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Urban One

uone · NASDAQ Communication Services
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Employees 501-1000
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FY2021 Annual Report · Urban One
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 10-K

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2021

OR

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE

REQUIRED)

For the transition period from                   to

Commission File No. 0-25969

URBAN ONE, INC.
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of
incorporation or organization)

52-1166660
(I.R.S. Employer
Identification No.)

1010 Wayne Avenue,
14th Floor
Silver Spring, Maryland 20910
(Address of principal executive offices)

Registrant’s telephone number, including area code
(301) 429-3200

Securities registered pursuant to Section 12(b) of the Act:
None

Securities registered pursuant to Section 12(g) of the Act:
Trading Symbol(s)
UONE
UONEK

Title of each class:

Class A Common Stock, $0.001 Par Value
Class D Common Stock, $0.001 Par Value

Name of each exchange on which registered:
NASDAQ Stock Market
NASDAQ Stock Market

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes  ☐  No  ☒

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act.  Yes  ☐  No  ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such
shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes  ☒  No  ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during
the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  Yes  ☒  No  ☐

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of the registrant’s knowledge, in definitive
proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. Yes  ☐  No  ☒

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or emerging growth company. See the definitions of
“large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer  ☐          Accelerated filer  ☒          Non-accelerated filer  ☐
Smaller reporting company  ☒          Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards
provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b)
of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. Yes  ☒  No  ☐

Indicate by check mark whether the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act. Yes  ☐  No ☒ 

The number of shares outstanding of each of the issuer’s classes of common stock is as follows:

Class
Class A Common Stock, $.001 par value
Class B Common Stock, $.001 par value
Class C Common Stock, $.001 par value
Class D Common Stock, $.001 par value

Outstanding at March 4, 2022
9,104,916
2,861,843
2,045,016
37,328,975

The aggregate market value of common stock held by non-affiliates of the Registrant, based upon the closing price of the Registrant’s Class A and Class D common stock on June 30, 2021,

was approximately $152.0 million.

    
    
 
 
 
 
    
 
 
 
 
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URBAN ONE, INC. AND SUBSIDIARIES

Form 10-K
For the Year Ended December 31, 2021

TABLE OF CONTENTS

Item 1. Business
Item 1A. Risk Factors
Item 1B. Unresolved Staff Comments
Item 2. Properties
Item 3. Legal Proceedings
Item 4. Mine Safety Disclosure

PART I

PART II

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity

Securities

Item 6. Selected Financial Data
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 7A. Quantitative and Qualitative Disclosure About Market Risk
Item 8. Financial Statements and Supplementary Data
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9A. Controls and Procedures
Item 9B. Other Information

PART III

Item 10. Directors and Executive Officers of the Registrant
Item 11. Executive Compensation
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
Item 13. Certain Relationships and Related Transactions
Item 14. Principal Accounting Fees and Services

Item 15. Exhibits and Financial Statement Schedules
Item 16. Form 10-K Summary
SIGNATURES

PART IV

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CERTAIN DEFINITIONS

Unless otherwise noted, throughout this report, the terms “Urban One,” “the Company,” “we,” “our,” and “us” refer to

Urban One, Inc. together with all of its subsidiaries.

We use the terms “local marketing agreement” (“LMA”) or time brokerage agreement (“TBA”) in various places in
this report. An LMA or a TBA is an agreement under which a Federal Communications Commission (“FCC”) licensee of a
radio station makes available, for a fee, air time on its station to another party. The other party provides programming to be
broadcast  during  the  airtime  and  collects  revenues  from  advertising  it  sells  for  broadcast  during  that  programming.  In
addition to entering into LMAs or TBAs, we will, from time to time, enter into management or consulting agreements that
provide us with the ability, as contractually specified, to assist current owners in the management of radio station assets
that we have contracted to purchase, subject to FCC approval. In such arrangements, we generally receive a contractually
specified management fee or consulting fee in exchange for the services provided.

The  term  “broadcast  and  digital  operating  income”  is  used  throughout  this  report.  Net  income  (loss)  before
depreciation  and  amortization,  income  taxes,  interest  expense,  interest  income,  noncontrolling  interests  in  income  of
subsidiaries,  other  (income)  expense,  corporate  selling,  general  and  administrative,  expenses,  stock-based  compensation,
impairment of long-lived assets, (gain) loss on retirement of debt and gain on sale-leaseback, is commonly referred to in
the radio broadcasting industry as “station operating income.” However, given the diverse nature of our business, station
operating income is not truly reflective of our multi-media operation and, therefore, we now use the term broadcast and
digital  operating  income.  Broadcast  and  digital  operating  income  is  not  a  measure  of  financial  performance  under
accounting  principles  generally  accepted  in  the  United  States  (“GAAP”).  Nevertheless,  broadcast  and  digital  operating
income  is  a  significant  basis  used  by  our  management  to  evaluate  the  operating  performance  of  our  core  operating
segments. Broadcast and digital operating income provides helpful information about our results of operations, apart from
expenses associated with our fixed and long-lived intangible assets, income taxes, investments, impairment charges, debt
financings  and  retirements,  corporate  overhead  and  stock-based  compensation.  Our  measure  of  broadcast  and  digital
operating income is similar to our historic use of station operating income; however, it reflects our more diverse business,
and  therefore,  may  not  be  similar  to  “station  operating  income”  or  other  similarly  titled  measures  as  used  by  other
companies. Broadcast and digital operating income does not represent operating loss or cash flow from operating activities,
as  those  terms  are  defined  under  GAAP,  and  should  not  be  considered  as  an  alternative  to  those  measurements  as  an
indicator of our performance.

The term “broadcast and digital operating income margin” is also used throughout this report. Broadcast and digital
operating income margin represents broadcast and digital operating income as a percentage of net revenue. Broadcast and
digital  operating  income  margin  is  not  a  measure  of  financial  performance  under  GAAP.  Nevertheless,  we  believe  that
broadcast  and  digital  operating  income  margin  is  a  useful  measure  of  our  performance  because  it  provides  helpful
information  about  our  profitability  as  a  percentage  of  our  net  revenue.  Broadcast  and  digital  operating  margin  includes
results from all four segments (radio broadcasting, Reach Media, digital and cable television).

Unless otherwise indicated:

● we obtained total radio industry revenue levels from the Radio Advertising Bureau (the “RAB”);

● we obtained audience share and ranking information from Nielsen Audio, Inc. (“Nielsen”); and

● we derived historical market statistics and market revenue share percentages from data published by Miller,
Kaplan,  Arase  &  Co.,  LLP  (“Miller  Kaplan”),  a  public  accounting  firm  that  specializes  in  serving  the
broadcasting industry and BIA/Kelsey (“BIA”), a media and telecommunications advisory services firm.

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Cautionary Note Regarding Forward-Looking Statements

Our disclosure and analysis in this annual report on Form 10-K concerning our operations, cash flows and financial
position, contains forward-looking statements within the meaning of Section 27A of the Securities Act, and Section 21E of
the Securities Exchange Act of 1934, as amended. These forward-looking statements do not relay historical facts, but rather
reflect  our  current  expectations  concerning  future  operations,  results  and  events.  All  statements  other  than  statements  of
historical fact are “forward-looking statements” including any projections of earnings, revenues or other financial items;
any  statements  of  the  plans,  strategies  and  objectives  of  management  for  future  operations;  any  statements  concerning
proposed new activities, services or developments; any statements regarding future economic conditions or performance;
any  statements  of  belief;  and  any  statements  of  assumptions  underlying  any  of  the  foregoing.  You  can  identify  some  of
these  forward-looking  statements  by  our  use  of  words  such  as  “anticipates,”  “expects,”  “intends,”  “plans,”  “believes,”
“seeks,”  “likely,”  “may,”  “estimates”  and  similar  expressions.  You  can  also  identify  a  forward-looking  statement  in  that
such statements discuss matters in a way that anticipates operations, results or events that have not already occurred but
rather will or may occur in future periods. We cannot guarantee that we will achieve any forward-looking plans, intentions,
results,  operations  or  expectations.  Because  these  statements  apply  to  future  events,  they  are  subject  to  risks  and
uncertainties,  some  of  which  are  beyond  our  control  that  could  cause  actual  results  to  differ  materially  from  those
forecasted or anticipated in the forward-looking statements. These risks, uncertainties and factors include (in no particular
order), but are not limited to:

● public health crises, epidemics and pandemics such as the ongoing COVID-19 pandemic and their impact on
our  business  and  the  businesses  of  our  advertisers,  including  disruptions  and  inefficiencies  in  the  supply
chain;

● economic volatility, financial market unpredictability and fluctuations in the United States and other world
economies that may affect our business and financial condition, and the business and financial conditions of
our advertisers, including as a result of the ongoing COVID-19 pandemic and any similar future occurrences;

● our  high  degree  of  leverage,  certain  cash  commitments  related  thereto  and  potential  inability  to  finance

strategic transactions given fluctuations in market conditions;

● fluctuations  in  the  local  economies  of  the  markets  in  which  we  operate  (particularly  our  largest  markets,
Atlanta;  Baltimore;  Houston;  and  Washington,  DC)  could  negatively  impact  our  ability  to  meet  our  cash
needs;

● The extent of the impact of the COVID-19 pandemic (particularly in our largest markets, Atlanta; Baltimore;
Houston; and Washington, DC), including the duration, spread, severity, and the impact of any variants, the
duration  and  scope  of  related  government  orders  and  restrictions,  the  impact  on  our  employees,  and  the
extent of the impact of the COVID-19 pandemic on overall demand for advertising across our various media;

● local, regional, national, and international economic conditions that have fluctuated and/or deteriorated as a
result of the COVID-19 pandemic, including the risks of a global recession or a recession in one or more of
our  key  markets,  the  impact  that  these  economic  conditions  may  have  on  us  and  our  customers,  and  our
assessment of that impact;

● risks associated with the implementation and execution of our business diversification strategy, including our

strategic actions with respect to expansion into gaming;

● risks  associated  with  our  investments  in  gaming  businesses  that  are  managed  or  operated  by  persons  not

affiliated with us and over which we have little or no control;

● regulation  by  the  Federal  Communications  Commission  (“FCC”)  relative  to  maintaining  our  broadcasting

licenses, enacting media ownership rules and enforcing of indecency rules;

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● regulation  by  certain  gaming  commissions  relative  to  maintaining  our  interests,  or  our  creditors  ability  to
foreclose on collateral that includes our interests in, in any gaming licenses, joint ventures or other gaming
and casino investments;

● changes in our key personnel and on-air talent;

● increases  in  competition  for  and  in  the  costs  of  our  programming  and  content,  including  on-air  talent  and

content production or acquisitions costs;

● financial losses that may be incurred due to impairment charges against our broadcasting licenses, goodwill,

and other intangible assets;

● increased  competition  for  advertising  revenues  with  other  radio  stations,  broadcast  and  cable  television,
newspapers  and  magazines,  outdoor  advertising,  direct  mail,  internet  radio,  satellite  radio,  smart  phones,
tablets, and other wireless media, the internet, social media, and other forms of advertising;

● the impact of our acquisitions, dispositions and similar transactions, as well as consolidation in industries in

which we and our advertisers operate;

● developments and/or changes in laws and regulations, such as the California Consumer Privacy Act or other

similar federal or state regulation through legislative action and revised rules and standards;

● disruptions to our technology network including computer systems and software, whether by man-made or
other  disruptions  of  our  operating  systems,  structures  or  equipment  as  well  as  natural  events  such  as
pandemic, severe weather, fires, floods and earthquakes;

● other factors mentioned in our filings with the Securities and Exchange Commission (“SEC”) including the

factors discussed in detail in Item 1A, “Risk Factors,” contained in this report.

You  should  not  place  undue  reliance  on  these  forward-looking  statements,  which  reflect  our  views  based  only  on
information currently available to us as of the date of this report. We undertake no obligation to publicly update or revise
any forward-looking statements because of new information, future events, or otherwise.

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ITEM 1. BUSINESS

Overview

PART I

Urban One, Inc. (a Delaware corporation originally formed in 1980 and hereinafter referred to as “Urban One”) and its
subsidiaries  (collectively,  the  “Company”)  is  an  urban-oriented,  multi-media  company  that  primarily  targets  African-
American  and  urban  consumers.  Our  core  business  is  our  radio  broadcasting  franchise  which  is  the  largest  radio
broadcasting operation that primarily targets African-American and urban listeners. As of December 31, 2021, we owned
and/or operated 64 independently formatted, revenue producing broadcast stations (including 54 FM or AM stations, 8 HD
stations, and the 2 low power television stations we operate) located in 13 of the most populous African-American markets
in the United States. While a core source of our revenue has historically been and remains the sale of local and national
advertising  for  broadcast  on  our  radio  stations,  our  strategy  is  to  operate  the  premier  multi-media  entertainment  and
information  content  platform  targeting  African-American  and  urban  consumers.  Thus,  we  have  diversified  our  revenue
streams  by  making  acquisitions  and  investments  in  other  complementary  media  properties.  Our  diverse  media  and
entertainment interests include TV One, LLC (“TV One”), which operates two cable television networks targeting African-
American  and  urban  viewers,  TV  One  and  CLEO  TV;  our  80.0%  ownership  interest  in  Reach  Media,  Inc.  (“Reach
Media”),  which  operates  the  Rickey  Smiley  Morning  Show  and  our  other  syndicated  programming  assets,  including  the
Get Up! Mornings with Erica Campbell Show, Russ Parr Morning Show and the DL Hughley Show; and Interactive One,
LLC  (“Interactive  One”),  our  wholly  owned  digital  platform  serving  the  African-American  community  through  social
content, news, information, and entertainment websites, including its Cassius and Bossip, HipHopWired and MadameNoire
digital platforms and brands. We also hold a minority ownership interest in MGM National Harbor Casino, a gaming resort
located in Prince George’s County, Maryland. Through our national multi-media operations, we provide advertisers with a
unique and powerful delivery mechanism to communicated with African-American and urban audiences.

Our  core  radio  broadcasting  franchise  operates  under  the  brand  “Radio  One.”    We  also  operate  other  media  brands,
such  as  TV  One,  CLEO  TV,  Reach  Media  and  Interactive  One,  while  developing  additional  branding  reflective  of  our
diverse media operations and our targeting of African-American and urban audiences.

Recent Developments

Impact of Public Health Crisis

Throughout each of 2020 and 2021, the COVID-19 pandemic had an impact on certain of our revenue and alternative
revenue sources. Most notably, a number of advertisers across a variety of significant advertising categories have ceased
business or reduced advertising spend due to the pandemic. This has been particularly true within our radio segment which
derives substantial revenue from local advertisers, including in areas such as Texas, Ohio and Georgia. The economies in
these areas were hit particularly hard due to social distancing and other government interventions. Further, the COVID-19
pandemic has caused a shift in the way people work and commute, which in some instances has altered demand for our
broadcast radio advertising. Finally, the COVID-19 outbreak caused the postponement or cancellation of certain of our tent
pole  special  events  or  otherwise  impaired  or  limited  ticket  sales  for  such  events.  We  do  not  carry  business  interruption
insurance to compensate us for losses that occurred as a result of the pandemic and such losses may continue to occur as a
result  of  the  ongoing  and  fluctuating  nature  of  the  COVID-19  pandemic.  Outbreaks  in  the  markets  in  which  we  operate
could have material impacts on our liquidity, operations including potential impairment of assets, and our financial results.
Likewise,  our  income  from  our  investment  in  MGM  National  Harbor  Casino  has  at  times  been  negatively  affected  by
closures and limitations on occupancy imposed by state and local governmental authorities.

We  anticipate  continued  fluctuations  in  revenues  due  to  ongoing  nature  of  the  COVID-19  pandemic.  The  extent  to
which our results continue to be affected by the COVID-19 pandemic will largely depend on future developments, which
cannot be accurately predicted and are uncertain. These developments include, but are not limited to, the duration, scope
and severity of the COVID-19 pandemic, any additional resurgences, variants or new viruses; the ability to effectively and
widely manufacture and distribute vaccines/boosters; the public’s perception of the safety of the vaccines/boosters and the
public’s willingness to take the vaccines/boosters; the effect of the COVID-19 pandemic on our customers and the ability

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of our clients to meet their payment terms; the public’s willingness to attend live events; and the pace of recovery when the
pandemic subsides.

Other Recent Developments

On November 6, 2020, the Company entered into a definitive asset exchange agreement with Audacy, Inc. (formerly
Entercom  Communications  Corp.)  whereby  the  Company  would  receive  Charlotte  stations:  WLNK-FM  (Adult
Contemporary);  WBT-AM  &  FM  (News  Talk  Radio);  and  WFNZ-AM  &  102.5  FM  Translator  (Sports  Radio).  In
exchange,  Urban  One  would  transfer  three  radio  stations  to  Audacy:  St.  Louis,  WHHL-FM  (Urban  Contemporary);
Philadelphia,  WPHI-FM  (Urban  Contemporary);  and  Washington,  DC,  WTEM-AM  (Sports);  as  well  as  the  intellectual
property  to  its  St.  Louis  radio  station,  WFUN-FM  (Adult  Urban  Contemporary).  The  Company  and  Audacy  began
operation  of  the  exchanged  stations  on  or  about  November  23,  2020  under  LMAs  until  Federal  Communications
Commission  (“FCC”)  approval  was  obtained.  The  deal  was  subject  to  FCC  approval  and  other  customary  closing
conditions  and,  after  obtaining  the  approvals,  closed  on  April  20,  2021.  In  addition,  the  Company  entered  into  an  asset
purchase agreement with Gateway Creative Broadcasting, Inc. (“Gateway”) for the remaining assets of our WFUN station
in  a  separate  transaction  which  also  closed  on  April  20,  2021.  The  Company  received  approximately  $8.0  million  and
exchanged approximately $8.0 million in tangible and intangible assets as part of the transaction with Gateway.

PPP Loans

On December 27, 2020, the Consolidated Appropriations Act of 2021 was signed into law. The legislation creates a
second round of Paycheck Protection Program (“PPP”) loans of up to $2 million available to businesses with 300 or fewer
employees that have sustained a 25% revenue loss in any quarter of 2020. Certain of the new PPP provisions may benefit
broadcasters such as the Company. The provisions (i) allow individual TV and radio stations to apply for PPP loans as long
as  the  individual  TV  or  radio  station  employs  not  more  than  300  employees  per  physical  location;  (ii)  permit  the  Small
Business Administration (“SBA”) to make loans up to $10 million total across TV and radio stations owned by a station
group; (iii) require newly eligible individual TV and radio stations to make a good faith certification that proceeds of the
loan will be used to support expenses for the production or distribution of locally-focused or emergency information; and
(iv)  waive  any  prohibition  on  loans  to  broadcast  stations  owned  by  publicly  traded  entities.  On  January  29,  2021,  the
Company  submitted  an  application  for  participation  in  the  PPP  loan  program.  On  June  1,  2021,  the  Company  received
proceeds  of  approximately  $7.5  million.  The  loan  bears  interest  at  a  fixed  rate  of  1%  per  year  and  will  not  be  changed
during the life of the loan. The loan matures June 1, 2026. The Company is in the process of applying for loan forgiveness.
While certain of the PPP loans may be forgivable, until they are repaid or forgiven, the loan amount may constitute debt
under the 2028 Notes (as defined below) and increase the Company’s leverage.

2028 Notes Offering

On January 25, 2021, the Company closed on an offering (the “2028 Notes Offering”) of $825 million in aggregate
principal amount of senior secured notes due 2028 (the “2028 Notes”) in a private offering exempt from the registration
requirements of the Securities Act of 1933, as amended (the “Securities Act”). The 2028 Notes are general senior secured
obligations of the Company and are guaranteed on a senior secured basis by certain of the Company’s direct and indirect
restricted subsidiaries. The 2028 Notes mature on February 1, 2028 and interest on the Notes accrues and is payable semi-
annually in arrears on February 1 and August 1 of each year, commencing on August 1, 2021 at the rate of 7.375% per
annum.

The Company used the net proceeds from the 2028 Notes Offering, together with cash on hand, to repay or redeem
(1)  the  loans  outstanding  under  that  certain  Credit  Agreement,  dated  as  of  April  18,  2017,  by  and  among  the  Company,
various lenders party thereto, Guggenheim Securities Credit Partners, LLC, as administrative agent, and The Bank of New
York  Mellon,  as  collateral  agent  (the  “2017  Credit  Facility”);  (2)  our  2018  credit  agreement  (“2018  Credit  Facility”),
among  the  Company,  the  lenders  party  thereto  from  time  to  time,  Wilmington  Trust,  National  Association,  as
administrative  agent,  and  TCG  Senior  Funding  L.L.C.,  as  sole  lead  arranger  and  sole  book  runner;  (3)  the  2018  credit
agreement  entered  into  by  Urban  One  Entertainment  SPV,  LLC  and  its  immediate  parent,  Radio  One  Entertainment
Holdings,  LLC,  each  of  which  is  a  wholly  owned  subsidiary  of  the  Company,  providing  $50.0  million  in  term  loan
borrowings (the “MGM National Harbor Loan”); (4) the remaining amounts of our 7.375% Senior Secured Notes due 2022
(the “7.375% Notes”); and (5) our 8.75% Senior Secured Notes due December 2022 (the “8.75% Notes”). Upon

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settlement of the 2028 Notes Offering, the 2017 Credit Facility, the 2018 Credit Facility and the MGM National Harbor
Loan were terminated and the indentures governing the 7.375% Notes and the 8.75% Notes were satisfied and discharged.

Segments

As  part  of  our  consolidated  financial  statements,  consistent  with  our  financial  reporting  structure  and  how  the
Company  currently  manages  its  businesses,  we  have  provided  selected  financial  information  on  the  Company’s  four
reportable segments: (i) radio broadcasting; (ii) cable television; (iii) Reach Media; and (iv) digital.

Our Radio Station Portfolio, Strategy and Markets

As noted above, our core business is our radio broadcasting franchise which is the largest radio broadcasting operation
in the country primarily targeting African-American and urban listeners. Within the markets in which we operate, we strive
to build clusters of radio stations with each radio station targeting different demographic segments of the African-American
population.  This  clustering  and  programming  segmentation  strategy  allows  us  to  achieve  greater  penetration  within  the
distinct  segments  of  our  overall  target  market.  In  addition,  we  have  been  able  to  achieve  operating  efficiencies  by
consolidating office and studio space where possible to minimize duplicative management positions and reduce overhead
expenses. Depending on market conditions, changes in ratings methodologies and economic and demographic shifts, from
time to time, we may reprogram some of our stations in underperforming segments of certain markets.

As  of  December  31,  2021,  we  owned  and/or  operated  64  independently  formatted,  revenue  producing  broadcast
stations (including 54 FM or AM stations, 8 HD stations, and the 2 low power television stations we operate but excluding
translators) located in 13 of the most populous African-American markets in the United States. The following tables set
forth further selected information about our portfolio of radio stations as of December 31, 2021.

Urban One 

Market Data

Entire Audience
Four Book

Ranking by Size of
African-American
Average Audience  Population Persons

Market

Number of Stations*

Share(1)

Atlanta
Washington, DC
Houston
Dallas
Philadelphia
Baltimore
Charlotte
Raleigh-Durham
Cleveland
Richmond(3)
Columbus
Indianapolis
Cincinnati
Total

     FM      AM      HD       LP/TV**    

 4  
 4  
 3  
 2  
 2  
 2  
 6  
 4  
 2  
 4  
 5  
 3  
 2  
 43  

 2  

 2  
 1  

 2  
 2  

 1  
 1  
 11  

 1  

 1  

 2  
 1  

 1  

 1  
 1  
 8  

 12.3  
 10.8  
 9.5  
 4.2  
 3.5  
 14.9  
 18.6  
 16.0  
 11.7  
 18.1  
 6.3  
 12.2  
 6.4  

 2  
 3  
 6  
 5  
 7  
 11  
 12  
 18  
 20  
 23  
 25  
 30  
 36  

 1  
 1  

 2  

 12+(2)

Total 
(millions)

 5.1  
 5.1  
 6.1  
 6.5  
 4.8  
 2.5  
 2.4  
 1.7  
 1.8  
 1.1  
 1.7  
 1.6  
 1.9  

Estimated Fall 2021
Metro
Population Persons
 12+
African-
 American 
%

 36
 27
 18
 17
 21
 30
 23
 22
 20
 30
 18
 17
 13

(1) Audience  share  data  are  for  the  12+  demographic  and  derived  from  the  Nielsen  Survey  ending  with  the  Fall  2021

Nielsen Survey.

(2) Population estimates are from the Nielsen Radio Market Survey Population, Rankings and Information, Fall 2021.

(3) Richmond is the only market in which we operate using the diary methodology of audience measurement.

*

19 non-independently formatted HD stations and 12 non-independently formatted translators owned and operated by
the Company are not included in the above station count. Changes in the programming of our HD stations or
translators may alter our station count from time to time.

** Low power television station

8

    
    
    
 
   
   
 
   
   
 
 
   
 
   
   
   
 
 
   
 
   
 
   
   
 
   
   
   
 
   
 
   
   
 
 
   
 
 
   
 
   
   
   
  
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Market
Atlanta

WAMJ/WUMJ
WHTA
WPZE
WAMJ-HD-2

Baltimore

WERQ
WOLB
WWIN-FM
WWIN-AM
WLIF-HD-2

Charlotte

WPZS
WOSF
WQNC
WBT-AM
WBT-FM
WFNZ
WLNK

Cincinnati

WIZF
WOSL
WDBZ-AM
WIZF-HD2

Cleveland

WENZ
WERE-AM
WJMO-AM
WZAK
WENZ-HD-2

Columbus

WCKX
WXMG
WBMO
WJYD
WWLG
WQMC-TV

Dallas

KBFB
KZJM

Market Rank Metro 
Population 2021
7

Format

Target Demo

21

23

33

35

36

5

  Urban AC
  Urban Contemporary
  Contemporary Inspirational
  Urban Contemporary

  Urban Contemporary
  News/Talk
  Urban AC
  Gospel
  Contemporary Inspirational

  Contemporary Inspirational
  Urban AC / Old School
  Urban Contemporary
  News Talk
  News Talk
  Sports Talk
  Hot Adult Contemporary

  Urban Contemporary
  Urban AC / Old School
  Talk

Hispanic

  Urban Contemporary
  News/Talk
  Contemporary Inspirational
  Urban AC
  Contemporary Inspirational

  Urban Contemporary
  Urban AC
  Urban Contemporary
  Contemporary Inspirational
  Hispanic
  Television

  Urban Contemporary
  Urban Contemporary

9

25-54
18-34
25-54
25-54

18-34
35-64
25-54
35-64
25-54

25-54
25-54
18-34
25-54
25-54
25-54
25-54

18-34
25-54
35-64
25-54

18-34
35-64
35-64
25-54
35-64

18-34
25-54
18-34
25-54
25-54
25-54

18-34
25-54

    
    
    
 
 
   
  
 
  
 
 
  
 
 
  
 
 
  
 
 
 
   
  
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
   
  
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
   
  
 
  
 
 
  
 
 
  
 
 
 
   
  
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
   
  
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
   
  
 
  
 
 
  
 
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Market

Houston

KBXX
KMJQ
KROI
KMJQ-HD2

Indianapolis

WTLC-FM
WHHH
WNOW
WTLC-AM
WNOW-HD2, HD3
WDNI-TV

Philadelphia

WPPZ
WRNB
WPPZ-HD2
WRNB-HD2

Raleigh

WFXC/WFXK
WQOK
WNNL

Richmond (1)

WKJS/WKJM
WCDX
WPZZ
WXGI-AM/WTPS-AM

Washington DC

WKYS
WMMJ/WDCJ
WPRS
WOL-AM
WYCB-AM

Market Rank Metro 
Population 2021

Format

Target Demo

6

39

9

37

53

8

  Urban Contemporary
  Urban AC
  Contemporary Inspirational
  Contemporary Inspirational

  Urban AC
  Urban Contemporary
  Pop/CHR
  Contemporary Inspirational
  Regional Mexican
  Television

  Adult Contemporary
  Mainstream Urban
  Contemporary Inspirational
  Urban AC

  Urban AC
  Urban Contemporary
  Contemporary Inspirational

  Urban AC
  Urban Contemporary
  Contemporary Inspirational
  Classic Hip Hop

  Urban Contemporary
  Urban AC
  Contemporary Inspirational
  News/Talk
  Gospel

18-34
25-54
18-34
25-54

25-54
18-34
18-34
35-64
25-54
25-54

25-54
25-54
25-54
25-54

25-54
18-34
25-54

25-54
18-34
25-54
25-54

18-34
25-54
25-54
35-64
35-64

AC-refers to Adult Contemporary

CHR-refers to Contemporary Hit Radio

Pop-refers to Popular Music

Old School - refers to Old School Hip/Hop

(1) Richmond is the only market in which we operate using the diary methodology of audience measurement.

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For  the  year  ended  December  31,  2021,  approximately  31.8%  of  our  net  revenue  was  generated  from  the  sale  of
advertising in our core radio business, excluding Reach Media. Within our core radio business, four (Houston, Washington,
DC, Atlanta and Baltimore) of the 13 markets in which we operated radio stations throughout 2021 or a portion thereof
accounted for approximately 53.8% of our radio station net revenue for the year ended December 31, 2021. Revenue from
the  operations  of  Reach  Media,  along  with  revenue  from  both  the  Houston  and  Washington,  DC  markets  accounted  for
approximately  19.3%  of  our  total  consolidated  net  revenue  for  the  year  ended  December  31,  2021.  Revenue  from  the
operations  of  Reach  Media,  along  with  revenue  from  the  four  significant  contributing  radio  markets,  accounted  for
approximately  27.5%  of  our  total  consolidated  net  revenue  for  the  year  ended  December  31,  2021.  Adverse  events  or
conditions  (economic,  including  government  cutbacks  or  otherwise)  could  lead  to  declines  in  the  contribution  of  Reach
Media or declines in one or more of the four significant contributing radio markets, which could have a material adverse
effect on our overall financial performance and results of operations.

Radio Advertising Revenue

Substantially  all  net  revenue  generated  from  our  radio  franchise  is  generated  from  the  sale  of  local,  national  and
network advertising. Local sales are made by the sales staff located in our markets. National sales are made primarily by
Katz  Communications,  Inc.  (“Katz”),  a  firm  specializing  in  radio  advertising  sales  on  the  national  level.  Katz  is  paid
agency  commissions  on  the  advertising  sold.  Approximately  59.2%  of  our  net  revenue  from  our  core  radio  business  for
the  year  ended  December  31,  2021,  was  generated  from  the  sale  of  local  advertising  and  36.3%  from  sales  to  national
advertisers,  including  network/syndication  advertising.  The  balance  of  net  revenue  from  our  radio  segment  is  primarily
derived  from  tower  rental  income,  ticket  sales,  and  revenue  related  to  sponsored  events,  management  fees  and  other
alternative revenue.

Advertising rates charged by radio stations are based primarily on:

● a radio station’s audience share within the demographic groups targeted by the advertisers;

● the number of radio stations in the market competing for the same demographic groups; and

● the supply and demand for radio advertising time.

A  radio  station’s  listenership  is  measured  by  the  Portable  People  MeterTM  (the  “PPMTM”)  system  or  diary  ratings
surveys, both of which estimate the number of listeners tuned to a radio station and the time they spend listening to that
radio station. Ratings are used by advertisers to evaluate whether to advertise on our radio stations, and are used by us to
chart  audience  size,  set  advertising  rates  and  adjust  programming.  Advertising  rates  are  generally  highest  during  the
morning and afternoon commuting hours.

Cable Television, Reach Media and Digital Segments, Strategy and Sources of Revenue and Income

We have expanded our operations to include other media forms that are complementary to our core radio business. In a
strategy  similar  to  our  radio  market  segmentation,  we  have  multiple  complementary  media  and  online  brands.  Each  of
these brands focuses upon a different segment of African-American consumers. With our multiple brands, we are able to
direct advertisers to specific audiences within the urban communities in which we are located or to bundle the brands for
advertising sales purposes when advantageous.

TV  One,  our  primary  cable  television  franchise  targeting  the  African-American  and  urban  communities,  derives  its
revenue  from  advertising  and  affiliate  revenue.  Advertising  revenue  is  derived  from  the  sale  of  television  air  time  to
advertisers and is recognized when the advertisements are run. TV One also derives revenue from affiliate fees under the
terms  of  various  affiliation  agreements  based  upon  a  per  subscriber  fee  multiplied  by  the  most  recent  subscriber  counts
reported by the applicable affiliate. In January 2019, we launched a second cable television franchise called CLEO TV, a
lifestyle and entertainment network targeting Millennial and Gen X women of color also operated by TV One, LLC. CLEO
TV derives its revenue principally from advertising.

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Reach Media, our syndicated radio unit, primarily derives its revenue from the sale of advertising in connection with
its syndicated radio shows, including the Rickey Smiley Morning Show, Get Up! Mornings with Erica Campbell, the Russ
Parr Morning Show, and the DL Hughley Show. In addition to being broadcast on 49 Urban One stations, our syndicated
radio programming also was available on 209 non-Urban One stations throughout the United States as of December 31,
2021.

We  have  launched  websites  that  simultaneously  stream  radio  station  content  for  each  of  our  radio  stations,  and  we
derive  revenue  from  the  sale  of  advertisements  on  those  websites.  We  generally  encourage  our  web  advertisers  to  run
simultaneous radio campaigns and use mentions in our radio airtime to promote our websites. By providing streaming, we
have  been  able  to  broaden  our  listener  reach,  particularly  to  “office  hour”  listeners,  including  at  home  “office  hour”
listeners. We believe streaming has had a positive impact on our radio stations’ reach to listeners. In addition, our station
websites link to our other online properties operated by our primary digital unit, Interactive One. Interactive One operates
the  largest  social  networking  site  primarily  targeting  African-Americans  and  other  branded  websites,  including  Bossip,
HipHopWired and MadameNoire. Interactive One derives revenue from advertising services on non-radio station branded
websites, and studio services where Interactive One provides services to other publishers. Advertising services include the
sale  of  banner  and  sponsorship  advertisements.  Advertising  revenue  is  recognized  either  as  impressions  (the  number  of
times advertisements appear in viewed pages) are delivered or when “click through” purchases are made, where applicable.
In  addition,  Interactive  One  derives  revenue  from  its  studio  operations  which  provide  third-party  clients  with  digital
platforms  and  expertise.  In  the  case  of  the  studio  operations,  revenue  is  recognized  primarily  through  fixed
contractual monthly fees and/or as a share of the third party’s reported revenue.

Finally, our MGM National Harbor investment entitles us to an annual cash distribution based on net gaming revenue
from gaming activities conducted on the site of the facility. Future opportunities could include investments in, acquisitions
of,  or  the  development  of  companies  in  diverse  media  businesses,  gaming  and  entertainment,  music  production  and
distribution,  movie  distribution,  internet-based  services,  and  distribution  of  our  content  through  emerging  distribution
systems such as the Internet, smartphones, cellular phones, tablets, and the home entertainment market.

Competition

The media industry is highly competitive and we face intense competition across our core radio franchise and all of
our complementary media properties. Our media properties compete for audiences and advertising revenue with other radio
stations and with other media such as broadcast and cable television, the Internet, satellite radio, newspapers, magazines,
direct  mail  and  outdoor  advertising,  some  of  which  may  be  owned  or  controlled  by  horizontally-integrated  companies.
Audience ratings and advertising revenue are subject to change and any adverse change in a market could adversely affect
our net revenue in that market. If a competing radio station converts to a format similar to that of one of our radio stations,
or  if  one  of  our  competitors  strengthens  its  signal  or  operations,  our  stations  could  suffer  a  reduction  in  ratings  and
advertising  revenue.  Other  media  companies  which  are  larger  and  have  more  resources  may  also  enter  or  increase  their
presence  in  markets  or  segments  in  which  we  operate.  Although  we  believe  our  media  properties  are  well  positioned  to
compete, we cannot assure that our properties will maintain or increase their current ratings, market share or advertising
revenue.

Providing  content  across  various  distribution  platforms  is  a  highly  competitive  business.  Our  digital  and  cable
television segments compete for the time and attention of internet users and viewers and, thus, advertisers and advertising
revenues with a wide range of internet companies such as AmazonTM, NetflixTM, Yahoo!TM, GoogleTM, and MicrosoftTM,
with social networking sites such as FacebookTM  and  with  traditional  media  companies,  which  are  increasingly  offering
their  own  digital  products  and  services  both  organically  and  through  acquisition.  We  experience  competition  for  the
development and acquisition of content, distribution of content, sale of commercial time on our digital and cable television
networks  and  viewership.  There  is  competition  from  other  digital  companies,  production  studios  and  other  television
networks for the acquisition of content and creative talent such as writers, producers and directors. Our ability to produce
and acquire popular content is an important competitive factor for the distribution of our content, attracting viewers and the
sale  of  advertising.  Our  success  in  securing  popular  content  and  creative  talent  depends  on  various  factors  such  as  the
number  of  competitors  providing  content  that  targets  the  same  genre  and  audience,  the  distribution  of  our  content,
viewership, and the production, marketing and advertising support we provide.

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Our TV One and CLEO TV cable television networks compete with other networks and platforms for the acquisition
and  distribution  of  content  and  for  fees  charged  to  cable  television  operators,  DTH  satellite  service  providers,  and  other
distributors that carry our content. Our ability to secure distribution agreements is necessary to ensure the retention of our
audiences.  Our  contractual  agreements  with  distributors  are  renewed  or  renegotiated  from  time  to  time  in  the  ordinary
course of business. Growth in the number of networks distributed, consolidation and other market conditions in the cable
and satellite distribution industry, and increased popularity of other platforms may adversely affect our ability to obtain and
maintain contractual terms for the distribution of our content that are as favorable as those currently in place. The ability to
secure  distribution  agreements  is  dependent  upon  the  production,  acquisition  and  packaging  of  original  content,
viewership,  the  marketing  and  advertising  support  and  incentives  provided  to  distributors,  the  product  offering  across  a
series of networks within a region, and the prices charged for carriage.

Our networks and digital products compete with other television networks, including broadcast, cable, local networks
and  other  content  distribution  outlets  for  their  target  audiences  and  the  sale  of  advertising.  Our  success  in  selling
advertising is a function of the size and demographics of our audiences, quantitative and qualitative characteristics of the
audience  of  each  network,  the  perceived  quality  of  the  network  and  of  the  particular  content,  the  brand  appeal  of  the
network  and  ratings/algorithms  as  determined  by  third-party  research  companies  or  search  engines,  prices  charged  for
advertising and overall advertiser demand in the marketplace.

Federal Antitrust Laws

The agencies responsible for enforcing the federal antitrust laws, the Federal Trade Commission or the Department of
Justice, may investigate certain acquisitions. We cannot predict the outcome of any specific FTC or Department of Justice
investigation. Any decision by the FTC or the Department of Justice to challenge a proposed acquisition could affect our
ability to consummate the acquisition or to consummate it on the proposed terms. For an acquisition meeting certain size
thresholds, the Hart-Scott-Rodino Antitrust Improvements Act of 1976 requires the parties to file Notification and Report
Forms  concerning  antitrust  issues  with  the  FTC  and  the  Department  of  Justice  and  to  observe  specified  waiting  period
requirements before consummating the acquisition.

Federal Regulation of Radio Broadcasting

The radio broadcasting industry is subject to extensive and changing regulation by the FCC and other federal agencies
of  ownership,  programming,  technical  operations,  employment  and  other  business  practices.  The  FCC  regulates  radio
broadcast  stations  pursuant  to  the  Communications  Act  of  1934,  as  amended  (the  “Communications  Act”).  The
Communications Act permits the operation of radio broadcast stations only in accordance with a license issued by the FCC
upon a finding that the grant of a license would serve the public interest, convenience and necessity. Among other things,
the FCC:

● assigns frequency bands for radio broadcasting;

● determines the particular frequencies, locations, operating power, interference standards, and other technical

parameters for radio broadcast stations;

● issues, renews, revokes and modifies radio broadcast station licenses;

● imposes annual regulatory fees and application processing fees to recover its administrative costs;

● establishes technical requirements for certain transmitting equipment to restrict harmful emissions;

● adopts  and  implements  regulations  and  policies  that  affect  the  ownership,  operation,  program  content,

employment, and business practices of radio broadcast stations; and

● has  the  power  to  impose  penalties,  including  monetary  forfeitures,  for  violations  of  its  rules  and  the

Communications Act.

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The Communications Act prohibits the assignment of an FCC license, or the transfer of control of an FCC licensee,
without the prior approval of the FCC. In determining whether to grant or renew a radio broadcast license or consent to the
assignment  or  transfer  of  control  of  a  license,  the  FCC  considers  a  number  of  factors,  including  restrictions  on  foreign
ownership, compliance with FCC media ownership limits and other FCC rules, the character and other qualifications of the
licensee (or proposed licensee) and compliance with the Anti-Drug Abuse Act of 1988. A licensee’s failure to comply with
the requirements of the Communications Act or FCC rules and policies may result in the imposition of sanctions, including
admonishment,  fines,  the  grant  of  a  license  renewal  for  less  than  a  full  eight-year  term  or  with  conditions,  denial  of  a
license  renewal  application,  the  revocation  of  an  FCC  license,  and/or  the  denial  of  FCC  consent  to  acquire  additional
broadcast properties.

Congress,  the  FCC  and,  in  some  cases,  other  federal  agencies  and  local  jurisdictions  are  considering  or  may  in  the
future consider and adopt new laws, regulations and policies that could affect the operation, ownership and profitability of
our radio stations, result in the loss of audience share and advertising revenue for our radio broadcast stations or affect our
ability to acquire additional radio broadcast stations or finance such acquisitions. Such matters include or may include:

● changes to the license authorization and renewal process;

● proposals to increase record keeping, including enhanced disclosure of stations’ efforts to serve the public

interest;

● proposals to impose spectrum use or other fees on FCC licensees;

● changes to rules relating to political broadcasting, including proposals to grant free air time to candidates,
and other changes regarding political and non-political program content, political advertising rates and
sponsorship disclosures;

● revised rules and policies regarding the regulation of the broadcast of indecent content;

● proposals to increase the actions stations must take to demonstrate service to their local communities;

● technical and frequency allocation matters;

● changes in broadcast multiple ownership, foreign ownership, cross-ownership and ownership attribution

rules and policies;

● service and technical rules for digital radio, including possible additional public interest requirements for

terrestrial digital audio broadcasters;

● legislation that would provide for the payment of sound recording royalties to artists, musicians or record

companies whose music is played on terrestrial radio stations; and

● changes to tax laws affecting broadcast operations and acquisitions.

The  FCC  also  has  adopted  procedures  for  the  auction  of  broadcast  spectrum  in  circumstances  where  two  or  more
parties  have  filed  mutually  exclusive  applications  for  authority  to  construct  new  stations  or  certain  major  changes  in
existing stations. Such procedures may limit our efforts to modify or expand the broadcast signals of our stations.

We  cannot  predict  what  changes,  if  any,  might  be  adopted  or  considered  in  the  future,  or  what  impact,  if  any,  the

implementation of any particular proposals or changes might have on our business.

FCC  License  Grants  and  Renewals.  In  making  licensing  determinations,  the  FCC  considers  an  applicant’s  legal,

technical, character and other qualifications. The FCC grants radio broadcast station licenses for specific periods of time

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and, upon application, may renew them for additional terms. A station may continue to operate beyond the expiration date
of  its  license  if  a  timely  filed  license  renewal  application  is  pending.  Under  the  Communications  Act,  radio  broadcast
station licenses may be granted for a maximum term of eight years.

Generally, the FCC renews radio broadcast licenses without a hearing upon a finding that:

● the radio station has served the public interest, convenience and necessity;

● there  have  been  no  serious  violations  by  the  licensee  of  the  Communications  Act  or  FCC  rules  and

regulations; and

● there have been no other violations by the licensee of the Communications Act or FCC rules and regulations

which, taken together, indicate a pattern of abuse.

After considering these factors and any petitions to deny or informal objections against a license renewal application
(which may lead to a hearing), the FCC may grant the license renewal application with or without conditions, including
renewal for a term less than the maximum otherwise permitted. Historically, our licenses have been renewed for full eight-
year terms without any conditions or sanctions; however, there can be no assurance that the licenses of each of our stations
will be renewed for a full term without conditions or sanctions.

Types of FCC Broadcast Licenses. The FCC classifies each AM and FM radio station. An AM radio station operates
on  either  a  clear  channel,  regional  channel  or  local  channel.  A  clear  channel  serves  wide  areas,  particularly  at  night.  A
regional  channel  serves  primarily  a  principal  population  center  and  the  contiguous  rural  areas.  A  local  channel  serves
primarily a community and the suburban and rural areas immediately contiguous to it. AM radio stations are designated as
Class A, Class B, Class C or Class D. Class A, B and C stations each operate unlimited time. Class A radio stations render
primary  and  secondary  service  over  an  extended  area.  Class  B  stations  render  service  only  over  a  primary  service  area.
Class  C  stations  render  service  only  over  a  primary  service  area  that  may  be  reduced  as  a  consequence  of  interference.
Class D stations operate either during daytime hours only, during limited times only, or unlimited time with low nighttime
power.

FM class designations depend upon the geographic zone in which the transmitter of the FM radio station is located.
The  minimum  and  maximum  facilities  requirements  for  an  FM  radio  station  are  determined  by  its  class.  In  general,
commercial FM radio stations are classified as follows, in order of increasing power and antenna height: Class A, B1, C3,
B,  C2,  C1,  C0  and  C.  The  FCC  has  adopted  a  rule  subjecting  Class  C  FM  stations  that  do  not  satisfy  a  certain  antenna
height requirement to an involuntary downgrade in class to Class C0 under certain circumstances.

Urban One’s Licenses. The following table sets forth information with respect to each of our radio stations for which
we hold the license as of December 31, 2021. Stations which we do not own as of December 31, 2021, but operate under
an LMA, are not reflected on this table. A broadcast station’s market may be different from its community of license. The
coverage of an AM radio station is chiefly a function of the power of the radio station’s transmitter, less dissipative power
losses and any directional antenna adjustments. For FM radio stations, signal coverage area is chiefly a function of the

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ERP  of  the  radio  station’s  antenna  and  the  HAAT  of  the  radio  station’s  antenna.  “ERP”  refers  to  the  effective  radiated
power of an FM radio station. “HAAT” refers to the antenna height above average terrain of an FM radio station.

Market
Atlanta

Washington, DC

Philadelphia

Houston

Dallas

Baltimore

Charlotte

Cleveland

Raleigh-Durham

Richmond

Columbus

Indianapolis

ERP (FM) 
Power 
(AM) in 
Year of 
Station Call Letters Acquisition Class Kilowatts
1999
1999
2002
1999

WUMJ-FM
WAMJ-FM
WHTA-FM
WPZE-FM

C3  
C2  
C2  
A  

 8.5
 33.0
 35.0
 3.0

    FCC 

WOL-AM
WMMJ-FM
WKYS-FM
WPRS-FM
WYCB-AM  
WDCJ-FM

WPHI-FM
WRNB-FM
WPPZ-FM

KMJQ-FM
KBXX-FM
KROI-FM

KBFB-FM
KZMJ-FM

WWIN-AM
WWIN-FM
WOLB-AM
WERQ-FM

WQNC-FM
WPZS-FM
WOSF-FM
WBT-FM
WBT-AM
WFNZ-AM
WLNK-FM

WJMO-AM
WENZ-FM
WZAK-FM
WERE-AM

WQOK-FM
WFXK-FM
WFXC-FM
WNNL-FM

WPZZ-FM
WCDX-FM
WKJM-FM
WKJS-FM
WTPS-AM
WXGI-AM

WCKX-FM
WBMO-FM  
WXMG-FM  
WJYD-FM

WHHH-FM
WTLC-FM
WNOW-FM  
WTLC-AM

1980
1987
1995
2008
1998
2017

1997
2000
2004

2000
2000
2004

2000
2001

1992
1992
1993
1993

2000
2004
2014
2021
2021
2021
2021

1999
1999
2000
2000

2000
2000
2000
2000

1999
2001
2001
2001
2001
2017

2001
2001
2016
2016

2000
2000
2000
2001

C  
A  
B  
B  
C  
A  

A  
B  
A  

C  
C  
C1  

C  
C  

C  
A  
D  
B  

C3  
A  
C1  
C3
A
B
C

B  
B  
B  
C  

C2  
C1  
C3  
C3  

C1  
B1  
A  
A  
C  
D  

A  
A  
B  
A  

A  
A  
A  
B  

 0.4
 2.9
 24.5
 20.0
 1.0
 2.9

 0.3
 17.0
 0.8

 100.0
 100.0
 40.0

 100.0
 100.0

 0.5
 3.0
 0.3
 37.0

 10.5
 6.0
 51.0
 7.7
 50.0
 5.0
 100.0

 5.0
 16.0
 27.5
 1.0

 50.0
 100.0
 13.0
 7.9

 100.0
 4.5
 6.0
 2.3
 1.0
 3.9

 1.9
 6.0
 21.0
 6.0

 3.3
 6.0
 6.0
 5.0

     Antenna      
Height 
(AM) 

HAAT in  Operating 
Frequency
Meters
 165.0  
97.5 MHz  
 185.0   107.5 MHz 
 177.0   107.9 MHz 
 143.0   102.5 MHz 

Expiration 
 Date of FCC
 License
4/1/2028
4/1/2028
4/1/2028
4/1/2028

N/A  
1450 kHz  
 146.0   102.3 MHz 
 215.0  
93.9 MHz  
 244.0   104.1 MHz 
1340 kHz  
N/A  
92.7 MHz  
 145.0  

 338.0   103.9 MHz 
 263.0   100.3 MHz 
 276.0   107.9 MHz 

 524.0   102.1 MHz 
97.9 MHz  
 585.0  
92.1 MHz  
 421.0  

10/1/2027
10/1/2027
10/1/2027
10/1/2027
10/1/2027
10/1/2027

8/1/2022
8/1/2022
6/1/2022

8/1/20211
8/1/20211
8/1/20211

 574.0  
 591.0  

97.9 MHz  
94.5 MHz  

8/1/2029
8/1/2029

N/A  
 91.0
N/A  
 173.0  

1400 kHz  
95.9 MHz  
1010 kHz  
92.3 MHz  

92.7 MHz  
 154.0  
 94.0
  100.9 MHz 
 395.0   105.3 MHz 
 182.2
N/A
N/A
 576.0

99.3 MHz
1110 MHz
610 MHz
107.9 MHz

N/A  
1300 kHz  
 272.0   107.9 MHz 
93.1 MHz  
 189.0  
1490 kHz  
N/A  

97.5 MHz  
 146.0  
 299.0   104.3 MHz 
 141.0   107.1 MHz 
 176.0   103.9 MHz 

 299.0   104.7 MHz 
 235.0  
92.1 MHz  
99.3 MHz  
 100.0  
 162.0   105.7 MHz 
1240 kHz  
N/A  
950 kHz  
N/A  

 126.0   107.5 MHz 
  106.3 MHz 
 99.0
95.5 MHz  
 232.0  
 100.0   107.1 MHz 

96.3 MHz  
 87.0
 99.0
  106.7 MHz 
 100.0   100.9 MHz 
1310 kHz  
N/A  

10/1/2027
10/1/2027
10/1/2027
10/1/2027

12/1/2027
12/1/2027
12/1/2027
12/1/2027
12/1/2027
12/1/2027
12/1/2027

10/1/2028
10/1/2028
10/1/2028
10/1/2028

12/1/2027
12/1/2027
12/1/2027
12/1/2027

10/1/2027
10/1/2027
10/1/2027
10/1/2027
10/1/2027
10/1/2027

10/1/2028
10/1/2028
10/1/2028
10/1/2028

8/1/2028
8/1/2028
8/1/2028
8/1/2028

Cincinnati

8/1/2028
10/1/2028
10/1/2028
1 A station may continue to operate beyond the expiration date of its license if a timely filed license renewal application was filed and is pending, as is the
case with respect to each of our stations with licenses that have expired.

 155.0   101.1 MHz 
N/A  
1230 kHz  
 141.0   100.3 MHz 

WIZF-FM
WDBZ-AM
WOSL-FM

2001
2007
2006

A  
C  
A  

 2.5
 1.0
 3.1

16

    
    
    
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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To obtain the FCC’s prior consent to assign or transfer control of a broadcast license, an appropriate application must
be filed with the FCC. If the assignment or transfer involves a substantial change in ownership or control of the licensee,
for example, the transfer of more than 50% of the voting stock, the applicant must give public notice and the application is
subject to a 30-day period for public comment. During this time, interested parties may file petitions with the FCC to deny
the application. Informal objections may be filed at any time until the FCC acts upon the application. If the FCC grants an
assignment  or  transfer  application,  administrative  procedures  provide  for  petitions  seeking  reconsideration  or  full  FCC
review of the grant. The Communications Act also permits the appeal of a contested grant to a federal court.

Under the Communications Act, a broadcast license may not be granted to or held by any person who is not a U.S.
citizen or by any entity that has more than 20% of its capital stock owned or voted by non-U.S. citizens or entities or their
representatives,  or  by  foreign  governments  or  their  representatives.  The  Communications  Act  prohibits  more  than  25%
indirect foreign ownership or control of a licensee through a parent company if the FCC determines the public interest will
be served by such prohibition. The FCC has interpreted this provision of the Communications Act to require an affirmative
public interest finding before this 25% limit may be exceeded. Since we serve as a holding company for subsidiaries that
serve as licensees for our stations, we are effectively restricted from having more than one-fourth of our stock owned or
voted  directly  or  indirectly  by  non-U.S.  citizens  or  their  representatives,  foreign  governments,  representatives  of  foreign
governments,  or  foreign  business  entities  unless  we  seek  and  obtain  FCC  authority  to  exceed  that  level.  The  FCC  will
entertain  and  authorize,  on  a  case-by-case  basis  and  upon  a  sufficient  public  interest  showing  and  favorable  executive
branch review, proposals to exceed the 25% indirect foreign ownership limit in broadcast licensees.

The  FCC  applies  its  media  ownership  limits  to  “attributable”  interests.  The  interests  of  officers,  directors  and  those
who  directly  or  indirectly  hold  five  percent  or  more  of  the  total  outstanding  voting  stock  of  a  corporation  that  holds  a
broadcast  license  (or  a  corporate  parent)  are  generally  deemed  attributable  interests,  as  are  any  limited  partnership  or
limited liability company interests that are not properly “insulated” from management activities. Certain passive investors
that  hold  stock  for  investment  purposes  only  are  deemed  attributable  with  the  ownership  of  20%  or  more  of  the  voting
stock  of  a  licensee  or  parent  corporation.  An  entity  with  one  or  more  radio  stations  in  a  market  that  enters  into  a  local
marketing agreement or a time brokerage agreement with another radio station in the same market obtains an attributable
interest  in  the  brokered  radio  station  if  the  brokering  station  supplies  programming  for  more  than  15%  of  the  brokered
radio station’s weekly broadcast hours. Similarly, a radio station licensee’s right under a joint sales agreement (“JSA”) to
sell more than 15% per week of the advertising time on another radio station in the same market constitutes an attributable
ownership  interest  in  such  station  for  purposes  of  the  FCC’s  ownership  rules.  Debt  instruments,  non-voting  stock,
unexercised  options  and  warrants,  minority  voting  interests  in  corporations  having  a  single  majority  shareholder,  and
limited partnership or limited liability company membership interests where the interest holder is not “materially involved”
in  the  media-related  activities  of  the  partnership  or  limited  liability  company  pursuant  to  FCC-prescribed  “insulation”
provisions, generally do not subject their holders to attribution unless such interests implicate the FCC’s equity-debt-plus
(or  “EDP”)  rule.  Under  the  EDP  rule,  a  major  programming  supplier  or  the  holder  of  an  attributable  interest  in  a  same-
market radio station, will have an attributable interest in a station if the supplier or same-market media entity also holds
debt  or  equity,  or  both,  in  the  station  that  is  greater  than  33%  of  the  value  of  the  station’s  total  debt  plus  equity.  For
purposes of the EDP rule, equity includes all stock, whether voting or nonvoting, and interests held by limited partners or
limited  liability  company  members  that  are  “insulated”  from  material  involvement  in  the  company’s  media  activities.  A
major programming supplier is any supplier that provides more than 15% of the station’s weekly programming hours.

The Communications Act and FCC rules generally restrict ownership, operation or control of, or the common holding

of attributable interests in, radio broadcast stations serving the same local market in excess of specified numerical limits.

The numerical limits on radio stations that one entity may own in a local market are as follows:

● in a radio market with 45 or more commercial radio stations, a party may hold an attributable interest in up to

eight commercial radio stations, not more than five of which are in the same service (AM or FM);

● in a radio market with 30 to 44 commercial radio stations, a party may hold an attributable interest in up to

seven commercial radio stations, not more than four of which are in the same service (AM or FM);

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● in a radio market with 15 to 29 commercial radio stations, a party may hold an attributable interest in up to

six commercial radio stations, not more than four of which are in the same service (AM or FM); and

● in a radio market with 14 or fewer commercial radio stations, a party may hold an attributable interest in up
to five commercial radio stations, not more than three of which are in the same service (AM or FM), except
that a party may not hold an attributable interest in more than 50% of the radio stations in such market.

To apply these tiers, the FCC currently relies on Nielsen Metro Survey Areas, where they exist. In other areas, the FCC
relies  on  a  contour-overlap  methodology.  The  FCC  has  initiated  a  rulemaking  to  determine  how  to  define  local  radio
markets  in  areas  located  outside  Nielsen  Metro  Survey  Areas.  The  market  definition  used  by  the  FCC  in  applying  its
ownership  rules  may  not  be  the  same  as  that  used  for  purposes  of  the  Hart-Scott-Rodino  Act.  In  2003,  when  the  FCC
changed  its  methodology  for  defining  local  radio  markets,  it  grandfathered  existing  combinations  of  radio  stations  that
would not comply with the modified rules. The FCC’s rules provide that these grandfathered combinations may not be sold
intact except to certain “eligible entities,” which the FCC defines as entities qualifying as a small business consistent with
Small Business Administration standards.

The  media  ownership  rules  are  subject  to  review  by  the  FCC  every  four  years.  In  August  2016,  the  FCC  issued  an
order concluding its 2010 and 2014 quadrennial reviews. The August 2016 decision retained the local radio ownership rule,
the radio-television cross-ownership rule and the prohibition on newspaper-broadcast cross-ownership without significant
changes.  In  November  2017,  the  FCC  adopted  an  order  reconsidering  the  August  2016  decision  and  modifying  it  in  a
number of respects. The November 2017 order on reconsideration did not significantly modify the August 2016 decision
with respect to the local radio ownership limits. It did, however, eliminate the FCC’s previous limits on radio/television
cross-ownership  and  newspaper/broadcast  cross-ownership  effective  February  7,  2018.  In  September  2019,  a  federal
appeals  court  vacated  the  FCC’s  November  2017  order  on  reconsideration,  as  a  result  of  which  the  radio/television  and
newspaper/broadcast cross-ownership rules were reinstated. On April 1, 2021, however, the U.S. Supreme Court reversed
the September 2019 appeals court ruling, resulting in the elimination of the radio/television and newspaper/broadcast cross-
ownership  rules  effective  June  30,  2021.  The  FCC’s  2018  quadrennial  review  of  its  media  ownership  rules,  which
commenced in December 2018, is currently pending.

The attribution and media ownership rules limit the number of radio stations we may acquire or own in any particular
market and may limit the prospective buyers of any stations we want to sell. The FCC’s rules could affect our business in a
number of ways, including, but not limited to, the following:

● the FCC’s radio ownership limits could have an adverse effect on our ability to accumulate stations in a given

area or to sell a group of stations in a local market to a single entity;

● restricting  the  assignment  and  transfer  of  control  of  “grandfathered”  radio  combinations  that  exceed  the
ownership limits as a result of the FCC’s 2003 change in local market definition could adversely affect our
ability to buy or sell a group of stations in a local market from or to a single entity; and

● in general terms, future changes in the way the FCC defines radio markets or in the numerical station caps
could limit our ability to acquire new stations in certain markets, our ability to operate stations pursuant to
certain agreements, and our ability to improve the coverage contours of our existing stations.

Programming  and  Operations.  The  Communications  Act  requires  broadcasters  to  serve  the  “public  interest”  by
presenting  programming  that  responds  to  community  problems,  needs  and  interests  and  by  maintaining  records
demonstrating  such  responsiveness.  The  FCC  considers  complaints  from  viewers  or  listeners  about  a  broadcast  station’s
programming. All radio stations are now required to maintain their public inspection files on a publicly accessible FCC-
hosted online database. Moreover, the FCC has from time to time proposed rules designed to increase local programming
content  and  diversity,  including  renewal  application  processing  guidelines  for  locally-oriented  programming  and  a
requirement  that  broadcasters  establish  advisory  boards  in  the  communities  where  they  own  stations.  Stations  also  must
follow FCC rules and policies regulating political advertising, obscene or indecent programming, sponsorship

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identification,  contests  and  lotteries  and  technical  operation,  including  limits  on  human  exposure  to  radio  frequency
radiation.

The FCC requires that licensees not discriminate in hiring practices on the basis of race, color, religion, national origin
or gender. It also requires stations with at least five full-time employees to broadly disseminate information about all full-
time  job  openings  and  undertake  outreach  initiatives  from  an  FCC  list  of  activities  such  as  participation  in  job  fairs,
internships, or scholarship programs. The FCC is considering whether to apply these recruitment requirements to part-time
employment  positions.  Stations  must  retain  records  of  their  outreach  efforts  and  keep  an  annual  Equal  Employment
Opportunity (“EEO”) report in their public inspection files and post an electronic version on their websites.

From time to time, complaints may be filed against any of our radio stations alleging violations of these or other rules.
In  addition,  the  FCC  may  conduct  audits  or  inspections  to  ensure  and  verify  licensee  compliance  with  FCC  rules  and
regulations.  Failure  to  observe  these  or  other  rules  and  regulations  can  result  in  the  imposition  of  various  sanctions,
including  fines  or  conditions,  the  grant  of  “short”  (less  than  the  maximum  eight  year)  renewal  terms  or,  for  particularly
egregious violations, the denial of a license renewal application or the revocation of a license.

Human Capital

As of December 31, 2021, we employed 825 full-time employees and 330 part-time employees. Our employees are not

unionized.

We believe that our success largely depends upon our continued ability to attract and retain highly skilled employees.
We provide our employees with competitive salaries and bonuses, development programs that enable continued learning
and growth, and offer an employment package that promotes well-being across all aspects of their lives, including health
care, retirement planning and paid time off.

As a business founded by an African-American woman, diversity and inclusion is engrained in our corporate history.
Our  Board  of  Directors  is  diverse;  Catherine  L.  Hughes,  our  Founder  and  Chairperson,  is  an  African-American  woman,
and four of our six directors are minorities. Our President and Chief Executive Officer, who is also a director, Alfred C.
Liggins,  III  is  an  African-American  male,  as  is  our  Senior  Vice  President  and  General  Counsel,  Kristopher  Simpson.
Further, Karen Wishart, our Executive Vice President and Chief Administrative Officer, is an African-American woman, as
is Michelle Rice, President of TV ONE. As of December 31, 2021, 79% of our employees were racially diverse, and 47%
of our employees were women. We are proud that our organization is governed and propelled by such a diverse group of
individuals, which we believe contributes to our Company’s success now, and in the long-term.

    Our  senior  leadership  team  has  introduced  various  initiatives  to  ensure  that  our  Company  remains  inclusive  and
supportive for all, including: (i) conducting workplace training, which includes focuses on unconscious bias, discrimination
and  harassment;  (ii)  leveraging  a  diverse  slate  of  candidates  for  all  job  vacancies,  including  senior  leadership;  and  (iii)
developing content across our multi-media platform that elevates the voice of minority communities to foster equality and
inclusion in both the entertainment industry and across the nation.

Environmental

As  the  owner,  lessee  or  operator  of  various  real  properties  and  facilities,  we  are  subject  to  federal,  state  and  local
environmental  laws  and  regulations.  Historically,  compliance  with  these  laws  and  regulations  has  not  had  a  material
adverse effect on our business. There can be no assurance, however, that compliance with existing or new environmental
laws and regulations will not require us to make significant expenditures in the future.

Corporate Governance

Code of Ethics. We have adopted a code of ethics that applies to all of our directors, officers (including our principal
financial officer and principal accounting officer) and employees and meets the requirements of the SEC and the NASDAQ
Stock Market Rules. Our code of ethics can be found on our website, www.urban1.com. We will provide a paper copy of
the code of ethics, free of charge, upon request.

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Table of Contents

Audit  Committee  Charter.  Our  audit  committee  has  adopted  a  charter  as  required  by  the  NASDAQ  Stock  Market
Rules. This committee charter can be found on our website, www.urban1.com. We will provide a paper copy of the audit
committee charter, free of charge, upon request.

Compensation  Committee  Charter.  Our  Board  of  Directors  has  adopted  a  compensation  committee  charter.  We  will

provide a paper copy of the compensation committee charter, free of charge, upon request.

Internet Address and Internet Access to SEC Reports

Our internet address is www.urban1.com. You may obtain through our internet website, free of charge, copies of our
proxies, annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and any amendments
to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934. These reports
are  available  as  soon  as  reasonably  practicable  after  we  electronically  file  them  with  or  furnish  them  to  the  SEC.  Our
website  and  the  information  contained  therein  or  connected  thereto  shall  not  be  deemed  to  be  incorporated  into  this
Form 10-K.

ITEM 1A. RISK FACTORS

Risks Related to Our Business and Industry

In an enterprise as large and complex as ours, a wide range of factors could affect our business and financial results.
The factors described below are considered to be the most significant, but are not listed in any particular order. There may
be other currently unknown or unpredictable economic, business, competitive, regulatory or other factors that could have
material  adverse  effects  on  our  future  results.  Past  financial  performance  may  not  be  a  reliable  indicator  of  future
performance  and  historical  trends  should  not  be  used  to  anticipate  results  or  trends  in  future  periods.  The  following
discussion of risk factors should be read in conjunction with “Item 7. Management’s Discussion and Analysis of Financial
Condition  and  Results  of  Operations”  and  the  consolidated  financial  statements  and  related  notes  in  “Item  8.  Financial
Statements and Supplementary Data” of this Form 10-K.

Risks Related to the Nature and Operations of Our Business

Impact of Ongoing Public Health Crisis

An  epidemic  or  pandemic  disease  outbreak,  such  as  the  ongoing  COVID-19  pandemic,  has  caused,  and  is  causing,
significant disruption to our business operations. Measures taken by governmental authorities and private actors to limit the
spread  of  the  virus  have  interfered  and  continue  to  interfere  with  the  ability  our  employees,  suppliers,  and  customers  to
conduct  their  functions  and  business  in  a  normal  manner.  Further,  the  demand  for  advertising  across  our  various
segments/platforms  is  linked  to  the  level  of  economic  activity  and  employment  in  the  U.S.  Specifically,  our  business  is
heavily dependent on the demand for advertising from consumer-focused companies. Dislocation of consumer demand due
to social distancing and government interventions (such as lockdowns or shelter in place policies) has caused, and could
further  cause,  advertisers  to  reduce,  postpone  or  eliminate  their  marketing  spending  generally,  and  on  our  platforms  in
particular. Continued or future social distancing, government interventions and/or recessions could have a material adverse
effect on our business and financial condition. Moreover, continued or future declines or disruptions due to the COVID-19
pandemic and new variants of COVID-19, could adversely affect our business and financial performance.

The  extent  to  which  our  results  continue  to  be  affected  by  COVID-19  will  largely  depend  on  future  developments,
which are not within our control and cannot be accurately predicted and are uncertain. These developments include, but are
not limited to, the duration, scope and severity of the pandemic, any additional resurgences, variants or new viruses; the
ability to effectively and widely manufacture and distribute vaccines; the public’s perception of the safety of the vaccines
and their willingness to take the vaccines; the effect of the COVID-19 pandemic on our customers and the ability of our
clients  to  meet  their  payment  terms;  the  public’s  willingness  to  attend  live  events;  and  the  pace  of  recovery  when  the
pandemic subsides.

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The state and condition of the global financial markets and fluctuations in the global and U.S. economies may have an
unpredictable impact on our business and financial condition.

From time to time, including as a result of the current pandemic, the global equity and credit markets experience high
levels of volatility and disruption. At various points in time, the markets have produced upward and/or downward pressure
on stock prices and limited credit capacity for certain companies without regard to those companies’ underlying financial
strength. In addition, advertising is a discretionary and variable business expense. Spending on advertising tends to decline
disproportionately  during  an  economic  recession  or  downturn  as  compared  to  other  types  of  business  spending.
Consequently, a downturn in the United States economy generally has an adverse effect on our advertising revenue and,
therefore,  our  results  of  operations.  A  recession  or  downturn  in  the  economy  of  any  individual  geographic  market,
particularly a major market in which we operate, also may have a significant effect on us. Radio revenues in the markets in
which we operate may also face greater challenges than the U.S. economy generally and may remain so. Radio revenues in
certain  markets  in  which  we  operate  have  lagged  the  growth  of  the  general  United  States  economy.  Radio  revenues  in
markets in which we operate, as measured by the accounting firm Miller Kaplan Arase LLP (“Miller Kaplan”) were down
in 2020 and, while they have recovered, they have yet to fully reach pre-pandemic levels. Even in the absence of a general
recession  or  downturn  in  the  economy,  an  individual  business  sector  (such  as  the  automotive  industry  or  the  hospitality
industry) that tends to spend more on advertising than other sectors might be forced to reduce its advertising expenditures
if  that  sector  experiences  a  downturn.  If  any  such  sector’s  spending  represents  a  significant  portion  of  our  advertising
revenues, any reduction in its advertising expenditures may affect our revenue.

Any deterioration in the economy could negatively impact our ability to meet our cash needs and our ability to maintain
compliance with our debt covenants.

If economic conditions change, or other adverse factors outside our control arise, including continued disruptions due
to  the  pandemic  or  other  social  factors,  our  operations  could  be  negatively  impacted,  which  could  prevent  us  from
maintaining liquidity or compliance with our debt covenants. If it appears that we could not meet our liquidity needs or that
noncompliance  with  debt  covenants  is  likely,  we  would  implement  remedial  measures,  which  could  include,  but  not  be
limited to, operating cost and capital expenditure reductions and deferrals. In addition, we could implement de-leveraging
actions, which may include, but not be limited to, other debt repayments, subject to our available liquidity and contractual
ability to make such repayments and/or debt refinancing and amendments.

The terms of our indebtedness and the indebtedness of our direct and indirect subsidiaries may restrict our current and
future operations, particularly our ability to respond to changes in market conditions or to take some actions.

Our  debt  instruments  impose  operating  and  financial  restrictions  on  us.  These  restrictions  limit  or  prohibit,  among
other  things,  our  ability  and  the  ability  of  our  subsidiaries  to  incur  additional  indebtedness,  issue  preferred  stock,  incur
liens, pay dividends, enter into asset purchase or sale transactions, merge or consolidate with another company, dispose of
all or substantially all of our assets or make certain other payments or investments. These restrictions could limit our ability
to grow our business through acquisitions and could limit our ability to respond to market conditions or meet extraordinary
capital needs.

We have historically incurred net losses which could continue into the future.

We have historically reported net losses in our consolidated statements of operations, due mostly in part to recording
non-cash impairment charges for write-downs to radio broadcasting licenses and goodwill, interest expenses (both cash and
non-cash),  and  revenue  declines  caused  by  weakened  advertising  demand  resulting  from  the  current  economic
environment.  These  results  have  had  a  negative  impact  on  our  financial  condition  and  could  be  exacerbated  in  a  poor
economic  climate.  If  these  trends  continue  in  the  future,  they  could  have  a  material  adverse  effect  on  our  financial
condition.

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Our  revenue  is  substantially  dependent  on  spending  and  allocation  decisions  by  advertisers,  and  seasonality  and/or
weakening economic conditions may have an impact upon our business.

Substantially all of our revenue is derived from sales of advertisements and program sponsorships to local and national
advertisers.  Any  reduction  in  advertising  expenditures  or  changes  in  advertisers’  spending  priorities  and/or  allocations
across  different  types  of  media/platforms  or  programming  could  have  an  adverse  effect  on  the  Company’s  revenues  and
results of operations. We do not obtain long-term commitments from our advertisers and advertisers may cancel, reduce, or
postpone advertisements without penalty, which could adversely affect our revenue. Seasonal net revenue fluctuations are
common  in  the  media  industries  and  are  due  primarily  to  fluctuations  in  advertising  expenditures  by  local  and  national
advertisers. In addition, advertising revenues in even-numbered years tend to benefit from advertising placed by candidates
for political offices. The effects of such seasonality (including the weather), combined with the severe structural changes
that have occurred in the U.S. economy, make it difficult to estimate future operating results based on the previous results
of any specific quarter and may adversely affect operating results.

Advertising expenditures also tend to be cyclical and reflect general economic conditions, both nationally and locally.
Because  we  derive  a  substantial  portion  of  our  revenues  from  the  sale  of  advertising,  a  decline  or  delay  in  advertising
expenditures  could  reduce  our  revenues  or  hinder  our  ability  to  increase  these  revenues.  Advertising  expenditures  by
companies  in  certain  sectors  of  the  economy,  including  the  automotive,  financial,  entertainment,  and  retail  industries,
represent a significant portion of our advertising revenues. Structural changes (such as reduced footprints in retail and the
movement of retailers online) and business failures in these industries have affected our revenues and continued structural
changes or business failures in any of these industries could have significant further impact on our revenues. Any political,
economic, social, or technological change resulting in a significant reduction in the advertising spending of these sectors
could adversely affect our advertising revenues or our ability to increase such revenues. In addition, because many of the
products and services offered by our advertisers are largely discretionary items, weakening economic conditions or changes
in consumer spending patterns could reduce the consumption of such products and services and, thus, reduce advertising
for  such  products  and  services.  Changes  in  advertisers’  spending  priorities  during  economic  cycles  may  also  affect  our
results. Pandemics, disasters (domestic or external to the United States), acts of terrorism, political uncertainty or hostilities
could  also  lead  to  a  reduction  in  advertising  expenditures  as  a  result  of  supply  or  demand  issues,  uninterrupted  news
coverage and economic uncertainty.

Our  success  is  dependent  upon  audience  acceptance  of  our  content,  particularly  our  television  and  radio  programs,
which is difficult to predict.

Radio,  video,  and  digital  content  production  and  distribution  are  inherently  risky  businesses  because  the  revenues
derived  from  the  production  and  distribution  of  media  content  or  a  radio  program,  and  the  licensing  of  rights  to  the
intellectual property associated with the content or program, depend primarily upon their acceptance and perceptions by the
public, which can change quickly and are difficult to predict. The commercial success of content or a program also depends
upon the quality and acceptance of other competing programs released into the marketplace at or near the same time, the
availability  of  alternative  forms  of  entertainment  and  leisure  time  activities,  general  economic  conditions,  and  other
tangible and intangible factors, all of which are difficult to predict. Our failure to obtain or retain rights to popular content
on  any  part  of  our  multi-media  platform  could  adversely  affect  our  revenues.  Further,  social  distancing  measures  and
governmental  restrictions  on  gatherings  can  make  the  production  of  new  content  difficult  (if  not  impossible)  and  this
difficulty can translate in to difficulty in making sales to advertiser who prefer to advertise against new content.

Ratings  for  broadcast  stations  and  traffic  on  a  particular  website  are  also  factors  that  are  weighed  when  advertisers
determine which outlets to use and in determining the advertising rates that the outlet receives. Poor ratings or traffic levels
can  lead  to  a  reduction  in  pricing  and  advertising  revenues.  For  example,  if  there  is  an  event  causing  a  change  of
programming  at  one  of  our  stations,  there  could  be  no  assurance  that  any  replacement  programming  would  generate  the
same level of ratings, revenues, or profitability as the previous programming. In addition, changes in ratings methodology,
search  engine  algorithms  and  technology  could  adversely  impact  our  businesses  and  negatively  affect  our  advertising
revenues.

Television  content  production  is  inherently  a  risky  business  because  the  revenues  derived  from  the  production  and

distribution of a television program and the licensing of rights to the associated intellectual property depends primarily

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upon the public’s level of acceptance, which is difficult to predict. The commercial success of a television program also
depends  upon  the  quality  and  acceptance  of  other  competing  programs  in  the  marketplace  at  or  near  the  same  time,  the
availability  of  alternative  forms  of  entertainment  and  leisure  time  activities,  general  economic  conditions,  and  other
tangible and intangible factors, all of which are difficult to predict. Rating points are also factors that are weighed when
determining  the  advertising  rates  that  TV  One/CLEO  TV  receive.  Poor  ratings  can  lead  to  a  reduction  in  pricing  and
advertising revenues. Consequently, low public acceptance of TV One/CLEO TV’s content may have an adverse effect on
our  cable  television  segment’s  results  of  operations.  Further,  networks  or  programming  launched  by  NetflixTM,  Oprah
Winfrey (OWNTM), Sean Combs (REVOLT TVTM), and Magic Johnson (ASPIRETM), could take away from our audience
share and ratings and thus have an adverse effect on our cable television’s results of operations.

Increases in or new royalties, including through legislation, could adversely impact our business, financial condition
and results of operations.

We  currently  pay  royalties  to  song  composers  and  publishers  through  BMI,  ASCAP,  SESAC  and  GMR  but  not  to
record labels or recording artists for exhibition or use of over the air broadcasts of music. We must also pay royalties to the
copyright owners of sound recordings for the digital audio transmission of such sound recordings on the Internet. We pay
such  royalties  under  federal  statutory  licenses  and  pay  applicable  license  fees  to  SoundExchange,  the  non-profit
organization  designated  by  the  United  States  Copyright  Royalty  Board  to  collect  such  license  fees.  The  royalty  rates
applicable  to  sound  recordings  under  federal  statutory  licenses  are  subject  to  adjustment.  The  royalty  rates  we  pay  to
copyright  owners  for  the  public  performance  of  musical  compositions  on  our  radio  stations  and  internet  streams  could
increase  as  a  result  of  private  negotiations  and  the  emergence  of  new  performing  rights  organizations,  which  could
adversely  impact  our  businesses,  financial  condition,  results  of  operations  and  cash  flows.  Further,  from  time  to  time,
Congress considers legislation which could change the copyright fees and the procedures by which the fees are determined.
The  legislation  historically  has  been  the  subject  of  considerable  debate  and  activity  by  the  broadcast  industry  and  other
parties affected by the proposed legislation. It cannot be predicted whether any proposed future legislation will become law
or what impact it would have on our results from operations, cash flows or financial position.

A  disproportionate  share  of  our  radio  segment  revenue  comes  from  a  small  number  of  geographic  markets  and  our
syndicated radio business, Reach Media.

For  the  year  ended  December  31,  2021,  approximately  31.8%  of  our  net  revenue  was  generated  from  the  sale  of
advertising in our core radio business, excluding Reach Media. Within our core radio business, four (Houston, Washington,
DC, Atlanta and Baltimore) of the 13 markets in which we operated radio stations throughout 2021 or a portion thereof
accounted for approximately 53.8% of our radio station net revenue for the year ended December 31, 2021. Revenue from
the  operations  of  Reach  Media,  along  with  revenue  from  both  the  Houston  and  Washington,  DC  markets  accounted  for
approximately  19.3%  of  our  total  consolidated  net  revenue  for  the  year  ended  December  31,  2021.  Revenue  from  the
operations  of  Reach  Media,  along  with  revenue  from  the  four  significant  contributing  radio  markets,  accounted  for
approximately  27.5%  of  our  total  consolidated  net  revenue  for  the  year  ended  December  31,  2021.  Adverse  events  or
conditions  (economic,  including  government  cutbacks  or  otherwise)  could  lead  to  declines  in  the  contribution  of  Reach
Media or declines in one or more of the four significant contributing radio markets, which could have a material adverse
effect on our overall financial performance and results of operations.

We may lose audience share and advertising revenue to our competitors.

Our media properties compete for audiences and advertising revenue with other radio stations and station groups and
other  media  such  as  broadcast  television,  newspapers,  magazines,  cable  television,  satellite  television,  satellite  radio,
outdoor advertising, “over the top providers” on the internet and direct mail. Adverse changes in audience ratings, internet
traffic,  and  market  shares  could  have  a  material  adverse  effect  on  our  revenue.  Larger  media  companies,  with  more
financial  resources  than  we  have  may  target  our  core  audiences  or  enter  the  segments  or  markets  in  which  we  operate,
causing  competitive  pressure.  Further,  other  media  and  broadcast  companies  may  change  their  programming  format  or
engage  in  aggressive  promotional  campaigns  to  compete  directly  with  our  media  properties  for  our  core  audiences  and
advertisers. Competition for our core audiences in any of our segments or markets could result in lower ratings or traffic
and,  hence,  lower  advertising  revenue  for  us,  or  cause  us  to  increase  promotion  and  other  expenses  and,  consequently,
lower our earnings and cash flow. Changes in population, demographics, audience tastes and other factors beyond our

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control,  could  also  cause  changes  in  audience  ratings  or  market  share.  Failure  by  us  to  respond  successfully  to  these
changes could have an adverse effect on our business and financial performance. We cannot assure that we will be able to
maintain or increase our current audience ratings and advertising revenue.

We  must  respond  to  the  rapid  changes  in  technology,  content  offerings,  services,  and  standards  across  our  entire
platform in order to remain competitive.

Technological  standards  across  our  media  properties  are  evolving  and  new  distribution  technologies/platforms  are
emerging at a rapid pace. We cannot assure that we will have the resources to acquire new technologies or to introduce new
features,  content  or  services  to  compete  with  these  new  technologies.  New  media  has  resulted  in  fragmentation  in  the
advertising market, and we cannot predict the effect, if any, that additional competition arising from new technologies or
content offerings may have across any of our business segments or our financial condition and results of operations, which
may  be  adversely  affected  if  we  are  not  able  to  adapt  successfully  to  these  new  media  technologies  or  distribution
platforms. The continuing growth and evolution of channels and platforms has increased our challenges in differentiating
ourselves from other media platforms. We continually seek to develop and enhance our content offerings and distribution
platforms/methodologies.  Failure  to  effectively  execute  in  these  efforts,  actions  by  our  competitors,  or  other  failures  to
deliver  content  effectively  could  hurt  our  ability  to  differentiate  ourselves  from  our  competitors  and,  as  a  result,  have
adverse effects across our business.

The  loss  of  key  personnel,  including  certain  on-air  talent,  could  disrupt  the  management  and  operations  of  our
business.

Our  business  depends  upon  the  continued  efforts,  abilities  and  expertise  of  our  executive  officers  and  other  key
employees, including certain on-air personalities. We believe that the combination of skills and experience possessed by
our executive officers and other key employees could be difficult to replace, and that the loss of one or more of them could
have a material adverse effect on us, including the impairment of our ability to execute our business strategy. In addition,
several  of  our  on-air  personalities  and  syndicated  radio  programs  hosts  have  large  loyal  audiences  in  their  respective
broadcast areas and may be significantly responsible for the ratings of a station. The loss of such on-air personalities or any
change in their popularity could impact the ability of the station to sell advertising and our ability to derive revenue from
syndicating programs hosted by them. We cannot be assured that these individuals will remain with us or will retain their
current audiences or ratings.

If  our  digital  segment  does  not  continue  to  develop  and  offer  compelling  and  differentiated  content,  products  and
services, our advertising revenues could be adversely affected.

In order to attract consumers and generate increased activity on our digital properties, we believe that we must offer
compelling and differentiated content, products and services. However, acquiring, developing, and offering such content,
products and services may require significant costs and time to develop, while consumer tastes may be difficult to predict
and  are  subject  to  rapid  change.  Further,  social  distancing  and  governmental  restrictions  on  gatherings  may  inhibit  our
ability to produce content. If we are unable to provide content, products and services that are sufficiently attractive to our
digital users, we may not be able to generate the increases in activity necessary to generate increased advertising revenues.
In  addition,  although  we  have  access  to  certain  content  provided  by  our  other  businesses,  we  may  be  required  to  make
substantial  payments  to  license  such  content.  Many  of  our  content  arrangements  with  third  parties  are  non-exclusive,  so
competitors may be able to offer similar or identical content. If we are not able to acquire or develop compelling content
and do so at reasonable prices, or if other companies offer content that is similar to that provided by our digital segment,
we may not be able to attract and increase the engagement of digital consumers on our digital properties.

Continued growth in our digital business also depends on our ability to continue offering a competitive and distinctive
range of advertising products and services for advertisers and publishers and our ability to maintain or increase prices for
our  advertising  products  and  services.  Continuing  to  develop  and  improve  these  products  and  services  may  require
significant time and costs. If we cannot continue to develop and improve our advertising products and services or if prices
for  our  advertising  products  and  services  decrease,  our  digital  advertising  revenues  could  be  adversely  affected.  Finally,
recently, our digital business has seen significant growth in its business due to advertisers increased interest in minority

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controlled media given recent social justice/equality trends.  Should these trends reverse or decline, revenues within our
digital and other segments could be adversely impacted.

More individuals are using devices other than personal and laptop computers to access and use the internet, and, if we
cannot make our products and services available and attractive to consumers via these alternative devices, our internet
advertising revenues could be adversely affected.

Digital  users  are  increasingly  accessing  and  using  the  internet  through  mobile  tablets,  smartphones  and  wearable
devices.  In  order  for  consumers  to  access  and  use  our  products  and  services  via  these  devices,  we  must  ensure  that  our
products and services are technologically compatible with such devices. If we cannot effectively make our products and
services  available  on  these  devices,  fewer  internet  consumers  may  access  and  use  our  products  and  services  and  our
advertising revenue may be negatively affected.

Unrelated third parties may claim that we infringe on their rights based on the nature and content of information posted
on websites we maintain.

We host internet services that enable individuals to exchange information, generate content, comment on our content,
and engage in various online activities. The law relating to the liability of providers of these online services for activities of
their  users  is  currently  unsettled  both  within  the  United  States  and  internationally.  While  we  monitor  postings  to  such
websites,  claims  may  be  brought  against  us  for  defamation,  negligence,  copyright  or  trademark  infringement,  unlawful
activity, tort, including personal injury, fraud, or other theories based on the nature and content of information that may be
posted  online  or  generated  by  our  users.  Our  defense  of  such  actions  could  be  costly  and  involve  significant  time  and
attention of our management and other resources.

If we are unable to protect our domain names and/or content, our reputation and brands could be adversely affected.

We currently hold various domain name registrations relating to our brands, including urban1.com, radio-one.com and
interactiveone.com. The registration and maintenance of domain names are generally regulated by governmental agencies
and  their  designees.  Governing  bodies  may  establish  additional  top-level  domains,  appoint  additional  domain  name
registrars,  or  modify  the  requirements  for  holding  domain  names.  As  a  result,  we  may  be  unable  to  register  or  maintain
relevant  domain  names.  We  may  be  unable,  without  significant  cost  or  at  all,  to  prevent  third  parties  from  registering
domain names that are similar to, infringe upon, or otherwise decrease the value of our trademarks and other proprietary
rights. Failure to protect our domain names could adversely affect our reputation and brands, and make it more difficult for
users  to  find  our  websites  and  our  services.  In  addition,  piracy  of  the  Company’s  content,  including  digital  piracy,  may
decrease revenue received from the exploitation of the Company’s programming and other content and adversely affect its
businesses and profitability.

Future asset impairment to the carrying values of our FCC licenses and goodwill could adversely impact our results of
operations and net worth.

As of December 31, 2021, we had approximately $505.2 million in broadcast licenses and $223.4 million in goodwill,
which totaled $728.6 million, and represented approximately 57.8% of our total assets. Therefore, we believe estimating
the fair value of goodwill and radio broadcasting licenses is a critical accounting estimate because of the significance of
their carrying values in relation to our total assets.

We are required to test our goodwill and indefinite-lived intangible assets for impairment at least annually, which we
have  traditionally  done  in  the  fourth  quarter,  or  on  an  interim  basis  when  events  or  changes  in  circumstances  suggest
impairment may have occurred. Impairment is measured as the excess of the carrying value of the goodwill or indefinite-
lived  intangible  asset  over  its  fair  value.  Impairment  may  result  from  deterioration  in  our  performance,  changes  in
anticipated  future  cash  flows,  changes  in  business  plans,  adverse  economic  or  market  conditions,  adverse  changes  in
applicable laws and regulations, or other factors beyond our control. The amount of any impairment must be expensed as a
charge  to  operations.  Fair  values  of  FCC  licenses  and  goodwill  have  been  estimated  using  the  income  approach,  which
involves  a  10-year  model  that  incorporates  several  judgmental  assumptions  about  projected  revenue  growth,  future
operating margins, discount rates and terminal values. We also utilize a market-based approach to evaluate our fair value

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estimates.  There  are  inherent  uncertainties  related  to  these  assumptions  and  our  judgment  in  applying  them  to  the
impairment analysis.

Changes  in  certain  events  or  circumstances  could  result  in  changes  to  our  estimated  fair  values,  and  may  result  in
further  write-downs  to  the  carrying  values  of  these  assets.  Additional  impairment  charges  could  adversely  affect  our
financial results, financial ratios and could limit our ability to obtain financing in the future.

Our business depends on maintaining our licenses with the FCC. We could be prevented from operating a radio station
if we fail to maintain its license.

Within  our  core  radio  business,  we  are  required  to  maintain  radio  broadcasting  licenses  issued  by  the  FCC.  These
licenses are ordinarily issued for a maximum term of eight years and are renewable. Currently, subject to renewal, our radio
broadcasting  licenses  expire  at  various  times  beginning  August  2021  through  August  1,  2029.  While  we  anticipate
receiving renewals of all of our broadcasting licenses, interested third parties may challenge our renewal applications. A
station may continue to operate beyond the expiration date of its license if a timely filed license renewal application was
filed and is pending, as is the case with respect to each of our stations with licenses that have expired. During the periods
when a renewal application is pending, informal objections and petitions to deny the renewal application can be filed by
interested parties, including members of the public, on a variety of grounds. In addition, we are subject to extensive and
changing regulation by the FCC with respect to such matters as programming, indecency standards, technical operations,
employment and business practices. If we or any of our significant stockholders, officers, or directors violate the FCC’s
rules and regulations or the Communications Act of 1934, as amended (the “Communications Act”), or is convicted of a
felony  or  found  to  have  engaged  in  certain  other  types  of  non-FCC  related  misconduct,  the  FCC  may  commence  a
proceeding to impose fines or other sanctions upon us. Examples of possible sanctions include the imposition of fines, the
renewal of one or more of our broadcasting licenses for a term of fewer than eight years or the revocation of our broadcast
licenses.  If  the  FCC  were  to  issue  an  order  denying  a  license  renewal  application  or  revoking  a  license,  we  would  be
required to cease operating the radio station covered by the license only after we had exhausted administrative and judicial
review without success.

Disruptions  or  security  breaches  of  our  information  technology  infrastructure  could  interfere  with  our  operations,
compromise client information and expose us to liability, possibly causing our business and reputation to suffer.

Our  industry  is  prone  to  cyber-attacks  by  third  parties  seeking  unauthorized  access  to  our  data  or  users’  data.  Any
failure to prevent or mitigate security breaches and improper access to or disclosure of our data or user data could result in
the loss or misuse of such data, which could harm our business and reputation and diminish our competitive position. In
addition, computer malware, viruses, social engineering (predominantly spear phishing attacks), and general hacking have
become  more  prevalent  in  general.  Our  efforts  to  protect  our  company’s  data  or  the  information  we  receive  may  be
unsuccessful due to software bugs or other technical malfunctions; employee, contractor, or vendor error or malfeasance;
government  surveillance;  or  other  threats  that  evolve.  In  addition,  third  parties  may  attempt  to  fraudulently  induce
employees or users to disclose information in order to gain access to our data or our users’ data on a continual basis.

Any internal technology breach, error or failure impacting systems hosted internally or externally, or any large scale
external interruption in technology infrastructure we depend on, such as power, telecommunications or the Internet, may
disrupt  our  technology  network.  Any  individual,  sustained  or  repeated  failure  of  technology  could  impact  our  customer
service and result in increased costs or reduced revenues. Our technology systems and related data also may be vulnerable
to  a  variety  of  sources  of  interruption  due  to  events  beyond  our  control,  including  natural  disasters,  terrorist  attacks,
telecommunications  failures,  computer  viruses,  hackers  and  other  security  issues.  Our  technology  security  initiatives,
disaster recovery plans and other measures may not be adequate or implemented properly to prevent a business disruption
and its adverse financial consequences to our reputation.

In addition, as a part of our ordinary business operations, we may collect and store sensitive data, including personal
information of our clients, listeners and employees. The secure operation of the networks and systems on which this type of
information is stored, processed and maintained is critical to our business operations and strategy. Any compromise of our
technology systems resulting from attacks by hackers or breaches due to employee error or malfeasance could result in the
loss, disclosure, misappropriation of or access to clients’, listeners’, employees’ or business partners’ information.

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Any  such  loss,  disclosure,  misappropriation  or  access  could  result  in  legal  claims  or  proceedings,  liability  or  regulatory
penalties  under  laws  protecting  the  privacy  of  personal  information,  disruption  of  our  operations  and  damage  to  our
reputation,  any  or  all  of  which  could  adversely  affect  our  business.  Although  we  have  developed  systems  and  processes
that  are  designed  to  protect  our  data  and  user  data,  to  prevent  data  loss,  and  to  prevent  or  detect  security  breaches,  we
cannot assure you that such measures will provide absolute security.

In the event of a technical or cyber event, we could experience a significant, unplanned disruption, or substantial and
extensive  degradation  of  our  services,  or  our  network  may  fail  in  the  future.  Despite  our  significant  infrastructure
investments,  we  may  have  insufficient  communications  and  server  capacity  to  address  these  or  other  disruptions,  which
could result in interruptions in our services. Any widespread interruption or substantial and extensive degradation in the
functioning  of  our  IT  or  technical  platform  for  any  reason  could  negatively  impact  our  revenue  and  could  harm  our
business and results of operations. If such a widespread interruption occurred, or if we failed to deliver content to users as
expected,  our  reputation  could  be  damaged  severely.  Moreover,  any  disruptions,  significant  degradation,  cybersecurity
threats, security breaches, or attacks on our internal information technology systems could impact our ratings and cause us
to lose listeners, users or viewers or make it more difficult to attract new ones, either of which could harm our business and
results of operations.

On December 13, 2020, SolarWinds Corporation (“SolarWinds”) made its customers, including the Company, aware
of a cyberattack against SolarWinds that inserted a vulnerability within its Orion monitoring products, products which the
Company uses as a part of its IT infrastructure. SolarWinds advised its customers that this incident was likely the result of a
highly  sophisticated,  targeted  and  manual  supply  chain  attack  by  an  outside  nation  state.  SolarWinds  delivered  a
communication to its customers, including the Company, that contained risk mitigation steps, including making available a
hotfix update to address this vulnerability in part and additional measures that customers could take to help secure their
environments. As of the date of this report, while we believe this attack against SolarWinds did not have an impact on the
Company, this may not continue to be the case going forward. Following the disclosure from SolarWinds, we have taken
steps designed to improve the security of our networks and computer systems. Despite these defensive measures, there can
be no assurance that we are adequately protecting our information or that we will not experience future incidents.

The  Company’s  business  diversification  efforts,  including  its  efforts  to  expand  its  gaming  investments,  are  subject  to
risks and uncertainties.

On May 20, 2021, the City of Richmond, Virginia (the “City”) announced that it had selected the Company’s wholly-
owned  unrestricted  subsidiary  RVA  Entertainment  Holdings,  LLC  (“RVAEH”),  as  the  City’s  preferred  casino  gaming
operator to develop and operate a casino resort in Richmond (“Casino Resort”).  Pursuant to the Virginia Casino Act, the
City is one of five cities in the Commonwealth of Virginia eligible to host a casino gaming establishment, subject to the
citizens  of  the  City  approving  a  referendum  (the  “Referendum”).  In  November  2021,  the  required  Referendum  was
conducted and failed to pass. On January 24, 2022, the Richmond City Council adopted a new resolution in efforts to bring
the  ONE  Casino  +  Resort  to  the  City.    The  new  resolution  was  the  first  of  several  steps  in  pursuit  of  a  second
referendum.  Upon  obtaining  precertification  for  RVA  Entertainment  Holdings,  LLC,  Urban  One’s  wholly  owned
subsidiary,  by  the  Virginia  Lottery  Board,  the  City  will  then  pursue  an  order  from  the  Circuit  Court  for  the  City  of
Richmond ordering a second referendum.  If the City is successful in obtaining the precertification and the court orders a
second referendum, it is currently anticipated the second referendum would occur in November 2022.  If the voters approve
the referendum then the Commonwealth may issue one license permitting operation of a casino in Richmond. While a new
process has been initiated with respect to a second referendum, there can be no assurance that a second referendum will be
ordered, pass with the required voter approval or that we will otherwise be able to move forward with the Casino Resort or
any similar initiative.  As with all corporate development activities the Company may engage in, any of our current and
future business diversification efforts, including pursuit of the Casino Resort, are subject to a number of risks, including but
not limited to: 

● delays in obtaining or inability to obtain necessary permits, licenses and approvals;

● changes to plans and/or specifications;

● lack of sufficient, or delays in the availability of, financing;

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● changes in laws and regulations, or in the interpretation and enforcement of laws and

regulations, applicable to gaming, leisure, real estate development or construction projects;

● availability of qualified contractors and subcontractors;

● environmental, health and safety issues, including site accidents and the spread of viruses;

● weather interferences or delays; and

● other unanticipated circumstances or cost increases.

In  addition,  in  engaging  of  certain  of  these  corporate  development  activities,  we  may  rely  on  key  contracts  and
business relationships, and if any of our business partners or contracting counterparties fail to perform, or terminate, any of
their contractual arrangements with us for any reason or cease operations, our business could be disrupted and our revenues
could be adversely affected. The failure to perform or termination of any of the agreements by a partner or a counterparty,
the discontinuation of operations of a partner or counterparty, the loss of good relations with a partner or counterparty or
our inability to obtain similar relationships or agreements, may have an adverse effect on our financial condition, results of
operations and cash flow. Our operating partner, Pacific Peninsula Entertainment, recently entered into an agreement to sell
substantially all of its assets, including its interest in the ONE Casino + Resort project to Churchill Downs, Incorporated,
the owner of the Kentucky Derby.  While the Company views this as a positive development for the project, there can be
no assurance that this development will not have any negative impact on the development of the project.

Certain Regulatory Risks

The FCC’s media ownership rules could restrict our ability to acquire radio stations.

The Communications Act and FCC rules and policies limit the number of broadcasting properties that any person or
entity may own (directly or by attribution) in any market and require FCC approval for transfers of control and assignments
of licenses. The FCC’s media ownership rules remain subject to further agency and court proceedings. As a result of the
FCC  media  ownership  rules,  the  outside  media  interests  of  our  officers  and  directors  could  limit  our  ability  to  acquire
stations.  The  filing  of  petitions  or  complaints  against  Urban  One  or  any  FCC  licensee  from  which  we  are  acquiring  a
station  could  result  in  the  FCC  delaying  the  grant  of,  refusing  to  grant  or  imposing  conditions  on  its  consent  to  the
assignment or transfer of control of licenses. The Communications Act and FCC rules and policies also impose limitations
on non-U.S. ownership and voting of our capital stock.

Enforcement  by  the  FCC  of  its  indecency  rules  against  the  broadcast  industry  could  adversely  affect  our  business
operations.

The FCC’s rules prohibit the broadcast of obscene material at any time and indecent or profane material on broadcast
stations between the hours of 6 a.m. and 10 p.m. Broadcasters risk violating the prohibition against broadcasting indecent
material because of the vagueness of the FCC’s indecency and profanity definitions, coupled with the spontaneity of live
programming. The FCC has in the past vigorously enforced its indecency rules against the broadcasting industry and has
threatened  to  initiate  license  revocation  proceedings  against  broadcast  licensees  for  “serious”  indecency  violations.  In
June 2012, the Supreme Court issued a decision which, while setting aside certain FCC indecency enforcement actions on
narrow  due  process  grounds,  declined  to  rule  on  the  constitutionality  of  the  FCC’s  indecency  policies.  Following  the
Supreme  Court’s  decision,  the  FCC  requested  public  comment  on  the  appropriate  substance  and  scope  of  its  indecency
enforcement  policy.  It  is  not  possible  to  predict  whether  and,  if  so,  how  the  FCC  will  revise  its  indecency  enforcement
policies or the effect of any such changes on us. The fines for broadcasting indecent material are a maximum of $325,000
per utterance. The determination of whether content is indecent is inherently subjective and, as such, it can be difficult to
predict  whether  particular  content  could  violate  indecency  standards.  The  difficulty  in  predicting  whether  individual
programs,  words  or  phrases  may  violate  the  FCC’s  indecency  rules  adds  significant  uncertainty  to  our  ability  to  comply
with the rules. Violation of the indecency rules could lead to sanctions which may adversely affect our business and results
of operations. In addition, third parties could oppose our license renewal applications or applications for consent to acquire
broadcast stations on the grounds that we broadcast allegedly indecent programming on our stations. Some policymakers

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support the extension of the indecency rules that are applicable to over-the-air broadcasters to cover cable programming
and/or attempts to increase enforcement of or otherwise expand existing laws and rules. If such an extension, attempt to
increase enforcement, or other expansion took place and was found to be constitutional, some of TV One’s content could
be subject to additional regulation and might not be able to attract the same subscription and viewership levels.

Changes in current federal regulations could adversely affect our business operations.

Congress and the FCC have considered, and may in the future consider and adopt, new laws, regulations and policies
that could, directly or indirectly, affect the profitability of our broadcast stations. In particular, Congress may consider and
adopt a revocation of terrestrial radio’s exemption from paying royalties to performing artists and record companies for use
of their recordings (radio already pays a royalty to songwriters, composers and publishers). In addition, commercial radio
broadcasters  and  entities  representing  artists  are  negotiating  agreements  that  could  result  in  broadcast  stations  paying
royalties to artists. A requirement to pay additional royalties could have an adverse effect on our business operations and
financial performance. Moreover, it is possible that our license fees and negotiating costs associated with obtaining rights
to  use  musical  compositions  and  sound  recordings  in  our  programming  could  sharply  increase  as  a  result  of  private
negotiations, one or more regulatory rate-setting processes, or administrative and court decisions. Finally, there has been in
the past and there could be again in the future proposed legislation that requires radio broadcasters to pay additional fees
such as a spectrum fee for the use of the spectrum. We cannot predict whether such actions will occur.

The television and distribution industries in the United States are highly regulated by U.S. federal laws and regulations
issued and administered by various federal agencies, including the FCC. The television broadcasting industry is subject to
extensive  regulation  by  the  FCC  under  the  Communications  Act.  The  U.S.  Congress  and  the  FCC  currently  have  under
consideration,  and  may  in  the  future  adopt,  new  laws,  regulations,  and  policies  regarding  a  wide  variety  of  matters  that
could,  directly  or  indirectly,  affect  the  operations  of  our  cable  television  segment.  For  example,  the  FCC  has  initiated  a
proceeding to examine and potentially regulate more closely embedded advertising such as product placement and product
integration. Enhanced restrictions affecting these means of delivering advertising messages may adversely affect our cable
television segment’s advertising revenues. Changes to the media ownership and other FCC rules may affect the competitive
landscape  in  ways  that  could  increase  the  competition  faced  by  TV  One/CLEO  TV.  Proposals  have  also  been  advanced
from time to time before the U.S. Congress and the FCC to extend the program access rules (currently applicable only to
those cable program services which also own or are owned by cable distribution systems) to all cable program services. TV
One/CLEO TV’s ability to obtain the most favorable terms available for its content could be adversely affected should such
an extension be enacted into law. We are unable to predict the effect that any such laws, regulations or policies may have
on our cable television segment’s operations.

New  or  changing  federal,  state  or  international  privacy  regulation  or  requirements  could  hinder  the  growth  of  our
internet business.

A variety of federal and state laws govern the collection, use, retention, sharing and security of consumer data that our
business uses to operate its services and to deliver certain advertisements to its customers, as well as the technologies used
to  collect  such  data.  Not  only  are  existing  privacy-related  laws  in  these  jurisdictions  evolving  and  subject  to  potentially
disparate interpretation by governmental entities, new legislative proposals affecting privacy are now pending at both the
federal  and  state  level  in  the  U.S.  Further,  third-party  service  providers  may  from  time  to  time  change  their  privacy
requirements.  Changes  to  the  interpretation  of  existing  law  or  the  adoption  of  new  privacy-related  requirements  by
governments or other businesses could hinder the growth of our business and cause us to incur new and additional costs
and expenses. Also, a failure or perceived failure to comply with such laws or requirements or with our own policies and
procedures could result in significant liabilities, including a possible loss of consumer or investor confidence or a loss of
customers or advertisers.

Our  controls  and  procedures  may  fail  or  be  circumvented,  which  may  result  in  a  material  adverse  effect  on  our
business, financial condition and results of operations.

Management  regularly  reviews  and  updates  our  internal  controls,  disclosure  controls  and  procedures,  and  corporate
governance  policies  and  procedures.  Any  system  of  controls,  however  well  designed  and  operated,  is  based  in  part  on
certain assumptions and can provide only reasonable, not absolute, assurances that the objectives of the system are met.

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Any failure or circumvention of the controls and procedures or failure to comply with regulations related to controls and
procedures could have a material adverse effect on our business, results of operations and financial condition. In the past,
we have identified material weaknesses in our internal controls over financial reporting.  

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting such
that there is a reasonable possibility that a material misstatement of our annual or interim financial statements will not be
prevented  or  detected  on  a  timely  basis.  We  have  remediated  our  past  the  material  weaknesses,  however,  our  remedial
measures  to  address  the  material  weakness  may  be  insufficient  and  we  may  in  the  future  discover  areas  of  our  internal
controls that need improvement. Failure to maintain effective controls or to timely implement any necessary improvement
of our internal and disclosure controls could, among other things, result in losses from errors, harm our reputation, or cause
investors to lose confidence in the reported financial information, all of which could have a material adverse effect on our
results of operations and financial condition.

Unique Risks Related to Our Cable Television Segment

The loss of affiliation agreements could materially adversely affect our cable television segment’s results of operations.

Our  cable  television  segment  is  dependent  upon  the  maintenance  of  affiliation  agreements  with  cable  and  direct
broadcast distributors for its revenues, and there can be no assurance that these agreements will be renewed in the future on
terms acceptable to such distributors. The loss of one or more of these arrangements could reduce the distribution of TV
One’s and/or CLEO TV’s programming services and reduce revenues from subscriber fees and advertising, as applicable.
Further, the loss of favorable packaging, positioning, pricing or other marketing opportunities with any distributor could
reduce revenues from subscribers and associated subscriber fees. In addition, consolidation among cable distributors and
increased vertical integration of such distributors into the cable or broadcast network business have provided more leverage
to these distributors and could adversely affect our cable television segment’s ability to maintain or obtain distribution for
its network programming on favorable or commercially reasonable terms, or at all. The results of renewals could have a
material adverse effect on our cable television segment’s revenues and results and operations. We cannot assure you that
TV One and/or CLEO TV will be able to renew their affiliation agreements on commercially reasonable terms, or at all.
The loss of a significant number of these arrangements or the loss of carriage on basic programming tiers could reduce the
distribution of our content, which may adversely affect our revenues from subscriber fees and our ability to sell national
and local advertising time.

Changes in consumer behavior resulting from new technologies and distribution platforms may impact the performance
of our businesses.

Our cable television segment faces emerging competition from other providers of digital media, some of which have
greater  financial,  marketing  and  other  resources  than  we  do.  In  particular,  content  offered  over  the  internet  has  become
more  prevalent  as  the  speed  and  quality  of  broadband  networks  have  improved.  Providers  such  as  NetflixTM,  HuluTM,
AppleTM, AmazonTM and GoogleTM, as well as gaming and other consoles such as Microsoft’s XboxTM, Sony’s PS5TM,
Nintendo’s WiiTM,  and  RokuTM,  are  aggressively  establishing  themselves  as  alternative  providers  of  video  content  and
services,  including  new  and  independently  developed  long  form  video  content.  Most  recently,  new  online  distribution
services  have  emerged  offering  live  sports  and  other  content  without  paying  for  a  traditional  cable  bundle  of  channels.
These services and the growing availability of online content, coupled with an expanding market for mobile devices and
tablets that allow users to view content on an on-demand basis and internet-connected televisions, may impact our cable
television  segment’s  distribution  for  its  services  and  content.  Additionally,  devices  or  services  that  allow  users  to  view
television programs away from traditional cable providers or on a time-shifted basis and technologies that enable users to
fast-forward  or  skip  programming,  including  commercials,  such  as  DVRs  and  portable  digital  devices  and  systems  that
enable users to store or make portable copies of content, have caused changes in consumer behavior that may affect the
attractiveness of our offerings to advertisers and could therefore adversely affect our revenues. If we cannot ensure that our
distribution methods and content are responsive to our cable television segment’s target audiences, our business could be
adversely affected.

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Unique Risks Related to Our Capital Structure

Our President and Chief Executive Officer has an interest in TV One that may conflict with your interests.

Pursuant to the terms of employment with our President and Chief Executive Officer, Mr. Alfred C. Liggins, III, in
recognition  of  Mr.  Liggins’  contributions  in  founding  TV  One  on  our  behalf,  he  is  eligible  to  receive  an  award  amount
equal  to  approximately  4%  of  any  proceeds  from  distributions  or  other  liquidity  events  in  excess  of  the  return  of  our
aggregate investment in TV One (the “Employment Agreement Award”). Our obligation to pay the award was triggered
after our recovery of the aggregate amount of capital contribution in TV One, and payment is required only upon actual
receipt  of  distributions  of  cash  or  marketable  securities  or  proceeds  from  a  liquidity  event  in  excess  of  such  invested
amount.  Mr.  Liggins’  rights  to  the  Employment  Agreement  Award  (i)  cease  if  he  is  terminated  for  cause  or  he  resigns
without good reason and (ii) expire at the termination of his employment (but similar rights could be included in the terms
of a new employment agreement or arrangement). As a result of this arrangement, the interest of Mr. Liggins’ with respect
to TV One may conflict with your interests as holders of our debt or equity securities.

Two  common  stockholders  have  a  majority  voting  interest  in  Urban  One  and  have  the  power  to  control  matters  on
which our common stockholders may vote, and their interests may conflict with yours.

As of December 31, 2021, our Chairperson and her son, our President and CEO, together held in excess of 75% of the
outstanding voting power of our common stock. As a result, our Chairperson and our CEO control our management and
policies and decisions involving or impacting upon Urban One, including transactions involving a change of control, such
as a sale or merger. The interests of these stockholders may differ from the interests of our other stockholders and our debt
holders.  In  addition,  certain  covenants  in  our  debt  instruments  require  that  our  Chairperson  and  the  CEO  maintain  a
specified ownership and voting interest in Urban One, and prohibit other parties’ voting interests from exceeding specified
amounts. Our Chairperson and the CEO have agreed to vote their shares together in elections of members to the Board of
Directors of Urban One.

Further,  we  are  a  “controlled  company”  under  rules  governing  the  listing  of  our  securities  on  the  NASDAQ  Stock
Market because more than 50% of our voting power is held by our Chairperson and the CEO. Therefore, we are not subject
to NASDAQ Stock Market listing rules that would otherwise require us to have: (i) a majority of independent directors on
the  board;  (ii)  a  compensation  committee  composed  solely  of  independent  directors;  (iii)  a  nominating  committee
composed  solely  of  independent  directors;  (iv)  compensation  of  our  executive  officers  determined  by  a  majority  of  the
independent directors or a compensation committee composed solely of independent directors; and (v) director nominees
selected,  or  recommended  for  the  board’s  selection,  either  by  a  majority  of  the  independent  directors  or  a  nominating
committee composed solely of independent directors. While a majority of our board members are currently independent
directors, we do not make any assurances that a majority of our board members will be independent directors at any given
time.

We are a smaller reporting company and we cannot be certain if the reduced disclosure requirements applicable to our
filing status will make our common stock less attractive to investors.

We  are  a  “smaller  reporting  company”  and,  thus,  have  certain  decreased  disclosure  obligations  in  our  SEC  filings,
including, among other things, simplified executive compensation disclosures and only being required to provide two years
of audited financial statements in annual reports. Decreased disclosures in our SEC filings due to our status as a “smaller
reporting company” may make it harder for investors to analyze our results of operations and financial prospects and may
make our common stock a less attractive investment.

ITEM 1B. UNRESOLVED STAFF COMMENTS

None.

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ITEM 2. PROPERTIES

The types of properties required to support each of our radio stations include offices, studios and transmitter/antenna
sites. Our other media properties, such as Interactive One, generally only require office space. We typically lease our studio
and office space with lease terms ranging from five to 10 years in length. A station’s studios are generally housed with its
offices  in  business  districts.  We  generally  consider  our  facilities  to  be  suitable  and  of  adequate  size  for  our  current  and
intended purposes. We lease a majority of our main transmitter/antenna sites and associated broadcast towers and, when
negotiating  a  lease  for  such  sites,  we  try  to  obtain  a  lengthy  lease  term  with  options  to  renew.  In  general,  we  do  not
anticipate  difficulties  in  renewing  facility  or  transmitter/antenna  site  leases,  or  in  leasing  additional  space  or  sites,  if
required.

We  own  substantially  all  of  our  equipment,  consisting  principally  of  transmitting  antennae,  transmitters,  studio
equipment and general office equipment. The towers, antennae and other transmission equipment used by our stations are
generally in good condition, although opportunities to upgrade facilities are periodically reviewed. The tangible personal
property owned by us and the real property owned or leased by us are subject to security interests under our senior credit
facility.

ITEM 3. LEGAL PROCEEDINGS

Urban One is involved from time to time in various routine legal and administrative proceedings and threatened legal
and administrative proceedings incidental to the ordinary course of our business. Urban One believes the resolution of such
matters will not have a material adverse effect on its business, financial condition or results of operations.

ITEM 4. MINE SAFETY DISCLOSURE

Not applicable.

PART II.

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND
ISSUER PURCHASES OF EQUITY SECURITIES

Price Range of Our Class A and Class D Common Stock

Our  Class  A  voting  common  stock  is  traded  on  The  NASDAQ  Stock  Market  (“NASDAQ”)  under  the  symbol
“UONE.” The following table presents, for the quarters indicated, the high and low daily closing prices per share of our
Class A Common Stock as reported on the NASDAQ.

2021
First Quarter
Second Quarter
Third Quarter
Fourth Quarter

2020
First Quarter
Second Quarter
Third Quarter
Fourth Quarter

High

Low

$
$
$
$

$
$
$
$

 8.87
 20.95
 9.01
 11.43

 2.21
 36.30
 19.63
 5.78

$
$
$
$

$
$
$
$

 4.16
 4.56
 6.40
 4.47

 1.06
 1.06
 3.43
 4.21

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Our Class D non-voting common stock is traded on the NASDAQ under the symbol “UONEK.” The following table
presents,  for  the  quarters  indicated,  the  high  and  low  daily  closing  prices  per  share  of  our  Class  D  Common  Stock  as
reported on the NASDAQ.

2021
First Quarter
Second Quarter
Third Quarter
Fourth Quarter

2020
First Quarter
Second Quarter
Third Quarter
Fourth Quarter

Number of Stockholders

High

Low

$
$
$
$

$
$
$
$

 1.98
 6.45
 7.07
 7.40

 2.00
 4.15
 2.37
 1.46

$
$
$
$

$
$
$
$

 1.20
 1.68
 4.55
 3.15

 0.87
 0.63
 0.85
 0.95

Based  upon  a  survey  of  record  holders  and  a  review  of  our  stock  transfer  records,  as  of  March  4,  2022,  there  were
approximately  11,923  holders  of  Urban  One’s  Class A  Common  Stock,  two  holders  of  Urban  One’s  Class  B  Common
Stock, three holders of Urban One’s Class C Common Stock, and approximately 5,907 holders of Urban One’s Class D
Common Stock.

Dividends

Since first selling our common stock publicly in May 1999, we have not declared any cash dividends on any class of
our common stock. We intend to retain future earnings for use in our business and do not anticipate declaring or paying any
cash or stock dividends on shares of our common stock in the foreseeable future. In addition, any determination to declare
and pay dividends will be made by our Board of Directors in light of our earnings, financial position, capital requirements,
contractual  restrictions  contained  in  our  credit  facility  and  the  indentures  governing  our  senior  subordinated  notes,  and
other factors as the Board of Directors deems relevant. (See Note 9 of our consolidated financial statements — Long-Term
Debt.)

ITEM 6. SELECTED FINANCIAL DATA

Not required for smaller reporting companies.

ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF
OPERATIONS

The  following  information  should  be  read  in  conjunction  with  “Selected  Financial  Data”  and  the  Consolidated

Financial Statements and Notes thereto included elsewhere in this report.

Overview

For the year ended December 31, 2021, consolidated net revenue increased approximately 17.3% compared to the year
ended December 31, 2020. For 2022, our strategy will be to: (i) grow market share; (ii) improve audience share in certain
markets and improve revenue conversion of strong and stable audience share in certain other markets; and (iii) grow and
diversify our revenue by successfully executing our multimedia strategy.

The impact of the COVID pandemic, including the impact of variants and government interventions that limit normal
economic  activity,  competition  from  digital  audio  players,  the  internet,  cable  television  and  satellite  radio,  among  other
new media outlets, audio and video streaming on the internet, and consumers’ increased focus on mobile applications, are

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some  of  the  reasons  our  core  radio  business  has  seen  slow  or  negative  growth  over  the  past  few  years.  In  addition  to
making  overall  cutbacks,  advertisers  continue  to  shift  their  advertising  budgets  away  from  traditional  media  such  as
newspapers,  broadcast  television  and  radio  to  new  media  outlets.  Internet  companies  have  evolved  from  being  large
sources  of  advertising  revenue  for  radio  companies  to  being  significant  competitors  for  radio  advertising  dollars.  While
these  dynamics  present  significant  challenges  for  companies  that  are  focused  solely  in  the  radio  industry,  through  our
diversified  platform,  which  includes  our  radio  websites,  Interactive  One  and  other  online  verticals,  as  well  as  our  cable
television business, we are poised to provide advertisers and creators of content with a multifaceted way to reach African-
American consumers.

Results of Operations

Revenue

Within  our  core  radio  business,  we  primarily  derive  revenue  from  the  sale  of  advertising  time  and  program
sponsorships  to  local  and  national  advertisers  on  our  radio  stations.  Advertising  revenue  is  affected  primarily  by  the
advertising rates our radio stations are able to charge, as well as the overall demand for radio advertising time in a market.
These rates are largely based upon a radio station’s audience share in the demographic groups targeted by advertisers, the
number of radio stations in the related market, and the supply of, and demand for, radio advertising time. Advertising rates
are generally highest during morning and afternoon commuting hours.

Net revenue consists of gross revenue, net of local and national agency and outside sales representative commissions.

Agency and outside sales representative commissions are calculated based on a stated percentage applied to gross billing.

The following chart shows the percentage of consolidated net revenue generated by each reporting segment.

Radio broadcasting segment

Reach Media segment

Digital segment

Cable television segment

Corporate/eliminations

For The Year Ended
For the Years Ended December 31,

2021

2020

 31.8 %  

 34.7 %

 10.5 %  

 13.6 %  

 8.2 %

 9.5 %

 44.9 %  

 48.2 %

 (0.8)%  

 (0.6)%

The following chart shows the percentages generated from local and national advertising as a subset of net revenue

from our core radio business.

Percentage of core radio business generated from local advertising

For the Years Ended
December 31, 

2021

2020

 59.2 %  

 53.2 %

Percentage of core radio business generated from national advertising, including
network advertising

 36.3 %  

 45.3 %

National and local advertising also includes advertising revenue generated from our digital segment. The balance of
net  revenue  from  our  radio  segment  was  generated  from  tower  rental  income,  ticket  sales  and  revenue  related  to  our
sponsored events, management fees and other revenue.

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The following charts show our net revenue (and sources) for the years ended December 31, 2021 and 2020:

Net Revenue:
Radio Advertising
Political Advertising
Digital Advertising
Cable Television Advertising
Cable Television Affiliate Fees
Event Revenues & Other
Net Revenue (as reported)

Year Ended December 31, 
2020

2021

(Unaudited) 
(In thousands)

$ Change

     % Change

  $

 165,244   $  137,849   $

 3,494
 59,812
 95,589
 102,380
 14,943
 441,462   $  376,337   $

 22,484
 34,131
 79,732
 99,489
 2,652

  $

 27,395  
 (18,990) 
 25,681  
 15,857  
 2,891  
 12,291  
 65,125  

 19.9 %
 (84.5)
 75.2
 19.9
 2.9
 463.5
 17.3 %

In  the  broadcasting  industry,  radio  stations  and  television  stations  often  utilize  trade  or  barter  agreements  to  reduce
cash  expenses  by  exchanging  advertising  time  for  goods  or  services.  In  order  to  maximize  cash  revenue  for  our  spot
inventory, we closely manage the use of trade and barter agreements.

Within our digital segment, including Interactive One which generates the majority of the Company’s digital revenue,
revenue  is  principally  derived  from  advertising  services  on  non-radio  station  branded,  but  Company-owned  websites.
Advertising services include the sale of banner and sponsorship advertisements. Advertising revenue is recognized either as
impressions (the number of times advertisements appear in viewed pages) are delivered or when “click through” purchases
are made, where applicable. In addition, Interactive One derives revenue from its studio operations, in which it provides
third-party  clients  with  publishing  services  including  digital  platforms  and  related  expertise.  In  the  case  of  the  studio
operations,  revenue  is  recognized  primarily  through  fixed  contractual  monthly  fees  and/or  as  a  share  of  the  third  party’s
reported revenue.

Our  cable  television  segment  generates  the  Company’s  cable  television  revenue,  and  derives  its  revenue  principally
from advertising and affiliate revenue. Advertising revenue is derived from the sale of television air time to advertisers and
is recognized when the advertisements are run. Our cable television segment also derives revenue from affiliate fees under
the  terms  of  various  affiliation  agreements  based  upon  a  per  subscriber  fee  multiplied  by  most  recent  subscriber  counts
reported by the applicable affiliate.

Reach Media primarily derives its revenue from the sale of advertising in connection with its syndicated radio shows,
including the Rickey Smiley Morning Show, the Russ Parr Morning Show and the DL Hughley Show. Reach Media also
operates www.BlackAmericaWeb.com, an African-American targeted news and entertainment website. Additionally, Reach
Media operates various other event-related activities.

Expenses

Our significant expenses are: (i) employee salaries and commissions; (ii) programming expenses; (iii) marketing and
promotional  expenses;  (iv)  rental  of  premises  for  office  facilities  and  studios;  (v)  rental  of  transmission  tower  space;
(vi) music license royalty fees; and (vii) content amortization. We strive to control these expenses by centralizing certain
functions  such  as  finance,  accounting,  legal,  human  resources  and  management  information  systems  and,  in  certain
markets, the programming management function. We also use our multiple stations, market presence and purchasing power
to  negotiate  favorable  rates  with  certain  vendors  and  national  representative  selling  agencies.  In  addition  to  salaries  and
commissions,  major  expenses  for  our  internet  business  include  membership  traffic  acquisition  costs,  software  product
design, post-application software development and maintenance, database and server support costs, the help desk function,
data center expenses connected with internet service provider (“ISP”) hosting services and other internet content delivery
expenses.  Major  expenses  for  our  cable  television  business  include  content  acquisition  and  amortization,  sales  and
marketing.

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We  generally  incur  marketing  and  promotional  expenses  to  increase  and  maintain  our  audiences.  However,  because
Nielsen reports ratings either monthly or quarterly, depending on the particular market, any changed ratings and the effect
on  advertising  revenue  tends  to  lag  behind  both  the  reporting  of  the  ratings  and  the  incurrence  of  advertising  and
promotional expenditures.

Measurement of Performance

We monitor and evaluate the growth and operational performance of our business using net income and the following

key metrics:

(a) Net revenue:  The performance of an individual radio station or group of radio stations in a particular market is
customarily measured by its ability to generate net revenue. Net revenue consists of gross revenue, net of local and national
agency  and  outside  sales  representative  commissions  consistent  with  industry  practice.  Net  revenue  is  recognized  in  the
period  in  which  advertisements  are  broadcast.  Net  revenue  also  includes  advertising  aired  in  exchange  for  goods  and
services, which is recorded at fair value, revenue from sponsored events and other revenue. Net revenue is recognized for
our  online  business  as  impressions  are  delivered  or  as  “click  throughs”  are  made,  where  applicable.  Net  revenue  is
recognized for our cable television business as advertisements are run, and during the term of the affiliation agreements at
levels appropriate for the most recent subscriber counts reported by the affiliate, net of launch support.

(b) Broadcast and digital operating income:  Net income (loss) before depreciation and amortization, income taxes,
interest  expense,  interest  income,  noncontrolling  interests  in  income  of  subsidiaries,  other  (income)  expense,  corporate
selling,  general  and  administrative  expenses,  stock-based  compensation,  impairment  of  long-lived  assets,  (gain)  loss  on
retirement  of  debt  and  gain  on  sale-leaseback,  is  commonly  referred  to  in  the  radio  broadcasting  industry  as  “station
operating income.” However, given the diverse nature of our business, station operating income is not truly reflective of
our  multi-media  operation  and,  therefore,  we  now  use  the  term  broadcast  and  digital  operating  income.  Broadcast  and
digital operating income is not a measure of financial performance under accounting principles generally accepted in the
United States of America (“GAAP”). Nevertheless, broadcast and digital operating income is a significant measure used by
our  management  to  evaluate  the  operating  performance  of  our  core  operating  segments.  Broadcast  and  digital  operating
income  provides  helpful  information  about  our  results  of  operations,  apart  from  expenses  associated  with  our  fixed  and
long-lived  intangible  assets,  income  taxes,  investments,  impairment  charges,  debt  financings  and  retirements,  corporate
overhead and stock-based compensation. Our measure of broadcast and digital operating income is similar to industry use
of station operating income; however, it reflects our more diverse business and therefore is not completely analogous to
“station operating income” or other similarly titled measures as used by other companies. Broadcast and digital operating
income does not represent operating loss or cash flow from operating activities, as those terms are defined under GAAP,
and should not be considered as an alternative to those measurements as an indicator of our performance.

(c) Broadcast  and  digital  operating  income  margin:    Broadcast  and  digital  operating  income  margin  represents
broadcast and digital operating income as a percentage of net revenue. Broadcast and digital operating income margin is
not a measure of financial performance under GAAP. Nevertheless, we believe that broadcast and digital operating income
margin  is  a  useful  measure  of  our  performance  because  it  provides  helpful  information  about  our  profitability  as
a  percentage  of  our  net  revenue.  Broadcast  and  digital  operating  margin  includes  results  from  all  four  segments  (radio
broadcasting, Reach Media, digital and cable television).

(d) Adjusted EBITDA: Adjusted EBITDA consists of net (loss) income plus (1) depreciation and amortization, income
taxes,  interest  expense,  noncontrolling  interests  in  income  of  subsidiaries,  impairment  of  long-lived  assets,  stock-based
compensation,  (gain)  loss  on  retirement  of  debt,  gain  on  sale-leaseback,  employment  agreement,  incentive  plan  award
expenses  and  other  compensation,  contingent  consideration  from  acquisition,  severance-related  costs,  cost  method
investment income, less (2) other income and interest income. Net income before interest income, interest expense, income
taxes,  depreciation  and  amortization  is  commonly  referred  to  in  our  business  as  “EBITDA.”  Adjusted  EBITDA  and
EBITDA are not measures of financial performance under GAAP. We believe Adjusted EBITDA is often a useful measure
of a company’s operating performance and is a significant measure used by our management to evaluate the operating

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performance  of  our  business  because  Adjusted  EBITDA  excludes  charges  for  depreciation,  amortization  and  interest
expense that have resulted from our acquisitions and debt financing, our taxes, impairment charges, and gain on retirements
of debt. Accordingly, we believe that Adjusted EBITDA provides useful information about the operating performance of
our business, apart from the expenses associated with our fixed assets and long-lived intangible assets, capital structure or
the  results  of  our  affiliated  company.  Adjusted  EBITDA  is  frequently  used  as  one  of  the  measures  for  comparing
businesses in the broadcasting industry, although our measure of Adjusted EBITDA may not be comparable to similarly
titled measures of other companies, including, but not limited to the fact that our definition includes the results of all four
of our operating segments (radio broadcasting, Reach Media, digital and cable television). Adjusted EBITDA and EBITDA
do  not  purport  to  represent  operating  income  or  cash  flow  from  operating  activities,  as  those  terms  are  defined  under
GAAP, and should not be considered as alternatives to those measurements as an indicator of our performance.

Non-GAAP Financial Measures

The presentation of non-GAAP financial measures is not intended to be considered in isolation from, as a substitute
for, or superior to the financial information prepared and presented in accordance with GAAP. We use non-GAAP financial
measures as a means to evaluate period-to-period comparisons. Reconciliations of our non-GAAP financial measures to the
most directly comparable GAAP financial measures are included below for review. Reliance should not be placed on any
single financial measure to evaluate our business.

Summary of Performance

The table below provides a summary of our performance based on the metrics described above:

Net revenue
Broadcast and digital operating income
Broadcast and digital operating income margin
Adjusted EBITDA
Net income (loss) attributable to common stockholders

For the Years Ended December 31,

2021

2020

(In thousands, except margin data)

$

 441,462
 179,234

$

 376,337
 163,891

 40.6 %   

 43.5 %

 150,222
 38,352

 138,018
 (8,113)

The reconciliation of net income to broadcast and digital operating income is as follows:

Consolidated net income (loss) attributable to common stockholders
Add back non-broadcast and digital operating income items included in consolidated net
income (loss):
Interest income
Interest expense
Provision for (benefit from) income taxes
Corporate selling, general and administrative, excluding stock-based compensation
Stock-based compensation
Loss on retirement of debt
Other income, net
Depreciation and amortization
Noncontrolling interests in income of subsidiaries
Impairment of long-lived assets
Broadcast and digital operating income

  For the Years Ended December 31,

2021

2020

(In thousands)

$

 38,352

$

 (8,113)

 (218)
 65,702
 13,577
 50,837
 565
 6,949
 (8,134)
 9,289
 2,315
 —
 179,234

$

$

 (213)
 74,507
 (34,476)
 35,860
 2,294
 2,894
 (4,547)
 9,741
 1,544
 84,400
 163,891

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The reconciliation of net (loss) income to adjusted EBITDA is as follows:

Adjusted EBITDA reconciliation:
Consolidated net income (loss) attributable to common stockholders, as reported
Add back non-broadcast and digital operating income items included in consolidated net
income (loss):
Interest income
Interest expense
Provision for (benefit from) income taxes
Depreciation and amortization
EBITDA
Stock-based compensation
Loss on retirement of debt
Other income, net
Noncontrolling interests in income of subsidiaries
Casino chase costs
Employment Agreement Award, incentive plan award expenses and other compensation
Contingent consideration from acquisition
Severance-related costs
Impairment of long-lived assets
Cost method investment income from MGM National Harbor
Adjusted EBITDA

  For the Years Ended December 31,

2021

2020

(In thousands)

$

 38,352

$

 (8,113)

 (218)
 65,702
 13,577
 9,289
 126,702
 565
 6,949
 (8,134)
 2,315
 6,727
 6,163
 280
 965
 —
 7,690
 150,222

$

$

$

$

 (213)
 74,507
 (34,476)
 9,741
 41,446
 2,294
 2,894
 (4,547)
 1,544
 —
 2,271
 46
 2,800
 84,400
 4,870
 138,018

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URBAN ONE, INC. AND SUBSIDIARIES
RESULTS OF OPERATIONS

The following table summarizes our historical consolidated results of operations:

Year Ended December 31, 2021 Compared to Year Ended December 31, 2020 (In thousands)

Statements of Operations:
Net revenue
Operating expenses:
Programming and technical, excluding stock-based compensation
Selling, general and administrative, excluding stock-based
compensation
Corporate selling, general and administrative, excluding stock-based
compensation
Stock-based compensation
Depreciation and amortization
Impairment of long-lived assets

Total operating expenses
Operating income

Interest income
Interest expense
Loss on retirement of debt
Other income, net
Income (loss) before provision for (benefit from) income taxes and
noncontrolling interests in income of subsidiaries
Provision for (benefit from) income taxes

Consolidated net income (loss)

Noncontrolling interests in income of subsidiaries
Net income (loss) attributable to common stockholders

39

Year Ended December 31, 

2021

2020

Increase/(Decrease)

  $ 441,462   $ 376,337   $  65,125  

 17.3 %

 119,072

 103,813

 15,259  

 14.7

 143,156

 108,633

 34,523  

 31.8

 50,837
 565
 9,289
 —
 322,919
 118,543
 218
 65,702
 6,949
 (8,134)

 35,860
 2,294
 9,741
 84,400
 344,741
 31,596
 213
 74,507
 2,894
 (4,547)

 14,977  
 (1,729) 
 (452) 
 (84,400) 
 (21,822) 
 86,947  
 5  
 (8,805) 
 4,055  
 3,587  

 41.8
 (75.4)
 (4.6)
 (100.0)
 (6.3)
 275.2
 2.3
 (11.8)
 140.1
 78.9

 54,244
 13,577
 40,667
 2,315

 95,289  
 48,053  
 47,236  
 771  
  $  38,352   $  (8,113)  $  46,465  

 (41,045)
 (34,476)
 (6,569)
 1,544

 232.2
 139.4
 719.1
 49.9
 572.7 %

    
    
    
 
 
  
 
  
 
   
  
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Net revenue

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 441,462  

$

 376,337  

$

 65,125  

 17.3 %

During the year ended December 31, 2021, we recognized approximately $441.5 million in net revenue compared to
approximately  $376.3  million  during  the  year  ended  December  31,  2020.  These  amounts  are  net  of  agency  and  outside
sales representative commissions. The increase in net revenue was due primarily to mitigation of the economic impacts of
the COVID-19 pandemic which began in March 2020 and to increased demand for minority focused media. Net revenues
from our radio broadcasting segment for the year ended December 31, 2021, increased 7.4% from the same period in 2020.
Based on reports prepared by the independent accounting firm Miller, Kaplan, Arase & Co., LLP (“Miller Kaplan”), the
radio  markets  we  operate  in  (excluding  Richmond  and  Raleigh,  both  of  which  no  longer  participate  in  Miller  Kaplan)
increased  18.4%  in  total  revenues  for  the  year  ended  December  31,  2021,  consisting  of  an  increase  of  14.0%  in  local
revenues, an increase of 8.2% in national revenues, and an increase of 51.1% in digital revenues. With the exception of our
Philadelphia, Raleigh and St. Louis (which we exited in 2021) markets, we experienced net revenue improvements in all of
our radio markets, primarily due to higher advertising sales. Net revenue excluding political, from our radio broadcasting
segment  increased  19.7%  compared  to  the  same  period  in  2020.  Net  revenue  for  our  Reach  Media  segment  increased
49.8% for the year ended December 31, 2021, compared to the same period in 2020, due primarily to increased demand
and  the  reinstatement  of  our  cruise  during  the  fourth  quarter  of  2021.   The  cruise  was  postponed  from  2020  due  to  the
pandemic.  We  recognized  approximately  $198.2  million  from  our  cable  television  segment  for  the  year  ended
December 31, 2021, compared to approximately $181.6 million of revenue for the same period in 2020, with the increase
due  primarily  to  both  increased  advertising  and  affiliate  sales.  Net  revenue  from  our  digital  segment  increased
approximately $24.3 million for the year ended December 31, 2021, compared to the same period in 2020 due primarily to
stronger direct revenues.

Operating expenses

Programming and technical, excluding stock-based compensation

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 119,072  

$

 103,813  

$

 15,259  

 14.7 %

Programming  and  technical  expenses  include  expenses  associated  with  on-air  talent  and  the  management  and
maintenance of the systems, tower facilities, and studios used in the creation, distribution and broadcast of programming
content on our radio stations. Programming and technical expenses for the radio segment also include expenses associated
with  our  programming  research  activities  and  music  royalties.  For  our  digital  segment,  programming  and  technical
expenses  include  software  product  design,  post-application  software  development  and  maintenance,  database  and  server
support costs, the help desk function, data center expenses connected with ISP hosting services and other internet content
delivery expenses. For our cable television segment, programming and technical expenses include expenses associated with
technical,  programming,  production,  and  content  management.  The  increase  in  programming  and  technical  expenses  for
the year ended December 31, 2021, compared to the same period in 2020 is primarily due to higher expenses at all our
segments.  Our  radio  broadcasting  segment  experienced  an  increase  of  approximately  $2.8  million  for  the  year  ended
December 31, 2021, compared to the same period in 2020 due primarily to higher compensation costs and music licensing
fees. Our Reach Media segment experienced an increase of approximately $2.0 million for the year ended December 31,
2021,  compared  to  the  same  period  in  2020  due  primarily  to  higher  contract  labor  and  compensation  costs.  Our  digital
segment experienced an increase of approximately $1.3 million for the year ended December 31, 2021, compared to the
same  period  in  2020  due  primarily  to  higher  contract  labor,  consulting  and  compensation  costs.  Our  cable  television
segment experienced an increase of approximately $9.2 million for the year ended December 31, 2021, compared to the
same period in 2020 due primarily to higher content amortization expense.

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Selling, general and administrative, excluding stock-based compensation

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 143,156

$

 108,633

$

 34,523  

 31.8 %

Selling,  general  and  administrative  expenses  include  expenses  associated  with  our  sales  departments,  offices  and
facilities and personnel (outside of our corporate headquarters), marketing and promotional expenses, special events and
sponsorships  and  back  office  expenses.  Expenses  to  secure  ratings  data  for  our  radio  stations  and  visitors’  data  for  our
websites are also included in selling, general and administrative expenses. In addition, selling, general and administrative
expenses  for  the  radio  broadcasting  segment  and  digital  segment  include  expenses  related  to  the  advertising  traffic
(scheduling  and  insertion)  functions.  Selling,  general  and  administrative  expenses  also  include  membership  traffic
acquisition costs for our online business. The increase in expense for the year ended December 31, 2021, compared to the
same  period  in  2020,  is  primarily  due  to  higher  compensation  costs  and  special  event  costs,  higher  commissions  and
national  representative  fees  due  to  improved  revenue  and  higher  promotional  expenses  and  travel  and  entertainment
spending.  Our  radio  broadcasting  segment  experienced  an  increase  of  approximately  $4.6  million  for  the  year  ended
December  31,  2021,  compared  to  the  same  period  in  2020  primarily  due  to  higher  compensation  costs,  national
representative fees, special event costs and promotional spending. Our Reach Media segment experienced an increase of
approximately $8.3 million for the year ended December 31, 2021, compared to the same period in 2020, primarily due to
the  operation  of  Tom  Joyner  Foundation’s  Fantastic  Voyage®  and  higher  affiliate  station  costs.  Our  cable  television
segment experienced an increase of approximately $10.7 million for the year ended December 31, 2021, compared to the
same  period  in  2020  primarily  due  to  higher  promotional  and  advertising  expenses,  compensation  costs  and  research
expenses. Our digital segment experienced an increase of approximately $11.9 million for the year ended December 31,
2021 compared to the same period in 2020, primarily due to higher compensation costs, higher traffic acquisition costs and
web services fees.

Corporate selling, general and administrative, excluding stock-based compensation

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 50,837

$

 35,860

$

 14,977  

 41.8 %

Corporate expenses consist of expenses associated with our corporate headquarters and facilities, including personnel
as well as other corporate overhead functions. The increase in expense was primarily due to an increase in professional fees
related  to  corporate  development  activities  in  connection  with  potential  gaming  investments  and  other  similar  business
activities as well as an increase in compensation costs.

Stock-based compensation

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 565

$

 2,294

$

 (1,729) 

 (75.4)%

The  decrease  in  stock-based  compensation  for  the  year  ended  December  31,  2021,  compared  to  the  same  period  in
2020,  is  primarily  due  to  fewer  grants  and  vesting  of  stock  awards  for  certain  executive  officers  and  other  management
personnel.

Depreciation and amortization

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 9,289  

$

 9,741  

$

 (452)

 (4.6)%

The decrease in depreciation and amortization expense for the year ended December 31, 2020, was due to the mix of

assets approaching or near the end of their useful lives.

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Impairment of long-lived assets

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 —  

$

 84,400  

$

 (84,400) 

 (100.0)%

The  impairment  of  long-lived  assets  for  the  year  ended  December  31,  2020,  was  related  to  a  non-cash  impairment
charge of approximately $15.9 million recorded to reduce the carrying value of our Atlanta market and Indianapolis market
goodwill  balances  and  a  charge  of  approximately  $68.5  million  associated  with  our  Atlanta,  Cincinnati,  Dallas,
Houston, Indianapolis, Philadelphia, Raleigh, Richmond and St. Louis radio market broadcasting licenses.

Interest expense

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 65,702  

$

 74,507  

$

 (8,805) 

 (11.8)%

Interest  expense  decreased  to  approximately  $65.7  million  for  the  year  ended  December  31,  2021,  compared  to
approximately $74.5 million for the same period in 2020, due to lower overall debt balances outstanding and lower average
interest rates. As discussed above, on January 25, 2021, the Company closed on a new financing in the form of the 2028
Notes.  The  proceeds  from  the  2028  Notes  were  used  to  repay  in  full  each  of:  (1)  the  2017  Credit  Facility;  (2)  the  2018
Credit Facility; (3) the MGM National Harbor Loan; (4) the remaining amounts of our 7.375% Notes; and (5) our 8.75%
Notes that were issued in the November 2020 Exchange Offer.

Loss on retirement of debt

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 6,949  

$

 2,894  

$

 4,055  

 140.1 %

As discussed above, upon settlement of the 2028 Notes Offering, the 2017 Credit Facility, the 2018 Credit Facility and
the  MGM  National  Harbor  Loan  were  terminated  and  the  indentures  governing  the  7.375%  Notes  and  the  8.75%  Notes
were satisfied and discharged. There was a net loss on retirement of debt of approximately $6.9 million for the year ended
December 31, 2021 associated with the settlement of the 2028 Notes. On November 9, 2020, we completed an exchange
(the  “November  2020  Exchange  Offer”)  of  99.15%  of  our  outstanding  7.375%  Senior  Secured  Notes  due  2022  (the
“7.375%  Notes”)  for  $347  million  aggregate  principal  amount  of  newly  issued  8.75%  Senior  Secured  Notes  due
December 2022 (the “8.75% Notes”). There was a net loss on retirement of debt of approximately $2.9 million for the year
ended December 31, 2020 associated with the November 2020 Exchange Offer.

Other income, net

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 (8,134)

$

 (4,547)

$

 3,587  

 78.9 %

Other  income,  net,  increased  to  approximately  $8.1  million  for  the  year  ended  December  31,  2021,  compared  to
approximately $4.5 million for the same period in 2020. We recognized other income in the amount of approximately $7.7
million and $4.9 million, for the years ended December 31, 2021 and 2020, respectively, related to our MGM investment.

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Provision for (benefit from) income taxes

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 13,577  

$

 (34,476) 

$

 48,053  

 139.4 %

During the year ended December 31, 2021, the provision for income tax was approximately $13.6 million compared to
a  tax  benefit  of  approximately  $34.5  million  for  the  year  ended  December  31,  2020.  The  increase  in  the  provision  for
income taxes was primarily due to the Company’s change in pre-tax loss to pre-tax income during the period. For the year
ended  December  31,  2020,  the  benefit  consisted  of  deferred  tax  benefit  of  approximately  $35.0  million  and  current  tax
expense of $552,000. The provision resulted in an effective tax rate of 25.0% and 84.0% for the years ended December 31,
2021 and 2020, respectively. The 2021 and 2020 annual effective tax rates primarily reflect taxes at statutory tax rates, the
impact  of  permanent  tax  adjustments,  and  the  valuation  allowance  release  related  to  the  realizability  of  certain  of  the
Company’s net operating losses.

Noncontrolling interests in income of subsidiaries

Year Ended December 31, 

2021

2020

Increase/(Decrease)

$

 2,315  

$

 1,544  

$

 771

 49.9 %

The increase in noncontrolling interests in income of subsidiaries was primarily due to higher net income recognized

by Reach Media for the year ended December 31, 2021, versus the same period in 2020.

Other Data

Broadcast and digital operating income

Broadcast and digital operating income increased to approximately $179.2 million for the year ended December 31,
2021,  compared  to  approximately  $163.9  million  for  the  year  ended  December  31,  2020,  an  increase  of  approximately
$15.3 million or 9.4%. This increase was due to higher broadcast and digital operating income in our radio broadcasting,
Reach Media, and digital segments, which was partially offset by a decrease in broadcast and digital operating income at
our  cable  television  segment.  Our  radio  broadcasting  segment  generated  approximately  $42.0  million  of  broadcast  and
digital  operating  income  during  the  year  ended  December  31,  2021,  compared  to  approximately  $39.8  million  during
the year ended December 31, 2020, an increase of approximately $2.2 million. The increase was primarily due to higher
net  revenues,  partially  offset  by  higher  expenses.  Reach  Media  generated  approximately  $17.0  million  of  broadcast  and
digital  operating  income  during  the  year  ended  December  31,  2021,  compared  to  approximately  $11.8  million  during
the year ended December 31, 2020, primarily due to higher net revenues, partially offset by higher expenses. Our digital
segment  generated  approximately  $17.2  million  of  broadcast  and  digital  operating  income  during  the  year  ended
December  31,  2021,  compared  to  approximately  $6.0  million  of  broadcast  and  digital  operating  income  during  the  year
ended December 31, 2020. The increase in our digital segment’s broadcast and digital operating income is primarily due to
an increase in net revenues, partially offset by increased expense. Finally, TV One generated approximately $103.0 million
of broadcast and digital operating income during the year ended December 31, 2021, compared to approximately $106.3
million during the year ended December 31, 2020, with the decrease due primarily to increased expenses.

Broadcast and digital operating income margin

Broadcast  and  digital  operating  income  margin  decreased  to  40.6%  for  the  year  ended  December  31,  2021,  from

43.5% for 2020. The margin decrease was primarily attributable to higher expenses as described above.

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Liquidity and Capital Resources

Our primary source of liquidity is cash provided by operations and, to the extent necessary, borrowings available under
our asset-backed credit facility. The Company’s cash, cash equivalents and restricted cash balance is approximately $152.2
million as of December 31, 2021.

Throughout  each  of  2020  and  2021,  the  COVID-19  pandemic  had  a  negative  impact  on  certain  of  our  revenue  and
alternative  revenue  sources.  Most  notably,  a  number  of  advertisers  across  a  variety  of  significant  advertising  categories
ceased operations or reduced their advertising spend due to the pandemic.  This has been particularly true within our radio
segment which derives substantial revenue from local advertisers, including in areas such as Texas, Ohio and Georgia.  The
economies  in  these  areas  were  hit  particularly  hard  due  to  social  distancing  and  government  interventions.  Further,  the
COVID-19 pandemic has caused a shift in the way people work and commute, which in some instances has altered demand
for our broadcast radio advertising.  Finally, the COVID-19 outbreak caused the postponement of or cancellation of our
tent pole special events or otherwise impaired or limited ticket sales for such events.  We do not carry business interruption
insurance to compensate us for losses that occurred as a result of the pandemic and such losses may continue to occur as a
result of the ongoing nature of the COVID-19 pandemic. Outbreaks in the markets in which we operate could have material
impacts  on  our  liquidity,  operations  including  potential  impairment  of  assets,  and  our  financial  results.  Likewise,  our
income  from  our  investment  in  MGM  National  Harbor  Casino  has  at  times  been  negatively  affected  by  closures  and
limitations on occupancy imposed by state and local governmental authorities.

We  anticipate  continued  fluctuations  in  revenues  due  to  the  COVID-19  pandemic.  The  extent  to  which  our  results
continue  to  be  affected  by  the  COVID-19  pandemic  will  largely  depend  on  future  developments,  which  cannot  be
accurately predicted and are uncertain.  These developments include, but are not limited to, the duration, scope and severity
of  the  COVID-19  pandemic,  any  additional  resurgences,  variants  or  new  viruses;  the  ability  to  effectively  and  widely
manufacture and distribute vaccines/boosters; the public’s perception of the safety of the vaccines/boosters and the public’s
willingness to take the vaccines/boosters; the effect of the COVID-19 pandemic on our customers and the ability of our
clients  to  meet  their  payment  terms;  the  public’s  willingness  to  attend  live  events;  and  the  pace  of  recovery  when  the
pandemic subsides.

During  the  height  of  the  COVID-19  pandemic  in  2020,  we  proactively  implemented  certain  cost-cutting  measures
including  furloughs,  layoffs,  salary  reductions,  other  expense  reduction  (including  eliminating  travel  and  entertainment
expenses),  eliminating  merit  raises,  decreasing  or  deferring  marketing  spend,  deferring  programming/production  costs,
reducing special events costs, and implementing a hiring freeze on open positions. The Company performed a complete
reforecast  of  its  anticipated  results  extending  through  one  year  from  the  date  of  issuance  of  the  consolidated  financial
statements. Further, out of an abundance of caution and to provide for further liquidity given the uncertainty around the
pandemic,  we  drew  approximately  $27.5  million  on  our  asset-backed  credit  facility  on  March  19,  2020.  As  operating
conditions improved throughout the year, we were able to accumulate cash and all amounts outstanding under our asset-
backed credit facility were repaid on December 22, 2020. As of December 31, 2021, no amounts were outstanding on our
current  facility.  Further,  as  we  refinanced  our  debt  structure  in  January  2021,  we  anticipate  meeting  our  debt  service
requirements and obligations for the foreseeable future, including through one year from the date of issuance of our most
recent consolidated financial statements. Our estimates however, remain subject to substantial uncertainty, in particular due
to  the  unpredictable  extent  and  duration  of  the  impact  of  the  COVID-19  pandemic  on  our  business  and  the  economy
generally, the possibility of new variants of the coronavirus and the concentration of certain of our revenues in areas that
could be deemed “hotspots” for the pandemic.

On  August  18,  2020,  the  Company  entered  into  an  Open  Market  Sales  Agreement  with  Jefferies  LLC  (“Jefferies”)
under which the Company sold shares of its Class A common stock, par value $0.001 per share (the “Class A Shares”) up
to an aggregate offering price of $25 million (the “2020 ATM Program”). Jefferies acted as sales agent for the 2020 ATM
Program.  During  the  year  ended  December  31,  2020,  the  Company  issued  2,859,276  shares  of  its  Class A  Shares  at  a
weighted average price of $5.39 for approximately $14.7 million of net proceeds after associated fees and expenses.

On  January  19,  2021,  the  Company  completed  its  2020  ATM  Program,  sold  an  additional  1,465,825  shares  for  an
aggregate  of  4,325,102  Class  A  shares  sold  through  the  2020  ATM  Program,  receiving  aggregate  gross  proceeds  of
approximately $25.0 million and net proceeds of approximately $24.0 million for the program (inclusive of the $14.7

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million sold during the year ended December 31, 2020). On January 27, 2021, the Company entered into a new 2021 Open
Market  Sale  Agreement  (the  “2021  Sale  Agreement”)  with  Jefferies  under  which  the  Company  could  sell  up  to  an
additional $25.0 million of Class A Shares, through Jefferies as its sales agent. During the three months ended March 31,
2021,  the  Company  issued  and  sold  an  aggregate  of  420,439  Class  A  Shares  pursuant  to  the  2021  Sale  Agreement  and
received  gross  proceeds  of  approximately  $3.0  million  and  net  proceeds  of  approximately  $2.8  million,  after  deducting
commissions to Jefferies and other offering expenses. During the three months ended June 30, 2021, the Company issued
and sold an aggregate of 1,893,126 Class A Shares pursuant to the 2021 Sale Agreement and received gross proceeds of
approximately $22.0 million and net proceeds of approximately $21.2 million, after deducting commissions to Jefferies and
other offering expenses which completed its 2021 ATM Program.

On May 17, 2021, the Company entered into an Open Market Sale AgreementSM (the “Class D Sale Agreement”) with
Jefferies  under  which  the  Company  may  offer  and  sell,  from  time  to  time  at  its  sole  discretion,  shares  of  its  Class  D
common stock, par value $0.001 per share (the “Class D Shares”), through Jefferies as its sales agent. On May 17, 2021,
the Company filed a prospectus supplement pursuant to the Class D Sale Agreement for the offer and sale of its Class D
Shares having an aggregate offering price of up to $25.0 million.  As of December 31, 2021, the Company has not sold any
Class D Shares under the Class D Sale Agreement. The Company may from time to time also enter into new additional
ATM programs and issue additional common stock from time to time under those programs.

On January 25, 2021, the Company closed on an offering (the “2028 Notes Offering”) of $825 million in aggregate
principal amount of senior secured notes due 2028 (the “2028 Notes”) in a private offering exempt from the registration
requirements of the Securities Act of 1933, as amended (the “Securities Act”).  The 2028 Notes are general senior secured
obligations of the Company and are guaranteed on a senior secured basis by certain of the Company’s direct and indirect
restricted subsidiaries.  The 2028 Notes mature on February 1, 2028 and interest on the Notes accrues and is payable semi-
annually in arrears on February 1 and August 1 of each year, commencing on August 1, 2021 at the rate of 7.375% per
annum.

The  Company  used  the  net  proceeds  from  the  2028  Notes,  together  with  cash  on  hand,  to  repay  or  redeem:  (1)  the
2017 Credit Facility; (2) the 2018 Credit Facility; (3) the MGM National Harbor Loan; (4) the remaining amounts of our
7.375% Notes; and (5) our 8.75% Notes that were issued in the November 2020 Exchange Offer.  Upon settlement of the
2028  Notes  Offering,  the  2017  Credit  Facility,  the  2018  Credit  Facility  and  the  MGM  National  Harbor  Loan  were
terminated and the indentures governing the 7.375% Notes and the 8.75% Notes were satisfied and discharged.

The 2028 Notes and the guarantees are secured, subject to permitted liens and except for certain excluded assets (i) on
a first priority basis by substantially all of the Company’s and the Guarantors’ current and future property and assets (other
than accounts receivable, cash, deposit accounts, other bank accounts, securities accounts, inventory and related assets that
secure  our  asset-backed  revolving  credit  facility  on  a  first  priority  basis  (the  “ABL  Priority  Collateral”)),  including  the
capital stock of each guarantor (collectively, the “Notes Priority Collateral”) and (ii) on a second priority basis by the ABL
Priority Collateral.

On February 19, 2021, the Company closed on a new asset backed credit facility (the “Current 2021 ABL Facility”).
The Current 2021 ABL Facility is governed by a credit agreement by and among the Company, the other borrowers party
thereto, the lenders party thereto from time to time and Bank of America, N.A., as administrative agent. The Current 2021
ABL Facility provides for up to $50 million revolving loan borrowings in order to provide for the working capital needs
and  general  corporate  requirements  of  the  Company.  The  Current  2021  ABL  Facility  also  provides  for  a  letter  of  credit
facility up to $5 million as a part of the overall $50 million in capacity. The Asset Backed Senior Credit Facility entered
into on April 21, 2016 among the Company, the lenders party thereto from time to time and Wells Fargo Bank National
Association, as administrative agent (the “2016 ABL Facility”), was terminated on February 19, 2021.

At the Company’s election, the interest rate on borrowings under the Current 2021 ABL Facility are based on either (i)
the  then  applicable  margin  relative  to  Base  Rate  Loans  (as  defined  in  the  Current  2021  ABL  Facility)  or  (ii)  the  then
applicable margin relative to LIBOR Loans (as defined in the Current 2021 ABL Facility) corresponding to the average
availability of the Company for the most recently completed fiscal quarter.

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Advances under the Current 2021 ABL Facility are limited to (a) eighty-five percent (85%) of the amount of Eligible
Accounts  (as  defined  in  the  Current  2021  ABL  Facility),  less  the  amount,  if  any,  of  the  Dilution  Reserve  (as  defined  in
the Current 2021 ABL Facility), minus (b) the sum of (i) the Bank Product Reserve (as defined in the Current 2021 ABL
Facility), plus (ii) the AP and Deferred Revenue Reserve (as defined in the Current 2021 ABL Facility), plus (iii) without
duplication, the aggregate amount of all other reserves, if any, established by Administrative Agent.

All  obligations  under  the  Current  2021  ABL  Facility  are  secured  by  first  priority  lien  on  all  (i)  deposit  accounts
(related  to  accounts  receivable),  (ii)  accounts  receivable,  and  (iii)  all  other  property  which  constitutes  ABL  Priority
Collateral  (as  defined  in  the  Current  2021  ABL  Facility).  The  obligations  are  also  guaranteed  by  all  material  restricted
subsidiaries of the Company.

The Current 2021 ABL Facility matures on the earliest of: the earlier to occur of (a) the date that is five (5) years from

the effective date of the Current 2021 ABL Facility and (b) 91 days prior to the maturity of the Company’s 2028 Notes.

Finally, the Current 2021 ABL Facility is subject to the terms of the Revolver Intercreditor Agreement (as defined in

the Current 2021 ABL Facility) by and among the Administrative Agent and Wilmington Trust, National Association.

On  January  29,  2021,  the  Company  submitted  an  application  for  participation  in  the  second  round  of  the  Paycheck
Protection  Program  loan  program  (“PPP”).  On  June  1,  2021,  the  Company  received  proceeds  of  approximately  $7.5
million.  The loan bears interest at a fixed rate of 1% per year and will not be changed during the life of the loan. The loan
matures June 1, 2026.  The Company is in the process of applying for loan forgiveness. While certain of the PPP loans may
be forgivable, until they are repaid or forgiven, the loan amount may constitute debt under the 2028 Notes and increase the
Company’s leverage.

See Note 9 to our consolidated financial statements — Long-Term Debt for further information on liquidity and capital

resources.

The following table summarizes the interest rates in effect with respect to our debt as of December 31, 2021:

Type of Debt

7.375% Senior Secured Notes, net of issuance costs (fixed rate)
PPP Loan
Asset-backed credit facility (variable rate)(1)

Amount

     Outstanding
(In millions)

Applicable
Interest
Rate

 811.1  
 7.5
—  

 7.375 %
 1.0
— %

(1) Subject to variable LIBOR or Prime plus a spread that is incorporated into the applicable interest rate.

The following table provides a comparison of our statements of cash flows for the years ended December 31, 2021 and

2020:

Net cash flows provided by operating activities
Net cash flows provided by (used in) investing activities
Net cash flows used in financing activities

$

2021

2020

(In thousands)

$

 80,150
 1,714
 (3,504)

 73,867
 (3,413)
 (30,142)

Net  cash  flows  provided  by  operating  activities  were  approximately  $80.2  million  and  $73.9  million  for  the  years
ended  December  31,  2021  and  2020,  respectively.  Cash  flow  from  operating  activities  for  the  year  ended  December  31,
2021,  increased  from  the  prior  year  primarily  due  to  timing  of  payments.  Cash  flows  from  operations,  cash  and  cash
equivalents,  and  other  sources  of  liquidity  are  expected  to  be  available  and  sufficient  to  meet  foreseeable  cash
requirements.

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Net  cash  flows  provided  by  investing  activities  were  approximately  $1.7  million  for  the  year  ended  December  31,
2021  and  net  cash  flows  used  in  investing  activities  were  $3.4  million  for  the  year  ended  December  31,  2020.  Capital
expenditures,  including  digital  tower  and  transmitter  upgrades,  and  deposits  for  station  equipment  and  purchases  were
approximately  $6.3  million  and  $3.8  million  for  the  years  ended  December  31,  2021  and  2020,  respectively.  We  took
ownership of WQMC-LD on February 24, 2020 for total consideration of $475,000 and we also sold property for proceeds
of $860,000 for the year ended December 31, 2020. The Company received approximately $8.0 million in consideration
for the assets sold to Gateway during the year ended December 31, 2021.

Net  cash  flows  used  in  financing  activities  were  approximately  $3.5  million  and  $30.1  million  for  the  years  ended
December  31,  2021  and  2020,  respectively.  During  the  years  ended  December  31,  2021  and  2020,  the  Company  repaid
approximately $855.2 million and $40.5 million, respectively, in outstanding debt. During the years ended December 31,
2021  and  2020,  we  repurchased  $970,000  and  approximately  $3.6  million  of  our  Class A  and  Class  D  Common  Stock,
respectively. Reach Media paid approximately $2.4 million and $2.8 million, respectively in dividends to noncontrolling
interest  shareholders  for  the  years  ended  December  31,  2021  and  2020.  During  the  year  ended  December  31,  2021,  we
borrowed  approximately  $825.0  million  on  our  2028  Notes.  The  Company  also  received  approximately  $7.5  million  in
connection with its PPP Loan during the year ended December 31, 2021. During the year ended December 31, 2020, we
borrowed approximately $3.6 million on the MGM National Harbor Loan. During the years ended December 31, 2021 and
2020, we paid approximately $11.2 million and $3.5 million, respectively, in debt refinancing costs. During the years ended
December 31, 2021 and 2020, we received proceeds of $397,000 and approximately $2.0 million, respectively, from the
exercise of stock options. Finally, the Company received proceeds of approximately $33.3 million and $14.7 million, from
the issuance of Class A Common Stock, net of fees paid during the years ended December 31, 2021 and 2020, respectively.

Credit Rating Agencies

On  a  continuing  basis,  Standard  and  Poor’s,  Moody’s  Investor  Services  and  other  rating  agencies  may  evaluate  our
indebtedness  in  order  to  assign  a  credit  rating.  Our  corporate  credit  ratings  by  Standard  &  Poor’s  Rating  Services  and
Moody’s Investors Service are speculative-grade and have been downgraded and upgraded at various times during the last
several years. Any reductions in our credit ratings could increase our borrowing costs, reduce the availability of financing
to us or increase our cost of doing business or otherwise negatively impact our business operations.

Recent Accounting Pronouncements

See Note 1 of our consolidated financial statements — Organization and Summary of Significant Accounting Policies

for a summary of recent accounting pronouncements.

CRITICAL ACCOUNTING POLICIES AND ESTIMATES

Our accounting policies are described in Note 1 of our consolidated financial statements – Organization and Summary
of  Significant  Accounting  Policies.  We  prepare  our  consolidated  financial  statements  in  conformity  with  GAAP,  which
require us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of
contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses
during the year. Actual results could differ from those estimates. We consider the following policies and estimates to be
most critical in understanding the judgments involved in preparing our financial statements and the uncertainties that could
affect our results of operations, financial condition and cash flows.

Stock-Based Compensation

The Company accounts for stock-based compensation for stock options and restricted stock grants in accordance with
ASC 718, “Compensation - Stock Compensation.” Under the provisions of ASC 718, stock-based compensation cost for
stock options is estimated at the grant date based on the award’s fair value as calculated by the Black-Scholes valuation
option-pricing model (“BSM”) and is recognized as expense, less estimated forfeitures, ratably over the requisite service
period. The BSM incorporates various highly subjective assumptions including expected stock price volatility, for which
historical data is heavily relied upon, expected life of options granted, forfeiture rates and interest rates. If any of the

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assumptions used in the BSM model change significantly, stock-based compensation expense may differ materially in the
future from that previously recorded. Compensation expense for restricted stock grants is measured based on the fair value
on  the  date  of  grant  less  estimated  forfeitures.  Compensation  expense  for  restricted  stock  grants  is  recognized  ratably
during  the  vesting  period.  The  fair  value  measurement  objective  for  liabilities  incurred  in  a  share-based  payment
transaction is the same as for equity instruments. Awards classified as liabilities are subsequently remeasured to their fair
values at the end of each reporting period until the liability is settled.

Goodwill and Radio Broadcasting Licenses

Impairment Testing

We have made several acquisitions in the past for which a significant portion of the purchase price was allocated to
radio broadcasting licenses and goodwill. Goodwill exists whenever the purchase price exceeds the fair value of tangible
and identifiable intangible net assets acquired in business combinations. As of December 31, 2021, we had approximately
$505.2  million  in  broadcast  licenses  and  $223.4  million  in  goodwill,  which  totaled  $728.6  million,  and  represented
approximately 57.8% of our total assets. Therefore, we believe estimating the fair value of goodwill and radio broadcasting
licenses is a critical accounting estimate because of the significance of their carrying values in relation to our total assets.
There was no impairment recorded for the year ended December 31, 2021 and for the year ended December 31, 2020, we
recorded  impairment  charges  against  radio  broadcasting  licenses  and  goodwill,  collectively,  of  approximately  $84.4
million. Significant impairment charges have been an on-going trend experienced by media companies in general, and are
not unique to us.

We  test  for  impairment  annually  across  all  reporting  units,  or  when  events  or  changes  in  circumstances  or  other
conditions suggest impairment may have occurred in any given reporting unit. Our annual impairment testing is performed
as of October 1 of each year. Impairment exists when the carrying value of these assets exceeds its respective fair value.
When the carrying value exceeds fair value, an impairment amount is charged to operations for the excess.

Valuation of Broadcasting Licenses

We utilize the services of a third-party valuation firm to assist us in estimating the fair value of our radio broadcasting
licenses and reporting units. Fair value is estimated to be the price that would be received to sell an asset or paid to transfer
a liability in an orderly transaction between market participants at the measurement date. We use the income approach to
test for impairment of radio broadcasting licenses. A projection period of 10 years is used, as that is the time horizon in
which  operators  and  investors  generally  expect  to  recover  their  investments.  When  evaluating  our  radio  broadcasting
licenses  for  impairment,  the  testing  is  done  at  the  unit  of  accounting  level  as  determined  by  ASC  350,  “Intangibles  -
Goodwill  and  Other.”  In  our  case,  each  unit  of  accounting  is  a  cluster  of  radio  stations  into  one  of  our  geographical
markets. Broadcasting license fair values are based on the discounted future cash flows of the applicable unit of accounting
assuming an initial hypothetical start-up operation which possesses FCC licenses as the only asset. Over time, it is assumed
the operation acquires other tangible assets such as advertising and programming contracts, employment agreements and
going concern value, and matures into an average performing operation in a specific radio market. The income approach
model  incorporates  several  variables,  including,  but  not  limited  to:  (i)  radio  market  revenue  estimates  and  growth
projections; (ii) estimated market share and revenue for the hypothetical participant; (iii) likely media competition within
the market; (iv) estimated start-up costs and losses incurred in the early years; (v) estimated profit margins and cash flows
based on market size and station type; (vi) anticipated capital expenditures; (vii) estimated future terminal values; (viii) an
effective tax rate assumption; and (ix) a discount rate based on the weighted-average cost of capital for the radio broadcast
industry.  In  calculating  the  discount  rate,  we  considered:  (i)  the  cost  of  equity,  which  includes  estimates  of  the  risk-free
return,  the  long-term  market  return,  small  stock  risk  premiums  and  industry  beta;  (ii)  the  cost  of  debt,  which  includes
estimates for corporate borrowing rates and tax rates; and (iii) estimated average percentages of equity and debt in capital
structures.

We  did  not  identify  any  impairment  indicators  at  any  of  our  reportable  segments  for  the  year  ended  December  31,

2021.  We performed our annual impairment testing and no impairment was identified.

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Beginning in March 2020, the Company observed that the COVID-19 pandemic and the resulting government stay at
home orders were dramatically impacting certain of the Company’s revenues. Most notably, a number of advertisers across
significant  advertising  categories  had  reduced  or  ceased  advertising  spend  due  to  the  outbreak  and  stay  at  home  orders
which effectively shut many businesses down in the markets in which we operate. This was particularly true within our
radio  segment  which  derives  substantial  revenue  from  local  advertisers  who  had  been  particularly  hard  hit  due  to  social
distancing and government interventions.

As a result of COVID-19, the total market revenue growth for certain markets in which we operate was below that
assumed in our annual impairment testing. During the first quarter of 2020, the Company recorded a non-cash impairment
charge of approximately $5.9 million to reduce the carrying value of our Atlanta market and Indianapolis market goodwill
balances  and  the  Company  recorded  a  non-cash  impairment  charge  of  approximately  $47.7  million  associated  with  our
Atlanta,  Cincinnati,  Dallas,  Houston,  Indianapolis,  Philadelphia,  Raleigh,  Richmond  and  St.  Louis  radio  market
broadcasting licenses. We did not identify any impairment indicators for the three months ended June 30, 2020. Based on
market data obtained by the Company in the third quarter of 2020, the total anticipated market revenue growth for certain
markets in which we operate continued to be below that assumed in our first quarter impairment testing. We deemed that to
be  an  impairment  indicator  that  warranted  interim  impairment  testing  of  certain  markets’  radio  broadcasting  licenses,
which we performed as of September 30, 2020. As a result of that testing, the Company recorded a non-cash impairment
charge  of  approximately  $10.0  million  related  to  its  Atlanta  market  and  Indianapolis  market  goodwill  balances  and  the
Company  recorded  a  non-cash  impairment  charge  of  approximately  $19.1  million  for  the  three  months  ended
September  30,  2020  associated  with  our  Atlanta,  Cincinnati,  Dallas,  Houston,  Indianapolis,  Philadelphia  and  Raleigh
market  radio  broadcasting  licenses.  As  part  of  our  annual  testing  for  the  year  ended  December  31,  2020,  there  was  no
additional  impairment  identified;  however  we  recorded  an  impairment  charge  of  approximately  $1.7  million  associated
with the asset sale consideration for one of our St. Louis radio broadcasting licenses for that period.

Valuation of Goodwill

The  impairment  testing  of  goodwill  is  performed  at  the  reporting  unit  level.  We  had  16  reporting  units  as  of  our
October 2021 annual impairment assessment, consisting of each of the 13 radio markets within the radio division and each
of the other three business divisions. In testing for the impairment of goodwill, we primarily rely on the income approach.
The approach involves a 10-year model with similar variables as described above for broadcasting licenses, except that the
discounted cash flows are based on the Company’s estimated and projected market revenue, market share and operating
performance for its reporting units, instead of those for a hypothetical participant. We use a 5-year model for our Reach
Media reporting unit. We evaluate all events and circumstances on an interim basis to determine if an impairment indicator
is present and also perform annual testing by comparing the fair value of the reporting unit with its carrying amount. We
recognize an impairment charge to operations in the amount that the reporting unit’s carrying value exceeds its fair value.
The impairment charge recognized cannot exceed the total amount of goodwill allocated to the reporting unit.

As noted above, we did not identify any impairment indicators at any of our reportable segments for the year ended
December 31, 2021. Also as noted above, during the first and third quarters of 2020 due to the COVID-19 pandemic, we
identified impairment indicators at certain of our radio markets, and, as such, we performed an interim analysis for certain
radio  market  goodwill.  During  the  three  months  ended  March  31,  2020,  the  Company  recorded  a  non-cash  impairment
charge  of  approximately  $5.9  million  to  reduce  the  carrying  value  of  our  Atlanta  and  Indianapolis  market  goodwill
balances. We did not identify any impairment indicators at any of our other reportable segments for the three months ended
June 30, 2020. During the three months ended September 30, 2020, the Company recorded a non-cash impairment charge
of approximately $10.0 million related to its Atlanta market and Indianapolis market goodwill balances. 

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Below are some of the key assumptions used in the income approach model for estimating the broadcasting license
and goodwill fair values for the annual impairment testing performed and interim impairment testing performed where an
impairment charge was recorded since January 1, 2020.

Radio Broadcasting
Licenses
Impairment charge (in millions)
Discount Rate
Year 1 Market Revenue Growth Rate
Range
Long-term Market Revenue Growth Rate
Range
Mature Market Share Range
Mature Operating Profit Margin Range

October 1,
2021

October 1,
2020

September 30,
2020 (a)

March 31,
2020 (a)

$

 — $
9.0 % 

$

1.7*
9.0 % 

$

19.1
9.0 % 

47.7
9.5 %

6.1% – 8.0 % (10.7)% – (16.0) % (10.7)% – (16.8) %

(13.3)%

0.7% – 1.0 %
6.2% – 23.2 %
26.9% – 36.1 %

0.7% – 1.1 %
6.7% – 23.9 %
27.7% – 37.1 %

0.7% – 1.1 %
0.7% – 1.1 %
6.7% – 23.9 % 6.9% – 25.0 %
27.7% – 37.1 % 27.6% – 39.7 %

(a) Reflects changes only to the key assumptions used in the interim testing for certain units of accounting.

(*) License fair value based on estimated asset sale consideration.

Goodwill (Radio Market
Reporting Units)
Impairment charge (in millions)
Discount Rate
Year 1 Market Revenue Growth Rate
Range
Long-term Market Revenue Growth Rate
Range
Mature Market Share Range
Mature Operating Profit Margin Range

October 1,
2021 (a)

October 1,
2020 (a)

September 30,
2020 (a)

March 31,
2020 (a)

  $

— $
9.0  % 

— $
9.0  % 

$

10.0
9.0  % 

5.9
9.5

(10.7)% – 25.4 % (12.9)% – 25.9 % (26.6)% – 34.7 % (14.5)% – (12.9)

0.7% – 1.0 %
6.2% – 16.0 %

0.9% – 1.1 %
0.7% – 1.1 %
8.4% – 12.7 %
6.8% – 16.8 %
21.2% – 47.3 % 27.7% – 49.1 % 27.7% – 48.1 %

0.9% – 1.1
11.1% – 13.0
29.4% – 39.0

(a) Reflects the key assumptions for testing only those radio markets with remaining goodwill.

Below are some of the key assumptions used in the income approach model for estimating the fair value for Reach
Media for the annual and interim impairment assessments performed since October 2020. When compared to the discount
rates used for assessing radio market reporting units, the higher discount rates used in these assessments reflect a premium
for  a  riskier  and  broader  media  business,  with  a  heavier  concentration  and  significantly  higher  amount  of  programming
content  assets  that  are  highly  dependent  on  a  single  on-air  personality.  As  a  result  of  our  impairment  assessments,  the
Company concluded that the goodwill was not impaired.

Reach Media Segment Goodwill
Impairment charge (in millions)
Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate (Year 5)
Operating Profit Margin Range

50

     October 1,

2021

October 1,
2020

$

$

 —  
 11.5 %  
 (15.7)%  
 1.0 %  

 —
 11.0 %
 22.1 %
 1.0 %
  24.1 – 26.2 %   18.0 – 19.1 %

    
 
 
 
 
 
    
 
 
 
 
 
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Below  are  some  of  the  key  assumptions  used  in  the  income  approach  model  for  determining  the  fair  value  of  our
digital  reporting  unit  since  October  2020.  When  compared  to  discount  rates  for  the  radio  reporting  units,  the  higher
discount rate used to value the reporting unit is reflective of discount rates applicable to internet media businesses. As a
result of our impairment assessments, the Company concluded that the goodwill was not impaired.

Digital Segment Goodwill
Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate (Years 6 – 10)
Operating Profit Margin Range

October 1,
2021

October 1,
2020

$

 —  

$

 —

 14.0 %   
 (20.4)%   
2.5% - 6.8 %   

 14.0 %  
 (5.4)%  
3.4% - 6.0 %  
  (5.2)% -  14.3 %    (12.5)% -  13.1 %

Below are some of the key assumptions used in the income approach model for determining the fair value of our cable
television segment since October 2020.  As a result of the testing performed, the Company concluded no impairment to the
carrying value of goodwill had occurred.

Cable Television Segment Goodwill
Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate Range (Years 6 – 10)
Operating Profit Margin Range

October 1,
2021

October 1,
2020

  $

 —  

$

 —

 9.5 %  
 11.6 %  
0.4% - 0.6 %  

 10.5 %
 4.5 %
0.6% - 1.5 %
34.9% - 46.4 %   37.2% - 46.1 %

The above goodwill tables reflect some of the key valuation assumptions used for 11 of our 16 reporting units. The

other five remaining reporting units had no goodwill carrying value balances as of December 31, 2021.

In arriving at the estimated fair values for radio broadcasting licenses and goodwill, we also performed an analysis by
comparing our overall average implied multiple based on our cash flow projections and fair values to recently completed
sales transactions, and by comparing our fair value estimates to the market capitalization of the Company. The results of
these comparisons confirmed that the fair value estimates resulting from our annual assessment for 2021 were reasonable.

Sensitivity Analysis

We  believe  both  the  estimates  and  assumptions  we  utilized  when  assessing  the  potential  for  impairment  are
individually and in aggregate reasonable; however, our estimates and assumptions are highly judgmental in nature. Further,
there  are  inherent  uncertainties  related  to  these  estimates  and  assumptions  and  our  judgment  in  applying  them  to  the
impairment analysis. While we believe we have made reasonable estimates and assumptions to calculate the fair values,
changes in any one estimate, assumption or a combination of estimates and assumptions, or changes in certain events or
circumstances (including uncontrollable events and circumstances resulting from continued deterioration in the economy or
credit  markets)  could  require  us  to  assess  recoverability  of  broadcasting  licenses  and  goodwill  at  times  other  than  our
annual  October  1  assessments,  and  could  result  in  changes  to  our  estimated  fair  values  and  further  write-downs  to  the
carrying  values  of  these  assets.  Impairment  charges  are  non-cash  in  nature,  and  as  with  current  and  past  impairment
charges, any future impairment charges will not impact our cash needs or liquidity or our bank ratio covenant compliance.

We  had  a  total  goodwill  carrying  value  of  approximately  $223.4  million  across  11  of  our  16  reporting  units  as  of
December 31, 2021. The below table indicates the long-term cash flow growth rates assumed in our impairment testing and
the long-term cash flow growth/decline rates that would result in additional goodwill impairment. For three of the reporting
units,  given  the  significant  excess  of  their  fair  value  over  carrying  value,  any  future  goodwill  impairment  is  not  likely.
However, should our estimates and assumptions for assessing the fair values of the remaining reporting units with

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goodwill  worsen  to  reflect  the  below  or  lower  cash  flow  growth/decline  rates,  additional  goodwill  impairments  may  be
warranted in the future.

Reporting Unit
2
16
21
1
11
13
12
10
6
18
19

Long-Term
Cash Flow
Growth Rate

Used

Long-Term Cash
Flow
Growth/(Decline) Rate
That Would Result in
Carrying Value that is less  
than Fair Value (a)

 0.9 %   Impairment not likely
 0.7 %   Impairment not likely
 0.5 %   Impairment not likely
 1.0 %  
 0.7 %  
 0.9 %  
 1.0 %  
 1.0 %  
 0.7 %  
 2.5 %  
 1.0 %  

0.2%
(0.8)%
(1.9)%
(2.0)%
(2.9)%
(8.3)%
(21.9)%
(268.0)%

(a) The long-term cash flow growth/(decline) rate that would result in the carrying value of the reporting unit being less
than  the  fair  value  of  the  reporting  unit  applies  only  to  further  goodwill  impairment  and  not  to  any  future  license
impairment that would result from lowering the long-term cash flow growth rates used.

Several of the licenses in our units of accounting have limited or no excess of fair values over their respective carrying
values. As set forth in the table below, as of October 1, 2021, we appraised the radio broadcasting licenses at a fair value of
approximately $599.0 million, which was in excess of the $505.2 million carrying value by $93.9 million, or 18.6%. The
fair values of the licenses exceeded the carrying values of the licenses for all units of accounting. Should our estimates,
assumptions,  or  events  or  circumstances  for  any  upcoming  valuations  worsen  in  the  units  with  no  or  limited  fair  value
cushion, additional license impairments may be needed in the future.

Unit of Accounting (a)

Unit of Accounting 2
Unit of Accounting 5
Unit of Accounting 7
Unit of Accounting 11
Unit of Accounting 14
Unit of Accounting 6
Unit of Accounting 12
Unit of Accounting 4
Unit of Accounting 13
Unit of Accounting 8
Unit of Accounting 16
Unit of Accounting 1
Unit of Accounting 10

Total

Radio Broadcasting Licenses

As of

October 1,
2021
Carrying
Values
(“CV”)

October 1,
2021
Fair
Values
(“FV”)
(In thousands)

    $

 3,086     $

 13,525
 15,223
 15,560
 19,070
 22,642
 32,968
 37,224
 39,646
 52,515
 54,670
 84,369
 114,650
 505,148

$

$

 32,375     $
 15,310
 18,081
 17,498
 20,518
 28,134
 34,120
 40,321
 40,940
 56,568
 89,981
 90,091
 115,108
 599,045

$

Excess

% FV
Over CV

FV vs. CV

 29,289     
 1,785     
 2,858     
 1,938     
 1,448     
 5,492     
 1,152     
 3,097     
 1,294     
 4,053     
 35,311     
 5,722     
 458     

 93,897  

 949.1 %
 13.2 %
 18.8 %
 12.5 %
 7.6 %
 24.3 %
 3.5 %
 8.3 %
 3.3 %
 7.7 %
 64.6 %
 6.8 %
 0.4 %
 18.6 %

(a) The  units  of  accounting  are  not  disclosed  on  a  specific  market  basis  so  as  to  not  make  publicly  available  sensitive

information that could be competitively harmful to the Company.

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The following table presents a sensitivity analysis showing the impact on our impairment testing resulting from: (i) a
100 basis point decrease in industry or reporting unit growth rates; (ii) a 100 basis point decrease in cash flow margins;
(iii) a 100 basis point increase in the discount rate; and (iv) both a 5% and 10% reduction in the fair values of broadcasting
licenses and reporting units.

Hypothetical Increase in
 the Recorded 
Impairment 
Charge
For the Year Ended
December 31, 2021

Broadcasting 
Licenses

Goodwill (a)

(In millions)

Impairment charge recorded:

Radio Market Reporting Units
Reach Media Reporting Unit
Cable Television Reporting Unit
Digital Reporting Unit

Total Impairment Recorded

Hypothetical Change for Radio Market Reporting Units:

A 100 basis point decrease in radio industry long-term growth rates
A 100 basis point decrease in cash flow margin in the projection period
A 100 basis point increase in the applicable discount rate
A 5% reduction in the fair value of broadcasting licenses and reporting units
A 10% reduction in the fair value of broadcasting licenses and reporting units

Hypothetical Change for Reach Media Reporting Unit:
A 100 basis point decrease in long-term growth rates
A 100 basis point decrease in cash flow margin in the projection period
A 100 basis point increase in the applicable discount rate
A 5% reduction in the fair value of the reporting unit
A 10% reduction in the fair value of the reporting unit

Hypothetical Change for Cable Television Reporting Unit:

A 100 basis point decrease in long-term growth rates
A 100 basis point decrease in cash flow margin in the projection period
A 100 basis point increase in the applicable discount rate
A 5% reduction in the fair value of the reporting unit
A 10% reduction in the fair value of the reporting unit

Hypothetical Change for Digital Reporting Unit:

A 100 basis point decrease in long-term growth rates
A 100 basis point decrease in cash flow margin in the projection period
A 100 basis point increase in the applicable discount rate
A 5% reduction in the fair value of the reporting unit
A 10% reduction in the fair value of the reporting unit

$

$

$
$
$
$
$

 — $
 —  
 —  
 —  
 — $

 20.7
 3.0
 36.8
 6.6
 22.5

  Not applicable
  Not applicable
  Not applicable
  Not applicable
  Not applicable

  Not applicable
  Not applicable
  Not applicable
  Not applicable
  Not applicable

  Not applicable
  Not applicable
  Not applicable
  Not applicable
  Not applicable

$
$
$
$
$

$
$
$
$
$

$
$
$
$
$

$
$
$
$
$

 —
 —
 —
 —
 —

1.1
 —
5.9
 —
4.4

 —
 —
 —
 —
 —

 —
 —
 —
 —
 —

 —
 —
 —
 —
 —

(a) Goodwill impairment charge applies only to further goodwill impairment and not to any potential license impairment

that could result from changing other assumptions.

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Impairment  of  Intangible  Assets  Excluding  Goodwill,  Radio  Broadcasting  Licenses  and  Other  Indefinite-Lived

Intangible Assets

Intangible  assets,  excluding  goodwill,  radio  broadcasting  licenses  and  other  indefinite-lived  intangible  assets,  are
reviewed  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  amount  of  an  asset  or
group  of  assets  may  not  be  fully  recoverable.  These  events  or  changes  in  circumstances  may  include  a  significant
deterioration of operating results, changes in business plans, or changes in anticipated future cash flows. If an impairment
indicator is present, we will evaluate recoverability by a comparison of the carrying amount of the asset or group of assets
to future undiscounted net cash flows expected to be generated by the asset or group of assets. Assets are grouped at the
lowest  level  for  which  there  is  identifiable  cash  flows  that  are  largely  independent  of  the  cash  flows  generated  by  other
asset groups. If the assets are impaired, the impairment is measured by the amount by which the carrying amount exceeds
the  fair  value  of  the  assets  determined  by  estimates  of  discounted  cash  flows.  The  discount  rate  used  in  any  estimate  of
discounted  cash  flows  would  be  the  rate  required  for  a  similar  investment  of  like  risk.  The  Company  reviewed  certain
intangibles for impairment during 2021 and 2020 and determined no impairment charges were necessary. Any changes in
the  valuation  estimates  and  assumptions  or  changes  in  certain  events  or  circumstances  could  result  in  changes  to  the
estimated fair values of these intangible assets and may result in future write-downs to the carrying values.

Revenue Recognition

In accordance with Accounting Standards Codification (“ASC”) 606, “Revenue from Contracts with Customers,” the
Company recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects
the consideration to which it expects to be entitled in exchange for those goods or services. In general, our spot advertising
(both radio and cable television) as well as our digital advertising continues to be recognized when aired and delivered. For
our  cable  television  affiliate  revenue,  the  Company  grants  a  license  to  the  affiliate  to  access  its  television  programming
content through the license period, and the Company earns a usage based royalty when the usage occurs, consistent with
our previous revenue recognition policy. Finally, for event advertising, the performance obligation is satisfied at a point in
time when the activity associated with the event is completed.

Within our radio broadcasting and Reach Media segments, the Company recognizes revenue for broadcast advertising
at  a  point  in  time  when  a  commercial  spot  runs.  The  revenue  is  reported  net  of  agency  and  outside  sales  representative
commissions. Agency and outside sales representative commissions are calculated based on a stated percentage applied to
gross billing. Generally, clients remit the gross billing amount to the agency or outside sales representative, and the agency
or outside sales representative remits the gross billing, less their commission, to the Company.

Within our digital segment, including Interactive One, which generates the majority of the Company’s digital revenue,
revenue  is  principally  derived  from  advertising  services  on  non-radio  station  branded  but  Company-owned  websites.
Advertising  services  include  the  sale  of  banner  and  sponsorship  advertisements.  Advertising  revenue  is  recognized  at  a
point  in  time  either  as  impressions  (the  number  of  times  advertisements  appear  in  viewed  pages)  are  delivered  or  when
“click  through”  purchases  are  made,  where  applicable.  In  addition,  Interactive  One  derives  revenue  from  its  studio
operations,  in  which  it  provides  third-party  clients  with  publishing  services  including  digital  platforms  and  related
expertise.  In  the  case  of  the  studio  operations,  revenue  is  recognized  primarily  through  fixed  contractual  monthly  fees
and/or as a share of the third party’s reported revenue.

Our  cable  television  segment  derives  advertising  revenue  from  the  sale  of  television  air  time  to  advertisers  and
recognizes  revenue  when  the  advertisements  are  run.  Advertising  revenue  is  recognized  at  a  point  in  time  when  the
individual  spots  run.  To  the  extent  there  is  a  shortfall  in  contracts  where  the  ratings  were  guaranteed,  a  portion  of  the
revenue  is  deferred  until  the  shortfall  is  settled,  typically  by  providing  additional  advertising  units  generally  within
one  year  of  the  original  airing.  Our  cable  television  segment  also  derives  revenue  from  affiliate  fees  under  the  terms  of
various  multi-year  affiliation  agreements  based  on  a  per  subscriber  fee  multiplied  by  the  most  recent  subscriber  counts
reported by the applicable affiliate. The Company recognizes the affiliate fee revenue at a point in time as its performance
obligation  to  provide  the  programming  is  met.  The  Company  has  a  right  of  payment  each  month  as  the  programming
services and related obligations have been satisfied.

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Contingencies and Litigation

We  regularly  evaluate  our  exposure  relating  to  any  contingencies  or  litigation  and  record  a  liability  when  available
information  indicates  that  a  liability  is  probable  and  estimable.  We  also  disclose  significant  matters  that  are  reasonably
possible to result in a loss, or are probable but for which an estimate of the liability is not currently available. To the extent
actual contingencies and litigation outcomes differ from amounts previously recorded, additional amounts may need to be
reflected.

Uncertain Tax Positions

To  address  the  exposures  of  uncertain  tax  positions,  we  recognize  the  impact  of  a  tax  position  in  the  financial
statements if it is more likely than not that the position would be sustained on examination based on the technical merits of
the position. As of December 31, 2021, we had approximately $1.3 million in unrecognized tax benefits. Future outcomes
of our tax positions may be more or less than the currently recorded liability, which could result in recording additional
taxes, or reversing some portion of the liability and recognizing a tax benefit once it is determined the liability is no longer
necessary as potential issues get resolved, or as statutes of limitations in various tax jurisdictions close.

Realizability of Deferred Tax Assets

As  of  each  reporting  date,  management  considers  new  evidence,  both  positive  and  negative,  that  could  affect  its
conclusions  regarding  the  future  realization  of  the  Company’s  deferred  tax  assets  (“DTAs”).  During  the  year  ended
December 31, 2021, management continues to believe that there is sufficient positive evidence to conclude that it is more
likely than not the DTAs are realizable. The assessment to determine the value of the DTAs to be realized under ASC 740
is  highly  judgmental  and  requires  the  consideration  of  all  available  positive  and  negative  evidence  in  evaluating  the
likelihood  of  realizing  the  tax  benefit  of  the  DTAs  in  a  future  period.  Circumstances  may  change  over  time  such  that
previous negative evidence no longer exists, and new conditions should be evaluated as positive or negative evidence that
could affect the realization of the DTAs. Since the evaluation requires consideration of events that may occur some years
into the future, significant judgment is required, and our conclusion could be materially different if certain expectations do
not materialize.

In  the  assessment  of  all  available  evidence,  an  important  piece  of  objectively  verifiable  evidence  is  evaluating  a
cumulative  income  or  loss  position  over  the  most  recent  three-year  period.  Historically,  the  Company  maintained  a  full
valuation against the net DTAs, principally due to overwhelming objectively verifiable negative evidence in the form of a
cumulative  loss  over  the  most  recent  three-year  period.  However,  during  the  quarter  ended  December  31,  2018,  the
Company  achieved  three  years  of  cumulative  income,  which  removed  the  most  heavily  weighted  piece  of  objectively
verifiable  negative  evidence  from  our  evaluation  of  the  realizability  of  DTAs.  Moreover,  in  combination  with  the
three  years  of  cumulative  income  and  other  objectively  verifiable  positive  evidence  that  existed  as  of  the  quarter  ended
December 31, 2018, management believed that there was sufficient positive evidence to conclude that it was more likely
than  not  that  a  material  portion  of  its  net  DTAs  were  realizable.  Consequently,  the  Company  reduced  its  valuation
allowance during the quarter ended December 31, 2018.

As  of  the  quarter  ended  December  31,  2021,  management  continues  to  weigh  the  objectively  verifiable  evidence
associated with its cumulative income or loss position over the most recent three-year period. Further, as of the year ended
December 31, 2021, the Company continues to have three years of cumulative income. Management also considered the
cumulative  income  includes  non-deductible  pre-tax  expenditures  that,  while  included  in  pre-tax  earnings,  are  not  a
component of taxable income and therefore are not expected to negatively impact the Company’s ability to realize the tax
benefit of the DTAs in current or future years.

As  part  of  the  2017  Tax  Act,  IRC  Section  163(j)  limits  the  timing  of  the  tax  deduction  for  interest  expense.  In
conjunction  with  evaluating  and  weighing  the  aforementioned  negative  and  positive  evidence  from  the  Company’s
historical cumulative income or loss position, management also evaluated the impact that interest expense has had on our
cumulative  income  or  loss  position  over  the  most  recent  three-year  period.  A  material  component  of  the  Company’s
expenses  is  interest  and  has  been  the  primary  driver  of  historical  pre-tax  losses.  As  part  of  our  evaluation  of  positive
evidence, management is adjusting for the IRC Section 163(j) interest expense limitation on projected taxable income as

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part of developing forecasts of taxable income sufficient to utilize the Company’s federal and state net operating losses that
are not subject to annual limitation resulting from the 2009 ownership shift as defined under IRC Section 382.

Realization  of  the  Company’s  DTAs  is  dependent  on  generating  sufficient  taxable  income  in  future  periods,  and
although  management  believes  it  is  more  likely  than  not  future  taxable  income  will  be  sufficient  to  realize  the  DTAs,
realization is not assured and future events may cause a change to the judgment of the realizability of the DTAs. If a future
event causes management to re-evaluate and conclude that it is not more likely than not, that all or a portion of the DTAs
are  realizable,  the  Company  would  be  required  to  establish  a  valuation  allowance  against  the  assets  at  that  time,  which
would result in a charge to income tax expense and a decrease to net income in the period which the change of judgment is
concluded.

The  Company  continues  to  assess  potential  tax  strategies,  which  if  successful,  may  reduce  the  impact  of  the  annual
limitations  and  potentially  recover  NOLs  that  otherwise  would  expire  before  being  applied  to  reduce  future  income  tax
liabilities. If successful, the Company may be able to recover additional federal and state NOLs in future periods, which
could be material. If we conclude that it is more likely than not that we will be able to realize additional federal and state
NOLs, the tax benefit could materially impact future quarterly and annual periods. The federal and state NOLs expire in
various years from 2022 to 2039.

Redeemable noncontrolling interests

Redeemable noncontrolling interests are interests in subsidiaries that are redeemable outside of the Company’s control
either for cash or other assets. These interests are classified as mezzanine equity and measured at the greater of estimated
redemption value at the end of each reporting period or the historical cost basis of the noncontrolling interests adjusted for
cumulative earnings allocations. The resulting increases or decreases in the estimated redemption amount are affected by
corresponding charges against retained earnings, or in the absence of retained earnings, additional paid-in-capital.

With  the  assistance  of  a  third-party  valuation  firm,  the  Company  assesses  the  fair  value  of  the  redeemable
noncontrolling  interest  in  Reach  Media  as  of  the  end  of  each  reporting  period.  The  fair  value  of  the  redeemable
noncontrolling  interests  as  of  December  31,  2021  and  2020,  was  approximately  $17.0  million  and  $12.7  million,
respectively. The determination of fair value incorporated a number of assumptions and estimates including, but not limited
to, forecasted operating results, discount rates and a terminal value. Different estimates and assumptions may result in a
change to the fair value of the redeemable noncontrolling interests amount previously recorded.

Fair Value Measurements

The Company accounts for an award called for in the CEO’s employment agreement (the “Employment Agreement”)
at fair value. According to the Employment Agreement, executed in April 2008, the CEO is eligible to receive an award
(the  “Employment  Agreement  Award”)  amount  equal  to  approximately  4%  of  any  proceeds  from  distributions  or  other
liquidity events in excess of the return of the Company’s aggregate investment in TV One. The Company’s obligation to
pay the award was triggered after the Company recovered the aggregate amount of capital contributions in TV One, and
payment is required only upon actual receipt of distributions of cash or marketable securities or proceeds from a liquidity
event with respect to such invested amount. The long-term portion of the award is recorded in other long-term liabilities
and the current portion is recorded in other current liabilities in the consolidated balance sheets. The CEO was fully vested
in  the  award  upon  execution  of  the  Employment  Agreement,  and  the  award  lapses  if  the  CEO  voluntarily  leaves  the
Company or is terminated for cause. In September 2014, the Compensation Committee of the Board of Directors of the
Company  approved  terms  for  a  new  employment  agreement  with  the  CEO,  including  a  renewal  of  the  Employment
Agreement Award upon similar terms as in the prior Employment Agreement.

The  Company  estimated  the  fair  value  of  the  Employment  Agreement  Award  as  of  December  31,  2021,  at
approximately $28.2 million and, accordingly, adjusted the liability to that amount. The fair value estimate incorporated a
number of assumptions and estimates, including but not limited to TV One’s future financial projections. As the Company
will  measure  changes  in  the  fair  value  of  this  award  at  each  reporting  period  as  warranted  by  certain  circumstances,
different estimates or assumptions may result in a change to the fair value of the award amount previously recorded.

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Content Assets

Our  cable  television  segment  has  entered  into  contracts  to  acquire  entertainment  programming  rights  and  programs
from distributors and producers. The license periods granted in these contracts generally run from one year to five years.
Contract payments are made in installments over terms that are generally shorter than the contract period. Each contract is
recorded as an asset and a liability at an amount equal to its gross contractual commitment when the license period begins
and  the  program  is  available  for  its  first  airing.  For  programming  that  is  predominantly  monetized  as  part  of  a  content
group, which includes our acquired and commissioned programs, capitalized costs are amortized based on an estimate of
our usage and benefit from such programming. The estimates require management’s judgement and include consideration
of factors such as expected revenues to be derived from the programming, the expected number of future airings, and, if
applicable, the length of the license period. Acquired content is generally amortized on a straight-line basis over the term of
the  license  which  reflects  the  estimated  usage.  For  certain  content  for  which  the  pattern  of  usage  is  accelerated,
amortization  is  based  upon  the  actual  usage.  Amortization  of  content  assets  is  recorded  in  the  consolidated  statement  of
operations as programming and technical expenses.

The Company also has programming for which the Company has engaged third parties to develop and produce, and it
owns most or all rights (commissioned programming). In accordance with ASC 926, content amortization expense for each
period is recognized based on the revenue forecast model, which approximates the proportion that estimated advertising
and affiliate revenues for the current period represent in relation to the estimated remaining total lifetime revenues as of the
beginning of the current period. Management regularly reviews, and revises when necessary, its total revenue estimates,
which may result in a change in the rate of amortization and/or a write-down of the asset to fair value.

Content that is predominantly monetized within a film group is assessed for impairment at the film group level and is
tested  for  impairment  if  circumstances  indicate  that  the  fair  value  of  the  content  within  the  film  group  is  less  than  its
unamortized costs. A significant decrease in the amount of ultimate revenue expected to be recognized was determined for
one  of  the  film  groups,  and  as  a  result,  the  Company  recorded  an  impairment  and  additional  amortization  expense  of
$695,000, as a result of evaluating its contracts for impairment for the year ended December 31, 2021. The Company did
not  record  any  additional  amortization  expense  for  the  year  ended  December  31,  2020.  Impairment  and  amortization  of
content  assets  is  recorded  in  the  consolidated  statements  of  operations  as  programming  and  technical  expenses.  All
produced and licensed content is classified as a long-term asset, except for the portion of the unamortized content balance
that is expected to be amortized within one year which is classified as a current asset.

Tax  incentives  that  state  and  local  governments  offer  that  are  directly  measured  based  on  production  activities  are

recorded as reductions in production costs.

Capital and Commercial Commitments

Indebtedness

As  of  December  31,  2021,  we  had  approximately  $825.0  million  of  our  2028  Notes  outstanding  and  approximately
$7.5 million outstanding on our PPP Loan within our corporate structure. The Company used the net proceeds from the
2028  Notes,  together  with  cash  on  hand,  to  repay  or  redeem:  (1)  the  2017  Credit  Facility;  (2)  the  2018  Credit  Facility;
(3) the MGM National Harbor Loan; (4) the remaining amounts of our 7.375% Notes; and (5) our 8.75% Notes that were
issued  in  the  November  2020  Exchange  Offer.    Upon  settlement  of  the  2028  Notes,  the  2017  Credit  Facility,  the  2018
Credit Facility and the MGM National Harbor Loan were terminated and the indentures governing the 7.375% Notes and
the 8.75% Notes were satisfied and discharged.

See “Liquidity and Capital Resources.” See the balances outstanding as of December 31, 2021 in the “Type of Debt”

section as part of the “Liquidity and Capital Resources” section above.

Lease obligations

We have non-cancelable operating leases for office space, studio space, broadcast towers and transmitter facilities that

expire over the next 10 years.

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Operating Contracts and Agreements

We have other operating contracts and agreements including employment contracts, on-air talent contracts, severance
obligations, retention bonuses, consulting agreements, equipment rental agreements, programming related agreements, and
other general operating agreements that expire over the next five years.

Royalty Agreements

Musical  works  rights  holders,  generally  songwriters  and  music  publishers,  have  been  traditionally  represented  by
performing  rights  organizations,  such  as  the  American  Society  of  Composers,  Authors  and  Publishers  (“ASCAP”),
Broadcast Music, Inc. (“BMI”) and SESAC, Inc. (“SESAC”). The market for rights relating to musical works is changing
rapidly. Songwriters and music publishers have withdrawn from the traditional performing rights organizations, particularly
ASCAP  and  BMI,  and  new  entities,  such  as  Global  Music  Rights,  Inc.  (“GMR”),  have  been  formed  to  represent  rights
holders. These organizations negotiate fees with copyright users, collect royalties and distribute them to the rights holders.
We currently have arrangements with ASCAP, SESAC and GMR. On April 22, 2020, the Radio Music License Committee
(“RMLC”), an industry group which the Company is a part of, and BMI have reached agreement on the terms of a new
license agreement that covers the period January 1, 2017, through December 31, 2021. Upon approval of the court of the
BMI/RMLC agreement, the Company automatically became a party to the agreement and to a license with BMI through
December 31, 2021.

Reach Media Redeemable Noncontrolling Interest Shareholders’ Put Rights

Beginning on January 1, 2018, the noncontrolling interest shareholders of Reach Media have had an annual right to
require Reach Media to purchase all or a portion of their shares at the then current fair market value for such shares (the
“Put Right”). This annual right is exercisable for a 30-day period beginning January 1 of each year. The purchase price for
such shares may be paid in cash and/or registered Class D common stock of Urban One, at the discretion of Urban One.
The  noncontrolling  interest  shareholders  of  Reach  Media  did  not  exercise  their  Put  Right  for  the  30-day  period  ending
January  31,  2022.  Management,  at  this  time,  cannot  reasonably  determine  the  period  when  and  if  the  put  right  will  be
exercised by the noncontrolling interest shareholders.

Contractual Obligations Schedule

The following table represents our scheduled contractual obligations as of December 31, 2021:

Contractual Obligations

2022

2023

2024

2025

2026

(In thousands)

2027 and
     Beyond

Total

Payments Due by Period

7.375% Subordinated Notes
(1)
PPP Loan (2)
Other operating
contracts/agreements(3)
Operating lease obligations
Total

$  60,844
 75

$  60,844
 75

$  60,844
 75

$  60,844
 75

$  60,844
 7,542

$  890,914
 —

$  1,195,134
 7,842

 69,791
 13,164
$ 143,874

 23,117
 11,333
$  95,369

 19,386
 10,099
$  90,404

 19,422
 5,377
$  85,718

 8,452
 3,070
$  79,908

 9,408
 5,378
$  905,700

 149,576
 48,421
$  1,400,973

(1) Includes interest obligations based on effective interest rates on senior secured notes outstanding as of December 31,

2021.

(2) Includes interest obligations on PPP Loan outstanding as of December 31, 2021.

(3) Includes  employment  contracts  (including  the  Employment  Agreement  Award),  severance  obligations,  on-air  talent
contracts,  consulting  agreements,  equipment  rental  agreements,  programming  related  agreements,  and  other  general
operating agreements. Also includes contracts that our cable television segment has entered into to acquire

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entertainment  programming  rights  and  programs  from  distributors  and  producers.  These  contracts  relate  to  their
content assets as well as prepaid programming related agreements.

Of  the  total  amount  of  other  operating  contracts  and  agreements  included  in  the  table  above,  approximately  $100.1
million  has  not  been  recorded  on  the  balance  sheet  as  of  December  31,  2021,  as  it  does  not  meet  recognition  criteria.
Approximately  $18.0  million  relates  to  certain  commitments  for  content  agreements  for  our  cable  television  segment,
approximately $30.9 million relates to employment agreements, and the remainder relates to other agreements.

Off-Balance Sheet Arrangements

On February 24, 2015, the Company entered into a letter of credit reimbursement and security agreement providing for
letter of credit capacity of up to $1.2 million. On October 8, 2019, the Company entered into an amendment to its letter of
credit  reimbursement  and  security  agreement  and  extended  the  term  to  October  8,  2024.  As  of  December  31,  2021,  the
Company  had  letters  of  credit  totaling  $871,000  under  the  agreement  for  certain  operating  leases  and  certain  insurance
policies. Letters of credit issued under the agreement are required to be collateralized with cash. In addition, the Current
2021 ABL Facility provides for letter of credit capacity of up to $5 million subject to certain limitations on availability.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

Not required for smaller reporting companies.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

The consolidated financial statements of Urban One required by this item are filed with this report on Pages F-1 to F-

55.

ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL DISCLOSURE

None.

ITEM 9A. CONTROLS AND PROCEDURES

(a) Evaluation of disclosure controls and procedures

We  have  carried  out  an  evaluation,  under  the  supervision  and  with  the  participation  of  our  Chief  Executive  Officer
(“CEO”)  and  the  Chief  Financial  Officer  (“CFO”),  of  the  effectiveness  of  the  design  and  operation  of  our  disclosure
controls and procedures as of the end of the period covered by this report. Based on this evaluation, our CEO and CFO
concluded  that  as  of  such  date,  our  disclosure  controls  and  procedures  are  effective  in  timely  alerting  them  to  material
information  required  to  be  included  in  our  periodic  SEC  reports.  Disclosure  controls  and  procedures,  as  defined  in
Rules  13a-15(e)  and  15d-15(e)  under  the  Exchange  Act,  are  controls  and  procedures  that  are  designed  to  ensure  that
information  required  to  be  disclosed  in  our  reports  filed  or  submitted  under  the  Exchange  Act  is  recorded,  processed,
summarized and reported within the time periods specified in the SEC’s rules and forms.

In designing and evaluating the disclosure controls and procedures, our management recognized that any controls and
procedures,  no  matter  how  well  designed  and  operated,  can  only  provide  reasonable  assurance  of  achieving  the  desired
control  objectives  and  management  necessarily  was  required  to  apply  its  judgment  in  evaluating  the  cost-benefit
relationship  of  possible  controls  and  procedures.  Our  disclosure  controls  and  procedures  are  designed  to  provide  a
reasonable level of assurance of reaching our desired disclosure controls objective. Our management, including our CEO
and  CFO,  has  concluded  that  our  disclosure  controls  and  procedures  are  effective  in  reaching  that  level  of  reasonable
assurance.

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(b) Management’s report on internal control over financial reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as
defined in Exchange Act Rule 13a-15(f). Under the supervision and with the participation of our management, including
our CEO and CFO, we conducted an evaluation of the effectiveness of our internal control over financial reporting. Internal
control over financial reporting cannot provide absolute assurance of achieving financial reporting objectives because of its
inherent  limitations.  Internal  control  over  financial  reporting  is  a  process  that  involves  human  diligence  and  compliance
and  is  subject  to  lapses  in  judgment  and  breakdowns  resulting  from  human  failures.  Internal  control  over  financial
reporting also can be circumvented by collusion or improper management override. Because of such limitations, there is a
risk  that  material  misstatements  may  not  be  prevented  or  detected  on  a  timely  basis  by  internal  control  over  financial
reporting.  However,  these  inherent  limitations  are  known  features  of  the  financial  reporting  process.  Therefore,  it  is
possible to design into the process safeguards to reduce, though not eliminate, this risk.

Under  the  supervision  and  with  the  participation  of  our  Chief  Executive  Officer  and  Chief  Financial  Officer,  our
management conducted an assessment of the effectiveness of internal control over financial reporting as of December 31,
2021 based on the criteria established in Internal Control - Integrated Framework, issued by the Committee of Sponsoring
Organizations of the Treadway Commission (2013 framework). Based on this assessment, our management has concluded
that our internal control over financial reporting was effective as of December 31, 2021.

The Company’s independent registered public accounting firm is engaged to express an opinion on our internal control
over financial reporting, as stated in its report which is included in Part IV, Item 15 of this Form 10-K under the caption
“Reports of Independent Registered Public Accounting Firm.”

(c) Changes in internal control over financial reporting

There were no changes in our internal control over financial reporting during the year ended December 31, 2021 that

have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM 9B. OTHER INFORMATION

None.

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ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

PART III

The information with respect to directors and executive officers required by this Item 10 is incorporated into this report
by  reference  to  the  information  set  forth  under  the  caption  “Nominees  for  Class  A  Directors,”  “Nominees  for  Other
Directors,”  “Code  of  Conduct,”  and  “Executive  Officers”  in  our  proxy  statement  for  the  2022  Annual  Meeting  of
Stockholders, which is expected to be filed with the Commission within 120 days after the close of our fiscal year.

ITEM 11. EXECUTIVE COMPENSATION

The information required by this Item 11 is incorporated into this report by reference to the information set forth under

the caption “Compensation of Directors and Executive Officers” in our proxy statement.

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND
RELATED STOCKHOLDER MATTERS

The information required by this Item 12 is incorporated into this report by reference to the information set forth under

the caption “Principal Stockholders” in our proxy statement.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

The information required by this Item 13 is incorporated into this report by reference to the information set forth under

the caption “Certain Relationships and Related Transactions” in our proxy statement.

ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES

The information required by this Item 14 is incorporated into this report by reference to the information set forth under

the caption “Audit Fees” in our proxy statement.

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ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a)(1) Financial Statements

PART IV

The following financial statements required by this item are submitted in a separate section beginning on page F-1 of

this report:

Reports of Independent Registered Public Accounting Firm (BDO USA, LLP; Potomac, MD; PCAOB ID #243)

Consolidated Balance Sheets as of December 31, 2021 and 2020

Consolidated Statements of Operations for the years ended December 31, 2021 and 2020

Consolidated Statements of Comprehensive Income (Loss) for the years ended December 31, 2021 and 2020

Consolidated Statements of Changes in Stockholders’ Equity for the years ended December 31, 2021 and 2020

Consolidated Statements of Cash Flows for the years ended December 31, 2021 and 2020

Notes to the Consolidated Financial Statements

Schedule II — Valuation and Qualifying Accounts

Schedules other than those listed above have been omitted from this Form 10-K because they are not required, are not

applicable, or the required information is included in the financial statements and notes thereto.

(a)(2) EXHIBITS AND FINANCIAL STATEMENTS:   The following exhibits are filed as part of this Annual Report,

except for Exhibits 32.1 and 32.2, which are furnished, but not filed, with this Annual Report.

Exhibit
Number

3.1

3.1.1

3.2

3.3

3.4

3.5

3.6

3.7

Description
Amended and Restated Certificate of Incorporation of Urban Inc., dated as of May 4, 2000, as filed with the
State of Delaware on May 9, 2000 (incorporated by reference to Exhibit 3.1 to Urban One’s Quarterly Report
on Form 10-Q for the period ended March 31, 2000).
Certificate  of  Amendment,  dated  as  of  April  25,  2017,  of  the  Amended  and  Restated  Certificate  of
Incorporation of Urban One, Inc., dated as of April 25, 2017, as filed with the State of Delaware on April 25,
2017  (incorporated  by  reference  to  Exhibit  3.1  to  Urban  One’s  Current  Report  on  Form  8-K  filed  May  8,
2017).
Amended and Restated By-laws of Urban One, Inc. amended as of May 5, 2017 (incorporated by reference
to Exhibit 3.2 to Urban One’s Current Report on Form 8-K filed May 8, 2017).
Certificate  of  Conversion  of  Bell  Broadcasting  Company  into  Bell  Broadcasting  Company  LLC
(incorporated  by  reference  to  Exhibit  3.13  to  Urban  One’s  Annual  Report  on  Form  10-K,  filed  March  14,
2016).
Articles of Organization of Blue Chip Broadcasting Licenses, Ltd. (incorporated by reference to Exhibit 3.32
to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Operating Agreement of Blue Chip Broadcasting Licenses, Ltd. (incorporated by reference to Exhibit 3.60 to
Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Articles of Organization of Blue Chip Broadcasting, Ltd. (incorporated by reference to Exhibit 3.30 to Urban
One’s Registration Statement on Form S-4, filed August 5, 2005).
Amended and Restated Operating Agreement of Blue Chip Broadcasting, Ltd. (incorporated by reference to
Exhibit 3.59 to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).

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3.8

3.9

3.10

3.11

3.12

3.13

3.14

3.15

3.16

3.17

3.18

3.19

3.20

3.21

3.22

3.23

3.24

3.25

3.26

3.29

3.30

3.33

3.34

3.35

3.36

3.37

Certificate of Formation of Charlotte Broadcasting, LLC (incorporated by reference to Exhibit 3.18 to Urban
One’s Registration Statement on Form S-4, filed August 5, 2005).
Limited  Liability  Company  Agreement  of  Charlotte  Broadcasting,  LLC  (incorporated  by  reference  to
Exhibit 3.53 to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate  of  Formation  of  Distribution  One,  LLC.  (incorporated  by  reference  to  Exhibit  3.15  to  Urban
One’s Registration Statement on Form S-4, filed February 9, 2011).
Limited Liability Company Agreement of Distribution One, LLC. (incorporated by reference to Exhibit 3.16
to Urban One’s Registration Statement on Form S-4, filed February 9, 2011).
Articles of Incorporation of Interactive One, Inc. (incorporated by reference to Exhibit 3.19 to Urban One’s
Registration Statement on Form S-4, filed February 9, 2011).
Bylaws  of  Interactive  One,  Inc.  (incorporated  by  reference  to  Exhibit  3.20  to  Urban  One’s  Registration
Statement on Form S-4, filed February 9, 2011).
Certificate of Formation of Interactive One, LLC. (incorporated by reference to Exhibit 3.21 to Urban One’s
Registration Statement on Form S-4, filed February 9, 2011).
Limited Liability Company Agreement of Interactive One, LLC. (incorporated by reference to Exhibit 3.22
to Urban One’s Registration Statement on Form S-4, filed February 9, 2011).
Certificate  of  Incorporation  of  New  Mableton  Broadcasting  Corporation  (incorporated  by  reference  to
Exhibit 3.43 to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Bylaws  of  New  Mableton  Broadcasting  Corporation  (incorporated  by  reference  to  Exhibit  3.70  to  Urban
One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate  of  Conversion  of  Radio  One  Cable  Holdings,  Inc.to  Radio  One  Cable  Holdings,  LLC.
(incorporated by reference to Exhibit 3.19 to Urban One’s Annual Report on Form 10-K, filed February 17,
2015).
Certificate  of  Conversion  of  formation  of  Radio  One  Cable  Holdings,  LLC.  (incorporated  by  reference  to
Exhibit 3.20 to Urban One’s Annual Report on Form 10-K, filed February 17, 2015).
Certificate  of  Formation  of  Radio  One  Distribution  Holdings,  LLC.  (incorporated  by  reference  to
Exhibit 3.27 to Urban One’s Registration Statement on Form S-4, filed February 9, 2011).
Limited  Liability  Company  Agreement  of  Radio  One  Cable  Holdings,  LLC.  (incorporated  by  reference  to
Exhibit 3.20 to Urban One’s Annual Report on Form 10-K, filed February 17, 2015).
Limited Liability Company Agreement of Radio One Distribution Holdings, LLC (incorporated by reference
to Exhibit 3.28 to Urban One’s Registration Statement on Form S-4, filed February 9, 2011).
Certificate  of  Formation  of  Radio  One  Licenses,  LLC  (incorporated  by  reference  to  Exhibit  3.3  to  Urban
One’s Registration Statement on Form S-4, filed August 5, 2005).
Limited  Liability  Company  Agreement  of  Radio  One  Licenses,  LLC  (incorporated  by  reference  to
Exhibit 3.46 to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate of Formation of Radio One Media Holdings, LLC (incorporated by reference to Exhibit 3.44 to
Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Limited  Liability  Company  Agreement  of  Radio  One  Media  Holdings,  LLC  (incorporated  by  reference  to
Exhibit 3.71 to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate of Formation of Radio One of Charlotte, LLC (incorporated by reference to Exhibit 3.15 to Urban
One’s Registration Statement on Form S-4, filed August 5, 2005).
Limited  Liability  Company  Agreement  of  Radio  One  of  Charlotte,  LLC  (incorporated  by  reference  to
Exhibit 3.51 to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate of Limited Partnership of Radio One of Indiana, L.P. (incorporated by reference to Exhibit 3.35 to
Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Limited Partnership Agreement of Radio One of Indiana, L.P. (incorporated by reference to Exhibit 3.63 to
Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate of Formation of Radio One of Indiana, LLC (incorporated by reference to Exhibit 3.38 to Urban
One’s Registration Statement on Form S-4, filed August 5, 2005).
Limited  Liability  Company  Agreement  of  Radio  One  of  Indiana,  LLC  (incorporated  by  reference  to
Exhibit 3.66 to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate of Formation of Radio One of North Carolina, LLC (incorporated by reference to Exhibit 3.20 to
Urban One’s Registration Statement on Form S-4, filed August 5, 2005).

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3.38

3.39

3.40

3.41

3.42

3.43

3.44

3.45

3.46

3.47

3.48

3.49

3.50

3.51

3.52

3.53

3.54

3.55

4.1

4.2

4.7
10.1

10.2

10.3

Limited Liability Company Agreement of Radio One of North Carolina, LLC (incorporated by reference to
Exhibit 3.54 to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate of Formation of Radio One of Texas II, LLC (incorporated by reference to Exhibit 3.37 to Urban
One’s Registration Statement on Form S-4, filed August 5, 2005).
Limited  Liability  Company  Agreement  of  Radio  One  of  Texas  II,  LLC  (incorporated  by  reference  to
Exhibit 3.65 to Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate of Formation of Satellite One, L.L.C. (incorporated by reference to Exhibit 3.39 to Urban One’s
Registration Statement on Form S-4, filed August 5, 2005).
Limited Liability Company Agreement of Satellite One, L.L.C. (incorporated by reference to Exhibit 3.67 to
Urban One’s Registration Statement on Form S-4, filed August 5, 2005).
Certificate  of  Formation  of  IO  Acquisition  Sub,  LLC  (incorporated  by  reference  to  Exhibit  3.46  to  Urban
One’s Annual Report on Form 10-K, filed February 17, 2015).
Certificate  of  Amendment  to  Certificate  of  Formation  of  BossipMadameNoire,  LLC  (incorporated  by
reference to Exhibit 3.3 to Urban One’s Current Report on Form 8-K, filed May 8, 2017).
Limited  Liability  Company  Agreement  of  BossipMadameNoire,  LLC  (formerly  IO  Acquisition  Sub  and
incorporated by reference to Exhibit 3.47 to Urban One’s Annual Report on Form 10-K, filed February 17,
2015).
Certificate  of  Formation  of  Radio  One  Urban  Network  Holdings,  LLC  (incorporated  by  reference  to
Exhibit 3.48 to Urban One’s Annual Report on Form 10-K, filed February 17, 2015).
Limited  Liability  Company  Agreement  of  Radio  One  Urban  Network  Holdings,  LLC  (incorporated  by
reference to Exhibit 3.49 to Urban One’s Annual Report on Form 10-K, filed February 17, 2015).
Certificate  of  Formation  of  Radio  One  Entertainment  Holdings,  LLC  (incorporated  by  reference  to
Exhibit 3.50 to Urban One’s Annual Report on Form 10-K, filed February 17, 2015).
Second  Amended  and  Restated  Limited  Liability  Company  Agreement  of  Radio  One  Entertainment
Holdings,  LLC  (incorporated  by  reference  to  Exhibit  3.49  to  Urban  One’s  Annual  Report  on  Form  10-K,
filed March 31, 2021).
Certificate of Conversion of Gaffney Broadcasting, LLC (incorporated by reference to Exhibit 3.52 to Urban
One’s Annual Report on Form 10-K, filed February 17, 2015).
Certificate of Incorporation of Reach Media, Inc. (incorporated by reference to Exhibit 3.53 to Urban One’s
Annual Report on Form 10-K, filed February 17, 2015).
Bylaws of Reach Media, Inc. (incorporated by reference to Exhibit 3.54 to Urban One’s Annual Report on
Form 10-K, filed February 17, 2015).
Certificate  of  Formation  of  RO  One  Solution,  LLC  (incorporated  by  reference  to  Exhibit  3.54  to  Urban
One’s Annual Report on Form 10-K, filed March 14, 2016).
Certificate of Formation of Urban One Entertainment SPV, LLC (incorporated by reference to Exhibit 3.54
to Urban One’s Annual Report on Form 10-K, filed March 18, 2019).
Second  Amended  and  Restated  Limited  Liability  Company  Agreement  of  Urban  One  Entertainment  SPV,
LLC  (incorporated  by  reference  to  Exhibit  3.55  to  Urban  One’s  Annual  Report  on  Form  10-K,  filed
March 31, 2021).
Indenture,  dated  as  of  January  25,  2021,  among  Urban  One,  Inc.,  the  guarantors  named  therein  and
Wilmington Trust, National Association, as trustee, relating to the 7.375% Senior Secured Notes due 2028
(incorporated  by  reference  to  Exhibit  4.1  to  Urban  One’s  Current  Report  on  Form  8-K  filed  January  29,
2021). 
Credit Agreement, dated as of February 19, 2021, among Urban One, Inc., the other borrowers party thereto,
the lenders party thereto from time to time and Bank of America, N.A., as administrative agent (incorporated
by reference to Exhibit 10.1 to Urban One’s Current Report on Form 8-K filed February 22, 2021).
Description of Registrant’s Securities*
Amended  and  Restated  Stockholders  Agreement  dated  as  of  September  28,  2004  among  Catherine  L.
Hughes and Alfred C. Liggins, III (incorporated by reference 4.1 Urban One’s Quarterly Report on Form 10-
Q for the period ended June 30, 2005).
Amended and Restated Radio One, Inc. 2009 Stock Option and Restricted Stock Grant Plan (incorporated by
reference to Urban One’s Definitive Proxy on Schedule 14A filed October 3, 2013).
Urban  One,  Inc.  2019  Equity  and  Performance  Incentive  Plan  (incorporated  by  reference  to  Urban  One’s
Definitive Proxy on Schedule 14A filed April 11, 2019).

64

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10.4

10.5

10.6

10.7

10.8

10.9

10.10

10.11

21.1
23.1
31.1
31.2
32.1

32.2

101

104

Employment  Agreement  between  Radio  One,  Inc.  and  Peter  D.  Thompson  dated  October  9,  2014
(incorporated by reference to Exhibit 10.12 to Urban One’s Current Report on Form 8-K filed November 4,
2014).
Employment  Agreement  between  Radio  One,  Inc.  and  Alfred  C.  Liggins,  III  dated  April  16,  2008
(incorporated by reference to Exhibit 10.2 to Urban One’s Current Report on Form 8-K filed April 18, 2008).
Terms  of  Employment  Agreement  between  Radio  One,  Inc.  and  Alfred  C.  Liggins,  III  approved
September 30, 2014 (incorporated by reference to Item 5.02 of Urban One’s Current Report on Form 8-K
filed October 6, 2014).
Employment  Agreement  between  Radio  One,  Inc.  and  Catherine  L.  Hughes  dated  April  16,  2008
(incorporated by reference to Exhibit 10.1 to Urban One’s Current Report on Form 8-K filed April 18, 2008).
Terms  of  Employment  Agreement  between  Radio  One,  Inc.  and  Catherine  L.  Hughes  approved
September 30, 2014 (incorporated by reference to Item 5.02 of Urban One’s Current Report on Form 8-K
filed October 6, 2014).
Credit Agreement, dated as of April 21, 2016, among Radio One, Inc., the lenders party thereto from time to
time  and  Wells  Fargo  Bank  National  Association,  as  administrative  agent  (incorporated  by  reference  to
Exhibit 10.1 to Urban One’s Current Report on Form 8-K filed April 27, 2016).
Extension  Agreement  attaching  to  and  made  a  part  of  Employment  Agreement  by  and  between  Radio
One, Inc. and Peter D. Thompson (incorporated by reference to Exhibit 10.2 to Urban One’s Current Report
on Form 8-K filed April 27, 2016).
Amended and Restated Urban One 2019 Equity and Performance Incentive Plan (incorporated by reference
to Exhibit A to Proxy Statement dated April 30, 2021).
Subsidiaries of Urban One, Inc.*
Consent of BDO USA, LLP *
Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.*
Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.*
Certification of Chief Executive Officer pursuant to 18 U.S.C § 1350, as adopted pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002.*
Certification of Chief Financial Officer pursuant to 18 U.S.C § 1350, as adopted pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002.*
Financial  information  from  the  Annual  Report  on  Form  10-K  for  the  year  ended  December  31,  2021,
formatted in Inline XBRL.*
Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101

*Indicates document filed herewith.

ITEM 16. FORM 10-K SUMMARY

None.

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SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended, the
registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized on
March 15, 2022.

URBAN ONE, INC.

/s/ Peter D. Thompson

By:
Name:Peter D. Thompson
Title: Chief Financial Officer and Principal Accounting

Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, this report has been signed

below by the following persons on behalf of the registrant in the capacities indicated on March 15, 2022.

/s/  Terry L. Jones

/s/  Catherine L. Hughes

/s/  Alfred C. Liggins, III

By:
Name: Catherine L. Hughes
Title: Chairperson, Director and Secretary
By:
Name: Alfred C. Liggins, III
Title: Chief Executive Officer, President and Director
By:
Name: Terry L. Jones
Title: Director
By:
Name: Brian W. McNeill
Title: Director
By:
Name: B. Doyle Mitchell, Jr.
Title: Director

/s/  B. Doyle Mitchell, Jr.

/s/  Brian W. McNeill

/s/  D. Geoffrey Armstrong

By:
Name: D. Geoffrey Armstrong
Title: Director

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Report of Independent Registered Public Accounting Firm

Shareholders and Board of Directors
Urban One, Inc.
Silver Spring, Maryland

Opinion on Internal Control over Financial Reporting

We have audited Urban One, Inc’s (the “Company’s”) internal control over financial reporting as of December 31, 2021,
based on criteria established in Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring
Organizations  of  the  Treadway  Commission  (the  “COSO  criteria”).  In  our  opinion,  the  Company  maintained,  in  all
material respects, effective internal control over financial reporting as of December 31, 2021, based on the COSO criteria.

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United
States)  (“PCAOB”),  the  consolidated  balance  sheets  of  the  Company  as  of  December  31,  2021  and  2020,  the  related
consolidated statements of operations, comprehensive income (loss), changes in stockholders’ equity, and cash flows for
each  of  the  years  then  ended,  and  the  related  notes  and  schedule  and  our  report  dated  March  15,  2022  expressed  an
unqualified opinion thereon.

Basis for Opinion

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its
assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in  the  accompanying  “Item  9A,
Management’s  Report  on  Internal  Control  over  Financial  Reporting”.  Our  responsibility  is  to  express  an  opinion  on  the
Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered with the
PCAOB and are required to be independent with respect to the Company in accordance with U.S. federal securities laws
and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit of internal control over financial reporting in accordance with the standards of the PCAOB. Those
standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control
over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal
control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design
and operating effectiveness of internal control based on the assessed risk. Our audit also included performing such other
procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our
opinion.

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the
reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and
procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded
as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and
that receipts and expenditures of the company are being made only in accordance with authorizations of management and
directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized
acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also,
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ BDO USA, LLP

Potomac, Maryland
March 15, 2022

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Report of Independent Registered Public Accounting Firm

Shareholders and Board of Directors
Urban One, Inc.
Silver Spring, Maryland

Opinion on the Consolidated Financial Statements

We have audited the accompanying consolidated balance sheets of Urban One, Inc. (the “Company”) as of December 31,
2021 and 2020, the related consolidated statements of operations, comprehensive income (loss), changes in stockholders’
equity, and cash flows for each of the years then ended, and the related notes and schedule (collectively referred to as the
“consolidated  financial  statements”).  In  our  opinion,  the  consolidated  financial  statements  present  fairly,  in  all  material
respects, the financial position of the Company at December 31, 2021 and 2020, and the results of its operations and its
cash flows for the years then ended, in conformity with accounting principles generally accepted in the United States of
America.

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United
States)  (“PCAOB”),  the  Company's  internal  control  over  financial  reporting  as  of  December  31,  2021,  based  on  criteria
established in Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the
Treadway Commission (“COSO”) and our report dated March 15, 2022 expressed an unqualified opinion thereon.

Basis for Opinion

These  consolidated  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to
express an opinion on the Company’s consolidated financial statements based on our audits. We are a public accounting
firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the
U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the
PCAOB.

We  conducted  our  audits  in  accordance  with  the  standards  of  the  PCAOB.  Those  standards  require  that  we  plan  and
perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material
misstatement, whether due to error or fraud.

Our  audits  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  consolidated  financial
statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included
examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial statements. Our
audits also included evaluating the accounting principles used and significant estimates made by management, as well as
evaluating the overall presentation of the consolidated financial statements. We believe that our audits provide a reasonable
basis for our opinion.

Critical Audit Matters

The  critical  audit  matters  communicated  below  are  matters  arising  from  the  current  period  audit  of  the  consolidated
financial statements that were communicated or required to be communicated to the audit committee and that: (1) relate to
accounts  or  disclosures  that  are  material  to  the  consolidated  financial  statements  and  (2)  involved  our  especially
challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way our
opinion  on  the  consolidated  financial  statements,  taken  as  a  whole,  and  we  are  not,  by  communicating  the  critical  audit
matters  below,  providing  separate  opinions  on  the  critical  audit  matters  or  on  the  accounts  or  disclosures  to  which  they
relate.

Valuation of Radio Broadcasting Licenses

As  described  in  Notes  1,  2  and  4  to  the  consolidated  financial  statements,  the  Company  acquired  radio  broadcasting
licenses valued at approximately $21.1 million in 2021 and had total radio broadcasting licenses of approximately $505.2
million as of December 31, 2021. The Company tests radio broadcasting licenses for impairment annually, on October 1, or
more  frequently  when  events  or  circumstances  or  other  conditions  suggest  impairment  may  have  occurred.  With  the
assistance of a third-party valuation firm, the Company estimates the fair value of radio broadcasting licenses acquired in
business combinations and being tested for impairment using the income approach, which involves but is not limited to,
judgmental

F-2

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estimates and assumptions over projected market share, operating profit margin, long-term revenue growth rates and the
discount rate.  

We identified the Company’s estimates of the fair value of radio broadcasting licenses acquired in business combinations
and being tested for impairment as a critical audit matter. The fair value estimates are sensitive to changes in the significant
assumptions such as the projected market share, operating profit margin, long-term market revenue growth rates and the
discount rate. Auditing these assumptions required increased auditor effort including the use of valuation specialists.

The primary procedures we performed to address this critical audit matter included:

● Evaluating the design and testing the operating effectiveness of key controls related to the Company’s valuation
of radio broadcast licenses acquired in business combinations and being tested for impairment including testing
management’s controls over the development of the fair value estimates and related key inputs and assumptions,
and over the evaluation of the competency and objectivity of management's third-party valuation specialist.
● Testing  the  reasonableness  of  the  projected  market  share,  operating  profit  margin,  long-term  market  revenue
growth rates and discount rate utilized in the Company's forecasts for selected licenses by comparing to external
industry and market data and to the recent historical results of the Company.

● Utilizing  professionals  with  knowledge  and  experience  in  valuation  to  test  the  appropriateness  of  the  valuation

model employed by the Company and the discount rate used.

Radio Goodwill Impairment Assessment

As described in Notes 1 and 4 to the consolidated financial statements, the Company’s radio market goodwill balance was
approximately $36.8 million as of December 31, 2021. The Company tests goodwill for impairment annually, on October
1, or more frequently when events or changes in circumstances or other conditions suggest impairment may have occurred.
An impairment exists when the reporting unit’s carrying value exceeds its fair value and the impairment charge is limited to
the amount of goodwill allocated to the reporting unit. The Company estimates the fair value of its reporting units primarily
using an income approach.

We identified the estimates of the fair value of the Company’s radio market reporting units as a critical audit matter. The
fair value estimates are sensitive to changes in the significant assumptions such as the projected market share, operating
profit margin, long-term market revenue growth rates and the discount rate. Auditing these assumptions required increased
auditor effort including the use of valuation specialists.

The primary procedures we performed to address this critical audit matter included:

● Evaluating  the  design  and  tested  the  operating  effectiveness  of  key  controls  relating  to  valuation  of  the
Company’s  radio  market  reporting  units  performed  as  part  of  the  Company’s  annual  impairment  test  including
testing  management’s  controls  over  the  development  of  the  fair  value  estimates  and  related  key  inputs  and
assumptions,  and  over  the  evaluation  of  the  competency  and  objectivity  of  management's  third-party  valuation
specialist.

● Testing  the  reasonableness  of  the  projected  market  share,  operating  profit  margin,  long-term  market  revenue
growth  rates  and  the  discount  rate  utilized  in  the  Company's  forecasts  for  selected  Radio  reporting  units  by
comparing to external industry and market data and to the recent historical results of the Company.

● Utilizing  professionals  with  knowledge  and  experience  in  valuation  to  test  the  appropriateness  of  the  valuation

model employed by the Company and the discount rate used.

/s/ BDO USA, LLP

We have served as the Company's auditor since 2016.
Potomac, Maryland
March 15, 2022

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URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS

ASSETS

CURRENT ASSETS:
Cash and cash equivalents
Restricted cash
Trade accounts receivable, net of allowance for doubtful accounts of $8,743 and $7,956, respectively
Prepaid expenses
Current portion of content assets
Other current assets

Total current assets

CONTENT ASSETS, net
PROPERTY AND EQUIPMENT, net
GOODWILL
RIGHT OF USE ASSETS
RADIO BROADCASTING LICENSES
OTHER INTANGIBLE ASSETS, net
DEFERRED TAX ASSETS, net
ASSETS HELD FOR SALE
OTHER ASSETS

Total assets

LIABILITIES, REDEEMABLE NONCONTROLLING INTERESTS AND STOCKHOLDERS’
EQUITY
CURRENT LIABILITIES:
Accounts payable
Accrued interest
Accrued compensation and related benefits
Current portion of content payables
Current portion of lease liabilities
Other current liabilities
Current portion of long-term debt

Total current liabilities

LONG-TERM DEBT, net of current portion, original issue discount and issuance costs
CONTENT PAYABLES, net of current portion
LONG-TERM LEASE LIABILITIES
OTHER LONG-TERM LIABILITIES
DEFERRED TAX LIABILITIES, net

Total liabilities

COMMITMENTS AND CONTINGENCIES
REDEEMABLE NONCONTROLLING INTERESTS

STOCKHOLDERS’ EQUITY:
Convertible preferred stock, $.001 par value, 1,000,000 shares authorized; no shares outstanding at
December 31, 2021 and December 31, 2020
Common stock — Class A, $.001 par value, 30,000,000 shares authorized; 9,104,916 and 4,441,635 shares
issued and outstanding as of December 31, 2021 and December 31, 2020, respectively
Common stock — Class B, $.001 par value, 150,000,000 shares authorized; 2,861,843 shares issued and
outstanding as of December 31, 2021 and December 31, 2020
Common stock — Class C, $.001 par value, 150,000,000 shares authorized; 2,045,016 and 2,928,906 shares
issued and outstanding as of December 31, 2021 and December 31, 2020, respectively
Common stock — Class D, $.001 par value, 150,000,000 shares authorized; 37,324,737 and 37,515,801
shares issued and outstanding as of December 31, 2021 and December 31, 2020, respectively
Additional paid-in capital
Accumulated deficit

Total stockholders’ equity

Total liabilities, redeemable noncontrolling interests and stockholders’ equity

As of

    December 31, 2021    December 31, 2020

(In thousands, except share data)

$

$

$

$

$

$

$

132,245
19,973
127,446
2,967
25,883
4,760
313,274
60,155
26,291
223,402
38,044
505,148
50,159
—
—
44,635
1,261,108

14,588
25,458
10,960
18,972
10,072
26,421

—  

106,471
818,616
2,865
31,228
28,320
2,473
989,973

17,015

—  

9

3

2

73,385
473
106,296
10,154
28,434
4,224
222,966
63,175
19,192
223,402
40,918
484,066
56,053
10,041
32,661
43,013
1,195,487

11,135
8,017
12,302
16,248
8,928
26,917
23,362
106,909
818,924
9,479
36,577
23,999
—
995,888

12,701

—

4

3

3

37
1,020,636
(766,567)
254,120
1,261,108

$

38
991,769
(804,919)
186,898
1,195,487

The accompanying notes are an integral part of these consolidated financial statements.

F-4

 
   
  
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF OPERATIONS

NET REVENUE
OPERATING EXPENSES:
Programming and technical including stock-based compensation of $20 and $20, respectively
Selling, general and administrative, including stock-based compensation of $31 and $413, respectively
Corporate selling, general and administrative, including stock-based compensation of $514 and $1,861,
respectively
Depreciation and amortization
Impairment of long-lived assets

Total operating expenses
Operating income
INTEREST INCOME
INTEREST EXPENSE
LOSS ON RETIREMENT OF DEBT
OTHER INCOME, net
Income (loss) before provision for (benefit from) income taxes and noncontrolling interests in income of
subsidiaries
PROVISION FOR (BENEFIT FROM) INCOME TAXES
CONSOLIDATED NET INCOME (LOSS)
NET INCOME ATTRIBUTABLE TO NONCONTROLLING INTERESTS
CONSOLIDATED NET INCOME (LOSS) ATTRIBUTABLE TO COMMON STOCKHOLDERS

BASIC NET INCOME (LOSS) ATTRIBUTABLE TO COMMON STOCKHOLDERS
Net income (loss) attributable to common stockholders

DILUTED NET INCOME (LOSS) ATTRIBUTABLE TO COMMON STOCKHOLDERS
Net income (loss) attributable to common stockholders

WEIGHTED AVERAGE SHARES OUTSTANDING:
Basic
Diluted

Year Ended December 31, 
2020
2021

(In thousands, except share data)

$

441,462

$

376,337

119,092
143,187

51,351
9,289

—  

322,919
118,543
218
65,702
6,949
(8,134)

54,244
13,577
40,667
2,315
38,352

0.76

0.71

$

$

$

103,833
109,046

37,721
9,741
84,400
344,741
31,596
213
74,507
2,894
(4,547)

(41,045)
(34,476)
(6,569)
1,544
(8,113)

(0.18)

(0.18)

50,163,600
54,136,641

45,041,467
45,041,467

$

$

$

The accompanying notes are an integral part of these consolidated financial statements.

F-5

    
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)

COMPREHENSIVE INCOME (LOSS)
LESS: COMPREHENSIVE INCOME ATTRIBUTABLE TO NONCONTROLLING INTERESTS
COMPREHENSIVE INCOME (LOSS) ATTRIBUTABLE TO COMMON STOCKHOLDERS

$

$

40,667
2,315
38,352

$

$

(6,569)
1,544
(8,113)

The accompanying notes are an integral part of these consolidated financial statements.

Year Ended December 31, 

2021

2020

(In thousands)

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URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ EQUITY
For The Years Ended December 31, 2020 and 2021

    Convertible     Common      Common      Common      Common      Additional     

Preferred
Stock

Stock
Class A

Stock
Class B

Stock
Class C

Stock
Class D

Paid-In
Capital

Accumulated
Deficit

Total
Equity

BALANCE, as of December 31, 2019

$

— $

2

$

3

(In thousands, except share data)
$

39

3

$

$ 979,834

$

(796,806)

$ 183,075

Consolidated net loss

—  

—  

—  

—  

—  

—  

(8,113)

(8,113)

Stock-based compensation expense

—  

—  

—  

—  

—  

2,294

—  

2,294

Issuance of 2,859,276 shares of Class A
common stock

Repurchase of 3,919,280 shares of Class D
common stock

Exercise of options for 1,032,922 shares of
common stock

Adjustment of redeemable noncontrolling
interests to estimated redemption value

—  

2

—  

—  

—  

14,671

—  

14,673

—  

—  

—  

—  

(3)

(3,609)

—  

(3,612)

—  

—  

—  

—  

2

1,974

—  

1,976

—  

—  

—  

—  

—  

(3,395)

—  

(3,395)

BALANCE, as of December 31, 2020

$

— $

4

$

3

$

3

$

38

$ 991,769

$

(804,919)

$ 186,898

Consolidated net income

—  

—  

—  

—  

—  

—  

38,352

38,352

Stock-based compensation expense

—  

—  

—  

—  

—  

565

—  

565

Repurchase of 521,877 shares of Class D
common stock

Issuance of 3,779,391 shares of Class A
common stock

Exercise of options for 229,756 shares of
common stock

Conversion of 883,890 shares of Class C
common stock to 883,890 shares of Class A
common stock

Adjustment of redeemable noncontrolling
interests to estimated redemption value

—  

—  

—  

—  

(1)

(969)

—  

(970)

—  

4

—  

—  

—  

33,273

—  

33,277

—  

—  

—  

—  

—  

397

—  

397

—  

1

—  

(1)

—  

—  

—  

—

—  

—  

—  

—  

—  

(4,399)

—  

(4,399)

BALANCE, as of December 31, 2021

$

— $

9

$

3

$

2

$

37

$1,020,636

$

(766,567)

$ 254,120

The accompanying notes are an integral part of these consolidated financial statements.

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URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS

CASH FLOWS FROM OPERATING ACTIVITIES:
Consolidated net income (loss)
Adjustments to reconcile net income (loss) to net cash from operating activities:

Depreciation and amortization
Amortization of debt financing costs
Amortization of content assets
Amortization of launch assets
Bad debt expense
Deferred income taxes
Amortization of right of use assets
Non-cash lease liability expense
Non-cash interest expense
Impairment of long-lived assets
Stock-based compensation
Non-cash fair value adjustment of Employment Agreement Award
Loss on retirement of debt
Gain on asset exchange agreement

Effect of change in operating assets and liabilities, net of assets acquired:

Trade accounts receivable
Prepaid expenses and other current assets
Other assets
Accounts payable
Accrued interest
Accrued compensation and related benefits
Other liabilities
Payments for content assets
Net cash flows provided by operating activities

CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of property and equipment
Proceeds from sale of broadcasting assets
Proceeds from sale of property and equipment
Acquisition of broadcasting assets

Net cash flows provided by (used in) investing activities

CASH FLOWS FROM FINANCING ACTIVITIES:
Repayment of 2017 credit facility
Proceeds from issuance of Class A common stock, net of fees
Proceeds of MGM National Harbor Loan
Repayment of 2018 credit facility
Proceeds from exercise of stock options
Payment of dividends to noncontrolling interest members of Reach Media
Repurchase of common stock
Proceeds from 2028 Notes
Proceeds from PPP Loan
Debt refinancing costs
Repayment of MGM National Harbor Loan
Repayment of 7.375% Notes
Repayment of 8.75% Notes

Net cash flows used in financing activities

INCREASE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, beginning of period
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, end of period

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid for:
Interest
Income taxes, net of refunds

NON-CASH OPERATING, FINANCING AND INVESTING ACTIVITIES:
Assets acquired under Audacy asset exchange
Liabilities recognized under Audacy asset exchange
Right of use asset and lease liability additions
Adjustment of redeemable noncontrolling interests to estimated redemption value

2021

Year Ended
December 31, 

(In thousands)

2020

$

40,667

$

9,289
2,267
47,126
1,600
1,584
12,514
7,793
4,684
158
—
565
6,163
6,949
404

(22,734)
6,651
(13,745)
3,453
17,441
(1,342)
(5,892)
(45,445)
80,150

(6,286)
8,000
—
—
1,714

(317,332)
33,277
—
(129,935)
397
(2,400)
(970)
825,000
7,505
(11,157)
(57,889)
(2,984)
(347,016)
(3,504)
78,360
73,858
152,218

45,836
1,142

28,193
2,669
6,392
4,399

$

$
$

$
$
$
$

$

$
$

$
$
$
$

(6,569)

9,741
4,465
37,394
1,079
1,394
(34,601)
7,940
5,492
2,191
84,400
2,294
2,271
—
—

(1,542)
(255)
(9,846)
5,216
(1,077)
1,399
(5,378)
(32,141)
73,867

(3,798)
—
860
(475)
(3,413)

(3,297)
14,673
3,600
(37,210)
1,976
(2,802)
(3,612)
—
—
(3,470)
—
—
—
(30,142)
40,312
33,546
73,858

68,927
115

—
—
6,660
3,395

The accompanying notes are an integral part of these consolidated financial statements.

F-8

    
    
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

URBAN ONE, INC. AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2021 and 2020

1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES:

(a)  Organization

Urban One, Inc., a Delaware corporation, and its subsidiaries, (collectively, “Urban One,” the “Company”, “we”, “our”
and/or “us”) is an urban-oriented, multi-media company that primarily targets African-American and urban consumers. Our
core  business  is  our  radio  broadcasting  franchise  which  is  the  largest  radio  broadcasting  operation  that  primarily  targets
African-American and urban listeners. As of December 31, 2021, we owned and/or operated 64 independently formatted,
revenue  producing  broadcast  stations  (including  54  FM  or  AM  stations,  8  HD  stations,  and  the  2  low  power  television
stations  we  operate)  located  in  13  of  the  most  populous  African-American  markets  in  the  United  States.  While  a  core
source of our revenue has historically been and remains the sale of local and national advertising for broadcast on our radio
stations,  our  strategy  is  to  operate  the  premier  multi-media  entertainment  and  information  content  platform  targeting
African-American  and  urban  consumers.  Thus,  we  have  diversified  our  revenue  streams  by  making  acquisitions  and
investments  in  other  complementary  media  properties.  Our  diverse  media  and  entertainment  interests  include  TV  One,
LLC (“TV One”), which operates two cable television networks targeting African-American and urban viewers, TV One
and  CLEO  TV;  our  80.0%  ownership  interest  in  Reach  Media,  Inc.  (“Reach  Media”)  which  operates  the  Rickey  Smiley
Morning Show and our other syndicated programming assets, including the Get Up! Mornings with Erica Campbell Show,
Russ  Parr  Morning  Show  and  the  DL  Hughley  Show;  and  Interactive  One,  LLC  (“Interactive  One”),  our  wholly  owned
digital  platform  serving  the  African-American  community  through  social  content,  news,  information,  and  entertainment
websites, including its Cassius and Bossip, HipHopWired and MadameNoire digital platforms and brands. We also hold a
minority  ownership  interest  in  MGM  National  Harbor,  a  gaming  resort  located  in  Prince  George’s  County,  Maryland.
Through our national multi-media operations, we provide advertisers with a unique and powerful delivery mechanism to
communicate with African-American and urban audiences.

On January 19, 2019, the Company launched CLEO TV, a lifestyle and entertainment network targeting Millennial and
Gen X women of color. CLEO TV offers quality content that defies negative and cultural stereotypes of today's modern
women. The results of CLEO TV's operations are reflected in the Company's cable television segment.

Our core radio broadcasting franchise operates under the brand “Radio One.”  We also operate other brands, such as
TV  One,  CLEO  TV,  Reach  Media  and  Interactive  One,  while  developing  additional  branding  reflective  of  our  diverse
media operations and our targeting of African-American and urban audiences.

As  part  of  our  consolidated  financial  statements,  consistent  with  our  financial  reporting  structure  and  how  the
Company  currently  manages  its  businesses,  we  have  provided  selected  financial  information  on  the  Company’s  four
reportable  segments:  (i)  radio  broadcasting;  (ii)  Reach  Media;  (iii)  digital;  and  (iv)  cable  television.  (See  Note  15  –
Segment Information.)

(b)  Basis of Presentation

The consolidated financial statements are prepared in conformity with accounting principles generally accepted in the
United States of America (“GAAP”) and require management to make certain estimates and assumptions. These estimates
and  assumptions  may  affect  the  reported  amounts  of  assets  and  liabilities  and  the  disclosure  of  contingent  assets  and
liabilities as of the date of the financial statements. The Company bases these estimates on historical experience, current
economic environment or various other assumptions that are believed to be reasonable under the circumstances. However,
continuing  economic  uncertainty  and  any  disruption  in  financial  markets  increase  the  possibility  that  actual  results  may
differ from these estimates.

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Table of Contents

(c)  Principles of Consolidation

The  consolidated  financial  statements  include  the  accounts  and  operations  of  Urban  One  and  subsidiaries  in  which
Urban One has a controlling financial interest, which is generally determined when the Company holds a majority voting
interest.  All  significant  intercompany  accounts  and  transactions  have  been  eliminated  in  consolidation.  Noncontrolling
interests have been recognized where a controlling interest exists, but the Company owns less than 100% of the controlled
entity.

(d)  Cash and Cash Equivalents and Restricted Cash

Cash  and  cash  equivalents  consist  of  cash  and  money  market  funds  at  various  commercial  banks  that  have  original
maturities of 90 days or less. Investments with contractual maturities of 90 days or less from the date of original purchase
are classified as cash and cash equivalents. For cash and cash equivalents, cost approximates fair value. The Company’s
cash  and  cash  equivalents  are  insured  by  the  Federal  Deposit  Insurance  Corporation  up  to  $250,000  per  account.  The
Company has amounts held with banks that may exceed the amount of insurance provided on such accounts. Generally, the
balances may be redeemed upon demand and are maintained with financial institutions of reputable credit, and therefore,
bear minimal credit risk.

On  July  29,  2021,  RVA  Entertainment  Holdings,  LLC  (“RVAEH”),  a  wholly  owned  unrestricted  subsidiary  of  the
Company, entered into a Host Community Agreement (the “Original HCA”) with the City of Richmond (the “City”) for the
development of the ONE Casino + Resort (the “Project”). The Original HCA imposed certain obligations on RVAEH in
connection  with  the  development  of  the  Project,  including  a  $26  million  upfront  payment  (the  “Upfront  Payment”)  due
upon  successful  passage  of  a  citywide  referendum  permitting  development  of  the  Project  (the  “Referendum”).  In
connection  with  the  Original  HCA,  RVAEH  and  its  development  partner  Pacific  Peninsula  Entertainment  funded  the
Upfront Payment into escrow to be released to the City upon successful passage of the Referendum or back to RVAEH in
the  event  the  Referendum  failed.  On  November  2,  2021,  the  Referendum  was  conducted,  and  the  resort  project  was
narrowly  defeated.  However,  on  January  24,  2022,  the  Richmond  City  Council  adopted  a  new  resolution  in  continued
efforts to bring the Project to the City.  The new resolution was the first step in pursuit of a second referendum. The City
and  RVAEH  then  entered  into  a  new  Host  Community  Agreement  (the  “New  HCA”)  which  also  included  an  Upfront
Payment to be held in escrow and payable upon successful passage of a citywide referendum permitting development of
the Project.  Upon obtaining precertification for RVAEH, by the Virginia Lottery Board, the City will then pursue an order
from the Circuit Court for the City ordering a second referendum.  If the City is successful in obtaining the precertification
and  the  Court  orders  a  second  referendum,  it  is  currently  anticipated  the  second  referendum  would  occur  in  November
2022.  If the voters approve the referendum then the Commonwealth may issue one license permitting operation of a casino
in Richmond.  As a result of the efforts to obtain a second referendum, including execution of the New HCA, the Upfront
Payment  remains  in  escrow.  Therefore,  the  Company’s  portion  of  the  Upfront  Payment,  approximately  $19.5  million  is
classified as restricted cash on the balance sheet as of December 31, 2021.

(e)  Trade Accounts Receivable

Trade accounts receivable are recorded at the invoiced amount. The allowance for doubtful accounts is the Company’s
estimate  of  the  amount  of  probable  losses  in  the  Company’s  existing  accounts  receivable  portfolio.  The  Company
determines  the  allowance  based  on  the  aging  of  the  receivables,  the  impact  of  economic  conditions  on  the  advertisers’
ability to pay and other factors. Inactive delinquent accounts that are past due beyond a certain amount of days are written
off  and  often  pursued  by  other  collection  efforts.  Bankruptcy  accounts  are  immediately  written  off  upon  receipt  of  the
bankruptcy notice from the courts.

(f)  Goodwill and Indefinite-Lived Intangible Assets (Primarily Radio Broadcasting Licenses)

In  connection  with  past  acquisitions,  a  significant  amount  of  the  purchase  price  was  allocated  to  radio  broadcasting
licenses, goodwill and other intangible assets. Goodwill consists of the excess of the purchase price over the fair value of
tangible  and  identifiable  intangible  net  assets  acquired.  In  accordance  with  Accounting  Standards  Codification  (“ASC”)
350, “Intangibles - Goodwill and Other,” goodwill and other indefinite-lived intangible assets are not amortized, but are
tested annually for impairment at the reporting unit level and unit of accounting level, respectively. We test for impairment

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annually,  on  October  1  of  each  year,  or  more  frequently  when  events  or  changes  in  circumstances  or  other  conditions
suggest  impairment  may  have  occurred.  Radio  broadcasting  license  impairment  exists  when  the  asset  carrying  values
exceed  their  respective  fair  values,  and  the  excess  is  then  recorded  to  operations  as  an  impairment  charge.  With  the
assistance of a third-party valuation firm, we test for radio broadcasting license impairment at the unit of accounting level
using the income approach, which involves, but is not limited to, judgmental estimates and assumptions about projected
revenue growth, future operating margins, discount rates and terminal values. In testing for goodwill impairment, we also
rely primarily on the income approach that estimates the fair value of the reporting unit. We then perform a market-based
analysis by comparing the average implied multiple arrived at based on our cash flow projections and estimated fair values
to multiples for actual recently completed sale transactions and by comparing the total of the estimated fair values of our
reporting  units  to  the  market  capitalization  of  the  Company.  We  recognize  an  impairment  charge  to  operations  in  the
amount that the reporting unit’s carrying value exceeds its fair value. The impairment charge recognized cannot exceed the
total amount of goodwill allocated to the reporting unit.

(g)  Impairment of Long-Lived Assets and Intangible Assets, Excluding Goodwill and Indefinite-Lived Intangible Assets

The  Company  accounts  for  the  impairment  of  long-lived  assets  and  intangible  assets,  excluding  goodwill  and  other
indefinite-lived  intangible  assets,  in  accordance  with  ASC  360,  “Property,  Plant  and  Equipment.”  Long-lived  assets,
excluding goodwill and other indefinite-lived intangible assets, are reviewed for impairment whenever events or changes in
circumstances indicate that the carrying amount of an asset or group of assets may not be fully recoverable. These events or
changes in circumstances may include a significant deterioration in operating results, changes in business plans, or changes
in  anticipated  future  cash  flows.  If  an  impairment  indicator  is  present,  the  Company  evaluates  recoverability  by  a
comparison  of  the  carrying  amount  of  the  asset  or  group  of  assets  to  future  undiscounted  net  cash  flows  expected  to  be
generated by the asset or group of assets. Assets are grouped at the lowest levels for which there are identifiable cash flows
that are largely independent of the cash flows generated by other asset groups. If the assets are impaired, the impairment
recognized is measured by the amount by which the carrying amount exceeds the fair value of the asset or group of assets.
Fair value is generally determined by estimates of discounted future cash flows. The discount rate used in any estimate of
discounted cash flows would be the rate of return for a similar investment of like risk. The Company reviewed these long-
lived assets during 2021 and 2020 and concluded that no impairment to the carrying value of these assets was required.

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Table of Contents

(h)  Financial Instruments

Financial  instruments  as  of  December  31,  2021  and  December  31,  2020,  consisted  of  cash  and  cash  equivalents,
restricted  cash,  trade  accounts  receivable,  asset-backed  credit  facility,  long-term  debt  and  redeemable  noncontrolling
interests. The carrying amounts approximated fair value for each of these financial instruments as of December 31, 2021
and  December  31,  2020,  except  for  the  Company’s  long-term  debt.  On  June  1,  2021,  the  Company  borrowed
approximately $7.5 million on a new PPP loan (as defined in Note 9 – Long-Term Debt). The PPP Loan had a carrying
value of approximately $7.5 million and fair value of approximately $7.5 million as of December 31, 2021. The fair value
of the PPP Loan, classified as a Level 2 instrument, was determined based on the fair value of a similar instrument as of the
reporting date using updated interest rate information derived from changes in interest rates since inception to the reporting
date. On January 25, 2021, the Company borrowed $825 million in aggregate principal amount of senior secured notes due
February 2028 (the “2028 Notes”). The 7.375% 2028 Notes had a carrying value of approximately $825.0 million and fair
value of approximately $851.8 million as of December 31, 2021. The fair values of the 2028 Notes, classified as Level 2
instruments,  were  determined  based  on  the  trading  values  of  these  instruments  in  an  inactive  market  as  of  the  reporting
date. The Company used the net proceeds from the 2028 Notes, together with cash on hand, to repay or redeem: (1) the
2017 Credit Facility; (2) the 2018 Credit Facility; (3) the MGM National Harbor Loan; (4) the remaining amounts of our
7.375% Notes; and (5) our 8.75% Notes that were issued in the November 2020 Exchange Offer (all as defined below).
Upon  settlement  of  the  2028  Notes  Offering,  the  2017  Credit  Facility,  the  2018  Credit  Facility  and  the  MGM  National
Harbor  Loan  were  terminated  and  the  indentures  governing  the  7.375%  Notes  and  the  8.75%  Notes  were  satisfied  and
discharged. The 7.375%  Senior  Secured  Notes  that  are  due  in  April  2022  (the  “7.375% Notes”) had a carrying value of
approximately $3.0 million and fair value of approximately $2.8 million as of December 31, 2020. The fair values of the
7.375% Notes, classified as Level 2 instruments, were determined based on the trading values of these instruments in an
inactive market as of the reporting date. On April 18, 2017, the Company closed on a $350.0 million senior secured credit
facility  (the  “2017  Credit  Facility”)  which  had  a  carrying  value  of  approximately  $317.3  million  and  fair  value  of
approximately $293.5 million as of December 31, 2020. The fair value of the 2017 Credit Facility, classified as a Level 2
instrument, was determined based on the trading values of this instrument in an inactive market as of the reporting date. On
December 20, 2018, the Company closed on a $192.0 million unsecured credit facility (the “2018 Credit Facility”) which
had a carrying value of approximately $129.9 million and fair value of approximately $132.5 million as of December 31,
2020. The fair value of the 2018 Credit Facility, classified as a Level 2 instrument, was determined based on the trading
values of this instrument in an inactive market as of the reporting date. On December 20, 2018, the Company also closed
on a $50.0 million secured credit loan (the “MGM National Harbor Loan”) which had a carrying value of approximately
$57.9 million and fair value of approximately $64.8 million as of December 31, 2020. The fair value of the 2018 MGM
National Harbor Loan, classified as a Level 2 instrument, was determined based on the trading values of this instrument in
an  inactive  market  as  of  the  reporting  date.  On  November  9,  2020,  we  completed  an  exchange  (the  “November  2020
Exchange Offer”) of 99.15%  of  our  outstanding  7.375%  Notes  for  $347.0  million  aggregate  principal  amount  of  newly
issued 8.75% Senior Secured Notes due December 2022 (the “8.75% Notes”). As of December 31, 2020, the 8.75% Notes
had  a  carrying  value  of  approximately  $347.0  million  and  fair  value  of  approximately  $338.0  million.  There  was  no
balance outstanding on the Company’s asset-backed credit facility as of December 31, 2021 and December 31, 2020.

(i)  Revenue Recognition

In accordance with Accounting Standards Codification (“ASC”) 606, “Revenue from Contracts with Customers,” the
Company recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects
the consideration to which it expects to be entitled in exchange for those goods or services. In general, our spot advertising
(both radio and cable television) as well as our digital advertising continues to be recognized when aired and delivered. For
our  cable  television  affiliate  revenue,  the  Company  grants  a  license  to  the  affiliate  to  access  its  television  programming
content through the license period, and the Company earns a usage based royalty when the usage occurs, consistent with
our previous revenue recognition policy. Finally, for event advertising, the performance obligation is satisfied at a point in
time when the activity associated with the event is completed.

Within our radio broadcasting and Reach Media segments, the Company recognizes revenue for broadcast advertising
at  a  point  in  time  when  a  commercial  spot  runs.  The  revenue  is  reported  net  of  agency  and  outside  sales  representative
commissions. Agency and outside sales representative commissions are calculated based on a stated percentage applied to
gross billing. Generally, clients remit the gross billing amount to the agency or outside sales representative, and the agency

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Table of Contents

or outside sales representative remits the gross billing, less their commission, to the Company. For our radio broadcasting
and Reach Media segments, agency and outside sales representative commissions were approximately $16.7 million and
$17.5 million for the years ended December 31, 2021 and 2020, respectively.

Within our digital segment, including Interactive One, which generates the majority of the Company’s digital revenue,
revenue  is  principally  derived  from  advertising  services  on  non-radio  station  branded  but  Company-owned  websites.
Advertising  services  include  the  sale  of  banner  and  sponsorship  advertisements.  Advertising  revenue  is  recognized  at  a
point  in  time  either  as  impressions  (the  number  of  times  advertisements  appear  in  viewed  pages)  are  delivered  or  when
“click  through”  purchases  are  made,  where  applicable.  In  addition,  Interactive  One  derives  revenue  from  its  studio
operations,  in  which  it  provides  third-party  clients  with  publishing  services  including  digital  platforms  and  related
expertise.  In  the  case  of  the  studio  operations,  revenue  is  recognized  primarily  through  fixed  contractual  monthly  fees
and/or as a share of the third party’s reported revenue.

Our  cable  television  segment  derives  advertising  revenue  from  the  sale  of  television  air  time  to  advertisers  and
recognizes  revenue  when  the  advertisements  are  run.  Advertising  revenue  is  recognized  at  a  point  in  time  when  the
individual  spots  run.  To  the  extent  there  is  a  shortfall  in  contracts  where  the  ratings  were  guaranteed,  a  portion  of  the
revenue  is  deferred  until  the  shortfall  is  settled,  typically  by  providing  additional  advertising  units  generally  within
one  year  of  the  original  airing.  Our  cable  television  segment  also  derives  revenue  from  affiliate  fees  under  the  terms  of
various  multi-year  affiliation  agreements  based  on  a  per  subscriber  fee  multiplied  by  the  most  recent  subscriber  counts
reported by the applicable affiliate. The Company recognizes the affiliate fee revenue at a point in time as its performance
obligation  to  provide  the  programming  is  met.  The  Company  has  a  right  of  payment  each  month  as  the  programming
services  and  related  obligations  have  been  satisfied.  For  our  cable  television  segment,  agency  and  outside  sales
representative commissions were approximately $16.9 million and $14.6 million for the years ended December 31, 2021
and 2020, respectively.

Revenue by Contract Type

The following chart shows our net revenue (and sources) for the years ended December 31, 2021 and 2020:

Net Revenue:
Radio Advertising
Political Advertising
Digital Advertising
Cable Television Advertising
Cable Television Affiliate Fees
Event Revenues & Other
Net Revenue (as reported)

F-13

Year Ended December 31, 
2020
2021

$

$

165,244
3,494
59,812
95,589
102,380
14,943
441,462

$

$

137,849
22,484
34,131
79,732
99,489
2,652
376,337

    
    
    
 
   
   
 
 
 
 
 
 
 
 
 
 
Table of Contents

Contract assets and liabilities

Contract  assets  (unbilled  receivables)  and  contract  liabilities  (customer  advances  and  unearned  income,  reserve  for
audience  deficiency  and  unearned  event  income)  that  are  not  separately  stated  in  our  consolidated  balance  sheets  at
December 31, 2021 and 2020 were as follows:

Contract assets:
Unbilled receivables

Contract liabilities:
Customer advances and unearned income
Reserve for audience deficiency
Unearned event income

     December 31, 2021      December 31, 2020

(In thousands)

$

$

10,735

7,494
6,020

$

$

—  

5,798

4,955
3,544
5,921

Unbilled receivables consists of earned revenue on behalf of customers that have not yet been billed and are included
in  accounts  receivable  on  the  consolidated  balance  sheets.  Customer  advances  and  unearned  income  represents  advance
payments by customers for future services under contract that are generally incurred in the near term and are included in
other current liabilities on the consolidated balance sheets. The reserve for audience deficiency represents the portion of
revenue that is deferred until the shortfall in contracts where the ratings were guaranteed is settled, typically by providing
additional advertising units generally within one year of the original airing. Unearned event income represents payments by
customers for upcoming events.

For  customer  advances  and  unearned  income  as  of  January  1,  2021,  approximately  $3.0  million  was  recognized  as
revenue during the year ended December 31, 2021. For unearned event income as of January 1, 2021, approximately $5.9
million was recognized during the year ended December 31, 2021 as the event took place during the fourth quarter of 2021.
 For customer advances and unearned income as of January 1, 2020, approximately $2.3 million was recognized as revenue
during  the  year  ended  December  31,  2020.  For  unearned  event  income  as  of  January  1,  2020,  there  was  no  revenue
recognized during the year ended December 31, 2020.  

Practical expedients and exemptions

We generally expense sales commissions when incurred because the amortization period would have been one year or

less. These costs are recorded within selling, general and administrative expenses.

We do not disclose the value of unsatisfied performance obligations for (i) contracts with an original expected length
of one year or less or (ii) contracts for which we recognize revenue at the amount to which we have the right to invoice for
services performed.

(j)  Launch Support

The  cable  television  segment  has  entered  into  certain  affiliate  agreements  requiring  various  payments  for  launch
support. Launch support assets are used to initiate carriage under affiliation agreements and are amortized over the term of
the respective contracts. For the year ended December 31, 2021, the Company did not pay any launch support for carriage
initiation,  however  during  the  year  ended  December  31,  2020,  there  was  a  non-cash  launch  support  addition  of
approximately  $1.7  million  for  carriage  initiation.  The  weighted-average  amortization  period  for  launch  support  was
approximately 7.1 years as of December 31, 2021, and approximately 7.4 years as of December 31, 2020. The remaining
weighted-average  amortization  period  for  launch  support  was  3.3  years  and  4.5  years  as  of  December  31,  2021  and
December  31,  2020,  respectively.  Amortization  is  recorded  as  a  reduction  to  revenue  to  the  extent  that  revenue  is
recognized from the vendor, and any excess amortization is recorded as launch support amortization expense. For the years
ended  December  31,  2021  and  2020,  launch  support  asset  amortization  of  $422,000  and  $422,000,  respectively,  was
recorded  as  a  reduction  of  revenue,  and  approximately  $1.2  million  and  $664,000,  respectively,  was  recorded  as  an
operating expense in selling, general and administrative expenses. Launch assets are included in other intangible assets on

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the consolidated balance sheets, except for the portion of the unamortized balance that is expected to be amortized within
one year which is included in other current assets.

The gross value and accumulated amortization of the launch assets is as follows:

Launch assets
Less: Accumulated amortization
Launch assets, net

As of December 31, 

2021

2020

(In thousands)

$

$

9,021
(4,724)
4,297

$

$

9,021
(3,124)
5,897

Future  estimated  launch  support  amortization  expense  or  revenue  reduction  related  to  launch  assets  for  years  2022

through 2026 is as follows:

2022
2023
2024
2025
2026

(k)  Barter Transactions

(In thousands)
1,424
1,424
936
358
155

$
$
$
$
$

For barter transactions, the Company provides broadcast advertising time in exchange for programming content and
certain services. The Company includes the value of such exchanges in both broadcasting net revenue and station operating
expenses.  The  valuation  of  barter  time  is  based  upon  the  fair  value  of  the  network  advertising  time  provided  for  the
programming content and services received. For the years ended December 31, 2021 and 2020, barter transaction revenues
were approximately $1.8 million and $2.1 million, respectively. Additionally, for the years ended December 31, 2021 and
2020,  barter  transaction  costs  were  reflected  in  programming  and  technical  expenses  of  approximately  $1.2  million  and
$1.5 million, respectively, and selling, general and administrative expenses of $606,000 and $570,000, respectively.

(l)  Advertising and Promotions

The Company expenses advertising and promotional costs as incurred. Total advertising and promotional expenses for

the years ended December 31, 2021 and 2020, were approximately $24.7 million and $15.5 million, respectively.

(m)  Income Taxes

The  Company  accounts  for  income  taxes  in  accordance  with  ASC  740,  “Income  Taxes”  (“ASC 740”). Under ASC
740, deferred tax assets or liabilities are computed based upon the difference between financial statement and income tax
bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are expected to reverse.
The  effect  of  a  change  in  tax  rates  on  deferred  tax  assets  and  liabilities  is  recognized  into  income  in  the  period  of
enactment. Deferred income tax expense or benefits are based upon the changes in the net deferred tax asset or liability
from period to period.

The Company recognizes deferred tax assets to the extent that it believes that these assets are more likely than not to
be realized. In making such a determination, management considers all available positive and negative evidence, including
future  reversals  of  existing  taxable  temporary  differences,  projected  future  taxable  income,  tax-planning  strategies,  and
results of recent operations. If management determines that the Company would be able to realize its deferred tax assets in
the  future  in  excess  of  their  net  recorded  amount,  the  Company  would  make  an  adjustment  to  the  deferred  tax  asset
valuation allowance, which would reduce the provision for income taxes. Conversely, if management determines that the
Company would not be able to realize the recorded amount of deferred tax assets in the future, the Company would make
an adjustment to the deferred tax asset valuation allowance, which would increase the provision for income taxes.

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The Company records uncertain tax positions in accordance with ASC 740 on the basis of a two-step process in which
(1)  it  determines  whether  it  is  more  likely  than  not  that  the  tax  positions  will  be  sustained  on  the  basis  of  the  technical
merits of the position and (2) for those tax positions that meet the more likely than not recognition threshold, the Company
recognizes the largest amount of tax benefit that is more than 50 percent likely to be realized upon ultimate settlement with
the related tax authority. The Company recognizes interest and penalties related to unrecognized tax benefits on the income
tax expense line in the accompanying consolidated statements of operations. Accrued interest and penalties are included in
other current liabilities on the consolidated balance sheets.

(n)  Stock-Based Compensation

The Company accounts for stock-based compensation for stock options and restricted stock grants in accordance with
ASC 718, “Compensation - Stock Compensation.” Under the provisions of ASC 718, stock-based compensation cost for
stock options is estimated at the grant date based on the award’s fair value as calculated by the Black-Scholes valuation
option-pricing  model  (“BSM”)  and  is  recognized  as  expense  ratably  over  the  requisite  service  period.  The  BSM
incorporates  various  highly  subjective  assumptions  including  expected  stock  price  volatility,  for  which  historical  data  is
heavily relied upon, expected life of options granted, forfeiture rates and interest rates. Compensation expense for restricted
stock grants is measured based on the fair value on the date of grant less estimated forfeitures. Compensation expense for
restricted stock grants is recognized ratably during the vesting period. The fair value measurement objective for liabilities
incurred  in  a  share-based  payment  transaction  is  the  same  as  for  equity  instruments.  Awards  classified  as  liabilities  are
subsequently remeasured to their fair values at the end of each reporting period until the liability is settled. (See Note 8 –
Employment Agreement Award and Note 11 – Stockholders’ Equity.)

(o)  Segment Reporting and Major Customers

In accordance with ASC 280, “Segment Reporting” and given its diversification strategy, the Company has determined
it has four reportable segments:  (i) radio broadcasting; (ii) Reach Media; (iii) digital; and (iv) cable television. These four
segments operate in the United States and are consistently aligned with the Company’s management of its businesses and
its financial reporting structure.

The radio broadcasting segment consists of all broadcast results of operations. The Reach Media segment consists of
the results of operations for the related activities and operations of our syndicated shows. The digital segment includes the
results of our online business, including the operations of Interactive One, as well as the digital components of our other
reportable segments. The cable television segment consists of the Company’s cable TV operation, including TV One’s and
CLEO TV's results of operations. Corporate/Eliminations represents financial activity associated with our corporate staff
and offices and intercompany activity among the four segments.

No single customer accounted for over 10% of our consolidated net revenues or accounts receivable during either of

the years ended December 31, 2021 or 2020.

(p)  Earnings Per Share

Basic earnings per share is computed on the basis of the weighted average number of shares of common stock (Classes
A, B, C and D) outstanding during the period. Diluted earnings per share is computed on the basis of the weighted average
number of shares of common stock plus the effect of potential dilutive common shares outstanding during the period using
the treasury stock method.

The Company’s potentially dilutive securities include stock options and unvested restricted stock. Diluted earnings per
share considers the impact of potentially dilutive securities except in periods in which there is a net loss, as the inclusion of
the potentially dilutive common shares would have an anti-dilutive effect.

In each of the years ended December 31, 2021 and 2020, the amount of earnings per share would pertain to  each of
our classes of common stock (Classes A, B, C and D)  because the holders of each class are entitled to equal per share
dividends  or  distributions  in  liquidation  in  accordance  with  the  Company’s  Amended  and  Restated  Certificate  of
Incorporation.

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The following table sets forth the calculation of basic and diluted earnings per share from continuing operations (in

thousands, except share and per share data):

Year Ended December 31, 
2020

2021

(Unaudited)
(In Thousands)

Numerator:

Net income (loss) attributable to common stockholders

$

38,352

$

(8,113)

Denominator:

Denominator for basic net income (loss) per share - weighted average outstanding shares  
Effect of dilutive securities:
Stock options and restricted stock
Denominator for diluted net income (loss) per share - weighted-average outstanding
shares

50,163,600

  45,041,467

3,973,041

—

54,136,641

  45,041,467

Net income (loss) attributable to common stockholders per share – basic
Net income (loss) attributable to common stockholders per share –diluted

$
$

0.76
0.71

$
$

(0.18)
(0.18)

All stock options and restricted stock awards were excluded from the diluted calculation for the year ended December
31, 2020, as their inclusion would have been anti-dilutive. The following table summarizes the potential common shares
excluded from the diluted calculation.

Stock options
Restricted stock awards

(q)  Fair Value Measurements

Year Ended

December 31, 2020
(In thousands)

4,019
1,879

We report our financial and non-financial assets and liabilities measured at fair value on a recurring and non-recurring
basis  under  the  provisions  of  ASC  820,  “Fair  Value  Measurements  and  Disclosures.”  ASC  820  defines  fair  value,
establishes a framework for measuring fair value and expands disclosures about fair value measurements.

The  fair  value  framework  requires  the  categorization  of  assets  and  liabilities  into  three  levels  based  upon  the
assumptions (inputs) used to price the assets or liabilities. Level 1 provides the most reliable measure of fair value, whereas
Level 3 generally requires significant management judgment. The three levels are defined as follows:

Level  1:  Inputs  are  unadjusted  quoted  prices  in  active  markets  for  identical  assets  and  liabilities  that  can  be
accessed at the measurement date.

Level 2: Observable inputs other than those included in Level 1 (i.e., quoted prices for similar assets or liabilities
in active markets or quoted prices for identical assets or liabilities in inactive markets).

Level 3: Unobservable inputs reflecting management’s own assumptions about the inputs used in pricing the asset
or liability.

A financial instrument’s level within the fair value hierarchy is based on the lowest level of any input that is significant

to the fair value instrument.

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As of December 31, 2021, and December 31, 2020, respectively, the fair values of our financial assets and liabilities

measured at fair value on a recurring basis are categorized as follows:

As of December 31, 2021
Liabilities subject to fair value measurement:
Employment agreement award (a)
Total

Total

Level 1

Level 2

Level 3

(In thousands)

$
$

28,193  
28,193

$

—  
— $

— $
— $

28,193
28,193

Mezzanine equity subject to fair value measurement:
Redeemable noncontrolling interests (b)

$

17,015

$

— $

— $

17,015

As of December 31, 2020
Liabilities subject to fair value measurement:
Contingent consideration (c)
Employment agreement award (a)
Total

$

$

780
25,603
26,383

$

—  
—  
— $

— $
—  
— $

780
25,603
26,383

Mezzanine equity subject to fair value measurement:
Redeemable noncontrolling interests (b)

$

12,701

$

— $

— $

12,701

(a) Each quarter, pursuant to an employment agreement (the “Employment Agreement”) executed in April 2008, the Chief
Executive  Officer  (“CEO”)  is  eligible  to  receive  an  award  (the  “Employment  Agreement  Award”)  amount  equal  to
approximately  4%  of  any  proceeds  from  distributions  or  other  liquidity  events  in  excess  of  the  return  of  the
Company’s aggregate investment in TV One. The Company reviews the factors underlying this award at the end of
each quarter including the valuation of TV One (based on the estimated enterprise fair value of TV One as determined
by  a  discounted  cash  flow  analysis).  The  Company’s  obligation  to  pay  the  award  was  triggered  after  the  Company
recovered the aggregate amount of capital contributions in TV One, and payment is required only upon actual receipt
of  distributions  of  cash  or  marketable  securities  or  proceeds  from  a  liquidity  event  with  respect  to  such  invested
amount.  The  long-term  portion  of  the  award  is  recorded  in  other  long-term  liabilities  and  the  current  portion  is
recorded in other current liabilities in the consolidated balance sheets. The CEO was fully vested in the award upon
execution  of  the  Employment  Agreement,  and  the  award  lapses  if  the  CEO  voluntarily  leaves  the  Company  or  is
terminated  for  cause.  A  third-party  valuation  firm  assisted  the  Company  in  estimating  TV  One’s  fair  value  using  a
discounted  cash  flow  analysis.  Significant  inputs  to  the  discounted  cash  flow  analysis  include  forecasted  operating
results, discount rate and a terminal value. In September 2014, the Compensation Committee of the Board of Directors
of  the  Company  approved  terms  for  a  new  employment  agreement  with  the  CEO,  including  a  renewal  of  the
Employment Agreement Award upon similar terms as in the prior Employment Agreement.

(b) The  redeemable  noncontrolling  interest  in  Reach  Media  is  measured  at  fair  value  using  a  discounted  cash  flow
methodology. A third-party valuation firm assisted the Company in estimating the fair value. Significant inputs to the
discounted cash flow analysis include forecasted operating results, discount rate and a terminal value.

(c) This balance is measured based on the income approach to valuation in the form of a Monte Carlo simulation. The
Monte Carlo simulation method is suited to instances such as this where there is non-diversifiable risk. It is also well-
suited  to  multi-year,  path  dependent  scenarios.  Significant  inputs  to  the  Monte  Carlo  method  include  forecasted  net
revenues,  discount  rate  and  expected  volatility.  A  third-party  valuation  firm  assisted  the  Company  in  estimating  the
contingent consideration.

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There  were  no  transfers  in  or  out  of  Level  1,  2,  or  3  during  the  years  ended  December  31,  2021  and  2020.  The
following table presents the changes in Level 3 liabilities measured at fair value on a recurring basis for the years ended
December 31, 2021 and 2020:

Balance at December 31, 2019
Net income attributable to redeemable noncontrolling interests
Dividends paid to redeemable noncontrolling interests
Distribution
Change in fair value
Balance at December 31, 2020
Net income attributable to redeemable noncontrolling interests
Dividends paid to redeemable noncontrolling interests
Distribution
Change in fair value
Balance at December 31, 2021

The amount of total income (losses) for the period included in earnings
attributable to the change in unrealized losses relating to assets and
liabilities still held at December 31, 2021
The amount of total income (losses) for the period included in earnings
attributable to the change in unrealized losses relating to assets and
liabilities still held at December 31, 2020

$

$

$

$

$

Contingent
Consideration

     Redeemable

Noncontrolling
Interests

     Employment
Agreement
Award
(In thousands)
27,017
$
—  
—  

$
—  
—  

1,921

(1,188)
47
780
$
—  
—  

(1,060)
280
— $

(3,685)
2,271
25,603

$
—  
—  

(3,573)
6,163
28,193

$

(280)

$

(6,163)

$

(47)

$

(2,271)

$

10,564
1,544
(2,802)
—
3,395
12,701
2,315
(2,400)
—
4,399
17,015

—

—

Losses and gains included in earnings were recorded in the consolidated statements of operations as corporate selling,
general  and  administrative  expenses  for  the  employment  agreement  award  and  included  as  selling,  general  and
administrative expenses for contingent consideration for the years ended December 31, 2021 and 2020.

For Level 3 assets and liabilities measured at fair value on a recurring basis, the significant unobservable inputs used

in the fair value measurements were as follows:

Level 3 liabilities
Contingent consideration
Contingent consideration
Employment agreement award
Employment agreement award
Redeemable noncontrolling
interest
Redeemable noncontrolling
interest

Valuation Technique

Significant
Unobservable
Inputs

  Monte Carlo Simulation   Expected volatility
  Monte Carlo Simulation   Discount Rate
  Discounted Cash Flow   Discount Rate
  Discounted Cash Flow   Long-term Growth Rate  

As of
As of
December 31, 
December 31, 
2021
2020
Significant Unobservable
Input Value
*
*
9.5 %  
0.5 %  

29.5 %
16.5 %
10.5 %
1.0 %

  Discounted Cash Flow   Discount Rate

11.5 %  

11.0 %

  Discounted Cash Flow   Long-term Growth Rate  

0.4 %  

1.0 %

*

Contingent consideration liability is fully settled as of December 31, 2021.

Any  significant  increases  or  decreases  in  discount  rate  or  long-term  growth  rate  inputs  could  result  in  significantly

higher or lower fair value measurements.

Certain assets and liabilities are measured at fair value on a non-recurring basis using Level 3 inputs as defined in ASC

820. These assets are not measured at fair value on an ongoing basis but are subject to fair value adjustments only in

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certain circumstances. Included in this category are goodwill, radio broadcasting licenses and other intangible assets, net,
that are written down to fair value when they are determined to be impaired, as well as content assets that are periodically
written down to net realizable value. There was no impairment recorded for the year ended December 31, 2021 and the
Company recorded an impairment charge of approximately $84.4 million for the year ended December 31, 2020 related to
goodwill and radio broadcasting licenses.

As  of  December  31,  2021,  the  total  recorded  carrying  values  of  goodwill  and  radio  broadcasting  licenses  were
approximately $223.4 million and $505.2 million, respectively. Pursuant to ASC 350, “Intangibles – Goodwill and Other,”
for  the  year  ended  December  31,  2020,  the  Company  recorded  an  impairment  charge  of  approximately  $15.9  million
related to its Atlanta market and Indianapolis market goodwill balances and also an impairment charge of approximately
$68.5 million associated with our Atlanta, Cincinnati, Dallas, Houston, Indianapolis, Philadelphia, Raleigh, Richmond and
St. Louis market radio broadcasting licenses. A description of the Level 3 inputs and the information used to develop the
inputs is discussed in Note 4 — Goodwill, Radio Broadcasting Licenses and Other Intangible Assets.

(r)  Software and Web Development Costs

The Company capitalizes direct internal and external costs incurred to develop internal-use computer software during
the application development stage pursuant to ASC 350-40, “Intangibles – Goodwill and Other.” Internal-use software is
amortized  under  the  straight-line  method  using  an  estimated  life  of  three  years.  All  web  development  costs  incurred  in
connection with operating our websites are accounted for under the provisions of ASC 350-40 and ASC 350-50, “Website
Development Costs”  unless  a  plan  exists  or  is  being  developed  to  market  the  software  externally.  The  Company  has  no
plans to market software externally.

(s)  Redeemable noncontrolling interests

Redeemable noncontrolling interests are interests in subsidiaries that are redeemable outside of the Company’s control
either for cash or other assets. These interests are classified as mezzanine equity and measured at the greater of estimated
redemption value at the end of each reporting period or the historical cost basis of the noncontrolling interests adjusted for
cumulative earnings allocations. The resulting increases or decreases in the estimated redemption amount are affected by
corresponding charges against retained earnings, or in the absence of retained earnings, additional paid-in-capital.

(t)  Investments

Cost Method

On  April  10,  2015,  the  Company  made  a  $5  million  investment  in  MGM’s  world-class  casino  property,  MGM
National Harbor, located in Prince George’s County, Maryland, which has a predominately African-American demographic
profile.  On  November  30,  2016,  the  Company  contributed  an  additional  $35  million  to  complete  its  investment.  This
investment further diversified our platform in the entertainment industry while still focusing on our core demographic. We
account for this investment on a cost basis. Our MGM National Harbor investment entitles us to an annual cash distribution
based on net gaming revenue. The value of our MGM investment is included in other assets on the consolidated balance
sheets  and  its  distribution  income  in  the  amount  of  approximately  $7.7  million  and  $4.9  million,  for  the  years  ended
December 31, 2021 and 2020, respectively, is recorded in other income on the consolidated statements of operations. The
cost  method  investment  is  subject  to  a  periodic  impairment  review  in  the  normal  course.  The  Company  reviewed  the
investment during 2021 and 2020 and concluded that no impairment to the carrying value was required. There has been no
impairment  of  the  investment  to  date.  As  of  December  31,  2020,  the  Company’s  interest  in  the  MGM  National  Harbor
Casino secured the MGM National Harbor Loan. Upon settlement of the 2028 Notes (which paid off the MGM National
Harbor Loan), the Company’s subsidiaries of Radio One Entertainment Holdings, LLC and Urban One Entertainment SPV,
LLC became guarantors under the 2028 Notes along with the Company’s other subsidiaries.

(u)  Content Assets

Our  cable  television  segment  has  entered  into  contracts  to  acquire  entertainment  programming  rights  and  programs

from distributors and producers. The license periods granted in these contracts generally run from one year to five years.

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Contract payments are made in installments over terms that are generally shorter than the contract period. Each contract is
recorded as an asset and a liability at an amount equal to its gross contractual commitment when the license period begins
and  the  program  is  available  for  its  first  airing.  For  programming  that  is  predominantly  monetized  as  part  of  a  content
group, which includes our acquired and commissioned programs, capitalized costs are amortized based on an estimate of
our usage and benefit from such programming. The estimates require management’s judgement and include consideration
of factors such as expected revenues to be derived from the programming, the expected number of future airings, and, if
applicable, the length of the license period. Acquired content is generally amortized on a straight-line basis over the term of
the  license  which  reflects  the  estimated  usage.  For  certain  content  for  which  the  pattern  of  usage  is  accelerated,
amortization  is  based  upon  the  actual  usage.  Amortization  of  content  assets  is  recorded  in  the  consolidated  statement  of
operations as programming and technical expenses.

The Company also has programming for which the Company has engaged third parties to develop and produce, and it
owns  most  or  all  rights  (commissioned  programming).  In  accordance  with  ASC  926,  “Entertainment  –  Films,”  content
amortization  expense  for  each  period  is  recognized  based  on  the  revenue  forecast  model,  which  approximates  the
proportion  that  estimated  advertising  and  affiliate  revenues  for  the  current  period  represent  in  relation  to  the  estimated
remaining  total  lifetime  revenues  as  of  the  beginning  of  the  current  period.  Management  regularly  reviews,  and  revises
when necessary, its total revenue estimates, which may result in a change in the rate of amortization and/or a write-down of
the asset to fair value.

Content that is predominantly monetized within a film group is assessed for impairment at the film group level and is
tested  for  impairment  if  circumstances  indicate  that  the  fair  value  of  the  content  within  the  film  group  is  less  than  its
unamortized costs. A significant decrease in the amount of ultimate revenue expected to be recognized was determined for
one  of  the  film  groups,  and  as  a  result,  the  Company  recorded  an  impairment  and  additional  amortization  expense  of
$695,000, as a result of evaluating its contracts for impairment for the year ended December 31, 2021. The Company did
not  record  any  additional  amortization  expense  for  the  year  ended  December  31,  2020.  Impairment  and  amortization  of
content  assets  is  recorded  in  the  consolidated  statements  of  operations  as  programming  and  technical  expenses.  All
produced and licensed content is classified as a long-term asset, except for the portion of the unamortized content balance
that is expected to be amortized within one year which is classified as a current asset.

Tax  incentives  that  state  and  local  governments  offer  that  are  directly  measured  based  on  production  activities  are

recorded as reductions in production costs.

(v)  Impact of Recently Issued Accounting Pronouncements

In  June  2016,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued  Accounting  Standards  Update  (“ASU”)
2016-13, “Financial  Instruments  -  Credit  Losses  (Topic  326):  Measurement  of  Credit  Losses  on  Financial  Instruments”
(“ASU  2016-13”).  ASU  2016-13  is  intended  to  provide  financial  statement  users  with  more  decision-useful  information
about the expected credit losses on financial instruments and other commitments and requires consideration of a broader
range of reasonable and supportable information to inform credit loss estimates. In November 2019, the FASB issued ASU
2019-10,  “Financial  Instruments—Credit  Losses  (Topic  326),  Derivatives  and  Hedging  (Topic  815),  and  Leases  (Topic
842):  Effective  Dates.”  ASU  2019-10  defers  the  effective  date  of  credit  loss  standard  ASU  2016-13  by  two  years  for
smaller reporting companies and permits early adoption. ASU 2016-13 is effective for the Company beginning January 1,
2023. The Company is evaluating the impact of the adoption of ASU 2016-13 on its financial statements.

In December 2019, the FASB issued ASU 2019-12, “Income Taxes (Topic 740): Simplifying the Accounting for Income
Taxes”, which is intended to simplify various aspects related to accounting for income taxes. ASU 2019-12 removes certain
exceptions  to  the  general  principles  in  Topic  740  and  also  clarifies  and  amends  existing  guidance  to  improve  consistent
application.  ASU  2019-12  is  effective  for  fiscal  years,  and  interim  periods  within  those  fiscal  years,  beginning  after
December 15, 2020. Early adoption is permitted. The Company adopted ASU 2019-12 on January 1, 2020, and adoption
did not have a material impact on our consolidated financial statements and related disclosures.

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(w)  Related Party Transactions

Reach  Media  operates  the  Tom  Joyner  Foundation’s  Fantastic  Voyage®  (the  “Fantastic  Voyage®”),  a  fund-raising
event, on behalf of the Tom Joyner Foundation, Inc. (the “Foundation”), a 501(c)(3) entity. The agreement under which the
Fantastic Voyage® operates provides that Reach Media provide all necessary operations of the cruise and that Reach Media
will be reimbursed its expenditures and receive a fee plus a performance bonus. Distributions from operating revenues are
in  the  following  order  until  the  funds  are  depleted:  up  to  $250,000  to  the  Foundation,  reimbursement  of  Reach’s
expenditures,  up  to  a  $1.0  million  fee  to  Reach,  a  performance  bonus  of  up  to  50%  of  remaining  operating  revenues  to
Reach Media, with the balance remaining to the Foundation. For 2021 and 2022, $250,000 to the Foundation is guaranteed.
Reach  Media’s  earnings  for  the  Fantastic  Voyage®  in  any  given  year  may  not  exceed  $1.75  million.  The  Foundation’s
remittances  to  Reach  Media  under  the  agreements  are  limited  to  its  Fantastic  Voyage®  related  cash  collections.  Reach
Media  bears  the  risk  should  the  Fantastic  Voyage®  sustain  a  loss  and  bears  all  credit  risk  associated  with  the  related
passenger cruise package sales. The agreement between Reach and the Foundation automatically renews annually unless
termination is mutually agreed or unless a party’s financial requirements are not met, in which case the party not in breach
of their obligations has the right, but not the obligation, to terminate unilaterally. Due to the pandemic, the 2020 cruise was
rescheduled to November 2021 and passengers were given the option to have the majority of their payments refunded. As
of December 31, 2021, Reach Media owed the Foundation $41,000 under the agreements for the operation of the cruises
and as of December 31, 2020, Reach Media owed the Foundation $244,000 due to passengers’ refunds pending.

Reach Media provides office facilities (including office space, telecommunications facilities, and office equipment) to
the Foundation. Such services are provided to the Foundation on a pass-through basis at cost. Additionally, from time to
time,  the  Foundation  reimburses  Reach  Media  for  expenditures  paid  on  its  behalf  at  Reach  Media-related  events.  Under
these arrangements, as of December 31, 2021 and 2020, the Foundation owed $4,000 and $6,000, respectively, to Reach
Media.

For  the  year  ended  December  31,  2021,  Reach  Media's  revenues,  expenses,  and  operating  income  for  the  Fantastic
Voyage were approximately $7.0 million, $6.6 million, and $400,000, respectively. The Fantastic Voyage took place during
the fourth quarter of 2021. Due to the aforementioned rescheduling of the Fantastic Voyage resulting from impacts of the
COVID pandemic, no cruise was operated in 2020.

Alfred C. Liggins, President and Chief Executive Officer of Urban One, Inc., is a compensated member of the Board
of Directors of Broadcast Music, Inc. (“BMI”), a performance rights organization. During the years ended December 31,
2021  and  2020,  the  Company  incurred  expense  of  approximately  $4.7  million  and  $3.2  million,  respectively.  As  of
December 31, 2021 and 2020, the Company owed BMI $423,000 and ($398,000), respectively.

(x) Leases

On January 1, 2019, with the adoption of ASC 842, “Leases,” the Company adopted a package of practical expedients
as allowed by the transition guidance which permitted the Company to carry forward the historical assessment of whether
contracts  contain  or  are  leases,  classification  of  leases  and  the  remaining  lease  terms.  The  Company  has  also  made  an
accounting  policy  election  to  exclude  leases  with  an  initial  term  of  twelve  months  or  less  from  recognition  on  the
consolidated balance sheet. Short-term leases will be expensed over the lease term. The Company also elected to separate
the consideration in the lease contracts between the lease and non-lease components. All variable non-lease components
are expensed as incurred.

ASC 842 results in significant changes to the balance sheets of lessees, most significantly by requiring the recognition
of right of use (“ROU”) assets and lease liabilities by lessees for those leases classified as operating leases. Upon adoption
of ASC 842, deferred rent balances, which were historically presented separately, were combined and presented net within
the ROU asset.

Many of the Company's leases provide for renewal terms and escalation clauses, which are factored into calculating
the  lease  liabilities  when  appropriate.  The  implicit  rate  within  the  Company's  lease  agreements  is  generally  not
determinable and as such the Company’s collateralized borrowing rate is used.

F-22

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The following table sets forth the components of lease expense and the weighted average remaining lease term and the

weighted average discount rate for the Company’s leases:

Operating Lease Cost (Cost resulting from lease payments)
Variable Lease Cost (Cost excluded from lease payments)
Total Lease Cost

Operating Lease - Operating Cash Flows (Fixed Payments)
Operating Lease - Operating Cash Flows (Liability Reduction)

Year Ended December 31, 

2020
2021
(Dollars In thousands)

$ 13,055
40
$ 13,095

$ 13,784
$ 9,124

$ 12,687
143
$ 12,830

$ 13,243
8,354
$

Weighted Average Lease Term - Operating Leases
Weighted Average Discount Rate - Operating Leases

4.94 years
11.00 %

5.37 years
11.00 %

As of December 31, 2021, maturities of lease liabilities were as follows:

For the Year Ended December 31, 
2022
2023
2024
2025
2026
Thereafter
Total future lease payments
Imputed interest
Total

(y) Going Concern Assessment

$

     (Dollars in thousands)
13,685
11,750
10,639
5,903
3,712
8,209
53,898
12,598
41,300

$

As  part  of  its  internal  control  framework,  the  Company  routinely  performs  a  going  concern  assessment.  We  have
concluded that the Company has sufficient capacity to meet its financing obligations, that cash flows from operations are
sufficient to meet the liquidity needs and/or has sufficient capacity to access asset-backed facility funds to finance working
capital needs should the need arise.

2. ACQUISITIONS AND DISPOSITIONS:

On December 19, 2019, we entered into both an asset purchase agreement (“APA”) and a time brokerage agreement
(“TBA”)  with  Guardian  Enterprise  Group,  Inc.  and  certain  of  its  affiliates  (collectively,  “GEG”)  with  respect  to  the
acquisition and interim operation of low power television station WQMC-LD in Columbus, Ohio. Pursuant to the TBA, in
January 2020, we began to operate WQMC-LD until such time as the purchase transaction can close under the APA. Under
the terms of the TBA, we pay a monthly fee as well as certain operating costs of WQMC-LD, and, in exchange, we will
retain all revenues from the sale of the advertising within the programming. After receipt of FCC approval, we closed the
transactions under the APA and took ownership of WQMC-LD on February 24, 2020 for total consideration of $475,000.

On  October  30,  2020,  we  entered  into  a  local  marketing  agreement  (“LMA”)  with  Southeastern  Ohio  Broadcasting
System  for  the  operation  of  station  WWCD-FM  in  Columbus,  Ohio  beginning  November  2020.  Under  the  terms  of  the
LMA, we will pay a monthly fee as well as certain operating costs, and, in exchange, we will retain all revenues from the
sale of the advertising within the programming.

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On November 6, 2020, the Company entered into a definitive asset exchange agreement with Audacy, Inc. (formerly
Entercom Communications Corp.) whereby the Company received Charlotte stations: WLNK-FM (Adult Contemporary);
WBT-AM & FM (News Talk Radio); and WFNZ-AM & 102.5 FM Translator (Sports Radio). As part of the transaction,
the  Company  transferred  three  radio  stations  to  Audacy:  St.  Louis,  WHHL-FM  (Urban  Contemporary);  Philadelphia,
WPHI-FM (Urban Contemporary); and Washington, DC, WTEM-AM (Sports); as well as the intellectual property to its St.
Louis  radio  station,  WFUN-FM  (Adult  Urban  Contemporary).  The  Company  and  Audacy  began  operation  of  the
exchanged stations on or about November 23, 2020 under LMAs until FCC approval was obtained. The deal was subject to
FCC  approval  and  other  customary  closing  conditions  and,  after  obtaining  the  approvals,  closed  on  April  20,  2021.  In
addition, the Company entered into an asset purchase agreement with Gateway Creative Broadcasting, Inc. (“Gateway”)
for the remaining assets of our WFUN station in a separate transaction which also closed on April 20, 2021. The Company
received approximately $8.0 million and exchanged approximately $8.0 million in tangible and intangible assets as part of
the transaction with Gateway. The identified assets, with a combined carrying value of approximately $32.7 million, have
been classified as held for sale in the consolidated balance sheet at December 31, 2020. The major categories of the assets
held for sale include the following:

Property and equipment, net
Goodwill
Radio broadcasting licenses
Right of use assets
Lease liabilities
Assets held for sale, net

     As of December 31, 

2020
(In thousands)
2,144
470
30,606
1,071
(1,630)
32,661

$

$

The  Company’s  purchase  accounting  to  reflect  the  fair  value  of  assets  acquired  and  liabilities  assumed  consisted  of
approximately  $21.1  million  to  radio  broadcasting  licenses,  approximately  $1.8  million  to  land  and  land  improvements,
approximately  $2.0  million  to  towers  and  antennas,  $517,000  to  buildings,  approximately  $1.0  million  to  transmitters,
$712,000 to studios, $53,000 to vehicles, $200,000 to furniture and fixtures, $67,000 to computer equipment, $19,000 to
other  equipment,  approximately  $1.7  million  to  right  of  use  assets,  $1.9  million  advertising  credit  liability,  $921,000  to
operating  lease  liabilities,  and  $812,000  unfavorable  lease  liability.  The  fair  value  of  the  assets  exchanged  with  Audacy
approximate the carrying value of the assets held for sale as of December 31, 2020. The Company recognized a net gain of
$404,000 related to the Audacy and Gateway transactions during the year ended December 31, 2021.

F-24

 
 
 
 
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3. PROPERTY AND EQUIPMENT:

Property and equipment are carried at cost less accumulated depreciation and amortization. Depreciation is calculated

using the straight-line method over the related estimated useful lives. Property and equipment consists of the following:

As of December 31, 
2020
2021

     Estimated
Useful Lives

Land and improvements
Buildings
Transmitters and towers
Equipment
Furniture and fixtures
Software and web development
Leasehold improvements
Construction-in-progress

Less: Accumulated depreciation and amortization
Property and equipment, net

—
2,372  
31 years
2,654  
7‑15 years
39,277  
3‑7 years
59,537  
6 years
9,019  
3 years
29,741  
24,449   Lease Term
—

372  

$

$

(In thousands)
4,128
3,241
43,466
63,192
9,397
31,337
24,727
476
  179,964
  (153,673)
26,291
$

  167,421
  (148,229) 
19,192  
$

Depreciation and amortization expense for the years ended December 31, 2021, and 2020 was approximately $9.3

million and $9.7 million, respectively. Repairs and maintenance costs are expensed as incurred. Property and equipment
assets identified as assets held for sale are excluded from the table above.

4. GOODWILL, RADIO BROADCASTING LICENSES AND OTHER INTANGIBLE ASSETS:

Impairment Testing

We  have  historically  made  acquisitions  whereby  a  significant  amount  of  the  purchase  price  was  allocated  to  radio
broadcasting  licenses,  goodwill  and  other  intangible  assets.  In  accordance  with  ASC  350,  “Intangibles  -  Goodwill  and
Other,”  we  do  not  amortize  our  radio  broadcasting  licenses  and  goodwill.  Instead,  we  perform  a  test  for  impairment
annually  across  all  reporting  units,  or  on  an  interim  basis  when  events  or  changes  in  circumstances  or  other  conditions
suggest impairment may have occurred in any given reporting unit. Other intangible assets continue to be amortized on a
straight-line basis over their useful lives. We perform our annual impairment test as of October 1 of each year. There was
no impairment recorded for the year ended December 31, 2021 and for the year ended December 31, 2020, we recorded
impairment charges against radio broadcasting licenses and goodwill collectively, of approximately $84.4 million.

We  did  not  identify  any  impairment  indicators  at  any  of  our  reportable  segments  for  the  year  ended  December  31,

2021.  We performed our annual impairment testing and no impairment was identified.

Beginning in March 2020, the Company observed that the COVID-19 pandemic and the resulting government stay at
home orders were dramatically impacting certain of the Company's revenues. Most notably, a number of advertisers across
significant  advertising  categories  had  reduced  or  ceased  advertising  spend  due  to  the  outbreak  and  stay  at  home  orders
which effectively shut many businesses down in the markets in which we operate.  This was particularly true within our
radio  segment  which  derives  substantial  revenue  from  local  advertisers  who  had  been  particularly  hard  hit  due  to  social
distancing and government interventions.

2021 Annual Impairment Testing

We  completed  our  2021  annual  impairment  assessment  as  of  October  1,  2021.  Our  2021  annual  impairment  testing
indicated the carrying values for our radio broadcasting licenses and goodwill attributable to Reach Media, TV One, digital
and our radio broadcasting reporting units were not impaired.

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2020 Interim Impairment Testing

As a result of COVID-19, the total market revenue growth for certain markets in which we operate was below that
assumed in our annual impairment testing. During the first quarter of 2020, the Company recorded a non-cash impairment
charge of approximately $5.9 million to reduce the carrying value of our Atlanta market and Indianapolis market goodwill
balances  and  the  Company  recorded  a  non-cash  impairment  charge  of  approximately  $47.7  million  associated  with  our
Atlanta,  Cincinnati,  Dallas,  Houston,  Indianapolis,  Philadelphia,  Raleigh,  Richmond  and  St.  Louis  radio  market
broadcasting licenses. We did not identify any impairment indicators for the three months ended June 30, 2020. Based on
market data obtained by the Company in the third quarter of 2020, the total anticipated market revenue growth for certain
markets in which we operate continued to be below that assumed in our first quarter impairment testing. We deemed that to
be  an  impairment  indicator  that  warranted  interim  impairment  testing  of  certain  markets’  radio  broadcasting  licenses,
which we performed as of September 30, 2020. As a result of that testing, the Company recorded a non-cash impairment
charge  of  approximately  $10.0  million  related  to  its  Atlanta  market  and  Indianapolis  market  goodwill  balances  and  the
Company recorded a non-cash impairment charge of approximately $19.1 million for the three months ended September
30,  2020  associated  with  our  Atlanta,  Cincinnati,  Dallas,  Houston,  Indianapolis,  Philadelphia  and  Raleigh  market  radio
broadcasting licenses.

2020 Annual Impairment Testing

We  completed  our  2020  annual  impairment  assessment  as  of  October  1,  2020.  Our  2020  annual  impairment  testing
indicated the carrying values for our radio broadcasting licenses and goodwill attributable to Reach Media, TV One, digital
and  our  radio  broadcasting  reporting  units  were  not  impaired.  However  we  recorded  an  impairment  charge  of
approximately  $1.7  million  associated  with  the  estimated  asset  sale  consideration  for  one  of  our  St.  Louis  radio
broadcasting licenses.

Valuation of Broadcasting Licenses

We utilize the services of a third-party valuation firm to assist us in estimating the fair value of our radio broadcasting
licenses and reporting units. Fair value is estimated to be the price that would be received to sell an asset or paid to transfer
a liability in an orderly transaction between market participants at the measurement date. We use the income approach to
test for impairment of radio broadcasting licenses. A projection period of 10 years is used, as that is the time horizon in
which  operators  and  investors  generally  expect  to  recover  their  investments.  When  evaluating  our  radio  broadcasting
licenses  for  impairment,  the  testing  is  done  at  the  unit  of  accounting  level  as  determined  by  ASC  350,  “Intangibles  -
Goodwill  and  Other.”  In  our  case,  each  unit  of  accounting  is  a  cluster  of  radio  stations  into  one  of  our  geographical
markets. Broadcasting license fair values are based on the discounted future cash flows of the applicable unit of accounting
assuming an initial hypothetical start-up operation which possesses FCC licenses as the only asset. Over time, it is assumed
the operation acquires other tangible assets such as advertising and programming contracts, employment agreements and
going concern value, and matures into an average performing operation in a specific radio market. The income approach
model  incorporates  several  variables,  including,  but  not  limited  to:  (i)  radio  market  revenue  estimates  and  growth
projections; (ii) estimated market share and revenue for the hypothetical participant; (iii) likely media competition within
the market; (iv) estimated start-up costs and losses incurred in the early years; (v) estimated profit margins and cash flows
based on market size and station type; (vi) anticipated capital expenditures; (vii) estimated future terminal values; (viii) an
effective tax rate assumption; and (ix) a discount rate based on the weighted-average cost of capital for the radio broadcast
industry.  In  calculating  the  discount  rate,  we  considered:  (i)  the  cost  of  equity,  which  includes  estimates  of  the  risk-free
return,  the  long-term  market  return,  small  stock  risk  premiums  and  industry  beta;  (ii)  the  cost  of  debt,  which  includes
estimates for corporate borrowing rates and tax rates; and (iii) estimated average percentages of equity and debt in capital
structures.

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Table of Contents

Our methodology for valuing broadcasting licenses has been consistent for all periods presented. Below are some of
the key assumptions used in the income approach model for estimating the broadcasting license and goodwill fair values
for  the  annual  impairment  testing  performed  and  interim  impairment  testing  where  an  impairment  charge  was  recorded
since January 1, 2020. During the year ended December 31, 2020, the Company recorded a non-cash impairment charge of
approximately $68.5 million associated with our Atlanta, Cincinnati, Dallas, Houston, Indianapolis, Philadelphia, Raleigh,
Richmond and St. Louis radio market broadcasting licenses.

Radio Broadcasting
Licenses

     October 1,

2021

October 1,
2020

September 30, 
2020 (a)

March 31, 
2020 (a)

Impairment charge (in millions)

  $

— $

1.7*  

$

19.1  

$

47.7  

Discount Rate
Year 1 Market Revenue Growth Rate Range
Long-term Market Revenue Growth Rate Range
Mature Market Share Range
Mature Operating Profit Margin Range

9.0 %   
6.1% – 8.0 %   
0.7% – 1.0 %   
6.2% – 23.2 %   
26.9% – 36.1 %   

9.0 %  
(10.7)% – (16.0) %  
0.7% – 1.1 %  
6.7% – 23.9 %  
27.7% – 37.1 %  

9.5 %  
9.0 %  
(13.3)%  
(10.7)% – (16.8) %  
0.7% – 1.1 %  
0.7% – 1.1 %  
6.9% – 25.0 %  
6.7% – 23.9 %  
27.7% – 37.1 %   27.6% – 39.7 %  

(a)  Reflects changes only to the key assumptions used in the interim testing for certain units of accounting.
(*)  License fair value based on estimated asset sale consideration.

Broadcasting Licenses Valuation Results

The Company’s total broadcasting licenses carrying value is approximately $505.2 million as of December 31, 2021.
 The units of accounting reflected in the table below are not disclosed on a specific market basis so as to not make sensitive
information publicly available that could be competitively harmful to the Company.

Unit of Accounting

Unit of Accounting 2
Unit of Accounting 5
Unit of Accounting 7
Unit of Accounting 11
Unit of Accounting 4
Unit of Accounting 14
Unit of Accounting 6
Unit of Accounting 12
Unit of Accounting 13
Unit of Accounting 8
Unit of Accounting 16
Unit of Accounting 1
Unit of Accounting 10
Total

As of
December 31, 
2020

Radio Broadcasting Licenses
Carrying Balances
Net
Increase
     (Decrease)     
(In thousands)

As of
December 31, 
2021

$

3,086
—
13,525  
—  
15,223
—
—  
15,560  
16,142   21,082  
—  
19,070  
—  
22,642  
—  
32,968  
—  
39,646  
—  
52,515  
—  
54,670  
—  
84,369  
—  
114,650  

3,086
13,525
15,223
15,560
37,224
19,070
22,642
32,968
39,646
52,515
54,670
84,369
114,650
$ 505,148

$ 484,066

$ 21,082

Our  licenses  expire  at  various  dates  through  August  1,  2029.  The  FCC  grants  radio  broadcast  station  licenses  for
specific  periods  of  time  and,  upon  application,  may  renew  them  for  additional  terms.  A  station  may  continue  to  operate
beyond the expiration date of its license if a timely filed license renewal application is pending. Under the Communications
Act, radio broadcast station licenses may be granted for a maximum term of eight years. The FCC may grant the license
renewal application with or without conditions, including renewal for a term less than the maximum otherwise permitted.
Historically, our licenses have been renewed for full eight-year terms without any conditions or sanctions; however, there
can be no assurance that the licenses of each of our stations will be renewed for a full term without conditions or sanctions.

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Valuation of Goodwill

The  impairment  testing  of  goodwill  is  performed  at  the  reporting  unit  level.  We  had  16  reporting  units  as  of  our
October 2021 annual impairment assessment, consisting of each of the 13 radio markets within the radio division and each
of the other three business divisions. In testing for the impairment of goodwill, we primarily rely on the income approach.
The approach involves a 10-year model with similar variables as described above for broadcasting licenses, except that the
discounted cash flows are based on the Company’s estimated and projected market revenue, market share and operating
performance for its reporting units, instead of those for a hypothetical participant. We use a 5-year model for our Reach
Media reporting unit. We evaluate all events and circumstances on an interim basis to determine if an impairment indicator
is present and also perform annual testing by comparing the fair value of the reporting unit with its carrying amount. We
recognize an impairment charge to operations in the amount that the reporting unit’s carrying value exceeds its fair value.
The impairment charge recognized cannot exceed the total amount of goodwill allocated to the reporting unit.

We  have  not  made  any  changes  to  the  methodology  for  valuing  or  allocating  goodwill  when  determining  the  fair
values  of  the  reporting  units.  As  noted  above,  we  did  not  identify  any  impairment  indicators  at  any  of  our  reportable
segments for the year ended December 31, 2021. Also as noted above, during the first and third quarters of 2020 due to the
COVID-19 pandemic, we identified impairment indicators at certain of our radio markets, and, as such, we performed an
interim analysis for certain radio market goodwill. During the three months ended March 31, 2020, the Company recorded
a non-cash impairment charge of approximately $5.9 million to reduce the carrying value of our Atlanta and Indianapolis
market goodwill balances. We did not identify any impairment indicators at any of our other reportable segments for the
three months ended June 30, 2020. During the three months ended September 30, 2020, the Company recorded a non-cash
impairment charge of approximately $10.0 million related to its Atlanta market and Indianapolis market goodwill balances.

Below are some of the key assumptions used in the income approach model for estimating reporting unit fair values
for  the  annual  impairment  assessments  performed  and  interim  impairment  testing  where  an  impairment  charge  was
recorded since January 1, 2020.

Goodwill (Radio Market
Reporting Units)

October 1,
2021 (a)

October 1,
2020 (a)

September 30,
2020 (a)

March 31,
2020(a)

Impairment charge (in millions)

 $

— $

— $

10.0

 $

Discount Rate
Year 1 Market Revenue Growth
Rate Range
Long-term Market Revenue
Growth Rate Range
Mature Market Share Range
Mature Operating Profit Margin
Range

9.0  %   

9.0 %   

9.0 %  

(10.7)% – 25.4 %    (12.9)% – 25.9 %    (26.6)% – 34.7 %  

(14.5)% – (12.9) %

0.7% – 1.0 %   
6.2% – 16.0 %   

0.7% – 1.1 %   
6.8% – 16.8 %   

0.9% – 1.1 %  
8.4% – 12.7 %  

0.9% – 1.1 %
11.1% – 13.0 %

21.2% – 47.3 %   

27.7% – 49.1 %   

27.7% – 48.1 %  

29.4% – 39.0 %

5.9

9.5 %

(a)  Reflects the key assumptions for testing only those radio markets with remaining goodwill.

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Table of Contents

Below are some of the key assumptions used in the income approach model for estimating the fair value for Reach
Media for the annual and interim impairment assessments performed since October 2020. When compared to the discount
rates used for assessing radio market reporting units, the higher discount rates used in these assessments reflect a premium
for  a  riskier  and  broader  media  business,  with  a  heavier  concentration  and  significantly  higher  amount  of  programming
content  assets  that  are  highly  dependent  on  a  single  on-air  personality.  As  a  result  of  our  impairment  assessments,  the
Company concluded that the goodwill was not impaired.

Reach Media Segment Goodwill

Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate (Year 5)
Operating Profit Margin Range

October 1,
2021

October 1,
2020

  $

—  

$

—

11.5 %  
(15.7)%  
1.0 %  

11.0 %
22.1 %
1.0 %
24.1 – 26.2 %   18.0% - 19.1 %

Below  are  some  of  the  key  assumptions  used  in  the  income  approach  model  for  determining  the  fair  value  of  our
digital  reporting  unit  since  October  2020.  When  compared  to  discount  rates  for  the  radio  reporting  units,  the  higher
discount rate used to value the reporting unit is reflective of discount rates applicable to internet media businesses. As a
result of our impairment assessments, the Company concluded that the goodwill was not impaired.

Digital Segment Goodwill

October 1,
2021

October 1,
2020

Impairment charge (in millions)

 $

—  

$

—

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate (Years 6 – 10)
Operating Profit Margin Range

14.0 %  
(20.4)%  
2.5% - 6.8 %  
(5.2)% -  14.3 %  

14.0 %
(5.4)%
3.4% - 6.0 %
(12.5)% - 13.1 %

Below are some of the key assumptions used in the income approach model for determining the fair value of our cable
television segment since October 2020.  As a result of the testing performed, the Company concluded no impairment to the
carrying value of goodwill had occurred.

Cable Television Segment Goodwill

Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate Range (Years 6 – 10)
Operating Profit Margin Range

October 1,
2021

October 1,
2020

 $

—  $

—

9.5 %  
11.6 %  
0.4% - 0.6 %  

10.5 %
4.5 %
0.6% - 1.5 %
  34.9% - 46.4 %   37.2% - 46.1 %

The above goodwill tables reflect some of the key valuation assumptions used for 11 of our 16 reporting units. The

other five remaining reporting units had no goodwill carrying value balances as of December 31, 2021.

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Table of Contents

Goodwill Valuation Results

The table below presents the changes in Company’s goodwill carrying values for its four reportable segments during

2021 and 2020:

Gross goodwill
Additions
Impairments
Accumulated impairment losses
Assets held for sale
Net goodwill at December 31, 2020
Gross goodwill
Additions
Impairments
Accumulated impairment losses
Audacy asset exchange
Net goodwill at December 31, 2021

Total

Radio
Broadcasting
Segment

     Reach
Media
Segment

$ 155,000

$ 30,468

Digital
Segment
(In thousands)
$ 27,567

Cable
Television
Segment

$ 165,044

—  

—  
—  

—  
—  

(15,900)
(101,848)
(470)
36,782
$
$ 155,000

(16,114)
—
$ 14,354
$ 30,468

(20,345)
—
7,222
$
$ 27,567

—  
—  

—  
—  

—  
—  

(117,748)
(470)
36,782

(16,114)
—
$ 14,354

(20,345)
—
7,222

$

$

—  
—  
—  
—
$ 165,044
$ 165,044

—  
—  
—  
—
$ 165,044

$ 378,079
—
(15,900)
(138,307)
(470)
$ 223,402
$ 378,079
—
—
(154,207)
(470)
$ 223,402

In arriving at the estimated fair values for radio broadcasting licenses and goodwill, we also performed an analysis by
comparing our overall average implied multiple based on our cash flow projections and fair values to recently completed
sales transactions, and by comparing our estimated fair values to the market capitalization of the Company. The results of
these comparisons confirmed that the fair value estimates resulting from our annual assessments in 2021 were reasonable.

Intangible Assets Excluding Goodwill and Radio Broadcasting Licenses

Other  intangible  assets,  excluding  goodwill,  radio  broadcasting  licenses  and  the  unamortized  brand  name,  are  being

amortized on a straight-line basis over various periods. Other intangible assets consist of the following:

Trade names
Intellectual property
Acquired income leases
Advertiser agreements
Favorable office and transmitter leases
Brand names
Brand names - unamortized
Debt cost
Launch assets
Other intangibles

Less: Accumulated amortization
Other intangible assets, net

As of December 31, 
2020
2021

(In thousands)

Period of
Amortization

Remaining
Weighted-
Average
Period  of

     Amortization

$ 17,425
9,531
127
46,582
2,097
4,413
39,690
1,267
9,021
715
  130,868
(80,709)
$ 50,159

  1.8 Years
1‑5 Years
$ 17,425  
  0.0 Years
4‑10 Years
9,531  
  9.1 Years
3‑15 Years
127  
  1.3 Years
1‑12 Years
46,789  
  38.3 Years
2‑60 Years
2,097  
  5.9 Years
10 Years
4,413  
Indefinite  
—
39,690  
2,053  
Debt term   4.1 Years
9,021   Contract length   3.3 Years
  1.0 Years
1‑5 Years

675  

  131,821

(75,768)  
$ 56,053  

  4.3 Years

Amortization expense of intangible assets for the years ended December 31, 2021 and 2020 was approximately $3.7

million and $3.9 million, respectively.

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The  following  table  presents  the  Company’s  estimate  of  amortization  expense  for  the  years  2022  through  2026  for

intangible assets:

2022
2023
2024
2025
2026

(In thousands)
3,651
1,225
222
185
165

$
$
$
$
$

The  table  above  excludes  launch  asset  amortization  as  it  is  recorded  as  a  reduction  to  revenue.  Actual  amortization

expense may vary as a result of future acquisitions and dispositions.

5. CONTENT ASSETS:

The gross cost and accumulated amortization of content assets is as follows:

Produced content assets:

Completed
In-production

Licensed content assets acquired:

Acquired

Content assets, at cost
Less: Accumulated amortization
Content assets, net
Current portion
Noncurrent portion

As of December 31, 

2021

2020

(In thousands)

     Period of

Amortization

$

397,174
12,124

$

365,806
11,029

66,005
475,303
(389,265)
86,038
(25,883)
60,155

$

56,913
433,748
(342,139)
91,609
(28,434)
63,175

$

 1‑5 Years

Produced  content  assets  include  certain  unamortized  costs  that  will  not  be  80%  amortized  within  three  years  from
December 31, 2021, totaling approximately $18.3 million. Approximately 55.8% of these unamortized costs are expected
to  be  amortized  within  three  years  from  December  31,  2021.  The  remaining  balance  of  these  costs  will  be  amortized
through the year ending December 31, 2027. Amortization of content assets is recorded in the consolidated statements of
operations as programming and technical expenses.

Future estimated content amortization expense related to agreements entered into as of December 31, 2021, for years

2022 through 2026 is as follows:

2022
2023
2024
2025
2026

(In thousands)
25,883
18,724
8,505
6,600
2,297

$
$
$
$
$

Future estimated content amortization expense is not included for in-production content assets in the table above.

Future minimum content payments required under agreements entered into as of December 31, 2021, are as follows:

2022
2023

(In thousands)
18,972
2,865

$
$

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6. INVESTMENTS:

Cost Method

On  April  10,  2015,  the  Company  made  a  $5  million  investment  in  MGM’s  world-class  casino  property,  MGM
National Harbor, located in Prince George’s County, Maryland, which has a predominately African-American demographic
profile.  On  November  30,  2016,  the  Company  contributed  an  additional  $35  million  to  complete  its  investment.  This
investment further diversified our platform in the entertainment industry while still focusing on our core demographic. We
account for this investment on a cost basis. Our MGM National Harbor investment entitles us to an annual cash distribution
based on net gaming revenue. The value of our MGM investment is included in other assets on the consolidated balance
sheets  and  its  distribution  income  in  the  amount  of  approximately  $7.7  million  and  $4.9  million,  for  the  years  ended
December 31, 2021 and 2020, respectively, is recorded in other income on the consolidated statements of operations. The
cost  method  investment  is  subject  to  a  periodic  impairment  review  in  the  normal  course.  The  Company  reviewed  the
investment  and  concluded  that  no  impairment  to  the  carrying  value  was  required.  There  has  been  no  impairment  of  the
investment to date. As of December 31, 2020, the Company’s interest in the MGM National Harbor Casino secured the
MGM National Harbor Loan (as defined in Note 9 - Long-Term Debt.) Upon settlement of the 2028 Notes (which paid off
the MGM National Harbor Loan), the Company’s subsidiaries of Radio One Entertainment Holdings, LLC and Urban One
Entertainment SPV, LLC became guarantors under the 2028 Notes along with the Company’s other subsidiaries.

7. OTHER CURRENT LIABILITIES:

Other current liabilities consist of the following:

Deferred revenue
Deferred barter revenue
Employment Agreement Award
Accrued national representative fees
Accrued miscellaneous taxes
Income taxes payable
Tenant allowance
Contingent consideration
Reserve for audience deficiency
Other current liabilities
Other current liabilities

8. EMPLOYMENT AGREEMENT AWARD:

As of December 31, 
2020
2021

(In thousands)

$

$

7,494
1,271
3,966
457
213
283
180
—  

6,020
6,537
26,421

$

$

10,875
935
3,325
1,087
562
600
242
780
3,544
4,967
26,917

The Company accounts for an award called for in the CEO’s employment agreement (the “Employment Agreement
Award”)  at  fair  value.  The  Company  estimated  the  fair  value  of  the  award  at  December  31,  2021  and  2020,  to  be
approximately $28.2 million and $25.6 million, respectively, and accordingly adjusted its liability to this amount. The long-
term portion is recorded in other long-term liabilities and the current portion is recorded in other current liabilities in the
consolidated  balance  sheets.  The  expense  associated  with  the  Employment  Agreement  Award  was  recorded  in  the
consolidated  statements  of  operations  as  corporate  selling,  general  and  administrative  expenses  and  was  approximately
$6.2 million and $2.3 million for the years ended December 31, 2021 and 2020, respectively.

The Company’s obligation to pay the Employment Agreement Award was triggered after the Company recovered the
aggregate amount of its capital contribution in TV One and only upon actual receipt of distributions of cash or marketable
securities or proceeds from a liquidity event with respect to the Company’s aggregate investment in TV One. The CEO was
fully vested in the award upon execution of the employment agreement, and the award lapses if the CEO voluntarily

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leaves  the  Company,  or  is  terminated  for  cause.  In  September  2014,  the  Compensation  Committee  of  the  Board  of
Directors  of  the  Company  approved  terms  for  a  new  employment  agreement  with  the  CEO,  including  a  renewal  of  the
Employment Agreement Award upon similar terms as in the prior employment agreement.

9. LONG-TERM DEBT:

Long-term debt consists of the following:

7.375% Senior Secured Notes due February 2028
PPP Loan
2018 Credit Facility
MGM National Harbor Loan
2017 Credit Facility
8.75% Senior Secured Notes due December 2022
7.375% Senior Secured Notes due April 2022
Total debt
Less: current portion of long-term debt
Less: original issue discount and issuance costs
Long-term debt, net

2028 Notes

As of December 31, 

2021

2020

(In thousands)

$

$

$

825,000
7,505
—
—  
—  
—  
—  

832,505

—  

13,889
818,616

$

—
—
129,935
57,889
317,332
347,016
2,984
855,156
23,362
12,870
818,924

On  January  7,  2021,  the  Company  launched  an  offering  (the  “2028  Notes  Offering”)  of  $825  million  in  aggregate
principal  amount  of  7.375%  senior  secured  notes  due  2028  (the  “2028  Notes”)  in  a  private  offering  exempt  from  the
registration  requirements  of  the  Securities  Act  of  1933,  as  amended  (the  “Securities  Act”).    On  January  8,  2021,  the
Company entered into a purchase agreement with respect to the 2028 Notes at an issue price of 100% and the 2028 Notes
Offering  closed  on  January  25,  2021.  The  2028  Notes  are  general  senior  secured  obligations  of  the  Company  and  are
guaranteed  on  a  senior  secured  basis  by  certain  of  the  Company’s  direct  and  indirect  restricted  subsidiaries.    The  2028
Notes mature on February 1, 2028 and interest on the Notes accrues and is payable semi-annually in arrears on February 1
and August 1 of each year, commencing on August 1, 2021 at the rate of 7.375% per annum.

The Company used the net proceeds from the 2028 Notes Offering, together with cash on hand, to repay or redeem: (1)
the 2017 Credit Facility; (2) the 2018 Credit Facility; (3) the MGM National Harbor Loan; (4) the remaining amounts of
our 7.375% Notes; and (5) our 8.75% Notes that were issued in the November 2020 Exchange Offer (all as defined below).
  Upon  settlement  of  the  2028  Notes  Offering,  the  2017  Credit  Facility,  the  2018  Credit  Facility  and  the  MGM  National
Harbor  Loan  were  terminated  and  the  indentures  governing  the  7.375%  Notes  and  the  8.75%  Notes  were  satisfied  and
discharged. There was a net loss on retirement of debt of approximately $6.9 million for the year ended December 31, 2021
associated with the settlement of the 2028 Notes.

The 2028 Notes and the guarantees are secured, subject to permitted liens and except for certain excluded assets (i) on
a first priority basis by substantially all of the Company’s and the Guarantors’ current and future property and assets (other
than accounts receivable, cash, deposit accounts, other bank accounts, securities accounts, inventory and related assets that
secure  our  asset-backed  revolving  credit  facility  on  a  first  priority  basis  (the  “ABL  Priority  Collateral”)),  including  the
capital stock of each guarantor (collectively, the “Notes Priority Collateral”) and (ii) on a second priority basis by the ABL
Priority Collateral.

The associated debt issuance costs in the amount of approximately $15.4 million is being reflected as an adjustment to
the carrying amount of the debt obligations and amortized to interest expense over the term of the credit facility using the
effective interest rate method. The amortization of deferred financing costs was charged to interest expense for all periods
presented.

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The amount of deferred financing costs included in interest expense for all instruments, for the years ended December
31, 2021 and 2020, was approximately $2.3 million and $4.5 million, respectively. The Company’s effective interest rate
for 2021 was 7.96%.

The Company conducts a portion of its business through its subsidiaries. Certain of the Company’s subsidiaries have

fully and unconditionally guaranteed the Company’s 2028 Notes.

PPP Loan

On  January  29,  2021,  the  Company  submitted  an  application  for  participation  in  the  second  round  of  the  Paycheck
Protection  Program  loan  program  (“PPP”).  On  June  1,  2021,  the  Company  received  proceeds  of  approximately  $7.5
million. The loan bears interest at a fixed rate of 1% per year and will not be changed during the life of the loan. The loan
matures June 1, 2026. The Company is in the process of applying for loan forgiveness. While certain of the PPP loans may
be forgivable, until they are repaid or forgiven, the loan amount may constitute debt under the 2028 Notes and increase the
Company’s leverage.

8.75% Notes

In October 2020, the Company announced an offer to eligible holders of its 7.375% Senior Secured Notes due 2022
(the “7.375% Notes”) to exchange any and all of their 7.375% Notes for newly issued 8.75% Senior Secured Notes due
2022 (the “8.75% Notes”). The exchange offer closed on November 9, 2020 and, therefore, is referred to as the “November
2020  Exchange  Offer”.    Until  their  satisfaction  and  discharge  on  settlement  of  the  2028  Notes,  the  8.75%  Notes  were
governed  by  an  indenture,  dated  November  9,  2020  (the  “8.75%  Notes  Indenture”),  by  and  between  the  Company,  the
guarantors therein (the “Guarantors”) and Wilmington Trust, National Association, as trustee (in such capacity, the “8.75%
Notes Trustee”) and as notes collateral agent (in such capacity, “the 8.75% Notes Collateral Agent”). Interest on the 8.75%
Notes accrued at the rate per annum equal to 8.75% and was payable, in cash, quarterly on January 15, April 15, July 15
and October 15 of each year, commencing on January 15, 2021, to holders of record on the immediately preceding January
1, April 1, July 1 and October 1, respectively.

The  8.75%  Notes  were  general  senior  obligations  and  were  guaranteed  (the  “Guarantees”)  by  the  Guarantors.  The
8.75% Notes and the Guarantees: (i) ranked equal in right of payment to all of the Company’s and the Guarantor’s existing
and future senior indebtedness, (ii) were secured on a first-priority basis by the Notes Priority Collateral (as defined below)
and on a second-priority basis by the ABL Priority Collateral (defined below) owned by the Company and the applicable
Guarantor, in each case subject to certain liens permitted under the 8.75% Notes Indenture, (iii) were equal in priority to
the collateral owned by the Company and the Guarantor with respect to obligations under the credit agreement, dated as of
April 18, 2017, by and among the Company, various lenders therein and Guggenheim Securities Credit Partners, LLC, as
administrative agent and any other Parity Lien Debt (as described in the 8.75% Notes Indenture), if any, incurred after the
date  the  8.75%  Notes  were  issued,  (iv)    ranked  senior  in  right  of  payment  to  any  existing  or  future  subordinated
indebtedness  of  the  Company  or  Guarantors,  (v)  were  initially  guaranteed  on  a  senior  basis  by  each  of  the  Company’s
wholly-owned domestic subsidiaries (other than certain immaterial subsidiaries, unrestricted subsidiaries, and other certain
exceptions),  (vi)  were  effectively  senior  to  all  of  the  Company’s  and  the  Guarantor’s  existing  and  future  unsecured
indebtedness to the extent of the value of the collateral owned by the Company or applicable Guarantors and effectively
senior to all existing and future ABL Debt Obligations (as defined in the 8.75% Notes Indenture) to the extent of the value
of the Notes Priority Collateral (as defined below) owned by the Company or applicable Guarantor, (vii) were effectively
subordinated to all of the Company’s and the Guarantor’s existing and future indebtedness that was secured by liens on
assets  that  do  not  secure  the  Notes  or  the  Guarantee  to  the  extent  of  the  value  of  such  assets,  (viii)  were  structurally
subordinated to all of the Company’s and the Guarantor’s existing and future indebtedness and other claims and liabilities,
including preferred stock, of subsidiaries of the Company that are not guarantors, and (ix) were effectively senior to any
7.375% Notes that remain outstanding after the November 2020 Exchange Offer with respect to any collateral proceeds.

The 8.75% Notes and the guarantees were secured, subject to permitted liens and except for certain excluded assets (i)
on a first priority basis by substantially all of the Company’s and the Guarantors’ current and future property and assets
(other  than  accounts  receivable,  cash,  deposit  accounts,  other  bank  accounts,  securities  accounts,  inventory  and  related
assets that secure our asset-backed revolving credit facility on a first priority basis (the “ABL Priority Collateral”),

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including the capital stock of each Guarantor (which, in the case of foreign subsidiaries, is limited to 65% of the voting
stock and 100% of the non-voting stock of each first-tier foreign subsidiary) (collectively, the “Notes Priority Collateral”)
and (ii) on a second priority basis by the ABL Priority Collateral.

In  connection  with  the  November  2020  Exchange  Offer,  the  8.75%  Notes  were  subject  to  a  new  intercreditor
agreement, pursuant to which proceeds received by the 7.375% Notes Trustee with respect to collateral proceeds received
by the 7.375% Notes Trustee for the 7.375% Notes under an existing parity lien intercreditor agreement were to be paid
over to the 8.75% Notes Trustee for the 8.75% Notes to the extent of the amounts owed to the holders of the 8.75% Notes
then outstanding.

The Company could redeem the 8.75% Notes in whole or in part, at its option, upon not less than 30 nor more than 60
days’  prior  notice  at  a  redemption  price  equal  to  100%  of  the  principal  amount  of  such  8.75%  Notes  plus  accrued  and
unpaid interest, if any, to the redemption date.

Within  90  days  following  the  completion  of  the  November  2020  Exchange  Offer,  the  Company  was  required  to
repurchase, repay or redeem $15 million aggregate principal amount of the 8.75% Notes. Separately, within five business
days after each Excess Cash Flow Calculation Date (as defined in the 8.75% Notes Indenture), the Company was to redeem
an  aggregate  principal  amount  of  8.75%  Notes  equal  to  50%  of  the  Excess  Cash  Flow  (as  defined  in  the  8.75%  Notes
Indenture), provided that repurchases, repayments or redemption of 8.75% Notes with internally generated funds during the
applicable calculation period would reduce on a dollar-for-dollar basis the amount of such redemption otherwise required
on the applicable calculation date. Any such mandatory redemptions were to be at par (plus accrued and unpaid interest).

During the year ended December 31, 2020, the Company recorded a loss on retirement of debt of approximately $2.9
million  associated  with  the  November  2020  Exchange  Offer.  The  premium  paid  to  the  bondholders  in  the  amount  of
approximately $3.5 million is being reflected as an adjustment to the carrying amount of the debt obligation and amortized
to interest expense over the term of the obligation using the effective interest rate method. The amortization of deferred
financing costs was charged to interest expense for all periods presented.

2018 Credit Facility

On  December  4,  2018,  the  Company  and  certain  of  its  subsidiaries  entered  into  a  credit  agreement  (“2018  Credit
Facility”), among the Company, the lenders party thereto from time to time, Wilmington Trust, National Association, as
administrative agent, and TCG Senior Funding L.L.C, as sole lead arranger and sole bookrunner. The 2018 Credit Facility
provided $192.0 million in term loan borrowings, which was funded on December 20, 2018. The net proceeds of term loan
borrowings under the 2018 Credit Facility were used to refinance, repurchase, redeem or otherwise repay the Company's
then outstanding 9.25% Senior Subordinated Notes due 2020.

Until  its  termination  on  settlement  of  the  2028  Notes,  borrowings  under  the  2018  Credit  Facility  were  subject  to
customary conditions precedent, as well as a requirement under the 2018 Credit Facility that (i) the Company’s total gross
leverage  ratio  on  a  pro  forma  basis  be  not  greater  than  8:00  to  1:00  (this  total  gross  leverage  ratio  test  steps  down  as
described  below),  (ii)  neither  of  the  administrative  agents  under  the  Company’s  existing  credit  facilities  nor  the  trustee
under the Company’s existing senior secured notes due 2022 have objected to the terms of the new credit documents and
(iii) certification by the Company that the terms and conditions of the 2018 Credit Facility satisfied the requirements of the
definition of “Permitted Refinancing” (as defined in the agreements governing the Company's existing credit facilities) and
neither  of  the  administrative  agents  under  the  Company's  existing  credit  facilities  notified  the  Company  within  five
(5) business days prior to funding the borrowings under the 2018 Credit Facility that it disagreed with such determination
(including a reasonable description of the basis upon which it disagrees).

The 2018 Credit Facility was scheduled to mature on December 31, 2022 (the “Maturity Date”). In connection with
the  November  2020  Exchange  Offer,  we  also  entered  into  an  amendment  to  certain  terms  of  our  2018  Credit  Facility
including the extension of the maturity date to March 31, 2023.  Interest rates on borrowings under the 2018 Credit Facility
were either (i) from the Funding Date to the Maturity Date, 12.875% per annum, (ii) 11.875% per annum, once 50% of the
term loan borrowings had been repaid or (iii) 10.875% per annum, once 75% of the term loan borrowings had been

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repaid. Interest payments began on the last day of the 3-month period commencing on the Funding Date. Within 90 days
following the completion of the November 2020 Exchange Offer, the Company was required to repay $10 million of the
2018 Credit Facility. The amendment was accounted for as a modification in accordance with the provisions of ASC 470,
“Debt”.

The Company's obligations under the 2018 Credit Facility were not secured. The 2018 Credit Facility was guaranteed
on an unsecured basis by each entity that guarantees the Company's outstanding $350.0 million 2017 Credit Facility (as
defined below).

The term loans could be voluntarily prepaid prior to February 15, 2020 subject to payment of a prepayment premium.
The  Company  was  required  to  repay  principal  to  the  extent  then  outstanding  on  each  quarterly  interest  payment  date,
commencing on the last business day in March 2019, equal to one quarter of 7.5% of the aggregate initial principal amount
of all term loans incurred on the Funding Date to December 2019, commencing on the last business day in March 2020,
one  quarter  of  10.0%  of  the  aggregate  initial  principal  amount  of  all  term  loans  incurred  on  the  Funding  Date  to
December 2021, and, commencing on the last business day in March 2021, one quarter of 12.5% of the aggregate initial
principal amount of all term loans incurred on the Funding Date to December 2022. The Company was also required to use
75% of excess cash flow (“ECF payment”) as defined in the 2018 Credit Facility, which excluded any distributions to the
Company or its restricted subsidiaries in respect of its interests in the MGM National Harbor, to repay outstanding term
loans at par, paid semiannually and to use 100% of all distributions to the Company or its restricted subsidiaries received in
respect of its interest in the MGM National Harbor to repay outstanding term loans at par. During the year ended December
31,  2020,  the  Company  repaid  approximately  $37.2  million  under  the  2018  Credit  Facility.  Included  in  the  repayments
made during the year ended December 31, 2020 was approximately $11.1 million in ECF payments in accordance with the
agreement.

The  2018  Credit  Facility  contained  customary  representations  and  warranties  and  events  of  default,  affirmative  and
negative  covenants  (in  each  case,  subject  to  materiality  exceptions  and  qualifications).  The  2018  Credit  Facility,  as
amended,  also  contained  certain  financial  covenants,  including  a  maintenance  covenant  requiring  the  Company’s  total
gross leverage ratio to be not greater than 8.0 to 1.00 in 2019, 7.5 to 1.00 in 2020, 7.25 to 1.00 in 2021, 6.75 to 1.00 in
2022 and 6.25 to 1.00 in 2023.

The  original  issue  discount  in  the  amount  of  approximately  $3.8  million  and  associated  debt  issuance  costs  in  the
amount of $875,000 were reflected as an adjustment to the carrying amount of the debt obligation and amortized to interest
expense over the term of the credit facility using the effective interest rate method. The amortization of deferred financing
costs was charged to interest expense for all periods presented.

MGM National Harbor Loan

Concurrently,  on  December  4,  2018,  Urban  One  Entertainment  SPV,  LLC  (“UONESPV”)  and  its  immediate  parent,
Radio One Entertainment Holdings, LLC (“ROEH”), each of which is a wholly owned subsidiary of the Company, entered
into a credit agreement, providing $50.0 million in term loan borrowings (the “MGM National Harbor Loan”) which was
funded  on  December  20,  2018.  On  June  25,  2020,  the  Company  borrowed  an  incremental  $3.6  million  on  the  MGM
National Harbor Loan and used the proceeds to pay down the higher coupon 2018 Credit Facility by the same amount.

Until its termination on settlement of the 2028 Notes, the MGM National Harbor Loan was scheduled to mature on
December 31, 2022 and bore interest at 7.0% per annum in cash plus 4.0% per annum paid-in kind. The loan had limited
ability to be prepaid in the first two years. The loan was secured on a first priority basis by the assets of UONESPV and
ROEH,  including  all  of  UONESPV’s  shares  held  by  ROEH,  all  of  UONESPV’s  interests  in  MGM  National  Harbor,  its
rights  under  the  joint  venture  operating  agreement  governing  the  MGM  National  Harbor  and  UONESPV’s  obligation  to
exercise  its  put  right  under  the  joint  venture  operating  agreement  in  the  event  of  a  UONESPV  payment  default  or
bankruptcy event, in each case, subject to applicable Maryland gaming laws and approvals. Exercise by UONESPV of its
put right under the joint venture operating agreement was subject to required lender consent unless the proceeds are used to
retire the MGM National Harbor Loan and any remaining excess is used to repay borrowings, if any, under the 2018 Credit
Facility. The MGM National Harbor Loan also contained customary representations and warranties and events of default,
affirmative and negative covenants (in each case, subject to materiality exceptions and qualifications).

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The  original  issue  discount  in  the  amount  of  approximately  $1.0  million  and  associated  debt  issuance  costs  in  the
amount  of  approximately  $1.7  million  was  being  reflected  as  an  adjustment  to  the  carrying  amount  of  the  debt
obligation and amortized to interest expense over the term of the obligation using the effective interest rate method. The
amortization of deferred financing costs was charged to interest expense for all periods presented.

2017 Credit Facilities

On  April  18,  2017,  the  Company  closed  on  a  senior  secured  credit  facility  (the  “2017  Credit  Facility”).  The  2017
Credit Facility was governed by a credit agreement by and among the Company, the lenders party thereto from time to time
and  Guggenheim  Securities  Credit  Partners,  LLC,  as  administrative  agent,  The  Bank  of  New  York  Mellon,  as  collateral
agent,  and  Guggenheim  Securities,  LLC  as  sole  lead  arranger  and  sole  book  running  manager.  The  2017  Credit  Facility
provided for $350 million in term loan borrowings, all of which was advanced and outstanding on the date of the closing of
the transaction.

Until its termination on settlement of the 2028 Notes, the 2017 Credit Facility matured on the earlier of (i) April 18,
2023,  or  (ii)  in  the  event  such  debt  is  not  repaid  or  refinanced,  91  days  prior  to  the  maturity  of  the  Company’s  7.375%
Notes (as defined below). At the Company’s election, the interest rate on borrowings under the 2017 Credit Facility are
based on either (i) the then applicable base rate (as defined in the 2017 Credit Facility) as, for any day, a rate per annum
(rounded upward, if necessary, to the next 1/100th of 1%) equal to the greater of (a) the prime rate published in the Wall
Street  Journal,  (b)  1/2  of  1%  in  excess  rate  of  the  overnight  Federal  Funds  Rate  at  any  given  time,  (c)  the  one-month
LIBOR rate commencing on such day plus 1.00%) and (d) 2%, or (ii) the then applicable LIBOR rate (as defined in the
2017 Credit Facility). The average interest rate was approximately 5.00% for 2021 and was 5.17% for 2020.

The  2017  Credit  Facility  was  (i)  guaranteed  by  each  entity  that  guarantees  the  Company’s  7.375%  Notes  on  a  pari
passu basis with the guarantees of the 7.375% Notes and (ii) secured on a pari passu basis with the Company’s 7.375%
Notes. The Company’s obligations under the 2017 Credit Facility were secured, subject to permitted liens and except for
certain excluded assets (i) on a first priority basis by certain notes priority collateral, and (ii) on a second priority basis by
collateral for the Company’s asset-backed line of credit.

In addition to any mandatory or optional prepayments, the Company was required to pay interest on the term loans
(i)  quarterly  in  arrears  for  the  base  rate  loans,  and  (ii)  on  the  last  day  of  each  interest  period  for  LIBOR  loans.  Certain
voluntary  prepayments  of  the  term  loans  during  the  first  six  months  required  an  additional  prepayment  premium.
Beginning with the interest payment date occurring in June 2017 and ending in March 2023, the Company was required to
repay principal, to the extent then outstanding, equal to 1⁄4 of 1% of the aggregate initial principal amount of all term loans
incurred  on  the  effective  date  of  the  2017  Credit  Facility.  On  December  19,  2018,  upon  drawing  under  the  2018  Credit
Facility and MGM National Harbor Loan, the Company voluntarily prepaid approximately $20.0 million in principal on
the 2017 Credit Facility. During the year ended December 31, 2020, the Company repaid approximately $3.3 million under
the 2017 Credit Facility.

The  2017  Credit  Facility  contained  customary  representations  and  warranties  and  events  of  default,  affirmative  and
negative covenants (in each case, subject to materiality exceptions and qualifications) which may be more restrictive than
those  governing  the  7.375%  Notes.  The  2017  Credit  Facility  also  contained  certain  financial  covenants,  including  a
maintenance  covenant  requiring  the  Company’s  interest  expense  coverage  ratio  (defined  as  the  ratio  of  consolidated
EBITDA to consolidated interest expense) to be greater than or equal to 1.25 to 1.00 and its total senior secured leverage
ratio (defined as the ratio of consolidated net senior secured indebtedness to consolidated EBITDA) to be less than or equal
to 5.85 to 1.00.

The  net  proceeds  from  the  2017  Credit  Facility  were  used  to  prepay  in  full  the  Company’s  previous  senior  secured

credit facility and the agreement governing such credit facility.

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The 2017 Credit Facility contained affirmative and negative covenants that the Company was required to comply with,

including:

(a)  maintaining an interest coverage ratio of no less than:

◾ 1.25 to 1.00 on June 30, 2017 and the last day of each fiscal quarter thereafter.

(b)  maintaining a senior leverage ratio of no greater than:

◾ 5.85 to 1.00 on June 30, 2017 and the last day of each fiscal quarter thereafter.

(c)  limitations on:

◾ liens;
◾ sale of assets;
◾ payment of dividends; and
◾ mergers.

The  original  issue  discount  is  being  reflected  as  an  adjustment  to  the  carrying  amount  of  the  debt  obligations  and
amortized to interest expense over the term of the credit facility using the effective interest rate method. The amortization
of deferred financing costs was charged to interest expense for all periods presented.

7.375% Notes

On April 17, 2015, the Company closed a private offering of $350.0 million aggregate principal amount of 7.375%
senior secured notes due 2022 (the “7.375% Notes”). The 7.375% Notes were offered at an original issue price of 100.0%
plus accrued interest from April 17, 2015, and matured on April 15, 2022. Interest on the 7.375% Notes accrued at the rate
of  7.375%  per  annum  and  was  payable  semiannually  in  arrears  on  April  15  and  October  15,  which  commenced  on
October 15, 2015. The 7.375% Notes were guaranteed, jointly and severally, on a senior secured basis by the Company’s
existing and future domestic subsidiaries, including TV One.

The  Company  used  the  net  proceeds  from  the  7.375%  Notes,  to  refinance  a  previous  credit  agreement,  refinance
certain TV One indebtedness, and finance the buyout of membership interests of Comcast in TV One and pay the related
accrued interest, premiums, fees and expenses associated therewith.

Until their satisfaction and discharge on settlement of the 2028 Notes, the 7.375% Notes were the Company’s senior
secured obligations and ranked equal in right of payment with all of the Company’s and the guarantors’ existing and future
senior  indebtedness,  including  obligations  under  the  2017  Credit  Facility  and  the  Company’s  previously  existing  senior
subordinated  notes.  The  7.375%  Notes  and  related  guarantees  were  equally  and  ratably  secured  by  the  same  collateral
securing the 2017 Credit Facility and any other parity lien debt issued after the issue date of the 7.375% Notes, including
any additional notes issued under the Indenture, but were effectively subordinated to the Company’s and the guarantors’
secured indebtedness to the extent of the value of the collateral securing such indebtedness that does not also secure the
7.375% Notes. Collateral included substantially all of the Company’s and the guarantors’ current and future property and
assets for accounts receivable, cash, deposit accounts, other bank accounts, securities accounts, inventory and related assets
including the capital stock of each subsidiary guarantor.

On  November  9,  2020,  we  completed  the  November  2020  Exchange  Offer  of  99.15%  of  our  outstanding  7.375%

Notes for $347 million aggregate principal amount of 8.75% Notes.

Asset-Backed Credit Facilities

On April 21, 2016, the Company entered into a senior credit agreement governing an asset-backed credit facility (the
“2016  ABL  Facility”)  among  the  Company,  the  lenders  party  thereto  from  time  to  time  and  Wells  Fargo  Bank  National
Association, as administrative agent (the “Administrative Agent”). The 2016 ABL Facility originally provided for $25

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million in revolving loan borrowings in order to provide for the working capital needs and general corporate requirements
of the Company. On November 13, 2019, the Company entered into an amendment to the 2016 ABL Facility, (the “2016
ABL  Amendment”),  which  increased  the  borrowing  capacity  from  $25  million  in  revolving  loan  borrowings  to  $37.5
million in order to provide for the working capital needs and general corporate requirements of the Company and provides
for a letter of credit facility up to $7.5 million as a part of the overall $37.5 million in capacity. The 2016 ABL Amendment
also redefined the “Maturity Date” to be “the earlier to occur of (a) April 21, 2021 and (b) the date that is thirty (30) days
prior to the earlier to occur of (i) the Term Loan Maturity Date (as defined in the Term Loan Credit Agreement as in effect
on the Effective Date or as the same may be extended in accordance with the terms of the Term Loan Credit Agreement),
and  (ii)  the  Stated  Maturity  (as  defined  in  the  Senior  Secured  Notes  Indenture  (as  defined  in  the  Term  Loan  Credit
Agreement)) of the Notes (as defined in the Senior Secured Notes Indenture as in effect on the Effective Date or as the
same may be extended in accordance with the terms of the Senior Secured Notes Indenture).”

At the Company’s election, the interest rate on borrowings under the 2016 ABL Facility are based on either (i) the then
applicable  margin  relative  to  Base  Rate  Loans  (as  defined  in  the  2016  ABL  Facility)  or  (ii)  the  then  applicable  margin
relative to LIBOR Loans (as defined in the 2016 ABL Facility) corresponding to the average availability of the Company
for the most recently completed fiscal quarter.

Advances under the 2016 ABL Facility are limited to (a) eighty-five percent (85%) of the amount of Eligible Accounts
(as  defined  in  the  2016  ABL  Facility),  less  the  amount,  if  any,  of  the  Dilution  Reserve  (as  defined  in  the  2016  ABL
Facility), minus (b) the sum of (i) the Bank Product Reserve (as defined in the 2016 ABL Facility), plus (ii) the aggregate
amount of all other reserves, if any, established by Administrative Agent.

All  obligations  under  the  2016  ABL  Facility  are  secured  by  first  priority  lien  on  all  (i)  deposit  accounts  (related  to
accounts receivable), (ii) accounts receivable, (iii) all other property which constitutes ABL Priority Collateral (as defined
in the 2016 ABL Facility). The obligations are also secured by all material subsidiaries of the Company.

The 2016 ABL Facility was subject to the terms of the Intercreditor Agreement (as defined in the 2016 ABL Facility)
by and among the Administrative Agent, the administrative agent for the secured parties under the Company’s term loan
and the trustee and collateral trustee under the senior secured notes indenture.

In connection with the offering of the 2028 Notes, the Company entered into an amendment of its 2016 ABL Facility
to  facilitate  the  issuance  of  the  2028  Notes.  The  amendments  to  the  2016  ABL  Facility,  include,  among  other  things,  a
consent  to  the  issuance  of  the  2028  Notes,  revisions  to  terms  and  exclusions  of  collateral  and  addition  of  certain
subsidiaries as guarantors.

On February 19, 2021, the Company closed on a new asset backed credit facility (the “Current 2021 ABL Facility”).
The Current 2021 ABL Facility is governed by a credit agreement by and among the Company, the other borrowers party
thereto, the lenders party thereto from time to time and Bank of America, N.A., as administrative agent. The Current 2021
ABL Facility provides for up to $50 million revolving loan borrowings in order to provide for the working capital needs
and  general  corporate  requirements  of  the  Company.  The  Current  2021  ABL  Facility  also  provides  for  a  letter  of  credit
facility up to $5 million as a part of the overall $50 million in capacity. On closing of the Current 2021 ABL Facility, the
2016 ABL Facility was terminated on February 19, 2021.  As of December 31, 2021, there is no balance outstanding on the
Current 2021 ABL Facility.

At the Company’s election, the interest rate on borrowings under the Current 2021 ABL Facility are based on either (i)
the  then  applicable  margin  relative  to  Base  Rate  Loans  (as  defined  in  the  Current  2021  ABL  Facility)  or  (ii)  the  then
applicable margin relative to LIBOR Loans (as defined in the Current 2021 ABL Facility) corresponding to the average
availability of the Company for the most recently completed fiscal quarter.

Advances under the Current 2021 ABL Facility are limited to (a) eighty-five percent (85%) of the amount of Eligible
Accounts (as defined in the Current 2021 ABL Facility), less the amount, if any, of the Dilution Reserve (as defined in the
Current  2021  ABL  Facility),  minus  (b)  the  sum  of  (i)  the  Bank  Product  Reserve  (as  defined  in  the  Current  2021  ABL
Facility), plus (ii) the AP and Deferred Revenue Reserve (as defined in the Current 2021 ABL Facility), plus (iii) without
duplication, the aggregate amount of all other reserves, if any, established by Administrative Agent.

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All  obligations  under  the  Current  2021  ABL  Facility  are  secured  by  first  priority  lien  on  all  (i)  deposit  accounts
(related  to  accounts  receivable),  (ii)  accounts  receivable,  and  (iii)  all  other  property  which  constitutes  ABL  Priority
Collateral  (as  defined  in  the  Current  2021  ABL  Facility).  The  obligations  are  also  guaranteed  by  all  material  restricted
subsidiaries of the Company.

The Current 2021 ABL Facility matures on the earliest of: the earlier to occur of (a) the date that is five (5) years from

the effective date of the Current 2021 ABL Facility and (b) 91 days prior to the maturity of the Company’s 2028 Notes.

Finally, the Current 2021 ABL Facility is subject to the terms of the Revolver Intercreditor Agreement (as defined in

the Current 2021 ABL Facility) by and among the Administrative Agent and Wilmington Trust, National Association.

Letter of Credit Facility

On February 24, 2015, the Company entered into a letter of credit reimbursement and security agreement providing for
letter of credit capacity of up to $1.2 million. On October 8, 2019, the Company entered into an amendment to its letter of
credit  reimbursement  and  security  agreement  and  extended  the  term  to  October  8,  2024.  As  of  December  31,  2021,  the
Company  had  letters  of  credit  totaling  $871,000  under  the  agreement  for  certain  operating  leases  and  certain  insurance
policies. Letters of credit issued under the agreement are required to be collateralized with cash. In addition, the Current
2021 ABL Facility provides for letter of credit capacity of up to $5 million subject to certain limitations on availability.

Future Minimum Principal Payments

Future scheduled minimum principal payments of debt as of December 31, 2021, were as follows:

2022
2023
2024
2025
2026
2027 and thereafter
Total Debt

7.375% Senior
Secured Notes due

     February 2028      PPP Loan     

Total

(In thousands)

$

  $

— $
—
—
—
—
825,000
825,000   $

— $
—
—
—
7,505
—

—
—
—
—
7,505
825,000
7,505   $ 832,505

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10. INCOME TAXES:

A reconciliation of the statutory federal income taxes to the recorded provision for (benefit from) income taxes from

continuing operations is as follows:

Statutory federal tax expense/(benefit)
Effect of state taxes, net of federal benefit
Effect of state rate and tax law changes
Return to provision adjustments
Other permanent items
Non-deductible meals and entertainment
Impairment of long-lived intangible assets
Non-deductible officer’s compensation
Change in valuation allowance
IRC Section 382 adjustments
NOL expirations
Stock-based compensation forfeitures and adjustments
Uncertain tax positions
Other
Provision for (benefit from) income taxes

    For the Years Ended December 31, 

2021

2020

(In thousands)

$

$

$

11,391
2,131
(1,201)
47
(27)
65
—  

2,055
(13)
(705)
610
—  

(777)
1
13,577

$

(8,620)
(1,205)
(599)
503
(213)
96
3,339
1,002
28
(30,143)
3,000
216
(1,923)
43
(34,476)

The statutory federal tax rate used for the years ended December 31, 2021 and 2020 is 21.0%. Major components of
the  effective  tax  rate  for  the  year  ended  December  31,  2021  and  2020  are  related  to  net  operating  loss  limitations,  net
operating  loss  expirations,  impairments  of  long-lived  assets,  limitation  of  officer's  compensation  under  IRC  Section
162(m), uncertain tax positions and state income taxes.

The components of the provision for (benefit from) income taxes from continuing operations are as follows:

Federal:
Current
Deferred

State:

Current
Deferred

Provision for (benefit from) income taxes

F-41

For the Years Ended
December 31, 

2021

2020

(In thousands)

$

$

— $

13,395

1,063
(881)
13,577

$

—
(27,162)

552
(7,866)
(34,476)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
  
 
 
 
 
  
 
 
 
 
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Deferred Income Taxes

Deferred  income  taxes  reflect  the  impact  of  temporary  differences  between  the  assets  and  liabilities  recognized  for
financial reporting purposes and amounts recognized for tax purposes. Deferred taxes are based on tax laws as currently
enacted. Deferred tax assets are reduced by a valuation allowance if, based upon the weight of available evidence, it is not
more likely than not that we will realize some portion or all of the deferred tax assets. The significant components of the
Company’s deferred tax assets and liabilities are as follows:

Deferred tax assets:

Allowance for doubtful accounts
Accruals
Fixed assets
Stock-based compensation
Deferred financing costs
Net operating loss carryforwards
Lease liability
Interest expense carryforward
Other

Total deferred tax assets
Valuation allowance for deferred tax assets
Total deferred tax asset, net of valuation allowance

Deferred tax liabilities:

Intangible assets
Right of use asset
Partnership interests
Deferred financing costs
Other

Total deferred tax liabilities
Net deferred tax (liability) asset

As of December 31, 

2021

2020

(In thousands)

$

$

2,111
465
486
163
—
114,217
10,022
15,506

—  

142,970
(264)
142,706

1,924
2,358
453
290
1,475
128,023
11,592
11,934
(200)
157,849
(277)
157,572

(132,586)
(9,232)
(1,964)
(1,196)
(201)
(145,179)
(2,473)

$

(135,848)
(10,336)
(1,347)
—
—
(147,531)
10,041

$

As of December 31, 2021, the Company had federal and state NOL carryforward amounts of approximately $637.0
million and $410.2 million, respectively. The state NOLs are applied separately from the federal NOLs as the Company
generally files separate state returns for each subsidiary. Additionally, the amount of the state NOLs may change if future
apportionment factors differ from current factors. During 2016, the Company performed an Internal Revenue Code (“IRC”)
Section 382 study (“the study”) and concluded that there was an ownership shift during calendar year 2009 that resulted in
an estimated limitation on our federal and state NOLs for approximately $361.1 million and $262.7 million, respectively.
During  2018,  the  Company  updated  the  study  for  additional  information  based  on  additional  technical  insight  into  the
application of the tax law, which resulted in a decrease to the initial estimated limitation. In 2018, the Company identified
certain  assets  with  net  unrealized  built-in  gain  that  reduced  the  estimated  federal  and  state  limitation  by  approximately
$65.6 million and $52.9 million, respectively. During 2020, the Company further reduced the federal and state limitation by
approximately $109.2 million and $93.6 million, respectively. The 2020 reductions of the IRC Section 382 limitation were
related to receiving approval from the Internal Revenue Service to retroactively apply a consolidated tax return election to
the 2009 income tax return and identifying additional assets with net unrealized built-in gains. The Company continues to
assess other potential tax strategies, which if successful, may reduce the impact of the annual limitations and potentially
recover NOLs that otherwise would expire before being applied to reduce future income tax liabilities. If successful, the
Company  may  be  able  to  recover  additional  federal  and  state  NOLs  in  future  periods,  which  could  be  material.  If  we
conclude that it is more likely than not that we will be able to realize additional federal and state NOLs, the tax benefit
could materially impact future quarterly and annual periods. The federal and state NOLs expire in various years from 2022
to 2039.

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As of December 31, 2021, the gross deferred tax assets of approximately $143.0 million were primarily the result of
federal and state net operating losses and the IRC Section 163(j) interest expense carryforward. A valuation allowance of
$264,000 and $277,000 was recorded against our gross deferred tax asset balance as of December 31, 2021 and December
31, 2020, respectively and is related to state jurisdictions where it is not more likely than not the deferred tax assets will be
realized.

The assessment to determine the value of the deferred tax assets to be realized under ASC 740 is highly judgmental
and requires the consideration of all available positive and negative evidence in evaluating the likelihood of realizing the
tax benefit of the deferred tax assets in a future period. Circumstances may change over time such that previous negative
evidence no longer exists, and new conditions should be evaluated as positive or negative evidence that could affect the
realization of the deferred tax assets. Since the evaluation requires consideration of events that may occur in some years in
the future, significant judgment is required, and our conclusion could be materially different if certain expectations do not
materialize.

In  the  assessment  of  all  available  evidence,  an  important  piece  of  objective  verifiable  evidence  is  evaluating  a
cumulative income or loss position over the most recent three-year period. Historically, the Company has maintained a full
valuation against the net deferred tax assets, principally due to a cumulative loss over the most recent three-year period.
During the quarter ended December 31, 2018, the Company achieved three years of cumulative income, which removed
the  most  heavily  weighed  piece  of  objective  verifiable  negative  evidence  from  our  evaluation  of  the  realizability  of
deferred tax assets. The Company continues to maintain three years of rolling cumulative income as of December 31, 2021.

Additionally, the Company is projecting forecasts of taxable income to utilize our federal and state NOLs as part of our
evaluation of positive evidence. As part of the 2017 Tax Act, IRC Section 163(j) limited the deduction of interest expense.
In  conjunction  with  evaluating  and  weighing  the  aforementioned  negative  and  positive  evidence  from  the  Company’s
historical cumulative income or loss position, management also evaluated the impact that interest expense has had on our
cumulative  income  or  loss  position  over  the  most  recent  three-year  period.  A  material  component  of  the  Company’s
expenses  is  interest,  and  has  been  the  primary  driver  of  historical  pre-tax  losses.  Adjusting  for  the  IRC
Section  163(j)  interest  expense  limitation  on  projected  taxable  income,  we  estimate  utilization  of  federal  and  state  net
operating  losses  that  are  not  subject  to  annual  limitations  as  a  result  of  the  2009  ownership  shift  as  defined  under  IRC
Section 382.

Realization  of  the  Company’s  federal  and  state  net  operating  losses  is  dependent  on  generating  sufficient  taxable
income  in  future  periods,  and  although  the  Company  believes  it  is  more  likely  than  not  future  taxable  income  will  be
sufficient to utilize the net operating losses, realization is not assured and future events may cause a change to the judgment
of the realizability of these deferred tax assets. If a future event causes the Company to re-evaluate and conclude that it is
not more likely than not, that all or a portion of the deferred tax assets are realizable, the Company would be required to
establish a valuation allowance against the assets at that time which would result in a charge to income tax expense and a
decrease to net income in the period which the change of judgment is concluded.

Unrecognized Tax Benefits

A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:

Balance as of January 1
Additions for tax positions related to current years
Additions (deductions) for tax positions related to prior years
Deductions for tax positions as a result of the lapse of applicable statutes of limitation
Balance as of December 31

2021

2020

(In thousands)

$

$

2,299

$
—  

8
(992)
1,315

$

4,733
—
(2,434)
—
2,299

The nature of the uncertainties pertaining to the Company’s income taxes is primarily due to various state income tax

positions that affect the amount of state NOLs available to be applied to reduce future state income tax liabilities. The

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unrecognized tax benefits liability accrued on our balance sheet decreased by approximately $1.0 million and decreased by
approximately $2.4 million during the years ended December 31, 2021 and December 31, 2020, respectively, primarily as a
result of state NOL utilizations and expirations, and applicable tax rate changes. As of December 31, 2021, the Company
had unrecognized tax benefits of approximately $1.3 million, which if recognized, would impact the effective tax rate.

The  Company  recognizes  accrued  interest  and  penalties  related  to  unrecognized  tax  benefits  as  a  component  of  tax
expense. There is no material amount of interest and penalties recognized in the statement of operations and the balance
sheet for the year ended December 31, 2021. The Company believes that it is reasonably possible that a decrease of up to
$680,000 of unrecognized tax benefits related to state tax exposures may be necessary within the coming year.

The  Company  files  income  tax  returns  in  the  U.S.  federal  jurisdiction,  various  state  and  local  jurisdictions  and  is
subject  to  examination  by  the  various  taxing  authorities.  The  Company’s  open  tax  years  for  federal  income  tax
examinations include the tax years ended December 31, 2018 through 2021. For state and local purposes, the open years
for tax examinations include the tax years ended December 31, 2017 through 2021. To the extent that net operating losses
are utilized, the year of the loss may be subject to examination.

11. STOCKHOLDERS’ EQUITY:

On June 16, 2020, the Company’s Board of Directors authorized an amendment (the “Potential Amendment”) of
Urban One's certificate of incorporation to effect a reverse stock split across all classes of common stock by a ratio of not
less than one-for-two and not more than one-for-fifty at any time prior to December 31, 2021, with the exact ratio to be set
at a whole number within this range as determined by our board of directors in its discretion. The Company’s shareholders
approved the Potential Amendment at the annual meeting of the shareholders June 16, 2020. The Company has not acted
on the Potential Amendment but may do so as determined by our board of directors in its discretion. On June 23, 2021, the
Company’s Board of Directors authorized an amendment of the Urban One 2019 Equity and Performance Incentive Plan to
increase  the  number  of  shares  available  for  grant  and  to  provide  the  grant  of  Class  A  as  well  as  Class  D  shares.  The
amendment  was  approved  by  the  Company’s  shareholders  and  added  5,519,575  shares  of  Class  D  Shares  and  added
2,000,000 Class A Shares.

On August 18, 2020, the Company entered into an Open Market Sales Agreement with Jefferies LLC (“Jefferies”)
under which the Company may offer and sell, from time to time at its sole discretion, shares of its Class A common stock,
par  value  $0.001  per  share  (the  “Class  A  Shares”)  up  to  an  aggregate  offering  price  of  $25  million  (the  “2020  ATM
Program”).  Jefferies  acted  as  sales  agent  for  the  2020  ATM  Program.  During  the  year  ended  December  31,  2020,  the
Company  issued  2,859,276  shares  of  its  Class  A  Shares  at  a  weighted  average  price  of  $5.39  for  approximately  $14.7
million of net proceeds after associated fees and expenses.  

On January 19, 2021, the Company completed its 2020 ATM Program, sold an additional 1,465,825 shares for an
aggregate of 4,325,102 Class A shares sold through the 2020 ATM Program, receiving gross proceeds of approximately
$25.0 million and net proceeds of approximately $24.0 million for the program (inclusive of the $14.7 million sold during
the  year  ended  December  31,  2020).  On  January  27,  2021,  the  Company  entered  into  a  new  2021  Open  Market  Sale
Agreement  (the  “2021  Sale  Agreement”)  with  Jefferies  under  which  the  Company  could  sell  up  to  an  additional  $25.0
million  of  Class  A  Shares,  through  Jefferies  as  its  sales  agent.  During  the  three  months  ended  March  31,  2021,  the
Company issued and sold an aggregate of 420,439 Class A Shares pursuant to the 2021 Sale Agreement and received gross
proceeds of approximately $3.0 million and net proceeds of approximately $2.8 million, after deducting commissions to
Jefferies  and  other  offering  expenses.  During  the  three  months  ended  June  30,  2021,  the  Company  issued  and  sold  an
aggregate of 1,893,126 Class A Shares pursuant to the 2021 Sale Agreement and received gross proceeds of approximately
$22.0 million and net proceeds of approximately $21.2 million, after deducting commissions to Jefferies and other offering
expenses which completed its 2021 ATM Program.

On May 17, 2021, the Company entered into an Open Market Sale AgreementSM (the “Class D Sale Agreement”)
with Jefferies under which the Company may offer and sell, from time to time at its sole discretion, shares of its Class D
common stock, par value $0.001 per share (the “Class D Shares”), through Jefferies as its sales agent. On May 17, 2021,
the Company filed a prospectus supplement pursuant to the Class D Sale Agreement for the offer and sale of its Class D

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Shares having an aggregate offering price of up to $25.0 million. As of December 31, 2021, the Company has not sold any
Class D Shares under the Class D Sale Agreement. The Company may from time to time also enter into new additional
ATM programs and issue additional common stock from time to time under those programs.

On October 29, 2021, Alfred C. Liggins, President and Chief Executive Officer of Urban One, Inc. and/or Catherine
L.  Hughes,  Founder  and  Chairperson  of  Urban  One,  Inc.,  and/or  their  affiliates  converted  a  total  of  883,890  shares  of
Class C Common Stock into 883,890 shares of Class A Common Stock.

Common Stock

The Company has four classes of common stock, Class A, Class B, Class C and Class D. Generally, the shares of each
class are identical in all respects and entitle the holders thereof to the same rights and privileges. However, with respect to
voting rights, each share of Class A common stock entitles its holder to one vote and each share of Class B common stock
entitles its holder to ten votes. The holders of Class C and Class D common stock are not entitled to vote on any matters.
The holders of Class A common stock can convert such shares into shares of Class C or Class D common stock. Subject to
certain limitations, the holders of Class B common stock can convert such shares into shares of Class A common stock.
The  holders  of  Class  C  common  stock  can  convert  such  shares  into  shares  of  Class A  common  stock.  The  holders  of
Class D common stock have no such conversion rights.

Stock Repurchase Program

From time to time, the Company’s Board of Directors has authorized repurchases of shares of the Company’s Class A
and Class D common stock. As of March 13, 2020, the Company’s Board authorized a new repurchase plan of up to $2.6
million  of  the  Company’s  Class A  and  Class  D  shares  through  December  31,  2020.  In  addition,  on  June  11,  2020,  the
Company’s Board authorized a repurchase of $2.4 million of the Company’s Class D shares. As of December 31, 2021, the
Company had no capacity remaining under the authorizations as the capacity under the June authorization was used and the
March authorization lapsed by its terms on December 31, 2020. Under open authorizations, repurchases may be made from
time to time in the open market or in privately negotiated transactions in accordance with applicable laws and regulations.
Shares  are  retired  when  repurchased.  The  timing  and  extent  of  any  repurchases  will  depend  upon  prevailing  market
conditions,  the  trading  price  of  the  Company’s  Class A  and/or  Class  D  common  stock  and  other  factors,  and  subject  to
restrictions  under  applicable  law.  When  in  effect,  the  Company  executes  upon  stock  repurchase  programs  in  a  manner
consistent  with  market  conditions  and  the  interests  of  the  stockholders,  including  maximizing  stockholder  value.  During
the year ended December 31, 2021, the Company did not repurchase any shares of Class A common stock and repurchased
6,715 shares of Class D common stock in the amount of $39,000 at an average price of $5.80 per share.  During the year
ended  December  31,  2020,  the  Company  did  not  repurchase  any  shares  of  Class  A  common  stock  and  repurchased
3,208,288 shares of Class D common stock in the amount of approximately $2.4 million at an average price of $0.76 per
share.

In addition, the Company has limited but ongoing authority to purchase shares of Class D common stock (in one or
more transactions at any time there remain outstanding grants) under the Company’s 2009 Stock Plan and 2019 Equity and
Performance Incentive Plan (both as defined below). As of May 21, 2019, the 2019 Equity and Performance Incentive Plan
will be used to satisfy any employee or other recipient tax obligations in connection with the exercise of an option or a
share grant under the 2009 Stock Plan and the 2019 Equity and Performance Incentive Plan, to the extent that the Company
has  capacity  under  its  financing  agreements  (i.e.,  its  current  credit  facilities  and  indentures)  (each  a  “Stock  Vest  Tax
Repurchase”). During the year ended December 31, 2021, the Company executed a Stock Vest Tax Repurchase of 515,162
shares of Class D Common Stock in the amount of $931,000 at an average price of $1.81 per share. During the year ended
December 31, 2020, the Company executed a Stock Vest Tax Repurchase of 710,992 shares of Class D Common Stock in
the amount of approximately $1.2 million at an average price of $1.64 per share.

Stock Option and Restricted Stock Grant Plan

Our 2009 stock option and restricted stock plan (the “2009 Stock Plan”) was originally approved by the stockholders
at the Company’s annual meeting on December 16, 2009. The Company had the authority to issue up to 8,250,000 shares
of  Class  D  Common  Stock  under  the  2009  Stock  Plan.  Since  its  original  approval,  from  time  to  time,  the  Board  of
Directors

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adopted and, as required, our stockholders approved certain amendments to and restatement of the 2009 Stock Plan (the
“Amended and Restated 2009 Stock Plan”). The amendments under the Amended and Restated 2009 Stock Plan primarily
affected (i) the number of shares with respect to which options and restricted stock grants may be granted under the 2009
Stock  Plan  and  (ii)  the  maximum  number  of  shares  that  can  be  awarded  to  any  individual  in  any  one  calendar  year.  On
April  13,  2015,  the  Board  of  Directors  adopted,  and  our  stockholders  approved  on  June  2,  2015,  an  amendment  that
replenished the authorized plan shares, increasing the number of shares of Class D common stock available for grant back
up to 8,250,000 shares. Our new stock option and restricted stock plan (“2019 Equity and Performance Incentive Plan”),
currently  in  effect  was  approved  by  the  stockholders  at  the  Company’s  annual  meeting  on  May  21,  2019.  The  Board  of
Directors  adopted,  and  on  May  21,  2019,  our  stockholders  approved,  the  2019  Equity  and  Performance  Incentive  Plan
which is funded with 5,500,000 shares of Class D Common Stock. The Company uses an average life for all option awards.
The Company settles stock options upon exercise by issuing stock. As of December 31, 2021, 5,898,026 shares of Class D
common  stock  and  2,000,000  shares  of  Class  A  common  stock  were  available  for  grant  under  the  2019  Equity  and
Performance Incentive Plan.

On  June  12,  2019,  the  Compensation  Committee  (“Compensation  Committee”)  awarded  Catherine  Hughes,
Chairperson, 393,685 restricted shares of the Company’s Class D common stock, and stock options to purchase 174,971
shares of the Company’s Class D common stock. The grants were effective July 5, 2019 and vested on January 6, 2020.

On June 12, 2019, the Compensation Committee awarded Catherine Hughes, Chairperson, 427,148 restricted shares of
the Company’s Class D common stock, and stock options to purchase 189,843 shares of the Company’s Class D common
stock. The grants were effective June 5, 2020 and vested on January 6, 2021.

On  June  12,  2019,  the  Compensation  Committee  awarded  Alfred  Liggins,  Chief  Executive  Officer  and  President,
656,142 restricted shares of the Company’s Class D common stock, and stock options to purchase 291,619 shares of the
Company’s Class D common stock. The grants were effective July 5, 2019 and vested on January 6, 2020.

On  June  12,  2019,  the  Compensation  Committee  awarded  Alfred  Liggins,  Chief  Executive  Officer  and  President,
711,914 restricted shares of the Company’s Class D common stock, and stock options to purchase 316,406 shares of the
Company’s Class D common stock. The grants were effective June 5, 2020 and vested on January 6, 2021.

On June 12, 2019, the Compensation Committee awarded Peter Thompson, Chief Financial Officer, 224,654 restricted
shares of the Company’s Class D common stock, and stock options to purchase 99,846 shares of the Company’s Class D
common stock. The grants were effective July 5, 2019 and vested on January 6, 2020.

On June 12, 2019, the Compensation Committee awarded Peter Thompson, Chief Financial Officer, 243,750 restricted
shares of the Company’s Class D common stock, and stock options to purchase 108,333 shares of the Company’s Class D
common stock. The grants were effective June 5, 2020 and vested on January 6, 2021.

On  August  7,  2017,  the  Compensation  Committee  awarded  575,262  shares  of  restricted  stock  and  470,000  stock
options  to  certain  employees  pursuant  to  the  Company’s  long-term  incentive  plan.  The  grants  were  effective  August  7,
2017. 470,000 shares of restricted stock and 470,000 stock options have vested or will vest in three installments, with the
first installment of 33% having vested on January 5, 2018, and the second installment having vested on January 5, 2019,
and the final installment vested on January 5, 2020.

On October 2, 2017, Karen Wishart, our current Chief Administrative Officer, as part of her employment agreement,
received an equity grant of 37,500 shares of the Company's Class D common stock as well as a grant of options to purchase
37,500 shares of the Company's Class D common stock. The grants have vested in equal increments on each of October 2,
2018, October 2, 2019 and October 2, 2020.

On  June  12,  2019,  the  Compensation  Committee  awarded  David  Kantor,  Chief  Executive  Officer  -  Radio  Division,
195,242  restricted  shares  of  the  Company’s  Class  D  common  stock,  and  stock  options  to  purchase  86,774  shares  of  the
Company’s Class D common stock. The grants were effective July 5, 2019 and vested on January 6, 2020.

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On June 12, 2019, the Compensation Committee awarded David Kantor, Chief Executive Officer – Radio Division,
211,838  restricted  shares  of  the  Company’s  Class  D  common  stock,  and  stock  options  to  purchase  94,150  shares  of  the
Company’s Class D common stock. The grants were effective June 5, 2020 and vested on January 6, 2021.

Pursuant to the terms of each of our stock plans and subject to the Company’s insider trading policy, a portion of each

recipient’s vested shares may be sold in the open market for tax purposes on or about the vesting dates.

The Company measures compensation cost for all stock-based awards at fair value on date of grant and recognizes the
related expense over the service period for awards expected to vest. The restricted stock-based awards do not participate in
dividends until fully vested. The fair value of stock options is determined using the BSM.  Such fair value is recognized as
an expense over the service period, net of estimated forfeitures, using the straight-line method. Estimating the number of
stock awards that will ultimately vest requires judgment, and to the extent actual forfeitures differ substantially from our
current estimates, amounts will be recorded as a cumulative adjustment in the period the estimated number of stock awards
are  revised.  We  consider  many  factors  when  estimating  expected  forfeitures,  including  the  types  of  awards,  employee
classification and historical experience. Actual forfeitures may differ substantially from our current estimate.

The  Company’s  use  of  the  BSM  to  calculate  the  fair  value  of  stock-based  awards  incorporates  various  assumptions
including volatility, expected life, and interest rates. For options granted, the BSM determines: (i) the term by using the
simplified “plain-vanilla” method as allowed under SAB No. 110; (ii) a historical volatility over a period commensurate
with  the  expected  term,  with  the  observation  of  the  volatility  on  a  daily  basis;  and  (iii)  a  risk-free  interest  rate  that  was
consistent with the expected term of the stock options and based on the U.S. Treasury yield curve in effect at the time of
the grant.

Stock-based  compensation  expense  for  the  years  ended  December  31,  2021  and  2020,  was  $565,000  and

approximately $2.3 million, respectively.

The  Company  granted  40,917  stock  options  during  the  year  ended  December  31,  2021  and  the  Company  granted
878,643  stock  options  during  the  year  ended  December  31,  2020.  The  per  share  weighted-average  fair  value  of  options
granted during the years ended December 31, 2021 and 2020, was $2.77 and $0.66, respectively.

These fair values were derived using the BSM with the following weighted-average assumptions:

Average risk-free interest rate
Expected dividend yield
Expected lives
Expected volatility

F-47

     For the Years Ended December 31, 

2021

2020

0.68 %  
— %  

0.40 %
— %

5.16 years

5.04 years

82.04 %  

79.75 %

 
 
 
 
 
 
 
Table of Contents

Transactions  and  other  information  relating  to  stock  options  for  the  years  December  31,  2021  and  2020  are

summarized below:

Number of  Weighted-Average Contractual Term

     Weighted-Average     
Remaining

Exercise Price

 (In Years)

Outstanding at December 31, 2019
Grants
Exercised
Forfeited/cancelled/expired/settled
Outstanding at December 31, 2020
Grants
Exercised
Forfeited/cancelled/expired/settled
Balance as of December 31, 2021
Vested and expected to vest at December 31, 2021
Unvested at December 31, 2021
Exercisable at December 31, 2021

Options
$
4,197,000
879,000
$
(1,033,000) $
(24,000) $
$
4,019,000
$
41,000
(230,000) $
(59,000) $
$
$
$
$

3,771,000
3,770,000
21,000
3,750,000

2.13  
1.83  
1.91  
3.17  
2.11  
4.32  
1.70  
1.27  
2.18  
2.17  
7.26  
2.15  

Aggregate
Intrinsic
Value
255,000
—
—
—
41,000
—
—
—
$ 4,660,000
$ 4,660,000
$
—
$ 4,660,000

6.70

$
—  
—  
—  
$
—  
—  
—  

6.48

5.68
5.68
9.76
5.66

The aggregate intrinsic value in the table above represents the difference between the Company’s stock closing price
on the last day of trading during the year ended December 31, 2021, and the exercise price, multiplied by the number of
shares that would have been received by the holders of in-the-money options had all the option holders exercised their in-
the-money options on December 31, 2021. This amount changes based on the fair market value of the Company’s stock.

There  were  229,756  options  exercised  during  the  year  ended  December  31,  2021  and  there  were  1,032,922  options
exercised during the year ended December 31, 2020. The number of options that vested during the year ended December
31, 2021 was 903,643 and the number of options that vested during the year ended December 31, 2020 was 637,270.

As of December 31, 2021, $75,000 of total unrecognized compensation cost related to stock options is expected to be
recognized over a weighted-average period of 5 months. The weighted-average fair value per share of shares underlying
stock options was $1.45 at December 31, 2021.

The  Company  granted  101,057  and  1,649,394  shares,  respectively,  of  restricted  stock  during  the  years  ended
December 31, 2021 and 2020, respectively. During the years ended December 31, 2021 and 2020, 9,671 shares and 18,248
shares,  respectively,  of  restricted  stock  were  issued  to  the  Company’s  non-executive  directors  as  a  part  of  their
compensation  packages.  Each  of  the  four  non-executive  directors  received  9,671  shares  of  restricted  stock,  or  $50,000
worth, of restricted stock based upon the closing price of the Company’s Class D common stock on July 6, 2021. Each of
the four non-executive directors received 25,000 shares of restricted stock, or $50,000 worth, of restricted stock based upon
the  closing  price  of  the  Company’s  Class  D  common  stock  on  June  16,  2020.  The  restricted  stock  grants  for  the  non-
executive directors vest over a two-year period in equal 50% installments.

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Transactions and other information relating to restricted stock grants for the years ended December 31, 2021 and 2020

are summarized below:

Unvested at December 31, 2019
Grants
Vested
Forfeited/cancelled/expired
Unvested at December 31, 2020
Grants
Vested
Forfeited/cancelled/expired
Unvested at December 31, 2021

Average
Fair Value
at Grant
Date

2.14
0.77
2.14
—
0.83
3.22
0.83

3.90

Shares
1,814,000
1,649,000
(1,739,000)

1,724,000
101,000
(1,749,000)

$
$
$
— $
$
$
$
— $
$

76,000

Restricted  stock  grants  were  and  are  included  in  the  Company’s  outstanding  share  numbers  on  the  effective  date  of
grant. As of December 31, 2021, $233,000 of total unrecognized compensation cost related to restricted stock grants was
expected to be recognized over a weighted-average period of 9 months.

12. PROFIT SHARING AND EMPLOYEE SAVINGS PLAN:

The  Company  maintains  a  profit  sharing  and  employee  savings  plan  under  Section  401(k)  of  the  Internal  Revenue
Code.  This  plan  allows  eligible  employees  to  defer  allowable  portions  of  their  compensation  on  a  pre-tax  basis  through
contributions to the savings plan. The Company may contribute to the plan at the discretion of its Board of Directors. The
Company  does  not  match  employee  contributions.  The  Company  did  not  make  any  contributions  to  the  plan  during
the years ended December 31, 2021 and 2020.

13. COMMITMENTS AND CONTINGENCIES:

Radio Broadcasting Licenses

Each of the Company’s radio stations operates pursuant to one or more licenses issued by the Federal Communications
Commission that have a maximum term of eight years prior to renewal. The Company’s radio broadcasting licenses expire
at various times beginning in August 2021 through August 1, 2029. Although the Company may apply to renew its radio
broadcasting licenses, third parties may challenge the Company’s renewal applications. The Company is not aware of any
facts or circumstances that would prevent the Company from having its current licenses renewed.

Royalty Agreements

Musical  works  rights  holders,  generally  songwriters  and  music  publishers,  have  been  traditionally  represented  by
performing  rights  organizations,  such  as  the  American  Society  of  Composers,  Authors  and  Publishers  (“ASCAP”),
Broadcast Music, Inc. (“BMI”) and SESAC, Inc. (“SESAC”). The market for rights relating to musical works is changing
rapidly. Songwriters and music publishers have withdrawn from the traditional performing rights organizations, particularly
ASCAP  and  BMI,  and  new  entities,  such  as  Global  Music  Rights,  Inc.  (“GMR”),  have  been  formed  to  represent  rights
holders. These organizations negotiate fees with copyright users, collect royalties and distribute them to the rights holders.
We currently have arrangements with ASCAP, SESAC and GMR. On April 22, 2020, the Radio Music License Committee
(“RMLC”), an industry group which the Company is a part of, and BMI have reached agreement on the terms of a new
license agreement that covers the period January 1, 2017, through December 31, 2021. Upon approval of the court of the
BMI/RMLC agreement, the Company automatically became a party to the agreement and to a license with BMI through
December 31, 2021.

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Leases and Other Operating Contracts and Agreements

The  Company  has  noncancelable  operating  leases  for  office  space,  studio  space,  broadcast  towers  and  transmitter
facilities that expire over the next 10 years. The Company’s leases for broadcast facilities generally provide for a base rent
plus real estate taxes and certain operating expenses related to the leases. Certain of the Company’s leases contain renewal
options, escalating payments over the life of the lease and rent concessions. The future rentals under non-cancelable leases
as of December 31, 2021, are shown below.

The Company has other operating contracts and agreements including employment contracts, on-air talent contracts,
severance  obligations,  retention  bonuses,  consulting  agreements,  equipment  rental  agreements,  programming  related
agreements,  and  other  general  operating  agreements  that  expire  over  the  next  five  years.  The  amounts  the  Company  is
obligated to pay for these agreements are shown below.

Years ending December 31:
2022
2023
2024
2025
2026
2027 and thereafter
Total

Operating
Lease
Agreements

Other
Operating
Contracts
and
Agreements

(In thousands)

$

$

13,164
11,333
10,099
5,377
3,070
5,378
48,421

$

$

69,791
23,117
19,386
19,422
8,452
9,408
149,576

Of  the  total  amount  of  other  operating  contracts  and  agreements  included  in  the  table  above,  approximately  $100.1
million  has  not  been  recorded  on  the  balance  sheet  as  of  December  31,  2021,  as  it  does  not  meet  recognition  criteria.
Approximately  $18.0  million  relates  to  certain  commitments  for  content  agreements  for  our  cable  television  segment,
approximately $30.9 million relates to employment agreements, and the remainder relates to other programming, network
and operating agreements.

Reach Media Redeemable Noncontrolling Interest Shareholders’ Put Rights

Beginning on January 1, 2018, the noncontrolling interest shareholders of Reach Media have had an annual right to
require Reach Media to purchase all or a portion of their shares at the then current fair market value for such shares (the
“Put Right”).  This annual right is exercisable for a 30-day period beginning January 1 of each year. The purchase price for
such shares may be paid in cash and/or registered Class D common stock of Urban One, at the discretion of Urban One.
The  noncontrolling  interest  shareholders  of  Reach  Media  did  not  exercise  their  Put  Right  for  the  30-day  period  ending
January  31,  2022.  Management,  at  this  time,  cannot  reasonably  determine  the  period  when  and  if  the  put  right  will  be
exercised by the noncontrolling interest shareholders.

Letters of Credit

On February 24, 2015, the Company entered into a letter of credit reimbursement and security agreement providing for
letter of credit capacity of up to $1.2 million. On October 8, 2019, the Company entered into an amendment to its letter of
credit  reimbursement  and  security  agreement  and  extended  the  term  to  October  8,  2024.  As  of  December  31,  2021,  the
Company  had  letters  of  credit  totaling  $871,000  under  the  agreement  for  certain  operating  leases  and  certain  insurance
policies. Letters of credit issued under the agreement are required to be collateralized with cash. In addition, the Current
2021 ABL Facility provides for letter of credit capacity of up to $5 million subject to certain limitations on availability.

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Other Contingencies

The Company has been named as a defendant in several legal actions arising in the ordinary course of business. It is
management’s opinion, after consultation with its legal counsel, that the outcome of these claims will not have a material
adverse effect on the Company’s financial position or results of operations.

14. QUARTERLY FINANCIAL DATA (UNAUDITED):

2021:
Net revenue
Operating income
Net income

Consolidated net income attributable to common
stockholders
BASIC AND DILUTED NET INCOME
ATTRIBUTABLE TO COMMON STOCKHOLDERS
Consolidated net income per share attributable to common
stockholders - basic
Consolidated net income per share attributable to common
stockholders - diluted
WEIGHTED AVERAGE SHARES OUTSTANDING
Weighted average shares outstanding — basic
Weighted average shares outstanding —diluted

31-Mar

June 30

     September 30      December 31

(In thousands, except share data)

Quarters Ended

$

91,440
23,757
461

$

107,593
37,920
18,478

$

111,463
34,475
14,455

130,966
22,391
7,273

7

17,866

13,876

6,603

0.00

0.00

$

$

0.36

0.33

$

$

0.27

0.25

$

$

0.13

0.12

$

$

$

  48,463,289
  49,053,650

  49,789,892
  53,780,918

  51,190,105
  55,080,394

  51,206,358
  55,084,927

2020:
Net revenue
Operating (loss) income
Net (loss) income

Consolidated net (loss) income attributable to common
stockholders
BASIC AND DILUTED NET (LOSS) INCOME
ATTRIBUTABLE TO COMMON STOCKHOLDERS
Consolidated net (loss) income per share attributable to
common stockholders - basic
Consolidated net (loss) income per share attributable to
common stockholders - diluted
WEIGHTED AVERAGE SHARES OUTSTANDING
Weighted average shares outstanding — basic
Weighted average shares outstanding —diluted

     March 31 (a)

June 30

    September 30 (a)     December 31 (a)

(In thousands, except share data)

Quarters Ended

$

$

$

$

94,875
(27,287)
(23,058)

$

76,008
20,382
1,642

$

91,912
3,968
(12,277)

113,542
34,533
27,124

(23,187)

1,420

(12,772)

26,426

(0.51) $

(0.51) $

0.03

0.03

$

$

(0.29) $

(0.29) $

0.58

0.55

  45,228,164
  45,228,164

  44,806,219
  48,154,262

  44,175,385
  44,175,385

  45,942,818
  48,054,418

(a) The  net  income  (loss)  from  continuing  operations  for  the  quarters  ended  March  31,  2020,  September  30,  2020,  and
December 31, 2020 includes approximately $53.6 million, $29.1 million, and $1.7 million, respectively of impairment
charges.

F-51

    
    
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
    
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
Table of Contents

15. SEGMENT INFORMATION:

The  Company  has  four  reportable  segments:  (i)  radio  broadcasting;  (ii)  Reach  Media;  (iii)  digital;  and  (iv)  cable
television. These segments operate in the United States and are consistently aligned with the Company’s management of its
businesses and its financial reporting structure.

The radio broadcasting segment consists of all broadcast results of operations. The Reach Media segment consists of
the results of operations for the related activities and operations of our syndicated shows. The digital segment includes the
results of our online business, including the operations of Interactive One, as well as the digital components of our other
reportable segments. The cable television segment consists of the Company’s cable TV operation, including TV One’s and
CLEO TV’s results of operations. Corporate/Eliminations represents financial activity associated with our corporate staff
and offices and intercompany activity among the four segments.

Operating  loss  or  income  represents  total  revenues  less  operating  expenses,  depreciation  and  amortization,  and
impairment  of  long-lived  assets.  Intercompany  revenue  earned  and  expenses  charged  between  segments  are  recorded  at
estimated fair value and eliminated in consolidation.

The  accounting  policies  described  in  the  summary  of  significant  accounting  policies  in  Note  1  –  Organization  and

Summary of Significant Accounting Policies are applied consistently across the segments.

F-52

Table of Contents

Detailed segment data for the years ended December 31, 2021 and 2020 is presented in the following table:

Net Revenue:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations*
Consolidated

Operating Expenses (including stock-based compensation and excluding depreciation and
amortization and impairment of long-lived assets):
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

Depreciation and Amortization:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

Impairment of Long-Lived Assets:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

Operating income (loss):
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

Year Ended
December 31, 

2021

2020

(In thousands)

$ 140,246
46,437
59,937
198,180
(3,338)
$ 441,462

$ 130,573
30,996
35,599
181,583
(2,414)
$ 376,337

$

98,250
32,911
42,698
103,049
36,722
$ 313,630

$

91,052
22,376
29,608
81,546
26,018
$ 250,600

$

$

$

$

3,135
208
1,264
3,738
944
9,289

$

$

3,022
237
1,592
3,749
1,141
9,741

— $
—  
—  
—  
—  
— $

84,400
—
—
—
—
84,400

$

38,861
13,318
15,975
91,393
(41,004)
$ 118,543

$

$

(47,901)
8,383
4,399
96,288
(29,573)
31,596

*  Intercompany revenue included in net revenue above is as follows:
Radio Broadcasting

     $

(3,338)     $

(2,414)

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Table of Contents

Capital expenditures by segment are as follows:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

Total Assets:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

16. SUBSEQUENT EVENTS:

$

$

2,200
82
799
92
625
3,798

$

$

2,826
160
1,354
385
1,561
6,286

As of

     December 31, 

     December 31, 

2021

2020

(In thousands)

$

$

627,948
33,451
32,915
367,896
198,898
1,261,108

$

$

630,174
38,235
23,168
374,046
129,864
1,195,487

 On  July  29,  2021,  RVA  Entertainment  Holdings,  LLC  (“RVAEH”),  a  wholly  owned  unrestricted  subsidiary  of  the
Company, entered into a Host Community Agreement (the “Original HCA”) with the City of Richmond (the “City”) for the
development of the ONE Casino + Resort (the “Project”). The Original HCA imposed certain obligations on RVAEH in
connection  with  the  development  of  the  Project,  including  a  $26  million  upfront  payment  (the  “Upfront  Payment”)  due
upon  successful  passage  of  a  citywide  referendum  permitting  development  of  the  Project  (the  “Referendum”).    In
connection  with  the  Original  HCA,  RVAEH  and  its  development  partner  Pacific  Peninsula  Entertainment  funded  the
Upfront Payment into escrow to be released to the City upon successful passage of the Referendum or back to RVAEH in
the  event  the  Referendum  failed.  On  November  2,  2021,  the  Referendum  was  conducted,  and  the  resort  project  was
narrowly  defeated.  However,  on  January  24,  2022,  the  Richmond  City  Council  adopted  a  new  resolution  in  continued
efforts to bring the Project to the City.  The new resolution was the first of several steps in pursuit of a second referendum.
The  City  and  RVAEH  then  entered  into  a  new  Host  Community  Agreement  (the  “New  HCA”)  which  also  included  an
Upfront  Payment  to  be  held  in  escrow  and  payable  upon  successful  passage  of  a  citywide  referendum  permitting
development of the Project.  Upon obtaining precertification for RVAEH, by the Virginia Lottery Board, the City will then
pursue an order from the Circuit Court for the City ordering a second referendum.  If the City is successful in obtaining the
precertification and the Court orders a second referendum, it is currently anticipated the second referendum would occur in
November 2022.  If the voters approve the referendum then the Commonwealth may issue one license permitting operation
of a casino in Richmond.  As a result of the efforts to obtain a second referendum, including execution of the New HCA,
the Upfront Payment remains in escrow. Therefore, the Company’s portion of the Upfront Payment, approximately $19.5
million, is classified as restricted cash on the balance sheet as of December 31, 2021.

On February 7, 2022, the Radio Music License Committee (“RMLC”), an industry group which the Company is a part
of, and Global Music Rights, Inc. (“GMR”) reached a settlement and achieved certain conditions which effectuate a four-
year  license  to  which  the  Company  is  a  party  for  the  period  April  1,  2022  to  March  31,  2026.   The  license  includes  an
optional three year extended term that the Company may effectuate prior to the end of the initial term.

On  March  7,  2022,  the  Board  of  the  Company  authorized  and  approved  a  share  repurchase  program  for  up  to  $25
million of the currently outstanding shares of the Company’s Class A and/or Class D common stock over a period of 24
months.  Under the stock repurchase program, the Company intends to repurchase shares through open market purchases,
privately-negotiated  transactions,  block  purchases  or  otherwise  in  accordance  with  applicable  federal  securities  laws,
including  Rule  10b-18  of  the  Securities  Exchange  Act  of  1934  (the  “Exchange  Act”).    The  Board  also  approved  a
repurchase program for up to $50 million of the Company's outstanding 7.375% Senior Secured Notes due 2028.

F-54

 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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The  Board  also  authorized  the  Company  to  enter  into  written  trading  plans  under  Rule  10b5-1  of  the  Exchange
Act.  Adopting a trading plan that satisfies the conditions of Rule 10b5-1 allows a company to repurchase its shares/bonds
at times when it might otherwise be prevented from doing so due to self-imposed trading blackout periods or pursuant to
insider  trading  laws.  Under  any  Rule  10b5-1  trading  plan,  the  Company’s  third-party  broker,  subject  to  Securities  and
Exchange Commission regulations regarding certain price, market, volume and timing constraints, would have authority to
purchase the Company’s common stock and/or bonds in accordance with the terms of the plan.  The Company may from
time to time enter into Rule 10b5-1 trading plans to facilitate the repurchase of its common stock or bonds pursuant to its
repurchase programs.

The Company’s share repurchase programs do not obligate it to acquire any specific number of shares or bonds.  The
Company cannot predict when or if it will repurchase any shares of common stock or bonds as such  repurchase programs
will  depend  on  a  number  of  factors,  including  constraints  specified  in  any  Rule  10b5-1  trading  plans,  price,  general
business and market conditions, and alternative investment opportunities.  Information regarding share repurchases will be
available in the Company’s periodic reports on Form 10-Q and 10-K filed with the Securities and Exchange Commission as
required by the applicable rules of the Exchange Act.

F-55

Table of Contents

URBAN ONE, INC. AND SUBSIDIARIES
SCHEDULE II — VALUATION AND QUALIFYING ACCOUNTS
For the Years Ended December 31, 2021 and 2020

Description

Allowance for Doubtful Accounts:
2021
2020

Description

Valuation Allowance for Deferred Tax Assets:  
2021
2020

Balance
at
Beginning
of Year

     Additions     
Charged
to
Expense

Acquired
from
Acquisitions

(In thousands)

Deductions

Balance
at End
of Year

7,956
7,416

$
$

1,584   $
1,394   $

— $
— $

797
854

$
$

8,743
7,956

Balance
at
Beginning
of Year

     Additions     
Charged
to
Expense

Acquired
from
Acquisitions

(In thousands)

Deductions

Balance
at End
of Year

277
249

$
$

—   $
28   $

— $
— $

13
$
— $

264
277

$

$

S-1

    
    
    
 
   
   
   
   
  
 
    
    
    
   
   
   
   
  
 
Description of Registrant’s Securities

EXHIBIT 4.7

Urban  One,  Inc.  and  its  subsidiaries,  (collectively,  “Urban  One,”  the  “Company”,  “we”,  “our”  and/or  “us”)  has

two classes of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended: 

● Class  A  Common  Stock,  $0.001  par  value,  30,000,000  shares  authorized,  9,104,916  shares  issued  and

outstanding (the “Class A Common Stock”) as of December 31, 2021.

● Class D Common Stock, $0.001 par value, 150,000,000 shares authorized, 37,324,737 shares issued and

outstanding (the “Class D Common Stock”) as of December 31, 2021.

Other shares that are authorized but not registered are:

● Class B Common Stock, $0.001 par value, 150,000,000 shares authorized, 2,861,843 shares  issued  and

outstanding (the “Class B Common Stock”) as of December 31, 2021.

● Class C Common Stock, $0.001 par value, 150,000,000 shares authorized, 2,045,016 shares issued and

outstanding (the “Class C Common Stock”) as of December 31, 2021.

● Preferred  Stock,  $0.001  par  value,  1,000,000  shares  authorized,  no  shares  issued  and  outstanding  (the

“Preferred Stock”) as of December 31, 2021.

The following is a summary of the material terms and rights of our Class A Common Stock and Class D Common
Stock and the provisions of our certificate of incorporation and our by-laws, each of which is incorporated by reference
as an exhibit to our Annual Report on Form 10-K for the year ended December 31, 2021, of which this exhibit is a
part. This summary is not complete and you should refer to the applicable provisions of our certificate of incorporation
and by-laws. Our certificate of incorporation authorizes us to issue additional capital stock, but those shares are not
registered under Section 12 of the Securities Exchange Act of 1934, as amended.

General Rights and Voting Rights - The Company has four classes of common stock, Class A, Class B, Class C
and  Class  D.  The  shares  of  our  Class A,  Class  B,  Class  C  and  Class  D  are  collectively  referred  to  as  our  Common
Stock. Generally, the shares of each class are identical in all respects and entitle the holders thereof to the same rights
and privileges. However, with respect to voting rights, each share of Class A common stock entitles its holder to one
vote  and  each  share  of  Class  B  common  stock  entitles  its  holder  to  ten  votes.  The  holders  of  Class  C  and  Class  D
common stock are not entitled to vote on any matters. The holders of Class A common stock can convert such shares
into shares of Class C or Class D common stock. Subject to certain limitations, the holders of Class B common stock
can convert such shares into shares of Class A common stock. The holders of Class C common stock can convert such
shares into shares of Class A common stock. The holders of Class D common stock have no such conversion rights.

Dividends  -  As  and  when  dividends  are  declared  or  paid  with  respect  to  shares  of  Common  Stock,  whether  in
cash, property or securities of the Corporation, the holders of Class A Common, the holders of Class B Common, the
holders of Class C Common and the holders of Class D Common shall be entitled to receive such dividends pro rata at
the same rate per share for each such class of Common Stock; provided that, if such dividends are declared or paid in
shares of Common Stock, such dividends may be paid only (i) in shares of Class D Common, or (ii) if holders of any
class of Common Stock are to receive payment in shares of any class of Common Stock other than Class D Common,
then holders of shares of each class of Common Stock must receive payment only in shares of such respective class of
Common Stock. The rights of the holders of Common Stock to receive dividends are subject to the provisions of the
Preferred Stock.

Liquidation  -  Subject  to  any  preferential  rights  of  outstanding  shares  of  Preferred  Stock,  in  the  event  of  any
liquidation of the Company, all remaining assets of the Company shall be distributed to holders of Common Stock pro
rata at the same rate per share for each share of Common Stock.

 
Other Rights and Preferences - Except as stated above, our Common Stock has no sinking fund or redemption
provisions or preemptive, conversion or exchange rights. Holders of Common Stock may act by unanimous written
consent.

Listing - Shares of our Class A common stock and Class D common stock are traded on The Nasdaq Stock Market

LLC under the trading symbols “UONE” and “UONEK,” respectively.

SUBSIDIARIES OF URBAN ONE, INC.
As of December 31, 2021

Exhibit 21.1

Radio One Licenses, LLC, a Delaware limited liability company, is a restricted subsidiary of Urban One, Inc. and is the licensee of the

following stations:

KBFB-FM
KBXX-FM
KMJQ-FM
KROI-FM
KZMJ-FM
WAMJ-FM
WCDX-FM
WDCJ-FM
WERQ-FM

WFXC-FM
WFXK-FM
WHTA-FM
WKJM-FM
WKJS-FM
WKYS-FM
WMMJ-FM
WNNL-FM
WOL-AM

WOLB-AM
WPPZ-FM
WPRS-FM
WPZZ-FM
WQOK-FM
WRNB-FM
WTEM-AM
WTPS-AM
WUMJ-FM

WWIN-AM
WWIN-FM
WXGI-AM
WYCB-AM
W275BK
W281AW
W274BX
W240DJ
W258DC

Radio One of Charlotte, LLC (“Radio One of Charlotte”), a Delaware limited liability company, the sole member of which is Urban One,
Inc.,  is  a  restricted  subsidiary  of  Urban  One,  Inc.  Charlotte  Broadcasting,  LLC  (“Charlotte  Broadcasting”)  is  a  Delaware  limited  liability
company, the sole member of which is Radio One of Charlotte. Radio One of North Carolina, LLC (“Radio One of North Carolina”) is a
Delaware limited liability company, the sole member of which is Charlotte Broadcasting. Radio One of North Carolina is the licensee of the
following stations:

WPZS-FM
WQNC-FM
WBT-FM

WBT-AM
WFNZ-FM
WKLNK-FM

W273DA

Gaffney  Broadcasting,  LLC  (“Gaffney  Broadcasting”)  is  a  South  Carolina  limited  liability  company,  the  sole  member  of  which  is

Charlotte Broadcasting. Gaffney Broadcasting is the licensee of the following station:

WOSF-FM

Blue Chip Broadcasting, Ltd. (“BCB Ltd.”), an Ohio limited liability company, the sole member of which is Urban One, Inc., and which
is a restricted subsidiary of Urban One, Inc. Blue Chip Broadcasting Licenses, Ltd. (“BC Licenses”) is an Ohio limited liability company, the
sole member of which is BCB Ltd. BC Licenses is the licensee of the following stations:

WIZF-FM
WENZ-FM
WERE-AM
WXMG-FM
W268CM

WOSL-FM
WCKX-FM
WJMO-AM
WJYD-FM
WQMC-LD

WDBZ-AM
WBMO-FM
WZAK-FM
W233CG

Radio One of Texas II, LLC, a Delaware limited liability company, the sole member of which is Urban One, Inc., and it is a restricted

subsidiary of Urban One, Inc.

Radio One of Indiana, L.P. is a Delaware limited partnership. Urban One, Inc. is the general partner and 99% owner of Radio One of

Indiana, L.P. Charlotte Broadcasting, LLC is the limited partner and 1% owner of Radio One of Indiana, L.P.

Radio One of Indiana, LLC is a Delaware limited liability company, the sole member of which is Radio One of Indiana, L.P. Radio One

of Indiana, LLC is the licensee of the following stations:

WDNI-CD
WTLC-FM
WHHH-FM

WNOW-FM
WTLC-AM

W286CM
W236CR

Satellite One, LLC is a Delaware limited liability company, the sole member of which is Urban One, Inc.

New Mableton Broadcasting Corporation, a Delaware corporation, is a wholly owned subsidiary of Urban One, Inc. and is the licensee

of the following station:

Radio  One  Cable  Holdings,  LLC,  a  Delaware  limited  liability  company,  is  a  wholly  owned  subsidiary  of  Urban  One,  Inc.  Radio  One

Cable Holdings, LLC holds an interest in TV One, LLC, a Delaware limited liability company.

WPZE-FM

Radio One Media Holdings, LLC is a Delaware limited liability company, the sole member of which is Urban One, Inc. Radio One

Media Holdings, LLC owns 80.0% of the common stock of Reach Media, Inc., a Texas corporation.

Radio One Distribution Holdings, LLC is a Delaware limited liability company, the sole member of which is Urban One, Inc. Radio One

Distribution Holdings, LLC is the sole member of Distribution One, LLC which is a Delaware limited liability company.

Interactive One, Inc., a Delaware corporation, is a wholly owned subsidiary of Urban One, Inc. and the sole member of Interactive

One, LLC.

Interactive One, LLC, is a Delaware limited liability company, the sole member of which is Interactive One, Inc.

Radio One Urban Network Holdings, LLC, is a Delaware limited liability company, the sole member of which is Urban One, Inc.

Radio One Entertainment Holdings, LLC, is a Delaware limited liability company, the sole economic and majority voting member of

which is Urban One, Inc.

BossipMadameNoire, LLC, is a Delaware limited liability company, the sole member of which is Urban One, Inc.

RO One Solution, LLC, is a Delaware limited liability company, the sole member of which is Urban One, Inc.

Urban One Productions, LLC, is a Delaware limited liability company, the sole member of which is Urban One, Inc.

Urban One Entertainment SPV, LLC, is a Delaware limited liability company, the sole economic and majority voting member of which

is Radio One Entertainment Holdings, LLC, a wholly-owned subsidiary of Urban One, Inc.

T Tenth Productions, LLC, is a Delaware limited liability company, the sole member of which is TV One, LLC.

Charlie Bear Productions, LLC, is a Maryland limited liability company, the sole member of which is TV One, LLC.

CLEOTV, LLC, is a Delaware limited liability company, the sole member of which is TV One, LLC.

Consent of Independent Registered Public Accounting Firm

EXHIBIT 23.1

Urban One, Inc.
Silver Spring, Maryland

We  hereby  consent  to  the  incorporation  by  reference  in  the  Registration  Statements  on  Form  S-3/A  (No.  333-223695),
Form S-3 (No. 333-257149, No. 333-257037 and No. 333-241635) and Form S-8 (No. 333-232991 and No. 333-258874)
of Urban One, Inc. of our reports dated March 15, 2022, relating to the consolidated financial statements and schedule, and
the effectiveness of Urban One’s internal control over financial reporting, which appear in this Form 10-K.

/s/ BDO USA, LLP
Potomac, Maryland
March 15, 2022

1

EXHIBIT 31.1

I, Alfred C. Liggins, III, certify that:

1.

I have reviewed this annual report on Form 10-K of Urban One, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a
material fact necessary to make the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly
present in all material respects the financial condition, results of operations and cash flows of the registrant as of,
and for, the periods presented in this report;

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls
and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial
reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

b)

c)

d)

designed such disclosure controls and procedures, or caused such disclosure controls and procedures to
be designed under our supervision, to ensure that material information relating to the registrant, including
its consolidated subsidiaries, is made known to us by others within those entities, particularly during the
period in which this report is being prepared;

designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability
of financial reporting and the preparation of financial statements for external purposes in accordance
with generally accepted accounting principles;

evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
the period covered by this report based on such evaluation; and

disclosed in this report any change in the registrant’s internal control over financial reporting that
occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case
of this report) that has materially affected, or is reasonably likely to materially affect, the registrant’s
internal control over financial reporting; and

5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control
over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s Board of Directors (or
persons performing the equivalent functions):

a)

b)

all significant deficiencies and material weaknesses in the design or operation of internal control over
financial reporting which are reasonably likely to adversely affect the registrant’s ability to record,
process, summarize and report financial information; and

any fraud, whether or not material, that involves management or other employees who have a significant
role in the registrant’s internal control over financial reporting.

Date: March 15, 2022

By: /s/ Alfred C. Liggins, III

Alfred C. Liggins, III

President and Chief Executive Officer

1

EXHIBIT 31.2

I, Peter D. Thompson, certify that:

1.

I have reviewed this annual report on Form 10-K of Urban One, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material
fact necessary to make the statements made, in light of the circumstances under which such statements were made, not
misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present
in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the
periods presented in this report;

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

b)

c)

d)

designed such disclosure controls and procedures, or caused such disclosure controls and procedures to
be designed under our supervision, to ensure that material information relating to the registrant, including
its consolidated subsidiaries, is made known to us by others within those entities, particularly during the
period in which this report is being prepared;

designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability
of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance
with generally accepted accounting principles;

evaluated  the  effectiveness  of  the  registrant’s  disclosure  controls  and  procedures  and  presented  in  this
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
the period covered by this report based on such evaluation; and

disclosed  in  this  report  any  change  in  the  registrant’s  internal  control  over  financial  reporting  that
occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case
of  this  report)  that  has  materially  affected,  or  is  reasonably  likely  to  materially  affect,  the  registrant’s
internal control over financial reporting; and

5. The registrant’s other certifying officers and I have disclosed, based on our most recent evaluation of internal control
over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s Board of Directors (or
persons performing the equivalent functions):

a)

b)

all  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over
financial  reporting  which  are  reasonably  likely  to  adversely  affect  the  registrant’s  ability  to  record,
process, summarize and report financial information; and

any fraud, whether or not material, that involves management or other employees who have a significant
role in the registrant’s internal control over financial reporting.

Date: March 15, 2022

By: /s/ Peter D. Thompson

Peter D. Thompson

Executive Vice President, Chief Financial Officer 
and Principal Accounting Officer

1

CERTIFICATION OF CHIEF EXECUTIVE OFFICER

EXHIBIT 32.1

Pursuant  to  18  U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  the  Sarbanes-Oxley  Act  of  2002,  the
undersigned officer of Urban One, Inc. (the “Company”) hereby certifies, to such officer’s knowledge, that:

(i)

the  accompanying  Annual  Report  on  Form  10-K  of  the  Company  for  the  year  ended  December  31,  2021  (the
“Report”) fully complies with the requirements of Section 13(a) or Section 15(d), as applicable, of the Securities
Exchange Act of 1934, as amended; and

(ii) the information contained in the Report fairly presents, in all material respects, the financial condition and results

of operations of the Company.

Date: March 15, 2022

By:

/s/ Alfred C. Liggins, III

Name: Alfred C. Liggins, III

Title: President and Chief Executive Officer

A signed original of this written statement required by Section 906 has been provided to Urban One, Inc. and will be
retained by Urban One, Inc. and furnished to the Securities and Exchange Commission or its staff upon request.

1

CERTIFICATION OF CHIEF FINANCIAL OFFICER

EXHIBIT 32.2

Pursuant  to  18  U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  the  Sarbanes-Oxley  Act  of  2002,  the
undersigned officer of Urban One, Inc. (the “Company”) hereby certifies, to such officer’s knowledge, that:

(i)

the  accompanying  Annual  Report  on  Form  10-K  of  the  Company  for  the  year  ended  December  31,  2021  (the
“Report”) fully complies with the requirements of Section 13(a) or Section 15(d), as applicable, of the Securities
Exchange Act of 1934, as amended; and

(ii) the information contained in the Report fairly presents, in all material respects, the financial condition and results

of operations of the Company.

Date: March 15, 2022

By: /s/ Peter D. Thompson

Name: Peter D. Thompson

Title: Executive Vice President, Chief Financial Officer 
and Principal Accounting Officer

A signed original of this written statement required by Section 906 has been provided to Urban One, Inc. and will be
retained by Urban One, Inc. and furnished to the Securities and Exchange Commission or its staff upon request.

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