Quarterlytics / Industrials / Rental & Leasing Services / Triton International

Triton International

trtn · NYSE Industrials
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Industry Rental & Leasing Services
Employees 201-500
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FY2021 Annual Report · Triton International
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2021

Annual Report 
Triton International 
Limited

“Triton used our leading market 
position and extensive operating 
capabilities to their full potential 
in 2021, as Triton helped our 
customers manage through 
an exceptionally challenging 
operating environment.” 

Brian M. Sondey 
Chairman & Chief Executive Officer

Letter to  
shareholders

BRIAN M. SONDEY
CHAIRMAN & CHIEF EXECUTIVE OFFICER

Dear Shareholders, 

Triton International had an extraordinary year in 2021. The COVID-19 pandemic 

created numerous challenges, but Triton continued to operate seamlessly and 

we provided critical support to our shipping line customers. In the process, Triton 

transformed its business. We made massive investments in our container fleet, 

aggressively extended our lease durations and significantly reduced our borrowing 

costs. These strategic actions led to a sharp increase in our profitability and 

cash flow, which we expect will be durable. While the global economy is subject 

to heightened uncertainty in 2022, Triton is carrying significant operational and 

financial momentum, and we expect to achieve another outstanding year.

Year in review

Triton used our leading market position and extensive operating capabilities  

to their full potential in 2021, as we helped our customers manage through an 

exceptionally challenging operating environment. 

Goods consumption rebounded well beyond pre-pandemic levels in 2021 as consumers continued  
to shift their consumption patterns from services and experiences to goods. This rapid increase 
in goods consumption led to strong growth in global containerized trade volumes. Demand for 
containers was further supported by extensive logistical disruptions that slowed container turn  
times, such as decreases in port productivity, reduced trucking capacity and worker shortages  
at warehouses. Triton provided critical container capacity to our customers throughout the year,  
and we estimate that the 1.1 million TEU of new dry containers supplied by Triton in 2021 represented 
over 40% of the total supplied by leasing companies last year.

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“Triton’s strong operating 
performance in 2021 combined 
with the large decrease in our 
financing cost to drive a nearly 
100% increase in our Adjusted 
earnings per share. We also 
generated an Adjusted return  
on equity of 28.1%.” 

Brian M. Sondey 
Chairman & Chief Executive Officer

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Triton’s operating performance was exceptional in 2021. The strong demand for containers drove 
our fleet utilization to over 99%. The shortage of containers led to very high market leasing rates and 
exceptional gains on the sale of our older used containers. Triton purchased over $3.6 billion of new 
containers for delivery in 2021, leading to over 30% growth in our revenue earning assets, and Triton 
placed these containers on leases with an average duration of thirteen years. 

Triton also transformed our capital structure in 2021. We were able to take advantage of very low  
long-term interest rates to efficiently finance our aggressive asset growth, and we strategically 
refinanced more expensive existing facilities to further reduce our average effective interest rate. Our 
corporate debt ratings were upgraded by S&P Global Ratings and Fitch Ratings in 2021 to BBB-, and 
we used this upgrade to shift a large portion of our debt to unsecured investment-grade financing.

Triton’s strong operating performance in 2021 combined with the large decrease in our financing  
cost to drive a nearly 100% increase in our Adjusted earnings per share. We also generated an 
Adjusted return on equity of 28.1%.

2021 Operating 
highlights

•  99.4% average utilization

•  118% increase in used 
container sale prices

•  1.1 million TEU of new dry 

containers supplied

•  13-year average initial lease 
duration for new containers

•  24 month increase in overall 
average lease duration to  
78 months (weighted by net 
book value)

2021 Financial  
highlights*

•  $7.22 of GAAP EPS and  

$9.16 of Adjusted EPS, up  
99% from 2020

•  28.1% Adjusted return  

on equity (“ROE”)

•  $1.5 billion of Cash flow 

before capital expenditures 

•  31.5% increase in Revenue 

earning assets 

•  0.90% reduction in average 

effective interest rate

*Adjusted earnings per share, Adjusted return on equity and Cash flow before capital expenditures as used in this Letter to shareholders  
  are non-GAAP financial measures.  See pages 7, 9, and 10 for a further discussion of these measures.

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TRITON INTERNATIONAL   |   ANNUAL REPORT & ACCOUNTS 2021

Long-term value creation

Triton’s performance in 2021 follows a long history of excellent results. Triton  

benefits from a strong leadership position in an attractive market, and we have 

delivered solid organic growth, high returns on equity and outstanding total  

returns to shareholders over the long term.

Triton has organically grown our container fleet 7.9% per year on average over the last fifteen years. 
This solid growth reflects the underlying growth of containerized trade, an increasing share of leased 
containers relative to direct ownership by our customers, Triton’s ability to increase our market share 
and the addition of several niche product types. 

Triton has also generated an attractive Return on equity across the long term, ensuring our fleet 
growth creates value for our shareholders as we deliver important operational and financial solutions 
to our customers. Triton’s strong investment returns are supported by our scale and cost leadership, 
extensive global operating capabilities, and customer preferences to work with Triton due to our 
unmatched container supply capacity, reliability and ability to creatively work with customers to 
find win-win solutions. Triton has generated an average ROE of 16.8% over the last 15 years, and our 
average ROE has been below 10% in only one of the last 15 years.** 

Triton’s powerful cash flow gives us many levers to drive shareholder value. Triton’s Cash flow  
before capital expenditures has increased at an average rate of 6.4% per year over the last fifteen 
years to reach $1.5 billion in 2021. This strong cash flow helped us grow our assets over 30% in 2021 
without increasing our leverage while also paying a substantial regular dividend. Triton is disciplined 
and nimble in how we use our cash flow, and we are able to pivot quickly between supporting fleet 
investment, repurchasing shares and other investment options. Over the last five years we have 
grown the net book value of our container fleet by over 50%, paid $10.38 per share in dividends and 
repurchased nearly 20% of our outstanding common stock. Triton’s attractive long-term financial 
performance, strong cash flow and disciplined capital allocation have led to outstanding total returns 
for shareholders. 

**ROE reflects TAL International Group Inc. (“TAL”) standalone for 2015 and prior periods.

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FLEET GROWTH

CASH FLOW BEFORE 
CAPITAL EXPENDITURES (1)(2)(3)

NET BOOK VALUE & DIVIDENDS (4)

TOTAL SHAREHOLDER RETURN (5)(6)

(1)  Cash flow before capital expenditures is defined as Adjusted EBITDA less interest and debt costs and annualized preferred stock 

dividends, plus NBV of disposals and principal payments on finance leases.  

(2)  The information for 2006-2016 represents the combined results of Triton Container International Limited and TAL, and these combined 

results are not on a GAAP basis. The information for 2017-2021 is based upon the Company’s reported results.

(3)  Adjusted EBITDA is defined as net income before interest and debt expense, income tax expense, depreciation and amortization,  

transaction costs, net unrealized loss (gain) on derivative instruments, insurance proceeds, gain on sale of building, debt termination  
expense, and income attributable to noncontrolling interest.

(4)  Adjusted tangible book value is defined as shareholders equity, less preferred shares and goodwill plus net deferred tax liability  

plus net swap liability, before purchase accounting adjustments.  Reflects TAL standalone for 2015 and prior periods.

(5)  Annualized total returns based on 12/31/21 end date.

(6)  TAL IPO price on 10/12/05.

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TRITON INTERNATIONAL   |   ANNUAL REPORT & ACCOUNTS 2021

Lasting benefits

Triton expects durable benefits from our extraordinary performance in 2021. 

We expect our large block of containers purchased in 2021 will remain highly profitable into the 
long-term due to the attractive returns on those investments and their thirteen year average lease 
duration. We also expect our overall fleet utilization will continue to be supported by the extension 
of our lease portfolio. A large portion of the used containers picked up or extended on lease over the 
last two years were placed on lifecycle leases, which require customers to keep containers until the 
end of their useful life. The average lease duration for our long-term and finance lease portfolio has 
increased to 61 months on a CEU basis and 78 months on a net book value basis. 

We also expect lasting benefits from our financing activity in 2021 and the transition of our capital 
structure toward unsecured investment-grade debt. We reduced our average effective interest rate  
to 2.91% by the end of 2021, reflecting a 0.90% decrease from our average rate in 2020. Over 85%  
of our debt has fixed interest rates and the average duration of our fixed rates is five years. 

Outlook & conclusions

Triton expects to have another outstanding year in 2022. 

While the global economy is currently subject to heightened uncertainty, we expect many features 
of last year’s strong market environment to continue. Goods consumption remains strong, especially 
in the United States, and overall trade growth is expected to remain solid. Also, while the extreme 
shortage of containers has eased due to high new container production volumes in 2021, our 
customers continue to anticipate that the operational challenges slowing container turn times will 
be difficult to resolve. Most importantly, Triton is very well positioned for the future. We are carrying 
significant operational and financial momentum, we have made durable enhancements to our 
business, and our strong cash flow provides many levers to drive shareholder value.

I would like to thank the Triton team for their outstanding results in 2021, thank our customers for your trust 
in relying on Triton during this extraordinary time, and thank our shareholders for your ongoing support.

Sincerely, 

Brian Sondey 
Chairman & Chief Executive Officer

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Non-GAAP reconciliations  
of adjusted net income 

(In thousands, except per share amounts)

Net income att ributable to common shareholders

   $ 484,500

   $ 288,417 

Twelve Months Ended

December 31, 2021

December 31, 2020

Add (subtract):

Unrealized loss (gain) on derivative instruments, net

Debt termination expense 

State and other income tax adjustments 

Tax benefit from vesting of restricted shares 

Tax adjustments related to intra-entity asset transfer 

—

131,818

 (1,453)

 (683)

—

282

21,522 

1,390 

(390)

 8,629 

Adjusted net income

$      614,182 

$   319,850 

Adjusted net income per common share – Diluted 

$     

  9.16

$        4.61 

Weighted average number of common shares outstanding – Diluted

67,068

69,345

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TRITON INTERNATIONAL   |   ANNUAL REPORT & ACCOUNTS 2021

Calculation of return on equity 

(In thousands)

Twelve Months Ended

December 31, 2021

December 31, 2020

Adjusted net income 

 $  614,182 

 $  319,850

Average Shareholders’ equity (1) (2) 

   $ 2,187,185 

  $ 2,010,255

Return on equity 

28.1 % 

15.9%

(1)   Average Shareholders’ equity was calculated using the ending Shareholder’s equity  

from the current year and December 31 of the previous year.

(2)   Average Shareholders’ equity was adjusted to exclude preferred shares. 

Forward-looking statements

This shareholder letter contains forward-looking statements that involve a number of risks and 
uncertainties concerning Triton’s industry, business, and financial results. Words such as “expect,” 
“estimate,” “anticipate,” “predict,” “believe,” “think,” “plan,” “will,” “should,” “intend,” “seek,” “potential” 
and similar expressions and variations are intended to identify forward-looking statements,  
although not all forward-looking statements contain these identifying words. Actual results may  
differ materially from those expressed or implied in the forward-looking statements. These risks  
and uncertainties include, but are not limited to, those described in Triton’s Annual Report on Form 
10-K for the year ended December 31, 2021 which accompanies this letter, and in other reports 
subsequently filed by Triton with the Securities and Exchange Commission. Except to the extent 
required by law, Triton undertakes no obligation to update any of these forward-looking statements.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 10-K

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For The Fiscal Year Ended December 31, 2021 

Or

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Transition Period from                             to   

Commission file number - 001-37827 

Triton International Limited 
(Exact name of registrant as specified in the charter)

Bermuda
(State or other jurisdiction of incorporation or organization)

98-1276572
(I.R.S. Employer Identification Number)

Victoria Place, 5th Floor, 31 Victoria Street, Hamilton HM 10, Bermuda 
(Address of principal executive office)

(441) 294-8033 
(Registrant's telephone number including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s) Name of each exchange on which registered

   Common shares, $0.01 par value per share

TRTN

New York Stock Exchange

8.50% Series A Cumulative Redeemable Perpetual Preference Shares

TRTN PRA

New York Stock Exchange

8.00% Series B Cumulative Redeemable Perpetual Preference Shares

TRTN PRB

New York Stock Exchange

7.375% Series C Cumulative Redeemable Perpetual Preference Shares

TRTN PRC

New York Stock Exchange

6.875% Series D Cumulative Redeemable Perpetual Preference Shares

TRTN PRD

New York Stock Exchange

5.75% Series E Cumulative Redeemable Perpetual Preference Shares

TRTN PRE

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☒    No ☐

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐     No ☒ 
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the 
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirement for the past 
90 days. Yes ☒    No ☐
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T 
(§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒    No ☐
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth 
company.  See definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange 
Act.

Large Accelerated Filer

Non-accelerated filer

☒
☐

Accelerated Filer

Smaller reporting company

Emerging growth company

☐
☐
☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised 
financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant has filed a report on attestation to its management's assessment of the effectiveness of its internal control over financial 
reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ☒

Indicate by check mark whether the registrant is a shell company (as defined in rule 12b-2 of the Act). Yes ☐    No ☒

The aggregate market value of voting common shares held by non-affiliates as of June 30, 2021 was approximately $2,508.0 million.  As of February 11, 2022, there 
were 65,262,183 common shares, $0.01 par value, of the Registrant outstanding.

 
 
DOCUMENTS INCORPORATED BY REFERENCE

Part of Form 10-K

Part III, Items 10, 11, 12, 13, and 14   . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Document Incorporated by Reference
Portion of the Registrant's proxy statement to be filed in connection with the 
Annual Meeting of Shareholders of the Registrant to be held on April 26, 
2022.

Table of Contents

Page No.

PART I
Business     ..........................................................................................................................................................
Item 1.
Item 1A. Risk Factors    .....................................................................................................................................................
Item 1B. Unresolved Staff Comments      ...........................................................................................................................
Properties   .........................................................................................................................................................
Item 2.
Legal Proceedings     ...........................................................................................................................................
Item 3.
Item 4. Mine Safety Disclosures    ..................................................................................................................................

PART II

Item 5. Market for Registrant's Common Equity, Related Shareholder Matters, and Issuer Purchases of Equity 

Securities     .........................................................................................................................................................
Item 6.
Selected Financial Data    ...................................................................................................................................
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations     ..........................
Item 7A. Quantitative and Qualitative Disclosures About Market Risk     ........................................................................
Financial Statements and Supplementary Data    ...............................................................................................
Item 8.
Item 9.
Changes In and Disagreements With Accountants on Accounting and Financial Disclosure  ........................
Item 9A. Controls and Procedures   ..................................................................................................................................
Item 9B. Other Information   ............................................................................................................................................

PART III

Item 10. Directors, Executive Officers and Corporate Governance      ..............................................................................
Item 11. Executive Compensation     .................................................................................................................................
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters    .......
Item 13. Certain Relationships and Related Transactions, and Director Independence   ................................................
Item 14.    . Principal Accountant Fees and Services  ..........................................................................................................

PART IV

Item 15.    . Exhibits and Financial Statement Schedules     ...................................................................................................
Item 16.    . Form 10-K Summary  .......................................................................................................................................
Signatures     .........................................................................................................................................................................
Index to Financial Statements     ..........................................................................................................................................
Report of Independent Registered Public Accounting Firm     ............................................................................................
Consolidated Balance Sheets    ............................................................................................................................................
Consolidated Statements of Operations   ............................................................................................................................
Consolidated Statements of Comprehensive Income   .......................................................................................................
Consolidated Statements of Shareholders' Equity    ............................................................................................................
Consolidated Statements of Cash Flows     ..........................................................................................................................
Notes to Consolidated Financial Statements     ....................................................................................................................
Schedule I - Condensed Financial Information of Registrant     ..........................................................................................
Schedule II - Valuation and Qualifying Accounts  ............................................................................................................

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CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

This annual report on Form 10-K contains forward-looking statements within the meaning of the Private Securities Litigation 
Reform  Act  of  1995,  Section  27A  of  the  Securities  Act  of  1933,  as  amended,  or  the  Securities  Act,  and  Section  21E  of  the 
Securities Exchange Act of 1934, as amended, or the Exchange Act, that involve substantial risks and uncertainties.  In addition, 
we,  or  our  executive  officers  on  our  behalf,  may  from  time  to  time  make  forward-looking  statements  in  reports  and  other 
documents  we  file  with  the  Securities  and  Exchange  Commission,  or  SEC,  or  in  connection  with  oral  statements  made  to  the 
press, potential investors or others.  All statements, other than statements of historical facts, including statements regarding our 
strategy, future operations, future financial position, future revenues, future costs, prospects, plans and objectives of management 
are  forward-looking  statements.    The  words  "expect,"  "estimate,"  "anticipate,"  "predict,"  "believe,"  "think,"  "plan,"  "will," 
"should," "intend," "seek," "potential" and similar expressions and variations are intended to identify forward-looking statements, 
although not all forward-looking statements contain these identifying words.

All  forward-looking  statements  address  matters  that  involve  risks  and  uncertainties,  many  of  which  are  beyond  Triton's 
control.  Accordingly, there are or will be important factors that could cause actual results to differ materially from those indicated 
in such statements and, therefore, you should not place undue reliance on any such statements.  These factors include, without 
limitation, economic, business, competitive, market and regulatory conditions and the following:

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the impact of COVID-19 on our business and financial results;
decreases in the demand for leased containers;
decreases in market leasing rates for containers;
difficulties in re-leasing containers after their initial fixed-term leases;
our customers' decisions to buy rather than lease containers;
our dependence on a limited number of customers and suppliers;
customer defaults;
decreases in the selling prices of used containers;
extensive competition in the container leasing industry;
difficulties stemming from the international nature of our businesses;
decreases in demand for international trade;
disruption to our operations resulting from the political and economic policies of the United States and other countries, 
particularly China, including but not limited to, the impact of trade wars, duties and tariffs;
disruption to our operations from failures of, or attacks on, our information technology systems;
disruption to our operations as a result of natural disasters;
compliance  with  laws  and  regulations  related  to  economic  and  trade  sanctions,  security,  anti-terrorism,  environmental 
protection and corruption;
the availability and cost of capital;
restrictions imposed by the terms of our debt agreements;
changes in tax laws in Bermuda, the United States and other countries; and
other risks and uncertainties, including those listed under the caption "Risk Factors."

The foregoing list of important factors should not be construed as exhaustive and should be read in conjunction with the other 
cautionary statements that are included herein and elsewhere, including the risk factors included in this annual report on Form 10-
K.  Any forward-looking statements made in this annual report on Form 10-K are qualified in their entirety by these cautionary 
statements,  and  there  can  be  no  assurance  that  the  actual  results  or  developments  anticipated  by  us  will  be  realized  or,  even  if 
substantially  realized,  that  they  will  have  the  expected  consequences  to,  or  effects  on,  Triton  or  its  businesses  or  operations.  
Except  to  the  extent  required  by  applicable  law,  we  undertake  no  obligation  to  update  publicly  or  revise  any  forward-looking 
statement, whether as a result of new information, future developments or otherwise.

WEBSITE ACCESS TO COMPANY'S REPORTS AND CODE OF ETHICS

Our  Internet  website  address  is  http://www.trtn.com.    Our  annual  reports  on  Form  10-K,  quarterly  reports  on  Form  10-Q, 
current  reports  on  Form  8-K,  and  amendments  to  those  reports  filed  or  furnished  pursuant  to  Section  13(a)  or  15(d)  of  the 
Exchange Act are available free of charge through our website as soon as reasonably practicable after they are electronically filed 
with, or furnished to, the SEC.

We  have  adopted  a  code  of  ethics  that  applies  to  all  of  our  employees,  officers,  and  directors,  including  our  principal 
executive officer and principal financial officer.  The text of our code of ethics is posted within the Corporate Governance portion 
of the "Investors" section of our website.

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        Also, copies of our annual report and Code of Ethics will be made available, free of charge, upon written request to:

Triton International Limited
Victoria Place, 5th Floor
 31 Victoria Street
 Hamilton HM 10, Bermuda
 Attn: General Counsel and Secretary
 Telephone: (441) 294-8033

SERVICE MARKS MATTERS

The following items referred to in this annual report are registered or unregistered service marks in the United States and/or 
foreign jurisdictions pursuant to applicable intellectual property laws and are the property of Triton and its subsidiaries: Triton®, 

TAL®, and 

®.

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ITEM 1.  BUSINESS

Our Company

PART I

Triton International Limited ("Triton", "we", "our" or the "Company") is the world's largest lessor of intermodal containers.  
Intermodal containers are large, standardized steel boxes used to transport freight by ship, rail or truck.  Because of the handling 
efficiencies  they  provide,  intermodal  containers  are  the  primary  means  by  which  many  goods  and  materials  are  shipped 
internationally.  We also lease chassis, which are used for the transportation of containers.

Our operations include the acquisition, leasing, re-leasing and subsequent sale of multiple types of intermodal containers 
and chassis.  As of December 31, 2021, our total fleet consisted of 4.3 million containers and chassis, representing 7.3 million 
twenty-foot  equivalent  units  ("TEU")  or  8.0  million  cost  equivalent  units  ("CEU").    We  have  an  extensive  global  presence 
offering leasing services through a worldwide network of local offices and utilize third-party container depots spread across 46 
countries to provide customers global access to our container fleet.  Our primary customers include the world's largest container 
shipping lines.  Our global field operations include sales, operations, equipment resale, and logistics services.  Our registered 
office is located in Bermuda. 

The  most  important  driver  of  our  profitability  is  the  extent  to  which  leasing  revenues,  which  are  driven  by  our  owned 
equipment fleet size, utilization and average rental rates, exceed our ownership and operating costs.  Our profitability is also 
driven by the gains or losses we realize on the sale of used containers and the margins generated from trading new and used 
containers.

Industry Overview

Intermodal  containers  provide  a  secure  and  cost-effective  method  of  transporting  raw  materials,  component  parts  and 
finished goods because they can be used in multiple modes of transport.  By making it possible to move cargo from a point of 
origin to a final destination without repeated unpacking and repacking, containers reduce freight and labor costs.  In addition, 
automated  handling  of  containers  permits  faster  loading  and  unloading  of  vessels,  more  efficient  utilization  of  transportation 
equipment and reduced transit time.  The protection provided by sealed containers also reduces cargo damage and the loss and 
theft of goods during shipment.

Over the last thirty years, containerized trade has grown at a rate greater than that of general worldwide economic growth.  
According to Clarkson Research Studies, worldwide containerized cargo volume increased at a compound annual growth rate 
("CAGR") of 7.7% from 1991 to 2021.  We believe that this high historical growth was due to several factors, including the 
shift  in  global  manufacturing  capacity  to  lower  labor  cost  areas  such  as  China,  the  continued  integration  of  developing  high 
growth  economies  into  global  trade  patterns  and  the  continued  conversion  of  cargo  from  bulk  shipping  into  containers.  
However, worldwide containerized cargo volume growth has been more in line with global economic growth over the last 10 
years, averaging 4.2% per year from 2011 to 2021.  In 2021, worldwide cargo volumes are estimated to have increased 6.6% in-
line with worldwide economic growth.

Container leasing companies maintain inventories of new and used containers in a wide range of worldwide locations and 
supply these containers primarily to shipping line customers under a variety of short and long-term lease structures.  Based on 
container  fleet  information  reported  by  Drewry  Maritime  Research,  we  estimate  that  container  lessors  owned  approximately 
24.7 million TEU, or approximately 52% of the total worldwide container fleet of 48.0 million TEU, as of the end of 2021.

Leasing  containers  helps  shipping  lines  improve  their  container  fleet  efficiency  and  provides  shipping  lines  with  an 
alternative source of equipment financing.  Given the uncertainty and variability of export volumes, and the fact that shipping 
lines have difficulty in accurately forecasting their container requirements on a day-by-day, port-by-port basis, the availability 
of containers for lease on short notice reduces shipping lines' need to purchase and maintain larger container inventory buffers.  
In  addition,  the  drop-off  flexibility  provided  by  operating  leases  also  allows  the  shipping  lines  to  adjust  their  container  fleet 
sizes and the mix of container types in their fleets both seasonally and over time and helps balance their trade flows.

Spot leasing rates are typically a function of, among other things, new equipment prices (which are heavily influenced by 
steel prices), interest rates and the equipment supply and demand balance at a particular time and location.  Average leasing 
rates on an entire portfolio of leases respond more gradually to changes in new equipment prices or changes in the balance of 
container  supply  and  demand  because  lease  agreements  are  generally  only  re-priced  upon  the  expiration  of  the  lease.    In 
addition, the value that lessors receive upon resale of equipment is closely related to the cost of new equipment.

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Our Equipment

Intermodal containers are designed to meet a number of criteria outlined by the International Standards Organization (ISO).  
The standard criteria include the size of the container and the gross weight rating of the container.  This standardization ensures 
that containers can be used by the widest possible number of transporters and it facilitates container and vessel sharing by the 
shipping lines.  The standardization of the container is also an important element of the container leasing business since we can 
operate one fleet of containers that can be used by all of our major customers.

Our fleet primarily consists of five types of equipment:
•

•

•

•

•

Dry Containers.  A dry container is a steel constructed box with a set of doors on one end.  Dry containers come in 
lengths of 20, 40 or 45 feet.  They are 8 feet wide, and either 8½ or 9½ feet tall.  Dry containers are the least expensive 
and  most  widely  used  type  of  intermodal  container  and  are  used  to  carry  general  cargo  such  as  manufactured 
component parts, consumer staples, electronics and apparel.
Refrigerated  Containers.    Refrigerated  containers  include  an  integrated  cooling  machine  and  an  insulated  container.  
Refrigerated containers come in lengths of 20 or 40 feet.  They are 8 feet wide, and are either 8½ or 9½ feet tall.  These 
containers are typically used to carry perishable cargo such as fresh and frozen produce.
Special Containers.  Most of our special containers are open top and flat rack containers.  Open top containers come in 
similar sizes as dry containers, but do not have a fixed roof.  Flat rack containers come in varying sizes and are steel 
platforms with folding ends and no fixed sides.  Open top and flat rack containers are generally used to move heavy or 
bulky  cargos,  such  as  marble  slabs,  steel  coils  or  factory  components,  that  cannot  be  easily  loaded  on  a  fork  lift 
through the doors of a standard container.
Tank  Containers.    Tank  containers  are  stainless  steel  cylindrical  tanks  enclosed  in  rectangular  steel  frames  with  the 
same outside dimensions as 20 foot dry containers.  These containers carry bulk liquids such as chemicals.
Chassis.    An  intermodal  chassis  is  a  rectangular,  wheeled  steel  frame,  generally  23½,  40  or  45  feet  in  length,  built 
specifically  for  the  purpose  of  transporting  intermodal  containers  over  the  road.    Longer  sized  chassis,  designed  to 
solely accommodate rail containers, can be up to 53 feet in length.  When mounted on a chassis, the container may be 
trucked either to its destination or to a railroad terminal for loading onto a rail car.  Our chassis are primarily used in 
the United States.

Our Leases

Most of our revenues are derived from leasing our  equipment  to  our  core  shipping  line  customers.   The  majority of our 
leases are structured as operating leases, though we also provide customers with finance leases.  Regardless of the lease type, 
we seek to exceed our targeted return on our investments over the life cycle of the equipment by managing utilization, lease 
rates, and the used equipment sale process.

Our  lease  products  provide  numerous  operational  and  financial  benefits  to  our  shipping  line  customers.    These  benefits 

include:
•

•

•

Operating  Flexibility.    The  timing,  location  and  daily  volume  of  cargo  movements  for  a  shipping  line  are  often 
unpredictable.    Leasing  containers  and  chassis  helps  our  customers  manage  this  uncertainty  and  minimizes  the 
requirement for large inventory buffers by allowing them to pick-up leased equipment on short notice.
Fleet Size and Mix Flexibility.  The drop-off flexibility included in container and chassis operating leases allows our 
customers  to  more  quickly  adjust  the  size  of  their  fleets  and  the  mix  of  container  types  in  their  fleets  as  their  trade 
volumes and patterns change due to seasonality, market changes or changes in company strategies.
Alternative Source of Financing.  Container and chassis leases provide an additional source of equipment financing to 
help  our  customers  manage  the  high  level  of  investment  required  to  maintain  pace  with  the  growth  of  the  asset 
intensive container shipping industry.

       Operating Leases.    Operating leases are structured to allow customers flexibility to pick-up equipment on short notice 
and to drop-off equipment prior to the end of its useful life.  Because of this flexibility, most of our containers and chassis will 
go through several pick-up and drop-off cycles.  Our operating lease contracts specify a per diem rate for equipment on-hire, 
where  and  when  such  equipment  can  be  returned,  how  the  customer  will  be  charged  for  damage  and  the  charge  for  lost  or 
destroyed equipment, among other things.

We categorize our operating leases as either long-term leases or service leases.  Some leases have contractual terms that 
have  features  reflective  of  both  long-term  and  service  leases.    We  classify  such  leases  as  either  long-term  or  service  leases, 

7

     
depending upon which features we believe are predominant.  Long-term leases typically have initial contractual terms ranging 
from  five  to  eight  or  more  years.    However,  in  2021  the  exceptionally  high  new  container  price  environment  led  to  a  much 
higher average lease duration for containers purchased and leased out during the year, reflecting the desire of Triton and our 
customers to spread the higher container costs over a longer period.  Our long-term leases require our customers to maintain 
specific units on-hire for the duration of the lease term, and they provide us with predictable recurring cash flow.  

We also have expired long-term leases whose fixed terms have ended but for which the related units remain on-hire and for 

which we continue to receive rental payments pursuant to the terms of the initial contract.  

Service leases allow our customers to pick-up and drop-off equipment during the term of the lease, subject to contractual 
limitations.  Service leases provide the customer with a higher level of flexibility than long-term leases and, as a result, typically 
carry  a  higher  per  diem  rate.    The  terms  of  our  service  leases  can  range  from  12  months  to  five  years,  though  because 
equipment can be returned during the term of a service lease and since service leases are generally renewed or modified and 
extended  upon  expiration,  lease  term  does  not  dictate  expected  on-hire  time  for  our  equipment  on  service  leases.    As  of 
December 31, 2021, this equipment has been on-hire for an average of 37 months. 

    Finance  Leases.        Finance  leases  provide  our  customers  with  an  alternative  method  to  finance  their  equipment 
acquisitions.  Finance leases are generally structured for specific quantities of equipment, generally require the customer to keep 
the equipment on-hire for its remaining useful life, and typically provide the customer with a purchase option at the end of the 
lease term.  

The following table provides a summary of our equipment lease portfolio by lease type, based on CEU and net book value, 

as of December 31, 2021: 

Lease Portfolio

Long-term leases    .................................................................
Finance leases     .....................................................................
Subtotal   .............................................................................
Service leases    ......................................................................
Expired long-term leases, non-sale age (units on hire)     .......
Expired long-term leases, sale-age (units on hire)     ..............
Total   ..................................................................................

By CEU
December 31, 2021

By Net Book Value
December 31, 2021

 72.4 %

 8.0 
 80.4 
 5.0 

 8.4 
 6.2 

 100.0 %

 73.6 %

 13.8 
 87.4 
 3.5 

 6.2 
 2.9 

 100.0 %

Due to our aggressive fleet investment in 2021 and the high cost of these new containers, we placed the vast majority of 
this equipment on long-term operating and finance leases with an average initial duration of 13 years.  We have presented the 
above table by net book value, in addition to CEU, to better reflect the impact of these dynamics on our lease portfolio.

As of December 31, 2021, our long-term and finance leases combined had a weighted average remaining contractual term 
by  CEU  and  net  book  value  of  approximately  61  months  and  78  months,  respectively,  assuming  no  leases  are  renewed.  
However,  we  believe  that  many  of  our  customers  will  renew  operating  leases  for  equipment  that  is  less  than  sale  age  at  the 
expiration of the lease.  In addition, our equipment on operating leases typically remains on-hire at the contractual per diem rate 
for an additional six to twelve months beyond the end of the contractual lease term due to monthly drop-off volume limitations 
and the logistical requirements in our leases that require our customers to return the containers and chassis to specific drop-off 
locations.

Logistics Management, Re-leasing, Depot Management and Equipment Disposals

We  believe  that  managing  the  period  after  our  equipment's  first  lease  is  the  most  important  aspect  of  our  business.  
Successful  management  of  this  period  requires  disciplined  logistics  management,  extensive  re-lease  capability,  careful  cost 
control and effective sales of used equipment.

Logistics  Management.        Since  the  late  1990s,  the  shipping  industry  has  been  characterized  by  large  regional  trade 
imbalances, with loaded containers generally flowing from export-oriented economies in Asia to North America and Western 
Europe.  Because of these trade imbalances, shipping lines have an incentive to return leased containers in North America and 
Europe to reduce the cost of empty container backhaul.  Triton attempts to mitigate the risk of these unbalanced trade flows by 
maintaining  a  large  portion  of  our  fleet  on  long-term  and  finance  leases  and  by  contractually  restricting  the  ability  of  our 

8

customers to return containers outside of Asian demand locations.

In addition, we attempt to minimize the costs of any container imbalances by finding local users in surplus locations and by 
moving empty containers as inexpensively as possible.  While we believe we manage our logistics risks and costs effectively, 
logistical  risk  remains  an  important  element  of  our  business  due  to  competitive  pressures,  changing  trade  patterns  and  other 
market factors and uncertainties.

Re-leasing.    Since our operating leases allow customers to return containers and chassis prior to the end of their useful 
lives,  we  typically  place  containers  and  chassis  on  several  leases  during  their  useful  lives.    Initial  lease  transactions  for  new 
containers and chassis can usually be generated with a limited sales and customer service infrastructure because initial leases 
for new containers and chassis typically cover large volumes of units and are fairly standardized transactions.  Used equipment, 
on  the  other  hand,  is  typically  leased  out  in  small  transactions  that  are  structured  to  accommodate  pick-ups  and  returns  in  a 
variety  of  locations.    As  a  result,  leasing  companies  benefit  from  having  an  extensive  global  marketing  and  operations 
infrastructure, a large number of customers, and a high level of operating contact with these customers.

Depot Management.    As of December 31, 2021, we managed our equipment fleet through approximately 400 third-party 
owned  and  operated  depot  facilities  located  in  46  countries.    Depot  facilities  are  generally  responsible  for  repairing  our 
containers and chassis when they are returned by lessees and for storing the equipment while it is off-hire.  We have a global 
operations group that is responsible for managing our depot contracts and they also regularly visit the depot facilities to conduct 
inventory and repair audits.  We also supplement our internal operations group with the use of independent inspection agents.

Our leases are generally structured so that the lessee is responsible for the customer damage portion of the repair costs, and 
customers  are  billed  for  damages  at  the  time  the  equipment  is  returned.    We  sometimes  offer  our  customers  a  repair  service 
program whereby we, for an additional payment by the lessee (in the form of a higher per-diem rate or a flat fee at off-hire), 
assume financial responsibility for all or a portion of the cost of repairs upon return of the equipment.

Equipment  Disposals.        Our  in-house  equipment  sales  group  has  a  worldwide  team  of  specialists  that  manage  the  sale 
process  for  our  used  containers  and  chassis  from  our  lease  fleet.    We  generally  sell  to  portable  storage  companies,  freight 
forwarders (who often use the containers for one-way trips) and other purchasers of used containers.  We believe we are one of 
the world's largest sellers of used containers.

The sale prices we receive for our used containers are influenced by many factors, including the level of demand for used 
containers compared to the number of used containers available for disposal in a particular location, the cost of new containers, 
and the level of damage on the containers.  While our total revenue is primarily made up of leasing revenues, gains or losses on 
the sale of used containers can have a significant positive or negative impact on our profitability.

Equipment Trading.    We also buy and sell new and used containers and chassis acquired from third parties.  We typically 
purchase our equipment trading fleet from container manufacturers, our shipping line customers or other sellers of used or new 
equipment.    Trading  margins  are  dependent  on  the  volume  of  units  purchased  and  resold,  selling  prices,  costs  paid  for 
equipment sold and selling and administrative costs.

Locations

We have an extensive global presence, offering leasing services through 20 offices and 3 independent agencies located in 
16  countries.    Our  extensive  third-party  depot  network  allows  us  to  offer  leasing  and/or  sales  services  in  approximately  300 
locations globally. 

Customers

Our customers are mainly international shipping lines, though we also lease containers to freight forwarding companies and 
manufacturers.  We believe that we have strong, long-standing relationships with our largest customers, most of whom we have 
done business with for more than 30 years.  Our twenty largest customers account for 86% of our lease billings.  The shipping 
industry has been consolidating for a number of years, and further consolidation could increase the portion of our revenues that 
come  from  our  largest  customers.    Our  five  largest  customers  accounted  for  60%  of  our  lease  billings,  and  our  three  largest 
customers  accounted  for  21%,  16%  and  10%  of  our  lease  billings,  respectively,  in  2021.    A  default  by  one  of  our  major 
customers could have a material adverse impact on our business, financial condition and future prospects.

9

Marketing and Customer Service

Our  global  marketing  team  and  our  customer  service  representatives  are  responsible  for  developing  and  maintaining 
relationships with senior operations staff at our shipping line customers, supporting lease negotiations and maintaining day-to-
day  coordination  with  junior  level  staff  at  our  customers.    This  close  customer  communication  is  critical  to  our  ability  to 
provide  customers  with  a  high  level  of  service,  helps  us  to  negotiate  lease  contracts  that  satisfy  both  our  financial  return 
requirements and our customers' operating needs, ensures that we are aware of our customers' potential equipment shortages, 
and provides customers knowledge of our available equipment inventories.

Credit Controls

We monitor our customers' performance and our lease exposures on an ongoing basis.  Our credit management processes 
are aided by the long payment experience we have with most of our customers and our broad network of relationships in the 
shipping industry that provides current information about our customers' market reputations.  Credit criteria may include, but 
are  not  limited  to,  customer  payment  history,  customer  financial  position  and  performance  (e.g.,  net  worth,  leverage  and 
profitability), trade routes, country of domicile and the type of, and location of, equipment that is to be supplied. 

Competition

We compete with at least five other major intermodal equipment leasing companies in addition to many smaller lessors, 
manufacturers of intermodal equipment, and companies offering finance leases as distinct from operating leases.  It is common 
for our customers to utilize several leasing companies to meet their equipment needs.

Our competitors compete with us in many ways, including lease pricing, lease flexibility, supply reliability and customer 
service.  In times of weak demand or excess supply, leasing companies often respond by lowering leasing rates and increasing 
the  logistical  flexibility  offered  in  their  lease  agreements.    In  addition,  new  entrants  into  the  leasing  business  are  often 
aggressive on pricing and lease flexibility.  Furthermore, customers also have the option to purchase intermodal equipment and 
utilize owned equipment instead of leasing, relying on their own fleets to satisfy their intermodal equipment needs and even 
leasing their excess container stock to other shipping companies.

While  we  are  forced  to  compete  aggressively  on  price,  we  attempt  to  emphasize  our  supply  reliability  and  high  level  of 
customer  service  to  our  customers.    We  invest  heavily  to  ensure  adequate  equipment  availability  in  high  demand  locations, 
dedicate  large  portions  of  our  organization  to  building  customer  relationships  and  maintaining  close  day-to-day  coordination 
with customers' operating staffs, and have developed self-service systems that allow our customers to transact with us through 
the Internet.

Suppliers

 We have long-standing relationships with all of our major suppliers.  We purchase most of our equipment from third-party 
manufacturers  based  in  China.    There  are  four  large  manufacturers  of  dry  containers  and  four  large  manufacturers  of 
refrigerated  containers,  though  for  both  dry  containers  and  refrigerated  containers,  we  estimate  that  the  four  largest 
manufacturers account for more than 90% of global production volume.  Our procurement and engineering staff reviews the 
designs for our containers and periodically audits the production facilities of our suppliers.  In addition, we use our procurement 
and engineering group and third-party inspectors to visit factories when our containers are being produced to provide an extra 
layer of quality control.  Nevertheless, defects in our containers sometimes occur.  We work with the manufacturers to correct 
these defects, and our manufacturers have generally honored their warranty obligations in such cases.

Systems and Information Technology

The efficient operation of our business is highly dependent on our information technology systems to track transactions, 
bill  customers  and  provide  the  information  needed  to  report  our  financial  results.    Our  systems  allow  customers  to  facilitate 
sales orders and drop-off requests on the Internet, view current inventories and check contractual terms in effect with respect to 
any given container lease agreement.  Our systems also maintain a database, which accounts for the containers in our fleet and 
our  leasing  agreements,  processes  leasing  and  sale  transactions,  and  bills  our  customers  for  their  use  of  and  damage  to  our 
containers.  We also use the information provided by these systems in our day-to-day business to make business decisions and 
improve our operations and customer service.

10

Segments

We operate our business in one industry, intermodal transportation equipment, and have two business segments, which also 

represent our reporting segments:

•

•

Equipment leasing—Our equipment leasing operations include the acquisition, leasing, re-leasing and ultimate sale of 
multiple types of intermodal transportation equipment, primarily intermodal containers. 
Equipment trading—We purchase containers from shipping line customers, and other sellers of containers, and resell 
these containers to container retailers and users of containers for storage or one-way shipment.

Human Capital Management

We  seek  to  attract,  retain,  and  develop  the  best  talent  available  in  order  to  drive  our  continued  success  and  achieve  our 
business goals.  Our workforce as of December 31, 2021 was comprised of approximately 237 employees located in 20 offices 
and  13  countries.    We  are  not  a  party  to  any  collective  bargaining  agreements.    Our  workforce  was  relatively  flat  in  2021 
compared to 2020.  Voluntary workforce turnover for the year was 5%.

Our approach to human capital management is underpinned by our corporate culture, which seeks to foster an inclusive and 
respectful work environment where employees are empowered at all levels to implement new ideas to better serve our global 
customer  base  and  continuously  improve  our  processes  and  operations.    This  culture  is  supported  by  a  flat  organizational 
structure that enables speed of decision making and execution; compensation programs that emphasize Company-wide common 
shared  objectives;  a  diverse,  international  team  that  mirrors  our  local  communities  and  customer  base;  robust  training  and 
development  opportunities;  and  resources  for  employees  to  seek  guidance  and  raise  concerns  when  needed.    We  believe  the 
combination of competitive compensation and benefits, career growth and development opportunities and our strong corporate 
culture promote increased employee tenure and reduced voluntary turnover.  As of December 31, 2021, our average employee 
tenure was 14 years for all employees and 21 years for leadership (defined as vice president level and above).  In 2021, 40% of 
open positions were filled with internal candidates.  

As of December 31, 2021, our global workforce was approximately 60% male and 40% female.  Approximately 40% of 
our  workforce  is  located  outside  the  United  States,  and  in  the  U.S.,  approximately  30%  of  our  workforce  was  comprised  of 
racial  and  ethnic  minorities.    Triton  is  committed  to  diversity  and  inclusion  across  our  Company,  and  we  have  a  number  of 
programs and initiatives in place aimed at further promoting diversity and inclusion in our organization.

In  2021,  the  COVID-19  pandemic  had  a  significant  impact  on  our  human  capital  management.    A  majority  of  our 
workforce  continued  to  work  remotely  for  most  of  the  year,  and  we  instituted  reduced  office  capacity  and  staggered  shifts, 
upgraded cleaning practices, social distancing requirements and other safety measures and procedures for those employees who 
worked at our office locations during this time.  

For additional information, please see the section titled “Human Capital Management, Talent Development and Succession 

Planning” in our Proxy Statement.

Environmental and Other Regulation

We face a number of environmental concerns, including potential liability due to accidental discharge from our containers, 
potential  equipment  obsolescence  or  retrofitting  expenses  due  to  changes  in  environmental  regulations,  and  increased  risk  of 
container performance problems due to container design changes driven by environmental factors.  These risks are particularly 
significant for our refrigerated container product line, as environmental regulations have targeted the global warming potential 
of  chemical  refrigerants  and  the  blowing  agent  historically  used  in  the  insulation  for  refrigerated  containers.    Refrigerated 
container manufacturers have also changed the treatment process for the steel frame of refrigerated containers in a way that may 
lead to increased corrosion.  Additional information on environmental and equipment performance risks is located in the Risk 
Factors section.

While we maintain environmental liability insurance coverage, and the terms of our leases and other arrangements for use 
of our containers place the responsibility for environmental liability on the end user, we still may be subject to environmental 
liability in connection with our current or historical operations.  In certain countries like the United States, the owner of a leased 
container may be liable for the costs of environmental damage from the discharge of the contents of the container even though 
the owner is not at fault.  Our lessees are required to indemnify us from environmental claims and our standard master tank 
container lease agreement insurance clause requires our tank container lessees to provide pollution liability insurance.

11

Our  operations  are  also  subject  to  regulations  promulgated  in  various  countries,  including  the  United  States,  seeking  to 
protect  the  integrity  of  international  commerce  and  prevent  the  use  of  equipment  for  international  terrorism  or  other  illicit 
activities.  As these regulations develop and change, we may incur increased compliance costs due to the acquisition of new, 
compliant equipment and/or the adaptation of existing equipment to meet new requirements imposed by such regulations.  In 
addition, violations of these rules and regulations can result in substantial fines and penalties, including potential limitations on 
operations or forfeitures of assets.  We may also be affected by legal or regulatory responses to supply chain disruptions that 
have occurred as a result of the COVID-19 pandemic. 

Currency

The U.S. dollar is the operating currency for the large majority of our leases and obligations, and most of our revenues and 
expenses are denominated in U.S. dollars.  However, we pay our subsidiaries' non-U.S. staff in local currencies, and our direct 
operating  expenses  and  disposal  transactions  for  our  older  containers  are  often  structured  in  foreign  currencies.    We  record 
realized and unrealized foreign currency exchange gains and losses primarily due to fluctuations in exchange rates related to our 
Euro and Pound Sterling transactions and related assets and liabilities.

Information about our Executive Officers

Name

Age

Current Position

Brian M. Sondey

John Burns

Carla Heiss

John F. O'Callaghan

Kevin Valentine

54

61

52

61

56

Chairman, Chief Executive Officer

Senior Vice President and Chief Financial Officer

Senior Vice President, General Counsel and Secretary

Executive Vice President and Global Head of Marketing & Operations

Senior Vice President, Triton Container Sales

Position Held 
Since

2016

2016

2019

2016

2016

Brian  M.  Sondey  is  our  Chairman  and  Chief  Executive  Officer.    Upon  the  closing  of  the  merger  of  Triton  Container 
International  Limited  ("TCIL")  and  TAL  International  Group,  Inc.  ("TAL")  in  July  2016,  Mr.  Sondey,  who  had  served  as 
Chairman, President and Chief Executive Officer of TAL since 2004, became Chairman and Chief Executive Officer of Triton.  
Mr. Sondey joined TAL’s former parent, Transamerica Corporation, in April 1996 as Director of Corporate Development.  He 
then joined TAL International Container Corporation in November 1998 as Senior Vice President of Business Development.  In 
September  1999,  Mr.  Sondey  became  President  of  TAL  International  Container  Corporation.    Prior  to  his  work  with 
Transamerica Corporation and TAL International Container Corporation, Mr. Sondey worked as a Management Consultant at 
the Boston Consulting Group and as a Mergers & Acquisitions Associate at J.P. Morgan.  Mr. Sondey holds an MBA from The 
Stanford Graduate School of Business and a BA degree in Economics from Amherst College.

John Burns is our Senior Vice President and Chief Financial Officer.  Upon the closing of the merger of TCIL and TAL in 
July 2016, Mr. Burns, who had served as the Senior Vice President and Chief Financial Officer of TAL since 2009, became the 
Senior Vice President and Chief Financial Officer of Triton.  Mr. Burns joined TAL’s former parent, Transamerica Corporation 
in 1996 as Director of Internal Audit and progressed over time to positions of increasing responsibility.  Prior to his work with 
Transamerica  Corporation  and  TAL  International  Container  Corporation,  Mr.  Burns  worked  as  an  Audit  Senior  Manager  at 
Ernst  &  Young  LLP.    Mr.  Burns  holds  a  BA  in  Finance  from  the  University  of  St.  Thomas,  St.  Paul,  Minnesota  and  is  a 
certified public accountant.

Carla Heiss is our Senior Vice President, General Counsel and Secretary and has served in this role since December 2019.  
Prior to joining Triton, Ms. Heiss was Deputy General Counsel and Secretary at Bunge Limited, where she worked from 2003 
to 2019.  Prior to that, she worked as an Associate in Capital Markets and International Finance at Shearman & Sterling, LLP 
from 1994 to 2003.  Ms. Heiss holds a J.D. degree from the George Washington University Law School and earned her B.A. 
degree in Government from Cornell University.

John O’Callaghan is our Executive Vice President and Global Head of Field Marketing and Operations.  Upon the closing 
of the merger of TCIL and TAL in July 2016, Mr. O’Callaghan, who had served as the Senior Vice President for Europe, North 
America, South America and the Indian Subcontinent of TCIL since 2006, became the Executive Vice President, Global Head 
of  Field  Marketing  &  Operations  of  Triton.    Mr.  O’Callaghan  joined  TCIL  in  1994  as  Marketing  Manager  of  Refrigerated 
Containers and progressed over time to positions of increasing responsibility.  Prior to his work with TCIL, Mr. O’Callaghan 

12

worked  as  an  Architect  at  Buro  Bolles  Wilson,  Germany  &  Young  LLP  and  was  also  an  Architect  at  Canary  Wharf 
development  with  Koetter  Kim.    Mr.  O’Callaghan  studied  engineering  at  Trinity  College  Dublin  and  qualified  with  RIBA 
(Royal Institute of British Architects) as an architect with the Architectural Association in London.

Kevin Valentine is our Senior Vice President of Triton Container Sales.  Upon the closing of the merger of TCIL and TAL 
in July 2016, Mr. Valentine, who had served as the Senior Vice President of Trader and Global Operations of TAL since 2011, 
became  the  Senior  Vice  President  of  Triton  Container  Sales  of  Triton.    Mr.  Valentine  joined  TAL  International  Container 
Corporation in 1994 as Regional Marketing Manager and progressed over time to positions of increasing responsibility.  Prior 
to his work with TAL, Mr. Valentine worked as a Marketing Manager at Tiphook Container Rental.  Mr. Valentine received a 
BA (Hons) degree in Business from Middlesex University, London, England.

13

ITEM 1A. RISK FACTORS

Risks Related to the COVID-19 Pandemic

Our business, results of operations and financial condition could be materially adversely affected by a resurgence of the 
COVID-19 pandemic.

The  initial  outbreak  of  COVID-19  and  the  resulting  imposition  of  work,  social  and  travel  restrictions,  as  well  as  other 
actions by government authorities to contain the outbreak, led to a significant decrease in global economic activity and global 
trade  in  the  first  half  of  2020.   During  this  time,  we  faced  reduced  container  demand,  decreasing  utilization,  market  leasing 
rates and used container sale prices, and decreasing profitability.  We also had increased concerns about customer credit risk.  
These  market  pressures  eased  and  our  performance  recovered  in  the  second  half  of  2020  as  economic  and  social  restrictions 
were  lifted  and  global  trade  rebounded.    However,  many  countries  are  seeing  high  levels  of  COVID-19  cases  and  there 
continues to be an elevated degree of risk and uncertainty with respect to the trajectory of the pandemic.  Market conditions and 
our financial performance could be negatively impacted in the future by a resurgence of the pandemic.

Unique  dynamics  related  to  the  COVID-19  pandemic  supported  very  strong  market  conditions  and  our  financial 
performance in 2021.  We expect these dynamics will eventually fade.

While the outbreak of COVID-19 and imposition of economic and social restrictions had a negative impact on global trade 
and container demand in the first part of 2020, COVID-19 had a strongly positive impact on our market conditions beginning in 
the second half of 2020 and continuing through 2021.  Once initial lockdown pressures eased, global goods consumption was 
boosted by a shift in consumer spending from services and experiences to goods, which drove a strong rebound in global trade 
volumes and container demand.  In addition, the cycle time for containers was negatively impacted by a variety of supply chain 
challenges related to COVID-19, including reduced port productivity, a shortage of trucking capacity and warehouse staffing 
challenges.    The  slower  velocity  for  containers  created  incremental  container  demand.    In  2021,  this  strong  demand  for 
containers led to very high utilization for our container fleet, record prices for new and used containers, and very high market 
leasing rates.  However, we anticipate that trade growth will normalize as consumers shift more spending back to services and 
experiences and as supply chain bottlenecks are addressed.  While the timing is uncertain, we expect normalizing conditions 
will cause container prices, market lease rates and our key operating metrics to trend down toward historically-normal levels.

Risks Related to Our Business and Industry

The international nature of our business exposes us to numerous risks.

We  are  subject  to  numerous  risks  inherent  in  conducting  business  across  national  boundaries,  any  one  of  which  could 
adversely  impact  our  business.    Several  of  these  risks  are  discussed  in  more  detail  throughout  this  Risk  Factors  section.  
Additional risks of international operations include, but are not limited to: 

•
•
•

the imposition of tariffs or other trade barriers;
difficulties with enforcement of lessees' obligations across various jurisdictions;
changes in governmental policy or regulation affecting our business and industry, including as a result of the political 
relationship between the U.S. and other countries;
restrictions on the transfer of funds into or out of countries in which we operate;
political and social unrest or instability;
nationalization of foreign assets;

government protectionism;
health or similar issues, including epidemics and pandemics such as the COVID-19 pandemic; and
labor or other disruptions at key ports or at manufacturing facilities of our suppliers.

Our  ability  to  enforce  lessees’  obligations  will  be  subject  to  applicable  law  in  the  jurisdiction  in  which  enforcement  is 
sought.    As  containers  are  used  in  international  commerce,  it  is  not  possible  to  predict,  with  any  degree  of  certainty,  the 
jurisdictions in which enforcement proceedings may be commenced.  For example, repossession from defaulting lessees may be 
difficult and more expensive in jurisdictions in which laws do not confer the same security interests and rights to creditors and 
lessors  as  those  in  the  United  States  and  in  other  jurisdictions  where  recovery  of  containers  from  defaulting  lessees  is  more 

14

•
•
•
• military conflicts;
•
•
•

cumbersome.    As  a  result,  the  costs,  relative  success  and  expedience  of  collecting  receivables  or  pursuing  enforcement 
proceedings with respect to containers in various jurisdictions cannot be predicted.

Substantial  supply  chain  bottlenecks  and  other  logistical  constraints  such  as  the  ones  experienced  in  2021  could  lead  to 
increased government regulation which may negatively impact container flows and container demand, as well as lead to higher 
costs of conducting business globally.  Any one or more of these or other factors could adversely affect our current or future 
international operations and business.

Container  leasing  demand  can  be  negatively  affected  by  decreases  in  global  trade  due  to  global  and  regional  economic 
downturns.

Overall demand for containers depends largely on the rate of world trade and economic growth.  A significant downturn in 
global  economic  growth  or  recessionary  conditions  in  major  geographic  regions  can  negatively  affect  container  demand  and 
lessors' decisions to lease containers.  During economic downturns and periods of reduced trade, shipping lines tend to use and 
lease fewer containers, or lease containers only at reduced rates, and tend to rely more on their own fleets to satisfy a greater 
percentage  of  their  requirements.    As  a  result,  during  periods  of  weak  global  economic  activity  or  reduced  trade,  container 
lessors typically experience decreased leasing demand, decreased equipment utilization, lower average rental rates, decreased 
leasing revenue, decreased used container resale prices and significantly decreased profitability.  These effects can be and have 
been severe.

Increased tariffs or other trade actions could adversely affect our business, financial condition and results of operations.

The international nature of our business and the container shipping industry exposes us to risks relating to the imposition of 
import and export duties, quotas and tariffs.  These risks have increased recently as the United States and other countries have 
adopted protectionist trade policies and as companies look to on-shoring or near-shoring their production to address material 
and  parts  shortages  and/or  increased  costs  due  to  these  actions.    Trade  growth  and  demand  for  leased  containers  decreased 
significantly from 2018 to 2019 due to a trade dispute between the U.S. and China that led to both countries imposing tariffs on 
imported goods from the other.  While the United States and China agreed in January 2020 to limit further actions, tariffs and 
other trade barriers remain historically high and key areas of difference remain unresolved and tensions have remained elevated.  
Given the importance of the United States and China in the global economy, continued tensions between these countries could 
significantly reduce the volume of goods traded internationally and reduce the rate of global economic growth.  Increased trade 
barriers  and  the  risk  of  further  disruptions  is  also  motivating  some  manufacturers  and  retailers  to  reduce  their  reliance  on 
overseas production and could reduce the long-term growth rate for international trade, leading to decreased demand for leased 
containers, lower new container prices, decreased market leasing rates and lower used container disposal prices.  These impacts 
could have a materially adverse effect on our business, profitability and cash flows.

We face extensive competition in the container leasing industry.

The  container  leasing  and  sales  business  is  highly  competitive.    We  compete  with  five  other  major  leasing  companies, 
many  smaller  container  lessors,  equipment  financing  companies,  and  manufacturers  of  container  equipment,  who  sometimes 
lease and finance containers directly with our shipping line customers.  Some of these competitors may have greater financial 
resources  and  access  to  capital  than  us  and  may  have  lower  investment  return  expectations.    Additionally,  some  of  these 
competitors may, at times, accumulate a high volume of underutilized inventories of containers, which could lead to significant 
downward pressure on lease rates and margins.  As market conditions evolve, we may see new competition entering the market.

Competition among container leasing companies involves many factors, including, among others, lease rates, lease terms 
(including  lease  duration,  and  drop-off  and  repair  provisions),  customer  service,  and  the  location,  availability,  quality  and 
individual  characteristics  of  equipment.    In  addition,  new  technologies  and  the  expansion  of  existing  technologies,  such  as 
digitalization and expanded online services, may increase competitive pressures in our industry.  The highly competitive nature 
of  our  industry  may  reduce  our  lease  rates  and  margins  and  undermine  our  ability  to  maintain  our  current  level  of  container 
utilization or achieve our growth plans. 

Our  customers  may  decide  to  lease  fewer  containers.    Should  shipping  lines  decide  to  buy  a  larger  percentage  of  the 
containers they operate, our utilization rate and level of investment would decrease, resulting in decreased leasing revenues, 
increased storage costs, increased repositioning costs and lower growth.

We, like other suppliers of leased containers, are dependent upon decisions by shipping lines to lease rather than buy their 
container equipment.  Shipping lines were exceptionally profitable in 2021, which could lead to increased investment in their 

15

container  fleets.    Should  shipping  lines  decide  to  buy  a  larger  percentage  of  the  containers  they  operate,  our  utilization  rate 
would decrease, resulting in decreased leasing revenues, increased storage costs and increased repositioning costs.  A decrease 
in the portion of leased containers operated by shipping lines would also reduce our investment opportunities and significantly 
constrain our growth.  Most of the factors affecting the lease versus buy decisions of our customers are outside of our control.

Market leasing rates may decrease due to a decrease in new container prices, weak leasing demand, increased competition 
or other factors.

Market leasing rates have historically varied widely and changed suddenly.  Market leasing rates are typically a function of, 
among other things, new equipment prices (which are heavily influenced by steel prices), interest rates, the type and length of 
the lease, the equipment supply and demand balance at a particular time and location, and other factors described in this “Risk 
Factors” section. 

A decrease in market leasing rates negatively impacts the leasing rates on both new container investments and the existing 
containers in our fleet.  Most of our existing containers are on operating leases, with lease terms shorter than the expected life of 
the container, thus the lease rate we receive for the container is subject to change at the expiration of the current lease.  The 
profitability impact of decreasing lease rates on existing containers can be particularly severe since it leads to a reduction in 
revenue with no corresponding reduction in investment or expenses. 

We are exposed to customer credit risk, including the risk of lessee defaults.

Our containers and chassis are leased to numerous customers, who are responsible to pay lease rentals and other charges, 
including  repair  fees  and  costs  for  damage  to  or  loss  of  equipment.    Some  of  our  customers  are  privately  owned  and  do  not 
provide detailed financial information regarding their operations.  Our customers could incur financial difficulties, or otherwise 
have difficulty making payments to us when due for any number of factors which we may be unable to anticipate.  A delay or 
diminution  in  amounts  received  under  the  leases,  or  a  default  in  the  performance  of  our  lessees'  obligations  under  the  leases 
could adversely affect our business, financial condition, results of operations and cash flows and our ability to make payments 
on our debt.

In addition, when lessees default, we may fail to recover all of our equipment, and the equipment we do recover may be 
returned  in  damaged  condition  or  to  locations  where  we  may  not  be  able  to  efficiently  re-lease  or  sell  the  equipment.    As  a 
result,  we  may  have  to  repair  our  equipment  and  reposition  it  to  other  locations  and  we  may  lose  lease  revenues  and  incur 
significant operating expenses.  We also often incur extra costs when repossessing containers from a defaulting lessee.  These 
costs typically arise when our lessee has also defaulted on payments owed to container terminals or depot facilities where the 
repossessed containers are located.  In such cases, the terminal or depot facility may delay or bar us from taking possession of 
our containers or sometimes seek to have us repay a portion of the lessee's unpaid bills as a condition to releasing the containers 
back to us.  

While the container shipping industry experienced improved profitability in 2020 and 2021, the industry has generally been 
characterized  by  excess  vessel  capacity  and  weak  financial  performance.    A  number  of  our  customers  generated  significant 
financial losses in the years prior to 2021.  In addition, the potential impact of a customer default has increased due to the large 
volume of high-priced containers purchased and leased out in 2021.  If a customer defaults in the future and new equipment 
prices and market lease rates have returned to historical long-term averages, the impact of such a default would likely be greater 
than our historical experience.  In addition, following the bankruptcy of Hanjin Shipping Co. Ltd. in 2016, it has become more 
difficult and expensive to obtain credit insurance in our industry and we have chosen not to purchase credit insurance policies.  
As  a  result,  a  major  customer  default  could  have  a  significant  adverse  impact  on  our  business,  financial  condition  and  cash 
flows.

Our customer base is highly concentrated.  A default by or significant reduction in leasing business from any of our large 
customers could have a material adverse impact on our business and financial performance.

Our  five  largest  customers  represented  approximately  60%  of  our  lease  billings  in  2021.    Our  single  largest  customer, 
CMA  CGM  S.A.,  represented  approximately  21%  of  lease  billings  in  2021,  our  second  largest  customer  Mediterranean 
Shipping  Company  S.A.,  represented  approximately  16%  of  lease  billings  in  2021,  and  our  third  largest  customer,  Ocean 
Network  Express,  represented  approximately  10%  of  lease  billings  in  2021.    Furthermore,  the  shipping  industry  has  been 
consolidating for a number of years, and further consolidation could increase the portion of our revenues that come from our 
largest customers.  Given the high concentration of our customer base, a default by or a significant reduction in future lease 

16

transactions with any of our major customers could materially reduce our leasing revenues, profitability, liquidity and growth 
prospects.

We purchase containers from a small number of container manufacturers primarily based in China, potentially limiting our 
ability to maintain an adequate supply of containers and increasing our risk of negative outcomes from any manufacturing 
disputes.

The vast majority of intermodal containers are currently manufactured in China, and we currently purchase substantially all 
of  our  dry,  refrigerated,  special,  and  tank  containers  from  third-party  manufacturers  based  there.    In  addition,  the  container 
manufacturing industry in China is highly concentrated.  In the event that it were to become more difficult or more expensive 
for us to procure containers in China because of further consolidation among container suppliers, reduced production by our 
suppliers, increased tariffs imposed by the United States or other governments or for any other reason, we may be unable to 
fully pass these increased costs through to our customers in the form of higher lease rates and we may not be able to adequately 
invest in and grow our container fleet.

Additionally, we may face significant challenges in the event of disputes with container manufacturers due to the limited 
number of potential alternative suppliers and higher uncertainty of outcomes for commercial disputes in China.  Such disputes 
could involve manufacturers’ warranties or manufacturers’ ability and willingness to comply with key terms of our purchase 
agreements such as container quantities, container quality, delivery timing and price.

Manufacturers  of  equipment  may  be  unwilling  or  unable  to  honor  manufacturer  warranties  covering  defects  in  our 
equipment  or  we  may  incur  significant  increased  costs  or  reductions  in  the  useful  life  of  equipment  due  to  changes  in 
manufacturing processes, which could adversely affect our business, financial condition and results of operations.

We obtain warranties from the manufacturers of equipment that we purchase.  When defects in the containers occur, we 
work with the manufacturers to identify and rectify the problems.  However, there is no assurance that manufacturers will be 
willing or able to honor warranty obligations.  In addition, manufacturers’ warranties typically do not cover the full expected 
life  of  our  containers.    If  the  manufacturer  is  unwilling  or  unable  to  honor  warranties  covering  failures  occurring  within  the 
warranty period or if defects are discovered in containers that are no longer covered by manufacturers' warranties, we could be 
required to expend significant amounts of money to repair the containers, the useful lives of the containers could be shortened 
and the value of the containers reduced. 

Several  key  container  components  and  manufacturing  processes  have  undergone  changes  over  the  last  several  years,  in 

many cases due to environmental concerns.  These changes include, but are not limited to, the following:

•
•
•

Changes in paint application systems to water-based from solvent-based; 
Changes to the wood floorboard materials to farm-grown woods from tropical hard woods; and
Changes to insulation foaming processes for the walls of refrigerated containers.

These  changes  have  not  yet  proven  their  durability  over  the  typical  12  to  15  year  life  of  a  container  in  a  marine 
environment.    In  addition,  due  to  increased  container  demand  in  2021,  manufacturers  significantly  accelerated  their  rate  of 
production in order to keep pace with demand.  The impact of these and future changes in manufacturing processes or materials 
on  the  quality  and  durability  of  our  equipment  is  uncertain  and  may  result  in  increased  costs  to  maintain  or  a  significant 
reduction in the useful life of the equipment.  

Used container sales prices are volatile and sale prices can fall below our accounting residual values, leading to losses on 
the disposal of our equipment.

Although our revenues primarily depend upon equipment leasing, our profitability is also affected by the gains or losses we 
realize on the sale of used containers because, in the ordinary course of our business, we sell certain containers when they are 
returned by customers upon lease expiration.  The volatility of the selling prices and gains or losses from the disposal of such 
equipment can be significant.  Used container selling prices, which can vary substantially, depend upon, among other factors, 
the cost of new containers, the global supply and demand balance for containers generally, the location of the containers, the 
supply  and  demand  balance  for  used  containers  at  a  particular  location,  the  physical  condition  of  the  container  and  related 
refurbishment needs, materials and labor costs and obsolescence of certain equipment or technology.  Most of these factors are 
outside of our control.

17

Containers are typically sold if it is in our best interest to do so after taking into consideration local and global leasing and 
sale  market  conditions  and  the  age,  location  and  physical  condition  of  the  container.    As  these  considerations  vary,  gains  or 
losses on sale of equipment will also fluctuate and may be significant if we sell large quantities of containers.

Used  container  selling  prices  and  the  gains  or  losses  that  we  have  recognized  from  selling  used  containers  have  varied 
widely.  In 2015 and 2016, used container prices dropped to levels below our estimated residual values, resulting in significant 
losses on sale of leasing equipment.  Used container sale prices rebounded significantly in 2017 and 2018, declined in 2019, 
and  again  rebounded  significantly  beginning  in  the  second  half  of  2020  and  continuing  throughout  2021.    If  disposal  prices 
were  to  fall  back  below  our  residual  values  for  an  extended  period,  it  would  have  a  significantly  negative  impact  on  our 
profitability and cash flows.

Equipment trading results have been highly volatile and are subject to many factors outside of our control.

The  profitability  of  our  equipment  trading  activities  has  varied  widely.    Our  ability  to  sustain  a  high  level  of  equipment 
trading profitability will require securing large volumes of additional trading equipment and continuing to achieve high selling 
margins.  Several factors could limit our trading volumes.  Shipping lines that have sold containers to us could develop other 
means for disposing of their equipment or develop their own sales networks.  In addition, we may limit our purchases if we 
have  concerns  that  used  container  selling  prices  might  decrease.    Our  equipment  trading  results  would  also  be  negatively 
impacted by a reduction in our selling margins by increased competition for purchasing trading containers or by decreased sales 
prices.    If  sales  prices  rapidly  deteriorate  and  we  hold  a  large  inventory  of  equipment  that  was  purchased  when  prices  for 
equipment were higher, we may incur significant losses.

A number of key personnel are critical to the success of our business.

We  have  senior  executives  and  other  management  level  employees  with  extensive  industry  experience.    We  rely  on  this 
knowledge and experience in our strategic planning and in our day-to-day business operations.  Our success depends in large 
part upon our ability to retain our senior management, the loss of one or more of whom could have a material adverse effect on 
our business.  Our success also depends on our ability to retain our experienced sales team and technical personnel, as well as to 
recruit new skilled sales, marketing and technical and other support personnel.  Competition for experienced managers in our 
industry can be intense.  If we fail to retain and recruit the necessary personnel, our business and our ability to retain customers 
and provide acceptable levels of customer service could suffer.

We may incur future asset impairment charges.

An asset impairment charge may result from the occurrence of an adverse change in market conditions, unexpected adverse 
events or management decisions that impact our estimates of expected cash flows generated from our long-lived assets.  We 
review  our  long-lived  assets,  including  our  container  and  chassis  equipment,  goodwill  and  other  intangible  assets,  for 
impairment when events or changes in circumstances indicate that the carrying value of an asset may not be recoverable.  We 
may be required to recognize asset impairment charges in the future as a result of reductions in demand for specific container 
and chassis types, a weak economic environment, challenging market conditions, events related to particular customers or asset 
types, or as a result of asset or portfolio sale decisions by management.  The likelihood that we could incur asset impairment 
charges increases during periods of low new container prices, low market lease rates and low used container selling prices. 

In  addition,  while  used  container  selling  prices  are  currently  above  our  estimated  residual  values,  they  are  extremely 
volatile  and  if  disposal  prices  fall  below  our  residual  values  for  an  extended  period,  we  would  likely  need  to  revise  our 
estimates  for  residual  values.    Decreasing  estimates  for  residual  values  would  result  in  an  immediate  impairment  charge  on 
containers  older  than  the  estimated  useful  life  in  our  depreciation  calculations,  and  would  result  in  increased  depreciation 
expense  for  all  of  our  other  containers  in  subsequent  periods.    Asset  impairment  charges  could  significantly  impact  our 
profitability and could potentially cause us to breach the financial covenants contained in some or all of our debt agreements.  
The impact of asset impairment charges and a potential covenant default could be severe.

We may incur significant costs associated with relocation of leased equipment.

When lessees return equipment to locations where supply exceeds demand, containers are routinely repositioned to higher 
demand  areas.    Positioning  expenses  vary  depending  on  geographic  location,  distance,  freight  rates  and  other  factors.  
Positioning expenses can be significant if a large portion of our containers are returned to locations with weak demand.  We 
seek to limit the number of containers that can be returned to areas where demand is not expected to be strong.  However, future 
market  conditions  may  not  enable  us  to  continue  such  practices.    In  addition,  we  may  not  be  successful  in  accurately 

18

anticipating which port locations will be characterized by weak or strong demand in the future, and current contracts will not 
provide  much  protection  against  positioning  costs  if  ports  that  are  expected  to  be  strong  demand  ports  turn  out  to  be  low 
demand ports when the equipment is returned.  In particular, many of our lease contracts are structured so that most containers 
will be returned to areas with current strong demand, especially major ports in China.  If the economy in China continues to 
evolve  in  a  way  that  leads  to  less  focus  on  manufacturing  and  exports  and  more  focus  on  consumer  spending,  imports  and 
services, we may face large positioning costs in the future to relocate containers dropped off into China.  

It may become more expensive for us to store our off-hire containers.

We are dependent on third-party depot operators to repair and store our equipment in port areas throughout the world.  In 
many of these locations, the land occupied by these depots is increasingly being considered as prime real estate.  Accordingly, 
some  depots  are  seeking  to  increase  the  rates  we  pay  to  store  our  containers,  and  some  local  communities  are  increasing 
restrictions  on  depot  operations  which  increase  their  costs  of  operation  and,  in  some  cases,  force  depots  to  relocate  to  sites 
further from the port areas.  Additionally, depots in prime locations may become filled to capacity based on market conditions 
and may refuse additional containers due to space constraints.  As a result of these factors, the cost of maintaining and storing 
our off-hire containers could increase significantly.

Severe  weather,  climate  change,  international  hostilities,  terrorist  attacks  or  other  catastrophic  events  could  negatively 
impact our operations and profitability and may expose us to liability.

Catastrophic natural events such as hurricanes, earthquakes, or fires, or other events, such as chemical explosions or other 
industrial accidents could lead to extensive damage to our equipment, significant disruptions to trade and reduced demand for 
containers.    In  addition,  climate  change  could  worsen  some  of  these  risks  and  lead  to  economic  instability  and  extensive 
disruptions to world trade.  These events could also impact the profitability of our customers and lead to higher credit risk.  The 
incidence, severity and consequences of any of these events are unpredictable.

Military  conflicts  or  other  serious  international  disputes  could  also  significantly  impact  our  business.    International 
conflicts  often  lead  to  economic  sanctions  and  decreased  trade  activity  and  military  conflicts  often  involve  the  blockade  of 
ports.  A serious conflict involving major global trading partners could have a material impact on global trade, the demand for 
containers, our profitability and our customers’ ability to honor their lease obligations.

   It  is  also  possible  that  our  containers  could  be  involved  in  a  terrorist  attack.   Although  our  lease  agreements  typically 
require our customers to indemnify us against all damages and liabilities arising out of the use of our containers and we carry 
insurance to potentially offset any costs in the event that our customer indemnifications prove to be insufficient, our insurance 
does not cover certain types of terrorist attacks.  We may also experience reputational harm from a terrorist attack in which one 
of our containers is involved.

Risks Related to Our Indebtedness and Liquidity

We  have  a  substantial  amount  of  debt  outstanding  and  have  significant  debt  service  requirements.    Our  high  level  of 
indebtedness may reduce our financial flexibility, impede our ability to operate and increase our risk of default.  

We use substantial amounts of debt to fund our operations, particularly our purchase of equipment.  As of December 31, 
2021,  we  had  outstanding  indebtedness  of  approximately  $8,562.5  million  under  our  debt  facilities.    Total  interest  and  debt 
expense for the year ended December 31, 2021 was $222.0 million.

Our substantial amount of debt could have important consequences for investors, including:

• making it more difficult for us to satisfy our obligations with respect to our debt facilities, which could result in an 

•

•
▪

event of default under the agreements governing such indebtedness and potentially lead to insolvency;
requiring us to dedicate a substantial portion of our cash flow from operations to make payments on our debt, thereby 
reducing funds available for operations, capital expenditures, future business opportunities and other purposes;
limiting our flexibility in planning for, or reacting to, changes in our business and the industry in which we operate;
reducing  our  profit  margin  and  investment  returns  on  new  container  investments  if  we  are  unable  to  pass  along 
increases in our cost of financing to our customers through higher lease rates,

• making it difficult for us to pay dividends on or repurchase our common and preferred shares;

19

•

•

increasing our vulnerability to general adverse economic and industry conditions, including changes in interest rates; 
and
placing us at a competitive disadvantage compared to our competitors having less debt.

We  may  also  incur  substantial  additional  indebtedness  in  the  future.    To  the  extent  that  new  indebtedness  is  added  to 

current debt levels, the risks described above would increase.  

We may not be able to refinance any of our indebtedness on commercially reasonable terms or at all.  

During difficult market environments, lenders to the container leasing industry may become more cautious, decreasing our 
sources  of  available  debt  financing  and  increasing  our  borrowing  costs.    In  addition,  we  are  the  largest  container  leasing 
exposure  for  many  of  our  lenders,  and  the  amount  of  incremental  loans  available  from  our  existing  lenders  may  become 
constrained due to single-name credit limitations.  If we cannot refinance our indebtedness, we may have to take actions such as 
selling assets, seeking equity capital or reducing or delaying future capital expenditures or other business investments, which 
could have a material adverse impact on our growth rate, profitability, share price and cash flows.  Such actions, if necessary, 
may not be effected on commercially reasonable terms.  

Our  credit  facilities  impose  significant  operating  and  financial  restrictions,  which  may  prevent  us  from  pursuing  certain 
business opportunities and taking certain actions.

Our  credit  facilities  and  other  indebtedness  impose,  and  the  terms  of  any  future  indebtedness  may  impose,  significant 
operating,  financial  and  other  restrictions  on  us  and  our  subsidiaries.    These  restrictions  may  limit  or  prohibit,  among  other 
things, our ability to:

incur additional indebtedness; 
pay dividends on or redeem or repurchase our shares;

•
•
• make loans and investments;
•
•
•
•
•

create liens;
sell certain assets or merge with or into other companies;
enter into certain transactions with our shareholders and affiliates;
cause our subsidiaries to make dividend, distributions and other payments to us; and
otherwise conduct necessary corporate activities.  

These restrictions could adversely affect our ability to finance our future operations or capital needs and pursue available 
business  opportunities.    In  addition,  certain  agreements  governing  our  indebtedness  contain  financial  maintenance  covenants 
that  require  us  to  satisfy  certain  ratios  such  as  maximum  leverage  and  minimum  interest  coverage.    A  breach  of  any  of  the 
above restrictions or financial covenants could result in an event of default in respect of the related indebtedness.  If a default 
occurs, the relevant lenders could elect to declare the indebtedness to be immediately due and payable and proceed against any 
collateral securing that indebtedness.

Our  ability  to  obtain  debt  financing  and  our  cost  of  debt  financing  is,  in  part,  dependent  upon  our  credit  ratings  and 
outlook.    A  credit  downgrade  or  being  placed  on  negative  watch  could  adversely  impact  our  liquidity,  access  to  capital 
markets and our financial results.

Maintaining  our  credit  ratings  depends  on  our  financial  results  and  on  other  factors,  including  the  outlook  of  the  rating 
agencies on our sector and on the debt capital markets generally.  A credit rating downgrade or being placed on negative watch 
may make it more difficult or costly for us to raise debt financing, resulting in a negative impact on our liquidity and financial 
results.

A  significant  increase  in  our  borrowing  costs  could  negatively  affect  our  financial  condition,  cash  flow  and  results  of 
operations.  

Our lease rental stream is generally fixed over the life of our leases whereas our interest costs can vary over time.  The 
interest rates on our debt financings have several components, including credit spreads and underlying benchmark rates.  We 
employ various hedging strategies to mitigate this interest rate risk.  Our hedging strategies rely considerably on assumptions 
and  projections  regarding  our  assets  and  lease  portfolio  as  well  as  general  market  factors.    If  any  of  these  assumptions  or 
projections  prove  to  be  incorrect  or  our  hedges  do  not  adequately  mitigate  the  impact  of  changes  in  interest  rates,  we  may 
experience volatility in our earnings that could adversely affect our profitability and financial condition.  In addition, we may 

20

not be able to find market participants that are willing to act as our hedging counterparties on acceptable terms or at all, which 
could have an adverse effect on the success of our hedging strategies. 

The expected discontinuation of the LIBOR benchmark interest rate may have an impact on our business. 

On July 27, 2017, the U.K. Financial Conduct Authority (the "FCA"), which regulates LIBOR, announced that it will no 
longer  persuade  or  compel  banks  to  submit  rates  for  the  calculation  of  LIBOR  after  2021.    On  March  5,  2021,  the  FCA 
announced in a public statement the future cessation of LIBOR benchmark settings.  Based on this announcement, we expect 
that the 1-month LIBOR  rate  that  we  currently use in  our credit facilities and  interest  rate  swap  agreements  will  cease to  be 
published on June 30, 2023. 

In  the  United  States,  the  Secured  Overnight  Finance  Rate  ("SOFR")  has  emerged  as  the  preferred  alternative  rate  for 
LIBOR  following  its  discontinuation.    SOFR  is  a  broad  measure  of  the  cost  of  borrowing  cash  overnight  collateralized  by 
Treasury securities in the repurchase agreement market.  At this time, it is not possible to predict how markets will respond to 
SOFR or other alternative reference rates.  In addition, it is uncertain what methods of calculating a replacement rate will be 
adopted generally or whether different industry bodies, such as the loan market and the derivatives market, will adopt the same 
methodologies.  

As of December 31, 2021, we had $3,116.0 million of total debt outstanding under facilities with interest rates based on 
floating-rate  indices.    In  addition,  we  had  $1,929.7  million  notional  value  of  interest  rate  swaps  in  place  that  are  indexed  to 
LIBOR.  Our credit facilities include fallback language that generally would result in SOFR automatically replacing LIBOR at 
the time of its discontinuance.  We cannot predict what the impact of such replacement rate would be to our interest expense.  
The Company's swap agreements are governed by the International Swap Dealers Association ("ISDA"), which has developed 
fallback  language  for  swap  agreements  and  has  established  guidelines  to  allow  counterparties  to  modify  historical  trades  to 
include the new fallback language.  Potential changes to the underlying floating-rate indices and reference rates may have an 
adverse  impact  on  our  agreements  indexed  to  LIBOR  and  could  have  a  negative  impact  on  our  profitability  and  cash  flows.  
Furthermore, we cannot predict or quantify the time, effort and cost required to transition to the use of new benchmark rates, 
including  with  respect  to  negotiating  and  implementing  any  necessary  changes  to  existing  contractual  arrangements,  and 
implementing changes to our systems and processes.  We continue to evaluate the operational and other effects of such changes.

Risks Related to Information Technology and Data Security

We rely on our information technology systems to conduct our business.  If there are disruptions and these systems fail to 
adequately perform their functions, or if we experience an interruption in our operations, our business and financial results 
could be adversely affected.

The  efficient  operation  of  our  business  is  highly  dependent  on  our  information  technology  systems,  including  our 
transaction tracking and billing systems and our customer interface systems.  These systems allow customers to facilitate sales 
orders and drop-off requests, view current inventory and check contractual terms in effect with respect to any given container 
lease agreement.  These systems also process and track transactions, such as container pick-ups, drop-offs and repairs, and bill 
customers for the use of and damage to our equipment.  If our information technology systems are damaged or an interruption is 
caused  by  a  computer  systems  failure,  viruses,  security  breach,  hacker  attack,  ransom  attack,  fire,  natural  disasters  or  power 
loss, we may not be able to accurately bill our customers for the containers they have on lease and the disruption to our normal 
business operations and impact on our costs, competitiveness and financial results could be significant.

Security breaches and other disruptions could compromise  our  information  technology  systems  and  expose  us  to  liability, 
which could cause our business and reputation to suffer.

In  the  ordinary  course  of  our  business,  we  collect  and  store  sensitive  data  on  our  systems  and  networks,  including  our 
proprietary  business  information  and  that  of  our  customers  and  suppliers,  and  personally  identifiable  information  of  our 
customers and employees.  The secure storage, processing, maintenance and transmission of this information is critical to our 
operations.  Despite the security measures we employ, our information technology systems and networks may be vulnerable to 
attacks by hackers or breached due to employee error, malfeasance or other disruptions.  Any such breach could compromise 
such systems and networks and the information stored therein could be accessed, publicly disclosed and/or lost or stolen.  Any 
such access, disclosure or other loss of information could result in legal claims or proceedings, liability under laws that protect 
the privacy of personal information, disruption to our operations, damage to our reputation and/or loss of competitive position.

21

Risks Related to Legal, Tax, and Other Regulatory and Compliance Matters

We may incur increased costs or be required to comply with increased restrictions due to the implementation of government 
regulations.

Trade  and  transportation  activity  is  regulated  in  most  major  economies.    International  containers  and  container  leasing 
companies  have  historically  not  been  heavily  impacted  by  regulations  since  containers  have  typically  been  viewed  as 
international  assets.    However,  many  governments,  including  the  United  States,  are  considering  increased  regulation  of 
containerized  trade  in  response  to  supply  chain  disruptions  and  increased  transportation  costs  in  2021.    We  could  incur 
increased  costs  and  face  operational  complexity  under  new  regulations.    For  example,  draft  legislation  in  the  United  States 
would subject shipping lines to liability for failure to provide containers to exporters in consideration of reasonably foreseeable 
export  demand,  which  might  eventually  lead  to  increased  oversight  of  container  suppliers,  including  container  leasing 
companies.  

We also may become subject to regulations seeking to protect the integrity of international commerce and prevent the use 
of  containers  for  international  terrorism  or  other  illicit  activities.    For  example,  the  Container  Safety  Initiative,  the  Customs-
Trade  Partnership  Against  Terrorism  and  Operation  Safe  Commerce  are  among  the  programs  administered  by  the  U.S. 
Department of Homeland Security that are designed to enhance security for containerized cargo entering and leaving the United 
States.  Moreover, the International Convention for Safe Containers (“CSC”) applies to containers and seeks to maintain a high 
level of safety of human life in the transport and handling of containers by providing uniform international safety regulations.  
As these regulations develop and change, we may incur increased costs for the acquisition of new, compliant containers and/or 
the  adaptation  of  existing  containers  to  meet  any  new  requirements  imposed  by  such  regulations.    Additionally,  certain 
companies  are  currently  developing  or  may  in  the  future  develop  products  designed  to  enhance  the  security  of  containers 
transported  in  international  commerce.    We  may  incur  increased  costs  associated  with  the  adoption  of  these  products,  which 
could have a material adverse effect on our business, financial condition, results of operations and cash flows.

The lack of an international title registry for containers increases the risk of ownership disputes.

There  is  no  internationally  recognized  system  for  recording  or  filing  to  evidence  our  title  to  containers  nor  is  there  an 
internationally recognized system for filing security interests in containers.  Although this has not occurred to date, the lack of 
an international title recordation system for containers could result in disputes with lessees, end-users, or third parties who may 
improperly claim ownership of the containers.

If we fail to comply with applicable regulations that impact our international operations, our business, results of operations 
or financial condition could be adversely affected.

Due to the international scope of our operations, we are subject to a numerous laws and regulations, including economic 
sanctions,  anti-corruption,  anti-money  laundering,  import  and  export  and  similar  laws.    Recent  years  have  seen  a  substantial 
increase in the enforcement of many of these laws in the United States and other countries.  Any failure or perceived failure to 
comply  with  existing  or  new  laws  and  regulations  may  subject  us  to  significant  fines,  penalties,  criminal  and  civil  lawsuits, 
forfeiture  of  significant  assets,  and  other  enforcement  actions  in  one  or  more  jurisdictions,  result  in  significant  additional 
compliance  requirements  and  costs,  increase  regulatory  scrutiny  of  our  business,  result  in  the  loss  of  customers,  restrict  our 
operations and limit our ability to grow our business, adversely affect our results of operations, and harm our reputation.  

Environmental regulations and liability may adversely affect our business and financial condition.

We are subject to U.S. federal, state, local and foreign laws and regulations relating to the protection of the environment, 
including those governing the discharge of pollutants to air and water, the management and disposal of hazardous substances 
and wastes and the cleanup of contaminated sites.  We could incur substantial costs, including cleanup costs, fines and third-
party claims for property damage and personal injury, as a result of violations of or liabilities under environmental laws and 
regulations  in  connection  with  our  or  our  lessees’  current  or  historical  operations.    Under  some  environmental  laws  in  the 
United States and certain other countries, the owner of a leased container may be liable for environmental damage, cleanup or 
other costs in the event of a spill or discharge of material from a container without regard to the owner's fault.  Our insurance 
coverage  and  any  indemnities  provided  by  our  lessees  may  be  insufficient  to  compensate  us  for  losses  arising  from 
environmental damage. 

Changes  in  laws  and  regulations,  or  actions  by  authorities  under  existing  laws  or  regulations,  to  address  greenhouse  gas 
emissions and climate change could negatively impact our and our customers’ business.  For example, restrictions on emissions 

22

could  significantly  increase  costs  for  our  customers  whose  operations  require  significant  amounts  of  energy.    Customers’ 
increased  costs  could  reduce  their  demand  to  lease  our  assets.    Additionally,  many  countries,  including  the  United  States, 
restrict, prohibit or otherwise regulate the use of chemical refrigerants due to their ozone depleting and global warming effects.  
Our refrigerated containers currently use various refrigerants.  Manufacturers of cooling machines for refrigerated containers 
have begun selling units that utilize alternative refrigerants, as well as natural refrigerants such as carbon dioxide, that may have 
less global warming potential than current refrigerants.  If future regulations prohibit the use or servicing of containers using 
current  refrigerants,  we  could  be  forced  to  incur  large  retrofitting  expenses.    In  addition,  refrigerated  containers  that  are  not 
retrofitted may become difficult to lease, command lower rental rates and disposal prices, or may have to be scrapped.

Also, historically, the foam insulation in the walls of refrigerated intermodal containers required the use of a blowing agent 
that contained CFCs.  The manufacturers producing our refrigerated containers have eliminated the use of this blowing agent in 
the manufacturing process, but a large number of our refrigerated containers manufactured prior to 2014 contain these CFCs.  
The EU prohibits the import and the placing on the market in the EU of intermodal containers with insulation made with such 
process.  However, we believe international conventions governing free movement of intermodal containers allow the use of 
such  intermodal  refrigerated  containers  in  the  EU  if  they  have  been  admitted  into  EU  countries  on  temporary  customs 
admission.    We  have  procedures  in  place  that  we  believe  comply  with  the  relevant  EU  and  country  regulations.    If  such 
intermodal  refrigerated  containers  exceed  their  temporary  customs  admission  period  and/or  their  customs  admission  status 
changes  and  such  intermodal  refrigerated  containers  are  deemed  placed  on  the  market  in  the  EU,  or  if  our  procedures  are 
deemed  not  to  comply  with  EU  or  a  country’s  regulation,  we  could  be  subject  to  fines  and  penalties.    Also,  if  future 
international  regulations  change,  we  could  be  forced  to  incur  large  retrofitting  expenses  and  those  containers  that  are  not 
retrofitted may become more difficult to lease and command lower rental rates and disposal prices.  Potential consequences of 
changes  in  laws  and  regulations  addressing  climate  change  and  other  environmental  impacts  could  have  a  material  adverse 
effect on our financial condition and results of operations and cash flows.

Future U.S. tax rule changes that result in tax rate increases or a reduction in our level of continuing investment in U.S. 
subsidiaries  may  subject  us  to  unanticipated  tax  liabilities  that  may  have  a  material  adverse  effect  on  our  results  of 
operations and cash flows.

We are a Bermuda company, however, a significant portion of our operations is subject to taxation in the U.S.  Our U.S. 
subsidiaries record tax provisions in their financial statements based on current tax rates.  If there was an increase in the tax rate 
due to changes in enacted tax laws, our tax provision and effective tax rate would increase and our results of operations would 
be negatively impacted.  

Furthermore,  certain  of  these  subsidiaries  currently  do  not  pay  any  meaningful  U.S.  income  taxes  primarily  due  to  the 
benefit they currently receive from accelerated tax depreciation of their container investments.  However, the long duration of 
recent leases has limited the accelerated tax depreciation benefits of container investments, and as a result, we have limited the 
container investments made by the U.S. subsidiaries.  

We expect this reduced investment in containers by the U.S. subsidiaries to result in an increase in cash tax payments in the 
future.  A change in rules governing the tax depreciation for these U.S. subsidiaries' containers could further reduce or eliminate 
this tax benefit and further increase the U.S. subsidiaries' cash tax payments. 

Beginning  in  2022,  a  company's  U.S.  net  interest  expense  deduction  will  be  limited  to  30%  of  its  current  year  taxable 
income before net interest expense.  Additionally, proposed legislation would, if enacted, potentially further limit a company’s 
U.S. net interest expense deduction.  In future years, the benefit our U.S. subsidiaries receive from accelerated tax depreciation 
of their container investments is expected to result in annual interest expense limitations, which may significantly increase these 
U.S. subsidiaries' cash tax payments and our overall effective tax rate.

We may be subject to unanticipated tax liabilities due to future foreign tax rule changes that may have a material adverse 
effect on our results of operations.

We  are  a  Bermuda  company,  and  we  believe  that  the  income  derived  from  our  operations  will  not  be  subject  to  tax  in 
Bermuda,  which  currently  has  no  corporate  income  tax.   We  further  believe  that  a  significant  portion  of  the  income  derived 
from  our  operations  will  not  be  subject  to  tax  in  many  other  countries  in  which  our  customers  or  containers  are  located.  
However, this belief is also based on our understanding of the tax laws of the countries in which our customers use containers.  
The  tax  positions  we  take  in  various  jurisdictions  are  subject  to  review  and  possible  challenge  by  taxing  authorities  and  to 
possible changes in law or rates that may have retroactive effect. 

23

The Organization for Economic Co-operation and Development (“OECD”) is coordinating a global effort to reform certain 
aspects  of  the  international  tax  system.    This  effort  included  the  December  2021  release  of  model  rules  for  a  15%  global 
minimum  tax  regime.    If  these  model  rules  are  partially  or  fully  implemented  globally,  we  expect  an  increase  to  our  annual 
global income tax expense and potentially an increase in our annual global income tax payments.   

Related  to  these  efforts,  Bermuda  implemented  the  Economic  Substance  Act  2018  which  requires  affected  Bermuda 
registered  companies  to  maintain  a  substantial  economic  presence  in  Bermuda.    This  legislation  and/or  other  OECD  efforts 
could require us to incur substantial additional costs to maintain compliance, result in the imposition of significant penalties, 
create  additional  tax  liabilities  globally,  and  possibly  require  us  to  re-domicile  our  company  or  any  Bermuda  subsidiary  to  a 
jurisdiction with higher tax rates.  Our results of operations could be materially and adversely affected if we become subject to 
these or other unanticipated tax liabilities.

Our U.S. investors could suffer adverse tax consequences if we are characterized as a passive foreign investment company 
for U.S. federal income tax purposes.

Based upon the nature of our business activities, we may be classified as a passive foreign investment company ("PFIC") 
for U.S. federal income tax purposes.  Such characterization could result in adverse U.S. tax consequences for direct or indirect 
U.S. investors in our common and preferred shares.  For example, if we are a PFIC, our U.S. investors could become subject to 
increased tax liabilities under U.S. tax laws and regulations and could become subject to burdensome reporting requirements.  
The determination of whether or not we are a PFIC is made on an annual basis and depends on the composition of our income 
and assets from time to time.  Specifically, for any taxable year, we will be classified as a PFIC for U.S. tax purposes if either:

•
•

75% or more of the our gross income in a taxable year is passive income; or
the average percentage of our assets (which includes cash) by value in a taxable year which produce or are held for the 
production of passive income is at least 50%.

Based on the composition of our income and valuation of our assets, we do not expect that we should be treated as a PFIC 
for  the  current  taxable  year  or  for  the  foreseeable  future.    However,  because  the  PFIC  determination  in  our  case  is  made  by 
taking  into  account  all  of  the  relevant  facts  and  circumstances  regarding  our  business  without  the  benefit  of  clearly  defined 
bright line rules, it is possible that we may be a PFIC for any taxable year or that the U.S. Internal Revenue Service (the "IRS") 
may challenge our determination concerning our PFIC status.  U.S. investors should consult their own tax advisors regarding 
the application of the PFIC rules, including the availability of any elections that may mitigate adverse U.S. tax consequences in 
the event that we are or become a PFIC.

Risks Related to Owning Our Common or Preferred Shares

The  price  of  our  common  and  preferred  shares  has  been  highly  volatile  and  may  decline  regardless  of  our  operating 
performance.

The  trading  price  of  our  common  and  preferred  shares  has  been  and  may  remain  highly  volatile.    Factors  affecting  the 

trading price of our common and preferred shares may include:

•

•
•
•
•
•
•
•
•
•
•
•
•

broad market and industry factors, including global and political instability, trade actions and interest rate and currency 
changes;
variations in our financial results;
changes in financial estimates or investment recommendations by securities analysts following our business;
the public's response to our press releases, other public announcements and filings with the SEC;
changes in accounting standards, policies, guidance or interpretations or principles;
future sales of common shares by our directors, officers and significant shareholders;
announcements of technological innovations or enhanced or new products by us or our competitors;
the failure to achieve operating results consistent with securities analysts' projections;
the operating and stock price performance of other companies that investors may deem comparable to us;
changes in our dividend policy and share repurchase programs;
fluctuations in the worldwide equity markets;
recruitment or departure of key personnel;
failure to timely address changing customer preferences; and

24

•

other  events  or  factors,  including  those  resulting  from  the  perceived  or  actual  threat  of  impending  natural  disasters, 
coups,  terrorism,  war,  or  other  armed  conflict,  as  well  as  the  actual  occurrence  of  such  events  or  responses  to  such 
events.

In addition, if the market for intermodal equipment leasing company stocks or the stock market in general experiences a 
loss of investor confidence,  the trading  price  of  our  common  and  preferred  shares  could  decline  for  reasons  unrelated to our 
business or financial results.  The trading price of our common and preferred shares might also decline in reaction to events that 
affect other companies in our industry even if these events do not directly affect us.

If securities analysts do not publish research or reports about our business or if they downgrade our shares, the price of our 
common shares could decline.

The trading market for our common shares relies in part on research and reports that industry or financial analysts publish 
about us, our business or our industry.  We have no influence or control over the decisions or opinions of these analysts.  In 
addition,  regulatory  changes  such  as  Markets  in  Financial  Instruments  Regulation  (MiFIR)  have  led  to  a  reduction  in  the 
number of sell side research analysts covering companies of our size and our industry.  If more of these analysts cease coverage 
of us, we could lose visibility in the market, which in turn could cause our share price to decline.  Furthermore, if one or more 
analysts covering our Company downgrades our shares, the price of our shares could decline.

Future sales of our common or preferred shares, or the perception in the public markets that such sales may occur, may 
depress our share price.

The issuance of additional common and preferred shares or other equity securities or securities convertible into equity by 
us for financing or in connection with our incentive plans, acquisitions or otherwise may dilute the economic and voting rights 
of our existing shareholders or reduce the market price of our common and preferred shares or both.  Sales or other issuances of 
substantial amounts of our common or preferred shares, or the perception that such sales could occur, could adversely affect the 
price of our common and preferred shares and could impair our ability to raise capital through the sale of additional shares. 

We are incorporated in Bermuda and a significant portion of our assets are located outside the United States.  As a result, it 
may not be possible for shareholders to enforce civil liability provisions of the federal or state securities laws of the United 
States  against  the  Company.    Additionally,  Bermuda  law  differs  from  the  laws  of  the  United  States  and  may  afford  less 
protections to shareholders.

We  are  incorporated  under  the  laws  of  Bermuda  and  a  significant  portion  of  our  assets  are  located  outside  the  United 
States.  It may not be possible to enforce court judgments obtained in the United States against us in Bermuda or in countries, 
other than the United States, where we will have assets, based on the civil liability provisions of the federal or state securities 
laws  of  the  United  States.    In  addition,  there  is  some  doubt  as  to  whether  the  courts  of  Bermuda  and  other  countries  would 
recognize  or  enforce  judgments  of  United  States  courts  obtained  against  us  or  our  officers  or  directors  based  on  the  civil 
liability provisions of the federal or state securities laws of the United States or would hear actions against us or those persons 
based  on  those  laws.    We  have  been  advised  by  our  legal  advisors  in  Bermuda  that  the  United  States  and  Bermuda  do  not 
currently have a treaty providing for the reciprocal recognition and enforcement of judgments in civil and commercial matters.  
Therefore, a final judgment for the payment of money rendered by any federal or state court in the United States based on civil 
liability, whether or not based solely on United States federal or state securities laws, would not automatically be enforceable in 
Bermuda.  Similarly, those judgments may not be enforceable in countries, other than the United States, where we have assets.

Additionally,  our  shareholders  might  have  more  difficulty  protecting  their  interests  than  would  shareholders  of  a 
corporation  incorporated  in  a  jurisdiction  of  the  United  States.    As  a  Bermuda  company,  we  are  governed  by  the  Bermuda 
Companies Act.  The Bermuda Companies Act differs in some material respects from laws generally applicable to United States 
corporations  and  shareholders,  including  the  provisions  relating  to  interested  directors,  mergers,  amalgamations  and 
acquisitions, takeovers, shareholder lawsuits and indemnification of directors.

Certain  provisions  of  our  bye-laws  and  Bermuda  law  could  hinder,  delay  or  prevent  a  change  in  control  that  you  might 
consider favorable, which could also adversely affect the price of our common shares.

Certain provisions of our bye-laws and Bermuda law could discourage, delay or prevent a transaction involving a change in 
control, even if doing so would benefit our shareholders.  These provisions may include customary anti-takeover provisions.  
Anti-takeover provisions could substantially impede the ability of our public shareholders to benefit from a change in control or 
change  of  our  management  and  Board  of  Directors  and,  as  a  result,  may  materially  adversely  affect  the  market  price  of  our 

25

common shares and your ability to realize any potential change of control premium.  These provisions could also discourage 
proxy contests and make it more difficult for you and other shareholders to elect directors of your choosing and to cause us to 
take other corporate actions you desire.

26

ITEM 1B.  UNRESOLVED STAFF COMMENTS

        None.

ITEM 2.  PROPERTIES

Office Locations.    As of December 31, 2021, our employees are located in 20 offices in 13 countries.

ITEM 3.  LEGAL PROCEEDINGS

From  time  to  time  we  are  a  party  to  various  legal  proceedings,  including  claims,  suits  and  government  proceedings  and 
investigations  arising  in  connection  with  the  normal  course  of  our  business.    While  we  cannot  predict  the  outcome  of  these 
matters, in the opinion of our management, any liability arising from these matters will not have a material adverse effect on our 
business.  Nevertheless, unexpected adverse future events, such as an unforeseen development in our existing proceedings, a 
significant increase in the number of new cases or changes in our current insurance arrangements could result in liabilities that 
have a material adverse impact on our business.

ITEM 4.  MINE SAFETY DISCLOSURES

Not applicable.

27

PART II

ITEM 5.  MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED SHAREHOLDER MATTERS, AND 
ISSUER PURCHASES OF EQUITY SECURITIES

Our common shares are listed on the NYSE under the symbol "TRTN". 

On  February  4,  2022,  there  were  111  holders  of  record  of  our  common  shares  and  62,532  beneficial  holders,  based  on 

information obtained from our transfer agent. 

The following table provides certain information with respect to our purchases of the Company's common shares during the 

fourth quarter for the year ended December 31, 2021. 

Period
October 1, 2021 through October 31, 2021    ...................................................
November 1, 2021 through November 30, 2021    ...........................................
December 1, 2021 through December 31, 2021     ............................................
Total     ..............................................................................................................

Issuer Purchases of Common Shares(1)

Total number 
of shares 
purchased(2)

Average price 
paid per share

Approximate 
dollar value of 
shares that may 
yet be 
purchased under 
the plan (in 
thousands)

244,408  $ 

280,000  $ 
625,000  $ 

1,149,408  $ 

53.51  $ 

60.00  $ 
57.98  $ 

57.52  $ 

200,000 

183,193 
146,942 

146,942 

(1)  On October 20, 2021, the Company's Board of Directors increased the share repurchase authorization to $200.0 million.  The revised authorization may be 

used by the Company to repurchase common or preferred shares.

(2)  This column represents the total number of shares purchased and the total number of shares purchased as part of publicly announced plans. 

28

 
 
 
 
Performance Graph

The graph below compares our cumulative shareholder returns with the S&P 500 Stock Index and the Russell 2000 Stock 
Index for the period from December 31, 2016 through December 31, 2021.  The graph assumes that the value of the investment 
in our common shares, the S&P 500 Stock Index and the Russell 2000 Stock Index was $100 on December 31, 2016 and that all 
dividends were reinvested. 

Comparison of Cumulative Total Return
 December 31, 2016 through December 31, 2021 

520
500
480
460
440
420
400
380
360
340
320
300
280
260
240
220
200
180
160
140
120
100

12/31/2016

12/31/2017

12/31/2018

12/31/2019

12/31/2020

12/31/2021

Triton International Limited

S&P 500 Index

Russell 2000 Index

INDEXED RETURNS FOR THE YEARS ENDED DECEMBER 31,

Company / Index

2016

Triton International Limited  ......................

$100.00

S&P 500 Index     ..........................................

$100.00

Russell 2000 Index   ....................................

$100.00

2017

$250.87

$121.83

$114.65

2018

$220.64

$116.49

$102.02

2019

$304.05

$153.17

$128.06

2020

$391.91

$181.35

$153.62

2021

$507.51

$233.41

$176.39

ITEM 6. SELECTED FINANCIAL DATA

Reserved

29

ITEM 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATIONS

The statements in this discussion regarding industry outlook, our expectations regarding our future performance, liquidity 
and capital resources and other non-historical statements are subject to numerous risks and uncertainties, including, but not 
limited  to,  the  risks  and  uncertainties  described  under  "Risk  Factors"  and  "Cautionary  Note  Regarding  Forward-Looking 
Statements"  as  discussed  elsewhere  in  this  Form  10-K.    Our  actual  results  may  differ  materially  from  those  contained  in  or 
implied by any forward-looking statements. 

Our Company

Triton International Limited ("Triton", "we", "our" or the "Company") is the world's largest lessor of intermodal containers.  
Intermodal containers are large, standardized steel boxes used to transport freight by ship, rail or truck.  Because of the handling 
efficiencies  they  provide,  intermodal  containers  are  the  primary  means  by  which  many  goods  and  materials  are  shipped 
internationally.  We also lease chassis, which are used for the transportation of containers.

We operate our business in one industry, intermodal transportation equipment, and have two business segments, which also 

represent our reporting segments:

• Equipment leasing - we own, lease and ultimately dispose of containers and chassis from our lease fleet.
• Equipment trading - we purchase containers from shipping line customers, and other sellers of containers, and resell 

these containers to container retailers and users of containers for storage or one-way shipment.

Operations

Our consolidated operations include the acquisition, leasing, re-leasing and subsequent sale of multiple types of intermodal 
containers and chassis.  As of December 31, 2021, our total fleet consisted of 4.3 million containers and chassis, representing 
7.3 million TEU or 8.0 million CEU.  Our primary customers include the world's largest container shipping lines.  For the year 
ended  December  31,  2021,  our  twenty  largest  customers  accounted  for  86%  of  our  lease  billings,  our  five  largest  customers 
accounted for 60% of our lease billings, and our three largest customers accounted for 21%, 16%, and 10% of our lease billings.

The most important driver of profitability in our business is the extent to which leasing revenues, which are driven by our 
owned equipment fleet size, utilization and average lease rates, exceed our ownership and operating costs.  Our profitability is 
also driven by the gains or losses we realize on the sale of used containers and the margins generated from trading new and 
used containers. 

We lease five types of equipment: (1) dry containers, which are used for general cargo such as manufactured component 
parts, consumer staples, electronics and apparel, (2) refrigerated containers, which are used for perishable items such as fresh 
and frozen foods, (3) special containers, which are used for heavy and over-sized cargo such as marble slabs, building products 
and machinery, (4) tank containers, which are used to transport bulk liquid products such as chemicals, and (5) chassis, which 
are used for the transportation of containers on the road.  Our in-house equipment sales group manages the sale process for our 
used containers and chassis from our equipment leasing fleet and sells used and new containers and chassis acquired from third 
parties.

30

The following tables summarize our equipment fleet as of December 31, 2021, 2020 and 2019, indicated in units, TEU and 
CEU.  CEU and TEU are standard industry measures of fleet size and are used to measure the quantity of containers that make 
up our revenue earning assets: 

Dry    ..................................................
Refrigerated    ....................................
Special    ............................................
Tank    ................................................
Chassis   ............................................
Equipment leasing fleet    ...............
Equipment trading fleet    ...............
Total    ...........................................

December 31, 
2021
3,843,719 
235,338 
92,411 
11,692 
24,139 
4,207,299 
53,204 
4,260,503 

Equipment Fleet in Units
December 31, 
2020
3,295,908 
227,519 
93,885 
11,312 
24,781 
3,653,405 
64,243 
3,717,648 

December 31, 
2019
3,267,624 
225,520 
94,453 
12,485 
24,515 
3,624,597 
17,906 
3,642,503 

December 31, 
2021
6,531,816 
457,172 
169,004 
11,692 
44,554 
7,214,238 
83,692 
7,297,930 

Equipment Fleet in TEU
December 31, 
2020
5,466,421 
439,956 
170,792 
11,312 
45,188 
6,133,669 
98,991 
6,232,660 

December 31, 
2019
5,369,377 
435,148 
171,437 
12,485 
45,154 
6,033,601 
27,121 
6,060,722 

December 31, 2021

Equipment Fleet in CEU(1)
December 31, 2020

December 31, 2019

Operating leases     ..................................................
Finance leases    ......................................................
Equipment trading fleet   .......................................
Total     ....................................................................

7,291,769 
623,136 
81,136 
7,996,041 

6,649,350 
295,784 
98,420 
7,043,554 

6,434,434 
423,638 
37,232 
6,895,304 

(1) 

In the equipment fleet tables above, we have included total fleet count information based on CEU.  CEU is a ratio used to convert the actual number of 
containers in our fleet to a figure based on an estimate for the historical average relative purchase prices of our various equipment types to that of a 20-
foot dry container.  For example, the CEU ratio for a 40-foot high cube dry container is 1.70, and a 40-foot high cube refrigerated container is 7.50.  These 
factors may differ slightly from CEU ratios used by others in the industry.

The following table summarizes the percentage of our equipment fleet in terms of units and CEU as of December 31, 2021: 

Equipment Type
Dry     ..............................................................................................................................
Refrigerated    .................................................................................................................
Special     .........................................................................................................................
Tank      ............................................................................................................................
Chassis      ........................................................................................................................
Equipment leasing fleet   ............................................................................................
Equipment trading fleet   ............................................................................................
Total   .......................................................................................................................

Percentage of
total fleet
in units

Percentage of total 
fleet in CEU

 90.1 %

 71.4 %

 5.5 
 2.2 
 0.3 

 0.6 
 98.7 

 1.3 
 100.0 %

 21.8 
 3.0 
 1.2 

 1.6 
 99.0 

 1.0 
 100.0 %

We generally lease our equipment on a per diem basis to our customers under three types of leases:
•

Long-term leases typically have initial contractual terms ranging from five to eight or more years and provide us with 
stable cash flow and low transaction costs by requiring customers to maintain specific units on-hire for the duration of 
the  lease  term.    Some  of  our  containers,  primarily  used  containers,  are  placed  on  lifecycle  leases  which  keep  the 
containers on-hire until the end of their useful life.
Finance leases are typically structured as full payout leases and provide for a predictable recurring revenue stream with 
the lowest cost to the customer as customers are generally required to retain the equipment for the duration of its useful 
life.
Service  leases  command  a  premium  per  diem  rate  in  exchange  for  providing  customers  with  greater  operational 
flexibility by allowing non-scheduled pick-up and drop-off of units during the lease term.

•

•

We also have expired long-term leases whose fixed terms have ended but for which the related units remain on-hire and for 
which we continue to receive rental payments pursuant to the terms of the initial contract.  Some leases have contractual terms 
that  have  features  reflective  of  both  long-term  and  service  leases  and  we  classify  such  leases  as  either  long-term  or  service 
leases, depending upon which features we believe are predominant. 

31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table summarizes our lease portfolio by lease type, based on CEU on-hire as of December 31, 2021, 2020 

and 2019: 

Lease Portfolio by CEU

December 31,
2021

December 31,
2020

December 31,
2019

Long-term leases  ..................................................................................

 72.4 %

 73.8 %

 69.5 %

Finance leases    .......................................................................................

Subtotal    ..............................................................................................

Service leases     .......................................................................................

Expired long-term leases, non-sale age (units on hire)     ........................

Expired long-term leases, sale-age (units on hire)     ...............................

 8.0 

 80.4 

 5.0 

 8.4 

 6.2 

 4.4 

 78.2 

 7.2 

 9.8 

 4.8 

 6.8 

 76.3 

 7.8 

 10.5 

 5.4 

Total    ...................................................................................................

 100.0 %

 100.0 %

 100.0 %

Weighted average remaining contractual term in months for long-
term and finance leases  .........................................................................

61

49

48

Due to our aggressive fleet investment in 2021 and the high cost of these new containers, we placed the vast majority of 
this  equipment  on  long-term  operating  and  finance  leases  with  an  average  initial  duration  of  13  years.    To  better  reflect  the 
impact of these dynamics on our lease portfolio, we have included the following equipment lease portfolio table based on net 
book value of units on-hire, as of December 31, 2021, 2020, and 2019: 

Lease Portfolio by Net Book Value

Long-term leases  ..................................................................................
Finance leases    .......................................................................................
Subtotal    ..............................................................................................
Service leases     .......................................................................................
Expired long-term leases, non-sale age (units on hire)     ........................
Expired long-term leases, sale-age (units on hire)     ...............................
Total    ...................................................................................................

Weighted average remaining contractual term in months for long-
term and finance leases  .........................................................................

December 31,
2021

December 31,
2020

December 31,
2019

 73.6 %
 13.8 

 87.4 
 3.5 

 6.2 
 2.9 
 100.0 %

 79.2 %
 3.3 

 82.5 
 5.9 

 9.0 
 2.6 
 100.0 %

 75.6 %
 5.1 

 80.7 
 6.5 

 9.9 
 2.9 
 100.0 %

78

54

54

Market Overview and COVID-19

The  COVID-19  pandemic  has  meaningfully  impacted  global  trade  and  our  business.    The  initial  outbreak  of  COVID-19 
and resulting social and economic lockdowns led to a sharp decrease in global trade in the first half of 2020, and we faced weak 
demand  for  containers  and  pressure  on  our  utilization  and  profitability.    However,  our  lease  portfolio  provided  strong 
protections and our utilization and profitability decreased gradually.

Trade volumes rebounded rapidly in the third quarter of 2020 as lockdowns eased and consumers shifted spending from 
services and experiences to goods, and trade volumes remained strong throughout 2021.  Demand for containers was further 
boosted by extensive logistical disruptions such as reduced port productivity and a shortage of trucking capacity that slowed 
turn times for containers.  In 2021, the strong and sustained demand for containers led to a shortage of containers, high prices 
for new and used containers, and high market leasing rates.  In addition, we were able to drive our utilization close to maximum 
levels  and  invested  aggressively  in  new  containers  to  support  our  customers.    Our  profitability  increased  rapidly  from  the 
second half of 2020 through the end of 2021.

New  container  production  accelerated  to  record  levels  in  2021,  which  has  helped  ease  the  shortage  of  containers.    As  a 
result, we may see more balance between container supply and demand over the course of the year.  However, the timing for a 
return to more normal market conditions is uncertain.

Operating Performance

Our  operating  and  financial  performance  throughout  2021  was  strong  as  we  benefited  from  very  favorable  market 
conditions driven by strong global trade volumes, logistical disruptions that slowed container turn times, and limited availability 
of containers.

32

Fleet size.    As of December 31, 2021, our revenue earning assets had a net book value of $11.8 billion, an increase of 
over 30% compared to December 31, 2020.  We purchased $3.6 billion of new containers in 2021 to support our customers.  
Our aggressive fleet investment in 2021 reflects our customers' sizable demand for containers due to strong trade growth and 
operational disruptions, a high reliance on leased containers and Triton's leading share of new leasing transactions.  The dollar 
value of our investments was also driven by very high new container prices.

Utilization.        Our  average  utilization  was  99.4%  during  2021,  an  increase  of  3.2%  compared  to  2020.    Our  utilization 
increased rapidly in the second half of 2020 due to the strong rebound in global trade volumes as pandemic restrictions were 
eased, and container demand and our utilization remained high throughout 2021.  During 2021, we benefited from a very high 
volume  of  container  pick-ups  driven  by  our  aggressive  investment  in  new  containers,  while  container  drop-off  activity  was 
limited due to the overall shortage of container capacity that existed for most of the year.  Our ending utilization was 99.6% as 
of December 31, 2021 and currently remains at this level.

The following tables summarize our equipment fleet utilization for the periods indicated below.  Utilization is computed by 
dividing our total units on lease (in CEU) by the total units in our fleet (in CEU) excluding new units not yet leased and off-hire 
units designated for sale:

Average Utilization
2021      ...................................................
2020      ...................................................
2019      ...................................................

Year Ended 
December 31,

 99.4 %
 96.2 %

 96.9 %

Quarter Ended

December 31,

September 30,

June 30,

March 31,

 99.6 %
 98.1 %

 95.8 %

 99.6 %
 96.1 %

 96.7 %

 99.4 %
 95.0 %

 97.2 %

 99.1 %
 95.4 %

 97.7 %

Ending Utilization
2021   ...............................................................................
2020   ...............................................................................
2019   ...............................................................................

December 31,

September 30,

June 30,

March 31,

99.6%
98.9%
95.4%

99.6%
97.4%
96.4%

99.5%
94.8%
97.1%

99.3%
95.3%
97.4%

Quarter Ended

Average lease rates.    Average lease rates for our dry container product line increased by 6.1% in 2021 compared to 2020.  
The increase in our average dry container lease rates was primarily driven by the addition of new containers with lease rates 
well above the average rates in our lease portfolio.  New container prices and market lease rates increased sharply in 2021 due 
to the surge in container demand and limited availability of containers, and the price for a new 20' dry container reached nearly 
$3,900  during  the  year.    New  container  prices  have  recently  decreased  into  the  range  of  $3,400,  although  they  remain  high 
historically and market leasing rates remain above our portfolio average.  

Average lease rates for our refrigerated container product line decreased by 4.2% in 2021 compared to 2020.  In 2021, we 
completed a large lease extension transaction for refrigerated containers that lowered the lease rates on expired leases in return 
for a lease extension covering the remaining useful life of the equipment.  We have also been experiencing larger differences in 
lease  rates  for  older  refrigerated  containers  compared  to  rates  on  new  equipment,  and  we  expect  our  average  lease  rates  for 
refrigerated containers will continue to gradually trend down. 

The  average  lease  rates  for  special  containers  decreased  by  0.8%  in  2021  compared  to  2020  primarily  due  to  a  lease 

extension transaction for a large number of special containers completed in 2021. 

Interest and Debt Expense.    Our average debt balance increased by $1,066.9 million during 2021 to support the growth in 
revenue earning assets of over 30%.  Despite the increase in our debt balance, our interest and debt expense decreased by $31.0 
million to $222.0 million in 2021.  This decrease was largely driven by the refinancing of over $6.7 billion of debt over the last 
two years as we took advantage of the low interest rate environment and the recent upgrade of our corporate credit rating to 
investment grade.  

Equipment disposals.   Disposal gains were strong throughout 2021, reflecting very high used container selling prices.  The 
strong  worldwide  demand  for  containers,  the  large  increase  in  new  container  prices  in  2021  and  limited  availability  of  used 
containers  for  sale  pushed  used  container  sale  prices  to  record  levels,  and  our  average  used  dry  container  sale  price  in  2021 

33

 
increased  117.6%  from  2020.    The  benefit  of  this  large  increase  in  used  dry  container  sale  prices  was  partially  offset  by  a 
substantial decrease in disposal volumes due to limited drop-off volumes and low inventories of containers for sale.  Our used 
dry container sales volumes decreased by 61.7% in 2021 compared to 2020. 

Liquidity and Capital Resources

Our  principal  sources  of  liquidity  are  cash  flows  provided  by  operating  activities,  proceeds  from  the  sale  of  our  leasing 
equipment,  borrowings  under  our  credit  facilities  and  proceeds  from  other  financing  activities.    Our  principal  uses  of  cash 
include capital expenditures, debt service, dividends, and share repurchases.

For the year ended December 31, 2021, cash provided by operating activities, together with the proceeds from the sale of 
our leasing equipment, was $1,622.2 million.  In addition, as of December 31, 2021 we had $106.2 million of cash and cash 
equivalents and $1,788.0 million of borrowing capacity remaining under our existing credit facilities. 

As of December 31, 2021, our cash commitments in the next twelve months include $477.6 million of scheduled principal 
payments  on  our  existing  debt  facilities,  and  $586.1  million  of  committed  but  unpaid  capital  expenditures,  primarily  for  the 
purchase of equipment. 

We believe that cash provided by operating activities, existing cash, proceeds from the sale of our leasing equipment, and 

availability under our credit facilities will be sufficient to meet our obligations over the next twelve months.

Capital Activity

During  the  year  ended  December  31,  2021,  the  Company  paid  dividends  on  preferred  shares  of  $45.3  million  and  paid 

dividends on common shares of $157.3 million.  

During the year ended December 31, 2021, the Company repurchased a total of 1.5 million common shares at an average 
price  per  share  of  $55.95  for  a  total  cost  of  $85.5  million  under  its  share  repurchase  program.    Since  October  2018,  the 
Company has purchased over 15.4 million shares, or 19.1% of our common shares.

In August 2021, the Company completed a public offering of 7,000,000 shares of 5.75% Series E preference shares, which 
generated  $175.0  million  of  gross  proceeds.    The  costs  associated  with  the  offering,  inclusive  of  underwriting  discount  and 
other offering expenses, were $6.2 million.  

For  additional  information  on  the  share  repurchase  program,  preferred  share  offering,  and  dividends,  please  refer  to 

Note 10 - "Other Equity Matters" in Part IV, Item 15 of this Annual Report on Form 10-K.

Debt Activity

In  February  and  March  2021,  the  Company  issued  a  combined  $1.2  billion  in  asset-backed  securitization  notes  at  a 
weighted  average  interest  rate  of  1.8%.    Proceeds  from  these  issuances  were  primarily  used  to  fund  additional  capital 
expenditures and prepay existing debt. 

We successfully transitioned our capital structure toward unsecured investment grade financing in 2021.  As part of this 
transition, the Company issued a total of $2.3 billion of corporate notes with a range of maturities of 2 - 10 years at a weighted 
average  interest  rate  of  1.8%.    The  Company  also  prepaid  $1.5  billion  in  aggregate  principal  of  its  remaining  outstanding 
institutional notes with a weighted average interest rate of 4.5% and paid a related make-whole premium of $127.9 million.

The  Company  also  amended  various  debt  agreements  that  converted  certain  facilities  from  secured  to  unsecured 
borrowings.  In addition, these amendments increased the Company's borrowing capacity to $2.0 billion on the revolving credit 
facility and to $1.2 billion on the term loan facility.

Credit Ratings

Our investment-grade corporate and long-term debt credit ratings help us to lower our cost of funds and broaden our access 
to  attractively  priced  capital.    While  a  ratings  downgrade  would  not  result  in  a  default  under  any  of  our  debt  agreements,  it 
could adversely affect our ability to issue debt and obtain new financings, or renew existing financings, and it would increase 
the cost of our financings.

34

The following table summarizes our current credit ratings:

Rating Agency

Long-term Debt Corporate Rating Outlook Date of Last Ratings Action

S&P Global Ratings       .......................................

Fitch Ratings   ...................................................

BBB-

BBB-

BBB-

BBB-

Stable

Stable

10/14/2021

10/14/2021

Debt Agreements

As of December 31, 2021, our outstanding indebtedness was comprised of the following (amounts in millions): 

December 31, 2021

Maximum 
Borrowing Level

Asset-backed securitization term notes     ................................................................... $ 
Corporate notes    ........................................................................................................
Term loan facilities  ..................................................................................................
Asset-backed securitization warehouse     ...................................................................
Revolving credit facilities    ........................................................................................
Finance lease obligations   .........................................................................................
   Total debt outstanding      .......................................................................................... $ 
Unamortized debt costs    ...........................................................................................
Unamortized debt premiums & discounts    ...............................................................
   Debt, net of unamortized costs    ............................................................................. $ 

3,801.8  $ 
2,300.0 
1,176.0 
225.0 
1,112.0 
15.0 
8,629.8  $ 
(63.8)   
(3.5)   
8,562.5  $ 

3,801.8 
2,300.0 
1,176.0 
1,125.0 
2,000.0 
15.0 
10,417.8 
— 
— 
10,417.8 

The maximum borrowing levels depicted in the table above may not reflect the actual availability under all of the credit 
facilities.  Certain of these facilities are governed by either borrowing bases or an unencumbered asset test that limits borrowing 
capacity.  As of December 31, 2021, the availability under these credit facilities without adding additional assets was $1,034.2 
million.

As  of  December  31,  2021,  we  had  a  combined  $7,443.6  million  of  total  debt  on  facilities  with  fixed  interest  rates  or 
floating interest rates that have been synthetically fixed through interest rate swap contracts.  This accounts for 86% of total 
debt. 

Pursuant to the terms of certain debt agreements, we are required to maintain certain amounts in restricted cash accounts.  

As of December 31, 2021, we had restricted cash of $124.4 million.

For additional information on our debt, please see Note 6 - "Debt" in Part IV, Item 15 of this Annual Report on Form 10-K.

Debt Covenants

We are subject to certain financial covenants related to leverage and interest coverage as defined in our debt agreements.  
Failure to comply with these covenants could result in a default under the related credit agreements and the acceleration of our 
outstanding debt if we were unable to obtain a waiver from the creditors.  As of December 31, 2021, we were in compliance 
with all such covenants

35

 
 
 
 
 
 
 
 
 
 
 
 
Cash Flow

The  following  table  sets  forth  certain  cash  flow  information  for  the  years  ended  December  31,  2021  and  2020  (in 

thousands):

Year Ended December 31,
2020
2021

Net cash provided by (used in) operating activities     .............................................. $ 
Net cash provided by (used in) investing activities      ............................................... $ 
Net cash provided by (used in) financing activities     .............................................. $ 

1,405,164  $ 
(3,217,386)  $ 
1,890,764  $ 

943,752 
(489,017) 
(471,711) 

Operating Activities

Net  cash  provided  by  operating  activities  increased  by  $461.4  million  to  $1,405.2  million  in  2021,  compared  to  $943.8 
million in 2020.  The significant increase was primarily due to an increase in profitability due to strong market conditions.  This 
was further increased due to deferred revenue collections related to leases with uneven payment terms in 2021 and the reduction 
of cash collateral that was required for certain interest rate swaps in liability positions in the prior year. 

Investing Activities

Net cash used in investing activities increased by $2,728.4 million to $3,217.4 million in 2021 compared to $489.0 million 
in  2020.    The  change  was  primarily  due  to  a  $2,690.3  million  increase  in  leasing  equipment  purchases  to  support  the  strong 
container demand. 

Financing Activities

Net cash provided by financing activities increased by $2,362.5 million to $1,890.8 million in 2021 compared to net cash 
used  in  financing  activities  of  $471.7  million  in  2020.    The  increase  was  primarily  due  to  a  $2,295.7  million  increase  in  net 
borrowings to finance the substantial purchase of leasing equipment.  

36

 
Results of Operations

The following table summarizes our comparative results of operations for the years ended December 31, 2021 and 2020 (in 

thousands):

Leasing revenues:

Year Ended December 31,

2021

2020

Variance

Operating leases     ...................................................................................................................... $  1,480,495  $  1,276,697  $ 

203,798 

Finance leases    ..........................................................................................................................

53,385 

31,210 

Total leasing revenues  ...........................................................................................................

1,533,880 

1,307,907 

Equipment trading revenues    .......................................................................................................

142,969 

Equipment trading expenses  .......................................................................................................

(108,870) 

Trading margin    .....................................................................................................................

34,099 

85,780 

(70,981) 

14,799 

22,175 

225,973 

57,189 

(37,889) 

19,300 

Net gain (loss) on sale of leasing equipment   ..............................................................................

107,060 

37,773 

69,287 

Operating expenses:

Depreciation and amortization  ...................................................................................................

626,240 

542,128 

Direct operating expenses    ..........................................................................................................

Administrative expenses     ............................................................................................................

Provision (reversal) for doubtful accounts    .................................................................................

Total operating expenses   .........................................................................................................

Operating income (loss)     ........................................................................................................

Other expenses:

Interest and debt expense      ...........................................................................................................

Debt termination expense    ...........................................................................................................

26,860 

89,319 

(2,475) 

739,944 

935,095 

222,024 

133,853 

Other (income) expense, net  .......................................................................................................

(1,379) 

Total other expenses   ..............................................................................................................

Income (loss) before income taxes     .............................................................................................

Income tax expense (benefit)     .....................................................................................................

354,498 

580,597 

50,357 

93,690 

80,532 

2,768 

719,118 

641,361 

252,979 

24,734 

(4,371) 

273,342 

368,019 

38,240 

84,112 

(66,830) 

8,787 

(5,243) 

20,826 

293,734 

(30,955) 

109,119 

2,992 

81,156 

212,578 

12,117 

Net income (loss)    ....................................................................................................................... $ 

530,240  $ 

329,779  $ 

200,461 

Less: dividend on preferred shares     .............................................................................................
Net income (loss) attributable to common shareholders    ...................................................... $ 

45,740 

41,362 

484,500  $ 

288,417  $ 

4,378 
196,083 

For  the  discussion  on  the  Results  of  Operations  for  the  Year  Ended  December  31,  2020  compared  to  the  Year  Ended 
December 31, 2019, see the Results of Operations section in Part II, Item 7 of our 2020 Annual Report on Form 10-K, filed 
with the SEC on February 16, 2021.

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Comparison of the Year Ended December 31, 2021 to the Year Ended December 31, 2020 

Leasing revenues.    Per diem revenue represents revenue earned under operating lease contracts.  Fee and ancillary lease 
revenue represents fees billed for the pick-up and drop-off of containers in certain geographic locations and billings of certain 
reimbursable  operating  costs such as  repair  and  handling  expenses.    Finance  lease  revenue  represents  interest  income earned 
under  finance  lease  contracts.    The  following  table  summarizes  our  leasing  revenue  for  the  periods  indicated  below  (in 
thousands):

Leasing revenues

Operating leases:

Year Ended December 31,

2021

2020

Variance

Per diem revenues   .......................................................................................... $  1,445,292  $  1,217,423  $ 

227,869 

Fee and ancillary revenues   .............................................................................

35,203 

59,274 

(24,071) 

Total operating lease revenues   .......................................................................

1,480,495 

1,276,697 

Finance leases    .....................................................................................................

53,385 

31,210 

Total leasing revenues     .................................................................................... $  1,533,880  $  1,307,907  $ 

203,798 

22,175 
225,973 

Total leasing revenues were $1,533.9 million in 2021 compared to $1,307.9 million in 2020, an increase of $226.0 million. 

Per  diem  revenues  were  $1,445.3  million  in  2021  compared  to  $1,217.4  million  in  2020,  an  increase  of  $227.9  million.  

The primary reasons for this increase are as follows:

•

•

$181.7 million increase due to an increase in the average number of containers on-hire of approximately 0.9 million 
CEU; and 
$40.2 million increase primarily due to an increase in average per diem rates for our dry containers partially offset by a 
decrease in average per diem rates for our refrigerated and special containers. 

Fee  and  ancillary  lease  revenues  were  $35.2  million  in  2021  compared  to  $59.3  million  in  2020,  a  decrease  of  $24.1 

million, primarily due to lower drop-off activity, partially offset by fee revenues related to the repositioning of containers.  

Finance lease revenues were $53.4 million in 2021 compared to $31.2 million in 2020, an increase of $22.2 million.  This 
increase is primarily due to the addition of $1,349.5 million of net finance lease receivable in 2021 offset by the runoff of the 
existing portfolio.

Trading margin.    Trading margin was $34.1 million in 2021 compared to $14.8 million in 2020, an increase of $19.3 
million.  The increase was due to higher per container selling margins due to a significant increase in container selling prices, 
partially offset by a decrease in container sales volume.

Net gain (loss) on sale of leasing equipment.    Gain on sale of equipment was $107.1 million in 2021 compared to $37.8 

million in 2020, an increase of $69.3 million.  The primary reasons for the increase are as follows: 

•
•

$92.8 million increase due to a 117.6% increase in average used dry container selling prices, partially offset by
$23.5 million decrease due to a 61.7% decrease in selling volumes. 

Depreciation and amortization.    Depreciation and amortization was $626.2 million in 2021 compared to $542.1 million 

in 2020, an increase of $84.1 million.  The primary reasons for the increase are as follows:

•
•

$111.9 million increase due to the increased size of our container fleet; partially offset by
$28.3 million decrease due to an increase in the number of containers that have become fully depreciated.

Direct  operating  expenses.        Direct  operating  expenses  primarily  consist  of  our  costs  to  repair  equipment  returned  off 
lease,  store  equipment  when  it  is  not  on  lease  and  reposition  equipment  from  locations  with  weak  leasing  demand.    Direct 
operating expenses were $26.9 million in 2021 compared to $93.7 million in 2020, a decrease of $66.8 million.  The primary 
reasons for the decrease are as follows: 

•
•

$36.8 million decrease in storage expense resulting from a decrease in the number of idle units; and
$29.7 million decrease in repair, handling and repositioning expense primarily due to lower drop-off activity.

38

 
 
 
 
 
 
 
 
 
 
Administrative expenses.    Administrative expenses were $89.3 million in 2021 compared to $80.5 million in 2020, an 

increase of $8.8 million.  The primary reasons for this increase are as follows:

•
•
•

$5.5 million increase due to higher compensation costs; 
$2.4 million increase in professional fees; and
$1.3 million increase in foreign exchange loss.

Provision (reversal) for doubtful accounts.    There was a reversal for doubtful accounts of $2.5 million in 2021 compared 
to a provision of $2.8 million in 2020, a change of $5.3 million.  We reversed reserves in 2021 which were recorded in 2020 
against a mid-sized customer's receivable.

Interest and debt expense.    Interest and debt expense was $222.0 million in 2021 compared to $253.0 million in 2020, a 

decrease of $31.0 million.  The primary reasons for the decrease are as follows:

•
•

$59.7 million decrease due to a decrease in the average effective interest rate to 2.91% from 3.81%; partially offset by
$31.6 million increase due to an increase in the average debt balance of $1,066.9 million.

Debt termination expense.    Debt termination expense was $133.9 million in 2021 compared to $24.7 million in 2020, an 
increase of $109.2 million.  In 2021, the Company incurred make-whole premium and other debt termination costs primarily 
related to the prepayment of senior secured institutional notes in connection with the transition of our capital structure toward 
unsecured investment grade bonds.  In 2020, the Company incurred write-offs for unamortized debt and other costs related to 
the prepayment of ABS notes. 

Income taxes.     Income tax expense was $50.4 million in 2021 compared to $38.2 million in 2020, an increase of $12.2 
million.  The increase in income tax expense was primarily the result of an increase in pre-tax income, partially offset by an 
$8.6 million tax expense related to a U.S. entity to foreign entity intra-company asset sale recorded in 2020 that did not reoccur 
in 2021.

39

Segments

Our  leasing  segment  is  discussed  in  our  results  of  operations  comparisons  and  the  trading  segment  is  discussed  in  the 

trading margin comparison within the results of operations comparisons.

For additional information on our segments, please see Note 11 - "Segment and Geographic Information" in Part IV, Item 

15 of this Annual Report on Form 10-K.

Contractual Obligations

We are party to various operating and finance leases and are obligated to make payments related to our borrowings.  We 
are  also  obligated  under  various  commercial  commitments,  including  obligations  to  our  equipment  manufacturers.    Our 
equipment  manufacturer  obligations  are  in  the  form  of  conventional  accounts  payable  and  are  satisfied  by  cash  flows  from 
operations and financing activities.

The following table summarizes our contractual commitments and obligations as of December 31, 2021 and the effect such 

obligations are expected to have on our liquidity and cash flows in future periods:

Contractual Obligations by Period

Contractual Obligations:

Total

2022

2023

2024
(dollars in millions)

2025

2026

2027 and 
thereafter

Principal debt obligations    .......................... $ 8,614.8  $  462.6  $ 1,230.5  $ 1,254.0  $  430.5  $ 2,838.6  $ 2,398.6 
Interest on debt obligations(1)
199.7 
193.7 
    ....................
Finance lease obligations(2)
— 
15.2 
  ........................
Operating leases (mainly facilities)      ...........
— 
3.5 
Purchase obligations:

154.4 
— 
0.4 

134.6 
— 
0.1 

181.0 
— 
2.1 

970.0 
15.2 
6.1 

106.6 
— 
— 

Equipment purchases payable   .................
Equipment purchase commitments    .........

— 
429.6 
— 
156.5 
Total contractual obligations    ..................... $ 10,192.2  $ 1,261.1  $ 1,413.6  $ 1,408.8  $  565.2  $ 2,945.2  $ 2,598.3 

429.6 
156.5 

— 
— 

— 
— 

— 
— 

— 
— 

(1)   Amounts include actual interest for fixed debt, estimated interest for floating-rate debt and interest rate swaps which are in a payable position based on December 31, 2021 

rates.

(2)   Amounts include interest. 

40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Critical Accounting Estimates

Our  consolidated  financial  statements  have  been  prepared  in  conformity  with  U.S.  GAAP,  which  requires  us  to  make 
estimates  and  assumptions  that  affect  the  amounts  and  disclosures  reported  in  the  consolidated  financial  statements  and 
accompanying notes.  We base our estimates and judgments on historical experience and on various other assumptions that we 
believe are reasonable under the circumstances.  We evaluate our estimates and assumptions on an ongoing basis.  Our actual 
results may differ from these estimates under different assumptions or conditions. 

Leasing Equipment 

We purchase new equipment from equipment manufacturers for the purpose of leasing such equipment to customers.  We 

also purchase used equipment with the intention of selling such equipment in one or more years from the date of purchase.

Leasing  equipment  is  recorded  at  cost  and  depreciated  to  an  estimated  residual  value  on  a  straight-line  basis  over  the 
estimated  useful  lives.    Capitalized  costs  for  new  container  rental  equipment  include  the  manufactured  cost  of  the  container, 
inspection, delivery, and associated costs incurred in moving the container from the manufacturer to the initial on-hire location 
of such container.  Repair and maintenance costs that do not extend the lives of the container rental equipment are charged to 
direct operating expenses at the time the costs are incurred. 

The  estimated  useful  lives  and  residual  values  of  our  leasing  equipment  are  based  on  our  expectations  for  future  used 
container sale prices.  We evaluate estimates used in our depreciation policies on a regular basis to determine whether changes 
have taken place that would suggest that a change in our depreciation estimates for useful lives or the assigned residual values 
of our equipment is warranted.  For 2021, the Company completed its annual depreciation policy assessment during the fourth 
quarter and concluded no change was necessary.

The  estimated  useful  lives  and  residual  values  for  each  major  equipment  type  for  the  periods  indicated  below  were  as 

follows: 

Equipment Type
Dry containers

As of December 31, 2021  and 2020
Depreciable Life Residual Value

20-foot dry container     .......................................................................................................
40-foot dry container     .......................................................................................................
40-foot high cube dry container   .......................................................................................

13 years
13 years
13 years

Refrigerated containers

20-foot refrigerated container     ..........................................................................................
40-foot high cube refrigerated container   .........................................................................

12 years
12 years

Special containers

40-foot flat rack container    ...............................................................................................
40-foot open top container    ...............................................................................................
Tank containers       ..................................................................................................................
Chassis    ................................................................................................................................

16 years
16 years
20 years
20 years

$ 
$ 
$ 

$ 
$ 

$ 
$ 
$ 
$ 

1,000 
1,200 
1,400 

2,350 
3,350 

1,700 
2,300 
3,000 
1,200 

Depreciation on leasing equipment commences on the date of initial on-hire. 

For leasing equipment purchased for resale that may be leased for a period of time, we adjust our estimates for remaining 
useful life and residual values based on our expectations for how long the equipment will remain on-hire to the current lessee 
and the expected sales market for older containers when these units are redelivered.

41

The net book value of our leasing equipment by equipment type is as follows (in thousands): 

December 31, 2021

December 31, 2020

Dry container    .................................................................................................... $ 

8,087,346  $ 

Refrigerated container     ......................................................................................

Special container   ...............................................................................................

Tank container     ..................................................................................................

Chassis     ..............................................................................................................

1,556,673 

297,925 

102,220 

156,949 

6,589,960 

1,483,820 

307,765 

97,982 

151,169 

Total   .................................................................................................................. $ 

10,201,113  $ 

8,630,696 

Included in the amounts above are units not on lease at December 31, 2021 and 2020 with a total net book value of $391.3 
million  and  $173.2  million,  respectively.    A  large  majority  of  the  units  not  on  lease  at  December  31,  2021  are  for  recently 
purchased  equipment.    Depreciation  on  equipment  purchased  under  finance  lease  obligations  is  included  in  depreciation  and 
amortization expense on the consolidated statements of operations. 

Valuation of Leasing Equipment 

Leasing  equipment  is  evaluated  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  its  carrying 
value may not be recoverable.  Recoverability of an asset to be held and used is measured by a comparison of the carrying value 
to its estimated undiscounted future cash flows expected to be generated by the asset.  If the carrying value of an asset exceeds 
our estimated undiscounted future cash flows, an impairment charge is recognized in the amount by which the carrying value of 
the asset exceeds the fair value of the asset.  Key indicators of impairment on leasing equipment include, among other factors, a 
sustained decrease in operating profitability, a sustained decrease in utilization, or indications of technological obsolescence. 

When  testing  for  impairment,  leasing  equipment  is  generally  grouped  by  equipment  type,  and  is  tested  separately  from 
other groups of assets and liabilities.  Some of the significant estimates and assumptions used to determine future undiscounted 
cash flows and the measurement for impairment are the remaining useful life, expected utilization, expected future lease rates 
and expected disposal prices of the equipment.  We consider the assumptions on expected utilization and the remaining useful 
life to have the greatest impact on its estimate of future undiscounted cash flows.  These estimates are principally based on our 
historical experience and management's judgment of market conditions. 

There were no key indicators of impairment and we did not record any impairment charges related to leasing equipment for 

the years ended December 31, 2021 and 2020. 

Equipment Held for Sale 

When leasing equipment is returned from lease, we make a determination of whether to repair and re-lease the equipment 
or  sell  the  equipment.    At  the  time  we  determine  that  equipment  will  be  sold,  we  reclassify  the  carrying  value  of  leasing 
equipment to equipment held for sale.  Equipment held for sale is recorded at the lower of its estimated fair value, less costs to 
sell, or carrying value at the time identified for sale.  Depreciation expense on equipment held for sale is halted and disposals 
generally  occur  within  90  days.    Initial  write  downs  of  equipment  held  for  sale  to  fair  value  are  recorded  as  an  impairment 
charge and are included in net gain or loss on sale of leasing equipment.  Subsequent increases or decreases to the fair value of 
those assets are recorded as adjustments to the carrying value of the equipment held for sale, however, any such adjustments 
may not exceed the respective equipment's carrying value at the time it was initially classified as held for sale.  Realized gains 
and losses resulting from the sale of equipment held for sale are recorded as net gain or loss on sale of leasing equipment, and 
cash flows associated with the disposal of equipment held for sale are classified as cash flows from investing activities. 

Equipment recorded within our equipment trading segment is also included in Equipment held for sale.  Gains and losses 
resulting  from  the  sale  of  this  equipment  is  recorded  in  Trading  margin,  and  cash  flows  associated  with  the  sale  of  this 
equipment are classified as cash flows from operating activities.

42

 
 
 
 
 
 
 
 
During the years ended December 31, 2021 and 2020, we recorded the following net gains or losses on equipment held 

for sale on the consolidated statements of operations (in thousands):

Impairment (loss) reversal on equipment held for sale    .............................................................. $ 
Gain (loss) on sale of equipment, net of selling costs   ................................................................
Net gain on sale of leasing equipment     ....................................................................................... $ 

16  $ 

107,044 
107,060  $ 

(3,532) 
41,305 
37,773 

Year Ended December 31,

2021

2020

Goodwill 

Goodwill is tested for impairment at least annually on October 31 of each fiscal year or more frequently if events occur or 
circumstances  exist  that  indicate  that  the  fair  value  of  a  reporting  unit  may  be  below  its  carrying  value.    Goodwill  has  been 
allocated to our reporting units which are the same as our reporting segments. 

In evaluating goodwill for impairment, we have the option to first assess qualitative factors to determine whether further 
impairment testing is necessary.  Among other relevant events and circumstances that affect the fair value of reporting units, we 
consider individual factors such as macroeconomic conditions, changes in our industry and the markets in which we operate, as 
well  as  our  reporting  units'  historical  and  expected  future  financial  performance.    If,  after  assessing  the  totality  of  events  or 
circumstances, we determine it is more-likely-than-not that the fair value of a reporting unit is greater than our carrying amount, 
then  the  quantitative  goodwill  impairment  test  is  unnecessary.    The  quantitative  goodwill  impairment  test  compares  the  fair 
value of a reporting unit with our carrying amount, including goodwill.  If the carrying amount of the reporting unit is less than 
its fair value, no impairment exists.  If the carrying amount of a reporting unit exceeds its fair value, an impairment loss shall be 
recognized in an amount equal to that excess, limited to the total amount of goodwill allocated to that reporting unit. 

We  elected  to  perform  the  qualitative  assessment  for  our  evaluation  of  goodwill  impairment  during  the  year  ended 
December 31, 2021 and concluded there was no impairment.  Since inception through December 31, 2021, we have not had any 
goodwill impairment. 

For additional information on our accounting policies, please see Note 2 - "Summary of Significant Accounting Policies" in 

Part IV, Item 15 of this Annual Report on Form 10-K.

Recent Accounting Pronouncements

See Note 2 - "Summary of Significant Accounting Policies" in Part IV, Item 15 of this Annual Report on Form 10-K for a 

full description of recent accounting pronouncements.

43

 
 
ITEM 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Market  risk  is  the  risk  of  loss  to  future  earnings,  values  or  cash  flows  that  may  result  from  changes  in  the  price  of  a 
financial instrument.  The fair value of a financial instrument, derivative or non-derivative, might change as a result of changes 
in interest rates, exchange rates, commodity prices, equity prices and other market changes.  We have operations internationally 
and  we  are  exposed  to  market  risks  in  the  ordinary  course  of  our  business.    These  risks  include  interest  rate  and  foreign 
currency exchange rate risks.

Interest Rate Risk

We enter into derivative agreements to fix the interest rates on a portion of our floating-rate debt.  We assess and manage 
the  external  and  internal  risk  associated  with  these  derivative  instruments  in  accordance  with  our  overall  operating  goals.  
External risk is defined as those risks outside of our direct control, including counterparty credit risk, liquidity risk, systemic 
risk and legal risk.  Internal risk relates to those operational risks within the management oversight structure and include actions 
taken in contravention of our policies.

The primary external risk of our derivative agreements is counterparty credit exposure, which is defined as the ability of a 
counterparty to perform its financial obligations under the agreement.  All of our derivative agreements are with highly-rated 
financial institutions.  Credit exposures are measured based on the market value of outstanding derivative instruments.  In order 
to monitor counterparty credit exposure, both current and potential exposures are calculated.

As of December 31, 2021, we had derivative agreements in place to fix interest rates on a portion of our borrowings under 

debt facilities with floating interest rates as summarized below: 

Derivatives
Interest Rate Swap(1)
    ..............
Interest Rate Cap  ....................

Notional Amount

$1,929.7 million
$400.0 million

Weighted Average
Fixed Leg (Pay) Interest Rate

1.9%
n/a

Cap Rate

n/a
5.5%

Weighted Average
Remaining Term

5.1 years
1.9 years

(1)   The impact of forward starting swaps with total notional amount of $350.0 million will increase the weighted average remaining term to 6.0 years.

Our  derivative  agreements  are  designated  as  cash  flow  hedges  for  accounting  purposes.    Any  unrealized  gains  or  losses 
related to the changes in fair value are recognized in accumulated other comprehensive income and reclassified to interest and 
debt  expense  as  they  are  realized.    As  of  December  31,  2021,  we  do  not  have  any  material  non-designated  derivatives.  
Previously, a portion of our swap portfolio was not designated and unrealized and realized changes in the fair value of these 
agreements were recognized in the consolidated statements of operations as other (income) expense, net.

Approximately 86% of our debt is either fixed or hedged using derivative instruments which helps mitigate the impact of 
changes in short-term interest rates.  A 100 basis point increase in the interest rates on our unhedged debt (primarily LIBOR) 
would result in an increase of approximately $11.7 million in interest expense over the next 12 months.

Foreign currency exchange rate risk 

Although  we  have  significant  foreign-based  operations,  the  majority  of  our  revenues  and  our  operating  expenses  are 
denominated in U.S. dollars.  However, we pay our non-U.S. employees in local currencies and certain operating expenses are 
denominated in foreign currencies.  Net foreign currency exchange gains and losses were a loss of $1.0 million and a gain of 
$0.4 million for the years ended December 31, 2021 and, 2020, respectively. 

ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The  Consolidated  Financial  Statements  and  financial  statement  schedules  listed  under  Item  15—Exhibits  and  Financial 

Statement Schedules are filed as a part of this Item 8.  

ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 
DISCLOSURE 

None.

44

ITEM 9A.  CONTROLS AND PROCEDURES 

Management's Report Regarding the Effectiveness of Disclosure Controls and Procedures 

We  carried  out  an  evaluation,  under  the  supervision  and  with  the  participation  of  our  management,  including  our  Chief 
Executive Officer and our Senior Vice President and Chief Financial Officer, of the effectiveness of the design and operation of 
our disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) as of the end of 
the period covered by this Annual Report on Form 10-K.  Based upon management's evaluation of these disclosure controls and 
procedures, our Chief Executive Officer and our Senior Vice President and Chief Financial Officer concluded, as of the end of 
the period covered by this Annual Report on Form 10-K, that our disclosure controls and procedures were effective. 

Management's Report on Internal Control Over Financial Reporting

We are responsible for establishing and maintaining adequate internal control over financial reporting.  Our internal control 
over financial reporting is designed to provide reasonable assurance regarding the reliability of our financial reporting and the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles.

We assessed our internal control over financial reporting as of December 31, 2021 and based our assessment on criteria 
established  in  Internal  Control-Integrated  Framework  (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway  Commission.    Based  on  our  assessment,  we  have  concluded  that  our  internal  control  over  financial  reporting  was 
effective as of December 31, 2021.

KPMG LLP, an independent registered public accounting firm, has audited the consolidated financial statements included 
in this Annual Report on Form 10-K and, as part of the audit, has issued a report on the effectiveness of our internal control 
over financial reporting as of December 31, 2021.  Please refer to "Report of Independent Registered Public Accounting Firm"  
in Part IV, Item 15 of this Annual Report on Form 10-K.

Changes in Internal Controls

There were no changes in our internal control over financial reporting identified in management's evaluation pursuant to 
Rules 13a-15(d) or 15d-15(d) of the Exchange Act during the three months ended December 31, 2021 that materially affected, 
or are reasonably likely to materially affect, our internal control over financial reporting. 

ITEM 9B. OTHER INFORMATION

Not applicable. 

45

PART III

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

The information required by this Item regarding our Code of Ethics, Code of Ethics for Senior Company Officers, Audit 
Committee  and  Audit  Committee  Financial  Experts,  compliance  with  Section  16(a)  of  the  Exchange  Act,  and  corporate 
governance is contained in the sections captioned “Codes of Ethics”, "Board Committees", "Proposal 1: Election of Directors", 
"Delinquent Section 16(a) Reports" and possibly elsewhere in our proxy statement to be issued in connection with the Annual 
General Meeting of Shareholders to be held on April 26, 2022, which will be filed with the SEC within 120 days after the end 
of  our  fiscal  year  ended  December  31,  2021  (the  "2022  Proxy  Statement")  and  that  information  is  incorporated  herein  by 
reference. 

Information regarding our executive officers is included after Item 1 in Part I of this Form 10-K and is incorporated herein 

by reference.

ITEM 11.  EXECUTIVE COMPENSATION 

The  information  required  by  this  Item  is  incorporated  herein  by  reference  from  the  sections  captioned  "Director 
Compensation  Table",  "Compensation  Discussion  and  Analysis",  "Executive  Compensation  Tables",  "Compensation  Risk 
Management",  "Compensation  and  Talent  Management  Committee  Interlocks  and  Insider  Participation",  "Report  of  the 
Compensation and Talent Management Committee" and possibly elsewhere in the 2022 Proxy Statement.

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED SHAREHOLDER MATTERS 

The  information  required  by  this  Item  is  incorporated  herein  by  reference  from  the  sections  captioned  "Equity 
Compensation Plan Information", "Information Regarding Beneficial Ownership of Management and Principal Shareholders" 
and possibly elsewhere in the 2022 Proxy Statement.

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE 

The  information  required  by  this  Item  is  incorporated  herein  by  reference  from  the  sections  captioned  "Certain 

Relationships and Related Person Transactions", "Board Independence" and possibly elsewhere in the 2022 Proxy Statement.

ITEM 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES 

Our independent registered public accounting firm is KPMG LLP, New York, NY, Auditor Firm ID: 185.

The information required by this Item is incorporated herein by reference from the section captioned "Audit Fees" in the 

2022 Proxy Statement.

46

ITEM 15.  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a)(1) Financial Statements

The following financial statements are included in Item 8 of this report: 

PART IV

Report of Independent Registered Public Accounting Firm    ........................................................................................
Consolidated Balance Sheets as of December 31, 2021 and December 31, 2020   .......................................................
Consolidated Statements of Operations for the years ended December 31, 2021, 2020 and 2019     .............................

Consolidated Statements of Comprehensive Income for the years ended December 31, 2021, 2020 and 2019  .........

Consolidated Statements of Shareholders' Equity for the years ended December 31, 2021, 2020 and 2019   .............
Consolidated Statements of Cash Flows for the years ended December 31, 2021, 2020 and 2019     ............................
Notes to Consolidated Financial Statements      ...............................................................................................................

(a)(2) Financial Statement Schedules

The following financial statement schedules for the Company are filed as part of this report: 

Page
F-2
F-4

F-5

F-6

F-7

F-8
F-9

Schedule I - Condensed Financial Information of Registrant  ......................................................................................
Schedule II - Valuation and Qualifying Accounts    .......................................................................................................

S-1
S-4

Schedules  not  listed  above  have  been  omitted  because  the  information  required  to  be  set  forth  therein  is  not  applicable  or  is 
shown in the accompanying Consolidated Financial Statements or notes thereto. 

(a)(3) List of Exhibits 

The following exhibits are filed as part of and incorporated by reference into this Annual Report on Form 10-K: 

Exhibit 
No.

3.1

4.1

4.2

4.3

4.4

4.5

4.6

Description
Amended  and  Restated  By-Laws  of  Triton  International  Limited,  dated  April  27,  2021  (incorporated  by 
reference to Exhibit 3.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 
2021, filed July 27, 2021)

Memorandum of Association of Triton International Limited, dated September 29, 2015 (incorporated by 
reference to Exhibit 3.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended March 31, 
2016, filed June 23, 2016)

Certificate  of  Designations  of  8.50%  Series  A  Cumulative  Redeemable  Perpetual  Preference  Shares 
(incorporated by reference to Exhibit 4.1 to the Company's Current Report on Form 8-K filed March 14, 
2019)

Certificate  of  Designations  of  8.00%  Series  B  Cumulative  Redeemable  Perpetual  Preference  Shares 
(incorporated  by  reference  to  Exhibit  4.1  to  the  Company's  Current  Report  on  Form  8-K  filed  June  20, 
2019)

Certificate  of  Designations  of  7.375%  Series  C  Cumulative  Redeemable  Perpetual  Preference  Shares 
(incorporated by reference to Exhibit 4.1 to the Company's Current Report on Form 8-K filed November 6, 
2019)

Certificate  of  Designations  of  6.875%  Series  D  Cumulative  Redeemable  Perpetual  Preference  Shares 
(incorporated by reference to Exhibit 4.1 to the Company's Current Report on Form 8-K filed January 21, 
2020)

Certificate  of  Designations  of  5.75%  Series  E  Cumulative  Redeemable  Perpetual  Preference  Shares 
(incorporated by reference to Exhibit 4.1 to the Company’s Current Report on Form 8-K filed August 17, 
2021)

47

Exhibit 
No.

4.7

4.8*

4.9

4.10*†

4.11*

4.12

10.1

10.2

10.3

10.4*†

10.5+

Description
Indenture, dated September 21, 2020, between Triton Container Finance VIII LLC and Wilmington Trust, 
National  Association,  as  indenture  trustee  (incorporated  by  reference  to  Exhibit  4.1  to  the  Company's 
Current Report on Form 8-K filed September 21, 2020)

Amendment Number 1, dated as of December 20, 2021, to the Indenture, dated as of September 21, 2020, 
between  Triton  Container  Finance  VIII  LLC  and  Wilmington  Trust,  National  Association,  as  indenture 
trustee

Series  2020-1  Supplement,  dated  September  21,  2020,  between  Triton  Container  Finance  VIII  LLC  and 
Wilmington Trust, National Association, as indenture trustee (incorporated by reference to Exhibit 4.2 to 
the Company's Current Report on Form 8-K filed September 21, 2020)

Amendment Number 1, dated as of December 20, 2021, to Series 2020-1 Supplement to Indenture, dated 
as  of  September  21,  2020,  between  Triton  Container  Finance  VIII  LLC  and  Wilmington  Trust,  National 
Association, as indenture trustee

Description of the Registrant's Securities Registered Pursuant to Section 12 of the Securities Exchange Act 
of 1934

As  permitted  by  Item  601(b)(4)(iii)(A)  of  Regulation  S-K,  the  Company  has  not  filed  with  this  Annual 
Report on Form 10-K certain instruments defining the rights of holders of long-term debt of the Company 
and its subsidiaries because such long-term debt is not being registered and the total amount of securities 
authorized under any of such instruments does not exceed 10% of the total assets of the Company and its 
subsidiaries on a consolidated basis.  The Company agrees to furnish a copy of any such agreements to the 
Securities and Exchange Commission upon request.

Eleventh  Restated  and  Amended  Credit  Agreement,  dated  as  of  October  14,  2021,  by  and  among  Triton 
Container  International  Limited  and  TAL  International  Container  Corporation,  as  borrowers,  Triton 
International Limited, as guarantor, various lenders from time to time party thereto, and Bank of America, 
N.A.,  as  administrative  agent  and  letter  of  credit  issuer  (incorporated  by  reference  to  Exhibit  10.1  to  the 
Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2021, filed on October 26, 
2021)

Amended  and  Restated  Term  Loan  Agreement  dated  as  of  October  14,  2021  by  and  among  Triton 
Container  International  Limited  and  TAL  International  Container  Corporation,  as  borrowers,  Triton 
International  Limited,  as  guarantor,  various  lenders  from  time  to  time  party  thereto,  and  PNC  Bank, 
National Association, as a lender and administrative agent (incorporated by reference to Exhibit 10.2 to the 
Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2021, filed October 26, 
2021)

Loan and Security Agreement (Conformed), dated as of December 13, 2018, among TIF Funding LLC, as 
borrower,  certain  other  wholly-owned  subsidiaries  of  Triton  International  Limited,  Wells  Fargo  Bank, 
National Association, as administrative agent, certain lenders party thereto and Wilmington Trust, National 
Association, as collateral agent and securities intermediary, as amended by Amendment Number 1 to Loan 
and  Security  Agreement,  dated  as  of  February  8,  2019,  Amendment  Number  2  to  Loan  and  Security 
Agreement, dated as of November 4, 2019, and the Omnibus Amendment No. 1, dated as of November 13, 
2020  (incorporated  by  reference  to  Exhibit  10.1  to  the  Company's  Current  Report  on  Form  8-K  filed 
November 16, 2020)

Amendment  Number  4,  dated  as  of  December  20,  2021,  to  Loan  and  Security  Agreement,  dated  as  of 
December  13,  2018,  among  TIF  Funding  LLC,  Borrower,  Wells  Fargo  Bank  Association,  as 
Administrative  Agent,  certain  lenders  party  thereto  and  Wilmington  Trust,  National  Association,  as 
Collateral Agent

Employment Offer Letter between Carla Heiss and Triton Container International, Incorporated of North 
America (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for 
the quarter ended March 31, 2020, filed April 24, 2020)

48

Exhibit 
No.

10.6+

10.7+

10.8+

10.9+

10.10+

10.11

21.1*

22.1

23.1*

24.1*

31.1*

31.2*

Description
Employment  Agreement,  dated  as  of  November  3,  2004,  by  and  between  TAL  International  Group,  Inc. 
and Brian M. Sondey (incorporated by reference from exhibit number 10.13 to TAL International Group,  
Inc.'s Form S-1 filed on June 30, 2005, file number 333-126317)

Triton International Limited Amended and Restated 2016 Equity Incentive Plan (incorporated by reference 
to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended March 31, 2021, 
filed April 29, 2021)

Form of Restricted Share Award Agreement under the Triton International Limited 2016 Equity Incentive 
Plan (incorporated by reference to Exhibit 10.7 to the Company's Annual Report on Form 10-K filed on 
February 16, 2020)

Form of Restricted Share Award Agreement under the Triton International Limited Amended and Restated 
2016 Equity Incentive Plan (incorporated by reference to Exhibit 10.2 to the Company's Quarterly Report 
on Form 10-Q for the quarter ended March 31, 2021, filed April 29, 2021)

Form  of  Restricted  Share  Unit  Award  Agreement  under  the  Triton  International  Limited  Amended  and 
Restated  2016  Equity  Incentive  Plan  (incorporated  by  reference  to  Exhibit  10.3  to  the  Company’s 
Quarterly  Report on Form 10-Q for the quarter ended March 31, 2021, filed April 29, 2021)

Form  of  Indemnification  Agreement  for  Directors  and  Certain  Officers  (incorporated  by  reference  to 
Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on July 14, 2016) 

List of Subsidiaries

List of Subsidiary Guarantors and Issuers of Guaranteed Securities (incorporated by reference to Exhibit 
22.1 to the Company's Current Report on Form 8-K filed January 19, 2022)

Consent of Independent Registered Public Accounting Firm

Powers of Attorney (included on the signature page to this Annual Report on Form 10-K)

Certification  of  the  Chief  Executive  Officer  pursuant  to  Rules  13a-14(a)  and  15d-14(a)  of  the  Securities 
Exchange Act of 1934, as amended

Certification  of  the  Chief  Financial  Officer  pursuant  to  Rules  13a-14(a)  and  15d-14(a)  of  the  Securities 
Exchange Act of 1934, as amended

32.1**

Certification by Chief Executive Officer pursuant to 18 U.S.C. Section 1350

32.2**

Certification by Chief Financial Officer pursuant to 18 U.S.C. Section 1350

101.INS

101.SCH
101.CAL
101.DEF
101.LAB
101.PRE
104

Inline  XBRL  Instance  Document  -  the  instance  document  does  not  appear  on  the  Interactive  Data  File 
because its XBRL tags are embedded within the Inline XBRL document
Inline XBRL Instance Extension Schema
Inline XBRL Taxonomy Extension Calculation Linkbase
Inline XBRL Taxonomy Extension Definition Linkbase
Inline XBRL Taxonomy Extension Label Linkbase
Inline XBRL Taxonomy Extension Presentation Linkbase
Cover Page Inline XBRL Data (formatted as Inline XBRL and contained in Exhibit 101)

+ Indicates a management contract or compensatory plan or arrangement.

* Filed herewith. 

** Furnished herewith. 

† Schedules (or similar attachments) to these exhibits have not been filed since they do not contain information material to 
an investment or voting decision and that information is not otherwise disclosed in these exhibits or the Form 10-K.

49

(b) Exhibits.

The Company hereby files as part of this Annual Report on Form 10-K the exhibits listed in Item 15(a)(3) set forth above. 

(c) Financial Statement Schedules

The Company hereby files as part of this Annual Report on Form 10-K the financial statement schedule listed in Item 15(a)(2) 
set forth above. 

ITEM 16.  FORM 10-K SUMMARY

None.

50

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused 

this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Date: February 15, 2022

TRITON INTERNATIONAL LIMITED

By:

/s/ BRIAN M. SONDEY

Brian M. Sondey
Chairman of the Board, Director and Chief 
Executive Officer

51

POWER OF ATTORNEY AND SIGNATURES

We, the undersigned officers and directors of Triton International Limited hereby severally constitute and appoint Brian M. 
Sondey and John Burns and each of them singly, our true and lawful attorneys, with the power to them and each of them singly, 
to sign for us and in our names in the capacities indicated below, any amendments to this Annual Report on Form 10-K, and 
generally to do all things in our names and on our behalf in such capacities to enable Triton International Limited to comply 
with  the  provisions  of  the  Securities  Exchange  Act  of  1934,  as  amended,  and  all  the  requirements  of  the  Securities  and 
Exchange Commission.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the Registrant, in the capacities indicated, on the 15th day of February, 2022.  

Signature

Title(s)

/s/ BRIAN M. SONDEY

Brian M. Sondey

/s/ JOHN BURNS

John Burns

/s/ MICHELLE GALLAGHER

Michelle Gallagher

/s/ ROBERT L. ROSNER

Robert L. Rosner

/s/ ROBERT W. ALSPAUGH

Robert W. Alspaugh

/s/ MALCOLM P. BAKER

Malcolm P. Baker

/s/ ANNABELLE BEXIGA

Annabelle Bexiga

/s/ CLAUDE GERMAIN

Claude Germain

/s/ KENNETH HANAU

Kenneth Hanau

/s/ JOHN S. HEXTALL

John S. Hextall

/s/ NIHARIKA RAMDEV
Niharika Ramdev

/s/ SIMON R. VERNON

Simon R. Vernon

Chairman of the Board, Director and Chief Executive Officer 

Senior Vice President and Chief Financial Officer

Vice President and Controller (Principal Accounting Officer)

Lead Director

Director

Director

Director

Director

Director

Director

Director

Director

52

INDEX TO FINANCIAL STATEMENTS 

CONSOLIDATED FINANCIAL STATEMENTS
Report of Independent Registered Public Accounting Firm    ............................................................................................
Consolidated Balance Sheets as of December 31, 2021 and 2020  ...................................................................................
Consolidated Statements of Operations for the years ended December 31, 2021, 2020 and 2019   ..................................
Consolidated Statements of Comprehensive Income for the years ended December 31, 2021, 2020 and 2019     .............
Consolidated Statements of Shareholders' Equity for the years ended December 31, 2021, 2020 and 2019    ..................
Consolidated Statements of Cash Flows for the years ended December 31, 2021, 2020 and 2019     ................................
Notes to Consolidated Financial Statements  ....................................................................................................................
Schedule I - Condensed Financial Information of Registrant ..........................................................................................
Schedule II—Valuation and Qualifying Accounts   ...........................................................................................................

Page

F-2
F-4
F-5
F-6
F-7
F-8
F-9
S-1
S-4

F-1

Report of Independent Registered Public Accounting Firm

To the Shareholders and Board of Directors
Triton International Limited:

Opinions on the Consolidated Financial Statements and Internal Control Over Financial Reporting

We have audited the accompanying consolidated balance sheets of Triton International Limited and subsidiaries (the Company) 
as  of  December  31,  2021  and  2020,  the  related  consolidated  statements  of  operations,  comprehensive  income,  shareholders’ 
equity,  and  cash  flows  for  each  of  the  years  in  the  three-year  period  ended  December  31,  2021,  and  the  related  notes  and 
financial statement schedules I to II (collectively, the consolidated financial statements). We also have audited the Company’s 
internal control over financial reporting as of December 31, 2021, based on criteria established in Internal Control – Integrated 
Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the  financial 
position of the Company as of December 31, 2021 and 2020, and the results of its operations and its cash flows for each of the 
years  in  the  three-year  period  ended  December  31,  2021,  in  conformity  with  U.S.  generally  accepted  accounting  principles. 
Also in our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of 
December 31, 2021 based on criteria established in Internal Control – Integrated Framework (2013) issued by the Committee 
of Sponsoring Organizations of the Treadway Commission.

Basis for Opinions

The  Company’s  management  is  responsible  for  these  consolidated  financial  statements,  for  maintaining  effective  internal 
control over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, included 
in the accompanying Management's Report on Internal Control Over Financial Reporting. Our responsibility is to express an 
opinion on the Company’s consolidated financial statements and an opinion on the Company’s internal control over financial 
reporting  based  on  our  audits.  We  are  a  public  accounting  firm  registered  with  the  Public  Company  Accounting  Oversight 
Board (United States) (PCAOB) and are required to be independent with respect to the Company in accordance with the U.S. 
federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audits  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  are  free  of  material  misstatement, 
whether  due  to  error  or  fraud,  and  whether  effective  internal  control  over  financial  reporting  was  maintained  in  all  material 
respects.

Our audits of the consolidated financial statements included performing procedures to assess the risks of material misstatement 
of the consolidated financial statements, whether due to error or fraud, and performing procedures that respond to those risks. 
Such  procedures  included  examining,  on  a  test  basis,  evidence  regarding  the  amounts  and  disclosures  in  the  consolidated 
financial  statements.  Our  audits  also  included  evaluating  the  accounting  principles  used  and  significant  estimates  made  by 
management,  as  well  as  evaluating  the  overall  presentation  of  the  consolidated  financial  statements.  Our  audit  of  internal 
control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the 
risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based 
on  the  assessed  risk.  Our  audits  also  included  performing  such  other  procedures  as  we  considered  necessary  in  the 
circumstances. We believe that our audits provide a reasonable basis for our opinions.

Definition and Limitations of Internal Control Over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted  accounting  principles.  A  company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures 
that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit 
preparation  of  financial  statements  in  accordance  with  generally  accepted  accounting  principles,  and  that  receipts  and 
expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the 
company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or 
disposition of the company’s assets that could have a material effect on the financial statements.

F-2

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Critical Audit Matter

The  critical  audit  matter  communicated  below  is  a  matter  arising  from  the  current  period  audit  of  the  consolidated  financial 
statements that was communicated or required to be communicated to the audit committee and that: (1) relates to accounts or 
disclosures that are material to the consolidated financial statements and (2) involved our especially challenging, subjective, or 
complex  judgments.  The  communication  of a critical audit matter  does not alter  in  any  way  our  opinion  on  the  consolidated 
financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing a separate 
opinion on the critical audit matter or on the accounts or disclosures to which it relates.

Assessment of residual values of leasing equipment 

As discussed in Note 2 to the consolidated financial statements, the net book value of leasing equipment as of December 
31,  2021  was  $10.2  billion.  Leasing  equipment  is  recorded  at  cost  and  depreciated  to  an  estimated  residual  value  on  a 
straight-line  basis  over  the  estimated  useful  lives.  To  determine  the  residual  values  of  leasing  equipment,  the  Company 
evaluates historical disposal experience and expectations of future used container sales prices.  

We identified the assessment of residual values of leasing equipment as a critical audit matter. Subjective auditor judgment 
was required given the measurement uncertainty of the residual values of leasing equipment. Specifically, auditor judgment 
was required to evaluate the identification and support for trends affecting future used container sales prices.  

The following are the primary procedures we performed to address this critical audit matter. We evaluated the design and 
tested  the  operating  effectiveness  of  certain  internal  controls  over  the  Company's  residual  value  estimation  process, 
including controls over the key assumption used to estimate residual values of leasing equipment. We tested historical used 
container sales of the Company by examining historical sales invoices and considered their relevance and reliability to the 
residual values of leasing equipment. We assessed the mathematical accuracy of the historical average selling prices. We 
compared  the  historical  average  selling  prices  to  current  residual  values.  We  compared  identified  trends  in  certain  used 
container  sales  prices  from  published  industry  reports  to  trends  identified  by  the  Company  within  its  historical  data  and 
evaluated the Company's determination of the effect of those trends on current residual value estimates. We compared the 
estimated residual values of certain containers to publicly available peer data. 

/s/ KPMG LLP

We have served as the Company's auditor since 2014.

New York, New York
February 15, 2022

F-3

TRITON INTERNATIONAL LIMITED
CONSOLIDATED BALANCE SHEETS
(In thousands, except share data)

December 31, 
2021

December 31, 
2020

ASSETS:

Leasing equipment, net of accumulated depreciation of $3,919,181 and $3,370,652  .... $ 

10,201,113  $ 

8,630,696 

Net investment in finance leases  .....................................................................................

Equipment held for sale       ..................................................................................................

1,558,290 

48,746 

Revenue earning assets     ..............................................................................................

11,808,149 

Cash and cash equivalents    ..............................................................................................

Restricted cash      ................................................................................................................

Accounts receivable, net of allowances of $1,178 and $2,192    .......................................

Goodwill     .........................................................................................................................

Lease intangibles, net of accumulated amortization of $281,340 and $264,791  ............

Other assets     .....................................................................................................................
Fair value of derivative instruments      ...............................................................................

106,168 

124,370 

294,792 

236,665 

17,117 

50,346 
6,231 

282,131 

67,311 

8,980,138 

61,512 

90,484 

226,090 

236,665 

33,666 

83,969 
9 

Total assets    ................................................................................................................ $ 

12,643,838  $ 

9,712,533 

LIABILITIES AND SHAREHOLDERS' EQUITY:
Equipment purchases payable   ......................................................................................... $ 
Fair value of derivative instruments       ..............................................................................
Deferred revenue
Accounts payable and other accrued expenses      ...............................................................
Net deferred income tax liability   ....................................................................................
Debt, net of unamortized costs of $63,794 and $42,747      ................................................
Total liabilities     ............................................................................................................

Shareholders' equity:
Preferred shares, $0.01 par value, at liquidation preference  ...........................................

Common shares, $0.01 par value, 270,000,000 shares authorized, 81,295,366 and 
81,151,723 shares issued, respectively  ...........................................................................
Undesignated shares, $0.01 par value, 800,000 and 7,800,000 shares authorized, 
respectively, no shares issued and outstanding    ...............................................................
Treasury shares, at cost, 15,429,499 and 13,901,326 shares, respectively    .....................
Additional paid-in capital     ...............................................................................................
Accumulated earnings       ....................................................................................................
Accumulated other comprehensive income (loss)   ..........................................................
Total shareholders' equity     .........................................................................................
Total liabilities and shareholders' equity    ............................................................... $ 

429,568  $ 
48,277 
92,198 

70,557 
376,009 

8,562,517 
9,579,126 

191,777 
128,872 
26,786 

68,449 
327,431 

6,403,270 
7,146,585 

730,000 

555,000 

813 

— 

(522,360)   

904,224 
2,000,854 

(48,819)   

3,064,712 
12,643,838  $ 

812 

— 
(436,822) 

905,323 
1,674,670 
(133,035) 
2,565,948 
9,712,533 

The accompanying notes to the consolidated financial statements are an integral part of these statements.

F-4

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
CONSOLIDATED STATEMENTS OF OPERATIONS
(In thousands, except per share data)

Year Ended 
December 31, 
2021

Year Ended 
December 31, 
2020

Year Ended 
December 31, 
2019

Leasing revenues:

Operating leases   ............................................................................................ $ 
Finance leases    ...............................................................................................
Total leasing revenues  .................................................................................

1,480,495  $ 
53,385 
1,533,880 

1,276,697  $ 
31,210 
1,307,907 

1,307,218 
40,051 
1,347,269 

Equipment trading revenues    ............................................................................
Equipment trading expenses ............................................................................
Trading margin     ...........................................................................................

142,969 
(108,870)   
34,099 

85,780 
(70,981)   
14,799 

83,993 
(69,485) 
14,508 

Net gain on sale of leasing equipment    .............................................................

107,060 

37,773 

27,041 

Operating expenses:
Depreciation and amortization    .........................................................................
Direct operating expenses   ................................................................................
Administrative expenses   ..................................................................................
Provision (reversal) for doubtful accounts     ......................................................
Total operating expenses   ...............................................................................
Operating income (loss)   ..............................................................................

Other expenses:
Interest and debt expense   .................................................................................
Debt termination expense     ................................................................................
Other (income) expense, net  ............................................................................
Total other expenses ....................................................................................
Income (loss) before income taxes     ..................................................................
Income tax expense (benefit)   ...........................................................................
Net income (loss)    ............................................................................................ $ 
Less: income (loss) attributable to noncontrolling interest  ..............................
Less: dividend on preferred shares     ..................................................................
Net income (loss) attributable to common shareholders    ............................ $ 
Net income per common share—Basic     ........................................................... $ 
Net income per common share—Diluted      ........................................................ $ 
Cash dividends paid per common share     .......................................................... $ 
Weighted average number of common shares outstanding—Basic   ................
Dilutive restricted shares     .................................................................................
Weighted average number of common shares outstanding—Diluted    .............

626,240 
26,860 
89,319 
(2,475)   

739,944 
935,095 

222,024 
133,853 

(1,379)   

354,498 
580,597 
50,357 
530,240  $ 
— 
45,740 
484,500  $ 
7.26  $ 
7.22  $ 
2.36  $ 

66,728 
340 
67,068 

542,128 
93,690 
80,532 
2,768 
719,118 
641,361 

252,979 
24,734 
(4,371)   

273,342 
368,019 
38,240 
329,779  $ 
— 
41,362 
288,417  $ 
4.18  $ 
4.16  $ 
2.13  $ 

69,051 
294 
69,345 

536,131 
79,074 
75,867 
590 
691,662 
697,156 

316,170 
2,543 
(2,387) 
316,326 
380,830 
27,551 
353,279 
592 
13,646 
339,041 
4.57 
4.54 
2.08 
74,190 
510 
74,700 

The accompanying notes to the consolidated financial statements are an integral part of these statements.

F-5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
(In thousands)

Year Ended 
December 31, 
2021

Year Ended 
December 31, 
2020

Year Ended 
December 31, 
2019

Net income (loss)    ............................................................................................ $ 

530,240  $ 

329,779  $ 

353,279 

Other comprehensive income (loss), net of tax:

Change in derivative instruments designated as cash flow hedges    ...............
Reclassification of (gain) loss on derivative instruments designated as 
cash flow hedges    ...........................................................................................
Cumulative effect for the adoption of ASU 2017-12, net of income tax 
effect ..............................................................................................................

Foreign currency translation adjustment    .......................................................

Other comprehensive income (loss), net of tax  ...............................................

Comprehensive income      ...................................................................................

Less:
Other comprehensive income attributable to noncontrolling interest    .............. $ 
Dividend on preferred shares  ...........................................................................
Comprehensive income attributable to common shareholders  ................. $ 

55,599 

(123,357)   

(42,532) 

28,722 

21,927 

(4,039) 

— 

(105)   

— 

28 

432

(57) 

84,216 

614,456 

(101,402)   

228,377 

(46,196) 

307,083 

—  $ 

—  $ 

45,740 

41,362 

592 
13,646 

568,716  $ 

187,015  $ 

292,845 

Tax (benefit) provision on change in derivative instruments designated as 
cash flow hedges   .............................................................................................. $ 
Tax (benefit) provision on reclassification of (gain) loss on derivative 
instruments designated as cash flow hedges    .................................................... $ 
Tax (benefit) provision on cumulative effect for the adoption of ASU 
2017-12    ............................................................................................................ $ 

3,586  $ 

(10,694)  $ 

(6,121) 

1,916  $ 

1,144  $ 

(2,009) 

—  $ 

—  $ 

277 

The accompanying notes to the consolidated financial statements are an integral part of these statements.

F-6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY
(In thousands, except share amounts)

Preferred Shares

Common Shares

Treasury Shares

Shares

Amount

Shares

Amount

Shares

Amount

Add'l 
Paid in 
Capital

Accumulated 
Earnings

Accumulated 
Other 
Comprehensive 
Income

Non 
controlling 
Interest

Total 
Equity

Balance as of December 31, 2018   ...

— 

$ 

— 

 80,843,472 

$ 

809 

  1,853,148 

$  (58,114)  $  896,811 

$  1,349,627 

$ 

14,563 

$  121,513 

$  2,325,209 

 16,200,000 

  405,000 

— 

Issuance of preferred shares, net of 
offering expenses    ..............................

Share-based compensation   ................

Treasury shares acquired  ...................

Share repurchase to settle 
shareholder tax obligations     ...............

Net income (loss)    ..............................

Other comprehensive income (loss)   ..

Purchase of noncontrolling interests      .

Distributions to noncontrolling 
interests   .............................................

Common shares dividend declared     ...

Preferred shares dividend declared   ...

Balance as of December 31, 2019   ...
Issuance of preferred shares, net of 
offering expenses    ..............................

Share-based compensation   ................

Treasury shares acquired  ...................

Share repurchase to settle 
shareholder tax obligations     ...............

Net income (loss)    ..............................

Other comprehensive income (loss)   ..

Common shares dividend declared     ...

Preferred shares dividend declared   ...

Issuance of preferred shares, net of 
offering expenses    ..............................

Share-based compensation   ................

Treasury shares acquired  ...................

Share repurchase to settle 
shareholder tax obligations     ...............

Net income (loss)    ..............................

Other comprehensive income (loss)   ..

Common shares dividend declared     ...

Preferred shares dividend declared   ...

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

311,257 

— 

3 

— 

— 

— 

— 

— 

— 

  6,918,197 

  (220,396) 

(174.896) 

(2) 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(14,232) 

8,960 

— 

(5,664) 

— 

— 

16,850 

— 

— 

— 

— 

— 

— 

— 

352,687 

— 

— 
— 

— 

— 

(432) 

(46,196) 

— 

— 

(155,714) 

(12,323) 

— 

— 

— 

— 

 16,200,000 

$  405,000 

 80,979,833 

$ 

810 

  8,771,345 

$ (278,510)  $  902,725 

$  1,533,845 

$ 

(31,633) 

$ 

  6,000,000 

  150,000 

— 

225,499 

— 

3 

— 

— 

— 

— 

(5,140) 

9,893 

— 

— 

  5,129,981 

  (158,312) 

— 

(53,609) 

— 

— 

— 

— 

(1) 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(2,155) 

— 

— 

— 

— 

  7,000,000 

  175,000 

— 

231,383 

— 

2 

— 

— 

— 

— 

(6,177) 

9,363 

— 

— 

  1,528,173 

(85,538) 

— 

(87,740) 

— 

— 

— 

— 

(1) 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(4,285) 

— 

— 

— 

— 

— 

— 

— 

— 

329,779 

— 

— 

— 

— 

— 

— 

(101,402) 

(148,021) 

(40,933) 

— 

— 

— 

— 

— 

— 

530,240 

— 

— 

— 

— 

— 

— 

84,216 

(158,735) 

(45,321) 

— 

— 

Balance as of December 31, 2020   ...

 22,200,000 

$  555,000 

 81,151,723 

$ 

812 

 13,901,326 

$ (436,822)  $  905,323 

$  1,674,670 

$ 

(133,035) 

$ 

Balance as of December 31, 2021   ...

 29,200,000 

$  730,000 

 81,295,366 

$ 

813 

 15,429,499 

$ (522,360)  $  904,224 

$  2,000,854 

$ 

(48,819) 

$ 

— 

— 

— 

— 

592 

— 

390,768 

8,963 

(220,396) 

(5,666) 

353,279 

(46,628) 

(120,027) 

(103,177) 

(2,078) 

(2,078) 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(155,714) 

(12,323) 

$  2,532,237 

144,860 

9,896 

(158,312) 

(2,156) 

329,779 

(101,402) 

(148,021) 

(40,933) 

$  2,565,948 

168,823 

9,365 

(85,538) 

(4,286) 

530,240 

84,216 

(158,735) 

(45,321) 

$  3,064,712 

The accompanying notes to the consolidated financial statements are an integral part of these statements.

F-7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 TRITON INTERNATIONAL LIMITED
CONSOLIDATED STATEMENTS OF CASH FLOWS
(In thousands)

Cash flows from operating activities:
Net income (loss)    ............................................................................................................... $ 

530,240  $ 

329,779  $ 

353,279 

Year Ended 
December 31, 2021

Year Ended 
December 31, 2020

Year Ended 
December 31, 2019

Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation and amortization   ........................................................................................
Amortization of deferred debt cost and other debt related amortization      ........................
Lease related amortization     ..............................................................................................
Share-based compensation expense   ................................................................................
Net (gain) loss on sale of leasing equipment     ..................................................................
Unrealized (gain) loss on derivative instruments     ...........................................................
Debt termination expense     ...............................................................................................
Deferred income taxes   ....................................................................................................
Changes in operating assets and liabilities:   ....................................................................
Accounts receivable   ......................................................................................................
Deferred revenue    ..........................................................................................................
Accounts payable and accrued expenses    ......................................................................
Net equipment sold (purchased) for resale activity     ......................................................
Cash received (paid) for settlement of interest rate swaps      ...........................................
Cash collections on finance lease receivables, net of income earned     ..........................
Other assets    ...................................................................................................................
Net cash provided by (used in) operating activities   .............................................

Cash flows from investing activities:
Purchases of leasing equipment and investments in finance leases    ...................................
Proceeds from sale of equipment, net of selling costs    .......................................................
Other    ...................................................................................................................................
Net cash provided by (used in) investing activities    ..............................................

Cash flows from financing activities:
Issuance of preferred shares, net of underwriting discount  ................................................
Purchases of treasury shares   ...............................................................................................
Debt issuance costs      ............................................................................................................
Borrowings under debt facilities     ........................................................................................
Payments under debt facilities and finance lease obligations  ............................................
Dividends paid on preferred shares    ....................................................................................
Dividends paid on common shares     ....................................................................................
Distributions to noncontrolling interests     ............................................................................
Purchase of noncontrolling interests     ..................................................................................

Other     ..................................................................................................................................
Net cash provided by (used in) financing activities  ..............................................
Net increase (decrease) in cash, cash equivalents and restricted cash   ........................ $ 
Cash, cash equivalents and restricted cash, beginning of period  .......................................
Cash, cash equivalents and restricted cash, end of period   ........................................... $ 

Supplemental disclosures:
Interest paid    ........................................................................................................................ $ 
Income taxes paid (refunded)    ............................................................................................. $ 

Right-of-use asset for leased property    ................................................................................ $ 

Supplemental non-cash investing activities:
Equipment purchases payable   ............................................................................................ $ 

626,240 
11,603 

17,654 

9,365 
(107,060) 

— 

133,853 
43,077 

(50,336) 
83,600 

(6,860) 
7,606 
5,497 

74,117 
26,568 
1,405,164 

(3,434,394) 
217,078 
(70) 

(3,217,386) 

169,488 

(82,528) 
(42,631) 
8,690,006 

(6,635,987) 
(45,321) 
(157,312) 

— 
— 

542,128 
12,973 

23,878 

9,896 
(37,773) 

286 

24,734 
35,662 

(9,955) 
90 

(28,360) 
14,503 
(5,074) 

78,333 
(47,348) 
943,752 

(744,129) 
255,104 
8 

(489,017) 

145,275 

(158,312) 
(26,814) 
3,495,445 

(3,737,150) 
(40,933) 
(146,476) 

— 
— 

(4,951) 
1,890,764 

78,542  $ 
151,996 

230,538  $ 

(2,746) 
(471,711) 

(16,976)  $ 
168,972 

151,996  $ 

536,131 
12,806 

41,926 

8,963 
(27,041) 

3,107 

2,543 
27,181 

51,242 
3,637 

3,963 
(3,837) 
(22,330) 

72,721 
(2,385) 
1,061,906 

(240,170) 
217,296 
(846) 

(23,720) 

392,242 

(222,236) 
(8,751) 
1,697,200 

(2,608,960) 
(12,323) 
(153,861) 

(2,078) 
(103,039) 

(6,947) 
(1,028,753) 

9,433 
159,539 

168,972 

211,412  $ 

244,280  $ 

306,827 

7,933  $ 

2,517  $ 

2,191  $ 

543  $ 

(895) 

7,616 

429,568  $ 

191,777  $ 

24,685 

The accompanying notes to the consolidated financial statements are an integral part of these statements.

F-8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Note 1—Description of the Business and Basis of Presentation

Description of the Business and Basis of Presentation

Triton  International  Limited  ("Triton"  or  the  "Company"),  through  its  subsidiaries,  leases  intermodal  transportation 
equipment, primarily maritime containers, and provides maritime container management services through a worldwide network 
of service subsidiaries, third-party depots and other facilities.  The majority of the Company's business is derived from leasing 
its  containers  to  shipping  line  customers  through  a  variety  of  long-term  and  short-term  contractual  lease  arrangements.    The 
Company also sells containers from its equipment leasing fleet as well as containers specifically acquired for resale from third 
parties.  The Company's registered office is located in Bermuda.

The consolidated financial statements and accompanying notes include the accounts of the Company and its subsidiaries 
and are prepared in accordance with U.S. generally accepted accounting principles ("GAAP").  Certain reclassifications have 
been made to the accompanying prior period financial statements and notes to conform to the current year's presentation. 

Note 2—Summary of Significant Accounting Policies

Principles of Consolidation

The consolidated financial statements include the accounts of the Company and subsidiaries in which it has a controlling 
interest, and variable interest entities of which the Company is the primary beneficiary.  The equity method of accounting is 
applied when the Company does not have a controlling interest in an entity but exerts significant influence over the entity.  All 
significant intercompany balances and transactions have been eliminated in consolidation. 

Use of Estimates

The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions 
that affect the reported amounts of assets, liabilities, revenues and expenses, and disclosure of contingent assets and liabilities in 
the  financial  statements.    Such  estimates  include,  but  are  not  limited  to,  the  Company's  estimates  in  connection  with  leasing 
equipment, including residual values and depreciable lives, values of assets held for sale and other long lived assets, provision 
for  income  tax,  allowance  for  doubtful  accounts,  share-based  compensation,  goodwill  and  intangible  assets.    Actual  results 
could differ from those estimates. 

Segment Reporting

The Company conducts its business activities in one industry, intermodal transportation equipment, and has two reporting 
segments, Equipment leasing and Equipment trading.  The Company also segregates total equipment leasing revenues and total 
equipment trading revenues by geographic location based upon the primary domicile of the Company's customers. 

Concentration of Credit Risk

The Company's equipment leases and trade receivables subject it to potential credit risk.  The Company extends credit to its 
customers  based  upon  an  evaluation  of  each  customer's  financial  condition  and  credit  history.    Evaluations  of  the  financial 
condition  and  associated  credit  risk  of  customers  are  performed  on  an  ongoing  basis.    The  Company's  largest  customer 
accounted for 21%, 22%, and 21% of its lease billings during 2021, 2020, and 2019, respectively, and accounted for 26% and 
23%  of  its  accounts  receivable  as  of  December  31,  2021  and  2020,  respectively.    The  Company's  second  largest  customer 
accounted for 16% of its lease billings during 2021 and 14% during both 2020 and 2019, and accounted for 11% of its accounts 
receivable as of December 31, 2021 and 6% as of December 31, 2020.  The Company's third largest customer accounted for 
10%,  9.0%,  and  5.0%  of  its  lease  billings  during  2021,  2020,  and  2019,  respectively,  and  accounted  for  5%  of  its  accounts 
receivable as of both December 31, 2021 and 2020.

Other  financial  instruments  that  are  exposed  to  concentration  of  credit  risk  are  cash  and  cash  equivalents,  and  restricted 
cash balances.  Cash and cash equivalents, and restricted cash are held with financial institutions of high quality.  Balances may 
exceed the amount of insurance provided on such deposits.

F-9

TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Fair Value Measurements

Fair value represents the price that would be received upon the sale of an asset or paid to transfer a liability in an orderly 
transaction between market participants at the measurement date.  The determination of fair value may require an entity to make 
significant judgments or develop assumptions about market participants to reflect risks specific to the asset being valued.  The 
Company uses the following fair value hierarchy when selecting inputs for its valuation techniques, with the highest priority 
given to Level 1:

•
•
•

Level 1—quoted prices (unadjusted) in active markets for identical assets or liabilities; 
Level 2—inputs other than quoted prices included within Level 1 that are either directly or indirectly observable; and 
Level 3—unobservable inputs in which little or no market activity exists, therefore requiring an entity to develop its 
own assumptions about the assumptions that market participants would use in pricing.

Cash  and  cash  equivalents,  restricted  cash,  accounts  receivable,  equipment  purchases  payable  and  accounts  payable 
carrying amounts approximate fair values because of the short-term nature of these instruments.  The Company's other financial 
and non-financial assets, which include leasing equipment, net investment in finance leases, intangible assets and goodwill, are 
not  required  to  be  measured  at  fair  value  on  a  recurring  basis.    However,  if  certain  triggering  events  occur,  or  if  an  annual 
impairment test is required, and the Company determines that these other financial and non-financial assets are impaired after 
completing an evaluation, these assets would be written down to their fair value.

For information on the fair value of equipment held for sale, debt, and the fair value of derivative instruments, please refer 

to Note 3 - "Equipment Held for Sale", Note 6 - "Debt" and Note 7 - "Derivative Instruments", respectively.

Cash and Cash Equivalents

Cash  and  cash  equivalents  consist  of  all  cash  balances  and  highly  liquid  investments  having  original  maturities  of  three 

months or less at the time of purchase.

Restricted Cash

The Company's restricted cash relates to amounts held at financial institutions pursuant to certain debt arrangements.  The 
restricted  cash  balances  represent  cash  proceeds  collected  and  required  to  be  used  to  pay  debt  service  and  other  related 
expenses.

Allowance for Doubtful Accounts 

The Company's allowance for doubtful accounts is estimated based upon a review of the collectability of its receivables.  
This review is based on the risk profile of the receivables, credit quality indicators such as the level of past-due amounts and 
economic  conditions.    Generally,  the  Company  does  not  require  collateral  on  accounts  receivable  balances.    An  account  is 
considered  past  due  when  a  payment  has  not  been  received  in  accordance  with  the  contractual  terms.    Changes  in  economic 
conditions or other events may necessitate additions or deductions to the allowance for doubtful accounts.  The allowance for 
doubtful accounts is intended to provide for losses in the receivables, and requires the application of estimates and judgments as 
to the outcome of collection efforts, among other things.  The Company believes its allowance for doubtful accounts is adequate 
to provide for credit losses inherent in its existing receivables. 

For our net investment in finance leases and accounts receivable for sales of equipment, the Company measures expected 
credit  loss  by  evaluating  the  overall  credit  quality  of  its  customers.    Expected  credit  losses  for  these  financial  assets  are 
estimated  using  historical  experience  which  includes  multiple  economic  cycles,  customer  payment  history,  management's 
assessment of the customer's financial condition, and consideration of current conditions and reasonable forecasts.

F-10

TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Net Investment in Finance Leases 

The  Company  has  entered  into  various  lease  agreements  that  qualify  as  finance  leases.    These  leases  are  long-term  in 
nature, ranging for a period of three to fourteen years, and typically include an option to purchase the equipment at the end of 
the lease term for a nominal price that the Company deems reasonably certain to be exercised.  At the inception of a finance 
lease, a net investment is recorded based on the gross investment (representing the total future minimum lease payments plus 
the estimated residual value), net of unearned income.  Unearned income represents the excess of the gross investment over the 
fair value of the leased equipment at lease commencement.  Any gain or loss is recognized at commencement and recorded in 
Net gain on sale of leasing equipment.

Leasing Equipment

The  Company  purchases  new  equipment  from  equipment  manufacturers  for  the  purpose  of  leasing  such  equipment  to 
customers.  The Company also  purchases  used  equipment  with  the  intention  of  selling  such  equipment  in one  or  more years 
from the date of purchase.

Leasing  equipment  is  recorded  at  cost  and  depreciated  to  an  estimated  residual  value  on  a  straight-line  basis  over  the 
estimated  useful  lives.    Capitalized  costs  for  new  container  rental  equipment  include  the  manufactured  cost  of  the  container, 
inspection, delivery, and associated costs incurred in moving the container from the manufacturer to the initial on-hire location 
of such container.  Repair and maintenance costs that do not extend the lives of the container rental equipment are charged to 
direct operating expenses at the time the costs are incurred.

The  estimated  useful  lives  and  residual  values  of  the  Company's  leasing  equipment  are  based  on  the  Company's 
expectations  for  future  used  container  sale  prices.    The  Company  evaluates  estimates  used  in  its  depreciation  policies  on  a 
regular basis to determine whether changes have taken place that would suggest that a change in its depreciation estimates for 
useful  lives  or  the  assigned  residual  values  of  its  equipment  is  warranted.    For  2021,  the  Company  completed  its  annual 
depreciation policy assessment during the fourth quarter and concluded no change was necessary.

The  estimated  useful  lives  and  residual  values  for  each  major  equipment  type  for  the  periods  indicated  below  were  as 

follows: 

Equipment Type
Dry containers

As of December 31, 2021  and 2020
Depreciable Life Residual Value

20-foot dry container      ......................................................................................................
40-foot dry container      ......................................................................................................
40-foot high cube dry container   ......................................................................................

Refrigerated containers

20-foot refrigerated container  .........................................................................................
40-foot high cube refrigerated container      ........................................................................

Special containers

40-foot flat rack container     ..............................................................................................
40-foot open top container   ..............................................................................................
Tank containers    .................................................................................................................
Chassis

13 years
13 years
13 years

12 years
12 years

16 years
16 years
20 years
20 years

$ 
$ 
$ 

$ 
$ 

$ 
$ 
$ 
$ 

1,000 
1,200 
1,400 

2,350 
3,350 

1,700 
2,300 
3,000 
1,200 

Depreciation on leasing equipment commences on the date of initial on-hire. 

For leasing equipment purchased for resale that may be leased for a period of time, the Company adjusts its estimates for 
remaining  useful  life  and  residual  values  based  on  our  expectations  for  how  long  the  equipment  will  remain  on-hire  to  the 
current lessee and the expected sales market for older containers when these units are redelivered.

F-11

 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The net book value of the Company's leasing equipment by equipment type as of the dates indicated was (in thousands):

December 31, 
2021

December 31, 
2020

Dry container     ....................................................................................................................... $ 

8,087,346  $ 

6,589,960 

Refrigerated container  ..........................................................................................................

1,556,673 

1,483,820 

Special container   ..................................................................................................................

Tank container     .....................................................................................................................

Chassis     .................................................................................................................................

297,925 

102,220 

156,949 

307,765 

97,982 

151,169 

Total     ..................................................................................................................................... $ 

10,201,113  $ 

8,630,696 

Included in the amounts above are units not on lease at December 31, 2021 and 2020 with a total net book value of $391.3 
million  and  $173.2  million,  respectively.    A  large  majority  of  the  units  not  on  lease  at  December  31,  2021  are  recently 
purchased equipment.

Valuation of Leasing Equipment

Leasing  equipment  is  evaluated  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  its  carrying 
value may not be recoverable.  Recoverability of an asset to be held and used is measured by a comparison of the carrying value 
to its estimated undiscounted future cash flows expected to be generated by the asset.  If the carrying value of an asset exceeds 
its estimated undiscounted future cash flows, an impairment charge is recognized in the amount by which the carrying value of 
the asset exceeds the fair value of the asset.  Key indicators of impairment on leasing equipment include, among other factors, a 
sustained decrease in operating profitability, a sustained decrease in utilization, or indications of technological obsolescence. 

When  testing  for  impairment,  leasing  equipment  is  generally  grouped  by  equipment  type,  and  is  tested  separately  from 
other groups of assets and liabilities.  Some of the significant estimates and assumptions used to determine future undiscounted 
cash flows and the measurement for impairment are the remaining useful life, expected utilization, expected future lease rates 
and  expected  disposal  prices  of  the  equipment.    The  Company  considers  the  assumptions  on  expected  utilization  and  the 
remaining  useful  life  to  have  the  greatest  impact  on  its  estimate  of  future  undiscounted  cash  flows.    These  estimates  are 
principally based on the Company's historical experience and management's judgment of market conditions. 

The Company did not record any impairment charges related to leasing equipment for the years ended December 31, 2021, 

2020, and 2019.

Equipment Held for Sale 

When leasing equipment is returned off lease, the Company makes a determination of whether to repair and re-lease the 
equipment or sell the equipment.  At the time the Company determines that equipment will be sold, it reclassifies the carrying 
value of leasing equipment to equipment held for sale.  Equipment held for sale is recorded at the lower of its estimated fair 
value  less  costs  to  sell  or  carrying  value  at  the  time  identified  for  sale.    Depreciation  expense  on  equipment  held  for  sale  is 
halted and disposals generally occur within 90 days.  Initial write downs of equipment held for sale to fair value are recorded as 
an impairment charge and are included in Net gain on sale of leasing equipment.  Subsequent increases or decreases to the fair 
value  of  those  assets  are  recorded  as  adjustments  to  the  carrying  value  of  the  equipment  held  for  sale,  however,  any  such 
adjustments  may  not  exceed  the  respective  equipment's  carrying  value  at  the  time  it  was  initially  classified  as  held  for  sale.  
Realized  gains  and  losses  resulting  from  the  sale  of  equipment  held  for  sale  are  recorded  in  Net  gain  on  sale  of  leasing 
equipment, and cash flows associated with the disposal of equipment held for sale are classified as cash flows from investing 
activities.

Equipment recorded within our equipment trading segment is also included in Equipment held for sale.  Gains and losses 
resulting  from  the  sale  of  this  equipment  is  recorded  in  Trading  margin,  and  cash  flows  associated  with  the  sale  of  this 
equipment are classified as cash flows from operating activities. 

F-12

 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Operating Leases 

The Company leases office space and office equipment and evaluates whether these leases are classified as operating or 
financing at the inception of the lease.  The classification is based on certain assumptions that require judgment, such as the 
asset's fair value, the asset's estimated residual value, the interest rate implicit in the lease, and the asset's economic useful life. 

For operating leases, the Company records a lease liability based on the present value of the remaining minimum payments 
and  a  corresponding  right-of-use  ("ROU")  asset.    The  Company  uses  its  estimated  incremental  borrowing  rate  at  the 
commencement date to determine the present value of lease payments.  The benefits of lease incentives, including rent-free or 
reduced rent periods, and the cost of future rent escalations are recognized on a straight-line basis over the term of the lease.  A 
lease liability and a corresponding ROU asset are not recognized when, at the commencement date of the lease, the term is 12 
months or less.

Property, Furniture and Equipment 

Costs  of  major  additions  of  property,  furniture,  equipment  and  improvements  are  capitalized  and  are  included  in  Other 
assets on the consolidated balance sheets.  The original cost is depreciated on a straight-line basis over the estimated useful lives 
of such property, furniture and equipment.  Leasehold improvements are amortized on a straight-line basis over the shorter of 
the  lease  term  or  the  estimated  useful  lives  of  the  leased  assets.    Other  fixed  assets,  which  consist  primarily  of  computer 
software and hardware, are recorded at cost and amortized on a straight-line basis over their respective estimated useful lives, 
which range from three to seven years.  Expenditures for maintenance and repairs are expensed as they are incurred. 

Goodwill 

Goodwill is tested for impairment at least annually on October 31 of each fiscal year or more frequently if events occur or 
circumstances  exist  that  indicate  that  the  fair  value  of  a  reporting  unit  may  be  below  its  carrying  value.    Goodwill  has  been 
allocated to the Company's reporting units, which are the same as its reporting segments.  

In evaluating goodwill for impairment, the Company has the option to first assess qualitative factors to determine whether 
further  impairment  testing  is  necessary.    Among  the  relevant  events  and  circumstances  that  affect  the  fair  value  of  reporting 
units, the Company considers individual factors such as macroeconomic conditions, changes in its industry and the markets in 
which  the  Company  operates,  as  well  as  its  reporting  units'  historical  and  expected  future  financial  performance.    If,  after 
assessing  the  totality  of  events  or  circumstances,  the  Company  determines  it  is  more-likely-than-not  that  the  fair  value  of  a 
reporting  unit  is  greater  than  its  carrying  amount,  then  the  quantitative  goodwill  impairment  test  is  unnecessary.    The 
quantitative goodwill impairment test compares the fair value of a reporting unit with its carrying amount, including goodwill.  
If  the  carrying  amount  of  the  reporting  unit  is  less  than  its  fair  value,  no  impairment  exists.    If  the  carrying  amount  of  a 
reporting unit exceeds its fair value, an impairment loss shall be recognized in an amount equal to that excess, limited to the 
total amount of goodwill allocated to that reporting unit. 

The  Company  elected  to  perform  the  qualitative  assessment  for  its  evaluation  of  goodwill  impairment  during  the  year 
ended December 31, 2021 and concluded there was no impairment.  For the years ended December 31, 2021, 2020, and 2019, 
the Company did not record any goodwill impairments. 

Intangible Assets 

Intangible  assets  with  finite  useful  lives  such  as  acquired  lease  intangibles  are  initially  recorded  at  fair  value  and  are 
amortized over their respective estimated useful lives and subsequently reviewed for impairment whenever events or changes in 
circumstances  indicate  that  the  carrying  amount  of  the  asset  may  not  be  recoverable.    The  Company  has  not  recorded  any 
impairment charges related to intangible assets for the years ended December 31, 2021, 2020, and 2019. 

Revenue Recognition 

Operating Leases with Customers

The Company enters into long-term leases and service leases with ocean carriers, principally as lessor in operating leases, 
for  marine  cargo  equipment.    Long-term  leases  provide  customers  with  specified  equipment  for  a  specified  term.    The 
Company's leasing revenues are based upon the number of equipment units leased, the applicable per diem rate and the length 

F-13

TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

of the lease.  Long-term leases typically have initial contractual terms ranging from five to eight or more years.  Revenues are 
recognized  on  a  straight-line  basis  over  the  life  of  the  respective  lease.    Revenue  from  advance  billings  are  deferred  and 
recognized in the period earned.  Service leases do not specify the exact number of equipment units to be leased or the term that 
each  unit  will  remain  on-hire,  but  allow  the  lessee  to  pick-up  and  drop-off  units  at  various  locations  specified  in  the  lease 
agreement.    Under  a  service  lease,  rental  revenue  is  based  on  the  number  of  equipment  units  on-hire  for  a  given  period.  
Revenue from customers considered to be non-performing is deferred and recognized when the amounts are received. 

The  Company  recognizes  billings  to  customers  for  damages  and  certain  other  operating  costs  as  leasing  revenue  when 

earned based on the terms of the contractual agreements with the customer.

Finance Leases with Customers

The Company enters into finance leases as lessor for some of the equipment in its fleet.  At the inception of the lease, the 
Company  records  the  total  future  minimum  lease  payments  plus  the  estimated  residual  value,  net  of  executory  costs,  if  any.  
Cash  deposits  reduce  the  net  finance  lease  receivable  and  are  recorded  on  the  statement  of  cash  flows  as  deferred  revenue 
within operating activities.  The net investment in finance leases represents the receivables due from lessees, net of unearned 
income and amounts previously billed, which are included in accounts receivable.  Unearned income, which also includes any 
initial  direct  costs,  is  recognized  on  a  constant  yield  basis  over  the  lease  term  and  is  recorded  as  leasing  revenue.    The 
Company's finance leases are usually long-term in nature and typically include an option to purchase the equipment at the end 
of the lease term for a nominal price that the Company deems reasonably certain to be exercised. 

Equipment Trading Revenues and Expenses

Equipment trading revenues represent the proceeds from the sale of equipment purchased for resale and are recognized as 
units are sold.  The related expenses represent the cost of equipment sold as well as other selling costs that are recognized as 
incurred and are reflected as equipment trading expenses on the consolidated statements of operations. 

Direct Operating Expenses 

Direct operating expenses are directly related to the Company's equipment under and available for lease.  These expenses 
primarily  consist  of  the  Company's  costs  to  repair  and  maintain  the  equipment,  to  reposition  the  equipment  and  to  store  the 
equipment  when  it  is  not  on  lease.    These  costs  are  recognized  when  incurred.    Certain  positioning  costs  may  be  capitalized 
when incurred to place new equipment on an initial lease.

Debt Costs

Debt  costs  represent  the  fees  incurred  in  connection  with  debt  obligation  arrangements.    These  costs  are  capitalized  and 
amortized using the effective interest method or on a straight-line basis over the term of the related obligation, depending on the 
type of debt obligation to which they relate.  Unamortized debt costs may be written off when the related debt obligations are 
refinanced or extinguished prior to maturity. 

Derivative Instruments 

The Company primarily uses derivatives in the management of its interest rate exposure on its long-term borrowings.  The 
Company records derivative instruments on its balance sheet at fair value and establishes criteria for both the designation and 
effectiveness of hedging activities.

The  Company  has  entered  into  interest  rate  swap  agreements  with  certain  financial  institutions.    The  interest  rate  swap 
agreements require the Company to make payments to counterparties at fixed rates in return for receipts based upon variable 
rates indexed to the London Interbank Offered Rate ("LIBOR") or its replacement rate.

Derivative instruments are designated or non-designated for hedge accounting purposes.  The fair value of the derivative 
instruments is measured at each balance sheet date and is reflected on a gross basis on the consolidated balance sheets.  The 
change  in  fair  value  of  the  derivative  instruments  designated  as  a  cash  flow  hedge  are  recorded  on  the  consolidated  balance 
sheets in accumulated other comprehensive income (loss) and are re-classified to interest and debt expense when the hedged 
interest  payments  are  recognized.    The  change  in  fair  value  of  non-designated  derivative  instruments  is  recorded  in  the 
consolidated statements of operations as other (income) expense, net.

F-14

TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Income Taxes

The Company uses the liability method of accounting for income taxes, which requires recognition of deferred tax assets 
and liabilities based on the expected future tax consequences of temporary differences that currently exist between the tax basis 
and financial reporting basis of assets and liabilities.  Deferred tax assets and liabilities are measured using enacted tax rates 
expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.  
Any change in the tax rate which has an effect on deferred tax assets and liabilities is recognized as an increase or decrease to 
income in the period that includes the enactment date of the law that resulted in the change in tax rate. 

The  Company  recognizes  the  effect  of  income  tax  positions  which  are  more-likely-than-not  of  being  sustained.    If  a 
position does not meet the more-likely-than-not criteria, the Company records a reserve against the tax position such that a tax 
benefit is recognized only in the amount that has a greater than 50% likelihood of being recognized.  The full impact of any 
change  in  recognition  or  measurement  of  an  uncertain  tax  position  is  reflected  in  the  period  in  which  such  change  occurs.  
Potential interest and penalties associated with such uncertain tax positions are recorded as a component of income tax expense.

Non-controlling Interests

During 2019, the Company acquired all of the remaining third-party partnership interests in Triton Container Investments 
LLC ("TCI"), a fully consolidated entity, for an aggregate of $103.0 million in cash and recognized a benefit of $16.9 million in 
the consolidated statements of shareholders' equity.  

Foreign Currency Translation and Re-measurement 

The Company uses the U.S. dollar as its reporting currency.  The net assets and operations that are denominated in foreign 
currency  and  are  subject  to  foreign  currency  translation  included  in  the  consolidated  financial  statements  are  attributable 
primarily to the Company's U.K. subsidiary.  The accounts of this subsidiary have been converted at rates of exchange in effect 
at  year  end  as  to  balance  sheet  accounts  and  at  the  annual  weighted  average  exchange  rates  for  the  statements  of  operations 
accounts.    The  effects  of  changes  in  exchange  rates  in  translating  foreign  subsidiaries'  financial  statements  are  included  in 
shareholders' equity as accumulated other comprehensive (loss) income.

The Company also has certain cash accounts, certain finance lease receivables and certain obligations that are denominated 
in currencies other than the Company's functional currency.  These assets and liabilities are generally denominated in euros or 
British pounds, and are re-measured at each balance sheet date at the exchange rates in effect as of those dates.  The impact of 
changes  in  exchange  rates  on  the  re-measurement  of  assets  and  liabilities  are  included  in  administrative  expenses  on  the 
consolidated statements of operations.  Net foreign currency exchange gains or losses was a loss of $1.0 million for the year 
ended December 31, 2021, a gain of $0.4 million for the year ended December 31, 2020 and a loss of $0.8 million for the year 
ended December 31, 2019.

Share-based Compensation 

The  Company  measures  and  recognizes  share-based  awards  granted  to  employees  based  on  the  grant  date  fair  value.  
Share-based awards may be subject to forfeiture if certain employment conditions are not met.  The Company has elected to 
account for forfeitures as they occur.  Time based awards are measured at the grant date and are recognized as compensation 
expense over the employee's requisite service period, generally the vesting period of the equity award, on a straight-line basis.  
Performance-based  awards  are  recognized  as  compensation  expense  when  satisfaction  of  the  performance  condition  is 
considered probable.  The Company also grants share-based awards to non-employee directors that vest immediately and are 
recognized as compensation expense based on the grant date fair value.

Earnings Per Share 

Basic earnings per share is computed by dividing net income attributable to common shareholders by the weighted average 
number  of  common  shares  outstanding  for  the  period.    Any  potential  issuance  of  common  shares,  including  those  that  are 
contingent and do not participate in dividends, are excluded from the weighted average number of common shares outstanding.  
Diluted earnings per share reflect the potential dilution that would occur if securities exercisable or convertible into common 
shares were exercised or converted into common shares, utilizing the treasury share method.

F-15

TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The  Company  excluded  a  de  minimus  amount  of  anti-dilutive  restricted  common  shares  from  its  calculation  of  diluted 

earnings per share for the years ended December 31, 2021, 2020, and 2019.

Recently Issued Accounting Standards Update

Lessors - Certain Leases with Variable Lease Payments

In  July  2021,  the  Financial  Accounting  Standards  Board  issued  Accounting  Standards  Update  ("ASU")  2021-05,  Lease 
(Topic 842): Lessors - Certain Leases with Variable Lease Payments.  This guidance amends the lease classification accounting 
for lessors for certain leases with variable lease payments that do not depend on a reference index or a rate and would have 
resulted in the recognition of a loss at lease commencement if classified as a sales-type or direct financing lease.  Under the new 
guidance, these leases will be classified as an operating lease.  The amendments are effective for fiscal years beginning after 
December 15, 2021, with early adoption permitted.  The Company will adopt this standard on January 1, 2022.  Based on the 
nature  of  our  finance  leases,  the  Company  does  not  expect  the  adoption  of  this  ASU  to  have  an  impact  on  the  consolidated 
financial statements.  

Note 3—Equipment Held for Sale

The Company's equipment held for sale is recorded at the lower of fair value less cost to sell, or carrying value at the time 
identified  for  sale.    Fair  value  is  measured  using  Level  2  inputs  and  is  based  predominantly  on  recent  sales  prices.    The 
following table summarizes the portion of equipment held for sale in the consolidated balance sheet that have been impaired 
and written down to fair value less cost to sell (in thousands): 

Equipment held for sale    .................................................................................... $ 

239  $ 

4,001 

December 31, 2021

December 31, 2020

An  impairment  charge  is  recorded  when  the  carrying  value  of  the  asset  exceeds  its  fair  value  less  cost  to  sell.    The 
following table summarizes the Company's net impairment charges recorded in Net gain on sale of leasing equipment on the 
consolidated statements of operations (in thousands): 

Year Ended December 31,
2020

2021

2019

Impairment (loss) reversal on equipment held for sale    ......................................... $ 
Gain (loss) on sale of equipment, net of selling costs   ...........................................
Net gain on sale of leasing equipment     ................................................................... $ 

16  $ 

107,044 
107,060  $ 

(3,532)  $ 
41,305 
37,773  $ 

(5,299) 
32,340 
27,041 

Note 4—Intangible Assets

Intangible assets consist of lease intangibles for leases acquired with lease rates above market in a business combination.  

The following table summarizes the amortization of intangible assets as of December 31, 2021 (in thousands): 

Years ending December 31,
2022  ................................................................................................................................................................. $ 
2023  .................................................................................................................................................................  
2024  .................................................................................................................................................................  
Total     ............................................................................................................................................................... $ 

Total Intangible 
Assets

10,497 
4,657 
1,963 
17,117 

Amortization expense related to intangible assets was $16.5 million, $22.5 million, and $37.5 million for the years ended 

December 31, 2021, 2020, and 2019, respectively.

F-16

 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Note 5—Restricted Cash 

The components of restricted cash as of December 31, 2021 and December 31, 2020 were as follows (in thousands): 

Collection accounts     ................................................................................................. $ 

December 31, 2021 December 31, 2020
27,673 

37,372  $ 

Trust accounts   .........................................................................................................

Other restricted cash accounts       ................................................................................

31,628 

55,370 

Total restricted cash   ................................................................................................ $ 

124,370  $ 

19,001 

43,810 

90,484 

Collection accounts 

Pursuant to certain debt agreements, the Company maintains bank accounts for collections related to certain containers that 
are  financed  ("the  Collection  Accounts").    Cash  proceeds  collected  from  leasing  and  disposition  are  deposited  into  the 
Collection Accounts.  Similarly, all expenses related  to the operation of the containers are paid from the Collection Accounts.

Trust accounts 

Pursuant  to  certain  debt  agreements,  cash  is  transferred  from  the  Collection  Accounts  to  separate  accounts  (the  "Trust 
Accounts").    The  Trust  Accounts  are  maintained  by  the  Company  on  behalf  of  certain  Asset  Backed  Securitization  ("ABS") 
noteholders.    The  cash  in  the  Trust  Accounts  is  used  to  pay  related  ABS  debt  service  and  related  expenses.    After  such 
payments,  any  remaining  cash  in  these  accounts  is  transferred  to  certain  unrestricted  bank  accounts  of  the  Company  and  is 
included in cash and cash equivalents on the consolidated balance sheets.

Other restricted cash accounts

Pursuant to certain asset-backed debt agreements, cash is held at separate accounts in order to maintain an amount equal to 

projected interest expense for a specified number of months. 

Note 6—Debt

The table below summarizes the Company's key terms and carrying value of debt (in thousands): 

Asset-backed securitization term notes    ...........
Institutional notes    ............................................

Contractual 
Weighted Avg 
Interest Rate(1)
1.98%

Maturity Range(1)

From
Aug 2023

To
Feb 2031

—%

—

—

1.82%
1.49%
1.95%
1.48%
4.93%

Jun 2031
Aug 2023
Corporate notes
May 2026 May 2026
Term loan facilities     .........................................
Nov 2027 Nov 2027
Asset-backed securitization warehouse    ...........
Oct 2026
Oct 2026
Revolving credit facilities    ...............................
Finance lease obligations    ................................
Feb 2022
Feb 2022
   Total debt outstanding      ............................................................................................................
Unamortized debt costs    .............................................................................................................
Unamortized debt premiums & discounts    .................................................................................
Unamortized fair value debt adjustment ....................................................................................
   Debt, net of unamortized costs    ............................................................................................... $ 

(1)   Data as of December 31, 2021.

December 31, 
2021
3,801,777  $ 

December 31, 
2020
2,920,807 

$ 

— 

2,300,000 
1,176,000 
225,000 
1,112,000 
15,042 
8,629,819 

(63,794)   
(3,508)   
— 

8,562,517  $ 

1,642,314 

— 
840,000 
264,000 
760,500 
17,304 
6,444,925 
(42,747) 
(599) 
1,691 
6,403,270 

The  fair  value  of  total  debt  outstanding  was  $8,572.9  million  and  $6,536.5  million  as  of  December  31,  2021  and 

December 31, 2020, respectively, and was measured using Level 2 inputs. 

F-17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

As of December 31, 2021, the maximum borrowing levels for the ABS warehouse and the revolving credit facilities are 
$1,125.0  million  and  $2,000.0  million,  respectively.    These  facilities  are  governed  by  either  borrowing  bases  or  an 
unencumbered asset test that limits borrowing capacity.  As of December 31, 2021, the availability under these credit facilities 
without adding additional assets to the borrowing base was approximately $1,034.2 million.

The  Company  is  subject  to  certain  financial  covenants  under  its  debt  agreements.    As  of  December  31,  2021  and 
December  31,  2020,  the  Company  was  in  compliance  with  all  financial  covenants  in  accordance  with  the  terms  of  its  debt 
agreements. 

The Company hedges the risks associated with fluctuations in interest rates on a portion of its floating-rate debt by entering 
into interest rate swap agreements that convert a portion of its floating-rate debt to a fixed rate basis, thus reducing the impact of 
interest  rate  changes  on  future  interest  expense.    The  following  table  summarizes  the  Company's  outstanding  fixed-rate  and 
floating-rate debt as of December 31, 2021 (in thousands): 

Balance 
Outstanding

Contractual 
Weighted Avg 
Interest Rate

Maturity Range
To

From

Weighted Avg 
Remaining 
Term

Excluding impact of derivative instruments:

Fixed-rate debt   .......................................................
Floating-rate debt      ..................................................

$5,513,840
$3,115,979

1.95%
1.56%

Jun 2031
Feb 2022
Aug 2023 Nov 2027

4.7 years
3.9 years

Including impact of derivative instruments:

Fixed-rate debt   .......................................................
Hedged floating-rate debt     ......................................
Total fixed and hedged debt    .....................................
Unhedged floating-rate debt     ..................................
Total  .........................................................................

$5,513,840
1,929,729
7,443,569

1,186,250
$8,629,819

1.95%
3.34%
2.31%

1.56%
2.21%

The Company issued the following corporate notes during the year ended December 31, 2021:

Date
April 15, 2021      ..................................
June 7, 2021     .....................................
June 7, 2021     .....................................
August 6, 2021   .................................

Total Offering
$600.0 Million
$500.0 Million
$600.0 Million
$600.0 Million

Contractual Interest Rate
2.05%
1.15%
3.15%
0.80%

Maturity
Apr 2026
Jun 2024
Jun 2031
Aug 2023

The Company issued the following ABS fixed rate series during the year ended December 31, 2021:

Date
February 3, 2021       ..............................
March 17, 2021       ................................

Total Offering
$502.9 Million
$725.0 Million

Contractual Weighted Avg Interest Rate
1.69%
1.89%

Expected Maturity
Feb 2031
Dec 2030

On May 27, 2021, the Company extinguished a term loan and paid the outstanding balance of $820.0 million.  As a result, 
the Company wrote off $1.8 million of debt related costs.  Concurrently, the Company entered into a delayed draw term loan 
facility with a maximum capacity of $1,200.0 million at an interest rate of 1-month LIBOR plus 1.375% and a maturity date of 
May 27, 2026.

On June 28, 2021, the Company redeemed approximately $821.0 million of its outstanding institutional notes.  As a result, 
the Company paid a make-whole premium of $84.8 million and wrote off $2.5 million of debt related costs.  The cash paid for 
the  make-whole  premium  is  classified  under  financing  cash  flows  as  payments  under  debt  facilities  and  finance  lease 
obligations.

On  August  30,  2021,  the  Company  redeemed  the  remaining  $648.9  million  of  its  outstanding  institutional  notes.    As  a 
result, the Company paid a make-whole premium of $43.1 million and recognized a gain of $0.6 million from the write-off of 

F-18

TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

unamortized debt costs and fair value adjustments.  The cash paid for the make-whole premium is classified under financing 
cash flows as payments under debt facilities and finance lease obligations.

On  October  14,  2021,  the  Company  amended  its  revolving  facility  which  increased  its  borrowing  capacity  to  $2,000.0 
million.  As a result, the company wrote off $0.7 million of debt related costs.  Additionally on this date, the Company prepaid 
a term loan and a revolving facility, which resulted in an additional write off of $0.6 million of debt related costs.

Asset-Backed Securitization Term Notes 

Under  the  Company's  ABS  facilities,  indirect  wholly-owned  subsidiaries  of  the  Company  issue  ABS  notes.    These 
subsidiaries  are  intended  to  be  bankruptcy  remote  so  that  such  assets  are  not  available  to  creditors  of  the  Company  or  its 
affiliates until and unless the related secured borrowings have been fully discharged.  These transactions do not meet accounting 
requirements for sales treatment and are recorded as secured borrowings.

The Company's borrowings under the ABS facilities amortize in monthly installments, typically in level payments over five 
or more years.  These facilities provide for an advance rate against the net book values of designated eligible equipment.  The 
net book values for purposes of calculating eligible equipment is determined according to the related debt agreement and may 
be different than those calculated per U.S. GAAP.  The Company is required to maintain restricted cash balances on deposit in 
designated bank accounts equal to three to nine months of interest expense depending on the terms of each facility. 

Institutional Notes 

The Company's institutional notes were fully redeemed during the year ended December 31, 2021.

Corporate Notes

The  Company’s  corporate  notes  are  unsecured  and  have  maturities  ranging  from  2  -10  years  and  interest  payments  due 
semi-annually.    The  corporate  notes  are  pre-payable  (in  whole  or  in  part)  at  the  Company's  option  at  any  time  prior  to  the 
maturity date, subject to certain provisions in the corporate note agreements, including the payment of a make-whole premium 
in respect to such prepayment.

Term Loan Facility

The Company's term loan facility has a maturity date of May 27, 2026, which amortizes in quarterly installments.  This 
facility is subject to covenants customary for unsecured financings of this type, primarily financial covenants that require us to 
maintain a maximum ratio of unencumbered assets to certain financial indebtedness.  

Asset-Backed Securitization Warehouse

Under  the  Company's  ABS  warehouse  facility,  an  indirect  wholly-owned  subsidiary  of  the  Company  issues  ABS  notes.  
This  subsidiary  is  intended  to  be  bankruptcy  remote  so  that  such  assets  are  not  available  to  creditors  of  the  Company  or  its 
affiliates until and unless the related secured borrowings have been fully discharged.  These transactions do not meet accounting 
requirements for sales treatment and are recorded as secured borrowings.

The Company's ABS warehouse facility has a borrowing capacity of $1,125.0 million that is available on a revolving basis 
until November 13, 2023, paying interest at LIBOR plus 1.85%, after which any borrowings will convert to term notes with a 
maturity date of November 15, 2027, paying interest at LIBOR plus 2.85%.

During the revolving period, the borrowing capacity under this facility is determined by applying an advance rate against 
the net book values of designated eligible equipment.  The net book values for purposes of calculating eligible equipment are 
determined according to the related debt agreement and may be different than those calculated per U.S. GAAP.  The Company 
is  required  to  maintain  restricted  cash  balances  on  deposit  in  designated  bank  accounts  equal  to  three  months  of  interest 
expense. 

F-19

TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Revolving Credit Facility

The revolving credit facility has a maturity date of October 14, 2026, and has a maximum borrowing capacity of $2,000.0 
million.  This facility is subject to covenants customary for unsecured financings of this type, primarily financial covenants that 
require us to maintain a maximum ratio of unencumbered assets to certain financial indebtedness.

Finance Lease Obligations

Certain  containers  are  leased  with  a  financial  institution.    The  lease  is  accounted  for  as  a  finance  lease,  with  interest 
expense recognized on a level yield basis over the period preceding early purchase options, which is five to seven years from 
the transaction date.  The Company has provided notice to early terminate these finance lease obligations in the first quarter of 
2022.

Debt Maturities

At December 31, 2021, the Company's scheduled principal repayments and maturities, including finance lease obligations, 

were as follows (in thousands): 

Years ending December 31,
2022     .................................................................................................................................................................. $ 
2023     ..................................................................................................................................................................
2024     ..................................................................................................................................................................
2025     ..................................................................................................................................................................
2026     ..................................................................................................................................................................
2027 and thereafter    ...........................................................................................................................................
Total   .................................................................................................................................................................. $ 

477,618 
1,230,460 
1,254,012 
430,497 
2,838,602 
2,398,630 
8,629,819 

Note 7—Derivative Instruments

Interest Rate Swaps / Caps

The Company enters into derivative agreements to manage interest rate risk exposure.  Interest rate swap agreements are 
utilized to limit the Company's exposure to interest rate risk by converting a portion of its floating-rate debt to a fixed rate basis, 
thus reducing the impact of interest rate changes on future interest expense.  Interest rate swaps involve the receipt of floating-
rate  amounts  in  exchange  for  fixed  rate  interest  payments  over  the  lives  of  the  agreements  without  an  exchange  of  the 
underlying principal amounts.  The Company also utilizes interest rate cap agreements to manage the Company's exposure to 
rising interest rates by placing a ceiling on the rate that will be paid under certain floating-rate debt agreements. 

The counterparties to these agreements are highly rated financial institutions.  In the unlikely event that the counterparties 
fail to meet the terms of these agreements, the Company's exposure is limited to the interest rate differential on the notional 
amount  at  each  monthly  settlement  period  over  the  life  of  the  agreements.    The  Company  does  not  anticipate  any  non-
performance by the counterparties.  

Certain assets of the Company's subsidiaries are pledged as collateral for various ABS facilities and the amounts payable 
under certain derivative agreements.  Additionally, the Company may be required to post cash collateral on these agreements.  
Any  amounts  of  cash  collateral  posted  are  included  in  Other  assets  on  the  consolidated  balance  sheet  and  are  presented  in 
operating activities of the consolidated statements of cash flows.  As of December 31, 2021, the Company has cash collateral of 
$17.0 million related to interest rate swap contracts.

During the year ended December 31, 2021, the Company entered into the following hedging instruments: 

Derivative Instrument

Date Effective

Notional 
Amount

Fixed Leg (Pay) 
Interest Rate

Indexed To

Scheduled Maturity

Interest rate cap

May 24, 2021

$200.0 million

Interest rate swap

October 29, 2021

$300.0 million

n/a

1.21%

1 month LIBOR November 13, 2023
October 29, 2031(1)

1 month LIBOR

(1)  Mandatory termination date of July 29, 2022. 

F-20

 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

In conjunction with the issuance of ABS notes, the Company canceled the following interest rate swaps that were in place 

to hedge the impact of interest rate changes on fixed-rate debt issuances:

Derivative Instrument

Interest rate swap

Interest rate swap

Interest rate swap

Interest rate swap

Date Canceled

January 25, 2021

January 27, 2021

February 19, 2021

February 19, 2021

Notional Amount

Funds Received

$150.0 million

$150.0 million

$150.0 million

$150.0 million

$0.3 million

$0.3 million

$2.4 million

$2.4 million

On April 15, 2021, the Company canceled and simultaneously entered into an interest rate swap with a notional amount of 
$93.8 million.  The Company paid $0.1 million for the cancellation of the existing contract.  The new contract has a scheduled 
maturity date of April 20, 2024 and is indexed to 1 month LIBOR with a fixed leg interest rate of 0.25%.

In  conjunction  with  the  redemption  of  the  institutional  notes,  the  Company  entered  into  and  subsequently  canceled  the 
following interest rate swaps that were in place to hedge the impact of interest rate changes related to the make-whole premium 
payment during the notification period.  The settlement of these swaps of $0.9 million is presented in debt termination expense 
on  the  consolidated  statement  of  operations  and  in  payments  under  debt  facilities  and  finance  lease  obligations  within  the 
financing section of the consolidated statement of cash flows. 

Derivative Instrument
Interest rate swap
Interest rate swap

Date Canceled
June 25, 2021
June 25, 2021

Notional Amount
$72.5 million
$195.9 million

Funds Received (Paid)
$— million
$(0.9) million

As  of  December  31,  2021,  the  Company  had  interest  rate  swap  and  cap  agreements  in  place  to  fix  or  limit  the  floating 

interest rates on a portion of the borrowings under its debt facilities summarized below:

Derivatives
Interest Rate Swap(1)
Interest Rate Cap

Notional Amount

$1,929.7 million
$400.0 million

Weighted Average
Fixed Leg (Pay) Interest Rate

1.9%
n/a

Cap Rate

n/a
5.5%

Weighted Average
Remaining Term

5.1 years
1.9 years

(1)   The impact of forward starting swaps will increase total notional amount by $350.0 million and increase the weighted average remaining term to 6.0 

years.

Unrealized  losses  of  $24.7  million  related  to  interest  rate  swap  and  cap  agreements  included  in  accumulated  other 

comprehensive income (loss) are expected to be recognized in Interest and debt expense over the next twelve months.  

The following table summarizes the impact of derivative instruments on the consolidated statements of operations and the 

consolidated statements of comprehensive income on a pretax basis (in thousands): 

Financial statement caption

Year Ended December 31,

2021

2020

2019

Non-Designated Derivative Instruments
Realized (gains) losses     ......................... Other (income) expense, net  ........................................ $ 
Realized (gains) losses     ......................... Debt termination expense      ............................................ $ 
Unrealized (gains) losses  ...................... Other (income) expense, net  ........................................ $ 
Designated Derivative Instruments
Realized (gains) losses     ......................... Interest and debt (income) expense      ............................. $ 

—  $ 
883  $ 
—  $ 

(224)  $ 
—  $ 
286  $ 

(2,237) 
— 
3,107 

30,638  $ 

23,071  $ 

(6,048) 

Unrealized (gains) losses  ...................... Comprehensive (income) loss      ....................................

$ 

(59,185)  $ 

134,051  $ 

48,653 

Fair Value of Derivative Instruments

The  Company  has  elected  to  use  the  income  approach  to  value  its  interest  rate  swap  and  cap  agreements,  using  Level  2 
market expectations at the measurement date and standard valuation techniques to convert future values to a single discounted 
present  value.    The  Level  2  inputs  for  the  interest  rate  swap  and  cap  valuations  are  inputs  other  than  quoted  prices  that  are 
observable  for  the  asset  or  liability  (specifically  LIBOR  and  swap  rates  and  credit  risk  at  commonly  quoted  intervals).    In 

F-21

 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

response to the expected phase out of LIBOR, the Company continues to work with its counterparties to identify an alternative 
reference rate.  Substantially all of the Company's debt agreements already include transition language, and the Company also 
adopted various practical expedients which will facilitate the transition.

The  Company  presents  the  fair  value  of  derivative  financial  instruments  on  a  gross  basis  as  a  separate  line  item  on  the 

consolidated balance sheet.  As of December 31, 2021 and 2020, the Company has no material non-designated instruments.

Note 8—Leases

Lessee

The Company's leases are primarily for multiple office facilities which are contracted under various cancelable and non-
cancelable operating leases, most of which provide extension or early termination options.  The Company's lease agreements do 
not contain any residual value guarantees or material restrictive covenants.

The weighted average implicit rate was 3.50% and 4.04% for the years ended December 31, 2021 and 2020, respectively 
and the weighted average remaining lease term was 2.1 years and 2.6 years for the years ended December 31, 2021 and 2020, 
respectively. 

The following table summarizes the impact of the Company's leases in its financial statements (in thousands):

Financial statement caption
Balance Sheet
Right-of-use asset - operating      Other assets      ......................................................................... $ 
Lease liability - operating    ...... Accounts payable and other accrued expenses     ................... $ 

December 31, 
2021

December 31, 
2020

5,099  $ 
5,790  $ 

5,062 
6,088 

Income Statement
Operating lease cost(1)

Financial statement caption

Year Ended 
December 31, 
2021

Year Ended 
December 31, 
2020

Year Ended 
December 31, 
2019

     ............ Administrative expenses   ......................... $ 

3,183  $ 

3,005  $ 

3,012 

(1)  

Includes short-term leases that are immaterial.

Cash paid for amounts of lease liabilities included in operating cash flows was $3.3 million, $3.1 million, and $3.2 million 

for the years ended December 31, 2021, 2020, and 2019, respectively.

The following represents our future undiscounted cash flows related to lease liabilities for each of the next five years and 

thereafter as of December 31, 2021 (in thousands):

Years ending December 31, 
2022      ............................................................................................................................................................. $ 
2023      .............................................................................................................................................................  
2024      .............................................................................................................................................................  
2025      .............................................................................................................................................................  
2026      .............................................................................................................................................................  
2027 and thereafter      .....................................................................................................................................
Total undiscounted future cash flows related to lease payments    ................................................................ $ 
Less: imputed interest    .................................................................................................................................
Total present value of lease liability   ........................................................................................................... $ 

3,257 
2,132 
450 
134 
— 
— 
5,973 
(183) 
5,790 

F-22

 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Lessor

Operating Leases

The  following  is  the  minimum  future  rental  income  as  of  December  31,  2021  under  non-cancelable  operating  leases, 

assuming the minimum contractual lease term (in thousands): 

Years ending December 31,
2022   ................................................................................................................................................................... $ 
2023   ...................................................................................................................................................................  
2024   ...................................................................................................................................................................  
2025   ...................................................................................................................................................................  
2026   ...................................................................................................................................................................  
2027 and thereafter    ...........................................................................................................................................
Total   .................................................................................................................................................................. $ 

1,133,267 
948,074 
796,752 
663,274 
504,396 
1,581,217 
5,626,980 

As of December 31, 2021, the Company has deferred revenue balances related to leases with uneven payment terms.  We 

expect to amortize these amounts into revenue as follows (in thousands):

Years ending December 31,
2022   ................................................................................................................................................................... $ 
2023   ...................................................................................................................................................................  
2024   ...................................................................................................................................................................  
2025   ...................................................................................................................................................................  
2026   ...................................................................................................................................................................  
2027 and thereafter    ...........................................................................................................................................
Total   .................................................................................................................................................................. $ 

6,677 
9,432 
11,938 
11,611 
11,013 
41,527 
92,198 

Finance Leases

The following table summarizes the components of the net investment in finance leases (in thousands): 

December 31, 2021

December 31, 2020

     ...................................................... $ 

Future minimum lease payment receivable(1)
Estimated residual receivable(2)
Gross finance lease receivables(3)
Unearned income(4)
Net investment in finance leases(5)
(1)   There were no executory costs included in gross finance lease receivables as of December 31, 2021 and December 31, 2020.
(2)  The Company's finance leases generally include a purchase option at nominal amounts that is reasonably certain to be exercised, and therefore, the Company has immaterial 

    ...........................................................................
   ........................................................................
  ..............................................................................................

205,994 
2,328,159 
(769,869)   
1,558,290  $ 

53,892 
409,647 
(127,516) 
282,131 

     ...................................................................... $ 

2,122,165  $ 

355,755 

residual value risk for assets.

(3)  The gross finance lease receivable is reduced as billed to customers and reclassified to accounts receivable until paid by customers.
(4)   There were no unamortized initial direct costs as of December 31, 2021 and December 31, 2020.
(5)  One major customer represented 91% and 75% of the Company's finance lease portfolio as of December 31, 2021 and 2020, respectively.  No other customer represented more 

than 10% of the Company's finance lease portfolio in each of those years.

F-23

 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Maturities  of  the  Company's  gross  finance  lease  receivables  subsequent  to  December  31,  2021  are  as  follows  (in 

thousands): 

Years ending December 31,
2022      ................................................................................................................................................................... $ 
2023      ...................................................................................................................................................................  
2024      ...................................................................................................................................................................  
2025      ...................................................................................................................................................................  
2026      ...................................................................................................................................................................  
2027 and thereafter      ...........................................................................................................................................
Total    .................................................................................................................................................................. $ 

202,217 
188,577 
185,251 
184,123 
181,847 
1,386,144 
2,328,159 

The Company’s finance lease portfolio lessees are primarily comprised of the largest international shipping lines.  In its 
estimate of expected credit losses, the Company evaluates the overall credit quality of its finance lease portfolio.  The Company 
considers  an  account  past  due  when  a  payment  has  not  been  received  in  accordance  with  the  terms  of  the  related  lease 
agreement and maintains allowances, if necessary, for doubtful accounts.  These allowances are based on, but not limited to, 
historical experience which includes stronger and weaker economic cycles, each lessee's payment history, management's current 
assessment of each lessee's financial condition, consideration of current economic conditions and reasonable market forecasts.  
As  of  December  31,  2021  and  December  31,  2020  the  Company  does  not  have  an  allowance  on  its  gross  finance  lease 
receivables and does not have any material past due balances.

Note 9—Share-Based Compensation

The  Company's  2016  Equity  Incentive  Plan  ("2016  Equity  Plan")  provides  for  the  granting  of  service-based  and 
performance-based  restricted  shares  and  units  to  executives,  employees  and  directors.    The  maximum  aggregate  number  of 
shares  and  units  that  may  be  issued  under  the  2016  Equity  Plan  is  5,000,000  common  shares  and  units.    Any  awards  issued 
under the 2016 Equity Plan that are forfeited by the participant, will become available for future grant under the 2016 Equity 
Plan. 

The following table summarizes the Company's restricted share activity for the year ended December 31, 2021:

Number of Shares

Weighted Average 
Fair Value

Non-vested balance at December 31, 2020      ..............................................................
Shares/units granted(1)
     ...............................................................................................
Shares/units vested(2)
  .................................................................................................
Shares/units forfeited      ................................................................................................
Non-vested balance at December 31, 2021      ..............................................................

637,803  $ 
206,792 
(245,768)   
(398)   
598,429  $ 

35.78 
51.70 
49.32 
51.27 
40.15 

(1)   Additional shares and units may be granted based upon the satisfaction of certain performance criteria.  
(2) 

Plan participants tendered 87,740 common shares to satisfy income tax withholding obligations.  These shares were subsequently retired by the Company.

The share-based compensation expense for the years ended December 31, 2021, 2020 and 2019 included in administrative 
expenses  on  the  consolidated  statements  of  operations  was  $9.4  million,  $9.9  million,  and  $9.0  million,  respectively.    Share 
based compensation expense includes charges for performance-based shares and units that are deemed probable to vest.

As of December 31, 2021, the total unrecognized compensation expense related to non-vested restricted share awards and 
units was approximately $9.2 million, which is expected to be recognized over the remaining weighted average vesting period 
of approximately 1.7 years. 

F-24

 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Note 10—Other Equity Matters 

Share Repurchase Program

The  Company's  Board  of  Directors  authorized  repurchases  of  shares  up  to  a  specified  dollar  amount  as  part  of  its 
repurchase  program.    Purchases  under  the  repurchase  program  may  be  made  in  the  open  market  or  privately  negotiated 
transactions,  and  may  include  transactions  pursuant  to  a  repurchase  plan  administered  in  accordance  with  Rules  10b5-1  and 
10b-18 under the Securities Exchange Act of 1934, as amended.  Purchases may be made from time to time at the Company's 
discretion and the timing and amount of any share repurchases will be determined based on share price, market conditions, legal 
requirements, and other factors.  The repurchase program does not obligate the Company to acquire any particular amount of 
common shares, and the Company may suspend or discontinue the repurchase program at any time.

During the year ended December 31, 2021, the Company repurchased a total of 1,528,173 common shares at an average 
price per-share of $55.95 for a total of $85.5 million.  As of December 31, 2021, $146.9 million remains available under the 
share repurchase program. 

Preferred Shares

The following table summarizes the Company's preferred share issuances (the "Series"):

Preferred Share Offering

Issuance

Liquidation 
Preference (in 
thousands)

# of Shares(1)

Underwriting 
Discounts (in 
thousands)

March 2019 $ 

Series A 8.50% Cumulative Redeemable Perpetual 
Preference Shares ("Series A")     ......................................
Series B 8.00% Cumulative Redeemable Perpetual 
Preference Shares ("Series B")   .......................................
Series C 7.375% Cumulative Redeemable Perpetual 
Preference Shares ("Series C")   ....................................... November 2019  
Series D 6.875% Cumulative Redeemable Perpetual 
Preference Shares ("Series D")     ......................................
Series E 5.75% Cumulative Redeemable Perpetual 
Preference Shares ("Series E")   .......................................

January 2020  

June 2019  

August 2021  
$ 

86,250   

3,450,000  $ 

2,717 

143,750   

5,750,000  $ 

4,528 

175,000   

7,000,000  $ 

5,513 

150,000   

6,000,000  $ 

4,725 

175,000   
730,000   

7,000,000  $ 
29,200,000  $ 

5,513 
22,996 

(1)   Represents number of shares authorized, issued, and outstanding.

As a result of these offerings, the Company received $707.0 million in aggregate net proceeds which were used for general 
corporate  purposes,  including  the  purchase  of  containers,  the  repurchase  of  outstanding  common  shares,  the  payment  of 
dividends, and the repayment or repurchase of outstanding indebtedness. 

Each Series of preferred shares may be redeemed at the Company's option, at any time after approximately five years from 
original  issuance,  in  whole  or  in  part  at  a  redemption  price,  plus  an  amount  equal  to  all  accumulated  and  unpaid  dividends, 
whether  or  not  declared.    The  Company  may  also  redeem  each  Series  of  preferred  shares  prior  to  the  lapse  of  the  five  year 
period upon the occurrence of certain events as described in each agreement, such as transactions that either transfer ownership 
of substantially all assets to a single entity or establish a majority voting interest by a single entity, and cause a downgrade or 
withdrawal of rating by the rating agency within 60 days of the event.  If the Company does not elect to redeem each Series 
upon the occurrence of the preceding events, holders of preferred shares may have the right to convert their preferred shares 
into common shares.  Specifically for Series E only, the Company may redeem the Series E Preference Shares if an applicable 
rating  agency  changes  the  methodology  or  criteria  that  were  employed  in  assigning  equity  credit  to  securities  similar  to  the 
Series  E  Preference  Shares  when  originally  issued,  which  either  (a)  shortens  the  period  of  time  during  which  equity  credit 
pertaining to the Series E Preference Shares would have been in effect had the methodology not been changed or (b) reduces 
the amount of equity credit as compared with the amount of equity credit that the rating agency had assigned to the Series E 
Preference Shares when originally issued. 

Holders  of  preferred  shares  generally  have  no  voting  rights.    If  the  Company  fails  to  pay  dividends  for  six  or  more 
quarterly  periods  (whether  or  not  consecutive),  holders  will  be  entitled  to  elect  two  additional  directors  to  the  Board  of 

F-25

TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Directors  and  the  size  of  the  Board  of  Directors  will  be  increased  to  accommodate  such  election.    Such  right  to  elect  two 
directors will continue until such time as there are no accumulated and unpaid dividends in arrears.  

Dividends 

Dividends on shares of each Series are cumulative from the date of original issue and will be payable quarterly in arrears 
on the 15th day of March, June, September and December of each year, when, as and if declared by the Company's Board of 
Directors.  Dividends will be payable equal to the stated rate per annum of the $25.00 liquidation preference per share.  The 
Series rank senior to the Company's common shares with respect to dividend rights and rights upon the Company's liquidation, 
dissolution or winding up, whether voluntary or involuntary.  

The Company paid the following dividends during the years ended December 31, 2021, 2020, and 2019 on its issued and 

outstanding Series (in millions except for the per-share amounts): 

2021

Year ended December 31,
2020

2019

Series

Per Share 
Payment

Aggregate 
Payment

Per Share 
Payment

Aggregate 
Payment

Per Share 
Payment

Aggregate 
Payment

A(1)

B
C(1)
D(1)
E(1)

Total

$2.12

$2.00

$1.84

$1.72

$0.47

$ 

$ 

$ 

$ 

$ 

$ 

7.2 

11.6 

12.8 

10.4 

3.3 

45.3 

$2.12

$2.00

$1.84

$1.53

$—

$ 

$ 

$ 

$ 

$ 

$ 

7.2 

11.6 

12.8 

9.3 

— 

40.9 

$1.59

$0.95

$0.19

$—

$—

$ 

$ 

$ 

$ 

$ 

$ 

5.5 

5.5 

1.3 

— 

— 

12.3 

(1)   Per share payments rounded to the nearest whole cent.

As of December 31, 2021, the Company had cumulative unpaid preferred dividends of $2.2 million.

Common Share Dividends

The Company paid the following dividends during the years ended December 31, 2021, 2020, 2019 on its issued common 

shares (in millions except for the per-share amounts): 

2021

Year Ended December 31,
2020

2019

Per Share Payment Aggregate Payment Per Share Payment Aggregate Payment Per Share Payment Aggregate Payment

$2.36

$ 

157.3 

$2.13

$ 

146.5 

$2.08

$ 

153.9 

F-26

TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Accumulated Other Comprehensive Income 

The  following  table  summarizes  the  components  of  accumulated  other  comprehensive  income  (loss),  net  of  tax,  for  the 

years ended December 31, 2021, 2020, and 2019 (in thousands):

Cash Flow
Hedges

Foreign
Currency
Translation

Accumulated 
Other 
Comprehensive 
(Loss) Income

Balance at January 1, 2019    ..................................................................................................... $ 
Change in derivative instruments designated as cash flow hedges(1)
Reclassification of (gain) loss on derivative instruments designated as cash flow hedges(1)
Cumulative effect for the adoption of ASU 2017-12, net of income tax effect    ........................

     ........................................

  ....

Foreign currency translation adjustment      ...................................................................................

Balance at December 31, 2019  ................................................................................................ $ 
Change in derivative instruments designated as cash flow hedges(1)
Reclassification of (gain) loss on derivative instruments designated as cash flow hedges(1)
Foreign currency translation adjustment      ...................................................................................

     ........................................

  ....

(123,357) 

21,927 

— 

19,043  $ 

(4,480)  $ 

(42,532) 

(4,039) 

432 

— 

— 

— 

— 

(57) 

14,563 

(42,532) 

(4,039) 

432 

(57) 

(27,096)  $ 

(4,537)  $ 

(31,633) 

Balance at December 31, 2020  ................................................................................................ $  (128,526)  $ 
Change in derivative instruments designated as cash flow hedges(1)
Reclassification of (gain) loss on derivative instruments designated as cash flow hedges(1)
Foreign currency translation adjustment      ...................................................................................

     ........................................

55,599 

28,722 

— 

  ....

— 

— 

28 

(123,357) 

21,927 

28 

(4,509)  $ 

(133,035) 

— 

— 

(105) 

55,599 

28,722 

(105) 

Balance at December 31, 2021  ................................................................................................ $ 

(44,205)  $ 

(4,614)  $ 

(48,819) 

(1)   Refer to Note 7 - "Derivative Instruments" for reclassification impact on the Consolidated Statements of Operations.

Note 11—Segment and Geographic Information

Segment Information

The Company operates its business in one industry, intermodal transportation equipment, and has two operating segments 

which also represent its reporting segments:

•
•

Equipment leasing - the Company owns, leases and ultimately disposes of containers and chassis from its lease fleet. 
Equipment trading - the Company purchases containers from shipping line customers, and other sellers of containers, 
and resells these containers to container retailers and users of containers for storage or one-way shipment.  Included in 
the equipment trading segment revenues are leasing revenues from equipment purchased for resale that is currently on 
lease until the containers are dropped off.

These operating segments were determined based on the chief operating decision maker's review and resource allocation of 

the products and services offered.

F-27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following tables summarizes our segment information and the consolidated totals reported (in thousands): 

As of and for the Year Ended December 31, 2021

Equipment Leasing

Equipment Trading

Totals

Total leasing revenues     ................................................................................. $ 

1,519,434  $ 

14,446  $ 

1,533,880 

Trading margin    ............................................................................................

Net gain on sale of leasing equipment     .........................................................

Depreciation and amortization expense   .......................................................

Interest and debt expense  .............................................................................
Segment income (loss) before income taxes(1)
Equipment held for sale   ...............................................................................

   ..........................................

Goodwill      ......................................................................................................

— 

107,060 

625,519 

220,292 

673,477 

16,936 

220,864 

34,099 

— 

721 

1,732 

40,973 

31,810 

15,801 

34,099 

107,060 

626,240 

222,024 

714,450 

48,746 

236,665 

Total assets     ..................................................................................................
Purchases of leasing equipment and investments in finance leases(2)

     ......... $ 

12,543,270 

100,568 

12,643,838 

3,434,394  $ 

—  $ 

3,434,394 

As of and for the Year Ended December 31, 2020

Equipment Leasing

Equipment Trading

Totals

Total leasing revenues     ................................................................................. $ 

1,300,346  $ 

7,561  $ 

1,307,907 

Trading margin    ............................................................................................

Net gain on sale of leasing equipment     .........................................................

Depreciation and amortization expense   .......................................................

Interest and debt expense  .............................................................................
Segment income (loss) before income taxes(1)(3)
Equipment held for sale   ...............................................................................

 .......................................

Goodwill      ......................................................................................................

— 

37,773 

541,406 

251,145 

375,957 

43,275 

220,864 

Total assets     ..................................................................................................
Purchases of leasing equipment and investments in finance leases(2)

     ......... $ 

9,612,251 

744,129  $ 

14,799 

— 

722 

1,834 

17,082 

24,036 

15,801 

100,282 

—  $ 

14,799 

37,773 

542,128 

252,979 

393,039 

67,311 

236,665 

9,712,533 

744,129 

As of and for the Year Ended December 31, 2019

Equipment Leasing

Equipment Trading

Totals

Total leasing revenues     ................................................................................. $ 

1,344,733  $ 

2,536  $ 

1,347,269 

Trading margin    ............................................................................................

Net gain on sale of leasing equipment     .........................................................

Depreciation and amortization expense   .......................................................

Interest and debt expense  .............................................................................
Segment income (loss) before income taxes(1)
Equipment held for sale   ...............................................................................

   ..........................................

Goodwill      ......................................................................................................

— 

27,041 

535,427 

314,805 

374,418 

89,755 

220,864 

Total assets     ..................................................................................................
Purchases of leasing equipment and investments in finance leases(2)

     ......... $ 

9,596,263 

240,170  $ 

14,508 

— 

704 

1,365 

12,062 

24,749 

15,801 

46,370 

—  $ 

14,508 

27,041 

536,131 

316,170 

386,480 

114,504 

236,665 

9,642,633 

240,170 

(1)   Segment income before income taxes excludes unrealized gains or losses on derivative instruments and debt termination expense.  The Company recorded 
debt termination expense of $133.9 million, $24.7 million, and $2.5 million for the years ended December 31, 2021, 2020, and 2019, respectively and 
unrealized losses of nil, $0.3 million, and $3.1 million for the years ended December 31, 2021, 2020, and 2019, respectively.  

(2)   Represents cash disbursements for purchases of leasing equipment and investments in finance lease as reflected in the consolidated statements of cash 

flows for the periods indicated, but excludes cash flows associated with the purchase of equipment held for resale.

There are no intercompany revenues or expenses between segments.  Certain administrative expenses have been allocated 
between  segments  based  on  an  estimate  of  services  provided  to  each  segment.    A  portion  of  the  Company's  equipment 
purchased for resale in the equipment trading segment may be leased for a period of time and is reflected as leasing equipment 
as opposed to equipment held for sale and the cash flows associated with these transactions are reflected as purchases of leasing 
equipment and  proceeds from the  sale of equipment in investing activities in the  Company's  consolidated  statements of cash 
flows.

F-28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Geographic Segment Information

The  Company  generates  the  majority  of  its  leasing  revenues  from  international  containers  which  are  deployed  by  its 
customers in a wide variety of global trade routes.  The majority of the Company's leasing related revenue is denominated in 
U.S. dollars.

The following table summarizes the geographic allocation of equipment leasing revenues for the years ended December 31, 

2021, 2020, and 2019 based on customers' primary domicile (in thousands):

Year Ended December 31,
2020

2021

2019

Total equipment leasing revenues:
Asia  .......................................................................................................... $ 
Europe     .....................................................................................................
Americas   ..................................................................................................
Bermuda      ..................................................................................................
Other International      ..................................................................................

Total   ...................................................................................................... $ 

556,837  $ 
807,735 
118,430 
2,424 
48,454 
1,533,880  $ 

471,820  $ 
685,906 
105,643 
1,820 
42,718 
1,307,907  $ 

534,529 
654,683 
118,259 
2,182 
37,616 
1,347,269 

Since  the  majority  of  the  Company's  containers  are  used  internationally,  where  no  one  container  is  domiciled  in  one 

particular place for a prolonged period of time, all of the Company's long-lived assets are considered to be international.

The following table summarizes the geographic allocation of equipment trading revenues for the years ended December 31, 

2021, 2020 and 2019 based on the location of the sale (in thousands): 

Year Ended December 31,
2020

2021

2019

Total equipment trading revenues:
Asia  .......................................................................................................... $ 
Europe     .....................................................................................................
Americas   ..................................................................................................
Bermuda      ..................................................................................................
Other International      ..................................................................................

Total   ...................................................................................................... $ 

64,588  $ 
22,167 
47,644 
— 
8,570 
142,969  $ 

22,748  $ 
22,031 
30,681 
— 
10,320 
85,780  $ 

13,752 
27,637 
31,943 
— 
10,661 
83,993 

Note 12—Income Taxes 

  The  Company  is  a  Bermuda  exempted  company.    Bermuda  does  not  impose  a  corporate  income  tax.    The  Company  is 
subject to taxation in certain foreign jurisdictions on a portion of its income attributable to such jurisdictions.  The two main 
subsidiaries  of  Triton  are  TCIL  and  TAL.    TCIL  is  a  Bermuda  exempted  company  and  therefore  no  income  tax  is  imposed.  
However,  a  portion  of  TCIL's  income  is  subject  to  taxation  in  the  U.S.    TAL  is  a  U.S.  company  and  therefore  is  subject  to 
taxation in the U.S. 

F-29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following table sets forth the total income taxes for the periods indicated (in thousands): 

December 31,
2021

December 31, 
2020

December 31, 
2019

Current taxes:

Bermuda      .......................................................................................... $ 

—  $ 

—  $ 

U.S.     ..................................................................................................

Foreign  .............................................................................................

6,528 

230 

2,518 

60 

$ 

6,758  $ 

2,578  $ 

Deferred taxes:

Bermuda      .......................................................................................... $ 

—  $ 

—  $ 

U.S.     ..................................................................................................

43,604 

Foreign  .............................................................................................

(5)   

43,599 

35,628 

34 

35,662 

Total income taxes    ............................................................................. $ 

50,357  $ 

38,240  $ 

— 

(637) 

1,166 

529 

— 

26,843 

179 

27,022 

27,551 

The following table sets forth the components of income (loss) before income taxes (in thousands): 

December 31, 
2021

December 31, 
2020

December 31, 
2019

Bermuda sources  .............................................................................. $ 
U.S. sources     .....................................................................................
Foreign sources     ................................................................................
Income (loss) before income taxes   ..................................................... $ 

346,023  $ 
233,518 
1,056 
580,597  $ 

200,453  $ 
166,031 
1,535 
368,019  $ 

241,985 
135,758 
3,087 
380,830 

The following table sets forth the difference between the Bermuda statutory income tax rate and the effective tax rate on 

the consolidated statements of operations for the periods indicated below: 

December 31, 
2021

December 31, 
2020

December 31, 
2019

Bermuda tax rate   .................................................................................
Change in enacted tax act   ...................................................................
U.S. income taxed at other than the statutory rate      ..............................
Effect of uncertain tax positions   .........................................................
Foreign income taxed at other than the statutory rate    ........................
Effect of permanent differences   .........................................................
Other discrete items    ............................................................................
Effective income tax rate   ....................................................................

 — %
 — %
 8.75 %

 (0.09) %
 0.11 %
 0.21 %
 (0.31) %
 8.67 %

 — %
 0.65 %
 9.80 %

 (0.12) %
 0.14 %
 0.19 %
 (0.27) %
 10.39 %

 — %
 — %
 7.85 %

 0.17 %
 0.14 %
 0.12 %
 (1.05) %
 7.23 %

F-30

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following table sets forth the components of deferred income tax assets and liabilities (in thousands): 

December 31, 2021

December 31, 2020

Deferred income tax assets:   ..............................................................................................

Net operating loss carryforwards    ................................................................................... $ 
Allowance for losses     ......................................................................................................
Derivative instruments   ...................................................................................................
Deferred income     ............................................................................................................
Accrued liabilities and other payables    ...........................................................................
Total gross deferred tax assets .......................................................................................
Less: Valuation allowance  .............................................................................................
Net deferred tax assets    ................................................................................................... $ 

Deferred income tax liabilities:    ........................................................................................

Accelerated depreciation   ................................................................................................ $ 
Goodwill and other intangible amortization   ..................................................................
Derivative instruments   ...................................................................................................
Deferred income     ............................................................................................................
Deferred partnership income (loss)  ................................................................................
Other     ..............................................................................................................................
Total gross deferred tax liability     ....................................................................................
Net deferred income tax liability      ................................................................................... $ 

1,237  $ 
13 
4,810 
366 
5,138 
11,564 

(200)   
11,364  $ 

333,610  $ 
3,879 
121 
2,613 
47,150 
— 
387,373 
376,009  $ 

22,924 
257 
11,268 
382 
5,713 
40,544 
— 
40,544 

331,954 
3,841 
— 
6,244 
25,856 
80 
367,975 
327,431 

The  Company  has  no  net  operating  loss  carryforwards  for  U.S.  federal  income  tax  purposes  at  year  end  December  31, 
2021.    At  December  31,  2021,  the  Company  had  deferred  tax  assets  from  U.S.  state  net  operating  loss  carryforwards  of 
$1.2 million that expire at various times beginning in 2022.  The Company recorded a valuation allowance of $0.2 million at 
December 31, 2021 related to U.S. state net operating losses, as it is more likely than not that Triton will be unable to utilize 
these losses.  The Company did not record a valuation allowance at December 31, 2020.

 In assessing the potential future realization of deferred tax assets, management considers whether it is more-likely-than-not 
that  some  portion  or  all  of  the  deferred  tax  assets  will  not  be  realized.    The  ultimate  realization  of  deferred  tax  assets  is 
dependent  upon  the  generation  of  future  taxable  income  during  the  periods  in  which  those  temporary  differences  become 
deductible.  The Company considers the scheduled reversal of deferred tax liabilities, projected future taxable income and tax 
planning  strategies  in  making  this  assessment.    Based  upon  the  level  of  historical  taxable  income  and  projections  for  future 
taxable income over the periods during which the deferred tax assets are deductible, the Company believes it is more-likely-
than-not that the Company will realize the benefits of these deductible differences at December 31, 2021. 

Certain income taxes on unremitted earnings have not been reflected on the consolidated financial statements because such 
earnings are intended to be permanently reinvested in those jurisdictions.  Such earnings and related income taxes are estimated 
to be approximately $79.9 million and $23.6 million, respectively, at December 31, 2021.

The  Tax  Cuts  and  Jobs  Act  includes  a  tax  on  "global  intangible  low-taxed  income"  ("GILTI"),  which  taxes  U.S 
shareholders  on  certain  income  earned  by  foreign  subsidiaries.    The  Company  has  made  an  accounting  policy  election  to 
account for the tax effects of the GILTI tax in the income tax provision in future periods as the tax arises.

The Company files income tax returns in several jurisdictions including the U.S. and certain U.S. states.

F-31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following table sets forth the unrecognized tax benefit amounts (in thousands): 

Beginning balance at January 1  ...................................................................................... $ 
Increase (decrease) related to tax positions     ....................................................................
Lapse of statute of limitations     ........................................................................................
Foreign exchange adjustment   .........................................................................................
Ending balance at December 31    ..................................................................................... $ 

650  $ 

— 
(337)   
14 

327  $ 

958 
— 
(318) 
10 
650 

December 31, 2021

December 31, 2020

It  is  reasonably  possible  that  the  total  amount  of  unrecognized  tax  benefits  as  of  December  31,  2021  will  decrease  by 
$0.2 million within the next twelve months due to statute of limitations lapses.  This reduction will impact income tax expense 
when recognized.  The tax years 2018 through 2021 remain subject to examination by major tax jurisdictions.

The Company accrues interest and penalties related to income taxes in the provision for income taxes.

The following table summarizes interest and penalty expense (in thousands): 

Interest expense (benefit)     ....................................................................................... $ 
Penalty expense (benefit)    ....................................................................................... $ 

(78)  $ 
(97)  $ 

(51)  $ 
(93)  $ 

193 
(115) 

December 31, 
2021

December 31, 
2020

December 31, 
2019

The following table summarizes the components of income taxes payable included in Accounts payable and other accrued 

expenses on the consolidated balance sheets (in thousands): 

Corporate income taxes payable     ..................................................................................... $ 
Unrecognized tax benefits   ...............................................................................................
Interest accrued     ...............................................................................................................
Penalties    ..........................................................................................................................

Income taxes payable    ................................................................................................... $ 

108  $ 
327 
86 
98 
619  $ 

323 
650 
164 
194 
1,331 

December 31, 2021

December 31, 2020

Note 13—Other Postemployment Benefits

The Company's U.S. employees participate in a defined contribution plan.  Under the provisions of the plan, an employee is 
fully vested with respect to Company contributions after four years of service.  The Company matches employee contributions 
of 100% up to a maximum of $6,000 of qualified compensation and may, at its discretion, make voluntary contributions.  The 
Company's contributions were $0.7 million for each of the years ended December 31, 2021, 2020, and 2019, respectively. 

Note 14—Commitments and Contingencies

Container Equipment Purchase Commitments

As of December 31, 2021, the Company had commitments to purchase equipment in the amount of $156.5 million payable 

in 2022.

Contingencies

The Company is party to various pending or threatened legal or regulatory proceedings arising in the ordinary course of its 
business.  Based upon information presently available, the Company does not expect any liabilities arising from these matters to 
have a material effect on the consolidated financial position, results of operations or cash flows of the Company.

F-32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Note 15—Related Party Transactions

The  Company  holds  a  50%  interest  in  TriStar  Container  Services  (Asia)  Private  Limited  ("TriStar"),  which  is  primarily 
engaged  in  the  selling  and  leasing  of  container  equipment  in  the  domestic  and  short  sea  markets  in  India.    The  Company's 
equity investment in TriStar is included in Other assets on the consolidated balance sheet.  The Company received payments on 
finance  leases  with  TriStar  of  $2.0  million  for  both  years  ended  December  31,  2021  and  2020.    The  Company  has  a  direct 
finance lease balance with TriStar of $8.9 million and $10.3 million for the years ended December 31, 2021 and December 31, 
2020. 

Note 16—Subsequent Events

On  January  19,  2022,  the  Company  completed  a  $600.0  million  corporate  note  offering.    The  corporate  notes  have  a 
contractual interest rate of 3.25% with an expected maturity date of March 15, 2032.  In conjunction with this, we terminated 
$300.0 million notional value of interest rate swaps and received a cash settlement of $12.1 million.

On February 9, 2022, the Company's Board of Directors approved and declared a $0.65 per share quarterly cash dividend 
on its issued and outstanding common shares, payable on March 25, 2022 to shareholders of record at the close of business on 
March 11, 2022.

On  February  9,  2022,  the  Company's  Board  of  Directors  also  approved  and  declared  a  cash  dividend  on  its  issued  and 
outstanding  preferred  shares,  payable  on  March  15,  2022  to  holders  of  record  as  the  close  of  business  on  March  8,  2022  as 
follows: 

Preferred Share Offering
Series A    ..........................................................................................................
Series B    ..........................................................................................................
Series C    ..........................................................................................................
Series D    ..........................................................................................................
Series E    ..........................................................................................................

Dividend Rate

Dividend Per Share

8.500%

8.000%
7.375%
6.875%

5.750%

$0.5312500

$0.5000000
$0.4609375
$0.4296875

$0.3593750

F-33

This page intentionally left blank.

SCHEDULE I - CONDENSED FINANCIAL INFORMATION OF REGISTRANT

TRITON INTERNATIONAL LIMITED

Parent Company Condensed Balance Sheets
(In thousands, except share data)

ASSETS:

Cash and cash equivalents     ........................................................................................................... $ 

13  $ 

1 

December 31, 
2021

December 31, 
2020

Investment in subsidiaries  ............................................................................................................
Other assets  ..................................................................................................................................

3,071,654 
35 

Total assets    ............................................................................................................................... $  3,071,702  $ 

LIABILITIES AND SHAREHOLDERS' EQUITY:

Accounts payable and other accrued expenses   ............................................................................ $ 

5,936  $ 

Payables with affiliates, net    .........................................................................................................
Total liabilities    .........................................................................................................................

1,054 
6,990 

Shareholders' equity
Preferred shares, $0.01 par value, at liquidation preference   ........................................................
Common shares, $0.01 par value, 270,000,000 shares authorized, 81,295,366 and 81,151,723 
shares issued, respectively     ...........................................................................................................
Undesignated shares, $0.01 par value, 800,000 and 7,800,000 shares authorized, respectively, 
no shares issued and outstanding   .................................................................................................
Treasury shares, at cost, 15,429,499 and 13,901,326 shares, respectively     ..................................
Additional paid-in capital     ............................................................................................................
Accumulated earnings    ..................................................................................................................
Accumulated other comprehensive income   .................................................................................
Total shareholders' equity      ......................................................................................................
Total liabilities and shareholders' equity    ............................................................................ $  3,071,702  $ 

904,224 
2,000,854 

(522,360)   

(48,819)   

3,064,712 

730,000 

813 

— 

2,569,703 
46 
2,569,750 

2,822 

980 
3,802 

555,000 

812 

— 
(436,822) 

905,323 
1,674,670 

(133,035) 
2,565,948 
2,569,750 

S-1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED

Parent Company Condensed Statements of Operations
(In thousands)

Year Ended December 31,

2021

2020

2019

Revenues:

Revenues    ............................................................................................................ $ 

Total revenues    ................................................................................................

—  $ 

— 

—  $ 

— 

— 

— 

Operating expenses:

Administrative expenses    ......................................................................................

8,061 

7,298 

Operating income (loss)     ................................................................................

(8,061)   

(7,298)   

Other income (expenses):

Interest and debt expense    .....................................................................................
Net income from subsidiaries ...............................................................................
Total other income (expenses)  ....................................................................
Income (loss) before income taxes      .......................................................................
Income tax expense (benefit)    ...............................................................................
Net income (loss)    ................................................................................................. $ 

— 
538,301 

538,301 
530,240 

— 
337,077 

337,077 
329,779 

— 
530,240  $ 

— 
329,779  $ 

5,865 

(5,865) 

(956) 
359,508 

358,552 
352,687 

— 
352,687 

S-2

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TRITON INTERNATIONAL LIMITED

Parent Company Condensed Statements of Cash Flows
(In thousands)

Cash flows from operating activities:

Net income (loss)     .................................................................................... $ 
Adjustments to reconcile net income (loss) to net cash provided by 
operating activities:

Year Ended December 31,

2021

2020

2019

530,240  $ 

329,779  $ 

352,687 

Net (income) loss from subsidiaries    .....................................................

(538,301)   

(337,077)   

Dividends received from subsidiaries     ..................................................

Share-based compensation expense     .....................................................

293,866 

1,268 

352,903 

1,177 

Changes in operating assets and liabilities:     ..........................................

Other     ...................................................................................................

(1,236)   

(589)   

Net cash provided by (used in) operating activities     .................

285,837 

346,193 

(359,508) 

338,569 

1,403 

(3,696) 

329,455 

Cash flows from investing activities:

Investment in subsidiary   .......................................................................
Net cash provided by (used in) investing activities     ..................

(169,488)   

(169,488)   

(145,157)   

(145,157)   

(291,997) 

(291,997) 

Cash flows from financing activities:
Issuance of preferred shares, net of underwriting discount     ....................
Purchases of treasury shares     ...................................................................
Loan with affiliate    ...................................................................................
Dividends paid on preferred shares   .........................................................
Dividends paid on common shares    .........................................................
Other      .......................................................................................................
Net cash provided by (used in) financing activities      ..................

Net increase (decrease) in cash and cash equivalents     ........................ $ 
Cash, cash equivalents and restricted cash, beginning of period  ............
Cash, cash equivalents and restricted cash, end of period      ................ $ 

169,488 
(82,528)   

— 

(45,321)   
(157,312)   

(664)   
(116,337)   
12  $ 

1 
13  $ 

145,275 
(158,312)   

— 

(40,933)   
(146,476)   

(590)   
(201,036)   
—  $ 

1 
1  $ 

392,242 
(222,236) 
(40,000) 

(12,323) 
(153,861) 

(1,281) 
(37,459) 
(1) 

2 
1 

S-3

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 SCHEDULE II

TRITON INTERNATIONAL LIMITED
Valuation and Qualifying Accounts
(In thousands)

Accounts Receivable-Allowance for doubtful accounts:

For the year ended December 31,
2020

2021

2019

Beginning Balance      ............................................................................................................ $ 

2,192  $ 

1,276  $ 

1,240 

Additions / (Reversals)    ......................................................................................................

Write-offs     ..........................................................................................................................

(910)   

(104)   

1,082 

(166)   

114 

(78) 

Ending Balance   .................................................................................................................. $ 

1,178  $ 

2,192  $ 

1,276 

S-4

 
 
 
Corporate information

Board of Directors
Robert W. Alspaugh 
Malcolm P. Baker 
Annabelle Bexiga
Claude Germain 
Kenneth Hanau 
John S. Hextall
Niharika Ramdev
Robert L. Rosner (Lead Independent Director)
Brian M. Sondey (Chairman) 
Simon R. Vernon

Audit Committee
Robert W. Alspaugh (Chairman) 
Malcolm P. Baker
Annabelle Bexiga 
Kenneth Hanau
Niharika Ramdev

Compensation & Talent  
Management Committee
Claude Germain (Chairman) 
John S. Hextall
Robert L. Rosner

Nominating & Corporate  
Governance Committee
Robert L. Rosner (Chairman) 
Claude Germain
John S. Hextall

Executive Officers
Brian M. Sondey 
Chairman of the Board, Director  
& Chief Executive Officer

John Burns 
Senior Vice President, Chief Financial Officer

John O’Callaghan 
Executive Vice President, Global Head of Field 
Marketing & Operations

Kevin Valentine 
Senior Vice President, Triton Container Sales

Carla Heiss 
Senior Vice President, General Counsel & 
Secretary

Annual Meeting
The Annual General Meeting of Shareholders will 
be held online via live webcast on Tuesday, April 
26, 2022 at 12:00 PM EDT at:

www.virtualshareholdermeeting.com/
TRTN2022

Transfer Agent & Registrar
Computershare Investor Services 
PO Box 505000 
Louisville, KY 40233-5000

Investor Center  
www.computershare.com/investor

Quick Access Hub  
www.computershare.com/qahub

Investor Relations
All inquiries should be directed to: 

Investor Relations, Triton International Limited 
Email: TIL.Investors@trtn.com

Triton International Limited 
Common Shares
Triton International Limited’s common shares are 
listed on the New York Stock Exchange under the 
symbol “TRTN”

Independent Registered  
Public Accounting Firm
KPMG LLP, 345 Park Avenue New York, NY 10154

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Registered Office 
Triton International Limited  
Victoria Place, 5th Floor  
31 Victoria Street 
Hamilton HM 10. Bermuda 
E  TIL.Investors@trtn.com 
T  (+1) 441 294-8033

www.tritoninternational.com