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USA Truck

usak · NASDAQ Industrials
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Ticker usak
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Sector Industrials
Industry Trucking
Employees 1001-5000
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FY2009 Annual Report · USA Truck
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ANNUAL REPORT 2009 

Selected Financial Data 
(Dollars in thousands except per share amounts) 

Base revenue 
Operating (loss) income 
Net (loss) income 
Diluted (loss) earnings per share 
Total assets 
Long-term debt 
Stockholders’ equity 
Operating ratio* 
Total tractors (end of period) 
Total trailers (end of period) 
Average miles per tractor per week 

2009 
$331,520
(6,607)
(7,177)
(0.70)
330,700
39,116
$140,546
102.0%
2,328
7,214
1,972

Year Ended December 31, 
2007 
$391,188
8,312
140
0.01
332,938
70,212

2006 
$385,301 
26,404 
12,441 
1.08 
339,494 
67,817 

2005 
$376,629
33,497
15,568
1.51
308,079
67,589
$143,191 $  159,558  $  149,833
91.1%
2,414
5,542
2,415

2008 
$397,557
12,147
3,140
0.31
332,268
79,364
$146,773
96.9%
2,392
7,351
2,216

93.1% 
2,571 
6,770 
2,271 

97.9%
2,557
7,024
2,236

*  Operating  ratio  as  reported  above  is  based  upon  total  operating  expenses,  net  of  fuel  surcharge,  as  a 

percentage of base revenue. 

 
 
 
 
 
 
To Our Stockholders: 

We are glad to see 2009 draw to a close.  It was by far the most difficult environment in which we have ever operated.  
Demand  for  truckload  freight  services  fell  precipitously,  and  excess  capacity  stubbornly  remained  in  the  marketplace, 
bolstered  by  falling  fuel  prices  early  in  the  year  and  by  lenient  lenders  later  in  the  year.    The  result  was  too  many  trucks 
chasing too little freight, which predictably lead to deteriorating pricing. 

In  retrospect,  USA  Truck  sealed  its  fate  for  2009  during  the  first  quarter,  when  we  failed  to  secure  adequate  load 
volumes during the most active freight bid season in the industry’s history.  That occurred just as our shortening length-of-
haul increased our need for additional loads.  As the current recession reached its trough during the middle of the year, we 
simply could not ramp up our volumes to a level sufficient for profitability.  The result was a net loss of $0.70 per share for 
the year. 

However,  we  still  made  steady  progress  under  the  surface.    Practically  every  area  of  our  business  model  showed 
improvement during 2009, but we simply did not produce enough revenue to show those improvements on the bottom line.  
We  produced  free  cash  flow  (net  cash  flow  from  operations,  less  net  cash  used  in  investing  activities)  during  2009,  thus 
protecting  our  strong  balance  sheet  and  enabling  us  to  continue  aggressively  implementing  our  long-term  strategic  plan, 
VEVA (Vision for Economic Value Added). 

In  late  2007,  we  undertook  a  complete  review  of  our  corporate  strategy.    We  studied  dozens  of  transportation  and 
logistics stocks to find what truly drives stock performance in our industry, and we studied our industry to find what truly 
drives operational performance.  We found that earning a sufficient return on capital is the most important factor in creating 
stockholder value, followed closely by consistent earnings growth.  We also found in order to create desirable stockholder 
value, our focus would need to shift as today’s truckload industry requires its participants to operate in a shorter length-of-
haul environment and to offer a more diversified menu of services to an increasingly more sophisticated customer base.  The 
result of that research was our VEVA strategic plan. 

Historically, USA Truck participated in the long-haul segment of the truckload industry.  Shifting to a shorter length-of-
haul required a completely different mindset and approach to trucking.  It was necessary for us to fundamentally reposition 
our business from the ground up.  To build a solid foundation to support VEVA, we launched several initiatives during 2008 
designed to improve the number of times we load our tractors each week, the discipline and intensity levels of our personnel, 
our  safety  performance  and  our  technological  capabilities.    We  launched  initiatives  to  build  intermodal  and  brokerage 
services that could complement our trucking operations and bolster our return on capital.  We also set out to improve our cost 
structure that has long been among the industry’s best. 

We have made substantial progress in each initiative: 
•  We removed approximately $9.0 million from our fixed cost structure during 2009 when compared to 2008, saving 

approximately $0.54 per share in earnings.   

•  We reduced the frequency of Department of Transportation reportable accidents by 25.2% since 2007, resulting in a 
90 basis point reduction in insurance and claims expense in 2009 compared to 2008 for a savings of approximately 
$0.18 per share. 

•  We reduced our non-driver headcount by over 20% since the end of 2007, the cost savings of which are reflected in 
the  fixed  cost  savings  discussed  above,  when  we  employed  just  3.1  drivers  for  every  staff  employee.    Today,  we 
have improved that ratio to 4.0:1.0. 

•  We grew our base Intermodal revenue to $7.8 million in 2009, a 68.6% increase over 2008. 
•  Our base  Brokerage  revenue decreased  to $13.7  million  in  2009,  a  reduction of 13.4% from  2008.   However, we 
completely overhauled our operating model in Brokerage during 2009 and began to see year-over-year growth in the 
fourth quarter (which has carried over into the early months of 2010). 

•  We have transitioned our Brokerage and Intermodal services to a new technology platform along with several of our 
administrative applications.  We also internally developed and deployed a host of decision support software to our 
operating personnel. 

•  We improved our fleet Velocity (number of times we load our fleet each week) by 6.4% in 2009 compared to 2008.  

However, our length-of-haul also declined by 16.6%, which increased the number of loads we needed. 

•  Despite the severe pressure on truckload pricing, we increased our Trucking base revenue per loaded mile to $1.48, 
a  2.2%  improvement  when  compared  to  the  same  period  of  2008.    The  improvement  is  not  the  result  of  price 
increases  to  our  customers,  but  rather  is  attributable  to  better  management  of  our  freight  network  as  the 
aforementioned reduction in length of haul. 

Those last two bullet points are the keys to our prospects in 2010.  The progress on all the other bullet points has served 
to  provide  a  solid  foundation  on  which  to  build  VEVA,  but  Velocity  and  pricing  are  the  critical  components  required  to 
actually bringing VEVA to fruition.   

We marked the beginning of transition to the execution phase of VEVA late in third quarter 2009 by the introduction of 
our Spider Web freight network, which has been meticulously designed to target specific traffic lanes based on the pricing 
and volumes associated with those lanes.  The main reason we did not secure an adequate amount of freight during the first 
quarter 2009 bid season was that we did not yet have a cohesive strategy for our freight network, which meant that we did not 
have  an  adequate  blueprint  to  help  us  discern  good  freight  from  bad  freight  during  the  bidding  process.    The  Spider  Web 
network is specifically designed to remedy that shortcoming. 

We spent over a year researching freight flows throughout the United States.  Using that data, we developed a freight 
network optimizing the flow of trucks between specific markets to maximize operating margin.  We tested our assumptions 
and revised the model over 130 times before we declared it complete.  That declaration came in August 2009, and since then 
we have worked diligently to implement the network design.   

Our goal is to transition our freight volume to Spider Web lanes.  During the first half of 2009, only 34% of our total 
load count moved in Spider Web lanes, but that had improved to approximately 39% by the second half of December.  We 
expect  to  end  2010  with  that  percentage  being  between  45%  and  50%  assuming  no  further  deteriorations  in  the  freight 
market.  It is not realistic to expect that we can achieve 100% compliance with the Spider Web, and we think it will take a 
full business cycle for us to maximize our compliance rate. 

Operationally, we believe USA Truck is stronger today than we were a year ago.  We need freight volume in Spider Web 
lanes to show the effect of that strength on the bottom line.  We are much better positioned to add that freight volume today 
than a year ago because the Spider Web network design tells us exactly what freight we need to win through customer bids, 
and our entire organization is focused on winning it.   

While freight conditions appear to have stabilized across most of the markets and industries that we serve, and we believe 
that the worst of the economic recession is behind us, industry conditions still remain very challenging.  We also believe that 
industry  capacity  will  gradually  tighten  throughout  2010  as  struggling  trucking  companies  finally  exhaust  their  working 
capital.  However, regardless of macroeconomic trends, we will continue pursuing our VEVA objectives because that is the 
best path for USA Truck to follow in order to maximize stockholder value. 

Given the challenges we have had to face this year, we appreciate your continued support. 

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C.  20549 
Form 10-K 

(Mark One) 
[  X  ] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT 
OF 1934 
For the fiscal year ended December 31, 2009 

OR 
[     ]   TRANSITION  REPORT  PURSUANT  TO  SECTION  13  OR  15(d)  OF  THE  SECURITIES  EXCHANGE 
ACT OF 1934 
For the transition period from __________ to __________ 

0-19858 
(Commission file number) 

USA Truck, Inc. 

(Exact name of registrant as specified in its charter) 
71-0556971
Delaware 
(I.R.S. Employer Identification No.) 
(State or other jurisdiction of incorporation) 

3200 Industrial Park Road 
Van Buren, Arkansas
(Address of principal executive offices) 

72956
(Zip Code) 

(479) 471-2500 
(Registrant’s telephone number, including area code) 

Securities registered pursuant to Section 12(b) of the Act: 

Title of each class 

Name of each exchange on which registered 

Common Stock, $0.01 Par Value 

The NASDAQ Stock Market LLC 
(NASDAQ Global Select Market) 

Securities registered pursuant to Section 12(g) of the Act 
None 
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes [   ]  No [ X ] 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes [   ]  No [ X ] 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been 
subject to such filing requirements for the past 90 days.  Yes [ X ]  No [    ] 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate website, if any, every Interactive Data 
File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or 
for such shorter period that the registrant was required to submit and post such files).  Yes         No         

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be 
contained,  to  the  best  of  the  registrant’s  knowledge,  in  definitive  proxy  or  information  statements  incorporated  by  reference  in  Part  III  of  this 
Form 10-K or any amendment to this Form 10-K.  [    ] 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting 
company.  See definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.  
(Check one): 

Large Accelerated Filer____         Accelerated Filer __X__         Non-Accelerated Filer _____        Smaller Reporting Company____ 

    (Do not check if a smaller reporting company) 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).   Yes [   ]  No [ X ] 

The  aggregate  market  value  of  the  voting  stock  held  by  nonaffiliates  of  the  registrant  computed  by  reference  to  the  price  at  which  the 
common equity was last sold as of the last business day of the registrant’s most recently completed second quarter was $106,241,930 (in making 
this calculation the registrant has assumed, without admitting for any purpose, that all executive officers, directors and affiliated holders of more 
than 10% of the registrant’s outstanding common stock, and no other persons, are affiliates). 

The number of shares outstanding of the registrant’s Common Stock, par value $0.01, as of March 11, 2010 is 10,505,162. 

DOCUMENTS INCORPORATED BY REFERENCE 

Document 
Portions of the Proxy Statement to be sent to stockholders 
in connection with the 2010 Annual Meeting 

Part of Form 10-K into which the Document is Incorporated 
Part III 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item No.   

USA TRUCK, INC. 
TABLE OF CONTENTS 
Caption 
PART I 

  Page

1.   Business ............................................................................................................................. 
1A.   Risk Factors ....................................................................................................................... 
1B.   Unresolved Staff Comments .............................................................................................. 
2.   Properties ........................................................................................................................... 
3.   Legal Proceedings ............................................................................................................. 

4.   Reserved ............................................................................................................................ 

PART II 

5. 

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer 
Purchases of Equity Securities .......................................................................................... 
6.   Selected Financial Data ..................................................................................................... 
7. 

Management’s Discussion and Analysis of Financial Condition and Results of 
Operations .......................................................................................................................... 
7A.   Quantitative and Qualitative Disclosure about Market Risk ............................................. 
8.   Financial Statements and Supplementary Data .................................................................. 
9. 

Changes in and Disagreements with Accountants on Accounting and Financial 
Disclosure .......................................................................................................................... 
9A.   Controls and Procedures .................................................................................................... 
9B.   Other Information .............................................................................................................. 

PART III 

10.   Directors, Executive Officers and Corporate Governance ................................................ 
11.   Executive Compensation ................................................................................................... 
12. 

Security Ownership of Certain Beneficial Owners and Management and Related 
Stockholder Matters ........................................................................................................... 
13.   Certain Relationships and Related Transactions and Director Independence ................... 
14.   Principal Accountant Fees and Services ............................................................................ 

15.   Exhibits and Financial Statement Schedules ..................................................................... 
   Signatures .......................................................................................................................... 

PART IV 

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16 
16 
16 

17 

18 
20 

21 
35 
37 

58 
58 
60 

60 
60 

60 
60 
60 

61 
62 

 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
 
  
 
 
 
Item 1.  BUSINESS 

PART I 

We are a truckload carrier providing transportation of general commodities throughout the continental United 
States, into and out of Mexico and into and out of portions of Canada.  Generally, we transport full dry van trailer 
loads  of  freight  from  origin  to  destination  without  intermediate  stops  or  handling.  To  complement  our  General 
Freight operations, we provide dedicated, brokerage and rail intermodal services.  For shipments into Mexico, we 
transfer  our  trailers  to  tractors  operated  by  Mexican  trucking  companies  at  a  facility  in  Laredo,  Texas,  which  is 
operated by the Company’s wholly-owned subsidiary.  Through our asset based and non-asset based capabilities, we 
transport  many  types  of  freight  for  a  diverse  customer  base  in  industries  such  as  industrial  machinery  and 
equipment,  rubber  and  plastics,  retail  stores,  paper  products,  durable  consumer  goods,  metals,  electronics  and 
chemicals. 

 Our truckload freight services utilize equipment we own or equipment owned by owner operators for the pick-
up and delivery of freight.  The Trucking segment of our operations provides these services through three service 
offerings.  Our General Freight service offering transports freight over irregular routes as a short- to medium-haul 
common  carrier.    Our  Dedicated  Freight  service  offering  provides  similar  transportation  services,  but  does  so 
pursuant  to  agreements  whereby  we  make  our  equipment  available  to  a  specific  customer  for  shipments  over 
particular  routes  at  specified  times.    Our  Trailer-on-Flat-Car  rail  intermodal  service  offering,  which  we  began 
offering in December 2007, provides a rail transit option to transport freight to the extent Company equipment is 
used in providing the service.  At December 31, 2009, our Trucking fleet consisted of 2,328 in service tractors and 
7,214 trailers and our average length-of-haul was 599 miles.  

Through  our  Freight  Brokerage  and  our  Container-on-Flat-Car  rail  intermodal  service  offerings,  which 
comprise  our  Strategic  Capacity  Solutions  operating  segment,  we  provide  services  such  as  transportation 
scheduling, routing and mode selection, which typically do not involve the use of our equipment or owner-operator 
equipment.  In the past, we provided these services primarily as supplemental services to customers who had also 
engaged us to provide truckload freight services.     

For reporting purposes, we aggregate the financial data for our Trucking operating segment and our Strategic 
Capacity Solutions operating segment.  The discussion of our business in this Item 1 focuses primarily on Trucking, 
which is our dominant segment, producing 95.7% of our total base revenue in 2009. 

We were incorporated in Delaware in September 1986 as a wholly owned subsidiary of ABF Freight System, 
Inc.  and  the  Company  was  purchased  by  management  in  December  1988.    The  initial  public  offering  of  our 
common stock was completed in March 1992. 

Our principal offices are located at 3200 Industrial Park Road, Van Buren, Arkansas 72956, and our telephone 

number is (479) 471-2500. 

This Annual Report on Form 10-K, our quarterly reports on Form 10-Q, our current reports on Form 8-K, and 
all other reports filed with the Securities and Exchange Commission (“SEC”) pursuant to Section 13(a) or 15(d) of 
the Securities Exchange Act of 1934, as amended (the “Exchange Act”) can be obtained free of charge by visiting 
our website at http://www.usa-truck.com.  Information contained on our website is not incorporated into this Annual 
Report on Form 10-K, and you should not consider information contained on our website to be part of this report. 

Additionally,  you  may  read  all  of  the  materials  that  we  file  with  the  SEC  by  visiting  the  SEC’s  Public 
Reference Room at 100 F Street, N.E., Washington, D.C. 20549.  If you would like information about the operation 
of the Public Reference Room, you may call the SEC at 1-800-SEC-0330.  You may also visit the SEC’s website at 
www.sec.gov.    This  site  contains  reports,  proxy  and  information  statements,  and  other  information  regarding  our 
Company and other companies that file electronically with the SEC.  

Strategic and Operating Objectives 

We  have  studied  our  business  carefully  to  determine  the  best  path  to  narrowing  the  current  and  historic 
disparity  between  our  stock’s  valuation and the stocks of our peers.  Going forward, we are continuing to pursue 
three primary strategic objectives:  

2 

 
 
 
 
•  Continue to manage our financial returns.  Our goal is to produce a return on capital that meets or exceeds 
10% while simultaneously managing our cost of capital below that 10% threshold, thus adding economic 
value for our stockholders.  Over the years, we have consistently injected capital into our business but have 
not generally been satisfied with the return on that capital.  We are now utilizing our own internal cost of 
capital as the basis for establishing internal rates of return objectives on various business activities.   

• 

Improve  earnings  consistency  relative  to  the  Standard  &  Poor’s  500.   Since  our  initial  public  stock 
offering,  our  earnings  per  share  results  have  been  inconsistent,  which  we  believe  has  contributed  to  a 
disparity in valuations between our common stock and that of our peers.  There are many factors that have 
contributed to this inconsistency, including unpredictable insurance and claims costs and our relatively low 
outstanding share count.  However, the most fundamental factor is the volatility inherent in our traditional 
business model.  

Our  traditional  model,  which  was  primarily  medium  length-of-haul,  produced  industry-leading  operating 
margins when freight demand was plentiful, but we struggled under that model when freight demand was 
scarce.  A significant majority of our revenue is now derived from a shorter length-of-haul, as we adjusted 
our  business  model  in  order  to  meet  these  strategic  objectives.    These  business  model  changes  are 
described  in  Item  7,  “Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of 
Operations – Results of Operations - Executive Overview.” 

While  our  revenue  production  has  been  volatile  throughout  the  economic  cycles,  our  cost  discipline  has 
not.  We are consistently one of the lowest cost operators in the truckload industry.   Maintaining our cost 
discipline will be crucial to successfully achieving our objective of improved earnings consistency. 

•  Position USA Truck for long-term revenue growth.  Our objective is to create enough operating margin to 
consistently produce a 10% return on capital.  Once we consistently produce that rate of return, profitable 
top-line  revenue  growth  will  again  be  our  primary  vehicle  to  grow  stockholder  value.   By  adjusting  our 
operating model and maintaining our cost discipline, we are laying the foundation to position ourselves for 
future growth opportunities.  

The attainment of our strategic direction and objectives is dependent upon the execution of our operating plan 
and its supporting initiatives that we call VEVA (Vision for Economic Value Added).  VEVA is a detailed, quarter-
by-quarter operating plan designed to expand our Common Stock valuation multiples by earning a 10% return on 
capital and simultaneously driving our weighted average cost of capital below 10%.  VEVA calls for the expansion 
of our Common Stock valuation multiples beyond our truckload peer group’s mean by sustaining or improving our 
capital management targets and leveraging a more diversified business model to produce a 10% compounded annual 
earnings growth rate. 

VISION.    Our  primary  long-term  strategic  objectives  –  to  expand  the  value  of  our  Common  Stock  through 
improved returns on capital and to improve the consistency of our earnings growth – precipitated the need to make 
two  fundamental  changes  within  our  Company.    First,  deep  organizational  change  was  necessary  to  retool  USA 
Truck  to  maximize  returns  on  capital  and  de-emphasize  our  historical strategy of persistently growing our tractor 
fleet.  Second, a fresh operational approach was necessary to break our long-term reliance upon long-haul freight 
and instead focus on freight network yield.  Thus, a clear vision for USA Truck’s future emerged. 

PLANNING.  Transforming that vision into results required a well-conceived plan.  Our team went to work 
assessing marketplace realities and internal capabilities.  We identified eight major initiatives that we believed were 
essential  to  effecting  the  fundamental  change  needed  within  the  Company  to  achieve  our  long-term  strategic 
objectives. 

Our  internal  assessment  indicated  needs  for  a  stronger  technology  platform  and  more  effective  personnel 

capabilities.  Two initiatives were designed to turn those opportunities into competitive advantages. 

Project Tech.  For a variety of reasons we have lost the competitive advantage once afforded by our legacy 
mainframe  computer  platform.    To  strengthen  our  ability  to  make  more  timely  decisions  our  evolving 
business model demanded, we began a process to migrate our legacy mainframe platform and internally-
developed software applications to server-based platforms.  To supplement and enhance our efforts, we are 
purchasing  off-the-shelf  products  for  our  core  software  needs,  and  developing  value-added  decision-
support software applications internally. 

Project People.  We recognize that aligning the interests and efforts of every employee at USA Truck is 
essential  to  achieving  our  long-term  strategic  objectives.    In  that  regard,  we  have  instituted  several 

3 

 
 
programs designed to facilitate that alignment.  From job descriptions to performance evaluations to talent 
cultivation,  we  have  challenged,  empowered  and  rewarded  our  employees  for  performance.    We 
endeavored  to  improve  the  productivity  of  our  non-driver  personnel  by  using  a  combination  of 
performance-driven management and a more focused, process-driven approach to managing our business.  
We believe that is the best path to service our customers, produce results for our stockholders and reward 
our employees. 

As  the  vast  majority  of  our  revenue  comes  from  our  truckload  operations,  we  believe  most  of  our  initiatives 
should  be  focused  on  improving  the  returns  on  capital  and  earnings  consistency  within  those  operations.  
Historically, we focused on a 900-mile length-of-haul as our primary trucking strategy.  Late in 2008, for the first 
time in our Company’s history, we designed a freight network to maximize yield, which we define as the optimal 
combination  of  tractor  utilization,  pricing,  empty  miles  and  variable  operating  costs.    We  now  know  the  specific 
traffic lanes in which we want to move freight, and the required volumes and prices necessary to maximize yield in 
those lanes.  As a result of those efforts, we believe that by bringing this defined freight network to life through the 
following  four  initiatives,  launched  during  2008,  we  will  be  well-positioned  to  achieve  our  long-term  strategic 
objectives.   

Project  Velocity.    The  marketplace  for  truckload  freight  has  changed.    The  proliferation  of  retail 
distribution  centers  and  the  growing  rail  intermodal  market  share  in  long-haul  lanes  have  led  to  a 
significant  reduction  in  truckload  freight  volume  in  those  long-haul  lanes.    The  marketplace  is  forcing 
truckload carriers into shorter-haul markets, but operational execution in those markets is very challenging 
and requires tremendous intensity and discipline.  Though we are targeting network yield (not length-of-
haul),  we  recognize  that  our  model  will  be  shorter-haul  biased  simply  because  that  market  is  where  the 
freight volumes are.  Thus, it was imperative for us to position the Company to execute in the shorter-haul 
environment.  Our Project Velocity has been designed to do just that. 

Yield  Management.    The  concept  of  freight  network  yield  was  foreign  to  us  prior  to  2008,  so  it  was 
necessary  to  launch  an  initiative  to  educate  our  people  about  yield  and  to  start  incorporating  it  into  our 
business processes and performance measurements.  Our Yield Management initiative laid the foundation 
for the development of our defined freight network.  We recognize that yield is not driven exclusively by 
pricing, so we are also monitoring our tractor fleet size to help us attain acceptable pricing levels.  We are 
committed to managing our freight operations to maximize yield. 

Cost Discipline.  USA Truck has long been an industry leader in operating cost per mile.  However, cost is 
such  a  critical  component  for  network  yield  that  we  revisited  our  entire  cost  structure  during  2008.    We 
now manage costs weekly, and we look at it in two buckets: variable costs per mile and total fixed costs.  
Our primary goal is obviously to keep costs as low as possible, but we also want to improve the flexibility 
within  the  cost  structure  so  it  can  be  quickly  adjusted  as  economic  conditions  change.    We  have  also 
devoted  considerable  attention  to  fuel  costs,  gross  margins  in  our  Brokerage  and  Intermodal  service 
offerings (asset-light service offerings) and an assortment of fixed costs including non-driver wages. 

War  on  Accidents.    Another  area  where  we  see  potential  for  meaningful  cost  reduction  is  insurance  and 
claims.    In  late  2007,  we  implemented  our  War  on  Accidents  safety  initiative  which  led  to  a  complete 
overhaul of our safety program.  In connection with this initiative, we have increased the safety focus of 
our  drivers  and  staff  personnel  and  instituted  an  organizational  emphasis  on  hiring  safe  drivers,  training 
them effectively, holding them accountable for performance and rewarding them for successes.  There are 
many moving parts to this initiative, but recent results reflect that the basic formula is working.     

We have determined that bringing our freight network design to life and successfully implementing all of the 
above  six  initiatives  will  not  be  enough  for  us  to  consistently  grow  our  earnings  or  to  produce  returns  on  capital 
exceeding  our  cost  of  capital  through  the  ups  and  downs  of  our  cyclical  industry.    In  order  for  us  to  grow  our 
business, we will need to meet the increasing demands of our customers to provide an integrated bundle of services.  
To meet these demands, our plan calls for two asset-light service offerings, which we provide through our Strategic 
Capacity  Solutions  (“SCS”)  operating  segment.    SCS  will  allow  us  to  boost  our  returns  on  capital,  to  provide 
another  source  of  sustainable  earnings  growth  and  offer  our  customers  flexible  capacity  for  their  transportation 
needs in a variety of service and cost levels. 

Rail Intermodal Service.  In late December 2007, we moved our first load of rail intermodal freight.  We 
are committed to continue incorporating intermodal into our trucking operations to make the integration as 
seamless as possible for our customers.  We continue to penetrate new markets and broaden our customer 
base with our Trailer-on-Flat-Car and Container-on-Flat-Car Intermodal service offerings. 

4 

 
 
Brokerage  Service.    Our  Freight  Brokerage  service  offering  matches  customer  shipment  needs  with 
available equipment of other carriers, including our own.  As we continue to expand our knowledge of the 
brokerage business, we are incorporating that knowledge into our developing brokerage model.  This has 
allowed  us  to  expand  existing  branches,  establish  new  branches  around  the  United  States  and  we  are 
continuing to expand our customer base and relationships with third-party broker carriers. 

EXECUTION.  We have painstakingly identified the key performance indicators (KPI) for VEVA, set targets 
for each of them and assigned ownership to individual employees who have accepted responsibility for them and are 
held accountable for results daily.  Executive management is providing resources, removing barriers and working 
closely with middle management and front-line personnel to ensure that those targets are met.  While our return on 
capital  and  earnings  growth  goals  are  ambitious,  the  individual  KPI  targets  are  attainable.    By  focusing  on  those 
individual KPI targets, we believe that we can reach our long-term strategic objectives. 

Industry and Competition  

The trucking industry includes both private fleets and for-hire carriers.  Private fleets consist of trucks owned 
and  operated  by  shippers  that  move  their  own  goods.    For-hire  carriers  include  both  truckload  and  less-than-
truckload operations.  Truckload carriers dedicate an entire trailer to one customer from origin to destination.  Less-
than-truckload carriers pick up multiple shipments from multiple shippers on a single truck and then route the goods 
through terminals or service centers, where freight may be transferred to other trucks with similar destinations for 
delivery.    Truckload  carriers  typically  transport  shipments  weighing  more  than  10,000  pounds,  while  less-than-
truckload carriers typically transport shipments weighing less than 10,000 pounds. 

We operate primarily in the highly fragmented for-hire truckload segment of the market.  The for-hire segment 
is  highly  competitive  and  includes  thousands  of  carriers,  none  of  which  dominates  the  market.    This  segment  is 
characterized  by  many  small  carriers  having  revenues  of  less  than  $1  million  per  year  and  relatively  few  carriers 
with revenues exceeding $100 million per year.  According to Transport Topics, measured by annual revenue, the 
40  largest  truckload  carriers  accounted  for  approximately  $26.2  billion  of  the  for-hire  truckload  market  in  2008.  
We  were  ranked  number  16  of  the  largest  truckload  carriers  based  on  total  revenue  for  2008.    The  industry 
continues  to  undergo  consolidation.    In  addition,  the  recent  challenging  economic  times  have  contributed  to  the 
failure of many trucking companies and made entry into the industry more difficult. 

We  compete  primarily  with  other  truckload  carriers,  private  fleets  and,  to  a  lesser  extent,  railroads  and  less-
than-truckload  carriers.    A  number  of  truckload  carriers  have  greater  financial  resources,  own  more  revenue 
equipment  and  carry  a  larger  volume  of  freight  than  we  do.    We  also  compete  with  truckload  and  less-than-
truckload carriers for qualified drivers. 

The  principal  means  of  competition  in  the  truckload  segment  of  the  industry  are  service  and  price,  with  rate 
discounting  being  particularly  intense  during  economic  downturns.    Although  we  compete  more  on  the  basis  of 
service rather than rates, rate discounting continues to be a factor in obtaining and retaining business.  Furthermore, 
a depressed economy tends to increase both price and service competition from alternative modes such as less-than-
truckload carriers, as well as intermodal carriers.  We believe that successful truckload carriers are likely to grow 
primarily  by  offering  additional  services  to  their  customers  and  acquiring  greater  market  share  and,  to  a  lesser 
extent, through an increase in the size of the market.   

Marketing and Sales 

We focus the majority of our marketing efforts on customers with premium service requirements and who have 
heavy  shipping  needs  within  our  primary  operating  areas.    This  permits  us  to  position  available  equipment 
strategically  so  that  we  can  be  more  responsive  to  customer  needs.    It  also  helps  us  achieve  premium  rates  and 
develop  long-term,  service-oriented relationships.  Our employees have a thorough understanding of the needs of 
shippers in many industries.  These factors allow us to provide reliable, timely service to our customers.  For 2009, 
approximately 95.2% of our total revenue was derived from customers that were customers prior to 2009, and we 
have provided services to our top 10 customers for an average of approximately14 years.  We provided service to 
791  customers  in  2009,  and  approximately  36.4  %  of  our  total  revenue  for  2009  was  derived  from  Standard  & 
Poor’s 500 companies.  

5 

 
 
The table below shows the percentage of our total revenue attributable to our top ten and top five customers and 

largest customer for the periods indicated. 

Top 10 customers ..........................................................
Top 5 customers ............................................................
Largest customer ...........................................................

32%
20%
4%

32%   
21%  
6%  

34% 
22% 
6% 

Year Ended December 31, 
2007 
2008
2009

Our Sales Department solicits and responds to customer orders and maintains close customer contact regarding 
service  requirements  and  rates.    We  typically  establish rates through individual negotiations with customers.  For 
our Dedicated Freight services, rates are fixed under contracts tailored to the specific needs of shippers.  

While we prefer direct relationships with our customers, we recognize that obtaining shipments through other 
providers of transportation or logistics services is a significant marketing opportunity.  Securing freight through a 
third party enables us to provide services for high-volume shippers to which we might not otherwise have access 
because many of them require their carriers to conduct business with their designated third party logistics provider. 

We require customers to have credit approval before dispatch.  We bill customers at or shortly after delivery 

and, during 2009, receivables collection averaged approximately 31 days from the billing date. 

Operations  

While  we  provide  our  services  throughout  the  continental  United  States,  we  conduct  most  of  our  freight 
transport operations east of the Rocky Mountains.  The following table shows our total Company average length-of-
haul  and  the  average  length-of-haul  for  two  of  the  service  offerings  in  our  Trucking  segment,  in  miles,  for  the 
periods indicated. 

Total Company ............................................................
Trucking service offerings: 

Year Ended December 31, 
  2007 
2008
2009
784 
599

718 

General Freight ........................................................
Dedicated Freight .....................................................

618
471

769   
406   

827 
493 

Our  Operations  Department  consists  primarily  of  our  fleet  managers  and  freight  coordinators.    Each  fleet 
manager  supervises  between  approximately  45  and  60  drivers  in  our  various  service  offerings  and  our  fleet 
managers  are  the  primary  contacts  with  our  drivers.    They  monitor  the  location  of  equipment  and  direct  its 
movement in the safest, most efficient and most practicable manner.  Freight coordinators assign all available units 
and loads in a manner that maximizes profit and minimizes costs.  The Operations Department focuses on making 
trucks available for dispatch, selecting profitable freight and efficiently matching that freight to available trucks, all 
of which must be achieved without sacrificing customer service, equipment utilization, driver retention or safety. 

Safety 

We  are  committed  to  continually  improving  our  safety  performance.    The  Safety  Department’s  mission  is  to 
focus our efforts on creating the safest possible environment for our drivers and the motoring public, provide the 
safest  possible  service  to  our  customers,  reduce  insurance  and  claims  costs  and  foster  a  top-to-bottom  culture  of 
safety throughout the Company. 

We  emphasize  safe  work  habits  as  a  core  value  throughout  our  organization,  and  we  engage  in  proactive 
training and education relating to safety concepts, processes and procedures for all employees.  The evaluation of an 
applicant’s  safety  record  is  one  of  several  essential  criteria  we  use  when  hiring  drivers.    We  conduct  pre-
employment,  random,  reasonable  suspicion  and  post-accident  alcohol  and  substance  abuse  testing  in  accordance 
with the U.S. Department of Transportation (“DOT”) regulations. 

Safety training for new drivers begins in orientation, when newly hired employees are taught safe driving and 
work techniques that emphasize the importance of our commitment to safety.  Upon completion of orientation, new 
student  drivers  are  required  to  undergo  on-the-road  training  for  four  to  six  weeks  with  experienced  commercial 
motor  vehicle  drivers  who  have  been  selected  for  their  professionalism  and  commitment  to  safety  and  who  are 
trained  to  communicate  safe  driving  techniques  to  our  new  drivers.    New  drivers  who  successfully  complete  the 

6 

 
 
 
 
 
 
 
 
 
   
 
training period must pass a road test before being assigned to their own tractor.  Additionally, all Company drivers 
participate in the Smith System® training program, a nationally recognized training program for professional drivers 
that focuses on collision prevention through hands-on training. 

To  continually  reinforce  and  promote  safety  concepts  Company-wide,  we  conduct  two  “live”  safety  training 
classes  each  year  and  provide  other  monthly  training  courses  designed  to  keep  our  drivers  up-to-date  on  safety 
topics and to reinforce and advance professional driving skills.  Additionally, the Safety Department conducts safety 
meetings with dispatch personnel to address specific safety-related issues and concerns.  

In  addition  to  the  regular  safety  meetings,  the  Safety  Department  also  conducts  “safety  blitzes”  at  our  high-
traffic  terminals.    These  periodic  blitzes  are  designed  to  keep  safety  at  the  forefront  for  our  drivers  and  other 
employees,  and  supplement  our  regular  meetings  by  targeting  specific  safety  issues  such  as  proper  backing 
techniques, DOT inspections or mirror check stations.  Active participation is required from the drivers. 

We  also  have  in  place  a  corrective  action  program  designed  to  evaluate  each  driver’s  safety  record  to  help 
determine whether a driver needs additional training and whether the driver is eligible for continued employment.  
We have a Company-wide communication network designed to facilitate rapid response to safety issues and a driver 
counseling and retraining system to assist drivers who need additional assistance or training. 

In  2008,  we  established  an  economic  awards  program  to  reward  those  drivers  who  have  achieved  specified 
safety milestones.  Drivers are recognized at the President’s Million Mile Banquet and outstanding drivers are also 
recognized in Company-wide publications and media releases announcing the driver’s achievements.  Driver safety 
achievements are also noted with special uniform patches, caps, letters of recognition and other awards that identify 
the driver as having reached a safety milestone. 

We  maintain  a  modern  fleet  of  tractors  and  trailers.    This  factor,  in  conjunction  with  the  regular  safety 
inspections that our drivers and our Maintenance Department conduct on our equipment, assists us in our goal of 
having equipment that is well-maintained and safe.  Our tractors are equipped with anti-lock braking systems and 
electronic governing equipment that limits the maximum speed of our tractors to no more than 63 miles per hour. In 
addition, substantially all tractors added in 2009, 2008 and 2007, with the exception of those tractors used to train 
student  drivers,  are  equipped  with  automatic  transmissions  and  stability  control  systems,  which  assists  in  further 
reducing the potential for accidents.  

Insurance and Claims 

The primary risks for which we obtain insurance are cargo loss and damage, personal injury, property damage, 
workers’ compensation and employee medical claims.  We self-insure for a portion of claims exposure in each of 
these areas.  

We maintain insurance above the amounts for which we self-insure with licensed insurance carriers.  Although 
we believe the aggregate insurance limits should be sufficient to cover reasonably expected claims, it is possible that 
one or more claims could exceed our aggregate coverage limits.  Insurance carriers have raised premiums for many 
businesses, including trucking companies, although we have received premium reductions over the past four years.  
As a result, our insurance and claims expense could increase, or we could raise our self-insured retention when our 
policies are renewed.  If these expenses increase, if we experience a claim in excess of our coverage limits, or if we 
experience a claim for which coverage is not provided, our results of operations and financial condition could be 
materially and adversely affected. 

Drivers and Other Personnel 

Driver recruitment and retention are vital to success in our industry.  Recruiting drivers is challenging given our 
high standards and because enrollment levels in driving schools are volatile.  Retention is difficult because of wage 
and job fulfillment considerations.  Driver turnover, especially in the early months of employment, is a significant 
problem  in  our  industry,  and  the  competition  for  qualified  drivers  is  intense.    Although  we  have  had  significant 
driver  turnover  during  certain  periods  in  the  past,  we  have  been  able  to  attract  and  retain  a  sufficient  number  of 
qualified drivers to support our operations.  In order to attract and retain drivers we must continue to provide safe, 
attractive and comfortable equipment, direct access to management and competitive wages and benefits designed to 
encourage longer-term employment. 

Driver  pay  is  calculated  primarily  on  the  basis  of  miles  driven,  and  increases  based  on  tenure  and  driver 

performance.  We believe our current pay scale is competitive with industry peers. 

7 

 
 
On March 11, 2010, we had approximately 3,000 employees, including approximately 2,350 drivers.  We do 
not have any employees represented by a collective bargaining unit. In the opinion of management, our relationship 
with our employees is good.  

Revenue Equipment and Maintenance  

Our policy is to replace most tractors within 36 to 45 months and most trailers within 84 to 120 months from 
the date of purchase.  Because maintenance costs increase as equipment ages, we believe these trade intervals allow 
us  to  more  closely  control  our  maintenance  costs  and  to  economically  balance  those  costs  with  the  equipment’s 
expected  sale  or  trade  values.    Such  trade  intervals  also  permit  us  to  maintain  substantial  warranty  coverage 
throughout our period of ownership.  

We  make  equipment  purchasing  and  replacement  decisions  based  on  a  number  of  factors,  including  new 
equipment  prices,  the  used  equipment  market,  demand  for  our  freight  services,  prevailing  interest  rates, 
technological  improvements,  regulatory  changes,  fuel  efficiency,  equipment  durability,  equipment  specifications 
and  the  availability  of  drivers.    Therefore,  depending  on  the  circumstances,  we  may  accelerate  or  delay  the 
acquisition and disposition of our tractors or trailers from time to time.  In that regard, in an effort to protect our 
pricing  yield  and  equipment  utilization,  during  the  fourth  quarter  of  2008,  we  reduced  the  number  of  Company-
owned tractors we had in service by approximately 250 tractors or 10.3%, and designated them for disposition.  The 
reduction targeted those tractors with the highest miles and resulted in a fourth quarter 2008 impairment charge of 
approximately $0.03 per share as their book value had to be adjusted down to their market value.  This write down 
of approximately $0.5 million is included in Other operating expenses in the accompanying consolidated statements 
of operations.  At December 31, 2009, we have replaced all 250 tractors with new tractors and have disposed of all 
but one of those that we took out of service.  In conjunction with our strategic objective of positioning the Company 
for  long-term  revenue  growth,  we  will  add  equipment  as  the  freight  market  and  driver  availability  dictate.  
Generally,  our  primary  business  strategy  of  earning  greater  returns  on  capital  requires  that  we  improve  the 
profitability of our existing tractors before we consider materially adding to the fleet size. 

The  following  table  shows  the  number  of  units  and  average  age  of  revenue  equipment  that  we  owned  or 

operated under capital leases as of the indicated dates. 

Year Ended December 31, 
  2007 
2008
2009

Tractors: 

Acquired ............................................................................
460
Disposed ............................................................................
451
End of period total ............................................................ 2,508
Average age at end of period (in months) ....................
27

Trailers: 

Acquired ............................................................................
--
Disposed ............................................................................
137
End of period total ............................................................ 7,214
Average age at end of period (in months) ....................
63

786   
786   
2,499   
24   

450   
123   
7,351   
51   

442 
495 
2,499 
25 

583 
329 
7,024 
42 

 To simplify driver and mechanic training, control the cost of spare parts and tire inventory and provide for a 
more efficient vehicle maintenance program, we purchase tractors and trailers manufactured to our specifications.  
In  deciding  which  equipment  to  purchase,  a  number  of  factors  are  considered,  including  safety,  fuel  economy, 
expected resale value, trade terms and driver comfort.  We have a strict preventive maintenance program designed 
to minimize equipment downtime and enhance sale or trade-in values.  

We  finance  revenue  equipment  purchases  through  our  Senior  Credit  Facility,  capital  lease-purchase 
arrangements, proceeds from sales or trades of used equipment and cash flows from operations.  Substantially all of 
our tractors and trailers are pledged to secure our obligations under financing arrangements. 

In addition to tractors that we own, we contract with owner-operators for the use of their tractors and drivers in 
our operations.  During the third quarter of 2007, we introduced a lease-purchase program to drivers interested in 
owning their own equipment and becoming owner operators.  The program offers qualified drivers the opportunity 
to purchase their own tractors through a third party financing program.  The drivers may purchase tractors directly 
from us or from outside sources.  At December 31, 2009, 165 owner-operator tractors were under contract with us, 
which included 33 lease-purchase operators.     

8 

 
 
 
 
 
 
   
 
Beginning  January  1,  2007,  all  newly  manufactured  heavy-duty  truck  engines  were  required  to  comply  with 
new, more stringent emission standards mandated by the Environmental Protection Agency.  To address the risk of 
buying new engines without adequate internal testing and to delay the cost impact of these new emission standards, 
we accelerated our revenue equipment acquisition program and trade intervals before January 1, 2007.  In addition, 
approximately  87%  of  the  tractors  we  purchased  in  2007  were  equipped  with  engines  produced  prior  to  January 
2007.     Beginning  January  1,  2010,  new  federal  emissions  requirements  became  effective  for  all  heavy-duty 
engines.  These  new  requirements  further  limit  the  levels  of  specified  emissions  from  new  heavy-duty  engines 
manufactured in or after 2010, and will result in cost increases when acquiring these engines. In order to comply 
with the standards, new emissions control technologies, such as selective catalytic reduction strategies and advanced 
exhaust  gas  recirculation  systems,  are  being  utilized.    In  anticipation  of  an  increase  in  the  purchase  price  of  new 
equipment related to the new 2010 emissions requirements, we accelerated the purchase of 100 replacement tractors 
in  2009  and  contractually  committed  to  purchase  another  300  pre-2010  emission  regulated  replacement  tractors 
during the first and second quarters of 2010.   

Technology 

We maintain a data center using several different computing platforms ranging from personal computers to an 
IBM  mainframe  system.    Historically,  we  have  developed  the  majority  of  our  software  applications  internally, 
including  payroll,  billing,  dispatch,  accounting  and  maintenance  programs.    In  order  to  enhance  the  service  we 
provide  our  customers,  we  determined  that  our  mainframe  software  applications  needed  to  be  replaced.  
Accordingly, we are currently replacing those applications with off-the-shelf, server-based products.  During 2009, 
we converted both our Intermodal and Brokerage service offerings to a server-based operating system and during 
the first quarter of 2010 we converted our payroll and accounting systems to a server-based product.  We continue 
to use our internal development capabilities to create customized decision-support tools for our operating personnel.  
Our computer systems are monitored 24 hours a day by experienced information systems professionals.  While we 
employ  many  preventive  measures,  including  daily  back-up  of  our  information  systems  processes,  we  do  not 
currently  have  a  wholly  redundant  backup  for  our  information  systems  as  a  part  of  our  catastrophic  business 
continuity plan.   

The technology we use in our business enhances the efficiency of all aspects of our operations and enables us to 
consistently deliver superior service to our customers.  We are able to closely monitor the location of all our tractors 
and to communicate with our drivers in real time through the use of a Qualcomm satellite-based equipment tracking 
and  driver  communication  system.    This  enables  us  to  efficiently  dispatch  drivers  in  response  to  customers’ 
requests,  to  provide  real-time  information  to  our  customers  about  the  status  of  their  shipments  and  to  provide 
documentation  supporting  our  assessorial  charges,  which  are  charges  to  customers  for additional services such as 
loading, unloading or equipment delays.  We have also implemented load optimization software, which is designed 
to match available equipment with shipments in a way that best satisfies criteria such as empty miles, the driver’s 
available hours of service and home-time needs.  This licensed software assists us in planning for transfers of loaded 
trailers between our tractors, allowing us to further enhance efficient allocation of our equipment, improve customer 
service and take full advantage of our drivers’ available hours of service.   

Regulation 

Our operations are regulated and licensed by various government agencies, including the DOT.  Our Canadian 
business activities are subject to similar requirements imposed by the laws and regulations of Canada, as well as its 
provincial laws and regulations.  The DOT, through the Federal Motor Carrier Safety Administration (“FMCSA”), 
imposes safety and fitness regulations on us and our drivers.  The Company currently has a satisfactory DOT safety 
rating,  which  is  the  highest  available  rating.  New  rules  that  limit  driver  hours-of-service  were  adopted  effective 
January 4, 2004, and then modified effective October 1, 2005 (“2005 Rules”).  In July 2007, a federal appeals court 
vacated portions of the 2005 Rules.  Two of the key portions that were vacated include the expansion of the driving 
day from 10 hours to 11 hours, and the “34-hour restart”, which allowed drivers to restart calculations of the weekly 
on-duty time limits after the driver had at least 34 consecutive hours off duty.  The court indicated that, in addition 
to other reasons, it vacated these two portions of the 2005 Rules because FMCSA failed to provide adequate data 
supporting  its  decision  to  increase  the  driving  day  and  provide  for  the  34-hour  restart.    In  November  2008, 
following the submission of additional data by FMCSA and a series of appeals and related court rulings, FMCSA 
published its Final Rule, which retains the 11 hour driving day and the 34-hour restart.  However, advocacy groups 
have  continued  to  challenge  the  Final  Rule,  and  the  hours  of  service  rules  are  once  again  under  review  by  the 
FMCSA.  The FMCSA currently expects to issue a new Notice of Proposed Rulemaking in 2010 and a new final 
rule is required by law to be issued by 2012.  We are unable to predict what form the new rule may take, how a 
court  may  address  challenges  to  such  rule  and  to  what  extent  the  FMCSA  might  attempt  to  materially  revise  the 

9 

 
 
rules  under  the  current  presidential  administration.    On  the  whole,  however,  we  believe  any  modifications  to  the 
current  rule  will  decrease  productivity  and cause some loss of efficiency, as drivers and shippers may need to be 
retrained,  computer  programming  may  require  modifications,  additional  drivers  may  need  to  be  employed  or 
engaged, additional equipment may need to be acquired, and some shipping lanes may need to be reconfigured. 

The  FMCSA’s  new  Comprehensive  Safety  Analysis  2010  initiative  introduces  a  new  enforcement  and 
compliance  model,  which  implements  driver  standards  in  addition  to  the  Company  standards  currently  in  place.  
Under  the  new  regulations,  the  methodology  for  determining  a  carrier’s  DOT  safety  rating  will  be  expanded  to 
include the on-road safety performance of the carrier’s drivers.  Implementation of the new regulation is scheduled 
for July 1, 2010, and enforcement will begin in late 2010.  As a result of new regulations, including the expanded 
methodology  for  determining  a  carrier’s  DOT  safety  rating,  there  may  be  an  adverse  effect  on  our  DOT  safety 
rating.  A conditional or unsatisfactory DOT safety rating could adversely affect our business, because some of our 
customer contracts may require a satisfactory DOT safety rating.  The new regulations may also result in a reduced 
number of eligible drivers.  If current or potential drivers are eliminated due to the Comprehensive Safety Analysis 
2010 initiative, we may have difficulty attracting and retaining qualified drivers. 

The  Environmental  Protection  Agency  adopted  emissions  control  regulations  that  require  progressive 
reductions  in  exhaust  emissions  from  diesel  engines  manufactured  on  or  after  October  1,  2002.    More  stringent 
reductions  became  effective  on  January  1,  2007  for  engines  manufactured  on  or  after  that  date,  and  further 
reductions became effective on January 1, 2010.  Compliance with the regulations has increased the cost of our new 
tractors  and  operating  expenses  while  reducing  fuel  economy,  and  it  is  anticipated  that  the  2010  changes  may 
further adversely impact those areas. 

We  believe  that  we  are  in  substantial  compliance  with  applicable  federal,  state,  provincial  and  local 
environmental  laws  and  regulations  and  costs  of  such  compliance  will  not  have  a  material  adverse  effect  on  our 
competitive position, operations or financial condition or require a material increase in currently anticipated capital 
expenditures.   

Seasonality 

See  “Item  7.  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of 

Operations─Seasonality.” 

Forward-Looking Statements 

This  Annual  Report  on  Form  10-K  contains  certain  statements  that  may  be  considered  forward-looking 
statements  within  the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the 
Securities  Exchange  Act  of  1934,  as  amended.    All  statements,  other  than  statements  of  historical  fact,  are 
statements  that  could  be  deemed  forward-looking  statements,  including  without  limitation:  any  projections  of 
earnings,  revenues,  or  other  financial  items;  any  statement of  plans,  strategies,  and  objectives  of  management  for 
future  operations;  any  statements  concerning  proposed  new  services  or  developments;  any  statements  regarding 
future  economic  conditions  or  performance;  and  any  statements  of  belief  and  any  statement  of  assumptions 
underlying  any  of  the  foregoing.    Such  statements  may  be  identified  by  their  use  of  terms  or  phrases  such  as 
“expects,”  “estimates,”  “projects,”  “believes,”  “anticipates,”  “intends,”  “plans,”  “goals,”  “may,”  “will,”  “should,” 
“could,” “potential,” “continue,” “future” and similar terms and phrases.  Forward-looking statements are inherently 
subject to risks and uncertainties, some of which cannot be predicted or quantified, which could cause future events 
and actual results to differ materially from those set forth in, contemplated by, or underlying the forward-looking 
statements.  Readers should review and consider the factors discussed under the heading “Risk Factors” in Item 1A 
of this Annual Report on Form 10-K, along with various disclosures in our press releases, stockholder reports, and 
other filings with the Securities and Exchange Commission. 

All  forward-looking  statements  attributable  to  us,  or  persons  acting  on  our  behalf,  are  expressly  qualified  in 

their entirety by this cautionary statement. 

References to the “Company,” “we,” “us,” “our” and words of similar import refer to USA Truck, Inc. and its 

subsidiary. 

Item 1A.  RISK FACTORS 

In addition to the other information set forth in this report, you should carefully consider the following risks 
and  uncertainties  which  could  cause  our  actual  results  to  differ  materially  from  the  results  contemplated  by  the 

10 

 
 
 
 
forward-looking  statements  contained  in  this  report  and  in  our  other  filings  with  the  Securities  and  Exchange 
Commission. 

Our business is subject to economic, credit and business factors affecting the trucking industry that are largely 
out of our control, any of which could have a material adverse effect on our operating results. 

The  factors  that have negatively affected us, and may do so in the future, include volatile fuel prices, excess 
capacity in the trucking industry, surpluses in the market for used equipment, higher interest rates, higher license 
and  registration  fees,  increases  in  insurance  premiums,  higher  self-insurance  levels,  increases  in  accidents  and 
adverse claims and difficulty in attracting and retaining qualified drivers and independent contractors. 

We are also affected by recessionary economic cycles and downturns in customers’ business cycles.  Economic 
conditions may adversely affect our customers and their ability to pay for our services.  It is not possible to predict 
the effects of armed conflicts or terrorist attacks and subsequent events on the economy or on consumer confidence 
in the United States, or the impact, if any, on our future results of operations. 

There has been on-going concern over the credit markets and their effect on the economy. If the economy and 
credit  markets  weaken  or  more  restrictive  regulatory  changes  implemented,  our  business,  financial  results,  and 
results  of  operations  could  be  materially  and  adversely  affected,  especially  if  consumer  confidence  declines  and 
domestic spending decreases.  Additionally, the stresses in the credit market have caused uncertainty in the equity 
markets.  Although some stability has returned to the equity markets, there still exists economic uncertainty, and that 
could cause the market price of our securities to be volatile. 

If the credit markets continue to erode, we also may not be able to access our current sources of credit and our 
lenders may not have the capital to fund those sources.  We may need to incur additional indebtedness or issue debt 
or equity securities in the future to refinance existing debt, fund working capital requirements, make investments, or 
for general corporate purposes. As a result of contractions in the credit market, as well as other economic trends in 
the credit market industry, we may not be able to secure financing for future activities on satisfactory terms, or at 
all.  

Our Amended and Restated Senior Credit Facility matures on September 1, 2010.  Accordingly, during the quarter 
ended September 30, 2009, we reclassified that debt from long-term to short-term.  The proposed new facility has 
materially  higher  spreads  than  our  current  spreads  due  to  widely  reported  dislocations  in  the  credit  markets.  We 
have a term sheet in place and are now working on definitive documents.  

If we are not successful in finalizing the definitive documents or obtaining financing because we are unable to 
access the capital markets on financially economical or feasible terms, it could impact our ability to provide services 
to our customers and may materially and adversely affect our business, financial results, current operations, results 
of operations, and potential investments. 

We  operate  in  a  highly  competitive  and  fragmented  industry,  and  our  business  may  suffer  if  we  are  unable  to 
adequately address downward pricing pressures and other factors that may adversely affect our ability to compete 
with other carriers.  

Numerous  competitive  factors  could  impair  our  ability  to  maintain  our  current  profitability.    These  factors 

include:  

•  We  compete  with  many  other  truckload  carriers  of  varying  sizes  and,  to  a  lesser  extent,  with  less-than-
truckload carriers and railroads, some of which have more equipment or greater capital resources, or other 
competitive advantages. 

•  Some of our competitors periodically reduce their freight rates to gain business, especially during times of 
reduced  growth  rates  in  the  economy,  which  may  limit  our  ability  to  maintain  or  increase  freight  rates, 
maintain our margins or maintain growth in our business. 

•  Many customers reduce the number of carriers they use by selecting so-called “core carriers” as approved 

service providers, and in some instances we may not be selected. 

•  Many customers periodically accept bids from multiple carriers for their shipping needs, and this process 

may depress freight rates or result in the loss of some of our business to competitors. 

•  The  trend  toward  consolidation  in  the  trucking  industry  may  create  large  carriers  with  greater  financial 
resources  and  other  competitive  advantages  relating  to  their  size,  and  we  may  have  difficulty  competing 
with these larger carriers. 

11 

 
 
•  Advances in technology require increased investments to remain competitive, and our customers may not 

be willing to accept higher freight rates to cover the cost of these investments. 

•  Competition from internet-based and other logistics and freight brokerage companies may adversely affect 

our customer relationships and freight rates. 

•  Economies of scale that may be passed on to smaller carriers by procurement aggregation providers may 

improve their ability to compete with us. 

Ongoing insurance and claims expenses could significantly reduce our earnings. 

If  the  number  or  severity  of  claims  increases  or  if  the  costs  associated  with  claims  otherwise  increase,  our 
operating  results  will  be  adversely  affected.    The  time  that  such  costs  are  incurred  may  significantly  impact  our 
operating results for a particular quarter, as compared to the comparable quarter in the prior year.  In addition, if we 
were  to  lose  our  ability  to  self-insure  for  any  significant  period  of  time,  our  insurance  costs  would  materially 
increase and we could experience difficulty in obtaining adequate levels of coverage.  

We could experience increases in our insurance premiums in the future if we have an increase in coverage, a 
reduction  in  our  self-retention  level  or  if  our  claims  experience  deteriorates.    If  our  insurance  or  claims  expense 
increases, and we are unable to offset the increase with higher freight rates, our earnings could be materially and 
adversely affected.  

We have significant ongoing capital requirements that could affect our profitability if we are unable to generate 
sufficient cash from operations.   

The trucking industry is very capital intensive.  If we are unable to generate sufficient cash from operations in 
the  future,  we  may  have  to  limit  our  growth,  enter  into additional financing arrangements or operate our revenue 
equipment for longer periods, any of which could have a material adverse effect on our profitability.  

We depend on the proper functioning and availability of our information systems.   

We depend on the proper functioning and availability of our communications and data processing systems in 
operating  our  business.    Our  information  systems  are  protected  through  physical  and  software  safeguards.  
However,  they  are  still  vulnerable  to  fire,  storm,  flood,  power  loss,  telecommunications  failures,  physical  or 
software  break-ins  and  similar  events.    We  do  not  have  a  formal  catastrophic  disaster  recovery  plan  or  a  fully 
redundant  alternate  processing  capability.    If  any  of  our  critical  information  systems  fail  or  become  otherwise 
unavailable,  we  would  have  to  perform  the  functions  manually,  which  could  temporarily  impact  our  ability  to 
manage  our  fleet  efficiently,  to  respond  to  customers’  requests  effectively,  to  maintain  billing  and  other  records 
reliably  and  to  bill  for  services  accurately  or  in  a  timely  manner.    Our  business  interruption  insurance  may  be 
inadequate to protect us in the event of a catastrophe.  Any system failure, security breach or other damage could 
interrupt or delay our operations, damage our reputation and cause us to lose customers, any of which could have a 
material adverse effect on our business. 

We  have  begun  a  multi-year  process  to  migrate  our  legacy  mainframe  platform  and  internally  developed 
software  applications  to  server-based  platforms.    We  will  purchase  off-the-shelf  products  for  our  core  software 
needs,  and  develop  value-added  decision-support  software  applications  internally.    Any  delays,  complications  or 
additional costs associated with, or the failure of, this project could have a material adverse effect on our business 
and operating results. 

We depend on our major customers, the loss of one or more of which could have a material adverse effect on our 
business.  

A significant portion of our revenue is generated from our major customers. For fiscal year 2009, our top 10 
customers  accounted  for  approximately  32%  of  our  revenue,  our  top  five  customers  accounted  for  approximately 
20% of our revenue and our largest customer accounted for approximately 4% of our revenue.  Generally, we do not 
have long-term contracts with our major customers and we cannot assure you that our customer relationships will 
continue as presently in effect.  A reduction in or termination of our services by one or more of our major customers 
could have a material adverse effect on our business and operating results.  

If we are unable to retain our key executives, our business, financial condition and results of operations could be 
harmed.  

We are dependent upon the services of our executive management team.  We do not maintain key-person life 
insurance on any members of our management team.  The loss of their services could have a material adverse effect 

12 

 
 
  
on our operations and future profitability.  We must continue to develop and retain a core group of managers if we 
are to realize our goal of expanding our operations, improve our earnings consistency and position the Company for 
long-term revenue growth.  

We  operate  in  a  highly  regulated  industry  and  increased  costs  of  compliance  with,  or  liability  for  violation  of, 
existing or future regulations could have a material adverse effect on our business.  

The  DOT  and  various  state  agencies  exercise  broad  powers  over  our  business,  generally  governing  such 
activities  as  authorization  to  engage  in  motor  carrier  operations,  safety,  insurance  requirements  and  financial 
reporting.    We  may  also  become  subject  to  new  or  more  restrictive  regulations  relating  to  fuel  emissions  and 
ergonomics.    Our  Canadian  business  activities  are  subject  to  similar  requirements  imposed  by  the  laws  and 
regulations of Canada and its provincial laws and regulations. Compliance with such regulations could substantially 
reduce equipment productivity, and the costs of compliance could increase our operating expenses.  Our employee 
drivers  and  independent  contractors  also  must  comply  with  the  safety  and  fitness  regulations  promulgated  by  the 
DOT,  including  those  relating  to  drug  and  alcohol  testing  and  hours  of  service.    The  Transportation  Security 
Administration of the U.S. Department of Homeland Security now require all drivers who haul hazardous materials 
to  undergo  background  checks  by  the  Federal  Bureau  of  Investigation  upon  renewal  of  their  licenses.    While  we 
have  historically  required  all  of  our  drivers  to  obtain  this  qualification,  these  regulations  could  reduce  the 
availability of qualified drivers, which could require us to adjust our driver compensation package, limit the growth 
of  our  fleet  or  let  equipment  sit  idle.    These  regulations  could  also  complicate  the  process  of  matching  available 
equipment  with  shipments  that  include  hazardous  materials,  thereby  increasing  the  time  it  takes  us  to  respond  to 
customer orders and increasing our empty miles.  

In  July  2007,  a  federal  appeals  court  vacated  portions  of  the  2005  Hours-of-Service  Rules.    Two  of  the  key 
portions that were vacated include the expansion of the driving day from 10 hours to 11 hours, and the “34-hour 
restart,” which allowed drivers to restart calculations of the weekly on-duty time limits after the driver had at least 
34 consecutive hours off duty.  The court indicated that, in addition to other reasons, it vacated these two portions of 
the 2005 Rules because FMCSA failed to provide adequate data supporting its decision to increase the driving day 
and provide for the 34-hour restart.  In November 2008, following the submission of additional data by FMCSA and 
a series of appeals and related court rulings, FMCSA published its Final Rule, which retains the 11 hour driving day 
and the 34-hour restart.  However, advocacy groups have continued to challenge the Final Rule and on October 26, 
2009, the FMCSA agreed pursuant to a settlement agreement with certain advocacy groups that the Final Rule on 
drivers’ hours of service would not take effect pending the publication of a new Notice of Proposed Rulemaking.   

Under  the  settlement  agreement,  the  FMCSA  will  submit  the  draft  Notice  of  Proposed  Rulemaking  to  the 
Office of Management and Budget by July 2010 and the FMCSA will issue a Final Rule by 2012. The current hours 
of service rules, adopted in 2005, will remain in effect during the rulemaking proceedings.  In December of 2009, 
the FMCSA issued a notice soliciting data and research information for the FMCSA’s consideration in drafting the 
forthcoming Notice of Proposed Rulemaking. 

We  are  unable  to  predict  what  form  the  new  hours  of  service  rules  may  take,  how  a  court  may  rule  on  such 
challenges  to  such  rules  and  to  what  extent  the  FMCSA  might  attempt  to  materially  revise  the  rules  under  the 
current presidential administration.  On the whole, however, we believe that any modifications to the current rules 
will  decrease  productivity  and  cause  some  loss  of  efficiency,  as  drivers  and  shippers  may  need  to  be  retrained, 
computer  programming  may  require  modifications,  additional  drivers  may  need  to  be  employed  or  engaged, 
additional equipment may need to be acquired, and some shipping lanes may need to be reconfigured.  We are also 
unable to predict the effect of any new rules that might be proposed if the Final Rule is stricken by a court, but any 
such  proposed  rules  could  increase  costs  in  our  industry  or  decrease  productivity.    Failures  to  comply  with  DOT 
safety  regulations  or  downgrades  in  our  safety  rating  could  have  a  material  adverse  impact  on  our  operations  or 
financial condition.  A downgrade in our safety rating could cause us to lose the ability to self-insure.  The loss of 
our  ability  to  self-insure  for  any  significant  period  of  time  would  materially  increase  our  insurance  costs.  In 
addition, we may experience difficulty in obtaining adequate levels of coverage in that event. 

On December 26, 2007, FMCSA published a Notice of Proposed Rulemaking in the Federal Register regarding 
minimum requirements for entry level driver training.  Under the 2007 proposed rule, a commercial driver’s license 
applicant would be required to present a valid driver training certificate obtained from an accredited institution or 
program.  Entry-level drivers applying for a Class A commercial driver’s license would be required to complete a 
minimum of 120 hours of training, consisting of 76 classroom hours and 44 driving hours.  The current regulations 
do not require a minimum number of training hours and require only classroom education.  Drivers who obtain their 
first commercial driver’s license during the three-year period after FMCSA issues a Final Rule would be exempt.  

13 

 
 
  
FMCSA has not established a deadline for issuing the Final Rule, but the comment period expired on May 23, 2008.  
If the rule is approved as written in the 2007 Notice of Proposed Rulemaking, this rule could materially impact the 
number of potential new drivers entering the industry and, accordingly, negatively impact our results of operations.  

The FMCSA’s new Comprehensive Safety Analysis 2010 initiative introduces a new enforcement and compliance 
model, which implements driver standards in addition to the Company standards currently in place.  Under the new 
regulations, the methodology for determining a carrier’s DOT safety rating will be expanded to include the on-road 
safety performance of the carrier’s drivers.  Implementation of the new regulation is scheduled for July 1, 2010, and 
enforcement will begin in late 2010.  As a result of these new regulations, including the expanded methodology for 
determining a carrier’s DOT safety rating, there may be an adverse effect on our DOT safety rating.  A conditional 
or  unsatisfactory  DOT  safety  rating  could  adversely  affect  our  business,  because  some  of  our  customer  contracts 
may require a satisfactory DOT safety rating.  The new regulations may also result in a reduced number of eligible 
drivers.  If current or potential drivers are eliminated due to the Comprehensive Safety Analysis 2010 initiative, we 
may have difficulty attracting and retaining qualified drivers. 

Decreases in the availability of new tractors and trailers could have a material adverse effect on our operating 
results.  

From time to time, some tractor and trailer vendors have reduced their manufacturing output due, for example, 
to  lower  demand  for  their  products  in  economic  downturns  or  a  shortage  of  component  parts.    As  conditions 
changed, some of those vendors have had difficulty fulfilling the increased demand for new equipment.  There have 
been periods when we were unable to purchase as much new revenue equipment as we needed to sustain our desired 
growth rate and to maintain a late-model fleet.  We may experience similar difficulties in future periods. Also, to 
meet  the  more  restrictive  Environmental  Protection  Agency  emissions  standards  in  2007  and  in  January  2010, 
vendors have had to introduce new engine technology.  An inability to continue to obtain an adequate supply of new 
tractors or trailers could have a material adverse effect on our results of operations and financial condition.  

Fluctuations in the price or availability of fuel, hedging activities, the volume and terms of diesel fuel purchase 
commitments,  surcharge  collection  and  surcharge  policies  approved  by  customers  may  increase  our  costs  of 
operation, which could materially and adversely affect our profitability. 

Fuel is one of our largest operating expenses. Diesel fuel prices fluctuate greatly due to economic, political, and 
other factors beyond our control.  Fuel also is subject  to regional pricing differences.  From time-to-time we may 
use hedging contracts and volume purchase arrangements to attempt to limit the effect of price fluctuations. If we do 
hedge, we may be forced to make cash payments under the hedging arrangements. We use a fuel surcharge program 
to  recapture  a  portion  of  the  increases  in  fuel  prices  over  a  base  rate  negotiated  with  our  customers.  Our  fuel 
surcharge program does not protect us from full effect of increases in fuel prices.  The terms of each customer’s fuel 
surcharge program vary and certain customers have sought to modify the terms of their fuel surcharge programs to 
minimize  recoverability  for  fuel  price  increases.  Over  the  past  year,  the  failure  to  recover  fuel  price  increases 
resulted in a materially negative impact to our results of operations.  A failure to improve our fuel price protection 
through these measures, further increases in fuel prices, or a shortage of diesel fuel, could materially and adversely 
affect our results of operations. 

Increases in driver compensation or difficulty in attracting and retaining qualified drivers could adversely affect 
our profitability. 

Like many truckload carriers, we experience substantial difficulty in attracting and retaining sufficient numbers 
of  qualified  drivers,  including  independent  contractors.  In  addition,  due  in  part  to  current  economic  conditions, 
including  the higher cost of fuel, insurance, and tractors, the available pool of independent contractor drivers has 
been declining.    Regulatory requirements, including the new Comprehensive Safety Analysis 2010 initiative, could 
also reduce the number of eligible drivers. Because of the shortage of qualified drivers and intense competition for 
drivers from other trucking companies, we expect to continue to face difficulty increasing the number of our drivers, 
including  independent  contractor  drivers.    The  compensation  we  offer  our  drivers  and  independent  contractors  is 
subject to market conditions, and we may find it necessary to continue to increase driver and independent contractor 
compensation in future periods. In addition, we and our industry suffer from a high driver turnover rate.  Our high 
turnover rate requires us to continually recruit a substantial number of drivers in order to operate existing revenue 
equipment.  If we are unable to continue to attract and retain a sufficient number of drivers, we could be required to 
adjust  our  compensation  packages,  let  tractors  sit  idle,  or  operate  with  fewer  tractors  and  face  difficulty  meeting 
shipper demands, all of which would adversely affect our growth and profitability. 

14 

 
 
Our operations are subject to various environmental laws and regulations, the violation of which could result in 
substantial fines or penalties. 

We  are  subject  to  various  environmental  laws  and  regulations  dealing  with  the  hauling  and  handling  of 
hazardous materials, fuel storage tanks, air emissions from our vehicles and facilities, engine idling, and discharge 
and retention of storm water.  We operate in industrial areas, where truck terminals and other industrial activities are 
located, and where groundwater or other forms of environmental contamination may have occurred.  Our operations 
involve the risks of fuel spillage or seepage, environmental damage, and hazardous waste disposal, among others. 
We  also  maintain  above-ground  bulk  fuel  storage  tanks  and  fueling  islands  at  five  of  our  facilities.    A  small 
percentage  of  our  freight  consists  of  low-grade  hazardous  substances,  which  subjects  us  to  a  wide  array  of 
regulations.  Although  we  have  instituted  programs  to  monitor  and  control  environmental  risks  and  promote 
compliance  with  applicable  environmental  laws  and  regulations,  if  we  are  involved  in  a  spill  or  other  accident 
involving hazardous substances, if there are releases of hazardous substances we transport, or if we are found to be 
in  violation  of  applicable  laws  or  regulations,  we  could  be  subject  to  liabilities,  including  substantial  fines  or 
penalties  or  civil  and  criminal  liability,  any  of  which could  have  a  materially  adverse  effect  on  our  business  and 
operating results. 

Regulations limiting exhaust emissions became effective in 2002 and became progressively more restrictive in 
2007  and  January  2010.    Engines  manufactured  after  October  2002  generally  cost  more,  produce  lower  fuel 
mileage, and require additional maintenance compared with earlier models.  All of our tractors are equipped with 
these engines.  We expect additional cost increases and possibly degradation in fuel mileage from the 2010 engines.  
These adverse effects, combined with the uncertainty as to the reliability of the newly designed diesel engines and 
the  residual  values  of  these  vehicles,  could  increase  our  costs  or  otherwise  adversely  affect  our  business  or 
operations. 

If we cannot effectively manage the challenges associated with doing business internationally, our revenues and 
profitability may suffer. 

An integral component of our operations is the business we conduct in Mexico and, to a lesser extent Canada, 
and we are subject to risks of doing business internationally, including fluctuations in foreign currencies, changes in 
the economic strength of the countries in which we do business, difficulties in enforcing contractual obligations and 
intellectual property rights, burdens of complying with a wide variety of international and United States export and 
import laws, and social, political, and economic instability.  Additional risks associated with our foreign operations, 
including restrictive trade policies and imposition of duties, taxes, or government royalties by foreign governments, 
are present but largely mitigated by the terms of NAFTA. 

Seasonality and the impact of weather affect our operations and profitability. 

Our tractor productivity decreases during the winter season because inclement weather impedes operations, and 
some shippers reduce their shipments after the winter holiday season.  Revenue can also be affected by bad weather 
and holidays, since revenue is directly related to available working days of shippers.  At the same time, operating 
expenses  increase,  with  fuel  efficiency  declining  because  of  engine  idling  and  harsh  weather  creating  higher 
accident frequency, increased claims, and more equipment repairs.  We could also suffer short-term impacts from 
weather-related events such as hurricanes, blizzards, ice storms, and floods that could harm our results or make our 
results more volatile.  

Increased prices, reduced productivity, and restricted availability of new revenue equipment may adversely affect 
our earnings and cash flows.  

We are subject to risk with respect to prices for new tractors.  Prices may increase, for among other reasons, 
due to government regulations applicable to newly manufactured tractors and diesel engines and due to commodity 
prices and pricing power among equipment manufacturers.  More restrictive Environmental Protection Agency, or 
EPA, emissions standards that began in 2002 with additional new requirements implemented in 2007 and January 
2010 have required vendors to introduce new engines.  Our business could be harmed if we are unable to continue 
to  obtain  an  adequate  supply  of  new  tractors  and  trailers.    As  of  December  31,  2009,  approximately  60%  of  our 
tractor  fleet  was  comprised  of  tractors  with  engines  that  met  the  EPA  mandated  clean  air  standards  that  became 
effective January 1, 2007.  Tractors that meet the 2007 and 2010 standards are more expensive than non-compliant 
tractors, and we expect to continue to pay increased prices for equipment as we continue to increase the percentage 
of our fleet that meets the EPA mandated clean air standards.  

In addition, a decreased demand for used revenue equipment could adversely affect our business and operating 
results.    We  rely  on  the  sale  and  trade-in  of  used  revenue  equipment  to  partially  offset  the  cost  of  new  revenue 

15 

 
 
equipment.  When the supply of used revenue equipment exceeds the demand for used revenue equipment, as it did 
during  2009,  the  general  market  value  of  used  revenue  equipment  decreases.    Should  this  current  condition 
continue,  it  would  increase  our  capital  expenditures  for  new  revenue  equipment,  decrease  our  gains  on  sale  of 
revenue  equipment,  or  increase  our  maintenance  costs  if  management  decides  to  extend  the  use  of  revenue 
equipment in a depressed market, any of which could have a material adverse effect on our operating results.   

Item 1B.  UNRESOLVED STAFF COMMENTS  

There  are  no  unresolved  written  SEC  staff  comments  regarding  our  periodic  or  current  reports  under  the 
Securities Exchange Act of 1934 received 180 days or more before the end of the fiscal year to which this annual 
report on Form 10-K relates. 

Item 2. 

PROPERTIES 

Our executive offices and headquarters are located on approximately 104 acres in Van Buren, Arkansas.  This 
facility  consists  of  approximately  117,000  square  feet  of  office,  training  and  driver  facilities  and  approximately 
30,000 square feet of maintenance space within two structures.  The facility also has approximately 11,000 square 
feet  of  warehouse  space  and  two  other  structures  with  approximately  22,000 square feet of office and warehouse 
space which is leased to another party.  

We operate a network of ten additional facilities, which includes brokerage offices and one terminal facility in 
Laredo,  Texas,  operated  by  a  wholly-owned  subsidiary,  International  Freight  Services,  Inc.,  which  is  one  of  the 
largest inland freight gateway cities between the U.S. and Mexico.  As of December 31, 2009, our facilities were 
located in or near the following cities: 

Van Buren, Arkansas 
West Memphis, Arkansas 
Springdale, Arkansas  
Burns Harbor, Indiana 
Shreveport, Louisiana 
Vandalia, Ohio 
Spartanburg, South Carolina 
Laredo, Texas 
Roanoke, Virginia 
Atlanta, Georgia  
Post Falls, Idaho 

Shop
Yes
Yes
No 
No 
Yes
Yes
Yes
Yes
Yes
No 
No 

Driver 
Facilities
Yes
Yes
No
No
Yes
Yes
Yes
No
No
No
No 

Fuel
Yes
Yes
No
No
Yes
Yes
No
No
Yes
No
No 

Office (1) 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 

Own or 
 Lease
Own

  Own/Lease

Lease
Lease
Own
Own
Own

  Own/Lease

Lease
Lease
Lease 

(1)  Includes administrative and shop personnel office facilities. 

Effective February 1, 2010, we leased a facility in Chicago, Illinois.  This leased facility includes a shop, driver 

facility and office. 

During the fourth quarter of 2009, the Company sold a facility, which was not being used, in the Dayton, Ohio 

market.   

Item 3.  LEGAL PROCEEDINGS 

We are a party to routine litigation incidental to our business, primarily involving claims for personal injury and 
property  damage  incurred  in  the  transportation  of  freight.    Though  we  believe  these  claims  to  be  routine  and 
immaterial to our long-term financial position, adverse results of one or more of these claims could have a material 
adverse effect on our financial position, results of operations or cash flow. 

On May 22, 2006, a former independent sales agent filed a lawsuit against us entitled All-Ways Logistics, Inc. v. 
USA  Truck,  Inc.,  in  the  U.S.  District  Court  for  the  Eastern  District  of  Arkansas,  Jonesboro  Division,  alleging, 
among  other  things,  breach  of  contract,  breach  of  implied  duty  of  good  faith  and  fair  dealing,  and  tortious 
interference  with  business  relations.    The  plaintiff  alleged  that  we  breached  and  wrongfully  terminated  our 
commission sales agent agreement with it and improperly interfered with its business relationship with certain of its 
customers.   In early August 2007, the jury returned an unfavorable verdict in this contract dispute.  The jury held 
that we breached the contract and awarded the plaintiff damages of approximately $3.0 million, which was accrued 
during the quarter ended September 30, 2007.  In its December 4, 2007 order, the court denied substantially all of 
USA  Truck’s  motions for post-trial relief and granted the plaintiff’s motions for pre-judgment interest, attorney’s 

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
fees  and  costs  in  an  amount  totaling  approximately  $1.7  million,  which  was  accrued  during  the  fourth  quarter  of 
2007.  The court’s order also awarded the plaintiff post-judgment interest, of which we accrued approximately $0.2 
million and $0.2 million for the years ended December 31, 2009 and 2008, respectively.  On January 2, 2008, we 
filed  an  appeal  of  the  verdict  and  the  court’s  order,  and  on  September  25,  2008,  we  presented  an  oral  argument 
before the 8th Circuit United States Court of Appeals seeking to overturn the verdict.  On October 1, 2009, the Court 
of  Appeals  entered  an  order  affirming  the  decision  of  the  District  Court.    The  total  award  in  the  amount  of  $5.1 
million  was  paid  on  October  19,  2009.    On  October  20,  2009,  the  Court  issued  its  final  mandate,  effectively 
concluding the litigation. 

Item 4.  RESERVED 

17 

 
 
PART II 

Item 5.  MARKET  FOR  REGISTRANT’S  COMMON  EQUITY,  RELATED  STOCKHOLDER 

MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES 

Our  Common  Stock  is  quoted  on  the  NASDAQ  Global  Select  Market  under  the  symbol  “USAK.”    The 
following table sets forth, for the periods indicated, the high and low sale prices of our Common Stock as reported 
by the NASDAQ Global Select Market. 

Price Range 

High 

Low 

Year Ended December 31, 2009 

Fourth Quarter .............................................................................................. $
Third Quarter ................................................................................................
Second Quarter ..............................................................................................
First Quarter ..................................................................................................

13.45 
15.31 
16.09 
14.97 

Year Ended December 31, 2008 

Fourth Quarter ................................................................................................. $
Third Quarter ...................................................................................................
Second Quarter ................................................................................................
First Quarter ....................................................................................................

17.05 
19.53 
13.42 
15.89 

$  10.78 
12.10 
12.13 
11.73 

$  11.53 
9.50 
11.60 
11.26 

As of March 11, 2010, there were 222 holders of record (including brokerage firms and other nominees) of our 
Common Stock.  We estimate that there were approximately 1,650 beneficial owners of the Common Stock as of 
that date.  On March 11, 2010, the closing price of our Common Stock on the NASDAQ Global Select Market was 
$15.49 per share. 

Dividend Policy 

We have not paid any dividends on our Common Stock to date, and we do not anticipate paying any dividends 
at  the  present  time.    We  currently  intend  to  retain  all  of  our  earnings,  if  any,  for  use  in  the  expansion  and 
development of our business.  The covenants of our Senior Credit Facility would prohibit us from paying dividends 
if such payment would cause us to be in violation of any of the covenants in that Facility. 

Equity Compensation Plan Information 

The following table provides information about our equity compensation plans as of December 31, 2009.  The 
equity compensation plans that have been approved by our stockholders are our 2004 Equity Incentive Plan and our 
2003 Restricted Stock Award Plan.  We do not have any equity compensation plans under which equity awards are 
outstanding or may be granted that have not been approved by our stockholders. 

Number of Securities to be 
Issued Upon Exercise of 
Outstanding Options, 
Warrants and Rights 
(a) 

Weighted-Average 
Exercise Price of 
Outstanding Options, 
Warrants and Rights 
(b) 

  Number of Securities 

Remaining Available for 
Future Issuance Under 
Equity Compensation 
Plans (Excluding 
Securities Reflected in 
Column (a)) 
(c) 

201,446(1) 

$16.25(2) 

450,419(3) 

--
201,446    

--
$16.25    

--
450,419    

Plan Category 

Equity Compensation Plans 
Approved by Security Holders .......  

Equity Compensation Plans Not 
Approved by Security Holders ....... 
Total ............................................   

(1)  Includes  only  201,446  of  Common  Stock  subject  to  outstanding  stock  options  and  does  not  include:  (a) 
204,000 unvested shares of restricted stock, which will vest in annual increments, subject to the attainment 
of  specified  performance  goals,  and  which  do  not  require  the  payment  of  exercise  prices  and  (b)  21,810 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
unvested  shares  of  restricted  stock,  which  will  vest  in  annual  increments,  and  which  do  not  require  the 
payment of exercise prices. 

The above number excludes 4,000 shares of performance based restricted stock, which was deemed to be 
forfeited at September 30, 2009.  The forfeiture will become effective March 1, 2010. 

(2)  Excludes shares of restricted stock, which do not require the payment of exercise prices.  

(3)  Pursuant  to  the  terms  of  our  2004  Equity  Incentive  Plan,  on  the  day  of  each  annual  meeting  of  our 
stockholders for a period of nine years, beginning with the 2005 Annual Meeting and ending with the 2013 
Annual Meeting, the maximum number of shares of Common Stock available for issuance under this plan 
(including shares issued prior to each such adjustment) is automatically increased by a number of shares 
equal  to  the  lesser  of  (i)  25,000  shares  or  (ii)  such  lesser  number  of  shares  (which  may  be  zero  or  any 
number less than 25,000) as determined by our Board of Directors.  Pursuant to this adjustment provision, 
the  maximum  number  of  shares  available  for  issuance  under  this  plan  will  increase  from  1,025,000  to 
1,050,000 on May 5, 2010, the date of our 2010 Annual Meeting.  The share numbers included in the table 
do  not  reflect  this  adjustment  or  any  future  adjustments.    The  450,419  shares  that  remain  available  for 
future  grants  may  be  granted  as  stock  options  under  our  2004  Equity  Incentive Plan, or alternatively, be 
issued as restricted stock, stock units, performance shares, performance units or other incentives payable in 
cash or stock. 

Repurchase of Equity Securities 

On  January  24,  2007,  we  publicly  announced  that  our  Board  of  Directors  authorized  the  repurchase  of up to 
2,000,000  shares  of  our  outstanding  Common  Stock  over  a  three-year  period  ending  January  24,  2010.    We  may 
make  Common  Stock  purchases  under  this  program  on  the  open  market  or  in  privately  negotiated  transactions  at 
prices  determined  by  our  Chairman  of  the  Board  or  President.    During  the  years  ended  December  31,  2009  and 
2008, no shares of our Common Stock were repurchased. 

On October 21, 2009, the Board of Directors of the Company approved an authorization for the repurchase of 
up  to  2,000,000  shares  of  the  Company’s  Common  Stock  expiring  on  October  21,  2012.    Subject  to  applicable 
timing  and  other  legal  requirements,  repurchases  under  this  authorization  may  be  made  on  the  open  market  or  in 
privately  negotiated  transactions  on  terms  approved  by  the  Company’s  Chairman  of  the  Board  or  President.  
Repurchased shares may be retired or held in treasury for future use for appropriate corporate purposes including 
issuance  in  connection  with  awards  under  the  Company’s  employee  benefit  plans.    The  new  authorization  is  in 
addition to the existing repurchase authorization.  

Common Stock repurchases during the quarter ended December 31, 2009 are as follows: 

Period 

October 1, 2009 - October 31, 2009 ..........  
November 1, 2009 - November 30, 2009 ...
December 1, 2009 - December 31, 2009 ....
Total  ...........................................................

Total Number 
of 
Shares (or 
Units) 
Purchased 

Average 
Price Paid
per Share (or 
Unit) 

Total Number of 
Shares (or Units) 
Purchased as Part 
of Publicly 
Announced Plans 
or Programs 

  Maximum Number
(or Approximate 
Dollar Value) of 
Shares (or Units) 
that 
May Yet Be 
Purchased Under the
Plans or Programs 
3,165,901
3,165,901
3,165,901
3,165,901

--   
--   
--   
--   

--
--
--
--

--
--
--
--

19 

 
 
 
Item 6. 

SELECTED FINANCIAL DATA 

You should read the following selected consolidated financial data and other operating information along with 
“Item  7.  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations”  and  “Item  8. 
Financial  Statements  and  Supplementary  Data.”    We  derived  the  selected  Consolidated  Statements  of  Operations 
and  Consolidated  Balance  Sheets  data  as  of  and  for  each  of  the  five  years  ended  December  31,  2009  from  our 
audited financial statements. 

SELECTED CONSOLIDATED FINANCIAL AND OPERATING INFORMATION 
(in thousands, except per share data and key operating statistics) 

Statements of Operations Data: 
Revenue: 

2009 

Year Ended December 31, 
2007 

2008 

2006 

2005 

Trucking revenue  .......................................$ 317,224
Strategic Capacity Solutions revenue ........
14,296
Total base revenue ................................
331,520
Fuel surcharge revenue ..............................
50,848
Total revenue ........................................
382,368

$ 381,055
16,502
397,557
138,063
535,620

$ 382,064
9,124
391,188
90,921
482,109

$ 370,780 
  14,521 
  385,301 
  80,317 
  465,618 

 $  358,522
  18,107
  376,629
  63,074
  439,703

Operating expenses and costs: 

Salaries, wages and employee benefits ......
Fuel and fuel taxes  .....................................
Depreciation and amortization ...................
Purchased transportation ............................
Operations and maintenance ......................
Insurance and claims ..................................
Operating taxes and licenses ......................
Litigation verdict  .......................................
Communications and utilities .....................
Gain on disposal of assets ..........................
Other ..........................................................
Total operating expenses and costs ......

128,319
93,803
50,152
44,058
26,594
21,086
5,642
--
3,951
(7)
15,377
388,975

157,729
189,042
50,919
40,323
27,729
28,999
6,456
--
4,075
(19)
18,220
523,473

162,236
153,023
49,093
18,609
25,815
31,144  
6,368
4,690
3,787
(395)
19,429
473,799

  152,998 
  138,629 
  46,739 
  19,815 
  21,919 
  27,006 
6,610 
-- 
3,362 
(541)   

  22,677 
  439,214 

  143,164
  121,026
  41,890
  24,710
  21,178
  26,172
6,224
--
3,220
(1,144)
  19,766
  406,206

Operating (loss) income ................................
Other expenses (income): 

Interest expense ..........................................
Other, net  ...................................................
Total other expenses, net  .....................

(Loss) income before income taxes ...............
Income tax (benefit) expense .........................

(6,607)

12,147

8,310

  26,404 

  33,497

3,030
(207)
2,823

(9,430)
(2,253)

4,643
139
4,782

7,365
4,225

5,130
22
5,152

3,158
3,018

4,192 
(134)   
4,058 

4,829
(19)
4,810

  22,346 
9,905 

  28,687
  13,119

Net (loss) income ...........................................$

(7,177) $

3,140

$

140

$

12,441 

 $  15,568

Per share information: 
Average shares outstanding (Basic) ..............
Basic (loss) earnings per share ......................$

10,240

(0.70) $

Average shares outstanding (Diluted) ...........
Diluted (loss) earnings per share ...................$

10,240

(0.70) $

10,220
0.31

10,238
0.31

10,596
0.01

10,651
0.01

$

$

$

$

  11,353 
1.10 

  10,034
1.55

 $ 

11,561 
1.08 

  10,328
1.51

 $ 

20 

 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SELECTED CONSOLIDATED FINANCIAL AND OPERATING INFORMATION (continued)

Other Financial Data: 

2009

Year Ended December 31, 
2007 

2006 

2008 

2005 

Operating ratio (1) ..............................................
Cash flows from operations ................................$
Capital expenditures, net (2) ...............................

102.0 %
32,851
39,694

96.9 %

97.9 %    

93.1 %

91.1 %

$ 65,869
64,997

$ 58,585 
39,967 

 $  76,249
    74,583

$ 56,552
56,525

Key Operating Statistics: 

Base Trucking revenue per tractor per week ......$
Average miles per tractor per week ....................
Empty mile factor (3) ..........................................
Weighted average number of tractors (4) ...........
Total miles (loaded and empty) (in thousands) ...
Average miles per tractor  ...................................
Average miles per trip (5) ...................................
Average age of tractors, at end of period (in 

months) ............................................................

Average age of trailers, at end of period (in 

months) ............................................................

Balance Sheets Data: 

Cash and cash equivalents ..................................$
Total assets  .........................................................
Long-term debt, capital leases and note 

payable, including current portion ...................
Stockholders’ equity ...........................................
Total debt, less cash, to total capitalization ratio

2,602
1,972
10.9 %
2,338
240,379
102,814
599

27

63

797
330,700

103,592
140,546

$

2,869
2,216

$

2,842 
2,236 

 $ 

2,831
2,186

$

2,936
2,325

10.7 %

11.1 %    

10.3 %

8.7 %

2,540
294,248
115,846
718

2,578 
300,577 
116,593 
784 

2,512
   286,317
   113,980
837

24  

51

25 

42 

21

36

2,342
283,921
121,230
837

19

38

$

1,541
332,268

$

8,014 
332,938 

 $ 
7,132
   339,494

$

994
308,079

97,605
146,773

96,162 
143,191 

    95,406
   159,558

89,232
149,833

42.1 %

39.3 %

36.8 %    

34.6 %

37.4 %

(1)  Operating ratio is based upon total operating expenses, net of fuel surcharge revenue, as a percentage of 

base revenue. 

(2)  Capital  expenditures,  net  equals  cash  purchases  of  property  and  equipment  plus  the  liability  incurred  for 

leases on revenue equipment less proceeds from the sale of property and equipment. 

(3)  The empty mile factor is the number of miles traveled for which we are not typically compensated by any 

customer as a percentage of total miles traveled. 

(4)  Weighted average number of tractors includes Company-operated tractors in-service plus owner-operator 

tractors. 

(5)  Average miles per trip is based upon loaded miles divided by the number of Trucking shipments.   

Item 7.  MANAGEMENT’S  DISCUSSION  AND  ANALYSIS  OF  FINANCIAL  CONDITION  AND 

RESULTS OF OPERATIONS 

Overview 

The  following  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations  (or 
MD&A)  is  intended  to  help  the  reader  understand  USA  Truck,  Inc.,  our  operations  and  our  present  business 
environment.    MD&A  is  provided  as  a  supplement  to  and  should  be  read  in  conjunction  with  our  consolidated 
financial  statements  and  notes  thereto  and  other  financial  information  that  appears  elsewhere  in  this  report.    This 
overview summarizes the MD&A, which includes the following sections: 

Our  Business  –  a  general  description  of  our  business,  the  organization  of  our  operations  and  the  service 

offerings that comprise our operations.  

21 

 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
   
 
   
 
 
 
   
 
   
 
   
 
 
   
 
 
 
 
 
Results of Operations – an analysis of our consolidated results of operations for the three years presented in our 
consolidated  financial  statements  and  a  discussion  of  seasonality,  the  potential  impact  of  inflation  and  fuel 
availability and cost. 

Off-Balance  Sheet  Arrangements  –  a  discussion  of  significant  financial  arrangements,  if  any,  that  are  not 

reflected on our balance sheet. 

Liquidity  and  Capital  Resources  –  an  analysis  of  cash  flows,  sources  and  uses  of  cash,  debt,  equity  and 

contractual obligations. 

Critical Accounting Estimates – a discussion of accounting policies that require critical judgment and estimates. 

Our Business 

We  operate  in  the  for-hire  truckload  segment  of  the  trucking  industry.    Customers  in  a  variety  of  industries 
engage  us  to  haul  truckload  quantities  of  freight,  with  the  trailer  we  use  to  haul  that  freight  being  assigned 
exclusively to that customer’s freight until delivery.  We have various service offerings, which we combine into two 
operating  segments, through which we provide transportation services.  We aggregate the financial data for these 
operating segments into one reportable segment for purposes of our public reporting.  

Our business is classified into the Trucking operating segment and the Strategic Capacity Solutions operating 
segment,  which  we  previously  designated  as  operating  divisions.    Our  Trucking  operating  segment  provides 
transportation services in which we use Company-owned tractors and owner-operator tractors, as well as Trailer-on-
Flat-Car rail intermodal service.  Our Strategic Capacity Solutions operating segment, which we previously referred 
to  as  USA  Logistics,  consists  of  services  such  as  freight  brokerage,  transportation  scheduling,  routing  and  mode 
selection,  as  well  as  Container-on-Flat-Car  rail  intermodal  service,  which  typically  do  not  involve  the  use  of 
Company-owned  or  owner-operator  equipment.    Both  Trucking  and  Strategic  Capacity  Solutions  have  similar 
economic  characteristics  and  are  impacted  by  virtually  the  same  economic  factors  as  discussed  elsewhere  in  this 
report.  Accordingly, they have been aggregated into one segment for financial reporting purposes.   

Substantially  all  of  our  base  revenue  from  both  segments  is  generated  by  transporting,  or  arranging  for  the 
transportation  of,  freight  for  customers,  and  is  predominantly  affected  by  the  rates  per  mile  received  from  our 
customers  and  similar  operating  costs.    For  the  years  ended  December  31,  2009,  2008  and  2007,  Trucking  base 
revenue  represented  95.7%,  95.8%  and  97.7%  of  total  base  revenue,  respectively,  with  remaining  base  revenue 
being generated through Strategic Capacity Solutions. 

We  generally  charge  customers  for  our  services  on  a  per-mile  basis.    The  main  factors  that  impact  our 
profitability on the expense side are the variable costs of transporting freight for our customers. The variable costs 
include fuel expense, insurance and claims and driver-related expenses, such as wages and benefits. 

Trucking.  Trucking includes the following primary service offerings provided to our customers:  

•  General  Freight.    Our  General  Freight  service  offering  provides  truckload  freight  services  as  a  short-  to 
medium-haul  common  carrier.    We  have  provided  General  Freight  services  since  our  inception  and  we 
derive the largest portion of our revenues from these services.  Beginning with the first quarter of 2008, we 
began including our regional freight operations as part of our General Freight service offering for reporting 
purposes.     

•  Dedicated Freight.  Our Dedicated Freight service offering is a variation of our General Freight service, 
whereby we agree to make our equipment and drivers available to a specific customer for shipments over 
particular routes at specified times.  In addition to serving specific customer needs, our Dedicated Freight 
service offering also aids in driver recruitment and retention. 

•  Trailer-on-Flat-Car.    During  December  2007,  we  began  including  rail  intermodal  service  revenue to the 
extent  Company  equipment  is  used  in  providing  the  service.    Our  Trailer-on-Flat-Car  service  offering 
provides  our  customers  cost  savings  over  General  Freight  with  a  transit  speed  slightly  slower.    It  also 
allows us to reposition our equipment to maximize our freight network yield. 

Strategic  Capacity  Solutions.    Strategic  Capacity  Solutions  includes  the  following  primary  service  offerings 

provided to our customers: 

•  Freight  Brokerage.  Our  Freight  Brokerage  service  offering  matches  customer  shipment  needs  with 

available equipment of other carriers, including our own. 

22 

 
 
•  Container-on-Flat-Car.  During December 2007, we began including rail intermodal service revenue to the 
extent  Company  equipment  is  not  used  in  providing  the  service.    Our  Container-on-Flat-Car  service 
offering matches customer shipments with available containers of other carriers when it is not feasible to 
use our own equipment. 

Our Strategic Capacity Solutions service offerings provide services that complement our Trucking operations.  
We provide these services primarily to our existing Trucking customers, many of whom prefer to rely on a single 
carrier, or a small group of carriers, to provide all of their transportation needs.  To date, a majority of the customers 
of  Strategic  Capacity  Solutions  have  also  engaged  us  to  provide  services  through  one  or  more  of  our  Trucking 
service offerings.   

During  December  2007,  we  began  offering  rail  intermodal  services.    Intermodal  shipping  is  a  method  of 
transporting  freight  using  multiple  modes  of  transportation  between  origin  and  destination,  with  the  freight 
remaining  in  a  trailer  or  special  container  throughout  the  trip.    Our  rail  intermodal  service  offerings  involve 
transporting,  or  arranging  the  transportation  of,  freight  on  trucks  to  a  third  party  who  uses  a  different  mode  of 
transportation, specifically rail, to complete the other portion of the shipment.  For the years ended December 31, 
2009 and 2008, rail intermodal service offerings generated approximately 2.4% and 1.2%, respectively, of total base 
revenue. 

Results of Operations 
Executive Overview 

We are glad to see 2009 draw to a close.  It was by far the most difficult environment in which we have ever 
operated.  Demand for truckload freight services fell precipitously, and excess capacity stubbornly remained in the 
marketplace, bolstered by falling fuel prices early in the year and by lenient lenders later in the year.  The result was 
too many trucks chasing too little freight, which predictably lead to deteriorating pricing. 

In  retrospect,  USA  Truck  sealed  its  fate  for  2009 during the first quarter, when we failed to secure adequate 
load  volumes  during  the  most  active  freight  bid  season  in  the  industry’s  history.    That  occurred  just  as  our 
shortening  length-of-haul  increased  our  need  for  additional  loads.    As  the  current  recession  reached  its  trough 
during the middle of the year, we simply could not ramp up our volumes to a level sufficient for profitability.  The 
result was a net loss of $0.70 per share for the year. 

However, we still made steady progress under the surface.  Practically every area of our business model showed 
improvement  during  2009,  but  we  simply  did  not  produce  enough  revenue  to  show  those  improvements  on  the 
bottom line.  We produced free cash flow (net cash flow from operations, less net cash used in investing activities) 
during  2009,  thus  protecting  our  strong balance sheet and enabling us to continue aggressively implementing our 
long-term strategic plan, VEVA (Vision for Economic Value Added). 

In late 2007, we undertook a complete review of our corporate strategy.  We studied dozens of transportation 
and logistics stocks to find what truly drives stock performance in our industry, and we studied our industry to find 
what  truly  drives  operational  performance.    We  found  that  earning  a  sufficient  return  on  capital  is  the  most 
important factor in creating stockholder value, followed closely by consistent earnings growth.  We also found in 
order to create desirable stockholder value, our focus would need to shift as today’s truckload industry requires its 
participants to operate in a shorter length-of-haul environment and to offer a more diversified menu of services to an 
increasingly more sophisticated customer base.  The result of that research was our VEVA strategic plan. 

Historically, USA Truck participated in the long-haul segment of the truckload industry.  Shifting to a shorter 
length-of-haul  required  a  completely  different  mindset  and  approach  to  trucking.    It  was  necessary  for  us  to 
fundamentally  reposition  our  business  from  the  ground  up.    To  build  a  solid  foundation  to  support  VEVA,  we 
launched several initiatives during 2008 designed to improve the number of times we load our tractors each week, 
the discipline and intensity levels of our personnel, our safety performance and our technological capabilities.  We 
launched initiatives to build intermodal and brokerage services that could complement our trucking operations and 
bolster our return on capital.  We also set out to improve our cost structure that has long been among the industry’s 
best. 

We have made substantial progress in each initiative: 

•  We  removed  approximately  $9.0  million  from  our  fixed  cost  structure  during  2009  when  compared  to 

2008, saving approximately $0.54 per share in earnings.   

23 

 
 
•  We  reduced  the  frequency  of  Department  of  Transportation  reportable  accidents  by  25.2%  since  2007, 
resulting  in  a  90  basis  point  reduction  in  insurance  and  claims  expense  in  2009  compared  to  2008  for  a 
savings of approximately $0.18 per share. 

•  We reduced our non-driver headcount by over 20% since the end of 2007, the cost savings of which are 
reflected  in  the  fixed  cost  savings  discussed  above,  when  we  employed  just  3.1  drivers  for  every  staff 
employee.  Today, we have improved that ratio to 4.0:1.0. 

•  We grew our base Intermodal revenue to $7.8 million in 2009, a 68.6% increase over 2008. 

•  Our  base  Brokerage  revenue  decreased  to  $13.7  million  in  2009,  a  reduction  of  13.4%  from  2008.  
However, we completely overhauled our operating model in Brokerage during 2009 and began to see year-
over-year growth in the fourth quarter (which has carried over into the early months of 2010). 

•  We  have  transitioned  our  Brokerage  and  Intermodal  services  to  a  new  technology  platform  along  with 
several of our administrative applications.  We also internally developed and deployed a host of decision 
support software to our operating personnel. 

•  We improved our fleet Velocity (number of times we load our fleet each week) by 6.4% in 2009 compared 
to  2008.    However,  our  length-of-haul  also  declined by 16.6%, which increased the number of loads we 
needed. 

•  Despite the severe pressure on truckload pricing, we increased our Trucking base revenue per loaded mile 
to $1.48, a 2.2% improvement when compared to the same period of 2008.  The improvement is not the 
result  of  price  increases  to  our  customers,  but  rather  is  attributable  to  better  management  of  our  freight 
network as the aforementioned reduction in length of haul. 

Those last two bullet points are the keys to our prospects in 2010.  The progress on all the other bullet points 
has  served  to  provide  a  solid  foundation  on  which  to  build  VEVA,  but  Velocity  and  pricing  are  the  critical 
components required to actually bringing VEVA to fruition.   

We  marked  the  beginning  of  transition  to  the  execution  phase  of  VEVA  late  in  third  quarter  2009  by  the 
introduction  of  our  Spider  Web  freight  network,  which  has  been  meticulously  designed  to  target  specific  traffic 
lanes based on the pricing and volumes associated with those lanes.  The main reason we did not secure an adequate 
amount of freight during the first quarter 2009 bid season was that we did not yet have a cohesive strategy for our 
freight network, which meant that we did not have an adequate blueprint to help us discern good freight from bad 
freight during the bidding process.  The Spider Web network is specifically designed to remedy that shortcoming. 

We spent over a year researching freight flows throughout the United States.  Using that data, we developed a 
freight network optimizing the flow of trucks between specific markets to maximize operating margin.  We tested 
our assumptions and revised the model over 130 times before we declared it complete.  That declaration came in 
August 2009, and since then we have worked diligently to implement the network design.   

Our goal is to transition our freight volume to Spider Web lanes.  During the first half of 2009, only 34% of our 
total  load  count  moved  in  Spider  Web  lanes,  but  that  had  improved  to  approximately  39%  by  the  second  half  of 
December.    We  expect  to  end  2010  with  that  percentage  being  between  45%  and  50%  assuming  no  further 
deteriorations  in  the  freight  market.    It  is  not  realistic  to  expect  that  we  can  achieve  100%  compliance  with  the 
Spider Web, and we think it will take a full business cycle for us to maximize our compliance rate. 

Operationally, we believe USA Truck is stronger today than we were a year ago.  We need freight volume in 
Spider Web lanes to show the effect of that strength on the bottom line.  We are much better positioned to add that 
freight volume today than a year ago because the Spider Web network design tells us exactly what freight we need 
to win through customer bids, and our entire organization is focused on winning it.   

While freight conditions appear to have stabilized across most of the markets and industries that we serve, and 
we believe that the worst of the economic recession is behind us, industry conditions still remain very challenging.  
We  also  believe  that  industry  capacity  will  gradually  tighten  throughout  2010  as  struggling  trucking  companies 
finally exhaust their working capital.  However, regardless of macroeconomic trends, we will continue pursuing our 
VEVA objectives because that is the best path for USA Truck to follow in order to maximize stockholder value. 

Note Regarding Presentation 

By agreement with our customers, and consistent with industry practice, we add a graduated surcharge to the 
rates we charge our customers as diesel fuel prices increase above an agreed upon baseline price per gallon.  The 

24 

 
 
surcharge is designed to approximately offset increases in fuel costs above the baseline.  Fuel prices are volatile, and 
the  fuel  surcharge  increases  our  revenue  at  different  rates  for  each  period.    We  believe  that  comparing  operating 
costs  and  expenses  to  total  revenue,  including  the  fuel  surcharge,  could  provide  a  distorted  comparison  of  our 
operating performance, particularly when comparing results for current and prior periods.  Therefore, we have used 
base revenue, which excludes the fuel surcharge revenue, and instead taken the fuel surcharge as a credit against the 
fuel and fuel taxes and purchased transportation line items in the table setting forth the percentage relationship of 
certain items to base revenue below.   

We  do  not  believe  that  a  reconciliation  of  the  information  presented  on  this  basis  and  corresponding 
information  comparing  operating  costs  and  expenses  to  total  revenue  would  be  meaningful.    Data  regarding  both 
total revenue, which includes the fuel surcharge, and base revenue, which excludes the fuel surcharge, is included in 
the consolidated statements of operations included in this report. 

Base revenues from our Strategic Capacity Solutions operating segment, consisting primarily of base revenues 
from  our  Freight  Brokerage  service  offering,  have  fluctuated  in  recent  periods.    This  service  offering  does  not 
involve the use of our tractors and trailers.  Therefore, an increase in these revenues tends to cause expenses related 
to  our  operations  that  do  involve  our  equipment—including fuel  expense,  depreciation  and  amortization  expense, 
operations and maintenance expense, salaries, wages and employee benefits and insurance and claims expense—to 
decrease as a percentage of base revenue, and a decrease in these revenues tends to cause those expenses to increase 
as  a  percentage  of  base  revenue  with  a  related  change  in  purchased  transportation  expense.    Since  changes  in 
Strategic Capacity Solutions revenues generally affect all such expenses, as a percentage of base revenue, we do not 
specifically  mention  it  as  a  factor  in  our  discussion  of  increases  or  decreases  in  those  expenses  in  the  period-to-
period  comparisons  below.    Base  revenues  from  our  Strategic  Capacity  Solutions  operating  segment  decreased 
approximately  13.4%  from  December  31,  2008  to  December  31,  2009  and  increased  approximately  80.9%  from 
December  31,  2007  to  December  31,  2008.    However,  base  revenues  from  our  Strategic  Capacity  Solutions 
operating segment represented only 4.3%, 4.2% and 2.3%, of total base revenue for the years ended December 31, 
2009, 2008 and 2007, respectively.   

25 

 
 
Relationship of Certain Items to Base Revenue 

The  following  table  sets  forth  the  percentage  relationship  of  certain  items  to  base  revenue  for  the  years 
indicated.    The  period-to-period  comparisons  below  should  be  read  in  conjunction  with  this  table  and  our 
consolidated statements of operations and accompanying notes. 

Base revenue..................................................................
Operating expenses and costs: 

Salaries, wages and employee benefits ..................... 
Fuel and fuel taxes (1) (2) ......................................... 
Depreciation and amortization .................................. 
Purchased transportation (2) ..................................... 
Operations and maintenance ..................................... 
Insurance and claims ................................................. 
Operating taxes and licenses ..................................... 
Litigation verdict ....................................................... 
Communications and utilities .................................... 
Gain on disposal of revenue equipment, net ............. 
Other.......................................................................... 
Total operating expenses and costs ......................
Operating (loss) income ............................................... 
Other expenses: 

Interest expense ......................................................... 
Other, net ................................................................... 
Total other expenses, net .....................................
(Loss) income before income taxes ..............................
Income tax (benefit) expense ....................................... 
Net (loss) income ...........................................................

(1)  Net of fuel surcharges. 

Year Ended December 31, 
2008
100.0 %

2009
100.0 %

2007 
100.0  %

38.7  
13.9  
15.1  
12.4  
8.0  
6.4  
1.7  
--  
1.2  
--  
4.6  

102.0

(2.0) 

0.9  
(0.1) 
0.8
(2.8)
(0.7) 
(2.1) %

39.7  
13.8  
12.8  
9.2  
7.0  
7.3  
1.5  
--  
1.0  
--  
4.6  
96.9
3.1  

1.2  
--  

1.2
1.9
1.1  
0.8 %

41.5 
16.3 
12.4 
4.4 
6.6 
8.0 
1.6 
1.2 
1.0 
(0.1) 
5.0 
97.9 
2.1 

1.3 
-- 
1.3 
0.8 
0.8 

--  %

(2)  For  the  years  ended December 31, 2009 and 2008, the Company allocated fuel surcharge revenue to the 
Trucking  and  the  Strategic  Capacity  Solutions  operating  segments.    For  purposes  of  this  table,  fuel 
surcharge revenue is netted against fuel and fuel taxes and purchased transportation expense.  Percentages 
for 2007 have been recalculated to reflect this reclassification. 

Fiscal Year Ended December 31, 2009 Compared to Fiscal Year Ended December 31, 2008 

Results of Operations – Combined Services 

Our  base  revenue  decreased  16.6%  from  $397.6  million  to  $331.5  million,  for  the  reasons  addressed  in  the 

Trucking and the Strategic Capacity Solutions sections, below. 

Net loss for all service offerings was $7.2 million as compared to a net income of $3.1 million for 2008. 

Overall,  our  operating  ratio  increased  by  5.1  percentage  points  of  base  revenue  to  102.0%  as  a  result  of  the 

following factors: 

•  Salaries,  wages  and  employee  benefits  decreased  by  1.0  percentage  point  of  base  revenue  due  to  a 
54.5%  increase  in  the  average  number  of  owner-operator  tractors  to  153,  a  2.1%  increase  in  base 
revenue  per  mile  and  to  a  lesser  extent  a  2.1%  decrease  in  driver  pay  per  mile.    If  we  are  able  to 
continue  to  increase  owner-operator  tractors  as  a  percentage  of  our  total  fleet,  we  would  expect 
salaries,  wages  and  employee  benefits  would  continue  to  decrease  as  a  percentage  of  base  revenue 
absent offsetting increases in those expenses. 

•  Although  fuel  and  fuel  tax  expense  net  of  fuel  surcharge  revenue  as  a  percent  of  base  revenue 
remained  relatively  flat  from  2008  to  2009,  quarterly  fluctuations  throughout  2009  significantly 
impacted  our  interim  results.    For  example,  fuel  prices  were  falling  dramatically  during  the  fourth 
quarter  of  2008,  but  were  climbing  throughout  the  fourth  quarter  of  2009.    As  diesel  fuel  prices 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
increase above an agreed-upon baseline price per gallon, we add a graduated surcharge to the rates we 
charge our customers.  The surcharge is designed to approximately offset increases in fuel costs above 
the  baseline.    However,  because  our  fuel  surcharge  recovery  lags  behind  changes  in  actual  diesel 
prices, we generally do not recover the increased cost we are paying for fuel when prices are rising (as 
in  the  most  recent  quarter).    Conversely,  we  generally  collect  excess  fuel  surcharge  revenue  when 
prices  are  declining.    While  the  diesel  price  volatility  tends  to  equalize  over  time,  it  can  have  a 
profound impact on an individual quarter.   

•  Depreciation and amortization increased by 2.3 percentage points of base revenue primarily due to a 
11.0% decrease in miles per tractor per week and an 8.2% increase in depreciation per tractor.  This 
was partially offset by the above-mentioned increase in the average number of owner-operator tractors, 
which  bear  their  own  depreciation  and  amortization  expense.    Prices  for  new  tractors  have  risen  in 
recent  years  due  to  Environmental  Protection  Agency  mandates  on  engine  emissions,  and  they  are 
expected to rise again with the introduction of the 2010 emissions standards.   

• 

Insurance and claims decreased by 0.9 percentage point of base revenue primarily due to a decrease in 
adverse  claims  experience  and  a  reduction  in  the  frequency  of  accidents.    Department  of 
Transportation reportable accidents fell approximately 24.2% in 2009.  If we are able to continue to 
successfully execute our “War on Accidents” safety initiative we would expect insurance and claims 
expense to gradually decrease over the long term, though remaining volatile from period-to-period. 

•  Operations and maintenance increased by 1.0 percentage point of base revenue due to an increase in 
the percentage of our total freight volume residing in the Northeast, which has a higher number of toll 
roads.  The average age of our tractor fleet has increased from 23.7 months in 2008 to 27.1 in 2009 
and our trailer fleet increased from 51.5 months in 2008 to 62.6 months in 2009.  As the age of tractors 
and trailers increase, the cost to maintain the equipment generally rises.  However, as the number of 
miles per tractor decreases due to a shorter length-of-haul, this may allow us to keep the tractors for 
longer periods of time. 

•  Purchased  transportation  increased  by  3.2  percentage  points  of  base  revenue  due  primarily  to  the 
above-mentioned  increase  in  owner-operator  tractors  and  an  increase  in  carrier  expense  associated 
with  our  Strategic  Capacity  Solutions  operating  segment.    We  expect  this  expense  will  continue  to 
increase  when  compared  to  prior  periods  if  we  can  achieve  our  goals  to  grow  our  owner-operator 
tractor fleet and increase the revenue of our Strategic Capacity Solutions operating segment. 

•  Our  effective  tax  rate  decreased  from  57.4%  in  2008 to  23.9%  in  2009.    Income  tax  expense  varies 
from the amount computed by applying the federal tax rate to income before income taxes primarily 
due to state income taxes, net of federal income tax effect and due to permanent differences, the most 
significant  of  which  is  the  effect  of  the  per  diem  pay  structure  for  drivers.    Due  to  the  partially 
nondeductible  effect  of  per  diem  payments,  our  tax  rate  will  vary  in  future  periods  based  on 
fluctuations in earnings and in the number of drivers who elect to receive this pay structure. 

Results of Operations – Trucking  

Key Operating Statistics: 

Total miles (in thousands) (1) ...........................................
Empty mile factor (2) ........................................................
Weighted average number of tractors (3) .........................
Average miles per tractor per period.................................
Average miles per tractor per week ..................................
Average miles per trip (4) .................................................
Base Trucking revenue per tractor per week .................... $
Number of tractors at end of period (3) ............................
Operating ratio (5) ............................................................

Fiscal Year Ended December 31,   

2009
240,379

10.9 %

2,338
102,814
1,972
599
2,602
2,328
102.0 %

$

2008 
294,248  

10.7 %
2,540  
115,846  
2,216  
718  
2,869  
2,392  
96.9 %

(1) 

Total miles include both loaded and empty miles. 

27 

 
 
 
 
 
 
(2) 

(3) 

(4) 

(5) 

The empty mile factor is the number of miles traveled for which we are not typically compensated 
by any customer as a percentage of total miles traveled. 

Tractors include Company-operated tractors currently in service plus owner-operator tractors. 

Average miles per trip is based upon loaded miles divided by the number of Trucking shipments. 

Operating  ratio  is  based  upon  total  operating  expenses,  net  of  fuel  surcharge  revenue,  as  a 
percentage of base revenue. 

Base Revenue 

Base  revenue  from  Trucking  decreased  by  16.8%  to  $317.2  million.    The  decrease  was  the  result  of  several 

factors:   

•  Our  miles  per  tractor  per  week  decreased  11.0%  and  the  weighted  average  number  of  tractors 

decreased 8.0%.   

•  General Freight revenue decreased 15.5% and Dedicated Freight decreased 43.5%.  The Trucking base 
revenue  decrease  was  partially  offset  by  the  81.8%  increase  in  our  Trailer-on-Flat-Car  Intermodal 
service offering (from $4.0 million to $7.2 million). 

•  Depressed  freight  volumes  and  excess  competition  for  available  loads  drove  down  our  revenue  per 
tractor  per  week  by  approximately  9.3%.   However, we did improve our Trucking base revenue per 
loaded  mile  2.2%,  and  our  improved  operational  efficiency  was  evident  in  the  6.4%  increase  in 
Velocity (defined as the number of times we load our fleet each week).  

Results of Operations – Strategic Capacity Solutions  

We  finished  the  year  with  base  revenue  from  Strategic  Capacity  Solutions  of  $14.3  million,  a  decrease  of 
13.4%, which was almost entirely due to a decrease in our Freight Brokerage base revenue.  Base revenue from our 
Container-on-Flat-Car  service  offering  fell  slightly  from  $0.64  million  to  $0.56  million.    As  indicated  above,  the 
remaining portion of our rail intermodal service offerings is classified into our Trucking operating segment. 

Fiscal Year Ended December 31, 2008 Compared to Fiscal Year Ended December 31, 2007 

Results of Operations – Combined Services 

Our base revenue grew 1.6% from $391.2 million to $397.6 million, for the reasons addressed in the Trucking 

and the Strategic Capacity Solutions sections, below. 

Net income for all service offerings was $3.1 million as compared to $0.1 million for 2007. 

Overall,  our  operating  ratio  improved  by  1.0  percentage  points  of  base  revenue  to  96.9%  as  a  result  of  the 

following factors: 

•  Salaries,  wages  and  employee  benefits  decreased  by  1.8  percentage  points  of  base  revenue  due  to  a 
160.5%  increase  in  the  average  number  of  owner-operator  tractors  and  a  3.8%  increase  in    base 
revenue per mile.  If we are able to continue to increase owner-operator tractors as a percentage of our 
total  fleet,  we  would  expect  salaries,  wages  and  employee  benefits  would  continue  to  decrease  as  a 
percentage of base revenue absent offsetting increases in those expenses. 

•  Fuel  and  fuel  taxes  decreased  by  2.5  percentage  points  of  base  revenue  primarily  due  to  a  7.8% 
decrease in the net price paid for diesel fuel, a 1.1 percentage point decrease in out-of-route miles and, 
as  mentioned  above,  an  increase  in  the  average  number  of  owner-operator  tractors,  which  bear  their 
own fuel expenses. 

• 

Insurance and claims decreased by 0.7 percentage point of base revenue primarily due to a decrease in 
adverse  claims  experience  and  a  reduction  in  the  frequency  of  accidents.    DOT  reportable  accidents 
fell  approximately  23.1%  in  2008.    If  we  are  able  to  continue  to  successfully  execute  our  “War  on 
Accidents” safety initiative we would expect insurance and claims expense to gradually decrease in the 
long term, though remaining volatile from period-to-period. 

•  Operations and maintenance increased by 0.4 percentage points of base revenue as direct repair costs 
on our tractors and trailers increased 5.0% due to a 7.1% increase in the average age of the tractor fleet 

28 

 
 
for the year from 22.1 months in 2007 to 23.7 months in 2008 and a 30.5% increase in the average age 
of our trailer fleet for the year. 

•  Purchased  transportation  increased  by  4.8  percentage  points  of  base  revenue  due  primarily  to  the 
increase in carrier expense associated with our Strategic Capacity Solutions operating segment and the 
above-mentioned  increase  in  owner-operator  tractors.    We  expect  this  expense  will  continue  to 
increase when compared to prior periods if we can achieve our goals to grow our owner-operator fleet 
and increase the revenue of our Strategic Capacity Solutions operating segment. 

•  Other  operating  expenses  decreased  by  0.4  percentage  points  of  base  revenue  primarily  due  to  a 
decrease  in  driver  recruiting  costs  of  13.8%.    The  reduction  in  driver  recruiting  costs  resulted  from 
lower driver turnover (-8.3%) and an accommodating market for hiring drivers. 

•  Our  effective  tax  rate  decreased  from  95.6%  in  2007 to  57.4%  in  2008.    Income  tax  expense  varies 
from the amount computed by applying the federal tax rate to income before income taxes primarily 
due to state income taxes, net of federal income tax effect and due to permanent differences, the most 
significant  of  which  is  the  effect  of  the  per  diem  pay  structure  for  drivers.    Due  to  the  partially 
nondeductible  effect  of  per  diem  payments,  our  tax  rate  will  vary  in  future  periods  based  on 
fluctuations in earnings and in the number of drivers who elect to receive this pay structure. 

Results of Operations – Trucking  

Key Operating Statistics: 

Total miles (in thousands) (1) ...........................................
Empty mile factor (2) ........................................................
Weighted average number of tractors (3) .........................
Average miles per tractor per period.................................
Average miles per tractor per week ..................................
Average miles per trip (4) .................................................
Base Trucking revenue per tractor per week .................... $
Number of tractors at end of period (3) ............................
Operating ratio (5) ............................................................

Fiscal Year Ended December 31,   

2008
294,248

10.7 %

2,540
115,846
2,216
718
2,869
2,392

96.9 %

$

2007 
300,577  

11.1 %

2,578  
116,593  
2,236  
784  
2,842  
2,557  
97.9 %

(1) 

(3) 

(3) 

(4) 

(5) 

Total miles include both loaded and empty miles. 

The empty mile factor is the number of miles traveled for which we are not typically compensated 
by any customer as a percentage of total miles traveled. 

Tractors include Company-operated tractors currently in service plus owner-operator tractors. 

Average miles per trip is based upon loaded miles divided by the number of Trucking shipments. 

Operating  ratio  is  based  upon  total  operating  expenses,  net  of  fuel  surcharge  revenue,  as  a 
percentage of base revenue. 

Base Revenue 

Base  revenue  from  Trucking  decreased  by  0.3%  to  $381.1  million.    The  decrease  was  the  result  of  several 

factors:   

•  A decrease in the miles per tractor per week (-0.9%) and a decrease in the weighted average number of 

tractors (-1.5%).   

•  General  Freight  revenue  decreased  1.6%.    This  decrease  was  partially  offset  by  the  addition  of  our 
Trailer-on-Flat-Car  Intermodal  service  offering  (from  zero  to  $4.0  million)  and  a  1.7%  increase  in 
Dedicated Freight base revenue. 

•  Although  diesel  fuel  prices  declined  during  the  second  half  of  2008,  the  decline  was  not  enough  to 
offset deteriorating freight demand.  We believe these lower diesel prices provided a working capital 
boost  to  marginal  carriers,  thus  allowing  them  to  continue  their  operations  thereby  exacerbating  the 
imbalance between industry truck supply and freight demand. 

29 

 
 
 
 
 
 
•  The  deterioration  in  the  freight  environment  took  its  toll  on  our  performance  this  year.    The  most 
significant impact of the deterioration was a reduction in Trucking base revenue, which resulted in a 
0.9%  decline  in  our  tractor  utilization.    Operating  margin  was  squeezed  as  Trucking  base  revenue 
declined at a faster rate than fixed costs could be removed from our system.  The reduced utilization 
muted the effects of the falling fuel prices during the second half of the year (since lower fuel prices 
are only relevant if we are running miles). 

•  Depressed freight volumes and increased competition for available loads drove down our revenue per 
tractor per week.  However, we did improve our Trucking base revenue per loaded mile 1.4%, and our 
improved operational efficiency was evident in the 8.6% increase in Velocity (defined as the number 
of times we load our fleet each week).   

Results of Operations – Strategic Capacity Solutions  

We  have  strategically  targeted  Freight  Brokerage  and  Rail  Intermodal  for  growth.    We  established  goals  for 
2008  to  double  the  size  of  our  Freight  Brokerage  base  revenue  to  approximately  $18  million  and  to  establish  a 
presence in the rail intermodal market with $2 million of related base revenue in 2008.  We finished the year with 
base  revenue  from  Strategic  Capacity  Solutions  that  increased  80.9%  to  $16.5  million  primarily  due  to  an  86.8% 
increase in our Freight Brokerage base revenue, short of our 2008 objective.  Base revenue from our Container-on-
Flat-Car  service  offering  grew  from  zero  to  $0.6  million.    As  indicated  above,  the  remaining  portion  of  our  rail 
intermodal service offerings is classified into our Trucking operating segment. 

Seasonality 

In the trucking industry, revenues generally decrease as customers reduce shipments during the winter holiday 
season and as inclement weather impedes operations.  At the same time, operating expenses increase, due primarily 
to decreased fuel efficiency and increased maintenance costs.  Future revenues could be impacted if our customers, 
particularly those with manufacturing operations, reduce shipments due to temporary plant closings.  Historically, 
many of our customers have closed their plants for maintenance or other reasons during January and July. 

Inflation 

Although most of our operating expenses are inflation sensitive, the effect of inflation on revenue and operating 
costs  has  been  minimal  over  the  past  three  years.    The  effect  of  inflation-driven  cost  increases  on  our  overall 
operating costs would not be expected to be greater for us than for our competitors. 

Fuel Availability and Cost 

The motor carrier industry is dependent upon the availability of fuel.  Fuel shortages or increases in fuel taxes 
or fuel costs have adversely affected our profitability and will continue to do so.  Fuel prices have fluctuated widely 
and  fuel  taxes  have  generally  increased  in  recent  years.    We  have  not  experienced  difficulty  in  maintaining 
necessary fuel supplies, and in the past we generally have been able to partially offset increases in fuel costs and 
fuel taxes through increased freight rates and through a fuel surcharge that increases incrementally as the price of 
fuel  increases  above  a  certain  baseline  price.    Typically,  we  are  not  able  to  fully  recover  increases  in  fuel  prices 
through rate increases and fuel surcharges, primarily because those items do not provide any benefit with respect to 
empty and out-of-route miles, for which we do not typically receive compensation from customers.  We do not have 
any  long-term  fuel  purchase  contracts  and  we  have  not  entered  into  any  hedging  arrangements  that  protect  us 
against fuel price increases.  Overall, the market fuel prices per gallon were lower in 2009 than they were in 2008 
and 2007. 

Off-Balance Sheet Arrangements 

We do not currently have off-balance sheet arrangements that have or are reasonably likely to have a material 
current or future effect on our consolidated financial condition, revenue or expenses, results of operations, liquidity, 
capital expenditures or capital resources.  From time to time, we enter into operating leases relating to facilities and 
office equipment that are not reflected in our balance sheet.  

Liquidity and Capital Resources 

The  continued  growth  of  our  business  has  required  significant  investments  in  new  revenue  equipment.    We 
have financed new tractor and trailer purchases predominantly with cash flows from operations, the proceeds from 
sales  or  trades  of  used  equipment,  borrowings  under  our  Senior  Credit  Facility  and  capital  lease-purchase 
arrangements.    We  have  historically  met  our  working  capital  needs  with  cash  flows  from  operations  and  with 
borrowings under our Facility.  During 2009, the maximum amount borrowed under the Facility, including letters of 

30 

 
 
credit was approximately 57.8% of the total amount available and we ended the year with outstanding borrowings, 
including  letters  of  credit  equal  to  approximately  48.5%  of  the  total  amount  available.    We  use  the  Facility  to 
minimize fluctuations in cash flow needs and to provide flexibility in financing revenue equipment purchases.  At 
December  31,  2009,  we  had  approximately  $51.5  million  available  under  our  Facility  and  $40.0  million  of 
availability  for  new  capital  leases  under  existing  lease  facilities.    The  Facility  matures  on  September  1,  2010.  
Accordingly, during the quarter ended September 30, 2009, we reclassified that debt from long-term to short-term.  
The proposed new facility has materially higher spreads than our current spreads due to widely reported dislocations 
in the credit markets.  We have a term sheet in place and are now working on definitive documents.  Management is 
not  aware  of  any  known  trends  or  uncertainties that would cause a significant change in our sources of liquidity.  
We expect our principal sources of capital to be sufficient to finance our operations, annual debt maturities, lease 
commitments, letter of credit commitments, stock repurchases and capital expenditures over the next twelve months.  
There can be no assurance, however, that such sources will be sufficient to fund our operations and all expansion 
plans  for  the  next  several  years,  or  that  any  necessary  additional  financing  will  be  available,  if  at  all,  in  amounts 
required or on terms satisfactory to us. 

Our balance sheet debt, less cash, represents just 42.1% of our total capitalization, and we have no material off-
balance sheet debt.  We have financed approximately $15.7 million of our 2009 tractor purchases with 42-month, 
fixed-rate capital leases.  Our capital leases currently represent 53.9 % of our total debt and carry an average fixed 
rate  of  3.8%.    Not  only  does  that  provide  us  with  a  natural  hedge  against  recent  London  Interbank  Offered  Rate 
volatility, but it has also freed up availability on our revolving credit line on which we could currently borrow up to 
an additional $51.5 million without violating any of our current financial covenants.  Despite a heavy tractor trading 
program,  we  produced  $8.8  million  in  free  cash  flow  (cash  flow  from  operations  less  cash  used  in  investing 
activities) during 2009, which was $30.8 million less than that of 2008.  We expect our 2010 capital expenditures to 
be  greater  than  the  2009  levels.    In  summary,  based  on  our  operating  results,  anticipated  future  cash  flows,  and 
current availability under our Facility and capital lease-purchase arrangements that we expect will be available to us, 
we do not expect to experience significant liquidity constraints in the foreseeable future. 

If the credit markets continue to erode, we also may not be able to access our current sources of credit and our 
lenders may not have the capital to fund those sources.  We may need to incur additional indebtedness or issue debt 
or equity securities in the future to refinance existing debt, fund working capital requirements, make investments or 
for general corporate purposes.  As a result of contractions in the credit market, as well as other economic trends in 
the credit market industry, we may not be able to secure financing for future activities on satisfactory terms, or at 
all.  If we are not successful in obtaining sufficient financing because we are unable to access the capital markets on 
financially economical or feasible terms, it could impact our ability to provide services to our customers and may 
materially and adversely affect our business, financial results, results of operations and potential investments. 

Cash Flows

(in thousands) 
Year Ended December 31,  
2008 

2009 

Net cash provided by operating activities ........................... $
Net cash used in investing activities ................................... 
Net cash used in financing activities .................................. 

$

32,851
(24,095)  
(9,500)  

65,869     $ 
(26,359)  
(45,983)  

2007 

58,585
(16,394)
(41,309)

Cash generated from operations decreased $33.0 million during 2009 as compared to 2008, due to a decrease in 
net income of $10.3 million, a decrease in cash provided from accounts receivable of $17.8 million resulting from 
extended  customer  payment  terms  and  improved  freight  volumes  during  the  fourth  quarter,  an  increase  of  $3.3 
million in cash used for prepaid expenses due to our change in accounting for tires, an increase in cash used in trade 
accounts  payable,  accrued  expenses  and  insurance  and  claims  accruals  of  $8.4  million,  the  most  significant 
component  of  which  was  the  settlement  for  the  All-Ways  Logistics  verdict.    The  increase  in  the  use  of  cash  was 
partially offset by a $7.0 million reduction in deferred taxes. During 2008, cash generated from operations increased 
$7.3  million,  as  a  result  of  an  increase  in  net  income  of  $3.0  million,  a  decrease  in  accounts  receivable  of  $8.8 
million resulting from improved collection procedures and decreased freight volumes, an increase in payables and 
accrued expenses of $6.6 million the most significant component of which is a $2.1 million increase in income tax 
accrual, and a decrease in insurance and claims accruals of $8.2 million. 

Cash used in investing activities decreased $2.3 million during 2009 as compared to 2008 due to a decrease in 
net  capital  expenditures  of  $2.4  million.    The  decline  was  due  to  a  reduction  in  revenue  equipment  purchases 

31 

 
 
 
 
 
  
 
 
  
 
 
  
 
resulting from our equipment trade cycle.  During 2008, cash used in investing activities increased $10.0 million as 
compared to 2007, due to an increase in expenditures for revenue equipment in our normal trade cycles.   

Cash  used  in  financing  activities  decreased  $36.5  million  during  2009  as  compared  to  2008.    Of  the  $36.5 
million decrease, $23.4 million was due to a change in net borrowing on our Facility; we borrowed $13.5 million in 
2009 compared to a $9.9 million pay down in 2008.  We used $4.1 million less cash for principle payments on our 
capital  leases  due  to  less  equipment  financed  under  capital  leases  in  2009.    Bank  drafts  payable  decreased  $8.5 
million due to the timing of equipment purchases and reduced payrolls.  Cash used in financing activities increased 
$4.7 million during 2008 as compared to 2007.  The change was primarily due to a reduction in net borrowings on 
our  Facility, which was made possible by a $14.9 million increase in capital leases and a decrease in bank drafts 
payable. 

Debt 

On September 1, 2005, we entered into an Amended and Restated Senior Credit Facility, which restated in its 
entirety and made certain amendments to our previously amended facility dated as of April 28, 2000.  The Facility 
was  amended  to,  among  other  things,  increase  the  maximum  borrowing  amount  to  $100.0  million,  subject  to  a 
borrowing base calculation.  The Facility includes a sublimit of up to $25.0 million for letters of credit.   

The Facility is collateralized by revenue equipment having a net book value of approximately $178.5 million at 
December 31, 2009 and all trade and other accounts receivable.  The Facility provides an accordion feature allowing 
us to increase the maximum borrowing amount by up to an additional $75.0 million in the aggregate in one or more 
increases no less than six months prior to the maturity date, subject to certain conditions.  At this time, we do not 
anticipate the need to exercise the accordion feature or, if needed, we do not expect to encounter any difficulties in 
doing  so.    The  maximum  borrowing  including  the  accordion  feature  may  not  exceed  $175.0  million  without  the 
consent of the lenders.  At December 31, 2009, $46.7 million was outstanding under the Facility. 

The Facility bears variable interest based on the type of borrowing and the agent bank’s prime rate, the federal 
funds  rate  plus  a  certain  percentage  or  the  London  Interbank  Offered  Rate  plus  a  certain  percentage,  which  is 
determined based on our attainment of certain financial ratios.  For the year ended December 31, 2009, the effective 
interest  rate  was  1.6%.    A  quarterly  commitment  fee  is  payable  on  the  unused  credit  line  at  a  rate  which  is 
determined  based  on  our  attainment  of  certain  financial  ratios.    At  December  31,  2009,  the  rate  was  0.2%  per 
annum. 

The  Facility  contains  various  covenants,  which  require  us  to  meet  certain  quarterly  financial  ratios  and  to 
maintain a minimum tangible net worth of approximately $133.9 million at December 31, 2009.  In the event we fail 
to cure an event of default, the loan can become immediately due and payable.  As of December 31, 2009, we were 
in compliance with the covenants. We have entered into leases with lenders who participate in our Facility.  Those 
leases and the Facility contain cross-default provisions.  We have also entered into leases with other lenders who do 
not participate in the Facility.  Multiple leases with lenders who do not participate in our Facility generally contain 
cross-default provisions. 

The  Facility  matures on September 1, 2010.  Accordingly, during the quarter ended September 30, 2009, we 
reclassified that debt from long-term to short-term.  The proposed new facility has materially higher spreads than 
our current spreads due to widely reported dislocations in the credit markets.  We have a term sheet in place and are 
now working on definitive documents. 

We record derivative financial instruments in the balance sheet as either an asset or liability at fair value, with 
classification  as  current  or  long-term  depending  on  the  duration  of  the  instrument.    Changes  in  the  derivative 
instrument’s fair value must be recognized currently in earnings unless specific hedge accounting criteria are met.  
For cash flow hedges that meet the criteria, the derivative instrument’s gains and losses, to the extent effective, are 
recognized  in  accumulated  other  comprehensive  income  and  reclassified  into  earnings  in  the  same  period  during 
which the hedged transaction affects earnings. 

On October 21, 2008, we entered into an interest rate swap agreement with a notional amount of $9.0 million 
with an effective date of October 21, 2008.  We designated the $9.0 million interest rate swap as a cash flow hedge 
of our exposure to variability in future cash flow resulting from the interest payments indexed to the three-month 
London Interbank Offered Rate.  The rate on the swap was fixed at 4.25% until January 20, 2009.  

On  February  6,  2009,  we  entered  into  a  $10.0  million  interest  rate  swap  agreement  with  an  effective  date  of 
February  19,  2009.   The  rate  on  the  swap  is  fixed  at  1.57%  until  February  19,  2011.  The  interest  rate  swap 
agreement is being accounted for as a cash flow hedge. 

32 

 
 
Equity 

At  December  31,  2009,  we  had  stockholders’  equity  of  $140.5  million  and  total  debt  including  current 
maturities of $103.6 million, resulting in a total debt, less cash, to total capitalization ratio of 42.1% compared to 
39.3% at December 31, 2008. 

Purchases and Commitments 

As  of  December  31,  2009,  our  forecasted  capital  expenditures,  net  of  proceeds  from  the  sale  of  revenue 
equipment, for 2010 were $70.1 million, approximately $68.3 million of which relates to revenue equipment.  We 
may  change  the  amount  of  the  capital  expenditures  based  on  our  operating  performance.    To  the  extent  further 
capital expenditures are feasible based on our debt covenants and operating cash requirements, we would use the 
balance of $1.8 million primarily for improvements and maintenance and office equipment.  We routinely evaluate 
our equipment acquisition needs and adjust our purchase and disposition schedules from time to time based on our 
analysis  of  factors  such  as  freight  demand,  the  availability  of  drivers  and  the  condition  of  the  used  equipment 
market.  During the year ended December 31, 2009, we made $39.7 million of net capital expenditures, including 
$39.3 million for revenue equipment purchases ($15.7 million of which were capital lease obligations) and a net of 
$0.4 million was for non-revenue equipment.  

The following table represents our outstanding contractual obligations at December 31, 2009: 

Total

2010

(in thousands)
Payments Due By Period 
2011-2012

2013-2014 

  Thereafter

Contractual Obligations: 
46,718
Long-term debt obligations (1) .........$ 
59,437
Capital lease obligations (2) ..............
31,745
Purchase obligations (3) ....................
Rental obligations .............................
1,485
Total ................................................$  139,385

$

$

46,718
18,644
31,745
580
97,687

$

$

--
40,056
--
540
40,596

$

$

-- 
737 
-- 
43 
780 

 $ 

 $ 

--
--
--
322
322

(1)  Long-term debt obligations, excluding letters of credit in the amount of $1.8 million, consist of our Senior 
Credit  Facility,  which  matures  on  September  1,  2010.  The  primary  purpose  of  this  Facility  is  to  provide 
working capital for the Company; however, the Facility is also used, as appropriate, to minimize interest 
expense  on  other  Company  purchases  that  could  be  obtained  through  other  more  expensive  capital 
purchase financing sources.  Because the borrowing amounts fluctuate and the interest rates vary, they are 
subject to various factors that will cause actual interest payments to fluctuate over time.  Based on these 
factors, we have not included in this line item an estimate of future interest payments. 

(2)  Includes interest payments not included in the balance sheet. 

(3)  Purchase obligations include commitments to purchase approximately $31.7 million of revenue equipment 

none of which is cancelable by us upon advance written notice. 

Critical Accounting Estimates 

The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the 
United  States  requires  management  to  make  estimates  and  assumptions  that  affect  the  amounts  reported  in  the 
financial  statements  and  accompanying  notes.    We  base  our  assumptions,  estimates  and  judgments  on  historical 
experience,  current  trends  and  other  factors  that  management  believes  to  be  relevant  at  the  time  our  consolidated 
financial statements are prepared.  Actual results could differ from those estimates, and such differences could be 
material. 

The  most  significant  accounting  policies  and  estimates  that  affect  our  financial  statements  include  the 

following: 

•  Revenue recognition and related direct expenses based on relative transit time in each period.  Revenue 
generated  by  Trucking  is  recognized  in  full  upon  completion  of  delivery  of  freight  to  the  receiver’s 
location.    For  freight  in  transit  at  the  end  of  a  reporting  period,  we  recognize  revenue  pro  rata  based  on 
relative transit time completed as a portion of the estimated total transit time.  Expenses are recognized as 
incurred.   

33 

 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
Revenue  generated  by  Strategic  Capacity  Solutions  is  recognized  upon  completion  of  the  services 
provided.    Revenue  is  recorded  on  a  gross  basis,  without  deducting  third  party  purchased  transportation 
costs because we have responsibility for billing and collecting such revenue. 

Management  believes  these  policies  most  accurately  reflect  revenue  as  earned  and  direct  expenses, 
including third party purchased transportation costs, as incurred.   

• 

Selections of estimated useful lives and salvage values for purposes of depreciating tractors and trailers.  
We operate a significant number of tractors and trailers in connection with our business.  We may purchase 
this equipment or acquire it under leases.  We depreciate purchased equipment on the straight-line method 
over  the  estimated  useful  life  down  to  an  estimated  salvage  or  trade-in  value.    We  initially  record 
equipment  acquired  under  capital  leases  at  the  net  present  value  of  the  minimum  lease  payments  and 
amortize it on the straight-line method over the lease term.  Depreciable lives of tractors and trailers range 
from three years to ten years.  We estimate the salvage value at the expected date of trade-in or sale based 
on the expected market values of equipment at the time of disposal. 

We make equipment purchasing and replacement decisions on the basis of various factors, including, but 
not limited to, new equipment prices, used equipment market conditions, demand for our freight services, 
prevailing  interest  rates,  technological  improvements,  fuel  efficiency,  equipment  durability,  equipment 
specifications  and  driver  availability.    Therefore,  depending  on  the  circumstances,  we  may  accelerate  or 
delay the acquisition and disposition of our tractors and trailers from time to time, based on an operating 
principle whereby we pursue trade intervals that economically balance our maintenance costs and expected 
trade-in values in response to the circumstances existing at that time.  Such adjustments in trade intervals 
may cause us to adjust the useful lives or salvage values of our tractors or trailers.  By changing the relative 
amounts of older equipment and newer equipment in our fleet, adjustments in trade intervals also increase 
and  decrease  the  average  age  of  our  tractors  and  trailers,  whether  or  not  we  change  the  useful  lives  or 
salvage  values  of  any  tractors  or  trailers.    We  also  adjust  depreciable  lives  and  salvage  values  based  on 
factors  such  as  changes  in  prevailing  market  prices  for  used  equipment.    We  periodically  monitor  these 
factors  in  order  to  keep  salvage  values  in  line  with  expected  market  values  at  the  time  of  disposal.  
Adjustments in useful lives and salvage values are made as conditions warrant and when we believe that 
the  changes  in  conditions  are  other  than  temporary.    These  adjustments  result  in  changes  in  the 
depreciation expense we record in the period in which the adjustments occur and in future periods.  These 
adjustments  also  impact  any  resulting  gain  or  loss  on  the  ultimate  disposition  of  the  revenue  equipment.  
Management  believes  our  estimates  of  useful  lives  and  salvage  values  have  been  materially  accurate  as 
demonstrated by the insignificant amounts of gains and losses on revenue equipment dispositions in recent 
periods.  However, given the current economic environment, previously established salvage values need to 
be more closely monitored to assure that book values do not exceed market values.  We continually review 
salvage values to address this issue.   

To the extent depreciable lives and salvage values are changed, such changes are recorded in accordance 
with the applicable generally accepted accounting principles existing at the time of change.  

•  Estimates of accrued liabilities for claims involving bodily injury, physical damage losses, employee health 
benefits  and  workers’  compensation.    We  record  both  current  and  long-term  claims  accruals  at  the 
estimated  ultimate  payment  amounts  based  on  information  such  as  individual  case  estimates,  historical 
claims experience and an estimate of claims incurred but not reported.  The current portion of the accrual 
reflects the amounts of claims expected to be paid in the next twelve months.  In making the estimates, we 
rely  on  past  experience  with  similar  claims,  negative  or  positive  developments  in  the  case  and  similar 
factors.  We do not discount our claims liabilities. 

• 

Stock  option  valuation.    The  assumptions  used  to  value  stock  options  are  dividend  yield,  expected 
volatility,  risk-free  interest  rate,  expected  life  and  anticipated  forfeitures.    As  we  have  not  paid  any 
dividends  on  our  Common  Stock,  the  dividend  yield  is  zero.    Expected  volatility  represents  the  measure 
used  to  project  the  expected  fluctuation  in  our  share  price.    We  use  the  historical  method  to  calculate 
volatility with the historical period being equal to the expected life of each option.  This calculation is then 
used  to  determine  the  potential  for  our  share  price  to  increase  over  the  expected  life  of  the  option.    The 
risk-free  interest  rate  is  based  on  an  implied  yield  on  United  States  zero-coupon  treasury  bonds  with  a 
remaining term equal to the expected life of the outstanding options.  Expected life represents the length of 
time we anticipate the options to be outstanding before being exercised.  Based on historical experience, 

34 

 
 
that time period is best represented by the option’s contractual life.  Anticipated forfeitures represent the 
number of shares under options we expect to be forfeited over the expected life of the options. 

•  Accounting  for  income  taxes.    Our  deferred  tax  assets  and  liabilities  represent  items  that  will  result  in 
taxable  income  or  a  tax  deduction  in  future  years  for  which  we  have  already  recorded  the  related  tax 
expense or benefit in our consolidated statements of operations.  Deferred tax accounts arise as a result of 
timing differences between when items are recognized in our consolidated financial statements compared 
to  when  they  are  recognized  in  our  tax  returns.    Significant  management  judgment  is  required  in 
determining our provision for income taxes and in determining whether deferred tax assets will be realized 
in full or in part.  Deferred tax assets and liabilities are measured using enacted tax rates expected to apply 
to taxable income in the years in which those temporary differences are expected to be recovered or settled.  
We periodically assess the likelihood that all or some portion of deferred tax assets will be recovered from 
future  taxable  income.    To  the  extent  we  believe  recovery  is  not  probable,  a  valuation  allowance  is 
established for the amount determined not to be realizable.  We have not recorded a valuation allowance at 
December 31, 2009, as all deferred tax assets are more likely than not to be realized.   

We believe that we have adequately provided for our future tax consequences based upon current facts and 
circumstances  and  current  tax  law.    During  the  year  ended  December  31,  2009,  we  made  no  material 
changes in our assumptions regarding the determination of income tax liabilities.  However, should our tax 
positions  be  challenged,  different  outcomes  could  result  and  have  a  significant  impact  on  the  amounts 
reported through our consolidated statements of operations. 

•  Prepaid tires.  Effective April 1, 2009, we changed our method of accounting for tires.  Commencing when 
the tires, including recaps, are placed into service, we account for them as prepaid expenses and amortize 
their cost over varying time periods, ranging from 18 to 30 months depending on the type of tire.  Prior to 
April 1, 2009, the cost of tires was fully expensed when they were placed into service.  We believe the new 
accounting method more appropriately matches the tire costs to the period during which the tire is being 
used  to  generate  revenue.    For  the  year ended December 31, 2009, this change in estimate effected by a 
change  in  principle  resulted  in  a  reduction  of  operations  and  maintenance  expense  on  a  pre-tax  basis  of 
approximately $3.7 million and on a net of tax basis of approximately $2.3 million ($0.22 per share).   

We  periodically  reevaluate  these  policies  as  circumstances  dictate.    Together  these  factors  may  significantly 

impact our consolidated results of operations, financial position and cash flow from period to period. 

New Accounting Pronouncements 

See  “Item  8.  Financial  Statements  and  Supplementary  Data  –  Note  1.  to  the  Financial  Statements:  New 

Accounting Pronouncements.” 

Item 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

We  experience  various  market  risks,  including  changes  in  interest  rates,  foreign currency exchange rates and 

commodity prices.  

Interest Rate Risk.  We are exposed to interest rate risk primarily from our Senior Credit Facility.  Our Senior 
Credit  Facility,  as  amended,  provides  for  borrowings  that  bear  variable  interest  based  on  the  agent  bank’s  prime 
rate, the federal funds rate plus a certain percentage or the London Interbank Offered Rate plus a certain percentage.  
At  December  31,  2009,  we  had  $46.7  million  outstanding  pursuant  to  our  Senior  Credit  Facility.    Assuming  the 
outstanding  balance  at  year  end  remained  constant  throughout  the  upcoming  year,  a  hypothetical  one-percentage 
point increase in interest rates applicable to the Senior Credit Facility would increase our annual interest expense by 
approximately $0.47 million.  

On October 21, 2008, we entered into an interest rate swap agreement with a notional amount of $9.0 million 
with an effective date of October 21, 2008.  We designated the $9.0 million interest rate swap as a cash flow hedge 
of our exposure to variability in future cash flow resulting from the interest payments indexed to the three-month 
London Interbank Offered Rate.  The rate on the swap was fixed at 4.25% until January 20, 2009. 

On February 6, 2009, we entered into a $10.0 million dollar interest rate swap agreement with an effective date 
of  February  19,  2009.   The  rate  on  the  swap  is  fixed  at  1.57%  until  February  19,  2011.    The  interest  rate  swap 
agreement is being accounted for as a cash flow hedge.  

35 

 
 
Foreign  Currency  Exchange  Rate  Risk.    We  require  all  customers  to  pay  for  our  services  in  U.S.  dollars.  
Although  the  Canadian  government  makes  certain  payments,  such  as  tax  refunds,  to  us  in  Canadian  dollars,  any 
foreign currency exchange risk associated with such payments is not material. 

Commodity  Price  Risk.    Fuel  prices  have  fluctuated  greatly  and  have  generally  increased  in  recent  years.    In 
some periods, our operating performance was adversely affected because we were not able to fully offset the impact 
of  higher  diesel  fuel  prices  through  increased  freight  rates  and  fuel  surcharges.    We  cannot  predict  the  extent  to 
which high fuel price levels will continue in the future or the extent to which fuel surcharges could be collected to 
offset  such  increases.    We  do  not  have  any  long-term  fuel  purchase  contracts,  and  we  have  not  entered  into  any 
hedging arrangements, that protect us against fuel price increases.  Volatile fuel prices will continue to impact us 
significantly.  A significant increase in fuel costs, or a shortage of diesel fuel, could materially and adversely affect 
our results of operations.  These costs could also exacerbate the driver shortages our industry experiences by forcing 
independent contractors to cease operations. 

36 

 
 
Item 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

USA TRUCK, INC. 

ANNUAL REPORT ON FORM 10-K 

YEAR ENDED DECEMBER 31, 2009 

INDEX TO FINANCIAL STATEMENTS 

Report of Independent Registered Public Accounting Firm ............................................................................
Consolidated Balance Sheets as of December 31, 2009 and 2008 ...................................................................
Consolidated Statements of Operations for the years ended December 31, 2009, 2008 and 2007 ..................
Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2009, 2008 and 2007 ..
Consolidated Statements of Cash Flows for the years ended December 31, 2009, 2008 and 2007 .................
Notes to Consolidated Financial Statements ....................................................................................................

38 
39 
40 
41 
42 
43 

Page 

37 

 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

Board of Directors and 
Stockholders of USA Truck, Inc.   

We have audited the accompanying consolidated balance sheets of USA Truck, Inc. (a Delaware Corporation) and 
subsidiary  (collectively  referred  to  as  the  “Company”)  as  of  December  31,  2009  and  2008,  and  the  related 
consolidated statements of operations, stockholders’ equity, and cash flows for each of the three years in the period 
ended December 31, 2009.  These financial statements are the responsibility of the Company’s management.  Our 
responsibility is to express an opinion on these financial statements based on our audits.   

We  conducted  our  audits  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board 
(United States).  Those standards require that we plan and perform the audit to obtain reasonable assurance about 
whether  the  financial  statements  are  free  of  material  misstatement.    An  audit  includes  examining,  on  a  test  basis, 
evidence supporting the amounts and disclosures in the financial statements.  An audit also includes assessing the 
accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall 
financial statement presentation.  We believe that our audits provide a reasonable basis for our opinion. 

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the 
financial  position  of  USA  Truck,  Inc.  and  subsidiary  as  of  December  31, 2009  and  2008,  and the results of their 
operations and their cash flows for each of the three years in the period ended December 31, 2009, in conformity 
with accounting principles generally accepted in the United States of America.   

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board 
(United  States),  USA  Truck,  Inc.’s  internal  control  over  financial  reporting  as  of  December  31,  2009,  based  on 
criteria  established  in  Internal  Control  -  Integrated  Framework  issued  by  the  Committee  of  Sponsoring 
Organizations  of  the  Treadway  Commission  (COSO)  and  our  report  dated  March  16,  2010,  expressed  an 
unqualified opinion on the effectiveness of internal control over financial reporting.  

/s/ GRANT THORNTON LLP 
Tulsa, Oklahoma 
March 16, 2010 

38 

 
 
  
 
 
 
 
 
 
                                                                                
USA Truck, Inc. 

CONSOLIDATED BALANCE SHEETS 
        (in thousands, except share amounts)

Assets 
Current assets: 

Cash and cash equivalents .................................................................................$ 
Accounts receivable: 

Trade, less allowance for doubtful accounts of $443 in 2009 and $204 in 

2008 

Income tax receivable .................................................................................... 
Other .............................................................................................................. 
Inventories ......................................................................................................... 
Deferred income taxes ....................................................................................... 
Prepaid expenses and other current assets ......................................................... 
Total current assets ........................................................................................

Property and equipment: 

Land and structures ........................................................................................... 
Revenue equipment ........................................................................................... 
Service, office and other equipment .................................................................. 

Accumulated depreciation and amortization ..................................................... 

Other assets ............................................................................................................. 
Total assets .....................................................................................................$

Liabilities and stockholders’ equity 
Current liabilities: 

Bank drafts payable ...........................................................................................$ 
Trade accounts payable ..................................................................................... 
Current portion of insurance and claims accruals ............................................. 
Accrued expenses .............................................................................................. 
Note payable ...................................................................................................... 
Current maturities of long-term debt and capital leases .................................... 
Total current liabilities ...................................................................................

Long-term debt and capital leases, less current maturities ..................................... 
Deferred income taxes ............................................................................................ 
Insurance and claims accruals, less current portion ................................................ 

Commitments and contingencies ............................................................................ 

Stockholders’ equity: 

Preferred Stock, $0.01 par value; 1,000,000 shares authorized; none issued ... 
Common Stock, $0.01 par value; authorized 30,000,000 shares; issued 

11,834,285 shares in 2009 and 11,777,439 shares in 2008 ...........................
Additional paid-in capital .................................................................................. 
Retained earnings .............................................................................................. 
Less treasury stock, at cost (1,332,500 shares in 2009 and 1,366,500 shares 
in 2008) .............................................................................................................
Accumulated other comprehensive (loss) ......................................................... 
Total stockholders’ equity .............................................................................
Total liabilities and stockholders’ equity .......................................................$

See accompanying notes. 

39 

     December 31,
2009 

2008

797    $ 

1,541

37,018 
10,498   
1,070   
1,541   
962   
7,931   
59,817   

36,597
--
2,261
1,541
4,717
4,381
51,038

33,819   
364,087   
28,846   
426,752   
(156,331)  
270,421   
462   
330,700    $ 

34,650
354,712
25,374
414,736
(133,863)
280,873
357
332,268

5,678    $ 
9,847   
4,356   
9,008   
1,015   
63,461   
93,365   

39,116   
53,073   
4,600   

--   

--   

118 
64,627   
97,523   

(21,661) 
(61)  
140,546   
330,700    $ 

4,500
7,533
10,106
12,158
1,285
16,956
52,538

79,364
48,563
5,030

--

--

118
64,171
104,700

(22,163)
(53)
146,773
332,268

 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
  
 
 
 
 
 
USA Truck, Inc. 

CONSOLIDATED STATEMENTS OF OPERATIONS 

(in thousands, except per share amounts) 

Year Ended December 31, 
2008

2007

2009

Revenue: 

Trucking revenue ............................................................ $
Strategic Capacity Solutions revenue .............................. 
Base revenue ................................................................ 
Fuel surcharge revenue ................................................... 
Total revenue ...............................................................

Operating expenses and costs: 

Salaries, wages and employee benefits ........................... 
Fuel and fuel taxes .......................................................... 
Depreciation and amortization ........................................ 
Purchased transportation ................................................. 
Operations and maintenance ........................................... 
Insurance and claims ....................................................... 
Operating taxes and licenses ........................................... 
Litigation verdict ............................................................. 
Communications and utilities .......................................... 
Gain on disposal of assets ............................................... 
Other ................................................................................ 
Total operating expenses and costs ..............................
Operating (loss) income......................................................

Other expenses (income): 

Interest expense ...............................................................   
Other, net ......................................................................... 
Total other expenses, net .............................................
(Loss) income before income taxes ......................................

317,224
14,296
331,520
50,848
382,368

128,319
93,803
50,152
44,058
26,594
21,086
5,642
--
3,951
(7)
15,377
388,975
(6,607)

3,030
(207)
2,823
(9,430)

$

381,055  $ 

16,502 
397,557 
138,063 
535,620 

157,729 
189,042 
50,919 
40,323 
27,729 
28,999 
6,456 
-- 
4,075 
(19) 
18,220 
523,473 
12,147 

4,643 
139 
4,782 
7,365 

Income tax (benefit) expense: 

Current ............................................................................ 
Deferred .......................................................................... 
Total income tax (benefit) expense ..............................

Net (loss) income ...................................................................$

(10,523)
8,270
(2,253)
(7,177) $

2,950 
1,275 
4,225 
3,140  $ 

Net (loss) income per share: 

Basic (loss) earnings per share ........................................ $

(0.70) $

0.31  $ 

Diluted (loss) earnings per share ..................................... $
    See accompanying notes. 

(0.70) $

0.31  $ 

382,064
9,124
391,188
90,921
482,109

162,236
153,023
49,093
18,609
25,815
31,144
6,368
4,690
3,787
(395)
19,429
473,799
8,310

5,130
22
5,152
3,158

188
2,830
3,018
140

0.01

0.01

40 

 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
     
USA Truck, Inc. 

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 

                                      (in thousands)

Common Stock Additional
Paid-in 
Capital

  Par 
Shares    Value

Accumulated 
Other 

Retained 
Earnings

Treasury  Comprehensive 
Income/(Loss)   

Stock

Total

1

88 

894

Balance at December 31, 2006 ......... 11,473  $  115 $ 62,230 $ 101,420 $
Exercise of stock options ..................
Tax charge on exercise of stock 
options .............................................
Purchase of 1,098 shares of 
Common Stock into treasury ...........
Retirement of forfeited restricted 
(362)
-- 
stock  ................................................
--
-- 
Stock based compensation ................
--
-- 
Net income for 2007 .........................
Balance at December 31, 2007 ......... 11,561  $  116 $ 63,487 $ 101,560 $ (21,972)

362
13
--

--
--
140

(17,403)

--
--
--

(12)

-- 

-- 

--

--

--

--

--

--

--

(4,207) $
--

--

--

--

17 

186

--
--

--
--

-- 
-- 

23
286

Exercise of stock options ..................
Tax benefit on exercise of stock 
options .............................................
Stock based compensation ................
Retirement of forfeited restricted 
stock ................................................
Change in fair value of interest rate 
swap, net of income tax benefit of 
$(40) ................................................
Reclassification of derivative net 
losses to statement of operations, 
net of income tax benefit of $(7) .....
Restricted stock award grant .............
Net income for 2008 .........................
Balance at December 31, 2008 ......... 11,778  $  118 $ 64,171 $ 104,700 $ (22,163) $

--
--
3,140

-- 
200 
-- 

--
(2)
--

--
2
--

--
--
--

(191)

--
--

191

-- 

-- 

--

--

--

--

--

--

--
--
--

--

--

--

--
--
--

(51)

--

--

Exercise of stock options ..................
Stock-based compensation ................
Restricted stock award grant .............
Retirement of forfeited restricted 
stock ................................................

35 
-- 
  21 

-- 

--
--
--

--

391
567
--

51

--

-- 

Change in fair value of interest rate 
swap, net of income tax benefit of 
$(79) ................................................
Reclassification of derivative net 
losses to statement of operations, 
net of income tax of $73 ..................
Return of forfeited restricted shares 
upon termination of the 2003 
Restricted Stock Award Plan ...........
Net loss for 2009 ...............................
Balance at December 31, 2009 ........... 11,834  $  118 $ 64,627 $

(553)
--

-- 
--  

--
--

-- 

--

--

--

See accompanying notes. 

41 

$ 

--  $ 159,558
895
-- 

-- 

-- 

(12)

(17,403)

--
-- 
13
-- 
140
-- 
--    $ 143,191

-- 

-- 
-- 

-- 

186

23
286

--

(65) 

(65)

12 
-- 
-- 

12
--
3,140
(53)  $ 146,773

-- 
-- 
-- 

-- 

391
567
--

--

(126) 

(126)

118 

118

--
(7,177)
97,523 $ (21,661) $

553
--

-- 
-- 

--
(7,177)
(61)  $ 140,546

 
 
 
 
 
 
 
 
 
 
 
 
 
 
USA Truck, Inc. 

CONSOLIDATED STATEMENTS OF CASH FLOWS 

(in thousands)

Year Ended December 31,
2008 

2007

2009

(7,177)

$ 

3,140 

  $ 

140

Operating activities 
Net (loss) income ....................................................................................... $
Adjustments to reconcile net income to net cash provided by 
operating activities: 

Depreciation and amortization ...............................................................
Provision for doubtful accounts.............................................................
Deferred income taxes ...........................................................................
Excess tax benefit from exercise of stock options .................................
Write off of tax asset on exercise of stock options ................................
Stock based compensation .....................................................................
Gain on disposal of property and equipment .........................................
Changes in operating assets and liabilities: 

Accounts receivable ............................................................................
Inventories, prepaid expenses and other current assets .......................
Trade accounts payable, accrued expenses and note payable .............
Insurance and claims accruals .............................................................
Net cash provided by operating activities........................................

Investing activities 

Purchases of property and equipment ...................................................
Proceeds from sale of property and equipment .....................................
Change in other assets ..........................................................................
Net cash used in investing activities ................................................

Financing activities 

Borrowings under long-term debt .........................................................
Principal payments on long-term debt ..................................................
Principal payments on capitalized lease obligations .............................
Principal payments on note payable .....................................................
Net increase (decrease) in bank drafts payable .....................................
Payments to repurchase Common Stock ...............................................
Excess tax benefit (charge) from exercise of stock options ..................
Proceeds from exercise of stock options ...............................................
Net cash used in financing activities ...............................................

Decrease (increase) in cash and cash equivalents ........................................

Cash and cash equivalents: 

50,152
313
8,265
--
--
567
(7)

(10,041)
(3,549)
508
(6,180)
32,851

(37,325)
13,335
(105)
(24,095)

66,502
(52,984)
(22,965)
(1,622)
1,178
--
--
391
(9,500)

(744)

Beginning of period .........................................................................
End of period ................................................................................... $

1,541
797

Supplemental disclosure of cash flow information: 

Cash paid during the period for: 

Interest ............................................................................................. $
Income taxes ....................................................................................
Supplemental schedule of non-cash investing and financing activities:
Liability incurred for leases on revenue equipment ..............................
Liability incurred for note payable .......................................................

3,013
2,082

15,704
1,352

See accompanying notes. 

42 

50,919 

134   

1,242 

(23)   
-- 
286 
(19)   

7,758   
(299)   
4,370   
(1,639)   
65,869 

49,093
(15)
2,831
(39)
51
13
(395)

(1,051)
3,573
(2,192)
6,576
58,585

(57,186)   
30,829 

(2)   
(26,359)   

(32,338)
16,116
(172)
(16,394)

  120,689 
  (130,582)   
(27,051)   
(1,963)   
(7,285)   

-- 
23 
186 
(45,983)   

(6,473)   

  155,278
  (150,178)
(27,836)
(2,299)
246
(17,403)
(12)
895
(41,309)

882

$ 

$ 

8,014 
1,541 

  $ 

7,132
8,014

  $ 

4,789 
499 

5,154
560

38,640 
1,710 

23,745
2,046

 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
USA Truck, Inc. 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

December 31, 2009 

1.  Summary of Significant Accounting Policies 

Description of Business  

USA Truck (the “Company”) is a truckload carrier providing transportation of general commodities throughout 
the  continental  United  States,  into  and  out  of  Mexico  and  into  and  out  of  portions  of  Canada.    Generally,  the 
Company  transports  full  dry  van  trailer  loads  of  freight  from  origin  to  destination  without  intermediate  stops  or 
handling.  To  complement  the  Company’s  General  Freight  operations,  it  provides  dedicated,  brokerage  and  rail 
intermodal services.  For shipments into Mexico, the Company transfers its trailers to tractors operated by Mexican 
trucking companies at a facility in Laredo, Texas, which is operated by the Company’s wholly-owned subsidiary.  
Through  the  Company’s  asset  based  and  non-asset  based  capabilities,  it  transports  many  types  of  freight  for  a 
diverse customer base in a variety of industries. 

Principles of Consolidation 

The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary.  
All  intercompany  accounts and significant intercompany transactions have been eliminated in consolidation.  The 
Company has no investments in or contractual obligations with variable interest entities.  

Cash Equivalents 

The Company considers all highly liquid investments with a maturity of three months or less when purchased to 
be cash equivalents.  The carrying amount reported in the balance sheet for cash and cash equivalents approximates 
its fair value.  On occasion, the Company will accumulate balances in a money market account in an amount that 
exceeds  the  depository  bank’s  federally  insured  limit.    Because  these  balances  are  accumulated  on  a  short-term 
basis, the Company does not believe its exposure to loss to be a significant risk.   

Accounts Receivable and Concentration of Credit Risk 

The  Company  extends  credit  to  its  customers  in  the  normal  course  of  business.    The  Company  performs 
ongoing credit evaluations and generally does not require collateral.  Trade accounts receivable are recorded at their 
invoiced amounts, net of allowance for doubtful accounts.  The Company evaluates the adequacy of its allowance 
for doubtful accounts quarterly.  Accounts outstanding longer than contractual payment terms are considered past 
due  and  are  reviewed  individually  for  collectibility.    The  Company  maintains  reserves  for  potential  credit  losses 
based  upon  its  loss  history  and  specific  receivables  aging  analysis.    Receivable  balances  are  written  off  when 
collection is deemed unlikely.  Such losses have been within management’s expectations.   

Accounts  receivable  are  comprised  of  a  diversified  customer  base  that  results  in  a  lack  of  concentration  of 
credit risk.  During 2009, 2008 and 2007, the Company’s top ten customers generated 32%, 32% and 34% of total 
revenue, respectively.  During the three year period ended December 31, 2009, no single customer represented more 
than  10%  of  total  revenue.    Other  accounts  receivable  consists  primarily  of  proceeds  from  the  sale  of  revenue 
equipment.    The  carrying  amount  reported  in  the  balance  sheet  for  accounts  receivable  approximates  fair  value 
based on the fact that the receivables collection averaged approximately 31 days from the billing date.  

The following table provides a summary of the activity in the allowance for doubtful accounts for 2009, 2008 

and 2007: 

Balance at beginning of year ......................................................... $
Amounts (credited) charged to expense ........................................ 
Uncollectible accounts written off, net of recovery ....................... 
Balance at end of year ................................................................... $

204
313
(74)
443

$

$

81 
135 
(12) 
204 

 $ 

 $ 

96
(15)
--
81

(in thousands) 
Year Ended December 31, 
2008 

2007

2009

43 

 
 
 
 
 
 
 
 
 
 
 
 
Use of Estimates 

The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the 
United  States  requires  management  to  make  estimates  and  assumptions  that  affect  the  amounts  reported  in  the 
financial statements and accompanying notes.  Actual results could differ from those estimates. 

Inventories 

Inventories consist of tires, fuel, supplies and Company store merchandise and are stated at the lower of cost 

(first-in, first-out basis) or market. 

Income Taxes 

Deferred  income  taxes  reflect  the  net  tax  effects  of  temporary  differences  between  the  carrying  amounts  of 
assets  and  liabilities  for  financial  reporting  purposes  and  the  amounts  used  for  income  tax  purposes.    Significant 
components  of  the  Company’s  deferred  tax  liabilities  and  assets  include  temporary  differences  relating  to 
depreciation, capitalized leases and certain revenues and expenses.  The Company has analyzed filing positions in 
its federal and applicable state tax returns as well as in all open tax years. The only periods subject to examination 
for its federal returns are the 2006, 2007 and 2008 tax years. The Company’s policy is to recognize interest related 
to unrecognized tax benefits as interest expense and penalties as operating expenses. The Company believes that its 
income tax filing positions and deductions will be sustained on audit and do not anticipate any adjustments that will 
result in a material change to its consolidated financial position, results of operations and cash flows. Therefore, no 
reserves  for  uncertain  income  tax  positions  have  been  recorded.  At  January  1,  2008,  the  Company  had  no 
unrecognized tax benefits and it has not recorded any through December 31, 2009.  

Prepaid Tires 

Effective April 1, 2009, the Company changed its method of accounting for tires.  Commencing when the tires, 
including recaps, are placed into service, the Company accounts for them as prepaid expenses and amortizes their 
cost over varying time periods, ranging from 18 to 30 months, depending on the type of tire.  Prior to April 1, 2009, 
the  cost  of  tires  was  fully  expensed  when  they  were  placed  into  service.    The  new  accounting  method  more 
appropriately matches the tire costs to the period during which the tire is being used to generate revenue.  For the 
year ended December 31, 2009, this change in estimate effected by a change in principle resulted in a reduction of 
operations and maintenance expense on a pre-tax basis of approximately $3.7 million and on a net of tax basis of 
approximately $2.3 million  ($0.22 per share).  

Property and Equipment 

Property  and  equipment  is  recorded  at  cost.    For  financial  reporting  purposes,  the  cost  of  such  property  is 
depreciated principally by the straight-line method using the following estimated useful lives: structures – 5 to 39.5 
years; revenue equipment – 3 to 10 years; and service, office and other equipment – 3 to 20 years.  Gains and losses 
on asset sales are reflected in the year of disposal.  Revenue equipment acquired under capital lease is depreciated 
over  the  lease  term.    Trade-in  allowances  in  excess  of  book  value  of  revenue  equipment  are  accounted  for  by 
adjusting the cost of assets acquired.  Tires purchased with revenue equipment are capitalized as a part of the cost of 
such equipment, with replacement tires being inventoried and amortized under its prepaid tire policy. 

The Company previously owned two facilities in the Dayton, Ohio market, one of which was not being used.  
During the third quarter of 2008, the Company recorded an asset impairment charge in the amount of approximately 
$0.3  million  to  write  down  the  unused  asset’s  value  to  its  estimated  market  value,  net  of  costs  of  disposal.    This 
write down is included in Other expenses in the accompanying consolidated statements of operations.  On October 
23, 2008, the Company entered into a contract to sell this facility, which closed during the fourth quarter of 2009. 

During  the  fourth  quarter  of  2008,  the  Company  removed  from  service  approximately  250  tractors.    The 
reduction in the Company-owned fleet targeted those tractors with the highest miles and resulted in an impairment 
charge in the amount of approximately $0.5 million relating to certain of those tractors.  This write down, which 
adjusted the book value of the tractors down to their market value, is included in Other operating expenses in the 
accompanying consolidated statements of operations.  The Company disposed of all but one of those high mileage 
tractors during 2009. 

Claims Liabilities 

The Company is self-insured up to certain limits for bodily injury, property damage, workers’ compensation, 
cargo loss and damage claims and medical benefits.  Provisions are made for both the estimated liabilities for known 
claims as incurred and estimates for those incurred but not reported. 

44 

 
 
The  Company’s  self-insurance  retention  levels  are  $0.5  million  for  workers’  compensation  claims  per 
occurrence, $0.05 million for cargo loss and damage claims per occurrence and $1.0 million for bodily injury and 
property  damage  claims  per  occurrence.    For  medical  benefits,  the  Company  self-insures  up  to  $0.25  million  per 
plan participant per year with an aggregate claim exposure limit determined by the Company’s year-to-date claims 
experience  and  its  number  of  covered  lives.    The  Company  is  completely  self-insured  for  physical  damage  to  its 
own tractors and trailers, except that the Company carries catastrophic physical damage coverage to protect against 
natural disasters.  The Company maintains insurance above the amounts for which it self-insures, to certain limits, 
with  licensed  insurance  carriers.    The  Company  has  excess  general,  auto  and  employer’s  liability  coverage  in 
amounts substantially exceeding minimum legal requirements, and the Company believes this coverage is sufficient 
to protect against material loss. 

The Company records claims accruals at the estimated ultimate payment amounts based on information such as 
individual  case  estimates  or  historical  claims  experience.    The  current  portion  reflects  the  amounts  of  claims 
expected  to  be  paid  in  the  next  twelve  months.    In  making  the  estimates  of  ultimate  payment  amounts  and  the 
determinations  of  the  current  portion  of  each  claim  the  Company  relies  on  past  experience  with  similar  claims, 
negative or positive developments in the case and similar factors.  The Company re-evaluates these estimates and 
determinations each reporting period based on developments that occur and new information that becomes available 
during the reporting period. 

Interest 

The  Company  capitalizes  interest  on  major  projects  during  construction.    Interest  is  capitalized  based  on  the 
average  interest  rate  on  related  debt.    Capitalized  interest  was  $0.05  million,  $0.06  million  and  $0.02  million  in 
2009, 2008 and 2007, respectively.  Interest expense was $3.0 million, $4.6 million and $5.1 million in 2009, 2008 
and 2007, respectively. 

(Loss) earnings Per Share 

Basic (loss) earnings per share is computed based on the weighted average number of shares of Common Stock 
outstanding during the year.  Diluted (loss) earnings per share is computed by adjusting the weighted average shares 
outstanding by Common Stock equivalents attributable to dilutive stock options and restricted stock. 

Segment Reporting 

The service offerings provided by the Company relate to the transportation of truckload quantities of freight for 
customers in a variety of industries.  The services generate revenue, and to a great extent incur expenses, primarily 
on  a  per  mile  basis.  The  Company  classifies  its  business  into  the  Trucking  operating  segment  and  the  Strategic 
Capacity Solutions operating segment, which it previously designated as operating divisions.  These two operating 
segments are aggregated into one segment for financial reporting purposes.  Both Trucking and Strategic Capacity 
Solutions  have  similar  economic  characteristics  and  are  impacted  by  virtually  the  same  economic  factors  as 
discussed  elsewhere  in this report.  Trucking consists primarily of the Company’s General Freight and Dedicated 
Freight  service  offerings,  as  well  as  its  Trailer-on-Flat-Car  rail  intermodal  service  offering.    The  Company 
previously referred to its Freight Brokerage operations as its “Strategic Capacity Solutions” division.  The Company 
now  uses  “Strategic  Capacity  Solutions”  to  refer  to  the  operating  segment,  which  now  consists  primarily  of  its 
Freight  Brokerage  service  offering  and  its  Container-on-Flat-Car  rail  intermodal  service  offering.  This  service 
offering within the Strategic Capacity Solutions operating segment is intended to provide services that complement 
the  Company’s  Trucking  services,  primarily  to  existing  customers  of  its  Trucking  operating  segment.    Those 
complementary services consist of services such as freight brokerage, transportation scheduling, routing and mode 
selection.  A majority of the customers of Strategic Capacity Solutions have also engaged the Company to provide 
services  through  one  or  more  of  its  Trucking  service  offerings.    The  Company’s  Strategic  Capacity  Solutions 
operating segment represents a relatively minor part of its business, generating approximately 4.3%, 4.2% and 2.3% 
of total base revenue for the years ended December 31, 2009, 2008 and 2007, respectively.  The Company began 
offering  rail  intermodal  services  during  December  2007,  and  the  operating  segment  into  which  those  service 
offerings  are  classified  depends  on  whether  or  not  Company  equipment  is  used  in  providing  the  services.    If 
Company  equipment  is  used,  those  results  are  included  the  Company’s  Trucking  operating  segment  (Trailer-on-
Flat-Car).    If  Company  equipment  is  not  used,  those  results  are  included  in  the  Company’s  Strategic  Capacity 
Solutions  operating  segment  (Container-on-Flat-Car).    For  the  years  ended  December  31,  2009  and  2008,  rail 
intermodal service offerings generated approximately 2.4% and 1.2% of total base revenue, respectively.   

The  Company’s  decision  to  aggregate  its  two  operating  segments  into  one  reporting  segment  was  based  on 
factors such as the similar economic and operating characteristics of its service offerings and its centralized internal 

45 

 
 
management structure.  Except with respect to the relatively minor components of the Company’s operations that do 
not  involve  the  use  of  its  tractors,  key  operating  statistics  include,  for  example,  revenue  per  mile  and  miles  per 
tractor  per  week.    While  the  operations  of  the  Company’s  Strategic  Capacity  Solutions  service  offerings  do  not 
involve  the  use  of  its  equipment  and  drivers,  it  nevertheless  provides  truckload  freight  services  to  its  customers 
through arrangements with third party carriers who are subject to the same general regulatory environment and cost 
sensitivities imposed upon the Trucking operations. 

Revenue Recognition 

Revenue  generated  by  the  Company’s  Trucking  operating  segment  is  recognized  in  full  upon  completion  of 
delivery of freight to the receiver’s location.  For freight in transit at the end of a reporting period, the Company 
recognizes revenue pro rata based on relative transit time completed as a portion of the estimated total transit time.  
Expenses are recognized as incurred.   

Revenue  generated  by  the  Company’s  Strategic  Capacity  Solutions  operating  segment  is  recognized  upon 
completion of the services provided.  Revenue is recorded on a gross basis, without deducting third party purchased 
transportation costs, as the Company acts as a principal with substantial risks as primary obligor.  

 Management believes these policies most accurately reflect revenue as earned and direct expenses, including 

third party purchased transportation costs, as incurred.   

Reclassifications 

In  2008,  the  Company  included  capitalized  software  development  costs  in  the  approximate  amount  of  $1.5 
million in land and structures on its consolidated balance sheets.  Capitalized software development costs have been 
appropriately reclassified as service, office and other equipment in the consolidated balance sheets, with no impact 
on the consolidated statements of operations, at December 31, 2009 and 2008.  

New Accounting Pronouncements 

In  June  2009,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued  The  FASB  Accounting  Standards 
CodificationTM (“Codification”).  The Codification is the source of authoritative U.S. generally accepted accounting 
principles (“GAAP”) recognized by the FASB to be applied by nongovernmental entities.  Rules and interpretive 
releases  of  the  Securities  and  Exchange  Commission  (“SEC”)  under  authority  of  federal  securities  laws  are  also 
sources  of  authoritative  GAAP  for  SEC  registrants.    On  the  effective  date,  the  Codification  superseded  all  then-
existing non-SEC accounting and reporting standards.  All other non-grandfathered non-SEC accounting literature 
not  included  in  the  Codification  will  become  non-authoritative.    The  Codification  is  effective  for  financial 
statements  issued  for  interim  and  annual  periods  ending  after  September  15,  2009,  and  it  has  not  had  a  material 
impact on the Company’s financial reporting. 

As set forth in the Subsequent Events Topic of the Codification, general standards have been established for the 
accounting  for  and disclosure of events that occur after the balance sheet date but before financial statements are 
issued or are available to be issued. In particular, the Subsequent Events Topic sets forth the period after the balance 
sheet date during which management should evaluate events or transactions that may occur for potential recognition 
or  disclosure  in  the  financial  statements,  the  circumstances  under  which  an  entity  should  recognize  events  or 
transactions occurring after the balance sheet date in its financial statements and the disclosures that an entity should 
make  about  events  or  transactions  that  occurred  after  the  balance  sheet  date.    The  Subsequent  Events  Topic  is 
effective for financial statements issued for interim and annual periods ending after June 15, 2009, and it has not 
had a material impact on the Company’s financial reporting. 

As required by the Derivatives and Hedging Topic of the Codification (ASC 815), enhanced disclosures about 
(a) how and why an entity uses derivative instruments, (b) how derivative instruments and related hedged items are 
accounted  for  and  (c)  how  derivative  instruments  and  related  hedged  items  affect  an  entity’s  financial  position, 
financial performance and cash flows are now required.  The enhanced disclosures requirement of the Derivatives 
and Hedging Topic became effective for the Company on January 1, 2009, and it has not had a material impact on 
its financial reporting.  

46 

 
 
2.  Prepaid Expenses and Other Current Assets 

Prepaid expenses and other current assets consist of the following: 

Prepaid tires (1) ................................................................................ $
Prepaid licenses, permits and tolls ....................................................
Prepaid insurance .............................................................................
Other .................................................................................................

Total prepaid expenses and other current assets ......................... $

(in thousands) 
December 31, 

2009 

2008 

3,726
1,912
1,355
938
7,931

$

$

-- 
2,169 
1,307 
905 
4,381 

(1) Effective April 1, 2009, the Company changed its method of accounting for tires.  Commencing when the 
tires are placed into service, the Company accounts for them as prepaid expenses and amortizes their cost 
over varying time periods, ranging from 18 to 30 months depending on the type of tire.  Prior to April 1, 
2009, the cost of tires was fully expensed when they were placed into service.  

3.  Derivative Financial Instruments 

The Company records derivative financial instruments in the balance sheet as either an asset or liability at fair 
value based on the active market in which the derivative financial instrument is traded, with classification as current 
or long-term depending on the duration of the instrument. 

Changes in the derivative instrument’s fair value must be recognized currently in earnings unless specific hedge 
accounting criteria are met.  For cash flow hedges that meet the criteria, the derivative instrument’s gains and losses, 
to the extent effective, are recognized in accumulated other comprehensive income and reclassified into earnings in 
the same period during which the hedged transaction affects earnings.  The Company records the gains and losses in 
other operating expenses and costs in its consolidated statements of operations.  (See also Note 4. Comprehensive 
(Loss) Income.) 

On October 21, 2008, the Company entered into an interest rate swap agreement with a notional amount of $9.0 
million with an effective date of October 21, 2008.  The Company designated the $9.0 million interest rate swap as 
a cash flow hedge of its exposure to variability in future cash flow resulting from the interest payments indexed to 
the three-month London Interbank Offered Rate (“LIBOR”).  The rate on the swap was fixed at 4.25% until January 
20, 2009.  

On  February  6,  2009,  the  Company  entered  into  a  $10  million  dollar  interest  rate  swap  agreement  with  an 
effective date of February 19, 2009.  The rate on the swap is fixed at 1.57% until February 19, 2011. The interest 
rate swap agreement is being accounted for as a cash flow hedge. 
4.  Comprehensive (Loss) Income 

Comprehensive (loss) income consisted of the following components: 

(in thousands) 

Year Ended December 31, 

2009

2008 

Net (loss) income...................................................................................$

(7,177)

$

3,140 

Change in fair value of interest rate swap, net of income tax benefit 
of $(79) for the year ended December 31, 2009, and net of income 
tax benefit of $(40) for the year ended December 31, 2008 ............. 

Reclassification of derivative net losses to statement of operations, 
net of income tax of $73 for the year ended December 31, 2009, 
and net of income tax benefit of $(7) for the year ended December 
31, 2008 ............................................................................................
Total comprehensive (loss) income ...................................................... $

(126)

(65) 

118
(7,185)

$

12 
3,087 

47 

 
 
 
 
 
 
 
 
Fair Value Measurements 

(in thousands) 

  Quoted Prices 
in Active 
Markets for 
Identical 
Assets 
(Level 1) 

Total Fair 
Value Assets 
(Liabilities) at 
12/31/09 

Significant 
Other 
Observable 
Inputs 
(Level 2) 

Significant 
Unobservable 
Inputs 
(Level 3) 

Derivative Liabilities 

$ 

(61) $

-- $

(61) $

--

The fair value of derivatives, consisting primarily of interest rate swaps as discussed above, is calculated using 
proprietary  models  utilizing  observable  inputs  as  well  as  future  assumptions  related  to  interest  rates  and  other 
applicable  variables.    These  calculations  are  performed  by  the  financial  institutions  that  are  counterparties  to  the 
applicable swap agreements and reported to the Company on a monthly basis.  The Company uses these reported 
fair  values  to  adjust  the  asset  or  liability  as  appropriate.    The  Company  evaluates  the  reasonableness  of  the 
calculations by comparing the yield curve from other sources for the applicable period. 

5.  Accrued Expenses 

Accrued expenses consist of the following: 

Salaries, wages, bonuses and employee benefits ..............................  $
Other (1) ........................................................................................... 

Total accrued expenses ...............................................................  $

(in thousands) 
December 31, 

2009 

2008 

3,966
5,042
9,008

  $

  $

4,118 
8,040 
12,158 

 (1)  As of December 31, 2009 and 2008, no single item included within other accrued expenses exceeded 5.0% 

of the Company’s total current liabilities. 

6.  Note Payable 

On October 21, 2009, the Company’s Board of Directors approved an unsecured note payable of $1.4 million 
bearing interest at 3.4%.  The balance of the note payable at December 31, 2009, was $1.0 million.  The note, which 
is payable in monthly installments of principal and interest of approximately $114,400, is scheduled to mature on 
September 1, 2010.   

At  December  31,  2008,  the  Company  had  an  unsecured  note  payable  of  $1.3  million.    The  note,  which  was 
payable in monthly installments of principal and interest of approximately $145,600, was scheduled to mature on 
September 1, 2009, bearing interest at 4.8%.  The note payable was paid in full in the approximate amount of $0.6 
million on May 8, 2009.   

Both of these notes payable were used to finance a portion of the Company’s annual insurance premiums.   

7.  Long-term Debt 

Long-term debt consists of the following: 

Revolving credit agreement (1) .............................................................$
Capitalized lease obligations (2) ...........................................................

Less current maturities ..........................................................................
Long-term debt, less current maturities .................................................$

(in thousands) 
December 31, 

2009

2008 

46,718  $ 
55,859  
102,577  
(63,461)  
39,116  $ 

33,200
63,120
96,320
(16,956)
79,364

(1)  Our  Amended  and  Restated  Senior  Credit  Facility  provides  for  available  borrowings  of  $100.0  million, 
including letters of credit not exceeding $25.0 million.  Availability may be reduced by a borrowing base 
limit as defined in the Facility.  At December 31, 2009, the Company had approximately $46.7 million in 
borrowings,  $1.8  million  in  letters  of  credit  outstanding,  and  $51.5  million  available  under  the  Facility.  
The  Facility  provides  an  accordion  feature  allowing  the  Company  to  increase  the  maximum  borrowing 

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
amount  by  up  to  an  additional  $75.0  million  in  the  aggregate  in  one  or  more  increases  no  less  than  six 
months prior to the maturity date, subject to certain conditions.  Accordingly, the Facility can be increased 
to $175.0 million at the Company’s option, with the additional availability provided by the current lenders, 
at their election, or by other lenders.  At this time, the Company does not anticipate the need to exercise the 
accordion feature or, if needed, it does not expect to encounter any difficulties in doing so.  The Facility 
bears variable interest based on the type of borrowing and on the agent bank’s prime rate, or the federal 
funds rate plus a certain percentage or the LIBOR plus a certain percentage, which is determined based on 
the Company’s attainment of certain financial ratios.  The interest rate on our overnight borrowings under 
the Facility at December 31, 2009 was 3.25%.  The interest rate including all borrowings made under this 
Facility  at  December  31,  2009  was  1.46%.    The  interest  rate  on  the  Company’s  borrowings  under  the 
Facility for the year ended December 31, 2009 was 1.6%.  A quarterly commitment fee is payable on the 
unused portion of the credit line and bears a rate which is determined based on the Company’s attainment 
of  certain  financial  ratios.    At  December  31,  2009,  the  rate  was  0.2%  per  annum.    The  Facility  is 
collateralized by revenue equipment having a net book value of $178.5 million at December 31, 2009, and 
all  trade  and  other  accounts  receivable.    The  Facility  requires  the  Company  to  meet  certain  financial 
covenants and to maintain a minimum tangible net worth of approximately $133.9 million at December 31, 
2009.    The  Company  was  in  compliance  with  these  covenants  at  December  31,  2009.    The  covenants 
would prohibit the payment of dividends by the Company if such payment would cause it to be in violation 
of  any  of  the  covenants.    The  carrying  amount  reported  in  the  balance  sheet  for  borrowings  under  the 
Facility approximates its fair value as the applicable interest rates fluctuate with changes in current market 
conditions. 
The Facility matures on September 1, 2010.  Accordingly, during the quarter ended September 30, 2009, 
we reclassified that debt from long-term to short-term.  We anticipate that the pricing spreads on any new 
facility will be materially higher than our current spreads due to widely reported dislocations in the credit 
markets.    We  recently  signed  a  term  sheet,  containing  higher pricing spreads, with a bank to replace the 
facility and we are now working on definitive documents. 

(2)  The  Company’s  capitalized  lease  obligations  have  various  termination  dates  extending  through  March 
2013 and contain renewal or fixed price purchase options.  The effective interest rates on the leases range 
from  3.2%  to  4.8%  at  December  31,  2009.    The  lease  agreements  require  the  Company  to  pay  property 
taxes, maintenance and operating expenses. 

8.  Leases and Commitments 

The Company leases certain revenue equipment under capital leases with terms of 42 months.  At December 
31,  2009,  property  and  equipment  included  capitalized  leases,  which  had  capitalized  costs  of  $72.8  million, 
accumulated amortization of $17.0 million and a net book value of $55.8 million.  At December 31, 2008, property 
and equipment included capitalized leases, which had capitalized costs of $81.6 million, accumulated amortization 
of $18.8 million and a net book value of $62.8 million. Amortization of leased assets is included in depreciation and 
amortization expense and totaled $10.7 million, $13.0 million and $14.2 million for the years ended December 31, 
2009, 2008 and 2007, respectively. 

At December 31, 2009, the future minimum payments under capitalized leases with initial terms of one year or 
more were $18.6 million for 2010, $20.8 million for 2011, $19.3 million for 2012 and $0.7 million for 2013.  As of 
December 31, 2009, the remaining minimum capital lease payments were $55.9 million, which excludes amounts 
representing  interest  of  $3.6  million.    The  current  portion  of  net  minimum  lease  payments,  including  interest,  is 
$18.6 million. 

From time to time the Company enters into operating leases for certain facilities and office equipment.  Rent 
expense under those operating leases was $1.2 million for the years ended December 31, 2009, 2008 and 2007.  At 
December 31, 2009, the Company was obligated to pay future rentals under those operating leases of $0.6 million, 
$0.3  million,  $0.2  million,  $0.03  million,  $0.01  million  and  $0.3  million  for  2010,  2011,  2012,  2013,  2014  and 
thereafter, respectively.  

Certain leases contain cross-default provisions with other financing agreements of the Company. 

Commitments  to  purchase  revenue  equipment  (including  capital  leases)  and  other  fixed  assets  aggregated 

approximately $31.7 million at December 31, 2009. 

49 

 
 
 
9.  Federal and State Income Taxes 

Significant components of the Company’s deferred tax assets and liabilities are as follows: 

Current deferred tax assets: 

Accrued expenses not deductible until paid ............................................$
Equity Incentive Plan ..............................................................................
Revenue recognition ...............................................................................
Allowance for doubtful accounts ............................................................
Total current deferred tax assets ...................................................................

Current deferred tax liability: 

Prepaid expenses deductible when paid ..................................................
Total current deferred tax liability ................................................................
Net current deferred tax assets .....................................................................$

Noncurrent deferred tax assets: 

Capitalized leases ....................................................................................$
Interest rate swap ....................................................................................
Non-compete agreement .........................................................................
Net operating loss ...................................................................................
Total noncurrent deferred tax assets .............................................................

(in thousands) 
December 31, 

2009

2008

3,247  $ 
303     
283     
170     
4,003     

(3,041)     
(3,041)     
962  $ 

153   $ 
38   
107     
3,100     
3,398     

5,755
360
204
78
6,397

(1,680)
(1,680)
4,717

137
33
129
--
299

Noncurrent deferred tax liabilities: 

Tax over book depreciation ....................................................................
Other .......................................................................................................
Total noncurrent deferred tax liabilities .......................................................
Net deferred tax liabilities ............................................................................$

(56,440) 

(31)     
(56,471)     
(53,073)  $ 

(48,834)
(28)
(48,862)
(48,563)

For the year ended December 31, 2009, the Company’s effective tax rate decreased to 23.9% from 57.4%.  This 
decrease of 33.5% was primarily due to a decrease in pre-tax income, which made the nondeductible items less of 
an  impact  to  the  overall  tax  rate.    The  change  in  the  effective  tax  rate  resulted  in  an  increase  of  the  deferred  tax 
liability of approximately $4.5 million and a decrease in the deferred tax asset of approximately $3.8 million.   

Significant components of the (benefits) provision for income taxes are as follows: 

(in thousands) 
Year Ended December 31, 
2008

2009

2007 

Current: 

Federal ........................................................................$ 
State ............................................................................
Total current ..............................................................

(8,717) $ 
(1,806)
(10,523)

Deferred: 

Federal ........................................................................
State ............................................................................
Total deferred ............................................................
Total income tax (benefit) expense ...........................$

6,851
1,419
8,270
(2,253) $

2,443  $ 
507 
2,950 

1,056 
219 
1,275 
4,225  $ 

156
32
188

2,344
486
2,830
3,018

50 

 
 
 
 
 
   
     
 
     
     
     
 
     
     
 
 
 
 
 
   
 
 
 
   
   
 
 
 
   
 
 
   
 
 
   
   
 
A reconciliation between the effective income tax rate and the statutory federal income tax rate is as follows: 

Income tax at statutory federal rate .................................$
Federal income tax effects of: 

State income taxes ......................................................
Per diem and other nondeductible meals and 
entertainment ..............................................................
Other ..........................................................................
Federal income taxes ..................................................
State income taxes ...........................................................
Total income tax (benefit) expense .................................$

Effective tax rate .............................................................

(in thousands) 
Year Ended December 31, 
2008

2009

2007 

(3,206) $

2,504 

$ 

1,074

136

(258)   

(189)

1,022
194
(1,854)
(399)
(2,253) $

23.9%

1,274 

(55)   

3,465 
760 
4,225 

57.4%   

$ 

1,685
(109)
2,461
557
3,018

95.6%

The effective rates varied from the statutory federal tax rate primarily due to state income taxes and certain non-
deductible expenses including a per diem pay structure for drivers.  Due to the partially nondeductible effect of per 
diem  pay,  the  Company’s  tax  rate  will  fluctuate  in  future  periods  based  on  fluctuations  in  earnings  and  in  the 
number of drivers who elect to receive this pay structure. 

10.  Employee Benefit Plans 

The  Company  sponsors  the  USA  Truck,  Inc.  Employees’  Investment  Plan,  a  tax  deferred  savings  plan under 
section 401(k) of the Internal Revenue Code that covers substantially all employees.  Employees can contribute up 
to  50%  of  their  compensation,  subject  to  statutory  limits,  with  the  Company  matching  50%  of  the  first  4%  of 
compensation  contributed  by  each  employee.    Effective  April  1,  2009,  the  Company  suspended  its  contribution 
match.  Employees’ rights to employer contributions vest after three years from their date of employment. Company 
matching contributions to the plan were approximately $0.2 million, $0.7 million and $0.8 million for 2009, 2008 
and 2007, respectively. 

11.  Stock Plans 

The  current  equity  compensation  plans  that  have  been  approved  by  the Company’s stockholders are its 2004 
Equity  Incentive  Plan  and  its  2003  Restricted  Stock  Award  Plan.    The  Company  does  not  have  any  equity 
compensation plans under which equity awards are outstanding or may be granted that have not been approved by 
its stockholders. 

The USA Truck, Inc. 2004 Equity Incentive Plan provides for the granting of incentive or nonqualified options 
or other equity-based awards covering up to 1,025,000 shares of Common Stock to directors, officers and other key 
employees.  On the day of each annual meeting of stockholders of the Company for a period of nine years, which 
commenced with the annual meeting of stockholders in 2005 and will end with the annual meeting of stockholders 
in  2013,  the  maximum  number  of  shares  of  Common  Stock  that  is  available  for  issuance  under  the  Plan  is 
automatically  increased  by  that  number  of  shares  equal  to  the  lesser  of  25,000  shares  or  such  lesser  number  of 
shares (which may be zero or any number less than 25,000) as determined by the Board.  No options were granted 
under  this  plan  for  less  than  the  fair  market value of the Common Stock as defined in the plan at the date of the 
grant.  Although the exercise period is determined when options are granted, no option may be exercised later than 
10  years  after  it  is  granted.    Options  granted  under  this  plan  generally  vest  ratably  over  three  to  five  years.    The 
option price under this plan is the fair market value of the Company’s Common Stock at the date the options were 
granted, except that the exercise prices of options granted to the Chairman of the Board are equal to 110% of the 
fair market value of the Company’s common stock at the date those options were granted.  The exercise prices of 
outstanding options granted under the 2004 Equity Incentive Plan range from $11.19 to $30.22 as of December 31, 
2009.    At  December  31,  2009,  approximately  450,419  shares  were  available  for  granting  future  options  or  other 
equity awards under this plan.  The Company issues new shares upon the exercise of stock options.   

Compensation cost recognized in 2009 and 2008 includes:  (a) compensation cost for all share-based payments 
granted prior to, but not yet vested as of January 1, 2006 and (b) compensation cost for all share-based payments 
granted subsequent to January 1, 2006.  The compensation cost is based on the grant-date fair value calculated using 
a  Black-Scholes-Merton  option-pricing  formula  and  is  amortized  over  the  vesting  period.    For  the  year  ended 
December  31,  2009,  the  Company  recognized  approximately  $0.2  million  in  compensation  expense  related  to 

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
incentive and nonqualified stock options granted under its plans.  For each of the years ended December 31, 2008 
and  2007,  the  Company  recognized  approximately  $0.3  million  in  compensation  expense  related to incentive and 
nonqualified  stock  options  granted  under  its  plans.  This  compensation  expense  is  included  in  salaries,  wages  and 
employee benefits in the accompanying consolidated statements of operations.   

On  January  28,  2009,  the  Executive  Compensation  Committee  of  the  Board  of  Directors  of  the  Company 
approved the USA Truck, Inc. Executive Team Incentive Plan.  The Executive Team Incentive Plan consists of cash 
and equity incentive awards.  The cash incentives will be awarded upon the achievement of predetermined results in 
designated performance measurements, which will be identified by the Committee on an annual basis.  Executive 
Team Incentive Plan participants will be paid a cash percentage of their base salaries corresponding with the level of 
results achieved.  As determined by the Committee on an annual basis, Executive Team Incentive Plan participants 
are  also  eligible  for  an  annual  Equity  Incentive  Award  consisting  of  Company  Common  Stock,  issued  under  the 
2004 Equity Incentive Plan.  The Equity Incentive Awards will consist of a combination of Restricted Stock Awards 
(“RSAs”) and Incentive Stock Options (“ISOs”).  The value of the equity award to each participant will be granted 
fifty percent in the form of RSAs and fifty percent in the form of ISOs, as defined.  To the extent options fail to 
qualify as “incentive stock options” under IRS regulations, they will be non-qualified stock options.  Annual awards 
approved by the Committee will be granted quarterly and will vest one-third each year on August 1, beginning the 
year following the year in which the shares are awarded.  The following grants were made in accordance with the 
terms of the Executive Team Incentive Plan: 

Grant Date 
February 2, 2009 ..........................
May 1, 2009 .................................
August 3, 2009 ............................
November 2, 2009 .......................

(1)  Net of forfeited shares. 

Restricted Shares 
(1)  

5,113 
5,222 
4,997 
6,478 

Number of shares 
under options (1) 
12,283 
16,473 
15,291 
20,949 

  $ 

Fair Market 
Value (2) 

14.18 
13.88 
14.50 
11.19 

(2)  Represents the closing price of the Company’s Common Stock on the dates of grant. 

On February 1, 2010, the Executive Compensation Committee granted an award of 3,250 restricted shares and 
incentive stock options to acquire 11,222 shares of the Company’s Common Stock.  These awards were valued at 
$12.21 per share, which was the closing price of the Company’s Common Stock on that date. 

Information related to option activity for the year ended December 31, 2009 is as follows: 

Outstanding - beginning of year ........
Granted ..............................................
Exercised ...........................................
Cancelled/forfeited/expired ...............
Outstanding at December 31, 2009 ...
Exercisable at December 31, 2009 ....

Number of 
Options 

221,300
65,462
(42,200)
(43,116)
201,446
84,350

Weighted-
Average 
Exercise Price
16.24
$ 
13.22
  11.72
16.04
16.25
15.99

$

Weighted-
Average 
Remaining 
Contractual 
Life (in years)

Aggregate 
Intrinsic Value 
(1) 

97,656

70,282
 42,420

 2.7
0.8

 $  
 $ 

(1)  The  intrinsic  value  of  a  stock  option  is  the  amount  by  which  the  market  value  of  the  underlying  stock 
exceeds the exercise price of the option.  The per share market value of the Company’s Common Stock, as 
determined by the closing price on December 31, 2009 (the last trading day of the fiscal year), was $12.52.  
The intrinsic value for options exercised in 2009 was $97,656 and in 2008 was $46,955.  

(2)  The fair value of the options exercisable at December 31, 2009 was $0.5 million. 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Information related to the weighted-average fair value of stock option activity for the year ended December 31, 

2009 is as follows: 

Nonvested options - December 31, 2008..................
Granted (1) ...............................................................
Forfeited ...................................................................
Vested .......................................................................
Nonvested options - December 31, 2009..................

Number of Shares 
Under Options
113,100
65,462
(10,066)
(51,400)
117,096

$

Weighted-
Average Fair 

7.97 
4.51 
7.94 
6.07 
6.87 

(1)  No  options  were  granted  in  2008  and  the  weighted-average  fair  value  for  options  granted  in  2007  was 

$7.74. 

The exercise price, number, weighted-average remaining contractual life of options outstanding and the number 

of options exercisable as of December 31, 2009 is as follows:  

Exercise  
Price 

Number of Options 
Outstanding 

Weighted-Average 
Remaining Contractual 
Life (in years) 

Number of 
Options 
Exercisable 

$ 

11.19 
11.47 
12.66 
13.88 
14.18 
14.50 
15.83 
16.08 
17.06 
22.54 
22.93 
30.22 

20,949 
40,400 
4,000 
16,473 
12,283 
17,691 
5,000 
2,250 
24,000 
52,400 
3,000 
3,000 
201,446 

4.6 
0.8 
1.1 
4.6 
4.6 
4.6 
4.6 
0.1 
2.5 
2.1 
0.8 
1.6 
2.7 

-- 
40,400 
4,000 
-- 
-- 
500 
1,000 
2,250 
9,600 
23,600 
1,500 
1,500 
84,350 

The following assumptions were used to value the stock options granted during the years indicated: 

Dividend yield ...............................
Expected volatility .........................
Risk-free interest rate ....................
Expected life (in years) ..................

2009 

0%  
36.5% - 53.1%  
1.4%  
4.13 - 4.25  

2008 

--
--
--
--

2007 

0%
38.7% - 49.9%
4.2% - 5.0%
3 - 9

Expected  volatility  is  a  measure  of  the  expected  fluctuation  in share price.  The Company uses the historical 
method  to  calculate  volatility  with  the  historical  period  being  equal  to  the  expected  life  of  each  option.    This 
calculation is then used to determine the potential for the share price to increase over the expected life of the option.  
Expected  life  represents  the  length  of  time  the  options  are  anticipated  to  be  outstanding  before  being  exercised.  
Based on historical experience, that time period is best represented by the option’s contractual life.  The risk-free 
interest rate is based on an implied yield on United States zero-coupon treasury bonds with a remaining term equal 
to  the  expected  life  of  the  outstanding  options.    In  addition  to  the  above,  the  Company  also  includes  a  factor  for 
anticipated  forfeiture,  which  represents  the  number  of  shares  under  options  expected  to  be  forfeited  over  the 
expected life of the option. 

The 2003 Restricted Stock Award Plan, which terminated on August 31, 2009, allowed the Company to issue 
up to 150,000 shares of Common Stock as awards of restricted stock to its officers, 100,000 shares of which had 
been awarded.  The Chairman of the Board contributed 100,000 shares of his Common Stock to the Company for 
purposes of issuance under the 2003 Restricted Stock Award Plan.  Shares issued as restricted stock awards under 
the 2003 Restricted Stock Award Plan consisted solely of shares of Common Stock contributed to the Company by 
its Chairman of the Board.  Awards under the 2003 Restricted Stock Award Plan vested over a period of no less 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
than  five  years  and  vesting  of  awards  is  also  subject  to  the  achievement  of  such  performance  goals  as  set  by  the 
Board of Directors based on criteria set forth in the 2003 Restricted Stock Award Plan.  Currently, the performance 
goals require the attainment of an annual retained earnings growth rate of 10.0% in order for the shares to qualify 
for  full  vesting  (with  50.0%  vesting  if  a  9.0%  growth  rate  is  achieved).    The  fair  value  of  the  100,000  shares  of 
Common Stock subject to the awards previously granted is being amortized over the vesting period as compensation 
expense based on management’s assessment as to whether achievement of the performance goals is probable.  To 
the  extent  the  performance  goals  are  not  achieved  and  there  is  not  full  vesting  in  the  shares  awarded,  the 
compensation  expense  recognized  to  the  extent  of  the  non-vested  and  forfeited  shares  will  be  reversed.    The 
performance  goal  for  2008  was  not  met.    As  a  result,  no  compensation  expense  was  recognized  for  the  14,000 
shares that were to have vested on March 1, 2009, based on 2008 performance.  The shares remained outstanding 
until their scheduled vesting date of March 1, 2009, at which time their forfeiture became effective.  For financial 
statement purposes, the previously recorded expense in the amount of $0.2 million relating to the forfeited shares 
was recovered on December 31, 2008, the date on which it was determined that the achievement of the performance 
goal was not met.  As a result, such shares have been recorded as treasury stock and are not reflected as nonvested 
shares in the table below as of December 31, 2008.  As of September 30, 2009, management determined that the 
performance goal for 2009 will not be met.  As a result, the 4,000 shares that were scheduled to vest on March 1, 
2010 have been deemed to be forfeited.  For financial statement purposes, the previously recorded expense in the 
amount of $0.1 million relating to the forfeited shares was recovered on September 30, 2009, the date on which it 
was determined that the achievement of the performance goal would not be met.  As a result, such shares have been 
recorded as treasury stock and are not included in the nonvested shares in the table below as of December 31, 2009.  
The  shares  will  remain  outstanding  until  their  scheduled  vesting  date  of  March  1,  2010,  at  which  time  their 
forfeiture will become effective.  Pursuant to the provisions of the Plan, any shares that remained in the Plan that 
were  not  subject  to  outstanding  awards  when  the  Plan  terminated  and  any  previously  awarded  shares  that  are 
forfeited after the Plan terminates are to be returned to Mr. Robert M. Powell, Chairman of the Board of Directors.  
Accordingly, the 38,000 previously forfeited shares were returned to Mr. Powell on September 1, 2009.  The 4,000 
shares which were deemed forfeited on September 30, 2009, will be returned to Mr. Powell on March 1, 2010, the 
effective date of their forfeiture.  

The compensation expense recognized is based on the market value of the Company’s Common Stock on the 
date  the  restricted  stock  award  is  granted  and  is  not  adjusted  in  subsequent  periods.    The  amount  recognized  is 
amortized over the vesting period.  The stock-based compensation expense (credit) that was recognized related to 
the Company’s restricted stock awards was $0.4 million, $0.01 million and $(0.2) million in 2009, 2008 and 2007, 
respectively, and is included in salaries, wages and employee benefits in the consolidated statement of operations.   

Information  related  to  the  2003  Restricted  Stock  Award  Plan  for  the  year  ended  December  31,  2009  is  as 

follows: 

Number of 
Shares

  Weighted-Average 
Fair Value

Nonvested shares - December 31, 2008 ............
Granted ..............................................................
Forfeited ............................................................
Vested ................................................................
Nonvested shares - December 31, 2009 ............

$

8,000
--
(4,000)
--
4,000

27.66
--
27.66
--
27.66

On July 16, 2008, the Executive Compensation Committee of the Board of Directors of the Company, pursuant 
to the 2004 Equity Incentive Plan, granted thereunder awards totaling 200,000 restricted shares of the Company’s 
Common Stock to certain officers of the Company.  The grants were made effective as of July 18, 2008 and were 
valued  at  $12.13  per  share,  which  was  the  closing  price  of  the  Company’s  Common  Stock  on  that  date.    Each 
participating  officer’s  restricted  shares  of  Common  Stock  will  vest  in  varying  amounts  over  the  ten  year  period 
beginning  April  1,  2011,  subject  to  the  Company’s  attainment  of  retained  earnings  growth.    Management  must 
attain an average five-year trailing retained earnings annual growth rate of 10.0% (before dividends) in order for the 
shares to qualify for full vesting (pro rata vesting will apply down to 50.0% at a 5.0% annual growth rate).  Any 
shares  that  fail  to  vest  as  a  result  of  the  Company’s  failure  to  attain  a  performance  goal  will  revert  to  the  2004 
Equity Incentive Plan where they will remain available for grants under the terms of that plan until that plan expires 
in 2014. 

54 

 
 
 
 
 
 
Information  related  to  the  restricted  stock  awarded  under  the  2004  Equity  Incentive  Plan  for  the  year  ended 

December 31, 2009, is as follows: 

Number of Shares 

  Weighted-Average 
Fair Value 

Nonvested shares – December 31, 2008 ............
Granted  ..............................................................
Forfeited ............................................................
Vested ................................................................
Nonvested shares – December 31, 2009 ............

200,000
21,978
(168)
--
221,810

$

$

12.13 
13.30 
14.03 
-- 
12.24 

As of December 31, 2009, unrecognized compensation expense that related to stock options and restricted stock 
was $0.3 million and $2.1 million, respectively, which is expected to be recognized over a weighted-average period 
of approximately 2.7 years for stock options and 6.2 years for restricted stock. 

12.  (Loss) Earnings per Share 

The following table sets forth the computation of basic and diluted (loss) earnings per share: 

(in thousands, except per share amounts) 
Year Ended December 31, 
2008

2007 

2009

Numerator: 

Net (loss) income ..............................................................$

(7,177) $

3,140

$ 

140 

Denominator: 

Denominator for basic earnings per share – weighted 
average shares .................................................................

Effect of dilutive securities: 

Employee stock options ................................................

Denominator for diluted earnings per share – adjusted 
weighted-average shares and assumed conversions........
Basic (loss) earnings per share .............................................$
Diluted (loss) earnings per share ..........................................$
Weighted-average number of stock option shares not 
included in earnings per share calculation for the periods 
presented because their effect is anti-dilutive.......................

13.  Common Stock Transactions 

10,240

10,220

10,596 

--
--

18
18

55 
55 

10,240

(0.70) $
(0.70) $

10,238
0.31
0.31

10,651 
0.01 
0.01 

$ 
$ 

131

117

132 

On January 24, 2007, the Company publicly announced that its Board of Directors authorized the repurchase of 
up to 2,000,000 shares of its outstanding Common Stock over a three-year period ending January 24, 2010.  The 
Company  may  make  Common  Stock  purchases  under  this  program  on  the  open market or in privately negotiated 
transactions at prices determined by its Chairman of the Board or President.  The Board had previously approved an 
authorization,  publicly  announced  on  October  19,  2004,  to  repurchase  up  to  500,000  shares  and  the  remaining 
balance  of  264,000  shares  was  repurchased  during  the  first  quarter  of  2007  at  a  total  cost  of  approximately  $4.3 
million.  During the years ended December 31, 2009 and 2008, the Company did not repurchase any shares of its 
Common Stock. During the year ended December 31, 2007, the Company repurchased a total of 834,099 shares of 
its Common Stock under the current authorization, at a total cost of approximately $13.1 million.  The Company’s 
current repurchase authorization has 1,165,901 shares remaining. 

On October 21, 2009, the Board of Directors of the Company approved an authorization for the repurchase of 
up  to  2,000,000  shares  of  the  Company’s  Common  Stock  expiring  on  October  21,  2012.    Subject  to  applicable 
timing and other legal requirements, repurchase under authorization may be made on the open market or in privately 
negotiated  transactions  on  terms  approved  by  the  Company’s  Chairman  of  the  Board  or  President.    Repurchased 
shares  may  be  retired  or  held  in  treasury  for  future  use  for  appropriate  corporate  purposes  including  issuance  in 
connection with awards under the Company’s employee benefit plans.  The new authorization is in addition to the 
existing repurchase. 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
14.  Fair Value of Financial Instruments 

At  December  31,  2009  and  2008,  the  amounts  reported in the Company’s consolidated balance sheets for its 

Senior Credit Facility and capital leases approximate their fair value. 

15.  Litigation 

The Company is a party to routine litigation incidental to its business, primarily involving claims for personal 
injury and property damage incurred in the transportation of freight.  Though the Company believes these claims to 
be routine and immaterial to its long-term financial position, adverse results of one or more of these claims could 
have a material adverse effect on its financial position, results of operations or cash flow. 

On  May  22,  2006,  a  former  independent  sales  agent  filed  a  lawsuit  against  the  Company  entitled  All-Ways 
Logistics,  Inc.  v.  USA  Truck,  Inc.,  in  the  U.S.  District  Court  for  the  Eastern  District  of  Arkansas,  Jonesboro 
Division, alleging, among other things, breach of contract, breach of implied duty of good faith and fair dealing, and 
tortious  interference  with  business  relations.    The  plaintiff  alleged  that  the  Company  breached  and  wrongfully 
terminated  its  commission  sales  agent  agreement  with  it  and  improperly  interfered  with  its  business  relationship 
with certain of its customers.  In early August 2007, the jury returned an unfavorable verdict in this contract dispute.  
The  jury  held  that  the  Company  breached  the  contract  and  awarded  the  plaintiff  damages  of  approximately  $3.0 
million, which was accrued during the quarter ended September 30, 2007.  In its December 4, 2007 order, the court 
denied  substantially  all  of  USA  Truck’s  motions  for  post-trial  relief  and  granted  the  plaintiff’s  motions  for  pre-
judgment interest, attorney’s fees and costs in an amount totaling approximately $1.7 million, which was accrued 
during the fourth quarter of 2007.  The court’s order also awarded the plaintiff post-judgment interest, of which the 
Company accrued approximately $0.2 million and $0.2 million for the years ended December 31, 2009 and 2008, 
respectively.    On  January  2,  2008,  the  Company  filed  an  appeal  of  the  verdict  and  the  court’s  order,  and  on 
September 25, 2008, it presented an oral argument before the 8th Circuit United States Court of Appeals seeking to 
overturn  the  verdict.    On  October  1,  2009,  the  Court  of  Appeals  entered  an  order  affirming  the  decision  of  the 
District Court.  The total award in the amount of $5.1 million was paid on October 19, 2009.  On October 20, 2009, 
the Court issued its final mandate, effectively concluding the litigation. 

16.  Quarterly Results of Operations (Unaudited) 

The tables below present quarterly financial information for 2009 and 2008: 

(in thousands, except per share amounts) 
2009
Three Months Ended 

March 31,

June 30,

Operating revenues ...................................... $
Operating expenses and costs ......................
Operating (loss) ...........................................
Other expenses, net ......................................
(Loss) before income taxes ..........................
Income tax (benefit) ....................................
Net (loss) ..................................................... $

Average shares outstanding (Basic) ............
Basic (loss) per share ................................... $

Average shares outstanding (Diluted) .........
Diluted (loss) per share ................................ $

93,496
95,130
(1,634)
862
(2,496)
(616)
(1,880)

10,213
(0.18)

10,213
(0.18)

$

$

$

$

92,384
92,980
(596)
710
(1,306)
(158)
(1,148)

10,230
(0.11)

10,230
(0.11)

$ 

September 30, 
$
96,171 
97,670 
(1,499) 
616 
(2,115) 
(477) 
(1,638)  $ 

  December 31,
100,316
103,194
(2,878)
635
(3,513)
(1,001)
(2,512)

$

10,249 

(0.16)  $ 

10,249 

(0.16)  $ 

10,275
(0.24)

10,275
(0.24)

$

$

Note  -  The  above  amounts  have  been  previously  reported  in  the  Company’s  quarterly  reports  on  Form  10-Q.  
Certain line items in those quarterly reports may not total the corresponding amount reported in this Annual Report 
on Form 10-K due to rounding. 

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands, except per share amounts) 
2008 
Three Months Ended 

March 31,

June 30,

Operating revenues ...................................... $
Operating expenses and costs ......................
Operating (loss) income ..............................
Other expenses, net ......................................
(Loss) income before income taxes .............
Income tax (benefit) expense .......................
Net (loss) income ......................................... $

Average shares outstanding (Basic) ............
Basic (loss) earnings per share .................... $

Average shares outstanding (Diluted) .........
Diluted (loss) earnings per share ................. $

127,238
128,647
(1,409)
1,169
(2,578)
(632)
(1,946)

10,211
(0.19)

10,211
(0.19)

$

$

$

$

146,127
141,017
5,110
1,058
4,052
1,917
2,135

10,220
0.21

10,227
0.21

September 30, 
$
146,089 
140,238 
5,851 
1,458 
4,393 
2,041 
2,352 

$

$ 

  December 31,
116,167
113,571
2,596
1,098
1,498
899
599

$ 

10,223 
0.23 

10,251 
0.23 

$ 

$ 

10,225
0.06

10,244
0.06

$

$

Note  -  The  above  amounts  have  been  previously  reported  in  the  Company’s  quarterly  reports  on  Form  10-Q.  
Certain line items in those quarterly reports may not total the corresponding amount reported in this Annual Report 
on Form 10-K due to rounding.  

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 Item 9. CHANGES  IN  AND  DISAGREEMENTS  WITH  ACCOUNTANTS  ON  ACCOUNTING  AND 

FINANCIAL DISCLOSURE 

None. 

Item 9A.  CONTROLS AND PROCEDURES 

Evaluation of Disclosure Controls and Procedures 

We  have  established  disclosure  controls  and  procedures  to  ensure  that  material  information  relating  to  our 
Company, including our consolidated subsidiaries, is made known to the officers who certify our financial reports 
and to other members of senior management and the Board of Directors.  Our management, with the participation of 
our Chief Executive Officer (the “CEO”) and our Chief Financial Officer (the “CFO”), conducted an evaluation of 
the effectiveness of our disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the 
Exchange Act).  Based on this evaluation, as of December 31, 2009, our CEO and CFO have concluded that our 
disclosure controls and procedures are effective to ensure that the information required to be disclosed by us in the 
reports that we file or submit under the Exchange Act is (i) recorded, processed, summarized, and reported within 
the  time  periods  specified  in  SEC  rules  and  forms,  and  (ii)  accumulated  and  communicated  to  management, 
including  our  principal  executive  officer  and  principal  financial  officer,  as  appropriate,  to  allow  timely  decisions 
regarding required disclosure. 

Changes in Internal Control Over Financial Reporting 

No  changes  occurred  in  our  internal  control  over  financial  reporting  (as  defined  in  Rules  13a-15(f)  and  15d-
15(f) under the Exchange Act) during the fiscal quarter ended December 31, 2009, that materially affected, or are 
reasonably likely to materially affect, our internal control over financial reporting. 

Management’s Report on Internal Control Over Financial Reporting 

Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial 
reporting. Internal control over financial reporting is defined in Rule 13a-15(f) and 15d-(f) promulgated under the 
Exchange Act as a process designed by, or under the supervision of, the principal executive officer and principal 
financial  officer  and  effected  by  the  Board  of  Directors,  management  and  other  personnel,  to  provide  reasonable 
assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external 
purposes  in  accordance  with  generally  accepted  accounting  principles  and  includes  those  policies  and  procedures 
that: 

1.  Pertain  to  the  maintenance  of  records  that  in  reasonable  detail  accurately  and  fairly  reflect  the 

transactions and dispositions of our assets; 

2.  Provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of 
financial statements in accordance with generally accepted accounting principles, and that our receipts 
and  expenditures  are  being  made  only  in  accordance  with  authorizations  of  our  management  and 
directors; and 

3.  Provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use 

or disposition of our assets that could have a material effect on our financial statements. 

Under  the  supervision  and  with  the  participation  of  our  management,  including  our  CEO  and  CFO,  we 
conducted an evaluation of the effectiveness of our internal control over financial reporting based on the criteria set 
forth  in  Internal  Control  -  Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway  Commission.    Based  on  our  management’s  evaluation  under  the  criteria  set  forth  in  Internal  Control  - 
Integrated Framework, management concluded that our internal control over financial reporting was effective as of 
December 31, 2009.  The effectiveness of our internal control over financial reporting as of December 31, 2009 has 
been audited by Grant Thornton LLP, an independent registered accounting firm, as stated in their attestation report, 
which is included herein.  

Design and Changes in Internal Control over Financial Reporting 

Disclosure  controls  and  procedures  are  controls  and  other  procedures  that  are  designed  to  ensure  that 
information  required  to  be  disclosed  in  our  reports  filed  or  submitted  under  the  Exchange  Act  is  recorded, 
processed, summarized, and reported within the time periods specified in the SEC’s rules and forms.  In accordance 
with  these  controls  and  procedures,  information  is accumulated and communicated to management, including our 

58 

 
 
 
 
CEO, as appropriate, to allow timely decisions regarding disclosures. There were no changes in our internal control 
over financial reporting that occurred during the quarter ended December 31, 2009, that have materially affected, or 
are reasonably likely to materially affect, our internal control over financial reporting. 

Attestation Report of the Independent Registered Public Accounting Firm 

Report of Independent Registered Public Accounting Firm 

Board of Directors and Stockholders 
USA Truck, Inc.   

We have audited USA Truck, Inc. (a Delaware Corporation) and subsidiary, collectively, the “Company’s”, internal 
control  over  financial  reporting  as  of  December  31,  2009,  based  on  criteria  established  in  Internal  Control—
Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission 
(COSO).    The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial 
reporting  and  for  its  assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in  the 
accompanying Management’s Report on Internal Control Over Financial Reporting.  Our responsibility is to express 
an opinion on the Company’s internal control over financial reporting based on our audit. 

We  conducted  our  audit  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board 
(United  States).  Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable assurance about 
whether  effective  internal  control  over  financial  reporting  was  maintained  in  all  material  respects.  Our  audit 
included  obtaining  an  understanding  of  internal  control  over  financial reporting, assessing the risk that a material 
weakness  exists,  testing  and  evaluating  the  design  and  operating  effectiveness  of  internal  control  based  on  the 
assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe 
that our audit provides a reasonable basis for our opinion. 

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance 
regarding  the  reliability  of  financial  reporting and the preparation of financial statements for external purposes in 
accordance  with  generally  accepted  accounting  principles.  A  company’s  internal  control  over  financial  reporting 
includes  those  policies  and  procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable 
assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company are being made 
only  in  accordance  with  authorizations  of  management  and  directors  of  the  company;  and  (3)  provide  reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also,  projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may 
become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or 
procedures may deteriorate. 

In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting 
as  of  December  31,  2009,  based  on  criteria  established  in  Internal  Control—Integrated  Framework  issued  by 
COSO. 

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board 
(United States), the consolidated balance sheets of USA Truck, Inc. and subsidiary, as of December 31, 2009 and 
2008,  and  the  related  consolidated  statements  of  operations,  stockholders’  equity,  and  cash  flows  for  each  of  the 
three years in the period ended December 31, 2009 and our report dated March 16, 2010, expressed an unqualified 
opinion on those consolidated financial statements. 

/s/ GRANT THORNTON LLP  

Tulsa, Oklahoma 
March 16, 2010 

59 

 
 
 
 
 
 
 
Item 9B.  OTHER INFORMATION 

There  is  no  information  that  we  are  required  to  report,  but  did  not  report,  on  Form  8-K  during  the  fourth 

quarter of 2009.  

PART III 

Item 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

The sections entitled “Additional Information Regarding the Board of Directors – Biographical Information,” 
“Executive Officers” “Section 16(a) Beneficial Ownership Reporting Compliance,” “Security Ownership of Certain 
Beneficial  Owners,  Directors  and  Executive  Officers,”  “Audit  Committee,”  and  “Corporate  Governance  and 
Related Matters” in our proxy statement for the annual meeting of stockholders to be held on May 5, 2010, set forth 
certain information with respect to the directors, nominees for election as directors and executive officers and are 
incorporated herein by reference. 

Our  Code  of  Business  Conduct  and  Ethics  (“Code  of  Ethics”),  which  applies  to  all  directors,  officers  and 
employees,  and  sets  forth  the  conduct  and  ethics  expected  of  all  affiliates  and  employees  of  the  Company,  is 
available  at  our  Internet  address  http://www.usa-truck.com,  under  the  “Corporate  Governance”  tab  of  the 
“Investors” menu.  Any amendment to, or waivers of, any provision of the Code of Ethics that apply to our principal 
executive,  financial  and  accounting  officers,  or  persons  performing  similar  functions,  will  be  posted  at  that  same 
location on our website. 

Item 11.  EXECUTIVE COMPENSATION 

The  sections  entitled  “Executive  Compensation,”  “Director  Compensation,”  “Compensation  Committee 
Interlocks and Insider Participation” and “Compensation Committee Report” in our proxy statement for the annual 
meeting of stockholders to be held on May 5, 2010, set forth certain information with respect to the compensation of 
management and Directors and related matters and is incorporated herein by reference. 

Item 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 

RELATED STOCKHOLDER MATTERS 

The section entitled “Security Ownership of Certain Beneficial Owners, Directors and Executive Officers” in 
our proxy statement for the annual meeting of stockholders to be held on May 5, 2010, sets forth certain information 
with respect to the ownership of our voting securities and is incorporated herein by reference.  See “Item 5. Market 
for Registrant’s Common Equity and Related Stockholder Matters,” of this annual report on Form 10-K, which sets 
forth certain information with respect to our equity compensation plans. 

Item 13.  CERTAIN  RELATIONSHIPS  AND  RELATED  TRANSACTIONS  AND  DIRECTOR 

INDEPENDENCE 

The sections entitled “Certain Transactions” and “Additional Information Regarding the Board of Directors – 
Board Meetings, Director Independence and Committees – Director Independence” in our proxy statement for the 
annual meeting of stockholders to be held on May 5, 2010, set forth certain information with respect to relations of 
and transactions by management and the independence of our directors and nominees for election as directors and is 
incorporated herein by reference. 

Item 14.  PRINCIPAL ACCOUNTING FEES AND SERVICES 

The  section  entitled  “Independent  Registered  Public  Accounting Firm” in our proxy statement for the annual 
meeting of stockholders to be held on May 5, 2010, sets forth certain information with respect to the fees billed by 
our independent registered public accounting firm and the nature of services rendered for such fees for each of the 
two most recent fiscal years and with respect to our Audit Committee’s policies and procedures pertaining to pre-
approval  of  audit  and  non-audit  services  rendered  by  our  independent  registered  public  accounting  firm  and  is 
incorporated herein by reference. 

60 

 
 
 
                                                                PART IV 

Item 15.  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

 (a)  The following documents are filed as a part of this report:

Page

  1.  Financial statements. 

  The following financial statements of the Company are included in Part II, Item 8 of this report: 
  Consolidated Balance Sheets as of December 31, 2009 and 2008 ............................................................ 39 
  Consolidated Statements of Operations for the years ended December 31, 2009, 2008 and 2007 ........... 40 
Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2009, 2008 and  

2007 ....................................................................................................................................................... 41 
  Consolidated Statements of Cash Flows for the years ended December 31, 2009, 2008 and 2007 .......... 42 
  Notes to Consolidated Financial Statements ............................................................................................. 43 

2.  

Schedules have been omitted since the required information is not applicable or not present in 
amounts sufficient to require submission of the schedule, or because the information required is 
included in the financial statements or the notes thereto.

  3.  Listing of exhibits. 

The exhibits filed with this report are listed in the Exhibit Index, which is a separate section of this 

report, and incorporated in this Item 15(a) by reference. 

  Management Compensatory Plans: 
  -Employee Stock Option Plan (Exhibit 10.1) 
  -Executive Profit-Sharing Incentive Plan (Exhibit 10.2) 
  -1997 Nonqualified Stock Option Plan for Nonemployee Directors (Exhibit 10.3) 
  -2003 Restricted Stock Award Plan (Exhibit 10.4) 
  -Form of Restricted Stock Award Agreement (Exhibit 10.5) 
-USA Truck, Inc. 2004 Equity Incentive Plan (Exhibit 10.6) 
-USA Truck, Inc. Executive Team Incentive Plan (Exhibit 10.8) 

61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, the registrant has 

duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

USA TRUCK, INC. 

(Registrant) 

By: 

/s/ Clifton R. Beckham 
Clifton R. Beckham 
President and Chief Executive Officer 

By: 

/s/ Darron R. Ming 
Darron R. Ming 
Vice President, Finance and Chief 
Financial Officer 

Date:  March 16, 2010 

Date:  March 16, 2010 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the 

following persons on behalf of the registrant and in the capacities and on the dates indicated. 

Signature 

Title 

Date 

/s/ Robert M. Powell 
Robert M. Powell 

/s/ Clifton R. Beckham 
Clifton R. Beckham 

/s/ Darron R. Ming 
Darron R. Ming 

/s/ James B. Speed 
James B. Speed 

/s/ Terry A. Elliott 
Terry A. Elliott 

/s/ William H. Hanna 
William H. Hanna 

/s/ Joe D. Powers 
Joe D. Powers 

/s/ Richard B. Beauchamp 
Richard B. Beauchamp 

Chairman of the Board and Director 

  March 16, 2010 

President, Chief Executive Officer and Director 

  March 16, 2010 

 Vice President, Finance and Chief Financial 
Officer (principal financial and accounting officer) 

  March 16, 2010 

Director 

Director 

Director 

Director 

Director 

  March 16, 2010 

  March 16, 2010 

  March 16, 2010 

  March 16, 2010 

  March 16, 2010 

62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT INDEX 

Exhibits to the Annual Report on Form 10-K have been filed with the Securities and Exchange Commission. 

Copies  of  the  omitted  exhibits  are  available  to  any  stockholder  free  of  charge.    Copies  may  be  obtained  either 
through the Securities and Exchange Commission’s website: http://www.sec.gov or by submitting a written request 
to  Mr.  J.  Rodney  Mills,  Secretary,  USA  Truck, Inc., 3200 Industrial Park Road, Van Buren, Arkansas 72956.  If 
submitting  a  written  request,  please  mark  “200   10-K  Request”  on  the  outside  of  the  envelope  containing  the 
request. 

9

63 

 
 
 
 
 
COMPARISON OF 5 YEAR CUMULATIVE TOTAL RETURN*
Among USA Truck, Inc., The Dow Jones US Index
And The Dow Jones US Trucking Index

$180

$160

$140

$120

$100

$80

$60

$40

$20

$0

12/04

12/05

12/06

12/07

12/08

12/09

USA Truck, Inc.

Dow Jones US

Dow Jones US Trucking

*$100 invested on 12/31/04 in stock or index, including reinvestment of dividends.
Fiscal year ending December 31.

Copyright© 2010 Dow Jones & Co. All rights reserved.

Officers and Directors

Clifton R. Beckham 
President, Chief Executive Officer and Director 

  Robert M. Powell 
  Chairman of the Board 

Garry R. Lewis 
Executive Vice President, Chief Operating Officer 

  Richard B. Beauchamp 
  Director (General Partner, Norris Taylor & Company, 

Michael E. Brown 
Senior Vice President, Operations 

Accounting Firm) 

  Terry A. Elliott 
  Director (Retired Chief Administrative Officer and Chief 
Financial Officer, Safe Foods Corporation, Food Safety 
Company)

Darron R. Ming 
Vice President, Finance and Chief Financial Officer 

  William H. Hanna 
  Director (President, Hanna Oil and Gas, Oil and Gas 

Michael R. Weindel, Jr. 
Vice President, People 

J. Rodney Mills 
Vice President, Safety, General Counsel and Secretary 

Exploration) 

  Joe D. Powers 
  Director (Retired Chairman and CEO of Merchants 

National Bank of Fort Smith, AR and Former Chairman 
of the Advisory Board of Regions Bank of Fort Smith, AR)  

)

  James B. Speed 
  Director (Retired Chairman of the Board, USA Truck, 

Inc.) 

Craig S. Shelly 
Vice President, Corporate Strategy 

Rick A. Davis 
Vice President, Information Systems 

Bryce C. Van Kooten 
Vice President, Sales 

Donald B. Weis 
Vice President, Human Resources 

Kevin J. Gates 
Controller 

Jeffery L. Burns 
Treasurer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate Information 

This annual report and the statements contained herein are submitted for the general information of 
shareholders of the Company and are not intended to induce any sale or purchase of securities or to 
be used in connection therewith. 

Corporate Headquarters 
3200 Industrial Park Road 
Van Buren, Arkansas  72956 
Telephone:  (479) 471-2500 

Annual Meeting 
May 5, 2010 
10:00 a.m. local time 
USA Truck, Inc. 
3200 Industrial Park Road 
Van Buren, Arkansas  72956 

Transfer Agent and Registrar 
Registrar and Transfer 
Company 
10 Commerce Drive 
Cranford, New Jersey  07016 

Common Stock traded on the 
NASDAQ Global Select 
Market under the Symbol:  
USAK 

Web Site 
http://www.usa-truck.com 

Upon written request of any shareholder, the Company will furnish without charge a copy of 
the Company’s 2009 Annual Report on Form 10-K, as filed with the Securities and Exchange 
Commission,  including  the  financial  statements  and  schedules  thereto.    The  written  request 
should  be  sent  to  J.  Rodney  Mills,  Secretary  of  the  Company,  at  the  Company’s  executive 
offices,  3200  Industrial  Park  Road,  Van  Buren,  Arkansas  72956.    The  written  request  must 
state that as of March 8, 2010, the person making the request was a beneficial owner of shares 
of the Common Stock of the Company.