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U.S. Xpress Enterprises

usx · NYSE Industrials
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Ticker usx
Exchange NYSE
Sector Industrials
Industry Trucking
Employees 5001-10,000
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FY2018 Annual Report · U.S. Xpress Enterprises
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GAINING MOMENTUM 2018 Annual Report

With record profitability, a modern and technologically advanced fleet, a strong balance sheet, and 
innovative career paths for our drivers and non-driving associates alike, we are Driving Results and 
our business is Gaining Momentum.

Today, U.S. Xpress is the fifth largest asset-based truckload carrier in a market of over 500,000 
carriers operating in 48 states with our focus on the eastern half of the country, an attractive market 
with solid population growth and a robust infrastructure supporting continued growth. At year end, 
our fleet consisted of approximately 6,900 tractors and 16,000 trailers providing the necessary scale 
to service the needs of our national customers.

DRIVING 
RESULTS

16%

During 2018 we delivered 
operating revenue of $1.8 
billion, an increase of 16% 
over 2017

$50M 260BPS

Operating income of $78.9 
million, compared to $28.6 
million in 2017

Operating ratio of 95.6%, a 
260 bps improvement

330BPS

$0.83 $1.59

$140M

Adjusted operating ratio* of 
94.1%, a 330 bps improvement

Net income attributable 
to controlling interest of 
$24.9 million, or $0.83 per 
diluted share

Adjusted net income 
attributable to controlling 
interest* of $48.1 million or 
$1.59 per diluted share

$139.9 million of liquidity at 
year end, $416.0 million of 
net debt, and $238.4 million 
of total stockholders’ equity

* Adjusted operating ratio, adjusted net income, and adjusted earnings per share are non-GAAP financial measures. 
Please see the reconciliation of adjusted operating ratio on page 37 and the reconciliation of adjusted net income 
and adjusted earnings per share on page 84 of this annual report.

U.S. XPRESS ENTERPRISES, INC.   //  2018 ANNUAL REPORT  //  1

OUR 
COMPETITIVE 
STRENGTHS

INDUSTRY LEADING TRUCKLOAD 
OPERATOR WITH SIGNIFICANT SCALE

COMPLEMENTARY MIX 
OF SERVICES

LONG-STANDING 
CUSTOMER BASE

As the fifth largest asset-
based truckload carrier in the 
country, we gain economies of 
scale on major expenditures 
such as tractors, trailers, fuel 
and overall infrastructure.

Our service offerings have 
unique characteristics and 
are subject to differing 
market forces, which allow 
us to respond effectively 
through economic cycles.

Our blue chip customer 
base includes numerous 
Fortune 500 companies with 
national footprints, and the 
relationships with our top 
ten customers exceed ten 
years on average.

MODERN FLEET AND 
MAINTENANCE PROGRAM

Designed to optimize life 
cycle investment and 
minimize operating costs, 
our fleet represents our 
largest capital investment, 
a visible representation of 
our brand for customers and 
drivers, and a large portion 
of our controllable costs. 

2

2018 AWARDS 
& RECOGNITION 
INCLUDE:

FED EX GROUND SUPERIOR 
PEAK PERFORMANCE AWARD

DOLLAR GENERAL DEDICATED 
CARRIER OF THE YEAR

PROCTOR AND GAMBLE 
CARRIER OF THE YEAR

WHIRLPOOL DEDICATED 
CARRIER OF THE YEAR

OUR TOP 10 
CUSTOMERS
(ALPHABETIC)

AMAZON

DOLLAR GENERAL

DOLLAR TREE

FED EX

THE HOME DEPOT

KROGER

PROCTER & GAMBLE

TARGET

TRACTOR SUPPLY CO.

WALMART

MOTIVATED MANAGEMENT TEAM

DEDICATED TO SAFETY

TECHNOLOGY LEADER

Our management team 
is made up of a mix of 
industry veterans from 
successful competitors and 
high-performing internal 
candidates, highly motivated 
to perform in our transparent, 
metric-driven environment.

We provide our professional 
drivers with the latest safety 
tools including anti-collision 
technology and forward-
facing event recorders, 
while coaching them to use 
best practices.

Using the latest trailer 
tracking technology, 
equipping our fleet for safety 
and efficiency, and deploying 
the first competencies-based 
driving simulator training, 
we are demonstrating our 
commitment to putting 
technology to work for our 
drivers, our Company and 
ultimately our stockholders.

U.S. XPRESS ENTERPRISES, INC.   //  2018 ANNUAL REPORT  //  3

AT U.S. XPRESS WE’VE 
ALWAYS KNOWN OUR 
GREATEST STRENGTH, OUR 
CORE, IS OUR DRIVERS 

At the heart of U.S. Xpress is our roster of industry-leading 
drivers. We are constantly looking to hire and retain the best 
and brightest to represent U.S. Xpress through initiatives like 
day one medical benefits, college scholarships, driver 
development, and weekly free lunches. Jaime Mount 
represents the best of U.S. Xpress’ driver fleet.

An Army veteran who served in Iraq, Jaime Mount joined 
U.S. Xpress’ team in 2015, after graduating from trucking 
school.  Mount liked the idea of a stable good-paying job that 
would provide for his family, and also allow him to travel 
across the country.

Since joining, Mount has quickly risen through the ranks 
establishing himself, and his co-driver Joel, as one of the 
leading teams within the fleet. During his tenure Mount has 

served as a road team captain, a mentor to new drivers, and 
even a temporary dispatcher. In 2018 Mount was recognized 
for driving the most miles on his team with over 250,000 
miles on the road. Mount also played a key role in the 
curriculum development of U.S. Xpress’ new Professional 
Driver Development Program, a completely transformed 
course which utilizes an interactive technology-driven 
approach to provide U.S. Xpress drivers with the knowledge, 
skills and abilities necessary for millions of miles of safe and 
efficient driving.

Mount is currently enrolled in U.S. Xpress’ Full Ride 
program, a college scholarship program for drivers and their 
families, and is working towards earning his bachelor’s 
degree in Information Technology. He hopes to use that 
degree to help the U.S. Xpress IT team.

4

“ DRIVING FOR U.S. XPRESS HAS 
PROVIDED ME AND MY FAMILY 
EVERYTHING WE NEED RIGHT NOW; A 
STABLE JOB THAT PAYS WELL WITH THE 
OPPORTUNITY FOR ADVANCEMENT, THE 
ABILITY FOR ME TO EARN A COLLEGE 
DEGREE AND I LOVE THE SENSE OF 
AUTONOMY AND THE ABILITY TO SEE 
OUR COUNTRY THAT MY JOB ALLOWS.”

Jaime Mount, Professional Driver

U.S. XPRESS ENTERPRISES, INC.   //  2018 ANNUAL REPORT  //  5

LETTER TO OUR SHAREHOLDERS

2018 PROVED 
TO BE A 
REMARKABLE 
YEAR FOR 
U.S. XPRESS.

Eric Fuller  //  President and Chief Executive Officer

In 2018, we achieved record 
financial results, completed our 
Initial Public Offering on the New 
York Stock Exchange, and launched 
our Full Ride Program driver 
retention initiative. Our many 
achievements would not have been 
possible without the hard work of 
our almost 9,000 employees across 
the country who I would like to 
thank for their tireless efforts. 

HISTORY & TRANSFORMATION 

To better understand our successes, it is important to review 
the Company’s history and the cultural and operational 
transformation that has taken place. U.S. Xpress was founded 
in 1985 on the footing of an entrepreneurial culture, focused on 
revenue growth. In fact, the Company completed 28 acquisitions 
over 20 years and was the fastest truckload carrier to achieve 
$1.0 billion in revenues in the history of our industry. Despite 
this record-setting growth, the Company was unable to 
improve its profitability having averaged a 98% operating ratio 
from 2000 to 2015.

As a result, the difficult decision was made to replace senior 
management. I, along with Eric Peterson, assumed our 
positions in 2015, with the goal of improving the execution and 
profitability of the Company. In order to achieve this, we 
needed to change our culture and bring in the expertise 
necessary to drive our transformation. Through a combination 
of internal promotions of high-achieving individuals and 
external hires from across our industry, we replaced more 
than 70 of our top 94 executives and senior managers.

6

We started to change the Company’s culture from the top 
down as we focused the entire organization on execution 
where we outlined weekly goals and metrics to be achieved. 
We call this “Win the Week.” At the conclusion of each week, 
we would review our execution, understand what went well 
and what did not, and then outline those goals and metrics to 
be achieved in the next week. Through this discipline, we are 
changing the culture of U.S. Xpress to a results-oriented, 
data-driven mindset and are driving execution improvement. 

We also began managing the business by core metrics with a 
focus on Rate, Truck Count, Utilization and Cost. We have 
designed and implemented sustainable initiatives with the goal 
of improving these core metrics and, ultimately, our adjusted 
operating ratio, which has lagged our publicly traded industry 
peers by more than 700 basis points prior to 2015.

In 2015, we set our focus on asset optimization and enhancing 
the life cycle of our fleet by redesigning our fleet renewal and 
maintenance programs. This was designed to improve 
reliability, minimize downtime, and reduce maintenance 
costs on the older tractors in our fleet. The initiative has been 
proven in our results as our average fleet maintenance cost 
per mile has decreased as our average fleet age increased. 

Asset utilization was also a focus in the first year of our 
turnaround. We analyzed our total truckload and brokerage 
freight demand through the development of proprietary 
optimization software focused on yield. This allows our 
segments to operate as one company, increasing freight 
selectivity for assets while significantly increasing 
Brokerage volumes which provide additional solutions for 
our customers. 

In September of 2017 we began a new load planning initiative 
in our Over the Road division in which we experienced over a 
5% utilization improvement in the first week.

decision to transition to a more variable cost model to 
support cross border freight with Mexico. This strategic 
decision reflects the latest step in the Company’s 
transformation as we methodically evaluate our capital 
allocation, improve our operational execution, and target 
industry-leading profitability.

Taken together, our initiatives have enabled U.S. Xpress to 
deliver sustainable adjusted operating ratio improvement 
which can be clearly seen in our fourth quarter 2018 financial 
results where we delivered a 92.5% adjusted operating ratio*, 
representing a 280 basis point improvement, year over year. 
We measure our success by the adjusted operating ratio that 
our team delivers as we work to increase earnings. The 
fourth quarter of 2018’s performance represents the sixth 
consecutive quarter of adjusted operating ratio improvement 
and is the best adjusted operating ratio that we have 
delivered in 20 years.

While our initiatives have enabled us to work towards 
sustainable adjusted operating ratio improvement, we believe 
there is continued significant room for further expansion as our 
newer initiatives, load planning and fleet management produce 
even greater results as we continue to improve our operational 
execution, and target industry-leading profitability. 

OUR DRIVERS

Our achievements would not be possible without our drivers 
who are our most important asset and central to our 
success. As a result, we have implemented a series of 
initiatives designed to improve driver satisfaction, including a 
fleet management program designed to proactively solve 
potential challenges that our drivers will face. We believe this 
program will minimize driver challenges while improving 
utilization and ultimately improving driver satisfaction and, 
therefore, retention.

Most recently, we made the decision to exit our U.S. - Mexico 
operations which we announced in January of 2019. Through 
our extensive review of our operations, we evaluated our 
aggregate investment in our U.S. - Mexico operations and 
determined that we were not earning an appropriate return 
on capital. Additionally, we were also experiencing lane 
inefficiencies in the U.S., as serving freight to and from the 
border did not maximize revenue per mile or meet our other 
network planning priorities. As a result, we made the 

We also launched our Full Ride program in September which 
allows our drivers and their dependents the opportunity to 
earn a bachelor’s or master’s degree in the field of their 
choice at no cost to them. This program offers our drivers 
and their families the life-changing opportunity to attend 
college at a time when it is becoming increasingly expensive 
and unattainable to many. We also believe the Full Ride 
program will attract people to our industry who may have 
not previously thought about driving a truck.

U.S. XPRESS ENTERPRISES, INC.   //  2018 ANNUAL REPORT  //  7

WE HAVE TRULY TRANSFORMED U.S. 
XPRESS WHICH IS EXCITING AS WE LOOK 
TO THE OPPORTUNITIES AHEAD.

This past February, we launched our new Professional Driver 
Development program and the opening of our redesigned 
development center in Tunnel Hill, Georgia. Created by truck 
driving professionals, the program replaces lecture-style 
classes with technology, driving simulators, and best in class 
learning and development techniques. This program 
showcases our continued commitment to a better quality of 
life for drivers, establishing U.S. Xpress as an industry 
leader as the largest truckload carrier to implement a 
competency-aligned simulator program.

Between our new Professional Driver Development program, 
our Full Ride scholarship program, day one medical benefits, 
and advanced truck technology, we are giving our greatest 
assets, our drivers, the tools to further grow and develop 
professionally. In addition, we will have a focus on technology, 
which will continue to improve our drivers’ lifestyle, including 
digital load matching, automated load acceptance and 
prioritization, and working towards our ultimate goal of the 
frictionless order.

LOOKING AHEAD

Our strategic initiatives were developed with an emphasis on 
managing the business by core metrics including Rate, Truck 
Count, Utilization and Cost, delivering an adjusted operating 
ratio significantly better than our historical average and 
closing the gap on our peers. In 2018, we delivered our third 
consecutive year of adjusted operating ratio improvement.

Looking ahead to 2019, we anticipate moderate economic 
growth with a more balanced relationship of freight demand 
and available truckload capacity which we expect to drive 
mid-single digit rate increases. Against this backdrop, when 
combined with our initiatives, we expect to achieve a fourth 
consecutive year of adjusted operating ratio improvement.

To conclude, I am pleased with our results in 2018 and excited 
with the opportunities that I see ahead as we strive to achieve 
our goal of delivering industry leading profitability.

8

Eric Fuller, President and Chief Executive Officer

GAINING MOMENTUM 2018 Annual Report

Cautionary Note Regarding Forward-looking Statements 

BUSINESS 

This  Annual  Report  (this  “Annual  Report”)  contains  certain  statements  that  may  be  considered  forward-looking 
statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange 
Act”),  and Section 27A of  the  Securities  Act  of 1933, as amended  (the “Securities  Act”)  and  such  statements are 
subject  to  the  safe  harbor  created  by  those  sections  and  the  Private  Securities  Litigation  Reform  Act  of  1995,  as 
amended.  All statements, other than statements of historical or current fact, are statements that could be deemed 
forward-looking statements,  including  without  limitation: any projections of earnings, revenues  or other  financial 
items; any statement of plans, strategies, outlook, growth prospects or objectives of management for future operations; 
our operational and financial targets; general economic trends, performance or conditions and trends in the industry 
and markets; the competitive environment in which we operate; any statements concerning proposed new services, 
technologies or developments; and any statement of belief and any statements of assumptions underlying any of the 
foregoing. In this Annual Report, statements relating to the impact of new accounting standards, future tax rates, 
expenses, and deductions, expected freight demand, capacity, and volumes, potential results of a default under our 
Credit Facility or other debt agreements, expected sources of working capital and liquidity (including our mix of debt, 
capital  leases,  and  operating  leases  as  means  of  financing  revenue  equipment),  expected  capital  expenditures, 
expected fleet age and mix of owned versus leased equipment, expected impact of technology, including the impact of 
event  recorders,  future  customer  relationships,  future  use  of  dedicated  contracts,  future  growth  in  independent 
contractors and related purchased transportation expense and fuel surcharge reimbursement, future growth of our 
lease-purchase program, future driver market conditions and driver turnover and retention rates, any projections of 
earnings, revenues, cash flows, dividends, capital expenditures, or other financial items, expected cash flows, expected 
operating  improvements,  including  improvements  in  our  Adjusted  Operating  Ratio  and  working  capital,  any 
statements regarding future economic conditions or performance, any statement of plans, strategies, and objectives 
of management for future operations, including the anticipated impact of such plans, strategies, and objectives, future 
rates and prices, future utilization, future depreciation and amortization, future salaries, wages, and related expenses, 
including driver compensation, future insurance and claims expense, including the impact of the installation of event 
recorders, future fluctuations in fuel costs and fuel surcharge revenue, including the future effectiveness of our fuel 
surcharge program, strategies for managing fuel costs, future fluctuations in operating expenses and supplies, future 
fleet  size  and  management,  the  market  value  of  used  equipment,  including  gain  on  sale,  future  residual  value 
guarantees, any  statements  concerning proposed  acquisition  plans, new services  or  developments,  the  anticipated 
impact of legal proceedings on our financial position and results of operations, among others, are forward-looking 
statements. Such statements may be identified by their use of terms or phrases such as “believe,” “may,” “could,” 
“expects,”  “estimates,”  “projects,”  “anticipates,”  “plans,”  “intends,”  and  similar  terms  and  phrases.    Such 
statements  are  based  on  currently  available  operating,  financial  and  competitive  information.  Forward-looking 
statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified, which 
could cause future events and actual results to differ materially from those set forth in, contemplated by, or underlying 
the forward-looking statements.  Factors that could cause or contribute to such differences include, but are not limited 
to, those discussed in the section entitled “Risk Factors,” set forth below. Readers should review and consider the 
factors discussed in “Risk Factors,” along with various disclosures in our press releases, stockholder reports, and 
other filings with the Securities and Exchange Commission (“SEC”). 

All such forward-looking statements speak only as of the date of this Annual Report.  You are cautioned not to place 
undue reliance on such forward-looking statements. We expressly disclaim any obligation or undertaking to release 
publicly any updates or revisions to any forward-looking statements contained herein to reflect any change in our 
expectations  with  regard  thereto  or  any  change  in  the  events,  conditions,  or  circumstances  on  which  any  such 
statement is based. 

References in this Annual Report to “we,” “us,” “our,” or the “Company” or similar terms refer to U.S. Xpress 
Enterprises, Inc., and its subsidiaries. 

GENERAL 

Our Business 

We are the fifth largest asset-based truckload carrier in the United States by revenue, generating over $1.8 billion in 
total  operating  revenue  in  2018.  We  provide  services  primarily  throughout  the  United  States,  with  a  focus  in  the 
densely populated and economically diverse eastern half of the United States. We offer customers a broad portfolio 
of services using our own truckload fleet and third-party carriers through our non-asset-based truck brokerage network. 
As  of  December 31,  2018,  our  fleet  consisted  of  approximately  6,900  tractors  and  approximately  16,000  trailers, 

1 

 
 
 
including approximately 1,650 tractors provided by independent contractors. All of our tractors have been equipped 
with electronic logs since 2012, and our systems and network are engineered for compliance with the federal electronic 
log  mandate.  Our  terminal  network  is  established  and  capable  of  handling  significantly  larger  volumes  without 
meaningful additional investment. In June 2018, we completed our initial public offering (the “IPO”). 

For much of our history, we focused primarily on scaling our fleet and expanding our service offerings to support 
sustainable, multi-faceted relationships with customers. More recently, we have focused on our core service offerings 
and refined our network to focus on shorter, more profitable lanes with more density, which we believe are more 
attractive  to  drivers.  Over  the  last  four  years,  we  have  recruited  and  developed  new  executive  and  operational 
management teams with significant industry experience and instilled a new culture of professional management. These 
changes, which are ongoing, helped us to maintain relatively stable profitability during the weak truckload market of 
2016 and early 2017, and drive significant improvements to profitability during the strong truckload market beginning 
in the second half of 2017.  

Our Service Offerings 

We organize our service offerings into two reportable segments, Truckload and Brokerage. The Truckload segment 
offers asset-based truckload services, including the over-the-road (“OTR”) and dedicated contract services described 
below. Our Brokerage segment is principally engaged in non-asset-based freight brokerage services. We believe many 
customers seek truckload operators that offer both asset-based and non-asset-based services to help ensure capacity 
will  be  available  as  needed. We believe  that  each of our service offerings, on  a  stand-alone revenue basis, would 
represent one of the largest participants in its respective market. 

Below is a brief overview of our service offerings: 

Approximate 
% of 2018 
Revenue(1)

 51% 

Description 

(cid:132) Transports a full trailer of freight for a single customer from origin to 

destination, typically without intermediate stops or handling  

(cid:132) Short-term  contracts  and  spot  moves  that  include  irregular  route 

moves without volume and capacity commitments 

(cid:132) Tractors  are  operated  with  one  driver  or  a  team  of  two  drivers  to 

handle more time-sensitive, higher margin freight 

(cid:132) Routes are generally between 450 and 1,050 miles in length  
(cid:132) Fuel surcharge programs help us offset most of the negative impact of 

rising fuel prices associated with loaded or billed miles 

32% 

(cid:132) Contractually  assigned  equipment,  drivers  and  on-site  personnel  to 

address customers’ needs for committed capacity and service levels 

(cid:132) Multi-year initial contract term with guaranteed volumes and pricing  
(cid:132) We have renewed substantially all of our dedicated contracts after the 

initial contract term 

(cid:132) Fuel costs are typically more predictable and less volatile under the 

fixed and variable pricing of these contracts 

(cid:132) Historically, our dedicated contract customers generally adjust pricing 
to account for driver wage increases, although these adjustments may 
not be contractually required 

15% 

(cid:132) Non-asset-based  freight  brokerage  service  through  which  loads  are 

contracted to third-party carriers 

(cid:132) Allocation  strategy  designed  to  maximize  profitability  of  our 
Truckload fleet before outsourcing loads to third-party carriers 
(cid:132) In the past 12 months, we have utilized the capacity of approximately 

20,000 third-party carriers 

)

%
3
8
(
d
a
o
l
k
c
u
r
T

OTR

Dedicated 
Contract 

Brokerage 

(1) 

Based on revenue, before fuel surcharge. Approximately 2% of revenue is attributable to detention and other 
ancillary services. 

While we primarily operate in the eastern half of the United States, we provide services into and out of Mexico. In 
January 2019, we sold our interest in Xpress Internacional. Even following our sale of Xpress Internacional, we expect 

2 

 
 
 
 
to have business to and from Mexico via a more variable cost model using third party carriers.  During 2018, 2017 
and 2016, substantially all of our operating revenue was generated in the United States.  

Customer Relationships 

We maintain a diverse, long-standing customer base that includes many Fortune 500 companies, including Amazon, 
Dollar General, Dollar Tree, FedEx, Home Depot, Kroger, Procter & Gamble, Target, Tractor Supply and Walmart. 
Our  customers  fall  within  a  broad  spectrum  of  geographies  and  end  markets,  including  retail,  food  and  beverage, 
e-commerce  and  packages,  manufacturing  and  consumer  products.  No  other  category  comprised  more  than 
five percent of the end markets we served at December 31, 2018. Relationships with our top ten customers exceed ten 
years  on  average.  For  the  year  ended  December 31,  2018,  our  largest  customer,  Walmart  Inc.,  accounted  for 
approximately 12% of our revenue, excluding fuel surcharge. 

Tractor and Trailer Fleets 

We operate a modern fleet of approximately 5,300 company-owned tractors and approximately 16,000 trailers, and 
we also contract for additional tractor capacity through approximately 1,650 independent contractors, who provide 
both the tractor and a driver and, except for the trailer, which we generally provide, bear the operating expenses of 
each load. Our company tractor fleet continues to adopt the most advanced technology in today’s market including 
electronic logging devices (“ELDs”), electronic speed limiters, electronic roll stability, improved aerodynamics and 
fuel  efficiency  technologies,  enhanced  tractor  connectivity  with  remote  updating  capabilities,  improved  automatic 
transmissions, lane departure and collision warning / avoidance systems and upgraded braking systems. Each of our 
company tractors is also equipped with onboard communication units that offer real time freight positioning to our 
customers and instant communication between our drivers and us, and we are currently equipping our tractors with 
event recorders. We believe event recorders will give us the ability  to better train our drivers with respect to safe 
driving behavior, which in turn may help reduce insurance costs over time. 

Tractors and trailers represent our most substantial capital investments. In general, we expect to operate a tractor for 
approximately  475,000  miles,  which  when  averaged  across  our  fleet  as  of  December  31,  2018  equates  to 
approximately  4.5 years  of  operation  (while  most  major  components  are  under  warranty)  and  a  trailer  for  up  to 
10 years or more of operation. We depreciate or finance our equipment over their useful lives and down to salvage 
values that we expect to represent fair market value at the expected time of sale. Our ongoing capital expenditures are 
significant,  and  our  annual  depreciation  expense  is  expected  to  be  approximately  equal  to  maintenance  capital 
expenditures, net of proceeds of dispositions, assuming a constant percentage of leased versus owned equipment and 
a constant trade cycle. In practice, we vary our trade cycle and financing based on the market for new and used tractors, 
the quality, dependability and cost per mile to operate the equipment, our capital budget, expected tax benefits and 
other factors. Based on the volumes we purchase, we believe that we have a cost advantage in the procurement of new 
tractors and trailers compared to the prices paid by small trucking companies.  

Our company tractors had an average age of approximately 2.4 years at December 31, 2018. During 2019, we expect 
to continue to replace tractors as they reach approximately 475,000 miles, which we expect will result in an average 
tractor age of approximately 1.5 years at December 31, 2019.  

Our Competitive Strengths 

We  believe  the  following  competitive  strengths  provide  us  with  a  strong  foundation  to  continue  to  improve  our 
profitability and stockholder value: 

Industry leading truckload operator with significant scale 

As the fifth largest asset-based truckload carrier in the United States in 2018 by total operating revenue, we believe 
our large scale provides us with significant benefits. These benefits include economies of scale on major expenditures 
such as tractors, trailers and fuel, as well as our overall infrastructure. Additionally, we can offer an enhanced value 
proposition for large customers who seek efficiency in sourcing capacity from a limited number of carriers and flexible 
capacity to accommodate seasonal surge volumes. Our established and well-maintained terminal network is capable 
of handling meaningfully larger volumes without meaningful additional investment. 

Complementary mix of services to afford flexibility and stability throughout economic cycles 

Our service offerings have unique characteristics and are subject to differing market forces, which we believe allows 
us to respond effectively through economic cycles. 

3 

OTR 

OTR business involves short-term customer contracts without pricing or volume guarantees that allow us to benefit 
from periods of supply and demand imbalance and price volatility. This is the largest part of our business and the 
overall truckload market, which is currently benefiting from strength in pricing and volumes. 

Dedicated 

Dedicated  business  features  committed  rates,  lanes  and  volumes  under  contracts  that  generally  afford  us  greater 
revenue  predictability  over  the  contract  period  and  help  smooth  the  impact  of  market  cycles.  Additionally,  our 
dedicated contract service offering generally has higher driver retention rates than our OTR service offering, which 
we believe is because our professional drivers prefer the more predictable time at home that dedicated routes offer. In 
addition, this increased visibility allows us to commit and invest fleet resources with a more predictable return profile. 

Brokerage 

Brokerage capacity allows us to aggregate volume and to flex the amount allocated to our own fleet with freight cycles. 
Typically, we allocate more loads to our OTR fleet during slow freight demand to keep our assets productive, and 
more loads to third-party carriers during higher freight demand to maintain control over customer freight and make a 
margin on outsourcing the moves. By retaining control over significantly more freight than we are able to serve with 
our own assets, and allocating the available loads first to our own tractors, we have more choices for optimizing the 
utilization and pricing of our fleet every day and throughout market cycles. 

Long-standing, diverse and resilient customer base 

We  maintain  a  long-standing  customer  base  that  includes  many  Fortune  500  companies  with  national  footprints, 
including Amazon, Dollar General,  Dollar Tree, FedEx, Home  Depot, Kroger,  Procter &  Gamble,  Target,  Tractor 
Supply  and  Walmart.  As  of  December 31,  2018,  relationships  with  our  top  ten  customers  exceeded  ten  years  on 
average. Our portfolio of blue-chip customers allows us to benefit from the less cyclical and more-stable demand from 
grocery  and  dollar  stores  in  addition  to  increasing  demand  due  to  secular  growth  trends  in  end-markets  such  as 
e-commerce. We also benefit from significant cross-selling opportunities among large key customers, as all of our top 
ten customers use at least two of our three service offerings, which allows us to have multiple points of contact with 
our customers and take advantage of varying bid cycles.  

Modern fleet and maintenance system designed to optimize life cycle investment and minimize operating costs 

Our fleet represents our largest capital investment, a visible representation of our brand for customers and drivers and 
a large portion of our controllable costs. We select, maintain and dispose of our fleet based on rigorous analysis of our 
investments and operating costs. 

Our modern and well-maintained fleet consisted of approximately 5,300 company tractors with an average age of 
approximately  2.4 years  and  approximately  16,000 trailers  at  December 31,  2018.  We  also  contracted  for 
approximately 1,650 tractors provided by independent contractors at December 31, 2018. We equip our tractors with 
carefully  selected  components  based  on  initial  cost,  maintenance  requirements,  warranty  coverage,  safety  and 
efficiency advantages, driver preference and resale value. Our company tractor fleet is technologically advanced and 
equipped with safety and efficiency features, including using electronic logs since 2012, electronic speed limiters, 
automatic transmissions, lane departure and collision warning systems, air disc brakes and high performance wide 
brake drums and electronic roll stability. In addition, we have installed forward-facing event recorders in our company 
tractors, which we expect to further enhance our safety program and reduce insurance and claims costs over time. 

Over the past several years, we have developed a disciplined and effective in-house maintenance program designed 
to actively manage these assets based on customized timetables for preventive maintenance and replacement of parts. 
We believe this approach, coupled with our in-house maintenance facilities and in-house technicians dedicated to fleet 
maintenance, helps us effectively manage our maintenance cost per mile, keeps drivers on the road efficiently and 
creates an attractive asset and record for resale. 

Motivated management team focused on tactical execution and leadership in the truckload market 

Our  management  and  operations  team  has  been  carefully  assembled  to  obtain  a  mix  of  industry  veterans  from 
successful  competitors  and  high-performing  internal  candidates,  all  of  whom  are  motivated  to  perform  in  our 
transparent, metric-driven environment. Our President and Chief Executive Officer, Eric Fuller, has over 19 years of 
experience  at U.S. Xpress  and has been responsible  for developing  the  team  and  spearheading  our transformation 
program over the last three years. Our management team’s compensation and ownership of our common stock provide 

4 

further  incentive  to  improve  business  performance  and  profitability.  In  addition,  with  active  positions  in  industry 
associations, such as the American Trucking Associations, Inc. (“ATA”), our management team provides us with a 
key role in the discussions that we believe are shaping the future of the industry. We believe our leadership team is 
well-positioned to execute our strategy and remains a key driver of our financial and operational success. 

Our Strategies 

We believe we possess the scale, infrastructure and service offerings to compete effectively in our markets. We believe 
our opportunity for further improvement is significant, and our strategies are designed to enhance stockholder value. 

Complete  the  implementation  of  our  tactical  initiatives  and  pursue  additional  strategic  initiatives  through 
technology 

•

Fine-tune our Load Planning Initiative to maximize use of drivers’ hours-of-service 

•  Realize the benefits of our Fleet Management Initiative finalized in late 2018  

•  Continue to develop regional freight market balance and density through our Customer Service Initiative 

•  Access additional cost saving opportunities as a result of more efficient workflow environments 

•  Continue developing a graph database platform that uses real-time information and machine learning to 

enhance load planning capabilities 

Grow profitably as appropriate to the market cycle 

•

Continue to leverage our service mix to manage through all market cycles 

•  Grow our revenue base prudently with a focus on dedicated contract service and brokerage by 
cross-selling our services with existing customers and pursuing new customer opportunities 

•  Maximize  profitability  for  new  freight  across  OTR  and  brokerage  operations  by  selectively 

allocating freight to company assets 

• 

Seek favorable dedicated service contracts and brokerage freight to manage 

•  Capitalize on current favorable truckload environment 

•  Continue to secure rate increases in all of our service offerings 

• 

Strategically expand our fleet based on expected profitability and driver availability, including 
through our company-sponsored independent contractor lease program (which has grown from 
zero drivers in the second quarter of 2017 to approximately 850 drivers at December 31, 2018) 

•  Leverage current market conditions to accelerate timeline for enhancement of network 

Capitalize on technological change and developments 

•

• 

Use our scale and relationships to gain early access to technological advances and evaluate the costs and 
benefits 

Pursue artificial intelligence to accommodate individual drivers’ preferences with the goal of improving 
driver satisfaction and retention 

•  Apply  data  analytics  across  the  billions  of dollars of  freight  spend  we see  every  year  to  capture  and 

optimize the execution of our customers’ loads and our network 

• 

Partner with manufacturers to test, evaluate and refine electric, autonomous and other advanced vehicle 
technology 

• 

Pursue blockchain technology to secure supply chains and our information 

5 

Maintain flexibility through long-term enterprise planning and conservative financial policies 

• Maximize our free cash flow generation by managing expenses, taxes and capital expenditures 

• 

• 

Prioritize  growth  in  dedicated  contract  services,  which  offers  more  predictable  revenue  streams  and 
greater asset productivity 

Prioritize growth in brokerage, which requires limited capital investment and affords network-balancing 
freight volumes 

•  Monitor capital allocation to improve long-term return on invested capital 

•  Maintain a conservative leverage profile  

Company Drivers 

Professional truck drivers are the backbone of our success and the heart of the Company. Responsibility for driver 
retention  flows  throughout  our  organization  and  every  office  and  maintenance  employee  is  expected  to  take  the 
necessary  steps  to  keep our drivers  satisfied  and productive. Keeping  our drivers  satisfied  and safe  is  the  guiding 
principle  behind  our  modern  fleet,  training  programs  and  driver  compensation.  Company  drivers  are  eligible  to 
participate in our health care plan and certain voluntary plans, including life insurance and disability plans, dental and 
vision plans and our 401(k) plan.  

Our drivers are subject to certain hiring guidelines related to driving history, accident and safety history, physical 
standards and drug and alcohol testing. Upon meeting certain criteria, applicants are invited to attend an orientation at 
one  of  our  service  centers.  The  on-site  orientation  is  focused  on  introducing  a  driver  to  the  concepts  and  training 
necessary to be a successful, professional driver, including training related to safety, life on the road, our operations 
and equipment and electronic log operation. The on-site orientation also includes a road test. 

Independent Contractors 

In addition to the company drivers that we employ, we enter into contracts with independent contractors. Independent 
contractors operate their own tractors (although some employ drivers they hire) and provide their services to us under 
contractual arrangements. Except for generally providing independent contractors with the use of our trailers, they are 
responsible for the ownership and operating expenses and are compensated by us primarily on a rate per mile basis. 
By  operating  safely  and  productively,  independent  contractors  can  improve  their  own  profitability  and  ours.  We 
believe that the fleet of independent contractors we engage provides significant advantages that primarily arise from 
the motivation of business ownership. Independent contractors tend to produce more miles per tractor per week. As 
of December 31, 2018, the approximately 1,650 independent contractors we engage comprised approximately 26% of 
our available capacity, as measured by tractor count. 

Services  offered  to  independent  contractors  include  insurance,  maintenance  and  fuel.  Through  our  wholly  owned 
insurance  captive  subsidiary,  Xpress  Assurance, Inc.  (“Xpress  Assurance”),  independent  contractors  can  purchase 
occupational accident, physical damage and other types of insurance. Independent contractors also are able to procure 
at their expense fuel and maintenance services at our truckload service centers. 

Employment

As of December 31, 2018, we employed approximately 8,912 employees, of whom approximately 6,478 were drivers, 
approximately  323  were  maintenance  technicians  and  approximately  2,111  were  office  employees,  including 
operations staff, sales and marketing, recruiting, safety and other support personnel. None of our domestic employees 
are  covered  by  a  collective  bargaining  agreement.  Our  former  Mexican  subsidiary,  Xpress  Internacional,  had  a 
collective bargaining agreement with its Mexican employees on substantially the same employment terms required by 
Mexican  law.  In  January  2019,  we  sold  our  interest  in  Xpress  Internacional  which  employed  approximately  650 
employees as of December 31, 2018. 

Insurance 

We retain high deductibles on a significant portion of our claims exposure and related expenses associated with third 
party bodily injury and property damage, employee medical expenses, workers’ compensation, physical damage to 
our equipment and cargo loss. See “Risk Factors.” We currently carry the following material types of insurance, which 
generally have the retention amounts, maximum benefits per claim and other limitations noted:  

6 

• 

• 

• 

commercial  automobile  liability  excess  coverage  approximately  $300.0 million  of  coverage  per 
occurrence subject to a $3.0 million retention per occurrence with annual aggregate limits within the 
$3.0 to $10.0 million layer of $14.0 million and a three-year policy aggregate of $28.0 million; 

general liability, business auto liability and excess employer’s liability coverage: approximately $300.0 
million of coverage per occurrence subject to a $25,000 deductible per occurrence for general liability 
claims, $50,000 deductible per occurrence for business auto claims and $500,000 deductible for excess 
employer’s liability: 

cargo  damage  and  loss:  $2.0 million  limit  per  tractor  or  trailer  subject  to  a  $250,000  retention  per 
occurrence; 

•  workers’ compensation/employers’ liability: statutory coverage limits subject to a $500,000 retention 

for each accident or disease; 

• 

• 

• 

• 

• 

• 

employment practices and wage and hour liability: $25.0 million aggregate limit in coverage subject to 
a $1.0 million retention for employment practices and  $2.5 million retention for wage and hour for either 
a single claim or a class action; 

directors’ and officers’ insurance: $75.0 million aggregate limit of coverage subject to a $1.0 million 
retention with various sub-limits; 

fiduciary liability policy: $10.0 million aggregate limit of coverage subject to a $10,000 retention; 

employee healthcare: we retain each employee health care claim and maintain stop loss insurance of 
$1.0 million; 

crime insurance: $5.0 million of coverage subject to a $100,000 retention; and 

underground storage tank liability: $5.0 million in coverage with a $10,000 deductible. 

Regulation 

Transportation Regulations 

Our  operations  are  regulated  and  licensed  by  various  government  agencies,  including  the  Department  of 
Transportation  (“DOT”),  Environmental  Protection  Agency  (“EPA”)  and  the  Department  of  Homeland  security 
(“DHS”). These and other federal and state agencies also regulate our equipment, operations, drivers and third-party 
carriers. 

The  DOT,  through  the  Federal  Motor  Carrier  Safety  Administration  (“FMCSA”),  imposes  safety  and  fitness 
regulations on us and our drivers, including rules that restrict driver hours-of-service. Changes to such hours-of-service 
rules can negatively impact our productivity and affect our operations and profitability by reducing the number of 
hours per day or week our drivers may operate and/or disrupting our network. While the FMCSA has proposed and 
implemented  such  changes  in  the  past,  no  such  changes  are  currently  formally  proposed.  However,  the  FMCSA 
recently indicated it may be soon soliciting feedback from industry stakeholders regarding future hours-of service 
changes.  Any future changes to hours-of-service rules could materially adversely affect our results of operations and 
profitability. 

There are two methods of evaluating the safety and fitness of carriers. The first method is the application of a safety 
rating that is based on an onsite investigation and affects a carrier’s ability to operate in interstate commerce. We 
currently  have  a  satisfactory  DOT  safety  rating  for  our  U.S.  operations  under  this  method,  which  is  the  highest 
available rating under the current safety rating scale. If we were to receive a conditional or unsatisfactory DOT safety 
rating,  it  could  materially  adversely  affect  our  business,  as  some  of  our  existing  customer  contracts  require  a 
satisfactory DOT safety rating. In January 2016, the FMCSA published a Notice of Proposed Rulemaking outlining a 
revised safety rating measurement system, which would replace the current methodology. Under the proposed rule, 
the current three safety ratings of “satisfactory,” “conditional” and “unsatisfactory” would be replaced with a single 
safety rating of “unfit,” and a carrier would be deemed fit when no rating was assigned. Moreover, the proposed rules 
would use roadside inspection data in addition to investigations and onsite reviews to determine a carrier’s safety 
fitness  on  a  monthly  basis.  Under  the  current  rules,  a  safety  rating  can  only  be  given  upon  completion  of  a 
comprehensive onsite audit or review. Under the proposed rules, a carrier would be evaluated each month and could 
be given an “unfit” rating if the data collected from roadside inspections, investigations and onsite reviews did not 
meet certain standards. The proposed rule underwent a public comment period extending into May 2016 and several 

7 

 
industry groups and lawmakers have expressed their disagreement with the proposed rule, arguing that it violates the 
requirements of the Fixing America’s Surface Transportation Act (the “FAST Act”), and that the FMCSA must first 
finalize its review of the Compliance, Safety, Accountability program (“CSA”) scoring system, described in further 
detail below. Based on this feedback and other concerns raised by industry stakeholders, in March 2017, the FMCSA 
withdrew the Notice of Proposed Rulemaking related to the new safety rating system. In its notice of withdrawal, the 
FMCSA  noted  that  a  new  rulemaking  related  to  a  similar  process  may  be  initiated  in  the  future.  Therefore,  it  is 
uncertain if, when or under what form any such rule could be implemented. 

In addition to the safety rating system, the FMCSA has adopted the CSA program as an additional safety enforcement 
and compliance model that evaluates and ranks fleets on certain safety-related standards. The CSA program analyzes 
data from roadside inspections, moving violations, crash reports from the last two years and investigation results. The 
data is organized into seven categories. Carriers are grouped by category with other carriers that have a similar number 
of safety events (e.g., crashes, inspections or violations) and carriers are ranked and assigned a rating percentile to 
prioritize them for interventions if they are above a certain threshold. Currently, these scores do not have a direct 
impact on a carrier’s safety rating. However, the occurrence of unfavorable scores in one or more categories may 
(i) affect  driver  recruiting  and  retention  by  causing  high-quality  drivers  to  seek  employment  with  other  carriers, 
(ii) cause our customers to direct their business away from us and to carriers with higher fleet rankings, (iii) subject 
us to an increase in compliance reviews and roadside inspections, (iv) cause us to incur greater than expected expenses 
in our attempts to improve unfavorable scores or (v) increase our insurance expenses, any of which could adversely 
affect our results of operations and profitability. 

Under the CSA, these scores were initially made available to the public in five of the seven categories. However, 
pursuant to the FAST Act, which was signed into law in December 2015, the FMCSA was required to remove from 
public view the previously available CSA scores while it reviews the reliability of the scoring system. During this 
period  of  review  by  the  FMCSA,  we  will  continue  to  have  access  to  our  own  scores  and  will  still  be  subject  to 
intervention  by  the  FMCSA  when  such  scores  are  above  the  intervention  thresholds.  A  study  was  conducted  and 
delivered to the FMCSA in June 2017 with several recommendations to make the CSA program more fair, accurate, 
and reliable. In late June 2018, the FMCSA provided a report to Congress outlining the changes it may make to the 
CSA  program  in  response  to  the  study.  Such  changes  include  the  testing  and  possible  adoption  of  a  revised  risk 
modeling  theory,  potential  collection  and  dissemination  of  additional  carrier  data  and  revised  measures  for 
intervention thresholds. The adoption of such changes is contingent on the results of the new modeling theory and 
additional public feedback. Therefore, it is unclear if, when and to what extent such changes to the CSA program will 
occur. However, any changes that increase the likelihood of us receiving unfavorable scores could materially adversely 
affect our results of operations and profitability. 

Following  the  2001  terrorist  attacks,  the  DHS  and  other  federal,  state  and  municipal  authorities  implemented  and 
continue to implement various security measures, including checkpoints and travel restrictions on large trucks. The 
Transportation Safety Administration requires that each driver who applies for or renews his or her license for carrying 
hazardous  materials  is  not  a  security  threat.  This  requirement  has  reduced  the  pool  of  qualified  drivers  who  are 
permitted  to  transport  hazardous  materials.  These  regulations  also  could  complicate  the  matching  of  available 
equipment with hazardous material shipments, thereby increasing our response time and our empty miles on customer 
shipments. As a result, we could possibly fail to meet certain customer needs or incur increased expenses to do so, 
either of which could materially adversely affect our business, financial condition and results of operations. 

In November 2015, the FMCSA published its final rule related to driver coercion, which took effect in January 2016. 
Under this rule, carriers, shippers, receivers, or transportation intermediaries that are found to have coerced drivers to 
violate certain FMCSA regulations (including hours-of-service rules) may be fined up to $16,000 for each offense. 

The final rule requiring the use of ELDs was published in December 2015. This rule requires drivers of commercial 
motor vehicles that are required to keep logs to be ELD-compliant by December 2017. Enforcement of this rule was 
phased in, as states did not begin putting tractors out of service for non-compliance until April 1, 2018. However, on 
a state-by-state basis, carriers were subject to citations for non-compliance with the rule after the December 2017 
compliance deadline. For those carriers who had automatic onboard recording devices (“AOBRDs”) installed prior to 
the  December 2017  compliance  deadline,  the  deadline  to be  fully  compliant  is  December 2019.  We currently  use 
AOBRDs  and  intend  to  be  fully  converted  to  ELDs  by  the  December  2019  deadline.  We  do  not  believe  that  the 
conversion from AOBRDs to ELDs will have any material impact on our operations. However, we believe that more 
effective hours-of-service enforcement under this rule may improve our competitive position by causing all carriers 
to adhere more closely to hours-of-service requirements.  

In December 2016, the FMCSA issued a final rule establishing a national clearinghouse for drug and alcohol testing 
results and requiring motor carriers and medical review officers to provide records of violations by commercial drivers 
of FMCSA drug and alcohol testing requirements. Motor carriers will be required to query the clearinghouse to ensure 

8 

drivers and driver applicants do not have violations of federal drug and alcohol testing regulations that prohibit them 
from operating commercial motor vehicles. This rule is scheduled for implementation in early 2020 and may reduce 
the number of available drivers in an already constrained driver market. 

Other rules have been recently proposed or made final by the FMCSA, including (i) a rule requiring the use of speed 
limiting devices on heavy duty tractors to restrict maximum speeds, which was proposed in 2016, and (ii) a rule setting 
forth minimum driver-training standards for new drivers applying for commercial driver’s licenses for the first time 
and to experienced drivers upgrading their licenses or seeking a hazardous materials endorsement, which was made 
final in December 2016, with a compliance date in February 2020. In July 2017, the DOT announced that it would no 
longer pursue a speed limiter rule, but left open the possibility that it could resume such a pursuit in the future. The 
effect of these rules, to the extent they become effective, could result in a decrease in fleet production and driver 
availability,  either  of  which  could  materially  adversely  affect  our  business,  financial  condition  and  results  of 
operations. 

In March 2014, the Ninth Circuit Court of Appeals held that California state wage and hour laws are not preempted 
by federal law. The case was appealed to the Supreme Court of the United States, which denied certiorari in May 
2015, and accordingly, the Ninth Circuit Court of Appeals decision stood. However, in December 2018, the FMCSA 
granted a petition filed by the ATA and in doing so determined that federal law does preempt California’s wage and 
hour laws, and interstate truck drivers are not subject to such laws. The FMCSA’s decision has been appealed by labor 
groups, and multiple lawsuits have been filed in federal courts seeking to overturn the decision, and thus it’s uncertain 
whether it will stand. Other current and future state and local wage and hour laws, including laws related to employee 
meal breaks and rest periods, may also vary significantly from federal law. As a result, we, along with other companies 
in our industry, are subject to an uneven patchwork of wage and hour laws throughout the United States. In the past, 
certain legislators have proposed federal legislation to preempt state and local wage and hour laws; however, passage 
of  such  legislation  is  uncertain.  If  federal  legislation  is  not  passed,  we  will  either  need  to  comply  with  the  most 
restrictive state and local laws across our entire fleet, or revise our management systems to comply with varying state 
and local laws. Either solution could result in increased compliance and labor costs, driver turnover and decreased 
efficiency. 

Tax and other regulatory authorities, as well as independent contractors themselves, have increasingly asserted that 
independent contractor drivers in the trucking industry are employees rather than independent contractors and our 
classification of independent contractors has been the subject of audits by such authorities from time to time. Federal 
legislation  has  been  introduced  in  the  past  that  would  make  it  easier  for  tax  and  other  authorities  to  reclassify 
independent contractors as employees, including legislation to increase the recordkeeping requirements for those that 
engage independent contractor drivers and to increase the penalties for companies who misclassify their employees 
and are found to have violated employees’ overtime and/or wage requirements. Additionally, federal legislators have 
sought to abolish the current safe harbor allowing taxpayers meeting certain criteria to treat individuals as independent 
contractors  if  they  are  following  a  long-standing,  recognized  practice,  extend  the  Fair  Labor  Standards  Act  to 
independent contractors and impose notice requirements based on employment or independent contractor status and 
fines for  failure  to  comply.  Some  states  have  put  initiatives  in  place  to  increase  their  revenue from  items  such  as 
unemployment,  workers’  compensation  and  income  taxes  and  a  reclassification  of  independent  contractors  as 
employees would help states with this initiative. Recently, courts in certain states have issued decisions that could 
result in a greater likelihood that independent contractors would be judicially classified as employees in such states. 
Further, class actions and other lawsuits have been filed against certain members of our industry seeking to reclassify 
independent  contractors  as  employees  for a  variety  of  purposes,  including workers’  compensation  and health care 
coverage. Taxing and other regulatory authorities and courts apply a variety of standards in their determination of 
independent contractor status. If independent contractors we contract with are determined to be employees, we would 
incur  additional  exposure  under  federal  and  state  tax,  workers’  compensation,  unemployment  benefits,  labor, 
employment and tort laws, including for prior periods, as well as potential liability for employee benefits and tax 
withholdings. 

Environmental Regulations 

From time to time we engage in the transportation of hazardous substances. Additionally, some of our tractor terminals 
are located in areas where groundwater or other forms of environmental contamination could occur. Our operations 
involve the risks of fuel spillage or seepage, environmental damage, and hazardous waste disposal, among others. 
Certain of our facilities have wash facilities, waste oil or fuel storage tanks and fueling islands. If we are involved in 
a spill or other accident involving hazardous substances, if there are releases of hazardous substances we transport, if 
soil or groundwater contamination is found at our facilities or results from our operations, or if we are found to be in 
violation of applicable laws or regulations, we could be subject to cleanup costs and liabilities, including substantial 
fines or penalties or civil and criminal liability, any of which could have a materially adverse effect on our business, 
financial condition and results of operations. 

9 

In August 2011, the National Highway Traffic Safety Administration (the “NHTSA”) and the EPA adopted a new 
rule that established the first-ever fuel economy and greenhouse gas standards for medium and heavy-duty vehicles, 
including the tractors we employ (the “Phase 1 Standards”). The Phase 1 Standards apply to tractor model years 2014 
to 2018 and require the achievement of an approximate 20 percent reduction in fuel consumption by the 2018 model 
year, which equates to approximately four gallons of fuel for every 100 miles traveled. In addition, in February 2014, 
President Obama announced that his administration would begin developing the next phase of tighter fuel efficiency 
and greenhouse gas standards for medium-and heavy-duty tractors and trailers (the “Phase 2 Standards”). In October 
2016,  the  EPA  and  NHTSA  published  the  final  rule  mandating  that  the  Phase 2  Standards  will  apply  to  trailers 
beginning with model year 2018 and tractors beginning with model year 2021. The Phase 2 Standards require nine 
percent and 25 percent reductions in emissions and fuel consumption for trailers and tractors, respectively, by 2027. 
We believe these requirements will result in additional increases in new tractor and trailer prices and additional parts 
and maintenance costs incurred to retrofit our tractors and trailers with technology to achieve compliance with such 
standards,  which  could  materially  adversely  affect  our  business,  financial  condition,  results  of  operations  and 
profitability, particularly if such costs are not offset by potential fuel savings, but we cannot predict the extent to which 
our operations and productivity will be impacted. In October 2017, the EPA announced a proposal to repeal the Phase 2 
Standards  as  they  relate  to  gliders  (which  mix  refurbished  older  components,  including  transmissions  and 
pre-emission-rule engines, with a new frame, cab, steer axle, wheels and other standard equipment). The outcome of 
such proposal is still undetermined as the EPA continues to consider congressionally requested investigations into the 
legality of the proposal and the merits of an anti-glider study that was published four days after the proposal became 
official. Additionally, implementation of the Phase 2 Standards as they relate to trailers has been delayed due to a 
provisional  stay  granted  in  October  2017  by  the  U.S.  Court  of  Appeals  for  the  District  of  Columbia,  which  is 
overseeing  a  case  against  the  EPA  by  the  Truck  Trailer  Manufacturers  Association, Inc.  regarding  the  Phase 2 
Standards.  

The California Air Resources Board (“CARB”) also adopted emission control regulations that will be applicable to 
all heavy-duty tractors that pull 53-foot or longer box-type trailers within the State of California. The tractors and 
trailers  subject  to  these  CARB  regulations  must  be  either  EPA  SmartWay  certified  or  equipped  with  low-rolling 
resistance  tires  and  retrofitted  with  SmartWay-approved  aerodynamic  technologies.  Enforcement  of  these  CARB 
regulations for 2011 model year equipment began in January 2010 and have been phased in over several years for 
older equipment. In order to comply with the CARB regulations, we submitted a large fleet compliance plan to CARB 
in June 2010. In addition, in February 2017 CARB proposed California Phase 2 standards that would generally align 
with the federal Phase 2 Standards, with some minor additional requirements, and as proposed would stay in place 
even if the federal Phase 2 Standards are affected by action from President Trump’s administration. In February 2019, 
the  California  Phase  2  standards  became  final.  Thus,  even  if  the  trailer  provisions  of  the  Phase  2  Standards  are 
permanently removed, we would still need to ensure the majority of our fleet is compliant with the California Phase 2 
standards,  which  may  result  in  increased  equipment  costs  and  could  adversely  affect  our  operating  results  and 
profitability. We will continue monitoring our compliance with the CARB regulations. Federal and state lawmakers 
also have proposed potential limits on carbon emissions under a variety of climate-change proposals. Compliance with 
such regulations has increased the cost of our new tractors, may increase the cost of any new trailers that will operate 
in California, may require us to retrofit certain of our pre-2011 model year trailers that operate in California and could 
impair  equipment  productivity  and  increase  our  operating  expenses.  These  adverse  effects,  combined  with  the 
uncertainty as to the reliability of the newly designed diesel engines and the residual values of these vehicles, could 
materially increase our costs or otherwise materially adversely affect our business, financial condition and results of 
operations. 

In order to reduce exhaust emissions, some states and municipalities have begun to restrict the locations and amount 
of time where diesel-powered tractors may idle. These restrictions could force us to purchase on-board power units 
that do not require the engine to idle or to alter its drivers’ behavior, which could result in increased costs. 

In  addition  to  the  foregoing  laws  and  regulations,  our  operations  are  subject  to  other  federal,  state  and  local 
environmental laws and regulations, many of which are implemented by the EPA and similar state agencies. Such 
laws and regulations generally govern the management and handling of hazardous materials, discharge of pollutants 
into  the  air,  surface  water  and  other  environmental  media,  and  groundwater  preservation  and  disposal  of  certain 
various substances. We do not believe that our compliance with these statutory and regulatory measures has had a 
material adverse effect on our business, financial condition and results of operations. 

Food Safety Regulations 

In April 2016, the Food and Drug Administration published a final rule establishing requirements for shippers, loaders, 
carriers  by  motor  vehicle  and  rail  vehicle  and  receivers  engaged  in  the  transportation  of  food,  to  use  sanitary 
transportation practices to ensure the safety of the food they transport as part of the Food Safety Modernization Act 
(“FSMA”). This rule sets forth requirements related to (i) the design and maintenance of equipment used to transport 

10 

food, (ii) the measures taken during food transportation to ensure food safety, (iii) the training of carrier personnel in 
sanitary food transportation practices and (iv) maintenance and retention of records of written procedures, agreements 
and training related to the foregoing items. These requirements will take effect for larger carriers such as us in April 
2017. The FSMA is applicable to us not only as a carrier, but we are also considered a shipper when acting in the role 
of broker. We believe we have been in compliance with the FSMA since the compliance date. However, if we are 
found to be in violation of applicable laws or regulations related to the FSMA, we could be subject to substantial fines, 
penalties  and/or  criminal  liability,  any  of  which  could  have  a  material  adverse  effect  on  our  business,  financial 
condition and results of operations. 

Executive and Legislative Climate 

The regulatory environment has changed under the administration of President Trump. In January 2017, the President 
signed an executive order requiring federal agencies to repeal two regulations for each new one they propose and 
imposing a regulatory budget, which would limit the amount of new regulatory costs federal agencies can impose on 
individuals  and  businesses  each  year.  We  do  not  believe  the  order  has  had  a  significant  impact  on  our  industry. 
However,  the  order,  and  other  anti-regulatory  action  by  the  President  and/or  Congress  may  inhibit  future  new 
regulations and/or lead to the repeal or delayed effectiveness of existing regulations. Therefore, it is uncertain how we 
may be impacted in the future by existing, proposed or repealed regulations. 

For further discussion regarding these laws and regulations, please see the section entitled “Risk Factors.” 

Seasonality 

In  the  trucking  industry,  revenue  has  historically  decreased  as  customers  reduce  shipments  following  the  winter 
holiday season and as inclement weather impedes operations. At the same time, operating expenses have generally 
increased,  with  fuel  efficiency  declining  because  of  engine  idling  and  weather,  causing  more  physical  damage 
equipment repairs and insurance claims and costs. For the reasons stated, first quarter results historically have been 
lower than results in each of the other three quarters of the year. Over the past several years, we have seen increases 
in demand at varying times, including surges between Thanksgiving and the year-end holiday season. 

Available Information 

Our website address is investor.usxpress.com. Our Annual Report on Form 10-K, our quarterly reports on Form 10-
Q, our current reports on Form 8-K and all other reports filed with the Securities and Exchange Commission  pursuant 
to Section 13(a) or 15 (d) of the Securities Exchange Act of 1934, can be obtained free of charge by visiting our 
website. Information  contained  in or  available  through our  website  is  not  incorporated by  reference  into,  and  you 
should not consider such information to be part of, this Annual Report. The SEC maintains an internet site that contains 
reports, proxy and information statements, and other information regarding issuers that file electronically with the 
SEC at www.sec.gov. 

We are a Nevada corporation. We were founded by Max Fuller and Patrick Quinn in 1985 and commenced operations 
in the transportation business in 1986.  

RISK FACTORS 

When evaluating the Company, the following discussion of risk factors, which contains forward-looking statements 
as discussed in “Cautionary Note Regarding Forward-looking Statements” above, should be considered in conjunction 
with the other information contained in this Annual Report.  If we are unable to mitigate and/or are exposed to any of 
the following risks in the future, then there could be a material, adverse effect on our business, financial condition and 
results of operations.  

Our business is subject to general economic, business and regulatory factors affecting the truckload industry that 
are largely beyond our control, any of which could have a material adverse effect on our results of operations. 

The  truckload  industry  is  highly  cyclical,  and  our  business  is  dependent  on  a  number  of  factors  that  may  have  a 
negative impact on our results of operations, many of which are beyond our control. We believe that some of the most 
significant of these factors are economic changes that affect supply and demand in transportation markets, such as: 

• 

• 

recessionary economic cycles, such as the period from 2007 through 2009; 

changes in customers’ inventory levels and practices, including shrinking product/package sizes, and in 
the availability of funding for their working capital; 

11 

• 

• 

• 

• 

• 

excess truck capacity in comparison with shipping demand; 

driver shortages and increases in drivers’ compensation; 

industry compliance with ongoing regulatory requirements; 

fluctuations in foreign exchange rates and imposition of domestic or foreign trade tariffs; and 

downturns in customers’ business cycles, including as a result of declines in consumer spending. 

Several of the above factors were evident in the 2016 freight environment, which led to higher inventories, weakened 
demand and pressure on rates. Similar conditions in the future could have a material adverse effect on our business, 
financial condition and results of operations. 

Additionally,  economic  conditions  that  decrease  shipping  demand  or  increase  the  supply  of  available  tractors  and 
trailers can exert downward pressure on rates and equipment utilization, thereby decreasing asset productivity. The 
risks associated with these factors are heightened when the U.S. economy is weakened. Some of the principal risks 
during such times are as follows: 

•  we may experience low overall freight levels, which may impair our asset utilization; 

• 

• 

• 

certain of our customers may face credit issues and cash flow problems that may lead to payment delays, 
increased credit risk, bankruptcies and other financial hardships that could result in even lower freight 
demand and may require us to increase our allowance for doubtful accounts; 

freight  patterns  may  change  as  supply  chains  are  redesigned,  resulting  in  an  imbalance  between  our 
capacity and our customers’ freight demand; 

customers may solicit bids for freight from multiple trucking companies or select competitors that offer 
lower rates from among existing choices in an attempt to lower their costs, and we might be forced to 
lower our rates or lose freight; 

•  we may be forced to accept more loads from freight brokers, where freight rates are typically lower, or 

may be forced to incur more non-revenue  miles to obtain loads; and 

• 

 lack of access to current sources of credit or lack of lender access to capital, leading to an inability to 
secure financing on satisfactory terms, or at all. 

We are also subject to cost increases outside our control that could materially reduce our profitability if we are unable 
to increase our rates sufficiently. Such cost increases include, but are not limited to, increases in fuel prices, driver 
and office employee wages, purchased transportation costs, interest rates, taxes, tolls, license and registration fees, 
insurance, revenue equipment and related maintenance, tires and other components and healthcare and other benefits 
for our employees. Further, we may not be able to appropriately adjust our costs to changing market demands. In order 
to maintain high variability in our business model, it is necessary to adjust staffing levels to changing market demands. 
In periods of rapid change, it is more difficult to match our staffing level to our business needs. 

In  addition,  events  outside  our  control,  such  as  deterioration  of  U.S. transportation  infrastructure  and  reduced 
investment in such infrastructure, strikes or other work stoppages at our facilities or at customer, port, border or other 
shipping locations, trade tariffs, actual or threatened armed conflicts or terrorist attacks, efforts to combat terrorism, 
military action against a foreign state or group located in a foreign state or heightened security requirements could 
lead to wear, tear and damage to our equipment, driver dissatisfaction, reduced economic demand and freight volumes, 
reduced availability of credit, increased prices for fuel or temporary closing of the shipping locations or U.S. borders. 
Such events or enhanced security measures in connection with such events could impair our operating efficiency and 
productivity and result in higher operating costs. 

Changing  impacts  of  regulatory  measures  could  impair  our  operating  efficiency  and  productivity,  decrease  our 
revenues and profitability and result in higher operating costs. In addition, declines in  the resale value of revenue 
equipment can affect our profitability and cash flows. From time to time, various U.S. federal, state or local taxes are 
also increased, including taxes on fuel. We cannot predict whether, or in what form, any such tax increase applicable 
to us will be enacted, but such an increase could materially adversely affect our profitability. 

12 

Increases in driver compensation or difficulties attracting and retaining qualified drivers could materially adversely 
affect our profitability and ability to maintain or grow our fleet. 

Like many truckload carriers, we experience substantial difficulty in attracting and retaining sufficient numbers of 
qualified drivers, which includes the engagement of independent contractors. Our industry is subject to a shortage of 
qualified  drivers.  Such  shortage  is  exacerbated  during  periods  of  economic  expansion,  in  which  alternative 
employment  opportunities,  including  in  the  construction  and  manufacturing  industries,  which  may  offer  better 
compensation  and/or  more  time  at  home,  are  more  plentiful  and  freight  demand  increases,  or  during  periods  of 
economic downturns, in which unemployment benefits might be extended and financing is limited for independent 
contractors who seek to purchase equipment, or the scarcity or growth of loans for students who seek financial aid for 
driving school. Regulatory requirements, including those related to safety ratings, ELDs and hours-of-service changes 
and an improved economy could further reduce the pool of eligible drivers or force us to increase driver compensation 
to attract and retain drivers. We have seen evidence that stricter hours-of-service regulations adopted by the DOT in 
the past have tightened, and, to the extent new regulations are enacted, may continue to tighten, the market for eligible 
drivers. The lack of adequate tractor parking along some U.S. highways and congestion caused by inadequate highway 
funding may make it more difficult for drivers to comply with hours-of-service regulations and cause added stress for 
drivers,  further  reducing  the  pool  of  eligible  drivers.  We  believe  that  the  required  implementation  of  ELDs  in 
December  2017  and  enforcement  thereof  in  April  2018  has  and  may  further  tighten  such  market.  A  shortage  of 
qualified  drivers  and  intense  competition  for  drivers  from  other  trucking  companies  will  create  difficulties  in 
maintaining or increasing the number of our drivers and may restrain our ability to engage independent contractors. 
We  have  implemented  driver  pay  increases  to  address  this  shortage.  The  compensation  we  offer  our  drivers  and 
independent contractor expenses are subject to market conditions, and we may find it necessary to further increase 
driver compensation, change the structure of our driver compensation and/or become subject to increased independent 
contractor expenses in future periods, which could materially adversely affect our growth and profitability. 

In addition, we suffer from a high turnover rate of drivers and our turnover rate is higher than the industry average 
and compared to our peers. This high turnover rate requires us to spend significant resources recruiting a substantial 
number of drivers in order to operate existing revenue equipment and subjects us to a higher degree of risk with respect 
to driver shortages than our competitors. Our use of team-driven tractors in our expedited service offering requires 
two drivers per tractor, which further increases the number of drivers we must recruit and retain in comparison to 
operations that require one driver per tractor. We also employ driver hiring standards, which could further reduce the 
pool of available drivers from which we would hire. If we are unable to continue to attract and retain a sufficient 
number of drivers, we could be forced to, among other things, continue to adjust our compensation packages or operate 
with fewer tractors and face difficulty meeting shipper demands, either of which could materially adversely affect our 
growth and profitability. 

Our engagement of independent contractors to provide a portion of our capacity exposes us to different risks than 
we face with our tractors driven by company drivers. 

Our contracts with independent contractors are governed by the federal leasing regulations, which impose specific 
requirements  on  us  and  the  independent  contractors.  If  more  stringent  federal  leasing  regulations  are  adopted, 
independent  contractors  could  be  deterred  from  becoming  independent  contractor  drivers,  which  could  materially 
adversely affect our goal of maintaining our current fleet levels of independent contractors. 

Pursuant to our fuel surcharge program with independent contractors, we pay independent contractors we contract 
with a fuel surcharge that increases with the increase in fuel prices. A significant increase or rapid fluctuation in fuel 
prices could cause our costs under this program to be higher than the revenue we receive under our customer fuel 
surcharge programs. 

We provide financing to certain qualified independent contractors. If we are unable to provide such financing in the 
future, due to liquidity constraints or other restrictions, we may experience a decrease in the number of independent 
contractors we are able to engage. Further, if independent contractors we engage default under or otherwise terminate 
the financing arrangement and we are unable to find a replacement independent contractor or seat the tractor with a 
company driver, we may incur losses on amounts owed to us with respect to the tractor. 

If the independent contractors we contract with are deemed by regulators or judicial process to be employees, our 
business, financial condition and results of operations could be materially adversely affected. 

Tax and other regulatory authorities, as well as independent contractors themselves, have increasingly asserted that 
independent contractor drivers in the trucking industry are employees rather than independent contractors, and our 
classification of independent contractors has been the subject of audits by such authorities from time to time. Federal 
legislation  has  been  introduced  in  the  past  that  would  make  it  easier  for  tax  and  other  authorities  to  reclassify 

13 

independent contractors as employees, including legislation to increase the recordkeeping requirements for those that 
engage independent contractor drivers and to increase the penalties for companies who misclassify their employees 
and are found to have violated employees’ overtime and/or wage requirements. Additionally, federal legislators have 
sought to abolish the current safe harbor allowing taxpayers meeting certain criteria to treat individuals as independent 
contractors  if  they  are  following  a  long-standing,  recognized  practice,  to  extend  the  Fair  Labor  Standards  Act  to 
independent contractors and to impose notice requirements based on employment or independent contractor status and 
fines for  failure  to  comply.  Some  states  have  put  initiatives  in  place  to  increase  their  revenue from  items  such  as 
unemployment,  workers’  compensation  and  income  taxes,  and  a  reclassification  of  independent  contractors  as 
employees would help states with this initiative. Recently, courts in certain states have issued decisions that could 
result in a greater likelihood that independent contractors would be judicially classified as employees in such states.  
Further, class actions and other lawsuits have been filed against certain members of our industry seeking to reclassify 
independent  contractors  as  employees  for a  variety  of  purposes,  including workers’  compensation  and health care 
coverage. In addition, companies that use lease-purchase independent contractor programs, such as us, have been more 
susceptible  to  reclassification  lawsuits,  and  several  recent  decisions  have  been  made  in  favor  of  those  seeking  to 
classify independent contractor truck drivers as employees. Taxing and other regulatory authorities and courts apply 
a  variety  of  standards  in  their  determination  of  independent  contractor  status.  If  the  independent  contractors  with 
whom we contract are determined to be employees, we would incur additional exposure under federal and state tax, 
workers’ compensation, unemployment benefits, labor, employment and tort laws, including for prior periods, as well 
as potential liability for employee benefits and tax withholdings, and our business, financial condition and results of 
operations could be materially adversely affected. 

We have a history of net losses. 

We  have  generated  a  profit  in  two  of  the  last  five  years.  Improving  profitability  depends  upon  numerous  factors, 
including our ability to successfully execute both our ongoing and planned strategic initiatives, such as increasing our 
fleet efficiency and utilization, decreasing driver turnover and further refinement of our business mix profile. We may 
not be able to improve profitability in the future. If we are unable to improve our profitability, our liquidity, business, 
financial condition and results of operations may be materially adversely affected. 

We may not be successful in achieving our business strategies. 

Many  of  our  business  strategies  require  time,  significant  management  and  financial  resources  and  successful 
implementation. Consequently, we may be unable to effectively and successfully implement our business strategies. 
We also cannot ensure that our operating results, including our operating margins, will not be materially adversely 
affected  by  future  changes  in  and  expansion  of  our  business,  including  the  expected  expansion  of  our  dedicated 
contract service and brokerage service offerings, or by changes in economic conditions. Despite the implementation 
of our operational and tactical strategies, we may be unsuccessful in achieving a reduction in our operating ratio and 
Adjusted Operating Ratio in the time frames we expect or at all. Further, our results of operations may be materially 
adversely affected by a failure to further penetrate our existing customer base, cross-sell our services, secure new 
customer opportunities and manage the operations and expenses of new or growing services. There is no assurance 
that  we  will be  successful  in  achieving  any  of our business  strategies.  Even  if we  are successful  in  executing  our 
business strategies, we still may not achieve our goals. 

We operate in a highly competitive and fragmented industry, and numerous competitive factors could impair our 
ability to improve our profitability and materially adversely affect our results of operations. 

Numerous competitive factors could impair our ability to improve our profitability and materially adversely affect our 
results of operations, including: 

•  we  compete  with  many  other  truckload  carriers  of  varying  sizes  and  service  offerings  (including 
intermodal)  and,  to  a  lesser  extent,  with  (i) less-than-truckload  carriers,  (ii) railroads  and  (iii) other 
transportation and brokerage companies, several of which have access to more equipment and greater 
capital resources than we do; 

•  many of our competitors periodically reduce their freight rates to gain business, especially during times 
of reduced growth in the economy, which may limit our ability to maintain or increase freight rates or to 
maintain  or  expand  our  business  or  may  require  us  to  reduce  our  freight  rates  in  order  to  maintain 
business and keep our equipment productive; 

•  we may increase the size of our fleet during periods of high freight demand during which our competitors 
also increase their capacity, and we may experience losses in greater amounts than such competitors 

14 

 
 
during subsequent cycles of softened freight demand if we are required to dispose of assets at a loss to 
match reduced freight demand; 

•  we  may  have  difficulty  recruiting  and  retaining  drivers  because  our  competitors  offer  better 

compensation or working conditions; 

• 

• 

some of our larger customers are other transportation companies and/or also operate their own private 
trucking fleets, and they may decide to transport more of their own freight; 

some shippers have reduced or may reduce the number of carriers they use by selecting preferred carriers 
as approved service providers or by engaging dedicated providers, and we may not be selected; 

•  many customers periodically solicit bids from multiple carriers for their shipping needs and this process 

may depress freight rates or result in a loss of business to competitors; 

• 

• 

• 

• 

consolidation in the trucking industry may create other large carriers with greater financial resources and 
other competitive advantages, and we may have difficulty competing with them; 

advances in technology may require us to increase investments in order to remain competitive, and our 
customers may not be willing to accept higher freight rates to cover the cost of these investments; 

our competitors may have better safety records than us or a perception of better safety records; 

higher fuel prices and, in turn, higher fuel surcharges to our customers may cause some of our customers 
to consider freight transportation alternatives, including rail transportation; 

•      the U.S. Xpress brand name is a valuable asset that is subject to the risk of adverse publicity (whether 
or not justified), which could result in the loss of value attributable to our brand and reduced demand for 
our services; 

• 

• 

• 

competition  from  freight  brokerage  companies  may  materially  adversely  affect  our  customer 
relationships and freight rates;  

our competitors may have better technology that may lead to increased operating efficiencies, reduced 
costs, a better ability to recruit drivers and more demand for their services, and 

economies of scale that procurement aggregation providers may pass on to smaller carriers may improve 
such carriers’ ability to compete with us. 

We retain high deductibles on a significant portion of our claims exposure, which could significantly increase the 
volatility of, and decrease the amount of, our earnings and materially adversely affect our results of operations. 

We  retain  high  deductibles  on  a  significant  portion  of  our  claims  exposure  and  related  expenses  associated  with 
third-party bodily injury and property damage, employee medical expenses, workers’ compensation, physical damage 
to our equipment and cargo loss. We currently retain a deductible of approximately $3.0 million per occurrence for 
automobile  bodily  injury  and  property  damage  through  our  captive  risk  retention  group  and  up  to  $500,000  per 
occurrence for workers’ compensation claims, both of which can make our insurance and claims expense higher or 
more volatile than if we maintained lower retentions. Effective September 1, 2018, we have a $3.0 million retention 
and an aggregate limit of $14.0 million in our $3.0 to $10.0 million layer of excess insurance coverage for automobile 
bodily injury and property damage. Prior to September 1, 2018, our retention for auto liability was $5.0 million per 
occurrence and we were responsible for the first $5.0 million aggregate in the $5.0 million to $10.0 million layer of 
excess  insurance  coverage  for  automobile  bodily  injury  and  property  damage.  Additionally,  with  respect  to  our 
third-party insurance, reduced capacity in the insurance market for trucking risks can make it more difficult to obtain 
both  primary  and  excess  insurance,  can  necessitate  procuring  insurance  offshore,  and  could  result  in  increases  in 
collateral requirements on those primary lines that require securitization.  

Prior to September 2015, our liability coverage had a limit of $100.0 million per occurrence. Given the increasingly 
high verdicts in trucking accident cases and our accident experience, among other factors, we increased our liability 
coverage limit to $300.0 million per occurrence. If any claim were to exceed coverage limits, we would bear the excess 
in  addition  to  our  other  retained  amounts.  Our  insurance  and  claims  expense  could  increase,  or  we  could  find  it 
necessary to raise our retained amounts or decrease our coverage limits when our policies are renewed or replaced. In 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
addition, although we endeavor to limit our exposure arising with respect to such claims, we also may have exposure 
if carriers hired by our Brokerage segment are inadequately insured for any accident. Our results of operations and 
financial condition may be materially adversely affected if (i) these expenses increase, (ii) we are unable to find excess 
coverage  in  amounts  we  deem  sufficient,  (iii) we  experience  a  claim  in  excess  of  our  coverage  limits,  (iv) we 
experience  a  claim  for  which  we  do  not  have  coverage  or  for  which  our  insurance  carriers  fail  to  pay  or  (v) we 
experience increased accidents. We have in the past, and may in the future, incur significant expenses for deductibles 
and retentions due to our accident experience.  

If we are required to accrue or pay additional amounts because claims prove to be more severe than our recorded 
liabilities, our financial condition and results of operations may be materially adversely affected. 

We accrue the costs of the uninsured portion of pending claims based on estimates derived from our evaluation of the 
nature and severity of individual claims and an estimate of future claims development based upon historical claims 
development trends. Actual settlement of our retained claim liabilities could differ from our estimates due to a number 
of uncertainties, including evaluation of severity, legal costs and claims that have been incurred but not reported. Due 
to our high retained amounts, we have significant exposure to fluctuations in the number and severity of claims. If we 
are required to accrue or pay additional amounts because our estimates are revised or the claims ultimately prove to 
be more severe than originally assessed, our financial condition and results of operations may be materially adversely 
affected. 

Insuring risk through our captive insurance companies could materially adversely affect our operations. 

We utilize two captive insurers to transfer or fund risks. Mountain Lake Risk Retention Group, Inc. (“Mountain Lake 
RRG”) is a state-regulated, captive risk retention group owned by two of our operating subsidiaries, U.S. Xpress, Inc. 
and  Total  Transportation  of  Mississippi LLC  (“Total”).  Mountain  Lake  RRG  writes  the  primary  auto  insurance 
liability policies for U.S. Xpress, Inc. and Total; a portion of this risk is transferred to Mountain Lake RRG and the 
remaining risk is retained as a deductible by the insured subsidiaries. Through our second captive insurer, Xpress 
Assurance, we participate as a reinsurer in certain third party risks related to various types of insurance policies sold 
to drivers who carry passengers in tractors and independent contractors engaged by U.S. Xpress, Inc. and Total. The 
use of the captives necessarily involves retaining certain risks that might otherwise be covered by traditional insurance 
products, and increases in the number or severity of claims that Mountain Lake RRG and Xpress Assurance insure 
have in the past, and could in the future, materially adversely affect our earnings, business, financial condition and 
results of operations. 

Increases in collateral requirements that support our insurance program and could materially adversely affect our 
operations. 

To comply with certain state insurance regulatory requirements, cash and/or cash equivalents must be paid to certain 
of our third-party insurers, to state regulators and to our captive insurance companies and restricted as collateral to 
ensure payment for anticipated losses. Significant future increases in the amount of collateral required by third-party 
insurance  carriers  and  regulators  would  reduce  our  liquidity  and  could  materially  adversely  affect  our  business, 
financial condition, results of operations and capital resources. 

Our captive insurance companies are subject to substantial government regulation. 

Our captive insurance companies are regulated by state authorities. State regulations generally provide protection to 
policy holders, rather than stockholders, and generally involve: 

• 

• 

approval of premium rates for insurance; 

standards of solvency; 

•  minimum amounts of statutory capital surplus that must be maintained; 

• 

• 

• 

• 

limitations on types and amounts of investments; 

regulation of dividend payments and other transactions between affiliates; 

regulation of reinsurance; 

regulation of underwriting and marketing practices; 

16 

 
 
 
 
 
 
 
• 

approval of policy forms; 

•  methods of accounting; and 

• 

filing of annual and other reports with respect to financial condition and other matters. 

These regulations may increase our costs, limit our ability to change premiums, restrict our ability to access cash held 
by these subsidiaries and otherwise impede our ability to take actions we deem advisable. 

Increased  prices  for  new  revenue  equipment,  design  changes  of  new  engines,  volatility  in  the  used  equipment 
market, decreased availability of new revenue equipment and the failure of manufacturers to meet their obligations 
to us could materially adversely affect our business, financial condition, results of operations and profitability. 

We are subject to risk with respect to higher prices for new tractors. We have experienced an increase in prices for 
new tractors over the past few years, and the resale value of the tractors has not increased to the same extent. Prices 
have increased and may continue to increase, due, in part, to government regulations applicable to newly manufactured 
tractors and diesel engines and due to the pricing discretion of equipment manufacturers in periods of high demand, 
such as this one. More restrictive EPA and state emissions standards have required vendors to introduce new engines. 
Compliance with such regulations has increased the cost of our new tractors and could impair equipment productivity, 
result in lower fuel mileage and increase our operating expenses. These adverse effects, combined with the uncertainty 
as to the reliability of the vehicles equipped with the newly designed diesel engines and the residual values realized 
from the disposition of these vehicles, could increase our costs or otherwise materially adversely affect our business, 
financial condition and results of operations as the regulations become effective. 

A depressed market for used equipment could require us to trade our revenue equipment at depressed values or to 
record losses on disposal or impairments of the carrying values of our revenue equipment that is not protected by 
residual value arrangements. Used equipment prices are subject to substantial fluctuations based on freight demand, 
supply of used tractors, availability of financing, the presence of buyers for export to foreign countries and commodity 
prices for scrap metal. If there is a deterioration of resale prices, it could have a material adverse effect on our business, 
financial  condition  and  results  of  operations.  Trades  at  depressed  values,  decreases  in  proceeds  under  equipment 
disposals  and  impairments  of  the  carrying  values  of  our  revenue  equipment  could  materially  adversely  affect  our 
business, financial condition and results of operations. 

Tractor and trailer vendors may reduce their manufacturing output in response to lower demand for their products in 
economic downturns or shortages of component parts. A decrease in vendor output may materially adversely affect 
our ability to purchase a quantity of new revenue equipment that is sufficient to sustain our desired growth rate and to 
maintain a late-model fleet. Moreover, an inability to obtain an adequate supply of new tractors or trailers could have 
a material adverse effect on our business, financial condition and results of operations. 

Certain of our revenue equipment financing arrangements have balloon payments at the end of the finance terms equal 
to the values we expect to be able to obtain in the used market. To the extent the used market values are lower than 
such  balloon  payments,  we  may  be  forced  to  sell  the  equipment  at  a  loss  and  our  results  of  operations  would  be 
materially adversely affected. 

Our profitability may be materially adversely impacted if our capital investments do not match customer demand 
for invested resources or if there is a decline in the availability of funding sources for these investments. 

The truckload industry generally, and our truckload offering in particular, is capital intensive and asset heavy, and our 
policy  of  maintaining  a  young,  technology-equipped  fleet  requires  us  to  expend  significant  amounts  in  capital 
expenditures  annually.  The  amount  and  timing  of  such  capital  expenditures  depend  on  various  factors,  including 
anticipated freight demand and the price and availability of assets. If anticipated demand differs materially from actual 
usage,  our  capital-intensive  Truckload  segment  may  have  too  many  or  too  few  assets.  Moreover,  resource 
requirements  vary  based on  customer  demand, which  may  be  subject  to seasonal or  general economic  conditions. 
During  periods  of  decreased  customer  demand,  our  asset  utilization  may  suffer,  and  we  may  be  forced  to  sell 
equipment on the open market or turn in equipment under certain equipment leases in order to right size our fleet. This 
could cause us to incur losses on such sales or require payments in connection with equipment we turn in, particularly 
during  times  of  a  softer  used  equipment  market,  either  of  which  could  have  a  material  adverse  effect  on  our 
profitability. Our ability to select profitable freight and adapt to changes in customer transportation requirements is 
important to efficiently deploy resources and make capital investments in tractors and trailers (with respect to our 
Truckload  segment)  or  obtain  qualified  third-party  carriers  at  a  reasonable  price  (with  respect  to  our  Brokerage 
segment). 

17 

 
 
 
We expect to pay for projected capital expenditures with cash flows from operations, proceeds from equity sales or 
financing available under our existing debt instruments. Although our business volume is not highly concentrated, our 
customers’ financial failures or loss of customer business may materially adversely affect us. If we were unable to 
generate sufficient cash from operations, we would need to seek alternative sources of capital, including financing, to 
meet our capital requirements. In the event that we are unable to generate sufficient cash from operations or obtain 
financing on favorable terms in the future, we may have to limit our fleet size, enter into less favorable financing 
arrangements or  operate  our  revenue  equipment  for  longer periods,  any of  which  could have  a  materially  adverse 
effect on our profitability. 

Upgrading our tractors to reduce the average age of our fleet may not increase our profitability or result in cost 
savings as expected or at all. 

Upgrades of our tractor fleet may not result in an increase in profitability or cost savings. Expected improvements in 
operating ratio may lag behind new tractor deliveries, primarily because in executing a tractor fleet upgrade, we may 
experience costs associated with preparing our old tractors for trade, and our new tractors for integration into our fleet, 
and lost driving time while swapping revenue equipment. Further, tractor prices have increased and may continue to 
increase, due in part to government regulations applicable to newly manufactured tractors and diesel engines. See “—
Increased prices for new revenue equipment, design changes of new engines, volatility in the used equipment market, 
decreased availability of new revenue equipment and the failure of manufacturers to meet their obligations to us could 
materially adversely affect our business, financial condition, results of operations and profitability.” 

In addition, we cannot be certain that an agreement will be reached on price, equipment trade-ins or other terms that 
we deem favorable. If we do enter an agreement for the purchase of new tractors, we could be exposed to the risk that 
the new tractor deliveries will be delayed. Accordingly, we are subject to an increased risk that upgrades of our tractor 
fleet will not result in the operational results, cost savings and increases in profitability that we expect. 

Difficulty in obtaining materials, equipment, goods and services from our vendors and suppliers could adversely 
affect our business. 

We are dependent upon our suppliers for certain products and materials, including our tractors, trailers and chassis. 
We manage our OTR fleet to an approximate 475,000 mile trade cycle with an average tractor age of approximately 
2.4 years  as  of  December  31,  2018.  Accordingly,  we  rely  on  suppliers  of  our  tractors,  trailers  and  components  to 
maintain the age of our fleet. If we fail to maintain favorable relationships with our vendors and suppliers, or if our 
vendors and suppliers are unable to provide the products and materials we need or undergo financial hardship, we 
could  experience  difficulty  in  obtaining  needed  goods  and  services  because  of  production  interruptions,  limited 
material availability or other reasons, or we may not be able to obtain favorable pricing or other terms. As a result, 
our business and operations could be adversely affected. 

We are dependent on systems, networks and other information technology assets (and the data contained therein) 
and  a  failure  in  the  foregoing,  including  those  caused  by  cybersecurity  breaches,  could  cause  a  significant 
disruption to our business. 

Our business depends on the efficient and uninterrupted operation of our systems, networks and other information 
technology assets (and the data contained therein). This includes information and electronic data interchange systems 
that we have developed, both by creating these systems in-house or by adapting purchased or off-the-shelf applications 
to suit our needs. Our information and electronic data interchange systems are used for receiving and planning loads, 
dispatching drivers and other capacity providers, billing customers and load tracking and storing the data related to 
the foregoing activities. We also maintain information security policies to protect our systems, networks and other 
information  technology  assets  (and  the  data  contained  therein)  from  cybersecurity  breaches  and  threats,  such  as 
hackers, malware and viruses; however, such policies cannot ensure the protection of our systems, networks and other 
information  technology  assets  (and  the  data  contained  therein).  We  currently  maintain  our  hardware  systems  and 
infrastructure at our Chattanooga, Tennessee headquarters, along with an off-site secondary data center and computer 
equipment at each of our truckload service centers. If we are unable to prevent system violations or other unauthorized 
access to our systems, networks and other information technology assets (and the data contained therein), we could 
be subject to significant fines and lawsuits and our reputation could be damaged, or our business operations could be 
interrupted, any of which could have a material adverse effect on our financial performance and business operations. 

Our operations, and those of our technology and communications service providers are vulnerable to interruption by 
fire, natural disasters, power loss, telecommunications failure, network disruptions, cyber-attacks, terrorist attacks, 
Internet failures, malicious intrusions, computer viruses and other events that may be beyond our control. Although 
we  attempt  to  reduce  the  risk  of  disruption  to  our  business  operations  through  redundant  computer  systems  and 
networks,  backup  systems  and  a  disaster  recovery  off-site  alternate  location,  there  can  be  no  assurance  that  such 

18 

measures will be effective. If any of our critical information technology assets fail or become otherwise unavailable, 
whether as a result of a cybersecurity breach, upgrade project or otherwise, we would have to perform certain functions 
manually, which could temporarily impact our ability to manage our fleet efficiently, respond to customers’ requests 
effectively, maintain billing and other records reliably, and bill for services and prepare financial statements accurately 
or in a timely manner. Although we maintain business interruption insurance, it may be inadequate to protect us in the 
event of an unforeseeable and extreme catastrophe. Any significant system failure, upgrade complication, security 
breach or other system disruption could interrupt or delay our operations, damage our reputation, cause us to lose 
customers or impact our ability to manage our operations and report our financial performance, any of which could 
have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of  operations.  In  addition,  we  are 
currently dependent on a single vendor platform to support certain information technology functions. If the stability 
or capability of such vendor is compromised and we were forced to migrate to a new platform, it could materially 
adversely affect our business, financial condition and results of operations. 

Our existing and future indebtedness could limit our flexibility in operating our business or adversely affect our 
business and our liquidity position. 

We  have  significant  amounts  of  indebtedness  outstanding,  including  obligations  under  a  new  credit  facility  (the 
“Credit Facility”) we entered into in June 2018 that contains a $150.0 million revolving component (the “Revolving 
Facility”) and a $200.0 million term loan component (the “Term Facility”), equipment installment notes, capital leases 
and secured notes . Such amounts of indebtedness, as of December 31, 2018, include the Term Facility in the amount 
of  $195.0 million,  the  Revolving  Facility  with  an  outstanding  amount  of  $0,  equipment  installment  notes  of 
$184.9 million, capital lease obligations of $20.3 million and secured notes payable of $18.9 million. While our goal 
is to reduce our leverage, our indebtedness may increase from time to time in the future for various reasons, including 
fluctuations in results of operations, capital expenditures and potential acquisitions. Any indebtedness we incur and 
restrictive covenants contained in financing agreements governing such indebtedness could:  

•  make  it  difficult  for  us  to  satisfy  our  obligations,  including  making  interest  payments  on  our  debt 

obligations; 

• 

• 

• 

• 

• 

• 

• 

limit our ability to obtain additional financing to operate our business; 

require us to dedicate a substantial portion of our cash flow to payments on our debt, reducing our ability 
to  use  our  cash  flow  to  fund  capital  expenditures  and  working  capital  and  other  general  operational 
requirements; 

expose us to the risk of increased interest rates relating to any of our indebtedness at variable rates; 

limit our flexibility to plan for and react to changes in our business and/or changing market conditions; 

place  us  at  a  competitive  disadvantage  relative  to  some  of  our  competitors  that  have  less,  or  less 
restrictive, debt than us; 

limit our ability to pursue acquisitions or cause us to make non-strategic divestitures; and 

increase our vulnerability to general adverse economic and industry conditions, including changes in 
interest rates or a downturn in our business or the economy. 

The occurrence of any one of these events could have a material adverse effect on our business, financial condition 
and results of operations or cause a significant decrease in our liquidity and impair our ability to pay amounts due on 
our indebtedness. Significant repayment penalties may limit our flexibility. In addition, our Credit Facility contains 
usual and customary restrictive covenants for a facility of this nature including, among other things, restrictions on 
our ability to incur additional indebtedness or issue guarantees, to create liens on our assets, to make distributions on 
or redeem equity interests, to make investments, to transfer or sell properties or other assets and to engage in mergers, 
consolidations, or acquisitions, and requires us to meet specified financial ratios and tests. 

In the future, we may need to obtain additional financing that may not be available or, if it is available, may result 
in a reduction in the percentage ownership of our then-existing stockholders. 

We may need to raise additional funds in order to: 

• 

finance  unanticipated  working  capital  requirements,  capital  investments  or  refinance  existing 
indebtedness; 

19 

 
 
 
 
 
 
 
 
• 

• 

• 

• 

develop or enhance our technological infrastructure and our existing products and services; 

fund strategic relationships; 

respond to competitive pressures; and 

acquire complementary businesses, technologies, products or services. 

If the economy and/or the credit markets weaken, or we are unable to enter into capital or operating leases to acquire 
revenue  equipment  on  terms  favorable  to  us,  our  business,  financial  results  and  results  of  operations  could  be 
materially  adversely  affected,  especially  if  consumer  confidence  declines  and  domestic  spending  decreases.  If 
adequate funds are not available or are not available on acceptable terms, our ability to fund our strategic initiatives, 
take  advantage  of  unanticipated opportunities, develop or  enhance  technology or  services or  otherwise  respond  to 
competitive pressures could be significantly limited. If we raise additional funds by issuing equity or convertible debt 
securities, the percentage ownership of our then-existing stockholders may be reduced, and holders of these securities 
may have rights, preferences or privileges senior to those of our then-existing stockholders. 

Fluctuations in the price or availability of fuel or surcharge collection may increase our costs of operation, which 
could materially adversely affect our profitability. 

Fuel is one of our largest operating expenses. Diesel fuel prices fluctuate greatly due to factors beyond our control, 
such  as  political  events,  terrorist  activities,  armed  conflicts,  commodity  futures  trading,  depreciation  of  the  dollar 
against other currencies and hurricanes and other natural or man-made disasters, each of which may lead to an increase 
in the cost of fuel. Fuel prices also are affected by the rising demand for fuel in developing countries, including China, 
and  could  be  materially  adversely  affected  by  the  use  of  crude  oil  and  oil  reserves  for  purposes  other  than  fuel 
production and by diminished drilling activity. Such events may lead not only to increases in fuel prices, but also to 
fuel  shortages  and  disruptions  in  the  fuel  supply  chain.  Because  our  operations  are  dependent  upon  diesel  fuel, 
significant diesel fuel cost increases, shortages, rationings, or supply disruptions would materially adversely affect our 
business, financial condition and results of operations. 

Fuel also is subject to regional pricing differences and is often more expensive on the West Coast of the United States, 
where we have operations. Increases in fuel costs, to the extent not offset by rate per mile increases or fuel surcharges, 
have a material adverse effect on our operations and profitability. While we have fuel surcharge programs in place 
with a majority of our customers, which historically have helped us offset the majority of the negative impact of rising 
fuel prices associated with loaded or billed miles, we also incur fuel costs that cannot be recovered even with respect 
to customers with which we maintain fuel surcharge programs, such as those associated with non-revenue generating 
miles, the time when our engines are idling and fuel for refrigeration units on our refrigerated trailers. Moreover, the 
terms of each customer’s fuel surcharge program vary, and certain customers have sought to modify the terms of their 
fuel surcharge programs to minimize recoverability for fuel price increases. In addition, because our fuel surcharge 
recovery lags behind changes in fuel prices, our fuel surcharge recovery may not capture the increased costs we pay 
for fuel, especially when prices are rising. This could lead to fluctuations in our levels of reimbursement, which have 
occurred in the past. During periods of low freight volumes, shippers can use their negotiating leverage to impose fuel 
surcharge policies that provide a lower reimbursement of our fuel costs. There is no assurance that our fuel surcharge 
program can be maintained indefinitely or will be sufficiently effective. Our results of operations would be negatively 
affected to the extent we cannot recover higher fuel costs or fail to improve our fuel price protection through our fuel 
surcharge program. 

As of December 31, 2018, we had no derivative financial instruments to reduce our exposure to fuel price fluctuations.  

We operate in a highly regulated industry, and increased direct and indirect costs of compliance with, or liability 
for violations of, existing or future regulations could have a material adverse effect on our business. 

We have authority to operate in the United States, as granted by the DOT, Mexico (as granted by the Secretaría de 
Comunicaciones y Transportes), and various Canadian provinces (as granted by the Ministries of Transportation and 
Communication in such provinces). In the United States, we are also regulated by the EPA, the DHS and other agencies 
in states in which we operate. Our company drivers, independent contractors and third-party carriers also must comply 
with the applicable safety and fitness regulations of the DOT, including those relating to drug and alcohol testing, 
driver safety performance and hours-of-service. Matters such as weight, equipment dimensions, exhaust emissions, 
fuel efficiency and hazardous material transportation, storage and disposal are also subject to government regulations. 
We also may become subject to new or more restrictive regulations relating to fuel efficiency, exhaust emissions, 
hours-of-service,  drug  and  alcohol  testing,  ergonomics,  on-board  reporting  of  operations,  collective  bargaining, 

20 

 
 
 
 
 
security at ports, speed limiters, driver training and other matters affecting safety or operating methods. Future laws 
and  regulations  may  be  more  stringent,  require  changes  in  our  operating  practices,  influence  the  demand  for 
transportation  services  or  require  us  to  incur  significant  additional  costs.  Higher  costs  incurred  by  us,  or  by  our 
suppliers who pass the costs onto us through higher supplies and materials pricing, or liabilities we may incur related 
to our failure to comply with existing or future regulations could adversely affect our results of operations. In addition, 
the Trump administration has indicated a desire to reduce regulatory burdens that constrain growth and productivity 
and also to introduce legislation such as infrastructure spending that could improve our growth and productivity, to 
the extent implemented.   

In  January  2016,  the  FMCSA  proposed  changes  to  the  DOT’s  safety  rating  system,  which  would  determine  unfit 
carriers on a monthly basis using roadside inspection data in addition to investigations and onsite reviews. This change 
was  expected  to  significantly  increase  the  number  of  carriers  deemed  unfit  and  potentially  unable  to  continue  to 
operate.  In  March  2017,  in  response  to  significant  objection  by  the  industry,  the  FMCSA  withdrew  the  proposed 
changes but  noted  that  new rulemaking  related  to  a  similar process  may  be  initiated  in  the future.  Therefore,  it  is 
uncertain if, when or under what form any such new rule could be implemented. In addition, The FMCSA is currently 
in the process of making changes to the CSA program that are contingent on the results of a new modeling theory and 
public feedback. However, the nature of such changes is unknown. New rulemaking related to the DOT’s safety rating 
system or changes to the CSA program that impacts our safety rating or CSA scores could materially adversely affect 
our results of operations. 

In December 2016, the FMCSA issued a final rule establishing a national clearinghouse for drug and alcohol testing 
results and requiring motor carriers and medical review officers to provide records of violations by commercial drivers 
of FMCSA drug and alcohol testing requirements. Motor carriers will be required to query the clearinghouse to ensure 
drivers and driver applicants do not have violations of federal drug and alcohol testing regulations that prohibit them 
from operating commercial motor vehicles. The compliance date for this rule is early 2020. In addition, other rules 
have been recently proposed or made final by the FMCSA, including (i) a rule requiring the use of speed limiting 
devices on heavy duty tractors to restrict maximum speeds, which was proposed in 2016 and (ii) a rule setting forth 
minimum driver-training standards for new drivers applying for commercial driver’s licenses for the first time and to 
experienced drivers upgrading their licenses or seeking a hazardous materials endorsement, which was made final in 
December 2016 with a compliance date in February 2020. In July 2017, the DOT announced that it would no longer 
pursue a speed limiter rule, but left open the possibility that it could resume such a pursuit in the future. The effect of 
these rules, to the extent they become effective, could result in a decrease in fleet production and/or driver availability, 
either of which could materially adversely affect our business, financial condition and results of operations. 

Recent  court  decisions  have  determined  that  certain  state  wage  and  hour  laws  are  not  preempted  by  federal  law. 
Although  the  FMCSA  recently  determined  that  federal  law  does  preempt  California’s  wage  and  hour  laws,  and 
interstate truck drivers are not subject to such laws.  Such determination by the FMCSA is currently being appealed. 
Current and future state and local wage and hour laws, including laws related to employee meal breaks and rest periods, 
may vary significantly from federal law. As a result, we, along with other companies in our industry, are subject to an 
uneven patchwork of wage and hour laws throughout the United States. Legislation to preempt state and local wage 
and hour laws has been proposed in the past; however, passage of such legislation is uncertain. If federal legislation 
is not passed, we will either need to comply with the most restrictive state and local laws across our entire fleet, or 
revise our management systems to comply with varying state and local laws. Either solution could result in increased 
compliance and labor costs, driver turnover and decreased efficiency, any of which could adversely affect our results 
of operations. 

The NHTSA, the EPA and certain states, including California, have adopted regulations that are aimed at reducing 
tractor emissions and/or increasing fuel economy of the equipment we use. Certain of these regulations are currently 
effective, with stricter emission and fuel economy standards becoming effective over the next several years. Other 
regulations have been proposed that would similarly increase these standards. The effects of these regulations have 
been  and  may  continue  to  be  increases  in  new  tractor  and  trailer  prices,  additional  parts  and  maintenance  costs, 
impaired productivity and uncertainty as to the reliability of the newly designed diesel engines and the residual values 
of  our  equipment.  Such  effects  could  materially  adversely  affect  our  business,  financial  condition  and  results  of 
operations. 

Changes in existing regulations and implementation of new regulations, such as those related to trailer size limits, 
emissions and fuel economy, hours-of-service, mandating ELDs and drug and alcohol testing, could increase capacity 
in the industry or improve the position of certain competitors, either of which could negatively impact pricing and 
volumes  or  require  additional  investments  by  us.  The  short  and  long  term  impacts  of  changes  in  legislation  or 
regulations are difficult to predict and could materially adversely affect our results of operations. 

21 

Safety-related  evaluations  and  rankings  under  CSA  could  materially  adversely  affect  our  profitability  and 
operations, our ability to maintain or grow our fleet and our customer relationships. 

Under the CSA program, fleets are evaluated and ranked against their peers based on certain safety-related standards. 
As a result, our fleet could be ranked poorly as compared to peer carriers. We recruit and retain first-time drivers to 
be part of our fleet, and these drivers may have a higher likelihood of creating adverse safety events under CSA. The 
occurrence of future deficiencies could affect driver recruitment by causing high-quality drivers to seek employment 
with other carriers or limit the pool of available drivers or could cause our customers to direct their business away 
from  us  and  to  carriers  with  higher  fleet  safety  rankings,  either  of  which  would  materially  adversely  affect  our 
business, financial condition and results of operations. In addition, future deficiencies could increase our insurance 
expenses.  Additionally,  competition  for  drivers  with  favorable  safety  backgrounds  may  increase,  which  could 
necessitate increases in driver-related compensation costs. Further, we may incur greater than expected expenses in 
our attempts to improve unfavorable scores. Since our driver turnover is higher than the industry average, any events 
that  decrease  the  pool  of  available  drivers  or  increase  the  competition  for  drivers  may  have  a  disproportionately 
negative impact on us versus our competitors.  

Certain of our subsidiaries are currently exceeding the established intervention thresholds in one or more of the seven 
CSA safety-related categories. Based on these unfavorable ratings, we may be prioritized for an intervention action or 
roadside inspection, either of which could materially adversely affect our business, financial condition and results of 
operations. In addition, customers may be less likely to assign loads to us. While we have put procedures in place in 
an attempt to address areas where we are exceeding and have in the past exceeded the thresholds, we cannot assure 
you these measures will be effective. 

In December 2015, Congress passed the FAST Act, which calls for significant CSA reform. The FAST Act directs 
the FMCSA to conduct studies of the scoring system used to generate CSA rankings to determine if it is effective in 
identifying high-risk carriers and predicting future crash risk. This study was conducted and delivered to the FMCSA 
in June 2017 with several recommendations to make the CSA program more fair, accurate and reliable. In late June 
2018, the FMCSA provided a report to Congress outlining the changes it may make to the CSA program in response 
to the study.   Such changes include the testing and possible adoption of a revised risk modeling theory, potential 
collection and dissemination of additional carrier data and revised measures for intervention thresholds.  The adoption 
of such changes is contingent on the results of the new modeling theory and additional public feedback.  Thus, it is 
unclear if, when and to what extent such changes to the CSA program will occur.   However, any changes that increase 
the  likelihood  of  us  receiving  unfavorable  scores  could  materially  adversely  affect  our  results  of  operations  and 
profitability. 

Receipt  of  an  unfavorable  DOT  safety  rating  could  have  a  material  adverse  effect  on  our  operations  and 
profitability. 

We currently have a satisfactory DOT rating for our U.S. operations, which is the highest available rating under the 
current safety rating scale. If we were to receive a conditional or unsatisfactory DOT safety rating, it could materially 
adversely  affect  our  business,  financial  condition  and  results  of  operations  as  customer  contracts  may  require  a 
satisfactory DOT safety rating, and a conditional or unsatisfactory rating could materially adversely affect or restrict 
our operations. 

The FMCSA has proposed regulations that would modify the existing rating system and the safety labels assigned to 
motor carriers evaluated by the DOT. Under regulations that were proposed in 2016, the methodology for determining 
a carrier’s DOT safety rating would be expanded to include the on-road safety performance of the carrier’s drivers 
and  equipment,  as  well  as  results  obtained  from  investigations.  Exceeding  certain  thresholds  based  on  such 
performance  or  results  would  cause  a  carrier  to  receive  an  unfit  safety  rating.  The  proposed  regulations  were 
withdrawn  in  March  2017,  but  the  FMCSA  noted  that  a  similar  process  may  be  initiated  in  the  future.  If  similar 
regulations  were  enacted  and  we  were  to  receive  an  unfit  or  other  negative  safety  rating,  our  business  would  be 
materially adversely affected in the same manner as if we received a conditional or unsatisfactory safety rating under 
the  current  regulations.  In  addition,  poor  safety  performance  could  lead  to  increased  risk  of  liability,  increased 
insurance, maintenance and equipment costs and potential loss of customers, which could materially adversely affect 
our business, financial condition and results of operations. 

We face litigation risks that could have a material adverse effect on the operation of our business. 

Our business is subject to the risk of litigation by employees, applicants, independent contractor drivers, customers, 
vendors, government  agencies  and  other parties  through private  actions, class  actions, administrative  proceedings, 
regulatory  actions  and  other  processes.  Recently,  we  and  several  other  trucking  companies  have  been  subject  to 
lawsuits, including class action lawsuits, alleging violations of various federal and state wage and hour laws regarding, 

22 

among other things, minimum wage, meal and rest periods, overtime eligibility and failure to pay for all hours worked. 
A number of these lawsuits have resulted in the payment of substantial settlements or damages by other carriers. 

These  types  of  cases  have  increased  since  March  2014  when  the  Ninth  Circuit  Court  of  Appeals  held  that  the 
application of California state wage and hour laws to interstate truck drivers is not preempted by federal law. The case 
was appealed to the Supreme Court of the United States, which denied certiorari in May 2015, and accordingly, the 
Ninth Circuit Court of Appeals decision stood. However, in December 2018, the FMCSA granted a petition filed by 
the ATA and in doing so determined that federal law does preempt California’s wage and hour laws, and interstate 
truck drivers are not subject to such laws.  The FMCSA’s decision has been appealed by labor groups and multiple 
lawsuits have been filed in federal courts seeking to overturn the decision, and thus it’s uncertain whether it will stand. 
Other current and future state and local wage and hour laws, including laws related to employee meal breaks and rest 
periods, may also vary significantly from federal law. As a result, we, along with other companies in the industry, are 
subject to an uneven patchwork of wage and hour laws throughout the United States. In the past, certain legislators 
have proposed federal legislation to solidify the preemption of state and local wage and hour laws applied to interstate 
truck drivers; however, passage of such legislation is uncertain. If federal legislation is not passed, we may either need 
to comply with the most restrictive state and local laws across our entire fleet, or revise our management systems to 
comply with varying state and local laws. Either solution could result in increased compliance and labor costs, driver 
turnover and decreased efficiency. 

The outcome of litigation, particularly class action lawsuits, such as our pending wage and hour class action lawsuit, 
and regulatory actions, is difficult to assess or quantify, and the magnitude of the potential loss relating to such lawsuits 
may  remain  unknown  for  substantial  periods  of  time.  See  “Legal  Proceeding.”  Additionally,  the  cost  to  defend 
litigation may also be significant. Not all claims are covered by our insurance (including wage and hour claims), and 
there can be no assurance that our coverage limits will be adequate to cover all amounts in dispute. To the extent we 
experience claims that are uninsured, exceed our coverage limits, involve significant aggregate use of our retention 
amounts, or cause increases in future premiums, the resulting expenses could have a material adverse effect on our 
business, financial condition and results of operations. 

In addition, we may be subject, and have been subject in the past, to litigation resulting from trucking accidents. The 
number  and  severity  of  litigation  claims  may  be  worsened  by  distracted  driving  by  both  truck  drivers  and  other 
motorists.  These  lawsuits have resulted,  and  may  result  in  the future,  in  the payment  of  substantial  settlements  or 
damages and increases of our insurance costs. For example, in April 2015, a tractor operated by Total was involved 
in an accident that resulted in five fatalities, as well as injuries to additional passengers in the impacted vehicles. We 
expect all claims related to that accident will be resolved within our aggregate coverage limits.  

We are a defendant in purported class action lawsuits arising out of our IPO and we may be involved in additional 
litigation in the future. Such lawsuits could result in substantial costs and divert management's attention.  

In 2018, a purported class action lawsuit alleging violations of federal securities laws was filed naming us and certain 
of our officers and directors as defendants. Plaintiffs also named as defendants the underwriters in our IPO. Since 
then, several other actions making substantially the same allegations have been filed.  The plaintiffs in these lawsuits 
generally  allege  that  our  registration  statement  and  prospectus  related  to  our  IPO  contained  materially  false  or 
misleading statements.  These lawsuits may divert financial and management resources that would otherwise be used 
to benefit our operations. Although we deny the material allegations in the lawsuits and intend to defend ourselves 
vigorously, defending the lawsuits could result in substantial costs. No assurances can be given that the results of these 
matters will be favorable to us. In addition, we may be the target of securities-related litigation in the future, both 
related and unrelated to the existing class action lawsuits. Such litigation could divert our management’s attention and 
resources,  result  in  substantial  damages,  costs  and  expense  and  have  an  adverse  effect  on  our  business,  financial 
condition and results of operations. 

We are generally obligated to indemnify our current and former directors and officers in connection with lawsuits and 
related litigation or settlement amounts. We maintain director and officer insurance to protect us from such lawsuits, 
however, we are responsible for meeting certain deductibles under the policies.  In addition, we cannot assure you that 
such policies will adequately protect us from lawsuits or that costs and expenses related to lawsuits will not exceed 
the coverage provided under such policies. Further, as a result of the pending lawsuits, the costs of director and officer 
insurance may increase and the availability of coverage may decrease. As a result, we may not be able to maintain our 
current levels of director and officer insurance at a reasonable cost, or at all, which might make it more difficult to 
attract  qualified  candidates  to  serve  as  executive  officers  or  directors.    The  effect  of  these  lawsuits  involving  our 
officers and directors and the resolution of these matters may result in significant damages, costs and expenses, which 
could have a material adverse impact on our business, financial condition and results of operations.  

23 

We evaluate these and other litigation claims and legal proceedings to assess the probability of unfavorable outcomes 
and to estimate, if possible, the amount of potential losses. Based on these assessments and estimates, we establish 
reserves or disclose the relevant litigation claims or legal proceedings, as appropriate. These assessments and estimates 
are based on the information available to management at the time and involve a significant amount of management 
judgment.  Actual  outcomes  or  losses  may  differ  materially  from  our  current  assessments  and  estimates,  and  any 
adverse resolution of litigation pending or threatened against us could have a material adverse impact on our business, 
financial condition and results of operations. 

Management  and  key  employee  turnover  or  failure  to  attract  and  retain  qualified  management  and  other  key 
personnel, could materially adversely affect our business, financial condition and results of operations. 

We depend on the leadership and expertise of our executive management team and other key personnel to design and 
execute our strategic and operating plans. While we have employment  agreements in place with these executives, 
there can be no assurance we will continue to retain their services and we may become subject to significant severance 
payments  if  our  relationship  with  these  executives  is  terminated  under  certain  circumstances.  Further,  turnover, 
planned or otherwise, in these or other key leadership positions may materially adversely affect our ability to manage 
our business efficiently and effectively, and such turnover can be disruptive and distracting to management, may lead 
to additional departures of existing personnel and could have a material adverse effect on our operations and future 
profitability.  We  must  recruit,  develop  and  retain  a  core  group  of  managers  to  realize  our  goal  of  expanding  our 
operations, improving our earnings consistency and positioning ourselves for long-term operating revenue growth. 

We have several major customers, and the loss of, or significant reduction of business with, one or more of them 
could have a material adverse effect on our business, financial condition and results of operations. 

A significant portion of our revenue is generated from a small number of major customers, the loss of, or significant 
reduction of business with, one or more of which could have a material adverse effect on our business. For the year 
ended  December 31,  2018,  our  top  25  customers,  based  on  revenue,  accounted  for  approximately  70.9%  of  our 
revenue; our top ten customers, approximately 56.6% our revenue; our top five customers, approximately 38.7% of 
our revenue; and our largest customer, Walmart Inc., accounted for approximately 11.8% of our revenue, in each case, 
calculated excluding fuel surcharge. A substantial portion of our freight is from customers in the retail industry. As 
such,  our  volumes  are  largely  dependent  on  consumer  spending  and  retail  sales,  and  our  results  may  be  more 
susceptible to trends in unemployment and retail sales than carriers that do not have this concentration. In addition, 
our major customers engage in bid processes and other activities periodically (including currently) in an attempt to 
lower their costs of transportation. We may not choose to participate in these bids or, if we participate, may not be 
awarded  the  freight,  either  of  which  circumstances  could  result  in  a  reduction  of  our  freight  volumes  with  these 
customers. In this event, we could be required to replace the volumes elsewhere at uncertain rates and volumes, suffer 
reduced equipment utilization or reduce the size of our fleet. Failure to retain our existing customers, or enter into 
relationships with new customers, each on acceptable terms, could materially impact our business, financial condition, 
results of operations and ability to meet our current and long-term financial forecasts. 

Economic conditions and capital markets may materially adversely affect our customers and their ability to remain 
solvent. Our customers’ financial difficulties can negatively impact our results of operations and financial condition 
and our ability to comply with the covenants under our debt agreements, especially if they were to delay or default on 
payments to us. Generally, we do not have contractual relationships that guarantee any minimum volumes with our 
customers, and we cannot assure you that our customer relationships will continue as presently in effect. Our dedicated 
contract service offering is typically subject to longer term written contracts than our OTR service offering. However, 
certain of these contracts contain cancellation clauses, including our “evergreen” contracts, which automatically renew 
for one year terms but that can be terminated more easily. There is no assurance any of our customers, including our 
dedicated contract customers, will continue to utilize our services, renew our existing contracts, or continue at the 
same volume levels. Despite the existence of contractual arrangements with our customers, certain of our customers 
may nonetheless engage in competitive bidding processes that could negatively impact our contractual relationship. 
In addition, certain of our major customers may increasingly use their own truckload and delivery fleets, which would 
reduce our freight volumes. A reduction in or termination of our services by one or more of our major customers, 
including our dedicated contract customers, could have a material adverse effect on our business, financial condition 
and results of operations. 

In addition, the size and market concentration of some of our customers may allow them to exert increased pressure 
on the prices, margins and non-monetary terms of our contracts. 

24 

We depend on third-party service providers, particularly in our Brokerage segment, and service instability from 
these providers could increase our operating costs and reduce our ability to offer brokerage services, which could 
materially  adversely  affect  our  revenue,  business,  financial  condition,  results  of  operations  and  customer 
relationships. 

Our Brokerage segment is dependent upon the services of third-party carriers, including other truckload carriers. For 
this business, we do not own or control the transportation assets that deliver our customers’ freight and we do not 
employ the providers directly involved in delivering the freight. These third-party providers may seek other freight 
opportunities and/or require increased compensation in times of improved freight demand or tight truckload capacity. 
If we are unable to secure the services of these third parties or if we become subject to increases in the prices we must 
pay to secure such services, our business, financial condition and results of operations may be materially adversely 
affected, and we may be unable to serve our customers on competitive terms. Our ability to secure sufficient equipment 
or other transportation services may be affected by many risks beyond our control, including equipment shortages in 
the  transportation  industry,  particularly  among  contracted  truckload  carriers,  interruptions  in  service  due  to  labor 
disputes, driver shortage, changes in regulations impacting transportation and changes in transportation rates. 

We may not make acquisitions in the future, which could impede growth, or if we do, we may not be successful in 
integrating any acquired businesses, either of which could have a material adverse effect on our business. 

Historically, a key component of our growth strategy has been to pursue acquisitions of complementary businesses. 
We currently do not expect to make any material acquisitions over the next few years, which could impede growth. If 
we do make acquisitions, we cannot assure that we will be successful in negotiating, consummating or integrating the 
acquisitions.  If  we  succeed  in  consummating  future  acquisitions,  our  business,  financial  condition  and  results  of 
operations, may be materially adversely affected because: 

• 

some of the acquired businesses may not achieve anticipated revenue, earnings or cash flows; 

•  we may assume liabilities that were not disclosed to us or otherwise exceed our estimates; 

•  we  may  be  unable  to  integrate  acquired  businesses  successfully,  or  at  all,  and  realize  anticipated 
economic, operational and other benefits in a timely manner, which could result in substantial costs and 
delays or other operational, technical or financial problems; 

• 

acquisitions could disrupt our ongoing business, distract our management and divert our resources; 

•  we  may  experience  difficulties  operating  in  markets  in  which  we  have  had  no  or  only  limited  direct 

experience; 

•  we could lose customers, employees and drivers of any acquired company; 

•  we may incur additional indebtedness; and 

•  we may issue additional shares of our Class A common stock, which would dilute the ownership of our 

then-existing stockholders. 

We are subject to certain risks arising from our Mexican operations. 

We have operations in Mexico, representing approximately 3.0% of our revenue in 2018, excluding fuel surcharge. 
Even following our sale of Xpress Internacional, we expect to have business to and from Mexico through a more 
variable cost model using third party carriers. As a result, we are subject to risks of doing business internationally, 
including fluctuations in foreign currencies, changes in the economic strength of Mexico, difficulties in enforcing 
contractual obligations and intellectual property rights, burdens of complying with a wide variety of international and 
U.S. export and import laws, economic sanctions and social, political and economic instability. We must also comply 
with applicable anti-corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act and local laws 
prohibiting corrupt payments to government officials. We cannot guarantee compliance with all applicable laws, and 
violations could result in substantial fines, sanctions, civil or criminal penalties, competitive or reputational harm, 
litigation or regulatory action and other consequences that might adversely affect our results of operations and our 
consolidated performance. 

In addition, if we are unable to maintain our Free and Secure Trade (“FAST”), Business Alliance for Secure Commerce 
(“BASC”) and U.S. C-TPAT certification statuses, we may have significant border delays, which could cause our 
Mexican operations to be less efficient than those of competitor truckload carriers also operating in Mexico that obtain 

25 

or continue to maintain FAST, BASC and C-TPAT certifications. We also face additional risks associated with our 
foreign operations, including restrictive trade policies and imposition of duties, taxes or government royalties imposed 
by the Mexican government, to the extent not preempted by the terms of the North American Free Trade Agreement 
(“NAFTA”)  or  its  proposed  replacement,  the  United-States-Mexico-Canada  Agreement  (“USMCA”),  which  is 
waiting congressional approval. In addition, changes to NAFTA, USMCA (if enacted) or other treaties governing our 
business could materially adversely affect our international business.  It is also uncertain how the USMCA, if enacted, 
will impact foreign trade and our Mexican operations. Factors that substantially affect the operations of our business 
in Mexico may have a material adverse effect on our overall results of operations. Additionally, the management team 
for our Mexican operations is relatively small and each member of the management team has significant impact on 
the performance and results of our Mexican operations. The loss of one or more of the management members could 
have a negative effect on our Mexican revenue and results of operations and on our consolidated performance. 

Changes to trade regulation, quotas, duties or tariffs, caused by the changing U.S. and geopolitical environments 
or otherwise, may increase our costs and materially adversely affect our business. 

Actions by the Trump administration have led to the imposition of tariffs on certain imported steel and aluminum. The 
implementation of these tariffs, as well as the imposition of additional tariffs or quotas or changes to certain trade 
agreements,  could,  among  other  things,  increase  the  costs  of  the  materials  used  by  our  suppliers  to  produce  new 
revenue equipment or increase the price of fuel. Such cost increases for our revenue equipment suppliers would likely 
be passed on to us, and to the extent fuel prices increase, we may not be able to fully recover such increases through 
rate increases or our fuel surcharge program, either of which could have a material adverse effect on our business.  

Our business depends on our reputation and the value of the U.S. Xpress brand, and if we are unable to protect 
our brand name or proprietary and other intellectual property rights, our competitive position may be harmed. 

We believe that the U.S. Xpress brand name symbolizes high-quality service and reliability and is a significant sales 
and marketing tool to which we devote substantial resources to promote and protect. Adverse publicity, whether or 
not justified, related to activities by our drivers, independent contractors or agents, such as accidents, customer service 
issues or noncompliance with laws, could tarnish our reputation and reduce the value of our brand. With the increased 
use of social media outlets, adverse publicity can be disseminated quickly and broadly, making it difficult for us to 
respond effectively. Damage to our reputation and loss of value in our brand could reduce the demand for our services 
and have a material adverse effect on our financial condition and results of operations, and require additional resources 
to rebuild our reputation and restore the value of our brand. 

In addition, we depend on the protection of our proprietary and other intellectual property rights, including service 
marks,  trademarks,  domain  names,  patents,  copyrights,  confidential  information  and  similar  intellectual  property 
rights.  We  rely  on  a  combination  of  laws  and  contractual  restrictions  with  employees,  independent  contractors, 
customers,  suppliers,  affiliates  and others  to  establish and protect  these  proprietary  and other  intellectual  property 
rights. Despite our efforts to protect our proprietary and other intellectual property rights, third parties may use our 
proprietary and other intellectual property information without our authorization and may otherwise misappropriate, 
infringe or violate the same, and efforts to prevent or police such unauthorized use or misappropriation, including 
instituting litigation, may consume significant resources, which could materially adversely affect our business, distract 
our management and divert our resources. 

Developments in labor and employment law and any unionizing efforts by employees could have a material adverse 
effect on our results of operations. 

We  face  the  risk  that  Congress,  federal  agencies  or  one  or  more  states  could  approve  legislation  or  regulations 
significantly affecting our businesses and our relationship with our employees, such as the previously proposed federal 
legislation referred to as the Employee Free Choice Act, which would have substantially liberalized the procedures 
for union organization. None of our domestic employees are currently covered by a collective bargaining agreement, 
but any attempt by our employees to organize a labor union could result in increased legal and other associated costs. 
Additionally, given the National Labor Relations Board’s “speedy election” rule, our ability to timely and effectively 
address  any  unionizing  efforts  would  be  difficult.  If  we  entered  into  a  collective  bargaining  agreement  with  our 
domestic employees, the terms could materially adversely affect our costs, efficiency and ability to generate acceptable 
returns on the affected operations. Our former Mexican subsidiary, Xpress Internacional, had a collective bargaining 
agreement with its Mexican employees on substantially the same employment terms required by Mexican law. We 
disposed of our interest in Xpress Internacional in January 2019. 

Additionally, the Department of Labor issued a final rule in 2016 raising the minimum salary basis exemption from 
overtime payments for executive, administrative and professional employees. The rule increases the minimum salary 
from the current amount of $23,660 to $47,476 and up to 10% of non-discretionary bonus, commission and other 

26 

incentive payments can be counted towards the minimum salary requirement. The rule was scheduled to go into effect 
on December 1, 2016. However, the rule was temporarily enjoined from going into effect in November 2016, and later 
invalidated in August 2017, after several states and business groups filed separate lawsuits against the Department of 
Labor  challenging  the  rule.  However,  any  future  rule  similar  to  this  rule  that  impacts  the  way  we  classify  certain 
positions, increases our payment of overtime wages or increases the salaries we are required to pay to currently exempt 
employees to maintain their exempt status may have a material adverse effect on our business, financial condition and 
results of operations. 

Seasonality and the impact of weather and other catastrophic events affect our operations and profitability. 

Our tractor productivity decreases during the winter season because inclement weather impedes operations and some 
shippers reduce their shipments after the winter holiday season. Revenue may also be adversely affected by inclement 
weather  and  holidays,  since  revenue  is  directly  related  to  available  working  days  of  shippers.  At  the  same  time, 
operating expenses increase and fuel efficiency declines because of engine idling and harsh weather creating higher 
accident  frequency,  increased  claims  and  higher  equipment  repair  expenditures.  We  also  may  suffer  from 
weather-related  or  other  unforeseen  events  such  as  tornadoes,  hurricanes,  blizzards,  ice  storms,  floods,  fires, 
earthquakes and explosions. These events may disrupt fuel supplies, increase fuel costs, disrupt freight shipments or 
routes, affect regional economies, damage or destroy our assets or adversely affect the business or financial condition 
of  our  customers,  any  of  which  could  materially  adversely  affect  our  results  of  operations  or  make  our  results  of 
operations more volatile.  

Our total assets include goodwill and other intangibles. If we determine that these items have become impaired in 
the future, net income could be materially adversely affected. 

As of December 31, 2018, we had recorded goodwill of $57.7 million and other intangible assets of $28.9 million 
primarily as a result of certain customer relationships connected with certain acquisition-related transactions and trade 
names. Goodwill represents the excess of the consideration paid by us over the estimated fair value of identifiable net 
assets  acquired  by  us.  We  may  never  realize  the  full  value  of  our  goodwill  or  intangible  assets.  Any  future 
determination  requiring  the  write-off  of  a  significant  portion  of  goodwill  or  other  intangible  assets  would  have  a 
material adverse effect on our business, financial condition and results of operations. 

Uncertainties in the interpretation and application of the 2017 Tax Cuts and Jobs Act could materially adversely 
affect our tax obligations and effective tax rate. 

In December 2017, the U.S. enacted comprehensive tax legislation, commonly referred to as the 2017 Tax Cuts and 
Jobs Act (the “Act”). The new law requires complex computations not previously required by U.S. tax law. As such, 
the application of accounting guidance for such items is currently uncertain. Further, compliance with the new law 
and  the  accounting for  such provisions  require preparation and  analysis  of  information  not  previously  required or 
regularly  produced.  In  addition,  the  U.S.  Department  of  Treasury  has  broad  authority  to  issue  regulations  and 
interpretative guidance that may significantly impact how we will apply the law and impact our results of operations 
in future periods. Accordingly, while we have provided a provisional estimate on the effect of the new law in our 
accompanying  audited  financial  statements,  further  regulatory  or  U.S.  generally  accepted  accounting  principles 
(“GAAP”) accounting guidance for the law, our further analysis on the application of the law, and refinement of our 
initial  estimates  and  calculations  could  materially  change  our  current  provisional  estimates,  which  could  in  turn 
materially affect our tax obligations and effective tax rate. There are also likely to be significant future impacts that 
these tax reforms will have on our future financial results and our business strategies. In addition, there is a risk that 
states or foreign jurisdictions may amend their tax laws in response to these tax reforms, which could have a material 
adverse effect on our results. 

The price of our Class A common stock may fluctuate significantly.  

The trading price of our Class A common stock has been and is likely to continue to be volatile and subject to wide 
price fluctuations in response to various factors, many of which are beyond our control, including those described 
above and the following: 

(cid:120)

(cid:120)

actual or anticipated fluctuations in our quarterly or annual financial results; 

the financial guidance we may provide to the public, any changes in such guidance or our failure to meet 
such guidance; 

27 

 
 
(cid:120)

(cid:120)

failure of industry or securities analysts to maintain coverage of us, changes in financial estimates or 
downgrades of our Class A common stock or our sector by any industry or securities analysts that follow 
us or our failure to meet such estimates; 

downgrades in our credit ratings or the credit ratings of our competitors; 

(cid:120) market factors, including rumors, whether or not correct, involving us or our competitors;  

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

unfavorable market reactions to allegations regarding the safety of our or our competitors' services and 
costs  or  negative  publicity  arising  out  of  any  potential  litigation  and/or  government  investigations 
resulting therefrom;  

fluctuations in stock market prices and trading volumes of securities of similar companies;  

sales or anticipated sales of large blocks of our Class A common stock;  

short selling of our Class A common stock by investors;  

limited  "public  float"  in  the  hands  of  a  small  number  of  persons  whose  sales  or  lack  of  sales  of  our 
Class A common stock could result in positive or negative pricing pressure on the market price for our 
Class A common stock; 

our ability to satisfy our ongoing capital requirements and unanticipated cash needs or adverse market 
reaction to any additional indebtedness we may incur or securities we may issue in the future;  

additions or departures of key personnel;  

announcements of new commercial relationships, acquisitions or other strategic transactions, or entry 
into new markets or exit from markets by us or our competitors;  

failure of any of our initiatives, including our growth strategy, to achieve commercial success;  

regulatory or political developments; 

changes in accounting principles or methodologies;  

litigation or governmental investigations;  

negative publicity about us in the media and online; and  

general financial market conditions or events. 

Furthermore,  the  stock  markets  have  experienced  extreme  price  and  volume  fluctuations  that  have  affected  and 
continue to affect the market prices of equity securities of many companies. These fluctuations sometimes have been 
unrelated or disproportionate to the operating performance of those companies. In addition, certain index providers, 
such as FTSE Russell and S&P Dow Jones, have announced restrictions that limit or preclude inclusion of companies 
with multiple-class share structures in certain indexes. Because of our dual-class structure, we may be excluded from 
these indexes and we cannot assure you that other stock indexes will not take similar actions. Given the sustained flow 
of investment funds into passive strategies that seek to track certain indexes, exclusion from stock indexes would 
likely preclude investment by many of these funds and could make our Class A common stock less attractive to other 
investors. These and other factors may cause the market price and demand for our Class A common stock to fluctuate 
substantially, which may limit or prevent investors from readily selling their shares of Class A common stock and 
may otherwise adversely affect the price or liquidity of our Class A common stock. 

We previously identified material weaknesses in our internal control over financial reporting. If our remediation 
of  these  material  weaknesses  is  not  effective,  or  if  we  identify  additional  material  weaknesses  in  the  future  or 
otherwise fail to maintain an effective system of internal controls in the future, we may not be able to accurately 
or timely report our financial condition or results of operations, which may adversely affect investor confidence in 
us and, as a result, the value of our Class A common stock. 

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Prior to the IPO, we were not required to comply with the rules of the SEC implementing Section 404 of the Sarbanes-
Oxley Act and were therefore not required to make a formal assessment of the effectiveness of our internal controls 
over  financial  reporting  for  that  purpose.  Since  the  IPO,  we  have  been  required  to  comply  with  the  SEC's  rules 
implementing Sections 302 and 404 of the Sarbanes-Oxley Act, which has required management to certify financial 
and  other  information  in  our  quarterly  and  annual  reports  and  provide  an  annual  management  report  on  the 
effectiveness of controls over financial reporting. Though we will be required to disclose changes made in our internal 
controls and procedures on a quarterly basis, we will not be required to make our first annual assessment of our internal 
controls over financial reporting pursuant to Section 404 (including an auditor attestation on management's internal 
controls report) until our annual report on Form 10-K for the fiscal year ending December 31, 2019. 

As disclosed in “Controls and Procedures” of this report, during the course of preparing for our IPO, we identified 
material weaknesses in our internal control over financial reporting. We are currently in the process of remediating 
these  material  weaknesses.  However,  there  is  no  assurance  that  we  will  effectively  remediate  these  material 
weaknesses or that we will not identify additional material weaknesses in our internal control over financial reporting 
in the future. 

If we fail to effectively remediate the material weaknesses in our control environment, if we identify future material 
weaknesses in our internal controls over financial reporting, or if we are unable to comply with the demands that have 
been placed upon us as a public company, including the requirements of Section 404 of the Sarbanes-Oxley Act, in a 
timely  manner,  we  may  be  unable  to  accurately  report  our  financial  results,  or  report  them  within  the  timeframes 
required by the SEC. We also could become subject to sanctions or investigations by the NYSE, the SEC or other 
regulatory  authorities.  In  addition,  if  we  are  unable  to  assert  that  our  internal  control  over  financial  reporting  is 
effective, or if our independent registered public accounting firm is unable to express an opinion as to the effectiveness 
of our internal control over financial reporting, when required, investors may lose confidence in the accuracy and 
completeness of our financial reports, we may face restricted access to the capital markets and our stock price may be 
adversely affected. 

If securities or industry analysts do not publish or cease publishing research or reports about us, our business, our 
market or our competitors, or if they change their recommendations regarding our Class A common stock in a 
negative way, the price and trading volume of our Class A common stock could decline. 

The trading market for our Class A common stock is influenced by the research and reports that industry or securities 
analysts may publish about us, our business, our market or our competitors. If any of the analysts who cover us change 
their recommendation regarding our Class A common stock in a negative way, or provide more favorable relative 
recommendations about our competitors, the price of our Class A common stock would likely decline. If any analyst 
who covers us were to cease coverage of us or fail to regularly publish reports on us, we could lose visibility in the 
financial markets, which in turn could cause our Class A common stock price or trading volume to decline. 

The large number of shares eligible for public sale in the future, or the perception of the public that these sales 
may occur, could depress the market price of our Class A common stock. 

The market price of our Class A common stock could decline as a result of (i) sales of a large number of shares of our 
Class A  common  stock,  particularly  sales  by  our  directors,  employees  (including  our  executive  officers)  and 
significant stockholders, and (ii) a large number of shares of our Class A common stock being registered or offered 
for sale (including upon the conversion of Class B shares for Class A shares and the subsequent sale by the holders 
thereof). These  sales, or  the perception  that  these  sales  could  occur,  may  depress  the market  price of our  Class A 
common stock. Any shares of Class B common stock sold by the selling stockholders will automatically convert to 
Class A common stock upon such sale. In addition to the sale of existing Class A shares, our charter does not limit the 
conversion of shares of Class B common stock into shares of Class A common stock upon transfer by the holders 
thereof and as a result, all of the shares of Class B common stock may be converted into shares of Class A common 
stock, which could have a negative effect on the market price of the outstanding shares of Class A common stock. 

The dual class structure of our common stock has the effect of concentrating voting control with certain members 
of the Fuller and Quinn families (or trusts for the benefit of any of them or entities owned by any of them), which 
limits or precludes the ability of other stockholders to influence corporate matters. 

Our  Class B  common  stock  has  five  votes  per  share,  and  our  Class A  common  stock  has  one  vote  per  share. 
Stockholders  who  hold  shares  of  Class B  common  stock,  Messrs.  Max  Fuller  and  Eric  Fuller  and  Ms. Pate 
(collectively, the "Qualifying Stockholders") and certain trusts for the benefit of any of them or their family members 

29 

or certain entities owned by any of them or their family members (collectively with the Qualifying Stockholders, the 
"Class B Stockholders"), hold approximately 70.1% of the voting power of our outstanding capital stock. Because of 
the five-to-one voting ratio between our Class B common stock and Class A common stock, the Class B Stockholders 
collectively will continue to control a majority of the combined voting power of our common stock and therefore be 
able to control all matters submitted to our stockholders for approval so long as the shares of Class B common stock 
represent at least 16.7% of all outstanding shares of our Class A common stock and Class B common stock. This 
concentrated control will limit or preclude the ability of our other stockholders to influence corporate matters for the 
foreseeable future. The interests of the Class B Stockholders may conflict with the interests of our other stockholders, 
and they may take actions affecting us with which other stockholders disagree. For example, the Class B Stockholders 
could take actions that would have the effect of delaying, deterring or preventing a change in control or other business 
combination  that  might  otherwise  be  beneficial  to  us  and  our  stockholders.  In  addition,  certain  of  the  Class B 
Stockholders have been engaged from time to time in certain related party transactions with us. Further, Messrs. Eric 
Fuller and Max Fuller and Mses. Pate and Janice Fuller, the wife of Max Fuller, have entered into a voting agreement 
(the "Voting Agreement") under which each has granted a voting proxy with respect to the shares of Class B common 
stock subject to the voting agreement. Mr. Eric Fuller and Ms. Janice Fuller have initially designated Mr. Max Fuller 
as his or her proxy and Mr. Max Fuller and Ms. Pate have each initially designated Mr. Eric Fuller as his or her proxy. 
Accordingly, upon death or incapacity of any of Messrs. Eric Fuller or Max Fuller or Ms. Pate, voting control would 
remain concentrated with certain members of the Fuller and/or Quinn families.  

Future  transfers  by  holders  of  Class B  common  stock  will  generally  result  in  those  shares  converting  to  Class A 
common stock, except for transfers among certain members of the Fuller and Quinn families (or trusts for the benefit 
of any of them or entities owned by any of them) effected for estate planning or charitable purposes. The conversion 
of Class B common stock to Class A common stock will have the effect, over time, of increasing the relative voting 
power of those holders of Class B common stock who retain their shares in the long term. 

Furthermore, as a "controlled company" within the meaning of the NYSE rules, we qualify for and, in the future, may 
opt  to  rely  on,  exemptions  from  certain  corporate  governance  requirements,  including  having  a  majority  of 
independent  directors,  as  well  as  having  nominating  and  corporate  governance  and  compensation  committees 
composed entirely of independent directors.  If in the future we choose to rely on such exemptions, the interests of our 
Qualifying Stockholders may differ from those of our other stockholders and the other stockholders may not have the 
same protections afforded to stockholders of companies that are subject to all of the corporate governance rules for 
NYSE-listed companies. Our status as a controlled company could make our Class A common stock less attractive to 
some investors or otherwise harm our stock price. 

We do not currently expect to pay any cash dividends. 

The continued operation and growth of our business will require substantial funding. Accordingly, we do not currently 
expect to pay any cash dividends on shares of our common stock. Any determination to pay dividends in the future 
will be at the discretion of our Board of Directors and will depend upon our results of operations, financial condition, 
contractual restrictions, including restrictive covenants contained in our financing agreements, restrictions imposed 
by applicable law, capital requirements and other factors our Board of Directors deems relevant. Additionally, under 
our  Credit  Facility,  our  subsidiaries  are  restricted  from  paying  cash  dividends  except  in  limited  circumstances. 
Accordingly, in order for stockholders to realize a gain on their investment, the price of our common stock would 
need  to  increase,  which  may  never  occur.  Investors  seeking  cash  dividends  in  the  foreseeable  future  should  not 
purchase our common stock.  

The requirements of being a public company may strain our resources and divert management’s attention, which 
could lower our profits or make it more difficult to run our business. 

As a public company, we have incurred and will incur significant legal, accounting and other expenses that we would 
not have incurred as a private company, including costs associated with public company reporting requirements. We 
also have incurred and will incur costs associated with complying with the Exchange Act and the Sarbanes-Oxley Act 
and  related  rules  implemented  by  the  SEC  and  the  NYSE.  Complying  with  these  reporting  and  other  regulatory 
requirements will continue to be time consuming and will result in increased costs to us and could have a negative 
effect  on  our  business,  financial  condition  and  results  of  operations.  The  expenses  incurred  by  public  companies 
generally for reporting and corporate governance purposes have been increasing.  In addition, our management will 
need to continue to devote a substantial amount of time to ensure that we comply with all of these requirements. These 
laws and regulations also could make it more difficult or costly for us to obtain certain types of insurance, including 
director and officer liability insurance, and we may be forced to accept reduced policy limits and coverage or incur 
substantially higher costs to obtain the same or similar coverage. These laws and regulations could also make it more 

30 

difficult for us to attract and retain qualified persons to serve on our Board of Directors, our board committees or as 
our executive officers. Furthermore, if we are unable to satisfy our obligations as a public company, we could be 
subject to delisting of our Class A common stock, fines, sanctions and other regulatory action and potentially civil 
litigation. 

Provisions in our charter documents or Nevada law may inhibit a takeover, which could limit the price investors 
might be willing to pay for our Class A common stock. 

Our Second Amended and Restated Articles of Incorporation ("Articles of Incorporation"), our Amended and Restated 
Bylaws ("Bylaws"), and Nevada corporate law contain provisions that could delay, discourage or prevent a change of 
control or changes in our Board of Directors or management that a stockholder might consider favorable. For example, 
our Articles of Incorporation authorize our Board of Directors to issue preferred stock without stockholder approval 
and  to  set  the  rights,  preferences  and  other  terms  thereof,  including  voting  rights  of  those  shares;  our  Articles  of 
Incorporation do not provide for cumulative voting in the election of directors, which would otherwise allow holders 
of less than a majority of stock to elect some directors; our Class B common stock possesses disproportionate voting 
rights; and our Bylaws provide that a stockholder must provide advance notice of business to be brought before an 
annual  meeting  or  to  nominate  candidates  for  election  as  directors  at  an  annual  meeting  of  stockholders.  These 
provisions  will  apply  even  if  the  change  may  be  considered  beneficial  by  some  of  our  stockholders,  and  thereby 
negatively  affect  the  price  that  investors  might  be  willing  to  pay  in  the  future  for  our  Class A  common  stock.  In 
addition,  to  the  extent  that  these  provisions  discourage  an  acquisition  of  our  company  or  other  change  in  control 
transaction,  they  could  deprive  stockholders  of  opportunities  to  realize  takeover  premiums  for  their  shares  of  our 
Class A common stock.  

Our Articles of Incorporation designate the Eighth Judicial District Court of Clark County of the State of Nevada 
as  the  sole  and  exclusive  forum  for  certain  types  of  actions  and  proceedings  that  may  be  initiated  by  our 
stockholders, which could limit our stockholders' ability to obtain a favorable judicial forum for disputes with us 
or our directors, officers or employees. 

Our Articles of Incorporation provide that, unless we consent in writing to an alternative forum, the Eighth Judicial 
District Court of Clark County of the State of Nevada will be the sole and exclusive forum for any and all actions, 
suits or proceedings, whether civil, administrative or investigative or that asserts any claim or counterclaim brought 
in our name or on our behalf, any derivative action (i) asserting a claim of breach of a fiduciary duty owed by any of 
our directors, officers or employees to us or our stockholders, (ii) arising or asserting a claim arising pursuant to any 
provision the Nevada Statutes, our Articles of Incorporation or our Bylaws or (iii) asserting a claim that is governed 
by the internal affairs doctrine, in each such case subject to the Eighth Judicial District Court of Clark County having 
personal jurisdiction over the indispensable parties named as defendant. Any person purchasing or otherwise acquiring 
any interest in any shares of our capital stock shall be deemed to have notice of and to have consented to this provision 
of our Articles of Incorporation. This choice of forum provision may limit our stockholders' ability to bring certain 
claims, including claims against our directors, officers or employees, in a judicial forum that the stockholder finds 
favorable and therefore may discourage lawsuits with respect to such claims. Stockholders who do bring a claim in 
the Eighth Judicial District Court of Clark County could face additional litigation and related costs in pursuing any 
such claim, particularly if they do not reside in or near Nevada. The Eighth Judicial District Court of Clark County 
may  also  reach  different  judgments  or  results  than  would  other  courts,  including  courts  where  a  stockholder 
considering an action may be located or would otherwise choose to bring the action, and such judgments or results 
may  be  more  favorable  to  us  than  to  our  stockholders.  Alternatively,  if  a  court  were  to  find  this  provision  of  our 
Articles of Incorporation inapplicable to, or unenforceable in respect of, one or more of the specified types of actions 
or proceedings, we may incur additional costs associated with resolving such matters in other jurisdictions, which 
could have a material adverse effect on our business, financial condition or results of operations. 

PROPERTIES 

Our headquarters is located in Chattanooga, Tennessee. We own or lease truck terminals throughout the continental 
United States. A truck terminal may include fleet operations, equipment maintenance, driver orientation/training, fuel 
station and equipment parking. We believe that our facilities are in good condition and have sufficient capacity to 
meet our current needs. The following table provides information regarding our headquarters, truckload service centers 
and other facilities in the United States:  

31 

Owned
or
Leased  Description of Activities at Location 

Location 
Arizona—Tempe ........................   Leased  Office 
Florida—Jacksonville .................   Owned  Office, Maintenance, Training, Parking 
Georgia—Ellenwood ..................   Owned  Office, Maintenance, Fuel, Parking 
Georgia—Tunnel Hill .................   Owned  Office, Maintenance, Training, Fuel, Parking 
Illinois—Chicago ........................   Leased  Office 
Illinois—Markham .....................   Leased  Office, Maintenance, Training, Fuel, Parking 
Indiana—Indianapolis .................   Owned  Office, Maintenance, Fuel, Parking 
Minnesota—Elk River ................   Leased  Office 
Mississippi—Olive Branch .........   Owned  Office, Maintenance, Training, Parking 
Mississippi—Richland ................   Owned  Office, Maintenance, Training, Fuel, Parking 
Ohio—Springfield ......................   Owned  Office, Maintenance, Training, Fuel, Parking 
Pennsylvania—Shippensburg .....   Owned  Office, Maintenance, Training, Fuel, Parking 
South Carolina—Duncan ............   Leased  Maintenance, Parking 
Tennessee—Brentwood ..............   Leased  Office 
Tennessee—Chattanooga ............   Owned  Headquarters (2 facilities) 
Tennessee—Loudon ...................   Owned  Office, Maintenance, Parking 
Texas—Irving .............................   Leased  Office, Maintenance, Training, Fuel, Parking 
Texas—Laredo ...........................   Leased  Office, Maintenance, Parking 

Segment(s) 
that use Location 
Brokerage 
Truckload 
Truckload 
Truckload 
Brokerage 
Truckload 
Truckload 
Brokerage 
Truckload 
Truckload 
Truckload 
Truckload 
Truckload 
Brokerage 
Truckload & Brokerage 
Truckload 
Truckload 
Truckload 

In addition to the facilities listed above, we lease property located in Grand Prairie, Texas to Parker Global Enterprises, 
Inc., an entity in which we hold a 45% investment, and have various lots throughout the United States that are used 
for equipment parking. All of our owned real property has been pledged as collateral under our Credit Facility or other 
third-party financings.  

LEGAL PROCEEDINGS 

We are involved in various litigation and claims primarily arising in the normal course of business, which include 
claims for personal injury or property damage incurred in the transportation of freight. Our insurance program for 
liability, physical damage and cargo damage involves varying risk retention levels. Claims in excess of these risk 
retention  levels  are  covered  by  insurance  in  amounts  that  management  considers  to  be  adequate.  Based  on  its 
knowledge of the facts and, in certain cases, advice of outside counsel, management believes the resolution of claims 
and  pending  litigation,  taking  into  account  existing  reserves,  will  not  have  a  materially  adverse  effect  on  us. 
Information  relating  to  legal  proceedings  is  included  in  Note  13  of  the  accompanying  consolidated  financial 
statements, and is incorporated herein by reference.  

MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND 
ISSUER PURCHASES OF EQUITY SECURITIES 

Market Information 

Our Class A common stock is traded on The New York Stock Exchange, under the symbol “USX.”  

Holders of Record 

As of February 19, 2019, we had approximately nine stockholders of record of our Class A common stock; however, 
we estimate our actual number of stockholders is much higher because a substantial number of our shares are held of 
record by brokers or dealers for their customers in street names.  As of February 19, 2019, Messrs. Eric and Max 
Fuller and Ms. Lisa Quinn Pate, together with certain trusts for the benefit of any of them and certain entities owned 
by any of them, owned all of the outstanding Class B common stock.

Dividend Policy 

We currently intend to retain all available funds and any future earnings for use in the development and expansion of 
our business, the repayment of debt and for general corporate purposes. Any future determination to pay dividends 
and other distributions will be at the discretion of our Board of Directors. Such determinations will depend on then-
existing  conditions,  including  our  financial  condition  and  results  of  operations,  contractual  restrictions,  including 
restrictive covenants contained in our financing agreements, capital requirements and other factors that our Board of 
Directors may deem relevant. 

32 

Use of Proceeds 

On June 13, 2018, the Registration Statement on Form S-1 (Registration No. 333-224711) for our IPO was declared 
effective by the SEC. The offering commenced on June 14, 2018 and did not terminate until the sale of all of the 
shares offered. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Morgan Stanley & Co. LLC acted as co-lead 
managing underwriters for the IPO. 

We registered an aggregate of 20,764,400 shares of our Class A common stock (including 1,388,000 shares offered 
for sale by certain of our stockholders named in our prospectus dated June 13, 2018, filed with the SEC pursuant to 
Rule 424(b) of the Securities Act, which is deemed to be part of our Registration Statement on Form S-1 (File No. 
333-224711), as amended (“Prospectus”) and 2,708,400 shares registered to cover the underwriters’ option to purchase 
additional shares, which were also offered for sale by certain of our stockholders). On June 18, 2018, we closed our 
IPO, in which we sold 16,668,000 shares of our Class A common stock and the selling stockholders sold 4,046,400 
shares  of  our  Class  A  common  stock.  The  shares  sold  and  issued  in  the  IPO  included  the  full  exercise  of  the 
underwriters’ option to purchase additional shares from the selling stockholders. The shares were sold at a public 
offering  price  of  $16.00  for  an  aggregate  gross  offering  price  of  approximately  $332.2  million.  We  received  net 
proceeds of approximately $250.0 million, after deducting underwriting discounts and commissions of approximately 
$16.7 million, but before deducting offering expenses. At the time of the IPO we had approximately $4.8 million in 
unpaid  offering  expenses.  Thus,  we  received  net  proceeds  of  approximately  $246.6  million,  after  deducting 
underwriting discounts and commissions and offering expenses. We used approximately $237.7 million of the net 
proceeds to repay (i) our then-existing term loan facility, including breakage fees, (ii) a portion of the borrowings 
outstanding under our then-existing revolving credit facility and (iii) a 2007 term note and (b) approximately $7.5 
million of the net proceeds for the purchase of the Tunnel Hill, Georgia, real estate we historically have leased from 
Q&F Realty, a related party.  Except for the purchase of the Tunnel Hill, Georgia real estate from Q&F Realty, a 
related party, none of the expenses were paid to, and none of the net proceeds were used to, make payments to our 
directors, officers or persons owning 10% or more of our common stock, or to their associates or our affiliates. There 
has been no material change in the planned use of proceeds from our IPO as described in our Prospectus.  

Securities Authorized for Issuance under Equity Compensation Plans 

See “Equity Compensation Plan Information” of this Annual Report for certain information concerning shares of our 
Class A and Class B common stock authorized for issuance under our equity compensation plans. 

Issuer Purchases of Equity Securities 

We did not purchase any of our Class A or Class B common stock during the year ended December 31, 2018. 

SELECTED FINANCIAL DATA 

The selected financial data set forth below is not necessarily indicative of results of future operations and should be 
read in conjunction with “Management's Discussion and Analysis of Financial Condition and Results of Operations” 
and the Company's consolidated financial statements and notes thereto included in this Annual Report. 

Operating revenue 
Income from operations(1) 
Net income (loss) 
Net income (loss) attributable to controlling 

interest 

Basic earnings (loss) per share 
Diluted earnings (loss) per share 
Operating ratio 

2018

2017

As of December 31, 
2016
(in thousands)    
 $ 1,804,915    $ 1,555,385    $ 1,451,205     $  1,541,103     $  1,727,491  
36,940  
(13,678) 

27,731       
(15,974)      

47,613       
4,692       

28,608     
(3,937)    

78,906     
26,106     

2014

2015

24,899     
0.84     
0.83     
95.6%  

(4,060)    
(0.64)    
(0.64)    
98.2%   

(16,524)      
(2.59)      
(2.59)      
98.1%    

4,102       
0.64       
0.64       
96.9%     

(14,153) 
(2.22) 
(2.22) 
97.9%

Total assets 
Total debt, including capital lease obligations and 

current portion 

Stockholders' equity (deficit) 

910,487     

820,571     

639,431       

776,495       

733,047  

424,566     
238,387     

605,538     
(41,105)    

431,022       
(37,168)      

488,390       
(21,194)      

497,167  
(27,827) 

(1) 

During  the  fourth  quarter  of  2018,  we  incurred  an  impairment  charge  of  $10.7  million  related  to  our 
disposition of Xpress Internacional interest in January 2019. 

33 

  
 
  
  
 
    
    
     
     
  
  
 
  
  
  
  
  
  
  
  
  
      
     
        
        
   
  
  
  
MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATIONS 

This management's discussion and analysis of financial condition and results of operations should be read together 
with “Business” in this Annual Report, as well as the consolidated financial statements and accompanying footnotes 
in this Annual Report. This discussion contains forward-looking statements as a result of many factors, including those 
set forth under “Risk Factors” and “Cautionary Note Regarding Forward-looking Statements” of this Annual Report, 
and elsewhere in this report. These statements are based on current expectations and assumptions that are subject to 
risks and uncertainties. Actual results could differ materially from those discussed. 

Overview 

We are the fifth largest asset-based truckload carrier in the United States by revenue, generating over $1.8 billion in 
total  operating  revenue  in  2018.  We  provide  services  primarily  throughout  the  United  States,  with  a  focus  in  the 
densely populated and economically diverse eastern half of the United States. We offer customers a broad portfolio 
of services using our own truckload fleet and third-party carriers through our non-asset-based truck brokerage network. 
As  of  December  31,  2018,  our  fleet  consisted  of  approximately  6,900  tractors  and  approximately  16,000  trailers, 
including approximately 1,650 tractors provided by independent contractors. All of our tractors have been equipped 
with electronic logs since 2012, and our systems and network are engineered for compliance with the recent federal 
electronic log mandate. Our terminal network infrastructure is established and capable of handling significantly larger 
volumes without meaningful additional investment. 

For much of our history, we focused primarily on scaling our fleet and expanding our service offerings to support 
sustainable, multi-faceted relationships with customers. More recently, we have focused on our core service offerings 
and refined our network to focus on shorter, more profitable lanes with more density, which we believe are more 
attractive  to  drivers.  Over  the  last  four  years,  we  have  recruited  and  developed  new  executive  and  operational 
management teams with significant industry experience and instilled a new culture of professional management. These 
changes, which are ongoing, helped us to maintain relatively stable profitability during the weak truckload market of 
2016 and early 2017, and drive significant improvements to profitability during the strong truckload market beginning 
in the second half of 2017. This momentum was reflected in 2018, which produced a 260 basis point improvement in 
our operating ratio, compared to 2017, and a 330 basis point improvement in our Adjusted Operating Ratio for the 
same  period.  For  the  definition  of  Adjusted  Operating  Ratio  and  a  reconciliation  to  the  most  directly  comparable 
GAAP measure, see “Use of Non-GAAP Financial Information.” We expect to see year-over-year quarterly operating 
ratio improvement through 2019, absent changes in macroeconomic conditions. 

Total revenue for 2018 increased by $249.5 million to $1.8 billion as compared to 2017. The increase was primarily 
a result of a 9.6% increase in our average revenue per loaded mile (excluding fuel surcharge revenue), a 40.2% increase 
in brokerage revenue to $69.6 million, and a $44.6 million increase in fuel surcharge revenue. Excluding the impact 
of fuel surcharge revenue, revenue increased $204.9 million to $1.6 billion, an increase of 14.5% as compared to the 
prior year. 

Operating income for 2018 was $78.9 million which compares favorably to the $28.6 million achieved in 2017. Our 
net income attributable to controlling interest of $24.9 million in 2018 represents our highest net income earned in 
Company’s history. 

We continue to see an erosion of professional driver availability. As a result, we are continuing to focus on our driver 
centric initiatives, such as increased miles and modern equipment, to both retain the professional drivers who have 
chosen to partner with us and attract new professional drivers to our team. We will continue to focus on implementing 
and executing our initiatives that we expect will continue to drive sustainable improved performance over time. 

Reportable Segments 

Our business is organized into two reportable segments, Truckload and Brokerage. Our Truckload segment offers 
truckload services, including OTR trucking and dedicated contract services. Our OTR service offering transports a 
full trailer of freight for a single customer from origin to destination, typically without intermediate stops or handling 
pursuant  to  short-term  contracts  and  spot  moves  that  include  irregular  route  moves  without  volume  and  capacity 
commitments. Tractors are operated with a solo driver or, when handling more time-sensitive, higher-margin freight, 
a team of two drivers. Our dedicated contract service offering provides similar freight transportation services, but with 
contractually assigned equipment, drivers and on-site personnel to address customers’ needs for committed capacity 
and service levels pursuant to multi-year contracts with guaranteed volumes and pricing. Our Brokerage segment is 
principally engaged in non-asset-based freight brokerage services, where loads are contracted to third-party carriers. 

34 

Truckload Segment 

In our Truckload segment, we generate revenue by transporting freight for our customers in our OTR and dedicated 
contract  service  offerings.  Our  OTR  service  offering  provides  solo  and  expedited  team  services  through  one-way 
movements of freight over routes throughout the United States. While we primarily operate in the eastern half of the 
United  States,  we  provide  services  into  and  out  of  Mexico.  In  January  2019,  we  sold  our  interest  in  Xpress 
Internacional.  Even  following  our  sale  of  Xpress  Internacional,  we  expect  to  have  business  to  and  from  Mexico 
through a more variable cost model using third party carriers. Our dedicated contract service offering devotes the use 
of  equipment  to  specific  customers  and  provides  services  through  long-term  contracts.  Our  Truckload  segment 
provides services that are geographically diversified but have similar economic and other relevant characteristics, as 
they all provide truckload carrier services of general commodities and durable goods to similar classes of customers. 

We are typically paid a predetermined rate per load or per mile for our Truckload services. We enhance our revenue 
by charging for tractor and trailer detention, loading and unloading activities and other specialized services. Consistent 
with industry practice, our typical customer contracts (other than those contracts in which we have agreed to dedicate 
certain tractor and trailer capacity for use by specific customers) do not guarantee load levels or tractor availability. 
This gives us and our customers a certain degree of flexibility to negotiate rates up or down in response to changes in 
freight  demand  and  trucking  capacity.  In  our  dedicated  contract  service  offering,  which  comprised  approximately 
37.5% of our Truckload operating revenue, and approximately 38.0% of our Truckload revenue, before fuel surcharge, 
for 2018, we provide service under contracts with fixed terms, volumes and rates. Dedicated contracts are often used 
by our customers with high-service and high-priority freight, sometimes to replace private fleets previously operated 
by them. 

Generally,  in  our  Truckload  segment,  we  receive  fuel  surcharges  on  the  miles  for  which  we  are  compensated  by 
customers. Fuel surcharge revenue mitigates the effect of price increases over a negotiated base rate per gallon of fuel; 
however, these revenues may not fully protect us from all fuel price increases. Our fuel surcharges to customers may 
not fully recover all fuel increases due to engine idle time, out-of-route miles and non-revenue generating miles that 
are not generally billable to the customer, as well as to the extent the surcharge paid by the customer is insufficient. 
The main factors that affect fuel surcharge revenue are the price of diesel fuel and the number of revenue miles we 
generate. Although our surcharge programs vary by customer, we generally attempt to negotiate an additional penny 
per mile charge for every five-cent increase in the U.S. Department of Energy’s (the “DOE”) national average diesel 
fuel index over an agreed baseline price. Our fuel surcharges are billed on a lagging basis, meaning we typically bill 
customers in the current week based on a previous week’s applicable index. Therefore, in times of increasing fuel 
prices, we do not recover as much as we are currently paying for fuel. In periods of declining prices, the opposite is 
true. Based on the current status of our empty miles percentage and the fuel efficiency of our tractors, we believe that 
our fuel surcharge recovery is effective. 

The main factors that affect our operating revenue in our Truckload segment are the average revenue per mile we 
receive from our customers, the percentage of miles for which we are compensated and the number of shipments and 
miles we generate. Our primary measures of revenue generation for our Truckload segment are average revenue per 
loaded mile and average revenue per tractor per period, in each case excluding fuel surcharge revenue and revenue 
and miles from services in Mexico. 

In  our  Truckload  segment,  our  most  significant  operating  expenses  vary  with  miles  traveled  and  include  (i) fuel, 
(ii) driver-related  expenses,  such  as  wages,  benefits,  training  and  recruitment  and  (iii) costs  associated  with 
independent  contractors  (which  are  primarily  included  in  the  “Purchased  transportation”  line  item).  Expenses  that 
have both fixed and variable components include maintenance and tire expense and our total cost of insurance and 
claims. These expenses generally vary with the miles we travel, but also have a controllable component based on 
safety, fleet age, efficiency and other factors. Our main fixed costs include vehicle rent and depreciation of long-term 
assets, such as revenue equipment and service center facilities, the compensation of non-driver personnel and other 
general and administrative expenses. 

Our Truckload segment requires substantial capital expenditures for purchase of new revenue equipment. We use a 
combination of operating leases and secured financing to acquire tractors and trailers, which we refer to as revenue 
equipment.  When  we  finance  revenue  equipment  acquisitions  with  operating  leases,  we  do  not  record  an  asset  or 
liability on our consolidated balance sheet, and the lease payments in respect of such equipment are reflected in our 
consolidated statement of comprehensive income (loss) in the line item “Vehicle rents.” When we finance revenue 
equipment acquisitions with secured financing, the asset and liability are recorded on our consolidated balance sheet, 
and  we  record  expense  under  “Depreciation  and  amortization”  and  “Interest  expense.”  Typically,  the  aggregate 
monthly payments are similar under operating lease financing and secured financing. We use a mix of capital leases 
and  operating  leases  with  individual  decisions  being  based  on  competitive  bids,  tax  projections  and  contractual 
restrictions.  We  expect  our  vehicle  rents,  depreciation  and  amortization  and  interest  expense  will  be  impacted  by 

35 

changes in the percentage of our revenue equipment acquired through operating leases versus equipment owned or 
acquired  through  capital  leases.  Because  of  the  inverse  relationship  between  vehicle  rents  and  depreciation  and 
amortization, we review both line items together. 

Approximately  25%  of  our  total  tractor  fleet  was  operated  by  independent  contractors  at  December 31,  2018. 
Independent  contractors  provide  a  tractor  and  a  driver  and  are  responsible  for  all  of  the  costs  of  operating  their 
equipment  and  drivers,  including  interest  and  depreciation,  vehicle  rents,  driver  compensation,  fuel  and  other 
expenses,  in  exchange  for  a  fixed  payment  per  mile  or  percentage  of  revenue  per  invoice  plus  a  fuel  surcharge 
pass-through. Payments to independent contractors are recorded in the “Purchased transportation” line item. When 
independent contractors increase as a percentage of our total tractor fleet, our “Purchased transportation” line item 
typically will increase, with offsetting reductions in employee driver wages and related expenses, net of fuel (assuming 
all other factors remain equal). The reverse is true when the percentage of our total fleet operated by company drivers 
increases. 

Brokerage Segment 

In our Brokerage segment, we retain the customer relationship, including billing and collection, and we outsource the 
transportation  of  the  loads  to  third-party  carriers.  For  this  segment,  we  rely  on  brokerage  employees  to  procure 
third-party carriers, as well as information systems to match loads and carriers. 

Our Brokerage segment revenue is mainly affected by the rates we obtain from customers, the freight volumes we 
ship through our third-party carriers and our ability to secure third-party carriers to transport customer freight. We 
generally do not have contracted long-term rates for the cost of third-party carriers, and we cannot assure that our 
results of operations will not be adversely impacted in the future if our ability to obtain third-party carriers changes or 
the rates of such providers increase. 

The  most  significant  expense  of  our  Brokerage  segment,  which  is  primarily  variable,  is  the  cost  of  purchased 
transportation that we pay to third-party carriers, and is included in the “Purchased transportation” line item. This 
expense  generally  varies  depending  upon  truckload  capacity,  availability  of  third-party  carriers,  rates  charged  to 
customers and current freight demand and customer shipping needs. Other operating expenses are generally fixed and 
primarily include the compensation and benefits of non-driver personnel (which are recorded in the “Salaries, wages 
and benefits” line item) and depreciation and amortization expense. 

The key performance indicator in our Brokerage segment is gross margin percentage (which is calculated as brokerage 
revenue less purchased transportation expense expressed as a percentage of total operating revenue). Gross margin 
percentage can be impacted by the rates charged to customers and the costs of securing third-party carriers. 

Our Brokerage segment does not require significant capital expenditures and is not asset-intensive like our Truckload 
segment. 

Use of Non-GAAP Financial Information 

In  addition  to  our  net  income  and  operating  ratio  determined  in  accordance  with  GAAP,  we  evaluate  operating 
performance using certain non-GAAP measures, including Adjusted Operating Ratio. We define Adjusted Operating 
Ratio as operating expenses, net of fuel surcharge revenue, IPO related costs, impairment of assets held for sale and 
gain or loss on fuel purchase arrangements, expressed as a percentage of revenue before fuel surcharge revenue. We 
believe  the  use  of  Adjusted  Operating  Ratio  allows  us  to  more  effectively  compare  periods,  while  excluding  the 
potentially volatile effect of changes in fuel prices (including with respect to our fuel purchase arrangements in prior 
years).  We  focus  on  our  Adjusted  Operating  Ratio  as  an indicator  of  our  performance  from  period  to  period.  We 
believe our presentation of Adjusted Operating Ratio is useful because it provides investors and securities analysts the 
same information that we use internally to assess our core operating performance. 

The non-GAAP information provided is used by our management and may not be comparable to similar measures 
disclosed  by  other  companies,  because  of  differing  methods  used  by  other  companies  in  calculating  Adjusted 
Operating  Ratio.  The  non-GAAP  measures  used  herein  have  limitations  as  analytical  tools,  and  you  should  not 
consider  them  in  isolation  or  as  substitutes  for  analysis  of  our  results  as  reported  under  GAAP.  Management 
compensates for these limitations by relying primarily on GAAP results and using non-GAAP financial measures on 
a supplemental basis. 

36 

The table below compares our GAAP operating ratio to our non-GAAP Adjusted Operating Ratio. 

      Year Ended December 31,  
2016 
2017 
2018 
(dollars in thousands) 

Consolidated GAAP Presentation 
Total operating revenue 
Total operating expenses 
Operating Income 
Operating ratio 

Consolidated Non-GAAP Presentation(1) 
Total operating revenue 
Fuel Surcharge 

Revenue, before fuel surcharge 

Total operating expenses 
Adjusted for: 

Fuel Surcharge 
IPO related costs 
Impairment of assets held for sale 
Fuel purchase arrangements 

Adjusted total operating expenses 
Adjusted Operating Income 

Adjusted Operating Ratio 

 $1,804,915     $ 1,555,385     $ 1,451,205  
   1,726,009       1,526,777       1,423,474  
27,731  
 $
98.1%

28,608     $ 
98.2%    

78,906     $ 
95.6%    

 $1,804,915     $ 1,555,385     $ 1,451,205  
(182,832)       (138,212)       (103,182) 
   1,622,083       1,417,173       1,348,023  
   1,726,009       1,526,777       1,423,474  

–       
–       
(8,424)      

(6,437)      
(10,693)      
–       

(182,832)       (138,212)       (103,182) 
–  
–  
(7,983) 
   1,526,047       1,380,141       1,312,309  
35,714  
 $
97.4%

37,032     $ 
97.4%    

96,036     $ 
94.1%    

(1) 

Adjusted Net Income and Adjusted Earnings Per Share are also non-GAAP financial measures presented in 
this Annual Report. Please see the reconciliation of those measures on page 84 of this Annual Report. 

Results of Operations 

Revenue 

We  generate  revenue  from  two  primary  sources:  transporting  freight  for  our  customers  (including  related  fuel 
surcharge  revenue)  and  arranging  for  the  transportation  of  customer  freight  by  third-party  carriers.  We  have  two 
reportable segments: our Truckload segment and our Brokerage segment. Truckload revenue, before fuel surcharge 
and truckload fuel surcharge are primarily generated through trucking services provided by our two Truckload service 
offerings  (OTR  and  dedicated  contract).  Brokerage  revenue  is  primarily  generated  through  brokering  freight  to 
third-party carriers. 

Our  total  operating  revenue  is  affected  by  certain  factors  that  relate  to,  among  other  things,  the  general  level  of 
economic activity in the United States, customer inventory levels, specific customer demand, the level of capacity in 
the truckload and brokerage industry, the success of our marketing and sales efforts and the availability of drivers, 
independent contractors and third-party carriers. 

A summary of our revenue generated by type for the periods indicated is as follows: 

Revenue, before fuel surcharge 
Fuel surcharge           
Total operating revenue           

2018 

Year Ended December 31, 
2017 
(in thousands) 
  $ 1,622,083    $ 1,417,173    $ 1,348,023 
182,832       138,212       103,182 
  $ 1,804,915    $ 1,555,385    $ 1,451,205 

2016 

For 2018, our total operating revenue increased by $249.5 million, or 16.0%, compared to 2017, and our revenue, 
before  fuel  surcharge  increased  by  $204.9  million,  or  14.5%.  The  primary  factors  driving  the  increases  in  total 
operating revenue and revenue, before fuel surcharge, were improved pricing in each of our segments and increased 
volumes in our Brokerage segment combined with increased fuel surcharge revenues. Based on our experience during 
the beginning of 2019, we expect contract rates to increase between five to eight percent year-over-year from 2018 
and to outpace cost inflation, absent changes in the macroeconomic environment. 

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For 2017, our total operating revenue increased by $104.2 million, or 7.2%, compared to 2016, and our revenue, before 
fuel  surcharge,  increased  by  $69.2  million,  or  5.1%.  The  primary  factors  driving  the  increases  in  total  operating 
revenue and revenue, before fuel surcharge, were increased fuel surcharge revenues combined with increased volumes 
at our Brokerage segment and improved pricing in each of our segments.  

A summary of our revenue generated by segment for the periods indicated is as follows: 

Truckload revenue, before fuel surcharge 
Fuel surcharge           

Total Truckload operating revenue 

Brokerage operating revenue 
Total operating revenue           

2018 

2016 

Year Ended December 31, 
2017 
(in thousands) 
  $ 1,379,266    $ 1,243,955    $ 1,198,392 
182,832       138,212       103,182 
    1,562,098       1,382,167       1,301,574 
   173,218       149,631 
  $ 1,804,915    $ 1,555,385    $ 1,451,205 

242,817 

In 2018 and 2017, our operations in Mexico represented approximately 3% and 4%, respectively, of our revenue, 
excluding fuel surcharge. In January 2019, we sold our interest in Xpress Internacional. Even following our sale of 
Xpress Internacional, we expect to have business to and from Mexico through a more variable cost model using third 
party carriers.   

The  following  is  a  summary  of  our  key  Truckload  segment  performance  indicators,  before  fuel  surcharge  and 
excluding miles from services in Mexico, for the periods indicated. Average tractors, average company-owned tractors 
and average independent contractor tractors exclude tractors in Mexico.  

Year Ended December 31,  
2018 

   2016 

     2017 

OTR
Average revenue per tractor per week           
Average revenue per loaded mile           
Average revenue miles per tractor per week           
Average tractors           
Dedicated contract 
Average revenue per tractor per week           
Average revenue per loaded mile           
Average revenue miles per tractor per week           
Average tractors           
Consolidated truckload 
Average revenue per tractor per week           
Average revenue per loaded mile           
Average revenue miles per tractor per week           
Average tractors           
Average company-owned tractors           
Average independent contractor tractors           

$ 3,917    $  3,500  $ 3,367 
$ 2.041    $  1.853  $ 1.792 
1,879 
3,863 

1,919       1,889   
3,562       3,788   

$ 3,717    $  3,598  $ 3,532 
$ 2.259    $  2.089  $ 2.086 
1,693 
2,322 

1,645       1,723   
2,701       2,440   

$ 3,831    $  3,539  $ 3,429 
$ 2.127    $  1.940  $ 1.895 
1,809 
6,185 
5,361 
824 

1,801       1,824   
6,263       6,228   
4,880       5,434   
794   
1,383      

For 2018, our Truckload revenue, before fuel surcharge increased by $135.3 million, or 10.9%, compared to 2017. 
The primary factors driving the increase in Truckload revenue were a 9.6% increase in revenue per loaded mile due 
to  increased  contract  rates  and  increased  pricing  in  the  spot  market  compared  to  2017,  combined  with  consistent 
average available tractors, due to a stronger freight environment and our continued focus on executing our operating 
initiatives. Fuel surcharge revenue increased by $44.6 million, or 32.3%, to $182.8 million, compared with $138.2 
million in 2017. The DOE national weekly average fuel price per gallon averaged approximately $0.525 per gallon 
higher in the year ended December 31, 2018 compared to 2017. The increase in fuel surcharge revenue relates to the 
increased fuel prices compared to 2017. 

For 2017, our Truckload revenue, before fuel surcharge increased by $45.6 million, or 3.8%, compared to 2016. The 
primary factors driving the increase in Truckload revenue were a 2.4% increase in revenue per loaded mile, combined 
with a slight increase in average revenue miles per tractor and average available tractors, due to a stronger freight 
environment and our operating improvements. During mid-2017, the freight market began improving from its 2016 
and early 2017 state and strengthened throughout the remainder of the year and into 2018. Fuel surcharge revenue 
increased by $35.0 million, or 33.9%, to $138.2 million, compared with $103.2 million in 2016. The DOE national 
weekly average fuel price per gallon averaged approximately $0.352 per gallon higher in 2017 compared with 2016. 

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The increase in fuel surcharge revenue relates to the increased fuel prices combined with an approximate 1.3% increase 
in revenue miles compared with 2016. 

The  key  performance  indicator  of  our  Brokerage  segment  is  gross  margin  percentage  (brokerage  revenue  less 
purchased transportation expense expressed as a percentage of total operating revenue). Gross margin percentage can 
be impacted by the rates charged to customers and the costs of securing third-party carriers. The following table lists 
the gross margin percentage for our Brokerage segment for the years ended December 31, 2018, 2017, and 2016. 

Gross margin percentage           

  Year Ended December 31,   
  2018       2017      2016    
13.5%   13.9 %

13.4% 

For 2018, our Brokerage revenue increased by $69.6 million, or 40.2%, compared to 2017. The primary factors driving 
the increase in Brokerage revenue were a 13.5% increase in load count combined with a 23.5% increase in average 
revenue per load. Average revenue per load improved due to stronger pricing and higher fuel prices.  

For 2017, our Brokerage revenue increased by $23.6 million, or 15.8%. The primary factors driving the increase in 
Brokerage revenue were a 9.4% increase in load count combined with a 5.6% increase in average revenue per load. 
Average revenue per load improved due to a stronger freight market and higher fuel prices. 

Operating Expenses 

For comparison purposes in the discussion below, we use total operating revenue and revenue, before fuel surcharge 
when discussing changes as a percentage of revenue. As it relates to the comparison of expenses to revenue, before 
fuel surcharge, we believe that removing  fuel surcharge revenue, which is sometimes a volatile source of revenue 
affords a more consistent basis for comparing the results of operations from period-to-period. 

Individual  expense  line  items  as  a  percentage  of  total  operating  revenue  also  are  affected  by  fluctuations  in  the 
percentage of our revenue generated by independent contractor and brokerage loads. Expense line items relating to 
fuel costs are also affected by the fuel purchase arrangements that were in place through December 31, 2017. We 
believe  that  our  fuel  surcharge  program  adequately  protects  us  from  risks  relating  to  fluctuating  fuel  prices,  and 
accordingly, we terminated all fuel purchase arrangements as of December 31, 2017, and do not expect to enter into 
fuel purchase arrangements in the near term. 

Salaries, Wages, and Related Expenses 

Salaries, wages and benefits consist primarily of compensation for all employees. Salaries, wages and benefits are 
primarily affected by the total number of miles driven by company drivers, the rate per mile we pay our company 
drivers, employee benefits such as health care and workers’ compensation, and to a lesser extent by the number of, 
and compensation and benefits paid to, non-driver employees. 

The following is a summary of our salaries, wages and benefits for the periods indicated: 

  Year Ended December 31, 
     2017 
  2018 
2016 

Salaries, wages and benefits           
% of total operating revenue           
% of revenue, before fuel surcharge 

(dollars in thousands) 
 $535,994    $543,735   $510,599  
35.2%
37.9% 

35.0%  
38.4%  

29.7%  
33.0%   

For 2018, salaries, wages and benefits decreased $7.7 million, or 1.4%, compared with 2017. This decrease in absolute 
dollar terms was due primarily to $13.1 million lower driver wages as our company driver miles decreased 11.4% as 
compared to 2017, a $4.0 million gain on life insurance offset by compensation expense related to the payout of our 
stock appreciation rights (“SARs”) and IPO bonuses totaling $6.4 million. During 2018, our group health and workers’ 
compensation expense decreased 12.6% due in part to positive trends in both group health and workers’ compensation 
claims combined with decreased driver headcount. Our OTR driver pay on a per mile basis increased as a result of 
higher  utilization  and  incentive-based  pay  as  compared  to  2017.  In  the  near  term,  we  believe  salaries,  wages  and 
benefits will increase as a result of a tight driver market, wage inflation and higher healthcare costs. As a percentage 
of revenue, we expect salaries, wages and benefits will fluctuate based on our ability to generate offsetting increases 
in average revenue per total mile and the percentage of revenue generated by independent contractors and brokerage 
operations, for which payments are reflected in the “Purchased transportation” line item. 

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For 2017, salaries, wages and benefits increased $33.1 million, or 6.5%, compared with 2016. This increase in absolute 
dollar  terms  was  primarily  due  to  increased  driver  wages  associated  with  a  6.8%  increase  in  dedicated  contract 
revenue, driver pay increases in our OTR service offering combined with a 26.7% increase in workers' compensation 
and group health claims compared to 2016. Nondriver payroll increased 6.6% due in part to merit increases during the 
second half of 2016.  

Fuel and Fuel Taxes 

Fuel and fuel taxes consist primarily of diesel fuel expense and fuel taxes for our company-owned and leased tractors. 
The primary factors affecting our fuel and fuel taxes expense are the cost of diesel fuel, the miles per gallon we realize 
with our equipment and the number of miles driven by company drivers. Additionally, in the years ended December 
31, 2017 and 2016, our fuel expense included approximately $8.4 million and $8.0 million, respectively, in net losses 
under fuel purchase arrangements. These arrangements were terminated as of December 31, 2017. We believe our 
fuel surcharge program adequately protects us from risks relating to fluctuating fuel prices. We do not expect to enter 
into fuel purchase arrangements in the near term. 

We believe that the most effective protection against net fuel cost increases in the near term is to maintain an effective 
fuel surcharge program and to operate a fuel-efficient fleet by incorporating fuel efficiency measures, such as auxiliary 
heating  units,  installation  of  aerodynamic  devices  on  tractors  and  trailers  and  low-rolling  resistance  tires  on  our 
tractors, engine idle limitations and computer-optimized fuel-efficient routing of our fleet. 

The following is a summary of our fuel and fuel taxes for the periods indicated: 

Fuel and fuel taxes           
% of total operating revenue           

2018 

Year Ended December 31, 
2017 
(dollars in thousands) 
 $ 227,525    $ 219,515    $ 186,257  
12.8%

14.1%   

12.6%   

2016 

For 2018, fuel and fuel taxes increased $8.0 million, or 3.7%, compared with 2017. The increase in fuel and fuel taxes 
was primarily the result of an increase in diesel fuel prices compared with 2017, partially offset by decreased company 
driver miles. The average DOE fuel price per gallon increased 19.6% to $3.18 per gallon in 2018 compared with 2017. 

For 2017, fuel and fuel taxes increased $33.3 million, or 17.9%, compared with 2016. The increase in fuel and fuel 
taxes  was  primarily  the  result  of  an  increase  in  diesel  fuel  prices  compared  with  2016,  partially  offset  by  a  1.0% 
improvement in miles per gallon associated with our investments in a more fuel-efficient fleet. The average DOE fuel 
price per gallon increased 15.3% to $2.66 per gallon in 2017 compared with 2016. 

To  measure  the  effectiveness  of  our  fuel  surcharge  program,  we  calculate  “net  fuel  expense”  by  subtracting  fuel 
surcharge revenue (other than the fuel surcharge revenue we reimburse to independent contractors, which is included 
in  purchased  transportation)  and  gain  or  loss  on  fuel  purchase  arrangements  from  our  fuel  expense.  Our  net  fuel 
expense  as  a  percentage  of  revenue,  before  fuel  surcharge,  is  affected  by  the  cost  of  diesel  fuel  net  of  surcharge 
collection, the percentage of miles driven by company tractors and our percentage of non-revenue generating miles, 
for  which  we  do  not  receive  fuel  surcharge  revenues.  Net  fuel  expense  as  a  percentage  of  revenue,  before  fuel 
surcharge, is shown below: 

Total fuel surcharge revenue           
Less: fuel surcharge revenue reimbursed to independent contractors 
Company fuel surcharge revenue           
Total fuel and fuel taxes           
Less: company fuel surcharge revenue 
Less: fuel purchase arrangements           
Net fuel expense           
% of total operating revenue           
% of revenue, before fuel surcharge 

2016 

2018 

41,898      

Year Ended December 31, 
2017 
(dollars in thousands) 
 $ 182,832    $ 138,212    $ 103,182  
14,928  
19,877      
88,254  
 $ 140,934    $ 118,335    $
 $ 227,525    $ 219,515    $ 186,257  
88,254  
   140,934       118,335      
7,983  
8,424      
90,020  
92,756    $
6.0%   
6.2%
6.7%
6.5%    

—      
86,591    $
4.8%   
5.3%    

 $

For 2018, net fuel expense decreased $6.2 million, or 6.6%, compared with 2017. The decrease in net fuel expense 
was primarily due to the 11.4% decrease in company driver miles as compared to 2017. During 2018, our independent 

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contractors comprised 22.1% of our average total tractor fleet compared to 12.7% in 2017. In the near term, our net 
fuel expense is expected to fluctuate as a percentage of total operating revenue and revenue, before fuel surcharge, 
based on factors such as diesel fuel prices, the percentage recovered from fuel surcharge programs, the percentage of 
uncompensated  miles,  the  percentage  of  revenue generated by  independent  contractors,  the percentage  of  revenue 
generated  by  team-driven  tractors  (which  tend  to  generate  higher  miles  and  lower  revenue  per  mile,  thus 
proportionately more fuel cost as a percentage of revenue). 

For 2017, net fuel expense increased $2.7 million, or 3.0%, compared with 2016. The increase in net fuel expense was 
primarily the result of an increase in diesel fuel prices compared with 2016, partially offset by a 1.0% improvement 
in miles per gallon associated with our investments in a more fuel-efficient fleet. The average DOE fuel price per 
gallon increased 15.3% to $2.66 per gallon in 2017 compared with 2016 and was largely offset by increases in fuel 
surcharge revenues.  

Vehicle Rents and Depreciation and Amortization 

Vehicle rents consist primarily of payments for tractors and trailers financed with operating leases. The primary factors 
affecting this expense item include the size and age of our tractor and trailer fleets, the cost of new equipment and the 
relative percentage of owned versus leased equipment. 

Depreciation and amortization consists primarily of depreciation for owned tractors and trailers. The primary factors 
affecting these expense items include the size and age of our tractor and trailer fleets, the cost of new equipment and 
the relative percentage of owned equipment and equipment acquired through debt or capital leases versus equipment 
leased through operating leases. We use a mix of capital leases and operating leases to finance our revenue equipment 
with individual decisions being based on competitive bids and tax projections. Gains or losses realized on the sale of 
owned revenue equipment are included in depreciation and amortization for reporting purposes. 

Vehicle rents and depreciation and amortization are closely related because both line items fluctuate depending on the 
relative  percentage  of  owned  equipment  and  equipment  acquired  through  capital  leases  versus  equipment  leased 
through operating leases. Vehicle rents increase with greater amounts of equipment acquired through operating leases, 
while  depreciation  and  amortization  increases  with  greater  amounts  of  owned  equipment  and  equipment  acquired 
through capital leases. Because of the inverse relationship between vehicle rents and depreciation and amortization, 
we review both line items together. 

The following is a summary of our vehicle rents and depreciation and amortization for the periods indicated: 

2018 

Year Ended December 31, 
2017 
(dollars in thousands) 

2016 

Vehicle rents           
Depreciation and amortization, net of (gains) losses on sale of property 
Vehicle rents and depreciation and amortization, net of (gains) losses on 

 $

78,639    $
97,954      

74,377    $ 109,466  
71,597  
93,369      

sale of property 

% of total operating revenue           
% of revenue, before fuel surcharge           
Average tractors owned as % of total company fleet 
Average trailers owned as % of total company fleet 

 $ 176,593    $ 167,746    $ 181,063  
12.5%
13.4%
27.8%
78.4%

10.8%   
11.8%    
61.4%    
71.8%    

9.8%   
10.9%    
64.9%    
62.5%    

For  2018,  vehicle  rents  increased  $4.3  million,  or  5.7%,  compared  with  2017.  The  increase  in  vehicle  rents  was 
primarily  due  to  increased  trailers  financed  under  operating  leases  combined  with  the  higher  cost  of  new  trailers 
partially offset by decreased tractors financed under operating leases. Depreciation and amortization, net of (gains) 
losses on sale of property, increased $4.6 million, or 4.9%, compared with 2017. This increase was primarily due to 
an increase in loss on sale of equipment of $5.1 million compared to 2017. During 2019, we currently plan to replace 
owned tractors with new owned tractors as they reach approximately 475,000 miles. Additionally, we expect to replace 
our tractor lease maturities with a mix of owned and leased replacements as we convert a portion of our leased tractors 
to owned. As a result of our 2019 replacement cycle, we expect our average age to decline to approximately 1.5 years 
as  we  exit  the year. Our  mix  of  owned  and leased  equipment  may  vary  over  time  due to  tax  treatment, financing 
options and flexibility of terms, among other factors.  

For 2017, vehicle rents decreased $35.1 million, or 32.1%, compared with 2016. The decrease in vehicle rents was 
primarily  due  to  the  conversion  of  approximately  2,700  tractors  from  leased  to  secured  financing  in  March  2017, 
partially offset by an increase in the number of trailers financed under operating leases and the higher cost of new 

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trailers. Depreciation and amortization, net of (gains) losses on sale of property, increased $21.8 million, or 30.4%, 
compared with 2016. This increase was primarily due to the refinancing of approximately 2,700 tractors originally 
financed under operating leases to long-term debt financing. In conjunction with this refinancing, we took ownership 
of tractors with an acquisition value of approximately $250.8 million and subsequently recorded them as additions to 
property  and  equipment.  As  a  result  of  the  transaction,  we  experienced  reduced  vehicle  rents,  offset  by  increased 
tractor  depreciation  and  interest  expense.  The  replacement  notes  have  similar  monthly  payments  as  the  original 
operating leases and are not expected to materially change our future cash obligations.  

Purchased Transportation 

Purchased  transportation  consists  of  the  payments  we  make  to  independent  contractors,  including  fuel  surcharge 
reimbursements paid to independent contractors, in our Truckload segment, and payments to third-party carriers in 
our Brokerage segment. 

The following is a summary of our purchased transportation for the periods indicated: 

Purchased transportation           
% of total operating revenue           
% of revenue, before fuel surcharge 

2018 

Year Ended December 31, 
2017 
(dollars in thousands) 
 $ 481,945    $ 308,624    $ 275,691  
19.0%
20.5%

19.8%   
21.8%    

26.7%   
29.7%    

2016 

For  2018,  purchased  transportation  increased  $173.3  million,  or  56.2%,  compared  with  2017.  The  increase  in 
purchased  transportation  was  primarily  due  to  the  74.2  %  increase  in  average  independent  contractors,  the  $69.6 
million increase in Brokerage revenue and $22.0 million in additional fuel surcharge reimbursement to independent 
contractors compared to 2017. 

For 2017, purchased transportation increased $32.9 million, or 11.9%, compared with 2016. The increase in purchased 
transportation was primarily due to the $23.6 million increase in Brokerage revenue and $4.9 million in additional 
fuel  surcharge  reimbursement  to  independent  contractors  combined  with  a  2.9%  increase  in  average  independent 
contractors compared to 2016. 

Because we reimburse independent contractors for fuel surcharges we receive, we subtract fuel surcharge revenue 
reimbursed to them from our purchased transportation. The result, referred to as purchased transportation, net of fuel 
surcharge reimbursements, is evaluated as a percentage of total operating revenue and as a percentage of revenue, 
before fuel surcharge, as shown below: 

Purchased transportation           
Less: fuel surcharge revenue reimbursed to independent contractors 
Purchased transportation, net of fuel surcharge reimbursement 
% of total operating revenue           
% of revenue, before fuel surcharge 

2016 

2018 

Year Ended December 31, 
2017 
(dollars in thousands) 
 $ 481,945    $ 308,624    $ 275,691  
14,928  
 $ 440,047    $ 288,747    $ 260,763  
18.0%
19.3%

24.4%   
27.1%    

18.6%   
20.4%    

19,877      

41,898      

For  2018,  purchased  transportation,  net  of  fuel  surcharge  reimbursement,  increased  $151.3  million,  or  52.4%, 
compared with 2017. The increase in purchased transportation was primarily due to the 74.2% increase in average 
independent  contractors  combined  with  the  $69.6  million  increase  in  Brokerage  revenue  compared  to  2017.  This 
expense category will fluctuate with the number and percentage of loads hauled by independent contractors and third-
party carriers, as well as the amount of fuel surcharge revenue passed through to independent contractors. If industry-
wide trucking capacity continues to tighten in relation to freight demand, we may need to increase the amounts we 
pay to third-party carriers and independent contractors, which could increase this expense category on an absolute 
basis and as a percentage of total operating revenue and revenue, before fuel surcharge, absent an offsetting increase 
in revenue. We continue to actively attempt to expand our Brokerage segment and recruit independent contractors. 
Our recent success in growing our lease-purchase program and independent contractor drivers have contributed to 
increased purchased transportation expense. If we are successful in continuing these efforts, we would expect this line 
item to increase as a percentage of total operating revenue and revenue, before fuel surcharge. 

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For 2017, purchased transportation, net of fuel surcharge reimbursement, increased $28.0 million, or 10.7%, compared 
with 2016. The increase in purchased transportation was primarily due to the $23.6 million increase in Brokerage 
revenue combined with a 2.9% increase in average independent contractors compared to 2016.  

Operating Expenses and Supplies 

Operating  expenses  and  supplies  consist  primarily  of  ordinary  vehicle  repairs  and  maintenance  costs,  driver 
on-the-road expenses, tolls and advertising expenses related to driver recruiting. Operating expenses and supplies are 
primarily affected by the age of our company-owned and leased fleet of tractors and trailers, the number of miles 
driven in a period and driver turnover. 

The following is a summary of our operating expenses and supplies for the periods indicated: 

Operating expenses and supplies           
% of total operating revenue           
% of revenue, before fuel surcharge           

2018 

Year Ended December 31, 
2017 
(dollars in thousands) 
 $ 118,064    $ 126,700    $ 124,102  
8.6%
9.2%

6.5%   
7.3%    

8.1%   
8.9%    

2016 

For 2018, operating expenses and supplies decreased by $8.6 million, or 6.8%, compared with 2017. This decrease 
was attributable primarily to decreased trailer maintenance expense as the average age has declined by 10 months 
from the average age at December 31, 2017, combined with a reduction in tractor maintenance expense as a result of 
increased  independent  contractors  compared  to  2017.  Independent  contractors  accounted  for  22.1%  of  the  total 
average  tractors  compared  to  12.7%  in  the  prior  year.  Our  tractor  age  at  December  31,  2018  increased  by 
approximately 4 months compared to 2017. Generally, as equipment ages, the maintenance costs increase on a per-
mile basis.  

For 2017, operating expenses and supplies increased by $2.6 million, or 2.1%, compared with 2016. This increase was 
attributable primarily to increased driver hiring costs offset by decreased maintenance and tire expenses related to 
successful implementation of proactive internal maintenance initiatives, despite the impact of an increased fleet age. 
During 2017, our tractor maintenance cost per mile remained constant despite the average tractor fleet age increasing 
eight months, due in part to our preventive maintenance initiatives. 

Insurance Premiums and Claims 

Insurance  premiums  and  claims  consists  primarily  of  retained  amounts  for  liability  (personal  injury  and  property 
damage),  physical  damage  and  cargo  damage,  as  well  as  insurance  premiums.  The  primary  factors  affecting  our 
insurance premiums and claims are the frequency and severity of accidents, trends in the development factors used in 
our actuarial accruals and developments in large, prior year claims. The number of accidents tends to increase with 
the miles we travel. With our significant retained amounts, insurance claims expense may fluctuate significantly and 
impact the cost of insurance premiums and claims from period-to-period, and any increase in frequency or severity of 
claims or adverse loss development of prior period claims would adversely affect our financial condition and results 
of operations. We renewed our liability insurance policies on September 1, 2018 and reduced our deductible to $3.0 
million per occurrence. 

The following is a summary of our insurance premiums and claims expense for the periods indicated: 

2018 

Year Ended December 31, 
2017 
(dollars in thousands) 

2016 

Insurance premiums and claims           
% of total operating revenue           
% of revenue, before fuel surcharge           

 $

85,075    $
4.7%   
5.2%    

77,430    $
5.0%   
5.5%    

69,722  
4.8%
5.2%

For 2018, insurance premiums and claims increased by $7.6 million, or 9.9%, compared with 2017. The increase in 
insurance and claims was primarily due to increased severity of liability claims combined with increased frequency 
of physical damage claims compared to 2017. During the fourth quarter of 2017, we began installing event recorders 
on our tractors, and we had installed event recorders in substantially all of our tractors in our fleet as of the second 
quarter of 2018. We believe event recorders will give us the ability to better train our drivers with respect to safe 
driving behavior, which in turn may help reduce insurance costs over time. We expect to begin seeing measurable 
results from the event recorder installation in the second half of 2019. 

43 

  
 
  
  
 
    
    
  
  
 
  
  
  
 
  
 
  
  
 
    
    
  
  
 
  
  
  
 
For 2017, insurance premiums and claims increased by $7.7 million, or 11.1%, compared with 2016. The increase in 
insurance and claims was primarily due to increased frequency of physical damage claims combined with increased 
auto liability insurance premiums. Our auto liability premiums increased approximately $2.3 million for the policy 
year beginning September 1, 2016 and increased an additional $0.2 million for the policy year beginning September 
1,  2017.  The  insurance  market  for  excess  liability  coverage  tightened  during  2016  as  one  of  the  larger  domestic 
insurance carriers exited the market.  

General and Other Operating Expenses 

General and other operating expenses consist primarily of driver recruiting costs, legal and professional services fees, 
general and administrative expenses and other costs. 

The following is a summary of our general and other operating expenses for the periods indicated: 

2018 

Year Ended December 31, 
2017 
(dollars in thousands) 

      2016 

General and other operating expenses           
% of total operating revenue           
% of revenue, before fuel surcharge           

 $

66,412    $
3.7%   
4.1%    

61,575     $
4.0%    
4.3%     

54,004  
3.7%
4.0%

For 2018, general and other operating expenses increased by $4.8 million, or 7.9%, compared with 2017, primarily 
due to approximately $2.6 million of costs related to our IPO, increased professional and administrative expenses and 
higher driver hiring related costs. Excluding the impact of IPO-related expenses, we expect general and other operating 
expenses to increase in the future due in part to higher driver recruiting costs related to continued tightening of the 
driver market. 

For 2017, general and other operating expenses increased by 14.0% compared with 2016, due in part to a settlement 
related to a class action lawsuit, combined with increased legal and professional expenses along with higher driver 
hiring related costs.  

Impairment of Assets Held for Sale and Equity Method Investments 

In January 2019, we sold our 95% ownership of Xpress Internacional for approximately $4.5 million in cash and an 
additional estimated $8.5 million in cash, $6.0 million of which will be received over 8.5 years. As a result of the 
disposition, we incurred an impairment charge of $10.7 million during 2018. In addition to the disposition of Xpress 
Internacional, we disposed of our south of the border equity method investments in Dylka Distribuciones Logisti-K, 
S.A. de C.V. and XPS Logisti-K Systems, S.A.P.I. de C.V. and recorded an impairment charge of $0.9 million in 
2018. Our residual 10% investment plus preferred stock in XGS was extinguished in December 2018 and we recorded 
an impairment charge of $0.9 million.  

Interest

Interest expense consists of cash interest, amortization of original issuance discount and deferred financing fees and 
purchase commitment interest related to our obligation to acquire the remaining equity interest in Xpress Internacional. 
In January 2019, we sold our equity interest in Xpress Internacional and were relieved of this obligation. 

The following is a summary of our interest expense for the periods indicated: 

Interest expense, excluding non-cash items           
Original issue discount and deferred financing amortization 
Purchase commitment interest           
Interest expense, net           

  $

  $

2016 

2018 

Year Ended December 31, 
2017 
(in thousands) 
46,665    $
3,791      
(698)     
49,758    $

33,330    $ 
1,728      
(192)  
34,866    $ 

41,778 
5,517 
883
48,178 

For 2018, interest expense decreased $14.9 million compared to the same period in 2017, primarily due to decreased 
equipment and revolver borrowings combined with lower interest rates related to our term loan compared to 2017. 
Based on the repayment of our prior credit arrangements in connection with the IPO, along with the entry into our 

44 

  
 
  
  
 
    
  
  
 
  
  
  
  
 
 
  
 
    
    
 
  
 
 
   
existing Credit Facility, we expect our interest expense will continue to be lower on a period-over-period basis in the 
near term. 

During 2017, interest expense increased $4.9 million, primarily due to the conversion of approximately 2,700 tractors 
from operating leases to secured financing in March 2017. 

Overview

LIQUIDITY AND CAPITAL RESOURCES 

Our business requires substantial amounts of cash to cover operating expenses as well as to fund capital expenditures, 
working capital changes, principal and interest payments on our obligations, lease payments, letters of credit to support 
insurance requirements and tax payments when we generate taxable income. Recently, we have financed our capital 
requirements  with  borrowings  under  our  Credit  Facility,  cash  flows  from  operating  activities,  direct  equipment 
financing, operating leases and proceeds from equipment sales. 

We make substantial net capital expenditures to maintain a modern company tractor fleet, refresh our trailer fleet and 
strategically expand our fleet. During 2019, we currently plan to replace owned tractors with new owned tractors as 
they reach approximately 475,000 miles. Additionally, we expect to replace our tractor lease maturities with a mix of 
owned  and  leased  replacements  as  we  convert  a  portion  of  our  leased  tractors  to  owned.  As  a  result  of  our  2019 
replacement cycle, we expect the average age of our tractor fleet to decline to approximately 1.5 years as we exit the 
year.  Our  mix  of  owned  and  leased  equipment  may  vary  over  time  due  to  tax  treatment,  financing  options  and 
flexibility of terms, among other factors. 

We believe we can fund our expected cash needs, including debt repayment, in the short-term with projected cash 
flows from operating activities, borrowings under our Credit Facility and direct debt and lease financing we believe 
to be available for at least the next 12 months. Over the long-term, we expect that we will continue to have significant 
capital requirements, which may require us to seek additional borrowings, lease financing or equity capital. We have 
obtained a significant portion of our revenue equipment under operating leases, which are not reflected as net capital 
expenditures or as debt on our balance sheet. See “—Off-Balance Sheet Arrangements.” The availability of financing 
and equity capital will depend upon our financial condition and results of operations as well as prevailing market 
conditions. 

Sources of Liquidity  

Credit Facility 

In June 2018, we entered our Credit Facility that contains the $150.0 million Revolving Facility and the $200.0 million 
Term Facility. The Credit Facility contains an accordion feature that, so long as no event of default exists, allows us 
to request an increase in the borrowing amounts under the Revolving Facility or the Term Facility by a combined 
maximum amount of $75.0 million. Borrowings under the Credit Facility are classified as either “base rate loans” or 
“Eurodollar rate loans.” Base rate loans accrue interest at a base rate equal to the agent’s prime rate plus an applicable 
margin that was set at 1.25% through September 30, 2018 and adjusted quarterly thereafter between 0.75% and 1.50% 
based on our consolidated net leverage ratio. Eurodollar rate loans will accrue interest at London Interbank Offered 
Rate, or a comparable or successor rate approved by the administrative agent, plus an applicable margin that was set 
at  2.25%  through  September  30,  2018  and  adjusted  quarterly  thereafter  between  1.75%  and  2.50%  based  on  our 
consolidated net leverage ratio. The Credit Facility requires payment of a commitment fee on the unused portion of 
the Revolving Facility commitment of between 0.25% and 0.35% based on our consolidated net leverage ratio. In 
addition,  the  Revolving  Facility  includes,  within  its  $150.0  million  revolving  credit  facility,  a  letter  of  credit  sub 
facility in an aggregate amount of $75.0 million and a swingline sub facility in an aggregate amount of $15.0 million. 
The Term Facility has scheduled quarterly principal payments between 1.25% and 2.50% of the original face amount 
of the Term Facility plus any additional amount borrowed pursuant to the accordion feature of the Term Facility, with 
the first such payment being made on the last day of our fiscal quarter ending September 30, 2018.  The Credit Facility 
will mature on June 18, 2023. 

Borrowings  under  the  Credit  Facility  are  prepayable  at  any  time  without  premium  and  are  subject  to  mandatory 
prepayment from the net proceeds of certain asset sales and other borrowings. The Credit Facility is secured by a 
pledge of substantially all of our assets, excluding, among other things, certain real estate and revenue equipment 
financed outside the Credit Facility. 

45 

The Credit Facility contains restrictive covenants including, among other things, restrictions on our ability to incur 
additional indebtedness or issue guarantees, to create liens on our assets, to make distributions on or redeem equity 
interests, to make investments, to transfer or sell properties or other assets and to engage in mergers, consolidations, 
or acquisitions. In addition, the Credit Facility requires us to meet specified financial ratios and tests. 

At December 31, 2018, the Revolving Facility had issued collateralized letters of credit in the face amount of $31.7 
million, with $0 million borrowings outstanding and $118.3 million available to borrow. 

The Credit Facility includes usual and customary events of default for a facility of this nature and provides that, upon 
the occurrence and continuation of an event of default, payment of all amounts payable under the Credit Facility may 
be  accelerated,  and  the  Lenders’  commitments  may  be  terminated.  At  December  31,  2018,  the  Company  was  in 
compliance with all financial covenants prescribed by the Credit Facility. 

See Notes 10 and 11 to the accompanying consolidated financial statements for additional disclosures regarding our 
debt and leases. 

Cash Flows 

Our summary statements of cash flows for the periods indicated are set forth in the table below: 

Net cash provided by operating activities           
Net cash used by investing activities           
Net cash provided by (used in) financing activities 

Operating Activities 

2018 

Year Ended December 31, 
2017 
(in thousands) 
85,394    $
(166,089)      (211,211)     
66,186       131,771      

  $ 112,347    $ 

2016 

76,989 
(11,347)
(64,707)

For 2018, we generated cash flows from operating activities of $112.3 million, an increase of $27.0 million compared 
to 2017. The increase was due primarily to a $76.9 million increase in net income adjusted for noncash items, partially 
offset by a $41.0 million increase in the change in our operating assets and liabilities combined with $9.0 million of 
paid  in  kind  interest.  The  increase  in  net  income  adjusted  for  noncash  items  was  primarily  attributable  to  a  9.6% 
increase in revenue per loaded mile, increased volumes, overall improved operating performance and lower interest 
expense in 2018 as compared to 2017, partially offset by increased operating expenses and general and other corporate 
expenses. Our operating assets and liabilities increased $41.0 million during 2018 as compared to 2017, due in part to 
a  decrease  in  accounts  payable  and  other  accrued  liabilities  related  to  timing  of  payments,  increased  accounts 
receivable related to increased operating revenue and increased prepaid insurance and licenses due to auto liability 
prepaid premiums. 

For 2017, we generated cash flows from operating activities of $85.4 million, an increase of $8.4 million compared to 
2016. The increase was due to a $19.5 million increase in net income adjusted for noncash items, offset by an $11.1 
million increase in our operating assets and liabilities. The increase in net income adjusted for noncash items was 
primarily attributable to improved operating performance during 2017 as compared to 2016, especially during the 
fourth quarter. Most notably, revenue, before fuel surcharge, grew $69.2 million, or 5.1%, year over year, due to rate 
and  volume  increases  as  our  business  strengthened.  Our  operating  assets  and  liabilities  increased  $11.1  million, 
primarily due to a $45.2 million increase in accounts receivable related to increased operating revenue for the quarter 
ended December 31, 2017 as compared to the same quarter in 2016, partially offset by a $31.6 million increase in 
accounts payable also attributable to increased operations and due to the timing of payments. 

Investing Activities  

For 2018, net cash flows used in investing activities were $166.1 million, a decrease of $45.1 million compared to 
2017. This decrease is primarily the result of decreased equipment purchases as compared to the same period in 2017. 
During  the  first  quarter  of  2017,  we  converted  approximately  2,700  tractors  under  operating  leases  to  secured 
financing.  We  expect  our  capital  expenditures  for  calendar  year  2019  will  approximate  $170.0  million  to  $190.0 
million and will be funded with cash from operations and secured debt. Approximately $45.0 million of the expected 
total capital expenditures relates to replacing leased equipment with owned equipment. 

For 2017, net cash flows used in investing activities were $211.2 million, an increase of $199.9 million compared with 
2016. This increase is primarily the result of our conversion of approximately 2,400 tractors financed with operating 
leases to secured financing classified as cash purchases. 

46 

  
 
 
  
 
    
    
 
  
 
 
   
   
Financing Activities  

For 2018, net cash flows generated by financing activities were $66.2 million, a decrease of $65.6 million compared 
to 2017. The decrease is partially due to decreased revenue equipment borrowings as compared to 2017. During the 
first  quarter  of  2017,  we  converted  approximately  2,700  tractors  under  operating  leases  to  secured  financing.  In 
addition, during June 2018, we completed our IPO and received approximately $246.6 million in cash net of expenses. 
The proceeds from the IPO were primarily used to pay down existing debt resulting in a net decrease of approximately 
$236.2 million. 

For 2017, net cash flows provided by financing activities were $131.8 million, an increase of $196.5 million compared 
with 2016. The increase in inflows resulted from the conversion of revenue equipment operating leases to secured 
financing. 

Working Capital 

As of December 31, 2018, we had a working capital surplus of $21.3 million, representing a $71.0 million increase in 
our working capital from December 31, 2017, primarily resulting from increased customer receivables combined with 
decreased accounts payable, offset by increased accrued wages and benefits. When we analyze our working capital, 
we typically exclude balloon payments in the current maturities of long-term debt as these payments are typically 
either funded with the proceeds from equipment sales or addressed by extending the maturity of such payments. We 
believe this facilitates a more meaningful analysis of our changes in working capital from period-to-period. Excluding 
balloon payments included in current maturities of long-term debt as of December 31, 2018, we had a working capital 
surplus of $83.3 million, compared with a working capital deficit of $23.8 million at December 31, 2017.  

As of December 31, 2017 and 2016, we had a working capital deficit of $49.8 million and surplus of $19.1 million, 
respectively. Excluding balloon payments and the lease conversion transaction included in the current maturities of 
long-term  debt  as  of  December  31,  2017  and  2016,  we  had  a  working  capital  surplus  of  $28.1  million  and  $30.3 
million, respectively. 

Working  capital  deficits  are  common  to  many  trucking  companies  that  operate  by  financing  revenue  equipment 
purchases  through  borrowing  or  capitalized  leases.  When  we  finance  revenue  equipment  through  borrowing  or 
capitalized leases, the principal amortization scheduled for the next twelve months is categorized as a current liability, 
although the revenue equipment is classified as a long-term asset. Consequently, each purchase of revenue equipment 
financed with borrowing or capitalized leases decreases working capital. We believe a working capital deficit has little 
impact on our liquidity. Based on our  expected financial condition, net capital expenditures, results of operations, 
related net cash flows, installment notes, and other sources of financing, we believe our working capital and sources 
of liquidity will be adequate to meet our current and projected needs and we do not expect to experience material 
liquidity constraints in the foreseeable future. 

Contractual Obligations and Commercial Commitments   

The table below summarizes our contractual obligations as of December 31, 2018: 

Less than
1 year 

1-3
 years 

Payments Due by Period 
3-5
years 
(in thousands) 

More than 
5 years 

     Total 

Long-term debt obligations(1)           
Capital lease obligations(2)           
Operating lease obligations(3)           
Purchase obligations(4)           
Other obligations(5)           
Total contractual obligations(6)           

  $ 123,525    $
7,801     
60,303     
162,850     
1,103     

81,527    $ 241,559    $ 
2,853      
11,650     
36,635      
77,934     
—      
—     
—      
2,815     
  $ 355,582    $ 173,926    $ 281,047    $ 

297      

22,196    $ 468,807 
22,601 
14,080       188,952 
—       162,850 
3,918 
—      
36,573    $ 847,128 

(1) 

(2) 

(3) 

Including interest obligations on long-term debt, excluding fees. The table assumes long-term debt is held to 
maturity and does not reflect events subsequent to December 31, 2018. 

Including interest obligations on capital lease obligations. 

We  lease  certain  revenue  and  service  equipment  and  office  and  service  center  facilities  under  long-term, 
non-cancelable  operating  lease  agreements  expiring  at  various  dates  through  October  2027.  Revenue 
equipment lease terms are generally three to five years for tractors and five to eight years for trailers. The 
lease terms and any subsequent extensions generally represent the estimated usage period of the equipment, 

47 

  
 
 
  
 
   
   
    
 
  
 
 
   
   
   
   
 
which is generally substantially less than the economic lives. Certain revenue equipment leases provide for 
guarantees  by us  of  a  portion  of  the  specified  residual value  at  the  end of  the  lease  term.  The  maximum 
potential amount of future payments (undiscounted) under these guarantees is approximately $28.2 million 
at December 31, 2018. The residual value of a portion of the related leased revenue equipment is covered by 
repurchase or trade agreements between us and the equipment manufacturer. 

We  had  commitments  outstanding  at  December 31,  2018  to  acquire  revenue  equipment.  The  revenue 
equipment  commitments  are  cancelable,  subject  to  certain  adjustments  in  the  underlying  obligations  and 
benefits.  These  purchase  commitments  are  expected  to  be  financed  by  operating  leases,  long-term  debt, 
proceeds from sales of existing equipment and cash flows from operating activities. 

Represents  a  commitment  to  purchase  remaining  5%  interest  in  Xpress  Internacional  in  2020,  based  on 
projected  earnings  calculation  and  to  fund  the  remaining  purchase  price  of  a  small  truckload  carrier  we 
acquired  in  2017.  In  January  2019,  we  sold  our  interest  in  Xpress  Internacional  and  the  related  put 
commitment was extinguished and is reflected in long term liabilities related to assets held for sale in our 
consolidated balance sheets. 

(4) 

(5) 

(6) 

Excludes deferred taxes and long or short-term portion of self-insurance claims accruals. 

Off-Balance Sheet Arrangements 

We leased approximately 2,121 tractors and 6,360 trailers under operating leases at December 31, 2018. Operating 
leases  have  been  an  important  source  of  financing  for  our  revenue  equipment.  Tractors  and  trailers  held  under 
operating leases are not carried on our consolidated balance sheets, and lease payments in respect of such equipment 
are reflected in our consolidated statements of operations in the line item “Vehicle rents.” Our revenue equipment 
rental  expense  was  $78.6  million  in  2018,  compared  with  $74.4  million  in  2017.  The  total  amount  of  remaining 
payments under operating leases as of December 31, 2018 was approximately $189.0 million, of which $181.8 million 
was related to revenue equipment. The lease terms generally represent the estimated usage period of the equipment, 
which is generally substantially less than the economic lives. Certain revenue equipment leases provide for guarantees 
by us of a portion of the specified residual value at the end of the lease term. The maximum potential amount of future 
payments  (undiscounted)  under  these  guarantees  is  approximately  $28.2  million  as  of  December  31,  2018.  The 
residual  value  of  a  portion  of  the  related  leased  tractor  equipment  is  covered  by  repurchase  or  trade  agreements 
between us and equipment manufacturers. We expect the fair market value of the equipment at the end of the lease 
term will be approximately equal to the residual value. 

INFLATION 

Inflation in the price of revenue equipment, tires, diesel fuel, health care, operating tolls and taxes and other items has 
impacted our operating costs over the past several years. A prolonged or more severe period of inflation in these or 
other items would adversely affect our results of operations unless freight rates correspondingly increase. Historically, 
the majority of the increase in fuel costs has been passed on to our customers through a corresponding increase in fuel 
surcharge revenue, making the impact of the increased fuel costs on our results of operations less severe. Inflation 
related  to  other  costs  is  not  directly  covered  from  our  customers  through  a  surcharge  mechanism.  Because  these 
potential  cost  increases  would  be  relatively  consistent  across  the  industry,  we  would  expect  corresponding  rate 
increases generally to offset these increased costs over time. If these and other costs escalate and we are unable to 
recover such costs timely with effective fuel surcharges and rate increases, it would have an adverse effect on our 
operations and profitability. 

CRITICAL ACCOUNTING POLICIES 

In the ordinary course of business, we have made a number of estimates and assumptions relating to the reporting of 
results of operations and financial position in the preparation of our financial statements in conformity with GAAP. 
Actual results could differ significantly from those estimates under different assumptions and conditions. We believe 
that the following discussion addresses our most critical accounting policies, which are those that are most important 
to the portrayal of our financial condition and results of operations and require management’s most difficult, subjective 
and complex judgments, often as a result of the need to make estimates about the effect of matters that are inherently 
uncertain. 

Recognition of Revenue 

We  adopted  ASU  2014-09  effective  January 1,  2018  by  using  the  modified  retrospective  transition  approach  and 
recognizing the cumulative effect of the change in retained earnings for all contracts. The primary impact of adopting 
Accounting Standards Codification (“ASC”) 606 is the earlier recognition of revenue for loads that are in route as of 

48 

the balance sheet date. Under previous GAAP, we recognized revenue and direct costs when shipments were delivered. 
Under ASC 606, we are required to recognize revenue and related direct costs over time as the shipment is being 
delivered. The adoption of ASC 606 resulted in a positive cumulative adjustment to opening equity of approximately 
$1.5 million. 

We  generate  revenues  primarily  from  shipments  executed  by  our  Truckload  and  Brokerage  operations.  Those 
shipments are our performance obligations, arising under contracts we have entered into with customers. Under the 
terms of a contract, revenue is recognized when obligations are satisfied, which occurs over time with the transit of 
shipments from origin to destination. Fuel, driver wages and purchased transportation are similarly accrued over time. 
This is appropriate as the customer simultaneously receives and consumes the benefits as we perform our obligation. 
Revenue is measured as the amount of consideration we expect to receive in exchange for providing services. The 
most significant judgment used in recognition of revenue is the determination of percent of total miles to be driven 
for  a  completed  trip  as  the  basis  for  determining  the  amount  of  revenue  to  be  recognized  for  partially  fulfilled 
obligations. Accessorial charges for fuel surcharge, loading and unloading, stop charges, and other immaterial charges 
are  part  of  the  consideration  we  receive  for  the  single  performance  obligation  of  delivering  shipments.  Contracts 
entered into with our customers do not contain material financing components. 

Certain incremental revenue-related costs associated with obtaining a contract are capitalized. The majority of revenue 
contracts with our customers have a duration of one year or less and do not require any significant start-up costs, and 
as such, costs incurred to obtain contracts associated with these contracts are expensed as incurred. For contracts with 
durations exceeding one year, incremental start-up costs are capitalized and amortized on a straight line basis over the 
contract period which materially represents the period of revenue generation. Capitalized start-up costs are immaterial 
to us for all periods presented. 

Through  our  Brokerage  operations,  we  outsource  the  transportation  of  the  loads  to  third-party  carriers.  We  are  a 
principal in these arrangements, and therefore records revenue associated with these contracts on a gross basis. We 
have the primary responsibility to meet the customer’s requirements. We invoice and collect from our customers and 
also  maintain  discretion  over  pricing.  Additionally,  we  are  responsible  for  selection  of  third-party  transportation 
providers to the extent used to satisfy customer freight requirements. 

Income Taxes 

Significant  management  judgment  is  required  in  determining  our  provision  for  income  taxes  and  in  determining 
whether deferred tax assets will be realized in full or in part. Deferred tax assets and liabilities are measured using 
enacted tax rates that are expected to apply to taxable income in years in which the temporary differences are expected 
to be recovered or settled. When it is more likely than not that all or some portion of specific deferred tax assets, such 
as state tax credit carry-forwards or state net operating loss carry-forwards will not be realized, a valuation allowance 
must be established for the amount of the deferred tax assets that are determined to be not realizable. 

The determination of  the  combined  tax  rate  used  to calculate  our provision  for  income  taxes  for both  current  and 
deferred  income  taxes  also  requires  significant  judgment  by  management.  We  value  the  net  deferred  tax  asset  or 
liability by using enacted tax rates that we believe will be in effect when these temporary differences are recovered or 
settled. We use the combined tax rates at the time the financial statements are prepared since more accurate information 
is not available. If changes in the federal statutory rate or significant changes in the statutory state and local tax rates 
occur prior to or during the reversal of these items or if our filing obligations were to change materially, this could 
change the combined rate and, by extension, our provision for income taxes. We account for uncertain tax positions 
in accordance with ASC 740, Income Taxes and record a liability when such uncertainties meet the more likely than 
not recognition threshold. 

Property and Equipment 

Property and equipment are carried at cost. Depreciation of property and equipment is computed using the straight-line 
method for financial reporting purposes and accelerated methods for tax purposes over the estimated useful lives of 
the related assets (net of estimated salvage value or trade-in value). We generally use estimated useful lives of three 
to five years for tractors and 10 or more years for trailers with estimated salvage values ranging from 25% to 50% of 
the  capitalized  cost.  The  depreciable  lives  of  our  revenue  equipment  represent  the  estimated  usage  period  of  the 
equipment, which is generally substantially less than the economic lives. The residual value of a substantial portion 
of our equipment is covered by repurchase or trade agreements between us and the equipment manufacturer. 

Periodically, we evaluate the useful lives and salvage values of our revenue equipment and other long-lived assets 
based upon, but not limited to, our experience with similar assets including gains or losses upon dispositions of such 
assets, conditions in the used equipment market and prevailing industry practices. Changes in useful lives or salvage 

49 

value estimates, or fluctuations in market values that are not reflected in our estimates, could have a material impact 
on our financial results. Further, if our equipment manufacturer does not perform under the terms of the agreements 
for guaranteed trade-in values, such non-performance could have a materially negative impact on financial results. 
We review our property and equipment whenever events or circumstances indicate the carrying amount of the asset 
may  not  be  recoverable.  An  impairment  loss  equal  to  the  excess  of  carrying  amount  over  fair  value  would  be 
recognized if the carrying amount of the asset is not recoverable. 

Goodwill and Other Intangible Assets 

When  testing  for  goodwill  impairment,  we  first  assess  qualitative  factors  to  determine  whether  it  is  necessary  to 
perform  the  two-step  quantitative  goodwill  impairment  test.  We  are  not  required  to  calculate  the  fair  value  of  a 
reporting unit unless we determine, based on the qualitative review, that it is more likely than not that its fair value is 
less than its carrying amount. Current guidance includes events and circumstances for us to consider when conducting 
the qualitative assessment. In the fourth quarter of 2018, we evaluated goodwill using the qualitative factors prescribed 
to determine whether to perform the two-step quantitative goodwill impairment test. The assessment of qualitative 
factors  requires  judgment,  including  identification  of  reporting  units,  evaluation  of  macroeconomic  conditions, 
analysis of industry and market conditions, measurement of cost factors and identification of entity-specific events 
(such as financial performance). 

In  evaluating  these  qualitative  factors,  we  determined  that  it  was  necessary  to  perform  the  quantitative  goodwill 
impairment  test,  due  to  the  decline  in  our  stock  price.  The  quantitative  analysis  showed  that  the  fair  value  of  our 
Truckload reporting unit is greater than its carrying amount. Therefore, the second step of the quantitative test was not 
necessary. 

Trade names are valued based on various factors including the projected revenue stream associated with the intangible 
asset. The Company’s trade names have an indefinite life. In 2013, we adopted ASU 2012-02, Testing Indefinite-Lived 
Intangible  Assets  for  Impairment,  which  allows  companies  to  waive  comparing  the  fair  value  of  indefinite-lived 
intangible assets to their carrying amounts in assessing the recoverability of these assets if, based on qualitative factors, 
it  is  more  likely  than  not  that  the  fair  value  of  the  indefinite-lived  intangible  assets  is  greater  than  their  carrying 
amounts.  In  the  fourth  quarter  of  2018,  the  Company  performed  the  qualitative  assessment  of  its  indefinite-lived 
intangible assets and concluded it was more likely than not that the fair value of each of the assets is greater than its 
carrying amount. Therefore, the Company concluded it was not necessary to perform the quantitative impairment test. 

Claims and Insurance Accruals 

Claims and insurance accruals consist of estimates of cargo loss, physical damage, group health, liability (personal 
injury and property damage) and workers’ compensation claims and associated legal and other expenses within our 
established retention levels. Claims in excess of retention levels are generally covered by insurance in amounts we 
consider adequate. Claims accruals represent the uninsured portion of pending claims including estimates of adverse 
development  of  known  claims,  plus  an  estimated  liability  for  incurred  but  not  reported  claims  and  the  associated 
expense.  Accruals  for  cargo  loss,  physical  damage,  group  health,  liability  and  workers’  compensation  claims  are 
estimated based on our evaluation of the type and severity of individual claims and historical information, primarily 
our own claims experience, along with assumptions about future events combined with the assistance of independent 
actuaries in the case of workers’ compensation and liability. Changes in assumptions as well as changes in actual 
experience could cause these estimates to change in the near future. 

Workers’ compensation and liability claims are particularly subject to a significant degree of uncertainty due to the 
potential  for  growth  and  development  of  the  claims  over  time.  Claims  and  insurance  reserves  related  to  workers’ 
compensation and liability are estimated by a third-party actuary and we refer to these estimates in establishing the 
reserve. Liability reserves are estimated based on historical experience and trends, the type and severity of individual 
claims and assumptions about future costs. Further, in establishing the workers’ compensation and liability reserves, 
we  must  take  into  account  and  estimate  various  factors,  including, but not  limited  to,  assumptions  concerning  the 
nature and severity of the claim, the effect of the jurisdiction on any award or settlement, the length of time until 
ultimate resolution, inflation rates in health care and in general, interest rates, legal expenses and other factors. Our 
actual  experience  may  be  different  than  our  estimates,  sometimes  significantly.  Changes  in  assumptions  made  in 
actuarial  studies  could  potentially  have  a  material  effect  on  the  provision  for  workers’  compensation  and  liability 
claims. Additionally, if any claim were to exceed our coverage limits, we would have to accrue for and pay the excess 
amount, which could have a material adverse effect on our financial condition, results of operations and cash flows. 

50 

Lease Accounting and Off-Balance Sheet Transactions 

We  are  liable  for  residual  value  guarantees  in  connection  with  certain  of  our  operating  leases  of  certain  revenue 
equipment. If we do not purchase this leased equipment from the lessor at the end of the lease term, we are liable to 
the lessor for an amount equal to the shortage (if any) between the proceeds from the sale of the equipment and an 
agreed value up to a maximum shortfall per unit. For certain of these tractors, we have residual value agreements from 
manufacturers at amounts sufficient to satisfy our residual obligation to the lessors. For all other equipment (or to the 
extent  we  believe  any  manufacturer  will  refuse  or  be  unable  to  meet  its  obligation),  we  are  required  to  recognize 
additional rental expense to the extent we believe the fair market value at the lease termination will be less than our 
obligation to the lessor. We believe that proceeds from the sale of equipment under operating leases would exceed the 
payment  obligation  on  substantially  all  operating  leases.  The  estimated  values  at  lease  termination  involve 
management judgments. 

Recent Accounting Pronouncements 

See  Note  2 of  the  accompanying  consolidated  financial  statements  for  information  about  recent  accounting 
pronouncements. 

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

Our market risk is affected by changes in interest rates. Historically, we have used a combination of fixed rate and 
variable rate obligations to manage our interest rate exposure. Fixed rate obligations expose us to the risk that interest 
rates might fall. Variable rate obligations expose us to the risk that interest rates might rise. We currently do not have 
any interest rate swaps although we may enter into such swaps in the future. 

We are exposed to variable interest rate risk principally from our Credit Facility. We are exposed to fixed interest rate 
risk principally from equipment notes and mortgages. At December 31, 2018, we had net borrowings totaling $425.9 
million  comprised  of  $195.0  million  of  variable  rate  borrowings  and  $230.9  million  of  fixed  rate  borrowings. 
Accordingly, holding other variables constant (including borrowing levels), the earnings impact of a one-percentage 
point increase/decrease in interest rates would not have a significant impact on our consolidated financial statements.  

Fuel is one of our largest expenditures. The price and availability of diesel fuel fluctuate due to changes in production, 
seasonality  and  other  market  factors  generally  outside  our  control.  Most  of  our  customer  contracts  contain  fuel 
surcharge provisions to mitigate increases in the cost of fuel. Fuel surcharges to customers do not fully recover all fuel 
increases because customers generally pay surcharges on a mileage basis and therefore do not generally pay for fuel 
consumed while traveling out-of-route or non-revenue generating miles, while the tractor is idling and in certain other 
instances. We believe that our fuel surcharge program adequately protects us from risks relating to fluctuating fuel 
prices, and accordingly, we terminated all fuel purchase arrangements as of December 31, 2017, and do not expect to 
enter into fuel purchase arrangements in the near term. We cannot predict the extent to which fuel prices will increase 
or decrease in the future or the extent to which fuel surcharges could be collected. 

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The consolidated financial statements of U.S. Xpress Enterprises, Inc. and subsidiaries, including the consolidated 
balance sheets as of December 31, 2018 and 2017, and the related consolidated statements of comprehensive income 
(loss), of stockholders’ deficit and of cash flows for each of the three years in the period ended December 31, 2018, 
together with  the related notes,  and  the report  of  PricewaterhouseCoopers  LLP,  our  independent  registered  public 
accounting firm as of December 31, 2018 and 2017, for each of the three years in the period ended December 31, 2018 
are set forth at pages 54 through 83 in this report. 

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON  
ACCOUNTING AND FINANCIAL DISCLOSURE 

There has been no change in or disagreement with accountants on accounting or financial disclosure during our two 
most recent fiscal years.  

Evaluation of Disclosure Controls and Procedures 

CONTROLS AND PROCEDURES 

Our  management,  including  our  Chief  Executive  Officer  (“CEO”)  and  our  Chief  Financial  Officer  (“CFO”),  has 
evaluated the effectiveness of our disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) 
under the Exchange Act) as of December 31, 2018. This evaluation is performed to determine if our disclosure controls 

51 

and procedures are effective to provide reasonable assurance that information required to be disclosed by us in the 
reports that we file or submit under the Exchange Act is accumulated and communicated to management, including 
our CEO and CFO, as appropriate, to allow timely decisions regarding required disclosure and are effective to provide 
reasonable assurance that such information is recorded, processed, summarized and reported within the time periods 
specified  by  the  SEC’s  rules  and  forms.  Due  to  the  material  weaknesses  described  below  and  the  Company’s 
evaluation, the CEO and CFO have concluded that our disclosure controls and procedures were not effective as of 
December 31, 2018.  

Material Weaknesses in Internal Control over Financial Reporting as of December 31, 2018 

 As described in our Prospectus, during the course of preparing for our IPO, we identified material weaknesses in our 
internal  control  over  financial  reporting,  some  of  which  continue  to  exist  as  of  December  31,  2018.  A  material 
weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there 
is a reasonable possibility that a material misstatement of a company’s annual or interim financial statements will not 
be prevented or detected on a timely basis. We did not maintain effective internal control over financial reporting 
related  to  the  control  activities  component  of  Internal  Control—Integrated  Framework  (2013)  issued  by  the 
Committee of Sponsoring Organizations of the Treadway Commission, the COSO framework. The control activities 
material weakness contributed to the following additional material weaknesses: (i) ineffective design of information 
technology  general  computer  controls  with  respect  to  program  development,  change  management,  computer 
operations,  and  user  access;  (ii)  ineffective  design  of  controls  over  income  tax  accounting;  and  (iii)  insufficient 
evidential matter to support design of our controls. These deficiencies did not result in a material misstatement to our 
annual or interim consolidated financial statements. However, there is a risk that these deficiencies could result in 
misstatements potentially impacting all financial statement accounts and disclosures that would not be prevented or 
detected. 

 Remediation of a Component of a Previously Disclosed Material Weakness 

The material  weakness related to the ineffective design of information technology general computer controls with 
respect  to  program  management,  change  management,  computer  operations,  and  user  access  also  included  a 
component related to inappropriate segregation of duties with respect to creating and posting journal entries. We have 
remediated the component of the material weakness related to segregation of duties over creating and posting journal 
entries by designing, implementing, and testing controls to ensure that journal entries posted into the general ledger 
are reviewed by a separate individual, thus resulting in proper segregation of duties. 

Changes in Internal Control Over Financial Reporting 

 We  are  currently  in  the  process of  remediating  the  above  material  weaknesses  and  have  taken numerous  steps  to 
enhance our internal control environment and address the underlying causes of the material weaknesses. These efforts 
include  designing  and  implementing  the  appropriate  IT  general  computer  controls  and  controls  over  income  tax 
accounting.  In  addition,  we  are  enhancing  our  process  to  retain  evidential  matter  that  supports  the  design  and 
implementation of our controls. We are committed to maintaining a strong internal control environment, and we expect 
to continue our efforts to ensure the material weaknesses described above are remediated. While we intend to complete 
our remediation process as quickly as possible, we cannot estimate a time when the remediation will be complete. 
Other than the implementation of these additional controls, there were no changes in our internal control over financial 
reporting  that  occurred  during  the  quarter  ended  December  31,  2018  that  have  materially  affected,  or  that  are 
reasonably likely to materially affect, our internal control over financial reporting. 

Management's Report on Internal Control Over Financial Reporting 

This Annual Report does not include a report of management's assessment regarding internal control over financial 
reporting or an attestation report of our registered public accounting firm due to a transition period established by rules 
of the SEC for newly public companies. 

 Limitations on Controls 

Our disclosure controls and procedures and internal control over financial reporting are designed to provide reasonable 
assurance of achieving the desired control objectives. Our management, including our CEO and CFO, recognize that 
any control system, no matter how well designed and operated, is based upon certain judgments and assumptions and 
cannot provide absolute assurance that its objectives will be met. Similarly, an evaluation of controls cannot provide 
absolute assurance that misstatements due to error or fraud will not occur or that all control issues and instances of 
fraud, if any, have been detected.

52 

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED STOCKHOLDER MATTERS 

Equity Compensation Plan Information 

The following table provides certain information, as of December 31, 2018, with respect to our compensation plans 
and other arrangements under which shares of our Class A common stock are authorized for issuance. 

Plan category 

Equity compensation plans 

approved by security holders 

Equity compensation plans not 

approved by security holders 
Total 

Number of securities to be 
issued upon exercise of 
outstanding options, 
warrants and rights 
(a) 

Weighted average exercise 
price of outstanding options, 
warrants and rights 
(b) 

Number of securities 
remaining eligible for future 
issuance under equity 
compensation plans 
(excluding securities 
reflected in column (a)) 
(c) 

854,118(1) 

$ 

16.00(2) 

5,051,998(3)

- 
854,118 

$  

 - 
16.00 

 - 
5,051,998 

(1) Represents 406,116 shares of Class A common stock underlying unvested Class A RSUs granted under our 
Restricted Membership Units Plan (the “RMUP”) prior to the IPO and 156,509 shares of Class A common 
stock underlying unvested Class A RSUs, 114,233 shares of Class A common stock underlying unvested 
Class A restricted stock awards and 177,260 shares of Class A common stock underlying unexercised Class 
A options granted under our 2018 Omnibus Incentive Plan (the “Incentive Plan”). 

(2) The weighted-average exercise price does not reflect the shares that will be issued in connection with the 

settlement of RSUs and restricted stock awards, since they have no exercise price. 

(3) Includes 2,751,998 Class A shares available for issuance under the Incentive Plan and 2,300,000 Class A 

shares available for issuance under our Employee Stock Purchase Plan.  

The following table provides certain information, as of December 31, 2018, with respect to our compensation plans 
and other arrangements under which shares of our Class B common stock are authorized for issuance. 

Plan category 

Equity compensation plans 

approved by security holders 

Equity compensation plans not 

approved by security holders 
Total 

Number of securities to be 
issued upon exercise of 
outstanding options, 
warrants and rights 
(a) 

Weighted average exercise 
price of outstanding options, 
warrants and rights 
(b) 

995,558(1) 

$ 

- 
995,558 

$  

-(2) 

 - 
- 

Number of securities 
remaining eligible for future 
issuance under equity 
compensation plans 
(excluding securities 
reflected in column (a)) 
(c) 

- 

 - 
- 

(1) Represents unvested Class B RSUs granted under the RMUP prior to the IPO.  

(2) There is no weighted-average exercise price since RSUs have no exercise price. 

53 

  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 

To the Board of Directors and Stockholders of U.S. Xpress Enterprises, Inc. 

Opinion on the Financial Statements 

We have audited the accompanying consolidated balance sheets of U.S. Xpress Enterprises, Inc. and its subsidiaries 
(the  “Company”)  as  of  December  31,  2018  and  December  31,  2017,  and  the  related  consolidated  statements  of 
comprehensive income (loss), stockholders’ equity (deficit) and cash flows for each of the three years in the period 
ended  December  31,  2018,  including  the  related  notes  (collectively  referred  to  as  the  “consolidated financial 
statements”). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial 
position of the Company as of December 31, 2018 and December 31, 2017, and the results of its operations and its 
cash flows for each of the three years in the period ended December 31, 2018 in conformity with accounting principles 
generally accepted in the United States of America. 

Basis for Opinion 

These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to 
express  an  opinion  on  the  Company’s  consolidated  financial  statements  based  on  our  audits.  We  are  a  public 
accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the 
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audits of these consolidated financial statements in accordance with the standards of the PCAOB. 
Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  the 
consolidated financial statements are free of material misstatement, whether due to error or fraud. 

Our audits included performing procedures to assess the risks of material misstatement of the consolidated financial 
statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures 
included  examining,  on  a  test  basis,  evidence  regarding  the  amounts  and  disclosures  in  the  consolidated financial 
statements.  Our  audits  also  included  evaluating  the  accounting  principles  used  and  significant  estimates  made  by 
management, as well as evaluating the overall presentation of the consolidated financial statements. We believe that 
our audits provide a reasonable basis for our opinion. 

Birmingham, Alabama 
March 6, 2019 

We have served as the Company's auditor since 2015. 

54 

 
 
 
 
 
 
 
 
 
 
U.S. Xpress Enterprises, Inc. 
Consolidated Balance Sheets 
December 31, 2018 and 2017 

(in thousands, except share amounts) 

2018 

2017 

Assets 

Current assets 
Cash and cash equivalents 
Customer receivables, net of allowance of $59 and $122 at December 31, 2018 and 2017, 

  $ 

9,892    $

9,232 

respectively 
Other receivables 
Prepaid insurance and licenses 
Operating supplies 
Assets held for sale 
Other current assets 

Total current assets 
Property and equipment, at cost 
Less accumulated depreciation and amortization 

Net property and equipment 

Other assets 
Goodwill 
Intangible assets, net 
Other 

Total other assets 
Total assets 

Liabilities, Redeemable Restricted Units and Stockholders' Equity (Deficit) 
Current liabilities 

Accounts payable 
Book overdraft 
Accrued wages and benefits 
Claims and insurance accruals, current 
Other accrued liabilities 
Liabilities associated with assets held for sale 
Current maturities of long-term debt 

Total current liabilities 

Long-term debt, net of current maturities 
Less unamortized discount and debt issuance costs 

Net long-term debt 

Deferred income taxes 
Long-term liabilities associated with assets held for sale 
Other long-term liabilities 
Claims and insurance accruals, long-term 
Commitments and contingencies (Notes 13) 
Redeemable restricted units 
Stockholders' Equity (Deficit) 

  $ 

  $ 

Common stock Class A, $.01 par value, 140,000,000 and 30,000,000 shares authorized at 

December 31, 2018 and 2017, respectively, 32,859,292 and 6,384,877 issued and outstanding 
at December 31, 2018 and 2017, respectively 

Common stock Class B, $.01 par value, 35,000,000 and 0 authorized at December 31, 2018 and 
2017, respectively, 15,486,560 and 0 issued and outstanding at December 31, 2018 and 2017, 
respectively 

Additional paid-in capital 
Accumulated deficit 

Stockholders' equity (deficit) 

Noncontrolling interest 

Total stockholders' equity (deficit) 
Total liabilities, redeemable restricted units and stockholders' equity (deficit) 

  $ 

See Notes to Consolidated Financial Statements 

55 

190,254      
20,430      
11,035      
7,324      
33,225      
13,374      
285,534      
898,530      
(379,813)     
518,717      

57,708      
28,913      
19,615      
106,236      
910,487    $

63,808    $
-      
24,960      
47,442      
8,120      
6,856      
113,094      
264,280      
312,819      
(1,347)     
311,472      
19,978      
8,353      
7,713      
60,304      
-      
-      

186,407 
21,637 
7,070 
8,787 
3,417 
12,170 
248,720 
835,814 
(371,909)
463,905 

57,708 
30,742 
19,496 
107,946 
820,571 

80,555 
3,537 
20,530 
47,641 
13,901 
- 
132,332 
298,496 
480,472 
(7,266)
473,206 
15,630 
- 
14,350 
56,713 
- 
3,281 

329       

 64 

155      
251,742      
(17,335)     
234,891      
3,496      
238,387      
910,487    $

- 
1 
(43,459)
(43,394)
2,289 
(41,105)
820,571 

 
  
    
 
  
    
      
 
    
      
 
    
      
 
    
    
    
    
    
    
    
    
    
    
    
       
  
    
    
    
    
    
       
  
    
       
  
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
       
  
    
    
    
    
    
    
    
  
    
       
  
        
 
 
 
U.S. Xpress Enterprises, Inc. 
Consolidated Statements of Comprehensive Income (Loss) 
Years Ended December 31, 2018, 2017 and 2016  

(in thousands, except per share amounts) 

2018 

2017 

2016 

Operating revenue 
Revenue, before fuel surcharge 
Fuel surcharge 

Total operating revenue 

Operating expenses 
Salaries, wages, and benefits 
Fuel and fuel taxes 
Vehicle rents 
Depreciation and amortization, net of (gain) loss on sale of property 
Purchased transportation 
Operating expenses and supplies 
Insurance premiums and claims 
Operating taxes and licenses 
Communications and utilities 
General and other operating expenses 
Impairment of assets held for sale 
Total operating expenses 
Operating income 
Other expense (income) 
Interest expense, net 
Gain on sale of Xpress Global Systems 
Early extinguishment of debt 
Impairment of equity method investments 
Equity in loss of affiliated companies 
Other, net 

  $ 1,622,083    $ 1,417,173    $ 1,348,023 
182,832       138,212       103,182 
    1,804,915       1,555,385       1,451,205 

78,639      
97,954      

535,994       543,735       510,599 
227,525       219,515       186,257 
74,377       109,466 
71,597 
93,369      
481,945       308,624       275,691 
118,064       126,700       124,102 
69,722 
13,432 
8,604 
54,004 
- 
    1,726,009       1,526,777       1,423,474 
27,731 

85,075      
14,133      
9,575      
66,412      
10,693      

77,430      
13,769      
7,683      
61,575      
-      

78,906      

28,608      

34,866      
-      
7,753      
1,804      
381      
136      
44,940      
33,966      
7,860      
26,106      
1,207      

49,758      
(1,026)     
-      
-      
1,350      
(350)     
49,732      
(21,124)     
(17,187)     
(3,937)     
123      

48,178 
- 
- 
- 
3,202 
773 
52,153 
(24,422)
(8,448)
(15,974)
550 

Income (loss) before income tax provision (benefit) 
Income tax provision (benefit) 

Net total and comprehensive income (loss) 

Net total and comprehensive income attributable to noncontrolling interest    
Net total and comprehensive income (loss) attributable to controlling 

interest 

Earnings (loss) per share 
Basic earnings (loss) per share 
Basic weighted average shares outstanding 
Diluted earnings (loss) per share 
Diluted weighted average shares outstanding 

  $

24,899    $ 

(4,060)   $

(16,524)

  $

  $

0.84    $ 
29,470      
0.83    $ 
30,133      

(0.64)   $
6,385      
(0.64)   $
6,385      

(2.59)
6,385 
(2.59)
6,385 

See Notes to Consolidated Financial Statements 

56 

 
    
    
 
  
    
      
      
 
    
      
      
 
   
   
       
       
  
   
   
   
   
   
   
   
   
   
   
   
   
   
       
       
  
   
   
   
   
   
   
  
   
   
   
   
   
       
       
  
   
   
  
   
       
       
  
  
   
       
       
  
            
 
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U.S. Xpress Enterprises, Inc. 
Consolidated Statements of Cash Flows 
December 31, 2018, 2017 and 2016 

(in thousands) 

2018 

2017 

2016 

Operating activities 
Net income (loss) 
Adjustments to reconcile net income (loss) to net cash provided by operating activities: 

  $

26,106    $ 

(3,937)   $

(15,974)

Early extinguishment of debt 
Impairments of assets held for sale and equity method investments 
Equity in loss of affiliated companies 
Gain on life insurance proceeds 
Deferred income tax provision (benefit) 
Provision for losses on receivables 
Depreciation and amortization 
Losses on sale of equipment 
Share based compensation 
Original issue discount and deferred financing amortization 
Interest paid-in-kind 
Gain on sale of Xpress Global Systems 
Purchase commitment interest (income) expense 
Changes in operating assets and liabilities: 

Receivables 
Prepaid insurance and licenses 
Operating supplies 
Other assets 
Accounts payable and other accrued liabilities 
Accrued wages and benefits 

Net cash provided by operating activities 

Investing activities 
Payments for purchases of property and equipment 
Proceeds from sales of property and equipment 
Proceeds on life insurance 
Acquisition of business 
Other 

Net cash used in investing activities 

Financing activities 
Borrowings under lines of credit 
Payments under lines of credit 
Borrowings under long-term debt 
Payments of long-term debt 
Payments of financing costs and original issue discount 
Proceeds from issuance of 16,668,000 shares, net of expenses 
Payments of long-term consideration for business acquisition 
Settlement of forward contract 
Repurchase of membership units 
Book overdraft 

Net cash provided by (used in) financing activities 
Cash included in assets held for sale 
Net change in cash and cash equivalents 

Cash and cash equivalents 
Beginning of year 
End of year 

Supplemental disclosure of cash flow information 
Cash paid during the year for interest 
Cash paid (refunded) during the year for income taxes 
Supplemental disclosure of significant noncash investing and financing activities 
Lease conversion 
Capital lease additions 
Capital lease extinguishments 
Assumption of debt 
Property and equipment amounts accrued in accounts payable 
Financing costs accrued in accounts payable 
Uncollected proceeds from asset sales 

7,753      
12,497      
381      
(4,000)     
5,691      
104      
90,831      
7,123      
2,248      
1,728      
(7,516)     
-      
(192)     

(8,972)     
(4,006)     
725      
(3,438)     
(21,020)     
6,304      
112,347      

(223,939)     
55,370      
2,980      
-      
(500)     
(166,089)     

292,332      
(321,665)     
362,013      
(504,180)     
(4,166)     
246,616      
(1,010)     
-      
(217)     
(3,537)     
66,186      
(11,784)     
660      

-      
-      
1,350      
-      
(20,156)     
-      
91,340      
2,029      
673      
3,791      
1,452      
(1,026)     
(698)     

(32,051)     
45      
(510)     
(529)     
41,930      
1,691      
85,394      

(240,417)     
32,183      
-      
(2,219)     
(758)     
(211,211)     

387,973      
(358,640)     
224,102      
(118,834)     
(5,844)     
-      
-      
-      
(523)     
3,537      
131,771      
-      
5,954      

- 
- 
3,202 
- 
(12,245)
9 
65,775 
5,822 
520 
5,517 
1,817 
- 
883 

13,114 
(1,322)
498 
(1,857)
10,291 
939 
76,989 

(54,710)
43,723 
- 
- 
(360)
(11,347)

344,681 
(344,680)
47,847 
(102,126)
(3,780)
- 
- 
(2,200)
(299)
(4,150)
(64,707)
- 
935 

  $

  $

  $

9,232      
9,892    $ 

3,278      
9,232    $

2,343 
3,278 

47,406    $ 
1,603      

44,073    $
(208)     

33,696 
1,834 

-    $ 
439      
1,146      
-      
1,213      
-      
2,671      

34,169    $
1,505      
222      
5,377      
1,196      
1,162      
424      

- 
- 
6,035 
- 
- 
- 
879 

See Notes to Consolidated Financial Statements 

58 

 
    
    
 
  
    
      
      
 
    
      
      
 
   
      
       
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
      
       
  
   
   
   
   
   
   
   
   
      
       
  
   
   
   
   
   
   
   
      
       
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
      
       
  
   
   
      
       
  
   
   
      
       
  
   
   
   
   
   
   
  
   
      
       
  
 
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

1.       Organization and Operations 

U.S. Xpress Enterprises, Inc. and its consolidated subsidiaries (collectively, the “Company”, “we”, “us”, “our”, 
and similar expressions) provide transportation services throughout the United States and Mexico, with a focus 
in the densely populated and economically diverse eastern half of the United States. The Company offers its 
customers a broad portfolio of services using its own asset-based truckload fleet and third-party carriers through 
our  non-asset-based  truck  brokerage  network.  The  Company  has  two reportable  segments,  Truckload  and 
Brokerage.  Our  Truckload  segment  offers  asset-based  truckload  services,  including  over-the-road  (“OTR”) 
trucking and dedicated contract services. Our Brokerage segment is principally engaged in non-asset-based 
freight brokerage services, where loads are contracted to third-party carriers.  

U.S. Xpress Enterprises, Inc. completed its initial public offering in June 2018 (the “IPO” or the “offering”). 
Prior to the offering U.S. Xpress Enterprises, Inc. was wholly owned by New Mountain Lake Holdings, LLC 
(“New Mountain Lake”). New Mountain Lake was formed on October 12, 2007 solely for the purpose of taking 
U.S.  Xpress  Enterprises,  Inc.  private  and  holding  100%  ownership  of  U.S.  Xpress  Enterprises,  Inc. 
Immediately prior to the effectiveness of the offering, we completed a series of transactions (collectively, the 
“Reorganization”)  pursuant  to  which  New  Mountain  Lake  merged  with  and  into  the  Company,  with  the 
Company continuing as the surviving corporation.  

In  connection  with  the  Reorganization,  we  adopted  the  Second  Amended  and  Restated  Certificate  of 
Incorporation of the Company, and converted into and exchanged the issued and outstanding membership units 
of  New  Mountain  Lake  immediately  prior  to  the  Reorganization  for  the  Company’s  common  stock.  We 
provided  for  the  issuance  of  4.6666667  shares  of  Class  A  common  stock  for  each  Class  B  non-voting 
membership unit in New Mountain Lake and 4.6666667 shares of Class B common stock for each Class A 
voting membership unit in New Mountain Lake. The holders of Class A common stock are entitled to one vote 
per share and the holders of Class B common stock are entitled to five votes per share. In the offering, the 
Company sold 16,668,000 shares of Class A common stock at a price of $16 per share to the public and received 
net proceeds of $246.6 million, after deducting underwriting discounts and commissions and offering expenses.  

Under our Articles of Incorporation, our authorized capital stock consists of 140,000,000 shares of Class A 
common stock, par value $0.01 per share, 35,000,000 shares of Class B common stock, par value $0.01 per 
share, and 9,333,333 shares of preferred stock, the rights and preferences of which may be designated by the 
Board of Directors. 

2.        Summary of Significant Accounting Policies 

Principles of Consolidation 

The consolidated financial statements include the accounts of the Company and its wholly owned and majority-
owned subsidiaries.  All significant intercompany transactions and accounts have been eliminated. 

Use of Estimates in the Preparation of Financial Statements 

The  preparation  of  financial  statements  in  conformity  with  U.S.  generally  accepted  accounting  principles 
(GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets 
and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the 
reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those 
estimates, and such differences could be material.  Significant estimates include useful lives of property and 
equipment  and  related  salvage  value,  claims  reserves  for  liability  and  workers’  compensation  claims  and 
valuation allowance for deferred tax assets. 

Cash and Cash Equivalents 

Cash and cash equivalents include all highly liquid investment instruments with an original maturity of three 
months or less. 

59 

U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

Customer Receivables and Allowances 

Customer receivables are recorded at the invoiced amount, net of allowances for uncollectible accounts and 
revenue  adjustments.    The  allowances  for  uncollectible  accounts  and  revenue  adjustments  are  based  on 
historical  experience  as  well  as  any  known  trends  or  uncertainties  related  to  customer  billing  and  account 
collectability.  The Company reviews the adequacy of its allowance for doubtful accounts on a quarterly basis.  
Past due balances over contractual payment terms and exceeding specified amounts are reviewed individually 
for collectability.  Receivable balances are written off when collection is deemed unlikely. 

Operating Supplies 

Operating supplies consist primarily of parts, materials and supplies for servicing the Company’s revenue and 
service equipment.  Operating supplies are recorded at the lower of cost (on a first-in, first-out basis) or market.  
Tires purchased as part of revenue and service equipment are capitalized as part of the cost of the equipment.  
Replacement tires are charged to expense when placed in service. 

Assets Held for Sale 

Assets held  for  sale  are  comprised of  revenue  equipment  no  longer being utilized  in continuing  operations 
which  are  available  and  ready  for  sale.    Assets  held  for  sale  are  no  longer  subject  to  depreciation  and  are 
recorded at the lower of depreciated book value or fair market value less selling costs.  The Company expects 
to sell these assets within the next twelve months. At December 31, 2018, assets held for sale included revenue 
equipment of approximately $5.2 million and assets of a business held for sale of approximately $28.0 million. 
At December 31, 2017, assets held for sale was comprised solely of revenue equipment.  See Note 5, Assets
Held for Sale for more discussion related to the sale of our interest in Xpress Internacional S.A. de C.V. (Xpress 
Internacional) during January 2019. 

Property and Equipment 

Property and equipment are carried at cost.  Depreciation of property and equipment is computed using the 
straight-line  method  for  financial  reporting  purposes  and  accelerated  methods  for  tax  purposes  over  the 
estimated useful lives of the related assets (net of salvage values ranging from 25.0% to 50.0% of revenue 
equipment).  The Company periodically evaluates the estimated useful lives and salvage values of its revenue 
equipment, due to changes in business needs and expected usage of the equipment.  Upon the retirement of 
property and equipment, the related asset cost and accumulated depreciation are removed from the accounts 
and  any  gain  or  loss  is  included  in  depreciation  and  amortization  expense  in  the  Company’s  consolidated 
statements  of  comprehensive  income.    Expenditures  for  normal  maintenance  and  repairs  are  expensed.  
Renewals or betterments that affect the nature of an asset or increase its useful life are capitalized.  

Impairment of Long Lived Assets 

The  Company  reviews  its  long-lived  assets,  including  property  and  equipment,  for  impairment  whenever 
events or changes in circumstances indicate the carrying amount of an asset may not be recoverable.  Expected 
future  cash  flows  are  used  to  analyze  whether  an  impairment  has  occurred.  If  the  sum  of  the  expected 
undiscounted  cash  flows  is  less  than  the  carrying  value of  the  long-lived  asset,  then  an  impairment  loss  is 
recognized.  We measure the impairment loss by comparing the fair value of the asset to its carrying value.  
Fair  value  is  determined  based  on  a  discounted  cash  flow  analysis  or  the  appraised  value  of  the  assets,  as 
appropriate. 

Goodwill 

In  2013,  the  Company  adopted  Accounting  Standards  Update  (ASU)  2011-08,  Testing  Goodwill  for 
Impairment, which allows companies to first assess qualitative factors to determine whether it is necessary to 
perform the two-step quantitative goodwill impairment test.  Under this standard, the Company would not be 
required to calculate the fair value of a reporting unit unless the Company determines, based on the qualitative 
review, that it is more likely than not that its fair value is less than its carrying amount.  The standard includes 
events and circumstances for the Company to consider when conducting the qualitative assessment.   
60 

U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

The quantitative impairment test consists of two different steps.  The first step identifies potential impairment 
by comparing the fair value of a reporting unit with its carrying amount, including goodwill. If the fair value 
exceeds its carrying amount, goodwill is not considered impaired and the second step of the test is unnecessary. 
If  the  carrying  amount  of  a  reporting  unit’s  goodwill  exceeds  its  fair  value,  the  second  step  measures  the 
impairment loss, if any. The second step compares the implied fair value of goodwill with the carrying amount 
of that goodwill. The implied fair value of goodwill is determined in the same manner as the amount of goodwill 
recognized in a business combination. If the carrying amount of goodwill exceeds the implied fair value of that 
goodwill, an impairment loss is recognized in an amount equal to that excess. 

The Company performs an annual goodwill impairment analysis at the reporting unit level as of October 1 each 
year or when an event occurs which might cause or indicate impairment. In the fourth quarter of 2018, the 
Company performed the quantitative impairment test of goodwill due to the decline  in our stock price and 
concluded that the fair value of our Truckload reporting unit is greater than its carrying amount. The Company 
performed the qualitative assessment in the fourth quarter of 2017 and concluded it was more likely than not 
that the fair value of the Truckload reporting unit was greater than its carrying amount.     

Intangible Assets 

Customer  relationships  are  valued  as  part  of  acquisition-related  transactions  using  the  income  appraisal 
methodology.    The  income  appraisal  methodology  includes  a  determination  of  the  present  value  of  future 
monetary benefits to be derived from the anticipated income, or ownership, of the subject asset.  The value of 
customer  relationships  includes  the  value  expected  to  be  realized  from  existing  contracts  as  well  as  from 
expected renewals of such contracts and is calculated using unweighted and weighted total undiscounted cash 
flows as part of the income appraisal methodology.  Customer relationships are amortized over seven to fifteen 
years.  The Company tests intangible assets with definite lives for impairment if conditions exist that indicate 
the carrying value may not be recoverable.  There was no impairment of customer relationships in 2018 and 
2017. 

Trade names are valued based on various factors including the projected revenue stream associated with the 
intangible  asset.    The  Company’s  trade  names  have  an  indefinite  life and  are  not  amortized.   In  the  fourth 
quarter  of  2018  and  2017,  the  Company  performed  the  qualitative  assessment  of  its  trade  name  assets  and 
concluded it was more likely than not that the fair value of each of the assets is greater than its carrying amount.  
Therefore, the Company concluded it was not necessary to perform the quantitative impairment test. 

Book Overdraft 

Book overdraft represents outstanding checks in excess of current cash levels.  The Company funds its book 
overdraft from its line of credit and operating cash flows.

Deferred Financing Costs 

The Company presents debt issuance costs as a direct deduction from the related debt, consistent with debt 
discounts.  Debt issuance costs associated with revolving line-of-credit arrangements are presented as an asset. 
All such debt issuance costs are amortized ratably over the term of the arrangement. Term loan debt issuance 
costs excluding original issue discount, net of accumulated amortization were $1.3 million and $6.5 million at 
December 31, 2018 and 2017, respectively.    Revolver gross debt issuance costs were $1.5 million and $3.2 
million at December 31, 2018 and 2017, respectively, offset by accumulated amortization of $0.2 million and 
$2.5 million at December 31, 2018 and 2017, respectively. Debt issuance cost amortization expense excluding 
original issue discount was $1.6 million, $3.4 million and $4.9 million in 2018, 2017 and 2016, respectively. 

Recognition of Revenue 

The  Company  generates  revenues  primarily  from  shipments  executed  by  the  Company’s  Truckload  and 
Brokerage operations. Those shipments are the Company’s performance obligations, arising under contracts 
we  have  entered  into  with  customers.  Under  such  contracts,  revenue  is  recognized  when  obligations  are 
satisfied, which occurs over time with the transit of shipments from origin to destination. This is appropriate 

61 

U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

as the customer simultaneously receives and consumes the benefits as the Company performs its obligation. 
Revenue is measured as the amount of consideration the Company expects to receive in exchange for providing 
services. The most significant judgment used in recognition of revenue is the determination of miles driven as 
the basis for determining the amount of revenue to be recognized for partially fulfilled obligations. Accessorial 
charges for fuel surcharge, loading and unloading, stop charges, and other immaterial charges are part of the 
consideration we receive for the single performance obligation of delivering shipments. Contracts entered into 
with our customers do not contain material financing components.  

 The majority of revenue contracts with our customers have a duration of one year or less and do not require 
any significant start-up costs, and as such, costs incurred to obtain contracts associated with these contracts are 
expensed  as  incurred.  For  contracts  with  durations  exceeding  one  year,  incremental  start-up  costs  are 
capitalized and amortized on a straight line basis over the contract period which materially represents the period 
of  revenue  generation.  Incremental  capitalized  start-up  costs  totaled  $3.3  million  with  accumulated 
amortization of $1.5 million at December 31, 2018 and are included in other currents assets in our consolidated 
balance sheets.  

Through the Company’s Brokerage operations, the Company outsources the transportation of the loads to third-
party carriers. The Company is a principal in these arrangements, and therefore records revenue associated 
with  these  contracts  on  a  gross  basis.  The  Company  has  the  primary  responsibility  to  meet  the  customer’s 
requirements.    The  Company  invoices  and  collects  from  its  customers  and  also  maintains  discretion  over 
pricing. Additionally, the Company is responsible for selection of third-party transportation providers to the 
extent used to satisfy customer freight requirements.   

The timing of revenue recognition, billings, cash collections, and allowance for doubtful accounts results in 
billed and unbilled receivables on our consolidated balance sheet. The Company receives the unconditional 
right to bill when shipments are delivered to their destination. We generally receive payment within 40 days 
of completion of performance obligations. Unbilled receivables recorded on the consolidated balance sheet 
were $2.9 million at December 31, 2018 and are included in customer receivables in the consolidated balance 
sheets. The amount of revenue to be recognized related to the Company’s remaining performance obligations 
was $2.4 million at December 31, 2018. 

The following table presents the effect of the adoption of Accounting Standard Codification 606 “Revenue 
from  Contracts  with  Customers”  (ASC  606)  on  our  consolidated  financial  statements  for  the  year  ended 
December 31, 2018 (in thousands, except per share amounts): 

As Reported for the 
Year Ended 
December 31, 2018    

Adjustments
Due to 
ASC 606 

Under 
ASC 605 
For the 
Year 
Ended
December 
31, 2018    

Consolidated Statement of Comprehensive Income (Loss)   
 $

Operating revenues 
Total operating expenses 
Operating income 
Income before income tax provision 
Income tax provision 
Net income 
Net income attributable to controlling interest 
Basic earnings per share 
Basic weighted average shares outstanding 
Diluted earnings per share 
Diluted weighted average shares outstanding 

 $ 

1,804,915  
1,726,009  
78,906  
33,966  
7,860  
26,106  
24,899  
0.84  
29,470  
0.83  
30,133  

(945)  $ 1,805,860  
  1,727,856  
78,004  
33,064  
7,598  
25,466  
24,259  
0.82  
29,470  
0.81  
30,133  

(1,847) 
902  
902  
262  
640  
640  
0.02  
29,470  
0.02  
30,133  

62 

   
 
 
  
 
  
   
  
   
  
  
   
  
   
 
  
   
 
  
   
 
  
   
 
  
   
 
  
   
 
  
   
 
  
   
 
  
   
 
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

Reported 
Balance at 
December 31, 2018   

Adjustments
Due to 
ASC 606 

Under 
ASC 605
Balance at 
December 
31, 2018   

 $

Consolidated Balance Sheet 

Customer receivables 
Other current assets 
Total current assets 
Total assets 
Accounts payable 
Other accrued liabilities 
Deferred income taxes 
Accumulated deficit 
Stockholders' equity (deficit) 
Total stockholders' equity (deficit) 
Total liabilities, redeemable restricted units and 

stockholders' equity (deficit) 

 $

190,254  
13,374  
285,534  
910,487  
63,808  
8,120  
19,978  
(17,335) 
234,891  
238,387  

2,906    $ 187,348 
11,562 
1,812     
280,816 
4,718     
905,769 
4,718     
61,916 
1,892     
349     
7,771 
19,600 
378     
(19,434)
2,099     
232,792 
2,099     
236,288 
2,099     

910,487  

4,718     

905,769 

As Reported for the 
Year Ended 
December 31, 2018    

Adjustments
Due to ASC 
606 

Under 
ASC 605 
For the 
Year 
Ended
December 
31, 2018   

 $ 

26,106  
(8,972)    
(3,438)    
(21,020)    
5,691  

640     $
945      
(1,348 )    
(499 )    
262      

25,466 
(9,917)
(2,090)
(20,521)
5,429 

Operating Cash Flows 

Net income 
Receivables 
Other assets 
Accounts payable and other accrued liabilities 
Deferred income tax provision 

$

Income Taxes 

Income taxes are accounted for under the asset-and-liability method.  Deferred tax assets and liabilities are 
recognized for the future tax consequences attributable to differences between the financial statements carrying 
amounts  of  existing  assets  and  liabilities  and  their  respective  tax  bases  and  operating  loss  and  tax  credit 
carryforwards.  Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to 
taxable income in the years in which those temporary differences are expected to be recovered or settled.  The 
effect on deferred tax assets and liabilities of a change in tax rates is recognized as income or expense in the 
period that includes the enactment date. 

The Company evaluates the need for a valuation allowance on deferred tax assets based on whether it believes 
that it is more likely than not all deferred tax assets will be realized.  A consideration of future taxable income 
is  made  as  well  as  on-going  prudent  feasible  tax  planning  strategies  in  assessing  the  need  for  valuation 
allowances.  In the event it is determined all or part of a deferred tax asset would not be able to be realized, 
management would record an adjustment to the deferred tax asset and recognize a charge against income at 
that time.  

The Company’s estimate of the potential outcome of any uncertain tax issue is subject to its assessment of 
relevant risks, facts and circumstances existing at that time.  The Company accounts for uncertain tax positions 
in accordance with ASC 740, Income Taxes, and records a liability when such uncertainties meet the more 
likely  than  not  recognition  threshold.  Potential  accrued  interest  and  penalties  related  to  unrecognized  tax 
benefits are recognized as a component of income tax expense. 

63 

  
 
 
    
   
  
   
      
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
 
    
  
  
   
      
 
 
 
 
 
  
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

The Act subjects a US shareholder to tax on Global Intangible Low-Taxed Income (GILTI) earned by certain 
foreign subsidiaries. The FASB Staff Q&A, Topic 740, No. 5, Accounting for Global Intangible Low-Taxed 
Income,  states  that  an  entity  can  make  an  accounting  policy  election  to  either  recognize  deferred  taxes  for 
temporary basis differences expected to reverse as GILTI in future years or provide for the tax expense related 
to GILTI in the year the tax is incurred as a period expense only. The Company has elected the latter method 
and will provide for the tax expense related to GILTI in the year the tax is incurred as a period expense only. 

Concentration of Credit Risk 

Concentrations of credit risk with respect to customer receivables are limited due to the large number of entities 
comprising the Company’s customer base and their dispersion across many different industries. Revenues from 
the  Company’s  largest  customer  accounted  for  11.8%  of  total  consolidated  revenues  before  fuel  surcharge 
during 2018. The Company performs ongoing credit evaluations and generally does not require collateral. 

Foreign Currency 

Foreign currency activity is reported in accordance with ASC 830, Foreign Currency Matters.  The loss from 
foreign  currency  transactions  is  included  in  the  consolidated  statements  of  comprehensive  income  as  a 
component of other expense. (Gains) losses were $0.1 million, $(0.3) million and $0.8 million for the years 
ended December 31, 2018, 2017 and 2016, respectively. 

Stock-Based Compensation 

The Company has stock-based compensation plans that provide for grants of equity to its management in the 
form  of  stock  options,  stock  appreciation  rights,  stock  awards,  restricted  stock  units,  performance  awards, 
performance  units,  and  any  other  form  established  by  the  Compensation  Committee.  Stock-based 
compensation is recognized over the period for which an employee is required to provide service in exchange 
for  the  award.    Stock-based  compensation  expense  is  included  in  salaries,  wages,  and  benefits  in  the 
consolidated statements of comprehensive income. 

Claims and Insurance Accruals 

Claims and insurance accruals consist of cargo loss, physical damage, group health, liability (personal injury 
and property damage) and workers’ compensation claims and associated legal and other expenses within the 
Company’s established retention levels.  Claims in excess of retention levels are generally covered by insurance 
in amounts the Company considers adequate.  Claims accruals represent the uninsured portion of the loss and 
if we are the primary obligor, the insured portion of pending claims at December 31, 2018 and 2017, plus an 
estimated liability for incurred but not reported claims and the associated expense.  Accruals for cargo loss, 
physical  damage,  group  health,  liability  and  workers’  compensation  claims  are  estimated  based  on  the 
Company’s evaluation of the type and severity of individual claims and future development based on historical 
trends.    At  December 31,  2018  and  2017,  the  amount  recorded  for  both  workers’  compensation  and  auto 
liability were based in part upon actuarial studies performed by a third-party actuary. 

At  December  31,  2018  and  2017,  the  Company  had  a  claim  accrual  and  corresponding  receivable  for  the 
amount above its self-insured retention of $0.4 million and $0.8 million, respectively, which the Company 
believes should be sufficient to resolve the remaining claims. The Company believes the insurers will provide 
their portion of the remaining claims. 

Investment in Affiliated Companies 

The Company consolidates operating companies in which it has a controlling financial interest.  The usual 
condition  for  a  controlling  financial  interest  is  ownership  of  a  majority  of  the  voting  interest.    Operating 
companies in which the Company is able to exercise significant influence but does not control are accounted 
for under the equity method.  The Company accounted for its 10% investment in Xpress Global Systems (XGS) 
under the equity method of accounting as it was deemed to have significant influence due to the structure of 
XGS. During December 2018, our interest in XGS was extinguished and we recognized an impairment charge 
of $0.9 million. 

64 

U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

Recently Issued Accounting Standards 

In January 2017, the FASB issued ASU 2017-04, “Intangibles—Goodwill and Other (Topic 350): Simplifying 
the Test for Goodwill Impairment,” which eliminates Step 2 from the goodwill impairment testing process. 
Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill 
with the carrying amount. Under the new standard, a goodwill impairment loss is measured as the excess of 
the carrying value of a reporting unit over its fair value. The provisions of this update are effective for fiscal 
years beginning after December 15, 2019. The Company has evaluated the provisions of the pronouncement 
and does not expect the adoption of ASU 2018-02 will have a material impact on the consolidated financial 
statements. 

In February 2016, the FASB issued ASU 2016-02, as amended by subsequent accounting standard updates 
(collectively,  “Topic  842”),  to  increase  transparency  and  comparability  by  recognizing  right-of-use  assets 
(ROU  assets)  and  lease  liabilities  on  the  balance  sheet  and  disclosing  key  information  about  the  leasing 
arrangements. Topic 842, through an alternative transition method, permits an entity to adopt the provisions of 
ASU 2016-02 by recognizing a cumulative-effect adjustment to the opening balance of retained earnings in the 
period of adoption without adjustment to the financial statements for periods prior to adoption. ASU 2016-02 
also provides an election for a package of practical expedients which permits an entity to not reassess whether 
any expired or existing contracts contain leases, the classification of the lease, and any initial direct costs. We 
expect to apply these practical expedients as part of our adoption. 

The adoption of this guidance on January 1, 2019 is expected to result in our recording between  $175.0 to 
$185.0 million of ROU assets and lease liabilities on our consolidated balance sheet as of January 1, 2019 for 
leases that were classified as operating leases under ASC 840. The implementation will not have an impact on 
our debt-covenant compliance under our current agreements. The ASU requires increased disclosures which 
will  be  included  in  our  quarterly  and  annual  consolidated  financial  statements  beginning  with  our  2019 
reporting periods. 

Recently Adopted Accounting Standards 

In  March  2018,  the  Financial  Accounting  Standards  Board  (FASB)  issued  ASU  2018-05,  “Income  Taxes 
(Topic  740):  Amendments  to  SEC  Paragraphs  Pursuant  to  SEC  Staff  Accounting  Bulletin  No.  118.”  The 
standard adds SEC paragraphs pursuant to the SEC Staff Accounting Bulletin No. 118, which expresses the 
view of the SEC Staff regarding application of Topic 740, Income Taxes, in the reporting period that includes 
December 22, 2017 - the date on which the Act was signed into law. The application of this guidance did not 
have a material impact on the consolidated financial statements. See Note 4, Income Taxes. 

In August  2016,  the FASB  issued  ASU 2016-15,  “Statement  of  Cash Flows (Topic 230):  Classification  of 
Certain Cash Receipts and Cash Payments,” which addresses eight specific cash flow issues with the objective 
of reducing the existing diversity in practice. Entities must apply the guidance retrospectively to all periods 
presented but may apply it prospectively if retrospective application would be impracticable. The provisions 
of this update are effective for fiscal years beginning after December 15, 2017. The Company adopted ASU 
2016-15  effective  January  1, 2018.  The application  of  this  guidance did not have  a  material  impact  on  the 
consolidated financial statements. 

The  Company  adopted  ASU  2014-09,  “Revenue  from  Contracts  with  Customers  (Topic  606)”  effective 
January 1, 2018 by using the modified retrospective transition approach and recognizing the cumulative effect 
of  the  change  in  retained  earnings.  The  primary  impact  of  adopting  ASC  606  is  the  earlier  recognition  of 
revenue  for  loads  that  are  in  route  as  of  the  balance  sheet  date.  Prior  to  adopting  ASC  606,  the  Company 
recognized revenue and direct costs when shipments were delivered. Under ASC 606, the Company is required 
to  recognize  revenue  and  related  direct  costs  over  time  as  the  shipment  is  being  delivered.  ASC  606  also 
requires  substantial  new  disclosures  regarding  the  nature,  amount,  timing  and  uncertainty  of  recognized 
revenue, which are provided under the heading “Recognition of Revenue” above. The adoption of ASC 606 
resulted in a cumulative positive adjustment to opening equity at December 31, 2017 of approximately $1.5 
million. 

65 

U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

3.  

Business Acquisition 

On March 20, 2017, the Company acquired certain assets and assumed certain liabilities of a small truckload 
carrier who had acted in the capacity of a sales and asset agent for the Company. The purchase price of $10.6 
million consisted of $2.2 million cash payments in 2017, $3.0 million to be paid in three equal installments 
each anniversary date and the assumption of $5.4 million in debt related to revenue equipment. The allocation 
of  the  purchase  price  consisted  of  $5.9  million  in  property  and  equipment,  $2.2  million  in  goodwill,  $2.5 
million in customer relationships and $5.4 million in debt. The customer relationships are being amortized over 
a  period  of  seven  years.  Pro  forma  financial  information  is  not  presented  because  such  amounts  are  not 
significant to the Company’s consolidated financial statements. 

4. 

Income Taxes 

The components of earnings (loss) before income taxes are as follows (in thousands): 

Domestic 
Mexico 

Income (loss) before Income Taxes 

2018 

  $

  $

27,262    $ 
6,704      
33,966    $ 

2017 
(27,722)   $
6,598      
(21,124)   $

2016 
(32,218)
7,796 
(24,422)

The income tax provision (benefit) for 2018, 2017 and 2016 consists of the following (in thousands): 

Current 

Federal 
State 
Mexico 

Deferred 

Federal 
State 
Mexico 

Income tax provision (benefit) 

2018 

2017 

2016 

  $

  $

(1,358)   $ 
911      
2,616      
2,169      

(31)   $
605      
2,396      
2,970      

847 
314 
2,636 
3,797 

5,113      
788      
(210)     
5,691      
7,860    $ 

(21,190)     
79      
954      
(20,157)     
(17,187)   $

(11,248)
(1,139)
142 
(12,245)
(8,448)

A  reconciliation  of  the  income  tax  provision  (benefit)  as  reported  in  the  consolidated  statements  of 
comprehensive income to the amounts computed by applying federal statutory rate of 21% for 2018 and 35% 
for 2017 and 2016, respectively is as follows (in thousands): 

Federal income tax at statutory rate 
State income taxes, net of federal income tax benefit 
Nondeductible per diem paid to drivers 
Xpress Internacional activity 
Tax credits 
Provision to return adjustment 
Valuation allowance 
Foreign transition tax on deemed distribution 
Global intangible low-taxed income (GILTI) 
Tax Act impact of federal rate change 
Basis difference on assets held for sale 
Change in reserve for uncertain tax positions and settlements 
Affirmative issue - imputed interest expense 
Non-taxable life insurance death benefit 
Expiration of federal capital loss carryforward 
Excess tax benefits on share-based compensation 

66 

  $

2018 

2017 

2016 

7,132    $ 
1,319      
1,182      
1,616      
(1,611)     
35      
2,433      
(30)     
1,217      
-      
(2,524)     
(3,278)     
1,223      
(1,004)     
1,826      
(651)     

(7,437)   $
(597)     
2,476      
76      
(970)     
248      
950      
2,315      
-      
(14,723)     
-      
146      
(1,223)     
-      
-      
-      

(8,714)
(727)
2,556 
466 
(1,005)
(1,659)
(22)
- 
- 
- 
- 
100 
- 
- 
- 
- 

  
 
    
    
 
   
  
 
    
    
 
    
      
      
 
   
   
  
   
   
       
       
  
   
   
   
  
   
  
   
       
       
  
  
 
    
    
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

Deferred Mexican withholding tax 
Other, net 

Income tax provision (benefit) 

(876)     
(149)     
7,860    $ 

876      
676      
(17,187)   $

- 
557 
(8,448)

  $

At December 31, 2018, our analysis is complete for amounts recorded related to the Act. The final amount of 
the  one-time  transition  tax  imposed  by  the  Act  was  favorably  adjusted  by  $0.2  million  from  the  original 
provision provided in the December 31, 2017 financial statements. There were no other material adjustments 
related to the impact of the Act. 

Prior  to  the  enactment  of  the  Act,  the  Company  was  indefinitely  reinvested  with  respect  to  undistributed 
earnings of foreign subsidiaries.  At December 31, 2017, the Company changed its assertion and established a 
deferred tax liability of $0.9 million related to foreign withholding taxes that it would incur should it repatriate 
these historic earnings. As of December 31, 2018, the Company had an executed letter of intent to sell the stock 
of the foreign subsidiaries for which it had previously reflected the $0.9 million deferred tax liability. Since 
the Company no longer expects to repatriate these earnings in the future and, instead, sold the stock of these 
foreign subsidiaries on January 17, 2019, it has fully reversed the related deferred tax liability. As a result of 
the Company’s disposal of its interests in all foreign subsidiaries on January 17, 2019, there are no longer any 
undistributed earnings from foreign subsidiaries that can be indefinitely reinvested. 

The tax effect of temporary differences that give rise to significant portions of deferred tax assets and liabilities 
at December 31, 2018 and 2017, consists of the following (in thousands): 

Deferred tax assets 
Allowance for doubtful accounts 
Insurance and claims reserves 
Compensation and employee benefits 
Net operating loss and credit carryforwards 
Net federal capital loss carryforward 
Capital lease obligations 
Investment in subsidiaries 
Other 
Valuation allowance  

Total deferred tax assets 

Deferred tax liabilities 
Property and equipment 
Intangibles 
Prepaid license fees 
Other 

Total deferred tax liabilities 

Net deferred tax liability 

2018 

2017 

  $ 

  $ 

1,333    $
22,503      
2,973      
53,552      
-      
4,782      
6,660      
551      
(5,826)     
86,528    $

  $ 

97,073    $
8,007      
974      
452      
  $  106,506    $
19,978    $
  $ 

1,099 
24,261 
2,355 
15,225 
1,826 
6,512 
1,540 
3,487 
(3,393)
52,912 

56,570 
8,392 
1,014 
2,566 
68,542 
15,630 

The Company had approximately $0 and $8.7 million of federal capital loss carryforwards, $177.7 million and 
$13.5 million of federal operating loss carryforwards, $122.3 million and $82.9 million of state operating loss 
carryforwards and $0.6 million and $0.5 million of state tax credit carryforwards at December 31, 2018 and 
2017, respectively. The federal capital loss expired in 2018. Federal operating losses created before 2018 of 
$27.0 million expire in years 2036 through 2037 while federal losses created in 2018 of $150.7 million do not 
expire and may be carried forward indefinitely. The federal credit carryforward of $9.1 million will begin to 
expire in the years 2034 through 2038. The state loss carryforwards of $122.3 million begin to expire in the 
year 2020 and forward, depending on the state and may be used to offset otherwise taxable income. State tax 
credit carryforwards of $0.6 million expire in the years 2019 through 2028.  

The Company has a valuation allowance of $5.8 million and $3.4 million at December 31, 2018 and 2017, 
respectively, to offset the tax benefit of certain state operating loss carryforwards, state credit carryforwards, 
and federal capital loss carryforwards. The valuation allowance increased by $2.4 million and decreased $0.1 
million during the years   ended December 31, 2018 and December 31, 2017, respectively, due to the expiration 

67 

   
   
  
  
    
 
    
      
 
    
    
    
    
    
    
    
    
    
       
 
    
    
    
 
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

of a federal capital loss, the addition of capital deferred tax assets, and the change in certain separate company 
state  operating  loss  carryforwards  and  certain  state  tax  credit  carryforwards  which  the  Company  does  not 
currently believe it will be able to utilize before the applicable expiration date of each item. 

Deferred tax valuation allowances 

Fiscal year ended 
December 31, 2016 
December 31, 2017 
December 31, 2018 

Balance at 
beginning of 
period 

Charges to 
costs 
and expenses 

Charges 
to other 
accounts 

    Deductions  

Balance 
at end
of 
period

 $ 
 $ 
 $ 

3,583  $
3,530  $
3,393  $

-  $
1,081  $
5,654  $

(31)  $ 
-   $ 
-   $ 

22  $ 3,530 
1,218  $ 3,393 
3,221  $ 5,826 

For  the  years  ended  December 31,  2018,  2017  and  2016,  the  Company  had  a  balance  of  unrecognized  tax 
benefits of $0.8 million, $5.5 million and $5.2 million respectively, which is a component of other long-term 
liabilities. 

Beginning balance 
Additions based on tax positions taken in prior years 
Reductions as a result of a lapse of the applicable statute of limitations 
Balance at December 31 

  $

  $

5,506    $ 
829      
(5,506)     
829    $ 

5,200    $
306      
-      
5,506    $

5,200 
- 
- 
5,200 

2018 

2017 

2016 

Interest and penalties related to uncertain tax positions are classified as income tax expense in the consolidated 
statement of comprehensive income. This amounted to $0.1 million, $0.1 million and $0.1 million for 2018, 
2017 and 2016, respectively. 

Only tax years 2014 and forward remain subject to examination by federal and state tax jurisdictions, other 
than the current IRS audit.  This audit is focused on amended federal income tax returns filed for 2009-2012 
and relates only to reported changes in fuel tax credits and agricultural chemicals security credits. Due to events 
related to this IRS exam that occurred in 2018, the Company has released the reserve related to these items.  

As  of  December  31,  2018,  we  estimate  that  it  is  reasonably  possible  that  unrecognized  tax  benefits  may 
decrease up to $0.8 million in the next 12 months due to the resolution of these tax matters. The resolution of 
these  unrecognized  tax  benefits  would  impact  the  Company's  tax  expense  between  $0  and  $0.7  million, 
exclusive of interest. 

5. 

Assets Held for Sale 

During December 2018, we entered into a letter of intent to sell our 95% interest in Xpress Internacional as 
well as our equity method investments with operations in Mexico (Dylka Distribuciones Logisti-K, S.A. de 
C.V. and XPS Logisti-K Systems, S.A.P.I. de C.V).The transaction closed on January 17, 2019. The purchase 
price was $4.5 million in cash, a $6.0 million note receivable and approximately $2.5 million in contingent 
consideration related to the completion of selling 110 tractors. The fair value of the tractors approximated $2.5 
million on January 17, 2019. The results of operations from the business classified as assets held for sale were 
not material to our consolidated revenues or consolidated operating income. We recognized a held for sale 
impairment in the amount of $11.6 million related to the disposal group as the net carrying value exceeded the 
fair value.  

Amounts classified as assets and liabilities held for sale at December 31, 2018 related to the disposal group 
outlined above within the consolidated balance sheet are as follows (in thousands): 

Total current assets of business held for sale 
Property, plant and equipment 
Other assets 

Total disposal group assets held for sale 

68 

  $

  $

28,038 
10,635 
994 
39,667 

 
 
  
 
  
     
    
 
  
 
 
 
   
  
 
 
  
 
 
 
 
   
 
  
 
  
     
    
 
  
 
    
    
 
   
   
    
    
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

Total current liabilities associated with assets held for sale 
Long-term liabilities associated with assets held for sale 

Total liabilities associated with assets of business held for sale 

Held for sale impairment charge 

Fair value of disposal group held for sale 

  $

  $

6,856 
8,353 
15,209 

 11,629 

  $

12,829 

The amount of the impairment is equal to carrying value of the long-term assets. 

6. 

Property and Equipment 

The cost and lives at December 31, 2018 and 2017, are as follows (in thousands): 

Land and land improvements 
Buildings and building improvements 
Revenue and service equipment 
Furniture and equipment 
Leasehold improvements 

Computer software 

Approximate 
Lives 

10(cid:237)40 years 
3(cid:237)15 years 
3(cid:237)7 years 
lesser of useful life or lease 
terms 
1(cid:237)7 years 

Cost 

   2017 

  2018 
 $ 22,130  $ 20,880 
   85,317     79,820 
   648,648    597,644 
   47,482     46,524 

   23,027     25,387 
   71,926     65,559 
 $898,530  $835,814 

The Company recognized $85.9 million, $86.0 million and $56.6 million in depreciation expense in 2018, 2017 
and 2016, respectively.  The Company recognized $7.1 million, $2.0 million and $5.8 million of losses on the 
sale of equipment in 2018, 2017 and 2016, respectively, which is included in depreciation and amortization 
expense in the consolidated statements of comprehensive income.  The Company enters into capital leases for 
certain  revenue  equipment  with  terms  ranging  from  24  -  100  months.    At  December 31,  2018  and  2017, 
property  and  equipment  included  capitalized  leases  with  costs  of  $39.5  million  and  $46.1  million,  and 
accumulated amortization of $18.1 million and $19.8 million, respectively.  Amortization of capital leases is 
also included in depreciation expense.  The Company recognized $3.1 million, $3.8 million and $7.8 million 
of computer software amortization expense in 2018, 2017 and 2016, respectively.  Accumulated amortization 
for computer software was $60.2 million and $57.8 million as of December 31, 2018 and 2017, respectively.   

7. 

Goodwill 

Our Truckload reporting unit is the only reporting unit that has goodwill. The carrying amounts of Truckload 
goodwill are as follows at December 31, 2018 and 2017, respectively (in thousands): 

Balance at December 31, 2016 
Acquisition Activity 
Balance at December 31, 2017 
Balance at December 31, 2018 

Total 

55,508 
2,200 
57,708 
57,708 

  $

  $

Goodwill increased in 2017 as a result of the acquisition of a small truckload carrier.  

69 

  
    
  
    
  
    
  
    
  
    
  
 
 
 
 
 
  
  
   
  
 
 
   
   
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

8. 

Intangible Assets 

The  gross  amount  of  the  customer  relationships  was  $21.7  million  as  of  December 31,  2018  and  2017, 
respectively. As a result of the acquisition in 2017, the Company recorded a customer relationship asset in the 
amount of $2.5 million. The Company recognized $1.8 million, $1.6 million and $1.3 million of amortization 
expense  in  2018,  2017  and  2016  and  accumulated  amortization  was  $16.1  million and  $14.3  million  as  of 
December 31,  2018  and  2017,  respectively.  The  weighted  average  remaining  useful  life  for  the  customer 
relationships was 4.0 and 4.8 years at December 31, 2018 and 2017, respectively. 

The gross carrying value of the indefinite lived trade names was $23.3 million as of December 31, 2018 and 
2017, respectively. 

Scheduled amortization expense related to customer relationships for future years is as follows (in thousands): 

2019 
2020 
2021 
2022 
2023 
Thereafter 

9. 

Equity Investments 

Customer   
Relationship  
1,694 
$ 
1,679 
1,393 
345 
345 
115 
5,571 

$

In  November 2012,  the  Company  acquired  a  38%  ownership  in  XPS  Logisti-K  Systems,  S.A.P.I.  de  C.V. 
(“Logisti-K”), a Mexican based third party logistics business, for $0.5 million, with the remaining 62% interest 
owned by management of Logisti-K.  In September 2013, the Company acquired a 30% neutral investment in 
Dylka (Distribuciones Logisti-K S.A. de C. V. (“Dylka”), an intra-Mexican carrier for $1.0 million.  During 
2016, the Company contributed $0.4 million in additional capital to Dylka based on its pro rata share. The 
remaining 70% interest is owned by the management of Dylka with these shareholders also representing 42% 
ownership of Logisti-K.  The Company has provided the combined companies a $5.0 million working capital 
loan.  At December 31, 2018 and 2017, the outstanding amount of the working capital loan was $4.9 million 
plus  accrued  interest.  During  2011  and  2012,  the  Company  obtained  common  unit  ownership  interests  in 
DriverTech, LLC (DriverTech). DriverTech is a provider of onboard computers designed for in-cab use and 
related software for the trucking industry. The Company owns 27.73% and certain members of management 
of the Company own 16.16%. The remaining 56.11% is owned by other investors. 

Per  review  of  the  terms  of  Logisti-K,  Dylka  and  DriverTech’s  operating  agreements,  the  Company  has 
determined that these investments are variable interest entities. The daily operations of the businesses are the 
activities of Logisti-K, Dylka and DriverTech that most significantly impact their economic performance and 
these activities are directed by other investors. Accordingly, the power to direct the activities of Logisti-K, 
Dylka  and  DriverTech  is  provided  by  other  investors  and,  thus,  USX  is  not  the  investments’  primary 
beneficiary. Accordingly, the Company accounts for these investments under the equity method of accounting. 
The carrying values of Logisti-K and Dylka were $0 and $0 million at December 31, 2018, respectively and 
$0 and $0.6 million, respectively at December 31, 2017. The carrying value of our investment in DriverTech 
was $0 at December 31, 2018 and 2017, respectively.  

In conjunction with the sale of Arnold Transportation, Inc. (Arnold) to Parker Global Enterprises, Inc. (Parker), 
the  Company received  common  stock  representing 45%  of the outstanding  equity  interests of Parker.   The 
investment in Parker is accounted for under the equity method of accounting and was initially recognized at 
fair value of $10.4 million on January 2, 2013.  The carrying amount of the Company’s investment in Parker 
was $0 as of December 31, 2018 and 2017. 

In April 2015, we sold our interest in XGS and  received common stock representing 10% of the outstanding 
equity interests of XGS valued at $0.2 million, and $5.0 million preferred stock.  The investment in XGS was 

70 

  
  
  
  
  
  
  
  
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

accounted for under the equity method of accounting and was initially recognized at fair value of $5.2 million 
on April 13, 2015.  The carrying amount of the Company’s investment in XGS was $0 and $1.3 million as of 
December 31, 2018 and 2017, respectively.  During December 2018, the Company’s residual 10% investment 
along with our preferred stock was extinguished and we recognized an impairment charge of $0.9 million. 

Summarized financial information for the Company’s equity investments aggregated as of December 31, 2018, 
2017 and 2016 is as follows (in thousands): 

Current assets 
Non-current assets 
Total Assets 

Current liabilities 
Non-current liabilities 
Total Liabilities 
Net Liabilities 

Total operating revenue 
Operating expenses 
Operating income (loss) 
Net loss 

10. 

Long-Term Debt 

As of December 31,   

2018 

2017 

$  23,325  $  37,131  
29,297     43,718  
52,622     80,849  

54,733     66,726  
83,085     89,723  
  137,818     156,449  
$ (85,196) $  (75,600) 

For the Years Ended 
December 31, 
   2017 

   2016 

2018 

$158,414  $243,311  $233,905  
  151,523    247,384    240,157  
(6,252) 
$ (3,679) $ (12,023) $ (16,917) 

(4,073)   

6,891   

Long-term debt at December 31, 2018 and 2017 consists of the following (in thousands): 

2018 

2017 

  $ 

-    $ 193,177 
29,333 
-      
- 
     195,000      

Term loan agreement, maturing May 2020, terminated June 2018, effective interest rate
of 12.2% 
Line of credit, maturing March 2020, terminated June 2018 
Term loan agreement, interest rate of 4.8% at December 31, 2018, maturing June 2023 
Revenue equipment installment notes with finance companies, weighted average interest
rate of 5.0% and 4.7% at December 31, 2018 and 2017, due in monthly installments
with  final  maturities  at  various  dates  through  December  2025,  secured  by  related 
revenue  equipment  with  a  net  book  value  of  $197.1  million  and  $315.7  million  in
December 2018 and 2017 

Note  payable  to  limited  liability  company  owned  in  part  by  certain  officers  of  the
Company,  interest  rate  of  13.0%  at  December 31,  2017,  maturing  November 2020, 
terminated June 2018 

-      

25,516 

     184,867       310,850 

Mortgage  note  payables,  interest  rates  ranging  from  5.25%  to  6.99%  at  December  31,
2018  and 2017  due  in  monthly  installments  with  final  maturities  as  various  dates 
through September 2031, secured by real estate with a net book value of $24.1 million
and $24.7 million at December 2018 and 2017 

Capital lease obligations, maturing at various dates through April 2024 
Other 

Less: Unamortized discount and debt issuance costs 
Less: Current maturities of long-term debt 

71 

18,861      
20,313      
6,872      

20,033 
27,761 
6,134 
     425,913       612,804 
(7,266)
     (113,094)      (132,332)
  $  311,472    $ 473,206 

(1,347)     

 
  
 
  
 
 
  
 
     
   
 
 
  
  
  
  
  
 
  
  
    
 
    
    
    
    
    
  
    
  
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

New Credit Facility 

In  June  2018,  we  entered  into  a  new  credit  facility  (the  “Credit  Facility”)  that  contains  a  $150.0  million 
revolving  component  (the  “Revolving  Facility”)  and  a  $200.0  million  term  loan  component  (the  “Term 
Facility”). The Credit Facility contains an accordion feature that, so long as no event of default exists, allows 
us to request an increase in the borrowing amounts under the Revolving Facility or the Term Facility by a 
combined maximum amount of $75.0 million. Borrowings under the Credit Facility are classified as either 
“base rate loans” or “Eurodollar rate loans.” Base rate loans accrue interest at a base rate equal to the agent’s 
prime rate plus an applicable margin that was set at 1.25% through September 30, 2018 and adjusted quarterly 
thereafter between 0.75% and 1.50% based on our consolidated net leverage ratio. Eurodollar rate loans will 
accrue  interest  at  London  Interbank  Offered  Rate,  or  a  comparable  or  successor  rate  approved  by  the 
administrative agent, plus an applicable margin that was set at 2.25% through September 30, 2018 and adjusted 
quarterly thereafter between 1.75% and 2.50% based on our consolidated net leverage ratio. The Credit Facility 
requires payment of a commitment fee on the unused portion of the Revolving Facility commitment of between 
0.25% and 0.35% based on our consolidated net leverage ratio. In addition, the Revolving Facility includes, 
within its $150.0 million revolving credit facility, a letter of credit sub facility in an aggregate amount of $75.0 
million and a swingline sub facility in an aggregate amount of $15.0 million. The Term Facility has scheduled 
quarterly principal payments between 1.25% and 2.50% of the original face amount of the Term Facility plus 
any additional amount borrowed pursuant to the accordion feature of the Term Facility, with the first such 
payment occurring on the last day of our fiscal quarter ending September 30, 2018.  The Credit Facility will 
mature on June 18, 2023. 

Borrowings under the Credit Facility are prepayable at any time without premium and are subject to mandatory 
prepayment from the net proceeds of certain asset sales and other borrowings. The Credit Facility is secured 
by a pledge of substantially all of our assets, excluding, among other things, certain real estate and revenue 
equipment financed outside the Credit Facility. 

The Credit Facility contains restrictive covenants including, among other things, restrictions on our ability to 
incur  additional  indebtedness  or  issue guarantees,  to  create  liens  on  our assets,  to  make  distributions  on  or 
redeem equity interests, to make investments, to transfer or sell properties or other assets and to engage in 
mergers, consolidations, or acquisitions. In addition, the Credit Facility requires us to meet specified financial 
ratios and tests, including a maximum leverage ratio and a minimum interest coverage ratio. 

At December 31, 2018, the Revolving Facility had issued collateralized letters of credit in the face amount of 
$31.7 million, with $0 borrowings outstanding and $118.3 million available to borrow and the Term Facility 
had $195.0 million outstanding.  

The Credit Facility includes usual and customary events of default for a facility of this nature and provides 
that, upon the occurrence and continuation of an event of default, payment of all amounts payable under the 
Credit Facility may be accelerated, and the Lenders’ commitments may be terminated. At December 31, 2018, 
the Company was in compliance with all financial covenants prescribed by the Credit Facility. 

Old Term Loan Agreement 

At December 31, 2017, the Company had an outstanding term loan in the amount of $193.2 million. The term 
loan had scheduled quarterly principal payments of $0.7 million, with the final payment of all then-outstanding 
principal at maturity. The term loan bore interest, at a rate equal to LIBOR plus an applicable margin ranging 
from 10.0% to 11.5%, subject to a LIBOR floor. The effective interest rate for the term loan at December 31, 
2017 was 12.2%, including the effect of original issue discount as discussed below. 

During 2016, we incurred fees and prepayment costs associated with an amendment of $3.7 million, of which 
$2.7 million was charged to interest expense with the remaining $1.0 million recorded as deferred financing 
costs. During 2017, we incurred fees associated with amendments in the amount of $5.5 million, of which $4.1 
million was recorded as deferred financing costs and $1.4 million in third party fees charged to interest expense. 

72 

U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

Original issue discount was recorded as an offset to long-term debt and was amortized over the term of the 
respective obligation using the effective interest method.  Unamortized original issue discount was $0.8 million 
as of December 31, 2017.  Associated amortization expense was $0.1 million, $0.4 million and $0.6 million in 
2018, 2017 and 2016, respectively. 

In June 2018, the Company repaid this term loan with proceeds from the offering and incurred a loss on early 
extinguishment of debt. The loss resulted from the write-off of unamortized discount and debt issuance costs 
of $0.6 million and $5.3 million, respectively, payment of fees to lenders of $1.4 million and third party fees 
of $0.1 million. 

Old Line of Credit 

At  December  31,  2017,  the  Company  had  $29.3  million  outstanding  on  its  $155  million  senior  secured 
revolving credit facility.  The revolving facility was secured by a first lien on the Company’s trade accounts 
receivable and certain related assets and a second lien on substantially all other assets other than assets securing 
other debt. The facility bore interest dependent on the excess availability on the facility at the base rate, as 
defined, plus an applicable margin of 0.75% to 1.50% or LIBOR plus an applicable margin of 1.75% to 2.50%. 
At December 31, 2017, the interest rate on the facility was LIBOR plus 2.0%.  

During 2017, the Company paid $0.3 million in lender amendment and legal fees. 

In June 2018, in connection with the offering and entering into the New Credit Facility, the Company repaid 
and  terminated  this  revolving  credit  facility  and  incurred  a  loss  on  early  extinguishment  of  debt.  The  loss 
resulted from the write-off of debt issuance costs of $0.2 million and payment of fees to lenders of $0.1 million. 

Debt Maturities 

As  of  December 31,  2018,  the  scheduled  principal  payments  of  long-term  debt,  excluding  unamortized 
discount and debt issuance costs and capital leases are as follows (in thousands): 

2019 
2020 
2021 
2022 
2023 
Thereafter 

11. 

Leases 

$ 106,383 
   27,960 
   26,938 
   47,021 
  178,888 
   18,410 
$ 405,600 

The Company leases certain revenue and service equipment and office and terminal facilities under long-term 
noncancelable  operating  lease  agreements  expiring  at  various  dates  through  October  2027.  Rental  expense 
under noncancelable operating leases was approximately $78.5 million, $75.7 million and $111.0 million in 
2018, 2017 and 2016, respectively. Revenue equipment lease terms for new equipment are generally three to 
five years for tractors and five to eight years for trailers.  The lease terms generally represent the estimated 
usage period of the equipment, which is generally substantially less than the economic lives. The Company 
leases certain of its revenue equipment under capital lease agreements.  The terms of the capital leases expire 
at various dates through April 2024. Certain revenue equipment leases provide for guarantees by the Company 
of a portion of the specified residual value at the end of the lease term. The maximum potential amount of 
future payments (undiscounted) under these guarantees is approximately $28.2 million at December 31, 2018.  
The  residual  value  of  a  portion  of  the  related  leased  revenue  equipment  is  covered  by  repurchase  or  trade 
agreements between the Company and the equipment manufacturer. 

73 

  
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

Approximate aggregate minimum undiscounted future rentals payable under these capital and operating leases 
for each of the next five years and thereafter are as follows (in thousands) and exclude approximately $9.3 
million of future minimum lease payments related to Xpress Internacional: 

2019 
2020 
2021 
2022 
2023 
Thereafter 

Less:  Amount representing interest 

Less:  Current portion 

 Capital  Operating 
60,303 
 $ 7,797  $
42,632 
   7,564   
35,302 
   4,086   
20,751 
   1,427   
15,884 
   1,427   
14,080 
297   
   22,598  $ 188,952 
   (2,285)  
   20,313   
   (6,711)  
 $13,602   

12.  Related-Party Transactions 

The Company had a $25.5 million note payable to a limited liability company controlled by certain officers of 
the Company as of December 31, 2017. The Company repaid the note in the amount of $26.6 million which 
included paid in kind interest of $8.6 million as of June 2018. 

The  Company  leased  a  terminal  facility  from  entities  owned  by  the  two  principal  stockholders  of  New 
Mountain Lake and their respective family trusts. The lease agreement was set to expire in 2020.  Rent expense 
of approximately $0.5 million, $0.9 million and $1.0 million was recognized in connection with these leases 
during 2018, 2017 and 2016, respectively. In June 2018, the Company purchased the terminal facility for $7.5 
million with proceeds from the offering. 

The Company and two principal stockholders of the Company collectively own 44.1% of the outstanding stock 
of  DriverTech.  Total  payments  by  the  Company  to  this  provider  were  $1.5  million,  $1.5  million  and  $1.9 
million  in  2018,  2017  and  2016,  respectively,  primarily  for  communications  hardware.    This  product  is 
designed specifically for in-cab use on a Windows platform to enhance communications with the driver. 

In connection with the sale of Arnold to Parker, the Company entered into a number of agreements with Parker.  
Under the Transition Services Agreement, the Company agreed to perform certain services for Parker, such as 
accounting,  payroll,  human  resources,  information  technology  and  others.    Parker  paid  the  Company 
approximately $0.2 million, $0.2 million and $0.3 million under this agreement during 2018, 2017 and 2016, 
respectively. 

The Company entered into a ten-year lease with Arnold for the use of real property located in Grand Prairie, 
Texas.  Arnold  paid  the Company  approximately  $0.4  million,  $0.4  million  and  $0.4  million  under  these 
agreements during 2018, 2017 and 2016, respectively. 

In September 2014, the Company entered into an agreement with Arnold, pursuant to which the Company a) 
assumed  certain  assets  and  liabilities  of  Arnold  b)  canceled  certain  leases  of  equipment  and  real  estate  to 
Arnold, c) hired certain Arnold employees, and d) entered into certain subleases of equipment from Arnold.  
In  conjunction  with  the  transaction, Arnold  agreed  to  a one-time  payment  of  $5.0  million  to  the  Company 
contingent on the sale of the business. 

At December 31, 2018 and 2017, $3.1 million and $3.3 million was due from Arnold and was included in other 
receivables in the accompanying consolidated balance sheets, respectively. 

74 

  
  
  
  
  
  
  
  
  
  
  
    
  
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

13.  Commitments and Contingencies 

The Company is party to certain legal proceedings incidental to its business. The ultimate disposition of these 
matters, in the opinion of management, based in part on the advice of legal counsel, is not expected to have a 
materially adverse effect on the Company’s financial position or results of operations. 

For the cases described below, management is unable to provide a meaningful estimate of the possible loss or 
range of loss because, among other reasons, (1) the proceedings are in various stages; (2) damages have not 
been sought; (3) damages are unsupported and/or exaggerated; (4) there is uncertainty as to the outcome of 
pending  appeals;  and/or  (5)  there  are  significant  factual  issues  to  be  resolved.    For  these  cases,  however, 
management does not believe, based on currently available information, that the outcomes of these proceedings 
will have a material adverse effect on our financial condition, though the outcomes could be material to our 
operating results for any particular period, depending, in part, upon the operating results for such period. 

California Wage and Hour Class Action Litigation 

On December 23, 2015, a class action lawsuit was filed against us and our subsidiary U.S. Xpress, Inc. in the 
Superior Court of California, County of San Bernardino.  The case was transferred to the U.S. District Court 
for the Central District of California.  The putative class includes current and former truck drivers employed 
by us who worked or work in California after the completion of their training while residing in California since 
December 23, 2011 to present.  The case alleges that class members were not paid for off-the-clock work, were 
not provided duty free meal or break times, and were not paid premium pay in their absence, were not paid 
minimum wage for all hours worked, were not provided accurate and complete time and pay records and were 
not paid all accrued wages at the end of their employment, all in violation of California law.  The class seeks 
a judgment for compensatory damages and penalties, injunctive relief, attorney fees and costs and pre- and 
post-judgment  interest.  The  matter  is  currently  in  discovery,  and  a  jury  trial  has  been  requested.  There  is 
currently no trial date set. We are currently not able to predict the probable outcome or to reasonably estimate 
a range of potential losses, if any.   We intend to vigorously defend the merits of these claims. 

Telephone Consumer Protection Act Claim 

A class action was filed against our subsidiary U.S. Xpress, Inc. in the U.S. District Court for the Western 
District of Virginia on December 11, 2017 and amended on March 7, 2018, alleging violations of the Telephone 
Consumer Protection Act, for two separate proposed classes. The putative classes include all persons within 
the United States to whom the Company either initiated a telephone call to a cellular telephone number using 
an automatic telephone dialing system or initiated a call to a residential telephone number using an artificial or 
pre-recorded voice at any time from December 11, 2013 to present.  The lawsuit seeks statutory damages for 
each violation, injunctive relief and attorneys’ fees and costs.  The Company successfully moved to dismiss 
the claims related to calls made to residential lines on grounds that the plaintiff lacked standing to assert such 
claims. The Court denied the Company’s Motion to Dismiss claims for all purported class members residing 
outside the State of Virginia for lack of personal jurisdiction. The matter is currently in discovery and is set for 
trial beginning January 13, 2020. We are currently not able to predict the probable outcome or to reasonably 
estimate a range of potential losses, if any.  We intend to vigorously defend the merits of these claims.  

Shareholder Claims 

As set forth below, between November 2018 and February 2019, five substantially similar putative securities 
class  action  complaints  were  filed  against  us  and  certain  other  defendants.    These  matters  are  not  yet  in 
discovery.  We  are  currently  not  able  to  predict  the  probable  outcome  or  to  reasonably  estimate  a  range  of 
potential losses, if any.   

On November 21, 2018, a putative class action complaint was filed in the Circuit Court of Hamilton County, 
Tennessee against us, five of our officers or directors, and the seven underwriters who participated in our initial 
public offering (“IPO”), alleging violations of Sections 11 and 15 of the Securities Act of 1933 (the “Securities 
Act”).  The class action lawsuit is based on allegations that the Company made false and misleading statements 
in the registration statement and prospectus filed with the SEC in connection with the IPO.  The lawsuit is 
purportedly brought on behalf of a putative class of all persons or entities who purchased or otherwise acquired 

75 

U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

the Company’s Class A common stock pursuant and/or traceable to the IPO, and seeks, among other things, 
compensatory damages, costs and expenses (including attorneys’ fees) on behalf of the putative class.   

On, January 23, 2019, a substantially similar putative class action complaint was filed in the Circuit Court of 
Hamilton County, Tennessee, by a different plaintiff alleging claims under Section 11 and 15 of the Securities 
Act against the same defendants as in the action commenced on November 21, 2018. 

On, January 30, 2019, a substantially similar putative class action complaint was filed in the Circuit Court of 
Hamilton County, Tennessee, by a different plaintiff alleging claims under Section 11 and 15 of the Securities 
Act against the same defendants as in the action commenced on November 21, 2018, and also alleging a claim 
under Section 12 of the Securities Act. 

On February 5, 2019, a substantially similar putative class action complaint was filed in the Circuit Court of 
Hamilton County, Tennessee, by a different plaintiff alleging claims under Section 11 and 15 of the Securities 
Act against the same defendants as in the action commenced on November 21, 2018, and also alleging a claim 
under Section 12 of the Securities Act. 

On February 6, 2019, a substantially similar putative class action complaint was filed in the Circuit Court of 
Hamilton County, Tennessee, by different plaintiffs alleging claims under Section 11 and 15 of the Securities 
Act against the same defendants as in the action commenced on November 21, 2018. 

The complaints in all the actions listed above allege that the Company made false and misleading statements 
in the registration statement and prospectus filed with the SEC in connection with the IPO, and that, as a result 
of such alleged statements, the plaintiffs suffered damages.  We believe the allegations made in the complaints 
are without merit and intend to defend ourselves vigorously against the complaints relating to such actions.  

The Company has letters of credit of $31.7 million outstanding as of December 31, 2018. The letters of credit 
are maintained primarily to support the Company’s insurance program. 

The Company had cancelable commitments outstanding at December 31, 2018 to acquire revenue equipment 
for  approximately  $162.9  million  in  2019.  These  purchase  commitments  are  expected  to  be  financed  by 
operating leases, long-term debt, proceeds from sales of existing equipment, and cash flows from operations. 

14. 

Share-based Compensation 

2018 Omnibus Incentive Plan  

In June 2018, the Board approved the 2018 Omnibus Incentive Plan (the “Incentive Plan”) to become effective 
in connection with the offering. The Company has reserved an aggregate of 3.2 million shares of its Class A 
common  stock  for  issuance  of  awards  under  the  Incentive  Plan.  Participants  in  the  Incentive  Plan  will  be 
selected by the Compensation Committee from the executive officers, directors, employees and consultants of 
the Company. Awards under the Incentive Plan may be made in the form of stock options, stock appreciation 
rights,  stock  awards,  restricted  stock  units,  performance  awards,  performance  units,  and  any  other  form 
established by the Compensation Committee pursuant to the Incentive Plan. 

76 

U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

The following is a summary of the Incentive Plan restricted stock and restricted stock unit activity from June 
13, 2018 to December 31, 2018: 

Unvested at June 13, 2018 
Granted 
Forfeited  
Unvested at December 31, 2018 

  Weighted  
Average 
Grant 
Date Fair 
Value 

Number 
of 
Units 

-   
  287,232  $ 
  16,490   
  270,742  $ 

- 
14.30 
16.00 
14.20 

The restricted stock grants vest  over periods of one  to four  years.  The  Company  recognized  compensation 
expense of $1.0 million during 2018. At December 31, 2018, the Company had $2.8 million in unrecognized 
compensation expense related to the above restricted stock awards which is expected to be recognized over a 
period of approximately 3.3 years.

The following is a summary of the Incentive Plan stock option activity from June 13, 2018 to December 31, 
2018: 

Unvested at June 13, 2018 
Granted 
Forfeited 
Unvested at December 31, 2018 

  Weighted  
Average 
Grant 
Date Fair 
Value 

Number 
of 
Units 

-   
  192,203  $ 
  14,943  $ 
  177,260  $ 

- 
6.09 
6.09 
6.09 

The stock options vest over a period of four years and expire ten years from the date of grant. The Company 
recognized compensation expense of $0.3 million during 2018. The fair value of the stock option grant was 
estimated using the Black-Scholes method as of the grant date using the following assumptions: 

Strike price 
Risk-free interest rate 
Expected dividend yield 
Expected volatility 
Expected term (in years) 

$ 16.00  
   2.91%
0%
   32.67%
   6.25  

At December 31, 2018, the Company had $0.8 million in unrecognized compensation expense related to the 
stock option awards which is expected to be recognized over a period of approximately 3.5 years. 

Stock Appreciation Rights 
In June 2015, the Company approved the 2015 Stock Appreciation Rights Plan.  The purpose of the plan was 
to  attract  and  retain  the  best  available  personnel  for  positions  of  substantial  responsibility  and  to  provide 
incentive to employees to promote the success of the Company’s business.  Each holder of an award had the 
right to receive a cash payment amounting to the difference between the grant price and the fair market value 
of the Company’s Class A common stock on the exercise date.  These awards were subject to time-based and 
performance-based vesting conditions. For each grant, the number of shares awarded was determined based on 
a performance condition relating to certain financial results of the Company.  Awards granted vested ratably 
over a service period of 5 years. The awards were accounted for as liability classified compensatory awards 
under ASC 710 and valued using the intrinsic value method, as permitted by ASC 718 for nonpublic entities, 
with changes to the value recognized as compensation expense during each reporting period. 

77 

  
  
  
  
 
  
  
 
 
  
  
  
  
 
  
  
 
 
  
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

In conjunction with the offering, the Company vested all remaining stock appreciation rights (“SARS”) and 
settled  the  resulting  liabilities  related  thereto.  As  a  result,  the  Company  recorded  additional  compensation 
expense in the amount of $3.2 million in the second quarter of 2018. 

The following is a summary of the Company’s SARS activity for 2018, 2017 and 2016: 

Outstanding at December 31, 2015 
Granted 
Exercised 
Canceled or expired 
Outstanding at December 31, 2016 
Granted 
Exercised 
Canceled or expired 
Outstanding at December 31, 2017 
Granted 
Exercised 
Canceled or expired 
Outstanding at December 31, 2018 

 Number 
of 
Units 
   76,125  $ 
-    
1,450    
2,175    
   72,500    
-    
2,175    
5,075    
   65,250    
-    
   63,250    
2,000    
-    

Grant 
Date 
Exercise
Price  
9.95 
- 
9.95 
9.95 
9.95 
- 
9.95 
9.95 
9.95 
- 
9.95 
9.95 
- 

The Company recognized compensation expense of $3.4 million, $0.3 million and $0.2 million during 2018, 
2017 and 2016, respectively.  

Restricted Stock Units 
In August 2008, the U.S. Xpress Enterprises board approved the 2008 Restricted Stock Plan that provided for 
restricted membership unit awards in New Mountain Lake in order to compensate the Company’s employees 
and to promote the success of the Company’s business.   

Redeemable restricted units were subject to certain put rights at the option of the holder or upon the occurrence 
of an event that was not solely under the control of the Company. Under the terms of the stock plan, a portion 
of the units held by employees of the Company for at least nine months could be put back to the Company at 
the option of the holder during a specified period each year and under certain circumstances after termination. 
These equity instruments were redeemable at fair value and were classified as temporary equity on the 2017 
consolidated balance sheets in accordance with ASC 480. 

As part of the Reorganization (see Note 1), all of the redeemable restricted units of New Mountain Lake were 
converted into restricted stock units of the Company, with the same vesting schedules. Therefore, we refer to 
redeemable  restricted  units  issued  prior  to  the  Reorganization  as  restricted  stock  units.  At  the  time  of 
conversion, the restricted stock unit amounts were reclassified to additional paid in capital. The following is a 
summary of the Company’s restricted stock unit activity for 2018, 2017 and 2016: 

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U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

Unvested at December 31, 2015 
Granted 
Vested 
Forfeited 
Unvested at December 31, 2016 
Granted 
Vested 
Forfeited 
Unvested at December 31, 2017 
Granted 
Vested-pre IPO 
Forfeited-pre IPO 
Unvested at June 13, 2018 
Conversion in connection with IPO 
Unvested post-IPO 
Vested-post IPO 
Forfeited post IPO 
Unvested at December 31, 2018 

  Weighted  
   Average  
6.73 
9.96 
8.97 
9.30 
6.79 
10.37 
6.62 
7.69 
9.14 
- 
7.74 
7.52 
9.62 

Number 
of 
Units 
  277,992   
20,000   
55,492   
5,000   
  237,500   
  292,500   
69,333   
14,667   
  446,000  $ 
-   
  105,307   
6,667   
  334,026   
 4.6666667   
  1,558,787   
  144,667   
12,446   
  1,401,674  $ 

2.06 
2.67 
1.99 
2.00 

The  vesting  schedule  for  these  restricted  unit  grants  range  from  3  to  7  years.    The  Company  recognized 
compensation expense of $0.9 million, $0.7 million and $0.5 million during 2018, 2017 and 2016, respectively. 
At December 31, 2018, the Company had approximately $2.2 million in unrecognized compensation expense 
related to restricted units, which is expected to be recognized over a period of approximately 4.1 years. The 
fair value of the restricted units and corresponding compensation expense was determined using the income 
approach.   

15. 

Employee Benefit Plan 

The Company has a 401(k) retirement plan covering substantially all employees of the Company, whereby 
participants may contribute a percentage of their compensation, as allowed under applicable laws. The Plan 
provides for discretionary matching contributions by the Company.  Participants are 100% vested in participant 
contributions. The Company recognized $1.7 million in expense under this employee benefit plan each year 
for 2018, 2017 and 2016.  

The Company has a nonqualified deferred compensation plan that allows eligible employees to defer a portion 
of their compensation. Participants can defer up to 85% of their base salary and up to 100% of their bonus for 
the year. Each participant is fully vested in all deferred compensation and earnings; however, these amounts 
are subject to general creditor claims until distributed to the participant. The total liability under the deferred 
compensation plan was $3.0 million and $3.1 million as of December 31, 2018 and 2017, and is included in 
other  long-term  liabilities  in  the  accompanying  consolidated  balance  sheets.  The  Company  purchased  life 
insurance policies to fund the future liability. The life insurance policies had a value of $2.9 million and $2.1 
million as of December 31, 2018 and 2017, respectively and are included in other assets in the consolidated 
balance sheets. During 2018, the Company recorded a death benefit gain of $4.0 million for one of its insured. 

16. 

Fair Value Measurements 

Accounting standards, among other things, define fair value, establish a framework for measuring fair value 
and expand disclosure about such fair value measurements. Assets and liabilities measured at fair value are 
based on one or more of three valuation techniques provided for in the standards. 

The standards clarify that fair value is an exit price, representing the amount that would be received to sell an 
asset, based on the highest and best use of the asset, or paid to transfer a liability in an orderly transaction 
between market participants.  As such, fair value is a market-based measurement that should be determined 

79 

  
  
 
 
 
 
 
 
 
  
 
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

based  on  assumptions  that  market  participants  would  use  in  pricing  an  asset  or  liability.    As  a  basis  for 
evaluating  such  assumptions,  the  standards  establish  a  three-tier  fair  value  hierarchy,  which  prioritizes  the 
inputs in measuring fair value as follows: 

Level 1 

Level 2 

Inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities that the 
Company has the ability to access at the measurement date.  An active market is defined as a 
market  in  which  transactions  for  the  assets  or  liabilities  occur  with  sufficient  frequency  and 
volume to provide pricing information on an ongoing basis. 

Inputs include quoted prices for similar assets and liabilities in active markets, quoted prices for 
identical  or  similar  assets  or  liabilities  in  markets  that  are  not  active  (markets  with  few 
transactions),  inputs  other  than  quoted  prices  that  are  observable  for  the  asset  or  liability 
(i.e., interest rates, yield curves, etc.), and inputs that derived principally from or corroborated 
by observable market data correlation or other means (market corroborated inputs). 

Level 3 

Unobservable inputs, only used to the extent that observable inputs are not available, reflect the 
Company’s assumptions about the pricing of an asset or liability. 

The  following  table  summarizes  liabilities  measured  at  fair  value  at  December 31,  2018  and  2017  (in 
thousands): 

Liabilities 
Forward Contract 

Liabilities 
Forward Contract 

2018 

Fair
Value     

Input 
Level    

 $ 1,793      

3  

2017     

Fair
Value     

Input 
Level    

 $ 1,985      

3  

The following table summarizes the changes in the fair value of assets and liabilities measured at fair value 
using  significant  unobservable  inputs  (Level  3)  for  the  years  ended  December 31,  2018,  2017  and  2016(in 
thousands): 

Balance at beginning of year 
Cash Settlement 
Forward Contract Adjustment 
Balance at end of year 

  2018     2017       2016    
 $ 1,985  $ 2,683    $ 4,000  
-       2,200  
883  
 $ 1,793  $ 1,985    $ 2,683  

-   
(192)  

(698)     

During  2016,  the  Company  purchased  a  5%  interest  in  Xpress  Internacional  for  $2.2  million  and  had  a 
commitment to purchase the remaining 5% interest no later than 2020, based on an earnings calculation. The 
obligation was considered a physically settled forward contract and the commitment liability was included in 
other accrued liabilities and other long-term liabilities on the accompanying balance sheets. In January 2019, 
the Company disposed of its interest in Xpress Internacional and the commitment was reclassified to long term 
liabilities associated with assets held for sale at December 31, 2018. This liability is classified as Level 3 under 
the  fair  value  hierarchy  and  is  based  on  earnings  calculation.  The  carrying  amount  of  this  commitment  is 
accreted through interest to equal the settlement amount at each reporting date. 

The carrying values of cash and cash equivalents, customer and other receivables and accounts payable are 
reasonable estimates of their fair values because of the short maturity of these financial instruments.  Interest 

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U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

rates  that  are  currently  available  to  us  for  issuance  of  long-term  debt  with  similar  terms  and  remaining 
maturities  are  used  to  estimate  the  fair  value  of  our  long-term  debt,  which  primarily  consists  of  revenue 
equipment  installment  notes.  The  fair  value  of  our  revenue  equipment  installment  notes  approximated  the 
carrying value at December 31, 2018, as the weighted average interest rate on these notes approximates the 
market rate for similar debt. Borrowings under our revolving Credit Facility approximate fair average interest 
rate on these notes approximates the market rate for similar debt. 

17. 

Income (Loss) per Share 

Basic earnings (loss) per share is calculated by dividing net income (loss) attributable to common stockholders 
by  the  weighted  average  shares  of  common  stock  outstanding  during  the  period,  without  consideration  for 
common stock equivalents. Prior to the offering, there were no common stock equivalents which could have 
had a dilutive effect on earnings (loss) per share. The Company excluded 448,002 equity awards from our 
diluted shares for the year ended December 31, 2018 as inclusion would be anti-dilutive. 

The basic and diluted earnings (loss) per share calculations for the years ended December 31, 2018, 2017 and 
2016 are presented below (in thousands, except per share amounts): 

  2018 
Net income (loss) 
 $26,106  $ (3,937 )  $(15,974 ) 
Net income attributable to noncontrolling interest 
550   
   1,207   
Net income (loss) attributable to common stockholders  $24,899  $ (4,060 )  $(16,524 ) 

  2017      2016 

123      

Basic weighted average of outstanding shares of 
common stock 
Dilutive effect of equity awards 
Diluted weighted average of outstanding shares of 
common stock 

   29,470    6,385       6,385   
-   

663   

-      

   30,133    6,385       6,385   

Basic earnings (loss) per share 
Diluted earnings (loss) per share 

 $
 $

0.84  $ (0.64 )  $ (2.59 ) 
0.83  $ (0.64 )  $ (2.59 ) 

18. 

Segment Information 

The Company’s business is organized into two reportable segments, Truckload and Brokerage.  

The Truckload segment offers asset-based truckload services, including OTR trucking and dedicated contract 
services.  These  services  are  aggregated  because  they  have  similar  economic  characteristics  and  meet  the 
aggregation criteria described in the accounting guidance for segment reporting. The Company’s OTR service 
offering  provides  solo  and  expedited  team  services  through  one-way  movements  of  freight  over  routes 
throughout  the  United  States  and  cross-border  into  and  out  of  Mexico.  The  Company’s  dedicated  contract 
service offering devotes the use of equipment to specific customers and provides services through long-term 
contracts. The Company’s dedicated contract service offering provides similar freight transportation services, 
but does so pursuant to agreements where it makes equipment, drivers and on-site personnel available to a 
specific customer to address needs for committed capacity and service levels. During the year ended December 
31, 2018, the Truckload segment accounted for approximately 87% of consolidated revenue. 

The  Company’s  Brokerage  segment  is  principally  engaged  in  non-asset-based  freight  brokerage  services, 
where it outsources the transportation of loads to third-party carriers. For this segment, the Company relies on 
brokerage employees to procure third-party carriers, as well as information systems to match loads and carriers. 
During  the  year  ended  December  31,  2018,  the  Brokerage  segment  accounted  for  approximately  13%  of 
consolidated revenue. 

81 

  
  
  
  
    
       
    
  
  
  
    
       
    
U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

The following table summarizes our segment information (in thousands): 

Year Ended December 31, 
2017

2016

2018

Revenues 
Truckload 
Brokerage 
    Total Operating Revenue 

Operating Income 
Truckload 
Brokerage 
    Total Operating Income 

 $ 1,562,098  $ 1,382,167  $ 1,301,574  
149,631  
 $ 1,804,915  $ 1,555,385  $ 1,451,205  

173,218   

242,817   

 $

 $

69,088  $
9,818   
78,906  $

25,200  $
3,408   
28,608  $

25,962  
1,769  
27,731  

A measure of assets is not applicable, as segment assets are not regularly reviewed by the Chief Operating 
Decision Maker (CODM) for evaluating performance or allocating resources. 

Information about the geographic areas in which the Company conducts business is summarized below (in 
thousands) as of and for the years ended December 31, 2018, 2017 and 2016. Operating revenues for foreign 
countries include revenues for (i) shipments with an origin or destination in that country and (ii) other services 
provided in that country. If both the origin and destination are in a foreign country, the revenues are attributed 
to  the  country  of  origin.  As  of  December  31,  2018,  the  long-lived  assets  of  our  Mexican  operations  were 
impaired to a balance of $0. 

Year Ended December 31, 
2016 
2017 
2018 

 $1,751,556  $1,504,926  $1,402,023 

53,359   

49,182 
 $1,804,915  $1,555,385  $1,451,205 

50,459   

 $ 518,717  $ 459,021  $ 303,520 

6,220 
 $ 518,717  $ 463,905  $ 309,740 

4,884   

-   

Revenues 
United States 
Foreign countries 
  Mexico 
Total 

Long-lived Assets 
United States 
Foreign countries 
  Mexico 
Total 

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U.S. Xpress Enterprises, Inc. 
Notes to Consolidated Financial Statements 
December 31, 2018, 2017 and 2016 

19.  Quarterly Financial Data 

2018: 

Operating revenues 
Operating income(1) 
Net income(1) (2) 
Basic earnings per share 
Diluted earnings per share 

2017: 

Operating revenues 
Operating income 
Net income (loss)(3) 
Basic earnings (loss) per share 
Diluted earnings (loss) per share 

First

Quarter     

Second
Quarter      

Third
Quarter      

Fourth 
Quarter   
  $ 425,708    $ 449,758    $ 460,227    $ 469,222 
21,142 
6,996 
0.14 
0.14 

22,892      
16,129      
0.33      
0.33      

20,018      
615      
0.04      
0.04      

14,854     
1,159     
0.18     
0.18     

First

Quarter     

Second
Quarter      

Third
Quarter      

Fourth 
Quarter   
  $ 363,676    $ 370,350    $ 390,126    $ 431,233 
12,457 
9,499 
1.49 
1.49 

11,534      
(675)     
(0.11)     
(0.11)     

2,689      
(8,452)     
(1.32)     
(1.32)     

1,928     
(4,432)    
(0.69)    
(0.69)    

(1) Fourth quarter 2018 results include an impairment charge of $10.7 million related to assets of business 

held for sale. 

(2) Fourth  quarter  2018  results  include  an  impairment  charge  of  $1.8  million  related  to  equity  method 

investments. 

(3) Fourth quarter 2017 results include the impact of the Tax Cuts and Job Act.  

83 

 
   
   
   
   
  
   
      
      
       
 
 
   
   
   
   
NON-GAAP RECONCILIATION - ADJUSTED NET INCOME AND EARNINGS PER 
SHARE (UNAUDITED)(1) 

(in thousands, except per share data) 
GAAP: Net Income (Loss) attributable to 

controlling interest 

Adjusted for: 
Income tax provision (benefit) 
Income (loss) before income taxes attributable to 

controlling interest 

Fuel purchase arrangements 
Debt extinguishment costs in conjunction with 

IPO(2) 

Impairment of assets held for sale and other equity 

method investments(3) 

IPO-related costs(4) 
Adjusted income (loss) before income taxes 
Adjusted income tax provision (benefit) 
Non-GAAP: Adjusted Net Income (Loss) 

attributable to controlling interest 

GAAP: Earnings per diluted share 
Adjusted for: 
  Income tax provision (benefit) attributable to 

controlling interest 

Income (loss) before income taxes attributable to 

controlling interest 

Fuel purchase arrangements 
Debt extinguishment costs in conjunction with 

IPO(2) 

IPO-related costs(4) 
Impairment of assets held for sale and other equity 

method investments(3) 

Adjusted income (loss) before income taxes 
Adjusted income tax provision (benefit) 
Non-GAAP: Adjusted Net Income (Loss) 

attributable to controlling interest 

Quarter Ended December 31, Year Ended December 31,   

2018 

2017 

2018 

2017 

$

$

$

$

$

6,997 $

9,499 $

24,899   $

(4,060) 

6,779

(9,984)

7,860  

(17,187) 

13,776 $

-

-

12,497
-
26,273
6,779

(485) $
6,063

32,759   $
-

(21,247) 
8,424 

-

7,753  

-  

-
-
5,578
4,699

12,497  
6,437  
59,446  
11,380  

-  
-  
(12,823) 
(1,618) 

19,494 $

879 $

48,066   $

(11,205) 

0.14 $

1.49 $

0.83   $

(0.64) 

0.14

(1.56)

0.26  

(2.69) 

0.28 $
-

(0.07) $
0.95

1.09   $
-  

(3.33) 
1.32  

-
-

0.25
0.53
0.14

-
-

-
0.88
0.74

0.26  
0.21  

0.41  
 1.97  
0.38  

-  
-  

-  
(2.01) 
(0.25) 

$

0.39 $

0.14 $

1.59   $

(1.75) 

(1)  Adjusted Operating Ratio is also non-GAAP financial measure presented in this Annual Report. Please 

see the reconciliation of this measure on page 37 of this Annual Report. 

(2)  In connection with the IPO, we recognized an early extinguishment of debt charge related to our then

existing term loan. 

(3)  During  the  fourth  quarter, we  incurred  impairment  charges  related  to  the exit of our  U.S.-  Mexico 

cross border business and dispositions of other equity method investments. 

(4)  During the second quarter, we incurred one time expenses for the IPO related to pay out of our SARs

program and deal bonuses totaling $6,437. 

84 

 
 
  
 
 
 
 
 
  
 
  
  
 
  
  
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
   
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
    
   
  
  
  
 
 
STOCK PERFORMANCE GRAPH 

The following performance graph and related information shall not be deemed “soliciting material” or to be “filed” 
with the SEC, nor shall such information be incorporated by reference into any future filing under the Securities Act 
of 1933 or Securities Exchange Act of 1934, each as amended, except to the extent that the Company specifically 
incorporates such information by reference into such filing.  

The following graph compares the cumulative total stockholder return on our Class A common stock to the cumulative 
total return of the Standard and Poor’s 500 Stock Index, the Dow Jones U.S. Transportation Index, and a customized 
peer group for the period from June 14, 2018 through December 31, 2018. The peer group consists of ArcBest Corp., 
Werner Enterprises, Inc., Marten Transport, Ltd., Hub Group, Inc., Covenant Transportation Group, Inc., Forward Air 
Corporation,  Heartland  Express,  Inc.,  Landstar  System,  Inc.,  Roadrunner  Transportation  Systems,  Inc.,  P.A.M. 
Transportation Services, Inc., Universal Logistics Holdings, Inc., Schneider National, Inc., Saia, Inc., USA Truck, 
Inc., and YRC Worldwide Inc. The comparison assumes $100 was invested on June 14, 2018, in our Class A common 
stock  and  in  each  of  the  foregoing  indices  and  peer  group  and  assumes  reinvestment  of  dividends.  The  stock 
performance shown on the graph below represents historical stock performance and is not necessarily indicative of 
future stock price performance. 

COMPARISON OF CUMULATIVE TOTAL RETURN*
Among U.S. Xpress Enterprises, Inc., the S&P 500 - Total Returns Index,
the Dow Jones US Transportation Average Index, and a Peer Group

$120

$100

$80

$60

$40

$20

$0
6/14/18

6/18

9/18

12/18

U.S. Xpress Enterprises, Inc.
S&P 500 - Total Returns
Dow Jones U.S. Transportation Average
Peer Group

*$100 invested on 6/14/18 in stock or 5/31/18 in index, including reinvestment of dividends.
Fiscal year ending December 31.

U.S. Xpress Enterprises, Inc. 
S&P 500 - Total Returns 
Dow Jones U.S. Transportation Average 
Peer Group 

6/14/18 

6/18 

9/18 

12/18 

100.00 
100.00 
100.00 
100.00 

90.77 
100.62 
96.29 
97.32 

82.73 
108.37 
106.28 
99.98 

33.63 
93.72 
85.99 
76.16 

Prepared by Research Data Group, Inc. Used with permission. All rights reserved. Copyright© 2019 Standard & 
Poor's, a division of S&P Global.  

85 

 
 
 
 
  
  
 
 
 
 
CORPORATE INFORMATION

EXECUTIVE MANAGEMENT

CORPORATE HEADQUARTERS 

U.S. Xpress Enterprises, Inc. 
4080 Jenkins Road 
Chattanooga, TN 37421

STOCK EXCHANGE

The Company’s ticker symbol on the New 
York Stock Exchange is USX.

STOCK TRANSFER AGENT

American Stock Transfer & Trust 
Company, LLC 
Telephone: 800.937.5449

ANNUAL MEETING OF STOCKHOLDERS

U.S. Xpress Enterprises, Inc’s 
stockholders are invited to attend our 
2019 Annual Meeting of Stockholders, 
which will be held on Thursday, May 9, 
2019 at 11:00 a.m. Eastern Daylight Time. 
The meeting will be held at our corporate 
headquarters, located at 4080 Jenkins 
Road, Chattanooga, Tennessee 37421.

INVESTOR RELATIONS

For additional financial documents 
and information, please visit our investor 
relations website at investor.usxpress.com. 
Please contact us by phone at 
833.879.7737 or by sending an e-mail 
to investors@usxpress.com.

Eric Fuller 
President and Chief Executive Officer

Max Fuller 
Executive Chairman

Eric Peterson 
Chief Financial Officer and Treasurer

Leigh Anne Battersby 
EVP, Corporate General Counsel, 
and Secretary

Matt Herndon 
Chief Operating Officer 

BOARD OF DIRECTORS 

Max Fuller 
Executive Chairman and Director 
of the Company

Phillip V. Connors 
Lead Independent Director of the Company, 
Principal of Philip V. Connors & Associates, LLC

Jon F. Beizer 
Director of the Company, Investment Partner at 
Western Technology Investments

Edward “Ned” H. Braman 
Director of the Company, Retired Audit 
Partner at Ernest & Young LLP

Eric Fuller 
President, Chief Executive Officer and 
Director of the Company

Dennis A. Nash 
Director of the Company, Chief Executive Officer 
and Chairman of Kenan Advantage Group, Inc.

Lisa Quinn Pate 
Chief Administrative Officer and Director 
of the Company

John C. Rickel 
Director of the Company, Senior Vice President 
and Chief Financial Officer of Group 1 
Automotive, Inc.

U.S. Xpress Enterprises, Inc.  //  4080 Jenkins Road  //  Chattanooga, TN 37421  //  usxpress.com