statements for the year ended 31 March 2020. 

Results and dividends 

The results for the year are set out on page 17. 

The Directors do not recommend the payment of a final dividend for the year (2019: nil). 

Directors 

The following Directors have held office since 1 April 2019 and have all served for the entire accounting year:- 

N A C Lott 
J Dubois   

Appointed in year: 
P A Treadaway – appointed 27/5/19 

Resignations in the year: 
C C Johnson  – resigned 27/05/19 
A D Johnson – resigned 27/05/19 
D C Stocks    – resigned 10/12/19 

The Company has in place an insurance policy in relation to Directors indemnity during both years. 

Conflicts of interest 

Under the articles of association of the company and in accordance with the provisions of the Companies Act 
2006, a Director must avoid a situation where he has, or can have, a direct or indirect interest that conflicts, or 
possibly  may  conflict  with  the  company's  interests.    However,  the  Directors  may  authorise  conflicts  and 
potential  conflicts,  as  they  deem  appropriate.    As  a  safeguard,  only  Directors  who  have  no  interest  in  the 
matter  being  considered  will  be  able  to  take  the  relevant  decision,  and  the  Directors  will  be  able  to  impose 
limits or conditions when giving authorisation if they think this is appropriate.  During the financial year ended 
31 March 2020, the Directors have authorised no such conflicts or potential conflicts. 

Directors’ interests in shares 

Directors'  interests  in  the  shares  of  the  Company,  including  family  interests,  at  31  March  2020  were  as 
follows:- 

31.03.2020 

31.03.2019 

Ordinary shares - 0.1p each 

Ordinary shares - 0.1p each 

C C Johnson 

A Johnson 

J Dubois 

N Lott  

D C Stocks 

P Treadaway 

186,815,803 

           1,868 

    4,000,000 

       500,000 

  80,330,532 

106,484,658 

186,815,803 

           1,868 

    1,500,000 

       500,000 

  80,330,532 

106,484,658 

On  31  May  2019  62,500,000  additional  shares  were  issued  being  ordinary  0.01p  shares  and  0.03p  premium 
shares.  

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Trafalgar Property Group Plc  
DIRECTORS’ REPORT 
for the year ended 31 March 2020 

P Treadaway was a shareholder as at 31 March, 2019 but not a Group Director at that time. 

C  C  Johnson,  A  D  Johnson  and  D  C  Stocks  were  Directors  and  shareholders  as  at  31  March,  2019  but  only 
shareholders at 31 March, 2020.  

Other substantial shareholdings 

As  at  16  September,  2020,  being  the  latest  practicable  date  before  the  issue  of  these  financial  statements,  the 
company had been notified of the following shareholdings which constitute 3% or more of the total issued shares 
of the company at that date.  

C.C. Johnson 
C Akers  
P Treadaway 

Statement of directors’ responsibilities 

Ordinary 
shares 
No. 

186,815,803 

145,190,380 

187,734,658 

Shareholding 
% 

13.11 

10.17 

13.17 

Company law requires the Directors to prepare financial statements for each financial year.  Under that law the 
Directors have elected to prepare the consolidated financial statements in accordance with EU adopted IFRS and 
the  Company  financial  statements  in  accordance  with  FRS  102  and  applicable  law.    Under  company  law  the 
Directors must not approve the financial statements unless they are satisfied that they give a true and fair view of 
the state of affairs of the Group and of the profit or loss of the Group for that year.  In preparing these financial 
statements, the Directors are required to: 

 

select suitable accounting policies and then apply them consistently; 

  make judgements and estimates that are reasonable and prudent; 

 

 

state whether applicable Accounting Standards have been followed, subject to any material departures 
disclosed and explained in the financial statements; 

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the 
Group will continue in business. 

The Directors are responsible for keeping adequate accounting records that are sufficient to show and explain the 
Group’s transactions and disclose with reasonable accuracy at any time the financial position of the Group and 
enable  them  to  ensure  that  the  financial  statements  comply  with  the  Companies  Act  2006.    They  are  also 
responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention 
and detection of fraud and other irregularities. 

They  are  further  responsible  for  ensuring  that  the  Strategic  Report  and  the  Report  of  the  Directors  and  other 
information included in the Annual Report and Financial Statements is prepared in accordance with applicable 
law in the United Kingdom. 

The maintenance and integrity of the Group website is the responsibility of the Directors; the work carried out by 
the  auditors  does  not  involve  the  consideration  of  these  matters  and,  accordingly,  the  auditors  accept  no 
responsibility or any changes that may have occurred in the accounts since they were initially presented on the 
website. 

Legislation in the United Kingdom  governing the  preparation and dissemination of the accounts and the other 
information included in annual reports may differ from legislation in other jurisdictions. 

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Trafalgar Property Group Plc  
DIRECTORS’ REPORT 
for the year ended 31 March 2020 

Corporate Governance Statement 

The Board of the Group recognise the value of good corporate governance and has through the  year ended 31 
March 2020  implemented corporate governance procedures appropriate for the present size of the entity having 
given  due  regard  to  the  Corporate  Governance  Code  for  Small  and  Mid-Size  Quoted  Companies  issued by  the 
Quoted Companies Alliance (“QCA”).  In accordance with AIM Rule 26 as amended, the Company has decided 
to  apply  the  QCA  Corporate  Governance  Code  (“QCA  Code”)  issued  by  the  QCA  in  May  2018  and  has  
published  on  its  website  details  of  the  QCA  Code,  how  the  Company  has  complied  with  the  QCA  Code  and, 
where it departs from the QCA Code, an explanation of the reasons for doing so. 

Board Structure 

The Board consists of three Directors of which one is executive and two non-executive, all of whom hold shares 
in the Group. 

The Board meets as and when required and is satisfied that it is provided with information in an appropriate 
form and quality to enable it to discharge its duties.  All Directors are required to retire by  rotation with one 
third of the board seeking re-election each year. 

Due to the current size of the Group, the duties that would normally be attributed to The Nomination Committee, 
have been undertaken by the board as a whole. 

The board has undertaken a formal assessment of the auditor's independence and will continue to do so at  least 
annually.  This assessment includes: 

 

 

a review of non-audit services provided to the company and the related fees; 

a review of the auditor's own procedures for ensuring the independence of the audit firm and parties   
and staff involved in the audit, including regular rotation of the audit partner; and 

 

obtaining confirmation from the auditor that, in their professional judgement, they are independent. 

Internal Controls 

The Board is responsible for the Group's system of internal controls and for reviewing their effectiveness.  The 
internal  controls  are  designed  to  ensure  the  reliability  of  financial  information  for  both  internal  and  external 
purposes.  The Directors are satisfied that the current controls are effective with regard to the size of  the Group.  
Any  internal  control  system  can  only  provide  reasonable,  but  not  absolute  assurance  against  material  mis-
statement  or  loss.    Given  the  size  of  the  Group,  the  Board  has  assessed  that  there  is  currently  no  need  for  an 
internal audit function. 

Financial Instruments 

The  Group’s  principal  financial  instruments  comprise  cash  at  bank,  bank  loans,  other  loans  and  various  items 
within current assets and current liabilities that arise directly from its operations.  The Directors consider that the 
key financial risk is liquidity.  This risk is explained in the section headed ‘Principal risks and uncertainties’ in  
the Annual Report and Accounts on page 5. 

Information relating to the financial instruments is now included in the Strategic Report on pages 5-8.  

Future Developments 

Information relating to future developments is included in the Strategic Report on pages 5-8. 

Provision of information to auditor 

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Trafalgar Property Group Plc  
DIRECTORS’ REPORT 
for the year ended 31 March 2020 

Each of the persons who are Directors at the time when this Directors’ Report is approved has confirmed that: 

 

 

so far as that Director is aware, there is no relevant audit information of which the Group’s auditor is 
unaware; and 

that Director has taken all the steps that ought to have been taken as a Director in order to be aware of 
any information need by the Group’s auditor in connection with preparing their report and to establish 
that the Group’s auditor is aware of the information. 

Auditor 

The auditor, MHA MacIntyre Hudson, will be proposed for re-appointment in accordance with Section 489 of 
the Companies Act 2006. 

This report was approved by the board and signed on its behalf. 

Paul Treadaway Director 

29th September 2020 

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INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF TRAFALGAR PROPERTY 
GROUP PLC  

Independent auditor’s report to the members of Trafalgar Property Group plc   

1.  Our Opinion 

We have audited the financial statements of Trafalgar Property Group plc (the parent) and its  subsidiaries (the 
group) for the year ended 31 March 2020. 

The financial statements that we have audited comprise: 

  Consolidated statement of comprehensive income 
  Group and company statement of financial position 
  Group statement of changes in equity 
  Statement of changes in equity 
  Group and company statement of cashflows  
  Notes of the financial statements, including the accounting policies. 

The financial reporting framework of the group that has been applied in their preparation is applicable law and 
International Financial Reporting Standards (IFRSs) as adopted by the European Union. The financial reporting 
framework that has been applied in the preparation of the parent company financial statements is applicable law 
and  United  Kingdom  Accounting  Standards,  including  Financial  Reporting  Standard  102  The  Financial 
Reporting  Standard  applicable  in  the  UK  and  Republic  of  Ireland  (United  Kingdom  Generally  Accepted 
Accounting Practice). 

In our opinion: 

 

 

 

 

the  financial  statements  give  a  true  and  fair  view  of  the  state  of  the  Group’s  and  of  the  parent 
company’s affairs as at 31 March 2020 and the Group’s loss for the year then ended;  
the group financial statements have been properly prepared in accordance with International Financial 
Reporting Standards (IFRS) as adopted by the European Union;  
the  parent  company  financial  statements  have  been  properly  prepared  in  accordance  with  United 
Kingdom Generally Accepted Accounting Practice; and 
the financial statements have been prepared in accordance with the requirements of the Companies Act 
2006; as regards the group financial statements, Article 4 of the IAS Regulation. 

2.  Basis for opinion 

We  conducted  our  audit  in  accordance  with  International  Standards  on  Auditing  (UK)  (ISAs  (UK))  and 
applicable law. Our responsibilities under those standards are further described in the Auditor’s Responsibilities 
for the Audit of the Financial Statements section of our report. We are independent of the group and the parent 
company in accordance with the ethical requirements that are relevant to our audit of the financial statements in 
the  UK,  including  the  FRC’s  Ethical  Standard  as  applied  to  listed  entities,  and  we  have  fulfilled  our  ethical 
responsibilities in accordance with those requirements. We believe that the audit evidence we have obtained is 
sufficient and appropriate to provide a basis for our opinion.   

3.  Material uncertainty regarding going concern 

We  draw  your  attention  to  note  3  in  the  financial  statements  which  states  that  the  group  incurred  substantial 
losses  during  the  year  and  the  continued  requirements  for  successful  future  equity  or  debt  fund  raising.  The 
impact of this together with other matters set out in the note, indicate that a material uncertainty exists that may 
cast  significant  doubt  on  the  group’s  ability  to  continue  as  a  going  concern.  Our  opinion  is  not  modified  in 
respect of this matter. 

P a g e  | 13 

P a g e  | 13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF TRAFALGAR PROPERTY 
GROUP PLC  

Overview 

Materiality 

Group 

£68K 

2% of gross assets 

Company 

£7K 

2% of gross assets 

Key audit matters 

Group 

4.  Key audit matters 

  Valuation of inventory  
  Undisclosed Related Party transactions 

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of 
the  financial  statements  of  the  current  period  and  include  the  most  significant  assessed  risks  of  material 
misstatement (whether or not due to fraud) that we identified. These matters included those matters which had 
the greatest effect on: the overall audit strategy, the allocation of resources in the audit; and directing the efforts 
of the engagement team and, as required for listed entities, our results from those procedures. These matters were 
addressed in the context of our audit of the financial statements as a whole, and in forming our opinion thereon, 
and we do not provide a separate opinion on these matters.  

Valuation of inventory  

The Risk 

Our response 

There  is  a  risk  that  inventory  in 
the  financial  statements  might  not 
be valued correctly either at initial 
recognition  or  when  assessing  the 
recoverability at the year end.  

This  balance  is  required  to  be 
measured at the lower of  cost and 
net realisable value.  

requires 

significant 
This 
judgement 
from  management. 
These factors increase the risk of a 
material misstatement. 

We  reviewed  the  accounting  policy  to  be  adopted  by  management  and 
assessed its consistency with the requirements of IAS 2 on inventories.  

We reviewed and discussed each material inventory item, as these relate 
to specific sites being developed, with the Directors.  

We  tested  additions  to  inventory  in  the  year  and  corroborated  to 
supporting evidence.  

A  material  element  of  these  balances  was  capitalised  borrowing  costs 
and  we  considered  this  against  the  requirements  of  IAS  32  and 
confirmed that the requirements were appropriately applied.  

We  reviewed  the  Directors  assessment  of  the  recoverability  of  each 
inventory item and confirmed these to post year end sales were possible.  

Result of our procedures 
We concluded that inventory was appropriately valued and presented within the financial statements.  

P a g e  | 14 

P a g e  | 14 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF TRAFALGAR PROPERTY 
GROUP PLC  

Undisclosed Related Party transactions 

The Risk 

Our response 

The Group enters into a significant 
transactions  with 
number  of 
related  parties,  both  intra-group 
transactions  and  with  individuals 
related  to  the  Group.  There  is  a 
risk  that  transactions  (particularly 
any  transactions  which  are  not  at 
arm’s  length)  and  balances  with 
related parties are undisclosed. 

Our  procedures  included  an  assessment  of  the  presentation  of  related 
party transactions in the financial statements. This focussed primarily on 
the Directors’ loan accounts.  

We  reviewed  movements  on  these  balances  in  the  year  and  vouched 
items to supporting evidence.  

We  discussed  with  management  the  nature  and  purpose  of  these  items 
and considered whether disclosure sufficiently addressed these matters.  

In  addition  we  obtained  written  confirmations  of  the  balances  from  all 
disclosed parties and confirmed key terms to agreements.  

Result of our procedures 
We concluded that the classification and disclosure of related party transactions is complete and appropriate.   

5.  Our application of materiality  

Our  definition  of  materiality  considers  the  value  of  error  or  omission  in  the  financial  statements  that  would 
change  or  influence  the  economic  decision  of  a  reasonably  knowledgeable  person.    Materiality  is  used  in 
planning the scope of our work, executing that work and evaluating the results. 

Materiality in respect of the group was set at £68K and for the parent company was £7K which was determined 
based on 2% of gross assets.  

6.  An overview of the scope of our audit 

The group consists of 6 reporting components all of which were considered to be significant components of the 
group,  Trafalgar  Property  Group  Plc, Trafalgar  New  Homes  Limited,  Trafalgar  Retirement  +  Limited,  Combe 
Bank  Homes  (Oakhurst)  Limited,  Combe  Homes  (Borough  Green)  Ltd  and  Selma  Limited.  The  significant 
components  were  subjected  to  full  scope  audits  for  the  purposes  of  our  audit  report  on  the  group  financial 
statements.  

7.  We have nothing to report on the other information in the Annual Report 

The  directors  are  responsible  for  the  other  information.  The  other  information  comprises  the  information 
included in the Annual Report, other than the financial statements and our auditor’s report thereon. Our opinion 
of  the  financial  statements  does  not  cover  the  other  information  and,  except  to  the  extent  otherwise  explicitly 
stated in our report, we do not express any form of assurance conclusion thereon. 

In connection with our audit of the financial statements, our responsibility is to read the other information and, in 
doing so, consider whether the other information is materially inconsistent with the financial statements or our 
knowledge  obtained  in  the  audit  or  otherwise  appears  to  be  materially  misstated.  If  we  identify  such  material 
inconsistencies  or  apparent  material  misstatements,  we  are  required  to  determine  whether  there  is  a  material 
misstatement  in  the  financial  statements  or  a  material  misstatement  of  the  other  information.  If,  based  on  the 
work  we  have  performed,  we  conclude  that  there  is  a  material  misstatement  of  this  other  information,  we  are 
required to report that fact. 

Opinions on other matters prescribed by the Companies Act 2006 

In our opinion, based on the work undertaken in the course of the audit: 

P a g e  | 15 

P a g e  | 15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF TRAFALGAR PROPERTY 
GROUP PLC  

 

 

the information given in the strategic report and the directors’ report for the financial year for which the 
financial statements are prepared is consistent with the financial statements; and 
the  strategic  report  and  the  directors’  report  have  been  prepared  in  accordance  with  applicable  legal 
requirements. 

8.  Matters on which we are required to report by exception 

In the light of the knowledge and understanding of the company and its environment obtained in the course of 
the audit, we have not identified material misstatements in the strategic report or the directors’ report. 

We  have  nothing  to  report  in  respect  of  the  following  matters  in  relation  to  which  the  Companies  Act  2006 
requires is to report to you if, in our opinion: 

 

 

adequate  accounting  records  have  not  been  kept  by  the  parent  company,  or  returns  adequate  for  our 
audit have not been received from branches not visited by us; or 
the parent company financial statements are not in agreement with the accounting records and returns; 
or 
 
certain disclosures of directors’ remuneration specified by law are not made; or 
  we have not received all the information and explanations we require for our audit. 

9.  Responsibilities of directors 

As  explained  more  fully  in  the  directors’  responsibilities  statement,  the  directors  are  responsible  for  the 
preparation of the financial statements and for being satisfied that they give a true and fair view, and for such 
internal control as the directors determine is necessary to enable the preparation of financial statements that are 
free from material misstatement, whether due to fraud or error.  

In  preparing  the  financial  statements,  the  directors  are  responsible  for  assessing  the  company’s  ability  to 
continue  as  a  going  concern,  disclosing,  as  applicable,  matters  related  to  going  concern  and  using  the  going 
concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or 
have no realistic alternative but to do so.  

10.  Auditor’s responsibilities for the audit of the financial statements 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from 
material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. 
Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance 
with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or 
error and are considered material if, individually or in aggregate, they could reasonably be expected to influence 
the economic decisions of users taken on the basis of these financial statements. 

A further description of our responsibilities for the audit of the financial statements is located on the Financial 
Reporting Council’s website at: [website link]. This description forms part of our auditor’s report. 

11.  Use of our report 

This report is made solely to the Company’s members, as a body, in accordance with Chapter 3 of Part 16 of the 
Companies  Act 2006. Our audit  work  has been  undertaken so that  we  might  state to the Company’s  members 
those  matters  we  are  required  to  state  to  them  in  an  auditor’s  report  and  for  no  other  purpose.  To  the  fullest 
extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the 
Company’s members as a body, for our audit work, for this report, or for the opinions we have formed. 

Andrew Moyser FCA FCCA  
Senior Statutory Auditor 
for and on behalf of MHA MacIntyre Hudson 
Chartered Accountants and Statutory Auditor 
London 
29 September 2020 

P a g e  | 16 

P a g e  | 16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME 
For the year ended 31 March 2020 

Revenue 

Cost of sales 

Gross profit/(loss) 

Administrative expenses 

Year 
 ended 

Year 
 ended  

31 March 
2020 

£ 

31 March  
2019 
Restated 
£ 

Note 

1 

1,970,106 

2,128,189 

(1,816,038) 

(2,392,360) 

154,068 

(264,171) 

(541,397) 

(472,932) 

Operating (loss) 

3 

(387,329) 

(737,103) 

(Loss) before interest 

Other income  

Exceptional  items 

Interest payable and similar charges   

(Loss) before taxation 

Tax payable on (loss) on ordinary activities 

(Loss) after taxation for the year attributable to equity 
holders of the parent 

Other comprehensive income attributable to equity  
holders of the parent 

Total comprehensive (loss) for the year 

(Loss) attributable to: 
Equity holders of the Parent  

Total comprehensive (loss) for the year attributable to: 
Equity holders of the Parent 

2 

20 

5 

6 

(387,329) 

(737,103) 

- 

- 

(595,452) 

(1,559,319) 

(40,117) 

- 

(1,022,898) 

(2,296,422) 

- 

- 

(1,022,898) 

(2,296,422) 

- 

- 

(1,022,898) 

(2,296,422) 

(1,022,898) 

(2,296,422) 

(1,022,898) 

(2,296,422) 

(LOSS) PER ORDINARY SHARE: 
Basic/diluted  

7 

(0.21)p 

(0.54)p 

All results in the current and preceding financial year derive from continuing operations. 

The notes on pages 21 to 37 are an integral part of these consolidated financial statements. 

P a g e  | 17 

P a g e  | 17 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc 
CONSOLIDATED STATEMENT OF FINANCIAL POSITION 
For the year ended 31 March 2020 

31 March 

31 March 

TOTAL ASSETS 
Non-current assets 

Plant and equipment 
Investment property  

Current assets 
Inventory 
Trade and other receivables 
Cash and cash equivalents 

Total assets 

EQUITIES & LIABILITIES 

Current liabilities 
Trade and other payables 
Borrowings 

Non-current liabilities 
Deferred tax 
Borrowings 

Total liabilities 

Equity attributable to equity holders of the Company  
Called up share capital 
Share premium account 
Reverse acquisition reserve 
Profit & loss account 
Total Equity 

Total Equity & Liabilities 

8 
9 

12 
10 
11 

13 
14 

6 
14 

15 
16 

Note 

2020 
£ 

1,423 
1,975,000 
1,976,423 

2019 
£ 

1,339 
- 
1,339 

1,212,692 
42,299 
27,969 
1,282,960 

4,481,230 
92,092 
32,800 
4,606,122 

3,259,383 

4,607,461 

548,804 
555,000 

442,203 
2,502,462 

1,103,804 

2,944,665 

- 
5,575,884 

- 
4,273,103 

6,679,688 

7,217,768 

2,633,067 
2,660,862 
(2,817,633) 
  (5,896,601) 
(3,420,305) 
3,259,383 

2,570,567 
2,510,462 
(2,817,633) 
(4,873,703) 
(2,610,307) 
4,607,461 

These financial statements were approved by the  Board of Directors and authorised for issue on  29 September, 
2020 and are signed on its behalf by: 

P Treadaway: ……………………………………….      J Dubois:  …………………………………………… 
The notes on pages 21 to 37 are an integral part of these consolidated financial statements. 

P a g e  | 18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc 
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY  
As at 31 March 2020 

Re 

Share capital 

Share 
premium 

£ 

£ 

Reverse 
acquisition  
 reserve 
£ 

Retained 
 profits 
 /(losses) 
£ 

At 1 April 2018 

2,570,567 

2,510,462 

(2,817,633) 

(2,577,281) 

Loss  for the year 

Total comprehensive 
income for the year 

Issue of shares 

Share issue costs 

- 

- 

- 

- 

- 

- 

- 

- 

Total equity   

£   

(313,885)  

(2,296,422)  

- 

(2,296,422) 

- 

(2,296,422) 

    (2,296,422) 

- 

- 

-                     - 

- 

-  

At 31 March 2019 

2,570,567 

2,510,462 

(2,817,633) 

(4,873,703) 

(2,610,307) 

At 1 April 2019 

2,570,567 

2,510,462 

(2,817,633) 

(4,873,703) 

(2,610,307)  

(Loss) for year 

Total comprehensive  
(loss) for the year 

- 

- 

- 

- 

- 

(1,022,898) 

(1,022,898) 

- 

(1,022,898) 

(1,022,898) 

Issue of  shares 

62,500 

187,500 

Share issue costs 

- 

(37,100) 

- 

- 

- 

-  

250,000 

(37,100)  

At 31 March 2020 

2,633,067 

2,660,862 

(2,817,633) 

(5,896,601) 

(3,420,305) 

The  reverse  acquisition  reserve  was  created  in  accordance  with  IFRS3  ‘Business  Combinations’.    The  reserve 
arises  due  to  the  elimination  of  the  Company’s  investment  in  TNH  (formerly  Combe  Bank  Homes  Limited). 
Since  the  shareholders  of  TNH  became  the  majority  shareholders  of  the  enlarged  group,  the  acquisition  is 
accounted  for  as  though  there  is  a  continuation  of  the  legal  subsidiary’s  financial  statements.  In  reverse 
acquisition  accounting,  the  business  combination’s  costs  are  deemed  to  have  been  incurred  by  the  legal 
subsidiary.  Retained  profit/(losses)  relate  to  the  profits/  losses  earned  by  the  business  that  have  not  been 
distributed and have built up over the years of trading. 

For  the  purpose  of  preparing  the  consolidated  financial  statement  of  the  Group,  share  capital  represents  the 
nominal value of the issued share capital of 0.1p per share (2018: 0.1p per share). Share premium represents the 
excess over nominal value of the fair value consideration received for equity shares net of expenses plus deferred 
shares of 0.9p after issued share capital of 1p. 

On  31  May  2019  62,500,000  additional  shares  were  issued  being  ordinary  0.01p  shares  and  0.03p  premium 
shares. The notes on pages 21 to 37 are an integral part of these consolidated financial statements. 

P a g e  | 19 

 
 
 
 
 
 
     
 
 
 
 
 
 
 
   
 
 
 
 
  
 
 
 
 
  
 
 
Trafalgar Property Group Plc  
CONSOLIDATED STATEMENT OF CASH FLOWS  
For the year ended 31 March 2020 

Cash flow from operating activities 

(Loss) after taxation 
Depreciation 
Decrease in inventory 
Decrease in receivables 
Increase in payables 
Interest payable and similar charges 
Net cash outflow from operating activities 

Investing activities 

Purchase of tangible fixed assets 

Taxation 

Financing activities 

Issue of shares 
New loan borrowings 
Repaid loan borrowings 
Related party new loan borrowing 
Related party loan repayment 
Repayment of other borrowings 
Interest paid 
Net cash (outflow) from financing 

2020 
£ 

2019 
£ 

(1.022,898) 
902 
1,303,640 
49,783 
106,601 
118,177 
556,215 

(2,296,422) 
740 
3,494,598 
2,752 
47,948 
145,434 
1,395,050 

(986) 
(986) 

- 
- 

- 

(291,045) 

212,900 
1,479,373 
(2,502,462) 
778,408 
- 
(400,000) 
(128,279) 
(560,060) 

- 
- 
(606,048) 
320,000 
(794,715) 
(120,000) 
(328,651) 
(1,529,414) 

(Decrease) in cash and cash equivalents in the year 

(4,831) 

(425,409) 

Cash and cash equivalents at the beginning of  the year 

32,800 

458,209 

Cash and cash equivalents at the end of the year 

27,969 

32,800 

The notes on pages 21 to 37 are an integral part of these consolidated financial statements.  

P a g e  | 20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
GROUP ACCOUNTING POLICIES  
For the year ended 31 March 2020 

BASIS OF ACCOUNTING   

These financial statements are for Trafalgar Property Group Plc (“the Company”) and its subsidiary undertakings 
(‘the  Group’).  The Company is a public company, limited by shares and incorporated in England and Wales. 
(company number is 04340125). The Company’s registered office is Chequers Barn, Bough Beech, Edenbridge, 
Kent, TN8 7PD. 

The nature of the Group’s operations and its principal activities are set out in the Strategic Report on page  5. 

BASIS OF PREPARATION 

The  Group  financial  statements  have  been  prepared  in  accordance  with  International  Financial  Reporting 
Standards (IFRS) and interpretations adopted by the European Union (“EU”) and as applied in accordance with 
the provisions of the Companies Act 2006.  These financial statements are for the year ended 31 March 2020 and 
are presented in pounds sterling (“GBP”).  The comparative year is for the year to 31 March 2019.   

The financial statements have been prepared under the historical cost convention in accordance with applicable 
United Kingdom law.   The principal accounting policies adopted are set out below. 

GOING CONCERN   

The  Directors  have  reviewed  forecasts  and  budgets  for  the  coming  year,  which  have  been  drawn  up  with 
appropriate  regard  for  the  current  economic  environment  and  the  particular  circumstances  in  which  the  Group 
operates. These  were  prepared  with  reference  to  historical and current  industry  knowledge,  taking  into account 
future strategy of the Group. 

The Group continues to utilise banking sources for the financing of its developments, together with loans from 
third party investors, to ensure that there is sufficient money available for the Group to undertake and complete its 
various developments. 

The Group do not operate an overdraft facility but borrow on a site specific basis from various bankers, with a 
mix  of  loans  from  outside  investors  geared  to  some  of  the  development  properties  and  otherwise  loaned  on  a 
general basis to the Group. 

The Board is comfortable with the structure of its bank finance, which usually involves the bank lending a modest 
sum towards the land purchase for the modest sized residential development schemes, with the Group putting up 
the rest of the funds required to acquire the site and the costs associated with the acquisition and then for the bank 
to provide 100% of the build finance.   However, difficulties have been experienced in the raising of finance for 
the  substantial larger extra care/assisted living schemes which the Group wishes to undertake and the Group is 
accordingly actively seeking the finance for such developments at the present time. 

Investor loans that are not related to specific sites are long term loans with repayment dates extending beyond the 
year end and have, in the past, been renewed when they come up for repayment. 

The  existing  operations  have  been  generating  funds  to  meet  short-term  operating  cash  requirements  and 
management are confident that the expected sales will allow the Group to meet loan repayments due within the 
next twelve months or that the loans will be refinanced. 

As a result of these considerations, at the time of approving the financial statements, the Directors consider that 
the  Company  and  the  Group  have  sufficient  resources  to  continue  in  operational  existence  for  the  foreseeable 
future.  

However  given  that  a  degree  of  uncertainty  exists  in  the  timing  of    future  sales,  and  management’s  ability  to 
refinance  all  loans  due  in  the  next  twelve  months,  there  exists  a  material  uncertainty  in  relation  to  the  going 
concern basis adopted in the preparation of the financial statements.   

P a g e  | 21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
GROUP ACCOUNTING POLICIES  
For the year ended 31 March 2020 

REVENUE RECOGNITION 

Revenue represents the amounts receivable from the sale of properties during the year and other income directly 
associated with property development.  Revenue from the sale of properties is recognised when the amounts of 
revenue and cost can be measured reliably, the significant risks and rewards of ownership have been transferred 
to the buyer, neither continuing managerial involvement nor effective control of the property is retained and it is 
probable that the economic benefits associated with the sale will flow to the Group/company.  In the majority of 
cases properties are treated as sold and profits are recognised at the point of legal completion. 

The  Directors  are  of  the  opinion  that  this  accounting  policy  accurately  reflects  commercial  reality  and  the 
recording of revenue for the Group. 

STANDARDS ISSUED BUT NOT YET EFFECTIVE  

The financial statements comply with IFRS as adopted by the European Union. A number of new and revised 
Standards and Interpretations have been adopted in the current period by the Group for the first time and do not 
have a material impact on the Group. 

In  the  current  year,  the  Group  has  applied  a  number  of  amendments  to  IFRS  Standards  and  Interpretations    
issued  by  the  IASB  that  are  effective  for  an  annual  period  that  begins  on  or  after  1  January  2019.  Their  
adoption  has  not  had  any  material  impact  on  the  disclosures  or  on  the  amounts  reported  in  these  financial 
statements. 

IFRIC 23 Uncertainty over Income Tax Treatments 
The Group has adopted IFRIC 23 for the first time in the current year. IFRIC 23 sets out how to determine the 
accounting tax position  when there is uncertainty over income tax treatments. The Interpretation requires the 
Group  to:  •  determine  whether  uncertain  tax  positions  are  assessed  separately  or  as  a  group;  and    •  assess 
whether it is probable that a tax authority will accept an uncertain tax treatment used, or proposed to be used, 
by  an  entity  in  its  income  tax  filings:  –  If  yes,  the  Group  should  determine  its  accounting  tax  position 
consistently  with  the  tax  treatment  used  or  planned  to  be  used  in  its  income  tax  filings.    –  If  no,  the  Group 
should reflect  the effect of uncertainty in determining its accounting tax position using  either the  most likely 
amount or the expected value method. 

IFRS 16 Leases  
IFRS  16  introduces  new  or  amended  requirements  with  respect  to  lease  accounting.  It  introduces  significant 
changes to lessee accounting by removing the distinction between operating and finance lease and requiring the 
recognition of a right-of-use  asset and a lease liability at commencement for all leases,  except for short-term 
leases and leases of low value assets. In contrast to lessee accounting, the requirements for lessor accounting 
have remained largely unchanged. The impact of the adoption of IFRS 16 on the Group’s consolidated financial 
statements is described below.  
The date of initial application of IFRS 16 for the Group is 1 April 2019.  
The Group only have short-term leases and leases of low value assets. Therefore there has been no impact on 
the Group financial statements as a result of IFRS 16. 

New and revised IFRS Standards in issue but not yet effective 
At  the  date  of  authorisation  of  these  financial  statements,  the  Group  has  not  applied  the  following  new  and 
revised IFRS Standards that  have been issued but are  not  yet effective and [in some cases]  had  not  yet been 
adopted by the EU: 

IFRS  10  and  IAS  28  (amendments)  Sale  or  Contribution  of  Assets  between  an  Investor  and  its  Associate  or 
Joint Venture  
Amendments to IFRS 3 Definition of a business  
Amendments to IAS 1 and IAS 8 Definition of material  
Conceptual Framework Amendments to References to the Conceptual Framework in IFRS Standards 
The directors do not expect that the adoption of the Standards listed above will have a material impact on the 
financial statements of the Group in future periods. 

P a g e  | 22 

 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
GROUP ACCOUNTING POLICIES  
For the year ended 31 March 2020 

BASIS OF CONSOLIDATION 

The consolidated financial statements incorporate the financial statements of the Group and its subsidiaries.  

The results of subsidiaries acquired during the year are included from the date of acquisition, being the date on 
which the Group obtains control. They are deconsolidated on the date that control ceases. 

The  consideration  transferred  for  the  acquisition  of  a  subsidiary  is  the  fair  value  of  the  assets  transferred,  the 
liabilities  incurred  and  the  equity  interests  issued  by  the  Group.  This  fair  value  includes  any  contingent 
consideration. Acquisition-related costs are expensed as incurred. 

When the Group ceases to have control or significant influence, any retained interest in the entity is remeasured 
to  its  fair  value,  with  the  change  in  carrying  amount  recognised  in  profit  or  loss.    The  fair  value  is  the  initial 
carrying  amount  for  the  purposes  of  subsequently  accounting  for  the  retained  interest  as  an  associate,  joint 
venture  or  financial  asset.    In  addition,  any  amounts  previously  recognised  in  other  comprehensive  income  in 
respect of that entity are accounted for as if the Group had directly disposed of the related assets or liabilities.  
This may mean the amounts previously recognised in other comprehensive income are reclassified to profit or 
loss. 

Control is achieved when the Group: 

-          has the power over the investee; 
-          is exposed or his rights, to variable returns from its involvement with the investee; and 
-          has the ability to use its power to affect its returns. 

FUNCTIONAL CURRENCY 

Items included in the financial statements of each of the Group’s entities are measured using the currency of the 
primary  economic  environment  in  which  the  entity  operates  (‘the  functional  currency’).    The  consolidated 
financial  statements  are  presented  in  Pounds  Sterling  (£),  which  is  the  Company’s  functional  and  the  Group’s 
presentation currency.  

DEFINED CONTRIBUTION PENSION PLAN 

The Group operates a defined contribution plan for its employees. A defined contribution plan is a  pension plan 
under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the 
Group has no further payments obligations. 

The contributions are recognised as an expense in the Statement of Comprehensive Income when they fall due. 
Amounts not paid are shown in accruals as a liability in the Statement of Financial Position. The assets of the 
plan are held separately from the Group in independently administered funds 

FINANCIAL INSTRUMENTS 

The Company recognises financial instruments when it becomes a party to the contractual arrangements of the 
instrument.  Financial  instruments  are  de-recognised  when  they  are  discharged  or  when  the  contractual  term 
expire. The Company’s accounting policies in respect of financial instruments transactions are explained below: 
Financial assets and financial liabilities are initially measured at fair value. 

Financial assets: 
All recognised financial assets are subsequently measured in their entirety at either fair value or  amortised cost, 
depending on the classification of the financial assets. 

Fair value through profit or loss 
All of the Company’s financial assets other than those which meet the criteria to be measured at amortised cost 
are subsequently measured at fair value at the end of each reporting period, with any fair value gains or losses 

P a g e  | 23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
GROUP ACCOUNTING POLICIES  
For the year ended 31 March 2020 

being recognised in profit or  loss to the  extent they are not part of a designated hedging relationship. The net 
gain or loss recognised in profit or loss includes any dividend or interest earned on the financial asset.  

Debt instruments at amortised cost 
Debt  instruments  are  subsequently  measured  at  amortised  cost  where  they  are  financial  assets  held  within  a 
business model whose objective is to hold financial assets in order to  collect contractual cash flows and selling 
the financial assets, and the contractual terms of the financial asset give rise on specified dates to cash flows that 
are solely payments of principal and interest on the principal amount outstanding. Amortised cost is calculated 
using the effective interest method and represents the amount measured at initial recognition less repayments of 
principal  plus  the  cumulative  amortisation  using  the  effective  interest  method  of  any  difference  between  the 
initial amount and the maturity amount, adjusted for any loss allowance. 

Trade payables 
Trade payables are initially measured at fair value and are subsequently measured at amortised cost,  using the 
effective interest rate method. 

Equity instruments 
Equity instruments issued by the company are recorded at the proceeds received, net of direct issue costs. Shares 
issued are held at their fair value. 

Share capital 
Ordinary  share  capital  is  classified  as  equity.  Interim  ordinary  dividends  are  recognised  when  paid  and  final 
ordinary dividends are recognised as a liability in the year in which they are approved. 

Impairment of financial assets 
The Company recognises a loss allowance for expected credit losses (ECL) on investments in debt instruments 
that  are  measured  at  amortised  cost  or  FVTOCI,  lease  receivables,  amounts  due  from  customers  under 
construction contracts, as well as on loan commitments and financial guarantee contracts. No impairment loss is 
recognised  for  investments  in  equity  instruments.  The  amount  of  expected  credit  losses  is  updated  at  each 
reporting date to reflect changes in credit risk since initial recognition of the respective financial instrument.  

The Company recognises lifetime ECL on all financial instruments where there has been a significant increase in 
credit risk since initial recognition. The assessment of  whether lifetime ECL should be recognised is based on 
significant increase in the likelihood or risk of a default occurring since initial recognition instead of on evidence 
of a financial asset being credit-impaired at the reporting date or an actual default occurring. 

Lifetime  ECL  represents  the  expected  credit  losses  that  will  result  from  all  possible  default  events  over  the 
expected life of a financial instrument. In contract, 12 month ECL represents the portion of lifetime ECL that is 
expected  to  result  from  default  events  on  a  financial  instrument  that  are  possible  within  12  months  after  the 
reporting date. 

In  assessing  whether  the  credit  risk  on  a  financial  instrument  has  increased,  the  following  shall  be  taken  into 
account: 
- Actual or expected significant deterioration in the financial instrument’s external or internal credit rating; or 
- Significant deterioration in external market conditions; or 
- Existing or forecast adverse changes in business, financial or economic conditions that will impact the debtor’s       
ability to meet debt obligations; or 
- Actual or expected deterioration in the operating results of the debtor; or 
-  Actual  or  expected  significant  adverse  changes  in  the  regulatory  or  technological  environment  of  the  debtor 
that will impact the debtor’s ability to meet debt obligations. 

For  certain  categories  of  financial  asset,  such  as  trade  receivables,  assets  that  are  assessed  not  to  be  impaired 
individually are subsequently assessed for impairment on a collective basis. Objective evidence of impairment 
for a portfolio of receivables could include the Company's past experience of collecting payments, an increase in 
the number of delayed payments in the portfolio past the average credit period of 30 days, as well as observable 
changes in the national or local economic conditions that correlate with default on receivables. 

P a g e  | 24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
GROUP ACCOUNTING POLICIES  
For the year ended 31 March 2020 

Financial liabilities: 

Fair value through profit or loss 

Financial  liabilities are classified as at fair  value  through profit or loss,  when the  financial liability  is  held for 
trading, or is designated as at fair value through profit or loss. This designation may be made if such designation 
estimates or significantly reduces a measurement or recognition inconsistency that would otherwise arise, or the 
financial  liability  forms  part  of  a  group  of  financial  instruments  which  is  managed  and  its  performance  is 
evaluated  on  a  fair  value  basis,  or  the  financial  liability  forms  part  of  a  contract  containing  one  or  more 
embedded derivatives, and IFRS 9 permits the entire combined contract to be designated as at fair value through 
profit or loss. Any gains or losses arising on changes in fair value are recognised in profit or loss to the extent 
that they are not part of a designated hedging relationship.  

At amortised cost 

Financial liabilities which are neither contingent consideration of an acquirer in a business combination, held for 
trading, nor designated as at fair value through profit or loss are subsequently measured at amortised cost using 
the  effective  interest  method. This  is  a  method  of  calculating  the  amortised  cost  of  a  financial  liability  and  of 
allocating interest expense over the relevant period. The effective interest rate is the rate that  exactly discounts 
estimated future cash payments through the expected life of the financial liability, or where appropriate a shorter 
period, to the amortised cost of a financial liability. 

Derecognition of financial liabilities 

The company derecognises financial liabilities when, and only when, the company's obligations are discharged, 
cancelled or they expire. 

CASH AND CASH EQUIVALENTS 

Cash and cash equivalents comprise cash balances and deposits held at call with banks with maturities of  three 
months or less from inception.  

INVENTORIES 

Inventories consist of properties under construction and are stated at the lower of cost and net realisable value.  
Cost comprises direct  materials and,  where applicable, direct labour costs and those overheads that have been 
incurred  in  bringing  the  inventories  to  their  present  location  and  condition.    Interest  on  sums  borrowed  that 
finance  specific  projects  is  added  to  cost.  Net  realisable  value  represents  the  estimated  selling  price  less  all 
estimated costs of completion and costs to be incurred in marketing, selling and distribution.  

PROPERTY PLANT AND EQUIPMENT 

Property,  plant  and  equipment  are  stated  at  cost,  net  of  depreciation  and  any  provision  for  impairment.  
Depreciation is calculated to write down the cost less estimated residual value of all tangible fixed assets using 
the reducing balance method over their expected useful economic lives.  The rates generally applicable are: 

Fixtures, fittings and equipment - 25% on reducing balance  

INVESTMENT PROPERTY 

Investment  property,  which  is  property  held  to  earn  rentals  and/or  for  capital  appreciation  (including  property 
under  construction  for  such  purposes),  is  measured  initially  at  cost,  including  transaction  costs.  Subsequent  to 
initial recognition, investment property is measured at fair value. Gains or losses arising from changes in the fair 
value of investment property are included in profit or loss in the period in which they arise.” 

FINANCIAL LIABILITIES AND EQUITY 

Financial liabilities and equity instruments issued by the Group are classified according to the substance of the 
contractual  arrangements  entered  into  and  the  definitions  of  a  financial  liability  and  an  equity  instrument.  An 

P a g e  | 25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
GROUP ACCOUNTING POLICIES  
For the year ended 31 March 2020 

equity instrument is any contract that evidences a residual interest in the assets of the Group after deducting all 
of its liabilities. The accounting policies adopted for specific financial liabilities and equity instruments are set 
out below. 

BORROWING COSTS 

Borrowing  costs  directly  attributable  to  the  acquisition,  construction  or  production  of  qualifying  assets,  which 
are assets that take a substantial period of time to be completed for sale, are added to the cost of property held as 
stock at the year end.  All other borrowing costs are recognised in the statement of comprehensive income in the 
year in which they relate.  

CURRENT AND DEFERRED TAXATION 

Current  tax  assets  and  liabilities  for  the  current  and  prior  years  are  measured  at  the  amount  expected  to  be 
recovered from or paid to the tax authorities.  The tax rates and the tax laws used to compute the amount are 
those that are enacted or substantively enacted, by the reporting date. 

The tax expense represents the sum of the tax currently payable and deferred tax. 

The  tax  currently  payable  is  based  on  taxable  profit  for  the  year.  Taxable  profit  differs  from  net  profit  as 
reported  in  the  income  statement  because  it  excludes  items  of  income  or  expense  that  are  taxable  or 
deductible  in  other  years  and  it  further  excludes  items  that  are  never  taxable  or  deductible.  The  Group's 
liability  for  current  tax  is  calculated  using  tax  rates  that  have  been  enacted  or  substantively  enacted  by  the 
reporting date. 

Deferred tax is  the tax expected to be payable or recoverable on differences between the carrying amounts of 
assets  and  liabilities  in  the  financial  statements  and  the  corresponding  tax  bases  used  in  the  computation  of 
taxable  profit.    Deferred  tax  liabilities  are  generally  recognised  for  all  taxable  temporary  differences  and 
deferred  tax assets are recognised to the  extent that it is probable that taxable profits  will be available against 
which  deductible  temporary  differences  can  be  utilised.  Such  assets  and  liabilities  are  not  recognised  if  the 
temporary difference arises from goodwill or from the initial recognition (other than in a business combination) 
of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit. 

The carrying amount of deferred tax assets is reviewed at each reporting date and reduced to the extent that it is 
no  longer  probable  that  sufficient  taxable  profits  will  be  available  to  allow  all  or  part  of  the  asset  to  be 
recovered. 

Deferred tax is calculated at the tax rates that are expected to apply in the year when the liability is settled or 
the  asset  is  realised.    Deferred  tax  is  charged  or  credited  in  profit  or  loss,  except  when  it  relates  to  items 
charged or credited directly to other comprehensive income, in which case the deferred tax is also dealt with in 
other comprehensive income. 

PROVISIONS 

Provisions  are  recognised  when  the  Group  has  a  present  obligation  (legal  or  constructive)  as  a  result  of  a 
past event and it is probable that an outflow of resources embodying economic benefits will be required to 
settle the obligation and a reliable estimate can be made of the amount of the obligation.  Where the Group 
expects some or all of a provision to be reimbursed, the reimbursement is recognised  as a separate asset but 
only  when the reimbursement is virtually certain. The expense relating to any provision is presented in the 
income statement net of any reimbursement. If the effect of the time value of money is material, provisions 
are discounted using a current pre-tax rate that reflects, where appropriate, the risks specific to the liability. 
Where  discounting  is  used,  the  increase  in  the  provision  due  to  the  passage  of  time  is  recognised  as  a 
borrowing cost. 

COMMITMENTS AND CONTINGENCIES 

Commitments and contingent liabilities are disclosed in the financial statements. They are disclosed unless 
the possibility of an outflow of resources embodying economic benefits is remote. A contingent asset is not 
recognised in the financial statements but disclosed when an inflow of economic benefits is virtually certain. 

P a g e  | 26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
GROUP ACCOUNTING POLICIES  
For the year ended 31 March 2020 

CRITICAL  ACCOUNTING  JUDGMENTS  AND  KEY  SOURCES  OF  ESTIMATION  AND 
UNCERTAINTY 

The preparation of financial statements in conformity with IFRS as adopted by the EU requires the use of certain 
critical accounting estimates. It also requires management to exercise its judgment in the process of applying the 
Group’s  accounting  policies.  The  areas  involving  a  higher  degree  of  judgment  or  complexity,  or  areas  where 
assumptions and estimates are significant to the Group financial statements are disclosed below. 

Estimates  and  judgments  are  continually  evaluated  and  are  based  on  historical  experience  and  other  factors, 
including expectations of future events that are believed to be reasonable under the present circumstances. 

Valuation of Inventory          

The Group assesses the net realisable value of inventories under development and completed properties held for 
sale  according  to  their  recoverable  amounts  based  on  the  realisability  of  these  properties,  taking  into  account 
estimated costs to completion based on past experience and committed contracts and estimated net sales based 
on  prevailing  market  conditions.  Provision  is  made  when  events  or  changes  in  circumstances  indicate  that  the 
carrying amounts may not be realised. The carrying value is reduced by its selling price less costs to complete 
and  sell.    This  impairment  loss  is  recognised  immediately  in  the  Statement  of  Comprehensive  Income.    The 
assessment requires the use of judgment and estimates.  The carrying amount of inventory is disclosed in note 12 
to the financial statements. 

Recognition of deferred tax assets  

The recognition of deferred tax assets is based upon whether it is more likely than not that sufficient and suitable 
taxable  profits  will  be  available  in  the  future  against  which  the  reversal  of  temporary  differences  can  be 
deducted.    To  determine  the  future  taxable  profits,  reference  is  made  to  the  latest  available  profit  forecasts.  
Where the temporary differences are related to losses, relevant tax law is considered to determine the availability 
of the losses to offset against the future taxable profits. 

Impairment of non financial assets  
At  each  statement  of  financial  position  date  the  company  reviews  the  carrying  amounts  of  its  tangible  and 
intangible assets with finite lives to determine whether there is an indication that those assets have suffered an 
impairment  loss.  If  any  such  indication  exists,  the  recoverable  amount  of  the  asset  is  estimated  in  order  to 
determine the extent of the impairment loss (if any).  

If the recoverable amount of an asset is estimated to be less than its carrying amount, the carrying amount of the 
asset is reduced to its recoverable amount. Impairment losses are recognised as an expense immediately, unless 
the  relevant  asset  is  land  or  buildings  at  a  revalued  amount,  in  which  case  the  impairment  loss  is  treated  as  a 
revaluation decrease. 

Where  an  impairment  loss  subsequently  reverses,  the  carrying  amount  of  the  asset  is  increased  to  the  revised 
estimate  of  its  recoverable  amount,  but  so  that  the  increased  carrying  amount  does  not  exceed  the  carrying 
amount that would have been determined had no impairment loss been recognised for the asset in prior years. A 
reversal  of  an  impairment  loss  is  recognised  as  income  immediately,  unless  the  relevant  asset  is  carried  at  a 
revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase. 

P a g e  | 27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

1                 SEGMENTAL REPORTING 

For  the  purpose  of  IFRS  8,  the  chief  operating  decision  maker  (“CODM”)  takes  the  form  of  the  Board  of 
Directors.  The Directors’ opinion of the business of the Group is as follows. 

The principal activity of the Group was property development.  All the Group’s non-current assets are located in 
the UK. 

Based on the above considerations, there is considered to be one reportable segment.  The internal and external 
reporting  is  on  a  consolidated  basis  with  transactions  between  Group  companies  eliminated  on  consolidation.  
Therefore the financial information of the single segment is the same as that set out in the consolidated statement 
of  comprehensive  income,  the  consolidated  statement  of  changes  in  equity,  the  consolidated  statement  of 
financial position and cashflows.  

Revenue   

An analysis of revenue is as follows: 

The Group’s revenue, which is all attributable to their principal activity, can be split as follows: 

Development sales 
Rental income 

Timing of revenues are as follows: 

Goods transferred at a point in time  
Services transferred over time 

Revenues analysed by geographic location are as follows: 

United Kingdom   

2020 
      £ 

       1,891,000 
            79,106 
       1,970,106 

            2019 
                  £ 
     Restated 
    2,123,500 
           4,689 
    2,128,189 

2020 
      £ 
       1,891,000 
            79,106 
       1,970,106 

            2019 
                  £ 
     2,123,500 
            4,689 
     2,128,189 

2020 
       £ 
       1,970,106 

             2019 
     £ 
    2, 128,189 

2                OTHER INTEREST RECEIVABLE AND SIMILAR INCOME 

Rental income has now become part of the principal activity of the Group, and is therefore shown in revenue  
with a subsequent restatement of the prior year. 

P a g e  | 28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

3                LOSS FOR THE YEAR 

Operating loss is stated after charging / (crediting) the following: 

Subcontractor costs and cost of inventories recognised as an expense 
Interest charges 

2020 
     £ 

           2019 
   £ 
       1,687,759          2,063,709 
          128,279             328,651 
    2,392,360 
       1,816,038 

Depreciation of property, plant and equipment 

   902 

740 

Auditor’s remuneration – audit services - Group 
Auditor’s remuneration – audit services – Group entities 

Operating expenses by nature: 
Subcontractors costs, interest and consumables  
Employee expenses  
Depreciation 
Other expenses 
Consultancy Services – P Treadaway 
Debt forgiveness  

4                EMPLOYEES AND DIRECTORS’ REMUNERATION 

Staff costs during the year were as follows: 

Wages and salaries 
Social security costs 
Other pension costs 

The average number of employees of the Group during the year was: 

Directors 
Management 

             10,000 
              7,000 
            17,000 

        10,000 
          6,000 
        16,000  

1,816,038 
141,552 
902 
994,395 
70,108 
(70,108) 
2,952,887 

2,392,360 
169,054 
740 
1,862,457 
- 
- 
4,424,611 

2020 
£ 
113,000 
8,512 
20,040 
141,552 

2019 
£ 
138,000 
11,394 
19,660 
169,054 

2020 
Number 
3 
2 

2019 
Number 
4 
2 

Key management are the Group’s Directors.  Remuneration in respect of key management was as follows: 

Short-term employee benefits: 
- Emoluments for qualifying services C C Johnson 
- Emoluments for qualifying services A Johnson 
- Emoluments for qualifying services J Dubois 

2020 
£ 

- 
48,550 
15,879 

2019 
£ 

- 
65,617 
15,907 

64,429 

81,524 

There are retirement benefits accruing to Mr C C Johnson for whom a company contribution was paid during the 
year of £18,000 (2019: £18,000) and Mr A Johnson £ 1,350 (2019: £1,200).  

Consultancy fees of £ 4,994 (2019: £4,994) were paid to Mr N Lott during the year. 

P a g e  | 29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

5                INTEREST PAYABLE AND SIMILAR CHARGES 

During the  year the  mortgage interest paid on borrowings relating to ongoing developments was capitalised as 
part of inventory £ 10,102 (2019: £ 183,217) with the interest on properties sold in the year forming part of cost 
of sales and transferred to profit & loss accordingly.  

For sites where the construction had been completed, the  mortgage interest paid of £ 118,177 (2019: £145,434) 
has been accounted for in the profit & loss within cost of sales together with an impairment provision of £ nil 
(2019: £126,661)  on account of the reduction of likely selling prices being achieved since  the year end.    

6                TAXATION  

Current tax 

Tax charge 

2020 
£ 

2019 
£ 

- 

- 

- 

- 

2020 
£ 

2019 
£ 

(Loss)/profit on ordinary activities before tax 

(1,022,898) 

(2,296,422) 

Based on (loss) for the year: 
Tax at 19% (2018: 19%) 

Unrelieved tax losses 
Impairment 
Disallowable expenses 

Tax charge for the year 

Deferred tax  

(194,350) 

(436,320) 

76,411 
116,968 
971 

138,799 
296,271 
1,250 

- 

- 

No deferred tax asset has been recognised in respect of historical losses due to the uncertainty in future profits 
against  which  to  offset  these  losses.  As  at  the  31  March  2020,    the  Group  had  cumulative  tax  losses  of   
£4,381,991  (2019: £3,364,609) that are available to offset against future taxable profits. 

7                (LOSS) PER ORDINARY SHARE 

The calculation of (loss)/profit per ordinary share is based on the following profits/(losses) and number of 
shares: 

(Loss) for the year 

2020 

2019 

£ 

£ 

(1,022,898) 

(2,296,422) 

Weighted average number of shares for basic (loss) per share 
Weighted average number of shares for diluted  (loss) per share 

487,690,380  425,190,380 
487,690,380  425,190,380 

(LOSS) PER ORDINARY SHARE: 
Basic 
Diluted 

(0.21)p 
(0.21)p 

(0.54)p 
(0.54)p 
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Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

8            PROPERTY, PLANT AND EQUIPMENT 

Plant and equipment  

Cost 
At 1 April 
Additions 

At 31 March 

Depreciation 
At 1 April 
Charge for the year 

At 31 March 

2020 
 £ 

6,205 
986 
7,191 

4,866 
902 
5,768 

2019 
£ 

6,205 
- 
6,205 

4,126 
740 
4,866 

Net book value at 31 March   

    1,423 

1,339 

9  

INVESTMENT PROPERTY  

FAIR VALUE 
1 April 2019 
Additions 
31 March 2020 

NET BOOK VALUE 
At 31 March 2020 

At 31 March 2019 

Fair Value at 31 March 2020 is represented by: 
Valuation in 2020 

2020 
£ 
- 

1,975,000    
1,975,000 

2019 
£ 
- 
                - 
- 

1,975,000 

- 

1,975,000 

- 

- 

- 

The Directors consider there has been no change in the  valuation  since purchase of the properties in August 
2019 and therefore the property remains in the accounts as at 31 March 2020 at £1,975,000.00.  

10                 TRADE AND OTHER RECEIVABLES 

Other receivables 
Other taxes 
Prepayments 

2020 
 £ 

24,000 
16,480 
1,819 
42,299 

2019 
£ 

75,389 
14,629 
2,074 
92,092 

There  are  no  receivables  that  are  past  due  but  not  impaired  at  the  year-end.  There  are  no  provisions  for 
irrecoverable debt included in the balances above. 

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Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

11             CASH AND CASH EQUIVALENTS 

All  of  the  Group's  cash  and  cash  equivalents  at  31  March  2020  are  in  sterling  and  held  at  floating  interest 
rates. 

Cash and cash equivalents 

2020 
£ 

2019 
£ 

27,969 

32,800 

The Directors consider that the carrying amount of cash and cash equivalents approximates to their fair value. 

12              INVENTORY 

Work in progress 

See note 5 for details of interest capitalised as part of the value of inventory. 

13             TRADE AND OTHER PAYABLES 

Trade payables  
Other payables  
Taxation & social security  
Accruals  

14             BORROWINGS 

Directors’ loans 
Other loans 
Bank loans - see under 

2020 
 £ 

2019   
£   

1,212,692 

4,481,230   

2020 
 £ 

85,950 
28,130 
3,422 
431,302 
548,804 

2019 
£ 

21,602 
2,462 
6,149 
411,990 
442,203 

2020 
 £ 

2019 
£ 

3,471,511 
1,180,000 
1,479,373 
6,130,884 

2,693,103 
1,580,000 
2,502,462 
6,775,565 

Included in Directors’ loans is the sum of £ 300,000 (2019: £300,000) advanced by the DFM Pension Scheme of 
which  Mr  J  Dubois  is  the  principal  beneficiary.  This  loan  bears  interest  at  12%  per  annum  (2019:  12%  per 
annum).  

Within Directors’ loans is the sum of £ 240,000 provided by Mr C C Johnson for a deposit on an option which 
was not taken up. 

The remaining balance is disclosed in note 17.  

Included  in  other  loans  is  £  650,000  (2019:  £980,000)  advanced  by  Mr.  G  Howard  (son-in-law  of  Mr.  C  C 

P a g e  | 32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

Johnson) to the company at a rate  of 10% per annum (2019: 10% pa). £ 530,000 (£2019: £600,000) has been 
advanced by C Rowe, an employee of the Group, at a rate of 10% per annum.  

Lloyds Bank hold a legal charge over land at Wellesley Road, Sheerness, Kent, together with charges over two 
term life policies on two of the Directors. 

Mrs S Johnson, wife of Mr C C Johnson has a legal charge relating to her loan of £ 380,000 to Selmat. 

Selmat has also granted to Paragon Mortgages,  legal charges  over the freehold property at Hildenborough and  
leasehold properties of  one of the three flats purchased in the year at Burnside.  These mortgages are interest only, 
for a term of 7 years with a fixed interest rate for the first 5 years.    

The bank borrowings are repayable as follows: 

On demand or within one year 
In the second year 
In the third to fifth years inclusive 
After five years 

Less amount due for settlement within 12 months 
(included in current liabilities) 

Amount due for settlement after 12 months 

The weighted average interest rates paid on the bank loans were as follows: 

Bank loans:  2.03 % (2019: 7.18%)  

2020 
 £ 

2019 
£ 

555,000 
- 
- 
924,373 
1,479,373 

2,502,462 
- 
- 
- 
2,502,462 

555,000 
924,373 

2,502,462 
- 

All  of  the  Directors’  loans  are  repayable  after  more  than  1  year.  All  loans  are  interest  bearing  and  charged 
accordingly.  However Mr C C Johnson has waived his right to interest in the year and as a result interest of £ Nil 
(2019: £ Nil) was paid to Mr C C Johnson. The rate of interest on the loan is 5% pa (2019: 5% pa). Interest of    
£36,000 (2019: £36,000) was paid to Mr J Dubois at the rate of 12% pa (2019: 12% pa).  

15             SHARE CAPITAL 

Authorised Share Capital  

Ordinary shares of  0.1p in issue 
Ordinary shares of 0.1p issued in year  
Total number of Ordinary shares  
Deferred shares of 0.9p in issue 

2020 
Number 

2019 
Number 

425,190,380  425,190,380 
- 
62,500,000 
487,690,380  525,190,380 
238,375,190   238,375,190 
726,065,570  663,565,570 

On 3l May 2019 62,500,000 Ordinary shares of 0.1p were issued at 0.4p per share.   

Ordinary shares entitle the holder to receive notice of and to attend or vote at any general meeting of the Company 
or to receive dividends or other distributions.   

Deferred shares do not entitle the holder to receive notice of and to attend or vote at any general meeting of the 
Company  or  to  receive  dividends  or  other  distributions.  Upon  winding  up  or  dissolution  of  the  Company  the 
holders of deferred shares shall be entitled to receive an amount equal to the nominal amount paid up thereon, but 
only after holders of Ordinary shares have received £ 100,000 per Ordinary Share. Holders of deferred shares are 

P a g e  | 33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

not  entitled  to  any  further  rights  of  participation  in  the  assets  of  the  Company.    The  Company  has  the  right  to 
purchase the deferred shares in issue at any time for no consideration.    

Issued, allotted and fully paid 

Ordinary shares 
Deferred shares 
Issued in year  - ordinary shares 

16             SHARE PREMIUM ACCOUNT 

Balance brought forward 
Premium on issue of new shares 
Share issue costs 
Balance carried forward 

17             RELATED PARTY TRANSACTIONS 

2020 
£ 

2019 
£ 

425,190 
2,145,377 
          62,500          
     2,633,067  

425,190 
2,145,377 
                 -  
  2,570,567 

2020 
£ 

2019 
£ 

2,510,462 
187,500 
(37,100) 
2,660,862  

2,510,462 
- 
- 
 2,510,462  

Mr C C Johnson holds 38.3% (2019: 43.94%) of the total issued share capital of the Group as at 31 March, 2020 

During the year four properties were sold by TNH to another Group Company, Selmat,  at market value.   

Mr D C Stocks held 80,330,532 ordinary shares  of the Group as at 31 March, 2020. He has since sold his entire 
shareholding. 

Mr P Treadaway held 106,484,658 ordinary shares  of the Group as at 31 March, 2020. 

Further details relating to an issue of shares post year end can be found under note 18.  

The following working capital loans have been provided by the Directors: 

C C Johnson 
Opening balances 
Loan repayments 
Personal drawings 
Capital injected  
Interest payable 

Balance carried forward  

J Dubois   

D Stocks  

P Treadaway 

Balance carried forward 

2020 
£ 

2019 
£ 

2,417,146 
- 
(141,910) 
896,275 
- 
3,171,511 

2,170,657 
- 
(73,511) 
320,000 
- 
2,417,146 

          300,000 

      300,000 

                     - 

      (23,935)  

                     - 

3,471,511 

           (108) 
2,693,103 

P a g e  | 34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
           
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
            
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

Mr Johnson’s Loan bore interest during the year at 5% (2019: 5% pa), but he has chosen to forego the interest in 
the  year.   Mr Johnson is  no longer a Director , but  he served as a Director for part of  the  year and remains  a 
shareholder.  Mr Dubois’s Loan, which is from his Pension Fund of which he is the sole beneficiary, was at 12% 
pa interest (2019: 12% pa). 

Mrs S Johnson, wife of Mr C C Johnson provided a Loan of £380,000 which bore interest of 5% pa, (2019: nil), 
to Selmat, a subsidiary of the Group This has been included within Mr C C Johnson’s loan balance above.   

During the year rents were paid of £10,000 (2019: £10,259) to the Combe Bank Homes Pension Scheme which 
owns  the  freehold  offices  at  Chequers  Barn.    Mr  C  C    Johnson  is  a  Trustee  and  Beneficiary  of  that  Pension 
Scheme. 

Prior  to  Mr  P  Treadaway’s  appointment  as  a  Director,  charges  of  £70,108  were  paid  to  him  in  relation  to 
consultancy services. 

During the year payments were made to Mr D Stocks of £68,936 for consultancy services.   

18             SHARE OPTIONS AND WARRANTS  

There are no share options or warrants as at the year end.   

On 14 July, 2020 warrants to subscribe for ordinary shares of 0.01p were granted as follows:- 

Subscribers to the placing effected in July 2020 were granted warrants to subscribe for up to 937,500,000 shares 
for a period of  two years, exercisable at 0.2p per share; 

Peterhouse  Capital  Limited  was  granted  warrants  to  subscribe  for  shares  equivalent  up  to  3%  of  the  issued 
ordinary share capital for a period of two years, exercisable at 0.08p per share. 

Further,  on  14  July  2020,  £  600,000  of  convertible  loan  notes  were  issued  to  Mr  C  C  Johnson  as  part  of 
arrangements  to  reorganise  loans  between  him  and  the  Group.    The  notes  are  convertible  into  300,000,000 
ordinary  shares  at  0.2p  per  share  for  a  period  of  two  years.    On  conversion,  warrants  to  subscribe  for  up  to 
300,000,000 ordinary shares will be granted to Mr C C Johnson, exercisable for a period of two years from the 
date of grant at 0.2p per share. 

19             CATEGORIES OF FINANCIAL INSTRUMENTS 

All financial instruments are measured under IFRS 9 at amortised cost. 

Capital risk management 

The  Group  considers  its  capital  to  comprise  its  share  capital  and  share  premium.    The  Group’s  capital 
management  objectives  are  to  safeguard  the  entity’s  ability  to  continue  as  a  going  concern,  so  that  it  can 
continue  to  provide  returns  for  shareholders  and  benefits  for  other  stakeholders  and  to  provide  an  adequate 
return to shareholders by pricing products and services commensurately with the level of risk. 

Significant Accounting Policies  

Details  of  the  significant  accounting  policies  and  methods  adopted,  including  the  criteria  for  recognition, 
the basis of measurement and the basis on which income and expenses are recognised, in respect of each class of 
financial  asset,  financial  liability  and  equity  instrument  are  disclosed  on  pages  21  to  27  to  these  financial 
statements. 

P a g e  | 35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

Foreign currency risk 

The  Group  has  minimal  exposure  to  the  differing  types  of  foreign  currency  risk.    It  has  no  foreign  currency 
denominated monetary assets or liabilities and does not make sales or purchases from overseas  countries. 

Interest rate risk 

The Group is sensitive to changes in interest rates principally on the loans from Lloyds Bank,  where interest is 
charged on a variable rate basis. The Paragon mortgages are based on a fixed rate for the first 5 years of the 7 
year term. 

The impact of a 100 basis point increase in interest rates on these loans would result in additional interest cost 
for the year of £ 14,794 (2019: £25,025).  

Credit risk management 

Credit risk refers to the risk that a counter-party will default on its contractual obligations resulting in financial 
loss to the Group. 

Liquidity risk management 

This is the risk of the Group not being able to continue to operate as a going concern. 

The Directors have, after careful consideration of the factors set out above, concluded that it  is appropriate to 
adopt the going concern basis for the preparation of the financial statements and the financial statements do not 
include any adjustments that would result if the going concern basis was not appropriate. 

Derivative financial instruments 
The  Group  does  not  currently  use  derivative  financial  instruments  as  hedging  is  not  considered  necessary.  
Should the Group identify a requirement for the future use of such financial instruments, a comprehensive set of 
policies and systems as approved by the Directors will be implemented. 

Financial liabilities   

Trade payables  
Borrowings – Directors’ loan  
Borrowings – Bank loan 
Borrowings – Other loans   
Total 

20 

EXCEPTIONAL ITEM 

Total 

Due within 
       1 year        
             £  

Due within    
   1-5 years 
             £                         £ 

Due over  
   5 Years  

545,382 

    545,382 
 3,471,511 
 1,479,373             555,000                            -            924,373 
1,180,000                                         1,180,000 
 6,676,266           1,100,382 

4,651,511            924,373 

3,471,511 

Management have performed a review of the assets of its trading subsidiaries. This assessment concluded that 
the land options in TR+ should be written down to zero.  Consequently, inventory valued at £ 432,268 (2019:  £ 
1,850,364)  less potential deferred tax of  nil  (2019: £ 291,045) has been written off in the financial statements. 
Within TNH the sum of £ 163,184 has been written off which related to costs incurred to date on a site where 
planning  permission  has  not  been  achieved  despite  several  submission  attempts  and  finally  this  was  taken  to 
appeal where this was also turned down.  

P a g e  | 36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS  
For the year ended 31 March 2020 

21 

NET DEBT RECONCILIATION  

Cash at bank  
Cash and cash equivalents 

2020 
      £   

2019 
      £ 

            27,969 
            27,969 

          32,800 
          32,800 

Borrowing repayable within one year (including overdrafts) 

      (6,130,884) 

    (6,775,565) 

Net Debt 

      (6,102,915) 

    (6,742,765) 

                        Cash and 
liquid 
                   investments 

                                   £ 

Gross 
      borrowings 
     with a fixed 
      interest rate   
                       £ 

     Total cash 
     and liquid 
  investments 

                    £ 

Net debt as at 1 April 2018  
Cash flows 

                        458,209 
                        (425,409) 

       (7,976,328) 
        1,200,763 

    (7,518,119) 
       (775,354) 

Net debt as at 31 March 2019  
Cash flows 

                        32,800 
                       (4,831) 

       (6,775,565) 
           644,681 

    (6,742,765) 
         639,850 

Net debt as at 31 March 2020  

                        27,969 

        (6,130,884)      (6,102,915) 

22 

SUBSEQUENT EVENTS  

Events  subsequent  to  the  year  end  that  provide  additional  information  about  the  Group’s  position  at  the 
reporting  date  and  are  adjusting  events  are  reflected  in  the  financial  statements.    Events  subsequent  to  the 
year end that are not adjusting events are disclosed in the notes when material.  

Authorities were granted on 27 March 2020 to allot up to £2,000,000 nominal of shares; those authorities were 
replaced on 13 July 2020 by authorities to allot up to £593,750 nominal of shares.  On 14 July 2020 937,500,000 
ordinary shares of 0.01p were issued, raising £750,000 before costs. 

P a g e  | 37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc  
COMPANY BALANCE SHEET   
For the year ended 31 March 2020 

FIXED ASSETS 

Investments 

Current assets 
Stocks 
Debtors 
Cash at bank and in hand 

Note 

2020 
£ 

2019 
£ 

7 

9 

- 
- 

- 
- 

- 
350,134 
3,538 
353,672 

5,292 
278,363 
9,561 
293,216 

Creditors: amounts falling due within one year 

10 

978,264 

995,543 

Net current liabilities 

(624,592) 

(702,327) 

Net (liabilities)/assets 

(624,592) 

(702,327) 

Capital and reserves 
Called up share capital 
Share premium account 
Profit and loss account 

Equity – attributable to the owners of the Parent 

12 
13 

2,633,067 
2,660,862 
  (5,918,521) 
(624,592) 

2,570,567 
2,510,462 
(5,783,356) 
(702,327) 

The loss for the financial year dealt with in the financial statements of the Parent Company was Loss £ 135,165 
(2019: Loss  £2,531,344 ). 

The financial statements were approved by the Board of Directors on   29 September, 2020 and authorised for 
issue and are signed on its behalf by: 

P Treadaway: ……………………………………….      J Dubois:  …………………………………………… 

Company Registration Number: 04340125 

The notes on pages 40 to 45 form an integral part of these financial statements 

P a g e  | 38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
Trafalgar Property Group Plc 
COMPANY STATEMENT OF CHANGES IN EQUITY 
31 March 2020 

Share capital 

Share 
premium 

£ 

£ 

Reverse 
acquisition  
 reserve 
£ 

Retained 
 profits 
 /(losses) 
£ 

Total equity   

£   

At 1 April 2018 

2,570,567 

2,510,462 

- 

(3,252,012) 

1,829,017  

Loss for the year 

Total comprehensive 
income for the year 

Issue of shares 

Share issue costs 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(2,531,344) 

(2,531,344)  

- 

(2,531,344) 

(2,531,344) 

- 

- 

- 

- 

- 

-  

At 31 March 2019 

 2,570,567 

2,510,462 

- 

(5,783,356) 

(702,327) 

At 1 April 2019 

2,570,567 

2,510,462 

- 

(5,783,356) 

(702,327)  

Loss for year 

Total comprehensive 
income for the year 

- 

- 

- 

- 

Issue of shares  

62,500 

187,500 

Share issue costs 

- 

(37,100) 

- 

- 

- 

- 

(135,165) 

(135,165) 

(135,165) 

(135,165) 

- 

- 

250,000 

(37,100)   

At 31 March 2020 

2,633,067 

2,660,862 

- 

(5,918,521) 

(624,592) 

The notes on pages 40 to 45 form an integral part of these financial statements.  

P a g e  | 39 

 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
  
 
 
 
 
Trafalgar Property Group Plc 
NOTES TO THE COMPANY FINANCIAL STATEMENTS  
for the year ended 31 March 2020 

1 

GENERAL INFORMATION 

Nature of operations 
Trafalgar Property Group Plc (“the Company”) is the UK holding company of a group of companies which are 
engaged in property development.  The Company is registered in England and Wales.  Its registered office and 
principal place of business is Chequers Barn, Bough Beech, Edenbridge, Kent TN8 7PD.  

2 

BASIS OF PREPARATION 

The  financial  statements  have  been  prepared  under  the  historical  cost  convention  and  in  accordance  with 
applicable  United  Kingdom  law,  FRS  102  and  accounting  standards.  The  principal  accounting  policies  are 
described below. They have all been applied consistently throughout the year and preceding year.  

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and 
has not presented its own Statement of Comprehensive Income to these financial statements. 

The Company has taken advantage of the disclosure exemption from the requirements of section 7 Statement of 
Cashflow, as permitted by the FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of 
Ireland”. 

3 

SIGNIFICANT ACCOUNTING POLICIES 

(a)  GOING CONCERN 
The  Directors  have  reviewed  forecasts  and  budgets  for  the  coming  year,  which  have  been  drawn  up  with 
appropriate regard for the current economic environment and the particular circumstances in which the Company 
operates. These were prepared with reference to historical and current industry knowledge, taking into account 
future strategy of the Company and wider Group. 

The existing operations have been generating funds to meet short-term operating cash requirements. As a result 
of  these  considerations,  at  the  time  of  approving  the  financial  statements,  the  Directors  consider  that  the 
Company and the Group have sufficient resources to continue in operational existence for the foreseeable future. 
It is appropriate to adopt the going concern basis in the preparation of the financial statements.   

As with all business forecasts, the Directors’ statement cannot guarantee that the going concern basis will remain 
appropriate given the inherent uncertainty about the future events. 

INVESTMENTS 

(b) 
Investments held as fixed assets are stated at cost less provision for impairment. 

TAXATION 

(c) 
Current  tax,  including  UK  corporation  tax  and  foreign  tax,  is  provided  at  amounts  expected  to  be  paid  (or 
recovered) using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date. 

Deferred  tax  is  recognised  in  respect  of  all  timing  differences  that  have  originated  but  not  reversed  at  the 
balance sheet date  where transactions or events that result in an obligation to pay  more tax in the future or a 
right  to pay  less tax in  the  future  have occurred at the  balance  sheet date. Timing differences  are differences 
between  the  company's  taxable  profits  and  its  results  as  stated  in  the  financial  statements  that  arise  from  the 
inclusion of gains and losses in tax assessments in years different from those in which they are recognised  in 
the financial statements. 

A deferred tax asset is regarded as recoverable and therefore recognised only when, on the basis of all available 
evidence, it can be regarded as more likely than not that there will be suitable taxable profits from  which the 
future reversal of the underlying timing differences can be deducted. 

FINANCIAL INSTRUMENTS 

(d) 
Financial  assets  and  liabilities  are  recognised  in  the  statements  of  financial  position  when  the  Company  has 
become a party to the contractual provisions of the instruments. 

P a g e  | 40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc 
NOTES TO THE COMPANY FINANCIAL STATEMENTS  
for the year ended 31 March 2020 

The Company’s financial assets and liabilities are  initially  measured at fair  value plus any  directly attributable  
transaction costs.  The carrying value of the Company’s financial assets, primarily cash and bank balances, and 
liabilities, primarily the Company’s payables and other accrued expenses, approximate to their fair values. 

Financial assets 

(i) 
On initial recognition, financial assets are classified as either financial assets at fair value through profit or loss, 
held-to-maturity  investments,  loans  and  receivables  financial  assets,  or  available-for-sale  financial  assets,  as 
appropriate. 

Trade and other receivables 
Trade and other receivables (including deposits and prepayments) that have fixed or determinable payments that 
are  not  quoted  in  an  active  market  are  classified  as  other  receivables,  deposits,  and  prepayments.    Other 
receivables, deposits, and prepayments are measured at amortised cost using the effective interest method, less 
any impairment loss.  Interest income is recognised by applying the effective interest rate, except for short-term 
receivables when the recognition of interest would be immaterial. 

Financial liabilities and equity instruments 

(ii) 
Financial  liabilities  are  classified  as  liabilities  or  equity  in  accordance  with  the  substance  of  the  contractual 
arrangement.  

Financial liabilities 
Financial  liabilities  comprise  long-term  borrowings,  short-term  borrowings,  trade  and  other  payables  and 
accruals, measured at amortised cost using the effective interest method. 

The  effective  interest  method  is  a  method  of  calculating  the  amortised  cost  of  a  financial  liability  and  of 
allocating interest income over the relevant period.  The effective interest rate is the rate that exactly discounts 
estimated  future cash payments (including all  fees on points paid or received that form  an integral part of the 
effective  interest  rate,  transaction  costs  and  other  premiums  or  discounts)  through  the  expected  life  of  the 
financial liability, or, where appropriate, a shorter period to the net carrying amount on initial recognition. 

Equity instruments 
An equity instrument is any contract that evidences a residual interest in the assets of an entity after deducting all 
its liabilities.  Equity instruments issued by the Company are recognised at the proceeds received, net of direct 
issue costs. 

4 

CRITICAL  ACCOUNTING  JUDGEMENTS  AND  KEY  SOURCES  OF  ESTIMATION 
UNCERTAINTY 

In  the  application  of  the  Company’s  accounting  policies,  which  are  described  in  note  3,  the  Directors  are 
required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that 
are not apparent from other sources.  The estimates and assumptions are based on historical experience and other 
factors,  including  expectations  of  future  events  that  are  believed  to  be  reasonable  under  the  circumstances.  
Actual results may differ from these estimates. 

The estimates and underlying assumptions are reviewed on an on-going basis.  Revisions to accounting estimates 
are  recognised  in  the  period  in  which  the  estimate  is  revised  if  the  revision  affects  only  that  period  or  in  the 
period of the revision and future periods if the revision affects both current and future periods. 

The following are the key assumptions concerning the future and other key sources of estimation uncertainty at 
the  statement  of  financial  position  date  that  have  a  significant  risk  of  causing  a  significant  adjustment  to  the 
carrying amounts of assets and liabilities in the financial statements: 

P a g e  | 41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc 
NOTES TO THE COMPANY FINANCIAL STATEMENTS  
for the year ended 31 March 2020 

Carrying value of investments in subsidiaries and intercompany  
Management’s assessment for impairment of investment in subsidiaries is based on the estimation of value in use 
of the subsidiary by forecasting the expected future cash flows expected on each development project. The value 
of the investment in subsidiaries is based on the subsidiaries being able to realise their cash flow projections. 

Recognition of deferred tax assets 
The recognition of deferred tax assets is based upon whether it is more likely than not that sufficient and suitable 
taxable  profits  will  be  available  in  the  future  against  which  the  reversal  of  temporary  differences  can  be 
deducted.    To  determine  the  future  taxable  profits,  reference  is  made  to  the  latest  available  profit  forecasts.  
Where the temporary differences are related to losses, relevant tax law is considered to determine the availability 
of the losses to offset against the future taxable profits. 

  LOSS FOR FINANCIAL PERIOD 

5 
The  Company  has taken advantage  of section 408 of the Companies  Act 2006 and, consequently, a profit and 
loss account for the Company alone has not been presented.  The Company’s loss for  the financial period   was  
£135,165  (2019: Loss £2,531,344).  The Company’s loss for the financial year has been arrived at after charging 
auditor’s remuneration payable to MHA MacIntyre Hudson for audit services to the Company of £10,000 (2019: 
£10,000) and an impairment adjustment of  £ nil (2019: £ 2,354,732) – see note 8. 

6 

EMPLOYEES AND DIRECTORS' REMUNERATION 

Directors’ fees 
Social security costs 
Management fees  

The average number of employees of the Company during the year was: 

Directors and management 

There are no retirement benefits accruing to any of the Directors. 

£ 4,994 (2019: £4,994) was paid to Mr Norman Lott for his professional services. 

2020 
£ 

15,000 
879 
4,994 
20,873 

2019 
£ 

15,000 
907 
4,994 
20,901 

2020 
Number 

2019 
Number 

3 

3 

Additional directors remuneration of £ 45,000 (2019: £60,000) was paid to a director through subsidiary entities. 

P a g e  | 42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc 
NOTES TO THE COMPANY FINANCIAL STATEMENTS  
for the year ended 31 March 2020 

7 

INVESTMENTS    

The  company owns the following undertakings, all of which are incorporated in the United Kingdom and have 
their registered offices at Chequers Barn, Chequers Hill, Bough Beech, Edenbridge, Kent, TN8 7PD. 

Class of shares held  % Shareholding 

Principal Activity 

Held directly 

Trafalgar New Homes 
Limited 

Trafalgar Retirement + 
Limited 

Ordinary shares 

100% 

Residential property developers 

Ordinary shares 

100% 

Residential property & assisted 
living scheme 

Selmat Limited 

Ordinary shares 

100% 

Residential property renting 

Held indirectly through Trafalgar New Homes Limited 

Combe Bank Homes 
(Oakhurst) Limited 

Ordinary shares 

100% 

Residential property developers 

Held indirectly through Trafalgar Retirement + Limited 

Randell House Limited 
(dissolved 22 September 
2020) 

Ordinary shares 

100% 

Assisted living developers 

Controlled via Deed of Trust 

Ordinary shares 

100% 

Residential property developers 

Combe House (Borough 
Green) Limited 

8 

IMPAIRMENT   

The investment carried in the Plc entity financial statements reflects the entity’s control over TNH, Oakhurst and 
Borough Green, TR+ and Selmat. 

There has been minimal trading in Oakhurst and Borough Green and both entities now hold no inventory. 

Development continues in TNH and there have been sales of two properties in the year and the transfer of four 
properties to Selmat, however due to the factors laid out in the Operations review, there has been some erosion 
of the margins that had been anticipated at the start of the year. 

Management have performed a review of the assets and liabilities of the underlying subsidiaries which form the 
value of the investment. 

In performing this assessment TR+  have been re-assessed.  At the time of approval of the financial statements 
there is no confirmed planning permission on these land options. 

Where the ‘real’ net asset value is in excess of the carrying value of the investment in the Plc entity statement of 
financial position, there is no indication of impairment. 

Due to the uncertainties and timing of developments it has been agreed by management not to include any future 
anticipated  profits  of  developments  in  their  assessment.  Therefore  the  net  asset  value  of  the  underlying 
investments does not support the Group’s carrying value of investments in TNH, Oakhurst, Borough Green and 
TR+. 

P a g e  | 43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc 
NOTES TO THE COMPANY FINANCIAL STATEMENTS  
for the year ended 31 March 2020 

Management  have  concluded  that  an  impairment  of  the  investments  is  prudent  and  that  these  will  be  written 
down to zero.  

9 

DEBTORS 

Amounts owed by group undertakings 
Other debtors 
Other taxes and social security 

10 

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR 

Trade creditors 
Taxation and social security 
Other creditors  
Director’s loan account   
Amounts owed to group undertakings  

11 

FINANCIAL INSTRUMENTS 

Financial assets 
Financial assets measured at amortised cost: 
Amounts owed by group undertakings and other debtors 

Financial liabilities 
Financial liabilities measured at amortised cost 

2020 
 £ 

343,068 
1,822 
5,244 
350,134 

2019 
 £ 

36,860 
1,323 
30,300 
105,000 
804,781 
978,264 

2019 
£ 

274,304 
1,136 
2,923 
278,363 

2019 
£ 

2,939 
1,323 
30,300 
100,000 
860,981 
995,543 

2020 
 £ 

2019 
£ 

344,890 

275,440 

976,947 

994,220 

Financial liabilities include, trade creditors, other creditors and amounts due to group undertakings. 

12 

SHARE CAPITAL 

Authorised Share Capital 

Ordinary shares of 0.1p in issue 

Ordinary shares of 0.1p each issued in year 

Deferred shares of 0.9p in issue 

2020 

2019 

Number 

Number 

425,190,380 

425,190,380 

62,500,000 

- 

238,375,190 

238,375,190 

726,065,570 

663,565,570 

P a g e  | 44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trafalgar Property Group Plc 
NOTES TO THE COMPANY FINANCIAL STATEMENTS  
for the year ended 31 March 2020 

Deferred shares do not entitle the holder to receive notice of and to attend or vote at any general meeting of the 
Company  or  to  receive  dividends  or  other  distributions.  Upon  winding  up  or  dissolution  of  the  Company  the 
holders of deferred shares shall be entitled to receive an amount equal to the nominal amount paid up thereon, but 
only after holders of Ordinary shares have received £ 100,000 per Ordinary Share. Holders of deferred shares are 
not entitled  to any  further rights  of participation   in  the  assets of  the  Company.   The company  has  the  right to 
purchase the deferred Shares in issue at any time for no consideration.  

Issued, allotted and fully paid 

Ordinary shares 
Issued in year 
Deferred shares 

2020 
£ 
425,190 
62,500 
2,145,377 
2,633,067 

2019 
£ 
425,190 
- 
2,145,377 
2,570,567 

On 31 May, 2019 62,500,000 Ordinary shares of 0.1p were issued at 0.4p per share. 

13 

SHARE PREMIUM ACCOUNT  

Balance brought forward 
Premium on issue of new shares 
Cost of issue                                                                                 

Balance carried forward 

14 

INTERCOMPANY TRANACTIONS 

2020 
£ 

2019 
£ 

2,510,462 
187,500 
(37,100) 
2,660,862 

2,510,462 
- 
- 
2,510,462 

The  company  has  taken  advantage  of  the  exemption  conferred  by  FRS102  Section  33  “Related  Party 
disclosures” not to disclose transactions undertaken with other wholly owned members of the Group.  

15 

POST BALANCE SHEET EVENTS 

Authorities were granted on 27 March 2020 to allot up to £2,000,000 nominal of shares; those authorities were 
replaced on 13 July 2020 by authorities to allot up to £593,750 nominal of shares.  On 14 July 2020 937,500,000 
ordinary shares of 0.01p were issued, raising £750,000 before costs. 

P a g e  | 45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
Explanation of resolutions at the Annual General Meeting 

Information relating to resolutions to be proposed at the Annual General Meeting is set out below.  The notice of 
AGM is set out on page  47. 

Ordinary business at the AGM 

The following ordinary business resolutions will be proposed at the AGM: 
(a) 

Resolution 1:  to approve the annual report and accounts.  The Directors are required to lay before 
the Company at the AGM the accounts of the Company for the financial year ended 31 March 2020, 
the report of the Directors and the report of the Company's auditors on those accounts. 

(b) 

(c) 

(d) 

Resolution  2:    to  approve  the  re-appointment  of  MHA  MacIntyre  Hudson  as  auditors  of  the 
Company.  The Company is required to appoint auditors at each general meeting at which accounts 
are laid, to hold office until the next such meeting. 

Resolution 3:  to approve the remuneration of the auditors for the next year. 

Resolution  4:    to  re-appoint  Norman  Lott  as  a  Director;  Norman  is  retiring  by  rotation  and 
submitting himself for re-election. 

Attendance at the AGM 

Due to Covid-19 and related legal restrictions and guidance from government authorities, Shareholders may not 
physically attend the AGM other than to form a quorum, and will not be permitted access to the venue on the day 
of the meeting.  Shareholders are strongly encouraged to participate in the meeting by voting by proxy ahead of 
the meeting.  Given the restrictions on attendance in person, you are encouraged to appoint the Chairman of the 
meeting to submit proxy votes at the meeting, rather than a named person who will not be permitted to attend the 
physical meeting. 

Any shareholder who wishes to raise a question is asked  to contact the Company on  01732 700000. 

P a g e  | 46 

 
 
 
 
 
 
 
 
TRAFALGAR PROPERTY GROUP PLC 
(Registered in England No. 04340125) 

NOTICE OF ANNUAL GENERAL MEETING 

NOTICE  IS  HEREBY  GIVEN  that  the  2020  Annual  General  Meeting  of  the  Company  will  be  held  at  the 
Company’s offices at Chequers Barn, Bough Beech, Edenbridge, Kent TN8 7PD at 11.00 a.m. on Tuesday  27th 
October 2020, for the following purposes: 

To consider and, if thought fit, to pass resolutions 1 to 4 as ordinary resolutions: 

RESOLUTIONS 

1 

2 

3 

4 

To receive and adopt the directors’ report, the auditor’s report and the Company’s accounts for the 
year ended 31 March 2020. 

To re-appoint MHA MacIntyre Hudson as auditor in accordance with section 489 of the Companies 
Act  2006,  to  hold  office  until  the  conclusion  of  the  Annual  General  Meeting  of  the  Company  in 
2021. 

To authorise the Directors to determine the remuneration of the auditor. 

To re-appoint Norman Lott as a Director of the Company. 

Dated:  29 September 2020 

Registered Office: 
Chequers Barn 
Chequers Hill 
Bough Beech 
Edenbridge 
Kent 
TN8 7PD 

By order of the Board 
Nicholas Narraway 
Secretary 

Notes: 
1. 

2. 

3. 

4. 

5. 

6. 

Due  to  Covid-19  and  related  legal  restrictions  and  guidance  from  government  authorities, 
shareholders may not physically attend the meeting other than to form a quorum, and will not 
be  permitted  access  to  the  venue  on  the  day  of  the  meeting.    Shareholders  are  strongly 
encouraged to participate in the meeting by voting by proxy ahead of the meeting. 

As  a  member  of  the  Company,  you  are  entitled  to  appoint  a  proxy  to  exercise  all  or  any  of  your 
rights to attend, speak and vote at the Meeting and you should have received a proxy form with this 
notice of meeting.  You can only appoint a proxy using the procedures set out in these notes and the 
notes to the proxy form. 

A proxy does not need to be a  member of the  Company but  must attend the Meeting to represent 
you.  Details of how to appoint the Chairman of the Meeting or another person as your proxy using 
the proxy form are set out in the notes to the proxy form.  Given the restrictions on attendance in 
person, you are encouraged to appoint the Chairman of the meeting to submit proxy votes at 
the  meeting,  rather  than  a  named  person  who  will  not  be  permitted  to  attend  the  physical 
meeting. 

You may appoint more than one proxy provided each proxy is appointed to exercise rights attached 
to different shares.  You may not appoint more than one proxy to exercise rights attached to any one 
share.  To appoint more than one proxy, you may photocopy the enclosed proxy form. 

If you do not give your proxy an indication of how to vote on any resolution, your proxy will vote or 
abstain from voting at his or her discretion.  Your proxy will vote (or abstain from voting) as he or 
she thinks fit in relation to any other matter which is put before the Meeting. 

The  notes  to  the  proxy  form  explain  how  to  direct  your  proxy  how  to  vote  on  each  resolution  or 
withhold their vote. 

To appoint a proxy using the proxy form, the form must be: 

(a) 

completed and signed; 

P a g e  | 47 

 
 
 
 
 
 
 
 
(b) 

(c) 

sent  or  delivered  to  the  Company’s  Registrars,  Neville  Registrars  Limited,  Neville 
House, Steelpark Road, Halesowen B62 8HD; and 

received by no later than 11.00a.m. on 23 October 2020. 

Any  power  of  attorney  or  any  other  authority  under  which  the  proxy  form  is  signed  (or  a  duly 
certified copy of such power or authority) must be included with the proxy form. 

To change your proxy appointment, simply submit a new proxy appointment using the methods set 
out above.  Note that the cut-off time for receipt of proxy  appointments (see above) also apply in 
relation to amended instructions; any amended proxy appointment received after the relevant cut-off 
time will be disregarded. 

Where  you have appointed a proxy  using the hard-copy proxy  form and  would like  to change  the 
instructions using another hard-copy proxy form, you may photocopy the enclosed proxy form. 

If  you  submit  more  than  one  valid  proxy  appointment,  the  appointment  received  last  before  the 
latest time for the receipt of proxies will take precedence. 

In order to revoke a proxy appointment you will need to inform the Company by sending a signed 
hard  copy  notice  clearly  stating  that  you  revoke  your  proxy  appointment  to  Neville  Registrars 
Limited, Neville House, Steelpark Road, Halesowen, B62 8HD.  Any power of attorney or any other 
authority  under  which  the  revocation  notice  is  signed  (or  a  duly  certified  copy  of  such  power  or 
authority) must be included with the revocation notice. 

The revocation notice must be received by no later than 11.00 a.m. on 23 October 2020. 

If  you  attempt  to  revoke  your  proxy  appointment  but  the  revocation  is  received  after  the  time 
specified then, subject to the paragraph directly below, your proxy appointment will remain valid. 

Appointment of a proxy does not preclude you from attending the Meeting and voting in person. 

Pursuant  to  Regulation  41  of  the  Uncertificated  Securities  Regulations  2001,  only  those  members 
registered in the register of members of the Company as at 6.00 p.m. on 23 October 2020 shall be 
entitled to attend and vote at this Meeting in respect of the number of shares registered in their name 
at  that  time.    Changes  to  entries  on  the  relevant  register  of  securities  after  such  time  shall  be 
disregarded in determining the rights of any person to attend or vote at this Meeting. 

7. 

8. 

9. 

P a g e  | 48